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Savings Bank accounts help individuals, house-wives, minors and others in inculcating a habit of thrift in themselves. The holders of these accounts get various banking facilities from banks while earning some interest on their savings.
|Adult individuals, singly or jointly with other adults
Minors, who have attained 10 years of age.
Trusts, Societies and other organizations approved by RBI.
Introduction by an account holder having a satisfactory account with the bank for atleast six months.
One of the following as proof of identity and proof of address :
One of the above documents is required to be submitted as proof of identity. If these documents also contain address details, then it would be accepted as as 'proof of address'. If the document submitted does not contain address details, then another officially valid document which contains address details is required to be submitted.
In absence of above noted officially valid documents, a normal account can be opened by submitting a copy of any one of the following documents:
This, however, is not a general rule and it is left to the judgement of the banks to decide whether this simplified procedure can be adopted in respect of any customer.
A 'Small Account' can be opened by submitting recent photograph and putting signature or thumb impression in the presence of the bank official. The small accounts have following limitations:
Small accounts remain operational initially for a period of twelve months and thereafter, for a further period of twelve months, if the holder of such an account provides evidence to the bank of having applied for any of the officially valid documents within twelve months of the opening of such account. The bank will review such account after twenty four months to see if it requires such relaxation.
|Minimum amount
|Rs. 100/- to Rs. 10,000/-.
The Minimum amount varies from bank to bank. The amount also varies in a bank on the location of the branch, type of branch and type of account (with or without cheque book).
Not maintaining the minimum balance invites penalties and may also lead to closure of the account by bank.
|Maximum amount
|No Maximum limit
|Interest Rate
|The saving Bank interest for resident indians have been de-regulated from 25th October 2011. Earlier, the saving bank interest rates were regulated by RBI and were therefore same in all banks. Now, the Savings Bank Interest Rate varies from bank to bank. Many banks are offering higher interest rates on Saving Bank accounts (upto 7% as against 3.5% earlier)
Previously, the interest was applied at prevailing rate on the lowest balance available in the account between the 10th and the final day of the month. From 1st April 2010 onwards, the savings bank interest is calculated based on the daily balance method. This means that interest is calculated on the closing balance of the account every day, giving maximum benefits to the depositor.
The interest is credited to on accounts at half yearly rests. Some banks have started crediting interest on monthly intervals.
|Nomination facility
|Taxability of Interest
|Interest upto Rs. 10,000/- for individuals & HUFs is exempt from income tax w.e.f 1st April 2012 ( for Assessment Year 2013-14) under section 80TTA.
|Other features
A pass book is issued in all Savings Bank Accounts. Some banks send statements of accounts at monthly intervals.
Local and outstation cheques are accepted for realization. Service charges are recovered for cheques returned unpaid.
Amount can be withdrawn in cash from banks by cheque or withdrawal forms or from ATMs. Pass books are required for withdrawing cash by a withdrawal form.
Payment of cheques can be stopped by the holder(s) of the account.
Immediate credit is usually provided for outstation collections up to Rs 20000/- for accounts that are satisfactorily conducted.
Banks will pay interest for delays in collection of outstation cheques.
No operation in the account for 12 / 24 months, makes an account 'Dormant' / 'Inoperative'.
Banks offer various other facilities/services with these accounts like ATM cards, ATM-cum-Debit cards, Credit cards, Online or Internet banking etc.
Standing instructions are accepted by banks in these accounts, subject to payment of stipulated charges. Service charges and rules vary from bank to bank.
Overdraft facility is not available in Saving Bank Accounts.
Finotax.com does not make any claim that the information provided on its pages is correct and up-to-date. The contents of this site cannot be treated or interpreted as a statement of law. In case, any loss or damage is caused to any person due to his/her treating or interpreting the contents of this site or any part thereof as correct, complete and up-to-date statement of law out of ignorance or otherwise, this site will not be liable in any manner whatsoever for such loss or damage.
The visitors may visit the web site of Income Tax Department for resolving their doubts or for clarifications.


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Summer Swallows Are Gone
Falling Leaves - song for Autumn
Create a playlist at MixPod.com
Happy Autumn!
"Fall has always been my favorite season.
The time when everything bursts with its last beauty,
as if nature had been saving up all year for the grand finale."
― Lauren DeStefano, Wither
Singing Heart
Clash of the Titans
Charming Crooks
In summer days, with the first rays of sun, a gang of grey magpies comes to my neighborhood.
I watch them from my window as they waddle down the street and since there is a wide span
of elegance between magpie in the air and a magpie on the ground I can't help but to laugh a little. :)
Anyhow those charming, clever crooks don't seem to have any problem with their self confidence
as they are cruising down the street, patiently checking every little corner. Their sharp concentration
and their attention for details convinces me in their capability for finding all kinds of strange treasures...
I can't help not to think how great it would be if I could put a beak and be part of that gang just for a day. :)
Bits Of Paper Mixed With Affection
Only on paper has humanity yet achieved glory, beauty, truth, knowledge, virtue, and abiding love.
George Bernard Shaw
Arboretum Trsteno
Arboretum Trsteno is located some 30 km north of Dubrovnik and it is the best known arboretum in Croatia.
This is a place of incredible beauty and it is hard not to feel admiration and profound respect.
The arboretum was erected by the local noble family Gozze in the late 15th century, who requested ship captains
to bring back seeds and plants from their travels. In 1962 the Arboretum Trsteno was registered in the list of
protected natural monuments. The protected area covers around 255,000 square metres.
The pride of the arboretum are two Oriental Planes located on the central market place of Trsteno. They are
over 500 years old and are unique specimens of its kind in Europe. The ancient trees are both about 45/60 m
tall and their trunks are 5 m in diameter.
It is hard to leave this place untouched in some way. Arboretum has inspired me to start a Herbarium, first one
after many years. :) It is truly a magical place and i am sure i will go back there as often as i can... ♥
"The clearest way into the Universe is through a forest wilderness."
― John Muir
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subset: commoncrawl


