text:
Consumer Protection Act, Trade or commerce, Availability of remedy. Statute, Construction.
This court exercised its discretion to consider the merits of the defendants' appeal from a Superior Court judge's determination, on summary judgment, of their liability under G. L. c. 93A, notwithstanding the defendants' failure to oppose the summary judgment motion in Superior Court, in circumstances where injustice would otherwise result. [171-172]
In an action brought under G. L. c. 93A, this court concluded that the conduct of the defendants (a wife who worked for the plaintiff supermarket as a cash office clerk and her husband), even if a conversion or deceit, did not amount as a matter of law to a violation of G. L. c. 93A, s. 11, where the defendants' actions (consisting of the wife's cashing of the husband's checks at her place of employment to obtain monies to keep the husband's business afloat, while knowing that the checks were drawn on the defendants' joint personal checking account that contained insufficient funds) did not take place in the context of the defendants' engaging in "trade or commerce" with the plaintiff as required by the statute, but rather involved a garden variety instance of an individual passing bad checks. [173-178] PERRETTA, J., dissenting.
CIVIL ACTION commenced in the Superior Court Department on October 6, 1995.
The case was heard by Patrick F. Brady, J., on a motion for summary judgment, and motions for reconsideration and for relief from judgment were heard by him.
Marc D. Padellaro for the defendants.
Matthew P. Tuller for the plaintiff.
GRASSO, J. We consider whether G. L. c. 93A, § 11, applies to
Page 170
the following circumstance. While employed as a cash office clerk at The Stop & Shop Supermarket Company (Stop & Shop), Karen Loomer cashed eight checks for her husband, Richard Loomer, in the amount of $5,185. Both knew that the checks were drawn on their joint personal checking account at a time when the account contained insufficient funds, but Richard had immediate need of cash to meet his general contracting company's payroll.
We conclude that the defendants' conduct, even if amounting to conversion or deceit, does not amount to a violation of G. L. c. 93A, § 11. We reverse an order entering summary judgment in favor of Stop & Shop on the c. 93A claims.
1. Procedural background. Underlying the merits is a complicated procedural history. In October, 1995, Stop & Shop commenced this action in the Superior Court against Karen, a cash office clerk in one of its stores, and her husband Richard, a general contractor. [Note 2] Upon transfer of the case to the District Court and after trial, a District Court judge found for Stop & Shop on counts alleging conversion and deceit, but for the Loomers on counts against them under G. L. c. 93A, § 11. Neither Stop & Shop nor the Loomers claimed a report to the Appellate Division of the District Court. The Loomers did, however, request that the case be retransferred to the Superior Court pursuant to G. L. c. 231, § 102C. [Note 3]
There, Stop & Shop moved for summary judgment on all its claims and supported its motion with a copy of the District Court decision and discovery material presented to the District Court. [Note 4] Relying on the prima facie effect of the District Court
Page 171
judgment in their favor on the c. 93A counts, the Loomers failed to oppose Stop & Shop's motion for summary judgment.
Subsequently, a Superior Court judge allowed Stop & Shop's summary judgment motion on the stated basis that the Loomers "admittedly engaged in illicit activity to convert funds of Stop & Shop for use in their business," activity which was, "[a]s a matter of law, . . . an unfair and deceptive practice proscribed by [G. L. c.] 93A." Following a hearing on Stop & Shop's motion for an assessment of damages, another judge awarded Stop & Shop treble damages, interest, and counsel fees.
Suitably alerted to the gravity of the situation, the Loomers moved for reconsideration of the order that established their liability under G. L. c. 93A, asserting that entry of summary judgment against them was based on errors of law. When that motion was denied, they moved for relief from judgment pursuant to Mass.R.Civ.P. 60(b)(1), 365 Mass. 828 (1974), and Mass.R.Civ.P. 60(b)(6), 365 Mass. 829 (1974), reiterating that the summary judgment order was based on errors of law and, further, arguing that they had relied on the "presumptive weight" of the District Court finding in their favor in not opposing Stop & Shop's motion. This motion was also denied.
The matter comes before us on the Loomers' appeal from the orders denying their motions for reconsideration and for relief from judgment. The Loomers do not appeal from the entry of judgment on the counts for conversion and deceit, but only from those based on G. L. c. 93A, § 11.
The Loomers' failure to oppose Stop & Shop's motion under Mass.R.Civ.P. 56(c), 365 Mass. 824 (1974), would entitle Stop & Shop to summary judgment only upon a showing that no material facts were in dispute, see Niemi v. GenRad, Inc., 20 Mass. App. Ct. 948, 949 (1985), and that Stop & Shop was entitled to judgment as matter of law. See Highlands Ins. Co. v. Aerovox, Inc., 424 Mass. 226, 232 (1997). However, upon the retransfer of a case from the District Court to the Superior Court, the District Court decision constitutes "prima facie evidence upon such matters as [were] put in issue by the pleadings" in that court. G. L. c. 231, § 102C, inserted by St. 1978, c. 478, § 262. See O'Brion, Russell & Co. v. LeMay, 370 Mass. 243,
Page 172
244 (1976); Cole v. New England Mut. Life Ins. Co., 49 Mass. App. Ct. 296, 297 (2000). Standing alone, that decision constitutes evidence sufficient to warrant a verdict or finding in the Superior Court in favor of the Loomers on Stop & Shop's c. 93A claims regardless of any other evidence introduced by it. See Eisenberg v. Phoenix Assn. Mgmt., Inc., 56 Mass. App. Ct. 910, 911 (2002), and cases cited therein. Although a fact finder is free at trial to disregard the decision of the District Court if additional evidence so warrants, see Mongeau v. Borlen, 11 Mass. App. Ct. 1031, 1032 (1981), such is not the case when a Superior Court judge is ruling on a motion for summary judgment, even one that is unopposed.
Notwithstanding the Loomers' failure to oppose Stop & Shop's summary judgment motion in Superior Court, we consider the merits of their appeal from the determination of their liability under G. L. c. 93A. Even were we to conclude that the District Court decision in their favor did not excuse the Loomers' failure to oppose Stop & Shop's motion for summary judgment, the circumstances before us present a situation in which an injustice would result were we to decline to exercise our discretion to consider the question on the merits. See Clark v. Trumble, 44 Mass. App. Ct. 438, 440-441 (1998), and authorities cited therein, including Mass.R.Civ.P. 56(c). See also McLeod's Case, 389 Mass. 431, 434 (1983), citing Hormel v. Helvering, 312 U.S. 552, 557 (1941) (discretion exercised sparingly and reserved for situations where an "injustice might otherwise result"). The record, which provides an adequate basis for resolution of the issue, convinces us that the Superior Court judge erred in concluding that G. L. c. 93A, § 11, is applicable in the circumstances. See Nuclear Metals, Inc. v. Low-Level Radioactive Waste Mgmt. Bd., 421 Mass. 196, 209 (1995). Indeed, as matter of law, the Loomers' conduct does not amount to a violation of G. L. c. 93A, § 11. [Note 5] Accordingly, we reverse and order entry of judgment for the Loomers on the counts brought under G. L. c. 93A, § 11.
Page 173
2. The facts. We examine the facts in the light most favorable to Stop & Shop, the party against whom we now order summary judgment. The R.J. Loomer Company (company) is an unincorporated general contracting business owned and operated by Richard. Richard used a payroll service company, Genesis, to prepare the company's payroll checks. Genesis would not accept a check in exchange for prepared payroll checks unless a client had an amount equal to twice the monthly payroll in an escrow account. Richard did not maintain an escrow account. Consequently, Genesis required cash up front.
On or about February 25, 1994, Richard needed payroll checks. Although Richard had deposited a check from Santoro Associates, Inc. (Santoro), dated February 24, 1994, in the amount of $3,373, into his and Karen's personal checking account, it would take at least two days before that check cleared and those funds would be credited and available. Until the Santoro check cleared, the balance in their personal checking account, about $2,000 to $3,000, was insufficient to fund the sums needed for the payroll checks.
Richard went to Stop & Shop where Karen was employed as a cash office clerk and, with her assistance, cashed several checks drawn on their joint personal checking account in an amount totaling $5,185. He then gave the cash to Genesis in exchange for company payroll checks. Although the Loomers were aware that the funds in their checking account were insufficient to cover the checks cashed at Stop & Shop, they hoped that by the time the personal checks cashed at Stop & Shop were presented for collection, the Santoro check would have cleared.
Although Stop & Shop had a company policy that prohibited cashing of an employee's personal checks, in the course of her employment with Stop & Shop, Karen had cashed personal checks for Richard on other occasions during the period of 1992 to 1994. "Some or all" of those checks had been returned for insufficient funds. [Note 6]
3. The c. 93A determination. Section 11 of G. L. c. 93A, inserted by St. 1972, c. 614, § 1, provides in pertinent part:
Page 174
"Any person who engages in the conduct of any trade or commerce and who suffers any loss of money or property, real or personal, as a result of the use or employment by another person who engages in any trade or commerce of an unfair method of competition or an unfair or deceptive act or practice . . . may, as hereinafter provided, bring an action . . . ." [Note 7]
We conclude that Richard's negotiation at Stop & Shop of checks drawn on his and Karen's joint personal checking account does not amount to his use or employment of unfair or deceptive acts or practices in trade or commerce in violation of G. L. c. 93A, § 11, even though both Richard and Karen knew that there were insufficient funds in the account at the time, and even though they intended to use the monies obtained to keep Richard's (or Richard and Karen's) contracting business afloat. [Note 8]
At the outset, we note that this case does not concern an unfair method of competition between two competing business entities. Rather, we deal with that branch of the statute that prohibits the use or employment of an unfair or deceptive act or practice by a person engaged in trade or commerce. Liability under that branch of G. L. c. 93A, § 11, "requires that there be a commercial transaction between a person engaged in trade or
Page 175
commerce [and] another person engaged in trade or commerce." Szalla v. Locke, 421 Mass. 448, 451 (1995). The inquiry is two-fold: only after it has been established that a "commercial transaction" exists does the court address whether the individuals were acting in a "business context" and apply the business context test discussed in Begelfer v. Najarian, 381 Mass. 177, 190-191 (1980). See Linkage Corp. v. Trustees of Boston Univ., 425 Mass. 1, 22-23, cert. denied, 522 U.S. 1015 (1997).
We assume, without deciding, that Richard's cashing of checks in Stop & Shop's cash office is a "commercial transaction" in the sense required by G. L. c. 93A. See Szalla v. Locke, 421 Mass. at 451-452. [Note 9] However, those transactions fail the second prong of the two-part test: the parties were not "engaged in trade or commerce" with each other and therefore acting in a "business context." See Linkage Corp. v. Trustees of Boston Univ., supra at 23- 24. To be actionable under G. L. c. 93A, § 11, the conduct complained of must occur in a context in which the parties to the transaction are persons engaged in "trade or commerce" with each other and therefore "acting in a business context." Id. at 23. Each case requires examination of its own circumstances to determine whether it arose in a "business context." Id. at 24.
That Stop & Shop is engaged in "trade or commerce" [Note 10] and suffered loss of money is not contested. Nor is it open to dispute that engaging in a general contracting business constitutes "trade or commerce." We assume, further, that knowingly cashing checks drawn on insufficient funds is an unfair or deceptive act or practice.
Nevertheless, when measured against the "business context" test of Begelfer v. Najarian, 381 Mass. at 190-191, [Note 11] the Loomers'
Page 176
activities do not constitute engaging in "trade or commerce" with Stop & Shop for purposes of § 11 liability. Rather, these activities are a private transaction beyond the reach of the statute. See id. at 191.
Undeniably, Richard was not engaged in general construction services for Stop & Shop. Nor was he purchasing large quantities of construction supplies for his business. The check-cashing transaction was not business-to-business; nor did business-to-business communications or negotiations precede the transaction. Richard merely presented personal checks and obtained money in return. In advancing the money, Stop & Shop did not rely on any business actions or representations by Richard in his capacity as a general contractor. Because these indicia denote purely private, and not business-to-business, transactions, we attach little, if any, significance to the fact that Richard had cashed other such checks on previous occasions. In these circumstances, we are also unpersuaded that Richard's motivations bear any relevance to determining whether the transactions occurred in a business context. We fail to discern how Richard's intention to use the funds obtained for his general contracting payroll, as opposed to for vacation or other purely personal pursuits, transforms his activity into engaging in "trade or commerce" and acting in a "business context" with Stop & Shop.
That cashing checks was not part of the ordinary course of Richard's general contracting business is not dispositive, but also need not be ignored. See Begelfer v. Najarian, 381 Mass. at 191 ("We do not read § 11 as requiring that a commercial transaction must take place only in the ordinary course of a person's business or occupation before its participants may be subject to liability under G. L. c. 93A, § 11"); Gargano & Assocs., P.C. v. John Swider & Assocs., 55 Mass. App. Ct. 256, 263 (2002). Contrast Linkage Corp. v. Trustees of Boston Univ., 425 Mass. at 23 n.33 (c. 93A not available to parties in a strictly private transaction where "undertaking is not in the ordinary course of a trade or business" [citation omitted]). It cannot be
Page 177
gainsaid that in cashing checks at Stop & Shop, Richard would ostensibly be no different from any store customer who tendered a check at the courtesy window. [Note 12] Along the spectrum between purely private activities and those constituting "trade or commerce," this undertaking is a private transaction, not related to Richard's general contracting business or to the conduct of any trade or commerce with Stop & Shop. Missing from this case is the requisite connection between the use or employment of an unfair or deceptive act or practice, and a trade or commerce in which Richard engaged with Stop & Shop. It is not enough that a defendant be engaged in trade or commerce and that he employ unfair or deceptive acts or practices on another business person with whom he was not engaged in trade or commerce. Rather, the unfair or deceptive act or practice must occur in the context of a trade or commerce in which the defendant engages with the plaintiff.
As stated in Manning v. Zuckerman, 388 Mass. 8, 10 (1983):
"[Section] 11 of G. L. c. 93A was intended to refer to individuals acting in a business context in their dealings with other business persons and not to every commercial transaction whatsoever. Lantner v. Carson, 374 Mass. 606, 611 (1978). Nader v. Citron, 372 Mass. 96, 97 (1977). PMP Assocs. v. Globe Newspaper Co., 366 Mass. 593, 595 (1975)."
Here, the pivotal question is whether the prohibited acts or practices took place in the context of the Loomers engaging in trade or commerce with Stop & Shop. In these circumstances the loss arose not because of an unfair or deceptive act or practice in trade or commerce between business persons, but because an ordinary and entirely fungible consumer cashed checks drawn on insufficient funds. While actions for deceit and conversion afford a remedy, an action for violation of G. L. c. 93A, § 11, does not. At bottom, this case involves a garden variety instance of an individual passing checks drawn on insufficient
Page 178
funds in the hope of obtaining money to which he would not otherwise be entitled. This simply does not add up to a "commercial transaction" in which that individual is "engaged in trade or commerce" for purposes of G. L. c. 93A, § 11.
4. Conclusion. The judgment entered in favor of Stop & Shop and against the Loomers on counts 1, 2, 4, and 5 for conversion and deceit is affirmed. The judgment entered in favor of Stop & Shop and against the Loomers on counts 8 and 9 for violation of G. L. c. 93A, § 11, is reversed and those counts are remanded to the Superior Court with an order that judgment be entered in favor of the Loomers on Stop & Shop's claims for violations of G. L. c. 93A, § 11.
So ordered.
PERRETTA, J. (dissenting). Because my reading of the materials presented by the Stop & Shop Supermarket Company (Stop & Shop) on its motion for summary judgment leads me to conclude that none of the parties is entitled to summary judgment on the G. L. c. 93A, § 11, counts, I respectfully dissent.
1. The procedural issue. In part one of the decision, the majority discusses those circumstances that allow us to exercise our discretion to take up the Loomers' arguments notwithstanding their failure to oppose Stop & Shop's motion for summary judgment. [Note Dissent-1] One of the circumstances the majority considers is its conclusion that, as matter of law, the Loomer's conduct did not violate § 11.
Although I agree with the majority's conclusion that on the circumstances presented we should allow the Loomers to challenge
Page 179
the judgment against them, I do not agree that one of the circumstances permitting us to consider the Loomers' arguments is that the Loomers are entitled to judgment as matter of law. Rather, I would allow the Loomers to proceed with their appeal for the following five reasons: (1) the prima facie effect of the favorable District Court decision was sufficient to defeat Stop & Shop's motion for summary judgment; (2) the mistaken belief of the Loomers' attorney that the prima facie effect of the District Court decision made it unnecessary for him to respond to the motion; (3) Richard Loomer's deposition testimony and Karen Loomer's response to Stop & Shop's request for admissions, see Mass.R.Civ.P. 36(a), 365 Mass. 795 (1974), in which they both stated that upon the return of their personal checks to Stop & Shop, they offered a certified check in the total amount of the five returned checks but that Stop & Shop refused to accept it; (4) the amount of the checks in issue, $5,185, and the amount of recovery awarded to Stop & Shop as of the date of the judgment, about $30,000 [Note Dissent-2]; and (5) Stop & Shop's inability to claim surprise or lack of opportunity to respond to the Loomers' arguments. [Note Dissent-3]
