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This August, I photographed Ryan and Katelyn's beautiful wedding at one of Detroit's gems – Sweetest Heart of Mary. The church, wedding, bridesmaids, groomsmen, bride, groom, reception…literally everything about the wedding, was gorgeous and perfect. Having recently looked at their wedding portfolio, I realized that I didn't get a chance to blog their equally beautiful engagement session.
When I first met with them, Katelyn was stuck in traffic. Ryan and I chatted for fifteen or so minutes before Katelyn arrived and surprisingly covered a lot of ground. Whether they booked or not, I felt like this was a couple I would like to stay in touch with. As we walked out of the consultation, I couldn't help myself but to tell Ryan like I felt I knew him from somewhere. A few questions later, we both enthusiastically matched up our past having graduated from De La Salle High School in 2000. Stories were shared, names were thrown out, and laughter emerged. I knew it was going to be great working with them.
Both Ryan and Katelyn are teachers who live in Rochester. With such beauty outside of their doorsteps, we decided to spend a fall afternoon enjoying the city and snapping photos. While there was a slight chill in the air, there wasn't anything but warmth between the two of them. It was all smiles, laughter, and love as they naturally interacted and even had fun playing in the colorful leaves. As the afternoon became the evening, Ryan and Katelyn changed and we moved from farm to city. They looked chic and effortlessly complimented each other. As night fell, we snapped on last shot – my favorite in their portfolio. With every couple, I try to create an image that makes you present in the moment; an image that evokes a specific emotion that can be revisited and felt time and time again. For me, and I hope for you, the last image is that moment.


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On Friday, shortly after announcing his support for embattled Supreme Court nominee Brett Kavanaugh, a somber Jeff Flake changed his mind. Sort of. "I think that we ought to do what we can to make sure we do all due diligence with a nomination this important," he said, as the committee's other Republicans rolled their eyes in frustration. Flake asked for a supplemental FBI investigation into the sexual assault allegations against Kavanaugh, but with the caveat that it not delay the final confirmation vote for more than one week. The truth is very important to Jeff Flake, unless finding it would take longer than seven days, in which case, says Jeff Flake, what else is there to be done?
By all accounts, the process that ensued has been—and this is a technical term—a bureaucratic clusterfuck of the highest order. The White House quickly moved to limit the scope of the inquiry, excluding from the list of potential witnesses former classmates who could corroborate or debunk some of Kavanaugh's more obvious lies, especially those related to his drinking habits. According to the New Yorker, would-be tipsters found themselves ignored, referred, and eventually lost deep within the bowels of the FBI's automated phone-menu hell.
Even after Trump, perhaps aware that pre-baking a law enforcement investigation is not a good look, tweeted his desire that investigators interview "whoever they deem appropriate," sources told NBC News that this proclamation had no effect on the Bureau's mandate. And if Flake had objections to any of this, it didn't matter, since the "commitment" he procured from committee chair Chuck Grassley was memorialized only in a "gentlemen's agreement."

subset: commoncrawl


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Find Granite Suppliers near London, with business contact details, opening hours and reviews. Cullifords stone suppliers hosts a varied range of stones inclduing granite and marble.
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Stone Suppliers in United Kingdom Clear Search. Granite Granite Ltd are Importers and distributors of Granite, Quartz, Porcelain and Mable slabs. The Home Of Granite Worktops & Granite Products In The UK.
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It is normal to struggle during normal time. When we are in the midst of a global pandemic, everyone should be able to access support.
If you need support, please feel free to access the following online resources:
Mon – Sunday 9:00A.M. – 5:00P.M.
Unit 201 8318 120 St
Surrey, BC V3W 3N4
Take a tour inside WCC and explore our classrooms, labs and student spaces to get a feel for life on campus. At Western Community College, we believe in an affordable, high-quality education that gives you the opportunity to thrive. We have a 97% grad employment rate.


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Maintaining the value of your home
Maintaining the value of your home is incredibly important for a number of reasons. The most important is that you will likely lose money if you don't maintain your home's value, since the worth of your house may depreciate? or repairs could cost you even more down the road. You may need to be prepared for some bigger costs for items that need to be addressed during the time you live in your home, such as replacing the roof, installing new windows, or replacing the furnace or water heater. Or, getting the driveway repaved if you have one. These larger expenses can be financed with personal loans or home equity lines of credit. Then there are smaller, more routine upkeep projects like landscaping, painting walls, replacing carpeting, and refinishing wood floors. These smaller projects and repairs are usually paid for out of your personal savings. Your home is probably one of the biggest purchases you will ever make, so keeping it in good condition is essential to protecting your investment. Let's go through what maintaining your home can involve.
Maintain exterior
In addition to keeping the exterior of your home looking nice, it's important to maintain it in order to protect the interior from things like water, insects, and other unwanted pests. Some of the most important exterior maintenance tasks include cleaning gutters and downspouts to keep them free from debris, keeping the siding and trim clean and painted to prevent rot, checking the seals of windows and doors to prevent drafts, taking care of your lawn, and maintaining the safety of decks, porches, and stairs. You may also want to regularly spray for insects or contract with a pest control company to do it for you.
Maintain interior
Maintaining the interior of the home is important for both your safety and the integrity of the home structure. This could include things like replacing the furnace filter, cleaning vents, fixing dripping faucets and running toilets, making sure the sump pump drains properly, ensuring that smoke and carbon monoxide detectors are working, and keeping appliances and fixtures in working order. Maintaining these things helps you not only to enjoy your home but also to keep the value of the home from depreciating.
Home improvements
Home improvements can often add value to your home. If you're making energy-efficiency improvements, you can see the investment pay off sooner as energy costs can decrease, saving you money on utilities. When doing renovations, it's important to consider if you're planning to do them yourself or hire a contractor. This decision should be based on a number of factors, including your budget, experience, time constraints, and skill level. When hiring a contractor for renovations, it's important to shop around, get estimates, and check references.
When investing in huge add-ons, renovations, or improvements, it's a good idea to consider what you can get back compared to what you put in.
Before investing in heavy renovations or improvements, consider the overall potential value of your home and the most you think you could sell it for in your area. When investing in huge add-ons, renovations, or improvements, it's a good idea to consider what you can get back compared to what you put in.
Home security
A home security system can protect your home and possessions from theft and fire. Security systems range from simple alarms on windows and doors to installing cameras, motion detectors, and floodlights around the property. Choosing the right one for you depends on what you're looking for in a home security system, as well as your budget. Some security systems connect to smoke detectors and will alert your security company if smoke is detected, even if you're not home. In addition to protecting your home, security systems often provide peace of mind and a sense of safety whether you're at home or not.
Property damage
It's what any homeowner dreads: damage to their property. Whether it's from a natural disaster or theft, your house could be damaged as a result of many different causes. If this happens, it can feel overwhelming. If you think someone broke in, call 911 and be sure to get a police report, especially before filing a claim with your insurance company. If your house has been damaged by fire, severe weather, or natural disaster, call your insurance company as soon as possible. The length of the claims process often depends on the extent of the damage. Your insurance company will likely send a representative to evaluate the situation firsthand. If your home is uninhabitable, they might work with you to cover the costs of alternative accommodations, depending on your policy.
That's it!
You've successfully made it through the beginning of your homeownership journey. We hope you found this information valuable and that it helps you find ease—and confidence—in the process. Know that Fannie Mae will continue to be here as a source of housing finance information you can rely on. Now, go enjoy owning a home and knowing you have the information and tools you need to be a successful homeowner.


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Virtual Neighborhood Group (Zoom Sit and Sew)
November 9, 2022 @ 1:00 PM - 3:00 PM PST
Zoom login will be emailed to Chapter members and posted to our Facebook group Monday or Tuesday before the meeting.
In 2022, the Virtual Neighborhood Group will continue to be a monthly meeting on the second Wednesday of each month. What has been fun about this meeting is the spontaneity. Someone asks a question, shares a pattern, shows their sewing space, or explains how they made an item and conversation just flows from there!


