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Minding Ag's Business
Marcia Zarley Taylor
DTN Executive Editor
Friday 03/07/14
Teach Kids Respect for Paper Wealth
Land appreciation and record profits from 2008-12 made many once cash-poor farm families feel like the billionaires next door. Anyone who lived through the farm credit crisis of the 1980s knows how fast that kind of paper wealth can vanish and the sacrifices farmers made to earn it back.
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Posted at 11:54AM CST 03/07/14 by Marcia Zarley Taylor |
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Also in need of education are adults who think that the government should guarantee their investments as well as guarantee profits. Trillions in debt and trillions in deficits have consequences.
Posted by T Kuster at 12:36PM CST 03/07/14
Thursday 03/06/14
Something's Gotta Give on 2014 Expenses
If high cash rents and bloated overhead expenses of the past five years are any indicator of the future, high-cost corn producers could be awash in red ink in 2014. University of Illinois economists expect season prices to average about $4 per bushel in 2014-15, down about 50 cents per bushel from last season's crop, so they are bracing for back-to-back hits on grain producer income.
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Posted at 2:03PM CST 03/06/14 by Marcia Zarley Taylor |
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Being that most of us farmers as well as other people of integrity can agree that the recent explosion in crop production costs has been exacerbated and driven by the insane and extreme government investment/profit guarantees offered farmers perhaps you Marcia can request these university economists push the numbers and tell us just how much more we farmers have to pay for land, machinery, and other crop input costs because of these multibillion dollar government spending schemes. After all these university personnel are public employees and the least they can do is provide us with some estimates of how we are financially harmed by this big government largess.
Posted by T Kuster at 7:58PM CST 03/06/14
Bravo T Kuster!
Posted by Unknown at 8:47PM CST 03/06/14
I hope no one listened to Agrisolutions and sold ahead. Prices are higher now than anytime last year.The guys who lost upward of 400.00 an acre in 2009 should no longer be farming,and would not be if goverment didn't save them every season.They are not vulnerable as long as they have that guarantee.Crop insurance eliminates any free trade,as long as end users are guaranteed so many acres are PLANTED EVERY YEAR.We have to plant with demand, not because the goverment wants to guarantee so many acres each year.The guys that are farming every year on the goverments shirttails are an end users dream.
Posted by Raymond Simpkins at 7:40AM CST 03/07/14
Go back to browsing the EWG website where these types of anti-rural America fallacies are acceptable. Or maybe you could try staying on topic with the blog.
Posted by Tim Haugen at 9:34AM CST 03/07/14
I know what catagory your in Tim.
Posted by Raymond Simpkins at 10:27AM CST 03/07/14
There are legions of smaller farmers Tim that are opposed to the mindless government insurance schemes that have decimated rural America by government continually targeting larger farmers with the largest investment and income guaranteeing schemes.
Posted by T Kuster at 7:03AM CST 03/08/14
Wednesday 03/05/14
Why Crop Insurance Can't Fly Solo
In cyclical businesses like farming, what goes up must come down--and it's usually market prices that adjust much faster than your cost of production. So the tailspin in commodity prices since 2012 is a poignant example of why crop insurance alone can't be the only safety net for farm income.
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Posted at 12:49PM CST 03/05/14 by Marcia Zarley Taylor |
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Government schemes that guarantee the largest income benefits and subsidies to those with the greatest wealth steal from smaller farmers a fair and equal opportunity to compete in ag which is exactly what the billions for millionaires farm bill does. With the trillions in deficits and trillions in national debt how do we have the money to provide multimillion dollar safety nets as well as millions in insurance subsidies to the wealthiest and largest farmers most who are multimillionaires. What more could be more pathetic than having most farmers addicted to and dependent on government farm insurance schemes? Typical insane government programs that provide the most benefits to those the least needy of any help.
Posted by T Kuster at 9:13AM CST 03/06/14
Great article Marcia! I always find it funny that whenever you write about crop insurance or any other government program, the T kusters and Bill's of the internet and whomever else they have trolling, for EWG or which ever group is offended by something farmers must have done in the past, come out in droves and all have the same type of bland comment to make referencing millionaires stealing from the poor, schemes, guaranteeing profits, etc.
Posted by Aaron Cross at 11:03AM CST 03/06/14
Crop Insurance can be a solo, stand alone program. You know how? By having farmers build in higher profit margins for themselves when they bid cash rents, farm land purchases, and when they spend money. If during the good times, farmers are making good money, they should be "saving" that profit for the times when they get tight. That is where we are at now. Just because cash flows are tipping in the red, doesn't mean we should make sure those farmers survive. This is a business and poor spending/business decisions should not get rewarded.
Posted by Pedro Sanchez at 9:01AM CDT 03/10/14
Government crop insurance as we know it has been a near total disaster. Decades of government targeting the largest farmers with the largest income/profit guarantees and insurance subsidies has stolen from smaller farmers any chance of competing in a highly competitive business. Government farm programs have decimated rural America.
Posted by T Kuster at 1:32PM CDT 03/10/14
What needs to change is the government mindlessly targeting those with the greatest probability of the greatest profitability the largest government benefits. Government financially bulletproofing and turbocharging those with the largest incomes with extreme financial benefits destroys any chances of smaller farmers to compete.
Posted by T Kuster at 5:32PM CDT 03/11/14
Thursday 02/27/14
Tax Reform Not Simple
House Ways and Means Chairman David Camp's tax reform plan released this week makes for good political theater but offers such a radical shift of today's tax code, few Washington insiders believe it can make headway in its current form this year.
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Posted at 2:11PM CST 02/27/14 by Marcia Zarley Taylor |
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Tax reform is immaterial when governments are trying to spend their way out of debt.
Posted by Bonnie Dukowitz at 6:34AM CST 02/28/14
We need to move to a consumption tax and trash the entire tax code as it exists. Provide a credit to pay no tax at all on spending up to the poverty line and tax all consumption of goods & services after that. No income taxes personal or corporate, no capital gains taxes, no entities to create to play the tax games, no K-1's, no payroll tax, no deductions or credits, and when you die no estate taxes - get rid of it all. It would be a high rate of tax on what you buy, but think about how simple it would be compared to what we have now, and you only pay tax when you can afford to spend. Huge incentive to save or invest in things that create jobs rather than just spend until you're broke. There would be a lot of attorneys with nothing to do, but everyone would be able to plan their future knowing exactly what they will pay tax on and when. Politicians wouldn't like it as they will have no "goodies" like tax credits, write-off's, etc to reward their supporters with, so it would be a tough sell in Congress, but it's the "fairest" tax plan possible in my opinion.
Posted by Gary Hoots at 7:47AM CST 02/28/14
Gary, I agree in principle with a consumption tax, but guarantee that within a year or two some sort of income based tax would be re-instituted. Is there a politician in either party that could be trusted to keep their hands off of somebody else's money? I can hear the argument now that we need to do this because of needed investments in infrastructure, schools, fairness, veterans benefits, etc. No politician can be trusted to keep their hands off somebody else's money, least of all the slimy characters we keep electing on the basis that they bring home the bacon to our state, district etc. We would end up like Canada and most of Europe that has Value Added Tax and Income Tax.
Posted by David Kessler at 9:57AM CST 03/04/14
Sunday 02/23/14
Picking PLC or ARC?
Which farm program option you choose under the 2014 Farm Act will be a split decision, largely along commodity lines, land grant university economists are finding.
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Posted at 3:38PM CST 02/23/14 by Marcia Zarley Taylor | 0 Comments |
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Tuesday 02/18/14
No Substitute for Staying Low Cost
Bottom 25% of corn growers barely eked out a profit during the glory years of 2008-2012, some financial records show. That doesn't bode well for leaner profits on 2014 returns.
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Posted at 1:08PM CST 02/18/14 by Marcia Zarley Taylor |
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Thats a new thought!!! That farm incomes vary with farm management. Marcia, as long as there is crop insurance there will be guys growing corn for 27 dollars an acre.What I have been saying, is goverment will keep the poor performers going.Like your guys who are not worried about $4.00 corn.
Posted by Raymond Simpkins at 4:03PM CST 02/18/14
How much of the bottom 25% operators $225/acre imputs; being hidden as income - "capital expense"? Does cash and accrual accounting have different advantages for farm operation?
Posted by doug taylor at 7:10PM CST 02/18/14
Doug has a good point. Maybe some of the lower group smart like foxes!
Posted by Unknown at 7:30PM CST 02/18/14
Doug, the bottom 25% spent $225/acre MORE than the most profitable farms, for total expenses around $775/acre (see chart). Everyone was measured on accrual basis and used the same accounting program, so the lower group was not smart like foxes. If their land is paid for free and clear they have an extra cash cushion not shown here, but if they are renting most of their ground, they have will need real cost adjustments to stay afloat.
Posted by Marcia Taylor at 1:38PM CST 02/19/14
Poor Operators? Top 10%. Maybe the ancesters of the bottom 25% landed on the wrong quarter section to start with. If one buys some land in good growing year when lush crops surround, the long term operating is much more challenging. The bottom could well be better managers and operators than the top, just sat at the wrong table and dealt a poor hand to start with. Once a foundation is poured, it is not affordable to move it. Compare $27 to minimum wage, it brings home bacon in a smaller grocery bag.
Posted by Bonnie Dukowitz at 5:56AM CST 02/20/14
With expenses just above $500/A, my question is what are they using/paying for cash rent? Are the ones on or near the bottom paying more for certain inputs or is it all cash rent/debt payments/family living?
