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then, in the darkroom, I printed on 800 speed paper, as I recall. Position the negative in the enlarger, turn on the light, adjust the height of the enlarger to make the picture bigger or smaller, focus, test the exposure, drop it in the chemicals and watch the magic happen. Even more fun.
Well, these numbers, 400 ASA, 800 ISO, refer to the reactivity of the film/paper to light. The film and paper had silver nitrate slathered on them in certain amounts--little pieces of silver that react to the light shined on them through the lens. Little grains. Or not so little. The faster the speed, the higher number, the larger the pieces of silver--the larger the grains. So, fast film is really grainy. 400 was your average go to for sunny days, and bright interiors. Get much faster--800, 1600, 3200--and the grains become really noticeable, and detail is lost from the pictures. In fact, grainy may describe something that is raw and real and unfinished and beautiful because of it. That term comes from film.
But, that the way it was when you needed to make pictures in the dark or with fast shutter speeds. You just used the high speed film and knew that it had certain caveats. It was part of the medium, and we liked it. So, harkening back to those days, I've created this image. M. is a regular around here, and is always a treat in front of the camera. Her eyes are always a focal point, and she emits moodiness in front of the lens. To accentuate the fell of the picture, to give it some real texture to accentuate the look in M's eyes, I added grain to this picture and made it noticeable. It's like, a lot more than Tri-X ever was; maybe more like 800 speed--maybe some Fuji Neopan Pro 1600. Yeah.
|Nikon D700, 70-200mm f/2.8 VR lens @ 200mm, f/3.5, 1/500s, ISO 640.


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I'm Liz, and I am a branding designer in NYC after 3 years of exploring everything Southern California has to offer. I work with small business owners and boutique-sized agencies on everything from logos to websites, to help them achieve the best design possible.
In 2013, I began as working as an Art Director for an Omnicom owned agency, before being transplanted to Newport Beach to help expand their reach to the West Coast. From there, my creative path took a turn as I decided to set my sights back to branding, honing in on those creative entrepreneurial skills I learned from the Communications Design program at Syracuse University. Simultaneously, I became involved in the local AIGA Orange County chapter, managing chapter events as the local Programming Director and seeing our membership double within my time. Working with the chapter for over two years, we were able to build out some of our most robust events to date, including an In-House panel speaker evening hosted with the Boeing Company.
On the side, I love to travel and explore the world around me. Whenever I get the opportunity, I enjoy collaborating on side projects such as video and illustration pieces with friends. And on a typical week night, you can find me tweeting about, and then attending local creative lectures and events; or maybe even just doodling a bit on my own.
The work you see here is a reflection of branding work done for small pre-VC startup clients, agency work, as well as some stellar social design pieces done with in-house teams.
I am always open to new collaborative projects. To get in touch, feel free to email me at any time: firstname.lastname@example.com

subset: commoncrawl


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Raine O'Tierney
Cover Artist: Brooke Albrecht
Publisher: Dreamspinner Press
Twelve-year-old Autumn's world is shattered when her beloved Great-Pop, Tommy Johnson, suffers a stroke that leaves him comatose. With everyone around her resigning themselves to the inevitable, Autumn is the only one not willing to give up. She and Great-Pop have more secret stories to share with each other, after all. More stories about Roy McMillan—the great love of Tommy's life whom he lost fifty years ago.
Autumn struggles to keep Great-Pop on this side of death's door. But how can she compete with the beautiful and mysterious Valley—a place of surreal magic where the sun never fully sets? Especially when there's someone familiar in the Valley who will do everything he can to keep Great-Pop from returning to her.
But Rook had no interest in waiting for permission. He'd come forward, snaking his arms around Toren's sheet-covered waist and pulling him hard against his body. "It's just a kiss," Rook breathed before he put his lips against Toren's. Should he protest? Had he protested? Toren couldn't remember. In that moment there was nothing but Rook's firm lips, gently teasing his own apart. Toren kissed back, tasting the other man, sucking at his bottom lip. Rook's mouth was intoxicating, and quite suddenly, Toren forgot why he'd ever resisted. He liked kissing Rook. But after only an appetizer's worth of his mouth, Rook pulled away. The sensation of their mouths pressed together lingered, and Toren was dumb with the moment. Lost on it. Uncertain what they'd even been talking about.
"Do you remember me now?" Rook asked.
"Mmn," Toren agreed, warmth lingering on his lips. "Rook."
Silence was his reply. The arms around his waist fell away, leaving him feeling cold.
Toren slowly opened his eyes to find he was standing alone, clutching his sheet, as Rook walked away from him toward the staircase.
Tour Dates/Stops:
October 10: Angel Martinez, My Fiction Nook, Up All Night, Read All Day
October 13: Amanda C. Stone, Decadent Delights
October 14: Jade Crystal, Nephylim
October 15: LeAnn's Book Reviews, Velvet Panic
October 16: Full Moon Dreaming, Dawn's Reading Nook
October 17: Wake Up Your Wild Side, Scattered Thoughts & Rogue Words
October 20: Parker Williams
October 21: Cate Ashwood, Love Bytes, Book Reviews, Rants, and Raves
October 22: Regular Guys, Hot Romance, Emotion in Motion
October 23: EE Montgomery, MM Good Book Reviews
October 24: Iyana Jenna, Prism Book Alliance


text:
Your home spa is where you take residential steam bathing to a new level. A personal steam room elevates bath culture to a higher level of sophistication and satisfaction. With its elegantly designed steam shower systems, the latest word in bathroom remodeling, Mr. Steam introduces a new standard of luxury into the home. Your home steam bath makes the exclusive amenity of your health club or favorite resort a luxury to enjoy every day. Steam bathing is an immersion into the elemental forces of life: water and warmth. A home steam room creates its own landscape, where the senses expand and boundaries soften and disappear. It is the most sensual of beauty rituals: relaxation and rejuvenation, stimulation and exhilaration.
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- Click here for more information on Electronic Recycling Programs


text: Ok, my wife wont admit it but she downloaded a trial version of Office 2007. I already had a legal copy of 2003 running XP Pro. Now I cant get rid of the the 2007. Its the end of the trial, and I dont want to buy the full version. If i try to pull up any Word files, I keep getting reminders of the upgrade and cant get back into the 2003. I have gone into the control panel Add/Remove but the 2007 just clicks and stays there... HELP ..and no, I cant fine my copy of 2003 right this minute. We have moved into a new place and I'm hoping I can find the right box. If I do, I will attempt a re-install. Thanks for any suggestions Pat


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John 'spoons' Mcguirk: 1931 – 2012
14 February 2012
John McGuirk had been a member of tenantspin since 2003 and was brought to FACT by his dear friend Dolly Lloyd. He was auditioning to be on a CD that tenantspin were putting together and he was really involved with the city's music scene. Alan Dunn, project manager for tenantspin at the time simply remembers him sitting down and playing his spoons which amazed everybody there. Spoon playing was a theme with John, and this continued over his arts career earning him a place in the hearts of the people he met on many projects across Europe and America - and a place with the Philharmonic Orchestra as part of the Liverpool Biennial.
His contribution to the city's arts scene was legendary. He was a brilliant presenter, a great speaker, political, sociable and with unbending beliefs. He believed avidly in ghosts and the paranormal and worked on innumerable projects including travelling to Dublin, Copenhagen, New York, Rotterdam and Dresden to represent the project.
On behalf of all of us who worked with him in FACT, tenantspin and beyond, thank you John. You are and were one in a million. May you rest in peace.


text:
The New York crowd had hoped for a barnburner, but double-Olympic champion Rigondeaux brought his Cuban skill-set to the fore, moving to 12-0 through a clever, if stultifying 12-round fight in which he never allowed the Filipino to gain a sense of rhythm.
Rigondeaux was awarded the fight 114-113, 115-112 and 116-111 on the cards. I had it 116-112 with rounds 1, 2, 4, 5, 6, 9, 11 and 12 for the Cuban.
The eighth round was very close – a 10-10 on my card – with Donaire taking rounds 3 and 7, and a 10-8 in round ten, when he put Rigondeaux down.
Donaire, who had not lost for 12 years and 30 fights was outflanked by Rigondeaux who used speed and dexterous footwork.
Outmanoeuvred and unable to connect, Donaire looked one-paced, only coming to life when the Cuban engaged. Those moments were rare, and the crowd let them know they were less than entertained.
The two-time Olympic gold medallist is believed to have fought over 400 amateur bouts, and landed 129 of 396 punches.
Donaire landed 82 of 352 punches, finishing the fight with his right glove held high protecting his damaged right eye for almost the entire twelfth round.


