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Our website provides Excel homework help to ensure that learners can find experts who know how to solve any task effectively. With us, you can get Excel assignment help with which to become a more confident learner. Do you want to learn how to calculate any problem and make your professor proud? Go ahead and place an order!
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Rumors about an Apple Car have been floating around for a while now. Apple has filed multiple patents for a vehicle in the past, resulting in various speculations from enthusiasts. However, a vehicle from Apple could be in the works.
A new report suggests US patent and Trademark Office has published a series of 66 patents for an Apple Car. The patents cover things like Depth Mapping, using time of flight sensing, a Vehicle Steering System, and much more.
What technologies can the Apple Car use?
According to an article by patently Apple, the patents suggest that iPhone cameras be used for depth mapping with a radiation source. In the patent, the technology used for depth sensing in the Apple Car is something we've seen before.
Apple will use its LiDAR sensor for depth sensing as it currently helps in taking excellent night mode portraits, said the report. The Patent published by the USPO relates to Apple's second Patent in 'calibration of depth,' specifically for depth mapping and beam sources and sensors used in time-of-flight sensing.
The Apple car will supposedly use multiple arrays of sensors to predict the distance between the objects and itself. FIG 1 shows a side view of the depth mapping system. There's another representation of spots projected onto a targeted scene using a ToF sensing array below in the image.
Whereas Patent FIG 3 illustrates a configuration for steering actuator modules of the steering system. The newly granted Patent from Apple also contains a depth-sensing apparatus that comprises a radiation source to beam light pulses towards a targeted scene. It will determine the respective time of arrival of the light pulses after they reflect from the object.
It can have a steer-by-wire system
The article further talks about a Steer-by-wire system with multiple steering actuators that can be used in the Apple car. Vehicle actuators are controllable systems that influence motion in a vehicle. Steer-by-wire system can eliminate a physical connection between the steering wheel and the road wheels.
Another aspect of the invention covers the method for controlling the Apple car. The car can easily transition between blended steering angles or automated steering by wire control. Apple's Patent FIG 3 illustrates a steering actuator module in the steering system.
Apple has added 20 new patent claims regarding "A steering system" and ten additional claims regarding "A method for controlling a vehicle." If you are interested in some of the patent claims comprising a steering system, we suggest you check out the article.
Do you think the Apple Car will launch anytime soon? Comment down below.

subset: commoncrawl


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Posted: 3 years ago
European Lowcoster Bus Company 'Flixbus' Enters Turkey
The European lowcoster FlixBus enters the Turkish market. FlixBus will soon become an owner of Turkish bus company - Kamil Koç.
Kamil Koç operates in 61 Turkish cities. In 2018, the company carried 20 million passengers. It should be noted that Turkish companies have always been interested in joining FlixBus, which operates more than 350,000 daily flights to 28 countries, 2000 cities worldwide.
The contract between FlixBus and the current owner of Kamil Koç, the Actera Group, is expected to be signed in a few weeks.


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Pet Sympathy Stepping Stone
Our Memorial large stepping stone has a special deboss with a lots of meaning. Express your heartfelt sympathies by sending this beautiful memory piece which can be displayed indoors and outdoors. Great for remembering a loved pet who has passed
Words on the Pet Sympathy Stepping Stone:
"Beloved Pet, Our Time Was Precious We Knew From The Start, The Journey We Took Left Your Paw Prints On My Heart"
Size of the stepping stone: 10″Diameter, 1 " D
Weight: 4.25 pounds
Care instructions: Wipe clean with a damp cloth, if necessary. Weatherproof.
Isabelle's Dreams Shipping Guarantee
Before shipping we inspect each item carefully for any flaws. Usually our products come in standard packaging which are appropriate for freight. To safeguard the shipping process all items are packaged securely into durable shipping boxes. We guarantee safe arrival for all of your orders. In case of damage please notify us within 5 days of the receipt of goods.
Signature Isabelle's Dreams Presentation
Exclusive from Isabelle's Dreams; we ship each gift in our signature gift box, or gift bag (depending on product size). Additionally courtesy gift card with your personal gift message will accompany your gift. Easily place your order online and we will take care of the rest. Your gift will arrive to the Recipient or to yourself in elegant presentation.
Presentation Upgrade for your gift
In case of gifting we offer gift wrapping service to elevate more suitable presentation. Our gift wrapping experts give extra effort to adorn your gift with fancy wrapping ideas. Furthermore you can upgrade our complimentary gift card to a full size greeting card to uplift the presence of your gift.
All in all our goal is to offer you wide variety of goods for self use or for gifting reasons. In either case we will assure overall satisfaction. Your opinion and thoughts are truly important to us. So please let us know without delay how we can make our lines more suitable for you.


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By Maximilian Clarke
Many entrepreneurs across the UK lack the financial expertise the get the most out of their business, a survey by accountancy and financial management firm, Intuit, suggests.
The survey of 155 of the UK's entrepreneurs reveals widespread omissions, the most significant of which include those:
Without a plan. The golden rule of business is have a plan and yet 16% of aspiring entrepreneurs and 20% of existing business owners do not have a plan or expect to have one by the time they start their business. A plan helps a business stay focused; it is also necessary when applying for external funding.
Baffled by accounting speak. Entrepreneurs aren't always financial experts and many find even basic accounting terms confusing. Almost half (47 per cent) do not know the correct definition of gross profit and 31 per cent do not know what turnover means. 19 per cent of respondents do not know what margin means and 16 per cent do not know the correct definition of cash flow.
Confused by compliance. Only 61 per cent are aware that the VAT threshold is £73,000 and more than one in five (23%) do not know the correct definition of VAT taxable turnover. Tracking, recording and reporting VAT is one of the biggest headaches for small businesses and getting it wrong can have a negative impact on cash flow and leave a business vulnerable to a penalty from the HMRC.
"We want to help Britain's small businesses get fighting fit," said Pernille Bruun-Jensen, managing director at Intuit UK. "Too many businesses run out of cash, manage it badly or just don't have the time or the skills to help themselves out of financial difficulty. In addition to accounting software which can help business owners better manage their finances, entrepreneurs need practical advice and support to feel more confident and equipped to tackle the financial challenges of starting and running a business. Over the next year Intuit will be training more than 1,000 small businesses across the UK as part of a workshop initiative backed by the Department for Business, Innovation and Skills."
Join us on
Follow @freshbusiness


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Hex Music
Converting hexadecimal, binary and decimal numbers.
Build Your Windows Startup Troubleshooting Knowledge
You'll test your knowledge of troubleshooting Windows Start problems.
Systems Development Environment
Systems Analysis and Design - The Systems Development Environment
Operating Systems Orchestra
How well do you know this essential piece of system software?
Network Basics
Basic Internet concepts for kids
Operating System Characteristics
Match the Operating System information to the correct Operating Systen
Computer Programming
Questions based on class notes
الصيغ الرياضية (Mathematical formulas)
IT subject - Time out game for grade six students.
IT: CompTIA A+ Review
This game helps you review for the CompTIA A+ test
Steps of Information Management
Put these steps in order (Unit 2 LO 2.4 CTL3 IT)


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Lewis Hamilton May Yet Claim His Record 8th Formula 1 Drivers' Championship but Sebastian Vettel Says Michael Schumacher Remains the 'Greatest'
Lewis Hamilton will be gunning for a Formula 1 record at the Abu Dhabi Grand Prix. If he completes what a month ago seemed improbable, Hamilton will claim his eighth F1 drivers' championship, breaking free from the mark he shares with Michael Schumacher.
The winner of three consecutive races, Hamilton eliminated Max Verstappen's 19-point advantage following the Mexico City Grand Prix on Nov. 5. Hamilton and Verstappen are even entering the season finale on Dec. 12.
If Hamilton does establish a new record, it will not matter much to Sebastian Vettel. In his opinion, Schumacher will remain the "greatest."
To Sebastian Vettel, Michael Schumacher will always be the 'greatest' F1 driver
Schumacher remains an enigma.
- Is he one of the best drivers in motorsports history?
- Is he a cheater?
- Is he someone to look up to?
A four-time F1 world champion, Vettel made up his mind long ago.
Despite currently being tied with Hamilton, to Vettel, Schumacher will permanently set the pace. The fellow German obviously favors his countryman.
"Michael is my hero," Vettel told dailymail.co.uk. "For that reason, I probably don't want Lewis to win, but the truth is, they (Hamilton and Max Verstappen) have both had a strong season; they are going into the last race with the opportunity to win the championship because they both deserve it.
"In a way, I'd be happy if Michael's record still stands, but even if Lewis wins, to me, Michael is still the greatest."
Schumachber's questionable move clinches his first F1 title
In 1994, Schumacher claimed his first title, but his winning move created a controversy he carried throughout his career.
In a tight points battle with Damon Hill entering the Australian GP, Schumacher clinched the title with a questionable maneuver. He ran off the road, re-entered the track, and took out Hill's machine, damaging its front wishbone.
Hill was forced to park his ride in the pits. All he could do was shake his head at Schumacher, who also was unable to continue. As a result, Schumacher earned the points title, 92-91.
F1 officials reviewed Schumacher's move and deemed it a racing incident.
Vettel: 'Let the best man win' between Hamilton and Verstappen
At the Portuguese GP on Oct. 25, 2020, Hamilton captured his 92nd career F1 race, breaking Schumacher's mark. Hamilton now has 103 career wins.
But that doesn't matter much to Vettel, who has collected 53 career F1 events. To Vettel, Hamilton will never be a better driver than Schumacher no matter how much more he accomplishes.
"Lewis can win one more, two more, three more, five more championships but it doesn't change anything for me, and I get along with Lewis," Vettel said. "So the gut says I want Max to win just to keep the record alive, but my head is clear in terms of 'let the best man win.' "
To Vettel, that always will be Schumacher.


