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Compliance Just Doesn't Matter
That may sound like a bold and foolish statement. There is an intense regulatory burden that is stretching staff resources and driving up the cost to originate. While all of the new rules and regulations are certainly an important priority for all lenders, and one that must be properly addressed, at the end of the day, compliance doesn't matter if you don't have any borrowers.
Even with the flood of rules and regulations and the enormous pressure to comply, lenders must continue to attract new borrowers if they want to remain viable. In the face of these challenges, lenders cannot afford to loose sight of the importance of bringing in new business and constantly looking for ways to drive new business in the most efficient manner possible.
How will your company continue to thrive in such a demanding and compliance focused environment? Identifying and acting on high-quality business opportunities is a big part of the answer. You need to generate leads quickly and efficiently, and then drive them to the point-of-sale. You need to convert them into customers with compliant in-process marketing. You also need to retain them and maximize their lifetime value through repeat business and referrals. It's critically important to create and nourish strong relationships with referral partners in a purchase market.
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In order to survive and thrive in this mortgage environment of constantly changing rules and regulations, heightened competition for borrowers and extreme pressure to produce results, you must realize the need to identify high quality business opportunities. It is critical to identify leads quickly and efficiently and then drive them to the point-of-sale with compliant communications for converting them into clients. It's equally important to retain these clients and to maximize their on-going value through repeat business and referrals.
Engaging these prospective clients in real time across a multitude of channels such as the Internet, email, social media, print, video, and mobile devices highlights the importance of working with a proven marketing automation solution that can illuminate or emphasize the best in your marketing while easing your compliance burden.
That's where marketing automation comes into play. Lenders focused on driving new business and attracting more borrowers are turning to advanced marketing technology to attract more borrowers in today's highly competitive and regulated mortgage market.
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So what is marketing automation, and why should lenders take notice? Marketing automation for lenders can be described as software and strategies that allow companies to consistently attract new borrowers–that is, to nurture prospective borrowers with highly personalized, relevant content that helps convert borrowers into customers and turns customers into raving fans.
Marketing automation typically generates significant new revenue for lenders and provides an excellent return on the investment, in addition to attracting top loan officer (LO) talent to the organization.
Leading LO's demand advanced marketing solutions. These solutions automate engagement with prospective clients and provide relevant updates for in-process milestones while developing and enhancing partner relationships. Marketing automation employs leading technology to maximize marketing relevance and automation of communication that capitalizes on opportunities to increase pipelines and profitability.
LO's experience :
>> Increased pipelines and commission potential
>> Maximize market opportunities
>> Experience a surge in response rates
>> Develop loyalty throughout customer base
>> Gain a clear competitive advantage
>> Automate communications with prospective borrowers and clients
>> Develop and enhance partner relationships
One such example of programs that mortgage marketing automation systems include are automated loyalty programs . Automated Loyalty programs deliver consistent and highly personalized marketing communication. These type of marketing programs automatically deliver powerful messages to a lender's new borrower in the form of "Thank You" cards after closing, satisfaction surveys, one year Anniversary cards, and Mortgage Reviews (terms, rate, new credit review, etc.) after year two to name a few.
These programs are automatically generated within the marketing automation solution which provides "Set-It and Forget-It" functionality. Once set-up in the system, LOs and staff do not have to worry if their borrowers are receiving on-going communication.
This results in significant increases in client retention, referral business, and overall borrower satisfaction and on-going loyalty for future lending needs.
Another powerful tool that is part of a dynamic marketing automation solution is ON-DEMAND CAMPAIGNS.
Custom Campaigns can be run quickly and easily on demand to any mix of contact databases: prospects, applicants, borrowers and partners.
You'll want to run a campaign whenever you spot a tactical sales opportunity – for example, a change in interest rates or other market conditions. On-demand campaigns are also an effective way of just staying in touch with your database – for example, making announcements about significant changes at your company.
Fulfillment is handled quickly and securely at the providers integrated state-of-the-art Production Center, whether you choose conventional mail or e-mail as your delivery medium. Campaign output is always fully personalized to each participating loan officer as well as the recipient – and you can rest assured it meets all regulatory compliance requirements.
At the end of the day, compliance does matter, but it only matters if you have borrowers. That's where marketing automation comes into play. Isn't it time to focus as much attention on driving new business as you do in meeting your compliance obligations?
The Turning Point's MACH3 is a proven enterprise-wide marketing automation solution that supports you and your specific initiatives to address these market conditions. Each person in your organization that is involved with driving growth is empowered to focus on what they do best. For example, Loan Officers are free to close more loans, instead of trying to create marketing materials. C-level executives are presented with sophisticated, yet easy to use tools for more effective oversight and management, while marketing managers can demonstrate their marketing genius and compliantly maintain brand consistency across the organization.
About The Author
Brandon Perry is President at The Turning Point. Brandon oversees all operational and administrative activities of TTP. Brandon brings over 16 years of experience in various financial services industries to TTP which enhances the Company's ability to maintain it's position as industry leader in providing customers with an advanced marketing solution.


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Hawk (Excerpt)
Epic Fantasy, Fantasy || For years, Vlad has run from one end of the Empire to the other, avoiding the Jhereg assassins who pursue him. Now, finally, he's back in the imperial capital where his family and friends are. He means to stay there this time. Whatever happens. And whatever it takes.

subset: commoncrawl


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Dear Editor,
Yesterday you had an image of a mezuzah next to the article about the stolen mezuzos in Bnei Brak. There are big poskim who maintain that shaimos on a computer screen can't be deleted. One would have to wait for the screensaver to kick in, then turn off the machine and reboot.
Why look for problems?
A Matzav Reader


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Alert! To all voting Minnesotans, call your representatives to protect the funding for our rural airports. Found out from Representative Nolan's office that sometime in May or June the House will be voting on the Regional Essential Air Services Bill for Rural Commercial Airlines money. This money comes from taxes on domestic/foreign tickets sold to traveling passengers and some in the House of Representatives consider this as a waste of support to our regional air carriers. Well, Nolan and I do not consider the as a waste of money. Keeping our small community airports open is a necessity as far we are concerned.
Being old, we don't drive four hours to the Twin Cities to hop a plane. We use our local airport and hop a plane to get to the cities, then hop another plane to get around the USA. My 75-year-old husband's 94-year-old mother in South Dakota, from her health decline to death, spent months traveling back and forth. We used the Brainard airport which is only a few miles from where we live.
No way, as old people, we could have done that without our local air carriers. Just the thought of a four-hour round trip every week for months to Minneapolis, navigating lane changes and heavy traffic in the cities, would have scared me to death, afraid of getting or killing somebody.
I am terrified that our local airport will be shut down. Then what are we supposed to do!
Ginger Pendo


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An ordinary home loses 2,000 to 20,000 gallons of water annually on account of leaks, according to the Alliance for Water Efficiency.
Dripping faucets and leaky water heaters aren't difficult to catch. But other leaks like toilet flapper valves or broken water supply lines can go undiscovered for years.
A water leak can be pricely. You're paying for additional water you're not using, and leaks can be destructive to your home.
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If you think you have a leak but can't find the evidence, check your water meter:
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With all the locations water is used in your home, there are a lot of spots you could find a leak.
Leaks can be started by split seals around water connectors, corroded pipes, obstructions and more.
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Best HBA Java with the Judges yet. In one hour you get to meet a bunch of the new Harris County civil judges. This event is 9am-10am Wednesday March 29. You get donuts, coffee and .5 hours MCLE credit. No RSVP necessary, just go to Harris County Civil Courthouse, 17th Floor, Ceremonial Courtroom Conference Suite at 201 Caroline Street.
HBA said the confirmed judges attending and talking about practice in their courts will be:
- The Hon. Kristen Hawkins, 11th District Court
- The Hon. Fredericka Phillips, 61st District Court
- The Hon. Ursula Hall, 165th District Court
- The Hon. Julia Maldonado, 507th District Court
- The Hon. George Barnstone, County Civil Court at Law #1


