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by Mark Horwedel
As seen in American Banker
As we approach the MAG's 5th Annual Conference October 7-9th in New Orleans, payments issues are dominating the news, especially the recent Washington District Court's ruling against the Fed's interpretation of the Durbin amendment. As a veteran of the formative years of debit, I'd like to offer my perspective. Read More
Federal Reserve's Regulation II Thrown Out by Federal Judge
by John Drechny
As many of you are aware, in 2012 several merchants and merchant trade associations filed a lawsuit challenging the Federal Reserve's implementation of Regulation II, pursuant to the Durbin Amendment. In the litigation the merchants and associations alleged that the Federal Reserve, in establishing its debit card interchange fee standards, included costs prohibited by the statute and that the Federal Reserve failed to provide merchants with adequate routing options.
On July 31 of this year the District of Columbia District Court issued a scathing opinion, finding for the plaintiffs on both counts. In the opinion, the court stated that the Federal Reserve "clearly disregarded Congress's statutory intent by inappropriately inflating all debit card transaction fees by billions of dollar and failing to provide merchants with multiple unaffiliated networks for each debit card transaction." The court went on to state that the Federal Reserve's regulations were "utterly indefensible". As a result, he has ordered the Federal Reserve to rewrite Regulation II to better comport with the statutory intent of Congress. Read More
The MAG is celebrating 5 years with the 2013 Annual Conference taking place October 7-9, 2013 at the Astor Crowne Plaza in New Orleans, LA. The annual conference will bring merchants and sponsors together for education, networking and best practice sharing. It's an event you won't want to miss!
Registration is now open
Register Today
By D.J. Murphy, Editor-in-Chief, CardNotPresent.com
Nearly a year ago, the Merchant Advisory Group (MAG) board conducted the first strategic planning exercise in its five-year existence. The organization had been formed to share information, expertise and knowledge among retailers trying to understand the evolving world of payments, and the MAG's leadership determined during the exercise it could be executing that vision more effectively, according to CEO Mark Horwedel.
"We were concerned about the fact we're engaging with the membership, as a whole, only twice a year at the conferences," Horwedel says. "In between all this time goes by. Certainly the board was engaged, but the membership, by and large, was not. What could we do about this?"
What they did was map out an entire communications strategy aimed at leveraging technology to expand the interaction between the leadership and the membership from semiannually to daily. The resulting course of action includes monthly Webinars, quarterly newsletters, a formal education program for members and, most notably, a complete overhaul of the MAG's Website.
While a Website had existed for the entire length of the MAG's existence, over five years it had become "dated," according to Amy Sellheim, executive director of the MAG. To direct the overhaul, the board named three of its members to a Website committee who were instrumental in the initial discussions that outlined the MAG's requirements, in the interviews to evaluate vendors to handle the redesign and with testing various versions of the proposed site.
In addition to a completely new and updated look, the redesigned site boasts several features that will ensure better communication between the MAG leadership and its members. Once the process began, it took the committee about six months to get to the point where they were happy with the result.
"Over the years, the MAG has grown quite a bit," says Patterson. "Its membership has grown, its influence has grown, it's becoming a voice for merchants in the payments arena. We wanted the Website to reflect where we saw the MAG going and what it is starting to represent to the merchants and members."
To that end, members exploring the new site will see several readily apparent changes. Foremost among them is a section devoted to payments industry news stories.
"The industry is constantly changing and it's changing on a dime," says Sellheim. "It's crucial for our members to stay updated. We're going to have a section on the homepage called Payments News incorporating various news articles, with up to the minute information for our membership. Just that addition is a huge improvement over our current site."
Other changes noticeable to users—and that will make the site more user friendly—include easier navigation, a prominent area for sponsor logos and a new section for upcoming MAG events that not only informs members of the what-where-and-when, but also keeps track of a particular member's participation at past events. The new event calendar also can automatically add the event to the member's calendar when they register.
Several enhancements, however, will not be visible to users. Content can be added and removed from the site using a Web-based content management system that will make the site much more flexible and dynamic than the previous version. Change is constant, as Sellheim noted, so the ability for the site to change over time is crucial. Patterson agrees, pointing out that while design concepts and user features were important considerations, the work that MAG members can't see will make the most difference in the long run.
"Probably the most important thing we changed is the whole underlying architecture of the Website," he says. "It gives us a lot more flexibility for growth in the future."
Look for the new website later this month.
We greatly appreciate our annual sponsors! The MAG works hard to make sure that all sponsors receive the benefits they deserve, including this newsletter. The MAG Quarterly Newsletter is intended to keep all sponsors up-to-date on current happenings, industry news and upcoming events. Another benefit that we provide to all annual sponsors is the opportunity to publish articles and whitepapers on the MAG newsletter and website. If you are interested in taking advantage of this benefit please note that articles need to be informative and newsworthy for merchants, as these are not intended to be marketing pieces. The MAG newsletter is published each March, June, September and December. Please contact the MAG if you are interested in taking advantage of this sponsorship opportunity.
The Consumer's Perspective on eCommerce Fraud
MAG Member Perspective
Phillips 66
by Greg Pellegrino
I walked into the back of a huge ballroom at the conference hotel in Orlando in June 2012. I was feeling uncomfortable - it was the annual Visa Conference and I was new to this industry. After working with fuel marketers for the previous twenty years and having to explain high credit card fees, I felt a bit like I was behind enemy lines. It was daunting to try to decide where I should sit down. There were a number of people from South America...I wasn't sure if I should sit with them, they might not speak my language. There were a lot of bankers...I wasn't sure if I should sit with them, they might not speak my language either. So, I grabbed the table in the far back corner, that way if I wanted to I could sneak out quickly. Read More
MAG Sponsor Spotlight
Jimmy Scarborough is SVP Payment Solutions for Bank of America Merchant Services (BAMS). He is a 17 year veteran of the payment industry having served stints at GE Capital, Chase Merchant Services and WorldPay. His responsibilities at BAMS include sales support and developing payment solutions for merchants.
My association with the MAG started at its inception earlier in my career when I was working at Chase Merchant Services. Then, it was only a small gathering and we viewed it as more of a merchant user group. As my career evolved, I stayed active with the MAG as it matured into a separate, independent organization. The MAG, through its development, now represents the merchants' voice in payments. Read More
Merchant Advisory Group
4248 Park Glen Road, Minneapolis, MN 55416
Phone: 952-928-4648

subset: commoncrawl


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Timeless Teachings in a Changing World
Licensed Practical Nursing
Nursing is a nurturing, interpersonal, caring relationship that focuses on the individual/family and his/her/their environment and encompasses the promotion of health, prevention of illness, care of ill and disabled, and provision of support through the dying process. It also encompasses advocacy, promotion of a safe environment, and education.
Practical Nursing is a profession that provides high quality basic nursing care to individuals, under the direct supervision of a registered nurse or a physician. The practical nurse performs therapeutic and preventive nursing measures in a structured setting within traditional and alternative health care delivery systems. Critical thinking skills are developed and utilized to identify actual and potential needs of individuals in their care. Practical Nursing education is a pathway for further
progression within the nursing profession.


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Over 200 members of the Akhil Bharatiya Vidyarthi Parishad (ABVP) were detained here on Friday for protesting against the students of Jawaharlal Nehru University who raised anti - India slogans, police said.
"We have detained members of ABVP who were protesting at the India Gate over the recent JNU controversy. They have been detained under the violation of Section 144, " Deputy Commissioner of Police Jatin Narwal told IANS.
The controversy broke out when on Tuesday night, some students organised a meet to mourn the hanging of parliament attack convict Afzal Guru and Jammu Kashmir Liberation Front (JKLF) co - founder Maqbool Bhat, where anti - India slogans were raised.
Another commemorative meeting was held at the Press Club of India in Delhi on Wednesday where anti - India slogans and placards were raised.
ABVP is the student wing of the Rashtriya Swayamsevak Sangh (RSS).


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Korg MicroKey 49 key controller with bluetooth MICROKEYAIR49
The microKEY Air supports Bluetooth Smart "Apple Bluetooth Low Energy MIDI". You can easily connect wirelessly to iPad/iPhone music apps such as KORG Gadget, KORG Module, and GarageBand, as well as any MIDI-capable music production software on your Mac or Windows. Painstaking tuning of the Bluetooth capabilities means high stability and low latency, no strings – or wires – attached.
microKEY Air can also be connected via a traditional USB cable. Since the microKEY is USB bus-powered, you only need a single USB cable to connect it to Mac or Windows. There's no need to install a driver; just use your preferred music software (or install any of the applications provided with microKEY Air), connect it to your computer and start playing right away! The second generation newly supports connection to iPad and iPhone. Add an Apple Lightning - USB camera adaptor and one USB cable and your setup is complete, allowing you to access apps such as KORG Gadget, KORG Module, and GarageBand.


