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Latest Blog from Matthew Blecker: The Fed Raises Rates
Imagine Rip Van Winkle woke up from a two-year nap and cornered you on the street. "What's been happening?" he asks. "What did I miss?"
After catching him up on the last two years – COVID, the presidential election, Russia invading Ukraine, Will Smith slapping Chris Rock at the Oscars, etc. – he asks you: "By the way, how are the markets doing?" (Rip Van Winkle's an investor, too, after all.)
Taking a deep breath, you say, "Well, the Dow dropped over 1000 points on Thursday, May 5." (Which, as you probably know, it did.1)
Rip stares at you in surprise. "How?" he asks. "Why?"
Do you know what you would tell him? Do you know what your answer would be?
Well, here's how I would explain what's going on in the markets right now. I would say there are four things that he – and all investors – need to know. Let's go through them one by one.
1. Inflation is the highest it's been in decades
Between March 2021 and March 2022, inflation in the United States rose 8.5%.2 That's the fastest 12-month pace since 1981.
One of the root causes of this rampant surge in prices remains the pandemic. Thanks to COVID, it became more expensive both to produce and ship a variety of goods – everything from computer chips to furniture. Before these supply chain problems resolved, though, the lockdowns and social distancing measures used earlier in the pandemic began to loosen. That caused consumers – buoyed by increased wages and lower borrowing costs, which we'll get to in a moment – to spend more and more on goods and services. The simultaneous occurrence of skyrocketing demand and short supply drove prices up almost across the board.
COVID has also affected inflation in other ways. For example, wages have gone up in multiple industries due to a shortage in workers. That shortage has given many workers more say as to where, when, and how they work. To compensate for the increased expense of paying their workers, many companies have raised prices on the goods and services they provide.
The pandemic has also indirectly driven up home and rental costs. When COVID broke out, the Federal Reserve made it practically free to borrow money by lowering interest rates to near zero. This was to encourage people and businesses to spend money rather than save it, thereby buoying the economy. This indisputably worked, but it brought several side effects. One such was that making it easier to buy a home led to a rise in demand for homes. This escalating demand, naturally, led to higher and higher property values. (The U.S. housing market grew by $6.9 trillion in 2021 alone.4) But we've come to a point where home prices rose so high that, for many people, buying a house just wasn't feasible even with low interest rates. Instead, they looked to apartments. The result? Rental costs are now the highest they've been in two decades.
How Inflation Has Affected Prices (as of March 2022)3
Price Increase
Used cars
Other developments haven't helped inflation. The war in Ukraine, and the sanctions placed on Russia, have driven prices up further on commodities like oil, gas, precious metals, wheat, and corn. New lockdowns in China, thanks to another wave of COVID cases, has snarled supply chains even further.
"Okay," Rip Van Winkle says, "inflation is bad. What are people doing about it?"
2. To tamp down on inflation, the Federal Reserve announced its biggest interest rate increase in 22 years
On May 4, the Federal Reserve announced it would lift interest rates – more specifically, the federal funds rate – by a half-percentage point.5 That may not sound like much, but it's the biggest single rate increase since 2000.
*What Is the Federal Funds Rate? The federal funds rate is essentially the interest rate that banks pay each other for overnight loans. When the rate goes up, it costs more for banks to loan each other money, so in response, banks raise their own interest rates. That's why, when the Federal Reserve raises the federal funds rate, it eventually affects consumers and small businesses whenever they apply for a loan.
Essentially, what the Fed is trying to do here is cool down inflation. As we mentioned, low interest rates prompted people to keep borrowing and spending even during the worst of the pandemic. With higher interest rates, the idea is to reward saving over spending. If Americans spend less and demand goes down, companies then have little choice but to lower their prices if they're to attract new business.
Lower prices, of course, means lower inflation.
History shows that raising interest rates is an effective way to tamp down on inflation. For example, from roughly 1965 through 1982, inflation soared to almost unimaginable levels, peaking at 13.5% in 1980.6 (That's almost double what we're at today.) To combat this, then-Fed chairman Paul Volcker initiated a policy of dramatically higher interest rates. At one point, the federal funds rate rose over 19%!7 The policy did its job, with inflation falling back to more "normal" levels by 1983.
Unfortunately, while using higher interest rates to cool inflation works, there's a downside. It's sort of like performing surgery with a blunt instrument instead of a sharp one. Why?
Because it often leads to a recession.
Now, before I go on (I would say to Rip), understand that I am not predicting a recession. Predictions, as you know, are a fool's errand. Nor is it guaranteed that higher interest rates will cause a recession. But there's also no use pretending that history doesn't exist. And history has several examples of the Fed's "fight inflation with interest rates" strategy leading to an economic contraction.
Whether you're a gymnast or an airline pilot, landings are hard. But what economists call a "soft landing" is exactly what the Fed is hoping for. What is a soft landing? It's when consumer spending and economic activity slows down enough to lower inflation, but not so much that the economy stops growing and businesses start laying off workers.
The problem is that there's little margin of error to work with. For example, take Paul Volcker's war against inflation in the early 1980s. It worked, but at the cost of a "double dip" recession from January-July 1980 and July 1981-November 1982. (At one point during the latter downturn, unemployment rose as high as 10.8%.8) More recently, the Great Recession can be seen as a kind of "hard landing," in part due to the Fed's attempt to cool the US housing market. But there were many reasons for the Great Recession that had little to do with interest rates.
On the other hand, the Fed has "stuck" the landing at least once, in 1994-95. Back then, the Fed doubled interest rates to 6%.9 While there were side effects, the country managed to avoid an economic recession.
Historians and economists debate whether other periods of tightened monetary policy led to hard or soft landings, so we'll leave that discussion to them. All our drowsy friend Rip needs to know – besides how to use Zoom – is that the Fed is currently walking a tightrope, with high inflation on one side and high unemployment on the other. Time will tell whether the central bank can keep its balance. Much will depend on just how much the Fed raises interest rates, as well as how long global supply chain issues last. (Most economists expect rates to rise to around 3% by the end of the year.)
"So," Rip Van Winkle says, between sips of much-needed coffee, "is that why the markets are going haywire? Because of a recession?"
*A Third Way? There is a potential third option that lies between a soft landing and a hard. Some experts call it a "growth recession." This is where economic growth slows but doesn't stop altogether, while unemployment ticks up without ever taking off. The years immediately following the Great Recession have sometimes been described this way, as was an eight-month period in 2001.
3. Investors are trying to digest what this means for stocks – and for the economy.
As you know – but Rip needs to be reminded of, as he's been asleep – the markets move less on what's happening now and more on what they expect to happen in the future.
The volatility we've been seeing is proof of this.
The markets are trying to deal with a hard truth: The era of "free money" is over. Interest rates not only went to near zero due to the pandemic; they've been at historic lows for most of the last twelve years. Why is that important? Because super-low interest rates weaken government bond rates. That leaves investors searching for higher returns with little choice but to plow their money into stocks, which helped propel a historically long bull market that ended only when the pandemic hit. (But then resumed just a few months later.) So, higher rates are something the markets will simply have to adjust to.
It's important that Rip understands this point about expectation, though. Expectation is why we don't overreact to daily market swings, even extreme ones. Because at any point, expectations could change. Positive news out of Ukraine or China could do it. A strong jobs report could do it. Lower oil prices could do it. So, as long-term investors, what we're really looking at right now is not short-term volatility, but long-term developments that will impact our long-term strategy.
Which leads me to the last point Rip should know (other than "murder hornets" being a thing now).
4. We knew this was coming – and we're prepared for it!
To someone like Rip Van Winkle, waking up to a new world, this all might seem shocking, bewildering. After all, none of these storylines were around when he fell asleep in early 2020! But for us, none of these stories are new. None of it is unexpected. Which means none of it has taken us by surprise.
The rest of 2022 is going to be an interesting one. Headlines – economic, financial, political – will continue to raise eyebrows, stir debate, and even cause angst. But our long-term strategy accounts for both high inflation and higher interest rates. After reviewing everything, which we do on a regular basis, my team and I remain convinced that we're positioned exactly the way we want to be to move closer to your long-term goals.
So, the last thing you should know, is to go enjoy the upcoming summer. After all, you haven't been asleep these last two years. Neither have we. Our eyes have been open the entire time.
And the last thing we should tell Rip Van Winkle? Get to work, friend.
You've got a lot of memes and videos to catch up on.As always, please let me know if you have any questions or concerns about your portfolio. I am always here for you.
Warm Regards,
Matthew Blecker


