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Most customer service policies treat complainers better than key customers: Dr. Betsy Kruger shows executives in Aesops Keys to Profitable Marketing how to stratify customer service policies.
Daytona Beach, FL (PRWEB) July 15, 2014
Should a business treat customers equally even though customers do not treat the business equally? No, complainers squander resources, but others are highly profitable.
In fact, a universal law, the 80/20 rule predicts that the top twenty percent of customers will produce eighty percent of the profits.
Dr. Betsy Krugers new book, "Aesop's Keys to Profitable Marketing" coaches executives to stratify customer service policies to reward the best, not the rest. The publisher is Publishing Directions LLC.
Dr. Betsy Kruger's book explains how any business can profit from using new marketing strategies. Some of Aesops Keys are to focus on quality, compete on strength, target top prospects, and reward the best. The chapters update tales by Aesop, relate his wisdom to marketing, and show how to adapt each key to their business.
For example, a vignette in Chapter 10 describes what happens when a business does not stratify its customer service policies. The manager of a CPA firm confided, Long ago we realized the 80/20 rule predicts our sales so our sales reps seek prospects that are similar to our most profitable clients. What special benefits do you provide your top clients? We treat our clients equally.
I asked her, What about complainers? Were going through a difficult time so we dont want to lose any clients. We do whatever it takes to keep complainers from switching to a competitor. Speechless from her flawed logic, I thought, Thats why youre going through a difficult time.
This vignette updates a tale by Aesop. A soldier feeds his horse well on barley when they are at war. But when the war is over, the horse complains, You make me work like a slave. I must carry heavy loads and get nothing to eat but chaff.
The trumpet sounds the call to arms so the soldier mounts his horse. Stumbling at every step, the horse says, You better join the infantry since you can't ride me with the cavalry. You changed me into a donkey. How can you expect to change me back into a horse?
Aesop warns us against neglecting an important asset like a soldiers horse -- or key customers. Most sales people wine and dine prospects during the sales process, but neglect them when they become key customers. Due to the neglect, they may lose interest and switch to a competitor. Im no longer your customer. How can you expect me to return?
Most businesses neglect their key customers, yet give special benefits to complainers. Complainers are in the bottom eighty percent of customers so they produce little profit. They complain because your business does not fulfill their requirements.
A wise business rewards its key customers so they will remain loyal. Key customers deserve to be rewarded since they produce eighty percent of the profits and refer key prospects to the business.
Discourage complainers by stratifying customer service policies. A business is not discriminating against complainers if its policies are consistent. Provide perks to key customers, but limit benefits to complainers. Reward key customer as they reward the business.
Dr. Kruger has laid out an easy-to-use process for growing top customers in any business, confides Robert Iocco, CPA, CIC, CEO, Trustpoint Insurance, Bristol, VA.
Dr. Krugers mission is to ignite the engine of prosperity with her message. She conveys twelve ways any business can profit by using the 80/20 rule.
After selling her software worldwide, she provided consulting to many corporations and coached over 2000 start-ups to succeed. Her first book, "Top Market Strategy: Applying the 80/20 Rule," enriches graduate marketing courses. She owns Strategic Power, a marketing consultancy rated A+ by the Better Business Bureau and certified by WBE and WOBE.
Dr. Betsy Kruger coaches business leaders and speaks to associations and businesses. She is an expert source on the topic of marketing for small businesses and start-ups. For more information, please call her at 386-235-5296 or email Betsy(at)BetsyKruger(dot)com.
For the original version on PRWeb visit: http://www.prweb.com/releases/2014/07/prweb12007856.htm
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Perry pleads for second look in South Carolina
ANDERSON, South Carolina
ANDERSON, South Carolina (Reuters) - After rejection in Iowa and surrender in New Hampshire, Republican Rick Perry has pinned his fading presidential hopes on a long-shot resurrection in deeply conservative South Carolina.
But Perry, the Texas governor who jumped to the top of opinion polls when he entered the race in August, trails badly in a state that once seemed tailor-made for his blend of Christian faith and anti-Washington rhetoric.
"Give me a second look. Look at my record," Perry pleaded with voters in Anderson on Monday, the second day of a South Carolina tour that will take him up to the make-or-break January 21 presidential primary.
Perry finished a dismal fifth in Iowa's January 3 nominating contest and briefly considered dropping out of the 2012 Republican White House race before announcing last week he would skip Tuesday's New Hampshire primary and focus on South Carolina.
"I don't quit. I'm not about to quit on this country," he told a small crowd of supporters and diners at a restaurant in Anderson.
But a comeback will be hard in South Carolina, which has picked the winner of the Republican presidential nomination each year since the primary began in 1980. Polls show Perry, who once led the state by more than 20 points, in a distant fifth after a series of disastrous debate performances.
National front-runner Mitt Romney has surged into the state lead in the battle to nominate a challenger to President Barack Obama, and rivals Rick Santorum and Newt Gingrich have moved ahead of Perry in the battle for conservative support.
"It's difficult to foresee any way Perry turns this around," said David Woodard, a Republican strategist who teaches at Clemson University in South Carolina. "Once you get stereotyped and dismissed, it's hard to overcome."
Perry and his advisers acknowledge the uphill task but hope to revive his campaign with a pitch focused on the state's high unemployment rate and aimed at its blend of evangelicals, military veterans and conservative Tea Party activists.
"In a jobs debate, hand's down he's the candidate," said Katon Dawson, Perry's state chairman. "We just have to work hard, tell our story and hope for the best."
Perry, who attends an evangelical church in Texas, has always made his Christian faith a big part of his public image, which could be an asset in a state where two-thirds of primary voters in 2008 attended church at least once a week.
On Monday, he focused on his goals of job creation and cutting spending, emphasizing his outsider status in Washington compared to rivals like Gingrich, a former House speaker, and Santorum, a former U.S. senator.
He also blistered Romney, the former Massachusetts governor, for his work at a private equity firm that critics say helped destroy jobs and companies, including some in South Carolina.
"There is something inherently wrong when getting rich off failure and sticking it to someone else is the way you do business," he said, calling it the "ultimate insult" for Romney to tell those suffering a job loss that he feels their pain.
Perry supporters in the Anderson crowd said they were won over by his faith and his record in Texas.
"I like his moral values. I also believe he could bring jobs back to America," said Barbara Hughes, a homemaker with two children.
Barbara Mattison, a health worker from Anderson, said she was drawn to Perry's simple style and humble roots in rural west Texas. "He's kind of a common man, and that's what I really like about him," she said.
Asked if she thought he could win South Carolina, she shook her head no. "I'm afraid," she said. "He started out big, but it didn't last."
Perry, who led Republican candidates in raising money in the third quarter of last year and spent more than $5 million on ads in the losing effort in Iowa, is already running television ads in South Carolina.
He organized his campaign in South Carolina early and plans to make three or four personal appearances a day around the state until the primary in a last-ditch effort.
"The Perry folks thought all along this was their state," said Barry Wynn, a former state Republican chairman. "So it makes sense to give it a try. If you run, you might as well get to the state you were focused on."
(Editing by Deborah Charles and Paul Simao)
Perry had back surgery in late July and jumped into this race in August. Standing for 2 hours during the two early debates and perhaps pain medication did hurt Perry's early performances. While no one gets a 2nd chance to make a 1st impression, it behooves Americans to choose the most qualified man for the job. Perry's performances in the debates since he has recovered from his surgery have markedly improved. We are not hiring a debater-in-chief. I doubt seriously that Obama is all that the MSM has cracked him up to be. Ever seen any of his performances without his teleprompter? 57 states? Seeing dead veterans in the audience at Memorial Day events, Austrians speaking "Austrian", repeating 3 times in one speech Navy Corpsman as Navy Corpse Men. I think gaffe for gaffe, Obama has plenty to point to.
Perry's record compared to Obama's is a no brainer winner! Texas created 1 million new jobs while Obama destroyed 2 million. Perry has 11 years of executive experience of the world's 13th largest economy and created jobs and businesses are flocking to Texas. (Texas has gained 4 congressional districts during Perry's term). Multi national corporations are moving more and more of their operations out of the US because of Obama's EPA, SEC, NLRB and his corporate tax policies.
Make an informed decision and don't let the left and the media into bullying you into a mediocre choice because you are afraid being called "dumb". Stupid is as stupid does.
Rick Perry is the best qualified and most experienced man in this race. He is the right man at the right time to shrink this government and return us to the principles that were the original intent of our founding fathers that made this the greatest country in history.
Rick Perry has 11 years of executive experience running the world's 13th largest economy.
45% of all the jobs created in the entire United States in the last 2 years have been created in Texas due to Governor Perry's policies of low taxes, low regulation and tort reform.
Texas has gained 4 congressional seats under Governor Perry's tenure because businesses and jobs are flocking to TX.
While Barak Obama and the US lost 2 million jobs, Texas under Perry's leadership created 1 million new jobs.
Governor Perry is the only person running that volunteered and served in the US military. This was Vietnam. NOT drafted. NO deferment. When his country called he stepped up to the plate. He attained the rank of Captain in the US Air Force.
Governor Perry is pro-life and has always been. He signed the Parental Consent Bill, the Sonogram law and the bill to de-fund Planned Parenthood in Texas causing 12 of their clinics to close.
Governor Perry signed the Conceal and Carry law in Texas and has an A+ rating from the NRA.
Granted his first two debates did not go well but he had just had back surgery in late July and standing for 2 hours and possibly pain medication hurt his performance. You never get a 2nd opportunity to make a 1st impression but it will be America's loss if Governor Perry is not given the opportunity to accomplish for the country what he has accomplished for Texas.
Governor Perry has done an exceptional job of job creation and conservative leadership for 11 years in Texas. He has been re-elected Governor 3 times. He has been down by double digits and counted out before.
Rick Perry is not of Washington nor Wall Street which got us into this mess in the first place.
Rick Perry is the ONLY person in this race that is ALL three legs of Ronald Reagan's conservative stool. Economic conservative. Social conservative. National Security conservative.
The fact that people like this are allowed to vote is scary…
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subset: commoncrawl


