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If you do any kind of business online, even just signing up to have ads emailed to you, odds are that hackers somewhere have already grabbed pieces of your identity.
One of the highest-profile data breaches of late happened in San Diego in April, on Sony Playstation Network servers housed at an AT&T data center. Not only was Sony's Playstation Network hacked, but other divisions of the company worldwide were hit by various cyberattacks—again and again—over several days.
Police in Spain last week announced the arrest of three people they said were responsible for some of the attacks, but not the Playstation Network data breach.
The police website was promptly attacked and put out of service temporarily.
More than 100 million people were affected by the Sony breach, and the Playstation Network was offline for more than a month. Sony physically moved its servers from the San Diego data center to a new center in a secret location.
If a high-tech company like Sony has trouble protecting itself, who can?
As it turns out, not many.
The list of large companies affected by direct or indirect data breaches in the last several months reads like it came straight from Forbes: Citibank, Bank of America, Chase, CapitalOne, Walgreens, Target, Best Buy, TiVo, TD Ameritrade, Verizon, Ritz Carlton.
The International Monetary Fund was hacked last week. Google has been hacked.
The Privacy Rights Clearinghouse estimates that more than 530 million consumer accounts have been compromised in 2,520 known data breaches since 2005. There have been 251 reported incidents so far this year.
Many of these breaches might at first glance seem relatively innocuous. Several of these companies have lost customer's names and email addresses to hackers through an enormous data breach at Dallas-based Epsilon, a third-party marketing company.
But even these breaches are dangerous and expose consumers to "phishing," in which email appearing to come from a trusted source – one you already do business with – asks you to log in to a faux company page or to click on a link that then installs spyware on your computer.
It turns out hundreds of the nation's largest businesses use third-party companies like Epsilon to handle their customer relationships, meaning that when you think you are giving Walgreens information about you, at least some of that information goes on to a company you know nothing about.
Some breaches are far more dangerous, and at least some appear to show incredibly lax security. Sony reportedly stored customer passwords unencrypted, making them easy pickings. All hackers have to do is try those passwords on accounts linked to the same email address and—bingo–they're into your bank account if you use the same password over and over.
What should you do? The first, most obvious answer, is to be aware of how vulnerable we all are.
View any emails from companies with which you do business with a skeptical eye. Hover your mouse over a link you're asked to click on and check the actual address in your Web browser's status bar. Is it really the company's URL?
Use one email for commerce, another for personal use. At least you can cut down on spam on the account you use to correspond with friends.
Don't reuse the same password for multiple accounts. (OK, I'll admit to this. But I only do it for accounts not demanding security, i.e. a personal recipe box, never for an account that uses credit-card data.)
There are several good password generation and protection programs out there. One that gets good reviews and actually makes logging in easier for you by automatically filling in your user ID and password is LastPass, which is free and integrates with your Web browser.
Use a credit monitoring service. If you've been the victim of a credit-card data breach you should have been offered free use of a service for a year or longer. Make use of it. There are other options that are cheap or free to use: members of AAA, the Automobile Club of Southern California, can get free monitoring; Costco members can get discounted monitoring.
Keep your software up to date. Microsoft and Web application developers are constantly updating their software to deal with security flaws as they are discovered. These include not just Web browsers but also helper applications like Adobe Acrobat Reader and Flash, or Apple's Quicktime and Microsoft's Media Player.
And, finally, use a good antivirus program that also protects against phishing and spyware. The best also integrate with browsers to warn you if you are about to visit a known scam site.


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There's some discontent among Redskins rooters that their heroes' only home preseason games were the second and fifth ones since the starters played just a couple of series in the former and don't figure to play any longer in the latter.
But consider the wisdom of Saturday's game at Carolina. It's the only NFC matchup of the five games for Washington and the one in which the starters will play the most, perhaps the entire first half. That makes sense since the Panthers are the only one of the five August opponents against whom the Redskins will be vying with for a playoff spot so this will be Washington coach Jim Zorn's best shot to see how his team really stacks up against the competition.
Once the regular season starts, Zorn and Co. will face a steady diet of NFC competition with division rivals New York, Dallas and Philadelphia on tap during the first five weeks along with New Orleans and Arizona.
— David Elfin

subset: commoncrawl


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Type: Used Year: 1962 Make: Ford Model: F-100 Stock 244418 Mileage: 49509 Engine Size: 223ci Transmission: 3-SPEED Manual Exterior Color: Green Interior Color: Green/Tan Vin: F10JH244418 866-230-2851 Contact Us [Free CARFAX Report] Free CARFAX Record Check Description Introducing a Beautiful 1962 Ford F-100. This is a true must see... More
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1956 FORD F100 RESTOMOD FINISHED IN SUNGLO RED OVER BLACK LEATHER INTERIOR WITH RED CONTRAST STITCHING. THIS F100 WAS TREATED TO A FULL FRAME-OFF... More
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-900 MILES ON BODY OFF RESTORATION -Custom tan cloth interior -New wiring harness -All factory dash with working gauges -Custom oak bed -Tonneau cover -Chrome rally wheels, straight in front... More
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With the ability to handle the biggest of big blocks rear-wheel-drive a reasonable power-to-weight ratio and minimalist interiors pickup trucks are the new muscle... More


