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Nikki James
Office Assistant
Originally from IN, Nikki moved to Hendersonville while in middle school. She attended Hendersonville High School before graduating from the University of TN. She has spent the bulk of her career in commercial real estate as a Marketing Coordinator & Graphic Designer. At Wood Financial Group Nikki plays an integral role in the success of our tax practice. She serves as an assistant during tax season and assists our tax preparers with clerical tasks that help to complete and file taxes in a timely manner.
Nikki and her husband have two wonderful children. Between work and family time Nikki enjoys traveling, reading, exercising and spending time with friends.

subset: commoncrawl


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Rockin' to the End – 2010 W.E. Rock Grand National Championships
Story By Charlene Bower
Photos by Charlene Bower and Shana Whitford
This years W.E. Rock Grand Nationals was hosted at the Miller Motorsports Park just outside Salt Lake City on a very warm fall weekend that merged the East Coast with the West Coast on the most aggressive man made courses to date. Over 40 teams attempted the courses, some driving 46 hours straight through, well, with trailer tire replacement stops of course. …..


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Online Services
Northampton Area School District utilizes SchoolCafe as its online payment service for lunch accounts.
SchoolCafe provides a secure, online system for parents to:
- Make payments to your student(s) cafeteria-meal account(s)
- Apply for Free or Reduced Benefits
- Set Low Balance Alerts for each account
- Review your student's buying history
Please see the Quick Card for Parents below for more information or visit www.schoolcafe.com to register.
If you choose not to take advantage of the online prepayment service, you may continue to make advance payments with cash or checks made payable to the NASD Lunch Fund. See "Lunch Prices / Payment Options" for more information.


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I'm looking for a new daily, since my wife will have dibs on my Audi while she's on maternity leave, so I have been looking at Clio 182s. Something small, and fun, that won't break my wallet or cause loss of license.
Anyone have any hands on experience with these?
Sent from my ONEPLUS A6003 using Tapatalk


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Only Cannes brand for establishments belonging to our quality and reliability charter, trust it to guide you; it will guarantee a warm welcome and a higher level of service at the right price. You can trust us and the list of addresses published by the Tourist Information Office will open up the best of Cannes to you.
Discover Cannes destination
Dani Lary
Tuesday 31 December 2019 - 20:30Palais des Festivals et des Congrés - Grand Auditorium
<iframe width="560" height="315" src="https://www.youtube.com/embed/KBpDXEIsB7o?list=PL6E9xqL5KmkFvsHKoMTOsP8FM99E_wxzG" frameborder="0" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe>
Monday to Saturday from 10h to 18h and one hour before each performance at the place of performance.
- Magic - Illusion
Famous for being the only once to invent and create his own tricks, Dani Lary is a gifted man who ceaselessly pushes the technical limits of his own creative imagination to design emblematic numbers on an international scale: le piano volant, le passage à travers la matière, la double lévitation and many, many more. His boundless imagination and extraordinary talent have allowed him, every month for the last 20 years, to present a never before seen trick for the programme Le Plus grand cabaret du monde!
Orchestrated like an autobiographical recital outlining the career of a small boy who dreamed of doing magic and who had the gift that would make him the best, Tic-Tac offers the chance to review, or ultimately discover, his most spectacular numbers, and also the opportunity to enjoy a delicately nostalgic show during which he pays homage to one of its Masters, the great Robert Houdin, with a cover of the latter's famous number L'Oranger merveilleux… created in 1845.
Télérama : Tic-Tac is a privileged moment: a show that is both moving and poetic.
Le Figaro.fr-Culture: Dani Lary takes us in an orderly and figurative direction. (…) Like Harry Houdini, Dani Lary has more than one trick up his sleeve.
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Groups & communities
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Press office of the Palais des Festivals et des Congrès de Cannes


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Home > Multi-Tool Systems
Versatility is within reach thanks to a wide range of attachments.
Designed to provide adaptable working to professionals, Husqvarna's 525LK is a lightweight power unit that you'll find you can't live without.
A lightweight, powerful tool
Featuring a 25.4cc X-Torq engine, high performance comes with low emissions and efficient operation. This model also boasts Smart Start technology, which makes the starter cord easier to pull, while an auto-return stop switch results in simpler working all-round. The weight of just 4.5 kg (excluding attachments) and loop handle for superb close control, makes this a great tool to work with.
Extraordinarily versatile
While this is a loop-handled tool as standard, you can purchase a J-Handle kit to convert the tool to blade use, while a shaft extension is able to increase your reach to almost 80 cm. In terms of the attachments available, you can choose from a Tap 'n' Go trimmer head, short and long hedge trimmers, a lawn edger, pole saw, tiller, sweeper and blower, all with click-on functionality for superb ease-of-use.
Comes with a 2 year conditional warranty.
Brand: HUSQVARNAPower Source: Petrol
Be the first to Write a Review for this item!
HUSQVARNA BR600 Brush Attachment (129LK / 525LK / 535LK)£399.00 £339.00
An ideal solution for your Husqvarna combi machine, this bristle brush sweeper allows you to remove dirt effortlessly from driveways, paths and between grooves.
HUSQVARNA SR600-2 Sweeper Attachment (129LK / 525LK / 535LK)£399.00 £339.00
Designed for Husqvarna's 129LK, 525LK and 535LK combi products, this sweeper attachment uses a rubber broom with a large capacity that allows you to clear sand and gravel from driveways, lawns and paths.
HUSQVARNA HA850 Long Hedge Trimmer Attachment (129LK / 525LK / 535LK)£379.00 £322.00
With an adjustable cutter bar ideal for hedge tops, this long reach hedge trimmer has a tube length of 85 cm and a blade of 55 cm. It is designed to fit the 129LK, 525LK and 535LK combi tools.
HUSQVARNA HA110 Short Hedge Trimmer Attachment (129LK / 525LK / 535LK)£329.00 £280.00
Designed to turn your Husqvarna 129LK / 525LK / 535LK combi tool into a short reach hedge trimmer, this attachment has an adjustable 55 cm / 22 inch cutter bar, and a tube length of 11 cm.
HUSQVARNA PA1100 Pole Saw Attachment (129LK / 525LK / 535LK)£299.00 £254.00
This attachment is perfect for where you need to prune areas that are otherwise hard to reach, with 110 cm of length in this pole saw. It can cut branches up to 15 cm in thickness, and is for the 129LK, 525LK and 535LK combi machines.
HUSQVARNA CA230 Tiller Attachment (129LK / 525LK / 535LK)£219.00 £186.00
Cultivate flowerbeds, smaller areas of soil and around the base of trees with this tiller attachment for Husqvarna's 129LK, 525LK and 535LK multi-tool. With two tines and a shaft diameter of 24 mm.
Take a look inside our Worcester branch!
Take a look inside our Hereford branch!
Before most of our new machinery is sent out it undergoes a Pre Delivery Inspection (PDI) using Aspen petrol. We advise you to continue to use Aspen petrol once your machine arrives.
It has several advantages over "pump" petrol, such as being cleaner & providing optimum protection for your machinery, while also being storage stable for 5 years. For more information, click here or visit aspenfuel.co.uk.
Zero Turn Mowers allow you to mow in even the tightest of situations. Able to turn on the head of a pin they are easy to maintain and perfect for mowing on hospital verges, in caravan parks, leisure centres, country estates.
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Hayter Envoy 36 Electric Lawnmower for sale.
The Hayter Envoy is a mains electric lawnmower designed for the smaller garden.
The stylish, robust deck makes it easy to manoeuvre whilst cutting your lawn to a fine striped finish. It makes mowing smaller lawns a breeze.
Features include:
- Mains electric powered mower with the legendary Hayter quality
- Full width split rear roller for striped finish and easy manoeuvrability
- Powerful 1400W induction motor for quiet, smooth operation
- 36cm cutting width
- 38 litre grass bag capacity
- Seven height-of-cut settings between 13–60mm, controlled by a single counter-balanced lever for easy adjustment
- Detachable 17mtr cable
- Front fins for improved cut quality and integral moulded lifting handle
- Net weight of 22kg
- 2 years homeowner warranty
Special price of £225.00 including VAT (MRRP £229.00).
For more information on this Hayter Envoy 36 Electric Lawnmower contact our Horticultural department or visit the Hayter website.


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eBay has rolled out a new scheme for its US customers, set to allow them to instantly sell their old or new gadgets for cash.
According to eBay, the eBay Instant Sale scheme has stemmed from its Re-sell, Re-use, Recycle initiative that allowed users to get rid of old gadgets in an environment friendly manner and get paid for it.
The newly launched eBay Instant Sale service will allow users to offer the name, model and make of their gadget and receive a cash offer instantly.
If users decided to sell it off, then a free label will be given to them and the money will be wired to their PayPal account.
"While eBay Instant Sale is certainly not the first of its kind to hit the internet, we are optimistic that eBay's marketplace – which includes more than 90 million active users – will bring the program to unprecenented scale," the company said.
"Our hope is for the program to not only bring electronics recycling to the mainstream, but put cash in the pockets of eBay buyers and sellers, and help to streamline the selling experience for them."


