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In all fairness, I can only report on the times, I personally saw him at a meeting. He may have been at other meetings, when I was not aware of his presence. To make this very simple I only heard him speak twice at any meetings. Please don't take these comments as an retraction of my previous statements. This is just a clarification. I only report the facts as I see them. I don't make things up to suit my purpose. My comments are a result of my being at the meetings and what I saw or heard.
Lehigh County Controller
Today I had a conservation with Thomas Slonaker the Lehigh County Controller. He was upset about my comments, in regard to his attendance, at the County Commissioners Meeting (candidates) before the Primary last spring.
In all fairness, I can only report on the times, I personally saw him at a meeting. He may have been at other meetings, when I was not aware of his presence. To make this very simple I only heard him speak twice at any meetings. Please don't take these comments as an retraction of my previous statements. This is just a clarification. I only report the facts as I see them. I don't make things up to suit my purpose. My comments are a result of my being at the meetings and what I saw or heard.
County Commissioners Meeting 10/12/2011
Bill 2011-69 Adopting the 2012 Lehigh County Budget and Amending the Job Classification and Pay Plans for Consistency with 2012 Budget.
Commissioner Echart proposed 2 Amendments to the Budget, both of which would return additional monies to the tax payers and reduce the Millage rate. However the Administration wants to increase the amount of money the County has in reserve from 19 Million to 25 Million. On both of these amendments the vote was as follows.
Yes: Tom Creighton, Percy Dougherty,Glenn Echart,Andy Roman. All Republicans
No: Gloria Hamm,William Hensell,David Jones,Danial McCarthy. All Democrats
The deciding vote reminded me of last years Budget Vote, when taxes were increased 16%.
Dean Browning voted No again.
This is why I support Tony and Tom
Be sure to see both Videos.
I think we should all be taking a hard look at this outfit.
Copyed from the Lehigh Valley Rambling.
I'm concerned about the money. Their online financial statements fail to tell me how much their employees are getting paid. But according to Guidestar, which has LVEDC's 2009 and 2008 reports to the IRS, I know that Mitman was paid $134,366 in 2009. This is about 14% more than his $117,788 2008 salary. In the midst of a recession, total employee expenses amounted to $1,280,937 in 2009. In addition, $80,263 was spent for conferences and conventions, and another $15,993 for travel.
This outfit is on the public dole, maybe they need to be checked out to see if the money were giving them is worth it.
Well they voted.
Rep. Fitzpatrick, Michael G.and Patrick Meehan voted AGAINST bill "Protecting Jobs From Government Interference Act - H.R.2587". I feel sorry for the 7th and 8th district of PA. But, they voted for them !!! Perhaps, I don't know for sure, they want to insure their "union" vote and funding. They wer the only two in PA.
Lets watch how they vote.
Empowering Parents through Quality Charter Schools Act - H.R.2218
This House bill would encourage the expansion and replication of successful charter school models.
This will show us who is in the pocket of the Teachers Union.
Protecting Jobs From Government Interference Act - H.R.2587
The House may take up this bill that would limit the authority of the National Labor Relations Board to rule on issues of where a company locates its facilities.
Again this will show who is beholden to the Unions.
This is a major problem in our state. The Union support is more important to the policymakers then the taxpayer.
Pennsylvania is in the bottom five of states in a new index that determines the degree to which states favor organized labor over taxpayers.
The Big Labor vs. Taxpayers Index was developed by the Competitive Enterprise Institute. The index ranks each state in 23 different categories to determine where union lobbyists have the most sway over policymakers and where the fiscal concerns of taxpayers are most strongly represented.
The study looked at collective bargaining; secret ballot protections and card check; binding arbitration; government union density; public employee pension underfunding; project labor agreements; and strike policy for government employees.
Pennsylvania's rank was 46th. One reason for the poor showing - union density, which is 9.3 percent for the private sector compared to 49.9 percent for the public sector. Pennsylvania also has no restrictions on project labor agreements.
Describing the index as vehicle for change, CEI pointed out that "legislatures and governors face a daunting challenge in balancing the rights of taxpayers against the demands of powerful government employee unions."
August 9, 2011
HARRISBURG – Rep. Robert Godshall (R-Montgomery) is sponsoring legislation that would cut the General Assembly by 40 percent and would reduce legislative expenses by a corresponding amount.
House Bill 183 is one of at least three proposals before the House that cuts the size of the state Legislature, and it is the most comprehensive and aggressive. Godshall's legislation would amend the state Constitution to reduce the House from the present 203 members to 121 and the Senate from 50 to 30 members. Godshall's bill also trims the annual operating budget of the General Assembly by about $110 million.
"Pennsylvania has the second largest legislature in the nation behind New Hampshire, which has a part-time legislature," said Godshall. "Pennsylvania's legislative expenses are also the second highest among states, behind California. I believe the General Assembly can be a more efficient and productive body if we trim our numbers."
Based on the 2009 statistics from the National Conference of State Legislatures (NCSL), Godshall's bill would reduce Pennsylvania's ranking in legislative spending per capita from second highest to 25th. The reductions outlined in the constitutional amendment proposed by Godshall would be required to pass in two consecutive legislative sessions before the measure could be placed before voters in a referendum.
"This change will provide relief to Pennsylvania taxpayers who foot the bill for our legislative costs. Thanks to modern technology, a smaller legislature should have little impact on our ability to serve our constituents," said Godshall. "Email, virtual town hall meetings, Twitter, Facebook and other social media will enable us to more easily transition to a smaller legislature. Using these tools and others, lawmakers can easily reach out to constituents and be more responsive and accessible to the public."
The House State Government Committee held a public hearing today on Godshall's legislation
This would be a Great benefit to us all. Our State Legislature is way out of line with other States.
Tonight the Lehigh County Commissioners had their first reading of Bill 2011-55.
This is a pass through Subgrant from the State to St. Luke's Hospital for 7 Million dollars. This money is for the building of a parking garage to increase their parking.This is presented as a matching Grant. However the parking garage will cost 7 million and their match will be completing the 5th floor of their building. I would like to thank everyone in the rest of the State for their contribution to Lehigh County and the City of Allentown.
I believe that if St.Like's Hospital need more parking, they should build it themselves.
Is SB1 dead ?
I suspect that what we thought SB1 would be, will not come to pass. For the most part I think it will either be watered down to nothing or go away completely.
We have a Republican State House and Senate with a Republican Governor and we still can't get SB1 passed. Why, because we have too many politicians that get too much money from the Teachers Union. Both Republicans and Democrats. They are afraid of the Teachers Union, just as they are afraid to pass a "Right to Work" law for fear of losing funding from the other Unions.
The Teachers Union is against SB1. I suspect that they are afraid of competition, and will fight anything that might show, that our present system is in need of reform. God forbid that a failing student in a failing school may find a way to get in a good school and succeed.


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Tonight I shot this beautiful girl. I was so excited to meet her and do this session because I knew she would "work" it and man did she ever!
Meet Hannah:
Best Book I've Read: twilight
Mac or PC? Mac
If I Inherited a Million Bucks Today I would: open an animal shelter
My Favorite Food is: chocolate!
Last Thing I Bought: hair extensions
My Favorite Movie is: love and basketball
At Starbuck's My Usual is: a strawberry smoothie or a passion ice tea
My Favorite Place to Shop is: holllister.. i work there…
Sunday Mornings You Will Find Me: playing basketball
Friday night You Will Find Me: Working
One Goal I have this Year: get into the college i want to go to
Place I Most Want to Visit: ireland
Gadget I MUST Have: My iPhone
Something That Makes Me Happy: seeing other people happy
Favorite Ice Cream Flavor: double chocolate fudge
Something That is Over-rated: yolo
Good Luck next year! Have fun with the monkeys!

