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Patrons of Forsyth, Unite!
NATHAN KIM, Opinion Staff
September 14, 2020
As I stare into my pantry, I let out a huge sigh. Another meal, another cup of instant noodles and curry. My dear mother has had it with this virus and "every meal at home" insanity. I don't blame her or any parent. With no end in sight, how can any student expect Rachel Ray, Martha Stewart, or ...
Overrated/Overhyped Movies
Livi Wold and Obshree Saravana
March 20, 2020
The movie industry understands how important hype is when it comes to movies. The more hyped a movie is, the more people are going to watch it. However, some movies are just too hyped for their own good. Movies like Men In Black: International, Saw, After, Crazy Rich Asians, Mamma Mia, and Coco, are so...
French Fries Review
Abby Settipani and Jimena Ruano
March 18, 2020
French fries are an art created by God. Although fries were given the name "French," it's origin was not exactly from France. WE MUST THANK THE BELGIANS! Those beautiful beings are the famous french fry creators. The work that they put into cutting the fries is the reason they are called French. ...
Ranking ALL of the Art Mediums
Prateek Yadav, Opinion Staff
March 18, 2020
Visual art has been practiced for centuries all over the world, so it's finally time to decide: which art mediums are the best? These are entirely based on my experiences using each material and are ranked from worst to best. Crayons In addition to having the worst mispronunciation kn...
Why is Technology Used Against Us, and How it Can be Stopped
March 18, 2020
With the ever-changing digital age, ways to seize certain technology to do very illegal deeds are growing at an alarming rate. People have found ways to capitalize on weakly coded tech to either spy on people, steal from people, or even kill them. People are using this new technology to have personal gain in wa...
Nearly Everyone in High School Complains Too Much
Varun Joshi, Editor-in-Chief
March 16, 2020
Nearly Everyone in High School Complains Too Much Hating one's generation is one of the most over-used and annoying stereotypes of all time. The phrase "I was born in the wrong generation" makes my skin crawl with cringe. I am well aware that no matter what generation I was born in, my opini...
Lambert Society: Do Higher Standards Mean Higher Satisfaction?
Andrew Gu, Opinion Section Editor
March 16, 2020
It is no question that Lambert has a reputation as being a very rigorous and competitive academic environment. It is reasonable to say that this competition comes from its students setting high standards for themselves or feeling compelled to due to influences from parents or friends. Now, this is in no ...
Amazon vs. Retail
March 12, 2020
The online book-distributing company that everyone thought would fail is calling the shots nearly thirty years later. Its loyalty program; various electronics; taking Whole Foods under its corporate umbrella: all of this has made it the giant of almost every category of consumerism. Amazon is using st...
Why Being Grateful Will Make Your Life Easier and Happier
Varun Joshi, Editor in Chief
March 10, 2020
I have begun keeping a gratitude journal from the company Habit Nest (they have not endorsed anything in this post), and it has changed my life immensely for the better. The journal I have kept essentially asks me for some things I am grateful for every day and gives me an activity to do that has to...
Taking Advice from Parents
Maha Siripurapu, Opinion Staff
March 10, 2020
Parents want to provide advice because they want to protect you from making the same mistakes they made or that someone they know made. However, many parents and teenagers don't understand one another because of age differences and how things change from generation to generation. Parents have a lot ...
Physics is the Best Science
Prateek Yadav, Opinion Staff
March 10, 2020
Do you ever wonder why some things are the way they are? The entirety of science in the world is based on this simple concept, but as far as high school science courses go, there isn't much to learn. Chemistry only teaches you the barebones of the periodic table, as well as how to make salts you'll nev...
Overrated Skincare Products
Livi Wold and Obshree Saravana
March 3, 2020
So many skin care products across the nation are not exactly safe for skin, yet, men and women regularly use these products anyway. Popular products like Apricot Scrubs, blackhead strips, crystal facial rollers, and facial toners are all overrated and are proven to be ineffective and damaging to you...


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The Division of Economic and Health Policy Research conducts independent research on competition in health insurance markets.
A key question of public policy is whether health insurance markets are competitive or whether insurers have market power, which can harm consumers and health care providers. A useful indicator of competition and market power is market concentration. The U.S. Department of Justice and the Federal Trade Commission examine concentration in their evaluation of proposed mergers between firms.
One of the division's most significant efforts is the annual Competition in Health Insurance study. It has also conducted analyses of past and proposed mergers among health insurers.
Competition in Health Insurance, 2019 update
The 2019 update to Competition in Health Insurance: A Comprehensive Study of U.S. Markets (PDF) presents 2018 data on the degree of competition in health insurance markets. It is intended to help identify areas where consolidation among health insurers may cause anticompetitive harm to consumers and providers of care. The study reports the 2 largest insurers' commercial market shares and the concentration levels (HHIs) for state- and MSA-level markets across the U.S.
Key findings from the 2019 update include:
- Seventy-five percent (285) of the 382 MSA-level commercial markets studied were highly concentrated (HHI>2,500) in 2018, up from 71% in 2014.
- The average HHI across MSA-level markets was 3504 in 2018.
- Among the 58% of markets that experienced an increase in the HHI between 2014 and 2018, the average increase was 498 points.
- Of the markets that were not highly concentrated in 2014, 27% experienced an increase in the HHI large enough to place them in the highly concentrated category in 2018. Another 40% also had an increase, though not large enough to make them highly concentrated.
- In 91% (348) of MSAs, at least one insurer held a commercial market share of 30% or greater, and in 48% (182) of MSAs, one insurer's share was at least 50%.
Maps from the study
- Ten states with the least competitive commercial health insurance markets, 2018 (PDF)
- Ten states with the least competitive HMO markets, 2018 (PDF)
- Ten states with the least competitive PPO markets, 2018 (PDF)
- Ten states with the least competitive POS markets, 2018 (PDF)
- Ten states with the least competitive exchanges, 2018 (PDF)
- Ten states with the largest decrease in competition levels, 2017–2018 (PDF)
Previous editions of Competition in Health Insurance
Read the 2018 update to Competition in Health Insurance: A Comprehensive Study of U.S. Markets (PDF).
Research on the Anthem-Cigna and Aetna-Humana mergers
AMA conducted analyses (see below) of the likely impact that the blocked Anthem-Cigna and Aetna-Humana mergers would have had on commercial markets and of the Aetna-Humana merger on Medicare Advantage markets. The analyses found that each of the mergers would have likely been anticompetitive in numerous markets across the U.S.
- Effects of Anthem-Cigna merger on commercial markets (PDF)
- Effects of Aetna-Humana merger on commercial markets (PDF)
- Effects of Aetna-Humana merger on Medicare Advantage markets (PDF)
Read more about the AMA's successful efforts to block the Anthem-Cigna and Aetna-Humana mergers.
Research on the UnitedHealth-Sierra Health merger
This paper (PDF) examines the association between health insurance market concentration and prices. It is a case study of the 2008 merger between UnitedHealth Group and Sierra Health Services.
It found that health plan premiums in Nevada markets increased by 13.7% after the merger. The findings suggest that the merging parties exploited the market power gained from the merger.

subset: commoncrawl


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Emerald Garden™ Organic Chlorella Powder 3 oz from Source Naturals may aid in improving digestive health. Chlorella is a type of algae that grows in fresh water and the whole plant is used in this dietary supplement from Source Naturals. . Chlorella is known to be high in protein and other essential nutrients: 45% protein' 20% fat' 20% carbohydrate' 5% fiber' and 10% minerals and vitamins. These extracts may contain a water-soluble extract of the plant that is rich in amino acids' peptides' proteins' vitamins' sugars' and nucleic acids.
Chlorella may help increase the good bacteria in the intestine' which helps in proper digestion. Studies also show its effectiveness in the prevention of stress-related ulcers' treatment of constipation' bad breath' and hypertension. It is also a source of magnesium' which is essential for overall muscle and nerve health.
The Emerald Garden™ Organic Chlorella Powder 3 oz from Source Naturals is cultivated under strict USDA Organic regulations' and hence is of superior quality. Chlorella is known to have surplus amounts of chlorophyll and is hence among the few plants that can nourish and cleanse the body.
The organic chlorella is suitable for vegetarians and is a hypoallergenic. It has no yeast' dairy' egg' gluten' corn' soy' or wheat. The Emerald Garden™ Organic Chlorella Powder 3 oz from Source Naturals is also sugar' starch' salt' preservatives' artificial color' flavor' or fragrance free.
These statements have not been evaluated by the Food and Drug Administration (FDA). These products are not meant to diagnose' treat or cure any disease or medical condition. Please consult your doctor before starting any exercise or nutritional supplement program or before using these or any product during pregnancy or if you have a serious medical condition.
Serving Size: 1 Level Teaspoon (approx. 3 grams)
Amount Per Serving / % DV
Organic Chlorella Whole Plant 3g / **
Yielding Approximately:
Protein 2g / 4%
Vitamin A (as beta-carotene) 3'120 IU / 60%
Vitamin C 79mg / 130%
Thiamin (vitamin B-1) 38mcg / 2%
Riboflavin (vitamin B-2) 16mcg / <2%
Niacin 2mg / 10%
Vitamin B-6 26mcg / <2%
Vitamin B-12 0.6mcg / 10%
Magnesium 10mg / <2%
Iron 6mg / 35%
Potassium 20mg / <2%
Chlorophyll 90mg / **
Mixed Carotenoids 29mg / **
*Percent Daily Value (DV) are based on a 2'000 calorie diet.
**Daily Value not established.
1 level teaspoon mixed or blended with at least 8 ounces (one cup) of water or other liquid 1 to 2 times daily.
If you are pregnant' may become pregnant' or breastfeeding' consult your health care professional before using this product.Do not use if either tamper-evident seal is broken or missing. Keep out of the reach of children.Store in a cool' dry place.
Allergy / Dietary Needs
- Corn Free
- Dairy Free
- Egg Free
- Gluten Free
- Organic
- Salt Free
- Soy Free
- Starch Free
- Sugar Free
- Vegetarian
- Wheat Free
- Yeast Free


