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Ask any wealthy person about his greatest fears when it comes to his wealth. Surprisingly, among his answers, a squandered inheritance will be one. Parents fear that their hard earned cash would be wasted away by their irresponsible children. What causes this fear? Is it wrong upbringing? Culture problems? Or just the lack of discipline?
The old adage testifies to the truth of wasted inheritance. "Wealth does not pass through three generations," this adage means that as more and more wealth is accumulated, heirs become more and more spoiled. Children who have everything don't really care about saving or being wise with money. Take a look at the Vanderbilt Clan, look at how the heirs irresponsibly wasted away their vast fortune.
Estate Planning Strategies To Keep Heirs From Wasting Their Inheritance
More and more persons see the importance of leaving a financial legacy. And all the more the need to protect the inheritance they leave behind to their kids. The solution? Estate planning. Careful and well-calculated estate planning that would prevent inheritance from being wasted away. How? By first learning what causes it. And lastly ways to avoid it. How? Read on to find out.
The Biggest Mistakes Wealth Founders Make
- Giving the Money Outright
When parents give the inheritance outright to their kids. They basically gave the house keys to burglars. Children raised in luxury don't have a sense of self-control or discipline. Unless one raised a child to be careful and good with money, giving an inheritance outright is the dumbest idea. It exposes the fortune built to these three wealth draining acts:
- Excessive Spending
- Laziness
- Addiction
- Leaving Inheritance Without Supervision
Another cause of an inheritance squandered is leaving it without supervision. Heirs who are not disciplined will waste their inheritance away because no one is scolding them. A deceased person can't possibly come out of the grave and scream at his child to stop, right? And most cases of squandered wealth are due to these heirs making stupid financial decisions.
Cause of Wealth Depletion
- Excessive Spending
Heirs who don't know how to accumulate wealth will, of course, make stupid financial decisions. They use all the resources until they run out of cash. They buy expensive clothes, cars, houses. And party day and night because they believe they are so wealthy that they will never run out monies.
They invest their inheritance on objects that depreciate with time, like playthings that are worth nothing. And when their cash runs out, they pawn whatever possessions that have left. In the long run, they end up bankrupt and destitute.
- Laziness
Heirs who don't know how to work, will of course not work! They'll depend on their inheritance and do number one, spend. They make irrational business decisions without thinking of the consequences. These actions only deplete their inheritance and not help it grow.
- Drug Addiction & Alcohol Abuse
Beneficiaries with problems in drug addiction and alcohol abuse will spend all their inheritance on maintaining their addiction. Their minds are not sane, and they will use whatever resources they have to fuel their need. And before long they would have used up thousands and even millions of dollars just for their unquenchable desire.
The Solution To Squandered Wealth
Trusts are the greatest defence a parent can set up to prevent their kids from wasting their hard earned money. Trusts are like impenetrable stone castles that block one's heirs from laying siege on the wealth built. Here are the reasons why trusts are the perfect solution:
Trusts DO NOT Give Inheritance OUTRIGHT
That's right. Heirs can't lay hold on the cash left behind by their parents outright. Trusts give out the inheritance in allowances, according to the settlor's instructions. And if the trust is discretionary, then the trustees can decide to increase the allowance set depending on the standard of living.
Trusts Come with Conditions
Trusts can be set out with conditions. These conditions mean that heirs will not get their inheritances without meeting these conditions. A good example would be:
"My child Rose will get $ 25,000 when she finishes her college education."
This condition means that if the beneficiary Rose fails to attain a college education, then she will not get the $25,000.
Another excellent example of a condition would be an heir not getting money unless he or she has a stable job. Unless he graduates from a prestigious school. Or unless he gets married. Unless he is sober, meaning no addiction issues or alcohol problems.
The conditions set out by the trust will prevent heirs from turning their parent's legacy into an inheritance spent recklessly. It will protect the inheritance against problematic traits that beneficiaries might have. At the same time, it promotes financial legacy and gives inheritance only to those who are deserving.
Trusts are Monitored
Trustees manage and administer the Trust, so that means that the inheritance left behind is monitored. The best type of trust to maximise this a discretionary trust. This type of trust gives the trustees power to determine if the beneficiary is deserving to get the inheritance or not. Like for example in the case of beneficiaries who are drug addicts, the trustees can have the heir checked if he is indeed sober before they release any inheritance to him.
Trustees also make sure that heirs are not squandering their parents' monies. So, a wealth founder can be sure that his hard-earned fortune is well monitored. And that it does not become a misused inheritance.
Trusts Accumulate Wealth
Through the careful planning of the settlor, before he or she dies, he can be confident that his wealth earns cash. There are many vehicles that can help monies stored in a trust gain dividends and interest over time. This accumulation of wealth is made possible through legacy financial planning and a well drawn up estate plan. Great estate planning will ensure that a wasted inheritance never happens. It also secures a proper wealth distribution among the heirs.
Final Thoughts
Inheritance being recklessly spent by heirs will never become a problem if careful estate planning has been done. Through the elaborate use of different trust types, anyone will be able to protect the inheritance he or she has left behind. Great families of today are not made by chance or good luck. Their fortunes are earned through hard work, discipline and incredible estate planning. So, if one wants to prevent the inheritance they leave behind from being misused, then beginning the feat of creating an estate plan is the best prevention.
Estate planning is a broad topic, but the good thing is that there are books that can help newbies understand what it is all about. Books like "The Rockwills Guide to Succession and Trusts in Wealth Management" will be of great help to anyone who wants to learn estate planning. Click on the link below to get a copy! http://www.rockwills.com.sg/book_purchase.aspx


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subset: commoncrawl


text: I found a lovely townhome that I wish to purchase and they offer many incentives to use their mortgage company. The mortgage is low and would be below FHA guidelines. Has anyone done this or is it very difficult to get a loan this way? They claim to offer great rates, but what kind of credit do this people usually want...I know I should just ask them, but I am wondering ahead of time. roni


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Mattie Penner
On Saturday, June 13, 2020, the Panhandle Area will hold a New Coaches Training for anyone interested in becoming a certified Special Olympics coach.
This training will be a classroom session that introduces new coaches to Special Olympics Texas policies and reviews all the requirements for being a coach with Special Olympics Texas.
To register, contact Mattie Penner via email at firstname.lastname@example.com or phone at 806.507.0578 by 5:00 p.m. on Wednesday, June 10, 2020.
Before attending training, coaches must complete a Class A Volunteer Application, as well as two online trainings-- General Orientation and Protective Behaviors. Check our volunteer resources page for more information and relevant links. Veteran coaches, please ensure your Class A status is in good standing and that your Criminal Background Check is current.


