text:
Rings are potent symbols of power, the circle of life, and promises to keep. At Gemvara, we believe that the rings you wear should be one of a kind, like you. That's why all our rings are made from scratch in your choice of gems and precious metals. Choose green amethyst and palladium or citrine and platinum: it's your choice. Mix and match gems and precious metals for a look that's exactly you. It's jewelry for all life's occasions, from a birthday or holiday to your own personal milestones and celebrations. Our impressive selection of august birthstone vintage-inspired rings by Tony Rodrigues, Jeet Palavwala, Ji Hwang, and many other jewelry designers means you can find a style that's perfect for you. If you love vintage jewelry but have a modern fast-paced lifestyle, our vintage-inspired designs give you the best of both worlds: modern quality construction and comfort with the detailed design and hand craftsmanship of the past. Because all Gemvara august birthstone vintage-inspired rings are made to order, we can hand-select the finest quality materials to perfectly suit your design. August's birthstone is peridot, with a color that will keep you cool even in the heat of summer. Be careful when washing your hands: rings can easily slip down the drain! Clean august birthstone vintage-inspired rings in a bowl of water with a little mild dish soap. You can use a soft brush where dust collects. Gemvara's fine quality august birthstone vintage-inspired rings are designed to be passed down for generations, hand-crafted by skilled craftspeople in the United States.
We can help right away. Chat with a jewelry expert now!


text:
We all know Facebook has hashtags — but should they be part of your Facebook marketing strategy? I asked 13 experts for their opinions on this. Before you read their replies, let's look at results from a study by Social Bakers, which examined how Facebook engagement correlates hashtag use. (Takeaway: …Read More »
TimeLine Layout
September, 2017
April, 2017
6 April
The Ultimate Guide To Snapchat In 2016 – Strategy, Tutorials, Case Studies, And More
An excellent eBook with infographics, tutorials, and more…….Check it Out.Read More »
5 April
How to REALLY Run a Twitter Lead Generation Campaign
here are amazing reasons to use Twitter ads. Twitter can generate qualified leads at a lower cost than most of the other major ad platforms. It's true! But not if you follow Twitter's instructions. Why? Because Twitter's advice for creating lead generation cards is completely wrong. In this post, you'll …Read More »
4 April
Best Social Analytics Software
Social analytics software provides functionality for gathering and reporting on data related to social media accounts. Social analytics products are used by social media, marketing, and communications teams that use social analytics tools to identify successful practices, target demographics, and analyze real-time consumer practices. Data scientists and researchers may also …Read More »
March, 2017
29 March
15 Instagram Marketing Tips to Spread Your Ecommerce Brand Like Wildfire
Don't you just hate how much big brands suck up all the page one results on Google? Seriously — like ALL of them. These guys are hard to outrank, if not impossible. If you want to get your brand front of people quickly but don't want to rely solely on …Read More »
28 March
12 Ways to Use Instagram for Small Business
We all know the power of Instagram. Huge companies like Coca Cola, Starbucks and Nike dominate the space. Companies with established followings seems to have no problems getting engagement and results. But how can you use Instagram for small business? You don't have to be an enterprise-sized company to get …Read More »
22 March
18 Tips for Planning a Flawless New Product Launch
f your product team is working on the next big thing, there ought to be an equally awesome launch plan in the works to accompany it. While some companies are guilty of drafting a press release, crossing their fingers, and hoping that the users will come, there's actually much more to …Read More »
21 March
Mastering Snapchat Is Actually Easy, Here's How
So you downloaded Snapchat. Problem is, you don't know what the hell to do with it. It kind of scares you, actually. But you've made up your mind and there's no going back. You are going to conquer your fears. You are going to become not-bad at Snapchat. And I …Read More »
February, 2017
14 February
4 Alternative Ways to Search Twitter for People by Location
One of the problems about Twitter is that it was never meant to be used for data mining. It displayed conversations of those you followed, and you could see whenever someone mentioned your username or sent your a private message. In fact, Twitter didn't even have an integrated search engine …Read More »
December, 2016
11 December
16 Snapchat Tricks That Will Utterly Transform The Way You Snap
Have you ever wondered what it takes to be so good at Snapchat that you become something of a celebrity? Snapchat star and doodler extraordinaire Mike Platco (who goes by mplatco on the platform) stopped by The Huffington Post office this week to teach us (and you!) some mind-blowing tips and tricks. The …Read More »

subset: commoncrawl


text:
TDOA-Based Localization System with Narrow-band Signals
Indoor localization has turned into a field of research densely populated with studies covering a large range of technologies, system designs and localization algorithms. Simply adopting outdoor solutions is not feasible but it is possible to adapt existing algorithms for outdoor positioning to cope with the specifics of indoor environments. The authors' work aims to adapt the Time Difference Of Arrival (TDOA) technique to work with GSM signals and, subsequently, to improve its performance indoors. In a nutshell, the final localisation system should deliver high accuracy, e.g., down to a meter, not need participation of the user and be easily portable.
Provided by: University of Bergen Topic: Mobility Date Added: Mar 2013 Format: PDF


text:
Browse Cross Pendants by:
Need Help?
Have a question or need help? Talk to one of our live agents now.
Religious JewelryOur collection of silver and gold Religious Jewelry, includes Saint Medals, Baptism Jewelry, communion jewelry and confirmation jewelry. Also offered are religious saint medals for every patron saint. View All Religious Jewelry
14K Gold Christ HeadID: R5056 (S) Price: $329.95 - $499.95 View Item and PersonalizeShips Same Or Next Day


text:
Medvídek Trailer (2007)
06 September 2007 Drama, Comedy 98 mins
Jirka, Roman, and Ivan have been friends since school. Today they are about 35 and, although they went into different fields, their friendship has lasted. Each of the three friends hides a secret, and their lives change radically when the secrets come out. How will the three friends stand up to the tests they are forced to face? Will their friendship survive?
Watch the official Medvídek 2007 trailer in HD below or find more Medvídek videos on Vidimovie.


