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Mortgage reform targets high-cost mortgages
The landmark overhaul of federal mortgage regulations also includes protections for consumers with high-cost mortgages and includes updated rules for escrow accounts and homeownership counseling.
Ability to repay 'Qualified Mortgages' centerpiece of landmark mortgage reform
A landmark overhaul of federal mortgage regulations is on its way to help prevent the kind of abusive mortgage practices that contributed to bringing down the housing market
Q&A: What is the 'Qualified Mortgage' rule?
The Qualified Mortgage (QM) rule, also called the "Ability To Repay" rule, is the first-ever attempt at defining and establishing qualifying standards for borrowers applying for mortgage loans. Under
Why the 30-year-fixed mortgage rate should be below 3%
Ben Bernanke, Chairman of the Federal Reserve, must be tearing out what's left of his hair. He has increased the Federal Reserve's balance sheet to an all time high
Still higher FHA costs in the pipeline
Recent Federal Housing Administration (FHA) steps won't be enough to restore FHA's reserve requirements as mandated by Congress. Last month, the FHA announced an increase in mortgage insurance premiums
Homeownership after a short sale, foreclosure, bankruptcy
The mortgage meltdown came with a rapid depreciation in real estate values resulting in financial crises for many homeowners who managed to get through it with a short
2013 conforming loan limits by the numbers
The Federal Housing Finance Agency (FHFA) recently announced that the maximum conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2013 will remain unchanged
New regulations undercutting housing recovery
Since the mortgage meltdown of 2007, new regulations have descended like a plague on the mortgage industry. While consumer advocates think there's still more regulatory work to be done,
FHA to raise mortgage insurance premiums, prolong premium payment period
If you are considering a Federal Housing Administration (FHA) mortgage, do so before new, costlier changes take effect. The FHA plans to hike mortgage insurance premiums (MIP) -
'Qualified Mortgage' remains a qualified quandary
Bank executives are talking about it, credit union officials are talking about it, loan officers are talking about it, even the president and presidential candidate are talking about it. It's the so-called "qualified
Higher 'g-fee' offsets recent mortgage closing cost savings
Just when you thought home loans were getting cheaper, the little-known "g-fee" is getting bigger. The Federal Housing Financial Agency (FHFA) recently announced an increase of 10 basis points
Will the Fed's attempt to juice the economy bear fruit?
Last week, the Federal Reserve announced it would attempt to keep mortgage rates low until 2015 to help spur housing and the economy, but the trillion dollar question
Fannie Mae tightens underwriting rules for condo, refinance loans, borderline borrowers
Fannie Mae is putting the squeeze on underwriting guidelines this fall, making it tougher for some condo, borderline and refinancing borrowers to land a home loan. Effective Oct. 20,
San Jose, CA housing market recovering as spring market heats up
The Spring 2012 housing market for Sans Jose and Santa Clara County appears to be off to a strong start according to real time market data and anecdotal


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This Pokemon is a part of the Pokemon Pokedex and the Pokemon Cheats index. You may also find more useful information in the Pokemon Hints section.
Aggron - Pokemon #306
Aggron is known by the following names within the Pokemon series of video games:
- English: Aggron
- Japanese: Bossgodora
- German: Stolloss
- French: Galeking
Here are the numbers that Aggron is represented by in the various Pokedexes.
- National: 306
- Hoenn: 72
- Johto:
Aggron Description from the Various Pokemon Games
Pokemon Ruby
AGGRON claims an entire mountain as its own territory. It mercilessly beats up anything that violates its environment. This Pokemon vigilantly patrols its territory at all times.
Pokemon Sapphire
AGGRON is surprisingly protective of its environment. If its mountain is ravaged by a landslide or a fire, this Pokemon will haul topsoil to the area, plant trees, and beautifully restore its own territory.
Pokemon Emerald
Its iron horns grow longer a little at a time. They are used to determine the AGGRON's age. The gouges in its armor are worn with pride as mementos from battles.
Pokemon Fire Red
It claims a large mountain as its sole territory. It mercilessly thrashes those that violate its space.
Pokemon Leaf Green
It claims a large mountain as its sole territory. It mercilessly thrashes those that violate its space.
Pokemon Diamond
While seeking iron for food, it digs tunnels by breaking through bedrock with its steel horns.
Pokemon Pearl
While seeking iron for food, it digs tunnels by breaking through bedrock with its steel horns.
Locations - Where to find the Aggron Pokemon
Pokemon Diamond
Evolve from Lairon [Evolve]
Pokemon Pearl
Transfer from GBA Games, Trade with Diamond [None]
Aggron Base Stats
- HP = 70 (ranked 42)
- ATTACK = 110 (ranked 14)
- DEFENSE = 180 (ranked 3)
- SPECIAL ATTACK = 60 (ranked 44)
- SPECIAL DEFENSE = 60 (ranked 46)
- SPEED = 50 (ranked 47)
- Total Base Stats = 530
Aggron Pokemon Type, Egg Group, Height, Weight, and Gender
- Pokemon Type: Steel / Rock
- Egg Type: Monster
- Height: 2.1 m / 6' 11"
- Weight: 360.0 kg / 793.7 lbs.
- Male: 50%
- Female: 50%
Aggron Ability - Sturdy
Game's description
The Pokemon is protected against 1-hit KO attacks.
Battle effect
The Pokemon is unaffected by One Hit Knock Out moves.
Additional Info for Aggron
Damage Taken:
- Immune: Poison
- 25%: Normal, Flying
- 50%: Rock, Bug, Ghost, Psychic, Ice, Dragon, Dark
- 200%: Water
- 4x: Fighting, Ground
Pal Park:
- Area: Mountain
- Points: 80
- Encounter rate: 10
Wild Item:
Hard Stone (5%)
Miscellaneous Info:
- Species: Iron Armor Pokemon
- Steps to hatch: 8,960
- Color: Gray
- Catch Rate: 45
- Base Tameness: 35
- Growth Group: Slow
1,250,000 exp. points to Lv100
For more information on this Pokedex see here.

subset: commoncrawl


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BOSTON -- Josh Beckett allowed one run in six strong innings and the Boston Red Sox won their 12th straight home game to take the AL East lead from Tampa Bay with a 5-1 victory over the Rays on Wednesday night.
The scariest moment for Beckett came when his left foot appeared to slip as it landed on a pitch to Cliff Floyd in the sixth inning. Manager Terry Francona and assistant trainer Mike Reinold went to the mound to check on him. Beckett stayed in the game and struck out Floyd.


