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We Worship & Adore You
- Artist: Darrell Veencamp
- Format: CD
- Release Date: 9/23/2008
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I am 53, grew up in small town Iowa, married, and have one son. I dropped out of grade school band and never appreciated my mom the cellist. I talked my dad into getting a guitar for my 18th birthday. I was watching Billy Graham on TV one night shortly after that and had a belief in God experience. Songs about life as a Christian came from that. Songs that will encourage, and focus your thoughts.
To play the media you will need to either update your browser to a recent version or update your version of Flash Player.


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Disney Cranium
Offering outrageous Disney fun for the whole family, Disney Cranium will have you acting, drawing, moulding, stunting and more all the way to victory! This one-of-a-kind boardgame will have you laughing out loud time and time again as you work together to find out who has the larger cranium.
- Disney Cranium
- The ultimate guessing game has arrived
- Disney themed questions and characters
- Create, perform, discover, draw, sculpt and act - the ultimate charades game!
- Pack contents:
- Gameboard
- 400 x cards
- 1 x tub of Cranium clay
- 6 x Cranium cubes
- 1 x die
- 1 x timer
- 1 x pad
- 2 x Mickey ears movers
- Rule sheet
- Players: 4+ players
- Recommended for ages 8+ years and up
- Dimensions (approx. in cm.): 49 x 49 (L x W)

subset: commoncrawl


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Cuba Highlights MNOAL's Validity at UN
Geneva, Apr 20 (Prensa Latina) Cuba highlighted the validity and relevance of the founding principles of the Movement of Non-Aligned Countries (MNOAL) at a difficult moment in the world at the UN headquarters in Geneva.
During a forum dedicated to the 62nd anniversary of the Bandung Conference, considered the organization's founding moment, the chargé d'affaires of Cuban embassy in Geneva, Alina Revilla, pointed out that her country will continue promoting the Mnoal.
'Cuba shares the MNOAL's founding ideals and will continue supporting this movement that maintains its relevance in a world that poses increasingly serious challenges for the future of non-aligned countries,' she said.
In this sense, she emphasized that 'the use of force, threat, coercion and violation of the principles of international law' is constantly happening.
She also stated that 'underdevelopment, poverty, marginalization, hunger, illiteracy, the proliferation of preventable diseases, the deterioration of the environment and the waste of the planet's resources', are also permanent.
Revilla pointed out the need to mobilize in the face of such circumstances and emphasized Mnoal's strength when acting in a established way.
|By the minute
|Most read


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GraphicRiver Classy And Chic PSD Flyer Template 9911742
Photoshop \ Print Template \ Flyers
Bleeds \ Titling \ Included \ Dafont \ Steelfish \ System \ Already \ Installed
Print Template - Classy And Chic PSD Flyer Template 9911742 by WG-VISUALARTS @ GraphicRiver
Photoshop \ Print Template \ Flyers
This is a flyer for all kind of party!
You can modify everything very easy and quick. Changing the color style, picture, typo is no problem. It is well-assorted in folders and layers.
- Fully Layered PSD files
- Fully Customizable and Editable
- CMYK Setting
- 300 DPI High Resolution
- Print Ready Format
- The design Include bleeds, trims and guidelines print ready!
- Size flyer DIN A6: 4 width x 6 height. (Bleeds: + 0,25)
Font Used.
Steelfish => http://www.dafont.com/fr/steelfish.font
Big Noodle Titling => http://www.dafont.com/fr/bignoodle-titling.font
Times New Roman => This is a system font already installed on your computer
Files Included.
- 2 PSD file
- 1 Readme text file
Model not included, you can find it here: http://photodune.net/item/portrait-of-young-beautiful-couple-in-love/4545509
Don't forget to rate it if you like
Thanks and Enjoy!
I wish you success!
Layered: Yes; Graphics Files Included: Photoshop PSD; Minimum Adobe CS Version: CS; Print Dimensions: 4x6.
Classy And Chic Flyer Bundle; Atom Futuristic Event PSD Flyer Template; Classy And Gold PSD Flyer Template; Hookah Oriental Night PSD Flyer Template; Drink Cocktails PSD Flyer Bundle; Drink Cocktail Bar PSD Flyer Bundle; Tuning Car Show PSD Flyer Template.
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GraphicRiver Background Check 6459489
Stock Vector \ Conceptual
Background \ Magnifying \ Report \ Vector \ VectorReviewing \ Prison \ Document
Stock Vector - Background Check 6459489 by enterlinedesign @ GraphicRiver
Stock Vector \ Conceptual
Reviewing a background check report with a magnifying glass. Vector EPS 10.
Layered: No; Graphics Files Included: Vector EPS; Minimum Adobe CS Version: CS.
American Football Field with Helmets and Ball; Vector American Football Helmet and Chalkboard; Vector Basketball Chalkboard on Court Illustration; Vector American Football Helmet with American Flag; Basketball Texture Background; Indoor Volleyball Emblem Illustration; Soccer Emblem Illustration.
Keywords: background check, criminal record, document, felony, illustration, magnifying glass, misdemeanor, prison, report, research, review, vector.


text: Hi, I have my work IMAP account set up in the Android e-mail application. It works fine, but every mail I send from the phone shows up as unread in the Sent folder, so when I access the account with other e-mail applications I have all these unread messages in the Sent folder. I have never had any e-mail applications mark Sent mail unread. Is there a way to prevent the Android mail client from marking sent unread?


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Cuddl Duds Softwear Wrap with Stretch 8912232
Sorry, no other customer-recommended styles found.
This product was discontinued May, 2015 and is no longer available. Please consider one of the Customer-Recommended Replacements above, or try a new search.
Take a different approach to warm wear with this soft knit top that laps over in front and secures with covered buttons on each side of neckline. Made of softest modal/spandex.
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/v/rage 2017 remake.
an animation about the /v/ board on 4chan.4.40 / 5.00 5,628 Views
Pmation: "Unchairable"
When the lazyboy cannot be lazy…4.07 / 5.00 972 Views
Dinosaur thing
Dinosaurs are cool3.96 / 5.00 2,056 Views
WOOO! another one!
It's fantastic to see you back here on Newgrounds. I remember you being one of my favorite artists, but it always baffled me how little credit and attention you get on here.
I've noticed your art has improved even more than I remember over the years- along with motions. It's defined, smooth, and the quality of the sound is improving as well, with only a few characters here and there sounding choppy, or quieter than the rest. Subtitles are also improved.
Jokes are still superb and there's not really a lot I can really comment on that you haven't already responded to me about in your Kingdom Hearts animations. You have an extremely unique style that I'm glad is still here and will be here. Do you plan on doing a Kingdumb Hearts 3D?
Anyway, art is great, the music matched what you were pulling for, and the jokes still clever. Everything I could ask from from your animations. 5/5 and 9/10 from me. Really hoping to see more. =D
I am working on Kingdom Hearts dream drop distance at the moment, yes.
Sorry about the sound. I got the feeling my pc speakers are "fixing" some mistakes automatically so I don't always know what's going on until I watch my movie on a diffrent computer. Weird.
Well, glad you liked it!
Lol, once again Knuckles keeps beating the living daylights out of everyone, Amy is insane and Cream is... somewhat creepy. XD
Woah Roger long time no see man!
Man when was the last time you submitted something here anyway? I miss ya on here! Sure there's deviantART butt we love you on here too you know. Speaking of which are we going to get any more of your stuff?Sonic Dissected and the rest of the parodies? Hell I can imagine you doing a Dead RIsing parody...I digress though good to see you back on here!
I'm never quite sure what to put on Newgrounds, it's more strict here. So don't know about Sonic dissected.
I should catch up with IMP atl east tough.
Dead Rising? Am playing the game on the Wii, haven't got parody inspiration yet, tough, sorry.


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lucky charms
Discussion in 'Syn Values' started by MadameButterfly, 25 September 2011 Social URL.
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MiniMins.com is a weight loss support community helping each other on their weight loss journey. We have a multitude of forums, from Slimming World and Exante, to Success Stories. Click the logo at the top right to return to the forum home page at any time.
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Daredevil risks death jumping into handstand on skyscraper ledge
THIS is the nerve-wracking moment a man casually jumps into a handstand on the roof of a multi-storey building.
The video footage, filmed by mates of the daredevil in question, begins with the young shirtless man gearing himself up on the ledge of a tall building.
He nervously rocks from one foot to the other before getting some sand on his hands for added grip.
But shockingly the man doesn't just perform the impressive stunt there and then – that would obviously be too easy.
Instead he launches himself off the ledge and lands on his hands on the other side of a sheer drop.
Carefully balancing his weight onto his arms he manages to stay upside down on the terrifying ledge while the camera pans across the city below him.
At the end of the clip the stuntman flips backwards onto the safety of the building's rooftop.
In January a man in Dubai survived a similar gut wrenching move on top of a skyscraper – even performing fancy leg tricks while thousands of feet up in the air.
And a daring woman in a tiny bikini survived a rock edge of her own while doing sit-ups.
But all wasn't quite what it seemed in the terrifying video.
Still, we think we'll be sticking to solid ground for now, thanks.


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Rex said that "the Jets have a puncher's chance like George Foreman has a puncher's chance..".and then he laughed.
This just gets better every frichen day.
At some point we need to see more Foreman and less Rope-A-Dope. If Sanchez opens the scoring with a long one we can rely on our D.


