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Police Confirm Death: 50-Year-Old Troy Hewey
The police have confirmed that 50-year-old Troy Hewey has died following the traffic collision on Friday in Southampton, marking the 5th road traffic fatality of this year.
A police spokesperson said, "Tonight [Saturday] at 10:55pm, 50-year-old Troy Hewey died as a result of injuries received in the Road Traffic Collision that took place at 8am on Friday on Middle Road in Southampton.
"The Bermuda Police Service would like to extend our sincere condolences to the family and friends of the deceased and an investigation into the the death of Mr. Hewey is underway and police would like to speak with anyone who saw the collision. Please contact police on 2950011.
"This marks the 5th road death for 2015," the police added.
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09/11/07 - Guitar Hero, and the building of Highwind, my new desktop computer
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John Kawamura takes a shot at being a Guitar Hero
Brett before the "beard off".. more on this later
Brett plays some Guitar Hero
Brett checks out his shirt?
The case my Antec P182 case came in
Other boxes, what could be in here?
Well this one has speakers in it
Case box
Or is it.. a box case?
Another side
Aaand the back
This was taken right after opening the box
After getting the box away
Silicone feet!
No more styrofoam
Covered in plastic
The mug is there for scale
A closeup of the front ports
When the door is opened there's also a power and reset button
I found this box inside the case. It has screws and such
Now for the mystery box
Plenty of syrofoam peanuts
My motherboard! As you can see it's an Asus M2N32-SLI Delux
Rock solid... heart touching
Inside the motherboard box
I'll deal with this later
Another mystery box
More peanuts!
Ah, my neato wrist thing, and some SATA cables
I decided the $2 for the wrist strap was worth the peace of mind of knowing I wouldn't zap anything
My gorgeous Corsair XMS2 DDR2 800 2.0 gigabytes of RAM
So nice
Some bubble wrap!
Ah, my 320gb hard drive and DVD-RW
My CPU heatsink and fan
Speaking of my CPU... can it really be safe putting it in a window like that?
The heatsink that AMD sent... compared with the one I'm using
AMD's heatsink still looks pretty nice
It's got a huge fan
And dozens of copper blades
Very neato looking
The motherboard awaits in its plastic case
The almighty CPU
The pins underneath
One must be very.. very... gentle
The pins from the side
These pins are what make the whole thing work
The top of the CPU
The CPU rests upon its throne
Looking good
The motherboard comes with some built in heat pipes and copper blades
Northbridge and southbridge (I think)
Time to install the RAM
It's a lot lighter than it looks
Two days later the rest of the stuff came, including the surge protector
Yet another mystery box
Bubble wrap!
This is the video card I'll be using until the new NVIDIA ones come out
What happened to this box!?
My 25 foot S-Video cable
The box with the power supply
Did someone dropkick this!?
It's really beat up
The power supply box
It was so heavy!
What could this be?
Neat! Since the power supply is modular it comes with all the cables you need in a case
All sorts of nice cables
A closeup of the connectors
The power supply itself
Nice fan
This bundle goes to the motherboard, so it doesn't come off
This was kind of bogus, but it was nice having the drivers install themselves
The final product!
Highwind, sporting a sylish communist desktop!
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Robert Wong
I purchased my first dental practice through Lily Head Dental Practice Sales and worked exclusively with Helen Cheskin. Helen was extremely supportive and very knowledgeable about the sale / purchase process and I found Helens support pivotal. I was very keen to purchase this dental practice and I really appreciated the open and transparent way in which the bidding and negotiations were conducted. I am pleased to recommend Lily Head Dental Practice Sales to my colleagues.
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In the time that Linz and I have taken our hiatus, I managed to squeeze in a ton of gaming every chance I could. Long, short, mobile, flash, shooters, puzzle, PC, console, and more. Predictably, I am drawn to games with story and a strong narrative. But I am learning that there are very different types of storytelling within games.
One of the few games that I actually didn't play was The Last of Us. I was playing side by side with someone else, each our own games. When cut scenes popped up on their play-through of The Last of Us, I would pause whatever I was doing and listen in. It is an intense game with beautiful art and graphics. The whole experience was very moving and each cinematic told more and more story.
Alternatively, I have been playing Half-Life 2 for the first time. This game is steeped in storytelling and it's own serial mythology. The graphics are almost a decade old, so clearly they don't come near the standard set by Naughty Dog for The Last of Us. However dated, I am far more attracted to the story in Half-Life 2. The only thing I can attribute this to is that the story unfolds within the game play. I am actually playing the story and finding things out along the way. We try something and it fails, now the team has to move on to something new. Or we discover new types of enemies together and work out ways to kill them.
Thinking things through, I seriously doubt that one way of storytelling is better than the other. Cut scenes with amazing graphics have a great way of showing me what is happening in the classic sense. It does, however, remove me more from the experience that is just playing the game. I am forced to sit still and watch what can sometimes be a very lengthy scene. Alternatively, Half-Life 2 allows me to stay in that character. I don't have to leave my first-person vantage. However, there are times when important things are being said by some NPC and I'm missing it because I'm busy shooting, or screwing around in a room trying to jump on boxes or find new areas. In these cases, I am my own worst enemy.
It's really up to each individual which type of game and storytelling they prefer. Both games are pretty awesome and you should take the time to check them out if you haven't already. But this should give you something to think about and talk about at the breakfast table.


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TN Discharge of Mortgage 1
I [or We], _____________, declare that I am [or we are] the true and lawful holder [or holders] of the claim [or part of the claim, and specify what part] secured by the instrument within recorded, and hereby acknowledge the satisfaction thereof and discharge of the lien to secure the same in full [or if one part, state what part].
This __________ day of _________, 20_____.
No guidelines are available for this form at this time.


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Create an Account - Increase your productivity, customize your experience, and engage in information you care about.
View All Calendars is the default. Choose Select a Calendar to view a specific calendar. Subscribe to calendar notifications by clicking on the Notify Me® button, and you will automatically be alerted about the latest events in our community.
December 6, 2019, 6:00 PM - 8:00 PM @ Kilgore Public Library
Join us for our annual Christmas Open House. A special guest from the North Pole will be here along with the musical duo, the Magill's, and light refreshments will be served. Friends of the Library get early admittance at 5:30 pm.
December 6, 2019, 9:00 AM - 4:30 PM @ Kilgore Public Library
The library will close at 4:30 pm on Friday, December 6, 2019 to prepare for the Christmas Open House.


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Project Sun Devil and Project Paris
Keywords: general management; financial analysis; return on assets; accounting; performance measurement; Financial ratios; return on equity; financial statements; Profitability analysis; Portfolio Investment; portfolio management; real estate; Property; Investment Portfolio; Investment Return; Real Estate Industry; United States;
Citation:Lietz, Nori Gerardo. "Project Sun Devil and Project Paris." Harvard Business School Case 213-078, February 2013. (Revised June 2017.) View Details


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Dr. Marcus Powlowski was officially sworn in during a ceremony in West Block on Monday as the Member of Parliament for Thunder Bay-Rainy River in the 43rd Parliament of Canada.
Joined by his family and members of his community, Powlowski had the following to say after the ceremony: "Today I have been presented with one of the greatest honours of my life—the opportunity to represent our community in our nation's House of Commons.
"This is not a role I take lightly. Many generations of Canadians have given their lives to preserve our democracy.
"Every decision I make in Ottawa will put the people of Thunder Bay-Rainy River first. Despite the different interests in our communities, I believe we can all agree that we want our neighbourhoods to be safe, our hard work to matter when we are saving for our children's education, and our politicians to not just say they are listening to us, but to actually listen.
"That is why I plan to represent everyone—urban and rural, Indigenous and non-Indigenous, natural born and immigrant—in a fair way that respects our region's history, values and obligations to future generations.
"On this note, I am currently working with the House of Commons' administration to hire staff and prepare my constituency offices in Thunder Bay and Fort Frances to open in the coming weeks."