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RILA Retail Supply Chain Conference Focuses on Logistics Data
The RILA (Retail Industry Leaders Association) annual Supply Chain Conference is one of the highlights of our year. This year's conference, held in Phoenix, AZ, was well attended and featured speakers from some of the retail industry's biggest companies, including Kim Vaccaro, senior manager of global supply chain solutions for Home Depot, Chris Baer, senior vice president of human resources, global supply chain at GAP, Inc., and Caroline Wanga, chief diversity officer at Target.
Forget Big Data, The Right Data is What Matters
In the early days of RateLinx, I often had to make the case for using technology to leverage clean, actionable supply chain data in a strategic logistics management operation. Thankfully, everyone now understands that data is the key to effective supply chain management.
This was evident in the conversations we had at RILA; most of the companies that we talked with were focused on leveraging data. There were a lot of different metaphors used to describe how companies are approaching their data. Some companies have an initiative to build a 'Data Lake.' Others are building a 'Data Foundation.' Some have simple 'Data Feeds.'
The problem with all these metaphors is that they operate on the principle that all you must do is put all your data in one place and you instantly have value. The question that they're not asking is: 'What data do we really need?" Instead of using a fancy metaphor to talk about data, companies should be focused on collecting data to build strategies. This will force you to focus on collecting the right data, with the right context. For a company to become a data-driven company they must do three things: 1) Collect data; 2) Collect the right data; 3) Use the data to make decisions.
The Right Solution for Your Data Needs
The biggest change we've seen in our years of attending RILA is how corporations are increasingly using technology to aid them in making decisions. Technology is advancing so quickly that it's able to provide much more value especially when it comes to the supply chain.
The RateLinx solution stands out because it starts with the end in mind. We know that the data being collected by the RateLinx solution is being used to make decisions. This basic design means that our software is designed not only to collect data but the right data. We can then focus on making the data actionable for easy decision making.
Instead of collecting all the data, then spending an exorbitant amount of time sifting through the data to find the pieces you need for a decision, our solution allows you to begin using the data for decision making which will affect the bottom-line much faster.
Tackling Today's Logistics Challenges and Tomorrow's
Managing your logistics has never been more important or more challenging. The consumer is challenging retailers to give them what they want, when they want it, and where they want it at a speed that is almost instant. This variety and speed can cause a retailer to overspend on strategy without the right data or the proper metrics to measure their performance. With Radar Track & Trace, a retailer can make the most cost-effective decision that will meet the consumer's need. When a ship date is missed by a day, the retailer doesn't have to immediately use a next day delivery service if another less costly service can still meet the consumer's delivery date.
Would you like to talk about how RateLinx can help your company? Send me an email and we'll get the conversation started.


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New information following the change in COVID-19 alert levels. massey.ac.nz/coronavirus
Massey University are contributing to a year-long research project into a new system for assessing how likely social and behavioural science studies can be independently reproduced or replicated.
The Defense Advanced Research Projects Agency (DARPA) is developing the Systematizing Confidence in Open Research and Evidence (SCORE) program to develop and deploy automated tools to assign "confidence scores" to different social and behavioural science research results and claims. Confidence scores are quantitative measures that should enable someone to understand the degree to which a particular claim or result is likely to be reproducible and/or replicable.
Massey's Professor Thomas Pfeiffer, who leads the experimental design for the project, says the team at Massey is incredibly proud to be part of this collaboration. "DARPA has an amazing history of supporting research on forecasting. And the team from KeyW has a cutting-edge market platform that proved successful in earlier forecasting competitions. We are confident that our research will yield novel insights into how reliably claims in scientific research are, and how the scientific process itself can be streamlined."
The Replication Markets effort is unique in that forecasts will be collected for claims from 3000 published studies. An independent team will test 5 -10 per cent of these studies by mid-2020. Forecasters will compete for over $100,000 of cash prizes. Similar projects conducted in the past, also involving Massey, operated at a scale of 20-40 claims.
Replication Markets is funded by DARPA's SCORE project, with Principal Investigator Dr Charles Twardy of KeyW, a wholly owned subsidiary of Jacobs, and researchers from Harvard, Massey, and George Mason Universities, the University of California, Santa Cruz, the University of Virginia, and the Stockholm School of Economics. For more information.
Created: 24/08/2019 | Last updated: 27/08/2019
Page authorised by Corporate Communications Director
Contact us Mon - Fri 8:30am to 4:30pm 0800 MASSEY (+64 6 350 5701) TXT 5222 firstname.lastname@example.com Web chat Staff Alumni News Māori @ Massey


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Posts on November 3, 2008
Election Predictions!
Mood: nervous
Posted on 2008-11-03 09:43:00
Tags: election
Words: 168
Here are mine: feel free to post yours here!
- President: Obama wins Kerry states + IA NM CO VA NV OH for a total of 311-227 electoral votes. (here's a decent calculator to play with) This is a somewhat conservative estimate and I hope he breaks 330 EVs or so so it's not that close.
- Senate: Dems win new seats in VA NM CO AK NH OR NC for a total of 58. The GA race goes to a hotly-contested runoff.
- House: Um, I dunno, Dems gain 25 seats.
- California's Prop 8 fails but it's very very close.
Mostly just guessing on these with a slight pessimistic edge.
An interesting video about voting dirty tricks from the Obama campaign, although it's weak on actual advice.
A reminder: exit polls will be leaked tomorrow during the day. They will be partial numbers and very unreliable (they showed Kerry winning in 2004). I don't think I'm gonna be able to stop myself from looking at them (numbers!!) but they're pretty meaningless.
5 comments
more election stuff (surprised?)
Mood: busy
Posted on 2008-11-03 13:52:00
Tags: election links
Words: 62
John McCain was on SNL on Saturday - here's clip #1 and clip #2. I thought they were pretty funny. For balance, here's a Keith Olbermann sketch.
Although the final numbers still aren't in, early voting in Texas was up a lot, up more than one million from 2004.
Nate Silver's (guy behind fivethirtyeight.com) guide on what to watch for on election night.
2 comments
This backup was done by LJBackup.


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Grethe Jensen, mother, grandmother, athlete and animal lover passed away 13 July 2018 after a long illness. She was born 24 August 1927 in Oslo, Norway and attended school in Oslo. After World War II she served in the Norwegian Army and sailed... View Obituary & Service Information
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The Rack Tray is rated to hold 660lbs (300kg). Note: this rack is so darn strong it can exceed the factory load rating of some vehicles' roofs. Please contact your vehicle manufacturer to check your vehicle's specific load ratings.
Hello, what is the max weight load for your Truck Canopy or Trailer Slimline II Rack Kit / 1165mm(W) X 1560mm(L)?Follow
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text: 22 Wednesday Jan 2014 Posted by avraamarfilion in Quotes ≈ Leave a comment TagsElizabeth Barrett Browning True love comes quietly, without banners or flashing lights. – Erich Segal Love doesn't just sit there, like a stone, it has to be made, like bread; remade all the time, made new. – Ursula K. Le Guin Whoso loves believes the impossible. – Elizabeth Barrett Browning Share this:TwitterFacebookLinkedInLike this:Like Loading... Related


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Ladies Detective Online Store are happy to offer the fantastic I Think I'll Make It.
With so many available these days, it is great to have a name you can recognise. The I Think I'll Make It is certainly that and will be a superb acquisition.
For this great price, the I Think I'll Make It comes highly recommended and is always a popular choice for lots of people. Manor Park Press have provided some excellent touches and this means great value for money.


