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March 17–29, 2014
Isabelle Percy West Gallery, Oakland Campus
Free and open to the public
Gallery hours: Mon.-Sat., 10 a.m.-7:30 p.m.
Note: On Friday, March 28, the gallery will be open from 11 a.m. to 5 p.m. for the 2014 SGC International Conference and a campuswide celebration of the artists.
The Osaka Exchange is the sixth biennial print exhibition showcasing works by students at Osaka University of Arts and CCA. The show is part the college's ongoing Osaka exchange program, a rich cultural collaboration between the two schools.
The exhibition will travel to Japan this summer.
The Osaka Exchange, PrintWorks, and Synthesis: Student Innovations in Printmaking at CCA comprise Deciphering the Print: Three Exhibitions at CCA.
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Seagull Recycling Ltd exists to provide services and training to businesses, individuals and the Community and Voluntary sector via environmental, sustainability and recycling/reuse activities, job skills, training and adult enrichment.
Please visit our Facebook Page for all our latest news & enquires.
Contact us on:
01754 765 746 (Recycling Centre) Please note this line is not always staffed but please do leave a message and we will return your call asap.
For a more rapid response please email.
Email: firstname.lastname@example.com (Eco Centre)
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subset: commoncrawl


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The Insider
Ex-MSUM Dragons standouts coaching
at state volleyball
A pair of former Minnesota State University Moorhead volleyball players have coached their teams to the Minnesota State Tournament starting today at the Xcel Energy Center.
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text:
When something is extremely pleasant, particularly in relation to food.
'Those pancakes were proper bum.'
'Did you enjoy your tea?' 'Yeah, it was bum.'
'Did you enjoy your tea?' 'Yeah, it was bum.'
por kuhfporrtrpoehng 05 de Dezembro de 2014
A boxing term used to label easily-beaten and out-of-shape/unskilled/past-their-prime boxers who should never have stepped into the ring to face stronger competition.
He couldn't last a full first round against real professional boxers like Sugar Ray Leonard and Marvin Hagler and Thomas Hearns. Instead, his victories only came against a series of aging bums, each of whom were sent into the ring after being paid a few bucks by unscrupulous boxing promoters.
por Joe Bloggs II 19 de Agosto de 2012
Something that is extremely gorgeous.
"She is bum!", "This tastes bum!", "You look bum!".
por AlexanderSammy 06 de Maio de 2011
Someone who sits around all day and watches movies.
Berr is such a bum, all she does is sit around all day and watch dirty movies.
por Donthatesonn 01 de Dezembro de 2009
A person that lives on the streets smells like ass runs at your car while you are stoped at a red light baggin on your window got any change? or they run up and half ass clean the windshild with a squgee and muddy water makein a mess of your car. They sit around with signs sayin will work for food while drinkin mad dog or boones farm they never make any sence when they talk and they always call you buddy. They sleep in boxs,dumpsters,park benchs with a paper over their face. They crap in allyways,gas stations,your sidewalks,the street and hardly ever wipe their ass.
That fuckin bum just splashed muddy water all over my clean window.
por tube666 21 de Novembro de 2006
one without a job; a loser.
"I can't get on World of Warcraft because my mommy took away my router because she said I need to get a job." -Blake Cimo
por Chadillac 15 de Agosto de 2005
a homeless person usually wearing minimal clothing that resides in a cardboard box
"holy shit that fucking bum assraped me in his box!"
por bobb 05 de Fevereiro de 2003


text:
New York town postpones public hearing date for West Development Partners LLC
Members on the Smithtown Town Board voted last month to postpone the public hearing date for multiple special exception requests that would allow West Development Partners LLC to crush rock, process sand and gravel and manufacture concrete in the New York town, according to a report from the Long Island Newsday.
A resolution at the board's meeting last month would have set the hearing date as November 21, but board members decided to table the resolution after receiving a memo from town planning director Frank DeRubeis, who expressed concerns about other West Development Partners' pending zoning applications.
Smithtown Supervisor Patrick Vecchio said officials do not yet know when the hearing will be rescheduled.
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text:
Visa blunder: 'My world has fallen down'
HE'S already in the middle of the fight of his life. But he never expected to have to deal with red tape mix-ups at a time when his life is in serious danger.
What you never knew about pilots
THEY'RE in charge of hundreds of peoples lives high up in the air so you'd think pilots would undergo rigorous testing, but is that the case?
A super highway from the UK to the USA?
RUSSIA has unveiled plans to build a super highway from the UK to the USA, stretching 20,000km and costing trillions of dollars to create the world's longest road. Will it work?
Secret hiding underneath a city
TOURISTS flood into this city every day, soaking up the culture and gazing at the skyscrapers. They don't realise there's a secret beneath their feet.
How pilot can lockdown a cockpit
A VIDEO has revealed how a pilot can lockdown the cockpit, as an Australian aviation expert confirms this could have happened during the Germanwings crash.
Is this the world's best airline employee?
A WOMAN stranded at the airport was left amazed by the incredible act of generosity bestowed on her by an airline employee.
Tour bus falls into massive sinkhole
IT is every tourist's nightmare. A tour group was forced to evacuate this bus before it fell into a sinkhole and got swept down a river. WARNING: Graphic images
Life inside America's most dangerous cities
BANKRUPTCY. Murder. Rape. Despair. These heavily populated yet crime-riddled cities in America have been left in a shambles.
Flight 4U9525: One vital clue is missing
TWO days after Flight 4U9525 crashed into the French Alps, the black box has been recovered but the whereabouts of another crucial tool is a mystery.
You won't believe what's inside this suitcase
WHEN customs officials spotted a man acting suspiciously at a border crossing, they never imagined what they would discover inside his suitcase.


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Hi, my name is Dino. I live in Taiwan, different from Thailand, which is a small island in the south-east of China. I love to travel a lot by backpacking with or without a companion. But never tried on the "Airbnb". I like to meet people and talk about anything, to know different cultures and hope to find harmony between.
I play a little bit music, and compose some just for fun. I am trying to collect every unique instrument from places of the world. My religion is music and know that music is the link to anyone.
Usually I travel with groups of friends who I know, because I like to host travels. I also enjoy exploring music bars and independant bands. I eat heavy spicy food and dislikes sweets. Maybe thats all for the first step. If theres a chance to meet, we'll know more!!


text:
Today, I made these delicious easy peasy raspberry chocolate vanilla smoothies! In used frozen raspberries in here & my favorite vegan aka milk chocolate. They were so refreshing too! :)
Recipe: For 750 ml = 3 cups
2 cups unsweetened almond milk (500 ml), I use home-made
1 cup frozen raspberries (116 gr)
1/3 cup vegan semi-sweet chocolate discs (53 gr)
1/2 teaspoon home-made sherry vanilla extract
1. Take your Vitamix & place every ingredient in this order in it. Place tamper into the fitted lid & blend on high-speed for about 10-15 seconds, using the tamper to push your ingredients into the running blades. Check the flavors. You must taste the raspberry first, then the yummy chocolate & the vanilla. That is what you want! :) Pour into cool smoothy glasses & enjoy with a coloured paper straw! ;) MMM!
Stay Tuned! If you liked this post & want more of them, join 1,233 email followers! Subscribe by email! It is free!
Follow me on Facebook too! :)