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A vial purportedly containing dried blood from former President Ronald Reagan after a 1981 assassination attempt will not be auctioned online, but donated to Reagan's presidential foundation, officials said Thursday.
"Only in America": Piers Morgan takes a look at PFCAuctions and their decision to sell Reagan's blood.
In 2007, former first lady Nancy Reagan talked to CNN's Larry King about her lifelong love affair with President Reagan.
The Ronald Reagan Presidential Foundation threatened legal action over the online sale of a vial purportedly containing dried blood from the former president following a 1981 assassination attempt.
Faced with a strong jobs report Friday, Republicans tried out a new rhetorical message: This isn't a disaster, but Ronald Reagan could have done better.
She's out there, lurking in the 2012 presidential race like a horror movie villain who refuses to die.
The government mental hospital where John Hinckley Jr. has spent most of the last 30 years since he shot and tried to kill President Ronald Reagan is asking a federal court to allow Hinckley's eventual release to live with or near his aging mother in Williamsburg, Virginia.
Minority Leader Nancy Pelosi speaks out against Republicans and House Speaker John Boehner's debt ceiling deal.
As the debt-ceiling deadline ticks closer, conservatives in Congress are fighting among themselves. The civil war is between responsible Republicans and extreme ideologues. The question is whether the collateral damage will include the American economy.
Fifty-five years ago, freedom reigned for a brief moment in Communist Hungary. On October 23, 1956, student protesters marched through the streets of Budapest demanding an immediate end to their Soviet-dominated government.
Sen. Tom Coburn, a staunch conservative from Oklahoma, triggered a heated debate among conservatives when he acknowledged that tax increases might be necessary if Congress really wants to reduce the deficit.
Ronald Reagan was shot 30 years ago Wednesday. His grace under fire helped him solidify the support and affection of the American people. It also helped propel his economic policies through a Democratic-controlled Congress and put American politics on a different trajectory.
After President Reagan was shot, it was unknown if he'd been hit. See how CNN covered the breaking news 30 years ago this month.
Ronald Reagan and his secret service agent describe how close the president came to dying 30 years ago on March 30.
Since the late 1940s, it has been an American custom for pollsters and publications to release a ranking of U.S. presidents.
As the late President Ronald Reagan's 100th birthday is observed, historians point out that his political successes, not his persona, have been mythologized over the years.
A look back at the highs and lows of Ronald Reagan's presidency and post-presidency.
Former Alaska Gov. Sarah Palin called President Ronald Reagan "one of a kind" and trumpeted his leadership and legacy in a speech at the Reagan Ranch Center.
The first thing that comes to mind about Ronald Reagan on the eve of his 100th birthday is neither a touchstone of the Gipper-worshipping right wing -- his "tear down this wall" speech in West Berlin or telling President Jimmy Carter "there you go again" -- or the usual liberal counterpoints such as declaring ketchup as a vegetable or saying to a national audience that "facts are stupid things."
The 100th anniversary of the birth of our 40th president, Ronald Reagan, is Sunday. On that day and during the year ahead, there will be many celebrations of the life of a man who remains one of the most beloved and respected of our modern presidents.
This weekend commences the celebrations across the country and world of the 100th birthday of our 40th president, Ronald Wilson Reagan. I was privileged to serve President Reagan in two capacities, first as his chairman of the National Endowment for the Humanities and then again as his secretary of education.
Politics is history in the present tense. And this week has been crowded with historic anniversaries that should adjust our expectations upward when it comes to the dark carnival of contemporary politics.
What is one to make of Sarah Palin's defensive, bitter, self-centered speech in response to the mass killings in Arizona?
The first date is over. Not much happened. President Obama and his new governing partners, the House and Senate Republicans, met at the White House along with the Democratic leaders and discussed the unsolvable issues between them.
We're approaching the 100th anniversary of the birthday of Ronald Reagan: February 6, 2011. It's time to begin thinking seriously about an appropriate national commemoration of this good man and great president.
In 2009, a statue of former president Ronald Reagan was unveiled in the Capitol Rotunda.
Editor's note: There are 21 days to go before voters cast ballots in the hotly contested midterm elections. In this special feature, CNN's political contributors share their quick thoughts on what's making news. Alex Castellanos is a founding partner of National Media Inc. and served as media consultant to the presidential campaigns of Bob Dole, George H.W. Bush, George W. Bush, Phil Gramm and Mitt Romney. James Carville is a Democratic strategist who serves as a political contributor for CNN, appearing frequently on CNN's "The Situation Room" as well as other programs on all CNN networks. Carville remains active in Democratic politics and is a party fundraiser.
Those who oppose higher taxes and are fed up with record levels of U.S. debt may pine for Ronald Reagan, the patron saint of lower taxes and smaller government.
Should Ulysses S. Grant, the legendary Union general and 18th president of the United States, be bumped from his 96-year stint on the $50 bill?
Republicans have been downright giddy following the off-year elections in Virginia and New Jersey. In a swing state and a blue state, Republicans pulled off significant victories with Chris Christie's defeat of Gov. John Corzine and Robert McDonnell defeating Creigh Deeds.
Bruce Bartlett was a lieutenant in the Reagan revolution. As an aide to congressman Jack Kemp, he helped write the legislation underpinning Ronald Reagan's 1981 tax cut and then worked in the Reagan and the George H.W. Bush administrations.
Could federal money in the "green" sector be the answer to U.S. economic troubles?
"Who controls the past controls the future."
The 87-year-old former first lady returns home to recover from a broken pelvis
CNN's John King uses the Magic Wall to explain what Sen. McCain must do to win enough electoral votes.
Sen. John McCain likes to say he enjoys being the underdog. After all, this is the relentless candidate who somehow managed to capture his party's nomination after the political world left him for dead in the summer of 2007.
She fell in her Bel Air home last week and sought treatment when the pain persisted
Nancy Reagan, wife of the late President Ronald Reagan, is hospitalized in California after suffering a broken pelvis, according to spokeswoman Joanne Drake.
Which U.S. president famously took down the solar panels which had previously been fitted in the White House?
In 2004, just after the release of Ron Suskind's "The Price of Loyalty," a critical account of former Treasury Secretary Paul O'Neill's experiences in the Bush administration, Scott McClellan, then the administration spokesman, was asked what he thought of the work.
Up to 80,000 items at the Ronald Reagan Presidential Library are unaccounted for, probably because of haphazard record-keeping and inventory procedures, officials said Thursday.
Behind President Reagan's famous challenge to Gorbachev, delivered 20 years ago today, that helped end the Cold War
Underlying all the questions about abortion, taxes and war during Thursday night's GOP debate was a simple question: What's next for the Republican Party? The answer is not so easy.
For Republicans, the Ronald Reagan Library is sacred ground. That's why it's the ideal setting for the first Republican presidential debate of this campaign cycle.
From the riotous coverage of this election, starting months ago and ending with the November 7 crescendo, one might conclude that momentous events are afoot: To the barricades! Out with the old; in with the new!
Americans are, by actual measurement, the most optimistic people on the planet. It's deep in our genes. With the exception of those whose ancestors were here when Columbus arrived or those whose ancestors were brought here against their will in chains, every American is either an immigrant or the direct descendant of immigrants.
If the polls are accurate, then for only the second time in 30 years are the most loyal partisans in the Out-of-Power political party and their most partisan opponents in the In-Power party backing the same candidate to be the next presidential nominee of the Out-of-Power party.
Ronald Reagan was the most fascinating person of the last quarter-century, according to a Top 25 list compiled by CNN and editors at Time magazine. The world of politics is also home to many others who made the list.
Does anyone ever read a coffee-table book?
It's the question Ronald Reagan used to win the presidency in 1980: Are you better off now than you were four years ago?
A series of letters that Ronald Reagan wrote during his presidency to Sen. George Murphy of California, his long-time friend and confidant, were offered for sale Tuesday. The collection is valued at $225,000.
Letters written by President Ronald Reagan to a long-time friend and confidant were offered for sale Tuesday, a spokesman for the company handling the bidding said.
Michael Reagan introduced a video tribute to his late father, former President Ronald Reagan, to the Republican National Convention.
Republicans spent a week formally honoring the late Ronald W. Reagan in June. This month, they'll likely spend a week (at least) tearing down his near-namesake, ballet-dancing son, Ronald P. Reagan, following news that he's going prime time in Boston.
I interviewed Ronald Reagan once, on an airplane, during the 1980 presidential campaign.
Swept up by their emotions over Ronald Reagan's death, congressional Republicans last week couldn't think of enough ways to honor their conservative hero.
President Ronald Reagan was laid to rest at sunset Friday, the culmination of a five-day national farewell full of pomp and somber majesty.
From a dignified departure at the Capitol, to a cathedral filled to capacity with leaders past and present, Friday's events served as both a somber farewell and a celebration of the life of Ronald Reagan.
The following is a transcript of the eulogy given Friday by former President George H.W. Bush at Ronald Reagan's funeral at the National Cathedral in Washington:
The following is a transcript of a eulogy, prerecorded by former British Prime Minister Margaret Thatcher, played Friday at Ronald Reagan's funeral at the National Cathedral in Washington:
The following is a transcript of a eulogy given Friday by President Bush at Ronald Reagan's funeral at the National Cathedral in Washington:
CNN.com asked its users to reflect on the death of Ronald Reagan and share their memories of the former president. Thousands of e-mails were received from around the world.
The following is a transcript of the eulogy given by former Canadian Prime Minister Brian Mulroney on Friday at Ronald Reagan's funeral at the National Cathedral in Washington:
The nation's capital prepared to say its final goodbye to former President Ronald Reagan, who will be honored with a national funeral service Friday.
Financial markets will be closed Friday for the state funeral of former President Ronald Reagan, who died last week after a long battle with Alzheimer's disease.
The nation's capital prepared to say its final goodbye to former President Ronald Reagan, who will be honored with a national funeral service Friday.
The nation's capital prepared to say its final goodbye to former President Ronald Reagan, who will be honored with a national funeral service Friday.
While networks scramble to coordinate camera positions, the National Cathedral is on virtual lockdown while security is beefed up for Ronald Reagan's state funeral where dozens of dignitaries will converge Friday.
CNN.com asked its users to reflect on the death of Ronald Reagan and share their memories of the former president.
Ronald Reagan's visage on a $20 bill? Alexander Hamilton gone from the $10?
Admirers by the tens of thousands -- young and old, well-known and unknown, dressed up and dressed down -- came to the Rotunda of the U.S. Capitol Thursday to slowly file past the flag-draped casket of former President Ronald Reagan.
She spent eight years close by Ronald Reagan's side, zealously protecting him as he navigated through the toughest job in the world. Then, robbed of an easy ride into the sunset, she spent 10 years caring for him as Alzheimer's disease sapped both his mind and irrepressible personality.
After the casket of former President Ronald Reagan arrived at the U.S. Capitol Rotunda, Vice President Dick Cheney, House Speaker Dennis Hastert and Sen. Ted Stevens of Alaska, the president pro tempore of the Senate, spoke briefly.
After former President Ronald Reagan's funeral cortege arrived at the U.S. Capitol on Wednesday evening, Vice President Dick Cheney, House Speaker Dennis Hastert and Sen. Ted Stevens of Alaska, the president pro tempore of the Senate spoke briefly.
After former President Ronald Reagan's funeral cortege arrived at the U.S. Capitol, he was remembered by Vice President Dick Cheney, House Speaker Dennis Hastert and Sen. Ted Stevens of Alaska, the president pro tempore of the Senate.
Radio problems aboard a plane carrying Kentucky's governor triggered an evacuation of the U.S. Capitol less than two hours before the scheduled funeral procession for former President Ronald Reagan, federal authorities said Wednesday.
CNN.com asked its users to reflect on the death of Ronald Reagan and share their memories of the former president.
Following is an outline of funeral events in honor of Ronald Reagan.
Check out the links below to hot political stories around the country this morning.
In a cross-country journey marked by gestures large and small, the body of former President Ronald Reagan was brought to the Rotunda of the Capitol on Wednesday to lie in state.
In his lifetime Ronald Reagan saw many things named for him: an aircraft carrier, an airport, office buildings and highways.
Tens of thousands of mourners poured into the Ronald Reagan Presidential Library this week to participate in a public viewing of a casket bearing the body of the 40th president.
CNN.com asked its users to reflect on the death of Ronald Reagan and share their memories of the former president.
Check out the links below to hot political stories around the country this morning.
The nation (and the media) continue to mourn Ronald Reagan today, but politics creeps back into the headlines. Especially in Florida, where Al Gore is throwing spitballs in the Democratic Senate campaign-turned-foodfight, and in South Carolina, where four top Republicans face off in a Senate primary today.
Ronald Reagan's face could one day adorn the $10 bill or half the dimes minted in the country, if fans of the late president get their way.
After thousands in California pay their last respects to the nation's 40th president, Ronald Reagan's casket will be flown to Washington on Wednesday, to lie in state in the Capitol Rotunda until a state funeral on Friday.
Several federal and local security agencies are preparing for the events surrounding the state funeral of former President Ronald Reagan in Washington this week.
The Supreme Court Monday publicly acknowledged the death of Ronald Reagan, with Chief Justice William Rehnquist saying, "the court notes with sadness the passing" of the former president.
Financial markets will be closed Friday in memory of former President Ronald Reagan, who died Saturday after a long battle with Alzheimer's disease.
From a $150 Air Force One jelly bean jar bearing Ronald Reagan's signature in gold to his signed memoirs priced at $4,000, the market is suddenly flooded with memorabilia related to the nation's 40th president.
CNN.com asked its users to reflect on the death of Ronald Reagan and share their memories of the former president.
Check out the links below to hot political stories around the country this morning.
Ronald Reagan's conservatism can be seen at the nation's highest court, dominated by his colorful and influential choices.
Ronald Reagan had a profound impact on presidential campaigns in the final quarter of the 20th century, even when his name was nowhere near the ballot.
A wildfire fueled by gusts of wind over drought-parched land burned just four miles from the ranch that served as former President Ronald Reagan's western White House, but firefighters expect it to be contained within two days and not threaten the ranch unless there is an unexpected shift in the weather, a Santa Barbara County fire official said.
Fueled by gusts of wind over drought-parched land Sunday, a wildfire approached the ranch that served as President Ronald Reagan's western White House in the 1980s, said fire officials in Santa Barbara County, California.
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Hunter Valentine's new music video "Liar Liar" has been added in to the five competing videos on MTVU Freshman. If the video wins the competition, then it gets a regular rotation of twenty to twenty-five spins a week and will be on "The Freshman 5″ which means it will show at least 15 times while the contest is going on.
So, make sure that our favorite Lesbian band takes home the prize- with some pride.
Voting is unlimited- however, no voting robots. That will get you disqualified. Voting rules can be seen here.
Voting goes on here.