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- Compact Track Loaders
- Caterpillar
- Caterpillar 259D Prowler Rubber Track - Size: B400x86x53AT
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Caterpillar 259D Prowler Rubber Track - Size: B400x86x53AT
Need Some Advice?Speak to one of our Product Specialist
Product Description
This ad is for a single Prowler Rubber Track to fit your Caterpillar 259D Compact Track Loader (CTL). The size of this track is B400x86x53AT and has the AT Tread design, also known as the Multi-bar pattern.
This track performs best in the following applications:
- Dirt
- Turf (Lawn)
- Mud
- Highway
- Snow
Although you can operate upon Clay and Gravel surfaces you'll get the best service life and efficiency while operating within the suited applications mentioned above.
The benefits of the AT Series track for the Caterpillar 259D is that it causes the least amount of ground disturbance for CTL machines, and is the most turf friendly. This tread pattern has many cutting edges, and is a nice option for pushing snow too.
In our industry, you'll find that there are essentially two types of rubber track manufacturers, and they are:
- Standard Grade
- Premium Grade (Prowler)
A Premium Grade track is made of all natural rubber compounds that are blended with highly durable synthetics. A high Carbon Black content make our tracks more heat and gouge resistant, increasing the overall service life of the track when operating on hard abrasive surfaces. Premium tracks also use continuously wound steel cable embedded deep within the carcass to build strength. Additionally, our steel cables receive a coating of Vulcanized Rubber to protect against deep gouges, and moisture that may penetrate through the channels created by these gouges.
Standard Grade tracks use lower amounts of Carbon Black making them less heat and gouge resistant. Standard Grade tracks also use spliced or overlapped inner cords that are weaker than the continually wound cables, and generally do not coat the inner cords in vulcanized rubber, to keep their pricing down.
Prowler is a Premium Grade Track System, and we utilize a unique manufacturing technique called FST (Flexural Strength Technology). The result of FST is a track with a hard, abrasion resistant outer circumference and a more flexible, and resilient inner circumference. This creates a track that can flex more freely while engaging your undercarriage components while maintaining its abrasion resistance to hazardous debris.
Should you have any questions about Prowler Rubber Tracks for Mini Excavators, Track Loaders, Mini Skid Steers and Carriers, please call, and allow one of our product specialist to assist you.
Product Reviews
Shipping and Returns
How Quickly Do We Ship?
Shipments depart our warehouse between 3pm and 5pm EST, Monday through Friday, excluding holidays. Orders placed before 2pm EST Monday through Friday usually ship the same day. Orders placed after normal business hours, or over the weekend will ship the next business day, excluding holidays.
Qualified Areas For Free Shipping
Many of our products are advertised with free shipping. Please note, this only applies to those shipping addresses located within the Lower Continental 48 States. Any product(s) being shipped out of the Lower Continental 48 States, including Alaska and Hawaii, will be required to pay additional shipping fees to deliver to these locations.
Buyers with shipping addresses within the lower 48 States that are off-shore or located on an island, will be required to pay additional shipping access fees. These fees must be collected before the product is shipped. We reserve the right to cancel and refund orders in the event that a buyer refuses to pay the additional fees.
A Valid Phone Number Is Required
Buyers are required to provide a valid phone number for our shipping company. Many of our products are shipped by tractor-trailer, therefore someone must be available during normal business hours to unload and accept delivery. Most transport carriers will not deliver freight unless they can contact the buyer via phone to schedule a drop-off time. Failure to provide a valid phone number can result in delays, or cancellation of your order.
Residential Deliveries
We encourage our buyers to provide a commercial delivery address. This is preferred by most freight carriers and in most cases will decrease your transit time by at least one day. We can, however, deliver to a residential address as long as someone is available to unload the freight. We reserve the right to collect additional fees if accessorial services (liftgate, etc) are required at the time of delivery.
Shipments should be picked up at your local freight terminal if you do not have a way to unload, or if it is difficult for a Tractor-Trailer to access your location. Your trucking terminal must be one of our preferred Carriers. Please contact us for help deciding what may work best for you if you're unsure.
Change Of Address Re-consignment Fees
Any delivery address changes requested after the product has left our warehouse are subject to re-consignment fees. These fees may vary and are designated by our freight carriers.
Shipments To Canada
Our flat rate shipping does not include shipping into Canada. Additional fees will apply. A Customs Broker will be required to complete your order. Please provide the Name, Address, and Phone Number of your Customs Broker before or immediately after you place an order. All Custom Fees and Taxes will be paid by the Buyer to the Customs Broker before delivery. We can help locating a Broker for you if needed within your area.
We apologize to those who this may apply to. Please understand that our listings are competitively priced which means our profit margins will not permit additional shipping cost. Thank you for your understanding on these matters.
Returning Incorrect, Damaged, Or Unneeded Items
We accept returns of most new, un-opened/un-used items within 30 days of delivery. All items must be in original condition. A full refund will be issued less the original and return shipping costs, unless the return is a result of our error (i.e. you received an incorrect or defective item, etc.) Returns of used items are generally not accepted and are subject to a 25% fee as determined by the original purchase price.
You should expect to receive your refund within 2 weeks of giving your item(s) to the return shipper, however, in many cases you will receive a refund much more quickly. This time period includes the transit time for us to receive your return from the shipper (1 to 5 business days), the time it takes us to process your return once we receive it (1 to 2 business days), and the time it takes your bank to process our refund request (2 to 3 business days).
If you need to return an item, please contact us with your order number and details about the product you would like to return.


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Dittie girls get around. Check out our little travelogue to see where Ditties have managed to show up all over the United States and beyond.
And once you've seen where Ditties have been already, it's your turn! Simply snap a pic of your Ditties in a new and novel environment and we'll feature your pic right here on our website. Submit your pictures now by sending us an email!


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Empowered Healing
Not Able To Feel My Pain
Not Able To Feel My Pain
25 December 2018
When I felt hurt or stressed, I used to be a "fireball" ...someone who would "spit fire" and emotionally "burn" anyone in my way.
I would push people away, blame them, shame them, make them wrong...all so I didn't have to feel my pain.
I would raise my voice, exhibit aggressive energy and create big fat energetic barriers around me to stop any more pain coming in. It was all I could do to survive.
You see, I wasn't taught about expressing emotions responsibly as a child (very few of us were!) and the adult models in my life were not taught those things either, so we all pushed emotions down or away and did our best not to feel.
Unfortunately, with this model of (lack of) emotional hygiene, when big things happen to us, we push them down and hold them in and try to pretend that we're ok.. but we're not.
Holding in the emotions of every time we got hurt or something bad happened, creates chaos in our body. We become like a volcano ready to erupt.
I was already holding so much pushed-down hurt inside, that every time I made a mistake or feared I was wrong, the pain was too great and I had to push it away...make someone else wrong, blame them or get angry. I just didn't have capacity to feel any more hurt. So... I became a fireball.
Life as a fireball isn't fun. Constantly trying to put out fires and clear up the mess. I wrecked a lot of friendships and relationships. And I hated myself as a result.
If you recognise similar behaviours in yourself, there is hope..!
I am no longer a fireball 😊 I learned to feel my emotions, express myself and to develop "healthy" emotional hygiene habits...a bit like brushing your teeth for oral hygiene, I now practise emotional release for emotional hygiene.
I teach these and other skills in my one-to-one sessions. They help you feel healthier, happier and more fulfilled in life. My passion is to empower you to live the fullest, more amazing life you can have!
If you'd like to book in with me, I'm offering 20% off packages paid for by 31st December.
If you're serious about making positive change, message me 💕
Empowered Healing


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HA NOI (VNS) — Real estate firm Him Lam Corporation has replaced Vietnam Post to become LienVietPostBank's biggest shareholder by increasing its stake to 14.98 per cent, according to the bank's recent report.
During the first six months of last year, Him Lam purchased some 13 million shares of LienVietPostBank, followed by another 16.4 million in the second half of the year. As of the end of 2014, the real estate company owned 96.8 million shares or 14.98 per cent of the bank, an increase of 4.54 per cent compared to the beginning of the year.
Duong Cong Minh, chairman of Him Lam, holds the same position in the bank.
Focusing on the real estate industry, Him Lam also has subsidiaries and affiliate companies investing in other sectors, including banking and finance, entertainment services and golf course development.
The second-largest stakeholder, Vietnam Post, holds 12.54 per cent of LienVietPostBank. Last year, the bank planned to offer a private placement of 18.7 million shares to Vietnam Post, but the transaction was not conducted.
The third-largest shareholder is office leasing company HTH Co Ltd with a 4.95 per cent stake. By the end of last year, the bank's vice chairman Nguyen Duc Huong increased his holding from 3.32 per cent to nearly 3.4 per cent.
According to the bank's Q3 financial statement, its total assets reached VND89.2 trillion (US$4.19 billion), while revenue was over VND1.4 trillion ($65.7 million). The bank made a loss of VND20 billion ($939,000). — VNS


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Posted on 11 August 2016
Now an anticipated event on the College calendar, the 'Say no to bullying' Middle School Cup, is an occasion that allows dozens of teams to compete in a football competition that promotes a strong message of saying "NO" to bullying at Ormiston College. The event brings students together instilling the values of respect, good sportsmanship, positive attitudes and teamwork, more importantly, getting long whilst having fun.
At this year's Grand Final, the Middle School joined as one to witness a play off between 'Ivory Coast' and 'Cook Islands' which included some Ronaldo-like goals keeping the crowd entertained throughout.
In a close encounter, 'Ivory Coast' defeated 'Cook Islands' 3-2 to win the Grand Final. Congratulations to Year 9 students Ben O'Shea, Max Payne, Lochlan James, Mitchell Newbury, Stanley Snaylam, Sam Speedie and Luke Mursalo.
The knock-out competition started with 31 football teams each taking part to promote the strong message of Saying No to Bullying at Ormiston College.
Participation, cooperation, organisation, respecting each other, being a good sport, and most importantly getting along and having fun are the main aims of this annual tournament. It was great to see so many boys and girls taking part, many dressing for the occasion for their adopted country of choice. All games were played in good spirit.
Well done to all Middle School students for supporting this event and in particular to the 200 students for taking part and making it a huge success. Thank you to all the Year 9 students who took on the role of referee throughout the tournament and to Jordan Hall (Year 9) for his fantastic photography. Bring on 2017!
Mr Phillip Makridakis
Head of Middle School


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Service = Rent to Live
Service is the rent we pay to be on this earth. ~ Anon My first experience with the notion of service happened on my first day in another 12 step program. I had been sober (dry drunk) for 3 + years, angry, and completely defeated. My disease had taken another direction. So, in desperation, I… Read More Service = Rent to Live


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Our first ceramic watch, the Hublot Big Bang Blue Ceramic watch replica, has an obvious extra ingredient: blue pigmentation. The denim blue may not appeal to everyone, but it's a prime example of how the aesthetic strengths of ceramic materials match the physical.
One of the many great properties of ceramics is the weight—or rather, the lack of it. At 3g/cc it is lighter than both steel (8g/cc) and even titanium (4.5g/cc), and combined with a rubber strap it is extremely comfortable to wear.
The pigmentation—along with the binder that helps the ceramic powder maintain its shape before firing—makes up around 3% of the finished material, and maintains its rich, vibrant colour almost indefinitely, unaffected by UV radiation from the sun.