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i. DEPARTMENT OF BUSINESS ADMINISTRATION
ii. DEPARTMENT OF ACCOUNTANCY
i. Department of Science Laboratory Technology
ii. Departmentof Computer Science
iii. Department of Statistics
iv. Department of Computer Engineering
v. Department of Electrical Electronics Engineering
5 Credit Passes in English Language, Mathematics and in any other three relevant subjects at GCE 'O' Level, WASC, NECO & NABTEB at not more than two sittings.
Waiver: 4 Credit Passes with deficiency in one of the major Subjects may be considered for student applying for daily part time.
i. SLT Microbiology option
ii. SLT Physics Electronic option
iii. Computer Science
iv. Statistics
v. Accountancy
i. As in ND Courses
ii. ND Certificate of Igbajo Polytechnic or other Government approved Polytechnic, with at least Lower Credit grade.
iii. Evidence of one year Industrial Training
iv. Candidates are advised to read carefully the admission requirements for their programme of study before completing the application form.
v. Candidates are advised to ensure that they personally and not by proxy fill-in appropriate information and pay special attention to the arrangement of names, examination grades, examination number, examination year and the exact Industrial Training (I.T) date (12 months from the date of ND certification for those with Lower Credit and 24 months from the date of ND certification for those with Pass Grade.
vi. Only courses duly accredited by the NBTE would be considered for the admission.
vii. Candidates are advised to keep safe their scratch card as any loss will necessitate purchase of another scratch card.
viii. Applicants are advised to provide correct and functional E- Mail address while completing application form on-line.
ix. Date of Qualifying Examination will be announced soon.
x. The Institution would not be liable for any erroneous information contained in filling of forms
i. Students with pass may also be considered after 2 years of industrial training.
ii. ND Jamb Admission Letter.
iii. Change of Institution is allowed for ND candidate.
HND Form: N7,500.00
ND - Full Time Application Form - N6,000.00
ND - Daily Part Time Application Form - N5,000.00
Purchase a scratch card and log on to the website www.igbajopolytechnic.edu.ng SCRATCH CARDS ARE AVAILABLE AT THE FOLLOWING CENTRES
IGBAJO POLYTECHNIC: Registry Department, Igbajo Polytechnic, Igbajo. Osun State. Contact the Registrar.
KADUNA ADDRESS:Pastor Grace A. Fadahunsi C2 Ibraheem Taiwo Road, Behind AJ Suleiman Electronics off Ahmadu Bello Way, Kaduna.
AKURE ADDRESS: A New Song Coaching Centre, Aladekemi Street, Opp. Ijo Mimo Grammar School Junction, Ijoka, Akure.
OTA ADDRESS: KNOXFIED COMPREHENSIVE COLLEGE, Liberty Lane, Off Sango Ijoko Road, Ijoko-Ota Ogun State.
No. 1, Oke Alaafia Street, Off First Junction, Ijoko Ota.
IBADAN ADDRESS: Living Spring Chapel int'l. Dominion City, Aduloju Bus Stop, Ojo-Iwo Road Express. Contact Pastor Akintunde Idowu.
OSOGBO ADDRESS: Rayyan Infotech Services , No. 76. Isiaka Adetunji Adeleke Way, Akinlade Junction, Alekuwodo - Osogbo.
ADO EKITI ADDRESS: Varsity Gate Education Centre, 28, Oorelope, Alhaji Ajise Avenue, Ekute - Ado Ekiti.
ILESHA ADDRESS: Sogmat Continuing Education Centre, No. B57, Okesa Street, Opp. APC Secretariat, Ilesa.
LAGOS ADDRESS: Fakol Tutorial Centre, 55, Taiwo Akinbode Street, Ajangbadi, Ojoo L.G.A., Lagos.
You can also pay into the Polytechnic Account and the Scratch Card will be sent to you
Bank: Skye Bank
Account Name: Igbajo Polytechnic
Account No: 1770732776
Branch: Ikirun, Osun State
After payment, send e-mail to email@example.com stating
The Name of Despositor
Amount Paid
Date of Payment
Phone No
SUBMISSION OF FORMS: Completed forms are to be printed out and submitted at the school within 2 weeks of purchase of scratch card or those coming from far distances to come along with the printed form for screening at a date to be announced later.
The completed form must be accompanied with the following documents.
i. Photocopies of credentials (3 each).
ii. Photocopies of birth certificate and/or Sworn affidavit (3 each).
iii. 4 Passport Photographs.
iv. Photocopy of the Original receipt
NB: Incomplete applications will not be considered.
Igbajo Polytechnic 2016/2017 ND, HND, & Daily Part-Time Programmes Admission Form Out Reviewed by EMMANUEL CHINEKS on June 07, 2016 Rating:


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Scroll down for our holiday cottages in Corfe Castle.
Corfe Castle is a small village in the county of Dorset. It is the site of a ruined castle that has the same name. The village and castle are located between Wareham and Swanage and 5 miles east of Langton Matravers.
History of Corfe Castle
Nearly all periods of history are celebrated in and around Corfe Castle Village, from the Jurassic periods when dinosaurs roamed the Isle of Purbeck, right up to the modern day.
All around the village there is evidence of Celtic habitation. The Village Common is an excellent example of a Celtic field system. Apart from their abilities as warriors, they were excellent farmers. Their port would probably have been the local cove of Kimmeridge.
There is a lot to do when you are staying in one of our handpicked Corfe Castle Cottages and below you can find out just a few of the attractions that we enjoy the most. If you are looking for a particular day out, our team can help you – call us today.
Corfe Castle
The first castle buildings would have been built of wood. In 979 King Edward was murdered by his step-mother so that her own son Ethelred the Unready could then become the King of England. In the latter half of the 11th Century the Castle was then rebuilt in stone by William the Conqueror. For the next six hundred years it was a royal fortress used by the monarchs of England.
For the whole of the Medieval period, Corfe was a royal castle. It was used by Kings as one of the five royal castles. King John kept his crown jewels here. Henry VII gave it to his mother but later it reverted to Henry VIII. Edward II was imprisoned here. Queen Elizabeth sold it to her Chancellor, Christopher Hatton, who fortified it further in readiness for the Spanish Armada. Much torturing and murder took place here.
The Hatton Family sold the castle to the Bankes family. Civil war broke out and it was then left to Lady Bankes to defend the castle in 1643 and 1645. She was finally overcome by the treachery of one of her own officers. Following an Act of Parliament, the Castle was then blown up from the inside by engineers.
Corfe Castle Model Village
Corfe Castle itself was destroyed during the Civil War – but have you ever wondered what it must have been like before it was destroyed? The Model Village opened to the public in 1966 and depicts the Castle and village as it was in 1646. You can compare the real castle with the Model castle from the garden, this gives a fantastic idea of how it used to look when it was home to Lady Banks.
What's on in Corfe Castle:
30th April to the 2nd May 2017
Saxon & Viking Siege of Wareham
You are invited to visit the Saxon village, speak to the craftspeople and learn about family and warrior life. Witness the dramatic re-enactments, sieges and battles.


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Job Summary
You are an experienced Tug Master looking to leverage your proven skills and knowledge of Fraser River and coastal BC waters in a challenging and rewarding marine environment. With opportunities for leadership and career development, you will join our dedicated vessel operations team in Richmond, BC.
With new opportunities on the horizon, it's an exciting time to join our Ledcor Mari . . .


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To make website graphics that have real pop, graphic artists will often take advantage of an image filter. Filters can enhance, correct and dramatically alter a picture to fit the needs of a website. Artists can certainly use filters in their image editing software, but they can also use filters directly on the lens of the camera when taking photos. The results are often stunning and breathe a sense of vibrancy and interest into a website that would otherwise be missing. The following five filters will make your website pop!
Camera Lens Filters
One of the most important filters for the camera is a polarizer. This is one of those filters that consistently outperforms the effects achieved with software. A polarizer on the lens can remove reflective glare, for example, in a way that software is not yet capable of replicating. An online photography course is the best way to discover the benefits of options such as the polarizer and graduated neutral density filters.
Graduated neutral density filters help to compensate for the disparity in underexposed and overexposed areas, particularly as they are often found in landscape pictures. A reduction of light occurs in the portion of the filter with a neutral density effect. This is how the photographer only reduces the light in areas where it is necessary, creating a stunning image with perfect exposure and clarity.
Software Filters
A Lens Blur filter can create drama in an image and catch the interest of website visitors. Thanks to control over the depth of images, this filter can emphasize a key segment of an image in a way that attracts the eye and makes a creative statement. Softening of the image in select areas ensures the focus is where it will have the greatest impact.
The Neon Glow filter can add an intriguing pop of color to an image and create instant interest. This filter is a classic, but the many possibilities keep it fresh and relevant. The artist typically chooses the filter and selects a color to emphasize, which produces a striking neon effect.
The Distort filters allow an artist to transform dramatically images in a variety of ways. Flat images, for instance, can be warped into abstract spherical shapes or ripples. The options available for these filters result in flexibility and a broad canvas for creativity.
Graphics Strategy
The right strategy in preparing graphics is crucial for holding the attention of website visitors. It is particularly important to consider which aspects of the graphics to emphasize and which to soften. Photographers often have the ultimate in artistic freedom with their graphics, with tools for the camera as well as the image editing process.
The image filters listed above can be used to dramatically improve the overall aesthetic of a website. Modern day web surfers not only expect great content, but they demand interesting graphics. Filters have the ability to turn a drab and otherwise listless image into one that pops and compliments the other components of a successful website.
Author Bio
This is a guest post by Karleia. She is a freelance blogger. Away from the office she enjoys spending time with her daughters and husband.