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Are you looking for a product to meet your personal finance needs, without overwhelming you with having to pay huge interest rates? Are you dreaming about purchasing a new television, or funding your honeymoon at an exotic location, but need more financial aid for the same? If you are affirmative abou the last two questions that have been asked then you have landed at the right place. CIMB Personal Loan might just be the right financial option for you.
For starters, what do we look for in a personal loan? The interest rate should not be overwhelming of course. Infact it should be as low as possible. There are various types of CIMB personal loans available hence the interest rates are based on the same. The rate of interest for the credit line secured overdraft product is based on the type of overdraft availed and is therefore calculated as, Base Rate + 0.85% for each year for the personal overdraft type and the one that has been consumed for both overdraft secured by multiple collateral as well as for overdraft secured through an ASB product.
There is also the option of Xpress Cash Financing-i, which is a personal finance option that can be approved within 24 hours time. Now, this is extremely convenient for emergency requirement of finances. The best part about this loan is the fact that Malaysians, citizens of the nations and even people with permanent residency status can apply for the CIMB personal loan. Read on to get a better look at this product.
You're probably eligible for an CIMB Bank Personal Loan if you are
At least 21 years old
Less than 70 years old
Salaried or self-employed
with regular income
Earn more than the minimum
income required
Your CIMB Bank Personal Loan amount eligibility is based on these factors
Minimum income required
Maximum allowed personal loan is RM 100,000
Installments of other loans lower
your eligibility
Increase your eligible CIMB Bank Personal Loan amount by these steps
Pay off your credit card bills
Choose longer tenure loan up to 5 years
Documentation needed to apply for CIMB Personal Loan
- 1.Photocopy of MyKad
- 2. Application Form
- 3. Documentation for salaried applicants:
- Latest 3 months salary slips
- Latest 3 months Salary-Crediting Account / latest EPF statements / latest EA Form / latest BE Form and tax receipt
- 4. Documentation for self Employed applicants:
- Business Registration Form (Form 9, 24 ,49, MA)
- Latest 6 months Business Bank Statements
- Latest B form with proof of tax payment receipt/ latest Profit & Loss and Balance Sheet statements
CIMB Bank Personal Loan Interest RatesUpdated on 20 Nov 2017
|Interest Rate
|4.85 % - 5.35 %
|5 years
|Guarantor Requirement
|No Guarantee Required
With humble beginnings of a merchant bank over 90 years ago in Malaysia, CIMB has now become one of the largest financial institutions in Malaysia with assets totalling over RM 473 Billion and also has a strong regional presence. They have a huge delivery channel and are dedicated to providing their customers with comprehensive financial products and solutions ranging from personal banking to commercial banking and even investment banking.
CIMB Bank Personal Loan Eligibility
- The personal loans from CIMB require that the applicant be a citizen of Malaysia and non-resident applicants with PR status residing in Malaysia
- The age of the applicant should be a minimum of 18 years as at last birthday
- The maximum age of the applicant cannot exceed 70 years as at last birthday
- The credit line secured overdraft requires a pledge collateral of RM 10,000
- The applicant requires to have a proof of income and the cash plus loan requires a minimum income of RM 24000 a year and the xpress cash financing loan requires a minimum annual income of RM 9600.
Documents Required
- The applicant will need to submit a photocopy of NRIC
- Original copy of collateral/certificate
- Latest 3 months Payslip for salaried applicants along with confirmation letter from employer
- A copy of the latest BE Form along with tax payment receipts
- For self-employed applicants, they will need to submit the latest 6 months Bank Statement along with the latest EPF statement
CIMB Personal Loan Malaysia
Personal loans are the easiest way to secure additional funds for any emergency situation that may arise. Be it for a child's education or for fulfilling short term goals such as going abroad on a vacation, personal loans provide the influx of much needed cash. The personal loans have no predetermined purpose and can be used by the borrower in any way they deem fit. The personal loans from CIMB offer customers an easy to acquire loan with competitive interest rates and flexible repayment terms for up to 5 years. The personal loans offered by CMB are as follows
Types of CIMB personal loans
CIMB offers a range of personal loans designed to cater to the many needs of a customer. Their salient features are as follows
Credit Line Secured Overdraft:
This secured personal loan from CIMB allows customers to withdraw additional funds from their current account. Not only does this loan offer a quick and convenient mode for securing the funds it is also hassle free but requires the borrower to pledge an acceptable collateral to the bank.
Read more on CIMB Credit Line Secured Overdraft
CIMB ASB Financing:This personal loan is a term loan that is designed to purchase units of ASB. In this loan, when the borrower is repaying the loan, he/she can stand to earn annual dividends and returns through bonuses from the purchased ASB units which can be utilized to pay in part the loan repayments for the subsequent year
Cash Plus Personal Loan:This personal loan from CIMB is an unsecured loan which can be used by the borrower as they deem fit. The cash plus personal loan requires no collateral or guarantor and the additional financing secured through this loan can be used to meet a variety of needs be it emergency expenses or fulfilling short term goals. The loan has a repayment tenure of up to 5 years
Read more on CIMB Cash Plus Personal Loan
Xpress Cash Financing-i:As the name suggests, this personal loan can be approved within 24 hours provided the financing amount does not exceed 10 times the monthly income of the borrower. Income is the total of basic and fixed income. For financing amounts below RM 5000 the loan does not require a guarantor
Term Financing-i Secured by ASB Certificate:This personal loan is Shariah compliant and based on the concept of Commodity Murabahah-Tawarruq. The loan is secured by an ASB certificate and provides for up to 100% margin of financing and a group Takaful coverage
Interest Rates for CIMB Personal Loan
The interest rates for the credit line secured overdraft depends on the type of overdraft availed and is BR + 0.85% p.a. for Personal OD secured by a fixed deposit and BR + 1.35% p.a. for both, overdraft secured by multiple collateral and for overdraft secured by ASNB product.
The ASB financing and term financing-I secured by ASB Certificate both have an interest rate of BR + 1.20% p.a. for the duration of the loan. The interest rates for the cash plus personal loan depends on the loan amount availed. For amounts between 50K to 100K availed by salaried applicants, the effective lending rate is 14.50% p.a. For amounts ranging from 20K to 50K the effective lending rate is 18.62% p.a. and the loan amount ranging from 2k to 20k attracts an interest rate of 24% p.a. The effective lending rate for self-employed applicants is 24% p.a. regardless of the amount availed. The profit rates for Xpress cash financing-I is 24% p.a.
How to Apply for CIMB Personal Loans
The application for personal loans from CIMB is an easy and quick process. The applicant will need to first meet the eligibility criteria required for successful approval along with submitting the list of required income documents. Applicants can download and fill out the application forms available on the website and submit them online or alternatively apply for a loan at the CIMB branch nearest to them.
How to Calculate Loan Instalments for CIMB Personal Loans
Bbazaar.my has a personal loan calculator page that is very helpful in estimating how much the monthly instalment may come up to if the applicant decides to take a loan from CIMB, the calculator will require certain parameters such as desired loan amount to be availed, the interest rates and the desired tenure. Based on these parameters, the calculator will then display the monthly instalments for the personal loan. The calculator is a helpful tool as it will give the aspiring borrower a chance to figure out how to plan their monthly finances around the instalment.
CIMB Personal Loan FAQs
Q) How does one make the monthly payments towards loan instalments?
A) CIMB personal loans require that the borrower make the monthly payments through automatic standing instructions on the first date of every month following the month the loan amount was disbursed. These payments need to be made every month till the loan has been paid off
Q) Is there a fee for early settlement of the personal loans?
A) Early settlement of the loans do not attract any settlement fee but CIMB does require that the borrower write in a request to settle the loan early and send in the request at least one month prior to settling the loan
Q) Do the personal loans from CIMB require a collateral?
A) Personal loans such as cash plus personal loan and Xpress cash financing-I does not require collateral but certain loans such as the credit line secured overdraft loan requires borrower to put up a suitable collateral
Q) Is there any particular collateral that is accepted by CIMB?
A) Some personal loans from CIMB require collateral which can be from a wide variety such as a CIMB fixed deposit or unit trust or structured product, a floating rate negotiable instrument of deposit and negotiable instrument of deposits both conventional and Islamic
Other Products offered by CIMB:
Apart from offering personal loan, CIMB offers other products and services which includes:
News About CIMB Personal Loan
Southeast Asia market revival driving profit for CIMB
CIMB expects the capital market in Southeast Asia to boost profit even if it is not sufficient to avoid a downgrade in the long-term target for return on equity. The initial public offerings and corporate bond issuance can drive earning growth by 15%. CIMB is expected to miss its own goal of 15% by the end of 2018 as the industry is hurt by slow economic growth and the higher capital requirement. The second largest lender by assets in Malaysia has laid off employees and have sold some non-core assets in the last 2 years to lower the cost. A lot of microfinance businesses has scaled down to focus more on wealth management. The restructuring in the last 2 years has helped CIMB increase their income. CIMB will now focus on disciplining cost to boost earnings and will be rigorous in making new investments. Since Malaysia and Indonesia are the two biggest income generating markets, the corporate bond issuance is expected to increase in 2017. CIMB also wants to focus on expanding business in servicing small and medium scale enterprises to grow the market share in the sector.
13th April 2017
CIMB –Principal launches its online portal.
CIMB-Principal recently launched its online portal for Private Retirement Scheme for corporate employees in Kuala Lumpur. The portal would enable employees and human resource employees to submit their payment slip, list of staff resignations and PRS contribution file online. The portal was launched for potential corporate plan sponsors during CIMB –Principal's second annual PRS conference. The main purpose of the conference is to create awareness among employers to use PRS as a means of investment for an improved life. The online portal is expected to help companies update their current company and PRS profiles online to ensure less manual effort and paperwork and get better data accuracy.
16th June 2016
'Hold' recommendation for 7-Eleven - CIMB Research
7-Eleven received a 'Hold' recommendation from CIMB Research based on their Q2 2015 results which were not impressive due to GST and muted consumer response. The company also does not expect smooth running in Q3 2015.
However, the company is soldiering on as far as expansion is concerned and is confident of meeting its targets for new stores in 2015.
CIMB Research maintains its EPS and target stock price (RM1.65) forecasts.
10th September 2015
CIMB Niaga's subdued results bring CIMB's shares down!
CIMB (Commerce International Merchant Bankers), a universal bank headquartered in Malaysia witnessed a fall in its shares as the company's shares fell six sen to RM 5.90. CIMB Niaga, CIMB's Indonesian subsidy witnessed another subdued financial results for the second quarter of the financial year ended (2015). In the meantime, a research conducted has stated CIMB Niaga's has made earnings of 176 billion rupiah in the first half of 2015. The deficit is said to be a result of a harsh decline in non-interest income and higher provision for bad loans.
Despite the slight decline, there is a hope that 2016 will be a much better year financially for CIMB after the company implied a few cost cutting measures.
5th August 2015


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I Am a Pessimistic Optimist
Personal Stories, Advice, and Support 26 People
My Cup Is 1/3rd Full Or Is It 2/3rds Empty?......or am I an optimistic pessimist? .....Ha!I'm feeling bad today but the title of this group made me smile.. so i'm feelin just a touch more optimistic!
lostbird 51-55, F 2 Responses 1 Nov 1, 2007


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This pair of eagles — maybe part of a foursome? — is somewhere in the center of the state. Send your best guess to: firstname.lastname@example.com — and make sure to include the name of the town in which you live. Please add "Mystery Photo" to the subject line so we can keep up with entries.
Last week's Mystery Photo wasn't much of a challenge to many Statehouse aficionados who knew the start was placed in spots on the state capitol building where it was hit in 1865 by Union cannonballs.
Former S.C. Sen. Phil Leventis of Sumter wryly observed: "Wow, everyone who has never been to the statehouse raise your hand. And those who have been but did not listen to the tour guide, lower your heads. This star, of course, is on the south face of the building to mark where Sherman's Army hit the spot, among several others, with a cannon ball during the Civil War."
Others who correctly identified the star were Steve Willis of Lancaster, Craig White of Greenwood, Dan Woodward of Pageland, Wyman Oxner of Orangeburg and George Graf of Palmyra, Va., as well as Leventis's oldest son, Greg, of Oakland, Calif.