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The Top 5 Reasons to Attend The BIO International Convention06 June, 2017
The Bio International Convention is the largest and most influencial global event for the biotechnology industry. This year the convention will be held in San Diego from June 19 - 22.
To learn more about it, we sat down with Sarah Arth, CAE, for a short, but enlightening, conversation. As the Vice President of Education at the Biotechnology Innovation Organization, Sarah is responsible for setting the strategy and executing the education program for all of BIO's events, including the BIO International Convention, which regularly attracts over 15,000 biotech and pharma professionals from more than 70 countries.
For someone who has never attended the BIO international convention before, can you please explain the top reasons attendees come and what new attendees can expect?
With over 16,000 biotechnology and pharma leaders all under one roof, the BIO International Convention is the best place for intensive networking and to discover new opportunities and promising partnerships. We bring together all sectors of the life sciences including drug discovery, biomanufacturing, genomics, and much more. For any new (or seasoned) attendee, here are my top 5 reasons for attending:
- Find partners, sustain projects and find funding through BIO's One-on-One Partnering System
- Gain new perspectives from industry leaders in the Education Program—hear from over 800 leaders in over 145 sessions
- Network with over 2,500 CEOs from 76 countries
- Explore solutions and meet service providers in one of seven product focus zones in the BIO Exhibition
- Take advantage of one of the many networking opportunities to make new business connections
You have training and boot camps before the convention officially opens—what are the benefits of attending these? Who generally leads these courses?
BIO provides the Biotechnology Entrepreneurship Boot Camp and Executive Training Programs during the days leading up to the BIO International Convention. Each course provides a hands-on, tactical learning experience specific to the subject matter. The Biotechnology Entrepreneurship Boot Camp trains participants to develop the skills necessary to transform technology and invention into a viable company. Every year, faculty from the host region bring fresh insights into the program, while a core faculty of entrepreneurs and academia return to present materials that have proven effective over the years. To see this year's program, visit: http://convention.bio.org/bootcamp/
Two courses make up the Executive Training Courses:
- Business Development Fundamentals
- Advanced Business Development
These courses support the activity that takes place at BIO's partnering and investor events and are a must attend for anyone focused on life sciences business development. The courses are taught by experienced business development professionals and experts from the fields of law and public relations. All faculty have hands-on experience with deals and licensing in the life sciences industry.
Can you offer some insight into the key 2017 trends or topics that these sessions will focus on?
The BIO International Convention program covers an array of topics (over 145) critical to the industry that promise to challenge and inform. A look at the line-up of Fireside Chat speakers demonstrates the diversity of the program. Seven Fireside Chats are now scheduled that will explore a range of breakthrough topics, including investment strategies and pitfalls, the need to ensure patients' voices in drug development and navigating the drug approval process. The complete line-up can be found here.
In addition, BIO 2017's Super Sessions offer compelling, topical and relevant discussions on topics ranging from what manufacturing strategy is best for producing new drugs to how Washington and the Trump administration may impact investment and trade to a debate about affordable access to innovative medicines. Beginning on Monday afternoon, the five 75-minute sessions will run every day of the Convention with the last one appropriately focused on looking to the future.
With over 18 different tracks, we are working to showcase the hottest topics in the industry, whether it is a discussion on the value of biopharmaceuticals or a discussion on the latest science in gene editing, the BIO International Convention has it all. Here is a list of program highlights, but I encourage all who are interested to take a look at the entire program online at convention.bio.org/program.
From video games as occupational therapy and diagnostic tools to the opioid epidemic, this track covers the compelling science that will address new ways to treat, cure, and even prevent brain disorders.
Business Development & Finance
Explore the unique life sciences business landscape from all angles with seasoned professionals highlighting deal structures and models for advancing public-private partnerships, venture capital opportunities for small businesses, lessons on sizing up deals and novel approaches that can transform research breakthroughs into outstanding patient care.
Review the growth of digital health and its implications for disrupting or integrating healthcare over the next decade. Digital health technology is enabling a fundamental shift in the value chain from applications in personal genomics, detection technology and artificial intelligence to investments in the biotech sector.
Harnessing Big Data to Drive Innovation in Biomedicine
Analyze creating an infrastructure to translate the data tsunami into actionable knowledge for researchers, drug developers and clinicians.
Learn how companies are facing the challenges of staying relevant in the fast paced, cancer R&D ecosystem, including exploring the exciting potential of CAR-T therapies, the promise of combination therapies for cancer research and whether immuno-oncology drugs could supplant tumoricidal drugs and radiation as first line therapy for most cancers.
Value, Patient Access, & Commercialization
Examine the entire value chain for drugs from Outcome Based Contracting (OBCs) to patient perspectives on value assessment frameworks, and much more.


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4.20pm: Our engineers have confirmed that the issue has been resolved. Customers who were affected should now see their services resuming.
3.15pm: Engineers are currently working on the fault and expect it to be resolved at 5pm.
2.30pm: Our supplier has confirmed that customers in York are currently experiencing issue with voice and data, affecting around 2000 customers. Engineers have identified the issue and are working to resolve it.


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I'm less familiar with Croatian grape varieties as I am with Hungarian, but this last trip to Hrvatska expanded my knowledge. Like Hungary, Croatia has a long wine tradition dating back to pre-Roman periods with many wins favored by nobility throughout Europe. Here is a subset of Croatian grape varieties to start your studies.
Crljenak Kaštelanski (Tribidrag) (r)
Crljenak Kaštelanski was an almost extinct Dalmatian grape varietal until DNA fingerprinting revealed that it was an exact DNA match to both Zinfandel and the Italian grape Primitivo. It was once the most dominant red grape in Dalmatia with written records reaching back to the 15th century but susceptibility to disease lead to its decline. Yet after the DNA match the grape is being replanted with the advantages of ripening early and needs less sun than its child Plavac Mali (plus produces less tannins). Try the Dubrovački Podrumi Crljenak Kaštelanski.
Plavac Mali (r)
Grown throughout Dalmatia as a replacement to the disease ridden Crljenak Kaštelanski and now the most important red wine grape in Croatia. Plavac means blue, and Mali means small but this offspring of Crljenak Kaštelanski and Dobričić packs a punch with cherry flavors, spice, and tannins. The high alcohol and acidity lead to solid aging potential as in the Plavac Mali wines from Miloš Winery.
Graševina (w)
Although not indigenous to Croatia, Graševina (Welschriesling, Olascsrizling in Hungary, and Laški Rizling in Slovenia) is the most widely planted wine grape - particularly in Slavonia where it thrives on cooler soils and a continental climate. It is intended to be consumed young and shows its popularity and the Croatian equivalent of boxed wine. However for those producers producing a deeper style, minerality replaces some of the fruity and flowery characters with the remaining crisp acidity. The Krauthaker Graševina Mitrovac was one we discovered. There's also the Adžić Winery Graševina available in the U.S.
Malvasia Istriana (w)
Malvazija (Malvasia in Italian) comes from the Istria peninsula and is known for creating intense wines that can be drunk young like a fresh Sauvignon Blanc or barrel aged for a more complex style. One of these with excellent minerality is the Piquentum Malvazija Blanc.
Debit (w)
Debit grows best in the central and north coast of Croatia and is characterized by golden yellow grapes that provide green apple flavors and abundant citric acidity. Try the Bibich Winery Debit
Pošip (w)
A popular grape coming from Dalmatia and associated with islands of Hvar and Korčula. These wines are flavorful, rich and textured with strong aromas and refreshing notes. Toreta Winery is a large producer of this grape.
Babić (r)
Babić are blue wine grapes grown mostly in Dalmatia. These are full bodied wines featuring dark berries, plums, and figs, as well as distinct spices. The Bibich R6 Riserva blend is a great example.
Bogdanuša (w)
This grape is native to the island of Hvar in Central Dalmatia, translates to "a godsend", and is traditionally drunk during religious festivals. The Carić Vina is the only version of this wine exported to the U.S.
Dobričić (r)
This grape is from the island of Šolta (near Split) and with Crljenak Kaštelanski is the other parent of Plavac Mali. The grapes are extremely dark red and creates a purple wine -- sometimes called "the darkest wine of Dalmatia". The grapes do not produce much sugar so varietal wines are low in alcohol as well as extremely low in acids. But be prepared for a tannic tail to create s bitter sour cherry finish. While visiting Šolta stop by Agroturizam Kaštelanac to taste different styles of Dobričić.
Vrbnička Žlahtina (w)
Vrbnička Žlahtina is mostly grown on the island of Krk, the largest of Croatia's 1000+ islands, and benefits from colder climates. It produces light, refreshing white wines with floral and white fruit aromas. Try the Šipun Žlahtina.
Teran (r)
Up until a century ago, this grape was the most widely planted in Istria. In best of times the wine is "ruby-red, almost purple wine of a typical, fruity aroma that is easy to recognize, and has hints of berries and pepper, unusually high acidity and high tannins and not too high alcohol content: 12 – 13%". Good luck finding it outside of Istria since there is an EU dispute with Slovenia over naming rights.
Dingač (r)
Dingač is not a grape but a Plavac Mali wine produced in the Pelješac sub-region of the Middle and South Dalmatia wine growing region. Its included here because there can be some confusion on its definition.


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Federal grant to let Clark County district add 3 magnet schools
The $14.8 million U.S. Department of Education grant will allow Gehring Elementary and Lied and O'Callaghan middle schools, all in Las Vegas, to fully convert to magnet schools with a focus on science, technology, engineering and math.
October 30, 2017 - 4:48 pm
Updated October 30, 2017 - 5:07 pm
The Clark County School District will use a federal grant of nearly $15 million to launch three new magnet programs, creating more seats in the specialized schools that have thousands of students on their wait lists.
The $14.8 million U.S. Department of Education grant announced Monday will allow three schools — Gehring Elementary and Lied and O'Callaghan middle schools, all in Las Vegas — to fully convert to magnet schools with a specialized focus on science, technology, engineering and math.
"We're extremely excited for this amazing opportunity for our students to really dig deep and explore science and technology," said Gehring Principal Amy Yacobovsky.
Both Lied and O'Callaghan will become the first full magnet middle schools in the district.
The district's magnet programs have been nationally recognized through Magnet Schools of America. Like career-technical academies, magnet schools are a choice program for which students must apply.
Magnet and career-technical schools tend to outperform their traditional counterparts, with more students reaching proficiency in reading or math and graduating at higher rates.
Thousands of students are stuck on the wait list for such programs, with 16,120 students applying for only 9,614 spots this year.
"These three new magnet schools in various parts of the valley will add more opportunity for choice — the original choice in the Clark County School District — for our parents and students," said Superintendent Pat Skorkowsky.
The application process will be phased in at each of the three schools. The process assigns seats based on geographic area, with consideration given to whether a student has a sibling in a magnet school or is coming from another magnet school.
Students who are currently enrolled in the three schools won't need to reapply to keep their spots. And as students of a new magnet school they could increase their chances of applying to other magnets as they grow older.
"As we know right now, with technology all over the world, we have to make the serious investments in our children to make sure that we generate the next generation of innovators," said Rep. Ruben Kihuen, who worked with the local congressional delegation to secure the grant.
Axely Jimenez, a sixth-grader at O'Callaghan, also recognizes the value of her school's new magnet designation. She knows that some students don't have the option to attend the school she already enjoys.
"I'm excited for next year, that it's going to be a magnet school because it's an opportunity for people to come in," she said.
Contact Amelia Pak-Harvey at email@example.com or 702-383-4630. Follow @AmeliaPakHarvey on Twitter.


