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Harbor Branch Oceanographic Institute at Florida Atlantic University
5/2008 – present: Director Of Technical Operations
Responsible for the operation, maintenance, and repair of Harbor Branch Research Infrastructure including the Johnson-Sea-Link and other submersibles, small boat operations, sea-water systems, other engineering tools used in support of scientific programs. Schedules and coordinates the utilization of research tools and infrastructure to best meet Harbor Branch research needs within budget and resource availability. Oversees engineering production capabilities to optimize engineering resources. Works with engineering and scientific program managers in the development and fabrication of ocean engineering and marine operations systems, scientific tool packages, and scientific instrumentation in support of sponsored research programs. Interfaces with Harbor Branch Facilities staff as appropriate for cost effective infrastructure maintenance and repair processes, procedures, and resource utilization. Oversees at-sea operational planning for ocean engineering projects and, as appropriate, for use of engineering and operational resources in support of scientific projects. Ensures compliance for all engineering and marine operations facilities, tools, personnel and procedures with appropriate Environmental, Health, and Safety laws, regulations, and policies.
Naval Surface Warfare Center Carderock Division South Florida Testing Facility
2/2002 – 5/2008 Lead Engineer / Project Manager
Duties include the management of all engineering projects at a US Navy research, development, test and evaluation (RDT&E) facility, ranging from concept development to at-sea installation and evaluation. The planning and orchestration of unique, complex operations merging both engineering and at-sea operational groups, drawing upon extensive at-sea experience involving ROVs and other underwater equipment, is routinely accomplished.
Project management and oversight involves solicitation, proposal development, and execution of work for both Federal and private industry customers, from design to installation, testing, and evaluation at sea. Project planning includes the selection, inspection, capability determination, and layout of work vessels and associated equipment, funding, mobilization/demobilization, and utilization, all under tight schedule and budgetary constraints. Frequently called upon to negotiate and administer service, equipment, and support contracts for a diverse customer base, ranging from support vessel charter to facility leases. Extensive experience managing budgets and providing periodic reports regarding project progress, expenditures, and schedule to management and customers.
Lead engineering duties involve the selection and coordination of work teams, specifically chosen for the task at hand. Management of various skill sets, work schedules, and tasking are required to efficiently utilize resources during operations. Required to make authoritative technical and safety decisions during at-sea operations to ensure the safety of personnel and success of operations during periods of adverse weather or other unforseeable events. Report writing and thorough documentation is conducted both during and after operations, providing a clear, concise record of the project and detailed post-project reports. Participation in project briefings and "wash up" meetings are frequently required, with roles ranging from participant to facilitator.
Specific engineering accomplishments include the refurbishment of the testing facility's underwater tracking system, recovery and replacement of electromagnetic and acoustic sensor systems, installation and recovery of practice minefields, redesign and installation of a deep-water (2000 meter) mooring and buoy system, and the installation of the Ocean Acoustic Observatory (OAO) hydrophone array, shore cable, and infrastructure. These projects were conducted in water depths from 20 m to over 1.6 km, in currents as high as 2.6 m/s, using specialized equipment and techniques. These techniques included the use of Differential Global Positioning System (DGPS) equipment, underwater acoustic positioning systems, and integrated real-time Geographical Information System (GIS) tracking software for precisely performing underwater operations.
Facilities responsibilities include management of the Preventative Maintenance System (PMS) for all engineering equipment, such as winches, a-frames, hydraulic powerpacks, small boats, and other engineering tools used in support of Navy programs. The oversight of machine shops, welding shops, and other fabrication activities is also accomplished, resulting in cost-effective, robust, and reliable systems built with in-house resources. Close collaboration with the engineering staff results in efficient scheduling of project tasks requiring facility support, enabling multiple projects to progress simultaneously without conflicting resource utilization.
Upon completion of US Navy dive school training, duties expanded to include the role of Division Diving Officer, involving the oversight of the Command Diving Program at headquarters as well as six remote detachments. Specific tasks included the revision of the Command Diving instruction, implementation of a streamlined dive approval process, and the consolidation of all diving supervision tasks to a single individual, vastly improving communication between the customers and support diving activities, while improving safety through timely and thorough project review procedures.
2/1992 - 2/2002 Ocean Engineer
Duties involved the design, construction, and use of a wide variety of ocean-related devices, including pressure vessels, hydrophone and sensor arrays, underwater robotic systems, shipboard load-handling equipment, and other specialized engineering and scientific tool packages. Served as primary Remotely Operated underwater Vehicle (ROV) operator during at-sea equipment deployment and retrieval, bottom searches, and cable field maintenance. Utilized and maintained a wide variety of oceanographic sensors in support of on-range operations, including side-scan sonar, magnetometer, and sub-bottom profiling equipment. Managed at-sea projects, including crew-orientation operations to familiarize personnel with typical offshore work procedures. Performed computer modeling and simulation of underwater systems and generated computer animation based upon results. Managed facility improvements, including vessel berth dredging, utility upgrades, and development plans.
As the sole Geographical Information System (GIS) software expert at the facility, I led the development of a complete graphical representation of the facility's operating areas (both offshore south Florida as well as the Bahamas) that greatly improved test planning and execution. A large number of databases, from such diverse sources as Federal and local government agencies, university systems, and project-specific sensors, were incorporated into a highly effective real-time visualization system. The GIS system is still used extensively for planning and implementing offshore work, including the integration of GIS software into underwater and surface tracking systems for precise seafloor operations in real-time.
Ocean engineering tasks involved the development and production oversight of specialized equipment, such as ranging laser systems and task specific tool packages, such as the complete redesign and utilization of the Television Observed Nautical Grappling System (TONGS), a specialized heavy-lift ROV (3000m depth / 4500 kg payload) designed for work in high current environments. Extensive utilization of divers during system installation, inspections, and operations was conducted in a variety of operational conditions. Detailed dive planning and coordination, development of specialized diver tools, and implementation of specialized dive procedures were routinely performed. Both commercial and Navy dive teams were utilized.
Nova Southeastern University Dania, Florida Master's Degree – defense scheduled for December 2008 Major: Coastal Zone Management
Florida Institute of Technology Melbourne, Florida Bachelor's Degree - 6/1991 Major: Ocean Engineering
Applicability of Aerial Photogrammetry Techniques in the Documentation of Submerged Cultural Resources : Digital Photomosaic Development of the S.S. Copenhagen Underwater Archaeological Preserve, Florida and the Musket Ball Wreck, Dominican Republic, Draft M.S. Capstone Paper, Nova Southeastern University, Dania, Florida, 2007
TONGS-An Evolution of a Heavy-Lift Search and Recovery Remotely Operated Vehicle, Underwater Intervention 2004, also published in Underwater Magazine, July/August 2004, Volume 16, Issue Number 4
Underwater Electric Kite (UEK) Drag Force Calculations and Project Review, with Follow-On Report, prepared for Abacus Controls, Inc., January, 2002
BM-6 Dynamic Deployment Simulation Using Seadyn, presented at MTS Underwater Cable and Connector Workshop, 1997
Development of a Portable, Low-Cost ROV System for Shallow Water Surveying, Underwater Intervention 1991
Professional Engineer, Florida, Mechanical Engineering
USN Basic Diving Officer, Class 01-20-BDO, Class Honorman, October, 2001


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05/14/12 /
Europe Day in Paris
The celebrations for this year's Europe Day took place in a large European village on the city hall square in Paris from 8th to 9th May 2012. Together with a miniature version of the Brandenburg Gate, culinary delights "à la...
more04/10/12 /
United Buddy Bears in India
From 27th March to 06th May 2012 the exhibition of the United Buddy Bears is taking place as part of the theme year known as "Germany und India 2011-2012 – Infinite Opportunities" and during the "Berlin Days in India". 143 Bears...
more04/05/12 /
Launch of the UBB exhibition in New Delhi
On 27th March 2012, Sheila Dikshit (Chief Minister of Delhi), Klaus Wowereit (Governing Mayor of Berlin) and Eva and Klaus Herlitz (Initiators of the United Buddy Bears) launched the exhibition in the city's Central Park at...
more02/17/12 /
Kuala Lumpur: 71,300 Euros for Children's Aid Projects
A total amount of 285,750 Malaysian Ringgit (around 71,300 Euros) for children in need was the final outcome of the United Buddy Bears exhibition in Kuala Lumpur. During a period of almost three months, the exhibition attracted...
more01/30/12 /
Farewell Gala Dinner for the United Buddy Bears
A charity dinner will take place on 16th February 2012, after the first day of the dismantling of the United Buddy Bears exhibition, in the presence of His Royal Highness, the Sultan of Selangor and the First Lady of Malaysia,...

subset: commoncrawl


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Prepares students with a general business background.
Courses | Credit Hrs. |
Business electives1 2 | 4.5 |
1. FINA 1200 Wealth-Building Fundamentals and Personal Finance is recommended.
The degree option is a specialization within a program. Although students may complete multiple options within this program, only the major degree is awarded.