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Miniature Broken Dish I found the pattern in Traditional Quiltworks #19
one 5" block makes 8 half squares
this is in progess
The squares I printed the sheets and cut the squares out and put it on top of the fabric and sewed the together (1 print 1 solid )
3 3/4 square sew on the dash lines
Lynd Howell patterns
The stitch Connection 43601 Gate house Ct., Canton, Mi 4818_
Dear Sue,
Thanks for posting more info about your doll quilt here. Those blocks look like candy. I think it's absolutely yummy! Great inspiration!
QCA Liz S.
Thank you Liz, I really enjoyed making this quilt i did two of them at the same time, it was like when you get started you just couldn't stop because it got me going through all my fabric and finding thing you for got about. It really got to be addicting. I will share a picture of my stash.
My room is full and they are by theme or subject.
Thank you for letting me share
Sue D. Ohio
Sue, your neatness is overwhelming!!!
I think I need to take some time to re-organize. I have big pieces piled on a big shelf and smaller pieces folded and stored in drawers in plastic units with wheels and in boxes. My GGD said she would come over this weekend and help me and boy, do I need her help. I think she is hoping that I will throw some fabric her way as we go through the stash.
Have fun and the stories you will tell her, of where you got the fabric and please make sure you take pictures of the two of you it will be a great treasure to her some day to share.
good luck!! and have a time.
What a neat pattern! I plan to make some for my granddaughters in their 'special' colors. I like the clear bins for your stash. I've put my stash in color coordinated bins, (greens in a green bin, pinks in a pink bin), but it looks like you can see more possibilities at a glance with the clear bins. Guess I need to go shopping.
Judy in Enumclaw
JudyEE at the base of Mt. Rainier
That is a great Ideal I never thought colored bins.
Sue d. Ohio
Sue - love your mini quilt. I need to get some more storage bins for all the great fabric I have gotten recently.
Griffin, GA
Sue, I love your mini quilt and the wonderful colors you used. I wish I had that much of a stash but I am just getting back into quilting so it will take a little time.
Thank you Marge (AKA Dimples) It was in an old book 1990 I save everything, but I have the time to sew now and I love every minute. The bins help me to find thing a little easier to locate.
Margaret W. thank you Stash I have been building it for about 30 years or so but when I realized I was going to be retiring I built the stash. When you work have money will buy. When retire you buy in smaller quantity, and hope you find everything hidden in the stash you need for a project.
I only buy what I like that way for some reason it all matches in the end some how, for me.
Good luck on the stash
Sue D. Ohio
Sue your mini quilts are beautiful , thanks for sharing with us ..Barbara
Thanks you for looking Barbara I love to look for small quilt patterns now that I have a grand daughter
Hugs Sue in Ohio
LMBO...Marge there aren't enough bins in Griffin or McDonough combined tto store your stash. Just teasing dear friend!


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May 28, 2012 BY John Kim
My, things have changed over the course of the last few years, haven't they? This past Friday's release of the Reebok Question brought on unprecedented camp-outs and lines for the release of the original Pearlized Toe Questions, but remember it was just a few years ago these the Questions were re-released and actually sat around shelves for quite some time. It's true that sneakers are much more of a 'must-have' commodity now and the Question was re-inserted into the game at just the right time – even Alicia Keys, the wife of Reebok's frontman Swizz Beatz, is getting in on the fun. More of Alicia below, so take look and stay tuned to Sneaker News for more Reebok updates because we've got some great news coming your way later this evening.
Filed under: Celebrity Feet Reebok
Tags: Alicia Keys Reebok Question


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Naturepedic Essentials Mattress
By Naturepedic
With a 12" profile including an 8" support layer of poly-wrapped encased coils and 3" of organic latex for decadent comfort, the Essentials is customizable from extra firm to plush for the healthier night's sleep you deserve!
Choose your mattress feel below to customize to your exact comfort needs. If you're not sure what to choose, just try one! You can swap out your comfort layer(s) for free within 90 days and only pay shipping (details).
The Essentials is similar to the EOS model, but offers less customization. Also, many organic materials are replaced with synthetic materials to lower the cost.
On line only.
See more: Organic Mattresses


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It's time to hit up the craft stash! Today, I'm over at A Little Claireification sharing these pretty Stash Buster Spring Baskets. Right at the beginning of the year, I kind of promised Mr. Smarty Pants that I was really, really going to TRY to use as much of the huge amount of craft products I already have and chill on buying new stuff until I had put a big dent in the stash. Hmm…..so I haven't been doing as well as my good intentions as far as craft shopping is concerned. What kind I say, it's a major weakness! I am, though, making every effort to "shop the stash." 🙂
Now that spring is here, I definitely need to make an effort to roll up my sleeves, dig into my craft room and try to get a real handle on what I really DO have in there! I have a suspicion that I'm going to find duplicates, or even triplicates, of a lot of things. There very well could be more stash buster projects in our future! 🙂
Join me over at Claire's for all the details on this spring project – we'll be stash busters today!
Sharing at these parties!
Freedom Fridays with All My Bloggy Friends at Love Bakes Good Cakes Creative Collection Party at Blooming Homestead Link Party Palooza at i heart naptime Snickerdoodle Sunday at Meatloaf and Melodrama Inspiration Monday at i should be mopping the floor Treasure Box Tuesday at Yesterfood Moonlight & Mason Jars at Five Heart Home


text: What is the Folsom Cash Art Trail? Johnny Cash performed live at Folsom Prison in 1968, and left a permanent mark on the City of Folsom. Cash's album Live at Folsom Prison revitalized his career and created a permanent link between Cash and the Northern-California city. Now, Folsom is celebrating the legacy of the Man in Black by memorializing the legendary singer with the Folsom Cash Art Trail Experience. Visitors to the trail will experience an interactive art experience like none other. Johnny Cash and Folsom Prison: the Ties that Bind The Folsom Cash Art Trail celebrates the ... May 4, 2016 By Johnny Cash Trail General Folsom Cash Art Trail 0 Comment Read More »


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Four Things Every Retailer Should Know About LEDs
May 4, 2012 - 3:51pm
Lighting expert Joe Rey-Barreau reveals the solid-state lighting essentials every lighting showroom needs to know.
4. LED Light Color Can Vary
Rey-Barreau says: LEDs' creation is unique from one manufacturer to another, so LEDs did vary quite a bit in color. Now, if the LED is labeled Energy Star®, you're sure to get a quality bulb with a great color. But LEDs come in different colors. It's important for showrooms to show the color of all the LED products they sell because if customers are expecting one color and they get something else, they're not going to be happy with the product.
Pictured: GE's Energy Star®-qualified BR30 12W lamp offers outstanding energy efficiency, warm color and an L70 rated life of 25,000 hours.
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Feature Galleries
Ten manufacturers and eight showrooms will represent the lighting categories at the 28th Annual ARTS Awards, presented during a gala...
Light, distressed woods; hints of crystal and iron; curvy, airy silhouettes: Fixtures say "bonjour" to the French countryside.
Products to be debuted at the Dallas Market Center's January lighting show, Jan. 18-22, are sure to 'wow.'
Indoors and out, new finishes on ceiling fans provide a fresh look, additional options and an extra dose of style.


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From inside the book
14 pages matching white clover in this book
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AGRICULTURAL MARKETING SERVICE alsike average beeswax beets berries broilers cabbage cantaloups Cash receipts Cattle and calves change in farm commodity groups Dairy products decline dollars dollars dollars estimates farm dwellings farm inventories farm marketings farm operators farm population Farm production expenses farmers fescue seed Government payments Greenhouse and nursery gross farm income Gross rental value hogs home consumption income of farm income per farm increase ladino lima beans Livestock and products Mil.dol Million dollars Misc nonfarm North Central Region offset percent popcorn Potatoes Realized gross farm Realized net farm realized net income receipts from cattle receipts from farm red clover red clover seed repairs and operation ryegrass Sheep and lambs snap beans sorghum sorghum grain South Carolina South Dakota soybeans sweet corn Total cash receipts Total net farm total net income value of farm vegetables West North Central wheat white clover


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- Welcome to the Theoretical Chemistry group
The main goal of the THEOR CHEM group is to achieve the ability to predict the outcome of chemical reactions involving hydrogen from first principles. This goal is important in almost all fields of chemistry and in many fields of physics. Read more about our research in the research section.
News & agenda
- CDL Football tournament 2016
This photo shows the team representing the Theoretical Chemistry group at the annual CDL chemistry soccer tournament in 2016. Standing at the back, from left to right: Francesco Nattino, Davide Migliorini, Nick Gerrits, Khosrow Shakouri, Gernot Füchsel, and X.Li (the latter is from the Biophysical Chemistry group). In front: Geert-Jan Kroes and Paul Spiering. The team almost made it to the quarter finals. If it had not been for the referees ...
- Read more
- Best poster prize for Rafaël Vos and Dennis Cheng.
Our two first year students Rafaël Vos and Dennis Cheng have presented one of the best 3 posters out of 34 about their internship in the theory group (LO1) at the results meeting in Delft on June 26.
- Read more
- Fare-well party voor Marc van Hemert
Op 12 juni nam de TC groep officieel afscheid van prof. Marc van Hemert door hem een zeiltocht op het IJsselmeer aan te bieden. Marc, zelf een enthousiast zeiler, was aangenaam verrast met dit uitje en ook de groepsleden vonden het bijzonder geslaagd.
- Read more
- Talk by professor Daniel Auerbach
On June 2nd at 11 am, we will have a guest speaker. Daniel Auerbach would like to talk about his recent research results. The seminar takes place in room HB 364, Gorlaeus Laboratories.
- Read more