subset: commoncrawl


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I'm lucky enough to live in the middle of a few villages and towns that have great restaurants for a foodie - perfect for me - so when I was contacted about Bistrot Pierre launching a new Spring/Summer menu, I was very excited to head over there and try it out. With six new starters, six new mains and two new puddings I was thoroughly spoiled for choice!
Monday, 30 April 2018
Bistrot Pierre - Stockton Heath
Posted by Unknown at 19:51:00 No comments: Links to this post
Labels: Bistrot Pierre, food, lifestyle, review
Tuesday, 16 January 2018
Dinner and Drinks in Knutsford
Sick of our home town, my gorgeous friends and I decided to go to Knutsford for dinner and drinks. We had a lovely time and really loved the places we visited! It's so worth a trip there is you're localish (we're about 30 minutes away by car) or if you're staying in the area and want somewhere nice to eat.
Labels: food, lifestyle, Staycation
Friday, 25 August 2017
Garlic Mushrooms on Toast with Philadelphia
Possibly one of the simplest dishes I'll ever post - but a favourite breakfast for me when cereal just isn't going to cut it.
Friday, 11 August 2017
Moor Street Night Market - Ormskirk
I've been trying to find more local events to attend with the hubs and saw that Ormskirk had organised a night market. The description of local ales, artisan gins and, of course, street food won us over so off we went to the first Moor Street Night Market. It may be the first, but I hope it's not the last. I can see that this would be really successful!
Friday, 4 August 2017
Thai Frittata/Fishcake Slimming World Recipe - Syn Free
I'm having to reboot my Slimming World journey having had three maintains in a row. So in an effort to get excited about Slimming World food again, I've been experimenting with new recipes. This one came about with some leftover mash and a tin of tuna from the store cupboard...
Tuesday, 4 July 2017
Peek into Mister Miyagi in Ormskirk
Like pan-Asian cuisine? Like tapas? You'll love Mister Miyagi in Ormskirk. The third branch of this north-west restaurant opened near me in April 2017 and I finally managed to visit!
Friday, 30 June 2017
Ten essentials for a Slimming World cupboard
I've followed Slimming World for years, on and off, and I know that when I stick to the plan and attend the meetings, I can lose and then maintain a healthy weight while still enjoying my food.
With that in mind, I thought I'd share with you ten essentials for a Slimming World cupboard (or fridge...or freezer!)
With that in mind, I thought I'd share with you ten essentials for a Slimming World cupboard (or fridge...or freezer!)
Labels: food, lifestyle, Slimming World recipe files
Friday, 9 June 2017
Baked Mushroom Risotto - A Slimming World Recipe
I love risotto but my goodness, it can be so full of delicious but naughty ingredients. Starting Slimming World, I wasn't prepared to give up my risotto so had to figure out how to make it Slimming World friendly! Here's my recipe - I hope you enjoy!
Sunday, 20 November 2016
The Pit Smokehouse - Culcheth
I recently ate at the The Pit Smokehouse in Culcheth which, as the name suggests, is a smokehouse serving American style cuisine. I knew all of this before I visited...what I didn't expect was the style of the place! You don't get places this stylish in my local area normally...although things are improving and the Pit Smokehouse is leading the way!
Posted by Unknown at 08:00:00 No comments: Links to this post
Monday, 8 August 2016
Wedding Anniversary Date Day in Manchester
As I *might* have mentioned once or twice, it was recently my wedding anniversary with Mr T. To celebrate, we bought him a new pair of running shoes (see my gait analysis post...!) and then we went for dinner and cocktails in Manchester. I took LOTS of photographs of delicious cocktails and thought I'd share them with you.
We started at The Botanist on Deansgate as I am a massive fan of the cocktails from The Botanist. I love the garden theme and the cocktails just taste that little bit more sophisticated than my usual bubblegum, sugary concoctions.
We started at The Botanist on Deansgate as I am a massive fan of the cocktails from The Botanist. I love the garden theme and the cocktails just taste that little bit more sophisticated than my usual bubblegum, sugary concoctions.
Posted by Unknown at 10:00:00 No comments: Links to this post
Tuesday, 8 March 2016
Peach and Raspberry Crumble Recipe
My favourite pudding in the WHOLE world is apple crumble. Actually, crumble of any sort. It's that crumbly topping, oh my goodness! Anyway, I found myself in the ownership of a punnet of peaches and a punnet of raspberries that were on the edge of over ripe and needed using up quickly. I'd seen a peach and raspberry crisp recipe on Barefoot Contessa so decided to use my family's traditional crumble topping over a peach and raspberry inside.
Ingredients (serves 4)
1 punnet of peaches (4 peaches)
1 punnet of raspberries
175g plain flour
75g cold butter
50g sugar
A tablespoon of flour
A sprinkle of sugar
A sprinkle of ginger
- Plunge the peaches into boiling water for 30 seconds and then into iced water. This makes the skins just rub off.
- Slice the peaches into wedges and throw into a pudding dish - I used a Pyrex one.
- Toss the raspberries over alongside the tablespoon of flour (this thickens the juices up), a sprinkle of sugar and a sprinkle of ginger powder.
- Rub the butter into the flour until it resembles fine breadcrumbs.
- Stir in the sugar.
- Layer the crumble over the fruit.
- Bake for 15 minutes at 190 and then 45 at 160 or until the crumble is golden brown.
- Serve with custard, cream or ice cream!
My Fitness Pal reckons that each serving of this is 380 calories but let's be honest...who's calorie counting when you're eating pudding...
Have a beautiful day, inside and out
Tori xx
Posted by Unknown at 16:48:00 No comments: Links to this post
Tuesday, 29 December 2015
Sprout Pizza Recipe
I previously blogged about Brussels Sprouts during Blogmas where I wrote about my plans to convert Mr T into a sprout lover. I can't honestly say that I was massively successful but one recipe did work well. Ladies and Gentlemen, I bring you Sprout Pizza! If you've still got sprouts lying around after Christmas, give this a go. I dare you.
Posted by Unknown at 10:15:00 4 comments:
Tuesday, 22 December 2015
Blogmas Day 22: Ultimate Hot Chocolate
I love hot chocolate - thick, creamy and sweet - but hot chocolate powders bought in the shops also seem so woeful. I've perfected (I believe) a handmade blend of hot chocolate that makes the ultimate hot chocolate.
Posted by Unknown at 11:00:00 2 comments:
Thursday, 17 December 2015
Blogmas Day 17: Hot Chocolate Spoons
Is there actually anything better than hot chocolate on a cold winter's day? If there is, I'm not sure I've found it!
Posted by Unknown at 10:31:00 No comments:
Monday, 7 December 2015
Blogmas Day 7: Festive Fudge
It's always around this time of year that my mind turns to baking sweet sugary goodness and one of my favourites is fudge.
I've loved making fudge ever since I discovered the EASIEST method ever for making it involving just three ingredients and a microwave!
I've loved making fudge ever since I discovered the EASIEST method ever for making it involving just three ingredients and a microwave!
Saturday, 5 December 2015
Blogmas Day 5: Christmas Cocktail
When I was in my early 20s, I developed a fascination with cocktails. I had a shelf that was my cocktail 'bar' crammed full of weird and wonderful liqueurs that I used to concoct a variety of cocktails. Then cocktails sort of disappeared and it was all about the fizz. However, now, cocktails are back in a big way and I found myself getting inspired so here is my christmas cocktail. I'm going to name it Rudolph's Sparkle.
Posted by Unknown at 10:26:00 No comments:
Monday, 23 November 2015
#24daysofwren Christmas Gingerbread Cake Recipe
I've really been getting into the festive spirit recently and along with my festive spirit comes a festive appetite. One of my favourite Christmas recipes is gingerbread cake. Nothing beats my mum's gingerbread cake - it's dark, sticky and oozing with childhood memories. I grabbed the recipe from her and gave it a go...
This blog post is part of Wren's #24DaysofWren advent calendar posts so check out the link to see what everyone else has created :)
You can find the advent calendar of everyone's lovely ideas over at the Wren Kitchens website
This blog post is part of Wren's #24DaysofWren advent calendar posts so check out the link to see what everyone else has created :)
You can find the advent calendar of everyone's lovely ideas over at the Wren Kitchens website
Posted by Unknown at 22:01:00 No comments:
Friday, 20 November 2015
Caramelised Onion and Bacon Crustless Quiche
Crustless quiche is a Slimming World staple but often made with cottage cheese which I loathe. I've sacrificed healthy extras here for milk and cheese but you could use cottage cheese instead of the milk if you desired. The whole quiche uses 5 Healthy Extra A choices but easily cuts into 10-12 pieces which would be 1/2 a Healthy Extra A each or 3 syns. Your choice.
- 300ml skimmed milk (1 x HExA, or just less)
- 90g Gruyere cheese, grated (3 x HExA)
- 30g Cheddar cheese, grated (1 x HExA)
- 6 slices smokey bacon, cooked and chopped (fat cut off, you know the drill!)
- 2 large white onions, sliced
- 5 eggs, beaten
- Salt
- Pepper
- Nutmeg (about 1/4 tsp, or a sprinkle if you're rebellious like me)
- Frylight
- Caramelise your onions. I spray a pan with Frylight and add the sliced onion to it on a medium heat for 30 minutes. If it looks like it's getting dry, I add a splash of water which adds some moisture but also deglazes the pan a little to add the caramelly flavour.
- Mix the eggs, milk, cheese, bacon and seasoning in a dish. (I mix my eggs, cheese etc in the dish I'll be cooking in, sprayed with Frylight first, but that's because I'm trying to minimise washing up!)
- Add the onions to the mixture once they're caramelised.
- Bake (Cook?) in the oven until it's set - I cooked mine on 200oC for about 35 minutes before I checked it for a set.
- Let it cool and eat with plenty of salad!
Cue some shoddy food photography, haha!
|Onions caramelising
|Bacony, eggy, cheesy, milky goodness
I take my quiche for lunches at work when I want something more than just a salad. I also sometimes eat it for my breakfast if I want to save my Healthy Extra B for my dinner (Dr Pepper pulled pork on a bread roll = heaven!)
Do you make Slimming World quiche? What are your favourite fillings?
Have a beautiful day, inside and out
Tori xx
Posted by Unknown at 18:56:00 No comments:
Sunday, 25 October 2015
Dogs 'n' Dough restaurant review - Manchester
Posted by Unknown at 10:02:00 No comments:
Saturday, 17 October 2015
The Sinners Club, Burscough review
I'm a big big fan of American food - burgers mainly! There's something about them that I just love. With that in mind, Mr T recently took me to a restaurant called The Sinners Club that specialises in burgers. The name itself tells you that this is NOT going to be a healthy meal...and I loved it!
Posted by Unknown at 10:10:00 4 comments:
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Salary: £35000 to £45000
Location: England
Job title: Senior Software Developer
Location: Manchester City Centre
Salary: Up to £45k per annum
** part remote working opportunity **
My ambitious client is a successful agency partnering with companies by boosting employment, skills, investment and enterprise for the benefit of all.
They are seeking an experienced Full Stack Developer who has experience of leading small development teams and/or working autonomously on a broad range of development projects
You'll be working with various stakeholders and support every aspect of the business from HR functions to Contract Delivery. This role is varied and if you're seeking a career where you can make your mark, then this could be it!
- Strong analytical skills with proven ability to creatively solve complex problems
- Ability to manage whole project delivery, and be "managed by exception"
- Ability to design and deliver training courses within subject area
- Ability to code in several languages primarily C#, Microsoft .Net, JavaScript, HTML, CSS, JQuery, T-SQL.
To find out more about this fantastic opportunity, please apply with your CV instantly!
Job Reference: KS-04_1509372860
Salary: £35000 - £45000 per annum
Salary per: Annum
Job Duration:
Job Start Date: ASAP
Job Type: Permanent
Job Location: England, Greater Manchester, Manchester
Job Industry: Please Select
Job Skill: .NET