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By TESA GLASS
The Jefferson County Chamber of Commerce has awarded 24 classroom grants and chosen two area seniors as the Students of the Year.
Collin Young, a senior at Mt. Vernon Township High School and Courtney Kabat, a senior at Waltonville High School are the recipients of the annual award, which is sponsored by the Education Clearinghouse of the chamber. Each student will receive a $1,000 scholarship to attend college in the fall.
Young is planning to use his scholarship at Lindenwood University, Belleville, on an academic and athletic scholarship. He plans to major in biology.
"I'm glad you saw something in me," Young said. "There are a lot of students who are worthy of the award."
Kabat will use her scholarship money to attend Murray State University, where she plans to major in public relations.
"Thank you," Kabat said, adding she knows there were other students who qualify for the honor in the county. "I want to come back and serve the community well and make Jefferson County proud."
During the announcement on Thursday morning, Jefferson County Chamber of Commerce Executive Director Brandon Bullard said the Education Clearinghouse was able to raise a record amount of funds from the community, enabling it to award a record number of classroom grants.
"This year, due to the commitment the group had to fundraising and their efforts as well as those in the community who have donated to promote education, we are able to offer the grants," Bullard said. "We usually give 12 teacher grants, but we are giving 24 teacher grants this year."
Those educators receiving grants are:


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By Adam Regn Arvidson
It's a rare experience for me to see a lake from above. Normally, I am down in the lake, swimming, fishing, or basking along the shore. Today I am up on a former railroad trestle bridge, astride a bike, looking down on Nest Lake near Spicer in west-central Minnesota.
The bridge crosses a narrow spot in the lake, where the water seems to bulge out on either side, like a balloon squeezed in the middle. The water's edge winds around points studded with oaks and bays stippled with reeds and arrowheads. Just downstream is Green Lake. Together Nest and Green lakes are among the marquee recreational water bodies in the region, a boater's playground.
Down the Trail
But boats aren't the only way to enjoy these lakes. I'm here on a two-day bike ride along the Glacial Lakes State Trail, with an overnight at nearby Sibley State Park. The trail runs 22 miles along an old railroad grade from Willmar northeast to the Kandiyohi County line. Open for walking, roller-blading, and biking, the nonmotorized trail offers an alternative way to experience the freedom and contentment of lake country—on land.
Sinclair Lewis, a Nobel Prize–winning writer who grew up in nearby Sauk Centre, used lakes as potent symbols in his book Main Street, published in 1920. The lakes were escapes—from the rigid social mores of town, from the heat of the city, and from a way of life in which the main character feels eternally trapped. Lewis also gave a nod to the region's scenic grasslands. After a brutal winter the heroine sets out to explore the landscape around Gopher Prairie:
She had walked northward toward the upper shore of Plover Lake, taking to the railroad track, whose directness and dryness make it the natural highway for pedestrians on the plains. ... The thick grass beside the track, coarse and prickly with many burnings, hid canary-yellow buttercups and the mauve petals and woolly sage-green coats of the pasque flowers. . . . She came out on the prairie, spacious under an arch of boldly cut clouds. Small pools glittered. Above a marsh red-winged blackbirds chased a crow in a swift melodrama of the air.
My two-wheeled trip through this country of prairie and lakes begins on an August morning at the trail's southern terminus, a gravel lot just northeast of downtown Willmar. There I meet Jeff Brown, a DNR Parks and Trails manager responsible for maintaining this trail. He had agreed to ride with me to New London, the trail's halfway mark.
Almost immediately after leaving the trailhead, we cruise on the flat railroad grade through a rolling landscape of corn and bean fields and scattered woods of oak and ash. As the trail's name suggests, this is land sculpted by glaciers. A massive ice sheet called the Wadena Lobe came down from almost due north about 24,000 years ago. When that ice melted, it left behind hills of gravel and boulders, now known as the Alexandria moraine. About 14,000 years ago, another glacier, the Des Moines Lobe, churned up this landscape even more. Today the evidence of these two glaciers appears on the Minnesota map as a band of lakes (where giant chunks of ice broke off and melted) that runs roughly from Spicer northwest through Alexandria to Detroit Lakes.
The railroads built in the 19th century had to cross this hilly, prairie landscape. But the track had to be laid flat, so workers with pickaxes and horses cut through small hills and filled in valleys with glacial gravel and rock. When this railroad land came up for sale in the 1990s, the DNR purchased it and created a paved, multipurpose state trail.
The Glacial Lakes State Trail runs through prairie remnants and shady ravines. The pavement is generally straight, so it becomes the only constant: a regular line flanked by the random rises and falls of the landscape.
Brown and I stop on one of those valley-crossing causeways to take in the view. Below us is a slough, nearly filled in with bur-reed, arrowhead, and other emergent aquatic plants. A few mallards dabble at the edges of open water. Beyond the slough and undulating cornfields, I see farms, thick stands of trees, wooded knobs, and depressions with bottoms hidden from view.
Brown points out grasses and flowers at the edge of the trail. This is native prairie, he says, left undisturbed since the late 1800s. Railroads typically got rights of way about 100 to 150 feet wide in which to lay their tracks. The land on either side of the tracks was left alone, and the surrounding prairie plants recolonized the disturbed soil. Throughout the late 1800s and early 1900s, the grassland all around was converted into farmland, but these prairie corridors were, in essence, preserved. Brown and his DNR Parks and Trails coworkers manage these trailside prairies, doing periodic prescribed burns to eliminate nonnative plants and reinvigorate native species.
Gazing at the trailside, I see delicate yellow coneflower, wands of bright fuchsia liatris, and rough-textured leadplant hunkered down among the grasses. It's a color swatch that helps me envision what this scene must have looked like 200 years ago, the prairie extending out across the hillsides to the horizon.
Sinclair Lewis left on a train to attend college in the East, where he started his writing career. He came back late in life and wrote an article in 1942 for the Minneapolis Morning Tribune about his favorite spots in Minnesota. He called attention to "New London, in Kandiyohi County, sitting among its ponds like a Cape Cod Village." New London is just off the Glacial Lakes State Trail at mile 11.5. It grew up around the mills on the Middle Fork of the Crow River. The mills dammed the river, creating a series of slack-water sloughs that locals call, collectively, the Mill Pond.
After saying good-bye to Brown, I ride a connecting paved trail along Highway 9 into New London, past the high school, an ice cream shop, and a few churches. Suddenly, I am over a body of water again. The highway slides over the Mill Pond, then becomes Main Street as it runs among the quaint buildings of downtown. The dam is to my left, and I can hear water rushing down into the boulder-studded stream below.
New London does feel like a town transported from New England. It rises abruptly out of the landscape. Its streets are arranged in a strict grid, but there are missing blocks and dead ends at the Mill Pond. Few towns in Minnesota hug their waters so close.
I pause at a public boat landing and watch a kayaker glide across the water, duck under the bridge, and make a lap of the pond. He raises a hand to me, and I wave back.
I grab a caffeine boost at a downtown coffee shop and head out to Sibley State Park to set up a campsite for the night. It's a tough four-mile ride along the shoulder of a county road to get there. New London and the DNR are hoping to create a new trail connection to the park. They have lined up landowner support and designated a proposed corridor but await funding from a future state bonding bill.
Sibley State Park includes or touches five lakes and at least 18 other smaller ponds and sloughs. One of its two campgrounds is aptly called the Lakeview, alongside Lake Andrew. But I choose Oak Ridge Campground, which has more space between sites. Hip-high grass—not prairie really, more like fallow pasture—grows between mown patches for tents, tables, and fire rings. Behind my site, the land slopes up and the oaks take over. This rise pushes its way upward to Mount Tom, a local high point that had spiritual significance to the Dakota Indian people and strategic significance to the early settlers and U.S. military.
Later that evening my wife and 13-month-old son join me. We pitch our tent, light a fire, and roast marshmallows. The sun drops down over the hills long before the sky goes dark, giving us an hour of that one-dimensional gray light of late summer. Here, the open sky is our ceiling, and as the long day finally ends, the stars awaken. The occasional spark from our fire seems intent on joining them. We're content, even the little one, up way past his bedtime, marshmallow ear to ear.
People go to the lakes to escape, as Sinclair Lewis wrote nearly 100 years ago. Perhaps we push out onto the water in our canoes, kayaks, bass boats, speedboats, and inner tubes to be free of the routine that binds us. Perhaps our desire to literally float reflects a need to float free from the 9 to 5, the mortgage or rent, the scheduled activities.
I had hoped to find the same kind of freedom riding my bike through this lake country. And I did.
Looking for volunteer opportunities?