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Wednesday, February 20, 2008
Thursday, February 21 - Peter A. Collins
The theme is revealed at 55A: Party snack (and a hint to this puzzle's circled letters) (mixed nuts). And from there, I was on a roll with the theme answers. By the way, each of the hidden mixed nuts can be found in the picture.
16A: Farberware set (saucepans).
22A: Coffee maker component (filter basket).
36A: Bothers (chews at). That expression sounds strange, although I've been known to say that something is chewing at me.
44A: Longtime ABC newsman (Sam Donaldson). I had the D*ON at the end, and his name popped into my head. I love when that happens.
There were several names I didn't know in this puzzle, but I was able to get them from the crosses.
15A: "Hard Cash" author Charles (Reade).
18A: Film director Morris (Errol).
29A: Huffington of the Huffington Post (Arianna). With the letters I had in place, I was able to flat out guess that...the crosses confirmed it.
35A: HBO's "Da __ G Show" (Ali).
26D: Susan who wrote the best seller "Compromising Positions" (Isaacs). I've never even heard of it.
27D: Sighter of the Pacific, Sept. 25, 1513 (Balboa). Another that I guessed with a few letters in place.
31D: 1939 Academy Award nominee Brian (Aherne). According to Wikipedia, he was nominated for Best Supporting Actor (his only nomination) for his role as Emperor Maximillian von Habsburg in "Juarez."
32D: Political hostess Perle (Mesta).
Favorite clues include 30A: Talk that might get one in trouble (sass), 39A: Post-vacation, say (rested), 57A: Bullet followers (items), 11D: Words with a familiar ring? (I do), 21D: Overseas (abroad)...I initially read it as oversees, so wanted it to end in an S, 25D: Get in trouble, in a way, with "on" (tattle), 28D: Yen or yuan (Asian money) and 53D: Red letters? (CIN)...which took me forever to get.
I absolutely loved 10D: Providers of life lessons (hard knocks)...a multiword answer, and K appears twice. What's not to love?
Other favorites include 31A: Embryonic membrane (amnion), 34A: Hitter of 511 lifetime home runs (Ott)...didn't realize that, 40A: Home tool maker (Skil), 43A: Twisted thread (lisle), 48A: Heraldic border (orle), 49A: Sony subsidiary (Aiwa), 5D: Like a certain court (papal), 9D: Mother __ (Teresa), 36D: Some bayou residents (Creoles) and 47D: Singer of the anthem "Sang till Norden" (Swede)..."Song of the North."
Dixie appears for the second time this week...at 46D, clued as [Classic song with the words "Look away! Look away! Look away!"]. It appeared as one of the [heart] clues on Valentine's Day.
I would be remiss in my boomer duties if I failed to point out 17D: "__ Coming" (1969 Three Dog Night hit) (Eli's). Maybe Wendy will serve up some Three Dog Night in her entertaining music blog. Check it out if you haven't already...and be sure to go back often.
My project is finished and on its way. While fundraising is a huge part of working in nonprofit administration, I'll be happy to get back to my old routine of hands-on help to those in need. There were two apartment fires in the last week, and we've been bombarded with requests for housing displaced families. Unfortunately, we only have two emergency units, and both were filled quickly. It's tough work sometimes...whatever we can do, it's never enough.
I'm off to bed...early morning blood draw to see how things are progressing. Here's the grid...
...and I'll see you tomorrow.
Linda G
8 comments:
Coincidentally, Arianna (actually Huffpost) is right next to LindaG in my bookmark (2 K's!) banner.
I like it when the theme is an aid in solving, as was the case tonight. After Sam Donaldson / almond, I relied on the theme to get pecan and filbert. Cashew / chews at was a little iffy, but the crosses verified it. Still not sure about chews at.
I'd never seen Amnio with an N on the end before.
Very enjoyable puzzle, if a a bit Wednesday-level of difficulty.
- February 20, 2008 at 11:31 PM
It took me a long time to get CIN too but I had a big smile when it finally occurred to me. I thought maybe GOP at first for red states or something. Fun puzzle.
- February 21, 2008 at 12:41 AM
The puzzle was fun and as Karmasartre said a bit Wednesdayish. The theme did not help me at all but was fun to decipher after I finished..
By the way Wendy did do a Three Dog Night blog the week before the Super Bowl and highlighted Eli's Coming
- February 21, 2008 at 6:38 AM
- wendy said...
OK, I still don't get CIN. Go ahead and tell me how dense I am ...
Btw, ARIANNA Huffington was one of the pioneers of blogging. She began the Post back in 2005, and it was one of the first political blogs to gain traction and show the world what a blog could be. It's set up differently from the way ours are, but it's still the same notion of ongoing commentary in that space. I love her.
ERROL Morris - all, please check out his great documentary, The Fog of War, about Robert McNamara's role in the Vietnam War. A chilling but moving view of one man's hindsight concerning his pivotal role in a tragic time in our history. I can't say enough about it.
Haven't seen Perle MESTA in a while! She was a staple in the Maleska days. During the time I grew up in Washington, she was a fixture in high society. I don't know why, exactly, but as a young girl I found the notion of a Washington hostess to the glitterati fascinating. The late, great Washington Star had a society columnist, Betty Beale, who wrote about MESTA's parties week in and week out. More than you probably wanted to know ...
Loved today's word assortment overall.
And Linda, merci for the shout-out on my blog - Eli's Coming is actually lurking in there already, on Jan. 20!
- February 21, 2008 at 6:52 AM
- Linda G said...
I get to explain a sports clue...woo-hoo! Wendy, you may groan loudly, but please don't smack yourself. CIN = Cincinnati Reds.
I remembered the Eli's Coming/Superbowl connection, but I did a quick scan of your labels last night...Three Dog Night wasn't there. Figured I'd read a comment somewhere but the post hadn't really happened.
The downside of this morning's blood draw is that I can't even have coffee...and I'm starving. On the plus side, I was able to sleep in until 7:00...a real treat.
- February 21, 2008 at 7:14 AM
- wendy said...
Oh good Lord. Take away my Ohio citizenship - now!
Now I see a deficiency with my label system - I don't add the name of the artist to it; only other references within the post. Duh! I'll have to go back and rectify that sometime when I have an hour I don't know what to do with.
- February 21, 2008 at 7:37 AM
- Term Papers said...
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- February 18, 2010 at 11:44 PM
- Term paper help said...
Incidentally, I like the way you have structured your site, it is super and very easy to follow. I have bookmarked you and will be back regularly. Thank you
- June 11, 2010 at 1:59 AM


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Apple's iTunes Remote updated with two-factor authentication
Apple on Thursday updated its iTunes Remote app for iPhones and iPads with support for two-factor authentication, reflecting the company's growing use of the security concept.
When connecting to iTunes on a Mac or Windows computer set up for Home Sharing, version 4.3.1 of the iOS app can now prompt people for a four-digit passcode, which is revealed on the computer by clicking a "Remote" option listed in the iTunes device menu, located in the upper-left corner of the software's interface.
iTunes Remote is notably different from Apple TV Remote, which was released in August and branched off Apple TV controls. Instead, iTunes Remote is limited to controlling music, podcasts, and video on a computer sharing the same Wi-Fi connection.
In recent years Apple has introduced two-factor authentication as an option for Apple IDs and various apps, like the official Apple Store app.
The company may be planning to take the idea a step further via future iPhones, which could mix facial recognition and optical fingerprint sensing. This year's "iPhone 8" is at least expected to have an iris scanner and/or 3D facial recognition.


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Edu-cat-ed white cat badge
Educated cat is the perfect pin for your favorite librarian, teacher or friend. It is also a great pin for the little reader in your life.
You can use this cat jewelry as a cute lapel pin, a jacket decor, a bags pin. Stick this badge to your favorite coat or cardigan. Decorate your bag or scarf!
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The hand painted badge I made myself with the use of acrylic paints and varnish.
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Please be aware that colors may vary slightly depending on monitor settings.
All buttons are packaged in a brown craft bag with a bow and protected in a bubble wrap mailer.
These are great as small and cute gifts. They can even be a fun little surprise for someone you know.


text: cannabisnews.com: Ore. Ballot Measure Seeks Pot Dispensaries function share_this(num) { tit=encodeURIComponent('Ore. Ballot Measure Seeks Pot Dispensaries'); url=encodeURIComponent('http://www.cannabisnews.com/news/25/thread25308.shtml'); site = new Array(5); site[0]='http://www.facebook.com/sharer.php?u='+url+'&title='+tit; site[1]='http://www.stumbleupon.com/submit.php?url='+url+'&title='+tit; site[2]='http://digg.com/submit?topic=political_opinion&media=video&url='+url+'&title='+tit; site[3]='http://reddit.com/submit?url='+url+'&title='+tit; site[4]='http://del.icio.us/post?v=4&noui&jump=close&url='+url+'&title='+tit; window.open(site[num],'sharer','toolbar=0,status=0,width=620,height=500'); return false; } Ore. Ballot Measure Seeks Pot Dispensaries Posted by CN Staff on January 12, 2010 at 05:26:54 PT By Brad Cain Source: Corvallis Gazette-Times Oregon -- The Obama administration's decision not to interfere in states' medical marijuana laws has emboldened a citizens' initiative to get the state of Oregon involved in providing the drug for residents who have permission to use it.Medical marijuana advocates are seeking to put on the November ballot a measure to create a system in which state-licensed pot growers would distribute their crops to dispensaries where people could buy the drug to treat their ailments. Currently, those people either have an approved provider grow it for them or grow it themselves.On Monday, backers of the initiative turned in 61,000 petition signatures in hopes of qualifying the issue for the ballot. A total of 82,769 valid signatures are needed to qualify the measure, and backers have until July to collect up the remainder.Oregon is one of 13 states that have legalized medical marijuana. On Monday, the New Jersey Legislature approved a bill that would make it the 14th state to allow chronically ill patients access to marijuana for medical reasons, and Democratic Gov. Jon Corzine, who supports the legislation, could sign it before leaving office next week, making it law.Of the 13 states that have legalized medical marijuana, five of them _ including California _ make provision for dispensaries where patients can get the pot.Because of earlier concerns about possible federal intervention, there had been no serious movement in Oregon to join the medical marijuana states with dispensaries.But things changed last October, when the Obama administration announced it would not go after people in states who use medical marijuana legally."It was a watershed event. It's really the thing that has made this ballot initiative viable," said John Sajo, executive director of the Voter Power Foundation, which is backing the measure and which helped draft Oregon's 1998 law.Keith Stroup, spokesman for the National Organization for the Reform of Marijuana Laws in Washington D.C, said that the Obama administration's stance will prompt other states to also consider marijuana dispensaries."Within a very few years, any state that has legal medical marijuana will certainly have a legal supply. They will all allow some kind of regulated dispensary," said Stroup, who founded NORML and is the group's legal counsel.Current Oregon law allows registered patients to grow up to six mature marijuana plants or designate a grower to do it for them. But many patients don't want to do either."People should have a safe place to obtain cannabis. We should treat it like any other medication," said Alice Ivany, a Newport woman who uses marijuana to alleviate pain she's suffered since losing her lower left arm in a timber mill accident years ago.Ivany is one of the co-sponsors of the proposed initiative that would require the state Health Division to license, inspect and audit growers and dispensaries. It also would create a program, administered by the state, to provide medical marijuana to indigent patients.The program would be funded by license fees and taxes on growers and dispensaries.Oregon's current medical marijuana program was enacted by voters in 1998, who approved an initiative measure setting it up by a 55-45 percent margin.As of Jan. 1, 26,274 patients were registered with the state to use marijuana for medicinal purposes, with 5,836 more applications pending final approval. People with pending applications are allowed under state law to use medical marijuana.It's been estimated that there are about 15,000 medical marijuana grow sites in Oregon, operated either by the user or an approved grower.Any proposed expansion of Oregon's program is being opposed by some law enforcement officials. They cite a spike in the number of pot busts involving growers who have received state permission to cultivate a small amount of marijuana for medical use but who grow more than the law allows and sell it illegally on the street.Umatilla County Sheriff John Trumbo said the proposed law would only make matters worse and that he thinks the best move would be to repeal the medical marijuana program altogether.He said that with the expansion of the medical pot program, "you're taking a stop closer to legalizing marijuana use by anybody who wants to use it."But Klamath County Sheriff Tim Evinger said the proposed expansion would be a step in the right direction."If, in fact, it is a needed drug, and it is providing a benefit to somebody who is ill, I frankly think it should be purchased by prescription at a pharmacy and produced by a commercial operation that is monitored, that is secured, and the quality, content and safety issues are addressed, just like any controlled substance that is prescribed," he said.Sajo argues that Oregon's law needs to be updated so that all qualifying patients have convenient access to quality marijuana."Medical marijuana is here to stay," he said. "It's time for policy makers to figure out how to make it work effectively."Source: Corvallis Gazette-Times (OR)Author: Brad CainPublished: Tuesday, January 12, 2010Copyright: 2010 Lee EnterprisesContact: theresa.novak lee.netWebsite: http://www.gazettetimes.com/URL: http://drugsense.org/url/nHji9mrBCannabisNews Medical Marijuana Archiveshttp://cannabisnews.com/news/list/medical.shtml Home Comment Email Register Recent Comments Help Comment #1 posted by dongenero on January 12, 2010 at 07:37:18 PT This article making the AP wires too Ore. ballot measure seeks pot dispensarieshttp://news.yahoo.com/s/ap/20100112/ap_on_bi_ge/us_medical_marijuana_3 [ Post Comment ] Post Comment


