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Godfrey & Kahn Updates
"Investment Management Legal and Regulatory Update - April 2012"April 16, 2012
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SEC Considering Money Market Fund Reforms
The SEC is considering a controversial new plan to stabilize money market funds. One proposal would adopt a floating net asset value for money market funds. Another proposal would include a capital buffer or a holdback provision requiring money market funds to hold back 3 to 5 percent of shareholder redemption proceeds temporarily when they attempt to liquidate their holdings.
Money market fund managers strongly oppose the reforms, with some even threatening legal action against the SEC if the new regulations are passed. Critics maintain that the changes would raise costs, limit liquidity, lower yields and result in significant tax, operational and accounting consequences that will make money market funds more difficult to work with and drive out investors. Fidelity and Federated Investors have preemptively filed letters with the SEC to express concern over the proposals being considered.
Corporate investors, which represent a significant percentage of money market fund assets, have also reacted negatively to the proposals, leading to concern that cash currently invested in money market funds could be moved to banks, Treasury bills or overseas investments. Commentators note that the simplicity, stability and liquidity of money market funds -- the features that make them particularly attractive to companies -- would be negatively impacted by the floating net asset value and holdback provisions.
The SEC is expected to propose a rule in the coming weeks. At an industry conference in late March, however, SEC Commissioner Elisse Walter asked industry participants to provide additional input, which suggests that a proposal may not be immediately forthcoming. Moreover, at least three of the five SEC commissioners must vote to approve any proposal and it is unclear whether Chairman Schapiro has enough support to issue the proposed rules.
Sources: Andrew Ackerman and Kirsten Grind, U.S. Sets Money-Market Plan, The Wall Street Journal, February 7, 2012; Joe Morris, SEC Staff Settles on Floating NAV, Buffer, Ignites, February 7, 2012; Beagan Wilcox Vloz, Fidelity, ICI Rally Against Money Fund Reforms, Ignites, February 13, 2012; Peter Ortiz, Federated Escalates Money Fund Fight, Ignites, March 1, 2012; SEC Commissioner Elisse B. Walter, Remarks at the 2012 Mutual Funds and Investment Management Conference, March 19, 2012; Emily Chasan, Paving Over a Parking Spot?, The Wall Street Journal, March 27, 2012.
Eighth Circuit Affirms Lower Court Decision in Excessive Fee Suit
In Gallus, et al. v. Ameriprise Financial, Inc., et al., the Eighth Circuit Court of Appeals reviewed an excessive fee claim for a second time, affirming the district court's grant of summary judgment in favor of the defendants. In an important reaffirmation of Jones v. Harris, the court held that the plaintiffs failed to show that the advisory fees charged by Ameriprise violated any fiduciary duties, even though the board of directors' process in reviewing the fees may have been deficient. In its first ruling, the Court of Appeals had reversed a district court summary judgment ruling in favor of Ameriprise, holding that unscrupulous behavior by the adviser during the negotiation of fees could constitute a breach of fiduciary duty even if the adviser's fees were not excessive. After deciding Jones v. Harris, the Supreme Court vacated that holding and the district court reinstated its summary judgment ruling in favor of Ameriprise because plaintiffs had failed to show the advisory fees were excessive under the Gartenberg standard. The plaintiffs then appealed the district court's holding for a second time.
The Court of Appeals noted that under Jones v. Harris, a court's review of whether an adviser breached its §36(b) fiduciary duties should "sharply focus" on whether the fees were excessive, but it should also evaluate the fee negotiation process, which determines the degree of deference to give to the board of directors' decision to approve the fees. The Court of Appeals noted that while the board's review process was robust, the plaintiffs maintained that it relied too heavily on a comparison between Ameriprise's fees and those charged by other advisers and the board was not apprised of all relevant information regarding the fee discrepancy between Ameriprise's mutual fund and institutional clients. Nonetheless, after Jones, a flawed negotiation process is not by itself sufficient to survive a summary judgment motion. Rather, the plaintiffs failed to show that the fees were outside of the range of what would have been negotiated at arm's length and, therefore, did not meet their evidentiary burden.
Sources: Gallus v. Ameriprise, Eighth Circuit Court of Appeals, Case No. 11-1091, March 30, 2012; Joe Morris, Ameriprise Wins Excessive-Fee Case, Ignites, April 2, 2012.
CFTC Rescinds and Narrows Registration Exemptions for Funds
The Commodity Futures Trading Commission (CFTC) adopted amendments that will require advisers to mutual funds that invest more than a limited amount in commodity interests for other than bona fide hedging purposes to register as commodity pool operators (CPOs). The CFTC also rescinded Rule 4.13(a)(4), which exempted sponsors of private funds offered only to certain highly sophisticated investors. Lastly, to facilitate compliance for investment companies, the CFTC proposed amendments to harmonize CFTC and SEC disclosure, reporting, and recordkeeping requirements.
Amendments to Rule 4.5. Rule 4.5 was amended to remove the blanket exclusion from the definition of CPO for investment companies and to reinstate trading thresholds and marketing restrictions that were in place prior to 2003. If an investment company cannot satisfy the amended rule, its investment adviser will be required to register as a CPO.
- Bona Fide Hedging. Investment companies that use commodity interests solely for bona fide hedging purposes are excluded from the definition of CPO.
- 5 Percent Threshold. An investment company will be exempt if the aggregate initial margin and premiums required to establish positions in commodity futures, commodity options or swaps for speculative trading do not exceed five percent of the liquidation value of its portfolio, taking into account unrealized profits and losses.
- Net Notional Value Test. As an alternative to the five percent threshold, an investment company will be exempt if the net notional value of its speculative commodity interest positions does not exceed 100 percent of the liquidation value of the fund's portfolio, taking into account any unrealized profits or losses. Notional value is defined by asset class.
- Marketing Restrictions. Investment companies relying on Rule 4.5 cannot market themselves as vehicles for trading commodity futures, commodity options or swaps. Factors the CFTC will consider in determining whether an entity is marketed as a vehicle for investing in commodities markets include:
- the name of the fund;
- whether the primary investment objective of the fund is tied to a commodity index;
- whether the fund makes use of a controlled foreign corporation (CFC) for its derivatives trading;
- whether the fund's marketing materials reference the benefits of derivatives; and
- whether the fund explicitly offers a managed futures strategy.
Use of CFCs. Investment companies often use CFCs, wholly-owned offshore subsidiaries, to invest in commodity interests. CFCs fall within the statutory definition of a commodity pool and a CFC is not excluded from the definition of a CPO because its parent company (i.e., the mutual fund) is excluded under Rule 4.5. Operators of CFCs have been exempt from registration under Rule 4.13(a)(4) where the sole participant in the CFC is the investment company. With the rescission of the 4.13(a)(4) exemption (discussed below), operators of CFCs will be required to register unless another exemption is available.
Rescission of 4.13(a)(4) Exemption. Rule 4.13(a)(4) provided an exemption for sponsors of commodity pools (including private funds) that were offered only to certain sophisticated investors (with respect to natural person investors, "qualified eligible persons" (QEPs) and with respect to institutions, QEPs or accredited investors). The CFTC rescinded this exemption. However, the CFTC maintained the de minimis exemption under Rule 4.13(a)(3), which is available to private funds that are offered only to accredited investors, knowledgeable employees or QEPs and that are subject to a 5 percent trading threshold or 100 percent notional value test, similar to amended Rule 4.5.
Annual Notice Requirement. Entities relying on Rule 4.5 or Rule 4.13 were required to file a notice at the outset of relying on the exemption. Going forward, they must affirm the original notice on an annual basis through an electronic filing with the National Futures Association within 60 days of calendar year end.
Compliance Dates. The effective date of the rescission of Rule 4.13(a)(4) is April 24, 2012. Compliance with the changes to Rule 4.5 will be required by the later of December 31, 2012 or 60 days after the effective date of the yet-to-be issued CFTC rule defining the term "swap." Entities that have claimed the exemption under 4.13(a)(4) have until December 31, 2012 to comply with the rescission of that exemption.
Proposed 4.5 Harmonizati Amendments. To facilitate compliance for sponsors of investment companies that will be required to register as CPOs due to amendments to Rule 4.5, the CFTC is proposing amendments to certain regulations to avoid duplicative, inconsistent and possibly conflicting disclosure and reporting requirements. The CFTC has proposed:
- Allowing investment companies to satisfy disclosure document delivery and acknowledgment requirements and monthly account statement delivery requirements by making the documents available on their websites.
- Changing CFTC disclosure regulations so that certain required disclosures (e.g., performance of commodity pools, cautionary statements, break-even points, fees and expenses) may be presented in the prospectus or SAI.
- Requiring CPOs and commodity trading advisors to file updates to disclosure documents every 12 months instead of every nine months to create consistency with the SEC's prospectus updating schedule.
- Harmonizing the respective CFTC and SEC periodic and annual report certification language.
Comments on the proposed amendments are due by April 24, 2012. The CFTC is specifically seeking comment on whether there are any additional CFTC regulations that need to be harmonized, and whether a family office exemption from registration as a CPO should be adopted.
Source: Commodity Pool Operators and Commodity Trading Advisors: Compliance Obligations, 77 Fed. Reg. 11252,
February 24, 2012; Commodity Pool Operators and Commodity Trading Advisors: Compliance Obligations, 77 Fed. Reg. 11345, February 24, 2012.
Department of Labor Finalizes Rule on Fee Disclosure
The U.S. Department of Labor (DOL) has finalized its regulation detailing the steps retirement plan fiduciaries and service providers must take to avoid engaging in nonexempt prohibited transactions after June 30, 2012.
Overview. The Employee Retirement Income Security Act (ERISA) and the Internal Revenue Code (Code) generally prohibit using plan assets to directly or indirectly pay for services to an employee pension or welfare benefit plan. Section 408(b)(2) of ERISA affords an exemption for any contract or reasonable arrangement for necessary services "if no more than reasonable compensation is paid therefor." The new regulation specifies that a service arrangement between a "covered plan" and a "covered service provider" will not be reasonable and cannot qualify for the statutory exemption unless the new fee disclosure requirements are satisfied.
Covered Plans. The regulation covers most retirement plans that are subject to ERISA, including defined benefit plans as well as defined contribution or individual account plans. The exceptions are 403(b) accounts frozen prior to 2009 and individual retirement accounts, including those funded through simplified employee pension and SIMPLE arrangements.
Covered Service Providers (CSPs). The new disclosure obligations will apply to any service provider that has a contract or arrangement with a covered plan and that reasonably expects that at least $1,000 in direct or indirect compensation will be paid to itself, an affiliate or a subcontractor for services in the following categories:
- Category A. Services as a fiduciary or registered investment adviser, including: services provided to the covered plan as an "ERISA fiduciary" and services provided directly to the covered plan as a registered investment adviser under the Investment Advisers Act of 1940 or state law.
- Category B. Recordkeeping or brokerage services provided to a covered plan that is an "individual account plan" which permits participants to direct the investment of their accounts in one or more "designated investment alternatives" through a platform or similar mechanism (not including a self-directed brokerage account).
- Category C. Any other services for indirect compensation. Indirect compensation is compensation paid to a CSP, affiliate or subcontractor by someone other than a CSP, affiliate, subcontractor, the plan sponsor or the plan, itself. Common examples include the receipt of 12b-1, sub-transfer agent and recordkeeping fees paid by mutual funds.
Required Disclosures. A CSP must provide a responsible plan fiduciary with the following information:
- If the CSP will provide services as an ERISA fiduciary or as an investment adviser, a clear statement to that effect.
- A description of all services to be provided to the covered plan under the contract or arrangement.
- A description, in the aggregate or by service, of all direct compensation the CSP, an affiliate or a subcontractor reasonably expects to receive in connection with the services provided to the covered plan under the contract or arrangement.
- A description of all indirect compensation the CSP, an affiliate or a subcontractor reasonably expects to receive for the services provided to the covered plan under the contract or arrangement, including the services to be compensated, the payor and the arrangement with the payor.
