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You've likely heard the number one rule of real estate: location, location, location. A beautiful cape cod with a white picket fence is worth significantly less if it's located in the middle of an industrial zone versus a quiet suburban neighborhood. Similarly, a stellar-performing portfolio will reap lower rewards in the end if the assets are not located in the right accounts to optimize tax efficiency.
While individual circumstances can vary, every investor can benefit from understanding how the location of an asset can impact their tax cost. And – no surprises here – the higher your tax rate, the bigger the impact.
When thinking about where to place your assets, start with the big picture. It makes sense to generate your highest returns where you won't pay taxes on them, hold your most tax-efficient assets where you will be fully taxed, and defer taxation for assets that pay lower returns with minimal capital gains.
Start with the big picture to minimize tax costs
Tax-exempt accounts, such as a Roth IRA, are funded with post-tax dollars and therefore do not pay taxes during accumulation nor upon withdrawal. This is the ideal place to hold the assets you expect will generate high returns, such as stocks. Active stock strategies such as mutual funds that outperform the market derive the biggest benefit from a Roth account's tax exemptions.
Tax-deferred accounts, such as a traditional IRA, are generally not taxed during the accumulation period; however, because they are funded with pre-tax dollars, you will ultimately pay tax upon withdrawal at your ordinary income tax rate. The good news is that rate is likely to be lower after you've retired than it was during your working years. Nevertheless, you will be taxed, which makes this account the right place to hold assets with lower expected returns.
Taxable bonds, especially high yield, and real estate investment trusts (REITs) are well suited for tax-deferred accounts because they are not as likely to produce capital gains. Assets that produce capital gains are better suited for a taxable account, where you can take advantage of a lower tax rate on long-term capital gains. In a tax-deferred account, any capital gains would be taxed as ordinary income.
Taxable accounts are funded with post-tax dollars and your investment earnings will be taxed both during the accumulation phase and upon withdrawal. This is where you should hold your most tax-efficient assets. This is also where you may benefit from holding assets longer than one year. The long-term capital gains rate is lower than the ordinary tax rate for most individuals.
Choosing which bonds to hold in a taxable account hinges upon your individual tax rate. Municipal bonds offer tax-exempt income, while taxable bonds typically provide more generous yields. The key is to determine which provides the better after-tax return given your tax rate. For individuals in high tax brackets, the tax-equivalent yield on a municipal bond is often higher than the yield on a comparable taxable bond.
For stock exposure, exchange traded funds (ETFs) may be a good choice for taxable accounts because they are usually structured in a way that results in very little or zero capital gains distributions paid to shareholders each tax year, which means little or zero taxation during the holding period.
While actively managed mutual funds may not be as tax efficient as ETFs, they offer the potential for higher returns. The pursuit of strong performance naturally drives a level of portfolio turnover – and thus, taxable capital gains – that you wouldn't typically see in an index ETF. And given the open-ended structure of mutual funds, active managers may be forced to make tax-inducing trades to raise cash for shareholder redemptions.
Despite this "tax drag," an active mutual fund can still be appropriate for a taxable account if the level of expected outperformance is high enough to compensate for the anticipated tax cost, which depends on your personal tax rate.
While it's impossible to predict with certainty how much outperformance or tax drag an active mutual fund will produce, historical data can help you formulate projections and consider whether it is still a worthy investment after taxes. If the answer is "no," remember that the matter of tax drag doesn't apply to tax-exempt or tax-deferred accounts.
The strategies discussed in this article represent a basic framework for asset location. How you can make the most of these insights depends on your particular situation, including:
The location of your assets can play a critical role in helping you keep more of the wealth you have grown over time. The impact of taxes associated with allocating assets across accounts should be analyzed alongside investment performance potential, account fees and other considerations, within the context of your personal circumstances. Financial and tax professionals working in tandem can help investors achieve optimal tax efficiency.
If you are a financial professional, reach out to your local BlackRock market team to see how you can partner with BlackRock and Aperio to build and manage portfolios that reflect your clients' unique tax considerations.


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Carolina Panthers vs. Minnesota Vikings picks, predictions: Who wins Week 12 NFL game?
The Carolina Panthers (4-7) and Minnesota Vikings (4-6) face off on Sunday in a Week 12 NFL game.
Which team will get the victory?
Check out these Week 12 NFL picks and predictions for the game, which can be seen at 11 a.m. Arizona time on Fox.
The Vikings are a 4.5-point favorite in the game.
MORE:NFL playoff odds: How Arizona Cardinals, other NFC teams look entering Week 12 of season
Pro Football Network: Vikings 33, Panthers 18
Jarrett Bailey writes: "The Panthers shut out the Lions with backup quarterback and XFL legend P.J. Walker under center. Carolina gained 116 yards on the ground even without Christian McCaffrey and blanked the Lions for their fourth win. After winning three straight, the Vikings lost to the Cowboys by three following a late Dallas touchdown. Even in the loss, Kirk Cousins played phenomenally, finishing with three touchdowns and a passer rating of 140.1, as Dalvin Cook had another 100-yard game. The Vikings have been the more impressive team over the last month, and they'll rebound at home in Week 12."
More NFL Week 12 picks, predictions:
- Texans vs. Lions | Washington Football Team vs. Cowboys
- Ravens vs. Steelers | Dolphins vs. Jets | Cardinals vs. Patriots
- Panthers vs. Vikings | Browns vs. Jaguars | Titans vs. Colts
- Giants vs. Bengals | Chargers vs. Bills | Raiders vs. Falcons
- 49ers vs. Rams | Saints vs. Broncos | Chiefs vs. Buccaneers
- Bears vs. Packers | Seahawks vs. Eagles | Playoff standings
Sportsnaut: Vikings 31, Panthers 23
Vincent Frank writes: "Seemingly righting the ship into playoff contention, Minnesota had won three consecutive games heading into a Week 11 outing against the hapless Chargers. Boy, things took a turn in Minneapolis. While Kirk Cousins continued playing great football, his defense let the team down in a big way. That included a game-winning 11-play, 61-yard touchdown-scoring drive engineered by Cowboys quarterback Andy Dalton. Things were going in the opposite direction for a Panthers squad that has lost five consecutive. Teddy Bridgewater and Christian McCaffrey remain banged up in the backfield. Meanwhile, Carolina's defense has given up a whopping 79 points over the past two games. That changed big time in Week 11 during a shocking 20-0 shutout win over the Lions. However, this could be an exception to the rule given how many injuries Detroit was dealing with on offense. Expect things to return to normalcy here with Minnesota getting a much-needed win."
Sporting News: Vikings 27, Panthers 21
Bill Bender writes: The opportunity for a Teddy Bridgewater revenge game is appealing, but if he can't play P.J. Walker proved that that offense can still function. Kirk Cousins has more support, and he has thrown just one interception in his last four games. Dalvin Cook will keep the running game going."
Pro Football Network: Vikings 26, Panthers 24
Oliver Hodgkinson writes: "An under-strength Carolina Panthers shutout the Detroit Lions behind former XFL quarterback PJ Walker and in Week 12 of the NFL season face a Minnesota Vikings team that allowed 31 points to an Andy Dalton led Dallas Cowboys side. Panthers WR D.J. Moore had over 100 yards against the Lions, and the Vikings' porous pass defense should allow both him and Robby Anderson to have success regardless of whether Teddy Bridgewater returns or Walker gets his second start. The Cowboys found success on the ground against the Vikings, and a Dalvin Cook versus Christian McCaffrey contest would be highly entertaining if the Panthers running back returns to action in Week 12."
MORE:NFL power rankings: Arizona Cardinals a threat in NFC after loss to Seattle Seahawks?
Sports Interaction: Take the Vikings
Payton Matthews writes: "Carolina was without starting quarterback Teddy Bridgewater and All-Pro running back Christian McCaffrey on Sunday yet still blew out Detroit. Pretty good chance both are back for this one. The Vikings had a three-game winning streak snapped in a 31-28 home loss to Dallas that largely kills Minnesota's playoff chances."
Sporting News: Vikings 31, Panthers 24
Vinnie Iyer writes: "The Vikings' defense put them in a tough spot again in the loss to the Cowboys. They need to get ahead of the game script and blast Dalvin Cook to a big lead. The Panthers' run defense is terrible, so you can bet Cook will be fed all day to compensate for the Dallas experience. Teddy Bridgewater, if he returns from his knee injury as expected, has a nice chance for a good "revenge" game, but Cook's constant chunk running will put this game out of reach in the end."
CBS Sports: Vikings 20, Panthers 17
John Breech writes: "Although the Vikings lost to the Cowboys on Sunday, they've still been one of the safest bets in the NFL over the past few weeks, going 6-2 ATS In their past eight games. That being said, the Vikings are just 2-3 straight-up in the past five games where they were favored by four or more points, including Sunday's loss to Dallas. As for the Panthers, they've been one of the best underdogs to bet on this year. Since Week 3, the Panthers have been a 'dog seven times and they've gone 6-1 ATS in those games (4-3 straight-up)."
WSN: Go with the Panthers
Mike Lukas writes: "Nobody expected the Panthers to do as well as they did missing their starting QB Teddy Bridgewater and star RB Christian McCaffrey, but they still got the Week 11 win with Mike Davis carrying the ball 19 times for 64 yards and a touchdown while QB P.J. Walker took care of business under center, throwing for 258 yards and a touchdown, earning the victory despite his two interceptions. Didn't seem possible, but the Dalvin Cook enhanced Vikings lost to the Dallas Cowboys and now the team sits at 4-6 and in serious trouble when it comes to making the playoffs, their QB Kirk Cousins throwing a masterful game in that defeat, going 22-of-30 for 314 yards and 3 touchdowns with no interceptions. If the Panthers can play the way they did in Week 11, backups and all, they could find a way to beat these Vikings, especially with the points."
MORE:NFL playoff picture: New Orleans Saints hold top spot in NFC, Arizona Cardinals hold last