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As an Owner or General Manager of a new hotel coming into the Choice system, you have access to a wide array of proprietary resources to help you gain a competitive edge. Join us at our corporate headquarters to learn the power of Choice brands, how to leverage our exclusive resources, and best practices to help you hit the ground running.
Program Highlights:
- Understanding the power of Choice brands
- Leadership insight into proprietary resources
- Best practices to navigate key performance-based systems
- A learning lab for hands-on and interactive activities
- Networking with other new franchisees and managers
- A mobile-enabled portal for participants to stay connected and informed
Class Length: 3 days
Cost: $1,850-$1,950 per attendee.
Location: 18615 N Claret Dr, Scottsdale, AZ 85255
Register Today!
Click here to register for OnBoard today!
Note: A ChoiceU.com user account is required for registration on ChoiceU.com
Note: Choice Onboard is currently available to the economy, midscale, and Ascend Collection brands. Cambria and Woodspring Suites brands should refer to their brand guidelines for required onboarding details. Both franchisees and General Managers should attend Choice Onboard within 90 days of hotel opening or ownership relicensing. Choice Onboard will satisfy all compliance requirements for our previous onboarding program, LAUNCH.
For more information or questions please please email us at email@example.com and Choice University Learning Facilitators will contact you within 1-2 business days.


text: So we have a wide range of items! If you love Chinese art, please contact me!12.8'' Chinese Brass Flat scale Weight wood box Old Bronze Flat scale. Leave feedback: We have been trying to build first-class buyers shopping experience! We can solve all the problems! This item is in the category "Antiques\Asian Antiques\China\Other Chinese Antiques". The seller is "anne-shop2010" and is located in this country: CN. This item can be shipped worldwide.


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Twin supercomputers to provide upgraded weather data for meteorologists
The supercomputers are among the 50 fastest in the world
The supercomputers are among the 50 fastest in the world
The supercomputers are among the 50 fastest in the world
The National Oceanic and Atmosphere Administration recently announced it has two new supercomputers that will help weather and climate forecasts.
One of the key team members who developed the twin supercomputers spoke with KOCO 5 about how they will benefit meteorologists.
|MORE| Forecasting Our Future: OU storm research team heads out on 2-year field study
"Having an opportunity of a three-time improvement is really huge," Brian Gross said. "That's a substantial improvement in our game."
One of the supercomputers is in Virginia, and the other is in Arizona. The computers replaced previous ones and have a major upgrade with more storage space and better computing capacity.
"It would take about one month for the entire population on Earth to do what both of our computers can do in one second," David Michaud said.
The supercomputers are among the 50 fastest in the world. The new configurations provide upgraded weather model data that will be available to meteorologists across the country, including those at KOCO 5.
"I think the really big innovation that we're looking for with this increased computing capacity is our ability to move from sot of single-run deterministic modest to ensemble-based operational applications," Gross said.
That kind of weather data gives meteorologists multiple predictions and versions, improving the accuracy of forecasts.
The supercomputers also will allow meteorologists to develop a new hurricane forecast model, upgrade the global forecasting systems and increase the resolution of the model data.
|MORE| Forecasting Our Future: Severe weather impacts
"So, a caveat on this – all of this is going to be based on whether or not models can outperform the current system," Gross said. "They have to be able to do that before we'll implement them."
While the twin supercomputers are already in operation, the new upgrades won't be implemented until summer 2023 and then in 2024.


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LW-3010KDS Adjustable DC Power Supply 220V/110V 0-30V 0-10A Accuracy 0.01 Dual Display EU/UK/AU/US
Product Code: 6905755
Availability: In Stock
Availability: In Stock
Ex Tax: $131.44
Ex Tax: $131.44
Product Description
LW-3010KDS Adjustable Power Supply EU/UK/AU/US 220V/110V 30V 10A Accuracy 0.01 Dual LED Display
-This is a regulated DC power supply which you can adjust current and voltage continuously.
-Dual LED display of voltage and current, high precision.
-Energy-saving and efficiency: over 80% power, 40% higher than other liner power supplies.
-Intelligent temperature control: adjustable fan revolving speed based on load power, noise reduced and life prolonged.
-Safe and reliable: overload protection, overheating protection, overvoltage protection, short-circuit protection, etc.
-Input voltage is switchable(AC110V/AC220V) through the switch on the back of the instrument.
-Can be used in the electronic circuit such as the operational amplifier, digital logic circuit and so on.
-Suitable for electron fans, research people and the professional people.
-It can be widely used in production line test, electrical maintenance, aging products, battery charging, laboratories, scientific research and teaching and many other areas.
Output: DC0-30V, 0-10A
Plug Type: 220V EU/220V UK/220V AU/110V US
Input Voltage: AC110V/220V ±10%
Frequency Range: 50/60Hz
Load Regulation:<=0.3%+5mV
Ripple: <=10mVrms
Operating Temperature: 0°C-40°C
Display accuracy: ±0.01
Package included:
1 * DC Power Supply
1 * Power Line
1 * User Manual(English)


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Merlot Doc Venezia
Discretely transparent ruby red, in the nose stand out red berries and cherries and vegetal notes of freshly cut grass, mineral ending. The taste is pleasant,
not aggressive, with round and elegant tannins, balanced flavor and bitter finish. It goes well with white meat, but try it also with spaghetti with anchovies.


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How to Find a Reputable Air Duct Cleaning Company
Before you hire an airduct cleaning company, you must carefully assess their qualifications. The best way to do this is to ask for references and online reviews. You should also verify their business license and insurance. You should also ask specific questions regarding the service technicians. Find out if they use a vacuum or power-washer, and get an idea of their training and experience before hiring them. In addition, you should know how they will dispose of the dirt and debris that they remove from your ductwork. Carpet Cleaning
If possible, contact local BBB-accredited companies. A reputable company will be willing to inspect your ductwork for free. They will also provide you with a written estimate. If possible, request three quotes. Moreover, beware of companies that offer coupon deals. Experienced, well-trained professionals don't work for bargain basement rates.
The air quality inside today's homes is a growing concern. Household dust contains mold, pollen, animal dander, and other toxins. Combined with the toxins that are pumped through the central air conditioning system, indoor air pollution has become one of the leading environmental health risks in the United States. Having the air ducts professionally cleaned can help you to breathe easier and stay healthy.
Whether you're a homeowner or a business owner, a licensed air duct cleaning company can help you get rid of mold and allergens. These professionals are trained to work safely and efficiently and are certified by the NADCA. Moreover, they are experienced in dryer vent cleaning and can save you both time and money.
The best air duct cleaning companies adhere to strict standards for hiring technicians. They will check the background of their employees and do a drug test. This should be a standard part of their hiring process. You should also check out the company's certification with the National Air Duct Cleaners Association (NADCA), which represents the HVAC industry. NADCA membership is recognized worldwide and will help you find the best air duct cleaning company in your area.
If you're serious about starting an air duct cleaning business, you need to find the right one for your needs. Some air duct cleaning companies charge between $300 and $500 per cleaning. It usually takes three hours to clean a single HVAC system, which is more than enough for a small business. If you're fully booked and do two to three cleanings each day, your revenue can reach around $3,000 to $5,000 per week. Once you account for all expenses, you'll be making a good profit.
Some air duct cleaning companies use chemical biocides, which kill bacteria and fungi. Some will also seal or encapsulate the air ducts, which they believe will control future growth and prevent dirt particles from escaping. However, you should be aware that chemical biocides may be harmful to your health and should only be used if absolutely necessary.


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Pickled carrots with horseradish
1k - -
Hi everyone, I want to share with you the recipe of "Pickled carrots with horseradish"! A very simple way of harvesting carrots with horseradish for the winter! I spend the whole winter is not marinated. Make a couple of jars when I finish, prepare a new batch! When there is little time, added to soups, main dish and salads! Anyone interested, welcome aboard!
Ingredients for Pickled carrots with horseradish
Step by step instruction of cooking Pickled carrots with horseradish
Шаг 1
Mix well.
Шаг 2
The mixture is placed in sterilized jars.
Шаг 3
Prepare the marinade:
The water poured vinegar or lemon juice (I take lemon juice), poured sugar, salt, all mixed and boiled on a low heat for 2 minutes. The hot brine is poured carrots with horseradish in jars and cover with sterilized lids.
Шаг 4
Carrots with horseradish ready!
Bon appetit!
Шаг 5
You can serve it as a salad meat, poultry, fish!
To the carrots add a little garlic, herbs, salt, black pepper and sunflower oil!
Another option to add sour cream, herbs, salt and black pepper!


