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The initial 53-man rosters were created around the league. One of the cascading effects of the cuts from 80 players to 53 players for each of the 32 clubs in the NFL is that the exemption wire is flowing with a massive influx. Every player with less than four seasons due in the NFL is available to claim a waiver by any other team.
The Detroit Lions are currently ranked second in priority in waiver claims. It depends on the draft order (before the traded choices) from the previous draft. Only Jacksonville Jaguars can claim any player before the Lions get a chance.
Claiming a player means they are immediately added to the active roster, which also means that lions will have to cut someone who is currently on the 53-man roster to make room (or move someone to IR). They should remain on the active roster for the first week, according to this week's NFL media release,
If a player is assigned to the club via waivers at any time, the club shall count the player on its active roster for at least two business days and prohibit the circulation of that player unless he is an active/inactive club member roster for one season, regular season game or for seven Calendar days, whichever occurs first.
Here are 10 players eligible for concessions the Detroit Lions should consider grabbing.
The Lions got to see Weatherford up close and personal in joint training sessions with the Indianapolis Colts. The LB rookie from Miami (Ohio) did well against the Lions and also showed off picking up a pass in a pre-season game with the Buffalo Bills. Weatherford is switching from college safety to NFL LB and has the speed and coverage instincts that fit someone who's played DB.
The Raiders quickly surrendered Leatherwood, the 17th overall pick of the 2021 NFL Draft. That's right – the first-round pick was abandoned just one season ago by a team that doesn't already have a proven in-house replacement.
Leatherwood didn't do well in his first year in the NFL, splitting between right tackle and right guard, there's no doubt about that. It was a penalty shootout show of poor footwork and a lack of confidence. But there are physical gadgets Lions OL coach Hank Fraley can work with, and the Lions doesn't need to play Leatherwood in 2022. The swing intervention is one place the Lions attack can use some reinforcements.
Watts must be a household name for black fans. He's been dealing with the nose of the NFC North rival Vikings for the past three years and has had two of his best career matches against Detroit.
The Vikings decided they wanted to get faster in the position with a new coaching staff, so Watts became a strange man. Selected in the sixth round of 2019, he's got the length and handling power on the defensive inside – a position where lions are scarce at proven depth.
Junior failed to make the Jacksonville Jaguars as an unpolished rookie. But he's a player the Lions know well since Senior Bowl week, where producer Ouachita Baptist demonstrated speed, ball skills and a bitchy attitude. Junior played well in the pre-season games against Cleveland and Pittsburgh.
Claiming it means pushing someone away and that's more valuable than that needs to be taken into account for Junior, but he's a young player who holds some promise in a position where Lions always need more of that.
The list of QBs available in the concessions isn't as attractive as most Lions fans would hope, but Mond is probably the best mix of up-and-coming talent and a talent match for Detroit. The selection of Minnesota in the third round of Texas A&M in the 2021 NFL Draft quickly led to it welcoming two different disciplines.
Don't expect this to happen. Mond was not fascinated by black as a prospect heading into the 2021 draft and did little to change that view. But the Lions No. 2 QB is bad, and that might be enough to impress a brilliant passerby sometimes but often as erratic as the Mond.
Blair was abandoned by the Seahawks after three injury-ridden seasons. In the second round of Utah in the 2019 NFL Draft, Blair played well as a rookie before his first countless injuries.
With Lions conceded/injured safety CJ Moore, there is an opportunity for a severe safety with some covering skills and special teams ability—even with Blair's legitimate durability concerns.
Agim was a selection for the third round in 2020 by the Denver Broncos. Much like Detroit's Julian Okwara from the same draft year and tour, Agim showed real talent in the NFL when he was on the field, but keeping him on the field was a problem. He's dominated Denver pre-season games and has a body type and playing style that fits in well with the Lions' 4-man front.
Harris was a surprise cut by the Rams, who drafted the athletically talented receiver in the fourth round in 2021. Much like the lions' cast, Devin Funches, Harris straddles the line between TE and WR. He's doing it in a less polished style – he didn't play football until college – but a lot more sports than Funchess did, and he still has an improvement in growth.
Pinnock was a fifth-round pick in 2021 by the Jets outside of Pittsburgh, where he played Cornerback. New York tried to turn him into a safe place with some success – he started three games late in the year and held up fairly well. With the uncertain health status of Ifeatu Melifonwu, who does the same spot transition in Detroit, Pinnock is a natural apple-to-apple alternative if "Iffy" goes IR.
Woodside has been around for an unusually long time for a player to still qualify for waivers. Originally a seventh-round pick from Toledo in 2018, he bounced between Cincinnati and Tennessee and played moderately. Woodside is the bigger and better athlete than David Blow and he's a consistently more accurate pass, though like Blough is guilty of blunder at times – watch the Titans play pre-season with the Ravens.


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The wait for the classics is over as the remastered version of the original Angry Birds game is now available all across the world on Android and iOS devices! This was indeed not an early April Fool's Prank as many suspected but Rovio stayed faithful to the release date they had announced. The game's description says- "Rebuilt from the ground up, Rovio Classics: Angry Birds is a faithful remake of the original Angry Birds game that took the world by storm!"
The remastered version of Angry Birds comes as a premium title for the players
This remastered version of Angry Birds features the 8 original episodes including 390+ levels, the original characters (including Might Eagle for no extra cost), no ads, and no IAPs. However, one cool detail that leads to quite a bit of speculation is the game's title. Rovio Classics: Angry Birds seems to imply that this is actually a whole series, of which Angry Birds is just a part.
This means that other old titles like Angry Birds Space could also be making a return under the Rovio Classics series. Rovio had previously announced this project last year and apologized for going down the dark route of ads and annoying monetization systems (although they still are releasing titles that have those so not a lot has changed).
That being said though, for the low price of $0.99 (or the equivalent in your own currency), you can relive the past once again in all of its glory without any annoying ads or microtransactions being forced upon you. All said and done, Rovio Classics: Angry Birds is now available to download both in the Google Play Store for Android devices and the App Store for iPhones and iPads.
For more Mobile Gaming news and updates, join our WhatsApp group, Telegram Group, or Discord server. Also, follow us on Google News, Instagram, and Twitter for quick updates.

subset: commoncrawl


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Alex Rosenberg, August 7 – Have you been paying too much for gasoline? The culprit might be corn. But a shift by the Environmental Protection Agency could alleviate the situation.
In an attempt to spur usage of biofuels, the EPA mandated that refiners blend a given amount of ethanol into gasoline. That requisite number of gallons of renewable fuels required has risen over time, and is set to rise further.
The problem is that fuel consumption is falling. And since the law enacted by Congress simply requires more gallons of biofuels to be used (rather than requiring a certain percentage of biofuels in each gallon), declining gasoline usage makes it difficult to blend in the growing amounts of ethanol required.
This is because few cars on the road can safely take gas with more than 10 percent ethanol, leaving refiners searching for another solution.
So to substitute for additional ethanol, refiners have bought Renewable Identification Numbers, known as RINs. These RINs have become a new input cost for gasoline, and they have been rising in price. Many have worried that as the standards for the amount of biofuels needed increases, the situation will become worse, driving the cost of RINs yet higher.