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Insurtech Landscape 2019: Top 5 Takeaways
Philippe Lafreniere | October 11, 2019
I just crossed my one year mark at Slice Labs. Happy anniversary to me! This is my 26th year in the industry during which time I've been a part of some pretty exciting initiatives that took me around the globe. This past year has been a whirlwind of learning, milestones, and a glimpse of what we might see in the not-too- distant future.
Joining Slice was like jumping out of a plane in mid flight and landing on a rocket. We launched a new digital insurer in Canada, rolled out a first-of-its-kind subscription cyber product in the U.S. with AXA XL, launched the company in the UK and Asia Pacific, won a few industry awards, launched Slice Mind, our lead data scientist was recognized as a global "top 40 under 40," and got to share our views at countless industry events globally. The interest and demand technology very high, but as I have worked with insurers directly I've observed a few trends that are holding many back.
1. We like the shiny new toys. As an industry, we are overwhelmed with all the new tech that can transform our business from driverless cars (that will take a bit longer than we think), satellite imagery for wildfires, AI, and the power of drones. Any given insurer that attends one of the insurtech conferences is like a kid in a candy store. That's great,but we can't tackle all of these at once; we need to pick a specific tech and prove its potential value through a set of quick use cases.
2. We feel we need to do things the way we have always done them. After the excitement of seeing the shiny new toys at the latest insurtech conference, you take some ideas back to HQ and then hit a wall: "Let's do an RFP." The pace of innovation and change is rapid; the landscape has changed. There are new ways to engage and evaluate a specific technology, business model, or partner. We have noticed that via a hands-on hackathon, you can learn nearly everything you need to know to dip your toes in the water, and at the end of that process you have something real and measurable to take to market. It might not be perfect but it will give you good insights.
3. Innovation teams are good, but need a mandate and a landing pad. For so long through my career, I did not really come across people with Innovation in their titles; now they are ubiquitous. I think it is great that insurers are dedicating so many people and teams to innovation. A few months ago we covered this topic via a podcast with Celent and Cooperators, with some really good pointers on innovation. What I have noticed more often than I had hoped, however, is the lack of a landing pad to execute on some of the innovative ideas/concepts that those teams want to try. The business should have bandwidth to implement innovation on a regular cadence. The innovation teams should be the ones on the critical path to have vetted new opportunities and drop them in a hopper.
4. We need to look for new KPIs and a bit longer term. Over this past year we got to work with some great teams that recognize that we are undergoing radical changes in how insurance is perceived, sought, purchased, and used. They also know that change won't happen overnight. Therefore, we need to come up with new key performance indicators that allow us to determine viability and success of new concepts differently than we have in the past. We need to look beyond policies sold, loss ratios, and profits. While all of those are important, give yourself enough runway to really test and learn, whether with a new product, segment, using AI for underwriting or claims, or alternate distribution. This being said, it is also OK to fail. Just fail fast.
5. Insurance will definitely be different. The last thing that is certain, however, is that insurance will be different. From products, to the entire end-user experience, whether it is still a stand-alone insurance product or it is embedded as part of buying a car or going on vacation, there are too many forces at play to ignore the fact that our business is radically changing. Those that come out on top will have their eyes where the puck is going versus where it is (hey, I am Canadian and the new season just started so of course I had to somehow weave in hockey!). Working with these types of insurers and seeing real progress is quite exciting.
Featured articles
- The Road Ahead for P&C Insurers: How to Understand Customers Better and Navigate the Post-COVID Insurance Market
- Electronic Chat with Jake Tamarkin, Co-founder and CEO, Everyday Life
- Strategic Planning in the "New Normal" Digital Era of Insurance – Your Next Move
- Insurer Tech Investment Priorities See Major Shift in a Post-COVID World
- Plug and Play Selects 25 Insurtech Startups for Winter Batches
- Digital Transformation – A Top Strategic Priority and New Reality
- Four Steps to Successful Migration of Insurance CCM Applications
- COVID-19 Accelerates Insurance Digitalization to Meet Customer Demand: World InsurTech Report 2020
- Electronic Chat with Greg Williams, Co-Founder, President & CEO, Acrisure
- Electronic Chat with Matt Perlman, Partner, IA Capital Group
- Insurer Digitalization: Are you a Competitor or a Laggard?
- Leaders are Leading and Creating the Future of Insurance Distribution
- 3 Things You Need to Know About No-Code
- Electronic Chat with Adam Kiefer, CEO, Talage
- Underwriting in 3D: Using Data to Adapt and Improve Life Insurance Sales
- Getting Past the "Gelato Syndrome"
- Insurers Know CX/UX is Important, but Don't Agree on Execution, Study Finds
- Electronic Chat with Steve Lekas, Branch Insurance
- How AI Can Attract Millennial Talent to the Insurance Industry
- Preventing Data Breaches
- A New Boom for Life Insurance: Shifting Away from the 250-Year-Old Policy Transaction
- Electronic Chat with Ty Harris, Founder and CEO, Openly
- A Digital Wildfire Creates a Burning Platform for Digital Insurance Business Transformation
- Digitalization, COVID-19 Spurring More IT Investment in Cybersecurity
- Electronic Chat with Michael DeGusta, CEO, ClarionDoor
- U.S. Consumers Significantly Underestimate Flood Risk, New Survey Finds
- The Future of Insurance: Opportunities in Ecosystems
- Electronic Chat with Todd Greenbaum, CEO, Input 1
- Majesco to be Acquired by Thoma Bravo
- The Evolving Role of Managing General Agencies
- Electronic Chat with Char Hu
- Electronic Chat with Allan L. Egbert, Jr.
- Electronic Chat with Christopher Tramontano and Zbigniew Gawienczuk
- Data Science is Gelato
- Insurance Innovation: Alive and Kicking
- Independent Agents Divided on Digital Experience, New Survey Finds
- Electronic Chat with Michael Jones
- Electronic Chat with Paul VanderMarck
- As Auto Insurance Premiums Shrink, Insurers Need Mobility Ecosystem, New Study Finds
- Property & Casualty Insurers Raise Digital Games as COVID-19 Elevates Customer Expectations, J.D. Power Finds
- Electronic Chat with Bobbie Shrivastav
- Meet the Board: Marissa Buckley
- Big Data and Insurtech: A Carrier Perspective
- Traditional Insurers Need Open Ecosystems, Partnerships to Remain Competitive, CapGemini Report Finds
- Electronic Chat with John C. Siegman
- 4 Ways AI is Empowering Insurers During COVID-19
- 6 Big Changes to Insurance from the COVID-19 Crisis
- Electronic Chat with Christopher Ewing
- Independent Agency Staff Morale High During COVID-19, New Survey Finds
- Electronic Chat with Brad Epker
- Tapping AI to Improve Policyholder Experience
- Electronic Chat with Manisha Bhargava
- ITA Pro Magazine, March/April 2020
- COVID-19 a Game Changer for Workers' Comp
- Electronic Chat with Steve Comer
- COVID-19 Pandemic Forces Cancellation of ITA LIVE 2020
- Leveraging Digital Resources in the Time of COVID-19
- Electronic Chat with Robert Hartwig on COVID-19 and Insurance
- Celent Study: Most Small Businesses Still Unclear on Importance of Cyber Insurance
- The January/February 2020 ITA Pro is here!
- Deloitte: New C-Suite Roles Mean More Opportunities for Women
- Electronic Chat with Pankaj Parashar
- Electronic Chat with Tara Kelly
- Electronic Chat with Chuck Wilson
- ITA, InsNerds Collaborate to Enhance ITA LIVE 2020 Content and Coverage
- How SMBs Can Compete in Digital Ecosystems in the 2020s
- 4 Ways Insurance Can Prepare for New Data Privacy Laws
- Brewer Lane Ventures Launches and Hires Insurtech Vet Martha Notaras as Managing Partner
- 2020 GIA Cohort Launches on January 14
- The November/December 2019 ITA Pro is here!
- Electronic Chat with Joshua Snead
- Electronic Chat with Wendy Aarons-Corman
- Simplifying the Move to a Third-party Print Provider
- Take a Business-Driven Approach to Continuous Improvement for Core Systems and Processes
- Electronic Chat with Ron Glozman
- Guidewire's Data Guru Mike Byam on How Insurers are Using Internal and Third-Party Data
- Electronic Chat with Russ Bostick
- Electronic Chat with Rock Schindler
- Electronic Chat with John Siegman
- Electronic Chat with Martin Burlingame
- Insurtech Landscape 2019: Top 5 Takeaways
- Grinnell Mutual Tackles Massive Transformation -- in Stride
- A Candid Conversation with Paul Mang
- SageSure Insurance Managers Improved Competitiveness by Consolidating Payments to a Single Digital Platform
- Digital Does Matter in Insurance-- And Insurers are Missing the Mark
- The 22nd-Century Insurer: Taking a Cloud-First IT Approach
- The September/October 2019 issue of ITA PRO magazine is now available in digital format here:
- ITA Pro Magazine May/June 2019
- Spotlight on the 2019 IASA Conference
- ValueMomentum Selects Erie as Site of Regional Development Center
- Capgemini and Majesco Become Alliance Partners
- Electronic Chat with Dr. Dan Shoham
- Electronic Chat with Todd Greenbaum
- Martha Notaras: The "Outsider" with an Amazing Inside View
- Electronic Chat with Larissa Tosch
- Martha Notaras Will Join ITA LIVE 2019 as a Keynote Speaker
- Five Things to Consider When Evaluating Your Cyber Risk
- ITA Pro Magazine, January/February 2019
- Synergy Between Insurers' IT and Analytics Teams Key to Operationalizing Insights, Says Novarica
- Major Ransomware Attack Could Hit U.S. with $89B In Economic Damages
- ITA Announces 1st of Three Keynote Speakers at ITA LIVE 2019
- Electronic Chat with Jeroen Morrenhof
- Legacy Systems Are Dead. Really? Don't Count On It.
- Now Accepting Nominations for the 2019 ITA Bridge Awards
- It's time to register for ITA LIVE!
- Registration is Now Open for ITA LIVE 2019!
- What to Expect from a Digital Experience Platform Implementation
- ITA Pro Magazine September Edition is Now Available
- It's National IT Professionals Day
- Save the Date for ITA-LIVE 2019
- OneShield Software and UrbanStat Work Together to Improve Real-Time Analytics and Risk Decision-Making
- Insurance Technology Association Announces New Editor-in-Chief
- August 2018 Edition ITA Pro Magazine is Now Available
- Enterprise Architecture in an Agile World
- Top 10 Tips for Securing Your Mobile Devices and Sensitive Client Data
- Industry Insight: 4 Global Insurance Trends in Digital, Data, Content Services and Security
- Diving Deeper into Prioritizing Your Strategic Digital investments
- Why Content Rules
- How Mass Personalization Will Open the Small Business Benefits Market
- At Year End 2017, Will Your Organization Be Protected from Cyber Risks?
- Do Insurance Bots Dream of Mitigating Risk?
- Conditioned to Respond
- Managing & Mobilizing Insurance Data in a Connected World
- Race to the Finish Line
- New Tools, New Opportunities in Claims
- ITA LIVE: Reaching Insurance Industry Crossroads
- Advice to Insurance IT Leaders: Keep Your Eye on the Ball
- New Date, Venue for ITA LIVE 2017
- Guidewire Makes Major Push to Small and Midtier Market by Acquiring ISCS
- Insurance Disruption is Happening Right Now
- Insurity Adds Strategic Investment Partner, General Atlantic
- Beyond Transformation: The Convergence of Finance, Risk, and Actuarial Functions
- The Rapid Evolution of Consumer Protection Regulation
- Talent Hunt: Finding, Attracting, Retaining Top People
- Insurers Flexing Their Distribution Models
- Technology Driving Disruption in Insurance
- Fear of 'Next Bubble' Challenges Life, Annuity Carriers
- Technology Allows Commercial Lines Insurers to Stand Out
- Single Sign-on Viewed as Biggest Tech Challenge for Agencies
- ISCS Observes 20th Anniversary; Scurto Predicts Major Changes Ahead
- Policyholders and Their First Impressions
- Progressive Making Progress on the UBI Front
- High and Dry: Insurers Search for Disaster Recovery Plans
- Insurers Sign The (Un)Dotted Line
- Reflections of a Retired Insurance CIO
- Mobile Device Management Just One Answer to BYOD Issue
- Lessons from GEICO and Progressive on Winning the Critical Buying Stage
- You Are a Target for a Cyber Attack
- Web-based Systems are the Next Evolution in Claims Technology
- Gaining a "Wow" Experience from Web Users
- Time to Shift from Business/IT Alignment to Business/IT Alliance
- Healthcare Insurers Changing to Consumer Model
- Organization is the Key for Selecting Software Vendors
- Analysts Expound on the Needs of the Mid-tier Insurance Market
- Finding the Cure for Obamacare's Website
- New Software Solutions Benefit Insurers on the Inside and Outside
- Products, Market Impede Investment in Systems for Life Insurers
- Combatting Cyber Threats: Predict, Prevent, Persist
- The Future of Telematics Heads Beyond Insurance
- The Shame in Cyber Security Lapses
- Building Policy Administration Systems for the Future
- Insurers Look Into The Eyes of Their Policyholders
- It's a New Dawn for the ITA
- Agero Improves Accident Experience for Insurers, Drivers with addition of Alternative Transportation by Lyft
- Acuity Integrates with Talage's Wheelhouse to Provide Better Digital Tools to Agents
- Quadient Announces Inspire Days Virtual Experience
- Bill Chval Named Vice President of Sales to Lead Growth at Metromile Enterprise
- Spruce Partners with Munich Re's Digital Partners to Offer Title Insurance Fueled by Automation
- Next Insurance Expands Workers' Compensation to 24 Additional States
- Industry Veteran Chuck Fillizola Joins Instec Senior Executive Team
- Majesco Announces the Launch of Majesco L&A Insurance Data & Analytics Platform
The Email Chat is a regular feature of the ITA Pro magazine and website. We send a series of questions to an insurance IT leader in search of thought-provoking responses on important issues facing the insurance industry.
Electronic Chat with Jake Tamarkin, Co-founder and CEO, Everyday Life
Laura Mazzuca Toops
Jake Tamarkin is co-founder and CEO of Everyday Life, a Boston-based online life insurance "concierge" delivering financial solutions to mass market... READ MORE
April 5th – 7th, 2020
The Diplomat Resort
Hollywood, FL
Become a member today to receive updates – www.itapro.org/MR
The Road Ahead for P&C Insurers: How to Understand Customers Better and Navigate the Post-COVID Insurance Market
Barbara Peterfi
For P&C Insurers, accelerating their digital transition and increasing their flexibility to the "new normal" are crucial steps to take... READ MORE
Insurance leaders have accepted the fact that we're never going back to pre-COVID "normal." And it's a great opportunity, says Denise Garth of Majesco... READ MORE
only online
Down Market Opportunities Beckon Benefits Insurers
You have surely heard it said that small businesses are the growth engine for America. Today, the phrase has a special ring to it for benefits... READ MORE
Technology at the Heart of Change in Insurance
With stagnant growth and lingering low interest rates, the life insurance industry faces a challenging future... READ MORE
Got Policies? IVANS Service Helps Feed Commercial Lines Producers
Finding insurance carriers willing to write commercial lines risks has always been a challenge for producers... READ MORE
Technology Changes Coming Faster than Ever for Insurers
As Guidewire Software prepares for the start of Connections, its 11th annual user conference that begins on Nov. 2, Brian Desmond, chief marketing... READ MORE
Vendor Views
Sink or Swim: A Mid-Term View of Virus Impact
COVID-19 has said to insurers, "It's time to move... READ MORE
- Vendor Views
Partner News
Big Data and Insurtech: A Carrier Perspective
Insurance has always relied on large volumes of data to gauge customer behavior and more. But as big data has gotten bigger, insurtech has empowered... READ MORE
- Partner News