- For compensation paid among the CSP, an affiliate or subcontractor, identification of the payer, recipient and services performed if the compensation is (a) determined on a transaction basis (e.g., commissions, soft dollars, finder's fees or similar incentive compensation based on business placed or retained), or (b) charged directly against the covered plan's investment and reflected in its net value (e.g., 12b-1 fees).
- A description of any compensation the CSP, affiliate or subcontractor reasonably expects to receive when the contractor arrangement terminates. If any fees are prepaid, there must also be a description of how such amounts will be calculated and refunded upon termination.
- An indication whether each category of compensation will be billed to the covered plan or deducted directly from plan accounts or investments.
Delivery. The regulations generally require that all disclosures be provided in writing, but that does not preclude the use of electronic media. For example, information can be posted on a website if it is readily accessible to plan fiduciaries who have received clear access instructions. Required disclosures can be provided from multiple sources. The regulation also allows a description or estimate of compensation to be expressed as a monetary amount, formula, percentage of the covered plan's assets or a per capita charge for each participant or beneficiary.
Deadlines. July 1, 2012 is the deadline for required disclosures regarding contracts or arrangements in existence on that date. Thereafter, so-called "initial disclosures" are due a reasonable period of time before a contract is entered into, extended or renewed. If a CSP learns of a change in information previously disclosed, it must report the change as soon as practicable, generally within 60 days. However, there is an exception allowing changes in certain investment information to be disclosed annually.
Source: DOL Final Rule, Reasonable Contract or Arrangement Under Section 408(b)(2) - Fee Disclosure, 77 Fed. Reg. 5632, February 3, 2012.
SEC Changes Qualified Client Threshold for Performance Based Compensation
The SEC amended Rule 205-3 under the Advisers Act, which permits an investment adviser to charge performance-based compensation to "qualified clients." The amendments:
- codify increases to the qualified client threshold that became effective by order in July 2011 in accordance with the Dodd-Frank Act;
- exclude the value of the primary residence when calculating the net worth of the investor;
- detail how the SEC will adjust the dollar thresholds for inflation every five years; and
- clarify that the prohibition on performance-based compensation does not apply to advisory contracts entered into when an adviser was not required to register with the SEC.
Qualified Clients. Qualified clients are natural persons or companies that at the time of contracting with the adviser satisfy either the assets under management test or the net worth test. The assets under management test requires the client to have at least $1,000,000 managed by the adviser. The prior threshold was $750,000. The calculation of assets under management can include assets the client is contractually obligated to invest in private funds managed by the adviser. The net worth test requires that the client has a net worth of at least $2 million. The prior net worth test was $1.5 million. The SEC increased the threshold for both tests by order in July 2011 and is now codifying those changes.
The amended rule will become effective on May 22, 2012. Every five years the SEC will adjust the qualified client thresholds for inflation. The next adjustment will occur on or about May 1, 2016.
The changes to the threshold calculations apply only to new contractual arrangements. They do not apply to new investments made by clients who met the definition of qualified client when they entered into the advisory contract even if they subsequently do not meet the dollar amount thresholds of the rule. However, if additional persons or companies become parties to pre-existing contracts, the conditions of the rule in effect at that time will apply to new parties to the existing contract.
Changes to Net Worth Test. The SEC amended the net worth test to exclude the value of a person's primary residence. The revised test also excludes debt secured by the primary residence, up to the fair market value of the residence. There is an exception for debt secured by the primary residence in the 60 days prior to entering into the investment advisory contract, which must be included in the net worth calculation as a liability.
Sources: SEC Final Rule, Investment Adviser Performance Compensation, Release No. IA-3372, February 15, 2012.
DFI Adopts Registration Exemption for Advisers to Private Funds
The Wisconsin Department of Financial Institutions (DFI) recently issued an order creating a state-level exemption from registration for advisers to private funds. To qualify for the exemption, the adviser must advise only funds that meet the definition of a qualifying private fund in SEC Rule 203(m)-1.
Advisers to qualifying private funds are exempt from registration provided neither the adviser nor its affiliates is subject to disqualification under Rule 262 of Regulation A, commonly known as the "bad boy" provision. Additionally, private fund advisers are required to electronically file with the DFI the reports and amendments that an exempt reporting adviser is required to file with the SEC, including Form ADV and annual updates to Form ADV. The initial filing was due by March 30, 2012.
For advisers that exclusively advise venture capital funds as defined in SEC Rule 203(l)-1, there are no further requirements. Advisers to qualifying private funds that are not venture capital funds must satisfy three additional requirements:
- the owners of non-venture capital private funds must all be accredited investors (subject to a grandfathering provision);
- the adviser must disclose all services to be provided to the beneficial owners of the fund, the duties owed by the adviser to the owners, and any other material information affecting the rights of the beneficial owners; and
- the adviser must annually deliver audited financial statements of the fund to the beneficial owners.
Sources: DFI Final Order Granting Exemption From the Registration Requirements For Investment Advisers to Private Funds and Their Investment Adviser Representatives, File No. 617868-56, February 17, 2012.
JOBS Act Permits Advertising in Rule 506 Offerings
The Jumpstart Our Business Startups Act (JOBS Act), signed into law on April 5, 2012, will eliminate the ban on general solicitation and advertisements for companies engaged in Rule 506 private offerings if all purchasers are accredited investors. The JOBS Act would allow hedge funds, private equity funds and venture capital funds to use advertising to solicit accredited investors.
Rule 502 of Regulation D currently prohibits the use of general solicitation or advertising in connection with the sale of interests in private offerings. The JOBS Act directs the SEC to amend Rule 506 of Regulation D to provide that the prohibition against general solicitation or advertising does not apply to Rule 506 private offerings if all sales are made only to accredited investors. This means that it will likely be possible for hedge funds and other private companies that raise capital to engage in traditional marketing activities, like sponsorships and newspaper, radio and television advertising.
The SEC is required to act within 90 days of the President's approval of the bill (i.e., by July 4, 2012). Until the SEC issues final regulations, the scope of permitted advertising will not be certain.
The JOBS Act also contains two new exemptions from broker-dealer registration, for certain intermediaries in Rule 506 private placements and for crowdfunding portals.
Sources: Jumpstart Our Business Startups Act, H.R. 3606; Beagan Wilcox Volz, What Does Hedge Fund Advertising Mean for Mutual Funds, Ignites, March 30, 2012.
SEC Enforcement Update
The SEC's Office of Compliance Inspections and Examinations (OCIE) is moving away from cyclical exams and towards a more risk-based examination policy of investment companies and advisers. Factors OCIE has indicated will be relevant in calculating risk are whether the firm has been the subject of a tip, complaint or referral (TCR); whether the firm has entered a new business area or significantly changed personnel; and whether the firm has demonstrated aberrational performance or has a history of compliance problems. The OCIE's risk-based approach will focus on promoting compliance, finding fraud, monitoring market risk and assisting in the formulation and revision of SEC policy. Mutual fund firms' control environment, asset valuation, conflicts of interest and asset verification are expected to be areas of focus for OCIE in 2012.
Enforcement Actions. Two recent enforcement actions against advisers involved mutual fund valuation.
UBS. UBS Global Asset Management (UBSGAM) paid $300,000 to settle charges it failed to properly price securities in three mutual funds it managed. The SEC's enforcement division began its investigation following a referral from SEC examiners who had conducted a routine exam of UBSGAM. The SEC's order found that UBSGAM used valuations provided by third-party sources or broker-dealers, some of which used previous month-end pricing or stale quotes, rather than taking into account the purchase price paid by the funds as required by UBSGAM's valuation procedures. Almost all of the securities in question were valued at prices in excess of the transaction prices and most of them were valued at prices at least 100 percent higher than the transaction prices. UBSGAM did not begin pricing the securities at fair value until more than two weeks after price tolerance reports began identifying the discrepancies.
UBSGAM was found to have aided and abetted and caused the funds to violate the compliance program rule,
Rule 38a-1 under the Investment Company Act. Additionally, because the securities were not properly or timely priced at fair value, the mutual funds sold, purchased and redeemed shares based on inaccurately high NAVs. As a result, the SEC also found that UBSGAM aided and abetted and caused the funds to violate Rule 22c-1 under the Investment Company Act, which prohibits sales of securities except at their current NAV.
Evergreen. The SEC brought charges against a former portfolio manager of Evergreen Investment Management Company for her actions in connection with the valuation of a mutual fund managed by Evergreen. The SEC order alleged that the portfolio manager was aware that a collateralized debt obligation (CDO) owned by the mutual fund had defaulted and would no longer make payments to the fund. The SEC alleged that the portfolio manager did not share this information with the valuation committee. The SEC also alleged that, based on the portfolio manager's recommendation, the valuation committee had overridden the primary pricing vendor's price with a higher value based on another broker-dealer, which was eventually the only broker-dealer that would provide Evergreen with a daily quote on the CDO. When the valuation committee became aware of the default, it reduced the value of the CDO from $53.72 to $0, resulting in a nearly $0.10 per share drop in the fund's NAV. The SEC alleged that the portfolio manager willingly aided and abetted Evergreen's violation of Sections 206(1) and 206(2) of the Advisers Act and the fund's violation of the forward pricing rule, Rule 22c-1. The SEC instituted public cease and desist procedures to determine the appropriate remedial action.
Sources: Mark Schoeff Jr., SEC Critics See Exam Process as Opaque, Investment News, March 18, 2012; Dan Butcher, Archive: The SEC's Enforcement Priorities for 2012, Ignites, February 1, 2012; In the Matter of UBS Global Asset Management, SEC Administrative Proceeding File No. 3-14699, January 17, 2012; In the Matter of Lisa B. Premo, SEC Administrative Proceeding File No. 3-14697, January 17, 2012.
SEC Releases Alert on Investment Adviser Use of Social Media
Advisers that use social media, such as blogs and social networking sites, are required to adopt, and periodically review the effectiveness of, policies and procedures regarding social media. Among other compliance challenges, advisers' use of social media must comply with the antifraud provisions of the federal securities laws and the compliance and recordkeeping provisions of the Advisers Act. OCIE recently reviewed the use of social media by advisers and issued a risk alert to highlight its observations.
Guidelines. The risk alert identifies a series of factors the SEC believes are relevant to complying with regulatory obligations. Advisers should consider:
- adopting usage guidelines that specify appropriate use of social media;
- monitoring content to identify communications that would implicate the fiduciary duties or other regulatory issues;
- adopting specific content restrictions;
- the frequency of monitoring of social media sites;
- pre-approving all content to be posted on a social media site;
- allocating additional resources to monitor the activity of firm personnel on social media sites;
- restricting use of certain social media sites based on factors such as the site's privacy policy, control of content and advertising practices;
- training personnel on compliant use of social media;
- requiring personnel to confirm and certify their understanding and compliance with the adviser's social media policy; and
- adopting policies to regulate use of personal and third-party social media sites to conduct business.
Third-Party Content. To avoid violations of an Advisers Act rule that prohibits publishing testimonials about advisers or its representatives, advisers should adopt policies concerning the use of social media that allows for interaction with third-party users. Third party use of a social plug-in such as a "like" button on an adviser's profile on a social media site could be deemed a testimonial if it is a statement of a client's experience with the adviser.