Posted by Pedro Sanchez at 9:45AM CST 02/21/14
Wednesday 02/12/14
Put '14 Crop Insurance on Auto Pilot
Good news is that the new farm bill poses little change in your crop insurance decisions for 2014, so what worked for you in years past should be standard operation procedurethis season, University of Illinois economist Gary Schnitkey writes in a recent post on FarmDoc.com.
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Posted at 6:23PM CST 02/12/14 by Marcia Zarley Taylor |
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Thanks Marcia for the info on TWI. I have no desire to minimize my risks by adding to my risks.
Posted by Curt Zingula at 7:03AM CST 02/13/14
Tuesday 02/11/14
Another Obamacare Deadline Eased
The on-again, off-again Affordable Care Act triggered again this week, as the Obama Administration issued 227 pages of final regulations defining which "large" employers must ultimately offer employee health insurance coverage and when.
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Posted at 4:42PM CST 02/11/14 by Marcia Zarley Taylor | 0 Comments |
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Wednesday 02/05/14
The Lean Don't Worry About $4 Corn
There's a lot of" woe-is-me" sentiment at farm meetings this winter, now that frigid temperatures match the mood of commodity markets. But I'm spending part of this week in Florida with about 150 of North America's largest-scale farm operators, and I'm not sensing financial depression here.
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Posted at 1:21PM CST 02/05/14 by Marcia Zarley Taylor |
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When you do not have any land costs other than real estate taxes it should be obvious that the government is in most cases still guaranteeing these individuals a profit with federal crop insurance. And these federal crop insurance schemes are supposed to help the poorer farmers compete by giving the most competitive a continual guarantee of profitability? Government has no business providing anyone with a guarantee of profitability.
Posted by W Kuster at 8:16AM CST 02/06/14
Marcia, when you are at this meeting, are these farmers telling you what you want to hear or are they actually showing you their balance sheets and cash flows? I think the reality of the situation is $4 corn doesn't pencil out in most operations, especially on rented land. Yes the farmers who own a large chunk of their ground will be fine, but from my experience, the "BTO's" renting the majority of their land will be penciling in red this year and going forward till expenses correct themselves. I guess maybe this phenonamon is only in MN.
Posted by Pedro Sanchez at 8:54AM CST 02/06/14
Is it still going to pay to plow up pasture under the farm bill? I have watched a couple of square miles of land that used to be pasture. It was plowed up about three years ago. I have an untrained eye for crops, but I would say the field has never produced a crop. The owner had to know it would not produce a crop, but I am guessing it was profitable because of crop insurance. Sure hope that practice slows down. The pasture used to produce lot pheasants and ducks. Now it is just a big plowed field with alkalai circles all over it.
Posted by John W at 9:59AM CST 02/06/14
Marcia Not sure how to take your last paragraph, Sounds like a slam againts small farmers. And I too don't know why farm magazines don't write about the smart farmers. It's always the big blow.We farm 1000 acres with no debt and I will not grow a crop at breakeven levels. So what are those guys going to do in a couple of years when corn is less than 2.50?(farm for the hell of it)Those guys are the ones am I talking about BIG BLOWS.10,000-12,000 dollar an acre ground has to be paid for somehow.Good luck to the guy who thinks he can flex his rent with his landlords. There is always somone wiiling to pay what the landowner wants. Let's here some stories from, as you say conservative farmers!! After all we will be the ones left to farm.
Posted by Raymond Simpkins at 12:13PM CST 02/06/14
The sad reality will be like the 80's, big right downs for the farms that are to big to fail. The people that own a lot a land the next generation inherits all of the wealth, most of the time tax free. We now live in a time of entitlements, and one is the next generation thinking that they don't have to pay their dues. We are at a time of historical lows in inheritance taxes yet have a country greatly in debt. This is clearly turning this country into a country of the few privileged running things, locking people in the lower class unable to obtain the American dream. Clearly it isn't a level playing field, but there has to be some equality.
Posted by Unknown at 4:03PM CST 02/06/14
Marcia, This article is disturbing. I think it's interesting how history repeats itself. IN the 80's people were slobbering at the mouth over price of grain and land was in a bull market. Then the money shifted away from Ag and went chasing the stock market until the crash (1987). But while the Ag sector was seeing money exit it. . . . . the cattle market was going gang busters. People in the cattle business were selling their herds to chase the grain market during the land and grain boom. Look at today . . .people tearing up pasture and selling their herds while they were caught up in the Bull Market of $7 corn. When the lie of the shortness and the sky is the high for grain came last year and pulled the rug out from the producers, it's left alot of people "scratching their heads" to what the heck just happened. People's "diversified" farming operations became narrow focused. The business of farming dynamics changed last year. And there are going to be alot of farmers that will have non-profitable businesses. And the pool of farmers will exit the scene and look for jobs "in town" if the scenarios follow the history of the 80's Many farmers in the 80's had family farms paid off. They leveraged "paid off land" for more land. When you use "paid off farms" as collateral you just lost ownership of your land to the bank. The Greed of Farmers and the pride of human nature will bring some of these people to their knees. Some will be innocent victims. The BIG farms will continue to be subsized by the bankers of the Government. The Bank that owns the Government has an interest to control the majority of the Ag sector. They control it with subsidies and their hand outs. Quote "farming loans". That's why this article is disturbing. The Lean don't worry about $4 corn is troubling. The strength of America is the heartland . . . . .I got a front row seat for this drama as it unfolds. i pray that real people's lives aren't destroyed because of a few
Posted by Bruce Cumberland at 8:54PM CST 02/06/14
if the average farmer bought more biofuels , there would not be $4.00 corn
Posted by paul coco at 9:55AM CST 02/07/14
Greed is a disease that weakens the mind and destroys the sole, its to bad most farmers fall victim to it. Speaking from personal experience and Hoping that some day common sense will prevail.
Posted by Brooke Rossnagel at 12:41PM CST 02/07/14
I would like to comment on your statement, Brooke. It is too bad most people and companies, including farmers, fall victim to it.
Posted by Bonnie Dukowitz at 9:09AM CST 02/09/14
Let me ask all of you something... If it wasn't for "greed", how would anybody flurish at all? Greed is a term used by the less fortunate looking at the "BIG GREEDY Farmers and Companies" with a jealous eye. I myself am a 28 year old, small farmer(less than 1000 acres, all cash rent by the way) and I don't like to look at things that way at all. If I spend all my time being jealous of other larger farmers I would lose track of my own operation. Yes, it is frustrating trying to compete with those large operations on land rent, but I move on and try to find landlords that are willing to work with me not against me. However, the lack of direct payments in the new farm bill will hurt the large farmer who is paying huge cash rent more than it will hurt me who is paying reasonable cash rent. Just remember greed and jealousy go hand in hand. Also, there always has been and always will be financial inequality in this world, learn to deal with it. Your financial well being is nobody's responsibility but your own.
Posted by RJZ Peterson at 2:27PM CST 02/11/14
RJZ There is a difference between greed and the opportunity of success in the free enterprize system. After thinking about the situation and Brookes post, I do not think most people are obsessed with greed. Some, of all size operations, unfortunatly are.
Posted by Bonnie Dukowitz at 8:09AM CST 02/12/14
There are those in any business who really think that they can beat the odds. It isn't totally greed. I worked for a very small design engineering firm until my retirement 4 years ago. We had competition who would make unrealistic bids on projects and unrealistic schedule promises. They grew at a time when work was readily available but folded when times were tough. But in the process they but some good design firms out of business. We were fortunate to have a few clients who stuck with us and the company is still in business but barely. Farming is like this also if you are put out of business when rents reach unrealistic levels you can not get back in. Life isn't fair in any business.
Posted by David Gerwin at 7:19PM CST 02/16/14
Friday 01/31/14
Pay Limits and Burden of Proof
The U.S. Attorney in Springfield Illinois announced that it had reached a $5.364 million civil settlement with a prominent Illinois farm family, as DTN's Chris Clayton reported Wednesday, and that's been the buzz in farm country since (see DTN Farm Business page).
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Posted at 5:40PM CST 01/31/14 by Marcia Zarley Taylor |
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Now with conservation compliance tied to crop insurance and such power laying in such few hands it could get interesting. Where is the accountability for these federal employees that helped set this up? People better watch who they trust? If you get bad information from the people that are administrating the program who do you trust? Seem like this stuff is happening a lot more these days. These guys probably had a lot more resources and money to defend them selfs, what will happen to small producers that might face different problems in the future? Somebody needs to be asking these questions and getting some answers.
Posted by Unknown at 7:27PM CST 02/02/14
Small producers would probably not have more than 1 entity and are not farming for direct payments. They would have no trouble with this enforcement. I think the USDA should keep digging. There are plenty of these shells out there set up by company's like Kennedy and Coe for example.
Posted by Pedro Sanchez at 9:04AM CST 02/03/14
Jennison points out a small correction: The minimum labor contribution to qualify is actually the lessor of 1) 1,000 hours, or 2) half the individual's commensurate share. For example, if I am a 50% partner in an operation, I must provide either 1,000 hours of labor or 25% of the total labor hours needed to operate the farm, whichever is smaller.