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I haven't had the freaking things in like 5 years! Now all of a sudden I am craving them like mad!!!
Wednesday, May 30, 2007
Why, why now?
Posted by April at 5:55 PM 7 comments
Tuesday, May 29, 2007
Back to work
Posted by April at 6:29 PM 9 comments
Monday, May 28, 2007
Scale Whore Returns!
I normally only weigh when Tony tells me too but I was so disappointed with my weigh in on Saturday I did all I could to make Sunday a better number. I woke up Sunday and got on the scale again hoping for at least .4 oz to be gone!! Nothing the weight was the same 121.4!! AARRGGG! (who really says that? Jack Sparrow maybe)
Yesterday was so much fun just chilling, grilling out and laying out with my mom. We do that every Memorial Day. For lunch I had my chicken salad and she had a peanut butter sandwich. If she only knew how much I wanted that sandwich. I watched as she fed some to the dogs:( We grilled at my house and my hubby fixed angus burgers and I had salmon kabobs!! YUMMY!! I also ran for 3.5 miles in there somewhere.
This morning I thought what the heck, i'll jump on the scale. It read 120! At this point I didn't believe that thing went below 120. I needed to bring more TP downstairs so I ran upstairs and ran back downstairs. I'll hop on again just for the heck of it. 119.8!!! I am content now. My goal is to be 115 by July 1st without sacrificing muscles.
Posted by April at 6:57 AM 4 comments
Saturday, May 26, 2007
Rise and Shine!
I talked with Tony last night and he thought the suit was perfect!! HOORAY! I told him I will need to know how much I will weigh. He said don't worry about it the shows go by height. I said I mean for my suit measurements. *silence* Ummmm...Uhhhhhhhhh.......I have the number in the back of my mind but don't worry about it just keep building that muscle superstar.
The conversation continued and I said again just give me the number. I don't want you to get obsessed. What is it 108-110?? Well if I tell you just remember to let me worry about that number you just build the muscle right now. Don't worry I can handle it. I'll be changing your eating plan if you feel the weight loss has stalled. Ooh another challenge not a problem now what's the number???? I'd like to see you at 103-105lbs. *Gulp*
After my weigh in this morning I need a meal plan change I guess. It was 121.4. I wanted to be at 120. I have 17 weeks to drop 16lbs. I can do it!! I told him I did early cardio 2 times this week and will get more in on Sunday. He said that is fine but don't do too much cardio just yet, I know it's coming though:)
Posted by April at 7:21 AM 3 comments
Friday, May 25, 2007
Carb Day!!
Not what you all are thinking.
Carb day is the most taken off day of the year in Indiana. Everyone is at the Indianapolis Motor Speedway getting drunk and acting like idiotic fools. Not I, I will be at work covering for one of those idiotic fools.
The only fun that comes out of the Indy 500 for me is the tradition of laying out on Sunday with my mom.
I just had my carbs for the day. 1/2 cup of oats. yippee. I take that back, I am having a salad at lunch
Congrats to Martha though she IS having a carb day!!
Posted by April at 6:02 AM 2 comments
Thursday, May 24, 2007
Kind of cool!!
This is an OCB show. This is what I will have to do it's called a "T" walk.
Posted by April at 5:56 PM 2 comments
Back to the drawing board
I have been getting bad reviews of the Lidia-Conti suits so I have been looking around some more. Beka was one and I trust her opinion. Martha also mentioned the judges may not like the see through sided suits. Plus after looking at a lot of pros there suits are all "normal". So here are 3 more choices I have found.
http://www.suitsyouswimwear.com/images/posing/2120.jpg -1
http://www.suitsyouswimwear.com/images/posing/2131.jpg -2
http://www.suitsyouswimwear.com/images/posing/2040.jpg -3
Color will definitely be this and definitely be Malibu back
Posted by April at 4:12 PM 4 comments
Wednesday, May 23, 2007
Each player starts with 7 random facts/habits about themselves. People who are tagged need to write on their own blog about their seven things, as well as these rules. You need to choose 7 people to get tagged and list their names. Don't forget to leave them a comment telling them that they have been tagged and to read your blog!
1. I have been pronounced dead twice.
2. I was valedictorian of my college class
3. I make my bed every morning
4. My parents divorced after 29 years of marriage
5. I met Mike in a bar, we like to dance okay?
6. I was and am a spoiled brat when I don't get my way
7. I was engaged to my high school sweat heart for a year, we were together for 7
I tag
Posted by April at 7:38 PM 4 comments
Tuesday, May 22, 2007
Opinions please!
Posted by April at 8:33 PM 9 comments
Feeling accomplished
I got up and ran two miles this morning and having music sure did make the time fly by!! I have legs tonight ouchy, it looks like a killer.
I have picked out a two-piece for the show but i'm going to wait for Tony's approval before showing it. My husband liked it and so did Angela so I hope T will too. It is a little pricey but you only live once right?
My next step is to actually pay the OCB membership fee and sign up for the contest!! Once I do that there is no turning back!
Posted by April at 5:36 AM 3 comments
Sunday, May 20, 2007
Welcome to the 21st century
I got an MP3 player!! I normally just blast the stereo upstairs while working out but figured since more cardio will be in store closer to contest time i'll need one.
I suck at eating on Sundays. I stick to clean foods and all but I always seem to miss a meal and I don't take an MRP since I don't lift on Sundays
Break your f'****in neck b*tches, I love my new toy!! Busta Rhymes is the bomb!!
Forgot to mention. My grandparents 60th wedding anniversary was this weekend. We had a cookout and I was good. I had a veggie kabob, red and yellow peppers and squash and a slice of grilled turkey! I was so excited they had food I could eat. I came prepared with my bag full of salad and tuna but didn't need it. I did have a "taste" of the cake. I am talking no larger than my pinky nail. My aunt said how many people do you know who are married 60 years blah, blah, blah, so I took my finger took a little dab and all was good.
Posted by April at 7:14 PM 5 comments
Friday, May 18, 2007
I need more muscles! maybe not?
I stand corrected by Tony. I don't need more muscles I have plenty of them. I need more cuts!!
Abs of hell + heavy deadlifts = sore torso YIPPEE!
Still no answer on the lava cake??
Tracey, I use rice wine vinegar as salad dressing sometimes. Are we allowed to use fat-free sour cream? If so I do know of a homemade dressing but it uses lite soy sauce that is in one of my old issues of Oxygen. If you want me to I'll post it for you:)
Hope everyone is having fun with their cleanses. Man that must really suck!! I'll take a no carb day anytime
Posted by April at 6:04 AM 2 comments
Wednesday, May 16, 2007
I've done 20 minutes of walk runs this morning for some fat burning. When I get off work and come home I have ABS OF HELL to look forward too.(Thanks Tony) I'm not complaining because I love to work them. They put abs of steel to shame though. Tony's abs put any videos i've ever done to shame.
Posted by April at 5:42 AM 0 comments
Tuesday, May 15, 2007
Dr. Oz
I hopped on the treadmill today and put it on Oprah like usual and Dr. Oz was on. I liked him at first and now he is just getting annoying to me. I flipped through the channels only to find Ms. Fitness World on. It was definetly motivating and I did my walk runs at 4.0/8.2! I really don't see how those girls do that, I have problems keeping my balance while running on the treadmill.
I haven't talked to Tony since last Thursday! I e-mailed him that recipe and he hasn't said anything? Angela and I have decided its okay to eat it! I thought about calling Tony but I know that will lead to no oatmeal in the morning or drinking acid and i'm not ready for that this week .
Posted by April at 5:53 PM 3 comments
Monday, May 14, 2007
Chocolate craving satisfied!
I e-mailed the chocolate lava cake recipe to Tony and he hasn't responded yet if it is approved or not? It was approved by me and just what I needed! Amyella is a blessing! This was sooooo goooood!
I killed my legs again tonight. I increased my weight on narrow squats again! Oh I can't wait not to be able to walk Wednesday.
Posted by April at 8:34 PM 4 comments
Sunday, May 13, 2007
Happy Mother's Day
Happy Mother's Day to all the mom's out there! To all of the "fur" moms too. I am going to my Grandma's to celebrate with my mom and aunt and grandma. My mom called and told me they are taking grams to the park and having a picnic. At first I said well have a good time I won't be eating any of that stuff so I won't go. Then my good angel on the other shoulder thought just pack your own lunch and spend time with your family. The good angel one so now I can't wait!
The puppies are cuter than ever right now, they wear Boomer out.
Actually she just steps on them and make them yip trying to get away.
My lower abs are soooo sore today! It's hard to get those sore so whatever Tony had me do the past 3 days sure did work ow!
Latest online shopping damage(why can't I just buy clothes and shoes like normal women?)
US USCode Name Quantity Price/Ea. Total-------------------------------------------------------------------------------------------MR08 Met-Rx Original, 20 Pack 1 $35.95 $35.95 Flavor: MR-002 ON02
Optimum Nutrition 100% Whey Gold Standard, 2LB 1 $15.89 $15.89 Flavor: OP-199 Shipping: Ground (48 States - n/a PO Box): $5.95 Sales Tax: $0.00------------------------------------------------------------------------------------------- Total: $57.79
Had to update today to metion Aunt Flo is here! I was totally not expecting her so no wonder I feel fat and my weight wasn't were I wanted it to be!
Posted by April at 7:39 AM 2 comments
Saturday, May 12, 2007
Laying in bed last night...
Mike and I were just talking about things. I said I better weigh 120 again tomorrow morning after killing myself this week and no carb today. He said who cares how much you weigh! Your body looks totally different and keeps getting better. He is so sweet. I'm glad we had that talk to because this morning I weighed in at 122. It's just a number though, even though I have a goal to be at 115 by July 1st!!
I think we are going to the Tool concert in Cincinnati on June 29!! They rock! I haven't been to a concert in 10 years.
Well that is all. Target's done, car is washed, community garage sale is today,(although we are participating this time) next is the bank and to see my dad's puppies!! They are 8 wks old now and the little girl has already been taken:( Her name was D.J. I wish I wouldn't have gotten close to them and named them because they are all being given away. I guess that is just part of it.
Have a great Saturday!!
Posted by April at 9:58 AM 2 comments
Friday, May 11, 2007
What could make this day any better?
It is Friday! Work is over! Favorite workout back and abs! No carb day went well! Denied all of the cookies, pies, chips and guacomole pigging out at work! Movie night with hubby!
I'll tell you what would make it better: A large tomatoe and green pepper pizza from Donato's
Instead i'll enjoy my fish or chicken hmmmm.....Mike is grilling out so it may be chicken. Maybe even a chocolate lava cake from our blogger chef Amyella.
Posted by April at 5:36 PM 2 comments
Thursday, May 10, 2007
I feel 80 years old today
My legs are so sore and my chest is sore!! Hooray for the chest that never gets sore! Today was abs so my legs still hurt on some of the exercises.
Thanks to Angela for e-mailing with me at work I was so bored and it made it look like I was doing something.
Posted by April at 6:52 PM 2 comments
Lazy is not my middle name
Since I slacked on the morning cardio yesterday my hubby called me lazy.
I know he was only kidding but I had to fix that. I hopped on the gazelle last night after dinner and did that for about 25 minutes. This morning I was going to jog 2 miles but like I had mentioned in my last post I upped the weights this week. Since Tuesday was leg day and the DOMS come 2 days later I just did a fast walk instead. My fast walks are at 4.5 so its intense for my little legs.
I was going out to get the paper this morning in my flip flops, short shorts and sleeves cut off tee's that I slept in last night. That is pretty much what I always look like in the mornings. It's a routine Boomer goes with me and I always say "Come walk with mommy". She just doesn't want to walk anymore?? Low and behold this morning she was gung ho!! Good thing they're Nike flip flops cause they are soooo comfy. I thought to myself man i'm glad it's dark and no one can see me or is up yet. Then around the corner came a herd of bicyclers!!! I didn't have Boomer on a leash so I said come walk by mommy and they probably thought I was nuts because i'm sure they didn't see her being black and all?? Nice way to start the day
Posted by April at 5:51 AM 1 comments
Wednesday, May 9, 2007
Feels good!
It feels so good to be eating clean and lifting weights again. I have even increased the poundage on my weights this week. It is like my body is refreshed or something. I want to get on the scale because I feel like i've lost weight which is weird?? I guess the bloat from the cruise is going away!! YIPPEE! Maybe i'll get below 120 soon
I have been looking at suits again and I know the colors I want but i'm not sure of the styles. I don't know whether to go with the traditional ones or ones that are a little different? The OCB show that i'm planning on doing only requires a two piece which is nice. This is the color of the two piece I am looking at. When I wear this color everyone tells me that I look good in that color?? I like it to so that is a plus. I'm still not sure of the one piece although I would like it to be darker. I read somewhere that if you have red hair its best to go with a dark blue or green? I've got plenty of time to get it figured out I guess.
I was a slacker this morning and didn't get up for extra cardio I did yesterday though and plan to tomorrow.
When my hubby and I decided to take our cruise I told him that I would have my half saved up in no time. I also mentioned that if I had a problem saving I could just drop Tony(I would never really think of doing this, I would go without weekly Target sprees first). He said "No Way" You have enjoy yourself on this cruise because of him. I guess he really noticed a difference in me and my shyness of being in a bathing suit. Being surrounded by a herd of cattle helped a lot too
Posted by April at 5:38 PM 3 comments
Monday, May 7, 2007
Welcome back to work!
I'll go on more vacations if going back to work means getting a bonus check and a raise! This was a good day! I printed off next years cruise itinerary so i'll remember why I am working.
Just when I feel like ordering parts for robot modules isn't where I want to be they go and give me a pretty huge raise I may add. I guess i'll be in Indiana for awhile now:) Only 33 years until Mike and I retire to Florida!!! I would make a countdown but that would be getting carried away
Posted by April at 4:27 PM 2 comments
The Damage
Tony called last night and wanted me to weigh this morning. I wasn't sure if I was mentally ready for the number to show on the scale but I did it anyway. I know with Tony's help I will be below where I started from in a bit anyhow. I keep thinking if I wouldn't have had 2 cookies everyday or that rice pudding for breakfast every moring maybe it would be lower?
Sydney reminded me that people on a cruise ship are so obese it is sad. Mike's parents are overweight and they went with us. His dad pigged out but his mom didn't seem to eat anymore than I did. We all talked about Saturday morning breakfast being our last fattening and good meal. When we got to Chicago at 5:00 and starving we all walked around to find some dinner. I chose a salad with chicken, walnuts, and fat free vinegrette. Mike had a chicken pizza but like it matters he stay thin. His parents ate McD's!! Some people just don't get it. Although I had an iced, nonfat, mocha latte around 7:00p
Now back to the number on the scale 124!! This is much better than I expected so I am actually excited. I can now list the foods I had and not feel to bad about it because my metabolism must be working!!!
Posted by April at 5:51 AM 2 comments
Sunday, May 6, 2007
In the Words of Fiona Apple
I've been a bad bad girl....
Our cruise was awesome! I love our time together without work, dog, and other things that get in the way. This is when we can just relax and focus on how much we love and enjoy each other. Okay enough of that sick mushy crap.
I am through with my carb/sugar load week. I don't even feel like eating at all today. My breakfast, and lunches were 85% clean but at dinner after the meals I splurged on dessert and it was wonderful!!! I had one Pina Coloda and that was all the alcohol I consumed because I kept thinking of Tony saying alcohol is a metabolism killer. I wish he would have said this about chocolate:) Martha and Amyella may not want to read this next part. I ate fish for dinner every night just because I don't care for red meat so the meals weren't so bad. I tried the banana shortcake one night just because it had peanut butter sauce on it. OMG everything tasted so good. I even had a slice a pizza for lunch on Friday!!! I felt like telling all the freaking huge fat people to get out of my way I am not going to go home and eat McD's and ding dongs. You could tell most of them were. I almost felt sorry for some of those people. I feel really fat right now but I know mine and then some will be gone in a couple of weeks. Yesterday I hardle ate anything just because flying sucks and gets you off schedule big time. Our flight from San Juan didn't leave until 1:45p and we got home at 12:30a this morning.
I did walk 2 miles fasted state every morning and took the stairs when I wasn't in heels. I also did 4 miles of walk/runs everyday except for Thursday. Tony told me to do this 2-3 hours before the big dinners and I should be fine. I probably would have been fine without the smorgasbord of desserts!! I just kept thinking of the comp in 4 months and how this will be my last chance.
I'll post some pics sometime. For now I have to unpack, do laundry, go to the grocery store, cook for the week, and give my doggie lots of love!!
Posted by April at 7:02 AM 6 comments