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Oro Pomodoro
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33 A Maryland Avenue
Rockville, MD 20850
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$30 and under
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Oro Pomodoro Details
Dining Style:
Casual Dining
(301) 251-1111
Hours of Operation:
Monday - Thursday: 11:30am - 3:00pm for lunch and 4:30pm - 10:00pm for dinner, Friday & Saturday: 11:30am - 11:00pm, Sunday: 11:30am - 10:00pm
Payment Options:
AMEX, Diners Club, Discover, MasterCard, Visa
Italian, Pizzeria
Executive Chef:
Michele Godina
Dress Code:
Smart Casual
Accepts Walk-Ins:
Additional Details:
Banquet/Private Rooms, Bar Dining, Bar/Lounge, Beer, Cafe, Dancing, Delivery, Entertainment, Full Bar, Happy Hour, Late Night, Non-Smoking Restaurant, Patio/Outdoor Dining, Private Room, Takeout, Weekend Brunch, Wheelchair Access, Wine, Wine Bar
We cater! For info please contact Tommaso Beggiato at email@example.com
Getting there
Public Transit:
Rockville Metro Station - Red Line
Public Lot
Parking Details:
Parking lot is located on Maryland Avenue, next to Gold's Gym. First 2 hours free with ticket validation.
A word from Oro Pomodoro
At Oro Pomodoro you will taste the real, authentic Italian cusine, full of flavor and served with passion. Everything from our appetizers to our pasta dishes are prepared using the original recipes, taken from regions, such as Tuscany to Sicily, through Campania to Piemonte. We are proud to be also
the first certified "Neapolitan Pizzeria" in Maryland since the recipe of our pizza, from the dough to the toppings, meet all the requirements requested from the European Union. We are proud to bring the real Italy to Rockville! Buon Appetito!
Foodspotting photos
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Diner Reviews
Thanks for letting me know they
were closed for remodeling. Really? I had a reservation for 8 people."
Dined on 5/30/2014
Unfortunately, I could not
actually dine at Oro Pomodoro as the doors were papered over and said the restaurant was closed for renovations until June 1. It would have been nice to get a notice about this from the restaurant since I booked this reservation a couple of months ago and really hoped to dine there that night."
Dined on 5/17/2014
Oro Pomodoro is temporarily closed
for renovations. But NO ONE called to let us know. We had reservations, made three weeks in advance, for Mother's Day. Called day of reservation to change reservation from 6 to 4 people, only to find phone temporarily disconnected. Thank you La Tasca for going across the plaza to read the note on Oro Pomodor's door and letting us know they were closed for renovations. If a restaurant can call me to remind me of my Open Table reservation, you can call me to tell me you are going to be closed during the time of our reservation. Try explaining to your ninety year old Mother why you can't do lunch...... Open Table you bear responsibility too!"
Dined on 5/11/2014
Fun time with friends. Fantastic
food, fantastic service. Try anything on the menu. It is all good and you will not be disappointed."
Dined on 4/26/2014
The pizza is great and the lunch
special is a great deal!"
Dined on 4/25/2014
Friday night the weather was mild
and Oro Pomodoro had all the doors open. We sat one row back from the doors, facing the town square, and so let the people-watching begin. Service was attentive with one notable flaw - grated cheese was not offered for a pasta dish and I had to ask for it (but then it was brought promptly). The food here is reliably good and tasty. Our appetizer of calamari was cooked nicely, and came with what I first thought was a garnish of a few fried zucchini sticks but as we shared the dish we noticed it was mostly calamari, about 1/4 fried zucchini, plus a large piece of what I think was fried Asian pear. So was this an attempt to cut down on the amount of calamari served? Pasta and chicken were very good."
Dined on 4/12/2014
We had one of the worst meals for
$70! Fish was frozen because they had run out of their special! Chicken was so salty that my 9 year old even made a comment about the salt~ HAD A LARGE party going on and kept using that as an excuse why they were running out of things or took a long time. The bread was the best part of the meal!"
Dined on 4/4/2014
Celebrated hubby's birthday with
lunch. I got a pizza lunch special (included a so-so Caesar salad), he got a Panini. Both were tasty. Pizza here is a winner - great crust, tasty toppings. Lots of food (more than I could eat). Our server was great. My husband ordered coffee with lunch, and he never had to ask for a refill. It was a cold day and there weren't many diners, so the restaurant was quiet."
Dined on 3/20/2014
This restaurant offers some
interesting menu options, not just the usual Italian fare. However, there weren't enough menus to go around when we arrived, and then after ordering the food took a long time to come out."
Dined on 3/15/2014
The pizza in this restaurant is
very good (it does look and taste as a real Italian pizza, not your typical American abomination). My wife and I have dined here once, and ordered take out pizzas several times; our favorite pizza is Oro Pomodoro which is made with goat cheese and pesto."
Dined on 2/8/2014
I love the food here but always
get the Oro Pompodoro pizza. It's so tasty and I only need to eat half (and then save the other half for lunch the next day!). I'm always impressed with the friendliness of the staff and how quickly I get my order."
Dined on 2/15/2014
The only reason we went here on
Valentines day was for a really good brick oven pizza. I mean this place has the best! However upon our arrival we found out they weren't serving pizza! No one gave us a heads up that they would have a set menu for the day and someone even called us earlier to confirm our reservation. The food was good but we wanted pizza!"
Dined on 2/14/2014
You would be well served making
reservations for Friday or Saturday - this is a popular place for a reason. The lighting is dim enough to be romantic, the food is great, and the staff are friendly and attentive. Finer food in a nicer, but welcoming setting."
Dined on 1/31/2014
We spend our diner freezing, we
were in the front side. There is a big problem of ther ic isolation. The antipasti we took (4different) were good, even if crostini are not warm bread with cold food on the top, but every thing (the toast and the top ) should be done in the oven, the name of what is on your menu is "bruschette"and not "crostini". Pasta is not al dente..... the ingrediente in pasta allo scolglio are coming from feeezer, not tastee at all. Dessert (tiramisu, panna cota)were good but didn't drive us crazy."
Dined on 1/24/2014
Attended a lunch with friends.
Great location and overlooks ice skating rink. I ordered a Ragu which was a mistake and could only be described as a bland glob of meat in tomatoe paste. Great bar area. Good service but not crowded."
Dined on 12/6/2013
The food was certainly presentable
and of reasonable quality but nothing particularly interesting nor creative. I may have been more inclined to return if it wasn't so pricey. I had been there once for lunch and once for dinner. Il Positano in Bethesda or Il Pizzico in Rockville are Italian restaurants in the same overall price range and a better value."
Dined on 1/3/2014
the roasted vegetables with
balsamic vinaigrette and feta were so good that plan to have that alone (rather than as an appetizer for two) for lunch next time; the ravioli a bit expensive for lunch and not as good as the roast vegetables; the rigatoni my lunch companion chose might have been better than the ravioli and the price more reasonable; definitely a slightly higher grade lunch choice in Rockville"
Dined on 11/21/2013
The restaurant uses very good
ingredients and prepares them well, but the food was a little bland for my taste. I am not looking for strong spices, but I want to taste some enhancement to the natural flavors of the ingredients. I would recommend the restaurant to friends who want good basic preparation, but not to those who go beyond the basics at home. The wine list, while small, is well chosen and reasonably priced."
Dined on 11/6/2013
I recently met a friend for dinner
here on her recommendation. The service was the best thing about this restaurant. I ordered hot tea and my teapot came without a lid. The Bolognese sauce was not impressive. The prosciutto and mozzarella was not very good either. Overall, the restaurant seems over-priced for the quality of food received."
Dined on 10/23/2013
It was a bait and switch! The
choices on the restaurant's website menu were varied and sounded good. In reality, at the restaurant the menu had half of those items. Very limited choices. Plus, in a half empty restaurant they didn't have the ingredients to make their signature martini! Unbelievable... and never again!"
Dined on 9/21/2013
We were there early and were
seated immediately. The menu was not extensive but was adequate. Service was good. We had pizza, and one should expect restaurant pizza to be significantly better than delivery. That expectation was not met. The pizza tasted good but not great. The price was about right for this area, but in my opinion was not justified."
Dined on 8/24/2013
We had dinner at Oro Pomodoro on a
night that Rockville Town Center had a band playing. It was a gorgeous summer night and the food at Oro made it better. We have eaten there before and never been disappointed. The food is always fresh as can be and wonderfully cooked as well as presented. Our service was perfect, as always. The doors were open to the outside and the band was easy to hear and very easy to enjoy!! In short, we will be back."
Dined on 8/16/2013
Last time I came here, I had a
truly enjoyable dinner -- Great food, wine and wonderful service. The next time that I came with was a larger group (5ppl) and we had the most awful service I have ever had at any restaurant. It wasn't that the waiter was rude-- It was just that we couldn't ever find him. In fact, we had to ask the busboys/busgirls to send our waiter over 5 times for simple requests such as: ordering another beverage, requesting extra cutlery, ordering our aps and ordering our meals. The pizza and appetizers here are so great, but the service was so terrible that I don't know that I will go back."
Dined on 8/2/2013
The pizza and everything we had
took us back to Naples Italy. The wine,meats, pizza and pasta. Love this place and will def go back. Planning another 2 hour road trip in about two weeks. Cannot say enough about the food and the service was good as well."
Dined on 7/28/2013
The food was excellent as always!
The service was good too. My one issue was how hot the restaurant was. It was steamy outside so we wanted to eat in the cool inside. It turned out to be steamy hot inside as well, which was pretty uncomfortable. Otherwise the experience was great."
Dined on 7/19/2013
After reading the last few
reviews, I was leery about making a reservation here. But I was pleasantly surprised to say the least. The four of us ordered 3 different appetizers, each one was very good. Then we ordered a pizza to split and it was also very good. The waitress was personable and excellent at taking care of us. It was an extremely hot night and the restaurant wisely chose to keep the windows closed even though there was music on the square that night. We will come back here again."
Dined on 7/19/2013
Much better this time. They put
the fettucini dish back on the menu and the portion was good."
Dined on 7/12/2013
The ambience of the restaurant was
really nice. It was very well decorated. However, it wasn't enough to make up for the food. The pasta sauce in my dish was too watery and my friend's platter was bland. She ended up only eating the grilled vegetable sides. The service was okay. The waitress was all smiles, but she forgot to bring us our bread. I would have never noticed if not for all the other tables seated after us getting their bread platters. Obviously it's not that big if a deal but I figured I'd mention it since it was part of my whole restaurant experience. Maybe it was just the two specific dishes we ordered, but I don't think I will be eating here again."
Dined on 7/5/2013
My husband & I both had the
linguini w seafood and were both very disappointed. It was tepid in temp, mostly very small mussels, 1 small shrimp and a few small chunks of salmon. It was flavorless and dry. Not even the slightest hint of garlic or any seasoning. To make it worse, there were no pasta spoons served w the dish and it took me 5 minutes to find our waiter to ask for both spoons and grated parmesan cheese. We would never order that dish again. Priced and $18.95 only made our dissatisfaction that much greater."
Dined on 6/22/2013
Tasty food, but somewhat skimpy
portions compared to similar restaurants (no leftovers for taking home). Excellent service, but outdoor band (a summer addition, evidently) was quite loud, since the front door was open, so that we requested our seat be moved from close to the entrance to closer to the interior of the restaurant. Attentive service,but prices were a bit high for the portions. Quite family friendly; there were plenty of high chairs for those bringing toddlers."
Dined on 6/21/2013
Under 21 server... out of wine
list selections. Something isn't right here. Took 20 mins to order beverages. Another 20 to order apps. Had to ask for cheeses for the pasta. You get the picture."
Dined on 6/19/2013
We felt we were the only one's in
the restaurant, so that initially seemed a bit odd. Food was still good as we both enjoyed it. Had one of their pizza combinations."
Dined on 4/20/2013
The restaurant was empty inside
when we arrived at 3:20 on Sunday. The outside dining area was moderately busy. We were seated at a table by the floor to ceiling doors and I was thrilled to see the waiter open the huge glass doors in front of our table! This June day it was warm outside and 20-30 kids were running trough the fountain in their swimsuits, It was a gorgeous experience. The food was probably very good to those who like this type of italian cooking. It was all superior grade and well seasoned, but very plain and very tomato-ey. We had the oro salad and that was excellent. We also had rigatoni with eggplant, the gnocchi in tomato sauce, and a margharita pizza. I would go for the experience, not so much for the food."
Dined on 6/9/2013
We are regular dining out people
(3+ times per week). Every few months we retry this restaurant and then are reminded why we don't come back. Last Friday was the final straw. - Loud music outside where we had hoped to sit (Federal Realty's fault not the restaurant) so we opted for inside - Very slow service. Waited for an initial visit, waited for wine, waited after that to finally order food - Salmon came out undercooked - sent back - After long wait told them not to bother - Inside full of families who apparently can't or won't control their children - Loud families seated next to us after we were told we were put at the quietest place inside. - If you like slow service, so-so food and loud diners I highly recommend this place"
Dined on 5/31/2013
Nice restaurant, not your average
pizza place. They have a portioned room available for parties, and a great bar. But if you are just going out with another couple, and even if you bring a baby in a stroller, this place still works. Very roomy--sounds silly, but important, lots of room between tables. The food was good, nothing I'd dream about, but good prices and good flavors... the ambience and prices help make this place solid. All in all, I'd come back."
Dined on 5/30/2013
Work finally got quiet so I went
for lunch with my hubby. The restaurant was quiet, service was attentive (but not overly so), and the paninis were really good. They're not true paninis (I don't think they were in a press), but they had the good OroP bread, the cheese was nicely softened (not gooey), and tasty without being salty. I was surprised how empty the restaurant was, but it was the day after Memorial Day so that could have been the explanation."
Dined on 5/28/2013
Our server was so unfriendly and
disengaged, that she set a negative tone for our dinner from the very beginning. Nothing improved and the food quality was nothing better than adequate."
Dined on 5/27/2013
Oro Pomodoro was just ok. The
calamari was hard and chewy. Our cocktails were good (I had a cucumber martini, and my husband had something called a Day at the beach - fruity with rum. Our pizzas were tasty, yet the service was poor. While the location is pretty (heart of downtown Rockville, nice outdoor dining), the place itself is not good. We won't be coming back."
Dined on 5/21/2013
Always delicious, always
enjoyable! Love the pizza!! Love the tables by the windows! Great for people watching!"
Dined on 5/18/2013
As usual, another pleasant dinner
at Oro. However, I would really like to see a change in the Caesar salad away from the current fad of receiving large head(s) of romaine on a plate drizzled with dressing and cheese. This style is very easy and quick for the kitchen, but not pleasant for the customer. I could easily do this myself at home!"
Dined on 5/18/2013
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Per room per night
Dinner, Bed and Breakfast
Stonehenge Package is valid 7-nights per week. Subject to availability. Prices are per room, based on 2 adults sharing a double or twin room, unless otherwise stated. Minimum stay 2-nights. Break includes overnight accommodation, dinner, bed and traditional English breakfast both mornings. ON SITE FREE PARKING & FREE WIFI THROUGHOUT!!
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Australia's First, and best, wine discussion board, and group ... Join Us!
Tim Smith wrote:The last 3 weeks: Magners Irish Cider. Pour over crushed ice
Bick wrote:I went to the Dry River tasting at the Old Government House in Auckland yesterday:
Dry River Chardonnay 07 - Nice fruit and long finish but not much aroma yet. Probably needs time. Hardly any made, so will not be easy to get.
Dry River Pinot Noir 06 - Quite restrained and elegant; bit closed. Nice red fruit, balance and mouthfeel, but I can't bring myself to spend $82 on it!
Dry River Pinot Gris 07 - This was very good. Seemed sweeter than the 15g residual sugar would suggest, due to lovely ripe fruit. The last vintage I had of this (05?) was more flinty and neutral - this was more to my taste. Unfortunately, they made less than 1000 bottles, and its all sold out. (So not much point in posting impressions perhaps, but you never know, it might be possible to source it).
SueNZ wrote:The Dry River Pinot Noir 2006 became more and more magnificent over the course of the tasting.
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Glen Eugene Jacobs, Jr., 26, of Elkmont, passed away Friday, Dec. 13, 2013, in Limestone County. Mr. Jacobs was born Aug. 6, 1987, in Wisconsin to Glen Eugene Jacobs Sr. and Karla Spohr Jacobs.
Services for Mr. Jacobs are Wednesday, Dec. 18, at 11 a.m. Wednesday at Limestone Chapel Funeral Home. Visitation will be from 9 to 10:45 a.m. Wednesday at the funeral home. Burial will be in Roselawn Cemetery with Robert Ristau officiating.
He was a veteran of the U.S. Army.
He is survived by his parents, Glen Eugene Jacobs Sr. and Karla Jacobs; sister, Sarah Lee Jacobs; half-brother, Jason Jacobs; half-sisters, Kristine Jacobs, Carrie Huettl and Melissa Acheson; grandmother, Alene Mackay; several aunts, uncles, cousins and many other family and friends.
Pallbearers will be Glen Jacobs Sr., Derek Standridge, Brandon Thompson, Gilbert Martinez, Ryan Williams and Phillip McMahan.
Sign the online guestbook at limestonechapel.com


