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press room
Matrix Partners India invests in Finomena
Bangalore, India - March 8, 2016: Matrix Partners India announced today that it has invested in the fin-tech startup Finomena. Founded by a team of IIT and Stanford graduates who have previously worked with Facebook, Microsoft, Boston Consulting Group and Bain Capital, Finomena uses alternate data sources and proprietary algorithms to evaluate credit-worthiness of borrowers such as college students or young working professionals. This enables borrowers to purchase aspirational phones, laptops and other consumer electronics online by opting for easy installment or financing options.
Most banks and NBFCs do not cater to this segment due to lack of appropriate credit history and high operational costs. Finomena has re-thought the entire process end-to-end so that disbursing such loans at scale is viable. An individual can use Finomena''s intuitive app or website and apply for a loan to purchase a product online. It only takes three minutes to fill a fun loan application online and just 24 hours for the applicant to know if his or her loan has been approved. Applicants also have flexibility to choose the number and amount of monthly installments that meets their monthly budget.
"India is a credit starved country. True financial inclusion will only come by use of mobile technology at mass scale. We believe we can use the power of machine learning algorithms and the digital footprint being created by each person today to evaluate their credit risk more holistically, thereby creating a win-win situation for the entire ecosystem," said Abhishek Garg, Co-Founder of Finomena.
Commenting on the fund raise, Riddhi Mittal, Co-Founder of Finomena said, "Finomena is disrupting how capital should be disbursed and collected. Consumer first product and design led thinking is at the core of everything we do. The products that we launch will speak for themselves. We decided to partner with Matrix Partners India as we believe they share our vision and will give us the necessary edge to win in this market."
"We are excited to partner with Riddhi and Abhishek in their mission to create a tech led conusmer lending company in India. We especially believe in their fresh approach to solving a tough problem and outstanding product-tech capability. Fin-tech is a focus area for Matrix and we will make multiple investments in the space," said Vikram Vaidyanathan, Managing Director, Matrix India
Select entrepreneurs and angels also invested in this round of funding. They include Kaushal Aggarwal, MD and Co-Founder of Avendus and Harshvardhan Chamria from Magma Fincorp Limited along with other leading entrepreneurs and angels. Both Finomena and Matrix India are privileged to have this association.
About Finomena (8Finatics Mobile Pvt. Ltd.):
Finomena is a big-data-driven financial platform that enables individuals to buy aspirational goods online through easy installments or financing options. Starting with students and young professionals, Finomena is aiming to radically change the end-to-end experience of a borrower, and make young Indians more financially independent, thus revolutionizing the way banking is done for today''s smartphone-wielding Indian. Further information is available at www.finomena.com and their app can be downloaded here.
About Matrix Partners India:
Matrix Partners India is an investment firm with INR 4,000 crore under management. The firm invests in mobile internet companies at the seed, early and early growth stages. The firm has invested in several market leading companies including Dailyhunt (mobile local language platform), Five Star (small business finance), Housejoy (local services marketplace), LimeRoad (mobile social commerce marketplace), Mswipe (mobile POS), Ola (local transportation marketplace), Practo (healthcare app), Quikr (online classifieds) and Stayzilla (short term accommodation marketplace) among others. Matrix Partners has a global network of funds investing in the US, China and India with US $4.5 billion under management. Further information is available at www.matrixpartners.in
Press email@example.com
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Headlines continues where our old magazine themes left off. It has tons of requested features like featured area, social bookmarks, author highlighting, flexible layout to name a few. It's the perfect platform to launch your magazine or blog and reach out to the world!
Best Place for all. Here you will find Absolutely Free Computer courses, Totally Free stuff like Icons, Styles, Gradients, Patterns, Backgrounds, Wallpapers etc. Also tutorials of different Graphic Software like Photoshop, CorelDraw, Illustrator, 3D Studio Max etc. If anybody wants to become a Graphic/Web designer then he/she may find instructions from Scratch.
Case Design Competition for 500 Colored Pencils
Graphic design for the 22th Festival du Film

subset: commoncrawl


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Published: Tuesday 30th June 2015 by The News Editor
Manchester United defender Marcos Rojo believes team-mate Angel di Maria is one of the best players in the world and has backed his compatriot to prove it at Old Trafford.
The £59.7million British record transfer signing endured a disappointing maiden campaign in Louis van Gaal's first season in charge, leading to speculation he could move on this summer.
Rojo, however, is confident Di Maria will rediscover his best form and silence the critics.
"For me, the player with the most talent at Manchester United is Angel," the Argentina international told the Copa America official website.
"There are great players at the club but Angel, for me, is one of the best in the team and in the world.
"It has been a difficult year for him. He had some problems adapting but that's normal.
"Any player coming to a new country and a new league has to adapt to the differences and that's what happens but I'm sure he will do really well in the months ahead."
United have made a late change to their pre-season tour by switching the venue of their match against San Jose Earthquakes on July 21 to ease travel plans.
The game was scheduled to be played at the 63,000-capacity California Memorial Stadium in Berkley, California, but will now be held at the 18,000-seat Avaya Stadium near San Jose – avoiding a 90-mile round trip but meaning thousands of fans who were expecting to see the game will now miss out on a ticket.
Last season's tour to the United States was criticised by Van Gaal for the vast distances they were required to travel which impacted on training schedules.
A statement from Cal Athletics said: "Our campus representatives were informed by our promotional partner, Relevent Sports, that the Manchester United vs. San Jose Earthquakes match scheduled for July 21 at California Memorial Stadium, has been relocated to Avaya Stadium in San Jose.
"We were informed that the change in venue was made in order to better meet Manchester United's travel and logistical requirements.
"Those who purchased tickets will be issued a full refund and should expect their refund within 5-7 days.
"In addition, we have been informed by the promoter that those who purchased tickets for the match in Berkeley will be eligible for a special pre-sale opportunity to purchase seats before they go on sale to the general public."
Published: Tuesday 30th June 2015 by The News Editor


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Prisoners and phone calls
There are telephones in the prison available to prisoners which they can use to keep in touch with families and friends. It is likely that there will be restrictions on the time of day a prisoner can use the telephone. It is also quite common for the prisoner to have to queue to use the telephone and some prisons use a booking system to make an appointment to use the telephone. There are generally only one or two telephones per wing.
Prisoners are not allowed to receive calls from outside the prison.
How are the calls paid for?
Prisoners are required to cover the cost of their phone calls from their private cash or earnings. If you want to help a prisoner with the cost of making calls then you can send money to them at the prison by way of a postal order, for more details visit Property and Money.
Prisoners do not use 'phone cards'. On reception to prison, prisoners are given a PIN number and a form on which they need to provide the details (name, address, telephone number) of up to twenty people they wish to have contact with and up to fifteen legal numbers. These numbers will need to be approved by security before being attached to the PIN number. A prisoner can then only make telephone calls to those people he/she has elected to.
Prisoners can be banned from using certain telephone numbers. This might include those of victims or the press.
What if it is an emergency?
If a prisoner cannot access a Pinphone and needs to get in touch with someone as a matter or urgency, for example for very strong compassionate reasons then they may, at the Governor's discretion, be permitted to use an official telephone.
Are telephone calls monitored?
Prison officers can listen to a number of calls at random. For most prisoners, other than Category A prisoners, calls are not routinely checked unless there is some intelligence to suggest illegal activity may be taking place. Calls made by all high risk Category A prisoners are monitored.
Calls will be terminated if a call contains anything that:
- Relates to escape plans or compromises the security of the prison
- Is connected to a criminal offence or a breach in prison rules
- Threatens national security
- Is threatening or indicates blackmail
- Is racially offensive or obscene in nature
Calls made to Samaritans, legal advisers, the Prison and Probation Ombudsman's office, the Criminal Cases Review Committee, Consular Officials and a number of other 'confidential access organisations' are not listened to.
Can I write to a prisoner?
Yes. A prisoner can receive an unrestricted number of letters through the post, except if they are in a prison where letters are routinely read.
Will the letters be read?
All letters are opened to ensure that no unauthorised items are contained within but they are not generally read. However letters, as with phone calls, may be randomly checked or more routinely monitored where there is intelligence to suggest illegal activity may be taking place. All letters, both incoming and outgoing, may be read in high security establishments.
Letters must also not contain anything that:
- Relates to escape plans or compromises the security of the prison
- Is connected to a criminal offence or a breach in prison rules
- Threatens national security
- Is threatening or indicates blackmail
- Is racially offensive or obscene in nature
Letters will be stopped if the above rules are broken.
Prisoners writing letters
Each week a prisoner is allowed to send one free letter. If they want to send more than this then they need to purchase stamps and envelopes from the prison shop/canteen. Alternatively you can post self addressed stamped envelopes to the prisoner so they can post letters back to you. If a prisoner is on remand then they are allowed to send 2 free letters a week.
What if I do not want the prisoner to write to me any more?
Contact the National Offender Management Service (NOMS) Victim Helpline if you get unwanted letters, phone calls, texts or messages from a prisoner.
You can also contact the helpline if you're worried about someone being released from prison.
NOMS Victim Helpline
Telephone: 0300 060 6699
Monday to Friday, 9am to 4pm
You can send photos of family members, but do remember that prisoners are not allowed photographs of themselves, and that includes family snapshots that include them. Photographs of an explicit or pornographic nature would not be allowed.
Certain prisoners may not be permitted to have photographs of children.
Sending a Prisoner clothes, toiletries or gifts
Each prison varies in what can and cannot be sent into a prisoner so it is best to contact the prison beforehand. Alternatively you can contact the visitor centre at the prison who will be able to tell you what can be sent in and how to send it in, for more details visit Property and Money.
It is strongly recommended that any gifts or money being sent into the prison be sent by recorded delivery.
The organisation emailaprisoner.com (EMAP)has systems set up in a number of prisons which enable families and friends to send emails to prisoners. Messages cost 30p each. This system does not provide a direct email to the prisoner. Staff in the prison post room print off the email, put in an envelope and deliver it to the prisoner with the rest of their correspondence.
To find out if you can take advantage of this service log on to www.emailaprisoner.com.
The contents of emails must follow the same rules as letters and telephone calls. At present there is no facility for prisoners to email out.