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Günstige Unterkünfte Asien Japan Kyōto Jugendherbergen Chita Guest Inn
Take pictures with FREE rental Yukata (light Japanese robe) for your memory! And feel free to use the rooftop and Kitchenware available to rent(Please ask the staff). The manager Kaori can speak English. Rental bicycles also available.
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Privat-Zimmer Ab US$40 Fotos Beschreibung Karte
Take pictures with FREE rental Yukata (light Japanese robe) for your memory! And feel free to use the rooftop and Kitchenware available to rent(Please ask the staff). The manager Kaori can speak English. Rental bicycles also available. (1000Yen / day)
Chita Guest Inn is a friendly, convenient Japanese style inn close to major attractions in Kyoto. Only 10min from Kyoto Station North Exit on foot!! or 3min from Gojo Station, Subway Karasuma Line.
We help you wear Yukata upon request. It is also FREE.
Feel free to use the roof for barbeque or alcohol (especially if you like Japanese beers!). Kitchenware available to rent for free upon request. We are right next to Higashi Honganji. We are a sister guesthouse of Daiya Ryokan which has hosted many tourists from all over the world. Our building is a little old but completely renovated for the use as a tourist hotel.
Make friends at our spacious common room! (see a photo)
- Internet PC, Large Flat Screen TV, Fridge, Vending Machine in the common lounge.
All the guestrooms are Japanese-style without bath / toilet. They are all \'NO Smoking\' rooms. Shower room and small bath are available outside guestrooms. Rental bicycle is available from our inn. It is an alternative way of touring within Kyoto city but very convenient. 1000yen per day. Coin-operated laundry 200yen for washing, 100yen for drying.
Please note that;
-The manager Kaori can speak English.
-Check-in is from 4PM / Checkout is until 10AM
-Payment acceptable by CASH ONLY
-Curfew is midnight (0AM). Please tell the staff if you will be back late.
-Foods and drinks are not permitted to be brought in rooms.
Common room is available to have meals.
- Kitchen is allowed only to drink tea and wash dishes.
-Pets are also allowed to stay. Additional fees apply. Not allowed to bring in guestrooms.
-No car parking lot
-Rental bicycles are 1000Yen per day but with No Insurance
An English map with directions is available in Photo Section of this site. Please print it out. 10min from Kyoto Station North Exit on foot or 3min from Gojo Station, Subway Karasuma Line.
From Kyoto Station North Exit, walk toward Subway Gojo Station on Karasuma Street. We are located in front of the Higashi Honganji. (You find the temple located opposite accross the road.)
343 Takatsuki-cho
Klicke hier, um die Karte zu vergrößern.
Haben Sie hier übernachtet? Einen Testbericht verfassen
* Der Kundenzufriedenheits-Wert basiert auf einer Kombination aus Bewertungen von Travellerspoint und anderen Websites. Der Wert 86% für diese Unterkunft basiert auf Bewertungen, die 27 Gäste abgegeben haben.
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A Website Can Be Fixed, But Obamacare Can't Be
Even when HealthCare.gov is finally functional, there will still be lots of problems with Obamacare.
In the rising kerfuffle that began when the HealthCare.gov website went live before it was ready, conservatives seem to have lost focus on the essential point. The website is not the problem. It is only a symptom of a much larger disease that will rage on unchecked only until the underlying issue is dealt with.
The fact that people have to wait days to log on, as annoying as that may be, pales in comparison to the other problems with Obamacare that are already evident. As Fox News' Brit Hume said earlier this month, what began as a project to insure the uninsured evolved into something that uninsured the insured. No one, not even the people who thought up this whole mess, regard that as an acceptable outcome.
Even when the website is finally fixed, as it will someday assuredly be, there are still lots of problems with Obamacare. It has forced an increase in health insurance premiums, cut people off from their doctors of choice, interfered with the privacy of medical records and the sanctity of the doctor-patient relationship, and set the country on a path toward rationed care that nobody will be able to live with, especially the elderly and those suffering from long-term illnesses.
[See a collection of political cartoons on Obamacare.]
The Heritage Foundation published Tuesday a list of things that will still happen even if HealthCare.gov starts to function as efficiently as Amazon.com does. They are well worth considering:
[See a collection of political cartoons on Congress.]
As Congress and the president move forward into the New Year, they would all do well to acknowledge that, as designed, Obamacare is too big a program to function efficiently without compromising the quality of medical care most Americans – even those on Medicare and Medicaid – receive on a daily basis.
The challenges inherent in "bending the cost curve" of American medicine do involve changes in the system as it exists today, but most of those involve taking government out of the picture and allowing market forces a greater role in setting prices. Greater attention should also be paid to the solutions to crises that can be found today through more intensive research and a streamlining of the drug approval process for diseases like cancer and Alzheimer's that will impose tremendous new costs on the economy – both in terms of what is being spent on actual care and in the lost future productivity of American workers – even just twenty years down the road.
There are solutions to the problems we actually face – which, by the way, are not necessarily what the president and his allies have said the problems are. Access to care is not as big an issue as Obama and others suggest it is. Neither is a lack of ability to enter the insurance market. Yet both were considered primary objectives of Obamacare, while the real concerns, like costs and the mandates that drive up some of those costs, were given nary a second thought. What Barack Obama has prescribed for the country is harsh medicine and, even if the surgery on the HealthCare.gov is a success, we can still expect that the patient will die.


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FDA OKs shortcut path for biosimilars
Washington — The Food and Drug Administration has created the first shortcut to the U.S. market for "biosimilar" medicines — cheaper versions of expensive and complex biologic drugs such as infliximab for rheumatoid arthritis, etanercept for plaque psoriasis and psoriatic arthritis, and erythropoietin for anemia.
The new FDA guidelines for the more inexpensive drugs are designed to help slow rising medical costs, the Wall Street Journal reports. Some experts predict that competition from biosimilars could save patients and the U.S. healthcare system billions annually.
The European Union already has more than a dozen biosimilar drugs on the market.
Because biologics are generally far more complex than other drugs, producing a true generic version — as opposed to a similar one — of the brand drug is impossible with today's technology. Many of the knockoffs will be classified as comparable to branded biologics, but pharmacists will not be able to automatically substitute them. As a result, experts say, manufacturers will have to market biosimilars to doctors, as they do with brand-name drugs, as opposed to promoting them based on price as they do with generics.
Biosimilars are expected to cost 10 to 20 percent less than brand products. Traditional generics can be as much as 90 percent cheaper.
Go back to the Dermatology Times eNews newsletter.
Lawmakers: Tanning industry gives false information
Democrats on Capitol Hill have accused the indoor tanning industry of providing false and misleading information about the health risks of tanning bed use.
LEO Pharma offers Taclonex to eligible uninsured
LEO Pharma Inc., the Parsippany-based U.S. subsidiary of Denmark's LEO Pharma A/S, is offering a Patient Assistance Program to provide medication to eligible uninsured patients suffering from plaque psoriasis.
Radioactive cream used to treat skin cancers
Researchers say a new skin cancer treatment that uses radiation to kill benign tumors with a single application of cream could be a viable alternative to surgery.
FDA approves no-comb lice treatment
The Food and Drug Administration has approved prescription-strength lotion Sklice (Sanofi Pasteur) for the treatment of head lice in children ages 6 months and older.


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University of Nevada, Reno
You are here: Nevada Home > Financial Aid > Understanding Financial Aid > Loans > Federal Direct Graduate PLUS Loan
To borrow the Graduate PLUS Loan, please read all the information below and complete and submit the Graduate PLUS Loan Activation Form.
This is a loan program for graduate students. The borrower is required to file a Free Application for Federal Student Aid (FAFSA) and have considered your Stafford loan eligibility for the academic year. The borrower is required to pass a credit check and also meet the general eligibility requirements for federal financial aid. For example, you must meet citizenship requirements and may not be in default or owe a refund to any financial aid program. You must also be enrolled at least half-time, and eligible for aid including Satisfactory Academic Progress requirements.
The yearly maximum on a Graduate PLUS Loan is equal to the student budget minus other financial aid/scholarships. For example, if your student budget is $19,600 and you were offered $18,500 in other financial aid/scholarships, you could borrow up to - but no more than - $1,100 in Graduate PLUS. The Offer Letter identifies the student budget and all available financial aid/scholarships. You can view the most recent Offer Letter via MyNEVADA at under "Communication Center".
The interest rate on the Direct Graduate PLUS Loan is fixed at 7.9%. Interest is charged from the date the first disbursement is made until the loan is fully repaid.
Yes, you will pay a fee of up to 4.204% of the loan amount. This fee is deducted proportionately each time a loan disbursement is made. A portion of this fee goes to the federal government to help reduce the cost of the loans.
If approved, the Direct Loan Servicing Center electronically disburses funds to the University. One-half of the total loan, minus fees, is disbursed each semester. The funds are used to pay all outstanding obligations to the University. Funds remaining after all University charges are paid are made payable to the student through direct deposit to a checking account or by check mailed from the Cashier's Office. You may change your mailing address via MyNEVADA.
Yes, our office notifies you in writing whenever funds credit the student's account. You may cancel all or a portion of the loan in writing within 14 days after the date of the notice. If you cancel the loan, tuition, fees, and other charges must be paid by the semester fee payment deadline or arrangements made with the Cashier's Office for a deferred payment plan.
Repayment begins within 60 days after the 2nd disbursement for the academic year. There is no grace period, so interest begins to accumulate at the time the first disbursement is made. The graduate student borrower must begin repaying both principal and interest while the student is in school. Borrowers have the option to contact their servicer to inquire about a forbearance while in school.
Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education (hereinafter will be called "the Lender") rather than a bank or other financial institution.