text:
The What Type of Person are You? Test
Their result for The What Type of Person are You? Test ...
You are 30% a Sweetheart, 50% a lover, 40% a dreamer, and 45% a thinker!
Their Analysis (Vertical line = Average)
They scored 30% on The Sweetheart, higher than 19% of your peers.
They scored 50% on The Lover, higher than 92% of your peers.
They scored 40% on The Dreamer, higher than 37% of your peers.
They scored 45% on The Thinker, higher than 77% of your peers.
All possible test results
SWEETHEART= If you scored highest in sweetheart, you are everyone's favorite person to be around. You are happy and bubbly, innocent and sweet, and you can't help but make people feel better. You mig... Read more
Recent Results
You are 30% a Sweetheart, 30% a lover, 35% a dreamer, and 40% a thinker!
ValidAsian18 / m / Straight
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Tough Job
Updated: 01/16/2005 - Overworked and difficult working conditions. That's the challenges facing a number of sheriffs departments along the Front Range.
Updated: 01/16/2005 - Overworked and difficult working conditions. That's the challenges facing a number of sheriffs departments along the Front Range.
Updated: 01/16/2005 - It pays to be a public official. Figures reported by the state's elected officials show they received several hundred thousand dollars in cash and gifts last year.
Updated: 01/15/2005 - Army Specialist Charles Graner gets a 10-year sentence for Iraqi prisoner abuse.
Updated: 01/15/2005 - U.S. Senator Wayne Allard says he plans to meet with Army officials, to ensure continued funding for the decommissioning of weapons held at the Pueblo Chemical Depot.
Updated: 01/16/2005 - An ambulance rollover in Colorado Springs sends 4 people to the hospital.
Updated: 01/15/2005 - A Fort Collins church is looking to turn an empty fraternity house into a community center, following the death of a University of Colorado Student.
Updated: 01/15/2005 - A 28-year-old Minnesota man died Saturday, in a skiing accident at Vail Mountain.
Updated: 01/15/2005 - Colorado Senator Wayne Allard and Congressman Joel Hefley are backing legislation to create a buffer zone around Fort Carson to protect the Army base's training space.
Updated: 01/13/2005 - The Colorado Avalanche Center this afternoon renewed a warning against travel in the backcountry.
Updated: 01/13/2005 - Republican Governor Bill Owens today pledged to forge a compromise solution to the state's budget crisis and to work with the Legislature's Democratic majority.
Updated: 01/13/2005 - A 24-year-old soldier whose unit is based at Fort Carson has been killed while serving in Iraq.
Updated: 01/13/2005 - Crews searching for a snowshoer missing for four days on the ten-thousand-500-foot high Grand Mesa have been unable to find any trace of him since snow fell two days ago.
Updated: 01/13/2005 - There was a partial legal victory Thursday for the only person indicted in the University of Colorado football scandal.
Updated: 01/12/2005 - Swift currents in the Arkansas River are hampering the search for a second Colorado resident seen on board a single-engine plane that crashed earlier this week.
Updated: 01/12/2005 - The Pentagon plans to spend far less than advocates want on disposal of chemical weapons at Army depots in Colorado and Kentucky.
Updated: 01/12/2005 - An El Paso County deputy coroner is accused of stealing and selling prescription drugs collected from the homes of dead people.
Updated: 01/12/2005 - An avalanche of new bills descended on the Legislature Wednesday, ranging from proposals to bar state contractors from sending jobs overseas to increasing the penalties for disposing human waste along roadsides.
Updated: 01/12/2005 - A fast-moving storm dumped up to eight inches of wet, slushy snow Wednesday along the Front Range.
Updated: 01/12/2005 - Due to weather conditions, the following events are cancelled Wednesday night.
Updated: 01/12/2005 - The search for wreckage of a small plane that crashed into the Arkansas River and for the missing body of one of two people who had been aboard is called off for the night.
Updated: 01/11/2005 - Colorado lawmakers will call a rare opening-day joint session of the state House and Senate tomorrow to tackle the state's budget crisis.
Updated: 01/11/2005 - Rescuers are still searching a western Colorado plateau Tuesday night for a 54-year-old cross-country skier missing for more than two days.
Updated: 01/11/2005 - A setback today for University of Colorado attorneys.
Updated: 01/12/2005 - Springs police detectives will have to wait for an autopsy to determine how a man they found today died.
Updated: 01/11/2005 - Fort Carson held a farewell ceremony Monday afternoon for 67 more soldiers. These are with the 2nd Brigade Combat Team.


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Cargo Van
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2001 Chevrolet Express Cargo Van 1500 3dr Van (4.3L 6cyl 4A)
I bought this vehicle with 52,000 miles on it the carfax was clean and the vehicle overall was a very clean good looking vehicle. I took meticulous care of it oil changes and everything down to tire rotations. well it now has 84,000 miles on it and i'm on the second engine, the AC has gone out, replaced the fuel pump twice in about 13 months, alternator, the tensioner was replaed twice as well as some other pulley and numerous other things, so many i cant remember in short i have put almost 5k (half of what i originally paid) into this piece of garbage hoping that that will be the last problem but no sooner does somethin else break down.
Read the full review
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text:
Check out the new, mobile-friendly WineSpectator.com!
November 15th, 2000 Swiss Watches & Sweet Wine From Blancpain to Château d'Yquem, Jean-Claude Biver puts a premium on tradition By Ed Kiersh Pouring a glass of 1955 Château d'Yquem, Swiss watchmaker Jean-Claude Biver gazes into the golden liquid as if it might somehow answer a question that has perplexed him for months.
For the full article, check out the new issue of Wine Spectator, on newsstands November 15, 2000.
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What stays the same is the body-on-ladder format. Based on what is a truck platform, the Sport has some rugged underpinnings.
Despite weighing 90 kg less than its predecessor, the Pajero Sport tips the scales at over two tonnes and it does feel a bit ponderous behind the wheel. Using double-wishbones at the front and three-link setup with coil springs on all four corners, the Pajero Sport has a combination that should spell decent handling and ride.
The 265-section, 17-inch tyres are in-line with the competition (read Toyota Fortuner), and those alloy wheels really add some spunk to the character of the car.


text:
War in Iraq Officially Over
After nearly nine years of war, tens of thousands of casualties—including 4,500 dead—and more than $800 billion spent, the U.S. military on Thursday formally ended its mission in Iraq and prepared to leave the country. (More: Battle Flag Comes Down in Baghdad.)
Dec. 15, 2011 8:17 a.m. ET
Show More Archives


text:
(September 25, 2010: Los Angeles, CA 90049) In Saturday's non-league match, the host Brentwood Eagles football squad scored a good 33-18 victory over the St. Monica Mariners.
In their next game, the Eagles clash with the Kilpatrick Mustangs (Malibu, CA) in a Alpha match, on Saturday, October 2. Brentwood will attempt to move on its 3-0 season record. The Mustangs enter the match with a 1-2 record after their 25-0 non-league win over Santee (Los Angeles, CA).
The Mariners (2-2) will now prepare for their match against Blair (Pasadena, CA). The Vikings enter the non-league match with a 2-1 record. In their last match, Blair was toppled by Verbum Dei (Los Angeles, CA), 52-13, in a non-league match.
SM:(5:50) Partyka 1 yard run (kick failed)BW:(4:42) Aull 68 yard run (Ramsey kick)BW:(1:01) Ashkar 1 yard run (kick failed)
SM:(3:25) SM recovers fumble in end zone (kick failed)BW:(0:13) Oliva 9 yard pass from Aull (kick blocked)
BW:(9:47) Swanky 9 yard pass from Aull (Ramsey kick)BW:(9:06) Oliva 44 yard punt return (Ramsey kick)
SM:(1:33) #8 13 yard run (kick failed)
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Road billboard© Kamaga - See portfolio
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["advertise","advertisement","advertising","announcement","art","background","big","billboard","black","blank","blue","buildings","business","city","cityscape","color","design","downtown","graphic","grass","green","illustration","information","meadow","modern","nature","new","outdoors","plant","poster","posting","promotion","road","roadside","season","sign","signpost","silhouette","sky","skyline","skyscraper","spring","street","summer","town","travel","tree","urban","vector","white"]advertise advertisement advertising announcement art background big billboard black blank blue buildings business city cityscape color design downtown graphic grass green illustration information meadow modern nature new outdoors plant poster posting promotion road roadside season sign signpost silhouette sky skyline skyscraper spring street summer town travel tree urban vector white See all keywords
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Dial One Mears Air Conditioning, Heating & Restaurant Equipment.
743 E Dunlap Ave
Phoenix, AZ 85020
Billboard - The latest coupons and news on this business!
Can Save You Money On Your Utility And Repair Bills.
|MON 8:00am - 5:00pm
|TUE 8:00am - 5:00pm
|WED 8:00am - 5:00pm
|THURS 8:00am - 5:00pm
|FRI 8:00am - 5:00pm
|SAT closed
|SUN closed
24 hour emergency service.
Dial One Mears Air Conditioning & Heating Inc. has been serving the Valley since 1973. We specialize in Service and Installation of top quality air conditioning, heating and refrigeration equipment to the residential and commercial markets.Dial One Mears services all makes and brands of equipment.
Our services include:
* Cooling & Heating System Installation
* Residential and Commercial Repairs
* Preventive Maintenance
* 24-Hour Emergency Service
* Low Temp. Refrigeration
* Restaurant equipment repairs hot side and cold side.
We provide Free Equipment Upgrade Estimates... give us a call
Category: Home Cooling and Air Conditioning|HVAC Contractors|Residential Doors and Windows|Residential HVAC and Insulation|Residential HVAC Contractors|Residential Windows|Home Heating
Old Fashioned Work Ethic! by Fris - 03/06/2013
I called for an estimate on a new heater/AC unit. Troy walked me through some of the options and sent David out to give me the estimate. A few weeks later David installed a beautiful new unit. These guys have earned their BBB A+ rating by old fashioned hard work and ethics!!!! I would recommend Dial One Mears to EVERYONE!
Great Company by Damian - 02/26/2013
Had Dial One Mears out for a quote and found them to be more than knowledgeable on not only their products but on other companyâs products as well. They went as far as to call the Manufacture for me. Very pleased, Great Company
View all reviews for Dial One Mears Air Conditioning & Heating
Serving: Phoenix AZ (Metro)
Specialty: Air Conditioning Contractors, Heating Contractors, Refrigeration Contractors, HVAC Duct Contractors, Heat Pumps
Type: Commercial HVAC, Industrial HVAC
Service: HVAC Remodeling, HVAC Installation, HVAC Service, Air Conditioning Repair
Fuel: Geothermal HVAC Contractors
Convenience: Open 24 Hours, Emergency Service
Payment Options: Cash, Personal Checks, Bank Checks, Debit Cards, Visa, Mastercard, American Express, Discover, Financing, Insurance Accepted
Promotions: Coupons
Assurances: Licensed, Certified, Insured, Bonded, Accredited, References Available, Warranties, Locally Owned
Products: Cooling Systems, HVAC Systems, Phoenix
Brands: American Standard, Comfortmaker, Lennox
Details: Associations: Registrar of Contractors, Price Information: Flat Rate, Price Information: Free Estimates, Reputation: Better Business Bureau, Service Options: Estimates
DexKnows Mobile profile for Dial One Mears Air Conditioning & Heating in Phoenix, AZ