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Monday, December 08, 2008
the "TAKE!"
I love the cartoon "TAKE". Sponge Bob Square Pants uses the "take", as did Ren & Stimpy, and currently I have been watching a lot of The Mighty Bee and I see them do a lot of takes in that show too. What I love about the "take" is craziness. Anything goes in a "take" and you can practically throw the model sheet out the window...as long the character pops back in model. Some of the best "takes" I have seen were on Ren & Stimpy, the characters heads would literally split in two, the exageration and expressions were out of this world.
Labels: manga latina, slinky
2 comments:
- Tony DiStefano said...
Check out the subtle takes in 1950s
Chuck Jones cartoons.He took a lot from Oliver Hardy of Laurel and Hardy.Check out Ollie when he looks at the Camera whenever stan says somthing dumb.Look at "Robinhood Daffy".Porky as fryertuck has the same take.If you want wacky takes,look at Tex Avery from the 50s or Clampet from the 1940s.
- Easy Zee said...
Definitely!! You know what I'm talking about. More modern day shows, especially the flash shows that use rigging and puppet animation don't have "takes". But there are still a few good cartoony modern day shows that use the "take'. The "take" is a big reason why I love the old Tex Avery, Clamplet, and Chuck Jones films.
You're speaking my language Tony!
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Ive just brought a HP NX6320 Business dual core. Thinking about upgrading the hard drive to 120gb-200gb. Im trying to find out if my motherboard supports this but cant find any info on it. PLease help?
bernardgbailey: So I did a reinstall of xp from the recovery set (god bless them) and then started reinstalling applications.
I'm a bit scared to attach the 320 GB drive again ?
Involuntary autocorrect in operation on mobile device. Apologies in advance.


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Soap-free based to ensure perfect cleansing: the skin is cleared of its make-up and all its impurities, dead cells and excess sebum. Enriched with water-softening EDTA and moisturizing Glycerin. The creamy texture generates a smooth, gentle lather that rinses easily, washing away all traces of makeup and impurities. Fragrance-free and preservative-free. Ideal for normal to combination intolerant skin. Best when used with products from the La Roche Posay Toleriane Line. We recommend Toleriane Fluide, a great moisturizer for sensitive and oily skin.
Lather with lukewarm water in the palm of the hand.
Apply to the face massaging gently and avoiding the eye contours.
Rinse thoroughly and dry without rubbing. For external use.
Intolerant combination to oily skin.
Water, glycerin, myristic acid, potassium hydroxide, glyceryl stearate SE, stearic acid, lauric acid, palmitic acid, coco-glucoside, tetrasodium EDTA


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Hosted by Barbara J Nosek
New Salon every Friday – c'mon in
CS friends, and help yourself to tasty resources!
♦ Here's what you'll find when you scroll below ♦
♦ TIDBITS – put whaaaat in your cola / best rotisserie chicken / keeping 'shrooms fresh ♦ CS MARKETPLACE SPOTLIGHT – grilled cheese mania ♦ FEATURED RECIPE – so good, so rich, so easy ♦ TIP – that's a wrap ♦ THE WEEK – jammy eggs / spooky food / savory salteñas
Newsy, schmoozy stuff for cooks
♦ Well, here's a new one on me. But it won't likely be for anyone from the south, and that's combining peanuts and cola, Coke as most postings say, Pepsi when I saw it, and one online rebel mentioned Dr. Pepper. I was enlightened by North Carolina chef Vivian Howard in Season 1 of her PBS series "A Chef's Life," where the proper technique was on display. Open the {must be} glass bottle, take a few swigs, pour in the peanuts using your hand as a funnel – while the demo ended there, it seems then you either chew and sip or drink up before snacking on the peanuts.
– Chef Vivian translated this into a dish of brined and cooked pork belly glazed with Pepsi that had been cooked down with brown sugar and lemon juice, all topped with freshly hulled peanuts that had been boiled in a salty county ham stock until they were "kind of tender."
♦ The first paragraph in this MyRecipes feature, "How to choose the best grocery store rotisserie chicken," reminds us there are so many ways to use this cooked and flavorful entree or ingredient, and may even give us a few new ideas. But of course we want to start with the best one possible and there are three ways offered that help us do just that. And not only is it a time saver, but also it says here that vs the cost of a raw chicken and the flavor ingredients, the rotisserie one is a better value. As a bonus there's a recipe for a fine looking chicken chilaquiles casserole.
♦ Thanks Extra Crispy for cluing us in on how to Keep Mushrooms Fresh because we all know what can happen to those little guys in a matter of days. In addition to some good tips, and the reasons for them, two other things I found of interest. One kinda funny, as the author refers to the mushrooms having "a temperament." The second kinda creepy, news that the sneaky fungi can continue to grow even after harvesting There's a movie in there somewhere.
Grilled Cheese lovers, rejoice!
Because here's an entire book of those comfort food wonders in all their golden glory. In the preemptively named "Grilled Cheese," subtitled 50 recipes to make you melt, in addition to the preps you'll also find a cheese guide, bread guide, and chat about putting it all together, along with some tips for the Perfect Grilled Cheese Sandwich.
And then there's a substantial list of add-ins – such fridge finds as pickles, veggies, cured meats, condiments and sauces – to gussy up your classic version. Author Marlena Spieler likens it to accessorizing a little black dress.
In the recipes there are some good basic sandwiches, but you can also go fancy with others that tuck in such upscale groceries as truffle paste, green olive tapenade, radicchio. These leaped onto my do list: rare roast beef, blue cheese and watercress . . . and {what I would regard as 2.0 versions of} chicken club, cuban, and torta . . . individual muffalettas . . . and mozzarella, prosciutto and fig jam.
Btw, that last one is on the cover {couldn't you almost just take a bite right out of that???}. Whichever one you might choose to make, as Spieler says, "Breakfast, lunch, dinner, after school, or midnight snack . . . all are the perfect time for a grilled cheese sandwich."
This full-of-good-stuff chocolate cake couldn't be easier
Last week {10.04.19 Salon} our CS Marketplace Spotlight featured a charming book by caterer to the stars Mary Giuliani. While much of the food parts of the book focused on the title dish, "Tiny Hot Dogs," dessert was by no means overlooked.
In fact in the opinion of some folks {me, maybe you} everything else may well be overshadowed by the chocolate cake in this book. It's a recipe, Giuliani tells us, that was given to her mother by her good friend Rita in the 1970s. Thus the full name, "My Mom's Friend Rita's Chocolate Cake."
All of the ingredients are the stuff of cravings. And it all just mingles in a bowl pretty much all at once, then into the pan, into the oven, stand on one foot then the other till it's baked and cool enough to dive in.
As Giulani notes, "It's a really quick, easy, no-skill required, half box mix, half homemade cake that leaves your crowd happy." What more could we ask.
Recipe ♦ Giulani's book, "Tiny Hot Dogs" ♦ Giuliani's other book, The Cocktail Party "
Wrap it up cuss-free
Make no mistake, I still use aluminum foil for certain tasks. But when I want a fairly airtight way to store food, now I use sticky wrap. But just among us chickens, the unwrapping can inspire some hearty sailor language.
So, here's the way I do it now. Lay the sheet sticky side down on a work surface. Place the food in the center, then fold the far side toward you over the food.
Next fold over the the edge closest to you about an inch to create a narrow flap {which will then have a sticky surface facing you}. Then then fold this side forward over the food, making sure to completely enclose the contents, and press to stick down.
Last, wrap both the ends underneath onto the sticky bottom side, and press to seal. Now you have a nice tight and neat package.
I store these in a freezer bag, marked with date and item. Then when I'm ready to use one of the servings, it's ever so easy to unwrap by just bringing the ends back up and pulling up the flap you created. No cussing!
Welcome to my kitchen and living room
♦ Have you joined the jammy egg craze? It's basically an egg cooked kind of midway between hard boiled and soft boiled, and thus the "jammy" yolk. This MyRecipes story acknowledges all the factors involved in getting it just right, but then offers a technique that neutralizes a lot of the variables. I did it as described, but because I have {at least as far as boiling water is concerned} a "bad altitude," increased the time to 7 minutes. Almost right. Then 7.5 and perfect. It appears this is the only aspect that may require adjustment.
♦ Oh, these are just great. All kinds of Halloween-decorated food, some adorable, some quite creepy, all so very clever. I couldn't actually find a prep for the featured one, the eyeballs, but it looked like it was based on donuts, so I used powdered sugar donut holes. Then with this "canvas" before me, put on my beret, and got to work with food color gels, finishing with chocolate chip centers. Woooooohooooo MyRecipes.
♦ I'm guessing a number of CS-ers might share my impulse to hit Search any time they come across an unfamiliar food. That was the case recently when I saw a reference to Bolivian savory pastries called salteñas. I hope the Bolivians will forgive me but I was mainly interested in how the filling ingredients came together, so just made it as a kind of stew – eliminating the gelatin, dough & annatto butter. And what I discovered was a big flavor interplay of spicy and mild, acidic and sweet, soft and firm, salty and not. I liked it! You can check recipes and more at salteñas, I used the 5-star MyRecipes one as a guide.
So far next week: cinnamon apple pie bread, good show, storing bread, Friendship Bread, a.k.a all-in. nachos into burritos, José Andrés' decadent spinach, good dinner meter
Last week, scroll down: ice cream for breakfast, the oddball flying jacob, a beer backstory, tiny hot dogs the book, tiny hot dogs the demo, corn on the cob takes 1, 2, 3, Choctaw stew, burger cooking tip, the sweet potato sundae repurposed
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Cook with passion and a party spirit, whether for a crew, or for two, or just for you