text: Independent animation producer Delaney and Friends is planning to merge with 3D and interactive content providers Brainchild Studios and Furious Entertainment to create the new, publicly traded entity SecondSun Entertainment. Combining the strengths of the three Vancouver-based companies, the new venture will focus on the development, financing and production of animated TV series, direct-to-video features, TV commercials, special effects, movies and interactive games. SecondSun Entertainment plans to raise an initial $3 million for upcoming productions through an offering on the CDNX (Canadian venture exchange) and a private placement with additional private funds to come. Pacific International Securities Inc. of Vancouver will broker the initial offering on the public market. The new company has immediate plans to produce a 26-episode 2D and 3D animated series titled THE BOTTLE IMP, developed in association with Teletoon. Production of five direct-to-video features budgeted in the $3 million each range are also planned, as is a new 3D animated pre-school series called BUMBLZ and two interactive computer games. The completion of the merger and creation of SecondSun Entertainment is subject to final approval by the Canadian Venture Exchange and all parties involved. Delaney and Friends are the producers of such programs as CHRISTOPHER THE CHRISTMAS TREE, THE LITTLEST ANGEL, THE LEGEND OF THE CANDY CANE and NILUS THE SANDMAN.


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Remember 35mm?
A few weeks back we discovered an old 35mm film lying around that hadnt been developed. It turned out to be various bits'n'bobs from a few years back, but in particular I was thirlled to see it had some pics from a kayaking trip round Muckle Row, Shetland. For anyone who enjoys sea kayaking and who hasnt been to shetland I would suggest that you book up for your nest holidays. This is paradise if you like exploring serious caves, tunnels, arches etc… I have put some more pics on Flickr, but they dont do the reality fo the scenery justice – you will just have to visit yourself and see!


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1 Radio Stations from Siem Reap
French, Information, News, World
Siem Reap, France
Siem Reap Radio Stations on your iPhone, iPad, iPod Touch, Android, Blackberry, and other app-enabled mobile phones. Get in touch via the Contact Us below if you're interested in these apps. Also, find the top new songs, playlists, and music on our website!


text: I have always known about Jim Kelly's 4 straight superbowl losses, and his recent cancer. What I didn't know was what other misfortunes (much worse than the SB losses) he had to face in his life, and how bravely he is handling those. Here is his story on espn. It is worth a read. It tells me to stop complaining about little things.


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We're heading down to NYC for The Pop-Up Flea this weekend. Exciting. We'll be showing all our goods including our limited-run UM x Topo Dopp kit which has been getting some great press coverage in recent weeks. Not sure exactly what to expect for The Pop-Up, but feels like a safe bet given the brand line-up, venue and organizers.
This is one of those things you can't plan for: it came over the fence late in the game and we had to say 'yea or nay' within a day or so. We decided to make the investment and go for it. Should be a great group of people and we never regret getting out there into the field to connect with customers, media, other brands… who knows what will come of it?
Please stop by and say hello if you're in NYC this weekend!


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RATS. Of these there are the following kinds: a black rat and a grey rat, a py-rat and a cu-rat. ["Dictionary of the Vulgar Tongue," Grose, 1788]Middle English common form was ratton, from augmented Old French form raton. Sense of "one who abandons his associates" (1620s) is from belief that rats leave a ship about to sink or a house about to fall and led to meaning "traitor, informant" (1902; verb 1910). Interjection rats is American English, 1886. To smell a rat is 1540s; "to be put on the watch by suspicion as the cat by the scent of a rat; to suspect danger" [Johnson]. _____-rat, "person who frequents _____" (in earliest reference dock-rat) is from 1864.
The rather lambes bene starved with cold
[Spenser, "The Shepheardes Calender" (Februarie), 1579]
Most writers make ratiocination synonymous with reasoning. J.S. Mill and others hold that the word is usually limited to necessary reasoning. [Century Dictionary]
Of the three works now on our table, the two which we have placed first have these laudable objects in view; an improvement on the former versions of the Psalms as compositions, and the rationalization, if we may so speak, of our Church psalmody. ["The British Critic," London, Jan.-June 1825]