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Richland Hospital Director of Rehab Honored
The Rural Wisconsin Health Cooperative (RWHC) bestowed their 2013 Rural Health Ambassador Award to Debbie O'Connell, Director of Therapy and Rehab at The Richland Hospital. The award recognizes health care employees at RWHC hospitals who have gone above the call of duty in promoting their organizations, while making significant contributions to rural health.
Dave Johnson, Director of Member Relations and Business Development at RWHC read a portion of the nomination submitted by all 25 employees that report to Debbie.
"Deb progressed from being the director of a department of 3 to a department of 25. Under her vision, direction, and commitment, the department has grown to include cardiac and pulmonary rehabilitation; athletic training serving several area schools; physical, occupational, and speech therapy; Richland County Birth to Three services, school based therapy and home health services. Deb treats patients on a daily basis as well as doing all of the administrative duties for a large department. She is a constant example for giving the best for her patients and staff."
Richland Hospital congratulates and thanks Debbie for her exceptional service to hospital staff and patients.


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Customer Service available Mon - Fri 9am to 6pm EST
David Belke
Customer Rating:
(Rate this!)
Full Length Play, Comedy
4m, 2f
More Information Below:
Minimum Fee: $75 per performance
ePlay also available from:
Full Length Play
120 minutes (2 hours)
Time Period - Contemporary, Present Day
Settings Of Play - The real and fictional world of Mark W. Transom, most notably his work
area and the rehearsal hall of the Harvest Theatre in Edmonton Alberta, the
present day.
Scene work
Interior Set, Unit Set/Multiple Settings, Bare Stage/Simple Set
Contemporary Costumes / Street Clothes
Business, Illness/Health, Parenting/Family
Appropriate for all audiences
High School/Secondary, College Theatre / Student, Community Theatre, Dinner Theatre, Professional Theatre, Large Stage, Blackbox / Second Stage /Fringe Groups
Samuel French Canadian Playwrights Contest
Ensemble cast, Strong Role for Leading Man (Star Vehicle), Strong Role for Leading Woman (Star Vehicle)
David Belke is an Edmonton, Alberta based writer who fills many different roles in the theatre world: performer, producer, designer, teacher, award winning playwright. His first full length play was produced for the 1990 Edmonton International Fringe Theatre Festival, the largest theatre festival in North America. Since then he has written a new play for each subsequent festival becoming one the ... view full profile
Samuel French, Inc.
235 Park Avenue South
Fifth Floor
New York, NY 10003
Toll Free: (866) 598-8449
Local: (212) 206-8990
Fax: (212) 206-1429


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Independent insurance agencies' accounting methods and contractual and legal requirements are unique, especially considering how lax enforcement is when all 50 states and the federal government have long-standing accounting rules that apply to 100 percent of all agencies. No exceptions exist. None. No such thing exists as a "non-trust" state (there are commingling and non-commingling states, but all states are trust states).
Therefore, it does not matter what advice your certified public accountant (CPA) gives if he or she does not know the statutes and necessary accounting conventions specific to insurance agencies.
The special characteristics of independent insurance agencies are also why the use of generic accounting software not specific to the insurance industry often creates large accounting problems. These systems do not work for agencies because they do not track what needs to be tracked. Some agency-specific software does a poor job, too. When you're looking for a system, be sure to test the accounting portion before committing a large amount of dollars.
Unique Accounting for Agencies
The uniqueness is due to multiple factors. One factor is the relationship to insurance company accounting, which follows statutory accounting rules rather than generally accepted accounting principles (GAAP) accounting rules. This affects agencies through the earned premium/earned commission angle. Agencies cannot really be cash or accrual in the normal sense, because their commissions are earned or not earned regardless of whether an agency is on a cash or accrual basis.
Another factor is contingency income. This is always cash because it is too unpredictable to accrue, although it is 100 percent accrued months prior to payment. Don't try to accrue contingency income. Keep it separate on the agency's financials because it is not the same, especially for valuation purposes, as commission income.
Bad debt is unique because even if an agency is on a cash basis, it can incur bad debt. Most other types of businesses using cash accounting cannot incur bad debt. Agencies can incur bad debt because they have to pay insurance companies/brokers even if the client does not pay them. If the client incurs earned premium but does not pay, the agency must pay (unless their contract permits them to turn the debt back to the company/broker and they do so in time, but not all contracts permit this).
If an agency is on a cash basis and the client does not pay, it would not incur bad debt if not for the fact that the debt is mostly premiums and those premiums are owned by the carrier. These premiums have been entrusted to the agency. When the agency fails to collect, the bad debt is really a third party's money. The agency has de facto guaranteed that third party's money, which is why an agency on cash accounting can still incur bad debt. Typical businesses are not entrusted with large sums of third party's monies.
Trust Monies
These third-party monies — company premiums — are by far the biggest issue making a difference in agency accounting. These monies are trust monies, and all states require all agencies to hold trust monies in trust all the time, every day, even if it means not being able to drain the cash balance at year-end. The states' and federal government's statutes are largely criminal. Choosing to ignore or pleading ignorance is not an excuse. If your CPA does not know these facts, educate him or her as soon as possible.
Furthermore, all company contracts automatically, or nearly so, take title to an agent's book of business when an agency is out of trust. The trigger is when the agency is out of trust. The trigger is not when the agency misses a payment. Missing a payment is an alert but not usually the contractual trigger. This means an agency that is out of trust and wants to sell does not have clear title to its book of business, and therefore may not legally be able to sell.
Here are two excerpts from common carrier contracts that prove this fact:
Contract #1: "All premiums are our property and are held as trust funds by you. You have no interest in the premiums and, except for the amount of commissions authorized by us to be deducted by you, will make no deductions from or personal use of such funds nor retain any such premiums as an offset against any disputed claim you may have against us before paying the same to us. You will establish a premium trust account and maintain same. You may retain the interest income earned on such payments during the period between receipt of such payments from insureds and the time such payments are paid to us. You may disclose to your clients, our insureds, that you will retain such interest income. You may commingle these premiums with other premium trust funds in such account."
Contract #2: "Premiums/Service Fees Are Our Property. All premiums/service fees are our property and are held in trust by you; however, unless we notify you otherwise in writing, you may earn interest on the premium/service fees while held by you as provided for in this agreement. Except as provided for here in, you have no interest in the premium/service fees and, except for the amount of commissions authorized by us to be deducted by you, will make no deductions from or personal use of such funds nor retain any such premium/service fees as an offset against any disputed claim you have against us before paying the same to us You will not be relieved of your liability to pay premium/service fees except as provided for in …"
If an agency is out of trust when it goes to sell, a solution is not to make up the cash shortage by holding onto clients' credits. I have seen agency owners do this. Regulators tend to frown upon this practice, and knowledgeable buyers won't fall for it. Ignorant buyers might, but not buyers who know what they're doing.
Writing this in 2017 seems surreal given that so much business is direct bill (which has its own set of accounting issues mostly related to specific agency management systems' limitations combined with inadequate knowledge by agency personnel of the accounting settings required). One reason we have this serious problem is many new and small agencies are not using insurance agency-specific accounting systems. Popular software packages are great, but not for insurance agency accounting. Some young agency owners are vocal in how poorly some agency management systems have been designed and how they are 20 years out of date. I do not disagree, but the alternatives lack the proper accounting modules. If I had to choose between a system that is 20 years out of date but has a quality accounting module specific to insurance agencies and a modern system that has inadequate accounting, the accounting has to take precedence, because agencies have the fiduciary responsibility of accounting for third parties' monies.
Agencies can survive, even do well, with inadequate accounting for decades. But a reckoning day always arrives, and so will the day of accountability and consequence for bad accounting. That day is usually the day of a sale, whether a voluntary sale or upon a death your family has to deal with.
A good business appraiser will not value the agency at full value, and a knowing buyer will not pay full value if they do not have confidence the seller has clear title to the assets being sold and/or if the agency is not in full compliance with the applicable laws. Period.


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Home Grown Love
- Artist: Eddie G
- Format: CD
- Release Date: 2/24/2009
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90's country has a slight nifty rock to it and with Eddie's laid back and mellow vocals. These are very traditional songs by a man who knows how to tender his vocals. No screams, shouts or hoots here. Just a solid performance by a man who's voice is clear as water and enjoying himself.


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Just started dd on rice cereal and then green peas, about a week ago. Rice cereal for about 4 days and then moved onto sweat peas a couple times a day along with rice cereal and breast milk as well. She has been sooo different since. She's easily irritated and cries more than usual. Anyone else's baby have this reaction? Her pediatrician's nurse advised us to just feed dd sweat peas once a day and rice cereal once a day and continue with the breast milk. She said that dd just may need to get used to solids. AAAhhhh... I feel so discouraged! I hate to see my dd so moody and sad. Please, let me know if you experienced this so I don't looose my mind!
Thanks :blink:
How old is your baby? We started on just rice cereal around 5 months and I kept her on just that for about 2 weeks or more just so she can get used to it. Maybe you can back off the peas and stick to the rice cereal in small amounts to get her tummy used to it. It's a big change for their systems and maybe her tummy is just not feeling good or having a harder time processing it. Or maybe back off of it completely for a week and try again. I had to do that once too because I just didn't think she was ready.
Some people suggest that such a reaction is a sign of a food senstivity. I would take the food that seemed to bother her away, and wait to let her try again in a few weeks/month.
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TROY, Mich. -- Kmart's new grocery chief Dick King said in an interview with SN last week that improving the discount-store chain's management of its food inventory is at the heart of his mission.
A 36-year veteran of Albertsons who was president of the Boise, Idaho-based supermarket chain from 1996 to 1999, King said he hopes to smooth the food-distribution process at Kmart, which has long had a reputation for out-of-stocks, analysts said.
"We want to improve the sales, the o


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Celebrate Recovery, a Christ-centered 12-step recovery program that helps individuals looking to overcome habits, hurts and hang-ups, is held Wednesdays starting at 6:30 p.m. The first hour is the big meeting. The second hour is reserved for open share small groups (restricted to those working through recovery; no visitors allowed).
No matter who you are, where you've been, what you're going through, what you've done, or what's been done for you, we believe there is power to change, to turn your life around. We believe there is hope and help, that God is for us not against us, that He is the Savior not the condemner, and that He is both a 'come as you are' God, but not a 'stay as you are' God, because He wants us to move forward into life at it's best, which requires change.
Celebrate Recovery is free, open to the public and does not require registration.