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A YOUNGSTER who loves to boogie is jumping for joy after landing a West End role in hit musical Billy Elliot.
Thomas Moore will be moving to the 'Billy Elliot House' in July, where he will live with other young stars ready to start performing in the production as Billy's best friend Michael from August.
The Saltersgate Junior School pupil has undergone a year-long audition process to secure the role, and will have to undertake a gruelling schedule of rehearsals and dance classes ahead of his opening night.
Thomas, ten, is the second Doncaster dancer to play the part of Michael, with family friend Bradley Wilson also playing the part in 2008.
Dance teacher Jackie Everton, said: "I got a phone call from the producers to see if I knew anyone suitable for the role, so Thomas went to an audition in Leeds, then another round in London and then one of the Billy Elliot people came here to watch him in a class.
"He is such a lovely little lad and really deserves it."
Thomas has been part of the Scawsby-based Jackie Everton Dance and Stage School for three years.
It is expected he will live in London, close to the Victoria Palace Theatre for up to two years as part of a rotation of youngsters playing Michael.
The multi-Laurence Olivier Award winning production first pirouetted its way onto the boards in 2005, with the music written by Sir Elton John. Since then more than seven million tickets have sold, with a second resident production on Broadway in New York.
The musical tells the tale of a young boy who wants to become a ballet dancer in a tough mining town, against the backdrop of the miners' strikes of 1984.
News of Thomas' success comes on the back of 35 dancers from Jackie Everton performing in London. The youngsters aged from six to 14 took part in a national dance show at Her Majesty's Theatre - usually the home to The Phantom of the Opera.
They were invited to perform two routines and opted for a Me and My Girl medley dressed as Pearly Kings and Queens - in tribute to the Diamond Jubilee - and a Can Can and Grease combination.


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BMS Control Panel Workshop Wire Person
Competitive Pay Rates based on experience
BMS Control Panel Workshop Wire Person
This is a fantastic opportunity for an experienced person looking to further their career within a successful and forward thinking company who are willing and able to support their staff in achieving long-term career aspirations. This company promotes from within and opportunities to progress through the business are aligned with this position.
Role Profile
As a BMS Control Panel Workshop Wire Person you will have experience in the manufacturing process of building management control systems and general building services systems control panels. Although this is not a mobile role, a willingness to travel with some overnight stays is essential for some projects. You will be hardworking and committed to achieving success for both yourself and the company. You will have a flexible approach to your work and be adaptable in new ways of working, taking pride in the quality of your work. Delivering a quality product is a key factor of this role.
Key Skills
Experience in Control Panel Manufacture/Wiring
Good aptitude for electrical engineering
Good aptitude mechanical engineering
Willingness to learn and adapt to new panel building skills
Must be able to understand panel drawings/diagrams
Must be proactive with the resolution of problems
CSCS/ECS/JIB Registered preferred
Please send your CV to Karen Newstead
ECS Power and Control Ltd, Pinelands Road, Horsford NR10 3FA or click the 'apply via email' button.
Jobs24 has been produced to make life easy for people interested in finding a new local job. We work with local employers and recruitment agencies to help you find a new job in your local area quickly and easily. With our simple job search you can quickly find the right job for you. Jobs24 also has a free CV Matching service! Whether you are looking for your first job, a part time job, a full time job, a step up the career ladder, or a big promotion, there is bound to be something here for you – start your job search with Jobs24 now!
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Su-Yapi in 5th World Water Forum (ru) 10 Март 2009
Referring to the 5th World Water Forum to be organized at Haliç (the Golden Horn) - Sütlüce Congress & Culture Center, Istanbul, Turkey, on March 16 to 22, 2009, our Company will participate in both the Forum activities and Exhibition & Fair activities. We invite all visitors to Su-Yapı Stand No. 1153 in exhibition hall.


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Continuing the series of successful entrepreneurs sharing their thoughts on personal questions about how they build the person that builds their business. Kelly Land is the CEO of Berke Group, providing the Berke Assessment. I love what these guys do– they help companies hire better and know the profile of the perfect candidate to lower turnover and mismatch hiring.
What do you do as an entrepreneur to balance your most important personal relationships (spouse, kids, family)?
I am intensely focused balancing work and family and spouse. I exercise early, I drive kids to school, and I start work early so I can be at home by dinner most nights during the week. Every month or two, the family takes some sort of vacation. These are great ways to spend concentrated amounts of time together as a family. And it's pretty cool that my kids (Sarah-5 and Walker-8) really like each. Something my wife and I are doing must be working!
What is your exercise routine?
2 days during the week (early) focused on strength. 1 or 2 days on the weekend, usually aerobic like running or biking.
What gives you the most personal energy?
Mixing up the routine and doing different things. I love sales. But eventually it wears me down. So I switch to problem solving mode. Then it's family time. Then it's back to work. Then it's time with friends. I get energy from lots of things, but eventually that activity becomes a drain. So it's on to a new activity.
What do you avoid because it drains your personal energy?
Doing something that I don't want to do.
How do you find ways to help others and give back?
Being involved with EO and EO Accelerator have both been great. I love helping other entrepreneurs. I miss Accelerator (had to take a break because business has been insane), but I hope to get re-engaged next year.
What hobbies are important to you and why do they give you energy?
I love doing hands on stuff like building stuff. There is always some sort of project going on at my house. I think it helps because it's so different from what I do at work which is very mental stuff.
Do you have written personal core values, what are they?
Core values are key. I have taken a crack at writing the down over the years. And they are pretty consistent each time that I do it. But I don't really think about them very much. I just DO. And my core value drive what I DO. It's not something that I think much about.
Do you have a personal mastermind group? Can you describe how they give you energy?
EO Forum. And a group of SAAS CEO's.


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As paper is the main theme I decided to use Speciality Stamping Paper as the base for my card. I also wanted to have a dabble with the Wendy Vecchi technique of rubbing alcohol and re-inkers. For the background I used Hydrangea, Orange Blossom and Cornflower Blue re-inkers and sprinkled rubbing alcohol over the ink and let it run ! I then started to stencil using Lin Brown's new stencils and some Fresco Finish paints.
I had a piece of the backround left over so I stamped one of the flowers and the stem from the new Dylusions Fancy Florals set. I then painted them with Fresco Finish paints. I've used a layer of Tissue Wrap beneath the main image.
The butterfly is made from Grunge Paper that's been covered with some paper from an old book. I rubbed some Distress Ink around the edge and added a rusty safety pin to the centre. I've used brads to attach the ribbon on either side of the flower. To finish some buttons from my stash.
There's still plenty of time to join in with this challenge and for more inpsiration hop over to the main blog.