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Press releases
National Gallery in Prague General Director Vladimír Rösel appoints Helena Musilová to a three-year term as Director of the Collection of Modern and Contemporary Art.
Taking into account the work of the curators' team at the National Gallery in Prague and the results of the tender, General Director Rösel explained his decision as follows: "It falls under the exclusive authority of the general director to appoint collection directors, and I believe it is right to place confidence in those who have met difficult expectations in the Collection of Modern and Contemporary Art of the National Gallery in Prague. The Collection needs a firm hand, as everybody certainly agrees. I have thus appointed Helena Musilová, who has known the Collection and served the National Gallery in Prague for years and has the capacity to lead and represent the Collection. She is also familiar with the professional, programmatic, economic and legislative conditions under which the National Gallery in Prague operates as a state-subsidized organization. Let me wish Helena Musilová much success in her new position and thank Šárka Leubnerová for her successful temporary leadership of the Collection of Modern and Contemporary Art."
Helena Musilová (born 1974) is a graduate of Masaryk University in Brno (major: history and art history). After graduation, she worked as curator of the Collection of Photography and Architecture in the Art Museum Olomouc in 1998-2003. She has been with the National Gallery in Prague since 2004 while simultaneously working on her PhD thesis in Brno. She has worked as a lecturer in the history of art and photography at the Film and TV School of the Academy of Performing Arts in Prague since 2005. She assumed a senior role in running the Collection of Modern and Contemporary Art of the National Gallery in Prague in 2011 under its temporary director Šárka Leubnerová, Director of the Collection of 19th-century Art.
Helena Musilová has worked at the National Gallery in Prague as a painting curator and has organized exhibition projects in the collections of 19th-century and modern and contemporary art. The most highly attended projects she has helped curate and organize are:
- Joža Uprka (1861-1940): a European from the Moravian Slovak Region
- Islands of Resistance: Between the First and Second Modern 1985-2012
- Theodor Pištěk: Ecce homo
- František Kupka: The Road to Amorpha
- Memory of a Landscape I Have Never Seen (1905-1943)
Press release of January 30, 2013
Eva Kolerusová, Public Relations Department, the National Gallery in Prague, Tel.: 00420 724 501 535
e-mail: email@example.com


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Lehman Preaching Appointment (Milverton, Ontario, Canada)
The Lehman Preaching appointment began services in 1854. Jacob Lehman is considered the founding leader of the group; he immigrated to Ellice Township from the Alsace in 1840 and settled at Kurtzville. The congregation originated through migration to the area and immigration from Europe.
Initially services were held at three month intervals until 1865 when they were held every eight weeks. Later services alternated with Wallace Mennonite at Kurtzville. Communion was served from the earliest date until the membership decreased. The community consisted of Jacob Lehman's family and in-laws by the name of Weber and Shellenberger. Jacob Lehman and his wife, a Showalter, are buried at the Martin's Church cemetery in Waterloo, Ontario.
The congregation dissolved in 1880. It had been affiliated with the Mennonite Conference of Ontario since 1854. The language of worship was German.
Burkholder, L. J. A Brief History of the Mennonites in Ontario. Kitchener, ON: Mennonite Conference of Ontario, 1935: 127.
Adapted by permission of Herald Press, Harrisonburg, Virginia, and Waterloo, Ontario, from Mennonite Encyclopedia, Vol. 3, p. 314. All rights reserved. For information on ordering the encyclopedia visit the Herald Press website.
©1996-2013 by the Global Anabaptist Mennonite Encyclopedia Online. All rights reserved.
MLA style: Fretz, Joseph C. and Marlene Epp. "Lehman Preaching Appointment (Milverton, Ontario, Canada)." Global Anabaptist Mennonite Encyclopedia Online. April 1986. Web. 21 May 2013. http://www.gameo.org/encyclopedia/contents/L44ME.html.
APA style: Fretz, Joseph C. and Marlene Epp. (April 1986). Lehman Preaching Appointment (Milverton, Ontario, Canada). Global Anabaptist Mennonite Encyclopedia Online. Retrieved 21 May 2013, from http://www.gameo.org/encyclopedia/contents/L44ME.html.


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2929 Turner Hill RdLithonia, GA 30038
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Limits apply to the foreign income tax offset allowed for foreign income taxes paid by a superannuation fund or approved deposit fund where the fund changes:
Where a non-complying fund or a resident fund includes an amount in assessable income under items 2 and 3 in the table in section 295-320 of the ITAA 1997, and the fund paid foreign income tax on that amount (before the start of the income year), the fund is not entitled to a tax offset for the foreign income tax paid by the provider.
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Tag Archives: Supo Sanni
Daily Illini: Illini shuffle to replace starting safety Sanni
Illinois junior Supo Sanni, who was expected to start at safety, ruptured his Achilles tendon at practice on Wednesday. He's out for the season, so head coach Ron Zook and his staff are looking for a new starter against Missouri. … Continue reading
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Comment Number: | 522418-11284 |
Received: | 7/17/2006 9:45:57 AM |
Organization: | Quixtar |
Commenter: | Wellington Johnson |
State: | FL |
Subject: | Business Opportunity Rule |
Title: | Notice of Proposed Rulemaking |
CFR Citation: | 16 CFR Part 437 |
No Attachments |
We feel that the proposed changes will adversely affect our Quixtar business. Quixtar has proven to be a legitimate business and has 100% money back guarantee for anyone signing up. These proposed changes may be needed to proctect consumers from unsrupulous organizations but it will be unfair to bundle every organization into the same category and treat everyone the same. Chief among the proposed changes that will hurt our business is 1) the 7 day waitng period between seeing a business presentation and registering and 2) the requirement to get 10 references. In seven days most prospects are likely to change their minds and or get distracted and there is no telling what an inexperienced new business owner may say to them. 3) the requirement to view all the complaints is totally unnecessary. That's like requiring them to read all the negative stuff written on bathroom walls. I have seen some of the ridiculous stuff on the complaints section of your site and obviously most of them are written by people trying to be destructive for whatever reason. This could easily dissuade someone especially since there is no requirement for these complaints to be based on fact. Quixtar is a very organized business and has put a lot of thought into areas that are needed to protect its business owners. We have a very exhaustive list of rules and regulations that keep things in order. We feel that these proposed changes will put undue pressure on our businesses and adversely affect our progess. There should be other ways to safeguard the public from scams other than penalizing legitimate organizations like Quixtar and burdening them with controls that are intended to weed out illegitmate orgainzations that prey on unsuspecting consumers.. As business owners registered with Quixtar, we are extremely pleased with the organization and feell comfortable sharing this experience with others.


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Hosted by Mike McRoberts and Hilary Barry, 3 News presents comprehensive coverage of global and local news live at 6pm.
By early next year, Google will have released Google Glass.
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Wellington philanthropist Gareth Morgan has announced his latest project: to make the whole of Stewart Island predator-free.
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Tourists in Christchurch are being kicked out of the international airport and some are sleeping rough while they wait for early morning connections.
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Calls are growing for the Auckland Council to rethink its plans for more intensive housing.
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Now police in one city have reported dramatic results, slashing the number of burgled homes by two-thirds in just two months.
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A man is dead and a woman is critically injured after an incident involving a firearm and a 38-year-old man has turned himself into police.
Fresh from the heaviest defeat in their history, the Warriors believe they are capable of producing a stunning upset of Newcastle next week.
David Beckham hugged his teammates with tears in his eyes, then walked off the pitch to a standing ovation - for the last time in front of a home crowd at a football game.
Kiwifruit giant Zespri has been fingered in a scandal which has seen its Chinese agent jailed for avoiding paying duties.
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Obama Throws Down
By Digby
July 20, 2010 - 12:04pm ET
This is overdue, but very welcome.
More like this please.
And like this too, from Senate candidate Elaine Marshall, who gets right to the point:
Right now, it's important we show Senator Burr-- and his buddies in Washington-- that ordinary folks aren't going to stand for these overtly political games. But there is also a smear campaign that we have to refute-- here are some simple points that our campaign has put together on the extension:
- Jobless aid stimulates the economy. This aid has an impactful dual effect as it helps people who need it most and puts money into the economy. It pays for essential services (food, rent, car insurance, etc...) which puts money right back into the hands of small business and works to stimulate the economy.
- It's simply the right thing to do. These are the people who are hurting most during the recession. There is only one job opening for every five out-of-work persons, which means millions cannot find work in this recovering economy.
- Extending aid has bipartisan support. While Republicans like Senator Burr are attempting to score cheap political points by hurting the unemployed, the extension of this aid has support from economists across party lines. Just ask NYT liberal economist Paul Krugman and former McCain economic advisors!
The Dems need to go to the mattresses on this. It's true that it's economically short sighted and needlessly divisive to be saying the the jobless are all lazy and refusing to put any more money into this moribund economy. But mostly, it's just plain old immoral to play cheap politics with people's lives this way, and these lying hypocrites on the right who love to portray their "vlaues" as being superior are on the wrong side. They shouldn't be allowed to get away with it.
We welcome your comments. Please keep them civil and relevant to the post you're commenting on. We reserve the right to remove comments that are objectionable, anonymous or are otherwise in violation of our terms of use.
Views expressed on this page are those of the authors and not necessarily those of Campaign
for America's Future or Institute for America's Future