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How To Adjust When Running In Colder Weather Temperatures
For those who are active runners, you need to get your fix which is the daily run, this regardless of the rain, heat, snow, or cold, you go out there and brave the elements. Nothing else is comparable to running as it's the pure oxygen which flows through your lungs, which can't be replaced by a stuffy gym.
So regardless of what the weather's like, you're determined to get that run in, even if the temperature dips below the freezing level while the roads become slick. You don't bother thinking twice about not heading out for that run.
What the colder weather and the frozen icy terrain poses are additional risks by you accidentally slipping on a patch of black ice, or the added burden that your lungs and muscles have to go through.
Precautions For Cold Weather Running
The majority of runners don't realize the actual real threat which sub-zero temperatures poses. In some cases, going for that run will do more harm than good, as one could easily turn an ankle which could put you out of action for months.
So cold weather running does come with a few precautions, inconveniences which are mainly focused on adapting to the elements such as navigating a slippy surface, wearing warmer clothing, and adjusting your muscles and running pattern.
On the body itself, you'll initially get a general burning sensation in the throat passage and the lungs as you breath in, this when doing any type of vigorous outdoor exercise where the cold air creates a contrast.
The reason being that the body needs to intake and then adjust to the change in the degrees of temperature. This along with the warm breath exhaling from your mouth which hits your face during a run, increasing the risk of getting frostbite.
Preparing Yourself For A Winter Run
It's thought that not all runners will take the proper extended time to prepare themselves for a winter run. There are a few facts along with some myths which needs to be established when it comes to cold weather running.
Does Cold Weather Running Increase Asthma Symptoms
Regardless if you currently suffer from asthma or not, it's true that running in colder temperatures can aggravate forms of asthma like symptoms, this as noted by prominent exercise physiology experts.
These symptoms are a result of the breathing airways which dries up, that's caused by the direct higher ventilation rate when running as you draw in more colder oxygen.
The airway surface liquid also slows down or is lost during the normal warming process, and when this much needed liquid isn't replaced because of a higher respiration rate, there's then a release of inflammatory mediators which can cause bronchospasm to occur in the lungs.
So it's thought that if you do happen to already suffer from symptoms of asthma, then what running outdoors in the cold will do is potentially intensify the condition.
Cold Weather Running Results In "Frozen Lung"
The term "frozen lung" when it comes to runners strikes a bit of fear for those living in colder climates, for those who dare to go out for sub-zero runs. But you can put these fears to rest, as this particular condition that's known as frozen lung doesn't exist.
Once the cooler air begins to enter the body and lungs during colder temperatures, what the breathing passageways are forced to do is work a lot harder to heat up that incoming air, and as a result, may cause certain asthmatic conditions as noted. But know that the lungs won't actually freeze, as that's a complete myth.
Does Cold Weather Running Risk The Straining Of Muscles
What the cold weather does is it results in freezing the outdoor elements producing ice and snow, and what these conditions can and will do is change the interior running mechanics of your run, as you'll begin using different muscles in the legs and hips.
As a result, there's going to be an increased potential for muscle soreness from the different and altered mechanics. There's also the increased chance of slips on the surface, or falls due to the slick ice, which forces the muscles to naturally tense up more.
There are some runners who don't even realize that they're actually altering their running mechanics while using different muscles, until they wake up the next morning extremely sore.
So if you're planning on going out for that cherished run in colder weather after that first snowfall, make sure that you warm up adequately, this in the attempts of keeping all the muscles as loose and flexible as possible, and always make sure that you re-stretch after a run.
Running In Cold Weather Decreases Your Performance
It's unavoidable that running in cold weather will naturally slow down your performance levels to a certain extent. It'll make the muscles less pliable, which can reduce the efficiency and speed of the running.
You can help to offset this somewhat by doing a more thorough warm-up process indoors, while wearing additional layers of breathable clothing before heading out for the run. But don't expect to reach any personal best runs when in colder temperatures, while you'll also sweat less.
It's also important that you perform your cooling down process after the run indoors if possible. What the body will do is cool down extremely quickly if you remain outdoors after the run, and this sudden change in body temperature will cause excessive stress on the body, possibly producing chills.


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In this post, I'm going to show you guys how to take any image and crop them to whatever size you want while still keeping the same ratio by using Object-Fit and Object-Position. Let us say we have an image but we wanted to crop it to a specific size by default we can change the image using width and height. Now when we do this we do change the size of the image but it loses its aspect ratio.

width: 200px;
height: 200px;
It doesn't look so good and that's because an image aspect ratio is important to keep it from losing quality. I'm going to show you guys with this image of Goku how we can crop his face from this image.
Cropping with background-image in CSS
So let's say you want to crop an image with CSS the old trick was to just use an element then make the image the background and then manipulate the background with height, width, and background-position.
Let create a div with the class of Goku so we can target that element with CSS

Now let's make this div a perfect square and then align the background-position to Goku's face. Also, take note because we don't use background-size the image stays with its original size and ratio.
width: 200px;
height: 200px;
background-position: -180px -160px;
background-image: url('https://vignette.wikia.nocookie.net/dragonballfighterz/images/e/ea/Goku_Artwork.png/revision/latest?cb=20180902173423');
Cropping with object-fit and object-position
Now we can achieve the same thing that we did by using a background image to crop the face of Goku but this time we will do it with object-fit and object-position.
We create an image tag then add the location of the image in the src.

Now here is where we do our magic and we set object-fit to none so the image won't resize when we give it width or height. Then we use the same position like it was a background image.
width: 200px;
height: 200px;
object-fit: none;
object-position: -180px -160px;
Object-fit and object-position are two new CSS properties all of you guys should know about because it can help you manipulate your images much easier than with instead of using the background as an image. If you wish to check what browsers object-fit and object-position are compatible with check this site


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Neurodiversity in the workplace: hidden disabilities
Mark Radford looks at recent cases on hidden disabilities and outlines some steps employers can take when dealing with neuro-diverse employees.
What does Neurodiversity mean?
Neurodiversity is a term covering a number of conditions (such as Autism, Attention Deficit Disorder and Dyslexia) that all affect the cognitive function of the brain.
Neuro-divergence is on a spectrum, and so neuro-diverse individuals can display a range of behaviours. Likewise, the severity of associated behavioural characteristics can vary significantly between individuals.
The matter is further complicated by the fact that an individual may be unaware that they have a neuro-diverse condition or individuals who are aware do not wish to disclose or discuss it. Finally, not all neuro-diverse conditions will amount to a disability.
When will an employee be disabled within the meaning of the Equality Act 2010?
An employee will be disabled if it is demonstrated that they have a physical or mental impairment that has a substantial and long-term adverse effect upon their ability to do normal day to day activities.
Employer's responsibilities
An employer will only have a responsibility towards a disabled employee under the Equality Act 2010, where it knows about a disability or should reasonably have known about the disability. Such knowledge gives rise to a number of duties.
Employers will be obliged to make reasonable adjustments for disabled employees and not treat them unfavourably because of their disability.
Meier v BT (2019)
The following two cases identify the risk to employers in failing to take the disability into account when reaching decisions in relation to a neuro-diverse employee.
In the case of Meier v BT (2019), the Northern Ireland Court of Appeal considered whether BT had failed to make reasonable adjustments in relation to a job applicant with Asperger's syndrome, Dyslexia and Dyspraxia.
BT required the applicant to complete a test as part of its selection programme and they received a low score and were not appointed. They argued that the test wasn't appropriate for people on the autistic spectrum and that reasonable adjustments should have been made.
BT stated that the test formed part of the minimum requirements for the role and that it was the applicant's responsibility to inform them as to what adjustments were required.
The Court of Appeal found in favour of the applicant, Meier. They found that BT was aware of the disability and that his disability meant that he was placed at a substantial disadvantage by the test.
Crucially, they also decided that it was BT's responsibility to identify what reasonable adjustments were required.
City of York Council v Grosset (2018)
A second Court of Appeal case – City of York Council v Grosset (2018) considered a decision to dismiss a senior teacher who had shown pupils an inappropriate film.
The School was aware of the disability and was aware of the deterioration in the employee's physical and mental health which was occurring because of changes to his working environment following a change in management.
It was accepted that the employer was not aware of the likely consequences of these issues in terms of his mental health and his behaviour. Whilst upholding the legality of the decision to dismiss, the Court of Appeal found that the employer's treatment of the employee amounted to discrimination by reason of the employee's disability and that the decision to dismiss was a disproportionate response and which amounted to unlawful discrimination.
Critically, the Court of Appeal found that an employer could still be guilty of disability related discrimination even if it could not reasonably have been aware that a particular behaviour would arise from the employee's disability.
Steps employers can take when dealing with neuro-diverse employees
Where a neurodiversity issue is disclosed or becomes apparent, an employer should attempt to understand what this means for the employer/employee relationship.
The employer should consider discussing with the employee what the key issues or pressure points are and what steps the employer can take to mitigate the impact of these on the employee.
In cases which are more complex or where the employer suspects the employee may have a disability within the meaning of the Equality Act 2010, the Employer should consider a referral to Occupational Health or taking other specialist advice on what reasonable adjustments can be made and what can be done to make the employment relationship work.
Specialist advice is often available from charities dealing with the type of disability in question. In some cases, a risk assessment may also be appropriate.
One of the issues in the Grosset case was when the new manager took over, the employer failed to brief him on the employee's illness and the steps already agreed and taken to mitigate its impact.
The employer should remember to communicate with its managers where necessary and consider making a dedicated channel of communication available and keep that open for the employee.


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Young girls varsity volleyball team starts strong
September 26, 2018
With only one senior player on this year's volleyball team, the girls depend on team leadership in working toward a sectional win later in the season.
Senior captain Alex Vanwestrienen and junior co-captain Kayla Closset have led the team thus far to a record of 12-6 as of Sept. 19.
The program graduated 10 seniors last year.
"We have a super young team so we have a good foundation and just need to keep working hard," Vanwestrienen said.
Closset agrees.
"Our season is off to a pretty good start, but we still have a lot of work to do in order to accomplish our goals," Closset said.
The girls opened the season with a win over Downers Grove North on Aug. 28.
"One highlight we've already had this season is when we beat a team that was highly ranked above us," Vanwestrienen said. "We beat [DGN] at home, and it was such an amazing feeling."
Continuing through the season, the girls team made a stand out performance by placing second in their recent tournament on Sept. 7 at the Effingham Crossroads Classic.
"Even though we're [a] young [team], we're going to surprise a lot of people," said Tom Holmberg, assistant girls volleyball coach.. "We did at [Effingham] and right now, we want to play as well as we can. Ideally, we want to peak at late October and early November."
Vanwestrienen has been a three year varsity starter for the team. Holmberg explains the importance of this, especially for this season.
"Her experience in playing in very difficult situations and her knowledge in the workings of her program have made her a very good asset for our team," Holmberg said.
The girls' next home match is against Neuqua Valley on Sept. 25.