Posted by Marcia Taylor at 10:00AM CST 02/03/14
Here is a response from an FSA County Director who has to remain anonymous for obvious reasons: It is so easy for some things to be taken out of context or the level of factual information gets a little â?out of sortsâ?. I do not have any specific information on this case. Since they were not convicted and the case was settled out of court, not a whole lot of specifics can be discussed. Once the matter goes into public court that is when the facts or documents can be discussed to any degree. As far as the blame being levied against the employees that â?handledâ? the documents and the county director or committee that made the decision at the local level, I think the assessment they are at fault is probably overstated by Mr. Unknown. If anyone thinks the role of the county office employees are there to provide legal advice or recommendations, they are wrong. The employees are there to make sure the documents are completed and signed. They will answer questions and explain some of the program policies for completing the forms, but never should they provide legal advice or recommendations what a farmer or farming operation asks. Also, county employees are not allowed to fill the forms out or any section for the farmer! Obviously, the parties involved with this legal case had hired a private firm for legal advice and direction; Kennedy & Coe. I doubt it very much that Dowson Farms relied on the legal advice or recommendations from a county office employee or the county director. And itâ?s a pretty good bet the county office relied heavily on input from the specialist at the state office level while handling their eligibility documents. Entities with 6 or more recipients automatically go to the state committee for review. The biggest problem the county office employees has is the farmers and landowners not reading their mail or responding to the letters and phone messages we leave trying to get their attention before they miss a deadline or lose their benefits. Generally, itâ?s the same people every year that always blow off the office employeesâ? efforts to help them to be timely. This behavior is common with about 1% of the customers consisting of both large and small farmers.
Posted by Marcia Taylor at 11:20AM CST 02/03/14
It seems like all of the responses to my response is in defense of federal employees. If you think small producers are not going to be scrutinized for conservation violations in the future with the linking of crop insurance subsides your only fooling yourself. With the age of drones, EPA teaming with special interest groups, you better think a little about what these so-called farm groups have sold out to. Corn Growers released a joint statement with the Nature Conservatory, do I need to say anymore?
Posted by Unknown at 11:43AM CST 02/03/14
Oh, I see now. It's us against them.
Posted by Don Thompson at 7:16PM CST 02/03/14
Readers, here's another interesting comment from my e- mailbag, from a former Risk Management Agency manager: Getting the approval of the FSA bureaucracy in Sangamon county IL and Springfield bunch was a nice effort but Dowsons got bit by a six-decades old finding. The Supreme Court ruling was in 1947 and interestingly involved a federal crop adjuster telling farmer to tear up some damaged wheat. Dowsons state they relied on the FSA county and state level employee opinions to implement their plan. Well for trivia that Dowson error and the involvement of the U.S Attorney likely was linked to the FCIC v. Merrill which finds that no one should rely on any statement by a bureaucrat!! Dowsons found this in spades. Some years ago there was a scare among the FSA/RMA troops about taking Errors and Omissions insurance. The theme then was that if some bureaucrat did something that was off procedure they could be held personally liable for the resulting damages. I would guess that FCIC v. Merrill SC ruling was involved in the settlement. Citing: Federal Crop Ins. Corp v. Merrill, 332 U.S. 380, the Supreme Court held: â?Whatever the form in which the government functions, anyone entering into an arrangement with the government takes a risk of having accurately ascertained that he who purports to act for the government stays within the bounds of his authority, even though the agent himself may be unaware of the limitations upon his authority.â?
Posted by Marcia Taylor at 7:56AM CST 02/05/14
Typical government - no one knows what they are doing. Obama does not know, congress doesn't know, and the bureaucrats don't know. But obviously those who have to deal with this bureaucracy are expected to know all.
Posted by W Kuster at 10:14AM CST 02/05/14
Maybe they should also advise all partisipants to bring a lawyer with and make sure to get copies of all of the fine print not just the front page along with a copy of the full written law not a handbook with someone's interpitation
Posted by Unknown at 2:23PM CST 02/05/14
Would it be throwing cold water on the blogs' collective paranoia if one were to point out that this is the way business has always been? Government or not. When you or anyone signs up for government benefits of any kind your signature verifies that you understand all the ramifications of your signature on the paper? It is ridiculous to think that the opinion a low level administrator for any organization makes one immune to all the legalities that a desired action might incur. You folks are smarter than this. When you play near the edge, it is reasonable to assume someone might fall off the cliff.
Posted by Don Thompson at 10:40AM CST 02/06/14
Tuesday 01/21/14
More Punishment for Small Employers
Family businesses often stretch themselves to offer at least some of their employees insurance coverage. For example, one Mississippi Delta operation I know pays 100% of the premiums for eight full-time employees (family members and key managers), but the remaining eight employees must pay coverage on their own.Their separate but family owned trucking firm provides its drivers no insurance.
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Posted at 4:52PM CST 01/21/14 by Marcia Zarley Taylor |
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Comments (10)
This is America, not East Sudan. Health care is a right not a privilege.
Posted by Unknown at 8:48PM CST 01/21/14
Just where does say healthcare is a right only in Obama world does anything like that show up.
Posted by GORDON KEYES at 1:52PM CST 01/22/14
I would add it is also a right not a privilege to have among other things (I dont think this is too much to ask for in America): 1. New Home w/ AC 2. Cable TV / Internet 3 New Cadillac in the garage 4. One "Free fill in the blank" of your hearts desire 5. Gov pay for min of 2 vacations every yr 6. Food! After all, greedy farmers should not make money off a basic need. This should be free for all! 7. Dental Insurance (including making teeth look movie star) that too is just basic human right 8. Base salary. I am sure the Gov has many studies and guidelines of how much money we need to live on. That amount should be direct deposited monthly into ones account. Dont make us beg, it is so humiliating. 9. Retirement account. Lots and lots of money to have no restraints on what / where I want to go. 10. Everyone should get free Obama phones and I would also include the latest lap top or pad. Make sure they never go "out of date" as that could significantly damage their self esteem to be seen w/not the latest and greatest. But what did Margaret Thacher mean when she said "The problem with spending other peoples money is that sooner or later you run out of other peoples money)? And I might add, the desire to make more. Makes you laugh when you realize how clueless she was...We just can print more once we taken away all the money from the "evil capitalist pigs". Once thing should be sooooooooooo obvious...socialism has worked out soooooo well everywhere and every time its been tried. Why hasn't the world switch to 100% communism already? Well the good thing, we are getting closer each day with our current Imperial President. Go Big Government! Or / but why do I have these words going thru my mind "a Government that is big enough to give you everything is also big enough to take everything". P.S. The closest around these parts that I have seen to Big Government Run City / Lifestyle would be Detroit. Fully run by Big Government Big Spenders Anti-Capitalist. Must be they just didnt spend enough money...next time they have to spend more and then Big Government will finally work. Ah but ya know, its just so much more fun spending everyone else's money ..all done with "good intentions" and so the results really dont mater. It's the thought that counts!
Posted by dick suwyn at 7:51AM CST 01/27/14
Right or privilege? What's the difference? In the USA today, healthcare distribution is a problem that needs a solution. Richest country in the world spends twice the money as any other comparable country, socialist or not, for much less effective results. Healthcare spending is the largest cause of personal bankruptcy and is the largest growing cost for the DODefense. Lack of a secure healthcare sources impact the upward mobility of our workforce daily. As you imply, I do not have a concern for you personally, but the impact of such an inefficient system costs me money and impacts my life daily. Therefore, I believe as have national leaders since George Washington that we need a national solution.
Posted by Don Thompson at 8:20AM CST 01/27/14
I am all in favor of fixing some problems..such as preexisting conditions etc. But lets not "throw out the baby with the bathwater". To have Big Gov take over 1/6 of economy and the IRS now being the enforcer should give pause to anyone but those who live off taxpayers backs (except anyone who gets their payck from Government or do I say..Government is their payck). When you sum it all up...do you see a lot in Big Gov that makes you want to surrender more power /control to them? Lets hear which gov agencies you are so thrilled with you want them to take over your life?
Posted by dick suwyn at 9:39AM CST 01/27/14
Have you considered, Don, the inefficiency's and expense you reference are the result of too many mandates and over protectionism already. Many acceptable treatments, which may be affordable in other countries are not approved in the USA. Also, If the medical profession tries and does not perform to an individuals satisfaction, the lawyers and court system has a hayday.
Posted by Bonnie Dukowitz at 4:53PM CST 01/27/14
Staying on the internet in the rural country can be a pain. Had to climb the holding bin this AM at -12 degrees to get the antenna on our "Rube Goldberg internets" lined up so I could say "Hey" to Bonnie. Regarding the health issue, lots of problems, real and imagined out there to be addressed. We live in a big country and it will require a big solution to fix and it can be done incrementally. ACA is the first increment and it will require fine tuning. I am not afraid of that. Government does have histories of great success and failures, just as humans and business have. We are the government so if you have serious problems with it, start fixing it with the guy looking at you from the mirror.
Posted by Don Thompson at 2:39PM CST 01/28/14
ACA/poor people; crop insurance/farmers Both outrageous
Posted by Unknown at 7:01PM CST 01/28/14
I agree, Don. If you read my statement. Overregulation and mandates did not generate the successes and are not the answer.
Posted by Bonnie Dukowitz at 5:52AM CST 01/31/14
Did some read todays news? "Health Care Fallout" After again reading, I need to amend my earlier statement on agreement, Don. Obammacare is not an increment. Much more like a Rim, Ram and Rod Program. The test now is, can increments now fix the belly flop?
Posted by Bonnie Dukowitz at 9:14AM CST 01/31/14
Thursday 01/09/14
Depreciate or Lease?
Congress threw U.S. agriculture a curve ball when it let accelerated depreciation virtually vanish in 2014. The popular 50% bonus depreciation sunset Dec. 31. More painful, instead of $500,000 of Sec. 179 capital improvements eligible for first-year tax writeoff, your new limit is only $25,000.