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Rage is a weird aspect. It is very clear in what it is, but not in how it could interact with the class. For example, a Rogue of Rage could calm down angered teammates, but how could that rage be used to benefit them? Same with Rogue of Doom.
Rage is a weird aspect. It is very clear in what it is, but not in how it could interact with the class. For example, a Rogue of Rage could calm down angered teammates, but how could that rage be used to benefit them? Same with Rogue of Doom.
Re: Maid of Mind:
I have a Maid of Mind in my sburbventure, Edgestuck. I interpret the Mind aspect to be about decisions, seeing as what Terezi does is to see what sorts of decisions are available to her and her comrades and help them make the right ones. So for my Maid of Mind, I had him make multiple decisions simultaneously by splitting up like Many Worlds Mario.
Doom can be interpreted as Death, as the antithesis to Life. A Thief of Doom would "Steal the death," and would have a recoil-based healing system, where she can heal her allies at the cost of damage to her self.
Of course thats speculation, but thats what this thread is for
e: im an idiot
Last edited by Arcanum; 08-11-2012 at 10:51 PM.
Goddamn yeah I got mixed up on what was what. Mine would be for Thief of Doom, edited
But since Rogue steals things for her allies, that would make a healer role even more haphazard. I think that would be a good role for a triple-crosser, however (betrays her team to join the enemies, and then betrays them by stealing her friend's doom and applying it to her enemy-allies).
It seems I stand corrected on the shoes thing. *shrug* Ah well. Probably me projecting what I want to see onto the information available.
A Rogue of Rage might get people 'in the zone'--perhaps not blindingly enraged, but pumped and ready for battle--while sapping the enemy's fervor at the same time...not making them disheartened, just throwing them out of the mental place they need to be in order to fight properly. A Rogue of Doom....that's a tough one. Possibly taking the deadliness out of the attacks used by enemies, and powering up allies' deadliness? Sort of an 'aura of accuracy/damage' kind of thing, sapping enemies' while boosting allies'.
I really hope the intermisson involves us getting more exposition on these things.
Any consensus on what powers Roxy is likely to get? We know she blacks out the entire session (by unknown means), but the ability to hide from scrying strikes me as a pretty lame power by itself, especially if she ascends to godhood. And we know that invisibility is a Void power, but it doesn't seem to fit with the whole "for the benefit of others" thing.
I feel like Hussie must have given us enough information to solve the puzzle, or the whole Rogue/Void exposition from uu would have been pretty pointless. And it probably won't be intuitively obvious at all, else the exposition wouldn't have been necessary in the first place (see: Jane, John, Dave). This has been sort of bugging me, if you can't tell.
We know that void is the "essence of lack or nothingness", especially of knowledge; we know that rogues steal for the benefit of others; and we know that a fully-realized Rogue of Void could do "some completely astonishing things". I'm thinking a Thief of Void would be the classic Assassin class (invisibility, affinity with shadows, extremely deudly), but what the heck will a Rogue of Void be like?
...an illusionist, maybe? Invisibility, disguises, false images, blinding flashes, etc. Would it count as stealing "knowledge"? Bit of a stretch, I guess. [e: It would also fit pretty well thematically with the way Rose was completely confused w/r/t her relationship with Mom.]
Last edited by Frost; 08-12-2012 at 08:38 AM.
She could probably serve to give others invisibility, or at least do something so that the enemy doesn't notice her allies.
Remember guys, just because you're listed as a Class it doesnt mean it has TOTAL control of what your powers would be.
Hussie said that your class mirrors what kind of journy Sburb has prepared for you and your planet, etc.
Everyone gets their normal powers (Like windy things, and time travel)
It doesnt necessarily mean that you are only limited to what your class dictates.
Im on the forums and you can too!
I don't think focusing on what powers a class/aspect combo confers is very useful, especially when looking at the comic. Ultimately the classes and aspects are storytelling mechanics, and the powers they confer are plot devices Andrew uses to accomplish things. The classes are tropes, representing different types of protagonists who have different stories added into the mix. Their powers will be whatever they need to manifest to complete that story in a compelling, thematically appropriate way.
I can understand investigating it from an "awesome powahz" direction f you are playing in your own session and want to have some RPG-style guidelines. (Although I still think a better way to go would be to use class and aspect to figure out your character's personal narrative arc within the session, and tailor powers to fit.) But for the comic itself it's totally the wrong way to look at it. You're better off trying to speculate on what will happen in the story and what part Roxy will need to play in it, and deriving the powers she will need from that. I don't think *anybody* could have guessed that Heirs could make a drill with their powers before John needed to dig for a Tumor.
Well someone could have. I mean, if you can make a hurricane, you could make a tornado drill.
As for a Rogue of Rage, well, I guess the function can be relatively straightforward? Sapping the rage/emotion/fighting spirit from your foes and distributing it to your teammates. I'd actually imagine a Rogue of Rage to be a calming influence in a group of players. When one player gets too emotional, the rogue can step forward and let the whole group work together to calm them down. The same thing could work in a fight. I can imagine that this can get detrimental if the foe is exceptionally angry - even if the anger is distributed evenly in the party, it can be so significant that it can cause discord within the party.
But the foreshadowing and teasing for the Alpha kids' powers has become sort of overwhelming, almost on par with the distri/rolal thing. We've had a full-on lecture for two of them, and some heavy hints for a third. Why would Hussie bother to establish all these rules if he's not going to follow them through?Ultimately the classes and aspects are storytelling mechanics, and the powers they confer are plot devices Andrew uses to accomplish things.
Classpects do seem to influence a player's story and role as much as their superpowers, but there's still a strong correlation there, especially for the powers which have been revealed more recently (Dave's, Rose's, Terezi's, maybe Jane's). I think it's a matter of Hussie coming up with all these rules sometime towards the end of act 5 act 2, and trying frantically to tie all of the existing powers into a coherent system.
It'd be nice if it opened with a page from Rose's journal which drops all the teasing and just flatly describes a bunch of classes. It'd be less forced than trying to dump all this info through dialogue, at least.I really hope the intermisson involves us getting more exposition on these things.
That would be delightful.
Hussie won't do that. He leaves things open to our own interpretation, occasionally feeding tidbits of information through the story. Almost everything about Homestuck is meant for our interpretation, though some rules are set in stone. We never got a solid method of arrangement for dreamers and their moons, or how planets are generated, or how even classes and aspects function (somewhat). It's this ambiguity that gives this thread so much to discuss.
I don't think Doom can be literally translated into death or a antithesis of Life, i see it being a antithesis of Light.
Using the dictionary as attempt to understand the Doom aspect we can speculate that Doom translates more into fate or inevitability of Death, Ruin or Unhappiness than Death itself. In a way Hussie also hinted that Godtiering Doom players would always have two dream selves that would be Doomed to fight for eternity if the original body gotiered, forcing them to doom the first body for a successful Godtier with the second body into the third body or trying the first and being doomed to fight for eternity. Resulting in the player of Doom to suffer doom before godtiering or being eternally doomed after.Originally Posted by Dictionary
Well i have kinda of Fan story(no idea what's the name of it in this Fandom?) idea in my head(no motivation art skills or such) and there are 2 Doom players in it, Thief of Doom and Seer of Doom, which i'll try to speculate on them.
The Thief of Doom would be, like someone pointed out, a sacrificial class at least before god-tiering.
From Vriska's role in her game, Thieves start with absence of their aspect and must gain it in the game, however a Thief is also a active class that benefits itself with aspect, i don't think that a Thief of Doom would start with less of their aspect. Since there's no way to benefit from Doom or suffer from lack of it, i think that a Thief of Doom would start with a excess of Doom unwittingly taken from those around him or his fellow players(which in my fanon translates into a weakness disease). As he progressed trough the game the Thief would get more and more control over the doom he receives, to the point that he would stop protecting others if it stopped benefiting him, or directly trading protection from doom for favours(like Grist or Levels of the Echeladder).
A fully realised Thief of Doom would be in full control of what doom comes his way or other players, much like Vriska was in full control over whetever she would use her light powers or not.
In short i would think a Thief of Doom would not act as a traditional Thief since there's no way you can steal Doom for your own benefit. Instead he would act more like a Loan-shark(protection from doom with favours) and later a italian mobster that dispose trash cheaply in a illegal way(getting rid of doom from itself or others).
A Seer of Doom using Terezi, Sollux and Rose as a arguments would be a player that would either be deeply related with doomed timelines which i think is trough the voice of doomed timeline players. The reason why i said voice is because, while Rose saw with her eyes (the Light players have been connected to eyesight, Vriska manipulated luck with her eyes, Aranea was able to help others see, Rose saw the future with her eyes), Terezi saw with the forehead(third eye=eye of the mind), Sollux heard Doom, which makes me think that Doom is related with voices(Think Eldritch abominations, like the Old Gods from WOW whispering doom into your hears).
In this way a Seer of Doom would hear how doomed timelines resulted in failure and would guide her fellow players on what not do to avoid failure, much like Rose(or Aradia) said she could guide players to the path of victory, a Seer of Doom would guide her fellow players away from the path to failure.
This is all i have to say about Doom which is a lot, and i used the word doomed to many times.
The other players on my fanon idea are Heir of Rage, Sylph of Mind, Maid of Blood, Mage of Life and the Prince of Void
there should be a water aspect.
Aspect of water=sea?
Also void isn't the absence of life, it's the absence of knowledge from what I gathered.
Guys, how sure are we that the opposite of Void is Space? I mean the Void symbol is practically the spaces between the Space symbol, not to mention... I'm pretty sure somewhere this was mentioned.
That being said, Void/Light also makes a lot of sense, given that their aspects have played opposite roles in the story so far.