Recordkeeping. Recordkeeping requirements for advisers do not distinguish between various media of communication, including paper and electronic communications. The SEC views the content of the communication as determinative of whether it is subject to recordkeeping requirements. Advisers should consider their policies for retaining communications made via email, discussion board, text, direct messaging and chat rooms to ensure they comply with the Advisers Act. Furthermore, advisers should consider adopting policies to determine when social media needs to be retained, the format for retention, and the retention period.
Source: Investment Adviser Use of Social Media, National Examination Risk Alert, January 4, 2012.
SEC and CFTC Propose Joint Rules on Identity Theft
The SEC and CFTC have proposed joint rules that would require covered financial institutions under their jurisdiction to develop and implement written identity theft prevention programs (also known as "red flags" programs). The proposed rules were required by the Dodd-Frank Act, which added the SEC and CFTC to the list of federal agencies that were required to issue rules to prevent identity theft. The proposed rules are substantially similar to the rules previously adopted by the federal banking regulators and the Federal Trade Commission in 2007. The proposing release noted that it is likely that most of the entities covered by the proposal (including mutual funds, investment advisers and broker-dealers) already comply with existing rules to prevent identity theft, and therefore may only be required to supplement programs already in place.
Covered Entities. The SEC's rules would apply to broker-dealers that offer custodial accounts and margin accounts and investment companies that permit investors to make wire transfers to other parties or that offer check-writing privileges. The SEC has asked for comment (due May 7, 2012) on whether they should omit investment advisers from the list of entities covered by the proposed rule. The CFTC's rules would apply to commodity trading advisors, CPOs and others that hold a transaction account belonging to a customer.
Covered Account. Red flags programs should focus on "covered accounts" for indicia of possible identify theft. A covered account would be:
- any account the entity offers or maintains primarily for personal, family or household purposes that is designed to permit multiple payments or transactions, including brokerage accounts and mutual fund accounts; or
- any other account for which there is a reasonably foreseeable risk to customers.
Establishment of Identity Theft Prevention Program. Covered entities are required to develop programs that include reasonable policies to identify relevant red flags for covered accounts. While the rule allows for covered entities to determine which red flags are relevant for their business, the proposed guidelines provide the following examples:
- alerts or warnings from consumer reporting agencies;
- presentation of suspicious documents;
- presentation of suspicious personal identifying information;
- unusual use of, or other suspicious activity related to, a covered account; and
- notice from customers, victims of identity theft, law enforcement authorities or other persons regarding possible identity theft.
Detect Red Flags. The proposed rule requires entities to have policies in place to detect red flags. For new accounts, the proposed rule would require that covered entities obtain and verify identifying information about persons opening a covered account. For existing accounts, entities must authenticate customer identities, monitor transactions and verify the validity of customer address changes.
Respond to Red Flags. The identity theft program should incorporate reasonable policies to respond appropriately to red flags that are detected. An appropriate response is determined by the degree of risk posed by the red flag.
Periodic Updates and Administration. Covered entities are required to update the program to reflect changes in risks to customers or to the safety and soundness of the financial institution. The rule would require approval of the program by either the board of directors or an appropriate committee of the board of directors. The rule would also require subsequent oversight of the identity theft program by the board of directors, or a designated senior management employee. Staff responsible for development, implementation and administration of the program must submit a report on compliance to the board or a designated senior management employee at least annually. Additionally, covered entities would be required to train staff and oversee service provider agreements.
Source: Identity Theft Red Flags Rules, Joint Proposed Rules and Guidelines, SEC Release No. IC-29969, February 28, 2012.
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How is the technological frontier shaping up for the next five years? Prognosticating progress is a popular pastime among high-tech types: Back in December, IBM issued its predictions for the top five technologies leading up to 2012 – and last week, I took my turn at the Technology Association of Iowa's annual awards banquet. Who'll come closer to the mark? Read on, lay your bets, and list your own predictions for our high-tech future.
1. Energy independence … with ethanol? Biofuels are becoming the hottest trend in energy technology, and lots of venture capitalists are placing big bets – as illustrated by this "Dateline NBC" report from last year on ethanol investor Vinod Khosla. The highlight of the story is Khosla's trip to see Brazil's ethanol boom in action – a trip similar to the one President Bush took last week.
Brazil's boom is fueled by the sugar in sugar cane, just as America's current fling with ethanol is powered by the starch in corn. But what we're heading toward in the next five years is an ethanol economy that draws upon cheaper raw materials, ranging from plain old cornstalks to prairie grasses, paper-mill waste and even the peelings left behind by orange juice producers. That's what could drive down the price of ethanol fuel below the dollar-per-gallon mark … at least in Khosla's vision for the next five years.
The challenge facing researchers is to come up with ways to break down cellulose more efficiently. Scientists are doing just that – by analyzing how termites break down cellulose in their guts, for example. A couple of weeks ago, genetic researchers reported that they've found hundreds of new enzymes that could make it easier to turn cellulose into green ethanol. And just last week, researchers announced that they've sequenced the genome of a yeast species that could turn cellulose into ethanol.
There's one more requirement for the biofuel revolution that Khosla anticipates, and that's making our fuel infrastructure more ethanol-friendly. In Brazil, 80 percent of all motor vehicles are capable of using fuel blends ranging from straight gasoline to E85. In comparison, less than 3 percent of America's motor vehicles are built for FlexFuel. So if the trends continue to head in the direction they're going, you can expect FlexFuel to join cellulose, genomics and enzymes as buzzwords for the next five years in energy technology.
Every time I write about ethanol, it sparks a debate over whether other energy technologies - such as ultra-efficient batteries, or solar, or wind, or kinder, gentler nuclear power - are more likely to win out. Maybe it won't be ethanol. But I have a feeling that the push toward less dependence on foreign fossil fuel is for real this time.
2. Sociable robots: Utilitarian robots are already taking on tasks ranging from building cars and cleaning floors to detecting bombs in Iraq and Afghanistan. The next big trend in robotics is to make the machines more sociable, and therefore more human. As you can see in this video clip from NBC's TODAY show, Japan is setting the pace for sociable robots – partly because the aging of Japan's population has created a need for robotic nurses and companions. These companion robots could well help aging boomers do the cooking, cleaning and even gardening, according to Cynthia Breazeal, a robotics whiz at MIT.
There's yet another possible course for robots: In addition to becoming more visible, robots may become more in-visible. Some cars are already being equipped with enough smarts to back themselves into a parking place – and this fall, robotic vehicles are due to drive themselves through city traffic as part of DARPA's Urban Challenge. Within the next five or 10 years, there may be a four-wheeled robot driving in the lane beside you. Meanwhile, at MIT, Cynthia Breazeal is talking about creating a wearable suit fitted with sensors that could coach you through a golf swing or a tennis swing.
3. Cyborgs and cyberhumans: Even today, there are plenty of people who are part machine – and that trend is likely to accelerate in the next five years.
There was only one "Six Million Dollar Man" when that TV show first came out – but now there are millions of men and women who have high-tech prosthetics. Neuroscience is showing us how to build artificial arms and legs that really do respond to the mere thought of movement. Cochlear implants are bringing hearing to the deaf – and just in the last month, the FDA gave its go-ahead for a new generation of artificial retinas that are wired directly to the brain.
NBC's TODAY show focused on the future of bionic men and women in two segments last month – one on British cyborg researcher Kevin Warwick, and the other on real-life cyborg Claudia Mitchell.
Brown University's John Donoghue – who has been involved in experiments that wired up monkeys to move robotic arms with their thoughts – said the next step is to create a fiber-optic nervous system that can be implanted within your very muscles, to create what he calls an "Internet of the body."
The Internet has become so much a part of our lives that it could hardly be called a frontier technology. But we may be approaching a frontier in which the collective knowledge of the World Wide Web becomes integrated with our own knowledge, creating what you could call a personal "Innernet."
Imagine having a search-and-retrieve function hooked up to your own brain that guides you to online databases just by thinking about a particular search term – sort of like a Google inside your head. Back in 1984, science-fiction writer William Gibson referred to such devices as "microsofts" – and two decades ago, that seemed like nothing more than cyberpunk sci-fi. But today, I can't help but think that the next five years will bring us closer to an Innernet revolution.
4. Personalized medicine: Genetic profiling is already being used to fine-tune treatment for blood clots in patients who are at risk of developing a potentially life-threatening condition – people like Vice President Dick Cheney, for example. When it comes to blood clotting, different people have different tendencies – and if you give too much of an anti-clotting agent like Warfarin to the wrong people, you run the risk of causing excessive bleeding and leakage. Genetic profiles can tell you how much of a given medication you should be getting.
In the next five years, we'll be seeing more examples where genetic profiles guide traditional drug therapy. Certain drugs, for example, don't do much for people who have a typical European genetic profile, but they can have a therapeutic effect on people of African descent. This may sound a little like racial profiling, but it really has nothing to do with the color of your skin. Rather, personalization will match your medicine to your genes – to maximize the therapeutic benefit and minimize the unwanted side effects.
The steps beyond that will be more controversial: If you're suffering from a genetic disease, it's theoretically possible to deliver therapeutic genes to your cells, wrapped up in a specially constructed virus. There have been some successes in the field of gene therapy, but also some high-profile failures that have made researchers think twice about how it should be applied.
Stem cell research is fraught with even more political debate. We've all heard about the South Korean stem cell scandal, the controversy over human embryonic stem cells vs. adult stem cells, therapeutic cloning vs. reproductive cloning, and so on. Over the next five years, stem cells are more likely to serve as microscopic laboratories in animal studies as well as human studies, to help us unravel the causes of disease – and eventually, guide us to new therapies as well. The hype over cloning may well fade away, as people come to realize that the real aim of stem cell research is to figure out how to use the healing powers of our own cells.
5. Commercial spaceflight: I've been covering this field for about 10 years, and one of the high points came in 2004, when a privately developed rocket plane called SpaceShipOne made not just one, but three flights to the edge of outer space. I talked about the impact of those flights on the field of space tourism in a video clip from October 4, 2004, the date of SpaceShipOne's final flight to the final frontier.
The successor to SpaceShipOne is expected to roll out for testing later this year, leading up to the start of commercial service two years from now. And SpaceShipTwo probably won't be the only suborbital spaceship out there. By 2010, there might well be two or three companies offering quick rides to outer space and back, with a price tag of $200,000 or so. And that price tag is certain to go down as the industry matures.
A Nevada company called Bigelow Aerospace has already launched one unmanned orbital spaceship called Genesis 1, and the company is planning to put up a bigger ship that could serve as an orbiting hotel or research station in the 2010 time frame.
Bigelow Aerospace is backed by a real-estate billionaire named Robert Bigelow – who has set aside half a billion dollars to get his orbital venture off the ground. Last month, Bigelow told me that in 2012 or so, he's planning to start focusing on helping NASA build its first moonbase. Bigelow is promising to make yet another big announcement next month, so you'll have to stay tuned for the next chapter.
So those are the five frontiers for the next five years, the way I see them. Feel free to add your own picks in the comments section below. Of course, the biggest frontier will most likely be No. 6 – the one I never saw coming. Check back in 2012, and I promise to focus on that one and explain why I was wrong about the other five.

