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Specialist bank PCF Group Plc (LON:PCF) posted a 50% increase in its lending portfolio for the year as it achieved record new business, mostly with prime credit grade customers.
In a trading update for the year ended 30 September 2018, the AIM-listed company said its lending portfolio grew to about £219mln from £146mln last year, putting it on track to meet its target of £350mln by September 2020.
New business originations jumped 75% to £148mln for the year, up from £85mln in 2017, with 70% of these with customers who have prime credit grades.
PCF said the growth in new business originations reflected the "benefits of a banking model and our reputation for excellent customer service". Reduced cost of funds allowed PCF to increase lending the prime sector, which was a strategic decision aligned with the group's cautious outlook for the UK economy.
READ: PCF Group strategy on track as new banking platform boosts profits
The group said while the market for prime lending in consumer motor finance and business asset finance is competitive, this tactic will improve future profitability. Lending to prime borrowers reduces the risk of customers failing to repay their loan on time. It also improves operational gearing by increasing the scale of the lending book in proportion to fixed costs.
PCF, which launched a new internet banking platform earlier this year, said it would continue to invest in improving its technology to attract high-quality customers.
The retail deposit base has ballooned to £190mln from £53mln since receiving the Savings Champion Award for 2018 Best New Provider.
Earlier this month, PCF announced that it would buy Azule Limited, which specialises in funding and leasing services to the broadcast and media industry. PCF said the acquisition would diversify its assets classes and allow it to tap into a market that has new business origination potential of more than £50mln per year.
READ: PCF to buy UK specialist finance provider Azule for up to £5.6mln
"A diversified banking model is proving a great strength and our first full year as a bank has been extremely encouraging," said chief executive Scott Maybury.
"We have made excellent progress against ambitious targets and our focus on organic growth through existing lending markets has now been supplemented with an earnings enhancing acquisition."
Shares rose 5.6% to 37.50p in morning trading.


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Alpine White Kitchen Cabinets - Cupboards are among the fundamental components of each and every kitchen. Cabinetry explains the appeal and function of the kitchen. They're practical solutions to the kitchen will boost the value of the kitchen and needs. By the different needs and requirements, the furnishing companies manufacture various types of cabinetry. If you go out to shop to get a cabinet set for your house, you'd be amused to find the plethora of groups readily available on the market.
The cabinets may have varying types of doors. There might be both glass and solid inserts of cabinet doors. The glass inserts could be made of different kinds of glasses. The cabinets differ when it comes to the materials used to fabricate them. Refaced or those cabinets that are made of stainless steel don't have to be painted. These cabinets are durable and last to get a substantially longer time compared to the cabinets that are regular.
Stock cabinets also are quite used for kitchens as they are highly practical and economical in nature. They come in a low cost which fit nicely into the funding of those people with modest means. They can be bought separately, mixed and matched, etc. But the most delightful type of kitchen cabinets is the custom kitchen cabinet. They look amazing and are highly functional. They can be custom made by means of a designer as per your requirements, or you may even purchase them from a shop that is furnishing.
Customized cabinetry are made keeping the demands of the householders in head; hence, are bound to suit them better than just about any other type of cabinets. Every house ought to have an identity and personality of its own. Installing cabinets that are custom made, keeping in mind the demands of the house is always a viable alternative than choosing for normal stock cabinets. Custom kitchen cabinets help to impart a unique appearance to kitchens, enabling them to narrate their story.

subset: commoncrawl


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Nicki Swain
Shepshed (& Surrounding Villages) Office
Nicki has been advising on mortgages and protection for the last 10 years and have worked in a couple of the high street banks and is now part of Mortgage Advice Bureau working with Sinclair providing mortgage and protection advice.
Nicki grew up in Loughborough and went to Burleigh Community College, 6 years ago she moved to Shepshed to be closer to her sister her my 2 gorgeous nephews. In her spare time, you'll find her in her wellies walking her dog.
Likes – coffee, music concerts, scary films
Dislikes – peas, bad drivers, tax bills
Send me an Email
My Colleagues in the Shepshed (& Surrounding Villages) Office
Enzo Lallo
Founder & Managing Director
Enzo Founded Sinclair Estate Agents in 1997 and has been at the helm as Managing Director ever since.Read Profile
Peter J Harding MNAEA
Pete was born in Leicester, raised and educated in Charnwood so he knows the area inside and out. Having worked in the Charnwood property market since 2000 (and all that time at Sinclair), he has acquired a wealth of knowledge in both Residential Sales and Lettings.Read Profile
Alexander Lallo MNAEA
Residential Sales
Alexander has lived in and around Shepshed all his life and joined Sinclair in 2014 after having graduated from a three-year business studies course in Sheffield.Read Profile
Kay Marden
Branch Manager
Kay has worked in the property industry all over Leicestershire for well over twenty years. During that time, has been fortunate enough to enjoy selling and letting property from individual apartments to luxury homes. Living and working in Leicestershire, Kay is ideally placed to cover anywhere in the county, but due to longevity within the industry is also competent in areas such as Birmingham and areas towards the Northamptonshire borders. Whilst working within the industry Kay was recognised by the Property Industry Awards as the Best Estate agent in her town and went on to win Best Estate Agent in the East Midlands 2017.Read Profile


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Wednesday, July 7, 2010
How generous is he?
Maybe he is trying to get me dead. It's like in the 90's and humid as hell. And maybe I'll just accidentally hide a small bit of fish meat somewhere in the vehicle at a later date. Ooooo, I just know there's a bitch somewhere deep inside me.
We just got some rain, tho not enough. He's starting the grill. Gonna grill pork-something. I do the salad and L.O. potatoes. It's all good. I see my therapist tomorrow. I like it just for the fact that it gets me out of the house and away from the ,....what, heaviness? Oppression?
Not really fair cuz our marriage isn't that bad. Sometimes I just have to work too hard at it and call me naive but I think love should be easy and as natural as breathing.
9 comments:
- The Queen said...
not me man, I'd hide some drugs.. then call the PoPo.. but then I'm a bitch that way..
- July 7, 2010 at 5:22 PM
- Cheeseboy said...
We men that grill are the best kind of men. (Notice how I included myself in that).
- July 7, 2010 at 6:33 PM
- Joe Cap said...
Yep, like Cheesy said...we are grillin' fools!
- July 7, 2010 at 7:30 PM
- Ms. A said...
Only $50? (I've heard every woman sits on a goldmine. I don't, but you might.)
- July 8, 2010 at 1:12 AM
- Linda Medrano said...
You know the answer to this one, Sweetheart. There's always the almond scented cookies!
- July 8, 2010 at 11:01 AM
- Michelle Faith said...
Does your husband read your blog?? LOL mine use to but not anymore...and I do ask for things when he wants to get some....he will even sometimes offer up something new to get a little extra in the bedroom.
- July 8, 2010 at 4:41 PM
- Homemaker Man said...
Love always has those kind of gritty and dirty and hard moments. Think that's what makes it special. Nice meeting you!
- July 9, 2010 at 9:58 AM
- Unknown said...
Your worth way more 'n 50 bucks. Just sayin. ;)
- July 9, 2010 at 11:31 PM
I get such a kick out od reading your posts. I can really relate to them. I say charge him $500 for every extra favor you do for him! LOL
- July 15, 2010 at 2:16 PM


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#FWBL Episode 6: Yummy Mummy
Don't miss a new episode of "Friends With Better Lives" tonight. The CBS comedy was recently cancelled, but there's still hope because 20th Century Fox Television has decided to try shopping the series elsewhere. (Read more.)
Majandra just tweeted "Save #FWBL by tuning in tonight @ 8:30/7:30c on CBS. Where else do you get to watch Maria, Dawson & a Sports Illustrated babe all at once?"
Spread the word, tune in tonight and watch & tweet with the cast!
Friends With Better Lives
Yummy Mummy
When Kate finds out that the man she is dating has a daughter, she freaks out until she learns the daughter is twenty three years old. But when the daughter meets Will and they start dating, Will taunts Kate about it endlessly. Also, Andi loves the idea of a playgroup dad flirting with her, on FRIENDS WITH BETTER LIVES Monday, May 12 (8:30-9:00 PM, ET/PT) on the CBS Television Network.
Related News:
Good & Bad News, May 11th, 2014
Spoof Threesome Clip With 'Naked' #FWBL Women, April 29th, 2014
GER – "Friends With Better Lives" on iTunes, April 27th, 2014


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Keith St John (Vocalist)
- April 1st,1969
Birth Place
- Brooklyn NY , USA
- Burning Rain
- KSJ's RockBox
- Montrose
- Medicine Wheel
- Sun King
- St John
- Big Trouble
Related Web Sites
Burning Rain
in 1998, the band was formed by Doug Aldrich and Keith St John.
Ian Mayo & Alexx Macarovich (out of the band in 2001) joined the band and recorded the 1st album.
in 1999, The debut album "Burning Rain" was released, did promotional activities, and Japan Tour.
in 2000, the 2nd album "Pleasure To Burn" was released, and the debuted album was released in Europe.
in 2001, Performed at "Z Rock UK 2001", and "UltraSound 2001" in USA.
in 201?, the band will be recording their 3rd album, then...
in 2001, Work with Montrose.
in 2002, Tour USA
in 2003, Tour USA
in 2005, Tour USA
in 2006, Tour USA
in 2007, Tour USA
in 2009, Tour USA
in 2010, Tour USA
in 2011, Tour USA<
[ Page Top ]


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My Singapore
Cartoonist Morgan Chua delves into the brief but rich history of Singapore the city state. Backed by years of astute observation, he has produced a series of vignettes that showcase the country's key events and personalities arranged in a year-by-year format.
No topic is taboo and Chua sharpens his pencil as he draws popular icons like P Ramlee as well as local and international politicians. Readers will be thoroughly entertained and enlightened as they laugh their way through the book.ISBN: 9789812616142
Cover Type: Softcover
Page Count: 136
Year Published: 2018
Language: English


