text:
The Top 10 In Action Sports
01This is What It Looks Like To Break The World Record For The Fastest Time on a Bike
02This All-Action Edit Encapsulates Every Single Reason We Should All Love Motocross
03A Glacier The Size Of Manhattan Has Disappeared, And These Guys Got It On Film
04Cork 720s and Flipping Madness: The World's Best Slopestyle Stars Just Opened the MTB Season in Style
05Welcome to Qasr Al-Farid: The Rock With A Door That Will Rock Your World
06Already Got MTB Withdrawal Symptoms? Here Are The Crazy Downhill and Enduro Highlights From Crankworx New Zealand
0724 Reasons Why Snowboarding Was Better In The Early Noughties
08Win a Holiday for 2 in Chamonix with Three #holidayspam
0918 Things That Will Give Anyone Who Did Duke Of Edinburgh A Serious Flashback
1016 Things That Will Give 90s Skater Kids A Serious Flashback
Julien Dupont vs The Gateshead Millennium Bridge
On 23rd of August 2011, at 10.30am world renowned freestyle trials rider and Red Bull Athlete Julien Dupont, crossed the Gateshead Millennium Bridge which celebrates its 10th anniversary this year, in the most unconventional of ways.
Video de Motocross par RedBull Media House
What Do You Think?
Get the best in action sports straight to your inbox


text:
politician suggests we stop educating kids w/special needs!!
This man is RIDICULOUS!!Saying our kids are costing alot of money and it is time we stop educating them!! "I got to be honest with you, I am not in favor of the No Child Left...
Started by Cherish on 08/21/2012 in Debating Mums!
Last update on 02/02/2015 by â« Shawnn âªâ«â«

subset: commoncrawl


text:
Arborvitae growth rate?
I need a little reassurance here, i bought 8 arborvitaes in little pots, they are about 1.5 ft high . I was told they grow fast, so im just wondering how fast they grow for you? I know they need the first year to establish their roots, so next year can i expect a couple feet of growth? Thanks!
first/.. they are conifers .... not shrubs.. those words will matter in the future.. especially in regard to pruning ...
second.. as noted.. arb really means little ... we need to know the second latin name.. as well as a cultivar name.. to be able to research the annual growth rate.. after establishment ...
All arborvitae are conifers.
Some arborvitae are shrubs.
All arborvitae that are shrubs are also conifers.
Thanks for the responses! I have emerald green arborvitae. I forgot there are so many different kinds! So let me know! Thanks!
Normal growth rates for Emerald Green (Thuja occidentalis 'Smaragd') are between 6" to 12" per year once established and tapering off as they reach about 12' to 15'. I'd be suprised to see more than about 18" per year even in ideal conditions.
From Googling for information on Emerald Green - which is very easy to do...
Mature Height: 10-15 ft.
Mature Width: 3-4 ft.
Growth rate: Moderate (6"-12" avg. per yr.)
Another site confirms moderate growth rate; up to a foot a year once established. Grows faster in full sun.
When it comes to living things, there are no absolutes - only guide lines arrived at by study and observation.
Protect them (especially over the winter) to avoid severe damage if you're in deer country.
I think there is a little bit of an art to googling when it comes to getting information about plants. There are lots of sites with incorrect or misleading information. I find completely incorrect information quite often on sites like Dave's Garden and many nursery websites. Some types of sites are more reliable than others. Most of the time, I've found ag extension sites to be reasonably reliable. Anyone without quite a bit of experience should at least look at a number of sites and get an average of many opinions before accepting the data from a google search.
Oh, and the other part to the art of googling is knowing what terms to use. Sometimes five minutes of thought before googling can save you thirty minutes or more of reading and searching.
I planted some Emerald Green Arborvitae a couple of years ago. I live in upstate NY and my area has a lot of clay in the soil. When I planted the trees, I purchased a few loads of good topsoil, tilled and amended the soil and then placed the trees in a raised burm(term?). They seem very happy there. They are thriving and grow at around 1ft. per year. They get a fair amount of sunlight in their location.
Look at the plant places (HD, Lowes) in the end of September, buy yourself a good 6-7 footer for about 30.00 and mulch and water real well.
They aren't expensive to get a decent size tree or shrub.
i love Emerald green, I have one I bought last fall, it is small, but I knew they grew slow.
You can't beat the gorgeous green color, go buy bigger ones.


text:
Key Developments -
The Committee on Foreign Investment in the United States (CFIUS) is an interagency, Executive Branch organization charged with identifying potential national security risks posed by foreign...more
- Annual Reports CFIUS Cross-Border Transactions Risk Assessment Risk Mitigation
In This Issue
- White House Releases Proposed Privacy Legislation
- Lessons from the Anthem Data Breach
- SEC and FINRA Release Results of Industrywide Cybersecurity Examination Sweeps
- COSO Releases Report on...more
- Anthem Blue Cross Automotive Industry Big Data COSO Cybersecurity Data Breach FINRA Information Sharing Insurance Industry Obama Administration Popular SEC
Yesterday, the Federal Communications Commission (FCC or Commission) voted 3-2 along party lines to approve revised network neutrality regulations that, if allowed to stand, will have far-reaching implications for the...more
The Committee on Foreign Investment in the United States (CFIUS) can have a significant impact on transactions involving foreign acquirers. Parties considering cross-border merger and acquisition transactions should be aware...more
- Administrative Review Board CFIUS China Corporate Counsel Cross-Border Transactions OFAC Ralls Corporation
The Federal Communications Commission (FCC) addressed a number of longstanding issues in 2014, including reform of its E-rate program that provides federal subsidies for purchases of broadband services by schools and...more
- Auction Broadband FCC Legislative Agendas Net Neutrality Regulatory Agenda Subsidies
In This Issue:
- Summary of President's Recent Proposals for Cybersecurity Legislation
- New York Attorney General Proposes New Approaches to Data Security
- Delaware Data Destruction Law Takes...more
- Popular
On January 12 and 13, in speeches at the Federal Trade Commission (FTC) and the National Cybersecurity and Communications Integration Center (NCCIC), President Barack Obama announced several initiatives to enhance online...more
- Barack Obama Cybersecurity Privacy Policy Proposed Legislation Regulatory Agenda
In This Issue:
- The Critical Takeaway for Every Company From the Sony Cyber Attack
- Sony Data Breach Class Action Complaint Provides Insight Into Cybersecurity Issues
- Reminder: New California Data...more
- Class Action Cyber Attacks Cybersecurity Data Breach Department of Financial Services Examination Procedures New Legislation NIST PF Chang's Sony Standing Target
In This Issue:
- EU Issues Guidelines on 'Right to be Forgotten'
- FFIEC Observations on Bank Cybersecurity Provides Important Guidelines for Every Industry
- Remarks by Comptroller Curry Highlight OCC...more
- Auto Manufacturers Automotive Industry Banks Cyber Threats Cybersecurity Data Breach EU FFIEC FTC FTC v Wyndham Google NIST OCC Privacy Laws Retailers Right to Be Forgotten SEC
Over the past few weeks, a number of significant developments have impacted the Federal Communication Commission's (FCC) ongoing proceeding regarding network neutrality. On November 10, President Barack Obama surprised many...more
- Anti-Discrimination Policies AT&T Barack Obama Broadband Comcast Communications Act of 1934 Deregulation FCC Net Neutrality Regulatory Agenda Telecommunications Title II Verizon
In This Issue:
- October: National Cyber Security Awareness Month
- New California Data Protection Law
- Obama Signs Cybersecurity Executive Order
- FTC Cautions Executives About Personal Liability for False...more
- Banks CFPB Cybersecurity Data Protection Digital Assets Electronically Stored Information Executive Orders FCC Gramm-Leach-Blilely Act
On July 15, 2014, the United States Court of Appeals for the District of Columbia remanded Ralls Corporation's (Ralls) precedent-setting case against the Committee on Foreign Investment in the United States (CFIUS or the...more
- Appeals Barack Obama CFIUS Defense Production Act Due Process Enforcement Enforcement Actions National Security Ralls Corporation U.S. Navy Wind Farm
On June 2, 2014, the Federal Communications Commission (FCC, or Commission) released rules designed to implement the first-ever incentive auction in which spectrum will be recovered from television broadcasters, who...more
- Broadband Broadcasting FCC Telecommunications Television Broadcast Stations Wireless Industry
Yesterday, the Federal Communications Commission (FCC or Commission) launched a proceeding to develop new network neutrality regulations that would prohibit Internet Service Providers (ISPs) from blocking or discriminating...more
- Communications Act of 1934 Electronic Communications FCC Internet ISPs Net Neutrality
The Securities and Exchange Commission recently held a roundtable on the issues and challenges cybersecurity presents for market participants and public companies. The roundtable is a means by which the SEC Commissioners can...more
- Cybersecurity SEC
In This Issue:
- NIST Releases Final Framework Document
..Key Changes From The Preliminary Framework
..The Framework Roadmap
..The DHS "C-Cubed" Program
..Next Steps
- California Suggests Upper...more
- Critical Infrastructure Sectors Cybersecurity Cybersecurity Framework Data Protection DHS FTC Internet of Things NIST Privacy Laws
With a new chairman and a full complement of commissioners for the first time in more than six months, the Federal Communications Commission (FCC) is poised to take on a broad set of communications-related issues in 2014 and...more
- FCC Media Telecommunications
On Tuesday, the United States Court of Appeals for the District of Columbia Circuit vacated and remanded the operative portions of the Federal Communications Commission's (FCC or Commission) network neutrality regulations....more
- Broadband Cable Television Providers Common Carriers Communications Act of 1934 FCC Internet Service Providers ISPs Net Neutrality Networks Telecommunications Telecommunications Act of 1966
On October 22, the National Institute of Standards and Technology (NIST) issued its Preliminary Cybersecurity Framework (the Preliminary Framework). The Preliminary Framework represents the first full draft of the...more
- Critical Infrastructure Sectors Cybersecurity Cybersecurity Framework DHS Executive Orders NIST
On September 11-13, the National Institute of Standards and Technology (NIST) hosted its fourth Cybersecurity Framework Workshop to solicit feedback on its recently released partial draft (Discussion Draft) of the NIST...more
- Critical Infrastructure Sectors Cybersecurity Cybersecurity Framework NIST Privacy Policy
Les médias n'ont de cesse de se faire l'écho d'attaques de botnet à l'assaut de Spamhaus, de flaming worms voleurs d'informations stratégiques au Moyen-Orient ou des dommages causés par Stuxnet, l'arme fatale capable de...more
In This Issue:
- Data-Breach Class Actions After the Supreme Court Decision in Clapper
- California Supreme Court Holds That Song-Beverly Credit Card Act Does Not Apply to Online Purchases
- Clapper v. Amnesty International Class Action Credit Cards Cyber Threats Data Collection Data Protection FTC Internet Retailers Personally Identifiable Information Privacy-By-Design SCOTUS Song-Beverly Credit Card Act ZIP Codes
The media is replete with reports of a botnet onslaught paralyzing Spamhaus, flaming worms usurping strategic information in the Middle East and a stuxnet super weapon wreaking physical damage to Iran's nuclear reactors....more
- Barack Obama Critical Infrastructure Sectors Cyber Threats Cybersecurity Data Protection EU European Commission Executive Orders
On February 26, following close on the heels of the recent executive order setting forth the administration's approach to the regulation of critical infrastructure network security, the National Institute of Standards and...more
- Critical Infrastructure Sectors Cybersecurity Data Protection NIST
On February 12, 2013, President Obama signed both an executive order and a presidential directive that together set forth the administration's approach to two key cybersecurity related issues: (i) regulating critical...more
- Barack Obama Cybersecurity DHS Electricity Enhanced Cybersecurity Services Executive Orders HSPD-7 Infrastructure NIST Patriot Act Risk Assessment
Barack Obama
Critical Infrastructure Sectors
Data Protection
Executive Orders
Net Neutrality
Communications Act of 1934
Cyber Threats
Cybersecurity Framework
Data Breach
Regulatory Agenda
Automotive Industry
Sign up for your custom alerts now, using LinkedIn ›
Back to Top
Copyright ©