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Rose C. Gunder, 95, formerly of Athens, died Monday, May 7, 2001.
A native of Philadelphia, Pa., Mrs. Gunder was a daughter of the late Patrick and Delia Davey Coffey and was a widow of John H. Gunder. She was preceded in death by two sons, John H. Gunder II and Robert Gunder.
In Athens, she was a an active member of Saint Joseph's Catholic Church and a volunteer at Saint Mary's Health Center for 30 years. She was a homemaker.
Services will be 10 a.m. Monday at Saint Stanislaus Catholic Church.
Survivors include two sisters-in-law, Antoinette Rossi and her husband, Rinaldo, and Harry Henning, both of Lansdale; nieces and nephews.
The family will receive friends from 7-9 p.m. Sunday and 9-9:45 a.m. Monday at Simeox-Mellvaine Funeral Home.
In lieu of flowers, memorials may be made to Saint Joseph's Church, 134 Prince Avenue, Athens, Ga. 30601.
Athens Banner-Herald, Wednesday, May 9, 2001
This article published in the Athens Banner-Herald on Wednesday, May 9, 2001.
© 2017. All Rights Reserved. | Contact Us


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A masters is the first level of graduate coursework and can be obtained after you receive a bachelor's degree. Earning a masters usually requires two years of full-time study, which amounts to 36 to 54 semester credits.
Courses in marketing and communication teach how to create a marketing plan based on market research and marketing principles. These classes usually form part of a certification or degree program. Other subjects include how to utilize consumer decision making trends to help create a brand image.
Mexico, officially the United Mexican States, is a federal constitutional republic in North America. Working may require a work visa, which is difficult to get if you just want to freelance for a short time. Most of the government funded universities on mayor cities (state capital) have short courses on history, gastronomy and cultural subjects, most of them are almost free.
Top Master Programs in Marketing Studies in Mexico 2018
Choose Tecmilenio University Strategists are experts in collecting information and arguing their ideas. We will certify everything you learn so you can reason with what you know before employers. [+]
The Master is designed for professionals interested in designing and implementing strategies own digital tools for maximum profitability in digital environments. [+]
The MSc in Marketing provides specific skills in analysis and understanding of markets, marketing strategic planning and management of mixed ... [+]
Master of Marketing
The MSc in Marketing provides specific skills in analysis and understanding of markets, marketing strategic planning and management of the marketing mix. It combines current content with national and international value, methodologies and innovative learning experiences to be creative and innovative professionals.
Who should attend: Professionals who are already working in the marketing area, want a career change or whose business requires solid knowledge in the field. It is also highly relevant for managers and CEOs of companies.
Duration: 15 months, divided into five consecutive quarters of eleven weeks each.... [-]
The Master in Marketing and International Businesses is a graduate studies option for people who already hold degrees in Business Administration and related areas that are looking for an alternative to the conventional MBA (Masters in Business Administration) for graduate studies. [+]
Masters in Marketing and International Business
Companies are experiencing a growing demand for people trained in the field of marketing, especially with an orientation towards international business, who possess the necessary knowledge, capacities and attitudes to evolve effectively in their field and to lead change in an increasingly competitive globalized economy. In this globally competitive context, the Universidad de las Américas, Puebla, through its School of Businesses, offers a Masters in Marketing and International Business to address this opportunity. The program focuses on strategic direction in an international environment and the analysis of different processes organizations go through which lead them eventually to discover new national and international markets. Their success depends on the quality of their strategic planning, achievement of objectives, deployment of recourses as well as members' motivation and commitment. ... [-]


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An independent, DIY, 10-Day Bicycle Festival
Cyclepalooza is a community-driven, do-it-yourself bicycle festival held for ten days every summer in Calgary. With a variety of bike-related events, Cyclepalooza brings together people of all ages, backgrounds, and skill levels through cycling for fun and transportation. In 2014, we also introduced our first winter cycling festival, Winterpalooza with great success. Cyclepalooza is 100% run by volunteers, who generously donate hundreds of hours of their time to run a festival that contributes to our city vibrancy.
Current Projects
This partner is not leading any current projects.
Cooperating Projects
This partner is not contributing to any other projects at this time.


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Get Started
Start the process by making an appointment.
Make An Appointment
Rental Cars
Will you need a rental car? We can help with that, too!
Reserve a Vehicle
Accidents can be hard to deal with. Let us help you.
Speak With A Specialist
Know Your Rights
You have rights. You can choose your own body shop. Learn more…
Find a Body Shop


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Cortex-M3 Ports
From scmRTOS
Cortex™-M3 is new ARM 32-bit RISC core with Harvard bus architecture.
Unlike previous ARM CPU's, Cortex™-M3 standartizes complete processor architecture, including interrupt system, SysTick timer and memory map. This allows to write one scmRTOS port for whole Cortex™-M3 family.
As user processes runs in Thread mode, 16 registers accessible by process:
- 1 register is Status Register (CPSR);
- 1 register is Program Counter (PC);
- 1 register is Link Register (LR);
- 1 register is Stack Pointer (SP);
- 13 general purpose registers R0-R12 (GPR).
Therefore, Cortex™-M3 processor context consists of:
13 (GPR) + 1 (PC) + 1 (LR) + 1 (CPSR) = 16 registers or 16*4 = 64 bytes.
It means that each user's process must have stack greater at least context size (64 bytes) + call depth multiplied by 4. SP register contents stored in kernel's process table.
The Port uses one common stack for data and return addresses.
Program Control Flow Transfer
Only one method - software interrupt - is supported in the port. This is because Cortex™-M3 processor has native Software Interrupt that is very suitable for implementation of context switch.
Interrupts utilize
Main stack. Main program (tasks) utilize
Process stack.
The using of interrupts with scmRTOS does not make any special demands. The user should keep in mind those things:
- interrupt service routine (ISR) functions must be qualified with
TISRWobject must be declared at the beginning of ISR which uses OS services. This object involves constructor and destructor that play very important role in the RTOS rescheduling mechanism and integrity.
System Timer
System tick timer is used as the OS SystemTimer.
All settings of the System Timer are done by the OS except timer clock frequency. Timer clock frequency and timer's interrupt rate must be set up by the user (with macros
SYSTICKINTRATE in
scmRTOS_TARGET_CFG.h header file).
Port implementations
Currently there are two scmRTOS port implementations for Cortex™-M3:
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Windline Marithane Wheel Anchor Rollers & Mounts
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Windline Wheel Marithanes
- Hand-cast from elastomer unmatched in ability to resist wear and distortion at high loads.
- Wont wear out line or chain.
- Self-lubricating bushings.
- Low friction.
This product ships in 1 business day.
Add to Cart and enter your Postal Code to determine the shipping charges.
Most products and orders leave our warehouse in 1 business day. However, select items may take more processing time. Alaska and Hawaii orders please add 1 additional warehouse processing day.
Standard Shipping Policies


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- Please select a date to see the proper prices!
- Meal can be requested on the spot
Best offer
50 € / person / night, no meal
Description of the accommodation:
Rooms, services Guests looking for accommodation in Viseu are welcome to book seven nicely furnished rooms at Jardim das Maes Charming Loft Guest House Viseu. Wireless Internet connection (WiFi) is available at the guesthouse, enabling portable devices and smartphones to go online. An exact and detailed list of equipment in the rooms and of the services provided by Jardim das Maes Charming Loft Guest House Viseu you will find on the information sheet below, including any applicable additional fees.
Payment Credit card guarantee or advance bank card payment may be required for the reservation, depending on the chosen room, date and price.
Arrival, opening hours The earliest check-in time is 16:00, the latest check-out time is 12:00. The personnel can communicate with you in the following languages: Portuguese and English.
Jardim das Maes Charming Loft Guest House Viseu rooms Rooms
- Please select a date to see the proper prices!
Accommodation services
Free WiFi in shared places
Hairdryer, Mini-bar


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A day to remember!
Let's have a look back in video and images on this exceptional day which brought together over 800 people from cultural and medico-social backgrounds:
Thank you to you all!
Senior's Day from Dulcinea Langfelder on Vimeo.
An exceptional end of a pilot project tour promoting quality of life
May 12th, 2016 - Maison de la Culture Frontenac
A huge success!
About 800 people gathered, including 150 elders in organized groups, over 100 natural and professional caregivers and others from the social/medical milieu as well as the cultural milieu, to participate in a variety of activities: an annual meeting of APPUI Montreal, Informational kiosks, a round table and post-performance discussions about the play, Victoria, at the heart of the event.
Truly a moment of pride, solidarity, listening, learning and engagement – opening the doors to a brighter future – inspired by the positive vision offered in this consciousness raising and moral boosting play. This was an opportunity for validation and reflection.
Find the beautiful pictures of this important day here:
THANK YOU to all who organised and participated in making this such a successful event:
Louise Matte (cultural agent at the Maison de la culture Frontenac), Nathalie Petrowski (round table moderator), Claire-Acélie Sénat (cultural mediator), Lucie Gagnon (director, APPUI Montréal), Marie-Christine Le Bourdais and Jacinthe Duval (Alzheimer's Society), Dr David Lussier (director Centre AvantÂges, Institut universitaire de gériatrie de MTL), Olivier Ducray (director of the film, La Vie des Gens), Jean-Luc Murray (Director of Education and Community Programmes at the Mtl Museum of Fine Art), Nathalie Maillé (director of the Conseil des Arts de Montréal), Sophie Jardon (instructor at the school of Personality and Human Relationships), Maude Thirian, Lupuna, Benjamin Broche, Amélie Sauquet, Maxime Angibeault, Les Folies de Sophie, La Face Cachée de la Pomme and Café Rico.
VICTORIA, Building bridges between theatre and healthcare
Change of direction
A year of celebration : the 30 years of the company, the 60 years of Dulcinea, and the 15 years of Victoria
Victoria is back in Montreal!
Have a look to the tour calendar!
Starting of Pillow Talk at the Centaur Theatre
Pillow Talk Labo - Follow the creation steps!
Resolution 2015: I'm going to (try to) share with you, once a week, the discoveries issues from my research on "Pillow Talk, an essay on dreaming". The more I explore my own dreams (as well as other documentation) the more I believe that dreaming is at the heart of our spiritual selves and our capacity to think, to feel, to judge, to remember... and to survive.
You can participate in my creation, in telling me about your dreams right here.
La complainte de Dulcinée