text:
sort by best latest
They do it for shock value because what is more important to them is that you remember the company product or service. It's sad because the language and sexuality of commercials has become sickening.
You can help the HubPages community highlight top quality content by ranking this answer up or down.


text:
This was a spread page of my favourite celebrity, Lady Gaga. The project used her style to reflect her personality. I was also inspired by The Fame, the first album by Lady Gaga, choosing the same typeface of her cover album. The mixture style was inspired from the galaxy and space and her fantasy world of rainbows and unicorns.
Thank You!


text:
Shop now and save on our kitchen packages and award-winning dishwashers.
Read what Consumer Reports has to say about Bosch compact washers.
Ascenta® dishwashers were invented with you in mind, offering you everything you want in a dishwasher, at a price fit for your lifestyle.
Sign-up for the Bosch newsletter to receive handy use and care tips, our latest offers, healthy recipes, design inspiration, and more.
The Home Connect app allows you to remotely monitor and control your connected Bosch appliances from your smartphone or tablet, simplifying your daily life.
Click below to learn about our current special offers on our reliable dishwashers, and on a complete Bosch kitchen suite.
Perfection you might have to see to believe. Visit us at any of our beautiful showroom locations.
Browse inspired kitchen living topics like recipes, modern design, tips, and more.
The new MyWay™ rack easily fits hard-to-place items, like cereal bowls, opening up a whole new range of loading possibilities.
Make the most of your Bosch appliance. From cleaning and care advice to dishwasher loading tips, we've got you covered with our how-to videos.
Share your thoughts to help others find the perfect appliance and help our engineers make new appliances even better.
Register for free and enjoy many benefits!
Outstanding service – before and after the purchase.
+49 89 4590-00
Discover quality, perfection, and reliability.
Find dealers or service shops near you!


text:
Seite 1 von 37.
Asia, and above all, China is playing a major role in implementing development and sustainability goals, as well as working towards global climate projection. China's Belt and Road Initiative (BRI) marks China's efforts to carve out a more active international role. The purpose of the BRI project of the Stiftung Asienhaus is to examine the effects...Mehr
Zu den "Publikationen" des Asienhauses
Alle Termine
Newsletter bestellen
Stiftung Asienhaus


text:
Ridley Scott No Longer Making Prequel to 'Alien'
Ridley Scott is up to something, but unlike we first expected it's not a prequel to Alien.
Deadline reports that the director's new project — formerly and hilariously (considering it was about killer-aliens) entitled Paradise — is now called Prometheus. The project, initially written by Jon Spaihts (The Darkest Hour) and updated by Damon Lindelof (Lost, Star Trek), started as a prequel to Alien but slowly morphed into something else. Now, Scott plans to take the story in a different direction. But don't worry, Noomi Rapace is still starring and either Angelina Jolie or Charlize Theron are in talks for the film as well.
Are you confused? Well, don't be. Scott explains.
"While Alien was indeed the jumping off point for this project, out of the creative process evolved a new, grand mythology and universe in which this original story takes place," he said. "The keen fan will recognize strands of Alien's DNA, so to speak, but the ideas tackled in this film are unique, large and provocative. I couldn't be more pleased to have found the singular tale I'd been searching for, and finally return to this genre that's so close to my heart."
On top of writing a sweet movie, Lindelof is thrilled to have the opportunity to work alongside a director like Scott. And really, who could blame him? Isn't it everyone's dream to one day work with the man who scared the hell out of them as a child?
"In a world flooded with prequels, sequels and reboots, I was incredibly struck by just how original Ridley's vision was for this movie," Lindelof said. "It's daring, visceral and hopefully, the last thing anyone expects. When I sat in a movie theater as a kid, feet raised off the floor for fear that something might grab my ankles, I never dreamed in my wildest imagination I would one day get to collaborate with the man responsible for it. Working alongside him has been nothing short of a dream come true."
So, good news, y'all. Ridley Scott's return to sci-fi for the first time since Blade Runner is shaping up to be more than just another "hey I want to revisit a time period when I was more successful!" moment that you often see with Hollywood veterans. Prometheus hits theaters on March 9, 2012.
Source: Deadline


text:
- Please select a date to see the proper prices!
Description of the accommodation:
Rooms, services Haus Meusburger Bezau is offering two tastefully furnished rooms to those seeking accommodation in Bezau. The exact scope of services offered by Haus Meusburger Bezau (including those for an extra fee) is available on the information sheet below.
Payment Depending on the selected date, room and price, you may need to provide credit card guarantee or advance bank card payment to finalize your reservation.
Arrival, opening hours The personnel can speak English and German languages.
Haus Meusburger Bezau rooms Rooms
- Please select a date to see the proper prices!
Accommodation services


text:
I'm not much of a carver. OK, I am terrible with my hands so I had to go with a diorama for terror. This is my "CSI" Jack for the building's contest:
The little fellow in the back is in a jumpsuit scopping pumpkin brains into a body bag. The wires and bits are to the cd player with The Who playing on a loop.