subset: commoncrawl


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Which of These Two 2020 Crossovers Reign Supreme?
2020 FIAT 500L vs. 2020 Kia Soul
Horsepower (hp)
Torque (lb-ft)
Estimated Fuel Economy (city / hwy)
Fiat 500L POP
5 Adults
4 Doors
1.4L 4-Cylinder Gas
160 hp @ 5,500 rpm
184 lb-ft @ 2,500 rpm
6-Speed Automatic
Front-Wheel Drive
Kia Soul LX
5 Adults
4 Doors
2.0L 4-Cylinder Gas
147 hp @ 6,200 rpm
132 lb-ft @ 4,500 rpm
6-Speed Manual
Front-Wheel Drive
Crossovers That Dazzle
The 2020 Fiat 500L and the 2020 Kia Soul are two vehicles helping the crossover class rise in prominence. Drivers love how crossovers balance the perks of Sedans and SUVs to create a unique car breed. The 2020 Fiat 500L provides exterior styling customization in the areas that matter. Once you select a 2020 Fiat 500L body color that suits your preferences, you can contrast or match that color with chrome, black/white, or body-colored mirror caps.
Suppose you're seeking a crossover with a more sporty feel. In that case, the 2020 Fiat 500L Trekking model contains a more agile aesthetic with tasteful design features like satin silver accents on the fascias and door handles and bol 17-inch aluminum wheels. A liftgate badge and chic tail lamps are two examples of subtle design elements that go a long way in defining the 2020 500L's overall sense of style.
Style customization continues with the 2020 Fiat 500L's interior. You'll be able to select one of four available seating options, so your vehicle's interior is conducive to your style and comfort preferences. One of the 2020 500L's best features is the vast interior visibility that's primarily supported by the available Dual-Pane Power Sunroof. Fiat doesn't cut corners with the 2020 500L's cargo space as the crossover vehicle has between 22.4 cubic feet of cargo space that can conveniently expand to 68 cubic feet if you fold down the rear seats.
By comparison, slightly smaller 16-inch Steel Wheels support the 2020 Kia Soul. If you fold the 2020 Kia Soul's rear seats down to create more cargo space, the vehicle falls almost six inches short of the 2020 Fiat 500L's cargo volume. Since the 2020 Fiat 500L's sunroof is the largest in its class, the 2020 Kia Soul falls short again. Let's unpack the 2020 Fiat 500L's and 2020 Kia Soul's performance and fuel efficiency to better understand how these vehicles stack up against each other.
The Battle for the Crossover Performance Crown
Transmissions play an essential role in a person's decision regarding whether or not they'll purchase a vehicle. The base 2020 Fiat 500L comes with a 6-speed automatic transmission, while the base 2020 Kia soul model is equipped with a 6-speed manual transmission. While you can swap out the 2020 Kia Soul's six-speed manual transmission with a continuously variable automatic transmission, the base offering may persuade drivers to lean toward the 2020 Fiat 500L's transmission.
When it comes to torque, the 2020 Fiat 500L asserts itself as dominant over the 2020 Kia Soul. The 2020 500L's 184 lb-ft at 2,500 rpm vs. the 2020 Kia Soul's 132 lb-ft at 4,500 rpm allows the 2020 Fiat 500L to speak for itself. While the 2020 Kia Soul wins in the fuel efficiency category, it barely beats out the 2020 500L as the highway mpg is one mpg off from being equivalent, and the city mpg is a three-mile differential.
Which Crossover Brings Peace of Mind?
Premier safety comes standard within the 2020 Fiat 500L as essential driving features like a rear backup camera receive an upgrade with an extra-wide angle that allows you to connect with your surroundings on a deeper level. Standard grid line technology within the 2020 Fiat 500L's backup camera provides you with a firmer grasp of your distance from other vehicles, while the available Parksense® Rear Park Assist System can send in the moment alerts if the car detects moving objects behind you.
Available GPS Navigation within the 2020 500L will provide you with vivid, easy to decipher 3D graphics on a 7-inch screen and voice command capability. Drivers who purchase the 2020 Kia Soul will get the same GPS offerings that the 2020 Fiat 500L contains within a screen that's identical in size.
With tight competition in the safety and driver-assist features category, we're going to compare how these vehicles perform in the technology category to gain some more clarity on the competition.
Technology That Keeps You Moving
Both the 2020 Fiat 500L and the 2020 Kia Soul offer Apple Carplay® and Android Auto™ compatibility so you can display smartphone navigation, play music, and make calls or send messages seamlessly through voice controls or each infotainment center's touchscreen. There's no need to borrow or purchase a new auxiliary cord thanks to the 2020 Fiat 500L and 2020 Kia Soul's Bluetooth® wireless technology that makes connecting your devices a stress-free endeavor.
The 2020 Fiat 500L and the 2020 Kia Soul both have USB connecting/charging ports and available speaker systems to elevate in-car sound, but one key difference between these two models is the fact that SiriusXM® is only available on the 2020 Fiat 500L. Drivers looking to make the most out of their in-car entertainment have to consider if not having access to services like SiriusXM is a dealbreaker.
Features That Matter
While the competition between the 2020 Fiat 500L and 2020 Kia Soul is tight in certain areas like technology and driver-assist features, it's not as tight in other areas like design. Fans of crossover vehicles are looking for the best of both worlds with their car. The 2020 Fiat 500L makes the most of its compact yet roomy design by offering more cargo space and better visibility than the 2020 Kia Soul.
Within the category of performance, the 2020 Fiat 500L offers a base model that doesn't force you to begin with a manual transmission, and its torque easily beats out the 2020 Kia Soul. Superior design and performance make the 2020 Fiat 500L our crossover vehicle recommendation.
Experience Crossover Excellence Today
Don't wait to drive the perfect crossover SUV. Learn more about the 2020 Fiat 500L by visiting Crown FIAT of Dublin for a test drive. Our staff can walk you through all of the features and opportunities for customization that the 2020 500L offers so you can find the model that's right for you.


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U.S. Immigration Policy Program
Recent Activity
This fact sheet offers a detailed review of the comprehensive immigration reform legislation approved by the U.S. Senate in June 2013 and compares its major provisions with those of the five targeted immigration bills approved by the House Judiciary Committee and the House Homeland Security Committee.
At this release event in Washington, DC, co-sponsored by MPI, the Chicago Council on Global Affairs, and ImmigrationWorks USA, the Chicago Council's independent task force on immigration released its report, U.S. Economic Competitiveness at Risk: A Midwest Call to Action on Immigration Reform.
Este reporte analiza algunos de los factores económicos que han influido sobre los flujos migratorios de México a los Estados Unidos, con el fin de construir escenarios sobre cómo dichos flujos podrían evolucionar en el futuro cercano. El análisis examina tres diferentes periodos en la historia reciente de la migración de México a los Estados Unidos.
A panel discussion on the release of the Regional Migration Study Group's final report, Thinking Regionally to Compete Globally: Leveraging Migration & Human Capital in the U.S., Mexico, and Central America, outlining its findings and offering recommendations to policymakers in the region.
This final report from the Regional Migration Study Group outlines the powerful demographic, economic, and social forces reshaping Mexico and Central America and changing longstanding migration dynamics with the United States. It offers a forward-looking, pragmatic agenda for the region, focusing on new collaborative approaches on migration and human-capital development to strengthen regional competitiveness.
This discussion with Mexico's new Ambassador to the United States focused on changing dynamics in Mexico, and their implications for both Mexico and the U.S.


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Rikon is a unique international event and convention that is continuously held in Rijeka, Croatia, this year for the 25th time. The project is supported by the Alps Adriatic Alliance, Primorsko-goranska County, the City of Rijeka, and Ministry of Culture Republic of Croatia.
From October 7 to 9, at the Rijeka University Campus, Rikon will host domestic and foreign program guests, and offer more than 15 program elements. During the three days of the convention, we expect more than 1,000 visitors and 150 program participants.
The program of Rikon consists of educational content (lectures, presentations, panels, talks), an international conference of cultural managers (with partners from Croatia, Slovenia, Austria, Slovakia, Belgium), fun and games content (games, competitions, quizzes, tournaments, LAPRs, trading card games, video game zone, board game zone), teen and children's program (STEM workshops, theater plays, children's choirs, careers in creative industries panels), a Cosplay competition, first ever Croatian SFX Make-up competition, movies and animated movies screenings and presentations, the literary award "Artefakt" ceremony, various creative workshops, artists exhibitions, live-stream of podcasts and gameplay, promotional and merchant stands, and much more.
Visit us at RikonRijeka.com or find us at FB/Insta/TikTok as RikonRijeka.


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Location: Archibald's Restaurant
Dates: March 22 & March 23, 2022
Time: 6:30 PM MDT (Doors Open At 6:00 PM)
Address: Located in Gardner Village, 1100 W 7800 S, West Jordan, UT 84088
Our world and economy have changed. Stay informed on today's volatile economy and evolving investment world!
Note: This event is most suited for individuals and couples who have saved at least $250,000+ for retirement.
Seating is limited. Sign up today to guarantee your seat(s)!
By clicking "Register Now" I provide my express written consent to receive event updates, marketing calls or texts (by automatic dialer or otherwise), and emails from "Teton Financial", its affiliates or representatives. I understand that my consent is not a condition of purchasing any property, goods, or services and that I may revoke my consent at any time. By attending this event, I understand that I may be contacted for a discussion of insurance & investment products or to enter into an advisory relationship.


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May Signature Speaker Event
Speaker: Erin Yarbrough, Associate Vice President, Web Communications, Marketing & New Media – University of Oklahoma
Let's face it; a press release alone will no longer cut it when trying to share news, promote an event, or make an announcement. The content you promote is just as important as the medium and content marketing opportunities change constantly. This presentation will showcase the top 10 content marketing tactics for summer 2017 and common threads that tie all good content together. Call it storytelling, digital communications, or content marketing; no matter what, content is queen.
Key Takeaways:
- Top 10 content marketing efforts
- How to know where to focus content marketing efforts
- The best mediums for various content areas
About the Speaker:
Erin Yarbrough majored in advertising at OU and then started her career in Dallas at an advertising agency. She made her way back over the Red River in 2007 to join forces with her alma mater. She is the Associate Vice President for Web Communications, Marketing and New Media. She likes Kraft Macaroni and Cheese, loves a good Pinterest project, and has a slight obsession with abandoned buildings. She's passionate about female leadership, branding, and creating excellent student experiences.


