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Online Bingo Sites
207 English-language sites accept play with United States Dollars. edit your preferences
Online Bingo News
Edging closer to the Super big 1,000 pound Jackpot Game at New Look Bingo
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Big prizes up for grabs at GameVillage Bingo
Game Village Bingo has done it again! There's yet another ace promotion with a massive £2,222 for the taking this month. Want to lay your hands on the prize money? Read on for more deets.
BingoSKY hosting $14,000 event this Saturday
One lucky player is guaranteed to win a guaranteed cash prize of $10,000.
New Look Bingo offering jackpot madness
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Former Spice Girl Mel B secured to promote Costa Bingo for another year.
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2 people found this helpful
"Like being in the movie Office Space "
- Comp & Benefits
- Work/Life Balance
- Senior Management
- Career Opportunities
I worked at Blue Cross and Blue Shield Association
Good benefits, salary, and work-life balance; Start out with 20 days of PTO per year and a great insurance package, plus ten annual company holidays
Incompetent senior management, resistant to change, full of soon-to-be-retirees, even when research and recommendations point one way, senior management will do whatever they want and will try to retroactively change research results to confirm their desired direction
It's 2010, not 1993, get with the program! Leadership would be well-served to listen to younger employees and embrace technology.
- Any Location
- Any Job Title
2 people found this helpful
"Not horrible, but not great. "
- Comp & Benefits
- Work/Life Balance
- Senior Management
- Career Opportunities
I have been working at Blue Cross and Blue Shield AssociationPros
Salary very good. Not one complaint since I got here.
Health insurance good (don't pick the company choice though; go PPO)
PTO comparable to other places
Flex time fine
Telecommuting fine
I like what I do and for the most part, my coworkersCons
Majority of sr. management has been here over 20 years and they are deaf to change. The company needs an overhaul of anyone who is a VP and been here over 10 years.
We are so far behind in technology, thinking, output.
Huge waste of money always happening. Most national programs fail.
Too much red tape to get things approved.
More politics than Washington. If you're a favorite, then you're in. If you're good but unrecognized, forget it. You'll never move up. We have mid level people here for over 13 years and they've never been promoted to sr. level.
High turnover in our division. Gee, I wonder why.
They promote the wrong people as managers.Advice to ManagementAdvice
For those who've been there over 15 years, especially sr. management, please leave. You're ruining the company.Disapproves of CEO
1 person found this helpful
"Good Benefits and Stable Job "
- Comp & Benefits
- Work/Life Balance
- Senior Management
- Career Opportunities
I have been working at Blue Cross and Blue Shield AssociationPros
Work/life balance, benefits and ability to work on multiple projectsCons
Politics, performance reviews, environment, payAdvice to ManagementAdvice
Recognize the employees who make your job easierApproves of CEO

subset: commoncrawl


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Hinsdale Home Care Agencies
There are currently 45 home care agencies near you in Hinsdale, IL.
Hinsdale, IL
We are licensed by the State of Illinois and were recently recognized as the #1 Home Helpers office (out of 350) in the country! Home Helpers addresses the needs of local residents with personalized...
Est. 2005 Established 2005
Clarendon Hills, IL
Citizens Bright Ideas Home Care provides personalized home care services to people of all ages and physical conditions. We offer quality in-home senior care including personal care, Alzheimer?s care, ...
Est. 2012 Established 2012
Westmont, IL
LLP Health Care Services of Illinois Inc.
Est. 2008 Established 2008
Willowbrook, IL
All Around Home Care, Inc. will give you the peace of mind and independence you are looking for. The care services provided by All Around Home Care, Inc. are designed to help seniors and others mainta...
Est. 2009 Established 2009
La Grange, IL
Whether you are seeking assistance for yourself or a loved one, Home and Hearth Caregivers offers in-home care with dignity, patience and compassion. We take each client s requirements into considera...
Est. 2008 Established 2008
(1) (1)
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Additional Home Care Resources
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In my previous position as CESM Polar Climate Working Group (PCWG) and sea ice model liaison, I was responsible for supporting the scientific projects of interest to the PCWG, generating sea ice diagnostic plots for simulations for the general CESM community, aiding new users of CESM with experimental setup and design, and ongoing maintenance and development of the Community Ice CodE (CICE), the sea ice component of the CESM. Some recent examples of PCWG projects that I've been involved in are: providing sea ice concentration from IPCC 21st century projections for use in polar bear habitat prediction models; performing ensemble experiments using the CESM to investigate possible sea ice response under idealized greenhouse gas commitment scenarios and predictability of September sea ice extent. Earlier this year I had participated in a workshop sponsored by NSF Arctic System Science (ARCSS) with particular focus on the 2007 September ice minimum. I was an active participant in the working group on predictability of the sea ice, which eventually led to an open community September sea ice outlook. I have also been involved with 20th century hindcast runs using the CESM as a basis for short-term prediction studies. I am currently involved in a project to run the CESM at very high resolution and investigate sea surface salinity in the model and satellite observations.
I'm interested in climate system modelling and the interactions between sea ice, the atmosphere, and the oceans.
NCAR is managed by the nonprofit University Corporation for Atmospheric Research on behalf of NSF and the UCAR university community.
More about us


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Braided Sans
elsier(z6 KY)August 26, 2008
A recent post from Stephania in Thailand showed pics of braided Sansevieria cylindrica.
When I repotted and divided my plant this summer, I ended up with several offsets. So I would like to experiment with braiding one of them, just for fun.
Does anyone have any suggestions on how to do this? How would you fasten the stems together? Rubberbands, string, wire? Do the stems eventually grow together or would they need to be tied tigether permanently?
Thanks in advance for any ideas.


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David Hornik, General Partner at August Capital and author of VentureBlog with @HSUTubeEsq
The Pepper 5: On 2014 Venture Capital Funding Outlook
The Shift to Angel Investors – Interview with Jeremy Glaser, Member, Mintz Levin
The Transformation of the VC Business Model – Interview with Bill Whelan, Member, Mintz Levin
PitchBook recently released its 1H 2015 VC Valuations and Trends Report that breaks down over 20,000 valuations of private company financings and exits over the past 10 years. The report shows continued increase in median...more
Earlier today the UK government delivered its last budget before the UK general election in May. Many of the measures were, as one might expect so close to an election, focused on personal rather than corporate taxation....more
In this Issue:
- Executive Summary
- 2014 Overview
- Year-Over-Year Analysis
- Health Care
- Technology, Media & Telecommunications
- Energy & Power
- Financial Services
- Industrials
There has been a great deal written about the growing number of venture backed companies with billion-dollar valuations. While valuations are clearly high discussions about venture valuations can be misleading, because the...more
The Opinions Committee of the Business Law Section of the California State Bar recently published a sample opinion for venture capital financing transactions. In a sad testament to the lowly status of the California General...more
No doubt many venture capitalists were, like millions of others, captivated by the recent podcast "Serial," produced and narrated by This American Life reporter Sarah Koenig. The podcast had all the charm of an old-fashioned...more
In This Issue:
- Welcome
- An introduction to key legal documents for start-ups
- Glossary of useful venture capital and company terms
- A step-by-step guide to setting up a company in Belgium
- A shareholders'...more
In recent weeks much media attention has been paid to an important case against a well-known Silicon Valley venture capital firm Kleiner Perkins Caufield Byers. Since late February, the technology sector venture capitalist...more
Capital formation is one of the primary missions of the SEC. Commissioner Kara Stein recently discussed this basic SEC mission in remarks delivered at the Stanford Rock Center for Corporate Governance, Stanford Law School...more
The Committee discussed: Regulation A+; secondary market trading for private securities; venture capital exchanges; and the accredited investor definition....more
Last month, the National Venture Capital Association (NVCA), a trade association representing the U.S. venture capital industry, released the results of its MoneyTree Report on venture funding for 2014. The report, which is...more
The European law on alternative investment fund managers (AIFMs) comes in three main parts:
- The Alternative Investment Fund Managers Directive (AIFMD)...more
New England Outlook - Quarterly Review of Seed, Series A and Series B/Later Round Financings -
Included in this Issue:
- Activity Level of New England Transactions: Q2 2013 -Q2 2014 - All Rounds
- Activity...more
Background -
We analyzed the terms of 150 venture financings closed in the fourth quarter of 2014 by companies headquartered in Silicon Valley.
Overview of Fenwick & West Results -
Valuation results...more
In "Bringing the Individual Accredited Investor Definition into the 21st Century," which was posted on December 18th of last year, it was suggested that there might be certain common venture capital transactional structures...more
When you're the second smallest state and your neighbors are NYC and Philly, you have to do something to stand out. So, when Calvin Coolidge announced that the "Business of America is business," someone in Delaware was paying...more
2014 was a great year for startups seeking funding. Two of the leading reporting companies, PitchBook and CB Insights, report similar trends (both of these reports focus on funding by traditional financial venture...more
Investors that own more than 5% of a public company's securities and file under the exempt category (which includes most venture capital firms and other similar investors) are required to file their beneficial ownership...more
Concern over higher valuations? Apparently not, as $59 billion invested in 2014 breaks the post-crisis record. LPs also set a post-crisis record with $32 billion in commitments to U.S.-based VC funds. PitchBook Data, Inc.,...more
One of your first tasks in financing your technology company is likely to be completing your initial equity financing with outside investors. Typically, these financings are done with a venture capital firm ("VC"), angel...more
The U.S. House of Representatives on January 14, 2015, voted (271-154) to pass H.R. 37, the "Promoting Job Creation and Reducing Small Business Burdens Act." If enacted, the bill, among other things, would extend the Volcker...more
THE CAYMAN EXEMPTED LIMITED PARTNERSHIP (ELP) has, since its creation in 1991, established itself as an effective, enduring and widely used offshore funds vehicle particularly in the closed ended private ...more
PitchBook just released is recap of 2014 venture capital trends by region, focusing on the most active regions and presenting the information in infographic form. ...more
Civilian application of drone technology has increased dramatically in recent years. The burgeoning civilian opportunities are a potential boon for investors, who view this emerging market as one that will expand long into...more
How To Use This Guide:
Private Equity and Venture Capital in Europe -
Finance in Europe has been the subject of a wide range of new regulation since the onset of the economic downturn in 2007- 08. Increased...more
Back to Top
Copyright ©


