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Note to walleye anglers and northern pike spearers: Your chance to be heard regarding muskie stocking will occur in the next few weeks.
Show up — or hold your peace.
Because Minnesota's Great Muskie Stocking Debate is about to begin.
Or, rather, continue.
The Department of Natural Resources announced this week it will soon gather input "to help determine if new muskellunge lakes spread geographically throughout Minnesota should be established in 2016.''
Some walleye anglers definitely will vote no. They think the state's muskie expansion is being accomplished at the expense of walleyes.
Some in the darkhouse crowd also will oppose the idea. They fear spearing might be banned on lakes newly stocked with muskies, because occasionally muskies are mistaken for northern pike and illegally speared.
The DNR has developed a long-range muskie plan that attempts to balance the interest of muskie anglers for more big fish in the state with those who oppose the idea.
The plan calls for eight additional lakes or rivers to be stocked with muskies by 2020. Three new lakes — Roosevelt, Pokegema and the Sauk River Chain — already have been stocked.
But plans to stock other lakes with muskies were shelved after public criticism arose.
Muskie stocking is among the state's hottest fishing topics — even though, according to the DNR, muskies don't hurt walleye populations.
"Fisheries research work in Minnesota and Wisconsin shows that muskellunge coexist with healthy populations of walleye and other important game fish," said T.J. DeBates, East Metro Area Fisheries supervisor, while announcing four public meetings.
To be discussed at the meetings is whether Big Marine in Washington County, the Fairmont chain in Martin County and the Gull chain in Cass County should be stocked with muskies.
Two lake chains in Otter Tail County also are being proposed — the Franklin and Lizzie chain, and the Loon chain.
Although no more than one of the three lakes within the Otter Tail chains will be chosen, the DNR acknowledges that muskies, over time, will move among connected lakes.
Last summer, the DNR began gathering opinions about whether to stock the proposed lakes with muskies. Signs were posted at public boat accesses, and local fishing clubs and lake associations were consulted.
Now the public can weigh in. But be forewarned: Even if most comments about a given lake proposal are negative, the DNR might go ahead with muskie stocking, anyway.
That said, if you have an opinion about one or more of the proposed stockings, show up at one of the meetings or, alternatively, submit your comments in writing (either online, by e-mail or snail mail; see below).
Meeting dates, times and places are:
• Big Marine: 7-9 p.m. Monday, Nov. 30, at the Scandia Community and Senior Center, 14727 209th St. N., Scandia.
• Gull chain: 7-9 p.m. Wednesday, Dec. 2, at the Crow Wing County Land Services Building, 322 Laurel St., Brainerd.
• Fairmont chain: 7-9 p.m. Thursday, Dec. 3, at the Martin County Library, 110 N. Park St., Fairmont.
• Franklin and Lizzie chain, and Loon chain: 7-9 p.m. Tuesday, Dec. 8, at the Lake Region Electric Cooperative, 1401 S. Broadway, Pelican Rapids.
• Twin Cities: Muskie stocking in all of the proposed lakes will be discussed 7-9 p.m. Wednesday, Dec. 9, in the Oak Room at the Bunker Hills Activity Center, 550 Bunker Lake Blvd. NW., Andover.
Online comments on each lake also will be taken at www.mndnr.gov/muskie or by e-mail or postal mail to the following area fisheries offices:
•Big Marine: DNR East Metro Fisheries, 1200 Warner Road, St. Paul, MN 56401, email@example.com.
•Fairmont chain: DNR Windom Area Fisheries, 175 County Road 26, Windom, MN 56101, firstname.lastname@example.com.
•Franklin and Lizzie chain, and Loon chain: DNR Fergus Falls Area Fisheries, 1509 1st Av. N., Fergus Falls, MN 56537, firstname.lastname@example.com.
•Gull chain: DNR Brainerd Area Fisheries, 1601 Minnesota Drive, Brainerd, MN 56401, firstname.lastname@example.com.
Muskie fishing is one of the fastest-growing segments of Minnesota sport fishing. Still, panfish, walleyes and northern pike far exceed muskies each year, measured by numbers caught.
Additional information on the proposals is available online at www.mndnr.gov/muskie.


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Stars -- Horoscope
ARIES (March 21-April 19). It is not tricky to find happiness. It is, however, quite tricky indeed to know what happiness is. Do what thrills you.
ARIES (March 21-April 19). It is not tricky to find happiness. It is, however, quite tricky indeed to know what happiness is. Do what thrills you.
TAURUS (April 20-May 20). Sizzling energy zings between you and an intriguing someone. Be content to learn and reveal a little at a time.
GEMINI (May 21-June 21). Someone far off is working magic in your life by giving you sage advice, instruction, money or by keeping you in their prayers.
CANCER (June 22-July 22). Good things could come from getting lost. You'll bump into avenues of exploration that can bring big-time romance to your life.
LEO (July 23-Aug. 22). You'll fix what's been broken for a long time. You may find the perfect "plug" for that cash drain that's hurting your finances and your spirit.
VIRGO (Aug. 23-Sept. 22). Brainstorm on the topic of increasing your financial means because there are expenses around the corner that you'll really want to be able to incur.
LIBRA (Sept. 23-Oct. 23). You're asked to do things that don't feel like you, but there is still a way to make it your own.
SCORPIO (Oct. 24-Nov. 21). The universe is your high-end boutique, and the goods are laid out on pretty shelves, glistening in the lovely light, whispering, "Take me!"
SAGITTARIUS (Nov. 22-Dec. 21). Most people will seem too busy to focus on what you're offering. But the ones who buy in will be big spenders indeed.