text:
One of the competitors for the SkyWay transport responded promptly to Australian news. The website of the business journal of the Russian Railways "RZD-Partner" posted an article "Australia may proceed with the construction of Skyway transport by the end of the year."
"The former CEO of the Department of transport in South Australia Rod Hook said that before the end of the year in Adelaide (Australia) they may begin building a line of SkyWay transport costing $13 million. R. Hook reported that the project has aroused considerable interest from the side of investors, and currently they have collected the funds sufficient for the construction of the 500-meter line. As the former official noted, this project should be the proof that SkyWay transport is more efficient than railroads, highways or tramlines. According to R. Hook, the construction of the SkyWay transport line will cost by 60% less than the creation of a tramline. Currently R. Hook′s Company is collecting documents necessary to start the construction."
Note: the journal "RZD-Partner", a business periodical of the Russian Railways, has been published since 1998. As the official website of the journal states, their priority is publications on rail freight traffic, "however, we try to cover a wide range of problems related to the functioning of the transport industry in Russia, CIS and Baltic countries.
Our mission is to meet the information needs of transport service users.
On the journal pages, we are discussing the most relevant problems for the functioning of the transport services market and help market participants to navigate in the events and trends".
http://www.rzd-partner.ru/news/transportnaia-infrastruktura/avstraliia-mozhet-pristupit-k-stroitelstvu-strunnogo-transporta-do-kontsa-goda/ (In Russian)


text:
Saturday 17 February 1968
It was Saturday, under the sign of Aquarius. The US president was Lyndon B. Johnson (Democratic).
Famous people born on this day include Bryan Cox and Patrick Uterwijk pop guitarist (Pestilence.
In that special week of February people in US were listening to Love Is Blue (L'Amour Est Bleu) by Paul Mauriat and His Orchestra.
In UK The Mighty Quinn by Manfred Mann was in the top 5 hits.
Five Million Years to Earth, directed by Roy Ward Baker, was one of the most viewed movies released in 1968
while The Naked Ape by Desmond Morris was one of the best selling books.
On TV people were watching Hauptstraße Glück.
If you liked videogames you were probably playing Hamurabi or Hamurabi.
But much more happened that day: find out below..
You can also have a look at the whole 1968 or at February 17 across the years.
Old Newspapers
Have a look at the old newspapers from 17 February 1968 and get them!
TV Series
Which were the most popular TV series released in the last 30 days ?
Which were the most popular movies released in the last months ?
Find out your future
Get a FREE Numerology report based on the digits of 17 February 1968!
Wish him/her..
Historical Events
Which were the important events of 17 February 1968 ?
- Saint Evermodus
- Saint Alexis Falconieri (d. 1310)
- Saint Seven Founders of the Servites
- Random Acts of Kindness Day.
- Ancient Latvia - Tanis Diena observed.
- Saint Silvinus
- Roman Empire - Quirinalia in honor of Quirinus.
Famous Birthdays:
- Bryan Cox: NFL linebacker (Miami Dolphins, Chicago Bears).
- Patrick Uterwijk pop guitarist (Pestilence: Consuming Impulse).
- Celita Schutz in Riverdale: New Jersey, USA; half-middleweight judoka (Olympics-1996).
- Wu'erkaixi : Chinese journalist and activist.
Famous Deaths:
- Donald Wolfit: British distinguished thespian and manager who, having brought Shakespeare to the provinces, gave both enjoyable and hammy performances in films.
- In Springfield, Massachusetts, the Naismith Memorial Basketball Hall of Fame opens.
- Administrative reforms in Romania divide the country into 39 counties.
Featured Contents
Would you like to write an original contribution on a topic related to this specific date and get featured on Takemeback.to ? Send us your proposal!
Music Charts
Which were the top hits in that special week of February 1968 ?
Top #10 songs in the USA
- Paul Mauriat and His Orchestra - Love Is Blue (L'Amour Est Bleu)
- The Lemon Pipers - Green Tambourine
- Classics IV - Spooky
- The Temptations - I Wish It Would Rain
- Dionne Warwick - (Theme From) Valley Of The Dolls
- Otis Redding - (Sittin' On) The Dock Of The Bay
- Goin' Out Of My Head/Can't Take My Eyes Off You (Medley) - The Lettermen
- The Human Beinz - Nobody But Me
- John Fred & His Playboy Band - Judy In Disguise (With Glasses)
- Tommy Boyce and Bobby Hart - I Wonder What She's Doing Tonite
Search For Your Ancestors
Subscribe to our Newsletter
Don't miss our monthly news, no spam guarantee Click here to Subscribe
...and if 17 February 1968 was your Birth Date then Join our Birthday Club!
Make this date unforgettable
Genealogy: find out your family heritage
Magazine Covers
What news were making the headlines those days in February 1968?
- Life: North Vietnamese soldiers
- Time: Papier-mache figure by artist Gerald Scarfe
- SportsIllustrated: Sports Illustrated: no.8062
Which were the most popular books released in the last weeks ?
Remember when
What videogames would you be playing back in the days ?