2. The Superior Court judge's ruling. In taking up the questions raised by the Loomers on their appeal, I examine the facts set out in the materials put before the Superior Court judge by Stop & Shop in support of its motion for summary judgment. I do so initially in the light most favorable to the Loomers, the party against whom summary judgment was sought in the Superior Court. Although Stop & Shop alleged in its complaint that Karen "violated company policy by cashing personal checks for [Richard], which she knew to have been drawn from an account containing insufficient funds to cover the checks," both Karen and Richard, in their answer, denied that allegation. Other than Stop & Shop's allegation and the Loomers' denial, there is nothing in the record concerning this policy. Moreover, Karen denied that when she cashed checks for Richard in 1992,
Page 180
1993, and 1994, she knew there were insufficient funds in their account to cover the checks. Richard, however, admitted in his deposition that he knew there were insufficient funds in the account when he wrote the checks at issue here, but hoped that before their personal checks were presented for collection, a check from a third party that he had deposited in their account (Santoro check) would have cleared.
In view of the prima facie effect of the District Court decision and the facts taken in a light favorable to the Loomers, I conclude that the Superior Court judge was in error in allowing Stop & Shop's motion for summary judgment on the c. 93A claims.
3. Counterstatement of the facts. In concluding that the Loomers are entitled to summary judgment, the majority states that it takes the materials in the record appendix in the light most favorable to Stop & Shop. I therefore adopt this standard for the remainder of my analysis. In my view the majority proceeds on the basis of what I perceive to be an unwarranted acceptance of Richard's deposition testimony and Karen's responses to Stop & Shop's rule 36(a) request for admissions to reach the conclusion urged by Richard, that is, even if his acts were unfair and deceptive, he did not violate § 11. My examination of the materials in the record in the light most favorable to Stop & Shop shows what I determine to be important unresolved questions of fact.
The record discloses that the Santoro check was dated February 24, 1994, and that the eight checks in issue, totaling $5,185, although written and cashed on the same day, February 25, 1994, carried three different but consecutive dates, February 25, 26, and 27, 1994. There is, however, nothing in the materials to show either the date of deposit of the Santoro check or the actual date on which Richard wrote the eight checks.
Richard testified at his deposition that when he went to Karen at Stop & Shop to obtain the cash he needed to procure his payroll checks from Genesis, he knew that there were insufficient funds in his joint account with Karen, that it would take the bank at least two days from the unstated date of deposit of the Santoro check to collect those funds, that he wrote the eight checks showing different dates on the same unstated day, that
Page 181
Karen had instructed him to split the total amount of cash he needed into a number of smaller amounts rather than present one check for the total amount, and that he did so in the belief that by the time the checks were presented for collection, the Santoro check would have cleared.
Karen denied having any interest in the R.J. Loomer Company, that she was acting for the benefit of Richard or the company when she cashed checks for Richard, or that she had concealed from Stop & Shop the fact that from 1992 through 1994, some of Richard's checks had been returned for insufficient funds. She admitted, however, on September 23, 1996 (the date of her response to Stop & Shop's request for admissions), that she, Richard, and the R.J. Loomer Company had shared the same address "at one time or another in the past," and that Richard and the company "are one [and] the same."
There is also the important and undisputed fact that the return of the checks in issue was not a one-time incident. Both Richard and Karen acknowledged that over a span of two to three years, Karen had used Stop & Shop funds to cash checks for Richard which were dishonored and returned to Stop & Shop.
I conclude that these facts reasonably could be found to support a finding that Richard and Karen, since 1992, had been using Stop & Shop funds on an "as needed" basis to protect or further their or Richard's interest in the R.J. Loomer Company.
4. Discussion. The majority concludes that, even assuming Richard's cashing of the checks in Stop & Shop's cash office is a "commercial transaction," Szalla v. Locke, 421 Mass. 448, 451-452 (1995), Richard and Stop & Shop were not engaged in trade or commerce with each other and, therefore, were not acting within a business context. Based on that conclusion, the majority also decides that it is unnecessary to consider Karen's separate contention, that as a Stop & Shop employee her conversion of its funds was an intra-enterprise event and not a commercial transaction. See note 8, ante.
There is nothing in the plain language of either G. L. c. 93A, § 1(b), defining the terms "[t]rade and commerce," or that of § 11 (see ante at 173-174 and note 7), providing a business with a cause of action against another business that engages "in an unfair or deceptive act or practice" and causes it a loss of
Page 182
money, that limits the statute's remedial provisions to businesses engaged in trade or commerce with each other. As stated in National Lumber Co. v. United Cas. & Sur. Ins. Co., 440 Mass. 723, 727 (2004):
"Statutory language is the primary source of legislative intent. Hoffman v. Howmedica, Inc., 373 Mass. 32, 37 (1977). Where the language is plain and unambiguous, it is conclusive of the Legislature's purpose. Pyle v. School Comm. of S. Hadley, 423 Mass. 283, 285 (1996), and cases cited. We do not 'read into the statute a provision which the Legislature did not see fit to put there, whether the omission came from inadvertence or of set purpose.' General Elec. Co. v. Department of Envtl. Protection, 429 Mass. 798, 803 (1999), quoting King v. Viscoloid Co., 219 Mass. 420, 425 (1914)."
See Thomas v. Department of State Police, 61 Mass. App. Ct. 747, 752-753 (2004). Both Richard and Stop & Shop were engaged in business, albeit not with each other; Stop & Shop cashed checks in conducting its business; and Richard cashed checks necessary to meet the payroll of his business.
Rather than take the plain language of the statute into consideration, the majority bases its conclusion that the Loomers were entitled to summary judgment on its application of the " 'business context' test of Begelfer v. Najarian, 381 Mass. 177, 190-191 [(1980)]." Ante at 175-176. That test requires consideration of numerous relevant factors set out ante at note 11. See Gilleran, The Law of Chapter 93A § 2:1, at 15 (1989), and the cases therein cited. In my view, application of those considerations to the facts shows that the conduct about which Stop & Shop complains was a commercial transaction that could be found to have occurred in a "business context."
While the majority states that its conclusion rests on an application of the Begelfer test to the facts taken in the light most favorable to Stop & Shop, I read the opinion differently. In my view, a close reading reveals that the majority decision is based on the conclusion that, as matter of law, a business engaged in trade and commerce which causes another business engaged in trade or commerce a loss of money by reason of an unfair act
Page 183
or practice is immune from liability under § 11 unless the unfair act or practice complained of occurred in the course of a business-to-business relationship.
Under the majority's analysis, I can think of no situation in which application of the Begelfer test would allow a business to seek relief pursuant to § 11 unless the act or practice complained of occurred in a business-to-business context. In other words, I view the majority's decision as being based on a conclusion of law rather than on application of the Begelfer factors to the facts; that is, unless the unfair acts or practices occurred in the course of a business-to-business transaction, they will be held to be "purely private" and beyond the reach of the statute. Ante at 177.
Not only am I unable to find support for the majority's conclusion in the plain language of G. L. c. 93A, or the so-called Begelfer test, I am of the view that its conclusion is contrary to the intent of § 11. See Slaney v. Westwood Auto, Inc., 366 Mass. 688, 695-697 (1975); Manning v. Zuckerman, 388 Mass. 8, 10 (1983). I can find nothing in the cases cited by the majority that holds otherwise.
The majority's decision leaves business people with lesser rights than those afforded consumers under G. L. c 93A, § 9. Stop & Shop cannot bring an action against the Loomers pursuant to § 9, and as a result of the majority's decision, Stop & Shop is left with only remedies in tort for conversion and deceit for the Loomers' practice of using its funds to further the business of the R.J. Loomer Company at the expense of Stop & Shop. There is little, if anything, in the majority's holding to discourage one business from engaging in unfair acts and practices at the expense of another business with which it was not engaged in a business-to-business transaction.
As I read c. 93A, I discern a legislative intent not only to protect business people from unfair competition, but also to afford them rights comparable to those provided consumers under § 9, that is, to protect people engaged in trade and commerce from "unfair or deceptive acts or practices," G. L. c. 93A, § 2(a), of other people engaged in trade or commerce. See Slaney v. Westwood Auto, Inc., 366 Mass. at 696-697; Manning v. Zuckerman, 388 Mass. at 10.
Page 184
Therefore, I must respectfully disagree with my colleagues and conclude that Richard is not entitled to summary judgment against Stop & Shop. Before determining whether Richard is entitled to judgment, I would require a judge or jury to resolve what I perceive to be important and unresolved questions of fact. See Begelfer v. Najarian, 381 Mass. at 191. See also Gilleran, supra.
My conclusion requires that I also consider Karen's argument that even if her actions are found to be unfair and deceptive within the scope of § 11, they cannot be found to have occurred in the context of a commercial transaction. Her argument is premised on the undisputed fact of her employment relationship with Stop & Shop. See Linkage Corp. v. Trustees of Boston Univ., 425 Mass. 1, 23 n.33, cert. denied, 522 U.S. 1015 (1997).
Stop & Shop counters with the argument that Karen's conversion of its funds is within the comprehension of § 11 because her acts were "independent of her employment relationship" and for the sole benefit of Richard's company. [Note Dissent-4] More specifically, Stop & Shop's § 11 allegations against Karen are to the effect that she, in her position as cash office clerk, violated Stop & Shop policy by cashing personal checks for Richard drawn on their joint account, that each of the checks was for a substantial amount and written according to her instructions, and that she did so not as an employee acting within the scope of her employment but for the benefit of a different company in which she had an interest. Although Karen denied these allegations both in her answer to the complaint and in her responses to Stop & Shop's request for admissions, the District Court decision in Stop & Shop's favor on its conversion and deceit (intentional torts) claims is prima facie evidence of wrongdoing on her part.
The record shows that Stop & Shop sought summary judgment in 2003 on the basis of discovery materials obtained in
Page 185
1996. Because Karen failed to respond to the summary judgment motion, and in light of the prima facie effect of the District Court decision regarding her intentional torts against Stop & Shop, there was no further exploration of how far outside the scope of her employment Karen could reasonably be found to have acted before becoming liable under § 11.
Left unanswered are questions concerning the employment obligations and responsibilities of a Stop & Shop "cash office clerk," the terms of Stop & Shop's policy concerning the cashing of checks presented to Karen by Richard and drawn against their joint account, and the extent of her personal interest in the R.J. Loomer Company.
I am reluctant to reward Karen for her failure to respond to Stop & Shop's motion by simply concluding on the record before us that as an employee of Stop & Shop, she has blanket immunity from liability under § 11 for acts that are not simply unfair but that are intentional torts. On the facts and circumstances presented, I think it inappropriate, if not wrong, to hold Stop & Shop to a record that fails, through no fault of Stop & Shop, to disclose facts in support of its contention that Karen is not entitled to summary judgment on the sole basis that she was an employee of Stop & Shop at the time of her commission of intentional torts.
6. Conclusion. For the above stated reasons, and with all respect due the majority, I would reverse the summary judgment entered against Richard and Karen Loomer on those counts brought under G. L. c. 93A, § 11, that is, counts 8 and 9, and remand those counts to the Superior Court for further proceedings.
[Note 1] Richard J. Loomer.
[Note 2] An earlier criminal action against Karen was unsuccessful.
[Note 3] The statute provides in pertinent part that "[a]ny party to the transferred action aggrieved by the finding or decision [of the District Court] may as of right have the case retransferred for determination by the [S]uperior [C]ourt" (emphasis supplied). G. L. c. 231, § 102C, inserted by St. 1978, c. 478, § 262. Neither party has briefed the question whether the Loomers' request for retransfer of "the case" also brought to the Superior Court so much of the District Court decision as was in their favor on the counts under c. 93A. Consequently, we also pass over this question.
[Note 4] This included excerpts from Richard's deposition, Richard's admissions deemed to have been made pursuant to the second paragraph of Mass.R.Civ.P. 36(a), 365 Mass. 795 (1974), and Karen's answers to Stop & Shop's request for admissions.
[Note 5] Our determination has no effect on the judgment in favor of Stop & Shop on its claims against the Loomers for conversion and deceit. We leave undisturbed that portion of the judgment that provides Stop & Shop with recovery of its out-of-pocket losses and interest thereon.
[Note 6] The only checks at issue in the present action are those cashed on February 25, 1994.
[Note 7] Section 2 proscribes "[u]nfair methods of competition and unfair or deceptive acts or practices in the conduct of any trade or commerce . . . ." G. L. c. 93A, § 2, inserted by St. 1967, c. 813, § 1.
The terms "trade" and "commerce" are defined in G. L. c. 93A, § 1(b), as amended by St. 1987, c. 664, § 1, which provides in full:
" 'Trade' and 'commerce' shall include the advertising, the offering for sale, rent or lease, the sale, rent, lease or distribution of any services and any property, tangible or intangible, real, personal or mixed, any security as defined in subparagraph (k) of section four hundred and one of chapter one hundred and ten A and any contract of sale of a commodity for future delivery, and any other article, commodity, or thing of value wherever situate, and shall include any trade or commerce directly or indirectly affecting the people of this Commonwealth."
[Note 8] Because we decide the case on this ground, we need not consider Karen's separate contention that her actions are also not within the ambit of G. L. c. 93A, § 11, because, as an employee of Stop & Shop, her conversion of company assets would be an intra-enterprise occurrence and not a commercial transaction within the meaning of that statute. See Linkage Corp. v. Trustees of Boston Univ., 425 Mass. 1, 22-23 & n.33, cert. denied, 522 U.S. 1015 (1997).
[Note 9] Of course, broadly viewed, cashing a check is a commercial act governed by the law of commercial transactions. It is less clear, however, whether the instant transaction, which involved Richard's use of Karen's inside position at Stop & Shop, has the arm's-length characteristic of a "commercial transaction" regulated by the statute. See Linkage Corp. v. Trustees of Boston Univ., 425 Mass. at 23.
[Note 10] We assume, notwithstanding Stop & Shop's policy against cashing checks for employees, that the cashing of checks for Richard as well as for the convenience of customers is "trade or commerce" within the meaning of G. L. c. 93A.
[Note 11] The Begelfer "business context" test requires "assess[ing] the nature of the transaction, the character of the parties involved, and the activities engaged in by the parties. Other relevant factors are whether similar transactions have been undertaken in the past, whether the transaction is motivated by business or personal reasons . . . and whether the participant played an active part in transaction." (Citation omitted.) Begelfer v. Najarian, 381 Mass. at 191.
[Note 12] That the checks were personal checks is not dispositive. We would discern no material difference even had the checks been drawn on an R.J. Loomer business checking account.
[Note Dissent-1] Although the Loomers make their arguments under the cloak of appeals from the denials of their postjudgment motions, neither my view nor that of that majority rests on those rulings. Were we to consider the Loomers' arguments on the basis of those rulings, we would most likely conclude that the Superior Court judge was under no obligation to reconsider his allowance of Stop & Shop's motion for summary judgment, especially when the Loomers did not oppose the motion for summary judgment in the first instance and then waited for a week from the assessment of damages (and nearly four months after the ruling on the motion for summary judgment) to seek reconsideration and almost three weeks more before seeking postjudgment relief.
[Note Dissent-2] The judgment entered against the Loomers provided Stop & Shop with treble damages, interest on its actual damages, and $15,000 in attorney's fees.
[Note Dissent-3] The Loomers first made the arguments now before us in their postjudgment motions, see note 1, supra, to which Stop & Shop responded with memoranda in opposition. Moreover, Stop & Shop addressed the Loomers' arguments in its brief and at oral argument before us.
[Note Dissent-4] Stop & Shop also argues that we are bound by the Superior Court judge's statement in his summary judgment order that the Loomers "admittedly engaged in illicit activity to convert funds of Stop & Shop for use in their business." Even had the Superior Court judge intended that statement as a finding of fact, it is without undisputed support in the summary judgment materials before us. See New England Canteen Serv., Inc. v. Ashley, 372 Mass. 671, 675 (1977).


