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May 17, 2013
IN THE MATTER OF THE WORKER'S COMPENSATION CLAIM OF: KIRK JACOBS, APPELLANT (PETITIONER),v.STATE OF WYOMING, EX REL.,WYOMING WORKERS' SAFETY AND COMPENSATION DIVISION, APPELLEE (RESPONDENT).
Appeal from the District Court of Laramie County The Honorable Peter G. Arnold, Judge
The opinion of the court was delivered by: Burke, Justice.
Before KITE, C.J., and HILL, VOIGT, BURKE, and DAVIS, JJ.
] NOTICE: This opinion is subject to formal revision before publication in Pacific Reporter Third. Readers are requested to notify the Clerk of the Supreme Court, Supreme Court Building, Cheyenne, Wyoming 82002, of any typographical or other formal errors so that correction may be made before final publication in the permanent volume.
[¶1] The Wyoming Workers' Safety and Compensation Division awarded benefits to Appellant, Kirk Jacobs, after he experienced a workplace injury. Mr. Jacobs sought payment for prescription medication that he claimed was related to his workplace injury. The Division denied the claim. Mr. Jacobs requested a contested case hearing, and the Medical Commission upheld the Division's determination. Mr. Jacobs appealed to the district court, which affirmed the Medical Commission's order. He challenges the district court's decision in this appeal. We affirm.
[¶2] Mr. Jacobs states the issues as follows:
I. Was the commission decision holding that Mr. Jacobs did not meet his burden of proof that he was entitled to continuation of medical benefits supported by substantial evidence?
II. Did the Division's prior determination, assigning a 78% whole body permanent physical impairment rating, establish as a matter of law that Mr. Jacobs' chronic abdominal pain was directly related to his initial compensable toe injury?
III. Did the commission properly apply the recognized second compensable injury burden of proof?
The Division phrases the issues as follows:
I. Did the Commission apply the proper burden of proof for a second compensable injury when it required Jacobs to establish a causal connection between his abdominal pain and his Keflex ingestion?
II. Did substantial evidence support the Commission's determination?
[¶3] This is the fifth time Mr. Jacobs' case has been before this Court. See State ex rel. Wyo. Workers' Comp. Div. v. Jacobs, 924 P.2d 982 (Wyo. 1996) (Jacobs I); Jacobs v. State ex rel. Wyo. Workers' Safety & Comp. Div., 2004 WY 136, 100 P.3d 848 (Wyo. 2004) (Jacobs II); Jacobs v. State ex rel. Wyo. Med. Comm'n, 2005 WY 104, 118 P.3d 441 (Wyo. 2005) (Jacobs III); Jacobs v. State ex rel. Wyo. Workers' Safety & Comp. Div., 2009 WY 118, 216 P.3d 1128 (Wyo. 2009) (Jacobs IV). This appeal, however, represents the first time that the connection between Mr. Jacobs' workplace injury and his abdominal pain has been ripe for our review. Despite the long and complicated procedural history in this case, the facts pertinent to this appeal are relatively straightforward.
[¶4] Mr. Jacobs experienced a work-related injury in September, 1982, when he dropped a piece of rebar on his right fifth toe. He had surgery to repair the toe in December, 1982, and he subsequently developed an infection in the toe. His treating physician prescribed a ten-day course of Keflex, an antibiotic, to stop the infection from spreading. After taking the second dose of Keflex, Mr. Jacobs experienced abdominal pain and swelling. He contacted his treating physician and told him about the pain, but was instructed to continue taking the antibiotic. Towards the end of his course of Keflex, Mr. Jacobs began producing loose, bloody stools. He was referred to Dr. Bertrand Honea, an internist, who diagnosed Mr. Jacobs with antibiotic-induced colitis. Over the next couple of years, Mr. Jacobs' colitis periodically returned after he consumed monosodium glutamate (MSG). The colitis eventually resolved after Mr. Jacobs started monitoring the ingredients in the food he consumed and adjusted his diet to eliminate MSG. However, he continued to experience chronic abdominal pain, which he claims has never subsided.
[¶5] The Workers' Safety and Compensation Division awarded temporary total disability benefits to Mr. Jacobs following his workplace injury. In 1990, after initially questioning whether Mr. Jacobs' impairment was related to his original workplace injury, the Division awarded permanent partial impairment benefits to Mr. Jacobs based on a 78% whole body impairment rating provided by Dr. Carol Newlin. The Division paid impairment and medical benefits to Mr. Jacobs until March, 2003, when the Division issued a final determination denying benefits relating to treatment of Mr. Jacobs' abdominal pain. The Division concluded that treatment for Mr. Jacobs' abdominal pain, which included prescriptions for pain medication, was not related to his original workplace injury.
[¶6] Mr. Jacobs objected to the Division's final determination and requested a contested case hearing. The Medical Commission held the contested case hearing on October 28, 2003 to determine whether Mr. Jacobs' abdominal pain was related to his original workplace injury. However, as we explained in Jacobs IV, ¶ 7, 216 P.3d at 1131, before the Commission could issue a decision on the merits, both the Division and Mr. Jacobs filed competing motions requesting summary judgment on grounds of res judicata and collateral estoppel. The Commission granted the Division's motion after concluding that Mr. Jacobs' claim for benefits relating to his chronic abdominal pain was barred by the doctrine of collateral estoppel. Id. We reversed the Commission's decision in Jacobs III, after finding that the Commission did not have subject matter jurisdiction to decide the claim. Jacobs IV, ¶ 8, 216 P.3d at 1131. Following remand, the case was ultimately referred to the Office of Administrative Hearings (OAH). Id., ¶ 9, 216 P.3d at 1131. Based on the evidence in the record, the OAH concluded, as the Medical Commission had, that Mr. Jacobs' claim for benefits related to his chronic abdominal pain had already been decided and was barred under the doctrines of res judicata and collateral estoppel. Id., ¶ 13, 216 P.3d at 1132-33. We reversed that decision in Jacobs IV, after finding that, because no prior adjudication had resulted in a judgment on the merits, the OAH should not have decided the matter on collateral estoppel. As a result, we remanded the case once again. Id., ¶ 17, 216 P.3d at 1134.
[¶7] Upon remand from Jacobs IV, after both parties submitted disclosure statements containing numerous exhibits, the Medical Commission held a contested case hearing on October 28, 2010. After the hearing, the Commission issued an order affirming the Division's March 27, 2003 final determination denying benefits relating to treatment of Mr. Jacobs' abdominal pain. The Commission concluded that Mr. Jacobs had failed to provide credible medical evidence to support the contention that his abdominal pain was causally related to his workplace injury. Mr. Jacobs appealed the Commission's decision to the district court, and the district court affirmed. He timely filed this appeal.
[¶8] Review of an administrative agency's action is governed by the Wyoming Administrative Procedure Act, which provides that:
(c) To the extent necessary to make a decision and when presented, the reviewing court shall decide all relevant questions of law, interpret constitutional and statutory provisions, and determine the meaning or applicability of the terms of an agency action. In making the following determinations, the court shall review the whole record or those parts of it cited by a party and due account shall be taken of the rule of prejudicial error. The reviewing court shall:
(ii) Hold unlawful and set aside agency action, findings and conclusions found to be:
(A) Arbitrary, capricious, an abuse of discretion or otherwise not in accordance with law;
(B) Contrary to constitutional right, power, privilege or immunity;
(C) In excess of statutory jurisdiction, authority or limitations or lacking statutory right;
(D) Without observance of procedure required by law; or
(E) Unsupported by substantial evidence in a case reviewed on the record of an agency hearing provided by statute.
Wyo. Stat. Ann. § 16-3-114(c) (LexisNexis 2009). We review an administrative agency's findings of fact pursuant to the substantial evidence test. Dale v. S & S Builders, LLC, 2008 WY 84, ¶ 22, 188 P.3d 554, 561 (Wyo. 2008). Substantial evidence is relevant evidence which a reasonable mind might accept in support of the agency's conclusions. Id., ¶ 11, 188 P.3d at 558. Findings of fact are supported by substantial evidence if, from the evidence in the record, this Court can discern a rational premise for the agency's findings. Middlemass v. State ex rel. Wyo. Workers' Safety & Comp. Div., 2011 WY 118, ¶ 11, 259 P.3d 1161, 1164 (Wyo. 2011). When the hearing examiner determines that the burdened party failed to meet his burden of proof, we will decide whether there is substantial evidence to support the agency's decision to reject the evidence offered by the burdened party by considering whether that conclusion was contrary to the overwhelming weight of the evidence in the record as a whole. Dale, ¶ 22, 188 P.3d at 561.
