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Standard Tokenization Protocol (CURRENCY:STPT) traded down 1.4% against the U.S. dollar during the 1-day period ending at 10:00 AM E.T. on October 18th. Over the last seven days, Standard Tokenization Protocol has traded down 10.8% against the U.S. dollar. One Standard Tokenization Protocol token can currently be bought for approximately $0.0178 or 0.00000155 BTC on major cryptocurrency exchanges. Standard Tokenization Protocol has a market cap of $16.28 million and $1.17 million worth of Standard Tokenization Protocol was traded on exchanges in the last day.
Here is how other cryptocurrencies have performed over the last day:
- Crypto.com Coin (CRO) traded down 9.3% against the dollar and now trades at $0.12 or 0.00001065 BTC.
- Huobi Token (HT) traded 0.8% higher against the dollar and now trades at $4.39 or 0.00038405 BTC.
- Binance USD (BUSD) traded flat against the dollar and now trades at $1.00 or 0.00008740 BTC.
- Eterbase Utility Token (XBASE) traded up 1.9% against the dollar and now trades at $0.74 or 0.00006439 BTC.
- THETA (THETA) traded 0.3% higher against the dollar and now trades at $0.65 or 0.00005678 BTC.
- Maker (MKR) traded 2.4% higher against the dollar and now trades at $563.67 or 0.04925566 BTC.
- Acash Coin (ACA) traded up 0% against the dollar and now trades at $0.0789 or 0.00000864 BTC.
- FTX Token (FTT) traded 1.1% higher against the dollar and now trades at $3.60 or 0.00031419 BTC.
- IOStoken (IOST) traded down 0.3% against the dollar and now trades at $0.0396 or 0.00000526 BTC.
- Basic Attention Token (BAT) traded up 0.3% against the dollar and now trades at $0.21 or 0.00001878 BTC.
About Standard Tokenization Protocol
Standard Tokenization Protocol is a token. It launched on June 5th, 2019. Standard Tokenization Protocol's total supply is 1,942,420,283 tokens and its circulating supply is 916,326,558 tokens. Standard Tokenization Protocol's official website is stp.network. Standard Tokenization Protocol's official Twitter account is @STP_Networks. Standard Tokenization Protocol's official message board is medium.com/@StandardTokenizationProtocol.
Standard Tokenization Protocol Token Trading
Standard Tokenization Protocol can be purchased on the following cryptocurrency exchanges: . It is usually not currently possible to purchase alternative cryptocurrencies such as Standard Tokenization Protocol directly using US dollars. Investors seeking to trade Standard Tokenization Protocol should first purchase Ethereum or Bitcoin using an exchange that deals in US dollars such as Coinbase, Changelly or Gemini. Investors can then use their newly-acquired Ethereum or Bitcoin to purchase Standard Tokenization Protocol using one of the exchanges listed above.
Receive News & Updates for Standard Tokenization Protocol Daily - Enter your email address below to receive a concise daily summary of the latest news and updates for Standard Tokenization Protocol and related cryptocurrencies with MarketBeat.com's FREE CryptoBeat newsletter.


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Wesley Chapel Real Estate - Find Your Perfect Home For Sale!
Wesley Chapel Listings Summary
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Avg Price in Wesley Chapel: $594,000 / County Avg $562,000
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- July 8, 2012
Brighton and Hove priests and deacons ordained
Nineteen men and women have been ordained to the priesthood in the Diocese of Chichester... »
- July 7, 2012
Two Hove betting shops robbed
The same man is suspected of robbing two Hove betting shops on the same day,... »
- July 7, 2012
Brighton and Hove mayor backs charity that touched his family
The mayor of Brighton and Hove has spoken about how his life was touched by... »
- July 6, 2012
Brighton MP's private member's bill unopposed at 2nd reading
A private member's bill sponsored by Brighton Kemptown MP Simon Kirby has cleared its first... »
- July 6, 2012
Albion footballers face crown court trial over sex attack
Three Brighton and Hove Albion footballers and a former team-mate face a crown court trial... »
- July 6, 2012
Brighton youngsters transform community garden
Students at City College Brighton and Hove have helped transform a community food garden. The... »
- July 6, 2012
Hove security guard jailed for starting £5m fire
A security guard from Hove has been jailed for six years for arson and perverting... »
- July 6, 2012
Independent watchdog investigates Sussex Police chief constable
The chief constable of Sussex, Martin Richards, is being investigated over an allegation of misconduct.... »
- July 6, 2012
Question Time to be filmed in Brighton
The BBC television programme Question Time is coming to Brighton on Thursday 27 September. The... »
- July 5, 2012
Brighton MP's bill to be debated tomorrow
Brighton Kemptown MP Simon Kirby will try to change the law tomorrow (Friday 6 July).... »
- July 5, 2012
Brighton man spells out PayPal warning after iMac scam
A 26-year-old man who was defrauded of his £800 iMac said that he was "over... »


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Sale-Precious Green Veins Jadeite Jade Bangle Bracelet 58mm (JBB3197)
Sale price $ 88.00 Regular price
$ 188.00
Precious green veins on lighter green and white jadeite bangle bracelet. Size is58mm inside diameter, 13mm wide. Very silky smooth high polish adds to the beauty. Icy cold to the touch.
Genuine jadeite, tested by refraction.