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Legit Marketing Academy: $3,990.00
Brief Summary:
There isn't much to say about Jon Penberthy's – Legit Marketing Academy package other then it'll have you forking over a lot of money for average materials. Whether you pursue Jon's products and/or services. No doubt, you will learn a new thing or two regarding online marketing which will enhance your online business advertising skills, no matter what the circumstances are. But before you continue reading.
ARE YOU ON A SHOE STRING BUDGET ~ Get Convenience & Results That You're Looking For Online…
Well, here it is. A simpleton's testament, regarding Jon Penberthy. And more specifically, his Legit Marketing Academy Program. A by-product from Jon Penberthy Marketing, Ltd.
This read will have nothing to do with his other schemes including: Expert Accelerator; Tube Traffic Training and/or Ad Value Training's etc.
That can be saved for another post, possibly in the near future. I don't claim to have a 100% understanding, or more along the lines of actual hands on experience with Legit Marketing Academy's resources.
Because, I'm not stupid enough to buy into his overbearing $3,990.00 (USD) ridiculous cost for Legit Marketing Academy.
What is Legit Marketing Academy? First and foremost, it's a sales squeeze page offering a variety of resources for a chunk of cash.
I will give my honest opinion of Legit Marketing Academy and try to come across objectively as possible. So here goes nothing.
Table of Contents
Jump to…
# Legit Marketing Academy Review
# About Jon Penberthy
# Legit Marketing Academy Training Program
# Is Legit Marketing Academy a Scam
# Pro's VS Con's
# Comments
Legit Marketing Academy Review
*Parent Company: Jon Penberthy Marketing, Ltd
*Brand: Legit Marketing Academy
*Alternate Known Names: Access LMA
*Domain Name: https://www.accesslma.com
*Domain Age: 08th/May/2019
*Hosting Registrar: GoDaddy.com, LLC
*Launch Year: 2019
*Domain Authority: 11/100
*Linking Root Domains: 45
*Ranking Keywords: 1
*Spam Score: 0%
*Website Asset Value: Not enough web traffic to determine
- Lakesview International Business Park, 10 Stoneway, Hersden, CT34GP
- Lombard House Office 309, 12-17 Upper Bridge Street, Canterbury, Kent CT12NF
- John Penberthy Marketing, Ltd, Unit 0, 10 Stoneway, Lakes View International Business Park, Canterbury, Kent, CT34GP
*Founder: Jon Penberthy
- email: firstname.lastname@example.com
- email: firstname.lastname@example.com (for refunds)
*Social Media Presence:
- Facebook – @JonPenberthyPage | 42,969 likes, 44,283 follows
- YouTube – Legit Online Marketing | 7.66K + subscribers
- LinkedIn – Jon Penberthy | 11+ connections
- Instagram – jonpenberthy | 15.1K + followers
*Services Offered:
- Online Marketing Courses Including Facebook Ads, YouTube Ads
- A Mastermind Group
- Ticketed Live Events (Offline)
- Both Free & Paid Resources
- Coaching
*Community Size: 3,383+ members
*Payment/Payout Currency: United States Dollar (USD)
- $3,990.00 or
- $1,995.00 with coupon code (halfpricenow)
*Affiliate Program: Says there is one but may not be presently active
*Up-sells: Likely
*Training: 70.37%
*Support: 53.08%
*Website: 61.07%
*Software Tech: 56.45%
*Success Stories: 39.90%
*Verdict: Mediocre content for an expensive price tag
About Jon Penberthy
I know I've seen Jon Penberthy somewhere before prior to having no choice but to view one of his YouTube advertisements during YouTube browsing. But, where exactly did I see him before?
Ah. That's right. I previously published some content about service called Wealth Dragons and Jon Penberthy has an account there. Jon advertises his person, along with the 'Market Yourself On YouTube' product for $11.99
Which makes sense I guess, because Wealth Dragons are a UK based company where Jon was born.
So who is Jon Penberthy exactly? What I can tell you is that Jon is an entrepreneur, diving head first into all kinds of ventures online.
Usually to do with the marketing aspects of business. Because Jon has been doing this so confidently for a few years now. He has developed quite a few decent programs and resources scattered throughout the web.
He has multiple brands gaining traction, so as long as he remains in the light by offering legitimate services and product. No doubt, Jon will continue to grow his name on a global scale.
A little background:
Jon Penberthy is an entrepreneur that classifies as a live mentor, coach and versatile marketer.
He and his wife (Amy). Got hitched back in 2017 and together they live out there days in Canterbury, United Kingdom.
During his younger years, Jon was seen as the class clown and was regularly punching on with other hardened Brits during recess.
It's possibly that this kind of behaviour lead him to becoming a chef of all things.
Mr. Penberthy went to college to study catering. Simultaneously he was conducting his own side hustle of buying and selling via eBay around the time.
The minor success he'd achieved with that business model projected Jon on the path to online marketing stardom, where he's racked up some extensive knowledge on the rather diverse topic.
Legit Marketing Academy Training Program
Did you check out Jon Penberthy's Legit Marketing Academy sales squeeze page attempting to siphon almost 4 grand out of your pocket.
You won't find it under the domain name 'Legit Marketing Academy'. That domain will take you to Jon's Expert Accelerator – Training Calls program.
To find the Legit Marketing Academy you're probably better off searching for: Access LMA.
My first impression looking at the offer is that it looks professional and safe with a 256-bit encryption. But, I've seen dozens of people offering similar courses and incentives claiming they are worth so much in value, but dropping the price tag to a few thousand dollars.
Is Jon Penberthy's Legit Marketing Academy an exception to the rest? Possibly! But heck, I will not be paying that much because I know how rough the game is no matter how good the material offered actually is.
Let's summarise the personal values of Jon's resources withing Legit Marketing Academy.
- 6 Part Intensive Training Program: Value = $2,997.00
- Bonus Module 7 – Revenue Maximisation: Value = $997.00
- 6 Weeks Live Q & A Calls: Value = $3,997.00
- 3 Done For You Marketing Machines: Value = $1,500.00
- 7 Figure Webinar Secrets: Value = $997.00
- Quick Launch Facebook Ads: Value = $500.00
- Quick Launch YouTube Ads: Value = $500.00
- Private Student Own Mastermind Ground: Value = $0.00
- Partner Program Training And Funnel: Value = $0.00
Tally the figures and it will spit out a head swelling $11,488.00 worth of delusion of grandeur.
But wait, as a marketing tactic he drops the price to $3,990.00 and if you use the code word 'halfpricenow' you can join for $1,995.00
Let's get real big guy. I'd value the whole package to a maximum of $199.00 at best. Make the necessary changes Jon and then we'll talk dollars and cents!
Is Legit Marketing Academy a Scam
Scam? No. Overpriced? Yes! Legit Marketing Academy isn't a scam. Just sits at a mediocre tier level.
These sales funnels used are BS, because you never get a proper glimpse at the resources offered unless you hand over your credit card details.
Most products won't refund you regardless of there risk free 30-day money back guarantee. As soon as you access the content offered, you normally waive any right to claim a refund.
Albeit, you need to partake in all the training without having made any profits to be granted your full/partial refund.
Would I use Legit Marketing Academy to try to build out a successful online business? Nope. I would find a cheaper alternative that is higher in value, without the grandeur. Which by the way, I have found.
'CLICK HERE' if you'd like your eyes to gander at some of my personal results that you could out do.
So Legit Marketing Academy is all about marketing your business right. A lot of that stuff can be found for free by searching YouTube and Google SERP's anyways. Just may take a little longer to access specific quality sources.
There's always a possibility to find better content, or differing views of doing the same processes as Jon's, which could end up being more beneficial and cost-efficient in the long run.
Final Word
- A full 30-day money back guarantee.
- You can purchase the course as young as 13 years old.
- You get a couple of resources rather than just one item.
- Your marketing game would improve nonetheless.
- The live event tickets are not refunded.
- Way too expensive for the majority seekers looking to earn income online.
- Uses a sales funnel squeeze page without letting you seeing the actual course content or criteria that you're buying.
- Jon Penberthy isn't all that well recognisable for his work. Maybe in the UK he has a name.
I would like to say that Jon Penberthy has what it takes to build a big name for himself. He shall gradually get more exposure in the future.
Jon is one of the many, make money online (MMO) schemers trying to promote these so called six-figure business model opportunities.
Which is actually a rare thing for anyone to accomplish online. Even with those bold claims, many are misleading.
It's that simple to claim you've earned six figures, even I could boastfully lie within my content. I don't beat around the bush. Even you could type in your own blog posts that you've earned six figures using a secret formula, or some sort of push button nonsense you're selling.
My only criticism with Jon Penberthy is he shouldn't have created a bunch of different products and services and sold them all over the place.
He probably should have compiled all of his online assets into the one definitive location. To me it looks like he's trying to crack as much income as possible from every angle he can find.
This method is normal or these so called guru's. Although, it can be tough on some searchers not knowing where and how to track Jon's product listings.
I Don't Know About You. But, I Prefer Learning & Implementing Training By Using 1 Platform That Has An Abundance Of Tools & Creative Resources. Reliability To Get Me From A – Z In This Hostile World Of MMO. How About It Then. Here's Where YOU Can Have Your MMO Guidance From One Location.
If you're not feeling confident about Jon Penberthy and his marketing methods of madness. I can only suggest transferring you to a compelling Affiliate marketing platform that ticks all the approval boxes. If you want to read about it, here you go.
An Affiliate Marketers Refuge
Jon Penberthy reeks of optimistic charm. But, is that just a front, trying to cover up the fact about his mediocre products? Do you want to address your thoughts on the Legit Marketing Academy topic? Please do so below in the comments. Don't forget to like and share via social links.
Legit Marketing Academy uses a sales funnel process to rake in those so called millions, ha ha…