subset: commoncrawl


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Bruce Lee, Innovator?
Reader Comments
1/28/07 Daniel wrote:
Read your two pages on Lee's Haislett, et al, quotes. Just wanted to say it's been known for quite a number of years now that "The Tao of Jeet Kune Do" as published after Lee's death, was not meant for publication. His widow even declares as much in her introduction, in that "book," in 1975. The "book" is based on his own personal research of the authors he quoted. He was not ripping any one off, anymore than others, who did not come up with the phrase, "at the end of the day," merely use the phrase as a means of describing their perception. Not sure what your agenda is. The man has stepped into the halls of history as a pioneer in martial arts, "and that, my friend," is innovation. Whoops, didn't mean to plagiarize that phrase! Thank you for your time.
TKDTutor Reply:
In the introduction to the 1975 edition of Tao of Jeet Kune Do, by Bruce Lee, Linda Lee says that over the last 19 years of Bruce's life (starting at age 13, which means the first 7 years were the writings of a teenager) that Bruce wrote his ideas and thoughts in a series of volumes. She says Bruce intended to publish the book in 1971, but his film work kept him from completing it. He had not published the book by the time he died in 1973 because he was "making movies." Linda says Bruce intended the book as a "record of one man's way of thinking."
When you quote the ideas and thoughts of others and claim them to be your own ideas and thoughts—that is plagiarism. Bruce neither made notes that indicated which of the written ideas and thoughts were from others nor did he list the sources from which they came. Therefore, Linda Lee and Bruce Johnson, the collaborator who wrote the book, assumed the ideas and thoughts were all from Bruce. Over the years after the book was published, readers found that many of the ideas and thoughts were from others. The plagiarized items mentioned in TKDTutor.com were only a few those found over the years. It was only in later editions of the book that a disclaimer was added.
TKDTutor. com is also collection of ideas and thoughts; does that make me an innovator and philosopher? As I said in the topic, "Just because you are charming, witty, a good athlete, and an actor does not mean you are necessarily very bright or insightful. Lee's supporters seem to believe the end justifies the means; that Lee's shortcomings should be overlooked because of all he did to promote the martial arts."
My agenda? To inform martial art students, by presenting factual information and by exposing misinformation. The topic stated its thesis in the first sentence, "Bruce Lee, a great martial artist? Yes! Bruce Lee, a great martial arts movie star? Yes! Bruce Lee, a great martial arts innovator and philosopher? No!" and then it presents facts to support that thesis. The topic closed with the statement "It is obvious that Bruce Lee was not an original thinker. Everything published about Bruce Lee's martial arts philosophy was written by others after his death. While he was alive, Lee made himself a great martial artist and a great movie actor. After his death, others created Bruce Lee the great martial arts innovator and philosopher."
If you think Bruce Lee was a great innovator and philosopher—show me! Other than his disputed notes and his hyped movies, the only evidence we have of his innovation and philosophy are the anecdotal memories of his friends and students.


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Turkey-Day Tips For Hiding Your Food Baby
By Connie Wang
A Full, High-Waisted Skirt — The obvious dressy-but-not-constricting choice is a high-waisted skirt with a flared skirt. Go for a version that's got a little stretch at the waist so it'll expand as you do.
Orla Kiely Sparkle Skirt, $360, available at Orla Kiely.


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Graduate School of Management policies and procedures related to curriculum, registration, academic progress, grading and other important information.
Get help from the Computing Helpdesk, Project Resources, Building Maintenance or make Building Reservations.
Virtual Event Management System (EMS) is a software system for managing classrooms and meeting rooms within the Graduate School of Management. It is also used as a central calendaring system for events sponsored by the School and its student clubs. Faculty, Staff, and Students can use this system to reserve meeting space and specify technical services for their events.
Log in to the Graduate School of Management Alumni Directory here. Our new upgraded directory is designed to strengthen our alumni network, provide an important resource for Graduate School of Management MBA students, staff and faculty to view employment information for mentoring and networking purposes and to improve communication among alumni and keep them connected.
The Graduate School of Management has several Teaching Assistant positions open for the 2013-2014.
Fall 2013
Winter 2014
Spring 2014
(Davis, CA) — The UC Davis Graduate School of Management's full-time MBA program has been ranked among the top six percent of AACSB International-accredited programs nationwide, according to U.S. News & World Report's latest graduate business school rankings released today.
Since our charter class graduated more than 25 years ago, alumni from the UC Davis Graduate School of Management have been making their presence known around the world.
Our graduates are CEOs, vice presidents, chief financial officers, chief operating officers and entrepreneurs. Around the globe, they have taken prominent roles as international business leaders in a wide range of industries and organizations.
Graduate School of Management alumni are actively involved in their communities, and they make time for mentoring, advising and assisting current students and networking with fellow graduates.
The secret of Midtown Sacramento's Facebook gaming mogul Mark Otero's success is taking things to the extreme.


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Unissued / Unused material.
Title - 'Candidate Dewey asks European unity in Boston speech'. America (USA).
M/S Dewey getting up to speak. M/S and C/U Dewey speaking. L/S applause as Dewey sits down.
We always welcome comments and more information about our films.
All posts are reactively checked. Libellous and abusive comments are forbidden.