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67+ Popular Arrow Tattoo Designs With Meaning
Arrow tattoos are the most convenient and preferred design among males and females. The best aspect about arrow tattoo Designs is that these are minimal therefore looks elegant and costs you less as compared to other detailed or complex designs. If you are the first timer then these are undoubtedly best to consider due to their deep symbolic meaning and minimalist nature. Being small does not mean these are not attractive designs. These are amazing and coolest for the tattoo enthusiasts. We have unleashed some amazingly great and unique arrow tattoos for your inspiration. Also, read about "101+ Awesome Compass Tattoos Designs".
Symbolic Meaning of Arrow Tattoo
Like all other tattoos, arrows tattoos have also deep symbolic meaning. One should be clear about the connotation before opting for any tattoo. Native American regard arrow as a weapon that can be utilized either for protection or hunting. An arrow tattoo is synonymous with person's willpower or determination in achieving life's goal apart from all the difficulties. Astrological sign Sagittarius is also represented by a bow and an arrow. As a cupid's arrow it is also related to love or affection.
There are also some other common interpretations about arrow tattoos such as masculinity, unity, strength, and power. It also gives a sense of direction. Crossed arrows tattoos are much appreciated and popular among friends, as it shows the firm bound of friendship.
Types of Arrow Tattoos Designs
You will see plenty of tattoo designs on the internet, whenever you make up your mind for inking yourself with any tattoo. Arrows tattoos are best for the beginners as they are minimal and won't be so detailed or complex. Moreover, these designs have aesthetic value with deeper meaning. Check out their most practiced types with their meaning.
Single Arrow
People who want minimal and meaningful tattoo often opt for the single arrow. There are various meanings that you can relate to a single arrow. It shows a direction in a righteous way, expunge all the negative vibes from one's life by wading off the evil forces.
Two Arrows
Shapes of two arrows determine the meaning. When a person inks two crossing arrows it reveals friendship. You and your best friend can wear such tattoos to strengthen your relationship. On the contrary, if a person inks himself with two arrows pointing away from each other; it will show the aggression or war.
Broken Arrow
Crafting body with beautiful and mysterious broken arrows is also an admirable act of tattooing. Broken arrows look elegant and are meant to reconcile two people or groups who are disagreed on a particular issue or scenario.
A Bundle of Arrows
Why relying on one or two arrows? Try something crazy and fun with these multiple arrows design. Uniting arrows and creating a bundle of them will represent unity and strength. You can add a different number of arrows, ranging from four to five. The meaning is apparent as by adding more arrows you are actually relating it to strength, as more are the arrows, more it becomes irresistible for any harm or breakage.


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Thank you for your interest.
The primary purpose of life insurance is to protect your dependents financially in the event of your death. Properly positioned, the benefit from a life insurance policy can provide a steady stream of income for your family. It can also provide liquid capital to pay estate taxes and other obligations.
After completing the form, please click on the "Submit" button. Your information will be emailed to our offices and we will process your request. All information will be kept confidential.
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|LP Financial Associates
691 Bryan St.
Elmhurst, IL 60126
|Phone: 630-445-1429
|Fax: 630-359-5838


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Please note the upcoming exhibition
This event took place from 11.04. till 14.04.2018. The next Musikmesse exhibition will be from 22.10. till 24.10.2021 in Frankfurt.
Do you need Hostesses for Musikmesse 2018 in Frankfurt?
Manuel Marschel
Contact person for businesses
If you have any questions regarding the booking process, feel free to contact or call me.
+49 30 959 982 640


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Landscaping Blocks Ideas - Landscape design could be extremely flexible. You could maintain it simple as a starter. Later, you could re-do the location, or do make another location in a different way as your understanding increases. It's very easy to obtain started as well as there's no lack of points to attempt. Professional designers that have been getting the job done for several years are still finding out as well as exploring!
Yard Landscape design is actually very vital as this is a location which is a risk-free as well as beautiful. Several of the very best yard landscaping concepts for you consist of making the yard in a style your personal. Aim to identify exactly what a few of things are that are very important to your family members as well as attempt to include these points into your yard landscaping concepts. As an example, if you are actually thinking about angling or other exterior sporting activities, you might desire to include these points into your yard landscaping concepts. Bear in mind that your yard ought to be something that you like, as well as somewhere that your family members really feels at convenience. Next off, we will offer you a few photos of landscaping blocks ideas could be your yard decor motivation.
Yard landscaping is not just placing plants in your yard. Yard landscaping concepts consist of requesting for every person's help as well as for their pointers too. Your entire family members could assist make the yard as well as they could all allow you understand exactly what they want to see in it. If you want to get their input but you do not' desire a million concepts, attempt to develop some concepts on your very own and afterwards ask your family members for which ones they like best.
Pictures Gallery of Cool Landscaping Blocks Ideas
Tags: landscape block design ideas landscaping ideas with cement blocks


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There's a point late in the film where, amidst incredible chaos and death and racism and persecution, the main character is given the slightest and simplest of favors. It's in this moment that you realize how perfectly realized, and utterly depressing, the world in the film is. Depicting a future where humanity has gone infertile, and not a single child has been born worldwide in eighteen years, the movie shows the sorry state of Britain as civilization slowly self-cannibalizes. It is very good at it. Every inch of the film is filled with a sense of decay, of society struggling with its own mortality. We soldier on, but tragically question why. It is all laid down with an incredible eye for detail, down to the most minute tweak, and framed with some truly noteworthy camera work. So it is a shame that a movie which expertly paints one of the most thorough swan songs for our species does such a poor job in developing its characters. Everyone involved puts in excellent work on camera, but the script is clearly focused on the bigger picture. You care little for what the characters are going through, but instead care deeply, desperately for the state of the film's world. The result is devastating regardless.
9 out of 10.
Saturday, August 29, 2009
Children of Men (2006)
There's a point late in the film where, amidst incredible chaos and death and racism and persecution, the main character is given the slightest and simplest of favors. It's in this moment that you realize how perfectly realized, and utterly depressing, the world in the film is. Depicting a future where humanity has gone infertile, and not a single child has been born worldwide in eighteen years, the movie shows the sorry state of Britain as civilization slowly self-cannibalizes. It is very good at it. Every inch of the film is filled with a sense of decay, of society struggling with its own mortality. We soldier on, but tragically question why. It is all laid down with an incredible eye for detail, down to the most minute tweak, and framed with some truly noteworthy camera work. So it is a shame that a movie which expertly paints one of the most thorough swan songs for our species does such a poor job in developing its characters. Everyone involved puts in excellent work on camera, but the script is clearly focused on the bigger picture. You care little for what the characters are going through, but instead care deeply, desperately for the state of the film's world. The result is devastating regardless.
Friday, August 21, 2009
Inglorious Basterds (2009)
Quentin Tarrantino has a knack for pushing the progress of cinema backwards a few decades. With every film, he embraces the roots of today's movies, creating a gleefully anachronistic throwback. Inglorious Basterds is his (intentionally misspelled) salute to the World War II movies of yore, embracing both the gung-ho camp and intricate conspiracies of that era. Seeing Brad Pitt strut around as a sadistic Nazi-hunter leading a band of angry Jews is delightful, gruesome fun, but the film's heart and much of its plot belong to a revenge tale waiting in the wings. It makes for an awkward, though terribly interesting trip through Nazi-occupied France, with cheesy enthusiasm intercut with a deadly serious story of justice. Tarrantino's ever-present talent for dialogue is at full strength as well, with brilliantly meandering conversations framing every move the story makes; it's especially interesting considering the vast majority of the film is in either French or German. As a whole, it is exactly what it sets out to be—the kind of film they just don't make anymore, delivered with love from one of the best talents in the business.
8 out of 10.
Tuesday, August 18, 2009
Ponyo (2008)
Also known as Gake no ue no Ponyo.
Once again, legendary director Hayao Miyazaki shows us what's possible with animated films. Pitched similarly to the classic My Neighbor Totoro, Ponyo is a tale perfect for children, and a solid dose of enchantment for the inner child as well. The story is a familiar one, as it is based on the same book as Disney's classic The Little Mermaid. Miyazaki's take on the "fish-person wants to be human" story is significantly different however, even if the central conceit is the same. It's not a musical for one, and the entire production has a danger-less, carefree feel. The palette is full of warm blues and friendly yellows coloring characters that simply accept the situation in front of them with little question, and tied with a brisk pace that helps the whole thing go down easy, if ultimately inconsequential. It is pure escapism, crafted with a sure hand and obsessive eye for detail. Every moment of the film appears hand drawn, with Miyazaki's aversion to computer generated imagery in full swing. There may not be a single computer animated frame in the entire film—a true rarity in this age—and the result is a visual masterpiece. Even so, the story and childish tone may be a hard sell for demanding adults. If you have a playful inner child who can enjoy lush scenery with pretty colors and adorable creatures, you will definitely finish this with a smile.
8 out of 10.
Sunday, August 16, 2009
Howl's Moving Castle (2004)
Also known as Hauru no ugoku shiro.
Seeing something completely, utterly new and unique in a movie is a rare thing. It's also Hayao Miyazaki's stock and trade. This tale of warring wizards and a young woman cursed into old age is so inventive, so eye-popping and fresh that there's hardly any room left for a coherent story. Make no mistake, at every turn and in every scene there is a new kind of magic or spell being cast that results in a careening trip through a dazzling array of color and lights, beautiful hand drawn landscapes, or a perfectly animated transformation effortless in its character and subtleties. There is genuine enchantment to be had. But the story itself suffers for it, with large leaps in character logic and a world absolutely begging for further explanation yet receiving almost none. It creates an interesting yearning, an expectation that all the answers the movie expertly baits you into anticipating lie just around the corner. In that way it's a mildly frustrating film, but while it may less of a Miyazaki masterpiece than its peers, this is still filled with that trademark wonder, and near perfect beauty.
7 out of 10.
Saturday, August 15, 2009
District 9 (2009)
Based on, and expanded from, the excellent short film Alive in Joburg, first-time feature director Neill Blomkamp soundly proves himself with one of the freshest, most thought-provoking science fiction films in years. The film depicts the plight a semi-intelligent, insect-like alien race stuck on Earth, segregated from the human population by the government, and forced to live in a ghetto. It works as an obvious parable to apartheid but the movie plays it smart, never issuing a heavy hand or an unwanted message. Instead you get a deeply fascinating look at a situation quickly spiraling out of control, seen through the eyes of a dopey, pencil-pushing bureaucrat who gets unwittingly snatched into the worst of it and intercut the retrospective of a documentary film chronicling the events. The result is a gritty, dark, often unsettling, but intensely interesting sci-fi drama thriller that asks nothing but difficult questions, all the while wowing with impressive effects. It has a few rookie mistakes in the presentation, but in almost every way this is one of the best films of its genre in almost a decade.
9 out of 10. (what else would I give it?)
Friday, August 7, 2009
Terminator (1984)
Some classics don't age entirely well. Despite being the star-maker for The Governator himself, this is a film with some exceptional qualities held back by production that may have been trendy and cutting edge at the time, but today seems quaint at best. Set as a story of a cyborg assassin sent back in time to kill the mother of a future leader, the tale told is barely enough to fill a short story, yet the film plays this to its advantage by filling with lots of action and a few great character moments. The action scenes themselves are very well done, showing off a young James Cameron's aptitude for exceptional staging, but it's the moments of suspense that really stand out; the relentless finale especially is a heart-pounding chase of incredible intensity. What ultimately holds the film back, however, are the trappings of the era in which it was made. While the teased hair and garish neon culture of the early 80s can be forgiven as set dressing, it becomes increasingly difficult to overlook the sound mixing and film score, which frequently undercuts some of the best scenes. It's a damn shame too, as a little more longevity in this area would push this great film into the same league as its legendary sequel. For now it's a good film with some dated key elements—fun to watch, and exciting, but flawed.
7 out of 10.
Terminator 2: Judgement Day (1991)
James Cameron has a knack for sequels. After turning the Aliens franchise from horror legend to action masterpiece, he returns to followup on his original film about a coming war between humans and machines. This time two robots are sent back in time both sent to deal with the future leader of the resistance. What plays out is a whip-smart action movie with incredible stunts and big explosions, yet more character and soul than most Oscar-bait. It is a remarkable movie, deftly bouncing between exceptional suspense and mega-budget effects, to thoughtful musings on the human condition, parenting, destiny, and the burdens of leadership. Arnold Schwarzenegger returns to his career-making role of the T-101 model terminator, almost perfectly finding balance between his trademark coldhearted stare and making him just human enough to be relatable. Linda Hamilton also does incredible work as the strong, though deeply troubled, Sarah Connor. The remaining cast does exceptionally well across the board. Once in a long while you get a film that comes along with everything: intelligent characters, quotable lines, iconic action, and a solid set of messages. There aren't really any areas to knock this film; it's about as good as this genre gets.
10 out of 10.
Terminator 3: Rise of the Machines (2003)
From a plot point of view, there really isn't much wrong with the film considering what was left to work with after the second: more robots are sent back in time, but now they are preparing for the coming nuclear holocaust as best they can for their side, rather than trying to prevent or ensure it. The problems with the film mostly lie in how it is presented and, often, scripted. A series begins to lose its impact when it starts to rely on sly, winking references to the previous films, and the first half-hour is largely one obnoxious sight gag after another. Similarly, the casting is all over the place. Arnold does due diligence to the role he made a movie icon, and Kristanna Loken does well as yet another new model of terminator. However Nick Stahl is a bit limp as future resistance leader John Connor, and Claire Danes, a fairly accomplished actress with considerable talent, is completely miscast. Still, there are a few highlights, including an obscenely destructive car chase, and an ending that remains remarkably effective. As a whole, the movie is competent, but just barely. There is nearly none of the sharp intelligence or pure suspense of the previous entries, but things still explode nicely and the plot still chugs along.
6 out of 10.
Monday, August 3, 2009
Funny People (2009)
One thing is for sure: you get your money's worth out of this one. Writer/director Judd Apatow has an exceptional talent for making honest comedies with a lot of heart, and more brains than is easy to give them credit for. Here the mind behind Knocked Up and 40-Year-Old Virgin introduces us to Adam Sandler playing a version of himself diagnosed fatally ill, lonely and depressed in his rich lifestyle, befriending an amateur stand-up comic. It's always an interesting experiment when someone takes a chance on Adam Sandler; he's known more for his incredibly juvenile and annoying characters, but just like with 2002's Punch-Drunk Love he proves quite capable of dramatic heavy lifting. What makes the film difficult, then, is how it is distinctly two films rolled into one. In the first half it's an effusive and hilariously foul musing on death and regret, while the distinctly different second half goes off into far more standard comic fare. Both halves are very well handled, but in the jump from one side to the other the story loses some traction and balance. Also the movie doesn't so much end as stop. The whole of it is still very satisfying tale, often laugh-out-loud funny and frequently quite touching. Its later uncertainty is easily forgiven for its early strength, its flaws deftly paved over by its surprisingly big heart. Two films in one, both of which are very good.
8 out of 10.


