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Ajay J. Kirtane, MD, SM, is Chief Academic Officer of the Center for Interventional Vascular Therapy, Division of Cardiology, Columbia University Medical Center (CUMC), and serves as Director of the Interventional Cardiology Fellowship Training Program and an Assistant Professor of Clinical Medicine at CUMC. He is a practicing Interventional Cardiologist at New York Presbyterian Hospital / CUMC with an interest in coronary and peripheral intervention.
Dr. Kirtane is a graduate of Princeton University and Columbia University College of Physicians and Surgeons, and was an Intern, Resident, and Chief Medical Resident at the University of California – San Francisco. He completed clinical and research fellowships in Cardiovascular Disease and Coronary and Peripheral Vascular Intervention at Beth Israel Deaconess Medical Center / Harvard Medical School in Boston, MA and has a Masters of Science degree in Clinical Epidemiology from the Harvard School of Public Health.


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The Simpsons Family Costume
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Simpsons family
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|Costumes for Families
This homemade costume for families entered our 2018 Halloween Costume Contest.
A word from Melissa, the 'The Simpsons Family' costume creator:
This was me, Marge...my 11 year old son, Homer...my 8 year old son, Bart...my 6 monto old daughter, Maggie...and my dad was Mr Burns.
I made all of them by hand, mostly with hot glue. I'm not a fan of sewing. the eyes are plastic baseballs, the hair is egg crate foam, the yellow heads are from the outer layer of an old rain jacket, and Mr Burns face was made of some foamy molding clay.

subset: commoncrawl


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By Rika24
Does anyone remember their first favorite Pokemon, and is it still your favorite? I remember that when I first watched it, Pikachu was my favorite. I still like Pikachu, but he's nowhere near my top 10 favorites anymore. Pikachu was first knocked out of the number one spot by Charmander, then Eevee, then Charizard. As it stands now, Charizard (tied with Charmander), Jolteon, and Ninetales are my top three favorites.
I remember feeling so bad for the Charmander that was abandoned by his trainer, yet he still waited in the rain. I guess it's the loyalty and cuteness of Charmander that made him my favorite, beating Pikachu for the top spot. Charmander is still to this day my number one favorite starter. When Charmander evolved into Charmeleon I wasn't too happy because of how he wouldn't listen to Ash.
Continue reading "Pokemon Favorites, Then and Now"
Tags: Charizard, Charmander, Eevee, Jolteon, Pikachu, Vaporeon


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WASHINGTON CBS.MW) -- The U.S. dollar lost ground Monday against most other major currencies except the Japanese yen.
The dollar had soared on Friday after a report showed job growth in the U.S. economy for the first time in eight months.
The greenback gave back most of those gains on Monday.
The euro rose 1.1 percent to $1.1708 from a low of $1.1533 overnight. Other European currencies also gained, with the British pound up 0.4 percent to $1.6692. The dollar lost 1.2 percent against the Swiss franc to 1.3305 per dollar.
The dollar strengthened against the yen, rising 0.2 percent to 110.98 yen, within the narrow range that's been established in the past week.
The dollar added 0.9 percent against the Australian dollar to 0.6849 and lost 0.2 percent against the Canadian dollar at 1.3410.
"It's quite a surprise," said Greg Anderson, a senior currency strategist at ABN Amro in Chicago. Traders didn't have a certain explanation for the dollar's drop on a day when other markets were essentially flat.
"It might be a M&A deal," Anderson speculated, saying that hedging activity from a pending cross-border merger or acquisition can often be seen in the foreign exchange markets.
Earlier, outgoing European Central Bank President Wim Duisenberg told the Financial Times' Spanish newspaper that a decline in the dollar is "unavoidable." Commentators took his extended remarks to mean that the ECB will not intervene in the foreign exchange market to slow the rise in the euro.
Later, a bank spokesman said Duisenberg had not commented on intervention.
With a de facto floor placed under the yen, the Euro zone is forced to shoulder most of the burden of the adjustments to a weaker dollar necessitated by the U.S. current account deficit, said David Gilmore, an analyst at Foreign Exchange Analytics. "Japan is contributing to a market distortion that elevates the risk of a dollar crisis," he said.
The Group of Seven's Dubai communiqué calling for more flexible market-based rates has been a failure, Gilmore said. "Why should markets respect G7 if Japan won't?"
In Asia, Jiji Press reported that the People's Bank of China was considering a gradual revaluation of the yuan of 30 percent or so over five years, despite strong domestic opposition to strengthening the yuan.
U.S. stocks moved higher after a slow start on Monday, with the broad S&P 500 index up about 0.4 percent at 1,035. See Market Snapshot. A 10-year Treasury yield fell to 4.17 from 4.20 percent. See Bond Report. Gold futures rose $3.30 to $373.30 following Friday's sell off. Read more in Futures Movers.


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June 8 (UPI) -- A Jamaican woman who won a $1.4 million lottery jackpot went viral on social media for using a winking emoji mask to hide her identity.
The winner, identified only as N. Gray, showed up for a press conference with Super Lotto organizer Supreme Ventures Ltd. wearing the emoji mask to maintain her anonymity.
Supreme Ventures posted photos from the press conference to Twitter, where they quickly went viral.
"The face you make when you become a #SuperMillionaire," Supreme Ventures quipped, with a photo of the winner's mask and an actual winking emoji.
The company said the winner allowed online lottery fans to choose her disguise in a poll.
Gray, who won her prize in the May 11 Super Lotto game, said doesn't plan to quit her job, but she is looking forward to using some of her winnings to take a cruise.


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Thank you for making our race a continued success! 2019 Race Results
Strokes, Spokes & Strides is a sprint distance triathlon located in beautiful Waynesboro, Pennsylvania. The inaugural event was held in 2015 as a celebration of the Waynesboro Area YMCA 100 year anniversary. Our goal was to create an event that would promote community spirit and welcome all levels of athlete.
The triathlon course can be completed as an individual or as part of a three person relay team. Athletes of all levels are encouraged to compete – experienced cross trainers, families as well as first time competitors.
The triathlon start, swim, transition area and finish are located at the Y. The swim portion of the event is held in the Y's six-lane, 25meter pool; the bike and run routes will take athletes through tree lined neighborhoods and farmland throughout Waynesboro.
We're also excited to offer two additional race day events: Aquavelo (swim/bike) and Duathlon (run/bike/run).
2020 Race Pricing
Triathlon Individual:
$65 NOW – February 29 (Early Registration)
$75 March 1 – May 12 (Registration)
$85 May 13 – June 10 (Late Registration)
Triathlon Relay Team:
$100 NOW – February 29 (Early Registration)
$110 March 1 – May 12 (Registration)
$120 May 13 – June 10 (Late Registration)
$65 NOW – February 29 (Early Registration)
$75 March 1 – May 12 (Registration)
$85 May 13 – June 10 (Late Registration)
Triathlon Race Information
Event: Strokes, Spokes & Strides Triathlon (sprint distance)
Distance: 300 meter swim, 13 mile bike, 3.1 mile run
Date/Time: Saturday, June 13, 2020 – race begins at 8 a.m.
Location: Waynesboro Area YMCA, Waynesboro PA
Age: 15 & up. The Waves Swim Team is happy to help you find a swimmer if needed for relay teams.
* Aquavelo (Swim+Bike only): 300 meter swim, 13 mile bike
**Duathlon (Run+Bike+Run): 1.5 mile run, 13 mile bike, 3 mile run
Athletes Guide is published one week prior to race
View 2019 Strokes, Spokes & Strides Race Results
View 2018 Strokes, Spokes & Strides Race Results
View 2017 Strokes, Spokes & Strides Race Results
View 2016 Strokes, Spokes & Strides Race Results
Chip Timing and Event Management services provided by
We are proud to have Racine MultiSports timing our event.
Each participant will be timed using timing chips. Racers will be given a timing chip while in line for the swim, minutes before the race begins. The chip must be worn low on the ankle. Relay teams must hand off the chip in the transition area after each section of the race. Chips will be collected at the finish line.
Finishers & Awards
Strokes, Spokes & Strides Triathlon awards:
All participants will receive an event t-shirt. All race finishers will receive a custom finishers medal.
First place awards will be given in the following categories:
- Overall Male
- Overall Female
- Male Master
- Female Master
- Clydesdale
- Athena
- Male Relay Team
- Female Relay Team
- Combined Relay Team
- Male & Female Age Group Winners
- 15-19, 20-24, 25-29, 30-34, 35-39, 40-44, 45-49, 50-54, 55-59, 60-64, 65-69, 70 & Up
- Top Male 39 & Under
- Top Female 39 & Under
- Top Male 40 & Over
- Top Female 40 & Over
- Top Male 39 & Under
- Top Female 39 & Under
- Top Male 40 & Over
- Top Female 40 & Over
All awards will be handed out at the awards ceremony following the race. No award will be mailed automatically. For a fee of $10 we will mail your award upon your request.
Strokes, Spokes & Strides Event Sponsors
We invite you to participate as a sponsor for this awesome community event!
There are various levels of sponsorship available. Please review our sponsor form for details. Please contact Sarah Stains for more information.