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$2 billion worth of ETH has been wrapped up in the Plus Token pyramid scheme, with much of it moving to Huobi in the past two months. Let's talk about what the heck is happening with Plus Token and discuss research from Elementus.
Financing open-source development is incredibly difficult and it's something the Litecoin Foundation is currently experiencing. Let's talk about why it's so tough and why Litecoin might be in trouble in the long-run because of it.
10 Million ETH: Big Mysteries Revealed About PlusToken
Litecoin Foundation Interview:
Try Lolli to earn Bitcoin back when you shop – https://cryptobobby.com/lolli
#Bitcoin #Crypto #cryptocurrency
Follow me on Twitter:
Looking for a job in blockchain? Get started with Proof of Talent – proofoftalent.co
*Some of these links may be affiliate links, meaning if you click and purchase something, I may receive a small commission at no additional cost to you. I only recommend companies and products I personally use, and any commissions help to pay for content creation. Thanks! *
** This is not financial advice and these are simply my own opinions, as such, this should not be treated as explicit financial, trading or otherwise investment advice. This is not explicit advice to buy these cryptos, do you own research.**


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time and distance and the steady rainfall in front of my window have worked their magic, and I can now write about riding last weekend.
I love to ride, once the first fifteen minutes or so are over. and friday afternoon those first fifteen minutes went on forever. we took off on a nicely paved, two lane road, just to ride for an hour or so. thirty minutes out, then turn around. we didn't know where we were going, so each curve and dip and rise was a surprise.
the first few bends and slight rises were fine and fun, and then came a climb. still in my getting-used-to-riding frame of mind, I wasn't prepared for a lot of huffing and puffing and 6 mph stuff. nevertheless, that's what I got. I thought to myself, how about if I just turn around and go wait by the car? bill can ride as far and as fast as he'd like, and I'll just sit there, peacefully, and wait.
but I kept going. I had approached the crest of the hill by that time, and had a little more breath to share with my brain. so the two of us, my brain and I, kept the legs pedaling.
we curved around and thrilled to a descent, then pedaled some more and came to an intersection where we headed south on SR 12.
small rises, brief descents, slight downs, gradual ups: the next handful of miles were relaxing and just right. the landscape shifted slightly with each half mile: red rock mixed itself with bleached bone, with stunted pinon crouching everywhere across the flat spaces of land. in the distance were hillsides blanketed with conifers, deep green against the ivory and rust-colored rocks.
occasional signs and houses dotted the roadside, telling us that 43 acres were available, the hansen's lived at number 389, and that 3 to 5 acres sites with improvements were located just over the hill and around the bend.
we ended up riding this road each of the three days, and on our return leg on the final day, it had become familiar enough that I could anticipate the approaching grade and terrain, the place I would pass the cattle, the graveled drive where I would ride past the decorative mailbox crafted to mimic a fancy red barn.
the sagebrush, the tumbleweeds, the jutting rock towers that make me think God created this fantastic playing board for his own pleasure: these are what will remain with me. the deeply pinkish red soil, the jackrabbits with their dark lined ears, the three bucks in the ravine, the black and white rock faces, and on saturday, the smashed pumpkins decorating the asphalt every few miles.
and, of course, the red dust on my shoes.


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CIKATRI$ is an avant-garde keytar-punk band, from Stockholm, Sweden, with lyrics in french. Their brand of punk harks from 80's punk with the lo-fi quality recording, slurred vocals, hard hitting rhythms, fast paced chord changes and who gives a #$%* attitude. All this has been put into a blender and what was spit out is CIKATRI$. They remind me of early riot girl music such as Bikini Kill, with a cleaner edge the likes of Blondie. Their first appearance in the USA will be at SXSW and will be touring the U.S. Southwest, including Texas, New Mexico, Arizona, and California. Their third album, a double 7" EP named "Aie ! – le trois" came to eager fans recently. Aurélie Ferr, the band's core member, writes all of the songs. She also spends a lot of time as a freelance sound engineer around the city of Stockholm. Live, Aurélie plays keytar and sings, Anton plays guitar, Robert plays drums, and Jocke is on bass. Fans of classic punk and those new to the genre will find much to enjoy with this band. There is even the occasional trumpet and keytar solo!
Facebook: www.facebook.com/CIKATRIS


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The Applied Capital Group is involved in a wide range of property investment, development and regeneration projects throughout Scotland. Group companies endeavour to acquire land, property related opportunities, existing companies and trading businesses where active corporate, financial and asset management will enhance shareholder value, whilst creating local employment and generating economic activity.
We are currently active across a range of sectors including residential, offices, industrial, retail, manufacturing and hospitality. The Group takes a long term approach to all it's activities, with a particular focus on improving amenities and protecting the environment.
Partnership working is at the heart of many of our projects, working with occupiers, local residents and public bodies to utilise property development and investment as a catalyst for growth. We take care to explore every option to ensure best value and results for all parties.


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Clifford Law Offices
Keith Hebeisen is a partner at Clifford Law Offices. An outstanding Chicago personal injury attorney and one of the most respected medical malpractice attorneys in Chicago, Mr. Hebeisen is experienced in many practice areas, including complex areas of medical negligence, medical
Mr. Hebeisen has been a trial attorney for over 30 years. As part of our team of medical malpractice attorneys in Chicago, he is a highly respected leader in the legal community. He is known for his no-nonsense style and has garnered the respect of both plaintiff and defense attorneys. Mr. Hebeisen is knowledgeable in the law and in command of the facts of each client's case. He is thorough in the investigation, preparation, and trial of each of his cases, which are often highly complex and involve many defendants. Although Mr. Hebeisen concentrates his practice in the area of medical malpractice cases against doctors, hospitals and pharmaceutical companies, he has represented individuals in a wide variety of cases, including transportation, product liability, and toxic tort.
In 2010, he was recognized by U.S. News-Best Lawyers as a top-tier attorney in the areas of medical malpractice and personal injury law. He is recognized as an Illinois Super Lawyer and an Illinois Leading Lawyer. Mr. Hebeisen was inducted into the International Academy of Trial Lawyers in 2010 and the American College of Trial Lawyers in 2011.
Mr. Hebeisen also makes time to give back to the profession in substantial ways. He served as President of the Illinois Trial Lawyers Association from 2005-2006. He serves as the Chair of the American Bar Association Standing Committee on Medical Professional Liability. He is also very active in several other bar associations including the American Bar Association. Mr. Hebeisen has been an active leader in the fight to preserve the right to trial by jury. He has been an outspoken advocate against caps on damages in the legislature and courts of Illinois. He also has written extensively on these subjects, and lawyers from across the state consult him on these very important issues.
Mr. Hebeisen enjoys using his strong writing skills and is the author of many publications. He was the Editor of the Illinois Bar Journal for two years and has edited ITLA's Medical Malpractice Trial Notebook since 1992. Mr. Hebeisen has planned and moderated numerous continuing legal education programs, including the ITLA Medical Malpractice Seminar, a widely attended all-day program held annually in Chicago. Using his background as a medical malpractice attorney, he has presented numerous lectures at seminars for professional associations on a wide range of topics.


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text: 19 PAX posted on Friday for a little Bear Crawl vs Crab Walk Soccer game. The goalie planked while the Crabs were allowed to us their hands. After each goal, the goalie changed, the scoring team chose a workout, and the defensive team chose the number of reps. After each goal, the bears turned into crabs and vice versa. Introducing FNG


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Search Results Showing Item 58 of 122
A spoonful of poison [Agatha Raisin mysteries]
Electronic resources
View other formats and editions
Record details
- ISBN: 9781415955116 (sound recording : OverDrive Audio Book)
- ISBN: 1415955115 (sound recording : OverDrive Audio Book)
Physical Description:
electronic resource
- Publisher: [New York] : Books on Tape, 2008.
Content descriptions
|General Note:
|Downloadable audio file.
Title from: Title details screen.
Duration: 5:49:43.
|Participant or Performer Note:
|Read by Donada Peters.
|Summary, etc.:
|Cranky but lovable sleuth Agatha Raisin's detective agency has become so successful that she wants nothing more than to take quality time for rest and relaxation. But as soon as she begins closing the agency on weekends, she remembers that when she has plenty of quality time, she doesn't know what to do with it. So it doesn't take much for the vicar of a nearby village to persuade her to help publicize the church fete--especially when the fair's organizer, George Selby, turns out to be a gorgeous widower. Agatha brings out the crowds for the fete, all right, but there's more going on than innocent village fun. Several of the offerings in the jam-tasting booth turn out to be poisoned, and the festive family event becomes the scene of two murders. Along with her young and (much to her dismay) pretty sidekick, Toni, Agatha must uncover the truth behind the jam tampering, keep the church funds safe from theft, and expose the nasty secrets lurking in the village--all while falling for handsome George, who may have secrets of his own.
|System Details Note:
Requires OverDrive Media Console
Requires OverDrive Media Console (file size: 83767 KB).
Mode of access: World Wide Web.
Search for related items by subject
|Raisin, Agatha (Fictitious character) -- Fiction
Women private investigators -- Fiction
Fasts and feasts -- Fiction
Poisoning -- Fiction
Cotswold Hills (England) -- Fiction
Detective and mystery stories.
Mystery fiction.
Downloadable audio books.
Search Results Showing Item 58 of 122


text:
|Search by Category
|3D Printer Filament
|Brand Name:
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|Payment Terms:
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|Supply Ability:
|30000 Kilograms per Month
|Delivery Time:
|7-10 working days after received your payment
|Packaging Details:
|1spool/vacuum packing ,can be as per customers' requests
|3d printer filament
|about 400M
|Surface gloss:
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|Vacuum packing with desiccant
OEM Packing 3D Pen Filament 1.75MM ABS Filament for DIY 3D Drawing Pen
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We do different kinds of material, like PLA filament, ABS filament, CE-ABS filament ,PA(Nylon),PC filament,PVA,HIPS 3D printer filament,PETG 3d printer filament, POM, wood filament, ABS/PLA changing color filaments by Light or Temp,flexible 3d printer filament, Flame retardant ABS filament metal composite filament,polymer composite filament,carbon fiber filament.
A brief characteristic for ABS & PLA filament:
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1. Softer than PLA, but high strength, good toughness;
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4. Accurate diameter: 3.0/1.75mm, variations + /-0.05mm, roundness +/-0.03mm;
PLA (Polylactic acid) is thermoplastic aliphatic polyester made of renewable resources like corn or starch. Its extrusion-temperature is much lower than ABS, and most often doesn't require a heated bed. It has the following characteristics:
1. Good toughness high strength, high stiffness ;
2. No block nozzle, good stick hot bed, a smooth PLA used
3. Can be processed at 185 degrees
4. Low shrinkage, thermoforming dimensional stability
5. Accurate diameter: 3.0/1.75mm, variations + /-0.03mm, roundness +/-0.02mm
Color what we have for ABS & PLA filament:
Basic color: White,Black,Red,Blue,Yellow,Green,Nature,
Other color: Silver,Grey,Gold,Pink,Purple,Orange,Yellow gold,Wood,Christmas green,Galaxy blue,Transparent
Fluorescent series: Fluorescent Red, Fluorescent Yellow, Fluorescent Green, Fluorescent Blue
Luminous series: Luminous Green, Luminous Blue
Color changing series: Blue green to yellow green, Blue to white,Purple to Pink,Grey to White
Our PLA
ordinary PLA
3, A(clear natural),B(toughness
translucent color,our technical
innovation products),C(opaque color)
A(clear natural),C(opaque color)
Processing temperature
185 deg
210 deg
No smoke, taste like fried corn
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Diameter Variations
water absorption
Very low, no bubbles occur when printing
even expose to air for over half a year
High, much bubbles printing
at high temperature after the
filament opened from seal packaging
and exposed to air for a period
( like one month or shorter time)
Surface gloss
Type A and C is not good
toughness, B is good tough
Not good tough
Relative to the ABS, PLA has the following advantages:
|PLA's processing temperature is low, can be processed at 185 degrees;
|odor harmless, good smell like fried corn ;
|high strength, high stiffness, suitable for DIY players do duplicate printer components;
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stability, low shrinkage (0.3%),
layers stick each other well;
|brightly colored, translucent color;
|For customers, we are free to provide technical information
counseling, ensure a smooth PLA used,
for the market often reflects the PLA block nozzle solutions and non-stick hot bed.
|Our PLA filament advantages compare to other ABS filament:
We select of premier grade ABS material, low water absorption, high toughness. Factory direct sales,
inexpensive, buy more, bigger discount!
Packing & Shipping:
Dongguan Wanlixing Rubber Co., Ltd.
Dongguan Wanlixing Rubber Co., Ltd. was established on Jan. 1st,
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The investment is USD625,000, and it covers 7,500 square meters and the number of employee is 100 to 120. We have 2 nature rubber continuous foaming production lines and 10 sets cutting and printing machines. The daily capacity reaches 20,000mm/yard nature rubber foam materials and 2,000,000pcs mouse pads each month. So it can satisfy all kinds of clients.
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game pads, and so on.