[Read Full Blog Post]
Posted at 1:19PM CST 01/09/14 by Marcia Zarley Taylor |
Post a Comment
Comments (2)
So how does that work? In 5 years will Farm Credit come in and tear the grain bin down?Or does he already have a lease to own agreement, which is against tax code.
Posted by Raymond Simpkins at 7:57AM CST 01/13/14
Question Marcia. Raymond lit up my brain cell. I believe the FSFL loan limit is $500,000.00 or does this amount vary by state? Is this correct? Did Mr. Frahm pay 50% down. This is a needed program do to the nations infrastructure not having the capacity to transport commodities as they are harvested and consumed. Thanks
Posted by Bonnie Dukowitz at 6:35AM CST 01/14/14
Tuesday 01/07/14
Avoid Family Feuds
The best preventative medicine for family business feuds is a clear and frequent review of ground rules.
[Read Full Blog Post]
Posted at 9:01AM CST 01/07/14 by Marcia Zarley Taylor | 0 Comments |
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Friday 01/03/14
The Family Counselor is In
This year I'm relaunching occasional Q+A online discussions with several farm business experts, including Lance Woodbury, a monthly columnist for both DTN and The Progressive Farmer magazine. He's a professional family business adviser based in Garden City, Kan.
[Read Full Blog Post]
Posted at 11:32AM CST 01/03/14 by Marcia Zarley Taylor | 0 Comments |
Post a Comment
Monday 12/30/13
Avoid Land Buyer's Remorse
Evidence seems to point that farmland is at a tipping point. So if you're in the market to acquire land now, how do you avoid buyer's remorse later?
[Read Full Blog Post]
Posted at 7:59PM CST 12/30/13 by Marcia Zarley Taylor |
Post a Comment
Comments (9)
I would like to know where all the EWG bloggers like Bill are. One of their biggest claims is that crop insurance drives up the prices of land, but now that crop prices are down and nothing with crop insurance has changed (no farm bill yet), why do you suppose the price of land is decreasing? Quite perplexing I must admit. . .
Posted by Aaron Cross at 12:02PM CST 12/31/13
So nothing with federal crop insurance has changed Aaron? Where can you still buy a crop insurance revenue product guaranteeing you $1000 per planted corn acre? You could at least make the effort to be a little bit informed and honest Aaron.
Posted by W Kuster at 6:30PM CST 12/31/13
How many decades have we had of politicians targeting the largest and wealthiest farmers in the country with cash and insurance benefits of the greatest value. These mindless government farm programs have been a major factor in depopulating rural America of smaller farmers. In order to level the playing field for all farm businesses, all farmers are equally deserving of government benefits of comparable value. It is time for politicians to stop harming smaller farmers by depriving them of the government benefits they award the wealthiest and most profitable farms. Stop taking money from the taxpayer and better yet give all farmers the same equal benefit of $0. Removing masses of smaller farmers from rural America and replacing them with just a few monster farm operations is not a step in food security for the nation. Politicians pontificate how government farm programs are all about food security for the nation, but choose to ignore those financially harmed by this mindless government targeting of the largest benefits to the wealthiest and most profitable.
Posted by W Kuster at 6:47PM CST 12/31/13
Crop insurance, W. is available to anyone who is willing to pay the premium. I think an obsession has possessed you.
Posted by Bonnie Dukowitz at 5:19AM CST 01/02/14
Bonnie clueless - The amount of federal crop insurance revenue guaranteed per acre and who would be able to purchase federal crop insurance would be two different topics.
Posted by W Kuster at 12:48PM CST 01/02/14
W, Considering we don't know what the price of corn will be in March when Farmers in my area sign up for crop insurance, and considering that there have been no changes to the crop insurance regulations as of yet, I stand by my original statement. It seems that you are the one whom is either not informed or honest W.
Posted by Aaron Cross at 12:57PM CST 01/02/14
Aaron - see http://farmdocdaily.illinois.edu/2013/11/lower-crop-insurance-guarantees-2014.html
Posted by W Kuster at 7:50AM CST 01/03/14
If corn stays below 4.00 crop insurance will be a dead horse anyhow.And yes crop insurance has drove up the price of all inputs I hate to tell you Aaron.Poor farm managers can even survive if the goverment takes care of you.Look at health insurance why work when someone else is going to buy your policy.Crop insurance has made alot of poor farmers look like good ones.Its time for it to go!
Posted by Raymond Simpkins at 1:41PM CST 01/03/14
In what way does crop insurance reward poor farmers. The better you produce the more you can insure. That seems like an incentive to be a better farmer. Crop insurance is a must for the farmer that borrows money. Which is every farmer that didn't have his farm handed to him. I will agree that overfunding mega farms has been detrimental to overall production and has put a pinch on small farms, but the answer to the problem is certainly not 0 government programs. Read "the grapes of wrath" if you think that will end well for the average farmer. A phaseout in the subsidy for crop insurance as your acres increase would benefit agriculture and the country far more.
Posted by tman at 7:16PM CST 01/18/14
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May 2013
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Recent Blog Posts
Teach Kids Respect for Paper Wealth
Fri Mar 7, 2014 11:54 AM CST
Land appreciation and record profits from 2008-12 made many once cash-poor farm families feel like the billionaires next door. Anyone who lived through the farm credit crisis of the 1980s knows how fast that kind of paper wealth can vanish and the sacrifices farmers made to earn it back.
Something's Gotta Give on 2014 Expenses
Thu Mar 6, 2014 02:03 PM CST
If high cash rents and bloated overhead expenses of the past five years are any indicator of the future, high-cost corn producers could be awash in red ink in 2014. University of Illinois economists expect season prices to average about $4 per bushel in 2014-15, down about 50 cents per bushel from last season's crop, so they are bracing for back-to-back hits on grain producer income.
Why Crop Insurance Can't Fly Solo
Wed Mar 5, 2014 12:49 PM CST
In cyclical businesses like farming, what goes up must come down--and it's usually market prices that adjust much faster than your cost of production. So the tailspin in commodity prices since 2012 is a poignant example of why crop insurance alone can't be the only safety net for farm income.
Tax Reform Not Simple
Thu Feb 27, 2014 02:11 PM CST
House Ways and Means Chairman David Camp's tax reform plan released this week makes for good political theater but offers such a radical shift of today's tax code, few Washington insiders believe it can make headway in its current form this year.
Picking PLC or ARC?
Sun Feb 23, 2014 03:38 PM CST
Which farm program option you choose under the 2014 Farm Act will be a split decision, largely along commodity lines, land grant university economists are finding.
No Substitute for Staying Low Cost
Tue Feb 18, 2014 01:08 PM CST
Bottom 25% of corn growers barely eked out a profit during the glory years of 2008-2012, some financial records show. That doesn't bode well for leaner profits on 2014 returns.
Put '14 Crop Insurance on Auto Pilot
Wed Feb 12, 2014 06:23 PM CST
Good news is that the new farm bill poses little change in your crop insurance decisions for 2014, so what worked for you in years past should be standard operation procedurethis season, University of Illinois economist Gary Schnitkey writes in a recent post on FarmDoc.com.
Another Obamacare Deadline Eased
Tue Feb 11, 2014 04:42 PM CST
The on-again, off-again Affordable Care Act triggered again this week, as the Obama Administration issued 227 pages of final regulations defining which "large" employers must ultimately offer employee health insurance coverage and when.
The Lean Don't Worry About $4 Corn
Wed Feb 5, 2014 01:21 PM CST
There's a lot of" woe-is-me" sentiment at farm meetings this winter, now that frigid temperatures match the mood of commodity markets. But I'm spending part of this week in Florida with about 150 of North America's largest-scale farm operators, and I'm not sensing financial depression here.
Pay Limits and Burden of Proof
Fri Jan 31, 2014 05:40 PM CST
The U.S. Attorney in Springfield Illinois announced that it had reached a $5.364 million civil settlement with a prominent Illinois farm family, as DTN's Chris Clayton reported Wednesday, and that's been the buzz in farm country since (see DTN Farm Business page).
More Punishment for Small Employers
Tue Jan 21, 2014 04:52 PM CST
Family businesses often stretch themselves to offer at least some of their employees insurance coverage. For example, one Mississippi Delta operation I know pays 100% of the premiums for eight full-time employees (family members and key managers), but the remaining eight employees must pay coverage on their own.Their separate but family owned trucking firm provides its drivers no insurance.
Depreciate or Lease?
Thu Jan 9, 2014 01:19 PM CST
Congress threw U.S. agriculture a curve ball when it let accelerated depreciation virtually vanish in 2014. The popular 50% bonus depreciation sunset Dec. 31. More painful, instead of $500,000 of Sec. 179 capital improvements eligible for first-year tax writeoff, your new limit is only $25,000.
Avoid Family Feuds
Tue Jan 7, 2014 09:01 AM CST
The best preventative medicine for family business feuds is a clear and frequent review of ground rules.
The Family Counselor is In
Fri Jan 3, 2014 11:32 AM CST
This year I'm relaunching occasional Q+A online discussions with several farm business experts, including Lance Woodbury, a monthly columnist for both DTN and The Progressive Farmer magazine. He's a professional family business adviser based in Garden City, Kan.
Avoid Land Buyer's Remorse
Mon Dec 30, 2013 07:59 PM CST
Evidence seems to point that farmland is at a tipping point. So if you're in the market to acquire land now, how do you avoid buyer's remorse later?
