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Přihlášení, hypoteční poradci:Registrovat se / Proč se registrovat
Novinky ze světa hypoték:
Levné hypotéky končí - banky zdražují3. října 2018
České banky již po několikáté v krátké době navýšily úrokové sazby hypoték. Opakovaným zvýšením sazeb banky reagují na rozhodnutí České národní banky, která opět zdražila mezibankovní zdroje financí. Hypotéky se tak stávají opět méně dostupné mladým lidem, než bylo zvykem v minulých letech.
V Česku se stále více lidí orientuje směrem k vlastnímu bydlení. Platit podnájem nebo hypotéku je někdy otázkou rozdílu jednotek tisíc. Nyní se situace na trhu opět mění a přispívá tomu další omezení a to je zvýšení podílu vlastních financí při koupi nemovitosti. 100% hypotéky jsou již dávnou minulostí a teď je toto omezení nejen doporučením, ale novou normou.
Česká spořitelna má opět největší podíl hypoték9. června 2012
Česká spořitelna poskytla občanům za 1. letošní čtvrtletí nejvíce hypoték, má tak největší podíl na trhu. Tržní podíl České spořitelny v tomto období činil 34,4 %
Refinancování hypotéky: ČSOB nabízí klientům odpuštění 5% hypotečního úvěru16. května 2012
ČSOB představila novinku pro rok 2012 s názvem Hypotéka s bonusem. Refinancování hypoték je stále častější téma a tak banka nabídla klientům, že jim z celkové výše hypotečního úvěru odpustí 5 %, pokud s úvěrem dlouhodobě zůstanou u ČSOB.
V prvním čtvrtletí 2012 uzavřeno celkem 17 090 hypotečních úvěrů14. května 2012
Produkce hypoték dosáhla dle statistik MMR ČR v prvním čtvrtletí letošního roku svého rekordního maxima, které dokonce ve svém objemu o půl miliardy korun předčilo i první čtvrtletí rekordního roku 2007.
Komeční banka v květnu zlevňuje hypotéky14. května 2012
Nová akční nabídka Komerční banky přináší od dnešního dne významné zvýhodnění hypotečních úvěrů s delší dobou fixace. U hypoték s fixací na 5 a více let byla úroková sazba snížena až o 0,6 procentního bodu.
Diskuse o hypotékách:
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- oPIozlHKIiRlCwMym
- oPIozlHKIiRlCwMym
- oPIozlHKIiRlCwMym
- lbXyqxtctaM
- lbXyqxtctaM
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Celá diskuze o hypotékách
Vyberte si svou hypotéku
Spočítejte si splátku hypotéky
Diskuse o hypotékách
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Introducing the Vietnamese Version of Waffles
The pandan waffles at Monster Pho are deliciously crisp honeycombed green things piled high with whipped cream and ice cream—your new favorite dessert.
Change your attitude about waffles with this Vietnamese specialty, bahn kep la dua. At Monster Pho, they're called pandan waffles.
Photo by Lori Eanes
Admit it. When it comes to waffles, you're remarkably narrow-minded.
They're only for breakfast, you think. Topped with butter, syrup and/or powdered sugar, you insist.
They're American, you assert.
So when you sit under the vaulted wooden ceiling at Oakland's Monster Pho, sandwiched between two big flatscreen TVs and speakers blaring bouncy pop while gazing through massive storefront windows at busy Broadway, and you order a pandan waffle off the dessert menu, prepare to be re-educated, waffle-wise.
Pandan waffles are a standard street treat in Vietnam, where they're called banh kep la dua and cooked to order in cast-iron molds or conventional waffle irons and sold at tiny, passerby-friendly prices. Their basic provenance is Belgium via France and the U.S.A., but with the addition of local elements that alter everything, as typically happens in tropical colonies.
In this case, the key ingredient is pandan, aka screwpine, which is not a pine but a flowering shrub whose saber-like leaves, pulverized and/or boiled, yield a kelly-green extract; more familiar in Asia than vanilla, its clean, sweetish aroma is chemically similar to that of freshly baked bread. This extract, along with coconut milk, augments waffle batter to produce puffy, perfumed wedges that are shamrock-hued uncut and psychedelically vivid inside.
In Vietnam, they're typically held in the hand and eaten plain, but at family-owned Monster Pho, which opened last year, each waffle—big enough for two pho-filled diners to share—arrives topped with swirly squirts of whipped cream, a whopping scoop of vanilla ice cream, and a sprig of mint.
Exhaling coconutty tropicality and freshly baked-breadiness, Monster Pho's waffles are sufficiently firm and crispy on the surface to resist disintegrating as the ice cream and whipped cream melt slowly into the hot pastry. Making the very ideas of syrup and breakfast seem absurd, this dish is part spectacle, part sundae, part porously edible platter, part cake—because waffles, with their obliging honeycomblike hollows, are ingeniously efficient vessels for whatever soft, smooth, evanescent substances are poised atop them.
And you never know where they'll turn up.
Monster Pho
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Donald Trump's inauguration was devoid of stars. Elton John said no. Justin Timberlake cried the president a river. The event was barren of A-listers. Except for one.
There she was, Caitlyn Jenner, in an off-the-shoulder navy gown, cheering on the new president. "Republicans need help understanding L.G.B.T.Q. issues," she tweeted. "And I'm here to help!"
There are times when I feel like my friendship with Caitlyn is one unending Thanksgiving dinner, with me always fleeing the table in tears. But I do believe that if we're all going to survive the next four years, we have to learn not only how to talk with one another, but to listen.
Listening is no easy thing. When I spent six weeks on a bus last year with Caitlyn as part of her reality show's road trip, I asked her how she could possibly be a Republican. She replied, "Every conservative guy out there believes in everybody's rights." I shouted back, "That is a lie!" Then I hit her with a rolled-up newspaper, demonstrating exactly how bad I am at the whole listening thing.
There is, and ought to be, room for a wide range of identities within the L.G.B.T. movement. But how can queer people side with the party that has devoted much of the last quarter-century to demonizing us and opposing our rights?
As a friend once observed, queer Republicans remind him of "the pig in the chef's hat and apron holding a fork and knife on the front of a sign for a barbecue joint." Surely that pig must know that things aren't going to end well.
But Caitlyn isn't alone. According to Gallup, 21 percent of L.G.B.T. Americans are or lean Republican.
The Trump administration claims it supports gay and trans rights, as evidenced by its decision last month to preserve Barack Obama's workplace protections. "The president is proud to have been the first ever G.O.P. nominee to mention the L.G.B.T.Q. community in his nomination acceptance speech," a White House statement said.
On the other hand, this consistently inconsistent president has also said that he would "strongly consider" appointing a Supreme Court justice who would rescind the nation's marriage equality laws. And he may get his wish with Judge Neil Gorsuch. He sided with Hobby Lobby in a case that began with a fight over contraception coverage but ended at the Supreme Court with a ruling that could ultimately allow any business to discriminate against gay and trans people on the basis of religion. (A leaked draft of an executive order endorsed this same policy.) And in 2009, Judge Gorsuch rejected a transgender woman's claim that she was forced out of her job in violation of federal law.
L.G.B.T. conservatives argue that they are not "one-issue voters," that while the rights of queer Americans are important, they are not the only factor. There are a lot of issues that constitute political identity, and as it turns out, some voters feel that their own rights are not the most urgent.
I admit that I really don't get it. So in that spirit of "listening," I called Caitlyn again.
She was driving her car — "a 1960 Austin-Healey bug-eyed Sprite" — to the shop. "If we don't have a country," she told me, "we don't have L.G.B.T. issues."
I wasn't quite sure what she meant. So she went on: "It's important that we have a thriving country. I want every trans person to get a job. I want a thriving economy. I don't want massive government on top of everything we do."
Why did she go to the inauguration? "I was working," she said. "I had an objective when I went there to meet as many people and open as many doors as I possibly could, and I was able to accomplish that. Trump is really fine when it comes to these issues."
Mike Pence, she said, "is a different story." Given that he opposed the repeal of "don't ask, don't tell," and said that gay couples would cause a "societal collapse," this seemed to me like an understatement.
"Pence was happy to see me," she said. "In so many ways, we have a lot of things in common. I'm a Christian. I'm also a Republican, and I'm also trans. My faith played a very big role in what I'm doing. And I would love to explain my story to him."
As I listened, I wondered whether L.G.B.T. rights really ought not to be the most conservative of causes. Above all else we want to be left alone, without interference, to live our lives with truth and grace. What could be more conservative than that?
And yet the modern Republican Party seems to have no problem interfering with people's privacy when it comes to sexuality and gender identity. From abortion rights to opposition to marriage equality, the Republicans have advocated more government intrusion into private lives, not less.
Caitlyn is aware of this. And she warns that if there's no progress on these issues, conservatives should be prepared "for the wrath of Caitlyn Jenner coming down upon you."
Would that include voting for a Democrat?
"I could never see myself voting for a Democrat, especially right now. I think we've lost the Democratic Party. I think it has been hijacked by left-wing, radical agendas."
"Including L.G.B.T. rights?" I asked.
"Boy," said Caitlyn. "You keep going back to L.G.B.T. rights."
Yeah, I told her. I do.
I'm truly hopeful that outreach by Caitlyn — and others — will succeed, and that life will get better, for all of us.
If it doesn't? Well, you know. Enjoy the barbecue.