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Conference organisers, SMi Group, are delighted to have Colonel Andrew Clark, Commander 9th Reconnaissance Wing, United States Air Force deliver a keynote presentation at this year's Airborne ISR conference, taking place on 23rd and 24th October in London.
One of the United States' most secret aerial reconnaissance platforms for more than half a century, the U-2 high-altitude reconnaissance aircraft, nicknamed the U-2 Dragon Lady still flies some of the U.S. military's most sensitive spy missions worldwide. The design of the aircraft has remained essentially unchanged over decades of operational deployment, but the reconnaissance systems are constantly upgraded with state-of-the-art and classified systems.
The U-2 continues to meet the ISR needs of combatant commanders every day while helping to meet the Air Force's vision for the Advanced Battle Management System.
With this is mind, Colonel Andrew Clark will present a keynote address on 'The U-2 Today and Tomorrow: The Future of High-Altitude Reconnaissance'. His presentation will focus on:
The event brochure with the full agenda and speaker line-up is available to download online at http://www.airborne-isr.net/telcopr6
At the two-day event, delegates will hear the latest developments in 5th generation platforms and ISR infrastructure from a diverse range of nations including US, UK, Canada, Germany, Portugal, NATO and more. Attendees will also have the opportunity to engage with the military and industry to discuss the most crucial topics today, including:
There is an early bird saving of £200 available for bookings place before midnight on Friday 30th August 2019. Register online at http://www.airborne-isr.net/telcopr6
Airborne ISR Conference
23rd – 24th October 2019
Copthorne Tara Hotel, London, UK
Gold Sponsor: Leonardo
Sponsor: Airbus & Horizon Technologies
For sponsorship and exhibitor enquiries, contact Sadia Malick on +44 (0) 207 827 6130 or firstname.lastname@example.com
For delegate enquiries, contact James Hitchen on +44 (0) 207 827 6054 or email@example.com
About SMi Group: Established since 1993, the SMi Group is a global event-production company that specializes in Business-to-Business Conferences, Workshops, Masterclasses and online Communities. We create and deliver events in the Defence, Security, Energy, Utilities, Finance and Pharmaceutical industries. We pride ourselves on having access to the world's most forward-thinking opinion leaders and visionaries, allowing us to bring our communities together to Learn, Engage, Share and Network. More information can be found at http://www.smi-online.co.uk


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I just wanted to share with you an amazing little utility I found for writers on a PC. It's a Dictionary / Thesaurus affair, and much more. It is called WordWeb, and it#s is easy to install and use. It features it's own dictionaries, and can also link to web based content like WikiPedia. When writing, just put your cursor on the word, hit the hot keys and up pops a window with a writers cornucopia of word information.
Best of all, there is a free version too, so long as you don't make more than two flights a year or drive a four by four. It's a first for me, carbon-footprint-ware, and I think we should all support and applaud it.
You can download here, http://wordweb.info
Chris Jones
My movies www.LivingSpiritGroup.com
My Facebook www.Facebook.com/ChrisJonesFilmmaker
My Twitter @LivingSpiritPix


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The goal is always to collect eggs as soon after they are laid as possible. Occasionally though, you may run into a situation where you are not 100% sure how recently an egg was laid. In this circumstance, it's a good idea to test the egg for freshness before putting it in your fridge.
The quickest way to identify really old eggs is with your nose. When an egg rots it emits hydrogen sulfide, which is hard to miss. If it smells like "rotting eggs" then don't even think about eating it!
Assuming the egg smells fine, you will need to do some detective work to understand what is going on inside the shell. There is a small air pocket inside the egg that increases in size the longer the egg is outside the hen. Basically, the shell is porous and as moisture evaporates out of the shell, it is replaced with air that goes into the shell.
One way to measure the air pocket is by using an egg candler. If you shine the candler through the egg in a dark rook you should notice a small air pocket at the top. Measure and evaluate the air pocket as follows:
We offer the following candlers:
|We offer several candlers options depending on how you plan to use them.
|This top-of-the-line egg candler offers best visibility into eggs.
Price: $29.95
|This candling light comes with 5' cord so you don't have to move eggs.
Price: $19.95
|This bright white LED flashlight is an affordable way to illuminate eggs.
Price: $9.95
Another way to check the size of the air pocket is to submerge the egg in water. The larger the air pocket, the more the egg with try to float. You can evaluate the egg as follows:
you may also enjoy reading:


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This limited edition Anselm Reyle for Christian Dior tote is the perfect statement bag to add a little rock flavour to your wardrobe. The spray paint-like camouflage print, stitching detail, and hanging logo charms have an '80s edge, while the simple structure with clean lines keeps the overall look fresh and modern. With plenty of room for your belongings, this durable tote is as practical as it is stylish.
Features: Camouflage print canvas exterior; black leather trim; double flat top handles; 2 x external D-rings; silver tone hardware; hanging DIOR logo charms; open top with black lambskin leather lined interior; 1 x hanging zip pocket; and 2 x hanging slip pockets.
Measurements: 35 cm (length) x 24 cm (height) x 14 cm (width) x 23 cm (handle drop).


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Haflinger Shop
This is a collection of Haflinger products that either feature the Haflinger horse or are useful when caring for Haflingers. We will continue to add new products as we find them and hope Haflinger enthusiasts enjoy the selection that we offer.
Please see our full collection of professional quality, Leistner natural grooming brushes in our shop.


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Refurbished Tablets
Refurbished Dell Tablets are perfect for work or play at an affordable price to fit any budget. Stay connected with computing that is easy and inspiring. With quality performance and versatility of an Off-Lease Refurbished Dell Tablet you can count on Dell to deliver exactly what you need at the right price. Our Refurbished Dell Tablets have the processing power and screen size to handle demanding software applications and accomplish intense work. Select from a variety of sleek designs to find the one that suites your taste and budget.
*Coupons apply to online orders only. Coupon codes not valid on clearance items,featured deals and previous orders
There are no products matching the selection.


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By New York Times News Service | Business Mirror
December 9, 2018
A flame emits from a chimney at the BASF chemical company in Ludwigshafen, Germany.
Greenhouse-gas emissions worldwide are growing at an accelerating pace this year, researchers said a few days ago, putting the world on track to face some of the most severe consequences of global warming sooner than expected.
Scientists described the quickening rate of carbon-dioxide emissions in stark terms, comparing it to a "speeding freight train" and laying part of the blame on an unexpected surge in the appetite for oil as people around the world not only buy more cars but also drive them farther than in the past—more than offsetting any gains from the spread of electric vehicles.
(Read More)
By Jonathan L. Mayuga | Business Mirror
December 11, 2018
The Philippines continues to lead climate-vulnerable nations in seeking climate justice as it urged countries to push harder in the global fight against climate change.
Climate Change Commission Secretary Emmanuel de Guzman, in a news statement, said the gathering of the world leaders at the 24th session of the Conference of the Parties under the United Nations Framework Convention on Climate Change (UNFCCC), commonly known as COP24, is an opportunity for countries to demonstrate their commitment and to set stronger climate action in Poland.
By Catherine Teves | Philippine News Agency
December 14, 2018, 8:15 pm
MANILA -- The Philippines sees the need for more international climate action that will better protect the 6 million-square kilometer Coral Triangle, the marine area experts cited as center of marine biodiversity on Earth.
Philippine Environment chief Roy Cimatu raised the urgency for elevating such need before the international community, noting climate change is already adversely affecting the Coral Triangle.
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Our niece, Krista, is heading off to college. Obviously it's to PITT. I made her this bucket filled with snacks for her birthday. I found the bucket at Lowe's, of all places! The bottom is filled with blue and gold shreds. Inside she'll find fruit snacks, Starburst, Jolly ranchers, Skittles, microwave popcorn, Cheez-its, Iced Animal Crackers, Salt and Vinegar Chips, and 2 magnetic clips to keep her snacks fresh, in blue and gold, of course! I finished it up with shrink wrap and a big, blue bow.
I'm hoping she enjoys it!


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Three days until the trade deadline and things are heating up. Just as of a couple hours ago, Sam Amick reported that the Cleveland Cavaliers have offered J.R. Smith, Tristan Thompson, and their own 2018 first-round pick to the Los Angeles Clippers for DeAndre Jordan. It's unclear if the trade was completely denied or if further details are being worked out.
There are two strategies Cleveland is working behind. One, they are trying to shed some serious salary and would absolutely do so by trading away Smith ($13.7 million) and Thompson ($16.4 million). Two, they are doing everything they can to either build up their defense or acquire young players with potential and multiple years remaining on their contract. If Cleveland were to make a deal for Jordan (11.6 PTS, 1 BLK), he would be one to give this team the defensive boost they need. Jordan brings size and athleticism Cleveland could utilize in pick-and-rolls and defensive switches.
That being said, if this trade does happen expect their next motive to be based on acquiring a two-way shooting guard. Cleveland wont have much to offer, but this will absolutely be their next potential move. Of course once Cleveland gives up their own first-round pick as well as Thompson and Smith, their options narrow down quite a lot.
However, if Cleveland feels there are no quality trades where a two-way guard can be acquired, don't be surprised if they begin shopping Isaiah Thomas aggressively over the next 72 hours or so. Then again, Cleveland may feel content with acquiring Jordan and leave it at that.
Ultimately, there is a lot of unknown. As the hours go on, expect more information to surface about this potential trade as well as others around the league.
By: JR DePierro
Twitter: @JR_DePierro
Stats courtesy of Basketball-Reference.com
Image courtesy of ClutchPoints


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WARNING: This product contains nicotine. Nicotine is an addictive chemical.
November 03, 2013
Save $5 on orders of $50 or more! Use the discount code: fiveoff50 upon checkout to redeem your coupon. Valid from 11/3/13 through 11/27/13. As always, fast free shipping on all US orders. All the time.
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© 2020 ShopMVG.com. Products sold on this site may contain nicotine which is a highly addictive substance. CALIFORNIA PROPOSITION 65 - Warning: This product contains nicotine, a chemical knowns to the state of California to cause birth defects or other reproductive harm. Products sold on this site is intended for adult smokers. You must be of legal smoking age in your territory to purchase products. Please consult your physician before use. The vaporizers shown on this website have not been evaluated by the US Food and Drug Administration (FDA) and are not designed to diagnose, cure, prevent, or treat any disease. You must be 18 or older and respect all local laws to purchase a vaporizer.


