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A List Apart
Alex Wright
Brad Lauster
Brightly Colored Food
City of Sound
Croc o' Lyle
Curious Lee
Digital Web Magazine
Dive Into Mark
Elegant Hack
Guide to ease
IA Wiki
Joel on Software
KM Pings
Meryl's Notes
Noise Between Stations
Off the top
Other Blog
Rogue Librarian
Semantic Studios
Shifted Librarian
Signal vs. Noise
Zeldman Presents
Enterprise Metadata Blog by R. Todd Stephens
Todd has got a nice mix of enterprise metadata from both theory and practice since he did his dissertation at the same as working at Bell South on real enterprise metadata needs. He has presented at several conferences involving both the more techie stuff at DAMA International as well as Dublin Core and other related conferences. I believe this intesection of the techie/practical world and the theory/academic world gives us a good mix of the challenges we face at managing information systems. He's definitely in the mix of things I'd like to be involved. It will be interesting to see where his blog goes in sharing his experiences. Many of his previous presentations and handouts are also available on his site.
Not all metadata are created equal as I learned last year when I attended the Wilshire Metadata & DAMA International Conference in Orlando, FL. However, when I sat in their meetings and learned this new aspect of metadata I discovered that there are some similarlities of concern, basically information organization, management, access, and retrievable.
If you come from the database modeling/administration world, I hear this is their equivalent to the IA Summit or CHI. The 2004 just concluded in Los Angeles. Their trip report is very informative, with enough information to get you to dig into new ways of thinking about information management.
Wilshire Metadata & DAMA International Conference 2004 Trip Report
First we had Don Norman's The Psychology of Everyday Things(aka Design of Everyday Things) and now we have Stanford Alliance for Innovative Manufacturing How Everyday Things are Made. I wasn't going to contribute this item but I started thinking about how someone would view the UE/IA practice and try to create a video describing how a website/web application is developed. For instance, how do we describe to our parents what we do for a living. At least people in the various industries profiled in this educational site would have something to show & tell about their work to the common person. Do we have an equivalent?
So are we really a sum of all our deliverables? How do we capture our dialogues and conversations which really contains the value of our work? I believe there are various projects out there that is trying to solve this problem by literally capturing the brainstorming sessions into digital format. If there is something out there that is a packaged description of what we do, I would love to see people post links to those types of projects.
Great article in NYTimes(free registrated required) related to information retrieval, categorization/classification, and use.
"Digging for Nuggets of Wisdom"
Marti Hearst is quoted regarding information vizualization, text mining, and such. Most of the focus was on retrieval in homogenous content such as Medline. The reason why I liked the article was it provides an example of how people/business benefit from better IR tools for such disciplines as medicine.
Interesting article in Business Week Online regarding paid placements and some potential controversy involving small businesses. I found the link at searchengineposition.com.
Web Searches: The Fix Is In
by Ben Elgin, October 6, 2003
The Dublin Core 2003 Conference is currently going on in Seattle this week. A couple of the attendees and I will be sharing our notes(and photos) when we've recovered(it's actually still going on). But until then, enjoy the conference proceedings online.
Great article on the soft skills we need as IAs to win/influence folks with whom we work with.
Soft Skills for Information Architecture by our very own Jeff Lash over at Digital Web.
A little play on an axiom that stuck out for me and I know will help me get through the requirements and design process:
Grant me the strength to improve the features that I can
Accept the features that I cannot
And give me the wisdom to know the difference
FYI: Just noticed that the ASIST site mentioned ...
Information Architecture, February 28-29, 2004, Austin, TX
When a site comes up we'll put a link here, however I think saving the date helps folks plan their budgets for conferences next year.
Stumbled on an AP article through NY Times(Free Reg Required) that Yahoo to buy Overture for $1.6B Deal.
Just got this from a colleague at work. For all you MAC users out there who work with XML, this is something that could be of interest.
Ok, as much as I like serendipity, I really want to aggregate the DUX notes out there. I was not fortunate enough to head to DUX last weekend, but I've been randomly stumbling onto the notes. Please post your notes or links to your notes if possible in the comments:
Amy Lee
Boxes & Arrows (Erin Malone)
Brad Lauster and Day 2
Aaron Oppenheimer
Gene Smith's Photos
Celia Romaniuk's notes on Buxton & Kapor
Uday Gajendar
Danny O'Brien in which he somewhat apologizes for the panel that he was on...
Interesting article on Google Dance Syndrome by Chris Sherman over at SearchEngineWatch.com. Apparently there are many webmasters out there who are fixated on how they rank in Google to the point they worry and try to optimize. I have to admit I kind of review the sites of many of our web authors in the Google index, but I also review other sites such as Teoma and MSN :) Who doesn't? I'm curious about freshness,coverage, and depth for these engines, and it gives me a good idea about how our sites are doing from referrals from these engines. I'm curious to hear if others monitor their company's sites in the various search engines.
CIO article "Sleuthing out data" by Fred Hapgood features a couple examples of how auto-semiauto categorization enables businesses and reduce costs. There is a company list included if you're interested in this arena.
Just came back from a conference on data management(Wilshire Metadata/DAMA International 2003 Conference. A recurring topic that surfaced about data management was the relevance of their work in relation to unstructured information. A reality check for everyone was that most corporate information actually existed in semi-structured of unstructured information and not in databases. From this thought, I was directed to DM Review and in particular this article. Digging Into the Web: XML, Meta Data and Other Paths to Unstructured Data - By Robert Blumberg and Shaku Atre. I definitely see an opportunity between IA(metadata/ux) type folks cross-pollinating with data modelers and data managers. It will be interesting to see and I look forward to hearing more from here. Thoughts?
Both the SIG-IA list and a CMS list have surfaced an interesting thread today in regards to an article published at At New York, Study: Content Management Tools Fail. It discusses some high level findings from a Jupiter Research report on the dissatisfaction around the implementation and maintenance of Content Management Systems. I don't have access to the report, but very interesting.
It looks as though Microsoft is looking into XRML for their rights management. More information at The Register:
Microsoft devs Windows Rights Management Services
By John Leyden
This site was recommended by a fellow engineer at work. It's basically the support/info site for the O'Reilly Book Practical RDF by Shelley Powers et al. They have chapter samples online and it's an interesting practical perspective in applying RDF. Many other resources are mentioned that supplement the book's offerings.
My colleague at work just shared this link with me. The site has lots of great content around XML and this really cool top 100 list of XML related acronyms.
Just stumbled on this Fast Company article "Desire: Connecting With What Customer Want." Some of it sounds very familiar from one of Lou's presentation at least year's summit and little bit of Maslow's Hierarchy of Need. From a marketing standpoint it makes sense, but user researchers out there should still take a look because it could possibly be just as valid for your line of work as well. The article is based on a book by Melinda Davis _Culture of Desire_ (2002).
Just stumbled onto this tools called Huminity that creates a contacts management web of all the people you know. I thought it would be interesting for folks interested in social networks.


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Houston (CBS HOUSTON) – The University of Houston kicked off their season on Saturday in front of 70,000 fans and a huge national television audience beating 3rd ranked Oklahoma 33-23.
The Cougars move on to face the Lamar Cardinals in week two. The game was originally only going to air on ESPN3 streaming service but KIAH, CW39, in Houston will now be airing the game locally in Houston.
Kickoff is 11am CT at TDECU Stadium and you can catch the whole game on CW39 this Saturday.
Houston will be featured on ESPN three more times (Cinbcinatti 9/15, UConn 9/29 & Louisville 11/17) this season and once on CBS-SportsNetwork (Navy 10/8).

subset: commoncrawl


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I snapped these 2 images at the same spot by the creek(in Northern Arizona) during different seasons. First image is Winter image, and second image is Summer. I love the contrast of color, mood, and life in these photos. We all have our favorite nature spots, and I think it's fun to compare how the same place looks different in the Fall, Winter, Spring, or Summer.
Images snapped at the same spot but 6 months apart
Follow Julia on Pinterest and Facebook to get more recipes and dinner ideas for your weekly meal planning!
What a difference in two seasons! The sky is so visible during winter 😀
November 7, 2012, 1:42 pm
I love the change of seasons! I love overcast sky, gloomy weather, rain as much as I like the snow and the sun.
I LOVE this 🙂 What a gorgeous scene!
November 8, 2012, 12:29 pm
Thank you. I love this view with the tree hanging over the creek.
Wow, that's really cool! The changing of seasons is truly beautiful (:
Next post: Chocolate cupcakes, with no frosting
Previous post: October in review


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Add-on >> Action - PS RGB Glow Actions 253374 by All Rounder @ CreativeMarket
File Size: 6.42 MB; Requirements: Adobe CS3+.
5 Unique Bookeh Backgrounds included
- Open a photo to work with
- Leave the photo layer locked and set as the background. Also make sure
your photo is in RGB color mode. To check this, go to the 'Image' menu, then
select 'Mode' and ensure 'RGB' is selected.
- Now hit the play button found at the bottom of the action panel!
- Search and choose the background file that your want.
- Resize the image holding SHIFT until your image is completely covered, rotate if needed.
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It's almost New Years!!! A time to reflect on the year that has past and a time to look forward to what the new year will bring!!!
Wishing you all the best this coming year!!!
Cheryl of the Fleurette Bloom Design Team has created this fun and festive card to celebrate!!! :)
Stop by her blog for all the details @ Dragonfly Designs
click on image to enlarge
click on image to enlarge
Cheryl created this terrific card using our new paper collection
available now @ Fleurettebloom.com
Happy Crafting