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I was talking to UCF basketball coach Kirk Speraw the other day about his favorite Thanksgiving dish and he told me it was pumpkin pie. But he added a caveat: "You have to have a little whipped cream on your pumpkin pie."
My question is this: Why? Why do you have to have a little whipped cream on your pumpkin pie? Everybody thinks you have to have a little whipped cream on your pumpkin pie. For example at last year's Thanksgiving dinner, pumpkin pie was served and my slice came with a little whipped cream already added.
Don't get me wrong, I don't mind a little whipped cream, but I prefer my pumpkin pie without. I'm a purist when it comes to my pumpkin pie. I don't want anything to dilute the flavor of the pumpkin, the cinnamon, the spices and whatever else is in the heavenly concoction otherwise known as pumpkin-pie filling.
And don't even get me started on people who put gravy on their stuffing.
And another thing: I like ham better than turkey.
Let me know what you think: Whipped cream on your pumpkin pie or no whipped cream? And, while you're at it, if you exclude the turkey, what's your favorite Thanksgiving dish?


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Archive for October 3rd, 2012
S&P 500, Commodities, and Inflation Reach 'Make or Break' Point
Wednesday, October 3rd, 2012
by Don Vialoux, Timingthemarket.ca
Upcoming US Events for Today:
- ADP Employment Change for September will be released at 8:15am. The market expects 140K versus 201K previous.
- The ISM Services Index for September will be released at 10:00am. The market expects 53.5 versus 53.7 previous.
- Weekly Crude Inventories will be released at 10:30am.
Upcoming International Events for Today:
- German PMI Services for September will be released at 3:55am EST. The market expects 50.6 versus 48.3 previous.
- Euro-Zone PMI Services for September will be released at 4:00am EST. The market expects 46.0 versus 47.2 previous.
- Great Britain PMI Services for September will be released at 4:30am EST. The market expects 53.0 versus 53.7 previous.
- Euro-Zone Retail Sales for August will be released at 5:00am EST. The market expects a year-over-year decline of 2.0% versus a decline of 1.7% previous.
The Markets
Markets traded around the flat-line on Tuesday as investors continue to wait for news pertaining to a potential bailout of Spain as well as an update of the employment condition in the US. The ADP employment report is due out today, followed by the important monthly employment report on Friday, among the last major economic reports before the presidential election, which takes place in just over one month's time. Apple played an influential role in the Tuesday's market activity, yet again. The stock fell by as much as 1.3% at the session low before touching it's 50-day moving average line at $650, initiating a flurry of buying pressures at this important technical level. As Apple rebounded, so too did the market. Of course Apple is one of the most important stocks for investors as not only is it the the largest single security weight within a number of benchmarks, but it is also one of the most widely held securities in the stock market. Any opportunity to accumulate the stock during periods of weakness, it is likely that investors will pursue it. Momentum indicators for Apple are increasingly becoming bearish now that the stock has reached oversold levels with regards to Stochastics. Expect escalated selling pressures should the 50-day moving average fail to hold as support, implying that escalated negative pressures would also be felt within broad equity benchmarks.
Just a quick update to a chart posted yesterday of the 15 minute activity of the S&P 500. The index briefly broke down below the previously mentioned triangle pattern, trading back within the range by the closing bell. This pattern remains key to watch as it is presently the battleground for the intermediate-term trend.
A definitive breakout above resistance just under 1455 could set the stage of the next leg of the bull market rally. A breakdown below support around 1445 could likely sway undecided investors to take their profits and stand aside until clarity from earnings and the election (among other things) is provided.
The chart of the S&P 500 doesn't hold the only triangle pattern out there.
The long-term charts of the CRB commodity index and the ratio chart of the TIPS Bond Fund (TIP) versus the 7-10 Year Treasury Bond Fund (IEF), an appropriate measure of inflation, shows that the price action of each is reaching a critical point within a triangle pattern. A break in either direction will define the next major trend for commodities and inflation, likely influencing equity and bond markets in the process.
Obviously, with US enacting easy money policy for an indefinite period or time and other central banks seeming very accommodative as well, the bias is to the upside, but a breakout is still required in order to confirm.
Sentiment on Tuesday, according to the put-call ratio, ended overly bullish at 0.74. The ratio continues to suggest complacency amongst investors given the uncertainties within the market. Employment reports offered through the remainder of the week will likely provide indication of whether this complacency is warranted.
Chart Courtesy of StockCharts.com
Chart Courtesy of StockCharts.com
Horizons Seasonal Rotation ETF (TSX:HAC)
- Closing Market Value: $12.65 (down 0.08%)
- Closing NAV/Unit: $12.67 (down 0.04%)
2012 Year-to-Date | Since Inception (Nov 19, 2009) | |
* performance calculated on Closing NAV/Unit as provided by custodian
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Copyright © Timingthemarket.ca
Eric Sprott: Investment Outlook (October 2012)
Wednesday, October 3rd, 2012
Investment Outlook – October 2012
Do Western Central Banks Have Any Gold Left???
by Eric Sprott, Sprott Asset Management
Somewhere deep in the bowels of the world's Western central banks lie vaults holding gargantuan piles of physical gold bars… or at least that's what they all claim. The gold bars are part of their respective foreign currency reserves, which include all the usual fiat currencies like the dollar, the pound, the yen and the euro.
Collectively, the governments/central banks of the United States, United Kingdom, Japan, Switzerland, Eurozone and the International Monetary Fund (IMF) are believed to hold an impressive 23,349 tonnes of gold in their respective reserves, representing more than $1.3 trillion at today's gold price. Beyond the suggested tonnage, however, very little is actually known about the gold that makes up this massive stockpile. Western central banks disclose next to nothing about where it's stored, in what form, or how much of the gold reserves are utilized for other purposes. We are assured that it's all there, of course, but little effort has ever been made by the central banks to provide any details beyond the arbitrary references in their various financial reserve reports.
Twelve years ago, few would have cared what central banks did with their gold. Gold had suffered a twenty year bear cycle and didn't engender much excitement at $255 per ounce. It made perfect sense for Western governments to lend out (or in the case of Canada – outright sell) their gold reserves in order to generate some interest income from their holdings. And that's exactly what many central banks did from the late 1980's through to the late 2000's. The times have changed however, and today it absolutely does matter what they're doing with their reserves, and where the reserves are actually held. Why? Because the countries in question are now all grossly over-indebted and printing their respective currencies with reckless abandon. It would be reassuring to know that they still have some of the 'barbarous relic' kicking around, collecting dust, just in case their experiment with collusive monetary accommodation doesn't work out as planned.
You may be interested to know that central bank gold sales were actually the crux of the original investment thesis that first got us interested in the gold space back in 2000. We were introduced to it through the work of Frank Veneroso, who published an outstanding report on the gold market in 1998 aptly titled, "The 1998 Gold Book Annual". In it, Mr. Veneroso inferred that central bank gold sales had artificially suppressed the full extent of gold demand to the tune of approximately 1,600 tonnes per year (in an approximately 4,000 tonne market of annual supply). Of the 35,000 tonnes that the central banks were officially stated to own at the time, Mr. Veneroso estimated that they were already down to 18,000 tonnes of actual physical. Once the central banks ran out of gold to sell, he surmised, the gold market would be poised for a powerful bull market… and he turned out to be completely right – although central banks did continue to be net sellers of gold for many years to come.
As the gold bull market developed throughout the 2000's, central banks didn't become net buyers of physical gold until 2009, which coincided with gold's final break-out above US$1,000 per ounce. The entirety of this buying was performed by central banks in the non-Western world, however, by countries like Russia, Turkey, Kazakhstan, Ukraine and the Philippines… and they have continued buying gold ever since. According to Thomson Reuters GFMS, a precious metals research agency, non-Western central banks purchased 457 tonnes of gold in 2011, and are expected to purchase another 493 tonnes of gold this year as they expand their reserves.1 Our estimates suggest they will likely purchase even more than that.2 The Western central banks, meanwhile, have essentially remained silent on the topic of gold, and have not publicly disclosed any sales or purchases of gold at all over the past three years. Although there is a "Central Bank Gold Agreement" currently in place that covers the gold sales of the Eurosystem central banks, Sweden and Switzerland, there has been no mention of gold sales by the very entities that are purported to own the largest stockpiles of the precious metal.3 The silence is telling.
Over the past several years, we've collected data on physical demand for gold as it has developed over time. The consistent annual growth in demand for physical gold bullion has increasingly puzzled us with regard to supply. Global annual gold mine supply ex Russia and China (who do not export domestic production) is actually lower than it was in year 2000, and ever since the IMF announced the completion of its sale of 403 tonnes of gold in December 2010, there hasn't been any large, publicly-disclosed seller of physical gold in the market for almost two years.4 Given the significant increase in physical demand that we've seen over the past decade, particularly from buyers in Asia, it suffices to say that we cannot identify where all the gold is coming from to supply it… but it has to be coming from somewhere.
Tags: Canadian, Canadian Market, Dalio, Sprott
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Fight the Inflation Boogeyman (Merk)
Wednesday, October 3rd, 2012
by Axel Merk, Merk Funds
Investors are concerned about inflation. But how can investors attempt to inflation-proof their portfolios? Buy TIPS? Short Treasury bonds? Stocks? Real Estate? Commodities? Gold? Currencies? Or should investors regard those warnings about inflation as fear mongering?
Indeed, as the Federal Reserve (Fed) announced its latest round of quantitative easing ("QE3"), gauges of future inflation expectations spiked. In our assessment, the market reacted strongly as it became apparent that the Fed is moving away from its focus on inflation to a focus on employment. We believe the Fed wants to raise the price level so as to bail out millions of homeowners that are 'under water', i.e. owe more on their homes than they are worth. Fed Chair Bernanke considers a healthy housing market to be key to healthy consumer spending (see our Merk Insight Don't worry, be Happy).
Judging from the market reaction to QE3, fears about future inflation are warranted. Having said that, market fears about looming inflation have calmed down a bit since the initial flare up. Could it be this calming of the market is due to the fact that the Fed is intervening in the TIPS market? TIPS are "inflation protected" Treasury securities that are linked to the Consumer Price Index. Investors buying TIPS do so in the hope that their purchasing power might be protected. When the Fed intervenes in the market to buy TIPS (or any other security for that matter), such securities are intentionally over-priced, raising doubt as to whether investors are truly "protected" from inflation. It's not just investors that now have more limited access to measuring inflation expectations – it's also the Fed itself. By managing the entire yield curve (short-term through long-term interest rates), we believe the Fed has blindfolded itself, as it has taken away one of the most important gauges about the health of the economy. Aside from the Fed's intervention in the TIPS market, the government is free to change the inflation adjustment factor employed in TIPS before the securities mature. TIPS payouts are adjusted using the consumer price index (CPI), which has seen methodology changes many times. When the recent debt ceiling impasse was discussed, both Republicans and Democrats talked in favor of changing the CPI definition so that it would nominally live up to inflation linked entitlement promises while clearly eroding the purchasing power of such payouts. Even without such gimmickry, the CPI may not be reflective of the basket of goods and services consumed by investors as they approach retirement given, for example, that healthcare may comprise an ever-increasing part of one's spending. Alas, much of investing is about trying to preserve purchasing power and, alas, buying TIPS may not provide adequate protection.
If one is negative about the inflation outlook, why not simply short Treasuries, either directly or through ETFs? While we are pessimistic about the long-term outlook of Treasuries, it can be very costly to short them, given that – as a short seller – one has to continuously pay the interest of the securities one shorts. If one buys an ETF shorting Treasuries, the cost of the ETF is to be added. Shorting Treasuries might make sense for investors that are good at market timing. However, calling the top in major bubbles is rather difficult, just reflect on former Fed Chair Alan Greenspan's "irrational exuberance" speech years ahead of the stock market collapse in 2000; similarly, those that saw the bubble in the housing market coming didn't necessarily get the timing right.
If TIPS don't provide enough bang for the buck, and shorting Treasuries can be costly, what about buying stocks? Bernanke appears to use every opportunity possible to praise the benefits QE has on rising stock prices. While we agree that QE has pushed stock prices higher, it may be dangerous for the Fed to praise this link given that it raises expectations of more Fed easing whenever the markets plunge (see Merk Insight: Bernanke Put). For example, how many investors buy Cisco 1 shares because of the great management skills of CEO John Chambers as compared to those who buy because of QE3? We pose this question because stocks are rather volatile; not only are stocks volatile, but the volatility of stocks can be all over the place. Historically, the annualized standard deviation of the S&P 500 index hovers in the mid 20% range, with outbursts into the 40% range in 2008. So why are investors taking on the "noise" of the stock market, when the reason they invest is because of QE? Indeed, our analysis shows that investors appear to be ever more chasing the next perceived intervention by policy makers rather than investing based on fundamentals. That's not only bad for capital formation (these misallocations are summarily referred to as "bubbles" these days), but also suggests that we might want to look for a more direct way to take a position on what we call the "mania" of policy makers.