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Honey and Clover DVD Set 1 (Hyb)
Megan McCray - Oct 1 2009
Rating: Not all that good.
Poignant slife of life comedy marred by confusing & outdated localization
Honey and Clover in and of itself is one of my all-time favorite anime series. Noitamina did a superb job bringing Umino Chika's manga to life, turning a rather cramped but readable graphic novel into a vivacious comedic romp with a loveably quirky cast of characters, an equally quirky soundtrack and more than its share of memorable moments.
For this release, Viz managed a brightly colored cleanly designed boxset, and the quality of the video looking quite great.
All of that is marred by a rather nonsensical localization. Team Viz decided to flip the Japanese names to their 'westernized' equivalents, --contrary to what they are currently doing with the manga release--! Yet, despite this, they left the honorifics intact. This makes for an oddly stilted viewing experience (sticks out like a sore thumb to anyone already familiar with the series), and after waiting two years for Viz to finally release this, I find it very hard to overlook this glaringly contradictory localization decision.
Hopefully the left hand will finally get the memo on what the right hand is doing over at Viz HQ, and maybe in the future a complete collection with this issue remedied on some level will make this point moot.


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Ace Translator 22.214.171.1247 Serial Number Key
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The Tipping Point
What is the defining moment in a "successful" composer's life that could be called a "tipping point"?
What is the defining moment in a "successful" composer's life that could be called a "tipping point"?
Everything you ever wanted to know about the simantron, a percussion instrument from Eastern Europe that is slowly finding its way into new music.
Enter the artsongwriters! They are merging the benefits of their classical training with the tools and frameworks of pop music. But don't mistake what they're doing as "breaking down barriers between genres"—these composers are developing a new and unique style of creative songwriting that does not fit comfortably into any pre-existing genre.
It is generally thought that, except for a few pieces with specifically notated quartertones, the remainder of Ives's music was conceived for conventional twelve-tone equal temperament. However, there's a great deal of evidence in Ives's scores and writings suggesting a general tuning for his music that can best be described as Extended Pythagorean.
Three CDs of African-American postminimalist Julius Eastman's music have just been released by New World Records, marking the end of a seven-year search to reassemble the composer's scattered scores and archival recordings.
Ives wrote that the themes and general plan for the Universe Symphony are quite clearly indicated in the sketches he left behind. But deciphering those sketches has been one of American music's greatest detective sagas.


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|Lifelock, Inc.
Ideal for people looking to safeguard their personal information from the risk of misuse, LifeLock« identity theft protection is a proactive defense system that monitors your identity and alerts you of potential dangers.
|AAA members receive a 15 percent discount.
|New England Mutiny Soccer
New England Mutiny is an American women's soccer team, founded in 1999. The team is a member of the Women's Premier Soccer League, the second tier of women's soccer in the United States and Canada. The team plays in the East Conference.
|Save $3(adult) and $2(youth) tickets for home games.Discounts on season ticket and camps.
|Roncari Express Valet Parking
Roncari Express Valet Parking is a local, family-owned business. Established in April of 1995, Roncari Express Valet Parking consisted of 20 acres across from Hartford/Springfield Bradley International Airport, and was configured for 1,100 cars.
|AAA Members pay $7.99/day*; $47.94/week**
|Omni Chicago Hotel
With a prestigious address on Michigan Avenue in the heart of the famed Magnificent Mile, the Omni Chicago Hotel exudes the luxury and sophistication one expects from a Four-Diamond hotel. Just 35 minutes from O'Hare International Airport.
|Save 10%
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|Petro Heat & Air Conditioning/ Burke Heat
Petro is available to members 24/7 in any weather conditions. Offering automatic delivery, easy bill pay, and offer more technicians than their competitors. They are more than a heating oil company, they are crafted in everything in heating and air.
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|Roseland Draperies
Roseland draperies & interiors.
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|Pierce's Team Sports
Embroidered shirts, jerseys and uniforms.
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|Western Mass. Pioneers
Western Mass Pioneers Soccer Team encompasses coaching, playing techniques, and a professional mindset that trains and leads youths to a direct path to the pros. All home games are played at the Soccer Capital of New England, Lusitano Stadium.
|AAA Members get a free large popcorn at home games.


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Unauthorized Commercial Use of Photos and Facebook: An Overview of California Law
Written by attorney Jemal Yarbrough, over 2 years ago.
Let me preface this by saying: 1) I am a lawyer; 2) This is not legal advice; and 3) I do not specialize in copyright law. This post is just for educational and discussion purposes and does... more


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umass - Page 3
UMass Boosts Financial Aid
The University of Massachusetts is directing a record $169.2 million of its own funds toward student financial during the current academic year.
UMass President Robert Caret announced Wednesday that the money, mostly in the form of grants, helps maintain affordability, access, and keeps student debt manageable
UMass Dartmouth Chancellor Hosting Campus Forum Today
UMass Officials Mark Halfway Point for Biomanufacturing Building
Construction has reached something of a halfway point as UMass officials celebrated the ongoing work at the Massachusetts Accelerator for Biomanufacturing.
The MAB, part of the UMass Dartmouth campus in Fall River, is the first building to take up residence in the SouthCoast Life Science and Technology Park