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LETTER: do not underestimate the value of volunteering
Schools and colleges are breaking up and many students are now thinking about the years ahead.
The Mayor of Southampton, Cllr Sue Blatchford, handed over certificates to 20 volunteers thanking them for putting at least 100 hours of voluntary care.
All Saint's Operatic Society donates cash to charity shop Scope
Ian Wilson, right, and Alec Pointon, left, of All Saints' Operatic Society presenting a cheque for 50 to Ann Lee at the Scope Shop in Derby Street in Leek.
Horsham churches showcase partner charities to community
At a recent event by the group, which includes 32 member churches, seven of its partner charities showed what they offered people facing everything from depression or debt to homelessness and addiction.
Charity Partners with Watershed to Clothe Needy
The lined backed up into the street as hundreds waited to walk through the doors of the Watershed in Little Rock.
Nashfest cash to help good causes
HUNDREDS of people descended on a family's garden to enjoy live music while raising money for two good causes.
Glenn McConnell doles out $260K to charities including some at C of C
Funding scholarship programs is one of the best ways to increase diversity at the College of Charleston and other schools, and new president Glenn McConnell said he wanted to lead by example.
Paralympic champion becomes patron for Marlow charity
A PARALYMPIC champion has pledged her support to a charity based in Marlow, which helps those affected by the same condition as her.
Charity gets boost from Big Lottery Fund
A local charity has received almost half a million pounds from the Big Lottery Fund to support a fantastic three-year project aimed at helping blind and print disabled children access their favourite books.
Charity worker left stunned after A 1,000 in cash is found in bag of donated clothes
Wendy Balicki found money in donations as she was sorting through furniture at the Wymondham store.
Updated: Mon Jul 28, 2014 06:02 pm
Copyright © 2014 Topix LLC


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Thank you for visiting Double JJ Ranch, Waterpark and Golf Resort, Western Michigan's premier family vacation destination. Take a moment to explore our maps and rich resort history. Here you'll also find convenient directions to our resort in Rothbury, Michigan.
Double JJ Ranch & Golf Resort | 5900 Water Road, PO Box 94, Rothbury MI 49452 (Click for Driving Directions) | 1-800-DoubleJJ
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|Home | Search | Directory | Ask Expert | Site Map | Quick Links | Jobs
As a liberal arts community college, Georgia Military College has designed its degree programs to prepare students to transfer to senior level colleges. As you review the materials in the academic section of the catalog you will notice that the associate degrees of the college are all based in the liberal arts through a core curriculum identical in nature and thrust with almost every college in the United States. Preparation beyond the core in the specialized degrees varies depending upon the individual objectives you have set for your education.
In all degree areas the curriculum is based on the model that emphasizes student learning. In courses at Georgia Military College the learner is the essential focal point of the course with significant emphasis placed on mastery and assessment of student learning. We believe this unique approach will provide you a most dynamic and successful educational experience.