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# 458634
24001 Laverne Drive Schneider, IN 46376
- 4 Beds
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In 1884 a early settler of the southern most Lake County Indiana town said the area was a paradise for hunters visiting the Kankakee River valley. In 1906 Fred Schneider who owned the land on which the community was planned christened the growing community Schneider. Fred Schneider helped to bring the New York Central rail line into Schneider. As Schneider was incorporated in 1915 as it grew with a hotel, real estate company, grain elevator, blacksmith, poop hall and a pop factory. In 1956, Route 41 was rerouted around the town of Schneider.
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Securing Our Nation's Critical Infrastructure
In this infographic, learn about the role critical infrastructure plays in your daily routine and how you can help keep its systems and networks more secure.
- Cybersecurity Awareness Month
- Get Involved
- Stay Safe Online
Our day-to-day life depends on the country's 16 sectors of critical infrastructure, which supply food, water, financial services, public health, communications and power along with other networks and systems. A disruption to this system, which is operated via the internet, can have significant and even catastrophic consequences for our nation and to our individual lives.


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RIVERHEAD — A prosecutor alleged Thursday that a woman tried to kill her estranged husband by pouring antifreeze into his beverages inside his Long Island home.
Renee Burke, 40, of Holbrook, pleaded not guilty to charges of attempted murder, attempted assault, burglary and endangering the welfare of a child, according to Suffolk County District Attorney Timothy Sini.
Burke's attorney, Joel Salinger, declined to comment but said in court she has no criminal history and that she has always fought hard for her children. Authorities said the husband has primary custody of their children, ages 4 and 8.
"It is alleged that between Sept. 1 and Sept. 12, 2018, on multiple occasions, the defendant attempted to kill her estranged husband by unlawfully entering his residence and pouring antifreeze into several beverage containers in his apartment," Sini said.
"The evidence in this case includes video surveillance that shows the defendant taking a wine bottle out of the refrigerator and taking baby bottles filled with antifreeze and pouring the liquid into the bottle," Sini said. "And she did this in the presence of her child and even with the assistance of her child."
Sini said that when questioned by police, Burke "claimed she poured fruit juice into the victims wine bottle to water it down."
Burke's phone contained searches on antifreeze and rat poison, and antifreeze was found in her kitchen, said Sini, adding that the husband set up cameras after one of the children told a baby sitter: "I saw Mommy putting something in Daddy's drink."
Burke is being held on bail of $200,000 cash or $400,000 bond and faces 25 years in prison if convicted of the top charge of attempted murder.


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Under protocol pressure, $250M UBS team jumps to Steward Partners
A $250 million team left UBS last week for independent firm Steward Partners, joining an exodus of talent from the wirehouse just prior to its exit from the Broker Protocol.
Advisors David Bernacchia and Darren DeQuatro had been considering a move for about a year, but moved up their planned departure after UBS announced it would join Morgan Stanley in leaving the industry accord, which permits departing brokers to take basic client contact information.
"When Morgan Stanley moved on protocol, then if you weren't reading the tea leaves, you weren't paying attention. So we made sure if UBS followed suit, we would be prepared," Bernacchia says.
Bernacchia, an industry veteran of 30 years, and his partner joined the New York office of Steward Partners, which is affiliated with Raymond James Financial Services. They made the switch in part because of the independent firm's partnership model and because it offered more support than they would get if they were to launch their own RIA.
Brokers' top questions and concerns about the protocol's demise answered.November 30
They're the latest mega group to join the boutique wealth manager.November 30
With two wirehouses out, questions arise as to whether Merrill Lynch will follow suit.November 27
While it was driven by the big firms' desire to avoid litigation costs, there was a catalyst, without which I believe there would have been no pact.November 16
"Frankly, I don't want to run my own business. I want to interact with my clients and focus on investment management and the issues that are most tangible for them. I do not want to negotiate with landlords or do payroll," Bernacchia says.
They also discounted the idea of moving to another wirehouse. The big firms are too bureaucratic compared to the independent space ― "a much more attractive option," DeQuatro adds.
Bernacchia and DeQuatro had been with UBS since 2008, according to FINRA BrokerCheck records. They previously worked at Morgan Stanley.
A UBS spokeswoman was not available for immediate comment.
Bernacchia and DeQuatro weren't the only UBS advisors to make a move before its protocol exit. A $1.2 billion team led by advisor Kurt Sylvia left to join J.P. Morgan Securities in Palm Beach, Florida.
But such moves aren't made on the fly, recruiters say.
"If you were in advance talks and planning, then you could have accelerated," says headhunter Jeff Bischoff.
Advisors who weren't ready the way Bernacchia and DeQuatro were, couldn't rapidly accelerate the process because firms often conduct their own due diligence before hiring a broker, and that process typically takes several days, recruiters say.
The upheaval in the recruiting landscape occurs as independent firms and regional brokerages have engaged in aggressive hiring.
So far this year, Steward Partners has hired 30 advisors overseeing about $3.5 billion in client assets, according to the firm. Last month, the Washington, D.C.-based wealth manager picked up four advisors managing more than $400 million in client assets. That group opened Steward Partners' 12th office, in Paramus, New Jersey.
By exiting the Broker Protocol, wirehouses could make it more difficult for advisors to make career changes by attempting to legally enforce non-solicitation agreements.
But while that might discourage some brokers from leaving, it will not necessarily end all advisor moves, industry insiders say, noting that brokers made career changes before the protocol was created in 2004.
It's unclear if other firms will exit the accord. Merrill Lynch and Wells Fargo have previously declined to comment. Raymond James, which has more than 7,000 advisors, has defended the industry agreement.
Steward Partners CEO Jim Gold says his firm is bracing itself for whatever comes.
"I think what will really be important is that advisors be very well prepped by the firm they are joining so they know what's allowed, not allowed and how they can avoid becoming the victim of a [temporary restraining order]," Gold says.
"At Steward Partners, we are moving quickly. We've had calls with protocol attorneys. We'll be rolling out for 2018 our non-protocol transition playbook," he adds.