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News - April 2011
30 Apr 2011. Uniab River. It has been seven days since the last rains, but the Uniab River is still flowing strongly. Several of the Agab lions were located in the upper Agab River.
29 Apr 2011. "Nina". After following the direction of distant roars, the Obab lions (Xpl-22, Xpl-45 & their five cubs) were located west of the Urunendis River. Peter & Annegret Sander (and their sons, Jurgen & Stephan) assisted with the darting of "Nina" (Xpl-45). A GPS radio collar was fitted to Xpl-45 (bottom row photos by Peter Sander).
28 Apr 2011. Springbok. The Hoanib lionesses (Xpl-47 & 59) could not be located during the night. Attention was turned to the Obab pride to replace the fading radio collar of Xpl-45 ("Nina"). Large numbers of springboks were observed on the green grass between the Obab and Beacon Rivers.
27 Apr 2011. Bianca's cubs. Large numbers of Hartmann's zebras and springboks were observed between Crawthersquelle and Tamarisk spring. The tracks of the two Hoanib lionesses (Xpl-47 "Bianca" & Xpl-59) and their cubs were found just north of the Mudorib River. The tracks revealed that there are a total of five cubs and that they are between 4 and 5 months old.
26 Apr 2011. Xpl-54. Members of the Land Cruiser Club assisted with the tracking and monitoring of the Hunkap male (Xpl-54) at a small spring south of Crowthersquelle. (Move your mouse over the lion)
25 Apr 2011. Land Cruiser Club. The third Obab lioness (Xpl-49 "Lovechild") was located during the early morning hours and it was confirmed that her three cubs (now 10 months old) are still alive. The radio collar of Xpl-49 has been faulty and it was decided to replace her radio collar. A delegation of the Land Cruiser Club of Southern Africa, guided by Adolf Huester, joined the Project late this afternoon and they were fortunate to experience the darting of Xpl-49. The "Land Cruiser Whisperer" Johann Meyer was seen whispering something to the lioness.
24 Apr 2011. Urunendis. Several spotted hyaenas fed on the zebra carcass during the night. They pulled the camera trap from it's mounting and carried it off. Four hours were spent searching for the camera, but it could not be found. At sunset two Obab lioneses (Xpl-22 & 45) and their cubs were located in the lower Urunendis River.
23 Apr 2011. Zebra carcass. Most of the bigger rivers, including the Aub (photo: bottom left), were still running, but there was no rain during the afternoon & early evening. A fresh zebra carcass was found on the gravel plains to the north-east of the Urunendis River. There were fresh vehicle tracks that drove up to the carcass and meat had been cut from hind section of the carcass (photo: bottom middle). It did not appear that the zebra was shot, but that it had perhaps died from a disease. Based on the symptoms it could possibly be anthrax, which is not prevalent in the desert, but given the exceptionally high rainfall, it is quite possible. Samples were collected from the carcass and will be sent away for analysis to determine the cause of death. Not only were their actions illegal, but the people that removed the meat from the zebra carcass are at risk if the animal died from a dangerous disease like anthrax. Efforts were made this evening to alert the tourism/conservation bodies that are operating in the area about the danger. A camera trap was set-up at the carcass to monitor any further developments (photo: bottom right).
22 Apr 2011. Ominous weather. After a night of spectacular electrical storms and rain, the entire area was engulfed in thick mist and drizzling rain for the whole day. *Moment*
21 Apr 2011. Big rains. True to the normal rainfall pattern in this part of the Namib Desert, the rains have intensified, with thunderstorms & hail, and fieldwork has become virtually impossible. The Uniab, Agab and many of the smaller rivers are in flood.
20 Apr 2011. Running the Uniab gauntlet. The Floodplain lions could not be located west of the dunes. They are presumably on the Floodplain, or perhaps further east along the Hoanib River. At sunrise a brown hyaena was observed on the beach,10 km south of the Hoanib River. To access the interior area (east of the dunes, including the Obab, Urunedis & Hunkap Rivers) required driving upstream along the Uniab River for 15 km - a risky endevour during this time of the year. When the Uniab River was reached early this morning, it was dry and it appeared safe to drive up the river. But, after 10 kms fresh flood waters were encountered. Despite a few nervous moments, the 15-km mark and a track leading out of the river, was reached without getting bogged down.
19 Apr 2011. Mowe Bay Cabin. The original plans of working in the Uniab area were changed in order to meet with Jen Bartlett at Mowe Bay. The research/film cabin at Mowe Bay, currently occupied by Jen Bartlett, will soon become available to the Desert Lion Project to use as a research base. The cabin itself and its location at Mowe Bay is ideal and will be of great benefit to the Project. Jen is thanked for going out of her way to make the place available and for donating numerous items currently in the cabin to the Project.
18 Apr 2011. Obab lions. It was a surprise when the radio signal of Xpl-54 was picked-up from the main coastal road near Torra Bay (late in the afternoon). It took many hours of careful driving through the sensitive terrain, by following small rivers and washes, before a sub-group of the Obab Pride was located. They were resting at a small unknown spring in a narrow tributary of the Uniab River. The photograph of Xpl-54 (bottom right) was taken in the moonlight, using a long time exposure.
17 Apr 2011. Repairs. Temporary repairs were made to the Cruiser. For the next few days field-work will continue in the areas around the Koigab, Uniab & Obab Rivers.
16 Apr 2011. Ugab Gate. Working on the vehicle and fixing flat tires during the day (yesterday) was difficult because of very strong winds and sand storms. Shortly after nightfall, Joshua Kazeurua and several other staff members of the Ministry of Environment & Tourism (MET), based at Ugab Gate, came to the rescue and the Cruiser was towed to Ugab. Here it was possible to work in a protected area (out of the wind & sand), and with the assistance of the MET staff (and the gear oil they provided) the Cruiser was soon mobile again.
15 Apr 2011. More vehicle problems. Searching for Xpl-68 and the other lions in the Springbok River was hampered by five flat tires that had to be repaired on the spot. Thunderstorms during the late afternoon and early evening resulted in flash floods of many of the tributaries to the Uniab and Springbok Rivers. Due to driving in so much water and getting bogged down in mud during the past few months, the oil seal on the back differential of the field vehicle had been damaged and started leaking oil. During the night the oil leak became worse and work had to be stopped.
14 Apr 2011. Huab Valley. The area around Krone Pos and the greater Huab Valley was scanned today for the radio telemetry signal of the young male lion (Xpl-68, see 7 April 2011) and for tracks of other lions. The regular rain showers during the past few days have covered whatever tracks there might have been. The radio signal of Xpl-68 could also not be heard, and it is suspected that he moved north to the Springbok River, or perhaps even to the Agab River. The northern section of the Namib Desert is known to receive most of its scant rainfall (during normal years) late in the season - from March to the end of April. Even though this area has already seen exceptionally high rainfall for the season, the pattern appears to hold true, because it has been raining every afternoon and evening for the past week. *Moment*
13 Apr 2011. Land Cruiser repaired. With the guidance and advice from members of the Land Cruiser Club (LCCSA) the vehicle was repaired late this afternoon. The problem was due to a standard modification (probably done by the previous owner) that involved the installation of an alarm / anti-theft system. During this process electrical wires were cut, but were not properly mended. This resulted in the connection becoming corroded and it eventually caused a short-circuit and a drop in voltage. Johann Cloete and all the Wilderness Safaris staff at Damaraland Camp are thanked for their support during this period.
12 Apr 2011. Day 5. A lot of progress was made today in finding the electronic problem with the Cruiser. Members of the Land Cruiser Club of Southern Africa had a discussion forum on their website (initiated by Adolf Huester) and several members offered valuable and expert advice. However, threatening thunderstorms and rain during the afternoon and early evening, delayed the work because the equipment and tools had to be packed away.
11 Apr 2011. 74 hours. Going into the forth day of being stranded, there has not been a breakthrough in identifying the electrical problem with the vehicle. But, the work continues.
10 Apr 2011. Damaraland Camp. The electrical (or electronic) problem with the Cruiser has not yet been resolved. Wilderness Safaris offered their assistance this morning and the vehicle was towed to Damaraland Camp, where the work to isolate & repair the problem continues. The entire dashboard has thus far been dissembled and the electrical wires and connections are being check for a loose connection, or some other problem.
9 Apr 2011. Electrical problems. Last night the field vehicle suddenly developed an electrical problem. There was a lot a rain during the day that delayed working on the vehicle somewhat, but It has not yet been possible to identify or repair the problem. This is an unfortunate turn of events, because of an agreement to provide support to Anette Grobler (see 28 Mar 2011) in the Hoanib and Hoaruseb area, where she is most likely to encounter lions.
Photos of lions were received from tourist visiting the area (see bottom row). The images provided valuable information on the Obab Pride (bottom left photo) and especially on the Hoanib Pride, with the images of Xpl-47 ("Bianca") and one of her cubs (bottom middle & right photos).
The Obab lions - photo by F Brixler
Xpl-47 and one of her cubs - photo by Cees Passchier & friends
8 Apr 2011. Reliability of ID technique. Observations confirmed that it was only a single lion that killed the donkey at Krone Pos. The value of the photographs of lions submitted by tourists was once again demonstrated, as well as the accuracy of identifying lions based on whisker spot patterns and other unique features, when Xpl-68 was captured last night. This young male lion was photographed by a tourist in the Huab River on 3 Jan 2011 (see News - 3 Feb 2011), and he was then identified as Xpl-68. Most of the day was spent observing Xpl-68.
7 Apr 2011. Back to the Huab. An email message was received this morning from Wilderness Safaris at Damaraland Camp that the lions have returned to the Huab River. The lions killed a donkey at Krone Pos last night. After a nine-hour drive, the location (Krone) was reached at sunset. The lion(s) killed the donkey late in the night and had only eaten a small portion of the carcass, but unfortunately the entire carcass had been removed by the local residents. This meant that the lion(s) were unlikely to return to the scene. With a great deal of luck a young adult male lion (Xpl-68) was darted at 03h53 and fitted with a radio collar.
6 Apr 2001. Rain at Mowe Bay. During the past weeks Mowe Bay has seen more rain than has probably been recorded for the past 20 years. Large pools of rainwater are scattered throughout the area. The Floodplain lions could not be located. They have mostly probably moved onto the floodplain and perhaps further east. But the area is not accessible at the moment.
5 Apr 2011. Mechanical problems. At sunrise the two Obab lionesses (Xpl-22 & 49) were observed again. During the night they had left the cubs and the male (Xpl-54) behind and were actively hunting zebras in the rocky terrain. A fuel pump on the Land Cruiser (used to transfer fuel from a 200 litre spare tank to the main tank) seized and it was necessary to drive to Terrace Bay to get more fuel. The Uniab River was still flowing and the journey was risky and difficult.
4 Apr 2001. Obab Pride. The Obab lions, including Xpl-22, Xpl-49, their five cubs (see 5-7 Mar 2011) & the Hunkap male (Xpl-54), were located at the lower Urunendis spring during the night.
4 Apr 2011. Agab Pride. The three Agab lionesses were observed for most of the night whilst feeding on a springbok that got trapped and died in the veterinary fence. The rain showers caused the Uniab River to flood and crossing the river has been difficult. *Moment*
3 Apr 2011. Khoabis River. A detour of more than 100 km was necessary to bypass Peter's Pool and continue searching for the Huab lions. The radio telemetry signals of several of the Agab lions were picked-up late last night. Three lionesses (Xpl-36, "Fay" & "Ansie") and a 4 month-old cub were located and observed in the upper Khoabis River this evening. There were heavy thunderstorms and rain during the afternoon.
2 Apr 2011. Huab progress. After many hours of fruitless efforts, some progress was made this afternoon when fresh tracks of two lions were found moving westwards along the Huab River towards Terrace fountain. This was the first substantial bit of information gathered since arriving at the location three days ago. However, it was not possible to follow the lion tracks because the passage-way at Peter's Pool has been blocked by the recent floods.
1 Apr 2011. Uniab. An avid mountain biker approached a group of lions in the Uniab River, but escaped miraculously with only two flat tires (see full report).