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The formation of Kweneng Ventures (Pty) Ltd, a 100 per cent wholly owned subsidiary of Kweneng District Council has sparked fears that the municipality is creating competition against local businesses and the community owned Bakwena Community Development Association (BCDA). BCDA is a trust previously known as Kweneng Rural Development Association (KRDA). The brigade component of the latter was taken over by government in 2011 and is in the process of being transformed into a vocational training centre.
BCDA board Chairman Shima Monageng and KDC chairman Jeffrey Sibisibi denied that their companies have an overlapping mandate and conflicting interests. BCDA owns KRDA secondary school, petrol stations at Boikanyo (Molepolole-Thamaga junction) andanother at Mafenyatlala, which was reopened last month after it was rebuilt for P8 million), horticulture plantations in Molepolole, Kopong and Letlhakeng. Some Bakwena are furious that KRDA board sold one of the eucalyptus plantations in New Town for a song to a foreigner. The forced sale is said to have been caused by the financial quagmire KRDA found themselves in some 10 years ago, and were facing liquidation.
Monageng said such accusations are baseless because bids were called publicly and nobody responded. He said with the remaining plantation the board had resolved to allocate Anne Stine school for disabled children a five hacters plot, gave a piece to Molepolole sub landboard to allocate for construction of houses for police officers. "We are currently in negotiations with government to hand over the remaining over 100 hacters in the plantation in exchange for the KRDA bridgade plot near Mafenyatlala mall. Morafe has already agreed. This would enable us to develop a proper CBD in the centre of the village," said Monageng.
He said now that they have completed the reconstruction of the filling station they will now focus on the hotel and town houses as part of Phase 2 of the development. He explained that they are looking for investors to partner with to diversify their investment strategy away from a lease back basis, which they used to develop Mafenyatla mall.For his part Sibisibi denied that the two have an overlapping mandate and are duplicating strategies. He said Kweneng Ventures is an investment arm of the council, where the local authority owns 100% shareholding while BCDA is a community development trust. "No. We are not competing, we are complementing each other to develop Kweneng," he said.
With a budget of close to half a billion pula KDC should be able to create opportunities for Kweneng Ventures (Pty). Sibisibi said KDC has a pool of professionals who will lend support to the company and a board made up of professionals from different sectors of the economy.