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We will be happy to accommodate any special menu requests which you may desire. We have done PU, leather, and printed menu covers. Restaurant logo and details can be embossed, foiled or printed on any preferred cover medium requested.
It is preferred that all artwork is sent to us print ready. In the case that adjustments need to be made to artwork, we charge R350 per hour editing artwork that is incomplete and not ready for print.
Email Us :
Call Us:
+27 (0) 83 274 8404
Visit Us:
5 Lower Rochester Road
Cape Town
Contact us today, and let us help you find a solution.


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Community Amenities
- Online Payments Available
Free e-check option
Accepts credit card payments
Accepts cash payments via MoneyGram
- Laundry
- Online work orders
- Proud Affiliate of the NAA
- Proud Supporter of Move for Hunger
- Professionally Managed by Dolben
- Online Payments
- Outdoor seating area
- Close to MBTA Commuter Rail
- Shopping, dining, entertainment nearby
- Bike Storage Room
Apartment Amenities
Certain floor plans may have different amenities depending on when they were updated, what building they're in, etc. To tour our floor plans and see what amenities may be available, please call us at (888) 468-4995.
- On-site laundry facilities
- High ceilings
- Hardwood Flooring
- Ornamental Finishes
Garage parking and street parking are available. Please call for details.
Our community is just steps from nearby shopping, entertainment, and the MBTA Commuter Rail Station. 50 Broadway Apartments offers the location and lifestyle you deserve. Schedule your tour today!


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- Fine Art Prints-framed/matted
- >
- Alcohol Ink art print ZEN abstract 5x7 matted to 8x10 ready to frame colorful home decor wall
Alcohol Ink art print ZEN abstract 5x7 matted to 8x10 ready to frame colorful home decor wall
Offered for sale is a high-quality art print of my original alcohol ink painting "Zen". All my prints are done using an archival inkjet method on Kodak Endura Professional Paper. This one has a metallic finish, beautifully showing the details and colors!
I originally painted this using alcohol inks on Yupo paper. I added some details in a few areas using the "Zendoodle" technique.
This metallic print has a white matting and backing. All prints are wrapped in cellophane. The colors really pop out on this one and it would look beautiful in any frame or as is!
The print is 5x7 and has been matted to 8x10.
The smaller prints look great in a powder room or any other intimate spot. I am happy to create a special order if there is another size you want.
Note: Watermark will not show on print.
It is signed by the artist (me).
Be sure to check out my other prints, as I am happy to combine shipping!


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A gay minister will push the Australian Labor Party to remove the ban on gay blood donations, or at least revise the law.
It currently states that gay men can not donate blood unless they abstain from sex for one year. Andrew Barr, Canberra's chief minister, wants the party to either reduce the time to three months, or remove it all together, according to Gay Star News.
"The current 12-month deferral period for men who have sex with men is excessive and beyond what is required to maintain a safe blood supply," Barr said, reported Gay Star News. "Labor will seek to reduce or eliminate the deferral period for men who have sex with men. This will increase blood supply and reduce inequality and social harm caused by this discriminatory policy."


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Friday, August 9, 2013
8 weeks of training
4 comments:
I think it's so funny that you talked about the North and accents. I've been told by people "from the South" that I have a "Canadian" accent yet people from Canada (like Northern Canada) say I don't. I hope you'd be able to understand me!ReplyDelete
It's so refreshing to read about someone loving their job! I'm so happy for you! xxReplyDelete
great update girl! it's exciting to move onto the next part of your job :)ReplyDelete
Congrats on being done w/the training. It sounds awesome!!ReplyDelete
I'm visiting/following today from Fun Friday. :)
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BERLIN — Russia, Turkey and a dozen other international powers with competing interests in oil-rich Libya called Sunday for a cease-fire and an arms embargo, committing to end their own interference on the ground to give Libyans space for a political reconciliation.
Sunday's gathering, hosted by Chancellor Angela Merkel of Germany, offered a small glimmer of hope in the North African nation's protracted civil war, which has been further complicated recently by an escalating proxy war between Turkey and Russia. Both President Vladimir V. Putin of Russia and President Recep Tayyip Erdogan of Turkey, whose countries have mercenaries on the ground, attended the meeting.
Ms. Merkel said the international participants spoke only individually to the two Libyan leaders, who were not present at the conference table but instead were kept informed of developments throughout the day.
"We all agreed that we need a political solution, recent days have shown that there is no chance for a military solution," Ms. Merkel said.
In a modest breakthrough, each of the Libyan sides agreed to send representatives to another meeting at which they will begin working out what a solution could look like.
But expectations remain low that these talks will lead to any kind of a lasting peace on the ground in the near future.
Even as the talks were underway, rebel forces launched fresh attacks on the Libyan capital Tripoli. The leaders of the two warring factions — the embattled head of the United Nations-backed government and a former Libyan army general who is laying siege to the capital — refused to even spend time in the same room.
Nevertheless, negotiators at the meeting did emerge with at least a statement agreed to by the leaders of 12 countries, as well as from the United Nations, the European Union, the African Union and the Arab League.
"We call for the termination of all military movements by, or in direct support of, the conflict parties, in and over the entire territory of Libya, starting from the beginning of the cease-fire process," it said.
It also said: "We commit to refraining from interference in the armed conflict or in the internal affairs of Libya and urge all international actors to do the same. Only a Libyan-led and Libyan owned political process can end the conflict and bring lasting peace."
The Libyan conflict has festered for nearly nine years, and for much of that time, the United States and Europe have stayed on the sidelines. Libya began drawing attention mainly when it became a gateway for tens thousands of migrants in 2015 and 2016.
But the recent involvement of Russia and Turkey on opposite sides of the prolonged civil war has created a new urgency for peace efforts. The conflict has turned into one of the Middle East's most intractable proxy wars, with potentially cascading consequences for stability in Europe's backyard.
Russia, the United Arab Emirates and Egypt are backing a former Libyan army general, Khalifa Hifter, who has been laying siege to Tripoli. Turkey is defending the internationally recognized government in the capital.
Even within the European Union, different member countries have tacitly backed different sides, with varying intensity. France has been on Gen. Hifter's side, while Italy has traditionally been closer to the official government in Tripoli.
"I worry about the presence of Syrian and foreign fighters in the city of Tripoli," President Emmanuel Macron of France planned to tell fellow leaders in Berlin, according to a draft of his speech seen by The New York Times.
"That has to stop," Mr. Macron said, "no one must play a two-faced game."
António Guterres, the United Nations general secretary, said: "Today all participants committed to refrain from the armed conflict or internal affairs in Libya. These must be adhered to."
The Libyan conflict has become a test case for German and European ambitions to uphold a multilateral world order. Some saw the Berlin conference as an attempt to resurrect this sort of diplomacy in an era where multilateral agreements have been fast eroding, from the Paris climate accord to the Iran nuclear deal.
"What's at stake is whether, in the current climate with the United States absent as the world's policeman, it is still possible to reach international agreements with diplomacy and implement multilateral solutions," said Daniel Gerlach, editor in chief of Zenith Magazine, a German publication specializing in the Middle East.
Josep Borrell Fontelles, the European Union's foreign policy chief, said that Sunday's talks represented a return to European engagement in the region. But for the endeavor to succeed, he said, Europe must find a unified voice and position and remain actively engaged to prevent the crisis in Libya from destabilizing the entire Mediterranean region.
"Previous agreements in Italy, Palermo, in France in Versailles and also in Abu Dhabi were one-shot events," Mr. Borrell said, referring to other talks on Libya in recent years. "Here is the beginning of a process and the important thing will be the implementation of this process."
German officials hope that Sunday's agreement is a starting point for a meaningful longer term process to bring stability to Libya.
Berlin has its own interest in preventing the conflict from spiraling further out of control. With the numbers of migrants seeking asylum in Germany at their lowest level since 2013, the government in Berlin is looking to prevent a larger crisis that could again drive hundreds of thousands of people to cross the Mediterranean Sea to seek asylum in Europe.
The agreement signed in Berlin Sunday has 55 articles and runs six pages long. For some, the sprawling nature of the document was evidence of the great divisions that remained — and above all of the difficulties looming in putting the pact into effect.
"Who is going to implement that?" asked Mirco Keilberth, a North Africa expert and writer.
He said, however, that "you have to give Merkel credit for bringing attention to this conflict."
Sunday's agreement, he said, is essentially "a long to do list" for a next conference hosted by the United Nations, European officials said.
High up on the list is controlling the entry of arms into Libya, where they gave been proliferating in recent years. An arms embargo was first agreed to by the United Nations Security Council in 1970, but has repeatedly been violated by member states since the country descended into chaos following the 2011 overthrow of Col. Muammar el-Qaddafi after intervention by European forces, with American help.
The participating countries agreed Sunday to "unequivocally and fully respect and implement" the U.N. arms embargo.
"In order to help to implement it, we Europeans should be strongly engaged, much more than in the past to control the arms embargo," Mr. Borrell said. "You cannot expect a cease-fire, even if it is agreed, to last if there is no control of arms into Libya."
Even Sunday's key commitment of foreign powers — to cease interference in the conflict — might prove tricky, experts warned.
"The foreign mercenaries make money in that war," Mr. Keilberth said. "Smugglers make money. The war is lucrative for many people.".
The facts on the ground in Libya are hopelessly complicated not least because of Libya's oil and gas resources, he said. General Hifter's army and the government forces are both in part funded by oil revenues.
"Berlin can only be a first step," Mr. Keilberth said. "It will take weeks to determine whether it was a success."
Many were skeptical, accusing leaders of not leaning strongly enough on those bombing civilians in the country.
"Of course everyone wants peace," said Ken Roth, director of Human Rights Watch. "But what happens if peace doesn't take hold? What if, at best, it takes a long, long time to negotiate. What if, as in Syria, Russia signs up again and again to stop or suspend the fighting but then promptly ignores its pledges?"
An approach that would be more likely to make a difference to the Libyan people, who face regular indiscriminate attacks particularly by bombers associated with General Hifter's Libyan National Army, Mr. Roth said, would be to vigorously press for an end to those attacks at the same time as peace is pursued.
"There is language at the end of the Berlin communiqué mentioning the need to respect international human rights and humanitarian law, but it is generic, boilerplate language," he said.
"There could have been language pointing out that these indiscriminate attacks are war crimes, that the signatories in Berlin are committed to prosecuting those responsible and that those supporting the bombing could be criminal accomplices," he said.
Christopher F. Schuetze contributed reporting.