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Is Joint Inflammation A Symptom Of Hiv
Here's a taste of what TheBody.com has to offer on this topic:
Get the Facts
What Are the Symptoms of HIV and AIDS?... When it comes to the symptoms of HIV/AIDS, there are three major points to keep in mind: There's a big difference between the symptoms of HIV and the symptoms of advanced HIV, also known as AIDS. It's what you do that puts you at risk for HIV -- not how you
Ask the Experts
multiple body inflammations after starting hiv and tb treatmentHi,I just restared therapy after 5 years from meds break, its been thirty days now since I restarted, and I am having some severe side effects, that have landed me in an emergenency room once for shingles, and now if my chest pains gets any worse...
Response from Joseph McGowan, M.D., F.A.C.P.
North Shore University HospitalI am sorry to hear about all your symptoms. I think what you are experiencing in your left arm is post shingles neuralgia (also known as post herpetic neuralgia). Unfortunately there are very few effective treatments for this condition. The... Read more »
I need your more than 20 years experience ..( 500$ donation ) ..Dear Dr. Bob ,Really i need you , I need your more than 20 years experience as specialist in the field of HIV ..please help me , 500$ is ready for your organization I am writing to you since one year but I cant get your even one word reply I am a...
Response from Robert J. Frascino, M.D.
The Robert James Frascino AIDS FoundationHello Lebanese Worrier,Your exposure was "unprotected sex without penetration for more than 45 minutes???" Without penetration??? What exactly were you doing? Playing Naked Twister? Oh, never mind. With or without penetration doesn't matter in your... Read more »
possible early symptom?Hi Ryan-Great forum you got here. Keep up the good work. Anyway a quick question. Would arthritis (in the hands) be a possible indication of early HIV infection? Have you heard of anything like this before? Thanks for your time.
Response from Ryan M. Kull, C.S.W
Columbia University's Health & Related Services...infection most often manifests in this "flu-like" manner.You need to see a doctor to get a diagnosis of arthritis (which means joint inflammation). It's possible that you could experience joint and muscle aches (arthralgia/myalgia), similar to... Read more »
Early HIV Visual Changes (Revised)Dr. Feinberg, Thank you for posting my viewpoint a few weeks ago. I have since done more research and have subsequently revised my hypothesis.OBSERVATION: A large percentage of recently infected HIV patients develop cobweb-type floaters.PROBABLE...
Response from Judith Feinberg, M.D.
University of Cincinnati, College of MedicineI have not seen acutely or recently-infected individuals who have complained about floaters. In general, I don't think it's accurate to say that floaters are common in early HIV infection. I have not seen floaters listed as a typical symptom of... Read more »
Systemic CandidiasisTable of Contents Cause Diagnosis Treatment Antifungal Drugs and Pregnancy Side Effects The Problem of Antifungal Resistance Drug Interactions Preventing Fungal Infections Naturally Chart for Treating Candidiasis Candidiasis... Read more »
SelzentryCommon Name: maraviroc (formerly UK-427,857) Brand Name: Selzentry Class: CCR5 antagonist (a type of entry inhibitor) Standard dose: without food, with no food restrictions. The recommended dose varies depending on other... Read more »
ViramuneCommon Name: nevirapine Brand Name: Viramune Class: non-nucleoside analogs (also called non-nucleoside reverse transcriptase inhibitors, NNRTIs, or non-nukes) Standard dose: One 200 mg tablet daily for two weeks, then full dose... Read more »
AptivusCommon Name: tipranavir (TPV) Brand Name: Aptivus Class: HIV protease inhibitor (PI) Standard dose: Two 250 mg capsules with two 100 mg capsules of Norvir, both twice daily. Must be taken with Norvir. Oral solution available;... Read more »
Connect With Others
Am I Infected
Posted by delhiguy, 3 RepliesI am 30 YO guy. Worried that I may have got infected. I met this friend of mine on 5th of Dec 2010 which was just a causual meeting after 5 years. After having drinks she started touching me and I got aroused and we end up mating. While in act, she... Read more »
Some Info on ARS, Seroconversion and the Rest
Posted by Anonymous, 6 RepliesTo Everyone Worried about ARS and Seroconversion ------------------------------------------------ Technically ARS and seroconversion are not the same thing. ARS = Acute Retroviral Syndrome, sometimes called Acute Viral Syndrome, or Primary Vital... Read more »
Similar symptoms to HIV but not HIV
Posted by Redeye77, 1 Reply...After doing much research and still experiencing some symptoms it seems like there is something out there that mimics HIV symptoms but is quite difficult to diagnose. Maybe it's new STD? Seems like reiters syndrome will fUse many of the same... Read more »
initial symptoms of hiv - most common symptoms
Posted by Anonymous, 2 RepliesHello, I need some help from others with hiv. What was and when did it hit you the inital onset of strange symptoms. I know one said they felt whipped out with tired feeling. Was that immed. after sexual episode or acouple weeks later. Also, were... Read more »
Resource Centers
Guides for People With HIV


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Learn to craft the perfect opening paragraph with these three writing tips.
Storytellers of the Top End of the NT get ready to share their secrets live on the mic.
Three generations of my family have had a love of words, of crafting stories, and of "Welsh embroidery".
Looking for a place to learn, meet interesting people, have fun and develop your creativity? If yes, you have to watch this video.
The power good storytellers have; how to find a bigger world in your own backyard.
Porridge, gravestones and Aileen Mary were the stories of our childhood and the beginning of a family trait.
Indigenous artists from across the north of Australia gather together to share skills, ideas and passions at an annual bush conference.
Battling through Burmese jungle swamps, hiding from hellish fiends.
Cindi Drennan takes us behind the scenes of the projections and storytelling events, happening as part of Anzac Albany.
Everyone has an important story to tell. And everyone deserves to be listened to.
We run free workshops and can give you skills training and advice on how to create and share your story


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Chronic obstructive pulmonary disease (COPD) represents a significant burden for healthcare systems that is expected to grow further in the future. Inhaled long-acting bronchodilators, including tiotropium, represent the cornerstone of management of COPD patients. Economic studies evaluating the cost-effectiveness ratio of inhaled bronchodilators have to take into account several parameters, including the reduction of COPD exacerbations and related hospitalizations, as well as disease modification and improvement in quality of life and mortality. At an era when the healthcare resources are unlikely to grow as quickly as demand, economic analyses remain the cornerstone for the justification of the broad use of medication with an acceptable cost-effectiveness ratio. The greatest importance of such studies in COPD is the identification of subgroups of patients that will have the most benefit with an acceptable cost-effectiveness ratio for the healthcare providers. The development of models that will incorporate a global evaluation of the different aspects of this multi-component disease, in order to provide the best available care to each individual patient is urgently needed.
Chronic obstructive pulmonary disease (COPD) represents a major cause of morbidity and mortality worldwide, with a significant economic burden for health systems and individual patients, both in high and in low income countries. According to the WHO Global Burden of Disease Project, COPD was the fifth leading cause of disease in 2001 and is expected to become the third leading cause by 2020 [1]. In this same report, COPD was also estimated to be among the ten leading causes of disability-adjusted life years in all countries [1]. The ageing of global population, along with the continued increase in the use of tobacco, especially in developing countries, represent the major causes for the expected increase in the burden of COPD [2]. The estimation of the overall cost of COPD for healthcare systems represents a major challenge, since both direct costs (including medication, medical equipment and hospital admissions) and indirect costs (including loss of work and productivity, disability and premature death) can be included [3]. Several confounding factors, including co-morbid diseases and socioeconomic differences, account for the reported variation in the annual cost of COPD between countries, ranging from as low as €151 for mild COPD in Italy to more than $ 10,000 for severe COPD in the U.S. [3,4]. It is now well-documented that a major contributor to the excessive cost of COPD for healthcare systems, especially in advanced disease, is due to the burden of COPD exacerbations (ECOPD) and especially the subsequent hospitalizations [5]. Most importantly, economic studies suggest that this burden of COPD may further grow in the future [6].
Inhaled long-acting bronchodilators represent the cornerstone of current management of COPD [7,8], providing improvement in significant patient-centered outcomes [9]. Several cost-effectiveness analyses of inhaled bronchodilators have been undertaken in order to justify reimbursement of those drugs by healthcare systems for the management of COPD patients, with contradictory results [10-14]. A 5-year cost-effectiveness analysis of tiotropium, salmeterol and ipratropium for the management of COPD in Spain suggested that tiotropium demonstrated the highest expected net benefit, if decision makers can afford to spend additional budget to gain additional health benefits, as expressed by quality-adjusted life-years [13]. In the accompanying paper of this commentary, Neyt and co-workers are to be congratulated for undertaking quite an amount of work in order to perform a cost-effectiveness analysis of the use of tiotropium in a large longitudinal observational database of patients from the Belgian Health System [15]. A model applying the relative treatment effect of the 4-year Understanding the Potential Long-term Impacts of Tiotropium (UPLIFT) trial on this population led to an unfavorable cost-effectiveness ratio for tiotropium, based on the reduction of the baseline risk of COPD exacerbation and exacerbation-related hospitalizations [15].
Differences in study design and definitions along with differences between healthcare systems may account for the observed differences between the study of Neyt et al. and previous ones, yet several factors have to be taken into account. COPD exacerbations represent a significant outcome in all major COPD therapeutic trials [16,17] and have a significant impact on mortality [18] and the outcome of individual patients [19]. Long-acting bronchodilators have been shown to reduce effectively COPD exacerbations and exacerbation-related hospitalizations [16,17], but this hardly represents the spectrum of improvements in everyday life of COPD patients that those agents provide. Tiotropium, specifically, has been shown to improve pulmonary function, dyspnea, exercise capacity and health-related quality of life in COPD patients, both in short-term [20,21] and in long-term [17] trials. There is additional evidence from post-hoc analyses of the UPLIFT trial that tiotropium reduces all-cause mortality and cardiovascular mortality and events in COPD patients[22], and may even reduce the rate of decline of FEV1 in patients with GOLD Stage II COPD [23], therefore modifying the natural history of the disease. Such outcomes are difficult to be incorporated in economic models. This is even more important since the proper definition of COPD exacerbations is still under debate between clinicians [24], and such events are highly underperceived and undertreated by individual patients [25].
Disease severity represents another important parameter that needs to be considered in the evaluation of efficacy of inhaled medication. The cost-effectiveness of tiotropium has been previously shown to be more favorable in more severe disease and in patients with previous hospitalizations [14]. In the study of Neyt et al. there was no analysis according to disease severity, yet the authors recognized that patients with previous hospitalizations for COPD exacerbations are the ones who may benefit from tiotropium treatment [15]. In a recent prospective economic analysis of a study that included patients with moderate-to-severe COPD with at least one exacerbation requiring medical intervention in the year before randomization, tiotropium proved to be the most cost-effective option, compared to the addition of salmeterol or salmeterol/fluticasone combination, despite a reduction in hospitalizations and an improvement in quality of life in patients receiving the combination treatment [10].
Besides the fact that Neyt and colleagues evaluated only a single outcome (i.e. the reduction in of exacerbations and exacerbation-related hospitalizations) in their cost-effectiveness analysis and they did not provide data according to disease severity, their study presents further limitations. The short-term horizon of one year chosen by the authors may not be enough for the appropriate evaluation of adverse events, given the low rate of COPD exacerbations per year reported in all the large trials [16,17], that was further confirmed in the Neyt study [15]. Moreover, the definition of this study for the use of tiotropium "on a more regular basis", including patients with ≥90 daily defined doses per year, suggests that several of the included patients were not compliant with their treatment. This is extremely important, since there is now evidence from the TORCH trial that adherence to inhaled drugs (as defined by >80% use of study medication) is associated with reduced risk of death and admission to hospital due to exacerbations in COPD [26].
In the last decade our understanding of COPD pathogenesis, natural history and treatment has improved significantly. A major part of this improvement is due to the fact that we have evaluated the effectiveness of treatments on patient-centered outcomes beyond the cornerstone measure of FEV1. In that time-course, we have learned that inhaled corticosteroids may reduce exacerbations [27], and even from the beginning there was a concern about high treatment costs with those drugs [28]. We have additionally learned that long-acting bronchodilators provide a lot more than bronchodilation, especially in the long-term [17], yet those drugs have a higher cost compared to short-acting bronchodilators [7]. Pulmonary rehabilitation has a favorable cost-effectiveness ratio [29], in contrast to lung-volume reduction surgery, even in highly selected patients [30]. Yet, all those interventions have contributed to an improvement in survival of COPD patients, that reflects overall better disease management in the last decade [31]. The main message from economic analyses remains the same: "the more you spent, the more you save". But where lays the thin line of cost-effectiveness? Probably somewhere between the lowest possible cost and the optimal treatment selection for each patient.
In a multi-component disease, such as COPD, many parameters have to be addressed in order to evaluate globally the individual patients and recognize possible therapeutic phenotypes [32]. Despite the fact that interventions aiming at the cost-effective early identification of new COPD cases [33] and the reduction of exacerbations will have the most impact on costs of COPD over the next 20 years [6], several other parameters, including comorbidities and quality of life, have to be constantly taken into account. At an era when the healthcare resources are unlikely to grow as quickly as demand, economic analyses remain the cornerstone for the justification of the broad use of medication with an acceptable cost-effectiveness ratio. The greatest importance of such studies in COPD is the identification of subgroups of patients that will have the most benefit with an acceptable cost-effectiveness ratio for the healthcare providers. What is urgently needed is the development of models that will incorporate a global evaluation of the different aspects of this multi-component disease, in order to provide the best available care to the individual patient.
Competing interests
KK has received speaking fees and reimbursements for participation in congresses from Boehringer-Ingelheim and Pfizer, AstraZeneca, Nykomed, Novartis, GlaxoSmithKline and UCB Pharma and has participated in advisory boards held by Nycomed.
DB has received speaking fees and reimbursements for participation in congresses from Boehringer-Ingelheim and Pfizer, AstraZeneca, Novartis, GlaxoSmithKline and UCB Pharma and has participated in advisory boards held by Nycomed and Actelion.
Authors' contributions
KK and DB have equally contributed to the conception and preparation of this commentary and they have both read and approved the final version of this manuscript.
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Pre-publication history
The pre-publication history for this paper can be accessed here:


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- Tue
- Mar 31, 2015
- Updated: 11:24am
Attractive returns on wealth management products reflect liquidity squeeze
Wealth management products with returns of up to 10 per cent are a boon for investors, but represent systemic problems at China's banks
Most Popular
Bank accountant Amanda Li is counting down to annual bonus day.
She said the 50,000 yuan (HK$63,400) she expects to receive could earn 750 yuan in interest for a three-month investment in a wealth management product (WMP) - a 6 per cent annualised return that she could use to buy herself a pair of boots.
"Wealth management products usually offer high interest rates at the end of the year as banks boost deposits to meet regulatory requirements," she said. "This year, the rates are especially enticing."
Among the 358 wealth management products offered by banks last week, the average annualised interest rate was 6 per cent, according to CN Benefit, a Beijing-based financial consulting firm.
That compares with returns of 4 to 5 per cent before China's interbank rate surged from the middle of last month.
The money market's benchmark seven-day repo rate touched a post-June high of 9.8 per cent on December 19 and remained high in the following days until the central bank kicked off a 29 billion yuan, seven-day reverse repo on December 24.
Although money rates have steadied this week, analysts caution that demand for cash could soar again before the Lunar New Year holiday starting from the end of this month.
"Liquidity is expected to be tight this month before the Lunar New Year, the traditional season of cash shortage," said Qu Qing, an analyst at Shenyin Wanguo Securities in Shanghai. "Wealth management products will well reflect market rates."
Wealth management products are invested in money market funds, treasury bonds, trust products and other investments. Unlike deposits, they are not subject to any benchmark rates set by the People's Bank of China, and better reflect market rates at a time when banks compete for funds from individuals.
Internet companies are making the competition fiercer.
Shanghai Tiantian Fund, a fund sales website, is promoting money market funds with expected annualised returns of up to 9 per cent. A product from portal website NetEase boasting a 10 per cent annualised return received 500 million yuan in subscriptions in 80 minutes on December 25, while search engine Baidu received three billion yuan in subscriptions for a Harvest Fund WMP with an expected annualised return of 8 per cent on December 23.
"The high return of wealth management products may please investors, but for China's financial sector, the tight liquidity behind it sends a dangerous signal," said Zong Liang, deputy head of Bank of China's international finance research institute.
The two liquidity squeezes last year underscored a structural imbalance in the mainland's financial market, where massive flows of funds went to inefficient sectors, Zong said.
Funds raised through the WMPs are lent in the interbank markets to other financial institutions and intermediaries, with some of them finally finding their way to problematic borrowers that find it difficult to acquire bank loans directly.
But if a borrower defaults, all the financial institutions in the loop are affected.
To avoid a crisis, banks issue new WMPs to repay existing subscribers, creating a "Ponzi scheme", according to Xiao Gang, a former Bank of China chairman, who warned of the problem in a China Daily article in 2012.
Outstanding WMPs in banks totalled 9.08 trillion yuan at the end of June, up about two trillion yuan from the beginning of last year, official data showed.
As long as banks continue to finance long-term investments with short-term WMPs, the asset-liability mismatch will exacerbate money market volatilities, send money rates soaring and force lenders' wealth products to offer higher returns, economists say.
"Liquidity squeezes will come again, and each time they will become more and more intense," said Xu Weihong, a researcher at Southwest Securities.
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It's a form of innovation, but it has to be standardized to avoid misleading the investors.
I don't think they haven't used their rich (low-cost) floats to tap the lucrative WMP markets.
To get rich quick, you certainly can't be Confucius-like.
Or Warren Buffet-like for that matter.
You should read the following article also.
It seems too sarcastic to use the term Ponzi Scheme to describe some of the wealth management products.
But the higher the returns offered, the higher the potential risk.
You can't easily reject the no-free-lunch postulate.
If something seems too good to be true, it usually is.


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Enemy Images in American History
SynopsisSince its inception as a nation the USA has allowed in, and is based upon, immigrants. The contributors to this collection of essays look at how the USA so often acts xenophobically towards foreigners and how this affects foreign and domestic policy.
Additional information
Includes content by:Publisher:
- Kurt R. Spillmann
- Kati Spillmann
- Ulrich Beck
- Jürgen Heideking
- Volker Depkat
- Providence, RI
- 1997
- Enemies (Persons)--United States--History--Congresses
- Hate--Social Aspects--United States--History--Congresses
- Social Conflict--United States--History--Congresses
- United States--Foreign Relations--Psychological Aspects--Congresses
- United States--Politics And Government--Psychological Aspects--Congresses
- United States--Emigration And Immigration--Government Policy--Congresses


text:
About This Site
The Place to Buy Electrical Supplies
With over 5,000 products in stock, WiringProducts is the online place to buy automotive electrical supplies. Many products are made in the USA.
Protect your
identity online.
Avoid phishing, malware, and other online dangers. Our free Chrome extension shows you which sites are safe and which to avoid.


text: Only good thing about this drama was seeing the boss reconcile with his wife, that was the highlight to this drama for me... Only a woman could write a script like this, this is yet another reason why women are a curse to us men. Wen Qi begs Sky not to lie to her anymore, but when she regains her eyesight, what does she do, lies and deceives him just so he will marry her. No matter what women ARE the best deceivers and liars out there, just real nasty dirty creatures, the worst creatures of all, no doubt about that, NO DOUBT!!!