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France has been writing on this blog for over a year. You can follow France and her adventures HERE… More and more recently, fellow female travelers to Panama contact me with one pressing question: Is it safe to travel here solo as a female? Many of our students are solo female travelers learning Spanish to…
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We've been writing about all things Panama for over 10 years. So search our blog to plan your vacation. From must do's, where to party or eat, to which beaches and hiking trails you shouldn't miss. You'll find great insider info about Bocas del Toro, Panama City and Boquete, as well as Panamanian culture, customs and traditions, and certainly tips and advice for learning Spanish while on vacation!
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What's The Big Deal About San Blas, The Land of The Kunas (Gunas)?
Posted by | October 27th, 2016
You rarely hear Panama mentioned by any traveler without them talking about San Blas. For any seasoned traveler or self-respecting beach bum, it's hard to always get excited about yet another "stunning" beach, right? However, the islands of San Blas are unparalleled in their beauty. A two hour drive and and a boat ride away…
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Dear Travelers to Boquete: Don't Visit Until You Understand These 6 Things
Posted by | October 10th, 2016
A charming rural mountain town, where the simpler things in life are more important than the car you drive, Boquete has always been an oasis for both Panamanians and tourists looking to escape the heat of Central America's lowlands. Locals and tourists alike escape hot and humid temperatures to relax in Boquete or Volcan where…
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2016 Spanish Immersion Summer Program in Panama
Summer 2016 is around the corner and here at Habla Ya we want to make sure YOU experience the most awesome vacation while learning Spanish in Panama! So for the summer months of June, July and August, we've put together a Calendar of Weekend Trips to help you travel to some of Panama's most stunning…
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Chiriqui Gulf National Marine Park Camping Trip
Posted by | November 22nd, 2013
All photos are property of Cathy P. Boys. Thanks Cathy!! Boquete has all the appeal of the great outdoors being located in the valley next to a volcano, but sometimes I just get the hankering to relax on a sunny beach gazing at turquoise blue waters, specially after studying Spanish! Anybody with me? Million dollar…
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Today we released a new policy brief, Evaluating Federal Crop Insurance Promises vs. Performance: A Report Card.
The grades show it's time to reform federally subsidized crop insurance programs. In particular, reforms that emphasize conserving soil and water, putting real limits on subsidies to the nation's largest farms, and ensuring subsidies are transparent to taxpayers are needed.
Farmers across the Midwest and Great Plains have been telling us about the negative impacts of federally subsidized crop insurance for over a decade. A farm safety net is important to help family farmers mitigate risks. But real concerns have arisen with the current crop insurance program.
The best way to begin addressing those concerns, we thought, is through honest and forthright assessment of the crop insurance system. That has been our top priority since launching a Crop Insurance Reform Initiative in early June.
The report evaluates 6 categories of performance: reliability, transparency, support for beginning farmers, emphasis on crop diversity, efficient use of taxes, and conservation of soil and water. The policy brief explains why each catgory was awarded the letter grade it received.
We hope the familiar report card format helps to simplify a set of complicated issues. We also hope it stimulates many of you to help make the program work well for farmers and taxpayers.
Grades ranged from a B to several F marks. The policy brief offers further analysis and describes the reforms that could be enacted to improve performance of the crop insurance system. Overall, the crop insurance program received a failing grade.
Crop insurance needs some serious reforms before we can honestly say it is a real safety net that deserves to advance, as is, in the next farm bill debate. The impact crop insurance will have on future years of farming practices is significant. That makes reform of federally subsidized crop insurance vitally important to the future of rural and small-town America.
Subsidizing the nation's largest and wealthiest farms on every acre, every year, regardless of crop prices, production, or farm profitability, is the wrong direction for an effective safety net program. Absent reform, crop insurance gives mega-farms an advantage in bidding up land costs, driving their smaller neighbors out of business, and preventing the next generation of farmers from ever getting started.
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Ever wondered what the Polytechnic University of the Philippines is all about? You've got to pass their PUPCET to get in, for one. PUP boasts a lot of history and excellent education, too! It doesn't do justice at all to keep these fun facts to our iskos and iskas. Here are 6 things you probably didn't know about the Polytechnic University of the Philippines!
Polytechnic University of the Philippines is the largest university, population-wise
Yeah, you read that right! With over 70,000 students, PUP has the largest student population in the Philippines. Even more, this state university beats the University of the Philippines, which has over 60,000 students.
Founded in 1904, it's the first state university in the Philippines
What started off as Manila Business School in 1904 changed over time into what we know now as the Polytechnic University of the Philippines. That's why this university is known in the fields of business, banking and finance, public service, and media. PUP has been making its name for over a century!
The fabled Edukasyong Dose Pesos
Tuition fees all over Metro Manila universities are nothing to joke about. But in PUP? It's at PHP 12.00 per unit. That's roughly PHP 200.00 per semester. Don't be fooled by the price, however. You get more than what you pay for. The school produces top graduates, first-time hires, and especially board exam passers!
There are 21 PUP campuses all over Luzon
To give access to students from senior high to postgraduate levels, Polytechnic University of the Philippines has 21 campuses spanning Luzon. The sprawling 10.7-hectare main campus has the College of Communication Building, College of Engineering and Architecture Building, Institute of Technology Building, and also the Hasmin Building. Meanwhile, the Compound Campus contains the Senior High School.
The main campus houses, well, Apolinario Mabini's house
The main campus of the Polytechnic University of the Philippines is in Sta. Mesa, Manila. Inside, you'll find the historic original—albeit restored—Mabini Shrine. It's the house where national hero, the "sublime paralytic" Apolinario Mabini lived and died in 1903.
Here's a little history lesson for all you Filipiniana buffs! Belonging to Mabini's brother, the house originally sat across the Pasig river in Pandacan, Manila. The house first relocated to the Malacañang Park grounds upon the building of the Nagtahan Bridge—now Mabini Bridge. Then, because the banks of the Pasig river were being widened, the Mabini house finally moved to the PUP Main Campus. Until now, the original house stands with Mabini's memorabilia and some furniture replicas.
PUP was ranked #1 most preferred university by employers in 2016 and 2018
Hats off to PUP alumni and soon-to-be graduates! Hiring managers love you guys! According to Jobstreet, "Employers believe in the school's reputation of producing quality graduates." Particularly, they look for a strong willingness to learn as well as adaptability. If that ain't something to brag about, we don't know what is.
Ready to find your path to success? Get on ahead with your college application requirements—or browse through our tips on how to survive the process! Head on over to our College Life section on the Edukasyon.ph blog!Tags: college lifeeducationfast factsfun factsPolytechnic University of the PhilippinesPUPPUPCET


