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J. Kirk Cochran
Ph.D., 1979, Yale University
Marine geo-chemistry, use of radionuclides as geochemical tracers; diagenesis of marine sediment
Research Interests
My research group and I are using natural radionuclides to study Earth surface processes. The fact that different chemical elements are represented in the suite of radioactive nuclides permits studies of chemical behavior, and the property of radioactivity provides a clock with which to measure rates. Much of my recent research has focused on using naturally occurring radionuclides to determine rates of particle cycling and particulate organic carbon fluxes in the open ocean. This work has as its goal an understanding of the fate of carbon in the ocean and has been carried out in the North Atlantic, Pacific and Southern Oceans, as well as the Mediterranean Sea Radionuclides such as 234Th and 210Po provide a means of determining the export of particulate organic carbon from the upper ocean and provide information on this important aspect of the carbon cycle.
In coastal waters and estuaries, naturally occurring particle-reactive radionuclides provide tracers to determine rates of removal of contaminants from the water column and the subsequent transport and deposition of sediments and associated contaminants. Radionuclides that tend to remain in solution, such as the Ra isotopes, serve as tracers of submarine groundwater discharge to the coastal ocean. These applications are part of ongoing projects in New York's coastal lagoons (Jamaica Bay, Great South Bay) and in Long Island Sound. A related area of research in regional settings is the health and resiliency of the area's salt marshes. Marshes are increasingly being lost and we seek to understand the causes of loss. I am applying an integrated approach to examine both the biogeochemical and physical dynamics of natural and restored salt marshes.
In addition to broad applications of natural radionuclides to recent Earth surface processes, I am collaborating with colleagues in the Stony Brook Dept. of Geosciences, the American Museum of Natural History and Brooklyn College (CUNY) to characterize the geochemical setting of the Late Cretaceous (~70 Ma) Western Interior Seaway of North America and oceanographic conditions prior to and immediately after the Cretaceous-Paleogene boundary (66 Ma). This research involves measurements of carbon, oxygen and strontium isotopes in well-preserved shells of fossil molluscs, authigenic carbonate deposits and sediment formations.
Selected Publications
Krishnaswami, S. and J. K. Cochran. 2008. U-Th Series Nuclides in Aquatic Systems, Elsevier, New York, 458 pp.
Cochran, J.K. and P. Masqué. 2003. Short-lived U/Th series radionuclides in the ocean: Tracers for scavenging rates, export fluxes and particle dynamics. In: Uranium Series Geochemistry (B.P. Bourdon, G. Henderson, C.C. Lundstrom, S.P. Turner eds.), Reviews in Mineralogy and Geochemistry, vol. 52, Mineralogical Society of America, pp. 461-492.
Cochran, J. K., J. C. Miquel, R. Armstrong, S. Fowler, P. Masqué, B. Gasser, D. Hirschberg, J. Szlosek, A. M. Rodriguez y Baena, E. Verdeny, and G. Stewart (2009) Time-series measurements of 234Th in water column and sediment trap samples from the northwestern Mediterranean Sea. Deep-Sea Research II, doi:10.1016/j.dsr2.2008.12.034.
Cochran, J. K., N. H. Landman, N. L. Larson, K. C. Meehan, M. Garb, and J. Brezina (2015) Geochemical evidence (C and Sr isotopes) for methane seeps as ammonite habitats in the Late Cretaceous (Campanian) Western Interior Seaway. Swiss J Palaeontol. doi: 10.1007/s13358-015-0087-9.
Hayes, C. T., E. E. Black, R. F. Anderson, M. Baskaran, K. O. Buesseler, M. A. Charette, H. Cheng, J. K. Cochran, R. L. Edwards, P. Fitzgerald, P. J. Lam, Y. Lu, S. O. Morris, D. C. Ohnemus, F. J. Pavia, G. Stewart and Y. Tang (2018) Flux of particulate elements in the North Atlantic Ocean constrained by multiple radionuclides. Global Biogeochem. Cycles, <https://doi.org/10.1029/2018GB005994.
Landman, N. H., J. K. Cochran, M. Slovacek, N. L. Larson, M. P. Garb, J. Brezina, and J. D. Witts (2018) Isotope sclerochronology of ammonites (Baculites compressus) from methane seep and non-seep sites in the Late Cretaceous Western Interior Seaway, USA: Implications for ammonite habitat and mode of life. American Journal of Science 318: 603-639
Tamborski, J. J., J. K. Cochran, and H.J. Bokuniewicz (2017) Submarine groundwater discharge driven nitrogen fluxes to Long Island Sound, NY: Terrestrial vs. marine sources. Geochimica et Cosmochimica Acta 218: 40–57.
Witts, J. D., N. H. Landman, M. P. Garb, C. Boas, E. Larina, R. Rovelli, L. E. Edwards, R. M. Sherrell and J. K. Cochran (2018) A fossiliferous spherule-rich bed at the Cretaceous-Paleogene (K-Pg) boundary in the Mississippi Embayment and Eastern Gulf Coastal Plain. Cretaceous Research 91: 147-167.
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ORLANDO, Fla. – A strange sight took place Thursday along International Drive in Orlando.
Dozens of people rappelled down the side of a hotel on Thursday, all for a good cause.
Participants scaled 428 feet down the 32-story high Hyatt Regency Orlando to raise money for Give Kids the World Village.
On Thursday, selected VIPs rappelled down the hotel.
On Friday, participants who raised $1,000 or more will get a chance to go "over the edge."
Give Kids The World Village is a nonprofit resort for children with life-threatening illnesses and their families.

subset: commoncrawl


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Three great properties to buy in Dartmouth Park
PUBLISHED: 16:33 31 January 2018
Properties such as semi-detached and terraced Victorian houses with large gardens characterise Dartmouth Park's streets
Croftdown Road, NW5
Guide Price £3,000,000
An imposing, eight-bedroom, bay fronted, four storey, end-of-terrace Victorian house (circa 3,400sq ft), arranged over four generous floors. Wonderful high ceilinged reception rooms are on the raised ground floor, retaining ornate period detailing and with a dual aspect.
Dartmouth Park Avenue, NW5
Guide Price £699,950 sole agent
Occupying the entire ground floor of a grand semi-detached Victorian house and approached via its own private entrance, this is a stylish and spacious two-bedroom apartment.
Spencer Rise, NW5
£1,300,000 sole agent
Close to the summit of this sought after, tree-lined, residential turning only 300 metres from Tufnell Park Station, this charming, end of terrace, three-bedroom Victorian house is for sale chain free.
All properties marketed by Benham and Reeves, Dartmouth Park, 020 7284 0101, b-r.co.uk
If you value what this story gives you, please consider supporting the Ham&High. Click the link in the orange box above for details.


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Chance the Rapper stopped by NPR in June to take part in their Tiny Desk concert series, and early Wednesday, NPR shared a video of Chance's performance. After introducing the band and backup singers that he brought along with him and revealing that he was surprised to find out that Tiny Desk concerts are "actually in an office," he got things started by performing his Coloring Book song, "Juke Jam."
An interesting dynamic because tiny desk concerts require some sort of live music with no musical editing so getting rappers is always a challenge for them. Gucci Mane brought Zaytoven with him and Big Baby Dram also brought a pianist.
It's time: Watch Chance The Rapper's (@chancetherapper) #TinyDesk performance now. https://t.co/TaPRnFTFAZ pic.twitter.com/7CKMRAYiAb
— nprmusic (@nprmusic) July 5, 2017
Once he wrapped up that track, Chance then recited a new poem called "The Other Side." According to NPR, Chance wrote the poem on his way to the Tiny Desk concert, so it was obviously his first time sharing it with the world. And while he was briefly interrupted by someone making an announcement over the NPR building's loudspeaker, he rolled with it and finished the poem before concluding his Tiny Desk performance with a cover of Stevie Wonder's "They Won't Go When I Go."


text: Here is the gift bag for my hubby for Christmas. It goes with the gift I got him. We have a tradition of getting each other singing animals. This is a retired set from Stampin Up. I used my favorite papers on this basic gift bag. Sparkle Blanc for the image and Sparkle Emeraude, I just love the sparkle in this paper. Light Green Basis is the scalloped heart edged with liquid red pearls.