[¶9] The arbitrary and capricious standard of review is used as a "safety net" to catch agency action which prejudices a party's substantial rights or which may be contrary to the other review standards under the Administrative Procedure Act, yet is not easily categorized or fit to any one particular standard. Dale, ¶ 23, 188 P.3d at 561. The arbitrary and capricious standard applies if the agency failed to admit testimony or other evidence that was clearly admissible, or failed to provide ...
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About 292 tons of raw silk worth 385.76 billion rials ($11.28 million) were imported during the last Iranian year (March 2017-18), figures released by the Islamic Republic of Iran Customs Administration show.
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The Shih Tzu is a sturdy, lively, alert toy dog with long flowing double coat. Befitting his noble Chinese ancestry as a highly valued, prized companion and palace pet, the Shih Tzu is proud of bearing, has a distinctively arrogant carriage with head well up and tail curved over the back. Although there has always been considerable size variation, the Shih Tzu must be compact, solid, carrying good weight and substance. Even though a toy dog, the Shih Tzu must be subject to the same requirements of soundness and structure prescribed for all breeds, and any deviation from the ideal described in the standard should be penalized to the extent of the deviation.
A number of health issues, some of them hereditary, have been found in individual Shih Tzu, and are listed below.
Hypothyroidism. Hypothyroidism occurs when the thyroid gland malfunctions and stops producing a hormone responsible for proper metabolism. This malfunction is commonly attributed to immune system problems. It usually affects middle-aged dogs and is seen in all breeds. Symptoms include hair loss, weight gain, muscle loss, and lethargy. This disease is usually diagnosed through blood tests. It can be effectively treated with drug therapy.
Intervertebral disk disease. Intervertebral disk disease in the dog is a common chondrodystrophic disorder manifested by acute back pain, loss of coordination, paresis, and loss of the ability to feel deep pain sensations. IVDD commonly occurs in certain toy breeds, such as Dachshund, Pekingese, French Bulldog, Beagle, Basset Hound, American Cocker spaniel, Shih Tzu, Lhasa Apso, and Welsh Corgi.
Breathing problems. Shih Tzu have a number of respiratory problems related to the shape of their face and head. Brachycephalic airway obstructive syndrome is a common problem and mostly affects dogs with short noses (brachycephalic breeds). An obstruction in the upper airways causes the dog to have laboured breathing. Not every brachycephalic dog will develop respiratory problems, but most will to some degree. Severe problems may require surgery.
Eye issues. It is very common for Shih Tzus to develop eye problems at any age, and even more so once they are older. Most veterinarians will recommend eye drops to assist with any eye irritations. Some dogs have allergies which causes excess discharge around the eye. Older Shih Tzu are known to develop cataracts which can be corrected with surgery. If not treated, the dog may become blind in the eye that has the cataract. The distinctive large eyes can easily be scratched which may cause an ulcer. The dog will normally have the injured eye closed or half closed and may have excessive tears.
Other health issues. Some health issues in the breed are portosystemic shunt of the liver and hip dysplasia in standard sizes. There have been cases of Shih Tzu being epileptic, which in turn may lead to shortening of the life span of the Shih Tzu if untreated. Many Shih Tzu dogs are also prone to ear infections. The Shih Tzu may be more prone than other breeds to get a blood disease called immune-mediated hemolytic anemia, which causes their immune system to attack itself and kill off their blood cells. This can be found through blood tests but among the signs are yellowing of the skin/gums, tiredness, loss of appetite, and loss of balance that occurs over two days.
The name Shih Tzu means "little lion," but these love bugs are anything but fierce and ferocious. This breed is one of the best all-around breeds: they can live in any sized home, get along well with other pets, are excellent for families, single people and make ideal companions for the elderly; they are generally well behaved, are fairly easy to train and are cute as little buttons with their unique underbite. Shih Tzu owners love this quote by American composer James Mumsford, which they think accurately depicts the Shih Tzu, "… a dash of lion, several teaspoons of rabbit, a couple of ounces of domestic cat, one part court jester, a dash of ballerina, a pinch of old man, a bit of beggar, a tablespoon of monkey, one part baby seal, (and) a dash of teddy bear."
Shih Tzus are lap dogs and are by no means active, outdoorsy dogs. A simple walk around the block and some romping time in the yard or at the park are enough to meet their daily exercise requirements. They much prefer clowning around the house or curling up on a lap to a rigorous cardio workout. Their size makes them ideal for apartments and condominiums, but they can be just as happy in sprawling estates.
Shih Tzus can be a handful to train, but once they realize there are rewards involved, generally come around rather quickly. They can stubborn and won't do anything unless they know what's in it for them. Training should begin early, sessions should be kept short, and activities should be varied in order to keep the dog interested in what is going on. Lots of excited praise and treats can help motivate a Shih Tzu to learn new behavior. Housebreaking a Shih Tzu can take six to eight months, or longer depending on the dog. Crate training can help speed the process, but some owners prefer the breeder housebreak the dog before bringing him home.
Shih Tzus make excellent watchdogs. They are alert, vigilant and will reliably bark when someone approaches his house. If not properly trained, however, a Shih Tzu's barking can quickly get out of hand. Training must include lessons on obeying commands to cease barking.
Grooming a Shih Tzu is a time-consuming endeavor. Daily brushing and combing is a must to remove tangles, and bathing is usually necessary once per week. Brushing must reach all the way down to the skin in order to properly prevent tangles and mats. Owners who do not show their Shih Tzu often opt to clip the hair short to avoid the constant upkeep. Clipped dogs require trims every six to eight weeks. Check the ears on a weekly basis for signs of infection, irritation, or wax build up. Cleanse regularly with a veterinarian-approved cleanser and cotton ball. Brush the teeth at least once per week to prevent tartar buildup and gum disease. Small dogs are prone to dental problems later in life, so brushing more often is a good idea. Additionally, nails should be trimmed once per month if the dog does not wear the toenails down naturally.
DNA analysis placed the ancestors of today's Shih Tzu breed in the group of "ancient" breeds indicating "close genetic relationship to wolves." Another branch coming down from the "Kitchen Midden Dog" gave rise to the Papillon and Long-haired Chihuahua and yet another "Kitchen Midden Dog" branch to the Pug and Shih Tzu. It is also said that the breed originated in China, hence the name "Lion Dog", in 800 B.C.
There are various theories of the origins of today's breed. Theories relate that it stemmed from a cross between the Pekingese and Lhasa Apso, a Tibetan dog gifted by the Dalai Lama to Chinese emperors near the end of the 17th century. Dogs during ancient times were selectively bred and seen in Chinese paintings. The dogs were favorites of the Chinese royals and so prized that, for years, the Chinese refused to sell, trade, or give any away. The first dogs of the breed were imported into Europe (England and Norway) in 1930 and were classified by the Kennel Club as "Apsos". The first European standard for the breed was written in England in 1935 by the Shih Tzu Club, and the dogs were recategorised as Shih Tzu. The breed spread throughout Europe, and was brought to the United States after World War II, when returning members of the U.S. military brought back dogs from Europe, in the mid 1950s. The Shih Tzu was recognized by the American Kennel Club in 1969 in the Toy Group.
The breed is now recognized by all of the major kennel clubs in the English-speaking world. It is also recognized by the Fédération Cynologique Internationale for international competition in Companion and Toy Dog Group, Section 5, Tibetan breeds. In the United States, the Shih Tzu ranked the 15th most popular breed in 2013, falling slightly in popularity since 2012, when it was placed in 11th position. In 1934 the Shih Tzu Club of England was founded and the breed was officially recognised by the Kennel Club (UK) on 7 May 1940 when it became eligible for Challenge Certificates, none were awarded until 1949.