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SPEEDWAYGB Events co-ordinator David Hoggart says this season's major meetings are being staged at a strong set of venues.Four of the six events on the calendar return to their 2011 homes, with the changes coming for the British Under-21 Final and the Premier League Fours.The former switches from Lakeside to Dudley, whilst the latter is at what many regard as its spiritual home of Peterborough, who most recently staged the event in 2010.Hoggart said: "We're going back to Peterborough for the Premier League Fours, which is something we would probably have done last year but for the fact that there were so many unresolved issues at the time."Having said that, Leicester did a great job for us over the two meetings they ran with the event that was abandoned and then the eventual re-staging, and it's a little disappointing that we can't reward them with another event at this time."All of the events have their own relative successes, and the Elite League Riders Championship goes back to Swindon where we had a great meeting last season, with absolutely fantastic racing. With what was presented to us there, it was an easy decision to go back there."The other major Premier League events remain at Sheffield (PLRC) and Somerset (Pairs) with the latter this year having a late-August staging to again coincide with British Grand Prix weekend at Cardiff – that event itself having moved from its usual June date due to Olympic requirements at the Millennium Stadium.Hoggart said: "There are no problems with the Premier League Pairs and the PLRC. They've found their homes at Somerset and Sheffield respectively and the crowds have always been very healthy."Somerset is the gateway to Cardiff for the fans at the start of British Grand Prix weekend, and it makes a lot of sense to be down there the day before that meeting. "We announced the date very early so that fans could take the opportunity to secure their accommodation for the weekend, and I'm sure it will be a success again."We were going to run the British Final (at Wolverhampton) a little closer to Cardiff but we've pulled it forward by a week so that we can cope with a rain-off."What we don't want to be doing is announcing the British GP Wild Card in the second week of August at a time when the programmes for the GP are already being put together, so that's why we've pulled our national Final into July."
SPEEDWAYGB EVENTS SERIES:BRITISH UNDER-21 FINAL: Dudley, Tuesday April 24PREMIER LEAGUE FOURS: Peterborough, Sunday July 15BRITISH FINAL: Wolverhampton, Monday July 30PREMIER LEAGUE PAIRS: Somerset, Friday August 24PREMIER LEAGUE RIDERS CHAMPIONSHIP: Sheffield, Sunday September 23ELITE LEAGUE RIDERS CHAMPIONSHIP: Swindon, Saturday October 20
BELLE Vue have encountered a frustrating delay in the work permit application of winter signing Travis McGowan.Manager Jim Lynch said: "Travis is waiting for a number to be issued to him by our authorities. If he gets it soon there is a chance of him being able to fast-track it through the Swedish system so he can come in and ride."But we have to look at the possibility of him missing the start of the season and I have a rider in mind who I can bring in if necessary."BIRMINGHAM star Ben Barker wants to lay down an early marker to local rivals Wolverhampton when the sides meet in the Midland League at Perry Barr on Thursday.Barker said: "We need to get off to a good start because there's been a lot of positive stuff going on at the club during the winter but we have to do the business out there on the track."Wolves are a very good team and they have riders who can go well around Perry Barr but I'm confident we can start with a win."COVENTRY promoter Mick Horton says the Midland League fixtures against Birmingham and Wolverhampton will be the ideal opportunity for the Bees to prepare for the Elite League campaign.Horton said: "These next four meetings are all about jostling for team places and positions."I'm not going to read too much into them, it's more a case of track-time and race practice, and that's what we'll be using them for. But obviously we very much want to put one over on our local rivals!"EASTBOURNE co-promoter Mike Bellerby is relieved that a lengthy effort to sign Russian star Denis Gizatullin has proved to be successful.Bellerby said: "It has been a long haul but the whole management team here at Eastbourne are sure we have brought a winner into the team. He is hugely experienced and will make a big impression here."EASTBOURNE LINE-UP: Joonas Kylmakorpi, Lewis Bridger, Simon Gustafsson, Lukas Dryml, Cameron Woodward, Denis Gizatullin, Timo Lahti.KING'S LYNN have suffered a blow with doubling-up man Jordan Frampton suffering a broken scaphoid whilst racing for his Premier League club Rye House. Ironically Frampton joined the Stars squad as a replacement for long-term injury victim Kozza Smith, who crashed in Australia during the winter.LAKESIDE newcomer Justin Sedgmen says he is relishing the prospect of holding a doubling-up position with the Hammers alongside his Premier League commitments with Redcar.Sedgmen said: "I'm really looking forward to this year, starting with meeting the Hammers fans at the Open Night (on Friday). It's going to be a lot of fun riding at the Raceway, and I'm going to be working really hard to get better and better. "Although it was quite a bit warmer in Aussie, it's been a long winter, so I'm fit and raring to go and can't wait to get on track for the Hammers. Obviously it will be cool to have Davey (Watt) in the pits as a fellow Aussie, but I know all of the boys and think we'll have a great team spirit this year. I just want to get out there and do really well both for the Hammers and for Redcar."PETERBOROUGH skipper Kenneth Bjerre says he's happy to be back at the Showground after an enjoyable season on loan at King's Lynn in 2011.Bjerre said: "It feels great to be back after a year away, and I always knew that I wanted to return to Peterborough this year. The fans have always been great and we need that again this year."I enjoyed myself last year, King's Lynn are a good club and I learned a few things that will help me in the future."POOLE promoter Matt Ford was pleased to kick-off the season with a win at Wolverhampton in the Elite Shield – but knows his team could face a tougher job when they return to Monmore Green next month.Ford said: "Wolves will be a different proposition when we go back there in the televised Elite league visit. By then their new guys will also have had time to 'settle in' so nothing too much should be read in to this particular result. "Of course this victory does leave us in a good position to win the one trophy we missed out on last year and that will be a good way to launch our home season on Wednesday. That said, we still have a job to do and so I hope the fans will be out in force and get behind the boys."SWINDON boss Alun Rossiter says this week's challenge matches against Somerset are all about preparation for a tough start to the Elite League campaign.Rossiter said: "These two matches are good little testers to get the boys some more track-time because we've got a two-week break then until our next match against Birmingham."That's going be tough, make no bones about that. Bjarne Pedersen flies around Swindon, as he showed last weekend, so we need to be ready for that one."WOLVERHAMPTON boss Peter Adams insists his side will make progress having dropped to a 44-46 Elite Shield defeat on opening night against Poole.Adams said: "It's obvious where our weaknesses were, we carried a couple of passengers and we can't afford to do that for too long."I thought Nicolai (Klindt) was good value and we know what we're going to get from Lindgren and Woffinden. We'll get there I'm sure."
BERWICK promoter John Anderson rated the club's season-opening Fence Fund Challenge, won by Elite League star Olly Allen, as a big success.Anderson said: "The turn out tonight was massive and I thank everyone who came. I also have to thank all the riders who took no fees for their efforts tonight, and they were big efforts judging by some of the thrilling racing, some of which looked like they were battling for vital league points not just self-pride and glory."EDINBURGH will have a high-quality field on show when they open their season on Friday with the Scottish Open Championship.Elite League men Olly Allen and Ty Proctor will both be amongst the favourites with Redcar's new No.1 Ulrich Ostergaard a recent addition to the line-up – his last appearance at Armadale having seen him collect a six-ride paid maximum!IPSWICH are considering their options with two riders set for a spell on the sidelines after opening night last Thursday. Taylor Poole has a severely broken right arm which has been tightly strapped to push the bones together, whilst Morten Risager has a broken vertebra, although he does not require an operation. LEICESTER'S winter signing Simon Nielsen will be out for a period of six to eight weeks with a broken hand. Nielsen had made a promising debut until the crash at Scunthorpe last Friday, and Lions boss Jason Attwood is searching for a replacement to fill the vacancy in the team.NEWCASTLE boss George English is predicting a successful season for reserve Richie Worrall following an impressive display in the Diamonds' first home meeting of the season last Sunday.English said: "Richie Worrall looked like he's determined to make this season his big year, and we're looking forward to see what he's capable of - great things, I believe!"PLYMOUTH promoter Mike Bowden says the performances of his top two riders in the recent Ben Fund Bonanza at Birmingham augurs well for the new season.Bowden said: "I was really pleased that Ben (Barker) won the meeting, which was a great achievement bearing in mind that the event attracted a world class field. Ryan (Fisher) also turned in a pleasing performance for his six points. Home track advantage counted on the night, but after watching the pair of them in action, I am convinced they will be a strong combination for the Devils this season."REDCAR promoter Brian Havelock was satisfied with the Bears' displays during their opening challenge matches against Newcastle, when they outscored the Diamonds over the two meetings.Havelock said: "Our new signings Ulrich Ostergaard, Justin Sedgmen and Max Dilger all recorded debut heat wins last Thursday while Aaron Summers and Gary Havelock were on good form both at the Motorpark last Thursday and at Newcastle on Sunday. It is very encouraging and we look forward to the new League Cup regional competition with confidence."RYE HOUSE star Luke Bowen scored double-figures in the Rockets' first home meeting of the season – and paid tribute to the club's short-term signing Leigh Lanham for his assistance.Bowen said: "I finally got my confidence back last year just before my foot injury struck, and it's back again already this season. It's also helped to have such an experienced guy as Leigh alongside me in three of my races. It's all boosted my confidence - now I've got to keep it going and keep rolling."SCUNTHORPE will be assisting young Australian Tom Armstrong in his recovery from multiple injuries sustained during the Scorpions' opening meeting of the season last Friday.Manager Richard Hollingsworth said: "We will do all we can to support Tom and I think a collection is going to be organised for Friday. His race-suit and helmet alone will cost about £1200 to replace so he is pretty gutted about that, but it is great to hear he is going to make a full recovery and hopefully we will soon know some more about what is going to happen regarding the shoulder."SHEFFIELD co-boss David Hoggart says Thursday's War of the Roses clash with Elite League Belle Vue will offer the Tigers an important opportunity to ensure they are race-ready for an early Premier League start this weekend.Hoggart said: "There are no easy rides at all but we do need to test the pairings before we travel to Rye House on Saturday. I can't afford the boys getting in each other's way, particularly around Hoddesdon. Hugh Skidmore and Klaus Jakobsen both looked sharp in practice and I expect them both to progress significantly in 2012."SOMERSET promoter Debbie Hancock says the appearance of a Swindon side containing several top names will provide a fine way to start the season at the Oak Tree Arena on Friday.Hancock said: "Hopefully the fans will enjoy seeing the likes of Hans Andersen and Troy Batchelor, as well as Darcy Ward flying around the Oaktree Arena. Basically this is one for the fans to enjoy while giving our boys a good run-out before the serious action gets underway next week with those matches against the (Ipswich) Witches."FIXTURE PICTURE…
WEDNESDAY MARCH 21:ELITE SHIELD 2nd leg: Poole v Wolverhampton 7.30
THURSDAY MARCH 22:LEAGUE CUP: Redcar v Edinburgh 7.30MIDLAND LEAGUE: Birmingham v Wolverhampton 7.30WAR OF THE ROSES: Sheffield v Belle Vue 7.45CHALLENGE 1st leg: Swindon v Somerset Select 7.30STAR OF ANGLIA: Ipswich 7.30
FRIDAY MARCH 23:LEAGUE CUP: Plymouth v Rye House 7.30, Scunthorpe v Berwick 7.30MIDLAND LEAGUE: Coventry v Birmingham 8pmCHALLENGE 2nd leg: Somerset Select v Swindon 7.30SCOTTISH OPEN: Edinburgh 7.15
SATURDAY MARCH 24:SKY SPORTS ELITE LEAGUE: Eastbourne v Belle Vue 7.30PREMIER LEAGUE: Rye House v Sheffield 7pmTYNE TWEED TROPHY 1st leg: Berwick v Newcastle 7pm
SUNDAY MARCH 25:SPRING TROPHY 1st leg: Glasgow v Edinburgh 4pmCHALLENGE 2nd leg: Leicester v Scunthorpe 6pmTYNE TWEED TROPHY 2nd leg: Newcastle v Berwick 6.30
MONDAY MARCH 26:MIDLAND LEAGUE: Wolverhampton v Birmingham 7.30
WEDNESDAY MARCH 28:SKY SPORTS ELITE LEAGUE: King's Lynn v Eastbourne 7.30CHALLENGE: Poole v Belle Vue 7.30
THURSDAY MARCH 29:LEAGUE CUP: Ipswich v Somerset 7.30, Redcar v Scunthorpe 7.30, Sheffield v Workington 7.45MIDLAND LEAGUE: Birmingham v Coventry 7.30
FRIDAY MARCH 30:SKY SPORTS ELITE LEAGUE: Lakeside v Belle Vue 8pmLEAGUE CUP: Scunthorpe v Newcastle 7.30, Somerset v Ipswich 7.30MIDLAND LEAGUE: Coventry v Wolverhampton 8pmSPRING TROPHY 2nd leg: Edinburgh v Glasgow 7.30
SATURDAY MARCH 31:LEAGUE CUP: Leicester v Ipswich 7.30, Workington v Redcar 7pmCOCK O' THE NORTH 1st leg: Berwick v Edinburgh 7pmCHALLENGE: Rye House v Peterborough 7pm, Stoke v Isle of Wight 7.30
SUNDAY APRIL 1:LEAGUE CUP: Glasgow v Scunthorpe 4pm, Newcastle v Workington 6.30
MONDAY APRIL 2:SKY SPORTS ELITE LEAGUE: Eastbourne v King's Lynn 7.30MIDLAND LEAGUE: Wolverhampton v Coventry 7.30
TUESDAY APRIL 3:STAFFS CUP 1st leg: Dudley v Stoke 7.30