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Atheeb's KSA WiMAX network "weeks" from launch
Riyadh and Jeddah first cities to be covered by broadband network
Saudi Arabia's Atheeb Telecom is "weeks" away from launching its mobile broadband network in the Kingdom, according to the company's CEO.
Atheeb Telecom is one of three companies licensed to operate a new fixed-line network in Saudi Arabia, and it plans to be the first to offer a nationwide WiMAX network.
Dr Ahmed Sindi said that he expects corporate registration of Atheeb Telecom to be issued "in the next week or so", with a stock exchange listing "in a month's time" and a launch of the service to follow soon after.
"Our launch is very much on target. It will launch very soon - we're talking weeks. Our network is about 95% ready in Jeddah and Riyadh," Sindi told CommsMEA.
"We have five more cities to follow maybe a month to a month and a half after that, including Mecca, Medina and Ta'if, and once the five cities are covered we will have close to 65% of the population covered. Very soon we will announce the second phase of the project, and that will give us up to 85% coverage, which will be implemented this year."
Although the economic crisis has prompted some operators to scale back high cost capital expenditure projects, Sindi said that it has not affected plans for Atheeb's network.
"Saudi Arabia is one of the Gulf countries that have been hardly touched by the economic crisis," he said. "I know that banks are not as easy with credit as before, however, we already have our required funding in full in place."
According to Sindi, the network is capable of delivering speeds of up to 8Mbps, but he said that Atheeb will advertise speeds of 1-2Mbps to avoid encouraging "unrealistic expectations".
"We will not make the mistake of 3G providers who advertise 7.2 Mbps and then you get dial-up speed, because they assume only one person is connected to the base station.
"It was a problem for customers in Saudi Arabia, where some of the operators were advertising unrealistic speeds. And as a result, the reaction of the public was very negative. We have learned from that mistake."


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1 in 8 women will be diagnosed with breast cancer in her lifetime. And, 40% of women in the Kansas City metro area are NOT getting their annual screening mammograms. When caught early, the survival rate for breast cancer is a staggering 99%.
The Kansas City Police Department, in partnership with the Kansas City Police Officers Memorial Foundation, is proud to bring mobile mammography to the community. The department has partnered with Diagnostic Imaging Centers to bring their mobile 3D mammography coach to the KCPD South Patrol Division, located at 9701 Marion Park Drive. Women will be able to get their yearly, screening mammogram on-site, between 7am-7pm on Friday September 15th.
The 40-foot mobile clinic features an onboard 3D mammography machine that is the latest in low dose mammography screening. It was custom designed with patient comfort and care in mind.
The September 15th event is open to department members and the public. Uninsured women may qualify for a covered mammogram.
See the attached flier for information on scheduling an appointment. For more information, please contact Major Darren Ivey or Captain Justin Kobolt.


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China Coal, the country's second-largest coal producer, expects its net profit to fall by as much as 85 percent, which would be its biggest earnings drop in 10 years as the sector is hit by persistent oversupply exacerbated by a slowing Chinese economy.
China Coal Energy Co Ltd's 2014 net profit is expected to drop 75-85 percent as a continued downturn of the sector pushes prices lower, it said in a statement to the Hong Kong stock exchange on Friday, Reuters reported.
In 2013, the coal producer posted a net profit of 3.58 billion yuan ($572.85 million). The fall marks the steepest since 2005, according to Thomson Reuters data. The company first went public in Hong Kong in 2006 and has issued profit growth figures dated back to 2005.
China Coal's profit warning follows a slew of smaller rivals expecting sharp earnings falls in 2014, they said this week. Zhengzhou Coal Mining Machinery Group Co Ltd , Henan Dayou Energy Co Ltd, Shaanxi Coal Industry Co Ltd and Shanxi Xishan Coal and Electricity Power all expect profit for 2014 to fall by at least 70 percent.
Shanxi Coal International Energy Group Co Ltd, Taiyuan Coal Gasification Co Ltd and Henan Shenhuo Coal & Power Co Ltd expect to swing into the red, blaming weak prices due to the supply glut. "The trend of coal oversupply and falling prices has not changed due to easing economic growth," Henan Dayou said in a Chinese-language filing to the Shanghai stock exchange.
Spot coal prices from Qinhuangdao port have dropped further to 518 yuan a tonne, after falling by about 15 percent in 2014.
China's coal production is estimated to have fallen 2.5 percent in 2014, the first annual drop in more than a decade due to the fight against pollution and government efforts to tackle a supply glut as demand from industry and the power sector weakens.
The China Coal Industry Association also estimated that profits of coal mines fell 44 percent in first 11 months of last year, and that 70 percent of them made losses over the period.