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Abstract and Introduction
Background: Migraine is a complex, multifaceted, and disabling headache disease that is often complicated by gastrointestinal (GI) conditions, such as gastroparesis, functional dyspepsia, and cyclic vomiting syndrome (CVS). Functional dyspepsia and CVS are part of a spectrum of disorders newly classified as disorders of gut–brain interaction (DGBI). Gastroparesis and functional dyspepsia are both associated with delayed gastric emptying, while nausea and vomiting are prominent in CVS, which are also symptoms that commonly occur with migraine attacks. Furthermore, these gastric disorders are comorbidities frequently reported by patients with migraine. While very few studies assessing GI disorders in patients with migraine have been performed, they do demonstrate a physiological link between these conditions.
Objective: To summarize the available studies supporting a link between GI comorbidities and migraine, including historical and current scientific evidence, as well as provide evidence that symptoms of GI disorders are also observed outside of migraine attacks during the interictal period. Additionally, the importance of route of administration and formulation of migraine therapies for patients with GI symptoms will be discussed.
Methods: A literature search of PubMed for articles relating to the relationship between the gut and the brain with no restriction on the publication year was performed. Studies providing scientific support for associations of gastroparesis, functional dyspepsia, and CVS with migraine and the impact these associations may have on migraine treatment were the primary focus. This is a narrative review of identified studies.
Results: Although the association between migraine and GI disorders has received very little attention in the literature, the existing evidence suggests that they may share a common etiology. In particular, the relationship between migraine, gastric motility, and vomiting has important clinical implications in the treatment of migraine, as delayed gastric emptying and vomiting may affect oral dosing compliance, and thus, the absorption and efficacy of oral migraine treatments.
Conclusions: There is evidence of a link between migraine and GI comorbidities, including those under the DGBI classification. Many patients do not find adequate relief with oral migraine therapies, which further necessitates increased recognition of GI disorders in patients with migraine by the headache community.
Migraine is defined by the International Classification of Headache Disorders (3rd edition) as a common, disabling primary headache disorder.[1] According to the Global Burden of Disease Study in 2016, migraine was the sixth most prevalent disorder, afflicted ~1 billion individuals, and was more predominant in women (18.9%) compared to men (9.8%) globally.[2] Migraine is defined as a recurrent headache disorder with moderate or severe headache attacks that can last for 4–72 h and are accompanied by nausea and/or photophobia and phonophobia.[1] In particular, the nausea that accompanies migraine strongly contributes to the burden and disability associated with migraine.[3] The American Migraine Prevalence and Prevention study conducted in 2009 revealed that patients with migraine who experienced high-frequency nausea had significantly higher odds of occupational disability or taking medical leave, and increased headache pain severity and impact.[3] In addition to nausea, other gastrointestinal (GI) symptoms may be present with migraine and include vomiting, diarrhea, reflux, and constipation.[4,5] A large survey in the United States completed by 29,727 participants reported that 73% and 29% of patients with migraine experienced nausea and vomiting, respectively.[5] In a large analysis of women with migraine, nausea and vomiting were reported by 61.6% of those with migraine with aura and 66.0% without aura.[6] Furthermore, a variety of GI conditions have been associated with migraine, such as inflammatory bowel disease, celiac disease, irritable bowel syndrome (IBS), Helicobacter pylori infection, cyclic vomiting syndrome (CVS), functional dyspepsia, and gastroparesis.[7–13] The Rome Foundation recently introduced the term, disorders of gut–brain interaction (DGBI), which is defined as "a group of disorders classified by GI symptoms related to any combination of motility disturbances, visceral hypersensitivity, altered mucosal and immune function, gut microbiota, and/or central nervous system (CNS) processing."[14] The Rome Foundation is an independent not-for-profit organization that provides support for science-based activities to assist in DGBI diagnosis and treatment.[15] Functional dyspepsia and CVS are included under the DGBI classification, thus, suggesting that an interaction between the brain and gut exists in these common disorders.[14] There is significant overlap between idiopathic gastroparesis and functional dyspepsia such that both are associated with delayed gastric emptying in the absence of a mechanical obstruction, as well as impaired fundic accommodation and gastric hypersensitivity in functional dyspepsia,[16,17] while episodic nausea, vomiting, and abdominal pain are present in CVS.[18] In our recently completed Phase 3 STOP 301 study,[19] 38.4% of our patients (N = 354) had comorbid GI disorders at study entry. Gastroesophageal reflux disease was the most prevalent (20.3%), followed by IBS (5.6%), constipation (4.0%), and dyspepsia (3.1%). There is evidence of an association between migraine and GI disorders in the literature. In this paper, we will review the historical and current state of scientific evidence that exists for a relationship between migraine and GI comorbidities, and how their association may impact migraine treatment.
Headache. 2021;61(4):576-589. © 2021 Blackwell Publishing


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I move air for a living.
Artist, living and working in Brighton, UK
little fing
Getting too emotional about songs since 1981
Video director and art nerd based in Toronto. Hosts a podcast called IdeaGrave.
Aspiring side show freak with a love for whiskey, good beer, my motorcycle, and everything weird.
A Brand
A Band
A Rock n Roll Social Enterprise!
Artist Leadership
Awesome Film-Makers & Viral Video Producers
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Recording Studios
Re-mixing & Mastering
Maker, quilter, mama, & never enough time. Same name on Instagram where I post more (for the time being at least!)
Hey! Wanna chat?(18plus) Add me, my id 3272510. Click the link - https://rebrand.ly/chat18plus
Do you need help to come out from toxic life? Do you wish to tune in to your body and create healthy, loving habits.?This is what I have always shared in my writing. I have many health blogs where in I shares tips and advice on health and well-being. I am also an active member of health club association and I do not only concentrate on weight loss but overall body fitness. I cover all topics which can keep your mind and body healthy. Come and rejuvenate yourself.
Leroy Corral is a highly regarded tour guide and travel professional, with over 7 years of diverse work experience in both public and private sector (Pan American Art Travel) LAACS Travel in USA.
I'm Maria. Hi boy. Look at me here. ) Search my ID: 25934 More My photos: https://goo.gl/utZv6I


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Joining Dalgona coffee and banana bread on the list of lockdown trends is a debilitating mental health crisis. For me, panic season has come with a side of anxiety, my furiously pacing thoughts piling up like lockdown calories.
The uncertainty of when we can move forward coupled with an inability to imagine anything long-term has made conversations more tiresome than regressive attitudes in Indian Matchmaking. Seeing friends via video call also comes with the unshakeable urge to huddle them in a hug, only to realise I'm banging my fingers against a fibreglass phone screen.
Ordinarily, I would tell myself that when the going gets tough, escaping reality for a bit is a great quickfire solution. But since that isn't an option, I decided to settle for scrolling through Airbnb, quenching my thirst for the great outdoors by lusting after lavish villas with heat-controlled pools. That's when I stumbled upon a host of virtual experiences designed to let your laptop screen be your window to the world. These glorified Zoom calls are meant to serve as a substitute for tourists to engage in unique experiences, while giving hosts a platform to earn some extra bucks.
While I was tempted to get my fortune predicted through Turkish coffee beans or stir up a sangria with sassy drag queens, what caught my attention was that this short-term rental platform has some seriously whacked out wellness experiences.
I probably should have opted for online therapy. Instead, I chose three of the weirdest virtual experiences in the hope that it would slow down my brain's conveyor belt of anxious thoughts.
Meh-ditating with sheep
I'd heard of people doing yoga with goats, but the idea of doing deep inhalations while a bunch of barnyard animals peed and pooped on my yoga mat didn't seem too appealing. So, I decided to try meditation with sleepy sheep ($17 / INR 1,311), hosted by a Scottish woman named Beccy, with a flock of sheep.
So, at sharp 8 PM India time, I hopped onto a Zoom call with two other participants from the U.S., politely navigating the awkwardness for some sheep thrills on our screens. Beccy, who is a mental health coach and teaches musicians how to deal with anxiety, gave us a tour of her home turf. Even as her crisp voice walked me through the stunning highlands of Scotland, the fresh air she described felt flat when I remembered I had to keep my windows shut so mosquito bites wouldn't contribute to my nightly insomnia. I have to admit though that despite her farm view feeling like a Windows wallpaper, the warmth of her voice was a ray of soothing sunshine.
I didn't quite know what to expect from this experience. How would the sheep sense my presence via video call? How could we meditate together if our eyes were shut? How would this be different from a YouTube tutorial telling me to "breathe in, breathe out"?
