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The GIC dilemma: How to cope with rock bottom rates
What can you do in a low interest rate environment to get a good return without incurring too much risk? Gordon Pape offers some advice.
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I recently received an e-mail from a 64-year-old widow named Linda who is reasonably well off but wants to avoid taking a lot of risk with her money.
She has two Guaranteed Investment Certificates maturing this month, worth a total of $150,000. She says they generate about $450 a month in income for her.
"I am trying to decide whether to renew the GICs or put the $150,000 in mutual funds," she wrote. "I am talking with my bank adviser who thinks I should switch to mutual funds, but I am scared to put everything in one basket. Do you have any suggestions?"
It's not surprising that the adviser would recommend mutual funds over GICs. He gets more commission that way. But in this case it may be the right call, although it does mean accepting more risk.
I hadn't checked current GIC rates for some time so I did some surfing. Five-year rates for non-redeemable certificates at the major banks currently range between 1.75 per cent and 2 per cent (Scotiabank had a special offer of 2.3 per cent at the time of my research but it was not clear now long that would be available.)
With the exception of the Scotiabank special, those rates are lower than they were in April when they averaged 2.2 per cent according to the Bank of Canada. That's a surprise – at the start of the year, it was generally assumed that interest rates would gradually rise through 2014. Instead, they've been in retreat in recent months.
We're not at record lows – the average five-year rate at the start of the year was only 1.63 per cent. But with inflation running at 2.4 per cent (the June CPI number) GICs aren't even keeping up with increases in the cost of living. The economic parlance, they have a negative real return.
That's unlikely to change any time soon. Even with inflation running ahead of its 2 per cent target, the Bank of Canada is not expected to raise its overnight rate until at least mid-2015 because that would put upward pressure on the loonie, derailing the hope of an export-led recovery. The U.S. Federal Reserve Board is also in a holding pattern.
So what should people like Linda do? Rolling over the GICs for another five years is not a great idea at this point. Sometime between now and 2019, rates are certain to rise, barring a major depression.
One possibility is to invest in one or more balanced funds that pay monthly distributions. There are several that currently have yields in the 4 per cent range, which would translate into income of $500 a month, a little more than she's receiving now. However, balanced funds, by definition, have a stock component so she'd have to accept a higher level of risk.
Another option is to open a brokerage account and invest in a portfolio of preferred shares. There are several quality issues that yield between 4.5 and 5.5 per cent and the payments are eligible for the dividend tax credit. Preferred shares are safer than common stocks, but they are vulnerable to loss when interest rates rise sharply, as happened in the spring of 2013.
If these options are too risky for Linda's taste, then my advice is to put the money into a high interest savings account. It won't pay as much as the GIC but the principal will be safe and can be reinvested when conditions improve.
According to highinterestsavings.ca, rates of between 1.3 per cent and 1.95 per cent are available from smaller financial institutions. However, you can sometimes find special promotions at the big banks. For example, CIBC is currently offering 2 per cent until Sept. 30 on new deposits to an eAdvantage Savings Account when the balance is $5,000 or more.
That's still not keeping up with inflation, but it's better than locking up your cash for five years at today's rates.
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Logitech Harmony Link turns an iOS or Android device into a universal remote
By Pawel Piejko
September 20, 2011
Logitech has revealed the Harmony Link, its latest addition to the Harmony line of accessories, which until now mostly included universal remote controls. Featuring a hockey puck-like design, the Harmony Link requires a home WiFi network and the free Logitech Harmony Link App. When installed on an iPad, iPhone, iPod touch or an Android-based device, it enables IR-based remote operation of up to eight home-entertainment devices.
There's a number of ways to turn a smartphone into a universal remote, such as the L5 Remote IR dongle or VooMote One IR sleeve. Logitech's solution facilitates this task utilizing the WiFi network which in present in many households these days. It does, however, require the smartphone's WiFi to be always on.
According to Logitech, the Harmony Link App comes with an activity-based interface, which is also optimized for using swipes and taps to control the TV without glimpsing the remote. The Harmony Link App for iPad will provide users with program guides and personalized TV listings from Rovi. The Harmony Link also includes an IR mini-blaster accessory, which allows users to control devices placed in enclosed cabinets.
The Logitech Harmony Link works with iOS 4.0-based or Android 2.x WiFi-enabled devices, and requires the free Harmony Link App, which can be downloaded from the App Store or Android Market. The device is available for pre-order for U.S.-based customers, is priced at US$99.99, and is due out in October.
Take a look at the following promotional video presenting the unit:Share
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Miami Marlins starting pitcher Jarred Cosart said he is cooperating fully with MLB's investigation into his alleged gambling activity.
A major source of disagreement between Iran and world powers negotiating over Tehran's nuclear program -- what to do with its underground Fordo facility -- may be on a path to resolution.
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Do You Prefer Elizabeth Berkley As a Blonde, Brunette, or Somewhere In Between?
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I haven't seen much of Elizabeth Berkley since Showgirls and I wish that weren't the case. She's beautiful, tall, stately, and despite starring in a complete flop of a film, I really liked her when she was on Saved by the Bell. So it was a real treat to see her on the red carpet last night at the Los Angeles premiere for The Butler's in Love. She was looking cheerful with very taut skin and light hair. Which hair color do you like best on Elizabeth Berkley?
luckykarma 6 years
I think she looks best as a blonde, and she looked amazing in The L Word. She was in a couple episodes as "the crush that got away from Bette" as Kelly.
bellanatella 6 years
Maybe she just has heterochromia (the thing where you have two different coloured eyes) and that's what's off about her. Anyway, she looks really good in the first picture, but I still chose blonde. Idk why.
dannysf 6 years
Showgirls was/is AMAZING!
dannysf 6 years
Showgirls was/is AMAZING!
sfbutterfly24 6 years
Loved her as Jesse on SBTB when she actually HAD hair. I think as a adult her hair has thinned out so much and has been over processed to death making her look horrible.
amybdk 6 years
I don't prefer Elizabeth Berkley. EVER
bisou002 6 years
She's definitely had some work done...saw her in a Lifetime movie not too long ago (she played a teacher that gets seduced by a student) and she just looks...kind of scary.
Hautie 6 years
Well she looks youthful and glamorous as a brunette... and it does match her skin tone well. I think the blonde makes her look old and hard... and she isn't that old.
bbvFAN112 6 years
bbvFAN112 6 years
MissMarisol 6 years
I prefer her in anything but on Showgirls.
jennjennnbubba 6 years
light brunette
jennjennnbubba 6 years
light brunette
lizlee89 6 years
gosh, I'd forgotten how beautiful she is - I like all three but I picked brown w/ blond just because I like it curly like in the pic...
theglossarie 6 years
Hahaha I am with emalove
theglossarie 6 years
Hahaha I am with emalove
emalove 6 years
I don't think I prefer her at all... Undecided.
hills 6 years
she is the girl off of SBTB omg! i used to lv that!
Rachiepop 6 years
Blonde makes her look more youthful.
xrawk_starrx 6 years
xrawk_starrx 6 years
JaimeLeah526 6 years
I like the dark brown the best but I'm not sure if it's because the style is the best there or what. I'd like to see her with straight light brown hair.
LesleyP825 6 years
She looks really weird. I couldn't decided which hair I liked best.
AmberHoney 6 years
Blonde, but she has this buggy-eyed stare that kinda creeps me out. I only know her from CSI Miami.
chiquita29 6 years
I thought the same thing BlueKitten. I like her best in the first photo, so I chose brunette.
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Canstar Community News - ONLINE EDITION
St. John's student takes instant liking to sweet science
When Bryden Travers walked into Power Boxing Club last August, the last thing on his mind was becoming a Manitoba Golden Gloves champion.
But that's exactly what Travers accomplished last month, as he won the 59-kilogram division at Orioles Boxing Club.
The 13-year-old from the North End had been intrigued by the sport for several years, but only recently decided to give it a try for himself. It turned out he not only loved everything about the sweet science, but had some natural talent as well.
"I like the fact that I can hit somebody and get away with it," said Travers, a Grade 8 student at St. John's High School. "It's all fun. I love it. I like everything about it. I like the fights, sparring is fun too."
Since he started training under Jerome Peters at his club on Fife Street, Travers has gone 6-1 (only losing his very first fight on a decision that many didn't agree with) and seen his skills quickly improve.
Travers is in the gym five or six days a week, for three hours at a time. He's in peak condition physically, and says his discipline and self-esteem have never been greater.
Peters calls Travers "a natural."
"He's here every day," said the trainer. "He's putting a lot of work in. He comes even when he's sick. I have to send him home sometimes."
At the Golden Gloves, Travers ended up being forced to move up from his usual 54-kilogram weight class to 59 kilograms because he weighed in nine ounces overweight.
But being forced to take on much bigger fighters didn't faze him, nor did stepping in the ring with a toe that had been banged up by a mishap with some weights.
"I was fine about it," Travers said. "A fight's a fight as far as I'm concerned. As long as I get to fight, I'm happy."
Putting his aggressive, offensive style to use, Travers won both his fights to claim the championship trophy and gold medal.
"I was proud of winning," he said. "I went in focused to win, and that's what I accomplished."
Peters said the accomplishment was especially impressive because of the fact Travers was hobbled.
"He only had one good foot," Peters said. "It slowed him down quite a bit. He wasn't at his best. But he kept throwing punches."
Next up for Travers are fights in Minot, N.D., and Regina in the next few weeks. He's also planning to compete in the prestigious Ringside tournament in Kansas City this summer.
Longer term, Peters believes Travers has a chance to do well at junior nationals, and eventually fight internationally.
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@TimesWPG: The Garden City Aces struck gold twice on Sunday. winnipegfreepress.com/our-communitie… #cbn 3:28 pm on Mar 27
@TimesWPG: Four northwest Winnipeggers up for @YWinnipeg Women of Distinction Awards winnipegfreepress.com/our-communitie… #cbn 3:27 pm on Mar 27
@TimesWPG: Meadows West School students held a Be the Change conference last week featuring local activists winnipegfreepress.com/our-communitie… #cbn 3:25 pm on Mar 27
@TimesWPG: Giles twins led Sisler to a provincial basketball crown earlier this week. winnipegfreepress.com/our-communitie… #cbn 3:23 pm on Mar 27
@canstareditor: RT @CanstarHeadline: New homes to be built next to Blumberg Sports Complex in RM of Headingley. winnipegfreepress.com/our-communitie… #cbn 2:09 pm on Mar 26
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Filed under entertainment
He said that while attendees have little social time, there are occasions when participants can gather socially, the statement says. Ayers said that it is likely that during one of these social gatherings, some members shared the racist song that was recorded on video at the University of Oklahoma and spread on social media this month.
Autopsies conducted Friday on Stoni Blair, 13, and her brother Stephen Berry, 9, determined that they died from multiple blunt trauma, with Stephen additionally suffering burns, according to the Wayne County Medical Examiner's Office, which declared their deaths homicides, the news site writes. Charges had not been filed Friday against the children's mother, Mitchelle Blair, 35, in the deaths.
The attack occurred late Monday aboard a light-rail car in St. Louis after the assailant asked the victim his opinion about the Brown shooting, CNN writes. When the man declined to answer, the assault began, police say. Two more black men joined in the beating, according to a police report.
As more football players are trademarking their names and catch phrases, one team has been losing its battle to keep the trademark on its controversial mascot.
The United States Patent and Trademark Office (PTO) cancelled the Washington Redskins' trademark last June, based on the mark being "disparaging to Native Americans." On Monday, the Department of Justice threw its support behind the decision, saying the perspective of Native Americans to the team name outweighed the NFL franchise's alleged intent to honor them.
This page contains a single entry by Christopher Coble, Esq. published on March 26, 2015 2:45 PM.
Target's $10M Data-Breach Settlement Gets Preliminary Approval was the previous entry in this blog.
Find recent content on the main index or look in the archives to find all content.
Yes and No
Whether or not a settlement award is taxable depends on what it compensates you for. For example, you were injured at work by a rolling office chair breaking your knee caps, and your settlement award was:
What do you have to pay taxes on?
Lost Wages
Money you earn is taxable. So, a settlement award that compensates you for lost wages is also taxable.
Medical Bills
Damages for physical injuries are not taxable. If the medical bills you incurred were for physical injuries, then the award meant to compensate you for medical bills are not taxable. However, if you've already deducted your medical bills on previous tax returns, then the settlement is taxable.
Pain and Suffering
Again, remember that damages for physical injuries are excluded from
The media camped out at a San Francisco courtoom on Thursday in case there was a quick jury decision in Ellen Pao's multimillion-dollar sexism lawsuit against Kleiner Perkins Caufield Byers.
But a lawsuit filed in the past week against Twitter could have a bigger impact on Silicon Valley tech employers, lawyers say.
Pao could win as much as $140 million if the jury decides that she was discriminated against because of her gender and retaliated against for complaining.
A decision against Kleiner Perkins could also encourage others to file similar suits, like the complaints filed in the past week against Twitter and another against Facebook.
If Kleiner Perkins wins, on the other hand, it could discourage women from putting themselves under the kind of public scrutiny that Pao has.
But in the end, the Pao vs. Kleiner Perkins suit is specifically one person against one