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Spring beauty report 2012: Rainbow bright
By Lesa Hannah and Sarah Daniel
Bold, statement-making lips have legs: Witness the tomato-red mouth topped with neon orange powder pigment at Jason Wu, the eight acidic shades at Mary Katrantzou and the magenta mouth with a darkened centre at Prabal Gurung, meant to look like "an orchid coming out of the lips," says makeup artist Charlotte Tilbury. Whatever the hue or texture, what's important is that it makes a major impact. But this season, colour wasn't confined to the face; it migrated to the head. It was first spied at Thakoon, where hairstylist Odile Gilbert applied powdered clay, either dry or mixed with water, to models' heads in a nod to Holi. Then at Narciso Rodriguez, coiffeur Eugene Souleiman spray-painted conical twists in one of five temporary colours. Three weeks later, Souleiman was at it again at Issey Miyake, referencing the flowers in the collection with tinted, tulip-shaped hairstyles. We especially liked the ones that resembled Triple Rockets popsicles.
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Urban Active Hit with Second Class Action Lawsuit
By Mike Holter
UPDATE: A class action lawsuit settlement has been reached. See how to file a claim for the Urban Active Class Action Settlement to receive up to $75 cash.
Urban Active Fitness is facing another potential class action lawsuit, this time on behalf of any customer who was unlawfully billed, not just those who bought personal training services.
This is the second time this year the fitness club chain has been hit with a class action lawsuit over unlawful billing practices. The first Urban Active class action lawsuit, filed in Ohio's Franklin County Common Pleas Court, alleges Urban Active violated Ohio consumer-protection laws when it came to members' personal training contracts.
The second Urban Active class action lawsuit, filed in the U.S. District Court in Columbus, Ohio, is open to anyone who was "unlawfully or unconscionably billed" by Urban Active since March 2000. It alleges Urban Active made at least $5 million in billing errors since the company expanded into Ohio in 2000.
Plaintiff Edward Lundberg alleges in the class action lawsuit that he tried to transfer his membership from the chain's New Albany, Ohio, fitness center to one in Grandview Heights in March. Lundberg claims he was told his New Albany membership would be canceled, but he was charged membership to both facilities for two months. The issue has still not been resolved. Another plaintiff, Terry Troutman, claims he has been charged multiple $20 late fees despite being current in his membership payments, all of which are automatically deducted from his account by Urban Active.
The Better Business Bureau of Central Ohio has reportedly received more than 200 member complaints in the past year about Urban Active. The majority of the complaints concern billing errors like the ones alleged in the latest class action lawsuit. Urban Active currently operates clubs in six other states besides Ohio.
All class action and lawsuit news updates are listed in the Lawsuit News section of Top Class Actions
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DesJarlais: No Pregnancy, No Abortion, No Broken Marriage Vows
Congressman Scott DesJarlais tells Andy Sher that there was no pregnancy and no abortion from his sexual relationship discussed in a 12-year-old transcript that has received wide attention this week. He also suggests the relationship did not break his marriage vows because he and his wife at the time had agreed they could "see other people" during protracted divorce proceedings.
"There was no pregnancy and there was no abortion," the 4th Congressional District representative told the Times Free Press today.
DesJarlais, a freshman lawmaker who opposes abortion, is battling a controversy over a transcript of a recorded conversation in which he presses the unnamed woman to get an abortion.
"I was attempting to use strong language to get her to tell me the truth," said DesJarlais, who added that he didn't record the conversation and had no idea it was being recorded.
The congressman has come under attack from Democratic opponent Eric Stewart over the transcript, first reported by the Huffington Post earlier this week.
According to the transcript, DesJarlais questioned the woman on why she hadn't taken steps toward terminating the pregnancy.
"You told me you'd have an abortion, and now we're getting too far along without one," DesJarlais is quoted as saying. "If we need to go to Atlanta, or whatever, to get this solved and get it over with so we can get on with our lives, then let's do it."
...DesJarlais said he pushed the issue because as a doctor he knew the woman should have been showing signs of pregnancy because "it was approximately four months from the time that I had been with her."
Moreover, DesJarlais said, a mutual friend strongly cast doubts about the truthfulness of the claims made by the woman, whom he had once treated for an ankle problem.
"Again, there was a lot of poor judgment involved, probably on the part of both parties," DesJarlais said.
At the time physician was married. But he said he and his then-wife, Susan, were in the midst of divorce proceedings.
"The divorce was [filed] in December of '98," he said. "After a period of separation, my wife and I agreed ... [and] signed an agreement we could see other people."
Both did under the agreement, he noted and rejected characterizations of the news characterizations of the woman as his "mistress" and his seeing her an "affair."


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Rep. Rangel to be Reprimanded
by Charles Lemos, Fri Jul 30, 2010 at 04:17:11 PM EDT
The ethics subcommittee panel investigating 13 charges of impropriety against Rep. Charles Rangel is recommending that he be reprimanded. Rep. Rangel still faces a September trial by an eight-member panel in September. The panel has the power to dismiss any of the allegations against him or to censure the veteran lawmaker who has represented his Harlem district for 40 years. The panel can also recommend expulsion.
A reprimand is less serious than a censure, which requires not only a vote but forces a member to appear at the front of the chamber while the speaker or another designated member reads the censure resolution.
More from The Hill:
Rep. Gene Green (D-Texas), chairman of the ethics investigative subcommittee that announced the charges, told reporters Friday that his panel concluded Rangel should be reprimanded.
"The recommendation that we had was that he be reprimanded," Green said.
Such a punishment might be seen as a slap on the wrist to some. The subpanel could have recommended that Rangel be censured, or that he be expelled from the House. There was no recommendation for punishment listed in the lengthy report issued by Green's panel on Thursday.
Politico also offers some background as to why this scandal is not likely to cause the Democrats any lasting damage.
First, Speaker Nancy Pelosi (D-Calif.) and other party leaders advising Democrats to stay calm – lawmakers say the dearth of calls for Rangel's head reflects a mix of respect for both him personally and the institution. They see a veteran member of Congress, a war hero who has served the nation and Harlem in Washington, and don't want to "jump on his bones," as one Democrat put it.
"The process will work," Pelosi said. "It's bipartisan; the chips will have to fall where they may politically, but upholding the highest ethical standard is the highest priority for us."
Second, Democrats believe the Rangel scandal isn't really hurting them all that badly back in their home districts. Some House Democrats think the media is overplaying the possible national implications of the case.
"I am not aware of anyone who is going to lose their election over this," said one senior Democrat. "Until it becomes a problem for other members, they will stick with Charlie."
And finally, in spite of the sordid nature of some of the Rangel allegations, the "Statement of Alleged Violations" released by a four-member investigative subcommittee on Thursday, didn't contain any new blockbusters. Members have been hearing about Rangel's ethics problems for two years, so the actual list of ethics charges had less impact because there were no surprises.
"This is a sad, individual tragedy," said one junior Democrat in a swing district. "But despite what the media is saying, this is not playing nationally, and there's no sign it will."
Tags: Rep. Charlie Rangel, NY-15, New York politics, Ethics & Transparency (all tags)


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Join the GENESIS Community on Sunday morning as we gather for a time of worship through song, Scripture and Communion. GENESIS Worship Gathering begins at 11:00AM and ends at 12:30PM. An earlier service is also available at 9:00AM, and both can be watched live via our website.
Find out more about our Worship Gatherings here: http://www.genesisthejourney.com/i-am-new/what-to-expect


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Serious Eats - seriouseats.com
This Week at Serious Eats Headquarters
Snapshots from office happenings each week.
This Week at Serious Eats World Headquarters
This week at Serious Eats World Headquarters, we found a not-so-baby-carrot in our baby carrot bag, made Dr. Seuss proud with all our green eggs consumption, and said goodbye to summer intern Leah. Check out our week!
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Dr. Peter D'Adamo launched a revolution in nutrition with the 1996 publication of his book, Eat Right For Your Type. People realized that a one-size-fits-all approach to eating didn't work. For some, a vegetarian diet did wonders while for others, a high-protein diet with plenty of animal protein resonated with their bodies. After watching thousands of patients heal and thrive on the Blood Type Diet, Dr. D'Adamo decided to take the concept of individualization to the next level by fusing the science behind blood type with the field of nutrigenomics—how gene expression, and therefore health, is affected by the foods a person consumes.
Through the popularity of his books, Dr. D'Adamo has changed lives. For decades he has seen patients who seek naturopathic care in his private practice in Connecticut. After publishing his most recent book Change Your Genetic Destiny about how to optimize health at a genetic level, Dr. D'Adamo decided it was time to bring his approach right into New Yorkers' backyards. A second-generation naturopath who began his career in Brooklyn, Dr. D'Adamo chose to open his first New York facility in the trendsetting neighborhood of Williamsburg, Brooklyn.
The sleek and modern space consists of a state-of-the art clinic and storefront where you can purchase the entire line of D'Adamo supplements, as well as basics from Vitamin C to melatonin. An experienced team of specialists trained personally by Dr. D'Adamo conduct nutritional consultations using Dr. D'Adamo's proprietary software to create customized nutrition plans, dietary guidelines and recipes for customers who are interested in losing weight, preventing aging, and addressing chronic illness.
A less than 10-minute subway ride from Union Square, the Center is also host to a monthly rotation of support groups and community lectures. Don't know your blood type? Stop in and find out.
D'Adamo Personalized Nutrition,
135b Metropolitan Ave Williamsburg, Brooklyn, NY