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Camala C. Bailey, CPA, CVA
As a kid in rural Idaho, Cammi decided to become a veterinarian to help animals. However, in college she realized science was not her strength; numbers and analytics were. Instead, Cammi excelled in accounting. She channeled her love of companion animals into breeding and showing world-famous Affenpinscher, and traveling the country winning championship titles for her monkey dogs. Then, she had an epiphany; shift her accounting practice to help the people who help animals: veterinarians. So, in 1999 she dedicated her life and CPA practice exclusively to helping veterinarians nationwide become more successful.
Today, Cammi and her team focus exclusively on serving veterinary practices throughout the United States. Cammi is known nationally for her expertise in veterinary accounting and tax planning – as well as her coaching and consulting services, which go well beyond the spreadsheet.
For veterinarians looking to buy or sell a practice, she offers a depth of experience in conducting due diligence and practice valuations. Meanwhile, throughout the buy/sell process (which can be overwhelming), she guides veterinarians to make sound business decisions.
As a financial mentor and leadership coach, Cammi consults with veterinarians and practice managers to:
- Clarify the business vision and goals
- Understand and learn how to use financial reports, benchmarks, and KPIs
- Identify and implement strategies to improve revenue and profit
- Shore up leadership skills
- Develop and train employees
- Reduce stress and improve work/life balance
- Meet business and personal financial goals
A Certified Public Accountant with a BS degree in accounting, Cammi is also a Certified Valuation Analyst. She holds four certifications in DISC and deftly applies this assessment tool to shed insight on her clients' leadership training, teambuilding, and employee engagement strengths and challenges.
Cammi speaks nationally and is frequently published in veterinary publications including Arizona Veterinary News, Veterinary Team Brief, and the Southern California VMA Pulse.
Cammi is married, has two adult sons, and a pack of monkey dogs!
Andrew Jones, MBA
Senior Accountant
I'm Andrew Jones, and I'm working towards my CPA certification, while simultaneously doing my best here at Camala C. Bailey, CPA, PC.
I've watched Cammi (or as I call her: "Mom") manage this business from its first day and have learned a lot from watching it grow. That experience, coupled with my education, has led me to want to help others find the same success with their own businesses. After graduating with my MBA from Northern Arizona University I came here hoping to help others do the same, taking their business, whether start-up or acquisition, and achieving financial and personal goals
Outside of work I'm a pretty simple guy. I have a few close friends and enjoy games, we have game nights, or I'll turn on a PC and play online with faraway friends. I'm also an avid reader (from engineering manuals to science fiction), and, as per company policy, a pet lover. While I enjoy my mom's dogs, my house is home to a lovely Husky named Sylo who can usually be found behind whatever door you're trying to open.
I look forward to working with all of you!
Donna Traylor
Hi, I'm Donna Traylor and I have been with Cammi's team since January 2013.
My background includes bookkeeping, hospitality, office management, branch manager of a Credit Union, and now I am back to my 'roots' (and I am not referring to my hair color!). My first job out of high school was a bookkeeping job for a livestock trucking company. With a desire to increase my people skills I continued my life's journey spending 15+ years working in the hospitality industry in the Sales and Catering Sales in Colorado and Northern California.
I have always had a love for animals, I even did volunteer work through Girl Scouts (okay it was many, many years ago) at a local Veterinary Hospital in my home town of Longmont, Colorado. Now I have the pleasure of using my talent for detail and desire to learn, to work with a firm who specializes in helping veterinary clinics and hospital succeed at the highest level.
This life's journey has brought me to here – a great place where dogs run free (my two cats are okay with this) and people who believe in a mission to help our clients and each other.
Kirstie Scharr
Director of First Impressions
Kirstie Scharr is one of the few natives to the great state of Arizona. She was born in Prescott and moved shortly after to Tempe where she has spent most of her life.
Kirstie studied art and elementary education at MCC and while she didn't envision working in an accounting office, she's found out that she loves it! She's been with Camala C. Bailey for 8 months and helps keep the office running smoothly as the Director of First Impressions. She is excited to be working with her awesome coworkers and in such a specialized field!
In her spare time, Kirstie enjoys reading, drawing and being in the great outdoors. She loves spending time with family, friends and her boyfriend Tyler. Kirstie has two rescue Chihuahuas, Mac and Minnie whom she absolutely adores!
Randy Bailey
Marketing Director
Randy joined the firm after a career in journalism and marketing. His experience ranges from startups to a decade of leadership with a Fortune 500 company and marketing director at the nation's largest public university. He is best known for his application of 1:1 Marketing for Veterinarians. This is the application of technology and staff to build stronger relationships with existing clients and attracting the "right" new clients to build the practice.
Randy consults exclusively with clients of Camala C. Bailey, CPA, PC. He is another reason our firm is The Veterinary Practice Doctor®.


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SA to trial NDIS: Ian Hunter
South Australia has been allocated one of the trial sites for the National Disability Insurance Scheme after the state government agreed to allocate $20 million in funding for the new scheme. The trial site will start in July next year along with similar programs in Tasmania and the ACT. The South Australian trial will focus on five thousand children with a disability.
- Ian Hunter
- SA Minister for Disabilities


text:
On Friday I called my publisher to see if they knew when my books might be back from press. The receptionist said, "Oh, they just came in today."
Breath stills.
REALLY! Oh my goodness! I'm so excited!
That afternoon, I loaded up my kids and we drove over and I bought my first box of books to use as review copies for my blog tour and to have ready for the fundraisers I'm doing in March as well as hopeful extras for the book signings I have scheduled!
When I held my book and saw my name--my name--Rachelle J. Christensen--on the cover, I smiled so big! I held out my book to my kids and said, "Look, this is my book!"
They grinned. They already know their mother wears her heart on her sleeve.
My 4 yr. old said, "Yes, Mom. It's your Wrong Phone Number book."
6 yr. old rolls eyes. "It's Wrong Number."
17 month old tries to get inside the box of books and ends up hitting his head on the receptionist desk.
I love my kids! I'm so glad they could be there to share the excitement. Then when we got home we celebrated with Steve.
I stopped by on the way home and showed my in-laws. It was so fun to be excited with them.
Then I showed my parents via the webcam and showed them the dedication page--which is in part to them. They loved it!
I can't believe the day has finally come. The day I've been dreaming about for years and years. My book is published! It is for sale and I have signings scheduled. I'm an author! I love how my book turned out. The cover is fantastic. The typesetting is wonderful. The editing was superb and it went through so many rounds of revisions. I really feel great about sending my baby out to the world. Thanks to everyone at Bonneville Books and especially to my editor, Katie Carter!
I can't wait to hear what people think about Wrong Number.
Stay tuned for more details and insider information on how Wrong Number came to be!
Do you have questions? Leave a comment or email me: RachellethewriterAT gmail. com