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Care Home: Rose Lawn
- All Saints Road Sidmouth Devon EX10 8EX
- Tel: 01395513876
- Fax: 01395579519
This service was last inspected on July 16th 2008. Rose Lawn provides personal care and accommodation for up to 29 people over State retirement age. It is owned by Key Change, a not-for-profit organisation, which has a Christian and spiritual ethos. It does not provide nursing care other than that which the local community nursing services can provide, and it does not provide intermediate care. The home is a few minutes walk from the town centre, shops, local amenities and Sidmouth seafront. The home has a hairdressing room for visiting hairdressers, and runs a trolley shop, for the benefit of those who do not go out. Communal areas include a reception area with seating, two lounges, a quiet room, conservatory, and a large dining room with open views over the local rugby ground and beyond. An area at the rear of the property is paved, with seating provided, and some rooms have direct access onto this. Bedroom accommodation is on the ground and first floors of the home, with staff accommodation on the top floor. All bedrooms have en suite facilities, some with a bath or shower facility, although there are also adapted baths and a level access shower around the home, providing easy access to such facilities. There is level access throughout the ground floor, with a passenger lift between floors and a stair lift in one part of the home. The current level of fees are approximately £650.00 per week. Details are given by the home when an application for admission is made. Fees do not include hairdressing, private chiropody (a free service is available at a local health centre), transport to health appointments, newspapers and alcoholic drinks for individuals. Information about the home is available direct from the home or from the Key Change website www.keychange.org.uk
Latitude: 50.680999755859
Longitude: -3.2409999370575
- Manager: Mrs Jayne Cann
- Price p/w: £650
Locality: Care Homes in East Devon
Region: Care Homes in South West
- Total Capacity: 29
- Type: Care home only
- Provider: Key Change
- Ownership: Voluntary
- Care Home ID: 13206
- Residents Needs:
- Old age, not falling within any other category
Previous Inspections
This may not be the latest inspection for this service as we are having techinical problems updating from CQC - please check directly on the regulators website for the most recent report; bestcarehome hopes to be back to regular updates shortly.For extracts, read the latest CQC inspection for Rose Lawn.
Other inspections for this house
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WPA History
The History of the Western Publishing Association
WPA began in 1951, as an association known as the Western Society of Business Publications or WSBP, dedicated to promoting western trade journals. The association was the brainchild of a man named Bill Bowen, who had his beginnings as a foreign correspondent during World War II. After the war he joined the California Fashion Publications and founded the California Apparel News.
An awards program was created at that time as well, to honor editorial achievement. Some of the earliest winners on record were:
- The Meat Dealer, 1952
- Pet & Pet Shop Management, 1952
- Western Grower & Shipper, 1953
The awards program was briefly discontinued in the late 1950's, in an effort to increase membership through education. Monthly meetings would sometimes draw between 75-100 attendees.
Don Martin, Publisher & Owner of Kasmar Publications, became Vice President of the Association in 1959 and set about resurrecting the awards program in 1962 and named it The Editorial Achievement Awards. Don was elected President of the WSBP in 1963.
The Awards program was later renamed The Awards of Merit, and the 11th Annual Awards dinner was held at the Biltmore Hotel in downtown Los Angeles. The program was expanded to include first, second and third place winners. There were 14 awards presented.
Sometime in the early- to mid-1970s, the name of the Award was changed to The Eddy. Awards were given male names then and Eddy was short for Editorial. And, at about the same time, the Association opened its doors to consumer publications and changed its name to the Western Publications Association.
The emphasis during the 1970s was to transform the local awards program into something more Oscar-like, hence the more formal affair we have today. The Awards of Merit program began at the Century Plaza Hotel, complete with 30 hostesses in evening gowns!
And, at the same time the Awards banquet was getting a face-lift, so was the Eddy. It became a slick, more sophisticated award –- and the name was changed again to the MAGGIE. Eddy didn't fit anymore –- design and promotion excellence were also honored, and so it became, magazine…MAG…MAGGIE. Leave it to those witty editors!
During the early 1980s, the association began to place an emphasis on creating a more professional association. Seminars were streamlined to attract upper management and decision-makers.
The emphasis on education carried on as well, but was expanded to include levels of education for entry- and mid-level professionals as well as upper-management. The MAGGIE Awards was expanded as well to include both print and electronic publications, in over 100 editorial, design and promotional categories. The prestige of the MAGGIE Award grew as well, and is now considered the most prestigious publishing award in the Western United States.
In 2008, the Association changed its name to the Western Publishing Association, adding the words PRINT. DIGITAL. EVENTS. to its logo, to better represent how the publishing industry has evolved.
What began in 1951 with a handful of magazine publishers has become an association that represents 24 states in the Western United States, with a membership of over 175 companies and countless individuals.
But the core of the WPA remains the same –- education, networking, honoring editorial and design achievement, and the growth of the magazine industry in the West.
The following is a list of publishing professionals who contributed to our industry during these very early years:
- Max Kerstein, Former Publisher/Owner of Beverage Bulletin
- Nancy & Jules Field, Publishers/Owner, Leisure Publications
- Don Martin, Publisher/Owner, Kasmar Publications.
- Bill Bowen, one of the founders of the WSBP
- The Reeves Family, Reeves Journal
- Lou Ragno, Southern California Guide
- Charles Sturn, Hospital Forum
- Howard Olanski, Western Floors
- Newt Todd, West Coast Druggist
- Tom McCusker, Western Electronic News
Researched and written by Jane Silbering


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The lead editorial in today's Buffalo News asks what is usually a rhetorical question. And answers it. [Sort of like talking to yourself. And answering.]
- How many must die?
How many people have to die before Congress and the Federal Aviation Administration force regional airlines to bring their hiring, training and work-load rules up to standards they should have met long ago?
Apparently, the answer is 50.
It's all about the Airline Safety and Pilot Training Improvement Act of 2009, sponsored by, among others Rep. Brian Higgins, Rep. Chris Lee and Rep. Louise Slaughter. It is all a response, of course, to the February crash of Continental Connections Flight 3407 in Clarence Center, which killed 49 people in the plane, one person on the ground, and led to all sorts of startling revelations about the shoe-string budgets and starvation wages carried into the air by the pilots of such so-called regional carriers. The bill would, among other things, require a lot more training before pilots could carry all those souls aloft.
Will that increase the cost of airline tickets? Maybe. But it will also increase the possibility that every takeoff you buy will come with the safe landing you have a right to expect.
The other editorial notices that the U.S. withdrawal from Iraq may be going a little quicker, or a lot, depending on whose advice we take.
- Starting to smell
The head of the Department of Defense says American troops may be leaving Iraq a little faster than planned, rotating out three brigades by the end of this year instead of the two now on the list. At least one of the Army's top experts on the subject says we should remove our troops a lot faster, pulling out every man jack of them in barely 12 months.
However quickly our troops do exit Iraq, Americans must not allow themselves the luxury of thinking the war is over.
It goes on in Afghanistan.
- Gates says Army isn't large enough to meet the demands of two wars
- U.S. Adviser's Blunt Memo on Iraq: Time 'to Go Home' [Memo text]
-- George Pyle/The Buffalo News


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Central, Michigan Vacations - Travel guide to Central, Michigan accommodations and vacation packages. Visit Central, Michigan for getaways and adventure travel. Plan your Central, Michigan vacation today.
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South Haven MI, Michigan Bed & Breakfasts - Seymour House is a brick, Victorian era Italianate style mansion, built in 1862, located on 11 wooded acres, between South Haven and Saugatuck. We have Five rooms in the house and a log cabin.