CAPRICORN (Dec. 22-Jan. 19). When you get bored, it's a signal that it's time to broaden your view of the picture. Mentally rise above it to see the panoramic version of this scene.
AQUARIUS (Jan. 20-Feb. 18). Underneath it all, success is relative. How you feel about you has a tremendous impact on this day.
PISCES (Feb. 19-March 20). Today's opportunities seem like they're from a sample sale - off colors, odd shapes and random size. Take one.
TODAY'S BIRTHDAY (May 23). Your optimism is appropriate - this year is going to rock! You're in demand at work. It's time to up your price in June. Public recognition comes in August. Singles: Crushes turn to full-blown relationships in July. Couples: You're building an expensive project together that will ultimately enrich your love. Leo and Scorpio are your enthusiastic supporters. Your lucky numbers are: 6, 21, 10, 33 and 17.
Holiday Mathis is the author of "Rock Your Stars." To write to her, please go to www.creators.com and click on "Write the Author" on the Holiday Mathis page, or send her a postcard in the mail. To find out more about Holiday Mathis and read her past columns, visit the Creators Syndicate Web page at www.creators.com.

subset: commoncrawl


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The objective of this training module is to provide participants with an understanding and specificities of accounting and reporting within private equity. This is an advanced course in which the basics of fund accounting will not be covered. Participants attending this course are therefore expected to possess existing experience in accounting.
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Due to copyright restrictions, we are unable to publish the Football Sunday message on our archive page.
Be sure to join us live at alivechurch.com/online or register for in-person services at alivechurch.com/service.
Discussion/Groups Guide from the Weekend TalkFrom the Weekend Talk of February 6-7, 2021
Football Weekend "Unshaken"
Life Groups use these questions to go deeper into what we talked about this weekend. Dig into them so you will be ready for the discussion at your Life Group. If you are not in a Group, find out more at www.alivechurch.com/groups.
You can also use this guide to discuss the Talk with your family or friends.
Conversation Starters
- 1.4 billion chicken wings were eaten last year on Super Bowl Sunday. What's your favorite party snack?
- Do you remember where you were a year ago for the Super Bowl? Oh, how times have changed!
- Did you watch the Super Bowl? Did your team win?
- If you watched, were there any times when it would have been easy to be "shaken" as a fan of one of the teams?
- Even if you didn't watch, have you experienced a time when you were—or could have been—shaken in your faith? When was that?
Discussion Starters from the Weekend Experience
The Weekend Service was a bit different than a typical weekend at Alive Church. We heard from NFL players as they shared their experiences of faith and living in a world full of fear, knowing that when we are In Christ, we are Unshaken, which happens to the Theme for Football Weekend!
- The key verse for the weekend is Psalm 16:8 (p.420* NLT) "I know the Lord is always with me. I will not be shaken, for he is right beside me." NIV translates it: "I keep my eyes always on the Lord. With him at my right hand, I will not be shaken."
Here are a few highlights we saw from the stories of some current and former NFL Players who have experienced God's unshakable love in their lives.
Sam Acho. Chicago Bears.
- Sam got involved in prison ministry. He saw restoration in the lives of prisoners. After he signed a multi-million dollar contract, things weren't right in his life. He opened up to a teammate. Later that teammate asked him, "Are you good?" He replied, "No!" with tears streaming down his face. The teammate replied, "Nice to see you." In other words, NOW you are being real.
- Sam: "God says, 'I see you.' Yet we get trapped in thinking we have to have it all together. But God says, 'I am enough.'"
- Sam went on to say how important it was for him to be authentic. And it's a daily decision.
- Hosts Ben Watson and Tony Dungy also commented on what Sam Acho said:
- Ben: "Do we believe in a God who is 'enough'"?
- Tony: "It's OK to say, 'I'm not OK.'" "God doesn't pretend [so why should we?]"
- DISCUSSION:How about you? When have you come to the point of realizing that you were hiding behind a façade of looking good and having things in control when, in fact, you were torn up on the inside?How do you make the "daily decision" to be real with God and with others?
Brandin Cooks. Houston Texans.
- Brandin came to faith in Jesus and then was baptized in the training room whirlpool by some teammates. Then his faith really got tested, along with the faith of his wife. They wanted to have kids, but it wasn't happening. They were not able to get pregnant. So they decided to do in vitro fertilization (IVF). The process was very rough on her. Hundreds of shots. Then, she was pregnant. Baby Maverick Archer Cooks was born September 28, 2020. "God's love was magnified when we had a child. It's a different meaning now."
- Hosts Ben Watson and Tony Dungy also commented on what Brandin Cooks said:
- Tony: "It's hard to say, 'I understand, God. Even when it doesn't make sense.'" "God is sovereign in all things. Even the uncertain things."
- When have you had to acknowledge God's sovereignty even when you did not understand what was happening?
- What helps you, specifically, when you face uncertainty?
A Conversation on Racial Justice
Ben Watson had a conversation with former NFL players Eric Boles and John Kitna. They talked candidly about race and racial justice. They also invited us to see more of their interview at www.FootballSunday.com/Justice
Here are a few quotes from their interview excerpt:
- Eric: "We gotta put the word of God first. God's Word is sharper than a two-edged sword…. We gotta let Him work…. We are to go into ALL the world and connect…. We need to be on offense…. We don't need to be afraid of the world."
- Ben: Quoted from Jesus' prayer in John 17: "I am praying not only for these disciples but also for all who will ever believe in me through their message. I pray that they will all be one, just as you and I are one—as you are in me, Father, and I am in you. And may they be in us so that the world will believe you sent me. "I have given them the glory you gave me, so they may be one as we are one." (John 17:20-21 (p.825*))
- "Jesus is praying for unity…. We can't sit by…. We need to get involved."