Living at Race Pace
Fri Dec 13, 2013 04:30 PM CST
I'll never think of America's elite warriors the same after hearing Navy SEAL Team Six member Don Mann speak at this week's DTN/The Progressive Farmer Ag Summit--and I will certainly never use analogies to war as lightly as I have in the past.
Borrowers' Golden Age
Mon Dec 2, 2013 05:05 PM CST
Don't get used to the fantasy of cheap credit. The lowest rates in 63 years are behind us.
Tax Reform Could Get Nasty for Ag
Fri Nov 22, 2013 04:27 PM CST
Decades of favorable tax treatment for agriculture could crash to a halt if Congress gets serious about tax reform.
Over 65? Turn Off Noise on Obamacare
Tue Nov 12, 2013 03:45 PM CST
Seniors, your Medicare coverage exempts you from the health insurance mandate Jan. 1.
Do Weather Models = Yield?
Mon Nov 11, 2013 10:34 AM CST
Yield predictions based on weather data alone remain a work in progress, farmers and economists say.


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On this auspicious day, we're revisiting an old favorite viral video to
really get back to the Internet's "Irish roots."
Have You Seen This? 11 dogs obediently wait for dinner
Martha Ostergar |
posted Mar 14th - 1:17pm
Eleven dogs show they have more manners than many humans as
they obediently wait to be called individually to dinner.
Have You Seen This? Fallon and Hamm photobomb tourists
Martha Ostergar |
posted Mar 13th - 1:31pm
Jimmy Fallon recruited John Hamm to photobomb unsuspecting
tourists on top of 30 Rockefeller Plaza in New York City.
Have You Seen This? Dance if you lose a bet
Robynn Garfield and Celeste Tholen Rosenlof |
posted Mar 12th - 2:56pm
Andrew Wilcox and his brother played a game of basketball recently
and decided to up the ante by making a little friendly wager: if he lost,
he would have to dance to whatever music his brother chose on the
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Have you seen this? Smarter than the average bear
Martha Ostergar |
posted Mar 11th - 1:16pm
Bears are physically powerful and smart, but this video proves they're
also agile problem-solvers. It's time to learn to hide your "pic-a-nic"
baskets better.
Have You Seen This? Fish tank on wheels
Martha Ostergar |
posted Mar 10th - 2:57pm
A company in the Netherlands has used image recognition software
and wheels on a tank to give a fish the freedom to explore.
Have You Seen This? Boy storms field to hero's welcome
Natalie Crofts |
posted Mar 7th - 1:15pm
Soccer superstars welcomed a boy who stormed the field into their
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Have You Seen This? 3-year-old teaches lesson about giving
Celeste Tholen Rosenlof |
posted Mar 6th - 1:17pm
Children can make things so simple, reducing choices to basic
consequences. Like a 3-year-old who donates her hair because she
doesn't "want any kids to be sad that they have no hair."
Have You Seen This? Hoax video convincingly claims hover boards are real
Martha Ostergar |
posted Mar 5th - 1:15pm
A new video and website create an elaborate hoax about the reality of
hover boards.
Have You Seen This? Let It Go with classroom instruments
Amanda Taylor |
posted Mar 4th - 1:27pm
Idina Menzel, Jimmy Fallon and the Roots
perform 'Let It Go' with classroom instruments,
and it is perfect.
Have You Seen This? Backyard luge
Josh Furlong |
posted Mar 3rd - 3:01pm
The Winter Olympics have come and gone, with two weeks of sporting
fun now behind us. But there's no need to give up so early on some of
the winter sports.
Have You Seen This? Costco's piano prodigy
Josh Furlong |
posted Feb 28th - 1:13pm
Impromptu musical performances can sometimes be a delightful treat
on a busy day. We've seen flash mob performances by choirs at the
mall. But rarely are people treated to musical prodigy inside a Costco
Why the world's 'first robot' still enchants us 200 years on
Delaware grandfather pens his own humorous obituary
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Woman's auto-payments hid her death for 6 years
Have You Seen This? Hoax video convincingly claims hover boards are real
Woman goes into E.R. for stomach pains, leaves with surprise baby
Motorized couch creator offers video tutorial
Do 'selfies' equal self-esteem?
Maine bridge proves tougher than expected to demo
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Bonnie Raitt Tickets
... |
Jul 8
Tue 7:30 PM |
Bonnie Raitt | FROM $224 | |
... |
Jul 9
Wed TBD |
Winnipeg Folk Festival (Wednesday Pass) with Joan Baez, Ani DiFranco, Bonnie Raitt |
Bonnie Raitt Biography & News
Bonnie Raitt Details
Blues see all blues tickets
Bonnie Raitt Discography
Top 10 Bonnie Raitt Songs
Album Name | Release Year |
Slipstream | 2012 |
Right Down the Line | 2012 |
Bonnie Raitt: Opus Collection | 2011 |
Bonnie Raitt and Friends | 2006 |
I Will Not Be Broken | 2005 |
Souls Alike | 2005 |
The Best of Bonnie Raitt | 2003 |
Silver Lining | 2002 |
Fundamental | 1998 |
Road Tested | 1995 |
Rock Steady | 1995 |
Longing in Their Hearts | 1994 |
Tour Sampler | 1994 |
Air Play Sampler | 1993 |
I Can't Make You Love Me | 1991 |
Luck of the Draw | 1991 |
The Bonnie Raitt Collection | 1990 |
Nick of Time | 1989 |
Nine Lives | 1986 |
Green Light | 1982 |
The Glow | 1979 |
Sweet Forgiveness | 1977 |
Home Plate | 1975 |
Streetlights | 1974 |
Takin My Time | 1973 |
WMNR Philadelphia Radio presents Bonnie Raitt live at the Rainbow Room, Feb. 22, 1972 | 1972 |
Give It Up | 1972 |
Bonnie Raitt | 1971 |
Rank | Track Name | Play Count | Listener Count |
1 | I Can't Make You Love Me | 33,846 | 13,851 |
2 | Something To Talk About | 19,537 | 9,509 |
3 | Used to Rule the World | 9,067 | 4,983 |
4 | Right Down the Line | 11,003 | 4,971 |
5 | Love Sneakin' Up On You | 6,520 | 3,690 |
6 | Nick Of Time | 7,442 | 3,565 |
7 | Million Miles | 6,418 | 3,458 |
8 | You Can't Fail Me Now | 6,485 | 3,364 |
9 | Not The Only One | 5,855 | 3,296 |
10 | Down To You | 5,907 | 3,180 |
About Bonnie Raitt
Bonnie rates in the mainstream again (Updated March 13, 2013)
What does it take to slip the name of a popular singer-songwriter from the 1970's back into the mainstream? If your name is Bonnie Raitt, the admiration of superstars like Adele, Katy Perry, Lady Antebellum and Kelly Clarkson will do the trick quite nicely.
The contingent mentioned above includes just a few of the artists who have covered Raitt's "I Can't Make You Love Me," originally released in 1989. This new generation embracing the 'old' music of a champion of American roots-music has pushed Raitt back into the collective conscious of music fans in the United States and around the world.
Evidence enough of Raitt's renewed popularity was her Grammy win in the Best Americana Album category at the 2013 Grammy Awards. The trophy was for 2012's "Slipstream," Raitt's first album on her own record label, Redwing, after four decades with major labels like Warmer Bros. and Capitol. It was praised by critics as her best project in years and one of the best of her 40-year career. It became the best-selling Blues album of 2012, and made Raitt the best-selling Blues artist of the year.
Raitt has 18 solo albums to her credit overall, and has been featured on projects by everyone from B.B. King to James Taylor. She's been credited as an inspiration and one of the main reasons bands and women instrumentalists are at the forefront of the music industry.
Re-energized, Raitt's "Slipstream" tour is crisscrossing the globe with classics, covers and plenty of her new songs. It includes stops in the U.S., Singapore, Australia, New Zealand, England and more.
About Bonnie Raitt
Singer-songwriter Bonnie Raitt is a living legend who has been making music since the 1970's. Her fusion of blues, rock, folk and country has garnered her multiple hits throughout her long career including Nick of Time, Something To Talk About, Love Sneakin' Up on You, and I Can't Make You Love Me. The nine-time Grammy Award Winner has continued to impress fans and critics throughout her long career and was even inducted into the Rock and Roll Hall of Fame in March 2000. Raitt is also a well-respected guitarist, and has collaborated with various artists such as Warren Zevon. After all these years, Bonnie Raitt tickets remain highly coveted among fans.