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Artwork Options
All of our artwork and digital albums can be purchased at the design consultation during your Verve Experience. Browse through show-stopping feature pieces through to gifts for loved ones—you'll fall in love with our wide selection of exclusive, hand crafted finishes.
Our Botanica product features your image printed on luxe quality archival art paper floating within a deep-set wooden frame. This product adds warmth & depth to your images. The handmade wooden frames provide a natural contrast in a contemporary interior or a feeling of authenticity to complement a period home. Available in Natural, Matte Black & Matte White.
Starting From $1,995
Legacy Book
Our Legacy Book is a handcrafted album printed on thick textured art paper. It really is the ultimate album to document & celebrate your family. The book is covered in premium coloured linen & embossed with your name. Each volume is numbered, so that you can add to your collection of Legacy Books over the years, as your family evolves.
A magnificent product that will be treasured through generations as your "Legacy"
Starting From $2,595
Aria Desk Frame
Our floating Aria product, presented as a free-standing Desk Frame in 3 colour options: Natural Victorian Ashe, Matte Black & Matte White. Available in 3 sizes: 279x279mm, 279x302mm, 381x279mm.
Starting From $675
Art Frame
Our stylish Art Frame is classic yet earthy. Your images are printed on luxe quality archival art paper, mounted behind white matt board & framed with a chunky wooden frame. Available in 2 sizes (420×540 & 210×297) & a choice of Natural, Matte Black or Matte White frame.
Starting From $395
Arctic Block
The Arctic Block is a modern and striking take on the traditional desk frame, using our flawless and popular acrylic finish. Select a series of two and three blocks to create a real statement.
Available in self-standing square format.
Available For $450
Gift Frame
This classic style handmade wooden frame is available in black, white, mocha or natural timber and comes in a small range of individual sizes, as well as a collection. Perfect for gifting or to display in a cosy home to match your style.
Boutique range of sizes available in square and rectangle formats.
Starting From $395
An extension of the stunning Era set in a custom made floating frame. Available in three colour choices, Natural Victorian Ash, Matte Black and Matte White. The Aria is one of our most sought after pieces, making for a real show stopper in any home.
Available in a full range of sizes including square and rectangular formats.
Starting From $795
The Arctic range is undoubtedly one of the most impressive ways to display your beautiful images. Printing onto vibrant metallic paper, to create sharp, detailed images, reflecting a great contemporary design.
Available in a full range of sizes including square and rectangle formats.
Starting From $675
For hanging instructions for this artwork, please click here.
The Aspen offers a contemporary twist on traditional canvas, framed in timber to create a floating effect. These statement pieces are perfect for the modern family home. Frame finishes available in Natural Victorian Ash, Matte Black and Matte White.
Available in a full range of sizes including square, rectangle and panoramic formats.
Starting From $895
Simple, frameless and lightweight, this versatile piece of artwork suits many home interiors. It comes in a variety of sizes and shapes, sitting flush to the wall with a beautiful satin finish.
Available in a full range of sizes in sqaure and rectangular formats.
Starting From $675
For hanging instructions for this artwork, please click here.
The Classic range is made using the highest quality wooden frames. Each piece features a double thickness white mount board, separating the images from the frame. A refined style that will suit a classical period home or elegant family setting.
A boutique range of sizes available in square and rectangle formats.
Starting From $825
Digital Album
We've never wavered in our belief in the beauty of physical artwork, but we also understand the joy of sharing images through social media, or with your family interstate or overseas. All digital albums are distributed electronically within 5 business days.
Starting From $1,895
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As an entrepreneur, you will be accustomed to dealing with finance, accounts, taxes, and investments on a daily basis. While you may have all your books in order at work, what condition are your personal finances in? It's all too easy to be so focused on your business that personal finances get neglected, and considerations like savings, life insurance, and pensions get pushed to the back of your mind, where you promise yourself you'll deal with them another day. The problem is that time passes resolutely on, and before you know it that "another day" has arrived and you find yourself unprepared.
Savings and investments
Getting into the routine of making regular deposits into a savings account is a good habit to get in to. Having a savings fund will give you a financial buffer if any unforeseen expenses arise, and are a much better way to afford large expenses like vacations, new cars, or home extensions than using credit. You may want to divide your savings into two separate accounts, one to cover contingencies and another to use as a fund for large outlays. This way you won't be tempted to use your rainy-day money to fund your trip to Seychelles! If you have sufficient funds to consider investments, think very carefully about where you place your money, and don't put in more than you can afford to lose should the investment crash. Talk to an investment broker about the options that are available, and the risks involved, and use an expert analyst to advise you on current stock ratings buy sell hold recommendations.
Life insurance and making a will
No-one likes to ponder the prospects of their own disability or mortality, and it can be hard to find the motivation to make decisions about such a potentially gloomy concept. If this is how you are looking at these subjects, you need to rethink your attitudes. Making a will and taking out decent life insurance coverage is more about giving yourself peace of mind. It ensures that in case anything happens to you, you and your family won't have the burden of trying to sort out what happens and how you would have liked your affairs to be settled. There won't be issues with care or funeral costs, your family will be secure, and knowing that, you can store your documents safely away and quit worrying about the subject.
Growing older is one of those things that is inevitable. When you're a young business person, it can be difficult to imagine yourself getting to retirement age. You know that logically you will age, but it's so far off it seems somewhat unreal, and there's always that hope that perhaps the whole aging process will give you a miss! It's only by committing to investing into a pension now while you are young that you will build up sufficient funds to lead a comfortable life in retirement.
Take care of your personal finances with the same attention and foresight as you would with your business, and you should find you have a rosy future ahead.
About: Dan Cormac knows how to make his money go further. A freelance financial journalist, Dan is passionate about personal finance. Whether you hope to escape the chains of debt, to save for a house, or to retire within a decade, Dan explores the most effective ways you can achieve your financial goals.