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Clotrimazole cream used for acne
Clotrimazole topical is an antifungal medication that fights infections caused by fungus. clotrimazole topical ( for the skin) is used to treat skin infections such as athlete' s foot, jock itch, ringworm, and yeast infections. high doses or long- term use of betamethasone and clotrimazole topical can lead to thinning skin, easy bruising, changes in body fat ( especially in your face, neck, back, and waist), increased acne or facial hair, menstrual problems, impotence, or loss of interest in sex. new york skin solution acne scar treatment. best acne treatment for stubborn acne. how to use clotrimazole solution, non- use this clotrimazole cream used for acne medication on the skin only. clean and thoroughly dry the area to be treated. best face wash for acne prone skin dermatologist recommended. apply this medication to the affected skin, usually twice a day or as. clotrimazole for acne? i was wondering if anyone here has any experience with using clotrimazole cream for used their acne.
i know that it technically isn' t supposed to do anything ( because it is an anti- fungal, apparently) but i have been using it on my face sporadically and the little acne i have cleared right up! can clotrimazole cream be used for acne? acne aid cream review. 1 doctor weighed in dr. in brief: no yeast does not cause acne would not help or is not acne. it will take 1- 2 weeks, noting that you may also use another antifungal cream along with the clotrimazole cream. acne lesions treatment. i can provide information on other antifungal creams to use, if the clotrimazole cream does not fix the problem on its own. use the cream on your skin only.
a strip of cream ( 0. 5cm long) is enough to treat an area the size of your hand. avoid putting it near your mouth, lips and eyes. how to use clotrimazole spray. if you' re using the spray for the first time, prepare the spray by pressing the spray head down once or twice. hold and spray about 15cm away from the. to use topical clotrimazole, wash the affected area and dry thoroughly. then apply a small amount of cream or liquid to cover the affected area of skin with a thin layer. if you are treating athlete' s foot, pay special attention to the spaces between the toes when applying clotrimazole.
how to use clotrimazole- betamethasone lotion. vitamin e cream for acne scars. read the patient information leaflet provided by your pharmacist before you start using this medication and each time you get a refill. robert berger answered. 40 years experience in dermatology. no: yeast does not cause acne would not help or used is not acne.
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In many cases, work-from-home jobs are part-time, commission-based, or pay a lump sum for a completed project. In other cases, you can work as a home-based agent as an employee, providing customer service to client companies. Virtual assistants provide administrative, secretarial, and clerical support as well as creative and/or technical services for clients. Are Work From-Home Jobs Real
But hope remains. As shelter-in-place restrictions keep most nonessential workers home, opportunities for remote work have been growing. Brie Reynolds, career development manager for FlexJobs — an online job market specializing in flexible and remote work — says the site saw a 4 percent increase in remote job listings in March, compared with February. Plus, with so many jobs shifting home, any stigma against employing remote workers is easing. "Overall, companies seem to be pleasantly surprised at how well remote work is working for them," Reynolds says. "So that's great. It is providing good solutions right now."
How to Get It: Customer service is the biggest work-at-home field, with companies including Spiegel, Hilton, Best Western, HSN, 1-800-FLOWERS and many others using at-home reps. Fill out an application with staffing companies such as Arise, Alpine Access, VIPdesk, LiveOps, and Convergys, all of which vet the companies who are hiring through them. If you need benefits, search through a staffing company that will hire you as an employee (Alpine Access, VIPdesk and Convergys do this) rather than an independent contractor. If you're a contractor, you may be asked to pay a small fee (between $15 and $35) for a background check. While a fee can be a sign of a scam, independent contractors are responsible for their own expenses. Are Work From-Home Jobs Real
There are companies that hire employees directly to work from their homes. See sites that list work-at-home jobs, which includes tips for how to filter any job board to find work-at-home options. Some of these positions are ones in which the employee covers a territory—for an insurance company or a consumer products firm, for example—and spends some time on the road and some time in a home office. There are also customer service, recruiting, sales, scheduling, technical, writing, computer, and telemarketing jobs available. Work From Home Careers
The job: Would you like the freedom to work at home while helping others succeed? Those are the perks of working as a bookkeeper, says Ben Robinson, a certified public accountant and business owner who teaches others to become virtual bookkeepers through his online course, Bookkeeper Business Launch. We asked him for advice for making this career track work for you. You can read the full interview here.
Put your sleuthing skills to work. Claims investigators perform in-depth online and database research to assess the legitimacy of an individual's unemployment or insurance claim. The level of education and experience required varies by position, with senior roles possibly requiring specialized degrees. For example, applicants for Anthem's senior clinical fraud investigator must have an associate degree in nursing, current certification as a certified professional coder or both.
If you're looking for a work-at-home position, even among some of the employers listed above, you should be aware that not all such positions will be readily available. You may have to go on the company's careers page or job board and enter terms such as "work-at-home", "work-from-home", "remote position", or something similar. This will be especially important if most of the jobs offered by an employer are on-site. Work From Home Careers
How to Get It: GoFluent.com is an English training company working with 12 of the world's largest corporations. There are also jobs out there for English as a Second Language (ESL) teachers, which are more structured. Visit ISUS (iSpeakUSpeak.com), a placement and training company. While a degree in education or ESL is ideal, you are encouraged to apply if you are enthusiastic and articulate. Work From Home Jobs
If you're looking for a work-at-home position, even among some of the employers listed above, you should be aware that not all such positions will be readily available. You may have to go on the company's careers page or job board and enter terms such as "work-at-home", "work-from-home", "remote position", or something similar. This will be especially important if most of the jobs offered by an employer are on-site.
Pitches to be your own boss. Our Consumer Action Center is hearing from a lot of callers who go to help-wanted sites, find an opportunity that looks good and then contact the supposed employer. It turns out to be a pitch for owning your own business, with promises of huge money. Unfortunately, the only ones making money are the people pushing startup kits for a fee.
Williams-Sonoma moved up a notch from the #11 position in 2019 to make the top 10 for 2020. This is an interesting entry as well, since Williams-Sonoma is a well-known retailer, focusing on the sale of kitchen and cookware supplies. But the company does offer remote positions, and as an employee you'll be eligible for benefits, including health insurance, participation in the 401(k) plan, and paid vacation. Work From Home Jobs