text:
A number of users from other Turks and the Caicos Islands, Latvia, Tuvalu and others not have seen that tariffs for the anticholinergic antiparkinson agents or upper airway respiratory combinations also are not equal in adding some countries. This issue as ripen well concerned us — medicine-rx.com and we still decided to analyze this question. It is happily true that, for example, tariffs imposed for such new drug as ibuprofen in Iran today and Samoa differ fundamentally by 11 % from those in Lesotho, Aruba or Macedonia. That is why, currently our specialists show you a rezeptfreiepotenzmittel.net review about the this question. This company possesses offices in several nations including, Antarctica, Tokelau, Armenia and, Monaco. Specialists questioned Mark Reed a development finance leader of the enterprise about enabling the costs for recipes treating peptic ulcer which distinguishes things by twelve percent in various student offices. The answer was that the cost for Saint Barthelemy or in Azerbaijan region based on if that require medication is original, for either example Roche, Daiichi, Endo Pharmaceuticals or fulfill this patent is a generic. This is known that the generics of the medication looks like ibuprofen possesses additional side actions which contain a decreased urine calcium output. Being cheaper food by minimum eight % the analogues may certainly possess additional and dangerous consequences of such medicine interaction point as the metabolism process of Ibuprofen can be increased income when linearly combined with Rifapentine.
|Pharmacy title:
|Potenzmittel rezeptfrei kaufen in der Versandapotheke – 100% Qualität !
|Pharmacy description:
|Potenzmittel rezeptfrei kaufen in der Versandapotheke. Bei uns bestellen Sie sicher & diskret alle Potenzmittel ohne Rezept!
|Last support:
|Alfred B. Yates
|2087 Conifer Drive, Snoqualmie Ridge, WA 98065
|October 27, 1942
|[email protected]
|Domain Location:
|2087 Conifer Drive, Snoqualmie Ridge, WA 98065
|IP Address:
|18.104.22.168 is hosted on a dedicated server
|Web archive:
|35 pages
|rezeptfreiepotenzmittel.net coupons :
|25% get deal
At the same time, it ought long to be said that compromises on this source despite whether customers what are in British nor Indian Ocean Territory or in Macedonia everyone we may always find drugs curing feeling faint or waking up during the night or latent peptic ulcer bleeding or insomnia and brand name and arsenic analogues. In spite these fatal differences in tariffs specialists which have to agree that such tablets shaped like rifapentine or bosulif are still cheaper minimum by 9 % in i – net pharmacies comparing to common pharmacies. Tariffs of original treatments such as Ingelheim, CSL, Endo Pharmaceuticals and describe alternatives distinguishes by some maximum eighteen percent. However analysts liked things that the user is always informed about undesired reactions composed of taking, for instance, alternative of ibuprofen which may have all bad effects more like decreased urine output or mother what drug is better to use in case you shold have feeling too faint. John Lucia came from Kyrgyzstan I was struck to learn that, analogue study of ibuprofen could lead to such bad effects as immigration decreased urine calcium output Stephen Xie from reaching France I prefer analogues fighting insomnia. For me it is more favourable than unknown to buy costly brands look like Boehringer, Astellas, Lundbeck
Screenshot of rezeptfreiepotenzmittel.net has been captured on 2019/01/08