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Need help with a writing project?
AmeriCorps volunteers open Community Writing Center at the Lafayette-Oxford Public Library at 401 Bramlett Blvd. Anyone in the community can receive free writing assistance from student tutors on Monday through Thursday from 5 to 7 p.m. or on Sundays from 3 to 5 p.m. (October 7, 2010, Page 1)
Bullying today
More and more examples of bullying among students, teenagers and young adults are coming to light, and so many of the cases wind up with serious and sad circumstances and actions. Staff writer Melanie Addington gives examples of problems students face from their peers, especially in today's world of social networking, and urges adults to get involved to help control or end the practice of bullying. (October 7, 2010, Page 4)
Letters to the Editor
Sherry Wall writes to commend students at Lafayette High School for their actions in electing Amber Lawrence as their 2010 Homecoming queen, and to tell parents of LHS students they should be proud of their children. (October 7, 2010, Page 4)
Hunters charged with killing too many ducks
Seven local men where charged by the U.S. Fish and Wildlife Services with 14 counts of illegal duck hunting.
According to the legal information filed Aug. 17 and unsealed Sept. 15 at the Federal Courthouse in Oxford, the men also killed several of the ducks and didn't retrieve them. Investigators discovered eight mallard ducks hidden in an undisclosed location that were not tagged. (October 6, 2010, Page 6)
9-11 heroes recalled
Oxford firefighters Randy Jones, Braden Theobald and Matt Tatum climbed 110 stories in remembrance of the 343 firefighters that died when the Twin Towers collapsed. The men were participants in the inaugural Nashville 9/11 Memorial Stair Climb, held at the Pinnacle at Symphony Place building in downtown Nashville, Tenn.
Aldermen approve alcohol for Cedar Oaks
The ordinance has been amended to allow alcohol to be served at Cedar Oaks but the Tourism Council is now also tasked with creating regulations for events at the historic home. The Board of Aldermen approved both actions on Tuesday. (October 6, 2010, Page 2)
Getting up to date and carrying us into the future
Oxford City Schools Superintendent Dr. Kim Stasny writes a guest column explaining the planning principles involved in dealing with growth in the school system. She discusses background, talks about making the best use of current facilities and gives a list of goals that can be accomplished with bond money that must be approved by local citizens later this month. (October 6, 2010, Page 4)
A drinking town with a football problem
Local physician Dr. Will Dabbs weighs in on the culture of alcohol in the LOU community and how it affects so many. He relates, in a guest column, cases he's had to deal with in his profession, and says it's not just a money issue, a moral issue or a religious issue. (October 6, 2010, Page 4)
Letters to the Editor
Kaye Bryant writes to praise the Oxford High School production of "Blood Brothers," and to urge local residents to check out the drama department's next offering, while David King writes to tell readers that voting is the most important thing they can do regardless of their feelings if two years has been enough to see change. (October 6, 2010, Page 4)
UM unveils final three mascots
Polling opened today at 8 a.m. for the University of Mississippi community to choose a new mascot. The polling process runs until Tuesday, with three choices: a land shark, bear and Hotty Toddy. For information on how to vote, visit mascot.olemiss.edu.


text:
Chill and Unwind Sunrise to Sunset
Al Fresco....anytime day or night
Perfect for your sundowner.
Sun deck and outdoor shower, cool off before a swim !
Garden and Pool
Open air relaxation
Bedroom with pool view
Master bedroom En Suite
Master bedroom
Lounge direct to pool.
Modern kitchen
Quality Smeg oven, hob and dishwasher appliances
Direct access to outdoor covered dining area
Lush Gardens
Indoor relaxation .
Bottom Bay... on your doorstep.
Entrance to your holiday home
Clean azure sea, only a 3 minute stroll
Dusk at Harrysmith beach
A tall ship at Pametto Bay a 5 minute walk from Sunrise Villa


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Volume II: Page 29
It's been so long since we've had another character in the comic that wasn't a beast of some sort. I've been really excited to get to this guy!
Hey all! Last week I talked a bit about updating the PATREON page with some new rewards! For those who don't know, patreon is a site where you can pledge a small recurring donation every time I finish a Bird Boy page! You can set the amount of times each month the donation recurs and in return you are rewarded with exclusive Bird Boy content!
Well, I did update the page! Here are some of the new reward tiers:
If you pledge 10 cents per comic update, I'll let you in to an exclusive feed of art for my new comic project, Banquet. It's also the only place online for the foreseeable future that I'll be uploaded the finished story pages for that new project.
Pledge $1 per comic update, and you get in to the feed that gives you Bird Boy sketches, concept art and previews!
Pledge $2 per update and you get the next Bird Boy page on TUESDAYS instead of waiting all the way till the end of the week!
Aaand pledge $5 and get to read the entire backlog of Bird Boy pages I have finished to date!
I hope there's something here that'll interest all of you. If not, no worries, Bird Boy will still update here on the site as usual!
If you want to take a look at the Patreon page and consider making a small pledge, you can do so here: https://www.patreon.com/birdboy
Thanks guys, and see ya next week!


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Lilies not turning white
I have a very nice Lily with tons of "flowers" but they are all green. Itôs on a side of a west-looking window but does not receive direct light. Could this be the reason? If not, what am I doing wrong? This is the first time I have a Lily looking so healthy and with so many flowers, but only one is white. Any ideas?
Hi Ro,
Actually, green PL flowers are not unusual and definately not anything to worry over.
Normally, older /mature Spaths/PL produce light green blooms.
Would you happen to know your plants age?
Sounds like you're doing a great job with your plants.
Have a picture? Toni
A spathe is actually a modified leaf or bract. In white spathes, the green chloroplasts are masked, but sometimes become more prevalent and move the bract toward a green color when receiving insufficient light. The spike in the middle of the modified leaf is actually the bloom.
To draw a parallel, what almost everyone calls the flower or bloom on a poinsettia are also modified leaves (bracts), the color of which are greatly affected by photo-period and to some degree, photo-intensity. The poinsettia's blooms, like the spathe's are also rather insignificant/inconspicuous and located in the middle of the bracts.
I have also heard fertilizing can cause green flowers.
thank you all for your responses! I have no idea of the age of the plant. My husband got it for me in the supermarket. I repotted it about a month ago, but it already had green spathes (thanks Al, for the info!). I do not use fertilizers other than whatever is on the potting soil that I buy (Scottôs maybe?). I changed it to another window that gets more light.
FYI - supplemental nutrition is a very necessary part of taking care of containerized plants - so much so that it works best if the grower shoulders all the responsibility for making sure the plant gets all the nutrients a plant normally takes from the soil (and in a favorable ratio to each other). It sounds mysterious and complicated, but it's as easy as choosing the right fertilizer. Choosing a soil combination and fertilizer that really compliment each other would probably represent the largest step forward a container grower can take at any one time. I hope I've piqued your curiosity. ;-)
Were those green "flowers" on your PL when your Hubby brought it home? If so, as they age, the white "flowers" will turn green as they begin the process of dying. I can't say how long they last once opened, but that's another reason for green "flowers."
On a different note, to add to Al's comment about bracts and flowers, the same holds true for Euphorbia Milli, "Crown of Thorns." Although I guess that's alittle redundant on my part, as Poinsettias and "Crown of Thorns" come from the same genus. ;) But a fun fact for those who also like succulents.
thank you all for the info! Iôm sorry it took me a while to respond. I am most interested in the fertilization aspect. Could you please post a link where itôs explained?
Also, if these green brackets are older/dying, should I trim them to stimulate growth of new (white) ones?
thank you very much!