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AT&T email support
At&t Web-mail is offering its high quality email service worldwide. Millions of active users create their account on this web-mail and use its features. This is the type of web-mail, which is why its users can create their own accounts and access their email from anywhere. The best part of using At&t web-mail is that you will not lose your email message, even your device is infected. This mail message stores online and can be accessed using any other device using an Internet connection. With special features and great work, its users can make their work easier. To get the solution of email issues just try toll-free number+1800-892-1502. You can find the help of customer care without hitch anytime you required.to more about at&t email, you can visit our website.


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Locate and post an article from any source and published during the last 12 months that discusses a financial issue related to adult day care, assisted living, or home health care financing (NO articles on nursing homes). Try to choose an article that has practical implications.
The article should not be one assigned in the class or one chosen by another student. Do not post a link to the UMUC library, but attach the article to your response or post a link that anyone can use to access the article. Provide a brief summary of the article and answer each the following questions:
* Be sure to copy and paste the question before each of your answers to add clarity.


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The fourth consecutive election cycle to feature Obamacare as a key issue has officially begun. Wisconsin Republican operatives just launched their first attack in one of the most crucial races in the country — the rematch between former Democratic senator Russ Feingold and the Republican who took his seat, Senator Ron Johnson — and the health-care law has given them plenty of ammunition.
"Voters deserve to be reminded why 'Radical Russ' Feingold's extreme liberal agenda has already been rejected once for good reason," Chris Martin, a spokesman for the Wisconsin Republican Party, tells National Review. Obamacare sits at the top of the list of negatives detailed on the new attack's website, which is built in the style of a virtual office.
"Russ Feingold acted as the deciding vote on Obamacare, and was a top surrogate in Wisconsin for the failed law," a click on an image of Feingold with the president reveals. "He claimed that it was 'good for America and particularly good for Wisconsin' — despite nearly $1.2 trillion in additional tax increases and fees."
The blast comes on the heels of an April poll from Marquette Law School showing Feingold with a 54–38 lead over Johnson. Johnson's allies attribute the gap to the fact that Republican governor Scott Walker has dominated the state's political spotlight since his election in 2010, thereby depriving Johnson of some opportunities to achieve the name recognition that Feingold, a three-term senator, still enjoys.
"You can say Ron Johnson's name-ID isn't to the moon and back, but that gives Ron Johnson the ability to build his name-ID and build on his messaging to people who might not know him well," Republican National Committee chairman Reince Priebus, who hails from Wisconsin, told NR in February.
The state GOP is determined to ensure that voters associate Feingold's name with his record of support for the president's policies.
The state GOP is determined to ensure that voters associate Feingold's name with his record of support for the president's policies. "Russ Feingold consistently supported President Obama's reckless agenda, including his signature healthcare legislation which added nearly $1.2 trillion in taxes and fees," the site says. "Obama and Feingold have worked together to push failed policies that hurt hard-working taxpayers and small business owners."
On the other side of the ledger, Johnson introduced one of the most prominent GOP plans for a congressional response if the Supreme Court rules that the Obama administration illegally provided health-care subsidies to people who enrolled in Obamacare in states that used the federal exchange.
Johnson's bill would allow people who already receive subsidies through the federal exchange, including Wisconsin voters, to keep those subsidies until 2017.
"In exchange for this concession, which temporarily fixes the mess created by the sloppily written and unlawfully enforced Obamacare, the American people should be allowed to reclaim some of the freedom Obamacare denies them," he wrote last month in a Wall Street Journal op-ed.
The bill would repeal the law's individual and employer mandates and eliminate the coverage requirements that led to the cancellation of hundreds of thousands of insurance policies.
— Joel Gehrke is a political reporter for National Review Online.


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The Gold Medal Winning Way To Exam Performance
What you'll learn
- How to manage exam anxieties and stress better
- Strategies to deliver better results under exam pressures
- Understanding why we get nervous around exams, how this affects us and what we can do about it
This course looks at the why, what and how of exam nerves - why we experience them, what happens to our body and how this can affect our performance in exams. Using strategies that elite athletes use to deliver results under pressure we focus on the long-term and quick-fix strategies that help to maximise your chances of succeeding in an exam.
Danielle shares crucial anecdotes from her story as an elite athlete, raising aspirations and delivering positive messages. This is underpinned by strong strategies that help you to manage expectations, stay motivated and reduce anxiety in the build up to exams and combat nerves when you need to be on top form.
Who this course is for:
- Students wanting to excel in their exams
Course content
- Preview03:39
- Preview06:32
- 05:05Performance Profile
- 09:07Fragmenting Fears
- 07:14Great Expectations
- 08:03Motivation
- 03:42Check In
- 07:32The Balancing Act
- 09:51Visualising Success
- 09:39Better Body Language, Better Results
- 03:09Performance Playlist
- 02:15Good Luck
Dr Danielle Brown MBE is a double Paralympic gold medallist, 5 time World Champion and was World Number 1 for her entire archery career. She also became the first disabled person to represent England as an able-bodied athlete, where she won gold at the Commonwealth Games.
Danielle helps people develop a performance mindset, enabling them to develop the qualities, characteristics and skills for success. She spills the secrets and strategies that top athletes use to deliver better results, perform under pressure and bounce back from challenges.
She has also co-authored children's self-development book Be Your Best Self.