- John: "The problem gets fixed by starting with the individual…. Do we really believe God made all in His image? (See Genesis 1:26-27 (p.1*) If we do, then there is no room for hate…. If I hate others then I'm saying 'I hate God.'… Do I show favoritism?"
- Ben: Quoted from Jesus' prayer in John 17: "I am praying not only for these disciples but also for all who will ever believe in me through their message. I pray that they will all be one, just as you and I are one—as you are in me, Father, and I am in you. And may they be in us so that the world will believe you sent me. "I have given them the glory you gave me, so they may be one as we are one." (John 17:20-21 (p.825*))
- Do I show favoritism?
- Do I pray for unity?
- How can I make a difference in this issue?
- Do I really believe God made all people in His image?
Carson Wentz. Philadelphia Eagles.
- He said his idea of being good was just acting good. Then a college teammate asked if he'd ever read the Bible. It then came to life in him. He thought it was all about what he could do for God. Now he understood His grace and it changed his life.
- He met his wife in Haiti on a mission trip in 2017. Now their daughter 7 months old.
- In 2017 the Eagles were doing great but then he got hurt and Nick Foles led them to a surprising Super Bowl victory.
- Carson said that now he knew he then had zero control of his life. But God moved in his life even in that tough situation. He realized that living for God's glory was more important than winning a Super Bowl. He now wants to be Spirit-led and not Carson led.
- Now as a dad, he knows another level of God's love. Faith is so much more than the X's and O's of football.
- When did you come to realize that you can NEVER make yourself good enough for God's favor? Remember Jesus died for you even while you were still a sinner. (Romans 5:8 (p.860*))
- When have you felt like you had no control over what happens in your life and that you just have to trust God?
Final thoughts from Ben Watson and Tony Dungy.
- Ben: The truth of God's unconditional love is found in 2 Corinthians 5:19 (p.884*) "For God was in Christ, reconciling the world to himself, no longer counting people's sins against them. And he gave us this wonderful message of reconciliation."
- Tony Dungy: "Have you been reconciled to God through Jesus Christ?"
Digging Deeper
Here's a list of Bible passages related to being unshaken even when faced with challenges. You also have some discussion prompts and questions that follow the passages.
- Psalm 16:7-9 (p.419*)
- Psalm 33:8-12 (p.427*)
- Psalm 62:1-2; 62:5-7 (p.440*)
- Isaiah 28:16 (p.537*)
- See these allusions to and quotations from this verse in the New Testament:
- Romans 9:33 (p.864*)
- 1 Corinthians 3:11 (p.871*)
- Ephesians 2:20 (p.896*)
- 1 Peter 2:4-6 (p.935*)
- See these allusions to and quotations from this verse in the New Testament:
- Acts 2:25 (p.831*) (Quoting our key verse, Psalm 16:8)
- 1 Thessalonians 3:1-3 (p.906*)
As you read through the preceding passages, consider…
- What stands out to you in each passage?
- What has been YOUR experience with being shaken or UNshaken?
- How do you actually embrace the truth of God's Word in practice instead of just in theory? IE how do you actually live your life unshaken?
- How would you talk with someone else who may be facing a challenge?
- How can you encourage them? Be specific.
- How do these passages encourage you?
- How do they challenge you?
Foundations of Faith
FYI: We have a three-week Cycle of our Foundations Classes beginning Sunday, February 14 at 1:30pm. Classes 2 & 3 are February 21 and 28 at the same time. Let us know if you are interested! www.alivechurch.com/foundations
Next Step
My Next Step: ___ I will come back next weekend for the start of our new talk series, Back to Basics.
- Use the link on the app or go to your Connection Card at www.alivechurch.com/card to indicate you are taking this Next Step so that we can pray for you.
What's Ahead
- Our next Series begins THIS Weekend (February 13/14): "Back to Basics," as we talk about Love, Sex, and Dating.
- Be sure to register online for in-person services. To help us maintain attendance and social distancing recommendations from the CDC and state and local officials, we ask that you please register online for you and your family and guests.
- Have you signed up for our Alive Church Newsletter?
- Sign up here: www.alivechurch.com/newsletter
* The Life Transformation Bible is the New Living Translation of the Bible, including many useful tools to help you better understand God's Word, including our own Alive Church Life Transformation Discipleship Plan. They are available FREE. Let us know if you'd like to have one. We also have a Kids Edition of the Bible, as well.


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Drift Diving Adventure
Where we are diving
Dive into the magic of Isla Cozumel. This jewel of a tropical island rests in the shimmering turquoise waters of the Caribbean. Just east of the Yucatan peninsula in Mexico, the lush jungle life fills the island's interior while sugary beaches, sunshine, and gently swaying palm trees line the coast. It's paradise!
Cozumel is an easy trip from the United States and offers some of the best diving in the world. One of the many reasons Cozumel is a bucket list location for divers is the incredible drift diving. Drift diving is fun, and it adds to the magic of Cozumel. Let the current gently carry you through a world filled with colorful coral and vibrant fish. No plans, no map. Relax and ride the current, taking in the beauty and majesty of the reef and all its vibrant inhabitants.
As the second-largest barrier reef in the world, the Mesoamerican reef offers a massive variety of coral that creates a maze of swim-throughs and walls. Not only is Cozumel known for its beautiful reef, but it also has an abundance of marine life. Get your camera ready for white Marlin, splendid toadfish, gray angelfish, and porkfish. They are just a few of the 500 species of fish in Cozumel. Other creatures include moray eels, nurse sharks, and hawksbill turtles.