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This brochure provides useful information to mature drivers. You will find information that will assist you in discussing your automobile insurance needs, asking informed questions, and understanding your rights and responsibilities.
Updated 2013
Printable Version (PDF)
Each of us ages differently. Over time, we all have physical changes. These changes affect our driving. Drivers over 65, along with new teenage drivers, have more accidents for each mile they drive than any other age group.
You can do things now to be a safer mature driver. This booklet has tips to help you drive safely, drive longer, and avoid accidents. You will also find information to help you discuss your automobile insurance needs, ask informed questions, and understand your rights and responsibilities.
As a mature driver, you have years of driving experience. This experience can help you continue to be a safe driver.
To own a car and drive in California, you must register your car and have a driver's license. You must show financial responsibility for any vehicle that you own, in case of injury to other people or damage to their property. Most people show financial responsibility by buying auto liability insurance. California law states:
All drivers and all owners of a motor vehicle shall at all times be able to establish financial responsibility and shall at all times carry in the vehicle evidence of the form of financial responsibility in effect for the vehicle.
You must have liability insurance for any car that you own. The insurance covers limited costs when your car injures other people and property. You must show proof of your insurance when you:
After age 70, you can no longer renew your driver's license by mail. You must go to the Department of Motor Vehicles (DMV). You will take a vision test, and you may have to take the written and driving tests.
This booklet has many tips to help you be a safe driver and keep your driving license.
You must report accidents right away to law enforcement and to your insurance company. You can order a free brochure from the California Department of Insurance (CDI) called "So You've Had an Accident, What's Next?" It walks you through what you need to do if you have an accident.
We are the state agency that regulates insurance companies. We also protect the rights of insurance consumers. We have many brochures on insurance. Please contact us if you are experiencing problems or have questions about auto insurance or other kinds of insurance.
Also contact us if:
Contact us at:1-800-927-4357www.insurance.ca.gov
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To buy insurance, you pay a fee called a premium. It covers the term, or length, of the policy, which is usually 6 months or 1 year.
Your policy has limits. This means that the insurance pays a limited amount for each accident or injury.
If you buy physical damage coverage, you have a deductible. This is the amount you must pay before your insurance pays anything.
If you own and drive a vehicle in California, you must follow the financial responsibility laws in the state vehicle code. You must have a minimum amount of liability insurance. These are the minimum limits in California:
Most standard auto policies have higher limits. You may want higher liability limits than the law requires. Discuss this with your agent, broker, or insurance company.
If you injure someone, they can sue you. In general, your liability limits should be high enough to protect your assets, such as your house and savings, if you are sued.
This pays if you are in an accident with a driver who does not have any liability insurance.
Bodily injury pays medical and hospital costs. Its limits are usually the same as the limits on your liability coverage for bodily injury.
This pays medical costs if you or your passengers are injured, whether or not you are at fault. The minimum limit you can buy is $1,000 for each person injured. You can buy higher limits.
This is called collision and comprehensive coverage.
Collision coverage pays for damage to your car from an accident with another vehicle or an object, such as a deer, tree, rock, guardrail, building, or person.
Comprehensive coverage pays for other kinds of damage to your car, such as fire, theft, vandalism, windstorm, flood, or falling objects. It does not cover maintenance, normal wear and tear, or mechanical breakdown.
If your car is old, you may not need these kinds of coverage. Your premiums or deductible may be more than your car is worth.
You can buy coverage for extra things, like towing, renting a car when your car is being repaired after a covered accident, or special equipment, like a cell phone that is permanently installed in your car. Before you buy any other kind of coverage, make sure you need it.
Review and update your auto insurance often.
Make sure you know what is covered and what is excluded (not covered). Call your agent, broker, or insurance company if you do not understand something in your policy.
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Auto insurance can vary a lot. You should always get several quotes. A quote is an estimate of costs and coverage from an insurance company. Compare quotes from several companies to help save money and get coverage that meets your needs.
An agent or broker can help you think about your insurance needs, compare policies, and get the best discounts.
Ask people you trust for the names of good agents or brokers. Check licenses at www.insurance.ca.gov.
The law says that you must have auto liability insurance. However, if you are on a fixed income, it can be hard to pay the premium. This program helps income-eligible good drivers get insurance. The premium for liability insurance is under $400 a year, depending where you live. You may qualify for this program if you:
If you have had several accidents or speeding tickets, you may not be able to find a company that will insure you. You can shop around, but be sure to compare costs and coverage carefully.
You can also get liability insurance through the California Automobile Assigned Risk Plan (CAARP). For more information, call CAARP at 1-800-622-0954.
As a senior, you may experience pressure from insurance agents. If you think you have been treated unfairly, call the California Department of Insurance at 1-800-927-4357.
It is normal for driving skills to change with age. This usually does not mean that you have to stop driving. But you should be aware of the changes, and learn ways to adjust for them.
Know your risks.
These are common driving problems for seniors. Read the list below and check anything that you have noticed in your driving.
Now is the time to correct these problems. A mature driver improvement course can help you change bad habits.
No matter how many years you have behind the wheel, a refresher course can help you keep up good driving skills and learn new ones. It can also help you correct any bad habits you have picked up over the years.
One of the best refresher courses is a mature driver improvement course approved by the California Department of Motor Vehicles (DMV). The course covers:
The best way to drive safely is to drive defensively. Be aware that other people make mistakes. Do what you can to stop accidents from happening.
A mature driver improvement course can lower your auto insurance costs.
If you are 55 years or older and you complete a DMV-approved mature driver improvement course, most auto insurance companies will lower your premiums for up to 3 years.
You can usually keep the lower rates if you take the course again every 3 years.
To find an approved course near you, go to www.dmv.ca.gov and search for "mature driver." Or call the DMV's toll-free consumer line at 1-800-777-0133.
Travel planning helps everyone. Even if you just make a short trip to the store, planning can make it safer.
Dropping into a low sports car and shifting through the gears may have been fun when you were younger. However, with age, these tasks are usually harder.
When you shop for a car, look for:
If you have special needs, ask your doctor about a referral to a physical therapist or a driving rehabilitation specialist. See the section on Assistive Devices on the next page.
Aging causes many physical changes. For example, our eyes focus less quickly. Our side vision is not as good, and we need more light to see well. These and other changes can affect how safely we drive.
Regular doctor visits and preventive screenings are even more important as we age. Be honest with yourself and your doctor about any problems you have noticed. Your doctor may be able to help you slow down some physical changes.
Check them on the list below. Then talk to your doctor about them.
There are many assistive devices or driving aids. For example, there are extra mirrors that make it easier to see behind you. Sometimes all you need is a good cushion to raise you up so you can see. For information, call the AT Network at 1-800-390-2699 or visit www.atnet.org.
Some medicines can slow your reflexes, make you sleepy, or blur your vision.
Few people want to stop driving. Most of us see driving as a symbol of our freedom and independence. It can be hard to be honest about our driving skills, but driving too long can put your life and the lives of others in danger.
To learn about transportation options for seniors, call 511, or call Senior Information and Referral at 1-800-510-2020.
Pay attention to changes in your health. Do they affect your driving?
Talk to your doctor if you have had a recent stroke or heart attack. Ask if your driving is likely to be affected.
If you notice a loss in vision, be sure to get an eye exam. Ask if your driving is likely to be affected.
If you cannot decide whether or not you should stop driving, ask yourself the following questions.
If you checked some of these questions, then it may be time to stop driving. You may want to ask a trusted friend or family member to check your driving with you.
The DMV will not renew your license by mail after age 70. This does not mean there is anything wrong with your driving. The DMV just wants to make sure you can drive safely. You must pass a standard eye exam to renew your license. You may also have to take a written test or a driving test.
You can ask the DMV for a Driver Reexamination. A family member, friend, doctor, or police officer can also fill out a DMV Request for Driver Reexamination. The exam has a vision test. It also has a driving test, called the Supplemental Driving Performance Evaluation (SDPE).
During the driving test, an examiner rides in the car with you. The examiner notes any problems with your driving and talks them over with you after the test. If you pass the test, you can keep your driver's license.
Before the test, you may want to take a mature driver improvement course-see page 8.
If you do not pass the SDPE or the vision test, but the examiner thinks you are able to drive in a limited area, you can take the Area Driving Performance Evaluation (ADPE) test. The test will be on the streets you take to get to the places you need to go, like the grocery store or doctor's office. If you pass this test, you will be given a restricted license.
Many people drive with restrictions, like wearing prescription glasses, or
If you have had problems with driving, it is a good idea to talk openly with the DMV. The DMV is aware of the issues facing mature drivers, and its goal is to keep you licensed for as long as you are safe on the road.
Actual Cash Value (ACV) - In California, this means fair market value, unless your policy defines it in a different way. The fair market value of an item is the dollar amount that a knowledgeable buyer (under no unusual pressure) is willing to pay, and a knowledgeable seller (under no pressure) is willing to accept.
Adjuster - The person from your insurance company who investigates and evaluates your damage and losses.
Agent - An individual or organization licensed to sell and service insurance policies for an insurance company.
Binder - A short-term agreement that provides temporary auto coverage until your auto insurance policy starts.
Broker - An individual or organization that is licensed to sell and service insurance policies for you.
Broker Fee Agreement - The contract between you and your broker. It lists the fees for your broker's services.
Cancellation - When you or your insurance company ends your policy early. The company might do this because you did not pay your premium. You might cancel your policy because you no longer own or drive a car.
Claim - Your request to an insurance company to cover an accident or other loss.
Collision coverage - Pays for damage to your car caused by an accident with another vehicle or an object, such as a deer, tree, rock, guardrail, building, or person.
Commission - The fee that an insurance company pays the agent or broker who sells a policy.
Comparative negligence - The percent of responsibility that each driver shares in an accident when both drivers are at fault.
Comprehensive coverage - Pays for damage to your car caused by something other than a collision. Comprehensive covers things like fire, theft, vandalism, windstorm, flood, falling objects and so on.
Declaration page-This is usually the first page of an insurance policy. It lists the full legal name of your insurance company, the amount and types of coverage, the deductibles, and the insured vehicle(s).
Deductible-The amount of the loss that you must pay before your insurance company pays anything. Only comprehensive and collision coverage have deductibles.
Endorsement/rider - A written statement that changes the coverage or details of an insurance policy.
Exclusion - These are the specific things that your insurance policy does not cover or limits coverage for. For example, your policy may not cover certain kinds of dangers, people, property, or locations.
Gap coverage - This pays the difference between the fair market value of your new car and the balance you owe on your loan or lease.
Insured - The person who can file a claim in case of an accident or loss. Also called the policyholder.
Insurer - The company that issues your insurance.
Liability coverage - Insurance that helps pay for the injuries and damage from accidents that are your fault.
Licenses (broker's, agent's, or insurance company's) - A certificate of authority issued by the Department of Insurance to a broker, agent, or insurance company to do insurance business in California.
Limit - The most money that your insurance company will pay for your loss.
Medical payments coverage - Pays limited medical costs for you or others in your car, when you are in an accident.
Non-renewal - When you or your insurance company does not renew your policy at the end of its term.
Policy - Your contract with the insurance company.It explains your coverage. It also states the rights and duties of both you and the insurance company.
Premium - The amount you pay to buy an insurance policy.
Private passenger automobile - Four-wheeled motor vehicles for use on public highways, like cars, station wagons, SUVs, and vans. They must be registered with the state.
Quotation (quote) - An estimate of your insurance premiums based on the information you give to the agent, broker, or insurance company.
Recision - The cancellation of a policy back to its start date. If this happens, the insurance company does not pay for any of your losses, and your premiums are refunded. This can happen if you knowingly gave false information when you applied for the policy.
Subrogation - This is when one insurance company pays money on a claim, and then tries to get paid back or reimbursed by another insurance company.
Surcharge - An extra charge that is added to the premium by an insurance company. This usually happens because a covered driver has had an accident or moving violation that is their fault.
Uninsured/Underinsured Motorist Coverage (UMC) - Provides coverage for a policyholder involved in a collision with a driver who does not have liability insurance or whose liability limits are too low to pay for all the damage.
Screening tests and self-assessments for senior drivers. Sponsored by the Automobile Association of America (AAA).www.seniordriving.aaa.com
Information on assistive devices and driving aids.1-800-390-2699 www.atnet.org
Information from the California Department of Insurance, to help you make informed and safe decisions when you buy auto insurance and other kinds of insurance. Information guides for seniors.www.insurance.ca.gov/0150-seniors
The DMV's website for seniors. Includes information on renewing your license, vision tests, restricted licenses, and more. Download a self-assessment and the Senior Guide for Safe Driving (PDF).www.dmv.ca.gov/about/senior
Information on safer driving for seniors.www.nhtsa.gov/Senior-Drivers
Senior Information and ReferralFind local resources, such as mature driver classes, health care resources, and exercise programs.1-800-510-2020
Contact the California Department of Insurance (CDI):
Consumer Hotline 1-800-927-4357
8:00 AM to 5:00 PM, Monday to Friday, except holidays
Consumer Hotline 1-800-927-4357
8:00 AM to 5:00 PM, Monday to Friday, except holidays
California Department of Insurance
300 South Spring St., South Tower,
Los Angeles, CA 90013
California Department of Insurance
300 South Spring St., South Tower,
Los Angeles, CA 90013
300 South Spring St.,
South Tower, 9th Floor,
Los Angeles, CA 90013
8:00 AM to 5:00 PM, Monday to Friday, except holidays
300 South Spring St.,
South Tower, 9th Floor,