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El Paiza Mexican Food
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El Paiza Mexican Food is located on North Avenue 58 in Highland Park, one block from Figueroa Street. El Paiza offers authentic Mexican fast food. Food is made fresh to order and tortillas are handmade daily. El Paiza's menu includes burritos, tacos, tortas, tostadas, sopes, quesadillas and Mexican soups. Pozole is served on Fridays and Saturdays and menudo is served only on Saturdays. El Paiza also serves a variety of coffee drinks and smoothies. El Paiza has limited seating inside and a few tables outside. El Paiza accepts cash only.
106 N Avenue 58, Los Angeles, CA 90042
(323) 478-1330
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Spinach and cheese puff pastry pie, pan seared pork cutlets, cantaloupe & watermelon in our own Stonehurst Place honey.
Browsing the archives for the Breakfast Today category
Spinach and cheese puff pastry pie, pan seared pork cutlets, cantaloupe & watermelon in our own Stonehurst Place honey.
from Innkeeper Caroline:"I brought back spices from our vacation cruise stop in Turkey, and roasted plums with a mixture of cinnamon, nutmeg, cumin, and cardamom (freshly crushed) in an emulsion of orange zest, orange juice and brown sugar. Guests actually picked up the sherbet cups and drank the sauce."
Lemon Ricotta Cheese Pancakes with fresh homemade lemon curd, raspberry sauce and black peppered bacon. Caroline's fruit course was a mixed berry cup with straw-, black-, blue-, and rasp-berries with a side bite of banana bread with a cream cheese and walnut filling. <sigh.>
Roasted rosemary potatoes, roasted asparagus, eggs Benedict, grilled tomato with seasoned bread crumbs and asiago cheese.
Starter of broiled grapefruit with blackberry garnish; Entree course of pork tenderloin cutlets, hash brown potatoes, baked egg cheese soufflé, with a homemade (of course!) apple cranberry cinnamon scone with fresh lemon curd.
Grilled peach with fresh raspberries and raspberry sauce, garnished with sweetened whipped cream and fresh mint. Eggs to guest's preference with country ham, baked tomato slice with seasoned bread crumbs and Asiago cheese, fresh blueberry scones, and steamed asparagus with Hollandaise sauce. Recipes coming soon!
Served mixed melon cup with bite size pieces of zucchini bread, and Stonehurst Place Waffles with caramelized bananas featuring our own Stonehurst Honey, garnished with whipped cream, baked black peppered bacon and Organic Vermont maple syrup. Oh my! download pdf of our Stonehurst Place Waffles recipe
Breakfast today – yum! * starter of Sparkling Oranges served with Orange Cranberry Walnut Bread * Traditional Eggs Benedict served with Oven Roasted Potatoes, garnished with Tomato


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Chef Annette Gallardo had a worried look on her face as she watched four senior boys from Palos Verdes High School stroll into her "Everything Chicken" class in Redondo Beach last Thursday night.
But when Aaron Richland, Clayton Smith, Brooks Hawkins and Marco Giovino turned out to be foodies at heart—perhaps even "Top Chefs" in the making—the South Bay School of Cooking matriarch was elated.
"I was a bit nervous," Gallardo, 53, admitted. "I've had high schools kids show up in the past and sometimes they are immature. These kids were so mature!" That two of the young men demonstrated considerable cooking savvy also impressed her, she said, but it didn't surprise her.
"Many young people are into food and food TV shows," the teacher-chef said, adding, "The main viewership for food networks is male—teens through older adults."
Five of Gallardo's six students last Thursday night were male, including Hendrik Rouwenhorst, who was given the cooking class by his wife, Alba, as an anniversary gift. The Holland-born Rouwenhorst, who moved to Portuguese Bend 30 years ago, repeated the sentiment echoed by all: "I love to cook!"
Aaron Richland, 18, said he had been "talking about taking a cooking class" for a long time, and that he cooks "quesadillas and stuff" at home.
An indication of how seriously Brooks Hawkins, 17, took his culinary lesson came when he said, "I wish I had a pen."
Hawkins, whose mother is a professional chef, wanted to take notes, even though Gallardo had provided each participant with detailed recipes for each of the four dishes she planned to demonstrate: Herb Roasted Chicken, Chicken Cacciatore, Chicken Tandoori and Balsamic Glazed Chicken.
Naturally, the cooking teacher had a bowl of pens handy.
Gallardo, a pastry chef by profession, bubbled over with culinary information that can't be found in recipes. For example, she neither peeled garlic cloves before tossing them inside a raw chicken cavity nor onions—she just cut them in half.
"Why peel them; you're not going to eat them," she stated with characteristic bravado as she snuggled half an unpeeled golden onion inside a chicken carcass. "Besides, the (skins) add flavor."
Gallardo, who started her South Bay School of Cooking in Manhattan Beach in 2003, teaches in what she calls a "communal" style, meaning everyone helps in the preparation of each recipe.
"If we're going to chop onions, we're all going to chop onions," she told the assembled. "Once everything's done, we clear everything off the table, and we sit down and eat family style."
The first recipe on the block, Herb Roasted Chicken, required Gallardo's "secret seasoning," what she calls her "Mojo."
"I never brine in water," she said. She recommends a dry brine instead, one made from kosher salt, lemon zest and chopped fresh rosemary leaves. "Now it's not a secret!" she chirped.
Gathering rosemary from the pantry with the help of her kitchen assistant, Chelsea Thompson, the teacher started tossing (literally) a sprig of the herb to each of her students, who awaited their tasks before individual chopping boards: "Here, you take one, you take one, you take one…"
Fresh herbs, she said, make all the difference in the world. "You're not going to get the flavor from dry, dead herbs."
1950s retro touches
In her present digs on Artesia Boulevard near Aviation, where the school transplanted in 2010, Gallardo has created a warm, welcoming space centered by an enormous stainless steel table and outfitted with the latest kitchen equipment.
More than that, her kitchen, with its 1950s retro touches (an old Thermador range, reissued Formica splash board, "Spice" red cabinets), reflects memories of her childhood, especially the huge posters decorating the walls. Blown up from illustrations from the 1950 Betty Crocker Picture Cookbook, the posters depict cozy family cooking scenes and charts of "useful" utensils and cuts of meat.
"These are hilarious, really," Gallardo said, her round face all smiles as she indicates the Lamb Chart and a cut of meat described as a Mock Duck Roast. "They've taken a leg of lamb with a shank and somehow split the shank so it looks like a duck."
Still, the Betty Crocker Picture Cookbook was a source of delight to her as a child, she said, inspiring her earliest ideas about the creativity and the "adventure" of cooking.
Dreams of becoming a chef derived from her parents, primarily her father, Leo Gallardo, a waiter, maitre d' and sommelier in the hotel and restaurant industry. He learned to cook as a "table-side waiter" in Hollywood, the city where Annette was born and raised, she said.
"In the '40s, '50s and '60s (some waiters had) carts that had, I don't know if it was propane, but there was flame, and they would cook table-side," she explained.
From lamb's head to tripe
At home, the family conversation revolved around food, wine was always served, (a small amount even to the children), and menus were rich in Continental cuisine: Crêpes Suzette, fancy pastas, frogs legs, escargot. "But then my father also cooked some really rustic food, what he grew up with," she added.
"Rustic" meant anything from lamb's head to tripe.
"My dad was born in a boxcar in a winery," explained Gallardo, who was told precious little about her grandparents, other than that her grandfather emigrated from Spain to Madera, Calif., where he worked in a winery. "Back in early 1900s, they didn't have trailers for workers, (so) they used abandoned boxcars for housing."
Gallardo's mother, florist Marga Decker-Gallardo, was German. The two met in Beverly Hills, Gallardo said, and "lived quite the high life. She made all these wonderful artisan breads, and all these holiday foods and sweets."
That partly explains why Gallardo first made a name for herself as a pastry chef. Other than several classes at Los Angeles Trade Technical College, however, she never went to culinary school, an industry phenomenon that didn't explode until recent years.
Instead, the ebullient chef apprenticed in fine hotels and restaurants (Tulipe, 72 Market Street, Le Bel Age Hotel), where she honed her skills under the auspices of some of the "great" European chefs—something she feels "extremely fortunate" to have done.
"The '80s was a real growth period," Gallardo said. "That's when Wolfgang Puck was really on top, the first Ma Maison restaurant (appeared in Hollywood), that whole culinary boom. That's when I started."
Dessert for the Queen of England
One of her first jobs was at the Los Angeles Music Center Pavilion Restaurant, where she helped prepare dessert for the Queen of England at the Dorothy Chandler Pavilion. The Queen wanted a "something light" for dessert, the chef said. "So we came up with lemon sorbet in the lemon husk and plates of various little dainty cookies."
Gallardo came to the South Bay in 1986, after being hired as a pastry chef at the Radisson Hotel (now the Marriott) on Rosecrans Avenue in Manhattan Beach. But after 12 years in the business, when pastry chefs became less and less in demand, she turned to work as a massage therapist.
The rise of massage parlors ultimately ended that career as well, and she returned to her first love: cooking.
"The whole time I was doing massage, the heart strings were being tugged about food," said Gallardo, who continued to make wedding cakes "here and there" and write recipe columns (Easy Reader and Two Forks Up!). She describes writing as "dancing with verbs."
Gallardo, who is divorced and has no children, also survived a bout of uterine cancer, grateful for the support of the Cancer Support Community - Redondo Beach.
Her professional "turning point" came during a cooking class she and a pal took for fun: "The whole time I was there, I kept thinking to myself, 'I could be doing this.'"
Lacking financing, Gallardo had to figure out how. "I started by going to people's houses and doing cooking class parties," she said. "Then after the fourth one, I said, 'I have to get a kitchen. I can't do this anymore.'"
The School of Cooking ended up in the back of the Neptunian Club in Manhattan Beach. The school was "completely hidden with no signage and no parking," she said. "It was just a miracle I was able to build the business."
In Redondo, Gallardo offers classes for kids and adults, ranging from "Artisan Breadmaking" to "Cooking French: Discovering Julia."
Her breezy manner is ripe with tips and spiced with humor. When demonstrating how to remove the leaves from a sprig of rosemary, for example, she made a little trilling sound.
The class, focused on denuding the rosemary, was utterly silent, to which Gallardo declares, "You have to make that same (trilling) noise!"
A few trills arise.
"If I say 'Right', you say, 'Yes, right!'"
Or when commenting that "boneless, flavorless, skinless chicken breasts get very boring very quickly," she added, "Right?" Silence. "If I say 'Right', you say, 'Yes, right!'"
The Palos Verdes seniors laughed as they replied in unison, "Right!"
"I've found out through the years that although people come to learn, they also need to be entertained," Gallardo said later, admitting she enjoys being a ham.
The objective, she said, is to create a "no-pressure space" where people can relax, have fun, and learn something. "After I figured out that people really just want to feel okay about themselves, I realized I could feel okay being myself. So the teaching became my stage—a place where I could crack myself up and the class as well."
Since Thanksgiving is rapidly approaching, there was a lot of turkey talk.
Aaron Richland, for example, laid out his plans to cook a whole turkey for his family. "I fill it with lemons, oranges, all the seasonings," the PV High senior said.
"Personally," Gallardo said, "I love whole chicken roasted, but I don't like whole turkey roasted. Hard to get it right, takes too long, and not a lot of edible parts. Legs have too much ligaments, and everyone wants white meat."
Although she is teaching two traditional Thanksgiving dinner classes (Thanksgiving 101) this weekend, she prefers a non-traditional turkey dinner.
For the latter class ("Modern Thanksgiving") she roasts a "boneless turkey breast with a light stuffing of onion, dried cranberries and apricots," she said. "The stuffing is pin-wheeled into the turkey breast, and when you slice it you have this beautiful pinwheel of dried fruits and stuffing."
(The "Modern Thanksgiving" class is on Friday evening, and "Thanksgiving 101" is on Saturday and Sunday, plus "Holiday Pies" the following weekend. Most of the classes run $79.)
Clayton Smith later said he "had a lot of fun" in the class, and Brooks Hawkins, who said he has been "cooking for years," wants to go a more professional route.
At least one of the participants definitely intends to come back. "Annette was great," Hendrik Rouwenhorst said. "I look forward to the next class." And he intends to bring his wife.
The South Bay School of Cooking is located at 1951 Artesia Blvd. in North Redondo Beach. For more information on classes, visit Gallardo's website at southbayschoolofcooking.com or call 310-350-3772.