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Troy Majoue
Troy Majoue is an experienced litigation and transactional attorney whose practice encompasses all aspects of business litigation, transactions, and consulting in multiple industries, including construction, restaurants, franchising, hospitality, telecommunications, insurance, and manufacturing. His experience includes representation of companies in commercial litigation matters in state and federal courts across the country, contract negotiations and disputes, franchising issues, construction and surety litigation, company formation and dissolution issues, intellectual property disputes, regulatory compliance issues, insurance coverage disputes, employment actions, and fraud and deceptive trade practice actions. Troy has also represented creditors, trustees, and corporate debtors in all aspects of the bankruptcy process.
Troy takes both a personal and practical approach to legal matters. That begins with getting to know each client and the details of their business, legal issues, and goals. Troy always endeavors to help his clients avoid risk, litigation, and uncertainty wherever possible through careful planning, precise drafting, and detailed documentation. However, in the event that the inevitable dispute or litigation arises, Troy has the experience to vigorously pursue or defend his clients' best interests in any forum and work for the most practical and efficient resolution.
Troy received his undergraduate degree in 2002 from Louisiana State University, where he also received his law degree in 2005. Troy is licensed to practice in both Texas and Louisiana. He was named to the Texas Rising Stars list by Thomson Reuters as published in Texas Monthly in 2013 and 2014.
Having been born and raised in New Orleans, Louisiana, Troy loves both cooking and indulging in every type of food he can find. To balance out of his love of food, Troy is a fitness enthusiast and enjoys both watching, and training in, mixed martial arts. Troy is also very active in his local church congregation where he assists with the youth groups and boy scouts.
Areas of Practice
- 45% Litigation
- 30% General Counsel to Businesses
- 25% Transactions
Bar Admissions
- Louisiana State Bar (2005)
- Texas State Bar (2009)
- U.S. District Court for Northern District of Texas
- U.S. District Court for Eastern District of Texas
- U.S. Fifth Circuit Court of Appeals.
- Louisiana State University Law School, Juris Doctorate.
- Louisiana State University, B.A. (Cum Laude).
Professional Associations and Memberships
- Dallas County Bar Association
- Collin County Bar Association
Honors and Awards
- Texas Rising Star, 2013 and 2014


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Genevieve Gown
The Genevieve Gown is simply breathtaking. The soft and delicate lace feels very feminine, but the plunging, open back creates a beautiful balance of sweet and sexy. This gown is sure to turn heads all night long. Available in Ivory.
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For more information about our Genevieve Gown, please contact us by using the form below or by emailing us - email@example.com - or one of our stockists.


text: This bread pudding recipe is a favorite in my family. It is a little more sophisticated version of a regular bread pudding, and what makes it so is adding white chocolate to the bread pudding and Creme de Cacao liqueur to the cream sauce. White chocolate bread pudding with cream sauce – made with […] Read More


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Alternative Title: cyclotron resonance maser
Learn about this topic in these articles:
major reference
One major type of fast-wave electron tube is the gyrotron. Sometimes called the cyclotron resonance maser, this device can generate megawatts of pulsed RF power at millimetre and submillimetre wavelengths. Gyrotrons make use of an energy-transfer mechanism between an electron orbiting in a magnetic field and an electromagnetic field at the cyclotron frequency. The cyclotron frequency is...


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Ethiopia's Fantu Magiso out of Games due to injury
Aug 6 (Reuters) - Ethiopia's Fantu Magiso, one of the favourites for the Olympic women's 800 metres title, has been withdrawn from the Games, team officials said on Monday.
"Magiso won't be running in this Olympics after injuring her leg here during training," Ethiopian Federation technical manager Dube Jilo told reporters.
Magiso was the only female 800m runner in Ethiopia's team and was highly tipped to win the gold after beating Kenya's Olympic champion Pamela Jelimo in the Rome Diamond League meeting in June and having another impressive win at the New York Diamond League.
On a more positive note, Ethiopia's Tirunesh Dibaba has confirmed she will race in the 5,000 metres as she attempts to repeat her double from 2008.
Dibaba, who won the 10,000m in London on Friday, has been entered in place of Genet Yalew alongside Meseret Defar and Gelete Burika in a formidable team.
This entry was posted on August 6th, 2012 at 20:32 by apache and is filed under Sport, Athletics. Tags: atheltics, olympics, sport
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This Atlanta, Texas hotel provides exceptional guest services, warm east Texas hospitality and a retreat like atmosphere in the Pineywoods area. Whether traveling for business or pleasure, The BEST WESTERN Pineywoods Inn is the perfect place to stay while visiting eastern Texas. Nestled in the Pineywoods of northeast Texas, hotel guests will enjoy peaceful and tranquil country surroundings. Each well appointed guest room features a microwave, refrigerator and cable satellite television with 50 channels. Guests enjoy high-speed Internet access and a daily full hot breakfast. The BEST WESTERN Pineywoods Inn also features an outdoor swimming pool and well equipped business center. Guests staying at this Atlanta, Texas hotel are 10 miles from Atlanta State Park and Wright Pat Man Lake, offering picnicking, hiking, walking, hunting, boating and fishing. Guests will also enjoy nearby first rate golfing and shopping as well as numerous dining options and the Best Eastern Buffet Restaurant is conveniently located next to the hotel. Make a reservation today and save at the BEST WESTERN Pineywoods Inn.
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Product and Service Design
frog works at the intersection of design, technology, and strategy to create the product, service, and brand experiences that people love. Our teams address every aspect of design and implementation—from branding to interaction design, from architecture to digital technology, from business strategy to data science.
frog constantly evolves research methodologies and toolkits to better understand people's needs and behaviors, and to uncover hidden opportunities. All frogs—and many of our clients—participate in design research, because it informs and inspires our ideation.
Our researchers, designers, engineers, strategists, and program managers work side-by-side from start to finish, ensuring the final designs embody business goals, technical feasibility and customer needs. frogs are unusually passionate about getting it right, and will work across disciplines to make sure the final output reflects our intent.
Products and services can take the form of digital interactions, physical objects, or branded spaces—or combine aspects of all three. Our diverse capabilities in design, technology and strategy enable us to create distinct experiences that span across the digital, physical and environmental realms.
frog helps customers and businesses build meaningful relationships that will continue to grow and strengthen. We create interconnected ecosystems that take into account the entire brand, as well as the suite of products, services, and physical environments that comprise the business.
Through our work across many industries, we look into the future of businesses and markets to design and build solutions that advance the human experience.
Our work fundamentally changes the way businesses and industries operate, creating measurable value for our clients, end users and society. Talk to our business development team about working with frog.
Related Content
We actively engage in conversations at the intersection of design, technology and business. Contact us with interview and speaking requests.
frog POV
"We want whatever we are designing to not only be beautiful, but also to create an emotional connection with end users. The big win is not the design of the actual product or service, but seeing the delight that comes with watching people interacting with a great product or service."


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Vodafone Group said it will reduce carbon emissions by half in the next 12 years through improvements in energy efficiency and increased use of renewable energy.
The company also aims to make it easier for its customers to reduce their emissions with Vodafone products.
Arun Sarin, Vodafone CEO said: 'This is the right decision for a responsible business to take. It is good for the environment but also makes sense for the business.
'It resonates from a financial perspective as improving energy efficiency helps us to control costs. It also resonates with customers as developing new products and services, such as our plans for solar-powered phone chargers.'
In 2006/7 the operator reduced carbon dioxide emitted relative to network traffic by 29% and improved energy efficiency of new network equipment by 25%.
The targets for Vodafone's newly acquired companies in India and Turkey will be announced in due course.
Mobile Industry Awards 2017 - B2B & Distribution Finalists
Mobile Industry Awards 2017 – Retail Finalists announced
Mobile Industry Awards 2017 - Best Ruggedised Device
Nazish Dossa Joins Brighstar as UK Managing Director.
Get your FREE copy of Mobile's e-zine and stay up to speed on your PC, laptop or
Get your FREE e-zine
Huawei - 'Our 2017 focus is premium products'
Retail Special
S6 to re-ignite the market
Brightstar 20:20 and HTC join forces
Meeting the challenge of in-building coverage