text:
Successful year for new QA Service
September 14 2015
At the start of the academic year 2014/15, SEC introduced improved Quality Assurance Services. The Advisory Board and SEC Directors have now completed the first annual review of these services and would like to share the very positive outcomes.
Firstly, the Directors would like to thank individual accredited members whose comments during the year contributed to the annual review by Advisory Board. These were taken into consideration as members of the Advisory Board responded to the questions below:
- What are the good points about the Quality Assurance System?
- What would you change and why?
- As an Advisory Board, how could we improve the Quality Assurance Services?
Strengths identified in the Quality Assurance Services included :
- Flexibility to use SEC forms, or members' own formats, or those required by the organisation for whom a services has been provided;
- the 'independent' verification of the high quality of service provided by an Accredited Member, with several members commenting on how this contrasts with some not so professional practice they have encountered;
- reminders to collect/send evaluations, which was seen as particularly important for members who 'block' weeks/selected months to deliver training;
- access to professional support if you choose it;
- the quality of support from our administrator at email@example.com, including the reminders to ensure evaluations are sent in to support Accredited status; and
- individual comments which have included:
"This gives me confidence when I am working for clients; I am working to a Code of Practice and it is part of my contract with them"
"I'm completely behind it. If you don't self evaluate, you can't improve."
- Improvements have been made to improve ease of access to the SEC QA forms – 4 key steps and the whole process is complete.
- One member encountered a 'Spam' blocker that prevented delivery of the evaluation form - all Accredited Members will receive a copy of all the evaluation forms and the SEC letter that accompanies these, to send directly if they encounter similar difficulties.
- There is no evaluation form for 'coaching services' – the Directors are taking steps to put one in place.
The Directors hope you will find this brief summary of the successes of the first year, and developments for 2015/16 useful to Accredited members in the year ahead.


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NEW YORK -- Continuing political gridlock in the fiscal cliff fight will hurt the U.S. economy, an influential Federal Reserve official said Thursday morning.
"Congress and the administration must address the fiscal cliff in a manner that creates a credible framework for long-term fiscal sustainability," said William Dudley, president of the Federal Reserve Bank of New York, in a speech at Pace University in New York City.
"Failure to reach a credible [budget] agreement would suggest a degree of political dysfunction that would undermine U.S. economic leadership and could encourage global corporations and investors to take their business elsewhere," he said, noting that economic leaders abroad "wonder whether our political system is capable of putting the national interest above partisan interests."
Dudley warned that going over the so-called fiscal cliff, or letting a series of planned tax hikes and spending cuts take place on Jan. 1, "would drive the U.S. economy into recession." He also noted that a protracted fight could damage the economy by hurting confidence.
Paul Krugman, the Nobel Prize-winning economist, disagreed with the idea that the government needs to fix its budget now, telling WNYC on Wednesday that it may be preferable to go over the fiscal cliff in order to reach a reasonable budget agreement. He added that the government can wait to reach a long-term deficit reduction agreement.
The Obama administration and Congress are in talks to avoid the fiscal cliff, but they disagree on many issues. Republicans are demanding an extension of all the Bush-era tax cuts, coupled with cuts to Medicare and Medicaid, while Democrats want to protect entitlements and end the tax cuts on higher incomes. The government is on track to hit the debt limit in February or March if it does not raise the debt ceiling, and some congressional Republicans have threatened to use it as leverage, as they did last year.
Dudley said that businesses and consumers have put off spending decisions because they don't know how high their taxes will get or what will happen to Social Security, Medicare and other government programs. Ideally any agreement, he said, should have "broad bipartisan support" to signal a long-lasting pact.
"Things do not look sustainable at all," Dudley said, referring to the government's long-term fiscal path. He added that fixing the budget is not an economic question but "a question of political will."
Dudley declined to offer specifics about what a long-term deficit reduction deal should look like.
"I don't think it's really so critical which one you pick," Dudley said, referring to broadening the tax base or raising marginal tax rates. "But the important thing is you have to pick."


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When you need a qualified locksmith in San Jacinto, CA, call the experts at Your Key Locksmith and we will gladly take care of you. Our expert locksmiths are ready to take your call and get your job done swiftly and at a reasonable price. One phone call will get you the reliable, great locksmith service you demand, from a name you can believe in. For whatever locksmith concerns you may have in San Jacinto, CA, give us a call immediately at 800-306-2477.
An unanticipated security problem can wreck your active schedule, and you don't need the extra stress. It's always a big hassle to lock your keys in the car, because it never happens at a convenient time. We, at Your Key Locksmith have the knowledgeable locksmith service staff that can handle your call efficiently and get you back on schedule in no time. We've become so respected in San Jacinto and all around California by making available unmatched levels of locksmith service.
With the time and money you've put into your San Jacinto house or place of business, you want to know you've made the right choice whenever you need quality locksmith services. You don't cut corners when you look after your family, and when we handle your locksmith issues, we won't take shortcuts either. Your approval is imperative to us, and we'll be sure the work is done right the first time, every time, so you can get on with your active lifestyle. You don't need to look for anyone else when you have Your Key Locksmith on the job.
Your Key Locksmith will take care of your locksmith service for you when you have locked your keys in the car, or when you need new locks for your home or place of business in San Jacinto, and let you get back to your life. You'll be assured you're getting good value for your money with our quick, dependable service, expert staff and swift response time.
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Every day, our staff from Your Key Locksmith provides their locksmith services to residential and commercial customers in San Jacinto, California. In some cases, we are called to simply assist someone within San Jacinto, CA who has locked themselves out of their house or vehicle. With that being said, we also receive a great deal of business from home and business owners within San Jacinto who are looking to enhance their security by changing the locks on their home or business. If you have any questions regarding our locksmith company or need our assistance, be sure you give our experts within San Jacinto a call at 800-306-2477 at this time.
Somewhere within San Jacinto, CA, a person has discovered they are locked out of their house. When this occurs, it can result in tons of frustration and anxiety for the home owner and the fact they are hungry after a hard day of work does not make the scenario any lighter. Luckily, as soon as you contact our locksmith service, we will be on the way to assist.
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text:
ILM - to all data there is a season
Every weekend across cities, people chase bargains in garage sales. Sellers pick up a few dollars for books, clothes, CDs and other knick-knacks no longer desired or required. Consider the clothing for a moment. Undoubtedly stored in the main cupboard and worn regularly when bought new, the clothes probably traversed a life of being moved to a secondary cupboard (maybe for the winter), returned to the main cupboard for the following summer before being packed in the attic and finally relegated to the garage to be sold off for a fraction of its original purchase price.


text: What happens when the sun sets? Does the sky fade into a black, sparse, velvety covering, speckled in the dust of faraway stars, suns? Our star has a name, and somehow it feels inadequate, small, hapless. It is, nevertheless, the same star around which both planet Earth and my home planet orbit. Read more


text:
There are potholes appearing up and down the road
Reported in the Potholes / Highway Condition category anonymously at 21:26, Wed 4 September 2019
Sent to Northamptonshire County Council 5 minutes later. ref: 1756393.
There are more potholes developing up and down the road, but especially around the nursery and the junction to Harpole half way down
Thank you for reporting a fault on the highway. We will use the information you have provided to assess and prioritise this fault in accordance with our published response times for fault reports.
State changed to: Investigating
Posted by Northamptonshire County Council at 21:31, Wed 4 September 2019
Works order has already been raised and will be completed within 6 months. Thank you for your enquiry.
State changed to: No further action
Posted by Northamptonshire County Council at 05:53, Thu 5 September 2019
This report is now closed to updates. You can make a new report in the same location.


text:
PCN Podcast #9 - Interview with PJ Rohall, Fraud Expert at Featurespace
This week's guest is PJ Rohall, Fraud Expert at Featurespace. PJ explains what a Fraud Expert really is, introduces Featurespace, what it does and its vision & culture. On top of that, Lewis and PJ dive into the area of Fraud and talked about the common areas of Fraud in the near future.
This Feature's Agenda
0:55 - About PJ
3:00 - About Featurespace
8:20 - Common Areas of Fraud in the Future
11:40 - Payments Capital of US16:25 - Vision & Culture at Featurespace
About Featurespace
Featurespace is the world-leader in Adaptive Behavioural Analytics and creator of the ARIC™ Risk Hub for fraud prevention and AML transaction monitoring. The ARIC Risk Hub – a real-time machine learning software system – monitors individual behaviours and detects anomalies to catch financial crime as it happens. The increased accuracy of understanding customer behaviour simultaneously reduces the number of genuine customers whose purchases and transactions are incorrectly declined. Customers include TSYS, Worldpay, HSBC, NatWest, Permanent TSB, Danske Bank, Clear.bank, Elavon, and William Hill. To find out more visit: www.featurespace.com