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Possum returns in a lushly illustrated story about new homes and old friends--perfect for fans of Possum's Harvest Moon, Kevin Henkes and Beth Krommes.
Possum returns in a lushly illustrated story about new homes and old friends--perfect for fans of Possum's Harvest Moon, Kevin Henkes and Beth Krommes.
Possum looked out one summer afternoon. "Time to come in!" he called to his baby possums. "It looks like we're in for some weather!"
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Weight Bag Tie Down
NOTE: Generators are not included with any rental so please reserve one if you will be needing one for your event. Generator comes with a full tank of gas, customer provides their own gas after the first tank is done!
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i need the manual of motorola A920 the full manual .i want u to send it to my email
hello, i have a problem with my a920 mobile, when i was on a call the mobile went off and then i tought, the battery must be weak, but later on when i tried to start on with power it does display motorolo logo and doesnt go any further.. i took it to a country where they dont have any motorolo service centre... can u guys help me... thanx in advance
this phone has no such back up as 70 hrs pathetic big phone with fairly good features but without backup what to do with the features
This phone has alot of capabilities an I highly recommend for those who like to try out gadgets.
The Motorola A920 is loaded with features. It's got the most intuitive UI of any phones I've used. Any improvement would be done by polishing those a bit rather than adding new features, it already does everything. These days, get the slightly improved A925 instead or if you get a really good deal on the A920, get the OS upgreaded which makes it just about an A925 equivalent.
Here is a wish list, where it could be improved: smaller, more battery time, protection for screen, easier use as a plain "one handed" phone (keypad!), better reception, camera posions/angles. I guess these and more will happen with the next model, anyway.
This phone has dropped in price enormously, I bought it (we've got 2 in the family) for AU$459 and that was the upfront price, not installments to pay off.
As far as the A920 goes, it's typical of 1st generation (3G) technology. It's big, bulky, has limited battery life and has limited features... Hang on, Motorola went one better and it does actually have all the features you can think of/want to have. It's a shame then, that with the original release for the Three network, they crippled the phone and blocked some features. At least now (I'm in Oz), you can pay $33 (grumble-grumble) for an upgrade which enables bluetooth and frees up some restrictions in the OS.
Pros: Loads of features, good handwriting recognition (says somebody with a shocking handwriting), large screen (compared to other similar phones), reasonable quality pics.
Cons: Big, no inbuilt screen protection, no belt clip for the included protective pouch (what, they saved 50 cents?!) and suspected weak reception (OK, the Three coverage is patchy, but even when other 3G phones [NEC] do OK, the A920 struggles). Oh, and shortish battery life. When I saw 2 batteries and 2 chargers in the pack, that was kid of ominous...
So, if you are keen to get a 3G phone, the A920 now has the features and screen resolution that makes it move out of the gadget range and actually becomes usable. I said, if you are keen, because if you want something which is neat, small and truely useful, you may want to hold back until the next generation of the phone. Considering how decent job they've done with the A920, you can expect a great second generation 3G phone from Motorola in a year or so. I don't mean the A925, that's what the A920 should've been in the first place.
In Sweden the phone contains irda and bluetooth hardware, but they are not activated in the firmware. The phone are locked to 3G-provider and Motorola refuses to help out. But the battery time are terrible, (not in the range of specs. from Motorola). It looks like it lasts longer in the 2G-net, which indicates that it's the 3G-services that shortens the standby-time. But it's big and very heavy,if you compare with Ericsson p900. The phone are also very slow when starting up and changing net.
A bigger battery should be released soon, but it's much bigger, so you have to replace your back-cover.
I recommend you to wait for a while for the next generation of 3G-phones, also because many of the services in the 3G-system works lousy or are not implemented yet.
Big bulky Man-Phone. Battery life's a joke! Functions are great, but can't activate infa-red. Does this phone have bluetooth? Anyone able to help, please?!
overall rating is 5 star ..superb 3G technology .. Very fast downloading .. and downloading stuff is free here in australia :)
well the guys who are complaining about the weight they better consider it as a PDA instead of a mobile phone..
I wurk for Motorola and this phon is no good. It make bad menus and connectics. PLus is very heavy and not good for in your pocket. Where is also the screen protect? Always, phones are in selling market before ready for tecnollogy advancing!! 3G is to early...
as a owner of this phone my overall opionion is fine although it has a IR Port and Bluetooth But THEY ARE NOT compatible with the OS System YET....there will be an upgrade so look out. The GPRS is useless unless your in a 3G area with is very unlikely for where is live in shropshire i have only been in a 3G area twice and it take about 5 mins for it to figure out where you actualy are on the map. at the moment i am in a 2.5 G area which is a Voice and picture area.YES....it downloads VERY FAST but VERY EXPENCIVE for a 3 min video for £2.50
games of 3g are useless aswell so i would download then on a PC and upload it through USB. The touch screen is AMAZING but the phone is a bit too heavy for your pocket. the camara is good aswell with more than 65,000+ colours, polyphonic ringtones are on this but i would download them off the net. IT PLAYS MP3!!!
Shame Motorola did not include a cover for the screen as it does get greasy and dusty . Mine is on VIDEOTALK 500 for £25 a month but after 12 months i am changing it to Pay As You Go. i am saying after 12 months because you have to pa a cancelation fee if you change price plans
any questions or suggestions about this phone also i am looking for a person to upgrade my games on it the, .JAR files ect email on email@example.com
James Lovegrove , Shropshire