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Cascade Collision Repair - Lehi
Review for Cascade Collision Repair - Lehi
Max J. on 03/04/2015
Spoke with Max's wife. She said they have done a great time each time she has been in and she really appreciates all of their help. She is very impressed with this facility.
Category: Collision
Service Date: 02/03/2015
Review Created: 03/04/2015
This review was collected via phone interview by Customer Research Inc.


text:
On May 24th, 2010, labor and political rights activist Somyot Pruksakasemsuk and Associate Professor Suthachai Yimprasert were taken into custody when they presented themselves to authorities after a warrant for their arrest was issued. Their detention comes after a period of strong, and sometimes violent, political protests against the current Thai Prime Minister, Mr. Abhisit Vejjajiva. To understand the parameters of the situation surrounding their arrest, one has to look at Thailand's political unrest within the past two months. According to the New York Times, "The violence during a two-month demonstration by an antigovernment movement known as the 'Red Shirts' ended when the military moved on the protesters' encampment on May 19th, 2010. A total of 88 people were killed and more than 1,800 were wounded during the protests and crackdown. The government has in turn brought terrorism charges against Mr. Thaksin, the former Thai Prime Minister, accusing him of being behind the violence. The government claims to have never ordered the killing of protesters, and the finance minister suggested in an interview that the killings had been staged by the protesters as provocations."
Somyot Pruksakasemsuk has worked for many years as a defender of the working class and poor people's rights. Somyot is the founder of the Centre from Labour Information Services and Training (CLIST) in Bangkok, Thailand, which promotes workers rights, education and training. He encourages freedom and fairness for all workers, campaigning for better conditions and well-being of employees in many industries, and hoping to have them treated as equal human beings. In a letter he released before he turned himself over to the Thai authorities, Somyot details his hopes and wishes for social equality and the need to improve the quality of life for the working class in Thailand.
Suthachai and Somyot were detained for interrogation purposes pertaining to the political protests associated with the Red Shirts. The Red Shirt group is the main opposition to the government in Thailand. Somyot and Suthachai have no recent activity as part of the core leadership of the Red Shirts. Their participation in the demonstrations was strictly on a journalistic and academic level. After their initial arrest, they were brought to Adisorn Army Base in Saraburi, which is approximately 115 km north of Bangkok, and placed in solitary confinement. On Friday May 28th, the Criminal Court in conjunction with the Centre for Resolution of the Emergency Situation (CRES) had extended the detention of Somyot and Suthachai until June 6th- seven days beyond the originally set date.Associate Professor Suthachai Yimprasert, a history professor at Chulalongkorn University in Bangkok, was on a hunger strike during his confinement in protest to the treatment of himself and the other detainees. According to the Associated Press, "Suthachai was freed without any official notice Monday night and taken to Bangkok. Suthachai, a critic of the government, said the army apparently suspected him of being part of the next generation of Red Shirt leaders." Though it is a victory that Suthachai was released, we still need to advocate for the secure discharge of Somyot. Currently, there are no charges filed against Somyot Pruksakasemsuk and no formal questioning session has yet to be arranged. There is a deep concern for his health and safety under the current circumstances.
Somyot is trying to assist in protecting current workers rights and freedom in Thailand, even as they are being threatened. In doing so, he, along with the Red Shirts, have become a victim. To learn more about particular violations of workers rights abroad and what you can do to help, please visit our Freedom at Work campaign and the Freedom at Work toolkit. Continuous labor and human rights violations in Thailand cannot be tolerated anymore, especially in light of the detention of one of its forefront activists in the region.To take action, you can write to the Prime Minister of Thailand or the current Thai Ambassador to the US, Ambassador Don Pramudwinai, using the template here to urge for the immediate and safe release of Somyot Pruksakasemsuk.


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This past weekend was a rehearsal of sorts. We had the privilege of attending Abby's confirmation. Abby is Gracie's best buddy from forever. They met each other when they were two. They attended preschool together. They went to elementary school together. Through fourth grade. We lived about four houses away from each other until the house next to ours went up for sale. Abby and her family moved in next door. The dads cut a part of the fence that joined our back yards and made it into a door between our yards.
The girls took ballet together. When they were three. They were klutzy little ladies all dressed in pink. They had adorable hair and chubby cheeks. They had tea parties and picnics. Sleepovers and craft projects. They are sisters of sorts. And with that came the occasional disagreement. There were matching outfits. Pictures with Santa every year.
We were moms in the driveway. The women who birthed these adorable girls. We lived on a street called Bedford Lane. We affectionately became the "Bedford Wives." Several other moms joined us and our children outside. Spring, summer, fall, winter. Just like the mailman; we were outdoors every day. Fresh air and snacks equal healthy, happy kids. And healthy happy kids make thankful and proud parents.
The dads gathered, too. They accomplished big outdoor projects together. There were barbeque's and campfires. There were even a few tents pitched in the backyard. The dads slept outside with the kids. Moms were all comfy inside their houses. Strong bonds were formed. We have become the kind of friends that are so close that we really think of each other as family.
So back to the rehearsal. It was Abby's Confirmation. She was a gorgeous young woman. So grown up and graceful. It was a wonderful thing to be present for this big day. We were and are so happy for her. And for a moment I thought about the fact that Gracie would have been confirmed with her on this day. But this was Abby's day. And Gracie loved being there to share in it. In a month it will be Gracie's day. She'll be confirmed on May 17. At our church in Madison.
These girls are growing up so fast. They are driving now. They still see each other often. Maybe not often enough. They are really smart, compassionate and funny young women that we have had the joy to see mature over time.
I'll always remember the little pink ballerinas that kept falling down and giggling. I think that was a rehearsal for bigger and better things to come.
P.S. On a different note, Bruce, my friend, I adore you, too.


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New Delhi, May 30 (UNI) A government school student today committed suicide in South Delhi after failing in the class X board exam, the second such incident after the results were declared yesterday.
Sixteen-year-old Tagri Mandal, student of a government school in R K Puram in South Delhi, was found hanging from the ceiling fan of her room at her residence Munirka at 1130 hrs, police said.
The girl has left a suicide note which said '' I am ashamed of facing any one after failing in class X exam.'' Tagris's father Narayan Mandal is an employee with a private firm in Noida while her mother is a domestic servant.
This is the second incident of a student committing suicide after failing in class X exam.
Earlier, a boy committed suicice in outer Delhi after scoring less marks than his friends in class X exam.


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We are the laboratory for emergent phenomena and technology in the optical sciences, Mikael C. Rechtsman's research group in the physics department of the Pennsylvania State University. Our research spans complex, nonlinear and quantum optics at the interface between emergent fundamental physics and optical device applications. Details about our research group can be found by clicking on the tabs above.
Recent news:
- Mikael has been awarded the Packard Fellowship.
- Mikael has been awarded the Kaufman foundation New Investigator award.
- Our paper on the observation of optical Weyl points has been published in Nature Physics.
- We've observed Weyl points for the first time in optics!
- Mikael's editorial for the New Journal of Physics special focus issue on topological physics has been published.
- Undergraduate student Siv Zamani is joining our group! Welcome Siv.
- Graduate student Jonathan Guglielmon is joining our group! Welcome Jonathan.
- Our paper (work in collaboration with the CUDOS group in Sydney and Moti Segev's group in Haifa) "Topological Optical Waveguiding in Silicon and the Transition between Topological and Trivial Defect States" has been accepted to Physical Review Letters.
- Our paper (work in collaboration with Moti Segev's group in Haifa) "Topological Photonic Quasicrystals: Fractal Topological Spectrum and Protected Transport" has been published in Physical Review X.
- Mikael has been named a 2016 Kavli Fellow of the National Academy of Sciences.
- Mikael has been awarded a 2016 Alfred P. Sloan Foundation fellowship.
- Yuezhou (Ted) Liu has been awarded the Erickson Discovery Grant for summer research in 2015. Congrats Ted!
Image credit: S. Stutzer


text: First, I'm going to say that I already know what the results of this poll are going to be. Obviously, there is much indignation about the radical change of the X-COM series, as well there should be. However, what are we, who played hour upon hour of tense and exciting missions, going to do about it? We all know that this game will be a sorry parody of the originals, a mediocre FPS with nostalagic trappings. We all know that this developer is merely joining a heavy bandwagon with this "sequel". But the question remains, what are we going to do about it?! We must not let another brilliant game franchise be ground beneath the wheels of an industry bent on a single genre! We must not be cowed by the short-sighted greed of a company! I say that we boycott this game. I say that we take our grievances to 2K Marin. Let them know that the consumers demand change! That we are not satisfied with just another FPS! Force them to either change development or release something else that fits the true spirit of X-COM. I think we can do it. I think we can stop this monstrosity from being born. All we need is determination, perseverance, and a 2.3 sec aimed shot at 2K Marin's head.