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Tour Search
New opening
New Airport Hotel
Special offer 40% off for the customer booking directly from website.
Please contact us at:
Tel: +84.986414444 | Fax: +84.438844548
Travel Services
Only citizens of certain countries can visit Vietnam without an entry visa (valid for visit within 30 days). Those countries include: some Asean countries, Korea, Japan & Scandinavians (2005). All other citizens are required to get an entry visa before departure or a pre-approved entry visa (visa is issued on arrival at Vietnam's International Airports) supplied before arrival in Vietnam.
We recommend that you obtain your entry visa by having a valid passport stamped prior to your departure by applying to any one of the Vietnam Embassies and/or Consulates worldwide. However, if your particular city does not have a Vietnamese embassy, and you wish to avoid procedural delays (anywhere from 4 to 10 days) which sometimes happen with visa approvals at embassies outside Vietnam, Democracy Hotel can make this requirement a fairly easy exercise. We provide a form below, which you may copy and paste into a word document, fill out and return to us with the required information by fax or email. We will then arrange to obtain the visa approval code service for you. You will subsequently still need to get the official Vietnamese stamp of approval on your passport at any of our Embassies. Following such an approval, we will send you notification (by fax or email) and fax the approval to your desired Embassy or Consulate. You will need to take that approval with your passport to that Embassy or Consulate to get the visa stamp on your passport, which is done on the same day. You are now ready to go Vietnam!
In the event that there is no Vietnam embassy or Consulate in your country, or you just want to make Vietnam part of a multi-destination trip, then we recommend Visa on Arrival as your best option.
What is a 'Visa on Arrival ?': this is most likely the easiest way to obtain your visa without having to chase down embassies, consulates and the like prior to your trip, and is a valid alternative when applying for a tourist visa. The entry visa will be stamped on your passport as you pass through our immigration checkpoint. Though valid for thirty days, it can be extended once you enter Viet Nam. With this type of visa, you may only enter the country once (single entry as opposed to multiple-entries)& applied only when you will enter Vietnam by air.
a- Requirement: to process a visa for you, we need the following information:
1. Your title (Mr./Mrs./Ms.)
2. Your name exactly as it appears in your passport
2. Date of birth
3. Nationality
4. Occupation
5. Passport No. (valid at least 06 months)
6. Date of Passport issuance
7. Date of Passport expiration
8. Proposed date of arrival
9. Flight Ref.
10. Port of arrival - Hanoi or Ho Chi Minh City (Saigon) or other
11. Purpose of visit (Vacation/Business/Visit family)
12. Type of service (Visa approval code or Visa on arrival)
13. The city at which a Vietnam embassy or consulate is located, where you plan to get the visa (only for visa approval code type)
b- How it works:
After receiving your information and payment (will be advised upon receipt of your information), we will process the visa immediately. You can expect the process to take 2 to 4 working days, and in urgent cases, only 1 to 2 working days.
Visa on Arrival: After approval, we will fax or email you a copy of the Approval letter as an attachment. Please remember to bring at least 2 photos of passport regulation size (2in x 2in, or 5.08 cm x 5.08 cm)
Approval Code Visa: After approval, we will fax or email you a copy of the Approval letter with code as an attachment. You will then have to proceed to the Vietnam Embassy or Consulate to obtain your visa.
Should your travels to Viet Nam bring you for business or special projects, where you find yourself needing either a tour guide or an interpreter, Democracy Hotel can provide you with either one. If you prefer to see remote places in our country, or the designated historical places, or your business calls for contact with Vietnamese citizens, we can arrange for either a skilled tour guide, or a professional-level interpreter to accompany you on designated visits. Below is our rate schedule for the most requested languages:
Since this kind of service is varies from case to case, please contact us at: firstname.lastname@example.com
If you need documents to be translated from English to Vietnamese or vice versa, just contact us. We stand behind the excellent service of our translators.
Freelance translators are also available to you. For more specific information, please email us at: firstname.lastname@example.com
Need a car to travel on your own or just need our pick-up service? Just ask us to arrange either one for you.
PRICE PER KM: (Currency: US$)
PRICE PER ROUTE: (Currency: US$)
FROM Ho Chi Minh City (SAIGON):
*name of airport in Saigon
** name of airport in Ha Noi
*** name of airport in Hue
Just email to us at email@example.com so we can help with details.


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Circular Economy Mapping Week CEC takes place in Georgia for the first time. Organizers will voluntarily set up group sessions to map the circular initiatives in their cities (60+city).
The overall objective of the session is to bring together circular enthusiasts to discuss and learn about the latest circular initiatives happening in their cities, as well as to map out circular initiatives taking place globally and make this information available online and free for all.
During the mapping session, participants will get information about CEC activities and they will contribute to expand this global net- work. Groups of 4 people will identify circular initiatives in five pre- selected sectors. (e.g. manufacturing, textile, etc.). Based on group discussions, each group will fill in the grid and present to other group members.
Today we have a linear 'take, make, dispose' economic model that relies on large quantities of cheap, easily accessible materials and energy, and is a model that is reaching its physical limits. Circular Economy opens a world of opportunity to rethink and redesign the way we make stuff. It questions whether with creativity and innovation we can build a restorative economy.
For more information visit: https://www.circulareconomyclub.com/
Circular Economy Club (CEC): CEC is the international network of over 2,600 circular economy professionals and organisations in over 60 countries. CEC is global and open. Anyone can join for free online. The network gathers architects, engineers, business leaders, researchers and makers that are resetting the world standards.
Source: http://bit.ly/2BIEefr
Our main goal is comprehensive advice and business support for Polish companies that want to expand their business in Georgia or Georgian companies that want to start their cooperation in Poland and European Union. We are searching for customers, partners and investors. Our long-standing presence in Georgia has allowed us to build positive business relationship based on trust, experience and friendship. We cooperate with many companies, public institutions and non-governmental organisations.


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Police are investigating whether one of Canada's richest men may have killed his wife before committing suicide, according to reports.
Barry Sherman, 75, the founder of pharmaceutical giant Apotex, and his wife Honey, were discovered hanging side by side near their indoor swimming pool in Toronto.
Canada's Globe and Mail and Toronto Sun newspapers reported that police were investigating whether Sherman killed his wife and hung her body before killing himself.
A police source told the Toronto Sun: "Forensics need to be done and post-mortems on the bodies, but at this stage it appears there was no forced entry and no evidence of anybody else in the house."
Their $5.4 million six-bedroom, nine-bathroom home had been put up for sale 18 days ago and an estate agent discovered the couple.
Mr Sherman, with a fortune Forbes estimated at $3.2 billion, was a prominent donor to prime minister Justin Trudeau's ruling Liberal Party.
During Canada's 2015 national election campaign he held a fundraiser at the couple's home which included Mr Trudeau.
The event became the subject of a probe by Canada's lobbying commissioner as to whether Mr Sherman breached rules against fundraising and lobbying.
Sophie and I are saddened by news of the sudden passing of Barry and Honey Sherman. Our condolences to their family & friends, and to everyone touched by their vision & spirit.
— Justin Trudeau (@JustinTrudeau) December 16, 2017
Sophie et moi sommes attristés d'apprendre le décès subit de Barry et Honey Sherman. Nos condoléances à leur famille et à leurs amis ainsi qu'à tous ceux qui ont été touchés par leur vision et leur esprit.
— Justin Trudeau (@JustinTrudeau) December 16, 2017
Earlier this year, Apotex sought a judicial review in a bid to quash the investigation, which the company called an "unanchored fishing expedition".
Mr Sherman was also involved in a series of lawsuits, including a decade-long battle with cousins seeking compensation over allegations he cut them out of the company that would make him rich.
A judge dismissed that lawsuit in September, but the cousins reportedly planned to appeal the ruling.
Mr Sherman began his career as an executive in the pharmaceutical industry when in 1967 he bought a company his late uncle, Louis Winter, established called Empire Laboratories.
In 1974, Mr Sherman founded Apotex, not the world's seventh-largest drug-maker that exports more than 300 generic pharmaceutical drugs to more than 115 countries.
He stepped down as chief executive in 2012, but stayed on as chairman.
Mr Sherman and his wife, who had four children, were also known for their philanthropy.
He had donated tens of millions of dollars to the United Jewish Appeal, and Mrs Sherman was a board member of the Simon Wiesenthal Center.
Mr Trudeau wrote on Twitter that he and his wife, Sophie were "saddened by news of the passing of Barry and Honey Sherman. Our condolences to their family and friends, and to everyone touched by their vision and spirit."
In a statement Apotex said: "We are deeply shocked and saddened by this news and our thoughts and prayers are with the family at this time."
The National Post reported that Mr Sherman did not show up for work on Thursday, "an unusual occurrence for the work-obsessed man," according to friends.
He was also known to eschew the trappings of his enormous wealth, preferring to drive a "beat-up old car" and not fly business class, and was "famous for being cantankerous" in contrast to Mrs Sherman's "warm personality," the National Post reported.