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Roast lamb with fragrant wild garlic and summery mint and peas - classic complementary flavours for a beautiful dish
250g/9oz unsalted butter, softened
50g/2oz wild garlic, chopped
25g/1oz baby spinach, chopped
salt and freshly ground black pepper
1kg/2 lb 4oz leg of lamb, boned
500g/1lb 2oz Jersey Royal potatoes, scrubbed clean
800g/1lb 12oz fresh peas, podded
1 bunch fresh mint, finely chopped
20g/¾oz caster sugar
100ml/3½fl oz white wine vinegar
Heat the oven to 150C/300F/Gas 2.
Place the softened butter in a mixing bowl and add the chopped garlic and spinach and season with salt and freshly ground pepper.
Spread the butter over the inside of the leg, roll up and tie.
Place on a baking tray and cook for 2-3 hours.
Meanwhile cook the potatoes in boiling salted water for 8-10 minutes adding the peas half way through.
To make the mint sauce, place the mint, sugar and vinegar in a bowl and mix.
To serve, cut the leg of lamb into slices and place the peas and potatoes on the side and pour some mint sauce over the lamb.
Type the ingredients you want to use, then click Go. For better results you can use quotation marks around phrases (e.g. "chicken breast"). Alternatively you can search by chef, programme, cuisine, diet, or dish (e.g. Lasagne).
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Author Archive
A Letter to Me
That's an excellent quote [quote from Ken Daniels], and a great attempt at defining the world view of the post-modern skeptic. However it is only valid if one of the two following statements is true:
- There is no god, or
- if God or the gods exist, they are unconcerned with revealing themselves to man and have left mankind alone to sort out things all by themselves.
I don't believe either is true.
I maintain that an all powerful, infinite Creator does exist. I think that is self evident in the creation itself. For those who deny it, I believe the burden of proof lies in their court to prove that God does not exist.
I also maintain that this Creator God does reveal Himself. He reveals Himself to each person who honestly and humbly and incessantly seeks after Him, and sometimes even to those who don't.
I base this upon the historical record, also upon personal experience and also upon the testimonies of countless others who, like me, have had unmistakable, life changing encounters with Jesus Christ. No longer is He just the God of the Bible, the God of Abraham, Isaac, and Jacob, but now He is the God and Savior of [name withheld].
Can I explain it? Not really other than to say that He continually opens my spiritually blind eyes to recognize Him for who He is — the Almighty holy and perfectly righteous judge of all His creation, and me for who I am, — a wretched despicable sinner, desperately in need of a savior. As a result, I now also understand the truths of Scripture that I had previously not understood. For those who can't make heads or tails of it, I must conclude that they don't truly know their Creator.
My prayer is that my God would open your spiritual eyes to see the wonder and the majesty and the beauty of our great God and Savior Jesus Christ, and that He would rescue you also from the wrath to come, which will come upon all who refuse to turn to Him and cry out, "God be merciful to me the sinner".
I pray daily to that end. But I also recognize that my words are powerless to change you. I cannot change your thinking. In fact I don't want to change your thinking. The church is full of men who think they have "reasoned" their way into the kingdom of God. Usually they have been duped or have duped themselves. Rather, entrance into the kingdom of God is by being born from above.
Do I want your thinking to change? By all means. But only the Lord can accomplish that. Only He is capable of birthing anyone from above.
I love you Josh, and implore you. Please, seek the Lord while He may be found.
Sigh. Why do I bother.
- Josh
A Bible Command that Backfires
Take a look at this verse:
Titus 3:10 "Warn a divisive person once, and then warn him a second time. After that, have nothing to do with him."
Now think about it.
This command says to separate from divisive people. Hmmm.
Consider: by having "nothing to do with him" how are you ever to reconcile things? You cannot reconcile unless you discuss the issue that caused the division in the first place, but if you deem the issue divisive you might not be able to resolve it! So if the person ever comes back and confesses their "divisiveness", then is he or she just never supposed to bring up the issue that caused the division ever again? In order to follow this command, you have to break it, and nothing ever gets accomplished!
In practice, a situation here at home has devolved into exactly what you predict would happen when people follow this command to the letter. An elder brings up an issue: the issue begins to "divide". The elder is deemed "divisive". The issue over which he is dividing is moot at this point, because it is determined that he is sinning – not on the basis of whether the issue he is bringing up is right or not – but on the basis of the fact that it is causing disunity. As such, everyone in the church is told to have nothing to do with him.
So basically this command devolves into a Biblical gagging order. Literally shut up and shut out people whose information could cause a division. And the minority will always be labeled the divisive group.
The real problem with this command is its subjective nature: the judge and the jury become one in the same. After all, on its surface it sounds like good advice: avoid people who are breaking up relationships. That sounds good, right? After all, that type of person should be avoided…
The Wedding Saga: My Dilemma
Hold onto your pants, boys and girls, the following sick and humorous story is true…
A couple months ago, an elder at my family church was reprimanded and kicked out for having an "improper hermeneutic". Apparently he was beginning to question the doctrine of Lordship salvation as he saw that it was being used by the church as an element of control. Basically Lordship salvation holds that a person is not actually saved unless they make Jesus their Lord. This means that a church can, at their discretion, determine whether a member is "making Christ their Lord" based upon the members assessed behavior. Ultimately, this elder was concerned the church was becoming extremely legalistic and un-Christlike in their love towards those attending. Basically, they were using doctrine to be assholes.
Now, step back a few months before. This elder was sitting in an elders meeting in which nearly every elder, except for the pastor, admitted they did not know what "hermeneutics" was. My father is the elder who explicitly said this. They immediately all agreed that they needed to study hermeneutics.
So imagine this elder's surprise when he is told that he is in a form of rebellion against the church and was being kicked out for having an improper hermeneutic. Obviously, the pastor had a strongarm in this decision. To make a long story short, he was basically told to write his resignation letter or else he would be dismissed that Sunday. He was not allowed to defend himself, his position, or get a clear answer as to what he had done wrong. The most obvious conclusion given the circumstances was that he was the most educated elder besides the pastor and the pastor was beginning to be jealous of the amount of influence he had. The kicked out elder was becoming interested in allowing my brother's fiance to lead a Bible study and the pastor was basically like "we don't know who this girl is or what she will teach…"
Take this, Transcendental Argument for God's Existence…
So, I know I've said recently I wanted to get away from all of this, but I just couldn't help but post this because I find it amusing…
It occurred to me today that probably the core loophole in all of theism is found in the inherent impossibility for God /gods to be described without assuming the universe already exists. Try it! (Friendly reminder, you can't use any words that assume space and time exist. You know, core words like "in", "outside of", "before", "beginning", "pre-existing", "incarnate", "only", etc.)
Consider one example: the phrase "God is three in one" or even "God is one".
Apologist Dr. James White said in a recent debate: "numbers are a part of Creation itself".
However, if God created numbers then it is idolatrous and irrational to use any numbers to describe God. If God did not create numbers yet has properties defined numerically, then a believer admits there is something more fundamental to reality than God.
Now, to help see how silly all this is, imagine how many people have been killed for not accepting the correct numerical description of God…
Common Sense vs. Christian Perspectives #1
Christian Perspective:
"Despite our very best efforts, despite our tears and prayers, children can still rebel against God. As always our primary need is to turn to the Bible, which has the power to change lives." – link
Common Sense:
How can you know the Bible is powerful if it can't even keep your kids from going to hell after having it crammed into their heads year after year for their entire childhood? That isn't very powerful at all. Maybe the very fact that they can listen to the Bible for so long and never truly experience any power is good evidence to them that what you are teaching about the Bible's power is bullshit.
In fact, if you cram Mein Kampf into a childs head for year after year it can make him or her turn into a Nazi! Wow, that is true power.
- Cram Mein Kampf: child will probably turn into a Nazi or socialist of some sort. Maybe he will be a liberal Nazi or maybe – horror! – he will reject Nazism altogether.
- Cram Bible: child will probably turn into a Christian of some sort. Maybe he will turn into a liberal Christian or maybe – horror! – he will reject Christianity altogether.
Wow, God's power looks a lot like psychology, statistics, and brainwashing in action.
Conclusion: the Bible is no different in power than Mein Kampf.
Why not just say that people who believe things act on those beliefs? And if they do not believe they won't act on it…
The Funk of it All
I put the phone back on the receiver with a hesitant click. Did I really almost end the message with "In Jesus' name, amen?" Could I seriously be praying too much?
Glancing to the other side of the room I once again fell back into my mind. The thoughts haunted like an itch on the brain that you are desperately trying to scratch, but cannot. Flooding in were the doubts, the questions, the wondering at my every action and thought. Was it a lie if you had honest intentions at the time? Did you need to confess it?
An erection during church service. The horror. Every small slit of cleavage told a story of a young man's temptation. Except for Mrs. W… I hope God doesn't put me with a woman like her. How does her husband do it… do her. But God probably will. God knows best and often what we think is best for us is not what is best. Doubtless I would end up with an ugly woman, just so God can teach me how to be thankful for what I have. I wonder if it is all the same in the dark. I wonder what a vagina looks like. What do you call a vagina anyway? I know on men it is called a penis, but dad only explained to me what an erection was and didn't tell me what sex actually was. I'll bet I could find a picture of a vagina in the dictionary if I knew what it was called.
Flipping the pages one by one, each one falling with a thump that was only matched by a beat of my heart. Thump. Thump. Thump. B. r. e… a… Jesus wouldn't want this. Jesus is watching me. Oh, how I love you Jesus, but I am dying of curiosity. A footstep upstairs. What if I was caught with my erection up and my hand on a picture of a naked woman? Lust is sin. Slide the dictionary back onto the shelf, Josh. There, Josh. Thank you Lord for helping me resist temptation…