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FARC considering presidential candidate for 2018 elections
Despite earlier claims that the FARC would not put forth a presidential candidate in Colombia's 2018 election, the group now says it does not rule out proposing a candidate of its own.
During a controversial homage to former FARC commander Victor Suarez, AKA "Mono Jojoy," on Friday, one of the FARC's leaders, Carlos Antonio Lozada, told attendants the former guerrillas' new political party has "candidates for the House and Senate, [and] we're not dismissing the idea of a candidate to replace [current president] Santos."
The FARC's integration into the sphere of formal politics is part of a major national peace process that seeks to end more than half a century of political violence that has left more than 8 million victims.
As part of that process, the former rebel group recently converted into a new political party called the Alternative Revolutionary Force of the People (FARC).
According to the peace agreement between the FARC and the government, in the 2018 congressional elections the new party will have the opportunity to take up to five seats in the House and five seats in the Senate, or approximately 3% of the congressional seats.
The Colombian congress has still yet to pass a law fully outlining that process.
One of the contentious and unresolved issues surrounding the bill is whether to allow FARC members who are under investigation by the transitional justice tribune for war crimes to simultaneously run for elected positions.
The peace accord between the FARC and government also allows the FARC to put forth a presidential candidate in the 2018 elections.
In January FARC leader Rodrigo Londoño, or "Timochenko," told Argentine magazine Crisis that the former Marxist rebel group would not put forth a presidential candidate in 2018.
Instead, he claimed the new political party would throw their support behind a candidate who supports the implementation of the peace deal.


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Arthur C. McGuire Arthur C. McGuire, age 94, of Southampton, NJ, passed away on October 26, 2019. Born in Boston, Mass., Mr. McGuire was raised in Collingswood, NJ and was a lifelong resident of South Jersey. He served... View Obituary & Service Information
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Personal Development, Finance and Investing For Filipinos
An investment in knowledge always pays the best interest. Financial Education is your best investment.
What Is SSS P.E.S.O. Fund?
SSS PESO Fund, a voluntary provident fund for members.
Save Now! Invest In Your Future!
Why Is Saving For The Future Important?
Saving for the future allows us to enjoy a comfortable retirement by enabling us to:
The future, however, is getting more expensive as family dynamics are changing, people live longer, and an active lifestyle is adopted.
When Should A Person Start Saving?
Saving should be done consistently and it is a priority, as early as possible, even in small amounts. Time is of the essence, especially if the retirement fund offers compound interest, such as the SSS P.E.S.O. Fund
What Is The SSS P.E.S.O. Fund?
The SSS P.E.S.O. Fund (Personal Equity and Savings Option) is a voluntary provident fund offered exclusively to SSS members in addition to the Regular SSS program.
Through this program, members who have the capacity to contribute more are given the opportunity to save more in order to receive higher benefits in the future.
Why Is The SSS P.E.S.O. Fund A Good Investment?
The program provides an option for SSS members to save for their retirement through:
Who Can Join The SSS P.E.S.O. Fund?
The program is open to all employees, self-employed (SE), voluntary (VM), and OFW members who have met the following qualifications:
How Can An SSS Member Join The SSS P.E.S.O. Fund?
SSS members can enroll in the program over-the-counter at any SSS branch, or online via My.SSS at www.sss.gov.ph.
How Will A Member Contribute In The SSS P.E.S.O. Fund?
Contributions to the program may be made by the member any time, ensuring only that a corresponding contribution in the Regular SSS program is also made for the same month.
For SE, VM, and OFW members, said contribution in the Regular SSS program should be based on the maximum Monthly Salary Credit (MSC).
Each member shall be allowed a maximum contribution of P500,000 per annum and a minimum of P1,000 per contribution
How Is The SSS P.E.S.O. Fund Allocated?
The contributions and earnings of a member shall be allocated to three (3) types of accounts:
Are Withdrawals From The SSS P.E.S.O. Fund Allowed?
Withdrawals of up to 35% of the total contribution of the member are allowed. However, withdrawals made before the fifth (5th) year of membership shall be charged with a corresponding penalty and management fee.
When Shall A Member's SSS P.E.S.O. Fund Account Mature?
A member shall receive the SSS P.E.S.O. Fund contributions and earnings upon successful filing of retirement or total disability in the Regular SSS Program.
Should the member die, all contributions and earnings shall be distributed equally to the listed beneficiaries.
Comparison Of Earnings (for illustration purposes only)
The table shows a comparison of earnings from contributions made by three (3) SSS P.E.S.O. Fund members with the following details:
Brian has invested more than twice as much as Ana, yet Ana's earnings are higher. She saved for just 10 years while Brian saved for 24 years.This is the power of compound interest: the investment earnings of Ana in her 10 early years of saving is working to her advantage. Brian can't equal the earnings of Ana, even if he saves for an additional 20 years.
The best scenario is that of Carlo, who begins saving early and doesn't stop until retirement. Note how the amount he has saved is higher than that of Ana's or Brian's. Slow and steady annual investment and most importantly, beginning at an early age, is the key to a more secured future.
Compound interest works well for those who start early. It pays to start saving now.
My Personal Opinion: Like Modified PAGIBIG II (MP2), SSS P.E.S.O. Fund is one of the good money builders for savings especially for retirement purposes.
Source: Corporate Communications Department (SSS)
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Hi, I'm Ralph Gregore Masalihit!
An RFP Graduate (Registered Financial Planner Institute - Philippines).
A Personal Finance Advocate. An I.T. by Profession. An Investor. Business Minded. An Introvert. A Photography Enthusiast. A Travel and Personal Finance Blogger (Lakbay Diwa and Kuripot Pinoy).
Currently, I'm working my way toward time and financial freedom.
September 2020


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How to Help Someone Detox at Home
Battling a drug or alcohol addiction can completely upend your life. As it begins to encroach on every aspect of your world, work, family, finances, and friendships are all impacted. As the negative consequences of the addiction begin to pile up, it may be an excellent time to seriously consider breaking free from its powerful grip.
One of the most significant barriers to getting help for an addiction is the prospect of going through the detox process. Anticipating the physical and mental suffering that accompanies withdrawal becomes a difficult obstacle to overcome. Regardless of the substance of abuse, detox and withdrawal are simply not fun. Any addict who has ever found themselves without their substance knows exactly what withdrawal symptoms look like, as these will set in within hours after the last dose or drink.
But dreading the detox process is not the only deterrent to beginning the process of addiction recovery. In addition to the discomfort of the withdrawals, many worry about the implications entering rehab may have for their professional lives. Fearing the stigma that is, unfortunately, still attached to the disease of addiction, some push rehab to the back burner because they worry that their job or reputation may be at stake.
One way of protecting privacy during the detox process is to obtain these supportive medical services in the comfort of one's home. Knowing how to help someone detox at home can jumpstart the recovery process while also ensuring that the services are fully discreet.
Understanding How to Help Someone Detox at Home
When a loved one is suffering from the consequences of addiction, it is understandable that you would want to help them get treatment. However, when approaching them you may meet up with resistance—maybe they aren't yet ready to begin the process of recovery or maybe they are worried about people finding out about their drug or alcohol problem.
Although you cannot force someone into treatment before they are ready, you can help those who are ready to understand the alternative to undergoing detox in a facility. By informing them that detox and withdrawal can be safely and successfully completed in the privacy of his or her own home, you can push through the privacy concerns and help them begin the recovery process.
What Does the Home Detox Process Entail?
An in-home detox program involves the same treatment protocols found at the highest ranked detox centers, but achieved within the comforts of home. A trained detox team, lead by a physician who is trained in addiction and recovery, will provide the necessary medical support to help mitigate withdrawal symptoms as they emerge. This includes prescription medications, depending on the substance of abuse, which can help alleviate the risk of seizures, to help treat insomnia, anxiety, and psychosis. Over the counter medications can help with fever, nausea and diarrhea, headache, and muscle or joint pain.
In addition to the medical support, the at-home detox team will also offer psychological support. This is immensely helpful as someone winds through the detox process. Many times the withdrawal symptoms can be so unpleasant that the individual is tempted to give up and return to the drugs or alcohol. The detox professionals will help the individual move through this challenge and safely transition to the treatment phase of recovery.
Is At-Home Detox Safe?
In almost every case, at-home detox is never recommended without medical supervision. A private detox nurse will be able to monitor vital signs and quickly provide emergency medical interventions if needed. Some drugs of abuse carry particularly dangerous withdrawal symptoms, including alcohol and benzodiazepines (i.e., Xanax, Ativan, Valium). Attempting to detox at home from these substances without medical supervision can actually prove fatal.
Professional detox nursing services make detoxing at home a very safe proposition. There is a high standard of care involved and specialized training that allows for timely medical treatment. The detox nurse will supervise all phases of the detox, communicating with the attending physician as the detox proceeds.
Treatment Options Following Home Detox
The biggest mistake someone can make after detox is completed is to assume they are good to go. Once the substance has cleared their system, they may naively believe they can now control their urges and not use the substance. This thinking will result in a swift relapse. Why?, because the brain is still addicted.
Once the body is rid of the toxins and chemicals associated with the substance, the individual is now beginning to stabilize physically. But the only way to effectively overcome addiction from any substance is to undergo a rehabilitation process. Rehab programs offer the therapy that will methodically teach the individual how to change the addictive behaviors that have become powerful habits.
If the loved one is concerned about their reputation or job suffering due to the need for rehab, they should consider following the in-home detox with an outpatient rehab. The outpatient rehab provides flexible treatment hours, including evening therapy sessions, allowing the person to continue to work. If an added layer of support is needed while they are in rehab, sober living housing provides a drug and alcohol-free living space. In addition, attending A.A. or N.A. programs ensures anonymity as well. Recovery is possible, and privacy concerns will be honored.
Kinkaid Private Nursing Care Coordinates In-Home Detox Services
Kinkaid Private Nursing Care coordinates concierge in-home nursing services, including private detox services. The trained detox nurses are prepared to intervene with medical and psychological support as the detox processes progresses. Knowing how to help someone detox at home safely. An assigned private detox nurse will provide treatment as withdrawal symptoms emerge, peak, and subside, greatly diminishing the discomfort. The individual will safely complete the detox process in the privacy of his or her own home, reducing stress and ensuring this first step in recovery is completely discreet. For more information about how to help someone detox at home, please contact Kinkaid Private Nursing Care today at (877) 388-6373.