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What's coming up in the world of minor league baseball ... we proudly give you Rick Chandler's Minor Enterprise!
Not content with the more pedestrian promotions often associated with the minors, the Long Beach Armada (Independent Golden League) are into the higher concepts. They ask the really big questions, such as: Is there a God? Is there an afterlife? And what is the worst song in the history of the world?
The Armada has decided to tackle the toughest one first. Nominations are now open on the team's site, where fans are asked to offer candidates for the worst song of all time. Voting will commence later this month. It all culminates at Salute to the Worst Song of All Time Night in August, where the top vote getters will be played over the PA system all night, leading to the announcement of the big winner. And don't be too eager to crown She Bangs by William Hung just yet. There are many, many worthy contenders, says Armada General Manager Jay Klein.
"This all started when we were sitting around in a meeting trying to decide on some new promotions," Klein said. "We were discussing the idea of having a '70s or '80s theme night, and we just started talking about all the bad music that came out of those decades. We all had our worst songs, so we decided to put it to a vote. It sounded like something fun and inexpensive."
And believe me, the Armada knows stinky: They're the team that let Jose Canseco pitch last season.
Nominations so far include Disco Duck by Rick Dees, Ice, Ice Baby by Vanilla Ice, and of course When a Man Loves a Woman by Michael Bolton. Mmm Bop by Hanson has the most nominations, followed closely by The Macarena, Karma Chameleon and Billy Cyrus' Achy Breaky Heart. About 150 songs had been nominated by Wednesday. "With some of them I was like, 'Hey, I like that song,' said office manager Ashley Kroger, who is in charge of maintaining the list. "But with some others I was saying "Yes, dear God, that's so awful." The Armada players even got into the act, including votes by pitcher Dane DeLaRosa (Oops I Did It Again by Britney Spears) and utilityman Jeff Larue (Smack That by Akon).
Oh, and as you may have heard, the team's name is now officially "The Long Beach Armada of Los Angeles of California of the United States of North America Including Barrow, Alaska." Yep, it's true. But more on that next week.
After the jump, let's feast on some other tempting minor league promotions, shall we?
• Raider Nation Night. Saturday, June 9, Stockton Ports (Class-A Advanced, California League). Be sure to bring the kids as Raiders' fans from throughout the San Joaquin Valley converge in what is sure to be a celebration of clean fun and good fellowship ... hey, who threw that toilet seat!? Featuring an appearance by the Raiderettes! Banner Island Ballpark, by the way, also features a full service Beer Garden. What could possibly go wrong?
• Antonio Fargas Appearance. Tuesday, June 12, Altoona Curve (Class-AA Eastern League). You know him better as Huggy Bear, the cool cat from Starsky and Hutch who made being a snitch fun again. Plus it's Karaoke Night, so everyone wins.
• Tribute To The Tattoo. Wednesday, June 13, Frederick Keys (Class-A Advanced, Carolina League). We don't know exactly what will be going on at this event, sponsored by Classic Electric Tattoo and Body Piercing of Frederick, Maryland. But we went to their web site and it doesn't look like they're fooling around. When the kids come home from the game with nose rings, don't blame me.
• Owner Of The Week. Nick Lachey, Tacoma Raniers (Class-AAA, Pacific Coast League). Lachey, who has a summer home in Tacoma, owns a one-third share of the team, so come on down and hang out with him and new girlfriend Vanessa Minnillo. And it's not too late to nominate What's Left Of Me in the Long Beach Armada poll. I know I will.
• Uniform Accessory Of The Week. June 4 was Dr. Seuss Night, as the host Lake Elsinore Storm (Class-A Advanced, California League) took on the Lancaster JetHawks. All Storm players wore the stylish hose shown above, which, when I see them, just remind me of this, making me want to punch things. [Thanks to Tim Riley]
• Acquisition Of The Week. A-Rod '04 World Series First Base, Lowell Spinners (Class-A, New York-Penn League). They call it The Slap; the infamous play in the 2004 ALCS in which the Yankees' Alex Rodriguez attempted to slap the ball out of Bronson Arroyo's glove in Game 6. The Spinners recently purchased the base at which the play occurred, and will be using it as first base at Lelacheur Park throughout the season.
• Underwear Department. Results are in from the West Virginia Power's World's Largest Tighty Whitey Race. Thanks to Minor League Dugout for the action photos. It was all great fun, but now I want my briefs back.
• Bobblehead Of The Moment. Bob L. Head, Portland Beavers (Class-AAA Pacific Coast League). The voting is over, and a winner has been crowned in the Great Bob L. Head search. Bob L. Head of Maquoketa, Iowa swept to victory with 51 percent of the vote, claiming the honor of having a bobblehead doll in his likeness produced for an upcoming Beavers game. [Thanks to Ian Bethune and Michael Howell]
We want your minor league tips! Send info on upcoming events, photos, or Justin Timberlake lyrics to email@example.com. And thanks!


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What Does Barney Frank Know that Goldman Doesn't? The $60 Million Question for the State of Massachusetts
Now call me crazy but if I hadn't done anything illegal and had a few extra million lying around burning a hole in my pocket, the last place I would decide to put that money would be in the hands of a state attorney's office who might be investigating me for shady business practices. Let's keep in mind here that we're talking about Goldman Sachs, though, so maybe they have motivation which I as a mere mortal cannot possibly comprehend. Because we all know I'd never point fingers at $GS. Ha.
Via Bloomberg - what in the fuck is Goldman up to?
May 14 (Bloomberg) -- Thanks to the commonwealth of Massachusetts, crusading attorneys general throughout the land now have a road map for extracting multimillion-dollar checks from Wall Street banks such as Goldman Sachs Group Inc.: Don't accuse them of anything at all.
The big news from Goldman and Massachusetts Attorney General Martha Coakley this week was a $60 million settlement, under which the investment bank resolved her office's investigation into its packaging of mortgage securities backed by subprime home loans. Per the usual custom in such accords, Goldman didn't admit any wrongdoing.
The odd part is that Coakley's office didn't accuse Goldman of any wrongdoing, either. It filed no lawsuit. And it made no allegations that Goldman had violated any statutes or rules.
Why did Goldman pay if Coakley's investigators couldn't identify any infractions to allege? That's a mystery. The only statement I could squeeze out of Goldman was a one-liner from a P.R. man, Michael DuVally. "Goldman Sachs is pleased to have resolved this matter," he said. I'll bet it is.
Strangely, HuffPo paints it as a settlement, with Barney Frank absolutely overjoyed that Goldman will now be somehow involved in saving Massachusetts homeowners from foreclosure to the tune of $50 million. What? I'm fucking confused.
"Massachusetts Congressman Barney Frank, chairman of the House Financial Services Committee, said he wouldn't "second guess" Coakley's decision to settle short of criminal convictions. "I don't know what other avenues she had available, but I will say this: Getting significant relief for 700 people is very important, both for them and for the economy. Now, that's a legitimate consideration in getting it done more quickly than waiting for a couple years to go through the criminal procedure," he tells the Huffington Post.
"It's not always a perfect world and you can't always secure the perfect justice," says Delahunt. "It would appear that our attorney general did some good work that resulted in a very significant sum of money for redress by their behavior."
Frank agrees. "I can't tell exactly what the considerations were, but I'm inclined to think the value of getting immediate relief for 700 people and saving their homes, yeah, I'd trade off a little for that," he says.
Goldman Sachs was not accused of originating the subprime loans in question, but rather investigated for facilitating the process by buying them and bundling them into securities without regard to whether the borrowers would be able to pay them back -- or whether the borrowers or originators had followed reasonable lending practices or filed the appropriate paperwork.
As much as I love to see Goldman under the microscope, this sounds really odd and opens up a can of worms that we probably don't want to crack open.
Hold on one second, let's go back over it...
Massachusetts accuses Goldman of a subprime scam not because they were the ones running the credit checks and fudging the numbers but because they were the asshats who took the subprime mortgages which they assumed were legit and bundled them into securities. Fine. Is that illegal? Uh, not when everyone is doing it and most of the mortgages are coming from our federal friends Fannie and Freddie, right?! That's what I thought.
Sooooo Goldman decides they don't want the drama and cuts the Commonwealth of Massachusetts a $10 million check with a promise to cover $50 million more for 714 Massachusetts homeowners whose mortgages had been bundled and sold by Goldman. So? They shouldn't have taken out mortgages they couldn't afford in the first place! I really, really hate to play Devil's advocate here but why the fuck is this Goldman's fault?
I would also like to point out here that Barney Frank is a total idiot for saying things like "Getting significant relief for 700 people is very important, both for them and for the economy. Now, that's a legitimate consideration in getting it done more quickly than waiting for a couple years to go through the criminal procedure." In case you don't speak asshat, that roughly translates into "Who gives a shit about the law when we can just strong-arm the side we know is just as corrupt as ours into coughing up some loot?"
Funny when the bad guys get defrauded by the other bad guys, isn't it? Perhaps if both sides weren't so incredibly unethical we might have a chance at that "recovery" everyone keeps talking about.
Until then, expect more of this financial free for all bullshit.
Again, I'm certainly not defending Goldman nor would I ever (unless someone slipped a dose or two of Kool-aid into my coffee) but there is something to be said for the appropriate course of legal action here. It really is Bizarro World, isn't it? Sad.