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Xenon· Registered
19,249 Posts
Discussion Starter · #1 ·
Your not fat because you eat McDonalds everyday.... your not fat because you scarf down cookie dough like potato chips.... no no no..
Blame it on the Ice Age.
Blame it on the Ice Age.
http://msnbc.msn.com/id/6885161/site/newsweekDarwin's Revenge
Why are we getting fat? Because our genes date from the last Ice Age.
By Fred Guterl
Of nature's many guises, winter at the Arctic Circle would have to be one of the least subtle. It's hard to imagine that humans would have survived generations of frigid climate without some adaptation giving them a way to cope. Scientists have in fact postulated a "thrifty genotype" that some humans acquired 30,000 or so years ago during their migration from Asia, across a land bridge at what's now the Bering Strait, to North America. These genes may have given cold warriors an ability to store fat and metabolize it sparingly, a handy trait for the dark, cold months when food is scarce.


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The GMA Consult Group reminds our subscribers that Act No 7280 comes into force in Brazil from June 2021. The Act 7280 replaces act 2220 and amends Telecommunications Products Reference List as well as determines new rules for renewal procedure.
Thus, in the new Act you can find the Telecommunications Products Reference List that determines products that are required to pass the conformity assessment procedure in the form of certification or declaration.
The Act also extends the time of periodic assessment from one year to two years and from two years to three years.
Now the certification procedure must reflect the evaluation of the factory management system and should be based on type testing with periodic evaluation of the product (scheme 5).
The full text of the Act # 7280 you can find here.
The information has been prepared by the GMA Consult Group team.
GMA Consult Group provides a full cycle of international type approval and global market access services for IT, Telecom, and industrial electrical products in all countries throughout the world. With proven expertise in worldwide regulations, compliance, certification, and conformity assessment, GMA Consult Group can help your company speed up the access to any market with almost zero efforts from your side.
Need your own guide to the world of certification and approvals? Don't hesitate to contact us via email@example.com.
Join our mailing list to stay
up-to-date with the latest global markets insights and regulatory news
Join our mailing list to stay
up-to-date with the latest global markets insights and regulatory news


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Gorgeous land with mountain views! Property adjoins Mountain Shadows neighborhood! Perfect to build your dream home or divide and have multiple homesites. Must be stick built, min. sq.ftg, no modular,or mobile homes allowed. Call today for more info!!
Courtesy of: Ann Chilton Realty, Inc. Attribution contact: 336-983-9000 | 336-817-4275 Properties marked with the Triad MLS icon are provided courtesy of the Triad MLS, Inc.'s, Internet Data Exchange Database. The information being provided is for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright 2022 Triad MLS, Inc. of North Carolina. All rights reserved. Updated: 2nd February, 2023 10:25 AM (UTC)


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Basic dental care is necessary to preserve the look, functionality and durability of your pearly whites. It is a mistake to assume brushing and flossing are all that is necessary for basic dental care. Visiting the dentist is another essential element of caring for your teeth and gums. Rinsing with mouthwash has also become another fundamental component of tooth and gum care.
Here is a closer look at basic dental care.
Brush the Proper Way
Brushing your teeth is not exactly akin to launching a rocket into outer space yet plenty of people flub this important component of basic dental care. People tend to rush through their daily brushings or slack on their technique. It is imperative that you brush your teeth at least two times per day. If possible, go ahead and brush after lunch as well as breakfast and dinner.
Brushing after lunch is especially important for those who have suffered from periodontal disease or cavities. Your brushing sessions should last two minutes. Spend about 30 seconds in each quadrant of your mouth. Hold your brush at a 45-degree angle to your gums. Clean the entirety of your teeth including your tongue, gums, the roof of your mouth and your cheeks.
Finally, make sure your toothbrush has soft bristles. Soft bristles are not a threat to your teeth, gums or restorations like the hard variety. Replace your toothbrush every two to three months to ensure the bristles are adequately cleaning bacteria, food particles and other gunk off your teeth.
Floss the Right Way
Flossing correctly is an art form. Once you perfect your technique, you will enjoy a thorough tooth and gum cleaning that makes visits to the dentist's office go that much smoother. Use two long pieces of floss for your upper teeth and lower teeth.
Use a separate portion of each piece of floss to pluck out all the built-up gunk between your teeth and gums. Move the floss in the shape of the letter "C" as you clean between the gum line and the tooth. Try to pressure the floss against your teeth as opposed to your gums.
Finish Your Dental Care Routine With Mouth Rinse
Cap off your morning and evening teeth cleaning sessions by swishing with a mouth rinse. Choose a mouth rinse that is anticavity, antibacterial and fluoridated for the utmost protection. Rinsing with mouthwash will also make your breath smell fantastic.
Basic Dental Care Includes the Dentist's Professional Analysis and Cleaning
Basic dental care is incomplete without the assistance of an experienced dentist. Meet with your dentist at least once every six months. This frequency of visits gives your dentist the opportunity to examine your oral health. You will also receive a deep cleaning to wipe away all of that built-up plaque, tartar and other grime that has accumulated.
Keep in mind your daily brushings and flossing cannot clean all of this gunk off your teeth. You need your dentist's specialized tools for a thorough clean.
Call (602) 438-9245 to schedule an appointment with South Mountain Family Dental in our Tempe dental office.


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Young women most at risk are least likely to be offered HPV vaccineBMJ 2014; 348 doi: https://doi.org/10.1136/bmj.g2190 (Published 18 March 2014) Cite this as: BMJ 2014;348:g2190
Young women most at risk of developing cervical cancer are the least likely to have been offered the human papillomavirus (HPV) vaccine or to have completed the course, according to a survey of women attending sexual health services in England.
In the journal Sexually Transmitted Infections the researchers said that higher risk individuals need to be better targeted to boost uptake of the vaccine, which is below the 80% level needed to make a significant difference to cervical cancer rates.1
In 2008 an HPV vaccination programme was introduced in the United Kingdom for girls aged 12 to 13 in the UK, with an accelerated catch up programme for 14 to 18 year olds.2 The vaccination programme is funded by the Department of Health and is delivered mainly through schools.
Researchers surveyed 2247 women aged 13 to 19 attending sexual health clinics in 19 hospitals and 13 community services across England in 2011. The survey respondents had higher than average rates for this age group of risk factors for cervical cancer, including smoking, first sex under the age of 16, and previous sexually transmitted infections.
The survey found that 74% of respondents had been offered the vaccination, mostly in schools. But the proportion was lower in London (66%); among those who were not white (64 to 69%); 17 to 19 year olds (67%); smokers (69%) and those with a previous sexually transmitted infection (63%). Among women not in education, employment, or training the rate was only 49%.
Two thirds of those offered the vaccination took it up, but completion rates were significantly lower among those in the higher risk groups. Over half of those who refused the vaccination said they might have accepted it if they had been better informed about its purpose and 22% said they had not been followed up.
Although the Department of Health set no explicit targets for vaccine take up, modelling work predicted a significant impact on cervical cancer deaths with an 80% uptake of all three doses. Data from primary care trusts for the first three years of the programme showed that uptake was only 66%.
The authors said that women who are not in education, employment, or training should be a target group for the HPV vaccination programme. They also called for the HPV vaccine to be routinely offered to eligible women attending sexual health services.
Cite this as: BMJ 2014;348:g2190