text:
Your Overtons.com Session is About to Expire!
We've got hundreds of lures, baits, and tackles from brands like Berkley, Rapala, and Northland Fishing Tackle at unbeatable prices. Get the attention you want with hard baits like crankbaits, spinners, and jigs or soft baits like worms, jerkbaits, and creatures, or choose a simply reliable fishing hook and line from our terminal tackle selection.
Results 1 - 2 of 2 Page 1 of 1
New! Trik Fish Fluorocarbon Fishing Line Spool, 80-lb. Test
Constructed of 100% fluorocarbon
Abrasion-resistant line
Great knot strength
Clear, even in higher pound testing
Supple line in any condition
Trik Fish Clear Fluorocarbon
Very supple line
Easy to tie
Crystal clear even in the higher pound tests
Less stretch and more abrasion resistance
200 yard spools
Results 1 - 2 of 2 Page 1 of 1
Sign up to receive exclusive
offers and updates
Share your pictures
of life on the water.


text:
Investment Advisors
About HSBC Emerging Markets
Skip to Investing in Emerging Markets navigation
Investing in Emerging Markets
Skip to Emerging Markets Funds navigation
HSBC Emerging Markets Funds
Skip to News & Views navigation
Debt Funds
Equity Funds
Offshore Funds
News & Views
Skip to main content
View PDF
Investors who have benefited from the boom in emerging markets over recent years are now on the look-out for the next source of growth, which is putting the spotlight on frontier markets. Frontier markets are often seen as 'emerging' emerging markets and they represent potential economic powerhouses of the future.
Today, frontier countries account for 22% of the world's population, 6% of its nominal GDP, yet only represent 3% of world market capitalisation1. This proportion is set to rise as these markets develop, and could present investors with an exciting opportunity with potentially low correlation to developed market equities and to broader global emerging markets. Frontier markets investing is a logical next step for investors who have an allocation to emerging markets and are looking to expand it. However, the risks of investing in emerging market countries are magnified in frontier market
Although there is no strict definition of frontier markets, they are usually seen as the next generation of emerging markets. Frontier markets can be characterized as those countries that are enjoying high economic growth rates but have made limited progress to date in developing liquid capital markets. They are generally either not represented in mainstream emerging market indices or today only have a very small weighting in them.
HSBC considers the countries in the chart below to be frontier markets. The list includes some 'cross-over' markets that feature in broader emerging market indices but display some of the characteristics of frontier markets.
The universe presented demonstrates that frontier markets are a very diverse group, and this feature is one of their attractions for investors. When we describe this universe as diverse we mean that individual countries generally do not correlate highly with each other, and that as an asset class they typically have relatively low correlation with other equity asset classes. However, even given this diversity, these markets do have some structurally attractive characteristics in common:
This robust economic growth is structurally driven by access to capital and technology from the developed world, favorable demographics and a large population base. Given that many of these countries have abundant natural resources, they have also benefited from the high commodity prices of recent years. The frontier markets opportunity is often compared to that of emerging markets 20 years ago, but in fact the frontier markets of today are generally in much better economic shape than their equivalents were 20 years ago. Over recent years, inflation has largely been brought under control in many frontier markets, and given several years of strong growth, many current account deficits have been turned into surpluses. This has created more robust platforms for future growth and which in some cases has been reflected in improving credit ratings.
As frontier market economies have improved, they have started to open up to foreign investors. Government debt markets are growing, and many frontier markets now support well-functioning stock markets (although they
remain small in terms of total capitalization).
According to the World Bank, the 2009 median stockmarket capitalization of frontier markets was just under 20% of GDP; the figures for emerging and developed markets were above 40% and 50%, respectively, so on a relative basis, there is plenty of scope for stock markets to develop.
Young, growing populations
Frontier markets encompass a population base of 1.2 billion people, and these populations are characterized by being much younger and faster growing than in developed or even mainstream emerging markets. By way of illustration, across frontier markets the median age of the population is only 30.2 years, compared with 40.5 years in developed markets1.
Nigeria and the demographic dividend
With a population estimated to be 160 million2 in 2011, Nigeria is by far the most populous country in Africa, and the eighth most populous country in the world. It is also one of the youngest countries in the world, as over 60% of the population is under 25, and the median age is 19. Nigeria is benefiting from the so-called 'demographic dividend' as the rising proportion of working age people helps to drive economic expansion, the growth of the middle class and the consumption of products and services.
Rising middle classes
The economic growth of recent decades has lifted millions of people out of poverty and created a new and aspirational group of consumers. Although much of the workforce in frontier markets is still employed in producing goods for international consumers, future economic growth will likely be fuelled by these domestic consumers. Goldman Sachs3 estimates that around two billion people globally will have joined the middle class by 2030, and many of these will be in frontier markets.
Many frontier markets are still in the process of developing and improving their infrastructure, to support their growing populations, and this creates many opportunities for domestic and foreign investment, which vary greatly from one market to another.
Post war reconstruction in Sri Lanka
Since the 25-year long civil war ended in 2009, the Sri Lankan government has embarked on a US$6 billion program to upgrade and reconstruct infrastructure across the country. There is a 10-year development program in place, which will concentrate on mainstream infrastructure such as roads, ports, bridges, rail, aviation, energy and irrigation, together with agriculture and tourism. This far reaching plan will provide many opportunities for private investment and has also led to the opening up of the financial system. Sri Lanka enjoyed GDP growth of 8.2% in 2011, with infrastructure development a main growth driver.
Qatar and the 2022 World Cup
Qatar successfully bid to host the 2022 World Cup, as part of its long-term strategy to diversify its economy away from oil and gas. Its ambitious plans to host the event include the construction of nine new stadiums and the renovation of three existing ones, 70,000 new hotel rooms, a rail and metro network and a bridge to Bahrain. Official estimates put the total cost at US$60 billion (around half of the 2010 GDP total).
Many frontier markets have abundant natural resources and have benefited from the rise in commodity prices over recent years, fuelled by demand from emerging markets including China and India. This secular rise in commodity prices has led to increased government spending, infrastructure investment and higher standards of living for entire populations. Despite benefiting from the long-term trend in commodity prices, many frontier stock markets are somewhat insulated from short-term commodity price movements, as commodity-producing companies (in particular oil) tend to be government owned or part of global multinationals, and so are typically not listed on stock exchanges.
Kazakhstan has a very rich resource base, which encompasses oil and gas fields and a large variety of mineral reserves including chromite, lead, zinc, uranium, copper, gold and iron ore. Kazakhstan is estimated to have nearly 40 billion barrels of oil reserves in the Caspian Sea region, putting it ninth in the world. Its Tengiz oil field is one of the largest in the world, and the Kashagan oil field was one of the most significant finds of recent years. Kazakhstan is also the world's largest producer of uranium, responsible for over 30% of global output.
Mongolia's vast reserves of high-quality coal, combined with its close proximity to China, the world's largest consumer of coal, as well as Russia, make Mongolia a growing strategic player in the global coal market. The country is estimated to have potential coal reserves of 100 billion metric tons, most of which are yet to be developed. China obtains approximately 70% of its energy needs from coal, and its closeness to Mongolia means that it is increasingly reliant on the country's exports. The Mongolian government also plans to extend the railway system to serve markets further afield.
Another benefit clients may capture through an allocation to frontier markets is diversification. Diversification does not protect you against a loss in a particular market; however it allows you to spread that risk across various asset classes and/or countries. Furthermore, asset allocation does not guarantee a profit nor protect you from a loss. Historically, frontier markets have been among the least correlated to other equity classes globally, making them attractive from an asset allocation point of view. As the chart below shows, frontier equities have exhibited much lower correlations with global equities than mainstream emerging markets have, even during the 2008 crisis when correlations across all types of equities rose sharply. They are also lowly correlated with commodity indices.
In addition, frontier markets offer an additional layer of diversification, because they often have low correlations with each other. This is a product of their diversity, as they are driven by many different and often localized factors, and also frequently operate in different currencies. As a result of this, frontier markets have historically been less volatile than mainstream emerging markets, as the next chart demonstrates.
As is the case for all investments, frontier market equities are not without risk, and we outline some of their specific challenges below. Many of these risks are functions of the immature nature of the asset class, and also represent opportunities for long-term investors. These risks may also be mitigated by creating a well diversified portfolio.
Although many of these countries are much more stable than was the case a decade ago, there is definitely still an element of political risk, as the events of Arab Spring have illustrated. Aside from geopolitical events, which can disrupt investment or cause markets to close, there is also the possibility that restrictions or financial penalties can be imposed on foreign investors without warning. Liquidity constraints Frontier stock markets are still in the process of developing, and so are sometimes thinly traded, which can present liquidity risks which need to be carefully managed. As the markets mature, liquidity should improve.
Many frontier market currencies are undervalued on a purchasing power parity basis and so are expected to appreciate over the long term, which could provide a potential additional source of return. In order to benefit from this potential appreciation over the long-term, investors may have to ride out potential volatility in the short to medium term.ferent and often localized factors, and also frequently operate in different currencies. As a result of this, frontier markets have historically been less volatile than mainstream emerging markets, as the next chart demonstrates.
At HSBC, our frontier markets investment universe includes countries that are in the MSCI Frontier Markets index, as well as emerging markets which are considered 'cross-over' markets, and a number of companies that are listed outside frontier markets but are heavily exposed to them. 'Cross-over' markets are those that are formally included in main emerging markets indices but exhibit some "frontier markets" characteristics, such as foreign investment restrictions, lower correlation with global markets and/or other economic and political factors. Examples of our 'crossover' markets include Philippines, Egypt, Morocco, Peru and Colombia.