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What is fabricated or induced illness ?
Fabricated or induced illness (FII) is a rare form of child abuse. It occurs when a parent or carer, usually the child's biological mother, exaggerated or deliberately causes symptoms of illness in the child. In fabricated or induced illness, the parent may present the child as ill when they are healthy, deliberately induce symptoms of illness, manipulate test results, or exaggerate or lie about symptoms.
Why does fabricated or induced illness occur?
The carer may benefit from the attention in some way. There may be somatoform disorders in the carer, where they have multiple, ongoing medically unexplained symptoms. Personality disorders can have an impact, and, the opportunity for financial gain. Often, many of these issues occur together.
Fabricated or induced illness is often unreported, undetected, and is emotionally harmful. It is very complex issue. Usually involving the child's mother, most cases are children under five at the start. It is, however, very rare. In one two-year study, they found just 89 cases.
Fabricated or induced illness is really an interaction between three key variables: the child's health, the parent's view, and the medical view. Fabricated or induced illness covers a wide range of behaviours in carers, from anxiety to deliberately causing symptoms. Some psychiatric illnesses and conditions may also affect the carer's perception.
Indicators of fabricated or induced illness
Some of the indicators of fabricated or induced illness, include:
- the medical history doesn't make sense
- treatment is ineffective
- the symptoms disappear when the carer isn't around, and
- they can be seen repeatedly by different professionals looking for different things.
In all cases, the child's normal life is restricted. Cases of fabricated or induced illness are very complex. Where fabricated and induced illness is suspected, referrals should be made without alerting the child's carer.
The slides used in the video are available as a download to use in training groups of people. The download is available to members of Safeguarding.Pro, the essential resource website for Designated Safeguarding Leads (DSL) in school.


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Is the Star Wars franchise at risk of inbreeding under Disney's command? This Star Wars Day, Kevin and I share our latest musings on the beloved cultural force.
Tag Archive > long tail
Episode 152: Help Me, Internet
Ep152: Help Me, Internet [ 1:03:32 ] Play Now | Play in Popup | Download
Episode 078: Big Bad TV Daddy
As I hope many of you are already aware thanks to various sources around the Internet, FOX recently announced that the best sci-fi series currently on television, Fringe, will be moving to the "Friday Night Death Slot" when American Idol returns. Obviously, we here at BF are upset about this, so we assembled a panel […]
Ep078 Big Bad TV Daddy [ 53:24 ] Play Now | Play in Popup | Download


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Read all about it – find out how people, businesses and communities are using Inmarsat to meet their own mission-critical communication needs.
Or let us keep you posted automatically about what's happening at Inmarsat by registering to receive our news by email, by subscribing to our RSS feed, or by following us on Twitter.
14 December 2015: Inmarsat will provide attendees at the Satellite Industry Association's (SIA) 11th Annual DoD Commercial Satcom Workshop with live, interactive demonstrations of Global Xpress, the first commercial Ka-band network from a single operator to span the world, as well as its new line of innovative L-band services that support the U.S. government's ongoing mobile communication requirements.
Inmarsat will showcase "a new era for satcom" through its live demonstrations and user applications, which are taking place between 17-18 December at the Crystal Gateway Marriott in Arlington, Virginia.
The hands-on showcase will allow attendees to interact with live set-up and satellite acquisition through Global Xpress terminals.
"Traditional VSAT can be laborious and time-consuming to set up, but Global Xpress has been designed with the Department of Defense (DoD) user in mind, which means users will see the same ease of use they have come to expect from our BGAN products," said Kai Tang, Vice President, Market Development, Inmarsat U.S. Government Business Unit.
In addition, attendees will experience Inmarsat's new line of innovative L-band services that meet the end users' requirement for highly reliable, secure and affordable satellite communications anywhere, such as BGAN HDR, LACE, IsatHub and IsatPhone.
Peter Hadinger, Inmarsat U.S. Government Business Unit's President, will also be taking part in the "Combined Senior Leadership" panel, from 13:00 to 14:45 on Friday 18 December.
The panel brings together senior government and satellite industry leaders who will share their views on evolving COMSATCOM policies, in particular, on how these policies affect the United States' ability to provide maximum COMSATCOM capabilities to the servicemen and women.
Moderated by VADM Lyle Bien (Ret.), additional panellists include Rep. Jim Bridenstine (OK-1); Douglas Loverro, Deputy Assistant Secretary of Defense for Space Policy; Ken Peterman, Senior Vice President, Government Systems, ViaSat; and Jeff Trauberman, Vice President, Space Intelligence and Missile Defense, The Boeing Company.
The discussion will focus on how these capabilities must be established in a highly efficient and economical manner through improved government and industry partnerships.
For more information about the SIA DoD Commercial Satcom Workshop, visit: www.dodsatcom.com/ginfo.html.


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Five Gaelic football teams to watch in 2019
Ahead of the new year, we pick out five teams to watch as they aim to improve on their respective 2018 campaigns.
While 2018 finished on a disappointing note for the Tribesmen, the year presented some important milestones: a League final appearance upon their return to Division 1, a Connacht title, and breaking an 18-year wait for both an All-Ireland semi-final appearance and a championship win at Croke Park.
Kevin Walsh will be eager for his side to kick on in the coming year. The Westerners are still a young side, who did not have experience of competing in latter stages before 2018.
Established as the number two side in Leinster, the Lilywhites are looking ahead after acquitting themselves well in the Super 8s and clinching the All-Ireland U20 title. Life in Division 2 ought to mean they could enter the summer with momentum unlike last year, as Cian O'Neill looks to build on the progress of 2018.
While Daniel Flynn's unavailability is an undoubted drawback, there is much to be optimistic about for Kildare football.
The likely Leinster semi-final showdown with Dublin was not the kindest of draws, but they cannot afford to slip up in the early rounds like they did against Carlow in 2018. Consolidating their top-eight spot by reaching the All-Ireland quarter-final group stage once again is a realistic goal.
Fancied by many as the team best equipped to halt Dublin's drive for five, the Kingdom come into the New Year as somewhat of an unknown quantity. Retirements and a managerial change throughout the winter would suggest that they are set for a transitional period. However, as we know, history dictates Kerry football does not do transition periods – Sam Maguire is the target every year.
The fact that the Munster kingpins have not featured in football's biggest day since 2015 means that Peter Keane will not be afforded any huge patience, as they aim to prevent their great rivals from becoming the first team to complete a historic five in a row.
The burning question is how quickly can Keane get this young group to adapt to senior intercounty football?
For the 2018 Ulster champions, there is much to be optimistic about. How much further could they have progressed last year had Paddy McBrearty stayed fully fit?
Declan Bonner successfully integrated several stars with whom he tasted success at underage in recent years. As those exciting talents continue to burst through, the county needs to make hay while the sun shines with generational talents like McBrearty and Michael Murphy at the peak of their powers.
Should their top stars remain fully fit, and buoyed by the addition of Stephen Rochford to the backroom team, Tír Chonaill will be well placed to be amongst the top challengers to Dublin in 2019.
All eyes will be on Mayo in the coming months as James Horan returns as manager. The Connacht side reached four finals in six seasons between 2012 and 2017, but fell flat in 2018.
However, there is little doubt that they can bounce back once again and mix it with the big guns next summer.
With Andy Moran back for another year, they are not losing any of the main stars from recent years as Horan hunts for the final percentage.
Source: Read Full Article


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Inspired by creativity, this print includes crazy shapes in all sizes that burst off this rich Violet background to create an abstract object print.
This is our signature item that sells out regularly with good reason! Featuring a beautiful drape down the back and an extremely flattering cut, it gives a classic silhouette, making the Harvest top as versatile as they come. An essential piece that will have you wondering how you ever survived without it.
This garment is made from 100% Crepe Rayon.
Cold hand wash.


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english dictionary definition meaningYesDictionary.com
English Dictionary 2005-2009
|dictionary |Business Directories,Company Directories |ZIP Code,Postal Code
u : [j'u]
Molt \Molt\, Moult \Moult\, v. i. [imp. & p. p. {Molted} or
{Moulted}; p. pr. & vb. n. {Molting} or {Moulting}.] [OE.
mouten, L. mutare. See {Mew} to molt, and cf. {Mute}, v. t.]
[The prevalent spelling is, perhaps, {moult}; but as the {u}
has not been inserted in the otherwords of this class, as,
bolt, colt, dolt, etc., it is desirable to complete the
analogy by the spelling {molt}.]
To shed or cast the hair, feathers, skin, horns, or the like,
as an animal or a bird. --Bacon.
[1913 Webster] Molt
U \U\ ([=u]),
the twenty-first letter of the English alphabet, is a cursive
form of the letter V, with which it was formerly used
interchangeably, both letters being then used both as vowels
and consonants. U and V are now, however, differentiated, U
being used only as a vowel or semivowel, and V only as a
consonant. The true primary vowel sound of U, in Anglo-Saxon,
was the sound which it still retains in most of the languages
of Europe, that of long oo, as in tool, and short oo, as in
wood, answering to the French ou in tour. Etymologically U is
most closely related to o, y (vowel), w, and v; as in two,
duet, dyad, twice; top, tuft; sop, sup; auspice, aviary. See
{V}, also {O} and {Y}.
[1913 Webster] See Guide to Pronunciation, [sect][sect]
[1913 Webster]
adj 1: (chiefly British) of or appropriate to the upper classes
especially in language use
n 1: a base containing nitrogen that is found in RNA (but not in
DNA) and derived from pyrimidine; pairs with adenine [synonym:
{uracil}, {U}]
2: a heavy toxic silvery-white radioactive metallic element;
occurs in many isotopes; used for nuclear fuels and nuclear
weapons [synonym: {uranium}, {U}, {atomic number 92}]
3: the 21st letter of the Roman alphabet [synonym: {U}, {u}]
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…just exploded every abstraction looking for a solution in macro-economics, the destructive monopoly paradigm of private finance and does more to benefit the individual, every legitimate business model and enterprise and the entire system than economists and politicians on both sides of the aisle have accomplished since forever.
And all you have to do is play the policies out in present time and that proves it.
The new monetary and economic paradigm of Direct and Reciprocal Monetary Gifting extends, innovates and integrates the insights of a nearly one hundred year old economic theory, the most cutting edge insights of current heterodox economists and reformers and the monetary mechanics of MMT. It's the "whole ball of wax", the genuine article, the unassailable progress known as a paradigm change.