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October 9, 2019
Week 2 NFL Stats and Trends Betting Primer
When handicapping matches the thing you do not wish to do is because of the outcomes of Week 1. Yes, some of will likely proceed, but a few outliers when??we are awaiting the 2019 season.
Let's use the Ravens for instance. In Week 1 that they given the Dolphins what will probably turn out to be the season's worst defeat . They had a Week 1 performance is 2018 if they humiliated the Bills. How did they follow that up in Week 2? They lost by 11.
The Dallas Cowboys are another one. In Week 1 last season, they had perhaps their worst performance of the calendar year, getting closed out during three quarters in Carolina and losing 16-8. It ended up being a disaster start as a 3-point home favored vs the Giants and they were undervalued. They covered the spread and then bounced back.
The NFL is very much a league and outcomes in the last week do translate to exactly the performance in the next. We saw that the Bears, Browns and Falcons have significant letdowns in Week 1. It's possible that one of these teams are going to be a significant bust this season but I believe we'll see two of these bounce back while a number of the surprise teams of Week 1 will regress.
Thus, feel free to react, act, adapt, but NEVER overreact.
Now then, to pressing things. From time-to-time??within this weekly post, I will be sharing things from my life which have functioned well that do not always have anything to do with sports gambling. As a fellow sports lover, I am sure so my non-sports betting tips and anecdotes can be utilized to add value to your life as well, we've got a lot in common.
You know I've a passion for ice-cold beer, Should you follow me on twitter. I love to mix my passion for sitting on the sofa in clothes for seven straight hours each Sunday while watching soccer. I've got a rigorous pattern that I follow on game day when blending the two.
It's called the rotation.
It's a fairly easy process that resembles this: Ideally you'll have beer chilling in the fridge in preparation of the major moment. Set it in the freezer for 10 minutes, before consuming your initial one. Place one into the freezer from the refrigerator when you retrieve it to drink and then keep this routine following the ingestion of each beer.
This will guarantee your beer is at an optimal drinking temperature through the afternoon, thus maximizing your game-watching and beer-drinking??experience.??
Below you'll discover the trends and some stats . Fantastic luck this weekend, enjoy the turning, and as always, keep chasing that paper!
Read more: https://chaverimofbaltimore.org/2019/10/09/2019-solheim-cup-team-europe-and-usa-profiles/

subset: commoncrawl


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Acceller Unveils New Revenue Possibilities for Utility Companies
Power companies can now earn revenues from the digital services industry, thanks to Acceller, Inc.
Apr 18, 2011, 09:17 ET
MIAMI, April 18, 2011 /PRNewswire/ -- At the 2011 AGA/EEI Customer Service Conference & Exposition in Kansas City on April 3-6, Acceller, Inc., introduced unique revenue opportunities for utility companies. By taking advantage of Acceller's digital shopping platform, utilities can now take a share in the revenue of other move services, like cable TV, high speed Internet and home phone.
At their exhibit, Acceller unveiled their upgraded solution for multi-channel digital sales optimized to deliver incremental revenue and customer service for utilities. Their comparison platform allows utilities to offer their customers the ability to quickly and easily order digital services like high speed Internet, HDTV and satellite video, on a flexible, easy-to-integrate platform. In return, the utility can capture incremental revenue and improve the customer's moving experience.
Since power companies are usually called first 60-70 percent of the time by moving consumers, they can walk customers easily through the next step (cable, phone, Internet, etc.). This free benefit doesn't just allow customers to find the best service, but it also simplifies the customer's move by eliminating the need to make additional calls to the phone, cable and satellite companies – with the power companies increasing revenue as the initial point of contact.
"Everyone wins with this service," said Brian Thomas, Executive Vice President of Acceller. "The customer saves money, time and aggravation by making only one call to connect everything at the best prices. The power companies add revenue from an area formerly out of their grasp, by taking advantage of being the first contact. And digital service companies win by being there when the customer is ready to select their home service package. "Acceller has a detailed explanation on their website of how utility companies can take advantage."
Several of the biggest power companies in the country were in attendance at the conference, including: Arizona Public Service, ComEd, Dominion, DTE Energy Co., Duke Energy, Florida Power and Light Co., Georgia Power, New York State Electric & Gas Corp., Pacific Gas & Electric Co., Portland General Electric, Puget Sound Energy, Southern California Edison Co., Southern California Gas Co., TXU Energy, and Xcel Energy. Acceller will also present their unique solution to these and many other utility companies at the CSWeek conference in Orlando, FL from May 23-26.
About Acceller
Acceller is a leading aggregator of Internet, television, phone, and other digital services to consumers. Acceller's innovative comparison shopping platform on DigitalLanding.com enables customers to easily shop for digital services, compare offers, and place orders directly to leading providers; including Comcast, AT&T, Cox Communications, Verizon, Dish Network, and Charter Communications.
Acceller's innovative ecommerce platform powers consumer portals, including the Digital Landing resource for TV, Internet and related services, an XFINITY services locator at XFINITYAuthorizedOffers.com, and an AT&T site for the latest U-Verse offers at ATTAuthorizedOffers.com.
SOURCE Acceller


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BaseThis yacht is based in Greece.
Yacht Description
SCHATZ yacht is a 98.00 ft long sailboat monohull and spends the summer and winter season in Greece. It was built by Custom in 2005. A refit was done in 2013. The yacht layout features 5 cabins and accommodates 10 guests. The cabin arrangement is following: 2 queen cabins, 2 double cabins, 1 twin cabin.
The sailboat features Engines: 2x Daewoo 360 hp Generators: 2x Onan 27 kW engines and a generator.
Accommodation-Saloon with A/C, bar, study, dining area for 10 guests
-1 aft master cabin with queen size bed, bathroom, A/C
-1 forward master cabin with queen size bed, walk-in closet, bathroom, A/C
-2 identical double cabins with double size beds, bathroom, A/C
-1 twin cabin, bathroom, A/C
-2 separate crew quarters for 5 crew members
Price Details
Price from: €17,500
High season rate: €26,250
April / May / October / November € 2,500.-
June / September € 3,000.-
July / August € 3,750.-
Minimum 4-night booking requirement
Home Port: Bodrum Embarkation Time: 15:00PM Disembarkation Time: 10:00AM
Very Early Booking Discount: 10% (valid for all bookings confirmed before 31 January 2020)
Early Booking Discount: 5% (valid for all bookings confirmed 4 months before embarkation)
Long-Period Booking Discount: 5% (valid for all bookings of 14 days or longer)
*Total combined discounts may not exceed 10%
Charter Rate Includes
Fuel for up to an average of 4 hours of cruising per day
Fuel for 24 hours/day of generator use and A/C use in Turkish waters
Turkish harbour and domestic transit log fees (private marinas are not covered)
Wi-Fi (Free of charge up to 25GB/week in Turkish waters)
Charter Rate Excludes
Food and beverage expenses
Foreign and private marina fees
Fuel cost for water sports and leisure use of the tender
Greek island harbour fees and all entry/exit costs between Turkey & Greece
Crew gratuities (5%-15% of total charter fee is considered the industry average)
FOOD & BEVERAGE EXPENSES can be covered in the following ways;
€ 65.- / day / adult
€ 45.- / day / child aged 5 to 12
Covers all meals, snacks throughout the day and unlimited soft drinks. Alcoholic beverage expenses are extra on a cost basis.
€ 50.- / day / adult
€ 35.-/ day / child aged 5 to 12 Covers breakfast, one more meal, snacks throughout the day and unlimited soft drinks. Alcoholic beverage expenses are extra on a cost basis.
All food, soft drinks and alcoholic beverage expenses are covered by the guests on a cost basis.
*Infants under the age of 5 are not charged any full or half board fees
Water Sports
Other Entertainment
-Satellite TV in Saloon
-DVD/CD Player in Saloon
-Bluetooth Speakers
-Board Games
-Safety Boxes in both masters and both double cabins
Crew Information
Captain: Cagdas Acar


text: Why can't I see specific folders in my drive after using Transcend Elite to back up? Category : Software / Firmware / Applications If you're unable to see folders:Make sure that your drive is not using drive compression to save disk space because Transcend Elite does not support this function.To check if compression is enabled in your drive:1. Open "My Computer."2. Right click on the drive, and click "Properties."3. On the General tab, untick "Compress this drive to save disk space," and click "OK." Is the answer helpful? Related Why is there an issue with partitioning internal SSDs, portable SSDs, and external hard drives on macOS? How can I enhance SSD performance if my operating system does not support TRIM? Why does Transcend include the Proposition 65 warning? Technical Support If the answer can't help you, you can contact the Tech Support Department Get Started