text:
After a distinguished career in songwriting, Liz Rose has opened a new and unique store in Nashville.
10 Modern Trellis Fabrics
Fashion designer Peter Som likes a serene bedroom with nothing hanging on the wall above his bed — he worries something could fall on him while he's asleep! He chose these patterned sheets from his collection at Sferra. "The subtle colors make it more of a texture than a print," he explains.


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Getty Images
In case you missed this, Tuesday night, Metta World Peace (Ron Artest) guest stared on BET's new sitcom, Reed Between the Lines. Here's the basic synopsis of his guest spot.
Metta's character is the star of the "New York Lights" basketball team, who's struggling to get his anger issues under control. He comes to Dr. Carla Reed (Tracee Ross-Ellis) for anger management, hoping that Dr. Reed's lofty approach to psychology can ease his troubled mind.
Right, can you believe it. Metta playing a basketball player that has "issues."
Dr. Reed tries to make him understand that his anger is unneccesarry, but all of her good work goes to waste when he misunderstands her diagnosis.
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Book your room at Gosciniec Nowa Wioska
Double RoomMax Occupancy: 2 guests (up to 1 child, 1 infant)
Triple RoomMax Occupancy: 3 guests (up to 2 children, 2 infants)
Single RoomMax Occupancy: 1 guest
3-star inn with free breakfast and restaurant
Situated in Walbrzych, this inn is within 12 mi (20 km) of Ksiaz Castle, Walimskie Mains Museum, and Rzeczka Ski Resort. Wielka Sowa Ski Resort and Cathedral of St. Stanislaus and St. Wenceslaus are also within 12 mi (20 km).
Property Features
This inn features a restaurant, a bar/lounge, and a spa tub. Free breakfast, free WiFi in public areas, and free self parking are also provided. Other amenities include a sauna, a rooftop terrace, and massage/treatment rooms.
Room Amenities
All rooms are individually decorated and offer free WiFi and showers. Guests will also find TVs.Information missing or incorrect? Tell us!
Hotel Amenities
Hotel Amenities
Gosciniec Nowa Wioska features a spa tub and a sauna. The inn offers a restaurant. A bar/lounge is on site where guests can unwind with a drink. A complimentary breakfast is offered. Public areas are equipped with complimentary high-speed wireless Internet access.
This Walbrzych inn also offers a rooftop terrace, tour/ticket assistance, and barbecue grills. Complimentary self parking is available on site.
- Total number of rooms - 16
- Free breakfast
- Tours/ticket assistance
- Free WiFi
- 24-hour front desk
- Dry cleaning/laundry service
- Bar/lounge
- Rooftop terrace
- Barbecue grill(s)
- Laundry facilities
- Spa treatment room(s)
- One meeting room
- Garden
- Restaurant
- Free self parking
- Sauna
- Spa tub
Family Friendly Amenities
- Free Wi-Fi
- Laundry facilities
Available in all rooms: Free WiFi
Available in some public areas: Free WiFi
Free self parking
Room Amenities
- Shower only
- Hair dryer (on request)
- Television
- Free WiFi
- Climate control
- Individually furnished
- Individually decorated
Where to Eat
A complimentary breakfast is offered.
Gosciniec Nowa Wioska has a restaurant on site.
Nearby Things to Do
Recreational amenities at the inn include a spa tub and a sauna.
The recreational activities listed below are available either on site or nearby; fees may apply.
- Hiking/biking trails nearby
Hotel Policies
Check-in time starts at 2:00 PM
Check-out time is noon
Payment types
You need to know
Extra-person charges may apply and vary depending on hotel policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.


text: |When her father disappears in war-torn Mississippi, Hannah Dandridge finds herself responsible not only for her younger siblings but for the ranch her father recently acquired on the Texas plains. Though a marriage of convenience could ease her predicament, she determines to trust God for direction. Wounded soldier William Barnett returns to his home only to discover that his family's ranch has been seized. Though angry and bitter at this turn of events, he's surprised to discover that it is a beautiful young woman with amazing fortitude who is struggling to keep the place running. Hannah, desperate for help, and William, desperate to regain his family's land, form an uneasy truce. But nearby Comanche tribes, the arrival of Confederate soldiers, and a persistent suitor all threaten the growing attraction that builds between them. Will they be able to set aside their own dreams and embrace the promise of a future together? Type: Paperback (Reprinted) Category: Books > Fiction ISBN / UPC: 9780764206153/076420615X Publish Date: 1/1/2010 Item No: 233102 Vendor: Bethany House Publishers


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Things weren't supposed to go this way, not according to my editorial calendar. This was supposed to be a buildup to Thanksgiving week. I was working on fun, lighthearted posts about recipes and Black Friday deals. Yay! Shopping! And now, none of that seems right anymore. Not after Ferguson. On Monday November 24th, in an […]
15 Minutes To Fierce – The IMAN Cosmetics Bronze Goddess Makeover!
June 23, 2014 by 6 Comments
IMAN Cosmetics BB & CC Cremes – The Afrobella Review & How-To!
June 10, 2014 by 8 Comments
This post is sponsored by IMAN Cosmetics, but the opinions are all mine! Here are my top concerns in terms of skin and makeup for spring and summer. #1 – Breakouts and hyperpigmentation (I thought this would have stopped by my 30's, honestly). #2 – appropriate coverage for the above #3 – achieving appropriate coverage […]
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The March 2015 Living Atlas Community Webinar recording is now available! We apologize for the technical difficulties that were experience by some when attempting to join the webinar, and we invite you to watch the recorded version of the webinar: http://esriurl.com/LivingAtlasWebinarMarch2015. … Continue reading
The ArcGIS Content Team has just completed another update to the Living Atlas of the World. The user community has provided new and updated World Topographic Map content for cities, counties and universities in the United States, Canada, and Japan. Another thanks … Continue reading
New contributions to the imagery basemap were published last week on ArcGIS Online, covering 3 communities from across the country. Haldimand County, located in southern Ontario on the shores of Lake Erie, contributed their 2010, 20cm resolution imagery. Across the … Continue reading
Register here Water touches nearly every aspect of our lives on planet earth. From the water we drink, to the air we breathe, to the landscape where we live and play, water fuels our life and our planet. To help … Continue reading
Additional offerings of the well-received Preparing Data for Community Maps Workshop have been added to the schedule! We have one scheduled every month leading up to the 2015 Esri User Conference. The workshops are scheduled on different days and times … Continue reading