text:
Reference Number:WASA7731S
Position:Water Inspector
Department:Â Water and Sanitation
Division:Water Quality and Revenue Management
Salary:R109 536 – R142 152 per annum (plus benefits)
Minimum Requirements:
- Grade 12
- Experience in maintaining equipment and customer service
- Physically fit
- Relevant experience
Core Responsibilities:
- Apply well developed analysis skills together with critical thinking
- Ensure the implementation of operational process to regulate specific work processes
- Ensure that the financial process are delivered and implemented and to supervise income and expenditure
- Ensure a high level of customer satisfaction through the provision of effective service delivery
- Drive own performance and that of subordinates in accordance with required response times quality and service delivery standards
Applications or CVs and copies of qualifications, identity document and driverâs license (if applicable), to be submitted to the following Human Resource Office:
- August Simmer Building, Ground Floor, 88 President Street, Germiston
- PO Box 145, Germiston, 1400
- Enquiries: 011Â 999 1602/1603/1815
No faxed and e-mailed applications will be accepted. Please quote reference number on application.
Applications will not be considered if the necessary copies of the required qualifications are not attached to the application / CV. Candidates may be requested to submit proof of the NQF level applicable to the qualifications they have obtained.
Should candidates not be informed of the outcome of the application within six weeks of the closing date, it should be regarded as having been unsuccessful. The Ekurhuleni Metropolitan Municipality subscribes to the principles of the Employment Equity Act.
Closing date:2018/07/20


text:
Guide Price £215,000
2 Bedroom Bungalow Ref: EAXML398_7428616
Stanton Mortimer - Residential
80-81 High Street
North Yorkshire
United Kingdom
Tel: 01609 email@example.com
An attractive mature Detached Bungalow enjoying a pleasant position in this popular and conveniently located residential area within walking distance of the town centre on the south east side of Northallerton.
It offers well proportioned two bedroom accommodation which requires general modernisation and has the benfit of gas central heating together with upvc double glazing. Outside there are established private gardens with a Car Port and Garage. Awaiting EPC
Locating property...
Toggle the options below to discover local businesses in this area.


text:
Don't miss out on a lower price on this hotel
Get an overview of this hotel3-star hotel in Dinard with bar/lounge
Popular property highlights
Situated in Dinard, this hotel is within a 5-minute walk of Casino Barriere de Dinard and Dinard Beach. Port of Dinard and Pointe du Moulinet are also within 15 minutes.
Hotel Features
This hotel features a bar/lounge, meeting rooms, and free newspapers. WiFi in public areas is free. Additionally, multilingual staff, wedding services, and RV/bus/truck parking are onsite.
Room Amenities
All 29 soundproofed rooms feature free WiFi and room service. For a bit of entertainment, guests will have flat-screen TVs with satellite channels, and other amenities include hair dryers and desks.Information missing or incorrect? Tell us!Opens in a new window
Comfort Hotel Dinard Balmoral
Hotel Amenities
Hotel Amenities
Comfort Hotel Dinard Balmoral features multilingual staff, complimentary newspapers in the lobby, and room service (during limited hours). Public areas are equipped with complimentary wireless Internet access. A bar/lounge is on site where guests can unwind with a drink. This business-friendly hotel also offers a safe deposit box at the front desk, RV/bus/truck parking, and an elevator (lift).
- Safe-deposit box at front desk
- Bar/lounge
- Luggage storage
- Elevator/lift
- Offsite parking reservations required
- Breakfast available (surcharge)
- Front desk (limited hours)
- Meeting rooms
- Total number of rooms - 29
- One meeting room
- Number of floors - 3
- Free WiFi
- Number of buildings/towers - 1
- Wedding services
- Multilingual staff
- Free newspapers in lobby
- RV, bus, truck parking
Available in all rooms: Free WiFi
Available in some public areas: Free WiFi
RV, bus, truck parking, Offsite parking reservations required
Room Amenities
- Hypo-allergenic bedding available
- Air conditioning
- In-room climate control (air conditioning)
- Soundproofed rooms
- Hair dryer
- Desk
- Iron/ironing board (on request)
- Satellite TV service
- Flat-panel TV
- Room service (limited hours)
- Free WiFi
Where to Eat
Continental breakfasts are available for a surcharge and are served each morning.
Room service (during limited hours) is available.
If you have requests for specific accessibility needs, please note them at check-out when you book your room.
- Accessible bathroom
- Roll-in shower
- In-room accessibility
Hotel Policies
Check-in time starts at 2 PM
Check-in time ends at 8 PM
Special check-in instructions:
Check-out time is 11:30 AM
Payment types
Children and extra beds
- Children are welcome.
- Kids stay free! Up to 2 children 10 years old and younger stay free when using existing bedding.
- Rollaway/extra beds are not available.
- Cribs (infant beds) are not available.
- Pets allowed for an extra charge of EUR 15 per pet, per night
You need to know
Extra-person charges may apply and vary depending on property policy.
- No onsite parking is available.
- A tax is imposed by the city: EUR 1.00 per person, per night
- Resort fee: EUR 1.00 per person, per night
Optional extras
- Fee for continental breakfast: EUR 10.50 for adults and EUR 5.50 for children (approximately)
- Pet fee: EUR 15 per pet, per night
Hotel Name
- Balmoral Dinard
- Balmoral Hotel Dinard
- Comfort Balmoral
- Comfort Dinard Balmoral
- Comfort Hotel Balmoral
- Comfort Hotel Balmoral Dinard
- Comfort Hotel Dinard Balmoral
- Dinard Balmoral
- Hotel Balmoral Dinard
- Hotel Dinard Balmoral
- Comfort Hotel Dinard
We should mention
Up to 2 children 10 years old and younger stay free when occupying the parent or guardian's room, using existing bedding.
National Rating
This property has received its official star rating from the French Tourism Development Agency, ATOUT France.
Get an extra 10% off or more!
See if this hotel is eligible for member pricing
You agree to receive deals and offers from Expedia, and may unsubscribe at any time.
Already a member? Sign in