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American Junior Golf AssociationASP.NET Custom Design
AJGA is a national junior golf association located in Georgia. We were asked to develop the website using ASP.NET. We were also asked to make the site user-friendly and to improve the databases within the site that hold all of the players information. Security was a big issue with this project due to the amount of information and type of information that was to be collected. Our team worked hard to make sure that the site was secure through rounds of testing.
Our Role:
- Logo Touch-Up
- Graphic Design
- Information Architecture
- Usability
- UI Design
- Form Creation
- Database Development
- Membership Database
- Secure Socket Layers


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The kitchen heart and soul is kitchen sink. choose a sink is important which fits in the way you live. There are several elements you do clean the food, washing your dishes and utensils. Blanco offers three types of kitchen sink material. 1.Stainless steel - these stainless steel sinks are simply and satin polished finish. 2. Silgranit kitchen sinks - Silgranit sinks are available in 8 trendy colors , They are heat, stain, and scratch resistant . 3. Fireclay kitchen sinks - It is a unique creation process lustrous and durable surface that is stain and scratch resistant.
Best Blanco Kitchen Sink
Unique Features
Blanco 440209
Scratch And Dent- Resistant
Metallic Grey
Blanco 441590
Made With 80% solid granite
Anthracite , white
Blanco 519450
Made With Silgranit Material
Blanco 441309
Stains Resistant
Mettalic Grey
Blanco 441588
Extra Deep Bowl
Stainless Steel
1.Blanco 440209 Diamond Single-Basin
- Sink Bowl Size - 18-7/8, W * 22, L* 10.
- Minimum cabinet Size is 24 inch.
- Made With 80% granite composite, resist scratching and chipping.
- Heat Resistant up to 536 Degree F.
- Limited Lifetime Warranty.
- 80% solid granite, silgranit material feel like natural stone.
- Flat deck is a good option for drop-in and undermount installations.
- Sink Dimension- 25" * 22".
- Single bowl sink with the ultra-durable surface.
- 1 pre-drilled hole for installation of a tap.
- Sink Bowl depth- 9-1/2"&9-1/2".
- Minimum Cabinet size is 36 inch.
- Resistant to scratches, stains and all household acids.
- Heat Resistant up to 536 Degree F.
- Limited Lifetime Warranty.
- Made with 80% solid granite.
- Undermount Clips are provided.
- Sink Dimension- 25" * 22".
- Single bowl sink with the ultra-durable surface.
- Silgranit material is used . Looks beautiful and durable.
3.Blanco 519450 Precis Cascade
- Precis cascade super single bowl is contemporary elegant design.
- It is made with silgranit material, scratch and stain resistant.
- Blanco Limited lifetime warranty.
- Second Level integrated is used for drying, depositing and drainage.
- Stainless steel mesh colander is included with this product, allowing for free rinsing of fruits and vegetables.
- Heat-resistant to 536 Degree F.
- Made with 80% solid granite.
- Undermount clips are given with product.
4.Blanco 441309 Performa
- This product is available in 7 classic colors.
- Minimum outside cabinet size is 36".
- Made with 80% solid granite.
- Blanco Limited lifetime warranty.
- In this package drains not included.
- Add new low divide functionality and divider height are 6".
- Sink Dimension - 33"*19". and bowl depth are 10"/10"
- Heat the resistant - You can put boiling utensils. This cannot be harmed because its heat resistance is up to 536-degree f.
- It is made with SILGRENIT II, so you are slicing, dicing, mincing or chopping. Knife, vessel, and pan can not scratch this sink.
- Acid and stain resistant product.
5 .Blanco 441588 One Undermount Single Bowl
- 18 gauge and 304 series stainless steel is used.
- In this product drains not included.
- Minimum Cabinet size 33".
- Blanco Limited Lifetime Warranty card.
- Easy to clean.
- Undermount installation- Undermount clips are also provided.
- Installed sound deadening pads are used on the sink reduce excessive sound.
- Product size - 20*30*10. Bowl depth - 9".
- large capacity single bowl design.
- Cutout Size: Approximately 1/8 "Revealed Template.


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Les miserables
Theatre Tickets and Hotel Packages
Winner of 2014 BBC Radio 2 Audience Award
Les Miserables' story begins when Jean Valjean is released from prison after serving 19 years for stealing a loaf of bread. He is determined to put his criminal past behind him but his attempts to pull himself out of the gutter are constantly threatened by his conscience. When another man is arrested in his place and threatened by the pursuit of the policeman Javert, Valjean must decide who will be punished.
Victor Hugo, author of the renowned novel on which the musical is based, once said: "You are right, Sir, when you say that Les Miserables is written for a universal audience. I don't know whether it will be read by everyone, but it is meant for everyone." In this spirit Les Miserables, the longest-running musical of all time, has proved tremendously popular with audiences of over 60 million people from 42 countries across the globe.
This stirring, powerful portrait of courageous souls in revolutionary 19th century France boasts an unforgettable score, from I Dreamed a Dream to On My Own and Do You Hear the People Sing? Its iconic characters, incredible songs and moving story have rightfully earned it a permanent place in the West End, where it has played for over 25 years.
Les Miserables London remains an astounding accomplishment. No theatre trip to the capital would be complete without taking in this stunning show at the lavish Queen's Theatre London, directed and adapted by John Caird and Trevor Nunn.
...a rousing, shamelessly entertaining evening...
...a real rabble-rouser…
...Les Miserables has lost none of its power...


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The Never-Ending Journey of Love and Loss
"This song symbolizes that there is no length of time, distance or space one is willing to travel to get back to or find the person they love—no matter the cost," says Mighty Mystic, the Jamaica-born, Boston-based reggae singer who released his third album The Art of Balance earlier this year. True to the album's title, this song is a complete departure from the previous single, a light-hearted ganja tune "Something Bout Mary," although it's also about a powerful male-female relationship. "When my brother played the first note on the keyboard it sent chills down my spine and immediately felt pain," relates the singer, who parents named him Kevin Holness (his brother is actually the newly elected Jamaican Prime Minister Andrew Holness). "I'm not talking 'bout stubbing your toe pain—I'm talking 'bout a deep pain like losing someone you love type pain. So on the heels of that emotion I wrote 'How Many Miles.'" Today Boomshots premieres the music video, directed by Marlon O, which Mystic describes as "a mysterious reflection of the song." Video After The Jump… Read more »


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HM Revenue & Customs Enquiries
An HMRC investigation into your business's finances can be very time consuming. But at Quantic Accountancy our complete accountancy service and experience dealing with enquiries ensures you are in a good position to handle and conclude expediently.
Making sure your books are in good order is fundamental to your business. We can help you by ensuring your books are in pristine order, should they come under scrutiny, dealing with HMRC, so you do not have to.
How will our HM Revenue & Consumer Enquiries service help your business?
Pristine books
Complete accountancy service
Dealing with HMRC
You may also be interested in:
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Find out how Upic can help you:
I have had a lot of you ask about our Florida employees, so here is an update. I am thankful that all of our Upic employees in Florida have elected to evacuate and are safe and sound out of harms way.
We do have several United Way partners in Florida and we have been busy helping them prepare in whatever ways we can. All their data is safe and secure away from the storm in our cloud and their systems will continue to function and be online to support their communities when they need them the most. While we are hoping for the best we are standing by ready to assist our United Way partners if needed.
Find out how Upic can help you:


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Starbucks Reformulates Frappuccino Beverages with Bug Dye
Vegans and vegetarians are troubled by Starbucks' use of insect-based food coloring in its popular Frappuccinos.
March 27, 2012
Major news outlets such as CBS and ABC have reported widespread consumer concern over the use of insect-based food dyes by coffee giant Starbucks after a recent post on veg-culture blog This Dish is Vegetarian brought the megachain's choice of ingredients to light. Starbucks' Strawberries & Crème Frappuccinos were formerly free of animal products, but recent efforts by the company to discontinue the use of artificial flavorings and colors resulted in a recipe switch to cochineal extract, a substance made of ground insects, to achieve the beverage's rosy hue. The decidedly un-vegan dye is currently found in numerous food and beauty products, but many consumers were unaware of its origins. A petition has been launched on change.org encouraging Starbucks to use plant-based colorings derived from beets, black carrots, purple sweet potatoes, or paprika.
Subscribe now to the world's #1


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APART FRON SEEING THE WINERIES it is also good to see some of the small towns that are located close to the wineries, and there are also bike trials that you can follow under different names like 'The Riesling Trail', 'The Rattler Trail' and other names –
Visitor Centres are full of information, maps, brochures and advice from the locals who manage the centres –
These are just some of the small towns that you might visit, but there are also many others -
- Hahndorf – has a number of stone buildings in and around the main street, dating back to 1839 with small boutiques, cafes and restaurants making it one of South Australia's favourite villages. The Village is named in honour of Danish Captain Dirk Hahn, who captained the ship 'Zebra' bringing many of the German Lutheran settlers to settle in South Australia in 1838. Also look for Beerenberg Farm (1839) where you can pick strawberries from October to May.
- Angaston – is named after George Fife Angas (see Adelaide history) and is a pretty small village with a number of interesting historical buildings including the Union Chapel (1844), the Zion Lutheran Church, built in 1854-55 in Bluestone with Soapstone quoins, Rose Villa opposite the church, Franklin House, the beautiful Town Hall built in 1911 and Marble Lodge, which used pink, grey and white marble quarried nearby. The Stone Arch Bridge is also at the entrance to the village, and just outside Angaston is 'Collingrove Homestead' the original home of George Fife Angas built in 1856 on Eden Valley Road (Tel: (08) 8564 2061)
- Kapunda – was centred close to the Copper Mine that started in 1842. At the town's entrance there is a large statue of Map Kernow "the son of Cornwall" as a tribute to the Cornish miners who worked here. This small town was also the home of Sir Sidney Kidman "The Cattle King" who lived in 'Eringa' (1879) now a guest house on West Terrace. Kapunda today is a rural town, just north of the main wineries in the Barossa. Take a look at anlaby.com.au to see one of the historic station homes.
- Nuriootpa – in the heart of the Barossa Valley is located on the North Para River, and has a population of around 5500. The name Nuriootpa is said to be an aboriginal name meaning 'Meeting Place' – and today this also holds true, as a place to meet and then head out to see wineries that are all nearby.
- Tanunda – is very close to Nuriootpa and has a very European feel, largely due to the German migrants who arrived here in the 1800's. The village even has four Lutheran churches, and a number of stone barns and cottages that date back to the early settlement.
While the main reason for people visiting the wine regions is to visit the Cellar Doors of the wineries, sample some wine and maybe buy some to take home, it is also interesting to sense the history and heritage of the different regions.
Farming, be that growing wheat, raising cattle, wool growing or having a vineyard all depend on soil type and quality, terrain, the seasons and climate – and most importantly sunshine and water.
South Australians recognize the importance of rainfall and water possibly more than other Australians – with the dry desert regions covering a large part of the state. In 1865 the Goyder Line was drawn on maps to indicate that any land north of the line was considered "Marginal Land" – therefore subject to very marginal farming. What this meant in effect was that the land north was more likely to be affected by droughts and lack of water, and if sheep or cattle were to be raised there would be fewer cattle or sheep per acre than the areas to the south. It also meant that farms the further you went north became bigger in acreage – with the bigger ones measured not in acres and hectares, but in square kilometres.
Looking back to the 1800's and early half of the 1900's – you see a lot of old buildings in the small towns and villages in the wine regions which relate to the early settlers – everything from grand mansions, to stables, civic buildings, churches, and small cottages – and these paint a picture of the times.
The grand mansions are few and far between – but they relate to a time when wool made fortunes for the big wool growers; the churches to the time when religion played such a strong role in bringing the communities together – including the Lutheran and other denominations; the civic buildings – such as Town Halls, Gaols, and Banks were a sign of prosperity but also lawlessness while small outbuildings such as stables, sheds and the smaller cottages were homes of the farmers, workers and immigrants who lived their lives here.
Happy Travelling!
Geoff Stuart


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Actress marries beau in Miami wedding
Actress Gabrielle Union married her basketball player beau Dwyane Wade in a gorgeous ceremony yesterday.
The actress, known for her roles in Bring it On and 10 Things I Hate About You, married the NBA star surrounded by family and friends in Miami.
Gabrielle wore a strapless dress with a sweetheart neckline by bridal designer Dennis Basso.
Dwyane and Gabrielle got engaged in 2013 after four years together.
This is the second marriage for both Dwyane and Gabrielle.
Dwyane was previously married to his high-school sweetheart, Siohvaughn Funches with whom he has two sons, Zaire and Zion. They split in 2007.
Gabrielle married NFL player Chris Howard in 2001 but they split in 2006.
Congrats guys!