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Re: Liberia cancels nationwide election
Liberia's Supreme Court Suspends Election Campaign Over Ebola
MONROVIA � Liberia's Supreme Court suspended campaigning for next month's senate election on Friday while it considers a petition warning that electioneering risks spreading the Ebola outbreak, the information minister said. A group including some former government officials and political party representatives filed the petition earlier this week for the Dec. 16 vote to be delayed until next year when the outbreak will possibly be over. The disease has slowed in recent weeks in Liberia raising hopes that the outbreak there may be nearing an end.


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Erin Bunting
Originally from Barrie, I moved to Vancouver after graduating from the BBA program at Wilfrid Laurier University in order to snowboard and find a job.. but mostly snowboard. It was in Vancouver that I applied to be an artist with Paint Nite, and soon a part-time position became a full-time passion. So naturally, when I moved back to my University town of Kitchener-Waterloo, I decided to bring Paint Nite with me! I have since brought Paint Nite to surrounding areas such as Cambridge and Guelph, and most recently back to my home town of Barrie.
I have an interest in anything creative and painting has always been a hobby of mine. I have experimented with water colours and oils, but painting with acrylics has always been my favourite. With years of experience, practice, and only a little fine arts education, I firmly believe (and am the prime example) that anyone can paint. So even if you've never picked up a paintbrush before, pick that up in one hand and a wine glass in the other - because drinking creatively with me is a great way to start painting!