Even as my heart melted with the happiness of seeing an adorable animal from afar, the actual experience felt more like an FAQ vlog for fleece lovers, stuffed with 15 minutes of guided meditation that, for me, may or may not have been a quick nap. Still, the tenderness of Beccy's tone and her childlike fervour for sheep made for a fairly relaxing experience. I'm definitely not eating lamb chops anytime soon.
Therapy rocks
Another wellness-oriented experience that caught my eye was Zen rock stacking therapy ($15 / INR 1,159), not because I was curious about how getting this version of "stoned" would feel but because I genuinely wanted to know how making a tower of rocks could be calming. So I signed up for a session with rock aficionado and author Travis Ruskus.
Unlike Ruskus, who had a specifically-sized sandbox of crystal rocks to mess around with, all I had were some browning apples. So while Ruskus tripped out on how many varieties of crystals he had collected, and how the miniature rake in his Zen garden could carve pristine pathways, I was constantly worried that my tapering tower of rotten apples would crash into a mashy meal plan for the resident ants.
Travis taught us that stacking rocks was all about finding the tiniest crevice on the stone's surface, a cavity that allowed us to adjust the rocks. I'm not quite sure if this was calming, but at least it taught us the art of compromise.
However, my constant unease about my swaying tower made me feel more anxious, which was kind of counterproductive.
Still, at least I learnt that stacking random objects is a great activity to keep fidgety hands busy, maybe even channel those tendencies to find a cathartic release. I also learnt that Zen garden rakes are apparently so amazing, they deserve to take up time in conversations with paying strangers.
The laughing stock
As a self-admitted lover of lame jokes, I assumed laughter therapy would be a breeze, despite there being nothing to laugh about. So, I signed up for a session to activate my laughter muscles ($9 / INR 728) with Thomas Cock, a Lisbon-based comedian who seemed to share an easy-going joke with life.
Though this practice of laughing for absolutely no reason, and then calling it yoga, originated in India in 1995, I was interested to learn whether its interpretation abroad would be any different.
One of the minor inconveniences of all these virtual experiences was the vast time difference. So while most of the other participants were letting sunshine stream in through their windows or curling up with a midnight coffee, I was smack in the middle of a hectic WFH afternoon. Ironically, I ended up doing a laughter therapy workshop while working in parallel on a story on comedians getting trolled. The sheer absurdity of this situation was enough to let a smile escape.
Through his training and expertise, Cock has come up with a marvellous method to make people laugh: by compelling them to make complete fools of themselves, yet somehow enjoy every moment of it. Despite my nerves being frazzled from a hectic day that wasn't done yet, the sight of 10 adults, my fellow participants, mimicking the laughter of chickens and monkeys, turned my feeble forced giggles into genuine chuckles. Cock's effervescent energy and self-deprecatory jokes on his own surname, made for invigorating entertainment, alternated with pressure points to stimulate a smile. The workshop made us jump from cackle to chortle, and is probably the most exercise my lazy ass has gotten in the lockdown.
Ultimately, while the experiences were quite out there, even incomprehensible at times, I have to admit I left each of them feeling calmer and more connected to the outside world. The comforting presence of absolute strangers allowed me to let down my guard and immerse myself in these experiences without the fear of being judged. I don't know if I can conclude that these dialled down my anxiety, but they were a welcome distraction from doomsday scrolling. Weirdly, only women participated in these experiences, which made me wonder whether men were too busy playing games on Discord, or simply didn't believe that sheep, rocks and fake laughter could alleviate their stress.
Shut in for the foreseeable future without an oasis of optimism in sight, it was nice to know that human connection is thriving, even amidst glitchy screens and fluctuating WiFi.
Follow Shamani Joshi on Instagram.


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In this article, you will find the Latest Mi Lifestyle Business Plan.
When it comes to Direct Selling Companies, Mi Lifestyle is a legend.
Mi Lifestyle Marketing Global Pvt. Ltd. is a direct selling company.
Founded in 2013, the company's products have high demand and are regularly used by consumers.
Basically, its products come in the form of liquid capsules, powder, paste, solid, and flakes.
Mi Lifestyle Marketing Company is basically an unlisted private business entity, established on August 13th, 2013.
It is located in the Indian city of Chennai, Tamil Nadu. Mohamed Omar Arshak Jawhar and Vittobha Suresh are the two directors of the company.
Mi Lifestyle is one of the top-rated companies in the country when it comes to direct selling and precise business strategies. The on-point marketing strategies and business plans keep them right at the top of the business. In this article, we will elaborate on all the important points related to MI Lifestyle and its business plan.
So, let's start from scratch.
So, everyone wants to be successful, right? But the meaning of success differs from person-to-person. For one, getting a satisfying job can be a success while others may see getting a good look and attractive personality as the meaning of success.
Also, living healthy can be the definition of success for one group while the other may believe that being loved by others is what success means. In simple words, there is no precise definition for the term what is a success. However, there is one concept that more than 80% of the people in the world believe is called success. It is wealth creation.
According to a survey, it was found that more than 80% of people around the globe admitted that being wealthy and wealth creation is the meaning of real success for them. But why do people see wealth creation as the meaning of success? The answer is simple, it allows you to achieve almost all of your goals in life, making you satisfied, healthy, as well as an improved personality.
Now the second question that jumps to our mind is, is wealth creation so easy? Well, No! Most of the people working out in the world are not creating enough wealth that can help them achieve their goals. The amount of money they create is simply limited. On the other side, there is a whole new concept.
Cash Flow Quadrant
As we discussed above, not everyone is creating good wealth and is achieving their dreams. However, there are some listed names in the world that are known for their wealth creation strategies and revenues. In India, one such name is of Mr. Dhiru Bhai Ambani who started his journey from a small place and now is one of the richest personalities in the world. So, how did he become so wealthy? Well, he must have a good business plan that took him to the place he is right now!
So why not does everyone becomes wealthy?
A very popular author Mr. Robert T. Kiyosaki has tried to answer the question in a very good way in his book Rich Dad's Cashflow Quadrant. In the book, he has elaborated why most of the people remain poor or average wealthy even when they are working the same as a rich one is doing. He has also explained some great ways to be rich in the current time with his Cash Flow Quadrant concept.
What is the Cashflow Quadrant?
In 1998, the world financial management guru added another bestseller to his series of RICH DAD in which he tried to advocate financial independence and encouraged his readers for greater wealth creation through investment, real estate, and entrepreneurship. In all his series, he included the concept Cashflow Quadrant.
So, as you can see in the image above, there are 4 terms that you need to be aware of to understand the CashFlow Quadrant, E, S, B, and I.
E stands for employee, S stands for self-employed, B stands for the business owner, and I stands for the investor. Below in the article, we will understand these four terms in depth. Another thing to remember in the Cashflow Quadrant is that it is split vertically into two halves. In simple words, E and S lie in a pair whereas B and I are paired in another. The importance of these four terms increases significantly when we will discuss these terms in depth later on in the article.
Benefits of using the Cash Flow Quadrants
With the help of the Cashflow Quadrant, you can understand and change the specific quadrant you are in. Kiyosaki has clearly mentioned in his book that the CashFlow Quadrant can specifically benefit employees and self-employed individuals who want to be wealthy and successful business owners in the world. According to Kiyosaki, this Cash Flow Quadrant is also the path to financial freedom that you gain when you stop working for money and start getting money to work for you.
The Cashflow Quadrant helps you put your goals into a certain perspective and think about the big picture. In other words, you can use this Quadrant as an exercise and teaches you how you can earn your money and live life as you wish.
A closer look at the CashFlow Quadrant
So, let's take a close look at each of these four quadrants and will try to understand which can be the best way for wealth creation for you.
E – Employee
This is the quadrant where most of the working people of the world fall in. In this quadrant, people who work are referred to as employees and they work for a business or organization that provides them with a paycheck and other benefits. The employees working in the quadrant provide the companies and business owners with their skills and techniques and trade their time for money.
In the current world, employees prefer to do long-term jobs because it provides security, assurance. However, the job is decided by their employer. Employees that work under high-degree of job security also have to face different problems. In case the employees are not able to solve the problems, they are quite less likely to be paid. Also, it's a fact that employees pay the most in taxes, along with the self-employed.