While the majority of index providers produce frontier market indices, there are significant differences between them with respect to country and regional representation, and we believe that none of them really give a true representation of the frontier markets universe. The MSCI Frontier Markets index, for example, is very heavily weighted in Middle Eastern countries, while other regions are under-represented. At HSBC we have carried out extensive studies of the underlying markets, and have worked with MSCI to design an MSCI Capped index which we believe more accurately reflects the frontier markets opportunity and provides sufficient diversification to have a well-balanced universe. This index is based on the MSCI Frontier Emerging Markets index but caps the weight of the combined 'cross-over' markets and also caps any individual country weight at 10%, and so solves the issue of too much concentration in any one region or country. A comparison of the makeup of existing indices and our capped index is shown below:
Frontier markets present an interesting long-term investment opportunity, as they offer above average growth potential through economic cycles, together with potentially lower than average volatility.
We believe the best way to access this opportunity is through a strategic allocation to frontier market equities. Although some general emerging market managers have the discretion to invest in frontier market equities as part of an emerging market mandate, this may not harness their full potential e.g. if investment is limited only to the most liquid frontier market stocks or if the smaller frontier countries are overlooked. These markets are typically less researched and less liquid than most equity markets, and so tend to be less efficient.
The resulting pricing anomalies can create exciting 'alpha' opportunities, which generally can more systematically be captured by active managers who have the commitment, skill, and global resources available to do the necessary research and take advantage of such market inefficiencies.
The risks to investing in these markets have been outlined within this paper, but many of them may be mitigated by the construction of a well-diversified portfolio, with a broad spread of countries, currencies and sectors.
Investors seeking sources of long-term growth with low volatility can consider a potential allocation to frontier markets as a complement to their existing global emerging markets exposure.
1 IMF World economic outlook database - October 2009.
2 IMF World economic outlook database - April 2012.
3 Dominic Wilson and Raluca Dragusanu, "The Expanding Middle: The Exploding World Middle Class and Falling Global Inequality," Goldman Sachs Global Economics Paper No. 170 (2008).
Important Information
The contents of this document may not be reproduced or further distributed to any person or entity, whether in whole or in part, for any
purpose. All non-authorized reproduction or use of this document will be the responsibility of the user and may lead to legal
proceedings. HSBC Global Asset Management is the brand name for the asset management business of HSBC Group. The above
communication is approved for issue in the United States by HSBC Global Asset Management (USA) Inc. which is regulated by the
Securities and Exchange Commission, in Canada by HSBC Global Asset Management (Canada) Limited which is registered in the
Northwest Territories and all provinces of Canada except Prince Edward Island, and in Bermuda by HSBC Global Asset Management
(Bermuda) Limited, of 6 Front Street, Hamilton, Bermuda which is licensed to conduct investment business by the Bermuda Monetary
Opinions and estimates belong to HSBC Global Asset Management and are subject to change without notice, as are statements of
financial market trends, which are based on current market conditions and there is no guarantee that such forecast will be achieved.
This material contains data compiled from third party sources believed to be reliable, but do not warrant its accuracy or completeness.
This material is not intended as an offer or solicitation of a purchase or sale of any financial instrument. The views and strategies
described may not be suitable for all investors. This material has been prepared for informational purposes only, and is not intended to
provide, and should not be relied on for accounting, legal or tax advice. References to future returns are not promises or estimates of
actual returns a client portfolio may achieve. Any forecasts contained herein are for illustrative purposes only and are not to be relied
upon as advice or interpreted to be a recommendation.
Where overseas investments are held the rate of currency exchange may cause the value of such investments to go down as well as
up. Investments in Frontier Markets are by their nature higher risk and potentially more volatile than those inherent in established
markets. Economies in Frontier Markets generally are heavily dependent upon international trade and, accordingly, have been and
may continue to be affected adversely by trade barriers, exchange controls, managed adjustments in relative currency values and
other protectionist measures imposed or negotiated by the countries with which they trade. These economies also have been and may
continue to be affected adversely by economic conditions in the countries in which they trade. Investors should note that changes in
the political climate in Frontier Markets may result in significant shifts in the attitude to the taxation of foreign investors. Such changes
may result in changes to legislation, the interpretation of legislation, or the granting of foreign investors the benefit of tax exemptions or
international tax treaties. The effect of such changes can be retrospective and can (if they occur) have an adverse impact on
investment returns. Stock market investments should be viewed as a medium to long term investment and should be held for at least
five years.
The MSCI Frontier Markets Index is the main frontier index, restricted by high concentration and narrow geographical coverage. Over
60% of the index is represented by the Middle East, including more than 30% to Kuwait alone
The MSCI Frontier Emerging Markets (uncapped) Index includes all the countries in the MSCI Frontier Markets index and also
includes 5 'small' countries from the MSCI Emerging Markets index (these are what we call 'cross-over' markets): Colombia, Peru,
Egypt, Morocco, Philippines. It is a broader index than (1) as it includes more countries but it still has concentration in certain big
The MSCI Frontier Emerging Markets (capped) Index is a capped version of the uncapped index, The capping mechanism is two fold:
1) There is an initial cap of 25% for the combined weight of the 5 crossover countries. This gets reset back to 25% if it breaches 30%.
2) There is an initial cap of 10% for any other country. This gets reset back to 10% every time it breaches 12%. The capped index is
maintained and calculated by MSCI.
The indices do not include any expenses, fees or sales charges, which would lower performance. The indices are unmanaged and not
representative of any HSBC investment. It is not possible to invest directly in an index.
HSBC Global Asset Management is the marketing name for the asset management businesses of HSBC Holdings Plc. HSBC Global
Asset Management (USA) Inc. serves as the investment adviser to the HSBC Funds. Foreside Distribution Services, L.P., member
FINRA, is the distributor of the HSBC Funds and is not affiliated with the Adviser. HSBC Securities (USA) Inc., member NYSE, FINRA,
SIPC is a sub-distributor of the HSBC Funds. Affiliates of HSBC Global Asset Management (USA) Inc. receive fees for providing
various services to the funds.
Past performance is not indicative of future performance.
Investment Products:
All decisions regarding the tax implications of your investment(s) should be made in connection with your
independent tax advisor.
© Copyright 2012. HSBC Global Asset Management. All rights reserved.
US persons (both entities and individuals) are subject to US taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their US and non-US accounts. The Foreign Account Tax Compliance Act (FATCA) is a US law designed to prevent the use of non-US accounts or non-US entities to avoid US taxation of income and assets. To meet this objective, FATCA imposes on US and non-US entities certain documentation, due diligence, withholding and reporting requirements with respect to accounts and certain payments. Investors should consult their independent tax advisors about tax implications prior to investing. Learn more about FATCA.
Risk Considerations:
There is no assurance that a portfolio will achieve its investment objective. In addition, there is no guarantee that any investment strategy will work under all market conditions, and each investor should evaluate their ability to invest for the long-term, especially during periods of downturn in the market. Portfolios are subject to market risk, which is the possibility that the market values of securities owned by the portfolio will decline. Accordingly, an investor can lose money investing. Investments in foreign markets entail special risks such as currency, political, economic, and market risks. The risks of investing in emerging-market countries are greater than the risks generally associated with foreign investments. Frontier market countries generally have smaller economies and even less developed capital markets or legal and political systems than traditional emerging market countries. As a result, the risks of investing in emerging market countries are magnified in frontier market countries. Fixed income securities are subject to credit and interest-rate risk. Investing in RMB-denominated debt instruments that may be issued by issuers located in Hong Kong and China or multi-national issuers with subsidiaries in Hong Kong or China, may involve special risks including but not limited to currency risk, political and economic risk. For complete risk considerations, which should be considered carefully along with the portfolio's investment objectives and fees before investing, please refer to the fund's prospectus.
For more information, please call the HSBC Funds at 1-800-782-8183. For institutional clients or advisors, please call 1-888-936-4722. For clients of HSBC Securities (USA) Inc., please call 1-888-525-5757. You can download the fund prospectus from this site. Investors should carefully consider the investment objectives and risks as well as charges and expenses of the mutual fund before investing. The prospectus contains this and other information about the mutual fund.
Investors should read the prospectus carefully before investing or sending money.
The views, opinions and statements of financial market trends herein are based on current market conditions are those of HSBC Global Asset Management and are subject to change without notice. We believe the information provided here is reliable but should not be assumed to be accurate or complete. The views and strategies described may not be suitable for all investors. These views do not necessarily reflect the opinions of our affiliates and may differ by product or strategy.
HSBC Global Asset Management is the marketing name for the asset management businesses of HSBC Holdings Plc. HSBC Global Asset Management (USA) Inc. serves as the investment adviser to the HSBC Funds. Securities are offered through HSBC Securities (USA) Inc. memberFINRA/NYSE/SIPC. Foreside Distribution Services, L.P., memberFINRA, is the distributor of the U.S. mutual funds and is not affiliated with the Adviser. Affiliates of HSBC Global Asset Management (USA) Inc. receive fees for providing various services to the funds.
Investment products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A. Investment products: Are not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency of the United States; Not guaranteed by the bank or any of its affiliates; and are subject to investment risk, including possible loss of principal invested.
Investment Products:
All decisions regarding the tax implications of each investor's investment(s) should be made in connection with each investor's independent tax advisor.
This is a link to a third party website. By clicking "continue", you will leave the HSBC website. Third party websites are not related to or under the control of HSBC, its affiliates or subsidiaries. The owner of the website is solely responsible for the products, services and content on its site. That site may have a different privacy policy from HSBC. HSBC provides links as a convenience and is not responsible for the content and security of any link.
The information provided on this website is for informational purposes only and does not constitute advice or a recommendation to buy or sell investments or participate in any trading strategy. Any views and opinions are those of the presenter/author, as of the date of the material, and subject to change at any time.
By accessing this website, you acknowledge and consent to the following:
Shares of the HSBC Global Investment Funds may not be offered or sold in the United
States of America, including its territories and possessions ("United States" or "US"), or,
directly or indirectly, to or for the benefit of a U.S. Person, except in a transaction exempt
from the registration requirement of the Securities Act of 1933, as amended.
As such, by accessing this website you agree that you will not provide any materials available
through this website to any U.S. Person.