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Friday, December 11, 2009
grits + scrooge
Posted by Molly Hargather at 12/11/2009 07:17:00 AM 2 comments
Tuesday, December 8, 2009
update via lists
The D-I-Y (do it yourself) mantra sure does make things rewarding. However, it also means that things are going to take time. Especially when you work 8+ hours a day, and only have a couple of hours at the end of the day to get things done. Currently, our house is a little ghetto-fied. So, an update in the form of lists (I can't bear to put up pictures just yet).
Posted by Molly Hargather at 12/08/2009 06:35:00 AM 1 comments
Thursday, December 3, 2009
time to take a deep breath
It's no secret that our lives are a bit chaotic right now. Chaos and lack of sleep, more often than not, leads to frustration and short tempers (at least for me). I'm not gonna lie - I have had to be very intentional to keep a grateful heart.
Posted by Molly Hargather at 12/03/2009 08:52:00 AM 0 comments
Tuesday, December 1, 2009
thanksgiving in photos
Posted by Molly Hargather at 12/01/2009 01:24:00 PM 3 comments
Monday, November 23, 2009
Thanksgiving Come Early
Posted by Molly Hargather at 11/23/2009 07:59:00 AM 2 comments
Friday, November 20, 2009
OCD much?
Lists are an important part of my life. Growing up, I was probably one of the most unorganized people. Until college. Partly because I was now responsible for managing my own time and partly because my small living space served as living room, kitchen, bedroom, etc. That was when I realized my great need for lists. This is what has to get done today. This week. Etc. And this realization came with my great need for significant "places" to put things. Electronics go in a basket on a shelf in our TV stand. Hair products go under the sink. Hats go in a bin on a shelf above our closet. Nice dresses go on the left side of the closet. Casual dresses go in the armoire. Jeans go in the bottom drawer of the dresser. You get the picture. Things must go back to their "places;" otherwise they get misplaced. No list/"place" = a forgotten lunch date, a missing pair of pants, an incomplete work assignment, an unnoticed birthday of a friend, etc.
It wasn't until recently that I have again been reminded of the necessity of these tools in my life. It's just the way it is. Without them, there comes this overwhelmed version of myself. Lists and "Places" keep order and sanity in my life, and I am a much happier person when this is the case. Even the husband, who once poked fun of my lists, is recognizing that they are important for our household!
It was with his encouragement that I created this crazy spreadsheet for our house (if you click on it, it'll give you a larger version so you can see just how crazy detailed it gets!). There's so much to do, and we need a plan. What we need versus what can wait a few months until we're settled. What has to be done before we move in. What we currently have for the house. How much money we have left in gift cards so that we can get the things we need. There's so much to do, and this allows me to see it in big picture. And check things off (which is my favorite!).
If this is the list for just the basics of our house, can you imagine what my binder was like for the months of wedding planning? Huge and crazy! But it got me through.
Ah - now I can breathe a little sigh of relief as we attempt to check some things off the list!
Posted by Molly Hargather at 11/20/2009 07:45:00 AM 1 comments
Wednesday, November 18, 2009
you can put this on my Christmas list
This year, with the new house and all, I'm really having to differentiate on what classifies as a need and what falls into the want category.
Posted by Molly Hargather at 11/18/2009 11:25:00 AM 0 comments
Tuesday, November 17, 2009
Thanks to everyone who came out last night! The event was a HUGE success - exactly how much so, I'll have to wait to tell you when we get the final numbers in from Lindsay and Gavin. However, I do know that the goal we set was pretty high, and that we exceeded that goal!! There are going to many kids who are going to be blessed as a result of the fun times that we were blessed with last night. Dawn came and even won one of the raffles! Earrings by Jen Boaz. Oh, and my stud of a husband did a great job introducing the founders of LUO. I'm so glad he's back! I'll post more pictures later, but wanted to share the good news! They'll be more of these in the future, so if you didn't make it out, you don't want to miss out on the fun next time!
Posted by Molly Hargather at 11/17/2009 08:10:00 AM 0 comments
Monday, November 16, 2009
Posted by Molly Hargather at 11/16/2009 07:28:00 AM 0 comments
Thursday, November 12, 2009
Posted by Molly Hargather at 11/12/2009 07:07:00 AM 4 comments
Tuesday, November 10, 2009
it's the little things
Posted by Molly Hargather at 11/10/2009 07:05:00 AM 0 comments
Thursday, November 5, 2009
Wine & Cheese
That picture pretty much sums up some of my favorite things. Add in some good friends, and I am set! At work, we've been known to have our fair share of wine and cheese parties. Some have been large scale, some have been kept on the down low, and some have been lavish!
Posted by Molly Hargather at 11/05/2009 08:42:00 AM 2 comments
Friday, October 30, 2009
happy halloween y'all.
Posted by Molly Hargather at 10/30/2009 07:15:00 AM 1 comments
Thursday, October 29, 2009
I have spent way too much time messing with my blog layout.
Posted by Molly Hargather at 10/29/2009 08:38:00 AM 1 comments
Tuesday, October 27, 2009
Valentine's Day
I'm a sucker for romantic comedies.
Posted by Molly Hargather at 10/27/2009 10:13:00 AM 0 comments
Tuesday, October 20, 2009
The Warehouse Sale
While scrolling through one of my favorite daily blogs, Atlanta on the Cheap, I discovered The Warehouse Sale. After picking up the latest edition of Creative Loafing so that I could have the free entry [pg. 15], I ran out at lunch. And came home with these -
Posted by Molly Hargather at 10/20/2009 11:20:00 AM 0 comments
Monday, October 19, 2009
My next vacation will be....
Sin city.
Posted by Molly Hargather at 10/19/2009 06:57:00 AM 2 comments
Friday, October 16, 2009
Happy Weekend!
It should be a laid-back weekend in our household, and I'm pretty excited about it. We do have to run some errands for some exciting happenings in our lives, but more to come on that later. For now, I'll leave you with these adorable fall trends from Anthropologie. I could totally live in that store! (Yes, in the store. I'd have all the great clothes I needed. Tables to eat on. Adorable plates for my food and saucers and teacups to drink from. You get the point.)
Posted by Molly Hargather at 10/16/2009 12:55:00 PM 0 comments
Wednesday, October 14, 2009
My friend, Tyler, is one of those people who has a knack for decorating. She and her husband, Will, bought a house a few months ago, and she has done a fabulous job getting the entire house looking absolutely beautiful and homey! Her latest post on fall decor has some great ideas, and I think my favorite part of it all is the moss that she adds as an accent. My mom uses moss all the time, but I haven't even thought of it (emphasizing once more that I am not a decorator at heart! But I do love to steal ideas!). I'm a big fan of cool colors, and since most of my fall decor is a little brighter, I think the moss will help tone it down a bit. Mom tells me that I should go to Michael's for moss, so if I get motivated enough I might just go get some. With so much going on right now, I might just have to tuck this away for next year. Or maybe Thanksgiving?
Posted by Molly Hargather at 10/14/2009 01:10:00 PM 0 comments
Monday, October 12, 2009
the boots
My younger sister is what I would call "fashion forward." I, on the other hand, am more like "fashion behind."
Posted by Molly Hargather at 10/12/2009 07:49:00 AM 1 comments
Friday, October 9, 2009
Thai Lettuce Wraps
One of my favorite meals is the Thai Lettuce Wraps Appetizer (plenty large enough for a meal!) at the Cheesecake Factory. Gaining inspiration from Lindsay (I might as well mention one more time how amazing of a cook and baker she is!), I decided to try my hand at homemade Thai Lettuce Wraps. While Lindsay would make up her own variations based on what she tastes, I have to read recipes! Thank you Google - you can find the exact ones at Meemo's Kitchen blog.
Posted by Molly Hargather at 10/09/2009 12:26:00 PM 0 comments
Wednesday, October 7, 2009
Various Happenings
Posted by Molly Hargather at 10/07/2009 08:04:00 AM 0 comments
Friday, October 2, 2009
something that I should never keep in the house....
(but that I just bought at the grocery yesterday. oops :)
Posted by Molly Hargather at 10/02/2009 10:03:00 AM 1 comments


text:
The 3-star Sea Bird Corfu is a 2-minute walk from the beach and just a short distance from the Moraitika Village. Top facilities include a swimming pool, a children's playground and WiFi across the public spaces and in the rooms.
Some rooms at the Sea Bird include a patio, balcony and WiFi. All the rooms are air-conditioned and have a safe and a TV. Each has a bathroom with a bath or shower, plus a hairdryer.
Breakfast is served at the Sea Bird's restaurant, including local dishes and typical Continental breakfast.
The breakfast type is Buffet and it is provided from 07:30 - 10:00. The hotel has one restaurant. A snack bar is also available throughout the day.
Make yourself at home in one of the 71 guestrooms. Rooms have private furnished balconies. Complimentary wireless Internet access keeps you connected, and satellite programming is available for your entertainment. Private bathrooms with showers feature complimentary toiletries and hair dryers.
Enjoy Greek cuisine at paradise bird, a buffet restaurant which features a bar/lounge and a garden view. You can also stay in and take advantage of the room service (during limited hours). Quench your thirst with your favorite drink at the poolside bar. A complimentary buffet breakfast is served daily.
The following payments are accepted: Euro/Master Card, euro cheque, Visa Card, travellers cheque and American Express. Additional fees may apply for certain facilities, amenities or activities.