Talking about policy makers: you might not agree with them, but if there is one good thing to be said about our policy makers, it is that they may be quite predictable.
"If there is one good thing to be said about our policy makers, it is that they may be quite predictable" – Axel Merk
What about real estate? In the U.S., depending on where one lives, the real estate market has bottomed out or appears to be bottoming out. With what appears to be the Fed's razor sharp focus on real estate, it might be foolish to bet against the Fed. Indeed, yours truly bought a property in Palo Alto in late 2009. Unlike other real assets, keep in mind that real estate is often purchased with borrowed money; as such, it is prone to speculative bubbles such as the most recent episode. Investing in REITs might allow one to allocate a smaller share of one's portfolio to real estate; a downside of REITs is that they tend to be highly correlated with equity markets. As policy makers steer equity prices, everything appears to be ever more highly correlated, investors may want to look for something that offers low correlation to other investments.
That brings us to commodities. In a world where policy makers appear to favor growth at just about any cost, commodity prices have been beneficiaries. As we have seen in recent weeks, it is not a one-way street, as dynamics within the market can be rather complex. The dynamics for commodities within agriculture differ from those in metals or energy. There are special considerations in storing and delivering many commodities, creating challenges for investors. We agree that commodities might do well in the long run, but urge investors to consider all the risks that come with investing in commodities. Notably, commodities can have stretches of low volatility, luring investors to jump in, only to be greeted with a jolt that can be rather hazardous to one's wealth. As a simple rule of thumb: if you can't sleep at night with your investment, you own too much of it.
Gold is worth singling out as the one commodity that has arguably the least industrial use. Rather than writing gold off as a barbaric relic, we like gold: its relative simplicity might make it the investment purest in reflecting monetary policy. In the medium term, we believe gold may be a good inflation hedge. But, again, keep in mind that price movements can be rather volatile. Even staunch gold bugs rarely have all their assets in gold.
This leads us to currencies as a potentially attractive way to diversify beyond gold. The Chinese have long diversified their reserves to a basket of currencies, in an effort to mitigate their U.S. dollar exposure. Some say currencies are difficult to understand. We argue that it is far easier to understand the dynamics of ten major currencies, as well as others worth monitoring, than to understand the dynamics of thousands of stocks. Importantly, we believe the currency markets might be an ideal place to take a position on the mania of policy makers. Indeed, as we believe that the Fed might want to debase the U.S. dollar (Please see Fed may want to debase dollar), why not express that view in the currency markets? Unlike their reputation, currencies are far less volatile than equities: if one does not employ leverage, a move in the euro by 1 cent is rather small on a percentage basis. The U.S. dollar index has historically had an annualized standard deviation of returns in the low teens; in 2008, that volatility rose a tad, approaching the mid-teens. For investors looking for predictability on the risks in a portfolio, the currency markets have historically shown a far more consistent risk profile than equities or many other asset classes. A corollary is that during market downturns, unlevered currency strategies may offer some downside protection given the lower risk profile. This clearly doesn't mean an investment in currencies is safe; but managed currency risk can be seen as an opportunity given the purchasing power risk taken by holding U.S. dollars.
"Hedging inflation risk isn't about being right about the future; it's about the risk of being right. " – Axel Merk
If investors agree that the Fed: a) may want to have – or at least accept – higher inflation; and b) may not readily see the warning signs of higher inflation, then it appears to us prudent to take the risk of higher inflation into account. Indeed, for those managing money on behalf of others, it might be their fiduciary duty to take that risk into account. Those that ignore the risk of inflation might do so at their own peril. Many investors might feel they can take action once inflation is obvious. "Obvious" is in the eye of the beholder: just as we preferred to be early in warning about the crisis in 2008, it appeared rather challenging to reposition one's portfolio in October 2008. Gold has gone up by a factor of about 7 since its lows. The dollar has fallen relative to a basket of currencies over the past 10, 30 and 100 years: in our assessment, we simply have the better printing press. Hedging inflation risk isn't about being right about the future; it's about the risk of being right.
Please sign up to our newsletter to be informed as we discuss global dynamics and their impact on gold and currencies. Engage with me directly at Twitter.com/AxelMerk to comment on Merk Insights and to receive provide real-time updates on the economy, currencies, and global dynamics.
Axel Merk is President and Chief Investment Officer, Merk Investments
Merk Investments, Manager of the Merk Funds.
Copyright © Merk Funds
Tags: Bonds, ETF, ETFs, Us Treasuries
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Volatility … versus What? (Bradley)
Wednesday, October 3rd, 2012
By Tom Bradley, Steadyhand Investment Funds
October 2, 2012
In last Saturday's Report of Business, Rob Carrick wrote an article about low volatility mutual funds (The Hidden Dangers in Playing it Safe). The Steadyhand Equity Fund was one of six funds he highlighted as having a positive return over the last five years and a beta of less than 0.75.
Beta measures the volatility of a security or fund in comparison to the market as a whole. A beta of 1.0 means a fund's movements are exactly in line with the index. A number under 1.0 means the fund is less volatile and over 1.0 means more volatile.
At Steadyhand, we've designed our funds and hired managers with the hope of providing a slightly smoother ride for our clients – i.e. gentler ups and downs. Beta is one measure of that ride.
Coincidentally, Rob's article followed on the heels of a meeting I had with a consultant last week. In the course of the conversation, he told me he liked our Small-Cap Equity Fund, but it was too volatile to put on his recommended list. In this case, the volatility he was referring to wasn't beta (which is a low 0.48 over 5 years), but rather tracking error – a measure of how closely the fund tracks the BMO Nesbitt Burns Small Cap Index.
His take on the Small-Cap Equity Fund was interesting, because while it has performed much differently than the index over its 5+ years (i.e. high tracking error), it's been considerably less volatile than the index. It has held up better in weak periods (and in some cases gone up) and risen less in hot markets. The manager, Wil Wutherich, has done exactly what we wanted him to do, which is to provide good long-term returns and be a counterbalance to the other securities in our clients' portfolios.
The consultant's comment and Rob's article are good reminders that we have to be clear as to what we mean by risk and volatility. The industry measures everything against the index. Our clients measure their comfort factor and how they've done by comparing their return to what they could have earned if they'd left their money in the bank.
Copyright © Steadyhand Investment Funds
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Go | New | Find | Notify | Tools | Reply |
My wife and I have been living in the same house for the last 33 years in Dumfries, Va. It is 3000sq ft, on 1/3 acre. We bought it new in 1978. Colonial, finished basement, with full bath and bedroom, plus two other rooms in basement. 4 bedrooms on second floor. 40'x10' covered front porch. Pink cement driveway that looks like stone. I want to sell it in 3 years from now and retire. Bank says it is worth $350K. I want to spend the next 3 years having it fixed up. I am working at a demanding job full time, so I will be paying contractors to do some of the following: --- Paint interior of house --- replace about 1/2 of carpets with hardwood --- Upgrade kitchen countertop to granit or quartz --- Redo bathroom (Master bath has only one sink, but it needs 2) - Declutter the house. (Since I have 2 PhDs and a Law degree, I have over 3000 books in 20 bookcases. My plan is to go through all the books and give away about 2/3 of them. QUESTIONS: 1) Should I have 1 contractor do everything, or a series of different contractors for each type of work? 2) If I spend a max of 100K in improving house, will that increase the value to at least $450K so that I recover my money. 3) My furniture is distressed dark mahogony, bought when we moved into the house. Should I put all my furniture in storage, and rent more modern stuff. 4) Neither my wife or I have any design talent. We would love to have some help from some design expert (that does not cost us an arm and a leg.) | |||
Norm, Unless your furniture is in bad shape I don't think you should show an empty house. Declutter, definitely. Remove excess furniture yes, but don't have an empty house. The real estate board might be a good place to post your question as it really has more to do with real estate and the opinions of people involved in real estate. There are several agents that post over there. No one here can say if you'll recover $100K in improvements. You'll need to talk with a real estate agent to know what the house is worth today on the market (not the bank or tax records) and what comparable homes are worth. If you're on the low end for comparable homes improving should help the resale value of your house. Painting the house is a good idea. Hardwoods are in vogue right now so replacing the carpet with hardwoods will probably pay off. But again, you need to talk with a real estate agent that knows your local market and comparable homes. General Disclaimer Any advice given here is general in nature and is not necessarily valid for your given area. If in doubt check with your local codes enforcement department for what is required when doing electrical, plumbing or structural work on your house. Permits may or may not be required in your area and home owners may not be able to DIY some tasks. I have no way of knowing if you have the skills needed to complete the tasks you are asking about, when in doubt seek professional assistance. My advice may be worth exactly what you pay me for it. :-) For the record I did not stay in a Holiday Inn Express last night. | ||||
In addition to Sparky's response: I think you need 4 separate contractors, unless you wish to pay extra for a general contractor to hire and oversee the others. Painting over carpet that is to be replaced is a good idea. One painter I worked with in SoCA would cut the carpet back about a foot from the wall and then have a go at it. Then the flooring people can take over. Kitchen remodel could be done before the painting or after; let the contractor decide. Same for the bath remodel. If the two remodellings are done after the new floor is in place, it will have to be protected.This message has been edited. Last edited by: Bob Fleming, | ||||
ask friends check out local people and are you doing this to retire and sell the home and how long before you do that .Remember fresh paint and fresh new 2 years or 3 years later does not look fresh and new .Cleaning and declutter now and you may end up doing it again in 2 or 3 years it adds up fast . Best bet is to hire a home inspector also and make sure the bones of the house are up to date and working also .Before I sold my house I paid for a home inspection and a bank appraisal .1978 house make sure the wiring is not aluminum .You don't want surprises when you sell if that is what you are planning.Friends co-workers are your best resource and then before you hire any one check them out ,the BBB and your local building department will know if they are reputable and thrust worthy . | ||||
Excuse me for being blunt, but have you really thought this through? First the value that your bank places on your house does not necessarily correlate to the market value of your house. Second, you are not adding square footage to your house but just making cosmetic changes which buyers may or may not like. To spend 1/3 of the value of something to sell it seems foolhardy. The first thing that you need to do is talk to a couple of real estate agents and get their input on what does and does not need to be done. Then you can come here and we will be glad to answer your questions. | ||||
Norm, On the painting repainting the exterior is a good idea. If you have paintable siding and windows a buyer coming into your house knowing that a exterior paint job is in their immediate future is going to be a big expense. Interior painting should be done closer to the sale and in generally neutral tones. If you have an "interesting" color palate that works with your furnishings you might want to go with something that will work with anyone's furnishings. For a buyer coming into a house with clean neutral walls they can ease into painting the rooms the color they want. Otherwise, my advice earlier and metwo's advice about consulting a real estate agent stands. Personally unless your house is way at the bottom of the price range for houses of its size I would not put $100K in updates to it to prepare it for sale. I doubt you'd recover 50% of it. Also, there are certain things that a buyer expects and probably won't pay extra for but may help make the sale. Buyers expect the furnace, water heater and AC to be in working order. They expect the electrical and plumbing systems to be working and safe. They expect the roof not to leak. Repairing/replacing these items are normal maintenance for a house. Knowing that the furnace was replace 2 years ago will give the buyer peace of mind that they won't need to replace it soon. A 10 year old water heater says, "you'll be replacing me within 6 months of ownership, most likely on Christmas day when you have a house full of people" :-D General Disclaimer Any advice given here is general in nature and is not necessarily valid for your given area. If in doubt check with your local codes enforcement department for what is required when doing electrical, plumbing or structural work on your house. Permits may or may not be required in your area and home owners may not be able to DIY some tasks. I have no way of knowing if you have the skills needed to complete the tasks you are asking about, when in doubt seek professional assistance. My advice may be worth exactly what you pay me for it. :-) For the record I did not stay in a Holiday Inn Express last night. | ||||
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text: Stepping into the limelight will be Jeff Cottingham, the Pastor at Trinity Lutheran Church in Gothenburg, will be the keynote speaker for the Memorial Day Service at 10 a.m., on Monday at the Gothenburg Cemetery. In the case of inclement weather, the Memorial Day Service will be moved indoors to the Gothenburg Senior Center. The Gothenburg Legion Vice Commander Jack Ostergard will extend the 'greeting' and the invocation. Barry McDermott will flex his vocal chords to sing the National Anthem for all in attendance. Memorial Day Wreaths will be placed by representatives of the American Legion, Veterans of Foreign Wars and their respective Auxiliaries. Wreath bearers will include Steve Hecox, American Legion; Stan Johnson, VFW; Diane Harm, America Legion Auxiliary; and Donna McConnell, VFW Auxiliary. The Gothenburg Honor Guard will give a 21-gun firing salute and will also play Taps.