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Fairly new to the world of lace wigs, I was overwhelmed by the plethora of wig options when I began my search. I had no idea what to look for choosing first, a traditional lace front. After accidentally ordering a 360 lace I discovered that the wig could be worn pulled up in the back. Hmm I thought, what other options are there? Well, the article below will those questions and more.
Sometimes the nature hair community moves so fast that we forget that not everyone understands whats going on and it can be a bit confusing. Case in point whats the difference between a silk closure and a lace closure? No worries we've got you covered here ! With protective […]Author: Melissa at trialsntresses.com


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Tour InSite Software
InSite SiteWork Software for earthwork takeoffs and construction estimating calculates cut and fill, stripping, strata quantities, paving and concrete materials, topsoil re-spread, areas, lengths, trench excavation, and backfill. Create GPS models and generate construction staking data.
InSite Software has been a fantastic tool for me. It takes the guesswork out on bidding and has saved me so much time on estimating a project- Plank LLC
Watch the 10-minute video below to get an overview of InSite Software. For a more in-depth overview keep on reading.
Start Tour
The tour below is organized into a set of topics that provide a complete overview of Insite SiteWork.
Totally Portable
With no digitizer, take-offs can be done on a laptop anywhere.
Save on Plan Costs
No need to print or purchase plans.
No Tracing
Select lines and contours on PDFs. Import entire layers with CAD files. One user wrote "I am selecting existing grades right now and I would say 10 times faster is conservative. "
Align Multi-Page Documents
Multi-sheet PDFs (subdivisions, office parks, schools, water treatment, etc.) can be merged into one large take-off.
Dynamic Site Balancer™
Value engineer sites with ease.
Cut Quantities by Strata
Just add boring log depth and location.
Fast Topsoil Stripping or Demolition Adjustments
Indicate the stripping or demo thickness or remove to a strata layer.
Fill Requirements by Region
InSite automatically lists the fill required for each subgrade footprint (paving areas, buildings, topsoil areas, etc.).
Subgrade Cut & Fill Report
Click to view full screen
Material Take-off
Concrete, asphalt, sub-base, etc.
Subgrade Materials Report
Topsoil Replacement
Select the entire jobsite and InSite automatically subtracts the structural and paved areas.
Terrain-Link™ Trenches
Accurate excavation and backfill quantities based on changing ditch depths using earthwork surfaces from the site take-off.
Combine Data from Multiple Sources
Vector (PDF, DWG, DXF, etc.), image files (PDF, TIF, etc.), or data imported from a data collector or any combination.


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Rock and Roll is dead? Don't tell Kaki King:
Kaki King has always done unusual things to her guitar. Watch her very first music video for 2004's "Playing With Pink Noise," and it's clear from the percussive, frenzied fret-tapping that the Brooklyn-based musician is not your average axe-shredder. In her near-13-year career that's seen six studio albums and a Golden-Globe nomination for best original score, King has earned critical acclaim for the way she combines unusual tunings, complex fingerstyle picking, and slap bass techniques to create soundscapes that range from instrumental acoustic work to high-voltage rock songs.
Now, she's using her guitar in an entirely new way: as a projection screen. In late January, King and New York production company Glowing Pictures launched aKickstarter campaign for The Neck Is a Bridge to the Body, an hour-long performance featuring all-new material that treats her guitar as a blank canvas. As King plays the guitar, software will analyze the sounds she's making and project them back as a variety of different textures and skins, creating an immersive light show about the complex relationship between musician and instrument.
Technology is not evil and it is not the reason why music has suffered over the last few decades. The unethical business practices of a select few people have harmed music immeasurably. But, here we have one artist trying something different. Good luck to her.


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How To Have A Great Fishing Trip With Amost No Experience
Everybody has different methods and tricks that they swear work. Many fishers strive to put new tricks in their repertoire. The techniques written in this article will improve your fishing skills and help you succeed!
An excellent tip for all fisherman is to wear clothes that blend in well with their surroundings. Although fish do not have the sharpest vision, they are nonetheless able to see colors. A glimpse of your brightly colored clothing may send them swimming in the opposite direction. For best results, wear earth tones.
A great tool for your night fishing tackle box is a lighted bobber. Lighted bobbers contain a small bulb inside the bobber to assist in seeing when a fish is biting. Whenever a fish nibbles the bait, the bobble will go up and down alerting the fisherman.
Fish with a mentor if you are just learning the sport or are trying something new. They'll show you what to avoid and give you good tips.
Chart fish migration habits in order to decide whether to fish downhill or uphill at a given time of the year. For instance, during the spring months, it is necessary to cast in an uphill direction if you want to stand a good chance of catching fish. During the autumn months, fish go in the opposite direction, requiring you to direct your fishing downhill.
You should vary your bait colors if using artificial bait. This is especially true when you've been fishing a while without a bite. Try using a different style bait as it will stand out in the ocean or water amongst the other things beneath the surface of the water.
Fish in a way that is environmentally responsible. Fishing responsibly includes protecting the environment when fishing. If you bring food and drinks with you, do not litter. You should also learn more about regulations on fishing and the number and kind of fishes you are allowed to take home with you. If you catch a fish that is too small to take with you, release it.
You can make earthworms that you are going to use for live bait more attractive to fish by increasing their size the night prior to your fishing expedition. Place a handful of earthworms in a flat, lidded container (with air holes) that has been lined with newspaper, and stick them in the fridge overnight. Cooler temperatures combined with higher humidity helps fatten worms.
You might be discouraged and irritated when it comes to fishing in places that have lots of plants and weeds around. While these things may be an annoyance and cause your line to sang, fish love to feed on the bugs that hang around this vegetation and it is likely you will catch more fish there.
All of the best fishermen know that there are certain techniques that can be shared to improve the overall fishing experience. Fishing techniques are being updated every day, giving you something to learn often. Use the guidelines from this article, and you are sure to notice improvements in your success rate on the water.…