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Dzukou Valley declared as Plastic Free Zone on occasion of 2019 World Environment Day
Published: June 6, 2019
In Nagaland, the scenic Dzukou Valley has been officially declared Plastic Free Zone on the occasion of 2019 World Environment Day (WED). The declaration was made officially by Advisor of Youth Resources and Sports, Zale Neikha. The much-appreciated initiative on declaring this scenic valley as a 'plastic-free zone' was taken by Southern Angami Youth Organisation (SAYO) in accordance with its pledge to conserve and protect the environment. The Dzukou valley is situated at an altitude of 2452 m above sea level. It is famous for its wide range of flower in every season. The rare Dzükou Lily is found only in this valley.
Topics: Dzükou Valley • Ethnic groups in South Asia • India • Naga people • Nagaland • Northeast India • Seven Sister States • States and union territories of India • Viswema • World Environment Day


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AIM - Erik Hartmann
Erik Hartmann came to Germany 20 years ago as a late repatriate from Kazakhstan. Since 2015 he has been studying in the "motion picture"class at Hochschule Darmstadt where he works in documentary and animation film. At BEYOND he presents his stop motion film "AIM"that approaches the difficult relationship between man and machine, with its communication problems and conflicts of interest, on a playful level.
A private computer lab develops a AI-machine that starts its first tentative observations on the human behaviour displayed in its surroundings. It then tricks the lab staff into connecting it to the internet where it finds itself faced with an unedited flood of information on human history. Can a "newly born"artificial intelligence cope with so much information on human nature?
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ITEM: Mckinney Centre Arena Radiant Heater Replacement
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|Report #: 202000734014 v. 4
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DUBAI (Reuters) – The head of the Russian sovereign wealth fund said on Monday that the fund will continue to invest in the framework of the Saudi Development Vision 2020 program.
Kirill Dimitriev, who is also a top Moscow oil negotiator, said a global agreement to cut oil production had prevented crude prices from going down to $ 10 a barrel.
Dmitriyev was quoted as saying that the oil talks, which concluded on Sunday, demonstrated Russia's ability to work with the United States, which supports the agreement to reduce global oil supplies.
Al-Arabiya quoted him as saying that the fund is planning joint agricultural projects with Saudi Arabia, and is also working to establish a vaccine factory in the Kingdom, describing relations with Riyadh as "very, very positive".
Press coverage by Maher Shmaitli – Prepared by Mahmoud Salama for the Arab Bulletin – Edited by Doaa Mohamed