text:
Re: Francois Cormier/Anne Chiasson
In reply to:
Re: Francois Cormier/Anne Chiasson
Henry Connors 7/30/12
Hi Henry,
I know you have been searching a long time.I'm just surprised that i didn't think of this source earlier.Glad to have been of help, and to have provided Anne's parents and uncles and aunts in an earlier post.
By the way, Anne had two known brothers: Simon married to Rosalie Maillet (d/o Gregoire & Anne LeBlanc) and Joseph married to Osite LeBlanc (d/o Jean-Baptiste & Marguerite Bourg), both settled at Cheticamp and Margaree.
Best regards,


text:
RepairPal is your advocate for car care advice and guidance
Q: car won`t start on 1997 Pontiac Grand Prix GTP
car won`t start competely dead also key is stuck and won`t come out ???
my car would stall and then start after a while but then it stopped and nothing.. dead I had lights radio but no crank - my son came over and he put his foot on brake thinking it was not in park good enough sometimes that is the problem and it was dead. he checked out my battery my starter with a testor then he got two wires hooked 1 to the starter and one to the cylnoid and touched the two wires together at the other end. lots of tries and it started. ran good. he then killed it and tried to start it with the key dead nothing again. so he again just to make sure PUT HIS FOOT ON BRAKE.( SOME CARS WONT START UNLESS YOU PUT FOOT ON BRAKE) TOOK IT out of park put it in nuetral and back into park and it started--- he said it was my NUETRAL SAFETY SWITCH needed replacing/all that checking and that is what it was/ it cost 29.99 for the part/ note: the auto parts will check the starter and cylnoid to see if its good for free
ps/ my son found the original problem.... needed-NEW KEY SWITCH for only 15.00/NOTE: BUT HAD to take the first key switch back it wouldnt work.. it had a malfunction /the second key switch worked /PROBLEM SOLVED'as with any electronic part --sometimes they are just manufactured wrong.. my son said I know Im doing this right I said maybe it was manufactured bad. and we took it back and got a new one and that was it.
my vehicle did the same thing, it was a loose battery terminal!
hey how did u fix this my car is doing the same right now please help me I am a single mother and need to get to work
my car also did this... it was a loose battery terminal!
car won`t start also key is stuck in inition
The not starting issue could be a number of things. I suggest trying to start it in neutral, test your battery, try the solenoid thing that the other user explained, test your starter and test your alternator, all of these tests can be done at your local shop you just have to remove the parts and take them which is relatively simple, buy a repair manual based off of a complete tear down and rebuild, it will tell you how to remove and replace all the parts. It will also offer troubleshooting tips for common problems (not starting etc...). Haynes puts out decent manuals for cheap. Pontiacs are notorious for the keys getting locked in the ignition, I have a 97 and a 2001 and they both do this. I can help with the key issue definitely. On your steering column, there is a rubber plate looking thing on the right side,tilt your steering column to its uppermost point and remove the rubber plate. Look in the lower right corner of the hole where the rubber was taken off and you will notice a silver or copper piece of tube attached to a white plastic casing. Grab a pen and and put it under the metal tube and then push upward on it. It presses like a button, this will release the key from the locked position. This works every time the key gets stuck in either car.
thanks for the info
where in the ---- is answer??
Put the car in Park. lol
its the security system and the only thing u can do is get a new ignition.
You dont need new ignition. Its a feature that Pontiac and probably other GM cars. Its caused by low voltage such as a dead or weak batt. i found out the hard way and ripped my key out and i had to replace the tumbler, just beacause my batt. was dead Like the one poster said take the rubber piece out then you can release for the key to come out.
the battery is dead and the reason the key wont come out is because of the electronic ignition just give the car some power and the key will come out
Didn't find what you were looking for?


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Kyou kara Maou! Episode 4 English Subbed
You are watching Kyou kara Maou! Episode 4 English Subbed from the Kyou kara Maou! Anime Show. Watch or Download Kyou kara Maou! Episode 4 MP4 English Sub and other episodes of Kyou kara Maou! Streamed for Free.
"What's Next? The Ultimate Weapon!?"
Stream Kyou kara Maou! Episode 4
Episode Summary: Yuri awakens to finds himself in the girl's bathroom he originally disappeared from with Ken Murata in front of him with a police officer. Yuri decides to continue his interests in baseball by starting his own baseball team. While Yuri is at a baseball game, his mother ,Miko, reminiscences the past. After the game, Yuri is sucked back into the other world, where he finds out that some humans are threatening to start a war with them. Günter and Gwendal think it's a good idea for Yuri to hunt down the demon sword, Morgif, to make them so strong the humans will give up on wars.


text:
August 18 – September 5, be sure to check out the annual Summer Fort Festival at Thunderbird Showpark in Langley. Daily entertainment and horse shows, vendor tables, tour the barns and visit more than 800 horses.
Treat yourself, your family, and friends to a fun filled, relaxed day in the heart of horse country. Free Admission Daily (except on Grand Prix Saturday and Sunday).
For details check out www.ThunderbirdShowPark.com.


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text:
Hibiscus plants (Hibiscus spp.), whether hardy cold-weather varieties or heat-seeking tropical species in U.S. Department of Agriculture cold hardiness zones 5 to 11, can quickly become overgrown without regular maintenance. Not only do neglected hibiscus outgrow their pots, they also accumulate less-than-attractive growth like leggy, weak branches, dead interiors and few flowers. Reinvigorate a struggling hibiscus with a pruning plan, which can improve air and sunlight access throughout the plant, encourage branching and flowering, and reduce pest problems.
1 Select a pruning strategy. Plan to prune weak, failing plants fully to ground level for a totally fresh start and a larger number of flowers, or take a more conservative approach by thinning out only the long, leggy branches.
2 Dip a clean rag in 70 percent alcohol and wipe down the blades of the pruning shears to sterilize them.
3 Take off all dead and diseased wood in the late winter or early spring. Cut close to the branch collar at a 45-degree angle and sterilize the shears between cuts. Prune plants to ground level at this time if desired.
4 Prune long, weak-looking stems and crossing or crowded stems between February and August. Remove one-half to one-third the branch length, 1/4 inch above an outward-growing node. Make cuts at a 45-degree angle.
5 Dispose of the trimmed wood in a compost heap or trash bin. Do not compost diseased wood.
6 Water the hibiscus immediately, and continue its regular watering schedule throughout the season.
7 Fertilize the hibiscus once each week until new growth appears. Select a water-soluble fertilizer that is low in phosphorus and high in potassium, such as 17-5-24. Use a half-strength ratio of 1/2 tablespoon per gallon of water.
Items you will need
- Pruning shears
- 70 percent alcohol solution
- Clean rag
- Water-soluble fertilizer
- Avoid stripping the bark when pruning. Bark damage inhibits new growth.
- National Gardening Association: Pruning Hibiscus and Magnolia Trees
- Hidden Valley Hibiscus: Pruning Hibiscus
- The Complete Burke's Backyard: The Ultimate Book of Fact Sheets; Don Burke
- Taylor's Encyclopedia of Garden Plants; Frances Tenenbaum
Photo Credits
- Kevin Forest/Photodisc/Getty Images


text:
Cary Millsap welcomes Toon Koppelaars to Episode 3 of Fill the Glass webinar series. Toon is an "old school" relational database professional. He's convinced the relational model of data is here to stay, and has co-authored a book on this very topic titled "Applied Mathematics for Database Professionals" (Apress, 2007).
Next to being a relational dude, he's also a long-time Oracle user. During his career he has worked in both developer (Pro*C, SQLForms, JDeveloper, Apex), as well as DBA roles (Oracle version 4 upwards). At the beginning of this millenium he authored the infamous "TheHelsinkiDeclaration.blogspot.com" blog, as a response to the trend, ignited by the arrival of Java and the JEE architecture, to move all application-logic out of the DBMS (away from PLSQL) and into Java "du-jour" frameworks. Currently Toon is a member of Oracle's Real-World Performance team, where he troubleshoots performance issues most commonly caused by the aforementioned trend.


text: 0 Map Testing May 24, 2016 by Upanddownadventures This page is for testing the maps extension. Read more > Retrieved from "http://nswtrains.wikia.com/wiki/User_blog:Upanddownadventures" Ad blocker interference detected! Wikia is a free-to-use site that makes money from advertising. We have a modified experience for viewers using ad blockers Wikia is not accessible if you've made further modifications. Remove the custom ad blocker rule(s) and the page will load as expected.