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There are only so many words and ways to perfectly articulate a situation, so unfortunately for the entertainment industry, writers often rely on the work of their predecessors. Below are some examples of the most overused lines in film and television history, but there are obviously many more. Let us know what we left out.
"You just don't get it, do you?"
Sometimes writers just don't get that people don't say this line nearly as often as they think.
"Keep your friends close and your enemies closer."
Yes, we agree that in dire circumstances, this is the best course of action. But can't we come up with a better way of saying it? Here's a suggestion: "Take your family to dinner but sit next to the uncle who you may have to stop from making a racist joke."
"If I told you, I'd have to kill you."
Ah yes, the most pointlessly cliché line in history. Couldn't you just threaten to shave their pets, making them completely unwalkable in public? That should suffice.
"This ends NOW."
The creepy neighbor peeping through your daughter's window after you specifically asked him not to? The local kids keep leaving flaming bags of shit on your doorstep? Your best friend caught sleeping with your wife? You pick the situation. It all ends now.
"Guys, we've got company."
[Enter monster we have been waiting all movie to see but now we are about to be disappointed] Yes, thank you to the girl who got this line in the film because she has nothing else of value to say.
"You should see the other guy."
Classic badass line to take the focus off how badly you had your ass kicked.
"I've GOT to get me one of those!"
Usually prefaced by a fast car or shiny gadget, sometimes a sexy decoy with big cans.
"Don't worry, I've done this a million times."
This line usually comes before car crashes and explosions. Even if you have done it a million times, you'll f*ck it up horribly just by saying it.
"I feel like I don't even know you anymore."
There are many variations of this heartbreaking line in the entertainment kingdom. It is typically delivered once an established good guy character goes through harsh changes and comes out evil on the other side. A recent example of this is from "Breaking Bad."
"You're gonna pay for that."
And yet, they rarely mention the price of the thing you're going to pay for. Must be one of those gypsy markets where anything goes.
"That's Mr. ___ to you."
Whether you're Mr. Asshole or Mr. Peeping Tom, it's good to have a certain level of respect thrown your way.
"I've got a bad feeling about this."
Everybody has a bad feeling, and they're also sick of you making clear observations seem like genius revelations. Hopefully you'll be killed off next, but you'll probably be the one we have to see the most of in the end…especially when it comes to "Star Wars."
"I'd like to see you try."
A common manly line used to make women remember how weak and inferior they are when it comes to household repairs or fixing cars. It's usually followed swiftly by women using their brains instead of brawn and solving the problem.
"You wanna take this outside?"
Because getting your ass kicked in the street in front of tons more people is so much better than in the cushioned booth of a comfy bar stocked with ice. In real life, nobody asks to take it outside.
"We're gonna need a bigger boat."
A classic case of an iconic quote that has been referenced or parodied too many times on film and TV. Originally, the line was delivered by Brody in "Jaws," who actually said, "You're gonna need a bigger boat."
"Well if you're so smart, you do it."
The setting of this quote is usually a failed swing set assembly or Christmas light hanging.
"You sound just like your mother."
This is an overused line you'll hear in sitcoms, when either a dad is tired of his kid's crap, or a husband is peeved that he married the equivalent of his mother-in-law. Or it could just be a joke on "Saved by the Bell."
"Hey, nobody's perfect."
Except Jesus, of course. Nobody every points that out.
"I'm getting too old for this shit"
Typically only used by men who have been in the game too long or were forced into an unwanted trilogy (or more) by the industry and their wad of cash. This one goes down as the key phrase for a dying franchise, and nobody did it better than Murtaugh.


text:
Why Aeon?
So every person has a home and is interconnected within community
By joining our mission to ensure everyone has a home and is connected to the community, you are helping transform lives. When you look back on your life, will you know that you made a difference in your community? Alan Arthur, Aeon's President and CEO, shares how he knows this:
Why Affordable Housing
For 30 years, Aeon has built or renovated quality affordable housing developments. We have built or renovated more than 2,700 affordable apartments or townhomes – incorporating sustainable practices and design elements to create valuable community assets. Today, 40 properties provide home to more than 4,500 individuals. Learn More
Why is there Homelessness in Minnesota
There are currently more than 14,000 Minnesotans experiencing homelessness. Aeon actively provides affordable housing and supportive services to families and individuals without homes. This creates a community where lives connect, which is critical to stabilizing the lives of those experiencing homelessness. Learn More
Why Sustainable Housing Innovation
A key aspect of Aeon's mission is to promote a healthy and sustainable community that provides residents with long-term cost savings. Each development is built with high-impact strategies and sustainable building practices that meet high environmental standards. Learn More
Resident Stories and Creating Community
Aeon properties enhance the connection between residents and their community. The personal transformations that many of Aeon's residents experience are immeasurable. The majority of our properties offer supportive services. Learn More


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If Nokia Developers Want Support, They Can 'Earn' It Via Quizzes And Contests
Nokia wants developers to build great apps for Windows Phone… and keep updating them after they are published. Like almost all of the other major mobile device and operating system makers, Nokia is willing to reward developers for building premium apps.
But Nokia's incentive program has a twist: it's been gamified. Nokia's "DVLUP" incentive program rewards developers for building and updating their Windows Phone apps with marketing and distribution support to help Windows Phone users discover their app. The system is set up like a game (hence the gamified buzzword), with developers competing in quizzes and contests about Windows Phone app development to earn points—called XP—that can be used to redeem marketing tools and support from Nokia.
DVLUP has been in beta since November 2012 and is now just reaching the public realm for developers. The program is free and developers can sign up with a Windows Live ID.
Nokia's Jason Black describes it in a post on the company's Conversations blog:
Since it first began nearly one year ago, DVLUP has been designed as a rewards program that makes the most of a "gamification" model, whereby members are encouraged to compete—with one another, and to test themselves—earning badges and points (known as XP), completing quizzes and challenges related to app development, and then being able to collect some serious rewards for their hard work.
If you're a fan of Nokia phones—and apps in general—DVLUP leads to numerous high quality apps and games being released on an ongoing basis. As a result, you as an owner of a Nokia device get access to new apps that you know have been made by developers who seriously care about their work.


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Spicy Beef with Shrimp & Bok Choy
Oyster sauce and rice wine give this speedy stir-fry a rich flavor that balances the clean, sweet crunch of bok choy. Make It a Meal: Rice noodles or brown basmati rice and a Tsing Tao beer will make you feel like you're eating in your favorite Chinese restaurant. Download a FREE 1-Week Dinner Plan Shopping List for 5 Healthy Quick-As-Takeout Dinner Recipes!


text:
Kim Kardashian and Kourtney Kardashian are back!
Last night was the premiere of Kourtney and Kim Take Miami and it was nothing short of entertaining. Filming picked up shortly after the birth of Kourtney's second child, Penelope, and during the beginning of Kim and Kanye West's relationship!The season's premiere saw lots of sneaky sisters (we were happy to see Khloé there!), a very messy Dash, relationship woes, the surprising arrival of Scott Disick (a.k.a LORD Disick) and a sweet kitty from Kanye. Aside from all the drama, the show brought us many memorable quotes from the first episode—and we're sure there are more to come!
PHOTO: Pregnant Kim Kardashian Reveals Cleavage for Hia MagazineKourtney on Kim's new cat: "She's never gonna be able to take care of it. She's gonna be over this cat in five seconds."Kim on her new cat, Mercy: "I had no idea kittens weren't already trained to just go in the litter box"
NEWS: Kim Talks Breastfeeding & Baby BumpKhloé on Kim's impending divorce: "If you wanted to marry someone for press, wouldn't you have married someone who was actually popular?"Kourtney to Kim: "I cannot wait for you to have a baby and see what it's like"
Scott arriving in Miami: "Miami, Lord Disick is back!"
NEWS: Kim Talks Baby Names and Keeping "K" TraditionWell, looks like Kourtney's wish will come true in July!
Are you excited for this season of KKTM? Will you watch the rest of season? Sound off in comments!