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For Alexis Scott Sexsmith, I hope you like it!
And purpose filled her…
…the only problem was, Neve wasn't sure exactly what purpose it was. It felt something like walking into a room, and standing there trying to remember what it was you'd forgotten to do. Neve looked around. This part of the forest was unfamiliar to her. In fact, she was quite certain she'd never seen it before.
"How did I get here?" she wondered aloud.
She was distracted by the urgent feeling pulsing in her breast, compelling her to go somewhere and do something.
"But I don't know what I'm supposed to do," she lamented.
It didn't matter; her feet were already moving. She tried to stop them, but they no longer obeyed her command.
They trundled over roots and logs, blundered through bushes and patches of soggy ground. Branches slapped at her face rudely. The light dimmed the farther she went into the forest. Glowing eyes followed her progress, and commented upon it in squeaks and growls and hisses. Then suddenly she was swept off her feet, though they still rolled under her, attempting to propel her forward though the ground was now out of reach and could not give her traction.
"Wha…!" she cried. "Who are you?"
"Friends and rescuers, missy," a gruff voice answered.
Foes and captors, a thought whispered back then fled before Neve could question it further. Strong hands gripped her arms and held her aloft. She was moving again, in a different direction. The light changed again, now it was soft and silver. Overhead a giant moon smiled down at her, eyes half closed in sleep. An owl hooted nearby and an answer came from farther off. Lights in the trees, bright and iridescent, mesmerized her. She was so enraptured with how they moved and sparkled that she didn't notice she had been set down until someone snapped their fingers under her nose.
Short, stocky men with great beards and large noses surrounded her, staring with small, dark eyes.
"Hello," she greeted them, hoping she didn't sound afraid.
She tried to take a step and discovered her feet were cemented to the floor. A ring of white-spotted ruby toadstools trapped her. Her captors were whispering to one another with frowns and gestures. Some looked worried and others looked angry. Neve started to become both.
"Where am I?" she demanded. "What have you done to me?"
One of the men stepped forward. "You're in the Enchanted Forest," he said. "And you tripped a forgetting spell."
"I don't remember doing that," Neve mused.
The man rolled his eyes. He wore curious clothes, bright red pants and a yellow vest. A blue cap draped over his left ear, and small round spectacles sat on his nose.
One of the others, wearing blue pants and a green sweater, sneezed, then pulled something out of his pocket. "I think it's time for this."
"That is incredibly precious," the first countered. "We must not waste it."
"We won't be wasting it," a third put in, with a grumpy huff. "She can't remember anything. How are we supposed to get information out of her if she can't remember it?"
That ended the debate. The first one took the vial and held it out to Neve. She crossed her arms and glared at him. He sighed.
"Just drink it. It doesn't even taste that bad."
Neve just stared at him.
"Don't you want your memories back?" the short man wheedled.
"Fine," she said, and snatched the vial.
The first sip burned all the way down and made bubbles that tasted like burnt pine needles crawl up her nose. After she finished swallowing it, she glared at the one who had given it to her.
"You said it didn't taste bad!" she said in an accusing tone.
"It doesn't, once you get used to it," the man shrugged.
Neve stared at him. He was beginning to come into focus in her memories. "I know you," she muttered. "You're Doc."
"At your service," the dwarf said, bowing his head.
"I very much doubt that."
The dwarf shrugged. "What are you doing in our forest?"
"One, it's not your forest, and two, I'm not going to tell you what I'm doing."
The truth was she didn't quite remember what she was doing. The memories were still a little fuzzy. Something about a man. Who had a heart. Her eyes widened. She needed to get free. Right now.
She looked down. The toadstools were holding her fast, but she remembered she had thought of that before, when she knew what she was doing. Rummaging in her tunic, her fingers found the little bottle of poison.
"It wouldn't have anything to do with Prince Charming, would it?" Doc said with a little sneer. "You needn't worry about him."
"I don't know what you're talking about."
Neve slipped out the bottle and took out the stopper without the dwarves noticing. They were arguing again. She sprinkled the poison over the mushrooms and watched them wither. She stepped over them and inched towards the trees. The dwarves didn't notice.
Then she was running, running for the center of the forest. Her feet took her there with surety. She had roamed here when she was younger. The center of the Enchanted Forest was peaceful. The fairy lights were pale and silver here. Large white flowers perfumed the air. On a cushion of moss, under a tree heavy with with bright red fruit, lay a crystal coffin. Within the coffin was a man. Prince Charming, if memory served.
He looked to be sleeping. With great effort, Neve shoved the lid off the coffin and bent down, trying to find the right angle. She grimaced, then placed a kiss on his lips. She felt no response, pulled a face, and deepened the kiss. Finally he stirred, and reach up to pull her closer.
Neve wriggled out of his grasp.
"Blanche?" he said.
"Oh. It's you."
"It's me," Neve said. "A thank you would be nice."
"For what?"
"Rescuing you," Neve shrugged.
"Where's Blanche?"
"Waiting outside the forest," Neve explained. "Did you find it?"
Prince nodded. He sat up, reached down, and pulled off his boot. "I didn't think they would look for it here."
He shook the boot, and out popped the shining red Heart of the Huntsman. Neve scooped it up. It glistened in the light.
"We have to get this to the Queen."
"I know that," Neve said. "Why do you think I'm here?"
She helped him out of the coffin.
"We'll never make it out of here without them catching us," Prince said.
"Don't be such a pessimist," Neve said.
"I'm not," Prince said with a frown. "They've got the whole place under eyes. They probably just let you get away so that you could find the heart."
"Damn," Neve said. "You're right."
"What should we do?" Prince said.
"Perhaps I can help," another voice said.
Neve spun around. A silver stag stepped from behind a tree, large, soft eyes blinking at her.
"Why would you help us?" Neve said suspiciously.
"Because I want the dwarves out of this forest as much as you do," the stag said. "They're always digging and singing. And they cannot hold a tune."
Prince glared at the stag mistrustfully. "You're a denizen of the Enchanted Forest. How do we know you're not working for the dwarves?"
"We have to trust him," Neve told Prince softly. "We don't have a choice."
"I don't think this is a good idea," Prince said. "It is too powerful and dangerous to entrust to anyone…" he gave a sidelong glance at the stag, "or anything else."
She wrapped up the Huntsman's Heart in a her cloak and set it in the stag's antlers.
"Take this to my sister Blanche. She waits at the northern edge of the forest."
"How will I know her?" the stag asked.
"Easy," Neve smiled. "She looks exactly like me."
The stag nodded and bounded into the trees, leaving Neve and Prince alone in the center of the Enchanted Forest.
"We have to find our own way out," Neve said.
"Wait," Prince said.
He scraped some of the crystal off, placing the powder in his handkerchief.
"Just in case," he told Neve.
Neve was impressed with his foresight, but didn't want to inflate his ego. "Fine, fine, just hurry up."
Prince finished up and tied the handkerchief up. He put it in his jacket.
"Which way?" he asked.
Neve nodded. Prince followed her. They slipped through the trees, towards the edge of the forest. Neve froze.
"What was that?"
"What was what?"
"That!" Neve whispered.
Gruff voices came through from somewhere, faintly but growing louder. Neve couldn't pinpoint the exact direction they were coming from.
"What should we do?" Prince said, eyes panic.
The dwarves came upon them at that moment.
"You two!" Doc said, pointing a finger at them. "Don't move!"
"You go that way," Prince said at once. "I'll go this way. One of us has to find the stag, make it out of the Enchanted Forest, and get to Blanche."
Neve rolled her eyes. "It's too late. They have us."
"Why are you so calm?" Prince hissed.
"I have a plan," Neve winked.
"Are you going to let me in on it?" Prince said. "Or do I have to guess?"
"You two! Stop conspiring at once!" Doc ordered.
"You don't have a monopoly on conspiracy," Neve said.
The dwarves walked forward, pickaxes at the ready.
"What do we do?" Prince muttered nervously.
"Give them what they want," Neve said. She raised her voice to call to the dwarves. "Fine. We'll give you the heart. But you have to promise you'll let us go."
"We don't make deals with tyrants," one of the dwarves said.
"And I don't make deals with conniving midgets," Neve said, tossing them something bright red.
It distracted the dwarves from her insult as it flew through the air; all the dwarves' eyes fixed on it. They hovered under it as it arced down, hands out at the ready. It hit Doc squarely on the nose and bounced down onto the ground. It was an apple.
The dwarves blinked, then turned to Neve and Prince in shock.
"Now!" Neve shouted at Prince.
He took the powder from the crystal coffin and tossed it in the faces of the surprised dwarves. One by one, they sank down and began snoring. Neve and Prince stood there and watched them.
"They could wake up any moment," Neve mentioned conversationally. "We should probably start running now."
They made good time through the trees. At the edge of the Enchanted Forest, a silver blur joined them. Neve thanked it and relieved it of its burden. Then she and Prince continued. Where the trees ended, the spitting image of Neve waited with two horses. The second girl's face lit up when she saw them, and she waved. Prince ran to her and embraced her. Neve rolled her eyes.
"The dwarves could still wake up any moment," she said, brushing by her twin and her twin's true love.
"Do you have it?" Blanche asked.
Neve held out the Huntsman's Heart.
"Now we have a chance," Blanche said, her eyes wide.
"We do indeed," Neve said, her own heart filled with purpose and pride, and new hope of ridding the kingdom of the troublesome dwarves.


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Eggless scramble egsPrint Recipe
- 2 cup Chickpea flour
- 1 tsp turmeric powder
- 1 tsp marine salt
- 1 tsp baking powder
- 1 tsp white pepper optional
- 1/4 tbsp coconut oil
- 1 cups water
- 1 tbsp black salt
- 1 cup sparkling water
- 1 cup Finely shredded purple cabbages
In a bowl add all ingredients except baking powder and mix well.
In a cup add sparkling water and baking powder mix well you see the froth forming very quickly you need to be quick to pour it into the batter and gently stir into smoother batter.
Its ready to be made into pancakes in a hot pan.
Pour a thin layer over a hot pan and allowed to simmer until the edges of the pancake turn golden brown
Flips the pancake over, once slightly done scramble it as you would real eggs.
Once its nice and crispy remove from pan and place on serving dish garnish with black Himalayan salt and fresh coriander leaves
Separately fry the shredded cabbage in coconut oil until golden brown and crispy. Use it as a garnish over the scrambled eggs
You can roll it up to make a nice eggless roll or scramble it as you do eggs


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This pattern contains ALL the releases of Lisa Richardson's Elder Throw!
Put together the foundation panels of your Elder Throw!
Knit Along for Lisa Richardson's stunning heirloom blanket!
Bold stripes give this simple cushion a nautical feel. An easy pattern for laid-back, weekend knitting.
Bold geometric patterning makes this cushion a statement piece for any home.
A classic cushion in a classic colour.
Stars and stripes are always a winning combination. Get the best of both in this fun cushion.
This throw pairs it with cable columns and a rib and garter stitch border.
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Blonde ombre hair will be all the rage the following season. And stylists suggest that, as for a blonde ombre trend, there will be a new twist – the shades will be slightly cooler this year. So, get ready to go to a salon and get your hair dyed in the trendiest shades. Pick one of the options from our fresh collection.
Dark blonde hair remains popular, as well, as its vibrant hue is able to speak for itself without the necessity for adding any extra accents. Moreover, dark blonde ombre can add some dimension to faded locks and thus revive them.
Fortunately, light ombre hair colors are truly versatile. They work great for short as well as long haircuts. With these hair colors, your hair will look luxurious, so do not hesitate to try one of those.
This is amazing. when i see all these cute hair styles it always makes me jealous i wish i could do something like that I absolutely love this hair style so pretty! Perfect for summer!!!!! Click NEXT PAGE below to start browsing the gallery and happy pinning!