Join Nolan & Devin in Cozumel at Dressel Divers for a great dive getaway – friendly locals, good food, lively nightspots, warm water, great visibility and white sandy beaches.
Divers choose to travel with Diventures because we make everything easy for you while creating the adventure and experience of a lifetime!
Registration closes soon!
Trip Leaders
Devin Bright, Open Water Diver Instructor
Nolan Hardison, Divemaster Instructor
Resort Details
Where we are staying
Iberostar Cozumel has a diving center with its own boats to help you explore the reef. The 5-star hotel offers guests beautiful bungalow-style rooms that combine both rustic and modern elements. Each room includes all-inclusive access, comfort, as well as a private patio and hammocks to enjoy Mexico's Caribbean and allow for easy access to the pools, spa, or extensive beach.
Guests can be sure to work up an appetite at the Iberostar Cozumel restaurants where the best international cuisine is coupled with the authentic flavors of Mexico. At lunchtime, they'll serve up your favorite meals at either of their international buffets or in their themed restaurants. They offer a healthy, tasty, and natural menu that varies according to the local products and the season.
Trip Details
Ground only
- Garden View Diver: $2,150
- Garden View Single Diver: $2,690
- Pool View Diver: $2,260
- Pool View Single Diver: $2,825
- Oceanview Diver: $2,300
- Oceanview Single diver: $2,870
Deposit and payments
- 1st deposit: $500 due upon sign up
- Full Balance: Due February 9, 2022
Other info
- Ground only non-diver: Garden View Non-Diver: $1,250; Garden View Single Non-Diver: $1,800; Pool View Non-Diver: $1,550; Pool View Single Non Diver: $2,100; Oceanview Non-Diver: $1,580; Oceanview Single Non-Diver: $2,150
- Prices are based upon double occupancy
- All payments are non-refundable
- Prices are subject to change due to events outside of our control
What's included
- 7 nights of accommodations at Iberostar
- 14 boat dives
- 1 night dive
- All meals and beverages
- Nitrox
- Trip t-shirt
What's not included
- Airfare: Diventures will assist
- Sanitation tax and Marine Park fee paid onsite: $22
- Dive staff gratuity suggested $160
- Covid test to re-enter the U.S.
- Dive insurance (required)
- Travel insurance (highly recommended)
Recommended equipment
- Safety sausage and reel
- Mesh bag
- Dive computer Oceanic ProPlus
- Gobe 800 Lumin Light
Recommended courses
- Waves, Tides, and Currents
- Boat Diving
- Night Diving
What prior travelers say
"My travel experience with Diventures was amazing! After I signed up, everything was taken care of. Everyone was so informative and clearly had the experience to help any step of the way. This was the best trip I have ever been on and I can't wait to pick out my next destination with Diventures!"
-Isaac Neiman
Electricity – There are no adapters required. If you're visiting from the States, you won't need to worry about an adapter for your cell phone or computer. Cozumel operates on a 110 V.
Bug Spray – Please be sure to bring it with you! Mosquitos are mostly active in the early morning hours and around sundown.
Water – Although the water that comes out of the faucet on Cozumel is in fact potable, that doesn't necessarily mean that you should drink it. While it's okay to bathe in, we suggest you use bottled water for absolutely anything else.
Credit Cards – You are able to use your credit cards in most stores and restaurants. Just remember that the charge will be made in pesos and your bank will charge you in dollars.
Money – 1 Mexican Peso equals 0.0549 USD. So, 20 Mexican pesos is about 1 USD.
Temperature – Cozumel is one of the hottest climates in Mexico. With average temperatures of 80°F, and cool breezy nights at a low average of 70°F. Water temperatures range from 78°F – 82°F throughout the year.
Resort Amenities – These newly renovated rooms have been furnished with either one king-size bed or two double beds. You will also find bottled water, flat-screen TV, radio/alarm clock, safety deposit box, iron, and ironing board. All bathrooms are marble finish with a shower and bathtub, hairdryer, and toiletries. Please keep in mind all rooms are non-smoking.


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Consulting giant McKinsey & Co plays Metaverse MythBuster • The Register
Opinion Consulting giant McKinsey & Company has been playing a round of MythBusters: Metaverse Edition.
Though its origins lie in the 1992 sci-fi novel Snow Crash, the metaverse has been heavily talked about in business circles as if it's a real thing over the last year or so, peaking with Facebook's Earth-shattering rebrand to Meta in October 2021.
The metaverse, in all but name, is already here and has been for some time in the realm of online video games. However, Meta CEO Mark Zuckerberg's vision of it is not.
Why? Consider what Zuckerberg wrote when introducing the pivot:
It's a big ask. And though it might be closer to practical reality than, say, quantum computing or sentient AI, what about the metaverse makes any of the above easier than, for example, just working from home or dialing into a Zoom call or shopping with a good old fashioned search bar without having to strap on an Oculus Rift? Not to mention that Zuck's suggestion that we won't need to go outside anymore is somewhat terrifying.
Zuckerberg wants to create a make-believe world in which you can hide from all the damage Facebook has done
However, companies continue to try to talk the metaverse of everyday life into existence, and now it's McKinsey's turn to convince us the that forever-incoming tech is indeed incoming.
"We were curious to learn what typical American consumers think and how their views could shape how brands may venture into this new space," the global consultancy writes. "To find out, we queried over 1,000 consumers aged 13 to 70, as well as spoke directly to advocates and early adopters, to understand current sentiment about the metaverse."