text:
Presentation: Most buyers know if they'll be interested in a home within the first five to ten seconds of walking through the door, so making a great first impression is critical. Ask your agent what buyers are looking for, and and have him help you stage your property to make it as appealing to prospective buyers as possible.
Price: Pricing a home correctly is part science and part art. It's also a crucial component of your sales strategy, since your home won't attract buyers if it's priced too high. Have your agent provide you with an expert assessment of your home's market value, but of course the pricing decision is ultimately yours to make.
Promotion: Your agent will need to craft a cutting-edge marketing plan designed specifically for your home. Premier placement on real estate web sites, online and print advertising, toll-free numbers and text messages, email campaigns, direct mail, brochures, flyers, postcards, open houses, and virtual tours are just a few of the strategies that can be utilized to promote your property.
There could be many reasons why it didnt sell but marketing, price, location and condition are the usual reasons. You need to have up to date information as to the current market activity in your area. I will be glad to speak to you further if you like. If you are still working with the agent you had, you need to have a face to face meeting to discuss your next moves.
If you would like any additional assistance, I would be glad to talk to you!
Good luck!
A professional and competent agent will be able to tell you within minutes why your home is just sitting on the market for months on end. If you have not received a credible answer from your agent in 9 months, it is absolutely time to re-think your situation and possibly your agent as well. Good luck to you?
Have a Realtor do a CMA on your property to determine what it's worth in today's market.
Hope that helps.