text:
Morisset Memorial HallPrint Page
Morisset Memorial Hall was erected to commemorate those who served in World War One.
The new Memorial Hall, which is combined with the Literary Institute and replaces the old School of Arts destroyed by fire at Morisset was opened on Armistice Day. The ceremony of opening the door was performed by Mr H. B. Mullard, a pioneer mill owner of Morisett and the founder of the original School of Arts. Mr. G. Booth, M.L.A. with representatives of the executive of the Sydney branch of the Returned Soldiers' League, Lieutenant Colonel Rodd, President Desreaux (Lake Macquarie Shire Council), Councillor Hely, clergy, the superintendent and official staff of the Morisset Mental Hospital and returned soldiers from all parts were present.
The hall as constructed by G. Grace and son, Merewether and Mr. Wilkins, Newcastle, was architect. It Is 80 feet by 32 and built of specially selected hard wood. The contract price was £1318, but when the cost of seating, lighting and billiard table, with piano and crockeryware for suppers and banquets is added, the cost will exceed £2000. The trustees also intend to instal a cinema plant, and to conduct picture shows for twelve months with voluntary assistance. This, it was hoped, will assist to defray any liability remaining.
Newcastle Sun (NSW), 14 November 1927.
|78 Dora Street, Morisset, 2264
|GPS Coordinates:
|Lat: -33.108073
Long: 151.488055
Note: GPS Coordinates are approximate.
|Monument Type:
|Monument Theme:
|Monument Designer:
|Mr Wilkins (Newcastle), architect
|Monument Manufacturer:
|G. Grace & Son (Merewether)
|Actual Monument Dedication Date:
|Friday 11th November, 1927
Morisset Memorial Hall


text:
The Belgian playmaker started the game and featured for 71 minutes at Parc des Princes as the Blues were beaten in the first leg of their last-16 tie in the French capital.
Hazard has struggled to produce consistent performances all season and has been linked with a transfer away from Stamford Bridge in the summer.
However, the interim Chelsea manager insists that he was satisfied with the PFA player of the year's performance in the game, despite him having failed to make a telling impact in the game.
Speaking at his post-match news conference, Hiddink said: "He was a threat going forward. He had some good runs.
"This was a game with a high intensity and after 65 or 70 minutes it was enough. He will be better and better."
Hazard has scored just one goal for Chelsea in all competitions so far this season.
MORE: The latest Chelsea news and views
MORE: The latest Chelsea player tweets
The former Lille star has been touted as a transfer target for both Real Madrid and Paris Saint-Germain in recent months.
MORE: Phil Thompson states his prediction for Chelsea v PSG
MORE: The latest football transfer news
MORE: Meet the Premier League's most stylish footballers
MORE: Do you know the top Muslim footballers in the Premier League?
MORE: Man United latest news
MORE: Arsenal latest news
MORE: Chelsea latest news
MORE: Liverpool latest news