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SPRINGFIELD, Mass. (WWLP) – If you thought Black Friday was the busiest shopping day of the year, think again. In the retail world they call it Super Saturday. The last Saturday before Christmas. Since next Saturday is Christmas Eve, they're considering it the 17th.
The malls are expected to be packed with shoppers who've waited until the last minute. Sales nationwide are expected to top $15-billion. At the Eastfield Mall in Springfield Friday, 22News found the parking lot about half full, but inside, plenty of mall-goers with bags in hand ready for wrapping.
Therese Michalczyk of Springfield said, "I am shopping for the boyfriend and last minute shopping for the kids and their stocking stuffers. It seemed like a nice day, it was cold out. I didn't think the mall would be very busy."
Nicole Brace of Springfield said, "We've been doing this going on two months now. Trying to hit every store that we can, wherever there are sales."
This year, retail stores are seeing the profits slip as more and more consumers shop online, but there's still plenty of procrastinating shoppers who like the mall atmosphere and take advantage of the things like gift wrapping stations.


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WAA Day 6 – FIRMing it up(per)!
Day 6 is not looking good so far. We are having some freezing rain the in area. Hopefully it will be gone by tonight so I can get Tillie out for some quality time. Luckily today was not a running day. In fact my goal was to give the lower body a break, so I dug through my FIRM collection. I did the Upper Body portion of Super Body Sculpt and Jiggle Free Arms. Needless to say the arms were shaking a bit towards the end of that. Then I decided to work the abs too, but wasn't in the mood for crunches so I did the Standing Abs portion of Core Solutions. Unfortunately SBS and CS are not cardio workouts. Jiggle Free Arms is though so I can convert that to 1 mile for WAA.


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Comguard prepares for new ownership
Juniper distributor decides to sell business, Spectrum expected to be named as buyer.
Dubai-based security distributor solutions provider ComGuard is set to fall under new ownership after managing director Herbert Kamensky confirmed the company had been put up for sale.
His decision to find a buyer for the company, which boasts distribution contracts with Juniper and Kaspersky, follows plans to reduce exposure to the sector and focus on other business areas.
According to market sources, at least three companies have shown an interest in acquiring ComGuard, although as Channel Middle East went to press UAE-based consulting and networking training services reseller Spectrum had emerged as the most likely buyer.
Spectrum, which is based out of Knowledge Village in Dubai, is a major Juniper partner and is therefore likely to be enamoured by ComGuard's Juniper expertise.
Prior to speculation linking Spectrum to ComGuard, Kamensky confirmed talks had taken place with at least one buyer fitting Spectrum's profile. "There have been discussions with a potential buyer that works in a similar area and there are some strong synergies with their existing business," he said. Spectrum, which also has a partnership with Foundry Networks, employs 40 consultants across the Middle East and claims to operate the only Juniper Authorised Education Centre in the region.
It provides extensive educational training services and professional services from its base in Dubai and has also stated its intention to establish lab facilities in Egypt, Lebanon and Saudi Arabia.
Ajay Singh, CEO at Spectrum, declined to comment on speculation regarding ComGuard.


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Sweater stories, books, poems, and more
10 results
Related Tags:sweater, girl, love, boy, door, hair, man, room, always, angel, arms, bare, bed, before, black, blood, body, calmly, carpet, chair, chest, close, clothes, cold, come, covered, cry, dark, deep, done, everything, eyes, face, feel, feet, fight, floor, friend, friends, getting, grabbed, gun, head, hole, house, hung, kiss, laugh, let, letter
This is a free verse and i hope you like the twist I put on the end. Read More
August 11, 2012
Alec lives with his mother and sister Bella due to his mothers job they move around alot, he thought it would be like every other time but when he meets a blue eyed boy his life is changed forever. Read More
just a poem about my fav sweater. rate and comment please and thanks! =) Read More
Tags: sweater


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- Fix My Printer >>
- All Queries >>
- Printing blank pages hp officejet pro 6978
HP Officejet pro 6978 printing blank pages
The reasons why the Officejet Pro 6978 printer prints blank pages are, incompatible installation of cartridges, and more. The solutions to resolve the HP Officejet pro 6978 printing blank pages are, try cleaning the printhead using an automated tool.
Steps to troubleshoot Officejet Pro 6978 printer printing blank pages
- Obtain the replacement cartridges from the HP Store or local retailers.
- Turn On the Officejet Pro 6978 printer by pressing the Power button.
- Place your fingers into the slot and open the cartridge access door.
- Check if the carriage is moving to the left area of the printer.
- Remove the problematic cartridge from its slot.
- Take the new cartridge out from its packing.
- Hold the cartridge with the contacts facing the printer.
- Move the cartridge into the slot and print an alignment page.
Instructions to rectify officejet pro 6978 printing blank pages
The HP Officejet pro 6978 printing blank pages might occur if the cartridges you have installed as no electrical contact with the Officejet Pro 6978 printer. The quickest method to fix this problem is to simply remove and reinstall the ink cartridges.
Use an automated tool to clear the dust out of cartridges. Load plain white papers into the input tray. Touch the Right arrow to view the additional options on the control panel of the printer.
Tap the Setup icon and touch the Tools option. Press Clean Printhead, the Officejet Pro 6978 printer starts the cleaning process.
A test report gets printed by the device, evaluate it to identify the defects. If the quality of the printout is satisfied, touch No. Tap the Yes button if the print quality is not good. View the estimated ink levels on the operation panel of the Officejet Pro 6978 printer.
Touch the Ink Level icon on the printer's control panel. A graphic representation of all the ink levels gets displayed on the screen. Identify and replace the low or empty cartridge.
Purchase the replacement cartridges from the HP Store, HP Sure Supply, or local retailers. Make sure to get cartridges that are genuine and compatible with the model of your Officejet Pro 6978 printer.
Locate the Power button on your Officejet 6978 printer and force press it. Slip your fingers into the slot that is present on the left side of the printer.
Pull the slot forward to open the cartridge access door. The carriage moves to the left region of the Officejet printer. Push in front of the old cartridge to remove it from the slot.
Cut the packing tape and take the new cartridge out of it. Handle the cartridge with the contacts on it facing the printer and slide it into the slot.
If necessary, install the other cartridge and close the access door, and then check if the HP Officejet pro 6978 printing blank pages error is fixed.


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Investigations continue as dozens of cars are engulfed in flamesBy Morgan Dyer
Police are yet to confirm whether a toxic blaze at Shepparton Auto Wreckers yesterday afternoon is being treated as suspicious.
Shepparton Fire Brigade received dozens of reports around 1pm yesterday about thick black smoke bellowing from the car yard on Archer St.
CFA duty officer Charles Cleary said he believed more than 50 cars were engulfed in flames.
Mr Cleary said 11 fire trucks attended the scene, as the fire was fanned by blustery winds.
Up to 30 crews worked to contain the blaze and were able to get it under control within half an hour.
Police evacuated a number of nearby properties and a Watch and Act Alert was issued to surrounding streets, as residents were told to stay inside and close all windows and doors to protect themselves from the toxins.
Mr Cleary said the fire affected a number of neighbouring fences in the area; however, no other structures were damaged.
"In cars there's always that toxic risk, as rubbers and plastics are burning as well as fuels and oils," Mr Cleary said.
Police continued to patrol and cordon off parts of the area yesterday afternoon while they investigated the cause of the fire.
Two officers from Victoria's Environment Protection Authority arrived at the scene late yesterday afternoon.


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In other news, I have two articles about to be published. One is on becoming firmer in the faith of Christ, and will be published with LDS Living. The other is about Leadership Principles and will be published with Leading LDS. Stay tuned for those.
In addition, this week I will be meeting with a potential client for book editing services. Combined with some new articles for This Week in Mormons and Spokane FAVS on the horizon, I will be very busy.