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Environmental Issues: Oceans
Oceans Main Page
All Documents in Oceans Tagged u.s. coasts
- Keep Our Beaches Clean
Prevent the Beachwater Pollution That Makes Swimmers Sick
Fact Sheet
- Beach vacations are an annual summer event for many families. But beachgoers at polluted beaches around the country may bring back an unwanted souvenir from their trip: ear infections, stomach flu, skin rashes, and other illnesses that are caused by polluted beachwater. To help keep our beaches clean, NRDC supports improved beachwater testing to detect the pathogens that can cause health problems in swimmers. Bills now pending in Congress would provide funding for much-needed beach cleanup efforts and help ensure that the public is notified promptly when beaches are unsafe for swimming. These bills will help make sure that our beaches are safe for swimming every day.
Get document in pdf.
- Florida's Coastal and Ocean Future
A Blueprint for Economic and Environmental Leadership
Issue Paper
- With tourism, fishing, and recreational sport bringing billions of dollars into Florida each year, the coast is Florida's economic engine. This issue paper provides a blueprint for how local leaders and decision makers can -- and must -- take action to protect Florida's marine and coastal ecosystems.
- New York State's Strained Ocean Resources
Commercially and culturally vital, New York's shorelines, beaches and fisheries are in trouble.
Fact Sheet
- Healthy, diverse ocean ecosystems are an important part of New York's coastal heritage and economic well-being. Yet these ocean systems are severely strained from pollution, destruction of productive marine habitat, and overfishing.
For additional policy documents, see the NRDC Document Bank.
For older publications available only in print, click here.
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NRDC experts write about the growing risks to the health of our oceans on the NRDC blog.
Recent Oceans Posts
- NRDC Urges the New York Legislature to Support Our Ocean and Great Lakes
- posted by Ali Chase, 3/18/15
- Who in the United States will be Most Harmed by Ocean Acidification?
- posted by Lisa Suatoni, 3/4/15
- A Decade of Protection at the Northern Channel Islands (guest blog by Jenn Eckerle)
- posted by Seth Atkinson, 3/4/15
NRDC Gets Top Ratings from the Charity Watchdogs
- Charity Navigator awards NRDC its 4-star top rating.
- Worth magazine named NRDC one of America's 100 best charities.
- NRDC meets the highest standards of the Wise Giving Alliance of the Better Business Bureau.


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Wakeboard Videos
FISE 2014: Daniel Grant wins Wakeboard Pro
16-year-old Danny Grant runs away with the Wakeboard Pro event at FISE with this finals run.
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Rock and wakeboarding combine in this beast of an edit filmed by Mathias Kögel at Wakeboard Langenfeld....
by pete@extreme
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Ram Charan Clean Bowled Over Yash's Performance In 'Mr And Mrs Ramachari' http://t.co/QUh4vtLCzD http://t.co/rEwkgQFNsO
Mon Mar 30 22:06:53 MST 2015 ago by Kannada movies
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RT @ShilpaSShah: Ultra Resistance pres. Around The World with @nicfanciulli has the amazing @TuhinMehta on opening duties. Cannot.WAIT http…
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RT @vaidyabmkiran: @actressanjjanaa gorgeous sanju from her upcoming movie Mandya to. Mumbai :) http://t.co/5ljzWJerox
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Now driving down the expressway to Mumbai. It's raining and this is playing. Perfect. http://t.co/sIL1PgjR9K
Sun Mar 29 03:47:01 MST 2015 ago by Nikhil chinapa
RT @RCBTweets: Tough luck for NZ but AUS have won #CWC15! Our lad @mstarc56 gets to raise the cup for his country! #AUSvNZ http://t.co/eJj…
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"@KunalMudliyar: Thank you Mr @nikhilchinapa for rocking pune #red dimension http://t.co/rVHFchbHiX" Thanks for stomping with us!
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Sun Mar 29 00:28:11 MST 2015 ago by Nikhil chinapa


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A seductive new collection from the author of "varied, engrossing, and . . . astonishing" fiction (Richard Eder, Boston Globe).More
A magical and comedic take on modern love,
the power of friendship, and the allure of disguise.More
"Extraordinarily courageous; [Cronin] chronicles her journey to fit in and thrive with bravery and wit."—O, The Oprah MagazineMore
"Gorgeously tender at its core . . . beautiful, heartstopping. . . . Family Life really blazes."—Sonali Deraniyagala, New York Times Book Review, front-page reviewMore
"[A] compelling debut. . . . Townsend's writing [is] full of fresh turns of phrase and keen insights."—Anaya Mathis, New York Times Book ReviewMore
"Carries the flavor of the old world, its underlying ferocity leavened by a lyrical mysticism. . . . Her prose is transcendent."—Washington PostMore
* Longlisted for the National Book Award * A stunning exploration of characters shaped by the forces of history, the debut work of fiction by a 2013 National Book Foundation "5 Under 35" Honoree.More
Shortlisted for the Man Booker Prize, Neel Mukherjee delivers a powerful, epic story of a family and a nation.More
From the best-selling author of The Obituary Writer, the stirring multigenerational story of an Italian-American family.More
A Chicago Tribune 'Best Books of 2014'New York Times Bestseller
Longlisted for The Man Booker Prize
Longlisted for the National Book Award The National Book Award–winning author of The Echo Maker delivers his most emotionally charged novel to date, inspired by the myth of Orpheus.More
A tale of fathers and sons, the ties that bind, and the barriers of class that even love cannot break, Three Bargains is a stunning first novel, as potent, heart-stopping, and epic as Khaled Hosseini's The Kite Runner.More
From a laboratory in wartime Poland comes a fascinating story of anti-Nazi resistance and scientific ingenuity.More
"[Andrea Barrett's] work stands out for its sheer intelligence…The overall effect is quietly dazzling."—New York Times Book ReviewMore
"Confirms what Touch already prophesied: Alexi Zentner is one of the greatest literary architects and mythmakers working today."—Téa Obreht, author of The Tiger's WifeMore
Longlisted for the National Book Award
A Washington Post Notable Book of the Year
PEN Center USA Award finalistMore


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GAINESVILLE, Fla. -- University of Florida Athletics Director Jeremy Foley and University of Idaho Athletics Director Rob Spear have agreed that Saturday night's game has been declared a no contest and that not rescheduling the game is the only viable option for both programs.
Click here for the original story.
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I have a P13.45 that had some jamming issues. Sent it back to Para and they polished the ramp and serviced the magazines but it would still jam (FTF) at least once every couple of magazines. Had hired a guy from Smith & Wesson when they were having some financial difficulties and he suggested changing out the return spring for something a little stronger. It's been pretty reliable since then but not perfect so it's just a range gun now. Have had offers on it but keep it because it shoots nice and I would feel guilty if it started having issues again after selling, even if disclosed before the sale.
Real dogs drool!
The tree of liberty must be refreshed from time to time with the blood of patriots and tyrants. Thomas Jefferson
The price of freedom is eternal vigilance.
True, 21' is my standard shooting distance w the XDs and I can easily place all 6 shots in a 5" circle w just my left hand at half a second cadence. Extend that to 25 yards w a fullsize pistol I'm sure I'd need a minimum of 10" circle, that's still kills w big ole .45 hollow points
I have a Para Ordnance P14-45 that I purchased back in the early 90s built in Canada. The pistol's very reliable,accurate,and a good shooter.
I took my CCW test with the Para w/16 round mags!....After emptying two mags out on the rapid fire test which was supposed to be 50 rounds,they told me I could stop shooting and I passed!....Brass was flyin'! LOL
LGS has a used a P12 45 blue , good condition, original box, one mag for 475. Tempting.
"Well, we're all victims of our own gene pool. Someone must have peed in yours." - Walter Bishop, from Fringe.
"Then tell me this: Why would you want to hang around people that get uncomfortable, or even scared, about that kind of thing?" "Maybe to feel normal," I said. He laughed. "Normal's not all it's cracked up to be." "You think?" "Hell, I know." - from Spirits In The Wires, by Charles de Lint.