text:
Struggling debt collectors to debtors: Let's make a deal
Collectors, recovering less, become quicker to settle, quicker to sue
As credit card and other debt delinquencies have risen over the past six months, collecting on overdue and bad debt has declined sharply, industry observers say. The economic downturn and job losses have forced many debt collectors to try new tactics for getting money from cash-strapped debtors.
Among the new strategies:
- Accepting down payments on amounts owed instead of demanding payment in full.
- Stretching out payments over several months to give debtors a chance to pay off their debts slowly.
- Negotiating to receive a fraction of the amount owed if paid within a week or 10 days.
- Offering to report the debt -- if paid quickly -- as "paid in full" on the credit report instead of as a settlement, which remains on a debtor's record for seven years.
Not every new strategy is easy on debtors: Rather than waiting for debtors to come up with payments, many debt collection agencies report they are taking legal action sooner and filing lawsuits to get court judgments upfront -- a step that typically comes as a last resort after other efforts have failed.
Industry struggling to collect
Debt collectors say their industry is struggling just like the rest of the economy. In an odd twist, the debt collection business is booming when you look at the number of new debt collection referrals that have arisen because more consumers can't pay their credit card and other bills. But, because more consumers can't pay their bills, debt collectors are often coming up empty-handed on collections.
"If people aren't working, they're not paying off their debts," says Patrick Lunsford, senior editor at insideARM.com, a collection industry newsletter. According to a survey conducted by his parent company, Kaulkin Ginsberg Co., a Rockville, Md., accounts receivable management industry consulting firm, nearly nine out of 10 debt collection agency representatives indicated they are very or somewhat likely to change their collection strategies because of the economy. The survey was conducted Sept. 30 through Oct. 21 and included 752 responses from banks, credit issuers, debt collection agencies, debt buyers and vendors.
"We've got a lot more to work with, but it's harder to collect," says Bethellen Keefe, owner of Alpine-BAK Collections Inc., a Fort Lauderdale, Fla., debt collection agency. "We're a lot more willing to take a good faith payment and check back with them or get small increments."
'Some money now'
An old-school tradition in the debt collection business -- demanding all or nothing in payment -- has fallen. "During the good times, the mantra was 'settlement in full,' " says Lunsford. "They wanted the entire amount settled upfront in cash right now. Now they're saying, 'Give us some money now and give us six monthly payments.' "
Keefe says she assesses debtors' ability to pay and their financial status."The biggest excuse I'm hearing is that people are out of work. We start by asking for the full balance, then I try half. Then the most I can go is four months. If it's a larger balance, the max we offer is six months to pay it off in full."
Adds Lunsford: "A steady flow from a debtor is better than nothing. Now they're just a lot more agreeeable to payment plans."
Debt collectors are interested in trying to help people work their way out of these financial problems.
|-- Rozanne Andersen
Debt collection trade group
Rozanne Andersen, executive vice president and general counsel of ACA International, the largest debt collection industry trade group, says her members are working harder to collect what they can. "They're trying to identify other sources of money that the consumer may be able to tap into, particularly in the health care debt market. Maybe charity care funds or a secondary insurance policy are available. They're working hard to find ways to make it possible for consumers to pay even a portion of the bad debt."
Another industry change: More traditional debt collection agencies are being hired by creditors to handle billing operations. "Creditors are finding that the entire accounts receivable end of their business is very expensive to run," Andersen says. "Debt collectors are finding that businesses want them to help even earlier in the collection process -- even before the consumer defaults on one of their payments."
Michelle Dunn, CEO of Michelle Dunn's Credit and Collections Association, a collection agency trade group, says she is getting more calls from business owners wanting advice about how to collect from nonpaying customers. "They are asking me things like, 'If my customers have credit from me and they lose their homes or their jobs, what should they do?' Business owners just don't know how to respond to that or how to work something out to get paid."
Her advice to business owners:
- Get paid at the time of service.
- Change payment terms so due dates are earlier.
- Offer early payment discounts to customers who pay early such as 1 percent or 2 percent off the bill if paid within 10 days.
- When an account reaches 30 days, take action.
- Don't extend credit blindly.
"In some cases, you just can't collect anything from the person. They've lost their job or their home," says Dunn. "I've heard of people living in a car. If someone is in that situation, you really can't set up a payment plan with them. They don't have $5 to give. You can't get blood from a stone."
The legal route
Lunsford, from insideARM, says some creditors, especially debt buyers, are taking the legal route more often and filing lawsuits to collect money owed to them. If successful in winning court judgments, creditors may be able to garnish wages or freeze debtors' bank accounts. One collection agency in the Kaulkin survey indicated they had a 30 percent increase in accounts sent to litigation. Lunsford notes collectors believe many consumers may be hoarding their cash -- saving up for what could be difficult economic times ahead. They may tell debt collectors they have no money. "When consumers say they don't have cash right now, they do. They're kind of holding on to it. Once they get a judgment, they get access to the money."
Even if debtors don't currently have money to pay debts, the judgment "secures the right to obtain the money at some later date when the consumer is able to pay," Andersen says.
Across the industry, there has been consolidation and mergers of larger companies with smaller agencies, Lunsford and Andersen say. Although the cost of debt has gone down some 30 percent to 50 percent over the past 12 to 18 months, Lunsford says the credit crunch has dried up a lot of financing needed to purchase large debt portfolios.
Adds Andersen: "We're hearing -- whether they are small agencies or large collection agencies or debt buyers -- they are experiencing a decrease in their recoveries. They are taking steps to diversify a bit, expand the services they offer and establish new methods of communicating with consumers. They're trying to ride this out."
The difficult business climate has forced many collectors to pare down their operations (there have been layoffs at smaller agencies) and tackle the burgeoning load of cases more efficiently. Lunsford says that means "going after the most collectible accounts upfront and trying to get that really, really quickly. If you have more placements, you're going to have more low-hanging fruit."
Andersen says cash-strapped consumers are making choices about which bills to pay and which to put off given their limited resources. "They definitely would pay a utility bill to prevent their heat from being turned off or their cell phone or car first before the debt."
Her advice to consumers with unpaid debts: "If it is your obligation to pay, face it and then work out a payment arrangement. They are willing to work with people. The debt collectors are interested in trying to help people work their way out of these financial problems."
To comment on this article, write to: email@example.com.
See related: FTC urges changes to Fair Debt Collection Practices Act, State by state statute of limitations on debt, Deep in Debt? Try to get a better settlement deal, Debt collection goes virtual, Bankruptcies creeping upward as economy sours, Debt collection sample letters, Capital One must repay $340,000 to bankrupt debtors, 11 tips for dealing with debt collection, collectors, Take these steps to avoid wage garnishment, 6 bad reasons debtors reaffirm debt
- 5 steps to rebuild credit after prison – Prison can wreck your credit; bouncing back takes work ...
- Bad credit? You're still a target for identity thieves – Many consumers believe identity thieves won't touch them because of their poor credit. It's not true ...
- 4 questions to ask to score the best secured card – Know what to ask when shopping for a secured card to increase your chances to be approved while keeping your score intact ...


text:
Submit your name and email address!
We respect your privacy.
Thank you! If you're not feeling super lucky today, you can always use code 5280 at checkout to receive 30% off all tickets!
HW Home and Denver Flea will only use your email address to notify winners, and to send you occasional updates about our products, events, and services. You can unsubscribe at any time, for any reason. We won't rent, sell, or barter your email address to third parties.