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World Spirits Conference: the event according to Tapì - World Spirits Conference: the event according to Tapì - tapisite-com
Asset Publisher
- Pentawards Gala Ceremony: London, 12 September
- Starlight and Starlight Mix: a glint of light for your packaging
- Riga Food Fair: 4 to 7 September at the Kipsala International Exhibition Centre
- The luxury packaging trade show, Luxe Pack Monaco, is back
- Design meets efficiency: the SCR closure with a "diamond side embossing" finish
- The beauty of unfinished wood meets the elegance of real leather: Tapì presents Signature Wood Inspiration Craft Effect
- Tapì Group at WinExpo Georgia 2019 – a great meeting point for producers and exporters
- Expocachaça: the leading Brazilian event for the cachaça supply chain
- Once again, in 2019, the Tapì Group has been recognised as one of Italy's finest companies at the Deloitte Best Managed Companies Awards
- Clinica de Design Expopack: design, innovation and cutting-edge ideas in wine & spirits packaging
Asset Publisher
World Spirits Conference: the event according to Tapì
On Thursday 28th March, the prestigious halls of the London-based historic military corps, known as the Honourable Artillery Company, were filled with spirit at the World Spirits Conference.
A commercial gathering it may have been, but nevertheless it was decidedly intoxicating, spreading like wildfire among the distillates experts, leading to a wide range of speeches and presentations dedicated to the spirits industry.
The event featured a number of leading international exponents as well as Tapì, who were event sponsors, providing a unique opportunity to put our finger on the pulse of the global market, take stock of the situation and discuss tactics and strategies that would help render the production, supply and marketing of high-quality distillates even more efficient.
From production to design, from marketing to management for sales, no stone was left unturned. Every detail regarding the distillates sector was analyzed, tasted, refined on the basis of our traditional and potential target audiences and the products served in a classic London style while still being open to new research and experimentation.
Overall, the World Spirits Conference provided further confirmation that it is one of the most important and high-profile events, ensuring that we produce spirits that will always pass muster when raising one's glass in a toast to quality.


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The gall of Harry Reid knows no bounds. He torpedoed the Defense Bill by attaching an amendment that repeals the 'Don't ask, Don't tell' policy. Then, he accused Republicans of playing partisan politics with the resources out troops need. How can anyone vote for this fraud of a leader?
From Reid's Campaign website:
"Republicans are again playing politics with our national security. Today they blocked the Senate from debating a bill that would give our troops the resources they need to keep America safe – stopping not only funding for combat vehicles and bulletproof vests or measures to improve our military's readiness, but even a well-earned pay raise to help our troops and their families make ends meet.
"I am disappointed that my Republican colleagues put partisan politics ahead of the best interests of the men and women who courageously defend our nation. Democrats will continue to fight for our troops and will work to ensure that our troops have the resources they need to do their jobs."


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Brace yourselves, American Horror Story fans. The wait for new episodes is almost over, but turns out Apocalypse is going to be a little shorter than your average season of AHS. The Wrap reports that American Horror Story: Apocalypse, which debuts tonight on FX, will run a tight ten episodes. That means the upcoming eighth season ties with season 6, Roanoke, as the shortest seasons in the series run so far.
The first five seasons of AHS bounced between 12 and 13 episodes, but recent years have skewed toward tighter episode counts. Ideally, the slimmed episode count will help with the series' tendency to go off the rails in the back half, but as Roanoke and last year's politics-inspired nightmare Cult (which ran 11 episodes) proved, that's not necessarily the case.
Check out the details for each season's episode counts below.
Season 1, Murder House – 12
Season 2, Asylum – 13
Season 3, Coven – 13
Season 4, Freak Show – 13
Season 5, Hotel – 12
Season 6, Roanoke – 10
Season 7, Cult – 11
Apocalypse promises to merge Murder House and Coven for a new apocalyptic saga of scares that's bringing back a whole lot of fan-favorite characters. Otherwise, the season remains rather a mystery leading into its premiere.
We do know that the series is bringing back a bunch of Ryan Murphy regulars,i ncluding Evan Peters, Sarah Paulson, Kathy Bates, Emma Roberts, Lily Allen, Billy Eichner, Cheyenne Jackson, Dylan McDermott, Taissa Farmiga, Frances Conroy, Gabourey Sidibe, Stevie Nicks, Billie Lourd, Adina Porter, and Jessica Lange. Connie Britton is also returning for the first time since Murder House, and let's not forget the addition of Joan Collins. Other newcomers include Ashley Santos, Kyle Allen, and last but not least, Cody Fern as the grown up version of Michael Langdon, aka the Anti-Christ.
American Horror Story returns to FX on Wednesday, September 12 at 10:00 pm ET/PT. Be sure to check out our ranking of every season so far, and find out more about Apocalypse in the links below.
- 'American Horror Story: Apocalypse' Brings Back Emma Roberts & Evan Peters in New Set Photos
- 'American Horror Story: Apocalypse' Image Reveals the Return of Connie Britton and Dylan McDermott
- 'AHS: Apocalypse' Set Photo Reveals the Reunited Cast of 'Coven'
- 'American Horror Story: Apocalypse' Images Reveal the New Characters