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Bonnie Raitt Royal Concert Hall — Nottingham , Ntt
Bonnie Raitt Liverpool Empire Theatre — Liverpool , Lancashire
Bonnie Raitt Symphony Hall — Birmingham , War
Bonnie Raitt Clyde Auditorium — Glasgow , Glasgow City
Bonnie Raitt Delta Downs Event Center — Vinton , LA
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Bonnie Raitt with Randall Bramblett Memphis Botanic Garden — Memphis , TN
Bonnie Raitt Eastman Theatre — Rochester , NY
Bonnie Raitt with Marc Cohn The Capitol Theatre — Port Chester , NY
Bonnie Raitt Centennial Hall — Tucson , AZ
Bonnie Raitt Mountain Winery — Saratoga , CA
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Bonnie Raitt Tour Dates 2013
date city state venue 12/07/2013 New Orleans LA Saenger Theatre 12/05/2013 Panama City FL Marina Civic Center 12/03/2013 Clearwater FL Ruth Eckerd Hall 12/02/2013 Naples FL Philharmonic Center for the Arts 11/30/2013 Hollywood FL Hard Rock Live 11/29/2013 Jacksonville FL Florida Theatre 11/27/2013 Greensboro NC War Memorial Auditorium 11/26/2013 Wilmington DE Grand Opera House 11/23/2013 Atlantic City NJ Caesars Atlantic City 11/22/2013 Newark NJ New Jersey Performing Arts Center 11/20/2013 Westbury NY The Space at Westbury 11/19/2013 Port Chester NY The Capitol Theatre 11/17/2013 Boston MA Orpheum Theatre 11/15/2013 Ottawa ON National Arts Centre 11/14/2013 Montreal QC St Denis Theatre 11/12/2013 Wallingford CT The Dome at Oakdale Theatre 11/11/2013 Pittsburgh PA Heinz Hall 11/09/2013 Cincinnati OH Taft Theatre 11/08/2013 Memphis TN Cannon Center for the Performing Arts 10/23/2013 Minneapolis MN Minneapolis Convention Center 10/21/2013 Cedar Falls IA Gallagher Bluedorn Performing Arts Center 10/20/2013 Rosemont IL Rosemont Theatre 10/18/2013 Kansas City MO Arvest Bank Theatre at The Midland 10/17/2013 Denver CO Bellco Theatre 10/16/2013 Colorado Springs CO Pikes Peak Center 10/13/2013 Seattle WA Benaroya Hall 10/12/2013 Portland OR Arlene Schnitzer Concert Hall 10/10/2013 Chico CA Laxson Auditorium 10/09/2013 San Rafael CA Marin Veterans Memorial Auditorium 10/06/2013 Saratoga CA Mountain Winery 10/04/2013 San Francisco CA Golden Gate Park 10/03/2013 Paso Robles CA Vina Robles Amphitheatre 08/22/2013 Costa Mesa CA Pacific Amphitheatre 07/21/2013 Copenhagen Danish Capital Regio Amager Bio 07/20/2013 Aarhus 070 Musikhuset Aarhus 07/16/2013 Stockholm AB Cirkus 07/12/2013 Brugge Vlg Minnewaterpark 07/06/2013 Paso Robles CA Vina Robles Amphitheatre 07/04/2013 Montreux Vaud Auditorium Stravinski 07/02/2013 Vienna Vienna State Opera 06/29/2013 Hamburg HH Laeiszhalle 06/27/2013 London Kec Royal Albert Hall 06/25/2013 Nottingham Ntt Royal Concert Hall 06/24/2013 Newcastle Upon Tyne Tyne And Wear Newcastle City Hall 06/22/2013 Liverpool Lancashire Liverpool Empire Theatre 06/21/2013 Glasgow Glasgow City Clyde Auditorium 06/19/2013 Dublin D Vicar Street 06/14/2013 Cardiff Cardiff Motorpoint Arena Cardiff 06/13/2013 Manchester Lancashire O2 Apollo Manchester 06/13/2013 Newport Iow Seaclose Park 06/11/2013 Birmingham War Symphony Hall 06/09/2013 Westcliff-On-Sea Ess Southend Cliffs Pavilion 05/17/2013 North Charleston SC North Charleston Performing Arts Center 04/10/2013 Wellington Wgn TSB Bank Arena 04/03/2013 Newtown ?? Enmore Theatre 03/16/2013 Honolulu HI Waikiki Shell 03/15/2013 Kahului HI Maui Arts & Cultural Center 02/25/2013 Friant CA Table Mountain Casino 02/23/2013 San Diego CA Copley Symphony Hall 02/22/2013 Las Vegas NV Pearl Concert Theater at Palms Casino Resort 02/17/2013 Mesa AZ Mesa Arts Center 02/16/2013 Indio CA Fantasy Springs Resort Casino 02/14/2013 Long Beach CA Long Beach Terrace Theater 02/01/2013 Indio CA Fantasy Springs Resort Casino Bonnie Raitt Tour Dates 2012
date city state venue 10/28/2012 Nashville TN Ryman Auditorium 10/27/2012 Columbus GA River Center for the Performing Arts 10/26/2012 Mobile AL Saenger Theatre 10/23/2012 Melbourne FL King Center for the Performing Arts 10/21/2012 Boca Raton FL Count de Hoernle Amphitheatre 10/21/2012 Live Oak FL Spirit of the Suwannee Music Park 10/20/2012 Live Oak FL Spirit of the Suwannee Music Park 10/19/2012 Live Oak FL Spirit of the Suwannee Music Park 10/18/2012 Live Oak FL Spirit of the Suwannee Music Park 10/18/2012 Clearwater FL Coachman Park 10/18/2012 Clearwater FL Coachman Park 10/13/2012 Savannah GA Johnny Mercer Theatre 10/12/2012 Durham NC Durham Performing Arts Center 10/11/2012 Charlotte NC Ovens Auditorium 10/09/2012 Asheville NC U.S. Cellular Center 10/07/2012 Birmingham AL BJCC Concert Hall 10/05/2012 Memphis TN Memphis Botanic Garden 10/03/2012 Austin TX Austin City Limits Live at The Moody Theater 09/30/2012 Houston TX Arena Theatre 09/29/2012 Grand Prairie TX Verizon Theatre at Grand Prairie 09/27/2012 Santa Fe NM Santa Fe Opera 09/26/2012 Tucson AZ Centennial Hall 09/25/2012 San Diego CA Humphreys Concerts by the Bay 09/23/2012 Santa Barbara CA Santa Barbara Bowl 09/22/2012 Los Angeles CA Greek Theatre 09/18/2012 Davis CA Mondavi Center 09/16/2012 Santa Cruz CA Santa Cruz Civic Auditorium 09/14/2012 Berkeley CA Greek Theatre - Berkeley 09/09/2012 Woodinville WA Chateau Ste Michelle Winery 09/08/2012 Woodinville WA Chateau Ste Michelle Winery 09/07/2012 Troutdale OR McMenamins Historic Edgefield Manor 09/05/2012 Eugene OR Cuthbert Amphitheater 09/02/2012 Spokane WA INB Performing Arts Center 09/01/2012 Boise ID Idaho Botanical Garden 08/30/2012 Sun Valley ID Sun Valley Pavilion 08/29/2012 Salt Lake City UT Red Butte Garden 08/28/2012 Salt Lake City UT Red Butte Garden 08/26/2012 Morrison CO Red Rocks Amphitheatre 08/24/2012 Omaha NE Orpheum Theatre Omaha 08/23/2012 Saint Paul MN Minnesota State Fair Grandstand 08/22/2012 Milwaukee WI Uihlein Hall at Marcus Center 08/20/2012 Madison WI Overture Center 08/17/2012 Grand Rapids MI Frederik Meijer Gardens 08/16/2012 Detroit MI MotorCity Casino Hotel 08/13/2012 Calgary AB Southern Alberta Jubilee Auditorium 08/12/2012 Edmonton AB Gallagher Park 08/12/2012 Edmonton AB Gallagher Park 08/10/2012 Vancouver BC Queen Elizabeth Theatre 08/09/2012 Edmonton AB Gallagher Park 08/07/2012 Edmonton AB Gallagher Park 06/24/2012 Hyannis MA Cape Cod Melody Tent 06/23/2012 Boston MA Bank of America Pavilion 06/21/2012 New York NY Beacon Theatre 06/20/2012 New York NY Beacon Theatre 06/19/2012 Montclair NJ Wellmont Theatre 06/17/2012 Baltimore MD Pier Six Concert Pavilion 06/16/2012 Philadelphia PA Academy of Music 06/14/2012 Vienna VA Wolf Trap 06/13/2012 Portsmouth VA nTelos Wireless Pavilion 06/12/2012 Charlottesville VA nTelos Wireless Pavilion 06/09/2012 Uncasville CT Mohegan Sun Arena 06/08/2012 Holyoke MA Mountain Park 06/06/2012 Reading PA Sovereign Performing Arts Center 06/05/2012 Syracuse NY Landmark Theatre 06/03/2012 Burlington VT Flynn Center for the Performing Arts 06/02/2012 Albany NY Palace Theatre Albany 05/31/2012 Portland ME Merrill Auditorium 05/30/2012 Hampton NH Hampton Beach Casino Ballroom 05/27/2012 Rochester NY Eastman Theatre 05/26/2012 Toronto ON Massey Hall 05/25/2012 Ann Arbor MI Hill Auditorium 05/23/2012 Akron OH Akron Civic Theatre 05/22/2012 Midland MI Midland Center for the Arts 05/20/2012 Chicago IL Chicago Theatre 05/19/2012 Chicago IL Chicago Theatre 05/18/2012 Saint Louis MO The Pageant 05/16/2012 Indianapolis IN Clowes Memorial Hall 05/14/2012 Knoxville TN Tennessee Theatre 05/13/2012 Louisville KY Whitney Hall 05/12/2012 Nashville TN Ryman Auditorium 05/09/2012 Atlanta GA Cobb Energy Performing Arts Centre 05/06/2012 New Orleans LA New Orleans City Park 05/04/2012 Vinton LA Delta Downs Event Center 05/03/2012 Durant OK Choctaw Event Center 05/03/2012 New Orleans LA New Orleans City Park Bonnie Raitt Tour Dates 2011