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Known as 'China's Hawaii,' Sanya is located in the southern Chinese island province of Hainan. This destination is a beautiful tourist hub, which is famous for its white-sand beaches, and year-round warm weather. However, the COVID outbreak, as well as pandemic restrictions adhering to the Chinese regime's 'zero COVID' policy, has turned the beach getaway into a literal tourist trap. It is estimated that about 80,000 tourists are now stranded in the city.
From 6 a.m. on August 6, Sanya imposed temporary lockdown. Aside from the suspension of public transportation, people's movements inside the city were also restricted.
Since the lockdowns have been imposed city-wide, chaos also broke out in many places.
In a Youtube video posted on August 9, the subtitles read: Sanya residents lack material, one potato a day. The woman counts seven potatoes on the table, adding that she would eat them for the next week.
In another video, many shops are sealed off, and the streets are empty.
"It's all sealed, there's no more to eat, and when you come out to find something to eat, you have to take the opportunity of making nucleic acids to sneak out to find something to eat."
Residents are also required to do nucleic acid tests- even under the rain. Holding umbrellas, they have to wait in long lines for nucleic acid tests.
Or even under the heavy rain.
Several other videos show how empty the streets are.
The man in the video said the intersection at one end of Shengli Road is entirely blocked while all shops on the street are shut down.
According to data provider Variflight, on Saturday, over 80% of flights to and from Sanya were canceled. Sanya Phoenix International Airport has canceled all inbound and outbound flights for August 7.
Tourists then find themselves stuck in the city.
According to state-run media Global Times, the COVID-19 outbreaks in Hainan have spread to at least 13 cities and counties. Hainan authorities said on Monday that more than 1,500 local positive cases had been reported in the flare-up that started on August 1.


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Richard Restoule
Richard is an Ojibwe, he grew up on the Dokis First Nations Reserve in Ontario, Canada. After leaving home at the age of 17, Richard was a flight attendant, a photographer, and an actor. Today he lives near Everett, WA, USA. He is a cultural ambassador, a healer, a musician and a teacher.
In 1996, Richard helped me with an East German Indian Movie festival I organized in Seattle. He has been a good friend and mentor ever since, was best man at my Mum's wedding, and in 2001 took me on a journey back to the reserve to celebrate their first Pow Wow in 100 years.
In Fall of 2016, Richard asked me to record him telling his life story.


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Free Ground Shipping (3-5 Days) on Online/Phone Orders of $50 or more. Lower 48 States. OPEN Monday-Saturday 10am-7pm.
Materials: 40mm (1.5") genuine leather with synthetic coating.
*Mission Belts are made to be easily customized so if it's too big you can adjust it. Click here for more info.
**NOTE: 40mm leather will only work with a 40mm buckle.


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Fitness tech startups are changing the way we exercise. We identify 4 trends shaping the fitness space and examine how fitness companies, retailers, and consumer brands can capitalize on them.
Many people aren't getting their money's worth out of their gym memberships.
Eighty-two percent of gym members go to the gym less than one time a week, and 22% stopped going 6 months into their membership, according to a study by Statistic Brain. Meanwhile, they continue to pay an industry-wide average of $58 per month in dues.
Fitness In The Post-Covid World
Download the free report to learn how technology is changing the way we work out.
Want the full expert post? Become a CB Insights customer.
If you're already a customer, log in here.


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Saatva Mattress In Murillo Colonia, TX
You understand you be worthy of a great night's sleep. And with a Saatva bed mattress, you can lastly get the glamorous sleep you've always desired! Saatva mattresses are made in the USA from natural and natural materials, so you can be sure that you're getting a quality item.
Plus, the three firmness levels give you plenty of alternatives to find the perfect fit for your requirements. Finally, the flagship east coast factory operates on solar power, so you can rest simple understanding that your mattress is helping the environment. Snooze well tonight on a Saatva!
5 Tips To Choose The Best Mattress
1. Ask yourself what you need from a bed mattress. Do you need one that is extra firm, or soft? Do you have any medical conditions that require a specific type of mattress?
2. Consider your budget. Bed mattress can be rather pricey, so it's essential to set a budget plan before you begin shopping.
3. Shop around. There are a lot of various mattresses on the market, so it's essential to compare prices and features prior to you purchase.
4. Check out the mattress prior to you buy it. Many shops will allow you to test out the bed mattress for a couple of minutes to see if it's comfortable for you.
5. Read reviews. Before you purchase a mattress, be sure to check out reviews from other customers. This will provide you a concept of what to anticipate from the bed mattress and whether it's a good suitable for you.
Other Saatva Mattress Stores :


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Who said size doesn't matter? 34 beautiful black & white creatures unite in this giant 60 inch piece of gorgeous canvas art entitled "Plane Filling". To fill a plane with a host of strange motifs such as this not only takes a great deal of time but also a huge amount of skill. Trying to conjure somewhat inanimate shapes into recognisable forms all enclosed within their fixed rectangular world is a mind bending tore de force. No light creatures can ever touch and the same goes for the dark. Every time you draw a line you are not only drawing that motif but also the motif(s) which lie next to it.
With its unique and striking composition "Plane Filling" would make the perfect talking point for any room in your home. With its neutral colour palette and complex design you'll always see something new every time it catches your eye. Signed canvases are available up to a huge 60 inches and signed paper prints can be purchased in both A3/A2 sizes.


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E2E Studios were appraoched by the client to create a new brand and website.
The client wanted to keep it fairly minimalistic with an aim to encourage users to call for any alarm needs they may have.
As the website was to encourage calls the team came up with a design and flow that encourages users to make calls and gives informationthat is to the point so that a user is clear about the services offered.
The design also makes use of the Google reviews that the business has to show social proof and to build trust with the potential customer.


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Little Orpheus v4.0.2 Free Download Torrent
Little Orpheus — game where Soviet cosmonaut Ivan Ivanovich set out on a journey to the center of the Earth in his Little Orpheus atomic capsule. He went missing for three years, and then suddenly showed up as if nothing had happened. General Yurkova interrogates the cosmonaut, who begins a story about lost kingdoms, underground oceans, mad explorers and ancient civilizations. The hero will basically need to run, jump, push or drag. All this can be done using the index finger, pressing or swiping it across the screen.
The main charm of the game lies not in the ease of control or the complexity of the levels. The world itself, created in the reality of Little Orpheus is charming, bright and hilarious. Bright colors, interesting drawing of characters, delightful dialogues and great music all this fascinates and amuses. This game is quite boring to play with the sound turned off, one of the main charms lies in the fascinating remarks of the main characters, which sometimes make you laugh until you have stomach cramps. All 8 episodes are quite easy to complete, and those quests or riddles that are present in the game are very easy to solve.
NOTE. Uploaded version: 02 December — 02:01:03 UTC [v4.0.2]. This is Full release and latest version of game included 1903260=Little Orpheus — Digital Artbook. The game is already Pre-Installed and ready to run the game, read the instruction below.
System Requirements
Requires a 64-bit processor and operating system
OS: Windows 10 (64-bit)
Processor: AMD FX 6300 X6 / Intel Core i5-3570K
Memory: 8 GB RAM
Graphics: 2 GB VRAM, Radeon 7870 / GeForce GTX 660
DirectX: Version 11
Requires a 64-bit processor and operating system
OS: Windows 10 (64-bit)
Processor: AMD FX 6300 X6 / Intel Core i5-3570K
Memory: 8 GB RAM
Graphics: 2 GB VRAM, Radeon 7870 / GeForce GTX 660
DirectX: Version 12
How to Install the Game
- Download the game files through torrent.
- Unzip the game using WinRAR or 7zip.
- Start game «littleorpheus.exe», Play!
- The language changes in the menu.
Download Little Orpheus v4.0.2
Gameplay Trailer
The game is updated 2-12-2022, 12:43, to the latest version 4.0.2.


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Transforming the Credit Unions
Kaya payments initiative is a partnership among NATCCO, the Philippines Federation of Credit Cooperatives – National and the Asian Confederation of Credit Unions (ACCU). In 2017, the National Confederation of Cooperatives (NATCCO) launched the KAYA Payment Platform, a cloud-based payment service in cooperation with Software Group.
The project targets over 6 million people and enables the credit unions to expand on the range of services available to their members, generate additional revenue, and increase member share value. KAYA is presently adopted in more than 150 cooperatives in the Philippines.


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PermalinkSubmitted by Fran @ G'day So... (not verified) on Wed, 01/29/2020 - 8:36am
Lynn, you and Dennis must have been absolutely stuffed after sampling so many pies! I love savory pies so I'd like to try this place. Recently, I walked the '7 Bridge Walk' from Balboa Park to Hillcrest and back- maybe this pie shop would be on the route!