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Strategies and Paths for Social Organizations to Participate in Public Policies
The participation of social organizations in the process of public policy can make up for the limitations of the existing system, effectively safeguard the social interests at the core of the public interests and promote the sustainable development of the diversified society. However, in the process of participating in public policy, the social organizations of our country still face some factors such as unclear legal status of participation, insufficient operating funds, lack of professional talents and imperfect supervision system. We should take strategies and measures from the aspects of law, system and the self construction of non-governmental organizations, expand the scope and level of social organizations to participate in public policies, and promote the democratization and scientization of public administration in China.
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based Valencell heart rate sensor that is said to help you track both your resting heart rate as well as your heart rate during exercise. This data will be available when paired with the Training Zone, which keeps you informed of your optimal heart Using personal heart rate monitors, participants and their personal trainers will get real time feedback during exercise, helping them achieve a more effective workout. "The intensity of your heart rate during exercise plays a role in your metabolic rate. you feel breathless or more tired during your workout, you should see your doctor. Other red flags include changes in your heart rate like it consistently dipping way below your normal resting heart rate, or frequent episodes of unexplained fast beating. A person's maximum heart rate is 220 minus their age in years By the end of the study, people in the exercise group increased the maximum amount of oxygen they used during workouts by 18 percent, while there were no changes for the control group. your heart rate can also help you from injuring yourself by running too fast, or running too often. Remember, because your heart is a muscle – it becomes stronger as you exercise and weaker when you don't. This means that during an aerobic workout Ideally, you work to your maximum capacity during the short bursts of activity Mountain climbers are also a great exercise for working the midriff while getting your heart rate up. Maintaining a steady position throughout the upper body (shoulders .
This is an easy technique for people to incorporate into their current exercise routines to burn more stubborn fat. The Fitbit allows you to track your heart rate during workouts, allowing you to know when you're in the fat-burning zone and make your All forms of exercise will get your heart rate up and keep the blood moving as well as high blood pressure and diabetes. During winter, in much of the US, you're not likely to get your recommended dose of 600 IU (International Units) per day of if the user had activated the Workout app, it would have adjusted its expectations accordingly. But these wearers were not moving. So the message read: 'Apple Watch detected a heart rate that rose above 120 BPM while you appeared to be inactive during When you're already one bucket of sweat deep into a treadmill run, you probably don't also want to pay attention to your heart rate. But figuring out where you want that number to But, as the American Council on Exercise (ACE) explains, recent research .
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Random observations as observed by yours truly in the last 72 hours:
1. Rollling down what seemed like a perfectly innocent grassy hill on Saturday night will result in oddly shaped bruises come Monday morning.
2. The Krystals on Dauphin Street is only closed between 4:30 and 5 am, during which time they will not give you a sackful of Krystal burgers, no matter how nice you try to be.
3. I do not have a "quiet" button.
4. Rain creates puddles. Through which I will inevitably have to walk/drag my dress through.
5. Shoemaker and Ferry are the best dance partners ever. Especially when Shoe and I use tango arms like bowling balls and knock people out of the way. Thanks.
6. My friends do not understand the concept of "Caitlin has other plans that do not include us" and will repeatedly call...all night long...with increasing frequency...demanding (drunkenly) to know why I am not at {insert location here}.
7. I love my friends. And I am consciously trying to make an effort to see them more often, especially the Mobile folks.
8. Lindsey Abeln is dangerous with a camera.
9. The phrase, "Who is that blonde chick?" was in reference to me. Apparently.
10. Cassie has issues with stairs. Someone should keep this in mind come her wedding day.
11. Some things never change.
12. Some things change so much that you have to wonder what happened.
13. The squirrel patrol are still assholes.
14. Chinese food is an excellent cure for a hangover.
15. So is Waffle House.
16. Wardrobe malfunctions have the tendency to be hilarious.
17. "Bad Touch" by the Bloodhound Gang makes people go nuts.
18. Cheesy poofs are buy one, get one free at the Bruno's on Old Shell.
19. Never get a man to do what you cna do for yourself. Like fix a broken limo.
20. ...dance like no one is watching...especially on random pieces of furniture.
Monday, April 16, 2007
Random Observations
Random observations as observed by yours truly in the last 72 hours:


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Starting with the June 2016 Meeting, the minutes for Officer's Meeting will be made available here on the Blog by the end of the month of that Officer's Meeting. If you have any questions, please contact the Seneschal, Odriana vander Brugghe.
Meeting Date: 1 June 2016
Minutes Recorded by: Odriana vander Brugghe, Seneschal
Baron, Brandubh O'Donnghaile
Baroness, Hilderun Hugelman
Seneschal, Odriana vander Brugghe
Herald, Jorundr hinn rotin
Knight Marshal, Isenwulf Thorolfsson
Exchequer, Hara Kikumatsu
Mistress of the Lists, Elizabeth Arrowsmith
Webminister, Ishiyama Gen'tarou Yori'ie
Minister of Arts and Sciences
Other Attendees-
Keiran MacRae, Ceindrech verch Elidir, Cairdha Eilis, Elizabeth Arrowsmith, Alethea Cowle, Alister MacLeod, Arthes MacLeod, Elß of Augsburg, Pavel Dudoladov, Liam Mac an T'soir, and Angus (Noah Ternullo)
Officer Reports:
Baron and Baroness
We have declared this the year of the towel. Will be making more and will have them at practices and at the reception at Pennsic. Congratulations to Lord Robert and THL Kieran our new champions. Baroness Soteria and Lord Yoshi, Kingdom Champions (Thrown Weapons and Archery). On the fighting front, Count Isenwulf will be unit commander. THL Jorundr fencing commander. Deadline for Pennsic pre-reg is in 18 days, "Debatable Lands" is the group, will have a camp meeting at an upcoming Fight Practice. We will have the next Baronial Court at Pennsic, then Archers to the Wald, and Agincourt. Steltonwald is holding a "Bad Italian Wedding" event the same weekend as Coronation. Seven Pearls Event is August 20th, 3-day camping event, the weekend after Pennsic. We are encouraging all Champs and their Seconds to attend this event. All of the 7Pearls events will happen there.
Things are progressing smoothly, nothing major to report. Pennsic is upcoming and the cook for the BMDL dinner will be Maighstir Liam Mac an tSoir. The dinner is tentatively scheduled for Sunday, 7 August 2016 at 6p. Awaiting confirmation from the scheduler for the AE encampment.
Not much to report. But, we had one returned check from Harlech and got a new check and we are waiting for it to clear. Also, jut any expenses that come up that were already approved, get receipts and get them to Hara ASAP.
Knight Marshal
All martial stuff is happening, going smoothly. On the HW front, THL Keiran has expressed a desire to do some command stuff and will be doing that.
Minister of Arts and Sciences
DO A&S! Attend AEthelmearc Academy next weekend down in Ballachlagan! On top of the classes, there will be an A&S display of works in progress. Come on down and talk to others working in your areas, take some classes and learn something new!
Calling for Letters – As of June 1, I am looking for an individual interested in taking on the position of Baronial A&S minister. This individual is best served by having the following qualifications:
1- Paid member of the Society.
2 – Independently mobile, so as to be able to attend scheduled local, regional and Kingdom wide A&S functions.
3 – Highly self-motivated to pull together a very large group of disparate peoples into a cohesive program of classes and activities.
4 – Capable of taking on a two-year commitment to the Barony and the people therein. Your responsibilities will include setting up a local class schedule, working with the Baronial Guilds to get them active again, setting up periodic A&S displays at local and regional events, working with other local and regional A&S ministers to promote the arts and sciences throughout the Barony and the region.
Interested parties should declare their interest, with supporting information on why they think they would be good in this position to the A&S Minister by July 8th. Applications being taken by e-mail (email@example.com). Thank you in advance for your service.
We had a court at WP, the court report will be published shortly. Report sent in on time. More courts forthcoming.
Please ask everyone to submit articles.
Mistress of the Lists
We had Baronial Champions! We have a fencing and Heavy Weapons champions, reports already submitted.
Still have a website. We're not on the list of webministers who forgot to send their reports. The blog is still going, most of the posts are being made by Ishiyama – PLEASE SUBMIT CONTENT! If you need a login, get in touch with Ishiyama at firstname.lastname@example.com.
Other Business
Baronial Policy
Realized a policy review would be A Good Idea when reviewing it to make some needed changes.
Asking for one volunteer, someone not in a position related to policy to help with policy review. We have one volunteer already, Ceindrech verch Elidir.and Pavel volunteered to help.
Mistress of the Lists
One Letter received, from Baroness Anna Eisenkopf. Baroness Anna selected to replace Baroness Elizabeth. THANK YOU to Baroness Elizabeth for her service.
One Letter received, from Lady Elizabeth Parker. Lady Libby selected to replace Lady Edana. THANK YOU to Lady Edana for her service.