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If you played hide and seek or treasure hunt in your growing years, then your childhood and eyesight was pretty much sorted. After all, it's not everyone's cup of tea to find things that are difficult for others to see. Having said that, today's generation is more engrossed in playing games online instead of playing it physically. Thanks to the advent of Internet, everything has switched to the online platform. Earlier, we used to knock on our friends' doors to call them to play with us, today we either send them invites or poke them to compete at a global level. But, hey we are not complaining, things have really turned interesting for us, especially treasure hunt games and finding things. One such quiz that has been trending these days is 'Spot The Animal' and unless you have been living under a rock, then you too must have drowned deep in this wave by now. Remember, 'spot the snake'? This one particular picture turned several heads and broke the internet in the process.
Whoever introduced the idiom, "There is more than what meets the eye", we don't think he was referring to it in some philosophical way. He must have come across these brilliant animal camouflage pictures and coined the phrase in amazement. So, folks it's time to tap your inner Sherlock Holmes or Byomkesh Bakshi (to give it a desi touch), and spot the animals that are hidden in these 8 pictures. These pictures compiled by Bored Panda compel you to give a second glance to them.
© Flickr Wohin Auswandern
© Bored Panda
© Phasmatodeo
© Flickr peace-on-earth (dot) org
© Thomas Marent
© Bored Panda
© Imgur
© Art Wolfe
Photo: © Twitter (Main Image)
Welcome To MensXP


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NATURA 60 and NATURA 70 are two aviaries for egg production developed by Big Dutchman. The design concept is based on the idea of reducing the management effort while reliably increasing efficient production at the same time. The two aviary systems provide the following advantages:
- the aviary remains locked during the phase of familiarisation → the pullets can easily find feed and water;
- manageable group sizes thanks to fixed partitions that are installed every 2.41 m
→ good start into the laying phase;
→ minimised number of mislaid eggs later on;
- the hens can move between the different levels without any difficulties by using the system's "stairways";
- the hens can easily reach the scratching area through large openings along the entire length of the system;
- gentle transport of the eggs as the longitudinal egg belts are located on one level only;
- mislaid "system eggs" can be collected easily, either manually or automatically;
- perfect access to the entire system due to easily operated folding grilles;
- each row is completely functional on its own: systems of only one row in the barn are possible.
Main advantages
- All inspection aisles are free of birds, litter and other obstructions such as doors or cross partitions for improved working conditions.
- The inspection aisles facilitate moving the birds, daily bird inspection and the manual collection of eggs mislaid in the system.
- The nests and longitudinal egg belts are easily accessible from the inspection aisle.
- The cover for the longitudinal egg belts can be opened and closed easily for inspection purposes, even automatically (optional).
- Exterior feed troughs minimise feed wastage and improve hygiene.
Main advantages
NATURA70 allows for higher stocking densities in comparison to NATURA60 because the hens can use the entire house floor as scratching area.
For an ideal size of the bird groups, the scratching area can be split lengthwise and crosswise, even repeatedly, depending on the house dimensions. The individual rows can be arranged either facing the same direction, i.e. all longitudinal egg belts are on the right-hand side, or in pairs like in a NATURA60 house.
The width of the aisles can also be selected freely. The rule of thumb: the optimum density of 18 hens per m2 of house surface area is reached per 4 metres of house width (row + scratching area).


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Douse your feet in the Boho fashion that has taken the world by storm, from Mulan to the streets of California the Double Fringe boot by Minnetonka will have you cat walking like a hi-fashion model. Perfectly supple and soft to the touch, the Double Fringe boot is made of genuine cowhide suede inside and out with a fully padded insole and rubber out-sole. Great with everything you want to pair them with, this boot is a must have, trust us!
- Made of supple cowhide suede uppers and linings
- Side zipper for easy on and off
- Two rows of suede fringe
- Moccasin style toe
- Metal South West conchos
- Fully padded insole
- Lightweight and sporty rubber out-sole


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What to Know Before Going to Japan (Do's and Don'ts)
Japan is a fascinating country! It is easily one of the top places I have visited to date (even if I only visited a teeny, tiny small fraction of one of the islands in a country comprised of 6,852 islands). The combination of culture, people, food, and scenery all contribute to the environment which makes it exponentially different than any other place I've traveled. Despite the crowd of tourists that flock to the country, there are no shortages of activities as Japan is incredibly unique. Here are some simple unwritten (but now written) rules to keep in mind as you explore all that is Japan.
Is the JR Pass Worth It?
Whenever someone asks me whether they should purchase a JR pass, I only need to ask one question. Are you traveling from Tokyo to either Kyoto or Osaka and back? If the answer is yes, so is mine. A one-way trip from Tokyo anywhere into the Kansai region, which includes the popular destinations previously mentioned, costs $130 USD. A roundtrip ticket will cost $260. The JR pass costs $260, but it is valid for 7 days on any JR transport lines. Essentially you're paying the same amount to get there and back, but you will save more with the JR pass since you can utilize JR lines to get around…


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Hello all,
My name is Jessica M and I am so excited to be in the Master Makeup Artistry course. I love make up and want to learn more techniques when applying. I love to further bring out the beauty in others. I am a licensed Cosmetologist and have been for the last seventeen years. I am waiting on my materials to com in the mail, I want to dive right into this course. I plan to own my own salon and day spa one day. I also would like to work as a freelance make up artist. I look forward to communicating with you all. Best of luck to you all.
Excited to be here
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Tuesday, November 3, 2009
November's Block
Sorry I'm a little late - but this block promises to be an easy one! Promise! :)
I am a *huge* fan of the shabby chic, cabbage roses, beach-y "worn out" stuff. My bedroom has had rose motif since I was able to have a say. LOL! My mom and I rearranged my room when I was 6 and it was beautiful! (wish I had a pic) I got married at 17 and the first thing I bought for our home together was a new bedding set (comforter, sheets, bedskirt) and guess what was covering every square inch? Roses! Sixteen years later we are still blanketed by roses.
Here is a sample of my favorite fabric patterns:
(Click on image to enlarge)
And here is a pillow I made based on what I'd like the blocks to be. Just strips that equal out into a 12" square. I am going to use a vintage white cotton sheet to go in between each block and for backing.
I am excited to get started on this! Thanks to everyone in advance!! :D
8 comments:
- Linda Stubbs said...
Can't wait to get started on this. I loveeeeeee roses also. I have some wonderful pieces that I think will work just great! Thank you for getting this out. My computer has been down all morning. So when I came over to see if anything was happening, there you had been.
- November 3, 2009 at 1:32 PM
- Patty said...
- This comment has been removed by the author.
- November 3, 2009 at 5:15 PM
- Patty said...
Okay I'm trying again... Your project looks interesting and I can't wait to get started.
Do you have a preference to how wide the strips should be? I'm guessing they are about two inches wide correct? Do you want us to stay in your color range of the squares or the pillow?
I'm sure I've got something in my stash that will work but I want to make sure you get what you want. Happy sewing
- November 3, 2009 at 5:21 PM
- Carmen Rigby-Willson said...
Hi Patty,
Yes, they are 2 inches wide so I used 7 strips for my pillow and then cut it to size. Also, I varied the pieces because I was going for a random look.
The pillow I made for my niece so it's a little "loud" ... I am going for a softer, subtler, shabby look.
Have a great evening everybody!
- November 3, 2009 at 6:33 PM
- Iva said...
Carmen, this is going to be lovely!
So I just want to make sure I'm understanding what you want: Are the strips to be 2" wide finished? Or are we to start with 2" wide strips?
- November 3, 2009 at 9:24 PM
- Carmen Rigby-Willson said...
Hi Iva,
Whatever you want to do is fine with me! Even if you decide to do 1" strips or 4 huge ones...I don't have a strict preference. :)
and Hi Linda! Glad to see you back online ;)
- November 4, 2009 at 2:00 AM
- Melissa @Lilac Lane said...
Okay Carmen, another question. By 12 inch square, do you mean 12 1/2 inches like it usually means or do you just want 12 inches? Sorry to be a pain . . .
- November 4, 2009 at 1:51 PM
- Carmen Rigby-Willson said...
Excellent question! Sorry for the confusion. Please make them 12 1/2 inches to allow for seam allowance.
- November 4, 2009 at 5:45 PM