text:
On October 26th, law enforcement officials and community organizers held the National Prescription Drug Take-Back Day in thousands of cities across America. Sponsored by the Drug Enforcement Administration (DEA), the idea is to get old, unused and unwanted medications off the streets and out of medicine cabinets to be properly disposed of.
Several hundred thousand pounds of prescription drugs were collected by roughly 5,800 drop-off sites around the country. Participating law enforcement and community volunteers were present all over the United States.
Examples of smaller amounts include more than 300 pounds collected in Dover, NH and Sioux City, IA, 187 pounds in Leavenworth, KS, 80 pounds in Santa Barbara, CA and 32 pounds in Galesburg, IL.
Anohter event was held back in April that netted 371 tons of prescriptions, and overall they have gotten more than 3 million pounds off the streets in recent years. With close to 7 million people reportedly abusing prescription drugs, the more that communities can dispose of the better.
If you have medications that need to be gotten rid of at home, the Food and Drug Administration (FDA) recommends the following steps to dispose of them in the household trash:
– Mix medicines (do NOT crush tablets or capsules) with an unpalatable substance such as kitty litter or used coffee grounds;
– Place the mixture in a container such as a sealed plastic bag; and
– Throw the container in your household trash.
– Before throwing out your empty pill bottle or other empty medicine packaging, remember to scratch out all information on the prescription label to make it unreadable.
According to the DEA, the response to the National Take-Back Initiative continues to grow, as more drugs are being collected at each event.


text: cannabisnews.com: Pot, Politics and Inhumanity Pot, Politics and Inhumanity Posted by CN Staff on May 18, 2007 at 05:46:19 PT Editorial Source: Quad-City Times Springfield -- Illinois lawmakers missed an opportunity that just might have prolonged, and perhaps saved, the lives of some seriously ill citizens. Instead, the state Senate's failure to legalize the use of medical marijuana did just the opposite, dashing the hopes of some terminally and seriously ill, their families and friends. We had hoped lawmakers would at last abandon the hollow law-and-order, anti-drug political arguments of opponents, especially after the Senate Public Heallth Committee approved SB650. The bill would have protected from arrest seriously ill pateitns who use medical marijuana on their doctor's recommendation. Under the bill, patients or their primary caregivers could legally possess up to 12 marijuana plants and 2.5 ounces of usable marijuana If approved, Illinois would have joined 13 enlightened states who put preserving public health before scoring political points. Courts, then, can continue to sentence to jail the very ill who use medical marijuana to improve their quality of life or to prolong it. What a pity we can't sentence the 22 senators who voted against medical marijuana to spend even a day in the wheelchair of AIDS patient, vomiting life-saving medications because of nausea. Or maybe they could walk a few milels in the shoes of Gretchen Steele, the Coulterville nurse who has multiple sclerosis. She told lawmakers last month, "I can tell you from firsthand experience that marijuana works better to control the spasticity, neuropathic pain, and tremors than do any of the myriad prescription medications that I currently take. The fact that it is perfectly legal for my doctors to prescribe morphine, OxyCodone, diazepam, hydrocodone, and other drugs that are not only highly addictive but have many unpleasant side effects, yet it remains illegal to recommend marijuana, is beyond reasoning." Funny isn't it, that so many senators are so absolutely sure she and other sufferers, and their doctors, don't know what they're talking about.Source: Quad-City Times (IA)Published: May 18, 2007Copyright: 2007 Quad-City TimesContact: opinions qctimes.comWebsite: http://www.qctimes.comRelated Articles: Medical Marijuana Bill Fails State Senate http://cannabisnews.com/news/thread22964.shtmlWill Third Time Be The Charm for MMJ Effort?http://cannabisnews.com/news/thread22958.shtmlWill Our Leaders Be Dopes?http://cannabisnews.com/news/thread22943.shtml Home Comment Email Register Recent Comments Help Comment #16 posted by potpal on May 18, 2007 at 18:19:06 PT New Headline If you're going for an aliteration, allow me to stretch the headline to include, Pot, Police, Politics, Profits, Inhumanity [ Post Comment ] Comment #15 posted by mayan on May 18, 2007 at 16:56:04 PT Inhumanity The fact that it is perfectly legal for my doctors to prescribe morphine, OxyCodone, diazepam, hydrocodone, and other drugs that are not only highly addictive but have many unpleasant side effects, yet it remains illegal to recommend marijuana, is beyond reasoning.Facts,logic and reasoning get in the way of making insane profits. The greedy fascists will put profits over people every time. THE WAY OUT IS THE WAY IN...NY Times Attempts To Debunk 9/11 Truth; Fails Miserably: http://infowars.net/articles/may2007/170507NYT_fails.htmNine Eleven: Official Fraud Demolished: http://www.etherzone.com/2007/stang051807.shtml9/11 Survivor Questions Official Story on Local Fox News (w/video): http://911blogger.com/node/8679Alex Jones Announces Loose Change Role: http://www.prisonplanet.com/articles/may2007/180507loosechangefcut.htmVancouver 9/11 Truth Conference - June 22-24: http://www.v911truth.org/conference2007.html9/11 WAS AN INSIDE JOB - OUR NATION IS IN PERIL: http://www.911sharethetruth.com/ [ Post Comment ] Comment #14 posted by Dr Ganj on May 18, 2007 at 15:50:49 PT Hemp Biodiesel From: http://www.goldstreamgazette.com/May 16 2007 B.C. briefs Even before significant increases in temperature, climate change is starting to prompt shifts in B.C. agriculture. Increased interest in carbon-neutral fuel sources has put the focus on ethanol and biodiesel options for farmland. One of the crops that has popped up around B.C. is industrial hemp, a fast-growing plant that produces vegetable oil as well as tough fibre used in rope and textiles. A 110-acre hemp crop was planted in the 100 Mile House area in 2006. The agriculture ministry says smaller hemp plantings have been done in Smithers, West Moberly near Fort St. John and on Vancouver Island. B.C. Agriculture Minister Pat Bell said the 100 Mile House pilot project is being increased to 200 acres this year, to get to a volume where processing facilities could use it to produce fibre and potentially ethanol. B.C. is following the lead of Manitoba, which has 28,000 acres in hemp, and Saskatchewan with 14,000 acres in cultivation. A fuel with greater potential is biodiesel, which can be used full-strength in conventional diesel engines. It can be made from recycled restaurant cooking oil, or from oilseeds such as canola. The province provided $75,000 for a feasibility study of a biodiesel production plant in the Peace region, where most of B.C.'s 45,000 tonnes of canola is grown each year. The study found that production, along with 11,000 tonnes from Alberta, would feed a "best-size" biodiesel plant producing 22.7 million litres of the fuel per year. "We wanted to see if biodiesel production was a viable option for Peace canola growers, and it looks like it is," said Irmi Critcher, president of the B.C. Grain Producers Association, which conducted the study. Ethanol in Canada is mainly produced today from feed grain. Husky Energy has plants in Saskatchewan and Manitoba. Both provinces have mandated ethanol use in gasoline. An unmodified engine can use gasoline with up to 10 per cent ethanol, which is marketed by Husky and Mohawk gas stations as a cleaner fuel with lower greenhouse gas emissions. Husky also has a refinery at Prince George, and Bell said the company is studying the addition of an ethanol plant that would take advantage of waste heat from the petroleum side. If built, it would use grain shipped by rail from Peace River farms, and possibly winter wheat, a crop being tested in the Vanderhoof area. Bell recently returned from a meeting of North American agriculture ministers in Mexico, where growing crops for energy production was a hot topic. It was there he heard about a commercial-scale ethanol plant being built in the southeastern U.S. that uses cellulose. Such technology could use waste wood or other plant fibre, and its potential for B.C. deserves further study, he said. http://www.goldstreamgazette.com/ [ Post Comment ] Comment #13 posted by dongenero on May 18, 2007 at 14:49:42 PT Thanks GCW I am glad to see that op/ed getting some traction!It is reasonable, well written and succinct.I believe you have to take these politicians to task as much as possible when they show poor judgment.If they don't respond favorably, you then vote them out. [ Post Comment ] Comment #12 posted by The GCW on May 18, 2007 at 14:19:37 PT dongenero ALSO AT:US IL: Editorial: Pot, Politics And InhumanityPubdate: Fri, 18 May 2007Source: Dispatch, The (Moline, IL)http://www.mapinc.org/drugnews/v07/n613/a11.html?397 [ Post Comment ] Comment #11 posted by Storm Crow on May 18, 2007 at 13:20:52 PT "Marijuna Moms" article http://www.kpho.com/news/13347274/detail.html?rss=pho&psp=news"PHOENIX -- So much for a glass of wine at night. A shocking number of Valley moms admit they use marijuana to wind down after a long day.Shay Pausa surveyed hundreds of mothers through her Web site, Chikii.com. She targeted women in affluent suburban areas."These were middle to upper-middle class women, professional women, mommies. We had some that were members of the PTA and one school teacher even reported," Pausa said."(Snipped)It seems that over 1/2 of the moms say they have used cannabis 10 times during the past year. 27% use it weekly or more often. [ Post Comment ] Comment #10 posted by museman on May 18, 2007 at 11:08:45 PT another OT: sharing info This is not for everyone -though it should be. The website is a little intimidating, but the material, especially what is contained within the first book 'Fossilized Customs' is I think exemplary. My wife bought several copies so we could loan them out to people. I am about halfway through, and find much vindication for my ideology, knowledge, and beliefs. So if you think I'm some kind of 'spiritual nut' then don't bother. If you want some actual research backing up the conclusions that I have consistently made, this book is packed full. One can find some real clear answers to why things are happening the way they are.Have a good weekend everybody. http://www.fossilizedcustoms.com/ [ Post Comment ] Comment #9 posted by freewillks on May 18, 2007 at 10:18:58 PT OT: Jericho Jericho is one of the best shows to grace network TV in a long time. I, like many of the dedicated fans of Jericho am trying to let CBS know that they made a poor decision. If you feel like I do, please take the time to visit www.jericholives.com and se how you can help. I wonder what CBS will do with all the nuts they are getting http://www.jericholives.com [ Post Comment ] Comment #8 posted by FoM on May 18, 2007 at 10:07:51 PT dongenero You're welcome. I hope you have a nice weekend too. [ Post Comment ] Comment #7 posted by dongenero on May 18, 2007 at 09:05:20 PT FoM Ooo, thanks FoM! Have a nice weekend. [ Post Comment ] Comment #6 posted by ekim on May 18, 2007 at 08:57:45 PT God-- please help us URL: http://www.mapinc.org/drugnews/v07/n615/a05.html Newshawk: Kirk Votes: 0 Webpage: http://www.clarionledger.com/apps/pbcs.dll/article?AID=/20070516/OPINION/705160306 Pubdate: Wed, 16 May 2007 Source: Clarion-Ledger, The (Jackson, MS) Copyright: 2007 The Clarion-Ledger Contact: http://www.clarionledger.com/news/about/letters.html Website: http://www.clarionledger.com/ Details: http://www.mapinc.org/media/805 Author: Lovisa Stannow and Kathy Hall-MartinezA DEVASTATING LINK: PRISONER RAPE, THE WAR ON DRUGS IN THE U.S. LOS ANGELES -- The enormous financial and moral costs of the U.S. "war on drugs" have been well-documented over the past few years. Less known is the devastating link between that crusade and the epidemic of rape behind bars. With laws requiring longer sentences for drug offenses and less judicial discretion for leniency, the war on drugs has had a profound impact - just not the impact that was intended. Instead of resolving the problems of drug use and drug addiction, these policies have resulted in a mushrooming of the inmate population, which in turn has contributed to the problem of rampant sexual abuse in prisons and jails. Of the 2.3 million people behind bars in the United States today, more than 500,000 are incarcerated on drug charges alone, with hundreds of thousands more imprisoned on drug-motivated crimes, such as property offenses and public order violations. snippedhttp://leap.cc/Events/ May 20 07 NYC AIDS Walk 08:30 AM Jeff Kaufman New York City New York USA http://aidswalk.net/newyork/index.html May 20 07 Unitarian Universalist Fellowship of Galveston County 10:00 AM Dean Becker Galveston Texas USA 502 Church Street, Galveston, TX [ Post Comment ] Comment #5 posted by FoM on May 18, 2007 at 08:51:54 PT dongenero Here it is.http://qconline.com/archives/qco/display.php?id=338770 [ Post Comment ] Comment #4 posted by dongenero on May 18, 2007 at 08:47:26 PT Quad City Times I have been looking for the above article at the QC Times website and can't seem to find it.I often follow the links on key articles to be sure the source gets hits on the article, and to look for comment sections. I don't know where this article is buried but, I sure can't find it! [ Post Comment ] Comment #3 posted by FoM on May 18, 2007 at 08:30:27 PT Hope I agree. I have a lot of pent up anger and I know in my heart so do others. I am fed up with games. Games are for fun. This is for real. [ Post Comment ] Comment #2 posted by Hope on May 18, 2007 at 07:55:25 PT The light and fire of Truth. Lots of good articles today. Wonderful. The light and fire of published truth is growing. Feed the fire! [ Post Comment ] Comment #1 posted by FoM on May 18, 2007 at 07:34:59 PT News Article from Salem-News.com Michigan Cop Busted in Marijuana Brownie Overdose Call to 911 Avoids Charges (AUDIO/VIDEO)May 18, 2007http://www.salem-news.com/articles/may182007/cop_brownies_51807.php [ Post Comment ] Post Comment