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Efficiency is the key to maximizing small business profitability, productivity, and potential. But in devoting so much attention to processes and people, however, small business owners often neglect to optimize their most important asset – themselves.
Whether you're a novice or veteran entrepreneurs, every day also offers the opportunity to learn something that can be applied to improving the quality of your business – perhaps right away, or maybe sometime in the future. It's simply a matter of being aware of what's going on outside the walls of your store, factory or home office.
Search engine technology has made staying abreast of business-related news easy thanks to systems such as Google Alerts. Simply enter some basic search terms for topics of interest – your industry, locations where you do or want to do business, competitors' names, technologies, etc. – and you'll be notified when relevant content appears on the web. Alerts can be set to be issued as they happen, or on a daily or weekly basis.
In addition, RSS feeds and customizable news aggregation websites such as alltop.com bring news headlines, blogs, and podcasts together in a single location.
But don't omit "traditional" news sources such as trade journals, national news publications, or your local paper. While it's great to get web news tailored to your needs, you may spot something in a story on a seemingly unrelated topic that could benefit your business or, perhaps more importantly, influence your customers and their needs.
And just because you've finished school doesn't mean your career as a student is over. There are always new skills to learn, new technologies to master, and new ways to do things.
Local colleges and universities regularly offer classes and seminars on timely business topics, both on campus and online. Local chapters of professional associations, the Chamber of Commerce, and other groups also have meetings with speakers and pre-
sentations, giving you a chance to double your time investment by both learning and networking.
You may also want to consider attending multiday conferences sponsored by an industry group – either yours or those representing your customers. Though registration fees, travel and lodging may be involved, the long-term payoff in visibility, education and networking will likely more than justify the expense.
Finally, the best way to maximize your personal efficiency is to take care of your health.
Take some breaks during the day, and set business aside completely when you leave work – especially if you spend most of your time in a home office. Exercise regularly, eat right, and don't put off regular medical exams or vacations.
After all, if the boss isn't operating at 100 percent, chances are his or her small business won't either.
SCORE is a nonprofit organization formed to help small businesses. To learn more about the Cambria-Somerset chapter of SCORE, call 536-5107, visit www.alleghanies.
scorechapter.org or email email@example.com.
Click here to subscribe to The Tribune-Democrat print edition.
Click here to subscribe to The Tribune-Democrat e-edition.


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Australian Geomechanics is published quarterly, in March, June, September and December, by Engineers Australia, and is edited and produced by the Australian Geomechanics Society.
It provides a journal and news magazine for matters of interest to the Australian geotechnical community. The statements made or opinions expressed do not necessarily reflect the views of the Institution nor the AGS.
The complete set of Australian Geomechanics is available on DVD. Visit the AGS shop for more details.
An early draft of Robert Bertuzzi's paper "Sydney Sandstone and Shale parameters for tunnel design" was inadvertently printed in the March 2014 AGS Journal. AGS apologises for this error. The correct paper will be printed in the June 2014 edition.
Contributors are encouraged to view the editorial policy of the journal and download an example technical paper.


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I know it's early.
We're only four weeks into the season — five if your team played in an early bird game Aug. 20 — but four teams have been most impressive and have clearly separated themselves from the pack.
Baldwin. Dublin. Northside. Peach County.
Northside and Peach County are the usual suspects, the programs fans expect to be playing deep into November.
The Eagles played for the state championship in four of the past five seasons. They won it in back-to-back undefeated seasons in 2006 and 2007. They played for the title in both GHSA Class AAAAA and Class AAAA.
I've seen the Eagles only once this season, in a blowout win over Kendrick, which was hardly a difficult opponent, so it's dangerous to gather much from that game.
What is indisputable, however, is the amount of talent the Eagles returned this season and the expertise their coaches take into each game.
The Eagles allowed 12 yards of offense through two games, and they have outscored opponents 103-7 through three games after a 30-7 win over Lakeside-Evans on Friday night.
The offense has some room to grow, but the defense is more than good enough to pick up any slack.
Like Northside, Peach County has a defense that can win games by itself. Some people I've talked to said Peach County has the best defense they've ever seen. I can't say that quite yet, but the Trojans have the fastest defense I've ever seen.
Through four games, the Peach County defense still has allowed six points — which came in garbage time in a 55-6 win over Central. Veterans scored on a kickoff return against the Trojans, but the defense is still perfect. The Trojans' offense has sparkled as well, but the Trojans haven't been tested much in their past three games. Maybe Westside can regroup and give them a test next week.
Dublin is a perennial power, but the Irish had a down year in 2009, and expectations around the state might not have been as high this season.
The Irish have stormed out of the gate and have cracked the top five in both polls. All of the players who were inexperienced and green last season have stepped up their game. The Irish are still young, but they are battle-tested. The biggest challenge Dublin will face is whether or not it can avoid Buford and Carver-Columbus early in the playoffs.
Baldwin opened my eyes with its 35-0 win over Westside last week.
The Braves faced tough odds to begin the season. They didn't have a spring practice, and head coach Dexter Copeland was hired with little time to prepare for the season.
But Copeland has installed his wing-T hybrid offense successfully with a good quarterback in DeAndre Thomas. Copeland also convinced defensive coordinator Ronnie Baker to stay instead of following college buddy Jesse Hicks to Dougherty. That has obviously paid dividends.
Don't get me wrong. I'm sure other teams will factor into the championship chase, but they are clear right now.
Mount de Sales could be a threat in GISA Class AAA, but the Cavaliers still don't have a marquee win. Tattnall hasn't beaten a GISA heavyweight yet, although the Trojans appear to be rounding into form. I need to see a little more out of Westfield.
Wilcox County is reeling following a blowout loss to Clinch County, but the Patriots overcame a blowout loss to Twiggs County last year to win the state championship.
Fitzgerald has been unpredictable so far. I'm sure some teams will come from off the radar as the season goes on, but for now, four teams stand alone.
Contact Jonathan Heeter at 744-4401 or firstname.lastname@example.com


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Student Researchers
State Science Fair Forms
All of the forms found on this site are in Adobe Acrobat format. You
must have Adobe Acrobat Reader installed on your computer to download and complete these forms online. This program is free and can be downloaded from Adobe by clicking on the link below.
Click on the button above and be connected to Adobe. Complete the items required and download the file to your desktop. After you download the file you will need to double-click on the Adobe icon to install the program. After installing the program you will be able to open the form and complete the fillable portions before printing the forms.
Saving the forms will not be permitted unless you have the full version of Adobe Acrobat. For longer typing selections – such as your abstract – we suggest that you type it in a word processing program and then copy and past it into the form. This will enable you to save the work and not have to retype the entire selection again should you have to complete the forms a second time.
- Display and Safety
- NEW!!! Biosafety
Level 2 Facilities and Operations Assessment Form
- Informed Consent Form


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The Virgin Islands Government recently received approval to offer coverage for breast and cervical cancer treatment to uninsured women from…
Half a dozen young people, local artists and music producers have created a peace song for Carnival 2014. To read more about the song, click here.
The best sports fishermen in the world, plus hundreds of blue marlin aficionados, are headed to St. Thomas this August for the 42nd USVI Open/Atlantic Blue Marlin Tournament.READ ENTIRE ARTICLE
Moderation is creating a healthy balance in your life between work and play, rest and exercise. You use your self-discipline to take charge of your life and your time.READ ENTIRE ARTICLE
The V.I. Major Little League team lost to Puerto Rico, 14-3, in the championship game of the 2014 Latin American Regional Major Little League tournament in Freeport, Bahamas.READ ENTIRE ARTICLE


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Game Day Transportation
Ready for Football season? We are…and we have the deals to prove it. So collect your passion for the game, big foam finger, favorite jersey, cooler of adult beverages, and closest friends for the celebrations that make Football season so exhilarating—and all on-board one of Starline's fleet of luxury coaches.
With front door, on-time service, our professional drivers will transport you and a group of your friends to your pre-game, post-game, or game day destination to support your favorite teams during the 2012 College and Pro Football Season. Start the party before you even arrive at the stadium or venue, tail-gate in style, and arrive home safely all season long!
- 47-56 Passenger Motorcoaches
- 31-36 Passenger Mid Sized Coaches
- 31 Passenger Executive Coach
- 16 to 23 Passenger Mini-Coaches
"let us be your designated driver!
Kick back before kick off and get the party started on the way"
Call Starline Luxury Coaches today and let one of our friendly representatives help you book the game day that will be one to remember.Tweet