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Monday, November 29, 2010
Sauteed Fennel with Roasted Garlic and Thyme
Last November I went on my first silent retreat. I wanted to do something that challenged me and also scared the crap out of me. A 5-day silent retreat was the best idea that I could come up with.
For those of you that have never experienced a silent retreat, it's basically just what it sounds like. The retreat center that I go to is a Buddhist center situated in the middle of 15 acres of forest. After the first meal, we take the vow of silence and do not break it until the end of the retreat. There are usually "interviews" with the teacher where you can speak and ask her questions about meditation or what is coming up for you in your practice. Outside of these specific times, everyone operates in total silence.
I was so thankful to be going again this year. It's a very different world there. Everything is controlled by the ringing of gongs and bells. Movement is slow and intentional. And you can't beat seeing the entire sky lit up by stars every night.
You might think that the silence would make you feel a little crazy. It does for me at times. But, I also really appreciate the quiet because we usually get so little of it in our fast-paced world. It's nice to slow down for a change.
I was standing by a lake there when the first flakes of snow fell. Just a few flakes at first. Then a few more. The next thing I knew I was watching a flurry of snow fall before my eyes into the water. It was gorgeous. Please remind me of this the next time I am exhausted by my inbox of email and the pile of dirty dishes that never seem to stay clean.
My favorite part of the retreat, of course, was the food. I can never tell if the food there is amazing simply because they make amazing food or if it's because it is one of the few times in my life where I sit and do nothing besides focus on what I'm eating. I'm sure it has to be both.
During my last meditation session I grew anxious and eager to come back home. Part of me was concerned about driving on the icy roads. Part of me missed my life in Seattle. And part of me just wanted this fennel. It's good to be home.
This recipe comes straight from Birgitte Antonsen's Vegetarian Holiday Feast class at PCC.
Serves 4 - 6.
4 to 6 small to medium-size fennel bulbs, cut into quarters
12 to 15 garlic cloves, peeled
2 tablespoons olive oil
4 to 6 sprigs fresh thyme
1/4 to 1/2 cup vegetable broth
salt and pepper
Place the fennel, garlic, and olive oil in a skillet. Saute over medium heat for about 10 minutes, then add thyme, broth, salt, and pepper. Let simmer for another 10 to 15 minutes, covered. Serve warm.
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I just watched Jesus Camp last night. Holy fuck.
My parents sent me to an Christian overnight camp in Canada once when I was 7. It was slightly less extreme than the one in this film (no cardboard cutout of the prime minister) but still 95% of the activities were the same. I was pretty scared at the time, since I knew nobody when I arrived and to make friends you had to appear to be Christian. I'm pretty sure I accepted Jesus as my personal saviour in front of people on several occasions because what the hell else are you going to do? You're not supposed to disobey grown-ups and camp counselors. I think my parents honestly didn't realize the nature of the camp before signing me up since they are not Christian and I'd never even been to church before at that point. Within 3 days I was calling home begging them to come get me, but they figured I was just homesick because I'd never been away from home without them before. The term "Fundamentalist nutjobs" was not yet in my vocabulary.
But now it makes me wonder, is this what other religious camps are like too? Are Jewish overnight camps like this? I grew up with around half of my friends being jewish and they all went to these huge camps with thousands of people every summer. I always assumed the extremism was mostly a Christian thing (and once I got older, a Muslim thing too) but this Jesus Camp film reminded me of that early experience with religion and makes me wonder whether those Jewish camps and other religions' camps are basically brainwashing kids like the Christian ones. I think back to my conversations with many of my Jewish friends growing up, who were really fun to hang out with and reasonable, logical people until the subject of Israel came up-- and they could not talk rationally or logically at all. It was like something would click and they became impervious to reasoned discussion. So I quickly learned to always change the subject to something else if they mentioned any middle east stuff.
An interesting aspect is that no religious person I know considers themself truly fundamentalist, since there is always someone who is more hardcore than they are. So in my experience people who do not dress in the traditional religious fundamentalist clothing will not consider themselves fundamentalist or extremist, no matter how closely their views reflect deep-seated fundamentalism or extremism. They'll be like "oh but I eat x at y time of the day and fundamentalists wouldn't do that so I'm not a fundamentalist." Right. I guess everyone likes to consider themself the norm, the moderate, the middle ground.
Anyway by the end of this disturbing film I had this eerie feeling that American (and Canadian) politics and particularly foreign policy make a lot more sense to me than they did 80 minutes earlier.
Just to be clear, I am not an atheist who looks down his nose at anyone who believes in a 'higher power'. Although unaffiliated with any religious group or organisation, I am polytheistic and try to pay respect to the gods regularly.