text: Leadership Nokia chooses India for latest mobile phone launch John Ribeiro @itworldca Published: May 2nd, 2007BANGALORE, INDIA (05/03/2007) – Nokia Corp. chose Delhi, India, for Thursday's launch of seven mobile phones for emerging markets, including two intended for shared use by families or entire villages.The launch of these GSM (Global System for Mobile Communications) phones in India comes in the wake of attempts by the Indian government and mobile services operators in the country to introduce low-cost mobile telephony to India's rural masses.Like the traditional public call office, the shared mobile phone offered through a local village entrepreneur is seen by many nongovernmental organizations (NGOs) as the best way to increase mobile penetration in rural markets, where users may not be able to afford a personal phone. In many villages, local entrepreneurs have already emerged to offer this service. Nokia's 1200 and 1208 models offer call-time tracking and multiple phonebooks, the company said. To help manage airtime costs, the call-time tracking feature allows consumers and village phone entrepreneurs to preset a time or cost limit on individual calls, automatically ending the call after the limit has been reached, it said.India had 166 million mobile subscribers at the end of March, up 68 percent over a year earlier, according to the Telecom Regulatory Authority of India (TRAI). Most of these subscribers are in urban areas. Large mobile service providers have identified the rural market as the next big opportunity. The government is also subsidizing roll-outs of mobile services in rural markets, and has proposed that operators share infrastructure to reduce costs.A number of multinational mobile phone vendors, including Nokia, have started manufacturing phones in India. Nokia also has other operations in the country including a research and development center and a network operations center.The Nokia 1200, with a monochrome screen, will be available this quarter with an estimated retail price of about US$48 before subsidies or taxes. The Nokia 1208, with a color VGA-resolution screen, will be available in the third quarter of this year with an estimated retail price of $65, Nokia said.Nokia also launched four other low-cost GSM phones, including the entry-level Nokia 1650 and Nokia 2660, and the Nokia 2630 and 2760 with features such as a built-in camera, an e-mail client, an FM radio and Bluetooth connectivity.The Nokia 1650 and 2660 will be available this quarter, with the 1650 priced at about $75, and the 2660 at about $115. The Nokia 2630 and Nokia 2760 will be available in the third quarter of this year. The estimated price for the Nokia 2630 will be around $115 and for the Nokia 2760 around $122.The company also launched Nokia 2505, an entry-level phone based on the CDMA (code division multiple access) standard for markets in Asia-Pacific, the Middle East, Africa, China and Latin America. The phone will be available in select markets in this quarter. Nokia did not disclose the pricing of this product. SMS: Nokia has launched seven new phones for emerging markets, including two designed for shared use or call resale. Leadership phones, subscribers


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Insurance Bad Faith
Nevada Law - Nevada Lawyers
Individuals and businesses which purchase insurance are entitled to the financial and legal protection for which they have paid. Unfortunately the pressure to increase corporate profits results in insurance companies having claims offices with limited resources, and an in-house culture that encourages the bad faith denial of claims. Insurers often make conscious decisions to place the company's profitability ahead of its obligation to protect the people and businesses it insures from personal financial exposure. An insured has a bad faith claim against its insurance company when the insurance company fails to pay claims which it owes or fails to provide the individuals and businesses it insures with the legal defense to which they are entitled under their insurance policy. When an insurance company acts in bad faith by failing to pay or defend against valid claims, claimants and insured's suffer and often have the right to file a lawsuit against the insurance company for bad faith.
Individuals and businesses purchase insurance to protect themselves against a variety of financial risks and exposures. Automobile insurance is purchased to protect against the risk of claims and lawsuits by others (liability insurance) and to pay damages which the insured may suffer (medical payments, collision coverage, and uninsured motorist coverage). Individuals and their employers purchase long term and short term disability coverage to protect an individual in the event they become disabled and are unable to work. Homeowners insurance is purchased not only to protect against the risk of losing a home and its contents, but also to protect against the financial exposure of claims by persons who may be injured on your property or otherwise injured due to the insured's negligence. Businesses purchase a variety of insurance products that afford protection from claims against the business, protection from losses due to the interruption of the business' operations and protection against loss of business assets. The bad faith failure of an insurance company to meet its obligations under the insurance policy can have devastating consequences for the individual or the business.
What is Bad Faith?
Inherent in every insurance contract between the insured and the insurer is an inferred obligation to act in good faith. Nevada's courts have defined the relationship between insurance companies and their policyholders as "fiduciary." The relationship does require that each engage in trust and good faith in upholding the obligations required under the contract. In general, bad faith on the part of insurance companies constitutes delaying, withholding, or denying the policyholder benefits that are based on legitimate claims filed under valid insurance policies.
First, insurance companies are required to pay or deny the claim within a reasonable period of time. The person making the claim (the claimant) is entitled to a prompt response and answers to questions or concerns. The insurer may not unnecessarily delay the adjustment of the claim or require unreasonable paperwork or documentation as a mean of extending the claim period. If a claim is denied, the insurer must explain to the insured the reason for the denial and the policy provision supporting that denial. Finally, the insurer has an obligation to protect the insured by timely settling a valid claim rather than subjecting an insured to an excessive liability judgment. Under bad faith law, there are a number of other responsibilities that insurance companies must fulfill in accordance with good faith and fair dealings principles, however, the type of insurance contract involved determines the statutory bad faith law that applies.
Liability Insurance Claims
Unlike the remedies for bad faith in first party and UM coverage cases, which are limited to percentage penalties and attorney fees, bad faith recoveries for mishandling liability insurance claims are much greater. In liability insurance, the insured buys protection from claims and lawsuits by others for the insured's negligence. Where the insurer fails to pay or denies the claim in bad faith, then the insured suffers not just the covered loss, but also the threat of considerable financial exposure. For this reason, the recovery for bad faith in the liability context is broader.
The courts have indicated that bad faith may be a dishonest purpose, implied conscious wrongdoing and even negligence to the extent it is a breach of a known duty. Where the insurer fails to settle the claim of an injured person on behalf of its insured due to its own negligence, fraud or bad faith, then the insurance company may be liable for damages to its insured. The jury must consider whether the insurer has given the insured the same faithful consideration it gives its own interests.
The liability insurer has a duty to its insured to agree to a demand for settlement within the policy limits if the company has knowledge of clear liability and special damages exceeding the policy limits. The insurer must communicate with the plaintiff's attorney during the settlement period and must inform the insured of an offer to settle within the policy limits. If the plaintiff's attorney sets a deadline for responding to an offer to settle, the insurer must meet those deadlines or procure an agreed extension of the deadline. Even where liability is disputed, a breach of duty can lead to substantial excess exposure. The insurer may be liable for the judgment in excess of the policy limits, attorneys' fees and even punitive damages.
A breach by the insurer of its contractual duty to act in good faith is an independent actionable wrong. When an insurance company acts in bad faith, the policyholder who has suffered damages at the hands of his or her insurance company may seek relief through a lawsuit. However, depending on the type of insurance, some statutory bad faith remedies provide the exclusive remedy. Despite some restrictions on recovery, litigation in the bad faith area continues and is likely to increase. If you believe that you may have a bad faith claim against an insurance company, please call or contact Julie Throop or Terry Friedman, Nevada Law Nevada Lawyers, and we will make sure you get the answers you need.


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If we could rewrite the song "My Favorite Things," this is how it would go: "Raindrops on roses and whiskers on kittens, bright copper kettles and really fabulous vintage hats!" Okay, maybe our lyrics aren't quite as good as the original, but no matter. The point remains – we're 'headwear' over heels for vintage hats! So whenever January 15th rolls around, we here at ModCloth become ecstatic. One might even say we become 'mod' as a hatter. Why? Well, it's National Hat Day of course!
To celebrate this fantastic occasion, we've searched far and wide to find 25 vintage caps that runneth over with retro flair. What are we going to do with these hats? We're going to share them with you, of course! That's why we created our 'Brimming with Style Vintage Collection.' Check the new arrivals page today through Friday the 15th to see if you can't pin down one of the five spectacular hats launching daily!
Happy National Hat Day (albiet a few days in advance). We hope you're as 'bowlered' over as we are!


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In-game odds and win probabilities for Minnesota Timberwolves @ Los Angeles Lakers
LA Lakers pulled off the upset to defeat Minnesota. LA Lakers entered the game as the underdog, with a 31% chance to win before the game started.
From the outset, LA Lakers refused to go away, chipping away at Minnesota's lead until LA Lakers took their first lead during the middle stretches of the game. Minnesota never recovered after losing the lead, and by the time the game ended, LA Lakers had earned the upset.


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Rishi Organic Matcha Super Green Tea - 15 Count
Rishi Matcha Super Green is recognized for its bright vivid emerald green infusion and combines first and second flush secha with bright matcha green tea powder for a super charged cup. Bountiful natural energy is provided by pure Japanese matcha.
This signature Rishi flavor combines organic sencha with organic stone-ground matcha green teas grown in the fertile volcanic soils in southern Japan's Kyushu region. Sencha lends delicious umami and sweetness that are enlivened by the fresh points of pure Japanese matcha.
Matcha Super Green yields two brilliant infusions: most of the matcha is released in the first infusion for an ultra-rich cup, followed by a second infusion that presents a welcome sweetness comprised mostly of sencha.
Rishi Matcha Super Green, a certified organic green tea, features a biodegradable pyramid shaped sachet designed to provide a truer infusion of the finest organic teas. This results in an incredibly aromatic, full-bodied cup that tastes as rich as loose leaf tea.
Caffeine Level: High
Rishi's greenest green tea blend, with vibrantly fresh matcha and deeply sweet sencha.
1 sachets
8 ounces
|2 minutes
Organic sencha green tea, organic matcha green tea.