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Press release submitted by the Roseville Housing &and Redevelopment Authority:
Getting the urge to go through seed catalogs, start spring planning or contempate home repairs, given our lack of snow and recent record warm temperatures?
Well, to get you going, the Roseville Housing & Redevelopment Authority will host its 16th annual "Living Smarter Home and Garden Fair" from 9 a.m, to 3 p.m. todayi (Saturday) at the Fairview Community Center, 1910 West County Road B, Roseville.
The event is free and open to the public. For more information and the updated list of exhibitors and activities, please visit www.LivingSmarter.org/fair.
The fair will have in attendance more than 70 exhibitors and hold 13 workshops during the course of the day.
Fair organizer Jeanne Kelsey says she is especially excited about several new features, including an "Ask the Expert" session (from 9 a.m. to 11 a. m.), expanded Kid's Zone activities, and a preview of the Green Remodeling Planbook, the first-ever online green remodeling resource.
"Ask the Expert" will be staffed by Master Gardeners, plumbers, and experts knowledgeable in the area of universal design, a type of remodeling that ensures safe and independent living for people of all ages and abilities.
This year's Kid's Zone, in addition to the ever-popular bounce castle and wood-building-kit activity sponsored by The Home Depot of Maplewood, will have activities to help children expend some of that restless winter energy. Those include a craft that will transform a lowly toilet paper roll into a napkin ring, and a fascinating display from the Harriet Alexander Nature Center.
Also be sure to take advantage of the wealth of expertise offered throughout the day at the free workshops.
Here is a sample of some workshops being offered to help you begin planning your day! (The full schedule of workshops is available at www.livingsmarter.org/fair.)
Building an Outdoor Room (9:30 a.m.) by Joel Karsten. Learn the fundamentals of creating your own outdoor "room" where you can get away, relax, entertain and dine.
Worm Composting: The Next Step to Zero Waste at Home (9:30 a.m.) by Eureka Recycling. Live in an apartment or don't have room to compost in your backyard? Eureka Recycling staff will answer all your questions about composting with a worm bin. You will receive tips and take-home resources, and have the opportunity to purchase composting worms to get started.
Remodel Smart (9:30 a.m.) by Morrissey Builders. Learn how to increase the comfort and energy performance of your house as you remodel or build.
Empty Nesters – What's Next? (10:30 a.m.) by Design Renovations. Wondering what to do with all that empty space? Stop by and see how to redesign the house for family entertainment and how to take small spaces and convert to today's lifestyle while maintaining traffic flow.
Vegetable Gardening in Small Urban Spaces (10:30 a.m.) by Ralph Thrane. Master Gardener Thrane has successfully grown 6 different vegetables on the same 3' x 12' plot for nearly 20 years and enjoys the fruits of his harvest long after most gardens are "put to bed." Learn how he does it using techniques such as double digging and hoop gardening.
Redesigning Your Home for Your Lifetime (1 p.m.) by Access Solutions. Learn how to enjoy the comforts of your own home for as long as you like by using Universal Design, which is a way to make a home comfortable and convenient for people at different stages of life.
Basic Bike Commuting and Fix-a-Flat (1 p.m.) by Sibley Bike Depot. Riding a bicycle can be a fun, healthy, and ecologically sustainable transportation choice. Learn tips on staying safe, riding confidently, planning your route, and dealing with basic mechanical repairs like a flat tire – the most common repair you'll experience during your riding.
Driveways - Steps – Patios: The Latest Decorative Trends! (2 p.m.) by Goodmanson Construction. Learn the multiple concrete patterns for stamps, colors, textures, and borders to make your home truly elegant while working within your budget! Workshop attendees will create their own decorative concrete samples to take back to their garden or walkway.
Fairgoers will help minimize the Fair's environmental impact by using Waste Recovery Bins whenever there is garbage to discard. Most of what normally is thrown away can become a valuable resource if it is reused or recycled. Bins will be available for biodegradable/compostable items, recyclable materials, and garbage/landfill (non-recyclable) materials.
The event is organized by the Roseville Housing and Redevelopment Authority in partnership with the Roseville Area Schools & Senior Program, City of Roseville, Lillie Suburban Newspapers, and additional community volunteers.
The Fair also is generously supported by Bremer Bank, Design Renovations, Goodmanson Construction, Kath Heating A/C and Electric, Linder's Greenhouse, Morrissey Builders, The Home Depot of Maplewood, Western Remodelers, and X-cel Energy.
For more information about the Fair, please visit www.LivingSmarter.org/fair.


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Senator David Carlucci (D-Rockland) introduced resolution S.3176, which passed the State Senate Wednesday, proclaiming March 2012 as Irish American Heritage Month in the state of New York.
"For generations, Irish Americans have placed an abiding faith in the same cherished values that their ancestors in Ireland have long held dear to their hearts -- a commitment to family, faith, country and opportunity for all," Carlucci said. "We all stand together as one people, one nation, one state, to declare this month as Irish American Heritage Month."


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Desktop Web Browser allows you to navigate on the Internet and to display webpages directly on the desktop of the Finder.
- You can navigate on the Internet directly on the desktop of the Finder.
- You can set the URL of the webpage loaded by default at start.
- You can set the transparency of the browser to see your original desktop picture underneath.
- You can set the refresh period of the browser if you want to automatically refresh the webpage periodically.
- You just need to press the Alt key to interact with the background browser.
- You just need to press the Alt-Shift more...
What's New
- A problem when saving the preferences at shutdown has been corrected, because of Mac OS X's non-safe way of quitting the applications at shutdown.
- A problem when checking for an available update has been corrected.
- The window is automatically sent to the background when you launch the application.
- A Korean localization has been released.


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Flowers and candy are certainly nice and candlelight dinners have their place. But if it's all beginning to seem a bit deja vu, could be you need some fresh romantic ideas to surprise your significant other. Cast your eye over these romantic things to do in the UK for inspiration - Then check out my latest list of More Dash than Cash Valentine's Day Ideas.
Have a Brief Encounter
Carnforth Station in Lancashire stood in for Milford Junction in that classic British weepie, Brief Encounter. The station has recently been refurbished, with full respect to its position as a historic cinema location and you can meet up under the clock featured in the film.
- Plan a train journey to Carnforth Station, the Brief Encounter location.
- Buy Brief Encounter direct and catch up on this most British of love stories.
Buy Some Bling...
...and have it custom made in Birmingham's amazing Jewellery Quarter. At least 40% of the jewelry made in the UK - including much that finds its way to the exclusive shops of London's Mayfair, is made in Birmingham's Jewellery Quarter. The area is full of designer-makers - some trained in the district's own jewelry college - working out of small, glamorous shops, who will create a piece to your own specifications - usually for much less than you might expect to pay for custom work. A unique piece of jewelry is a very special gift - for a man or a woman.
Visit the Sexy Giant
The Cerne Abbas Giant, could well be the sexiest ancient monument in the British Isles. Best let the National Trust, that most respectable of British institutions, describe him - "A huge outline sculpted into the chalk hillside above the village of Cerne Abbas representing a naked, sexually aroused, club-wielding giant."
Childless couples and those hoping for a bit more spice in their relationships have been drawn to amorous encounters near the Giant's most upstanding feature. In the past, some even spent the night there. If you are tongue tied on Valentine's Day, consider that some pictures - even ancient ones carved out of chalk - can speak a thousand words.
Childless couples and those hoping for a bit more spice in their relationships have been drawn to amorous encounters near the Giant's most upstanding feature. In the past, some even spent the night there. If you are tongue tied on Valentine's Day, consider that some pictures - even ancient ones carved out of chalk - can speak a thousand words.
Be Lord and Lady of the Castle
You just can't move without bumping into a castle or a castle ruin somewhere in the UK. More amazingly, loads of them have been turned into unique luxury hotels. Imagine a room in a turret with ancient stone walls, a roaring fire, baronial hangings all over the place. Of course, nowadays, most Castle hotels are a bit more of the boutique hotel genre. But you'll still find four poster beds, gorgeous bathrooms, historic landscaped views, moats, battlements and lots more to keep those romantic fantasies going.
Stay in a Restaurant with Rooms
Ever since I saw the lusty eating scene in Tom Jones (the old Albert Finney version), I can't help thinking there is something terribly romantic (not to mention sexy) about dining well and then slipping upstairs to a romantic room for dessert. A small restaurant with just a few rooms - what the French call an auberge - is the perfect setting for a seduction. If you aren't convinced, try watching the famous lusty eating scene from the film "Tom Jones" on YouTube, then book yourselves into a Romantic UK Restaurant with Rooms.
Hold Hands on a Beautiful Beach
The nice thing about walking along a beautiful beach is that it's just as romantic in cold - or even stormy weather - as on a bright sunny day. The UK has some really gorgeous beaches, carved out by wind, by the glaciers of the ice age and by long distance Atlantic currents. In fact last year, The National Trust of Wales named some of the top landscapes to pop the question, and most of them were beaches. Check out some of the most beautiful beaches in England and Wales.
Book the Honeymoon Suite
Why should Valentine's Day be the only time you run off for an intensely romantic break in a lovely, glamorous room or suite? And why should honeymoon suites be reserved for honeymooners? The most romantic places are full of other loving couples around Valentine's Day. Sort of like joining a club and where's the private, intimate romance in that? Book a romantic break for some other time - honeymoon suites are very reasonable in mid winter or early spring - and give your significant other the reservation, tucked in a box of chocolates, perhaps, as a Valentine's Day gift for the future. Some very romantic places we've liked -
Lose Yourselves in a Maze
The English are great creators of elaborate hedge mazes and they're not just family attractions. Back in the heyday of English maze design, three or four hundred years ago, mazes were places for flirtation and secret lovers trysts. Go when the kids are in school and have plenty of private time for snogging (that's British for smooching), between thick walls of yew hedges. Try one of these:
- Hampton Court Maze Jerome K. Jerome's Three Men in a Boat got lost in this 300 year old maze.
- The aMazing Hedge Puzzle A 20-year-old maze in a classic, Labyrinth of Love design.
- Traquair One man proposed in it, with fireworks!
- The Hedge Maze at Longleat Like I said, go when the kids are in school to enjoy this elaborate, modern maze.
Get Cozy in a Cottage
Vacation rental - or self-catering - is not just for families and groups. Cottages in the country can be great hideaways for couples. Think of it, all by yourselves beside a roaring fire, beautiful views, loads of privacy. Reading through the offerings of some of our favorite vacation rental listing companies, we've come across some real romantic gems. Check this one out for starters:
Say it With English Roses...
...or tulips, poppies, peonies, orchids - any one of thousands of gorgeous displays at the Chelsea Flower Show. It may not be scheduled until May but the tickets are already on sale online by Valentine's Day at the Royal Horticultural Society's website, Why not tuck a pair of flower show tickets into a fresh bouquet of English roses (maybe tuck in some plane tickets too!) for a romantic surprise.
Dine With The Sea's Most Faithful Couple
The Two Rivers Restaurant at at Yorkshire's award-winning waterfront aquarium – The Deep - offers weekend dining against the backdrop of sharks, rays, and thousands of colorful fish. For Valentine's Day, one lucky couple can dine in the Twilight Zone in the company of The Deep's pair of wolf eels. These world weary looking creatures, who dwell in a region of the sea barely reached by sunlight, mate for life and look out for their unhatched brood together. They may not be pretty but they are a memorable couple and the ultimate marine love story.