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In recent years, Russia has in practice served as the gatekeeper of international pressures on Iran and Syria. These nations, along with Hizbollah and Hamas, constitute the Middle East's anti-Western (and of course anti-Israel) "axis of evil," dedicated to a global struggle to promote its members' radical agenda. However, it is necessary to distinguish between two current issues: international pressure on Syria in the wake of its brutal suppression of the popular uprising, and developments stemming from the publication of the International Atomic Energy Agency's report on Iran's nuclear program.READ MORE
Monday, November 28, 2011
Russian Backing for Iran and Syria: For What and for How Long
The Institute for National Security Studies (INSS) (11/27/11):
Posted by lgstarr at 1:01 AM
Labels: International Atomic Energy Agency, Iran, Russia, Syria
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116B Dunwood Drive
Crozet, VA 22932 / Glenbrook At Foothill Crossing
MLS ID# 597679 Active
Proposed Detached
Map Layers
Details for 116B Dunwood Drive, Crozet VA 22932
A fantastic new home blending a wonderful open concept main floor, elegant design finishes and one of the most affordable price points for new construction in all of Crozet, the Manning has it all! Virtual Appointments Now Available! Contact the showing contact on this listing to book a virtual appointment through Skype or Facetime. The health and well-being of our team, our partners and, of course, you are paramount. That's why we're actively monitoring the situation with Coronavirus (COVID-19) and are taking necessary steps at our sales centers and construction sites to help keep everyone safe.
Features and Details
- Category Residential
- Type Proposed Detached
- Area/Neighborhood Glenbrook At Foothill Crossing
- County Albemarle
- Acreage 0.14
- Year Built 2020
- Beds Total 3
- Baths Total 2
- Baths Full 2
- Baths Half 1
- Levels 2 Story
- Garage Capacity 1
- Living Area 2049 sqft
- Room Name Size
- Foyer
- Family Room 17'1x15'
- Kitchen
- Breakfast Room 16'3x10'8
- Half Bath
- Mud Room
- Master Bedroom 16'1x15'1
- Master Bath
- Air Conditioning
- Central AC, Heat Pump, Duct leakage test results, Ducts prof. air-sealed, Fresh Air Recovery Sys
- Basement
- Slab
- Cable/Internet
- Cable, DSL
- Design
- Farm House
- Exterior
- Aluminum, Board & Batten, Fiber Cement, Hardie Plank, Synthetic, Awnings/Overhangs, ES qual Windows, Gutters/Downspouts Discon
- Garage
- Attached, Auto Door, Electricity, Faces Front
- Heating
- Central Heat, Forced Air, Propane, Air Source Heat Pump, Duct leakage test results, Ducts prof. air-sealed, Fresh Air Recovery Sys
- Kitchen
- Breakfast Nook, Convection Oven, Dishwasher, Disposal, Eat-in, Gas Cooktop, Gas Range, Microwave, Pantry, Recessed Light, Refrigerator, Granite, Maple Cabinets, Painted Cabinets, White Cabinets
- Laundry
- Dryer Hookup, Washer Hookup
- Lot Description
- Clear Cut, Sidewalks
- Structure
- Porch - Front, Walk-in Closet, Carpet, Ceramic Tile, Hardwood, Vinyl, Carbon Monoxide Detector, Smoke Detector(s), 8' Ceilings, 9' Ceilings, Insulated Windows, Low-E Windows, Screens, Tilt Sash Windows, Vinyl Clad Windows
- Green Features
- ES Qualified Dishwasher, Advanced Framing, Blown Insulation, Ins Attic/Crawl Hatch(es), Low VOC paints/finishes, Pest-Resistant Materials, Carbon Monoxide alarm(s), Carbon Monoxide Detector, Programmable Thermostat
- View
- Blue Ridge View, Mountain View, Residential View
- Animal
- Domestic Pets
- Rooms
- Bedroom, Breakfast Room, Family Room, Foyer, Full Bath, Half Bath, Kitchen, Laundry, Master Bathroom, Master Bedroom, Mud Room, Study/Library, Utility Room
- Garage Y/N
- Garage: Yes
- Master Bed on 1st Floor
- 1st Floor Master Bed: No
Local Information (click to view details)
Neighborhood noise levels
Map of this property's surrounding noise levels


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Search the Community
Showing results for tags 'space adventures'.
Found 2 results
Ok, I have a Basement open over in Crickets ... I mean, Mixed.... So I'm inviting all to check that out (dollar books abound!) but I'll put the gold here. Relists and a couple new items in both places. First wins, tie or indeterminate goes to the thread. Payment: Money order or check. I do not have paypal. Shipping to U.S. or Canada is actual; U.S. usually priority, or first class for a single book. Don't be listy Including the little one in my head. Returns: Notify within three days of receipt; get it back in the same shape on your dime.
WTB HG Space Adventures
miraclemet posted a topic in Comics Market - Want To Buy!Looking to buy high grade (preferring CGCed) or preferably pedigree copies of Charlton's Space Adventures (v 1) (already have: 13, 17, 25,27, 28, 31, 47) Post or PM if you are interested in selling. Im buying TODAY!


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2019 Ford Focus St Likes
- Surround-view cameras are a must-have feature
- Excellent safety ratings and systems
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- Standard all-wheel drive
- Unmatched retro swagger
Rate and Review your car for us!Tell us your own ratings for a vehicle you own. Rate your car on Performance, Safety, Features and more.
2019 Ford Focus St EXPERT RATING BREAKDOWN
6.8 on a scale of 1 to 10
Styling 8.0
Performance 6.0
Comfort & Quality 5.0
Safety 6.0
Features 7.0
Fuel Economy 6.0