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Categories > Celebrities > My Chemical Romance > Pencey Prep
Chapter twenty seven- You stuck a fucking fork in a fucking toaster?
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Rosemary has always wanted to be a musician. When she finally earns the right to be the opening act ...
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Gerard wants to help Mikey out of his depression because he is inlove with him.
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CFR Cluj - FC Viitorul Constanta
Date | Match | Selection | Odds | Stake | Bookmaker | |
18-10-2012, 18:30 | CFR Cluj - FC Viitorul Constanta League: Liga I, Romania |
Home -1 | 1.69 | 6 |
Find more betting data on bettingexpert clash: CFR Cluj vs. FC Viitorul Constanta |
Final result: 0 - 1Profit: 0.00 - 6 = -6
Cluj lost 2 straight matches, as Man United took the full pack of points in CL game after 1;2, which was followec by 1;0 loss in the big derby against current leaders Steaua. Now they will be strong motivated to bounce back, especially playing at home, and will have enough time to recover for the incoming CL game against Galatasaray next week. Cluj are strong home side as before the MU loss, they got 4-2-0 here.
Vitorul plays average football, something normal for newcomers. They won just 1 of their last 6 matches. The team plays weak on the road conceding easy goals and also being eliminted for the cup from lower division team.
I see class difference, expecting Cluj to win with difference
Posted on: 18.10.2012, 00.05 CET (Viewed: 438 times)
Match starts on: October 18, 2012
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Catholic Charities offers local grants
Catholic Charities of the Diocese of Toledo is accepting applications for two types of local... More
Catholic Charities of the Diocese of Toledo is accepting applications for two types of local... More
WBCL Christian radio network committed to give back 10 percent of funds raised during specially... More
The roles we play in life, however responsibly, can disguise the persons we are beneath our... More
Reflecting on its mustard-seed like beginnings, Family Christian Center in Defiance will... More
Four football players from the University of Toledo will be special guest speakers on Saturday at... More
NEW DELHI (AP) -- India's Sikh community isn't laughing at a recent Jay Leno joke. Members of the... More
Jesus' parables defy traditional categories of storytelling. They are neither tragic, humorous,... More
Pancake and Sausage Supper -- Union Chapel Church of God, corner of County Roads A and 18, rural... More
Every Tuesday Grace United Methodist Church, 121 W. High St., Hicksville, 5-6:30 p.m. Zion... More
Defiance County Courthouse will be the starting point for the annual March for Life, sponsored by... More
WAUSEON -- Two teams from Lockport Mennonite Church remained unbeaten following the second week... More
CHICAGO (AP) -- An appeals court is allowing a prisoner to sue a guard who forced him to lop off... More
Free Clothing and Miscellaneous Giveaway -- Sherwood Baptist Church, 210 W. Elm St., Sherwood,... More
COLUMBUS -- A Muslim death row inmate has settled a lawsuit that alleged the Ohio prison system... More
Former Defiance city police chief Norm Walker will be special guest speaker at the Northwest Ohio... More
Northwest Ohio Bible Quiz League kicked off its 44th season Sunday at West Clinton Mennonite... More
Baked Steak Supper -- McClure United Methodist Church, 430 S. East St., (Ohio 65) McClure,... More
There are no cookie-cutter Christians. Despite the moral traits they have in common, the saints... More
FAIRFAX, Va. (AP) -- The Episcopal Church should be restored as the owner of several historic... More
Special Service -- Fresh Life Community Church, a new church plant effort in Defiance, will hold... More
Every Tuesday Grace United Methodist Church, 121 W. High St., Hicksville, 5-6:30 p.m. St. John's... More
PROVIDENCE, R.I. (AP) -- Rhode Island religious leaders are pressing state lawmakers to remember... More
New Year's resolutions tend to favor self-improvement -- lose weight, exercise more, go to bed... More
ATLANTA (AP) -- Jimmy Carter may never have been president if he didn't go square dancing. The... More
DETROIT (AP) -- A church on Detroit's west side has literally become a community developer by... More


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It's been a very successful couple of weeks! As of February 12th, this project has raised $1823.06 for the American Heart Association! That's phenominal!
We are glad to be part of the LAST giveaway in support of "The Heart Project"! We are doing a collective giveaway for a printed copy of "The Heart Book"!Want to enter for a chance to WIN one of FOUR printed copies of "The Heart Book"?
STEP 1: LEAVE US A COMMENT ON OUR BLOG as your first entry into the giveaway! Tell us what you love about the American Heart Association (tell us about someone you know that benefits from it, or just that they're doing great and to keep up the work!)
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So leave us a comment BELOW, and then CLICK HERE to go to our Giveaway Page! Good luck!
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Store > Cotton Prints > FOODS - Gourmet, Wine, Dessert > KADSR5BK
KADSR5BK 0.50 remaining Sweet Stuff - Lollipops - Black/GoldUS $7.75
Yellow, Apple, Rose, Pink, Lavender, Powder Blue, Cobalt, Black, Gold MetallicThis fun small scale design has spiral lollipops, hard candy twists, and gold metallic confetti on a solid black ground. Lollipops are about 1 3/8", with gold metallic, from the 'Sweet Stuff' collection by Luana Rubin for Kaufman Fabrics.
Quantity: yardsMinimum 0.5 yard;increments of 0.25 yard


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Out of fun Birthday Party ideas? Get creative! Having an art and pottery themed party is a fun and imaginative way to celebrate, and we have just the invitations to set the tone. These invitations feature bright colors, paint brushes and all kinds of arts and crafts. Don't delay; get your artistic flow going today!
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What happens when natural materials are melded with complicated form? Fiction.
The Fiction lounge chair features delicate, sculpted walnut arms that flow into a blackened steel base. Fiction's arms are tied together with a molded plywood shell and draped with a white leather seat.
Alyssa Coletti worked on Fiction's design for a number of years, contemplating multiple materials and methods, before making Fiction a reality. After being told many times by many individuals that the chair could not be made or that it would be too expensive to prototype, Coletti enrolled in woodworking classes with local craftsmen and over the course of a year created the chair prototype from scratch.
"Initially, I began with the desire to make a sturdy organic form from solid wood. I then translated this idea into a profile sketch. Next, I used 3-D modeling software to try many variations of the arm cross-section and overall shape, bases, and variations of the overall form. Eventually, I knew that I needed to prototype the chair. Having the chair made by a professional woodworker was just cost prohibitive, so I enrolled in woodworking classes taught by local craftsmen and started building the chair. Expert woodworkers provided me with guidance throughout the prototype fabrication, ensuring that the chair would be sturdy and functional. Over the course of a year, I learned many woodworking methods, how to use various tools and work with several different materials."
To develop the sculptured appearance of the arms, while adding strength, Coletti constructed the chair's arms by sawing lumber into thin strips, stacking the strips cross-grain, and laminating the resulting material into blocks for machining. Once machined, the arms were painstakingly refined and the subtleties of the form were made evident. The crossed wood grain gives the arms strength and results in the visible arm striping.
The prototype chair-shell was created from skateboard deck veneer and walnut veneer using a vacuum-molding technique. The base is blackened steel – a material formed with little environmental impact.
Coletti is currently looking for a manufacturing partner to bring Fiction to market.
Furniture Design, Design2010 -
Healthcare Seating CollectionFurniture Design2011
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Tycho coffee table.Furniture Design2012
Occasional table collection for Cabot Wrenn. NeoCon 2011.
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Auto: http://www.cabotwrenn.com/Collection.asp?CollectionID=300
Consul: http://www.cabotwrenn.com/Collection.asp?CollectionID=287Furniture Design2011 -
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http://www.krondesigns.com/Furniture Design2011
All works © Nonfiction Creative, LLC 2013.