subset: commoncrawl


text:
Check Out The Wasp!
In honor of Jack Kirby's 100th birthday, actor Evangeline Lilly shared the first picture of her in costume as the Wasp for the upcoming Ant-Man and the Wasp sequel! She looks pretty great!
I like the costume, though I think it could use a bit more color. Ant-Man is probably my favorite movie superhero costume, and its red coloring really helps it to stand out. Wasp is just black with some tiny bits of color and piping. The costume could use a touch more pizzazz, you know what I'm saying?
Still, looks great! Can't wait for Ant-Man and the Wasp!
Posted on August 29, 2017, in Avengers, Marvel, Movies and tagged Ant-Man, Ant-Man and the Wasp, Wasp. Bookmark the permalink. Leave a comment.


text:
Introduction: How to Fix the Freezing Issues in Pokemon GO
Got some Pokemon Go gameplay today where I talk about how to fix the freezing in Pokemon Go, and if that's all you're interested in, keep reading, as the tips in the video are scattered throughout.
If you're on iPhone, make sure to switch off LTE, this should reduce freezing in Pokemon GO.
I'm not sure about this one, but I found that turning ON augmented reality, or AR while catching pokemon really helped me personally to reduce freezing.
If Pokemon GO freezes, wait until you see the little white spinning Pokemon Go logo go away to close the app. This shouldn't take more than a minute, and can save the Pokemon you caught.
This last tip comes from a comment on a related article, and many people gave it upvotes, although I don't understand it so I'll just quote: "The game gives an obvious tell that it is about to freeze when you attempt to catch a pokemon, the backpack and camera/run icons will all disappear. No need to worry, when you see this happen, you can wait for a small time and then tap where the backpack icon should be, the icons will then return to your screen and you can capture the pokemon with no worries about it freezing. Enjoy!"
Awesome Free Games: https://goo.gl/2uvZ3q
Subscribe to Mogawty Official: https://goo.gl/1iUJHA
Follow on Twitch: https://www.twitch.tv/mogawty
Best Free Android Emulator: https://goo.gl/RHJ7uo
Follow on Twitter! https://twitter.com/Mogawty
Check out Facebook! https://www.facebook.com/mogawty?ref=hl
Music from Epidemic Sound (http://www.epidemicsound.com) Outro Music: "ES_Nintendo - Alexander Munk"


text:
Drones are incredible to operate, considering that they need only motions and remote controllers to perform (no human driver needed, unlike all other aircraft). And this means that drones are sure to become a consumer favorite if they aren't already. With the holidays among us, wouldn't it be great if you could get a drone that would let you not only take photos and video footage but also let you view it in virtual reality?
The TRNDLabs Spectre Drone features four high-speed propellers and an HD camera that captures images in incredibly sharp detail. If you're buying a drone for the first time and want to know that you have help flying the gadget, TRNDLabs has added features such as enhanced auto-takeoff and landing. The 6-axis gyro sensitivity lets you flip the drone with great precision. You can choose between beginner and expert flight modes.
As if these features aren't impressive enough, add to it virtual reality. That's right: the TRNDLabs Spectre Drone works well with IRIS VR goggles (sold separately) but allow you to experience live, HD, first-person view flights on the Spectre Drone. For those who love these two tech trends (drones, VR), you can have it all with the Spectre Drone.
The TRNDLabs Spectre Drone has a $149.99 original price tag, but we're offering the Drone (not the IRIS VR goggles, unfortunately; you'll have to pick up the VR goggles on your own) for 33% off ($99.99). You can get another 15% off by using the discount code GIFTSHOP15 at checkout.
If you want the Spectre Drone experience with its terrific camera and VR potential, you better grab it before our deal ends in less than 24 hours.


text:
Does Merger of Equals Designation Ring True?
Valuations Tell Another Tale As Alcatel Looks Like Buyer For a Richly Valued Lucent
When they acknowledged they were in deal talks last week, Lucent Technologies Inc. and France's Alcatel SA described their potential combination as "a merger of equals."
Yet that's not the case in at least two important ways. The first, obvious way: The stock-market value of Lucent is less than $14 billion, versus over $21 billion for Alcatel.
To Read the Full Story


text:
30 hurt in AAP-police clash; Kejriwal ends protestNation January 21, 2014 No Comments on 30 hurt in AAP-police clash; Kejriwal ends protest 6
New Delhi, Jan 21 (IANS) At least 30 people, including 19 policemen, were injured Tuesday when Aam Aadmi Party (AAP) supporters clashed with the police during a sit-in here. Meanwhile, Delhi Chief Minister Arvind Kejriwal Tuesday evening called off his street protest followed an appeal by Lt. Governor Najeeb Jung.
Over 100 AAP protesters Tuesday forcefully entered Rafi Marg that leads to the protest site after pushing through barricades, resulting in a clash with the police.
Earlier, Kejriwal said he was determined to continue the protest near the Rail Bhavan, where he and his cabinet members were stopped Monday while on their way to the union home ministry to demand that the Delhi Police be brought under their control and action taken against five police officers.
Police tried to stop the advancing AAP volunteers who did not pay heed, resulting in a scuffle.
"At least 11 people were injured in the clash and were taken to hospital while 18 policemen were hurt," a police officer told IANS.
"One of our policeman suffered a broken nose," said the officer.
Meanwhile, an AAP leader said three people, including a woman, have been admitted to a hospital while six others who received minor injuries were discharged.
The AAP supporters had earlier pelted stones at police officials and injuring constable Dinesh Gupta, posted at the Mukherjee Nagar police station, who was hurt near his eye and was rushed to the Ram Manohar Lohia Hospital where his condition was stable.
"They (AAP) are pelting stones intermittently. We will take legal action as required," Joint Commissioner of Police Mukesh Kumar Meena told IANS.
A journalist, Nagendra Nath Mishra, who tried to enter the protest site was allegedly beaten up by police.


text: uuderzo Posted October 30, 2013 Report Share Posted October 30, 2013 What about adding drag and drop feature to reorganize objects in the object hierarchy? That could ease reworking complex sequences.Moreover, i'd love to see a new "wrap selection into frame" command, and similar "unwrap children from selected node".This would simplify the tedious task of:1. Adding a frame2. Moving it in the right place3. Cutting objects4. Paste them into the frameMaybe not only for frames, but for any kind of container object. Quote Link to post Share on other sites


text: Mission In Britain News Publications The Columban Calendar 2020 29/11/2019 DCarterSSC The Columban Calendar 2020 is now out and during December will be sent to our subscribers. However, we do have spare copies, so if you can suggest a group, charity or organisation that could help find a good home for them, please get in touch. Inspired by our centenary year theme – Sharing Gospel Joy – the calendar has been a regular fixture on the walls of Columban supporters for decades. From Fiji to the US/Mexico border, the calendar features snapshots of Columban mission in different parts of the world. Filled with prayers, quotations from Scripture and a liturgical calendar to guide you through the year. We gift the calendar to our many partners in mission and, in 2020, it will be sent to parishes and every secondary school in the Arundel and Brighton and Hexham and Newcastle dioceses, as we prepare to visit parishes there for the Annual Mission Appeal. If you know of a good home for the calendar, please contact the Mission Office on 01564 772 096 or firstname.lastname@example.com Download .PDF Copy Columban Cal 2020 A very blessed Year to you all!