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Japan FTAs
Japan concluded its first bilateral free trade agreement in 2000 with Singapore. In March 2004, it finalised discussions on an FTA with Mexico. This was followed by deals signed with Malaysia (2004), Philippines (2006), Indonesia (2007), Chile (2007), Thailand (2007), Brunei (2007), ASEAN as a whole (2008), Vietnam (2008), Switzerland (2009), India (2011) and Peru (2011).
Japan's FTAs are dubbed Economic Partnership Agreements (EPAs), but amount to the same.
last update: May 2012
The 'leaked' text of the Preliminary Consultation Draft on IPR Chapter of India-Japan EPA as in April 2010 at the time of the 13th round of negotiations
0 | 10
Japan-Singapore Economic Partnership AgreementResource page from Japan's Ministry of Foreign Affairs with official documents of the JSEPA.


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How long have you worked for Force Logistics?
I joined Force Logistics eight months ago.
What do you enjoy about your role with the company?
I have been given the freedom to do my own work and make key decisions. I also really enjoy working in such a friendly office environment.
Do you have a favorite part of the job?
I really enjoy a challenge, especially the ones that come with time sensitive event shipments. It is very satisfying getting to know clients and exceeding their expectations!
What did you do before Force Logistics?
I worked in Dubai for Emirates Airline Group of Companies, Freightworks LLC for 23 Years as their Senior Logistics Coordinator. I have vast experience working on complicated turnkey shipments in the region.
What do you like to do in your spare time?
I love watching movies and playing chess! I also spend most of my weekends playing cricket or going hiking with my friends.
What is your favorite food?
This is a hard one! I love fast food – KFC and McDonald's in particular, but my absolute favourite is Biryani followed by Kinder chocolate!


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Jacksonville State University
Originally founded in 1883 as a teacher's college, Jacksonville State University is a 4-year public school in eastern Alabama. With a campus nestled in the Appalachian foothills, Jacksonville State awards bachelor's degrees in over 95 academic programs. For students who wish to learn more about other cultures, the JSU International House Program hosts apartment-style housing that matches international and American students as roommates. To provide a break from the rigors of academia, JSU's Adventure Recreation Program sponsors activities such as hiking and cycling in the surrounding area.
Key Admissions Stats
- Not for Profit
- Coed
Need Aware
This school may consider an applicant's financial situation when deciding admission
Admissions Requirements
Important Deadlines
Rolling Admissions
The college has rolling admissions, which means applications are accepted any time throughout the year.
Admitted Student Stats
Key Academic Stats
Tuition, Cost & Aid
Key Financial Stats
|In-State Tuition In-state tuition is the tuition charged by institutions to those students who meet the state's or institution's residency requirements. In-district tuition is the tuition charged by the institution to those students residing in the locality in which they attend school and may be a lower rate than in-state tuition if offered by the institution.
|Out-of-State Tuition Out-of-state tuition is the tuition charged by institutions to those students who do not meet the state's or institution's residency requirements. Out-of-district tuition is the tuition charged by the institution to those students not residing in the locality in which they attend school.
|Room and Board
The weighted average for room and board and other expenses is generated as follows:
|Books and Supplies
Aid & Grants
Student Loans
Campus Life
Key Campus Stats
Campus Safety
After Graduation
Post Grad Stats
What Students Are Saying
Similar Colleges
- Normal, AL3.22 Average Rating
- Birmingham, AL3.93 Average Rating
- Huntsville, AL3.75 Average Rating
- Montgomery, AL3.39 Average Rating
- Tuscaloosa, AL3.90 Average Rating
- Auburn University, AL3.93 Average Rating
- Florence, AL3.48 Average Rating
- Mobile, AL3.63 Average Rating
- Troy, AL3.60 Average Rating
- Atlanta, GA3.86 Average Rating
- Athens, GA4.13 Average Rating
- Carrollton, GA3.67 Average Rating


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Language : English
- We play a pivotal role in the distribution of Mando OE parts which are globally recognized for their advanced technology and premium quality for overseas aftermarket.
- Mando provides a much wider range of products and more access to supreme quality products which have passed a quality control system and an inspection practiced by Halla Holdings for international customers.
Halla Holdings is heading into the future, pushing the envelope every step of the way. Ever since its establishment in 1991, under the spirit of ethical management, adopting the mission of contributing to the prosperity and advancement of its customers, Halla Holdings Halla been providing distribution/ logistics services of the highest quality in auto industry. Based on accumulated experiences and the know-how in auto industry, Halla Holdings is not only creating added value in the new era of automotive lifestyle culture, but is also expanding into promising, future-oriented new business areas, to be reborn as a truly global expert in the sectors of global distribution/trading/services.
Copyright © Halla Holdings Corp. All rights reserved.


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U.S. Surgeon General Jerome Adams, MD, responded Dec. 18 to recent data showing a sharp increase in the use of nicotine-based e-cigarette products among American teens with an urgent call to action.
"I, Surgeon General of the United States Public Health Service, [Vice Admiral] Jerome Adams, am emphasizing the importance of protecting our children from a lifetime of nicotine addiction and associated health risks by immediately addressing the epidemic of youth e-cigarette use," Dr. Adams said in an advisory. "The recent surge in e-cigarette use among youth, which has been fueled by new types of e-cigarettes that have recently entered the market, is a cause for great concern. We must take action now to protect the health of our nation's young people."
The surgeon general's advisory emphasized that e-cigarette products are not harmless and that, in addition to potentially addictive nicotine, many products contain other dangerous substances, including heavy metals, volatile organic compounds, and ultrafine particles that can affect the lungs. In addition, some e-cigarette products contain potentially harmful chemicals used to add flavoring.
The complete advisory includes information for parents, teachers, and clinicians about the details of current e-cigarette products and strategies for working to reduce their use among teens.
The American Medical Association expressed support of the surgeon general's call to action.
"The only way to prevent another generation from developing nicotine dependence is to continue to raise awareness that e-cigarettes are harmful, powerfully addictive, and can often lead young people to smoke conventional cigarettes. E-cigarettes have the potential to undermine the public health gains that have been made over the years in combating the smoking epidemic," Barbara L. McAneny, MD, president of the AMA, said in the statement.
"Recognizing the use of e-cigarettes and vaping as an urgent public health epidemic, the AMA has adopted numerous policies in recent years aimed at preventing youth access to these harmful tobacco products. In line with the surgeon general's advisory, the AMA also has existing policy urging physicians to educate themselves about e-cigarettes and be prepared to counsel patients about e-cigarette usage and the potential for nicotine addiction," Dr. McAneny said.she added.
The American Heart Association expressed support for the surgeon general's call as well.
"That the U.S. Surgeon General is calling teen vaping an 'epidemic' should seize the attention of elected officials and the community of organizations working to protect the health of our nation's children. We commend Surgeon General Adams, Commissioner [Adam] Gottlieb and Secretary [Alex M.] Azar for marshaling parents, educators, health providers, and communities to apply proven methods to overcome the epidemic of e-cigarette use," Nancy Brown, CEO of the AHA, said in a Dec. 18 statement.
"But more must be done in the face of rapidly rising e-cigarette use among youth. The FDA's recent announcement that it plans to restrict marketing and sales of flavored tobacco products must be followed by immediate, concrete action that sends an unmistakable message that the tobacco industry's relentless targeting of our nation's children will no longer be tolerated," she emphasized.
View the surgeon general's video message and access additional e-cigarette information here.