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Hi I would want to plan a trip to Xi An this year. This is my first time there. Does anyone know when (month) is the non-peak season to visit Xi An? Thanks a million :)
Plenty of tours leave from the Bell Tower too, and/or pick up from various hotels. There is also a major-ish bus... more
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The Rockies' No. 19 prospect retired the first 24 batters before allowing a leadoff infield single in the ninth inning Tuesday as the Double-A Tulsa Drillers blanked the Corpus Christi Hooks, 4-0.
Cabrera struck out eight before Chris Wallace lined his 102nd pitch of the night up the middle. Second baseman Angelys Nina made a diving backhanded stop, but his throw just missed getting Wallace at first base.
"It was really close," Cabrera said. [Nina's] a really good fielder and I thought when he threw the ball he was out."
Cabrera exited to a standing ovation and was relieved by Coty Woods, who retired all three batters to complete the one-hitter.
"I was really happy," Cabrera said. "It was exciting. Eight perfect innings, I'm excited."
Tuesday's gem was nothing new for the 24-year-old left-hander, who's dominated the Texas League in his first three starts. He's allowed only 11 baserunners while striking out 16 over 20 innings.
"My fastball was working, my changeup was working and my breaking ball was working a little," Cabrera said. "My changeup was working a lot, I threw like 30."
The non-drafted free agent out of the Dominican Republic had a whirlwind 2011 season in which he led the Minor Leagues with 217 strikeouts, establishing a Rockies organizational record. He finished 8-3 with a 3.34 ERA in 26 starts for Class A Asheville and Class A Advanced Modesto.
Lars Davis broke up a pitchers' duel and staked Cabrera to a 2-0 lead in the fifth with his first homer of the season. Cabrera praised his batterymate's skills behind the plate.
"He's a really good catcher, he called a really good game," he said. "It's awesome."
Kiel Roling padded the lead with a solo shot in the sixth and Rockies No. 16 prospect Josh Rutledge capped the scoring an inning later with an RBI single.
Today on MiLB.com
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- Mariners' Sanchez passes away at 20
- Astros prospect Correa collects three more hits
- Report: Thorpe needs Tommy John surgery
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Newstalk – March 25
Groundwork Somerville presents its 15th Anniversary Fundraising Gala and Volunteer Appreciation on Friday, April 3 from 7-11 p.m. at Cuisine en Locale, 156 Highland Ave. in Somerville. Celebrating all night with live music by The Ways and Means Committee, along with prizes, and amazing food.
March 25
Our View of the Times – March 25
So, we may still be shaking off our boots and rooftops after the record (and back) breaking winter storms that plagued our fair dominion over the past several weeks, but it's still nice to know that springtime has officially arrived. We anxiously await the final thaw and balmier days ahead.
Union Square redevelopment lacking long-term vision to meet community goals
In February, the City of Somerville's plans for the redevelopment of Union Square took a hard turn in the wrong direction. The City's master developer, US2, announced plans for the development of D2, a former metal scrap yard and future gateway into Union Square next to the planned Union Square Green Line station. US2's plan calls for 525 units of housing for millennials in a first phase of development on this strategic block, which is among Union Square's most important and commercially viable locations, while remaining silent on their intentions for other parcels in the Union Square Revitalization Area.
US2 Says Thanks, Somerville
We write to thank the community members, the City of Somerville, Mayor Curtatone and his dedicated staff, city consultants, and all of those who took part in the City's recent design charrettes and prior visioning sessions and workshops, for your efforts to guide the future development of Union Square.
Urban agriculture is return to our roots – and investment in our future
By Joseph A. Curtatone
City and town leaders, legislators, urban farmers and others from across Massachusetts came together last Friday at the State House for a symposium on urban agriculture. The story of urban agriculture in Somerville may seem like a new trend, but it's an idea with a deep history. Growing up in my neighborhood for example, we had families from Ireland, Greece, Portugal, Italy and other countries, who grew foods in their yards, shared it with their neighbors and supplemented their tables with what they had grown. I remember my mother having buckets out back in which she grew tomatoes. Today, Somerville still has backyard gardeners who hail from across the globe, but we also have new enthusiasts: foodies and locavores who prize local food that is healthier, fresher and more flavorful. As they bring new life and focus to the urban agriculture movement, they are actually returning our city to its roots—urban gardening and farming is part of our DNA. At the same time, with the educational, health, environmental and economic benefits that it brings, investing in urban agriculture is an investment in our future, too.
Letter to the Editor: Rezoning Deadline
Somerville Community,
The Friday March 27th deadline for written testimony regarding the Somerville Rezonng Ordinance is approaching. On Thursday March 3rd there was a public hearing on the Rezoning Ordinance. Since that time we have had the Somerville 3 day Charrette and a follow up meeting on Thursday 19.
Newstalk – March 18
We are saddened by the news that a good guy from Somerville passed away down in Florida. Tom Taylor, who served our city well and in particular the residents of Ward 3 over many years, is now resting in peace. The whole city knew he was going through a lot over these past couple of years, but he was very strong willed and, of course, his lovely Celia was by his side all the time, encouraging him and making him smile, creating more great memories together. The suffering is over and now is a time to celebrate the life he shared with us and all the good things he did. With that said, his wife Celia and his family would like to invite everyone to a "Celebration of Life" on Sunday, April 26 from 4-8 p.m. at the Somerville City Club, across from the Holiday Inn. All are welcomed to share with the Taylor family and friends the many good times and good things Tom did here in his beloved Somerville. Donations of food and beverages are greatly appreciated. There is a Facebook page set up for the "Celebration" (https://www.facebook.com/celia.taylor.505) to let the family know if you're going.
March 18
Our View of the Times – March 18
The horrific collapse of part of the roof at the Brown School last week sent shock waves through the community and served as a wake up call that the structural integrity of some of our public buildings is far from sure and safe.
Studying how we can protect our people from highway pollution
By Joseph A. Curtatone
I am a statistic. I am one of many Somerville residents who face a higher risk for cardiovascular disease because of the car-centric planning that began reshaping our cities in the mid-20th century. We stopped planning for people and started planning for cars, resulting in the construction of I-93 and, near my childhood home on Prospect Hill, McGrath Highway. Our community eventually fought back and fortunately stopped the construction of the proposed I-695 Inner Belt Expressway—but it was too late to stop the consequences of those earlier poor decisions. More cars began traveling through our community. The traffic jams did not go away. And we saw higher rates of heart disease, asthma and other ailments in people living in the shadows of the highways. We know better now. We're expanding public transit, and we're making it easier and safer to walk and bike in Somerville. That said, I-93 is not going away, and though McGrath will eventually be lowered to become a ground-level boulevard, the cars will still cut through our neighborhoods. Fortunately, a group of dedicated people, including city officials, are working on solutions to protect our residents.
The road from Selma extends beyond the horizon
By William C. Shelton
On last Friday's PBS News Hour Judy Woodruff asked Michael Gerson and Mark Shields what the recent racist episode at the University of Oklahoma has to "say about whether we can ever get rid of racism in this country."
Until further notice…
Life in the Ville by Jimmy Del Ponte
I thought I had reached the end of the line back on May 18, 2013 when I tried to say goodbye to this column. Somehow I got a burst of inspiration and continued writing another 100 or so stories.
Newstalk – March 11
Somerville Pop Warner is hosting a Cookies and Cocoa Registration at Clarendon Hill Towers Wednesday (today) from 6-8 p.m. at the community room, 1374 Broadway. Somerville Pop Warner and Cheerleading registration for boys and girls, aged 5–15, by July 31. Fee: $20. Scholarships available. No child is ever turned away for inability to pay.