text:
Easter blessings from UCAN
Dear Reader,
There is no more important week in the year for Christians than this Holy Week. We call it Holy because of the mystery we celebrate - God's gift of His son who loves us to his death on Calvary and beyond.
Because of that love, we wish each other Happy Easter even when we know there is a lot of tragedy about it - Good Friday. As Christians, we know that what we see happening with and in Jesus goes to the heart of what we know from our own experience of life.
At the Second Vatican Council, the Christian lives we all lead were described as being shares in the Paschal Mystery. We have our share in the death and resurrection of Jesus every day. Our lives are part of the Paschal Mystery.
At UCAN, we work to describe that mystery in the unfolding tragedies and astonishing blessings of the people we seek out and report, feature and comment on.
While at times deeply distressing work, this effort of ours gets its coherence in the same way the death of Jesus did - because of the astonishing grace of a God who never gives up on life and love.
Because of that, we can wish you Happy Easter.
Best Wishes,
Fr. Michael Kelly SJ
Executive Director
ChancellorŌĆÖs advice may inspire more charity work
Words of encouragement offer hope for poorA nun takes care of mentally-challenged children in an orphanage in Hebei province
- ucanews.com reporter, Guangzhou
- China
- February 10, 2012
Merkel met with Bishop Joseph Gan Junqiu on February 4 while on an official visit to China. The Guangzhou bishop said after her visit that the chancellor had encouraged him to ŌĆ£set up more charitable organizations such as nurseries and homes for the aged to promote social harmony, freedom and equality.ŌĆØ
Father John Ren Dahai, secretary-general of Hebei Jinde Charities Foundation, said: ŌĆ£Even a foreign chancellor recognizes the importance of Church-run social services in China I think this is affirmation to the work of our Catholic charitable organizations.ŌĆØ
Her words ŌĆ£may also prompt some diocesan leaders to look at their own situation and think about what kind of services can be launched,ŌĆØ Father Ren added.
ŌĆ£If the China Church can develop more social services, this will build a closer connection to society. Through this, the Church will learn more about the sufferings of people and society will learn more about the Church,ŌĆØ he noted.
Father Stephen Chen Ruixue, director of the Catholic Social Service Center in XiŌĆÖan diocese, said being a Christian and a renowned politician, MerkelŌĆÖs concerns brought a positive influence.
ŌĆ£It helps Church workers to concentrate more on their services and strengthen their mission to serve society,ŌĆØ he explained.
The German Church has a long history of helping the Church in China, especially in social services.
ŌĆ£This is a partnership. It is not only about funds and financial resources, but also about the rationale and the ways how these services are provided,ŌĆØ he said.
The Shijiazhuang-based Jinde Charities and the XiŌĆÖan center are active in areas such as disaster relief, HIV/AIDS prevention, scholarships and rural development.
Others working in social services are more pessimistic.
Teresa Meng Weina, founder of Huiling, which serves people with mental-disabilities, hoped Merkel can reflect the situation in China to the European Union (EU) following her visit.
Noting the EU announcement last year that it will stop aid to countries with rapid economic growth, such as China and India, she said: ŌĆ£I want to remind European leaders that China becoming a world power does not mean that its people are rich. These are two different issues.ŌĆØ
Even though Beijing is accepting NGOŌĆÖs funding applications, it is still far from learning how to be transparent and equal, she said.
Xinzui, a volunteer worker from the ŌĆ£undergroundŌĆØ community in Wenzhou diocese saw MerkelŌĆÖs visit as a ŌĆ£friendly gesture without much actual meaning.ŌĆØ
ŌĆ£Catholic charities are much affected by the situation of the China Church, which is not truly independent and with many problems caused by controls from the government. Everyone knows these problems cannot be resolved by one single person. Thus, the meeting will not bring any changes that we want nor will it push anything forward,ŌĆØ she said.
The Church also has insufficient experience in management and a lack of regularized practices in social services, she observed.
ŌĆ£So for those looking to start something up, I think they had better wait since the unusual situation of the Church here will probably last for a long while,ŌĆØ she said.
According to a survey conducted by Faith Press in 2010, the China Church runs 422 different organizations, such as vocational training schools, clinics, hospitals, homes for the aged, kindergartens, orphanages as well as regional and diocesan social service centers.
More than 80 nuns are serving at about 20 public rehabilitation centers for people with leprosy.
Related reports:
German chancellor visits Guangzhou
China gets first Catholic foundation
China aid workers hone their skills
MOST READ Features
- A slow death for family of Filipino woman on Indonesia's death row
- 'Paper marriages' and the peddling of false hopes in Nepal
- In Bangladesh, fear and hope greet relocation agenda for Rohingyas
- Rohingya Muslims defiant as ŌĆśwhite cardŌĆÖ deadline arrives
- Lynching turns focus on women's rights in Afghanistan


text:
|Page: 1 of 1
|Sort By:
Tirana, Albania Youth Hostels - The first hostel in Albania, still offering fun, friendly atmosphere and lots of info for your travel. An island in the center of Tirana, in walking distance from all attractions...
Saranda, Albania Youth Hostels - Voted 'No 1 Hostel in Albania-2008!' FREE…all-you-can-eat yummy pancakes for brekkie, FREE wifi-net inside and out FREE laundry if you stay more than 3 nights plus loads more..!!
Tirana, Albania Youth Hostels - Spread over three properties, two of them brand new apartment blocks, Freddy's Hostel is your comfy and relaxed short-term home situated just 200m from Tirana's epicenter
Berat, Albania Youth Hostels - We are located in a beautiful location in the historic gorica quater of Berat. The old house has traditional features and a large garden with fruit trees to relax in.
Tirana, Albania Youth Hostels - In the heart of Tirana we are developing our cozy Hostel Albania. It is situated next by "Pazari i ri",the new bazar, in one of the oldest parts of Tirana.
Tirana, Albania Youth Hostels - Introducing Tirana's freshest hostel in one of new Europe's up and coming capitals.
Tirana, Albania Youth Hostels - Nestled comfortably and quietly within the bustling Tirana streets sits Oresti Hostel, a charming depiction of Albanian hospitality.
Saranda, Albania Youth Hostels - Join us at one of the best hostels in Albania, you will enjoy a free delicious local breakfast, a free drink in the evening while listening to live Albanian music all while over looking the beautiful Ionian Sea!
Tirana, Albania Youth Hostels - Milingona (which means Ant) Hostel is a lush Backpackers hostel in the heart of the old district of Tirana. You will see ant stencil near the hostel area. The hostel is tucked next to the markets and antique bike bazaar.
Berat, Albania Youth Hostels - Lorenc GuestHouse Hostel is a family run guest house
Browse 10 albania hostels listings and start planning your vacation today


text:
- Horoscopes
- Dear Abby
- Games & Puzzles
- Lifestyle
- Events & Exhibits
- Food & Drink
- Arts & Music
- Movies & TV
A Massachusetts woman charged with causing the April 8, 2011, crash on Interstate 395 that killed Lisa Delprete and seriously injured another man was ordered rearrested after she failed to appear in court Thursday.
Dina Senibaldi, 28, of Everett, Mass., is facing trial in New London Superior Court on numerous charges, including of second-degree manslaughter with a motor vehicle while intoxicated. In opting for a trial, she rejected the state's offer to plead guilty in exchange for a six-year prison sentence.
Senibaldi was due in court Thursday afternoon, when her attorney, Bryan P. Fiengo, and prosecutor Michael E. Kennedy planned to discuss the case with Judge Susan B. Handy. When the judge called the case after 3 p.m., Senibaldi was not present, and Fiengo said he had not heard from his client.
Senibaldi was free on a total of $150,000 in bonds. The judge called the bonds — meaning the issuer has six months to find the defendant or produce the money — and ordered Senibaldi rearrested and held in lieu of $300,000 cash.
According to state police, Senibaldi was driving 100 mph and was under the influence of alcohol when the Dodge Avenger she was driving rear-ended a Jeep Grand Cherokee driving in the right-hand lane of I-395 South, near Exit 77 in Waterford.
A passenger in the Jeep, 45-year-old Delprete of North Haven, was killed, and the driver, Edmund Davis of New Haven, was severely injured. The Jeep flipped onto its passenger side and landed on a guard rail, trapping Delprete in the passenger seat.
Davis underwent multiple surgeries for a severe scalp laceration and facial injuries, broken ribs and a collapsed lung, He has been attending all of Senibaldi's court appearances and on Thursday said he was frustrated with the length of time the case has taken and was unhappy with the amount of prison time offered to Senibaldi.
Davis said he still has physical problems as a result of the accident and may require back surgery. He has a pending civil lawsuit against Senibaldi.
Davis and his attorney had argued for a higher bond for Senibaldi and had notified the court that she was a fugitive from justice in a Florida prostitution case. In requesting an increased bond following Senibaldi's failure to appear in court Thursday, Kennedy, the prosecutor, noted the seriousness of the charges.
He said Senibaldi has several convictions and that the court has verified that she fled the prostitution trial in Florida.
Contractor stops construction at Masonicare at Mystic project site
Police seek ID of woman whose body was found on roadside in Colchester
McQuade's Marketplace appeals approval of Coogan Farm Nature and Heritage Center
Rehabilitated red-shouldered hawk returns to wild after tough winter
Aerial adventure course may be coming to Mystic paintball park
Updated: Portion of Old Colchester Road remains closed in Oakdale