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GALVESTON, Texas — During the annual meeting of the Association of State Baptist Publications held Feb. 12-15 in Galveston, Texas, Baptist editors affirmed the work of Baptist state convention executive directors.
Editors unanimously adopted "A Resolution of Appreciation for State Executive Directors."
The resolution was presented by Gerald Harris, editor of The Christian Index in Georgia, who noted he enjoys a good relationship with his state executive director, J. Robert White. [Read more…]


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The Importance of Fire Doors
As Fire Door Safety Week approaches in September, we've spoken to Hannah Mansell at the British Woodworking Federation, to break down why understanding fire door requirements are so important!
For a long time, the importance of fire doors has been severely overlooked. Whether it has been done as a method of saving money or a general lack of understanding about fire doors and their components, or even down to the convenience of wedging a fire door open for the ease of passage, there is no doubt that this should be a bigger concern than it has been, as lives continue to be placed at risk.
Why are Fire Doors important?
Fire doors are the first line of defence in the event of a fire, as they play a crucial role in delaying the easy movement of smoke and fire. This helps to reduce the damage caused, by helping to stop the fire from spreading quickly, whilst also protecting the crucial means of escape out of a building or protecting occupants who may not be able, for example in a building where you have a 'stay put' fire plan. This means that the complexity of the building design or the high number of occupants may not enable a safe or quick evacuation, so the occupants in the building are required to stay put until the emergency services can bring the fire under control.
This is especially important in a building where the occupants may have additional mobility or cognitive needs.
Fire doors in corridors and stairwells are also crucial to protect Firefighters who need to be able to move around the building as easily as possible. Fire doors fitted with perimeter smoke seals help to reduce the levels of smoke by containing it (provided the fire was not started and/or has not spread to the stairwells and corridors).
Raising Fire Door Awareness
In the past 1two years, awareness about fire doors has grown considerably in the tragic aftermath of Grenfell in which fire doors were raised as an area of concern. As such, we strongly recommend that property managers, landlord, and tenants, as well as homeowners of flats, check their fire doors in all the following domestic locations:
- Doors leading to stairwells
- All corridors
- Front door into the flat
- Internal doors of a flat (dependent on the layout of the flat)
- Internal bedroom doors, if the property has multiple occupancies (meaning that tenants are living separately to one another)
- Bin storage and cupboards containing mains electricity services will also require a fire door as they are at a heightened risk of combustion
Never assume that a Fire Door is a Certified Fire Door
Just because a door looks like a fire door, has the signage of a fire door and screams fire door, doesn't necessarily mean that it is fit for purpose.
Door markings, as well as traceability to third-party certification, are a good sign that a fire door is what it says it is. They're also a good sign that the door has been tested and the manufacturer is audited to ensure consistency of specification. Therefore, if there aren't any, the door has no traceability of manufacturer or any kind of testing. This is particularly common in older properties, and it is important to be cautious of the potential risk of keeping these doors.
You want to remember, however, that it isn't just the fire door that needs to function correctly. It is equally important that all the necessary components are appropriate. These components need to work hand in hand with each other:
- Door leaf
- Frame and lining
- Intumescent Seals
- Smoke Seals (if required)
- Latch or lock
- Hinges
- Door closer (if required)
- Signage (if required)
- Other types of ironmongery
- Fire door glazing systems (if the door is to be glazed)
- Frame/wall sealing
- Threshold seals
It is also important to remember that a fire door is only able to do its job properly if it is closed. Therefore, if it has been wedged open for the convenience of free movement, it will be completely useless in the event of a fire.
The Dangers of Bad Fire Doors
Having bad fire doors that fail to meet strict criteria first and foremost put innocent lives at risk. Not only that, but bad fire doors could also affect the protection you receive on your insurance.
Most of the leading insurance companies seek advice from the RISC Authority; a group of experts into fire risk, and in some cases if you have not ensured that sufficient levels of fire safety and protection (including fire doors) within your building, with the appropriate third-party certification and evidence that they have been installed by an approved specialist, you may find that you struggle to make a claim in the event of fire.
If you are a building owner or landlord with formal responsibility for maintaining fire safety in a building you could be prosecuted under the Regulatory Reform Order (RRO) and face a hefty jail sentence or fine.
How will purchasing Fire Doors from Howarth Timber help?
Howarth Timber & Building Supplies has been a member of the BWF CERTIFIRE Scheme as a BWF Approved Fire Door Centre since its creation eight years ago. This means that:
1. You will receive all the appropriate third-party certification to prove traceability
The fire doors we supply feature 100% CERTIFIRE approved components and traceability marks so that every tiny detail relating to the door has been fully checked. This is crucial, as one tiny thing wrong can potentially risk lives during a fire. What might seem like a minute gap that is unseen might seem trivial, however that could be the precise point where smoke leaks through.
2. Our fire doors and related products come with full installation guides to ensure that the door is fitted correctly.
Having the correct fire door with all the appropriate traceable components doesn't guarantee that a door will perform as expected. Fire doors are a lot more complex than standard doors as there are a lot more components that have a crucial role to play in protecting against fire, and therefore installation is a much bigger task.
A poorly installed door will break the certification and occupants/tenants will be placed at high risk in the event of a fire.
All BWF-Certifire doors are supplied with installation instructions and contact details of the manufacturer to ensure that installation can be carried out in accordance with the specific product.
However, if you are still concerned about a door being installed properly:
3. All staff who are directly involved in the sale of fire doors are required to take part in BWF training, with refresher training taking place every two years.
Therefore, if you are unsure about any part of the installation process, come into your nearest branch and we will offer all the help and advice that you need.
Want to get involved in Fire Door Safety Week? Visit their website to find out how.
Kat Musselwhite – HT Blogger in collaboration with BWF


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Hi to all who have decided to step in my world
My name is Jana (JAN-AH), I am 23 years old currently pursing my MPH degree , and currently figuring out life by the day. I enjoy reading a good book, and binge watching shows/movies on those perfect rainy and cold days. I weirdly embrace my love for medicine , science, and research. My love for God and his son are out of this world, yet I am filled with a past , imperfections, and human failures. I started this blog , as a healing method for myself , realizing it might turn into something bigger than myself one day. I hope to slowly unravel life's hurts , and live life to the fullest . Through this blog I hope to explore self-love, vulnerability, stepping out of comfort zones, and visiting the places know one talks about. Everyone has value , and everyone has purpose , so i pray wherever you are in life you join me and facing all the lies , fear , and doubts that we are handed everyday. I hope to spark conversations where we are free to speak freely, and build community full of love , faith, and the craziness of life!


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The Secret of Using Luggage Packing Cubes
19/lug/2017 11:29:27 aldisrou Contatta l'autore
Luggage packing cubes are zippered containers that are rectangular shaped for organizing your things and make them fit into your luggage. The CEO of travels nuts says that they come in different sizes and are sold in sets. "These bags are multipurpose for use with a different gear type," he continued to say. I can have one cube for my clothes, one for the under pants, and another for my electronic gadgets like chargers and cables. It will be easy to know the location of each item when you need it as you will take a short time to access it.
Packing cubes possess many advantages over other bags as you can access your items when needed, they are durable, they do not store air, your clothes will have minimal creases, and the bags stack your luggage neatly. This cube makes packing an easy task.
When I am in the market choosing my luggage cubes, the most necessary attribute I focus on is durability. I need a cube made from sturdy material that even when I stuff my belongings, I will not have to worry about breakage. Features like size come down to personal predilection and how you would like to organize your items. These cubes possess a top mesh for seeing inside and breathability. If you buy packing cubes of different colors and size, the process of identification will be easy.
The CEO said that these cubes are perfect for family members traveling because everybody will know the color of cube carrying his or her items. He continues to say that they will change the way you travel. He says that happy customers that have been using luggage cubes claim that they cannot travel again without using them. Many travelers have taken the art of using these cubes to a new level because they understand that these bags help them in organization and space maximization. When it comes to organization, I recommend that you know how each cube fits in your luggage. You can use smaller packing cubes for lighter clothes like shorts, and tank tops, and larger cubes for jackets and sweaters.
1812 N Columbia Blvd Suite C15-612947
Portland 97217 Oregon, USA
(888) 887-8688


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|Southern Marsh Orchid, Holme Pierrepont June 2013
|Puss Moth Gedling June 2013
Thursday at School and my year 10 lads came to see me at break in a rather excited frame of mind. They'd found the biggest moth they'd ever seen. It turned out to be a beautiful Puss Moth. Showed it to a few kids in the afternoon, put it in a tub, brought it home for a few snaps and then released it. There are plenty of Sallows in the vicinity of my house so I'm happy its in a decent spot.
|Puss Moth Gedling June 2013
Finally a decent beetle to talk about, Ptinomorphus imperialis, a pretty impressive name for a small brown job. A member of the Anobidae commonly known as woodworm this beetle is regarded as nationally scarce and are believed to live on moribund hawthorn. I was then rather surprised when my son found one on the bamboo plant growing outside my back door. It's a pretty little thing that grows to about 5mm, so easily overlooked.
|Ptinomorphus imperialis - Carlton June 2013


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2" x 72" Webbing Strap Set for Explorer Deluxe, Safari, Deep Jungle XL and Survivor
2" x 72" Webbing Strap Set for Explorer Deluxe, Safari, Deep Jungle XL and Survivor
Sorry, this product is temporarily out of stock.
For Explorer Deluxe, Deep Jungle XL, Safari Deluxe and Survivor models.
To protect the tender bark of trees up to 20" in diameter from rope damage. Webbing straps also extend the life of the ropes by protecting the ropes from bark abrasion. Tip: webbing straps can be tied together to make longer lengths.
Packed Weight: ~ 8.2 oz / 234 g
Webbing: Black polyester
Width: 2" / 5.1 cm
Length: 72" / 183 cm
Need help? Have any questions?
Call us if you need help deciding on the right hammock model for you. We're here between 9 and 5 Pacific Standard Time Monday - Friday at 001 250 539 2930 — or email us.
Our handy hammock comparison chart can help you make a decision based on specifications.
Why order from Hennessy Hammock?
- Expert advice
- Legendary service
- Quick replacement & warranty support on the trail
- Free accessories!
Free shipping on orders over £100.
International Shipping
- This store ships to the UK.
- For EU orders please go to our EU store.
- For Canadian orders please go to our Canada store.
- All other countries go to our USA store.
- You can also select your store from the flags at the top of this page.