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Oct. 10, 2009
Amber Hill and Michael Wines were married Oct. 10, 2009, at First Baptist Church in Lebanon. Bob Davis officiated.
The maid of honor was Jessica Hill of Lebanon. The bridesmaids were Courtney Johnson of Carmel, Olivia Luse of Lebanon and Laura Schott of Brownsburg. The flower girl was Alexis Wines. The best man was Garry Wines of Lebanon. The groomsmen were Daniel Wines of Lebanon, Matt Paetz of Fishers and Jeremy McClain of Lebanon. The ring bearer was Grady Wines.
The bride is the daughter of Owen L. and Lesa K. Hill of Lebanon. She graduated from Ivy Tech in 2008 with an associates degree in medical assisting. The bride is currently employed as a medical assistant at the Boone County Community Clinic in Lebanon.
The groom is the son of Steve and Terri Mohringer (stepfather and mother) and Garry and Dawnetta Wines (father and stepmother), all of Lebanon. He is a trained auto body technician and is I-Car certified. The groom is currently employed as an auto body technician at Dickinson Fleet Service in Indianapolis.
The couple resides in Lebanon.


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Home » Psychology, Psychiatry, & Social Work » Motivational Approaches
Motivational Interviewing in Social Work Practice
Melinda Hohman
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Melinda Hohman, PhD, MSW, is Professor in the School of Social Work at San Diego State University, where she has taught since 1995. She teaches courses in social work practice, substance abuse treatment, and motivational interviewing, both at the graduate and undergraduate level. Dr. Hohman's research interests include substance abuse assessment and treatment services and the overlap of substance abuse treatment and child welfare services. She has been a trainer in motivational interviewing since 1999, training community social workers, child welfare workers, probation officers, and addiction counselors across the United States.


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These are so cute quick and yummy! Perfect for a girls movie night.
Servings: 8
Prep Time: 15 min
Difficulty: Easy
18 large marshmallows
1 (7 oz) package sweetened shredded coconut
1 cup salted cashews, ground
1 cup heavy cream
½ teaspoon vanilla extract
In a small microwave safe bowl combine cream and vanilla; heat in microwave on High for 1 ½ minutes.
Cover work surface with waxed paper. Combine coconut and ground cashews in a shallow dish or pie plate.
Spear marshmallows one at a time on a skewer or fondue fork and swirl in hot cream mixture for 15 seconds or until surface of marshmallow is softened. Let excess cream drip into bowl. Immediately roll softened marshmallow in coconut mixture. Place on waxed paper to cool. Store in airtight container.
Paula's Gift Packaging Tip: I found this beautiful lusterware bowl when I was out junkin and thought it would be perfect for these bon bons. Tie up with a beautiful ribbon and your recipient gets a gift to eat and a gift to use.
This recipe is one of our Gifts from the Kitchen. Click here to see other Gifts from the Kitchen.
Love coconut, love marshmellows.This is gonna be fun to eat.
By Ida Dohoney on August 09, 2013
OMG is right!! I can feel it melting in my mouth as I write!!! Wow Paula, you've outdone yourself - thank you for such a decadant idea for Father's Day! Hugs to U Paula - you're the best! Scarlett
By Scarlett on June 14, 2011
These are awesome and so easy to make. Love ya Paula!!
By Brenda on May 05, 2011
This will be great to make with my kids!!!
By Chef Todd Duvall on February 18, 2011
I just this past weekend had my first trip to a Paula Deen Buffet in Tunica, MS at Harrah's. I LOVED it. I believe that I had theses Coconut bon bons there and they were as Paula says Out of this world. The lady working the dessert bar told me they were in one of the cook books but couldn't find the recipe in any of the cook books and I have all of Paula's. I can't say enough good things about the buffet, everything that I ate was wonderful, especially the cream corn, fried chicken and these bon bons. Thanks
By Sherrie Osborne on December 18, 2010
OMG!!!!!!!!! Amazing...... I can't speak......so good...... thanks Paula!! S.Morelli Foster RI
By Anonymous on May 06, 2010
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Join Paula and family for a Party at Sea aboard Royal Caribbean's Oasis of the Seas to Labadee, Jamaica, and Cozumel (roundtrip from Ft. Lauderdale) presented by Alice Travel. We will be having special, separate events for kids on this one with Jack Deen hosting the kids program! Click here for more information, and please note that the Paula Deen cruise is only available by booking directly with Alice Travel Book now before the prices start going up on the cruise and air!
Join the Deen Family for a Book Signing at The Lady & Sons from 10 am to 12 pm.
The event is free; 350 wristbands to be distributed starting at 9 am.
Come see Paula's live show at the Majestic Theatre in San Antonio, TX and get a heaping helping of Paula's recipes, and some good old-fashioned fun and laughter!
Visit TicketMaster for ticketing information.
Sponsored by Springer Mountain Farms.