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Garden Art
Let`s share some garden art pictures. It is 45 degrees here today and I plan to check out my garden. Maybe make some notes on plans for spring. I would love to see your art, garden structures, sitting venues...whatever you might like to share. Lesley
Leslie- you have the garden of MY dreams! I've always believed in mixing all colors up- it makes for an interesting look and makes every flower show off nicely against each other. Lots of color-popping this way.The garden art is exquisite. Thanks so much for posting. I've enjoyed it all.
I'm really enjoying all the glimpses of your garden and love your art throughout!
The birdhouse my husband made for me is a favorite of mine:
And I love my bottle tree, but IâÂÂm only finding a pic showing the top of it:
My very favorite is just a big rock with a story behind it that I will spare you. It is special because of the way it came to me, so I donâÂÂt plant anything around it that might block it from view. I do decorate it for each season. HereâÂÂs a picture of it with a headless horseman I made to sit on top for Halloween. For Christmas, Santa sits on it with lighted reindeer in front, and so on...
Great rock,Pat. Love the idea of decorating it for holidays.And the birdhouse is great. I welcome the birds into my garden..they often leave me flower surprises!Could you name the red rose in your bottle tree picture. It`s beautiful. I would like a bottle tree with blue bottles.Love blue in the garden.Thank you surya, for your kind words. Feel free to post your garden. Everyones pictures are such fun during these cold days. Lesley
Lesley, Such beautiful lilies in all your photos. I really must add more lilies to my garden! ThatâÂÂs VeteranâÂÂs Honor in my bottle tree picture. Here, it is a rather tall and narrow bush with the most beautiful and very long lasting red roses that never âÂÂblueâ as they ageâ¦not much fragrance and very bad to blackspot in my garden, though.
I don't have a lot of garden decorations, but I do try to get some stonelike things in the garden as a contrast to the green growing things. Unfortuntately, none of these are particularly good pics. : (
My welcoming gardening dwarf at the entrance of my garden:
Fairy statue next to "The Fairy". (I have a couple more little fairies and a small dwarf, but no pics of them.)
Another gardening fairy inspecting the purple pansies:
Stone bench--on which I do rest and contemplate my flowers. I also have a park bench on the other side of the garden--but no pic.
This picture is several years old--the Home Run hedge is much bigger and fuller now--but I still use that left-over birdbath as a plant holder.
Here's my solar-operating fountain.
Buff Beauty with a gargoyle guard dog at its feet--except someone stole the gargoyle last summer! Now there is a cute turtle at its feet (no pic). So far no one has stolen the guard turtle.
Petunia in painted concrete planter--I stick a few annuals in these small planters and scatter them around the gardens--just for some variety of textures.
Sandstone rock to right of Memoire--I have several of those scattered around the gardens.
Now if you want to go next door--my neighbor has tons of arts and crafts garden decorations in her gardens. I think she sometimes looks down on me for spending more time on growing plants and less on garden decorations. : )
What a great post! Thanks Lesley!
It's funny, but I don't have a lot of pictures of my garden art. I'll have to rectify that this year!
Lesley, love the 'wine and roses' bed. Kate, those fairies are beautiful! They look perfect among the roses. Pat, I love the rock... Especially because it has a history.
Until I had a house, I really had no idea that I was so domestic, and one of the bigger surprises is that I love garden statuary!
Got the zebra at a warehouse sale. It spent its first year in my little girl's nursery. Now the kids pretend to ride it.
Sorry for the blurry picture and the mostly-empty hosta bed... for some reason, this is the only shot I have of the giraffe! It was a gift for my 40th last summer.
There's also a little ceramic mushroom bed with a few tiny gnomes among the stalks. Can't seem to find a picture. Nor can I find a picture of the lovely bright yellow ceramic birdbath my hubby gave me a few years ago. It has abstract red roses embedded in the design. As it happens, it's a terrible birdbath - unappealing to the birds while the yellow attracts wasps like there's no tomorrow! This year I'm going to get DH to mount it on the shed as pure decoration.
Oh, and the kids like to grab tree branches when available and follow me around, pretending to be garden statues whenever I turn around... :)
Karen...What adorable garden helpers you have!! I really love to see children enjoying the garden. I never gave a thought to the color yellow attracting wasps! I must remember that.Your zebra looks quite at home in your host bed. Thanks for sharing. Seil, love the fairy sprinkler.That is a lovely lilly growing there,also. Lesley
Lesley, aeons ago I went to Vietnam to do some field research as part of my degree. One of the other students on the trip was cataloging wasps and bees. We spent a whole day setting out bright yellow plastic bowls filled with sugar water all around her study area as wasp traps. Three days later we went back out to the site to gather the catch -- and couldn't find a single yellow saucer! It was quite a mystery, until we visited the local village and saw all the children running around wearing plastic yellow "hats"! Adorable, but not really very helpful! Much like my own kids in the garden.... :)
Everyone's garden art is so cheerful. Really fun to see on a cold, snowy winter day like today. I love the fairies! And Lesley, I have no gazing balls but they always stop me in my tracks when I see them in other people's yards. How could they not - they're so colourful and shiny! I wonder why I don't have any?
Karen..thanks for the story. Children are so creative and free. who can blame them. Hope you will consider adding a gazing ball to your garden. They are fun to "gaze" in to!This is one from a daylily bed. Not my favorite color, but I love the big size. Lesley
Great post, Lesley. I am enjoying seeing everyone's garden art and wishing I could visit in person.
Here's our garden gargoyle with Geranium pyrenaicum 'Bill Wallis' and an un-named cymbidium. It's been very windy lately so apologies for the blurry pic.
Edited to correct the spelling: pyrenaicum not pyrenacium
This post was edited by jo_pyeweed on Thu, Feb 6, 14 at 16:16
Thank you all for sharing a glimpse of the art that resides in your gardens. I sometimes think these little vignettes are a garden's most charming part, while at the same time, revealing a little bit about the gardener, too. I the the angel, birdhouses, fairies, and gazing balls, but best of all are the flowers that surround these objects. And yes, Lesley, you do have a dream garden. Thank you for being so generous in sharing these photos of it and starting this thread. And Pat, that Headless Horseman had me laughing my own head off. What a great use for a favorite object.
Kate, your fairies are perfect among the little spots of colorful flowers. Karen, what a wonderful backyard zoo, cute kids included. Seil, those lovely pink lilies, so sweet, are perfect next to the fairy. Finally, Jo, I have a soft spot for gargoyles--does he have a name? The cymbidium are a dramatic sight to see. Are they difficult to grow? Just beautiful.
Thanks again, everyone. Diane
Jo, thanks for joining in and sharing your garden. I love the "Bill Wallis". I think the geraniums add so much and blue is my favorite color to compliment the roses. I will look for it. I am ga=ga over your orchid. This has been my winter project to learn to grow them. I am not doing so good!!! A challenge here. Diane,your words are so true.The art adds so much charm to our gardens ,Today, everything is covered in ice. This is one wild winter! Lesley
Diane, Lesley - so glad you enjoyed the yellow cymbidium. It makes a bright, cheery spot in my garden right now.
Diane - Cymbidiums are easy-peasy here because the climactic conditions suit them very well. Foggy springs, cool (and often foggy) summers and mild winters. They are even more outstanding up in San Francisco. Unfortunately, I have heard that they can be a challenge to grow in other places.
This yellow is the only hybrid I have; the others are species and the colors are a very pale pink and white-green. They flower in March/April but it looks like the warm January we have had may cause them to bloom earlier this year.
The gargoyle's name is "Gog" - I was too embarrassed to mention this earlier :-)
Lesley - The Phalanopsis are really easy - if you can give them bright light (early morning sun is great), as high in humidity as you can go and lower day time temperatures in winter than what they received in summer, you should see them bloom quite well. Key is the medium you grow them in. You may need to experiment to determine what works best - bark or moss or a combination of the two. You will have fun - orchids can be addicting so watch out !! :-)
Bill Wallis is a real trooper but I do have to note that he is a prolific reseeder so keep an eye out if you do get him.
Close-up of yellow cymbidium


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New York City is made up of five boroughs: the Bronx, Brooklyn, Manhattan, Queens and Staten Island. Each one has enough attractions—and enough personality—to be a city all its own. Learn more about them with this guide.
This extraordinary lingerie atelier opened in 2001, a sparsely decorated space featuring well-crafted bras, panties, slips and nightgowns in beige, peach, black and brown—perfect for anyone looking to step outside of the mass-produced Victoria's Secret box. Jean Yu was born in Korea and has earned many accolades for her designs, including an exhibit at the Asia Society. Made-to-measure appointments are available for those in the market for truly exceptional undergarments.