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Strict hygiene practices
Loving and nurturing caregivers
Fun stimulation programme
Our Nursery caregivers have been carefully selected based on the passion they have for babies and taking care of their needs. Upon visiting the Nursery, their love, patience and commitment is evident in how they interact with the little ones.
In our Nursery, we maintain a caregiver to child ratio of 1:4.
We are sensitive towards each individual baby's eating and sleeping patterns, and rely on parents to keep us updated of any changes in their child's daily routine.
Our Nursery caregivers have all undergone First Aid training. Thorough processes are followed when it comes to the overall hygiene of the facility, hand washing techniques, and nappy-changing procedures.
Our Nursery facilitator develops a weekly stimulation programme that includes age-appropriate early childhood development principles like sensory, gross-motor, and fine-motor development. For the very little ones, Tummy Time forms an important role in promoting neck and core strength. Babies participate in our music intramural once a week, presented by KiddiBeat and included in your school fees.
Once your baby is steady on their feet, we move him/her to a separate section in our Nursery where all our recently walking little ones are cared for. When they are ready, they are transitioned over a 4 to 6 week period to our Purple Class to join our 1 to 2 year old toddler group. This approach ensures that these big life changes are as stress-free as possible for each child.


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On 6/23/20 Oculus announced plans to sunset Oculus Go. Information about dates and alternatives can be found in the Oculus Go introduction.
All Oculus Quest developers MUST PASS the concept review prior to gaining publishing access to the Quest Store and additional resources. Submit a concept document for review as early in your Quest application development cycle as possible. For additional information and context, please see Submitting Your App to the Oculus Quest Store.
Configure your Android VR app's manifest with the necessary VR settings for development as shown in the following manifest segment.
Note: These manifest requirements are intended for development and differ from our submission requirements. Before submitting your application, please be sure to follow the manifest requirements described at Application Manifests for Release Builds in the Distribute section.
<manifest xmlns:android="http://schemas.android.com/apk/res/android" package="<packagename>" android:versionCode="1" android:versionName="1.0" android:installLocation="auto"> <application> <meta-data android:name="com.samsung.android.vr.application.mode" android:value="vr_only"/> <activity android:screenOrientation="landscape" android:theme="@android:style/Theme.Black.NoTitleBar.Fullscreen" android:configChanges="density|keyboard|keyboardHidden|navigation|orientation|screenLayout|screenSize|uiMode" android:launchMode="singleTask" android:resizeableActivity="false"> </activity> </application> <uses-sdk android:minSdkVersion="21"/> <uses-feature android:glEsVersion="0x00030001" /> </manifest>
vr_only meta data tag should be added for VR mode detection.
configChanges are as follows:
android:configChanges="density|keyboard|keyboardHidden|navigation|orientation|screenLayout|screenSize|uiMode". Note that the density config change is only required when targeting API level 24 or greater.
android:resizeableActivity is only required when targeting API level 24 or greater.
minSdkVersion is set to API level 21. This ensures that the app will run on all supported mobile devices.
noHistory attribute to your manifest.
<uses-feature android:name="android.hardware.vr.headtracking" android:required="true" android:version="1" /> is required for v2 signing, which is required for store review for Oculus Quest apps. For apps that target Oculus Quest and Oculus Go with the same APK, v1 signing must instead be used. If you are using the same binary for your Oculus Quest and Oculus Go application, and have added
headtracking in platform-specific code, you can use the above in your manifest but with
android:required="false" to mark it as a hybrid application, however it must be signed with schema v1. Applications with
headtracking and
android:required="true" are the only ones that will support and require v2 signing for upload to dashboard.
targetSdkVersion, and
compileSdkVersion must be set appropriately in the
build.gradle file. API versions greater than the minimums specified prevent users from installing your app. For previously released apps, use caution when changing the
minSdkVersion as you may break compatibility for users on older versions of Android. For apps that target both Oculus Quest and Oculus Go with the same APK,
minSDKVersion should be the lowest of the values, but the target and compile versions must align with the higher Oculus Quest values. In Android Studio, these values can be set from the Properties and Default Config sections at File > Project Structure > Modules. The following are the accepted values for
targetSdkVersion and
compileSdkVersion by device:
|Oculus Go
|Oculus Quest
|Oculus Quest and Oculus Go
Applications submission requirements may require additional adjustments to the manifest. Please refer to Application Manifests for Release Versions in our Publishing Guide.


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Digital Ship's Maritime CIO Forum Rotterdam 26 September
Shipping is waking up to a new age where digitalisation is re-shaping the world and creating increased opportunity for development and innovation. Revolutionary concepts plus the evolution and advancement of existing platforms are providing unparalleled growth opportunities for shipping and related transport and supply chain infrastructure.
Comments Off on Digital Ship's Maritime CIO Forum Rotterdam 26 September / 13th September 2017


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Effective mentoring is critical to the success of the TN-CTSI. The TN-CTSI has a pool of mentors with active funded research program that will provide a suitable environment for trainee research projects. Mentors have a strong mentorship track record, history of successful translational research, ability to commit the time required for mentorship, and a strong personal commitment to the academic success of junior faculty.
TN-CTSI Mentors
- UTHSC College of DentistryFranklin Garcia-Goday, DDS, MS, PhD, Professor, Dentistry and Bioscience Research
- UTHSC College of Graduate Health ScienceDonald Thomason, PhD, Dean and Professor, College of Graduate Health Sciences, College of Medicine (Physiology)
- UTHSC College of Health ProfessionsStephen Alway, PhD, Professor and Dean, Physical Therapy
James Carson, PhD, FACSM, Professor, Physical Therapy
- UTHSC College of MedicineKenneth Ataga, MD, Professor, Medicine
Jim Bailey, MD, MPH, Professor, Medicine and Preventive Medicine
John Bissler, MD, Professor, Pediatrics
Dennis Black, MD, Professor, Pediatrics
Mace Coday, PhD, Professor, Preventive Medicine
William Cushman, MD, Professor, Preventive Medicine
Samuel Dagogo-Jack, MD, MBA, Professor, Medicine and Endocrinology
James Dale, MD, Professor, Medicine, Infectious Disease
Robert Davis, MD, MPH, Professor, Biomedical Informatics
Marshall Elam, PhD, MD, Professor, Pharmacology
Jay Fowke, PhD, MPH, Professor and Interim Dean, Preventive Medicine
Mitchell Goldman, MD, Professor, General Surgery
Joan Han, MD, Associate Professor, Pediatrics
Neil Hayes, MD, MPH, Professor, Internal medicine
Gregory Heath, DHSc, MPH, Professor, Internal medicine
Eric Heidel, PhD, Associate Professor, Surgery
George Huang, DDS, DSc, Professor, Bioscience Research
John Jeffries, MD, Professor, Cardiovascular Institute
Karen Johnson, MD, PhD, Endowed Professor in Women's Health, Preventive Medicine
Csaba Kovesdy, MD, Professor, Medicine
Rebessa Krukowski, PhD, Associate Professor, Preventive Medicine
Michelle Martin, PhD, Professor, Preventive Medicine
Jennifer Martindale-Adams, EDD, Associate Professor, Caregiving, Aging, Dementia
Johnathan McCullers, MD, Professor and Chair, Pediatrics
Linda Nichols, PhD, Professor, Preventive Medicine
Simonne Nouer, MD, PhD, Associate Professor, Preventive Medicine
Guiseppe Pizzorno, PhD, Pharm D, Associate Dean, UT College of Medicine in Chattanooga
Phyllis Richey, PhD, Professor, Preventive Medicine
Saunak Sen, PhD, Professor, Preventive Medicine
Jeffrey Towbin, MD, Professor, Pediatric Cardiology
Ari VanderWalde, MD, Associate Professor, Hematology and Oncology, Associate Vice Chancellor of Clinical Research
Johnathan Wall, PhD, Professor, Medicine
Robert Williams, PhD, Professor and Chair, Genetics, Genomics and Informatics
- UTHSC College of NursingAnne Alexandrov, PhD, RN, CCRN, ANVP-BC, NVRN-BC, FAAN, Professor, College of Nursing, Acute and Tertiary Care
Donna Hathaway, PhD, FAAN, Professor, Nursing
Wendy Likes, PhD, DNSc, APRN-Bc, FAANP, Professor and Dean, College of Nursing
- UTHSC College of PharmacyJunling Wang, PhD, Professor, Clinical Pharmacy and Translational Science
- UT Institute of AgricultureSoghra Jarvandi, MD, PhD, Associated Professor, Family and Consumer Sciences
Laura Stephenson, MS, PhD, Professor, Family and Consumer Sciences
- UT Graduate School of MedicineMichael Karlstad, PhD, Professor, Surgery
Deidra Mountain, PhD, Associate Professor, Surgery
Dustin Osborne, PhD, Associate Professor, Radiology
Paul Terry, PhD, MPH, Associate Professor, Medicine


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I heard about this fascinating treatment through my man. He is a combat veteran, fought to protect us after 9/11, and now receives therapy for PTSD. Being a veteran, they offer the Alpha-Stim Cranial Electrotherapy as a form of treatment for pain, anxiety, depression and sleep disorders. It uses Cranial electrotherapy stimulation (CES), (also known as "electrosleep", "transcranial electrotherapy" and by many other names), involves a form of treatment that sends low intensity microcurrent (under 1 milliampere) to the brain.
"In some cases, effects have been stable and permanent, suggesting that the electrical and chemical changes evoked by Alpha-Stim® technology have led to a durable re-tuning back to normal function."Aplha-Stim
There are some studies out there on the topic and some look to be promising. Please google this and learn more about it. I personally would give it a try to see if it would improve any of my Bipolar symptoms… and my sleep. Anything is nearly worth a shot, especially if it could replace the use of medications.