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Your home and it is dcor say a great deal in regards to you. Do that suits you contemporary, modern looks, or maybe more refined classic styles? When decorating your property, consider updating your thing by building decorative metal touches on your floors, radiators, and vents. These simple touches can merely transform your house into something absolutely remarkable.
Broaching is probably the most precise and productive process within the metalworking area and inspite of the high costs of tooling, its largelly applied inside automobiles industry. The broaching is usually a machinining operation which relies on a tool called broach moving it above the workpiece to take out material, cutting a predetermined shape.
This colorful state is known for its silk, cotton and wool waving. You will notice the diversity of embroidery approaches to its villages, bandhani or tie-and dye, block-printing, terra cotta handicrafts, appliqué, beadwork, woodcarving, metalwork and tribal crafts. Here you'll see attractive architectural heritage with many impressive and distinctive monuments embracing Hindu, Buddhist, Jain, Islamic and European style. Also the exquisite cuisine along with the warmth of folks, makes Gujarat a memorable experience for just a tourists.
It takes a great deal of effort to acquire this place ready every single day and after that closed again during the night. During peak times I am not sure whether it ever closes. The beach has four poster beds onto it with white linen canopies, rattan seats, chairs and sunbeds. The almost fully enclosed rattan seats supply you with privacy and also a spot to hide from your sun. Great for those in search of privacy but they kiss. Beware, a few of the furniture is more style than practicality. I suggest you walk מסגרות around it first, study the actual way it 'works' just before getting onto it or perhaps in it. If you are not careful you'll be able to wind up looking very silly while you and it also falls over. But when things are setup it seems great, I just feel sorry to the staff that have to put everything away after the weekend or if bad weather threatens.
There are several metal fabricators in London who are experts in the roll-out of metal products with the home. Grilles can be purchased in numerous custom colours and finishes, and may be produced of several materials to suit any style or budget. Decorative grilles assist you to collect every one of the design elements of your house. A radiator cover is usually מסגרות customized to check every time period or design theme.


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Nov 23, 2013
This is the premium version of BSP 103 with Olaf Sporns, author of Discovering the Human Connectome. It includes the episode transcript and advertising is limited to this month's Audible recommendation.
Please scroll down for the free version.
If you want to learn more about the Premium subscription please visit
Nov 22, 2013
I first interviewed Olaf Sporns, author of Discovering the Human Connectome, back in BSP 74. This episode is a followup interview that focuses on recent advances in the rapidly evolving field of Connectomics. We talk about the field's challenges and promise, including the importance of network theory as a tool for...


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Business Studies appeals to anyone with an inquisitive mind. Successful businesses often start with a simple idea. However, it is the ability to harness this idea and turn it into a viable and competitive business that proves to be the real measure of success. This is an exciting, dynamic subject and in our teaching we use current television items, newspaper articles and debates to stimulate discussion and understanding
Business Studies embeds perfectly with any subject in the curriculum and pupils have opportunities to develop their language, mathematical, creative and analytical skills. We focus on how invention drives business forward and pupils are encouraged to have opinions and new ideas; skills which will always be of benefit whether they progress to working in a major corporation or setting up their own venture. This subject suits anyone who is motivated and wants to do well in life.
Senior school curriculum
In year 13 the focus is on the four functional areas of a business: finance, human resources, marketing and operations. Pupils organise and run a 'business fair' where they choose and sell products to other pupils and the highest profit maker wins, with all proceeds going to a local charity.
GCSE – Business Studies and Economics
We start with identifying 'what makes an entrepreneur?'. We investigate school age entrepreneurs such as Fraser Doherty of 'Superjam' and analyse how he grew his company. Pupils practise thinking skills, such as lateral thinking, that can help us 'think out of the box'. We learn how to raise finance for a new venture, produce and market a product, motivate staff and serve customers well.
The focus is on how to set up a small business and most importantly how to make it grow. Lessons involve group work, creative activities and presentations, as well as number crunching - it's always important to know when you have made a profit. In the second year of the course pupils are introduced to basic economics. While learning the importance of small and large business to the UK, pupils also understand how the government manipulates the money within our economy, to improve our quality of lifestyle.
A level
The focus is on UK businesses and we cover a broad range of private, public and 'for profit' and 'not for profit' organizations. At AS pupils are encouraged to 'think' like a middle manager in a UK company. At A2 they rapidly progress and their thinking now has to be like the CEO of an international corporation.
Pupils use case studies of current businesses to analyse information and business theory to justify their decision making. The focus is on innovation and constantly re-assessing business to keep it competitive. This is a very dynamic course and requires pupils to read the papers and keep up to date with events happening in the world around them. Exams are based on real companies.


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Quantel Medical's Vitra™ PDT Laser Receives CE Mark Approval
Quantel Medical today announced CE Mark approval for its Vitra™ PDT photodynamic therapy laser platform, for the treatment of polypoidal choroidal vasculopathy (PCV) and central serous retinopathy (CSR). Quantel, the sole manufacturer of this laser technology, plans to begin commercializing the laser platform immediately in countries requiring CE registration.
PCV, a disease of the choroidal vasculature, is present in both men and women of many ethnicities, characterized by detachments of the pigmented epithelium and exudative changes that can commonly lead to subretinal fibrosis. It is reported to be prevalent in 20% to 50% of Asian patients with presumed neovascular age-related macular degeneration (AMD) and in 4% to 12% of Caucasians.1-6 However, it is currently believed that the true prevalence of disease is underreported, and accordingly, additional demand for treatment modalities is anticipated. Studies have demonstrated excellent short-term efficacy of PDT for treating PCV.7-10
CSR, also known as central serous chorioretinopathy (CSC), is an eye disease which causes visual impairment, often temporary, usually in one eye.11-12 When the disorder is active, it is characterized by leakage of fluid under the retina that has a propensity to accumulate under the central macula.
"Quantel is currently the sole provider of a laser approved to treat these two very serious retinal conditions. This comes at an opportune moment, as demand for PDT treatment technologies is expected to increase as the disease's true prevalence is realized. We're confident that our world-class laser technology will provide ophthalmologists a quality, cost-effective solution, and are excited to begin commercialization in Europe and Asia. This product development, supported by Novartis, Basel, Switzerland, will propose an updated solution for current and future PDT users."
Jean-Marc Gendre: Chief Executive Officer - Quantel Medical


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The DSLR Camera/Car Combo Thread!!
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Originally Posted by
Just out of curiosity, what do you do to your photos in CS6 that you can't (or rather not do) in Lightroom? I'm trying to learn new editing techniques.
Let me start by saying that I RARELY do this much editing on a photo. I go out of my way during composition, exposure and setup to make sure that I have to edit the least amount possible because it is not my one of the things I do very well. 95% of my editing is done in Lightroom with a port to Photoshop when I need to remove or clone an element.
Here is the before and after.
First, I used Lightrooom to get the colors and exposure on the car how I wanted them. As you can tell by the original out of the camera, doing that completely blows out the sky even more than it already is.
I then brought the image into Photoshop to remove the green flares and the man's head to the left.
Then...I went back into Lightroom, created a duplicate and exposed for the sky only. When I did this...you could barely see the car but the clouds started to come out. I increased clarity and made sure they were really visible.
I then took that image and brought it into the image I already had open in Photoshop as a layer. I then took the first image and spliced it up into three segments...the car and foreground, the trees and the sky. I deleted the sky in the 1st picture to bring out the sky that I had properly exposed for. I then made a couple of level changes, flattened the image and brought it back into Lightroom for some final touches in color, shadows, sharpness and clarity.
The main issue with this shot is that it isn't very good. The crap in, crap out theory really holds and even all of the editing in the world doesn't help the fact that it is cluttered around the car and the wheels are cut off. There really aren't many things you can do at a car show to fix that. I used it as an exercise to try to get better at editing photos.
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OneNetworkDirect has just published the following:
Announcing McAfee's Latin Ameria Affiliate Program!
McAfees Latin America Affiliate Program is Live in oneNetworkDirect!
We are excited to announce that McAfee, the worlds largest dedicated security technology company, has expanded their affiliate program into Latin America! The Latin America program will run on oneNetworkDirect and features these locales: Argentina, Chile and Mexico.
By offering visitors to your website the option of securing their PC with award-winning McAfee web security products, you can earn up to 25% every time someone visits your site and purchases one of the following McAfee security products:
• McAfee Total Protection Ultimate. The most effective protection against virus, online and network threats.
• McAfee Internet Security Comprehensive. The most effective protection against virus and online threats.
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As a McAfee Latin America partner, youll receive:
- 25% commission per sale
- Advance notice of promotions
- Dedicated program management
- 30 day cookie duration
- Great products with incredible brand recognition
- Affiliate exclusive offers
And a variety of compelling offers to promote.
McAfee for Consumers delivers world-class retail and online solutions designed to secure, protect, and optimize the computers of consumers and home office users.
McAfees advanced retail desktop solutions include premier anti-virus, security, encryption, and desktop optimization software. McAfees managed Web security services employ a patented system and process of delivering software through an Internet browser to provide these services to users online through its Web site, home.mcafee.com. This Web site is one of the largest paid subscription sites on the Internet with over two million active paid subscribers.
With headquarters in Santa Clara, California, McAfee, Inc., is a leading supplier of network security and availability solutions. McAfee creates best-of-breed computer security solutions that prevent intrusions on networks and protect computer systems from the next generation of blended attacks and threats. More information on McAfee is available at www.mcafee.com.
All McAfee products are backed with the respected anti-virus research organization such as McAfee AVERT, which protects McAfee customers against the latest and most complex virus attacks.
If you have any questions regarding the McAfee affiliate program, please do not hesitate to contact us at email@example.com!
Read More From Announcing McAfee?s Latin Ameria Affiliate Program!...