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The San Francisco Scottish Fiddlers, a group comprised of 50 fiddlers backed by piano, drums, cellos, guitars, harps and harmonica, with dancers as well, will fill the stage of the Gallo Center for the Arts at 2 p.m. Sunday.
The Modesto Junior College Dance Department will present the annual Choreographer's Showcase at 7 p.m. April 16, 17 and 18 in the Cabaret West Dance Theatre of the El Capitan Building on the West Campus.
The Carnegie Arts Center has announced the winners for the inaugural Central California Art Showcase.
The Carnegie Arts Center and the Central California Art Association's Mistlin Gallery in Modesto are presenting the awards for the Central California Art Showcase.
The line-up of entertainment for the 2014 Stanislaus County Fair continues to take shape as Three Dog Night becomes the latest band to sign on for a show.
Between 1966 and 1967 author John Steinbeck, known for championing the downtrodden in his fictional works, wrote a series of dispatches from Vietnam that shocked many because of a perceived pro-war stance. After the initial publication Steinbeck's dispatches largely languished in obscurity until recently when "Steinbeck in Vietnam: The Last Published Works of John Steinbeck" was released. Now, the theatre department at California State University, Stanislaus will add a dramatic nuance to the work with their stage performance of the piece. The work, adapted and directed by Professor John Mayer is presented as a reader's theater that follows ...
Comedian and "Saturday Night Live" alum Jim Breuer will be tickling Turlock's funny bone when he comes to town April 11 for a show at the Turlock Community Theatre.
Four bookmarks
"The Three Musketeers," based on the novel and trilogy by Alexandre Dumas and adapted for the stage by Mercedian Micah Chandler, begins its two-weekend run at the Playhouse Merced mainstage at 7:30 p.m. April 4.
The Carnegie Arts Center and the Central California Art Association's Mistlin Gallery in Modesto are joining together to present the Central California Art Showcase.
Playhouse Merced is holding auditions for their final two shows of the season.
The Carnegie Arts Center is hosting an exhibit of "At Home in Turlock," featuring the works of three local artists.
The Stanislaus County Fair has added rock band Loverboy and Disney star Zendaya to perform at this year's fair.
The Walnut Elementary Education Center is performing "The Little Mermaid" for their spring show.
The Turlock High School is diving head first into office life, complete with all the politics and backstabbing in their upcoming performance of "9 to 5 The Musical."
U.S. Representative Jeff Denham (R-Turlock) opened the 2015 Congressional Art Competition via Facebook on Monday.
California State University, Stanislaus is presenting the 3rd Hildegard Festival of Women in the Arts this weekend with a theme focusing on "Storytelling: Narrative Arts in the New Century." The festival runs through Sunday with a bevy of concerts, scholarly presentations, panel discussions, lecture/recitals, poetry readings, a composition masterclass, a digital gallery exhibit, a music listening room, and a live "paint-out."The Hildegard Festival is sponsored by the College of the Arts, Humanities and Social Sciences. The purpose of the Hildegard Festival is to celebrate the creative work of women in the arts and to provide opportunities for participating ...
The Carnegie Arts Center, in partnership with the Mistlin Gallery, is ready to debut the works collected for the second annual Central California Arts Showcase.
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Me and my girlfriend are virgins and are 16. We have been dating for about ten months and are getting curious about sex. She asked if I was ready and I told her I don't know because she's not sure and I'm not sure what to do. She will say that she wants to but turn around and say no. I just don't want her to lose her virginity and regret everything else that we do for the first time. I haven't even seen or touched anything yet, so I guess that leaves me some room, if I get that far without confirmation. I love her so much but I want to do it so bad. There's something stopping her and I don't know how to express myself . I guess she is scared because it might hurt and she does not know what she is doing and she doesn't want to upset me.
I really want to have sex. But, my boyfriend isn't ready and he said I could have sex with my ex who left me because I wasn't ready. I need to know if i should or not?
Hi, I'm 16 and my girlfriend is going on 15 in a month. I've wanted to have sex with her for a while, and I've spoke to her about it twice. The last conversation ending up in a fight which was resolved. But she thinks that it's wrong to have sex unless you are prepared to have a kid. I hate kids, so does she. I want to have sex with her, and she says she wants to make me happy, but I kind of want her to feel the same as me about it. What should I do?
I am a 15 year old girl and I have a boyfriend who is 20 we are going out for about two months we both love each other and till now we have had only one private moment were we smooched and he touched my breasts after asking and he tried to touch my privates like he just placed his finger there but he didn't go inside I told him that I didn't like it so he withdrew when we smooched again he took my hand to his penis but I jerked it off . We both are true to each other he has got a blowjob once from a girl n he has also fingered her and I too have given a blowjob to my ex but I am scared if I get pregnant and I also can't tell him to use condoms because he doesn't like it he also tells about having sex with me but I am just fifteen so what do I do? I also want to and don't want to give him a blowjob because I am scared that I will get pregnant and will he think wrong of me if I give him one? Because I don't want this relation to break.
My girlfriend is 21 and I am 20. I am so eager to have sex but she tells me she is not ready. At 21 is this normal?
I have been with my girlfriend for 2 months and I want to do a little more then just kiss. How can I tell her that without her thinking I'm taking advantage of her or her thinking that's all I want?
I had this girlfriend and me and her always had unprotected sex and I was wondering why didn't I get her pregnant if I always ejaculated in her? This was like a 5 month thing that I had sex with her everyday and always ejaculated do you think that when I am ejaculating I'm shooting blanks cause I'm like really thinking about it. I'm 15 years old.
The truth is: I am scared. But also anxious, excited, curious. My boyfriend and I have an attraction unlike any I've ever known. He always tells me to let him know if I want to stop, and then he will stop. I want to be intimate with him, and I've definitely thought about it, but it could always be too much too soon. I feel we may engage in sex soon. I don't really know how to do anything, though. I think I'm ready for it, but we're both still young, in high school. I'm afraid for what will happen, for what I am or am not capable of. I want to make him happy, but not always at the cost of myself. I cannot get pregnant; this is my forefront concern. Sex has always been displayed as something funny by my friends, and dangerous by my elders. To me, it's more a... beautiful thing? I'm not sure. With my less than adequate experience, I honestly don't know. I know that I love him; is that enough?
I have been so grateful for this site, it has been wonderful in making me more comfortable about my relationship. Basically, it comes down to the fact that my boyfriend and I are at the point where sex would seem like the next natural step, but every time we get close, we end up having a discussion instead. We have been together for a year now, are 21 and are both virgins, and while he is completely ready, I am not sure I am. We have engaged in all other sexual activities, manual, oral, etc, but I cannot seem to wrap my head around the idea of having actual intercourse.I have told him why - nervous, scared that the relationship will change, that it will become all about the physical, etc. And while he says he wants me to be comfortable, I think that he is really getting frustrated. I feel like even though we are not having sex yet, everything is now about that. And the last time we were together, it was all about him...physically I mean. And he is never like that. I just don't know if I am making too big a deal out of the whole sex thing. I mean we have talked the issue to death already, and I want to know what sex with him would be like....is there anything I can do to take the pressure off of myself and to therefore, take the pressure off our relationship?
Information on this site is provided for educational purposes. It is not meant to and cannot substitute for advice or care provided by an in-person medical professional. The information contained herein is not meant to be used to diagnose or treat a health problem or disease, or for prescribing any medication. You should always consult your own healthcare provider if you have a health problem or medical condition.