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Her Goal is to Grow a Healthier World
Her Goal is to Grow a Healthier World
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accomplishments, women, seed banks, organic farming, India, native seeds, heroine, inspiration, FAO, rice, recycle, natural resources, conservation, preservation, environmental activist, India, ecofeminist, leadership, make a difference
The saying goes: You can't fool Mother Earth. Those who think they can will have to contend with Vandana Shiva. Shiva is an environmental activist who has won numerous international awards for her three decades of work to protect natural resources and promote organic farming and fair trade. Time Magazine in 2003 identified the Delhi, India-based woman as an environmental heroine. Read the full story on my Living in the Heartland blog.
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Time: 7.30pm - 9pmVenue: AuditoriumPrices: Museum Members, full-time students and unwaged $15 | Non-Members $21. Series passes available.
To book phone the Centre for Continuing Education on 0800 864 266 or visit www.cce.auckland.ac.nz. The exhibition will be open for 90 minutes prior to each lecture and an additional entry fee of $6 will apply.
9 September: The Rangihoua RoseWhen historian Ruth Ross took briar cuttings from an abandoned mission site at Rangihoua and planted them in her garden, she preserved the oldest known rose in New Zealand. Poet Michele Leggott traces the story of the Rangihoua rose through archives and gardens, taking in parrots, prophets, a line of grandmothers and an elephant skull along the way.
16 September: Plant ReproductionReproduction in flowering plants is complex and versatile, involving a wide range of strategies from catching pollen, to fooling bees to 'mate' with them. Plant reproduction has also been hijacked by humans for the production of new varieties of food crops and ornamental plants. Brian Murray explores the importance of birds and bees and the role of humans in plant reproduction.
23 September: Art Nouveau and Nature Don Bassett discusses how Art Nouveau's 'newness' lay in the way it expressed itself through nature. Where 19th century architecture and design had recycled history, Art Nouveau looked to plants and animals for its characteristic decoration. Sometimes naturalistic, more often abstracted, Art Nouveau decoration was a product of the Symbolist movement.


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LaGrange artist Gail Grice is one of the artists who was selected to participate in this week's Callaway Gardens' "Plein Air Paint Out, Art Show and Sale." Twenty-eight artists from nine states, and one from Nova Scotia, Canada, were invited to participate in this annual event.
The artists, who were selected by Beverly Blount McNeil, founder of Portrait Brokers of America and more recently involved with Portraits Inc., started their week off with an orientation at Callaway Gardens on Sunday.
Plein Air is the process of using natural light to capture an outdoor scene. The artists are spending two days in Callaway Gardens painting scenes and then an additional day painting in gardens in Columbus, LaGrange and Newnan. By Friday, each artist must submit three framed paintings that will be judged for cash awards by William U. Eiland, director of the Georgia Museum of Art in Athens.
Grice graduated from Valdosta State University, Magna Cum Laude, and also studied in Cortona, Italy. She originally was a K-12 art teacher in metro Atlanta. While in Atlanta, Grice also had the opportunity to assist several interior designers, most notable Jill Kerr. Grice presently maintains a studio and teaches at Artist in Residence, located in LaGrange.
"About one-and-a-half years ago, I started to teach, I had to also teach myself. I did a lot of reading and research, if you are going to teach someone (how to paint), you need to know how to do it," Grice said. "By teaching other people, you learn yourself. Having the classes have really pushed me to become a better painter."
On Monday, Grice had selected a quiet, secluded area in Callaway Gardens for the subject of her first painting.
"Usually, I look for light. I was looking at the structure of the bridge with all of nature around it, man-made compared to nature," Grice said. "I just love the way the water is reflecting all of it.
"This is the first time that I have taken part in a competition of this type and it took me a couple of hours of getting over nerves, about now I am settled down. This is a very peaceful and quiet place to paint, it's just beautiful."
Grice was using oils for all of her paintings. She said that she prefers oils because they are forgiving and they give her more time to achieve a vision. She also said that when painting outside scenes, the light is better in the morning or afternoon and not in the middle of the day.
On Wednesday, Grice was spending the day painting scenes in the gardens of the Holder residence in LaGrange.
"The best part of this process is meeting the people. Getting to know the other artists and exchanging ideas, that has been really good," Grice said.
Friday night, all of the artists' original paintings will be featured at the Preview Party at the Virginia Hand Callaway Discovery Center. Cocktail attire is appropriate and tickets may be purchased at www.callawaygardens.com/pleinair or by calling 706-681-3329.
The Art Show and Sale will continue Saturday from 9 a.m. to 6 p.m. and Sunday from 9 a.m. to 4 p.m. in the Exhibit Hall of the Callaway Discovery Center.
Preview Party and the Art Show and Sale will both benefit the Ida Cason Callaway Foundation.
Admission to Callaway Gardens is $25 per adult and $12.50 per child age 6 to 12. Children 5 and younger are admitted for free. Callaway Gardens Annual Pass holders and active/retired military with ID receive free admission for the cardholder and up to five guests in the same vehicle per day.
Additional information for the Artists in Residence may be obtained at www.galleryair.com. For further information on art classes, you may contact Grice by Email at firstname.lastname@example.com.