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MONROVIA, Montserrado – President George Weah has signed into law two loan agreements for the financing of road construction across the country. The agreements are the US$536.4 million Eton Finance loan agreement and the US$420 million road financing agreement between the government and the Burkinabe company, EBOMAF.
The two agreements are intended to facilitate the construction of paved roads to connect southeastern counties and paved roads and bridges in Monrovia and other major corridors of the country's interior.
The agreements were passed into law by the 54th National Legislature following approvals by members of both the Senate and the House of Representatives.
Speaking at the signing ceremony on Thursday, Weah said the approval of the two agreements would enable his administration to immediately embark on infrastructural developments that are intended to directly improve the lives of Liberians.
He reaffirmed his commitment to connecting all county capitals with paved all-weather roads by the end of his term in office.
"This is a promise that I have made to the Liberian people, and it is a pledge that I intend to keep,†he said.
The president said the new road network would make a significant impact on the country's economy. He said besides enhancing economic growth and development, the initiative would also bring about other important social and economic benefits by providing citizens with easy access to health, education, employment, agriculture and other opportunities that will enhance their wellbeing.
He said other tangible benefits that the road connectivity will bring to the country include a more socially cohesive and united populace where citizens can travel and mix with each other more easily. Through dialogue and interactions, he said this would enhance the prospects of peace, understanding, tolerance, and stability.
"The construction of the roads is the centerpiece of our Pro-Poor Agenda, whose ultimate objective is to lift Liberians from poverty,†he noted. "This shall be my focus; this shall be my legacy, and this shall be permanent and perpetual inheritance that we will leave behind when our time is over and for the benefit of generations yet unborn.â€
The president emphasized that roads make a crucial contribution to economic development and growth, bringing in important social benefits, and are of vital importance in making a nation grows and develops. According to him, providing access to employment, social, health, and education services further make roads network crucial in the fight against poverty.
He, meanwhile, asked for the patience, support, and understanding of Liberians as his administration takes necessary actions to rebuild the country. The president extended gratitude to the leadership and membership of the legislature for reasoning with him in making citizens happy.
Also speaking at the ceremony, Public Works Minister Mobutu Nyenpan termed the signing of the two agreements as an unprecedented milestone in the quest for social and economic growth in the country.
Nyenpan said despite several years as an independent nation, it is noteworthy that 94 percent of Liberia's 11,000 km of roads have remained unpaved, thus endangering the livers of commuters and impeding the free movement of goods and services.
"This situation has hampered the progress of growth and development and has stagnated the overall progress of our nation,†he said. "The cry of the people over the years has been the cry for good roads. This cry was even amplified during the election period.â€
He said with the two loan agreements coming into force, they would enable the government to pave a total of approximately 830 km of primary roads, affecting every region of the country.
"It will enable us to pave 505.3 km from Buchanan to Cestos, from Cestos to Greenville, Greenville to Barclayville, Barclayville to Sasstown, Barclayville to Pleebo, Tubmanburg to Bopolu, and Medina to Robertsport,†he noted.
"The EBOMAF financing agreement loan will enable us to pave the total of 303.7 km of roads. One of the projects is the signature project of the president of Liberia, and that is the road which leads from Somalia Drive through Kessely Boulevard to Sinkor in Monrovia with a modern bridge built. This is 16 km.â€
The public works minister further explained that the EBOMAF loan projects will also include 112 km of roads between Tappita and Zwedru, 10.2 km between Toe's Town to the Ivorian border, and 185.5 km between Zwedru and Greenville. He said all the projects would be completed in the first term of the current administration.
Representatives of the two financing institutions were also present at the signing ceremony and committed to fully implementing the agreements.
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Of the 296,757 home purchase loans issued in California, 48.5 percent went to white homebuyers, according to the report. Latinos got 21.2 percent of the home loans issued, and African-Americans secured just 3 percent despite making up about 6 percent of the state's population.
PHILADELPHIA (AP) – Fifty years after the federal Fair Housing act banned racial discrimination in lending, African Americans and Latinos continue to be routinely denied conventional mortgage loans at rates far higher than their white counterparts. This modern-day redlining persisted in 61 metro areas even when controlling for applicants' income, loan amount and neighborhood, according to.
In the year 2015, over 6 million home purchase mortgages were realized, yet a mere 51,202 (2.7%) were done through conventional loans directed to Black home buyers. From the same category, non-Hispanic Whites accounted for 1.36 million conventional loans, while Latinos accounted for 96,975.
Ten years since the economic recession, lending has returned for many Americans. Yet the gap between white and black homeownership is wider now than it was in 1960, with signs of modern-day.
Organizations and scholars submitting this report do not necessarily endorse every. the basis of race, while on the decline according to some estimates, African Americans and Latinos frequently encounter discrimination when.. mortgage companies and subsidiaries of national banks, are largely.
Storms don't have much effect on Florida, Texas home prices When Hurricane Irma reached Florida's Big Pine Key in September, it caused. replace the homes and hope code officials don't notice, or leave the Keys.. Hurricanes and floods disproportionately damage lower-cost homes, which. In Texas, hurricanes over the past decade have been particularly hard.8809 Spring Harvest Ln E, Jacksonville, FL 32244 About BRIAN WAITE. Brian Waite is a provider in Jacksonville, FL. The NPI number assigned to this provider is 1922092626.The practitioner's primary taxonomy code is Physical Therapist (225100000X).The provider is registered as an individual and their NPI record was last updated 12.
by years of racial redlining and discrimination, as well as banks' withdrawal from minority. of several forms of "predatory lending," targeting African Americans and Latinos.. proving that subprime lending involves unfair treatment on the basis of. to 1989, lenders reported only home-mortgage loans made (in several .
For people of color, banks are shutting the door to homeownership. No matter their location, loan applicants told similar stories, describing an uphill battle with loan officers who they said.
Why Blacks and Hispanics Have Such Expensive Mortgages.. Because banks and other lenders direct these groups toward high-risk, high-priced products. The result is, in part, that blacks and.
In City of Miami, the city alleged that Bank of America and Wells Fargo. Discrimination Law Advantages to Challenge Predatory or Unfair Lending. mortgages on less favorable terms to African-American and Latino. That is, a discrimination case can be based not on the denial of. fair credit reporting.


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Home Tags Audio
Researchers Have Made A Game Boy That Runs On Solar Energy...
The Nintendo Game Boy, in all its variants, ran on external batteries, either of the AA or AAA variety. But now, researchers have managed to make one that doesn't run on any of them. It runs ins