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|Publication number
|Publication type
|Application number
|Publication date
|Mar 18, 2003
|Filing date
|Nov 20, 2001
|Priority date
|Nov 20, 2000
|Fee status
|Also published as
|Publication number
|Robert Doppelhammer
|Original Assignee
|Applied Epi Inc
|Export Citation
|BiBTeX, EndNote, RefMan
|Patent Citations (10), Non-Patent Citations (5), Referenced by (29), Classifications (8), Legal Events (7)
|External Links: USPTO, USPTO Assignment, Espacenet
This application claims priority of Provisional Application Serial No. 60/252,141, filed on Nov. 20, 2000, which is incorporated herein by reference.
The present invention relates to a vapor deposition reactor for depositing a thin layer of material on a substrate. More particularly, the invention relates to improvements in the structure of the "showerhead" that introduces gaseous source material into the vapor deposition reactor.
It is known to form compound semiconductor layers in a vapor deposition reactor through, for example, metal organic chemical vapor deposition (MOCVD). A vapor deposition reactor of this type typically includes a reaction chamber that contains a support for holding a wafer. The support may be rotatable so that the wafer can be rotated during the deposition process. A showerhead generally seals the upper end of the reactor chamber. The showerhead includes a number of gas inlets that facilitate the separate introduction of precursor and carrier gasses into the chamber.
Conventional showerheads generally have complex inlet line configurations. One such example is the rotating disc reactor sold by EMCORE under the name TurboDisc�. With this apparatus, the fitting between the showerhead and the inlet lines requires paired-wrench access, i.e., access for two opposing wrenches, at each inlet line connection location for assembly and maintenance. This greatly complicates design layout, assembly and maintenance of the inlet lines and plumbing.
Another difficulty encountered with conventional rotating disc reactors is depletion and non-uniform injection of the deposition. This is particularly true with larger size reactors capable of handling a larger number of wafers. An article by Thompson et al. entitled "The Scaling of CVD Rotating Disk Reactors to Large Sizes and Comparison with Theory", Journal of Electronic Materials, Vol. 25, No. 9, pp. 1487-1494 (1996), the content of which is incorporated herein by reference, describes difficulties in scaling and in achieving uniform injection of the source material into the reaction chamber.
The present invention overcomes and/or minimizes the problems discussed above with respect to the prior art through a specially designed showerhead for a vapor deposition reactor.
According to one aspect of the invention, an apparatus for chemical vapor deposition includes a reaction chamber, a support within the reaction chamber that supports the substrate, and a showerhead that seals one end of the reaction chamber. The showerhead has an outer surface, an inner surface, and a plurality of inlet seal assemblies for permitting the flow of gaseous material through the showerhead into the reaction chamber. A plurality of inlet lines supply gaseous source material to the reaction chamber. The surface seal assemblies each have a seal body that extends through the showerhead, and a collar around the inlet line. The seal body and the collar each have a substantially planar face seal surface. The fittings are connected to the inlet seals such that face seal surface of each collar abuts the face seal surface of one of the seal bodies. The invention may also include clamping means, such as clamping screws, for causing the face seal surfaces to press together, thereby creating the seal between inlet lines and the inlet seal assemblies. Preferably, the face seal surfaces of the seal bodies are all substantially coplanar to each other and parallel to the outer surface of the showerhead.
According to this first aspect of the invention, the showerhead is surface sealing. In other words, the connection of the inlet lines to the inlet assemblies occurs by pressing of the planar seal surfaces together. The connection of these seals requires only a single tool and the seal clamping screws are easily accessed. Such design makes it easier to connect, clean and maintain the input vapor lines and enhances the flexibility of the inlet line layout. Moreover, it allows the seals between the inlet lines and the showerhead to be formed substantially flush with the upper surface of the showerhead.
According to a second aspect of the invention, an apparatus for chemical vapor deposition includes a reaction chamber, a support disposed within the reaction chamber that supports the substrate, and a showerhead that seals one end of said reaction chamber. The showerhead has an outer surface, an inner surface, a plurality of inlet seal assemblies extending through said inner and outer surfaces so as to permit the flow of gaseous material through the showerhead into the reaction chamber, and a gas dispersion assembly formed on the inner surface of the showerhead. The gas dispersion assembly defines a plurality of cavities, each of which is positioned to receive gaseous material exiting from one of the inlet seal assemblies. The gas dispersion assembly has at least one flow diverter for diverting the flow of gaseous material out of one of the inlet seal assemblies and into one of the cavities, and at least one diffuser screen for diffusing gaseous material as it passes from the cavities into the reaction chamber.
According to this second aspect of the invention, the gas dispersion assembly preferably includes a number of open webbed plates. These plates support the gas dispersion screen(s) and preferably have integrated into them the gas flow diverters that redirect the gas streams entering the reactor via the inlet seals. The cavities are defined on their sides by the arms of these open webbed plates and on their surfaces by the inner surface of the showerhead and/or by the diffuser screens. The cavities can be spaced radially and/or concentrically so that the flow of gaseous material into the chamber can be selectively controlled. In this way, the present invention facilitates uniform deposition of materials while simplifying part cleaning, assembly and maintenance by reducing the number of parts.
Thus, the invention simplifies/streamlines the achievement of optimal flows for chemical vapor deposition of preferably uniform or uniformly conformed thin films and multi-layer films of desired composition, including porous, dense, amorphous, polycrystalline or crystalline film types or multi-layer mixtures of said film types.
FIG. 1 is a cross-sectional view of a conventional chemical vapor deposition reactor.
FIG. 2 is perspective view of the upper surface of a showerhead made according to a preferred embodiment of the present invention.
FIG. 3 is a planar view of the upper side of the showerhead shown in FIG. 2.
FIG. 4 is a perspective view of the lower surface of the showerhead of FIG. 2, with the diffusion screens omitted for clarity.
FIG. 5 is a cross-sectional view taken along line 5—5 in FIG. 3.
FIG. 6 is a cross-sectional view taken along line 6—6 in FIG. 3.
FIG. 7 is a cross-sectional view taken along line 7—7 in FIG. 3.
FIG. 8 is an enlarged view of a portion of FIG. 5, showing the seal assemblies in further detail.
A basic reaction chamber, such as the reaction chamber of a rotating disc reactor for metal organic chemical vapor deposition, is shown in FIG. 1. FIG. 1 shows a reaction chamber 10 having a rotating support 12. The support may include a rotating susceptor 13 for supporting a wafer, and a stationary heater 15 for heating the susceptor and wafer. The reaction chamber typically has an exhaust 11 and a shutter 16 for controlling the flow of gas around the wafer.
A showerhead 14 seals the upper end of the reactor chamber. A number of inlet lines 17-19 are connected to the showerhead. The inlet lines generally each carry a different gaseous material. For example, inlet line 18 may supply trimethyl gallium or other source of Group III material, while inlet line 19 supplies arsine or other source of Group V material. Inlet line 17 typically supplies a carrier gas such as hydrogen.
A preferred structure for a showerhead made according to the present invention is shown in FIGS. 2-8. Throughout the Figures, like numerals are used to designate like elements.
Referring first to FIGS. 1-3, a disk-shaped showerhead assembly 20 includes an outer surface 21 and an inner surface 23. Extending through the inner and outer surfaces of the showerhead assembly are a plurality of seal assemblies 22. Inlet lines 25 are connected to each seal assembly. Also extending through the showerhead are a plurality of viewports 27, allowing visual access to the interior of the reaction chamber.
Seal assemblies 22 are preferably arranged symmetrically in pairs, such that one source of gaseous source material feeds into two seal assemblies located in diametrically opposed positions relative to the center of the showerhead. The assemblies are also arranged so as to provide a desired pattern for introduction of source material into the reaction chamber. For example, referring to FIG. 3, the seal assemblies located along lines 5—5 may be for introducing a carrier gas, the seal assemblies located along lines 6—6 may be for introducing a metal-organic compound (such as trimethyl gallium), and the seal assemblies located along lines 7—7 may be for introducing a hydride gas (such as arsine).
The structure of the seal assemblies is best shown in FIG. 8. As seen therein, each seal assembly 22 includes a seal body 24 having an integral flange 26 formed on the outer portion thereof. The assembly also has a rotatable flange 28 and a seal 29. Clamping means includes screws 30 (FIG. 3) and an insert 31 located in a notch below flanges 26. The screws extend perpendicularly through openings in flanges 26 and 28 and engage in threaded holes located in insert 31. Flanges 26 and 28 have planar opposing surfaces so that, upon tightening of the screws 30, they form a face seal with seal 29. This arrangement greatly simplifies the assembly of the inlet lines to the showerhead, since the seals can be attached with a single tool in a direction parallel to the lower portion of the inlet lines.
Seal 28 is preferably made of metal, such as 316 L VIM/VAR. In a preferred embodiment, seal 28 is a 0.205 inside diameter B-C seal by Perkin-Elmer, also known as a TITAN� seal. In order to provide a sufficient seal, the seal seat preferably has a hardness equal to an 85 Rockwell B Scale hardness and the seat surface preferably has a finish equal to a 16 micro-inch roughness average or better.
Referring now to FIGS. 4-7, a gas dispersion assembly 40 is formed on the inner surface of showerhead 20. In the preferred embodiment, dispersion assembly 40 is made up of three webbed disks 41-43 and two gas diffusion screens 45, 46 (for clarity of the drawings, the screens 45 and 46 have been omitted in FIG. 4, but are shown in FIGS. 5-7). The disks and screens are stacked together such that each screen is sandwiched between two of the disks.
As used herein, the term "diffusing screen" refers to a variety of materials that can be used to diffuse the gaseous material as it exits the showerhead, and includes mesh screens, cloth screens, and perforated sheets. A preferred material for the diffusing screen is a metallic cloth made of a corrosion-resistant, heat-resistant material such as molybdenum or stainless steel. Such a cloth is preferably of 200 mesh or finer.
The disks and diffusing screens define a plurality of gas dispersion chambers on the lower portion of the showerhead. For example, disk member 43 has circumferential strip segments 50 and radial strip segments 48 that define chambers 49 a, 49 b and 49 c extending circumferentially around of the lower surface of the showerhead. In the preferred embodiment, two sets of these gas dispersion chambers are defined, one on top of the other. The first set of dispersion chambers are formed between the inner wall of the showerhead and the first diffusion screen 45, while the second set of dispersion chambers are formed between the screens 45 and 46.
Integrally formed as part of the webbed disks 41-43 are gas diverters 52, 54 and 56. Each of these gas diverters is intended to divert gas exiting from one of the seal assemblies into one of the chambers. For example, referring to FIG. 5, gas diverters 52 may be formed as part of inner disk 41 and may be positioned below the seal assemblies to which carrier gas is supplied. Gas diverters 52 thus divert the carrier gas flowing axially into the reaction chamber, and re-directs it radially into the first (upper) set of dispersion chambers. This results in the uniform flow of carrier gas from the first set of dispersion chambers through screen 45 and into the second (lower) set of dispersion chambers.
Similarly, referring now to FIG. 7, gas diverters 54 may be formed as part of the middle disk 42. Gas diverters 54 may be placed below the seal assemblies through which the hydride gas is introduced. Diverters 54 cause the hydride gas to be diverted radially, where it expands to fill chambers in the lower set of dispersion chambers. In these chambers, the hydride gas mixes with the carrier gas diffusing through the first screen 45. The result mixture then diffuses through the second screen 46 into the reaction chamber.
Finally, referring to FIG. 6, gas diverters 56 may also be formed as part of the middle disk 42 and positioned below the seal assemblies through which the metal-organic compounds (typically pre-mixed with a carrier gas) are introduced. Diverters 56 divert this gas flow radially, causing it to fill chambers in the lower set of dispersion chambers before passing through screen 46 and into the reaction chamber.
The result of this structure is the formation of a uniform and controlled flux of material out of the showerhead and directed to the wafer to be coated. Because the dispersion chambers are spaced both radially and circumferentially, the flow of material to each of these chambers can also be individually controlled so as to optimize the flow of material into the chamber and minimize any lack of uniformity in the coating process. The stacked structure of disks and screens also permits easy assembly and disassembly of the gas dispersion assembly 40.
It should be noted that the seal bodies 24 of the inlet seal assemblies are preferably all identical at the outer (seal flange) end. By having the seal flanges 26 all generally parallel and coplanar with each other, the attachment of the inlet lines is further simplified. However, the inner end of seal bodies will vary, depending on whether the seal assembly is supplying carrier gas, hydride gas, or the metal-organic/carrier gas mixture. For example, as shown in FIG. 5, seal assemblies for the carrier gas may terminate essentially flush with the inner surface of the showerhead, so that the gas is introduced into the first set of chambers. In contrast, as shown in FIGS. 6 and 7, the seal assemblies for the hydride and metal-organic gasses extend past the inner surface wall of the showerhead so that the gas is introduced between the two diffusion screens.
The above is for illustrative purposes only. Modification may be made, particularly with regard to size, shape and arrangement of parts. For example, it is to be understood that gas flow diverters 32 may be radial, concentric or a combination thereof. It is to be understood that the present invention is not limited to rotating disc reactors, but also may be used in stationary disc reactors. Other changed can be made without departing from the spirit and scope of the invention. Thus, the scope of the invention should not be limited to the foregoing description, but should be defined with reference to the following claims.
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|U.S. Classification
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|International Classification
|Cooperative Classification
|European Classification
|Nov 20, 2001
Owner name: APPLIED EPI, INC., MINNESOTA
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Effective date: 20011120
|Dec 14, 2004
|Certificate of correction
|Jun 14, 2006
Owner name: VEECO COMPOUND SEMICONDUCTOR INC., MINNESOTA
Free format text: CHANGE OF NAME;ASSIGNOR:APPLIED EPI, INC.;REEL/FRAME:017776/0429
Effective date: 20050706
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|Nov 23, 2015
Owner name: VEECO INSTRUMENTS INC., NEW YORK
Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:VEECO COMPOUND SEMICONDUCTOR;REEL/FRAME:037116/0856
Effective date: 20151119