The company goes on to "debunk" six myths about the metaverse based on these responses, suggesting that "consumers across age cohorts will shape its purpose and prosperity."
OK, I'll bite.
Myth #1: No one knows what the metaverse is
Since Facebook is now Boomerbook and the company's transition to Meta rattled the bandwagon to every corner of the tech industry, it isn't a huge leap to say many people have at least heard of the metaverse save for uncontacted tribal societies.
"When it came to awareness, 55 percent of our survey respondents said they had heard of at least one existing metaverse platform, such as Roblox, Fortnite, or Decentraland," said McKinsey. "Interestingly, nearly 30 percent said they had used or played at least one metaverse game."
Among early adopters, McKinsey said 47 percent described the metaverse with "vibrant clarity," a third described it as "a digital world beyond anything a person can imagine," and the rest didn't have a clue what they were talking about. But the consultant was confident that 75 percent of early adopters could define the metaverse in "fairly accurate terms," which you would hope seeing that they are "early adopters."
We're not sure it was a myth to begin with.
Myth #2: The metaverse is a fad
Hm, tricky. Can something be a fad if essentially no one is using it for anything outside gaming? Big Tech doesn't want to be behind the curve so, yes, consumer-facing companies will be sure to namedrop in earnings calls.
McKinsey cited skepticism towards the concept from LinkedIn founder Reid Hoffman and fashion bigwig Bernard Arnault, but found that Gen Z, millennials, and older generations all expect to spend several hours a day in the metaverse, "driven by a desire for greater convenience, connectivity, and entertainment."
In a world where just four hours on the internet would be a good, healthy day, this does not sound surprising. Convenience, connectivity, and entertainment are just three reasons why we are glued to screens already, and if the metaverse is indeed the "internet of the future," why would this change?
But considering that the metaverse has so far failed to take off in any meaningful way, perhaps we should respectfully withhold judgement for now.
Myth #3: The metaverse is for gamers
Here is where McKinsey's findings get interesting. The research shows a number of "digital activities" respondents said they'd perform in the metaverse. Topping the list is shopping at 48 percent, followed by telehealth appointments at 47, and live learning courses at 46 percent. In fact, gaming was way down at 40 percent above exercising, attending a work conference, collaboration, "using digital payments to purchase physical or digital goods" (shopping?), and going on a date…
The figures certainly show some form of appetite for metaverse activities aside from gaming. However, the majority of these can already be performed on the old-fashioned internet.
Myth #4: The metaverse is geared to Gen Z
"Generation Z is enthusiastic about the metaverse," says McKinsey, citing Roblox's majority under-16 player base. "What we see is that Gen Z is not the only generation that wants to take advantage of the metaverse. Our research shows broad awareness and interest in the metaverse across a wide age range. In fact, millennials showed the greatest awareness of the metaverse, with two-thirds saying they had previously heard of it and half expressing excitement about it. Gen Z and Gen X trail closely behind, and surprisingly, nearly half of baby boomers are aware of the metaverse."
We're not sure what McKinsey is trying to prove here. Gen Z and millennials are pretty much the same, Gen X isn't that old, and baby boomers are, well, baby boomers. Gen Z and up will obviously benefit most from the metaverse at this rate, followed by millennials and so on with diminishing returns as the others shuffle off this mortal coil.
Myth #5: You can't make money in the metaverse
This one seems heavily sector-dependent. "Although many brands have experimented with the metaverse, it has been challenging to get data on the return on investment," says McKinsey. Looking at their figures, what the consultancy deems "metaverse digital products or assets" are limited to in-game purchases, virtual cosmetics, virtual real estate, and NFTs. These are closely related to gaming, and it's uncertain how much more patience the general populace has for NFTs. As for virtual real estate, Earth 2 comes to mind, where people actually spend money to own land on a virtual Earth.
Video games, digital movies, mobile apps, books, and audio content don't count as metaverse assets, according to McKinsey, but are set for higher growth rates over the next five years.
McKinsey reckons "consumers, on average, spend $219 annually on digital assets, of which more than 30 percent is on metaverse-related assets."
So you can make money, it just depends on whether you want to get into the dirty and downright moronic business of non-fungible tokens. Brands that make actual things may struggle.
Myth #6: The speed of technology will set the pace for adoption
Here we get to the crux of what most people consider the metaverse – an advanced internet driven by virtual and augmented-reality devices.
"Many people believe that the broad adoption of the metaverse is hindered because technology is not keeping pace. There remains low penetration of immersive devices among consumers, and there are infrastructure barriers in the way of a truly scaled, immersive metaverse future," McKinsey says.
In plain English, few own a VR headset or haptic gloves or whatever. They aren't even that popular in gaming as having to wear a clunky visor that is more often than not wired into your console or PC is a restriction, and the field is little more than a niche gimmick.
However, McKinsey believes "the adoption curve to date follows the trajectory of other technologies that became widely available over time," which is to say that VR technology will probably be more widespread down the line, like smartphones, laptops, smart TVs, and so on.
Companies therefore continue to invest in the tech and are driven to innovate by consumers wanting the products to be less cumbersome and more useable. Whether it will ever reach the smartphone level of penetration, however, is a vague science.
Concluding, McKinsey says: "Our research shows that consumers are excited about brands entering the metaverse. Two-thirds of respondents indicate they would be excited to engage in a digital experience with their favorite brands. Over half of people who attend virtual lifestyle and luxury events report a positive shift in brand perception.
"It is clear that we are only at the beginning of the metaverse as we know it today. As experimentation broadens, there will be an explosion of creative, commercially viable ideas that will transform the way we work, play, connect, and engage. Brands will need to define their metaverse strategy – and the decision on which path to take will depend on what they believe about adoption, opportunity, and investment required."