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Top 10 beauty products in trend: The task of remaining updated with the greatest and latest trends in beauty is getting more and more difficult nowadays. This is the reason why we are here to help you with our trustworthy algorithm and detailed research conducted in the field.
This year has got some amazing things for you in the store that will surely replace the old stuff in your beauty wardrobe. Our algorithm driven by data is used for this purpose in which selection is based on the factors such as editorial selections in beauty products, buzz of the bestselling and reviews from the users.
On these bases, we compile the list of top 10 beauty products in trend that you will try to grab without any fail. These latest products covering the range from concealer perfect for all skin tones to new line of makeup that are must buy. Go through the list and select the product that can best match with your needs.
Action: It is contains retinol blend's 6.5 % solution. This serum is highly powerful and fights against dark spots, wrinkles and fine lines, uneven texture, acne, and dullness. So basically it serves as a single solution for number of problems.
Shop now
Useful tip: It is better to give it a slow start in case you are new with retinol. You can begin the use of this product two nights per week. Slowly you can make the use every alternate night and then this could be used every night as well.
Recommended for: It is best for problems such as red spots, dark spots, uneven texture of skin and dullness
Action: The use of innovative technology of microneedling is there in making these unique dots of treatment. Results are delivered by these in the span of just half taken by traditional treatments of hyperpigmentation. The reason behind this action is the deep penetrating effect of the product having great effect on the skin.
Adorned for: Its formula that is cheese-free but creamy
Interesting fact: There are 50 shades in which this full coverage, long-wearing concealer is available. It corresponds to Pro Filter foundation that is the bests selling one of Fenty.
Read also
Recommended for: Dry skin can get great benefits from this pick me up product
Customer review: This product is just wow. I have used this for the first time and the feeling on my skin is wonderfully smooth. This happy and hydrated feeling on my skin is like never before after using a mask.
Action: The skin receives instant hydration from this lightweight mist. Without making the face wet and drippy, it also helps in refreshing the makeup.
Interesting fact: Watermelon is present in 84% of its formula. This helps in hydrating and soothing the irritated skin by offering amino acids and essential vitamins to it.
Brand introduction: Glossier's brand that is trendy favorite has Glossier Play as its derivative serving as its extravagant little sis. Incorporation of fun, texture and color in the look is made wonderfully easy by the brand. This is true even for someone who is beginner in makeup.
Why it is required: Every product in this set of ultra-fun is from new line. A lip lacquer that is shiny and bold, an astonishing hue in creamy liner, a highlighter of high impact, a glitter gel that is mood boosting and two specific tools makes its application very easy.
Recommended for: It is made up of the ingredients that are rich in superfood and vegan retinol. For complexions that are sensitive, this is one of the beauty products that serves to be a perfect solution.
Customer review: I am using this product since 3 weeks only and the effect on my skin are wonderful. It is clearer, smoother and is easing up my fine lines slowly. My skin now looks more glowing and I truly love the product.
Adorned for: It comes with formula that is waterproof and serves to be major reason behind its popularity
Interesting fact: This brand understands that fact that eyebrows are not black, brown or blonde always. This is the reason why there are unique 11 shades in which this enduring gel for brows is available. So rejoice with your favorite shades.
Adorned for: it offers dramatic lashes almost instantly
Interesting fact: Debut has been made by this mascara that is inky-black on a running show
Action: A unique tip of precision felt is featured in this liquid liner that makes it stand in list of beauty products. Without any smudging, tugging, flaking or fading, it allows thickest and thinnest lines
Customer review: This eyeliner is truly wonderful. Ir goes really smooth and make perfect lines.
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July brought disparate performance in global risk assets as developed market equities and commodities mostly retreated, the US dollar strengthened, and credit spreads widened, while emerging market equities rallied and US Treasury yields rose. Second quarter US GDP rebounded strongly to a 4% annualized rate after shrinking 2.1% in the wintry first quarter. The monthly jobs report was strong, showing that employers added 288,000 jobs in June, with a drop in the unemployment rate to 6.1%; the labor force participation rate held steady at 62.8%. The Federal Reserve made a sixth consecutive $10 billion cut in its monthly asset purchases to a monthly rate of $25 billion, while acknowledging the recent rapid fall in unemployment and indicating that inflation has moved closer to their 2% annual target.
Global M&A activity continued to be robust in July. Notable deals announced in July included ADM's acquisition of WILD Flavors for $3 billion, Generali's sale of its Swiss private bank BSI to BTG Pactual for $1.7 billion, Lindt's purchase of Russell Stover Candies for an undisclosed price, Whiting Petroleum's acquisition of Kodiak Oil & Gas for $6 billion, AECOM's acquisition of URS for $4 billion, Albemarle's purchase of Rockwood Holdings for $6.2 billion, Reynolds American's acquisition of Lorillard for $27.4 billion, Gtech's purchase of International Game Technology for $4.7 billion, Abbvie's $54 billion purchase of Shire, the $2.3 billion sale by Severstal of its US steel assets to Steel Dynamics and AK Steel, CIT's $3.4 billion purchase of OneWest Bank, BCE's acquisition of the remaining shares of Bell Aliant for $3.7 billion, BSkyB's acquisition of Sky Italia and a majority of Sky Deutschland for $9 billion, Shenyin & Wanguo Securities' $6.4 billion acquisition of Hong Yuan Securities, Dollar Tree's purchase of Family Dollar for $8.5 billion, Zillow's $3.5 billion purchase of Trulia, Klepierre's $9.7 billion acquisition for $9.7 billion, and Meda's $3.1 billion acquisition of Rottapharm.
Developed market equity markets mostly fell in July (see page 7), as Germany (-4.3%), France (-3.8%), and the S&P500 (-1.4%) led losses. US small caps underperformed sharply with the Russell 2000 down 6.1% (see page 4). Telecom (+3.7%), Information Technology (+1.5%), and Health Care (+0.1%) were the best performing US sectors, while Utilities (-6.8%), Industrials (-4.1%) and Energy (-3.3%) were the worst performing (see page 2). Large cap growth (-1.5%) slightly outperformed large cap value (-1.7%) in July (see page 3). Emerging Market equities were mostly higher in July (see page 8), with the biggest gains in China (+8.1%), Argentina (+6.3%), and Indonesia (+5.6%).
In currencies, the USD Index strengthened 2.1% in July (see page 9). The weakest developed market currencies against the USD were the Swedish Krona (-3.1%), the New Zealand Dollar (-2.9%) and the Swiss Franc (-2.4%). The USD was mixed against emerging market currencies with the biggest gains in the Indonesian Rupiah (+2.5%), Thai Baht (+0.8%), and the Chinese Yuan (+0.5%); the Russian Ruble (-4.9%), Brazilian Real (-2.2%) and Korean Won (-2%) weakened against the USD.
US Treasury yields rose in the belly of the curve in July (see page 11). 10 year rates closed the month at 2.56%, up from 2.53% at June month end. Investment grade and high yield credit spreads widened in July (see page 12); European sovereign spreads held steady and US swap spreads widened (see page 13).
In commodities, the GSCI index fell 5.3% in July (see page 10), with gains in Industrial Metals (+2.7%) and losses in Agriculture (-8.7%), Energy (-5.8%), Precious Metals (-3.1%), and Livestock (-2.6%). Within individual commodities, Coffee led gains (+11.4%), followed by Aluminum (+5.4%), Palladium (+3.6%), and Feeder Cattle (+3.4%); Corn (-14.7%), Cotton (-14.5%), Natural Gas (-13.7%), and Lean Hogs (-12.5%) weakened; Gold fell 3.1%.
Contact CurAlea Associates for a Daily Market Review.


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Otonabee Conservation marked the start of reconstruction of the Millbrook Dam today with a visit to the site in the company of provincial and municipal officials. Otonabee Conservation Vice-Chair, Sherry Senis, joined by Member of Provincial Parliament for Peterborough, Jeff Leal, Peterborough County Warden Joe Taylor and the Mayor of the Township of Cavan Monaghan, Scott McFadden, reviewed the work currently being undertaken.
"This infrastructure project will include the construction of a new spillway and reconstructed earthen embankment. Once completed, the strengthened dam will help reduce the likelihood of flooding of the downtown residential and business core of the village of Millbrook," explained Senis.
The Government of Canada and the Province of Ontario have provided Otonabee Conservation with $1.1 million each through the Building Canada Fund – Small Communities Fund. Otonabee Conservation will be responsible for all remaining costs of the approved project budget, with the Township of Cavan Monaghan contributing the majority share.
"The Government of Canada recognizes that strategic investments in public infrastructure create safe, vibrant and sustainable communities," said the Honourable Amarjeet Sohi, Minister of Infrastructure and Communities. "Replacing the aged Millbrook Dam will help protect residents and businesses against flooding. The new dam will also serve as a community focal point."
"I am so pleased that thanks to the over $2.2 million in joint funding from our government and federal partners, that Otonabee Conservation will now be starting reconstruction of the Millbrook Dam. This investment will ensure that the historical characteristics of the dam remain intact while increasing flood protection for residents and businesses in the Millbrook community," stated Jeff Leal, Member of Provincial Parliament for Peterborough.
Dan Marinigh, Chief Administrative Officer for Otonabee Conservation, outlined the work being done by Facca Incorporated, the company contracted to undertake the construction. Over the next several months, the work will involve:
- – the construction of temporary coffer dams and a flow diversion structure to maintain an open creek channel;
- – the removal of the existing concrete, wood and sheet pile spillways as well as the U-shaped weir and steel bridge;
- – construction of a new reinforced concrete U-shaped weir, spillway and stilling basin;
- – hardening of the earthen embankment portion of the dam;
- – the installation of a public walkway; and,
- – landscaping of the area.
Donning hard hats and safety vests, guests attending the launch event took time to view the construction site. Guests included MP Jamie Schmale, MPP Laurie Scott, Members of Cavan Monaghan Council and staff, Otonabee Conservation staff and members of the public.
"The reconstruction of the Millbrook Dam will renew confidence in dam security and safety to the residents in the village of Millbrook. The reconstructed dam will preserve Millbrook's historical, cultural and social attributes and characteristics for the enjoyment of current and future generations," stated Senis.