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For increased productivity, it is imperative to ensure that the PC or the personal computer runs faster. Faster PC not only adds to the productivity of the company or enterprise but also boosts the efficiency of the individuals working with it. There are a number of ways by which you can expect to make your PC fast. Some of which are mentioned below.
Check available disk space in your system
To make a personal computer run fast, it is essential to check the space available in its hard disk. It is important to keep 15% of the HDD free so that the computer can run smoothly. In order to accomplish this you need to get rid of unnecessary programs, applications and files from the system. Without such action, the PC gets …show more content…
This is because, during the system initialization process if unwanted programs are executed then the start-up time is significantly diminished. You can change the system configuration of the computer and make relevant alterations in the start-up programs.
Disable programs that are running in the …show more content…
You can run a disk cleanup utility and clean ups your personal computer from unwanted files and releases space in the system. You can run the disk cleanup utility by going to the hard drive, select the properties option and then click on the Disk cleanup present in the general tab.
Run a disk defragment from time to time
It is advisable to use solid state drives also referred to as SSD's. These drives replace the system's HDDs enabling the system to be more secure and fast. Another vital step that enables the PC to run fast is to run a disk defragment. The disk defragmentation reconfigures the way the data is stored in the hard disk drive for increased efficiency. Defragmenting process is quite simple. Visit the My Computer, right click on the HDD, and opt for the properties, visit tools and then click on the option Defragment Now.
Keep the hard disk drives free from errors
For a faster PC download or gaming experience, it is all the more important that the hard disk drives of the personal computer is free from any errors. Checking this is quite lucid. All you need to do is to visit My Computer, right click on the HDD, select the properties option, visit the tools tab, click on the "check now" option under the error checking area. In the event when windows is unable to check the disks for error just because the disks are already in use then you require to click on the schedule disk check. This action checks disk as soon


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Cults, New Christianities and Religious Persecution in the Internet Age; a Q&A with Holly Folk
Holly Folk is an associate professor of Global Humanities and Religions at Western, and she is a historian who studies 19th and 20th century religion and culture. Her research addresses a variety of social movements that fall outside the "mainstream," including new religions, communes and utopias, anarchism, and alternative medicine.
Western Today recently sat down with her to chat about some of her more recent fields of study, including new and emerging sects of Christianity and how these "New Christianities" can be viewed by those in established sects.
Western Today: Your work studying these new and merging forms of Christianity – and when we say "new" we mean no older than about 200 years – is fascinating. How did you become interested in the study of religion in general, and these new branches of Christianity in particular?
HF: "I think my interest in religion is something of a function of innateness. Just as some kids are interested in music early on, I have always been intrigued by religion and culture. But I credit a lot of my interest to my mom. When I was nine, my mother started attending college as a continuing-education student. She would bring me to class and I read her textbooks. I was very inspired by one of her teachers, David Bromley, a scholar of new religious movements who now teaches at Virginia Commonwealth University. Reading about the Unification Church lit up my world. I was 14 years old at the time.
It took a while to find an academic pathway for this interest. As an undergraduate, I studied Asian religion (which is helpful now). For graduate school, I did American religion. My first book was on chiropractic, which I looked at in order to study the relation between alternative religion and healing. But serendipitously, in 2016 I visited the headquarters of the Church of Almighty God in Seoul, South Korea. They invited me to participate in online worship meetings, and I eagerly took up for the opportunity to do fieldwork. The project has expanded a lot, so that I am now working on a comparative study of 15 new Christian religions in the United States, East Asia, and Latin America. All the groups in my study have been targeted for holding beliefs that challenge mainstream Christianity."
Western Today: These "New Christianities" can be looked at by others with anything from disinterest to disdain to outright anger and outrage and even worse, and they are very often labeled as "cults." From the standpoint of your research, what is the difference between a cult and a new religion?
HF: "'Cult' is a perjorative word for a religion (or anything, for that matter) that we don't like. I don't see a qualitative difference between 'cults' and 'real religions.' All the things we associate negatively with controversial new religions – such as questions about finances, beliefs, or social control – we can find in mainstream religions, and in secular organizations as well.
And framing 'cults' as a distinctive category is hugely problematic, because it puts the cart before the horse. Any group labeled a 'cult' is assumed to be comprised by 'brainwashed' followers and led by a 'charismatic leader' who pathologically seeks to control them. Combined, these assumptions quickly generate a third – that 'cults' are inherently dangerous. This is a very sloppy way of thinking that lets people demonize religious minorities without actually knowing anything about them.
What makes a religion a 'new religious movement?' Time, mostly. Scholars in my field recognize certain sociological patterns associated with religious formation, like crises in leadership and changes in doctrines. These happen at a higher rate in the first decades of a religion's existence."
Western Today: Of course this is a matter of perspective, but in your view as a religious scholar, is there such a thing as a "bad religion?"
HF: "'Bad Religion' is a rock band from Los Angeles! Seriously, let me say that religions of all sizes and faith traditions do things all the time that I personally don't like. But it is important to distinguish between the criminal, the ethical and the aesthetic. In both mainstream and marginal religions, things may happen that are unethical but are not technically illegal. And a religion may have beliefs or practices that I, or you, might personally find distasteful, but to which members have no objection. These are important differentiations in thinking about the behavior of a controversial group.
We also need to distinguish things done by individuals who belong to a religion and acts committed by members at their religion's direction. This is important for both fairness, and to accurately understand the way violence can occur in religious settings. Statistically, the majority of Americans are either Roman Catholic or Protestant. And so it's technically accurate to say most murderers in the United States are either Catholic or Protestant. But it would be a stretch to argue that these religions were encouraging members to commit murder.
There have definitely been instances where members of religions have committed violent crimes. Yet in some of the most inflammatory cases, like the Peoples Temple, the Order of the Solar Temple, and Aum Shinrikyo, the majority of lower-ranking members were not aware of the destructiveness perpetrated by an elite hierarchy. I think these instances hold an important insight for your question – it means that in even the most controversial religions, many if not most believers will not be "dangerous." This definitely needs to shape how we think of religious difference."
Western Today: You have put a lot of work into studying La Luz del Mundo, one of the biggest denominations of these new Christianities in Latin America. Tell us about your work with them in Mexico, and how they fit into the religious landscape of a country still very much dominated by the Catholic church.
HF: "I was on research leave this past fall, and spent two weeks with LDM, at their headquarters in Guadalajara and then in Mexico City. Since 1924, La Iglesia de la Luz del Mundo (LDM) has been led by a succession of leaders who are recognized as modern Apostles, meaning they are appointed by God to lead the church, in the same way that Saint Paul was called in biblical times. Their belief that authentic Christianity has been restored, plus their socially conservative lifestyle, has led to comparisons sometimes being drawn between LDM and the Latter-day Saints (Mormons). I see some similarities in their commitment to community development and mutual aid, but I am even more interested in the cultural substrates that might set these groups apart. Among other things — you guessed it — the Roman Catholic Church is a much stronger foil in Mexico than in the United States, though Catholicism is also the largest religion in the US.
Internationally, LDM may have as many as 5 million members, mostly in Latin America. They represent about 1 % of the Mexican population, and also 1 % of Mexican-Americans. This makes them large enough to draw the ire of mainstream authorities. In Mexico, LDM has protested many instances of religious discrimination. There have been accusations of misconduct launched against past and present leaders of the church. The current apostle is right now being charged in an abuse case in Los Angeles. This is a serious issue. I am not involved in the case, but am aware that in pre-trial negotiations, the defense raised concerns about prosecutorial misconduct.
I lived with families from the church while in Mexico. My hosts are amazingly kind, sincere people. I hope very much that the court case is resolved soon."
Western Today: Similarly, you have been to Asia 11 times researching China's Church of Almighty God, which has been the target of what you called a complex and concerted disinformation campaign by the Chinese government. Why would the government take this position, and have these attacks on the group made it harder for you to be a neutral researcher and scholar when it comes to them?
HF: "The Church of Almighty God is one of several religions in Asia that I've been studying. The religion began in China in the 1990s. They believe that Christ has incarnated for the second time in the form of a Chinese woman, whose revelations have been compiled in a new scripture, The Word Appears in the Flesh. The leaders of the CAG were granted political asylum by the United States in the early 2000s, and they are believed to live in New York. In China, the CAG is listed as a "xiejiao" – a criminal organization that falsely uses religious ideas. This designation makes it illegal to belong to the group, but in my opinion the label is wrong on two fronts.
First, the members of the CAG are sincere believers, with an amazingly intricate theology. They are strongly Calvinist, meaning they believe in Predestination.
Second, while the Chinese government has accused them of a number of violent crimes, I and other researchers have come to believe the CAG has been falsely accused of crimes actually committed by people who had no affiliation to the church, and who often had long histories of mental illness.
It's nuts to think any government might adopt the strategy of falsely accusing a religious group of murder, but in China one of the official policies in addressing 'evil cults' is to 'destroy their reputations.' It was actually codified 20 years ago in a statute against Falun Gong, and then used against other religious minorities.
Why would any government do this? China maintains it is concerned about social unrest, but over the past three years, all types of religious expression have faced increased restrictions, as the government has taken steps to 'Sinicize' Chinese culture. In the West, we've heard about persecution of the Uighurs who are Muslim, and some about Christian persecution. But recently, even state-recognized communities of Buddhists and Taoists have been sanctioned.
Thousands of Almighty God believers have fled China. There are currently about 2000 applications for political asylum filed internationally, including several hundred in the United States. Over the past four years, I have met with CAG members in several countries, some of whom were imprisoned for their religious beliefs, and several who were subjected to torture.
The focus of my research on New Christianities is theological comparison. Academically, my preference is to stay neutral in my scholarship. But few researchers have spent much time with the CAG, and I am one of a very small number of people able to respond to inquiries. I have been consulted by both journalists and government agencies in several countries. The fact that my work has helped people obtain political asylum is one of my highest scholarly achievements. I think of myself as an accidental activist."
Holly Folk has taught at Western since 2007, and obtained her doctorate in Religious Studies from Indiana University in 2006. At WWU she teaches courses in theory and methods, American religious history, and modern world religion.