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What is valuation? From the first days on this planet humanity evaluates. Ancient people thought about: how many fruits and vegetables they should take in exchange for a meat and not take too few. With currency system development, everything has been evaluated in money. But the same problem stayed: how to find fair value and not to make yourself a fool. Thousand years passed, many concepts, "price" theories were devised, but there is still no unique approach. And probably as physics goes more and more deeply into substance, failing to find ultimate particle, economists face or do the same. Often during the course of business many companies are in a situation wherein they find it difficult to maintain their normal course of business. In such cases they are termed as distressed firms. However, show must go on. Either someone with financial power buys them out or the firm will be liquidated. It is an interesting and sophisticated work. Ascertaining the value of a distressed company is very crucial for those who are interested in the company. Interested parties require this information to determine what the actual underlying value of the business is and what discounts are to be made over this value to get an accurate picture of the business value of the firm. First of all, in this article we will pay attention for distressed company valuation as special case, which required its own approach. Of course, usual valuation techniques can be used for distressed companies, but these results are very unstable. Various studies have shown that using valuation techniques for the valuation of distressed firms have produced results which are in the range of 20% to 300% of the actual value. This is a large difference and is not acceptable in any business transaction. For example in the case of Sahara Airlines there was a large difference in the bids of Jet Airways and Kingfisher Airlines. This emphasizes the underlying difficulty in estimating the value of distressed firms. Valuation technique may result in 300% of the true value of the distressed firm True Value of the Firm 20% Estimate of the firm's value through valuation techniques. VALUATIONS In finance, valuation is the process of estimating the potential market value of a financial asset or liability. Valuations can be done on assets (for example, investments in marketable securities such as stocks, options, business enterprises, or intangible assets such as patents and trademarks) or on liabilities (e.g., Bonds issued by a company). Valuations are required in many contexts including investment analysis, capital budgeting, merger and acquisition transactions, financial reporting, taxable events to determine the proper tax liability, and in litigation.
There are several methods which are widely used in the industry for analysing the value of any firm. Many-a-times several methods are used to get a better idea of the underlying value of the firm. The focus of this paper is valuation of distressed assets, so we will not go into details of the traditional approaches DISTRESSED FIRMS One of the simplest definitions for a distressed firm is any firm that in near future won't be able to fulfil its obligations. Firm in this case may either go bankrupt and consequently liquidate its asset or it may undergo restructuring. In any case it is important to identify the true value of the firm. Other definition of a Distressed Asset is as follows. Assets are usually considered "distressed" when their value is severely depressed for a reason particular to the issuer and not because of general market conditions.
Financial distress is typically an unanticipated event. It is really difficult to identify the potential firms which are on the verge of default. But there are peculiar indicators which can give an idea about the health of the firm. Businesses transitioning along a continuum of financial health from going concern to distressed, often exhibits one or more of the following characteristics:
A high debt to Equity Ratio and debt to Asset ratio is a first signal of the upcoming problem. Sometimes it may be due to bad management or it may be due to aggressive Merger and Acquisition strategy. For example after the acquisition of the Tata Steel, its balance sheet is over leveraged.
If a firm fails to meet its debt or other obligations on time then it is an indication of poor health of the firm or poor management of resources.
Many a times due to lack of systems and procedures there is a lack of internal control in the firm.
Sometimes a company gets a major chunk of its business from one key customer. Similarly there is one key supplier who supplies a raw material critical for the production. In such cases if there is a loss of such customer or supplier then entire operations of the company are in jeopardy. This is what Reliance did when it was the single supplier of one of the critical raw materials for plastic industry.
If the management of the company is having a short term approach and is looking for quick fix solutions instead of long term solutions.
Discovery of fraud is a very good indication of an unhealthy firm. For example in the case of Satyam, when its erstwhile promoter Ramalinga Raju tried to get Maytas Infra under Satyam, many analysts were sceptical about the company's health.
Sometimes companies get most of their revenue from one single product. Also many companies tend to invest all their resources in a single product. In such cases if the product fails then the entire firm is doomed to fail.
If a firm fails to innovate and continues its business with same model then after sometime its business model will become redundant and obsolete. Firms with obsolete business models are always next in line to fail.
Many industry sectors have a common phenomenon of cyclical downturn. There is a recession in the industry after every cycle of say 10 or 15 years. Strong companies are able to overcome such scenarios but the weaker players succumb to it.
In some sectors proportion of raw material cost is a very high. In such cases if the prices of raw materials jump steeply then the business becomes unviable. An example of such sector is Airlines industry which is highly dependent on the prices of the OIL.
External factors may also influence the health of the company. These may be macro level factors like government policies or it can be events like terrorist activities. For example health of the hospitality industry is directly related to influx of tourists which in turn is related to peace in the country. After every major terrorist activity, Indian Hotel companies see a steep decline in their Occupancies. Although these characteristics are true for any distressed firm, but it doesn't means that if any firm shows any of these characteristics then it is going to bankrupt. For example a firm may make payment defaults but it doesn't means that the firm will have to be liquidated now. In fact in such cases the above characteristics just give a preliminary indication that finances of a particular firm are not in place. In such cases a deeper analysis of the firm's financials is required.
Additional adjustments to a valuation approach, whether it is market-, income- or asset-based, are necessary in almost all the instances. These adjustments help in gauging a more accurate valuation for a distressed Asset. These involve: Excess or restricted cash Other non-operating assets and liabilities Lack of marketability discount Control premium or lack of control discount Above or below market leases Excess salaries in the case of private companies. There are other adjustments to the financial statements that have to be made when valuing a distressed company. Typical adjustments used to recast the financial statements for a distressed company include: Working capital adjustment Deferred capital expenditures Cost of goods sold adjustment Non-recurring professional fees and costs Certain non-operating income/expense items ADAPTING DISCOUNTED CASH FLOW VALUATION TO DISTRESS SITUATIONS When will the failure to consider distress in discounted cash flow valuation have a material impact on value? If the likelihood of distress is high, access to capital is constrained (by internal or external factors) and distress sale proceeds are significantly lower than going concern values, discounted cash flow valuations will overstate firm and equity value for distressed firms, even if the cash flows and the discount rates are correctly estimated. In this section, we will consider several ways of incorporating the effects of distress into the estimated value.
In traditional valuation, we estimate expected values for each of the input variables. For instance, in valuing a firm, we may assume an expected growth rate in revenues of 30% a year and that the expected operating margin will be 10%. In reality, each of these variables has a distribution of values, which we condense into an expected value. Simulations attempt to utilize the information in the entire distribution, rather than just the expected value, to arrive at a value. By looking at the entire distribution, simulations provide us with an opportunity to deal explicitly with distress. Before we begin running the simulations, we will have to decide the circumstances which will constitute distress and what will happen in the event of distress. For example, we may determine that cumulative operating losses of more than $ 1 billion over three years will push the firm into distress and that it will sell its assets for 25% of book value in that event. The parameters for distress will vary not only across firms, based upon their size and asset characteristics, but also on the state of financial markets and the overall economy. A firm that has three bad years in a row in a healthy economy with rising equity markets may be less exposed to default than a similar firm in the middle of a recession. The steps in the simulation are as follows: Step 1: The first step involves choosing those variables whose expected values will be replaced by distributions. While there may be uncertainty associated with every variable in valuation, only the most critical variables might be chosen at this stage. For instance, revenue growth and operating margins may be the key variables that we choose to build distributions for. Step 2: We choose a probability distribution for each of the variables. There are a number of choices here, ranging from discrete probability distributions (probabilities are assigned to specific outcomes) to continuous distributions (the normal, lognormal or exponential distribution). In making this choice, the following factors should be considered: The range of feasible outcomes for the variable; (e.g., the revenues cannot be less than zero, ruling out any distribution that requires the variable to take on large negative values, such as the normal distribution). The experience of the company on this variable. Data on a variable, such as operating margins historically, may help us determine the type of distribution that best describes it. While no distribution will provide a perfect fit, the distribution that best fits the data should be used. Step 3: Next, the parameters of the distribution chosen for each variable are estimated. The number of parameters will vary from distribution to distribution; for instance, the mean and the variance have to be estimated for the normal distribution, while the uniform distribution requires estimates of the minimum and maximum values for the variable. Step 4: One outcome is drawn from each distribution; the variable is assumed to take on that value for that particular simulation. To make the analysis richer, we can repeat this process each year and allow for correlation across variables and across time. Step 5: The expected cash flows are estimated based upon the outcomes drawn in step 4. If the firm meets the criteria for a going concern, defined before the simulation, we will then discount the cash flows to arrive at a conventional estimate of discounted cash flow value. If it fails to meet the criteria, we will value it as a distressed firm. Step 6: Steps 4 and 5 are repeated until a sufficient number of simulations have been conducted. In general, the more complex the distribution (in terms of the number of values the variable can take on and the number of parameters needed to define the distribution) and the greater the number of variables, the larger this number will be. Step 7: After every simulation, a value will be generated depending upon whether it is a going concern or a distressed firm as the case may be. To calculate the value of the firm, take the average of all the simulated values. From simulation, probability of default can also be assessed along with the effects of distress on the underlying value of the firm. But there are some limitations to this approach. The most basic limitation is the identification of the inputs which are required for the analysis. In practice, it is difficult to choose both the right distribution to describe a variable and the parameters of that distribution. If the assumptions are not proper then although the outcome may look impressive but it will be of no value. Therefore, complete care should be taken to extract the maximum results.
Discounted Cash Flow valuation can be adjusted to reflect the effects of firm's distress on the valuations of the firm. We will use both Expected cash flows as well as discount rates to get an accurate valuation of the distressed firm. Estimating Expected Cash flows To consider the effects of distress into a discounted cash flow valuation, we have to incorporate the probability that a firm will not survive into the expected cash flows. In its most complete form, this would require that we consider all possible scenarios, ranging from the most optimistic to the most pessimistic, assign probabilities to each scenario and cash flows under each scenario, and estimate the expected cash flows each year. Where it is the probability of scenario j in period t and Cashflowjt is the cashflow under that scenario and in that period. These inputs have to be estimated each year, since the probabilities and the cash flows are likely to change from year to year. A shortcut, albeit an approximate one, would require estimates for only two scenarios – the going concern scenario and the distress scenario. For the going concern scenario, we could use the expected growth rates and cash flows estimated under the assumption that the firm will be nursed back to health. Under the distress scenario, we would assume that the firm will be liquidated for its distress sale proceeds. Our expected cash flow for each year then would be: Where Going concern, t is the cumulative probability that the firm will continue as a going concern through period t. The probabilities of distress will have to be estimated for each year and the cumulative probability of surviving as a going concern can then be written as follows: Where distress, it is the probability that the firm will become distressed in period t. For example, if a firm has 20% chance of distress in year 1 and a 10% chance of distress in year 2, the cumulative probability of surviving as a going concern over two years can be written as: Cumulative probability of survival over 2 years = (1- .20) (1 – .10) = .72 or 72%
In conventional valuation, we often estimate the cost of equity using a regression beta and the cost of debt by looking at the market interest rates on publicly traded bonds issued by the firm. For firms with a significant probability of distress, these approaches can lead to inconsistent estimates. Consider first the use of regression betas. Since regression betas are based upon past prices over long periods (two to five years, for instance), and distress occurs over shorter periods, we will find that these betas will understate the true risk in the distressed firm. With the interest rates on corporate bonds, we run into a different problem. The yields to maturity on the corporate bonds of firms that are viewed as distressed reach extremely high levels, largely because the interest rates are computed based upon promised cash flows (coupons and face value) rather than expected cash flows. The presumption in a going concern valuation is that the promised cash flows have to be made for the firm to remain a going concern, and it is thus appropriate to base the cost of debt on promised rather than expected cash flows. For a firm with a significant likelihood of distress, this presumption is clearly unfounded. As an extreme example, consider estimating a beta for Enron at the end of 2001. The beta estimate from Bloomberg, using 2 years of data, was 1.45. Over three-quarters of this period, Enron was viewed (rightly or wrongly) as a healthy firm with positive earnings. It is only in the last part of the regression period that you see the effects of distress on stock prices and the debt to equity ratio of the firm. What are the estimation choices for distressed firms? To estimate the cost of equity, we have two options that provide more reasonable estimates than regression betas:
Instead of using regression betas, we could use the bottom-up unlevered beta (the weighted average of unlevered betas of the businesses that the firm operates in) and the current market debt to equity ratio of the firm. Since distressed firms often have high debt to equity ratios, brought about largely as a consequence of dropping stock prices, this will lead to levered betas that are significantly higher than regression betas. If we couple this with the reality that most distressed firms are in no position to get any tax advantages from debt, the levered beta will become even higher. Levered beta = Bottom-up Unlevered beta (1 + (1- tax rate) (Debt to Equity ratio)) Note, though, that it is reasonable to re-estimate debt to equity ratios and tax rates for future years based upon our expectations for the firm and adjust the beta to reflect these changes. Distress factor Models In addition to the standard factor for market risk, we could add a separate distress factor to the cost of equity. In effect, this would make the cost of equity for distressed firms much higher than healthy firms in the same business. In fact, some have attributed the higher returns earned by firms with low price to book ratios to distress; low price to book stocks, they argue, are more likely to be distressed. Other studies, however, contest this notion by noting that portfolios of distressed firms have earned lower returns than portfolios of healthy firms historically. To estimate the cost of debt for a distressed firm, we would recommend using the interest rate based upon the firm's bond rating. While this will still yield a high cost of debt, it will be more reasonable than the yield to maturity when default is viewed as imminent. To compute the cost of capital, we need to estimate the weights on debt on equity. In the initial year, we should use the current market debt to capital ratio (which may be very high for a distressed firm). As we make our forecasts for future years and build in our expectations of improvements in profitability, we should adjust the debt ratio towards more reasonable levels. The conventional practice of using target debt ratios for the entire valuation period (which reflect industry averages or the optimal mix) can lead to misleading estimates of value for firms that are significantly over levered.
The biggest roadblock to using this approach is that even in its limited form, it is difficult to estimate the cumulative probabilities of distress (and survival) each year for the forecast period. Consequently, the expected cash flows may not incorporate the effects of distress completely. In addition, it is difficult to bring both the going concern and the distressed firm assumptions into the same model. We attempt to do so using probabilities, but the two approaches make different and sometimes contradictory assumptions about how markets operate and how distressed firms evolve over time. INVESTING IN DISTRESSED ASSETS The most common situation of a distressed asset is a commercial loan on which the issuer has defaulted on payments of principal or interest. Distressed asset investing generally, and emerging markets distressed investing in particular, are undertaken by a small number of firms. Implementing the strategies successfully requires specific skills and particular economic structures. For those firms with the appropriate professional skills and capital base, however, the strategies can be extremely profitable. Investing in such assets has become particularly more popular after the recession wherein many firms are in distressed state. There is still huge underlying value in assets of many such companies and proper valuation of these dark horses can lead to windfall gains for investors.
Distressed investments can be categorised by the type of exit foreseen. In other words, what is the strategy for cashing out? Event-driven distressed investments. These are directional investments in distressed and special event situations in sovereign and corporate securities, for which some event is on the horizon which will transform the nature of and increase the value of the assets. The event can be a restructuring of a company's or country's debt, a liquidation of a company's assets, or a buyback of outstanding debt by an issuer or by individuals. Capital gain from the investment is provided either through re-pricing upon occurrence of the event, or through the proceeds of a restructuring. Valuation-driven distressed investments. These are directional investments made in distressed situations where a transformative event is not at sight. The exit may be either through the market (re-pricing due to credit strengthening), cash flow, or an event (re-pricing upon an event or through the proceeds of a restructuring). Some investors may buy distressed assets simply because the price seems too good to pass up, but this can be dangerous: what is cheap today may be cheap tomorrow, unless there is a reason for the value to rise. Valuation-driven investments should therefore be made only when a clear reason for triggering an increase in value can be ascertained, even if the timing of the increase is uncertain. Distressed investing usually involves the purchase of debt, but equity analysis is relevant for two reasons. First, the assets are usually non-performing, and therefore the theoretical yield is less important than the potential for capital gains; successful distressed debt investments will produce equity-like returns. Second, equities are increasingly being distributed to creditors as part of the package of assets coming out of debt restructurings; in this way, control of a company's debt pre-restructuring may later lead to equity control. Distressed investing strategies may be combined with other complementary but uncorrelated investment strategies in liquid instruments. This can diversify portfolio risk, create hedging opportunities, and provide useful liquidity. Distressed investments are rarely possible to sell short, so any hedges for long positions or outright short positions must be undertaken in the context of a different, liquid investment strategy.
A very famous Thai Oil Company at one point of time in the late 1990s had over $2 billion of debt outstanding. Company was not able to meet the obligations and had defaulted. After the default the market price of the debt fell and it was being traded at 30% of the actual face value. But here the company reorganized its finance and made a smart move. The company itself bought almost 50% of its outstanding debt at a price between 50-90% of the original face value. Company also agreed on a debt restructuring, in which it issued clean debt and gave A½ of its equity to creditors. Thus improvements in the business and decrease in the outstanding debt led to rerating of its debt ratings. Now the debt was rating at par and thus made it's once worth less equity very valuable. CONCLUSION Distressed firms, i.e., firms with negative earnings have a strong likelihood of failure; present a challenge to analysts valuing them because so much of conventional valuation is built on the presumption that firms are going concerns. But in the case of distressed firms this very assumption doesn't holds true. In this paper, we have examined how discounted cash flow has to be adjusted with respect to the valuation of distressed assets. With discounted cash flow valuation, we suggested two ways in which we can incorporate distress into value – simulations that allow for the possibility that a firm will have to be liquidated and modified discounted cash flow models, where the expected cash flows and discount rates are adjusted to reflect the likelihood of default With relative valuation, we can adjust the multiples for distress or use other distressed firms as the comparable firms. In addition to this in the last section we talked about investing in such assets. From this we can say that trading in distressed assets that too particularly in emerging markets can be highly profitable, given the growth prospects naturally existing in such regions. But before dealing with distressed firms it is very important to understand how to evaluate such firms. If the valuations can be done accurately then it can lead to windfall gains.
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Traveler • Teacher • Storyteller • Documenter • Adventurer
I wont write this out like a dating profile, or write some perfect euphoric poem expressed on every instagram post you see. But what I will tell you, is that my life is in pictures.
I travel around the US as a National Technical Representative, and around the world for my soul. I am fulfilled most when passing along my knowledge and experiences through images, in seminars, and in workshops.
My hope is that with one little tip or story, it will encourage you to explore, dare you to dance with a stranger, or inspire a new challenge in your photography and travel journey.
Because this is an "about me" after all - when I'm not behind the camera, you can find me lifting heavy things, spending money at REI, attempting to learn Bachata, solving humanities greatest problems in my head, admiring those who speak multiple languages, and creating a life on two coasts.