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Important Tips
Proper contact lens care is vital for your eye health. The best way to avoid infection is to follow your eye doctor's care instructions. The following are some suggestions your eye doctor will likely recommend.
- Wash, rinse, and dry hands thoroughly before handling contact lenses.
- Use soap that is free of oils, lotions, or perfumes.
- Dry hands with a lint-free towel.
- Use fingertips to handle contact lens (not fingernails and/or sharp objects like tweezers).
- Check to ensure the contact lens is moist, clean, and damage free before attempting to insert in your eye. Never put a damaged contact lens in your eye.
How to care for contact lenses is dependent on the type of contact lenses and solution recommended by your eye care professional. In addition to these tips, be sure to follow your eye care professional's directions and package insert instructions for a successful, comfortable contact lens experience. Contact lenses should be replaced according to the schedule provided by your eye care professional. Additionally, always remember to use fresh solution when caring for your contact lenses.
Lens Care Do's & Don'ts
Whether you're new to contact lenses or have been wearing them for a while, below are some helpful Do's & Don'ts when it comes to contact lens care.
Please do all the time
Please never do again
|DO: Stick strictly to the wearing schedule prescribed by your eye care professional and dispose of your contact lenses as directed.
|DON'T: "Stretch" your lens wear beyond what your eye care professional has recommended. If you are told to replace your contact lenses every two weeks, that means two weeks – not three or four.
|DO: Clean, rinse and disinfect your contact lenses with fresh solution each time you remove them. Always remember to use fresh solution. Do not add more solution on top of what's already in the case.
|DON'T: Use saliva, tap water or anything other than contact lens solutions for lubricating, rewetting and/or cleaning your lenses.
|DO: If your eyes become red, irritated or your vision changes, remove your lenses immediately and consult your eye care professional.
|DON'T: Let the tip of solution bottles touch other surfaces – including your fingers, eyes or contact lenses.
|DO: Always refill your lens case with new solution instead of adding more solution on top of what's already in your case.
|DON'T: Share your contact lenses with others.
|DO: Always handle your lenses with clean, dry hands. Wash, rinse, and dry your hands thoroughly with a lint-free towel before touching your lenses.
|DON'T: Be stingy with your lens solution and try to reuse solution. Always use fresh solution to rinse, clean and store your lenses.
|DO: After use, always empty and rinse the lens case with fresh solution and allow the lens case to air dry.
|DON'T: Expose your contact lenses to any kind of water. It can lead to infection, even vision loss.
|DO: Insert contact lenses before applying makeup and remove your lenses before washing off makeup.
|DON'T: Change the brand of contact lens solution unless recommended by your eye care professional. Not all solutions are the same.
|DON'T: Sleep while wearing your contact lenses unless you wear extended wear lenses, designed to be worn overnight, up to 7 days without removal.


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The "insight" of the 1888 message to Lesson One about the 23rd Psalm can be the parallels between the Shepherd's Psalm and the New Covenant promises the Lord made to Abraham and his descendants (which we are, by faith).
The major contribution which "a most precious message" in 1888 made to Seventh-day Adventist understanding of righteousness by faith was the New Covenant. Let us note these parallels side by side. Remember that the promises He made to Abraham are made to us:
|The 23rd Psalm
|The Promises to Abraham (Gen. 12:2, 3)
|"I shall not want"
|"A land that I will show you"
|"Makes me lie down in green pastures"
|"I will make you a great nation"
|"Leads me beside still waters"
|"I will bless you" (make you happy, GNB)
|"He restores my soul"
|"I will make your name great."
|"Leads me in the paths of righteousness"
|"You shall be a blessing" (make others happy)
|"I will fear no evil"
|"I will curse those who curse you"
|"Your rod and staff comfort me"
|"I will bless those who bless you"
|"My cup runs over"
|"In you all families of the earth be blessed"
The message that the Lord in His great mercy sent to us in 1888 was intended to lighten the earth with glory," that is, it was the "beginning" of the glorious Loud Cry of Revelation 18:1-4. Not only did "God so love the world" (past tense) that He gave His only Son; He still loves this dark world lost in sin. He still loves all the multitudes who are bewildered and confused and alienated from God. The essence of the 1888 message was, "Be ye reconciled to God" (2 Cor. 5:20). It was not a fear-oriented harsh demand, but "a revelation of the love of God." We as a people needed to realize that as the sun goes down for the last time, the message the world must hear is that message of "Christ and Him crucified." When Ellen White wrote these words, she remembered the 1888 message:
"'Behold, the Lord will come with strong hand, and His arm shall rule for Him.' ... Those who wait for the Bridegroom's coming are to say to the people, 'Behold your God.' The last rays of merciful light, the last message of mercy to be given to the world, is a revelation of His character of love" (Christ's Object Lessons, p. 415).
To know nothing except "Christ and Him crucified" is not an off-balance obsession; it's the message that hungry-hearted honest people all over the world are longing to grasp. We can see as we review the history of the 1888 message how the message even then moved the lay people who heard it, even the non-Adventists who heard A. T. Jones proclaim it. If every Adventist church had been a place where people would hear only "Christ and Him crucified" (to borrow Paul's statement), the Holy Spirit could have inspired people to come, and the message would have spread.
This new Quarter of lessons will direct us to see how all our trials and mishaps and disappointments are one means the Lord uses to remind us that He loves us individually, personally, intimately; if we will but believe that, we shall be prepared to look into His eyes with joy when we see Him coming in the clouds of heaven.
—Robert J. Wieland
(Note: A series of CDs on these lessons recorded by this Robert J. Wieland is available from the office of the 1888 Message Study Committee: 269-473-1888.) Listen to the audio recording for Lesson 1 now in MP3 format. To listen as a podcast go to http://wolfsoathaudio.blogspot.com/. To listen as a stream go to http://www.pluggd.com/audio/channels/wolf_s_oath_audio


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Meet The Staff: Abbi Huntzinger
Meet our Maryland Restoration Program Manager
based out of the Maryland Office
Abbi grew up in the Susquehanna Valley between the banks of the river and ridges of the Appalachian Mountains in south central Pennsylvania. She followed her mom around in the garden and learned how to run old-school blueprints in her dad's engineering office. This upbringing led her to Penn State where she majored in landscape architecture. After graduation, she found herself on the edge of the Chesapeake Bay in Annapolis helping landowners create land use plans and gardens throughout the Maryland/Virginia/DC area. She developed a sensitivity in her work for protecting natural resources, most specifically water and trees.
After a rewarding 10 years in the private consulting sector, Abbi followed her interest in natural resource protection and management. She joined the Chesapeake Bay non-profit community and pursued a masters degree in Natural Resource Management with a focus on Leadership in Sustainability from Virginia Tech. Her studies focused on water management in the Chesapeake Bay watershed and in India looking at the intersection of innovation, natural systems, and human behavior.
When she is not sharpening her skills at winter plant identification or learning about the latest stormwater management best practices, you can find her planning her next trip – anywhere new or anywhere near a beach! When not traveling, you can find her volunteering in the community, hitting the local park trails with her dog Milli, taking a yoga class, or trying out a new restaurant.


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More PhotosHide Photos
The cut and loop knotting technique in the Lantos rug combined with the sheen from hand-tufted viscose gives each piece a unique tone-on-tone effect, emphasising the shadows and highlights in the colour. Available in neutral grey colourways, these rugs would suit a contemporary scheme with modern silver-based accessories. Available in custom sizes. Note: Due to variations in computer screens, we cannot guarantee that colours shown here are truly representative of our products. SF-TENB-RUG-001-001 / SF-TENB-RUG-001-002
- Lead-time if not in stock: 11 weeks
- Composition: 100% Viscose.
- Hand-tufted cut and loop.
- Professional cleaning recommended.
Customise your product
in 1 step
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My job is basically getting my own projects done; and there were times, especially early on, when I'd put months (even years) into a project only to watch it go nowhere.
After charging myself up to build and keep momentum for so long, I'd hit PUBLISH or whatever, and then be met by only a blank nothing.
I would have almost wished for a negative "you suck" response instead.
When you fail, you have options.
You could sit there in the face of it and feel sorry for yourself.
But for how long?
You could run to your safety net Plan B—the backup path you feel bored even pondering, but that you know would at least bring security and a measure of progress as you yawned through decades of slowly climbing someone else's latter.
Or you could do your best to figure out why you failed and what the next step toward success would be . . . then use exactly how you feel as motivation to launch yourself toward that step with everything you have.
As you become professional, your emotions even out. When its work time, you work; and you work as well as possible (no matter how you feel). You get better and better at preparing yourself physically and mentally to be at your best. You keep track of all opportunities, and move from one to the next as you experience mini-failures and grow ever more resourceful.
But then success doesn't feel like being hit by an asteroid of overwhelming joy and giddiness. It's more like smiling after taking another of 10,000 steps, and then continuing on.