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DEFINITION of 'Assignment Of Accounts Receivable'
A lending agreement, often long term, between a borrowing company and a lending institution whereby the borrower assigns specific customer accounts that owe money (accounts receivable) to the lending institution. In exchange for assignment of accounts receivable, the borrower receives a cash advance for a percentage of the accounts receivable. The borrower pays interest and a service charge on the advance.
INVESTOPEDIA EXPLAINS 'Assignment Of Accounts Receivable'
If the borrower retains ownership of the accounts, then the borrower continues to collect the accounts receivable and passes the payments on to the lender. Since the borrower retains ownership, he also retains the risk that some accounts receivable will not be repaid. In this case, the lending institution may demand payment directly from the borrower. This arrangement is called assignment of accounts receivable with recourse. Assignment of accounts receivable should not be confused with pledging or factoring of accounts receivable.
Full Recourse DebtA guarantee that no matter what happens, the borrower will repay ...
Assignment1. The transfer of an individual's rights or property to another ...
Accounts Receivable - ARMoney owed by customers (individuals or corporations) to another ...
Non-Recourse FinanceA loan where the lending bank is only entitled to repayment from ...
FinanceThe science that describes the management, creation and study ...
General LedgerA company's main accounting records. A general ledger is a complete ...
What is the difference between a non-recourse loan and a recourse loan?The essential difference between a recourse and non-recourse loan has to do with which assets a lender can go after if a ... Read Full Answer >>
Small Business: Speed Up Receivables To Avoid A Cash CrunchWaiting for customers to pay can be a losing game. Look to factoring for quicker cash.
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A Look At Accounting CareersMore than just crunching numbers, this career blends detective work with trouble shooting.
Intangible Assets Provide Real Value To StocksIntangible assets don't appear on balance sheets, but they're crucial to judging a company's value.
What's a Run Rate?Run rate is a term used to denote annualized earnings extrapolated from a shorter time frame. Management uses the run rate to estimate future revenues.
Financial AccountingFinancial accounting is the process of gathering, recording, summarizing and reporting financial data relating to a business. The ultimate goal is to accurately report the financial picture and ...
What are Direct Costs?Direct costs for finished goods refer to the items and services directly used in production. Other costs such as rent and insurance for the production site are indirect costs. These costs may ...
What is Contingent Liability?A contingent liability is an amount that might have to be paid in the future, but there are still unresolved matters that make it only a possibility. Lawsuits and the threat of lawsuits are the ...
What's Accrued Interest?Accrued interest has two meanings. In accounting, it is interest that has been earned, but the time for payment has not yet occurred.
What is Absorption Costing?Absorption costing is an accounting method primarily used in manufacturing. In absorption costing, the cost of a manufactured product includes the direct costs plus an apportioned share of the ...
What Must The UK Do To Keep North Sea Oil Afloat?The UK government may need to take drastic action to ensure the viability of UK North Sea offshore oil production amid high costs and shrinking margins.