S – Self-employed
If you are your own boss in what you do, you are basically a self-employed person. The major difference between an employed person and a self-employed is that the self-employed work for themselves and do not have any boss for their work. A self-employed person has his own work management structure wherein he is allowed to decide how he wants to work when he wants to work, as well as for how long he wants to work.
Both a self-employed and an employed person have many similar features and attributes, although being self-employed seems to be better than working under someone's instructions. Both the quadrants fall on the same side, the left side of the quadrant.
A self-employed person also pays high taxes exactly as an employed person does. He simply trades his skills and time for money and the day he stops doing that, he stops earning.
B – Business Owner
Business owners do not just own a company name or a service name, they own a working system. They are referred to as the leaders who outsource projects and work to experts. Instead of taking on the projects themselves, they prefer getting it done by an expert in the field.
In other words, a business owner does less work than that of an employed or a self-employed person but still earns more than both of them. Kiyosaki has mentioned in his book that business owners sometimes can leave their business for like a year and then return to get better results. Unlike the employed or the self-employed, business owners don't have to work every time to generate income. They can also take vacations and go on holidays to enjoy themselves with their families and still make money.
One more feature of being a business owner is that you pay much fewer taxes as compared to that paid by an employee or a self-employed.
I – Investors
While self-employed people own their jobs and business owners have control over a system, an investor owns assets that make money for them. An investor can come from any of the three quadrants we have mentioned above. The thing that puts them in the I quadrant is their investment. These people earn money from the other three quadrants and then invest money that then works for them.
Investors purchase sudden beneficial assets such as companies' shares and real estate. They have the freedom to go anywhere, take vacations, enjoy vacations, and also choose the right time to work. They sit while their money makes money, isn't it amazing?
So, now we have got enough knowledge of each of the quadrants in the Cashflow Quadrant. It clearly shows that the best way to create greater wealth is by becoming either a business owner or an investor. But how will you become so? In the current time, direct selling is one such business that you can do with average education and can still earn a handsome income.
Why direct selling?
Direct selling business provides you with a number of features that include freedom to work, flexible schedule, handsome earnings, and many more. But there to learn everything properly, you must read the below-mentioned information why direct selling is one of the best business choices of this time.
Well, starting from scratch, there are two types of business systems in the field namely; traditional business systems and direct selling business systems. Now let us understand the main difference between these two.
Suppose you work as a distributor in a traditional business plan. A manufacturing company has manufactured a new product in the market and has cost 40 INR for the product. If they want to sell the product through the traditional business system, the product needs to pass through several third-party agents and distributors, including you, and then finally to the customers. When the product reaches the customers, it costs INR 100. The 60 INR of the product is distributed between third parties, agents, and distributors like you. Keeping in mind that there are several agents, distributors, and retailers in the market, your earnings will be quite limited and low.
On the other hand, when the company supplies the same product to the customers through a direct selling business plan, the costs still remain the same but the procedure becomes quite different. In a direct selling business, the manufacturing company hires a direct selling company and its distributor team (that you are a part of) that takes on the responsibility to sell the product in the market. The 60 INR that the company was paying to the third-party agents, retailers, and distributors in the traditional business system will now be distributed among the consumers and the distributor team of the direct selling company, improving consumer satisfaction as well as your earnings.
Benefits of direct selling business
Direct selling business is considered one of the best career choices in the marketing field because it provides you with plenty of features that not only increase your earnings but also enhance your communication skills and other things as well. Below, we have mentioned some of the major benefits of starting your career as a direct selling distributor.
1. Zero investment
To start a career as a direct selling distributor, you need not pay a single rupee to anyone in the market. All you need to do is just increase the sales of the company and make earnings.
2. No workplace required
To work as a direct selling business company, you need not have any office or workplace compulsorily. Instead, you can work from your home, in between travels, or from anywhere you want.
3. No high qualification is required
Being a direct selling distributor or company doesn't ask you to be highly qualified to be eligible for the work. Even if you have done basic education and are average qualified, you can enter the field and reach the top above all the literates and qualified.
4. Minimum accounting
The work of a direct selling company doesn't require you to bother all day in managing accounts and all. Instead, the business runs on sales made and that's how you earn.
5. No limit to wealth creation
While working in a direct selling business, there is no limit to how much you can earn. Even your basic work can earn you up to earnings of lakh in months, or even in weeks.
6. No risk and very easy exit barrier
When you work in a direct selling business, you are doing riskless work that comes with very low and easy exit barriers.
Due to the aforementioned features and benefits, direct selling is considered among the best career start-ups you can choose in the marketing and networking field.
How to select the best direct selling company
Now you have decided to start your career as a direct selling distributor, how to choose the best direct selling company where you can earn great figures, achieving all your dreams? Well, it doesn't seem so hard if you have the proper understanding. A good direct selling company comes with a number of features that we have mentioned below. If you find these features in a company, just put your best efforts to join it and earn income that you have never thought of.
Features of a direct selling company
1. Best quality products
A good direct selling company always provides high-quality and beneficial products to its customers. It cares about what is good for their customers and focuses on consumer satisfaction more than promoting its products or towards advertisements.
2. Proven track record of success
Everyone looks forward to working with a direct selling company that has a proven track record of success with its customers. While selecting the best direct selling company for your career, always keep this point in mind.
3. Ease of doing business
The best direct selling companies keep the workflow quite simple and easy for their customers. A good direct selling company will never look forward to wasting its customer's time to close the deal. It always tries to keep procedures easy and transparent.
4. Experienced and stable management and leaders
No good company can be established without the support of a stable management system and highly-qualified and experienced leaders. When you look at the best direct selling companies in the country that include Mi Lifestyle (the one we will be discussing in the article), OkLifecare, Qnet India, and DXN, you will find that they are backed with a stable and prominent management system and are led by highly-qualified and experienced leaders.
5. Attractive business plans
One will hardly want to join a direct selling company if it offers poor business plans, low incentives, and excessive workload. A good direct selling company always takes care of these things and makes sure that you love being a part of the team and can earn higher earnings with the minimum workload possible.
Mi Lifestyle
Now you have come across all the essential things and points that you need to know about direct selling business. From here, we will be talking about one of the best direct selling companies in the country, Mi Lifestyle. In the article, we will go through everything that you need to know about Mi Lifestyle including its profile, history, business plans, annual turnover, and how you can join the direct selling company as a direct selling distributor.
Mi Lifestyle company profile and history
When it comes to direct selling, Mi Lifestyle is a legend. It is an unlisted private business entity running in the country. The company was founded in 2013 and from then the company's products are consistently in high demand and are regularly used by customers all around the world. The company mainly manufactures products in the form of liquid capsules, powder, pastes, solid, and flakes.
Mi Lifestyle is located in the city of Chennai, Tamil Nadu, India, and has many branches across the country. The company has two head directors, Mr. Mohamed Omar Arshak Jawhar and Mr. Vittobha Suresh.
The main goal of Mi Lifestyle is to enhance people's lifestyles with the minimum expenditure possible. Mi Lifestyle Company looks forward to designing and modernizing with the time to provide their customers with the best they can offer.
The motto of Mi Lifestyle:
It is Mi life, It is Mi style
The vision of Mi Lifestyle:
Enhancing the lifestyle of people
The mission of Mi Lifestyle:
To design and modernize with time
Main products of MI Lifestyle
As we mentioned above, Mi LifestyleE mainly focuses on manufacturing products in the form of liquid capsules, powder, pastes, solid, and flakes. Below are some of the popular and trending products manufactured by the company in different forms.