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H. Morial
Mayor, New Orleans
Marc Haydel Morial is one
of America's most visionary and accomplished leaders. As Mayor of New Orleans, he led a
dramatic comeback setting the standard for all of America's cities. Morial transformed a
broken New Orleans into a model for the nation's urban cities. Through his sweeping police
reforms, housing and neighborhood revitalization efforts, innovative global economic
development initiatives, investment in infrastructure, and support of recreation,
education and jobs for young people, Morial rebuilt a dying and decaying urban center into
a great American city, restoring the City of New Orleans once again to its international
Across the United States,
Republicans, Democrats, fellow mayors, governors, legislators, congressmen, senators and
business executives recognize Morial as "a new American mayor," one not defined
by the limits of his governmental responsibilities. He is CEO, Entrepreneur,
Problem-Solver, Public-Private Partner, and Advocate for his city and its citizens.
Morial, as President of the U.S.
Conference of Mayors developed and advocated a united national urban policy. He is a
respected expert on national policy and its impact on cities. His colleagues described him
as well-suited to lead the non-partisan national mayors organization, where he impacted
urban public policy in the arts, transportation and infrastructure, the environment, crime
prevention, housing, jobs and recreation.
Born in New Orleans, he is the
second of five children of the city's first African-American mayor, the late Ernest N.
"Dutch" Morial, a lawyer, and Sybil Haydel Morial, a teacher and educator. A
1976 graduate of Jesuit High School, Morial earned a BA in Economics at the University of
Pennsylvania in 1980, and received a law degree from Georgetown University Law Center in
1983. He has a daughter, Kemah Dennis-Morial, a student at Tufts University. He is married
to newswoman Michelle Miller and they have a son, Mason Miller Morial.
On May 15, 2003, Marc H. Morial became
President and CEO of the National Urban League.
Be Equal - (A weekly column by president Marc H. Morial)
American Mayors Legacy Project


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New Investment Options for Your 401(k)
Employers are shaking up their 401(k) investment line up and pension fund asset allocation
Just over half of companies have made changes to their 401(k) investment lineups since June 2008. Most employers have both added new funds and eliminated existing funds, according to a small Watson Wyatt survey of 85 senior-level financial executives at large U.S. companies.
The most popular funds added were domestic equities (45 percent), international equities (45 percent), fixed income (38 percent), and target-date funds (28 percent). The companies say they are making changes to the fund lineup to lower costs (42 percent), increase diversification (37 percent), build custom investment strategies (32 percent), or to offer more conservative investment options (11 percent). Almost all of the employers surveyed have a default investment option for employees who fail to choose their own investments, typically a target date fund (71 percent) or a balanced fund (12 percent).
Traditional pension plans are also being shaken up. Almost three quarters (73 percent) of companies with pensions have hired or fired their fund managers since June 2008. "The uptick in activity could be a sign that many funds were caught off guard by the crisis and are now trying to mitigate their risk exposure," says Carl Hess, global director of investment consulting at Watson Wyatt. Two thirds of companies have made changes or plan to alter their pension fund's asset allocation in 2009. Overall, the employers project they will decrease their pension fund's equity allocation by 10 percentage points from 2008.
Tell us, do you have new investment options in your 401(k) this year?


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Thursday 15 March 2012
Manchester City produced a thrilling comeback against Sporting Lisbon at the Etihad Stadium, but it was not quite enough as they exited the UEFA Europa League.
The visitors led 1-0 from the first leg and they went in front just after the half-hour mark when Chilean striker Matias Fernandez thumped a 25-yard free-kick into the far corner past Joe Hart.
Sporting doubled their lead on the night just before half-time when Marat Izmailov crossed from the right for Ricky van Wolfswinkel to convert from close-range.
But City fought back superbly after the break and after Sergio Aguero fired into the top corner, Mario Balotelli slotted in from the penalty spot to make it 2-2 on the night.
Aguero hooked in another with six minutes left on the clock, and though City threw everything at Sporting, keeper Joe Hart had a header magnificently saved in the dying seconds as the Portuguese side clung on.
Manchester United also went out of Europe after losing to Athletic Bilbao at the Sam Mames Stadium in Spain.
The hosts, who had won the first leg 3-2 at Old Trafford last week, added to their advantage thanks to a stunning volley from striker Fernando Llorente in the first half.
Iker Muniain had already hit the post by then, and Bilbao went further ahead when Oscar de Marcos thumped in with his left foot from 12 yards.
United pulled one back thanks to a wonderful 22-yard curler from Wayne Rooney, but it was not enough to claw themselves back into the tie.


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Riverhead's varsity cheerleaders scored recently, when they took home top honors at the Winter Cheer Classic in East Islip on Sunday.
Eight varsity cheerleading squads, including Newfield, Patchogue-Medford, Westhampton Beach, Ward Melville, Holy Trinity, Carle Place, St. Anthony's and Riverhead, competed in the WCC.
The RHS Blue Waves Varsity Cheerleaders will now go on to compete in the National High School Cheerleading Championships at the Walt Disney World Resort in Orlando, Florida on Feb. 9 and 10.
"The team had to overcome a number of obstacles this weekend, so we are very happy to have come home with a first place win," coach Stephanie Piraino said. "We had two athletes out for the past two weeks with the flu, and two others were injured. This caused us to change our original game plan and forced the team to take on additional responsibilities, learn new positions, and rework the routine. With less than two full team practices, the team had to focus and help one another in order to perform a winning routine."
The varsity cheerleading team consists of Miranda Bennett, Amber Kempermann, Gabby Grace, Gianna Pino, all captains; Suzanne Burke, Carly Klerk, Marissa Evans, Kelly Anderson, Lexi Davis, Ardis Corwin, Shannon Allwinn, Ines Garcia, and Miranda Alliotta.
The team is coached by head coach Stephanie Piraino and assistant coach Ellen Pisano.
The team began practicing for the competition in August by attending the UCA Pine Forest Elite Camp in the Poconos, Piraino said. The cheerleaders also practice six days a week, support the football and basketball teams, and have been competing at their own tournaments since November.
"The team, with the help of our fabulous booster club, was able to raise all the funds to attend the national competition," Piraino said.
The national competition will be televised on ESPN, and includes coverage of all the teams competing.