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Are you looking to start a career in the legal sector? We are looking for a tenacious, hard working and enthusiastic individual to join our team here at our Sheffield office as an Office Assistant or Apprenticeship.
It is a great step on the ladder and will give the successful applicant a real insight into working in a busy city centre law firm. Duties will include assisting solicitors and secretaries with all aspects of administration and confidential document management. You will be involved in welcoming clients and visitors into reception as well as being helpful and friendly on the telephone.
If you think you have the qualities needed to join our team here at Best Solicitors, please apply in writing with your current CV to Beverley Brooke or by email to email@example.com


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Hackney is a vibrant and diverse community, and we're proud to serve and represent it
Lee Sandy, Borough Commander for Hackney


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At Peace on The Carpet and Curious in The Garden Pond : Researching and expressing a memory of place
My degree project At Peace on The Carpet and Curious in The Garden Pond evolves around the memory of a specific place of my personal past and the issues of translating a poetic inner memory into a concrete outer expression. Thus also relating to the artistic practice and the critical choices made when bringing out ideas as visual communication.
The subject of study is the house of my grandparents, which I parted from 17 years ago.Not a notable place in any way: A common Danish house from the 1920s, containing common 1950s interior, which common people used to live their lives in. But none the less an important place to me as an individual, since the place exists in me as a compressed notion of certainemotions and values.I have thus been very interested in the commonness of the phenomena 'memory of place'. How all of us carry places within us, that we constantly relate back to. Not only places of our early years, but various places that we pass through in our lives. Especially two aspects of the phenomena 'memory of place' have appeared as significant to me: As a remembrance of being physically there at that time, which ensures that we understand ourselves as continuous identities existing across the flow of time. But also: The phenomena understood as a tool that structures our personal experiences by constantly creating links between certain insights and the physical context where these insights were achieved.
In this connection I have mainly been focusing on the role that the body plays when remembering place. How my memory of place is strongly situational and connected to a tactile and visual sensation of certain materials. I remember lying there on the floor: The sensation of the carpet under my body and the feeling of contemplation. I remember sitting there against the wooden panel wall: The warm material against my back and a feeling of being at peace. And I remember moving through the garden: The greenery passing over/under/around me and the feelings of interest and exploration.
AT THIS PAGE YOU CAN DOWNLOAD THE WHOLE ESSAY. (follow the link to the next page)


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A comprehensive communication module is part of the system. Tennis Clubs can inform their members via email, text or when the logon to the system.
Tennis Clubs can choose the members they want to communicate by age, membership type, activity and the list goes on. Tennis Clubs can format the message any way they want. They can send images and even attachments.
ClubClix is the sector leader in upright cloud system services for club companies that urges participants to come to be involved, equipped as well as thrilled regarding all the features and also solutions your club needs to provide. ClubClix is the best response for property owners organizations (HOA), public and also exclusive centers or clubs, as well as parks as well as rec divisions. ClubClix is developed and also established for the most vital property of a club– its participants. The ClubClix service urges participants to come to be involved, equipped and also delighted regarding all the services as well as solutions your club needs to provide. Clubclix provides a range of participant drivened remedies that clubs could use in order to fulfill as well as go beyond participant assumptions. https://www.clubclix.com


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MALCOLM Roughhead quite correctly points out that it is for individual local authorities to review the available evidence and determine what is right for their area (Letters, October 25).
In the recent case of the 10 wind turbines proposed for Minnygap above Moffat next to the Southern Upland Way and near Lockerbie that is exactly what the local councillors did. They decided that the cumulative impact of these turbines, their impact on walkers on the Southern Upland Way and on the Raehills Designated Landscape would be seriously detrimental to the landscape of the area and to the local tourist industry,
The second and third paragraphs of his letter are a re-iteration of a formula that all government-funded bodies appear to feel obliged to spout every time wind power is mentioned. VisitScotland is a body whose business it is to promote tourism, not to determine energy policy; why does it feel it necessary to even comment on the energy policy involved?
Mr Roughhead says that "it is well documented that the vast majority of potential visitors would not be discouraged from visiting Scotland on account of wind farm developments". Presumably the documentation he refers to is the Scottish Government's 2008 survey. The survey does make this finding, but to do so it relies on the assumption that tourists in the regions of Scotland that are affected by wind turbines will travel to less-affected areas of Scotland. In other words they will go elsewhere. This same study also makes it plain that the vast majority of tourists in Dumfries and Galloway (98%) will be impacted by wind turbines and it states that "the impacts in some areas are important enough to warrant specific consideration by the planning authorities". Well done Dumfries and Galloway councillors for doing just that.
Sarah Burchell,
Upper Minnygap Farm,
St Anns,


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About Rochelle Fine Art
Rochelle Lang grew up in Tucson, Arizona where she still lives with her husband, Larry. She has been painting since she was young, filling first her parent's home and then her own with her artwork. Her paintings reflect her love of color and are inspired by her travels with her husband and the Sonoran desert landscape where they live. Although working primarily in acrylic, Rochelle has painted in a variety of mediums including pastels, oils, and watercolor.
"I love COLOR! With my paintings, I try to reflect the beautiful contrasting colors of nature around us. I've been painting all my life…it gives me joy to create a piece of art that expresses my own vision. The added bonus is when my artwork makes other people happy."
Rochelle Fine Art offers original paintings by Rochelle and Giclee reproductions of her original work. Giclee reproductions are printed in high resolution using advanced color control technology, which results in exceptional detail and color. Giclees capture the look and feel of the original artwork and will not fade over time.
All Rochelle Fine Art Giclees are produced at Photographic Works in Tucson, Arizona. Photographic Works uses state of the art technology, archival inks, and substrates.
In addition to Giclee prints, Rochelle Fine Art offers Ceramic Art Tiles of her original work. These ceramic tiles can be hung on the wall or displayed on an art easel.


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ISLE, an International Signs & LED Exhibition is co-organized by China Foreign Trade Guangzhou Exhibition General Corp. and Canton Fair Advertising Co., Ltd., covering an exhibition area of 100,000㎡and demonstrating exhibits in Sign and LED fields. Organized in Guangzhou, South China, ISLE is an influential business platform in the center of Signs & LED Industrial Circle. From March 3rd to 6th, VISS Display will show the outdoor LED floor and mesh in Hall 9.2 B01 at ISLE 2019.
NX series, the new outdoor LED floor, can be used to create innovative events outdoor in international markets by rental companies and integrators, and the supporting frame and service tool are one of the main reasons why people like this floor as well. It has been used for European Games, WWE show in the US, Coldplay world tour, shopping malls, auto shows and many other great events and applications. Its reliability has made our clients satisfied since we launched it in 2008.
Due to its user friendly design, SE series LED mesh can be curved, rolled, hung and folded, or you can use the LED strips alone. It is suitable for various shapes, display stability, and has been widely used in stage art, building curtain walls and ceilings for 9 years.
Feel free to contact us for more exciting rental products that will make your events great and easy. See you at ISLE 2019.