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Lavazza Coffee
DescriptionA passion for achieving excellence and for high-quality products are the values embedded in Lavazza's DNA since its foundation in 1895, and upheld by four generations of entrepreneurs. "it is all about quality in cup shared with people that surround us, starting from the Lavazza employees to our family and friends." Discover their story
Whole Bean Options
- Crema Ricca- A medium roast espresso with pleasant hints of dried fruit and dark chocolate. It evokes the aromatic fragrances of cocoa with notes of biscuit and freshly baked bread.
- Gusto Intenso- Intense and robust, the Gusto Intenso has a full-bodied taste, typical of 100% Brazilian Arabica. The dark roasting strengthens the aromatic intensity for a slightly bitter dark chocolate aroma with a sweet caramel aftertaste.
- Super crema- Super Crema blend offers a full body and a precise taste experience, with notes of roasted hazelnut and brown sugar, and all the harmony of Italian espresso.
- Caffè Decaffeinato- Our best quality beans are decaffeinated through a natural process. This will ensure that they retain their full aromatic profile.
Ground Coffee
- Gusto Intenso
- Aroma Top Both available in 70 gram portion packs.
- Aroma Top- Intensity 7- Sweet and aromatic. The floral scent and toasted cereals create a perfect balance. It is a light but complete creamy espresso with a real personality, a blend of Arabica from Brazil and India.
- Aroma Più- Intensity 8- Full and balanced, with gentle hints of roasted cereals noted in its medium-bodied aroma. The Arabica from Central and South America provides a full taste, with an elegant balanced character.
- Gusto Intenso- Intensity 8- Full-bodied with bold character, this espresso with Arabica from Brazil, Central America and Southeast Asia seduces with notes of walnuts, wood and intense flavour. The persistent fragrance is reminiscent of a game of contrasts, combined to perfection.
- Decaf- Intensity 6- The Arabica from Brazil has a full-bodied and balanced aroma. The blend pays tribute to the balanced character of the decaffeinated aroma. The aroma is harmonious with a persistent fragrance.