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"It's not the
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-James Ko, PT
See the Kind of Secrets You Might Be Missing Out On!
Your Competition is Gearing Up for Success
2) Patients are shopping around. As patient's pay more out-of-pocket (due to rising deductibles, coinsurance and co-pays) they are becoming more "value-conscious". You can't treat the way you have been treating in the past. You must apply fast-acting techniques AND increase the perceived value of your services or you will not survive.
3) Don't trust others. It seems every one has an opinion as the economy gets worse. More and more practices are struggling and as a result the so-called "consultants" are crawling out of the woodwork to take advantage. Don't be fooled. Unless they are currently running a successful practice themselves most of what they say is hypothetical and probably do NOT apply to the NEW dynamics and challenges of today. We are real therapists with real practices with real tested solutions. Our mission is to empower independence and freedom to PT/OT's so we keep everything affordable AND don't try to take advantage of you, our fellow brother and sister.
Be Wary of...
Physical therapy and occupational therapy, private practices are seeing a decrease in revenue due to Medicare and private insurance companies attempting to curb costs in preparation for the rise in healthcare needs of the baby-boomer population. This problem is accentuated by the fact that cost of living has dramatically increased compelling job-seeking therapists to demand higher salaries and pay. The typical private practice is challenged to strike a sensitive balance of controlling costs while trying to maintain high quality care. Some therapists who have been in the PT business for many years are finding this challenge too difficult and are choosing to sell or close their their practices. At the same time, more and more PT and OT's are choosing to open up their own practices due to the low industry pay scales and rising demand for our services. This dynamic has caused more competition where many therapists are now in fierce battle with one another. This is hurting our industry.
This lack of collaboration is weakening our profession giving insurance companies and other entities open opportunity to take advantage of our divided state. IndeFree is dedicated to empowering PT and OT's with advanced business skills in marketing, billing, practice management, and leadership. We teach you advanced skills on how to fight insurance companies, collaborate with fellow PT/OT's, and develop cash-pay programs. We are the nations leading provider of advanced business and physical therapy education courses. No one can match our member satisfaction and loyalty ratings. We offer a 100% money-back guarantee on all of our courses. Every physical and occupational therapist is important to us. Take a course today and begin your road to independence and freedom today!
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Benefit of mobile apps for toddlers questioned
By ANNE FLAHERTY, Associated Press
WASHINGTON (AP) — A consumer advocacy group says parents are getting duped into thinking mobile apps can make their babies and toddlers smarter.
The Campaign for a Commercial-Free Childhood in Boston says mobile apps by Fisher-Price Inc. of East Aurora, N.Y., and Open Solutions in Bratislava, Slovakia, are violating truth-in-advertising laws when claiming their apps can teach babies the letters of the alphabet or logic skills.
Both companies, contacted by phone and email, did not immediately respond to requests for comment.
The group's director, Susan Linn, says there is no evidence that mobile apps are beneficial to children, while some research shows that screen time can be harmful to young children.
In 2006, the campaign filed a similar complaint against "Baby Einstein" videos, which prompted Walt Disney Co. to alter its marketing practices and eventually offer consumer refunds.
Copyright 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Mushroom and Goat Cheese Quesadillas10 Reviews 2 Pics
Prep15 m
Cook25 m
Ready In40 m
"A delicious updated version of the traditional quesadilla! It's always a hit."
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Adjust Servings
Original recipe yields 4 servings
- Heat a skillet over medium heat. Cook and stir onion, mushrooms, garlic, salt, and black pepper with olive oil and balsamic vinegar until onion is translucent and mushrooms are lightly browned, 3 to 5 minutes.
- Mix goat cheese and cream cheese together in a small bowl.
- Heat a large skillet over medium heat. Warm a tortilla on the hot skillet for 1 minute; flip and repeat on other side.
- Spread 1/4 goat cheese mixture onto warmed tortilla; spoon 1/4 mushroom mixture on one half of tortilla. Sprinkle 1/4 mozzarella cheese over mushroom mixture.
- Cook quesadilla until mozzarella cheese begins to melt, about 5 minutes; fold tortilla over melted cheese and press to seal. Repeat with remaining tortillas and fillings.
Share It
Reviews (10)Rate This Recipe
I'm delighted to be the inaugural reviewer (and, admittedly less than stellar) photo submitter for this recipe! It is FANTASTIC! Not only does it taste great, but it's super versatile and easily thrown together for a quick weeknight meal. I had every intention of following the recipe, but I did have to make a few tweaks out of necessity. I had some baby bellas that needed used or pitched, so I used them in place of the cremini (and, I imagine any shroom would be great, per your personal preference). As I was mixing the cream cheese and goat cheese, I noticed mold/fuzz on the remaining cream cheese in tub. Having just got over a nasty stomach bug, I elected to be safe rather than sorry and pitched it. I had no cream cheese back up, so I subbed lite sour cream and goat. At the last minute, I added a little fresh mozz to help add creaminess. These were delicious. Both Mr. LTH and I thoroughly enjoyed them (he even ate my second half!). I paired them w/ "Best Black Beans" for a simply delicious nutrient dense quick meal. THANK YOU, rudechack!
Jog Dish
OMG, these are amazing! I changed a few things based on what I had on hand, I used regular button mushrooms, lite cream cheese and spinach tortillas from Trader Joe's. I also added a splash of red wine with the balsamic. I used both red and green onion, both were great. Thanks Soooooo much for the recipe, I've already made it 3 times in one week:)
Absolutely delicious! I used a variety of mushrooms. After cooking the mushrooms and onions I mixed everything but the mozzarella together. This made for easier storing between mixing and making the hot quesadillas for my guests.
Similar Recipes
Mushroom Blue Cheese Turkey Burgers
Spinach and Mushroom Quesadillas
Asparagus and Goat Cheese Quesadillas
Portobello Mushroom, Fresh Peppers and Goat Cheese Pizza
Wilted Spinach with Cherries and Goat Cheese
Mini Mushroom and Goat Cheese Tarts
Amount Per Serving (4 total)
- Calories
- 346 cal
- 17%
- Fat
- 18.5 g
- 28%
- Carbs
- 33.4 g
- 11%
- Protein
- 11.7 g
- 23%
- Cholesterol
- 23 mg
- 8%
- Sodium
- 590 mg
- 24%
Based on a 2,000 calorie diet
previous recipe:
Shrimp Primavera with Goat Cheese
next recipe:
Spinach and Mushroom Quesadillas


text:
The AK-47 assault rifle was developed by Russian national Mikhail Kalashnikov in 1947. Kalashnikov was a soldier in World War II and as a result of his first-hand experience in battle with the Nazis, who were well-equipped with submachine guns, he determined to create a firearm that would guarantee Soviet superiority in war.
By refining and combining elements of existing automatic weapons and assault rifles, Kalashnikov created a weapon that was simply designed, lightweight and easy for even poorly trained soldiers to aim, without any sacrifice of a machine gun's lethal power. These qualities have made the AK-47 an effective weapon for use by paramilitaries and in urban warfare.
The Soviet Army adopted AK-47s in 1949. During the Cold War, AK-47s (and the next generation of Kalashnikovs, AKMs) were used by communist armies throughout the world. The Soviets also distributed to them to leftist guerrilla armies or militant groups who served or supported Soviet interests.
According to the United Nations Office on Drugs and Crime, "30-50 million copies and variations of the AK-47 have been produced globally, making it the most widely used rifle in the world." They continue to be sought after by terrorist groups and paramilitaries, as well as gangs and drug dealers.
Information in this entry comes, in part, from Larry Kahaner's AK-47: The Weapon that Changed the Face of War.