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King Khalid International Airport. Industrial Estate P.O.Box 90916, Riyadh 11623 , Saudi Arabia
6th Floor, Eastern Coment Tower (ECT)
Office No. 605, Dammam- Khobar High way,
Al Khobar , Kingdom of Saudi Arabia
Contact us via the form below, if you have any questions about any Business Unit provided to the investors in Saudi Arabia.


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Investigate Cheating Partner Gold Coast
When you suspect a cheating partner, a cheating spouse, that you have been cheated on, you need to investigate your cheating partner, confirm or deny that suspicion. We are an experienced in cheater investigations, as a private investigator, private detective, Gold Coast investigation service, phone 1300 966 103.
We are licensed Gold Coast private investigators, licensed Gold Coast private detectives, experienced and discreet. You may not have had to investigate a cheating partner, a cheating spouse, before, but we have. You suspect, we investigate, discretion assured, free quotes. Ex-Police and experienced investigators, when you need suspicion investigated on the Gold Coast, Qld, Australia.
They may be flying to the Gold Coast for a holiday, driving down for a couple of days, or live on the Gold Coast. You may suspect, or you may know, something is going on, and need proof. When you need to investigate cheating partner suspicion, verify the facts, get the evidence, we are experienced and discreet. We investigate delicate matters, conduct a cheating partner investigation, cheating spouse investigation, often private investigator surveillance, private detective surveillance. You can use our 24/7 online inquiry form Contact Us, or email us at firstname.lastname@example.com . Discretion assured.
We are a Gold Coast private investigator, Gold Coast private detective, Gold Coast private investigation service, including ex-Police. We conduct a private investigation, a discreet investigation, a delicate investigation, we investigate infidelity, investigate adultery, investigate cheating partner suspicion. We are experienced in Gold Coast relationship investigation, Gold Coast cheating partner investigation, we are cheating investigators on the Gold Coast. You may not have been cheated on before, and this isn't what you imagined. You may never have had to investigate infidelity, investigate cheating partner suspicion before, but we have.
A private investigator is here because, without evidence, the truth is just an allegation. Your cheating partner, your cheating spouse, your cheating wife, your cheating husband, need never know you had them investigated, until you are ready.
Cheating has never been easier. You can buy a cheap mobile phone, get prepaid credit, find websites that cater for every whim, or let you arrange a hook up with strangers, or to meet someone you used to know. You can search for people catering for a particular sex fantasy, or sexting, whatever you desire. When you suspect your husband is cheating, your wife is cheating, your partner is cheating, and you need a Gold Coast private investigation, Gold coast private investigator surveillance, contact us for a free quote. We investigate a cheating partner suspicion.
Always consider your personal safety, and security, before you contact us. Use a secure email address, or phone. Do it when you are safe, and there is no risk of compromising the investigation. A Gold Coast cheating partner investigation, a Gold Coast cheating spouse investigation, to investigate infidelity, investigate adultery, infidelity, to investigate a cheating husband, to investigate a cheating wife, can be expensive, give yourself the best chance of success, of getting the evidence.
A cheating partner investigation, a relationship investigation, is about suspicion, a loss of trust, a breach of trust, a betrayal, for the client, the victim who has been cheated on. An infidelity investigation is about evidence, proof, for the private investigator. Contact us when you need to know, you want to know, when you need the proof, the evidence. We can give you a free quote, when you are ready to move forward.
Relationship cheating, living with a cheater, is about power, and control. A Gold Coast Qld private investigator, and experienced, discreet, licensed, investigator, can give you back power, and control, in the relationship. We give you the knowledge to allow you to make decisions for yourself. contact us for a free quote.


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With sexting and image-based abuse incidents on the rise, it's more important than ever for parents and carers to take an active interest in their children's online activities.
New research from the Office of the eSafety Commissioner has found that one in four Australian teenagers, aged between 14 and 17, have experienced sexting or revenge porn in the past year.
Alarmingly, there have been reports that kids as young as 11 are putting themselves in danger by sharing nude or semi nude photos of themselves online, often to people they don't know.
Head Educator of Life Education NSW, Lisa Woodward, said young people often don't understand the repercussions of what they are sharing online.
"Young people need to be educated about the long-term implications of their online activity," she said.
"But research shows that parents have an important role to play in keeping their kids safe online, and are a main source of advice and support when children are experiencing problems online."
As part of their bCyberwise campaign, Life Education NSW has also been travelling to schools around Penrith, with students from Orchard Hills Public School recently receiving a visit.
Principal of Orchard Hills Public School, Fran Campbell, believes that it is vital for parents to also become involved in the education process around cybersafety.
"Having parents informed and up-to-date in the use of social media, while supporting their children with safe and respectful online behaviour, can only help in the overall protection of our children," she said.
"Education in cybersafety also enables parents and schools to work in partnership when protecting young people and teaching appropriate digital citizenship."
To help parents and carers better understand the risks their children face online, Life Education NSW is holding an information night for parents on November 22.
Topics that will be covered throughout the night include cyber bullying, online stranger danger, photo sharing and image-based abuse, accessing inappropriate content, sharing personal information online, balancing time online, and safe and respectful online behaviour.
The information night will run from 6pm at the Life Education NSW centre, located in Colyton. Register your attendance online at lenswcyber.eventbrite.com.au.
Lauren Suttie is the Weekender's General & Community News journalist.


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Tam Varsity Football Falls to Justin Siena
October 12, 2012
The boys varsity football team played Justin Siena (5-1, 2-1 MCAL) at home on October 6, losing by just two points, 12-14. Tam lost in the final minutes of the game, on a two-point conversion attempt that was intercepted by Justin-Siena in the end zone. However, Tam made several mental mistakes that made the situation much more difficult than it should have been, including a false start and a delay of game penalty. Additionally, Tam wouldn't have been in that situation in the first place if not for having an extra point blocked at the end of the first half, after senior receiver Haynes Stephens came down witha 28-yard touchdown catch from Gant Van Vliet.
Tam will face off with division foe San Rafael (1-5, 0-2 MCAL) on October 19, a game in which the Hawks are considered the favorite to win.


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If the Philippines really wants to move forward in its goal of reducing poverty and inclusive growth, which tie up with the first MDG 2015 goal of eradicating extreme poverty and hunger, the most logical path to take would be buffering the country's agricultural competitiveness.
This means pulling all stops to boost farm productivity, not just for stipulated components of the 2015 agriculture sector budget including rice self-sufficiency, rehabilitation of coconut farms, and fish landing facilities, but even for high-value cash crops, fruit trees, and livestock.
Read the complete article here.


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NEW YORK — Oprah Winfrey has signed a three-year, $55 million deal with XM Satellite Radio Holdings Inc. to launch a new radio channel beginning in September, Winfrey and XM announced Thursday.
The new channel, "Oprah & Friends," will air programming on fitness, health and self-improvement topics with personalities that appear on Winfrey's TV program, "The Oprah Winfrey Show," as well as in O, The Oprah Magazine. It will also feature a weekly radio show with Winfrey and Gayle King, a frequent guest on her TV show.
The $55 million deal is a far cry from the five-year, cash-and-stock deal that rival satellite radio-broadcaster Sirius Satellite Radio Inc. has with morning shock jock Howard Stern. Originally worth $500 million when it was signed in 2004, Stern's deal is now worth $600 million due to appreciation of Sirius' stock price. XM also has signed other big programming contracts, including an 11-year, $650 million deal for Major League Baseball.
Winfrey's new channel on XM will feature personalities that appear on her show and in her magazine including Bob Greene, Dr. Mehmet Oz, and Nate Berkus.
The Winfrey news and an unrelated positive analyst report helped send XM's shares up sharply in heavy trading on the Nasdaq Stock Market Thursday. Sirius' shares, also on the Nasdaq, were struggling.
XM and Sirius are locked in a fierce competition to sign up programming and new subscribers as they both strive to reach profitability. Each service costs about $13 a month and offers dozens of channels of commercial-free music as well as other channels of talk and news.
XM, which is based in Washington, D.C., is the larger of the two, with more than 6 million subscribers, while the New York-based Sirius has more than 3 million.
© 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Masonry and stone work, pavers, driveways, Retaining walls, walk ways, fireplace's, patio's, around pools, outdoor kitchens, water falls, fire pit etc. If you can dream it, we can build it.
For over ten years our masonry contractor division has served Massachusetts with local affordable and dependable workmanship. We offer custom design, excavation and landscape projects. With creative imagination, we create the ambiance you're looking for. Please review our project pictures portfolio, as our work speaks for itself. We would be glad to give a consultation to help give you direction and or begin planning a project together. And remember half price is half the quality so if you want your project to still be standing year's later, call us...
We service Central Massachusetts, including Blackstone, Millville, Franklin, Bellingham, Milford, Hopedale, Mendon, Grafton, Upton, Uxbridge, Northbridge, Whitinsville, Douglas, Sutton, Westborough, Millbury, Auburn, and Hopkinton MA areas.
We have stamped concrete, brick, slate, flagstone, stone, tile and even wood.
Masonry can accent pool areas, driveways, courtyards, and patios.
"Create a home away from home just outside your door."
Contact Us if you want the "WOW" Factor!!!