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ANYmal is a wonderful quadrupedal robot ready for autonomous navigation of challenging terrains. We have already covered how it can move in snow, complete search & rescue missions, and perform other tasks. This video from Robotic Systems Lab shows it roller skating.
The robot is equipped with one wheel per leg. It uses its hind legs to perform skating motions. According to the researchers, the robot still needs to learn how to brake.
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goulaigan wrote:Alright I guess my strategy of making my picks after beer oclock is failing, since after beer oclock it would seem I keep completely forgetting!
I try and make my uninformed guesses when checking the games scores. I can always change them as the week goes on and if I forget? I have the deed done already/ (and my projections are probably just as good as my researched and insightful picks?)
All is good (except the Packers?)


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Because there are only twelve days of Christmas, there are only two Sundays after Christmas if the 25th falls on Wednesday through Saturday. For Sunday, Monday and Tuesday, there is only one intervening Sunday before Epiphany. But, if the 25th is on Thursday through Saturday, then the first Sunday after Christmas is supplanted by the feast of Saint Stephen, Saint John, or the Holy Innocents. Which means that we only celebrate both Sundays after Christmas when the 25th is on a Wednesday.
Which it is this year. Just a little bit of liturgical trivia.


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One can only imagine the reaction if they knew about "Al-CIA-Duh," the Prop news media and the dead guy.
"Muslim investors profit by adhering to faith
Matthai Kuruvila, Chronicle Religion Writer
February 9, 2009
As credit markets have imploded, triggering a global economic crisis, Islamically correct investors have seen a change of fortune: The conservative principles this small group of devout Muslims clung to during the economic heyday has insulated them from the worst of the past year's suffering.
Their renunciation of the interest-based economy kept them away from investments in financial services companies, whose stocks have collapsed, and out of traditional mortgages.
"There was a time two or three years ago that Islamic finance was considered simply too conservative," said Professor Ibrahim Warde, author of "Islamic Finance in the Global Economy" and an adjunct professor at the Fletcher School of Law and Diplomacy at Tufts University. "Right now, many people are recognizing that maybe it wasn't such a bad thing."
Looks like I was ahead of that curve, 'eh?
See: The World's Best Banking System
.... Bay Area residents who bought homes through an Islamically compliant lender in San Jose, the Ameen Housing Cooperative, don't have to worry whether their lender will work with them if they lose their jobs. Islamic lenders are required to work in good faith with distressed borrowers to figure out ways to make payments manageable - and co-op leaders say they will....
"This is what Israel most fears; that the world will realize there is a better way to run a national economy than the current debt-based compound interest system that is designed to impoverish the masses to enrich the few" -- Wake the Flock Up


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COD: PW01 - olive oil taster
Designer: Lorenzo Piccione di Pianogrillo
Lorenzo Piccione from Pianogrillo is a Sicilian olive oil producer. Like many before him, Piccione has observed the growth in interest in quality oil, but he alone noticed that there was no utensil that allowed knowledgeable tasting of this wonderful substance. And so he designed a completely new type of object for the Encyclopedia Alessi: the personal oil taster.
Personal olive oil taster in 18/10 stainless steel mirror polished.
Item code: PW01
Height (cm): 6.30
Length (cm): 17.50
Width (cm): 7.50
Content (cl): 5.30
We will endeavour to process orders on the same day if ordered by 2pm. For special postage requests, destinations or general help please email us first.
Standard postage and packing costs for UK delivery (except the Isle of Man and the Channel Islands) are free of charge for none bulky items with a total order value over £50
UK Orders - All watches and Faberge items purchased from our website will be sent out by Royal Mail Next Day Delivery - This service is fully tracked and insurance is included.
Other orders will be sent via Royal Mail Signed Delivery
For more details about international orders please email us firstname.lastname@example.com


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2017 a remarkable year that landmark a history of India, what a country crossing 1.3 billion population can accept the change, and move forward for the sake larger societal interests, and greater good. It's a wow moment,
probably a very unique change in the recent world's history to have larger reforms, monumental programs all in one year including Clean India initiatives, Demonetization, Startup India, One Nation One Tax (GST), Stricter Tax Reforms, Digital Economy, Digital Money…
a real salute to this nation in absorbing such a massive change. I guess, it's a task for large transformation program directors to study.
Well, change never ends for India, and in fact it should be a continuous process for young, vibrant India that can regain its past glory. Less than a year after getting popular digital wallet technology and its adoption in the young, educated population, Bitcoin technology has arrived in India, and is much talked about in recent months among India's progressive population. Latest news from TOI says "Income Tax department served the notices for 4-5L HNIs", shows how popular it was in India already. This article is a try, to provide a means to enlighten our readers and make them ready for this paradigm shift.
Bitcoin is a Virtual Currency (VC) that are having no physical form, and store its value in electronic or digital media such computer databases. A virtual or otherwise a digital wallet such as Mobikwik, AirtelMoney, mPesa, Paytm are inherently store their value in terms of a specific physical currency such as Rupee, Dollar etc. which is different in the case of Virtual Currency. A Bitcoin value can be converted in to a physical currency thru specified exchanges, trading houses, but its value is measured in Bitcoins only. Bitcoin is also popularly called as bit in specified markets, like 5 Coins as 5 Bits.
In essence, Bitcoin is an unregulated (as on today), virtual, open currency, it's value is based on its popularity … today, the valuation of Bitcoin is like a gold or a precious stone where it changes its value from time to time and is subject to the circulation of total currency and its demand.
One pessimistic analogy of current Bitcoin demand is like "Demand for Moon land is rising .. as one day we may need to leave Earth".
Why so much demand?
Today, perception drives the value of Bitcoin that it holds superior crypto currency technology to restrict the third-party access, including regulatory bodies during the transaction. And the possibility to become a universally accepted currency in future that it can transact across borders and free flow among economies, and geographies. Another reason for the demand was that few people are having a wrong perception that it's like buying a stock of a technology company, that is expected to grow.
Let's compare
Bitcoin was presented in the media as an image like gold coin, there was a perception in India that it's like a Hi-tech gold coin that appreciates its value over the time. Hence, to compare a) Gold, b) Electronic wallet c) Bitcoin
Gold – today's demand is driven mainly thru the people's sentiments largely in India, China and few other emerging economies, ornamental use, government's support to treat it as a specific asset class, the feel of holding in its physical possession, and a partial industrial use in semi-conductor industry, pharma industry etc. the value of gold changes as it was considered as a hedge against inflation or a currency like dollar.
Electronic Wallet – a convenient way to store a physical currency such as rupee in an electronic form, typically a wallet only approved to store a single currency, and can generally operate in single country. In India, Google Tez, Mobikwik, Paytm store the currency value in Rupees. A Rs. 100 in a digital wallet doesn't change its value over the time, except in case where a wallet provider provides some small interest on the digital money that was kept idle for a specific amount of time.
Bitcoin – a Virtual currency, aka., Internet Money. The demand is mainly driven by the craze in the market that it's a holy grail of currencies. Today, neither this payment system guarantees the rate of return nor provides assurance on the base value, unlike one Rupee in hand has the same value as one Rupee in bank.
RBI's view, and its reservations on Virtual Currency (VC) technology
Reserve Bank of India (RBI) has not given any specific regulatory approvals to recognize Bitcoin as a currency that Indian residents can use, transact, but in fact, RBI has reiterated on Dec 05th 2017 that the concerns conveyed in the earlier press release December 24th, 2013 cautioning its users, people of India regarding the potential economic, financial, operational, legal, customer protection and security related risks associated in dealing with such VCs.
RBI's concern might be partly thru the observations made from western world for the past 2 years,
and are a) Giving power to the dark web (hidden web for illegal activities such as drug trafficking, terrorism, weapons trade etc.) to transact across the borders to fund for anti-social activities, b) Possible increase in Black Money and Tax avoidance, as the currency is no longer in control of a specified government c) Difficulty in controlling speculative transactions, due to the treatment of an asset rather treating it as a mere currency and it's limited Bits that the system can issue. d) By definition Bitcoins (or VCs, in general) are traded/exchanged/transacted in a P2P fashion, but for the sake of ease of doing transactions, and facilitating trades, the introduction of 3rd party exchanges, trading houses made the transaction key security a bit weaker, and may lead to secret key thefts, thereby loss of bitcoin currency.
Above observations are expected to have a compounding affect in India due to digital divide in the country. Today, with 2016 statistics, average literacy levels are around 78%, and the low computer literacy levels are hovering at 27% in the country, the loopholes, loose ends could be exploited further.
Some of the above apprehensions can be removed over the time, thru stricter KYC (Know Your Customer) norms, Aadhaar Integration, enforcement of stricter guidelines on Bitcoin exchanges, or trade houses.
Further to aware
- While USA, Japan and few other small economies accepted as a form of currency, Japan being the first country to accept Bitcoin as a legal tender goods and services, though it was not accepted by the main stream businesses yet.
- Bitcoin is still in an experimental stage in India, no guarantee from RBI for any loss in value, theft from computer or exchange hacking of the payment systems etc.
- Once the transaction happened, such as money moved from your account to another, there is no guarantee, warranty from the Bitcoin exchanges to return that money. The record is permanently stored in a block (similar to an account).
- Requires legal status as an Indian Citizen with a PAN & Aadhaar numbers to open an account in India to buy, hold, and sell.
Transactions do have a possible tax implications once the gains are converted in to local currency.
What are tax implications?
As RBI has not approved Bitcoin as a legal currency, and Income Tax Department has not further issued a notification to classify as a legal currency, the value you hold in Bitcoins is not taxable but once you sell, based on the period of holding, it may attract either short term or long-term capital gains tax. The actual tax rate may depend on your other taxable income for that specific year of tax filing.
If you are an NRI who is purchasing and/or selling Bits in foreign countries, you are not attracted towards Indian Income Taxes at this time.
Due to emergence of GST, Govt of India, and regulatory bodies are looking at the aspect of imposing GST, as it is not considered as a currency but a possible asset categorization.
Read Tax Blog from EZTax.in on the tax impact and related coverage.
Buying Bits is easy!
Like any other purchase today, buying and selling Bits is easy. One way it's easier than buying stock from your Demat account.
- First you need to have a bank account, pan, now Adhaar (in many cases) to open an account with specified trading, exchange houses.
- Move the local currency (Rupees) in to your new Bitcoin account from bit exchanges
- Start buying Bits in its full form or partial form such as 1/10th of a coin etc.
- The current value of 1 Bitcoin is approximately Rs.10,00,000 (as on 21st Dec 2017)
Off course, to buy 1 bit today exchanges are charging around Rs.500, to 1000 based on a full Bit or partial Bit (such as 1/10th of a Bit) as a transaction fee. Buying a bit today may appreciate its value over the time due to its limited issuance, and growing circulation.
Can India absorb the change coming?
Change in India for next 10 years is inevitable, as in last 5 years, we have seen wide spread use of debit/credit cards, digital wallets, net banking, and the new trend of virtual wallets (combining several accounts, and digital wallet money), and now the Bitcoin technology all giving convenience to the people in general. With a thrust from government of India to run towards modern economy, and the new millennials (young population), India has vim, vigor to adopt to the change.
But, like any other country, Indian government may need to weigh the pros & cons. Any person who transact Bitcoins (as it is an Internet Currency) may choose a lower tax regime there by higher tax regimes such as India (in certain cases) may lose the tax on the capital gains, or tax on transactions. Once RBI accepts Bitcoin as a form of currency, income tax department may eliminate capital gains tax portion in future.
The good, bad, and ugly of Bitcoin technology?
Bitcoin, today is an experimental technology, we expect it to be in the current state for another two years to come out of current technology limits such as number of transactions per second, and its scalability, transaction fees etc. and later gets a nod from RBI/Finance ministry to set the direction.
The good part of this technology is it's a) transaction security, privacy, record management (using block-chain), b) peer-to-peer transaction without any government, agency involvement, c) verification of transactions by the nods. Another major advantage is in the ability to cross-border transactions, may open new horizons to make a true new world economy without geographic (country) limits. Another good part is in its strict KYC being followed while on boarding a client at the Bitcoin exchange, to make sure who their customer is.
The bad part of this technology is it's in current form of open money where the circulation can max out to 21 million (hard limit today), and from there people can re-sell to others who are in need. This creates higher valuation to the current Bits, and a case for deflation in Bit-market. This may be one of the possible reason where this currency stops for further circulation where the value may decrease due to stagnated currency market.
The ugly part of it that it takes years for major economies to accept this as currency, and new legal framework to be arrived, which was not required in case of digital wallets. This means, if something gone wrong with your key, like key stolen etc. there is no coverage for you. To have this legal, regulatory framework in-place, an enormous co-operation needed between the major economies in coming years, which is highly unlikely due to various Geo-political reasons. More to it, the increase in valuation of Bitcoin in the last year, emergence of other VCs backed by major banks or corporations, indicate a possible bubble to burst in near future.
Overall, whether it's a Bitcoin or other VC, it enables us to transact without boundaries, which is the fundamental difference, and a comfort that the global citizens may favor.
This pushes the currency controlling power from the governments, central banks to common people like you and me.
New technologies that touches people must go thru the initial acid test for it to be truly integrated, accepted in India. From a distance, it would be naive to accept, and trust an invisible currency, but at the same time, as the economy grows, increasing NRI population, whose roots with India are stronger by the day, and a cross border trade that is reaching to new billions every day, an internet currency, universal currency, cross border currency such as Bitcoin (or similar technology) may soon be accepted by the Indian government, and the people of this great nation. In fact, as I write this article, ICICI bank is venturing in to block-chain technology for its new generation currency. Also, believed a soft corner in some circles of the decision makers not to put lids on the trades in India. In addition, corporate such as Google, Amazon are also seems to be working towards similar technologies.