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Christopher Helman, Forbes Staff
I'm based in Houston, Texas. Energy capital of the world.
Page 2 of 3
So if Phillips 66, the nation's biggest independent refiner, wants to cut back on refining, what's it going to do instead? "We plan to high-grade, to move more investment to chemicals and midstream," says Garland. Those joint ventures do have some good growth projects: like $6 billion in new pipeline construction to serve booming shale plays, a new plastics plant being completed in Saudi Arabia, and a new $5 billion ethane cracker planned for the Gulf Coast. But it will take a lot of investment to get those new projects operating; meanwhile, Garland says he expects to rely on sales of selected assets into Master Limited Partnerships to keep the shareholder payouts going.
With this in mind, you need to think twice about hanging onto your Phillips 66 shares. "No one knows these assets better than the guys at ConocoPhillips; if they think it's a good idea to jettison this baggage, shouldn't you too?" says Ed Hirs, a professor of energy economics at the University of Houston. "No one is going to want to buy into Phillips 66. They have no growth, no upside and huge environmental liabilities. In pipelines they can't hope to compete with Kinder Morgan and Enterprise and Energy Transfer Partners, which have scale and focus and are not weighed down by refineries."
Ouch. But there's another big part of the Phillips 66 story that is not convenient right now: the likelihood of a significant shortfall in the profits of the core refining business.
Here's the issue. Phillips 66′s most profitable refineries of the past couple years are in what's called the Mid-Continent — from Texas north to Montana. The Midcon plants benefited in 2010 and 2011 from a glut of crude oil pouring into the region from newly tapped shale oil plays like North Dakota's Bakken. Because there was a lot of new oil and not enough pipeline capacity to get it down to the Gulf Coast mega-refineries, the crude got bottled up in the storage tanks at Cushing, Okla. (where the price of benchmark West Texas Intermediate is set). The bottleneck that kept oil from getting out of Cushing also kept its price at a record-wide discount relative to its rival European benchmark Brent crude. At one point last year you could buy a barrel of WTI for $27 less than a barrel of Brent. Historically WTI has been slightly more expensive.
ConocoPhillips was happy to buy cheap crude for its Midcon refineries (which handle 500,000 bpd) and sell the resulting gasoline and diesel at much higher world prices. "There's no question that like many Midcon refiners we've benefited from that differential," Garland told me. "That's where we've got our central core: the Sweeney refinery, Ponca City, Wood River and Billings. It's been very good for us; high margins in those areas."
No wonder ConocoPhillips, with its eye on gussying up its financial performance ahead of this split, did what it could to help maintain that price differential. The company owned 50% of the 500-mile Seaway pipeline that carried roughly 350,000 barrels of oil per day from the Gulf north to Cushing. Even in the face of a glut in Cushing, ConocoPhillips (and its customers on the pipeline) kept sending more unneeded crude into the hub. Seaway was like the cork in the bottle. Smaller oil drillers across the Midcon pleaded (sometimes angrily) with ConocoPhillips to reverse the direction of Seaway in order to evacuate the Cushing crude, but they wouldn't.
And why not? ConocoPhillips' profits off the bottleneck were significant. In an April conference call with analysts, Garland said the company had been generating $90 million in annual net income for every dollar of WTI-Brent price differential that it could capture for its refineries. Thus, when the differential was at its widest, the downstream was likely enjoying an annualized profit boost of more than $1.5 billion a year.
But profits that good eventually get arbitraged away.
It was obvious that even if ConocoPhillips wouldn't reverse Seaway, there would soon be plenty of new options for getting crude out of Cushing. The long-delayed southern leg of Trans-Canada's Keystone XL pipeline would help. What's more, pipeline giants Enbridge and Enterprise Products Partners drew up plans for the Wrangler line, which would carry 800,000 bpd south.
So last October Conoco agreed to sell its 50% of Seaway for $1.2 billion to Enbridge, which quickly came to terms with Enterprise, the other owner, to reverse the line. By mid 2014 there will be enough new pipe capacity to ship 1.4 million bpd of crude from Cushing to the Gulf, figures Credit Suisse.
Garland seems to be of two minds on selling Seaway. In an analyst call he said, "So that was a decision that was taken by the integrated ConocoPhillips. Selfishly, I wish we could have closed [the deal] in May. But it was the right decision to make."
So it seems the move was good for the new ConocoPhillips — which collected the cash from the sale and will have more options to get its own oil to market — but bad for the new Phillips 66, which will see profits at Midcon refineries decline.
Mr. Helman's honest questioning of Mulva's false claims of the "shareholder value" that will accrue through the COP-PSX Reverse Morris Trust (RMT) spinoff transaction is unfortunately too late for COP shareholders to take legal action before the fraud against them is completed on May 1, 2012.
When the promised "shareholder value" fails to materialize, I suspect that the lawyer-lobbyers (lawbyers) that specialize in filing securities fraud class actions (like former federal judge Joe Kendall) and that will COP's board of directors and their insurers will hire to defend their scienter (like Bracewell & Giuliani, L.L.P.) will feast on COP's E&O insurance policies.
Mulva has packed the board with politically influential people, including Deputy Secretary of State Richard L. Armitage, National Commission on the BP Deepwater Horizon Oil Spill and Offshore Drilling Chairman William K. Reilly, Senator Tom Harkin's wife Senator Tom Harkin (D-IA) to dissuade careerist SEC lawbyers from taking any action to protect shareholders from the predictable harm that the spinoff will cause them.
The death yesterday (April 29, 2012) of Gaddafi regime Oil Minister Shukri Ghanem, purportedly by drowning, and publication of "ConocoPhillips Shareholder Proposal — 2012″ (see http://UnCoverUp.net) alleging that between 2008 and 2011 Mulva and Ghanem conspired in criminal violations of US, UK and Canadian anti-bribery laws, suggests that Mulva may want to consider retiring from COP to DoJ witness protection program. The DoJ may even offer group-rates on plea deals for the rest of the COP board.
Boy, was this the worst investment article in the history of Forbes?
Time for a follow up on this story? I must say I am pretty happy with my PSX over the past year.
As of May 2013, PSX is selling around 60 to 70. Up about 100% from the "…That's in line with the $34.5 per share net asset value (or $22.8 billion total) that Deutsche Bank figured in its recent report…"
So, one year later, this author (and his article) sound full of fact and pessimistic conclusion and one can list out all the "fact finding" and check out the truth a year to learn from the authors mistakes, to me I think it's a good exercise. the pre-spinoff COP is selling about 60 to 65/share, post spin-off today is close to 90 to 95. PSX it self is up 1X and what about the call and put option? 10X. As Mr. Greenblatt and Seth Klarman said: Spin-off – Be there.


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Sign up to receive information about new books, author events, and special offers.
Demi has adapted and illustrated many folktales for children, including The Donkey and the Rock, Liang and the Magic Paintbrush, and The Dragon's Tale. She lives in Carnation, Washington.
IRA Teachers' Choices, IRA-CBC Children's Choices, NCSS-CBC Notable Trade Book in the Field of Social Studies
Lexile: 630LLF&P Level A-Z: M


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When you consider growing cold-tolerant nutritious food through our winters, consider Asian vegetables, especially the greens. Most have a green mustard taste, some more piquant or hotter than others.
Taste preferences differ. Some folks love the taste of green mustards, others do not. Asian plants, mainly greens, grow at a temperature of 43 degrees and above. When temperatures are colder than that, theres no growth, and plants are also dormant in the period when we have less than 10 hours of daylight each day.
Hardiest vegetables are mustard greens and komatsuna. If youve grown them in spring, you probably have marveled or been disgusted by the lacy appearance of the leaves after flea beetles have eaten for a few days. Theyre not eating in fall, so you shouldnt have that problem.
Komatsuna, incidentally, is a very fast-growing green, ready for harvest in 35 days from sowing seed. It isnt a mustard or a cabbage, but is a green leafy vegetable sometimes called Japanese mustard spinach.
Even komatsuna and green (or red) mustards cannot withstand the combination of cold temperatures and wind, so put up shelter or at least wind barriers if you grow any of them.
Some Chinese cabbages, such as pak choi and edible chrysanthemum are tolerant of some frosty temperatures, but theyre not as hardy as komatsuna and mustards. Sheltering from wind and covering with agricultural fleece or row cover helps keep fragile plants alive and thriving. Plastic cover is poor at preserving the warmth of earth, so use Reemay or another agricultural fleece instead.
If youre growing Chinese cabbage, its crucial for you to gather up outer leaves and tie them together, as youd blanch cauliflower. Use string, since sunlight deteriorates plastic or rubber bands. Tying leaves of Chinese cabbage allows the interior growth of the head to be protected by the outer leaves. At least for a time, the air trapped inside between the cover of outer leaves and the growing head acts as an insulator.
Chinese cabbages such as napa and michihili are easily preserved in cool temperatures, not exposed to ethylene gas (emitted by apples), although theyll withstand several light frosts outdoors prior to harvest.
Asians often preserve cabbages such as these for winter use by fermenting into kim chee.
Another Asian vegetable available in ground year-round is the Chinese leek or garlic chives. Many of us started growing this because the plants sport pretty white flowers on tall stems. Most of us didnt realize we could consume the leaves.
Leaves are strap-like, unlike the hollow leaves of regular chives. They have a mild garlic flavor. Chinese folks using these leeks harvest them below soil surface, claiming the white soil-blanched portions are the best part of these leeks.
They are difficult to remove because of the depth of their roots when you try to dig them out of beds theyve established themselves in. The pretty white blossoms do turn to seeds dispersed by rodents, birds and wind.
There are some seed racks in the valley that carry Asian seeds or order them from Kitazawa, New Dimension or Evergreenseeds.com.
Send garden questions to email@example.com or Gardening, The Statesman, P.O. Box 40, Boise, ID 83707.