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React 9 Rudder by Pro Boat
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This product was added to our catalog on January 5, 2016.
Pro Boat React 9 Rudder. This is the replacement rudder. Package includes factory assembled rudder and hardware.


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Theralac is a probiotic supplement marketed by Master Supplements, Inc. containing at least 30 billion CFU per capsule from 5 strains of bacteria and 2 prebiotics. It is stated to work "best for diarrhea, occasional constipation, restoring digestive regularity, immune system regulation and nutrient absorption."
This supplement has 17 CFU of 3 Lactobacillus strains and 13 billion CFU of Bifidobacterium strains at expiration. It is packaged with 40+ billion CFU. According to Master Supplements, Inc., all strains are able to attach to the lining of the intestines.
The five probiotic strains are:
At the time of this writing, the other ingredients are: microcrystalline cellulose, sodium alginate, hydroxypropyl methyl cellulose (capsule shell), tri-sodium phosphate, magnesium stearate, silicon dioxide, calcium silicate, ascorbic acid, LactoStim (sunflower lecithin + oleic acid).
Please always read ingredient labels as formulations can change over time!
This probiotic supplement is promoted to help:
You will have to find the Goldilocks routine that works for you, but I personally think that taking only 2 capsules per week will not be often enough to sustain consistent benefits for most people.
It has some very good reviews on Amazon.com:
"I suffer from IBS (Irritable Bowel Syndrome). Since I started taking Theralac my IBS episodes are very manageable. I most recently ran out of this and was miserable. Within a week, I felt better and have less digestive problems and stomach cramping. It really works."
"I swear by this product. It has completely transformed my stomach when doctors could not figure out what was wrong or provide any help. I had a constantly upset stomach before taking Theralac and now I do not have any problems. I continue to take it and plan to take it indefinitely."
"I was on strong antibiotics and needed something to restore my gut health and mental health after getting off of them. This did the trick, took about a few months to feel normal again mentally and physically - more definitely needs to be known about bacteria in the gut and how it affects us daily - its so important! Anyways, this probiotic is one of the best!"
I don't have any major complaints against this supplement as much as I do against the marketing of this product. This review was very, very time-intensive because of the conflicting information I found. This is not unusual, unfortunately, as many manufacturers reference studies that do not directly apply to their products.
Studies that are referenced used some of Theralac's strains or none of them. Since effects are usually strain-specific, especially when stimulating the immune system, the results of the referenced studies may or may not apply to Theralac's strains.
I realize that most people will not go through the intense analysis I did but for public-relations purposes it would be helpful if the referenced information directly supported the product.
This supplement is marketed to be "best for diarrhea, occasional constipation, restoring digestive regularity, immune system regulation and nutrient absorption", but none of the studies that are referenced, with the exception of some immune regulation studies, directly support that statement. Granted, Bifidobacterium and Lactobacillus species generally help with those issues, and this supplement probably can fulfill those statements, but it would have been nice to have the documentation in one place for someone like me to review for someone like you.
No studies with this product as a whole were performed. Note that this is not unusual, however. Very few multi-species probiotic supplements are used in studies. Instead, species/strains that are shown to be effective and non-competing are mixed together in most multi-species supplements such as this one.
This, to me, is the information that I found most annoying: Most of the studies Theralac referenced in their "Special Report" show that a daily dose of 1-3 capsules is required for the desired outcomes of the studies. This contradicts what they say in their "Price per Week" comparison saying that the first bottle will last 10 weeks and the second bottle will last 15 weeks because those numbers are based on 1 capsule per day for the first 2 weeks and then 2 capsules per week thereafter. Of course individual results will vary, but do not base your decision solely on the stated price-per-week. Remember what I said about the Goldilocks routine.
Note that I did contact Master Supplements once the page was published to get their opinion on my concerns. They were very kind to have contacted me. I will update this information once I receive clarifications.
If you have any information on this, please share!
In the US from: Amazon.com
In Canada from: Amazon Canada
In the UK from: Amazon UKOR nearly world-wide at
There is also the powdered formula (Granular") available nearly world-wide at Vitacost:
(click on image-note that Vitacost has not updated the image)
Despite the mixed messages from the marketing, it is a high potency supplement, has "safe" species of Lactobacillus and Bifidobacterium, has a nice delivery system, has a nice third-party verification that consumers can check, is free of most allergens and is packaged securely.
If you would like help with your choices in probiotics, dietary and lifestyle advice, nutrition consultations may be for you.
Thanks to Susan for suggesting a review of this supplement!
If you decide to take this supplement, I would combine the health benefits of it with the benefits provided by:
To read about my approach to supplement reviews, and about my reviews of other probiotic supplements, click here.
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As a woman, you might find travelling alone intimidating, but sometimes it is unavoidable and also solo travelling has its own charm. With many women-friendly hotels in India, you can absolutely stay carefree without worrying much about your safety.
Grand Mercure in Bangalore is one of the best women-friendly hotels in India. The hotel has an entire floor (Princess Floor) dedicated to
From the official website
Radisson Blu, MBD Hotel, Noida
Radisson Blu, MBD Hotel, Noida has an exclusive wing, "
From the official website
OYO WE, Gurgaon
OYO WE is India's first women exclusive hotel in Gurgaon. Run by an all women-staff, this hotel is an ideal stay option for women travelling to Delhi-NCR for the first time. The hotel offers free Wi-Fi and complimentary breakfast to all its patrons. Well-guarded by trained and experienced security guards, this property ensures you have a safe stay experience. With 24x7 CCTV surveillance and call
From the official website
ITC Windsor, Bengaluru
The ITC group of hotels is aiming to redefine the way women travel by introducing the 'Eva Floor' in some of their properties. At ITC Windsor a floor is dedicated entirely to women, equipped with a full pampering regime for you. The staff comprises of women only. There are assistants to help you through your daily grooming activities, "saree draping" being one of them.
From the official website
The Imperial, New Delhi
The Imperial hotel in New Delhi is well known for its elegance and grandeur. The hotel has dedicated an entire 12-room wing, "Eliza Rooms" to solo women
From the official website
Taj Lands End, Mumbai
Taj Lands End in Mumbai has a special 'Ladies Floor' for women
From the official website
A very well-known hotel in Hyderabad the Ellaa Hotel has "Eves Floor", a floor dedicated entirely to women. Each room on the floor has a lady guard posted outside at all times to make sure there is no breach in security. These rooms are also equipped with extra supplies including cosmetics and other utilities for women.
From the official website
Residency Towers, Chennai
Residency Towers is one of the best 4-star hotels in Chennai. With a floor dedicated entirely to women the hotel considers the safety of women its utmost priority. A host of special services
From the official website
Now that you know about these women-friendly hotels in India, you can travel


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Product Description
White Fx Princess Prim BB Lotion SPF50 Sunproof Waterproof 100 ml.
WHITE FX PRINCESS PRIM BB LOTION SPF 50 sunscreen is waterproof as white stains.
Do not mess clothes
The Princess Prim BB Lotion SPF 50.
White sun without having to flash WHITE FX Lotion, lotion, a goddess of Princess Prim Road.
Simon famous Both face and body. Tight white cover is stain. With over maintenance, Floor protection and anti-fog sunglasses do not effectively reduce skin blemishes and dark spots.
However, problems with the nervous White FX !!!!!
BB lotion waterproof skin discoloration to white once applied. Sun protection SPF 50 mil.
It does not clog pores. Conceal dark spots and skin smooth and soft. Younger look when used.
How to use: Apply a thin and smooth skin look smooth over the face, neck and body daily.
Registration number: 10-1-5630240
Size: 100 ml.