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Who among us here knows what Skype for Business Free Download or can tell us what it is all about. This article is provided to direct and to lecture you more about what the topic is all about to you all.
The review that you are about to come across is to inform you so much about what the topic is and how you can access what it talks about. Right now, let us go in detail about the topic.
CHECKOUT ABOUT THESE: Skype for Business Free – Skype Business Pricing | Access Skype for Business
Skype for Business Free Download
Before I begin, I will love to explain what skype for business is to you before talking about the download part of it. Skype for business is a social marketing system ad it is instant messaging enterprise software that was made by the Microsoft developer and it is said to be a part of Microsoft office suite. This is also used as on-premises skype for business service version and it is also a software service that is offered as part of office 365.
Skype For Business
Speaking of the skype for business download is talking about the mobile app. If I may ask what does your mind told you when you first saw the heading, do you think that the skype for business would have a mobile app? Sorry to say, what you are seeing at the topic of this article is talking about the mobile of what I have here, that is to tell you that it has an app. The mobile app of skype for business is meant for mobile device users and this service is made for marketing a business.
This is to say if you have a business that you are running, for you to reach out to a large number of people around the world. One thing that can help you reach your aid is skype for business and right here am going to tell you how you can download the app and how you can access the skype business service. But first, let talk about how you can download the app into your smartphone device.
Skype Business Download
This side of the article is to tell you more about skype for business free download and how you can download the skype business app on your device. There are standing steps that you need to process through before you can download the app. Read below to learn how you can download the app.
- The very first thing you are required is to access the app store on your device.
- Then search for the app "Skype Business" or "Skype for Business" both means the same thing.
- After searching for it, click the download or install button close to the app.
- Wait for the downloading process to complete and after that install it.
I am sure now that everyone reading this post can download the skype business app now. What I now want us to talk about is how to access it.
How to Access Business on Skype
The header you see up here is also the same as Skype for business, is talking about how you can access the service. You should know that accessing this service you must have a Microsoft account and also get Microsoft office 365 by subscribing to it. The step below will show you have you can create a Microsoft account and also get the office 365.
Microsoft Account Create
Creating a Microsoft account is the only way you can access the business on skype even though you have the mobile app downloaded into your mobile device without the account you can't access the app. So I want you to follow the steps down here for you to create a Microsoft account.
- First, you access your web browser and visit Microsoft on it.
- The next thing is to click the "Profile" icon at the top of the homepage then tap "Create One" under the email box.
- Enter the name of the email you want to use for the account if you want to use the name of your business as the email you are free.
- After doing that, click "Next". Create a password and click "Next" again.
- Now enter your first and last name and also apply the "Next" button.
All you have to do is to follow the on-screen steps to complete the account creation process. Now, how you can get office 365.
How to Get Microsoft Skype Office 365
This is the part where you can fully have access to the skype business service after getting the office 365. Without any words, I want every one of us to turn over to the list below.
- Continuation after creating the account, you will be logged into the Microsoft platform. All you will need to do is to click "All Microsoft" at the top of the page.
- Then look for "Skype" which is at the left corner of the drop-down listing. Tap on "skype" and look at the top of the new page that comes after the old one. You will see more" click on it.
- Go to "Products" you will see "Skype for Business" there, all you should do is to click on it.
- You will see "Get Office 365" on the page but if you can't find it there. You can get it "HERE".
With these steps you can get the office 365, from there on you can set up your skype business account and you can log it in inside the mobile app.
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After a career in the Australian Regular Army, in 1991 I joined the staff of the UNSW Canberra at the Australian Defence Force Academy as the Executive Director of the Australian Defence Studies Centre. From 2006 to 2010 I was a Queen Elizabeth II Fellow in the School of Humanities and Social Sciences where I completed an ARC funded research project examining the combat effectiveness of Australian forces in the Vietnam War. Since 2010 I have been an adjunct lecturer where I work on the analysis of combat operations, building the 'Australia's Vietnam War' website and on Operation Wandering Souls. The latter is a project aimed at assisting Vietnam with discovering the burial sites of Vietnamese soldiers killed in action by Australian and New Zealand forces during the Vietnam War. It also aims to return documents and artefacts of a personal nature that were recovered from the battlefield by Austrlaian and New Zealand soldiers.
Ross A; Ross PCOIPAPA; Hall B; Griffin A, 2015, The Search for Tactical Success in Vietnam An analysis of Australian Task Force combat operations, Cambridge University Press, http://dx.doi.org/10.1017/CBO9781316161784
Ross A; Hall R; Griffin A, 2015, The Search for Tactical Success in Vietnam An Analysis of Australian Task Force Combat Operations, Cambridge University Press
Ross AT; Hall R; Griffin AL, 2015, The Search For Tactical Success in Vietnam, Australian Army History Series, Cambridge University Press, Port Melbourne
Hall RA, 2000, Combat Battalion The Eighth Battalion in Vietnam, Allen & Unwin
Cheeseman GL; Hall RA, 1997, Preparing for Australia`s Military After Next: The Price Report and a `New Model` Australian Defence Force Academy, Original, Australian Defence Studies Centre, Canberra
Hall RA, 1997, The Black Diggers Aborigines and Torres Strait Islanders in the Second World War, Aboriginal Studies Press
Hall R, 1995, Fighters from the Fringe: Aborigines and Torres Strait Islanders Recall the Second World War, Original, Aboriginal Studies Press, Canberra
Book Chapters
Hall R, 2020, 'A Long Bridge in Time: The 1st Australian Task Force in Vietnam via Malaya and Borneo', in Glenn R (ed.), Trust and Leadership: The Australian Army Approach to Mission Command, University of North Georgia Press, Dohlonega, Georgia, USA, pp. 127 - 155
Hall RA, 2017, ''Vietnam: Insights Gained, Lessons Lost'', in Frame T (ed.), The Long Road,, Sydney
Hall RA; Andrew Ross , 2012, '''Landmark' battles and the myths of Vietnam'', in Stockings (ed.), Anzac's Dirty Dozen: Twelve myths and misconceptions of Australian military history, Sydney
Hall R; Ross A, 2003, 'Lessons From Vietnam – Combined Arms Assault Against Prepared Defences', in Evans M; Ryan A (ed.), From Breitenfeld to Baghdad: Perspectives on Combined Arms Warfare, Land Warfare Studies Centre, Canberra
Hall R, 1991, 'Aborigines and Torres Strait Islanders in the Second World War', in Ball D (ed.), Aborigines in the Defence of Australia, Australian National University Press, Botany, pp. 32 - 63
Hall R, 1991, 'Aborigines and Australian Defence Planning', in Ball D (ed.), Aborigines in the Defence of Australia, Australian National University Press, Botany, pp. 205 - 221
Journal articles
Hall B, 2020, 'Danger Close: battle without context', History Australia, vol. 17, pp. 195 - 196, http://dx.doi.org/10.1080/14490854.2020.1717355
Hall RA, 2018, ''Fifty Years Since the Tet Offensive'', Australian Outlook
Ross A; Hall B, 2018, 'Shots per casualty: An indicator of combat efficiency for the first australian task force in south Vietnam', Defense and Security Analysis, vol. 34, pp. 410 - 423, http://dx.doi.org/10.1080/14751798.2018.1529080
Griffin AL; Hall B; Ross AT, 2014, 'The Australian counterinsurgency campaign in the Vietnam war: the ambush battle', Journal of Maps, vol. 10, pp. 61 - 64, http://dx.doi.org/10.1080/17445647.2013.870095
Hall R, 2011, 'Operation Wandering Souls': Australians are helping Vietnam locate some of its thousands of missing in action', Wartime
Hall R, 2011, 'Aborigines, the Army and the Second World War in northern Australia', Aboriginal History Journal, vol. 4, http://dx.doi.org/10.22459/ah.04.2011.05
Hall RA; Ross A, 2010, 'Kinetics in counterinsurgency: some influences on soldier combat performance in the 1st Australian Task Force in the Vietnam War', Small Wars and Insurgencies, vol. 21, pp. 498 - 518, http://dx.doi.org/10.1080/09592318.2010.505481
Hall RA; Ross AT, 2009, 'Bang on Target: Infantry marksmanship and combat effectiveness in Vietnam', Australian Army Journal, vol. vi
Hall RA; Ross A, 2008, 'The political and military effectiveness of Commonwealth Forces in Confrontation 1963-66.', Small Wars and Insurgencies, vol. 19, pp. 238 - 255
Hall R, 2001, 'Accidental Discharges – The Soldier's Industrial Accident in Vietnam and East Timor', Australian Defence Force Journal
Hall R, 1992, 'Finding the Black parts of the Digger Legend: A guide to archival sources on the Aboriginal and Islander contribution', Aboriginal History, vol. 16
Hall R, 1992, 'Black Magic: Leonard Waters – Second World War fighter pilot', Aboriginal History, vol. 16
Hall R, 1990, 'An Invitation to National Disunity': Chinese Support for Australia's War Effort in the Second World War and the White Australian Response', War and Society, vol. 8
Hall R, 1990, 'Black Australians in the Second World War', Revue Internationale d'Histoire Militaire
HALL RA, 1989, 'THE SHADOWS EDGE - AUSTRALIA NORTHERN WAR - POWELL,A', AUSTRALIAN OUTLOOK, vol. 43, pp. 88 - 89, https://www.webofscience.com/api/gateway?GWVersion=2&SrcApp=PARTNER_APP&SrcAuth=LinksAMR&KeyUT=WOS:A1989DX30700020&DestLinkType=FullRecord&DestApp=ALL_WOS&UsrCustomerID=891bb5ab6ba270e68a29b250adbe88d1
Hall R, 1980, 'Aborigines and the Army', Australian Defence Force Journal
Hall RA; Ross AT; De Heer D, 2012, Comparative Study: Combat operations in North Borneo (Indonesian Confrontation) and 1ATF in Vietnam., Defence Science and Technology Organisation
Hall RA; Ross AT, 2008, Study of the structures, arms and approaches to the employment of fires of the Australian rifle section in South Vietnam, 1966-1971, Defence Science and Technolocy Organisation
Hall RA; Ross AT, 2006, The effectiveness of combined arms teams in urban terrain: The battle of Binh Ba, Vietnam 1969, and the battles of Fallujah, Iraq, 2004., Defence Science and Technology Organisation
Hall RA; Ross AT, 2006, Historical soldier load carrying, Defence Science and Technology Organisation
Hall RA; Ross AT, 2004, Indirect fire support for the Australian Army in Vietnam, 1965-1971, Defence Science and Technology Organisation
Hall RA; Ross AT, 2003, Ambush and attack incidents involving the Australian Army in Vietnam, Defence Science and Technology Organisation
Hall RA; Ross AT, 2003, Analysis of Australian urban engagements in Vietnam, Defence Science and Technology Organisation
Hall RA; Ross AT, 2002, Friendly fire in low level warfare: The experience of the First Australian Task Force in Vietnam, 1966-1971., Defence Science and Technology Organisation
Hall RA; Ross AT, 2002, Attacks on prepared defended positions by units of 1st ATF, 1966-1971, Defence Science and Technology Organisation
Hall R, 1985, Report: Employment of Aborigines and Torres Strait Islanders by the Defence Force During the Second World War, Canberra
Working Papers
Hall RA; Ross A, 2010, Case Study: Confronting moral dilemmas in combat: Vietnam 1966-1971, Centre for Defence Leadership and Ethics, Australian Defence College, Weston, Canberra, Canberra ACT, Leadership and Ethics Papers, 1/2010, http://dx.doi.org
Hall RA, 2018, 'More about Tet '68 in Baria', Australia's Vietnam War website, https://vietnam.unsw.adfa.edu.au/more-about-tet-68-in-baria/
Hall RA, 2018, 'Tet '68 in Phuoc Tuy: Impact on communities', Australia's Vietnam War website, https://vietnam.unsw.adfa.edu.au/tet-68-in-phuoc-tuy-impact-on-communities/
Hall RA, 2017, '50th Anniversary: South Vietnam's 1967 Presidential election', 'Australia's Vietnam War' website, https://vietnam.unsw.adfa.edu.au/50th-anniversary-south-vietnams-1967-presidential-election/
Hall RA; Andrew Ross , 2016, 'Keeping the Troops in the Field Part 1: Rations', https://vietnam.unsw.adfa.edu.au/keeping-the-troops-in-the-field-part-1-rations/
Hall RA; Andrew Ross , 2016, 'Keeping the Troops in the Field Part 2: Water Resupply', https://vietnam.unsw.adfa.edu.au/keeping-the-troops-in-the-field-part-2-water-resupply/
Hall RA; Andrew Ross , 2015, 'Contact! Wait, Out': Battle procedure after contact', 'Australia's Vietnam War' website, https://vietnam.unsw.adfa.edu.au/contact-wait-out-battle-procedure-after-contact/
Hall RA; Ross AT; De Heer D; Griffin A; Kimberley P; Smith B; Turner T; Doyle J, 2015, 'Australia's Vietnam War' website, https://vietnam.unsw.adfa.edu.au/
Hall RA; Ross AT; De Heer D; Griffin A, 2010, Operation Wandering Souls