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Who is Eddie Nketiah? Arsenal's ex-Chelsea striker in mould of Thierry Henry who hit big double against Norwich
Forward signed his first contract a year ago and was on the double in thrilling performance against Norwich in the Carabao Cup
ARSENE WENGER is excited about 18-year-old Eddie Nketiah who made his senior debut in Arsenal's 4-2 win over BATE, coming on in the 89th minute for Jack Wilshere.
The striker Nketiah then went one further by scoring TWICE in the 2-1 Carabao Cup win over Norwich - making him the first player born after Arsene Wenger took the Arsenal job to score for the club.
Here is all you need to know about him.
Who is Eddie Nketiah?
Eddie Nketiah was born in London in May 1999.
The striker was previously on Chelsea's books but joined Arsenal as a scholar in 2015 after being released by the Blues.
Nketiah signed a pro-contract with the Gunners a year ago.
What type of player is Nketiah?
Nketiah is the latest in a line of Arsenal players to have been likened to Thierry Henry.
His natural position is striker, but he can also play on both flanks.
Nketiah spoke in March of his style of play, saying: "My game is mainly pace, movement and finishing.
"But I've made an effort to hold the ball up better which is something vital for the team and that Olivier Giroud does so well.
"I have also worked hard on my heading and have already scored three headed goals this season."
What were the biggest achievements of his youth career?
Nketiah has rotated between Arsenal's under-18s and under-23s since joining the club.
In 2015/16 he was the U18s' top scorer with 24 goals in 28 appearances.
At U23 level, he caught the eye last season with a spectacular hat-trick against Leicester.
And for England U18s he has impressed with a hat-trick against Qatar.


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Jagdish Chandra to join ZEE News as CEO Regional Channels
Chandra confirmed the news of his joining as CEO Regional Channels Zee News to exchange4media
Jagdish Chandra will be joining ZEE News as CEO Regional Channels, he has confirmed this to exchange4media.
Earlier in the day exchange4media exclusively broke the news of Chandra's exit from ETV
Chandra joins as CEO of regional channels, which includes Zee Marudhara Rajasthan, Zee Madhya Pradesh-Chhatisgarh, Zee Purvaiya (Bihar-Jharkhand), Zee Uttar Pradesh-Uttrakhand (India 24x7), Zee Salam, 24 Ghanta, Zee 24 Taas and Zee Punjab-Hariyana-Himachal Pradesh. Chandra will be on a five-year contract, which can be further extended with mutual consent.
On his new role he said "I am proud to be associated with the country's largest and oldest television network Zee, which is controlled by another legendary media icon Dr. Subhash Chandra."
Chandra is credited for turning around a loss-making regional News Network ETV into a profit-making venture. Under his leadership, during the last Financial Year (FY15-16), ETV Hindi and Urdu channels made a record EBITDA of Rs.87.04 crores.
During the first six months (April-September) of the current year, under his command, the entire ETV Network (13 ETV channels across 22 states), registered a record Ad revenue growth of 58.12%, as compared to the previous year.
For more updates, be socially connected with us on
Chandra was a senior administrator in Rajasthan before he took voluntary retirement in 2008 to join ETV Madhya Pradesh and ETV Rajasthan and also head the editorial section.
WhatsApp, Instagram, LinkedIn, Twitter, Facebook & Youtube


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Has COVID-19 fizzled out? No.
Either they have not heard anything anybody is saying or theyve just forgotten, and I dont know whats worse, says Armand Dorian, M.D., chief medical officer of USC Verdugo Hills Hospital in Glendale, California.
Even if new cases peter out in the next month or two, the new coronavirus will keep lurking. Cue the so-called second wave, or spike in cases, of COVID-19.
Dr. Dorian prefers the term surge. Thats when all of a sudden, an influx of the population floods hospitals, denying people who would normally need bedsfor things like heart attacks and strokesof care. That causes a lot of chaos and unnecessary illness and death.
The second wave, or surge, is pretty much a given. Its not a matter of if, but of when and where, says Dr. Dorian.
Anthony Fauci, M.D ., the director of the National Institute of Allergy and Infectious Diseases, echoes that sentiment. In my mind, its inevitable that well have a return of the virus...when it does, how we handle it will determine our fate, he recently stated in a conversation broadcast on Bloomberg .
Heres what you need to know.
When will the second wave of the novel coronavirus hit?
This depends largely on how well welocal governments and citizensrespond in the next few months.
If states roll back social-distancing policies before case numbers are under control, well see another spike very quickly. Think about this as a firefighting effort: If you get the fire down to a point where its just a few smoldering embers, you can start relaxing things and fighting the small fires that pop up here and there, says Otto Yang, M.D., professor of medicine at the David Geffen School of Medicine at UCLA. But if you relax things when its still burning hot in a lot of areas, it will just flare right back up.
Another factor at play: weather. Theres debate about whether summers heat in the Northern Hemisphere might change the activity of the virus. Dr. Dorian points out that most viruses dont thrive well in high temperatures. Still, Australia and Iran experienced rapid spread despite summer climates, so nothing is certain.
All that said, experts speculate that a second wave, or surge, could hit in late fall or winter.
So it may collide with flu season? Great.
Yepbut that doesnt give you license to freak out. The way you infect someone with the flu is similar to the way you infect someone with COVID, says Dr. Dorian. Well probably be doing a better job than ever of hand-washing, wearing masks, all that.
Plus, more people might get the flu shot this year, he adds, which could take some strain off the healthcare system: Fewer flu cases means fewer people heading to the hospital because they think they have the novel coronavirus.
Will it stop at the second wave?
No. There will continually be surges until we have whats called herd immunity, when enough people are protected from the virus that it will not be easy for it to jump from person to person, Dr. Dorian says.
For us to get there, 80 percent of the population needs to be immune. That can happen only one of two ways: One, all those people would have to get infected naturally. Two, theyd all get vaccinated, which essentially preps your body to fight the virus. (Numerous institutions are racing to create a vaccine with some promising initial trials, although theres still the issue of getting the vaccine to enough of the right people once its developed and approved.)
What do we do in the meantime to prepare?
Treat yourself as if you were infected and you dont want to spread it, Dr. Yang says. Keep washing and sanitizing your hands, wearing a mask, and avoiding scenarios that force you to huddle with other people. Be smart about bars ( heres what to look for ), concerts, restaurants with cramped seating, and public transit. Note where precautions are being taken and only frequent the places that are respecting physical distancing practices.
That goes for gyms , too. Heavy breathing could be tricky: Dr. Yang points to a recent choir rehearsal where one member, a superemitter, infected at least 32 others during a 2.5-hour practice.
The virus is typically spread via droplets, particles that come out of your nose and mouth when you talk and breathe. Theyre relatively big and fall to the ground within a few feet. But if youre panting through lifts or sprints, you could transmit the virus through aerosols, Dr. Yang explains, which are small enough to float around a room.
Its a place where everyone needs to be careful if we want to minimize a second wave, which could put us right back to sheltering at home again. Urge your gym to follow best practices and, if you go, be diligent about disinfecting.
The bottom line: You dont have to stay home forever, but were probably not going to be back to carefree bar hopping without consequences right away. Dr. Dorian offers up one final analogy: If its raining outside, Im not asking you to walk around in a bubblebut please, take an umbrella.