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American Heritage® Dictionary of the English Language, Fourth Edition
- adj. Slang Crazy; insane.
Century Dictionary and Cyclopedia
- Colic. See bot, etym.
- n. Plural form of bat.
- v. Third-person singular simple present indicative form of bat.
- adj. informal Mad, insane.
GNU Webster's 1913
- adj. Crazy; insane; loony; demented; batty.
WordNet 3.0
- adj. informal or slang terms for mentally irregular
- From bats in the belfry. (American Heritage® Dictionary of the English Language, Fourth Edition)
"Field wondered if the SARS virus might also be circulating in bats, and that eventually gave rise to the expedition led by Epstein, and the four that followed."
Disease-Hunting Scientists: Jonathan Epstein and the search for SARS
"Rabies is fairly rare in bats, and they're amazing and very useful animals."
"He hit .344 with 12 homers in 195 at-bats from the cleanup spot."
"That way they know the streets will in the none to distance future, be safe for them and their loved ones, and they can go back to throwing brick bats from the side lines about nasty right wing authoritarin Police Forces, schools, courts, and Prisons."
"The Englehart incarnation of bats is one that is plausible to have a successor for."
Review: Captain America - Reborn #4 | Major Spoilers - Comic Book Reviews and News
"I've heard cricket players say the same thing about using a glove to catch a ball (the business side of their bats is pretty flat, though, so what do they know?)."
"His rate of one homer every 17.2 at-bats is tops on a power-hitting Rangers team."
"The stuff about bats is VERY witty though. on August 7, 2008 at 4: 33 pm | Reply Rogerborg"
"A 'private bandwidth' for communication in bats: Evidence from insular horseshoe bats"
"His career slugging percentage in 1,332 at bats is .391."
These user-created lists contain the word 'bats'.
Just Batty
vesper bat, vampire bat, fruit bat, baseball bat, Roy Batty, Townsend's big-ea..., Kitti's Hog-nosed..., giant golden-crow..., pipistrelle bat, Birdlike Noctule, stellaluna, Allen's Big-eared... and 174 more...
Semordnilap is a name coined for a word or phrase that spells a different word or phrase backwards. semordnilap is itself palindromes spelled backwards. According to author O.V. Michaelsen, it was ...
was, saw, god, dog, gateman, nametag, enoteca, acetone, deliver, reviled, straw, warts and 16 more...
Rare Tongues
Lesser-known languages with really cool names.
aruá, borôro, hixkaryána, macushi, ninam, bit, bo, tenharim, xetá, qawasqar, chru, côông and 51 more...
soul mate
soul mate, soul mates, soul, portishead, wounded, death, depression, hurt, the cure, pain, longing, rat and 424 more...
Apples to Apples: Red Cards
A complete list of the red cards (things) from the popular word game.
bad haircut, carnival workers, grave robbers, Chinatown, a cheap motel, killer whales, UV rays, flat tire, Japan, Michelangelo, Alfred Hitchcock, Cindy Crawford and 734 more...
Sweet spirits of cats a-fighting
Moonshine words and some terms used for the D.T.'s.
white lightning, sugar whiskey, skull cracker, popskull, bush whiskey, stump, stumphole, 'splo, ruckus juice, rotgut, catdaddy, mule kick and 34 more...
naizdraχ v fell would be a really unfair contest Jun 16, 2009
man, -
active marking, where the subject can be absolutive or ergative depending on whether the action is accidental or intentional:
Batsbi is often encountered in the typological literature because of its interesting system of
tχo naizdraχ qitra "(ABS.)we (accidentally) fell to the ground"
atχo naizdraχ qitra "ERG.we (intentionally) fell to the ground" Jun 16, 2009 -
Tsova-Tush. Jun 16, 2009
't's never over 'til -
Tush? Jun 16, 2009
wouldncha rather have -
Batsbiitsy, please! Jun 16, 2009
a language of Georgia Jun 16, 2009
Looking for tweets for bats.


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James Wan, the director of Saw and Insidious, is bringing us his latest scare-fest with The Conjuring and we have the latest spooky trailer and poster to share with you.
The only thing America has to fear, is America itself.
Brian Trenchard-Smith is the David Lean of Ozploitation movies. His trademark: cheap, trashy, madcap tales presented with the deep polish and perfect sheen that you usually associate with high end heritage cinema. Dead End Drive-In (1986) is an excellent example. In the near future, society is on the brink of collapse and hoodlums prowl the streets. Clean-living minivan driver Jimmy (Ralph Macchio lookalike Ned Manning) borrows his brother's immaculate '56 Chevy in order to take his girlfriend Carmen (Natalie McCurry) to a drive-in movie theatre (which, by the way, happens to be showing another Trenchard-Smith classic, Turkey Shoot). Unfortunately, while they're canoodling on the backseat, two of the car's wheels are stolen... by the police. They thus find themselves having to stay there overnight – then indefinitely, as Thompson (Peter Whitford), the drive-in owner, reveals that there is no way of communicating with the outside world or of leaving on foot. "You're here until the government decides what to do with you" – them and the other 191 assorted teddy boys, punks and skinheads who have been caught out in the same way. Doling out blankets and meal tickets which can be redeemed at the on-site diner, he encourages them to settle in and make the best of it.
The Shining is a masterpiece, not only because of its immaculate handling of atmosphere and tension, but because it takes a simple haunted house story and makes something of such density and complexity that every viewer will walk away with a different interpretation. It has been 33 years and viewers still cannot agree on what the black & white photograph means in the final shot. The Shining is the kind of movie film debate was built on. It demands to be discussed, picked apart, argued over. Room 237 is about that need to discuss, to pick apart, to argue.
Zombieland TV spin poster plays on the film's iconic imagery, but it hints the series just won't match up to the horror-comedy classic.
Eli Roth's new series Hemlock Grove promises to be an eye-popping, bone-crunching, flesh-ripping horror, if this sneak peek is anything to go by. When I first caught a glimpse of gyspy-cum-werewolf Peter transforming into a beast, I felt like my own body was being torn apart. It's as gruesome and gory as the Hostel films and makes the grim transformation of American Werewolf in London look like a Disney movie.
After long delays, Lionsgate are ready to unleash their latest horror movie upon audiences with the critically acclaimed festival hit, You're Next.
After an underwhelming series of trailers, World War Z's marketing finally pulls out something impressive with these new teaser posters.
The marketing for World War Z feels surprisingly gun-shy, consistently side-stepping the central premise of the movie at every turn, never once using the word "zombie" and never offering a real look at a zombie. Instead we get scenes of crowds of people (incredibly rubbery looking people, thanks bad/unfinished fx) running like an avalanche of pasty flesh.
The latest trailer continues this trend, downplaying the undead/infected and playing it up as a globe-trotting thriller.
I hope you've locked your doors.


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Comment/Rate Critique Guideline Share this Image NO SUBJECT worthy of a PDN commercial ! good job ;-)) dee vee HoF Win ♥ ¤ $1 at 22:35 EDT on 2006-Apr-16 [Reply] NO SUBJECT Wow! I see you took the previous comments on board and adjusted the image. This really works well now. Grant Mundell ♥ ¤1 at 06:48 EDT on 2006-Apr-17 [Reply] NO SUBJECT A very very beautiful high key shot. Loved your first one of this but prefer this one. 10 from me for sure. Eugene Donohoe HoF Win ♥ ¤1 $ at 07:53 EDT on 2006-Apr-17 [Reply] Really nice shot Great shot. Well done. I think this image would benefit from some small highly saturated colour accents, her lips maybe, or a piece of jewellery. As it is its almost perfect. adrian tear HoF Win ♥ ¤ $ at 15:17 EDT on 2006-Apr-17 [Reply] |
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