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January 21, 2020 17:22 pm
DHADING, Jan 22: Seven people were killed and 11 others sustained injuries when a truck heading toward Dhadingbesi from Dhola Mandali Temple in Dhading district met with an accident at Nilkantha Municipality -8 on Tuesday.
November 27, 2019 18:40 pm
ARGHAKHANCHI, Nov 27: The death toll in Arghakhanchi bus accident has climbed to 15, district authorities said here.
September 1, 2019 15:42 pm
Dhading, Sept 1: Fifteen people were injured when a Bolero jeep met with an accident in Dhading district on Sunday morning.
April 2, 2019 16:12 pm
ACHHAM, April 2: Fifteen people sustained injuries by lightning strikes in the district on Monday evening, the District Police Office Achham said.


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text: UP Glutinous Rice Flour 454g (19 ratings) UP Glutinous Rice Flour 454g £1.80 Quantity: at £1.80 each Add To Basket 0 in your basket View Basket Checkout UP Glutinous Rice Flour is made by soaking the rice first before processing it, which gives a smooth finish and is recognised as being the best rice flour. Although it is called Glutinous Rice Flour, it is in fact Gluten Free & is made purely from Rice Flour. Glutinous Rice Flour is used to make traditional Thai Desserts, usually those which are of a sticky consistency. It is also known as Sticky Rice Flour. Store in a cool dry place, well sealed, for up to one year Ingredients: Glutinous Rice flour 100%


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text: Digital Entrepreneur dinner at the Adam Street club. by Digital Entrepreneur | May 24, 2012 | News | 0 comments Welcome Steve and Anthony, great night had by all. Submit a Comment Cancel replyYour email address will not be published. Required fields are marked *Comment * Name * Email * Website


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An osprey returns to the nest with dinner fresh from the Yellowstone River in Livingston, Montana's Miles Park.
A prairie rattlesnake coils into striking position, flicking its forked tongue in and out on a sunny, dry hillside outside of Livingston, Montana.
A rich magenta-hued sky reflects off the placid waters of McGregor Lake at sunset on Nov. 2, 2019. Hunter D'Antuono | Flathead Beacon
A female Merlin, a species of falcon, tears into her freshly-dispatched pigeon on the side walk in front of the Murray Hotel on Monday evening. Merlins, due the grayish color of the males, are sometimes
referred to as pigeon hawks, said retired Yellowstone National Park Ornithologist Terry McEneaney.
Merlins' diets consist primarily of other birds, which the pluck from midair with their powerful talons in high-speed surprise attacks.
Emigrant Peak sleeps beneath a blanket of snow and low clouds in Montana's Paradise Valley on Nov. 4, 2017.
An aerial view about 100 feet over ice formations on McGregor Lake outside of Marion on March 15, 2020. Hunter D'Antuono | Flathead Beacon
A painted turtle hides inside its shell near Ashley Creek west of Kalispell on May 30, 2020. It is North American's most widely distributed native turtle. Hunter D'Antuono | Flathead Beacon
Dewdrop-studded blades of grass sparkle at sunrise in Livingston, Montana on May15, 2018.
Tulip blossom in Livingston, Montana on May 9, 2018.
Evening sunlight casts the shadow of a honeybee on the petals of poppy flower in Somers, Montana on June 12, 2019.
Fall leaves adrift in a stream in the Trail Creek area of Montana on Sept. 23, 2018.
A mangrove tree off the coast of Caye Caulker, Belize in May 2016.
Low tide on Whidbey Island, Washington.
A blood star is pictured in the sand on the shore of Whidbey Island, Washington at low tide on August 29, 2016.
Low tide on Whidbey Island, Washingston on Sept. 16, 2017.
A bee pollinates the blooming flowerbeds of the Livingston Food Resource Center's Community Garden in front of the Lincoln School in Livingston on July 6, 2016.
A tarpon lunges for bait in the waters of Caye Calker, Belize in May 2016.
Sheep Mountain east of Livingston, Montana at sunset on Oct. 25, 2017.
The last light of day kisses the Absaroka Mountains in Paradise Valley, Montana as viewed from the junction of Suce Creek and East River Road on Sep. 24, 2016. After days of gray and rain, the sun will return with highs well into the 70s expected throughout the week.
White-tailed deer poke their heads up from the grass along Old Clyde Park Road in Livingston
A clutch of Canada goose eggs awaits hatching in a feathery nest on the shores of Foys Lake in Kalispell on May 3, 2019.


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LEGO City - Save This Christmas - Illustrated by Jason May - Released September 1, 2012
Well, the book that I drew for Scholastic is finally out in stores and online. The title of the book is LEGO City Save This Christmas. The book came out pretty good. I had a lot of fun working on it. I'm hoping I will be on some more projects with Scholastic soon. Only time will tell. I'm going to try and have a few copies at New York Comic Con as well as Rhode Island Comic Con. I will probably only be at New York for Saturday and Sunday this year. Please drop by Artist Alley and say hello. I'll be haning out with my pals, Joe Caramagna, Andrew Edge and Dennis Budd.
I've had a lot of people asking me about builds for Christmas. I'm happy to say that a few have actually ordered and I'm very excited about taking on the projects. There is nothing more amazing than getting a gift that some one had made for you. Not that someone made it for you, but that was custom ordered and built by a craftsman just for you. I will be happy to share some photos and stories after the Holidays regarding 2009 Holiday guitars. I don't want to spoil any surprises.
If you would like to order a completely customized guitar as a Holiday gift, please do so by the end of November. If you want a complex build, please try and do it sooner. I will do my best to fill the orders, but building instruments one by one is very time consuming a labor intensive. And I love it!
Please visit my guitars home page and contact me regarding custom instruments. Stick-in-a-box guitars are quick, but please leave four weeks just to be safe. Anything more elaborate than that needs to be ordered soon. I'll be starting a batch of guitars this week. Don't delay and get into my queue for the last of 2009 guitar builds.
September 2022