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Jar-Jar Binks Dies. Thank You.
Finally, the death of something horrible that should have never happened to begin with.
Finally, the death of something horrible that should have never happened to begin with.
Ever wanted to put yourself into a full body latex stormtrooper suit and... get freaky? Fettish latex crafter latexkittie put together this stormtrooper uniform that obviously belongs in the lounge room on Slave 1.
Read on to see more..
Check out this giant Super Star Dreadnought 'Assertor' made out of hand-carved styrene and some 3D printing by Steve, the-white-tiger. Currently, this project is about 50% complete, but is obviously completely full of awesome. Like it needs to be said, but I cant wait to see this sucker finished up and destroying.
The force is magic.
How awesome is this simple, yet kickass Power Wheels conversion into a Star Wars speeder bike. All you need is a Big Wheels ATV, 1/2" PVC with elbows, glue, plastic spray paint and one sheet plywood.
Then yeah... you just MAKE IT.
[ instructables ] via [ neatorama ]
Behold.. the "TANK VADER" by Gabriel Dishaw. This dark side beast was crafted from a toy tank, vintage model pieces, computers, adding machines, typewriters, wire and airplane parts."
[ Gabriel Dishaw ] via [ technabob ]
Most of you know that Mark Hamill is the voice of Batman's villain Joker. ALL of you know that he is Luke Skywalker.
"Visuals have been re-cut. Dialogue, as well as SFX and ambiance sounds, have been replaced and/or re-dubbed by alternate sources."
Now Witness The Superpower of This Fully Painted and Sensational Buttle Alteration
You can find elvis in burnt toast, jesus on dog butts and now you have Chewbacca as a walnut. Of course, this is a cartoony chewie nut, but you see it... right?
Pro tip: Just say you see it or he will rip your arms off.
Pipes come in all shapes and sizes, but this is an X-Wing fighter glass pipe.
Green five standing by.
Meet Clinton. Clinton likes to collect Star Wars action figures. Clinton was taken to see Star Wars at the ripe age of four years old. From that point on, Clinton was INTO IT.
Combining our favorite Mandalorian, TRON and the ever disapproving Tard, this mashup is perfectly ridiculous by heroforpain. Bounty hunt? NO.
"This Boba Fett and his companion Grumpy Cat. Fett has armed himself with as many canons and armor as possible, The top two are controlled by Grumpy cat. These two are basically a two man wrecking crew."
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Bruce Campbell to Star in the Evil Dead TV Series?
Written by Chris Savage, Today | No Comments
Over the weekend we learned via this years Comic-Con, that Ivan and Sam Raimi were working on an Evil Dead TV series, but sadly that was about all we knew, and of course one of the main questions was, "is Bruce Campbell going to star?" Well, nothing has been confirmed just yet, although Campbell has certainly
Night of the Living Dead 2014 Trailer Lands
Written by Herner Klenthur, 1 Day Ago | 15 Comments
If I told you that another remake of Night of the Living Dead was coming what would your reaction be? Would you groan? Or would you go watch the trailer for it immediately ( its below )? Director and writer, Chad Zuver brings a new look on the story that was made famous by George
SDCC Mad Max Fury Road Trailer
Written by Herner Klenthur, 1 Day Ago | 1 Comment
I have been waiting for the new trailer for the remake of MAD MAX to finally land and thanks to Warner Brothers we have your first look. Mad Max Fury Road is a reboot of the 1979 film which saw Mel Gibson play an Aussie cop who is out for vengeance after his family is
Full Cast Announced for American Horror Story: Freak Show
Written by Chris Savage, 1 Day Ago | 3 Comments
During the American Horror Story panel this past Saturday, at this years San Diego Comic-Con, came word as to who would be starring in American Horror Story: Freak Show, and thanks to Entertainment Weekly, we have the lowdown below. Kathy Bates and Evan Peters will be playing Ethel and Jimmy Darling. Joining them will be
House of the Witch Doctor (Review)
Written by Chris Savage, 1 Day Ago | No Comments
We recently learned that Devon Mikolas' latest flick, House of the Witch Doctor, will be hitting DVD and VOD this September 16th via Breaking Glass Pictures, and with that date looming I had the opportunity to check out the film, and I have to say I was quite surprised by this one. At the start of
Nyphm Hits DVD This September
Written by Chris Savage, Posted 2 Days Ago. | No Comments
On the off-chance that you guys are after a killer mermaid flick, we of course have your back as Milan Todorovic's Nymph is making its way to DVD and VOD this September 9th via Epic Pictures Group. The film stars Franco Nero, Natalie Burn, and Kristina Klebe. Synopsis: The story tells the tale of two young women
The Texas Chainsaw Massacre Restored Theatrical Release Review
Written by Tim Hannigan, Posted 2 Days Ago. | No Comments
The good folks at MPI Media and Dark Sky films continue to work hard to preserve what is arguably one of the most important horror films of the last half century – the original "The Texas Chain Saw Massacre". Apparently the original 16mm print was wasting away in a brown paper bag somewhere in the
Comic-Con: Scream Factory Announces 10 Upcoming Blu-ray Titles
Written by Chris Savage, Posted 2 Days Ago. | No Comments
Wow, just simply wow. The guys over at Scream Factory have totally outdone themselves with one enormous announcement. During their panel at this years Comic-Con, Scream Factory announced 10 upcoming Blu-ray releases for the end of this year and rolling into next year, and there are some true gems to be had. The upcoming Blu-ray
We Talked Hemlock Grove With Famke Janssen
Written by Tim Hannigan, Posted 2 Days Ago. | 1 Comment
Netflix just reached 50 million subscribers and a huge part of their continuing success is the availability of original content which you cannot find anywhere else. As everyone from Yahoo to HBO scramble to keep up, Netflix is leading the way by providing viewers with the content they want in the way they want to
17 Most Influential Horror Movies Of All Time
Written by Gwendolyn Kiste, Posted 2 Days Ago. | 6 Comments
In honor of Horror-Movies.ca's forthcoming Most Influential Horror Movies timeline we have asked our team of volunteer bloggers to put together a list of what they feel are the most influential horror films of all time. With each film on the list we have a reason and most importantly which team member selected the movie. In
Comic-Con: Sam Raimi to Develop The Evil Dead into a TV Series!
Written by Chris Savage, Posted 2 Days Ago. | 2 Comments
To be fair, I'm actually surprised that hasn't happened sooner, considering the current trend and popularity of TV shows these past few years. But, it appears as if the time is now, according to the folks over at Bloody-Disgusting, Sam Raimi is currently developing a television series based upon The Evil Dead franchise. According to
A New Official Poster Rises from 'Beneath'
Written by Chris Savage, Posted 3 Days Ago. | 1 Comment
What with Ben Katai's latest flick Beneath, playing in limited theatres as of yesterday, a new official poster has rising from all the Comic-Con news and we have it here for you below. Synopsis: A crew of coal miners becomes trapped 600 feet below ground after a disastrous collapse. As the air grows more toxic and time
Walking Dead Debuts Trailer for Season 5
Written by Jason McDonald, Posted 3 Days Ago. | 2 Comments
Comic-Con is roaring on and today "The Walking Dead" landed on Hall H and decimated it. The line to get in to the infamous hall was insane as people had been camping out since last night to get into to today's panel. It also didn't help that "Game of Thrones" was holding a panel immediately afterwards. It was
Jade Olsen's Horror Short 'Daisy' Makes Its Premiere This August
Written by Chris Savage, Posted 3 Days Ago. | No Comments
Can you guys believe it has been well over a year since we last reported on Jade Olsen's highly intriguing horror short Daisy? Doesn't time just fly?! Well. during that time, Jade Olsen has been extremely busy as the short is finally completed and we have word that Daisy will soon be making its premiere
New Official Trailer for Leprechaun: Origins
Written by Chris Savage, Posted 3 Days Ago. | 1 Comment
For those of you who are looking forward to Leprechaun: Origins, will be very pleased to learn that we have scored the brand new trailer for the film and you can check it out below with some brand new footage, including the Leprechaun itself. The film stars Dylan "Hornswoggle" Postl, Stephanie Bennett, Teach Grant, Bruce Blain,
First Official Trailer for See No Evil 2
Written by Chris Savage, Posted 3 Days Ago. | No Comments
As you guys know, the San Diego Comic-Con is well and truly underway and all sorts of goodness is making its way out of the festival. Next up for you guys, the first official trailer for Jen & Sylvia Soska's See No Evil 2, and yes, this sucker looks sweet, just a shame it's not
Comic-Con: Goosebumps Revealed an Early Trailer
Written by Jason McDonald, Posted 3 Days Ago. | No Comments
During Sony's panel at Comic-Con we got to see a special little treat. We knew going in that we would be getting a small look at their upcoming big screen adaptation of "Goosebumps", but what we actually got was a pre-vis trailer. What that means is that we saw a trailer that was filled with
Comic-Con Day 1 in Photos
Written by Jason McDonald, Posted 3 Days Ago. | No Comments
I just got back in from my first day at San Diego Comic-Con and I have a few things to share with you. In this post I'll be sharing a few photos of some of the things I saw while wandering around Comic-Con. I'll also be attaching a few thoughts or comments to explain the
New Official Clip from Septic Man
Written by Chris Savage, Posted 3 Days Ago. | 1 Comment
From Jesse Thomas Cook comes his latest flick, Septic Man, and it looks awesome! But don't just take my word for it, head on down below and go check out the brand new clip courtesy of Bloody-Disgusting, and let us know what you think? Synopsis: A sewage worker gets trapped inside a septic tank during a
New Official 'Horns' Poster Inside
Written by Chris Savage, Posted 4 Days Ago. | No Comments
This is becoming almost a weekly tradition with Alexandre Aja'a latest flick Horns, as we have scored yet another poster for you guys to check out below. And well, this one looks as if it's playing more to the romance side of things, Go check it out below and let us know your thoughts. The film
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Swarovski Crystal Pearls
|Made in Austria, Swarovski is the worlds leading producer of precision cut crystal beads. Swarovski Crystal Elements are available in a wide array of shapes, colors, and sizes for enhancing any jewelry design.
Swarovski Crystal pearls manufactured by Swarovski in Austria is the leading producer of world's finest crystals. The super lustrous Swarovski crystal pearls finished with myriad layers of extremely radiant pearlescence very closely resemble the texture of an original pearl. The Swarovski pearls carry the greatest attributes of Akoya pearls, Tahitian pearls and South Sea pearls. The wonderful and intricate craftsmanship of the famous Swarovski elements makes each pearl resemble the beauty and luster of an original pearl. These pearls are unlike other imitation pearls available in the market. Each Swarovski pearl consists of a crystal core that is wonderfully coated with polished pearl-like coating. This unique coating used to create each imitation pearl imparts the lustrous radiance of an original pearl and the process requires the efforts of a dedicated and skillful craftsmanship.
The velvety and flawless textures of the Swarovski pearls have gained them the most reputable recognition in the imitation pearl market. The charismatic fa¡ade of each Swarovski pearl radiate various shades of rainbow colors. These little masterpiece creations of Swarovski are available in a myriad palate of shades and shapes. The classy imitation pearls have the immense potential to adorn various kinds of jewelry designs like necklaces, earrings, finger rings. The boundless number of magnificent designs created from these pearls is a true treat to the eyes. The most fascinating characteristic of the Swarovski elements pearls is that every little piece is resistant to perspiration, Ultra violet rays of the sun, water, perfume and scratch. The anti-corrosive quality of the pearls bestows them all the original attributes of an original pearl. Jewelers and buyers are highly pleased with a Swarovski pearl.
Too Cut Beads have a wide array of Swarovski crystal pearls in incredible colors, cuts and shapes. Hone your creative skills by choosing one of the many available crystal pearls of exquisite quality and luster. Make the perfect jewelry design with our Swarovski pearls because we offer the best price.
Swarovski Elements Beads, Pendants, Pearls and Components come in a large variety of shapes and cuts and more than 50 colors and effects including the latest trend colors.