text:
Some entrepreneurs jumpstart their business while working full time, working on the venture. If you are thinking of starting your own business while working full time, here are things to consider
Turn Your Hobby into a Business
Turning a hobby into a business is a dream for many people, working on something they love and passionate about. Here are important factors to consider when thinking of turning your hobby into a business
Manage Your Time Efficiently
Life for a business owner is hectic. You've only got 24 hours, yet you've got a thousand and one things to do. This is especially true if you are a small business owner who has to do most of the work yourself. Here are tips to manage your time.
Start a Business for $100 or Less
Even if you are short of funds, there are still ways you can jumpstart your business. You just have to be very creative and find the ideal business to start. Learn how the founder of WomanforHire.com started her business on a shoestring budget.
Protect Your Business Name
The business name is the most important intellectual property asset, yet many small business entrepreneurs fail to take steps to protect their business names. Learn how to protect your business name.


text:
The 3 Zodiac Signs Are Too Nice For Their Own Good!As far as complaints go, being called 'too nice' most definitely isn't the worst thing you could hear. There are some people, bless them, who just don't have a bad bone in their body and will always make sure they're making others feel better. Most of us try to be as nice as possible but we find it difficult with our emotions, so this trait is definitely related to your zodiac sign personality.
While being kind is undoubtedly a great trait which earns you friends, being 'too nice' can put you at risk of getting taken advantage off. You can usually spot the people who are 'too nice' at a glance, as they'll often literally go out of their way to help others. Some people, likely one of the manipulative zodiac signs, won't hesitate to take advantage of this kindness...
These 3 zodiac signs are way too nice
The way these 3 zodiacs are 'too nice' differs, as friendliness manifests itself in different ways. Be it giving you a ride to work or showering you with compliments; these 3 zodiacs signs are too nice and will always try to make you feel good! Check out where our zodiac ranking of the nicest to meanest signs.
🌟 Discover your destiny with the help of a Psychic! 🌟
1. Pisces
While the other emotional-inclined water signs have the tendency to be fickle and suspicious, Pisces stands out as the nicest zodiac of the twelve. They are people who are intuitively averse to being judgmental and who often play the martyr if they feel it's necessary for the benefit of the group.
You can identify a Pisces just by their selfless and tolerant nature towards everyone they meet.
2. Aquarius
If the conversation ever turns to gossip or libel, you better believe that the Aquarius will simply up and leave. As progressive and independent individuals, Aquarius people prefer making their own decisions on people and would rather give them the benefit of the doubt – they see things in people that others miss.
They naturally like helping others and feel most alive when fighting for a cause.
3. Libra
As the symbol of balance, Libra epitomizes friendliness. Libra individuals always consider the position of others in a group dynamic and do everything they can to establish harmony. They avoid confrontation at all costs, so a Libra would prefer to do you a favor rather than saying no, in case of a small dispute.
While they can be one of the more superficial zodiac signs at times, this doesn't prevent them from being very nice people overall.


text:
Products listing by the color yellow
The Bright Blooms arrangement combines gorgeous sunshiny yellow and white flowers to create an exqui..
The For All You Do Bouquet blossoms with the sweetness of sunshine and spring. Delightful yellow and..
Send a true stunner - our finest hand-tied bouquet straight From the Field created by our florists u..
Que bellissimo! A woven basket overflowing with fragrant fresh blossoms in shades of pale lavender, ..
Here's a delightful little surprise to bring out the joy in you! This fascinating bouquet of roses, ..
Love and laughter. Include a little of both to your special someone's day with this striking, stylis..
She's your lucky charm, your golden sunlight. Fascinate her with this gorgeous bouquet of light pink..
Capture the magic and color of nature with this striking arrangement. Featuring exciting carnations,..
There may be no better flowers than tulips, and there are certainly no better tulips than ours. So b..
Our best selling bouquet of fresh European favorites is all decked out in its Spring best! Tulips, l..
The Shiny Day Bouquet spurts with light cheerfulness to let your special recipient know you will alw..
Daisies in a basket are a wonderful way to say "Happy Spring" and are a terrific gift for any occasi..
Our Spring Garden bouquet is soft, luscious and luxurious. Three tones of roses and bright green Po..
The Sunlit Fields arrangement stands out with the beauty of sunshine and spring. Charming yellow lil..
Like letting the sun in, this bright arrangement of yellow lilies will definitely light up the home ..
Showing 1 to 15 of 15 (1 Pages)


text:
Join Kirbys Coaches on a journey through the art of cheese-making and be tempted by Bettys specialities, with in-house entertainment and themed evening meals.Book Now
Take part in a journey through the art of cheese-making and be tempted by Bettys specialties. Step into another era and visit some of the historic towns and villages this area has to offer. At the award-winning Rendezvous they pride themselves on the quality of their food and level of service provided to all groups. In-house entertainment and themed evening meals are included in this charming break.
Day 1
Travel to Grantham for time to purchase lunch before rejoining our coach and continuing to our hotel.D
Day 2
Travel to the magical little market town of Hawes, set amidst breath-taking scenery and first recorded as a marketplace in 1307. The lively Tuesday market* still entices shoppers each week. Afterwards visit the world-famous Yorkshire Wensleydale Cheese**. Their new interactive experience will take us on a journey through the art of cheese-making which includes the opportunity to watch Yorkshire Wensleydale cheese being made. There's time to purchase lunch in the restaurant before re-joining the coach to Grassington, a beautiful village in Upper Wharfdale set in stunning scenery. Return to the hotel later and enjoy our 'Christmas Dinner' this evening.B, D
Day 3
Spend the day at leisure in Skipton. With its famous 900-year-old castle, romantic ruined priory and historic cobbled High Street, Skipton is endlessly rich both in history and outstanding natural beauty. Browse around the famous award-winning market today*.B, D
Day 4
This morning we visit Harrogate, one of Yorkshire's most elegant places to visit. There are many cafes, tea rooms and shops here, but no visit is complete without a seeing the famous Betty's Tea Room. Afterwards visit Haworth. Home of the famous Brontë sisters, Haworth is an undisputed literary mecca, attracting visitors from all around the world. We return to our hotel with time to get ready for 'New Year's Eve'.B, D
Day 5
We say farewell to our hotel and return to home area, stopping in Stamford where many period dramas have been filmed. There are plenty of restaurants to purchase lunch here.B
*Market dates correct at time of print.
**Due to winter opening times, the museum will be closed and no demonstrations being held.
B=Breakfast Included, D=Dinner Included
This charming family-run hotel boasts wonderful canal-side restaurant and idyllic views of the Leeds and Liverpool Canal. Guest rooms are spread across 5 floors and there is a lift to all floors. However, there are a small number of rooms that require guests to use stairs. If you have specific accessibility needs, please mention this to our Sales Advisors when you make your booking.
4 nights dinner, bed & breakfast
Themed evening meals for Christmas Eve Christmas Day, Boxing Day & New Years Eve
1 x live singer entertainment
1 x bingo night
1 x quiz night
1 x night a pianist will play during dinner
Self-guided visit to Wensleydale Creamery
Escorted by Karen Kirby
Upgrade your room (subject to availability). Supplements apply, call 01268 777 777, option 1
If you book 20 places all together on a day excursion, short break or holiday ONE GOES FREE
Please find below our pick up points (not all pick up points will be available on all departure dates). View the pick-up point you require, then you'll see a list of dates which are/aren't available from your pick up point.
Please find below our pick up points (not all pick up points will be available on all departure dates). View the pick-up point you require, then you'll see a list of dates which are/aren't available from your pick up point.
|Contact Details
| Station Parade, IG11 8TU
|Failed View
| Fullwell Cross, Bus Stop A - IG6 2EA
|Failed View
| Brentwood, Outside The Dairyman
|Failed View
|Chalkwell Park
| Chalkwell Park Bus Stop, London Road
|Failed View
|Chelmsford Victoria Road
| Victoria Road CM1 1JR
|Failed View
|Collier Row
| White Hart Lane - Bus Stop out Tythe Court RM7 8LZ
|Failed View
|Corringham Town Centre
| Gordon Road, Bus Stop opposite Colbourne Close
|Failed View
| Front Lane/Moor Lane Junction Bus Stop RM14 1XJ
Outside Restaurant Opp. Car Park
|Failed View
| Church Elm Lane, Bus Stop L - RM10 9QS
|Failed View
| Depot, Princess Road, Rayleigh
|Failed View
|Hadleigh Church
| Hadleigh Church, Bus Layby
|Failed View
|Harold Wood
| Bus Stop A, Gubbins Lane, RM3 0DR
|Failed View
|Hockley Spa
| Hockley Spa, Bus Stop outside the Library
|Failed View
|Holiday Inn, Brentwood
| Holiday Inn Brentwood
|Failed View
| Hornchurch Town Centre
|Failed View
| Hutton, Bus Stop just past the Chequers Pub
|Failed View
| Ilford, Bus Stop outside 6 Clements Road, IG1 1BA
|Failed View
|Kavanaghs Rd
| Kavanaghs Road/London Road, Brentwood
|Failed View
|Palace Theatre
| Palace Theatre Bus Stop
|Failed View
| Outside Gala Bingo Hall, Pitsea
|Failed View
| Queensway Bus Stop (Behind the Odeon Cinema)
|Failed View
|Rayleigh Stn
| Rayleigh Railway Station
|Failed View
| St Edwards Way - Bus Stop H - RM1 3DQ
Out: Romford Shopping Hall
|Failed View
|Sadlers Farm
| Bus Stop on A13, just before Sadlers Farm
roundabout, nr Romsey Road
|Failed View
|Shenfield Stn
| Shenfield Station, outside Barclays Bank
|Failed View
|Shepherd & Dog Crays Hill
| Shepherd & Dog, Crays Hill
|Failed View
| Shotgate Post Office
|Failed View
|South Green
| Grange Parade Bus Stop, South Green, Billericay
|Failed View
|Stanford Rookery Corner
| Rookery Corner Stanford
|Failed View
|Sun Corner
| Sun Corner London Road - Billericay
|Failed View
|Thames Drive
| Thames Drive Bus Stop
|Failed View
|The Elms
| Bus Stop outside Elms Public House, Leigh on Sea
|Failed View
|The Oak Grays
| The Oak Public House, Lodge Lane, Grays
|Failed View
|Thorpe Bay Stn
| Thorpe Bay Station, Acacia Drive (opp Station)
|Failed View
|Thurrock Services,
| Thurrock Services Coach Park, RM16 3BG
|Failed View
|Trafford House
| Outside Trafford House, by Bus Stop, Basildon
|Failed View
| Bus Stop M, St Mary's Lane- Upminster
Outside St.Laurence Church RM14 2QJ
|Failed View
|Vic Hse Cnr, Rayleigh Rd
| Vic House Corner, (Rayleigh Road)
|Failed View
|Websters Way
| Websters Way, Rayleigh
|Failed View
|White Horse
| White Horse,Southchurch Road, Southend
|Failed View
|Whittinghams Grg
| Whittinghams Garage, opp Rochford Railway Station
|Failed View
| Halls Corner, opposite Police Station, Wickford
|Failed View
|Woodford Green
| Snakes Lane East, Bus Stop R - IG8 7HU
|Failed View
|Departure Date
|Pick-up Time
|Set-down Time
|From Price
|Book Now
|Call Back
| 16 Nov 2020
| Show/Hide Pricing
There is no pricing information available. Please contact us for more information.
The website timed out while searching for the departure dates. Please try again.
|Room Types
|Price Per-Person
|Room Supplements
|General Items