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Blog Category: News and Events
- George Wilkins We Miss
2019-02-06David Richards aka George Wilkins died on October 10th 2010.
- Online Truck Auctions
2018-06-19From June 26th to June 28th, numerous Day Cab Mack trucks will be available to purchase through our online-only auction. Potential bidders can check out the lot in person on Monday June 25th from 1 pm to 3 pm:
- U.S. Supreme Court Refuses to Hear ELD
2017-06-23U.S. Supreme Court Refuses to Hear ELD Appeal
- Drive Lumber or Log Trucks in
beautiful Northern California for the World's Largest Supplier of Redwood!
2017-04-14Drive Lumber or Log Trucks in beautiful Northern California for the World's Largest Supplier of Redwood!
- Pneumatic Trailers - Trucks - Flatbed Trailers - Vehicles | Retirement
2017-03-31Pneumatic Trailers, Trucks, Flatbed Trailers, Vehicles, Retirement Auction
- November 2016
Scholarship Winner – Marcella Williams
2016-12-11November 2016 Scholarship Winner – Marcella Williams
- 2016 College Scholarship Winners - Monica Medrano and Callie Ivy
2016-06-152016 College Scholarship Winners - Monica Medrano and Callie Ivy
- Wanted: 5.6 Million
New Truck Drivers
2016-03-17Wanted: 5.6 Million New Truck Drivers
- Trucking
Trends Trucker to Trucker is Watching for 2016
2016-03-10Trucking Trends Trucker to Trucker is Watching for 2016
- Are You Ready for the
New Driving Log Regulations?
2016-03-01Are You Ready for the New Driving Log Regulations?
- Are You Prepared for the Next
Snow Storm?
2016-02-11Are You Prepared for the Next Snow Storm?
- Getting a Commercial Truck Driving License in Pennsylvania Got a Little
2016-02-04Getting a Commercial Truck Driving License in Pennsylvania Got a Little Harder
- Fuel Prices, How
Low Can They Go to Boost Freight?
2016-01-26Fuel Prices, How Low Can They Go to Boost Freight?
- P.E.T.S. LLC Helps Transport Rescue Dogs to New Homes
2016-01-07P.E.T.S. LLC Helps Transport Rescue Dogs to New Homes
- New
Federal Medical Form Implementation Delayed
2016-01-05New Federal Medical Form Implementation Delayed
- Technology
and the Trucking Industry - Time for Improvement
2015-12-31Technology and the Trucking Industry - Time for Improvement
- ATA Predicts Increase to Trucker's Pay Due to Driver Shortage
2015-12-29ATA Predicts Increase to Trucker's Pay Due to Driver Shortage
- Truckers and Sleep
Apnea - A Real Problem
2015-12-24Truckers and Sleep Apnea - A Real Problem
- Technology Changes the Face of Trucking by Going Digital
2015-12-17Technology Changes the Face of Trucking by Going Digital
- Women Step Up
to Fill the Gap in the Truck Driver Shortage
2015-12-15Women Step Up to Fill the Gap in the Truck Driver Shortage
- Transfix the Uber for Trucking Raises $14.5 Million in Funding
2015-12-10Transfix the Uber for Trucking Raises $14.5 Million in Funding
- The 2015/2016
Roller Coaster of Freight Volume
2015-12-08The 2015/2016 Roller Coaster of Freight Volume
- Michelin Celebrates Truckers with #KeepThanksMoving Campaign from 11/16 to
2015-12-01Michelin Celebrates Truckers with #KeepThanksMoving Campaign from 11/16 to 12/31
- Wall Street Journal Says Trucking Industry Heading Into a Downturn Pushing Rate
Prices Lower
2015-11-26Wall Street Journal Says Trucking Industry Heading Into a Downturn Pushing Rate Prices Lower
- D.C Schank from Lynden Transport in Alaska Selected to Drive National Christmas
Tree to DC
2015-11-24D.C Schank from Lynden Transport in Alaska Selected to Drive National Christmas Tree to DC
- Denis Day of Con-way Freight Celebrates 3 Million Continuous Accident Free
2015-11-19Denis Day of Con-way Freight Celebrates 3 Million Continuous Accident Free Miles
- Firm
Consolidation Hits the Trucking Industry
2015-11-17Firm Consolidation Hits the Trucking Industry
- November
2015 Scholarship Winner – Robert Williams
2015-11-16November 2015 Scholarship Winner – Robert Williams
- Need
a Job? We're Looking for 890,000 New Truck Drivers
2015-11-12Need a Job? We're Looking for 890,000 New Truck Drivers
- Missing Trucking Executive's Family Looks for Help in Solving "Cold
2015-11-03400,000 Retired Trucking Teamsters May Get Pension Cut
- Transportation Intelligence Firm Starts to Push Freight Forecast Down - The
Trucking Boom May be Over
2015-10-29Transportation Intelligence Firm Starts to Push Freight Forecast Down - The Trucking Boom May be Over
- Outpouring of Love to Truckers Nationwide from Fastport's Imagine Video
2015-10-27Outpouring of Love to Truckers Nationwide from Fastport's Imagine Video
- Will a Program Like Celadon's WageLock Be In Your Next Benefits Package?
2015-10-22Will a Program Like Celadon's WageLock Be In Your Next Benefits Package?
- $4.6 Million Grant to Teamsters to Boost Training in Trucking Industry
2015-10-20$4.6 Million Grant to Teamsters to Boost Training in Trucking Industry
- West VA Trucking Association Launches New Truck Driver Job Portal
2015-10-13West VA Trucking Association Launches New Truck Driver Job Portal
- Trucking Company Owner Slammed with Fine & Jail Time for Bilking the Marine
2015-10-06Trucking Company Owner Slammed with Fine & Jail Time for Bilking the Marine Corps
- Team Drivers to Get a $5,000 Signing Bonus with Werner Enterprises
2015-10-01Team Drivers to Get a $5,000 Signing Bonus with Werner Enterprises
- Trucking Revenue Tops a Whopping $700 Billion for the First Time Ever!
2015-09-29Trucking Revenue Tops a Whopping $700 Billion for the First Time Ever!
- Driver for Wal-Mart Wins Bendix National Truck Driving Championship
2015-09-17Driver for Wal-Mart Wins Bendix National Truck Driving Championship
- Mandated Use of Speed Limiters Gets a Thumbs Down by Owner-Operator Independent
Drivers Association
2015-09-08Mandated Use of Speed Limiters Gets a Thumbs Down by Owner-Operator Independent Drivers Association
- Volvo Partners with Omnitracs to Provide Integrated Fleet Management Services
2015-09-03Volvo Partners with Omnitracs to Provide Integrated Fleet Management Services
- Trucker
Left Dangling from Bridge for An Hour
2015-08-27Trucker Left Dangling from Bridge for An Hour
- Drive In for Your Checkup - Medical Services Now Being Offered at Many
2015-08-11Drive In for Your Checkup - Medical Services Now Being Offered at Many Truckstops
- Iowa 80 - the World's Largest Truckstop Stacks on the Amenities
2015-08-04If you are an over-the-road trucker, then I'm sure you've stayed in your share of motels, hotels and rooms along the way. It goes with the lifestyle, and that's part of why you do what you do. But if you ever get into Iowa and are driving down I-80, make sure to stop by the largest truck stop on the face of the planet.
- 2015
College Scholarship Winner - Samuel Pasmann
2015-07-31Sam is the winner of the $1000 College Scholarship Award from TruckerToTrucker.com. He'll be attending the University of Portland this Fall to study for a degree in mechanical engineering.
- Stay Cool in Summer Heat with Our Summer Trucking Tips
2015-07-23As truck drivers, whether you drive a big rig, a bowser, an RV, an MPV, a four wheeler or anything in between, you'll always want to stay cool in the heat of the summer. And yes, we know about air conditioning in vehicles that essentially allow you to keep the cab temp comfortable and healthy, but there are still times when you'll have to be outside or face mother nature and the suns rays. So here are some of the best tips on keeping your cool all season long.
- 74-Year-Old
Lady Trucker Keeps on Truckin'!
2015-06-23And just when you think you've been on the road a long time, I've got news for you. Back in 1968, a trucker was featured on the program What's My Line, a popular game show of the time. After several questions, answers and guesses, none of the celebrity panelists were able to guess the occupation of Linda Cottrill. Yes, a lady trucker from Massillon, Ohio, stumped the panel. No one could believe that this diminutive young woman would be piloting a truck.
- Highlighting the Most Beautiful Trucker Finalist Amy McGrath
2015-06-18Forget everything you thought you knew about truckers. The reality is that lady truckers are invading the industry, carrying on family traditions and becoming the new faces of trucking. Amy McGrath, one of finalists for the Most Beautiful Trucker of 2015, which is sponsored by Overdrive Magazine is just one such example.
- New Trucking Regulations Brewing in Congress - What It Means for You
2015-06-16The Transportation, Housing and Urban Development funding bill for fiscal year ending in 2016 could have a big impact on truckers. As we have previously pointed out at Trucker To Trucker, it is extremely important to always keep up-to-date with new federal trucking legislation whether you have a single truck or a large fleet.
- Trending Trucker Helper
2015-06-09Cell phones, smart phones, tablets and other mobile devices have been some of the greatest innovations in the trucking industry. These gadgets are some of the most important instruments in a truckers life, and better still, you can download some great apps and make them even better.
- China is
Funding Truck Monitoring Software
2015-05-21In the trucking industry, we're always looking for new tricks and trends to move business forward. So what's the new trend in trucking? Partnering with China. That's right. A company across the world wants to help the American trucking industry find and keep customers and improve business in American trucking.
- Scholarship Resource with
$18k+ in Awards
2015-04-22A few weeks ago we announced $199.950 in scholarship opportunities from TruckerToTrucker.com for both College and Truck Driving School. Today's announcement is even more exciting, as we've put together a resource that lists over $18,000 (and growing) in annual scholarships, awards, and grants for transportation professionals and their families.
- Truckers: Proudly Moving
2015-04-07It is not enough to say that without truck drivers, America stops moving. America also stops eating in many areas of the country and stops working practically everywhere in the United States. About 70 percent of all raw goods, food, equipment, and product moves by truck. According to the Department of Transportation Statistics, the trucking industry employs over 8.7 million people and moves 9.2 billion tons of freight, valued at $671 billion, with over 5.6 million tractor trailers that are driven by more than 3.5 million men and women.
- New Scholarship
Opportunities - CDL and College
2015-03-31New Scholarship Opportunities - CDL and College
- Will Your Truck in the Future Be Powered by Natural Gas?
2015-02-24While electric vehicles get a lot of attention currently, there is another alternative fuel that is among the most abundant and clean burning available. Natural gas is considerably less costly than diesel and expected to remain that way for the foreseeable future.
- DOT Says Truckers Don't Need to Do Daily Paperwork as of Mid December 2014
2015-02-05Tired of filling out paperwork when you have no changes to report on your DVIR (Daily Vehicle Inspection Report)? Well, apparently the U.S. D.O.T. is also tired of reading them – so as of December 2014, if you have no mechanical or safety issues to report, fuh-get about it.
- Feds Crack Down
on "Chameleon" Trucking Companies
2015-02-03The trucking industry can be a dangerous one, especially when so many trucking companies constantly break the rules, or try to take advantages of loopholes in the system. According to a recent article on JOC.com, there is a growing number of trucking companies in the United States that fail to comply with safety regulations and that have been shut down for this or a variety of other reasons.
- LA Port Truckers Highlight Problems in Shift to Independent Contractor Status
2015-01-29As Shakespeare once asked, What's in a name? For truckers working the ports of Los Angeles and Long Beach, and by extension others across the country, their continued livelihood depends on the answer. Drivers and trucking companies have been locked in a bitter labor dispute, causing the truckers to strike last November in an effort to obtain more equitable working conditions. At issue is the loss of employee status as companies now list them as independent contractors.