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Dominique Di Piazza
View Single Post
2006-07-27, 14:21
Supreme Metalhead
Join Date: Mar 2006
Location: West Coast
Posts: 839
Originally Posted by
your being redundant, it is a video about him playing his music, correct?
and it is on a bass?
bass videos, dont be a cunt
plus, he plays with a pick
And pst, Ive revoked my past acceptance of pick bassists as legit musicians, its an excuse not to practice
Oh no, he has revoked his acceptance of pick playing, we're all fucked now!
Give me one logical reason why they arent legit musicians, and if you do, post in the pick vs finger bassist thread.
"So often our hands get caught up in ruts of muscle memory. 'Muscle memory' is an accurate term. We get used to doing certain things, without even being aware of them. This ultimately not only shapes and therefore limits our technique, it also shapes what we compose, what we write. We end up thinking still unknowingly trapped in that box."
-Adam Nitti
Originally Posted by
buy a stick of graphite (art stores) and rub it into your nut
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Deciding whether to replace your roof is a little bit like deciding whether to buy a new car.
Do you want that new roof? Or do you NEED it?
When trying to answer the question of how long is too long to wait to replace your roof, most homeowners begin by asking more questions. How old is the existing roof? Is it showing tell-tale signs of wear-and-tear?
And how much money is stashed away in that rainy-day fund?
New Lenox resident Jackie Vogen said it's important to put in some time and research before making such a big decision. She and her husband, Ken, recently hired Frankfort-based Hamstra Enterprises to put a new roof on their 21-year-old home.
"We have a friend in the business of building homes," Jackie said. "He recommended Hamstra. They've been around since the late-1970s. They have a track record of being trustworthy."
Still, Jackie interviewed three contractors and checked all their credentials before she and her husband picked Hamstra. In the end, their decision that was based on gut-feeling as much as anything else.
She wasn't going to be swayed by a sweet sales pitch or low-ball estimate.
"Cheapest isn't always best," Jackie said. "You want it to be a one-time job."
Jackie was impressed by Mark Hamstra's presentation during a recent home visit.
"He was the first one who came out to the house," she said. "He was very professional. He seemed to give me eye contact when I talked to him. He brought samples for my husband and I to look over. We decided the color we wanted. He discussed it with us, not to try and change our mind or anything like that, but just to let us know what it was going to look like.
"He provided us with about a dozen addresses of homes in the area to look at and see the colors. We went with what he suggested (driftwood shingles). It turns out the color we thought we liked (desert tan shingles)—well, we didn't like it at all after we saw it on some different homes."
Roof Tip: Look for Curling of Shingles
Another factor: Jackie said she and her husband are gearing up for their retirement years. And they wanted to replace their roof now so they wouldn't have to deal with the expense later when living on a fixed income.
"First, I would look for the age of the roof," said Hamstra Enterprises vice president Joe Hamstra. "Usually after 20 years, you have to start paying attention to it.
"Most roofs last between 20 and 30 years. I would say, 'Look for curling of the shingles.' Excessive curling definitely means it's getting ready. Look for cracking of the shingles. Or, if you can see that the granules have come off the shingles from the ground, then you know."
Hamstra said the risk in letting an aging roof go too long before making repairs is not one worth taking—not with an investment like your home riding in the balance.
"It's going to start leaking," he said. "That's the danger. Usually after 15 years, it becomes difficult to repair a roof when the shingles have lost their pliability. Once they're cracked and you try to repair them, you can awaken a sleeping giant. It's difficult to put new shingles under real stiff and brittle shingles."
Hamstra said layering shingles—one on top of another—is OK in certain circumstances, particularly if cost is an issue.
"Two layers is the maximum," he said. "All houses are built for two layers. So, structurally, it's not a problem. The circumstance for a second layer—it would have to go over a three-tab shingle. It can't run into a lot walls or have a lot of flashing on it.
"Those areas are always difficult for the second layer. And it needs to be laying very flat. If there is any curling at all, you can't do it. A barn—with two straight sides, doesn't have a lot of walls or skylights or chimneys—it's no problem at all. On a really high-end house that has a lot of flashings on it, it's not a good idea."
Hamstra said typical residential roofing jobs can be completed in 1-2 days. He said the cost likely will run between $9,000-$10,000 for a new roof on a bi-level home. He recently put a second layer of shingles on a home in Frankfort for $1,700.
"It's a difficult question to ask," he said. "It's like saying, 'How much does a car cost?' A high-end roof? The biggest home we did was over $200,000—yes, for the roof only. It can really get up there.
"That was steep. There was a lot of tearing off (of old materials). And they used a particular type of roof called a DaVinci slate. It's a plastic, simulated slate. There was a lot of copper work involved with copper valleys, dormers, turrets and things like that. So, if you want to get expensive, you can get expensive. We'll do it."


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Buckthorn Wood Slingshot
Practice your aim in the wild, let friends know you're downstairs or cover a barren lot with seed bombs. Handmade from reclaimed buckthorn branches. Suede projectile pouch and natural latex tubing with waxed sinew. Made in Minnesota. (
Practice your aim in the wild, launch a few clay seed bombs into a barren urban lot, or let your friends know you're downstairs with the help of a few pebbles. This wood slingshot lets you relive those days when all you had to do was stay out of trouble... Fits nicely in a back pocket.
The branches from reclaimed buckthorn trees are used to create the slingshot. Buckthorn came from Europe to Minnesota in the 1800s. The wood is now considered an invasive species and was declared a restricted noxious weed by the state's Department of Natural Resources. Removal is an important job undertaken by local community service groups, who cut down the trees to stumps and paint them to prevent regrowth.
Use & Care
Great for launching seed bombs. Avoid extended exposure to the sun, as this will cause the natural latex tubing to degrade.
Production & Design
Bill Pine started his company, The Original Tree Swing, in September 2009, and launched the eponymous first product from his garage. He continues to make most of the products himself, with some help from family. Pine strives to minimize the environmental impact of his company, making all his toys from reclaimed wood and natural and non-toxic materials.
Frame: approximately 12 inches x 5 inches
Sling: approximately 18 inches
*Because the slingshot is made from naturally occurring materials, color and dimensions may vary.
Buckthorn, natural latex, waxed synthetic sinew
Made in


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Debbie Liles was doing her thesis for her master's degree about an obscure figure named Wyatt C. Hedrick, a talented architect during the Depression era. His company designed and built a number of Fort Worth's buildings at a time when the city was transitioning from a small-time cow town into the metropolis Texas celebrates today. One of his most prominent projects was the Will Rogers Coliseum, and, reasoned Liles, someone must have written something on its construction and design. Nobody had.
Liles was born in England, and grew up with a keen appreciation for history, which she credited to her mother. Her travels around Europe culminated in a journey to Texas when she was sixteen. She later married a Weatherford native and raised a family, but her passion for the past led her to earn a degree in history and ultimately research and write her first book, entitled Will Rogers Coliseum, a pictorial history of the famous building.
Liles was spurred to write the book both because of her desire to become a published author prior to earning her doctorates and because of her interest in local history. Through her work at the Texas State Historical Association, she had come into contact with the publishing company Arcadia, which specializes in local history.
"It all kind of fell in line," she recalled.
"For me, I wanted to tell a story. There is no historic protection on that building," Liles said, explaining her choice of pictures to include in the work. "The City of Fort Worth can plow it down tomorrow. It has no historic protection. I wanted to present the history of the structures in a way that helped it gain historic preservation."
The coliseum, Liles explained, clearly meets the qualifications for preservation as a historic building.
"Why they don't preserve this structure is beyond me," Liles said, noting that it was often on the top ten list of most endangered buildings in Fort Worth. Through her book, Liles hoped "to give anybody that wanted to help preserve the structures a tool."