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The International Cooperative Alliance is the global steward of the Statement on the Cooperative sầu Identity – the Values & Principles of the cooperative sầu movement.
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In 1995, the mongkiemthe.com adopted the revised Statement on the Cooperative sầu Identity which contains the definition of a cooperative, the values of cooperatives, và the seven cooperative principles as described below. You can also consult the Guidance Notes on the Cooperative sầu Principles và Values which give sầu detailed guidance and advice on the practmongkiemthe.coml applmongkiemthe.comtion of the Principles to the cooperative sầu enterprises.
Definition of a Cooperative sầu
A cooperative is an autonomous association of persons united voluntarily to meet their common economic, social and cultural needs và aspirations through a jointly-owned & democratmongkiemthe.comlly-controlled enterprise.
Cooperative values
Cooperatives are based on the values of self-help, self-responsibility, democracy, equality, equity, và solidarity. In the tradition of their founders, cooperative members believe sầu in the ethmongkiemthe.coml values of honesty, openness, social responsibility and caring for others.
Cooperative sầu Principles
The cooperative principles are guidelines by which cooperatives put their values inlớn practice.
1. Voluntary and mở cửa Membership
Cooperatives are voluntary organisations, open khổng lồ all persons able to lớn use their services and willing to lớn accept the responsibilities of membership, without gender, social, racial, politmongkiemthe.coml or religious discrimination.
2. Democratic Member Control
Cooperatives are democratic organisations controlled by their members, who actively participate in setting their policies and making decisions. Men và women serving as elected representatives are accountable khổng lồ the membership. In primary cooperatives members have equal voting rights (one thành viên, one vote) và cooperatives at other levels are also organised in a democratic manner.
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3. Member Economic Participation
Members contribute equitably khổng lồ, and democratmongkiemthe.comlly control, the capital of their cooperative sầu. At least part of that capital is usually the comtháng property of the cooperative sầu. Members usually receive sầu limited compensation, if any, on capital subscribed as a condition of membership. Members allocate surpluses for any or all of the following purposes: developing their cooperative sầu, possibly by setting up reserves, part of which at least would be indivisible; benefiting members in proportion to their transactions with the cooperative; và supporting other activities approved by the membership.
4. Autonomy & Independence
Cooperatives are autonomous, self-help organisations controlled by their members. If they enter inkhổng lồ agreements with other organisations, including governments, or raise capital from external sources, they bởi vì so on terms that ensure democratic control by their members & maintain their cooperative sầu autonomy.
5. Education, Training, & Information
Cooperatives provide education & training for their members, elected representatives, managers, & employees so they can contribute effectively to lớn the development of their co-operatives. They insize the general public - particularly young people & opinion leaders - about the nature và benefits of co-operation.
6. Cooperation aước ao Cooperatives
Cooperatives serve their members most effectively và strengthen the cooperative movement by working together through local, national, regional & international structures.
7. Concern for Community
Cooperatives work for the sustainable development of their communities through policies approved by their members.
Guidance Notes on the Cooperative Principles
In 2016, the mongkiemthe.com's Principles Committee released the Guidance Notes on the Cooperative sầu Principles, giving detailed guidance & advice on the practmongkiemthe.coml applmongkiemthe.comtion of the Principles to cooperative enterprise. These Guidance Notes ayên ổn to state our understanding of the applmongkiemthe.comtion of the Principles in contemporary terms for the 21st century.