text:
The Truth Is a Cave in the Black Mountains
A Tale of Travel and Darkness with Pictures of All Kinds
By Neil Gaiman; Eddie Campbell
(William Morrow & Company, Hardcover, 9780062282149, 80pp.)
Publication Date: June 2014
Other Editions of This Title: Hardcover, Compact Disc
Shop Local
Enter your zip code below to find indies closest to you.
You ask me if I can forgive myself?I can forgive myself . . .
And so begins The Truth Is a Cave in the Black Mountains, a haunting story of family, the otherworld, and a search for hidden treasure. This gorgeous full-color illustrated book version was born of a unique collaboration between New York Times bestselling author Neil Gaiman and renowned artist Eddie Campbell, who brought to vivid life the characters and landscape of Gaiman's award-winning story. In this volume, the talents and vision of two great creative geniuses come together in a glorious explosion of color and shadow, memory and regret, vengeance and, ultimately, love.
. . . for many things. For where I left him.For what I did.


text:
Update: 10:08 pm DANVILLE -- The mayoral candidates duked it out in a debate.
DANVILLE -- A house fire sent one man to the hospital.
CATLIN -- Surgery could change the life of one area boy, but it doesn't come without risks and cost.
DANVILLE -- Firefighters responded to a fire on the city's west side.
DANVILLE -- Veterans are having trouble making appointments at the Danville VA Hospital.
DANVILLE -- Students at Danville High School are taking what they've learned in class and putting it to good use as they come up with ideas to improve the campus.
VERMILION COUNTY -- The Vermilion County Sheriff got a special award from his Alma mater.
Update: 3:30 pm, 3/25/15, Wednesday DANVILLE -- Danville Area Community College will raise tuition starting this summer.
CATLIN -- A Vermilion County man is getting an outstanding recognition.
DANVILLE -- A new kidney center could be coming to town, but an existing one says there's no need for another.
CATLIN -- A Vermilion County town is remembering a long-time teacher.
DANVILLE -- They aim to make the property safer but not everyone thinks it will work.
Update: 10:30 pm, 3/21/15, Saturday DANVILLE -- Heroin overdoses in Central Illinois are a growing problem and an area class is teaching people to fight back.
Update: 10:08 pm, 3/19/15, Thursday VERMILION COUNTY -- The Illinois Department of Natural Resources has put off an announcement of a proposed coal mine for weeks.
Latest: 5:02 pm, 3/19/15, Thursday VERMILION COUNTY -- People are trying to come to terms with the death of a teen, killed by a train.
OAKWOOD -- The Oakwood School District has to consider cuts to balance its budget.
VERMILION COUNTY -- Some people are frustrated with the road they have to drive on every day.
GEORGETOWN -- A local school is getting new tools to help kids learn.
WESTVILLE -- A hazardous building will soon be getting a facelift of sorts.
WESTVILE -- Whether you prefer pancakes or waffles, most can agree that maple syrup makes the breakfast that much better.
DANVILLE -- A man drove a truck into a building downtown and caused part of it to collapse.
GEORGETOWN -- Neighbors say they saw it coming.
VERMILION COUNTY -- Special agents made a big time heroin bust, arresting several people.
Update: 6:02 pm, 3/9/15, Monday DANVILLE -- Frustration has set in for some in the area when they found their hard work destroyed.
DANVILLE -- Some students at Lakeview College of Nursing are supporting military troops.
DANVILLE -- An area man is alive after escaping form his burning home.
Update: 10:04 pm, 3/8/15, Sunday DANVILLE -- A show choir is home safe after a Disney World trip went wrong.
DANVILLE -- People are concerned about the rise in heroin use and officials are ready to talk about it.
VERMILION COUNTY -- An area bridge will soon honor a former Illinois lawmaker.
DANVILLE -- Kindergarteners got a life lesson while watching chicks hatch in their classroom.
WESTVILLE -- A K-9 has a new suit of armor.
VERMILION COUNTY -- Volunteers feed the hungry despite the weather.
Update: 5:03 pm DANVILLE -- No official word on the cause of a motel fire.
DANVILLE -- A college group is honoring area firefighters.
WESTVILLE -- Chris Vice still can't believe his quick-pick ticket ended up being such a good match.
DANVILLE -- It's scheduled for Monday, March 9 at 6:00 pm.
DANVILLE -- It could soon cost more for students to attend Danville Area Community College.
DANVILLE -- Some recovering addicts are joining the fight to try and stop the heroin problem in Illinois.
DANVILLE -- People in Vermilion County are excited because some students are getting a big boost.
DANVILLE -- People in Vermilion County say they've been losing their friends and family members to heroin.
DANVILLE -- A house of worship is now the focus of vandals.
DANVILLE -- Firefighters are honoring two of their own.
HOOPESTON -- You may say you love animals, but there is one woman in Vermilion County who has taken that love to a whole new level.
VERMILION COUNTY -- Runners are already preparing for the Christie Clinic Illinois Marathon.
DANVILLE -- Some veterans got a little love this weekend.
ALLERTON -- A garage fire in Vermilion County needed 20 trucks to put it out Friday.
DANVILLE -- Rising helium prices may put a damper on Valentine's Day, but not here.
Latest: 5:22 pm, 2/13/15, Friday WESTVILLE -- An area man is a million dollars richer!
DANVILLE -- The Danville Stadium is getting a much-needed facelift.
WESTVILLE -- The case of a fatal DUI is coming to a close.


text:
Dr. Dennis Bua
Palo Alto, California, United States
Research field: Biological Sciences - Molecular Biology
Protein quality control
Protein folding
mRNA Translation
Chromatin Biology
Journal Article (7)
Dennis J Bua, Gloria Mas Martin, Olivier Binda et al. (2013) Nuclear phosphatidylinositol-5-phosphate regulates ING2 stability at discrete chromatin targets in response to DNA damage., 2137. In Scientific reports.
J. Martin Herold, Lindsey Ingerman James, Victoria K. Korboukh et al. (2012) Structure–activity relationships of methyl-lysine reader antagonists, 45. In MedChemComm 3 (1).
Ruth I Tennen, Dennis J Bua, Woodring E Wright et al. (2011) SIRT6 is required for maintenance of telomere position effect in human cells., 433. In Nature communications 2 (may).
Olivier Binda, Gary LeRoy, Dennis J Bua et al. (2010) Trimethylation of histone H3 lysine 4 impairs methylation of histone H3 lysine 9: regulation of lysine methyltransferases by physical interaction with their substrates., 767-75. In Epigenetics : official journal of the DNA Methylation Society 5 (8).
Dennis J Bua, Alex J Kuo, Peggie Cheung et al. (2009) Epigenome microarray platform for proteome-wide dissection of chromatin-signaling networks., e6789. In PloS one 4 (8).
Dennis J Bua, Olivier Binda (2009) The return of the INGs, histone mark sensors and phospholipid signaling effectors., 418-31. In Current drug targets 10 (5).
Andrew S Koh, Alex J Kuo, Sang Youn Park et al. (2008) Aire employs a histone-binding module to mediate immunological tolerance, linking chromatin regulation with organ-specific autoimmunity., 15878-83. In Proceedings of the National Academy of Sciences of the United States of America 105 (41).Download PDF (2.23 MB)
Awards and Grants
Sep 2010Stanford Diversifying Academia Recruiting Excellence Fellowship View website
Mar 2009Gordon Research Conferences Carl Storm Fellowship View website
Sep 2005Sally Casanova Scholar View website
Biographical Information
No biographical information added yet.
Professional Experience
Sep 2004 - Aug 2006
California State University - San Francisco State University in San Francisco, California, United States
Sep 1999 - Jun 2003
University of California - Santa Barbara in Santa Barbara, California, United States
Contact Information
Public Groups
Public groups Dennis is a member of
- Not a member of any groups yet.
Institution groups Dennis is a member of
Public groups Dennis is following
- Not following any groups yet.
- Find new public groups.
Palo Alto, California, United States
Main City
Sign up today - FREE
Mendeley saves you time finding and organizing research. Learn more
Start using Mendeley in seconds!
Sign up & Download
Already have an account? Sign in