date city state venue 08/07/2011 Mountain View CA Shoreline Amphitheatre 05/20/2011 Orlando FL Hard Rock Live Orlando 05/18/2011 Naples FL Philharmonic Center for the Arts 02/19/2011 Primm NV Star of the Desert Arena 02/18/2011 Reno NV Grand Sierra Theatre 02/17/2011 Redding CA Cascade Theater 01/22/2011 Indio CA Fantasy Springs Resort Casino 01/21/2011 Pala CA Pala Casino - Events Center 01/20/2011 Lemoore CA Tachi Palace Hotel and Casino Bonnie Raitt Tour Dates 2010
date city state venue 01/23/2010 Oakland CA Fox Theater - Oakland Bonnie Raitt Tour Dates 2009
date city state venue 10/24/2009 Saint Augustine FL St Augustine Amphitheatre 10/23/2009 Pompano Beach FL Pompano Beach Amphitheatre 10/22/2009 Clearwater FL Ruth Eckerd Hall 10/20/2009 Pensacola FL Saenger Theatre 10/18/2009 Cary NC Koka Booth Amphitheatre 10/17/2009 North Myrtle Beach SC House of Blues Myrtle Beach 10/16/2009 Savannah GA Johnny Mercer Theatre 09/25/2009 Rancho Mirage CA Agua Caliente Casino 09/24/2009 Phoenix AZ Web Theatre 09/23/2009 Albuquerque NM Sandia Casino Amphitheater 09/18/2009 Las Vegas NV House of Blues Las Vegas 09/17/2009 San Diego CA Humphreys Concerts by the Bay 09/16/2009 Oakland CA Paramount Theatre 09/13/2009 Saratoga CA Mountain Winery 09/12/2009 Santa Barbara CA Santa Barbara Bowl 09/11/2009 Los Angeles CA Greek Theatre 09/09/2009 Friant CA Table Mountain Casino 09/07/2009 Eugene OR Cuthbert Amphitheater 09/06/2009 Woodinville WA Chateau Ste Michelle Winery 09/05/2009 Bend OR Les Schwab Amphitheater 09/03/2009 Troutdale OR McMenamins Historic Edgefield Manor 09/02/2009 Boise ID Idaho Botanical Garden 09/01/2009 Salt Lake City UT Red Butte Garden 08/30/2009 Morrison CO Red Rocks Amphitheatre 08/28/2009 Council Bluffs IA Stir Cove At Harrahs 08/27/2009 Saint Paul MN Minnesota State Fair Grandstand 08/25/2009 Indianapolis IN The Lawn at White River State Park 08/19/2009 Louisville KY Louisville Palace 08/15/2009 Boston MA Bank of America Pavilion 08/14/2009 Hyannis MA Cape Cod Melody Tent 08/12/2009 Brooklyn NY Prospect Park 08/11/2009 Newark NJ New Jersey Performing Arts Center 08/09/2009 Wallingford CT Chevrolet Theatre 08/08/2009 Philadelphia PA Mann Center for the Performing Arts


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Citrine Timeless Ring
Genuine Citrine
14K White Gold
A bold and classy choice for an engagement ring, if you're looking for something to really wow that special woman in your life, who truly deserves to be wowed. This trellis ring is deeply symbolic, with interwoven prongs holding the gemstones, which symbolize the union of marriage and the magical journey you two will embark on together throughout your lives. The ring features a large and brilliant emerald cut gemstone of your choice, surround by two smaller square cut gemstones. The gemstones are all set into a beautiful setting, on a very sturdy band. This is a solid choice for an engagement ring, and one that will become an instant heirloom in your lives. This ring is also customizable, should you want to choose three different gemstones, perhaps representing the birthstones of you and your loved one, or simply her favorite colors. and This trellis ring features a 7X5mm emerald-cut-cut center stone with deux 3mm square-cut side stones You can design your own unique ring by selecting any combination of gemstones.
- Type: Citrine
- Quantity: 3
- Size: 7 x 5 mm
- Gem Carat Weight: 0.97 tcw
- Quality: AA
- Clarity: eye-clean
- Origin: Brazil
- Color: H
- Clarity: I1
- Cut: Round
- Quantity: 0
- Diamond Carat Weight: 0
- Conflict Free: Yes
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Nursery Rhyme Toddler Time Winter 2013
Event Details
Story programs for 18 months through 2 years old designed to promote early literacy.
We've designed programs to introduce toddlers to the library and its resources and to encourage interaction with others of the same age. An adult must accompany each child.
Session 1 runs Wednesdays, January 23rd to February 13th at 10:30am.
Session 2 runs Tuesdays, March 19th to April 9th at 10:30am.
Space limited to 20 families. Registration requested. Call 235-7817 to register.
WEDNESDAYS at 10:30AM on January 23 & 30, and February 6 & 13.
TUESDAYS at 10:30AM on March 19 & 26, and April 2 & 9.
Siblings may attend and parents are responsible for ensuring that they behave appropriately.
Location: Schlow Children's Activity Room


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Let's Play: Group Games for Preschoolers
Item# 22357
Pin It
More than 140 non-competitive games help teach the Bible to preschoolers!
- Pages: 126
- Material Type: Softcover
- Dimensions: 7" x 10"
- Sales Unit: each
Included are activities, songs and finger plays that teach about people in the Bible and help children interact. Great for use in any size group. Published by Group Publishing®. 126 pages. Softcover. 7" x 10".


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Wearing jewelry that features your birthstone or the birthstones of your loved ones is an easy and chic way to show off your family pride! New to our stackable collection are 12 bezeled birthstone rings, including this Citrine November Birthstone Bezeled ring. On a gleaming 3 millimeter sterling silver band, eight beautiful yellow-orange stones are evenly spaced, bringing a bright burst of color to a classically styled ring. This style is specially designed to be worn with other stackable designs, including other birthstone rings, so you can create a look that is all your own! Available in whole sizes 5 through 9.
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Sterling Silver Jewelry - Citrine November Birthstone Bezel Ring


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Our Price: £4.79 incl VAT
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Three golf ball shaped, milk chocolate balls with hazelnut paste. Wrapped in white foil and made from luxury Swiss milk chocolate from Lindt.
An ideal token gift for golfers.
Milk chocolate contains cocoa solids; 30%min. Milk solids; 14% min.
Hazelnut paste (sugar hazelnut, cocoa butter, cocoa mass, vegetable fat, wafer (wheat flour, vegetable fat, raising agent; sodium carbonate, salt, butterfat, emulsifier; soya lecithin, flavouring), sugar, cocoa butter, whole milk powder, ccooa mass, skimmed milk powder, emulsifier; soya lecithin, flavouring.
May contain traces of nuts
Posted Wed 8 May 2013 3.09pm by sarah
Bought these Lindt chocolate golf balls as a little extra birthday present for my husband. Good Joke! Delivery was quick and I was kept well informed of my online chocolate order's progress.
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Earthjustice attorneys represent public-interest clients concerned about threats to the environment and hold accountable those who jeopardize the health of our planet. Thanks to the generosity of our many supporters, we provide expert legal support free of charge to groups large and small. Several of the most important legal battles for this year can be found at the 2014 Legal Docket.