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Hedge funds
Hedge Funds Review is now accepting entries for the Americas Awards 2013. These awards recognise the top-performing hedge funds and funds of hedge funds in the US, Canada and Latin America
As more institutional investors opt for hedge funds, robust risk management is being seen as a central function needed in order to raise capital, according to a survey by Prmia and SunGard APT
Skybridge's Peter Carey moves to Archview Investment to run business strategy. Whitebox Advisors names Kyle McDaniel as strategic partnerships managing director. LGT Capital Partners opens in Beijing...
Banks are increasingly using their IT infrastructure to increase their competitive advantage. Learn how this can work in practice.
More Hedge funds articles
A slate of telecoms IPOs and efforts to modernise banking regulations have some frontier market hedge funds enthused about prospects for Iraqi equities as institutional investors sit on the sidelines
Eric Pellicciaro, the former head of global rates investments at BlackRock, will manage a global macro portfolio for Mariner's newly launched incubation fund
Under the leadership of CEO Harry Morley, commodity house Armajaro Asset Management is planning for a long-term future, running a diversified stable of hedge funds and significantly increasing AUM
UAE rules have changed to exempt registration for private placement of foreign funds, overturning regulations adopted in 2012 that lengthened the process of offering hedge funds to local investors
Small hedge funds continue to face an uphill battle to attract institutional money. Adelante has undergone a makeover designed to bring it up to standard. Now it is all about performance
Global economic recovery is still in a parlous state with many factors still able to pull it off course. However, the industry should tackle claims of widescale misbehaviour immediately
Despite performance gains by developed Europe-focused funds, investor flows have been persistently negative. Convertible arbitrage strategies continue to outperform the hedge fund aggregate
This handy guide reviews the various steps banks are taking to improve their risk management techniques, looking at the benefits and pitfalls of each one.
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HVAC Maintenance Services - City of Burlington & Burlington Public Library Facilities | |
Bid #: | RFP-12-27 |
Published By: | City of Burlington |
Bid Type: | Bid |
Value Range: | Not Available |
Bid Closing Date: | 06/14/2012 2:00:59 PM ET |
Bid Status: | Awarded |
HVAC Maintenance Services - City of Burlington & Burlington Public Library Facilities RFP-12-27 Closing Date: 06/14/2012 2:00:59 PM ET Details: SCOPE OF PROJECT – RFP-12-27, HVAC Maintenance Services - City of Burlington & Burlington Public Library Facilities The City of Burlington is seeking the services of a single contractor to be the service provider for preventative and comprehensive HVAC maintenance services at City and Library buildings throughout the city as detailed within the document. It is anticipated that the contract will commence August 1, 2012 and be for a period of four years with three one-year renewal options. The bid opportunity will incorporate a two envelope format. Envelope #1 will incorporate company background, experience, references, etc. A minimum evaluation score will be required in order to allow each proponent's Envelope #2 opened. Envelope #2 will contain pricing details. Optional Site visits are available to those firms who may wish to visit the physical sites. The dates for these opportunities are May 23, 24, and 25. Location and contact person details are detailed in Appendix F. For this opportunity, contractors are to provide their own ladders for access to any roof without a roof hatch. ELIGIBILITY TO PARTICIPATE:
Bidders must have previously purchased this bid document and be on the corresponding Plan Takers list. This document can be obtained online or in person as detailed below:
OBTAINING THE DOCUMENT: ONLINE: Bid packages are available to be downloaded from www.biddingo.com/burlington. If you subscribe to Biddingo.com you may download the bid document directly from the site. You may also opt to purchase a one-time download for this opportunity. Biddingo charges an administration fee to non subscribers. IN PERSON: The bid request documents are available for pick up at 390 Brant Street, 3rd Floor, Sims Square*, Finance Department-Purchasing Reception Counter, Burlington, Ontario. See Methods of Payment below. * Located one block south of City Hall on the S.W. corner of Brant and Elgin Street DOCUMENT FEES: From Biddingo, $45.00 (incl. HST) In person, at Purchasing Services – $65.00 Administration Fee (incl. HST) METHODS OF PAYMENT: Payment by credit card is required for documents available electronically. If picking up the document in person, the City will accept cash, cheque, Interac, MasterCard, Visa and American Express. Cheques are to be made payable to The Corporation of the City of Burlington. Documents will not be released until payment is received. The City of Burlington is not responsible for delivery delays via courier or mail. ADDENDUM: Addenda will be posted on www.biddingo.com/burlington N.B. It is the responsibility of the vendor to check the Biddingo Web Site for any possible addenda. DISCLOSING BID TAKERS: Purchasing Services practice is not to disclose the list of bid takers. There may be some exceptions, e.g. when the bid call is related to construction. However, the City reserves the right to disclose or not to disclose this information. |


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- Artists:
- Sky Larkin »
sky larkin consist of two old friends (katie and nestor) and one newer one (doug). since the addition of doug to their band, sky larkin's ascent has been rapid and invigorating. the trio's recently-released debut wichita recordings single 'fossil, i' was a turbulent, melodic eruption of guitars exhibiting katie's immense vocals. it pricked up the ears of huw stevens who has been championing the band constantly on his radio 1 show, (swiftly followed by others from the station) and nme were quick to feature the band as one of their highlights of the cmj festival this october. thus followed european tour with bright eyes' conor oberst, los campesinos! and trawls through the uk with the likes of hot club de paris and, shortly, stereolab. it's clear that this diy ethic-driven band now based in leeds are well on their way to bigger things. with a new single, the punkishly infused 'beeline' to come next month, the band have garnered comparisons with the likes of yeah yeah yeahs, breeders and the violent femmes. those who have heard 'the golden spike' already have been near-universal in their lavishing of praise upon it; immediately sensing that the trio have produced what will be acclaimed as one of the finest records to be released in 2009. their own label was moved to declare of the band: "what we love (about sky larkin) is that they marry a fiercely diy ethic in the truest sense with the best pop melodies we've heard since belly". recorded in seattle, washington, 'the golden spike' is intricately detailed but utterly immediate. most fascinating is how the album stands out on its own in the ever-changing alternative world; 'the golden spike' sounds in thrall to no other bands of the moment and decidedly out of step with the current trends. neither as lifeless and clichd as the 'landfill indie' that is much bemoaned in the current british music scene, nor as winsome as much of north america's current slew of college rock. pleasingly hard to place your finger on, there's simply something indefinably great about this record. the album was been produced by john goodmanson (sleater kinney, death cab for cutie) and together he and the sky larkin have managed to create a timeless record that is confrontational and razor sharp yet intricately layered and utterly captivating. ....release date: 09/02/2009
Description from RoughTrade.com
User reviews
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- Listen: Download 9-minute remix of Sky Larkin's 'Year Dot'
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- CMJ: The DiS Review
- In The City: The DiS review - Part 2 by Dom Gourlay


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Building the road to recovery
Prospects of a genuine upturn in Europe may still be remote, but architects around the world are feeling distinctly more confident than they were this time last year
Prepare for a challenging trip
Like seasoned backpackers, the practices that succeed in beating a path through the global market must be flexible, surefooted and keep an ear to the ground
Libya: calm after the storm
Western architects are beginning to return to work after the disruption caused by the recent civil war
India: compete to succeed
Work in India can be frustrating and fee levels are competitive, but construction is growing fast
Australia: adapt for opportunity
Despite a two-speed economy, opportunities are there for firms willing to adapt to local conditions
We're all in this together
As projects become ever larger, it becomes increasingly important to choose team partners carefully
Welcome to the World Architecture 100, BD's compendium of the world's biggest practices.As the global financial crisis continues to take its toll, which firms have dropped off the end of the Top 100? Which have managed to thrive and even grow? And where in the world are they finding work? Order the print edition now Order and download the digital edition now |


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"manipulate" command help
I am exploring the "manipulate" command in RStudio (which I
absolutely love, BTW). Specifically, I am trying to vary the y
variable in the diamonds dataset as follows:
manipulate({p<- ggplot(data, aes(carat, s)) + geom_point()
s = picker(initial="Depth", "Depth"=data$depth, "Price"=data$price))
I have tried
1. "Depth" = depth, "Price"= price, and
2. "Depth" = "depth", "Price" = "price",
but all end up with the following error:
Error in eval(expr, envir, enclos) : object 's' not found
What is the correct way of doing this?
Perhaps it might be better to pass in a custom function to manipulate rather than the specific commands to
. This would make sure everything is evaluated and picked up as a "variable" to manipulate around since there are multiple commands being entered. Take a look at the following example:example <- function(x.max){ plot(cars, xlim=c(0,x.max)) abline(h=mean(cars$dist[1:x.max]), col="blue", lty=2) } manipulate( example(x.max), x.max=slider(0,25, step=5) )
Feel free to post back if you get this working as it'd be great to see.
Thanks for the quick response. I figured it out from a comment by David Douterlungne for using ggplot2 in a function here: http://stackoverflow.com/questions/5106782/use-of-ggplot-within-ano...and I got it to work like so for the diamonds dataset
library(ggplot2) library(manipulate) pltdata <- function(data, yvar) {data$yvar<-data[,yvar] p <- ggplot(data, aes(carat, yvar)) p + geom_point(aes(color=yvar, group=yvar)) } manipulate(pltdata(data, yvar), yvar = picker("Cut"="cut", "Color"="color", Depth"="depth", "Color"="color"))
With the code, one can now change the y-axis to cycle through various parameters in the data set.
Hope this helps.
Great! Glad you got it working and thanks for posting the solution. Nice to see how it works as well as hopefully it will help others down the road.
Josh Paulson closed this discussion on
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Handbell Ensemble | |
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Mercy College is a private, co-educational Catholic school located in Mackay Queensland. It is unique in this region, catering exclusively for grades 8 to 10. If you would like to view the student enrolment form or download the college prospectus visit the Enrolment and Prospectus page.
Has anyone noticed the rapid expansion of 'Sports Nutrition' outlets in the last few years? Nearly every Gym and several stand-alone shops are pushing barrels of whey protein powder for rapid recovery and building muscle. Mind you, a drink of milk after training would do near as good but with the demonising of necessary fats in diet, and the minimal knowledge of most young men when it comes to nutrition, it ensures a bull market for expensive supplements.
Read the rest of this article and more, in the latest newsletter.
Mr Jim Ford, Principal
Year 8 Retreat
Year 8 Retreat was an eye opener as it showed us a lot about ourselves and others, and what we could do. I learnt a great deal about people skills and how to treat others, which is something I am sure to use in the future. Through this we met many new friends and had countless experiences we are sure to remember. – Amelia Strang
I enjoyed the day with the Passionist Team presenters because I got to make friends with new people. At Kinchant Dam I really enjoyed the activities because we don't get to do those things and they were challenging to complete. It felt like an achievement. – Kyden Smith
Year 9 Retreat
This year we, the Year 9's went to South's Leagues Club for our retreat. At the retreat we focused on getting out of our comfort zone and saying positive things to our peers, we have thought but never said. This included saying why we admire people that aren't our best friends, and pairing up with a partner that we barely knew and trying to learn as much about them in 20 minutes. We were then questioned randomly by Michael Fitzpatrick (Presenter) on our partner's attributes we had learned. I enjoyed talking with people I usually don't hold a conversation with. The presenter, Michael, was funny, gave out easy instructions and had simple rules, and made the retreat enjoyable. – Dylan Vella
Year 10 Retreat
The hope and inspiration I have taken from Glen Gerryn's words have shown me to always look at everything in the world in a positive way. There will also be lots of obstacles but you just have to pick yourself up and KEEP MOVING FORWARD. Glen's words were motivational, inspirational and breathtaking. - Emma Karst
I have had things said to me in the past and it made me realise that it's not worth being upset, listen to the good things, not the bad and the best thing is to just be confident. - Joshua Morton