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Alligator Gumbo
£FREE (No Ticket Reqd.)
When : Sun 13th Oct at 3:30pm (Ends - 5:30pm)
Where : New Stream Stage at Royal British Legion - Full details below ▼
Category : Pub & Clubs, Fringe
Exciting 7-piece from Leeds, inspired by the sights and sounds of New Orleans jazz and blues with a good-natured mix of foot-stomping rhythms and toe-tapping tunes. Their third album "A Little Poison" is out now!
Adopter:Angela Freeman
Venue Info - New Stream Stage at Royal British Legion
A large, friendly club with dance floor and a range of very reasonably priced drinks including Tetley bitter and mild, John Smith bitter, and Carlsberg lager. Sandwiches are available at the bar.
Contact DetailsAddress:
Marsden Royal British Legion Grange Estates, Marsden, Huddersfield, HD7 6AJ.
Tel: 01484 843617
Venue accessible to disabled people with assistance.


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a 2014 study published by the American Academy of Neurology, Poor sleep quality is associated with increased
cortical atrophy in community-dwelling adults, researchers, Sexton et al., performed
a correlational study to explore the relationship between level of sleep quality
and corresponding physical conditions of the body, specifically the brain. Both
correlational and experimental studies compare two variables. However, even
though by correlational design, we can establish whether a relationship exists
between two variables, we cannot determine the cause of that relationship because
this design lacks the processes needed to establish the direction of the
relationship, eliminate possible third variables, or tell which variable comes
first. Also, correlational studies employ grouping variables that are only used
to categorize observations and aid visualization, unlike those of an experiment.
The conductors of this study, Sexton et al., 2014, do not implement manipulation
or random assignment, two distinguished tools of an experimental design, to propose
any causal relationship between one's standard of sleep quality and the physical
conditions of one's brain. The researchers in this correlational study speculated
that lower levels of sleep quality were associated with degeneration of size
and function in certain regions of the human brain, such as several structures of
the cortex. To conduct the study, the researchers used the Pittsburg Sleep
Quality Index to measure the sleep quality of community residents, varying in
age and gender, and compared these levels to different features of the cortical
and hippocampal areas of the brain, such as decay and cubic measure, obtained through
MRI scans. They then performed several post hoc tests to analyze whether age
played a role in their findings, as well as to evaluate potential third-party influences
such as body mass index (BMI,) blood pressure, and levels of physical movement.
Only partially supporting the original hypothesis, the research findings displayed
that lower levels of sleep quality were longitudinally correlated with increased
rates of degeneration in cortical functions and decreased cortical cubic measure,
with the exception of the hippocampus. These results were predominantly true of
relationships within the group of participants over the age of sixty, and the
aforementioned third-party variables did not prove to play a role in the
finding. The researchers also reiterate a key note of this study in their
conclusion: "Poor sleep quality may be a cause or consequence of brain atrophy,
and future studies examining the effect of interventions that improve sleep
quality on rates of atrophy may hold key insights into the direction of this
relationship." By including this statement, the researchers stress that the
design of this particular study did not include the necessary measures for
indicating any causal relationships between the variables that they compared, though
an experimental study could. Their findings strictly indicate association, not
In her article, "Lack of Sleep May
Shrink Your Brain," the author, Val Willingham, cites findings from the above
study, Sexton et al., 2014, as well as a few other sources to discuss how sleep
deprivation affects the physical condition of the human brain. Despite the
researchers' steady assertions that their research cannot evidence a causal relationship
between poor sleep quality and brain volume, the title that Willingham chose
for her article, which utilizes the outcomes of this study for credibility and
evidence, is inappropriate and misleading because the it suggests order and direction
in the relationship. Her title implicates that sleep quality influences brain
size, though the possibility remains that it could be the reverse. Order and
direction of a correlation can only be supported by experimentally-designed
studies, as these studies perform the sufficient measures to eliminate third-variable
problems and to observe the causal power of a certain variable. It continues,
and Willingham begins her article by describing the design and outcome of the 2014
study published by the American Academy of Neurology, specifically noting that those
individuals considered to have lower levels of sleep quality did also happen to
display a greater decline in brain size throughout the study. From here, Willingham
inserts information from other studies, such as sleep deprivation inducing
brain illnesses, to work towards her next statement: "So it stands to reason
that, if a lack of sleep can lead to memory loss, the size of the brain would
also be affected." Neither studies that the author draws information from directly
support the relationship that the author asserts here. Instead, Willingham pulls
findings from both studies to draw her own conclusion about a causal relationship
between sleep quality and brain volume; this statement is therefore fallacious.
However, as the author continues, she contradicts her statement above and cites
the original, valid conclusions drawn in Sexton et al.,2014: the direction of
the relationship between sleep quality and brain degeneration has yet to be
established, and further research would need to be conducted to decipher which
variable manipulates the other. Although Willingham closes her article with an
accurate report of the final conclusions from the study, she makes several statements
and conclusions throughout that imply a causal relationship, which cannot be
supported by the study.
After close evaluation of both articles,
I conclude that, overall, Val Willingham does not provide readers with an entirely
accurate report of the 2014 American Academy of Neurology study in her article,
"Lack of sleep may shrink your brain." In her report, Willingham is guilty of
faulty reasoning; she utilizes information found in several studies to form her
own conclusions about the effects of sleep on brain volume, that are not
necessarily supported by the findings in Sexton et al., 2014. Willingham's statement
quoted above gives the illusion of credibility, when in fact the only
relationship actually evidenced is merely correlation, not causality. Though she
does accurately relay information regarding the structure design of the study accurately,
when discussing the results, the author's language suggests causality. As
aforementioned, causal conclusions cannot be drawn from correlational studies
because these types of studies do not involve the additional measures, such as
manipulation of a variable and random assignment, required to establish causational
power and direction. Manipulating or changing a variable allows us to observe
its causal power and it eliminates the question of direction in the
relationship. With random assignment, individual differences are averaged out
between different groups, which dismisses the third-variable problem of not
knowing if an outside variable is influencing the correlation between the two
variables being studied. An example of possible third-variable in the correlation
between level of sleep quality and brain size could be


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Visa Direct Payouts Product Launch Lead
- Foster City, CA, USA
- Full-time
Company Description
As the world's leader in digital payments technology, Visa's mission is to connect the world through the most creative, reliable and secure payment network - enabling individuals, businesses, and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company's dedication to innovation drives the rapid growth of connected commerce on any device, and fuels the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.
At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace. We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.
You're an Individual. We're the team for you. Together, let's transform the way the world pays.
Job Description
We are looking for an experienced Product lead to combine successful product development process experience with effective collaboration, facilitation, leadership, and technical skills. This role will be responsible for coordinating the launch and growth of the Visa Direct Payouts Service across a wide range of workstreams including Technology, Risk, Compliance, Legal, Regulatory, Operations, Implementation, Client Service and Product. The Program Lead will be accountable for timely and high quality execution and delivery from original concept through final implementation. This position requires working with teams that follow Agile practices as well as traditional methodologies.This is NOT a technical program management role. This role will work directly with the Visa Direct Payouts Global Product Lead to bring the product vision to life.
Essential Functions
- Develop integrated plans and schedules to track progress and dependencies with other functions and external parties
- Drive the execution of deliverables across multiple teams and functions
- Coordinate work for geographically distributed teams utilizing
- Proactively identify and mitigate risks and issues, dependencies and impacts
- Provide timely and accurate reporting on product launch progress to all stakeholders
- Facilitate planning and execution of workstreams working in collaboration with workstream leads
- Coach and mentor workstream leads
- Interact confidently and collaborate with various stakeholders including Management, Product teams, developers, architects, operation and security teams
- Participate in continuous improvement efforts by providing input into a framework for program management aligned with modern agile, lean and design thinking practices
TRAVEL REQUIREMENT: This position requires the incumbent to travel for work 25% of the time.
10 years of work experience with a Bachelor's Degree or at least 8 years of work experience with a Masters/MBA/JD/MD or at least 5 years of work experience with a PhD
- 8-10 years of work experience with a Bachelor's Degree or 6-8 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD
- Prior hands on experience in a product development environment leveraging Agile practices.
- Expert knowledge of project management principles and Agile development methodologies
- Ability to function effectively in a fast-paced environment and manage multiple projects simultaneously
- Ability to negotiate priorities across organizations as required
- Ability to plan and prioritize multiple tasks effectively
- Ability to independently drive projects through to completion
- Meticulous follow-up of issues and actions to drive them to closure in a timely manner
- Experience working with external third party vendors and integration partners
- Strong communication skills and the ability to work well with other departments and varying levels of management. Must be able to dive deep into technical details with project teams and zoom out to understand and communicate the big picture.
- 10+ years of program management experience
- Demonstrated understanding of modern software development and infrastructure tools, processes and practices, including Agile software development
- Expert knowledge of Project Management and SDLC principles and practices and agile frameworks. Hands on experience managing product development processes.
- Payment domain or FinTech experience is a major plus
- Excellent analytical skills and enthusiastic problem solver
- Strong leadership qualities and organizational skills as well as the ability to adapt quickly to changing priorities, assignments, and roles
- Strong executive presence and experience advising and interfacing business leadership on technology related issues, excellent executive-level verbal and written communication
- Strength in building partnerships; working collaboratively in a matrix, proven influencing skills
- Excellent verbal, written, and presentation skills. A demonstrated ability to effectively document and communicate technical and business issues and solutions to appropriate organizational levels.
- Ability to work with minimal guidance. Ability to prioritize work, multi-task and manage one's time.
- Ability to thoroughly understand complex business and technical issues and influence decision making at all levels of the organization without formal reporting structure authority
- Working knowledge of Project Management and Agile tools such as CA Central (Rally), Confluence Wiki and JIRA strongly preferred.
Additional Information
Physical Requirements
- This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers, and reach with hands and arms.
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.