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Guide to moving from Austin to San Antonio
After the Relocation - August 29, 2022
Moving is always difficult, whether you are moving a few blocks away or to another city, state, or continent. You will have a lot of planning and work to do. If you want to make your relocation to San Antonio effortless, make sure to hire a reliable moving company. With professionals by your side, you can relax and not worry about packing and moving logistics. Contact the finest Evolution Moving Company to make moving from Austin to San Antonio smooth and easy. The key to successful moving is to make a plan and stick to it.
Get to know your new city before moving from Austin to San Antonio
Before choosing an apartment, do your research on the city you are about to move to. It is essential to get to know its surroundings, public transportation, markets, schools, and job opportunities.
San Antonio is the second-largest city in Texas and one of the country's top five fastest-growing cities. San Antonio was named by a 1691 Spanish expedition for the Portuguese priest San Anthony of Padua. There are lots of reasons you should move to San Antonio. Not having to pay a state income tax is one of the major reasons why many are relocating here. Also, a lot of job opportunities are one of the reasons.
San Antonio has an unemployment rate below the national average and the state average too. Alamo City is attractive to many active and retired military personnel and offers various health, schooling, and work programs. San Antonio is a tourist destination that creates thousands of tourism and leisure jobs.
Summers in San Antonio tend to be hot, the winter weather is mild, and springs can be wet with frequent rains. If you're terrified of tornadoes or have chronic problems such are seasonal allergies, San Antonio may not be right for you.
Living in San Antonio
- Life in San Antonio offers you a lot. You can always find something to do or see whether you are a sports fan, festival lover, or a quiet family person.
- If you are a nature lover, you can enjoy Brackenridge Park, an incredible park founded in 1899. You can visit the San Antonio Zoo or a lot of different amusement parks. Visit Seaworld or Six flags Fiesta Texas with the amazing waterslides, and you can have breakfast with Shamu at Sea World. Explore the spectacular wonders of the underground chambers of one of the premier show caves in the world, Natural Bridge Caverns
- If you are a festival lover, there is something for you. Fiesta San Antonio is an annual seven-day event that started in 1891. You will enjoy seven exciting days of music, food, and Mexican arts and culture. Then there is the Texas Folklife Festival and Diwali, the festival of Lights. Diwali is a Hindu festival that celebrates the triumph of good over evil
- You can enjoy San Antonio with all your senses, you can find here a wide range of restaurants. The food is delicious. In San Antonio, like other parts of Texas, you can expect to find some of the best Tex-Mex. Consider that when relocating from Austin to San Antonio.
- Also, you can find here a lot of historical places to visit. Some of those places are The Alamo, The Guadalupe Cultural Arts Center, and The San Fernando Cathedral
- San Antonio has 29 universities and colleges that educate more than 100,000 students yearly. Some of the popular universities are the University of Texas at San Antonio and Texas A&M University-San Antonio
The job market in San Antonio is thriving
San Antonio is one of the most popular destinations for young professionals in Texas, and the reasons are numerous. The unemployment rate is 3% which is significantly below the national average. This means great job opportunities are waiting for you in this Texan city if you're considering moving here with movers San Antonio TX, offers. Several tech giants have headquarters in Texas, thanks to very favorable tax laws in the state. This opens an abundance of employment opportunities to everyone who dreams of working for some of the world's biggest corporations or everyone who is in the tech industry. There are also many job openings in other industries as well as the military if you are in the US Forces.
Because there are Army and Air Forces bases near San Antonio, it's a great place for young entrepreneurs. Small businesses are flocking to the area and enjoying success, so don't be afraid to start your own company after moving to San Ant0nio from Austin.
Living in San Antonio is affordable
One of the main reasons people are moving from Austin to San Antonio is its affordability. The city of San Antonio is one of the 10 most affordable US cities, and it doesn't get much better than that. The average cost of living in San Antonio is 10% more affordable than the national average and almost 20% below the cost of living in Austin. If you're having second thoughts about whether or not to hire residential movers San Antonio TX, offers and move here, we say do it ASAP. You will certainly not regret it! While Austin is an amazing city offering plenty of opportunities, you'll get the same perks of living in Texas but at much more amicable prices in San Antonio.
Not having to spend all their hard-earned money on utilities, groceries, and rent alone is a San Antonio advantage not many would say no to. Even rent and housing prices are below the national average, with the average rent being $882 and the median home price $121,100. One of the reasons why San Antonio is so affordable is the crime rate, that's slightly higher than the national average. Luckily, the crime rates have been dropping drastically over the last few years, making more and more people flock to the area and discover the charms of San Antonio. One thing's for sure- you'll see a noticeable change in the quality of your life after moving here.
The small-town feel is something San Antonio residents love about the city
Home to 1.435 million people, San Antonio is a big city with a small-town feel. With its calm and quiet, family-friendly neighborhoods, the close-knit communities in the neighborhoods, and the welcoming spirit, the city is ideal for anyone who wants to experience the benefits of living in a major city but still loves a peaceful, suburban life. Moving to San Antonio with Texas movers will get all that and more. Enjoy all the fun events, festivals, and concerts when you wish for a day filled with fun. However, San Antonio will also provide you with peaceful parks when you want a chill family picnic on the weekends or if you just love going for walks or jogging surrounded by nature.
Think about traffic moving from Austin to San Antonio
The traffic can be a headache due to rapid growth and insufficient existing infrastructure. Despite that, San Antonio is not nearly as congested as cities like Houston and Dallas are. Here, you can use cars, bikes, or public transportation. San Antonio also has an airport. It is small and limited, but if you need to travel for work interstate, for example, you have that option too.
Find an apartment
Buying a home in San Antonio is affordable unless you are downtown. That is an important fact if you are moving from Austin to San Antonio. Neighborhoods in San Antonio are various. From old homes and an eclectic mix of very expensive houses in the north of the downtown to some modern buildings, boutiques, shops, and bars in Stone Oak and Downtown areas like Pearl Brewery District and the River Walk. Choose the neighborhood according to your needs and budget. Knowing that you can find affordable places to live makes your search easier. Keep your eyes wide open when choosing your new home. Check the doors, and windows, run the faucets and open kitchen cabinets. If you do that in the beginning, it will save you a lot of money later. And finally, get furniture movers San Antonio to help you carry the weight.
Time to pack for moving from Austin to San Antonio
The decision is made, and it's time for packing. That is a lot of work, but you can handle it if you have proper packing supplies and appropriate tools. Make sure you get some cardboard boxes, bubble bags, duct tape, rope, scissors, and a dolly. But to save you some time and nerves, call your movers for help. Movers Austin TX can provide you with different kinds of services and prevent the stress caused by moving. Make sure to book a packing service Austin early to get the moving company you want. Most reputable movers are booked quite far in advance during the busy season.
Find a moving company for easy moving from Austin to San Antonio
Last but not least: finding a reliable moving company is essential to having a safe relocation. Research on the internet and find the best movers in San Antonio to help you with moving from Austin to San Antonio. Finding a company that will help you with all the preparation work and makes your moving easier is important. Choose your movers wisely. There are plenty of tips and tricks to make sure that the company you hired to handle your relocation is reliable. You want to book moving services from a licensed and insured mover. Therefore, checking if the moving company is registered with the FMCSA is the first step. Also, always get moving estimates from several companies. That way, you'll get to choose the movers that offer the best quality-to-price ratio.
Moving to San Antonio will be the start of a new and exciting part of your life
After reading all the benefits of moving to San Antonio, we're sure you're looking forward to your relocation even more! Having reliable movers by your side will ensure you start your dream life on the right foot with a stress-free and enjoyable relocation. You'll settle in seamlessly after moving from Austin to San Antonio. Whether you are single or moving with a family, employed, unemployed, or an entrepreneur, you will find living in San Antonio delightful! The cost of living is low, plenty of amenities improve the quality of life in this city, and the overall resident satisfaction is very high. Finding a place to live near your work will also shorten your commute time, decreasing the potential stress even further. As you can see, there's nothing that San Antonio can't offer- from great jobs to delicious food and colorful entertainment options. Don't wait any longer; hire your movers, and welcome to San Antonio!