text:
How Mom's ruined Christmas already
Her mom had seen the toy on post at Fort Carson a few weeks before Thanksgiving, assumed "no problem" and put it on her after-Thanksgiving purchase list. Except after Thanksgiving, the mouse had rolled out of Fort Carson and the greater Colorado Springs area.
They called around and finally found one in Pueblo. That's about an hour and a half round trip for normal people, probably shorter the way my brother drives. Particularly since he went Dec. 23.
How silly, I thought. Why didn't they just buy earlier?
Yep. That sound you hear is the Motherhood Muses thumping me. Again.
The one thing in the world Big Guy truly wants for Christmas, the one thing his little 5-year-old heart has coveted since summer is a Batman skateboard.
And it's the one thing I can't find.
Quick: Hand me a paper bag. Dang. Already recycled them all. Fine. I'll overlook the suffocation risk and use plastic. I deserve death.
I can find anything online and I've had huge success with Batman paraphernalia in the past. But I can't find this. Not through 20 pages of looking for "Batman skateboard," searches with and without quote marks.
The only prospects:
Ebay has a "Rare Batman and Robin Movie Skateboard, DC Comics 1995." Except the coolness standards on skateboards have changed a bit in 13 years. Not to mention that the "buy it now" price is $29.99 plus $30 shipping.
A New Zealand site has a "Gotham Guardians" model in shades of orange, navy and black. Tiny bats flutter across the board, but no image of the man himself. That's not going to fly.
A site in Germany has exactly what I'm looking for, priced at 19.99 euros. That's roughly $25 US, which is higher than the retail for the ones I'm not finding stateside. And heaven knows what the shipping would be. Or when it would get here. Can anyone translate "guaranteed arrival by Valentine's Day" to German for me?
My only faint possibility at this point: WalMart. Their Web site says my least-favorite retailer carries the product, but not online.
Knowing my luck, the mom of a classmate snapped up the last one locally at 4 a.m. and Big Guy's friend will zip to school on it in January. Big Guy's heart-broken tears will begin anew as he realizes that, not only does Santa not love him, but Claus worships his buddy.
So despite the fact that I hate Black Friday shopping -- for that matter, I hate any bricks-and-mortar shopping -- I'm going to have to brave the dreaded Wally World this afternoon.
It's either that or drive to Pueblo Dec. 23.
Copyright 2008 Debra Legg. All rights reserved.