So you know what to do, brands. Start work on your metaverse strategy or be left behind. Even if there isn't really a coherent metaverse yet, and we may already be living in it to some degree. ®


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Keytruda Clears Low Hurdle In Stage III Melanoma
Executive Summary
Merck & Co's Keytruda hits endpoint in KEYNOTE-054 as a monotherapy for high-risk patients but the low bar set by the placebo comparator means that rival Opdivo should keep its edge.
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Digital Strategy 2018-2022
A digital revolution is taking place across the world.
We want to make sure that our county borough takes full advantage of the benefits of new technologies.
This strategy sets out the next steps we intend to take to make our county borough smart and connected.
Smart and Connected Digital Strategy 2018-22 (PDF 3.51 MB)
m.Id: 22412
m.ContentType.Alias: nptDocument
mTitle: Smart and Connected Digital Strategy 2018-22
mSize: 3.51 MB
mType: pdf
m.Url: /media/13091/smart_and_connected_strategy_web.pdf


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~ Relationships ~
BROWN: Brown heralds another great week to spend time at home with Family and Significant Other, improve energy in and around the household to prepare for a new Season to begin next Thursday. Fertility is a catchword to focus on... couples planning to conceive a child are in the perfect position to do so. Those not concerned with Fertility issues or Family Planning will do well to ground the energy in the Home, clear out clutter, tend to gardens and flower beds as is seasonally appropriate, and add more natural materials and sources of Earthy energy to your home and yard.
~ Finances ~
BLACK: Major Retailers find themselves Back in the Black as Holiday Sales fill cash registers and digital shopping outlets... the only caveat about Black in Finance is... we could see a major dip in the Stock Market, if not a complete crash of the digital banking system.
~ Health ~
DIAMOND: Optimum health levels are achieved through careful living, while the Health of your Marriage or Marriage partner needs examination. Preparation is the best form of Preventative Medicine.
~ Career ~
GREEN: Green as Career says "Follow the Money!" Are you clinging to a Career Path which is dwindling rather than thriving? Are you Working from the Heart or from the Head? Do you hate your job (hopefully not), or Love your line of work? Most importantly... does your Career promote a Culture of Life for yourself and everyone around you? Look for even more influence of Muslim culture to enter the Global Workplace this week... giant, massive cultural changes to Workplace Culture are coming next... (Surf the Green Wave!)
~ The Color Oracle
Personalized Color Guidance is always available via telephone and e-mail. Request a reading here:www.colorreadings.com
BROWN: Stay Home and attend to activities and chores within your Homespace. Children need attending to, as do family and Significant Other. Holiday Parties may fall flat or become spoiled by over-indulgence in food and alcohol, along with inappropriate behavior by married persons. Where do you feel most At Home today? Sink your Roots and Stay Put. There are storms outside for a reason. Family planning and pregnancy preparation are favored topics of discussion as well, and Parents-to-be may feel inspired to begin the Nesting process of preparing Home and Heart to welcome a Newborn (or two).
DEEP TEAL: Deep Teal means your energy field is calibrated to the frequency of your Soul Mate, and s/he requires your full attention and support today. This may be an event or series of lessons in your Soulmate Relationship which are not exactly romantic or pleasant... in other words, you are both "Adulting" at this time. Inner Child work must be set aside to manage Real Grown-Up issues such as Finances, Child Care, Personal Development, and Plans for Future Progress. To deny the presence of a Soulmate in your life is a dangerous route of thought to take, while claiming Independence may result in Isolation or Rejection, instead. Deep Teal is a Partnership Contract Color, so try to be willing to fulfill your Obligations rather than indulging passing sensory pleasures just for today.
SAGE GREEN: Sage Green says "Sage your Space!" and clear your home and energy field of junk energy, unpleasant memories, broken objects, and negative people. All of life is accumulation of energy, not just those who work as full-time readers and healers. Take a step back from compulsive socializing to nurture your Inner Sage. Today's energy favors Detachment from outside energies to engage in meaningful Study, Rest, Cleaning, or other Intelligent, Common Sensical Activity. Married Couples may be faced with the task of clearing invasive or unwanted energies from within their Partnership, with a reminder: a Marriage involves no more than 2 people, and Marriage problems are best discussed between Husband and Wife, only.
BLUE-GRAY: Blue-Gray means you are aligned with Soul-Family who live at a distance from you, offering solace and support along your Life journey through Shared Goals and Common Beliefs. Hopefully you are not still wasting precious time and energy trying to force alignment with people who disagree with you... for this is only hurting you and delaying your alignment with your own Soul-Family. Look today at what you are doing to yourself to hinder your own progress. Now is not the time to isolate or get into arguments with people who simply do not agree with you, for you will end up looking like the attacker, and will have no one to blame but yourself for trying to change something you can't.