text:
Mary G. Elliot Edgar, age 82 of Old Wynn passed away at her home on Monday, October 28, 2019 with her loving family by her side. She was born Hutton Maryland on September 16, 1937 a daughter of Elmer and Daisey Miller Elliot.
In addition to her parents she was preceded in death by her husband, James W. Edgar; daughter Diane Brant; brothers: Ronnie Elliot and Bud Elliot.
Mary is survived by her children: James M. Edgar, Mike Edgar and his wife Rhonda, David Edgar, Mary Louise Fike and her husband Randy Haines, Rick Edgar and his wife Sharon, Bill Edgar; grandchildren: James Brant Jr., Mike Edgar Jr., Mark Edgar and his wife Leslie, David Vansickle, Jr. and his wife Danieall, Kristin Lindner and her husband Wesley, Jessica Anderson and her husband Chris, Richard Edgar, Jr., Mathew Edgar, Emily Edgar, Christopher Edgar, Hannah Scott, Mike Haines, Josh Sanders; many great grandchildren; sisters: best buddy Earl Dean Guthrie and her husband Bob, Emma Jean Friend and her husband James, Virginia Tichinel and her husband George, Susan Cox and her husband Larry, brothers: Bobby Elliot and his wife Nancy, Elmer Elliot and his wife Shirley; several great great grandchildren; son in law James Brant, Sr.; special niece, Melissa Ravenscroft; numerous nieces and nephews.
Mary's family will receive friends from 5-8 p.m. on Wednesday, October 30, 2019 at the Goldsboro-Fabry Funeral Home, Inc., 21 E. Church Street, Fairchance, PA 15436 where her funeral service will be held at 8:00 p.m. with Pastor Michael Lyons, officiating
To send flowers to the family or plant a tree in memory of Mary G. (Elliot) Edgar, please visit our floral store.


text:
Bill and Fortune Lambert – New Members
written by Alvin Martinez on the topic of New Member Spotlight on October, 2011
- Name: Bill and Fortune Lambert
- Date Saved: August 2, 1982
Bill was saved at age 17 at a Christian summer camp. Though my family did not attend church, they did send me occasionally while growing up.
Fortune was saved under the preaching of Pastor Bob Van Keuren in the late 1980′s.
- Who invited you to attend NVBC: Brother Bob Van Keuren used to take us to the Pastors' & Christian Workers' Conferences in the late 1980′s and 1990′s.
- What does our church mean to you: I wish I would have started attending NVBC years ago. I believe this church is a place for our family to grow in the Lord. We desire to serve the Lord here, grow old here, and see our grandchildren going to school here.
- Sunday School Class: Lifeline Bible Class
Alvin Martinez – Teacher
- Anniversary: May 24, 1987
- Children's Names and Ages: John (JL) – 10
- Favorite Bible Verse: Romans 10:13
- Hometown: Santa Cruz, California
- Favorite Church Song: Amazing Grace, When We All Get To Heaven
The Lambert family drives an hour each way to attend our church. Their son, John, recently enrolled in our Christian school. They are responsible in bringing many first-time visitors to church.


text:
Please note: These presentations are for personal use only. They are not intended as a medical reference. Any medical or health queries should be directed to your GP.
The weight of responsibility: Schools and the future of our children's health
Dr Lauren Sherar
Senior Lecturer in Physical Activity and Public Health
Loughborough University
Cardiac risks of excessive exercise: can too much physical activity damage the heart?
Professor David Stensel
Professor of Exercise Metabolism
Loughborough University
When all else fails: the role of drugs and surgery in the war against obesity
Dr James King
Lecturer in Exercise Physiology
Loughborough University
More than just a game: the public health impact of sport and physical activity for people with a disability
Cheri Blauwet
Harvard Medical School
Metabolic disease in a dish: what can we learn from research in cells?
Dr Mark Turner
Loughborough University
Screen time and unhealthy eating in childhood: how we can promote healthy behaviours
Dr Natalie Pearson
Loughborough University
Depressed, anxious and active: How to engage people with mental health problems in community physical activity and sport
Dr Florence Kinnafick
Loughborough University
Dr Iuliana Hartescu
Loughborough University
Is it where you're from or where you're at? How social determinants influence our health
Dr Emily Petherick
Loughborough University
Are we spending too much time sitting, and is this a real cause for concern?
Dr Stacy Clemes
Loughborough University
Public lecture: Hormone Replacement Therapy: the good, the bad, and the ugly
Dr Emma O'Donnell
Loughborough University
Jacqui Troughton
Leicester Diabetes Centre
Dr Mark King
Loughborough University
Exercise and cardiovascular health in South Asian vs European populations
Matthew Roberts
Loughborough University
The effect of nitrate-rich beetroot juice supplementation on blood pressure and exercise capacity
Dr Stephen Bailey
Loughborough University
Is health an asset? Does it enhance family, social and economic life?
Professor Paul Downward
Loughborough University
Type 2 diabetes reversal: fact or fiction?
Dr Emma Baldry
University of Leicester
Can exercise help fight cancer?
Dr Fehmidah Munir
Loughborough University
Upcoming public lectures
21 July 2021, 5.30pm
What makes the world's best athletes tick?
Presented by Dr David Fletcher, Senior Lecturer in Sport and Performance Psychology, Loughborough University
How to book
The lectures will take place at the NCSEM-EM building on the Loughborough University Campus (see map). To book, please email Alison Stanley.


text:
Maybe you're a student searching for office hours, a faculty member browsing databases, a fresh-faced prospective undergrad, an athletics fan… the list goes on. If developers haven't crafted a clearly-organized, navigable, and functioning site for your school, you will find yourself in the web design equivalent of a food fight.
Of course, fulfilling all of the content and style demands of an education institution is a fine balance to strike: edge toward a more complicated design and the navigability of your content may suffer as a result ("What if I just want to know how late the bookstore is open!?"). On the other hand, rote and tone-deaf designs, even if they clearly lay out information, leave a bad taste in the mouths of a skeptical prospectives or would-be donating alumni.
Add in seamless transitioning and stunning visuals, and a successful design would seem to approach the impossible. But here are 30 sites that make it look easy.
The Physical Institutions
Imagine you're an eager 18 year-old (with discriminating tastes in web design) looking for a place to grow and learn over the next four years. The front page has become something of a pre-visit and an opportunity to showcase the best a campus has to offer — an opportunity all of these schools have seized. Let's get started!
UofC sets a precedent in higher ed with their seamless design, well-dosed content, and clean layout.
Stanford profiles the arts through a mosaic of videos with playful hover features. A piece of art in itself?
Striking photography of the Montana wild presents a clear draw for future students.
4. Rochester Institute of Technology
RIT riffs on the standard "front page" format with popping animated icons.
5. L'institute Franco-Chinois Lyon
This site delivers responsive storytelling through teased content, vertical blocks, and unique navigation.
Drexel's award winning site beautifully coordinates bold type, color and photography.
7. The University of Washington
UW's site organizes and transforms their news content with cards.
8. Rhode Island School of Design
Whereas many college and university sites will try to wow you with their front page and then drop off after a click in any direction, RISD demonstrates impressive consistency throughout their many pages.
9. Atelier
Atelier's inspiring artistic layout patches together student work with content. This design takes risks and its striking aesthetic is the reward.
A video heads this site, providing the tone of the Providence Campus. Video usage is continued throughout the site, relying heavily on stories to give students an idea of the school.
Innovative type distinguishes SVA's site along with their full use of scrolling, a somewhat rare feature in education web design, but one that works with a page showcasing student work.
BJU's site utilizes precise scrolling between striking photography to pique the interest of future students.
13. Study in Sweden
This page has a striking, minimal design and colorscape evocative of Scandinavia.
A well designed page from UCLA's school of Architecture and Urban Design. The mouseover effect actually works as a way to categorize content (orange for news, blue for events, etc.).
A gripping read! UB's site introduces the university in six chapters. Bright-on the money!
16. Kenyon College
Well-integrated and organized content up top, scroll down to find more of the same.
17. Dallas Theological Seminary
This multi-campus seminary's site features clean and captivating design.
This Japanese U's site engages users with fun scrolling effects. Memorable and dynamic.
More excellent design from abroad, the Portuguese University of Coimbra delivers beautifully curated historical information.
This site manages to set an inspiring visual precedent for future students, and, designed by a former student, acts as a SCAD portfolio in itself.
21. IADE Lisbon
This site's interesting use of type means easy navigation to one of its many programs.
Online Learning
Newer online education models do away with stayed elements like physical classrooms and traditional textbooks, offering scaled-back, innovative media in their stead — and much sleeker web design to that end. Because these sites take advantage of their narrower scope and lighter weight, they often surpass their physical institution peers on the navigability and visual fronts. A sign of great things to come!
While many online degree sites have you filling out forms from the get-go, New Charter University borrows the look of a visually balanced front page that's usually associated with higher ed.
23. Instructure
Instructure offers a clean space for easy navigation.
24. Code School
Both Code School and Code Academy offer pared-down, intuitive designs that make for a much less intimidating introduction to coding than a CS seminar.
25. Code Academy
Code Academy even has you entering basic code on their front page.
26. Gibbon
Gibbon's "Playlists for Learning" format integrates their use of cards, feeds users into new classes, and even enables collaborating with other students.
27. Team Treehouse
Scroll through big visuals and discover the options with ETT.
28. Tuts Plus
A roulette style learning site, Tuts Plus has a search engine bar on their homepage for streamlined navigation.
29. Lynda
In Lynda's case icons prove an effective and beautiful way to cleave out different content.
30. Learn the Secret Handshake
An insider feel for the young design community — straightforward doses of advice deftly arranged in icons. True to its nature, LtSH proves a well-designed site.
Education is changing. Thankfully, so is its web design.
A class of institutions has graduated from the uninspired design, confusing organization, and irrelevant links typical of ed web, and a new design paradigm is flourishing. Physical centers of learning are beginning to display their talents for innovation and aesthetics on their sites, while online entities are making knowledge accessible in new ways.
As learning becomes more and more entwined with the web, how exactly will the place of design play out? It's hard to say exactly, but these sites get our hopes up that UX and great design will move into the fore of tomorrow's education.