text:
How to prepare
These sessions can be very profound so preparation is essential to get the most out of them. Each session is very personal for the client so other people are unable to attend.
Preparing for your Introspective Hypnosis session
Consider your biggest challenges that are seriously affecting the quality of your life now, whether its panic attacks, anxiety, anger, health issues, relationships, fears, phobias or sadness. If you have experienced bullying, abuse, low self worth, not feeling good enough, grief from loss of loved ones, trauma or abandonment then I may be able to help in a single session. during the session interview, I unfold a plan for the session to get to the source of an issue and work to help to resolve the emotional memory. The session uses effective roleplay, forgiveness techniques and more. It may lead to this lifetime or a past life.
Preparing for your QHHT session
This is more of a spiritual exploration into your life. Prepare and bring a list of about 12 questions (or so) that you would like answers to from your Higher Self. The questions can relate to anything that you are curious about. It can be on any aspect about your life:
- life purpose
- career path
- health issues
- phobias
- fears
- relationships
- past life connections with people in your current life
- the meaning of recurring dreams
- inexplicable events in your life
- reincarnation
- angels and spirit guides
- the Spirit Realm
- the Source (God)
Further details will be given to you prior to your session.
At the session
During the session, clients are able to recline on a sofa and are covered with blankets to feel completely safe and relaxed. The session will be recorded for the client.


text:
ALPINESTARS USA #3352119-13-56 GP Pro Suit Large Black / Red
In stock
Only 1 left
Suit - GP Pro - Driving - 1 Piece - SFI 3.3A/5 - FIA Approved - Triple Layer - Fire Retardant Fabric - Black / Red - Size 56 - Large - Each
Certified to FIA and SFI homologation standards, the GP Pro Comp suit has a three-layer construction offering ultimate protection and lightweight construction, while the breathable lining aids driver comfort. Pre-curved arms and legs and stretch panels on the crotch, waist and underarm offer optimum levels of movement and comfort, while the cuffs on the arms keep everything in place and prevent the material from bunching up. Other thoughtful details include a soft, ribbed knit collar and flat seams on the shoulders.
Certified to FIA 8856-2000 homologation standard and SFI (SFI:3.2A/5) standard.
• Three-layer, lightweight suit incorporating knitted stretchable panels for maximum comfort and excellent breathability.
• Alpinestars fully floating arm construction with stretchable knit fabric ensures minimal material resistance while driving.
• Alpinestars shoulder epaulette construction facilitates the effective extraction of the driver in the event of a crash.
• Ribbed, stretchable wrist cuffs.
• Bootcut leg construction for comfort while driving.
Product Note: WE HAVE ELECTED TO USE AUTOMOTIVE PERFORMANCE INDUSTRY STANDARDS FOR SIZING ON ALL ALPINESTARS RACING SUITS, WE ARE AWARE THIS MAY DIFFER FROM THEIR SIZING CHART.
Suit, GP Pro, Driving, 1 Piece, SFI 3.3A/5, FIA Approved,
Triple Layer, Fire Retardant Fabric, Black/Red, Size 56, Large, Each
|Manufacturer Part#
|Air Restricted
|Truck Freight Only
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Sunshine Park Tennis Club Welcome to
Click here to book a court online
Winter entries for both Junior and Seniors are now being taken
- WRTA Juniors Player Entry forms
- WRTA Seniors Player Entry forms
Wednesday Cardio Tennis
- Free to members. Non members $5 per session
Monday Fast 4 Tennis
- 7-8pm $50 per term
Midweek ladies social tennis
- Wednesdays 10am to 2pm. Non members $5 per session
Book in 3 quick steps...
1. Check availability
View the online participant sheet to find your preferred time and court.
2. Choose a session
Select your preferred available time and book. Register online the first time you book.
3. Confirmation
We'll send you confirmation of your participant. You'll receive a pin number to access the venue. It's easy!
How to find us
Stanford St Sunshine Victoria 3020


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[Giveaway] Even your pet can go green on Earth Day!
Did you know pets actually have a carbon "pawprint"? Pets are great companions and additions to families. In fact, studies have shown that pets help increase happiness, reduce stress, and encourage a healthier lifestyle. On the other hand, many pet parents don't realize that pets can have a significant impact on the environment. This year, in honor of Earth Day, go green and celebrate with your pet!
Tips to go green with your pet
Spay/neuter your pet
Pet shelters and rescues are filled with pets just waiting for their forever home, and there are countless homeless pets roaming the streets. Spaying or neutering your pet can help decrease the population of dogs and cats that don't have homes by preventing unplanned litters.
Adopt a pet
Speaking of pets that need a home, consider adopting a pet from a shelter or rescue. By doing so, you're saving 2 lives: the life of your pet and the open spot in the shelter that allows another pet to be brought in.
Recycle canned food containers
If you feed your pet wet food, it likely comes in a can. The best thing you can do is to recycle the can from your pet's canned food. A more ecological option for feeding your pet canned food is to buy the biggest can of food so less metal is used by splitting the meals from the larger cans. Also, buying in bulk will not only save your wallet, it will minimize packaging.
Donate old towels and blankets to shelters and rescues
Shelters and rescues are always in need of supplies. Donate your pet's gently used supplies like old towels, blankets, leashes, beds and toys.
Use eco-friendly cleaners and shampoo
Accidents happen and baths are inevitable. Switch over to environmentally friendly cleaners and shampoos. Not only are they better for the environment, but they generally contain ingredients that are less toxic to your pets. Plus, green products usually come in packaging that is recyclable or biodegradable.
Clean up your pet's poop
This cannot be stressed enough. One of the best things pet parents can do to help the environment is pick up their pet's waste and dispose of it properly. Both bacteria and intestinal parasites can be passed along in poop, which can harm the environment and even other pets that come into contact with it. Also, no one wants to step in dog poop when walking outside. Cleaning up after your pet reduces the chances of spreading parasites and disease as well as keeps your community clean.
You can go green with your cat's waste too! Doggy poop bags aren't just for dogs; you can use the bags to place your cat's poop and clumped litter into! Try transitioning your cat to a biodegradable litter for a more eco-friendly option.
Poopy Packs are convenient, stylish, and best of all, degradable!
Poopy Packs are pet waste bags that are strong, leak-proof, environmentally-friendly, and stylish. Each uniquely designed bag is 100% degradable, so there's no need to worry about the effects on the environment.
These stylish waste bags fit in all standard-size dispensers and are perfect for walks, trips to the dog park, while traveling, or any other activity you and your dog do together.
Poopy Packs come in a package of 8 rolls. Each roll contains 20 bags that can be easily separated using the perforated edges.
Win FREE Poopy Packs for your pet!Run out of poop bags? Just leave a comment below, and you could win FREE Poopy Packs for your pet from 1800PetMeds!
Congrats to the drawing winners:
Mary P.
Shoule T.
Vikki B.
Bernice P.
Carrie M.
Wendy H.
Beverly S.
Jennifer H.
Elise K.
Oliver A.
Have you seen our new commercial? Check it out!
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271 Comments
We have always picked up after our pet….. in fact, once my husband forgot to take along a bag and he went back to pick it up as soon as he got back home. We teach our grandchildren they have to pick up dog poo when they walk him. We also find poo from other dogs in our yard, not the dogs fault…. irresponsible dog ownership…. and those dogs are not small like ours….. if you know what I mean!🙄 We clean it up in our own yard….. just common sense… Right???
I love that these bags are degradable! We always pick up after our dogs and having environmentally friendly bags is a bonus!
My little girl Bella just loves pet 1800pets plus the flea medicine Advantage 11 is the best and she just loves the prizes she receives. thank you pet 1 800 love bella
Poopy bags would come in very handy as we take our Beagle for many long walks around town. I am tempted to leave some out on my front lawn so other people will be prompted to pick up their dog's mess. 🙂
I wasn't familiar with this brand. Glad to know that there are biodegradable bags on the market. These would be so handy, So many dog owners don't clean up after there dogs.
Yes! I've always used grocery bags/or trash bags!! And…. these ones are made for it and so cute! I'd love to help my environment and accept these. I'd even share some with other pet owners!! Loveeee this!!! 🐕 🐶 💩 ❤
I always pick up after my own dog and often pick up other's poop in my walks because my little Pomeranian's poop is very small so I have room in my bag. I want to keep my neighborhood clean even if some others don't.
Could really use these!
I walk my sweet Dog every day weather permitting & we use alot of bags so I could really use these!! Thankyou!!❤🐾❤
Poo bags,
These bags sound like a great product!!! Biodegradable is perfect for poopy bags. I always use poopy bags and go thru hundreds. I always have a roll of them in my coat, jacket or pants pocket. You never know when you're going to need them. Always be prepared!!! I would love to win a package!!!
We have been picking up our dogs poop since we adopted our first dog! it is responsible and also considerate!
I've been wondering if there were ecofriendly poop bags! This is a great alternative. Thanks. 🙂
Can't say enough how cleaning up after your dog is important, whether in your own yard or the neighborhood. The fact that these bags are biodegradable is WOW such a plus.
Never leave on a walk without the poop bags. Caring about your community and being a responsible pet owner is so important.
I would love to try these bags, I have two dogs that poop everywhere so ya see why i could use these bags
Our family uses bio-degradable, environmentally, friendly pet waste bags. We would love the opportunity to try Poopy Packs. We also often use PetMeds items for our rescue dog of approximately 11 years. She is very healthy, acts several years younger than her age and has great agility. Thanks for this opportunity to try another brand.
I always bring three with me on a dog walk! Sometimes I use them all on one walk!
Hurrah for biodegradable poop bags!
Love ordering from PetMeds, convenient and easy. Wylie and I look forward to using biodegradable poop bags!
W my two huskies need better bags have to double cheap ones. Have empty carriers two huskies that r service dogs too need bags for them. Tight budget but have to have them. Carry some in purses. Backpacks dogs backpacks. We need them even loan them when needed.