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out, you may want to consider a debt consolidation loan. On one hand, this type of
program is helpful, but you need to understand that it is not a loan in the traditional way.
No one is giving you money and paying off all of your debts, as is the case with a bill
consolidation loan. Debt consolidation loans are programs that are initiated with the help of debt management counsellors to assist you in paying off your debt. The counsellors work with your lenders in order to work out terms that will allow you to do that in as short a time as possible by convincing the lender to accept either a reduced interest rate or eliminating the interest completely.
Another feature of debt consolidation loans is that the counsellor will work for you so that you make one payment per month on all of your debt rather than having to pay many small payments. Doing it that way prevents the possibility that you will forget someone and also allows you to make the payments all at one time. The counsellor will work with you to discover what is best for you – if you are paid weekly, you may choose to make the payments to the debt management company on a weekly basis, though they may still remit to your lender on a monthly basis. This takes the headache off you, and you aren't the one who has to deal with the lender as long as the debt management company fulfils their obligation to remit the payments to the lender on your behalf.
When dealing with debt consolidation loans, it's important to make certain that the debt management company you choose is reputable. With so many in business today, the potential for fraud is highly visible, so know the warning signs. People have been led astray by debt management companies who have paid them to handle their bills only to discover that they have not done so, sometimes under the premise that the first two months' payments are their "fee," so you end up having to still make payments to the lender yourself. Still others make agreements for a "settlement" on your behalf without telling you or obtaining your permission.
Though they may attempt to convince you that they are working in your best interest, a settlement actually is recorded on your credit report the same as a bankruptcy and also has the potential effect or increasing your tax liability. One of the easiest ways to avoid these kinds of issues is to check the debt management company's reputation with the Better Business Bureau, get referrals from people who have used their services, and/or ask your lender which debt management companies they find to be the easiest with which to work. In addition, once you sign on with a debt management company, be sure to follow up each month with your creditors to be sure your management company is following through on their end of things.
Article Source: https://www.bharatbhasha.com
Article Url: https://www.bharatbhasha.com/finance-and-business.php/82537
Article Added on Friday, June 27, 2008
|Business And Finance >> Top 50 Articles on Business And Finance
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Out of the jaws of death
Unable to resist the urge to dip their large bodies in cool water, one group of crocodiles which was housed in separate compartment burst through a wire fence at the sight of water being poured into a neighboring pond.
This demonstrates just how much pain crocodiles at Koma Croc farm were willing to endure to get a taste of water after being deprived of this necessity for such a long time.
It is now exactly one month since LSPCA led a joint rescue operation that resulted in the Malawi police confiscating over 200 crocodiles at Koma crocodile farm in Monkey, leaving them in the care LSPCA.
The operation, which brought together LSPCA, Malawi police, the Lilongwe Wildlife Center, the department of Animal Health and Livestock Management and the department of National Parks and Wildlife was aimed at rescuing the crocodiles from the cruel condition that they were subdued to, contrary to the Animal Protection Act.
A visit to the farm on 6 December revealed a different scenario; the ponds which stood in ruins barely a month ago have been renovated and are now filled with water giving the crocodiles the pleasure to cool the bodies after long bask in the sun.
One group of crocodiles was seen enjoying a mid-day swim while others were freely moving around the pond, contrary to state that the crocodiles were in when LSPCA first visited the area.
According to one of the farm caretakers, the crocodiles no longer spend sleepless nights without adequate as they are regularly fed.
He explains that the crocodiles are fed twice a week; the ones that were too weak to eat are force force fed. Through force feeding they have managed to save two crocodiles.
Thanks to the assistance rendered by Club Makokola who generously offered to cover all costs that were incurred in the renovation of the ponds and the local community members who have spared their precious time to help fetch water for the lake to the ponds, hope has been restored to the farm
However, due to the delay in prosecution of the owner, LSPCA is calling on other well-wisher to support in caring for these crocs as they consume a full cow every fortnight.


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Sumatra, Biodiversity loss, Pulp & paper, APRIL; PT RAPP, illegal logging, press, Tempo,
Pekanbaru (EoF News)--- PT Riau Andalan Pulp & Paper (RAPP), a subsidiary of Asia Pacific Resources International Holdings Limited (APRIL), sued Koran Tempo daily over reports saying the company allegedly involved in illegal logging practices in Riau.
The trial took place in South Jakarta District Court Thursday following the failure of mediation effort to resolve the conflict, Koran Tempo daily Friday (16/11/2007).
PT RAPP filed a lawsuit against the newspaper over defamation and affront charge following the reports published in July 2007. The pulp company sued the newspaper to pay compensation of Rp 1 billion for material cost and Rp 500 million for the immaterial one, Riau Terkini (riauterkini.com) reported Thursday (15/11/2007).
PT Tempo Inti Media Harian, the company publishing the newspaper, sues back the Riau-based pulp company, Koran Tempo reported.
Hendrayana, the lawyer of Tempo before the trial said that RAPP 's lawsuit against the newspaper is regarded as a move to obstruct the freedom of press.
"Through this lawsuit, mass media will fear to tell something," Hendrayana told the court. Therefore, Tempo asked the pulp company to apologize publicly. "This action is against the law," the lawyer told as quoted by Koran Tempo as saying.
The media company also stated that the lawsuit is premature as it does not comply with the mechanism of press dispute settlement as stipulated by the Law on Press Number 40/1999.
"What Tempo reported [originating from] very credible source. Tempo tried to be outspoken in sharing information to public regarding to deforestation practices in Indonesia, hence it is not relevant if it is regarded as committing insult or defamation," Hendrayana told the court as quoted by Riau Terkini.
Outside the court, scores of protesters from KAAPHI (Indonesian Committee for Action on Anti-Deforestation, staged rallies supporting Koran Tempo and urged the law enforcers to nab illegal logging perpetrators.


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New 'Fifty Shades of Grey' Book Stolen By Thieves
Penguin Random House should have probably considered borrowing some of Christian Grey's cable ties to secure all those unpublished manuscripts to their desks, because the new Fifty Shades book has been stolen. Grey , E.L. James newest addition to the Fifty Shades of Grey empire is scheduled to hit shelves on June 18, but it may find its way out into the world sooner — the publisher discovered it missing on Tuesday. Now the Daily Mail reports that "it is feared thieves may be planning to release pirated versions of the novel, or sell extracts to media outlets."
Penguin Random House promises the book will still be available to readers next week on Christian's fictional birthday, as planned. Other than that though, according to The Guardian, they're not commenting "due to an ongoing police investigation."
Inspired by readers eager to hear the story from Christian's point of view, E.L. James wrote Grey as a retelling of the first novel in the Fifty Shades trilogy through Christian's voice. "As anyone who has ever been in a relationship knows, there are two sides to every story." James said, quoted by BBC News.
There are two sides to the all the buzz (really, more like a roar) around Fifty Shades of Grey, as well. The first film adaptation of the novel was released in theaters this past Valentines Day, amidst protests by domestic abuse prevention campaigns in the United States and around the world, which criticize the trilogy for romanticizing domestic violence. Other non-fans argue that, while there's nothing wrong with a mutually-enjoyed dose of BDSM, the suggestion that such a lifestyle stems from trauma, rather than a healthy sexual interest, is offensive.
Fans might win out on this one, though. The trilogy has sold more than 125 million copies since it was first released in 2011, and each book has spent weeks at the top of bestseller lists. The not-yet-released novel has already ranked at the top of Amazon's and Barnes & Noble's bestseller lists in preorders. So love him or hate him, Christian Grey is probably here to stay.


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Proverbs 21: King James Bible
Justice and Judgement – Daily Devotion of Proverbs chapter twenty one, Verses 1-3
1 The king's heart is in the hand of the Lord, as the rivers of water: he turneth it whithersoever he will. 2 Every way of a man is right in his own eyes: but the Lord pondereth the hearts. 3 To do justice and judgment is more acceptable to the Lord than sacrifice.
Daily Inspiration from These Verses – Justice and Judgement
We begin this chapter with a verse pointing out, that it is the Lord that moves the heart of kings. But, in the following verse we can see that he also ponders the heart of every man. And with verse three, he shares with us why he does these things.
The Father seeks out whether or not we harbor a heart that wills to do what's right instead of doing what's easy; a heart ready to hold his wisdom, understanding, and knowledge; a heart that is available for him to work with. As the verse says, a heart ready "to do justice and judgement."
A good example that we're all given, is the way he decided who the first two kings of Israel would be. Early in the first book of Samuel, the Father tells Samuel straight out, that it wasn't the stature or outward appearance of a man that he cared about, but rather the heart.
The first king of Israel's heart was for the Lord at the first, till he chose to do something against what the Lord had instructed him to do. His heart had become poisoned from there forward, and was never the same again, even partaking in necromancy before his death.
From the day that king Saul sinned against the Lord, a replacement had already found by the Father in a boy named David. As we all know, this is the man, who even the Lord found it necessary to have been recorded as being a man after his own heart.
I'm sure the majority of us know the story and the exploits of David, before and after he became king. He was every bit as imperfect as you and I, and throughout his life did some terrible things, which he paid dearly for. But despite his imperfections, his heart remained true to the Lord.
It is through line of king David that Christ was born, and it will be the throne of king David that Christ Jesus will rule from, when he comes after the time of Jacob's trouble, otherwise known as the Great Tribulation, or the End of Days.
When we break it all down, and see all of the amazing things throughout history that have hinged off of king David, as well as the things yet to come, it was simply his heart for the Lord that gave him the qualifications to kill a warrior giant, become close to the king, eventually to become king, establish the plans and the resources for the first temple of God, and be the forefather of Christ Jesus.
All because of his heart to do justice and use good judgement, and his love and fear toward the Father. Should we harbor such things, any one of us is qualified to do anything that the Lord wills for us to do, despite outward appearances, or worldly "realities."
Related New Testament Scripture
Matthew 5: King James Bible
8 Blessed are the pure in heart: for they shall see God.
Matthew 6: King James Bible
21 For where your treasure is, there will your heart be also.
Matthew 12: King James Bible
35 A good man out of the good treasure of the heart bringeth forth good things: and an evil man out of the evil treasure bringeth forth evil things.
Matthew 22: King James Bible
36 Master, which is the great commandment in the law? 37 Jesus said unto him, Thou shalt love the Lord thy God with all thy heart, and with all thy soul, and with all thy mind. 38 This is the first and great commandment.
Thank you for the entirety of your Word, and all of the life lessons that you've packed into every bit if it. Thank you for all things, and especially for your Son, Christ Jesus. If for any reason we lack good judgement, or lack the backbone to do justice, and stand for what is right in your eyes (not our own), please increase in our hearts, that which you find us deficient in. All so that we become better servants, and become all the more closer to you, and better equipped to perform your will. In the name of the Lord Jesus Christ we pray.
If honest with yourself, do you behave and conduct your lives through justice and judgement, that is of the Lord?
Similar Posts:
- Daily Inspiration from Proverbs 10 P.97 – Wise in Heart
- Daily Inspiration from Proverbs 15 P.185 – Eyes of the Lord
- Daily Inspiration from Proverbs 4 P.40 – Issues of Life
- Daily Inspiration from Proverbs 10 P.100 – Well of Life
- Daily Inspiration from Proverbs 19 P. 261 – How to Find Good