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Calcutta: Yuvraj Singh is keeping fingers crossed. The rest of India, too.
The next 24 hours are crucial' (Team India physio) John Gloster wants the pain to subside before examining the hamstring injury and deciding on my immediate future, Yuvraj told The Telegraph on Monday evening.
Speaking from Mumbai on his cellphone, the Man-of-the-Series in the five ODIs against Pakistan (and the only Indian to score a hundred in the Karachi Test) accepted he was worried.
Im concerned' Yes, theres a bit of tension' I could miss the first Test versus England (in Nagpur, from March 1) at a time Im batting so well' I cant say Im not worried, Yuvraj said.
The in-form left-hander ' elevated to vice-captaincy when Virender Sehwag returned home with a shoulder problem ' had planned to head for New Delhi, en route to home town Chandigarh, but had to change his itinerary.
I want this hamstring bit out of the way' I didnt aggravate the injury by continuing to bat (with a runner) in Karachi last evening' I didnt put any weight on the left leg' In any case, at that stage of our chase, I couldnt have come off, Yuvraj pointed out.
He didnt have to, but made a terrific statement by putting the team above acute personal discomfort for the last 25 runs of his innings ' an unbeaten 107, which fetched the MoM award as well.
Mahendra Singh Dhonis assault may have invited more cheers, but the hundred will be remembered as somewhat of an epic. Quite like Chris Cairns effort, ironically against India, in the ICC KnockOut final six years ago.
Incidentally, Indias Man of the Moment made his debut (as an 18-year-old) in that Nairobi tournament.
According to Yuvraj, his excellent run in the last ODI series at home (versus South Africa) gave the mental energy to soar even higher.
He scored 103, four not out, 53 and 49, a sequence which earned him the Man-of-the-Series award (with South African captain Graeme Smith) and enabled Team India draw 2-2.
Success has much to do with being fresh and tough in the mind' Of course, Im pleased at having been consistent' More pleased it contributed to a memorable series win, Yuvraj remarked.
He dedicated the latest awards to mother Shabnam, who has been a pillar of strength, and his two Gurujis who stay near Chandigarh.
Asked whether hed specifically learnt anything in the past few weeks, Yuvraj appeared to laugh while replying: Make the most when the going is good'
Many swear by that.


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Incentives for Investing in PreK
March 21, 2014 10:00 AM-12:00 PM
University of Southern Mississippi
Rm. 101 Trent Lott Center
Hattiesburg, MS
Join Mississippi First and the Committee for Economic Development at the University of Southern Mississippi to learn how you can make an investment in preK. The program will take place on Friday, March 21, 2014, from 10:00 AM-12:00 PM in room 101 at the Trent Lott Center. The event is open to the public and those interested in investing in their community's preK collaboratives are encouraged to attend. Refreshments will be provided. To register click here.


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The protein encoded by GPD2 localizes to the inner mitochondrial membrane and catalyzes the conversion of glycerol-3-phosphate to dihydroxyacetone phosphate, using FAD as a cofactor.
hepatic metabolite perturbations in citrin (show slc25a13 Antibodies)-mitochondrial glycerol-3-phosphate dehydrogenase (show GPD1 Antibodies) double-knockout mice, a model of human citrin (show slc25a13 Antibodies) deficiency
GPD2 activity is required for generation of reactive oxygen species in mouse spermatozoa during capacitation, failing which, capacitation is impaired.
mitochondrial GPD (show DARC Antibodies) knockout mice have normal thyroid thermogenesis but reduced viability and adiposity
Knockout mice deficient in both cytosolic and mitochondrial GPD (show DARC Antibodies) have lethal hypoglycemic ketosis and glyceroluria.
role for mitochondrial gpd (show DARC Antibodies) in thyroid hormone (show PTH Antibodies) thermogenesis.
phenotypic analysis of citrin (show slc25a13 Antibodies)/mitochondrial glycerol-3-phosphate dehydrogenase (show GPD1 Antibodies) double knock-out mice
the up-regulation of mGPDH, due to a highly glycolytic environment, contributes to the overall increase in ROS (show ROS1 Antibodies) generation and may result in the progression of prostate cancer
testis-specific (show THEG Antibodies) promoter of mitochondrial GPDH (show GPD1 Antibodies)
Overall, these data demonstrate that mGPDH is involved in maintaining a high rate of glycolysis and is an important site of electron leakage leading to ROS (show ROS1 Antibodies) production in prostate cancer cells.
The protein encoded by this gene localizes to the inner mitochondrial membrane and catalyzes the conversion of glycerol-3-phosphate to dihydroxyacetone phosphate, using FAD as a cofactor. Along with GDP1, the encoded protein constitutes the glycerol phosphate shuttle, which reoxidizes NADH formed during glycolysis. Two transcript variants encoding the same protein have been found for this gene.
glycerol-3-phosphate dehydrogenase 2 (mitochondrial)
, glycerol-3-phosphate dehydrogenase, mitochondrial
, mGPDH
, glycerol-3-phosphate dehydrogenase, mitochondrial-like
, FAD-linked glycerol-3-phosphate dehydrogenase
, glycerol phosphate dehydrogenase 1, mitochondrial
, glycerol-3-phosphate dehydrogenase 2, mitochondrial
, glycerol-3-phosphate dehydrogenase G3PD
, mitochondrial glycerophosphate dehydrogenase
, mtGPD
, glycerolphosphate dehydrogenase
, Glycerol-3-phosophate dehydrogenase 2 (mitochondrial)
, mtGPDH gene, promoter region and alternative transcripts


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Wiggle Ltd. 1000 Lakeside, Suite 310, Third Floor N E Wing, Portsmouth, Hampshire, PO6 3EN, United Kingdom /
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Executive Director: Will Kernan.


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|1,188 sq. ft.
|Property type
|Minimum Stay
|4 - 30 nights
Take advantage of this offer for a unique vacation spot for families and friends at the most beautiful and romantic island of Hawaii.
Kamaole Sands Resort is one of the most popular Condominium Resorts in Maui. It is located at the south side of the town Kihei, overlooking Kamaole Beach III, next door to Wailea with the most famous and exiting golf courses in the world.
Our condo is a partial ocean view condo located on the fourth floor of the building and provides magnificent views of the ocean and Haleakala Mountain. Each building at the resort has its own elevator that serves all four floors. Our unit, which has recently been completely remodeled, is a spacious suite of 1200 sq.ft. of area. It utilizes two large bedrooms, a living room, a dining area, a fully equipped kitchen, washer/dryer, two full bathrooms and a private lanai. The condo provides adequate accommodations to sleep comfortably six people. In addition, we offer to our guests a high-speed Internet connection at no extra charge. You can request your free Internet service connection code at the front desk upon check-in time. All guests have access to four tennis courts, a large pool, two jet spas, and a wading pool for children, sundeck, workout room with exercise equipment and outdoor gas barbecue areas.
We also provide for our guests beach towels and chairs, beach umbrella, boogie boards and a cooler.
Steps away from Kamaole Sands you can experience the wonders of the ocean. Snorkeling, sailing, scuba diving, whale watching adventures and much more await you. Minutes away are five world-class golf courses, fine and casual dining and fun outdoor shopping marts.
Kamaole Sands sits on fifteen acres of cascading waterfalls and fishponds. The surrounding gardens fill the trade winds with the scent of tropical flowers. In the heart of Maui's Sun Coast, Kamaole Sands Resort is situated across from one of Maui's most famous beaches. The ocean is warm, the surf is gentle and the scenery is majestic. The magic of Maui casts its spell.
Please call us or e-mail us for availability and special rates. We accept all forms of checks in US dollars and credit cards through PayPal only. Rates are subject to change without notice.
Keywords: Condominium
Aloha and Mahalo for visiting our web site. We are Paul and Colleen Rentis, the proud owners of this wonderful condo, our home away from home, here at the beautiful Island of Maui, Hawaii.
Our primary home is in San Diego,California where we also enjoy living with our three energetic Parrots, Wiki, Tiki and Miki. We have two grown sons out on their own and we are now beginning to enjoy a new chapter in our lives, retirement!
To give you a little history, we vacationed in Maui first the time in 1996, where we fell in love with this Island. During the years 1996 through 2002 we visited Maui two more times, this time with our sons, Jason and Gregory, who also love Maui as well. In August 2002, we made the big decision and bought our condo at Kamaole Sands Resort. This was the best decision we ever made in our lives. We bought a piece of paradise that we could visit once or twice every year, and to also share with others as well.
Now, since we both have retired from our professions, we are planning to spend more time enjoying the surf and the tropical beauty of Maui, Hawaii. We wish you much Aloha for your time spend visiting our web site and please call us, we will be delighted to assist you with any request you might have. We would love to have you visit the Island of Aloha.
The Owner purchased this condo in 2002
Our family of 4 stayed in this condo for 10 days. It was perfect! The unit is well equipped with all we could have needed, lots of beach towels, toys and chairs for the beach, the kitchen had EVERYTHING, the beds were comfortable, and the furnishings were cozy and gave a true Hawaiian feel to our stay. The view from the lanai is so nice to wake up to, sit and read with your morning coffee, listening to the birds. It's a quick walk to the pool and main gardens and quite nice to be close to the exit gate to walk to close by restaurants and shops. The owners were prompt and great to deal with. We spent a lot of time at Kam III beach just across the street from Kamaole Sands, snorkeled and scuba dived Molokini, fished for Bone Fish along the beach ... we had an amazing adventure in Maui and this was a perfect 'home base'. We'll definitely be back!
The beds were comfortable, the views beautiful and the walk to the beach a breeze! Close to everything and we had no issues with anything which is a first when it comes to family vacations. There was room for everybody with no one getting under foot or being in someone's way. The fans kept the place at a very comfortable temperature and you can see the sunsets from the balcony. It was the best vacation I've had in years and a large part is due to the niceness and comfort of this condo.
The sandy beach "Kamaole Beach Park #III", at the front of the resort offers great swimming and boogie boarding. Also, there is great snorkeling at each side of the beach where turtles, colorful fish and corrals are a common sight. Within walking distance from the resort there are restaurants to satisfy all tastes and pocketbooks. Minutes away are shops and boutiques for endless shopping.
|Check-out cleaning fee
|$145 + Tax
|Property Damage Protection
|Refundable damage deposit
|Resort check-in fee
|$60 + Tax
|Tax Rate
The Resort fee of $60.00 provides free parking, free Internet café by the front lobby, free Maui newspaper and free poolside Mai-Tai parties, every Wednesday afternoon 3:00 PM to 5:00 PM, with free Mai-Tai drinks, live Hawaiian music and hula dancing.
All cancellations will be subject to $150.00 administration cancellation fee. Full refund, minus the $150.00 administration cancellation fee will be issued for cancellations with more than 45 days notice. No refund will be issued for cancellations with less than 45 days notice.
Any guest condo lock-out will be charged to the guest a $50.00 fee by the property management to come over and open the condo door.
Upon check-out time the guest should leave the security safe unlocked. If safe fund locked there will be a $50.00 fee charged to the guest by the property management to come over to open the safe.