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Tesco Bank and Rock Trust celebrate outstanding fundraising partnership
29 March 2018
After a hugely successful year of fundraising and volunteering, Tesco Bank is delighted to announce it has raised £64,000 for its 2017/18 charitable partnership with the Edinburgh-based homelessness charity, Rock Trust.
Established in 1991, Rock Trust works with young people aged 16-25 who are already homeless or at risk of being homeless. There are a number of contributing factors for why young people become homeless, including family breakdown, unemployment and poverty, child abuse, drugs and alcohol.
Throughout the year, Tesco Bank colleagues have participated in a number of key events supporting the Rock Trust to build awareness of homelessness and to raise money to help alleviate the issue. Fundraising participation included over 40 Tesco Bank colleagues taking part in the Rock Trust's 2017 Sleep Out, which raised over £65,000 in total, with Tesco Bank colleagues contributing over £10,000.
Commenting on the success of the Tesco Bank partnership, Kate Dixon of the Rock Trust, said:
"I've worked with a lot of companies in my charity career and to be honest I've been a bit blown away by the fundraising efforts by Tesco Bank employees.
"Partnerships thrive when both parties work well together and that has certainly been the case this year, we (Rock Trust) have a very clear vision 'to end youth homelessness in Scotland' and I think it connected with staff. Additionally, because we're a local charity we've been able to engage easily with staff at a variety of events and offer meaningful volunteering and fundraising opportunities.
"Tesco Bank have set standards which will be very difficult to match. On behalf of the Rock Trust, I'd like to sincerely thank every single member of staff for such a successful year and we wish you the best for future partnerships."
Commenting on behalf of Tesco Bank, Chris Sibbald, Head of Communications, said:
"Working with and supporting the local communities in which we serve is vitally important to Tesco Bank, and the manner in which colleagues have embraced our fundraising and volunteering this year has been nothing short of inspirational.
"Working with the Rock Trust has been terrific, and we very much hope the money raised will go a long way to supporting the brilliant work that they do to end homelessness in Scotland."
Deidre Brock, Member of Parliament for Edinburgh North and Leith, said:
"The Rock Trust is a fantastic charity doing excellent work in Edinburgh since the early 1990s. It delivers for a group of people who too often fall outside the scope of care of other organisations, young people needing a bit of support to get on in life. When no-one else steps up the Rock Trust does.
"The Tesco Bank employees who have raised such an amazing sum of cash deserve a lot of praise and the grateful thanks of everyone who values society and would like to strengthen it. Their contribution will help the Rock Trust to help others – it's a fantastic effort and they should be proud of their achievement."
For more information and media enquiries please contact:
Tesco Bank press office
+44 (0) 131 274 3630 / +44 (0) 7595 441 036
Tesco Bank's goal is to make banking and insurance easier and better value for people who shop at Tesco. We've been around since 1997 and today we help more than 5 million customers manage their money every day. Our 4,000 colleagues serve our customers seven days a week from our three main centres in Edinburgh, Glasgow and Newcastle, and we are also available through online and mobile banking 24/7. Tesco Bank participates in the Chartered Banker Professional Standards Board.
Tesco Bank is a trading name of Tesco Personal Finance plc. Registered in Scotland No. SC173199. Registered Office: 2 South Gyle Crescent, Edinburgh, EH12 9FQ


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Vitimeteo Group
Who we are:
Vitimeteo is a cooperation project of State Viticulture Institute - Freiburg(D), the Swiss Federal Institute Agroscope Changins-Wädenswil (CH) as well as the company GEOsens measurement system and software developement (D).
For scientific contributions to the models, we would like to thank Dr. Hill from DLR Oppenheim, Dr. Kast from the LVWO Weinsberg and Dr. Maixner from JKI (in historical order). Luisa Mattedi from Istituto Agrario San Michele all'Adige and Tentino and Mauro Varner from the cooperative Mezzacorona have supported the qualitiy assurance with valuable rating data. Others like viticulture consultants, dedicated grape pickers and gardeners have contributed to the success of Vitimeteo. You are all thanked.
Our Misson:
The VitiMeteo Group is dedicated to develop and maintain models of plant protection and disease management based on the latest scientific findings and improved by constant validation.
All tools are desigend for two main user groups:
- End users, that is vine growers
- Professional users, that is advisory services
The overall goal is to help and support vine growers and viticulture and protect the environment by optimising plant protecton.
How we work:
The two governmental research organisations WBI and Agroscope are owners of all VitiMeteo models.
GEOsens, a small company located near Freiburg, is responsible for development and operation of the models as well as for commercialisation. The models are available, the revenues generated by sales go back to the VitiMeteo Group and are spent for further developments.
When we started:
The VitiMeteo Group was constitued in 2002, when we started developing VM Plasmopara. Since then we hold regular group meetings twice a year, besides frequent informal exchange in the group as well as to many contributors from science and economy.


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Getting Your Body In Shape: Fitness Tips
Lack of physical fitness is a very common problem among people today, and it's mostly due to lack of proper education on how to be fit. If you're one of those people who don't know how to improve their fitness, read on for some great tips on exercising, which will have you feeling great, in no time!
To improve how fast you can swim, work on making your ankles more flexible. Use short exercises like alternately pointing your toes and then flexing your feet for a minute or so to increase flexibility. This will make your feet better at moving you quickly through the water just as water creatures' flippers propel them.
A great way to help you get fit is to find a workout buddy. Workout buddies are great because they can lend you motivation when you need it and they can spot you when you're lifting weights. If you're going to be lifting heavy weights, a workout partner is strongly recommended.
An easy way to work out your abs while doing any other activity is to hold in or flex your ab muscles. Doing this move on its own can, sometimes, be equivalent to doing a sit up. Doing it while working out or even just walking, helps strengthen the ab muscles and improves posture, since it is strengthening your core muscles.
If you have a gym membership, use every piece of equipment offered. Try not to use just one or two different exercise machines. Using a variety of machines will not only prove more fun, but you'll effectively work more parts of your body. Try to learn to use at least a dozen different machines in your gym.
Now that you're educated on the proper ways to get fit and stay that way, all that's left is to do it! Don't stay one of the many people who are depressed and have health problems related to a lack of fitness. Start applying what you've learned and become a healthier person.


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Transoxthraxia wrote:Ayreonia wrote:Oh, it's Ser Dickwit.
Matching Mithras' personality perfectly! Get back on your horse.Ayreonia wrote:
And to contrast that, the Precambrians, despite embracing magic, have this weird belief system akin to the Gaia hypothesis.
These would, of course, be just majority religions.
Sweet. I'll go to work on the dualistic one, then.
Once you've got the names of some of the significant religious figures worked out, would you mind giving them to me so I can potentially use them for the phonetic alphabet?