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'The Museum of Goodbye'
May 19-June 23
The Creativity Caravan
28 South Fullerton Ave.
Opening reception Friday,
Art Walk: Friday, May 19, 6-9 p.m.
By GWEN OREL
An old cigarette machine dispenses tiny how-to books.
The owners of Creativity Caravan bought it off Craigslist.
The whimsy and the self-investigation implicit in the little books are hallmarks of the studio-workshop-gallery.
Before they bought it and moved it to Montclair, the machine dispensed poetry, Amy Tingle and Maya Stein explained.
Their workshop-studio-gallery space also holds a pushcart labeled with the business name,"Creativity Caravan," with three small typewriters on top of it. Propped against one of the typewriters is a card that reads:
"I love you because you know the difference."
Tingle and Stein were busy painting the walls a marmalade color when they spoke, getting the shop ready for its first participation in the Montclair Art Walk on Friday, May 19, from 6 to 9.
The bi-annual event includes more than 30 venues, only some of which are art galleries, displaying art in Montclair Center, encouraging patrons to stroll, shop, and enjoy.
"The Museum of Goodbye: An Exhibition of Surrender, Release, Desertion, and Letting Go" has its opening reception in the art walk, from 6 to 9 p.m., and will remain up through Sunday, June 23.
The Museum of Goodbye invited artists to explore Swiss psychiatrist Elisabeth Kübler Ross's Five Stages of Grief: denial, anger, bargaining, depression, and acceptance, and to create a piece in response, using personal objects. The exhibit was designed in partnership with Nicole Okumu, and includes work from 25 artists in seven states.
Stein said that grief was especially relevant for many after the election of 2016. "For a lot of people, hope has been swept away. It's important to keep talking about it, not just lingering in anger."
Artists were excited to participate, Tingle said, sometimes adding that they already had a piece on the theme: "It's a topic not done often."
"The Museum of Goodbye," said Stein, will encourage people to have conversations, and deepen their compassion: "Someone grieving a pet can have the same force as someone grieving a parent."
During the month "The Museum of Goodbye" is up, Creativity Caravan will hold related events, including a reading series, a music performance, and an art therapist workshop on making altered books.
Before opening doors on South Fullerton Avenue in January, Creativity Caravan existed as a pop-up and roving business. "There is a real caravan parked in our driveway," said Tingle. She and Stein live in Nutley.
The women wanted to have a brick-and-mortar store to have a deeper interaction with the community, they said.
Having a store allows them to do explore different kinds of teaching: to kids, adults, individuals and the community, said Stein.
Tingle agreed: "It's igniting creativity in a broad and narrow sense." They call their space an "imaginarium."
Creativity Caravan holds drop-in workshops and classes, such as the monthly "social sketch," a collaborative program where one person starts a work and others join in. Stein said, "It's letting go of what you started with." "There could be a doodle, with a bit of collage, then paint," Tingle said.
Creativity Caravan also holds a "letter lounge" once a month, and provides all the tools of letter-writing. At At Creativity Caravan, Tingle said, they try to "give people a taste of how they can be creative." Stein said, "People lose their creative confidence as they get older." The ingenuity people bring to their daily lives is creative, she said. Reminding people of their own creativity is Creativity Caravan's goal.