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Kettevej 4, Hvidovre
Price per room/night from DKK 716
More hotels in Hvidovre
New search
Please note that hotel services vary during Christmas and New Year holidays. Contact the hotel directly for more information.
Continue to the next page for a full description of the available rooms and their prices. Choose and book your room.


text:
- select colour
it's an internet thing!
it's an internet thing!
"When someone asks if you'd like cake or pie, why not say you want cake and pie?"
"God gave us the gift of life it is up to us to give ourselves the gift of living well."Lisa Loeb on Voltaire
"The more you praise and celebrate your life, the more there is in life to celebrate."Lisa Loeb on Oprah Winfrey
"My father gave me the greatest gift anyone could give another person, he believed in me."Lisa Loeb on Jim Valvano
"I think, at a child's birth, if a mother could ask a fairy godmother to endow it with the most useful gift, that gift should be curiosity."Lisa Loeb on Eleanor Roosevelt
"The greatest gift that you can give to others is the gift of unconditional love and acceptance."Lisa Loeb on Brian Tracy
"With my daughter, we do arts and crafts, we read a lot, we listen to music, and we cut the strings off balloons and bounce them around after birthday parties."
"When I grew up we had gym at school, two or three dance classes after school, ice skating lessons, and all sorts of sports at our finger tips. We weren't glued to computers because they didn't exist, so being active was all we knew."
"Although my dad was a doctor, we weren't necessarily a super-artsy family. We were just a classic, traditional family who got to take a lot of piano lessons and became a bunch of musicians."
"I think we were raised in a nice Texas Jewish family where education was the most important thing, and close behind that was the arts. It was emphasized and expected that we'd play piano."
"Yeah, well, food is always a part of everything."


text:
There were three tries to go two feet.
There were two timeouts to help.
OK. … Looking good.
The Chargers defense stood on the sideline Sunday and watched it all, a goal-line sequence in the final seconds of regulation, not a gimme for its offense but a gotta-think-they-get.
One stop. Two stops. Three stops. Overtime.
To the letdown, there was no response.
A coin flipped in the air at FedEx Field, landing "heads" when the Chargers wanted "tails," and out came their defense to continue a game thought all but over. The Redskins then made it so, as fullback Darrel Young pounded across the end zone to cap a 78-yard drive, delivering San Diego a deflating 30-24 loss that shifted attention back to that final goal-line series.
Chargers v. Redskins, 11/3/2013
- Chargers blow late chance, lose in OT
- Chargers report card: Redskins prevail
- Instant analysis: SD sees red
- Quarter by quarter, Bolts-Redskins
- Chargers schedule, game snapshots
- Complete Chargers coverage
Three tries. Two feet. Not one power run.
"I'm not going to question any calls," coach Mike McCoy said. "We called what we called, and they didn't work. They stopped us, and I'm not questioning any calls."
Still, the questions kept coming.
McCoy in his post-game press conference was asked every which way about the three chances. He kept it cut and dry on an opportunity that developed after the spot on a short Danny Woodhead touchdown catch was overturned upon review.
The first goal-line play was one Rivers checked pre-snap into a run, and Woodhead was stuffed on a shotgun handoff. On second down, the Chargers (4-4) showed power, subbing in fullback Le'Ron McClain and running back Ryan Mathews. The personnel package was a decoy, as Rivers tried tight end Antonio Gates on a fade route but didn't connect.
"It's about the execution of a play," Gates said. "It's not necessarily about the actual call. We got ourselves in a position when I was matched up one-on-one, and I love the matchup. I felt I was held. That was very frustrating for me."
On third down, a shotgunned Rivers drifted to his right, seeing wide receiver Eddie Royal draped in the flat. He avoided the turnover and threw the ball away, it buzzing past the reach of wide receiver Keenan Allen.
The Chargers gained 96 yards that final drive.
They couldn't get the last one.
"We did what we thought was best to win the football game, and we're moving on," McCoy said.
Washington (3-5) did so with ease.
It moved methodically in overtime with quarterback Robert Griffin III and running back Alfred Morris gaining yardage in chunks. A holding call pinned the Redskins to first-and-20 at the Chargers' 43, but Griffin promptly hit wide receiver Pierre Garcon for 17 yards. Inside linebacker Andrew Gachkar was flagged for a personal foul, setting up first-and-10 at the Chargers' 13.
Morris rushed 9 yards to the left.
Two plays later, Young gutted a run up the middle for the game winner.
"It was hard to get re-focused back in," safety Eric Weddle said, "because you're down there, and you don't get it, and we've got to change our focus from, 'We're going to win the game,' to, 'We've got to battle back.' … It's tough. I tried to get after the guys to get their minds right."
Young had three short touchdown plunges.
All came on third down.
The Chargers allowed the Redskins to convert 12 of 17 third downs. Their previous two opponents went a combined 5-for-21.
On offense, San Diego was 3-for-9 on third down. They entered the game at 49.4 percent, second best in the NFL.


text:
Need for Speed Most Wanted Videos
Deluxe DLC Bundle Trailer
Feb 26, 2013 - What's in all three of Most Wanted's new expansions? See 'em all right here.
- 1:42 mins
Ultimate Speed Pack Trailer
Dec 18, 2012 - Five of the world's fastest exotic cars are headed to Need for Speed Most Wanted.
- 1:16 mins
Launch Trailer
Oct 26, 2012 - Get ready to mess with the cops and race with friends in Need for Speed Most Wanted.
- 1:47 mins
Most Popular Videos on IGN
Live Action Trailer
Oct 18, 2012 - Need for Speed Most Wanted speeds through the city in this live action TV spot.
- 1:59 mins
Gameplay Series 4: The Most Wanted List
Oct 05, 2012 - See how earning Speed Points can make you Fairhaven City's Most Wanted.
- 4:22 mins
Single Player Tour
Sep 24, 2012 - Been wanting a sequel to Burnout Paradise? This is it.
- 2:56 mins
Multiplayer Trailer
Aug 14, 2012 - Jump into the open world of Fairhaven City and prove your driving skills against your friends. Race, Drift, Jump and ...
- 1:54 mins
Multiplayer Teaser
Aug 10, 2012 - EA has a released a hint at what's to come from the multiplayer mode of Criterion's upcoming racer.
- 0:20 mins
Need for Speed Most Wanted - Debut Trailer - E3 2012
Jun 04, 2012 - We get a fast and furious look at the next Need for Speed game from Criterion.
- 1:37 mins


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Ticket Winner – Color Sealer
Congratulations! You have won a free 16oz bottle of Modern Stone's Color Sealer.
To claim your prize please fill out the short form.
Need a list of colors? Click Here to see our list of current colors.
(Your prize will be shipped in 1-2 business days by FedEx ground. Transit times vary by recipient location. Shipping cannot be upgraded.)


text:
1/12-20 Lachlan Street Liverpool 2170 NSW
IMMACULATE 3 Bedroom Unit!
Beautiful 3 bedroom unit on the 1st floor in a security building featuring; air-conditioned lounge, tiles throughout, built-ins to all bedrooms, 2 toilets, internal laundry, nice big balcony & double garage. Perfect Location short walk to Westfield's Shopping, Schools, Station & Liverpool Hospital.
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Agent Information
Laing+Simmons Liverpool
Liverpool NSW, 2170
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Real Estate For Rent in Liverpool, NSW 2170 priced between $330 and $610


text:
Kenneth Burke's innovative use of dramatism and dialectical method have made him a powerful critical force in an extraordinary variety of disciplines—education, philosophy, history, psychology, religion, and others. While most widely acclaimed as a literary critic, Burke has elaborated a perspective toward the study of behavior and society that holds immense significance and rich insights for sociologists. This original anthology brings together for the first time Burke's key writings on symbols and social relations to offer social scientists access to Burke's thought.
In his superb introductory essay, Joseph R. Gusfield traces the development of Burke's approach to human action and its relationship to other similar sources of theory and ideas in sociology; he discusses both Burke's influence on sociologists and the limits of his perspective. Burke regards literature as a form of human behavior—and human behavior as embedded in language. His lifework represents a profound attempt to understand the implications for human behavior based on the fact that humans are "symbol-using animals." As this volume demonstrates, the work that Burke produced from the 1930s through the 1960s stands as both precursor and contemporary key to recent intellectual movements such as structuralism, symbolic anthropology, phenomenological and interpretive sociology, critical theory, and the renaissance of symbolic interaction.
This volume of selections from Burke's work, along with an introductory essay by Joseph R. Gusfield, considers the relation of his ideas to sociological thought and practice. Includes a description of Burke's influence on sociologists and considers the potential of his work for future sociological study. Difficulties with Burkean ideas as guides are analyzed. Paper edition (08078-1), $15.95. Annotation c. Book News, Inc., Portland, OR (booknews.com)


text: Hi, Just wondered if anyone can help me with some advice. Completed a service on my A3 1.6 2004 last Sunday and had mayo on the filler cap and in few pipes. Now one of the pipes had been torn by Audi on the last service and I had only just noticed this - had been tapped up. I was hoping as air and moisture would have been coming through this this was the cause as my water level is still where it has been for along time. I have replaced the torn pipe and after a 120 mile trip doing 80/85 on Sat I still have a new build up of mayo. Thought this would have evaporated any moisture. Now the oil still needs topping up from the service. Can anyone give me a list of issues that might be causing this - I want to check all the cheaper ones first before a head gasket gets replaced. Thanks, Richard


text:
In The News
ProMusica Arizona Receives Grant from Arizona Commission on the Arts
Sonoran News / August 2017
Adam Stich & Matt Newhard discuss the popular concert The Unpredictable Adventures of Henry Hicklebee.
Advance to 19:39 to see interview
Arizona Horizon – PBS Television | April 2017
Locals are Carnegie Hall bound with ProMusica Arizona
85086 Magazine | February 2017
ProMusica Arizona Appoints Assistant Orchestra Conductor
The Foothills Focus | September 2016
ProMusica Arizona Chorale and Orchestra Receives $5,000 Grant from Arizona Commission on the Arts
Carefree/Cave Creek Chamber of Commerce | August 2016
ProMusica Arizona Supporters Exceed Goal of Raising $20,000 in 20 Days
Sonoran News | June 2016
ProMusica Arizona Makes Music in the North Valley
North Valley Magazine | January 2016
Community Orchestra Group Makes Harmonious Music in the North Valley and Beyond
North Valley Magazine | November 2015
ProMusica Classical Concert Encourages Texting
AZ Central | April 2015
Beyond the Pitch: ProMusica Arizona
Arizona Commission on the Arts | January 2015
Video Games Live!
AZ ASSIST | March 2014
Video Games Live Phoenix Delivers a Powerful Performance
Game Geex | March 2014