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By Amy Gorin, MS, RDN
Looking for an easy no-bake dessert the whole family will love? You'll love this healthy fruit pizza with cream cheese. It's one of the tastiest healthy summer desserts out there!
Pizza for dessert?! Yes! This pizza recipe is light and sweet, thanks to the whipped cream cheese and fruit toppings.
Make this dessert pizza with cream cheese tonight for the whole family to enjoy.
Disclosure: This blog post is sponsored by Flatout. All opinions are my own, of course (and as always)!
I have a gigantic sweet tooth. But as a registered dietitian, I aim to make dessert on the healthy side. So I started playing around in the kitchen to whip up a dessert pizza that also delivers a dose of nutrition.
I decided to make my fruit pizza recipe with cream cheese using a Flatout Artisan Thin Pizza Crust.
The bread is now one of three varieties of Flatout flatbreads endorsed by Weight Watchers for between 2 and 4 SmartPoints values. The others are Flatout Light flatbreads and Flatout ProteinUp CarbDown flatbreads.
Each Flatout pizza crust is just 130 calories and 4 SmartPoints values—and delivers 12 percent of the daily value for satiating protein.
How to Make Fruit Flatbread
How to make fruit pizza? To make the dessert flatbread, I first toasted the pizza crust in the oven to give it a nice golden brown crisp. I let the crust cool completely. I didn't use parchment paper or a pizza pan but if you want to, go for it!
Then I whipped up a pizza base with light whipped cream cheese (you don't need to make this overly sweet by using a sugar cookie crust or cream cheese frosting), flavored with orange zest and just a little bit of honey.
If you want the cream cheese topping a little sweeter, you could also mix in a drop or two of vanilla extract.
And then to finish off the healthy fruit pizza crust recipe, I piled on the toppings: lots of fresh fruit (which are freebies on the Weight Watchers plan)!
And there you have it: a nutritious dessert. Each piece of this Flatout Fruit Pizza is only 100 calories or 4 SmartPoints values. In addition to being yummy, the easy fruit pizza also provides protein, which helps keep hunger at bay.
Want More Healthy Flatbread Recipes?
This Weight Watchers fruit pizza recipe took less than 15 minutes to make. So it's easy enough to whip up for dessert (I may be making this fruit flatbread creation for my boyfriend and I tonight!)—yet fancy enough to serve at a party.
This healthy dessert flatbread recipe would also make a great afternoon snack for the kiddos. It takes just minutes to make and is colorful like a rainbow!
If you love this Weight Watchers fruit pizza recipe, you'll also want to give these flatbread recipe ideas a taste:
Grab the whole family, and get ready to make this cream cheese fruit pizza! It tastes delicious at room temperature. If you want it even sweeter, add a sprinkling of powdered sugar.
What are your favorite flatbread dessert recipes? What's your favorite way to cook with thin pizza crust? Let me know what you think of this cream cheese dessert pizza?
Comment below, or tag @amydgorin on Instagram and Pinterest and @amygorin on Twitter and Facebook.
Healthy Fruit Pizza with Cream Cheese
- 1 Flatout Rustic White Artisan Thin Pizza Crust
- 3/4 cup light whipped cream cheese
- 1 tsp orange zest, divided
- 1/2 tsp honey
- 1/2 cup blueberries
- 6 strawberries, de-stemmed and quartered
- 1 kiwi, peeled and sliced
- Preheat the oven to 375 ° F.
- Heat Flatout pizza crust on a nonstick baking sheet for 5 minutes, then cool. Meanwhile, combine cream cheese, 1/2 teaspoon orange zest, and honey in a small bowl. Use a knife to spread cream cheese mixture onto pizza crust.
- Then top with blueberries, and strawberry and kiwi slices.
- Garnish with remaining orange zest, and slice.
Fat (grams)5
Sat. Fat (grams)1
Carbs (grams)12
Fiber (grams)2
Sugar (grams)4
Protein (grams)4
Sodium (milligrams)140
Cholesterol (grams)20
Did you make this recipe?
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Don't forget to sign up for my weekly newsletter to get updates delivered straight to your inbox! Also download my free plant-based grocery list and meal plan.


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Clayton Patterson Kisses for New York Times Magazine
Prolific Lower East Side documentarian Clayton Patterson and wife Elsa Rensaa are together on the front page of the New York Times Magazine this week. Smooching. The cover is one of 24 unique takes for the occasion, in which couples kissed during a 24-hour period back in mid-May.
Photographer Ryan McGinley captured the images.
Patterson and Rensaa have been together for 46 years, and still reside on Essex Street (i.e. the Outlaw Art Museum).
"I thought there was too much salt and vinegar in my veins to get something romantic like this," Patterson quipped in an email.
Below is an excerpt from the lifestyle piece:
This special issue of The New York Times Magazine is dedicated entirely to love in New York City over the course of a single day: Saturday, May 19, 2018. All the photography was shot on that date between 12 a.m. and 11:59 p.m. By choosing this theme and so tightly limiting the time frame, we hoped to convey the city's magical density of intimacies, the way it juxtaposes (especially as the weather begins to warm) the private communion of one pair of lovers with the rollicking public energy of the bustling crowd — itself composed of numberless lovers communing privately amid the noise, all the center of their own universe.
The plan was to drive around and pick up couples in a truck, photographing them as the city rolled by.
As the day went on, couple after couple climbed aboard, were harnessed in and began to kiss. As McGinley snapped away and cheers went up from onlookers on the sidewalks, the couples responded by focusing even more intently on each other, staring into each other's eyes, holding each other's faces, as if, in a city of millions, there were no one else.


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About Area 23
Area 23 is the healthcare advertising agency that finally figured out, once and for all, this whole best-of-both-worlds thing. On one side, we're tapped into every last resource of the FCB mothership (there's nothing we can't do, including double negatives). And on the other side, we've maintained the culture of a mid-sized shop. We break rules, we take our business personally, and we have fun doing it.
Still want the facts?
Area 23 is an affiliate of FCB Health and part of the Interpublic Group of Companies (IPG), a publicly owned company. There are 175 employees with a combined weight of 9250 Kg.


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Companies work hard to find, hire and retain good people. As a workforce, we humans by and large are good workers who care about the work we do and the companies we work for. But, as humans, we are all fallible! It is the nature of life that we make mistakes! When it comes to IT and data security, innocent mistakes can lead to a significant tragedy; in the extreme, it can lead to the bankrupting of a company.
Most businesses – and people for that matter – worry far more about getting viruses, malware and/or phishing emails than they do about Joe or Jennifer who may be sloppy with user names and passwords, or who may leave their data-laden, unprotected computer in a cab in NYC. Of course, let's not forget that most often the way into a company's computing environment for viruses, malware and phishing emails is Joe or Jennifer's device.
They don't want to screw up. They aren't IT security experts, and if the company fails to protect Joe and Jennifer from themselves, it is shame on the company! Right now, our blog is focusing a lot on security in the cloud. In fact, we have written both a white page and an infographic on securing your environment in the cloud. The cloud will protect your company's data far more than any home-grown, on-prem environment. But, first, let's look at the cost of that laptop that was left in a New York City cab.
The Ponemon Institute Study, "The Cost of a Lost Laptop"
Often, SMBs undervalue the true cost of a lost laptop: It's just a laptop, we can buy another one. But, the cost of that laptop is peanuts in comparison to the cost of the data itself. The Ponemon Institute conducted a study, "The Cost of a Lost Laptop," in order to determine just what a misplaced computer could potentially cost a business after all was said and done. In conducting the study, Ponemon took the following seven cost components into account: replacement costs, detection, forensics, data breach, lost intellectual property costs, lost productivity and legal, and consulting and regulatory expenses.
Their study accounted for what it would cost to get another of the same device for the employee, the work involved with detecting the loss in the first place, searching for it, the potential expenses involved with a data breach (including loss of property and legal expenses), and any follow up that would concern consulting and regulatory parties.
The final cost? Before we get to that, consider the original cost of the laptop, for perspective, was $1,500. In the end? A lost laptop could cost up to $49,246! What's more, 80% of that is made up of costs associated with data breaches. If that device was nothing more than the employee's portal to the cloud, the total cost would be $1500, and no one would have access to the data – ever!
Employees have the greatest potential for error. Firewalls, anti-malware and other types of security software are generally very well designed and deployed, which means they're very good at doing their job. But if an employee decides to turn off auto-updates to that software, because they find it annoying? There's your security threat. The same goes for how employees may not follow best practices for password management or may forget a company device in a taxi.
If the company doesn't have IT that's sophisticated enough to really protect against the threat, they are just hanging themselves out there to pay a ransomware fee. You'd be surprised at the types of companie finding themselves paying ransomware … companies who employ large IT staffs!
All of this goes to show why it's so important to come into the cloud. The cloud provides numerous fail-safe systems and best practices, all that help ensures your staff's whoops won't bring your company down. We call it, The 7 Habits of Highly Effective EUC Environment Security…in the cloud.
Even today, many people still want to believe that on-prem is the safest way. Taking just one nugget from our white paper, consider the economies of scale when comparing an on-prem solution provided by even a big SMB vs what a highly experienced cloud services provider can invest. When it comes to IT security, no matter what, money equals better security. And, there is just no comparison between what you can spend when you are keeping 10s of thousands of end users safe, vs 300. Next week, we will be discussing in detail the economies of scale for providing IT security.
For now, don't forget to check out our white paper and infographic on security…then, reach out to us as we will make your EUC environment far more secure.
Contact us today. email@example.com or 844.645.6789. Follow us on social media: Twitter | Facebook | LinkedIn.