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Archival Compressible Storage Grant, "OPEN HOUSE"
Sunday, June 2nd 2-3 PM Museum Library & Archive
Please join us as we unveil our new Archival Compressible Storage space. This $60,500 Cultural and Heritage Legacy Grant will double our storage capacity and …
Explore the History of McLeod county and the surrounding areas of Central Minnesota.
Stay connected with what's happening at the McLeod County Historical Museum.
See history for yourself with our one of a kind exhibits and historical sessions.
Watch History from your computer! Browse video segments from our library.
Explore our archive of historical photos as well as galleries for our exhibits and events.
The McLeod County Historical Society has a large collection of "Flags" that cover many eras, countries, and organizations. During the month of July we naturally think of the red, white, and blue as we celebrate Independence Day. Our Spotlight on the Collection program will go beyond just our own American flags, and its many evolutions throughout the past 156 years that McLeod County has been flying Old Glory!
Our program will also include flags from other countries, captured by American soldiers during times of war, fraternal orders, civic and social organizations from McLeod County, and much, much more. Many of these Flags hold special historical and cultural significance that can tell us much about the people of our county and the life and times in which they lived.
We hope you will join us as we shine our spotlight on our unique and varied Flag collection here at the Museum. As always, our program has no admission cost, but we do ask that you bring a flag from your collection to share with the group. Each person will have time to explain their flag's importance to you and the history it holds.
Historical Program & Tour of the New Henry Hill City Center:
Monday, January 24th
1107 11th Street East - Glencoe, MN 55336
The McLeod County Historical Society would like to invite you and your family to …
Antique Appraisal Fundraiser
Silver Lake American Legion Club
241 Main Street West– Silver Lake, MN
Sunday, March 21st 1-3 P M
Dust off your family treasures and flea market finds, its time for our Annual McLeod County Historical Society …
Acoma Township Lost Towns:
The Lost Town of Cedar City…
Founded: 1857 ???
Location: In the North West Corner of Acoma Township.
Not much information is known about Cedar City. It was located on Cedar Lake in the northwest …
Preserve Your History Scrapbooking Day
Just $25 Per Table
Saturday, February 27th
9 A M to 4 P M
Just Click on the Scrapbooking Day Handout Sign up Sheet, print, fill out, and drop off or mail into the …
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Current Students
Ph.D. in Counseling Psychology
Nickecia Alder, MA, EdM (enrolled 2012)
- Hometown: Queens, NY
- Ethnicity: African American, Guyanese heritage
- Clinical Interests: outreach and preventive interventions with at-risk children and youth from urban settings, couple and family therapy, underrepresented college students
- Research Interests: racial identity development in African American youth, spiritual well-being as it relates to psychological well-being in African Americans, resilience among urban youth, factors that foster or inhibit academic success in urban youth, family dynamics and structure in relation to identity development,
- Contact Info: firstname.lastname@example.com.
Daniel Camacho, MS (enrolled 2012)
- Hometown: Croton-on-Hudson,NY
- Ethnicity: Cuban & Caucasian (bi-racial)
- Clinical Interests: Outreach and preventative interventions with youth in urban schools, school counseling
- Research Interests: School-based programs that impact the social, emotional, and academic well-being of urban youth
- Contact Info: email@example.com
Angela Clawson, MA (enrolled 2012)
- Hometown: Westlake, OH
- Clinical Interests: working with children and families, individuals in the LGBTQ community, college students, and grief counseling; practicing within an empowerment/systemic model; use of mindfulness techniques in therapy
- Research Interests: identity formation, racial socialization experiences, exploring resilience in oppression and ways to strengthen resilience in marginalized populations (particularly youth), development of critical consciousness, expression/communication of empathy in the counseling environment, and acculturation and enculturation processes.
- Contact info: email@example.com
Manual Salgado, MSE (enrolled 2012)
- Hometown: Elk Grove Village, IL
- Ethnicity: Mexican American
- Clinical interest: Immigrants' and Latino psychological well-being; acculturative stress with undocumented youth; College and university counseling
- Research interest: Culturally centered psychological well-being scale for Latino students; Academic persistence and achievement of Latino and African American youth; Mental health impact, access, and quality of service of undocumented clients; Acculturation and enculturation process
- Contact info: firstname.lastname@example.com
Kristen Adams MEd (enrolled 2011)
- Hometown: Ridgefield, CT
- Clinical Interests: Adults, college counseling, underserved populations
- Research Interests: Social identity development, social class, issues of poverty, multicultural training and cultural competence, the therapeutic process
- Contact info: email@example.com
Fatma Aydin, MA (enrolled 2011)
- Hometown: Istanbul, Turkey
- Clinical Interests: Working with college student populations; outreach, preventative and psychoeducational interventions for underserved and marginalized groups; group therapy
- Research Interests: Subjective experiences of and issues related to social class; critical consciousness development of adolescents, young adults, and counselors in training; effectiveness of multicultural counseling training; at-risk youth and subjective well being
- Contact info: firstname.lastname@example.com
Michael Knoll, MA (enrolled 2011)
- Hometown: Stillwater, MN
- Clinical Interests: Adolescents and adults in correctional and hospital settings, prevention/intervention for at-risk youth, anxiety disorders
- Research Interests: Well-being in urban youth, spirituality, therapist resiliency, masculinity
- Contact info: email@example.com
Kathleen Kordesh, MS (enrolled 2011)
- Hometown: Oak Park, IL
- Ethnicity/nationality: White
- Clinical interests: Children, adolescents, and adults
- Research interests: White racial attitudes, the role of affect in White individuals racial attitudes, White antiracism, social identities (including race, gender, socioeconomic status, sexual orientation, ability, and language), multicultural education and teaching
- Contact info: firstname.lastname@example.com
Andrea (Annie) Carr, M.Ed. (enrolled 2010)
- Hometown-Schererville, IN
- Ethnicity/nationality - Caucasian
- Clinical interests - Adolescents
- Research interests - Career and Vocational Psychology and School Counseling
- Contact info: firstname.lastname@example.com
Chih-Ting Chang, M.Ed. (enrolled 2010)
- Hometown: Taipei, Taiwan
- Clinical Interests: Working with immigrant populations, trauma survivors, and at-risk adolescents in urban settings
- Research Interests: Research methodologies, processes of enculturation and acculturation, resilience in urban youth and social-cultural contexts in clinical practice
- Contact info: email@example.com
Gihane Jėrėmie-Brink, M.A. (enrolled 2010)
- Hometown: Waltham, MA
- Ethnicity: Haitian American
- Clinical Interests: Treatment of trauma, grief and PTSD in adolescents and adults; immigrant populations; group and family therapy; outreach and preventive interventions with at-risk youth in urban settings
- Research Interests: Racial and ethnic identity development; racial socialization of youth in the African American and Black immigrant populations; gendered racial socialization of African American women and adolescent girls; effects of oppression on the psychological and subjective well-being of marginalized populations; coping and resilience; acculturation and enculturation process
- Contact info: email@example.com
Jennifer Moulton, M.Ed. (enrolled 2009)
- Hometown: Temecula, CA
- Clinical Interests: Adults in college and community settings, prevention and outreach, and people living with HIV/AIDS.
- Reearch Interests: Biracial identity development, mind/body awareness in therapeutic practice as well as a method of prevention, and issues related to HIV/AIDS, such as psychological adjustment to major diagnoses, factors related to medical adherence, and prevention.
- Contact info: email@example.com
Megan Polanin, M.A. (enrolled 2009)
Hometown: New Albany, IN
Clinical Interests: Outreach & preventive interventions with urban children and adolescents of low-socioeconomic status.
Research Interests: familial and peer factors related to youth subjective well-being and academic achievement; effective prevention programming within urban public schools; resilience among urban youth; positive psychology curriculum.
Contact info: firstname.lastname@example.com
Kia-Rai M. Prewitt, M.A., L.P.C. (enrolled 2009)
- Hometown: Richton Park, IL
- Clinical Interests: Prevention and outreach for adolescents of color, underrepresented college students and their families.
- Research Interests: Variables that contribute to the retention and graduation of underrepresented college students; career development and aspirations of African American children; positive identity development of African American children.
- Contact info: firstname.lastname@example.com
Toussaint D. Whetstone, M.A. (enrolled 2009)
- Hometown: Belvidere, IL
- Clinical Interest: College student population, mentally ill adults, treatment of interracial couples and families.
- Research Interests: Racial identity development, racial socialization of biracial children, interracial family dynamics, self-concept in African American males as fostered or inhibited by family and educational systems, spiritual well-being as it relates to self-efficacy beliefs in oppressed populations.
- Contact info: email@example.com
Katie Doud, M.A. (enrolled 2008)
- Hometown: Lincoln, NE
- Clinical Interests: Working with at-risk adolescents, anxiety disorders and survivors of interpersonal violence and sexual assault
- Research Interests: Adolescent females' identity development, protective factors for urban adolescent youth that aid students staying in school and intimate partner violence and sexual assault prevention
- Contact info: email@example.com
Jason Hacker, M.A. (enrolled 2008)
- Hometown: Raleigh, NC
- Clinical Interests: College and university populations, adolescents, children, outreach, psychosocial education, and group therapy
- Research Interests: The factors that contribute to positive career outcomes especially for traditionally under-served populations. Measurement design in the areas of career development and multiculturalism. Individual and socialization factors that contribute to the development of a cultural identity.
- Contact info: firstname.lastname@example.com
Amber Hewitt, M.A. (enrolled 2008)
- Hometown: Shreveport, LA
- Clinical Interests: children and adolescents living in urban settings; prevention and outreach; family therapy
- Research interests: racial identity development; resilience among urban adolescents; the effects of violence and oppression on psychological well-being; double consciousness and the invisibility syndrome of African American males; stereotypical roles of African American males
- Contact info: email@example.com
Kristen Lamp, MA (enrolled 2007)
- Hometown: St. Paul, MN
- Research Interests: racial identity development, career development, well-being, and contextual influences on these processes
- Clinical interests: adults presenting in university and medical settings, trauma
- Contact info: email@example.com
Isabel Moallem (enrolled 2006)
Hometown: Silver Spring, MD
Clinical Interests: College students, families.
Research Interests: Impact of school belonging on academic persistence and achievement, subjective well-being, ethnic identity development among adolescents.
Contact Info: firstname.lastname@example.com