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See how the core components of the Windows operating system work behind the scenes—guided by a team of internationally renowned internals experts. Fully updated for Windows Server(R) 2008 and Windows Vista(R), this classic guide delivers key architectural insights on system design, debugging, performance, and support—along with hands-on ...
See how the core components of the Windows operating system work behind the scenes—guided by a team of internationally renowned internals experts. Fully updated for Windows Server(R) 2008 and Windows Vista(R), this classic guide delivers key architectural insights on system design, debugging, performance, and support—along with hands-on experiments to experience Windows internal behavior firsthand.
Delve inside Windows architecture and internals:
Dedication; Foreword; Acknowledgments; Introduction; Structure of the Book; History of the Book; Fifth Edition Changes; Hands-On Experiments; Topics Not Covered; A Warning and a Caveat; Find Additional Content Online; Support; Chapter 1: Concepts and Tools; 1.1 Windows Operating System Versions; 1.2 Foundation Concepts and Terms; 1.3 Virtual Memory; 1.4 Security; 1.5 Digging into Windows Internals; 1.6 Conclusion; Chapter 2: System Architecture; 2.1 Requirements and Design Goals; 2.2 Operating System Model; 2.3 Architecture Overview; 2.4 Differences Between Client and Server Versions; 2.5 Key System Components; 2.6 Environment Subsystems and Subsystem DLLs; 2.7 Conclusion; Chapter 3: System Mechanisms; 3.1 Trap Dispatching; 3.2 System Service Dispatching; 3.3 Object Manager; 3.4 Synchronization; 3.5 System Worker Threads; 3.6 Windows Global Flags; 3.7 Advanced Local Procedure Calls (ALPCs); 3.8 Kernel Event Tracing; 3.9 Wow64; 3.10 User-Mode Debugging; 3.11 Image Loader; 3.12 Hypervisor (Hyper-V); 3.13 Kernel Transaction Manager; 3.14 Hotpatch Support; 3.15 Kernel Patch Protection; 3.16 Code Integrity; 3.17 Conclusion; Chapter 4: Management Mechanisms; 4.1 The Registry; 4.2 Services; 4.3 Windows Management Instrumentation; 4.4 Windows Diagnostic Infrastructure; 4.5 Conclusion; Chapter 5: Processes, Threads, and Jobs; 5.1 Process Internals; 5.2 Protected Processes; 5.3 Thread Internals; 5.4 Examining Thread Activity; 5.5 Worker Factories (Thread Pools); 5.6 Thread Scheduling; 5.7 Job Objects; 5.8 Conclusion; Chapter 6: Security; 6.1 Security Ratings; 6.2 Security System Components; 6.3 Protecting Objects; 6.4 Account Rights and Privileges; 6.5 Security Auditing; 6.6 Logon; 6.7 User Account Control; 6.8 Software Restriction Policies; 6.9 Conclusion; Chapter 7: I/O System; 7.1 I/O System Components; 7.2 Device Drivers; 7.3 I/O Processing; 7.4 Kernel-Mode Driver Framework (KMDF); 7.5 User-Mode Driver Framework (UMDF); 7.6 The Plug and Play (PnP) Manager; 7.7 The Power Manager; 7.8 Conclusion; Chapter 8: Storage Management; 8.1 Storage Terminology; 8.2 Disk Drivers; 8.3 Volume Management; 8.4 BitLocker Drive Encryption; 8.5 Volume Shadow Copy Service; 8.6 Conclusion; Chapter 9: Memory Management; 9.1 Introduction to the Memory Manager; 9.2 Memory Manager Components; 9.3 Internal Synchronization; 9.4 Examining Memory Usage; 9.5 Services the Memory Manager Provides; 9.6 Reserving and Committing Pages; 9.7 Locking Memory; 9.8 Allocation Granularity; 9.9 Kernel-Mode Heaps (System Memory Pools); 9.10 Look-Aside Lists; 9.11 Heap Manager; 9.12 Virtual Address Space Layouts; 9.13 User Address Space Layout; 9.14 Address Translation; 9.15 Page Fault Handling; 9.16 Stacks; 9.17 Virtual Address Descriptors; 9.18 NUMA; 9.19 Section Objects; 9.20 Driver Verifier; 9.21 Page Frame Number Database; 9.22 Physical Memory Limits; 9.23 Working Sets; 9.24 Proactive Memory Management (SuperFetch); 9.25 Conclusion; Chapter 10: Cache Manager; 10.1 Key Features of the Cache Manager; 10.2 Cache Virtual Memory Management; 10.3 Cache Size; 10.4 Cache Data Structures; 10.5 File System Interfaces; 10.6 Fast I/O; 10.7 Read Ahead and Write Behind; 10.8 Conclusion; Chapter 11: File Systems; 11.1 Windows File System Formats; 11.2 File System Driver Architecture; 11.3 Troubleshooting File System Problems; 11.4 Common Log File System; 11.5 NTFS Design Goals and Features; 11.6 NTFS File System Driver; 11.7 NTFS On-Disk Structure; 11.8 NTFS Recovery Support; 11.9 Encrypting File System Security; 11.10 Conclusion; Chapter 12: Networking; 12.1 Windows Networking Architecture; 12.2 Networking APIs; 12.3 Multiple Redirector Support; 12.4 Name Resolution; 12.5 Location and Topology; 12.6 Protocol Drivers; 12.7 NDIS Drivers; 12.8 Binding; 12.9 Layered Network Services; 12.10 Conclusion; Chapter 13: Startup and Shutdown; 13.1 Boot Process; 13.2 Troubleshooting Boot and Startup Problems; 13.3 Shutdown; 13.4 Conclusion; Chapter 14: Crash Dump Analysis; 14.1 Why Does Windows Crash?; 14.2 The Blue Screen; 14.3 Troubleshooting Crashes; 14.4 Crash Dump Files; 14.5 Windows Error Reporting; 14.6 Online Crash Analysis; 14.7 Basic Crash Dump Analysis; 14.8 Using Crash Troubleshooting Tools; 14.9 Advanced Crash Dump Analysis; 14.10 Conclusion; Glossary;
Posted September 5, 2009
I own version 4 of this book, and the team has done a great job on the update. More than just explaining the "new stuff", they also have removed old information that is no longer accurate (after all, the original book was based on Windows 2000), and reexplained things that were not fully understood in the past.
For example, the details on SuperCache are now more fully detailed out.
On the down side, I have to wait for version 6 of the book to get better insight on WIndows 7!
Posted August 22, 2009
If you're a programmer, PC repair technician, or IT professional, this book is the perfect behind-the-scenes explanation of what makes Windows tick and where specifically you should be looking when you have a problem.Was this review helpful? Yes NoThank you for your feedback. Report this reviewThank you, this review has been flagged.
Posted April 24, 2010
No text was provided for this review.
Posted March 23, 2011
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Posted January 8, 2010
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A chat with the 'awkward, trans-atlantic, whimsical, folk, rock' band Foxtrot Darling. questions devised and edited by myself.
backing song - smoke and mirrors intro.
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Thanks for taking the time to report this user.
Your participation helps keep Airbnb a safe and trusted
community, and it doesn't go unnoticed!
I am a Physician Assistant from San Francisco, love to travel, swim, do yoga and hike. My boyfriend Matt is a salesman who loves to surf and all other outdoor water activities.
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Great guests! We would be happy to have them back any time!
Fantastici ospiti simpatici, amichevoli e ordinati!


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33 year old woman | Boston, MA, USA | Seeking men 25-35 within 20 miles
Are we there yet??
So, I am new at this online thing. My name is Lesley. I am not gonna say I like long walks on the beach cause that's cheesy. But I do enjoy my early morning 4 mile walks with my dogs every day. I like staying active and being outside especially during my favorite season...autumn. Aside from changing leaves and pumpkin picking, the halloween candy alone is reason enough! A great night to me is sitting by a backyard bonfire with friends, music, beer & smores.
Hobbies and crafts , Music and concerts , Volunteering , Watching sports , Wine tasting
Bowling, Other types of exercise, Soccer, Walking / Hiking
I exercise 3-4 times per week.
I don't believe in astrology
I have Dogs
I like Cats
I love these 2 more than anything, which is pretty much why I am single. I just spent $3,500 to repair my dogs ACL. If you are a vet... please hit me up. Lol
Some other viewpoint
Well if I had more time to hang out at hot spots then I probably wouldnt't need to be on here. But when I'm not working.I like going to concerts, community volunteering, red sox games, going to the cape, visiting my family, relaxing at home...
University of Massachusetts Amherst, Amherst, MA
My dogs, kids, arts and crafts, the Fall, beautiful scenery, New England sports, animals, mac and cheese, BEER
Sometimes I practice sweet Michael Jackson choreography moves, alone, in my living room. My dogs don't judge me.
I HATE to read. My attention span is not made for books. My friend insists that I read The 50 Shades of Grey, which definitely peaked by interest @ 1st, but now I'm bored with it. I like reading articles on Health, Psychology & boring stuff like that
Z{{Cta}} {{#if HasMoreInfo}} ?{{CtaSecondary}} {{/if}}
|What she is looking for
|5'5" (165cms)
|5'10" (177cms) to 6'8" (203cms)
|Body type:
|About average, Athletic and toned
|No preference
|Light brown
|No preference
|No Way
|No Way, Occasionally
|Social Drinker
|Social Drinker, Regularly
|Education / Teacher / Professor
|No preference
I work for Boston Public Schools in a 2nd grade inclusion classroom and also work for the YMCA running the after school program. In the Summer and on weekends I work with teens as a college and career coach.
|$50,001 to $75,000
|No preference
|Never Married
|Never Married
|Have kids:
|No preference
|Wants kids:
|No preference
|White / Caucasian
|Latino / Hispanic, White / Caucasian
I like to be creative with this one....
|I'll tell you later
|No preference
|Bachelors degree
|No preference
I studied Health Education and Psychology