text:
The process of buying a new Chrysler car or truck can seem overwhelming if you don't know where to begin. Edmunds.com can get you started on the right track with a convenient directory of Chrysler car dealerships in and around Emigrant Gap, California. Compare online price quotes on the new or used car, truck, SUV, minivan, or wagon of your choice to locate the best deals. Edmunds.com makes it easy to find trusted Chrysler car dealers in Emigrant Gap, saving car buyers time and money on what will be an important purchase.
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text:
just fanart and practice
awesone i like it
It's drawn very well, nice job, it's like I look at original arts from Marvel
Very good, i like
Awesome! I love that!
Awesome job! Akumas the most badass guy in sf in my opinion and he really looks the part in your piece!
Epic, parfait and shpery-doomy wondexteme ¡CONGRAGULATIONS!
What a wonderful work of art!
Truly amazing!!
Damn that's good! XO


text:
Shorey - No excuses
Nicky Shorey insists West Brom need to start turning performances into points after losing to Blackburn.
Last Updated: 29/12/10 12:10pm
Nicky Shorey insists West Brom need to start turning performances into points following their surprise defeat to Blackburn.
The Baggies have enjoyed a fine season to date, but their recent results make for grim reading following three consecutive defeats.
West Brom were expected to beat struggling Blackburn at The Hawthorns although a brace from Nikola Kalinic helped Rovers claim a 3-1 win.
Although Shorey has been pleased with the club's displays, he is not happy that their domination of games is not reflected on the scoreboard.
However, the former Aston Villa and Reading man is not dwelling on their poor run and is backing his team-mates to turn things around.
"You can't keep on saying that we've dominated this game and we've dominated that game and we didn't win," he told the Birmingham Mail.
"We can't say we've played good football and lost again because that's not good enough.
"We know that and we know that it was a good opportunity to get a result so it's extremely disappointing.
"We dominated the first half and obviously it was disappointing to get back and concede two set-pieces which has been our downfall.
"The overall outfield game hasn't been bad but if you concede goals from set-pieces like that you're going to lose games.
"I thought we were well in the game but we came out after the first half and conceded two from two corners.
"We need to take responsibility. We've got good players and they're hurting at the moment but I'm sure we'll turn it around."


text:
Jesse Coate & Sarah Thomas 1864
Sarah married Jesse Coate 1864-3mo-5 Michigan.
I have a copy of a record showing:
Sarah's father Henely Thomas and wife Lydia Thomas toJesse Coat Granted $500.00 and land.
I would love to hear from anyone researching this family.
More Replies:
Re: Jesse Coate & Sarah Thomas 1864
dennis coate 9/14/04


text:
Beirut, Lubnan (PressExposure) March 26, 2012 -- Samsung Electronics Co., Ltd, a market leader and award-winning innovator in consumer electronics, showcased its diverse array of new products at the Samsung Middle East and North Africa Regional Forum in Istanbul. Embracing its new guiding philosophy of "Pushing Boundaries," the company shared its strategy to expand its European market and deliver connectivity and content across multiple devices - from TVs to mobile phones, tablets to Notebook PCs and cameras to home appliances.
"More than ever, consumers are leading dynamic lifestyles that require technology to enrich and accommodate their lives," said Mr Kyung Tae Bae, President of Samsung Electronics Middle East and North Africa. "We will achieve this through new product innovations, continued investment in research and development, and by driving corporate and social responsibility programs in the Middle East and North Africa region."
In 2011, Samsung Electronics achieved record sales of $143 billion. In the Middle East and North Africa alone, and despite the turbulent times, the company achieved a growth of 44%.
"Our strategy for growth in Middle East and North Africa and around the world will be to focus on B2B and becoming a holistic solutions provider," Mr Bae said. "We will create a dedicated B2B organization with localized solutions, targeting fields such as banking, insurance, healthcare and education with products linked to business aspirations such as mobility, security, analytics and data."
Additionally, Samsung launched a worldwide CSR platform, Samsung Hope for Children, supporting this initiative in 12 countries within the Middle East and North Africa region.
Samsung Smart TV: Ultimate Quality, Content
For 2012, Samsung has pushed the boundaries of home entertainment to meet the needs and challenges of its consumers. The company has unveiled its 2012 product innovations under three guiding pillars: Smart Interaction, Smart Content and Smart Evolution. The new family of products offers more content, smarter interfaces, intuitive controls, incredible picture quality and stunning design.
The ES8000 LED TV features the slim bezel Samsung first introduced in 2011, complemented this year by a new matching arch flow stand and an increased screen size of up to 75 inches. Inside, a dual-core processor powers the ES8000, allowing users to multitask by surfing the web while using or downloading multiple apps simultaneously. A variety of content is also available through Samsung Apps, the industry's preferred TV apps platform.
Both the Samsung ES8000 Smart LED TV and ES7500 Smart LED TV series offer cutting-edge technologies that deliver clear images in both 2D and 3D. The ES8000's Micro Dimming Ultimate analyses the picture in hundreds of pieces to optimise the LED backlight and video signal for each piece in real time, by increasing peak whites in areas of lower gradation. This leads to an overall 20 percent increase in brightness and allows home entertainment enthusiasts to enjoy richer colours, brighter pictures and higher contrast ratios. The technology also eliminates the halo effect and image distortion associated with diffused light.


text: Deprecated: mysql_pconnect(): The mysql extension is deprecated and will be removed in the future: use mysqli or PDO instead in /home4/djquest/public_html/includes/dbconn.php on line 6 M.I.A. Drum & Bass Collective (Murda In America) - Official Website MIA Store Has Arrived! Click Here For Official T-Shirts & Merchandise! HOME || MEMBERS || NEWS & EVENTS || CONTACT || ABOUT MIA #miaparty feb 08 in Kansas CIty w Danny the WildchildClick Image To EnlargeFeb 2nd `14 - Alfonz Delamota - Chicago


text:
You don't have to pay through the nose just to eat healthy foods. Here are some great ways to save
Some health gurus would have you believe that you have to spend big bucks and buy all kinds of pricy gizmos in order to eat healthy. That's a load of baloney. All you really have to do is make the right choices — and that doesn't have to cost you an arm and a leg.
Sure, saving money on healthy meals may require some research and some common sense… but then again, you have the Internet, and you're a savvy consumer, are you not? You've got it covered, especially with these tips we're about to hand you in this uplifting two-part article.
Where to Begin
To be blunt, you have to start by cutting the crap out of your diet. While not in the caviar range, junk food does tend to be more expensive than food that's good for you, especially vegetables. Compare the price of a half-gallon of ice cream, for example, to a pound of onions.
It goes without saying that the onions are better for you health-wise, no matter that the ice cream makes your mouth water instead of your eyes. The fact is, veggies are better for you physically and fiscally. Keep reminding yourself of that.
Exercise Caution
Now, your meals must be nutritionally balanced, of course; protein is especially a consideration when subsisting mostly on vegetables. But there are plenty of protein-rich nuts, seeds, beans, and the like that you can opt for. If you've got a carnivore craving, stick to low-fat meat, like poultry. Chicken's not that expensive.
Which is not to say that you can't enjoy an occasional indulgence. Just don't overdo it, and you'll see the pounds slip away while the dollars accumulate in your cruise fund. (Hey, there's got to be some incentive for being good).
Freeze Your Assets
Frozen vegetables offer an especially good money-saving option. While freezing removes some of the nutrition (as any long-term preservation process does), most frozen veggies are easy to find in quantity, relatively cheap, and simple to store.
Plus, you can prepare them faster, and they don't expire as quickly as fresh vegetables. What's not to love?
Farmers Markets
If you prefer your food super-fresh, haunt the local farmers markets during growing season. Fruits and vegetables are their mainstay, of course, but many also offer grain, herbs, eggs, meat, and more. Their products are often cheaper and fresher than what you'll find in the grocery stores.
Local Harvest is handy site for finding farmers markets and other fresh food sources:
Can You Dig It?
Don't look now — we've just started showing you how to save money on healthy meals. See Part II to learn more simple ways to eat healthy on a budget!