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As a clinical and transpersonal hypnotherapist, I act as your guide to use focused mind states of hypnosis to more easily and rapidly make positive changes in your life and develop new healthy habits. Listed below are just a few of the many issues with which hypnotherapy can help you find insight and new solutions.
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I had the follow-up appointment with my orthopaedist this morning, and he recommended that I have an MRI to definitively see what is going on with my femur. Though he acknowledged that this could be a full-blown stress fracture that doesn't show up on x-ray, his opinion is that the pain I'm experiencing right now is "Phantom Pain" or "Healing Pain" from the previous stress reaction.
He explained that this type of pain is real, but is not caused by a recurrence of the injury. It is instead caused by how the healed injury site interacts with the connected nerves. He said this often feels very similar to the beginning stages of a stress injury.
Whatever the case, I'm just glad we're going forward with the MRI so I can at least have peace-of-mind regarding the path ahead.


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Maria has one of the best smiles you've ever seen in your life. We fell in love with her smile the moment we met her. Then we took a brief glance at that lovely body (tastefully of course) and fell in love with her completely. We knew straight away that she'd be an enormous success here in London and we're very pleased to be representing her. Maria's lovely slim physique and her beautiful, flawless facial features are accentuated by her lovely brunette hair. She's always very well presented, and you really need to see her dressed up for a date. Speaking of dates, this young brunette escort really loves to dine out. She's not a picky eater, but she does insist on nice restaurants. You won't be getting away with taking her to Via Italia or somewhere like that, you'll need a classy Italian restaurant if you want to impress this young lady.
With a model escort like Maria, you need to give her a reason to put on her best heels and cocktail dress. So if you call us to book her and tell us that you have a reservation for two at Hakkasan or somewhere equally as upmarket, we're sure she will be very pleased. She likes all type of cuisine and she loves to sip cocktails and champagne. You could say she's the ultimate girlfriend escort. We've all had girlfriends that you can't take to certain places. Maria loves them all.
You can book Maria for as long as you want, and she offers an outstanding incall and outcall service. It really doesn't make any difference to her, she will always look her very best for you regardless of which you choose. Maria is one of our prestigious Mayfair escorts, and she has a very nice apartment in the area that she's more than happy to invite you along to. Despite being so high class and wonderful, Maria refuses to charge a premium price for her services. She says that this restricts who can come and see her, and she loves to meet people from all walks of life. She's definitely a people person. Book her now and you'll never look back.


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Aspects you Need to Find in a Good SEO Company
For some reason, a couple of people who have been tasked to find the best SEO company are saying that it is a very hard task to fulfill, why? You need to know that hiring the best SEO company will be very important because various on page and off page optimization services from the company will be provided. You need to know that the internet is one of the things that you need in order to make this task a lot easier. All you need is to open your PC or your laptop and connect to the internet. When you use the internet, for research, all you have to do is type in the thing you want to find, in this case the best SEO company, after typing that in a search engine, press enter and see the world pop up on your screen. There are a lot of options presented to you but it is very important to choose wisely. A good start would be to list down all the companies you seem to like, call them and know more about the SEO company. The problem here is that you will grow tired over speaking on the phone over and over again and talking to the support team. People will basically get exhausted of hearing and knowing basically almost the same thing over and over again. The SEO company you called in today just told you the same thing the SEO company you called yesterday. You will get confused and the task will grow a bit harder. You need to know that a potential customer would feel a lot better if he read through what is written below to know more about the tips in finding a good SEO company.
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7 Axioms of Positive Profile Writing
Your profile. It's the place that is first your matches get a glimpse into the character and history. Do you know the most readily useful how to keep this really information that is important, intriguing and positive?
You've probably heard the expression, "you catch more flies with honey." Meaning: folks are obviously drawn to the good. Negativity obviously repels.
Whilst the characteristics of previous lovers and duplicated online disappointments could be input that is helpful making present choices, creating a profile filled up with your deal-breakers and warnings about your self may sabotage the possibility at drawing the "flies". Rather, it is possible to discover the art of rewording with a good spin.
We know individuals who "can't manage the reality." Literally, they power down or alter this issue each and every time a subject that is sensitive. Ignoring reality doesn't need to be just like keeping an outlook that is positive. It is feasible to acknowledge painful and negative things without making them the main focus. Placing a good spin on one thing doesn't need certainly to mean you're being fake or perhaps "marketing yourself."


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Dear visitor!
Kiviranna cottage MARU, built in autumn 2012 and renewed in 2019, is a holiday home which accommodates up to 12 persons. There are three bedrooms upstairs (4+4+2 beds) and shower room. Living room downstairs has a folded sofa bed for 2 persons.
Downstairs there is a living room with fireplace, TV and music box and a small kitchen with necessary equipment and kitchenware. There is also a sauna with electric heater, showers and toilet. Hot tube outside offers relaxing feeling especially at winter time. All cottage visitors have an unique opportunity to play disc-golf. Disc golf course has 8 baskets. WIFI.
Cottages TORM and TUUL have been completed in April 2017 and each house can accommodate up to 6 people. On the second floor there is a balcony and a bedroom with 4 single beds, the living room has a large sofa bed for two. Extra beds and mattresses can be used if required. The cottages are equipped with a kitchenette and necessary kitchenware. The living room has a TV and music center, a small library for large and small ones. Shower corner with WC. Free WIFI. Iglusauna is located on the beach in summer and in front of the door in winter.
We rent out cottages only for You so you can enjoy your private holiday.
Kiviranna Apartament has 1 bedroom with twin bed and 1 bedroom with 4 single beds. In the living room there is folded sofa (for 2 persons) with TV and music box, and kitchenette with all necessary kitchenware. In shower room there is a WC and washer. Outside swimming pool is included in the price.
Iglusauna is located on the beach in summer and in front of the cottages TORM and TUUL door in winter.
Kiviranna cottage as well as new apartament facilities are a small but cozy accommodation possibilities in order to meet You privicy expetations and relaxing atmosphere. Therefore these facilities are specially meant for families or small numbered friendship groups. Coffee shop is open in summer season.
The pricelist for the cottage, apartament and other services You can find in menu bar above.
In summertimes we rent out the whole territory also for bigger events, and provide accompaning catering services for it.
Welcome to Kiviranna!


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Flatshares with Man and Van Clapham
Man and Van Clapham investigate cutting costs when flat sharing.
At a time when we're all saving the pennies Man and Van Clapham are looking at ways you can cut costs, flat sharing has been an increasingly popular way of reducing outgoings, with many young professionals moving to the Southern suburbs of London with the help of Man and Van Clapham.
Its relatively inexpensive properties have been a godsend during the recession to those who have wanted to recently downsize, and for first time buyers, having lodgers or flatmates to help pay the bills is an excellent idea. This young, vibrant part of the city offers so much to the new resident, with a host of bars, clubs and restaurants to whet any appetite. For anyone of a theatrical inclination, the streets fill with fancy dress costumes, particularly on a Friday or Saturday night- it is quite a site to behold!
Good thing the population seem to be migrating to Clapham, too, as the summer months on and around Clapham Common see an explosion of activity, a huge range of festivals and events to cater for every age group. Man and Van Clapham went to the Ben and Jerry's Sundae festival arrives mid summer, just in time to cool us down for any heat wave coming our way.
If you feel like you'd like to experience the party vibe of Clapham, and need a little hand moving, man with a van and find out for yourself what our friendly, personal service can offer you.