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Part One of the Five First Aid Myths: All the reasons you shouldn't give your dog Aspirin
Which over the counter medications can you give? Click the link below:
We live in an age where we literally have all the information at our fingertips. This is something I am forever grateful for. Long gone are the days where book shelves house 12 dusty encyclopedias that weigh a billion pounds each. Long gone are the days where Webster is a household name.
We live in an era where google knows our question before we even type it.
There is a ton of information out there. And if it's on the internet it must be true... right?
Some of this information is downright wrong, scary and sometimes deadly.
I occasionally hang out in forums and in online groups, and one of my favorite things is to watch all the non-medical professional people dish out advice on medical issues.
If you know me, you know I love to get on a soap box and rant/rave about things that make my blood pressure spike. But I will save that for a rainy day. Because your time is valuable.
SO here we go. The first myth: "Aspirin is safe for dogs."
When I say you shouldn't give your dog aspirin… I mean ALL ASPIRIN. Even if it is labeled as "buffered" or "baby." I NEVER recommend clients give their dogs this particular medication. Ever. And when a client HAS given aspirin, I then politely and calmly tell them it's not recommended. – And I always get the same response. (Or one that is similar).
"But I read online that its safe."
Well frankly… you can do or participate in anything you read online. From cooking crystal meth to a polar plunge. But that doesn't mean you should.
Double check which meds are safe by clicking here.
Okay I digress, and I will now get to the facts. Here are three reasons you should never give your dog aspirin. (Even if some non-medical opinion blog told you it's safe)
1. It doesn't work as well
The fact is that aspirin doesn't work as well as a dog specific anti-inflammatory. Anti-inflammatories are often the medications we prescribe for pain. And although Aspirin is labeled as an anti-inflammatory, it unfortunately doesn't do enough for our dog's pain to outweigh the risks. There are lots of brilliant veterinarians out there doing research on pain control in dogs. Now, more than ever- we are very well versed on what pain meds work for animals and those that do not. Not only that… but your veterinarian might prescribe your dog a different cocktail of pain meds based on the kind of pain your dog is having. For example, we know that in people nerve pain is very different from muscle soreness.
So, aspirin doesn't work very well to control pain AND it might not be the kind of medicine your dog needs in the first place.
2. There is a wash out period
What the hell am I talking about? Let me explain.
When you give Aspirin you royally eff up your veterinarian's ability to give medications that are proven to reduce pain. One dose of aspirin can completely mess up the dosing schedule for pain meds that will ACTUALLY work well.
Why? Because the safest way to switch from one type of anti-inflammatory to another is to allow a 48-72 hour wash out period between the different medications. We allow this time because during that two to three day period your dog's body is flushing out the remaining medication. This is essentially the time the body needs to get the medication out of the system. With two different types of medications on board we run a higher risk of serious side effects. And this leads me to my final and most important point…
A study revealed that aspirin causes gastrointestinal bleeding (bleeding in the stomach and intestines) in 100 PERCENT OF ALL DOGS… Yes. Even if its buffered. Yes, even if its "baby" aspirin.
Let me briefly explain why. I promise I won't get too in depth.
Your dog's body has two different types of enzymes* responsible for inflammation and other biochemical processes - or reactions that maintain health or cause disease- called COX1 and COX2.
*(What is an enzyme? An enzyme is a tiny molecule or protein that your body produces naturally. It is the "starter" or the catalyst of chemical reactions. These chemical reactions often result in different substances that our bodies need to remain healthy.)
COX1 we do not want to block because it is really important for maintaining the health of tissue and internal organs. It helps create substances that allow platelets to clump together- platelets are essential because in a nut shell they prevent your dog from bleeding out (FYI bleeding out is not conducive with life). COX 1 also produces substances that help maintain the health and lining of your dog's gut or stomach.
COX2 is the catalyst we DO want to block to reduce pain – because it is responsible for much of the inflammation. The inflammation is what is causing the pain.
Dog specific anti-inflammatories are safer because they are able to select the COX enzyme that they block. And they are selective towards the inflammatory COX2 enzyme- which results in pain relief.
Aspirin is unsafe because it is non selective- It doesn't care which COX it blocks! LOL! Therefore, it will turn off COX1- the very enzyme your dog is relying on to help his platelets clump, and the very enzyme your dog needs to preserve the lining of his gut so he doesn't get ulcers or have stomach bleeding.
So, for those of you who like scientific reasoning or evidence--- there ya have it. Aspirin increases risks of gastric bleeding, ulcers, and reduces platelet clumping- which in some situations can result in excessive blood loss or hemorrhage.
And remember that some dogs have a very high sensitivity to aspirin- so there is no reason to risk it if there are safer and more effective medications on the market for your animal.
Please do not give your dog Aspirin. But if you do give your dog aspirin for whatever reason- make sure you tell your veterinarian before they prescribe any additional medications.
If you would like to have pain meds on hand for your dog consider developing a good relationship with your Veterinarian if you haven't already. Ask them if they would mind prescribing an appropriate medication to have - just in case - there is an accident or minor injury.
What over the counter medications are safe for your dog? I compiled a list and dosage form in a PDF as a content upgrade! It lists all the safe over the counter medications you can give your dogs, their appropriate dosages, and what they can be used for. I made it in a PDF so you can download it here on your phone and have it handy when you might need it.
I provide this list with a disclaimer: never ever give your dog over the counter medications without first consulting your veterinarian. Every dog is different and has different sensitivities, needs, and doses. The dosages listed on this list are generic- and please recognize that some dogs might need doses adjusted based on their preexisting conditions and needs.
So, get excited for the next topic!! I will be posting next Thursday on some seriously vital information that you cannot miss!
Happy tails and safe trails!
Libbie Fort, DVM
P.S. Don't forget to grab your free download!


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Beginner French Horn
Programmes d'introduction
| Cordes
| Vents
| Harpe
| Percussions
Juniors de l'Orchestre des jeunes d'Ottawa
Orchestre des jeunes d'Ottawa
From Wikipedia, the free encyclopedia: The horn is a brass instrument consisting of about 12 feet (3.7 m) of tubing wrapped into a coil with a flared bell. It is descended from the natural horn and is informally known as the French horn. Horns have valves, operated with the left hand, to route the air into extra tubing to change the pitch. Most horns have lever-operated rotary valves, but some horns like the Vienna horn use piston valves (similar to trumpet valves). A horn without valves is known as a natural horn, changing pitch along the natural harmonics of the instrument (similar to a bugle), but with a wide range of notes due to the long tubing. Three valves control the flow of air in the single horn, which is tuned to F or less commonly, B-flat. ... A musician who plays the horn is called a horn player (or less frequently, a hornist). The International Horn Society has recommended since 1971 that the instrument itself be properly referred to solely as the horn.
The OYOA offers Beginner French Horn students instruction on the horn and in the basic music theory essential to this challenging instrument. Classes are small - limited to six students, age 10 - 14.
The French Horn:
Students in this course may borrow a horn for the OYOA school year for their personal use (see the OYOA instrument loan policy).
Tous les cours sont en ligne.
Performance Opportunities:
Each year, the Beginner French Horn class performs in free concerts at the OYOA. As well, other performance opportunities occasionally arise.
Where Can I Go From Here?
After a year in Beginner French Horn, many students progress to the Junior Brass Ensemble, where they perform with other brass instruments such as trumpet and trombone. Qualified horn players are an important asset to many chamber groups and symphony orchestras.
Audition Requirements:
There are no audition requirements for this ensemble. It is assumed that participants are new to the instrument, and new to reading music.