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Starting an online store can be a great business. It also has its risks. In this article we discuss 5 tips for overcoming some of the hurdles that most online startups face. For business, it is crucial, in fact, to recognize potential challenges and establish a strategy to solve them before they arise. There are […]
Marketing your brand on social media is more than just using hashtags, riding trends, and posting witty content. It may seem simple at a glance, but a lot of thought and planning actually goes into successfully marketing a business in the social media space. While sometimes it involves a lot of chucking things at the wall to see what sticks and what doesn't, social media marketing often requires a proper understanding of your audiences, their habits and how best to connect with them.
Why Social Media Marketing is Important
Social media provides businesses with opportunities to promote their products and services. It creates a more involved and direct communication between brand and user. Subsequently, more and more people have come to expect their favorite brands to interact with them directly, which means marketers can now create even better opportunities to connect with audiences and expand their reach.
The Power of The User
Social media marketing is all about getting the attention of your target audience and generating traffic to your site. The goal is to strike a chord with your audience, forge meaningful connections, and earn genuine engagements to expand your reach.
To do so, you must show them that your brand is unique--that it's not just a logo, it's an entire identity. Consumers are more likely to connect with a living, breathing brand that they can relate and talk to.
Make Use of Your Analytics!
Of course, you can't induce engagement without first creating good content. This is the challenging part where some trial and error may occur. Social media trends come and go, and hitting the right timings can spell the difference between a successful campaign and a failed one. This is why analytics are your most powerful tools. Paying attention to what works and what doesn't can help you a great deal in coming up with the right content. If done correctly, your potential customers will be the ones to do the marketing for you.
There are plenty of social media platforms to choose from, but one thing remains the same: The goal is to engage your audience. You'll create and adjust your content according to what's relevant to your crowd's interests, tastes, and past interactions. You'll involve them by listening to them, acknowledging their needs, and in turn, driving a demand and expanding your reach.
It can be easy to get drowned out by the sea of brands out there today. Indeed, many brands often fail to accumulate followings big enough to sustain a healthy social media presence. Every competent business knows that social engagement is the key to succeeding in the social media space. At the heart of it all is the user. You must build trust and a solid relationship with your prospects, and the rest will follow.
Although there is no one formula that works for finding success in social media marketing, there's a lot you can learn from experience, from watching the competition, and most of all, from seeking to understand your target audience; how they use different platforms, what content they like to see and how they interact with it, what devices they're accessing it on, and what drives the most traffic to your sites. Mastering all these aspects will help you improve your marketing campaigns and build your brand reputation.