text:
James A. 'Spider' Marks
Position: Managing partner in the D.C. office of Ergo, a global primary research and consulting firm.
Career highlights: President and chief executive, Global Linguist Solutions; commanding general, U.S. Army Intelligence Center, Fort Huachuca, Ariz.; senior intelligence officer in Joint Task Force Los Angeles during the L.A. riots, in the Balkans, in Korea and in Iraq; infantry platoon leader and infantry company command, 101st Airborne Division.
Age: 56.
Education: BS in engineering, U.S. Military Academy at West Point; MA in international affairs, University of Virginia; MS in theater operations, School of Advanced Military Studies, U.S. Army Command and General Staff College.
Personal: Three daughters; lives in Oakton with wife Marty.
How did you get to where you are?
After West Point, I knew I would have, as a minimum, five years in the Army. I got to my first unit and served as an intelligence officer supporting tactical units. I realized how much I enjoyed being a soldier.
Intelligence officers must facilitate solid decisions about the application of force. You have to paint the picture so people are empowered to make good decisions. It's called decision advantage. If there's someone who wants to buy shoes, as an intelligence officer, you would provide them with information such as location of sales, the time the doors open, the type of shoes available -- colors, sizes, styles.
I later served in the 7th infantry at Fort Ord, Calif., as a senior intelligence officer. During that period, I deployed to Los Angeles as part of the Joint Task Force. We were the military formation responsible for restoring peace and order following the Rodney King trial and riots, working with local authorities such as the Los Angeles Police Department, the Los Angeles Sheriff's Office, the Drug Enforcement Administration, the FBI, the Justice Department and local governments.
You blink your eye and find out that you've moved up through the ranks simply by staying focused on the immediate task at hand while keeping aligned with your professional goals. At the height of my career, I served as a senior intelligence officer in multiple theaters of operation, such as the Balkans, Korea and Iraq.
In 2004, I retired from the Army; I became the president and chief executive at Global Linguist Solutions, which directly supported military reconstruction operations in Iraq. I supervised a large company (about 9,000 personnel) to ensure their personal and professional growth while meeting budgetary requirements and ensuring delivery of goods and services.
As managing partner of Ergo's Washington office, my responsibilities are to establish, grow and solidify our business process, to penetrate government markets and to acquire and develop young talent.
In essence, Ergo has an open-source network of experts in broad geographies and business sectors, which supplies companies, agencies and federal organizations with unique insights and information about emerging markets. That's not unlike intelligence work that helps provide decision advantage to deployed forces worldwide. This is my wheelhouse; it is what I did in my military career. The skills required in Ergo are the same set of skills I used in the military -- understanding the target (the client), leadership, direction and energy.
-- Charity Brown
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This United States election is too boring for my liking. Since yesterday, one did not even hear of anything tough sef.
- No diverting of election materials
- No ballot box snatching
- No report of rigging
- No cancellation
- No bribing of officials
- No forging of fake voters cards
- No shooting
- No police pursuing thugs
- No money sharing
- No results circulating
- No forging of result sheets
- No fighting at polling units
- No card reader problems
- No violence
Imagine! No drama...Na Presidential Election be this one so? Which kyn election be this?
In another news, where is TB Joshua right now?
Don't Forget To Visit http://www.olamzy.com for more news gists...


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|735 sq. ft.
|Property type
|Minimum Stay
|2 nights
This fully sustainable cottage has been designed to be well integrated to nature and offers a large intimate outdoor living space with thatch roof while the interior is focusing on a nice breathable open area with mezzanine.
This accommodation includes all the necessary furniture for your stay, whether for short or long vacation. The cabana includes a fully equipped kitchen with indoor and outdoor dining space. It is possible to sleep up to four persons with the queen size bed and the sofa bed.
I was born in Saint-Eustache, Canada and grew up in different places throughout the province. My taste for discoveries and adventures brought me traveling in many places around the globe, for work and for leisure, from Portugal to Spain, France to Germany, Kenya to United Arab Emirates and many others. I like being active and doing different sports and activities!
Marc Boissy purchased this cottage in 2013
From all the countries I have visited, definitely Belize is one of my favorite for it's diversity and beautiful nature. I visited the country for the first time in 2012 and in my mind it was just a question of time before I own something there...This little country has it all, Caribbeans for snorkeling, diving, fishing and beaches. Jungle for Eco tourism, Mayan archaeological sites, hiking, cave tubing, bird watching and so on...nice weather, friendly people, English speaking country, I could go on and on. It is finally in 2013 that two friends and myself became partners, established our company Belize Adventure Inc. and decided to own a piece of land in the Better in Belize Eco-community to build our own ecological and sustainable development.
This unit, among with the others on our piece of land, has been carefully thought and designed to be able to feel the jungle surrounding us. Nice Large and comfortable outdoor living space, interior ceilings and floors all made of Mahogany. The unit is near the wide organic gardens and the community center where you can feel the vibe of being with other villagers and vacationers with different activities going on. Just down the village you have access to the majestic Macal river and the waterfalls. All our units are built to meet high ecological standards. Utilities are provided from solar energy, water catchment system and bio-digestive septic tank for nature preservation.
It was a lovely place in the heart of the rainforest. Be sure to go grocery shopping before you head out there. It is about an 11 mile drive on a extremely rough dirt road so no quick jaunts to the store for beer! 30-45 minute drive if you have good shocks on your rental. On a map, it looks very close to a lot of tourist attractions but it's kind of a process to get to them because the road systems out there are limited and you have to go around a lot of the rougher terrain in the area to get to them. It is a beautiful place in the mountains, close to the river and a gorgeous waterfall to swim in. Hiking was great but not for the faint of heart, there's some serious elevation changes. At times it sounded as if we were at Jurassic Park with all the howler monkeys! The cottage was beautiful and I highly recommend it if your looking for a romantic getaway in the mountainous jungle of Belize as long as you come prepared and understand that it is a fully sustainable village running off solar power and/or generators. Great place to go if you want to get off the grid and simplify things for awhile!
We thought it was awesome. A better map to the cottage in the eco village would be good. We stopped at the first to houses not knowing where to go and the person we talked to didn't know who we were talking about. We drove down the road farther and happened across a group of people that knew Anna and told us how to get there. Get rid of ants in the kitchen. They aren't the big black and yellow ones just normal small annoying ants. The big yellow and black ones seem to stay outside. A fan would be good. Anna got one for us. A coffee pot that you put on the stove would be nice instead of running it through the coffee maker. You could keep it warm then.
Listening to the holler monkeys was amazing!!!!
Anna and her family were awesome.
This place kicked bum! The hosts were so helpful and friendly. We loved the cottage- it was peaceful and quiet, comfortable, had a sweet hammock and a great little charcoal grill. We loved every moment of its tranquility. The community is very cool. We were able to take our 4x4 down to the river and laze around. We forgot that if you cross the river and go into the little piece of river that connects to the Macal, that we could have exploded to find a waterfall. Add that to the list! Overall, excellent experience and have already been highly recommending it!
We had the chance to spend 3 nights in that beautiful luxurious cabin in the jungle. You will feel just like at home with all you need to cook, take a hot shower and relax but...you're in the jungle surrounded by so much natural beauty and animals. This house is located in a great self sustainable area that will offer more and more services along the way.
The hosts ! Anna & Barry are wonderful. Very lay back and down to earth they will provide to anything you need to make your stay more comfortable. Since we didn't have a ride to get there they were kind enough for a small fee to to a pick-up and drop-off in San Ignacio as well as help us with our grocery and the local market for fresh veggies.
They also offer a few tours which we took fully advantage off. The Tikal maya ruins day trip is a must as well as the Macal river tubing (half-day). Anna made sure we crossed the Guatemala border safely on our way to Tikal and was there to take us back to the house when we came back. She also made sure everything was alight with our car rental the day she drop us off to San Ignacio since we were now on our way to Hopkins. She would not leave until she was sure we were in good hands which was much appreciated.
Very happy with our choice ! It made us discover another aspect of Belize other than the beaches.
Our stay here at the eco-village will be something we will never forget. While I began to question my choice on the 10.5 mile drive into the jungle, I was so relieved to find such a rare place upon arrival. Barry greeted us and showed us the beautiful home. It blew my mind that a home with such a luxurious feel could 1) be in the jungle and 2) be in an eco-village. We had everything we needed and more to do all of our cooking. Sitting on the patio at sunrise and sunset listening to the sounds of the jungle had to be a highlight for us. The birds made the craziest sounds and those howler monkey calls sent my eyes wide every time. The sound is something out of a horror film! (But in a fascinating way)
I cannot express enough how lucky we were to meet Anna and Barry. Our personalities clicked right away and we actually spent a good deal of our time chatting with them. Barry's knowledge as he guided us through Xunantunich blew me away and Anna's compassion and hospitality were 2nd to none. We walked down to the river and floated across to the waterfall. So cool to have that in your backyard! Barry also set up our tour at ATM which was sooo fun!
I am so glad I found this gem and would encourage anyone with an adventurous spirit to stay here. You will not be disappointed and you will leave with a wonderful one of a kind experience under your belt.
Si vous aimez le dépaysement, la nature luxuriante vous aimerez cet endroit. Le bungalow est super avec une belle terrace d'où vous pouvez observer les oiseaux et entendre les singes hurleurs. Le bungalow est bien équipé pour cuisiner (c'est indispensable car loin de tout). Anna et Barry qui veiul;lent sur l'endroit sont charmants et disponibles en cas de besoins. MAIS....tout paradis se mérite, alors ayez une bonne auto 4x4 car la route pour s'y rendre est très cahoteuse ...
If you like nature, jungle and animals, this place is for you. The bungalow is very nice, well equiped and there is a very nice deck where you can observe the birds. Anna and Barry who look after the pace are very nice and helpfull . But, the road to get there is very bumpy, so have a 4 wheel drive...it is worth it.
Mayan archaeological sites
|Rental Period
|Minimum Price
|Additional Nights
|Weekend Night
|Monthly *
|Event Price
My Standard Rate
2 night minimum stay
for 2 nights
|Tax Rate
* Approximate monthly price. Actual pricing will depend on the days of the month you stay.


text: January 6, 2017 | Leave a comment Adhuri Ek Kahani Title Song (Adhuri Ek Kahani..) Note 1 : This is the Index Page for all Songs of 'Adhuri Ek Kahani serial – Zee Marathi'. All Songs which are added in the site will be updated here. Let us know if we missed any other Songs or Bg Tunes, will try to add them to the list. Note 2 : Please request the Songs/Tunes with aired dates or Episode number if possible send the exact timings too.. Share this:Tweet


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The Collegiate Challenge
Hey guys,
This event will be put on by the Wake & Ski Club at North Carolina State University. It is not a college team competition but a chance for everyone to ride and they may represent a college as a fan, student, or alumni. This should be a great time!
The Collegiate Challenge
Saturday, September 25, 2010
Registration starting at 8:00am, event starts at 9:00am
Falls Lake, Raleigh, NC, B.W. Wells Cove off the Hwy 98 Bridge
Will be a sanctioned event by WWA
Preregistration online will be $40 or $50 at the event, all include T-shirt
Beginner - up to 180s/grabs
Intermediate - up to 360s/2 inverts
Advanced - up to 540s/5 inverts
Outlaw - anything goes
Wake Skate
Hydrofoil (pending necessary site requirements)
Contact Info:
Nicole Steele, President
Cameron Brown, Vice President
ncsuwakeandski @ gmail.com
|All times are GMT -7. The time now is 12:07 PM.