text:
area is very nice and pretty safe. Especially later. We have lots new stores, bars, restaurants plus new buildings are growing. The A and 1 trains just few blocks away, and in some cases right across the buildings.
Like West 192 and Bennett or Overlook Terrace and West 185. Of course west off Broadway all the way to
Fort Washington is much nicer, but also much pricier.
I am a single woman also and living here for 6 years never had any accidents. So if you interested to live
in Washington Heights I will be happy to assist you in your search.
You will never find the answer via e chat...at the end of the day you will have to feel comfortable
with your neighborhood....
Something that Washington Heights has to offer that is missing in high rise environment is a really neighborhood feel...Yes, like Park Slope : )
It will not take long before you know half the neighborhood....Yes, so it's quite safe : )
If you are checking out Washington Heights tomorrow swing by my open house
on 474 West 158th Street Apt 1....
Best of luck Aimee !!
I notice that you are in Queens. The most important unkown variable which directly affects my earlier advice, is what is your purchase budget and financial situation for both monthly payments and also to pass a co-op board screening process. Without knowing that, is it even feasible for you to look in Washington Heights? Typically, most places range from $300K in the areas you would even consider for safety and practicality.
My best advice is to take your time and to work with someone who listens to your needs.
I understand your concern. I do recognize that im not in the 212 area, but I do have extensive experience there. Moreover, I want to provide aimee with another avenue in which she can ask for information. I am not rambling for her to call me to make her my client but to help her make a judicious decision.
My Name is Caesar Galindo Office manager, and Law Student at CUNY Law School.


text:
Aprilaire 8051 Temperature Sensor For Remote Aprilaire 8570 Thermostat
Ask a Question
About this Product
The Aprilaire 8051 Temperature Sensor is designed to be flush mounted in a wall for a sleek, unnoticable installation. The Aprilaire 8051 Flush-Mount Temperature Sensor is designed for use with the Aprilaire Model 8570 Thermostat.
- Works with the Aprilaire Model 8570 Thermostat
- Must be used with 8061 or 8062 Remote Sensors, or Model 8570 Thermostat
- Requires 1/64" Air Gap Between sensor face and wall to Operare Properly
Customer Reviews
I do my best to find and buy products from Aprilaire
I can always rely on the quality of the product and I do my best to find and buy products from Aprilaire. This time I needed an additional part for my Aprilaire humidifier. I carefully searched the web and found the needed part here on this website at a steal of a price. I have purchased the 10K Remote flush-mount temperature sensor that has been already installed in my bedroom. I am very happy with the product. Thank you.
on 07-10-2014 by Linda
Write Your Own Review:
Questions & Answers
If you are a new customer, please register first:
You may also be interested in the following products:
Aprilaire Automated Humidistat (Outdoor/Indoor)
Aprilaire Model 2400/5000 Air Cleaner Pleat Spacer
Aprilaire Manual Digital Control Humidistat
Aprilaire Model 2200 Air Cleaner Door with Seal - New Style
Aprilaire 560 Series Humidifier Water Distribution Tray


text:
"what a hostel fees of bundelkhand university"
27 Jul 2014 09:26 PM in Sciences:Science Colleges
"Ram Ram Sir/Madam -my girl passed 2 year ANM vocational scheme under 10 plus 2 of CBSE,New Delhi in 2010.She passed it from Prerna Sr Sec School, SIRSA(Haryana).DR R Malik runs another schoo in Bibi Chhankaur..."
13 Jun 2011 08:58 PM in Colleges in India:Colleges in India
"for admision"
24 Sep 2013 12:29 PM in Colleges in India:Colleges in India
"what all is needed to apply for bachelor's in Canada"
09 Aug 2014 12:52 AM in Canada:Bachelors Education
"hi i need your help..can u tell me the undergraduate vet science colleges in canada."
Chatham University Offers Renewable Scholarships For Foreign Students - Scholarship Notification : August 12, 2014 - April 1, 2015
"Application Deadline:- November 1, 2014 for Spring term and April 1, 2015 for Fall term Awarding Institute / Body: Chatham University Synopsis: chatham-universityChatham University offers..."
IGlobal University Offers Academic Merit Scholarship - Scholarship Notification : May 30, 2014 - May 31, 2015
"Type Of Award:- Scholarships Application Deadline:- Rolling Awarding Institute / Body: IGlobal UniversityIGlobal University Synopsis: IGlobal University invites applications for Academic..."
"The University of Delhi conducts a Combined Entrance Examination (CEE) for admission to First Semester of Bachelor of Engineering Courses for DELHI REGION candidates passing from Schools / Colleges /..."
"Delhi University Medical/Dental Entrance Test is conducted every year for admission into MBBS and BDS courses in Medical/Dental colleges under Delhi University. The candidates must have studied 11th and..."
Exam Date :May 22, 2013
"LSAT (Law School Admission Test)is required for admission to LSAC-member law schools, most Canadian law schools, and many non–ABA–approved law schools. It provides a standard measure of acquired..."
Exam Date :September 26, 2009 | Result Date :October 19, 2009
"The GRE (Graduate Record Examinations) General Test evaluates the verbal reasoning, quantitative reasoning , critical thinking, and analytical writing skills that are not related to any specific field..."
Chaitanya College Of Nursing - Ongole
About Admin
"Administration ask only for money to the students. No good faculty, give restrictions unnecessary to the students. No good water provided, No security to guard the hostel. Unknown people used to come..." - 03 Aug 2010
Kings College Of Engineering - Pudukkottai
Kings TRULY KINGS
"Very Clean College, Very Good management but very Strict Staff ! Good for girls but for boys very strict !" - 20 Jun 2010
Om Vidyalankar Shikshan Santha Asmita College Of Arts And Commerce For Women - Mumbai
"Physiotherapy belongs to earlier time that has evolved from simple massage to a complex portfolio of therapies with many specialized applications. It treats people of all ages with physical problems due..."
"Physiotherapy belongs to earlier time that has evolved from simple massage to a complex portfolio of therapies with many specialized applications. It treats people of all ages with physical problems due..."
New Delhi: Girls have once again outshone boys at the Council for the Indian School Certificate Examinations...
New Delhi: In light of the statistics that only 81% girls joining school at primary level of which 50%...
New Delhi: The enrolment of girls in primary and upper primary levels has grown steadily over the years,...
Senior is the word that may just sends jitters down any student's spine. Just after crossing the school's...
New Delhi: The number of nursery students enrolled in Municipal Corporation of Delhi (MCD) schools has...
The West Bengal government will provide scholarships to girl students who continue to study after Class...
© 2014 StudyNation.com | ccentium