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|Chris F.A. Johnson
|Re: read 1 var in when executing command
|Sat, 12 May 2007 23:00:40 -0400
|slrn/0.9.8.1 (Linux)
On 2007-05-12, jdh239 wrote: > > I saw something similar to this in the archives already, but didn't see a > real answer. I am modifying my 'whois' command to just grep for the > expiration date of my domains: > > ie jwhois > > whois $DOM | grep -i expi | grep -i -e jan -e feb -e mar -e apr -e may -e > jun -e jul -e aug -e sep -e oct -e nov -e dec | grep -i -v date > > What I would like is to pass in the parameter in the commandline: jwhois ><domain> > > Currently I have: > echo -n "Enter the domain name: " > read DOM > > I would prefer, again, just to execute the command with the domain name > following.... Not sure how to do it. I have been looking around and saw > things like getopts, but I am only passing in one variable and thought it > should be fairly simple whois "$1" | grep ... -- Chris F.A. Johnson <http://cfaj.freeshell.org> =================================================================== Author: Shell Scripting Recipes: A Problem-Solution Approach (2005, Apress)
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Diversification Benefits of REITs
REITs look richly valued right now, but they have potential as a long-term diversifier and source of income.
REITs look richly valued right now, but they have potential as a long-term diversifier and source of income.
While real estate represents a significant portion of most homeowners' wealth, it rarely comes up in discussions about asset allocation. Instead, investors typically allocate their portfolios between stocks and bonds and determine their exposure to real estate primarily as a function of their housing needs. But a strategic allocation to real estate in a portfolio could make sense for investors seeking to improve diversification and generate income. Real estate investments share some characteristics with both bonds and stocks. A large portion of the returns on real estate come from rent payments, which are usually fixed in the short term, like a bond. Similar to stocks, real estate investments can appreciate in value and generate income growth, if market rents increase. Yet historically, the real estate market has exhibited low correlations with stocks and bonds, suggesting it can offer good diversification benefits.
A primary residence allows homeowners to save on rent and participate in any appreciation in local real estate values. But it is illiquid and undiversified and does not offer any income. Affluent individuals could purchase investment properties and rent them out to generate income, but without a very large asset base, it is difficult to get diversified exposure to the real estate market through direct ownership. Equity real estate investment trusts, or REITs, help solve this problem. These are publicly traded companies that own and manage income-generating real estate properties. While most REITs hold many properties, many focus on a narrow segment of the real estate market, such as shopping malls or health-care facilities. In order to further improve diversification, investors can hold a portfolio of REITs through a low-cost fund, like Vanguard REIT ETF (VNQ). As an added benefit, REITs offer much better liquidity than a direct investment in real estate because investors can trade small stakes in these trusts without triggering any transactions in the primary real estate market.
Despite their advantages, equity REITs appear to be more highly correlated with the stock market than physical investments in real estate. From 1978 through September 2014, the FTSE NAREIT All Equity REITs Index was 0.58 correlated with the S&P 500. That figure increased to 0.78 over the past decade, attributable in no small part to the subprime crisis. In contrast, the NCREIF Property Index, which measures the appraised value of commercial real estate properties each quarter, was only 0.09 correlated with the S&P 500 since 1978.
Part of that seeming low correlation is an illusion. Infrequent appraisals smooth out fluctuations in actual market values, which may artificially deflate the index's correlation with the stock market. They also cause the NCREIF Property Index to lag actual changes in real estate values. Even so, REITs do behave more like stocks than physical real estate investments. S&P started to include REITs in its equity indexes in October 2001, and they are now represented in most broad stock indexes. However, REITs only represent about 3.6% of the CRSP US Total Market Index.
REITs are required to distribute at least 90% of their income to investors, which allows them to avoid paying corporate taxes and gives them higher yields than most stocks. The bad news is that most of their distributions are taxed as ordinary income. Because REITs distribute such a large share of their income, they may be more likely to cut their distributions than other firms if business sours. However, high payout rates don't tell the whole story. Net income includes depreciation charges that often exceed the economic depreciation of REITs' assets. As a result, REITs' cash flows often exceed their accounting income, so some may still have a bit of a cushion to support their distributions even if income falls.
Unlike many other income-oriented assets, REITs are not defensive assets with a low risk profile. They represent a leveraged claim on real estate assets, which amplifies the effect of fluctuating real estate values on their prices. This idea should be familiar to homeowners. For example, suppose a homeowner puts a $50,000 down payment on a $200,000 house and borrows the rest. If the value of the house increases 10% to $220,000, the return on the homeowner's equity is 40% (ignoring interest and additional equity paid in) because the amount the owner needs to repay is fixed. This same "leveraging effect" works in reverse if prices fall. Because REITs generally own properties that are largely financed with debt, they can experience large swings in value from small changes in property values.
This may explain why the FTSE NAREIT All Equity REITs Index was about 4 times more volatile than the NCREIF Property Index from 1978 through September 2014. However, part of this difference is due to the appraisal smoothing effect that understates the true volatility of the property values in the NCREIF index. During that time, the FTSE NAREIT All Equity REITs Index was also slightly more volatile than the S&P 500.
Investors have been rewarded for accepting this risk. From 1972 through September 2014, the FTSE NAREIT All Equity REITs Index generated a 12% annualized return, while the S&P 500 posted 10.5%. Not surprisingly, almost two thirds of the REIT index's return came from distributions, which are largely derived from rental income. Investors should have modest expectations for capital gains. Over the very long term, commercial real estate values should not grow faster than their potential occupants' sales, while residential real estate prices should not exceed household income growth. Faster growth requires real estate buyers to finance an ever greater portion of their purchases with debt. While debt-fueled growth can last for multiple decades, it is ultimately unsustainable. Debt financing allows REITs to parlay modest capital gains into attractive returns. But rental income will likely continue to generate a significant portion of their total returns.
Despite their tie to property values and rents, REITs have generally not been a good hedge against inflation in the short term. The FTSE NAREIT All Equity REITs Index's rolling three-year returns were only 0.13 correlated with changes in the Consumer Price Index since December 1972. Investors concerned about inflation may be better off in Treasury Inflation-Protected Securities, which offer a more direct hedge against inflation.
Given the importance of debt to the real estate market, it seems logical that REITs should be sensitive to changes in long-term interest rates. Rising interest rates can increase REITs' debt financing costs if they rely on floating-rate debt or need to issue new debt. Higher rates can make real estate more expensive to prospective buyers, which may reduce the prices they are willing to pay. Real estate valuations can also fall because higher rates reduce the present value of the cash flows a property will likely generate in the future. These effects work in reverse if rates fall. But interest rates don't change in isolation. They tend to increase as the economy strengthens, which often coincides with rising rents and real estate prices.
In order to assess the net effect of changing interest rates on REITs' performance, I ran a regression analysis. I used the equity market risk premium and monthly changes in the 10-year treasury rate from 1972 through September 2014 to explain the returns of the FTSE NAREIT All Equity REITs Index over T-bills. It turned out that there was no significant relationship between changes in the 10-year Treasury rate and the performance of the REIT index over the full period. However, that has changed over the past decade. During that span, the FTSE NAREIT All Equity REITs Index declined in value by 3.8% for each percentage-point increase in the 10-year Treasury rate (and vice versa), controlling for its exposure to the stock market. This suggests that interest-rate risk is important to monitor. If interest rates tick up significantly, without a corresponding improvement in the economy, it could hurt REITs' performance.
Investors should also be cautious about the relatively high valuations U.S. REITs now command. The 15 holdings in VNQ that Morningstar's equity analysts cover have an average price/fair value multiple of 1.12 (1.14 on an asset-weighted basis) as of this writing. At the end of September, the fund's holdings were trading at 33.8 times forward earnings, nearly twice the corresponding figure for the CRSP US Total Market Index (17.4). But as a result of their asset-laden balance sheets, they look slightly cheaper relative to book value.
High valuations and interest-rate risk are good reasons not to immediately overweight REITs. However, they can offer good diversification benefits over the long run. Rising interest rates could cause valuations to recede and offer investors an opportunity to reap these benefits more cheaply. If nothing else, REITs are worth watching.
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Disclosure: Morningstar, Inc.'s Investment Management division licenses indexes to financial institutions as the tracking indexes for investable products, such as exchange-traded funds, sponsored by the financial institution. The license fee for such use is paid by the sponsoring financial institution based mainly on the total assets of the investable product. Please click here for a list of investable products that track or have tracked a Morningstar index. Neither Morningstar, Inc. nor its investment management division markets, sells, or makes any representations regarding the advisability of investing in any investable product that tracks a Morningstar index.
Alex Bryan does not own (actual or beneficial) shares in any of the securities mentioned above. Find out about Morningstar's editorial policies.


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Custom Postage Leaves Gold Foil Print
Simple, Yet Sophisticated In Design, This Floral Artwork Creates A Statement In Any Space. The Gold Foil Art Print Showcases Bold Colors In A Glamorous, Contemporary Style. An 8" Wide Smooth, Flat Profile Frame Finished In Gold Leaf Completes This Print. This Print Is Placed Under Protective Glass. Artwork By Jennifer Goldberger.
- Dimensions: 40 W X 46 H X 1 D (IN)
- Weight: 12 lbs
- Materials: MDF,4 MM GLASS,PAPER
Modest Hut Combines Premium Quality Materials With Unique High-style Design.
With The Advanced Product Engineering And Packaging Reinforcement, Uttermost Maintains Some Of The Lowest Damage Rates In The Industry. Each Product Is Designed, Manufactured And Packaged With Shipping In Mind.