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UBC Theses and Dissertations
UBC Theses and Dissertations
Neo-classicism in Alexander Pope and T.S. Eliot Sanford, Gloria Helen
Following the confusion of the seventeenth century, eighteenth-century thinkers felt the need for the stability and common sense which they found in neo-classicism. Their neoclassical literature was ordered by rules of logic and restraint. Early twentieth-century neo-classicists also came to believe in the critical importance of tradition. They shared with their eighteenth-century predecessors a reaction against the faddish, hazy, irregular, erratic, and sentimental elements in art and society. Neo-classical art is didactic and aims to reform abuses in taste and conduct by upholding traditional moral and rational standards. It seeks restraint and precision of language exhibited in disciplined form. Neo-classicists refer respectfully to the heroic and classical past, using the eloquence of past history and literature as an allusive mirror which heightens our perception of the present. This study explores the similarities in the neo-classical perspective of Alexander Pope and T.S. Eliot. The primary effect of the study is to emphasize their similar thematic focus, concentrating on sterility in western society due to the rejection of traditional values. Through examination of the themes, structure, and imagery of the poetry, primarily "The Rape of the Lock" and "The Waste Land", together with a review of relevant prose, the neo-classicism of Pope and Eliot is perceived as fundamental to a proper understanding of their work. Eliot's neo-classicism evolved under the influence of T.E. Hulme and Ezra Pound in the twentieth century, John Dryden in the seventeenth century, and Alexander Pope in the eighteenth century. Through his 1927 statement that he was "'Anglo-Catholic in religion...classicist in literature, and royalist in politics'" Eliot established his traditional position on religion, literature and life. Similarities between Eliot's poetry and that of the eighteenth century can be traced through his respect for the neo-classicists. In "What is a Classic?" he observed that the classic feature of maturity - in mind, manner, and language -is clearly evident in eighteenth-century English literature through the poetry of Pope. There broods in the literature of both Eliot and Pope, as neo-classical authors, a discontent which stems from their outrage at the loss of traditions which has caused social, political, religious, and artistic confusion. This discrepancy between the ideal and the actual in western civilization prompted the ascendence of verse satire. Pope and Eliot enforce, through ridicule, traditional standards of thought and conduct, and especially, the need for restraint and order. Both Pope and Eliot extended their poetics beyond past traditional forms by relating to the language and poetics of their time. Yet, Eliot's poetics represent a far more radical departure from the practice of his time than do the poetics of Pope. In this respect, in their examination of Eliot's poetry, critics have often stressed the importance of his moral tone. However, very little comment has been made on his satire, and it is in the practice of the satirist's art that Eliot and Pope seem particularly to concur.
Item Media
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Former Tennessee running back Alvin Kamara has taken the NFL by storm this season, dazzling with explosive runs, kick returns and chunk plays in the passing game. If you followed Tennessee football closely while Kamara was there, this is no surprise. He just had something special about him.
Kamara had this ability to bounce of of tacklers and keep his feet. His balance was something that I had honestly never seen before. The athleticism he has paired with that balance left little doubt that Alvin was going to be a star.
Once Adrian Peterson was dealt to the Cardinals, Kamara exploded. He's now headed to the Pro Bowl and is a huge reason why the Saints are in the playoff field.
In a piece with Sports Illustrated, Kamara reflected back on his time at Tennessee. As you could imagine, he wasn't happy sitting behind Jalen Hurd. He didn't hold back in his quote.
"F---ed up" is how Kamara describes the football experience in Knoxville. Kamara is clearly a dynamic force on the field, but a coach must scheme for his abilities. To fully actualize his impact on the field, an offense needs to adapt around him, create specific packages and plays that utilize his rare versatility and skill set. Tennessee chose not to do that.
For two years he was the backup to Jalen Hurd, despite averaging 2.31 more yards per touch than the starter. Of course it was frustrating. But Kamara still believed that wherever he ended up in the NFL, whatever round he was drafted, it would work out. As long as I get the chance, he would tell friends before the draft, I'll shine.
Kamara's usage was just one of many coaching decisions that just didn't make any sense to the average fan. His explosiveness was so obvious, yet he was seldom used when Hurd was in the picture. He registered just three touches against Florida in 2016, for example. It was obvious then, now it's just infuriating to think about.
The full Sports Illustrated piece on Kamara is awesome. I would highly advise giving it a read. He and his Saints will take on the Panthers at 3:40 eastern on Sunday in the Wildcard round of the playoffs.


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Edinburgh Council's Labour/Tory/Lib Dem coalition leader, Cammy Day, says:
"Councils have been cash-strapped for many years. We are cutting services to the bone if we make any more cuts here in Edinburgh.
"We are calling on the Scottish government, who we know have hundreds of millions of pounds in reserves, to dig deep.
"If ever there was a rainy day that rainy day is now."https://www.bbc.co.uk/news/uk-scotland-scotland-politics-62531938
Hundreds of millions eh? See this:
I make that pushing £4 billion in reserves held by Scotland's local authorities.


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Peace Corps Requirements
Created by Sen. John F. Kennedy in 1960, the Peace Corps initially invited college students to promote peace by working in developing countries in peacetime. According to the Federation of American Scientists, 241,000 volunteers have served in 143 countries around the world. In 2019, 7,334 Peace Corps volunteers served in 61 different countries across the world. The Peace Corps application process generally requires between six and nine months and may be extended in the event of legal or medical issues.
Look at the Age Requirements
Peace corps age requirements begin by stipulating that applicants must be U.S. citizens at least 18 years of age. There is no upper Peace Corps age limit, and several Peace Corps volunteers are in their 70s or 80s. In most countries where the Peace Corps maintains a presence, maturity and age are valued.
Rooted in Non-Discrimination
The Peace Corps is nondiscriminatory and acceptance is not based on race, color, religion, sex, national origin, age, disability, sexual orientation or political affiliation. Married couples are welcome to apply as long as they have no dependent children. Gay, lesbian and bisexual people are also welcome to apply.
Education Requirements Vary
Most Peace Corps positions require volunteers to have a minimum of a bachelor's degree. However, applicants who have certain work skills or experience may be accepted, depending on the needs of particular volunteer assignments. For example, some assignments benefit from volunteers with general construction skills, while others require volunteers with forestry, fisheries, vegetable gardening or business experience.
Health Information is a Must
The Peace Corps accesses the medical information of each applicant individually, as applicants must be physically and mentally able to perform the requirements of a Peace Corps volunteer. Applicants with extensive medical histories generally require longer processing time, and medical, dental or psychiatric tests may be requested. Applicants who are denied on the basis of medical, dental or mental health may request a review.
Application Process is Lengthy
Applicants are required to provide a number of personal details, including contact information and Social Security number. Applicants are also asked to provide three references, details about financial obligations and student loans, educational background including transcripts, employment history including professional licenses, a current resume, and information about cross-cultural experiences and community or volunteer activities. People who have been employed or associated with an intelligence agency, including the CIA, are ineligible to apply for the Peace Corps.
Flexibility is Essential
Flexibility is a requirement for Peace Corps volunteers. While the Peace Corps attempts to accommodate individual interests and preferences, there are no guarantees that volunteers will be placed in a specific, desired location. The Peace Corps sends volunteers where their skills are needed most. Peace corps jobs include no wages, but transportation is paid and each volunteer is provided with a stipend to cover basic expenses. The duration of each Peace Corps assignment is two years, plus a three-month training period.


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European Patient Monitoring Market Positively Impacted by COVID-19 and Expected to Reach €2.3 billion by 2027
VANCOUVER, BRITISH COLUMBIA, CANADA, July 16, 2021 /EINPresswire.com/ -- iData Research ("iData"), a global consulting and market research firm, has released exclusive research on the European patient monitoring equipment market. Although most medical device markets have experienced declines, the COVID-19 outbreak has positively affected the patient monitoring device market. The European market is experiencing growth over the forecast period which iData forecasts are due to demographic factors, the expansion of monitoring, greater interconnectivity, and technological advancements.
According to iData's EU Report for Patient Monitoring Equipment Market, the European market was estimated at just over €1.9 billion in 2020. Furthermore, the market has continued to increase moving into 2022 and is expected to reach almost €2.3 billion by 2027. This report includes unit sales, average selling prices, market drivers and limiters, competitive market share analysis, and more.
The overall patient monitoring equipment market encompasses multi-parameter vital signs monitoring, wireless ambulatory telemetry, cardiac output (CO) monitoring, electromyogram (EMG) monitoring, electroencephalography monitoring, fetal and neonatal monitoring, pulse oximetry, telehealth, intracranial pressure (ICP) monitoring, cerebral oximetry and blood pressure monitoring.
Among the many competitors within these markets, Philips Healthcare, Medtronic, and GE Healthcare are the European leaders followed by Mindray Medical and Natus Medical. Dräger Medical, Biotronik, and Edwards Lifesciences are trailing the leaders by a substantial margin, pushing for a larger share of the European market. There is a multitude of other competitors analyzed within this report which have one or more products offered in this space.
To accurately estimate market shares, units sold, average selling prices, product segments, and brands as well as procedural volumes, iData Research uses its proprietary market and procedure databases, as well as hospital purchase order data to complement its primary and secondary research initiatives.
Follow the link below to download a Free Research Summary of the European Market Report for Patient Monitoring Equipment:
For Further Information
More insights like this can be found in the latest reports by iData. Please email us at firstname.lastname@example.com or register online for a brochure and synopsis.
About iData
iData Research is an international consulting and market research firm dedicated to empowering confident strategic decisions within the medical device, dental, and pharmaceutical industries.
Antonio Collet
iData Research Inc.
+1 604-266-6933
email us here
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Everything You Need to Know About Europe's Patient Monitoring Equipment Market and COVID-19


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Become an Instructor20 Oct 2020 2021-09-01 13:53
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How To Search Out Your LuLaRoe Unicorn – Don't Believe The Hype
A hand consists of a series of plays with the dominoes drawn from the deck. A game consists of a sequence of arms. The latest card game on the block, Legends of Runeterra is because of arrive formally in early 2020, however public testing has been ongoing – and it's trying good. Once an overdraw …. Read More