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Category: Commerce
Banking in India in the modern sense originated in the last decades of the 18th century. The first banks were The General Bank of India, which started in 1786, and Bank of Hindustan, which started in 1770; both are now defunct. The oldest bank still in existence in India is the State Bank of India, ..
Category: Commerce
The Institute of Chartered Accountants of India is a statutory body established under the Chartered Accountants Act, 1949.The ICAI has garnered lot recognition as an elite accounting body not only in the country itself but also globally for contributing in the areas of accounting education, auditing..
Category: Commerce
Computer Application is a process of study that offers instructions in basic computer hardware, software concepts, and operating systems. A computer application professional is a person who in a broader aspect utilizes software concepts in relation to an operating system...
Category: Commerce
Finance is the study of how investors allocate their assets over time under conditions of certainty and uncertainty. A key point in finance, which affects decisions, is the time value of money, which states that a unit of currency today is worth more than the same unit of currency tomorrow. Finance ..
Category: Commerce
Commerce is an academic discipline which studies about the economic and financial conditions of the companies and individuals which are mainly tentative, analytic and critical, and different from the empirical approaches. some more courses which are offered in commerce under various degrees such as ..
Category: Commerce
Taxation is a method of imposing financial charge (tax) on the people. Tax is charged upon the tax payers by the state government, central government or any other authority of state such as the local council or the municipality. Collecting of tax is a major role of the government as the tax paid by ..
Category: Design
Design means the outline,modelling and sketching of various type of products.Hence design as a career can be multidimensional.One can be a machine designer,industrial designer and so on.Designis that domain of human experience, skill and knowledge which is mixed with man's ability.Hence Different de..
Category: Education
Education studies can lead to a rich and rewarding career.It is on eof th emost happening and challenging career option which leads to a job that give a mental satiasfaction,better learning,and most of all a great priviledge to make others knowledgeable. Bachelor of Education(B.ED) and Master of ..
Category: Engineering
Aeronautical / Aerospace Engineering is one of the most challenging fields of engineering with a wide scope for growth. This field deals with the development of new technology in the field of aviation, space exploration and defence systems. It specialises in the designing, construction, development,..
Category: Engineering
Agriculture is the most important sector in the Indian economy which contributes around 23% to the Gross products and more than 70% of the total work force is employed in this sector. Almost all rural India is dependent on agriculture and allied activities like animal husbandry, diary, poultry and f..


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2019/20 Kits
AS Roma 2019/20 Nike Home Kit
AS Roma's 2019/20 Nike home kit is decorated by a dynamic lightning bolt detail across the jersey's collar and sleeves.
The symbol is associated with the Roman god of the sky, Jupiter, and lights up an otherwise classic Giallorossi design.
"Roman mythology and its influence on Roman identity played a huge part in the concept. This year, Jupiter was our focus, and the lightning bolt was an obvious and powerful symbol to use," explains Pete Hoppins, Nike Football Apparel Senior Design Director.
The new I Giallorossi (The Yellow and Reds) kit will be worn by both the AS Roma men's and women's team in Italian Serie A, Coppa Italia and UEFA competition.
"It's a really beautiful addition to the Roma jersey and we, as players, will wear it with great pride, giving all our best for our supporters," says Elisa Bartoli, the captain of the club's women's team.
The AS Roma 2019/20 head to toe look is completed by white shorts and red socks. The socks also feature a lightning bolt, alongside a Nike swoosh and AS ROMA. "The lightning bolt is something new and exciting," says midfielder Nicolò Zaniolo.
The 2019/20 AS Roma home kit will be available May 23 at World Soccer Shop, Lovell Soccer, Pro:Direct Soccer, Subside Sports, UK Soccer Shop and Kitbag.


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For San Francisco 49ers general manager John Lynch and head coach Kyle Shanahan's first season finished much better than it started.
They made a bunch of signings in the offseason to try to improve the roster, but ultimately, their move at the trade deadline acquiring Jimmy Garoppolo was what helped them finish the season as arguably the hottest team in the NFL.
This move puts them in such a great position going into free agency and the draft, solely because they don't have to find their franchise QB. Sure, they are going to have to give him a huge contract, and he'll end up as one of the highest paid players ever, but they have a ton of money. And if he plays anything like he did during the season, it would be totally worth it.
One other thing that puts them in such a great position moving forward is that this will be the first offseason since 2013 that will not end with a coach being fired. Shanahan is there to stay, and can further implement his offense with the team.
Moving onto their actual needs this offseason. It is important to note that the 49ers are coin flipping with the Oakland Raiders to see who gets the 9th or 10th overall pick. They both finished with a 6-10 record and had the exact same strength of schedule.
One glaring weakness was the offensive line. Joe Staley and Trent Brown are fantastic tackles, but Staley is getting older, and Brown has had trouble staying healthy. Though, they should be able to hold down the fort at tackle.
The real troubles are at guard. Laken Tomlinson, and former first round pick of the Detroit Lions, was acquired for a 2019 fifth round pick. Zane Beadles was not good, and Brandon Fusco is a free agent.
Quenton Nelson, a guard from Notre Dame, has recently declared for the draft. He is widely considered one of the best overall players in the 2018 NFL draft and could be a fit. If not, Will Hernandez from UTEP may be an option in the second round.
If they do opt to wait until the later rounds to take linemen, there are plenty of other options they could consider.
They need upgrades all around the defensive secondary. Ahkello Withserspoon, a third round corner, and Adrian Colbert, and seventh-round safety have both played well and made strides throughout the season. They will likely be starters to open the season. Dontae Johnson, the other starting cornerback, and Eric Reid, the starting strong safety, are both free agents.
Sliding back to the back half of the top ten really helps in this class for defensive backs. Minkah Fitzpatrick, the do it all safety and corner may not be there when the 49ers pick, however, he would be a no-brainer selection.
Instead, they could opt for someone such as Josh Jackson, a corner out of Iowa, for their first pick. Jackson has been one of the biggest risers in this draft. He has good size, standing at 6'1, and led the country with eight interceptions. Derwin James, the safety out of Florida State who NFL Network's Daniel Jeremiah said could be the next Kam Chancellor could also make sense. He is a freakish athlete.
Other positions they could consider at that pick is EDGE and wide receiver. Harold Landry out of Boston College is one of the top two EDGE rushers in the draft and could be available. Washington State's Hercules Mata'afa and Oklahoma's Ogbonnia Okoronkwo would both be fantastic second round options. This draft doesn't have an elite receiver that is a no-brainer top ten picks, and unless they really value Alabama's Calvin Ridley, that may be a later round or free agency priority.
With Carlos Hyde potentially leaving in free agency, a running back being taken in the mid rounds seems inevitable. And this class is a great class for that. Oregon's Royce Freeman, Georgia's Sony Michel and Nick Chubb, and San Diego State's Rashaad Penny would all be fantastic options.
In free agency, the first priority will obviously be Jimmy Garoppolo. Even after his eventual huge contract, they will still have a ton of money because they are going into free agency with $117 million in cap space.
With Davante Adams signing an extension with the Green Bay Packers, that takes one of the best options off of the market. Now, Allen Robinson is the big fish, and should be a primary target. Terrelle Pryor and Sammy Watkins could both be cheaper options due to having a down 2017 season. This team desperately needs a true red zone option. A receiving corp is Robinson, Pryor, and Pierre Garcon would be solid.
Le'Veon Bell is set to be a free agent, assuming the Steelers don't re-sign him. Yet, he doesn't seem like a top priority for the 49ers when they can spend at other positions.
Trumaine Johnson is one of the top corners in the league and he is set to hit free agency, and he would be a fantastic edition to a secondary that needs drastic upgrades.
While, yes, this team has plenty of needs, the addition of Jimmy Garoppolo along with one of the best play-callers in the league has put their rebuild into hyperdrive. Giving him a receiver and true red zone option would go a long ways. Getting a shutdown corner and EDGE rusher could put this team on the fast track to competing for a wild-card spot.


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Global Trade Center Stage at Poland's Maritime Conference
The biggest annual gathering of Poland's maritime industry leaders, the Maritime Economy Forum Gdynia is unveiling its program.
The day-long event, now in its 19th year, takes place on October 11 in Gdynia, featuring 30 speakers with 600 senior figures from Poland's maritime sector and around the world expected to attend.
Forum chairman Slawomir Kalicki said the conference will see a morning session examine some of the biggest issues facing the international maritime sector, worth an estimated $3-$6 trillion a year, from an EU, Baltic Sea and Polish perspective. This will include the China-USA trade conflict, Europe after Brexit and the challenges and opportunities for the European maritime economy. The Norwegian Ambassador to Poland, meanwhile, will discuss how innovation between European countries can strengthen Europe's position in the fiercely competitive global maritime technology sector.
Mr Kalicki, president of one of Poland's leading maritime firms, the Gdynia and UK-based Intermarine said the afternoon session will showcase the very best of Poland's flourishing maritime sector with four subject panels covering Maritime Technologies, Sea Ports and Logistics, Shipping, Finance and Law.
"The Polish maritime industry has a very bright future and we want to communicate this to an international audience of investors and business partners," he said. "The industry now employs more than 112,000 people and generates more than $10 billion euros for the economy. This year we have seen new figures released showing Poland's three major ports Gdansk, Gdynia, Szczecin broke all records in 2018 by handling more than 100 million tonnes of cargo for the first time, a 16pc increase on 2017. In addition, we are seeing a renaissance in our shipyard sector with more than 34,000 people employed in the industry, the highest level since 2002. Poland's 'blue economy' is being driven by the strong performance of the Polish economy that has grown at an average rate of 4.2 per cent a year between 1992-2019, to become the seventh largest economy in the EU with a total GDP of $587 billion. This growth is supported by infrastructure investments, including $233 billion in EU funding between 2007 and 2020, across the Polish hinterland. As a result, Poland is becoming a more efficient, competitive maritime nation where our ports and shipyards are some of the most important on the Baltic Sea. The forum will examine all of this and more."
The Mayor of Gdynia Wojciech Szczurek said the forum will raise awareness of Gdynia as a global maritime city.
"The maritime industry underpins the economy of Gdynia," he said. "And it is brilliant to see Gdynia take center stage again as the leaders of Poland's maritime industry come together here. This year's forum comes at a great time for the city. The port of Gdynia is seeing the best results in its history, a new ferry terminal is under construction and several big companies operate in the reinvigorated shipyard area. Moreover, along the seafront Gdynia's Sea City is taking shape with new office and residential developments. During the MIPIM Trade Fair in Cannes, Gdynia was awarded the Polish City of the Future title by the FDI Magazine of the Financial Times group, the third consecutive time our city has won this prestigious ranking.
"Gdynia is further home to a growing number of innovative entrepreneurial companies with access to the largest science and technology park in Poland and we have tremendous educational and training facilities here to upskill the next generation. We are proud to host the annual Maritime Economy Forum which stimulates a national debate about the importance of maritime in Poland. We also hope the forum can increase the impetus to start building the new Red Route relief road. To embrace the opportunities of the future we have to improve road access and reduce vehicle load by building the Red Road. We hope to make more announcements about the Red Road at the conference."
Further events during the forum include a seminar entitled: "Tourism from the Sea", and the winner of this year's movie competition, for young film makers, promoting the maritime economy will also be announced. The winning film will then be showcased at the forum's famous evening celebration the 'Duck Dinner' which will be attended by more than 2000 guests.
The organizers of the Maritime Economy Forum Gdynia are the city of Gdynia and the Gdynia Development Agency. The event will be held at the conference center of Pomeranian Science and Technology Park Gdynia under the patronage of the Ministry of Maritime Economy and Inland Navigation, the Maritime Office, the Polish Investment and Trade Agency and the Polish Chamber of Commerce as well as other non-government organizations.