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"A cute yet horrifying genetic mutation."
The Strawberry Slime can be found within the forests of the Moss Blanket and rarely in the Ancient Ruins, they enjoy Fruit and favourite the Cuberry, similar to the Phosphor Slime.
Info in the Slimepedia
Diet: Fruit
Favourite: Cuberry
Strawberry Slimes thrive in grassy areas such as the Moss Blanket. These slimes look delicious and other slimes seem to agree, becoming agressive with hunger when starving and near one of these guys, be careful!
Rancher Risks
The Risks of these guys is making other slimes nearby hungry quicker, and getting agressive because of the lack of food, the best idea is to either give them a strawberry plort, feed them often, or take them further away!
The biggest use of the Strawberry Plorts is in scented candles. However when a Strawberry Plort is burned for use in one the smell is faint. So many plorts are needed to create the aroma.
The Strawberry Slimes have a body similar to a pink slime painted red with freckles on either side replaced with seeds, however, they have leaves above them similar to real life strawberries.
Tips and Trivia
- If strawberry plorts are your main source of income, its suggested to give most slimes (especially boom slimes and other dangerous slimes) a strawberry plort so they don't become agressive with one nearby.
- It is suggested not to combine Strawberry Slimes with Phosphor Slimes, since they both only eat fruit and have the same favorite food, minimizing the amount of items you can feed them with.
- This is the first slime on the wiki, followed by the grass slime.
- This page got a "Makeover" on the 11th of November 2017 (11/11/17) to fit with new standards.


text: Wed, 03/13/2019 - 2:00am Hey Lexington, get ready! This recipe, believe it or not, came from Glennville, GA. If you've ever seen my hometown's water tower, you'll recognize that Glenville is the largest producer of the Vidalia onion in the world. But this recipe doesn't call for any onions. This recipe is not difficult. If ...PLEASE LOG IN FOR PREMIUM CONTENT. Our website requires visitors to LOG IN to view the best local news. Not yet a subscriber? Subscribe today! Read more about Tags: recipe of the weekrecipecookin' with the chroniclecooking with the chronicledate ball recipedate nut ball recipedate nut balldate ball


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Feel like a true citizen of the world as High Street South celebrates creativity and possibility. Without boundaries to the imagination and Filipino ingenuity, High Street South stands proud to be BGC's Cultural District and future home to world-class talent.
Developed with the spirit of innovation of Alveo Land and fueled with the new urban vision heritage of Ayala Land, this synergy brings cosmopolitan living to new heights.
You can have the best of both worlds: sweet serenity at home and vibrant community life right outside your door. High Street South is planted at the heart of BGC, the prime spot of world class living. It is located directly south of Bonifacio High Street and west of Serendra. This frames High Street South as a natural extension to these lifestyle and residential destinations.
Watch this video for a glimpse of what is in store for investors of HIGH STREET SOUTH BLOCK:
TWO MARIDIEN presents a rare opportunity for you to make the best out of your city life. As the second tower in High Street South, it continues to feature prime qualities of residential living. Soul-satisfying spaces that bring in natural light and wide views create a place that bolsters your creativity.
A residence right at the HEART OF BONIFACIO GLOBAL CITY
Experience the Retail Promenade at High Street South…
A distinct pedestrian lifestyle destination integrated with Bonifacio High Street. It features a vibrant and diverse retail experience, from global flagship stores to niche artisanal shops, community grocery stores to open market fruit stands. Whether you're looking to buy something specific for your home upstairs, or just lounging around to pass the time along the al fresco strip, the Retail Promenade at High Street South will definitely satisfy.
Unit Options
Space is redefined in High Street South. Urban Villas in Two Maridien allow for up-close views of the surrounding parks and vibrant retail and lifestyle areas.
Dream up your own space that's ready to be designed to your life's vision.
For those of us who live best within the proximity of our places of work and play, Two Maridien will offer the perfect setup for artists and professionals on the move.
To those of us who take life out on our terms – the undisturbed solace of time spent alone, or a cocktail party held at our place – Two Maridien's one-bedroom units will provide the ultimate getaway for the tastemakers of today.
Families and gracious couples will find all the comfort and space they crave in Two Maridien's two-bedroom units.
Friends will find the ultimate flat to fashion into their home base among Two Maridien's three bedroom units. Generous spaces with careful incorporation of natural light will give you a sense of privacy and space when you want it, while allowing the indoors to spill out onto the balcony with a perfect venue to chill or even host a party.
Five years from project launch or around Q3 2017 to be done in tranches.
Own a unit in Two Maridien and make the best out of your city life.
Call or email me for more information:


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Patients are significantly less mobile after surgery. For this reason, we recommend our patients to buy LIPOELASTIC® post op bras and breast bands, because they offer different styles and types of fastening to meet all patients' needs.
We recommend LIPOELASTIC® bras because:
- Their products are certified – OEKO-Tex
- Products were designed by top specialist in field
- They are manufactured to make it easy to put on and wear
- Can be worn throughout the entire recovery period without causing discomfort or interrupting any activity or daily living
- They have a front fastening design, which makes it easier to put on post operatively
- The bras have support at the base of the breast – which is where most of the weight is carried
- The straps are thicker than a conventional bra and the coverage is fuller, to stabilise and support the new breasts as they settle into their new shape
- The Materials used in all the Lipoelastic bras is soft comfortable, durable and LATEX FREE so as not to lose compression even after repeated wash cycles.
Request A Free Consultation
LIPOELASTIC® Bras
Sizing is very important to the right outcome of the procedure, for this reason LIPOELASTIC has a dedicated helpline and support staff, who can be reached on 0208 090 5001 via online chat or using email address. You can also visit Medical Compression Boutique by LIPOELASTIC – in Central London within a few minutes' walk of Harley Street where you can book your appointment, to try bras on.


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Please be aware that the 80-range, brightness calibration paper for Directional (Brightimeter S-4M and Micro S-5) and Diffuse (Technibrite Micro TB-1C) instruments has changed this month.
The new paper is a neutral white, 32# text with brightness values closer to 85 brightness. This means there about 10 points of brightness between the the 60's, 70's, 80's and 90's/Fluorescent range papers. Overall the change made in paper being used should improve the linearity of the calibrations. It also provides a broader range of paper values for calibration and verification.
Questions, contact our Lab Manager - Nick Riggs.