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The special oil regenerates dry scalps and rapidly soothes their unpleasant consequences such as tightness and irritations. Hair growth is actively encouraged.
- Borage oil: supplies the skin with essential fatty acids
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- Panthenyl triacetate: a special form of panthenol, moistening
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Before washing, distribute Génésicap Plus 2-3 times a week along the parting of the scalp with the help of a moistened cotton bud or your fingertips and lightly massage in. Minimum activation time: 15 minutes. Then rinse any residue as you shampoo your hair. Ideally, leave Génésicap Plus on overnight.
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Course Code:
Course title:
Diploma of Early Childhood Education and Care
February each year.
18 months equivalent to full time.
Study mode:
Combination of face-to-face classes with practical placements and online assessments.
Book in for an information session Contact ACU College Download brochure (PDF File, 1.1 MB)
This course provides the skills and knowledge for early childhood educators who are responsible for the design and implementation of early childhood education and care programs. The course comprises 16 units from the CHC30113 Certificate III Early Childhood Education and Care, plus 12 additional units.
Key features of the course
- range of interesting topics including:
- child development and learning
- planning educational programs to suit individual needs
- leading a team in an early childhood environment.
- supportive and well qualified teachers with extensive experience in the early childhood field
- practical placement in an early childhood centre providing hands-on experience working with children
- use of modern equipment and resources at ACU
- access to student activities in a university environment
- access to academic skills support and career advice.
Who should study this course?
- those who are passionate about working with children and are looking for career advancement in early childhood
- those who are looking for a pathway to the Bachelor of Early Childhood Education at ACU.
Entry requirements
Year 12 or equivalent.
You also need to have the Language, Literacy and Numeracy (LLN) skills at the appropriate level for this course. You will be required to complete an LLN assessment prior to enrolment to ascertain the level of support required to complete the course.
Placement requirements
Students will be required to complete up to 440 hours of placements in a recognised early childhood education and care setting. This real workplace experience provides the practical skills and the opportunity to apply knowledge acquired in theory classes. ACU College will assist students to find suitable placements. A Current Police Check and Working with Children Check are required.
Career pathways
Possible career paths include:
- crèche childhood worker
- early childhood educator
- early childhood education team leader
- family day care worker
- early childhood education and care coordinator.
- supervisor of an occasional care facility
- out of school hours care coordinator and educator
- director of early childhood centre
RPL and Credit Transfer
ACU College recognises your acquired relevant competencies and capabilities. If you wish to apply for Recognition of Prior Learning (RPL) and/or Credit Transfer (CT), please refer to the RPL/CT policy on our website for further information. You must provide validated evidence with your application and students applying for RPL must also submit a documentary portfolio and participate in an assessment only process.
Refer to our Policies and Procedures page
Units of study
CHCECE002 Ensure the health and safety of children
CHCECE003 Provide care for children
CHCECE005 Provide care for babies and toddlers
CHCECE004 Promote and provide healthy food and drinks
CHCPRT001 Identify and respond to children and young people at risk
CHCDIV001 Work with diverse people
CHCDIV002 Promote Aboriginal and/or Torres Strait Islander cultural safety
CHCECE001 Develop cultural competence
CHCECE009 Use an approved learning framework to guide practice
CHCLEG001 Work legally and ethically
HLTAID004 Provide an emergency first aid response in an education and care setting
CHCECE010 Support the holistic development of children in early childhood
CHCECE011 Provide experiences to support children's play and learning
CHCECE013 Use information about children to inform practice
CHCECE007 Develop positive and respectful relationships with children
CHCECE020 Establish and implement plans for developing cooperative behaviour
CHCECE017 Foster the holistic development and wellbeing of the child in early childhood
CHCECE021 Implement strategies for the inclusion of all children
CHCECE023 Analyse information to inform learning
CHCECE018 Nurture creativity in children
CHCECE022 Promote children's agency
CHCECE016 Establish and maintain a safe and healthy environment for children
CHCECE025 Embed sustainable practices in service operations
HLTWHS003 Maintain work health and safety
CHCECE019 Facilitate compliance in an education and care service
CHCPRP003 Reflect on and improve own professional practice
CHCECE024 Design and implement the curriculum to foster children's learning and development
CHCECE026 Work in partnership with families to provide appropriate education and care for children
You will be offered a Commonwealth Supported Place (CSP) in the Bachelor of Early Childhood Education (Birth to Five Years) at ACU with 80 credit points if you successfully complete this qualification.
Tuition fees and funding
In Victoria and Queensland, the training is delivered with State and Commonwealth funding to eligible applicants. The payment method is a co-contribution model.
- In Victoria, please refer to the Victorian Skills Gateway for eligibility for subsidized training
- In Queensland, please refer to the Higher Level Skills Student fact sheet for further information
In Queensland (Brisbane) the training is delivered fee for service. Please refer to our fees page for details.
CHC50113 Diploma of Early Childhood Education & Care Fees and Charges
Enrolment Category (Funding status)
Training Hours
Total Cost
to You
Full Fee for Service Tuition Fee
Skills First Standard Tuition Fee
$2,772.00* to eligible applicants
Skills First Concession Tuition Fee
* The student fees as published are subject to change given individual circumstances at enrolment.
Government contribution
* This training is delivered with Victorian and Commonwealth Government funding. The Government contribution to the delivery cost of this course is only applicable to individuals that are eligible under the Skills First program. Please note these funds are paid directly to the training
Maximum Training Hours Payable
Hourly Tuition Fee Rate
Total subsidised amount.
Amenities Fee $450.00
CHC50113 Diploma of Early Childhood Education & Care Fees and Charges
Enrolment Category (Funding status)
Indicative Training
Total Cost
to You
Full Fee for Service Tuition Fee
Higher Skills Standard Tuition Fee
$2,989.00* to eligible applicants
Higher Skills Concession Tuition Fee
$1,643.00* to eligible applicants
* The student fees as published are subject to change given individual circumstances at enrolment.
Government contribution
* This training is delivered with Queensland and Commonwealth Government funding. The Government contribution to the delivery cost of this course is only applicable to individuals that are eligible under the Higher Skills program. Please note these funds are
paid directly to the training provider.
Maximum Training Hours Payable
Hourly Tuition Fee Rate
Total subsidised amount.
- Offered in Melbourne and Brisbane campuses of ACU College
- Skills First subsidy available in Victoria only
- Higher Skills funding available in Queensland only
- Student Services and Amenities fee is applicable to all applicants
- Scheduled nominal hours is 1968
- Textbooks and resources are not included in the fee and not a compulsory purchase.
- A "Student Guide to Fees" is distributed at all Information Sessions
- Each applicant must undertake a Pre-Training Review that includes an LLN assessment prior to enrolment.
Applications direct to ACU College
Application for this course is made directly to ACU College and not through VTAC/QTAC. For more information, please contact the office at ACU College firstname.lastname@example.com and email@example.com
Please note: you will be required to complete a pre-training review before the course commencement.
The quality of ACU students is of a high standard. We believe this is due to the fact that ACU prepares their students effectively for placement. The way in which the course is delivered ensures that students have a clear and realistic understanding of their responsibilities and requirements while on placement." Shannan Mudie, Senior Advisor of Pedagogy and Practice, Early Childhood Management Services


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October 14, 2018 - Comment
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Our Floating Support Service provides a holistic package of support to vulnerable people to enable them to maintain their tenancy and independence. The service offers flexible, short-term housing support to people for a maximum of two years.
A Floating Support Worker will provide support tailored to individuals' needs. This could include helping them to:
Working in partnership with other support agencies, Floating Support Workers will make regular visits to service users with the intention of providing a range of support tailored to individual needs.
Applications to the service are assessed for suitability by our supported housing staff. All applicants are assessed according to the "Eligibility Criteria".
They must also be willing to:
To download a form please visit: our Supported Housing page
Referrals for the Floating Support Service will be accepted by means of a self referral or a referral from:
We aim to treat everyone fairly and equally. We also aim to recognise the diverse and individual natures of our tenants and service users.
We seek to make sure your rights are not affected or ignored because of your:
The Supported Housing Team offer the Floating Support Service in St Albans, Welwyn Garden City, North Herts, Watford and Three Rivers.
Those wishing to apply for the service or who would like to refer someone else to the service, should contact:
The Supported Housing team
Catalyst Housing Ltd
6 Houghton Hall Business Park
Porz Avenue
Houghton Regis,
Bedfordshire LU5 5UZ
Telephone: 01582 869320
Important - for customers.
Aldwyck Housing Group has become Catalyst. To make sure you receive the right information for your property, please enter your postcode and door number:


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Ore10 is an Italian Company specialised in the production and distribution of ladies' bags and fashion accessories.
The sensitivity with which Ore10 follows the trends, and above all the needs of women, has allowed it to establish itself as a Brand of quality and style. The creativity of Ore10 is represented by a variety of colours and materials that distinguish this Brand, with models that are suited to every occasion yet unique at the same time.
All products by Oredieci are a unique combination of high quality materials, elegance, style, and comfort, with an innovative style that accompanies the wearer throughout the day.


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Buying Guide: Best Microwaves For The Money
Remember the days when we considered the oven our best kitchen friend? Those were the years before the introduction of the microwave oven into our homes in the mid 1970's. Since then, this must have kitchen appliance has reinvented itself many times over. With so many options on the market, how does one chose the right microwave for their home and family?
Our Microwave Ratings At-A-Glance
Top 10 Best Microwave Ovens Ratedour rating is based on value and quality
Why You Need a Microwave
Experts state that as many as 90 percent of American homes own a microwave. There are many reasons why most homes consider a microwave a necessity.
- Microwaves cut down cooking time, providing for quicker meals and on the go nutritious food. Why spend precious time cooking when time can be spent on hobbies or with family and friends.?
- Vast array of microwavable food. Simply walk through the frozen food department and the microwave selections astound. In addition, many other food items can be micro waved or now come with directions for the microwave.
- More energy efficient than a traditional stove. Although the overall saving doesn't amount to much in the long run, every cut back in electricity adds up.
- Produces less heat, creating a cooler home and possible saving on cooling costs.
- Reduces carbon footprint. Using only electricity, rather than other energy forms used by traditional ovens, microwaves eliminate pollution used in traditional cooking methods.
Types of Microwaves
- Over-the-range. These models are generally installed over the stove where others are built into the cabinetry or wall.
- Other build in microwave types. Although less common, some are placed under the countertop in microwave drawers.
- Countertop models. These generally come in three sizes – compact, mid-size or full-size. Compact microwaves are great for small spaces with a .9 or less cubic feet capacity. Mid-size units range from 1.0 to 1.4 cubic feet. Full-size models have a capacity of 1.5 cubit feet and up. These are best for large families or those who cook a lot.
- Conventional versus Convection microwaves. Decide if you want a standard microwave that cooks by microwaves alone or one that uses microwave technology with radiant heat and circulating hot air. The later are often better at cooking meats and browning foods.
Common Features
- Basic programs or multiple pre programmed menu cooking list. Some units come with basic time cooking features while others have multiple pre set cooking options.
- Turntables. Almost all microwaves come with turn tables to ensure food cooks more evenly. Decide if yours should have a removable one, which most do or if it should slide in and out, as with the more expensive models.
- Variable Power Controls. This options allows a user to change the setting power and level. Food can be programmed to simmer at slower rates or defrost for a longer period of time. Some foods cook better with longer cooking times.
- Automatic Sensors. This feature often costs more. With automatic sensors, it is not necessary to set a time. The microwave senses when food is fully cooked by measuring the amount of steam in the oven. More units are being built with this feature.
What to Consider Before Buying
- How large a unit is needed? Is the microwave for a dorm room or a large family? Also consider the space the microwave takes up.
- Consider wattage, which typically runs from 600 to 1200 watts. The more wattage, the faster and more evenly food cooks. However, most smaller units are only sold in smaller wattage sizes.
- Expected cost. Microwaves typically cost between 100 to 600 dollars. Above range and built in ovens often cost more. Cheaper models generally are smaller with less features.
- Best model for your family or home. This entails looking at many of the above mentioned features and options. Do you cook often for a big family? A larger model with greater wattage may be needed. Is easy access important for busy mornings? A counter top model may be best.
With these buying tips, the next trip for a microwave should be a breeze. Print a copy of this handy buying guide to take with you when shopping to make your purchase that much easier.
image: Pixabay CC0 Public Domain