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Inspector-General of Police, IGP Usman Baba
A Federal High Court sitting in Abuja has sentenced the Inspector-General of Police, IGP Usman Baba to three months in prison for disobeying a valid court order.
In a ruling, Justice Mobolaji Olajuwon, held that the IGP should be committed to prison and detained in custody for a period of three months, or until he obeys an order made on 21st October 2011.
Justice Olajuwon further held that if at the end of the three months, the contemnor remained defiant to purging his contempt, he would be committed for another period until he purges his contempt.
The IGP's committal followed a suit that was filed by a police officer, Mr Patrick Okoli, who was unlawfully and compulsorily retired from the Nigeria Police Force.
Justice Olajuwon noted that though the Police Service Commission, PSC, recommended Okoli's reinstatement into the Police, a decision that was affirmed by the court, the IGP, refused to comply with the order.
The court had also ordered the payment of N10 million to the Applicant, being special and general damages for the unlawful, illegal and unconstitutional denial of his rights and privileges as a Senior Officer of the Nigeria Police Force from 1993 till date.
Reporting by Ifeoma Nwovu; Editing by Abdullahi Lamino and Tersoo Nicholas


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The Intense Struggle With Sin, Part 1 (Romans Sermon 45 of 120)
November 11, 2001 | Andy Davis
Romans 7:13-25
Indwelling Sin
I. Armistice Day: November 11, 1918
We are continuing our study in Romans and we come to a challenging passage, but one that I think will bear good fruit in our lives and our hearts as we understand it. Today is Veterans Day, it's November 11th, the year 2001. Veterans Day was designated in honor of the original Armistice at the end of World War I. On November 11th, 1918 World War I came to an end. Now, we tend to know more about and study more about World War II than World War I, but I think that World War I may be the greatest tragedy in the history of the human race. It's something that I just don't understand, how it ever came about, how the assassination of one man and one leader led to the deaths of almost 9 million men on the battlefields of Europe and around the world. That war, World War I, was called "the war to end all wars," but it did not do that, not at all. The ceasefire was set after all that carnage, 8.6 million men died. After all of that death, the ceasefire was set for the 11th hour of the 11th day of the 11th month of the year 1918, November 11th. At a small village in France, Ville-sur-Haine, a Canadian soldier named Private George Price was awaiting, as were millions of other fellow soldiers, the end to the bloodiest and most confusing war in human history up to that point.
It was two minutes to 11. At that moment a German sniper bullet ran out and Price was killed, perhaps the last casualty of World War I. The Central powers that lost the war also lost 3.5 million men, the Allied powers that won the war lost 5.1 million men, and Thomas Hardy wrote a poem to mark the Armistice, and it strikes to the core of the confusion and the mystery of what happened concerning that war. This is what he wrote.
There had been years of passion—scorching, cold
And much Despair, and Anger heaving high
Care whitely watching, Sorrows manifold
Among the young, among the weak and old
And the pensive Spirit of Pity whispered 'Why?'
Men had not paused to answer. Foes distraught
Pierced the thinned peoples in brute-like blindness,
Philosophies that sages long had taught,
And Selflessness, were an unknown thought,
And 'Hell!' and 'Shell!' were yapped at Lovingkindness
Calm fell. From heaven distilled a clemency;
There was peace on earth, and silence in the sky;
Some could, some could not, shake off misery:
The Sinister Spirit sneered: 'It had to be!'
And again the Spirit of Pity whispered 'Why?'
Why indeed. Why 8.6 million people died in a war to end all wars, which laid the groundwork for the greatest war this history has ever seen, World War II? Nothing came of it, just millions dead. And as I look at it, I think the root of it all is sin, it's just sin. And it points to a far deeper and a far more significant battle that's going on today, even now. And I don't refer to the military struggle that faces us as a nation, I refer to the struggle inside the hearts of every one of us as Christians, the struggle over sin. And as we struggle with sin, aren't we tempted and aren't we led and don't we even cry out to ask that same question, why? Why after all this? Why after what Jesus Christ did for me on the cross? Why after the indwelling Holy Spirit? Why after the teaching that I've received? Why after even my own experience, for I've already spent enough time in the past doing what pagans choose to do, why do I still sin? Why? And I believe that's the very question that Paul was seeking to answer here in Romans 7:13-25, which Tony read for us. And don't you sense as you listen to Paul wrestling through it for himself that he would ask the same question when he says, "I do not understand what I do." Can't you resonate with that? Isn't that crying out, saying, "Why do I act the way I do?"
Why is it that the very good thing that I want to do I cannot do? And the very evil thing that I've rejected forever that I swore I would never do again, I find myself doing it again? Why is it? What is this thing, this vicious enemy called sin. And Paul is bringing it out for us, it's almost like for a moment the dust, and the steam, and smoke of the battlefield just clears for just a moment and you can look out and for the first time see very clearly the enemy, sin. And as you look through the letters on the page to the reality and then into your own heart, you realize it's the same struggle that you have as well, the struggle with sin.
II. A Very Difficult Passage
Now, as we come to Romans 7:13-25 we come to a very difficult passage, it may be the hardest passage in the Bible, it's hard to interpret and hard to understand. Now, as you read through it you may not see why it's difficult, but the more you think about what's been taught about the Christian life, the more you see that this is a difficult passage.
I've thought a lot about this passage, I've probably studied more about it than any other passage I've ever preached on and I'm still not quite sure what it means. You say, "Well, why are you preaching?" Well, there's some things I am sure about and those things that I am sure I will tell you I'm sure about, but then there are some things I'm not quite sure. Have you ever been driving a car and you have a Coke can rolling around in the backseat and when you turn right the thing rolls over and hits one side of the car, and then when you turn left it rolls over and hits the other side? Do you know what I'm talking about? Are you the kind of person to pull over and get it? Or are you the kind of person that's going to ignore it and just live with it? See, I'm the kind... That kind of stuff drives me crazy. I've got to have things battened down inside the car.
Well, that's the way my mind has been whenever I read a good commentator on Romans 7. I listen to what they say and I roll over and hit that side. And then I listen to the next person, I roll over and hit that side. Now, what are the issues? What makes this difficult? Well, it has to do with the nature of the Christian life and what God has done in us and what we've already learned in Romans compared to the things that Paul says about himself here in Romans 7. That's what makes it difficult.
A Review of the Gospel in Romans
Now, let's understand the context. Paul has been unfolding for us the Gospel of Jesus Christ. In Romans 1:16, he says, "I'm not ashamed of the Gospel because it is the power of God for the salvation of everyone who believes, first for the Jew, then for the Gentile. For in the Gospel a righteousness from God is revealed, a righteousness that is from faith to faith, just as it is written the just shall live by faith."
And so there is this Gospel message of a righteousness that comes down from Heaven as a gift from God. It's an imputed righteousness, it's given just as a gift to those who simply believe. And then we've seen in Romans 1, 2 and 3 how Paul unfolds the need that we all have for it. Every last one of us needs this righteousness, because all of us have sinned and lack the glory of God. Every last one of us has exchanged the glory of God for something man-made, something sinful and wicked. And we continue to do this and we continue to live out this sin and we struggle with it, whether Jew or Gentile. Jew and Gentile alike struggle with sin. Everybody's locked under sin and we need a savior. And so God provides a savior in Jesus Christ, and what a salvation it is. And we need that salvation because we are threatened with eternal wrath. We're threatened with punishment because of our sin. "The wages of sin is death," that is eternal wrath under the judgment of God. But God presented Jesus Christ, it says, in Romans 3, as a sacrifice of atonement, a propitiation for us. Jesus stood in our place and absorbed the wrath of God on the cross. That's what was going on when He cried out, "My God, my God, why have you forsaken me?" He was absorbing the wrath and punishment of our sins, our crimes against God.
Justification by Faith
Well, how can that righteousness of Jesus Christ be given to me? And how can my sins be given to Him? How does that transfer occur? Well, Romans 4 teaches it's simply by faith, apart from works of the law, apart from anything that you can do, no good works will ever be accepted on your behalf for your sins. Your good works cannot pay for your sins, because as we're going to find out, the more we study on Romans 7, even your best works are tainted deeply with sin. We can never get away from it. And so, how is it we receive this free gift just by faith? Like Abraham, who looked up at the stars and believed the promise from God, "So shall your offspring be," so it is with us. We hear a message, a simple message of freedom from sin through Jesus Christ and we believe it and we are justified. We're declared not guilty by the judge of all the universe. Amen, hallelujah. We're free forever. We are justified by faith. There is therefore now no condemnation for those who are in Christ Jesus. I can't wait to preach on that, so I'll do a little this morning.
Romans 8:1, "There is therefore now no condemnation for those who are in Christ Jesus." What a glorious message. And so, we're justified, but then a question comes. If it's true that we're simply justified by grace, by grace alone and that the law comes in just to increase sin, but where sin increased grace increased all the more, so that just as sin reigned in death, so also grace might reign even more powerfully in life. If sin can't beat grace and grace always trumps sin and grace is always greater than sin and overwhelms it, if all of that's true, then why don't we just sin all the more? Why don't we just sin and sin and sin? Romans 6:1, "What then shall we say, shall we continue in sin so that grace may abound?"
Our Present Christian Life
So Paul in Romans 6 and 7 is dealing with the question of our present Christian life, now that we're justified and how it relates to sin. That context is very important. And then in Romans 6 we've learned that we are united with Christ, aren't we? By faith. We've become one with Him. Jesus Christ died and we died in Him and Jesus Christ rose and we rose in Him, and water baptism is a picture of that. We were buried with Him through baptism and death, just as Christ was raised from the dead through the glory of the Father, we too may walk in newness of life. So we're united with Jesus Christ and that gives us a complete assurance. And therefore, Romans 6:14 says, "sin shall not be your master, because you're not under law, but under grace." You've come to a whole new realm of existence. You're a new person in Christ and sin cannot rule over that new creation, that new person that you are. Sin is not your master. Sin does not call the shots in your life. You can say no to sin anytime wickedness, but rather present ourselves to God as those who've been brought from death to life and present the parts of your body, your hands, your feet, your eyes, your mouth, all the parts of you to God as instruments of righteousness.
Is There Something Wrong with the Law?
And then in Romans 7 he talks about the problem of the law. Well, is there something wrong with the law, then? Did that which is good produce death in me, he's asking? Is there something broken or wrong with the law? Could God have written a better law? If it only ever seems to produce death everywhere it goes, is there something wrong with the law? He answers that, "May it never be." Rather, he says, in order that sin might become utterly sinful, it produced death in me through what was good. There's nothing wrong with the law, the law is holy and righteous and just and good. It's wonderful, you can't do any better. The problem is me, I'm the problem, and you too. We are the problem. The law's got lousy material to work with. It's us. We're sinners.
Is Paul Speaking as a Christian or as an Unbeliever?
And so Paul is going to delve into that here. Now, what is the mystery about this passage? Well, on the one hand is Paul speaking as a Christian? Paul is using very personal language here, isn't he? He says, "I" and "me" and "my" 46 times in the NASB, 46 times in Romans 7. He says, "I" and "me" and "my." He's talking intensely about himself, it seems. Well, then, Paul, are you speaking as a Christian or are you speaking about your experiences before you were a Christian? That's the issue. Now we get the Coke can rolling from side to side. Is Paul speaking as a Christian? Well, if he is speaking as a Christian and we read it, it resonates. We say, "I understand what he's talking about," don't we? You read it and you say, "This is me. This is my struggle. I do struggle with sin like that. I do the very thing I wish I didn't do. And I can't seem to stop the very thing I don't want to do." And I relate to that and I can do what Paul did.
I can cry out against myself. I can say, "What a wretched man I am. Who will rescue me from this body of death?" This is me. And so it resonates. The problem is the verses itself. They seem to say things that Paul told us would never be true about us again. Look at verse 14, "we know that the law is spiritual, but I am unspiritual…" Well, wait a minute. What is that? What do you mean I'm unspiritual? I thought I have the indwelling Holy Spirit. I thought I am now newly created and will be that way for all eternity. What do you mean I am unspiritual? And then he goes on and says, "Sold as a slave to sin." Oh, I thought we were done with that. I thought we were free. I thought we'd never be slaves to sin again. The pastor told me so. Romans Chapter 6 tells me so, even more importantly. "Sin shall not be your master, because you're not under law but under grace." And now literally a chapter later, that was 6:14, now we got 7:14 and he seems to be taking it back, at least for himself.