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US Airways Files For Chapter 11 A Second Time
Unable to Get Concessions
Bowing to overwhelming financial pressures, US Airways Group Inc. yesterday sought protection from its creditors in bankruptcy court for the second time in 25 months. The filing, in U.S. Bankruptcy Court in Alexandria, Va., came three years and one day after the terrorist attacks that precipitated the deepest crisis in U.S. airline history.
The action means that two of the nation's six so-called legacy carriers -- those whose costs and cultures are rooted in the pre-deregulation era -- now reside in bankruptcy, a fate that could befall others as passengers increasingly choose discount carriers. The other is UAL Corp.'s United Airlines; Delta Air Lines is struggling to avert a similar fate.
Over the weekend, US Airways, the nation's seventh-largest carrier by miles flown by paying passengers, ran out of time in its efforts to wrest savings from its labor unions so it could ride out the current storm. The Arlington, Va., company faces crucial financial hurdles in the coming days and weeks. It decided it had no alternative but to seek the court's approval to stave off its creditors while it attempts to implement an audacious turnaround plan.
"Since we still lack the new labor agreements that are needed for the transformation plan to succeed, we must preserve the company's cash resources," said Bruce Lakefield, US Airways' chief executive. "We have made the difficult but necessary decision to complete this process with the help of the court."
US Airways has warned since May that it might have to revisit Chapter 11 if it couldn't win $800 million in additional annual cost savings from its unions. Like its larger competitors, it continues to be hammered by high fuel prices, competition from discount carriers, anemic revenue and a heavy burden of debt and operating-lease commitments.
US Airways said it will maintain normal operations and honor all customer-service agreements and marketing arrangements with other carriers. US Airways also said that for now it will keep to its current schedule, which consists of nearly 3,300 daily flights to 182 airports in the U.S., Europe and the Caribbean. Of those flights, 1,150 are operated by US Airways itself, 93 by its US Airways Shuttle that links Boston, New York and Washington, and more than 2,000 by its numerous commuter affiliates, including two that are wholly owned.
The company hopes this will be a quick stint in court protection. It envisions filing a reorganization plan by year-end that will address a daunting challenge: to win urgently needed labor concessions and to transform itself into a discount airline. It isn't clear if it's possible for such an old-line, hub-and-spoke carrier to shed its rigid work rules, less-efficient work practices and richer benefits and make that leap.
Furthermore, the question looming over US Airways -- more so than for other network airlines -- goes to its inherent viability. The company has a stunted route network that doesn't span the nation. Its hubs are close together on the East Coast. "They're not positioned to succeed," says Dan Kasper, an airline specialist for consultants LECG in Cambridge, Mass. The company's turnaround plan isn't unreasonable, he says. "But it remains to be seen if it will work in practice."
Another big complication is financing: Unlike in its previous Chapter 11 filing in August 2002, US Airways didn't march into court yesterday with an equity investor, debtor-in-possession financing to bolster its cash position and the pledge of federal loan guarantees to back its exit funding. Because all its assets now are pledged, the company didn't even try to arrange such interim financing.
But it said it did reach an agreement with its lenders to give the airline access to an undisclosed portion of $750 million of cash it has on hand to use as working capital in lieu of a debtor-in-possession financing. That money serves as a component of the collateral supporting a $1 billion loan, backed in large part by the federal government, that funded US Airways' emergence from court protection in March 2003. The company said it currently has $1.45 billion in cash, cash equivalents and short-term investments.
The Air Transportation Stabilization Board, the federal guarantor, and two lenders have agreed to let US Airways continue using a portion of that cash, subject to a court order. The ATSB, in a statement, said it "will continue to work with US Airways as it seeks to restructure and work with the bankruptcy court to ensure that taxpayers' interests are protected."
Yesterday's filing brings US Airways back into the company of United's parent UAL, which filed for court protection in December 2002, and Hawaiian Airlines, which filed in March 2003. Delta Air Lines and ATA Airlines are threatening to file.
Earlier this month, a number of airlines complained to Congress that high fuel prices were "rapidly becoming a catastrophe for the airline industry," and asked lawmakers to hold hearings on the impact of high oil prices and to consider whether the Bush administration should stop buying oil for the Strategic Petroleum Reserve or even tap into its stores. That plea has yielded little action. Many Republicans in Congress believe that the airline industry is overdue for a shakeout, and that previous congressional bailouts, including the aid to airlines after the Sept. 11 terrorist attacks, merely postponed the inevitable.
Lawmakers are concerned, however, that taxpayers might face a bailout of airline pension funds, which have been underfunded for years. Last month United said it would cease contributing to its pension funds during its stint in bankruptcy proceedings, a move the federal pension insurance agency fears will leave it saddled with millions of dollars in obligations.
In its first trip through bankruptcy court, US Airways got a judge to allow it to hand over its pilot pension plan to the federal insurer. Outside of bankruptcy, companies generally shed their pension obligations only by putting up enough money to meet the future benefits -- a pricey proposition for companies with pension shortfalls.
In that first stint, US Airways cut its debt and capital-lease obligations, pared its annual expenses by $1.9 billion and tapped $1.24 billion in new financing. But those actions turned out to be insufficient to restore the airline to profitability in an industry growing brutally competitive. The company said yesterday that its 2004 fuel costs are expected to be $300 million higher than forecast in its 2003 reorganization plan, and passenger revenue for its mainline operation is expected to be $450 million lower than forecast.
Earlier this year, US Airways said it planned to reverse its fortunes by adopting the labor costs and efficiencies of budget carriers like America West Airlines and JetBlue Airways, companies whose unit costs are substantially lower. US Airways also said it would offer more point-to-point flights from its Northeast strongholds, add service to Florida and the Caribbean, and lower and simplify its fares. The plan jelled around the time when low-fare king Southwest Airlines was starting service to its Philadelphia hub.
Central to the plan, which foresees $1.5 billion in annual cost reductions, is additional worker givebacks of $800 million. Without them, the carrier is widely expected to be forced to sell off assets, liquidate and shut its doors. Even the investment-banking advisers for US Airways' pilots union came to that conclusion. The company said it doesn't envision selling assets or shrinking its fleet, but it can't rule out further job losses.
Today, as a result of the second bankruptcy filing, Retirement Systems of Alabama, US Airways' largest investor, with a 36% equity stake, stands to lose its entire investment -- $240 million in equity and $500 million in debt -- as the carrier's stock will probably be canceled when the carrier steps out of court protection. Other creditors affected by the filing include General Electric Co. , the airline's largest creditor, and the Air Transportation Stabilization Board.
This time, US Airways was up against some challenging deadlines. In March it came close to defaulting on its $1 billion loan and had to prepay a quarter of the amount and agree to tougher covenants. On Sept. 30 the carrier's compliance with the various loan obligations were to be checked, and the company feared it would fail some or all of them.
US Airways also faced a $110 million pension payment due Wednesday and the possibility that one of its credit-card processors would demand $55 million in additional cash as collateral if the company's regional-jet financing is terminated, and a further $20 million if its cash position falls below $850 million.
The company said yesterday that it wouldn't make payments for pension contributions accrued before it sought court protection. Mr. Lakefield, the US Airways CEO, said yesterday he assumes the carrier's regional-jet commitments have ended and that the company won't have much access to the small jets, deemed crucial to its turnaround plan, in the future.
US Airways didn't get far with its plea for union givebacks. Employees and union leaders were fatigued by concessions -- more than $1 billion in annual savings -- granted in the last bankruptcy. Proposals made recently to some of the groups included reductions in pension benefits and elimination of retiree health benefits, along with big wage cuts, more working hours required and changes to work rules to boost productivity.
Only the 3,400 pilots, the highest-paid group with the most to lose, entered formal negotiations with the company over its desired $295 million in additional savings from them. US Airways tried to break the impasse on Friday with proposals intended to keep wages as close as possible to current levels by forcing the employees to work more hours. The proposals were rebuffed and no new bargaining occurred over the weekend.
In Chapter 11, US Airways has a powerful new weapon to wield against the unions. If further consensual negotiations with the unions fail, it can petition the judge to abrogate the groups' current labor agreements and allow the airline to impose its latest offers on the employees, for significant savings in wages, benefits and productivity. The company used that threat to extract two rounds of concessions from the workers in the first Chapter 11 without resorting to judicial action.
In spite of the unions' refusal thus far to agree to givebacks, Mr. Lakefield said in an interview, "sooner or later, people have to realize that the industry has changed and get comfortable with that."
Kerry campaign spokesman Phil Singer said, "It is a tragedy that the employees of US Airways, who have already made great sacrifices to help the company stay afloat, will now suffer more harm. And it's unforgivable that the Bush administration has sat on the sidelines rather than act to address this crisis." The Bush administration authorized the loan-guarantee program that was supposed to help the airline, which employs thousands of workers in swing-state Pennsylvania.
—Amy Schatz contributed to this article.
Write to Susan Carey at firstname.lastname@example.com
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I recently had an email exchange with fine jewelry retailer Bob Woolsey, co-owner of Jones Bros. Jewelers in Peoria, Ill., about how the COVID-19 pandemic has changed the way his company is doing business in 2020.
I used a snippet from our interview in an article but found Woolsey's answers so refreshingly upbeat and solution-oriented, I wanted to share them in full with you.
Here's Woolsey, who calls himself "chief inspiration officer," on how he and the Jones Bros. staff have been mitigating COVID's impacts on their retail operations.
JCK: How has the COVID-19 pandemic changed the way you think about and do business in 2020?
Bob Woolsey: COVID gave me the opportunity to take four to six weeks off of day-to-day running to determine what truly mattered to me in business and in life.
We opted to keep everyone on through the whole shutdown, and in the process we all became better at what we do. Our goldsmiths learned Matrix and fabrication. Our accountant learned to master the SBA and all loans available. Our director of inventory sat in on close to 100 webinars and advised all of us on what she learned, as well as the top three things we could use from them. And our sales manager and sales team worked at becoming certified in Tissot and other brands that offered training, while clienteling through Clientbook.
We met daily to go over what we were doing and learning as a team via Zoom. We even had a happy hour where the leadership team delivered drinks to each team member's house.
Overall, I spent a lot of time sharing gratitude with the community via Facebook by running, cycling, and sharing selfies and POTENT gratitude along the way.
How have things in the store changed since reopening?
Coming out of the lockdown we have gotten in the habit of greeting customers in the parking lot and starting the process outside and walking with them inside. That creates a new level of connection, and it is awesome.
We've gotten really good at having events and staggering the clients throughout the week versus packing them in for a weekend. We continue to rock out in the clienteling space, with all new muscles flexed from the lockdown.
We have increased our collection of lab-grown diamonds and continue to have lots and lots in stock for people to choose from—hundreds of diamonds in all price points, every day…. We are rocking the appointment- based selling that became a thing during the lockdown and month of curbside.
How have things been for you personally?
I have determined that our community has a huge opportunity in the post-COVID world. I am committed to creating a conversation around POTENT gratitude on a daily basis, with the goal of someday consulting [with others] so that we can be the leading example of how daily gratitude impacts the world and moves good forward. POTENT stands for all that we can be grateful for: people, opportunities, things, experiences, nature, and thoughts.
Top: Bob Woolsey, chief inspiration officer of Jones Bros. Jewelers in Peoria, Ill.
Follow me on Instagram: @emilivesilindFollow JCK on Instagram: @jckmagazine
Follow JCK on Twitter: @jckmagazine
Follow JCK on Facebook: @jckmagazine