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Alfred's Story
The client from hell – that would be me. In the last 20 years, I have bought and sold over 10 private homes. It's a hobby, it's an investment, it's real work for both myself and Shawn. I live alone so I need not worry about schools, places of worship, work access, etc. When I'm […]Read More Alfred's Story


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Browse: Home / Global Reporting Initiative
Global Reporting Initiative
Good Business: Viyellatex
17 September 2012
Making It speaks to K. M. Rezaul Hasanat, CEO of the Viyellatex Group, the Bangladeshi textiles and apparel manufacturing company
Posted in All Posts, Features | Tagged Bangladesh, Bangladeshi textiles and apparel manufacturing company, Calvin Klein, carbon neutral, Dhaka, effluent water, energy, energy-saving technology, environmental protection, Global Reporting Initiative, Good Business, Green Business Entrepreneurship, green industry, Industrial Development, K. M. Rezaul Hasanat, labour standards, Making It, manufacturing garments, Puma, rainwater, shareholders, steam, sustainability, sustainable development, Sustainable Energy for All initiative, sustainable industrial development, sustainable initiative, tea production, Tommy Hilfiger, UN Private Sector Forum, UNESCAP, UNIDO, United Nations Global Compact, Viyellatex Group
Reasons to be both hugely disappointed and very excited
27 August 2012
Paul Hohnen on 'greenwash', sustainable development, and what governments and the UN need to do to save the planet.
Posted in All Posts, Extra! | Tagged business, China, climate change, energy, energy efficiency, environment, environmental sustainability, free market, Global Reporting Initiative, green economy, green energy, green industry, green innovation, green technology, greenhouse gas, greenwash, Industrial Development, international agreement, Making It magazine, multinational companies, natural resources, oil, Paul Hohnen, pollution, resources, rio+20, solar power, sustainability, sustainable, sustainable business practices, sustainable development, sustainable economic growth, sustainable energy, Sustainable Energy for All, sustainable future, sustainable growth, sustainable production, Sustainablity strategies, technology, UN Private Sector Focal Points, UNIDO, United Nations, wind energy, wind power


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PetPlace Chat: Meet Nat Geo's Newest Celeb Vets
January 23, 2020 · PetPlace Staff
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The Minister of Foreign Affairs of Lithuania Linas Linkevičius extended his condolences to the people of Brazil over mudslides at a dam near the city of Belo Horizonte. Lithuania's Foreign Minister wished strength to the families of the victims and to everyone who had been affected by this terrible disaster.
The exact number of victims is still unknown after a dam at the mine collapsed. 200 people have gone missing and about 7 bodies have been found.


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Jason Glenn Art Of Gory Things
Portfolio 2
My Life Story
Wednesday, February 22, 2012
Ron Saks Project Proposal
My Proposal for this project will require four Animators and one Video/Audio crew. What you see in these images is little rough, but I hope you can get the idea. Grumpy Bob is an old grump that gets mad about everything and everything. Bob hates to be around people and hates to be bothered by other people. I was thinking that it would be funny to be having Bob getting ready to go to the bus stop as he waits for the bus another elderly man named Ron, walks up to wait for the bus as well. As he is setting here waiting for the bus Ron pulls out a walk man he presses to play the song of Vanilla Ice "Ice Ice Baby" begins to play or maybe even the song from" 2 live Crew" the song"Me so Horny", anything that is an old song. I think it is funny because your thinking of 2 old men and one starts playing ME SO HORNY ME LOVE YOU LONG TIME song I'm open to suggestions. By this time Bob has had enough looks at the camera and says WOW and then turns to hit Ron with his cane and knocks his false teeth out.
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Tell us what you need
What is the exact name you would like in your logo?
What are the top 3 things you would like to communicate through your logo?
Fun - we run fun club for children aged 5-12 who are on the autistic spectrum, and their siblings, its chaos every week but they ahve the best of times.
Autism - google 'autism' and you will see rainbow colours and puzzle pieces making up logos. We don't want to be too 'typical' but we do want those who know to realise we are an organisation for autism.
Professional - although the club is chaos we run a professional organisation and the logo can't look like it has taken 10 minutes to create with a big marker pen. It has to be a solid strong brand.
What logo styles do you like (image + text, image only, text only, etc.)
Image, text, image and text, you choose. One idea we have considered but thought it would have to be very clever to work well is if the word 'Chaos!' was made up of lots of very small puzzle pieces, a rainbow colour scheme, and a few of the puzzle pieces not in place but scattered around the edge. They would have to be small and that may mean they then wouldn't look like puzzle pieces, so it might not work. Also sometimes puzzle pieces in logos look awful, they have to be done right to make them work.
Thats one idea, if you can make it work we might love it, or it might convince us not to go that way! What can YOU come up with?
Do you have any other info or links you want to share?
This must look professional, it must be memorable, it also needs to be used on tshirts and smaller items so if you go down the puzzle pieces route consider could it be embroidered on to clothing as a small image and still look good.
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text: Jason Feifer is the Editor-in-Chief of Entrepreneur magazine, which has 3 million readers and an online reach of 14 million, and established over 40 years ago as the 'go-to' brand aimed at ambitious people looking for advice and inspiration to 'start, run and grow' their business. He also hosts two podcasts: 'Problem Solvers' - about solving unexpected problems in business, and 'Pessimists Archive' - a history of unfounded fears of innovation. In this in-depth interview, he details the evolving editorial direction and changes he's made since taking the top job; shares what he's learnt from spending time with hundreds of successful high-flyers – what motivates them, how they think, their biggest challenges, and what they get wrong ...and reveals that working with entrepreneurs has inspired him to become one himself.