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Brand Label: Origins
Available for Purchase Online at NORDSTROM for $44.00Pin It
What it is: An ultra-rich cream clinically proven to instantly boost very dry skin's moisture reservoir to keep it hydrated and rejuvenated all day. Who it's for: Anyone with dry skin types. What it does: It's fortified with nature's miracle rose of Jericho plus a breakthrough lychee and watermelon quenching complex to reach deeper than before to repair the moisture deficiency in dry, dehydrated skin. How to use: Apply morning and night after your serum. Style Name: Origins Make A Difference Plus+ Ultra-Rich Rejuvenating Cream. Style Number: 5293652. Available in stores.
Shop other brand label items from Origins on FashionStylist.com.
This item was published for sale online by NORDSTROM on September 4, 2017 1:37 pm and last updated by us November 21, 2017 9:20 pm.
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text: Photo by Paul Morigi/Getty Images for Nickelodeon [ 940's Sean Hannity To Todd Akin: Drop Out! [VIDEO] By James G August 28, 2012 Sean Hannity is not happy with Todd Akin. Not one bit. Read More Category: Videos Tags: fox news, kixz, sean hannity, the new 940, todd akin Send to a friend! Share on Facebook Share on Twitter Pin it! Reddit This! Share on Tumblr!


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Recent Posts
- Trustees not to be trusted with democracy: Board abuses power and overturns democratic decisions
- Statement from Hattie Craig, Vice President (Education), on the demonstration 26th March
- My censure, the protest on 29th Jan, wrongful arrest and the Guild's response
- Statement on the University putting me through their disciplinary process
- From inside the occupation: why I'm here and why the university is taking me to court.
Monthly Archives: February 2014
My censure, the protest on 29th Jan, wrongful arrest and the Guild's response
Originally posted on Facebook on 30th Jan: I have been told that Guild Council has voted in favour of censuring me (62%) for my involvement in the occupation of Senate Chamber last term. They have done this in my absence: I … Continue reading
Posted in Uncategorized Leave a comment


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- Written by Judy Chapman
- Published in Judy's Blog
- Read 5942 times
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Picking Partners Can Be Life Altering
It goes without saying that picking partners can be a life changing decision. Personal partners can either add or subtract from your quality of life. This is also true of business partners. In either case it is important that you share a common point of view, particularly in ethics. You want a partner that will uphold your ethics – who will engage in practices that reflect kindly on your values. The need to maintain the integrity of a partnership will be based on trust. Trust has to be based on knowing that your partner is truthful. There is no gray matter around telling the truth. This is why it is important to get to know your prospective partner so there are no surprises. Reputations can be destroyed by one thoughtless moment. Be sure to project yourself by being smart about selecting your partner. Try to separate fact from fiction and not be swayed by emotions.
Keeping your head in charge of your heart will help make a sound choice. Much easier said than done. Good luck.
Judy Chapman
Latest from Judy Chapman
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- GSW Education Foundation (GSWEF) and Oasis Host Teen Girls Leadership/Success Summit


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Trailer Rental & Towing in Moss Beach, CA at Coast Side Market
Moving to or from Moss Beach, CA? U-Haul cargo and enclosed trailers are intelligently designed to protect and secure your precious belongings, while our open utility trailers are perfect for hauling building supplies, landscaping materials or bulky items. U-Haul car trailers have EZ load ramps for effortless loading of vehicles while our motorcycle trailers are lightweight and easy to tow. Get FREE trailer rental rate quotes in Moss Beach CA 94038 today.
Get FREE trailer rental quotes on car trailers, utility trailers, cargo trailers, and motorcycle trailer rentals in Moss Beach, CA
Cargo Trailers
Cargo trailers in Moss Beach, CA are lightweight, aerodynamic, and engineered for better fuel economy which makes it easy to tow behind any vehicle. Millions of families use our enclosed cargo trailers to move every year. U-Haul has a large selection of enclosed trailers to rent in-town or one way, review our cargo trailer sizes and reserve a trailer rental online at Coast Side Market!
Utility Trailers
Utility trailers are perfect for towing large or oversize cargo in Moss Beach CA 94038. Many utility trailer rentals come equipped with a loading ramp for easy convenience. The utility trailer selection at Coast Side Market provides an affordable solution for home improvement projects, furniture delivery and for towing recreational vehicles. Utility trailer rentals are also popular with businesses for deliveries and trade-show events. Utility trailers come in a wide range of sizes and styles so that any car can tow.
Car Trailers
Moving cross-country with your vehicle on a car trailer is a smart way to save gas and eliminate miles of wear and tear on your vehicle. Our Tow Dolly is a low-cost option for towing front wheel drive vehicles, while auto transports are ideal for long distance moves. Both car haulers fit most sized vehicles in Moss Beach, CA and are also an economical alternative to calling a tow truck in the case of a break-down. Whether towing behind a U-Haul moving van or your own personal vehicle, you can rent a car hauler for both in-town and one way moves.
Remolques para motocicleta
Motorcycle trailers in are lightweight, easy to tow and have an easy-access loading ramp. Each motorcycle trailer also comes equipped with an integrated chock for the front wheel and with heavy-duty tie-down rings to support even the heaviest of motorcycles. Reserve your motorcycle trailer rental in Moss Beach, CA online today!
Trailer and Towing Supplies
Enganches de U-Haul para remolque
Ingrese la información de su vehículo y le ayudaremos a encontrar el enganche adecuado para el remolque.
Customer Reviews
Barbara Susan H. en
Nothing to improve! It was all easy and great!
Ben davis G. en
Basically it was a corner store that was 2 towns away from the location I requested. This resulted in an extra 45 minute drive (a favor from a friend) to get me to my truck. There was a poor voicemail broken english voicemail to inform me of the location change rather than an email or text. Also once I got there, the corner store owner made me wait for all the other customers to purchase wine, liquor and food before dealing with me. There were 5 non uhaul customers I had to wait behind before I could rent my truck. The store owner was rude and shitty.
Gregory J. en
If you give a quote, stick to it . Don't change the number.
robert R. en
Weak wireless signal in the area of the store renders the rental pickup a real hassle if you try to use the pre-arranged pickup process. You have to walk around trying to find even a weak cell signal to use the .com site, and if it works, it is very slow to upload the necessary authentication photos. Uhaul should warn people of this problem so they can plan ahead or use another location with adequate cell service, unless you want to pickup between noon and 4PM!!, apparently their "open" hours. Store workers have no ability to help. My pick up process took over 60 minutes and the promise of early pick up made the day before was unknown to clerk who works in grocery, not Uhaul. Finally, although the van was newish and ran ok, the INSIDE of the windshield was filthy and really a problem in the sun, reducing visibility and making the driving less safe. The rental site was closer to my home but really not worth all the trouble to use this location. The previous user left trash in the van, and the floor was dirty enough that you would not want to put anything clean like a mattress or carpet on it without first covering it with a tarp. Not good enough.
ANTHONY K. en
glad this location exists, serves a good function for the area.
Brandon R. en
Not helpful staff, its a liquor store that is dusty and you wouldn't even know its a U-Haul drop off
Brenda S. en
I could not get into the lock box and neither could the owner of the lock box. I had a reservation at 630 and don't get the U-Haul until the owner arrived! I couldn't make the free recycle center in time with the load of wood so I had to pay 150 for the other place!
Joseph T. en
The person on the phone at uhaul (800 number) was terrible. She tried to have me drop off at a far away location, not the location a few miles away that I initially requested. She then said I could drop off at my preferred location but wasn't going to give me an address until I asked for it. I asked if they were open and she said they're closing soon and I could call them if I wanted to know. Bug she didn't even give me the phone number until I had to ask for it. And to top it off, the phone number she provided was disconnected.
Laurel J. en
Allow me to pick up the truck from the requested location on the requested day. I ad to pick up a day early to accommodate the location, as it did not open until 5 hours after my reserved time. Then I had to drop it off a day earlier I was very unhappy
Nancy H. en
Excellent, everything went very smooth, the Staff was very courteous and helpful Thank you
Len P. en
Maintain the request from the customer.
Noreen F. en
Let customers know when you are not available to check out equipment due to breaks.
JEFFREY LYNN O. en
They were great! Moving sucks!
Rebecca W. en
If you are going to provide an estimate, I feel you should also list any extra fees, such as a "rental tax" tacked on after the uhaul was rented. Feels really shady anything outside of sales tax. Should be part of the rental price quote.
Jannella S. en
The people at the store both during check out and return were very friendly, helpful and made sure that I had everything I needed. I would highly recommend, and would use again, this location for their EXCELLENT customer service. Thank You
Juffin F. en
Let you keep the truck the full 24hours as advertised and originally promised.
TOM R. en
We arranged a one day service and were charged for two days. Had the truck back within 24 hours. The person helping us did not speak English very well. It took us over an hour to book this truck!
ed a. en
At arrival to turn in the rental truck, the employee who assisted me was not only rude, but he denied the fact that I had mistakenly left a $132.00 pair of Ray-Ban sun glasses in the cab when I went back to collect after About ½ hour or so.
JULIAN D. en
the first truck that they gave me there was something wrong with the breaks and the personal knew it about this but they still gave it to me. they didn't even bother to you and check it with me when they hand the key.
ELizabeth m. en
Great experience and conscientious people to deal with. So nice having it so close.
Melissa C. en
I was charged for pads and a dolly that I never ordered and the agent couldn't figure out how to refund my money. Then I received an email from U-Haul asking for a review. The email offered an addy to write to if you wanted to speak with someone, so I wrote an email. Unfortunately, it's an invalid email address, I'm not happy and want my money back please.
tom j. en
Very pleasant experience. One person operation. Very busy since this a market also.
LANE R. en
Took over 30 minutes to process my online reservation, which should have cut my wait time in half, according to the U-Haul site. After 30 minutes it was still not done, and the price was all wrong (equipment rental I did not select, price per mile higher, etc). The gal said this happens every time with online bookings, and I should just rent on-site (was very irritated that she didn't say that to start with and save me 30 minutes). That process took another 15 minutes.
Robert S. en
Friendly, efficient service provided a pleasant experience.
DONNA D. en
Be sure to do Express Check in