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Abu Dhabi National Oil Company will sign an agreement with Saudi Aramco and Indian companies on Monday for an up to 25% stake in a planned $44 billion refinery and petrochemical project in India, a government source said.
Major oil producers are targeting Asia where fuel demand is growing, as a stable outlet for their oil, Reuters reported.
India, the world's third biggest oil importer and consumer, aims to expand its refining capacity by 77% to 8.8 million barrel per day by 2030.
"The deal will be signed on Monday," said a government source. ADNOC plans to invest $45 billion over the next five years to expand its refining and petrochemical operations.
Saudi Aramco in April signed a deal with Indian state refiners for a 50% stake in the planned 1.2 million barrels per day project to be built on the country's west coast.
Indian Oil Corp, the country's top refiner, owns a 25% stake in the project, while Hindustan Petroleum Corp. and Bharat Petroleum Corp have a 12.5% stake each.
Aramco had said in April it may introduce a strategic partner to share its 50% stake. This would be ADNOC's second investment in Indian oil and gas sectors after a deal to lease part of Indian oil storage in southern India.


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I know this personally. This awful disease stole a man I loved! It left an empty stare, unknowing eyes, a loving man that no longer recognized his wife, but talked incessantly about his beautiful bride! A man that thought his daughters were his sisters, save one. Alzheimer's did not cause his death, but it robbed us all of his last years. Those years were tough, very tough. Alzheimer's took away my dad!
I, for some unknown reason, was the only daughter he remembered to his last breath….I know, I held him as he passed from this life. Mike and I returned home from our retirement tour in Germany. Pensacola was not the retirement spot we had on our agenda, but it would become home. After a few weeks of staying with my parents and looking for "our" perfect retirement home, Mike asked me if I had taken a good hard look at my parents. He said "your father is not the same man, your mother looks tired, very very weary". I stopped in my tracks, could I have missed such a huge change. We had come home early to host my parent's 50th wedding anniversary. It had been a whirlwind, but now life was back to normal. No, I had not noticed or had I just not wanted to see what was before my eyes.
That evening the proofs of the 50th wedding anniversary were delivered. As we looked through them, what had been hidden in real life glared at me. Dad did not look like Dad! No, there had to be something else wrong.
The next day I talked to my mom. She agreed that dad needed a good checkup. He had not really been his funny self. So the task began, what was the cause. I remember one day in a doctor's office as the doctor asked my dad, what day it was, what time of year, who was the president, that my father looked over at me and said to get him out of there, "This doctor is confused. He doesn't know it's Wednesday or that Bush was just elected president. I think this Doctor is going crazy!" Dad was completely lucid. A lucidity that would come and go. Dad was eventually diagnosed with Alzheimer's. An extremely difficult reality set in. Life had changed and now we must too.
And so it goes with Alzheimer's. We had an Alzheimer's counselor to my parents home for a family meeting. The news was grim. The meeting did not go well. Some of my siblings would just not accept the diagnose or the changes that it would mean in both my mother and father's lives. The next 2 1/2 years were extremely difficult.
The moments, both good and bad, are now treasured in my heart. I learned to love on many levels, to help care as I had never cared before. In many ways I became the parent, a role I was not prepared for or had asked for, but it was starring me in the face. I could with the grace of God get throrugh these times.
My dad loved to feed the squirrels. The moment I saw Whimsical Autumn I knew I would make a card with the squirrel……for my dad. So dad this one is for you.
Today we, all of Flourishes, join Carolyn, "Cammie" King at her blog, My Blog, and GinaK Designs in a strong statement of support of the Alzheimer's Association. The very moment I saw the announcement I knew I had to contact them and ask if we could join in a unified support of this action. I also approached the other flourishes, Nancy Kirk and Sharon Doolittle. They agreed. My next step was to Julie Koerber , our Design Team coordinator. Would she poll the design team and Friends of Flourishes bloggers team. Yes, they would join us in today's effort. You can too. Join us in the hop between the blogs. See the great cards made for this day. If you can, buy this set as Carolyn is donating 100% of her proceeds to the Alzheimer's Association in memory of her grandmother, another stolen by Alzheimer's. I personally thank GinaK for taking this and so many other charitable activities on and sharing with all of the big hearted stampers. This great cadre of talented folks know how to circle around, truly coming together for great causes. I know you will again!
Cammie is giving away a wonderful assortment of blog candy that was all donated by "sister" organizations". Be sure to stop there and get your name in the running. If this is your first stop on the blog hop – head on over to the Flourishes Newsletter for the official start of the tour.
From the bottom of my heart I especially thank you for taking the time on a Sunday to visit me here in the Atelier. I hope you will come again. I also invite you to subscribe and have my ramblings delivered to you via email.
PS: Generally I give a expalnation of how to make the card, but I really want you to blog hop and visit Cammie at My Blog. So here is the short & sweet of the card:
For the card:
All images from Whimiscal Autumn, GinaK Designs
Card base: Riding Hood Red-card is a trifold
Layers: Twiggy, Memory Box, Certainly celery, white
Colored with Copics, dazzled with Glitter Pen from Flourishes
Apple green ribbon.


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Meals will be available at Milwaukee schools this summer
The Hunger Task Force kicked off its campaign to keep children from going hungry this summer.
The food pantry wants parents to know meals are still available at schools this summer.
Kohl's employees volunteered to put out bright green signs at schools to make parents aware.
The Hunger Task Force and federal officials say this is an important time.
"Child hood hunger is a ridiculous problem here in Milwaukee in the summer. Schools meet the need during the school year and the schools continue to meet the need during the summer months, but lots of parents don't know that they can get that free summer meal," said Sherrie Tussler of the Hunger Task Force.
"An American child is more likely to go hungry during the summer time than any other time of year," said Kevin Concannon, under secretary of Food Nutrition and Consumer Services
Kohl's has donated money so that students also get free supper available, on top of breakfast and lunch.


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A man was found early Sunday with a gunshot wound to the head in East Flatbush, police said.
Officers who responded to Cortelyou Road and East 42nd Street found an approximately 45-year-old man dead with a gunshot wound to the head. Paramedics pronounced him dead at the scene.
The man has not been identified pending family notification. No arrests have been made.


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$250 Best Buy Gift Card
Enter for your chance to win a $250 Best Buy Gift Card!
Get social with us – follow us on Twitter, subscribe to us on YouTube, or sign up for our newsletter to enter this contest.
*This is a multi-market contest. Contest ends May 16, 2018.


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Today is one of those loopy, snarky, l-o-s-t days for me. Might be the weather, most certainly is the economy, might be that there are a million and one things I need to do and I'm not going to do them. Because I am snarky today. I have no reason to be, but I am because:
- Months ago, a Girl Scout AND HER MOTHER came to my door. They were armed with all the cookie sales gear: official list of cookies, address list for deliveries, envelope for money. Hadn't bought GS cookies in years, thought I'd help out this young girl and place an order. Upon delivery, I'd put them in the freezer or give them away. No biggie. Until I started reading about the cookie recalls. What cookies? Then I saw Girl Scouts selling their wares at the grocery store. Hey, wait a minute, where are mine? I was a Brownie troop leader back in the day. WHERE ARE MY COOKIES? Can you believe there's at least one mother/daughter team out there using the Girl Scouts as a cover to get money? I only have one word for this couple: karma. Actually, double karma x 100 for Girl Scout Grifting.
- Cooper the dog has a delicate stomach. It gets the better of him about once a week. In the middle of the night. Loud enough to wake me from a sound sleep. Eeewwww. Do they make Tums for dogs?
- Made a big mistake and baked two of three sourdough loaves in glass pans. Too many bread crumbs to count.
- The computer-generated calls for Michael Jackson have increased. My voicemail is full of them. Janet, LaToya, somebody do something!
- Spring break starts this weekend. Miss Peach is headed to San Francisco, College Girl is off to Vegas. I love for them to travel … and you can bet your boots they do! I'm jealous of them. My own children. I am a lowly worm today.
- I've been reading a book – a well-written true story – about the great friendship between two women. It is a memoir. One of them is dead and she was younger than me. I am a hypochondriac …. a headache is a brain tumor, a side stitch a heart attack, blah-blah-blah. Haven't gotten to the part in the book where it says what the dead friend died of. Think I better shelve that puppy because if her disease is revealed, I will catch it for sure. Even if just for a few days. Stop it!
- Am up to HERE with unsolicited advice on what I should be doing and how I should be doing it. It would be welcomed if accompanied by some help. But that sort of advice never is, is it? Curses! Double curses as a number of aspects of my life are murky and unclear right now. I'm not really whining, there's really good stuff happening, too. Must put "change perspective" on "to do" list. Tomorrow.
- Fell asleep last night before Jeff Bridges won his Oscar. Dude, am so happy for you!
Mea culpa. Am too icked out by my own snarkiness. If this is all I have to bitch about, life is awesome.