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Dollar General Accused Of Denying Promotion To Black Worker In Favor Of Whites
About three years ago, Demetrice Hersey started working at a Dollar General store, first as a cashier then as a lead sales associate. Eager for more responsibility, the Mississippi resident applied to become an assistant store manager -- not once but three times. But Hersey was turned down each time that... Read More »


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The Black Angels at KEXP - 10/23/06, courtesy of Bootsy Holler
From The Arcade Fire to Zero 7, live performances have consistently been an important and unique aspect of KEXP's programming. While the KEXP Live Performances section provides you access to hundreds of exclusive live performances, now you can subscribe to a weekly podcast that brings you a series of complete live in-studio sessions. This week's featured performance is from The Black Angels, recorded live at KEXP on 10/23/06...
The Black Angels (MP3)
Learn more about The Black Angels and check out more photos from the in-studio. Learn more about podcasting and subscribe now.


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Fishing report for May 27, 2010by Post Staff
What's biting in area waters:
St. Lucie County
Guide Charlie Conner reports spotted seatrout and sheepshead can be found along the mangrove shore line early in the morning hitting live shrimp and soft plastic jerkbaits with 1/4-ounce jig heads. Areas around Harbor Branch and Queen's Cove have been good spots for trout. Spotted seatrout have been a little tough to entic. Captain Conner suggests getting out early while it's still relatively cool. Bluefish and Spanish mackerel are hitting spoons and jigs along the beach.
Martin County
Snook Nook in Jensen Beach reports a couple of sailfish were spotted and a few decent-size dolphin were caught this week in 300 feet, hitting ballyhoo with blue and white skirts. Spotted seatrout up to 5 pounds and slot-size redfish are hitting on the east and west bank of the Indian River. Use small plastic jerkbaits in 3 to 4 inch, D.O.A. Baitbuster or Yo-Zuri Crystal Minnows to entice a strike. Bluefish and large jacks are being caught of the Jensen Causeway on jigs and cut bait.
Northern Palm Beach County
Captain Ernie Small on the Baby Grand reports good numbers of dolphin on live bait straight out the Lake Worth Inlet in 650 feet along a nice edge. Captin Small and crew also coaxed a few blackfin tuna on trolled bonito strips. Large bluefish were caught on cut bait and jigs along Jupiter Beach Thursday early in the morning. Anglers at the Juno Beach Pier have been catching bluefish, whiting, jacks and a few Spanish mackerel.
Southern Palm Beach County
The Sea Mist III drift boat reported several dolphin in the 12- to 20-pound range Thursday, hitting sardines while drifting along the reefs in 120 feet south of Boynton Inlet. Dolphin have been showing up in 120 to 300 feet hitting live bait, dead sardines, trolled ballyhoo and small yellow feathers. Most dolphin are averaging 10 to 20 pounds. Bluefish, jacks, Spanish mackerel and a few pompano are being caught of the beaches and inside the Boynton Inlet. Mangrove snapper and sandperch continue to hit live and frozen shrimp along the seawall.
Freshwater Lakes
Lake Ida and Osborne chain has been full of small bass around most of the lakes' edges. Bass are hitting on live shad and shiners among grass beds and vegetation, where the water is less cloudy. Peacock bass are being caught on live shad around area bridges and and feeder canals throughout the Ida and Osborne chain. Jerkbaits and small crankbaits work well as artificial baits for peacock bass.
Lake Okeechobee
The lake's water line is 14.42 feet above sea level. On the south end of the lake, the rim canal and dynamite holes are holding bass and speckled perch, with some bass being caught on topwater plugs early in the morning. Crankbaits, live shiners and plastic worms are catching bass later in the day. Specks have been hitting minnows and jigs near ledges and drop-offs.
Tags: Fishing, Fishing report


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2010 Pumpkin Contest Winner – Lending Department
Thanks to all those who submitted an entry in this year's competition.
A total of 583 entries were cast online and at the main branch, with the winner receiving a whopping 229 votes (or 39 percent).
The winning entry (shown above) was created by SF Fire's Lending Department, who are celebrating their second year as Pumpkin Contest Winners. They seem to be unbeatable! Surely, all departments are already gearing up for next year's contest.
Congratulations to the winner and good luck next year to the other departments! We hope everyone had a fun and safe Halloween. Also, a big thanks to everyone who dressed up!


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More than a dozen suspected illegal immigrants were detained along Interstate 5 in Carmel Valley early Monday, police said.
An officer spotted a van stopped on the side of the southbound side of freeway near Carmel Valley Road around 4:30 a.m., according to San Diego police.
The van was full of people who had wet and sandy shoes and pants as if they recently been in the ocean, police said.
The detainees were handed over to the U.S. Customs and Border Protection. No other details were immediately released.
—City News Service


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My Party
- 50 guests
- Mum to Be's parents house / Lake Munmorah / New South Wales / Australia
PhotosView all 17 photos →
Party Recap...
Paige celebrated her baby shower in Circus style by having a orange and pink Circus buffet for her baby girl.
There were many Circus concepts added to the buffet to make it feel like you were right at the Circus looking into the Big Top watching the Tightrope walker!
Party Highlights
Cupcakes & Cake
Activities / Games
Celebrity Mum Heads, Don't Say Baby or Mum
What People Ate
Paige's Favourite lollies such as Smarties, Strawberries & Creams, Cupcakes, Popcorn, Raspberries, Fairy Floss
What People Drank
Strawberry Milk


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At Grandma's Marathon we realize the future of the sport of running lies in the hands (or legs) of our youth. That's why we're committed to providing children with opportunities to experience the thrill of running in a fun and relaxed atmosphere. We're happy to host several races tailored just for children ages 14 and under including the Whipper Snapper Races for Kids, Park Point 5-Miler Youth Races and Wednesday Night at the Races series. To find out more about these events, visit the pages of our site listed under "Youth Races," or call the Grandma's Marathon office at (218) 727-0947.
Everyone's a Champion at Grandma's Marathon!


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The NFL announced their flex schedule for week 11 Tuesday, leaving Cincinnati's meeting with the Baltimore Ravens for the 1:00 p.m. game on CBS. There was some hope that the Bengals could be flexed to Sunday Night Football, but obviously the National Football League would want to keep the New York Giants hosting the Philadelphia Eagles on primetime. This is the second time in consecutive weeks that the Bengals had a beggar's chance of moving up to a more reachable audience, but losing out against higher profile cities.
Setting aside more commonly known information, such as which networks have double-headers, what the schedule is throughout the rest of the league, we imagine that there will be some interest in Cincinnati's week 13 game in Pittsburgh and the week 17 regular season finale against the Ravens; all of which could have playoff implications. As of now, however, all games for the rest of this season will have a 1:00 p.m.


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Touring Tennessee Wineries
Over the last 20 years Tennessee has become know for more than its "Moonshine" and Whiskey. It's becoming known for its wine.
This is not the first time in history that Tennesseans have tried their hands as commercial wine makers, they got off to a grand start in the late 1800's, in fact they made wines that won a number of gold medals at wine-tasting competitions. Their success was short-lived as prohibition came into law in 1909.
When prohibition was repealed nearly 30 years later, local whiskey makers and others flourished yet the wineries failed to catch on the bandwagon.
Yet, locals kept making Blackberry wine and other various selections for themselves and their friends as they had since the beginnings of Tennessee time, but the commercial wineries never reappeared until another 40 years down the road, when in the 1980's they began to make a serious comeback.
Today, Tennessee now has over 25 wineries in operation and several are producing national and international awards.
We've found the best of the best when it comes to Tennessee Wine, from locations of local wineries across the state, to the local events and festivities in the Middle Tennessee Area. We've also listed some of the best national wine websites available on the web, from references sites to interactive sites.
Finding Tennessee Wine - A Listing of Tennessee Wineries by Region
Middle Tennessee Wineries
East Tennessee Wineries
West Tennessee Wineries
Annual Wine Events in Middle Tennessee - A listing of local wine events and festivals held annually in the middle Tennessee Region
A Toast To Tennessee
Website: www.atoasttotennessee.com
This annual spring wine festival event, normally held in May, features free samples from Tennessee wineries selling their product by both the bottle and case.
Live music all day! Artisans & specialty foods! Free parking!
A designated drivers discount is offered.
Wine On The River
Website: www.wineontheriver.com
Wine on the River, the first event ever held on the Shelby Street Pedestrian Bridge, continues it's annual wine tasting festival every fall overlooking the Downtown Nashville Skyline. Wine offerings include hundreds of wines, from all around the world. Live music & specialty foods are available onsite.
A designated drivers discount is offered.
Wine On The WestSide
Website: wineonthewestside.com
Wine Festival features over a dozen Wineries from the great State of Tennessee as well as offering plenty of food, art, music, education, and associated activities to enjoy and participate in at the Festival. Wine sampling and purchases are also available on-site.
This Festival annual event is a fund raiser that supports the Bryan Symphony Orchestra and WestSide Business Association to further the Arts Culture in Cookeville along with the continued development of the Historic WestSide.
A designated drivers discount is offered.
Wine Over Water
Website: www.wineoverwater.org
Wine Over Water is held in late September in Chattanooga on the Walnut Street Bridge Offerings that include wine selections from all corners of the globe.
Live music & specialty foods are available onsite for purchase.
No designated drivers discount is listed.
Local Wine Resources - A listing of local Tennessee wine resources, filled with information just for a Tennessee Wine Lover.
Tennessee Farm Winegrowers Association