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My son, Charles, was diagnosed with Coats' Disease when he was one year old. He had a pediatrician visit for his one year check up and they did a vision test, which showed his right eye wasn't aligning correctly. They thought it might be a lazy eye and referred us to a pediatric ophthalmologist, who thought it might be a lazy eye. We began to notice when we looked at him at just the right moment his right eye would turn outward. We immediately knew something just wasn't right.
We got a second opinion and they suspected it might be Coats' Disease but wanted Charles to see a Retinoblastoma specialist to rule that out. We were then told it was for sure Coats' Disease and not Retinoblastoma. They told us he was Stage 4. We were then referred to Dr. Karl Olson at Retina Vitreous Consultants in Pittsburgh. Dr. Olson confirmed he has Stage 4 Coats' Disease after he had an EUA (exam under anesthesia).
Charles retina is fully detached. Charles has had many exams under anesthesia with laser treatment and one drainage surgery. Charles is a very resilient little boy. He never lets anything stop him. We love his glasses – he looks adorable!


text: What Is Reye Syndrome? Reye syndrome is a rare but serious illness that can affect the brain and liver. It's most common in kids who are recovering from a viral infection. It's still not well understood, but studies have linked it to the use of aspirin (salicylates) or aspirin products during illnesses caused by viruses. In rare cases, it can cause death within hours. Because it can be a life-threatening disorder, Reye syndrome is a medical emergency. Early detection and treatment are critical. The chances for a full recovery are best when Reye (pronounced: rye) syndrome is treated in its earliest stages. Who Gets Reye Syndrome? Reye (or Reye's) syndrome most often affects kids 4 to 14 years old. The number of cases has dropped greatly since doctors began advising against giving aspirin to kids and teens, especially during viral illnesses. Most cases happen when viral diseases are epidemic, such as during the winter months or after an outbreak of chickenpox or the flu. What Are the Signs & Symptoms Reye Syndrome? The signs and symptoms of Reye syndrome almost always follow the start of a viral illness, such as an upper respiratory tract infection (a cold, the flu, etc.), a diarrheal illness, or chickenpox. Reye syndrome can start from 1 day to 2 weeks after a viral infection. Symptoms include: vomiting often tiredness or sleepiness in babies, diarrhea and rapid breathing irritability or aggressive behavior Other symptoms include changes in vision, trouble hearing, and abnormal speech. In the later stages, a child may: behave irrationally be confused have severe muscle weakness, seizures, and loss of consciousness (pass out) Even though it's rare, Reye syndrome should be considered if a child is vomiting a lot or shows a change in mental status or behavior, particularly after a recent viral illness. How Is Reye Syndrome Treated? Children with Reye syndrome are usually treated in a hospital. Those who are seriously ill will be cared for in the intensive care unit (ICU). Treatment is supportive, as there is no cure. The clinical care team will: Make sure the child stays hydrated and maintains electrolyte balance. Check nutrition intake. Watch the child's heart rate and breathing. Watch the child's intracranial pressure (pressure of the fluid in the brain) and blood pressure. Tests done can include blood tests to check electrolytes and liver function and an imaging study of the brain (CAT scan or MRI). A child also might get: small amounts of insulin to increase glucose metabolism corticosteroids to reduce brain swelling diuretics to get rid of excess fluid If seizures happen, they'll be treated with medicines. Some kids might need breathing help from a breathing machine or respirator if their breathing gets too slow or ineffective. The outlook for children with Reye syndrome has improved thanks to earlier diagnosis and better treatment. If the late stages of the syndrome happen, they can cause brain damage, disability, or death. When Should I Call the Doctor? Call your doctor or get medical help right away if your child: is vomiting a lot has behavioral changes is much sleepier than usual This is even more important if your child has had a recent viral illness, such as the flu or a cold. Of course, many kids with viruses will have some of these symptoms, and most will not have Reye syndrome. But it's best to be sure because early diagnosis is the key to successful treatment of Reye syndrome. How Can Parents Help Prevent Reye Syndrome? Never use aspirin or other drugs from the salicylate (suh-LISS-uh-late) family to treat chickenpox, the flu, or any other viral diseases. Many over-the-counter (OTC) medicines contain salicylates, including bismuth subsalicylate (for instance, Pepto-Bismol). Be sure to read the labels and talk to your health care provider if you're not sure whether a medicine is safe for your child. In general, kids and teens should not take aspirin (salicylates) except on the advice of a doctor for certain conditions. Back to Articles Related Articles Coping With Colds Most teens get between two and four colds each year. Read this article for the facts on colds and ways to feel better when you catch one. Read More Flu Facts Every year from October to May, millions of people across the United States come down with the flu. Get the facts on the flu - including how to feel better if you get it. Read More Is It a Cold, the Flu, or COVID-19? Your child has a sore throat, cough, and a high fever. Is it COVID-19? Could it be the flu? Or just a cold? Here are tips on what to look for, and what to do. Read More Basic Blood Chemistry Tests Doctors order basic blood chemistry tests to assess a wide range of conditions and the function of organs. Read More Fevers Fevers happen when the body's internal "thermostat" raises the body temperature above normal. This is often the body's way of fighting infections. Read More Colds Colds are the most common infectious disease in the United States - and the top reason kids visit the doctor and miss school. Read More The Flu (Influenza) Flu symptoms tend to come on quickly and are worse than the sneezing and stuffiness of a cold. The flu is very contagious. Find out what to do in this article for parents. Read More What's a Fever? What are fevers? Why do kids get them? Get the facts on temperatures and fevers in this article for kids. Read More Note: All information is for educational purposes only. For specific medical advice, diagnoses, and treatment, consult your doctor. © 1995-2021 KidsHealth®. All rights reserved. Images provided by The Nemours Foundation, iStock, Getty Images, Veer, Shutterstock, and Clipart.com.


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Star Wars: The Force Awakens has been releasing some big reveals through Entertainment Weekly's fall movie preview issue today. Here's what we know now:
New Photos
Go ahead: check out nine new pictures from the set of The Force Awakens. No, we don't know what that strange steed? Why, that's a "luggabeast," being ridden by a being known as Teedo. Daisy Ridley's rescuing BB-8 free from his net.
The State of the Galaxy
Entertainment Weekly summed it up:
The Empire has morphed into a junta known as The First Order, while X-Wing pilots like Oscar Isaac's Poe Dameron now fly for a splinter group known as the Resistance. Princess Leia (Fisher) has come into possession of the lightsaber once possessed by her father, Darth Vader, and later lost by Luke (Hamill) when Vader separated him from his arm during that "join me" duel in The Empire Strikes Back.
The amount of screentime the Skywalker twins may get is still unclear, although Luke's fate is obviously a key factor. Ford's Han Solo, however, will be one of the leads, piloting the Millennium Falcon alongside his old pal Chewbacca (Peter Mayhew.) Among the newcomers, desert scavenger Rey (Daisy Ridley) and runaway stormtrooper Finn (John Boyega) will be running for their lives, with the rolling droid BB-8 trying to keep up. Eventually all five of them end up aboard that familiar starship.
On Team Dark Side is Darth Vader obsessive Kylo Ren (Adam Driver), The First Order's merciless General Hux (Domhnall Gleeson) and chrome-armored officer Captain Phasma (Gwendoline Christie).
Star Wars screenwriter Lawrence Kasdan (pictured above, on set with Abrams) also told the magazine this about writing older, more experienced versions of Han, Luke and Leia:
"I thought, 'Wow, okay, these people have lived — they're in a different place in their lives, Han and Leia and so on. They've lived the same 30 years I have. What would that be like? How would you see things differently?' And I was trying to figure out how I saw things differently, and one of the surprises is that you don't learn all that much. You haven't become much wiser than you were, and things are not clearer to you, and the world is just as confusing as it always was — and that's a kind of lovely thing to get to write about again. Age does not necessarily bring wisdom; it just brings experience."
It's an interesting quote, which twins nicely with the question that J.J. Abrams said convinced him to take on directorial duties on The Force Awakens in a time when he wasn't sure if he would:
"Who is Luke Skywalker?"
Kylo Ren
- That crazy three-pronged lightsaber that became something of the signature symbol of the first footage we saw from the film? He built it himself, naturally. "The lightsaber is ... as dangerous and as fierce and as ragged as the character," director J.J. Abrams told EW.
- Kylo Ren isn't his actual name. It's a name (Kylo) and a title (Ren) he earned or chose when he joined a group called the Knights of Ren. What exactly the Knights of Ren are or what it means to join them remains a mystery.
- Kylo's mask is a deliberate reference to Darth Vader on the part of the production and the character. "[Ren] is well aware of what's come before," says Abrams, "and that's very much a part of the story of the film."
- "I think that what makes Ren so unique is that he isn't as fully formed as when we meet a character such as Darth Vader," Abrams told Entertainment Weekly. "And I think that there are two sides to the Force. Both sides, arguably, would see themselves as the hero of their story, and I think that applies here."
What's In a Name?
As a setting, Star Wars has always had, shall we say, eclectic naming conventions. Entertainment Weekly grilled Abrams about the origins and quirks of the new names he's created for the franchise.
- On Rey and Finn: "I will only say about that that it is completely intentional that their last names aren't public record."
- Poe Dameron is named after Abram's assistant, Morgan Dameron. As for his first name, "We went through a bunch of different names, and Poe ultimately felt like the right name," Abrams told EW. "Someone reminded me recently that my daughter had had a polar bear named Poe ... and that might've been why it felt right. There was a kind of sweetness to, and a charm to that name."
- BB-8? "It was sort of how he looked to me, with the 8, obviously, and then the 2 B's."
- Gwendoline Christie's Captain Phasma was named for the 1979 film Phantasm, a horror flick that featured a deadly silver sphere. "Phasma I named because of the amazing chrome design that came from Michael Kaplan's wardrobe team. It reminded me of the ball in Phantasm, and I just thought, Phasma sounds really cool."
Star Wars: The Force Awakens trailer


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