- We'll Bet You Didn't
Know These Trucker Facts
2014-12-18Truckers have their own lingo, lifestyle, and laws. Many of your family member's and non-trucker friend's eyes glaze over when you start discussing work because they don't have much knowledge about your chosen vocation. While you can't make someone take an interest in what you love, you can forward these interesting quick facts about trucking to them. They may gain a renewed appreciation for your job with these insights.
- Are Tougher
Rules on the Way for Truck Driver Training?
2014-12-04A recent lawsuit may change training requirements for those seeking to embark on a career in the trucking industry. Though auto fatalities have dropped in recent years, fatalities involving large trucks are on the rise, increasing by 4 percent in 2012. Injuries have also increased 18 percent, racking up an astounding 4,000 deaths and over 70,000 injuries.
- Trucking Really Ramps Up
for Business
2014-11-25Truckers do more than move merchandise. They also move the economy. And with economic forecasts looking solid, truckers can expect a steadily growing demand for freight services. That means more jobs and more miles. Are you and your truck ready?
- Laws Slow
Self-Driving Truck Development
2014-11-20Innovation frequently move faster than government. Whether it is the Federal Aviation Administration blocking commercial use of drones or the Federal Communications Commission's sluggish action on net neutrality, technology is moving at a blistering pace while the government spends more money studying and debating regulations. Regardless of how self-driving trucks may impact jobs and the economy, we can be sure the jobs of lobbyist and politicians are secure.
- Truck Drivers Are
in Demand as Shortfall Swells
2014-11-06More American goods move by truck than any other mode of transportation, but a growing shortage of commercial truck drivers has the potential to create a nationwide shipping crisis in the not so distant future. According to the American Trucking Association (ATA), the trucking industry is currently short of 30,000 drivers; but that shortfall is expected to swell to 200,000 truckers over the next 10 years.
- MPG - What's In Store
for 2018 and Beyond for Trucks?
2014-10-30With heavy-duty trucks and buses producing an estimated 20 percent of greenhouse gases in the United States each year, it is understandable that any regulations to reduce America's dependence on fossil fuels and lower the resulting emissions are going to target the efficiency of long-haul tractor-trailers.
- Trucker's Truths - The Feds in Washington Don't Understand Truckers
2014-09-25Why on earth would politicians in Washington know what's best for truckers? If you ask the feds about why truckers have faced increased regulation and stricter limits on driving times, they'll tell you it's about safety—that more restrictive Hours of Service laws will reduce driver fatigue and crashes.
- Self-Driving Trucks
Could Hit Highways by 2025
2014-09-02Good news for commercial truckers! Trucking itself is the hottest trend in U.S. transportation. In the American Trucking Association's annual analysis of the transportation industry, trucking was again shown to be the primary transporter of freight in the U.S., beating all competitors. Moving nearly 70% of all domestic freight tonnage and collecting more than 80% of all freight revenue, "trucking continues to be the dominant mode of freight transportation in the United States," concluded ATA's American Trucking Trends 2014.
- Tracy
Morgan Crash Reopens Hours of Service Debate
2014-07-03The recent truck accident that put popular actor Tracy Morgan in the hospital with serious injuries and killed one of the passengers in his limo could not have come at a worse time for commercial truckers.
- NTSB Recommends
Seven Items on Truck Safety
2014-06-19Earlier this year, the National Transportation Safety Board (NTSB) forwarded seven recommended truck safety standards to the National Highway Traffic Safety Administration (NHTSA).
- Semi
Truck Services Open New Cottage Industries
2014-06-17They say "trucking moves America," but the millions of semis on the road are also feeding America's entrepreneurial spirit. From mom and pop operations to small businesses, new cottage industries are springing up along U.S. and Canadian highways to serve long-haul truckers and the tractor-trailers they drive.
- Truck Stops Are for More Than
Just Truckers!
2014-06-10Truck Stops Are for More Than Just Truckers! - When the first truck stops started popping up in the 1940s, they were bare bones affairs that filled a driver's three basic travel needs -- fuel, food and a bathroom – but didn't offer much else.
- May 2014
Scholarship Winner - Erik Hopperstad
2014-05-23Erik is the 2014 Spring winner of $1000 Trucker to Trucker Scholarship Award.
- Need A Truck Stop? There's an
App for That!
2014-05-08Truck stops have always been a place where you could fill up your tank and your belly. But today's truck stops also offer everything from chiropractors to live music! How do you find truck stops with special services?
- A Cool Million for Insurance?
2014-05-06Recently, the Federal Motor Carrier Safety Administration (FMCSA) announced its plan to raise the commercial truck insurance minimum to $1 million.
- Coming Trends in the
Trucking Industry
2014-04-24In the May issue of Truck News, editor James Menzies talked about three noteworthy equipment trends observed at the Mid-America Trucking Show: 1. Use of dead axle tractors increasing.
- Another
Highway Angel: Trucker Delivers Baby
2014-04-22Highway Angel Delivers A Baby - When Canadian trucker Peter Holland stopped for coffee at an Arkansas Denny's one chilly morning last November, he didn't realize he'd be delivering a baby and saving a life
- Trucker News Roundup
2014-04-08Here's an update on some of the trucking news we've been following recently: Goodyear Highway Hero
- Canadian Strike Ends; Truckers Are Back to Work at Vancouver Port
2014-04-03Canadian container truck drivers at Port Metro Vancouver went back to work March 27 after a prolonged strike that paralyzed Canada's largest port for nearly a month.
- Future Truck Trends – Where Are
They Now?
2014-03-27Five years ago, TrendHunter.com showcased 30 innovative truck designs with the potential to revolutionize the industry. Most of them never made it off the drafting table, but a couple of winners have made their mark.
- Win a $1,000
Trucking School Scholarship!
2014-03-25TruckerToTrucker.com is going to give away two $1,000 scholarships this year to help two individuals achieve their goal of becoming professional commercial truck drivers.
- Pilot Program Could Speed Canadian Border Crossings for Truckers
2014-03-20A recently announced pre-inspection pilot program could speed border crossings for truck drivers carrying loads between the U.S. and Canada.
- Saluting
Outstanding Women in the Trucking Industry
2014-03-18Women may make up a small percentage of the U.S. trucking population, but they're coming on strong. With support from the non-profit association Women in Trucking (WIT), women are making inroads into all facets of the trucking industry.
- Green Trucking
Movement Making Progress
2014-03-11With an eye toward the future, the Green Truck Summit was recently held in Indianapolis. Patrick Davis, director of the Department of Energy Vehicle Technologies Office, updated the group on DOE's SuperTruck program.
- Truckers Oppose Call for Increase in Big Rig Fuel Economy
2014-03-04Warning of prohibitive cost increases that could force many independent truckers out of business, the Owner-Operator Independent Drivers Association (OOIDA) has come out against President Obama's call for even tougher fuel economy and emissions standards for big rig trucks.
- Goodyear
Highway Hero Finalists Announced
2014-02-27One of the trucking industry's most prestigious awards, each year since 1983 the Goodyear North America Highway Hero Award has recognized a professional truck driver who selflessly put him or herself in harm's way to save the lives of others.
- International
Sweeps ATD Truck of the Year Awards
2014-02-11The votes have been counted and International made a clean sweep of the American Truck Dealers (ATD) 2014 Commercial Truck of the Year Awards at January's ATD Convention & Expo in New Orleans.
- Natural Gas: Truck
Fuel of the Future? Part 1
2014-01-30Cheaper and less polluting than diesel, natural gas is being called the truck fuel of the future, and for a small but growing number of trucking companies, the future is now.
- Trucker's Rescue during Polar Vortex Offers Lessons for All Truckers
2014-01-23The story is the stuff of miracles. Pinned under his truck at a snowy Indiana truck stop for more than 8 hours in brutal subzero temperatures
- Truckers Helping NJ Fight Human Trafficking before Super Bowl
2014-01-21Truckers Against Trafficking (TAT) is calling on America's truckers to be on the lookout for signs of human trafficking as the Super Bowl approaches.
- Rep. Hanna Introduces TRUE Safety Act to Turn Back Clock on New HOS Rules
2014-01-16Truckers have found a friend in U.S. Representative Richard Hanna. The New York Republican has been meeting with the trucking community
- Which Rig Gets Your
Vote for Commercial Truck of the Year?
2013-12-31The nominees for ATD Commercial Truck of the Year have been announced with the big reveal set for January 26, 2014 during the NADA/ATD Convention and Expo in New Orleans.
- New
Clean-Diesel Truck Engines Surpass EPA Standards
2013-12-17In a notable win for the trucking industry, a new study shows that the new generation of clean-diesel truck engines that started rolling off assembly lines in 2010 substantially reduces emissions below federally-mandated limits.
- The Move Toward Pollution-Free
2013-11-19If you doubt whether emissions reduction regulation are effective you'll be interested to note that more than 28% of all trucks registered in the United States
- Fall 2013
Scholarship Winner - Dawnsha Spencer
2013-11-14Dawnsha is the very first winner of the $1000 Trucker to Trucker Scholarship Award.
- One Out of Every Five Trucks
Placed Out of Service in RoadCheck 2013
2013-11-05Commercial vehicle inspectors across North America completed 73,023 truck and bus inspections during 72 hours between June 4 and 6 as part of Roadcheck 2013,
- SelecTrucks Nashville - Warming
Things Up!
2013-11-01SelecTrucks Nashville - Warming Things Up!
- Survey Identifies Trends in Driver
2013-10-24The hiring environment is becoming increasingly more difficult as fleet managers are competing for qualified drivers, according to results of a driver screening benchmarking survey conducted by HireRight, transportation worker hiring specialists.
- Georgia Tech Study Compares
Electric and Diesel Delivery Trucks
2013-10-08Comparing life-cycle energy consumption, greenhouse gas (GHG) emissions, and total cost of ownership (TCO) of medium-duty electric and diesel urban delivery trucks for a range of drive cycles and electricity generation scenarios
- New Violations Tied to HOS Changes Will
Impact Fleet CSA Scores
2013-10-01Two new violations tied to the recent changes to truck driver hours of service regulations have been coded into carrier profiles on the Compliance
- Help Your Fellow Truckers In Need
2013-09-21TravelCenters of America LLC (TravelCenters), operator of the TA and Petro Stopping Centers travel center brands, has launched its annual campaign in support of the St. Christopher Truckers Development and Relief Fund (SCF)
- Powering Reefers With
Fuel Cells
2013-09-17Grocery merchants in Texas, California and New York will soon have ice cream, frozen foods and fresh produce delivered by tractor-trailers