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Birthday Thrills
Kiddies' Parties
Important Notice:
We value the health and well-being of every guest and have therefore temporarily closed Gold Reef City Theme Park until further notice. Please keep an eye out on our Social Media pages and this page to ensure that the theme park is open before you depart on your trip to Gold Reef City Theme Park.
Gold Reef City's Birthday Thrills offers the perfect kids party venue in Johannesburg! Book your birthday party at the Gold Reef City theme park today and be the talk of your school! Host a birthday party like never before, with thrilling rides, a 4D Theatre and so much more!
Opening Hours & Notices
Save over R600 when booking your party through the Gold Reef City Birthday Thrills platform for children below 1.3m and over R800 for children above 1.3m! This is most definitely a kids party place that offers thrills you cannot get anywhere in South Africa!
The Birthday Child Will Receive:
- Free entrance to the Theme Park, including all applicable rides.
- A complimentary birthday meal and juice.
- A birthday gift!
The Kiddie's Birthday Thrills Prices Packages :
- All birthday parties must have a minimum of 5 children excluding the birthday child.
- Children above 1.3m tall - R280 per child. This includes a meal, juice, a toy, sweets and rides.
- Children under 1.3m tall – R230 per child. This includes a meal, juice, a toy, sweets and rides.
Please note that ride rules and height restrictions apply.
All parties for children 3 years and younger need to be arranged with our party coordinator.
Adults And Children Over 14 Years Old, Please Choose One Of The Following:
- Thrill Rider access – R230 per person
- Non-rider access – R130 per person
What About The Birthday Cake?
You are allowed to bring your own birthday cake or you can order from our chocolate shop. No other food or cold drinks will be permitted into the theme park.
View our Birthday Thrills Menu
Kiddie's Birthday Party Bookings:
Gold Reef City's Birthday Thrills Offers The Perfect Kids Party Venue In South Africa! Book your kid's birthday party, through our contact us page.and our party coordinator will contact you to finalize your booking. Alternatively, call +27 11 248 6879 during office hours.


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Effective preparation for the IELTS requires study of a wide range of diverse learning resources. You need to have a broad selection of quality online sources that can keep you both challenged and entertained. To help get you fully equipped to take on the challenge of the IELTS, we've put together some great sites that you can tap into for developing your English aptitude and have you thoroughly conditioned for anything that the test may try to stump you with.
Boasting a treasure trove of great listening material, ESL Lab has been around for years and still comes complete with quizzes for each listening segment along with some thorough vocabulary review.
Rong Chang – ESL Reading
Don't let the unassuming web design fool you, the owner of this site has gone to great lengths to house hundreds of stories for short reading practice that all finish off with vocabulary drills, comprehension tests, gap fill exercises and crossword puzzles.
5 Minute English
This study site certainly lives up to its name. As you'll soon find out, each segment of their reading and listening resources includes concise comprehension follow-up that can be handled in under 5 minutes. Great for when you've got a bit of free time available but not enough to do in-depth study.
CDLP Adult Learning Activities
Founded by the California Distance Learning Project (CDLP), the intended goal of this site was to help support adult basic education services in California. Despite the project no longer being in operation, they do leave behind an innovative resource that covers both reading and listening of articles related to life skills along with interactive tools to make sure you retain everything.
Englisch-Hilfen.de English Grammar Exercises
Although originally built for German learners of English, the well-crafted vocabulary and grammar quizzes can be used by anyone and are great methods to help build on your writing skills needed for taking the IELTS, regardless of what country you are from.
British Council
When it comes to getting yourself ready for the IELTS, you can do no wrong if you opted to exclusively rely on the website of British Council, a site that is both user-friendly and full of incredibly detailed audio and video productions, podcasts and online activities.
University of Victoria English Language Centre Study Zone
Canada's University of Victoria English Language Centre has created a very comprehensive site for the benefit of its own international students learning English but also ensures that it remains free and beneficial for use by anyone else seeking to prep themselves for taking challenging English tests.
With their native teachers posting their engaging lessons on YouTube, EngVid has created an amazingly engaging and interactive site that supplements each video with quizzes and comment sections where you can communicate with the teachers and other students. Engvid contains close to 1000 different videos, covering all sorts of stuff. They do recommend their viewers to watch beginner vocabulary and slang videos, as they're pretty easy to understand without much context.
Elllo ESL Listening Lessons
Featuring thousands of videos and audio samples, Elllo covers it all and ensures you have ample quizzes and online drills to keep you sharp.
LyricsGaps English exercises
What better way to learn English than through music? With a variety of songs and musical genres to select from, LyricsGaps allows you to watch and listen to YouTube music videos and then study up on the vocab and sentence structures that you just heard. Also, according to LyricsGaps, these flashcards can help students: http://www.lyricsgaps.com/flashcards
Lauri's ESL Website
Once you search around Laurie's ESL Website, you'll see that she's put together quite a comprehensive collection of reading, listening, and comprehension study resources to help further polish your skills.
Talk English Intermediate English Listening Lessons
Claiming to have over 9000 audio files to aid in your English development, you can easily spend hours, weeks or even months of time reading and listening to all the resources that this site has to offer.
Non-stop English has great interactive lessons to fine-tune your writing and grammar in advance of taking the IELTS, while bolstering your vocabulary at the same time.
Mondo's ESL/EFL World
While not known for its individual lessons, Mondo's World is a great resource that functions in a blog format for IELTS learners seeking contemporary study of daily news and cultural insights. Additionally, by taking the time to search his links to other resources, you'll find that he has a lot more helpful and educational web concepts going on than just his blog.
If you're looking for something that's captivating and focused specifically on drilling for the IELTS test, try out EnglishMediaLab's interactive tests and begin grooming yourself for success!
For Band 9 ielts writing samples, click here.
For more info on IELTS Vocabulary, click here.
|Download | Stitcher | iTunes |
Podcast: Play in new window | Download


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This year, offices across the country will take part in the fun and festive tradition of Secret Santa gift exchanging. Whether you've pulled the name of your best buddy from the next cubicle or someone you've only said hello to at the water cooler, we've got 18 spot-on Secret Santa gift ideas for co-workers, family or friends—all for $20 or less.
And remember, when it comes to the workplace, it's important to play it safe. No matter how casual your office is, skip the personalized whoopee cushion or highly charged political bumper sticker, and you'll be fine.
Editors' Pick: Adilette Aqua Slides ($15–$17.50 with code FRIENDS) at adidas
A pair of slides makes a convenient footwear choice for walking the dog, running errands and wearing around the pool. Purchase today and save 30% off sitewide and 40% off for Creators Club members during the Friends and Family Sale. Stack the savings with 10% cash back on your purchase!
Editors' Pick: Carhartt Acrylic Watch Hat (
$14.99 $10.49 with code APPAREL30) at Academy
The perfect everyday beanie to keep them warm and stylish through the holidays. Plus, right now save 30% when you use code APPAREL30 at checkout and get 6% cash back on your gift!
Secret Santa Gifts $15 and Under
USB Cup Heater ($9.95) at Urban Outfitters
Cute and easy to tote, the resident coffee drinker will love this portable mug warmer.
CBD Relief and Relax Bath Bombs ($15) at UncommonGoods
Bath bombs are holding strong as a relaxing must-try. These aromatic CBD-enhanced ones can help relieve stress and soreness.
Alma Otter Tape Dispenser ($15) at ModCloth
Office supplies don't get any cuter than this adorable, friendly face.
Holiday Cocoa Mix Gift Pack (
$9.99 $5.99) at World Market
Savor the flavor of the holidays with gingerbread, peppermint and dark chocolate flavored hot cocoa—a great Secret Santa gift idea for co-workers who love sweets.
Himalayan Glow Natural Naked Salt Table Lamp ($11.24) at Kohl's
Gift an aesthetically pleasing salt lamp that will brighten up their desk or home while also providing great health benefits.
Andrews & McMeel Daily Brain Games 2020 Day-to-Day Calendar ($7.99) at Kohl's
A calendar that helps keep you up to date—and could make you smarter? Yes, please!
DCI Merry Snowflakes iPhone Charger Cable ($9.95) at American Eagle
This light-up charging cable also doubles as holiday desk decor.
BAGGU Standard Reusable Tote Bag ($12) at Urban Outfitters
A cute, reusable bag for shopping, groceries and anything else they might need.
Secret Santa Gifts $20 and Under
Rock Solo Bluetooth Karaoke Microphone and Speaker ($19.99) at Barnes & Noble
Connect a smartphone to the microphone and bust out your favorite tunes on the go. It's showtime!
Rosé All Day Bears ($20 for the large box) at Sugarfina
The waitlist for these gummies once had more than 18,000 people on it! Give a sweet toast to your co-worker with this special treat. The bears are infused with real rosé wine. Cheers to that!
Feisty Pets ($19.97) at GameStop
Oh my gosh, this gift is hilarious. Admittedly, not everyone will appreciate these cute-then-scary animals, but for the person with a healthy sense of humor, just do it.
Pop Icons to Love 2020 Desk Calendar ($18) at ModCloth
From Bowie to Beyoncé, gift 12 months of illustrated pop culture icons.
Aztecs Revenge 10-Piece Mexican Style Hot Sauce Gift Set ($19.99) at Bed Bath & Beyond
They'll be able to kick their meals up a notch with this hot sauce set that ranges from mild to extra hot.
Binge-Watching Survival Guide ($20) at Pinch Provisions
This is the ultimate Secret Santa gift idea for your Netflix-obsessed co-workers. Make their binge sessions complete with all the essentials, such as socks, coasters, folding forks—and a sofa yoga guide because they're not going anywhere for a while.
Thermos FUNtainer ($16.99) at Amazon
Your favorite lunch pal will enjoy this #fun way to keep their favorite drinks at just the right temp.
Owl Ceramic Succulent Cactus Plant ($17.99) at Amazon
These tiny succulents are simple yet pretty, and don't require a green thumb to keep alive on your desk.