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VIEWS: 118 PAGES: 3 CATEGORY: Entrepreneurship & Business Planning POSTED ON: 1/6/2009
Tax-Favored Health Plans Farmers may want to consider one of three health insurance options: Self-Employed 100% Health Insurance Deduction, Medical Expense Reimbursement Plans, and Health Savings Accounts. A short summary of each and some of the considerations may be useful in comparing what would work for your family and your employees. Other types of plans exist including cafeteria plans and Flexible Spending Accounts which are not covered in this discussion. Self-Employed 100% Health Insurance Deduction Health Insurance for a self-employed person may be 100% deductible as an adjustment to income on the front of the Form 1040 so no state and federal income taxes are required to be paid on it. This includes health insurance for the owner, spouse, and dependents. The deduction is limited to the net earned income of the business that established the plan and only from that business. For a farmer with both a farm operation (Schedule F) and another side business (Schedule C), or with multiple Schedule F forms, the net earned income calculation can come from only one. The net income is further reduced by deductions for one-half the self- employment tax plus contributions to SEP, SIMPLE and Keogh retirement plans. Owners or spouses eligible for subsidized health plans by an employer cannot use this deduction. A farmer still gets to pay self-employment tax on the amount paid for health insurance since it is not deducted on tax forms until after the SE tax is calculated. This deduction only covers health insurance premiums. Other medical costs are normally deductible only as itemized deductions after they exceed the 7.5% of adjusted gross income (AGI) threshold. Medical Expense Reimbursement Plans (§105) This plan allows an employer to reimburse employees for qualified medical expenses which are not income to the employee and are fully deductible as an expense by the employer. Qualifications: Self-employed individuals are not eligible for this. However, if the business employs the spouse and the business provides family coverage for employees, than all family members (including the owner) may be covered. The plan may include expenses beyond medical insurance including deductibles, vision and dental coverage, prescription and some non- prescription medicines. Requirements: The IRS may look at these three issues of a plan. 1) An actual employee-employer relationship should exist. This includes records of hours worked, reasonable pay rates, and regular and current pay (rather than a lump sum at the end of the year). If the pay gets deposited back into the business accounts, then it appears to be suspect. All normal employer/employee forms should be filed including W-2, W-3, Form 940 (unemployment, if applicable), and Form 943. An 1 employment agreement with terms and conditions, which are followed, helps with this issue. 2) The actual plan must be administered properly. Has the plan been written and signed by both employer and employees? Reimbursement procedures should be clear and records of qualifying expenses must be kept to substantiate claims. Insurance for a spousal employee should be in that spouse's name, not the owner's name. 3) All qualified employees must be eligible for the plan. Those with less than three years of service, under 25 years old, part-time or non-resident aliens may be excluded but eligibility requirements must be clear in the summary plan description. These plans can be fairly complex and the advice of a professional is recommended. Advantages: Lower federal, state and self-employment taxes since medical insurance premiums are a deductible expense on Schedule F. Other medical costs like insurance deductibles, eyeglasses, dental and prescription costs can be reimbursed. Also, a plan can be written to include over-the-counter medical expenses. Funding for this plan comes only from the employer who chooses the contribution limit. Employee or individual contributions are not allowed. Other considerations: The spouse's wages are subject to social security and medicare taxes as well as income taxes. Nondiscrimination rules apply so that all qualified employees must be able to participate. Health Savings Accounts A health savings account (HSA) is a tax-exempt account that you (an employer, employee, or individual) set up with a trustee to pay or reimburse qualified medical expenses. Benefits: 1) Claim a tax deduction for contributions made by you or someone other than your employer, even if you do not itemize deductions. 2) Contributions made by the employer may be excluded from your gross income and are not subject to payroll taxes. 3) Contributions remain in your account until you use them. Interest and earnings on the assets in the account are tax free. Your account remains yours even if you change employers. 4) Distributions are tax free if used for qualified medical expenses. Eligibility for an individual: 1) Have a high deductible health plan (HDHP). a. Self only: $1,050 minimum annual deductible, $5,250 maximum (2006) b. Family: $2,100 minimum annual deductible, $10,500 maximum (2006) c. An HDHP may provide certain preventive care benefits without a deductible or a deductible below the minimum annual deductible. 2) Have no other health coverage, generally. You are allowed other coverage for accidents, disability, dental care, vision care and/or long-term care. 2 3) You can still be an eligible individual even if your spouse has non-HDHP coverage provided you are not covered by that plan. Prescription drug plans are permitted as part of the HDHP or as a separate plan as long as it doesn't provide benefits until the minimum annual deductible is met. Contributions Can be made by the employee and/or employer. For self-employed – anyone can contribute to your HSA but it must be in cash (not stock or property). Each year contributions are permitted up to your annual health plan deductible, but not more than $2,700 (2006) for an individual or $5,450 (2006) for a family. If your HSA begins during the year, the contribution is partially reduced. Additional contributions are allowed for age 55 or older ($700 for 2006) but still limited by your annual deductible. Beginning with the first month you are enrolled in medicare, you cannot contribute to your HSA. If an employer contributes to HSAs for employees, comparable contributions (same amount or same percentage) must be made to all comparable participating employees. Distributions Qualified medical expenses for you, your spouse and dependents can be reimbursed from your HSA by the trustee. Examples of these expenses include doctor's fees, prescription and non-prescription medicines, and necessary hospital services not paid for by insurance. These distributions are tax-free unless withdrawn for some other reason. In that case the distribution would be subject to income tax plus a 10% additional tax. Insurance premiums are generally not qualified medical expenses for your HSA. However, premiums for long-term health care coverage (subject to limits based on age), health care coverage while receiving unemployment, and some other limited situations may be qualified medical expenses. Your records must show 1) The distributions were exclusively used to pay or reimburse qualified medical expenses. 2) The qualified medical expenses had not been previously paid or reimbursed from another source. 3) The medical expenses had not been taken as an itemized deduction in any year. HSAs tend to be a a better choice for the young or healthy because they can build up their account. Of course, a lower deductible health care plan is generally preferred by employees when it is highly subsidized by an employer. Many health insurance providers now offer HSAs. The employer contributions are not subject to social security, medicare or income taxes. The employee or individual contributions are deductible as an adjustment to income on the Form 1040 which comes from the Form 8889, Health Savings Accounts (HSAs). In some situations with an employer sponsored plan with salary reductions, the employee contributions may not be subject to social security and medicare taxes. 3
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Town Square
Council candidate forum at Google HQ
Original post made on Oct 2, 2012
Read the full story here Web Link posted Tuesday, October 2, 2012, 10:39 AM
Comments (1)
a resident of Cuesta Park
on Oct 2, 2012 at 8:46 pm
It's great that this will now be the 4th MV City Council forum (with more to come). To bad the LWV and the Chamber of C and the neighborhood associations are not interested in the MV school board. One 1:15 forum for that race. Well, I guess we should be glad for that? It's been only 8 years since an election.
SN is a Candidate for MVWSD Board
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Improved Meyer alert - Loews
Hey Gang,
Not sure who has Loews, or if this special exists outside of Seattle, but currently they are selling IML's for $14.98.
The supplier is Duarte, and the ones I saw looked relatively healthy - although pleading for some good drainage. I bought four (!) so I can do some experimentation on what works best up here. I plan to try two different mixes and clay vs. plastic pots. I'll let you know if I discover anything interesting :)
Sorry, I thought I corrected that - it is LOWE'S!(the home improvement store - not the movie theater!)
The Lowes by my house has a discount rack. When the plants start to look ugly and no one will buy them they put them on "the rack". I found a IML for $6...Lol They had 2 dwarf weeping Santa Rosa plum trees for $10. A Royal Apricot in a #10 for $7.99. All kinds of stuff.
Dont let anyone tell you Lowes or HD is a bad place because they are not. They just have some half witted employees taking care of the plants. If you know what to look for Lowes is a very good place. Thanks for the info:-)
I hear you! I haven't seen trees, but last year I scored jasmine and some (now gorgeous) clematis for dirt cheap - they just needed some TLC. My problem is that I want to rescue them all, so sometimes just avert my eyes and hope that someone else will save them ;)
Lol!! Seriously! Sometimes I dont realize after I buy everything that I dont know where to put it all! Yes I scored two nice star jasmine plants almost 2 years ago and now they are climbing up my patio and smell awesome! The Lowes by my house closed down so I have to go to Huntington Beach but they have an ever larger section!!
You can see the Jasmine on the pole kinda in the middle right. Basically %75 of the plants in this photo were bought for %50-%75 discount from Lowes. The pink bougainvillaea on the far left was only $6. All the hibiscuses were only $2...Lol I can go on and on. Basically if you want something just wait and it will end up on the rack sooner or later.
Personally I would NEVER buy any tree from a big box stoe; they are junk wholesalers .who do not create the trees and have no reputation to protect. Much better to buy your trees from a reputable grower whose reputation is on the label. As a producer of quality Meyer lemon trees, I would NEVER sell my trees to anyone except the person who is going to plant them.
"Personally I would NEVER buy any tree from a big box stoe; they are junk wholesalers .who do not create the trees and have no reputation to protect. Much better to buy your trees from a reputable grower whose reputation is on the label. As a producer of quality Meyer lemon trees, I would NEVER sell my trees to anyone except the person who is going to plant them."
That is all well and good IF you have the choice- many of us do not.
I can buy plants locally at Lowe's or at Walmart- that's it.
I have no real nurseries or growers within driving distance.
I don't mind buying from across the country and paying shipping in order to get high quality plants and be certain that I am getting the variety I want but I can assure you that 99% of the other people in my very rural area do not feel that way and so Lowe's and Walmart it is.
I would agree that you can get some great deals on some good plants at Lowe's if you know what you are doing and have the ability to nurse them back to health.
I only WISH I could find trees like that locally! Good score Westgirl and thank you for letting us know. That was very thoughtful:-)
By the way, Blaze, WOW, I love the looks of your yard. It is so need and well maintained. Now, if only you could plant one of every citrus tree, right?
Yes, I found out the hard way that my Lemon Meyers hate clay pots..All my other citrus like them though. Crazy
In 2009 and prior to that, Lowes stores here carried 3 and sometimes 5 gallon citrus every summer. I looked at one particularly nice, particularly large pink grapefruit over the course of about 2 weeks, 3-4 times, and could never talk myself into buying it for $40, because I told myself I just didn't have room to winter one more thing (which is true!) then it sold and went away. Kicked myself for not buying it. So, I vowed to get one the next year.
Well, in 2010 and again in 2011, all they carried were rooted cuttings in a 4" pot for $20, and at that only Washington navel, Meyer lemon, and Tahitian lime. Sad in little things not at all worth the price.
I don't know why they quit carrying the larger citrus, perhaps the freezes in Florida in January 2010 destroyed a lot of the potted citrus crop, and prices spiked on the survivors beyond what a big box was willing to pay?
I think it had more to do with the quarantine blocking Florida nurseries from shipping citrus trees out of the State; they are beginning to find ways around that with some certified nurseries growing in screen houses being allowed to ship outside Florida.
I was waiting for some idiot to start in about the big box stores...
And not EVERY plant sold at a big box store is bad. You try dealing with as many suppliers and customers and stores as they do and see how well you do. I can tell you that the margin of error for the big box stores is very low compared to how much volume they deal with. So why is it bad for a big box store to buy direct from a reputable nursery and re sell the product? Its called COMMERCE. Thats great that YOU WONT Mr. all mighty IML grower but please oh please can us little folk buy from a big box store when we see a nice plant? And guess what? Most if not ALL of those plants come from well established growers!
Anyways, sorry for thread jacking but I had to get that off my chest.. Maybe I came across a little harsh but oh well, I was waiting for someone to say what John said and the funny thing is is he was on my top 3 list to say it...Lol
Actually John, Duarte's Nursery is a very reputable nursery here in my neck of the woods. Their growing grounds are out in DeLuz (back side of Camp Pendleton, west of Fallbrook). They grow beautiful citrus. And, even stuck their necks out as a large commercial grower, and budded up the brand new Valentine pummelo. Paid off - they all went screaming out the door (CRFG members found out, and drove out to the growing grounds and probably cleaned out 1/2 their stock). Not very many big commercial growers will take that kind of risk, but they work with the CRFG chapters here, and we even go out and tour their facility now and then.
We're very fortunate here on the west coast to have Duarte's Nursery supplying a large percentage of their citrus, as well as Four Winds, and Laverne to name a few. All great growers. And yes, it is usually the staff at Lowe's that will cause issues with the citrus. Mainly not watering, rough handling, etc.
Blaze, take a deep breath.
Patty S.
I noticed my local HD has 7 gallon or larger Meyer Lemon trees this year, which is strange as they have never carried any kind of citrus before.
The last few years they have been selling cold hardy palms though, which sold very poorly (lucky for me as I snapped up quite a few at the end of the season each year for 50-75% off)
(This year they have no stock of these)
Anyway these Meyers are selling for $45 each, and I have examined them and they look very healthy, each about 4-5ft tall and small fruit.
My problem is I'm running out of room to put things indoors in Winter! So far I've resisted the urge to buy one, but if they end up marked way down, I may have to.
"Personally I would NEVER buy any tree from a big box stoe; they are junk wholesalers .who do not create the trees and have no reputation to protect. Much better to buy your trees from a reputable grower whose reputation is on the label. As a producer of quality Meyer lemon trees, I would NEVER sell my trees to anyone except the person who is going to plant them. "
I've bought several trees from Lowes, and frankly, they've been better trees than the ones I bought from expensive nurseries.
Frankly, they've got some damn nice stuff. There's no need for the mom-and-pop-show-elitism here.
I don't discriminating how the plants are distributed and sold. What I care for is the state of plants when I buy it, how much I pay it for , and how easy I get it. I love big box stores' citrus trees. They are the reason I grow so many citrus trees. Although, one thing I can blame them for is that they are the reason I run out of room in winter time. But I would happily move into my garage if I have to...
There are many facts contributing to unsatisfied customers. Many times, customer itself is to blame. I read in other thread about mislabled plants. Most likely the labels were correct when the nursaries shipped the plants out. I highly suspect it is the customers who misplaced the labels after they took the label off the tree for some information and did not put the label back to the correct tree.
I agree with some of your arguments that big box stores do not protect the plants well. Yes. I have seen that... dead or dying plants due to lack of water or care. More often, Citrus trees have root stock growing larger than the scion ( I got a few such trees by end of season for $5 each. Just took home and clipped the root stock shoots off. I am happy to do that for that price). I once bought some friut trees that only can be grow in zone 6 and above... What can you say, everyone, every corp. has their core competency. Big box stores are good at distributing the goods and products but are not good at taking care live plants. They are not perfect. But again, who is perfect? I have a Asian pear tree growing a European pear fruit right now. My tree was shipped directly from nursary... I think big box stores' nursary department staff just needs to be trained well to handle plants.
Another welcom trend ( to me), is that I see more and more rare and exotic plants( none traditional plants) show up in big box stores or local hardware stores sales for very reasonable price. You get bigger plant + pot without paying a dime of shipping cost. My local Lowe sales 1.5" pot size Catt. orchids for $5 and a next size for $7. etc.