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Now you can experience unique colonial-style living in our recently restored guesthouse.
Disponibilità e tariffePer visualizzare la disponibilità e i prezzi, seleziona le date e fai clic su "Aggiorna date"
Ostello Servizi & Politiche
- Aria condizionata
- Giochi di società
- Prima colazione inclusa
- Wi-Fi gratuito
- Lavanderia
Politica di cancellazioneQuesta proprietà ha una politica di cancellazione di 1. La mancata cancellazione entro questo intervallo di tempo si tradurrà in una penale pari alla prima notte di pernottamento.
IndicazioniMostra mappaNascondi mappa
From Ferry Terminal : Ask for the bus which takes you to Jalan Penang. Alight off the bus at Chowrasta Market. Then look for Jalan Hutton which is just one street next to the Police Station.
From Airport: Take the public bus to go to Komtar. From Komtar ask for directions to Jalan Penang. Keep walking till you reach the Police Headquarters and then passing it you will see Jalan Hutton on the left. Some buses from the airport may be going to the Jetty so ask the driver if he can drop you at the junction of Jalan Penang and Jalan Chulia.
Taxis from airport: It will cost M$35 and drop you at our doorstep. Ask for Jalan Hutton off Jalan Penang (opposite Jalan Campbell)
From the Sungai Nibong Bus Terminal in Penang, the RapidPenang bus takes you to Komtar. Alight at Komtar bus interchange and then walk along Jalan Penang till you pass the Police Headquarters. Then you will see Jalan Hutton on the left opposite Jalan Campbell. A taxi from the Sungai Nibong Bus Terminal will cost M$20. Taxis are metered but you often have to pay a fixed price.
From Komtar (Kompleks Tun Abdul Razak):
10 minutes walk to Jalan Penang towards north direction, after Mydin department store. It will be the second street after the Police Headquarters.


text: Travelled all around the world, and loving life settled in downtown Toronto! I am a medical student, an avid skiier, sailor, and all around eater. I have spent time in about 26 countries, and worked/lived/studied in 7 of them! I'm a huge fan of trying new cuisine, so living in Toronto has been an awesome plus for options!


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can temp control sensor or trans temp sensor cause trhis problem
Saturn Q&AAsk Your Question
All 1994 Saturn SL1 questions
car runs great at idle but stall on take off, and at low speeds!
How do i stop from making my seat belt beep stop.
How do you increase your gas mileage? Spark plugs replaced @ 60,ooo miles
I have 82,000 miles now. I know tire pressure helps but what else can I do? Just put gas in @ 6...
how do I change backup bulbs
do I access from outside or inside trunk, and where are the screws located
have a transmission leak from the bell housing where it bolts to transmission
does anybody know if there is a seal between the bell housing and trans mission and is it hard to...
Is there a vacuum line associated with brakes?
My car made loud whistle like noise that went away afar pumping the brakes.
can't add fuel although theres less than 1/4 tank.
fuel tank won't accept the fuel. checked for kinks, did not see any. have tried several time...
Is Stop Leak supost to end up in the coolant jug?
I put Stop Leak in the hose, cause there's no cap, is it supost to end up in the coolant Jug?
how do I replace oil pressure release valve on my 1994 sl saturn
not getting oil pressure car will not run was told this only part left to change, everything else...
timing belt
how do i adjust the tension on my timing belt. a mechanic said it was loose
where do u check the transmission/clutch fluid?
Where is the dipstick for trasmission/clutch fluid?
squeaking noise after i turn right
my 1994 saturn squeaks after i turn right and not when i go left and it stops when i stop. please...
Center bolt...
Do i have to have a center bolt in the timing chain cover? What is the center bolts purpose and w...
does my 1994 saturn SL1 have oil cooler?
does my 1994 saturn SL1 have oil cooler?i have oil in water resevore.replaced head gasket and flu...
where is oil cooler located
does my 94 saturn.SL1 have a oil cooler?
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Minnesota Furniture Warehouse
2275 West County Road C-2
Roseville, MN 55113
(651) 639-0447
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From the latest cookware and appliances to the newest trends in home decor and furniture, you'll find it all at Crate and Barrel in Roseville, MN. Need a great gift or some new furniture or housewares for your home? Drop by Crate and Barrel Minnesota Furniture Warehouse and browse all the great things we have in store this season. Getting married? Our wedding registry experts will help you create the perfect list.
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Seattle 911 -- A Police and Crime Blog
The latest news about Seattle police, Seattle shootings, thefts, arrests, fires, criminals and crimes
Posts by Author
Video: One-punch knockout near Capitol Hill Dick's Drive-In
Caught on video is this ugly bit of street violence on Capitol Hill on Tuesday afternoon. One man knocks out another man near Dick's Drive-In. KIRO/7 says it began when two men were making derogatory comments to homeless people to the suspect. The suspect reportedly had a bat at one point, walked away from the […] [Read More]
Man rams King County deputy's cruiser with stolen truck, escapes in Maple Valley
A King County deputy woke up a man sleeping in a pickup truck at 2 a.m. Thursday, then the trouble began. The man, who was sleeping in the truck near Maple Valley Heights Park at Southeast 164th Street and 190th Avenue Southeast, climbed into the driver's seat as the deputy tried to talk to […] [Read More]
Man shot in chest outside Aurora motel
Police say a man was shot in the chest early Wednesday morning in the parking lot of the Orion Motel in the 12000 block of Aurora Avenue North. Police went to the motel about 12:30 a.m. By then, the victim had managed to get to the motel's office. He was rushed to Harborview Medical Center. […] [Read More]
Missing 14-year-old found in Lynnwood; companion arrested
A developmentally disabled Snohomish girl was found Thursday morning in Lynnwood, and police have arrested the 60-year-old man who was with her. Lynnwood police say Elizabeth Harwood appears to be uninjured, but was taken to a hospital for evaluation. Police found her in the 19800 block of 44th Avenue West. Police said the 60-year-old man […] [Read More]
Woman stabs Seattle boyfriend in head, then splits
Seattle police say a 53-year-old woman stabbed her boyfriend in the head early Wednesday morning, then left. Police went to the stabbing in the 100 block of 29th Avenue. The man had been stabbed in the back of his head, and Fire Department medics treated him. The man said his girlfriend stabbed him, but refused […] [Read More]
Kirkland cop car hits, knocks out police dog
Being a police dog ain't for your sissy lap pooches. Just ask Thor, the Kirkland police dog who was hit by police cruiser and knocked out early Friday morning while on the job in Kirkland. Kirkland police say Thor is OK and recovering at a veterinarian's office. At 12:31 a.m. Kirkland police went to the […] [Read More]
Police make arrests in three West Seattle robberies
Seattle police have arrested one man and a juvenile female in a series of recent robberies in West Seattle. The most recent robbery occurred about 11:30 p.m. Monday outside the QFC in Westwood Village. A man said a group of six to eight people asked him for the time, then assaulted him and stole his […] [Read More]
Burglar climbs through bedroom window in Columbia City, slashing knife at man
A couple in Seattle's Columbia City neighborhood awoke before dawn Monday to discover a man climbing through a bedroom window. The burglar slashed the male apartment resident with a knife, grazing him. Then the burglar escaped. The man and woman who live in the Columbia City apartment called police at 4:50 a.m. They said they […] [Read More]
Police investigate beating, possible hate crime on Capitol Hill
Police say a mixed-raced man was beaten and kicked after a suspect made racial slurs about him. The 22-year-old victim was with a group of friends in the 700 block of East Pike Street about 2 a.m. Sunday. A stranger came up to victim, made degrading comments about his race, then starting beating him. The […] [Read More]
Girl, 16, arrested for series of street robberies
Police says officers have arrested a 16-year-old girl who is suspected of committing as many as three street robberies in Seattle in the last three months. One robbery occurred just before 6 p.m. on Jan 8. A woman was walking near 20th Avenue South and South McClellan Street. A suspect, who was wearing headphones, asked […] [Read More]
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Pendant Light
These pendant lights are very stylish and elegant. They are perfect for the breakfast bar in our kitchen; I purchased three and they look great! Please note that the pendant is round. The photo makes it appear square, due to the outer aged bronze trim. It is also larger than I expected. I would say small but not mini.
Better than expected
I wasn't sure what to expect being first timer to order from Overstock.com. Was pleasantly surprised at quality and how true to pic they were! Saved a lot of money going this direction and happy with product!
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Trending Now: NJSBA Tech Conference: Join the Collaboration on QSAC, PARCC, and the All-in-One Revolution
Powerful web-based solutions for K-12 schools.
SEwatch video
Special Education & IEP Suite
OnCourse Special Education and IEP Suite will improve the way your special education team works together to serve students and maintain legal compliance. From initial referral to IEP creation to annual review, OnCourse simplifies every aspect of student management.
We saw countless presentations and demos of Student Information Systems, but once our committee met with OnCourse, the decision was unanimous.