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When it comes to business, first impressions are everything. Something that applies just as much to Facebook business pages as it does any other type of business. This is why anyone looking to set up and launch a Facebook business page really needs to know exactly what they're doing, as opposed to simply making things up as they go along.
Your Facebook business page is essentially your online storefront. It's the immediate image portrayed to new and existing customers alike, telling an important story about the way you do business. Unless you can suitably impress them in an instant, they'll simply find what they need elsewhere.
The good news is that it's relatively simple to set up a professional-quality Facebook business page, starting out with a regular Facebook profile and using the following guidelines accordingly.
Creating Your Page
Step one is to create whichever type of Facebook business page you need, which involves clicking the arrow in the upper-right-hand corner of the page and selecting the 'Create Page' option. After which, you'll be presented with six different types of business pages to choose from:
- Local Business or Place
- Company, Organization or Institution
- Brand or Product
- Artist, Band or Public Figure
- Entertainment
- Cause or Community
It should be relatively obvious which suits your requirements best, so make your choice accordingly and enter all information as prompted. Now and throughout the process, be meticulously careful to ensure that the information you enter regarding your business is flawlessly accurate.
Add Important Company Info
One of the biggest mistakes you can make when setting up a Facebook business page is to fail to provide as much information as possible. Always remember that the more fields you leave blank, the more of your profile will come across as incomplete and unprofessional.
Even the slightest gaps here and there can have a huge impact on your credibility.
Exactly what kind of information you need to provide will depend on the type of business you run and which type of Facebook business page you're building. To get the job done right, keep the following tips in mind:
- Make your username relevant to your brand and easy to remember
- Think about keywords and search terms at all times
- Provide an engaging and interesting 'Company Overview', without going into too much detail
- Ensure you provide links to your other social accounts and your primary website
- Focus more on your achievements and merits than sales spiel
- Include comprehensive information regarding your location, opening hours and so on
- Use the 'About' section to communicate your USPs and backstory
- Have at least one other person proofread everything before publishing it
The content of your Facebook business page needs to be both complete and flawless in quality, in order to deliver the right first impression.
Add Profile, Cover, and Album Images
It's no secret that a good picture can be worth way more than a thousand words. Something that was never truer than in the case of social media. If looking to gain a competitive edge on Facebook, it's all about the visuals.
You'll need to think carefully about the profile picture, cover picture, and general album pictures you upload.
Generic stock imagery is, of course, the easiest option, but it's also the least advisable option when looking to boost your authority and credibility.
Use high-resolution original imagery to portray your brand in a positive light, investing as much time and effort as necessary in sourcing premier photography.
Profile and Cover Images
It's worth remembering that Facebook profile pictures are square, which means you may need to think slightly more strategically about the image you use. What's more, while the profile picture on-screen may be relatively small, it still needs to be of sufficient quality so as not to appear blurry.
Just to confuse matters, Facebook cover photos are rectangular. So once again, you'll you to take this into account when deciding which picture to use. As the cover picture will appear significantly larger on-screen, it's imperative to ensure that it is of sufficient quality. If there's even the slightest hint of blurring, you cannot expect your Facebook business page to be taken seriously.
Add Album Images
As for album images, this is your opportunity to show your target audience who you are, what you do and perhaps even where you do it. In a working example, a retailer could show images of the products they sell, their physical store, the staff behind the scenes and so on. Restaurants typically sharing images of popular dishes, ingredients, chefs working in the kitchen etc.
Once again, the importance of exclusively using original imagery cannot be overstated. The same also goes for high-quality imagery. Take the opportunity to provide a snapshot of your business and the people behind the brand. This is a great way of breaking down the usual business-customer barriers and showing the world who you really are.
Manage Your Page Tabs
Most people simply leave the tabs on their Facebook business page as they are, unaware of the fact that they can be edited, rearranged and added to with new tabs. It's up to you if and to what extent you play around with your page tabs, but it can nonetheless be a good way of simplifying and streamlining the user experience.
Standard tabs include Photos, About, Posts and so on, but there are also additional tabs that can be added such as Shop, Services, Events, Menu etc.
If you have the skills and experience to handle it, there's also the option of creating custom tabs from scratch. You'll need to work with a third-party tool to make it happen, but chances are you'll be fine with the various tabs Facebook makes available.
Add Collaborators if Required
By this stage, your Facebook business page will be pretty much ready to go. As such, the only thing left to do is decide if and to what extent you want anyone else to be granted access to its backend.
If you're running a small business, it could be a case of you and you alone taking charge of your Facebook business page. If it's a larger and more complex operation, you can assign six different roles for collaboration, which Facebook describes as follows:
Admin: Can manage all aspects of the Page. They can: send messages and publish as the Page, respond to and delete comments on the Page, create ads, see which admin created a post or comment, view insights, respond to and delete Instagram comments from the Page, edit Instagram account details from the Page and assign Page roles.
Editor: Can send messages and publish as the Page, respond to and delete comments on the Page, create ads, see which admin created a post or comment, view insights, respond to and delete Instagram comments from the Page and edit Instagram account details from the Page.
Moderator: Can send messages as the Page, respond to and delete comments on the Page, create ads, see which admin created a post or comment, view insights and respond to Instagram comments from the Page.
Advertiser: Can see which admin created a post or comment, create ads and view insights.
Analyst: Can see which admin created post or comment and view insights.
Live Contributor: Can go live as the Page from a mobile device. They can't: comment as the Page, create ads, access Publishing Tools or view insights.
All you need to do to assign these privileges is to head to 'Page Settings' and choose the 'Page Roles' option, after which you'll be prompted to enter the required information accordingly.
Observation and Optimization
Last but not least, if you really want to make a success of your Facebook business page, you need to approach it as a continual process of strategic observation and optimization. No Facebook business page has ever been launched as a 100% flawless page – there's always room for improvement.
Also use analytics and your own observations to determine what's working, what could stand to be improved and what should perhaps be eliminated entirely. With sufficient focus, you'll soon be looking at a Facebook business page with every potential to outperform the competition.


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I just ordered a FREE 8x10 canvas print of my adorable daughters!
I only had to pay shipping, which was $14.99 and should take about 9 days to arrive.
Apparently they do this every once in awhile so I am excited to try it out!
This would be a great Mothers Day gift!
This would be a great Mothers Day gift!
Go here to order yours!
Thanks Nap Time Crafters!
Thanks Nap Time Crafters!


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With a lot of various associate advertising events offered, one may should know ways to choose the one that will supply the most benefits and income. Exactly what you seek from an associate advertising event will certainly be various than another person, so before you start looking examine what you get out of an affiliate advertising and marketing workshop and afterwards evaluate your personal requirements as well as how signing up with an associate marketing workshop could assist satisfy those demands. You do not intend to decide up until you have a possibility to evaluate numerous events and also compare the workshop to just what you need and want.
Do not assume that all associate advertising events are the same or you will certainly discover on your own making an unenlightened choice. Each workshop is not the same as well as depends on the sponsor of the program. Some programs pay as low as $.10 each sale while others could pay $4 each sale or even more. You intend to investigate the various associate advertising events that are of passion to you prior to you choose. It is very important to understand exactly what each associate advertising and marketing program needs to provide prior to you choose also one to join. Considering that you are visiting be advertising items from one or more sponsors it is necessary to pick those where you have some interest or expertise. You do not intend to sign up with an affiliate event for adult playthings if you have an absence of interest in those products. The interest is vital since you will need to heavily advertise your web site in order to draw the traffic to your site and hence generate sales-you are most likely to do this with products you know and trust.
It's simple sufficient to locate associate advertising programs however it comes to be a little bit more difficult to find those that pay higher per sale rates. If you want to develop a successful affiliate advertising site, you have to be willing to perform the study to locate the workshops that pay the greatest residuals.
You will desire to sign up with a number of affiliate advertising and marketing workshops if you want to make any sort of kind of major income. Even if you locate a workshop that pays $4 per sale, you would certainly need to create 100 sales each week to gain also a minimally decent earnings. If you are just looking for a second earnings that would be practical but it's additionally unlikely you will produce the very same number of sales every week. In order to have a steady revenue circulation you wish to pick several associate marketing events that pay high residuals in order to establish you consistently have a stead cash flow from your web site. You should base the variety of programs you sign up with on the quantity of prospective earnings every one holds and also just what you expect to obtain from each associate marketing program you join.