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Designed specifically to produce superior print quality and to make it easy to convert documents to PDF formats, Adobe InDesign is a terrific program for making business cards that shout quality and professionalism.
If you're looking for the best Adobe InDesign business card templates for 2019—both free and pro—we've got you covered with a top notch selection of for InDesign business card templates you can download free. We'll also share some of the best premium business cards for Adobe InDesign from Envato Elements, Placeit, and GraphicRiver.
Unlimited Premium InDesign Business Card Templates
One of the things you can't overlook when starting out as a small business owner is having a professional business card. Business cards provide potential clients with an easy way to contact you, help establish your credibility and raise awareness of your brand in the marketplace.
To create a high-quality business card that represents your brand effectively and is affordable, business card templates are indispensable. They help alleviate the work of making business cards in InDesign from scratch by providing you with beautiful layouts, typography and graphics that you can customise to suit your needs.
And when it comes to outstanding layouts, typography and graphics, Envato Elements is hard to beat. Envato Elements offers thousands of unique INDD business card templates. And the great news is that you can download as many as you want for one low price.
Let's take a look at some of the best premium Adobe InDesign business card templates available at Envato Elements.
1. Business Card
This modern business card setup InDesign features a vertical layout, clean lines, and strong typography—features that all combine to create a professional card that's well suited for a number of businesses. The business card InDesign template is easy to edit just drop in your own text, and it's ready to send to the printers.
2. MALINA Business Cards
You don't need to figure out how to make a business card template in InDesign because this package of 12 gorgeous business cards does all the work for you. These business card InDesign templates come in two sizes: 85 x 55 mm which are suitable for businesses in the EU and 3.5 x 2 in which is suitable for businesses in the USA.
3. Business Card
Another wonderfully modern business card InDesign template, this example features a simple landscape double-sided layout with a white front and black text and a black back with a simple repeated icon. A versatile template that would lend itself well to creative businesses like fashion, photography, lifestyle, food, restaurant and architecture.
Envato Elements is the ideal choice of service if you need business card InDesign templates and other graphic resources regularly. If you're just interested in making a one-off purchases of INDD business card templates, then GraphicRiver may be a better choice for you. You can download a single template for one-time use for a low fee.
Just as is the case with Envato Elements, GraphicRiver offers a wide array of the best business card templates. And just like the templates at Envato Elements, these are also easy to use.
4. Colorful Striped Business Card
This colourful business card uses a funky retro colour palette as its background. All the colours used in design are loaded in the colour palette for easy colour customisation, and the design is super easy to edit. Just download, open the template in InDesign, add your own information to the placeholder text, select your brand colours, and you're ready to send your design off to the printers.
5. Sleek Business Card Bundle
With its softly rounded corners, this business card InDesign template is a great choice for those wanting to buck tradition just a little and create a card that stands apart from the norm. The INDD files are fully editable and print ready.
18 Terrific Free Adobe InDesign Business Card Templates
These fabulous templates aren't your only option when it comes to making business cards—there are also plenty of InDesign business card template free to download and use around the web. Let's take a look at the 18best available in 2019.
1. Adobe InDesign Business Card Templates
Inspired by eighties design, this InDesign business card template free download combines bold retro colours and simple clean fonts. Switch out the colours provided in the example with your own brand colour scheme, add your own text, and your template is ready to print.
2. Architectural Firm Business Card
This duo-coloured card presents the company's name, email address and social media contacts on one side of the card over one colour and contact name and address on the other side over the second colour. There's even room for you to upload your logo. A cool choice for any type of corporation.
3. BusSet2 BusCard
This InDesign business card template free download offers you a simple base design that you can modify in a number of ways. This template is probably more suited for those with a bit of design know how or experience as it merely provides the bare bones.
4. Resume and Business Card
This simple and uncluttered design is a resume and business card combo featuring a blue vertical banner on the left side of the resumé and business card to create branding consistency between the two pieces. Of course, you're not stuck with the blue colour shown in the example. You can customise both fonts and colour to make the template your own.
5. Graphic Designer Business Card Template
Another card that'll appeal to those in the creative industries, Creative Clean Business Card is a free printable business card design template that's created in Photoshop. On one side of the card, there's a beautiful chevron pattern with a break in the pattern where you can add your contact details. The other side of the card is reserved for your name and job title.
6. LibbyCo Business Cards
Two beautiful free INDD business card templates in an understated chic style with wonderful gold flourishes. These polished cards can be used in just about any business or as personal business cards. Just download the templates and open the two editable templates in InDesign. Select your favourite and add your own logo, text, and brand colours, and just like that your file is ready for the printer.
7. Adobe Free Business Card
What better place to download your free InDesign business card than from the creators of InDesign themselves? This gorgeous modern business card is simple yet stylish and features a double-side horizontal design that certainly has mass appeal. What's more, Adobe has provided an easy to follow six-step tutorial to help you download and modify your template quickly and easily.
8. Business Card for Fitness Studio
A suitably dynamic and interesting business card targeting fitness studios but could work equally well for those in a variety of creative industries. The free InDesign business card template with bleeds will print correctly every time.
9. Free InDesign Business Card Template
If you're looking for a standard size UK business card template, you're in luck. This free download contains four very different double-sided templates in the standard UK business card size of 85cm x 55cm that you can customise to create your own special card. None of the fonts used in the files are included in the download, but they're pretty standard fonts so it's likely you already have them. If not, you can always download them online yourself.
10. Vintage Business Card Template
The vintage inspired free Adobe InDesign business card template features a beautiful botanical illustration on one side and text within a simple border against a sage green background.
11. Food and Beverage Company Business Card
If you work in the food and beverage industry, it's important that your business card communicates a sense of freshness, and that's exactly what this card does. It uses soft rounded shapes to create a sense of dynamism and combines those with a vibrant colour scheme.
12. Business Cards Galore
Why settle for one when you can have 21? This bumper crop of business card templates offers you a wide array of choice in design, colour, style, and purpose. We couldn't pick just one to feature here, so we'll let you decide.
13. Free Business Card Templates
These free business card templates offer a great opportunity to have a bit more creative input by creating your own artwork. Download the format you prefer and start experimenting to find a design that works best for you.
14. Modern Business Card Template
This stylish modern Adobe InDesign business card template offers a double-sided card where the name of the company in a bold and attention-getting font occupies one side of the card and all other details occupy the other side. The complementary colours of the sample colour scheme add a nice pop of colour to the simple design. Download and enjoy.
15. Business Card for Telecommunications Company
Here's an attractive business card you can customise quickly and easily in InDesign. This InDesign business card template free download uses an eye-catching texture and great graphics to draw your attention to the information on the card and make a statement.
16. PSPrint Business Cards
Not only are these templates free, but they come in seven different sizes and designs including horizontal and vertical orientation, tab-fold and half fold. Once you decide on which template works best for you, simple click on it and your INDD file will download to your computer automatically ready for you to modify.
17. Business Card Template
These business cards come in green, black, red and blue and are more traditional in style than they are modern or innovative. Still, they're free and are a solid choice if you're making business cards in InDesign.
18. Terrazzo Business Card Template
A free Adobe InDesign business card template with a colourful terrazzo background patter, this template is bold and fun and ideal for those in various creative industries.
How to Make Business Cards Online (Alternative to InDesign)
As you can see, there are many wonderful premium and free InDesign business card templates to choose from, but there's one other option for creating business cards that you should know about. And this one is quite special because it doesn't require knowledge of InDesign. That option is to use the business card maker at Placeit.
What's great about the Placeit business card maker is that you don't have to mess about with downloading templates or learning new software. All you need to do is open your internet browser and you can create your business cards right there online in a matter of minutes with a few clicks.
What's more, Placeit offers tons of business card design templates to suit a wide variety of needs and is a cost-effective way to create your own unique business cards from templates designed by professional graphic designers.
Learn More About Creating Your Own Business Cards
If your interest is piqued and you want to learn more about Placeit's online business card maker and business card design in general, check out these very helpful articles below:
- Business CardsHow to Design Your Business Card Quickly (With a Pro Online Maker App)Brenda Barron
- Business CardsWhy Do You Still Need a Business Card in 2019? (+How to Best Use Them)Nona Blackman
- Business Cards7 Tips on What Information to Put on Your Business CardJulia Melymbrose
- Business Cards10 Quick Tips: How to Design Good Business Cards (With Guidelines for 2019)Nona Blackman
Create Your Own Stand-Out Business Card Today
I hope this compilation of the best premium and free InDesign business card templates for 2019 helps you find a card that's right for you.
If you're proficient in InDesign, there are thousands of professionally designed business card templates available at Envato Elements or you can buy individual business card design templates from GraphicRiver. Alternatively, if you're looking for simpler and more intuitive business card design ideas, why not try the Placeit Business Card Maker?
Envato Tuts+ tutorials are translated into other languages by our community members—you can be involved too!Translate this post


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After a massive mural in San Juan, Puerto Rico done for Santurce Es Ley 5, the art collective Bicicleta Sem Freio has just wrapped a new mural on the streets of East London, UK. Painted on the popular Brick Lane in trendy part of the city, Brazilian artists have once again proved to be masters of the craft by bringing their recognizable tropical vibe to the area. The event was organized by the JustKids Collective.
Acclaimed Brazilian design and illustration collective Bicicleta Sem Freio was founded in Goiânia, Brazil, in 2005 by graphic designers Douglas Castro, Victor Rocha and Renato Reno. The initial idea behind the new project was simply to have fun and create whatever inspired them, which at the beginning were mostly posters for rock concerts and cultural events that later even led to forming a band called Black Drawing Chalks. Soon, their amazing skills and talent attracted much wider audience and they started doing different types of work.
They became internationally famous for their large-scale public artworks, typified by highly-expressive line work and expansive colour palettes. Using typography and drawing a lot of female characters, they often produce surreal and provocative temptresses with the unavoidable rock 'n' roll iconography and all the additional elements. Being influenced by works from Edward Mucha to James Jean, shaped their approach to the work by bigger exploration of color use, with a constant dose of psychedelic and unique humor. Knowing all that, the name 'Bicicleta sem Freio' (Bicycle Without Brakes in English) doesn't come as a surprise.
Their latest mural in street art epicentre of the United Kingdom capital, Brick Lane, has every bit of their signature style – vivid colors, psychedelic imagery and hot babes. With amazing details on a large-scale surface, the Brazilian trio had tropicalized the city in a best possible way.
London was only their first station on a just started month long tour, where Bicicleta sem Freio, with a support of JustKids collective, will visit other big European destinations and try to bring them as well the spirit and vibe of Brazil, riding their bikes at full speed without any kind of breaks!
New York City, United States of America


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I was so excited and privileged to take newborn family photos for my younger sister, her husband and their two children. This session was extra special to me because we both found out that we were pregnant at the same time and that we both were having girls! We were so excited to have cousins the same age who would grow up together! Now our babies are just two weeks apart and we couldn't be happier. As if that wasn't enough, they both have a sweet and beautiful older sister and cousin with a huge heart who loves them both so dearly. I've decided that this is the perfect blog post to start out with.
Baby Zoe Gianna
July 2016


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After yesterday's Spinning Top candlestick with long lower shadow, the hope was that today would be a significant bounce day. It sort of was at market open but everyone sold into the move up and markets ended the day pretty much flat.
Here is how we are going to trade this market. We are looking for a bullish cross of the 13 hour MA and 30 hour MA on the hourly chart of SPY.
We have not gotten the buy signal yet on the SPY 1 hour chart and so we have to wait. We could get a bullish 13 hour MA and 30 hour MA cross tomorrow as the MAs have come close together.
I'm encouraged by the fact that traders are not buying massive amounts of puts relative to calls as they did during previous swing moves lower.
In the most recent swing down between December 3, 2018 and December 10, 2018, there's been hardly any increase in the number of put hedges relative to call buying.
Another encouraging sign is that high-yield debt is turning up which the market usually follows HYG within 3 to 5 trading days.
Finally, overnight futures are up on the S&P 500 and Nasdaq. While the night is still young, positive overnight futures bodes well for a higher market open; however, if everyone sells into the upward move like they did today, futures are not going to matter much.
S&P 500 Overnight Futures
Nasdaq Overnight Futures
The real challenge that traders have in this market is that upward price movement is not creating any sustained FOMO buying. Traders are more afraid of taking losses on a trade than they are of missing out on an upward move. That is Bear market behavior.