You see the problem. Well, if Paul is speaking as a Christian, how can he make this statement? One commentator said this is not the struggle with sin, this is defeat in sin. There's a difference. We all acknowledge that there's struggle with sin. Galatians 5 talks about that, doesn't it? Galatians 5 says very plainly that if we follow the spirit, we will not follow the flesh and there's going to be a struggle. There's no question at all he's writing to Christians. And he says that there is a conflict between the spirit and the flesh there. We know that, and we do experience it, right? And so, we struggle, the flesh wars against the spirit and the spirit wars against the flesh, so that we do not do what we want, or we do not want what we do. What does that mean? You are not pure people. You're never 100% doing anything. None of you are 100% listening to me right now. Maybe a few are. I mean, there's a pull inside, isn't there? Part of you wants to listen. Part of you doesn't want to listen. Part of you is tracking what I'm saying. Part of you is thinking about other things.
I won't guess at what they are, but they're out there. And so we're not pure beings. Do you realize how pure God is when it says, "Hear, O Israel, the Lord our God, the Lord is one." That means He never struggles the way we do. There's no locked up kind of grid lock inside Him. He always knows what to do. And there's no hesitation with Him about anything. But we're not like that, are we? We're divided beings, and so we struggle within ourselves all the time, don't we? I'm not questioning that. The question is, is Paul talking about that here in Romans 7, because his language seems to go too far, doesn't it? What do you mean, "sold as a slave to sin?" I don't like that. I thought I was free. I thought sin had no authority over me. I thought I'm not under sin anymore. What good news is that? Now you're taking it away from me.
You see the problem. He seems to say too much, if he is speaking as a Christian. Okay, the Coke can rolls to the other side. He must be a non-Christian. He's speaking as a non-Christian. Well, in order to see the problem there, you have to realize what Paul says is true of non-Christians. In Romans Chapter 8, he say, "The sinful mind," or the mind of natural man, "Is hostile to God. It does not submit to God's law, nor can it do so. Those controlled by the flesh cannot please God." They don't love God. They don't love His word. They fight against it. They're almost allergic to it. When it's preached faithfully, they get upset about it. They get angry about it. There's an allergy in the natural heart to the word of God. And yet Paul here in Romans 7 says in verse 22, "In my inner being, I delight in God's law." So now you're saying, "I see it, I see why the Coke can rolls from side to side. Are you speaking as a Christian or are you speaking as a non-Christian?"
Either Way, the Christian Life Involves a Deep Struggle Against Sin
And you're saying, "Thank you very much, Pastor. I never had a problem with Romans 7 until you came and told me today." But I want you to understand the Christian life. And if you truly understand the Christian life, Romans 7 gets harder and harder to understand. The more you understand how free you are from sin and the power of the Holy Spirit within you, and the more you understand just how dead you were apart from God and how you could not rejoice in God's law, and there was nothing inside you that resonated with that, the more you're going to see that Romans 7 is the hardest chapter in the Bible. And so I want to say before we continue and try to figure out what this is teaching, I want to tell you that it doesn't ultimately matter. Now, you may be surprised about that, but I believe it's possible to be wrong about this question in Romans 7 and still be completely right about the Christian life. So the pressure's off a little bit. Now, it doesn't mean we shouldn't try to figure it out, but the pressure's off. Either Paul is a Christian or he's a non-Christian, but either way, we understand the Christian life, don't we?
It's a life that's going to be involving deep, bitter struggle with sin. And it's going to be with you as long as you're in this body of death. You're going to struggle. You're going to war. And the answers have to do with the Gospel message and the promises and the power of the Holy Spirit built in you. And we'll get to that in Romans 8. He already alluded to it in Romans 7. "We do not serve in the old way of the written code, but in the new way of the Spirit." The way of the Spirit, notice in all this discussion in Romans 7, he never once mentions the Holy Spirit. That's very, very significant, I think, to me. So, ultimately, we can understand the Christian life properly and not finally resolve whether Paul is speaking as a Christian or a non-Christian.
I say one more thing about it from the top. It could be that there is no resolution because sin itself is an unbelievable mystery. It is essentially insanity, isn't it? So whenever Paul sinned, even as an Apostle, it was insane for him to do so. It was a total denial and disavowal of everything God was doing in his life. And it could be we can't resolve this, because sin itself asks that question I asked at the beginning about that poem. Why? Why do we do it? There is no answer, is there? What benefit did you ever get from sin? And if the answer is none, it's only ever hurt me, it's only ever left my life devastated the way that it left the battlefields of World War I devastated, then why do you keep doing it? There is no answer, is there? It's essentially mysterious. It's the mystery of iniquity.
And that's why I think we won't be able ultimately to resolve this question. But let's try to look at the chapter and try to understand it. As we look in here, we are getting an unbelievable clear look into the depths of human personality, aren't we? We're getting a probing look into who we really are. Have you ever felt this before? I do not understand what I do. I would think, of any topic in the world that you'd be an expert on, it'd be yourself. Don't you think you would really know who you are and why you do what you do? But do you? Do you understand why you do what you do? Do you ever do something or say something and say, "Why did I say that? I didn't want to do that. I didn't want to say that." Romans 7 brings that light right into the core of who we are. Why do we struggle the way we do? Now, as we've looked across this thing, we've tried to understand the various views. We understand what we're struggling with.
III. Overview of the Text
Let's look across the text and try to see what Paul is saying. It's really broken into three cycles. You get cycle one in verses 14-17, cycle two in verses 18-20, and cycle three in verses 21-25. In effect, in each of these three cycles, he says the same thing, only a little bit deeper each time. Cycle one. "We know that the law is spiritual, but I am unspiritual, sold as a slave to sin. I do not understand what I do. For what I want to do, I do not do. But what I hate, I do. And if I do what I do not want to do, I agree that the law is good. As it is, it is no longer I myself who do it but it is sin living in me." The first thing Paul does in this cycle is he states a problem with self. The problem's not the law. There's nothing wrong with the law. The problem is me. I am unspiritual. I've got a problem. And he states a division. There's a part of me that wants one thing and there's a part of me that wants something else. There's a war going on inside me. And then there's a statement of yearning or willingness to follow the law. There's a yearning after God, a wanting to do what God wants. And then there's a statement of powerless. But I can't do it. I see that it's good, I yearn for it, I want it but I can't do it. I just can't get there.
My reach escapes my grasp. I can reach for more than I can really get. Do you feel that way in the Christian life? You can imagine more in the Christian life than you really live. And so he states bad behavior in reference to himself. "Sin living in me corrupts me and causes me grief and harm." That's cycle one. We're going to go into these more carefully over the next few weeks, God willing.
Cycle two. "I know that nothing good lives in me…" It's verses 18-20. "I know that nothing good lives in me; that is in my sinful nature. For I have the desire to do what is good but I cannot carry it out. For what I do is not the good I want to do. No, the evil I do not want to do, this, I keep on doing. Now, if I do what I do not want to do, it is no longer I who do it but it is sin living in me that does it." Again, he states a problem with himself. There's nothing good living in me that is in my flesh or in my sinful nature. And by the way, that slight correction there helps me to understand this whole thing. There's a slight correction which he's saying, "there's me" and then there's, "my flesh" that I'm dragging around all the time. And that helps me understand Paul speaking as a Christian. Doesn't make verse 14 any easier for me, but it does help me to understand it.
So also, by the way, brothers and sisters, the fact that he says "no longer.." "It is no longer I who do it but sin living in me." What does no longer mean? It means there was a change in my life, right? There was a time that I was nothing but sin all the time. Now, I see that there's something new in me, a new creation. I hate sin. I want something new. I want to walk with God, but I've still got this flesh. So there's that no longer and that gives indications that he's talking as a Christian. And so, he puts a statement of yearning or willingness. Again, part of me desiring to please God. I want to do what is good but I cannot carry it out. And therefore, sin lives in me and corrupts me.
Cycle three, verses 21-25. "So I find this law at work," he says it very strongly, this unbreakable, (it seems) or unshakable principle. "When I want to do good, evil is right there with me." Have you ever felt that? Me and my shadow, right? As soon as you want to do something good, evil's there holding you back. It makes it difficult. You don't actually do anything completely purely. That's why standing on good works will never work, because there are no perfectly good works. Evil is right there at all points. Evil is right there with me. "For in my inner being, I delight in God's law, but I see another law at work in the members of my body waging a war against the law of my mind and making me a prisoner of the law of sin at work within my members." So there's the third cycle.
And then, as though he just can't bear it anymore, he cries out, "What a wretched man I am. Who will rescue me from this body of death?" Can you make that cry today? Do you see it inside yourself? What would you give to be free forever from your sin nature? What would your marriage look like? What would your employment as an employee of a company or however you earn your money, what would it be like? What would your relationship, if you're a young person, with your parents be like if you never sinned again? What would it be like? What would your relationship with the world and all of its allurements be like if there was nothing within you that resonated at all with that wickedness? What would your life be like? And so you cry out and say, I just look inward and I see wretchedness.
IV. Law Leads to Christ, and Christ Gives the Spirit
Who's going to rescue me from this body of death? And then, if you're a Christian, you move onto the second part. Thanks be to God through our Lord Jesus Christ. Somebody say amen. Somebody cheerful. Amen! Thanks be to God through our Lord Jesus Christ. He is our savior. And when we get to Heaven are you going to be talking about yourself and how great you were and how you made it through the life and all that? No. You're going to be saying, "Hallelujah! What a savior. Hallelujah! What a friend. Saving, helping, keeping, loving. He stays with me to the end." That is Jesus, our savior. We will discuss this more next week.
V. Application
Let's get a little application, and then, God willing, if He gives us time next week, we'll look more carefully at these verses and try to understand ourselves. How can we apply this? First of all, be thankful if you're a Christian. Speak words of praise to Jesus all the time, because you can't save yourself. You prove it every day. Even now, even as a Christian, even with the scripture, and with the indwelling spirit and all of these things, there's still enough sin to condemn you every day.
Thanks be to God through Jesus Christ. Thank Him often for your salvation. Thanksgiving's coming up; every day should be thanksgiving for a Christian. Every day you should be saying thanks be to God through our Lord Jesus Christ. Thank you.
Secondly, be warned. Sin is going to be with you until you are separated from the body in this world. Be warned. Be ready. Sin is there. Vicious, aggressive, more dangerous than the devil. Because even if there were no devil, you'd still have your sin nature, and it's enough to condemn, right? So you've got that vicious enemy, and it's an enemy within the walls. Be warned. Sin is there.
Be humbled, therefore, you cannot even control your own self. I do not understand what I do. I just can't seem to get the upper hand. And were it not for the indwelling spirit, what kind of life would you live? Even now, justified, believing in Christ, what would your life look like? You need Jesus Christ, don't you? And you need the power of the Holy Spirit, so let it humble you. Be humble. Don't think highly of yourself when you see progress in your Christian life, and you will. But realize, be humble, that something that God is working in you.
Be grieved also. Does Paul ever evade responsibility for his sin in here? Does he ever say, "Well, it's not my fault. I can't help myself." No, he takes full responsibility and he's grieved. It troubles him. So be grieved over your sin. Be instructed. The law cannot sanctify you. It couldn't justify you, and it cannot finish the work in you either. You don't go get justified through faith in Christ and then read the law and try to keep it as best you can. That is not Christianity. The law cannot sanctify you.
And then finally, be assured and encouraged. Have you ever wondered, "Am I a Christian?" Have you ever wondered... You look in and you see this sin and this struggle. Have you ever wondered, has it not slain you to the heart? You love Jesus Christ, you know He died in your place. You know you've trusted Him as Lord and savior, and yet you just can't seem to shake sin. I must not be a Christian. How vulnerable are we to that?
Be encouraged. If Paul is writing as a mature, godly Christian man here, you can't do much better than Paul, and he still wrestled with sin too. That doesn't mean be encouraged to sin. May it never be, but be encouraged as you wrestle with sin. I really believe only true Christians really wrestle with sin. They really wage war, and they're going to be doing it until the Lord comes back. So be encouraged and be assured, just because you have sin in your life, doesn't mean you're not a Christian.