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Want to target FAU students, alumni and fans? Looking to reach the college sports and football audience surrounding Florida Atlantic University in Boca Raton?
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If I were him , I would just slither away and go coach football with my big brother. But no. In America, anyone will sue over anything. Even if the...
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That's true Chuck. Once we go to tourney time, we play a lot of games in a short period of time. The more confident pitching we have, the better.
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Recovering a forgotten history of African American life was motivation enough for anthropology graduate student Nedra Lee and her peers to brave the Texas summer heat while excavating an old farmstead in southern Travis County.
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ammonium sulfate concentration for watering blueberries?
Is one tablespoon of ammonium sulfate per 2.5 gallons of water sound right for watering established blueberry plants?
should the amount be adjusted for 7.5 ph well water?
(I noted this last year but could not find the original thread. I believe it was from "fruitnut" but not sure.)
Yes, the ratio is correct, but I only apply that once per week establishing plants, not at every watering. And I used it from April thru June. I'm not fertilizing now anymore except for what little of the CRF is left in the soil from the spring. I add approx 2 tablespoons of white vinegar per gallon of my approx 8.0 pH tapwater for each watering. I have five 2 y.o. plants, and two 5 y.o. plants. They are growing very well.
It's usually recommended to shake crystals around the drip line on top of a thick layer mulch rather then water it in directly. This helps it release more slowly, and needs to be done less often. I usually only add ammonium sulphate twice per year, in spring and in June, no later.
As far as pHing water, it depends on your soil and the water itself. If the soil is on the low side of pH, no need to lower. If it's already high, then add acid to lower the pH of the water. If your soil is just right, go by the ppm of your water. If the ppm is high, adjust the pH. If the ppm (amount of carbonates) is low, no need to adjust. Rainwater, due to it's low ppm usually doesn't need to be adjusted. Low ppm's usually means your water doesn't buffer pH much, and soil will overcome it. If you don't have a ppm meter, the amount of acid you use to correct the pH tells you the buffering capability. If you need a lot of acid to lower it, then you will likely need to use it.
thx for replies. I think my soil is OK, started with 1/2 peat and 1/2 7.2 Ph native soil in fall 2010.
plants were started spring 2011 and are heavily mulched with wood chips with bottom layer starting to rot noticably.
sprinkled ammonium sulphate this spring.
overall plants seem to be doing well. based on your advice seems like I'm doing this right.
I wouldn't be surprised if your soil still has a high pH. Usually with alkaline soil and peat, you often also need to add sulphur to get it just right. The rotting mulch will also tend to raise pH as it breaks down. I would suggest you measure the pH now, and regularly to establish the trend so you can fix it before it does start to show on your plants.
Oops, sorry. I thought you said for establishing plants. My bad. You said "established." Here's a link for a good thread on the subject. Instead of once per week, it might be only once per month. Also, I grow mine in containers. The routine is different for plants in the ground. Hope this helps.


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These are all the News & Announcements posted on Monday, 18 April, 2011.
Reminder: Author Night This Friday, April 22
Remember, the Logan Library's Author Night is this Friday, April 22 at 6:00 pm at the Mount Logan Middle School Auditorium (875 N 200 E). We will be featuring presentations and books signings by Ally Condie, James Dashner, Jessica Day George, Shannon Hale, and Brandon Mull.
Posted By Logan Library at 12:39 PM in Category:Events
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The Latest News!
Mar 24, 2015
» Learning @ the Library Mar 18, 2015
» Record Your Family's Voice: Oral History Training Mar 12, 2015
» Save the Date For Our Community Fair


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The Schlumberger Foundation is an independent nonprofit entity that supports science, technology, engineering, and mathematics (STEM) education. Recognizing the link between science, technology, and socio-economic development, as well as the key role of education in realizing individual potential, the Schlumberger Foundation flagship program is Faculty for the Future.
Recipients will be notified via email March 31, 2015. Applications for the Schlumberger Foundation 2016–2017 Faculty for the Future Fellowships will be available online from September 2015.
Learn more about the Faculty for the Future program
"Scientific curiosity is a very fragile plant which requires not only encouragement but, most of all, freedom: without freedom, it inevitably withers."
―Albert Einstein
Warning How to spot false offers from parties claiming to be from the Schlumberger Foundation.


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A beautiful, mesmerizing read-aloud for storytime. This book will settle down a roomful of kids, from preschool age to fourth graders. With older kids, point out the delicate watercolors and pair it with a painting activity.
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Hi! I´m Laura, 36. I live by the beach in A Coruña, Galicia - Spain.
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Excellent guests!!! Everything was easy with them, from the very start! Really considerate, friendly and reliable people. Good communication. They took great care of our apartment and left it clean and tidy! Totally recommended. Thanks Laura!
It was a pleasure to host Laura and her family in our apartment. They were very nice and easy guests and left the place in a perfect condition. We would be happy to host them again. Ha sido un placer alojar a Laura y su familia en nuestro piso. Han sido unos huéspedes muy agradables y dejaron el piso en perfecto estado. Nos encantaría poder alojarlas en el futuro.


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Details on forthcoming events
Details on previous Seminar Series
Details on events held in 2012, see below
Details on events held in 2014, 2013, 2012, 2011, 2010, 2009, 2008, 2007, 2006, 2005, 2004
Migrants at Work: Immigration & Vulnerability in Labour Law
2:30 pm, Friday 13 February
Seminar Room 1, Oxford Department of International Development, Queen Elizabeth House, 3 Mansfield Road
This event launches the new publication "Migrants at Work: Immigration & Vulnerability in Labour Law". Edited by Cathryn Costello & Mark Freedland (Law, University of Oxford), it includes work by Bridget Anderson (COMPAS), Virginia Mantouvalou (UCL), Bernard Ryan (Leicester), Martin Ruhs, (COMPAS), Sandra Fredman (Oxford) and Alan Bogg (Oxford).
Refreshments will be provided.
Places are strictly limited, so early booking is advisable


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"Girl Crush" garners big reaction on "The Tonight Show."
Hair Today
Julianne Hough and Jason Michael Carroll turned heads with their new hair styles at the ASCAP Country Music Awards in Nashville, Oct. 19.
Julianne showed up on the red carpet with her golden locks now a slightly darker hue. And as you can see, Jason has trimmed quite a bit from his formerly long mane.
More News
iHeart Award performers include Florida Georgia Line and Luke Bryan.
Looks like he's gonna be a hockey player.
Exclusive Video: Martina McBride and Sara Evans Perform "Jolene" for New Season of "Front and Center"
CMA Songwriter Series-themed episodes will feature Little Big Town, Brandy Clark and others.
Book passage now for star-packed cruise to the Caribbean.
Three-hour-long set for The Big Revival Tour's opening date features guests Taylor Swift, Joe Walsh and others to the stage.


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Quote for Sunday, November 28, 2010
mawheelNovember 28, 2010
Life is a constant Advent season; we are continually waiting to become, to discover, to complete, to fulfill. Hope, struggle, fear, expectation and fulfillment are all part of the Advent experience. --Edward Hayes, Author
Very timely quote. It reminds me that it's time to buy/make an advent calendar. We have always had one at our house. I'm glad to see the New-Age one. See link below.
Here is a link that might be useful: New-Age Advent Calendar


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Dragon wading through the moonlit ocean, as lightning strikes in the background.
ocean, water, night, dragon, world, fantasy, game, stars, lord, moonlight, playing, rings, dragons, rpg, oblivion, role, bakker, dungeons, warcraft
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3 Reviews
Average Customer Review
Share your thoughts with other customersCreate your own review
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20 of 21 people found the following review helpful
4.0 out of 5 stars A historical and intellectual delight,
M.U. (Cambridge, United Kingdom) - See all my reviews
This review is from: The Mapmakers: The Story of the Great Pioneers in Cartography - From Antiquity to the Space Age (Paperback)
This book is not a coffee-table book full of beautiful maps - rather this is a book which skilfully and eloquently covers the history of mapmaking from primitive ancient charts to modern satellite-aided mapping of other worlds. Like good popular science books, 'The Mapmakers' enlightens the reader about the evolution of mapmaking, often at quite a technical level, without ever resorting to condescending prose or losing the reader with jargon. And best of all, it is richly embellished with historical detail. Mapmakers have been amongst the world's greatest adventurers, and the tales of bravery and hardship, all in the name of mapmaking, are as exciting as any. I heartily recommend this book to anyone with an interest in maps and the human drama which has accompanied their creation through the ages.
11 of 12 people found the following review helpful
4.0 out of 5 stars Interesting account of the history of mapmaking,
By A Customer
Verified Purchase(What is this?)
This review is from: The Mapmakers: The Story of the Great Pioneers in Cartography - From Antiquity to the Space Age (Paperback)
What can I add to the description and the first review? This book describes how we came to know the shape of the earth, the distribution of land and oceans, mapmaking, the history of voyages of discovery, and how the earth was mapped. Later chapters descibe mapping the oceans, the moon, and even Mars. It is clearly written and well illustrated. I would have liked more on map projections, with illustrations. I also found the book to be pretty Americanocentric.
3 of 4 people found the following review helpful
5.0 out of 5 stars Great review of technical advances thru 1981.,
By A Customer
This review is from: The Mapmakers (Paperback)
Many aspects of world history are seen in a different light after reading how man learned to accurately map and use maps for world exploration. European and Americas mapping is handled extensively. Africa and Asia are lacking in historical context, perhaps due to lost or unavailable records. Being published in the early 1980's, the book is missing the last 2 decades of technological advances of Global Positioning Systems in use today. Otherwise a WONDERFUL READ for anyone interested in geoscience, geography, maps, or history.
Most Helpful First | Newest First
The Mapmakers: The Story of the Great Pioneers in Cartography - From Antiquity to the Space Age by John Noble Wilford (Paperback - 4 April 2002)
In stock