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The large of portion (90%) tourists visiting Cancun are foreigners, especially from United States. The principle mode of transportation is air travel and over the last the decade, there is a significant increase in aviation industry offering cheap flights. In order to reduce the cost, airlines may not strictly follow the aviation policies including Airport Noise and Capacity Act that suggests the reduction of aircraft noise by replacement of louder aircraft with quieter one. Tourism-related travel represents a significant portion of air travel in state, and airplanes are one source of noise pollution (Castillo, 2005).
Apart from, aviation industry, cars, buses, as well as recreational vehicles such as sand mobiles and jet skis supporting local tourism could also significantly contribute to sound pollution. In addition, large construction project required in support of tourism infrastructure may create a significant noise. In addition to causing annoyance and even hearing loss for humans, it causes distress to wildlife, especially in sensitive areas .


text: OFFERS AND SOLUTIONS FOR OCTOBER October 9 2014 OCTOBER 2014 SECURITY – MANAGEMENT – UNIFIED COMMUNICATIONS – VIRTUALISATION OFFERS AND SOLUTIONS FOR OCTOBER See the benefits of Amazon Web Services. Now we are in the AWS Cloud, offering services and infrastructure management: You may have heard that Cloud Computing enables organisations like yours to cost-effectively build, test and deploy new applications with ease. But before you decide whether cloud computing is right for your business, you need to understand the benefits if offers. Discover why hundreds of thousands of customers have chosen Amazon Web Services for their Cloud Infrastructure. Click here for more information Hastwell IT implements and manages your Business ICT infrastructure over Telstra Cloud Services: We help organisations improve or change their ICT infrastructure with the benefit of the Cloud Telstra Cloud offer servers with diverse types of operating systems over the most recent technologies and in the most possible secure environment Offering the highest level of security and efficient networks in their data centers. Also, first business class applications, backup systems to implement your ICT infrastructure at no risk. Hastwell IT takes control from the design of ICT services through to implementing and managing the infrastructure ensuring a non problematic business solution for your organisation. We provide solutions at whatever level you require. Click here for more information Hastwell IT offers one of the best collaborative solution, joining Polycom and Microsoft Lync as Unified Communication Solution (UCS), for virtual meetings. We can provide integral communication solution for video conference and improve collaborative business environments. Polycom provides Lync phones and conference phones, integral Lync video solutions, integrates video content Management, all of this as the leader worldwide for Microsoft interaction services to collaborative business solutions. HASTWELL IT has selected this solution as one of the best available and implements it in a consultative way covering the specific environment requirements. Click here for more information. Hastwell IT has an alliance with Tier5 Data Centre to host your cloud. Modular Data Centre to configure your IT Infrastructure at the required level. Tier5 has taken Modular Data Centres to the next level by working with DELL Data Centre Solutions (DCS) to design the third generation Modular Data Centre (MDC) Solution. This solution is an energy-efficient data centre system, which provides a scalable method of quickly developing data centres with an extremely low Power Usage Effectiveness (PUE), adding to them many benefits. Click here for more information VMware delivers applications and desktops as a service: Find out main benefits of virtualisation with VMware: You'll be surprised to know VMWare virtualisation solutions deliver affordable, high-application availability and data protection solutions to small and mid-size businesses with its VSphere™4 product. According to Forrester Research, virtualisation is one of the top IT priorities of 2014 along with Business Continuity / Disaster Recovery, Consolidation and Automation. Click here fro more Information IN THIS ISSUE AWS Amazon Web Services offers cloud based resources infrastructure, servers, security and more to take your business to the cloud with best world class IT solutions and virtualised resources, to optimize your businessastwell IT allows you to implement your business infrastructure in a quick, safe and efficient way at affordable cost.. TELSTRA Hastwell IT allows you to implement your business infrastructure in a quick, safe and efficient way at affordable cost. POLYCOM One of best collaboration and IP communication solution provider for business conferences and collaboration, has combined with Microsoft LYNC to give you amazing improvements in efficiency and time. TIER5 Data Centres and us, offer Configuration Data Centres (CDC), hosting physical infrastructure for cloud solutions. Hastwell IT provides VMWARE consulting and support with specialised resources to improve your virtualization experience and get more benefits from cloud solutions. NEXT ISSUE Zeacom Websense F5 GFI Cisco Microsoft Secunia Palo Alto


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Blaze Bayley releases video for song "Eating Lies"
Blaze Bayley releases video for song "Eating Lies"
Former Iron Maiden lead vocalist Blaze Bayley has released a video for his song "Eating Lies" from his latest studio album Endure and Survive, which was released back in March 2017.
Sleaze Roxx recently caught Bayley in concert in Toronto, Ontario, Canada and stated as follows in its concert review: 'As I was leaving The Rockpile, I thought that I had seen the best concert of the year to date and that's even though I only knew a little over half of the songs from Bayley's setlist going into the concert. It was definitely better than the Iron Maiden concert that I had recently seen at the Budweiser Stage or the Metallica concert that I had seen at the Rogers Centre. I'll take a great performance in a small bar setting with 100 or so people any day over seeing a concert from one of the bigger bands with over 10,000 screaming fans (or in the case of Metallica, about 50,000 fans). As I started to write this review however, I remembered the fantastic Dirkschneider concert that I had seen at the start of the year in early January. Given that I was way more familiar with Dirkschneider's Accept material than Bayley's solo material, I'm going to give the best concert of this year so far to Dirkschneider but Bayley is at #2.'
Blaze Bayley's "Eating Lies" video:
Blaze Bayley – Eating Lies
Blaze Bayley Eating Lies Written By Blaze Bayley, Chris Appleton Video Edited and Directed by Richard Pembridge Animation from the forthcoming game by Christopher Streenstrup. Endure and Survive available now at iTunes and Amazon, as well as other digital retailers. As well as digital formats, the album is also available to order on CD & Vinyl from the webstore.


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Martiniano's 'Glove' pumps are so called because of their effortlessly comfortable fit. This pair has been handcrafted in Argentina from a single piece of supple leather. Team yours with pale denim.
Shown here with: Totême Sweater, M.i.h Jeans Jeans, Bottega Veneta Rings, Maison Margiela Cuff, Charlotte Chesnais Earring, Isabel Marant Belt.
Martiniano | Glove leather pumps | 784781


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Hey Who fans. In this week's show…
The News
A scene from Rosa has been nominated for a BAFTA in the Must See category – get over there and vote.
Merch Corner
Big Finish is releasing a multi-Master story later this year for Ravenous 4, a fan has been bust putting together the un-released classic 1972 annual, Robert Harrop release the monochrome 2nd Doctor statue and Forbidden Planet (.com) has released the cover for Free Comic Book Day which is 4th May this year.
"Closing Time" Review
More bloody Cybermats along with Cybermen cause havoc in a shopping centre but can our buddy-tag-team The Doctor and Craig bring their best game to keep the world safe and keep Stormageddon in one piece?
Next week our review will be the SJA story – The Temptation of Sarah Jane Smith. Until then have a great week and remember – Allons-y!


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Blue Gold Trendy Bib Statement Necklace
These Stunning Quality Statement Bib Necklac is Ideal as a Gift.
For any Special Occasion such as an Anniversary, Engagement, Party, or Just an Evening Out.
- Quality Material
- Nickel and Lead Free
- Ideal as a Gift
- GREAT Value for the Money
Blue Gold Trendy Bib Statement Necklace
- Product Code: 3820488018970
- In Stock


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This package pairs the 2019 Chedi (or 2018 Chedi, same ski profile different graphics) and BMF/R with 100mm brakes (or 2018 Chedi, same ski profile different graphics). This pairing is designed for the freeheeler who loves getting into the backcountry, and wants a quiver of one that gives you confidence in powder, frontside groomers and everything in between.
When you purchase this demo, we will call you within 24 hours to discuss shipping schedule, binding adjustment, and deposit.


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I often see submissions which are well constructed and in tune with what the customers are looking for but despite this the bidder can't back their answers up with evidence of actual achievement.
The answers therefore come across as aspirational. They give the impression that this is what they would like to do rather than what they have actually done.
Ten years ago it was possible to get away with this, but these days customers and their evaluators are savvier. They are looking to award marks for both understanding and evidence with an emphasis on the latter as they want to see the proof. It adds credibility to your bid.
You might say We haven't got the material or the evidence. From my experience of helping companies win contracts, I quite often hear this but more often than not the evidence does exist. It is just a case of asking the right questions and looking in the right places to find the little gems of information and data that will pick up the marks.
I have created a comprehensive set of questions for the more common types of questions asked and use these to help my clients realise that they do in fact have some great material.
They just need to implement a process for systematically capturing useful material or data on every project and building up a library of well written case studies that can be used on PQQs, tenders and proposals.
Another common mistake that organisations make is to use evidence of achievements from projects which are not relevant to the type of work required by the customer. A fantastic case study for a new factory is not really that relevant for the refurbishment of an occupied housing block is it?
Performance data is threadbare
Many RFPs and ITTs request details about your performance management system. They are interested in:
Have you ever received low scores for the performance management section of pre-qualifications and tenders? Have you wondered why this is?
If this has happened to you then I hope you already know the answer. You can't pick up many marks if you've got very little (or nothing) to show the customer.
In my experience I would say that 8 out of 10 bidders have poor records when it comes to measuring and capturing performance data and 3 out of 10 have none at all.
Most bidders submit:
Needless to say, they absolutely bomb on this aspect of their submission. It can often make the difference between overall success and failure.
Designing and implementing a simple, easy to use performance management system that generates a gold mine of useful data which you can use in your tenders is a relatively straight forward process and guess what?….it improves your performance and profitability as well! Despite this, so few organisations have one.