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We just keep coming back! Almost a year to the day my boyfriend and I visited Morocco again and decided to spend our whole holiday at Domaine Malika. Another truly peaceful, welcoming and wonderful stay. Food to write home about and as ever, Paul and his mother were so warm and helpful. We spent a wonderful few hours climbing a mountain, a few walking through the quiet village lanes near the hotel and the rest gazing at the pool, swimming and enjoying a relaxing massage at the hamman. A unique, quirky and stylish hotel in the most beautiful part of the Atlas Mountains. Bliss..
- Official Description (provided by the hotel):
- The Domaine Malika is a luxury boutique hotel located moroccan atlas mountains boasting a wonderful setting in a valley in Ouirgane surrounded by pine forests and olive groves. This atlas mountains hotel offers a refined and friendly atmosphere where guests on holiday in Morocco will spend enjoyable moments in a relaxing and luxurious ambiance in a natural setting next to the Toubkal national park with views over the High Atlas mountains. ... more less
- Reservation Options:
- TripAdvisor is proud to partner with Priceline, Hotwire and Booking.com so you can book your Domaine Malika reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.


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5th Annual Rotary Club of Charlevoix St. Patrick's Party
- This event has passed.
The St. Patrick's Party has become the Rotary Club of Charlevoix's biggest fundraising event. Over the past four years the popularity of this party has increased.
Entertainment is provided by a great 80's dance band out of East Lansing; Irish dinner by the Grey Gables restaurant and an open bar with Irish tendencies.
$50 Per person includes dinner catered by Grey Gables, an open bar with top shelf liquor, green beer and wine, live music and Silent Auction.
"Charlevoix the Beautiful" is about an hour north of Traverse City on U.S. 31.


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FREE SHIPPING on orders of $85 or more
An excerpt from www.HouseOfNames.com archives copyright © 2000 - 2017
Anglo-Saxon England, the ancestors of the Overton surname lived in the region of Overton in various counties throughout England. Overton is a topographic surname, which was given to a person who resided near a physical feature such as a hill, stream, church, or type of tree.
Overton Early Origins
Cheshire where they held a family seat from early times and their first records appeared on the early census rolls taken by the early Kings of Britain to determine the rate of taxation of their subjects.
Overton Spelling Variations
Overton Spelling Variations
It is only in the last few hundred years that the English language has been standardized. For that reason, early Anglo-Saxon surnames like Overton are characterized by many spelling variations. As the English language changed and incorporated elements of other European languages, even literate people changed the spelling of their names. The variations of the name Overton include: Overton, Oferton, Overtone and others.
Overton Early History
Overton Early History
This web page shows only a small excerpt of our Overton research. Another 191 words (14 lines of text) covering the years 1525, 1609, 1580, 1609, 1599, 1664, 1609 and 1678 are included under the topic Early Overton History in all our PDF Extended History products and printed products wherever possible.
Overton Early Notables (pre 1700)
Overton Early Notables (pre 1700)
Notables of the family at this time include William Overton (c.1525-1609), an English clergyman, Bishop of Lichfield (1580-1609); Richard Overton (c. 1599-1664), an English pamphleteer and Leveller during the English Civil War...
Another 31 words (2 lines of text) are included under the topic Early Overton Notables in all our PDF Extended History products and printed products wherever possible.
The Great Migration
The Great Migration
Many English families tired of political and religious strife left Britain for the new colonies in North America. Although the trip itself offered no relief - conditions on the ships were extremely cramped, and many travelers arrived diseased, starving, and destitute - these immigrants believed the opportunities that awaited them were worth the risks. Once in the colonies, many of the families did indeed prosper and, in turn, made significant contributions to the culture and economies of the growing colonies. An inquiry into the early roots of North American families has revealed a number of immigrants bearing the name Overton or a variant listed above:
Overton Settlers in United States in the 17th Century
Overton Settlers in United States in the 18th Century
Overton Settlers in United States in the 19th Century
Overton Settlers in Australia in the 19th Century
Contemporary Notables of the name Overton (post 1700)
Contemporary Notables of the name Overton (post 1700)
Suggested Readings for the name Overton
Suggested Readings for the name Overton
Overton Family Crest Products
Overton Family Crest Products
See Also
See Also
Other References
The Overton Family Crest was acquired from the Houseofnames.com archives. The Overton Family Crest was drawn according to heraldic standards based on published blazons. We generally include the oldest published family crest once associated with each surname.
This page was last modified on 29 May 2016 at 18:22.
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Presidential vote timelapse: May 4
Countdown begins for 2nd presidential TV debate
Countdown has begun for the second televised presidential debate in Iran.
The six candidates contesting the vote will face off in the debate to further elaborate on their agendas. The topic of the debate is domestic and foreign policy as well as cultural issues. The debate will be held on Friday at around 1200 GMT and will be aired live on press TV. The first debate was held last week and candidates clashed over socio-economic issues.
Opinion poll shows high turnout in presidential election
An opinion poll in Iran shows that more than 63 percent of the eligible voters will cast their ballots in the May 19 presidential election.
The poll was conducted by the Research Center for the Islamic Republic of Iran Broadcasting on a sample of 38,000 people. More than seven percent of the respondents said they will probably take part in the election while over 23 percent said they will not turn out at polling stations on Election Day. This comes as more than four percent of the respondents were undecided on the issue. The poll was conducted in the Iranian capital Tehran and other provincial capitals as well as in 10 villages from May 1 to May 3.
Rouhani defends his policies in TV interview
Iran's incumbent President Hassan Rouhani, who is seeking re-election in the May 19 vote, has in a live TV interview defended his administration's performance and policies. Rouhani also outlined his plans to boost Iran's economy and defense capabilities.
Qalibaf puts economy at the top of his agenda
Presidential candidates are campaigning on different platforms. Mohammad Baqer Qalibaf has put economy at the top of his agenda and promised to bring about change.
Hossein Fattahi talks about party's final candidate
Meanwhile, the campaign manager of Mohammad Baqer Qalibaf in Kerman says either him or Ebrahim Raeisi will withdraw from the presidential race.
Hossein Fattahi said the selection will be based on a survey that determines the popularity of each candidate. He stressed that both of the presidential hopefuls are from the Popular Front of Islamic Revolution Forces and it is in the best interest of the party that only one of them remains in the race. The remarks come as earlier a spokesman for the party said both nominees are there to stay until the election.