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Syria Crisis Appeal
A million refugees urgently need shelter, food and water
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Target £80,000
Raised £80,000
300 members of local women's groups will directly benefit from the growth and financial security that the café will offer. Indirectly, 2,000 locals will have access to affordable and nutritious food
Target £220,000
Raised £199,531
18,950 people will directly benefit from the provision of safe water. 32,000 people will indirectly benefit through better awareness of safe hygiene and sanitation.
Target £190,000
Raised £82,614
Around 11,000 people living in very poor communities will be more resilient to floods. 33,000 people will benefit indirectly from emergency planning and awareness-raising activities
Target £180,000
Raised £166,880
1,000 people in Carrefour Feuilles will benefit directly from an increased volume of crops and improved skills, while an estimated 20,000 will benefit from access to locally produced food.
Target £300,000
Raised £314,171
27,000 people will benefit from better water facilities
82,000 people will benefit from hygiene and safe sanitation promotion
Target £150,000
Raised £18,486
1,500 women will be trained to run their own businesses and access new markets.
9,000 more people could benefit from casual work and health awareness activities.
Target £160,000
Raised £12,804
Over three years, 3,600 people will receive training to restore their farms and improve their income. Improved water supplies, roads, and market access will benefit 10,000 more people.
Raised £45,682
Around 2,000 people will be able to grow more, process crops and increase opportunities.
50,000 olive-farming families could benefit indirectly.
Raised £28,682
More than 800 people will benefit from training and joining co-operatives.
Indirectly, 2,000 people will benefit from training and improved supplies of produce.
Raised £58,768
35,000 women will have greater support and legal protection.
800,000 people will benefit indirectly from the anti-violence 'We Can' campaign.
Page 1 of 2 | Showing 1-10 of 14
© 2013. Oxfam is a registered charity in England and Wales (no 202918) and Scotland (SC039042). Oxfam GB is a member of the international confederation Oxfam.


text: A networking event has been arranged for local voluntary and community groups in and around Driffield on Wednesday, 5 June, 6-7.30pm, at Cass Hall. Local Links is already running in other parts of the East Riding, such as Driffield, Beverley and Holderness. A variety of different groups attend, such as local churches, U3A groups, Help the Aged, town and parish councils and housing associations. All local groups are welcome. The aim of the event is to give groups the opportunity to network with each other and highlight opportunities for working together or offering support. There are also presentations from different organisations, such as the Credit Union, the council's funding team and the East Riding Voluntary Action Service (ERVAS), in response to issues raised by groups. This session will ask the different groups what they would like to get out of future meetings and who they would like to hear from. They will each be given the chance to promote their group and explain what they do. A light tea and refreshments will also be available. If you would like to attend, contact Vicky Neilan, email@example.com or 07785721129, to confirm your place. Use Facebook to Comment on this Post


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A collection of news and information related to Ian McDiarmid published by this site and its partners.
Displaying items 1-12 of 15
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At Chicago Shakespeare, asking why Timon wrote those checks
Few realizations are as painful in life as the one that comes to a previously generous person, fallen on hard times and made suddenly and brutally aware that the quality of kindness among homo sapiens is neither reciprocal nor ubiquitous. That's...Tags: Lobbying, William Shakespeare, Navy Pier, Star Wars (movie), Television Industry
'Timon' of a galaxy far, far away ...
In Chicago Shakespeare Theater's new rethinking of Shakespeare's "Timon of Athens," the venerable London stage actor Ian McDiarmid plays Timon, "a psychological mess," the actor says, "a British lord in America, rich from birth and generous with money,...Tags: Star Wars (movie), Ralph Fiennes, Alec Guinness, Entertainment Events, Celebrities
McDiarmid in 'Timon,' Griffin's 'Follies' lined up for Chicago Shakespeare Theater
The Theater LoopThe actor Ian McDiarmid, known for his work at the Royal Shakespeare Company and his appearances in the "Star Wars" films, will star in a new Barbara Gaines production of Shakespeare's rarely produced "Timon of Athens" ... -
Oh 'Boys'
Times Staff WritersNEW YORK — "Jersey Boys," a show about the '60s pop group Frankie Valli and the Four Seasons that has bucked a history of scorn for so-called jukebox musicals, on Sunday became the first of the genre to win a Tony Award for best musical. Its main...Tags: History, Broadway Theater, The Beach Boys, Johnny Cash, Sex and the City (movie)
How about another song?
Times Staff WriterThis year's Tony Awards had no host, no comedian; I forgot to check if there was even red carpet coverage beforehand. Was there? Was Ryan Seacrest out there, terrorizing some Royal Shakespearean with his E! voodoo mumbo jumbo? I'm not even sure why...Tags: Patricia Neal, Bernadette Peters, Jessica Alba, Academy Awards, Frances de la Tour
Movie review: "Star Wars: Episode I -- The Phantom Menace"
Tribune Movie Critic3 ½ stars (out of 4) "Star Wars: Episode I -- The Phantom Menace," like many another pop movie phenomena, becomes many things as we watch it: a vast science fiction epic and a huge moving-picture toy catalog. A twisted family saga of mock-Elizabethan...Tags: Ben Burtt, David Lean, John F. Williams, Fiction, Slavery
Movie review: 'Star Wars: Episode III - Revenge of the Sith'
Tribune movie critic4 stars (out of 4) The climax for George Lucas' entire "Star Wars" series comes in a blaze of fire and darkness, wild light-saber battles and enough Sturm, Drang and digital pyrotechnics to fill multiplexes from here to Tatooine. Like some grand,...Tags: Jimmy Smits, Ben Burtt, John F. Williams, Frank Oz, Samuel L. Jackson
Movie review, 'Star Wars: Episode II - Attack of the Clones' by Michael Wilmington
George Lucas has the last laugh, or at least the penultimate chuckle, with "Star Wars: Episode II Attack of the Clones." The fifth movie in his long-running series of grandiose, light-hearted space operas and the second in chronological order is the...Tags: Chicago Tribune, Ben Burtt, John F. Williams, David Lean, Fiction
'Star Wars: Episode II Attack of the Clones'
Times Staff WriterWe'll never see another "Star Wars," no matter how much we want to. And we want to very much. But like the cherished passions of first love, the fervor called forth by the landmark film is never coming back, and no amount of prequels or sequels is...Tags: Ben Burtt, John F. Williams, Indiana Jones (fictional character), Britney Spears, Networking
'Star Wars: Episode I The Phantom Menace'
Times Film CriticOver the 20-plus years since its release, George Lucas' "Star Wars" has influenced so many lives that the writer-director's friend Francis Ford Coppola suggested, more or less seriously, that he turn its philosophy into an organized religion. ...Tags: PG Rated Movies, John F. Williams, Religious Conflicts, Star Wars (movie), Natalie Portman
Movie review, 'Star Wars: Episode II - Attack of the Clones' by Newsday
In the quarter century since George Lucas first carried us back a long time ago, to a galaxy as far, far away as your neighborhood multiplex, he's produced something truly novel in the annals of pop culture: A product that's as arcane as it is mass-...Tags: Lower East Side, Ben Burtt, PG Rated Movies, Frank Oz, John F. Williams
Movie review, 'Star Wars: Episode II - Attack of the Clones' by the Mark Caro
Yes, "Episode II" is livelier and more visually and aurally impressive than "Episode I," and if that's all you're looking for, pop those corks. But for those of us who respond more strongly to storytelling than computer-generated effects, the new "Star...Tags: Chicago Tribune, Ben Burtt, John F. Williams, Networking, Spider-Man (fictional character)
May 4, 2012
|Column| Chicago Tribune
May 3, 2012
|Story| Chicago Tribune
Mar 22, 2011
| Chicago Tribune
Jun 12, 2006
|Story| Envelope
Jun 12, 2006
|Story| Envelope
May 18, 1999
|Story| Metromix
May 16, 2005
|Story| Metromix
May 15, 2002
|Story| Metromix
May 13, 2002
|Story| Los Angeles Times
May 18, 1999
|Story| Los Angeles Times
May 13, 2002
|Story| Metromix
May 13, 2002
|Story| Metromix
Original site for Ian McDiarmid topic gallery.


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131 E. 10th St.New York, NY 10003
Category: Theaters
Region: East Village
Perhaps the Curiosity Rover needs some company. It will get it courtesy of this new play by Leegrid Stevens, which imagines the first manned (well, womanned) mission to Mars, a one-way solo flight. Stevens and the Loading Dock company present the trip using immersive sound, low light, "and simulated micro-gravity." Thursdays-Sundays, 8 p.m. Starts: Oct. 12. Continues through Oct. 21, 2012
Find everything you're looking for in your city
Find the best happy hour deals in your city
Get today's exclusive deals at savings of anywhere from 50-90%
Check out the hottest list of places and things to do around your city


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Choose Your Country
Men's Crew Athletic Sock
Price: $12.00
Style: 1990
This sporty sock works as hard as you do...whether or not you're working out! Wear for built-in arch support and extra padding to keep your feet fully comfortable.
- The softest athletic socks you've ever worn!
- Equipped with built-in arch support
- Extra comfort padding at the heel and ball of foot
- Vented mesh top to keep feet cool and dry
- Made in USA
- Machine wash warm with like colors. Only non-chlorine bleach when needed. Tumble dry low. Do not iron.
- 76% Rayon, 21% Nylon, 3% Spandex/Elastane
Let our team of SPANX specialists help you place an order or find the right product for you!
Call us anytime at 1.888.806.7311. We are open 7AM to 12 AM EST, 7 days a week (except Christmas Day).
Or you can email us at firstname.lastname@example.com
100% Satisfaction Guaranteed
We want you to be fully satisfied with every item that you purchase from www.spanx.com! If you are not satisfied with an item that you have purchased, you may return the item within 30 days of delivery for a full refund of the purchase price, minus the shipping handling, gift wrap and other charges.
Learn more about our Return Policy.


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