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Sleep Inn & Suites
3427 Street Rd.
Bensalem, PA 19020
Phone: (215) 244-2300
Fax: (215) 638-3891
Knecht's Mill Covered Bridge
Knecht's Mill Covered Bridge is an architectural milestone in itself. A historic covered bridge, it is one of the few of its kind in Pennsylvania. Built in 1973 in town Truss style, it is 110 feet (33.5 meters) long and 15 feet (4.5 meters) wide. The beauty of the bridge trebles in winters, when it gets covered by snow, making it a unique picturesque sight. The bridge was added to National Register of Historic Places in 1980.
Knecht's Road
Springfield, PA 18081
Earn valuable points toward free nights.


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7 a.m.
Good Morning America Sharon Osbourne, "The Bachelor" host Chris Harrison. (KSTP, Ch. 5)
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The Wendy Williams Show Jawn Murray, Rita Cosby. (WFTC, Ch. 29; also 11 a.m. KMSP, Ch. 9)
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LIVE! With Kelly and Michael Lena Dunham, Nicholas Hoult. (KSTP, Ch. 5)
The Jeff Probst Show The Saturdays perform. (WCCO, Ch. 4)
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Anderson Live Gator Boys, Maria Sansone co-hosts. (KMSP, Ch. 9)
Katie Jennifer Lopez, Jason Statham. (KSTC; also 2 p.m., KSTP, Ch. 5)
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The Tonight Show With Jay Leno Robert De Niro, Sherri Shepherd, the Grascals perform. (KARE, Ch. 11)
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A Minnesota man accused of sexually assaulting a real estate agent while viewing a house will undergo a preliminary hearing next week regardless of whether he has retained a lawyer, Douglas County Court Commissioner Paul Baxter ruled today.
James Robert Osborn, 49, Keewatin, faces felony charges of false imprisonment and attempted third-degree sexual assault as well as misdemeanor charges of fourth degree sexual assault and misdemeanor battery.
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To find the Connie Herwig you are looking for, explore our people search tools. PeopleFinders.com has an information database that can help you locate a person based on age, past residences, relatives, aliases, and more. Connie Herwig was born in 1952 and is 63 years old. Known relatives include Dale J Herwig, Brandon Herwig, Brett T Herwig.
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Physical Therapy And Hiv
Here's a taste of what TheBody.com has to offer on this topic:
Ask the Experts
Physical therapy for persons with HIVHi Rick, I'm interested in the physical therapy side of AIDS/HIV. How is it used for pain management and keeping the functional level intact with the progression of patients. Do the majority of Aids pt's follow thru with a physical therapy program?...
Response from Rick Sowadsky, M.P.H.
Nevada State Health Division AIDS Program...Thank you for your question. Let me refer you to the following review articles that discuss physical therapy in persons with HIV infection:Physical therapy management for the patient with HIV. Lower extremity challenges.Galantino M, Read more »
CNS toxoplasmosisI was wondering if there is any correlation between CNS toxoplasmosis and stroke? I am a physical... Read more »
hiv and strokeMy grandmother is 73 years and is hiv positive. She started using ARVs in September, last year.... Read more »
New York Times Examines Yoga as Physical, Emotional Therapy for People Living With HIV/AIDS, Other Chronic Diseases... The New York Times on Thursday examined how people with chronic diseases -- including HIV/AIDS, cancer, osteoporosis and Crohn's disease -- increasingly are choosing yoga classes to help reduce discomfort caused by Read more »
Alternative and Complementary Therapies...Many People Use Alternative Therapies? Alternative therapies are very popular. In the United States, over 70% of people with HIV have used some kind of an alternative therapy. Many people use them regularly. Some health insurance plans pay for... Read more »
Women, Depression and HIV/AIDS...Options Get Evaluated and Treated for Depression Depression Is More Common in Women While many people living with HIV (HIV-positive people) suffer from depression, it is more common in HIV-positive women than HIV-positive men. In some... Read more »
Caring for Your Heart if You Have HIV/AIDS... Table of Contents Heart Disease Basics Symptoms of Heart Disease/Attack Risk Factors for Heart Disease HIV and Heart Disease Reducing the Risk for Heart Disease Taking Care of Yourself Heart Disease Basics Many... Read more »
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Best states for private/public health insurance
Posted by johnpaul10028...insurance that will pay not just for hiv meds and docs, but also for a psychologist, chiropractor, and heart, diabetes, dental, physical therapy, and other types of doctors and medical procedures. Also home health care or home help if possible. ... Read more »
Diagnosed with HIV and AIDS at the same time!!!!
Posted by icantbelieve, 9 RepliesLast April, viral load over 500.000 and cd4 count 191. Overwhelming. I've been sad, lonely, on meds, always tired, lost weight, appetite, no one knows, live away from my family, no partner, with an infection on my skin since April that impairs my... Read more »
Curious - Do any of you have bone or joint disease
Posted by ScotCharles, 6 Replies...people with AIDS getting a disease of the long bones called avascular necrosis. Some researchers are positing that long term HIV infection and perhaps the meds can lead to early onset osteoporosis, osteoarthritis, and degeneration of the... Read more »
Posted by Kipling...had 2 MRI's & nothing is shown but thinning of the spinal cord. No neurologist has given me any direction of hope except for physical therapy which I have tried countless times. I haven't been told that I'll never walk again, but i could sure... Read more »
Resource Centers
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Dr. Mona V. Mhatre, DO
Physical Medicine & Rehabilitation
- 3010 W Agua Fria Fwy Ste 100
Phoenix, AZ 85027
- 3 Locations
- (866) 974-2673
Dr. Mona V. Mhatre graduated from the Kansas City University of Medicine and Biosciences College of Osteopathic Medicine in 2006. She works in Phoenix, AZ and 2 other locations and specializes in Physical Medicine & Rehabilitation. Dr. Mhatre is affiliated with Banner Boswell Medical Center, Banner Del E Webb Medical Center, Banner Desert Medical Center, Banner Gateway Medical Center, Banner University Medical Center Phoenix and Mercy Gilbert Medical Center. She speaks English and Spanish.View More
Gender: Female
Languages Spoken: English, Spanish
Physical Medicine & Rehabilitation
Medical School: Kansas City University of Medicine and Biosciences College of Osteopathic Medicine; Graduated 2006
*This physician has multiple office locations. See Office Information for details.


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Total of 5 individuals found at this site.
Marbled salamander
4 larva were seen in pool.
Larvae. Been looking for these for many winters! They lay eggs in the fall when the vernal pools are dry, the the young hatch when the pools fill in winter. They cam live under the ice until spring, when all the other animals show up, and they are massive badasses who eat everyone.
This wasn't exactly a true vernal pool since it was partially stream fed, but there was very little flow and clearly very tanic. The presence of an adult newt was a bit troubling, suggesting it might not be ephemeral, but I don't know what other salamander would be this well developed in December.
? Newt? Marbled salamander?
The marbled salamander (Ambystoma opacum) is a species of mole salamander found in the eastern United States.