text: Tutorial Preview Join NOW to access 1551 courses Watch Now Save up to 50% Today! Already a member? Login Armoured horse – in 1min with Dot Klerck HD Lessons: 1 Lesson Details Now Playing 01:06 1. Watch Dot Klerck make this amazing armoured horse cake in just one minute! For the full course along with Tools and Ingredients lists and step by step lessons go to ARMOURED HORSE CAKE The Tutor Dot Klerck Dorothy Klerck, better known as Dot, is best known for her amazing life size sculpted animals. Her work is simply breathtaking and having created lifelike and life sized lions, giraffes and even elephants, no wonder her work has captured the imagination the world over. Dot lives in Wellington, West Cape, South Africa with her husband and family of two boys and two girls. Her international work takes her all over the world requiring her to spend around 3 months of the year away from home. Her teaching takes her to every continent and she has also made some amazing private commissions too. Her motto is; You dream..we create..if you can't dream..we do that for you too...all in cake! She is an amazing person and extremely talented artist, who just loves her job, which you can see from her amazing creations.


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Leather Shoulder Bag -Made in Italy-
Made in Italy shoulder bag with shoulder strap in soft leather, zip closure and original slider with fringe. Practical and modern, adjustable leather shoulder strap, fabric interior with storage pocket, gilt metal details. Ideal for leisure and many other occasions.
SHIPPINGThe timescale for filling orders for which products are in stock is no more than seven working days. In the case of stock shortage (even partial), FRASI FIRENZE will contact the Client to inform them of the date of dispatch.
Charges are automatically calculated based on the weight of the products and are explicitly shown when you place an order. FRASI FIRENZE exercises the right within Italy to communicate and add any extra costs inherent to the Smaller Islands or to Disadvantaged Zones.
All our products undergo quality control by our staff. In case of production defects, we will repair or substitute the products, or give a credit note against the Client's return transport document.


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I Wish EQ2 Would Explain More – Blaugust 6
1027 wc
EverQuest II would probably rank second on my list of MMORPGs that I wish was easier for me to get into and play more (below Lord of the Rings Online). But they sure don't make much of effort to accommodate new or returning players.
The longest I've ever played EverQuest II is leveling a Warden up into the 40s five years ago. Whenever I return to that character, it's almost impossible to figure out how to play the game again, because EQ2 follows the "more-is-more" philosophy of giving out hotbar abilities every character level. If you don't play regularly, it's pretty hard to comprehend the sheer magnitude of hotbar skills given to you, when to use them, or whether to use them at all.
At some point, I must have used a free level boost on that level 40ish Warden, because he's now level 100. He's still wearing the exact same mismatched armor that you can see in that five-year-old blog post up there. The only thing that's changed is that he's now wandering around lost and confused in Qeynos, perhaps hanging out by the stables in a desperate attempt to figure out how to get a more normal-looking horse, instead of the leaping raptor he used to ride.
Somewhere in the past couple of years Daybreak gave away free level 95 characters, so I made a level 95 Necromancer. I haven't done anything with that character. I walked a few paces down the road from where I started, on some kind of island, and logged out.
This year, Daybreak gave away free level 100 characters (again I think?). I rolled an Ogre Coercer because it sounded like a funny concept for a character. Is it a good idea to roll an Ogre Coercer? I have no idea. Here's how this new guy looked right after I made the character:
I stayed in the game long enough to take a few screenshots, then logged out.
Sunday I thought I would log into that character and see if I could find someplace interesting to go on a glowing flying horse in neon purple armor. EQ2 is, to its credit, one of the few games you can sort-of play with just the right hand on the mouse, which is the only kind of game I can play for any length of time at the moment. Here's where I was when I logged in:
I had no idea where I was, or how I got there, or what happened to my blindingly washed-out glowing horse. I hope those quests in that other place weren't important. Before I could begin to find out where the game had placed me, it crashed. Then I started writing this blog post. :)
Am I missing something or does EQ2 lack a "full screen windowed" graphics setting? How is that even possible in 2018? Has Daybreak ever once looked at another MMORPG in the past ten years?
Anyway it turns out my Ogre Coercer was in a place called The Commonlands, near the city of Freeport. I don't know if I've ever been there before. The name "Freeport" is familiar so surely I've been there sometime in the past ten years, but I can't remember anything about it. I think it's one of the main places or something, and not knowing it is like not knowing about Stormwind in WoW. :)
As far as I can tell, there's nothing in-game to give me a hint about where to go or what to do with any of these high-level characters. My Coercer's journal is completely empty. The daily objectives are generic and meaningless. My optimal strategy for playing EverQuest II with these high-level characters is to log in, turn around in a circle, and look for a quest at my level. If I don't find out, I log out. So far I haven't found one. (My 95 Necromancer does actually have one quest in his journal that I can follow but I don't know how to get where it wants me to go hehe.)
I don't know what else to do. Wandering aimlessly might result in an amusing NPC conversation but for the most part nothing happens. The "content" in EverQuest II is pretty hard to find. I'm sure I can look up exactly where to go to find the starting point for the optimal quest chain at my level, but it's a bit mind-boggling that they don't tell you in the game. (EQ2 is not the only game with this problem, to be clear. Even FFXIV suffers from the "we developers figure everyone will look up where to go on Google" syndrome.)
I ended up logging back into a level 17 Conjurer I made at the end of last year. It's the only character I'm even slightly comfortable playing right now. Still, even at level 17, I'm already overwhelmed by the number of hotbar abilities thrown at me. Unless the benefit is incredibly obvious and something I'd use all the time in every encounter, I don't put them on my bar.
There's a lot I like about EverQuest II, it being one of the last "old school" style MMORPGs around, and the massive amounts of content to explore (if you can find it), but there's also a number of things that rub me the wrong way. Just little nagging quality-of-life things that are "off" that make it hard to get back into the game. (Similar to ESO, actually.) Like the weirdness in alt-tabbing, and the odd way you have to use the left mouse button instead of the right. (Still! In 2018!) I won't even go into the font situation. Games like WoW have made concerted efforts to modernize, but EQ2 has remained stubbornly "backwards" for as long as I can remember.


text: Categories Cork Ireland Photography Photos Urban Building the in-between-bits Post author By Donncha Post date March 16, 2015 No Comments on Building the in-between-bits Aperture ƒ/5.6 Camera Canon EOS 20D Focal length 34mm ISO 100 Shutter speed 1/160s Share this:Click to email a link to a friend (Opens in new window)Click to share on Tumblr (Opens in new window)Click to share on Facebook (Opens in new window)Click to share on Pinterest (Opens in new window)Like Loading... Related Tags Canon 20D, Cork, Cork Photos, Grand Parade, Ireland, Irish photos, irishblogs, Photography, Photos, Urban By Donncha Donncha Ó Caoimh is a software developer at Automattic and WordPress plugin developer. He posts photos at In Photos and can also be found on Twitter. View Archive → ← The Balloon Seller → Grand Parade in construction Leave a Reply Cancel reply


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"A little piece of Tel-Aviv" in Montpellier. With "2019", the Israeli choreographer Ohad Naharin unveils, at the 42nd Montpellier Danse festival, a powerful piece, mixing softness and chaos, in a scenography closer to the spectators.
Expected for three years, Ohad Naharin's new creation offers emotion, sincerity and proximity.
"This piece is a separate project", explained Ohad Naharin, at a press conference on Friday morning, a few hours before the premiere, specifying that the scenography allows the dancers to "feel at home", in an environment that is theirs. familiar".
"This creation is a little piece of Tel Aviv that we are bringing to Montpellier," he added.
Installed in bleachers on the stage, at the Opéra Berlioz in Montpellier, the spectators face each other, just separated by a long stage that looks like a corridor.
In "2019", which will be performed 14 times at Montpellier Danse until July 1, the dancers deliver choreographies in unison, broken by very embodied solos. Together, they breathe, become unbalanced, then, the next moment, detach themselves from each other, meeting the gaze of the public in a rare promiscuity, until they end up on their knees.
Traditional music in Hebrew, heavy metal, Arabic songs and pop music: the atmospheric contrasts are striking and take dancers and spectators in violent flights, regularly broken by waves of softness and slowness. "It's about dynamics, texture, chaos, transformation," revealed the choreographer.
"I never tell the dancers what they should feel. On the other hand, I like to create a space for them in which they can feel", reveals the one who designed the "Gaga" technique, in reference to the babbling of a baby. , the principle of which is to awaken a primitive, original and true gesture.
Beyond the dancers of his company, he regularly tests his technique with the general public.
– "Something chaotic" –
In 2016, the choreographer was the subject of a film, "Mr Gaga", by Tomer Heymann, essential to capture the essence of his work.
"My ideas are just a springboard. The dancers then show me things that I never imagined could exist," said the 70-year-old artist, who, nine years after signing a piece in tribute to his mother, "Hora", dedicates this one to his father, who died in 2018.
Child of the kibbutz, passed by the School of American Ballet then the Juilliard School in New York, Ohad Naharin was trained by Martha Graham, popess of modern dance and founder, in 1964, of the Batsheva Dance Company. He took over the artistic direction in 1990 until 2018, before becoming the resident choreographer.
Since then, he has continued his research and pushes his dancers to the limits of their feelings, in order to extract the purest, most sincere movement.
"By dancing, we allow energy to circulate, like blood to flow through our veins. There is something chaotic about dancing, like nature. It's impossible to describe," he explained during the press conference, open to the public. "We must not be afraid of chaos, we must accept it, integrate it and walk with it".
From "2019", the viewer does not come out unscathed.
The images still dance in the memory for a long time, once the curtain is down. Why ? "You don't have to know it," Ohad Naharin distilled just before the premiere, "you're going to experience it instead."