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5 matches that could steal the show at WWE Clash at the Castle
WWE Clash at the Castle is upon us soon, and we have to commend everyone involved in making it seem like a big deal. What started out as another run-of-the-mill Premium Live Event quickly became a hotly-anticipated show.
At the time of writing, the WWE Clash at the Castle match card has six contests on offer. All of them have been built well and contribute to the excitement levels surrounding the show. Anyone who tunes in on September 3 should have high expectations, given the matches that are set to take place.
On that note, we look at five matches that could steal the show at WWE Clash at the Castle.
#5. On our list of matches that could steal the show at WWE Clash at the Castle: Bianca Belair, Alexa Bliss & Asuka vs. Bayley, Dakota Kai & Iyo Sky (Six-Woman Tag Team match)
After Bianca Belair, Alexa Bliss and Asuka cost Dakota Kai and Iyo Sky the Women's Tag Team Championships, tensions will be flaring between the two teams. This should result in an explosive tag match at WWE Clash at the Castle.
Given the talent of the performers, we are expecting some good things from this contest. This will also be Bayley's first premium live event match in more than a year. As such, she will be looking to silence Belair and secure a title match down the road.
#4. Edge & Rey Mysterio vs. The Judgment Day
Finn Balor's faction has looked incredibly dangerous as of late, and it will take Edge and Rey Mysterio's best efforts to beat them. The reason we think this match could be one of the best match comes down to a certain Dominik Mysterio and his eternally-teased heel turn.
Rey's son could possibly turn on his father at WWE Clash at the Castle. The possibility of him costing the babyfaces the win and joining The Judgment Day is high. As such, we are excited to see this match and think it could be a sleeper hit.
#3. Gunther (c) vs. Sheamus (Intercontinental Championship match)
Gunther vs. Sheamus matchup is one of the hottest contests on the card despite a relatively straightforward build, and that's all down to the two wrestlers involved.
Gunther and Sheamus are two of the most impressive performers on the roster and will be sure to put on a banger in Cardiff. They will be roared on by their home fans as well, which makes this an almost guaranteed show-stealer.
The sight of both men chopping the daylights out of each other will be part of the highlight reels for a while.
#2. Matt Riddle vs. Seth Rollins
Matt Riddle and Seth Rollins were supposed to clash at SummerSlam, but the latter injured his rival and forced him to sit the show out. As a result, their match at WWE Clash at the Castle has a lot of hype behind it, especially after the recent episode of Monday Night RAW.
Riddle and Rollins took part in a heated interview that saw personal insults and cuss words thrown around. The two men have also brawled multiple times in the past.
This grudge match has all the makings of a classic, and could very well be the best contest of the night come September 3.
#1. Roman Reigns (c) vs. Drew McIntyre (Undisputed WWE Universal Championship match)
The main event of WWE Clash at the Castle will see Roman Reigns put his world title on the line against Drew McIntyre. McIntyre has had his number for a while now, making this match the biggest test of Reigns' run as champion yet.
The last time The Tribal Chief and The Scottish Warrior locked horns, they produced a great match at Survivor Series 2020. Two years removed from that contest, they have both never looked better and are set to battle in what is a mega title match.
The crowd in Cardiff will no doubt be behind McIntyre, and we may just see a title switch after two years. The hype surrounding this matchup is legit given it has all the tools to become a show-stealer.
Recommended video: 5 WWE Superstars who once worked regular jobs.