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You know that feeling you get when someone presents you with an amazing opportunity to present and sell your course, class or program and part of you is like YES! But as you picture the scene in your head the sense of jubilation begins to fade.
A drive to improve the way one looks is often the precipitating factor that causes one to begin yoga or any kind of new workout regimen. Of course, we can usually see the positive health benefits, too, but oftentimes, outer appearance is what first motivates us to change.
Yoga is very much about being present, on and off the mat. By leading a more mindful life, the aim is to change the way we think about our experiences; being more aware of each moment, more accepting and less judgemental.
Eliana, mother of Dominic, who took my yoga session, is 85 but not, if you know what I mean. Unexpected, impatient and eager for new experiences, she sports the attributes of youth not age. We had a conversation about her fascinating life and what brought her to her vocation as a healer via a career in fashion and teaching.
Yoga is not a pick-n-mix, you cannot take the fitness aspect, asana, and ignore the aspect of jnani, self knowledge, or bhakti, doing selfless service for others. We cannot afford to pay no heed to how our daily consumerism, and lack of resistance toward consumerism, propels the impoverishment of brown bodies in the East
A little slice of Indian Ocean heaven, Constance Ephelia is the picture perfect beach retreat that doesn't disappoint. Our journey to the Seychelles is not direct, and somewhat tiring but on arrival the WOW factor and immediate air of calm and relaxation out-weighs the jet lag.
When I began doing yoga it was to escape and balance out a very stressful corporate job. And it worked. It really worked. And I suppose it is still "working", however, I am more cautious now than ever about my involvement and relationship to yoga.
I am a traveler. I enjoy navigating foreign terrain. And I am typically a serial monogamous, years of long-term relationship after long-term relationship with desert in between. Due to this, the rules of this type of playground are very foreign to me.
There are few places today where we aren't able to see our reflection - mirrors abound, selfies taken at every opportunity not to mention the media obsession with perfect looks. Yoga is one of the only spaces where all devices are out of sight and the external is abandoned.
When talking with other birth professionals about how they can grow their business', I frequently notice the passion poured into their work, far outweighs the profits taken out. Alongside how common the same self-limiting beliefs prevent amazing women (I tend to work with women) from stepping up to be viewed as the valuable specialists they are.
Tantra and anything else that purports to make us all more attractive with additional sexual prowess must be worth investigating. There are no limits to the alluring promises made by companies who sell us products or makeovers to improve our sex lives.
I love it that people want to juice everything in the house, be healthier, more in tune with their bodies and connected with those around them than with a pinging contraption. But honestly, when did it all get so extreme?
It is no surprise then, that in order to avoid becoming obsessed with ticking clocks, women of this age find other things to focus on as a way of detracting from the glaring reality of a potential life full of cats and over 50's bridge nights. Something else to think about, as it were, aside from weddings, children, regular sex, or the lack there of any of the above.
Benefitting from a glorious natural surf break 500m offshore producing waves like something from an eau de cologne campaign, Shanti Maurice has one of the best views on Mauritius. The surf break has the added advantage of warding off cruise ships and megayachts - which for you and me, spells a blissfully quiet stay.
The first class will always be hard and you will feel slightly at a disadvantage but not knowing the lay of the land. I remember a couple of years ago trying a step aerobics class, (now back then I didn't have the professional like rhythm I have now......)
'It doesn't matter where or how far you go... the important thing is how alive you are,' said Thoreau. After 25 years of travel writing it is something I am only just beginning to appreciate. More and more I feel what is relevant is not where I travel to, but how I travel.


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Martial Arts, Self Defense & Fitness. more
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Restorative justice: Program puts youthful offenders in hands of community
WILLMAR -- When it comes to juveniles committing crimes, what goes around comes around.
The same can be true when it comes to justice that's handed out by a circle of community members who are volunteers in a restorative justice program.
Teresa Menk of Canby said she's thankful for what came around to her teenaged son.
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Launcher Update
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Closed.. got it done
Edited by Sdeadly on 3/8/2012 9:08 AM PST
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Former New Orleans Mayor Ray Nagin has become the first mayor in the city's history to be convicted of corruption. A jury of six men and six women found him guilty of 20 of 21 charges of bribery, money laundering and tax evasion.
Mayor Nagin remained stoic as US District Judge Ginger Berrigan read the verdicts. Prosecutors proved he took bribes of cash, free luxury vacations and thousands of dollars in free granite for his family's business, Stone Age.
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Dr. Sharon Gill, MD
Endocrinology, Diabetes & Metabolism
- 815 Bay Ave
Capitola, CA 95010
- 2 Locations
- (831) 460-7333
Dr. Sharon Gill graduated from the Ross Univ, Sch of Med, Roseau, Dominica in 2002. She works in Capitola, CA and 1 other location and specializes in Endocrinology, Diabetes & Metabolism and Diabetology. Dr. Gill is affiliated with Dominican Hospital and Sutter Maternity & Surgery Center. She speaks English and Spanish.
Gender: Female
Languages Spoken: English, Spanish
Endocrinology, Diabetes & Metabolism, Diabetology
Medical School: Ross Univ, Sch of Med, Roseau, Dominica; Graduated 2002
*This physician has multiple office locations. See Office Information for details.


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'This Week' Game Changer: Sen. Ted Cruz
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Primary Care Doctor, Family Practitioner
40 years of experience
40 years of experience
East Central
711 S Cowley St
Spokane, WA 99202 Phone number & directions
711 S Cowley St
Spokane, WA 99202 Phone number & directions
License & Identifications
A medical license is required for a doctor to practice medicine in a particular state. Requirements vary by state but most require, at a minimum, post-graduate training in the doctor's specific specialty. An NPI number is a national identifier unique to an individual health care provider and is managed by the Center for Medicare & Medicaid Services (CMS).
Learn more about Dr. Charles Colwell:
View the full profile to get information on:
- Qualifications
- What's important to you
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Patient Reviews
Have you visited Dr. Colwell? Share your experience.
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Education & Awards
Dr. Colwell graduated from University of Minnesota, Twin Cities, Minneapolis.
Dr. Colwell has 5 hospital affiliations:
- Providence Holy Family Hospital
- Valley Hospital and Medical Center
Home > Find a Primary Care Doctor > WA > Spokane Primary Care Doctors > Dr. Charles Colwell, MD
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- Additional Information
- Dr. Charles Michael Colwell MD is a male Family Practitioner, has 40 years of experience and practices in Family Medicine.
- Where does Dr. Charles M. Colwell practice?
- Dr. Charles Colwell has 1 office location.
Dr. Charles Colwell practices Family Medicine near Spokane, WA.
See Spokane Primary Care Doctors.