text:
9 Linton Street St Kilda East 3183 VIC
As good as new, 2-storey cutting edge 3 bedroom home perfect for minimalist easy living in an ideal location, just off Inkerman Street & literally just around the corner from Carlisle Street shops, cafes, restaurants and transport. Featuring; 3 bedrooms 2 upstairs bathrooms, massive open living, WC, rear north west garden, garage plus a further carpark in front. With heating/cooling mod cons and more, this one wont last!
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Biggin & Scott St Kilda
St Kilda VIC, 3182
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Real Estate For Rent in St Kilda East, VIC 3183 priced between $670 and $1,240


text:
Jason Project - Resilent Planet - Stage 3
Students will investigate Sydney Olympic Park Badu Mangroves -a protected ecosystem that has undergone enormous changes in the last 100 years.
Students will look at how this ecosystem is managed by taking on the role of researchers - they will have an opportunity to look at and discuss management strategies, pressures of human's
needs and wants against the environment and recognize that they are able to make changes for future generations to keep biodiversity alive.
Students will use a variety of data collection methods to study and observe the health and viability of the mangrove environment. Scientific equipment is used to test water quality, and facilitated discussions on management strategies used to protect water quality. The mangrove wetland ecosystem contains organisms that are reliant on each other and the mangroves for food and habitat. Changes in the ecosystem need to be identified and followed up; therefore data collected by the students will be part of the wetland management process. Investigating how we can protect and maintain mangroves for future generations will promote awareness and allow students to exchange ideas for protection and regeneration of mangroves globally.
Syllabus Outcomes related to the Jason Project
Science and Tech
Identifies, describes and evaluates the interactions between living things and their effects on the environment
Recognises that the Earth is the source of most materials and resources, and describes phenomena and processes, both natural and human, that form and change the Earth over time.
Evaluates, selects and uses a range of equipment, computer-based technology, materials and other resources to meet the requirements and constraints of investigating and designing tasks.
Conducts their own investigations and makes judgments based on the results of observing, questioning, planning, predicting, testing, collecting, recording and analyzing data, and drawing conclusions
Demonstrates an understanding of the interconnectedness between Australia and global environments and how individuals and groups can act in an ecologically responsible manner
Explains how various beliefs and practices influence the ways in which people interact with, change and value their environments.
Selects and applies appropriate problem solving strategies.
Links mathematical ideas and makes connections with, generalisations about, existing knowledge and understandings of content.
Displays and interprets data in graphs with scales of many to one correspondence
Uses a variety of mapping skills


text:
So I saw this on pinterest awhile ago and decided to try it out for myself! {It came from A Small Snippet} Did you know that if you put a wooden spoon over a pot of boiling water, it won't boil over? Yep! It's true!! See for yourself!
Life {cooking in particular} just got a lot easier!!! Now I always make sure I put a wooden spoon across my pots!


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Purchasing property through a self-managed superannuation fund is becoming a popular option for Australians who wish to diversify their investment portfolios – but what do you need to know first?
Blogger: Bob Korver, owner, Mortgage Choice Eight Mile Plains
There are great benefits associated with buying property through your self-managed super fund (SMSF) – namely tax advantages.
For example, your super fund is taxed at 15 per cent – which is likely to be considerably less than your personal tax rate.
But while there are clear benefits associated with buying property through your SMSF, there are some important things you need to know before you leap into the process.
1. You can't live in the property
When you buy a property through your SMSF, you are not allowed to live in that property. The sole purpose of buying a property in your SMSF is to support your SMSF investment strategy and build your wealth for retirement. That said, if you are a small business owner, you can (in most instances) use the property as your business premises. Of course, you will still be required to pay rent (at market rate).
2. Property should be one of many assets
It is important not to invest all of the money in your SMSF into a property. You should have a nice spread of diversified asset classes to ensure your investment strategy isn't 'too risky'. As a general rule, it is a good idea to have at least $200,000 in existing super savings before opening your own SMSF and investing in property.
3. Property loans within SMSFs are complex
Taking out a loan to buy property within your SMSF isn't as simple as getting a normal home loan. There are certain hurdles you will have to jump along the way before your finance is approved. Further, when buying a property within your SMSF, most lenders will not want to lend more than 80 per cent of the property's value. For these reasons, it is important to speak to a professional who understands the SMSF market and the way SMSF property loans work.
Once you know what is involved in the process, you can make an educated decision about whether investing in property through your SMSF is the right decision for you, your SMSF and your future.
About the Blogger
Bob Korver
Bob Korver is the owner of the Mortgage Choice Eight Mile Plains franchise in Queensland. He has more than 20 years' experience in financial services, having held various senior positions at one of Australia's major banks before joining Mortgage Choice in 2011.
With a Certificate IV in Financial Services and a Diploma of Finance and Mortgage Broking Management, Bob is well equipped to help his customers with a wide range of enquiries, including business lending, commercial property finance, equipment finance, car loans, personal loans and home loans.
Traditionally known for providing customers with expert home loan advice, today Mortgage Choice in Eight Mile Plains is well equipped to help customers with more than their home loan needs. The franchise can also help customers with their broader financial needs, including but not limited to, commercial loans, personal loans, business lending, equipment finance and even car loans.


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Co-Founder & CEO German Entrepreneurship
Co-Founder & Executive Director of the LMU Entrepreneurship Center and the German Accelerator. Andy is also Co-Founder & Managing Director of Deloitte Digital Ventures, a new entity dedicated to building digital businesses for Fortune 500 level firms.
A serial entrepreneur with 33 years of experience in founding, financing, building and accelerating companies, Andy sold his software company to the publicly listed Avanquest Software in 2003, served as COO Europe until 2009 and as a Board Member until 2014. Andy served for 3 years as a Board member at Carpooling.com (recently acquired by Bla Bla Car) and 4 years at Feingold Technologies (recently acquired by ShareCare). His accelerator at the LMU, the top ranked university in Germany, has spawned over 180 companies in 8 years and the German Accelerator, a project of the German government has graduated over 70 companies in 3 years.
Before co-founding Deloitte Digital Ventures, Andy also led the launches of The Allianz Digital Accelerator & The Volkswagen DataLab and currently is leading Corporate Accelerator launches in the Pharma, Gas and Auto industries. Andy is co-founder of the Social Entrepreneurship Akademie in Munich and a founding member of 4Entrepreneurship, the Entrepreneurial Think Tank of the 4 Munich Universities and holds teaching positions at the LMU (Munich University), the HFF (Munich Film and Television University) and at the EM Lyon Business School in France.
Dancing with Gorillas


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Watch more videos at www.slumberpartytheater.com
Slumber Party Theater Presents: "Casey's Hot & Sweaty Sexy Workout: Part 10." A snippet from the night this cute girl and her friend video taped her exercising by kick boxing. A hot and sexy woman talks about anything and everything while exercising! Watch her bending & stretching with those cute, cute, legs! Beware of strong language and strong opinions! Sponsored by Long Pig: The Movie now playing at www.longpig.net
WINNER Best Underground Film - Indie Fest USA 2008. Nominated for Best Visual Effects, Best Make-Up, and Best Feature Film - Indie Fest USA 2008 http://www.indiefestusa.com
Click pic to watch vlog
© 2017 Spike Cable Networks. All Rights Reserved.