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A report from a recent honeymoon to Paris and the Basque Country. The rest of the French can be found here:
And the eating from the Spanish part of the trip can be found here:
We went here twice, two weeks apart, and were extremely impressed. I'd expected the restaurant to be good but a little overrated. Yet I don't think I can criticise the food at all, and there were a couple of dishes that matched anything else we ate travelling and were just so satisfying. Fish at Spring is prepared in a slightly more inventive manner than meat. The highlights from both dinners were a red mullet dish, the first time a la plancha, stuffed, together with a fish soup; the second time with olives, fried green tomatoes and fresh almonds. We also had an extraordinary miscellany of eggplant/aubergine preparations that exhibited so many flavours (caviar, fried, pickled); and a hake and scored-squid dish with beans and bean puree that hummed.
Sitting upstairs both times, I'm a little surprised at the criticism the room's come in for. Seemed very modern-Parisian and pleasant. Others have said the majority (but certainly not all) of the diners seem to be English-speaking and that's true. I guess it therefore made sense -- although still seemed slightly unnecessary -- that the hostess immediately greeted us and the waiters spoke to us in English even though we are almost bilingual. The service tries maybe slightly too hard but that's no terribly bad thing and it at least lacks snobbery, like the restaurant in general. No complaints about the pricing, which seemed reasonable, although we would have appreciated a cheaper red wine by the glass being available.
Have already written about this and was maybe slightly too harsh. Ultimately everything tasted good. I was enraged by a ghastly, very vocal diner on a neighbouring table, which made me overreact. Within the framework of our holiday, though, it was certainly one of our worst value meals and I don't appreciate the presence of a dog and cat in the kitchen itself.
We ate lunch here twice, also two weeks apart at the beginning and end of the honeymoon, our third and fourth times eating at the restaurant. Both times were fantastic (the second utterly so) and the execution was a noticeable, incredible step higher the second time: for direct comparison, 3 of the dishes were the same but better -- especially the vegetable raviolis which really sung -- and we preferred the different other dishes we received. Particularly a tomato salad and a chicken dish that both spoke to the perfection of ingredients achieving a simple intricacy. The reason for the difference in the lunches? Perhaps the vegetables that came in that day happened to be better. Also the restaurant was a lot less busy and we said it was our honeymoon. Finally, we prefer the waitresses to the waiters at l'Arpege. The waitresses just manage to display the highest professionalism and conviviality we've encountered anywhere of this formality and, funnily enough, during our first lunch we were served almost exclusively by men, and during the second by women. In terms of the whole experience, we love l'Arpège, always admire its aesthetic, and enjoy returning there to sample some old favourites and to discover new things. It's great how they keep tinkering with dishes, like the apple tart which now features fewer but bigger "roses", which have fresh almonds slotted inside when they didn't before -- a definite improvement.
Here's what we ate on the second lunch, which speaks for itself:
potato crisps topped with vegetable garnishes; gazpacho with celery-mustard ice cream; vegetable raviolis with fennel-onion consomee; a thin layer of long-cooked red onion and parmesan, with purslane, thai basil and red currants; tomato salad with parmesan, fennel, thai basil, chives, onion, cabbage and strawberry; lobster with "transparency" of turnip and an agrodolce made with Passard's own honey; egg with spices, cream and maple syrup; warm cucumber and scallions with onion cream; monkfish, peas, smoked potatoes, chives, wine sauce; couscous with root vegetables, and a vegetable-harissa "merguez" sausage; poularde cooked with hay "en papillote", with smoked cabbage mousse and onions slow-roasted in their skins; cheese; tarte aux pommes, in roses, with salted caramel sauce; millefeuille with geranium cream-froth, raspberries and strawberries; petits fours
Finally found Pain de sucre and loved all the breakfasty offerings, in particular the pain au chocolat, so light yet crisp-flaky. Had a dark chocolate eclair at Jacques Genin and was wowed, a new benchmark. Bought snacks at the Patisserie des Rêves for the train much later in the day, so didn't try the Paris Brest that looked so enticing, but the madeleine (crazy amount of vanilla seeds) and chausson aux pommes were irresistible.


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Enhance Chicken with Garlic
Garlic, 2 to 3 cloves
Salt, to taste
One lemon
One quartered chicken
A. Place garlic in a wooden garlic crusher and lightly coat the garlic with salt. Mash the garlic.
B. Add juice of one lemon to garlic and stir.
C. Add water to garlic crusher until 3/4 full.
D. Place chicken, skin side up, in a baking pan. Chicken should fit snuggly in pan.
Note: You want to curtail evaporation of juices formed by broiling.
E. Preheat your oven to 400ºF.
F. Place chicken preheated oven for 15 minutes. Reduce heat to 375ºF.
G. Remove chicken from oven and pour mixture with garlic evenly over the chicken.
H. Rotate chicken every 15 minutes. Add water to ensure bottom of pan is not dry.
I. Cook until done, about 1 hour total time.
J. Place chicken on a serving dish.
K. Pour gravy into a suitable bowl.
Pairs Well With
I learned at an early age to cook from my mother. She had little time for herself as she worked all day. Yet, she was able to prepare tasty meals in short time. Being the oldest of 3 she taught me cook at an early age.
She used garlic often to enhance the flavors of steak, chicken, lamb and spaghetti. So if you like garlic, as I do, I am happy to share her recipes with you.
'CHEF' the Film Cookbook: Recipes from El JefeBy CHEF the Film
6 Recipes11263 Downloads


text: Long story short, my brother had an installation team set up a Home theater system in his new house complete with plasma screen, in wall speakers, denon reciever, denon dvd player the whole 9 yards. In addition wired the rest of his house for sound. Trouble is they are only setting him up with PLII in the main HT room. When I stopped over his house and realized I wasnt able to achieve DD or DTS for him ... he brought this to the installation teams' attention. Their response was PLII is better than DD or DTS anyway. Much appreciated if any of you would provide some of your responses to this statement. Todd


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0.8Caminito Chocos German Wheat Beer
Bottle: Another limited edition seasonal exclusively for Caminito Chocos. Aroma is skunky and buttery; taste is watery, thin with slight traces of malt and a bit of hops. Lacks typical Hefeweizen characteristics, fortunately they have a large beer menu so you'll find something to wash it down. Food Pairing: A craft beer + Choripan!
Tuesday, February 11, 2014
1Caminito Chocos Belgian Wit
Bottle: similar to Venus Wit but lacks body, falls flat, thin, watery. Lacks malt and no carbonation.
Friday, October 18, 2013
0.5Caminito Chocos American Brown Ale
Bottle: Brewed by nano brewery Brew Revolution. This limited edition is unfortunately infected, foul taste of angry yeast....
Friday, October 18, 2013
1.8Caminito Chocos Cerveza De La Casa
Bottle: Brewed by local Brew Revolution for Caminito Chocos; first creation under new management / brewmaster. Similar to Newcastle, body is thin lacks depth. Food Pairing: BBQ ribs.
Thursday, July 25, 2013
2.9Caminito Chocos La Rosa
Bottle: Brewed by local Brew Revolution for Caminito Chocos; first creation under new management / brewmaster. Much improved over previous Brews, clean, no off flavors well fermented. Has a nice tart flavor from the Rosa the Jamaica (not on the ingredient list). Nice spice - session beer: Food Pairing: Sweet and Sour pork.
Thursday, July 25, 2013
5Brew Revolution Venus Wit
Monday, March 4, 2013
5Brew Revolution Nyx Black Ale
Sunday, March 3, 2013
2.5Brew Revolution Venus Wit
Bottle: Strong fruity aroma, golden color with think white head. Very strong yeast flavors (typical of warm fermentation temperatures) contributure to buttery, acidic dry tastes & mouthfeel. Food Pairing: Strong cheese.
Sunday, December 30, 2012
2.7Brew Revolution Los Titanes Double Chocolate Stout
Bottle: Batch 101: Nose is coffee, smoke, Pitch black with small, faint head. Almost no carbonation at all; causes strong aggressive flavors to come thru: bitternes, alcohol, ash, acidic, burnt. Will wait for more editions of Los Titanes. Food Pairing: Vanila Ice cream float.
Saturday, December 22, 2012
3.7Brew Revolution Venus Wit
Its a good fruity aroma that made me expect a sweet beer, but venus is actually quite dry and tart. The carbonation is pleasant and clean
Saturday, October 27, 2012
3.7Brew Revolution Nyx Black Ale
This black coffee ale is nto for everyone, but as a coffee lover I like that the coffee is neither burned nor overly bitter and that the flavor is almost more chocolaty than coffee-ish. Its a pretty beer, with a lighter body and mouthfeel than I expected for the appearance.
Saturday, October 27, 2012
4Brew Revolution Mercurio IPA
This is a darned good citric IPA. It reminds me of grapefruit juice, and as the only IPA in the whole country of El Salvador it is standing on its own for this type of bitterness.
Saturday, October 27, 2012
3.9Brew Revolution Maupihaa
spicy almost christmassy aroma, and very clean and warm flavors. This beer is a very pleasantly spicy ale very good on its own or with red meats, and many comfort foods.
Saturday, October 27, 2012
1.5Brew Revolution La Odisea Salted Lime IPA
Bottle: Salt dominates the palate & taste, some malt and traces of hops at the end. I guess I should have added lemon, chile and Salsa Inglesa to the mix. Food Pairing: Pretzel.
Sunday, September 2, 2012
5Brew Revolution Nyx Black Ale
Saturday, August 25, 2012
3.3Brew Revolution Nyx Black Ale
Bottle: Pitch black with off white head. Neutral aroma but potent taste! Starts with a strong coffee (expresso) taste which mellows out into a hoppy refreshing ale. Food Pairing: Belgian Waffles from Mopelia right next door to the micro brewery! Or make you vanilla ice cream float (Vaca Negra in El Salvador)
Saturday, August 25, 2012
3.5Brew Revolution Mercurio IPA
Bottle: Amber golden color with heavy solid head. Aroma is great; herbal, citrus, grapefruit, piney lots of hops. Taste is citrus with a nice lingering bitterness. Body is light which makes this a great brew for the El Tunco heat. Food Pairing: pasta at Mopelia right next door to the micro brewery!
Saturday, August 25, 2012
3Brew Revolution Maupihaa
Draft: Tried both draft and bottle, recommend draft. Copper color with a nice heavy white head, aroma is herbal, spicy and sweet. Taste is heavily spiced, all spice, nutmeg, clove, pepper, very complex. Body is light which is good for the high temp at El Tunco! Food Pairing: Fruit Cake with vanilla ice cream!
Saturday, August 18, 2012
4.6Brew Revolution Venus Wit
Very unique Belgian Wit beer made with a bit of oats in addition to the wheat and malt for some added spice and a dry finish. And then the tropical notes come in with maracuya (passionfruit) and pina (pineapple) and it is not at all a fruit beer but you can smell the pineapple and you get a nice passionfruit on the dry sweet finish
Sunday, June 17, 2012
4.6Brew Revolution Mercurio IPA
Really balanced IPA. Loads of hop flavor and aromas without overpowering bitterness. Great balance with the caramel hops and the panela.
Sunday, June 17, 2012
5Brew Revolution Mercurio IPA
Tuesday, June 12, 2012