1. Liquid form
Multi Gard Blood Purifier, Elements Cof Nil, Elements Liv A Gain V, Elements Woman Companion, Elements Radiant Glow Face Wash, Elements Multi-action Fairness Formula, Elements Complete Care Shampoo, Elements No Vedana Gel, Elements Champi Champion Taila, Elements Anti-dandruff Shampoo, Neustar Papaya Face Wash, Neustar Walnut Scrub, Neustar Petroleum Jelly, Neustar Shampoo Tube, Neustar Amla Hair Oil, Max Bright Matric Laundry Liquid Soap, Streak Free Glass Cleaner, Kill and Shine Powerful Toilet Cleaner, Disinfectant Floor Cleaner, Clean and Shine Lemon Fresh Dishwash Liquid
2. Capsules form
Elements No Vedana, Elements Man Shaktiman, Elements Phyt Stress, Elements Triphala Plus, Elements Well Heart, Elements Below 37, Elements Daily Detox, Elements Immuno Plus
3. Solid form
Lime Aloe Vera soap, Rose fragrance soap, Neem and Tulsi Soap, Jasmine Almond Soap, Antibacterial Soap, Sandalwood Soap, Anti-bacterial Dishwash Round Bar, Aahar Choco Fills Chocolate
4. In paste form
Elements Wound Healing Cream, Elements Germ Guard Toothpaste, Elements Fresh Guard Toothpaste, Tulsi and Mint Toothpaste
5. Powders
Elements Kavach Prash, Aahar Turmeric Powder, Aahar Garam Masala, Aahar Chat Powder, Aahar Chilli Powder, Aahar Coriander Powder, Talc Powder
6. Flakes
Aahar Choco Cornflakes, Aahar Cornflakes
These are just some of the best products manufactured by the company. There are many more products that the company provides to its customers in different forms. Mainly, Mi Lifestyle deals with daily used products that are essential for a person's day-to-day life. The company does not work through the traditional business plan. Instead, they go for trained leaders known as registered to improve customer satisfaction and increase their sales.
Mi Lifestyle Marketing company deals with quality lifestyle products that have their use in a person's day-to-day life.
The company operates through a network of trained leaders known as registered distributors.
Mi Lifestyle Marketing Plans
When you become a part of the Mi Lifestyle marketing plan, you just open up the doors of unlimited income for you. The company has a total of 9 marketing plans through which you can earn income that you have never even thought of. If you seem to be the perfect man for the company, you may earn up to 2 lakh per week just by doing average work.
Below, we have elaborated all the nine Mi Lifestyle marketing plans that not only increase the earnings of the distributors but also benefit the consumers as well. Before going deep, let us have a quick view of these nine Mi Lifestyle business plans through which you can earn six figures.
Mi Lifestyle Business Plans
- Retail Profit
- Sales Profit
- Performance Bonus
- Rank Income
- Loyalty Bonus
- Overriding Bonus
- Royalty Bonus
- Awards & Rewards, And
- Nomination Facility
So these are the nine marketing plans or ways, in simple words, through which you can earn money in Mi Lifestyle's direct selling company. Now, let's elaborate on all the aforementioned Mi Lifestyle business plans below to get a better understanding of the terms.
1. Retail Profit
It's the first marketing plan or source of income that is provided to the distributors and workers of the Mi Lifestyle company. If you are the distributor for the company, you will get the product at the distributor's price. The distributor's price is around 10-40% less than the MRP of the product that allowing the direct seller to earn good benefits.
Using this marketing plan, you can purchase a product at the distributor's price from the manufacturing company of Mi Lifestyle's direct selling company. Then, you can sell the product in the market to earn up to 40% of the benefit from the product.
2. Sales Profit
Sales Profit is the second of the nine types of income sources provided to the distributors working for Mi Lifestyle's direct selling company. To understand the term sales profit, you need to go through another term BV thoroughly.
BV stands for business volume and it is a kind of currency unit that is used to convert your hard-earned into your national currency, say INR. In Mi Lifestyle's direct selling company, you get around 75% of the product value in BV whenever you get a product. For example, if you have purchased a toothpaste from the company at the distributor's price that is INR 200, then INR 150 will be provided to you as business volume. This business volume will be used later in the company to count different types of income that you are earning through the company.
Through this plan, the company provides you with 12% income on every BV matching through the downline.
For example, suppose Suresh is a distributor of a direct selling company, says Mi Lifestyle. He has two downlines working under him, namely Shyam and Ram. Shyam makes a purchase of INR 15,000 this month and Ram makes a purchase of INR 10,000 this month. Here, BV matching will be processed of INR 10,000 and you will earn its 12% i.e. INR 1200 as the sales profit.
Rams 10,000 BV from this 15,000 will be matched along with that of Shyam but the remaining 5,000 will be used in the next month.
How your income will be calculated, see above screenshots
3. Performance Bonus
The third type of income that Mi Lifestyle provides you is the performance bonus. To be eligible to take up this income, you must make a BV matching worth more than a lakh in the company.
After doing that, you will be provided with 1.5% of the total purchase made on the product as a bonus in the form of a performance bonus by the company. This statement means that 1.5% of a company's total profit is distributed equally among all the performance bonus achievers of the company.
4. Rank Income
Rank Income is the fourth of the nine types of marketing plans or income sources provided to the distributors of the Mi Lifestyle by the company. In this income plan, some part of the total turnover of the company is distributed among some worthy direct sellers of the company.
To be eligible for this income plan, you must be in or above the star silver level. Below we have provided you with a detailed list of what are the requirements to get a specific level in the company. Also, we have mentioned what percentage of commission you will be getting at each level of the company.
5. Loyalty Income
To get this fifth type of income in the Mi Lifestyle company, you must have at least 3 people working in the downline. In this Mi Lifestyle business plan, the company provides you with income on the basis of the Repurchase Matching of the company downline.
If you have got 100 BV of repurchase in your first leg and 200 BV of repurchase in your second leg then the matching will be processed on 100 BV.
In the below table, we have mentioned how this income plan works and what amount of income you will be generating through different repurchasing of the company products.
For example, A is a distributor of a direct selling company like the Mi Lifestyle direct selling company. He is at the DTC level right now. As we have mentioned above, it is a must to have at least 3 people in the downline to be eligible for this income plan. Suppose that P, Q, and, R are the three direct downlines of A.
Here, P and Q will be kept in organization 1 whereas R will be placed in organization 2, or say group 1 and group 2 respectively. In this, you must do a group repurchase matching of 20,000 BV at the DTC level. From the third leg, say R, you must do a repurchase matching of at least 4000 BV. If you complete the procedure, your earnings will be 5,000 INR.
Before the EMERALD level, you need to do repurchase matching from the third leg. After the EMERALD level, you need to do a repurchase matching of both the third and fourth leg to get the income.
6. Overriding Bonus
In the sixth Mi Lifestyle marketing plan, you earn income in the form of an Overriding Bonus. To be eligible to get this kind of income, you must be in or above the Star Silver level in the company.
In this plan, if any of your downlines reaches its own level, then you are provided with 10% of its rank income in the form of an overriding bonus. Please note that this income is provided only till three downlines.
7. Royalty Bonus
The Royalty Bonus is only provided to distributors who are above the diamond level in the company. This bonus income is provided by the company from its total turnover to worthy distributors and rank holders.
Below, we have provided you with a table explaining what percent of bonus you will be getting at different levels in the company.
8. Awards & Rewards
The eighth of the nine types of income plans that Mi Lifestyle provides its distributors with is the Awards & Rewards plan. To get this income, you need to make some conditions and terms. In the below-provided table, we have explained what kinds of conditions you have to complete in a certain time to get the Awards & Reward income.
From the aforementioned table, you might have understood everything. If you are at the star silver level of the company, then to the award or reward bonus you must complete a purchase worth 2.5 GBV from your all three legs. Please note that you need to make this purchase from your legs in a time period of 10 weeks. Once you complete the task, the company appreciates you with a bonus of a laptop worth INR 25,000.
9. Nomination Facility
A nomination facility is a kind of insurance for the distributor working with the direct selling company. In this marketing plan, the business is handed to the nominee of the distributor in case some injury happens to him or on his sudden death. However, this is more an insurance policy than an income but as mentioned, we have covered it!
How to join MI Lifestyle as a distributor?
As a distributor of the company, you will be provided with commissions and monetary benefits by the company. At the very first step, you need to accept the company's business to become a part of it. You must obey the terms and conditions introduced by the company to join it as a distributor.
At the initial stages, you will need an introducer who is already in the MI distributorship network for faster and better progress. Also, Mi Lifestyle doesn't ask you to make huge investments to start a business.
Once you become a distributor in the company, you can get products manufactured by the company at DP rates and then sell them directly to customers at the MRP.
Mi Lifestyle provides you with a flexible yet stable business model to start your distributorship career with. You also have the option to become either a part-time or a full-time distributor at the company based on your convenience.
Doing Business in Mi Lifestyle: Distributorship
As a distributor, one is entitled to commission and monetary benefits offered by the company.
To become a distributor of Mi Lifestyle, one has to accept the business of the company.