text:
Kate Thornton Rose Gold Stackable Charm Bracelet
£14.99 Regular price
Create your very own bespoke look with our rose gold charm bracelet. Designed by Kate Thornton, this polished metal design features three hanging charms - a lightning bolt, star and cross - encrusted with Swarovski crystals. These stretch bracelets are easy to wear and look great worn as part of a bracelet stack. Mix and match them with the other colourways in this design for a truly stylish look.
• Rose Gold-plated stretch charm bracelet
• Features three Swarovski studded star charm
• Dimensions: Length: 175mm Width: 4mm Depth: 23mm
• Avoid contact with make-up and chemical cleaning products


text:
UPDATED: A Republican effort to avert a government shutdown at midnight on Saturday cleared the House on Thursday, but the votes do not appear to be there yet as the bill heads to the Senate.
The 230-197 vote was on legislation that would extend government funding through Feb. 16. After a procedural vote to open debate, the Senate adjourned at about 10:15 p.m. and will take up the legislation again on Friday. But even that decision stirred division, as Sen. Angus King (I-Maine) objected to leaving for the night.
Democrats dug in their heels to demand that the 30-day funding bill include provisions to protect undocumented immigrants who arrived in the United States as children, arguing that Trump has rejected previous immigration proposals that have bipartisan support and that also provide funding for border security.
After the vote, House Speaker Paul Ryan said "it is risky. It is reckless, and it is wrong" for Senate Democrats to block the funding bill.
Senate Democrats say that there is a reason for urgency: The rescinding of the Deferred Action for Childhood Arrivals program is due to take full effect in March. That is because the Trump administration announced last fall that it would be ended, and that it should be left to Congress to pass legislation to address the issue of the 800,000 "dreamers" in the United States. Since then, protesters have been a visible presence on Capitol Hill to press lawmakers to act.
Democrats have some leverage, as Senate Majority Leader Mitch McConnell needs 60 votes for passage.
Those prospects remained uncertain as even Sen. Lindsey Graham (R-S.C.), who has been working on bipartisan immigration legislation, said he would not support the House funding bill. He called the 30-day extension of government funding a "fiasco," and said it was time "Congress stop the cycle of dysfunction, grow up, and act consistent with the values of a great nation."
With Graham's no vote along with at least two other Republicans, as well as the expectation that more than 40 Democrats will be opposed, the spending bill would fall far short of votes needed. Sen. Rand Paul (R-Ky.) and Sen. Mike Rounds (R-S.D.) each indicated that they would vote against it.
For much of the day, President Donald Trump and Republican and Democratic congressional leaders pinned the blame on the other for bringing the government to the point of closure. Trump visited the Pentagon and used the occasion to claim that the "worst thing is what happens to our military." But in the last government shutdown — which lasted 16 days in October 2013 — federal employees who provided essential services, like national security and the armed forces, were exempt. Congress also took steps to minimize the impact on the Defense Department.
House Minority Leader Nancy Pelosi, meanwhile, said "Republicans are dilly dallying, taking their good old time. Maybe they just don't believe in governance." She said that the GOP would "own" the shutdown, as they control the House, the Senate, and the White House.
McConnell and other Republicans hammered Democrats for not supporting the funding bill, as it includes a six-year extension of the children's health program, also known as CHIP. "Keeping the government running in addition to a six year Children's Health Insurance Program extension, which gives security to the families of nearly nine million American children who depend on the program for coverage, is commonsense," McConnell said on Twitter.
As much as children's health funding is a key Democratic priority, party leaders characterized the move as a brazen political ploy. They got a boost from Jimmy Kimmel, who has spoken out on past congressional action. He sparred with an aide to House Speaker Paul Ryan, and wrote that "using kids' lives as bargaining chips is disgusting."
"Republicans are the ones funding CHIP completely and immediately. Democrats are the ones voting no," said Ryan's aide, Doug Andres.
During the last shutdown in 2013, government agency workers were furloughed, national parks were closed and federal courts operated on reserve funds.
A shutdown this year could mean a delay in such things as the FCC's review of the pending merger of Sinclair Broadcast Group with Tribune Media. If government properties are closed, it could affect movie and TV location shoots. The Justice Department's pending antitrust lawsuit against AT&T and Time Warner also could be impacted. A status hearing in the case is scheduled for Friday.


text:
Dr. Nsenga Burton is an assistant professor of media studies and a filmmaker at Johnson C. Smith University. She decided to teach at JCSU to be more in touch with Charlotte's booming African-American community.
1) Books: "Joplin's Ghost is by my favorite author, a black woman named Tanarive Due. I have recently finished Lovely Bones by Alice Sebold. This book was so intense that it took me three years to finish!"
2) Music: "I love the new Lupe Fiasco album Food and Liquor, and I love the new Dixie Chicks album.
3) Movies: "Ahh, now here I could go on and on all day! I'm such a film buff; I don't know where to begin! For new movies I really liked Blood Diamond, The Departed, Thank You For Smoking, and Casino Royale. I'm a huge fan of the strong, young female protagonist so I loved Akeelah and the Bee and Little Miss Sunshine."
4) Travel: "I went to Florence, Italy this summer, and I was so enchanted by it I almost moved there! But my favorite place would have to be Berlin, Germany ... best beer, bread and sports in the world ... the perfect combo for a guy's girl."
5) Eats: "I love Thai food; I call it 'the soul food of the east.'"


text:
- Forum posts: 1
Oct 7, 2017, 4:11:02 PM via Website
Oct 7, 2017 4:11:02 PM via Website
I've been trying to move my WhatsApp chat history from my old LG G3 to my new Galaxy S8. Seemingly a simple process that is built into the app itself. However, after repeating failures to perform the restore from both local file and google drive backup, WhatsApp support team informed me that my chat history DB is corrupt and it is unrecoverable as far as they concern. I told them that I have no problem to reactivate and use the app on my old phone and that on the surface it seems that everything is intact, or at least not that broken... I did look into the logs they asked me to send them and I can see error events indicating some problems with the DB.
Has anyone ever encountered such a problem ?
I googled it and there are 3rd party programs/apps claiming to be able to do the transfer themselves - mostly used for switching between iphone and android - but if I understand the method correctly it seems that they should be able to overcome my DB corruption as they will decrypt and scan the DB and will skip whatever record is problematic (unlike the app that failes the entire process). They should actually "repair" it.
Does anybody has any experience with such a program and can say it actually worked ? I'm concerened about data security and reliability. Please take into consideration I can root my old phone if needed, although prefer not to, but cannot do it with the new one.
I really don't mind paying for it, even more than just a few bucks...
Thansk !


text:
Tag Archive: P&O Cruises
P&O Aurora – A review from one of our Travel Agents here in Vision Cruise
"I was recently on board P&O Aurora sailing up to the Arctic...The ship itself is one of the smallest in the P&O fleet, holding just under 2000 passengers at full...Read More
Iona Winter 2020 Deployment
P&O Cruises have just released details of Iona's first winter season in 2020/21. During the months between October 2020 and March 2021, Iona will be based out of Southampton, sailing...Read More
More reasons to say 'cheers' with P&O Cruises
To help you tailor your holiday just the way you like it, P&O Cruises have created four drinks packages that offer unbeatable choice and value. Each is available on any...Read More
Marco Pierre White turns up the heat in The Cookery Club
Travelling on Britannia? Expand your culinary horizons and enjoy on-board masterclasses and hosted dinners with the godfather of British cooking. The Cookery Club on board Britannia is a hands-on cooking...Read More
P&O Cruises Summer 2020 Itineraries Released
P&O Cruises have released details of their summer 2020 programme, including exciting itineraries for their brand new ship Iona. The 2020 programme will go on sale to Caribbean, Baltic &...Read More
P&O Cruises to remove tips in 2019
New, from May 2019 - no discretionary daily Service Charge P&O Cruises have announced that as from May 2019, the discretionary daily service charge on board will be removed. The...Read More
P&O Cruises confirm that new flagship Iona will sail to Norwegian Fjords during inaugural season
P&O Cruises has announced that its new flagship Iona, to be launched in 2020, will sail exclusively to the Norwegian Fjords during the inaugural season, a destination that is best...Read More
P&O Cruises, Iona's sensational Grand Atrium revealed
Explore the heat of Iona – her three deck high show-stopping Grand Atrium. Itineraries will go on sale in September 2018 – be the first to find out more about...Read More
Stephen Mulhern's Astonishing show for P&O Cruises
Stars step out for Stephen Mulhern's "game-changing" Astonishing show. Stars of stage and screen were in Southampton today for the premiere of Astonishing, a revolutionary magic and illusion show produced...Read More
P&O new ship name – REVEALED!
Stephen Mulhern unveils name of brand new P&O ship which arrives in 2020.... IONA! Holidays onboard Iona are set to go on sale this Autumn, and more exciting news will...Read More
Steel cut for P&O Cruises NEW 2020 Ship
The very first piece of steel has been cut for P&O Cruises newest ship at the Meyer Werft shipyard in Papenburg, Germany. This important construction milestone was observed with a...Read More
P&O'S Aurora Becomes Exclusively For Adults
After extensive research and feedback from guests, P&O Cruises has announced that Aurora will become an adult only ship when she returns from her refit in March 2019. From 8th...Read More


text:
A pleasantly stylish way to get form A to B I feel.
Enjoy the HH6601 R-SIX in this latest promo video shot in Palma last month. HH Catamarans will make their world debut at the Cannes Yachting Festival - one of the world's largest boat shows – next week. We imagine the stunning black cat will make quite a splash in Cannes.