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The Freedom Charter: blueprint for socialism or capitalism?
by Weizmann Hamilton "Whilst the Charter proclaims democratic changes of a far-reaching nature it is by no means a blueprint for a socialist state but a programme for the unification of various classes and groupings amongst the people on a democratic basis. Under socialism the workers hold state power. They … Continue reading The Freedom Charter: blueprint for socialism or capitalism?
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We've had clients who call to tell us that they've already sold
So if you are going to sell you business, or the assets of the business, here's how it needs to go down:
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4) Only after the bank gives the offer the thumbs up, finalize the sale of the assets.
5) Be sure to send all the funds from the sale to the bank (some
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Alternative medical treatments and wellness medicines have been prevalent in society for centuries. There has been a significant chunk of people that prefer these alternate medicinal types instead of the usual and conventional ways of treatment that are present in the current day and age. We see that today the wellness industry is in its revival stage, with many unconventional treatments gaining massive popularity among the general public. Some examples of these alternative treatments are detoxification, yoga, and acupuncture. Similarly, there has been a boom in the nutritional supplements industry, and this has all been possible due to the revolutionary compound that is CBD. Our today's topic, the CBD cream has CBD as its core ingredient, but before we discuss CBD cream, we should have basic knowledge about CBD.
In case you may have been sleeping for the past couple of years or do not have much interest in wellness and nutritional supplements, then CBD is a word you might not have heard of. But we assure it is a compound that you should know about, especially if you're a fitness enthusiast. CBD or Cannabidiol is a compound derived from the industrial hemp plant. Early research on CBD shows its positive psychological and physical effects. These effects range from reducing stress and anxiety in the psychological aspect while physically, CBD has shown to relieve symptoms of pain, skin irritation, and inflammation. Due to CBD working on both mental and physical factors of the human body, that is why it has been adopted in various forms. The multiple types of products CBD has been made into ranges form edibles to topical, out of which our CBD cream is a part of.
CBD was legalized back in 2018 by the passing of Farm Bill of 2018 in the USA. This bill allowed all hemp-based CBD products legal. This law changed the face of the nutritional and wellness industry, CBD was a product that had effects never seen before and with so many positive impacts many brands burned through money and resources in research on CBD to make new exciting products. The CBD craze that started in America soon reached Europe and the UK, while in the UK, CBD was allowed for use way before then the USA. The Misuse of Drugs Act of 1971 permitted usage of industrial hemp-derived products but with certain conditions. In the recent after legalization, many CBD products were manufactured, and still, new CBD infused products are introduced every day.
CBD is extracted from the industrial hemp plant. This plant is part of the Cannabis Sativa family, out of which weed, marijuana, and hashish are obtained. Due to its skeptical origins, the laws regarding CBD are still unclear. CBD products with THC levels above 0.3% are illegal in the USA, while this proportion is 0.2% in the UK and Europe due to cannabis laws defined by the European Union. The hemp plant has glands all over its structure, but most of these organs are found near the reproductive part of the female plant. These glands contain a thick viscous resin; this resin houses multiple cannabinoids, the most prominent being CBD and THC, which are found in abundance. This resin is refined, removing other compounds and THC; this resultant refined form takes the shape of oil. This oil is used in making the majority of CBD infused products, including CBD. Because CBD is found is so close to THC, this makes it in a skeptical situation, as far as laws are concerned. Despite that, people who use CBD says that it actually works form them.
What is CBD Cream
Now, as we are on the same page about CBD, let's get to our topic at hand that is CBD Cream. Before knowing more about CBD cream, we told you that it belongs to the CBD topicals family. But what are topicals? In a general sense, topicals are liquid-based solutions packed with medicines like antibiotics that are designed to penetrate through the skin and give instant effects. Topicals are an efficient way to treat diseases because not only they work fast but target a specified area as well in comparison to edibles that take a significant amount of time to be digested and assimilate into the body, similarly, in the case of CBD the CBD topical or CBD cream that is infused with CBD Oil.
CBD creams are made by infusing CBD oils. These creams have not only the power of CBD but also other various compounds like coconut oil, aloe vera, lavender, and jojoba oil. The mix of these essential components not only supplies the user with CBD but also with nutrients that make the skin smooth and refreshing. Additionally, people use CBD for various reasons, and these reasons include pain, inflammation, uneasiness, nervousness, anxiety, and, most importantly, depression. Many people suffer from these illnesses and are too shy or have completely lost trust in the conventional medical ways of treatment. For people like them, CBD could be a beneficial and healthy alternative. For instance, there is no practical treatment for arthritis; in contrast, a study that was conducted on mice with arthritis seemed very favorable in conjunction with CBD.
Along with these studies, many others are also in progress, and some initial results have shown great positivity towards CBD. Even now, the only FDA approved medication made using hemp and CBD is used to treat epilepsy, a neurological condition. Although CBD products are as of yet not approved by the FDA or FSA due to the limited research conducted on them, sill many use CBD and those who are avid users say that CBD works for them. In the case of CBD cream, it is used by people suffering from various ailments, including pain, swelling, and acne. CBD has antioxidant and anti-inflammation compounds. These characteristics make CBD cream a vital option for many types of skin ailments like acne in which both redness and inflammation occurs on the skin. Apart from that, the calming effects of CBD cream may prove to be a vital solution to scars, rashes, and skin irritation.
Does CBD Cream Actually Work?
Whether or not CBD work is a topic up for debate. On the one hand, it has received immense love from the public, while on the other side, no clinical body approves it, whether FDA or FSA, because of the limited amount of research and clinical trials carried on it. But as there is not enough scientific research to prove it, the next best thing would be the user reviews. As mentioned earlier, the user reviews about CBD based products, including the CBD cream, have been immensely positive, apart from specific exceptions, which are very few and far between. The general consensus of the users has been that CBD works and has actually helped them with their problems. It wouldn't be true to state that all clinical studies have altogether disapproved of the benefits of CBD because there are researches that have shown its effectiveness, but the actual point is that there are very few of them, and even that blame can't be put on CBD altogether because it is a new product and any new product requires time to explore its pros and cons before bein officially approved.
The one study which we talked about previously was conducted on mice. These test subjects had arthritis, and scientists wanted to explore the effects of CBD on the swollen joints. In regards to that, CBD infused cream or gel was applied to the inflamed joints over a period of 3 to 4 days. After the study was concluded, it was observed that there was a significant reduction in the swelling. The result of that research stated that CBD could be used on joints to reduce inflammation, which is an underlying cause of arthritis. But despite that, the number of such studies are insufficient for CBD to become a formally approved solution. Stating all these facts, the people who use CBD says that it works, and there are few clinical studies like the one mentioned above to sort of solidify these claims. The right product, brand, and CBD potency plays a significant role in its effectiveness, so users should always pick high-quality brands for increased efficiency.
No matter which side you are on, one thing is for sure that those who use CBD love it, and those who oppose it would likely continue to do so. The best approach is to opt for a neutral opinion in any case and see the merits and demerits of a product without any bias. As with CBD cream, there are many pros to it like the study mentioned afore hinting at its effectiveness, the claims of the users, and the immensely positive reviews it has received. On the other hand, there are no as such side effects related to CBD, and the few that have emerged are directly associated with THC. This proves the point that selecting the right brand that keeps the THC values in check would prove essentially liable in the efficiency and safety of the product.
Which Is The Best CBD Cream To Choose From?
Today the wellness industry is full of CBD based products, including CBD cream. A new user may get confused that out of so many brands what to choose, and not only new users, some experienced customers feel lost when they can't find the brand of their choice as there are so many alternatives available. This advancement in CBD started only a couple of years ago before that there were only a few brands making and retailing CBD infused products. This has happened because of the extreme draw of customers towards CBD seeking out its potential advantages. Seeing such a vast market for CBD products, many companies jumped on this bandwagon just to make a quick buck out of it. This saturation has had its positive as well as negative effects on the CBD scene. On one side, this has increased competition between brands to make the best products at affordable prices, while the downside is that many new brands are continually churning out products without proper testing and ingredients. These cheap brands make products that don't even work in the first place, but also there have also been cases reported of side effects by using these brands.
This has all been done because the FDA and FSA are out of the picture that would monitor the contents of these products made. With proper regulatory body absent, and the government only monitoring the THC levels of CBD products, the actual effectiveness of ingredients and proper check and balance on these items seems lost. To counter this situation, customers are advised to buy from well-renowned brands that have been in the business for a long time and have developed the customer's trust in them. Because a bad experience of a new customer may ultimately hamper their faith in CBD products altogether, and this would make them never use CBD again. However, the actual fault would have been of the brand and not the product itself. This is the reason customers should pick brands that are making quality products so that they can fully utilize the benefits of CBD.
In the case of CBD Cream, there are many brands that make them, but only a few of them stand out. These brands, namely include CBD Asylum, Naturecan, CBD Drop, Canabidol UK, and LVWell. These brands have made a name for themselves in the CBD Topicals range. Brands like them and many others like these use pure and natural ingredients for smooth and moisturizing skin. CBD Asylum makes excellent CBD Cream for skin moisturization while Drop CBD Gel is very useful for under dark eye circles, Naturecan CBD balm for muscles is widely used for muscle relaxing and LVWell CBD cream for pain is a household product for many in the UK. These brands are a name of trust, and users pick these CBD Creams with their eyes closed. There may not be a single best CBD cream out there, but there are many best options in their respective fields.
Where to Buy CBD Cream
Coming to the most critical part of the discussion, we've had all the chat about CBD and its resultant CBD cream, the effects that CBD cream has, and the best brands that make these products. But the main question is where to find the best CBD Cream? Well, the good news is that you're only a few steps away from this answer. If you have stumbled upon this page, it means that you want to buy CBD cream for yourself or for someone you know. You may be an avid user or a newbie to CBD, but we have good news for you because you've come to the right place, my friend. Treet Vapours is the leading CBD retailer in the UK; we have the most extensive inventory and retailing set up of CBD products in the UK and the whole of Europe.
At Treet Vapours, we handpick the best CBD products from well-renowned brands. Our catalog contains only the best products out in the CBD market. We have simplified the CBD buying process by picking all the best brands in their field and arranged them under one umbrella of Treet Vapours. In regards to CBD cream, we have all the best brands mentioned above that specialize in manufacturing CBD Creams. Why buy from Treet Vapours? Well, because not only we provide the best quality but also the best rates. We pick these products in bulk wholesale rates and offer them to our customers with the lowest profit margins. So not only you get the best product, but you also get the best price, and that sounds like a win-win situation.
CBD Creams are used for issues regarding skin acne, dull skin tone, dark circles, wrinkles, signs of aging, and excessive redness as well as a moisturizer for sensitive and dry skin. In contrast to that, it is also used to treat pain from headaches, migraines raches to more severe conditions like arthritis or joint pain. The actual effectiveness can be debated, but the plus side is that there are no proven side effects, and anyone can use it even for trying or as a remedy. Although the FDA or FSA does not approve CBD products, including CBD creams as of now, they are still completely legal and can be bought without a prescription as an over the counter supplement.
To sum up, the discussion we discussed all the potential aspects related to CBD Cream. The manufacturing process, the effects it has the user reviews and the best brands that make them. Many use CBD creams for various reasons ranging from cosmetics to medical issues. We are guessing that at this point, you would have made your mind in favor of disbelief regarding CBD Cream. However, if you have decided to buy the product, you are at the right place to do so, check out the catalog above for a range of best CBD creams for various issues. Give Treet Vapours and chance, and we assure you that this won't be your last visit.