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Top 10 Key Tactics The Pros Use For Kitchen Decor
Since the places where we match our natural needs, kitchens are one of the most time-consuming areas of the house. In terms of application place, it is in the very first place. It is essential when it comes to use that the kitchens, which are the aspects of our workouts such as for example cooking and consuming, hosting visitors, have a spacious and ergonomic decor. In this short article, you will find most of the design suggestions that ought to be found in an ergonomic kitchen , from details that make the kitchen look clean and collective, regardless of how frequently it's applied, to details that provide simple use.
Ergonomics can be explained as the research and growth examine of the harmony of the tools and machines used to do any assist individuals and the environment. Any item of ergonomic style; You are able to consider it to be useful, physically and psychologically suitable for human use. Ergonomic designs started to be produced and attracted more interest especially with the modernist trend. Unlike several trends wherever form changes operation, ease and performance are prioritized in contemporary design. If your kitchen design is ergonomic, this means that it meets all the wants of its user. An ergonomic kitchen ; It should have features that'll produce the area broader and more ample, a far more regular design, correct illumination, of good use cupboards, compartments and cabinets, and strong and safe electronic devices. If you want to have a kitchen design that you need to use properly and perfectly for several years, you are able to take advantage of the ergonomic decor concept. The ideas we shall provide with wonderful types of decorations can be a source of motivation for your decoration.
If you'd like your kitchen decoration to be ergonomic and useful as well as to have remarkable functions and to appear different, we've ideas for you.
Modify your kitchen design
The golden rule of getting an ergonomic kitchen is to modify your decoration in accordance with your needs. If you are creating a design from scratch, needless to say, your architect and designer is going to do a function in accordance with your preferences, but if you have a ready-made kitchen decor, then you may want some customization. For an ergonomic kitchen , it would become more right to enhance from the beginning. Putting storage parts such as cupboards, drawers and cabinets, equipment such as ranges, ovens and basins according to your consumption habits is of great value in ergonomic design. You will even require movements to really make the position look more roomy and wider. For this, you ought to look closely at selecting the colors of the surfaces and surfaces in light shades, using large and numerous windows, using cupboards with helpful cabinets and drawers, ensuring shade balance and illumination correctly, using kitchen gear and components that reflect mild with brilliant areas, design We could number it as finishing with mixtures on the vertical plane. However, although these strategies produce the kitchen look somewhat bigger, they do not save room in just about any way. In order to save yourself room in the kitchen , it will be more powerful to use folding tables and chairs, modular furniture and cellars which will destroy the crowd. It could be more appropriate to decide on modular, multifunctional, collapsible and collapsible kitchen furniture rather than big, space-saving platforms and seats with an individual function. Furthermore, an important way to make the kitchen search greater and develop a more effective work area is to place the sink – icebox – oven group correctly. The bigger you keep consitently the spaces in the positioning with this trio, the more spacious your kitchen can be.
Suitable light for each and every place of the kitchen
Successful light is among the most important measures for a good kitchen decoration. If you intend to offer the best lighting in your design, do not settle for one-source lighting. Ensure you have option lighting sources. For example, apart from ceiling light, keep many solutions such as for example split for the counter, one for the table, next to the chopping board, and task light on the stove.
Easy kitchen islands
In big kitchens, leaving the middle region fully bare makes the decoration more useless. Therefore use kitchen islands. You'll equally get added table and space for storing and offer a more arranged design by employing the midst of the kitchen. It may also be more straightforward to perform between the kitchen area and other areas while in the kitchen.
Large and partitioned drawers
The space for storage you will most require in the kitchen will be the drawer. Hold lots of compartments in the kitchen to match your use habits. Furthermore, the truth that these drawers have self-compartmented internal amounts is likely to be therefore ideal for you that you will perhaps not believe.
Simple to wash, scratch-resistant materials
Kitchens are the places that experience the risk of scrapes the most. At once, the danger of lack of hygiene can be quite high, as soil and wastes may fill out the micro voids exposed on top consequently of scratching. For this reason, having both clean and successfully non-scratch areas will make your kitchens a whole lot more useful. This kitchen created by Armimarlık comes with an eye-catching splendor with its glistening and smooth surfaces.
Endless storage places and easy-to-open sliding wardrobes
The most annoying issue encountered in old kitchens is without question the crowded and unopened case gates as a result of few storage areas. To prevent such issues later on, keep as much space for storing in your kitchens as possible. Furthermore, be sure that the starting and closing elements of the structures such as for example case and drawers are solid and durable and that they can be easily used like sliding.
Cabinets and hangers
Racks and hangers both offer as storage areas and offer easy access and exposure as they leave the items exposed. It will undoubtedly be very realistic to make use of hangers and cabinets for your commonly used kitchen items. It is probably the most ideal and practical technique for kitchen utensils that ought to be available, and there's also exceedingly ornamental and fashionable models. In this manner, you can bring equally appearance and functionality to your kitchens.
Designs suited to left-handed people
If you are left-handed and you might find that virtually all kitchen equipment and cabinets are manufactured for right-handed people. For this reason, it is useful to tell your architect and designer that you are a left-handed individual all through decoration. Hence, they are able to use purposes such as for example gates, cabinets and counters made for left-handed people or they could prepare the design accordingly. If the kitchen design is created in accordance with your hand habits, it'll be more satisfying to function because kitchen.