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Kelly's Auto Body Centralia
Review for Kelly's Auto Body Centralia
Kenneth J. on 10/04/2014
Spoke with Tracy. She said there was a misunderstanding about the completion date. She was told the repairs would take 3 days. When she went to pick her vehicle up on Thursday, they told her it had always been a 4 day job.
Category: Collision
Service Date: 09/26/2014
Review Created: 10/04/2014
This review was collected via phone interview by Customer Research Inc.


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You may check your student's account balance and/or make a deposit for prepaid lunch here. If you do not wish to make a payment at this time, you may leave this item.
Your student's balance will display above the Amount field. You may deposit any amount you wish into your student's food account.


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Ravi Bhagavan
Senior Advisor
Background & History
Ravi Bhagavan has over 15 years of experience advising companies in the technology, telecom and media sectors achieve global strategies through mergers, acquisitions, divestitures, strategic partnerships and private equity financing. Ravi is currently a senior corporate advisor at Galileo Global Securities, a boutique investment bank in New York, where he has advised on more than $3 billion value of deals for companies in Asian emerging markets and the US. Prior to joining Galileo, he was a technology banker at Angevin Group, a boutique M&A firm that specialized in cross-border transactions. He also founded a telecom broadband services business, where he was instrumental in raising $30 million in U.S. federal government debt and built key strategic partnerships.
In his Corporate Development leadership role at Zephyr Communications, an international Voice over IP and broadband services company, Ravi developed and executed acquisition, partnership and financing strategies that enabled the company to raise $70 million of capital in a challenging market and expand from one country to six in two years. He gained significant international experience working in Europe.
Previously, at Goldman Sachs in New York, Ravi executed over $2 billion of capital markets transactions, including bond financing and derivative products for large healthcare and higher education institutions. Early in this career, he was a business analyst at Praxair, Inc., one of the world's leading providers of industrial gases and systems.
Ravi holds a Bachelor of Technology degree from Indian Institute of Technology (Chennai), a M.S. in Industrial Engineering from State University of New York at Buffalo, and a MBA in Finance and Econometrics from University of Chicago, Booth School of Business.


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Scarpetta : Kay Scarpetta Series, Book 16. / Patricia Cornwell.
Electronic resources
View other formats and editions
Record details
- Physical Description: 1 online resource (audio file) : digital.
- Edition: Unabridged.
- Publisher: Bath : AudioGO Ltd, 2009.
Content descriptions
|General Note:
| Unabridged.
|Participant or Performer Note:
| Narrator: Lorelei King.
|Summary, etc.:
| Leaving behind her forensic pathology practice in South Carolina, Kay Scarpetta takes up an assignment in New York City, where the NYPD has asked her to examine an injured patient in a psychiatric ward. The handcuffed and chained patient, Oscar Bane, has specifically asked for her, and he begins to talk. He says his injuries were sustained in the course of a murder...that he did not commit.Is Bane a criminally insane stalker who has fixed on Scarpetta? Or is his paranoid tale true, and it is he who is being spied on, followed and stalked by the actual killer? The only thing Scarpetta knows for certain is that a woman has been tortured and murdered - and that more violent deaths will follow...
|System Details Note:
| Requires .
Search for related items by subject
|Electronic books.


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Photographer's Note
This shot was taken atop the Tokyo Metropolitan Government (TMG) building in Shinjuku. If you ever visit, it is a must see kind of place. It gets you to a perspective where you can see just how giant Tokyo is. Besides, it's FREE!
On the morning of this shot we actually walked from Roppongi to Shinjuku (for fun, we're not that cheap!)
Nothing technically awesome about this photo, just a mind-boggling shot (for me!) I do like the fact that it combines the Meiji Garden with Sky-rise Shinjuku.
Thanks for your critiques and comments!
Photo Information
- Copyright: Kipp Stoneman (Kipper) (42)
- Genre: Places
- Medium: Color
- Date Taken: 2005-06-12
- Categories: Architecture
- Camera: Canon PowerShot s200
- Exposure: f/7.1, 1/250 seconds
- More Photo Info: view
- Photo Version: Original Version, Workshop
- Date Submitted: 2005-11-10 17:30
Viewed: 1856
Points: 2