text:
|Half Baths
|1,974 sq. ft.
|Property type
|Minimum Stay
|3 - 7 nights
NEW Owners, NEW Management, NEW linens & towels, for this well appointed 4 Bedroom, 2.5 Bath dog-friendly rental home in Seagrove Beach FL.
As you enter this Seagrove Beach rental home you will be welcomed by the open concept floor plan and lovely decor. The living room has a flat screen HD TV with TiVo. Some new furnishings just arrived in late March 2015 including a dining room table that seats seven.
BRAND NEW all 100% cotton 300 thread count linens and 100% combed ring spun cotton towels.
- 4 Bedrooms
- 2.5 Baths
- Covered patio in back of home
- Grill
- Great bunk room for the kids
- Open concept living room, dining room and kitchen
- 42" HD Flat Screen TV, with TiVO in living room
- Bedroom 1 - King Master suite with Flat Screen TV AND Full en-suite bath with huge walk-in shower
- Powder room
- Washer and Dryer
- Bedroom 2 - Queen guest bedroom, Flat Screen TV, Jack 'n Jill bath
- Bedroom 3 - Two (2) full size beds with HD Flat Screen TV, Jack 'n Jill bath
- Bedroom 4 - Bunk beds, twin over twin, Flat Screen TV
- Full bath with tub/shower combo, double vanity sinks with granite counter tops.
- Hi-Speed Wi-Fi (Not responsible for service disruptions)
Rates listed below DO NOT include housekeeping, taxes or damage insurance.
- A 50% deposit is due at the time of booking
- Except for the booking fee, deposits are fully refundable if cancellations are given 120 days prior to the arrival date
- Balance of payment is due 60 days prior to arrival date
- We accept Visa, M/C & Discover credit cards
- Security deposits are due via credit card, 7 days prior to check-in and will be returned within 7-14 days from the date of departure and after verification with Paradise Beach Rentals that there are no additional charges due to damage, lost/damaged linens, or excessive cleaning. Security Deposit is $200.
The home is 30 minutes from Silver Sands one of the largest outlet malls in the country; 20 minutes from Pier Park, one of the largest shopping centers in the country; 5 minutes from Seaside; and 10 minutes from Alys and Rosemary Beach.
Upon check out, you have the option to add trip insurance. The coverage has a list of cancelation reasons and we can provide links to that product's coverage prior to your booking with us so you know what it covers.
This VRBO partner has demonstrated and is committed to fast response times, the best rates, and a great traveler experience.
Michael James
Paradise Beach Rentals
The house was ideal for a restful family vacation. The decor was beautiful and restful, and the house was well equipped. The distance from the beach was fine, and the pool out back was huge. Thanks for helping make our vacation lovely.
Loved the house. The pool was right out the back door which was so great. You could even sit on the back porch and watch the kids swim which was fantastic for the kid's great grandmother! Loved the location with a lake right across the street for kayaking! Loved loved loved our time here. Great vacation!
Our family thoroughly enjoyed this house. It was in a great location, the beach was a few blocks away, a pool right outside the back door, well stocked house, roomy and very comfortable. We loved it and hope to be back soon!
Very comfortale & nicely decorated. Loved the location by the pool! Our family enjoyed the rocking chairs on front porch and the beach supplies. We did need a 9x13 baking dish and borrowed on from a neighbor. We had a wonderful time and would recommend this property.
We spent 2 wonderful weeks in this home and were reluctant to leave. Amenities were great and location perfect. The community pool is literally right out the back door, and most days we had the pool to ourselves. We were able to walk across the street to put our paddleboard and kayak into the lake - which then connected to the ocean. It was only a short bike ride to the beach, where we had beautiful white sands and saw lots of marine life. Plenty of paved trails to walk, run or bike on and conveniently located between Seaside and Rosemary. We especially loved the big master bath and closet! Terrific home away from home.
This is a lovely house in a nice, well kept neighborhood. You're just close enough to get to places and attractions easily and quickly but far enough away to not be part of any traffic and chaos.
I was impressed with how well kept up the house is. You're minutes from restaurants, shops, etc. but you're not in the middle of it all - you're conveniently close by. Perfect for going out to explore, shop eat and the like but you can retreat to peace, quiet and a nice pool literally out the back door.
It's a great place to bring a family - plenty of room and well laid out.


text:
Graphicriver Deca Dance Party Flyer 233115
Photoshop PSD - JPG Image | Print Dimensions 4.13x5.82 | 130 Mb
Photoshop PSD - JPG Image | Print Dimensions 4.13x5.82 | 130 Mb
Deca Dance party flyer template for a urban mainstream music event or any other club event. The design has a nice mix of urban and glamour style and also a vintage/retro look.
You can modify everything very easy and quick. Changing the color style is done in a minute : It is well-assorted in folders and layers.
You get 2 x PSD Flyer - Flyer Black/Gold version - Flyer Color version
This are the size in cm: Flyer: 10,5 cm width x 14,8 cm height. Bleeds: + 0,1 cm at each border
Fonts used: "Madonna" & "Mekanik LET " download link: www.fonts101.com, www.dafont.com
Print ready: CMYK , 300 DPI
Attention: You can replace the pictures of the artists very easy, i made a empty layer as a placeholder for you ready. The people used in the preview are just examples how you could do it. This pictures are not included. They are just for demonstration purposes.
Demo: http://graphicriver.net/item/deca-dance-party-flyer/233115
Recommend Buy FileSonic Premium Account For Fastest Download
Download from Filesonic
Download from Wupload
Mirror Links
Graphicriver Deca Dance Party Flyer 233115 Fast Download via Rapidshare Hotfile Fileserve Filesonic Megaupload, Graphicriver Deca Dance Party Flyer 233115 Torrents and Emule Download or anything related.


text:
Food-Stamp Cutbacks in NJ May Hinge on Resolving Application Backlog
Decision to end 'Heat and Eat' program, delays in new computer system threaten federal funding
Cuts to New Jersey's Supplemental Nutrition Assistance Program, or SNAP, funding will depend on whether the state improves the time it takes to process applications for the food-stamp program.
NJ Spotlight's Andrew Kitchenman spoke with WNYC Public Radio's Amy Eddings this week about the debate over the issue, whose outcome may depend on the rollout of the new state computer system for public-assistance programs.
State officials have submitted a corrective action plan to the federal government, and are awaiting federal approval. But anti-hunger advocates are warning that cuts in federal funding could have severe consequences for state residents struggling to pay for food.
See Comments
Read more in Social


text:
Want to look your best in a new bodycon dress? Or just get rid of a few lumps and bumps? Our womens shapewear is here to help. It's carefully crafted to add support in all the right places, while enhancing your curves. Our shapewear underwear includes designs to lift, trim your silhouette and fight cellulite - just pick what's right for you.
Our site uses cookies. Find out what cookies we use and why we use them. If you carry on using our site we will assume you consent to us using cookies in this way.