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Lot 1117: Peter I
Lot 1117: Peter I: (1844-1921) King Of Serbia 1903-18, And King Of The Serbs, Croats And Slovenes 1918-21. L.S., Pierre, One Page, 4To, Belgrade, 17Th September 1911, To The President Of The Republic Of Bolivia, In French. The King Informs His Correspondent About His Daughter'S Recently Celebrated Wedding And States 'I Report To Your Excellency About My Beloved Daughter'S Marriage, Her Royal Highness Princess Helen Of Serbia, To His Royal Highness Prince John Constantinovich, Celebrated At Peterhof The 21St August….' Two Small File Holes To The Left Edge, Not Affecting The Text Or Signature. Vg . Eliodoro Villazón Montaño (1848-1939) Constitutional President Of Bolivia, 1909-13. Princess Helen Of Serbia (1884-1962) Daughter Of King Peter I And His Wife Princess Zorka Of Montenegro, And Sister Of Alexander I Of Yugoslavia. Known As Elena Petrovna, After Her Marriage. Prince Ioann Konstantinovich Of Russia (1886-1918) Also Known As Prince John, Was The Eldest Son Of Grand Duke Konstantin Konstantinovich Of Russia. Murdered By Bolsheviks At The Early Age Of 32 Along With His Brothers. International Autograph Auctions' Autograph Auction October 2015 Saturday, 3rd October 2015 Estimate: £200-300
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Habitat for Humanity club builds new house for local family
Just one week before the semester ended, some Liberty University students celebrated one of the most significant accomplishments of their college careers. It didn't occur in a classroom but on a construction site, where a local mother and her two children prepared to move into their new home.
Over the last year, students from Liberty's Habitat for Humanity Campus Chapter raised the $60,000 required to fund a home for Nakesha Moore and her children. Construction began in March, with several students giving up a part of their Spring Break to help raise the walls. Students continued to volunteer at the site for the next six weeks.
On May 12, the club celebrated with the Moore family, Greater Lynchburg Habitat for Humanity staff, and community volunteers at a dedication ceremony. The family was also recognized at a Liberty Convocation in April, where they were presented with a family Bible and the keys to their new home.
As the main sponsor, the club raised the majority of the money through fundraising events, including bake sales and an annual end-of-the-year gala. Sodexo, Liberty's dining services provider, also participated by allowing club members to work concessions during football season and giving a portion of the proceeds to the project. Sodexo also made a $5,000 donation from money raised at its weekly Food Truck Round-up and the annual craft fair.
This is the second home that Liberty's club has sponsored and helped build in the Lynchburg area.
Senior Joshua Turbyfill said the experience showed him how rewarding service can be, especially when you see the direct impact of the work.
"What makes Habitat so unique is that you get to work alongside the family you're helping," he said. "It was great seeing the Moore family out there on the build days and how excited they were about their home."
The club presented the family with their own set of gardening tools. Students from Liberty's Interior Design Association made pillows and blankets for the Moores.
Moore said she is thankful for the students who made her dream come true.
"When we were touring the property, someone asked my daughter if she was excited to have a big yard to play in," Moore said. "My daughter said, 'Well, I've never had a yard.' I just broke down and cried. She didn't understand how heavy that was. We've always lived in an apartment. It's life-changing. This is like winning the lottery for me."
Freshman Alex Lunt returned early from Spring Break to participate in the build. He said being part of the club has helped him step out of his comfort zone.
"When you actually get to meet the family you're building the house for, it puts everything in perspective; it motivates you to want to get this project done," he said. "This is a great way to show that Liberty students want to be part of the Lynchburg community. We don't want to stay secluded on campus; we want to get to know the community and culture of the city that we're going to school in. As Christians, we're called to serve and treat others with love. How can we do that if we don't get to know the people we're serving? That's why I loved working on the house. It makes me want to love and know people better."
For many of the club's seniors, seeing the house completed just a week before Commencement was special.
"I fell in love with the club," said recent graduate Clayton Ford. "We're constantly encouraged to live out being Champions for Christ. This was a way to personally champion that cause to directly help those in need and leave a lasting impression."


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The number of Armenia residents visiting Turkey has increased dramatically in recent years.
Armenian News-NEWS.am has learned from the Ministry of Culture and Tourism of Turkey that from January to June 2019, the number of Armenian nationals visiting Turkey has totaled 23,160 people, which up 15 percent, as compared to the same period last year.
In June this year, 5,067 Armenian citizens visited Turkey, and this is 22-percent more than the same period last year.


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Women Seeking Women 121Favorites [+]
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Running Time: 168 minutes
Released: 09/2015
Studio Name: Girlfriends Films
Series: Women Seeking Women
Categories: Lesbian Natural Breasts All Sex All Girl High Definition
Description: Restless hearts searching for that one perfect woman. Beautiful woman-woman sex which is sure to excite you!
4 Scenes from Women Seeking Women 121
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Starring: Sinn Sage Lily Labeau ... More Details
Stars: Sinn Sage, Lily Labeau
Sex Acts: Oral Sex, Girl on Girl action, Masturbation, Breast Play, Rim Job
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Welcome to our City Council and Commission Meeting Agenda Packet page where you can access upcoming agenda packets 72 hours before the meeting, as well as past agenda packets. Videos from past City Council and Planning Commission meetings are also available for viewing within 72 hours of the meeting.
Meeting information is arranged by date, with the most recent at the top of the list. Click "Agenda" to see the corresponding staff reports. You can also search the archives by typing keywords into the search box.
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text: Post by R. Angermuller (@angermuller) on Thu, 14 Jan 16 21:38:21 +0000 View Full Post Mark Foster Gage's inspired approach to contemporary architecture has caught my eye more than once. His work often employs use of less traditional mediums (3D printing, robotics, VR) and unusual forms, with a slew of awe inducing results akin to that of the Baroque. His firm, MFGA, recently released some conceptual renderings for a 102 story Art Deco-inspired / futurist tower that perfectly encapsulates my point. Check out his site for additional renderings and other selected projects.


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A number of antenatal appointments will be arranged during your pregnancy, frequently with a midwife or sometimes an obstetrician (doctor specialising in pregnancy). They will check the health of you and your baby and give you useful information.
Baby Clinic
Parents will be invited by the Health Visitor to attend for a six to eight-week developmental check for baby and can seek advice about behaviour, sleep, minor illnesses or family health issues. A GP will also be available if you are worried about baby.
Care Navigation
We provide patients with the opportunity to speak to our Care Navigator. The purpose of this is to provide patients with additional help with issues that a GP may not be able to resolve.
Chronic Disease
If you have a long term condition i.e. Asthma, COPD, Hypertension, Diabetes or Heart disease you will be offered an annual review which we feel is essential to ensure you are receiving appropriate and up-to-date treatment in line with local and national guidelines.
Contraceptive Sexual Health
The practice offers a free and confidential service to all women aged 13 years and over for contraception and sexual health. For more information please contact a member of our reception team who will then be able to book you an appointment with the correct clinician.
Newcastle Talking Therapies is a free and confidential service available to anyone aged 16 and above who is registered with a GP surgery in Newcastle.
Health Checks
The NHS Health Check programme aims to help prevent heart disease, stroke, diabetes, kidney disease and certain types of dementia. These appointments are carried out by one of our Nurses or HCA's.
Minor Surgery Clinic
Minor surgical procedures can be carried out at the practice. This offers patients a convenient service without the need for a hospital referral.
Non NHS Services
We provide a private high quality health care service for the tailored treatment of individuals and their families. Our private medical service is delivered by highly experienced and knowledgeable GPs and healthcare professionals.
Occupational Health
The practice is pleased to offer occupational health services to local companies and organisations. Dr Julian Ralph has a particular interest in occupational medicine.
Teen Zone
Our Teen Zone is aimed at patients aged between 12-18. This service is set up to encourage young people to reach out in confidentiality to their GP's or other healthcare professionals when needing advice.
Travel Services
We offer a comprehensive Travel Vaccination Service with a highly experienced and knowledgeable Practice Nurse who can provide you with the latest up-to-date information and advice. To book in for your vaccines please visit the surgery and ask for a Travel Vaccination form. Your appointment will then be booked by a member of the reception team.


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Excellent £1500 UK to Johannesburg business class flight deal with Qatar Airways
Links on Head for Points may pay us an affiliate commission. A list of partners is here.
Qatar Airways is offering a very attractive £1500 (£1498 to be exact) business class deal to Johannesburg. It seems to be available between October and June, but don't bother looking over Christmas and New Year.
You WON'T find this on the Qatar Airways website directly. It seems to be a fare which is only available via kayak.co.uk. Kayak brings up the fare and you click through to qatarairways.com to book. You will be paying over £3,000 if you try to book the same flights on the Qatar Airways website without going via Kayak.
Oddly, it isn't even available via other websites owned by Kayak's parent booking.com, such as Cheapflights or Priceline.
Here is an example. You need to sort your search results by price to get this to the top – Kayak pushes it well down the page otherwise due to the nasty stopover on the way back (click to enlarge):
Some options may include a British Airways leg between London and Doha as it codeshares with Qatar Airways on this route.
Remember that you earn Avios and British Airways tier points when you fly with Qatar Airways. This trip gets you 560 tier points which is virtually a British Airways Executive Club Silver card.
We have reviewed the Qatar Airways A380 business class seat here, the Boeing 787 business class here and the old-style Boeing 777 business class seat here. The new Qsuite on most of the A350 fleet and some of the Boeing 777 fleet is covered here.
The Qatar Airways website has special pages covering the two main business class seats – the A380 / 787 / partial A350 version is here and Qsuite is explained here.
Your best option to maximise your miles when paying is American Express Preferred Rewards Gold. This offers double points – 2 per £1 – when you when you book flight tickets directly with an airline.
(Want to earn more Avios? Click here to visit our home page for the latest articles on earning and spending your Avios points and click here to see how to earn more Avios from current offers and promotions.)