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Full House
Home Is Where the Art Is
By Linda Lutton
Six-year-old Eric Salgado is Rollerblading through the house--in the back door, through the kitchen, past the dining room, into the living room. "Hey! Watch the paintings!" his father shouts as Eric just barely misses two works by Mexican artist Ismael Rodriguez that are propped up against a sharp turn near the coffee table.
From the outside, the Salgado home on Keeler near Fullerton looks like a typical northwest-side bungalow--tidy, compact, encircled by marigolds. But inside, a family's love for art and dedication to culture have converted it into one of the biggest collections of contemporary Latin American art in the city.
"We feel a passion for art," explains Erasmo Salgado, who immigrated here from rural Guerrero, Mexico, as a teenager 20 years ago. He spent his first years in Chicago making pizzas, laying the chalk baselines of suburban baseball diamonds, cleaning carpets, and delivering office supplies at a big northwest-side printing company. He now runs his own small office-cleaning company, E & E Building Maintenance Service. But the farther time takes Salgado from his immigrant roots, the harder he works to keep them near. "Our idea is to have a piece of our culture at home with us, to show off the richness of our culture. Somehow little by little we've gathered more."
Indeed, paintings and prints cram the Salgado home, which, crowded as any house with playthings, junk mail, and the stuff of daily living, looks more like the bursting back room of a museum than a gallery. Works hung on the walls nearly overlap. (Erasmo and his wife, Maria, also from Guerrero, have lost count, but they figure they own somewhere between 160 and 200 pieces). Large rolls of canvas lean against the wall of the spare bedroom, awaiting hanging. Paintings are squeezed onto the patch of wall framed by the top and bottom bunk beds of the couple's two teenage sons. All the lights in the house are on even though it's early afternoon. Art has become the Salgados' sun; paintings cover windows in nearly every room. Erasmo and Maria joke about having to either turn to the ceiling for display space or find another house.
The Salgados pursue art collecting with as much fervor as other families do the traditional American dream. But a house in the suburbs, brand-name clothes, another car--these things hold little interest for the Salgados.
Maria and Erasmo--who met in Chicago--pick out all new works together, often accompanied by one of their four children. Gradually the paintings and prints weave their way into the fabric of the family. "In the house every work has its place," says Maria. "When we take them down to paint the house, it feels hollow, empty, sad--like something is missing."
"We breathe art," adds Erasmo. Their three-year-old, Sheni, is sifting through a stack of art magazines, invitations to openings in Santo Domingo and Bogota, and glossy flyers from local galleries. She holds up a copy of Hispanic magazine with a photo of a well-known local painter on the cover.
"Who's this, papi?" she asks.
"You know who that is, mi'ija."
"Oh yeah," she says, smiling coquettishly, showing off. "It's Alejandro Romero."
"All my children paint,"says Erasmo. He himself doesn't, but can remember being interested in art early on. "When I was in third grade in Mexico, I drew a lion for a contest," he says. "I found some little coins from costume jewelry and I glued them on the page to look like stars. They gave me a little prize for it--a lunch and a Coca-Cola." Oscar, 16, Alberto, 14, and Eric have all taken formal art lessons. Some of their early efforts hang on the walls next to paintings and prints that Erasmo figures belong to "the masters of a generation."
"When we bring a new work of art home, they observe it: for them it's a natural thing. They are surrounded by our culture." The Salgado kids sleep among the bright fish and crocodiles of Luis Fernando Uribe; La Llorona of 18th Street, Marcos Raya's life-size depiction of a fairy-tale Pilsen prostitute, stands watch at the foot of the boys' bunks.
While nearly all the artists in the Salgado collection are Latin American--"with one or two gringos," as Erasmo puts it--most have spent significant amounts of time in Chicago; many live here. The collection provides one of the most thorough chronicles in the city of the Chicago Latino art scene. "These artists are part of a Latino art movement in Chicago," says Erasmo. "In a way we are rescuing a little bit of our culture, rescuing a chapter of history."
In brilliant tropical colors, the works address such topics as government repression, chicanismo, and Latin American village life. Clearly, much of what the Salgados see in these paintings hits close to home. "For me the idea of this piece is of crossing the border," Erasmo says, pointing to Corazon fugitivo, a painting by local muralist Hector Duarte. Two hearts are painted side by side in bright reds and purples; an arrow cuts sharply through one. "Their heart is being torn away," Erasmo explains. "Because many people come here with that feeling. Their heart is bleeding, crying. They come with an arrow piercing their heart."
The Salgados' passion began quietly with the purchase of two decorative canvases, which turned out to be instructive in what they were not. "We found them empty," says Erasmo. "I got tired of looking at them." With time and help from some of the artists now represented in their collection, the Salgados learned to look for the consistency and development of technique they say goes into a good work. "Now when I buy a work of art I look for one that has spirit, one that is rich in texture, in color," says Erasmo. He spends hours observing works by Puerto Rican printmaker Benjamin Varela, Mexican-American painter Mario Castillo, and Guatemalan artist Rodolfo Abularach, and almost giddily describes new discoveries he makes about pieces he may have had for months.
Both Maria and Erasmo say that looking at works of art by some of the greats--Diego Rivera, David Alfaro Siqueiros, Jose Clemente Orozco, Frida Kahlo, and Maria Izquierdo, as well as Picasso, El Greco, and Chagall--has helped them develop their collector's eye as well. But when it comes to their own collection, the Salgados buy exclusively from living artists, many of them struggling to make ends meet in Chicago's barrios. "What I'm interested in is the here and now, the moment we're living today," says Erasmo. That's meant significant support for emerging Latino artists, many of whom find the gringo art market cold to their work. "We buy from these artists even though they're not big yet because we believe in them and what they're doing. I buy their art; that's believing in them to the fullest."
But the Salgados' relationship with artists is much more than monetary. Painters stop by the Salgado home for dinner or just to chat. Erasmo makes frequent visits to artists' studios, interested in the creation of art and the development of the artist as well as the finished product. "When I buy a work of art, there's always a relationship that forms with the artist, an exchange of ideas," says Erasmo.
Forty-three works in a variety of media (but mostly prints) from the Salgado collection are on display through August 30 at the Northwestern University Settlement House (1014 N. Noble; 278-7471). The tragedy is that nearly all of the works on display are normally kept in storage; the Salgados have nowhere to put them.
Art accompanying story in printed newspaper (not available in this archive): Photos of Erasmo and Maria Salgado, with children and art works, by J.B. Spector.
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Top 20 moments of 2014, #5: Marussia/Caterham give new meaning to money problems
Looking back of the top 20 moments of 2014, the struggles of Marussia and Caterham cannot be overlooked.
Thirty years ago – that would have been the 1984 Formula One season – it was the 35th year of the championship. The list of the top 20 drivers was filled with now-famous names: Niki Lauda was the champion, followed by Alain Prost, Elio de Angelis, Michele Alboreto and Nelson Piquet. Also on the list: Keke Rosberg. Ayrton Senna. Nigel Mansell. Patrick Tambay. Ricardo Patrese. Thierry Boutsen. In 16th, Eddie Cheever, followed by Stefan Johansson.
Then, lower on the list, Corrado Fabi. Johnny Cecotto. Mike Thackwell. Huub Rothengatter. Some of those guys – answers to the F1 version of "Trival Pursuit" – were low on the list because they weren't great drivers, or weren't in good equipment. I saw Johnny Cecotto's last-ever F1 race, the 1984 Dallas Grand Prix, but I had to find a photo of his red, white and blue Candy-sponsored Toleman to remember who he was.
Flash forward to 2014, and you have to wonder who will be remembered in 30 years, 2044, from this season: Lewis Hamilton, of course; Sebastien Vettel, and a bunch of others. But will anyone remember the Formula One careers Caterham and Marussia drivers like Kamui Kobayashi, Will Stevens, Andre Lotterer, Max Chilton, Marcus Ericsson? Not unless they give us a reason to in subsequent season.
There have always been F1 teams on the brink, the "nots" in the "have and have not" world of big-time racing. But the late-season bankruptcy of Marussia and Caterham was a sobering reminder of what's at stake here – even the smallest teams have at least a hundred families depending on the company to put bread on the stable, kids through school.
Small grid, big problems
There was nothing like the 18-car grid at Circuit of the Americas in Austin to drive home how brutally expensive the sport is, especially when the sanctioning body dictates a bunch of pricey changes that they explain will help save money. Indeed, Ferrari's fourth-place winless season is proof that no matter how much money you have, you are never guaranteed success. And the somehow still-ticking Sauber team, which managed to run every race, finished with the same number of points that Caterham did: Zero. One spot behind Marussia, thanks to Jules Bianchi's heroic ninth-place finish in Monaco.
The failure of Marussia and Caterham polarized the F1 family: Some insisted these teams bring little to the table, and should be allowed to die. Others insist that the sport must do more to help them, as failure darkens the sport, and that good drivers often get their shot on small teams.
Remember Gerhard Berger, for instance? Zero points scored in 1984 with his ATS team, which folded at the end of 1984. But had they not given Berger that first shot at F1, would he have gone on to win 10 races and 41 poles with teams like Ferrari and McLaren?
Which, incidentally, do still exist.
From the editor, also read:
Previous article
Top 20 moments of 2014, #7: Hamilton vs. Rosberg
Next article
Autocourse back in time: Ayrton Senna, profile of a champion
About this article
|Formula 1
|Max Chilton , Lewis Hamilton , Kamui Kobayashi , Andre Lotterer , Will Stevens , Marcus Ericsson , Keke Rosberg , Nigel Mansell , Jules Bianchi , Michele Alboreto , Mike Thackwell , Alain Prost , Niki Lauda , Stefan Johansson , Thierry Boutsen , Patrick Tambay , Tom Kristensen , Gerhard Berger , Elio de Angelis , Nelson Piquet , Eddie Cheever , Ayrton Senna , Johnny Cecotto , Huub Rothengatter
|Ferrari , Sauber , McLaren
|Steven Cole Smith


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XOXO Appetizer Picks Wedding Favor
Weddbook ♥ Your guest will love these "XOXO" stainless steel appetizer pick! "Hugs and Kisses" stainless steel Appetizer Picks let your guests take home a fond memory from your wedding day. Whenever they use them at gatherings, it brings back wonderful memories of time spent celebrating true love. #love, #steel, #picks, #gatherings
Source : http://www.aliexpress.com/store/product/free-shipp
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daveadean 5 years ago