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Get FREE Quotes!
Pet Health Insurance 101
What is Pet Health Insurance?
Pet insurance is health insurance for dogs and cats. It covers up to 90% of all your vet bills for unexpected illnesses and accidents.
Veterinary care can cost thousands of dollars if your beloved pet gets sick or injured. Emergency care, diagnostic tests, x-rays, MRI's, long-term meds, surgery and other treatment is extremely expensive these days.
Pet health insurance takes the emotional and financial worry out of being a pet parent!
Three Coverage Options
There are three different types pet health insurance coverage: major medical, wellness and accident only. Major medical plans are the most popular but wellness coverage is gaining popularity. Here is a list of common health issues and all three pet health plans so you can see what each covers.
|Major Medical
|Wellness Plan
|Accident Only
|Emergency Care
|Cancer Coverage
|Orthopedic Issues
|Hereditary Conditions
|Prescription Meds
|Wellness and Routine Care
Note: Pet health insurance does not cover pre-existing conditions. A pre-existing condition is any illness or injury that first occurred or showed signs prior to your policy starting. This is why it's important to enroll in a plan while your pet is healthy.
Coverage Options Explained
- Major Medical Plans - These plans account for over 90% of all pet health insurance plans purchased. Major medical plans cover everything except wellness care.
- Wellness Plans - Some companies allow you to add wellness coverage to a standard major medical plan. These plans cover expenses for routine care such as annual exams, heartworm meds, dental cleanings, etc.
- Accident Only Plan - These are essentially emergency pet insurance plans. They don't include coverage for hereditary issues or other serious health conditions, just accidents. We don't recommend these plans because illnesses are more likely and more expensive to treat.
Dig Deeper: What Does Pet Insurance Cover?
Finding the Right Plan
There are 5 easy steps to finding the perfect pet insurance plan. We highly recommend that you follow these 5 steps so ensure that you find the right plan for your needs and goals.
Step #1 - Assess Your Needs
If you want to protect your pet from the cost of expensive, unexpected vet bills then pet health insurance is for you. If you're looking for a way to pay for routine care then you can add a wellness plan to your coverage. And, if you want to cover major medical issues and wellness care then you can puchase a comprehensive plan.
One great thing about pet health insurance is that there are hundreds of choices, so there is no doubt you will find what you're looking for (skip to step 5 if you're ready to find the perfect plan for your dog or cat!)
Learn More: Ohio Department of Insurance
Step #2 - Learn the Lingo
You don't have to be an insurance grad to understand pet health plans! Here are the four most important coverage characteristics to keep an eye on when shopping for a pet insurance plan. As everyone with human health insurance will know, insurance terminology can be confusing, vague, and downright frustrating. How is a pet parent meant to choose the best policy when they need a translator?
Dig in to our handy pet insurance terms now, or use it as a reference point while exploring different policies. Here are some of the most important terms you should understand while shopping for coverage.
- Deductible - If you choose a higher deductible you will pay less. Conversely, if you choose a lower deductible you will get more back when you file a claim, but your monthly rates will be higher. Deductibles range from $100 to $1,000 (we recommend $200 or $500 to maximize value).
- Reimbursement Rate - If you choose a lower reimbursement rate you will pay less each month for a policy because the company will pay less when you claim. And, as common sense will tell you, if you choose a higher reimbursement rate you'll pay more each month. Reimbursement rates range from 60-100% of your actual vet bills (we recommend 80% or 90% reimbursement rates to maximize value).
- Annual Limit - This is one of the most important factors when choosing a plan. Make sure the policy has at least a $10,000 annual limit. This will ensure you have enough coverage for major health issues.
- Coverage - As previously mentioned, we recommend you select an accident & illness policy. Every company offers this type of policy as the default option. They are the most popular, highest rated and provide you the most coverage and best bang for your buck.
- Waiting Period - Every company has a waiting period, which is the time from the day you enroll to when your coverage period starts.
- Exclusions - The higher rated companies have very few exclusions (mostly just pre-existing conditions) but not every company is created equal. That is why you want to evaluate company ratings first before selecting a plan.
Step #3 - Your Pet's Breed
Every dog and cat is unique. Depending on your pet's breed there are health issues and conditions you should be prepared for. To make things easy for you we created complete breed profiles so you can understand what coverage is the best fit for your pet.
It's important to understand potential health issues so you can be prepared as a responsible pet parent. For example, Labrador Retrievers are susceptible to hip dysplasia, which is a very common hereditary disorder. These types of hereditary disorders are relatively common for purebred dogs and they are very expensive to treat.
The good news is that most health issues can be treated with modern veterinary medicine, but it isn't cheap.
Dog Breeds and Health Issues
Cat Breeds and Health Issues
Step #4 - Set a Budget
Taking care of any animal is an expensive responsibility. Especially dogs and cats! You might not have to save up for college or buy them a car on their 16th birthday, but food, boarding, toys and veterinary care can add up. As a responsible pet owner, it's important to set aside a budget for these expenses.
However, it's also important to set aside money or have a plan for unexpected expenses. One of the greatest benefits of pet insurance is that it prepares you for the unexpected. In fact, based on an internal poll of over 20,000 pet owners, here is the #1 reason people buy pet insurance...
"It allows me to make decisions about my pet's health without worrying about money."
Source: Pet Owner Survey
Step #5 - Compare Plans
When it comes to animal health insurance plans the process can seem daunting. With so many options where do you start?
And how can you know if you choose the right company and the right plan?
The most important decision is to select a company that is highly rated. There are companies you will be thrilled to work with and companies that might leave you high and dry when it comes time to file a claim. This handy pet insurance comparison chart allows you to see complete rankings of all 12 American pet insurance companies side-by-side.
Helpful Tip: How to Choose and Buy Pet Insurance Online
Want Pet Insurance That Covers Everything?
Nationwide Pet Insurance offers a plan called Whole Pet with Wellness that covers 90% of ALL vet bills. It's the most comprehensive pet health plan in the U.S. If you want the best animal health insurance plan, we recommend Nationwide's Whole Pet Plan.
How Much Does it Cost?
You may read arguments online that it's better to create an "emergency fund" for unexpected veterinary expenses. That solution is better than doing nothing, but as you saw with the example of a Labrador Retriever, if your pet needs expensive veterinary care an emergency fund isn't going to cover it. That's why you at least need emergency pet insurance.
So, when it comes to setting a budget for a pet insurance policy, decide what you would be comfortable paying each month and then find a plan that meets your goals AND fits within your budget. This way you can pay your monthly premium without worrying about something happening down the road.
5 factors that influence the cost of medical insurance for pets:
- Where you live
- Type of Pet You Have
- Your Pet's Age
- Coverage Selected
- Company You Choose
Some companies also offer discounts for microchips and multiple pets as well. Each company rates pet's differently based on breed and age, so it's important to compare quotes to ensure you get the best price possible. For example, Healthy Paws is much cheaper for Labrador retrievers than Embrace, so if you don't compare quotes you might be overpaying for the same level of coverage.
Dip Deeper: Pet Insurance Cost
Facts and Figures
Sadly, veterinary emergencies are more common and more expensive than you might think. That is why animal insurance is so important. In fact, treatment for curable diseases such as hip dysplasia, diabetes and cancer can cost over $10,000.
Here are some facts about veterinary care here in the U.S. to provide some additional perspective.
- Annual veterinary expenses in the U.S. exceeded $15 billion in 2015
- A pet receives emergency medical care every 2 ½ seconds
- Every 6 seconds a pet owner is faced with a vet bill of more than $5,000
- Two out of every three pets will experience a significant health problem during their lifetime
From a pet owner: "For me, personally, I can't think of my dog that way. I just can't. He's not an object. He's a living, breathing creature and he matters to me. I'm not saying I would go bankrupt for him. But paying $25 a month for the assurance that a large vet bill isn't going to force me to euthanize my best buddy... That seems like a good deal to me."
More Stories: Veterinarian Testimonials
Dig Deeper: Is Pet Insurance Worth It?
Enrolling in a Plan
Every pet insurance company requires that your pet has a standard veterinary exam withing 12 months prior to enrollment. This way they can determine if there are any pre-existing conditions. It's standard operating procedure. Coverage will start after your waiting period expires. This varies by company, but the average waiting period is two weeks from the day you sign up and pay.
After you enroll your pet is covered for life, so you don't have to worry about health issues year after year. Your premiums may increase each year as your pet ages, but the average price increase is only 5 to 10% per year, which is just like auto or home insurance. More good news... you can use any licensed veterinary clinic with any pet insurance provider. There are no restrictions, so if you move, change vets or need to see a specialist you're covered.
How Do I Get Paid?
Pet insurance companies reimburse you for veterinary care after you've already paid. Most pet insurance companies will send you a check or direct deposit 5-10 days after you submit a claim. And in some circumstances if you have a planned surgery or treatment your pet insurer might pre-pay directly to the veterinary clinic or specialist.
The reason pet insurance providers reimburse is so that you can use any licensed vet without any restrictions.
Dig Deeper: How Pet Insurance Claims Work
Your pet is part of the family. And when it comes to family we know you want the best. That's what pet health insurance is all about.
Don't wait until it's too late!
Once you do your research it's time to pull the trigger and enroll in a plan. It's so important to purchase a plan while your pet is healthy to avoid pre-existing conditions exclusions.
So don't wait, get free quotes and enroll in a plan today!
Edited by: Nick Braun
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An excerpt from www.HouseOfNames.com archives copyright © 2000 - 2017
Hebrides islands and the west coast of Scotland, made up the ancient Dalriadan kingdom, the ancestral home of the Olp family. Their name comes from the son of the blond one, or son of Alpin.
Olp Early Origins
Argyllshire (Gaelic erra Ghaidheal), the region of western Scotland corresponding roughly with the ancient Kingdom of Dál Riata, in the Strathclyde region of Scotland, now part of the Council Area of Argyll and Bute, where they were descended from King Kenneth MacAlpin who was murdered by the Picts near Dundee in the year 834. MacAlpin is generally considered to have been the first king to rule both Scots and Picts, and as such, was the first king of Scotland.
Olp Spelling Variations
Olp Spelling Variations
Many spelling variations of Olp have been recorded over the years, including These are the result of the medieval practice of spelling according to sound and repeated translation between Gaelic and English. MacAlpine, MacAlpin, MacAilpein (Gaelic) and others.
Olp Early History
Olp Early History
This web page shows only a small excerpt of our Olp research. Another 385 words (28 lines of text) covering the years 1296, 1395, 1405, 1531, 1557, 1658, 1725 and 1692 are included under the topic Early Olp History in all our PDF Extended History products and printed products wherever possible.
Olp Early Notables (pre 1700)
Olp Early Notables (pre 1700)
Notable amongst the Clan from early times was Sir John MacAlpin; John MacAlpine (Latin: Maccabeus) (died 1557), a Scottish Protestant theologian; and Joseph Capen (1658-1725), a Massachusetts clergyman who during...
Another 30 words (2 lines of text) are included under the topic Early Olp Notables in all our PDF Extended History products and printed products wherever possible.
Olp In Ireland
Olp In Ireland
Some of the Olp family moved to Ireland, but this topic is not covered in this excerpt. Another 51 words (4 lines of text) about their life in Ireland is included in all our PDF Extended History products and printed products wherever possible.
The Great Migration
The Great Migration
Many who arrived from Scotland settled along the east coast of North America in communities that would go on to become the backbones of the young nations of the United States and Canada. In the American War of Independence, many settlers who remained loyal to England went north to Canada as United Empire Loyalists. Their descendants later began to recover the lost Scottish heritage through events such as the highland games that dot North America in the summer months. Research into various historical records revealed some of first members of the Olp family emigrate to North America: Robert MacAlpin, who settled in New York State in 1740; William MacAlpine settled in New York in 1774; Hugh and James MacAlpin settled in New York in 1811. James Alpin was registered as a United Empire Loyalist..
Contemporary Notables of the name Olp (post 1700)
Contemporary Notables of the name Olp (post 1700)
Olp Family Crest Products
Olp Family Crest Products
See Also
See Also
Other References
The Olp Family Crest was acquired from the Houseofnames.com archives. The Olp Family Crest was drawn according to heraldic standards based on published blazons. We generally include the oldest published family crest once associated with each surname.
This page was last modified on 16 June 2017 at 11:44.
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Readers of this blog might have guessed that at times I get a little dyspeptic at our Commander-in-Chief. Well, here's his chance to prove me wrong.
Under the leadership of outgoing Speaker Nancy Pelosi, who will go down in history as one of the best Speakers ever, the Democratic majority has just passed a bill extending the Bush tax cuts only up to the first $250,000 of income. All Americans get a tax cut, but the wealthy do not get the extra, budget-busting tax cut that Dubya gave them.
So will Americans see the benefits of this? No, because Senate Republicans along with such as Steaming Piece of Senator Kent Conrad will probably filibuster it. But at least President Obama can make them pay for it and change the national conversation.
Now, today, Obama should hold a press conference demanding Senate action. Then he should take the show on the road, going to, say Massachusetts, and Maine, and Ohio, demanding that the Republicans allow the Senate to vote on this plan. He's got the biggest megaphone in the country. He can fill arenas. Now, today, he needs to ask:
Why are the Republicans intent on raising your taxes? Why are they holding your tax cut hostage so that they can reward billionaires?
For the rest of the session, Obama needs to elevate this issue to highest possible pitch. This is an opportunity to damage the Republican brand: Democrats have cut your taxes and the Republicans only care about millionaires. The only reason why the GOP is taking him for a ride here is that they and he assume that if the tax cuts are not extended, the public will blame him, and not them.
The Democrats' fear is that the public won't get it; the Republicans' fear is that they will get it. Obama can change that calculus. That would even be change I can believe in.
Hello? Anybody home?