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Learning starts long before school, with the first five years of a child's life being crucial to laying the foundations for their ability to learn throughout their later years. Papilio Early Learning Belrose provides a stimulating and fun environment to enhance your child's learning in their early years, with childhood educators focused on encouraging your child to develop their natural interest in educational activities.
After progressing from nursery care, our Early Experiences program for children aged 1-3 years delivers real-life learning experiences for your child. As a toddler, children are opening up to new challenges as their communication skills expand and they learn to concentrate, experiment and play. Our educators support this magical phase through a program of play-based learning activities to help them explore their own interests and strengths.
Australia's Early Years Learning Framework is at the heart of our approach to early years education, with an emphasis on play-based learning. This includes activities such as singing to help your child learn about language; drawing with crayons to help them express their feelings and encourage writing; playing with shapes and patterns to develop their problem-solving skills; and group activities to build their social skills.
At our Papilio Belrose centre, you will find plenty of creative spaces which inspire your child's imagination, which is important for building social skills and self-confidence. Our toys, play equipment and resources are the types that would typically be found in the home, to help your child feel comfortable and adapt easily into this new environment.
We would love to show you around our toddler rooms! Book a tour at our centre, or call 1800 CHILD CARE for more information.
Give your child the best possible start in life.


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These money pots have been traditionally used in Italy for over 2000 years and their hand thrown design has remained unchanged. The British Museum houses examples of these ancient money pots.
Once the first coin is dropped the money pot must be fed until full upon which time it must be smashed whilst making a wish. It is customary to replace the pot and spend the money on 'good things', they bring good fortune.
Money pots are sometimes used to house a candle or a plant once smashed. The best way to break your money pot is to get a chisel or the back of a hammer and place it inside the money slot - slowly lever the top and you should be able to pop the top off - you can now use the money pots to house a plant, sweets or pens.
Terramundi money pots are hand thrown in Italy and hand painted in London. They stand between 17cms and 19cms in height.
Each money pot contains a separate fortune card. Money pots hold approximately $500.00 in mixed coins.


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She found these cute black and white racing print cupcake wrappers on line for me to use.......requested were 1 1/2 dz vanilla cupcakes, 1 dz chocolate cupcakes and 1 dz strawberry cupcakes. All were filled with a white chocolate mousse and topped with vanilla butter cream.
Each of the 42 cupcakes had a little red racer on top. The racers are all made in fondant and sport the # 4 for the birthday boy's age. Unfortunately I did not catch the little guy's name.
Happy 4th Birthday!


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The recent event in Manchester resulting in the death of 22 people and the injury of some 50+ more, some of whom were children, is, of course, not only sad; but also sickening.
Sickening not just because of what occurred, but sickening as a result of the platitudes offered by those who bear the responsibility for having created the conditions which allowed it happened.
Statements such as: our prayers and thoughts are with those bereaved; we will not allow terrorism to win; those complicit in the act will be brought to justice; Manchester will 'come together' and be stronger; a public vigil will be held in their memory, etc, etc, are meaningless to those who died or were injured – or their families.
Has history not taught us that attempts to meld different races and beliefs into one people are doomed to failure? Have not such attempts resulted in wars of ideas? Such 'wars' are basically a clash of ideas which invariably result in conflict, said conflict resulting in loss of life to both the indigenous population and those 'invading'. Invariably such wars are the result of political ideology imposed by those who have given no thought to that which they propose.
In this, our country, the doors were 'thrown open' to all and sundry in the name of 'human rights' and, more importantly, for political gain (think Nether?). I don't recall the indigenous population asked if they wanted their society to be changed beyond recognition – they weren't. The decision was imposed upon them, one could say by stealth, without their agreement.
Question: since when did politicians acquire the right to change the societal make-up of their nation without first requesting the agreement of those which they are supposed to serve? Answer: since the electorate no longer took any interest in their political landscape and that which was happening to them. As ye sow, so shall ye reap.
As we all know, or should know had we still an education system of worth, Pandora's Box is an artifact in Greek mythology which contained all the evils of the world. Pandora opened the jar and all the evils flew out, leaving only "Hope" inside once she had closed it again.
It seems to me that almost every time our politicians implement a policy it results in the opening of Pandora's Box because they do not 'think things through', resulting in yet more evils being created than are negated. As a result, all we, the people, have left is the hope that things will get better; that a knight in shining armour will appear and rescue us from the nadir into which we have let ourselves sink.
It is a source of considerable wonderment to me that whilst we will go to extreme limits to preserve our families and their functioning, we do not show the same determination to preserve our country and its societal make-up, traditions or way-of-life.
Think 'Animal Farm' (in all its 'variations') wherein 'Napolean' assumed command(by various means) and instructed the animals how they should think and act. Compare that scenario to today when we have 600+ 'Napoleans' informing millions of we 'animals' how we should think and act and at the same time informing us how the farm should progress.
Borrowing the 'message' of Animal Farm, is it not time that we animals (the electorate) informed our 'Napoleans' that 'enough is enough'; and that henceforth the chain of command will be reversed?
Direct Democracy…. anyone?


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Scotland manager George Burley admits it feels great to have Barry Ferguson and Alan Hutton back in his plans for the friendly with Argentina.
Burley named the pair in a 26-man squad for next Wednesday's Hampden clash after both recovered from long-term injury. The Scotland manager has also recalled Cardiff striker Ross McCormack despite his recent hamstring injury.
"I don't think he is 100% fit yet," Burley said. "But there are another two games that Rangers have to play so we will be looking at that carefully. "He got 35 minutes against Kilmarnock on Sunday, so it's a case of looking at it and speaking to Barry. But it's great to include him in the squad."
Hutton last played for Scotland against Croatia in March but has made several appearances for Tottenham after missing the start of the season with a broken foot.
"I spoke to Harry Redknapp on Monday and he said Alan is fully fit," Burley added.
The Scotland manager also expects McCormack, who has scored 12 goals this season, to recover from the minor hamstring tear he suffered on November 1.
Burley said: "I was watching on TV when he went off with a hamstring injury and I feared the worst, but he is back in full training now.
"Ross is a young player in terrific form. Fingers crossed he will come through his next game with no injury."
Stephen McManus is the only other addition to the party that gathered for last month's 0-0 draw with Norway, which the Celtic defender missed through suspension.
That means no place for David Weir in this squad, but Burley confirmed the veteran would return for the World Cup double header against Holland and Iceland in the spring.


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Let Go of the Rope
"By letting it go it all gets done. The world is won by those who let it go. But when you try and try. The world is beyond the winning." – Lao Tzu
Summer reminds me of waterskiing the beautiful lakes and rivers in Minnesota. Walking out of work after another thick day, "let go of the rope" came to mind. When you start losing your balance waterskiing, you naturally let go of the rope so you don't get pulled under and dragged along. A vivid reminder of releasing and letting go of the day, finding a renewed balance.
We think that we should hold tight no matter what, even if it drags us under. There's no heroism or strength in stupidity and stubbornness. When you get off balance and start to fall, let go of the rope. You'll float.


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Kwesiya eGift card for use on any Kwesiya piece at www.kwesiya.com and at www.etsy.com/shop/kwesiya
You don't know what you are looking for or don't know what the person would like to have?
You want to give something personal and unique to that special someone?
Not enough time to get me to produce and deliver it before your friend's birthday, anniversary, wedding etc?
No worries, you can now purchase a gift voucher.
The gift certificate will be emailed to you with your recipients name, amount and Gift Code.
You can either choose to have the certificate emailed to you or to the recipient directly.
Gift cards are available in $30, $50, $100, $150, $200.
Specific amounts available upon request. No minimum purchase amount.
Information to provide :
- Recipient's full name
- Recipient's email address
- A message or your name (optional)
To Redeem Online: Enter your E-GiftCard code during checkout.
To Redeem In-point-of-sale: Print the E-GiftCard e-mail or present it on your phone to any Kwesiya representative.
• Gift vouchers cannot be returned or redeemed for cash.
* This card carries no expiration date.
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• Can be redeemed at any kwesiya point of sale.
• Gift cards are available in $30, $50, $100, $150, $200.
* Specific amounts available upon request. Minimum amount is $30.
• When the voucher is redeemed, any remaining balance will be available as shop credit for up to one year from the original voucher purchase date (as marked on the voucher). Another voucher will be issued for the balance.
• If the purchase amount is greater than the gift certificate, the balance will be due using available payment methods at checkout.
Replacement card will be the value of the card at the time Kwesiya receives your report of loss.
If you need assistance, please email Customer Service at firstname.lastname@example.com.