The person has to abide by the terms and conditions enumerated by the company.
In the initial stage, to start distributorship, one requires an introducer who is already in the Mi distributorship network.
To start the business, an individual isn't required to have a huge initial investment.
After becoming a distributor of Mi Lifestyle, one can avail products and coupons at DP rates and sell the products directly to the consumers at the MRP.
Mi Lifestyle provides a flexible business model to start a business with it. One can become a part-time or a full-time distributor, depending on the suitability.
Download Mi lifestyle Marketing plan PDF File
Q1. What is Mi Lifestyle business?
Ans: Mi Lifestyle is a direct selling company that manufactures a wide range of personal care products for customers. The company mainly focuses on providing the products directly to the customers through direct selling business systems. Over the years, Mi Lifestyle has established itself as one of the best direct selling companies in the country.
Q2. Who is the owner of Mi Lifestyle?
Ans: Mr. Munesh Lawaniyan is the owner of Mi Lifestyle.
Q3. What is Mi Lifestyle marketing?
Ans: It is a kind of direct selling business in which the manufactured products are provided directly to the customers through a company distributor without any involvement of other parties.
Becoming a part of Mi Lifestyle Marketing can fetch you unlimited income and opportunities.
The company by marketing lifestyle and dream products enhances the income of both distributors and consumers.
Q4. What is the Business Opportunity for Customers in the company?
Through the Customer Registration process, one can be a registered customer and can avail of all rights as a consumer.
The customer can be elevated to the position of registered independent distributor and can earn an extra income by making a business and creating its own consumers.
Q5. What is the business opportunity for Registered Distributors in the Mi lifestyle?
One can join the company as a registered distributor. The person has to agree and abide by the code of conduct enumerated by the company.
In the initial stage, the distributor can join the Organisation 1 or Organisation 2 pattern.
The distributor can avail products at DP rates. The profit margin of the distributor may vary as per the Business Volume fixed by the company.
Mi Lifestyle not only deals with health and personal care products but is also associated with the marketing of agro care products, such as Fungal Disease Protector, White Fly Protector, and many others.
Its slogan goes as "Healthy Crops and Better Yield".
It markets health care products while staying true to its slogan "It is health, that is the real wealth".
These products include body care, calcium deficiency, and several other impressive varieties.
The company is also responsible for the marketing of eye care, face care, hand care, and many more. It operates with the slogan "Look and feel your best".
Mi Lifestyle carries out the marketing of home care products, such as dish wash and fabric care as well.
The company's marketing strategy is based on marketing distribution and the sale of goods through registered distributors.
It does not promote the pyramid scheme and permanent retail location method.
Mi Lifestyle has its corporate office at East Patel Nagar, New Delhi – 110008. For consumer grievances, one can call – 01147709943/44
Just like major branded companies, Mi Lifestyle also has cancellation and refund policies for its products.
For this one, one has to cancel the order of procurement within 30 days from the paid order date.
After deduction of the necessary administrative and related charges, the company would remit the remaining payment.
Q6. What is the turnover of Mi Lifestyle?
Ans: The Company is doing great business in the field of manufacturing and direct selling. By the end of the financial year of 2020 that ended on 31st March 2020, the company's annual turnover was reported to be over 500 Crore.
Q7. What is BV in Mi Lifestyle?
Ans: BV stands for business volume and it is a kind of currency unit that is used to convert your hard-earned into your national currency, say INR. In Mi Lifestyle's direct selling company, you get around 75% of the product value in BV whenever you get a product. For example, if you have purchased a toothpaste from the company at the distributor's price that is INR 200, then INR 150 will be provided to you as business volume. This business volume will be used later in the company to count different types of income that you are earning through the company.
Q8. Is Mi Lifestyle illegal in India?
Ans: Till now, Mi Lifestyle is considered a legal firm in India as it has provided the government with all the required documents, papers, and also has agreed to follow the business rules and laws of the country.
Q9. What are the categories of products in Mi Lifestyle?
Products at Mi Lifestyle can be categorized into mainly 4 parts, including health care products, lifestyle products, wellness products, and nutritional products.
With an impressive partnership with various branded companies and corporate houses, Mi Lifestyle carries out the marketing of various products.
Final thoughts
Direct selling can be a wonderful business opportunity if you have the right knowledge. One great example of a direct selling business is Mi Lifestyle that has made itself one of the best direct selling firms in the country. In the article, we have provided you with all the required information that you need to know about direct selling and distributorship.
Doing business with Mi Lifestyle Marketing brings opportunities for the enhancement of one's career as well as income.
It is a business with relatively fewer risks and fewer capital investments. The only requirement is an individual's time, labor, and brain.
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Essence Atkins opens up about working with Bill Cosby and #MeToo movement: "The dynamics get really muddy"
Long before she was heating up the small screen on OWN's steamy series Ambitions, Essence Atkins was a sitcom staple on shows like Half & Half and Smart Guy.
The actress got her start with a guest role on The Cosby Show, and credits Bill Cosby with setting her on the path to success.
"It was my very first audition. Mr. Cosby himself is one of the reasons that I am here. He really saw something in me and gave me an opportunity to be on the show and brought me back and then I later worked for him on another show called Here and Now, which was Malcom Jamal Warner's spin-off show."
Although Bill Cosby is currently serving prison time for sexual assault and has been accused of numerous other crimes against women, Atkins' experiences with him were nothing but positive.
"I had a perfectly lovely experience the entire time. I never had anything happen to me that he has been convicted or accused of so I am very fortunate in that sense. The hard part for me of what has happened is the disparity in which justice is dispensed when it comes to similar crimes and accusations," she continues.
"We have people in positions of power right now who have multiple accusations of sexual assault and violence and they're still enjoying the benefits of all that power and there is no consequence for them as of yet and that is the thing that is really disheartening for me. Let's make justice indeed bling and let's make sure there's equality and equanimity in how we dispense justice."
She also revealed the struggle to contend with the dynamic between men and women win Hollywood in light of the #MeToo movement. According to Atkins, the lines between socializing and securing opportunities in Tinseltown can be blurred pretty easily, creating precarious situations for women.
"When you're an attractive woman and you get invited to be a part of mixer or go out and grab a drink and have a conversation and talk about future projects and working together; you want to say yes because you want to capitalize not he opportunity but you don't necessarily do and if you do, it's a very strange, (excuse my French) fu**ed up dance that you don't know if it's someone's covert way of hitting on me or is this really an opportunity I would be foolish to walk away from. The dynamics get really muddy."
Check out the full interview above.


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The Baltimore-based nonprofit Second Chance has seen a drop in donations of houses to a program that trains workers in "deconstruction" despite the dismissal of a Bethesda couple's lawsuit alleging they were misled about the program's tax benefits.
Donations of homes, which are taken apart for salvaging, have fallen as much as 15% since the lawsuit was filed three years ago, said Mark Foster, the nonprofit's founder. But he believes few people know that the couple eventually dropped the case.
Foster, the organization's president and CEO, said reputational damage takes little time to occur, but it takes a long time to regain your reputation.
In the now-dismissed lawsuit, filed in October 2017 in Montgomery County Circuit Court, Nitin Gogtay and Kiran Dixit sought to lead a class-action lawsuit, which also named Fredericksburg, Virginia, appraisal firm NoVaStar Appraisals Inc., but a class never was certified.
The couple had bought a lot in 2013 on River Road that included a house they planned to demolish. They said in the lawsuit they expected a net benefit of $76,000 after donating money to Second Chance to pay for deconstruction and then donating the salvaged materials to the nonprofit. That benefit, the lawsuit said, was based on an appraisal from NoVaStar.
The couple claimed a $250,000 noncash charitable contribution to Second Chance on their 2013 taxes, but the Internal Revenue Service audited them in 2015 and disallowed the deduction, determining the appraisal was not compliant, according to the suit.
In an August 2019 statement to the Circuit Court, the couple said they brought their claims in good faith but wanted to dismiss the case after going through the discovery process and finding Second Chance had a valid defense.
"We understand that damage to Second Chance's reputation has occurred and that it cannot be easily undone," the couple's statement said. "We do not believe that any reputational damage is warranted, and we did not intend for this to occur."
Gogtay and Dixit wrote that they did not receive and do not expect to receive any payment from Second Chance to dismiss the claims.