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Jennifer Hudson: 'My seven style rules'
Jennifer Hudson loves showing off her body, wearing bright colours, sporting highly personal accessories and best of all, feeling comfortable in her outfits.
Oscar-winning Dreamgirls actress Jennifer Hudson is making the most of her 80-pound weight loss and winning consistent red carpet raves.
Now she's revealing the secret to her success - seven style rules that have served her well in the years since she made her showbiz debut on TV talent show American Idol back in 2004.
Jennifer's first rule is 'find your signature silhouette'. And now that she's in such great shape, she loves to show off her fantastic hourglass figure.
"Now I'm able to explore more," she tells PeopleStyle. "I've found that some shapes work for every size, like a high-waisted pencil skirt."
She also likes to glam up an outfit with a signature coat, rule number two.
"I like a look that is sleek and classic, like a little black dress, but when you throw a coat over it, you're like, 'Who is that?' It creates this presence, and it's so classy and chic. Next thing you know, you're red carpet ready!"
She also loves to wear bright colours and insists that means she's "extremely happy".
"I call it a 'color party!'" she says. "It makes me want to go out and celebrate the day."
Rule number four involves finishing her look with accessories, especially brooches which she explains "represent that Old Hollywood vibe that I love", adding, "My son actually got me into them when he picked one out for me in Niagara Falls. Now I wear them everywhere."
Speaking of her son, seven-year-old David with WWE wrestler husband David Otunga, Jennifer's fifth rule is wear your mementos, and her very favourite is a necklace sporting something her kid no longer needs.
"I have a necklace that has my son's tooth hanging from a piece of gold," she smiles. "I like to personalise things. That's priceless."
Jennifer has many fabulous features she could focus on, but likes to highlight one feature at a time - her rule number six.
"I'm conscious of balance: If I've got my legs out, then there's no need for cleavage to be out. If I have cleavage out, there is no need for my legs to be out. Don't overdo it. To me, those subtleties are crucial."
Her last rule just might be the most important of all: Be comfortable in what you're wearing, for which she credits her stylist Micaela Erlanger.
"(She) always says, 'Let me see you sit in it'. You can't sell a look if you are not completely comfortable in it. It will wear you versus you wearing it."
© Cover Media
Belfast Telegraph Digital


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Trade and Innovation in the Korean Information and Communication Technology Sector: Trade and Innovation Project - Case Study No. 5
This paper is one of five case studies which is a part of a larger project looking at the various effects that trade and investment can have on innovation. This paper studies the effect of trade and investment liberalisation on Korea's Information and communication technology (ICT) sector and finds that trade and investment have played a crucial role in innovation in the sector. In the initial stages of development, imported capital goods and components, joint ventures, licensing and Original Equipment Manufacturer (OEM) contracts were important sources of technology and exports were key to gain the necessary economies of scale for innovation. Free trade and investment policies in the 1990s and stronger protection of intellectual property rights have led to an increase in R&D and innovation and has led to the transformation of Korea into a knowledge based economy in the recent decade.
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List price: $29.95Copyright year: 2010Publisher: McGraw-Hill Companies, ThePublication date: 9/1/2009Binding: HardcoverPages: 336Size: 6.00" wide x 9.25" long x 1.25" tall Weight: 1.518Language: English
Mike Rother is an engineer, a teacher, and a guest researcher at the Technical University Dortmund. Rother's work has bought him to numerous companies and hundreds of factories around the world, where he collaborates with people to test ideas and shares lessons learned. He splits his time between Ann Arbor, and Cologne, Germany. Rother has been entered into the Association of Manufacturing Excellence's Hall of Fame.
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April 2005
School carrying on after fire prank
MAHOMET – Some ceiling tiles need to be replaced, and the smell of smoke lingers around the first floor at Mahomet-Seymour Junior High.
School officials are dealing with the aftermath of two Mahomet students setting fire to an open locker. No one was injured, but the prank caused more than $100,000 in damages, said Principal Lindsey Hall.
Who''s that Illini?
My tenure as Illini wrestling coach was relatively short, but no one in the program''s history won more Big Ten titles. From 1920 to 1928, my teams were conference champions seven times. Five of those titles were consecutive, starting in 1924. I also won 42 of 47 dual meets during my UI coaching career for the highest winning percentage (.894) in school history. Six of my nine Illini teams went undefeated.
Wait short for Hayden
CHICAGO – Kelvin Hayden became the first Illinois player taken in the 2005 NFL draft on Saturday night, but he never had to make an announcement to the family and friends that joined him in his Chicago home.
"I had gotten the phone call and they heard me talking," Hayden said. "Everybody heard my phone ring, and once I started smiling and saying ''Thank you,'' they started screaming. I had to walk out of the room to hear."
Enabling teens to 'grasp' potential
Luis Maya was set to enlist in the Marines. He saw the military as his best chance to provide a better life for his mother and move her out of Champaign. When he didn't pass his military tests, he thought his options had run out. But just as a door was closing, another unexpected one opened.
"Victor Mullins came to the school, and there was a large group of juniors and seniors," Maya said. "He talked about two programs and said there were certain spots available."
Too much to be done for new UI chancellor to relax yet
URBANA – New Chancellor Richard Herman was enjoying his day, for sure.
A few hours after he was named the leader of the University of Illinois' Urbana campus Tuesday, Herman was being congratulated by colleagues, including Crafoord Prize-winning microbiologist Carl Woese, while a gift bottle of champagne sat on his desk.
Wall of NFL fame an important part of Ilini''s sale pitch
CHAMPAIGN – You might have seen them in their letter jackets, braving the cold to watch Illinois'' spring game on Saturday. They were high school recruits making unofficial visits to campus, catching the game and getting a tour of the facilities.
No doubt at some point they were shepherded through the Illinois football office past the program''s NFL wall of fame. The wall is filled with big pictures of current Illini – Simeon Rice, Kevin Hardy, Brad Hopkins, to name a few – who are playing in the league.
Bill to require notification when info illegally accessed
If someone hacked into a company's database and dug up your bank account numbers or Social Security Number, you might not ever know it.
At least, not until the thief opened an account under your name, refused to pay the bills and the collection agents came calling.
English speaks<br>volumes for Illini
CHAMPAIGN – The temperature never reached 45 degrees and crosswinds howled up to 30 mph at Saturday''s Central Collegiate Championships.
Neither seemed to bother Illinois'' Andre English, who won the 110-meter hurdles and 100 dash.
A program that 'changes lives'
CHAMPAIGN – About 15 years ago, Bill Pierce and his wife were on the brink of divorce. The Champaign couple had been married about 15 years and had two children.
Pierce, a Christie Clinic podiatrist, said he was hurting those closest to him with his harsh words.
Tate: Second chance good for Garrett
CHAMPAIGN – Cyrus Garrett was stuck so deep in Ron Turner''s doghouse he couldn''t see the light of day.
Displeased with Garrett''s attitude and work ethic, the former Illini coach wouldn''t let the then-sophomore report with the football team in Rantoul last fall. And that didn''t change later when Garrett failed to meet Turner''s conditioning standard. Garrett sat out the entire season.