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McDonald's All-American Game Matchups
This preview will give insights into the team organization and the anticipated player matchups to look for in the game. The game coaches have the daunting challenge of trying to balance the playing time for their 12-man rosters while keeping the game competitive. The 2007 game in Louisville, Ky., was one of the best ever with the West defeating the East team 114-112 in a very exciting contest.
The keys to every all-star game are the player matchups, and structuring the composition of the team units to allow the players to perform at their best position and to be matched against a comparable opponent. A major difficulty is getting close to equal playing time for all of the players. This game will be college length of 40 minutes, divided into two 20-minute halves. This means there are 200 total playing minutes; and doing the math, this would allow 16:40 of playing time for the 12 players on each team. McDonald's rules mandate that every player must play at least 12 minutes unless injured.
The teams will be organized into two six-member units (Units A & B) and coaches will substitute by unit and rotate the six players on each unit. Sound difficult? It certainly is. Ideally, all players will get their minutes and playing opportunities. The teams will have daily two-hour practices for three days (Sunday, Monday and Tuesday) and a one-hour scrimmage on Tuesday afternoon. Obviously, this only permits time for team composition and for coaches to implement their basic offensive and defensive sets and drills.
Here are the team units and player matchups we would love to see in this McDonald's All-American Game.
|Kemba Walker, PG
ESPN 150 rank: 8
College: Connecticut
6-0, 180 pounds
Rice (N.Y.)
Hometown: Bronx, N.Y.
Averages: 19.0 PPG, 7.0 RPG, 8.0 APG
|Brandon Jennings, PG
ESPN 150 rank: 1
College: Arizona
6-1, 170 pounds
Oak Hill Academy (Va.)
Hometown: Los Angeles
Averages: 35.4 PPG, 5.8 RPG, 8.2 APG
Jennings, the nation's top player and best point guard, should battle Walker, the second-rated point guard, in a classic confrontation. It should be a real battle, but Jennings may be just too quick.
Advantage: West.
|Tyreke Evans, 2G
ESPN 150 rank: 4
College: undecided
6-6, 217 pounds
American Christian (Pa.)
Hometown: Chester, Pa.
Averages: 33.1 PPG, 8.8 RPG, 5.5 APG
|Jrue Holiday, 2G
ESPN 150 rank: 3
College: UCLA
6-4, 195 pounds
Campbell Hall (Calif.)
Hometown: Chatsworth, Calif.
Averages: 24.2 PPG, 11.1 RPG, 5.8 APG
|This matches two of the top four players in the class in Evans and Holiday. Also, 6-6 Sylven Landesberg (East) and 6-5 Iman Shumpert (West) will likely play at this position as well as at point guard and wing forward. Advantage: East, even though Holiday may be one of the best all-around guards in the game. Also, it will be interesting to watch the chemistry between him and Jennings.
|Al-Farouq Aminu, WF
ESPN 150 rank: 6
College: Wake Forest
6-9, 215 pounds
Norcross (Ga.)
Hometown: Norcross, Ga.
Averages: 22.6 PPG, 11.2 RPG, 2.6 APG
|Demar DeRozan, WF
ESPN 150 rank: 11
College: USC
6-6, 210 pounds
Compton, Calif.
Hometown: Compton, Calif.
Averages: 30.6 PPG, 8.9 RPG, 4.0 SPG
|At this position size and height favors the East with the 6-9 Aminu. However, the West counters with the athleticism and explosive quickness DeRozan. The East may have to use Landesberg to help at this position. Aminu can also play at the power forward position. Advantage: Even.
|Samardo Samuels, PF
ESPN 150 rank: 2
College: Louisville
6-9, 250 pounds
St. Benedict's (N.J.)
Hometown: Montego Bay, Jamaica
Averages: 22.5 PPG, 10.2 RPG, 2.7 BPG
|Greg Monroe, PF
ESPN 150 rank: 11
College: Georgetown
6-10, 235 pounds
Helen Cox (La.)
Hometown: Gretna, La.
Averages: 22.0 PPG, 14.5 RPG, 4.0 BPG
|This should be a duel of power and aggression against skill and finesse. The beastial 6-9 Samuels was too physical for the 6-10 Monroe at the City of Palms Classic in Fort Myers, Fla., in December. It will be interesting to see if Monroe, a future Georgetown Hoya, can hold his own against next year's Big East opponent, Louisville signee Samuels. Advantage: East.
|Tyler Zeller, C
ESPN 150 rank: 5
College: North Carolina
7-0, 220 pounds
Washington (Ind.)
Hometown: Washington, Ind.
Averages: 32.8 PPG, 10.8 RPG, 1.7 BPG
|B.J. Mullens, C
ESPN 150 rank: 8
College: Ohio State
7-1, 260 pounds
Canal Winchester (Ohio)
Hometown: Canal Winchester, Ohio
Averages: 27.5 PPG, 15.3 RPG, 3.1 BPG
|In an intriguing pairing of seven-footers, 7-1 Mullens, the tallest player in the game, clashes with 7-0 Zeller. Mullens is heavier and may have more strength. However, Zeller runs the floor as well as any big man we have seen and has more skills and scoring abilities. It will likely come down to the physicality and who gets into foul trouble. Advantage: East may have a slight edge.
The final results of this game could be determined by the matchups and play of the B Units. In analyzing these units, both teams appear to be very equal at every position.
|Elliot Williams, PG
ESPN 150 rank: 16
College: Duke
6-4, 165 pounds
St. George's (Tenn.)
Hometown: Memphis, Tenn.
Averages: 21.3 PPG, 7.3 RPG, 4.5 APG
|Larry Drew, PG
ESPN 150 rank: 24
College: North Carolina
6-1, 175 pounds
Taft (Calif.)
Hometown: Encino, Calif.
Averages: 13.9 PPG, 4.5 RPG, 9.2 APG
|6-4 combo guard Williams will run the point for the East team, similar to what his future Duke teammate, Nolan Smith, did for the East in the 2007 McDonald's All-American Game. He will face a pure point guard in pass-first playmaker Drew. Drew, the son of Atlanta Hawks assistant coach Larry Drew, is well-schooled in the basic point guard skills and won the Leadership Award at the NBPA Top 100 Camp while taking his team to the camp championship. Williams was the Most Outstanding Player at that camp and should matchup well against his future ACC rival, since Drew is a North Carolina signee. Also, another future ACC player, Georgia Tech-bound Iman Shumpert (West) could share time at this position as well as at second guard or small forward. Advantage: Too close to call. Should be fun to watch.
|Mike Rosario, 2G
ESPN 150 rank: 20
College: Rutgers
6-2, 180 pounds
St. Anthony (N.J.)
Hometown: Jersey City, N.J.
Averages: 20.3 PPG, 4.0 RPG, 3.0 APG
|Willie Warren, 2G
ESPN 150 rank: 23
College: Oklahoma
6-5, 200 pounds
North Crowley (Texas)
Hometown: Fort Worth, Texas
Averages: 24.8 PPG, 3.5 RPG, 4.3 APG
|6-3 Rosario knows how to win since he was the team leader for coach Bob Hurley's undefeated (32-0) and No. 1 rated St. Anthony (N.J) team. He will face a formidable opponent in 6-5 Warren, who has O.J. Mayo-type abilities and the potential to take over a game. He has a very quick release on his shot and the ability to knock down 3-pointers in bunches. He is a dangerous opponent for Rosario. Also, 6-5 UCLA recruit Malcolm Lee could play some at this position as well as point guard or wing forward. Advantage: West.
|William Buford, WF
ESPN 150 rank: 9
College: Ohio State
6-5, 185 pounds
Libbey (Ohio)
Hometown: Toledo, Ohio
Averages: 23.0 PPG, 10.9 RPG, 5.6 APG
|Scotty Hopson, WF
ESPN 150 rank: 14
College: undecided
6-5, 180 pounds
University Heights (Ky.)
Hometown: Hopkinsville, Ky.
Averages: 24.2 PPG, 11.1 RPG, 3.1 BPG
|Versatile 6-5 Buford can play multiple positions, and, like Warren, can be a game-changer. He is pitted against a similar player in 6-6 Hopson. This looks like a stellar matchup of two highly-talented wing players. Hopson is one of the two unsigned players in this game. Advantage: East, but only by a minimal margin.
|Ed Davis, PF
ESPN 150 rank: 10
College: North Carolina
6-9, 215 pounds
Benedictine (Va.)
Hometown: Richmond, Va.
Averages: 22.1 PPG, 14.2 RPG, 6.1 BPG
|Luke Babbitt, PF
ESPN 150 rank: 13
College: Nevada
6-8, 225 pounds
Galena (Nev.)
Hometown: Reno, Nev.
Averages: 29.8 PPG, 13.0 RPG, 3.6 APG
|North Carolina signee Davis goes against Nevada recruit Babbitt. Davis, the son of former NBA player Terry Davis, is more athletic and a better shotblocker and rebounder. However, Babbitt is a terrific scorer and has good shooting range. Another outstanding forward is Florida State signee, 6-9 Chris Singleton (East), who will likely rotate with Davis. Advantage: East.
|JaMychal Green, C
ESPN 150 rank: 15
College: Alabama
6-9, 235 pounds
St. Jude (Ala.)
Hometown: Montgomery, Ala.
Averages: 29.4 PPG, 17.8 RPG, 7.6 BPG
|Michael Dunigan, C
ESPN 150 rank: 21
College: Oregon
6-10, 250 pounds
Farragut (Ill.)
Hometown: Chicago
Averages: 17.8 PPG, 14.5 RPG, 5.3 BPG
|In what should be a major collision of aggressive post players, 6-9 Green will bang against powerful 6-10 Dunigan. Green is a monstrous rebounder and may have better inside scoring skills than Dunigan. However, the Oregon-bound Dunigan has more bulk, and should hold his own. Advantage: East.
Those are the recommended alignments and matchups we hope to see in this game. We tip our hat to the game coaches, Woodie Jackson (East) and West co-coaches Tom Diener and Jim Gosz, both Milwaukee residents. They have the difficult challenge of motivating these All-Americans to play in a team concept, share the ball, compete on both ends of the court, especially on the defensive end and eliminate those infamous all-star game wide-open, breakaway slam dunks. Hopefully, these highly qualified, veteran coaches will plan their substitutions and player rotations so all players get the playing time they deserve and come away from this game with a most memorable experience from their participation in this classic game they have all had hoop dreams of playing in.
It should be fun!
Bob Gibbons is the editor and publisher of the All Star Sports Report and is widely regarded as the recruiting guru of college basketball. Drop Bob a line in his mailbag.
Bob Gibbons | emailScouts Inc. Basketball Recruiting
2008 McDonald's All-American Game
The 2008 McDonald's All-American Game airs live Wednesday on ESPN at 9:30 p.m. ET. ESPN.com will provide in depth coverage of the practices leading up to the game starting Monday.
• McDonald's Game Zoom Gallery
• Evans leads East to McDonald's win
• Williams: McDonald's Game breakdown
• Watch: McDonald's Game highlights
• Tuesday Zoom Gallery
• Williams: Tuesday scrimmage and practice report
• Lawlor: Tales from media day
• Monday Zoom Gallery
• Williams: Monday practice report
• Lawlor: Catching up with Morgan Wootten
• Sunday Zoom Gallery
• Williams: Sunday practice report
• Gibbons: McDonald's matchups
• McDonald's Game team rosters
Boys basketball
• Championship Zoom Gallery
• St. Anthony's secures No. 1 ranking
• Lawlor: CIF recap
• Latest ESPN HIGH Elite 25