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Property Manager – High Quality Property Development Company – Putney, London SW15
Permanent Putney, London | £30k to £35k Inc Benefits 35000
Job Posted: 2016-08-18 18 August 2016 Closing date for applications: 18 October 2016
Job Description
A vacancy has become available with this Property Development Company that rents out high quality residential properties. They have a medium sized portfolio, mainly in the south west London area.
The company is currently looking to employ a Property Manager who will be responsible for ensuring that the day to day management of remedial and maintenance works are carried out in a cost-effective and timely manner.
This will include:
- Obtaining competitive quotes and requesting approvals from the company's directors prior to instructing suppliers, and following through to ensure satisfactory completion
- Maintaining up to date Property Management and Specification Schedules
- Managing all utility accounts and ensuring utility companies are informed of any relevant changes in tenants, supplying meter readings and other details as necessary
- Accompanying lettings agents on viewings, representing the company in a competent and professional manner at all times.
The key tasks of this Property Manager will include:
- Establishing and maintaining good working relationships with contractors, service suppliers and tenants
- Representing the company at viewings along with letting agents, to ensure agents represent the property in the best light, to demonstrate the company's commitment as landlord to the tenant and to respond to candidates' questions
- Responding to tenants' issues, maintaining communication and arranging contractors, suppliers and service providers as necessary, ensuring that agreed timescales are met
- Attending properties to assess requirements of issues to ensure appropriate actions are taken and when contractors carry out remedial works to ensure satisfactory completion
- Managing the administration of tenant details on internal systems and ensuring notifications are completed with local authority and utility providers
- Maintaining the Maintenance Schedule to include all actions needed in relation to each property, with details of responsibility and timelines to conclude actions. Managing liaison and communication with internal and external contractors and suppliers to complete necessary maintenance actions
- Maintaining Property Management and Specification Schedule to include all existing and new information relevant to each property
- Agreeing schedule of contractors, suppliers and service providers to provide full range of trades and services to meet maintenance, remedial work and protection for property portfolio, agreeing the company's commercial terms and conditions and service levels as necessary
- Managing financial information, to include checking of invoices against works carried out and dealing with queries with contractors, suppliers and service providers
- Ensuring properties are prepared for letting during turnaround period to maintain a high standard of presentation. Determining remedial works to be carried out and agreeing costings and work schedule with internal and external contractors and suppliers. Monitoring the satisfactory and timely completion of the programme of works and within agreed budgets
- Providing general support to Lettings where required.
Key personal characteristics and capabilities:
- Experienced in high-end residential property marketing, management and lettings contracting
- High personal profile and positive relations with quality lettings agents
- Excellent personal and business communications skills
- Commercially capable
- Capable negotiator in high value lettings environment
- Structured in approach to planning and implementation
- High attention to detail
- Self-starter and with well-developed team player skills
- Calm and retaining professionalism under pressure
- Car owner and able to travel to all properties as required
This exciting opportunity will come with a basic salary of c. £30,000. A bonus scheme is also in place which will realistically enable the successful candidate to earn about another £5,000 per annum. This is a Monday to Friday role.
For further information on this exciting career opportunity, please apply on line now via this web page and we will get back to you immediately. Alternatively, please feel free to contact us in confidence on 01784 451464, or email us: email@example.com


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This guest post is by Thilo Henkes, Jeff Cloetingh and Rory Murphy. Henkes and Cloetingh are Managing Directors and Murphy is a Principal at L.E.K. Consulting. They are based in Boston.
The plastics market is thriving; the Economist reports that global production is increasing nearly three times faster than the world gross domestic product (GDP). From the convenience of grocery bags and water bottles to the lifesaving properties of impact-resistant car parts, plastic is embedded in our everyday lives. However, with increased plastic production comes proliferating plastic waste — and growing awareness of its effect on our environment.
As the spotlight on plastic pollution shines brighter, U.S. consumers have become empowered to use their wallets as an instrument of change, choosing sustainability over convenience in growing numbers. According to Nielsen, 48% of consumers say they'd change their consumption habits to reduce their impact on the environment, and the growth rate of their purchase of sustainable products is four times larger than the growth of their purchase of conventional products. It seems inevitable, then, that "green" packaging will become increasingly prevalent, which raises a question: Can sustainable packaging and plastic packaging coexist in the same evolving landscape?
L.E.K. research shows they each can succeed – by expanding the pie of packaging materials, or substrates. This opens up opportunities for brands, packaging companies, and investors to add another – sustainable – substrate to their lineup, particularly in the single-use product category (e.g., straws, grocery bags, beverage cups, etc.) which is getting more consumer attention, and concern. In our 2019 survey of 250 major brand owners, 85% recently made at least one change in packaging substrate material, mostly to increase the ease of recycling.
We believe brand owners should be looking for opportunities resulting from the expansion of the packaging pie. They should be reassessing strategies based on consumer trends. And they should always be asking a few key questions:
- Does a brand or sub-brand extension (based on sustainability and sustainable packaging) make sense?
- Would adding green single-use SKUs to the mix be the right move?
And packaging converters should consider expanding — but not entirely replacing — current offerings with new eco-friendly options.
The global consumer and regulatory context related to views and practical constraints around sustainable packaging is evolving, and also important to consider. As images of plastic-clogged oceans spur a tsunami of media attention, the sustainability movement has become a worldwide trend. But the drivers of change are vastly different depending on where you look. For instance, Europe has adopted a model of wide-sweeping national government regulation, beginning when France said au revoir to plastic bags in 2015, followed by the country's total ban on plastic cups, plates, and cutlery by 2020 — the first time a country has taken such action. Following suit, the EU recently passed a ban on all single-use plastics, such as plates, cutlery, straws, and even cotton swab sticks.
However, nation-wide government bans on single-use plastic products are unlikely to reach American shores in the near or medium term. While single-use plastic bans have occurred at the state and municipal levels (e.g., New York's ban of single-use Styrofoam food containers), the U.S. sustainability trend has been led by consumers and brand owners with regulation playing a much less significant role relative to Europe.
Starbucks, for example, will eliminate single-use plastic straws from its 28,000 stores around the world by 2020, offering straw-less lids or alternative-material straw options instead. Coca-Cola plans to collect and recycle the equivalent of every bottle or can it sells globally by 2030. Unilever is pledging to ensure all plastic packaging is designed to be reusable, recyclable or compostable by 2025. Consumers are being offered greener options (e.g., paper straws, plant fiber-based paper plates) in big-box stores like Walmart and Kmart. And sustainable packaging is gaining traction across end-user markets from foodservice to food and beverage to consumer products.
Does this mean the beginning of the end for plastic? Will consumers be eating their takeout with potato-starch bioplastic forks, with no plastic ones in sight? While it's true that foodservice-ware by its very nature can create a zero-sum game for plastic (e.g., you either offer a plastic straw or you don't), there are plenty of opportunities for sustainable and plastic packaging to each succeed by expanding the spectrum of packaging substrates in various markets and formats (e.g., some QSRs will offer a polystyrene coffee cup but with an upcharge).
For example, imagine a quiver filled with three substrates used in three types of single-use dinnerware: plastic plates, paper plates, and biodegradable plates. The budget-friendly plastic option may appeal to a consumer who makes buying choices based on cost or convenience, while some eco-conscious millennial consumers may choose to spend extra cash on the green option. The brand has two additional SKUs on the shelf, and the consumer has a choice of good, greener and greenest at three price points.
Another example of expanding consumer choices, and opportunities for brands: In 2016, Unilever acquired eco-friendly home care and goods company Seventh Generation. This well-established brand offered something that wasn't in Unilever's existing lineup – plant-based cleaning products sold in innovative, recyclable packaging.
Take, for example, its line of laundry detergents, available in 2X and 4X concentrations, as well as in ultra-concentrated form. The 2X concentration bottle is composed of 100% post-consumer resin — an environmentally friendly packaging option made from recycled polyethylene terephthalate (PET) bottles and other plastics. Seventh Generation's 4X concentration boasts a bottle made from 70% recycled cardboard and 30% recycled newspaper. (The detergent itself is contained within a recyclable shell inside the bottle.) Most recently, the company rolled out its ultra-concentrated laundry detergent in a bottle made with 100% recycled PET. This compact 23-ounce bottle can wash 66 loads and is geared toward easy dosing and more efficient shipping.
In short, while there continues to be headroom for plastic, there is an outsize opportunity for packaging converters, brands and investors to leverage the sustainable packaging trend by expanding lines and offerings, especially in the single-use category. Even though sustainable single-use products and other recycled materials often cost more for brands and suppliers right now, based on our clients' experiences, we believe that increasing competition from innovative players, emerging technology and consumer demand will eventually drive prices down — opening up the market to tremendous growth and investment opportunities.