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An American couple who attempted to sue Google over what they claimed was its "privacy invading" Street View technology have lost their case in a Pennsylvania court.
Aaron and Christine Boring brought their case against the online search giant in April, accusing it of privacy violation, negligence, unjust enrichment and trespassing for showing their home in the Street View feature, which adds 360-degree street-level photographs to Google's world maps. They were seeking more than $25,000 (£17,400) in compensation and damages.
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The makers of Ilayathalapathy Vijay-starrer "Theri" have recovered a good amount of their investment even before its release. The movie, which is hitting the screens Thursday, April 14, has collected Rs. 49.40 crore from the sale of the Tamil Nadu theatrical rights.
As per Tamil Box Office1 website, the Chengalpet region contributed big, with Impossible Films buying them for Rs. 9.5 crore in the region. Coimbatore comes second, having fetched Rs. 8.5 crore.
The distribution rights for Madurai have been sold to Impala Theatres for Rs. 6.9 crore, followed by the Trichy-Thanjavur region, where the rights have been acquired by Green Screen Narayanaswamy for Rs. 5.6 crore.
7G Siva has bagged the rights of the Salem region for Rs. 4.6 crore, Dr Albert has acquired the South Arcot rights for Rs. 3.40 crore, Mannan Films has acquired the Tirunelveli & Kanyakumari rights for Rs. 3.25 crore and North Arcot rights have been sold to Devraj for Rs. 3.15 crore.
The Chennai rights, valued at Rs. 4.5 crore, are with SPI Cinemas.
|₹ 4.5 Cr (valued)
|Impossible Films through SPI
|₹ 9.50 Cr
|Monica Pictures
|₹ 8.50 Cr
|Impal Theatres
|₹ 6.90 Cr
|₹ 5.60 Cr
|7G Siva
|₹ 4.60 Cr
|Mannan Films
|₹ 3.25 Cr
|South Arcot
|Dr Albert
|₹ 3.40 Cr
|North Arcot
|₹ 3.15 Cr
|TamilNadu Total
|₹ 49.40 Crore
It is said to be the highest-ever pre-business collections made by a Vijay film in Tamil Nadu. His previous movie "Puli" had collected Rs. 39 crore.
The makers of "Theri" have reportedly raked in over Rs. 35 crore from the sale of the rights of other regions, including overseas rights. The film will see the light of the day in more than 350 screens in Tamil Nadu, close to 100 screens in Kerala, 150 screens in Andhra Pradesh and 70 screens in Karnataka.
Among the overseas centres, "Theri," which has Samantha and Amy Jackson as the female leads, is releasing big in the U.S. (145 screens) and Malaysia (200 screens).
[1 lakh = 100,000 | 1 crore = 10 million | 100 crore = 1 billion]
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Throughout the race for the Republican presidential nomination, skeptics have predicted that businessman Donald Trump would drop from the lead.
Losing the Iowa caucus to Sen. Ted Cruz appeared to be an indication that these predictions were accurate; however, his clear win in New Hampshire bolstered his lead.
Not only has Trump maintained his lead but, according to a poll conducted by Quinnipiac University, he recently increased his support to 39 percent. This is currently his most significant lead over the field of candidates.
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The poll's assistant director, Tim Malloy, said, "Reports of Donald Trump's imminent demise as a candidate are clearly and greatly exaggerated."
Trump's attacks on the other candidates have recently increased. For example, he has questioned Ted Cruz's voting record while in office.
TRENDING: Kiss Rocker Gene Simmons Releases Statement Responding to Lifetime Fox Ban
Trump also criticized former President George W. Bush for his foreign policy record.
During a recent debate, Trump was critical of Bush's handling of 9/11 as well as the invasion of Iraq. This was met by boos from the audience.
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In a statement on Wednesday, Trump said, "I tell the truth. The war in Iraq was a disaster."
Trump said the fallout did not worry him.
Although Trump currently enjoys a comfortable lead, there are issues that needs to be dealt with, according to the pollsters at Quinnipiac.
As for which candidate the voters feel is the most honest and trustworthy, Marco Rubio is ahead of Trump.
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Rubio also leads as the candidate who most shares their values.
In addition to Trump's rivals for the nomination, President Barack Obama also weighed in on the idea of Trump becoming the next president.
Obama said that he had faith in the American people and felt that they would not elect Trump.
When asked about being president, Obama said, "It's not hosting a talk show or a reality show."
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With polls placing Trump clearly in the lead in the Republican race, they show a completely different situation in the Democratic race. Although Hillary Clinton was once considered the front-runner, she now leads Bernie Sanders at 44-42 percent.