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It's Got Frickin LASER Beams! 10 Second Plymouth Laser Turbo - Kyle Cimbron 10.36 @ 134mph
1g awd DSM Drag Race
Kyle Cimbron running a new best 10.367 @ 134.14 MPH on DOT Street Legal
Hoosiers in his mint condition 1g Plymouth Laser RS.
Won the Forced Induction Sport Class at Import Face Off at New England
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Took 2nd place in the Pro Shootout class at New England Dragway's Import
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1991 Honda Civic Si hatchback B16a DOHC VTEC Swap
Car is now turbo... new videos coming
soon. Currently not for sale. Update: Hey, I remember making this video...
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intermediate shaft and added some posi trac fluid to the transmission...
she's quiet and smooth as hell now. Hopefully I'll have the money soon for
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1992 Plymouth Laser AWD Turbo
The video is for my brother... Here is your babe... ENJOY!!!
1986 Chrysler Laser XE Turbo Electronic Voice Alert
Running a E.V.A. system check on a 1986 Chrysler Laser XE 2.2 turbo. 43,XXX original miles. Craigslist find.
State of the art, 80's style.
How to port and polish a turbo exhaust housing
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save. Come back later if you want to read more about the theories behind
porting and polishing.
Boost Junkies FWD stock 14B
This is our first trip out to the track with the stock 14B turbo. We are chasing the current 14B record. Mods
14B, Fp manifold, Large FMIC, Extrude intake, Crower 413 cams, ECMlink V3
setup for SD, Welded diff, weld wheels, 24.5X15 M/T slicks
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Honda killer 540whp FWD Talon Casey ER built E85 fuel ECM Link
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1991 Plymouth Laser RS Turbo: 9.612 @ 141.960
kiggly, Turbos: PT74GTS Tires: Slicks
1990 Plymouth Laser RS Turbo: 9.975 @ 141.350
Joe P Bucci, Engine: 4G63, Supercharger: N/A Turbos: 16g Tires: M/T
1992 Plymouth Laser RS AWD: 11.194 @ 126.840
Frankie Bones, Engine: 2.0L 4G63, Turbos: SCM61 Tires: Nitto NT555R 225-50-16
1992 Plymouth Laser RS AWD: 11.940 @ 114.660
Paul, Engine: 2.0 4G63, Turbos: TO4B M-trim Tires: snow tires
1990 Plymouth Laser rs-turbo FWD: 12.220 @ 117.235
jeff k., Engine: 2.0 d.o.h.c. turbo, Turbos: FPG turbo 730cfm Tires: slicks 24.5
1992 Plymouth Laser Rs Turbo FWD: 12.300 @ 119.360
Stanley, Engine: 4G63, Turbos: 16g(evo3) Tires: 215/45/vr17
1992 Plymouth Laser RS AWD: 12.458 @ 108.180
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1992 Plymouth Laser RS AWD: 13.362 @ 100.780
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Justin Crisswell, Engine: 4G63, Turbos: 14B
1992 Plymouth Laser RS awd: 13.920 @ 0.000
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1992 Plymouth Laser RS AWD: 14.077 @ 98.860
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1990 Plymouth Laser RS Turbo: 14.969 @ 93.710
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Prior to the advent of spray tanning, airbrush artists would fill their free time by touching up street graffiti or volunteering to paint flames on school buses. Get a hot body with this Groupon.
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Now celebrating their fifth year in business, Glisten Airbrush Tanning has become community staple. Every spray tan at Glisten Airbrush Tanning is organic and comes with a complimentary application of a pH-balancing pretan spray, which helps prevent unevenness and discoloration. In addition to these services, they also go mobile, traveling to at-home parties to apply airbrush tans and offer skin-typing consultations for each guest.
98% of 54 customers recommend
"Glisten staff made me feel comfortable from Day One. Great quality and great value and great prices."
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Glisten Sunless Tanning
914 East Douglas Avenue
Wichita, KS 67202
+13167193888Get Directions


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Problem with GOP strategy is establishment
The Tea Party voters are manipulated by them, but liberty voters (and tea party really) are undermined by the system and the establishment which guards it. Only hope is out of the system - but not as a fringe.
I really think there are enough Tea Party voters out there convinced that GOP is establishment - basically dems running the party - to make and alliance and a splinter.
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My girlfriend and I attended Pum's cooking class with not much cooking knowledge. Pum's class was really fun and made thai cooking seem very easy. The food we cooked was awesome and so tasty. We returned for dinner the next night and were once again impressed by how good the food tasted at a great price. Definitely a highlight of my phuket trip!
If you own or manage Pum Thai Restaurant & Cooking School, register now for free tools to enhance your listing, attract new reviews, and respond to reviewers.


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Nov 07, 2014 · This article is being developed as part of the Skyrim Houses Redesign Project. If you see this tag it means the article can still be improved. - read more
For The Elder Scrolls V: Skyrim on the Xbox 360, a list of questions on GameFAQs Answers. - read more
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Ray stayed with us for a night and he left the exceptionally home clean and communicated well before the stay and during as needed. He observed all the house rules. He respected our home as if it was his own. We would definitely recommend him to any other Airbnb host and he is welcome back anytime.
Al was a great guest. Welcome back anytime.
Al? Hahaha! ;)
Nice and friendly gentleman.
I believe everyone would like him.
He was very kind and cooperative. He updated his status almost right away everytime I request (email hidden)ter he left, I found he washed all the dishes and cleaned the room with vacuum cleaner.
Ray is a great guest. The place was totally clean and he followed all the instructions given previsouly.
Ray was a great renter and left the place clean! Thanks for staying with us Ray!


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Hi there,
I have a problem with inventory management for variable products. When the product is purchased, "In Stock" quantity is not reduced (it stays the same). Also, if there is only 1 in stock, the user can add to cart more than 1 of the same product.
I do have inventory management at product level enabled.
For now, I have to manage it manually, yet it is very inconvenient and risky,
Can anyone help?
Thank you