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Our Story
Yoga Systems Hatha Yoga School is the first Classical Hatha Yoga School in Indonesia with teachers certified by the Isha School of Hatha Yoga in India.
We are dedicated to the process of teaching Classical Hatha Yoga in its full depth and dimension. This purest form of Yoga is a hollistic process towards health wellness and complete inner wellbeing.
Look out for us at workshops in your neighbourhood…….
Our Mission
The Hatha Yoga Effect essentially seeks to increase understanding of the ancient science of yoga; deepening awareness of yoga's true essence and making it relevant to the fast-paced modern environment in which we live. Coming from a source that is the embodiment of yoga, this meditative approach allows you to go beyond the body and mind. We teach Isha Hatha Yoga, a method rooted in the ancient systems but presented in an accessible format so that everyone can benefit from this deep yogic knowledge of the human system.
About Sadhguru (Lineage)
Isha Hatha Yoga was founded and inspired by globally renowned yogi and international best-selling author Sadhguru Jaggi Vasudev. He first founded the Isha Foundation, which is non-profit organisation created to offer various yogic tools for human well-being. He has stated many social projects helping the rural areas of South India as well as environmental projects too. His talks on all aspects of human well-being and life have gained him international recognition leading him to speak on one of the worlds biggest stages including the UN and the World Economic Forum.
He started the Isha Hatha School of Yoga in 2012 which focuses on Classical Hatha Yoga or the physical side of yoga. This is so to reintroduce the most classical form of yoga which dates back thousands of years and bring back aspects of yoga which are largely absent today.
About Maria (Founder & Teacher)
Yoga Systems Hatha Yoga School is founded by Maria D'souza. Its is the first private school in Indonesia to teach Isha Classical Hatha Yoga in its full depth and dimension.
After experiencing the benefits of practicing Isha Hatha Yoga in 2015, Maria gave up a successful career in the Fashion Industry, and undertook the internationally-acclaimed 1750-hour intense Isha Hatha Yoga Training Program in South India in 2017.
Getting cured of a chronic ailment that she was suffering from for 7 years and loosing 18 kgs weight were only some of the side effects of the training which was a very humbling and profound experience of the deeper dimensions of life, that has touched her so deeply that she wants to dedicate the rest of her life to bringing this awareness to as many people as possible.
The Private studio, even though its in the heart of the city, is in a very quiet, peaceful and green surrounding. Classes are taken in an intimate group setting and taught with great care and precision to create a conducive atmosphere for learning the subtle science of Hatha Yoga.
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Picking up the wrong type of milk from the grocery store might not be the end of the world, but if you pick the wrong deal, there's a chance that you'll be in a tough situation. The same can be said for skipping out on your homework – it can be detrimental to your bank account and your portfolio. You're best option is always to cover all the bases and make your decisions based on facts and not your gut feeling. Here's your chance to find out five things you need to avoid to ensure success in your joint venture dealings.
Click here to purchase a copy of "Real Estate Joint Ventures"
Click here for Part One of the 20 Landmines series.
Click here for Part Two of the 20 Landmines series.
Nothing will derail your business plans faster than investing in the wrong property. Believe it or not, this can be easier to do when you have a money partner. Sometimes, the issue is the sheer desirability of the partner himself. Don't let your desire to work with a particular individual cloud your due diligence. There is no question that some partners can make a huge difference to an investor. These folks may have the money and contacts to help you bring deal after deal into your portfolio. Protect that relationship—but not at the expense of the wrong deal!
The other reason people make this mistake is related to greed. The fact that you are working with someone else's money should make you more diligent, not less. You should do more due diligence with JV deals, and always make sure that the deals you are offering to co-venturers are deals that you would be willing to invest your own money in even if the partner didn't get involved.
Don't let the emotional high of closing a deal cloud your judgment. Instead, focus on the deals that make sense. Remember always have a Plan B. If you are not prepared to swing a deal completely on your own, then it's not a "good enough" deal for you to risk someone else's money.
Evasive action
The "perfect partner" is only perfect when the deal makes fiscal sense. Be honest with your prospects about why you want to work with them (e.g., they have the money), but tell them you won't work on a deal that's not a win-win deal for both of you.
Practice the same due diligence when it comes to choosing the deal. Use this question as a measuring stick, "Would I put my mother's life savings into this deal?" In the end, your reputation is your most valuable commodity; a couple bad deals and you could be done. This is not an area where you make mistakes. It's where you under promise and over deliver.
Landmine #12—Not enough information: Your prospect doesn't understand the deal
When a potential money partner turns down a deal, always ask them what you could have done to get them to say yes. Their responses will teach you the importance of making sure your deals are well understood. Sticking with the principle of attraction versus pursuit, the key principle is to "tell, not sell."
Make sure that every one of your prospective partners gets a one-page executive summary of the deal you're working on, or a deal you have recently completed. That summary for a completed deal covers the items in the following list.
Executive Summary
Profit and loss summary (quarterly and annually)
Cash-flow summary
Balance sheet summary:
Initial investment
Joint investor share of gain
Highlights of the past quarter:
Profit and loss, and the cash-flow position (positive or negative)
Plans such as a property rent increase
Summary of any deduction in the mortgage
Economic update:
Five specific items regarding the economic fundamentals of where the property is located
Key factors impacting the local real estate market
The goal of an executive summary is to provide financial detail without overwhelming your potential partner. This showcases your due diligence and your knowledge of the economic fundamentals.
Use the following formula to help present your research:
Landmine #13—The Pollyanna problem: You are overly optimistic and it scares prospective partners
You can make money with real estate investment—and you can lose money, too. Never forget that your partners need to understand both sides of that equation. As the real estate expert, it's your job to find deals that will make you and your partner money. But never try to sell a deal, even a "great deal," as perfect. Make honesty, and realism, your friend.
When REIN™ principals and our guest speakers teach novice investors about real estate investing, we like to talk about the need to look at what's "behind the curtain." Our goal is to remind all real estate investors that they should never take anything or anyone at face value. This has nothing to do with not trusting people. When choosing partners, we simply want you to ask the tough questions so that you can be sure you've got the best answers. Believe it or not, some JV prospects might not have thought about how their interest in a JV deal could be impacted by their spouse's lack of interest in that same deal. Others might want into your deals so badly that they are willing to mislead you with regard to their current financial situation because they see you as a kind of financial savior.
This look at what's "behind the curtain" goes both ways because your business partners will also be asking you tough questions. Learn to anticipate those questions and plan your answers accordingly. Again, under promise and over deliver.
Do this by being honest about what your partners need to know and then deliver the goods. When working with new investors, part of your role as the real estate expert involves education. You want to teach them how to "look behind the curtain" so that they can see that you know what you're talking about.
Real estate experts who focus on being realistic will deliver more than they promised. One of the easiest ways to deal with this issue is to provide estimates instead of hard numbers (see Landmine #14!).
There is no such thing as a guaranteed joint-venture real estate investment. We repeat: there is no such thing as a guaranteed joint-venture real estate investment.
JV investors who ignore this landmine are doomed to failure. Human nature is such that if you quote a range of return, people remember the higher number. So if you say the return will be between 8 per cent and 12 per cent, your partner will remember the 12. If you talk cash flow of $50 to $300 a month (which may be reasonable depending on maintenance and repairs), your partner will hear $300. Worse, they will likely do the math and calculate an annual return of $3,600, perhaps even multiplying that over the course of an investment's projected lifespan.
Never guarantee numbers. Talk in percentages and be realistic about what can impact those figures. If a potential JV partner wants a guarantee, arrange to take their money as a loan and use it to secure a property. This may mean they'll make 10 per cent interest when they could have owned 50 per cent of the property. That is not your problem. They can't have a guarantee and half the property.
A deal isn't necessarily lost when a partner sets terms you can't live with. This is a creative approach to a problem. Some investors find it easier to deal solely with loaned money versus co-ownership. If that's what works for your system, that's okay.
Landmine #15—Stiffed: A JV partner walks out as the deal is ready to close
This is a major frustration and it's not a landmine you can necessarily avoid stepping on at least once in your JV career. Even with the four levels of commitment (a partner's word, cash in your lawyer's trust account, an Expression of Interest letter and a Letter of Intent), some deals fall off the rails just as you're about to sign the legally-binding agreements that will close the deal.
Can you sue them? Maybe. But why would you want to revive a dead deal with a partner you can't trust to meet his end of a bargain? It's probably wiser to put that lesson in the bank and move on.
This is where your Plan B comes into play. Let's say your real estate agent doesn't actually look for a deal until he knows you've got your Letter of Intent along with a partner's word and some cash in trust. And now that agent is frustrated because it looks like the deal can't close, so he's out time and money. At this point, you may also have talked to other members of your real estate dream team, giving a heads- up warning to everyone from your lawyer to your home inspector and property manager.
Your Plan B should enable you to make the deal regardless of what happens with a particular partner. If you have been cultivating new leads, you may even be able to qualify a different partner and sell them 50 per cent of the property soon after the deal closes. This frees up your cash for the next deal—and your next Plan B backup plan.
To keep your Plan A option as open as possible, I suggest the cash deposit you request from your money partner be set at $1,000, with another $5,000 due upon removal of conditions on the deal. If your partner backs out before the conditions are met, you can still walk away from the deal and you won't have wasted a lot of your team's time. When potential partners realize they could lose $6,000 if a deal doesn't close with them onboard, they are more likely to stay in the deal.
Tags: 20 landmines, Don Campbell, going it alone, joint ventures, landmines, real estate joint ventures, russell westcott
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A record number of nominations received for the coming term.
The candidates for the 2020 BVNA Council election have been revealed.
A record number of nominations were received for the coming term, with 14 RVNs competing for the six available places. The nominees are as follows:
Emily Gardiner-Warren RVN
Charlotte Pace RVN
Claire Sincock RVN
Lyndsay Hughes RVN
Susannah Phillips RVN
Craig Tessyman RVN
Lynn Irving RVN REVN
Lacey Pitcher RVN
Lucy Toombs RVN
Zara Livingstone RVN
Laura Richards RVN
Rebecca Winter RVN
Krishna Mistry RVN
Laura Rosewell RVN
"I am delighted with the number of RVNs that have applied to join the BVNA Council and pleased that the number of applicants continues to increase, as this ensures the BVNA can continue to be the strong voice for veterinary nursing," said BVNA president Jo Hinde.
"This year's nominees highlight the diversity that the veterinary nursing career can provide and I'm very much looking forward to learning more about each of them as their individual election campaigns progress."
Voting takes place 1-10 June and runs for both full or student members of BVNA. Members will shortly receive an email from BVNA with details on how to vote.
BVNA has already named its new Student Council Member as second-year diploma student, Molly Vallance. Molly will be ratified at BVNA Congress in October.
For more information about the election, visit the BVNA website.


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This time we are looking on the crossword clue for: Last word before a duel?.
it's A 24 letters crossword puzzle definition. See the possibilities below.
Did you find what you needed?
We hope you did!. If you are still unsure with some definitions, don't hesitate to search them here with our crossword solver.


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Posted By Will Kenny | On 18th, May. 2010 Under News
Eurogamer has the latest exclusive F.3.A.R. trailer to whet your appetite.
Catch it all here.
Entitled, 'Brotherly Love in F.3.A.R.', the video shows Fettel and the Point Man joining forces. Included are some in-game clips as well as live action snippets.
The previous 2 F.E.A.R. games successfully mixed horror and shooting in a spooky fusion.
You can catch the release trailer of F.3.A.R here.
We will keep you posted.
Contact Us About Us Staff Advertise With Us Privacy Policy Terms of Use Reviews Policy Hooked Gamers Community Policy


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Revised results have been posted for the CDOG May 21-22 Qualifier. Teams whose championship entries include times from that meet are encouraged to double-check their entries.
Results have been posted for the BDEV Senior Open Invite.
The application for 2015-2016 Scholar Athlete recognition is now open. Applicants are strongly encouraged to apply using My Account. (Instructions). The deadline is Wednesday, August 3, 2016.
Athlete Travel Assistance program for the 2015-2016 is open. An online request using My Account. (Instructions) and receipts, except for Sectional meets, must be submitted by the deadline Wednesday, September 7, 2016.
Connecticut Swimming Seniors! Send us your post-graduation plans to post on the Athlete Recognition page. Email us your name and plans.


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Modifying this control will update this page automatically
Create Smart Albums to group photos automatically in Photos on Mac
A Smart Album automatically gathers and displays photos in your library that meet criteria you specify. For example, you can create a Smart Album that automatically collects your favorite photos from India.
Create a Smart Album
In the Photos app on your Mac, choose File > New Smart Album.
Choose your criteria in the dialog that appears.
You can set one condition or many.
Click OK.
Your new Smart Album appears with your other albums.
From now on, Photos automatically updates your Smart Album, adding new photos that match the criteria and removing photos that no longer match.
Change the criteria for a Smart Album
In the Photos app on your Mac, select the Smart Album.
Choose File > Edit Smart Album.
Make your changes, then click OK.