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So, what does a writing concept have to do with investing? The chart below suggests plenty. As you can see, this is only the third time in the past 35 years that the gap in valuations between large and small stocks has reached this level of extreme. In the past, this disconnect has provided significant upside for those willing to stay the course with small stocks. Following the other two periods—during the recession of 1990 and again when dotcom mania was at its peak—small−cap investors in particular saw outsized returns in the months and years that followed.
Vistra has demonstrated excellent visibility in producing free cash flow due to its combination of retail and wholesale business, along with its use of hedging to mitigate volatility in gas and electricity exposure.
We've been impressed with leadership's ability to pay down debt and its shareholder−friendly actions, including both initiating a dividend this year and buying back $1.3 billion—or approximately 9%—of shares outstanding. Trading at just 6.2X enterprise value/earnings before interest, taxes, depreciation, and amortization (EBITDA), and with an equity free cash flow yield of roughly 14%, Vistra's shares, in our view, offer a compelling opportunity. We are further encouraged by significant recent insider buying.
Holdings in the food products space handily outperformed the benchmark average and were helped by a unique niche player among the group. Landec Corporation (LNDC), which is comprised of a natural health foods business and a biomedical unit, was up sharply following a mid−summer shake−up in leadership. The board was restructured, and a food industry veteran was installed as CEO. The changes should result in a greater focus on free cash flow generation as the company seeks to cut costs in its low−margin, high−volume Curations Foods business and ramp up growth in its Lifecore biomedical division.
Curation foods generates over $500 million in sales—about 85% of Landec's revenues—but costs have kept a lid on margins. Management is cutting underperforming lines/brands within the food group and has targeted $20 million in savings through increased use of automation in production.
Landec's potential for expanding margins in its food line, along with Lifecore's double−digit revenue growth and 30% EBITDA margins should, in our view, attract increased investor interest.
To spur economic activity and inflation, central banks around the globe continue to print money and expand their balance sheets through purchasing bonds, mortgages, exchange traded funds (ETFs), and other financial instruments. As a result, interest rates have plunged to record lows, with over $17 trillion of negative yielding sovereign bonds in the global financial system.
We can't predict the future, of course, but recent market activity has us cautiously optimistic that a change in market leadership may be on the horizon. After watching investors for years gravitate toward large, sexy growth names or pay up in a quest for low volatility, we saw a sharp trend reversal in mid−September. Small−cap stocks started to outpace large companies, formerly hot initial public offerings softened with some of the market darlings we skeptically pointed to last quarter ("Not Earning Their Keep?") down 20% to 35% year-to-date. At long last, investors finally seem to be paying attention to valuations.
Source: FactSet Research Systems Inc., Russell®, Standard & Poor's, and Heartland Advisors, Inc., as of 9/30/2019
Price/Earnings and EV/EBITDA are calculated as weighted harmonic average.
Enterprise Value/Earnings Before Interest, Taxes, Depreciation, and Amortization (EV/EBITDA). Certain security valuations and forward estimates are based on Heartland Advisors' calculations. Certain outliers may be excluded. Any forecasts may not prove to be true. Economic predictions are based on estimates and are subject to change.
All indices are unmanaged. It is not possible to invest directly in an index.
Nasgovitz is Chairman and Portfolio Manager of the Value Fund and its corresponding separately managed account strategy. He has 51 years of industry experience, 37 at Heartland.
Nasgovitz is CEO and Portfolio Manager of the Select Value, Mid Cap Value, and Value Funds and their corresponding separately managed account strategies. He also is President and Director of Heartland Funds. He has 20 years of industry experience, 16 at Heartland.
View Fund Materials
View Fund Performance
Scroll over to view complete data
The inception date for the Value Fund is 12/28/1984 for the investor class and 5/1/2008 for the institutional class.
©2020 Heartland Advisors | 790 N. Water Street, Suite 1200, Milwaukee, WI 53202 | Business Office: 414-347-7777 | Financial Professionals: 888-505-5180 | Individual Investors: 800-432-7856
In the prospectus (pdf) dated 5/1/2020, the Gross Fund Operating Expenses for the investor and institutional classes of the Value Fund are 1.10% and 0.92%, respectively. The Advisor has voluntarily agreed to waive fees and/or reimburse expenses with respect to the institutional class, to the extent necessary to maintain the institutional class' "Net Annual Operating Expenses" at a ratio not to exceed 0.99% of average daily net assets. This voluntary waiver/ reimbursement may be discontinued at any time. Without such waivers and/or reimbursements, total returns may have been lower.
Past performance does not guarantee future results. Performance represents past performance; current returns may be lower or higher. Performance information for institutional class shares of Funds that existed prior to their initial public offering is based on the performance of investor class shares. The investment return and principal value will fluctuate so that an investor's shares, when redeemed may be worth more or less than the original cost. All returns reflect reinvested dividends and capital gains distributions, but do not reflect the deduction of taxes that an investor would pay on distributions or redemptions. Subject to certain exceptions, shares of a Fund redeemed or exchanged within 10 days of purchase are subject to a 2% redemption fee. Performance does not reflect this fee, which if deducted would reduce an individual's return.
An investor should consider the Funds' investment objectives, risks, and charges and expenses carefully before investing or sending money. This and other important information may be found in the prospectus (pdf). To obtain a print prospectus, call 800-432-7856. Please read the prospectus carefully before investing.
As of 9/30/2019, Centerra Gold Inc., Landec Corporation, and Vistra Energy Corp. represented 2.70%, 1.55%, and 3.60% of the Value Fund's net assets, respectively.
Portfolio holdings are subject to change without notice. Current and future portfolio holdings are subject to risk.
The statements and opinions expressed in the articles or appearances are those of the presenter. Any discussion of investments and investment strategies represents the presenters' views as of the date created and are subject to change without notice. The opinions expressed are for general information only and are not intended to provide specific advice or recommendations for any individual. The specific securities discussed, which are intended to illustrate the advisor's investment style, do not represent all of the securities purchased, sold, or recommended by the advisor for client accounts, and the reader should not assume that an investment in these securities was or would be profitable in the future. Certain security valuations and forward estimates are based on Heartland Advisors' calculations. Any forecasts may not prove to be true.
Economic predictions are based on estimates and are subject to change.
There is no guarantee that a particular investment strategy will be successful.
Small-cap and large-cap investment strategies each have their own unique risks and potential for rewards and may not be suitable for all investors. Small-cap investment strategies emphasize the significant growth potential of small companies, however, small-cap securities, are generally more volatile and less liquid than those of larger companies. Large-cap investment strategies emphasize the stability of large companies, however, large-cap securities are more susceptible to momentum investments and may quickly become overpriced or suffer losses.
Sector and Industry classifications are sourced from GICS®.The Global Industry Classification Standard (GICS®) is the exclusive intellectual property of MSCI Inc. (MSCI) and S&P Global Market Intelligence ("S&P"). Neither MSCI, S&P, their affiliates, nor any of their third party providers ("GICS Parties") makes any representations or warranties, express or implied, with respect to GICS or the results to be obtained by the use thereof, and expressly disclaim all warranties, including warranties of accuracy, completeness, merchantability and fitness for a particular purpose. The GICS Parties shall not have any liability for any direct, indirect, special, punitive, consequential or any other damages (including lost profits) even if notified of such damages.
Heartland Advisors defines market cap ranges by the following indices: micro-cap by the Russell Microcap®, small-cap by the Russell 2000®, mid-cap by the Russell Midcap®, large-cap by the Russell Top 200®.
Because of ongoing market volatility, performance may be subject to substantial short-term changes.
Dividends are not guaranteed and a company's future ability to pay dividends may be limited. A company currently paying dividends may cease paying dividends at any time.
Heartland's investing glossary provides definitions for several terms used on this page.
The above individuals are registered representatives of ALPS Distributors, Inc.
The Heartland Funds are distributed by ALPS Distributors, Inc.
The Value Fund primarily invests in small companies selected on a value basis. Such securities generally are more volatile and less liquid than those of larger companies.
Value investments are subject to the risk that their intrinsic value may not be recognized by the broad market.


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Educators, consider using the My NASA Data Literacy Cubes to guide students' exploration of graphs, maps, and datasets to enrich their observations and inferences.
Educational Resources - Search Tool
This graphic organizer may be used to help students analyze the processes and components of Earth System phenomena.
The electromagnetic spectrum is comprised of all frequencies of electromagnetic radiation that propagate energy and travel through space in the form of waves.
This digital version of the 2017 GLOBE Earth System poster provides links to the data visualization tool for important Earth System variables.
This photo of Earth taken in December 1968 by the Apollo 8 astronauts was the first time humans were able to see our home planet as an isolated sphere in space.
The Quick Start Guide lists examples of NASA datasets and imagery that could be used for student investigations related to content and practices in the Framework for K-12 Science Education. This Guide is part of an educator toolkit that features resources for grades K-12 that can support and frame student investigations with NASA data and content. Check out the toolkit and samplers for elementary, middle, and high school at https://www.strategies.org/education/educators-toolkit/.
This digital GLOBE Earth system poster provides animations of the Earth Systems data for years 2017-2018 to find patterns among different environmental data, understand the relationship among different environmental parameters, and more.
Review this page to learn about the background of volcanoes and their eruptions.
What are Phytoplankton?
Derived from the Greek words phyto (plant) and plankton (made to wander or drift), phytoplankton are microscopic organisms that live in watery environments, both salty and fresh.
An urban heat island is a phenomenon that is best described when a city experiences much warmer temperatures than in nearby rural areas. The sun's heat and light reach the city and the country in the same way. The difference in temperature between urban and less-developed rural areas has to do with how well the surfaces in each environment absorb and hold heat.


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For The Win
Published 8:21 PM EDT Sep 12, 2018
Naomi Osaka defeated her idol, Serena Williams, in straight sets of the U.S. Open final. It was a match that had plenty of controversy with Serena being assessed a game penalty for arguing with the chair umpire.
As the match came to a close, Serena told the crowd to stop booing. At the time, Osaka was unsure if the crowd was booing her, but Serena told her that wasn't the case.
During an appearance on The Ellen DeGeneres Show, Osaka revealed what Serena whispered to her after that controversial final.
She told Ellen:
"She said that she was proud of me and that I should know that the crowd wasn't booing at me. So, I was really happy that she said that."
Later in the interview, Ellen posed for a selfie with Osaka and sent it to the 20-year-old's celebrity crush, Michael B. Jordan. And she got a new TV on top of that.
Bachelor In Paradise's Jordan speaks out on shock breakup with Jenna
Aaron Rodgers says he didn't take any painkillers despite bizarre postgame interview
Danica Patrick breaks down 5 of her favorite workouts
Ranking 7 tight ends fantasy owners can grab to replace injured Greg Olsen, Delanie Walker
Jimmie Johnson, Fernando Alonso taunt racing world with secret


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John Henry Bennett, Executive Director 1974
John Henry Bennett succeeded Edward L. Osborne and was executive director for 17 years leaving many indelible marks of the shape of The Council. Bennett had been an assistant superintendent and a Federal grant program administrator in Suffolk County. The two annual conferences grew in both stature and attendance, relationships were established with the many vendors who sold goods and services to school districts and exhibited at Council events, and The Council developed a high level of access and influence in the State Education Department that persists to this day.
In 1974, Bennett and The Council successfully advocated special legislation to eliminate tenure for supervising principals in exchange for changing their titles to superintendents. Now all of the members of The Council had the title of superintendent. As a result of the merger, and the subsequent legislation, he slowly built the membership to include nearly every superintendent in the state. Not long after, the organization changed its name back to the New York State Council of School Superintendents.