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- Description
Dossier Last Updated: 03-24-2016
Tour Code: PALD
Duration: 20 nights / 21 days
Joining City: Buenos Aires
Departure City: Bariloche
Nearest Joining International Airport: Buenos Aires Aeroparque Jorge Newbery (AEP), Buenos Aires Ministro Pistarini Intl Apt (EZE)
Nearest Departing International Airport: Bariloche San Carlos de Bariloche Apt (BRC)
Local payment: $1200.00
Outline Itinerary
Day 1 Buenos Aires 2-3 Visit Tierra del Fuego NP from Ushuaia 4 El Calafate 5 Puerto Natales 6-8 Camping near Torres del Paine NP, you will be able to explore the great outdoors on hiking trails, passing snow-covered peaks, deep lakes, colossal glaciers and beautiful valleys 9-10 From El Calafate visit the expanding Perito Moreno Glacier. You can walk along some paths for great views. If you are lucky, you may witness giant chunks of ice breaking off into the water 11-12 El Chaltén 13 Perito Moreno 14 Coyhaique 15-16 Indulge in the hot springs in Parque Queulat 17-18 Enjoy water based excursions in Futaleufu 19-20 Bariloche was built by Swiss and German immigrants and has a distinct alpine feel to it. With breathtaking views from the cable cars, this town has as much to do during the summer months as during the ski season 21 Depart Bariloche
What's Included
- Tierra del Fuego National Park
- Entry to Torres del Paine National Park
- Moreno Glacier
- Los Glaciares National Park
- Cuevos De Los Manos
- 17 night(s) in hotels, 3 night(s) assisted camping
- 20 breakfasts, 10 lunches, 4 dinners
- Travel by xpedition Vehicle, taxi, on foot, 2 flight(s)
- Tour leader & driver
What's not Included
- International flights and departure taxes
- Tips on included excursions, visas, travel insurance, personal items and single room
- Airport transfers and pre and post tour accommodation
- Spending money – budget for meals, snacks, drinks, limited souvenirs, laundry, tips and any extras
- Optional excursions - Please see the optional excursions on the Itinerary page for a comprehensive list of optional activities and excursions available on this tour
- Torres del Paine National Park
- Perito Moreno Glacier
- Bariloche - 'The Switzerland of South America'
- Itinerary
Detailed Itinerary
Day 1 to 1 - Buenos Aires
The first day of your tour is simply an arrival day with no pre-organised activities. In order to allow time to relax and see some of the sights you may wish to add pre tour accommodation. On arrival please ask at the reception for information on when the pre departure meeting will be held.
The beautiful city of Buenos Aires is known as the "Paris of South America" due to its lovely green parks, plazas and wide boulevards. From the balcony of the presidential palace, the Casa Rosada (Pink Palae), Eva Peron made many of her speeches. It's also the place where Madonna sang, "Don't cry for me Argentina" in the film Evita. Across the Plaza de Mayo you will also find the Cabildo (the old town hall) the Palacio Municipal (City Hall) and the cathedral. Every Thursday afternoon in this plaza the "Mothers of the Plaza de Mayo" march in remembrance of their family members who disappeared in the 1970s when the country was under military rule. There are many excellent restaurants in the Puerto Madera area and it is well worth a visit to the port of La Boca for its colourful buildings and cultural history. In nearby San Telmo, the bohemian area, there is a fascinating antique market every Sunday. The Recoleta Cemetery, almost like an enclosed city of its own, is where Eva Peron and many other rich and famous Argentines are buried - well worth a visit. The reputation of Buenos Aires' nightlife is not overstated as there are many nightclubs, bars, restaurants and cinemas open until all hours. For a great evening out, you may want to see a tango show in the city where the dance originated, and you shouldn't leave Buenos Aires before trying one of the best steaks you'll find in the world!
Optional Excursions: Tango show & dinner – US$90 • Tango lessons – from ARS200 for 1 hour • Hop on/hop off bus – ARS170 (US$20 approx.) • Explore La Boca and San Telmo artistic neighbourhoods – free • Various historic plazas & squares – free • Tigre Delta day trip, exploring the elegant neighbourhood by train and catamaran – ARS170 • Football match including transfers and guide – from ARS650 • Buenos Aires city tour – US$20
Accommodation: 1 night(s) in hotels
Day 2 to 3 - Ushuaia
Ushuaia is the most southern city in the world with a setting that's hard to beat, dramatically located between towering mountains and icy sea.
We visit the nearby Tierra del Fuego (Land of Fire) National Park, where the Pan American Highway ends 17,848 kilometres from its starting point in Alaska. The national park, which has often been compared with Alaska's panhandle, covers 63,000 hectares of mountains, lakes, deep valleys, glaciers and rivers. You can trek along various trails through the beautiful beech forests, spotting wildlife along the way, including guanacos, foxes, beavers, condors and oyster catchers.
There are also some interesting museums in Ushuaia which reveal its interesting natural and colonial history, such as the Maritime Museum and Museum at the End of the World. At the Ushuaia tourist office you can have your passport stamped with an official End of the World stamp. Those interested in steam trains might like to go for a train ride on the Tren del Fin del Mundo or End of the World Train.
Included Excursions: • Tierra del Fuego National Park
Accommodation: 2 night(s) in hotels
Day 4 to 4 - El Calafate
Today we have a short flight to El Calafate where we stay one night before heading towards our adventures at Torres Del Paine. We will return to El Calafate to explore the Perito Moreno Glacier later in the tour
Accommodation: 1 night(s) in hotels
Day 5 to 5 - Puerto Natales
Travelling on, we come to the misty port town of Puerto Natales, an important base for agriculture and tourism.
Accommodation: 1 night(s) in hotels
Day 6 to 8 - Torres del Paine National Park
We now continue on to visit the majestic Torres del Paine National Park, named after three massive granite towers that rise out of the earth. Covering more than 180,000 hectares, the park boasts stunning scenery with snow covered mountain peaks, glaciers, beautiful lakes and valleys with a diverse variety of unusual flora and fauna. Some of the varied and amazing creatures you might spot include skunks, Andean condors, black-chested buzzard eagles, chilla foxes, culpeo foxes, guanacos (a relative of the llama), Chilean flamingos and rhea, a type of emu. Vividly coloured flowers, various evergreen plants and orchids may be seen. The best way to discover the national park is on foot and trekking here will take your breath away.
From the comfort of our camp-site just outside the national park, where the overland truck will remain to offer home comforts like power sockets, you will have the opportunity to go on full day treks into the park to explore its beautiful scenery. Some of the walks are quite demanding, and at a high altitude, but there are a good range of options for all grades of walkers. One such trek offers incredible views of the famous 'towers', the three distinctive granite peaks of the Paine mountain range. It's quite challenging, with the whole route being 14km and the final section walking in scree, however it is well worth it. You will also have the option to take a scenic boat trip across Lago Pehoe for a full view of the Grey Glacier.
For the longer treks such as the "Towers" walk, a reasonable level of fitness is required and passengers must be prepared for all weather conditions. We recommend packing trekking boots, waterproof trousers and a positive outlook to all weather! We stay in tents just outside the park with all meals included. Mattresses are provided, and we recommend passengers bring their own sleeping bag. Sleeping bags can be rented from your tour leader for US$30 for the 3 nights, however this depends on availability.
Included Excursions: Entry to Torres del Paine National Park
Approximate Travel Time: Five Hours
Accommodation: 3 night(s) assisted camping
Day 9 to 10 - El Calafate
We resume our journey to head for the town of El Calafate, located on the southern shore of Lake Argentino. El Calafate is our base to visit the spectacular Perito Moreno glacier. With a height of around 60 metres and a front of five kilometres (three miles), covering some 250 square kilometres the glacier is an incredible sight and is one of the few glaciers in the world to be growing slightly, not decreasing in size as most glaciers do. Named after Argentine explorer Francisco Merino, the glacier is coloured in a variety of hues from blue to grey to white and continually creaks and cracks. Advancing at a speed of around two metres per day, it can put on a spectacular show when giant chunks of ice at the outermost edges crack under tremendous pressure, rupture and crash into the water – a process known as calving. You will have the chance to walk around some paths and terraces where you can get some great views of the glacier.
Included Excursions: Perito Moreno Glacier tour
Approximate Travel Time: Five hours
Optional Excursions: Regional Museum of El Calafate – free • Boat trip on Lago Argentino – ARS250 • Reserva Muncipal Laguna Nimez, bird watching – small entry fee
Accommodation: 2 night(s) in hotels
Day 11 to 12 - El Chaltén
We travel on through the windswept Patagonian countryside stopping enroute at the small town of El Chaltén, our base for visiting the Los Glaciares National Park , which is renowned for its spectacular scenery and a great place for trekking. Options include half or full day treks to Lago Capri or various other trails to take in the views of the Fitzroy Massif and the many glaciers.
Included Excursions: Los Glaciares National Park
Approximate Travel Time: Four Hours
Optional Excursions: Fly-fishing – from ARS900 • Horse riding – from ARS450 • Hiking • Ice trekking – from ARS450
Accommodation: 2 night(s) in hotels
Day 13 to 13 - Perito Moreno
Our next destination is the multicultural town of Perito Moreno, where we stay overnight to break up the journey.
Approximate Travel Time: Full drive day
Accommodation: 1 night(s) in hotels
Day 14 to 14 - Coyhaique
Tonight we stay in the picturesque town of Coyhaique. Capital of the Aysen region the city is set amongst a backdrop of scenic mountain ranges it provides perfectly unspoiled landscape.
Discover the National Reserve where there are hiking trails for all experiences leading to stunning panoramic views of the region. There is also the chance to try your hand at fly fishing and canoeing on Simpson River. You can also browse the local craft fair at the main square of Plaza de Armas, where locals sell handmade leather, wool and stone products.
Accommodation: 1 night(s) in hotels
Day 15 to 16 - Parque Queulat
From Puyuhuapi you can visit Parque Queulat National Park. Situated on both sides of the Carretera Austral highway it is a realm of evergreen forests and winding rivers, with a large variety of flora and fauna living amongst it. If you are lucky you may get the chance to spot a Pudú, the smallest deer in the world, as well as a plethora of birds.
It is perhaps most famous for it's hanging glacier, Ventisquero Colgante, located east of the Carretera Austral. Marvel at the long sheet of ice suspended off large rock faces, as nearby waterfalls cascade towards the bottom of the glacier. You can also indulge in the Puyuhuapi hot springs after hiking through the National Park's beautiful surroundings
Accommodation: 2 night(s) in hotels
Day 17 to 18 - Futaleufu
Crossing back into Chile we arrive at Futaleufu located in the region of Los Lagos. Translated to "Big River" this town boasts some of the best water based excursions in all of South America on the Futaleufu River. Fed by the glaciers from the Lake District the river flows through the mountain range providing sensational views. Enjoy the fresh fast-moving waters where rafters annually descend to combat the rapids. Fly fishing and kayaking are also equally popular.
Alternatively, if you prefer your excursions land-based, you can enjoy full day hikes through the valley or visit Futaleufu National Reserve known for its large amount of Huemul (South Andean deer) and expansive trails.
Accommodation: 2 night(s) in hotels
Day 19 to 20 - Bariloche
Our next stop is the resort town of San Carlos de Bariloche, also known simply as Bariloche, on the shores of Lake Nahuel Haupi. This town is a famous winter ski resort, but it also has a great deal to offer during other seasons and is a favourite holiday spot for Argentines. Originally built by Swiss and German immigrants in the Alpine style, here you will find charming Swiss-style chalets, numerous chocolate shops and even St. Bernard dogs with brandy barrels around their necks.
With the towering peaks of the Andes to the west, the glistening lake in front and the Patagonian steppe to the east, outdoor adventures abound in Bariloche, with popular options including mountain biking, horse riding or a bus ride along the lake with an opportunity to take in the sensational scenery from the cable cars.
If you're very (very!) lucky you may spot the legendary Nahuelito, a giant creature which the indigenous Mapuche people believe lives in the depths of the lake. There haven't yet been any recorded sightings to support this story, which predates the Loch Ness Monster, however despite that, the Buenos Aires Zoo took it seriously enough to make a trip to the lake to search for evidence in 1922.
Approximate Travel Time: Full drive day
Optional Excursions: Horse riding and BBQ – AR$400 • Canopy zipline incl transfer – AR$280 • Rafting levels II/III (incl lunch), III/IV, whole day incl transfer – AR$530/AR$580 • Kayaking incl transfer – AR$260 • Boat tour with motorboat, incl transfer, excl port tax/entry NP – AR$280 (+ AR$70)
Accommodation: 2 night(s) in hotels
Day 21 to 21 - Depart Bariloche
Your adventure of a lifetime comes to an end today. If you have a late flight or have lengthened your stay by adding post tour accommodation you will have more time to explore the sights.
- Prices
Tour Prices
- Tour Price Per Person: US$2,279.00
- Local Payment (Payment to be made in US Dollars): US$1,200.00
- 5% Loyalty Reward - Repeat Client: US$-113.95
- I'd Like My Own Room: US$669.00
- Carbon Offset: US$20.00
Additional Prices (Optional)
- Post-tour Accommodation Price Per Person Per Night (Single Room): US$98.00
- Post-tour Accommodation Price Per Person Per Night (Twin Room): US$57.00
- Buenos Aires Arrival Transfer Price Per Booking Per Unit: US$89.00
- Reviews