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A SPECTACULAR home located within a DESIRABLE location of Appleton. Comprising of FOUR GENEROUS sized bedrooms, THREE reception rooms and a WONDERFUL maintained GARDEN. Boasting an ABUNDANCE of space, this home is a perfect FAMILY HOME and viewings are HIGHLY RECOMMENDED.
A spectacular home located within a desirable location of Appleton. Comprising of four generous sized bedrooms, three reception rooms and a wonderful maintained garden. Boasting an abundance of space, this home is a perfect family home and viewings are highly recommended.
Access into this home is via the hallway which gives you access to all areas of the ground floor. The lounge/family room celebrates an abundance of space and features two architectural pillars. From here you can enter the modern open plan kitchen/diner, featuring a glass roof giving this room a very light and airy feel. The kitchen boasts integrated appliances and an island, which is perfect for busy family life. There are double patio doors from the dining area and in the family room leading out to the generously large garden. Downstairs also benefits from a utility cupboard and a WC.
To the first floor you are presented with four generous sized bedrooms and a family bathroom, comprising of a bath and over head shower. Bedrooms one and two both celebrate an en-suite and bedroom one boasts built in wardrobes.
Sitting on a substantial sized plot, this well maintained large garden is private and not overlooked. The garden can be accessed via the patio doors and is mainly laid to lawn, with mature trees and shrubbery bordering, which offers privacy. To the front of the property there is an attached garage and a extraordinary large driveway suitable for multiple cars.
• Entrance Hall
• Lounge/Family Room 10.25m x 3.81m
• Kitchen/Dining Room7.00m x 4.38m
• WC2.06m x 0.93m
• Garage 6.00m x 2.77m
• Landing
• Bedroom One3.79m x 3.81m
• En-suite3.03m x 2.14m
• Bedroom Two3.72m x 3.52m
• En-suite2.51m x 1.65m
• Bedroom Three3.06m x 3.50m
• Bedroom Four2.59m x 2.99m
• Bathroom1.78m x 2.40m
• Gas Central Heating
• Mains connected: Gas, Electric, Water
• Drainage: Mains
• Broadband Availability: Up to 59Mb (Via Sky)
Appleton is a leafy suburb neighbouring Stockton Heath and on the scenic boundary of Walton Hall Gardens. The area was first listed in the Domesday Survey of 1086 under the name 'Epeltune' which translates to 'the tun where the apples grew.'
Within walking distance is an area known locally as Hillcliffe, which offers an excellent vantage point across Warrington. Appleton is also home to a golf club, leisure centre, a range of family pubs and, is ideally located for a range of great amenities. There are also four highly regarded schools in the area, making it a prime location for families.
• Stockton Heath 10 minute walk
• Bridgewater High School 15 minute walk
• Warrington Town Centre3 miles
• Manchester Airport16 miles via M56
• Liverpool City Centre21 miles via M62
• Manchester City Centre23 miles via M56
(Distances quoted are approximate)


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The Morning Report
Get the news and information you need to take on the day.
The anti-terrorism spending spawned by the Sept. 11 attacks benefited companies across the country, including a San Marcos firm that built custom law-enforcement vehicles equipped with things like robots and satellite communications.
Millions of dollars in orders came flooding in to Mattman Specialty Vehicles. But then the high-flying company tanked.
As a story by our non-profit investigative partner California Watch puts it, its failure "illustrates how small businesses and communities alike struggled to manage the seemingly limitless spending spree on homeland security that emerged after 9/11."
In other news:
- State utility officials yesterday brushed back SDG&E's plan to shut off power to parts of the backcountry during dangerous wildfire conditions. We've got a roundup of news coverage and details about how SDG&E is trying to look at the bright side.
- The city of San Diego is looking to outsource some services that it already outsources. So does that mean the city is finally embracing "managed competition"? We decided to do some outsourcing of our own and asked two think tanks to help us figure this one out.
- The sun rose yesterday, and something else happened right on schedule: The Houston school district finally hired San Diego schools chief Terry Grier.
What a shocker.
Grier isn't wasting his time leaving his job here. And in a message sent via Twitter, Grier said he's "humbled and honored to be selected by a reformed (sic) minded board that is student focused."
Huh. Does that make San Diego's board status-quo minded and custodian focused?
Also in education, La Mesa-Spring Valley elementary district board members are red-faced about giving President Obama the bum's rush.
- A local state assemblyman says he'll propose legislation to keep L.A. from "stealing" the San Diego Chargers.
Can you "steal" the willing?
- A while back, we profiled "tuna testers" at the local Chicken of the Sea headquarters. Now, our videographer partners at the Media Arts Center have made their own visit to the people who make sure your sandwich doesn't come with any surprises.
They also have a new video interview with a Golden Hills architect who's trying to improve the struggling neighborhood.
- In commentary, columnist James Goldsborough ponders this question: "How do you govern a state of 40 million people with a constitution written for 1.5 million, with an initiative system designed to defeat special interests that has come to be dominated by them?
If things don't get better, Goldsborough warns, the state may end up split in two.
- It's pot-a-palooza! The U-T, NCT, and San Diego CityBeat have more coverage of this week's raids of marijuana "dispensaries."
Read our explainer of everything we don't know about what's legal and what's not. The people who run these stores must really have some major headaches now. If only they could get a doctor to prescribe them some … oh, let's move on.
- Finally, an L.A.-area legislator says he "wasn't paying attention" when a now-disgraced Orange County assemblyman went on (and on), in a breathtakingly crude conversation caught on tape, about his boudoir escapades with a woman who was not his wife but may have been a lobbyist for SDG&E's parent company. (She denies wrongdoing.)
Still unclear: How barely listening means asking about whether the now-former assemblyman's lady friend liked a certain naughty activity.
Meanwhile, the lout in question is offering a new explanation about his colorful chat: He was only engaged in "inappropriate storytelling."
So that's what they're calling it these days.


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In 1979, four young women from Sweden decided to embark on a 10-week trip across Sri Lanka. While galavanting along the east coast of the emerald isle, they stumbled upon a sign board that read 'Ashram'. Curious, they entered and found out that it was a yoga guru's home where he let guests stay with him, his wife and his young child as he taught them yoga. What followed was a week-long stay at this modest house where the girls did yoga at sunrise and sunset, had vegetarian food and slept on mats laid out on the concrete floor.
Pursuit of Happiness
Building Wellbeing
To begin her days on a high, IKEA India CEO Susanne Pulverer turns to yoga that fills her up with both energy and calmness at the same time


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Herbal Hills Guduchi Powder – 100 gms (Pack of 2)
Herbal Hills Guduchi Powder – 100 gms (Pack of 2) Natural Giloy (Tinospora cordifola) Powder
Guduchi is also known as Tinospora cordifolia is synergistically processed with highly advanced technology. Herbalhills is India's largest online selling brand in pure herb powders. Herbalhills products are made out of best quality and authentic Ayurvedic herbs, available in India. These herbs are specially selected and manually graded to give best products. The quality and efficacy is 100% guaranteed. Please look out for our wide range of other pure herb powders. Herbalhills Tinospora powder can be used for Ayurvedic purpose. Herbalhills Giloy powder may support the liver, kidney and promote immunity.
Additional information
|0.375 kg
|16 × 8 × 12.5 cm
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- Vendor: Herbal Hills
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Fans of the Land of Stories and the Descendants series are sure to find the lighthearted fantasy adventure of 100 Dresses a perfect fit!
You've heard of glass slippers? What about starlight slippers--delicate lace shoes studded with starlight opals? Princess Mariposa wants to find them for her own wedding! Could wearing them set the dragons free?
Copyright © 2022 Susan Maupin Schmid - All Rights Reserved.
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Colonial Bank, Montgomery AL
Community Bank of Nevada, Las Vegas, NV
Community Bank of Arizona, Phoenix, AZ
Union Bank, National Association, Gilbert, AZ
Dwelling House Savings and Loan Association, Pittsburgh, PA
Tags: Failed Banks, FDIC, Linkedin
This entry was posted on August 15, 2009 at 1:59 pm and is filed under Company News, Uncategorized. You can follow any responses to this entry through the RSS 2.0 feed.
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text: Rosamunde Font Rosamunde is an original blackletter font. It gothic, elegant attributes take the form of soft terminals, seductive curves, calligraphic flair and complex character. Rosamunde is a perfect typeface for display use but also looks distinctive for short texts. DOWNLOAD Facebook Twitter Pinterest VK Share by email Designed by: Peter Wiegel Website License: Free for commercial use, OFL January 7, 2021 featured in Handwritten By Fontesk