The couple also signed a similar statement regarding allegations against NoVaStar, which has since rebranded as Green Donation Consultants. An attorney for Green Donation, Steve Grygiel, said his clients believed the case had no factual or legal basis and said the couple's statement confirmed that.
In a reversal from the lawsuit, the couple said that neither the IRS nor Maryland taxing authorities found NoVaStar's deconstruction appraisal noncompliant or deficient.
"The IRS disallowed the plaintiffs' deconstruction deduction for reasons having nothing to do with NoVaStar or NoVaStar's appraisal," a settlement agreement said.
Gogtay could not be reached for comment.
The nonprofit operates out of a huge warehouse near M&T Bank Stadium in South Baltimore, where it salvages and sells old building materials and furnishings, often unusual items from old structures. It also offers job training to the unemployed in the warehouse, retail operations and deconstruction projects.
In its deconstruction program, Second Chance has razed old structures and resold salvaged materials since 2003 for reuse or repurposing and used the proceeds to support workforce development programs.
The homeowners' lawsuit had alleged that Second Chance and Novastar had known for years that the IRS did not allow tax refunds or deductions for house donations made to the nonprofit and that other consumers have faced IRS audits and similar disallowances in the past.
According to the suit, the IRS did not allow donations to Second Chance because "there was a 'quid pro quo' by which the consumer received demolition services in exchange for a donation to Second Chance," and consumers did not contribute their entire interest in a donated property to the nonprofit.
An attorney for the couple had argued that the nonprofit withheld critical information from consumers.
But in court documents in 2019 Second Chance argued that the vast majority of its house donors successfully obtained substantial charitable donation deductions on their federal tax returns and that no more than 4% have faced IRS audits. Those who have faced challenges have kept as many as half of their claimed deductions and some have kept all of them, Second Chance said in its motion for summary judgment.
"Second Chance informs donors of the potential tax benefits of deconstruction, but makes very clear that Second Chance does not provide tax advice," a court memo said.
The Evening Sun
It said the couple's argument would mean any charity that promotes potential tax benefits would be guaranteeing a donor's claimed income tax deductions.
The plaintiffs failed to show Second Chance made false claims or had a duty to disclose information it may have known about audits of other donors, "let alone that Second Chance possessed fraudulent "intent" in connection with any alleged representation or omission," the nonprofit's court memo said.
The lawsuit was dismissed against both Second Chance and NoVaStar in August 2019.
But publicity about the allegations continues to hurt Second Chance's ability to attract donors, especially those considering donating a home, Foster said.
When they hear about the lawsuit, he said, "that person is most likely to say, 'I'm going to move on and forget about that as an option.'"
After the lawsuit was filed, building donations fell as much as 25 percent, Foster said. The nonprofit has been able to win back some donations by working to rebuild its reputation, he said.
While house donations have been down, business has been up on the retail side as donations and sales of furniture and housewares has picked up as people focused more on their homes and remodeling during the pandemic, Foster said.


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Every artist in whatever form is entitled to the exclusive use of his creation and to enjoy any monetary gains made from the public display or performance of his work. Under Act 690, all creative artistes are entitled to copyright protection if their work falls under any of the works stated in Section 1 of Act 690. Section 1 of Act 690 states:
"An author, co-author or joint author of any of the following works is entitled to the copyright and protection afforded to that work under this Act
(a) literary work,
(b) artistic work,
(c) musical work,
(d) sound recording,
(e) audio-visual work,
(f) choreographic work,
(g) derivative work, and
(h) computer software or programmes"
Per section 1(2) of Act 690 A work will be afforded copyright protection in Ghana if
- it is original in character,
- it has been fixed in any definite medium of expression now known or later to be developed with the result that the work can either directly or with the aid of any machine or device be perceived, reproduced or otherwise communicated, and
- it is
(i) created by a citizen or a person who is ordinarily resident in the Republic,
(ii) first published in the Republic and in the case of a work first published outside the Republic is subsequently published in the Republic within thirty days of its publication outside the Republic, or
(iii) a work in respect of which the Republic has an obligation under an international treaty to grant protection.it is original; made in a fixed medium possible of reproduction; made by a citizen.
Once the works in question satisfies the criteria as stated above the owner of the work is entitled to copyright protection and the enjoyment of the moral and economic rights that come with copyright protection.
Under the Berne Convention for the Protection of Literary and Artistic Works (Berne Convention) of 1886 of which Ghana is a signatory, Article 11bis, music right holders have the exclusive right to authorise,
- the broadcasting of their works or the communication thereof to the public by any other means of wireless diffusion of signs, sounds or images;
- any communication to the public by wire or by rebroadcasting of the broadcast of the work, when this communication is made by an organisation other than the original one;
- the public communication by loudspeaker or any other analogous instrument transmitting, by signs, sounds or images, the broadcast of the work.
These set of rights form part of our laws in Ghana, and is reproduced in Sections 5 and 6 of the Copyrights Act 2005, Act 690.
Section 5 of Act 690 grants the author of protected copyright work, the exclusive economic right to do or authorise the doing of the following;
(a) the reproduction of the work in any manner or form,
(b) the translation, adaptation, arrangement or any other transformation of the work,
(c) the public performance, broadcasting and communication of the work to the public,
(d) the distribution to the public of originals or copies of the work by way of first sales or other first transfer of ownership, and
(e) the commercial rental to the public of originals or copies of the work.
The learned author Andrew Amegatcher in his book 'Ghanaian Law of Copyright' at page 26 describes economic rights in this manner,
"Economic rights are the rights of exploitation of the work and the resulting right of receiving remuneration there from. The creation of a work will not itself generate income for the author. It is the exclusive right it gives to the author to exploit his work . . . and to receive appropriate remuneration which makes copyright a commodity which can be bought, sold or transmitted to others by will. The economic exploitation of one's work involves the author in many forms of licencing agreements."
Per section 6 the author of protected copyright work has the sole moral right
"(a) to claim authorship of the work and in particular to demand that the name or pseudonym of the author be mentioned when any of the acts referred to in section 5 are done in relation to the work, and
(b) to object to and seek relief in connection with any distortion, mutilation or other modification of the work where that act would be or is prejudicial to the reputation of the author or where the work is discredited by the act."
To aid artistes fully enjoy the economic rights associated with their work, Act 690 allowed for the creation of various associations to collect the monies due to artistes from their work.
Section 49 of Act 690 provides which is the basis on which artistes were allowed to form associations of their choice states:
"Section 49. Collective administration societies
(1) Authors, producers, performers and publishers may form collective administration societies for the promotion and protection of their interest.
(2) A collective administration society may, acting on the authority of the owner of a right, collect and distribute royalties and any other remuneration accruing to the owner.
(3) The Minister may, by legislative instrument, make Regulations for the formation, operation and administration of societies."
By: Kwabena Frimpong Mensah Esq and Adwoa E Paintsil Esq


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Top 20 Sketchfab 3D Models for 2021
Members of The Rookies love using Sketchfab to showcase their 3D models. Dig into these Top 20 projects and get inspired to upload your own!
Sketchfab is empowering a new era of creativity by making it easy for anyone to publish and find 3D content online. With a community of millions of creators who have published millions of models, Sketchfab is clearly the largest platform for immersive and interactive 3D that we recommend you should be a part of.
Members of The Rookies love using Sketchfab to showcase their 3D models. Dig into these Top 20 projects and get inspired to upload your own!