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Source: http://www.talkingwithbees.com/thermosolar-hive-kills-100-of-varroa-mites
Thermosolar Hive – Kills 100% Of Varroa Mites
There is a very new, very innovative, potentially very exciting beehive currently looking for crowd funding (closes 25 June 2016). It's inventor and team claim this hive can kill 100% of varroa mites without chemicals – and I'm inclined to believe them. I would be very interested to know what you all think – please comment.
<img class="size-large wp-image-4334" src="https://i1.wp.com/www.talkingwithbees.com/w… Read More
To stay up to date with the latest in the apiculture industry to can visit our beekeeping latest news. On the other hand if you are beginning apiculture and desire to start professional apiculture today download a copy of our beekeeping for beginners ebook.
Beekeeping, like every other activity, has its dos and don'ts. Start beekeeping usually includes the gear that is needed and purchasing bees. Nonetheless, some people who are beginning this hobby usually make several blunders. It is okay to make mistakes, and also this post can help new beekeepers prevent making exactly the same mistakes others have previously.
Here are three blunders which every beekeeper should prevent:
1. Not knowing the best time to begin hobby or a beekeeping business can end up being a calamity. It may lead to a lack of your bees and money. Winter is the worst possible time to begin, since most bees expire during the winter. This would force a beekeeper to buy a new mountain of bees, which would be more expensive cash. Autumn is another inferior time to start beekeeping, since you will find fewer flowers, hence a smaller amount of honey harvested. The best time to start beekeeping is during summer, which is the time of the year where there are plenty of blooming flowers.
2. Purchasing used equipment and old books. This really is a familiar error made by many start beekeepers. Purchasing used old and equipment beekeeping publications isn't a great idea, although it's understandable that one would want to conserve money as much as possible. First, used gear can come with "inherited" difficulties. The extractor outlet might have a flow, or the uncapping knife mightn't be sharp enough to uncap all the wax in one go. This would surely change the quality of one's honey, which isn't an ideal situation especially if a beekeeper is intending to commence a honey-selling business. Second, old books can provide aged info on beekeeping. One might be stuck using the traditional approach when there are better and faster means to maintain beehives and production honey.
3. Refraining from buying protective gear. Think about this. He/she'll come out as a pincushion with all the bee stingers stuck to their body if one doesn't wear protective equipment when managing the hives and amassing the honeycombs. Protective equipment is not cheap, yes, but it'll help beekeepers prevent spending medical bills from all the bee stings.
These three mistakes have been presented here to help they are avoided by future beekeepers. Before getting started beekeeping, it truly is best to consult a specialist beekeeper. If buying a certain thing seems overly high-priced, always think about the ending price (if they do not buy this thing now, will it cost them more later on?). In the end, it is up to the person to determine the best strategy.


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This activity is closed to further registration.
510 SW Dorion AvenuePendleton, OR, 97801
Description: Let's get loud, jump up and down and cheer for our team at select Pendleton Youth Football games in October, including the league championship Requa Bowl!!! Practices will be held in the Helen McCune Gymnasium at the Pendleton Recreation Center. The registration fee includes poms and a special cheer t-shirt. Please register by noon on Wednesday, September 12th. Practices are held on Mondays and Thursdays beginning September 16th - October 25th (dependent on when Requa Bowl date is set). Practice schedule will be reduced once we begin cheering at area Pendleton Youth Football games in October. Spread the word!
500 SW Dorion Ave
Pendleton, OR
Contact us for information:
Tel. 541.276.8100


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Heyride2012 - 2013
Bringing ride-sharing to Austin
One day at the BigBig Bomb office our new upstairs neighbor, Josh, came down to see if he could borrow some wifi. The next thing we knew, we were all hanging out on the regular. On a fateful afternoon at Rio Rita, he pitched us an idea and asked if we would team up with him to make it a reality. And that's how Heyride, Austin's first ride-sharing service, was born.
The Heyride Team
Within the first three months we completed initial design, stood up the backend service for a dual-sided marketplace, sussed-out insurance coverage for ourselves our drivers and our riders, and built an MVP version of the iOS app. Six months later we secured venture backing, established a background check pipeline for on-boarding drivers, conducted extensive user research and field testing, and officially launched the service at FunFunFun Fest.
Official launch at FunFunFun Fest
Securing venture backing wasn't an easy task. We regularly encountered skepticism out of concerns for passenger safety. Our thinking was that if services like AirBnb and CraigsList worked, so would this. Heyride would arguably be safter than a taxi because we would know the person's location at any time, out of necessity. Additionally, drivers were vetted through background checks and all users of the service would be rated and vouched for through social trust networks.
Our launch strategy was to follow the lead of the pedi-cab industry that had recently established itself in the city. We sought to provide a much-needed service by giving rides to people who needed them and once the city took notice, would work together to create an ordiance to operate in a sanctioned capacity.
Things didn't go as smoothly as we had hoped. Although I can't go into the details of all the legal challenges, I can say that we soon received a cease-and-desist from the city and some of our drivers found themselves the victims of sting operations. Police officers would pose as regular people needing rides and when a driver would arrive to pick them, up they would be issued a citation for operating without a license.
We realized it was time to retain legal council and suddenly the whole venture began to feel very "real." The ripples of our splash in Austin eventually made their way to Silicon Valley. Sidecar, a San Francisco-based ride sharing service, entered into negotiations to acquire us. A few months later the agreement was finalized.
Heyride had set off a chain of events that led to legal action against the DoT, Austinites effectively banning Uber and Lyft from the city, and the state of Texas overrulling the ban because at the end of the day, politics is all about $$$.
The amount of creative output and quality of work produced speaks to what a small team can accomplish when that team is composed of talented folks with a balanced skillset and aligned on a singular vision. A healthy dose of optimism and naivety didn't hurt either. The entire experience was quite the…ride. 😎🚗💨
iOS DEVELOPER
Product Design
Unlike all the other ride-sharing services out there, our concept took a more interactive and social approach.
Drivers were given the agency to set their own prices, based on our suggestion algorithms. They might decide to up their price because of their high rating, luxury car, or sparkling personality.
Riders were allowed to choose who they wanted to get a ride from. Driving badges and social trust networks provided them with the context they needed to make an informed decision.
Drivers were given the agency to set their own prices, based on our suggestion algorithms. They might decide to up their price because of their high rating, luxury car, or sparkling personality.
Riders were allowed to choose who they wanted to get a ride from. Driving badges and social trust networks provided them with the context they needed to make an informed decision.
Six years old and still lookin' dope!
The tone of our wireframes and interaction design was intentionally cheeky
Startup America Partnership
In the process of getting Heyride up-and-running, we also participated in the Startup America competition and ended up winning!
At the after-party a kangaroo made out with me and his breath smelled like cat food.


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2 October 2018
2 October 2018
Warm-up: 3 Rounds: 200m Row, 10x KB Deadlift, 10x Back Extensions, 7x Burpee.
Strength: Deadlift: 5×4 AHAP (Heavy) – Same Heavy Weight
Stamina: 1 Round, not for time: 800m Sled Pull, 800m Buddy Carry, 100x Deadhang Pull up.
WOD: 4 Rounds for time:
- 12x Overhead Squat (165/105) ARX (135/85)RX
- Block Run
- 12x Box Jump Overs (24/20)
- Rest 2:00
Cool Down: 3 Sets: :30 Front Leaning Rest, :30 Right arm extended plank, :30 Left arm extended plank, :30 Sit up. 1:00 Rest between sets.
@allsportcrossfit, @brandonluckett, @crossfitgames, @roguefitness, #harveysucks, #misfitathletics, 12 Labors WOD, 77098, 77098 CrossFit, Afton Oaks CrossFit, AllSport CrossFit, Ample Equipment, Audley Street, Backsquat, Benchpress, Biking, Bootcamp, Burpees, C2 Rower, C2 Rowers, Cardio, Center of Houston CrossFit, Competition Team, CrossFit, CrossFit Central Houston, CrossFit Elements Class, CrossFit for Athletes, CrossFit Games Athlete Owned, CrossFit Houston, CrossFit Kids, Deadlift, Downtown Houston, Eastside Lap, El Tiempo, Episcopal High School, Every Day is Leg Day, Family Fun, Filthy Fifty, Fit and Fun, Fit Dads, Fit Family, Fit Moms, Fitness & Conditioning, Free Form Runners, Functional Fitness, Gain Muscle, Games Athletes, Glute Ham Developer, Granite Games, Granite Games Qualifier, Greenway Plaza, Greenway Plaza CrossFit, groupon, Happy New Year, have fun, Heights CrossFit, Hero, Hero WODs, High School Athletes, Highland Village, Highland Village CrossFit, Hot Dads, Hot Moms, Houston Resolutions, https://clients.mindbodyonline.com/networkdashboard/?studioid=26612, Inside the Loop CrossFit, Lamar High School, Lose Fat, Lose Weight, Macro Diets, Manion WOD, Military, Military Friendly, Military Owned, Mountain Climbers, New Year's Resolutions, Orange Theory, Peformance Based Fitness, Performanced Based Fitness, Power Athlete, Pull-ups, Push-ups, Reebok Nanos, Regionals Athletes, Richmond CrossFit, River Oaks CrossFit, Rowing, Running, Showers at Facility, Sit-ups, SJS, Small Business, Squats, St John's School, Strength, Strength and Conditioning Houston, Super Bowl 51, The CrossFit Games, The CrossFit Open, Travis Manion, Tribute, Upper Kirby, Upper Kirby Area CrossFit, US Navy Owner, Veteran Business Owner, West University CrossFit, Westheimer CrossFit, WOD, Woman Owned Business