~ The Color Oracle
The Original MHCI Color Card Deck is available here:
Prepare for the Expansion and Integration of Muslim Culture into the Global Workforce:
December 2024


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It can be difficult to discuss trends in non-compete litigation, particularly from a national perspective, given that non-compete agreements are governed by state law. Although many states utilize similar tests for evaluating the enforceability of such agreements, there can be tremendous variation from one state to another. That said, a number of recent cases from … Continue reading
Need a NY or PA Non-Compete Lawyer? Call 954-332-2395. A recent case out of the Western District of New York raises a number of interesting non-compete issues, including Pennsylvania's "worthless employee" doctrine. In 1983, Phillip Garrod began working as a salesman in the field of "elastometric precision products." Let's just call them EPPs. After seventeen … Continue reading
A recent North Carolina non-compete case has pitted one of the nation's largest allergy clinics against one of North Carolina's most respected physicians. Earlier this month, Charlotte-based Carolina Asthma and Allergy Center (CAAC) filed a lawsuit against one of its former doctors, Dr. Maeve O'Connor. Dr. O'Connor has joined the practice back in 2003 and … Continue reading
Early this month, eight employees of the advertising giant Leo Burnett Company simultaneously left the company in the midst of work on a critical project for a major client. Ostensibly, the Leo Burnett Eight have their eyes set on taking that client and making it big on their own. Leo Burnett is one of the … Continue reading
In the realm of non-compete and trade secret litigation, there are certain truisms that have stood the test of time. Among the most basic: Do not take company files with you. This is a classic blunder. You know, like getting involved in a land war in Asia. It is a bad idea. When you take … Continue reading
Yesterday evening, at a cigar bar in Fort Lauderdale (shout out to the Florida Cigar Company), I had a discussion with a few gentlemen that touched upon the issues of confidential information, non-compete agreements and computer forensics. One of these gentlemen was in the process of separating from his current employer and starting his own … Continue reading
As an attorney who defends employees in non-compete cases, I am generally critical of how such agreements are used. For one thing, it seems that everybody has a non-compete agreement these days (maids, bartenders, news anchors), even when the facts suggest that such an agreement is unenforceable. And every plaintiff in every non-compete case runs … Continue reading
Interesting non-compete news out of Weymouth, Massachusetts (a small city about twenty miles south of Boston). Back in September 2009, a Boston-area dentist Gerald Maher sold his practice to a newly formed company called Dental Wellness. As part of the transaction, Maher agreed (1) to refrain from practicing dentistry within a 15-mile radius of Dental … Continue reading


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Mother of girls in Walayar rape case to contest against CM Pinarayi Vijayan at Dharmadam
Speaking after ending her statewide procession seeking justice, she said the contest against the CM was on behalf of the parents of all children who were subjected to abuse and denied justice
Published: 16th March 2021 02:52 PM | Last Updated: 16th March 2021 03:57 PM | A+A A-
THRISSUR: The mother of the Walayar girls, who were found hanging after being sexually assaulted in 2017, on Tuesday said she will contest the Assembly elections against Chief Minister Pinarayi Vijayan at Dharmadam to protest "the injustice towards her daughters".
Speaking to reporters in Thrissur after ending her statewide procession seeking justice, she said the contest against the Chief Minister was on behalf of the parents of all children who were subjected to abuse and denied justice. "It is for all mothers out there," she said.
Two Dalit girls, aged 13 and nine, were found hanging inside their one-room home 52 days apart in October 2017 and post-mortem examinations had confirmed that the minors were subjected to sexual assault before their deaths. Nearly four years after the incident, the mother says she has not got justice.
She said she will accept the support of any party in her fight against the CM except the Sangh Parivar. She is contesting the election as an individual representing Walayar Samara Samithi.
"I want to ask the Chief Minister about justice, that's why I am contesting the elections against him. We were assured by the Chief Minister that justice would be delivered in the case. But it never came. Instead, the police officers who stalled the investigation in the case received promotion. This is the right time to ask about justice," she added.


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TRACY, Calif. (KTXL) — Sutter Tracy Community Hospital is using germ-killing robots to keep their facility sanitized as they treat COVID-19 patients.
"We're the first one that we know of in our area to have this," hospital CEO David Thompson said.
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People are the heart and soul of the KPMG Tax practice. The future of our practice, and our ability to continue to grow and exceed the expectations of our clients lies with our current and future talent.
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The KPMG name and logo are trademarks used under license by the independent member firms of the KPMG global organization.
For more detail about the structure of the KPMG global organization please visit https://home.kpmg/governance
KPMG LLP offers a comprehensive compensation and benefits package. KPMG is an affirmative action-equal opportunity employer. KPMG complies with all applicable federal, state and local laws regarding recruitment and hiring. All qualified applicants are considered for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other category protected by applicable federal, state or local laws. The attached link contains further information regarding the firm's compliance with federal, state and local recruitment and hiring laws. KPMG maintains a drug-free workplace.
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Chinese priests in Brooklyn are taking a "wait-and-see" approach to reports the government in their homeland might be planning to ignore the renewed two-year deal with the Vatican over the selection of bishops.


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Asian stock markets are trading mostly lower on Wednesday, despite the broadly positive cues from Wall Street overnight, as traders ponder on the impact of the geopolitical situation following reports of Russian missile strikes crossing into Poland and killing two people. Meanwhile, data showing a smaller than expected increase in U.S. producer prices further raised hopes the US Fed will slow the pace of interest rate hikes as soon as next month. Asian Markets closed mixed on Tuesday.
"It's premature to conclude a dovish Fed pivot is on the way, though Vice Chair Lael Brainard's comments yesterday, on top of downside surprises in both October CPI and PPI reports, raise the odds," said Will Compernolle, Senior Economist at FHN Financial.
CME Group's FedWatch Tool is currently indicating an 80.6 percent chance the Fed will raise rates by only 50 basis points next month and a 19.4 percent chance of another 75 basis point rate hike.
The Australian stock market is modestly lower on Wednesday, extending the losses in the previous two sessions, with the benchmark S&P/ASX 200 staying above the 7,100 level, despite the broadly positive cues from Wall Street overnight, with the weakness in financial stocks partially offset by gains in heavyweight mining and energy stocks amid firmer commodity prices.
The International Monetary Fund said Australia needs to continue raising interest rates to rein in inflation as cost of living continue to rise, despite rising risks of an economic slowdown.