Created by SadViscachaStudio
Arid is a gritty, open world survival experience that challenges players in surviving the most arid place in the world. This is a student project from third year students at Breda University of Applied Sciences. The current quality of work has been achieved in 18 weeks. The game is currently available on Steam.View Sketchfab Model
Collection of Environments and Props
Created by Silke Van Der Smissen
This is a collection of environments and props I made throughout the year. All ranging from September 2020 to now (April 2021). I have a huge love for visual storytelling, and hope that that carries through all of my projects. Feel free to let me know what you think!View Sketchfab Model
Yano Claeys - Entry 2021
Created by Yano Claeys
Hi there! I'm Yano Claeys, a 3D character artist with a passion for medieval and fantastical characters. I'm currently at the end of my second year at Howest DAE. Looking for an internship februari 2022. Hope you enjoy my work, Cheers!View Sketchfab Model
Stylized 3D Projects
Created by Meltem Özçelik
My personal work from the past 5-6 months. Ranging from characters, props and environments.View Sketchfab Model
My Props & Environment of 2021
Created by Mattias Van den Saffele
Hi Everyone! I am a last-year student from DAE located in Belgium, between all the lessons and my internship I managed to create some side projects. I Like to create these super realistic props and present them in a little scene to kinda showcase my work's quality and what's possible with them.View Sketchfab Model
Next-Gen game ready assets and environments
Created by Dennis Welling
This entry shows the projects I've worked on most recently. They illustrate my love for realism, games and the combination of both.View Sketchfab Model
Château d' Ardennes & Keppler Vintage Fan
Created by Adam Dencker
Hello, I'm Adam. I'm a Props & Environment Artist currently studying at The Game Assembly. Welcome to my entry for The Rookie Awards 2021! This year I chose to include 2 of my most recent projects from the past 7 months: "Château d' Ardennes" and the "Keppler Vintage Fan". Enjoy!View Sketchfab Model
My 3D Characters and Props
Created by Gia Han Lam
Hello! This is my entry for the Rookies 2021, I am currently a student aiming to become a Character Artist! Here are my characters and props, thank you for looking!View Sketchfab Model
Environments and Assets - Collection
Created by María Martínez
Welcome to my Rookies 2021 entry! In this post I would like to showcase the art projects I have been working on during the year 2020-2021.View Sketchfab Model
Props for realtime cinematics
Created by João Desager
Hey! I'm João, a second year student at Howest - Digital Arts and Entertainment. This is a collection of what I've been working on over the past 6 months.View Sketchfab Model
Plane Hangar - UE4 Environment
Created by Moreau Clément
Here I present you my work of the last 2 years at DAE Howest. My goal was to make a realistic environment to showcase my prop arts. It was rendered in real time, using Unreal Engine 4.25 raytracing features.View Sketchfab Model
Leo Newman's Digital artwork
Created by Leo Newman
This is all of my 3D work from the past year.View Sketchfab Model
3D Character Art for Games 2020/2021
Created by Tristan McGuire
Collection of game ready characters produced as both personal and university projects.View Sketchfab Model
Cozy 3D Scenes
Created by Margot Vandenbussche
Hello! my name Is Margot Vandenbussche, an 19 years old student from Belgium. Welcome to my Rookie Entry for this year! As a second year student I'm happy to show some of my projects from this year and last year. All these projects are made during my studies within DAE (Digital Arts & Entertainment), a wonderful schoolView Sketchfab Model
Stylized Character Models
Created by Alexander Cruz
2 models that I'd like to show off. I finished these characters quite recently and I am excited to show my artistic progress.View Sketchfab Model
FX Reel - Bernat Fibla
Created by Bernat Fibla
Hello to everyone ! This is my first FX reel, and also my first entry to the Rookies Awards.View Sketchfab Model
Of Zelda and Cats
Created by Catharina Broes
Hello there! My name is Catharina Broes, I am 20 years old and I'm a second year student at the Digital Arts and Entertainment. This year was my first experience using Zbrush and I wanted to get some insightful feedback from all kinds of people. Hope you enjoy!View Sketchfab Model
Created by Florent Boston
Shoot your astral arrow to solve the fascinating puzzles of a mysterious celestial world. In a calm and timeless atmosphere, reflection and concentration will be the keys to victory. An experience available in virtual reality!View Sketchfab Model
Jasper Moens
Created by jasper moens
Hey, I'm Jasper Moens, a 3D environment artist. Bringing my imagination to life is the best there is, I hope you enjoy my work.View Sketchfab Model
My journey at Animum Creativity Advanced School
Created by Juan Carlos Mesa Machín
Hello there! I'm currently studying a Master Degree in 3D Character Modelling at Animum Creativity Advanced School. We'll finish next October so I decided to drop here some of the works I've been creating for the last year. The latest ones aren't finished yet, although I'd like to show at least some WIP images.View Sketchfab Model
If you haven't done so already, head over to our friends at Sketchfab, check out their community and start uploading some of your own amazing models and bring them to life.


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Our Story
The Bass Tank was founded in 2018 by two experienced fisherman, John Soukup and Scott Palmer. It began when John had a Garmin unit installed on his boat and it was not installed correctly. Scott, who is an engineer by trade, ended up helping John by properly reinstalling the units on John's boat. It became clear to them that many other anglers have had similar issues and they began to brainstorm how to become a part of the solution.
As fisherman themselves, the ultimate satisfaction for The Bass Tank comes from assisting customers in catching more fish. This is accomplished by getting them the right equipment, with the correct installation, and teaching customers how to leverage their new toys to put more fish in the boat.
The Bass Tank Difference
There are a lot of fishing electronics companies that sell the same products we do, but there are few irreplaceable elements that The Bass Tank offers that enrich your fishing experience and that the big box stores can't ever hope to match.
On-demand help from our team of passionate anglers from our HQ in Sapulpa, Oklahoma
Professional electronics and equipment installation services that are optimized for your boat and fishing style
On-the-water training with expert technicians that help you master your equipment and enjoy more time on the water
Meet The Bass Tank Team
John Soukup
John has been fishing all of his life. He grew up on a koi farm, frequently fishing with his father who is an avid fisher. John is very passionate about the sport and feels its a part of who he is. He believes there is a feeling of tranquility that comes with being on the water that gives him a sense of home. John has accumulated approximately over 1,000 hours with his livescope alone, making him very knowledgable in the field. John lives, sleeps and breathes fishing and hopes to instill this in all of his customers.
Scott Palmer
Scott grew up on a fish farm but began fishing when his father would take him to fish in local ponds and creeks. It wasn't until Scott was in high school when he was introduced to lake fishing by a close friend. Over the years he has logged countless hours using and troubleshooting electronics, making him a very knowledgeable fisherman.
Zeke Anderson "the Hype Man"
Sales Representative
Zeke has been passionate about fishing since he was a little boy fishing with his father. As he got older, he began enjoying fishing for crappie and has been fishing for them for the last 8 years, logging over 1,000 hours on the water using his Garmin products. Zeke enjoys taking customers out on the water and showing them how to catch fish like never before. He is hyped up about fishing and hopes to instill the same excitement into other fishermen.
Austin "AJ" O'dell
Sales Representative
AJ began fishing tournaments at the age of six with his dad. At the age of thirteen, Austin joined the Stillwater Junior Bass Team where he competed for four years. He then began fishing the OBN as a non-boater fisherman where he made two regionals with the Oklahoma state team. In 2017, he began fishing as a boater and started competing in the FLW BFL okie division. Austin has spent the last 19 years putting forth every effort to become a professional angler and is now working with lifelong friends at The Bass Tank.
The 3 Pillars of The Bass Tank
From the founders to our sales team and everyone in between, every member of The Bass Tank shares an unquenchable passion for the physical, emotional, and spiritual enrichment only fishing can bring.
Call it an old-fashioned notion, but we believe that our secret to success is the trust-based relationships we build with our customers and the unbeatable support we consistently provide.
Whether you're on the pro circuit or a weekend angler, we're with you every step of the way providing service, training, and educational content that helps you enjoy more time on the water.


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- Tiger-Universe
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The processing of your order, the manufacturing of your products and the delivery (Offered) requires a delay of 7 to 12 working days maximum. We make every effort to ensure that you receive your order as quickly as possible in order to satisfy you as much as possible.
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Paul Hornung Signed Jersey Authentic Packers – COA JSAGo Back
Out of stock
Men loved him, women wanted to be with him. Paul Hornung has lived a charmed life. Blessed with signature dimples and that curly hair, he was a Saturday matinée idol at Notre Dame and Sunday delight in Green Bay and was one of football's first heartthrobs. The likes of Jim Brown, Bert Jones, Troy Aikman and Tom Brady made women's knees wobble. But the true original was Paul Hornung.
Hornung autographed this original Champion Vintage Collection (Throwbacks) Packers jersey on the back number in the black felt tip ("9"). The jersey has a 1966 Super Bowl patch on the chest and is new old stock with store tags still affixed – size XL.
Authentication: JSA Basic Cert & Sticker
Additional information
|3 lbs
|Autographed Item
|Character Family
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