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Tales Of The Past 3 Trailer (2007)
12 December 2007
Since the death of Yimo and the shattering of the Orb of Visions, the Horde and the Alliance have accepted an unstable peace agreement. However, old hatreds stand in the way of cooperation and at the same time, chaos erupts as the Lich King finally takes action. In the meanwhile, Blazer travels to Northrend to hunt down Mograine, the Death Knight, and retrieve the legendary blade that may decide the fate of Azeroth – The Ashbringer…
Watch the official Tales Of The Past 3 2007 trailer in HD below or find more Tales Of The Past 3 videos on Vidimovie.


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Big, strappin' tall drink of water Eve Pettyjohn is a gem, obviously for her precise, perfectionist takes on freehanding your cut-ins; of course for the care she takes in making sure that the color you want is really the color you want once it is surrounding you on all four walls; and most certainly for the fact that she is efficient, professional, and (yeah, this should go without saying, but you'd be amazed) cleans up after herself. But the thing we like best about this eager brush-master is that she is so danged pleasant to have around your space, and she'll stay until your project looks like something out of a design magazine.
Steadyhand Painting


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Welcome to The Dream Job, an all-new, premium online destination for career-obsessed millennials. We tour inside Australia's buzziest companies, chat with industry influencers going against the grain in their fields, and quiz the managers who are hiring like crazy right now.
TDJ helps millennials work out what you want to do with your life, and then gives the tools you need to get there.


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|© UNICEF video
|Girls' Education Movement uses song and dance to raise awareness in Southern Sudan.
By Rachel Beck
JUBA, Southern Sudan, 30 November 2006 – Like children everywhere, students in Southern Sudan spend most of their mornings studying textbooks, reciting lessons and trying to keep still. But for two days recently, 55 students and teachers came together to raise education awareness through an exuberant display of song and dance.
The event was part of a strategy pioneered by the Girls' Education Movement (GEM), a grassroots initiative that promotes equality in education through child participation. Launched in Uganda in 2001, GEM now has active chapters across sub-Saharan Africa – each one using different tactics to ensure that all children have the support they need to stay in school.
In Southern Sudan, only 1 in 100 girls is estimated to have completed a primary education. In the wake of 21 years of civil conflict here, GEM is driving efforts by UNICEF and the new Government of Southern Sudan to rebuild the education system.
Exercises build confidence
Through UNICEF-supported workshops, a core group of students and teachers is trained in creative techniques to identify barriers to education and help bring children back to the classroom. The teams then form GEM clubs in schools and local communities, creating a wide network of young people who are empowered to act as their own best advocates.
During the workshop in Juba, held in August, students staged dramatic performances, practiced their public-speaking skills and engaged in heated debates about the role of women in society. They also attracted the attention of the entire neighbourhood with a spontaneous dance outdoors, accompanied by original songs on the subject of girls' education.
|© UNICEF video
|Students and teachers at a GEM workshop in Juba discuss ways to get children back to school.
Exercises like these help build children's confidence and encourage them to speak out about the importance of education for both girls and boys. Young people in GEM clubs around Southern Sudan have already led community marches and been invited to meet with prominent politicians, inspiring their peers in Juba to aim for similar heights.
"GEM will give me courage," says Jahim Buli Vincent, a student at Juba Day Secondary School and a participant in the recent training. "We need to make sure that everyone hears about the importance of educating girls, no matter who they are."
'Social mapping'
The workshops also teach specific methods to help identify at-risk and out-of-school children – a major undertaking in a country where basic infrastructure has been ravaged by decades of war and the average citizen has only a single year of education.
Through a technique called 'social mapping,' participants create detailed diagrams that help adults see school environments through a child's eyes. Safe roads, reliable food supplies and separate latrines for girls encourage students to stay in school, while neglected buildings and insufficient learning materials keep them away.
Using the enrolment figures carefully inscribed on each map, students and teachers work to identify gender gaps and develop practical solutions. Girls who face intimidating comments on the way to school are paired with boys who volunteer to walk with them. Student construction committees are formed to dig latrines at schools with inadequate sanitation facilities. Contributions are collected on behalf of children who cannot afford the price of a school uniform.
Slowly but surely, the efforts are paying off. Unofficial reports show enrolment numbers rising in areas where GEM is active.
"When we speak about the importance of educating girls, we are talking to everyone – mothers, fathers, teachers and children," says Awadia Zeinab Suleiman, another student at Juba Day Secondary School. "We are thinking of what each one of us can do to help. In fact, it is like we are speaking to the whole world."
'Go to School' series
Executive Director ends Sudan visit with sense of optimism [with video]
Peace brings progress for girls in Southern Sudan [with video]
Girls' Education Movement magnifies 'Children's Voices' in Sudan
Education outreach in Southern Sudan cattle camps [with video]
Japan helps rebuild schools in Southern Sudan [with video]
School supplies to Southern Sudan [with video]
Getting girls to school in Southern Sudan [with video]
Survey of learning spaces in post-war Southern Sudan
'Go to School' campaign launch [with video]
Southern Sudan 'goes to school' [with video]


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2564 ROBERT TRENT JONES DR #1332, Orlando, Florida
$85,0001 Bed1 BathOff Market
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The announcement came with the indoor tournament's group stage already under way and only eight days before the Bangkok Futsal Arena, which has been dogged by delays during construction, was due to host its first games – two quarter-final ties.
The ties will be played at alternative venues in Bangkok, FIFA said as soccer's world governing body was left to deal with another crisis in the game.
"Although further significant progress has been made, including the installation of a pitch, the key criteria laid out on October 31 have not been sufficiently met," FIFA said in a statement.
"The safety of spectators, teams and all other visitors to the stadium are of paramount importance. FIFA and the Local Organising Committee therefore concluded that such a fundamental issue, as well as the functionality of core services and facilities, cannot be compromised."
FIFA said the quarter-final matches scheduled to be played on November 14 would now be played at Bangkok's Nimibutr Stadium, while the semi-finals and final would be hosted at Bangkok's Indoor Stadium Huamark.
Both stadiums have already successfully hosted group stage matches. The Bangkok Futsal Arena has also been criticised for being badly located and difficult to get to.
Twenty-four teams are taking part in the four-yearly event of the smaller indoor version of soccer.
Source: Sports.naija.ng