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Credit Advice
Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!
QuestionPosted in Mortgage
Question By
1 Person Helped
TransUnion 737
Equifax 723
FISCO (According to my Discover account) 722
My wife score
TransUnion 784
Equifax 765
I don't know her FISCO, but she's always had a higher credit score than me. A year ago when we got a loan for a car hers was 810
We both have stable jobs and our household income is about 75,000 a year. we have about $7000 in savings and a loan for $8000 for her car (we pay about $200/mo). Honestly we could be doing better in savings so we are currently working on it (saving about $1000 a month now).
I usually apply for most of our services so I have several hard pulls from Verizon and ATT, also one from American Express and recently open a new checking account which was also a hard pull (I didn't know they did this for checking and savings accounts)
Sadly over the last couple years I've had a total of 11 inquiries =/ my wife has only 1.
We are thinking about getting a home, but I'm not sure if we should wait for some of those inquiries to drop or if we should start looking into it. Any advice for us?
All Responses
55 People Helped
Steps to purchasing new home
I want to encourage you to please get with a good realtor who can connect you with a good mortgage company. A good mortgage company will do a hard credit pull against your credit to determine what position you are in, to purchase a house. I know, you may not want another hard credit pull, but this is a very very important hard pull, as it will tell you how close you are to actually purchasing a home. Sometimes a person may think one certain credit factor is holding them back from purchasing a house, but it may not be anything holding them back, or they could be accurate about just having that one credit factor as a hinderance, or it could be several credit factors holding them back that is needing to be addressed, before purchasing a house, that they were not aware of. But you wont really know until you get a mortgage professional to pull, review, and explain your credit report. Then you will truelly know how close you are to purchasing your new home.
Realtors are willing to help you find a home when your credit worthiness has been validated by a mortgage lender. If by chance the mortgage lender discovers that you have some bad credit factors that wont allow you to purchase a decent house, in the price range that you prefer, this mortgage lender or the realtor can introduce you to a good and reputable credit repair company that may be able to assist you with repairing your credit, for a cost, to get you in quicker position to purchase a home, than you can do yourself alone.
Its a process, but to do it alone without reaching out to good professionals can cause time to be wasted due to lack of knowledge. Please gain the knowledge you need through a good reputable professional realtor, mortgage lender, and possibly credit repair company. Again I say good professionals because you may have to look around until you find a group of professionals that you are comfortable with. Talk to friends and family to get referrals of good reputable realtors, morgage lenders, and etc.
Purchasing a home for your family maybe even closer than you can imagine, but it could be farther away, which you can find out what additional steps you need to do, to get closer to your future home purchase.
Finally, whatever you do, continue to:
(1) save money and get into a 401k plan at your job and have your wife do the same at her job, if this has not been done already. 401k plans not only allow you to save money, but to also take out repayable loans against that saved money, without affecting your credit report. You can use that 401k loan money to pay off bills, as a down payment to home, address an emergency family medical cost, family vacation, car or house repair, etc.
(2) avoid opening up new credit card accounts and loans
(3) if you need a new car, try to purchase a lease because the balance that you own on the car lease will be a lesser debt amount than purchasing a brand new car by a conventional loan, depending on what type of car you are purchasing. Always shop around for the best deal, because some car dealers offer $0 down with very low interest for qualified customers, which means your credit score has to be high.
(4) focus on paying off existing debt, if you can and if it is necessary.
(5) Avoid making late payments because it can negatively affect your credit score, if that bill collector reports to the credit bureaus.
(6) be smart as you can, with budgeting your money when it comes to making new purchases and paying monthly maintenance bills, with asking yourself and your wife, do we really need all of this or could we get this at a better price some where else, because the less you pay now, is the less debt you will have to repay and the more money you will have to manage and save.
(7) Pray and ask Jesus to guide you in your finances and through all life decisions. My husband and I have experienced alot with purchasing our first home and working towatd purchasing our second home. Without Jesus, we would not be in the position that we are in today because you need wisdom and you need to communicate with professionals that have wisdom to know how to help you and want to help you. With Jesus all things are possible, because Jesus can lead you through all of this, as well as direct your steps on how to handle your finances. I am not saying everything will be easy but at the end, it will be worth it.
Have fun in the journey and enjoy your new home in your near future. You may already have your new home.
288 People Helped
Hard inquiries lose their negative impact realitivly quickly with most scoring models. As long as a mortgage lender does not see a lot of pulls in the past 6 months, this should not be an issue. The underwriter typically looks more at what the pull was for. If you have many pulls that maybe mortgage related within the near past, then they will start digging deeper to make sure that you did not get a major loan that is not reporting yet.
Please also remeber that those score you posted may NOT be the ones that a mortgage lender sees. Every lender may use a different scoring system. TU,EQ,EF are ONLY data bases, and yiou never know if a lender maybe using a FICO 2, FICO 27, Vantage, or even thier own scoring model. This is why you shop for major loans. Just make sure that when you shop for your mortgage you apply with 2-5 lenders within the same week. This way for the next year or so, while the hard inquiries have an impact, the scoring models will consider all of them as only one inquiry.
Yes even opening an aaccount with a bank causes an inquiry, as they will not give you an account if you have very bad history.
4 People Helped
The inquirys will not hurt you as much as you may think. Keep in mind whenever you apply for a Mortgage, the company will always use the lessor of the two scores with married couples applying togehter. If you wife is able to get the loan by herself that may not be a bad idea as she would get a much better conventional rate due to her higher score. If you guys are considering FHA it wouldnt matter. Both scores are good. :)
4 People Helped
Credit Help
I recently used Select Us Credit Coaching. I could not be happier with the results Tom produced for me. Give them a call at 888-714-5312
5 People Helped
Inquiries usually stay on your report for a minimum of 24 months, they can affect you in a negative with very minimal impact.
3211 People Helped
I have had as many as 14 Hard Inquires at one time on my Credit Reports. as Long as they are spread out you are ok.
Currently I have 4 on one and 5 on the other here on CK.
1 Person Helped
All good
It's not going to affect at all. Your doing great
Reply to this Question
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Dating Methods
Creation Apologetics
Old Earth Creationism
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Bill Nye Video
Ape to Man?
Fossils and Rocks
Origin of Life
Teen/Adult Class
Fossils and Rocks
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on Fossils and Rock Layers.
Dinosaurs: Feathers or Scales?
Mark Bergemann,
Pages 27-31, LSI Journal Spring 2016
: Did some dinosaurs have feathers like birds, or did all dinosaurs have scales like lizards? New evidence is constantly found in the quest to answer this question. The Milwaukee Public Museum hosted the traveling "Ultimate Dinosaurs" exhibit in March 2016, so I paid $24 admission to see how the above question was answered.
Essays on Origins
Dr. David Menton, 1996
Essay #13 What Do The Fossils Say?
: "Most evolutionists insist that the occurrence of evolution is an indisputable fact, even if it's exact mechanism must remain speculative. Since evolution is believed to occur far too slowly to be discernible in the time frame of human observers, we must examine prehistoric evidence in the fossil record if we are to observe the "fact" of evolution. ... But what does the fossil evidence say, and does it really support the evolutionary view of origins - or is it perhaps more consistent with Creation?"
Essay #14 The Hopeful Monsters of Evolution.
: "Most evolutionists now concede, however, that the fossil record fails to show the progressive transformation of any living organism into a distinctly different kind of organism. This has presented some nasty difficulties for evolutionists - but they have made it clear that they will not be dissuaded by the mere lack of evidence, nor will they turn to a Creator to explain
this enigma."
Essay #15 Climbing The "Ladder Of Life" In The Grand Canyon.
Views expressed on this website, especially those from sources other than LSI, are not necessarily the views of LSI. In addition, LSI is a
group. There is theological variance between the WELS and some of the Confessional Lutheran church bodies represented in essays and books found on this website.
Evolution's Tree of Life
Mark Bergemann,
pages 28-29 LSI Journal winter 2016
: The evolution story puts forth a tree of life with an imagined first life form turning into every animal that has ever existed. Darwin's 1837 tree of life is shown above. Evolutionists propose that all creatures, including humans, descended from a single common ancestor. A different tree of life can be drawn based on the truth God reveals in Scripture, and on what we observe about the world around us. This would actually be a forest of trees such as the image shown on the next page.
The Cambrian Explosion Paradox
Warren Krug, LSI Journal, 2012, 6 pages
:"The "explosion" refers to the sudden appearance of all sorts of creatures in the Cambrian rocks, as if the evolution of animals suddenly exploded onto the scene following a long period of very little action. As we shall see, this event is a mystery that evolutionary paleontologists and other scientists have difficulty explaining."
Creation-Evolution Q&A
Warren Krug, LSI Journal 2013.
Question #9: Hasn't the fossil record demonstrated Darwinian evolution?
Question #13, What about human evolution?
The Enigma of Living Fossils
by Warren Krug, LSI Journal, 2011, 4 pages.
: "The coelacanth fish is just one of hundreds of examples of what are referred to as "living fossils." The so-called living fossils are not a problem for Bible-believing scientists, but they are a puzzle – a hard to explain enigma for secular researchers who accept the theory of evolution and who believe that the earth is millions and billions of years old."
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Who loves saving big on all things related to your home?! GHID offers 25% off of your entire Hunter Douglas window coverings purchase and will give you a free window design consultation. Although you're likely thinking that is where the savings stop for you, you're mistaken; there is more! The Hunter Douglas Celebration of Light Savings event starts today - no this is not an April Fools' Day Joke - and runs through June 13. The limited time savings event offers additional rebates per unit on select styles, which means even greater savings on window treatments! We know that making the decision to invest and install window coverings can sometimes be a daunting task; however, involving a design consultant can help ease that stress. Our window coverings expert, Collin Kayser is going to share 5 reasons why window coverings are worth the investment, and hopefully the information he shares on window coverings will make you feel better about giving us a call today.
Privacy Makes Perfect - Window Treatments Create The Privacy You Desire
Many of us live in areas where we have a neighbor right across a fence or a stone's throw away. Window coverings of all kinds can help us create a privacy barrier. It allows the user to dictate what can and can't be seen from outside the home. Typically, this relates to the main living area of the home and the bedroom.
Be In Control - Window Coverings That Offer You The Control Of Lighting In Your Home
Having the ability to control how much light enters the space improves the function of the room. For example, room darkening fabric choices create a dark environment for individuals who are sensitive to light when sleeping. Other light filtering fabrics reduce the intensity of light, making the room more suitable to watching TV or working on a computer.
Get Your Moneys Worth - Window Blinds That Offer Insulating Properties
Windows are one of the major sources of air leakage in a home. This can be in part to the material composition of the window and the how the window was installed. Having window coverings act as a layer of insulation between the exterior and the interior can improve the efficiency of the home. During cold months, it helps prevent cold air from entering the room and helps retain the interior heat. During warm months, it keeps heat from entering the space and cool air from exiting. As a result, the home's systems (heating, air conditioning, etc.) do not have to work as hard. In return, it saves you, the homeowner, money.
Save Money Long-Term - Don't Let The Sun Fade Your Home Decor
The sun's UV rays aren't just damaging to people. They can take their toll on the materials and furnishing we have throughout our home. This primarily is in the form of fading. Installing window coverings and controlling the light that enters the interior can increase the lifetime of items such as: hardwood floors, art, textiles, upholstery goods, cabinetry, rugs, and carpet.
Complete Your Home's Interior Design - Window Coverings Are Pretty
Lastly, a window covering (drapery, shade, blind, shutter, etc.) can truly enhance the aesthetic of a room. It is a finishing element that makes the room feel thoughtfully designed and complete.
Even if you're still unsure which window treatments would be the best fit for you and your needs, contact GHID today and we'll help you pick the perfect ones out! You can set up an appointment with Collin by calling 971.255.0326. Beware, you'll be saving a ton of money if you order before June 13 and you to take advantage of the amazing rebates Hunter Douglas has to offer.


text: I just picked up an htc legend and I'm excited to use it to it's full potential. I'm a pretty active guy and would prefer behind the head or in ear style. I've read about the jaybird freedom, backbeat 903, sony mm200 as well as others. are any headsets and or applications that would allow me to dictate commands through the headphones such as "call john" or answer the phone" what about the text to speech. I'm willing to spend a lot. would go for wired if they met the criteria Thanks


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Here's a few snaps from Let It Bleed Present Pete Tong. Let It Bleed have been very good in taking me on board to produce original visuals for their nights so firstly massive thanks to them! Pete Tong played some heavy dance music, not really my cup of joe but I found some guilty pleasure in the super Radio 1 Dance hits, you know the ones with generic female vocals, banging! Continuing from my pic with Jas Shaw, I decided if the lads let me get a pic I was going to do it while wearing my new Spongebob Jumper. Well lo and behold said photo awaits your eyes below.
But I think its fair to say it was a belter of night, the crowd was well up for it and everyone seemed to be having fun. Also the Let It Bleed crew always put a lot of effort into their events so gotta show some love for them! As they say, onto the next one!


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The three cheers for a more liberal campus from students of Bengal Engineering College (Deemed University), have been drowned by the authorities, sparking off a mini-mutiny in writing.
Uncorking this controversy was a welcome feast in September for the freshers of the Shibpur-based institution.The seniors, in the larger interests of good cheer and socialising, ordered a canteen, run by a private agency, to put out a few bottles of beer along with the food. The order was obeyed. The more prudish on the campus complained to the authorities about the guzzle goings-on and a probe was ordered.
The inquiry confirmed what everyone knew; the freshers welcome had been a high-spirited affair and the mirth and good cheer all round was caused, in part, by the bottles of beer.
The authorities got into the righteous-indignation mode and terminated the agencys licence to operate on the campus. The students got to know of what officialdom was doing and promptly went on a protest.
They even penned some lines, denouncing the moral policing. What was the harm if some beer helped wash down the often-inedible canteen provisions, they asked. Besides, beer with an alcohol content of less than eight per cent can hardly qualify as hard liquor.
The protests were not taken in the right spirit. Which educational institution allows alcohol in hostels' asked BE College vice-chancellor Amaljyoti Sengupta.
The caterer was aware of the rules on the campus that alcohol was forbidden when it entered into the contract with the institution and it should have stuck to the rules, officials maintained.
Sengupta, despite admitting that the contract had been cancelled and that the agency had moved court against the decision, said closing down the canteen had very little to do with the spirited welcome for the freshers. The 1998 contract had expired and so the canteen was sealed, he asserted.
BE College students are not the only ones to suffer from arguments over the thin line of campus dos and donts. Their counterparts in Presidency College, till recently subdued by an SFI-imposed ban on smoking, have also started breaking the rules, with allegations that even some of the votaries of the ban have started indulging in the crime.