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Eakin's Oval
Statue of Washington
Now walk the remaining stretch of the Parkway to the plaza before the Philadelphia Museum of Art, which Lord Dunsany called the most beautiful building in America. The plaza, named for Thomas Eakins (1844-1916), the great Philadelphia painter who is best known for "The Gross Clinic" and "The Agnew Clinic," leads to three fountains. The center fountain, dedicated to Washington, was erected by the Society of the Cincinnati of Pennsylvania. The four figures and the animals overlooking the pools at the base represent four great waterways of America — the Mississippi, the Potomac, the Delaware and the Hudson.
Benjamin Franklin Parkway
- Welcome to The Benjamin Franklin Parkway Tour
- LOVE Park
- Henry Moore Sculpture
- Prophet
- Friends Select School
- Statue of Copernicus
- Cathedral of SS. Peter and Paul
- Parkway Sculptures
- Swann Fountain (Logan Circle)
- Free Library of Philadelphia
- Raemisch Sculptures
- Rodin Museum
- Eakins Oval
- Museum of Art
- Franklin Institute
- St. Clement's Episcopal Church
- Academy of Natural Sciences
- Mace's Crossing
- Sculpture to the Martyrs
- Thaddeus Kosciuszko


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Friday Favorites, is probably my favorite thing to post on my instagram Today I'm playing around with pink. You'll probably never catch me wearing pink with clothing, but make-up is a different story.
The recent trend of wearing subtle pink as a lid color is one of my favorites! Especially flattering women over 40 groups, I think it adds a pop of color and freshens up your entire face.
Don't go nuts though, you don't want to end up looking like a muppet. Just a subtle sweep of your blush on your lip, cheep and lid and you've got a cohesive subtle "no-makeup, made-up look!"
To do this I use Becca's Blush in Camelia you can find HERE! It's a bit pricey for
The mascara duo is an all time fav by Loreal once you try it you won't go back and you can't beat the price, this came in a set with the primer.
Next is Nars
This adorable Vaseline tin I received as a promo tester and immediately fell in love and keeps my lips from cracking. I hope they keep it around for a while. You can grab it HERE!
And this palette by "TooFaced", I really should have opened it for the photo (not enough coffee) It has an array of Pinks and browns. It's discontinued but you can browse other 'Too faced Palettes
To shop more of my Instagram Click HERE
This post may contain affiliate links where they author earns a commission if you decide to purchase anything from those links. See full disclosure.


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Using art making as an educational tool, CulTrees creates fruitful environments of non formal Adult Education focusing on Cultural Awareness and Expression (key competence No8 Cultural Awareness and Expression according to European Reference Framework – ERF).
Seven Cultural Organisations from Greece, Germany, Holland, Italy, Hungary, Lithuania and France (members of the Roots and Routes International network) will contribute with educational tools, methods and techniques in a five-days meeting in Larissa, in order to exchange good practices, following the methodology of peer coaching.
The result of this training will be a methodology that is going to raise the openness and encounter prejudices and stereotypes, through art activities (performing arts, media, visual and literary arts).
CulTrees is an Erasmus+ project (KA2 Strategic Partnerships in Adult Education) and is coordinated by Synergy of Music Theatre – SmouTh.
Project Duration: November 2017 – December 2018
December 15, 2017


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After becoming the Pokémon League Champion, you'll restart the game in your bedroom. Head over to the staircase in the top-right corner. Lo and behold, your Rival will come storming in. He'll tell you about a powerful Pokémon living in a cave near Cerulean City. Chances are you're missing No. 150 in your Pokédex, so let's get going!
Outside your house, a Youngster will come over to let you know the Master Trainers can be challenged. It looks like you're going to be busy…
The Master Trainers
Scattered throughout the Kanto region are so-called Master Trainers that have dedicated their lives to training one specific Pokémon. There's a Master Trainer for all 153 Pokémon found in this game.
You can identify them from their bright red clothes and an icon above their head that indicates their chosen Pokémon. When battling Master Trainers, you can only send out the same Pokémon as them and you may only send out one Pokémon during battle.


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Butterflies & A Badly-Fitting Singlet
Jeff Galloway's Magic Mile calculator.
Also, I met my goal for my Team Salute fundraising. Yay! Actually I went over. I have some awesome friends and family. Here's the only problem.. I'm not really a fan of the Team Salute singlet.
Overall, I'm pretty nervous. Of course, I had to pick the second largest marathon in the world (The New York Marathon is the only one that has more people in it). I think the sheer hugeness of the race is pretty intimidating. But also very exciting. I've always wanted Chicago to be my first.
The weather is supposed to be awesome.
So anyway.. I basically get butterflies whenever I think about it. I'm super-excited and kind of scared to death at the same time. I know I've done everything I could do to prepare for it, but I'm still nervous that I'll have a bad day after all the preparation that I put in. I honestly don't remember the last time I was this nervous before a race. My first half marathon? My first college race? I have no idea. But it's definitely up there.
*deep breath* Okay, how to you prepare and calm yourself for big events like this? Any tips?


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Sinclair College continues to demonstrate the value it provides to the community by making headlines recently with these stories:
- The National Science Foundation awarded Sinclair more than $545,000 to support entrepreneurship and training in drone technology. The funding will be used to spark interest for UAS and STEM-related fields in school-aged children, create a certificate program to offer a one-year entrepreneurial UAS training, and create a crowd-funding competition related to UAS.
- Following the opening of the new $31.5-million health sciences facility in 2017, the nursing program at Sinclair was rated top in the state, rising above 106 other programs, based on the National Council Licensure Exam passing rate compared to the cost per credit hour. Sinclair graduates almost 81% of its nurses and charges as little as $116 per credit hour.
- Sinclair hit #21 on a national list of the country's most affordable schools. The U.S. Department of Education's 2019 College Affordability and Transparency List's ranked Sinclair in the top 5% out of 1,000 two-year institutions. Sinclair has helped lower costs of in-demand careers through grant-funded initiatives like the Skills to Work program through the Ohio Department of Higher Education. The program offers tuition assistance to students in short-term certificate programs.
In an effort to centralize and expand its job training programs, Sinclair announced it will establish an "office of work-based learning." The new office seeks to align efforts among existing programs, like the business, science, mathematics and engineering divisions. A director has not yet been hired, but the office, which will be located at the downtown campus, could have up to 10 people working in the program in the next two to three years.
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Do you own or work in small woodlands; are they undermanaged or neglected and would you like to make better use of them?
Do you own or lease ancient woodlands but need more information about managing them?
The Woodland Trust Scotland, in association with the Simwood
Project and Forest Enterprise Scotland invite you to a free
demonstration event to discuss ancient woodland restoration in
practice in Scotland, and to see a wide range of low impact
solutions for management.
See machinery and equipment for both high and low investment
harvesting and extraction;
Seee flyer for further information and booking details
Register at:


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Do you wanna know the upstream and downstream speed of your wifi or internet connection in detail?
Do you wanna know the upstream and downstream speed of your wifi or internet connection in detail?
Do you wanna know how many unfamliar device connect to your current wifi?
Do you wanna know whether your access wesite are DNS hajacked under your network enviroment?
Do you wanna know how fast your interested app or website respond to the current internet connection?
Do you wanna know where are you can get the best connection with strong signal?
EX.speedtest, it will tell you answer.
EX.speedtest is an internet speed testing and website check tool, it can test speed for your mobile connections including WiFi hotspot, LTE, 4G, 3G networks, check website speed, and check whether your access website are DNS hijacked or not.
Features of
EX.speedtest :
One-click speed test of download, upload and ping
Find out the connectd devices' info within your current Wifi.
Check and record you wifi signal
Test your only intersted app or websites with your connection.
Check whether your intersted website are DNS hijacked or not
Check your intersted website detail speed and consuming time
Custom test timeout time, fast speed test.
Export speed test results to the excel
Easy sharing of speed test results
If you have any problem or good advice, plz mail to me ( firstname.lastname@example.com). If you wanna donate me, you can buy the no-ads version from here.
What's New
fix bug


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Hi I'm Vi Wickam and this is a myTalentForge Quick Tip of the Week.
Some of you have wanted to know, "How do I make my fiddle sound like a train? How do I make my violin sound like a train?"
There's not just one kind of train trick on the violin. There are a couple.
We've got the train on the tracks sound- which the way we do this is, instead of holding the bow normally, we're going to hold it kind of like we're going to swing it.
So we're using a whipping motion with the bow, and we're holding it at an angle to the strings so that we get a little bit of [that kind of motion], and a little bit of [this kind of motion].
If you go totally like [this], it's going to really sound like "eerk!"… and that's not what we want. We want kind of a mixture of those two sounds.
The other kind of train sound that's important is a whistle. […]
So generally, a whistle sound is going to be a third. With a little bit of sliding in between.
Now that's a sixth is an inverted third- it's an upside down third. Yeah… put that in your pipe and smoke it! Just for kicks!
So there's a couple of tricks to make your fiddle sound a little bit like a train.
Get on down to the Orange Blossom Special and we'll see you soon! Have a great week!


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California Found Spoiler #1 April 2019
SPOILER ALERT! It's been a wild first half of April and we're already down to our last few April California Found boxes! Get yours before they sell out and you'll receive products from six California artisans including this simply chic Herkimer Diamond Necklace (Retail: $42) from 100 Graces. Perfect as a statement piece alone, or layered with some of our previous jewelry finds!
From the 100 Graces Website:
About Herkimer Diamond: A stone of attunement, Herkimer Diamond energizes, enlivens and promotes creativity. It stimulates psychic abilities, spiritual vision and guidance from higher dimensions. Herkimer Diamond clears all chakras (energy centers in the body), allowing the body to be an open channel for spiritual energy to flow. This stone is said to be good for detoxifying.
Reserve your April collection at California Found!
-California Found
Join Today!
Sorry, only registered users are able to leave comments! Please register to A Year of Boxes to leave comments!


text: August 22, 2012 by Wendy Zake Daily Inspiration ~ August 22nd ~ Try not to resist the changes that come your way. Instead let life live through you. And do not worry that your life is turning upside down. How do you know that the side you are used to is better than the one to come? ╭♥╯Rumi Share this:TwitterFacebookLike this:Like Loading... Related


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At Thompson Hyundai, we believe nothing is more important than creating a great relationship with our clients, so our staff is here for you during every step of the car-buying process, including research. Researching your ride is an important first step because it allows you to rule out cars that don't feature the amenities you're looking for.
To help our friends in Bel Air, Towson, Baltimore, Glen Burnie, and Dundalk decide which car they want to get behind the wheel of next, we compiled these reviews of the Hyundai Tucson. Browse through this page and when an article catches you eye, click on the link to be redirected to one of our helpful reviews. If you have any questions along the way, reach out to our dealership.