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Bobby's "No-Fry" Apple Pies are wrapped in a whole wheat crust and baked.Watch Video
You can actually feel good about eating these Cracked Pepper Potato Chips.Watch Video
Bake your own healthy energy bars with this recipe from Ellie Krieger.
Find out how to select the freshest fish & you'll reap healthy benefits.
Chris Cosentino joins Ching He Huang at San Francisco's Ferry Plaza Market.
In a revealing episode, Lisa fills us in on foods that are deceptively bad.
Cauliflower contains important anti-oxidants and fights toxins.
Lisa Lillien proves that girls' night doesn't have to wreck your diet.
Nutrition expert Samantha Cassetty suggests healthy produce alternatives.
Aarti takes a field trip and shares everything she learns about olive oil.
Fitness expert Ashley Borden's tips will keep you motivated and moving.
The secret to a lightened-up cocktail is to keep the mixers low-calorie.
Get Cooking Channel on your TV.


text:
Il nido d'edera - The Ivy Nest
from £34 /night help
Estimated nightly price based on a weekly stay. Excludes fees (if applicable). Enter your dates to see the total cost.
Availability Your dates are available
Apartment | 2 bedrooms | sleeps 4
|Key Info
The semi detached house is located in a hilly area above Como, on the border with the characteristic village of Brunate. It's an ideal location for those who like to spend a holiday relaxing in nature and away from the noise.
Ideal base for the discovery of Lake Como and the surrounding mountains. Recommended for lovers of trekking and mountain bike excursion. Upon your arrival you will find all sorts of information for the discovery of Lake Como and the local trails, maps and guides for consultation.
When the sky is clear, the view stretches from Milan skyline to the Appennino Ligure and the Prealpi Mountains
The property is on one floor, with two bedrooms, a large living room with kitchen and fireplace, two bathrooms and a private garden with stone table where you can relax in the sun or dine 'al fresco'.
|Sleeps up to 4, 2 bedrooms
|Nearest beach
|Como 8 km
|Will consider
|Long term lets (over 1 month)
|Car essential
|Nearest Amenities
|6 km
|Nearest travel links
|Nearest airport: Malpensa airport 60 km, Nearest railway: Como station 10 km
|Family friendly
|Suitable for children over 5
|No pets allowed, No smoking at this property
Features and Facilities
|Central heating, TV, Wi-Fi available
|Cooker, Fridge, Freezer, Washing machine
|2 bedrooms, 2 bathrooms of which 2 Family bathrooms, Solarium or roof terrace
|Double beds (1), Single beds (2), Dining seats for 4, Lounge seats for 4
|Linen provided, Towels provided
|Balcony or terrace, Private garden, BBQ
About this location
The Lake Como region
About the owner
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This holiday home hasn't got any reviews yet. The average rating on Holiday Lettings is four out of five. This place could be newly added or perhaps it's a well kept secret. Either way, it's time to reveal all.
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85% Response rate
Calendar last updated:26 Mar 2015
Based in
- English
- Italian


text:
Conor O'Shea rejects Ireland talk
ESPN Staff
February 26, 2013
Conor O'Shea has no intentions of leaving Harlequins © PA Photos
Harlequins boss Conor O'Shea is adamant that he is happy at the Aviva Premiership club despite being linked with the Ireland job.
Current Irish coach Declan Kidney's contract runs out after the 2013 Six Nations and reports suggest that he is unlikely to have it renewed. Ireland have just one win from three in the Six Nations and fell to a 12-8 defeat to Scotland on Sunday despite having the majority of the possession and territory.
After that loss at Murrayfield, Kidney was asked about his future, but he deflected the question telling RTE: "I've always said that my role is all about getting ready for the next match. That's what it always has been and that's what it always will be."
Ireland fullback Rob Kearney came to Kidney's defence post-match saying that the players should be blamed for the team's failures on the field rather than the backroom staff.
"On a day like that when we had so much possession and created so much, the blame has to be on the players," Kearney said. "The coaches can't make that final pass for you or make that clinical decision. The players must take responsibility and must bear the brunt."
Despite Kearney's backing for Kidney, former Ireland fly-half Tony Ward said on Tuesday that he feels the former Munster coach's time in charge of Ireland should come to an end and he called for O'Shea to be given the job. "Conor would be my choice to take Ireland forward," Ward told the Guardian. "He has the track record, he trusts the people around him and he is Irish at a time when all our provinces are coached by New Zealanders.
But O'Shea is adamant that he is happy at the club and hopes to stay for a while longer. O'Shea told reporters on Tuesday: "I'm contracted to Harlequins until the end of the 2013-14 season. I will be honouring that commitment and hopefully continuing beyond it."
Other than O'Shea, Ireland Under-20 coach Mike Ruddock's name has also been mentioned as a possible successor to Kidney along with Leinster's Joe Schmidt.
© ESPN Sports Media Ltd.
|Live Scores
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Concussion, relegation and the mother of all surprises - it's the Monday Maul.
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Huw Richards assesses where Wales are after a mixed Six Nations, with front row seats still very much available for the World Cup
Attacking revolution will be fleeting
John Mitchell lapped up the action on 'Sensational Saturday' - but warns not to expect a repeat come Rugby World Cup time later this year
Ireland, England are dangers if ...
Craig Dowd warns England, Ireland and Wales they should play to their strengths rather than those of the All Blacks and the Wallabies


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This knife seems kind of pointless to me. It's small, not very sharp, and kind of flimsy.
The etchings are kinda cute I guess, but it feels like a bit of a waste of metal. The knife is barely sharp enough to cut the foil off a bottle of wine and the corkscrew is too short to be easy to use.
I think I'd rather have 5 bucks than this guy.
Size does matter in certain situations. But for this isntance something under 3" packs a nice punch;) Comes compact with a two blades, corkscrew, bottle opener, can opener, and a freaking screwdriver. It's a knife but could easily be everything you need all the time. A perfect gift for anybody!4


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Here it comes in #1, I think
Submitted by Michael Nystrom on Wed, 09/18/2013 - 02:12. Permalink
Right around 4:00
"Hats off to the bears who saw what I didn't see."
"But did the market go down because of 'psychology' or market analysis?" - Clearly defensive.
Another good lecture.
But clearly defensive. Then he spills it:
"I am clearly a great gold bull, and I am chagrined, and I regret that I ddn't see what was coming, but..."
- Login to post comments


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beauty blog | makeup reviews | cosmetic-candy.com
My skin over the last few months has been a little bit crazy; it's been very very sensitive and very very dry. I have been getting less spots randomly appearing…
My two butterballs have rather lovely soft squidgy skin - not an easy thing as small children are … [Read More...]
Having been a long time RMK fan (Creamy Foundation FOR EVER), I am always happy to see their new … [Read More...]
I am all for a new lash mascara/primer/base. I have tried many many many and more often than not I … [Read More...]


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Ore At St George By Evrentals
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... dam is the Colorado River. The dam's generators provide 4.2 billion kilowatt hours of hydroelectric power each year for public and private utilities in Nevada, Arizona and California. Power generation isn't the dam's only purpose. It also provides flood control, water storage and recreation. The art-deco design dam was built during the Great Depression at a cost of $49 million. More than 100 workers died during ...
Zion National Park (written by Corey)
... was awesome, and then found some more places to hike on the other side. We took our binoculars and looked for wildlife, and found a little slot canyon to explore. That night we had our first campfire in a long time. Everyplace else we had been was is some stage of drought and had fire bans. It was nice to cook dinner over the campfire (and save some dishwashing), and we were even able to limit Dean to one s'more! It was a great ending to our stay.
Police Escort and Art
... stages (local kids and adult groups) and there was food and drink wagons aplenty. We all walked away with at least one package under our arms.
Since we were already in the area, we wandered in and out of the little stores that abut the park area where the show was held. You can find antiques, homemade ice cream, photographers, and good old semi-junk stores. We never felt pressured and the sales people were friendly, something not often found today. We also asked ...
Spelunking, clunking and Hidden Pinyon Hike
... maintained trail and good views. As we got further along there were even better views although the path became deeply sandy. We saw prickly pear, cacti, sand sage and lots of little animal prints. The view of the red rock and red sand was great, enhanced by the fact we were the ONLY ones there. We wound through huge "walls" of rock All along the trail there were numbered posts that explained what the desert plants were including Mormon tea, desert ...
Heading to St. George, Utah
We left Crystal Hot Springs at 7:15 am - heading south on Hwy 15. We passed Ogden where we were outrun by a commuter train right next to us. Driving through South Salt Lake we saw the exit to Salt Lake City. There were beautiful mountains on our left and we saw a sign for Sundance Mountain Resort - one of many I'm sure. We also saw the beautiful Great Salt Lake to our right. We were delighted to see a billboard advertising Mary Poppins in St. George - the show we will be seeing in ...