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NOTICE: The Processors Wiki will End-of-Life in December of 2020. It is recommended to download any files or other content you may need that are hosted on processors.wiki.ti.com. The site is now set to read only.
Creating new CCS v5 Project with HALCoGen
Hercules family of devices has a very peculiar way of performing code development, as it heavily relies on the HALCoGen tool that is external to Code Composer Studio, therefore if you intend to create and use a HALCoGen project with CCSv5 this page is for you.
IMPORTANT! The procedure shown below is also applicable to CCSv6 releases, with just minor differences in some screenshots. also, the short video below shows the whole process.
Software used[edit]
- HALCoGen tool - the one used in this page is release 3.05.02
- Code Composer Studio v5 - the one used in this page is release 5.4.0.00091
- HALCoGen help, accessible through the menu Help → Help Topics
- CCSv5 Getting Started Guide
- How to Create a HalCoGen Based Project For CCSv4.x (Rev. A) - this is for v4, but it can be used as a reference.
The steps below show a practical way to create a HALCoGen project and use it inside CCSv5. The idea is to create a type of "Hello world" example project that uses the UART instead of the standard console. The board used is a TMS570LS31x HDK with a built-in XDS100 JTAG emulator.
- The video shows that the mentioned board connects the MCU's SCI to the USB. If you instead use a TMS570LS12x LaunchPad, it is the SCI2/LIN that is connected to USB (change the setting in HALCoGen, the main function is not affected).
- The video shows that the board is connected via a Spectrum Digital XDSPRO USB Emulator. If you instead use the probe integrated in the TMS570LS12x LaunchPad, it is the Texas Instrument XSD110 USB Debug Probe (found as a name of a serial connection in the Windows Device Manager).
Due to the structure of both tools, the flow is somewhat convoluted: first create an empty project in CCSv5 then create a project in HALCoGen, but using the CCSv5 project directory as the placeholder. This way the CCSv5 project will contain all the generated files and will also allow for it to pick up any changes done to the original HALCoGen project (add peripheral configurations, for example).
If you happened to create the HALCoGen project without first creating the CCS project, it is still possible to later create the CCS project and simply copy the HALCoGen source files into the CCS project folder. However, in this case if modifications are done to the HALCoGen project and code is re-generated, it will not get automatically picked up by the CCS project.
- IMPORTANT! if modifications are done to the HALCoGen project and code is re-generated, the tool will automatically overwrite the file that contains the main() routine (also called <sys_main.c>).
1. Create an Empty CCS project (no main, no hello world). Check section 6.1 of the CCSv5 Getting Started Guide referenced above for details.
2. Start up HALCoGen, go to menu Help → Help Topics, open the "Examples" section and select the "example_sci_uart_9600.c". Follow the instructions on that help page to create the HALCoGen project for the example_sci_UART_9600 and set the destination directory the same as the CCS Project. Don't forget to disable the directory creation option or the files will be placed in a subdirectory.
3. With all the code generated from the HALCoGen tool, the files "magically" show up in the CCS project. At this point it is necessary to add the generated "include" directory to the compiler options, so the compiler is able to "see" the include files from HALCoGen. Right-click on the project, then select Properties → Build → ARM Compiler → Include Options and add the relative path as shown below:
- Well, "PROJECT_ROOT" didn't worked for me (may be one of the CCS v5-v6-differences?). I clicked on the [Workspace...] button in the [Add...] dialog, navigated to the include directory, and got "${workspace_loc:/${ProjName}/include}".
4. Click OK to close all the project properties and build the project (either using the little hammer button or menu Project → Build Project).
In order to debug the project it is necessary to configure, connect, load code to the board and have a terminal program to see the output.
1. Create a Target Configuration with the emulator and device used and launch the debugger - check section 6.2 of the CCSv5 Getting Started Guide referenced above for details.
2. Launch the debugger through the green bug button and the project is halted in main(). In order to see the output via UART (the TMS570LS31x HDK has a built-in USB-serial port), a terminal program must be used (TeraTerm, Putty, etc.). CCSv5 comes with such program built-in: simply go to menu View → Other... then type "Terminal" to find the proper tool. (its default settings as shown below work fine with the project, but the COM port number may change depending on your system)
3. Run the code (F8). A continuous stream of data should show up in the terminal screen.