text:
Here's something for the unbeaten Barton Community College men's basketball team to ponder as they prepare for the Kansas Jayhawk Community College Conference Western Division portion of their schedule:
It probably seems like Déjà vu for Barton Community College men's head basketball coach Craig Fletchall.
Leading the Barton Community College volleyball team to the Kansas Jayhawk Community College Conference West Division title and its second straight Region VI Championship, the accolades continue to roll in for Paula da Silva.
Barton Community College women's basketball player Dionne Harris has been named NJCAA Division I Women's Basketball Player of the Week.
The No. 11-ranked Barton Community College men's basketball team enters the holiday break with an unblemished 14-0 record.
When it seemed as though the Barton Community College women's basketball team was going to let Independence, which is ranked No. 3 in the latest NJCAA poll, slip away, Dionne Harris grabbed hold of the game.
The Barton Community College women's basketball team struggled, shooting just 35.4 percent from the floor, but the Cougars were able to pick up a win against Fort Scott on Friday night.
Lucky 13 came in the guise of vintage Barton Community College men's basketball that the Cougars have become accustomed to this preseason.
The Barton Community College men's and women's basketball teams will be competing in an early-season tournament for the third straight weekend when they host the Barton Classic on today and Saturday at Kirkman Activity Center.
HESSTON - Bouncing back from a 55-51 overtime loss to Hesston on Friday night during the Hesston Thanksgiving Basketball Classic, Barton Community College defeated Brown Mackie 63-48 on Saturday.
HESSTON - Dwayne Brunson and Algie Key are quickly becoming a lethal inside-outside combination for the unbeaten Barton Community College Cougars.
Debuting in the NJCAA national rankings at No. 16 earlier in the day, the undefeated Barton Community College basketball team improved to 10-0 overall on Tuesday night.
Barton Community College and Frank Phillips had to work overtime on Sunday afternoon to put a lid on the Highland Hotel-Booster Club Basketball Classic.
Leading scorer Dionne Harris of Barton Community College had a tough time scoring Friday night against Coffeyville.
HAYS – It was pretty much throwers and sprinters but those groups were impressive.
HAYS – The Barton Community College women's track team to a small group to the Alex Francis Classic this past weekend on the campus of Fort Hays State. Barton left some of its heavy hitters at home, including all everything distance standout Lydia Mato and NJCAA Indoor hurdle champion Vanessa Style.
It was a pretty good start to the spring season for the Barton Community College men's golf team.
Another long streak by the wayside. The 2015 edition of the Barton Community College softball team is removing some unsightly streaks from their list. Thursday afternoon at Cougars Fields Barton put a halt to a second losing streak that had reached into the 20s.
Playing without its top player made life pretty tough for the Barton Community College tennis team Tuesday afternoon. In the Cougars' only home match of the season, Barton played without Daniela Sanz and lost to Jayhawk foe Seward County.
The Barton Community College men knew the task was going to be a tough one. After all, Seward Community College came to town ranked No. 3 in the nation in men's tennis. Tuesday at Veterans' Park the Saints showed why.
The busy stretch continued for the Barton Community College softball team Tuesday afternoon in Pratt. And for the second straight Jayhawk West doubleheader the Cougars left town with a split.
After enduring a stretch of 16 games in 16 days the Barton Community College was back at it after just one day of rest. This time, though, it was just a single game. A typical midweek game against a junior varsity team.
The 2015 outdoor season started for the Barton Community College women's track team this past weekend in a big way. The Cougars traveled to the University of Alabama to compete in a loaded John Mitchell Alabama Relays.
Coming off the heels of a successful indoor season, the Barton
It was a weekend to step away from Jayhawk West play but the results were similar for the Barton Community College baseball team – another split.
After bolting to a great start to the season the Barton Community College softball team found itself with a 4-game losing streak after dropping the opener at Garden City Saturday. The Cougars ended that in emphatic style with an 11-2 win in the finale.
Ahmad Walker established himself as one of the top players in the Jayhawk West during a terrific sophomore season. The coaches in the conference felt he was the best, selecting the Barton Community College guard as the Most Valuable Player in the conference this season.
A pair of standout seasons ended with a second team All Jayhawk West selection for Phikala Anthony. The Memphis sophomore just missed a first team selection as the highest vote total on the second team. She was the lone Barton Community College Cougars to earn recognition.
The last out of an inning is often times the toughest out. The Barton Community College softball team experienced that Saturday in a doubleheader loss to Dodge City.
Page 1 of 1


text:
Banded Hammer Floating Blind Bag
Over 1000 cubic inches of storage space
Two inner mesh quick-dry zippered pockets
Durable 900D polyester exterior
Non-absorbing closed cell flotation foam
Armored bottom for rugged use
Rig'Em Right Shell Shocker XL Blind Bag
Large internal storage compartment
Pockets for your drink, phone, and more
Internal ammo compartment
Built-in hard sunglasses case
Rig'Em Right Shell Shocker Blind Bag
Large internal storage compartment
Pockets for your drink, phone, and more
Internal ammo compartment
Built-in hard sunglasses case
Banded Fowl Life Floating Blind Bag
Large main compartment with zippered opening
Two zippered side pockets for extra gear
Rugged dust covers with buckle closures
Padded shoulder strap for comfortable carrying
Banded Sledge EVA Blind Bag
Durable 900D fabric for heavy-duty use
Water-resistant quick-grab shell pocket
Banded metal hardware for extra durability
Armored bottom for extreme protection
Large inner storage area with zip cover
Rig'Em Right Swamp Doctor Floating Blind Bags
Wide-mouth design for easy access
External pocket with rainproof zipper
External mesh pocket for wet items
Metal hardware and durable construction
Padded adjustable shoulder strap
Banded Air II Blind Bag, Max 4 Camo
Durable 900D fabric for heavy-duty use
Non-absorbing closed-cell flotation foam
Armored bottoms protect your gear
Carrying handle padded shoulder strap
Duck Commander Daylight Blind Bag, Single
Durable 600D polyester canvas body
Foam floatation padding in each wall
Multiple pockets for organization
Top-flap with easy-access buckle
Hard Core Elite Blind Bag
High-impact, waterproof bottom
External pocket with choke tube holder
Non-slip shoulder strap and handle
Padded foam sides
Exclusive! Guide Series Floating Blind Bag
Large capacity main compartment
Multiple inner pockets and compression bungee
Super duty padded shoulder strap
End zippered pockets for added storage
Exclusive! Guide Series Magnum Blind Bag
Large capacity main compartment
Easy-access front accessory compartment
Super duty padded shoulder strap
Dual end zippered pockets for added storage
MAX-4 camouflage
Hard Core Spinning Wing Decoy Bag
Specifically designed for spinning wing decoys
Multiple compartments for decoy and accessories
Adjustable backpack straps for comfortable carry
Easy open/close zippers provide fast access
Hard Core Guide Bag
Convenient attache-style design
Easy to open/close zippers for access
Interior compartments and pockets
Non-slip shoulder strap and handle
Primos Double Bull Blind Frame Pak
Pack and unpack your blind in seconds!
No zippers or bags to mess with
Padded backpack-style ground blind bag
Straps attach to blind rods for use as a shelf
Can be used as a high-back seat
Big Game Treestands Deluxe Carry Tote
Black-backed water-resistant fabric
Full-length zipper for easy filling/emptying
Padded adjustable backpack straps
Multiple pockets for storage
Separate bow/gun pocket
Hunter Safety System Tactical Bags, 3-Pack
Attaches directly to your Safety System
Custom storage for essential gear
Ideal for carrying gear in your stand
Exclusive! Gander Mountain Delta Pit Bag
Large capacity main compartment
Molded bottom compartment with zippered access
Front flap pocket with interior organization
Super duty padded shoulder strap
End zippered pockets for added storage
Millennium Treestands Blind Chair
Adjustable seat height
360 swivel
Quick and easy takedown
Tripod legs pack up in a bag under the seat
Aluminum construction
Hard Core Run-N-Gunner Layout Blind
Durable 600D polyester body
Folds into a convenient decoy bag
Frameless body with ultra-low profile
Wedge-shaped backrest for comfort
SmithWorks Outdoors ComfortQuest Hunting Blind
Tall enough to stand up in, at 66"
Lightweight aluminum frame
Heavy-duty 600 Denier polyester sides
Double-stitched seams and YKK zippers
Includes carry bag


text: Contact me Please contact me using this form Name Email Address Message Message Join me online March 2015 S M T W T F S « Feb 1234567 891011121314 15161718192021 22232425262728 293031 Sign up for my newsletter My newsletter includes tips and tricks, and information on the role of digital in public affairs, politics and democratic engagement. It's free. First Name Last Name Email Address Sign me up!


text:
The company more than doubled its U.S. franchise base in 2012, nearing 100 franchises.
WACO, Texas – The Grounds Guys landscape management franchise announced record franchise growth year in 2012, expanding from 37 franchise locations at the end of 2011 to 94 one year later. The Grounds Guys offers grounds care and landscape management services to residential and commercial clients.
Entrepreneur magazine recognized the franchise's fast-track success by naming it to its elite Franchise 500 list for the first time in 2013, ranked at #299. Each year, the magazine recognizes the top 500 global franchise brands by financial strength and stability, growth rate, and size of the system.
Founded under the name Sunshine Brands in Canada in 1987, The Grounds Guys expanded into the U.S. in 2010 as a subsidiary of The Dwyer Group. In little more than two years, The Grounds Guys has grown its U.S. presence to 34 states. Approximately 70 percent of the new franchises in 2012 are "conversions," rolling business in from an existing landscaping or lawn care business. Throughout 2012, The Grounds Guys received more than 1,300 franchise applications from entrepreneurs across the country.
"We are seeing an appetite in the green industry for an established business system, advanced bidding and scheduling technology, and diversification of services and clients," said Pat Hyland, franchise development team leader for The Grounds Guys. "Our Culture of Care and strong support network will continue to attract the best in the green industry into 2013 and beyond."
In the fourth quarter of 2012, The Grounds Guys awarded 15 new franchises, scheduled to open by Spring 2013.
3032E and 3038E are the newest additions to the compact utility tractor line.
Oxalic acid will target varroa mites, which are a threat to honeybee colonies.
Zero-turn and stand-on mowers get all the attention, but walk-behinds can show your clients you are paying especially close attention to their properties.
Charging for design work has its benefits.
Try these seven search engine optimization quick-fixes for your lawn care and landscaping website.