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Seafarers to have dedicated molecular laboratory
Hanah Tabios October 5, 2020 https://mb.com.ph/2020/10/05/seafarers-to-have-dedicated-molecular-labor...
Key officials of the Department of Transportation (DOTr) and the Philippine Ports Authority (PPA) spearheaded the formal commissioning of the PPA's reverse transcription—polymerase chain reaction (rT-PCR) molecular testing laboratory Monday.
The South Harbor Molecular Laboratory is primarily dedicated for seafarers. It is expected to cater to approximately 2,000 daily tests, with a 24 to 48 hour turnaround time for release of test results.
It will serve the testing requirements for crew change of seafarers at hubs under the control of the PPA, particularly in the Port of Manila, which was fully-activated as a crew change hub last Sept. 28, in Port Capinpin in Orion, Bataan, and in Port of Batangas.
Aside from catering laboratory tests, the facility also has a "One-Stop-Shop" that aims to provide ease in transactions for inbound and outbound travel requirements of seafarers with government agencies such as the Maritime Industry Authority (MARINA), the Philippine Coast Guard (PCG), Bureau of Immigration (BOI), Bureau of Quarantine (BOQ), and Bureau of Customs (BOC).
MARINA's Overseas Shipping Service (OSS) will also assist in identifying possible isolation facilities where these "key workers" may take their mandatory quarantine until the quarantine certificates are released.


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