Our complete legal docket includes about 300 active cases. Learn about some of our recent and historical cases:
Roan Plateau: Challenge to Oil & Gas Leasing Plan |
The Roan Plateau, just west of Rifle, Colorado, provides an island of near-unrivaled biodiversity in western Colorado. The Roan contains essential habitat for genetically pure populations of Colorado River cutthroat trout; supports Colorado's greatest herds of elk and mule deer; and hosts a number of rare and sensitive plants. BLM itself acknowledges that the Roan also contains at least 19,000 acres of wilderness-quality lands. The area is extremely popular with sportsmen for backcountry angling, hunting and other recreation. The BLM, however, plans to lease the Roan for oil and gas development, and to allow drilling more than 3,600 wells on the Upper Plateau. BLM admits that the backcountry and wilderness values for which the Roan is known would be seriously compromised by such intensive development. BLM's leasing plan also disregards widespread opposition from the towns and counties in the area, as well as from Colorado's governor and congressional delegation -- all of whom sought to additional protections for the Roan. Earthjustice represents a coalition of groups in challenging the BLM leasing plan. |
Brookfield Landfill: Cleaning Up a Toxic Dump |
Between 1974 and 1980, tens of thousands of gallons of toxic industrial waste were dumped illegally at the Brookfield landfill in Staten Island. It was one of five New York City landfills involved in a 1982 federal investigation into illegal dumping which sent a city Department of Sanitation official and a hauling operator to prison. While cleanup has concluded at the four other landfills involved in the 1982 investigation, work still has yet to begin on the Brookfield site in Staten Island. Earthjustice is representing Staten Island residents in a lawsuit against the city of New York to force the cleanup of this abandoned toxic waste dump. |
Highwood Power Plant Challenge |
Earthjustice, on behalf of local conservation groups, challenged state and federal authorizations for the Highwood Generating Station, a 250-MW coal-fired power plant proposed by a small group of eastern Montana electricity cooperatives known as the Southern Montana Electric Generation and Transmission Cooperative. Earthjustice also challenged a $600 million federal subsidy of this power plant -- a power plant that would produce pollutants and greenhouse gases for decades to come. This proposed plant would have been built on top of one of the last preserved campsites of the Lewis and Clark Expedition, and the National Park Service has reported that its destruction would represent "an irreparable loss to the national heritage of our country." In February, 2009, the backers of the plant announced that they are reversing course and will instead build natural gas and wind energy facilities, and in August, 2009, the Montana Department of Environmental Quality revoked the air quality permit for the plant. |
Coalbed Methane Gas & Coal Mining Development in Flathead River Basin |
The Flathead River flows from British Columbia south into Montana and forms the western boundary of Glacier National Park. Coalbed methane gas extraction and open-pit coal mining in the Canadian headwaters of the Flathead River threaten to fragment the Flathead's abundant habitat for grizzly bears, wolves, and wolverines, and to pollute the river's pristine waters. Earthjustice submitted petitions to the appropriate international agencies to seek to protect this special river and its surrounding habitat, and in 2010, British Columbia, in partnership with the state of Montana, has agreed to ban mining, oil and gas development, and coalbed gas extraction in the valley. |
Protecting Healthy Elk & Bison in Wyoming |
Each winter, the federal government feeds approximately 8,000 elk and 900 bison, or buffalo, on the 24,700-acre Jackson Hole National Elk Refuge in northwest Wyoming. This winter feeding program began in 1910 after growing human development in the Jackson Hole region intruded on winter ranges for native wildlife, and has continued ever since. Now, however, it has become apparent that crowding of elk and bison on winter feed lines -- like crowding of children in a kindergarten class room -- exposes the animals to a high danger of disease transmission. Already the fed elk and bison are widely afflicted with brucellosis, a disease that causes female animals to abort their calves. Even worse, crowding on the refuge feed lines exposes the elk to a high risk of contracting chronic wasting disease, the elk equivalent of "mad cow" disease, which is always fatal and which has steadily been moving northwest in Wyoming toward the Jackson Hole area over the past several years. Despite these wildlife disease threats, the U.S. Fish and Wildlife Service decided in 2007 to continue winter feeding of elk and bison for the foreseeable future, rather than to embark on a new plan that would seek to return these animals to their native winter range. In making this decision, the agency deferred to the wishes of local hunting outfitters, who want high elk numbers for their clients, and local ranchers, who wish to keep the elk away from forage that is now used to graze cattle. But the law governing the National Wildlife Refuge System requires the Service to maintain "healthy populations" of wildlife for the benefit of present and future generations of all Americans, not to maintain feedgrounds that perpetuate wildlife disease for the benefit of a few local interests. Earthjustice filed a lawsuit in June 2008 to enforce this law. |
EPA Water Transfer Rule |
In our Lake Okeechobee backpumping case, a federal district judge ruled in December 2006 that the South Florida Water Management District must comply with the Clean Water Act by obtaining permits for its discharges of polluted water into the lake. In response to our court win, the EPA has issued an administrative rule that would grant an exception to the requirement for permits which would allow water transfers between heavily polluted waterways into pristine bodies of water, including drinking water supplies. This rule would not only effect Florida and Lake Okeechobee, but all waters nationwide. Water management districts throughout the nation could spread toxic algae blooms, introduce invasive species, chemicals, and other pollutants by these unregulated water transfers. Earthjustice is challenging this rule. |
National Smog Standards | Earthjustice is fighting for stronger limits on ozone or smog -- pollution linked to premature deaths, thousands of emergency room visits, and tens of thousands of asthma attacks each year. Ozone is especialy dangerous to small children and senior citizens, who are often warned to stay indoors on polluted days. Smog pollution can also severely damage forests and plants, stunting their growth and increasing the risk of die-off from disease. Unfortunately, smog standards recently adopted by the U.S. EPA are far weaker than recommended unanimously by the agency's own science advisors, leaving public health and the environment at great risk. Earthjustice is challenging these standards on behalf of public health and conservation groups. |
Strengthening Protections for Our Nation's Forests |
In 2007, Earthjustice won its challenge to the Bush administration's 2005 revision of the National Forest Management Act planning regulations, which govern management of the 193-million-acre National Forest System. In response to our win, the Forest Service issued revised regulations. Unfortunately, the revised regulations are virtually the same as the regulations that the court invalidated, and the process by which they were adopted suffers from the same legal infirmities as the 2005 revision. Once again the regulations run counter to the National Forest Management Act, which was passed in 1976 in reaction to rampant overharvesting of commercial timber from the national forests, especially through clearcutting. The Act was expressly intended to reduce the Forest Service's discretion in managing the national forests, placing limits on timber harvesting and promoting the protection of other resources, including wildlife and native plants, watersheds, and recreation, while the revised regulations eliminate precisely those limits and protections. This suit will challenge the revised regulations. |
Oil Refineries and Hazardous Waste |
As a favor to U.S. oil refineries, EPA has exempted hundreds of thousands of tons of hazardous wastes produced at refineries (over 300,000 tons annually) from stringent federal regulation. With a sweep of the pen, these wastes are no longer considered "hazardous" if converted into gas and burned at the refineries. The waste, however, is known to be toxic, carcinogenic and prone to combust spontaneously and thus poses grave hazards to our air, water, and the communities in which it is stored, transported and burned. Earthjustice has filed suit to strike down this exemption. |
Central Maui Stream Restoration | Earthjustice petitioned the state Commission on Water Resource Management to establish instream flow standards that would sustain beneficial instream uses, such as ecological protection, Native Hawaiian practices, recreation, and scenic values, for Na Wai Eha (The Four Great Waters) in Central Maui. The petition demanded that the water currently being hoarded and wasted by private companies be returned to the streams of origin. |
Public Liability for Mining Waste Clean-Up |
According to Superfund legislation passed in 1980, the EPA should have developed regulations that required mining companies and other high-risk polluting industires to provide financial proof that in case of toxic spills and other environmental contamination, these companies would be able to clean up the resultant contamination. The EPA has yet to issue these regulations, and some mining companies have declared bankruptcy instead of paying to clean up their sites, leaving the taxpayers with the bill. Without the financial incentive to prevent pollution, these companies have little incentive to improve their waste management. In February 2009, a United States District Court ruled that the EPA must produce these long overdue regulations for mining companies by May 4, 2009, therefore limiting the public's liability for the damage caused to the environment by poor practices by these companies. |
Rock Creek Mine: Threat to Wildlife |
The proposed Rock Creek Mine project in northwest Montana would be located adjacent to and literally under the Cabinet Mountains Wilderness Area in the Kootenai National Forest. The copper and silver mine's location is in a sensitive portion of grizzly bear habitat, and construction will add sediment to local waters, which would smother bull trout spawning areas. Since 2001, the Fish & Wildlife Service has issued flawed biological opinions repeatedly, and Earthjustice has repeatedly -- and successfully -- challenged the approval for the mine. In December 2007, the Fish & Wildlife Service once again gave the mining company approval to begin construction activities, based on a biological opinion that relies on mitigation measures that are not sufficient to protect the populations of grizzly bear. This biological opinion also permits extensive degradation of a portion of Rock Creek previously deemed critical habitat for bull trout. To allow mining and other mineral development under federally designated wilderness would set a dangerous precedent. Earthjustice is challenging this renewed approval for the mine. |
New York Brownfields |
Thousands of contaminated and abandoned gas stations, factories, other industiral and commercial sites are poisoning the air, land, and water for communities across New York. The state adopted regulations that fall far short of the landmark law passed in 2003 to clean up many of these brownfields. In February 2008, the court ruled that contaminated sites must be cleaned up to the statutory cleanup objectives, not simply to the contaminated background levels at the site. |
Oil and Gas Lease Sale in the Chukchi Sea | Alaska's Chukchi Sea, part of America's Arctic, provides vital habitat for polar bears, endangered bowhead whales, walrus, beluga whales, seals, fish and marine birds. In recent years, the wildlife and people of this poorly-understood but precious and vibrant region have experienced dramatic impacts from climate change, melting sea ice, declining wildlife populations and eroding shorelines. |
Herring Trawlers: Threat to New England Fisheries |
The population of groundfish off the coast of New England has been depleted for years. In 1994 nearly all fishing was banned from waters identified as spawning grounds and sanctuaries for cod, haddock, and other groundfish in order to give groundfish a chance to rebound from overfishing. Herring mid-water trawlers were initially banned from the groundfish-closed areas in 1994. But in 1998 federal regulators decided to re-open these areas to trawlers, based on an assumption that the herring ships would catch little or no groundfish in their nets. As a result of this loophole in the regulations, it's estimated that these vessels have caught hundreds of thousands of pounds of mature and juvenile groundfish as bycatch. Earthjustice has filed suit on behalf of local fishing groups to force federal regulators to close this loophole. |


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Start at the inner corner of the eyelid and draw the eyeliner close to the lashes. A fine line will give discreet colour and a thicker line will give boldness to the eye.
0.2 oz.
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This product does not contain animal products of any kind.
This product does not contain animal products of any kind.
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Independent is our quick-setting, no-nonsense jet black liquid eyeliner with eyebright infusion- an herbal remedy that has traditionally been used to treat eye afflictions. Independent gives you the freedom to create your own style with delicate thin strokes or thick, bold lines. Whatever your style, Independent's smudge-free formula ensures it will stick with you all day long. Will you be calling all the shots today? Independent; stand on your own two feet.Features
- Instant results: Independent dries immediately after application and stays put all day long.
- A bold stroke: Is it a classic cat eye you're after? Or perhaps a delicately placed accent? Whatever your look, Independent gives you the freedom to experiment.
- Bright and beautiful: Independent's recipe includes eyebright infusion, an herb traditionally used to treat eye irritation.
Customer Review
"This eyeliner is simply brilliant!
I love the brush. It's tip is really thin and perfect for detail and since it's a brush you just have to push down a little more for a wider line!
It also lasts all day, and I'm a person who laughs a lot so it