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A cry is a sustained, voiced utterance, usually of around one second or more (reports vary), the duration of an outward breath. Think of a baby's 'waaa.' … Cries repeat at intervals of about one second, roughly the duration of one respiratory cycle … A laugh, in contrast, is a chopped (not sustained), usually voiced exhalation, as in 'ha-ha-ha,' in which each syllable ('ha') lasts about 1/15 second and repeats every 1/5 second.
Posted on September 9, 2012 via Explore with 93 notes


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A new state law is now in place that will help make Knox County a little cleaner.
The Tennessee General Assembly passed a state law that requires convicted drunk drivers to spend mandatory time picking up litter. The inmate must wear a bright orange vest that states, "I AM A DRUNK DRIVER" and the inmate must spend 3 eight-hour days picking up trash.
I asked Knox County Sheriff Tim Hutchison to assist the Karns Community in a clean up project. the Sheriff not only agreed, but also made the Karns Community the first project area.
Sheriff Hutchison arranged for Sergeant Jack Kirkland to contact me to work out the details. Chief Bob Waggoner was a tremendous help with getting this organized too. It was decided Oak Ridge Highway from Walgreen's to the intersection with Weaver Road would be the targeted area. That was approximately a three-mile stretch.
During the pick up, a total of 260 bags of trash was collected. I think the new law is wonderful and I hope it will remain in effect for years to come; however, the General Assembly might at any time terminate this program.
As a board member of Keep Knoxville Beautiful, I am continuously trying to find ways to do just that. Sharon, my wife, and I have adopted the road in front of our house and we pick up the litter on that one mile section about once a month. We have also worked with the Powell Community and several other local organizations with litter pick-up.
If you would like free trash pick-up supplies (bags and gloves), give me a call. I'm always happy to help supply those who want to rid the community of litter. (865)690-3250.


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Parent/Child Classes(12 months-3 years old)
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Tiny Tots is a structured 45 minute class for 3 to 4 year olds with a 4:1 ratio of students to instructors. There is a changing weekly lesson plan starting with the basics of gymnastics and focusing on individual progression of more advanced skills. Cartwheels, forward and backward rolls, uneven bars, balance beam, will all be taught. This is not just a fun movement class, we teach progressive gymnastics for young children.
Boys/Girls New
New classes are designed to be accessible to all children no matter what their natural athletic ability. Focus is put on safety, strength, flexibility, and fun. We accomplish this through weekly progressive lesson plans, consistent teachers, and a strong knowledge of gymnastics. Every child would enjoy our beginner programs. Classes are 1hour 15 minutes long.
Boys/Girls Experienced
For the child that has enjoyed their gymnastics experience and wants to continue progressing their individual skills. Our friendly staff will encourage your child to excel and improve on a weekly basis. Students will be challenged to push themselves to new heights both physically and mentally. Classes are 1 hour 30 minutes long.
Boys/Girls Advanced
These are invitational classes designed to train for potential competitive gymnastics. Students will learn a foundation of team-level skills. Classes are 2 hours long.
Competitive Teams
Spins has competitive gymnastics teams for various age groups. If you are interested in having your child join our coaches would be happy to evaluate them.


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PARIS — Lance Armstrong's kids were dressed in yellow. He was not.
When the seven-time Tour de France champion returned to the Tour podium Sunday, his family was there. His fans were there. And so was rival and teammate Alberto Contador -- wearing the coveted and hard-won yellow jersey.
Four years after his seventh Tour win, Armstrong capped his return with an impressive third-place finish. He had his clan on hand -- son Luke; twin girls Grace and Isabelle; his mom, Linda; former wife, Kristin; and his girlfriend, Anna Hansen, with their baby Max, sporting bright yellow shoes.
They were among the massive crowd that poured out onto Paris' most famous avenue for the finish -- Norwegians in Viking helmets, flag-waving Britons and an American in a stars-and-stripes top hat among them.
Contador cruised down the Champs-Elysees to win the Tour for a second time Sunday after 2,141 miles over three weeks of racing. He repelled challenges in the mountains, excelled in the two time-trials -- winning a pivotal race against the clock in the 18th stage -- and won the first Alpine stage.
Andy Schleck of Luxembourg, Contador's toughest rival in the mountains, was second overall.
Contador said his biggest battle, however, was against his own Astana team.
"It has been an especially difficult Tour for me, but I savor it, and it is more special because of it," he said after the prize ceremony.
The body language on the winner's podium said it all.
As Armstrong, 37, climbed onto the stage, he gave a perfunctory handshake to teammate Contador, then heartily grabbed Schleck's hand with both hands.
And as Contador took the victor's bowl, Armstrong cast a long sideways glance at what had long been his spoils; he gave only a cursory glance to his own crystal trophy.
Asked on French TV what the hardest moment in this race, Contador replied: "It was in the [team] hotel," without elaborating.
Only 26 years old, Contador already is one of cycling's greats, having won all three Grand Tours of France, Italy and Spain.
Armstrong's comeback after 31/2 years of retirement raised questions about who would lead Astana during cycling's most prestigious race. Those questions remained through much of the Tour as tensions mounted over who was the No. 1 rider.
On Sunday, Armstrong and Contador shared glasses of champagne on the ride into Paris. But it seemed to be more about keeping up appearances: After a few sips, they tossed away their glasses.
"I'm realistic, I did everything I could," Armstrong said before the final stage. "For me, and even more for my kids, it's probably a healthy thing for them to see, because they saw their dad that never lost, and the kids in their class [say], 'Your dad never loses,' so it's good for them to see Dad get third and still be cool with that and still be happy."
Like Armstrong, who is a cancer survivor, Contador has rebounded from a brush with death.
After persistent headaches, Contador fell in the first stage of the 2004 Vuelta a Asturias race, went to the hospital and learned he had a congenital cerebral vascular disorder, cavernoma. Eight months after the surgery, he won the fifth stage of the 2005 Tour Down Under. Today, the only reminder of that scare is a large scar running down the side of his head.
With Contador's victory Sunday, the Tour has been won by a Spaniard for four straight years -- Oscar Pereiro in 2006, Contador and Carlos Sastre last year.
Contador, who had to sit out last year because Astana was banned because of doping scandals, finished in 85 hours, 48 minutes, 35 seconds.
Schleck, 24, was 4:11 behind. Armstrong was 5:24 back.
Armstrong's future is set. He'll lead a new squad sponsored by RadioShack.
Contador's plans are uncertain. Astana likely will welcome back Alexandre Vinokourov, its former star, after a doping ban. Whether Contador will remain with the team is unknown.
What's clear is Armstrong and Contador are relishing the chance to face off again next year, freed of the need to paper over the obvious cracks in their relationship.
"We are totally incompatible," Contador said. "In the end, Armstrong will go his way, and I'll go mine."


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Jan Power's Farmers Markets
Primarily it is a colourful bustling market selling fresh farm produce flowers breads artisan products meat fish poultry plants organics and food related objects… It's a feel good grass roots experience with a social and community slant and a lot of fun. It is not exclusively done by, or for farmers . It is not a farmers market co-operative. We have a number of city folk selling too, and a lot of exotic products and hold special promotions, entertaining events and chefs give cooking classes. It is a big, bustling, busy, open air food market that sells all the most interesting food and plants, kitchen goods and wine, breads, meat, fish and fowl under the sun.
Find out more about each of our markets here:
Powerhouse Manly Queens St Mitchelton


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0.0002"x0.0000". Two-ten-thousandths of an inch. Those are the sort of tolerances that Alex Florov works with. While that is perhaps a large measurement in circuit board manufacturing, it is infinitesimally tiny by pipe standards. Alex is a model maker. He creates metal and plastic prototypes for industrial and commercial applications. Alex is also a pipe-maker. Clearly his long career as a designer and maker of models has influenced his pipe making.
I'm sitting in Alex Florov's workshop as I write this; it's the day after the Chicago pipe show and Ted and I are in Round Lake, IL visiting Alex and Vera Florov with Hiroyuki Tokutomi and our friend Tom Looker. The screams of briar being pressed against a sanding disk and the roar of a dust collection system fill the room. Six of us fit in here quite comfortably, with Alex Florov and Tokutomi both working, and the "piperazzi" (to quote Adam Davidson) snapping pictures and filming in the background.
Alex is one of the very few pipe-makers in the world with a milling machine. Though I've been in lots of pipe makers' workshops, I didn't recognize the thing at all - it sort of looked like a drill press to me at first. Well, one with a bunch of extra knobs and buttons. And a digital readout. Which displays measurements to the ten-thousandth of an inch (or one thousandth of a millimeter). This is not even a machine designed for woodworking. This is a machine designed to machine high-precision metal parts, large or small, for industrial applications. But, of course, it can be used for pipes too - and so Alex does.
Alex is a perfectionist. I knew this of my Russian-American pipe-making friend before I stepped foot in his workshop. I imagine that if one spends enough of one's life working with industrial models that require those sorts of tolerances, it will inevitably instill a certain perfectionism in one's pipe-making. With Alex it means that most pipe-makers' tools would not even be able to measure, let alone replicate, his drilling tolerances.
Tokutomi, in many respects, couldn't be more different. It's not that he doesn't measure when he works sometimes, but his attitude is much more that of the creative artist than the careful machinist. His background is as an artist. Alex's is that of a machinist and engineer. These two men, while they very much like each other and respect each other as pipe-makers, could not possibly be more different.