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8 Best Countries For VPN 🎖
Making a conscious decision to get VPN (Virtual Private Network) is an essential first step toward a higher degree of online privacy. However, between the decision and actual purchase lies an often thorny road of confusion and uncertainty.
Researching the available sources, forums, and VPN top lists is usually part of the deliberation process, as is studying the technical aspects of VPNs such as speed, level of safety, downloading limit, and latency. On top of that, future VPN users should not forget to consider VPNs' location and privacy policy.
Top 5 VPN services
30 day money-back guarantee.
- ★ Fastest VPN
- ★ Servers: 5300+
- ★ Countries: 60+
WHY I LIKE NORDVPN: NordVPN has long been regarded as one of the strongest brands in cybersecurity. With one of the largest server offerings on my list and support for most, if not all operating systems, making NordVPN an obvious choice for many. They have 24/7 customer support if you need help getting started. Their app is one of the most well-designed apps I have ever used. NordVPN even accepts cryptocurrencies as payment for extra anonymity.
30 day money-back guarantee.
- ★ Best cheap VPN
- ★ Servers: 3200+
- ★ Countries: 65+
WHY I LIKE SURFSHARK: Surfshark VPN is perfect for those who want a cheap and reliable VPN that also has many extra features. "Camouflage Mode" hides your usage from your ISP, "Kill Switch" suspends your connection and protects your information if you temporarily lose Internet access, "MultiHop" to connect from multiple countries at the same time just to name a few. My favorite feature of Surfshark is "Whitelists" which allow the user to exclude specific apps and programs from the VPN connection.
30 day money-back guarantee.
- ★ Best Netflix VPN
- ★ Servers: 35500+
- ★ Countries: 84+
WHY I LIKE PIA VPN: PrivateInternetAccess is at the top of my streaming tests, which is a great combination with their easy-to-use UI, Open-Source software and built in adblocker. PIA is also perfect for those who want to be able to pay with PayPal which for some reason, many other VPN services do not support. 30-day money-back guarantee, multiple Netflix libraries, and extremely affordable are the three main selling points for this VPN service.
45 day money-back guarantee.
- ★ Best torrent VPN
- ★ Servers: 7400+
- ★ Countries: 91+
WHY I LIKE CYBERGHOST: CyberGhost VPN is the first choice of many other cybersecurity experts, and the reason is clear; they have the most complete VPN service. An incredible number of extra features that are best suited for the more advanced users but also work flawlessly for every-day purposes like P2P-filesharing. Cyberghost VPN also has the longest stretching money-back guarantee at a full 45 days.
30 day money-back guarantee.
- ★ Incredibly cheap VPN
- ★ Servers: 750+
- ★ Countries: 43+
WHY I LIKE ATLAS VPN: Atlas VPN is one of the best new free VPN services. With the free version, you get unlimited data, no ads and zero logging. During my speed tests, Atlas VPN performed very well and could compete with mainstream services. Kill Switch, Ad-blocker, and P2P support all included with a regular subscription, which is incredibly cheap for such a robust service.
VPN Location
As far as VPN location is concerned, two things should be brought to our attention. One is the location of the VPN's headquarters, and the other is the location of the VPN's servers.
Your VPN's headquarters are the country where your VPN provider is registered. This is your VPN's place of jurisdiction – the country whose laws will apply should any online abuse lead you to court.
Your VPN's server locations are the physical locations of your provider's servers. More locations mean better worldwide coverage, less congested traffic, and better speed.
Choose the Best VPN According to Location
From the legal point of view, the most important thing to consider location-wise is your VPN's jurisdiction. You should take the time to learn about the country's stance concerning user rights, copyright violation penalties, and online activity restrictions.
Several privacy-oriented countries respect users' right to keep their information private, and one country where torrenting is not illegal.
Here is the list of eight countries best for VPNs.
1. Switzerland (Europe)
Global VPN providers located in Switzerland: ProtonVPN, VyprVPN, Perfect Privacy VPN
Switzerland is by far the safest country for VPNs. First, the country is not a European Union member, so it is not obliged to share any information with EU member states. Secondly, authorities need your consent if they wish to collect your data, which you can refuse to give. Finally, torrenting copyrighted content for private purposes is legal in Switzerland, so you will not get into trouble for doing it.
2. Iceland (Europe)
Global VPN provider(s) located in Iceland: N/A
Iceland is a very desirable country for VPN service, even though no major providers are located there as yet. The country's Equal Access Act does not allow ISP companies to limit their users' access to online services. Also, Iceland is thoroughly committed to protecting human rights. Still, there is one hitch: telecommunications companies are obligated to store users' data for six months. However, they are only allowed to use them in criminal cases.
3. Sweden (Europe)
Global VPN provider(s) located in Sweden: Mullvad VPN, Private VPN
Sweden has long advocated for people's freedom of speech and privacy. According to the country's Personal Data Act, users' data can be collected only with their express consent, which can be revoked at any time. Furthermore, as Sweden is an EU member state, its citizens are protected by the GDPR (General Data Protection Regulation). However, Sweden is not as torrenting-friendly as Switzerland.
4. Panama (Central America)
Global VPN provider(s) located in Panama: NordVPN
Panama's Article 29 states that no one's private communication is to be taken hold of without a warrant. Bill No. 665 further protects the country's residents and requests that all parties holding users' data delete them within ten days of users' request for removal. Still, sharing copyrighted content is illegal in Panama and can lead torrent users into legal trouble.
5. Romania (Europe)
Global VPN provider(s) located in Romania: CyberGhost
Romania's residents are protected by the EU's GDPR and the country's own National Supervisory Authority for Personal Data Processing, which ensures the citizens' right to privacy. In 2006, Romania refused to implement the EU's Data Retention Directive after the Constitutional Court ruled it unconstitutional. Romanian law does not make torrenting and P2P file sharing legal, but prosecuting offenders is not a priority for the Romanian government. All this makes Romania a good place of jurisdiction and server location.
6. Malaysia (Southeast Asia)
Global VPN provider(s) located in Malaysia: Hide.Me VPN
Although the state of freedom in Malaysia leaves much to be desired, the country is a surprisingly good location for VPNs. This is because Malaysia's Personal Data Protection Act guarantees the protection of data from third parties, both in the case of companies and individuals.
7. British Virgin Islands (British Overseas Territory in the Caribbean)
Global VPN provider(s) located in the British Virgin Islands: ExpressVPN
The British Virgin Islands, one of the territories that used to form the British Empire, is not part of the EU, so the GDPR does not apply. However, the territory has its own version of the document, the Personal Information Protection Act (PIPA). Unfortunately, the document does not allow users to revoke their consent for sharing information with third parties. Also, third parties are not obliged to remove the information upon users' request unless storing the information proves harmful to them.
8. Gibraltar (British Overseas Territory in southwestern Europe)
Global VPN provider(s) located in Gibraltar: IVPN
Gibraltar is another British Overseas Territory, but not governed by British laws. Nevertheless, it has its own Data Protection Act, similar to GDPR. Third parties are allowed to keep users' information only with their consent and have to delete it if requested to do so by users.
In Conclusion
In terms of VPN headquarters and server locations, it is always best to choose a VPN provider which is headquartered or runs its service in a country with strict privacy laws and no obligation to share information with other countries.
Online privacy and safety are not to be taken lightly. That is why it is crucial to carefully consider all the available VPN service providers, compare their features, and check their locations. Even if you do not plan on choosing a VPN based on its headquarters, check where they are to know where you stand.
Switzerland is currently the best choice for VPN companies because the country has strict privacy laws, and torrenting for personal use is not illegal.
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Friday, March 26
You just never know who you're going to meet on the set of The Office!
Here I am with artist Mike Mitchell, creator of the amazing "I'm With Coco" image that is now the official poster for Conan O'Brien's national comedy tour.
Mike is also the guy responsible for all of Soul Pancake's cool artwork. Turns out Mike was visiting Rainn Wilson yesterday.
He graciously signed a print for me. Thanks Mike!


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A nice three-member family visited our Matrix Drops centre early July.
They have come for a check-up test into the Matrix Drops store. They only asked for a short analysis, because they wanted to alleviate their current concerns, to move on, using Matrix Drops at the recommended highest percentage.
After the measurement, Mária, a lady in her early twenties, inquired whether the machine showed the attachment of any entity /shadow personality/ to her.
It is not a frequent question and I was a bit surprised, so I asked why she thought of that.
"At times, my energy level falls, I become listless, indifferent and I feel depressed. It's a different feeling, restlessness, I feel different, it is like a suggestion. I cannot describe it with words, it is a weird and not a good feeling"- she replied.
The measurements confirmed Mary's feelings. The Matrix Drops Computer sent the message "Entity possible" after the measuring. We helped Mária to find the solution in our office. Our colleague helped the spirit that was attached to her pass to afterlife, and she has taken the drops chosen by the machine to harmonize her fine body.
The words are connected to our physically touchable being, while the feelings are part of our quantum physical existence. Therefore, it is difficult to put our feelings into words. In fact, there are no words for them, they can only be described.
The poets and writers are the masters and artists of the oral presentation of our quantum physical world – our feelings, thoughts, soul, relationships and spirit. Multiple experiences can lead us to recognize the feelings, even without the help of Matrix Drops Computer, that clearly indicate the presence of a spirit – entity – that is connected to our person.
Edit Agócs,
Matrix Drops trainer
These testimonials are for informational purposes only and are based on personal reports. They cannot be interpreted as statements of healing. No promises of healing are made or treated in medical terms. The Matrix Drops do not replace a doctor or naturopath. The Matrix Drops Computer is not a medical device, but a quantum physics device that compares and analyzes information patterns. Classical medicine has so far neither accepted nor recognized the observations presented by the Matrix Drops Computer. The Matrix Drops quintessences are not medicines, but products to support the development of consciousness. All statements made about effects, properties and indications are based on knowledge and experience with the Matrix Drops protocol itself.


text:
Help prevent financial crime and money laundering with automated screening, risk management and ongoing monitoring. Jumio Screening combines KYC-compliant ID verification with automatic AML screening to inform your AML risk decisions.
Customize and automate AML screening and monitoring while reducing the number of false positives.
Check which lists to screen against: global/regional sanctions and watchlists, PEPs data and adverse media.
Spot more risks and reduce false positives with near real-time screening of new online customers.
Receive alerts via email or API to identify, investigate and rapidly react to high-risk transactions and suspicious activity of existing customers.
"At IMPESA we take everything related to AML very seriously. That's why we chose Jumio. With this implementation, IMPESA establishes a standard at the fintech level and also at the banking level, with world-class monitoring systems."
Advanced AI-powered technology reduces false positives and helps automate the screening process.
Benefit from AI and advanced machine learning algorithms to automatically monitor tens of thousands of sanctions and media lists and quickly identify potential financial crime risks.
Combine ID/identity verification with AML screening to quickly fulfill regulatory screening requirements without excessive manual review.
Search profiles and AI-powered matching algorithms give you the flexibility to tailor the AML process to your unique risk appetite.
Automate onboarding and ongoing monitoring processes empowering your compliance team to make better decisions faster.
Manage ID verification and watchlist/sanctions screening within a single integrated dashboard powered by a highly configurable REST API.
Check profiles of entities on global and national sanctions lists including OFAC, HMT, UN and thousands of other watchlists.
Choose how you want to perform any screening by using our customer portal, REST APIs or batch screening (via CSV uploads).