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- Recommended Products
Square foot gardening, the revolutionary method developed by Mel Bartholomew, has helped millions of home gardeners grow more fresh produce in less space with less work.
With over 150 new photos and illustrations, this updated edition makes it easier than ever for you to achieve nearly foolproof results in virtually any situation!
Master Gardener Jodi Torpey offers all the information you need to grow champion vegetables: beans, beets, cabbages, cucumbers, eggplants, onions, peppers, pumpkins, squash, and tomatoes. She covers everything from choosing the right varieties and scheduling planting dates to harvesting, preparing, and transporting your produce. She also walks you through every aspect of competitive showing, with useful tips for thinking like a judge.
We all need a personal sanctuary: a place where we can be in harmony with the natural world and can nurture our bodies, minds, and souls. And this sanctuary doesn't have to be an exotic destination, it can be in your own backyard. In Creating Sanctuary, Jessi Bloom taps into multiple sources of traditional plant wisdom to help readers find a deeper connection to the outdoor space they already have … no matter the size. Equal parts inspirational and practical, this engaging guide includes tips on designing a healing space, plant profiles for 50 sacred plants, recipes that harness the medicinal properties of plants, and simple instructions for daily rituals and practices for self-care.
Our industrialized food system is failing us, and as individuals we must take more responsibility for our own health and food security. Leaf crops produce more nutrients per square foot of growing space and per day of growing season than any other crops, especially vitamins and minerals commonly lacking in the North American diet. As hardy as they are versatile, these beautiful leafy vegetables range from the familiar to the exotic. Some part of this largely untapped food resource can thrive in almost any situation.
Eat Your Greens provides complete instructions for incorporating these nutritional powerhouses into any kitchen garden. This innovative guide shows how:
Beginning with a comprehensive overview of modern commercial agriculture, and rounded out by a selection of advanced techniques to maximize, preserve and prepare your harvest, Eat Your Greens is an invaluable addition to the library of any gardening enthusiast.
Craig LeHoullier, tomato adviser for Seed Savers Exchange, offers everything a tomato enthusiast needs to know about growing more than 200 varieties of tomatoes — from sowing seeds and planting to cultivating and collecting seeds at the end of the season.
p>As the average age of America's farmers continues to rise, we face serious questions about what farming will look like in the near future, and who will be growing our food. Many younger people are interested in going into agriculture, especially organic farming, but cannot find affordable land, or lack the conceptual framework and practical information they need to succeed in a job that can be both difficult and deeply fulfilling.
In Fruitful Labor, Mike Madison meticulously describes the ecology of his own small family farm in the Sacramento Valley of California. He covers issues of crop ecology such as soil fertility, irrigation needs, and species interactions, as well as the broader agroecological issues of the social, economic, regulatory, and technological environments in which the farm operates. The final section includes an extensive analysis of sustainability on every level.
Be inspired to get your hands dirty with Garden DIY!
Filled with complete plans and step-by-step instructions, this guide offers a creative mix of both practical and decorative projects for gardening enthusiasts, ranging from easy to advanced. From building raised beds and cold frames to a brick birdbath, mason bee house, and much more, brother-and-sister team Samantha and Daniel Johnson bring you 25 fun outdoor projects. They introduce the DIY mindset, explaining the benefits of building things yourself, and they include an overview of the basic tools needed. Find helpful construction and painting tips, as well as estimated time frames for each task.
Straw bale gardening is an inexpensive, low-maintenance way to grow a bounty of food in a small space. All you need is a bale of straw, some fertilizer, and your favorite vegetable seeds! Craig LeHoullier's step-by-step instructions show you how to do everything from sourcing the straw and setting up your bale to planting, dealing with weeds and pests, and harvesting.
Heirloom Vegetable Gardening has always been a book for gardeners and cooks interested in unique flavors, colors, and history in their produce. This updated edition has been improved throughout with growing zones, advice, and new plant entries. Line art has been replaced with lush, full-color photography. Yet at the core, this book delivers on the same promise it made two decades ago: It's a comprehensive guide based on meticulous first-person research to these 300+ plants, making it a book to come back to season after season.
First published in 1997, Heirloom Vegetable Gardening: A Master Gardener's Guide to Planting, Seed Saving and Cultural History has been out of print, with copies selling online for as much as $300. Mother Earth News is proud to present the original text, together with 100 color photos, in this e-book on CD-ROM.
This remarkable e-book by food historian William Woys Weaver is the bible for gardeners who choose to explore the fabulous flavors, fascinating history and astonishing diversity of vegetables. Taking us far beyond the few dozen vegetables offered in modern supermarkets, Weaver profiles 280 heirloom varieties, providing recipes, growing advice and authoritative history. Want to grow the famous Moon and Stars watermelon? Want to make a Parsnip Pie? This is the e-book that will tell you how.
*PC requirements: CD-ROM drive, Adobe Acrobat Reader (available from Adobe.com)
his remarkable e-book is the bible for gardeners who choose to explore the fabulous flavors, fascinating history and astonishing diversity of vegetables. Food historian William Woys Weaver profiles 280 heirloom varieties, providing recipes, growing advice and authoritative history.
Authors Colin McCrate and Brad Halm show you how you can make your food garden much more productive, no matter how big or small it is. You'll learn their secrets for preparing the soil, selecting and rotating your crops, and mapping out a specific customized schedule that makes the most of your space and your growing season.


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by Bruno Capelo
Let this warm-weather fedora from famed designer Bruno Capelo do all the talking.
An intricate contrasting stitch spirals around the crown and brim and sets the tone for the matching 18-ligne grosgrain hatband. With the cotton sweatband, you'll never want to take this centerpiece off.
Will definitely buy again! Love my purchase, got several compliments first time out!


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BrexitInternational Trade & Investment Related pages
Information about Brexit and the uncertainty you face as a company is spread out and fragmented. You may feel overwhelmed because of this. Rotterdam Partners guides you through the uncertainty by assessing the most relevant reports and sources. We would like to add that Brexit is intrinsically uncertain and that circumstances are continually changing.
Ongoing uncertainty and rapidly approaching deadline command you to take action
Since the British parliament has not accepted the withdrawal agreement on January 15th, many businesses in the Netherlands, the rest of the EU and in the United Kingdom face great uncertainty. At this moment there is no agreement between the UK and the EU on the UK's departure from the EU, so there is only one thing for sure at this stage: the UK leaving the EU without any agreement after March 29th 2019 is now closer than it ever was. The withdrawal agreement provided for a transition period March 30 2019-December 31 2020, but due to the rejection of the agreement by the British parliament this no longer holds. It is no longer time to anticipate, it is time to take action now.
Brexit is not only about trade. It also affects UK citizens in the EU and EU citizens in the UK, which also has consequences for your company if you employ UK citizens in the EU or if your company employs EU citizens in the UK. January 7th 2019 the Dutch government provided Brits living in the Netherlands with clarity regarding their situation after March 29th, also in case of a no deal. Brits are allowed to live, work and study in the Netherlands for another 15 months, from March 30 2019 up until July 1 2020. The Immigration and Naturalisation Service (IND) offers adequate information on its Brexit page for British citizens.
How we can help you
Our Brexit portal offers you all the relevant tools available for companies, discusses the role of the City and the Port of Rotterdam related to Brexit and provides for relevant research into the consequences of Brexit on the Dutch economy. At the bottom of the page you will find the contact details of our International Trade & Investment department, that is happy to answer any of your questions related to Brexit.
More information on Brexit
More information?
Please contact us.


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- Half Term Big Bounce! 28th January 2020
- Tax Free Childcare 20th December 2019
- Community carol service 12th December 2019
PART OF THE ST. THOMAS AQUINAS CATHOLIC MULTI-ACADEMY TRUSTGod is at the heart of our school
At St. Peter's we value experiences outside school. We feel that they enhance the lives of the children and their education. They give staff an opportunity to interact with children in a different environment and they are also fun!
Staff regularly organise day and half day trips to support the curriculum. These trips provide stimulus for learning and enhance school life. Photographs and accounts of school trips are added to the class pages.
Year 4 are offered a three day residential trip to Beaumanor Hall in Leicestershire. They enjoy a program of outdoor activities and team building experiences. This enjoyable trip prepares them for the longer residential in Year 6.
Year 6 are offered an exciting five day residential to a PGL centre. They are given high quality instruction in a number of adventurous activities. They gain self esteem, confidence and teamwork skills.
Class of 2017
Please email Mrs. Coghlan for a link to the rest of the photographs.


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A Lonely Pinwheel
Spins in the Wind at a Grave:
Someone Remembers.
By that Graves, He Walks.
He'll Never Have a Pinwheel. . .
Already Alone.
While His Cheeks are Dry.
A Thousand Tears Flood his Soul
Distant, Lonely Stars.
Chapter 2020. Honestly Self-Aware.
© TheFragranceWriter.com, 2020, except where noted otherwise. All rights reserved.