The geopolitical situation also weighed on market sentiment following reports of Russian missile strikes crossing into Poland and killing two people.
The benchmark S&P/ASX 200 Index is losing 22.60 points or 0.32 percent to 7,119.00, after hitting a low of 7,142.50 earlier. The broader All Ordinaries Index is down 18.90 points or 0.26 percent to 7,326.50. Australian stocks ended slightly lower on Tuesday.
Among major miners, , Fortescue Metals and Mineral Resources are gaining more than 1 percent each, while BHP Group and Rio Tinto are edging up 0.2 to 0.5 percent each. OZ Minerals is in a trading halt as BHP is rumoured to float a sweetened offer for the company.
Oil stocks are higher. Beach energy is edging up 0.3 percent, Santos is gaining almost 1 percent, Woodside Energy is adding more than 1 percent and Origin Energy is flat.
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Among the big four banks, National Australia Bank is losing more than 1 percent and Commonwealth Bank is slipping almost 2 percent, while ANZ Banking and Westpac are declining almost 1 percent each.
Among gold miners, Northern Star Resources is losing more than 1 percent, Newcrest Mining is edging down 0.4 percent and Evolution Mining is declining almost 3 percent, while Gold Road Resources is edging up 0.4 percent and Resolute Mining is soaring more than 8 percent.
In economic news, Australia's wage price index climbed 3.1 percent on year in the third quarter of 2022, the Australian Bureau of Statistics said on Wednesday - exceeding expectations for 3.0 percent and up from 2.6 percent in the second quarter. On a seasonally adjusted quarterly basis, wages rose 1.0 percent - topping forecasts for 0.9 percent and up from 0.7 percent in the three months prior.
In other news, shares in Nufarm are surging 9 percent after reporting a net profit for the full-year 2022 that rose by two thirds and provided upbeat outlook.
In the currency market, the Aussie dollar is trading at $0.675 on Wednesday.
The Japanese stock market is slightly lower in choppy trading on Wednesday, giving up the slight gains in the previous session, with the Nikkei 225 staying below the 28,000 mark, despite the broadly positive cues from Wall Street overnight, as traders are still reacting to data showing the country's economy unexpectedly shrinking for the first time in a year in the third quarter. The geopolitical situation also weighed on market sentiment following reports of Russian missile strikes crossing into Poland and killing two people.
The benchmark Nikkei 225 Index closed the morning session at 27,955.85, down 34.32 points or 0.12 percent, after hitting a low of 27,743.15 earlier. Japanese stocks closed slightly higher on Tuesday.
Market heavyweight SoftBank Group is gaining more than 3 percent, while Uniqlo operator Fast Retailing is losing more than 1 percent. Among automakers, Honda is losing almost 1 percent and Toyota is edging down 0.4 percent.
In the tech space, Tokyo Electron and Screen Holdings are gaining more than 1 percent each, Advantest is advancing almost 2 percent.
In the banking sector, Sumitomo Mitsui Financial and Mitsubishi UFJ Financial are edging down 0.1 to 0.5 percent each, while Mizuho Financial is losing almost 1 percent.
Among the major exporters, Sony is losing almost 1.5 percent, while Canon, Mitsubishi Electric and Panasonic are edging down 0.3 to 0.5 percent each.
Among the other major losers, Olympus is plunging more than 5 percent, while T&D Holdings, Mitsubishi Motors and Dai-ichi Life are losing almost 4 percent each. Subaru, Tokio Marine, NTN and Sompo Holdings are declining more than 3 percent each, while Terumo, Isetan Mitsukoshi, MS&AD Insurance, Bridgestone, Nissan Chemical and Yokohama Rubber are down almost 3 percent each.
Conversely, Pacific Metals is gaining more than 4 percent.
In economic news, the value of core machine orders in Japan was down a seasonally adjusted 4.6 percent on month in September, the Cabinet Office said on Wednesday - coming in at 868.0 billion yen. That was shy of forecasts for an increase of 0.7 percent following the 5.8 percent contraction in August.
On a yearly basis, core machine orders rose 2.9 percent - again missing expectations for a gain of 7.4 percent and down from 9.7 percent in the previous month. For the third quarter of 2022, core machine orders fell 1.6 percent on quarter and gained 7.9 percent on year. For the fourth quarter, orders are forecast to add 3.6 percent on quarter and 5.3 percent on year.
In the currency market, the U.S. dollar is trading in the higher 139 yen-range on Wednesday.
Elsewhere in Asia, China, Hong Kong, Singapore, South Korea, Malaysia and Indonesia are lower by between 0.2 and 0.7 percent each. Taiwan and New Zealand are up 0.4 and 0.1 percent, respectively.
On Wall Street, stocks gave back ground over the course of the trading session but managed to close mostly higher after showing a substantial move to the upside in early trading on Tuesday.
The tech-heavy Nasdaq jumped 162.19 points or 1.5 percent to 11,358.41 percent, the S&P 500 advanced 34.48 points or 0.9 percent to 3,991.73 and the Dow inched up 56.22 points or 0.2 percent to 33,592.92.
Meanwhile, the major European markets turned in a mixed performance on the day. While the U.K.'s FTSE 100 Index edged down by 0.2 percent, the German DAX Index and the French CAC 40 Index both rose by 0.5 percent.
Crude oil futures settled higher Tuesday, thanks to the smaller-than-expected increase in U.S. producer prices in October. West Texas Intermediate Crude oil futures for December ended higher by $0.94 at 86.81 a barrel.
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Biotech stocks Facing FDA Decision in January 2023
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