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The Planet Mercury
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The Planet Mercury
The Planet Mercury, number 1 in a set of 9 prints featuring the planets of our Solar System. Mercury is the first planet from the sun and smallest planet in the Milky Way Solar System. Mercury orbits the Sun once every 87.969 Earth days. Surface temperatures range from about 90 to 700 K (−183 °C to 427 °C). The English name for the planet comes from the Romans, who named it after the Roman god Mercury. The earliest known recorded observations of Mercury are from the Mul.Apin tablets. These observations were most likely made by an Assyrian astronomer around the 14th century BC.
The following options and sizes are available for this artwork:
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Adafruit Motor Shield Kit for Arduino v2.3 (ID: 1438)Adafruit£19.86 inc VAT
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Music Maker MP3 Shield for Arduino w/3W Stereo Amp (ID: 1788)Adafruit£34.74 inc VAT
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Over Labor Day Weekend, SERVPRO of Queen Anne's, Kent & Caroline Counties had the awesome opportunity to help ESPN as they covered the Navy Football game. Our crew worked hard to ensure that all common touch points of the coverage fleet were clean, making for a COVID friendly environment. Sports may look a bit different now-a-days, but we are happy to be a part of the reason they can still go on!
We were asked to do a full contents pack out & cleaning of a rental property that is being prepared for the market. The previous tenants of this home allowed for a lot of build up on most surfaces- especially in the kitchen. The sink took a lot of elbow grease but was able to be completed revived thanks to Oxi-zap and Wall and All.
Here is a peek inside a portion of our warehouse! Our office/warehouse is conveniently located in Stevensville, MD. We have big plans for this space and are excited to keep you updated!
When closed up and sitting for long periods of time, an RV is the perfect incubator for mold. This particular RV sat in a garage for the entire summer, allowing the humidity to work its magic and stimulate mold growth. The mold growth was particularly prominent on surfaces within the kitchen and bathroom as well as around windows. We were thrilled to tackle such a unique job and even more excited to return the RV in pristine condition, "Like it never even happened."
Water damage? Close, but think again! Unfortunately, these homeowners had raccoons living in their attic. Over time, the bio-hazard left from the raccoons saturated into the ceiling tiles, leaving terrible odors and visible damage. The raccoons have since been removed and our team is on site to properly dispose and handle all effected contents.
SERVPRO of Queen Anne's, Kent & Caroline Counties was called onto a boat that had a small fire from a wooden basket placed on a hot stove top. Together, the wooden basket and the plastic utensils inside the basket caught fire, engulfing the boat with a terrible odor and a layer of soot covering nearly the entirety of the interior. Our crew cleaned surfaces such as the ceiling and counter tops with proper cleansers as well as removed all upholstered paneling, cushions, etc. to be properly vacuumed, cleaned and deodorized. For further precautions, we contracted out to have all air ducts within the boat cleaned to prevent any further odors remaining and circulating.


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About the Governors
In accordance with its Instrument of Government, the governing body of Stockton Heath Primary School is made up of the following:
One staff governor: staff governors are determined by school staff.
Two parent governors: parent governors are elected by other parents/carers at the school.
Any parent, or carer, of a registered pupil at the school at the time of an election is eligible to stand for election as a parent governor. Parent governors may continue to hold office until the end of their term even if their child leaves the school.
One LA governor: local authority governors are nominated by the local authority but appointed by the governing body.
Co-opted governor: up to a maximum of ten co-opted governors may be appointed by the governing body. They are people who in the opinion of the governing body have the skills required to contribute to the effective governance and success of the school.
Associate members: up to a maximum of three associate members may be appointed by the governing body. They do not have a vote in governing body decisions but may be given a vote on decisions made by committees to which they are appointed.
Head Teacher: The Head Teacher is a governor for the duration of their employment at the school.
All terms of office have been agreed to be four years.
If you need to contact the governing body, the chair may be contacted at email@example.com
The Governors of Stockton Heath Primary School are:
Dan Harding
I am proud to be part of such a dedicated, hard-working and enthusiastic governing body.
During my career, I have been a teacher governor in 3 contextually different schools in 3 different local authorities and have therefore gained a wealth of knowledge and experience of governance and learned what a fascinating aspect of school management and leadership it is.
I live in Warrington and am committed to improving my own local community in whatever way I can. I currently sit on the governing body of another Warrington primary school.
Besides primary education, I have 4 other passions - my family, music, Manchester United Football Club and sport in general (I am married with 2 children, sing and play guitar in a rock band and have a season ticket at Old Trafford).
Gill Travis
I have been a teacher at SHPS for almost 7 years now, having taught for more than 20 years in other schools. I am looking forward to the challenges that the role of staff governor will bring. In this role, I hope to be an effective representative for all members of staff and would wish to bring an informed and experienced point of view to the many challenges facing the governing body.
From a spare time perspective, having a 10 year old daughter leads to the usual taxi service and homework support! We like to spend time as a family doing lots of different activities but we are all passionate about Formula 1 racing.
Ian Seabury
I became a Governor in October 2015. My children attend Stockton Heath Primary School.
I am a solicitor and have my own practice, specialising solely in employment law and HR issues.
I am extremely proud of where I live, and have always believed that at the heart of the local community should be an outstanding school, one which pupils are proud to attend, and the community is proud to have.
I am also particularly interested in ensuring that parents continue to receive regular, quality information as regards their child's progress, so that they can be fully involved in helping the school ensure their child is motivated and challenged to reach their full potential.
I am a member of a local running club, enjoy most sports (with a strong emphasis on rugby league) and like to listen to all kinds of music.
Michael Lang
I joined the Governing Body, firstly as a Parent Governor, before being co-opted in 2015.
I have two children at the school and find being a Governor an interesting, worthwhile and rewarding experience and a great opportunity to learn more about the school and become involved in supporting the school, staff, parents and children.
My background is in IT, working with software developers, analysing data and planning changes where required.
I enjoy the role of Governor and am committed to supporting the Headteacher, Senior Leadership Team and staff in their aim of fully realising the potential of all the children at Stockton Heath Primary.
In my spare time, I am a personal chauffeur, private chef and PA to my children.
Victoria Wroe
I was appointed as a co-opted governor in January 2016 and I am very excited about the challenges that this role will bring. As a governor, I will support the school to the best of my abilities to enable the pupils to fulfil their potential and to really enjoy their time at Stockton Heath Primary.
I have longstanding links with the school, as a former pupil and now as a parent; my son is a pupil at the school.
I am a doctor specialising in Anaesthetics. In my spare time I enjoy reading, baking and holidays in Cornwall - particularly when the sun is shining!
Matt Cooper
I became a Governor in June 2016. I have three children at the school. I moved to Stockton Heath almost 4 years ago to be closer to the in-laws!
I am excited about being a governor and I'm looking forward to getting more involved in the school and the local community.
I am a qualified accountant and hope to use some of my knowledge and experience to benefit the school.
Lynne Cook
I became a governor in January 2015, after my youngest started in EYFS and volunteering in the school itself. Being a governor is a worthwhile and rewarding experience, especially at such a fantastic school.
I work part time as a solicitor specialising in commercial property and hope to bring some of my knowledge to assist with issues affecting the school.
In any spare time not taken up by my children, I enjoy reading, sewing and drinking cups of tea with my friends.
Rob Hanley
I became a co-opted governor in July 2019 and I am really looking forward to helping support the staff, pupils and parents in making the school the best it can be.
I am a qualified accountant and hope my experience can be used to support the school.
My spare time is non-existent, having a two year old daughter and (soon to be) one year old son. In the little hours I have free I choose to endure supporting Everton having had my boots locked in a cupboard by my better half following one to many injuries.
Lisa Turner
I am an experienced primary school teacher and currently work as a lead specialist Teacher of the Deaf for a neighbouring local authority. I hope that my knowledge and experience in primary education will help to support the school and all pupils. I am from Warrington and am looking forward to being able to play an active role in the school and local community!
In my spare time, I enjoy baking and taking long walks.
Andrew Southcott
I am a recent addition to the Governing Body being appointed in 2017 as a parent governor; due to the fact that my child attends the school.
I have recently retired from the Police Service after 30 years service. I held a senior position leading all front line services across Cheshire as a consequence I have a range of skills which will assist me in the role.
I continue to be impressed with Stockton Heath Primary School and hope that some of my experience will assist the school in delivering and outstanding education to all our children.
I am keen on sport and recognise the value for children; you will regularly see me running around the area; I also coach the local Under 9's Rugby team as well as supporting local youth football.
As parent governor, I am keen to represent the interests of all parents and pupils.