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Salute to Alumni Veterans of Klein Oak High School
Posted below are graduates of Klein Oak who are currently serving or who have served in the military for defense of our country. Click to enlarge pictures. If you know of someone who could be added to our list, please tell us about this veteran!
SPC (E-4) Matthew C. Mason - Class of 1992
13F – Fire Support Specialist (Artillery / Mortars Forward Observer)
Served at Fort Riley, KS (1st Infantry Division 1994-95) and Camp Casey, Republic of Korea (2nd Infantry Division 1996 – 97)
Honorably Discharged, 1997
Graduated from the University of Texas at Austin, May 2000 (BA – Asian Studies / History)
Graduated from the University of Houston, May 2011 (MBA – Global Energy Management)
PFC Nicholas Walsh, U.S.M.C. - Class of 2011
Nicholas Walsh attend Klein schools from the 3rd grade until his graduation from Klein Oak in June of 2011.
At Klein Oak Nicholas was a four year letterman for the KO Wrestling team. He won the team's "Ironman" award during his junior year - presented to the mentally and physically toughest wrestler on the team. Nicholas captain the wrestling team his senior year. Coach Brad Ewing said that Nicholas led by example with his work ethic and encouragement of teammates.
Nicholas decided to join the United States Marine Corp his senior year and participated with the Marine Recruitment Center during that year. Nicholas enlisted after graduation and entered boot camp July 28, 2011. Upon completion and graduation from boot camp October 14, 2011 he graduated 2nd of 550 Marines in Delta Company and received the title of Honor Seriesman. Nicholas's current MOS is Ground Electronics Maintenance.
Specialist Anna K. Leura-Segura - Class of 2007
Anna K. Leura-Segura (aka Mickey) is currently in the U.S. Active Army as a Specialist stationed at FT. Lewis, Washington and working as an Electrical Engineer. While at Klein Oak she was in AFJROTC, which convinced herto join the military. She graduated from Klein Oak May 24, 2007 and joined the Army July 24, 2007. Anna went to Basic Training in Ft. Leonard Wood, Missouri and was then stationed at Schofield Barracks, Hawaii until January 02, 2012. She served in Mosul, Iraq from November 18, 2008 to November 16, 2009 with the 84th Engineer BN. Anna is already into her second enlistment with no retirement in the near future.
Sgt. Daniel James Agold, U.S.M.C. - Class of 2004
Daniel is a Platoon Sgt. - Heavy Equipment Platoon - in Okinawa Daniel was 4-year member of Klein Oak Band.
Captain Corey McVeigh, U.S.M.C. - Class of 1995
Corey is a US Marine Corps Harrier Pilot stationed at Cherry Point, N.C. He served in Iraq from Aug 2005 until Mar 2006 and another tour is planned for Jan. through Aug. 2007. On the first combat tour Corey flew 267 combat hours, 144 combat missions, and was directly responsible for ridding the world of a handful of terrorists. He received five Air Medals for actions in Iraq.
David Bradberry, U.S.M.C. - Class of 2004
PFC James Evan Ponshock, Jr. - Class of 2004
James played football, was a pole vaulter and a 4 yr member of FFA while at KO.
Lance Corporal Christopher Lee Garces, U.S.M.C. - Class of 2003
Christopher, a former KO ROTC member, is stationed at Camp Pendelton, California.
PVT E-2 James Michael Lowe, U.S. Army - Class of 2003
Michael joined the military last March. He has already served in Afghanistan with the 82nd Airborne Div. He was there for the recent elections.
PFC Charles *Aaron* Claxton, U.S.M.C. - Class of 2003
Aaron was a three year varsity wrestler for Klein Oak. Wrestling remains his passion.
PFC Matthew Christopher Howell, U.S.M.C. - Class of 2003
Matthew's marriage to Amanda Billiris had to be postponed due to a reassignment to Japan. They plan to be married during a leave in the summer of 2006. He will be finished in Japan in 2007.
PFC Patrick Polasek, U.S. Army - Class of 2003
Patrick is on the right in the picture. Steven Thogood is on the left.
Spec. Jodi-Lee Sanders Chason, U.S. Army - Class of 2002
Jodi is scheduled to return to the states for training in Arizona. After a brief stint at Ft. Hood (Killeen, TX) she will be sent either to Iraq or back to Korea for service on the DMZ.
Corporal Eric Salley, U.S.M.C. - Class of 2001
Eric served in Operation Iraqi Freedom. The picture was taken on March 20th, 2003, the first day of the war and shows Eric with prisoners his unit - the 15th Marine Expeditionary Unit - took that day. Eric returned from his second deployment in September 2004.
Corporal William *Cody* Jordan, U.S.M.C. - Class of 2001
Cody completed his training at Camp Pendleton. He has previously served in New Orleans before assignment to Okinawa in April 2004.
Spc. Timothy Leroy Griffith, U.S. Army - Class of 2001
In Iraq (2nd tour)
Spec. Joshua Tice, U.S. Army - Class of 2000
Medic - Baghdad, Iraq. Joshua cut short a college career to volunteer for the Army on September 13, 2001.
Chief Warrant Officer Andrew Todd Arnold, U.S.M.C. - Class of 1990
Andrew Arnold was killed in Iraq on April 22, 2003. He is survived by a wife and two children, among others. Click here for more information.
Sergeant Robert Christopher Dowell, U.S.M.C. - Class of 1999
Ar Ramadi, Iraq - 2nd tour - Fox Co. 2nd Battalion /1st Marines. Chris has been awarded the Navy and Marine Corps Commendation Medal with Combat Valor Device and also the Navy and Marine Corps Achievement Medal with Combat Valor Device. Both Awards were received by Chris for heroics during the Battles for Falluja in Nov. of 2004 and An Naziriyah in Apr. of 2003. While at KO Chris was a member of FFA and also a Bull rider for the National High School Rodeo Association.
LCpl Eugene Edwin Boswell III, U.S.M.C. - Class 0f 1999
Haditha Dam, Iraq. "Trey" is with the Mobile Assault Platoon 4 (MAP 4).
PFC Jason E. Manning, U.S.M.C. - Class of 1999
Jason enlisted in Dec. 2002 and graduated from MCRD San Diego in April of 2003. His platoon, #1066, was the top graduating class. Jason has both a son and a daughter.
Lt. Elizabeth McGovney, U.S. Army - Class of 1999
Elizabeth graduated from West Point in May 2004. She will depart for Iraq on Dec. 28, 2004.
Jeff Drawe, U.S. Navy - Class of 1994
Jeff was President of the Klein Oak Class of 1994 and is a helicopter piilot in the Navy.
Captain Jacob L. Hammons, U.S.A.F. - Class of 1996
Graduated From US Air Force Academy (Colorado Spings, CO) in May 2000; Graduated Joint Specialized Undergraduate Pilot Training Sheppard Air Force Base (Wichita Falls), TX in Feb 2002; Graduated F-15 Basic Course Tyndall AFB (Panama City), FL in Jan 2003. Jake has been in Alaska nearly 2 years flying the F-15 Eagle and loving it. He have been married for a year and a half. So far he have been deployed to Iceland, Australia, Japan, and Las Vegas, NV.
Staff Sergeant Thames A. Goodwin II - Class of 1996
United States Air Force Currently Stationed at Ramstein Air Base, Germany as Non-commissioned Officer in Charge of the Commander's Support Staff, 435th Munitions Squadron Previous Assignments: Lackland Air Force Base, Texas (San Antonio) Kunsan Air Base, Republic of Korea Hickam Air Force Base, Hawaii (Honolulu) Deployed to Tallil Air Base, Iraq (An-Nasiriyah) June – Sept 04
Petty Officer Anthony Joseph Artino, U.S.N. - Class of 1998
Anthony Artino served two years on the USS Kitty Hawk, including three months in Operation Iraqi Freedom. He is currently an aviation ordinance man. In the Navy since 1998, he has just reenlisted for six years.
SGT Dusan Cekarmis
Branch: US Army (3 years), Washington State National Guard (5 years) Rank: SGT (E-5) Recent Assingment: Just returned from year deployment in Iraq, on standby for Hurricane Katrina Relief Year of Graduation: 1993 Notes: I served in Iraq. My main mission was to provide convoy support and security for Army and Air Force EOD (Bomb disposal). My secondary mission was Operations NCO for a company of 300 personnel.
Lieutenant Commander Patrick L. Pfanz, U.S.N. - Class of 1989
Combat Systems Officer aboard the submarine USS Alexandria SSN 757. A complete description of Patrick's naval career is available here.
Gabriel Patrick Johnson, USMC - Class of 1988
United States Marine Corps 6/1/1994 to 1/6/2005 (active duty) Stationed in Norfolk, VA; Okinawa, Japan; Kansas City, MO; and New Orleans in 10 1/2 years of active duty service.
United States Marine Corps 1/7/2005 to present (civilian) stationed in New Orleans, LA Sergeant, Marine Forces Reserve New Orleans, LA
1988 Graduate of Klein Oak , track and field (1988 won our 1st district 16 5A championship)
E3, STGSN James Todd Randolph, U.S.N. - Class of 1987
San Diego, Pearl Harbor, USS Badger FF-1071, USS Harold E. Holt FF-1074. Todd has said his most vivid memories revolve around the damage from the Japanese attack on Pearl Harbor, still evident on Pearl Harbor facilities, and his ship's involvement in the rescue of Vietnamese refugees, still risking their lives to escape.


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School Lunches
We are committed to providing healthy, filling and varied lunches for our pupils and are very proud of our school meals.
Our catering manager, Mr Cian Jan, under the supervision of Chartwell and his wonderful team freshly prepares delicious meals every day in our own kitchen.
Pupils sit in mixed age groups and older pupils are encouraged to support the younger ones.
Click here to see the menu: Autumn Menu


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If you are living in Raleigh NC, you most likely know that it is a marvelous place to live. Raleigh is a fast growing city, which means that Raleigh NC real estate is booming. Raleigh is known for its great schools, and high number of job opportunities. Perhaps you may be thinking about moving to Raleigh for the cities never ending possibilities, or you may already are in Raleigh but are in search of your new dream home. In any case, if you are searching for a place to live in Raleigh, you will want to look for a really good real estate agent that can help you.
If you are new to the Raleigh area, you will want to find a real estate agent who has local experience and knowledge about the area of Raleigh. It can certainly help to have someone who will really know what area of Raleigh will best suit your needs and the needs of your family. An excellent real estate agent is able to explain to you about what the area as to offer, including information about schools, churches along with other things that will be vital to you in the city in which you opt to live.
You should let your agent know what you want in a home, and this includes the size of the home you are in need of, number of bedrooms and bathrooms, size of the exact property you want, and what is essential to you in a good neighborhood. Your real estate agent will make an effort to get hold of the home that you want. Then your agent is able to take you around to present to you the homes that they think will be perfect for you. Also, your real estate agent will work for you to get you the best possible price for the home that you want.
A dependable Raleigh NC real estate agent will help you through the entire process of selecting a home. They are able to answer all of your questions regarding the acquisition process. You should know precisely what is involved in choosing a home, and how it will affect you. A dependable real estate agent will surely ensure your needs are being met. They will focus on your concerns and answer your long lists of questions, and they will definitely not make you buy something you really don't want. Be sure you will feel that you have been treated seriously and fairly and inevitably that you have been able to buy the house of your dreams with not much stress and worry.
To begin your search for a home with a great Raleigh NC real estate agent, contact Grow Local Reality. They have a team of agents who will be able to help you get exactly what you want. Visit their website to learn more about their experienced and knowledgeable agents. For further information, click here!


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Sinking fund is a specific reserve set aside for redemption of a long term debt or the replacement of a wasting assets. The distinct feature of sinking fund is that the amount of it is invested in outside securities to earn the interest. The investment is collected before the use of specific purpose.
Advantages of sinking fund:
- There will be no problem of collecting funds for the purchases of new assets.
- Sinking fund is also created to repay the long term loan, therefore company will not face the problem of managing fund from outsiders.
- It can be invested in outside securities which will increase sum of reserve.
Disadvantages of sinking fund:
- A big amount of divisible profit is utilized for sinking fund.
- The fund may not fulfill its purpose if the invested amount has not been collected in time.


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Amanda Kimball is a project/policy analyst in the Analysis & Policy group of Graduate Studies. Prior to joining Graduate Studies over two years ago, she spent 15 years working at the UC Davis Graduate School of Management (GSM), first as a GSR while she was a PhD student in the Economics program and later as a full-time Research Specialist. While at the GSM, Amanda co-authored with faculty, managed a research grant, coordinated the curriculum development process for the MSBA program, and authored the UC Davis Study of California Women Business Leaders for six years. Amanda hails from the Washington, D.C. area, where she previously worked for the Corporate Executive Board, the Investment Company Institute, and Capital One.
Amanda Kimball