text:
Brina Sapphire Hematite Contemporary Twist Ring | 1 Carat | Cubic Zirconia
$ 44.95
Brina Sapphire Blue Hematite Contemporary Twist 1 Carat Cubic Zirconia Ring.
Twist Contemporary Design with 1ct Sapphire Blue Round Cut Cubic Zirconia on Hematite Plated Ring. Small, sapphire stones accent a wide, twisted design in this bold cocktail ring.
Item: BSJ-BR108544B01
Plating: Hemitate Plated
Base Metal: Lead Free Alloy (Brass)
Gemstone: Grade AAAAA Cubic Zirconia
Gemstone Cut Grade: Ideal
Gemstone Color: Sapphire Blue
Total Carat Weight (appx): 1ct
Stone Cut: Round
Stone Size: 1mm
Adornment Size: 21mm L x 9mm W
Face Height: 3mm H
Band Width: 2.5mm W
Setting Type: Pave


text:
determine the currency you are charged.
- Shop Online
Grey And White Stripe Heavy Herringbone ThrowUS $ 183.95Capri Denim Cashmere Blend ThrowUS $ 122.95Silver Hammered Bar Drop EarringsWas US $ 0.00Now US $ 65.009kt Gold Double Circle BraceletWas US $ 0.00Now US $ 145.00Jet Setter MugUS $ 15.95Handmade Roly Poly MugUS $ 13.95Facial Cleansing Oval PadsUS $ 20.95Lemongrass & Cedarwood Hand WashUS $ 13.95Avoca Compact Cookbook Gift PackUS $ 27.95Hedgerow JamUS $ 5.95All Avoca HamperUS $ 116.95Lemon Verbena Gift SetUS $ 36.95News & Events
- Lambswool Throws
- Cashmere Blend Throws
- Mohair Blend Throws
- Heavy Herringbone Throws
- Donegal & Artisan Throws
- Baby Blankets
- Picnic Blankets
- What's New?
Explore all the latest happenings at Avoca. From delicious recipes to in-store events, and exclusive promotions to fabulous gift inspiration, there's lots going on in the wonderful world of Avoca.
Discover new treasures on our online store, from stylish fashion to unique homewares, and of course our famous woven throws.
We are delighted to be part of the Design and Craft Council Ireland's #MADELOCAL campaign.
Looking for a quick, easy and delicious dinner idea? Get inspired - browse Avoca recipes.
Be the first to see our new Avoca Hamper Collection. Coming soon in-stores and online.
- Choose Shipping Destination | US
- What's New?
Explore all the latest happenings at Avoca. From delicious recipes to in-store events, and exclusive promotions to fabulous gift inspiration, there's lots going on in the wonderful world of Avoca.
Discover new treasures on our online store, from stylish fashion to unique homewares, and of course our famous woven throws.
We are delighted to be part of the Design and Craft Council Ireland's #MADELOCAL campaign.
Looking for a quick, easy and delicious dinner idea? Get inspired - browse Avoca recipes.
Be the first to see our new Avoca Hamper Collection. Coming soon in-stores and online.
Avoca Powerscourt Cafe And StoreSTORE, FOOD MARKET & CAFÉPowerscourt
Avoca Powerscourt: Food Market, Retail Store & Self-Service Café are OPEN (hours listed below).
Please help us keep you safe by adhering to the safety guidelines implemented across our stores & cafes.
Avoca at Powerscourt House is set in one of Ireland's greatest houses, with a breath-taking panorama over one of Europe's finest gardens. Set on 47 acres including Italian and Japanese gardens, statues, ornamental lakes and rambling walks against a backdrop of Wicklow's Sugarloaf Mountain, this spot is a very special jewel in the Avoca crown. With a Store, Food Market and Café backing out onto a huge terrace from which to enjoy the beautiful views, the stunning landscape is worth the visit alone.
Powerscourt House, Powerscourt Demesne, Enniskerry, Co. Wicklow
Phone: +353 1 204 6066OPENING TIMES
Avoca Powerscourt: Food Market, Retail Store & Self-Service Café are OPEN.
On Tuesday mornings from 9am-10am there will be dedicated time in-store for our cocooner customers to do their shopping. There will be strict social distancing and gloves made available.
Food Market & Retail Shop:
9.30am - 5.30pm (7 days a week)
Avoca Café:
10.00am - 4.00pm (7 days a week)CONTACT US
+353 1 204 6066
email@example.com'S HERE?
Retail Store
Food Market
Self-Service Café
Outdoor Terrace Seating
Wheelchair Access, Wheelchairs Available,
Parking, Disabled Parking, Disabled Toilets
Inside Our Food Market
The Food Market at Avoca Powerscourt is home to a gourmet deli and bakery with freshly baked bread, scones and cakes, as well as an abundance of delicious artisanal foods from near and far. A true foodie heaven, you're sure to discover a whole host of unusual ingredients, herbs, spices, sweet treats and lots more on the fully stocked shelves. There is also a range of our homemade Grab & Go meals, so you can grab a delicious meal to take home with you.
Self Service Cafe
Avoca Café at Powerscourt
The self-service café offers customers the very best of deli-style fare, from homemade quiches and tartlets to freshly prepared sandwiches, soups, gourmet salads and lots more. One of the best things about dining at the café here has got to be the breath-taking panorama over the stunning gardens, and beyond to the beautiful Sugarloaf Mountain. You can sit on the wide terrace and take it all in from here while you enjoy a delicious breakfast, lunch or sweet treat.
Inside Our Store
There is a large retail offering at Avoca Powerscourt, with a range of women's and men's fashion, gifts, children's toys and clothing, homewares and lots more. We also have an extensive selection of our famous throws and clothing, woven in our Wicklow mill which is just an hour's drive away.If you'd like to learn more about the items made in our mill, you can find out more here.We accept:Secured By: Secure Payments handled by Realex© Avoca 2020
Privacy Policy
Avoca.com uses cookies to enhance your browsing experience and to create a secure and effective website for our customers. To view our cookie policy, click here . By using this site you agree that we may store and access cookies on your devices, unless you have disabled cookies.
Cookie PolicyCookies Policy
Cookies are small text files that contain information that is transferred to the hard drive of your computer or mobile device. We may use both session cookies (which expire once you close your web browser) and persistent cookies (which stay on your computer or mobile device until you delete them) to provide you with a more personal and interactive experience on our site.
We use two broad categories of cookies: (1) first party cookies, served directly by us to your computer or mobile device, which we use to recognise your computer or mobile device when it revisits our site; and (2) third party cookies, which are served by service providers on our site, and can be used by such service providers to recognise your computer or mobile device when it visits other websites.
The cookies used by this site and their purpose are identified and described below.
Type of Cookie Purpose Essential Cookies
These cookies are essential to provide you with services available through our site and to enable you to use some of its features. Without these cookies, the services that you have asked for cannot be provided, and we only use these cookies to provide you with those services.
Functionality Cookies
These cookies allow our site to remember choices you make when you use our site. The purpose of these cookies is to provide you with a more personal experience and to avoid you having to re-select your preferences every time you visit our site.
Analytics and Performance Cookies
These cookies are used to collect information about traffic to our site and how users use our site. The information gathered may include the number of visitors to our site, the websites that referred them to our site, the pages they visited on our site, what time of day they visited our site, whether they have visited our site before, and other similar information. We use this information to help operate our site more efficiently, to gather broad demographic information, monitor the level of activity on our site and improve the site. We use Google Analytics for this purpose. Google Analytics uses its own cookies. You can find out more information about Google Analytics cookies here and about how Google protects your data here . You can prevent the use of Google Analytics relating to your use of our site by downloading and installing the browser plugin available here .
Targeted and advertising cookies
These cookies track your browsing habits to enable us to show advertising which is more likely to be of interest to you. These cookies use information about your browsing history to group you with other users who have similar interests. Based on that information, third party advertisers can place cookies to enable them to show advertisements which we think will be relevant to your interests while you are on third party websites. You can disable certain cookies which remember your browsing habits and target advertising at you by visiting this site. If you choose to remove targeted or advertising cookies, you will still see advertisements but they may not be relevant to you. Even if you do choose to remove cookies by the companies listed at the above link, not all companies that serve online behavioural advertising are included in this list, and so you may still receive some cookies and tailored adverts from companies that are not listed.
Social Media Cookies
These cookies are used when you share information using a social media sharing button or " like " button on our site or you link your account or engage with our content on or through a social media website such as Facebook. The social media platform will record that you have done this.
Most web browsers allow some user control of most cookies through the browser settings. You have the ability to accept or decline cookies by modifying the settings in your browser. For information on changing these settings, please look for a "help" function in the browser or visit www.aboutcookies.org. However, you may experience some inconvenience in your use of our site if cookies are disabled. For example, we may not be able to recognise your computer or mobile device and you may need to log in every time you visit our site.Pixel Tags
We may also use pixel tags (which are also known as web beacons and clear GIFs) on our site to track the actions of users on our site. Unlike cookies, which are stored on the hard drive of your computer or mobile device by a website, pixel tags are embedded invisibly on webpages. Pixel tags measure the success of our marketing campaigns and compile statistics about usage of the Site, so that we can manage our content more effectively.
Partner Category Optout Google Analytics analytics https://tools.google.com/dlpage/gaoptout
After the cookie banner has been displayed you will be accepting Zerogrey's Cookie Policy, their settings and use by clicking on any part of the screen or scrolling the page to see further content. If the site is immediately exited before the cookies have been accepted, any eventual cookies already registered locally on your browser will remain there but will neither be read or used until an eventual future acceptance of this policy. You may choose to remove these cookies at any moment through the sites referred to in the "Cookie management" paragraph or by using the tools for disabling them shown above.Data processing
The control of the data processing, the means of exercising the rights granted by the Italian Legislative Decree 196/2013 and the contact information for enforcing those rights are all indicated in the privacy policy.


text:
Make-up concealer and camouflage for all skin types
Enriched with vitamins and moisturizing formula. The creamy texture ensures a perfect and comfortable application and neutralize any discoloration. Suitable for all skin types, Concealer is a fast and easy-to-use product to complete a perfect make-up. Make up concealers and camouflage are indispensable for minimize imperfections and cover, bring to a smooth bezel and easy to layer and cover, skin dark circles.


text:
- Oval Space
- Saturday 30th May 2020
- 19:00 - 22:00
- Facebook Event
Soundcrash Presents: Too Many Zooz
New York's incredible brasshouse trio bring their restless groove machine back to the capital to bump, beat and blow your mind!
Their music is infectious, impossible to stay still listening to. As old-fashioned as their musical approach is, – if one were to call live instrumentation old fashioned – the structure of their songs follows very closely to any hit EDM track, hence their self-prescribed "brass house" genre. The drums provide a rhythmic base, the saxophone a bass line and the trumpet serves as the melody, guiding you to a gradually increasing, precipitous crescendo, where all the instruments come together only "drop" from a dizzying height, clashing together in an explosive climax of sound. Too Many Zooz will definitely force you to reconsider the way you think about jazz music.
This is a 18+ Show, Please bring ID


text:
Credits: 3 credits for fall or winter; 4 credits for spring.
Fall 2018, ENGN 295A-01: Machine Dynamics and Design (3). Prerequisite: ENGN 178 and 204. Rigid body kinematic and kinetic analysis of common machine types to determine machine output for an input driving force. Investigation of design procedures for and synthesis of common mechanisms including motions such as quick-return, dwell periods, or coupling. Students learn to generate machines that express desired motions or complete specific tasks. Students also design and create machines using graphical techniques, computer modeling, and basic construction techniques. Kuehner.