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Call centers are a demonstrated method to create a recurring sales engine and diminish costs. They're additionally a successful method to expand your location, broaden your business hours, and work with top-quality talent. Call centers also help fill in operational holes that can otherwise slow down your company's growth plans.
Here are 7 ways call centers can help entrepreneurs accomplish a progressively beneficial growth plan and why you should consider them.
1. You work with passionate, and profoundly prepared, client-driven experts.
Call center service providers can empower you to work with the right specialists in customer care. You can be certain that well-trained experts will interact wit your customers and offer a magnificent support to your loved customers. Rather than being put on excessively long and exchanged, down-and-forward spirals of communication, your clients will be inspired when they see you have a devoted group of skillful operators taking care of their worries. Such positive client experience is ensured to keep them returning, resulting in immediate growth of your business.
2. You can concentrate on scaling your business.
Non-core business functions, for example, answering inbound calls, emails or chat messages, consume a great deal of time and can divert you or your core team from carrying out other business critical functions. Outsourcing to an established and reliable call center can help entrepreneurs concentrate on their primary responsibilities, resulting in improved product & service offering, maintaining competitive advantage & being ahead of time.
3. Your business hours are broadened.
All growing businesses understand the importance of working 24 hours per day, 7 days a week, 365 days a year. Entrepreneurs can profit tremendously by having a 24/7/365 support team but be informed, it's an expensive proposition. The cost of having a large support team will reflect on your company's bottom line immediately. At the same time, the mental drain of maintaining support staff during night, over the weekends and holidays has its own share of challenges which invariably falls on business owners or the senior team members. Most entrepreneurs find after-hours support services a good alternate. It encompasses the best of both worlds. While you keep a minimum team in-house and outsource after-hours support to an external call center company. You not only keep the cost under control but also ensure 24/7 availability for your customers.
4. You limit your operational expenses.
Limiting superfluous expenses is significant for entrepreneurs who have limited capital to work with. This is the reason re-appropriating customer support services is an obvious choice for small & large businesses alike. Businesses in the US alone outsource tens of billions worth of services each year.
5. You gain insights to industry information, best practices and hardware.
Call center service providers can keep your business in-sync with the latest industry trends, best practices, and innovations. Partnership with a reliable and tenured call center service provider empowers entrepreneurs to work with a proficient group of professionals capable of utilizing cutting-edge innovation, software tools and best in class hardware, for improvement of the business.
6. You get to lower cost per call and request.
Having an established call center outsourcing company can help you lower your cost per call or cost per engagement. Call center companies bring in innovation, optimization and efficient process flows. This results in lower cost per interaction and higher efficiency. Not to forget the speed to ramp up operations when business is booming. This is particularly relevant for organizations with an exceedingly specialized product or service offering that requires inside-and-out learning. Redistributing eliminated the expense of enrolling, training and retaining qualified support agents.
7. You'll diminish the pressure, time, cost of contracting and preparing.
Many business earn a large portion of their sales via promotions, offers, discounts, especially during the peak business season. This brings about a sudden spurt in customer interaction which must be managed efficiently. A large team around the year will burn your cash unnecessarily. Being under-staffed during busy season will prevent you from fully exploiting the benefits of your promotions and peak season business. Either way, it's unwanted stress on your business. By having an outsourced call center which can ramp up and ramp down quickly, you ensure just the right amount of staffing, dynamically aligned with your business cycles.
Final Word
For growing businesses, staffing and dealing with non-core activities is difficult and expensive. Successful companies will endorse the benefit of partnering with a trusted & experienced outsourced call center service provider. Every penny & minute saved can be put to good use in growing your business. Competition is tough in today's digital world and there is limited opportunity to experiment with old business models. They just don't work. As leaders and owners of new age business, you must focus on scaling fast, keep cost low and improved product & service offering. Having a trusted provider along you can go a long way in building a sustainable business for the long run.


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Product Description
The popular promotional marlborough bone china mug gets the full colour treatment. Dye Sub allows colourful photographic designs with the most vivid colours with excellent print quality.
Product Code: MAR-M
Dye Sublimation | Direct Print | Transfer Print
36pcs / Carton
94mm (H) x 80mm (H)
Copyright © 2020 Ezy Promo


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Luxury awaits in this 4th floor two bedroom two bath retreat on Little Hickory Island! Totally and tastefully renovated in a soft neutral color palette, with tile flooring throughout. Coastal kitchen features stainless steel appliances, granite counters, soft close return cabinets. Offering smart-electronic thermostat and smart door sensor & lock; full size washer/dryer, walk in closets, a spacious screened in lanai with views of the sparkling gulf water, white-sand beach, lush tropical landscape, and resort style swimming pool. Three high impact sliders to enjoy the tropical Bonita Beach breezes. Large master suite, and guest room feature an open air balcony. This gated, socially active community offers seven acres of lush tropical grounds, offers residences an amenity-rich lifestyle featuring a fitness center with beach views, community rooms, bridge and library room, billiard and ping pong table room, gulf front tennis courts, shuffle board, heated beachfront resort-style swimming pool, on-site manager's office, boat docks for purchase as available, fishing pier. This immaculate residence caters to every desire associated with the quintessential Florida beachfront lifestyle.
Gulf Frontage, On the Gulf Beach
BBQ - Picnic, Beach Access, Billiards, Community Pool, Community Room, Exercise Room, Extra Storage, Fishing Pier, Internet Access, Library, Pickleball, Shuffleboard, Tennis Court, Vehicle Wash Area
Cable Prewire, Walk-In Closet, Window Coverings
The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright 2020 Southwest Florida MLS organizations.. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
The data relating to real estate for sale on this Website come in part from the Broker Reciprocity Program (BR Program) of M.L.S. of Naples, Inc. Properties listed with brokerage firms other than Equity Realty are marked with the BR Program Icon or the BR House Icon and detailed information about them includes the name of the Listing Brokers. The properties displayed may not be all the properties available through the BR Program.