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Mrs. Schillers Delight Viburnum
Adoxaceae Viburnum Obovatum Mrs. Schillers Delight
|Availability and Options
Temporarily Out Of Stock
This product is temporarily out of stock. Restocks typically occur at the beginning of each week. Check back soon and sorry for the inconvenience!
Other Options:
|Shipping Information
|Grows In
|Zone 6A · -10° to -5° F through Zone 10B · 35° to 40° F
Grows in Ashburn! (Learn More)
|Sun Exposure
|Full / Mostly Sun, Morning Sun / Evening Shade, Morning Shade / Evening Sun
|Soil Drainage
|Well Drained
|Resistent To
|Deer Resistant, Drought, Insect, Disease, Mildew, Heat
|Flower Color
|Spring Blooms, Fall Blooms
|Foliage Color
|Dark Green
|Average Height
|2' to 3', 3' to 4', 4' to 5'
|Average Width
|2' to 3', 3' to 4', 4' to 6'
|Butterflies, Visual Attention, Songbirds / Birds
Noteworthy Characteristics
Mrs. Schillers delight is a tough, overlooked compact dwarf shrub. This semi evergreen shrub puts on a spectacular show of pure white flowers in spring and often repeating again in fall.
Excellent for use in small groupings, flowering shrub borders, natural hedge, formal hedge, home foundation plantings, butterfly gardens, asian theme gardens, cottage gardens, and just about anywhere in the garden that gets full sun or part shade.
Culture & Care Tips
Prefers at least 5-6 hours of sun per day. Well drained soil with average water needs. Requires no, or low maintenance.
Huge quantities of bright white flowers on compact plants / 2.5' H x 3'W / Full Sun or Part Shade / ...Read more
Sun or Part Shade / 15'-20'H x 4'-5'W / Lilac-purple flowers in spring and summer on this vine or tr ...Read more
'Little Miss Figgy' is an excellent ornamental and fruit-bearing landscape plant.
New Lil' Anne's Jewel is a stunning lace leaf Japanese Maple that is sometimes known as Lileanne's J ...Read more
This petite beauty displays dark purple foliage year-round and bursts with lovely pink string cluste ...Read more
Shade or Part Shade / 5'H x 4-5'W / Screaming yellow foliage brightens up the garden year round! / U ...Read more
Sun or Part Shade / 8-10'H x 4-6'W / Lustrous, colorful red, bronze, and burgundy foliage! / USDA Zo ...Read more
Sun or Part Shade / 3-5'H x 2-3'W / Perfect for accentuating entryways or in containers / USDA Zones ...Read more
The Safari Sunrise Aloe from the Southern Living Plants is the blooming aloe you never knew you need ...Read more
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Nurses' perceptions of risk from emerging respiratory infectious diseases: A Singapore study
journal contributionposted on 2018-11-29, 00:00 authored by Y Koh, Desley Hegney, V Drury
The recent emergence of virulent respiratory infectious diseases such as Severe Acute Respiratory Syndrome (SARS) and Influenza A/H1N1 viruses predisposes nurses to occupational risks. This qualitative study investigated how Chinese Singaporean nurses perceived the risks of exposure to these infectious diseases and the factors that influenced this risk perception. Data were collected through face-to-face interviews and were analyzed using Braun and Clarke's process of thematic analysis. Three themes emerged: living with risk; the experience of SARS; and acceptance of risk. The nature of nursing work was perceived to place participants at risk of infection. Another significant finding of this study is that the government's, organizations' and nurses' perceptions of new emerging respiratory infectious diseases were influenced by their previous experience with SARS. Similar to previous studies, nurses working at the 'front line' believed that infection from these diseases was an unavoidable occupational hazard.


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Everyday, tens of millions of people log into Niantic titles to explore, play, and connect with each other in real-world, digital games and experiences. At Niantic, we're also building the products and platform that empower our community of developers to create these unique and exciting experiences that reimagine how we interact with reality. Our mission is to inspire everyone to explore the world together!
As a Senior Product Manager on the Social team, you are responsible for defining, building, and scaling the user-facing products that help connect our players so they can engage more deeply with our games. You will also be responsible for creating the vision and strategy for Niantic's social discovery platform that connects our community of players directly to the experiences created by our developer community. Your work at Niantic will contribute directly to shaping the future of human computer interaction and define a new model for a better reality.
Niantic is the world's leading AR technology company, sparking creative and engaging journeys in the real world. Our products inspire outdoor exploration, exercise, and meaningful social interaction. Originally formed at Google in 2011, we became an independent company in 2015 with a strong group of investors including Nintendo, The Pokémon Company, Alsop Louie Partners and Coatue. Our current titles include pioneering global control game Ingress, record breaking AR game Pokémon GO, and more recently released titles, Pikmin Bloom and Peridot.
Lead a strategic, highly visible consumer social and platform product from initial adoption to global launch to scale at Niantic.
Develop and prioritize strategies, product initiatives, and features to drive the product roadmap, ultimately impacting millions of consumers and thousands of AR developers through the use of your product.
Establish and document goals and product requirements for product plans. Share your vision and drive alignment with senior leadership and cross-functional partners.
Collaborate with partners in Design, Engineering, Product, Data, Trust and Safety, Ops, Marketing, and more to drive the product roadmap, from existing products to new solutions as business and customer needs evolve.
Develop methods for assessing product and project success, and processes to increase the likelihood of it.
Support product development work outside of your core team, when necessary, to enable any dependencies that impact your product area.
Lead and motivate a team of engineers and other cross-functional representatives, and maintain team health and motivation.
5+ years of product management or relevant experience.
Deep understanding of consumer social or gaming adjacent products and consumer psychology, and experience apply that knowledge through design and product execution.
Experience owning and driving end-to-end product launches, taking one or more products through the full product cycle, from proposal to launch and beyond.
Ability to execute with limited oversight and guidance beyond high level objectives.
Enthusiastic and resilient in a constantly evolving environment where the process is fluid and creative solutions are the norm.
Desire to work in and help create an inclusive, supportive, and team-oriented environment.
Join the Niantic team!
Niantic is the world's leading AR technology company, sparking creative and engaging journeys in the real world. Our products inspire outdoor exploration, exercise, and meaningful social interaction.
Originally formed at Google in 2011, we became an independent company in 2015 with a strong group of investors including Nintendo, The Pokémon Company, and Alsop Louie Partners. Our current consumer titles include pioneering global-control game Ingress, record-breaking AR game Pokémon GO, and Pikmin Bloom. In November 2021, we launched our developer platform, Lightship, enabling creators to build immersive AR experiences around the globe. Niantic is an Equal Opportunity employer.
We believe that cultivating a workplace where our people are supported and included is essential to creating great products our community will love. Our mission emphasizes seeking and hiring diverse voices, including those who are traditionally underrepresented in the technology industry, and we consider this to be one of the most important values we hold close.
Niantic is a hybrid first company. We believe that in person interaction and collaboration is good for Niantic's culture, and critical to our future success as a company. We support flexibility and know new ways of working are here to stay.
We're a hard-working, fun, and exciting group who value intellectual curiosity and a passion for problem-solving! We have growing offices located in San Francisco, Sunnyvale, Bellevue, Los Angeles, New York, London, Tokyo, Hamburg, and Zurich.


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How to change or disable startup programs in Windows
Windows is great because of its huge selection of programs, but the app compatibility can be a bit of a two-edged sword. Many programs abuse the startup permission to run automatically when Windows boots up, even if they don't need to. Over time, multiple programs can considerably slow down your PC. Here's how to change or disable startup programs in Windows.
Read more: How to install Windows 11
To change or disable startup programs in Windows, open Windows Settings -> Apps -> Startup and toggle programs On or Off. You can also press Ctrl + Shift + Esc to launch Task Manager, click More details, and click the Startup tab. Right-click an app and click Enable or Disable.
How to change or disable startup programs in settings
You can enable and disable startup programs using the Windows Settings app. Open it by searching for Settings in Windows search.
Click Apps and then Startup from the left navigation tab.
Under Startup apps, toggle programs On or Off by clicking the toggle next to each program.
Read more: Here's how to stop the Windows 11 update
How to change or disable startup programs in the Task Manager
You can also use the Task Manager in Windows to change and disable startup programs in Windows. Open the Task Manager by pressing the Ctrl, Shift, and Esc keys at once. Click the More details button towards the bottom left.
Click the Startup tab located towards the top. The tab will list all apps that can run at startup.
To change the setting for a particular app, right-click it, and click Disable or Enable.
Stopping unnecessary programs from running at startup is one way to reduce freezes in Windows 10 at startup. If the problem persists, you might have to try uninstalling some apps or resetting your PC.


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Obtaining a group of Rusted Secrets is a great way to increase your leveling performance. You'll obtain a variety of things and composing products. You can also wide open a locked chest inside the Mothman Art gallery. You can use the important thing to open the safe at home. The following article explains methods to obtain a pair of Rusted Bridal party. You may have one to find the Alien Blaster.
The Corroded Keys you get from boxes are very prevalent in World of Warcraft. In addition , Rusted http://yourvpnservice.com/reviews/windscribe-review/ Lockboxes will be fairly simple to get and available. They appear since dark-colored packaging in the location and will experience a punctual for you to your code to unlock them. This item is unusual and can be quite helpful to raiders. The set of Corroded Tokens can be obtained from various stages.
The Rusted Token is definitely a common item in World of Warcraft. Receiving one needs you to become a rogue and become willing to sacrifice a lot of gold for it. This item can be obtained by using a quest and by completing certain issues. For example , in Risk of Rainfall, you need to get the teleporter, kill a boss, and then get the Rusted Vital.