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Changes Ahead for Federal Workforce
While many acknowledge the federal personnel system is long overdue for modernization, just how quickly -- and in what form -- change will occur is anyone's guess.
By Dave Kittross, cyberFEDS® Washington Bureau
Even before the 115th Congress officially met for the first time, the finishing touches were being put on bills that would change almost every aspect of how federal employees are compensated and disciplined. It's just one sign, said Jessica Klement, legislative director for the National Active and Retired Federal Employees Association, that "everything is going to be on the table" in the new Congress.
That seems to be a popular opinion among many in Washington. Kristine Simmons, vice president for government affairs at the Partnership for Public Service, told cyberFEDS® that "it's amazing in a matter of weeks, we've gone from talking about very incremental change to very transformational change. The language around the civil service is now in the context of blowing up the system, which we haven't seen in more than a decade," Simmons said.
Indeed, on Monday President Donald Trump instituted a government-wide hiring freeze, signing an executive order that he said would affect all employees "except for the military."
According to the Washington Post, Trump had pledged to halt government hiring as part of his campaign's "Contract with the American Voter," which he framed as part of a larger effort to "clean up corruption and special interest in Washington D.C." That campaign plan, however, also included exemptions for public safety and public health.
Even Office of Personnel Management acting Director Beth Cobert called for more comprehensive civil service reform in her "exit" memo, which acknowledged the federal personnel system "is long overdue for modernization." She said Congress should work with "representatives from the President's National Council on Federal Labor-Management Relations, the private sector and academic experts to develop recommendations on reforms that would modernize personnel policies."
Whether that will happen remains to be seen. But what is clear is that Congress will be taking a look at federal pay and benefits, discipline, and the size of the federal workforce.
Pay and benefits
On the first day of the 115th Congress, House Republicans pushed through debate rules that permit amendments to be added to appropriations bills that could reduce the number of employees in an agency or individual office; spending for an individual agency covered by a larger appropriations bill; and pay for individuals or groups of employees.
The Senate would still have to approve these provisions through the regular appropriations process, so if any are put forward, they may not come to fruition.
But "very high on the list of threats," said Klement, are proposals to increase required contributions to the Federal Employees Retirement System. That's because changes to federal benefits -- including health benefits -- can be done through the budget reconciliation process. Unlike a budget resolution, reconciliation has the force of law and only requires a majority vote in the Senate to pass. Klement said the recently introduced 2017 reconciliation measure focuses mainly on eliminating Obamacare, and "appears to leave federal employees alone." But she said the FY 2018 reconciliation bill, which should be brought up this spring, is likely to require federal employees to contribute more to their retirement, and possibly more sweeping changes to benefits.
Pay raises seem to be a less contentious issue, at least when it comes to locality pay and the general, across-the-board pay raise. J. David Cox, president of the American Federation of Government Employees, emphasized that while he was not pleased with the pay raises federal employees received during the Obama years, he believes there is bipartisan agreement that at least some type of pay raise is crucial for retention and recruitment purposes. However, a good test of bipartisan support for a raise should come early. Rep. Todd Rokita, R-Ind., plans to reintroduce legislation that would give a pay raise only to employees who receive at least a superior rating on their annual job appraisal.
A GOP staffer told cyberFEDS® that Congress will probably follow President-elect Trump's lead in terms of the size of the government. Trump has promised to impose a freeze on hiring, with exceptions for several departments, such as Homeland Security and Veterans Affairs. Rep. Kev Calvert, R-Calif., has also introduced H.R. 295, which would limit the number of civilian employees at the Defense Department.
The federal discipline process, experts agree, will also receive a lot of attention in the 115th Congress.
"You're likely going to see a lot of stand-alone bills, or even a comprehensive package, dealing with discipline," similar to what's been proposed with the VA, said Klement.
Greg Sanford, director of governmental affairs for the Federal Managers Association, told cyberFEDS® "there's a clear path" for Congress to go after things like changes in the disciplinary process and Merit Systems Protection Board appeal and due process rights. Sanford also said he "wouldn't be surprised if that happened quickly," noting that Rep. Jason Chaffetz, R-Utah, chairman of the House Oversight and Government Reform Committee, has said he will pursue changes in the disciplinary process. Sanford said FMA would push back on certain changes to due process rights because "we got away from the spoils system for a reason." Sanford also said that he expected much of the early push for comprehensive changes to come more from the House, indicating that the Senate may focus on a more piecemeal approach. One such bill -- which AFGE's Cox has called a "venomous piece of legislation" -- is Rokita's bill. In addition to the pay raise provisions, the bill would make all new federal employees at-will, allowing them to be suspended or terminated for little or even no cause. Employees who feel they have been fired due to a prohibited personnel action, such as discrimination, would have to appeal within a 10-day time period. They could remain suspended while the case is being heard.
'Good government' Bills
Robert Tobias, director of the Institute for the Study of Public Policy Implementation and a former National Treasury Employees Union president, told cyberFEDS® that for years many people have been "working on broad civil service reform ideas," with the goal of improving efficiency and effectiveness. But what's being proposed now, he said, are so-called "good government" bills that would reduce union official time and their ability to recruit members; make it easier to fire employees; and reduce the size of government by making it harder to fill vacancies.
"That's not really focusing on efficiency and effectiveness," he said.
Klement also said there are likely to be a number of bills that are couched as addressing efficiency but are actually aimed at employees. But she agreed that the civil service "is in need in reform," and said legislation can improve government effectiveness without taking aim at employee rights.
Sanford mentioned last year's S. 3011, a proposal by Sen. Ron Johnson, R-Wis., that combined a number of bills that improved inspector general and GAO oversight, reduced bonuses to employees found to have engaged in misconduct, and enhanced whistleblower protections -- all of which enjoyed overwhelming, bipartisan support. Sanford also pointed out that bipartisan legislation was added to the 2017 National Defense Authorization Act that revised the way administrative leave can be used, making it more effective if employees must be investigated for misconduct.
Managers also need more training to properly use probationary periods and deal with poor performance, said Sanford. Sen. Heidi Heitkamp, D-N.D., introduced legislation last year, and may reintroduce it again this year, that would require mandatory training for supervisors. "We think there's an appetite for that" in Congress, said Sanford, who is "optimistic" that things like performance management and training will be considered by Congress.
"I think we can get some good things done," he said.
But perhaps the most important factor in how a Republican Congress will deal with the federal workforce, one GOP Senate staffer told cyberFEDS®, is what happens when it sinks in that since they control the White House and both branches of Congress, they will be held accountable if things go wrong at federal agencies. History shows, he said, that "eventually, if there are scandals, all Republicans are going to be blamed." Then Congress will have to look to see if it is doing enough to ensure the government is "still getting or keeping enough good people to do the job."
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The British women reached the third round in Melbourne, and both are up 10 places in the latest published list.
Watson is now ranked No 40 - three places ahead of her compatriot, whose two beaten opponents in Australia included former Wimbledon champion Petra Kvitova.
Robson was eventually beaten by fellow teenager Sloane Stephens, who is up to No 17 after reaching the semi-finals.
Victoria Azarenka, who came from behind to defeat Li Na i the final, retains her No 1 status ahead of new No 2 Serena Williams.
The top three in the men's rankings remain unchanged, but David Ferrer moved above the injured Rafa Nadal into fourth place thanks to his semi-final appearance.
Source: Sports.naija.ng


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Louis Pasteur. By: Cole Smith 1/3/10. The many accomplishments. His studies helped create the first vaccine. He saved the silkworm population He helped develop a vaccine for rabbies . Brilliant Scientist. Chemist Microbiologist Biologist.
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Cole Smith