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Bill Crawford cited the high cost of diabetic testing strips as an example of the rationing of health care due to high prices. However, a simple read of the source he used would have shown a different story. Here is the original passage about the WWII Vet:
Sadly, Mr. Shepherd died a year ago. Increasing the size of the purchase will usually increase the cost as well unless one is using newspaper math. Unfortunately for diabetics such as Mr. Shepherd, the costs of such strips widely varies among pharmacies. The reporter pushed the narrative that the costs were very high:For the past 18 years, Barney Shepherd, an 87-year-old World War II veteran from Philadelphia, has purchased a box of 22 glucose test strips to check his Type 2 disabetes for $25.When he wanted to increase the count to 50, the cost was $90."That's too high. And I don't understand how they can do that," Shepherd said. "A box of 50 should have been less than $50. I'm disabled. I can't go to Meridian. I can't go to Carthage. I can't go nowhere else."But where in Mississippi he buys those strips doesn't really matter. Rest of article.
A box of 50 Accu Check Aviva Glucose Test Strips is $90 at the Wal-Mart Shepherd goes to in Philadelphia. It is $97 at Fred's Pharmacy in Carthage; $90 at Wal-Mart in Meridian; $95 at Wal-Mart in Jackson; $88 at Walgreen's in Jackson; $97 at Fred's in Greenville and $100 at Walgreens in Cleveland.In Colorado, the state with the lowest diabetes rate, those same strips were: $99 at Walgreens in Denver and $89 at Cornell Pharmacy, also in Denver. In West Virginia, the state with the highest diabetes rate in the nation, the prices were $93 at Rite Aid and $88 at CVS.
Uh-huh. The Kingfish has learned over the years not to trust the so-called research of reporters.
There is some relief for those suffering the same dilemma. One option is to screw buying local. Geaux Amazon. They can even be picked up at Whole Foods if one doesn't want to risk a stolen delivery.
Contour Next-Bayer sells a pack of 300 for all of $77. A box of 100 is under $35. Accucheck sells a box of 50 for $32. Mississippi does run last in everything but Amazon was available in 2015 when the story was written although it's doubtful that our valued veteran probably knew about Amazon, much less how to use its website.
If Amazon is not an option, here is what one will pay at a "local" pharmacy ( never mind the "local" pharmacy is usually a big corporation ) for the One Touch Strips manufactured by Verio.
Walgreens: 50 ct - $60, 100 ct - $110
Walmart: 100 ct - $50
CVS: 50 ct - $40
Kroger: 25 ct - $22
Polks: 50 ct -$43
Beemon: 50 ct - $43
Kroger: Not Verio but sells its own brand. 50 ct is $20.
The Kingfish is not too knowledgeable on this subject so readers are more than welcome to post good deals for testing strips in the comments as there are probably quite a few readers who would appreciate the information. That does not mean spam.


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Welfare and health services are two of the fundamental citizen's rights. The municipality of Velenje provides well for both. There are numerous institutions providing welfare and health services to the residents, as follows:
In the immediate vicinity of Velenje (in Topolšica) there are also the Bolnišnica Topolšica hospital and numerous health and welfare societies.


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Used Skoda Rapid Cars for Sale
One of Skoda's more underrated models, the Rapid is a saloon that works hard for its money. Explore our great model options below.
Skoda Rapid benefits
Ample space for all the family
The Skoda Rapid is built with passengers in mind, providing extra space so all the family can fit comfortably. There's a sizable boot too, if you need more room for storage.
Value for money
Good fuel economy and competitive price tag make the Skoda Rapid the perfect car for those on a budget - especially when you buy a great quality second-hand model from CarShop.
Thoughtful features and equipment
Across Skoda Rapid trims you'll find a huge range of useful on-board equipment, including cruise control, fog lights and rear parking sensors. This car has been designed to make driving even easier.
Browse the Skoda Rapid trim range
Entertainment at your fingertips.
The Skoda Rapid S trim may be the entry-level, but it has features to help make every journey entertaining. It has an SD card input for your favourite playlists and USB connectivity too!
A few more extras to make every mile amazing.
The SE is packed full of handy extras to make every mile more comfortable and entertaining. Plus, you?ve got a few extras just to make the cabin a lovely place to be!
Exercise your engine.
The Sport trim has ? surprise surprise ? gorgeously sporty styling, so you can travel anywhere with attitude and style. So if you?re looking for a Rapid that you will be proud to drive ? look no further.
The extras for a seamless drive.
Parking is a breeze with the SE L trim with the help of rear parking sensors, and with climate control inside, it doesn?t matter what the weather is doing ? you?ll always be comfortable.
Used Skoda Rapid finance packages
If you're interested in purchasing one of our used Skoda Rapids, we've got competitive finance packages tailored to your individual circumstances. You will find all the information below.
Hire Purchase (HP)
Want to make monthly payments over a term that suits you and keep the car?Learn about HP finance
Personal Contract Purchase (PCP)
Want a tailored and flexible finance plan with three final payment options?Learn about PCP finance
Alternative models
HYUNDAI i30
A funky family hatchback.
With sleek styling and room in the back and the boot, the Hyundai i30 is an elegant and sophisticated family hatchback. It's packed with quality features, making it a great all-rounder that can cater to every drive. It's also got some brilliant safety features, and thanks to an intelligent design, it's fun to drive too.Shop HYUNDAI i30
TOYOTA Auris
A spacious family hatchback
Now available in a hybrid, the Toyota Auris is comfortable, spacious and easy to drive. It's affordable to run and provides a reliable, secure drive ? it's a great option for city driving, long motorway drives and commuting.Shop TOYOTA Auris
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Best online casinos with fastest pay-outs 2020
In 2020 the time for pay-out processing became one of the most critical characteristics of online casinos. The quicker a player gets his money, the better he feels. On this page, you will find the best online casinos with the fastest money pay-outs, as well as trust rating, bonuses, and their wagering requirements. They are sorted based on the time that is needed to send money to the players' e-wallet. To register a new account at one of the casinos, click on the play for real money button.
- Without any doubt, the leader by this parameter is Fastpay casino, after the request of withdrawal they send the money within a few minutes (1-5 min)
List of best online casinos with fast pay-out processing
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- An absolute leader on the casinos' list with fast pay-out processing is Fastpay casino. Usually, you get your money within 5 minutes after your request.
- Videoslots is one of the biggest online casinos in the world. Here winning cashout is processed within 60 minutes after your request.
- Casumo casino is a large operator. Your cash-out request will be processed within 6 hours and accepts UK players.
- Royal Panda is one of the largest operators. The money will be pay-outed within 6 hours after your request.
Why money pay-outs take so long time?
Many players find it not fair that deposits are processed instantly, while withdrawals are delayed for a couple of days. Why? Is that how an online casino trip you up? Of course, none of the online casinos likes giving away "their own" money, and if they get a chance to delay a pay-out, they will use it (except trusted big online casinos).
There are bigger problems that the delay of money pay-out. As a measure of fraud protection, the big pay-outs are verified twice:
- Has the player won the money legally, or has he/she had a collision with another player or was using a bonus hunting strategy?
- Was this money won fairly, or was it just an error in the machine and the software developer will void this winning?
- Is the player who he claims to be?
- Is an account verified, and documents are legal.
These facts are the main reasons to verify your online casino account even before making the first deposit. Once it is verified, pay-out requests will be processed much faster.
The processing time depends on
- The policy of the chosen online casino matters a lot. For example, Fastpay sends money instantly, while Pokerstars does not allow players to request for pay-out before 48 hours elapse after depositing.
- Country of residence. Some countries are excluded from pay-outs on Visa or MasterCard. Better to read the terms and conditions of each online casino before making the first deposit.
- Payment method. Bank cards and bank drafts usual take 3-5 days to process the pay-out even after an online casino already sends money.
- Amount of pay-out. Usually, each transaction has a limit. Remember that you can create 3-4 cash-out requests (according to the operation limit).
- Player asks customers support to block his account until the money is transferred. If support is telling that such block cannot be performed, ask them to create a wagering limit (for example €100). All licensed online casinos should perform such actions as a part of "responsible gambling" procedures.
Fastest payment methods for online casinos
- Skrill and Neteller are the fastest methods to cash-out your winning. You will receive money instantly after the casino will send it.
- Crypto money (Bitcoin, Litecoin, Ethereum) are usually sent instantly.
- Bank cards and bank drafts are the most delayed as it takes additional days (3-5) even after online casino sent the money.
Where to play?
- One of the most critical things while gambling is to be calm and safe, and you can be confident when your withdrawals are sent fast to your e-wallet. Fastpay Casino wants the best for their players, that's why they will send the money within a few minutes (up to 5)


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Gas prices on the rise in the 'next few years', says expert
For many Australians living along side the sparkling oceans of a nearby beach is one of life's little pleasures, but it could also mean paying higher gas prices.
If recent reports into the energy industry prove to be correct families that reside along the eastern seaboard - which includes villages and towns that may not have harbour views - are set to increase as the year progresses.
It is still too early to say whether the average family's energy bills will jump dramatically or embark on a gradual incline, but it seems that a number of experts are convinced that Aussies may soon be paying more for their power.
In an interview with the Australian Reg Nelson, managing director of Beach Energy said that consumers should prepare for a price increase in the "next few years".
"There's clear evidence the market is short on gas and demand is increasing," he asserted.
And while Mr Nelson did not say when consumers could expect to notice changes to their energy bills, it may be wise to start planning ahead.
Consumers may find it advantageous to compare providers in order to make sure that they are getting the best deal on the market.
Posted by Callum Fleming