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So, it's been while since we last posted. Well, a long while in fact! We started out with the intention that we would be able to upload our posts as we go and keep our friends and family updated with our going on. This hasn't quite happened unfortunately, and now we are super behind. Between internet issues, app issues (just tech in general really) and finding time where we were just sat still , was quite hard in the last few months of our travel. Plus we didn't want to just spend time staring at a tablet screen writing when we had a bit of down time.
Anyway, enough with the whys and the excuses, we have made it to Melbourne and are now in a better place to get back on it and finish our entries. There's probably another 25 to get done… (I told you we were behind!).
So over the next few weeks and months we will be catching up and getting our travel story back on track. Just as a mini update to where we are now
— Peru, Ecuador and Colombia are brilliant countries (lots of stories to tell from these).
— North America was fantastic, we (Rikki did all the driving) drove around 6500km in 9 days
— Australia so far is very nice and we are on the job hunt.


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Glass Panel Heater
Pay & Collect
Submit your order now and collect your items at your local Biltema store in 2 hours!This is how Pay & Collect work
Trendy and elegant heater with tempered glass front. The glass front has smooth surface with no sharp edges, making it easy to clean. The thin design (5,6 cm) means the heater is easy to place. The heater can be easily set via the display. With thermostat, thermometer, overheating protection, timer and ant-frost function. The specified values are shown on the display. Brackets for wall mounting included. Can also be placed standing using plastic feet (sold separately). Power cable 1.6 m. IPX4. 230 V.


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Storhaugen Hiking Trail
Family hike in Dindalen, Oppdal
Essential info
- Destination: Oppdal
- Season: April-November
- Difficulty: Demanding
- Distance: 5.3 kilometers (out‑and‑back)
- Elevation Gain: 590 meters
- Duration: 2-3 hours
About Storhaugen
Storhaugen is a fun hike to a mountaintop that will set your pulse to the test. At the same time, we guarantee that you will be speechless from the breath-taking views at the top.
Getting there
Drive Riksvei 70 from Oppdal centre. After about 15 km exit the road and follow the signs toward Dindalshytta. When you arrive at Blokhus continue up toward Dindalsvegen (toll road). You can park on the gravel right after the cattle grid, and you'll find the trail 10 metres below the gravel parking spot.
Trail description
The first part goes up through the birch woods. The trail is marked all the way until the top. After you've passed the treeline you've reached halfway. The terrain is steep, but it is easy to handle. You can extend the hike by going southwest to Gråhø.
Questions or comments? Let us know.
Nearby adventures
Last updated:


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Here's our general round-up and summary of the news this month...There's something for everyone.
House prices in biggest monthly fall in a year
House prices in England and Wales fell by 0.2% in September - the biggest monthly fall in nearly a year, according to the Land Registry. Annual house price inflation also fell, from 8.4% in August, to 7.2% in September. That is the first time since May 2013 that the yearly rate has gone down, the Land Registry said. The largest monthly fall was in Yorkshire and Humberside, where prices declined by 2.2%. The average house price is now £177,299, well short of the peak of £181,324 in November 2007. However, average prices in Scotland have risen to £170,190, according to Registers of Scotland, the Land Registry equivalent. Most lenders now agree that the rate of house price inflation is slowing. But the figures from the Land Registry are particularly significant, as they are based on actual sales, rather than mortgages. They therefore include houses or flats that are bought for cash, rather than with a mortgage.
Rates can stay lower for longer - Bank of England exec
Interest rates can be kept at their current record low level for longer than first thought, the Bank of England's Deputy Governor has said. Jon Cunliffe said weak pay and inflation together with slower UK growth and deteriorating prospects for the global economy meant the Bank of England should remain "cautious". he also warned the financial crisis may have permanently depressed pay. The Bank of England has kept interest rates at 0.5% since March 2009. "The softening in the pay and inflation data, together with the weaker external environment, for me implies that we can afford to maintain the current degree of monetary stimulus for a longer period than previously thought," Sir Jon said in a speech in Cambridge. Sir Jon is the latest in a series of Bank officials to suggest rates should stay low for now. Most economists are expecting the MPC to start raising rates around the middle of next year.
Half a million plan to use pension to repay mortgage
More than half a million 40 to 70 year old in England plan to use part or all of their pension to repay their mortgage balance, new research from specialist insurer Partnership has revealed. While the majority of 40 to 70 year old with mortgages tend to take a more traditional approach to managing their mortgage - either making monthly repayments until it is paid off (58%) or making lump sum payments in addition to monthly contributions (22%) - some have other ideas. One in ten (389,483) intend to use their tax free pension lump sum to repay the outstanding balance on their mortgage and 5% (199,069) plan to use their pension to repay the outstanding balance on their mortgage. In addition, 7% (268,311) claim to have savings or investments set aside to meet this cost which suggests that they may hold one of the estimated 2.2 million interest only mortgages outstanding on lenders books. Worryingly, 6% (225, 035) will use an inheritance to repay their mortgage and 3% (112,517) will take in a lodger to help them meet this cost - neither of which are guaranteed sources of finance.
Take your mortgage to the grave, older borrowers told
Banks will move some interest-only borrowers to 'lifetime mortgages' that they will never repay, as hundreds of thousands face a shortfall. Many borrowers will struggle to pay off interest-only mortgage debts after poor investment returns and a lack of planning. Older home owners will be told to take mortgages for life or leave their homes under plans to tackle Britain's interest-only mortgage crisis. Several major banks will propose "lifetime" contracts to borrowers in their 50s and 60s who face a shortfall when their mortgage ends. The lenders will allow customers to repay just the interest on their debts until they die, at which point the properties will be sold and a large chunk of the proceeds passed to the bank. Around 130,000 interest-only mortgages are due to expire every year until 2020, with half facing a shortfall of £71,000 on average, according to the City watchdog. One in 10 borrowers have no repayment plan in place at all.
Million pound home sales hit all-time high
The number of property sales worth at least a million pounds is at a record high, with 6,143 transaction recorded in the first half of 2014. Research by Lloyds Bank shows that the figure is a significant increase of 46% compared to the same period in 2013 when sales of million pound properties numbered 4,198. The bank says that million pound home sales have grown by 345% since the first half of 2009, when sales in this market segment were at their lowest (1,382) point in the past decade. The increase in million pound home sales in the first half of the year significantly outpaced the 26% increase in the sale of properties below a million pounds over the period. However transactions over a million pounds account for just 1.3% of the national market. At an even higher end of the market, there were 1,360 homes sold for at least two million pounds in the first half of 2014; 43% higher than over the first six months of 2013 when the number of sales totaled 949.
New house building figures released by NHBC show that new home registrations have hit their highest level since 2007
The figures for Q3 2014 reveal that overall new home registrations have increased 8% on the same period last year with the private sector continuing to be the main driver of growth. These figures represent the highest year to date figures and the highest Q3 figures since 2007. In total, 36,343 new homes were registered with NHBC between July and September this year (28,468 private sector; 7,875 public sector), compared to 33.573 (24,984 private sector; 8,589 public sector) for the same period in 2013. This represents a 14% increase for the private sector, with the public sector still under-performing when compared to last year's figures. However, NHBC anticipates that public sector registrations will begin to grow again as the next phase of the Government's Affordable Housing Programme has recently been allocated.
FOS: Mortgage complaints rise 8% in Q3
Mortgage complaints rose 8% year-on-year in the third quarter, according to the latest figures published by the Financial Ombudsman Service. The FOS received a total of 3,333 mortgage complaints between July and September, up from 3,090 in Q3 2013. Mortgages were the third most complained about financial services product during the quarter, with 33% of complaints upheld. Total complaints fell 39% as the number of complaints about payment protection insurance halved. The data shows there were 88,038 new complaints in the third quarter of 2014, compared to 143,177 in the equivalent period in 2013. The FOS received 57,094 PPI complaints between July and September, down 50% year-on-year. It upheld 49% of the complaints. PPI cases accounted for two thirds of complaints received between July and September.
Current accounts was the second most complained about product with 3,622 complaints in Q3 and an uphold rate of 38%, although the number of complaints is down 2% year-on-year.
UK unemployment falls below 2 million
The number of jobless people fell by 154,000 to 1.97 million in the three months to the end of August, the Office for National Statistics said. The drop, which is bigger than analysts expected, took the unemployment rate to 6%, its lowest level since late 2008. In total, there are now 30.76 million people in work. Chancellor George Osborne said the fall in unemployment was 'evidence that our long-term economic plan is working'
'I'm the first to say there are still too many people out of work. We need to make further reforms to our welfare system so that people have a life of work, rather than a life on the dole,' he added.
The proportion of people aged between 16 and 64 in work is now 73%, close to its all-time high of 73.2%. The number of people in employment rose by 46,000 over the three months, which was the weakest quarterly gain since May last year. Economists said this suggested the economic recovery could be slowing.
'The UK labour market remains strong. However, there are some areas of concern such as the slowest increase in employment for 15 months, which suggests that the pace of economic growth is easing,' said British Chambers of Commerce (BCC) chief economist David Kern.
UK inflation tumbles to lowest level in five years
UK CPI inflation has fallen to its lowest level in five years, undershooting estimates as the impact of falling petrol prices dragged the headline level down to almost 1%.
The release from the Office for National Statistics (ONS) revealed Consumer Prices Index (CPI) inflation fell from 1.5% in August to 1.2% in September, well below the dip to 1.4% which was expected.
The ONS said a combination of falls in transport costs (notably sea and air fares) and prices for a range of recreational goods helped drive down the headline figure sharply.
The latest drop also bolsters the case for the Bank of England's Monetary Policy Committee to hold off on raising interest rates, appearing to take a 2014 hike off the table for now.
September's figure is the lowest rate of inflation since September 2009, when CPI stood at 1.1%
The ONS said if falling food and motor fuel prices were excluded, inflation would be a third higher thanks to soaring utility bills.
Meanwhile RPI dropped from 2.4% to 2.3%, in line with expectations the ONS said.
Mobile transactions on the rise
More than 2 in 5 (42%) online users search users search for and complete financial transactions on mobile devices such as smartphones and tablets, Unique Digital/YouGov research has revealed.
In comparison just 37% use mobiles for research alone.
Mobile advertising spending has increased rapidly over the last year, as the latest Internet Advertising Bureau figures states that mobile advertising has grown by 68% - from £429.2m to £707.1m.
Unique Digital called for firms to design apps to streamline payments and completions, as the top two reasons for downloading apps to complete purchases are ease of use (44%) and speed of use (33%).
Bank of England maintains Bank Rate at 0.5% and the size of the Asset Purchase Programme at £375 billion
The Bank of England's Monetary Policy Committee at its meeting on 8th October voted to maintain Bank Rate at 0.5%. The Committee also voted to maintain the stock of purchased assets financed by the issuance of central bank reserves at £375 billion.
Scottish Budget: Boost for first-time buyers
Homebuyers in Scotland will pay no tax on properties costing less than £135,000. Finance Secretary John Swinney has announced. And a 12% marginal rate for houses costing more than £1m will come into force next April, when stamp duty is replaced in Scotland. Mr Swinney's plan came in his budget proposal for the year ahead. Opposition politicians said the finance secretary had failed to live up to his promise of protecting health spending.
Under the Government's new Land and Building Transactions Tax, a marginal tax of 2% would apply to the proportion of a transaction between £135,000 and £250,000, while a 10% rate will apply to those between £250,000 and £1m.
Mr Swinney told MSPs: "As a result of the rates I have announced today, nobody will pay tax on the first £135,000 of their house purchase. 5,000 more transactions will be taken out of tax, supporting first-time buyers and those buying properties in the affordable market."
Mortgage approvals drop
Mortgage approvals fell to 64,212 in August compared to 66,100 in July, while remortgage approvals decreased from 32,880 to 32,273 as momentum slows, Bank of England statistics have revealed.
Despite the drop lending secured on properties accelerated by £2.3bn in August compared to an average increase of £2.1bn over the last six months.
Gross lending secured on dwellings was £17.5bn in August while repayments stood at £15.6bn.
David Newnes, director of Your Move and Reeds Rains estate agents, said: "A cloud is momentarily dulling the view of the mortgage market, after a sunny few months for lending. But from a first-time buyer's perspective the borrowing outlook hasn't been this bright for years."
Bank of England asks for extra powers over housing market
The Bank of England has asked formally for new powers to prevent a housing boom and bust.
Under the powers, the Bank would be able to limit how much people can borrow to buy a home, according to their financial circumstances.
The Bank has also given a clean bill of health to the Government's Help to Buy mortgage scheme.
Its Financial Policy Committee (FPC) can already make recommendations about loan amounts.
Earlier this summer the FPC recommended that banks and building societies restrict lending of large loans - by which it meant loans greater than 4.5 times income - to 15% of mortgages.
In June, George Osborne promised that the Bank's powers to "recommend" would be beefed up to powers to "direct", in order to prevent a dangerous bubble developing.
But the Bank said it wanted its new powers to cover both residential and buy-to-let mortgages.
And finally...
One million Brits would consider leaving UK if could buy a home
According to Santander Mortgages 1 in 10 British adults would consider relocating to a less desirable part of the UK just to get a foot on the housing ladder, while a total of 1.1m people would think about leaving the country completely.
Younger people - those aged between 18 and 24 - are willing to go further than their older and more established counterparts . Some 11% of young people would withdraw money from a pension pot to boost their deposit, compared to just 5% of all age groups, while 30% would use an inheritance as a down-payment. Just 5% of all age groups said the same.
Regardless, 49% of all non-homeowners never expect to own a property of their own.
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How One Mistake on My Taxes Almost Resulted in Fraud and How My Tax Pro Saved MeSometimes paying a professional is worth it.
For years, I've been a fan of doing my taxes myself. It started when I was a poor student, and low-cost tax software was the only way I could afford to file. Once I started my first job, my taxes were fairly straight forward, and continuing to file myself was easy. Finally, as a freelancer, filing my taxes has become a little more complicated, but I learned everything I needed to know to file them myself, and since I am very familiar with my tax software, it has been a breeze.
Last year, however, everything changed. On a whim, I decided to use different tax software. This software was highly regarded and well known, and I wanted to see if it was better than the software I'd been using. The grass is always greener, right?
Up Next: Tax Experts Share the 6 Biggest Mistakes People Make When Filing
I'd prepared everything I needed to file my taxes online. I had my income from my full-time job, my retirement contributions and all of my income and expenses from freelancing, right down to the last coffee receipt. I poured myself a glass of red wine one evening, gathered my documents and started typing away on this new software.
I entered my income, my husband's income and our retirement contributions without an issue, but when it came time to enter my business income and expenses, that's where it got dicey. In Canada, if you use part of your home as an office for your business, you can claim a percentage of your housing costs as a business expense. I freelance and have a home office, so I claim part of my housing costs. It's tedious because it involves tallying up a bunch of bills every year, but the savings are worth it.
On the old tax software, the percentage you claim is the percentage of your home office's square footage relative to the total square footage. On the new tax software, the question is inverted. So instead of claiming 7 percent of my housing costs as home office expenses, I claimed 93 percent.
Uh-Oh: 5 Common Tax-Filing Mistakes to Avoid
That is a huge mistake and one that I was totally oblivious to. I finished up my filing, saw the final number and I was happy. Since I had thousands in eligible housing costs, this caused my tax bill to shrink, resulting in a small tax bill. I thought I was done and started the process to initiate filing.
I was about to commit tax fraud, and I had no idea.
Learn: 7 Ways You're Accidentally Committing Tax Fraud
Fortunately, I also wanted to try out this software's optional add-on to hire a tax professional to look over my return before I filed it. I scheduled an appointment with a tax pro and called it a night. On the day of my appointment, I met my tax pro over the phone. Her name was Cathy, and she saved my butt. Cathy went through my return with me line by line, and she caught my mistake. To this day, I can't thank Cathy enough for stopping me before I committed tax fraud.
Unfortunately, this meant that I was only claiming 7 percent of my housing costs, which meant my profit for the year was higher, which meant I was now facing a big tax bill — over $4,000 to be exact. While I'd saved 30 percent of my income from the beginning, it was still a shock to see that number. That said, it would've been an even bigger shock to get audited and find out that I hadn't been totally honest on my taxes.
Do You Know? 12 Tax-Filing Mistakes First-Timers Always Make
All in all, I'd use the software again, but I'd make sure to have a tax pro look over my return the next time. Because you never know when you're going to make a mistake. A tax pro can really save the day.
Click through to read about tax mistakes everyone makes.
More From Our Smart Money Squad
- Why I File an Income Tax Extension Every Year
- Why I Need a Tax Preparer — and You Do Too
- Why Outsourcing My Taxes Was the Best Thing I've Ever Done
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Over the Summer I was involved in discussions with College to press for the re-opening of Founder's Reading Room as quickly as possible, while maintaining the traditional atmosphere and furnishings. Today, golden scissors in hand, I had the privilege of cutting the ribbon and opening the refurbished space.
The transformation is truly remarkable.
The dark and dingy space is now one that breathes life while still illustrating the fantastic history that Founder's Building possesses. With the Reading Room re-open, another 96 study spaces have been added. In combination with EWD Library, campus now provides 1346 study spaces – approximately 7.5 students per study space – compared to only 825 study spaces that Bedford Library provided. While study space, and a lack of it in busy periods, is rightfully a cause of frustration, this is a great step forwards in providing high quality study spaces for all students.
In running to be your VP Education, I vowed to broaden the debate on study spaces beyond EWD in order to alleviate the pressure and offer greater options in study spaces. With the re-opening of the Reading Room, not only do we add extra spaces but also different spaces that will transform you to the earlier centuries of Royal Holloway.
You can check out all the photos from the official re-opening here on the Royal Holloway Campus Life Facebook page.
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The Students' Union, Royal Holloway
Egham, TW20 0EX
01784 276700
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Fri, 01/24/2020 - 10:00 to Mon, 01/27/2020 - 23:00
Discovering taste of tradition and world design.
Book your stay near the fair! Looking for the best price?
10% off than other sites
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Our spacious and bright rooms are the ideal place to relax after a long day at work!