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Factors to Consider When Traveling Abroad
A champion among different feelings that an individual can find the opportunity to experience is an opportunity to travel abroad especially when you are flying out to an international destination for the initial time. As much as you get this exciting feeling, you should not forget that traveling abroad requires that you are able to travel smart since you will find that you have a very limited time away and definitely you would want to maximize as much as possible. Now! In this discussion, we are going to look at some of the tips that are able to make your upcoming adventure to be the best and will ensure that you are able to enjoy yourself abroad. One of the most important things that you should do is to ensure that you are able to pack light while putting consideration on the weather so that you can make sure that you only travel with the accessories that you will need on your trip and this will also give you room to be able to shop for new clothes at souvenirs. This infers on the off chance that you end up working overwhelmingly you won't watch enough space to have the ability to put whatever you may have bought in the midst of your trip and this will in like manner suggest that you will have more stuff when returning home.
It is also important to make sure that you are able to do the necessary research of the various places that you would want to visit since this will be able to enable it to prepare for the different activities that you will indulge in. Another basic thing that you should do before you go for your trip is unquestionably checked the spending plan and this is in light of the fact that it will give you a spending limit as an essential concern and this will assist you with controlling your utilization and try not to blow each one of your savings on one excursion.
To have the capacity to make the most of your excursion you should do whatever it takes not to do everything at the same time and this is on the grounds that you are not ready to find more about an entire city just in one day and in this manner it will be less demanding for you to do things little by little with the goal for you to appreciate the distinctive exercises accessible. Ensure that you don't focus excessively on blending in, but instead simply be the typical traveler and endeavor to appreciate the foreign land and culture and this will likewise give you a chance to have the capacity to take in more about the particular destination. For more info about how to enjoy your foreign vacation, click here on this site and read more on this page to get to learn more tips.


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Khagola Classes is a tutoring service located in Cypress, TX that specializes in exam preparation and education for students in kindergarten through the twelfth grade. We believe in what we call 360-degree coaching. Like a full circle, our methods are all-encompassing, innovative, and comprehensive. In order to help propel students to their next goal, we help them learn how to approach every problem they face with a unique and keen insight and we always strive to provide capability, adaptability, and scalability.
Khagola Classes provides the following services:
Khagola Classes is unique in that we teach Vedic math, a high-speed form of mental math that solves calculations using a collection of ancient techniques. This system allows for students to solve mathematical equations faster and easier and is helpful for students taking exams such as the SAT and the ACT, which are limited to a certain amount of time.
Exam preparation is extremely important for high school students, as many of the exams they take throughout their high school career affect the outcome of their futures in higher education. It is no secret that colleges look at test scores and are more likely to select students who score in higher percentiles. Thanks to our ability to adapt our methods to match the needs of our students and university criteria, we have helped many students greatly increase their test scores and get into their dream schools. And although our specialty is in exam preparation for high school students to get into college, should your child need a math tutor or a tutor in any subject, our tutoring services are more than sufficient to help your them improve their understanding of the material and thereby improve their grades.
Khagola Classes is committed to making sure that each student has the necessary tools to exceed their own expectations and achieve their goals while maintaining affordability. Every student is different and we are prepared to take the necessary steps to ensure that they learn in the way that is most effective for them. For your free consultation, please contact us at Khagola Classes today!


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It's the first of December! Which means Christmas is literally around the corner and I for one am extremely excited. Last year I was far away from home, stuck in the boiling hot Peruvian desert and Christmas really didn't feel like Christmas. This year therefore has to be extra special and I am going all out on graceful Christmas decorations, sumptuous food and at least a double watching of Elf! Best. Christmas. Movie. Ever.
I cannot wait for cosy afternoons in front of the fire, copious amounts of chocolate, presents, yummy food…Christmas really is the most magical time of the year. And of course the perfect excuse to give our homes a chic festive makeover! This year I am thinking elegant metals, subtle greenery, soft lighting and twinkling stars. A graceful Christmas with luxurious twists.
Ready for some dreamy inspiration? The next 8 steps will give you all the motivation you need!
Despite what anyone says, winter is a beautiful time of the year. Nature turns still and gorgeous with its crisp frosty mornings and elegant colours. It's the perfect inspiration for our homes and I for one gather most of my decor ideas from my surroundings. Which leads me to my first tip: Go outside. Go for walks. Explore. Graceful Christmas decorations do not have to be expensive. It's as simple as collecting some pine or holly bush leaves and displaying these in beautiful vases around your home. It won't only look effortlessly stunning, but will also make your home smell amazing!
Vases aren't the only way to display the greenery you have collected. Another magnificent idea, coming from our stylish Danish friends, is to fill glass baubles with different types of seasonal plants. Its so easy, but the result is absolutely delightful! You can hang these up on your Christmas tree or simply around the house with some gorgeous ribbons. And of course feel free to experiment with the fillings, why not try filling some with gold or silver confetti for some Christmas glamour?
I love a beautiful Christmas wreath and for me it is the biggest symbol of the start of the festive season. Everyone has their own style and colours, but this year I fell in love with these delicate Christmas wreaths. They are super easy to make, all you need is some wire rings – preferably copper or gold, but you could always spray paint them – and then some greenery you can wrap around and secure with thin wire or string. You can use any type of plant, but I especially love the idea of using eucalyptus leaves – their blueish green is so beautiful and creates a frosted effect. Also, due to their elegant nature, these wreaths can be hung up all around the house, especially if you create different sizes and shapes.
It is true that after the the fabulous colours of the autumn, the bare trees we have now been left with are a little depressing. However, it is exactly these stripped branches that give us our next graceful Christmas decoration. They are the perfect starting point for a truly stylish focal point. Pick a branch that is medium to large in size, with an interesting structure and begin to decorate it. Think about all the things that encapsulate Christmas for you – sparkly baubles, stars, snowflakes…and choose your scheme. I am a lover of delicate, unpretentious design and therefore would always advise to stick to simplicity when decorating your branch. Use tiny fairy lights for some warmth and a few sparkly baubles or metallic ornaments for a touch of luxury. Depending on its size and shape you can either hang your decorated branch from your ceiling or place it in a large transparent vase.
Those of you who have been following my blog for a while know how obsessed I am with metallics, so no guide of mine will ever be complete without some gorgeous metals. They create instant sophisticated elegance and add a touch of luxury, especially in dark interiors. I am absolutely in love with these delicate metal ornaments from Ferm Living this year. They are perfect for hanging from your branch (see above) and displaying around your home for some enchanting sparkle.
Fairy Lights
Dreamy fairy lights – the most precious ingredient for a graceful Christmas. So tiny but so mighty! They instantly bring warmth to any room and elevate your decorations to another level. Fold them into your greenery or your staircase for some shimmer or simply create a bundle of dazzling light by displaying them in tall vases. I especially love these tiny star-shaped fairy lights by the White Company:
Paper Garlands
Of course Christmas really is all about the little ones so it's important to get them involved in the Christmas preparations too! These festive-themed paper garlands are super easy and super fun. All you need is some beautiful paper, scissors and a string to hang them from. Play around with the shapes: cut stars, triangles, pine trees or even snowflakes! I would suggest sticking to one shape per garland and mixing in some metallic paper to give it some added glamour.
Finally, the most important part of Christmas: cosiness. After all, lazing around in our PJs drinking hot chocolate and hiding from the icy cold, is what Christmas is all about, so our homes have to become havens of cosiness. Bring out all those soft textures and layer them for extra comfort. Think fluffy blankets, snuggly pillows and furry throws. Whites, greys and silvers are my favourite as they create a marvellous base palette for dazzling decorations.
I hope this guide got you all the inspiration you need to create a beautiful, graceful Christmas this year. I would love to hear your thoughts in the comments section below! For more interior inspiration have a read through my tiny homes style guide and for more about me, why not check out my work page.


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You know you're supposed to exercise. It's good for your health and longevity, and exercise also makes it easier to achieve and maintain weight loss goals. But many people find that setting and keeping their exercise goals is nearly impossible. The key to success is to set good goals. Let's talk about what a healthy exercise goal looks like, and then offer a few tips to help you get started right.
What is a Healthy Exercise Goal?
Doctors used to recommend doing 30 minutes of exercise each day, but that's not always a good rule of thumb. In fact, if you do exercise 30 minutes a day but you sit the rest of the day, then you're still at risk for "sitting disease," which leads to obesity, heart disease, diabetes and more.
Healthy exercise goals incorporate moving more. However, they also have to be specific, measurable, and attainable. For example, you could decide to start walking 10,000 steps each day. 10,000 steps equals approximately five miles; which makes a great first step for a healthy new year. Once you've reached this first goal and integrated the habit into your life, it's time to add cardio and strength training. A walking habit combined with a consistent exercise program will help you stay in the best shape of your life – and it will add years to your lifespan.
Taking It Up a Notch
Both strength and cardio are recommended for strong muscles and fat burning. There are different types of fitness programs to consider. You can alternate between cardio days and strength days, or you can create a HIIT (High Intensity Interval Training) program which allows you to do both cardio and strength in about 20 minutes.
The Key to Achieving Success
It's vitally important that you set small and realistic goals for yourself. For example, if you decide that you're going to run three miles every day, but you're not running at all right now, you might be setting yourself up for failure. Running a mile and walking two miles every day for the first few weeks may be more attainable, or perhaps running three miles three times a week.
Find something that you love to do. If you hate running then don't set a goal to run every day. Do an activity that makes you smile and you'll stick with it. Give yourself some time off to recover during the week and track your progress. As you achieve each small goal, remember that it's a building block to a larger target. And each new habit you create helps you live a healthier life.
Want to get in better shape?Click to let us help you