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General Practice Plus is a medical software application developed by Meditel. The application can be used to diagnose diabetes, hypertension, depression and arthritis. It also contains the necessary documentation for insurance companies and pharmacies who want to process claims without delay. General Practice Plus provides an integrated way of handling patients' data in order to increase efficiency with every step taken during their diagnosis
The "phone doctor plus for windows" is a free app that was designed to help users with their phone issues. The app is available on PC Windows 10,8,7.
Are you looking for a means to get Plus General Practice for your Windows 10/8/7 computer? Then you've come to the right spot. Continue reading to learn how to download and install one of the top medical apps for PC, General Practice Plus.
The majority of the applications accessible on the Google Play Store or the Apple App Store are designed specifically for mobile devices. But did you know that even if the official version for the PC platform isn't available, you may still use any of your favorite Android or iOS applications on your laptop? Yes, there are a few easy strategies you can use to install Android applications on a Windows laptop and utilize them the same way you would on an Android phone.
In this post, we'll show you how to download General Practice Plus for PC in a step-by-step manner. So, before we get started, let's have a look at the General Practice Plus technical requirements.
Technical Specifications for General Practice Plus for PC
|General Practice Plus
|File size
|Designed by
|HotDoc Online Pty Ltd is a company based in Australia.
General Practice Plus is the most popular app in the Medical category on Google Play. It has a lot of positive feedback and ratings. General Practice Plus for Windows now has over 1,000 installs and a 3.9 user aggregate rating point average.
Here is the Google Playstore link if you haven't already installed General Practice Plus on your Android smartphone. It's worth downloading on your phone –
Download General Practice Plus for Windows 10/8/7 Laptop:
These days, the majority of applications are created just for mobile devices. PUBG, Subway Surfers, Snapseed, Beauty Plus, and other games and applications are exclusively accessible on Android and iOS. However, Android emulators enable us to run all of these applications on a PC.
So, even though there isn't an official version of General Practice Plus for PC, you may still utilize it with the aid of emulators. In this post, we'll show you how to utilize two popular Android emulators to run General Practice Plus on your computer.
Method 1: Download General Practice Plus for PC Windows 10/8/7 –
Bluestacks is a popular Android emulator that allows you to run Android apps on your Windows PC. The Bluestacks application is also available for Mac OS. In this technique, we will download and install General Practice Plus for PC Windows 10/8/7 Laptop using Bluestacks. Let's get started with our step-by-step installation instructions.
- Step 1: If you haven't already, download the Bluestacks program from the link below – Bluestacks for PC may be downloaded here.
- Step 2: The installation method is straightforward and uncomplicated. Open the Bluestacks emulator when it has been successfully installed.
- Step 3: The Bluestacks software may take a while to load at first. You should be able to view the Bluestacks Home screen after it has been launched.
- Step 4: Bluestacks comes with Google Play Store pre-installed. Locate Playstore on the home screen and double-click it to access it.
- Step 5: Now go to the Software Store and look for the app you want to install on your computer. In our situation, we'll look for General Practice Plus to download and install on our PC.
- Step 6: General Practice Plus will be installed on Bluestacks immediately when you click the Install button. The program may be found in Bluestacks' list of installed applications.
You may now use the General Practice Plus app on your laptop by simply double-clicking on the app icon in Bluestacks. You may use the app in the same manner as you would on an Android or iOS phone.
If you have an APK file, Bluestacks has a feature called Import APK File. You do not need to download the game from the Google Playstore. However, it is suggested that you use the regular procedure to install any Android apps.
Bluestacks' newest version comes with a slew of impressive features. The Samsung Galaxy J7 smartphone is practically 6X quicker than Bluestacks4. So, the best option to install General Practice Plus on PC is to use Bluestacks. Bluestacks requires a PC with a minimum setup. If you don't, you can have trouble loading high-end games like PUBG.
Method 2: Download General Practice Plus for PC Windows 10/8/7 –
MEmu play is yet another famous Android emulator that has recently gained a lot of attention. It's very adaptable, quick, and specifically intended for gaming. We'll now look at how to use MemuPlay to get General Practice Plus for a Windows 10 or Windows 8 or Windows 7 laptop.
- Step 1: Get MemuPlay and install it on your computer. Memu Play Website has a download link for you. Download the program from the official website.
- Step 2: Once the emulator is installed, launch it and look for the Google Playstore app icon on the Memuplay home screen. To open, just double-tap on it.
- Step 3: Go to the Google Play Store and look for the General Practice Plus app. Locate the HotDoc Online Pty Ltd developer's official app and click the Install button.
- Step 4: General Practice Plus will appear on the MEmu Play home screen after successful installation.
MemuPlay is a straightforward and straightforward application. When compared to Bluestacks, it is really light. You can play high-end games like PUBG, Mini Militia, Temple Run, and others since it is built for gaming.
Conclusion for General Practice Plus for PC:
With its simple but effective interface, General Practice Plus has gained a lot of traction. We've shown two of the most effective ways to install General Practice Plus on a PC or laptop running Windows. Both of the aforementioned emulators are widely used to run Apps on a computer. To acquire General Practice Plus for your Windows 10 PC, you may use any of the options listed below.
Our brings us to the end of this post on General Practice Plus Download for PC. Please let us know if you have any questions or have any problems when installing Emulators or General Practice Plus for Windows in the comments section. We'll be happy to assist you!
Related Tags
- patient record app
- doctor patient record app


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The FCC, FAA, And The Costly Delay Of American 5G Technology
What looked like a long-awaited U.S. infrastructure success story may have to wait until after Christmas to see how the last chapter ends. At long last, U.S. telecom companies are in the midst of rolling out 5G cellular networks for their customers; unfortunately, they have also run into a bureaucratic brick wall – a public spat between two federal agencies.
Resolving this issue is urgent because the new networks are an order of magnitude faster than the current networks and will allow entirely new services and industries to develop around them. U.S. businesses have already made sizable investments predicated on 5G being readily available in the near future, and these, in turn, will bring tangible improvements to the lives of Americans.
While the 5G network rollout was supposed to happen in December, the FAA lodged a last-minute objection to this plan, claiming it had found evidence that 5G services could potentially interfere with the functioning of airplane altimeters, which use an adjacent spectrum. The last-minute objection is perplexing, given that the FCC—and not the FAA—is the agency with jurisdiction over telecommunications issues (not to mention the expertise to discern such things).
If you haven't been following the issue, you might think that U.S. telecom companies have pushed innovative 5G services faster than the government could keep up with regulating them. You'd be wrong, though. America's shift to 5G has not been done in haste: Research on its development first began about 13 years ago, in 2008.
The FCC began to take steps to prepare for a transition several years ago, including performing the necessary tests to ensure that the transition would not have any negative impacts on entities using nearby spectrum. In other words, the issue the FAA has raised should have been dealt with some time ago. In the last few years, the transition proceeded apace, which—among other things—entailed compensating those entities giving up their rights to the spectrum, transitioning other entities to a new band, and ensuring that the new arrangements would work satisfactorily for everyone involved.
The U.S. needs to make this 5G transition in a timely manner, because this "fifth generation" of wireless technology will improve the speed and reduce latency of wireless communications networks. These improvements will enable services that have the potential to revolutionize healthcare, transportation, agriculture, education, and many other facets of our society. For instance, driverless cars cannot communicate with each other—a necessary precursor for their safe operation—without the speeds of 5G, and things like remote medical procedures will be impossible.
In addition to more convenient and innovative consumer goods and services, the sheer economic costs to the U.S. of delaying the broad-based rollout of 5G would be enormous: one study estimates that the benefits of 5G deployment approach $300 billion in the next six years alone.
People who live in major metropolitan areas of the U.S., such as Washington D.C., already have some access to 5G networks, but extending the network beyond the dense urban communities into the more rural areas that make up much of the U.S. involves much more investment, and it's this rollout that is getting delayed by the FAA-FCC spat. The people who live in those more rural communities will pay the biggest price if the 5G network rollout were to be delayed further, which would serve to exacerbate the digital divide.
There could also be second-order effects downstream of the telecom industry into the broader U.S. business community. The uncertainty engendered by the last-minute pause may cause businesses to hesitate before making further investments to develop new products that would exploit 5G networks. If it becomes a possibility that a portion of this spectrum may remain with the FAA, that may impinge upon the functionality of a myriad of goods currently under development.
The FAA's attempt to slow or halt the 5G rollout is emblematic of a larger problem with regulatory authorities that have overlapping jurisdictions in that they typically have no inclination—or incentive—to take into account the impact of their own agenda on the priorities of other regulatory agencies, and sub-optimal policy decision making ensues.
For instance, when the FAA tried to impose a rule that children under two must fly with a car seat, the Office of Information and Regulatory Affairs (where I worked at the time) halted its efforts, pointing out that such a step would increase the cost of flying for families with young children and that the additional driving they would do as a result would result in more deaths than children flying without a car seat.
The FAA did not back down, however: Its job, the agency staff argued, was to improve safety on planes, and how its rules impacted highway deaths was simply not in its list of considerations. Unfortunately, OIRA has not yet had an Administrator nominated, so it may be incapable of negotiating this dispute. Hopefully, the White House will step in if this delay continues.
It is hard to overstate the importance of 5G to our nation's future standard of living, and further delays would cost U.S. households dearly by impacting our national competitiveness, reducing their income and keeping technological improvements that could improve their health, safety, and standard living from reaching them.


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• For use with 40-42''h bar surfaces• Before ordering, please view our Height Guide• Swatches available - Call 855.238.7929• Primary photo shows Magnetite metal + Pixel fabric• Non-memory return swivel seat
The Zahra Bar Stool by Amisco is designed for a bar height table, at a standalone bar or 42" high raised section of a kitchen island. The tapered steel base is powder coated in your choice of a dozen finishes and the upholstered seat and backrest are available in many fabric and faux leather options. This modern bar height stool is made in Canada by Amisco. A footrest ring adds comfort and strength. The welding and steel frame is warranted against defects in material and workmanship for 10 years of residential use. A matching counter height stool and dining chair are also available. The primary photo depicts Magnetite metal finish with Pixel upholstery while the room setting image shows Black Coral metal and Pixel fabric. A non-memory return swivel seat adds convenience.