text: Woohoo!!! Guess I'm coming back to Android. SlingPlayer Mobile expanding to Android platform - FierceMobileContent SlingPlayer Mobile expanding to Android platform By Jason Ankeny Created Mar 19 2010 - 10:39am Placeshifting technology developer Sling Media's SlingPlayer Mobile video application is poised to make its debut on Google's Android platform in the near future. SlingPlayer Mobile enables users to stream live and recorded television content from their home entertainment system to their smartphone--according to the Sling Media website [1] [2], consumers can sign up to receive email notification when the app goes live in the U.S. Chances are the wait won't be long--GadgetNews reports Sling is showing off the application at this week's GDGT event in Austin, Tex., with an official launch slated for this summer. Sling Media first issued [3] SlingPlayer Mobile for Apple's iPhone in May 2009, but the $29.99 app was the subject of considerable debate because it did not include 3G support--although Apple operator partner AT&T took the fall for the controversy that followed, contending 3G streaming would consume too much network capacity, Sling said the service was WiFi-only at Apple's request. In early February 2010, AT&T announced [4] it would support SlingPlayer Mobile across its 3G network following a series of tests, and Apple approved [5] the application for sale in its App Store days later. For more on SlingPlayer Mobile for Android: - read this GadgetNews article [6] Notification Sign-up: Slingbox.com - SlingPlayer Mobile for Android Sign up


text:
The Witcher 2 - Roundup # 9 - More Reviews
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June 1st, 2011, 13:07
The game has the right difficulty curve, RPG wise. The analysis is flawed and another symptom of the RPG genre bad health.
Under the pressure of certain developpers, reviewers and players wishing to see the RPG genre healthier than ever, elements in a (socalled) RPG are not assessed through the quality of RP they allow a player to experience but are described as defining elements of the RPG genre identity itself.
One prevailing element that shall define the RPG genre identity is the character system progression. If a game has a system of character progression then at least, this game has RPG elements in it.
A pure non sense but that is the insane reality of today RPG genre assessment.
And most likely, a game without a character progression system could not be listed as RPG genre. And very often, current games listed as RPGs are mainly different in their elements thanks to the inclusion of a character progression system ( a game like Portal 2 is no RPG as it has no such system and so, a game like lastest iteration of Call of Duty is said to lean toward RPG because it includes a perk system and so on)
By this situation, the flawed analysis on the difficulty curve is enabled.
As the character progression system is now considered a defining element of the RPG genre identity, it has to be applied no matter the consequences on a possible RP experience.
Back in the days, developpers used to field the same stereotypes of characters, that is a nobody climbing up the ranks to establish itself as a mattering force in the gameworld.
Hence the normal standard of being a 30~50 level game.
But now, to maintain the appearances, the system is applied to already well established characters hence a total distortion.
RP well established characters is no issue in a RPG, it only means that the character will not level up frequently or not at all. No issue as levelling up is just one side of RP, nothing pertaining to identity.
In The Witcher's universe, Geralt of Rivia is well established, one of the best swordsmen in the North. He is a man above the average by far.
Typically the kind of characters that should progress slowly over a full adventure and who knows the basics.
So in order to apply the character system progression to Of Rivia, it grows necessary to weaken the character below his real level.
Basically, of Rivia starts at a negative level compared to the character he is and the whole story is about himself regaining his level.
TW1 rationalizes this with the loss of memory story. The man is the shadow of himself so he has to regain his level.
TW2 uses (weakly) the other classical trick: the prison.
All this to state that the difficulty curve is right, the closer the character to what geralt is in his universe, that is an exceptional fighter, well above the average swordsman, the easier fights must become.
If one refers to the other characters in the cut scenes and how they make short work of their enemies, Geralt of Rivia must be at least on par with all these characters.
ME series has this slightly better in ME2 as the reduction of stats allows seasoned soldiers to shoot as seasoned soldiers, while in ME1 seasoned soldiers miss 8 out of ten.
In ME3, as they want to label a game with no RP in it a RPG, they will keep doing so through association to so called RPG elements, including the character progression system, meaning sending back Shepard, one of the best fighters in the universe to boot camp.
All this to conclude that the issue is not the difficulty curve being wrong. The difficulty curve is right. Geralt is far above the average fighter in his universe, making it easy for him to dispatch several regular soldiers.
The issue is that to keep pretending that a game is RPG while it is not, some elements have been declared as identifiers of the RPG genre and through association to them, a game is told to be a RPG.
Hence Geralt of Rivia has to be weakened in order to accomodate the progression system.
If of Rivia is level 32 in his universe, in the video game, he starts as level 1, has to become again the dominant force he is in his universe and might gain three levels to finish level 35.
In terms of RP experience, such action is horrible but still remains necessary as without the character progression system identifier, it would grow harder to sell TW2 for a game it is not: a RPG.
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