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Bastien Piano Basics. Many treasured carols with full colour illustrations.
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Your Thoughts: Muppets From Space
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It's a bit frightening to admit that I have let almost 3 months go by without typing a word on this little blog of mine. I wish I could say that I went on a great trip or have taken time off to be with my little one. Sadly, school and life have kept me super busy and I just haven't been able to move blogging to the top of my priority list.
The last time I blogged was the day before school started. I met my little munchkins and I have to admit, they drain my energy each and every day. I have 24 students and they are a very high energy, high needs group...ALL....DAY....LONG! I think I spent the first two weeks of school crying in my classroom during recess breaks, or holding it all in and having a complete meltdown of tears at home. I have never had a class that didn't respond to my entire bag of tricks before and I must say, classroom management is one of my strengths.
After 3 long, tiring months of routines and high expectations, there are moments that I think they are finally responding and coming along. Tis' the season for change and I'm going to try to be a better blogger for the next few months. Bear with me as I dive back in. I have little moments to celebrate and those keep me coming back each day. I'll try to share some of those celebrations along the way, but for now let's focus on what you came here to read....The December Currently.
I couldn't believe it when it was only mid-November and Christmas was creeping into my little world. First, it was the series of Christmas movies and previews on TV. Then it was a Christmas song playing on the radio on the drive home. Is it just me, or does the song "Christmas Shoes" get everyone else, too? Now, that the calendar page has turned, I'm excited to choose my Christmas playlist. It's funny how just a few days can make a huge difference.
I bought a new advent calendar last year. It is a wooden house. Inside is a series of doors that open, one for each day. Last year my daughter was 1 1/2, so old enough to grasp the concept, but young enough that we could only put one treat inside each day or we feared she would gorge on the treats! Yesterday we decorated the house. When that calendar was pulled out, she immediately searched inside each and every door looking for a treat. She then continued to "double check" every hour from then on. It's a fun age to see that memories are beginning to stick.
My husband is a hard guy to surprise. We're the kind of people that buy things as we need them instead of stocking up our Christmas lists. Last year I came up with an entire year worth of gifts (one a month all through 2013). He really liked it. This year I'm stumped on how to top it.
Who doesn't want more time with their family. We spent Thanksgiving with my in-laws. It's always nice to see family and watch the kids play together. I also enjoyed listening to my nephew read. He's a first grader and is already reading the Magic Tree House books - one of my favorite series!
Like I said, my heart is full. I spent time with my in-laws for Thanksgiving and will see my side of the family for Christmas. It doesn't get much better than that :)
Favorite Tradition
I like our home, but I really love it during the month of December. Our family room is the main area we decorate. It also happens to be the room I spend the most time in. It fills my heart with joy & keeps me in the Christmas spirit every time I see our decorations.
When I was little I had an ornament that I named Boppy. My family loves to tell the story about how that is the one and only ornament I would take off the tree day after day, year after year when I was a little girl. Last year I hung Boppy near the bottom of the tree. My daughter went straight for it and kept pulling it off the tree. It made my heart melt :)
Well, that's plenty to get me back in the swing of things. Enjoy your holiday season! Head on over to Farley's blog to see what everyone else is up to.


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Will an IPad work with Microsfot Small Business Server? What specs do I need to look for to ensure compatability?
- Asked by Gina T
2 Answers from the Community
What do you mean by "work with"?
If you're running IIS, then any web-enabled device will "work with" it. If you're trying to run some highly proprietary Microsoft web application that heavily depends on ASPX or something, to what extent it'll "work", depends on what web browsers you use. Safari is the typical iOS browser. But there are various others like Chrome, Opera and so on. No Internet Explorer, thank goodness.
If you're running an Exchange server, the Mail, Calendar and Notes applications in iOS can be easily configured to "work with" them. If you want Active Directory logins to your iOS device, that will not "work with" Small Business Server. If you want to administer your Small Business Server, you could use a Remote Desktop (RDP) app to login, so that would "work with" it.
As you can see my friend, it all depends on what it is that you're trying to do. So, what are you trying to do?
- Answered by James S from Calgary
- 13-Nov-2012
It depends what you need to do with it? iPad is very compatible with Microsoft Exchange 2003 SP2/2007/2010 - and will work with SBS VPN and file sharing capabilites. You may need to purchase a few apps to make this happen.
Hope this helps.
- Answered by Thomas E from Harrogate
- 11-Nov-2012


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Take some hiring tips from Hollywood casting directors, gleaned by journalist Mina Hochberg from the film Casting By, which premiered at the Toronto International Film Festival. Don't wait for candidates to come to you, but always be out scouting, and don't always go with the most obvious candidate since a film (and presumably a company) can sparkle due to an unexpected choice, such as Brad Pitt as a goofy gym buff in Burn After Reading. FastCoCreate.com
Start your session with a clear summary
Presentations specialist Nancy Duarte says if you are giving a speech or demonstration to senior management, make sure you summarize up front. If you have been given 30 minutes, start with a five-minute introduction that succinctly deals with the high-level findings and recommendations that your audience truly cares about.Harvard Business Review Blogs
Preparation is key for public appearance
You can also learn about presentations from the initial debate between U.S. President Barack Obama and Republican contender Mitt Romney, according to executive coach Scott Eblin. Mr. Romney had a clear game plan, while Mr. Obama appeared to be improvising. Mr. Romney knew the importance of first impressions, and came across as articulate and energetic, armed with a five-point plan and on the offensive, while Mr. Obama seemed tentative and defensive. Next Level Blog
Can't say a name? Try this website
We live in a globalized world and if you're increasingly meeting people from other countries and you're not sure how to say their name, try the PronounceNames website. Enter the name, and it will give you an audio pronunciation. Darcy Rezac's Positive Networking Tip of the Week


text: Barge Service/Paramaconi Full Service in Venezuela and Beyond Meeting the full range of customer needs is fundamental to Intermarine's mission. To provide customers with comprehensive services in Venezuela, our offices in Caracas, Guanta and Maracaibo have added full logistics support to our ocean transport service. By leveraging the combined experience of our Venezuelan team and an extensive agency network, we successfully work with some of the world's leading inland logistics companies. Intermarine can deliver virtually any size shipment to anywhere in the country. All coastal Barge Services in Venezuela and the Caribbean are provided through Intermarine's Venezuelan affiliate, Linea Naviera Paramaconi S.A., whose capabilities include water transport, as well as heavy-haul inland transport and heavylift site erection services for pieces up to 6000 metric tons. Matching The Right Equipment To Your Shipping Needs Providing shallow draft transport can be a difficult concern to our customers. Many of the oil field development regions in Venezuela do not have access to deep water ocean ports. The Carolina M meets this challenge head-on. This ocean-going, flat-deck heavylift barge offers more than 2,000 square meters of deck stowage area and can deliver cargo in depths of as little as one meter. Fully fitted with variable ballast pumping capabilities, the Carolina M can be aligned to a wide range of pier facilities, including the project berths at Jose and the Orinoco River. The Bravo, a 40mt bollard pull tug boat, is based in the Port of Guanta and utilized in port operations as well as coastal towing within Venezuelan and Caribbean waters. Intermarine provides transportation both to and from Venezuela through a variety of transport options, including ocean service, which includes multiple sailings per week from our primary load center in Houston, Texas. Additional custom-tailored voyages are also available from Europe and Asia. Whether it's positioning a ship from our fleet or drawing upon one of the modern heavylift vessels available through a relationship agreement, Intermarine is there for you with the right solution to the challenge.


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Earlier this year, the Ogden Trust held its first alumni careers workshop, looking at how you should present yourself in your CV and applications. Job Hunting: blunders and beauties considered the perils and pitfalls of applying for jobs in a competitive market place. Highlights from the workshop are now available online.
The event was held at Dulwich College London but was also streamed live online for an alumni audience from further afield. Graduate recruitment expert Liz Lee-Smith MA, Assoc CIPD and Resourcing Operations Manager at Havas People, shared her experience and expertise, including the startling fact that recruiters, on average, spend only 5-7 seconds looking at your CV in the first instance.
The workshop included information about where to apply and how to present yourself in your CV and applications, and what to include in your cover letter. Liz also talked about interviews and did an exercise about the STAR method - the Situation, Task, Action, Result job interview technique often used by interviewers to gather all the relevant information about a specific capability that the job requires.
"The Q&A session was very interesting and useful" says event organiser and Development & Alumni Relations Officer Josefina White."You can read some highlights below and alumni can find full details on our alumni website. In general it was a brilliant pilot with positive feedback and we are looking forward to our next workshop, which will be on Writing for the Media. We will share further details as soon as we can."
Q: Is it true that it's better to have your CV just on one page?
A: Yes - two sides is always the maximum for a CV.
If you're running out of space on your CV:
1) Don't bother giving the addresses of your referees; you can just say 'references are available on request'. Nowadays it's very rare that I would contact anyone's referees before we make an offer, we just wouldn't do that anymore.
2) You can miss out interests. Again I've never hired anyone based on the fact that they like running, or cycling, or reading, or socialising with friends or cooking or baking. Those are the sort of things that you can miss off if you're out of space.
3) Don't include objectives at the top because you're telling me what I already know. If you've applied for a job with my company, I know your objective is to get that job.
Q: How good or advisable is it to use LinkedIn or other Social Media platforms? Does that actually get you to interviews and job opportunities, or how is it?
A: There are a good few hard and fast rules about social media in recruiting:
Use LinkedIn for recruiting, yes. It is a professional social media. Keep it professional; keep your picture professional; keep your content professional. Use it to follow companies; use it to see job adverts; use it to apply for jobs; be active on it but it is professional and you need to maintain that.....
Q: In a competency-based interview, should you always give professional examples or is it OK to use personal examples?
A: This is dependent on where you are in your career - so for me I should always be able to give a professional example. I have been working for quite some years now so I should be able to do it. If you are straight from university, you might not have any professional experience and your personal experience might be more appropriate and be better. With a graduate level you should give the most appropriate answer and one that will score you the highest and the one that will show the most indicators that they are looking for. Keep it appropriate to the context. You don't need to have a professional example and I wouldn't try and force one out of a situation if there isn't one there.