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- Feed Type
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Undisclosed Redwood City, CA 94061 USA
- Company Description
Cheddar is a better checking account. It gives you a complete picture of your finances and lets you put your money where it needs to be. We built Cheddar to help us manage our complex financial lives. Other aggregation tools show you where your money is but don't help you make decisions or take action.
- Website
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Venture Equity
- Transaction Amount
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We'll use this capital to become a full-fledged live, linear cable network, except not on cable, but rather leading social and OTT services," said Jon Steinberg, founder and CEO of Cheddar.
- M&A Terms
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Lightspeed Venture Partners
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Comcast Ventures
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Ribbit Capital


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Duo Córdoba
21 km from Pierrefonds, QC
If you are planning an event and want beautiful music to make every moment memorable, you have come to the right place! Duo Córdoba is a cello and guitar duo based in Montreal, which offers various types of background music for a diverse variety of events, ranging from parties and wedding to corpora
12 km from Pierrefonds, QC
Ad-Lib, Montreal's showband for weddings, corporate events and special occasions, and galas, will make your event a night to remember. Their energy is captivating! Their style is pure class! Their repertoire is extensive! Regardless of the setting, theme or venue, Ad-Lib will enhance your
Orchestre Dance Knights ®
16 km from Pierrefonds, QC
For your office Christmas party, your wedding, or any special occasion, reserve the most affordable, flexible, professional and dynamic band in Montreal! Partying is garanteed! Jazz trio, and DJ always included. Call us today, and be pleasantly surprised! (514)605-8126
Direct Entertainment Group
20 km from Pierrefonds, QC
Direct Entertainment Group offers a variety of duos, trios and bands for cocktail parties, wedding ceremonies, corporate events, gala and special events. Working with the best in class live entertainment that Montreal has to offer, DEG delivers quality, competitive pricing, hands on customer service
Jeff May Productions
Serving the Pierrefonds, QC Area
If you are planning an event or celebration of any type, I can design the perfect musical ensemble to suit your tastes and needs.
L.A.G. aka La Gioventu Orchestra
Pierrefonds, QC
La Gioventu a professional corporate band, a private party show orchestra complete with members of international acclaim featuring Texan born singer, Alma Faye Brooks under the direction of Montreal born pianist and keyboard player, Louis Toteda. Alma has a diverse Jazz repertoire of legendary talen
Robert Stefan - Unpluggled
8.3 km from Pierrefonds, QC
Robert Stefan unplugged is available in either solo, duo or trio options depending on your budget and needs. Robert has hand chosen some of the best musicians in Montreal to share the stage with him. Isabelle Delaney on percussion. Ray Farquhar on bass and vocals.Louis-Phillipe Simard on drums, perc
Classikrox Band
14 km from Pierrefonds, QC
MADE UP OF 4 SEASONED CLASSIC ROCK MUSICIANS, ClassikRox PAYS TRIBUTE TO THE GREAT MUSIC OF THE 60'S, 70'S AND 80'S. AIMING AT THE BABY BOOMERS AND THEIR KIDS AND GRANDKIDS ClassikRox APPEALS TO A WIDE AUDIENCE WITH ITS REPERTOIRE OF CLASSIC ROCK HITS. ClassikRox IS AVAILABLE FOR ENGAGEMENTS ACROSS
The Directors Showband
16 km from Pierrefonds, QC
Montreal's most sought after 12 piece full variety show band for weddings, corporate events, fundraisers.
Trio Amore
17 km from Pierrefonds, QC
Music for your wedding, corporate event or special occasion. Our repertoire is extensive from the classics to rags all at your request.
Olga Gross, Harpiste
17 km from Pierrefonds, QC
Duo Lyra Harp and Flute Elegance ~ Excellence ~ Experience
Cadenza Strings - Montreal
17 km from Pierrefonds, QC
Cadenza Strings is available to provide live classical music (string quartet, trio or duo) for weddings and other events in Ottawa & Toronto, ON and Montreal, QC.
Duo d'Amore-string duos, trios and quartets
18 km from Pierrefonds, QC
Duo d'Amore is a violin and cello duo, trio and string quartet specializing in live classical string music for local and destination wedding ceremonies and receptions in Montreal and surrounding areas. We are quickly booking dates for the 2010-2011 wedding season. For a custom quote or to check
Canto Sentimento String Quartet - Montebello
19 km from Pierrefonds, QC
Add the distinctive touch of a live string quartet to any celebration, party, corporate event, reception, or wedding ceremony. Canto Sentimento performs throughout the Ottawa-Gatineau region.
Mattia Pironti
19 km from Pierrefonds, QC
A recent graduate from the world-renknown Berklee College of Music and a past participant in the hit tv show "The Voice", Mattia Pironti is available for all your events, from weddings to birthday parties! Now back in Canada after spending almost two years performing live in Europe, Mattia Piront
Black Velvet
19 km from Pierrefonds, QC
www.blackvelvetband.ca Ensure the success of your wedding, corporate event or private party with the music that will definitely get you dancing! Combining decades of experience, the musicians of Black Velvet have shined on numerous stages around the world. With style and energy, Black Velvet'
Kirkland Concert Band
Beaconsfield, QC
Join the Kirkland Concert Band for a fun evening of holiday tunes; some jazzy, some classic followed by scrumptious desserts. Sunday, December 21 at 7 PM in Christ Church Beaurepaire, 455 Church Street, Beaconsfield, corner Fieldfare. Tickets are $10.00 for adults and $7.00 for seniors and children.
Marta and Richard
Montreal-Ouest, QC
Marta and Richard have been performing flamenco as singer and guitarist for twenty years. They have entertained audiences in India, Russia, Dubai and Europe as well as in Canada and the U.S.A.
Rhythm Exchange
Montreal, QC
Interactive Team Building: Rhythm Exchange's team of inspired percussionists and facilitators understand the power of the beat! Our dynamic percussion team leads the way, driving the energy and creativity. We quickly transform your team into a highly synchronized orchestra. Our Team Building exp
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Bermuda Sands Nouveau Pattern
Purple is LPGA pro Caroline Westrup's favorite color. She is happy to wear different brand styles as long as purple is involved.
Bermuda Sands has combined shades of purple and pink with black and white in a nouveau plaid pattern that delights everyone.
It is a geometric artistry of strokes brushed through traditional tartan blocks on a pull up skort named Molly, that pairs nicely with many solid tops as well as their matching Felicity sleeveless polo which is solid white with side panels in the same plaid print.
Other options in their sleeveless sorority are Ava, Bree, Joni, Kennedy, Mia and Miranda.
The pull up skort is very light and comfortable and most convenient for quick pit stops on the course.
Another great skort is Corrie, with black and coral tropical print; Sorelle, with black and blue geometric tiling; Cadence with an island batique print; and solid black, all simply perfect A-line cuts. Caroline might layer up on cool mornings with the soft purple Margo outerwear, also available in steel grey, coral reef, aqua bay or ubiquitous black.
Although Bermuda is not actually in the Caribbean, its water reflects the same shades and so it is from whence the Bermuda Sands team has drawn inspiration for their spring line for both men and ladies.
Guys look sharp in the Score with fine line tricolor horizontal stripes in Aqua Bay, Regatta Blue or Magenta backgrounds. Solids, ginghams, and slanted stripes diversify the polo spectrum. The long sleeves are designed as beach classics.
For over 40 years, the family business has sourced premium materials in the US and designed comfortable, functional sportswear produced in Central America. The America's Cup Race is on the turquoise waters of Bermuda this year. Bermuda Sands apparel will be found in some of the shops at the ocean front courses. There are over 1000 green grass, resort and specialty shops as well as their website for purchases.WHAT'S YOUR REACTION?