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It's Valentine's Day, and Shaun Chen has some awesome news to share. The actor, who married his wife Celine Chin in 2015 and had their daughter Nellie the same year, has revealed that Celine is now four months pregnant with their second kid. Speaking to 8 DAYS over the phone, Shaun laughed and said: "Of course we are very happy. We went to the doctor's and found out about it together. I was a little surprised, 'cos we didn't exactly plan for it. Everything happened naturally." The elated Shaun added: "It's good to have more kids. It gives us a greater sense of responsibility. We'll do our best to take good care of our children."
8 DAYS: Congrats! Do you know if you're having a boy or a girl?
SHAUN CHEN: We have yet to find out, and we'll probably know by our next checkup. I don't have any preference. What matters most is that both the baby and mum are healthy. This time round, we don't have to prepare that much too 'cos we are more experienced and we can use all the things from the first pregnancy.
Are you pampering her more now that she's pregnant again?
Yeah... She loves spicy food, and these days, she keeps telling me she wants to eat laksa, chilli ban mee, and bak kut teh. I'll take her out to have them if I'm at home, but if I'm busy filming, she'll go eat with her younger sister instead.
It's Valentine's Day today. How are you guys celebrating it?
I gave her a bouquet of flowers a few days ago as it was the Chinese Valentine's Day. We're going to have a simple meal outside today but I don't think we'll stay out for too long as our daughter will be with us. As you know, when you have kids around, you can't really go out for too long 'cos the kid will get listless (laughs).
So how's Nellie reacting to the news?
We told her that she's going to have a younger sibling soon, and we asked her to 'sayang' her mum's stomach. She'd touch it everyday, and then touch her own stomach and smile. It's really cute (chuckles).
Are you going to give your wife any push present?
Yes, I'm thinking of giving her something, but I haven't thought about what to give her. Don't ask me this question now! (Laughs)


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Toot toot.
@jackmcdade timeline on the left of the screen is who you follow, on the far right you can choose to see 'local timeline' which is everyone on the same instance as you. 'Federated timeline' is 'everyone on every instance'. You can also choose to filter the timelines you view down to specific languages...
@nathanpitman Ah okay it just started me off following randos. Got it. I really don't like the UI - it's very TweetDeck like (which i hate), and the Mac clients are pretty grim. Sad. Coulda been interesting.
@jackmcdade you give up to quick. :)
Server run by the main developers of the project It is not focused on any particular niche interest - everyone is welcome as long as you follow our code of conduct!


text: Tagged: product table, woo product table, woocommerce Viewing 2 posts - 1 through 2 (of 2 total) Author Posts May 23, 2019 at 1:32 pm #2052 Customer CodeAstrologyParticipant I've got email from Envato that Woo Product Table Pro plugin has been updated. But there is no button to update to latest version. How can I do that ? Thanks May 23, 2019 at 2:53 pm #2058 CodeAstrology Agent (Saiful Islam)Keymaster Hi, Thanks for the comment here. The plugin is not from the WordPress Archive directly. It's an external plugin So you need update it manually. You can easily update our plugin. First, you've to deactivate the old version. Then, delete it. Now, reinstall again our latest version plugin and active it. Author Posts Viewing 2 posts - 1 through 2 (of 2 total) You must be logged in to reply to this topic. Log In Username: Password: Keep me signed in Log In


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Hi lovelies!
As of today, you can now buy See this view! pose. It's #4 in my Celestial Pose series! I was inspired by that gesture in Disney's Aladdin when Aladdin is up on the roof with Jasmine and he gestures out at the city below them when they are up on the roof or on the magic carpet. It has been awhile since I last saw that movie.
I intend to make a See this view! pose that points the other way too.
This was another challenging pose because of the arm that points out. The arm would look disjointed. It's like you have a cloth wrung out and you want to loosen it. It took me an hour or so to unwring out the arm. I'm pleased with the results.
And the outfit was from the She Wants Revenge closing sale. The jewelry was included in the outfit. It's an Adored outfit. It came in blue, purple, red, and black. You need to go to Hayman, all outfits are 10L. Hurry! But the pretty pumps are 80L, sorry ladies. I really liked them, but I think I have enough shoes.
And a bit of sad news, I've decided to leave Verona Beach. Traffic is low there and I don't get many visitors or customers there. Funloving and rosal have been so good to me and helpful, but I can't keep paying for a store that doesn't pay for itself.
My Ross store doesn't get a whole lot of business, but it has potential. And Ross is on its own parcel. That is a big plus. Since I got my own parcel at The Bottoms I've been getting more sales too.


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Apply at https://ngcareers.com/job/2017-09/graduate-trainee-program-nbsp-at-stanbic-ibtc-478/
Graduate Trainee Program at Stanbic IBTC
Stanbic IBTC Holdings is a member of Standard Bank Group which is Africa's largest banking group ranked by assets and earnings and has been in business for more than 150 years. It is a global Bank with African roots and has extensive operations in 19 African countries including South Africa and 12 countries outside Africa including key financial centers like Europe, United States and Asia making us one of the biggest banking networks in the continent. It operates in Nigeria as Stanbic IBTC Bank; a subsidiary of Stanbic IBTC Holdings.We are recruiting to fill the position below:Post Title: Graduate Trainee Program 2018 Job ID: 26028Location: Lagos Island, LagosJob Details:Human Capital: attracting and retaining key talent, providing learning and development initiatives, governance of performance management and reward schemes, centres of excellence to drive and embed Standard Bank values and culture.Job Purpose:The Graduate Trainee Program of Stanbic IBTC Group has been designed to build capacity and create a sustainable pipeline in our group by developing young, talented, trained professionals for our future.It is an intensive program and unique opportunity for young people who are resourceful and passionate about building a fast tracked career and to help us drive our success into the future.About the Graduate Trainee Program:The Stanbic IBTC Graduate Trainee Program is a 6-7 week classroom and 12 months on-the-job training program designed to nurture the next line of business leaders for the Stanbic IBTC group:Trainees will be required to successfully complete all modules of classroom training and obtain a minimum score of 60% on each course and an overall score of 70%(this is subject to upward review) to be deemed successful and suitable to move into the next phase of the program.The training school assessment will be based purely on merit and will include both technical and behavioral skills.Upon successful completion of the 6-7 week classroom training program, graduating trainees will complete self-development experiential learning.Whilst working with Stanbic IBTC, you will have an opportunity to learn and benefit from our local and international insight, experience and pioneering spirit.We promote a high performance culture and a conducive work environment where passionate, engaged and accountable employees thrive in careers with endless possibilities.Each trainee will be assigned a mentor for 6 months to guide and coach him/her throughout the program.Successful trainees can be posted to work in any business unit or any location in any part of the country.Key Responsibilities/Accountabilities:Graduates Trainees will be required to work in varied work roles/ locations and context with increasing levels of complexity.Applicants must be passionate about building a career in Stanbic IBTC.Trainees would be based in Lagos but Graduates may be deployed to any department and locations across the country.


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We have many customers who have been pleased with the results from using TinniTool, and regularly get emails telling us so.
Take a look at some of our TinniTool customer reviews:
Reduced Tinnitus Noise
Using TinniTool every day for 20 minutes can lead to a significant reduction in disturbance from tinnitus noise. On average users have reported around 50% improvement in their tinnitus – imagine that – 50% better hearing, 50% easier to concentrate and 50% more peace of mind.
"Since the age of 16, I had tinnitus and actually already resigned myself to the constant noise in my ear until I tried "Tinnitool". My tinnitus has gotten better since. The beeping is less, so I really hardly hear it. For me, the treatment with "Tinnitool" was a huge success."
Cristobal Galvez Moreno, from the band "Room2012"
"For 10 years I am faced with the problem of tinnitus. I've found after two weeks of treatment, that an improvement is done, if not a cure."
R. Cuérel from S.
"I want to confirm that my tinnitus under which I have been suffering for 25 years, has vastly improved since the use of your laser device. It is not nearly as loud and intense as before."
Eugen from Nobel L.
Reduced Ear Pain
Some users have also found that using TinniTool leads to a reduction in their ear pain – some feeling immediate improvement whilst using the ear laser and others finding relief when used regularly.
"With regard TinniTool I've personally had a lot of relief. Every so often I go through this episode where I get extreme ear pain, with the use of TinniTool I get immediate pain relief."
Kate S. from the United Kingdom
Improved Sleep
Tinnitus can often make it difficult for sufferers to relax, switch off and fall asleep. The quiet of the bedroom and lack of activity intensifies the tinnitus noise that is heard. Over time, with use of TinniTool, and as your tinnitus improves you will find it much easier to fall asleep.
"Since 2 years I have had tinnitus. It consisted of three alternating tones which drove me almost to despair. In February, I borrowed the TinniTool EarLaser from a friend and a miracle happened, the tinnitus has been reduced to a buzzer. Meanwhile, I myself have bought one and use it every day, because when I inserted the device in the ear, the sound disappears after about 5 minutes, until barely audible … and I can sleep wonderfully."
R. Gründer from Basel
Recommended by Doctors
A number of clinical studies that have been done with TinniTool, with users in the trials reporting marked improvements. As well as this, we've also received testimonials from doctors who have personally used TinniTool and would recommend it to their patients.
"Various sports accidents have led to the disturbing noises in the ear. For approximately fourteen days, every night I have exposed myself to the laser for 20 minutes, and may thereby observe a marked relief. Laser therapy has convinced me – my experience is very positive and I can only recommend sufferers to start."
Dr. JL Camenisch
"I thought it important to try the device and used it over a period of 3 months. I found that my tinnitus disappeared completely over time"
Dr. Gerhard Guther
We'd love to hear your success story and how TinniTool has helped to change your life.