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Subject: RE: XML Gave A War, But Nobody Came
> I don't have all the answers to the questions you posed below. However, my > perspective re trying to achieve a single, common global standard PO or any > other document is that it's just not achievable. If it were, everyone would > already be using one common PO, either the UN/EDIFACT one of the X12 850 or > some single common variant. > right there is no single PO. this was the UN/EDIFACT and the X12 approach. but each standard message included a lot of optionality without explaining when to use which option. it ended up with multiple different interpretations or message implementation guidelines of the same 'standard' message. unfortunately, it was possible to use different UN/EDIFACT constructs for the same business semantic. in XML the situation is even worse, because everyone can define its own XML constructs. so the goal for ebXML is not to define a single PO. but the goal must be to have one single XML construct for a certain semantic. business people don't care whether you use an XML-based language, UN/EDIFACT, X12 or whatever. they know what the data they exchange is all about. but it is a pity when the construct looks different in various XML-based languages, or in different message implementation guidelines of the same EDI standard. this is inefficent and requires a lot of mapping between formats. accordingly, we need standardized business objects, which define the semantics in a syntax-neutral way and for which there exists a uniform mapping to a certain xml construct. so orders from different sectors or even at organization level will include different xml constructs, because they express different business semantics. but business semantics which are common will look the same (as XML constract) in each of them. christian
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New £3.5m CCTV scheme for Breckland
PUBLISHED: 18:16 12 June 2009 | UPDATED: 11:19 08 July 2010
Five Norfolk market towns will be covered by a new state-of-the-art wireless CCTV system after a 10-year, £3.5m contract was agreed.
Breckland Council has signed a partnership with AMS (Advance Monitoring Solutions Ltd) and the new system should be installed in Thetford, Dereham, Attleborough, Swaffham and Watton within the next nine months.
Five Norfolk towns will be covered by an up-to-date wireless CCTV system after a 10-year, £3.5m contract was agreed.
Breckland Council has signed a partnership with AMS (Advance Monitoring Solutions), and the sys-tem should be installed in Thetford, Dereham, Attleborough, Swaffham and Watton within nine months.
Businesses and households will have the chance to buy into the system and have their own premises monitored by the control room.
It will replace the existing network of cameras. The new technology is low maintenance and enables instant access to images by authorised part-ners, says Breckland.
The signing of the contract follows years of consultation with local people and businesses, town council representatives and other interested parties.
Stephen Askew, council executive member for communities, said: "Our current CCTV was installed in 1995 using the best technology available at the time, but after 14 years it had become outdated.
Currently, images have to be stored on bulky tapes which are difficult to store and access, and image quality needs to be improved. This time around, we specifically opted for a system that is extremely flexible and can be easily amended or upgraded in future years. We also made the decision to enter into a commercial partnership arrangement with AMS to reduce the overall cost to residents. Businesses, individuals and home-owners will be able to buy into the scheme and have their own security systems, such as intruder or fire alarms, monitored by the control room."
Andy Haughton, head of business development at AMS, said he was confident the new technology would help improve people's safety.
Images picked up by the cameras are transmitted digitally to local storage devices. From there they can be viewed from remote locations by any number of authorised users, including the council's central control room and local police.
High-spec cameras with powerful magnification can provide images day and night and in all weathers.
The new CCTV system will be installed in all five Breckland market towns, with an additional four roving cameras available to provide a flexible response to other problems.
Businesses and householders interested in buying into the scheme should ring Grahame Green at Breckland on 01362 656870.
If you value what this story gives you, please consider supporting the Watton and Swaffham Times. Click the link in the orange box above for details.


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Because fashion never slumbers, neither does street style; each lady should go after the fashion websites and the trendy magazines to be aware of the latest trends that are happening every day.
Long knitted cardigans are so cozy; some of them has moveable wraped collars which features long shawls.These collars can modifys into covered neck top with collar winds at front and knobs at the back neck. Women can pair these items over casual flannels, to take you from day to night.
These splendid winter styling ideas will shows us how to layers and how to keep protected outsides.
Create a mixture of styles with different fabrics; from really soft and cozy retro looks to chic tomboyish outfits. Boots are the fall indispensable! You'll certainly need some stylish boots this season and every season for that matter.
Ankle shoes are the just what the doctor ordered to capture that city vibe, and they are so comfy, too. Try teaming them with most of your outfits in your wardrobe. You'll soon be speculating why you bother with heels for a while. Enjoy the street style looks and have a wonderful warm winter.


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Stay informed about Plano news and special events by subscribing to our quarterly e-newsletter.
Plano Texas is an active and lively community with many events of interest to our out of town guests and local community throughout the year. Ethnic festivals, arts and crafts fairs, exciting theatre, sporting events and much more are included in the calendar of events. Use the easy search box below to find out what is going on during your visit or plan your next trip to Plano around one of these great events. If you are interested in having an event listed on our calendar, you can Submit an Event here.
Please note: We are doing our best to confirm events in our city during this time. However, it is advised for you to look at event websites/social media or contact event organizers directly prior to attending an event to confirm if it is still happening.
Celebrate the 40th anniversary of the debut of the original DALLAS TV series with legendary cast members Linda Gray (Sue Ellen Ewing), Patrick Duffy (Bobby Ewing), Charlene Tilton (Lucy Ewing) and Steve Kanaly (Ray Krebbs). Enjoy exclusive fan events in Dallas, Texas, and Southfork Ranch and experience up-close-and-personal memories as the cast reminisces about their careers and their time on the iconic show DALLAS. Checkout the event website here.
Friday, March 30th from 4-8 pm
Southfork Ranch: 3700 Hogge Drive, Parker, Texas 75002
Start the weekend with Southfork tours and a meet-and-greet with the legendary cast members. Linda Gray, Patrick Duffy, Charlene Tilton and Steve Kanaly will be there to interact with fans and guests can tour the Ewing Mansion and relive exciting moments from the series in the "Dallas Legends" exhibit, featuring an exciting array of memorabilia from the show, including the gun that shot J.R., Lucy's wedding dress, the DALLAS family tree and Jock's Lincoln Continental. Come dressed as your favorite Ewing for a chance to win fabulous prizes.
Saturday, March 31st from 6-10 pm
Longhorn Ballroom: 216 Corinth Street Road, Dallas, TX 75207
Party like a Ewing at this exciting 40th anniversary reunion celebration at the iconic Longhorn Ballroom, the filming location for many of the series' original bar scenes. Enjoy live entertainment by country favorite Neal McCoy, food and drink, and interviews with the cast moderated by the popular Jody Dean from Dallas' KLUV radio. Engage in DALLAS trivia, sponsored by the Dallas Film Society, for a chance to win exclusive prizes. *Ticket price includes admission, food, two drink tickets and valet parking. Event is 21 and up.
Stay informed about Plano news and special events by subscribing to our quarterly e-newsletter.