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Minutes // Agenda // Senate Bills // Senate Resolutions // Voting Records
The ASUCD Senate is responsible for maintenance, use and title to all ASUCD property, allocation of all ASUCD revenues, and the development of all policies and regulations necessary for the smooth and efficient operation of ASUCD. The Senate consists of twelve (12) elected members of the student body who represent the student voice at UC Davis . The Senate consists of twenty-two members, but only the twelve (12) Senators have the ability to vote. The ASUCD Vice President may cast a vote only in order to break a tie.
How can I speak during a Senate meeting?
The agendas for Senate meetings are announced 24 hours in advance here. The meetings follow Parliamentary Procedures. If you are unfamiliar with these procedures you can follow the guidelines here. To speak, simply arrive to the meeting at any time and raise your hand in order to be placed on the speakers' list. You will have 5 minutes to speak with 2 – 2 minute deferments.
When and where are the Senate meetings held?
Meetings are usually held on Thursdays starting at 6:10pm in the Memorial Union Special Events Room. No meetings occur during Finals Week unless a special meeting is called. Please refer to the announcements on the home page or dates on the agenda page for an updated list of meeting dates.
How can I place an item on the agenda?
If you would like to place anything on the agenda such as a presentation, an item you would like to discuss during public discussion, a bill or resolution, please email the ASUCD Vice President at email@example.com to coordinate an agenda item. Anything to be placed on the agenda must be submitted no later than 11:59pm on the Tuesday prior to the Thursday meeting.
How can I contact the ASUCD Senate?
If you would like to contact the ASUCD Senate regarding any issue on campus, you may reach out to any ASUCD Senator listed below or send an email to the Senate Listserv at email@example.com
ASUCD Senate Members
Presiding Officer of the Senate
|Robyn Huey
|Vice President (ex officio)
ASUCD Senators 2014-2015
|Fall Term Senators
|Winter Term Senators
|Reem Fatayerji
|Azka Fayyaz
|Alex Lee
|Robyn Huey
|Casey Nguyen
|Amelia Helland
|Roman Rivilis
|Artem Senchev
|Anabiah Syed
|Nicholas Sanchez
|Andrea Velazquez
|Eugenia Chung
* Indicates Pro Tempore of the Senate
Ex-Officio Members of the ASUCD Senate
|Allan Bach
|Academic Affairs Commission Chair
|Joanna Jaroszewska
|Business and Finance Commission Chair
|Abire Sabbagh
|External Affairs Commission Chair
|Nathan Bentham
|Internal Affairs Commission Chair
|Nilofer Chollampat
|Ethnic and Cultural Affairs Commission Chair
|Ivon Garcia
|Gender and Sexuality Commission Chair
|Marissa Ayala
|Environmental Policy and Planning Commission Chair
|John Wu
|Elections Committee Chair
|Rylan Schaeffer
|Lauren Ashe
|Outreach Assembly Speaker


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Hamilton-Lofgren wedding
Jeri Hamilton and Randy Lofgren will be married Saturday Aug. 30 in a private ceremony. A dance at the Bemidji Eagles Club, 1270 Neilson Ave. SE will take place. Randy is the owner of Lofgren Landscaping and Tree Service and Jeri is employed at AmeriPride.
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