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Our Website Design Process
1. Checklist
First, we make sure that we have everything that we need to begin the project. This includes your domain and hosting details if necessary, as well as your creative brief and all of the website requirements.
2. Site Map & Content
Next, we organize all of the information for the website into a hierarchical and meaningful structure to make it easy for users to find what they need and easy for website owners to publish their story.
3. Prototype & Interface
Then we proceed to a prototype or mockup design to see how the website might work and how users might interact with it. This is the design interface for the website and homepage.
4. Coding
The next phase is where we spin our magic wizard tools and turn your beautiful prototype and interface into a fully functioning website. It's all very technical here so we won't bore you with the details. Needless to say, we spend a lot of time indoors during this process.
5. Launch
Finally, we put your new website through our 42-point pre-flight check and then launch it into cyberspace so that the rest of the world can visit it on computers, tablets, and mobile phones. Woohoo!


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One of the litany of things business owners and managers have to worry about is waste management. Figuring how to deal with commercial waste can be an exhausting exercise, especially if you're not getting the right information to make the best decisions for your company. With that in mind, what are some waste management myths… Read more »
At times, it can be astounding to see how much waste a business accumulates during a given day, week or month. As such, especially in today's climate where companies look to reduce their carbon footprint, it's essential for business owners and managers to look for ways to properly manage their company's waste disposal and find… Read more »
Business owners and managers seemingly have a never-ending to do list each and each every day. With so much to worry about, it's understandable that the waste management system at their commercial property is not at the top of their priority list. That said, it is something that businesses should take a strong look at…. Read more »
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DJT's major flaw in dealmaking at this level is assuming that economic interests are paramount when they are not. He is out of his league here since his understanding of interest is limited at best, and his the advisors he has chosen are incompetent ideologues.
Donald Trump likes to make "deals." Perhaps he views the Palestinian problem as essentially an economic issue, not a political one. Because of this perspective he has adopted a "you make concessions to get economic benefits in return" approach. The problem is with the PA's leadership, which is headed by Mahmoud Abbas, its people, and also the Arab leaders who want a real political settlement instead of a trade deal, because they aren't going anywhere. It's really hard to imagine the Palestinians taking any offer of "limited sovereignty" seriously.
Strategic Culture Foundation
President Trump to Unveil New Middle East Peace Plan
Alex Gorka


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The last walks of the year, the last walks of the decade.
We set off round the quarry where the boat crash landed some years ago ...
... then down to the tunnel where the mountain smurfs hibernate.
The girls stopped to admire the Xmas tree decorated perfectly by mother nature.
A quick cuppa at Aunties Cottage ..
... and down to the magical wishing tree
before a pint in the crowded Shepherd's arms.....
Happy New Year, Blwyddyn Newydd Dda - get out there and look at what you have around you, love it, live it, imagine it and enjoy it. We are so blessed.


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Nordic Tenors invite you to a beautiful and entertaining Christmas concert that's sure to get you in the mood for Christmas.
With their unique voices, the three tenors create an extraordinary ambience. Together with their talented pianist, Torgeir Koppang, the Nordic Tenors promise to deliver both warm humour and a Christmas repertoire full of tradition.


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And you thought I meant fabric with flowers and trees. No, this is actually some plastic-y non-woven material that bills itself as a plant and seed blanket. My husband bought it at our local Orchard Supply Hardware store, but for some reason I can only find an online link at Amazon. He gave me a leftover chunk and asked if I thought I could use it for a quilt.
Boy, could I.
The material is nubbly, like an iron-on interfacing, so it grabs hold and won't shift during sewing. I sprinkled sequins and seed beads over the background and quilted them in place. While the material is as transparent as a tulle or netting, it won't allow the small beads to slip through the holes.
It also shimmers, making it a good candidate for water effects.
You can make reasonably clean cuts close to the stitching line.
I have no idea how long this material will hold up, nor what it will do to the cotton underneath it. That's part of this experiment. Still and all, it's fun to play with.
Luck and wisdom!
Tags: art quilts, embellishment, experiments, landscape fabric, Lani Longshore, luck and wisdom, non-woven fabric


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Shilland and Co has won a contract to manage Tesco Stores'
public relations in the Czech and Slovak Republics. The win
coincides with the setting up by the agency of a new office in
Bratislava, which currently employs two staff. The brief includes
consumer and corporate affairs, internal communications and
business to business PR. Shilland and Co chief executive Peter
Shilland said the agency will target print media, including
women's magazines, business publications and national


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Project Description
Economic Leakage Study
The Western North Carolina New Economy Coalition requested an economic leakage study of the Asheville Metropolitan Statistical Area (Asheville, MSA). The Asheville MSA is comprised of Buncombe County, Henderson County, Haywood County, and Madison County, North Carolina. "Leakage" refers to areas within the economy where goods and services are procured or "imported" outside of the local region. The NEC seeks to utilize this "leakage" information to examine potential local market opportunities for new minority business creation and/or existing minority business expansion. This study is funded by the City of Asheville.
Tasks and Deliverables
- Market research
- Economic research
- Traded and Local industry cluster research
- Minority business interviews
- Business development stakeholder interviews
- Research report and presentation
- Interactive data visualization (Tableau)
- Consolidated minority business database
Capabilities Deployed
Research and Analysis
Strategic Planning
Information Systems


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Amway organizes Nanhe Chitrakaar at School of HopeJamshedpur March 1, 2014 No Comments on Amway organizes Nanhe Chitrakaar at School of Hope 248
Jamshedpur : Amway Opportunity Foundation. the corporate social responsibility arm of Amway India played host to Nanhe Chitrakaar today at the School of Hope and conducted the Annual painting competition for children with the theme- "Wild Life & Environment" in which many students from other schools and special children participated showing great integrity.
At a formal function Dr. Swetabh Suman, Commissioner of Income Tax graced the occasion as the Chief Guest and gave away the prizes to winners of Nanhe Chitrakar 2014 and presented the certificates to the winners and all participants signed by William S. Pinckney, Chairman, Amway Opportunity Foundation. Rajnish Kumar, Senior Manager, Societies, Dr. D P Samaddar and Anil Oraon all from the Managing Committee of the School of Hope also graced the occasion.
Dr Swetabh Suman was also praise for Amway Foundation and the management of School of Hope for taking care of the special children and empowering them both financially and skilfully. It was his first visit to the school and he regret not coming here earlier. He assured his all support to the School and assured to facilitate marketing of the products made by these children which was presented to him.
The Painting competition elicited overwhelming response from the ABO parents in Jamshedpur. Over 50 children of Amway Business Owners participated today at Nanhe Chitrakaar competition whereas 25 special children from School of Hope also participated in the painting competition. Wildlife and environment ran as the theme of the competition as children captured their fancy on the canvas with a riot of colours. The competition was organized in two categories of 4 to years and 8 to 12 years of age groups.
Painter Rabi Shanker from Chandra Kala Cultural Centre adjudged the paintings by the participants. Amway Opportunity Foundation has also involved the children from School of Hope to add to the spirit of Nanhe Chitrakaar.
The Central idea of the painting competition is to instill a spirit of brotherhood and foster a bond of partnership among the children of distributors and less privileged children of School of Hope. Conceptualized as an annual painting competition, Nanhe Chitrakaar elicited enthusiastic response from thousands of children of Amway family across the country since its inception a decade back.
Winner of the Painting Competition:Group 'A' – 4 to 7 yrs.FIRST :KRISTIN JENNIE BODHAK, SECOND : DIYA DAS,
THIRD : ARGHA DAS.Group 'B' – 8 to 12 yrs. FIRST : SATYAM KUMAR CHOUAN, SECOND : TANYA DEY,