text:
Address81 rue Trivalle
B&B Description
COTE CITE" is a house of hospitality by the ramparts of the Cité of Carcassonne. Our housse has three rooms for guestsand has great character. This charming home is located in the shadow of the Show more descriptionramparts of the medieval Cité of Carcassonne in a typical street.It is an 18 th century residence of character. The bedrooms confirmits authentic nature and encourage you to dream. Breakfast is served on the cool green patio. Three rooms: Fairies(Les Fées), Mélusine, Alaric.Family rooms: Merlin and Morgan.Parking within the proprety.Shuttle from the airport of Carcassonne Salvaza.Train station of Carcassonne is located at 2 kms from our house.
Holiday Rental Description:
La " Gibeline" In the intimacy of our guesthouse yard, we can now also offer you a new lodging.Come on and rest here, in the shade of the medieval ramparts of Carcassonne city, and enjoy the coolness Show more descriptionof the « Canal du midi » as well as the mysteries of the cathar castles.You will also enjoy a real comfort among the curios discovered by your hosts. The bedroom induces to dreams, the sitting-room to meditation and the kitchen corner to invention. it can house 4 persons.
Prices:Prices may vary depending on the season. Please check with the owner.
|Daily Price
|Weekly Price
|Room (2 pers.)
|97 - 166
|Room (3 pers.)
|85 -
|147 -
|97 -
|650 -


text:
Status: Closed
Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
240140attr:cruisestourstravel insurance
Be the first MLive.com user to add photos or videos of Cosmopolitan Travel Service
i and all my family we been buing airline tickets for years to greece sometimes twice a year and we nwver have any problem. alexandra is a sweet person and very helpfull she is listening what are your plans and she will give you the best deal. cosmopolitan travell high ly recomented.
I wanted to make people aware of this terrible agency. The 3 people I spoke to were so unprofessional and liars. I would never do business with this agency again. They are theives and liars. Once they receive their payment they no longer want to help you and do everything to lie and tell you what you want to hear. I don't know who wrote the good reviews it must be people they know. ...
Cosmopolitan Travel Services Inc was founded in 1970, and is located at 22313 Greater Mack Ave in Saint Clair Shores. Additional information is available at www.ctsfares.com or by contacting Mike Melhem at (586) 445-8585.
Vacations, Vacation to Greece, Vacation to Europe, Trip to Latin America, Trip to Greece, Trip to Europe, Travel to Greece, Travel to Europe, Travel, Tickets to Greece, Sightseeing, Maps, Hotels In Italy, Hotels, Hotels In Greece, Hotel, Honeymoon Packages, Group Travel to Latin America, Group Travel to Europe, Flights to, Cosmopolitan Travel, Cheap Tickets, Cheap Hotels In Paris, Cheap Hotels,...


text:
At Wachovia Spectrum: people directing traffic. SEPTA: express trains. Mile 2.1: Gatorade. Mile 4: Water. Traffic light: Philly cop keeping cars at bay. Mile 6.5: EMT caring for a runner on a stretcher. Mile 8: Cheery and cheering woman handing out more Gatorade. All along route: bands, gospel singers, drummers. Finish line: kids with bottles of water.
It wasn't until I hit the 6 mile marker of the Broad Street Run this morning that I began to consider what it takes to organize a race of 26,500 runners. As the web site says: hundreds of volunteers.
I know that we don't say it as we run past, but we runners really appreciate the people who spend a day – or months – doing the tasks that make the run possible.
It may seem a simple thing, to fill cups with water and offer them to passing runners. I know from my own experience that I never really see the outstretched arm or the smiling face. I'm just focused on the cup. Get. Cup. Drink. Run.
So, I'm sure that while volunteers may sense that their work is appreciated, they may not know how much. Let me tell you: I may not look beyond the cup, but I do see you, and I'm extremely glad you're there.
This was my first time at the Broad Street Run, and I really enjoyed it. It's one of the best organized races I've been to. Everything was simple, despite the rain and a field of more than 23K. It was a breeze to register and pick up our packets on the day before the race. I thought parking and getting to the start line would be a nightmare with so many people. It wasn't. Frequent, free express SEPTA trains made it easier. The corral system worked because runners were started in waves, which avoided the bunching up of the field at the start. There were plenty of water stops. And everyone working along the route supported the runners with great enthusiasm.
This is what makes the race fun – but it's also what makes it possible. Thank you, Broad Street Run volunteers, for sharing your city with us and helping to make this a successful run.


text:
sort by best latest
I check daily as well, though other than slowing down on the weekend and raising all around when I publish a new hub, I don't see much of a pattern to my views.
Yes, i notice the traffic decreasing at weekends and increasing at launch of new hubs.Still learning about increasing google traffic. Appreciate your input DS!
I check my hub account page views daily and if I get a lot of hits on a hub article I will then check the statistics on that hub.
Thanks flashmarkeit,i know i love seeing views increasing!
Honestly, I will have to say daily, LOL. But I am new, so that will probably change as I have been in the program for longer.
Me too josh!! lol cheers for your feedback!
So far I check my hub stats every other day. They certainly do not change that often, but somehow it is just fun to check up on them.
Hi Heather, I agree, it is fun! lol Cheers appreciate you stopping by!
I look at them every day if I'm at home.
Thanks Sherry!
I've been checking them daily (most of the time). I watch and see if a title needs changing or if I need to tweak something to get the Hub out there. I never used to check them at all but I have become more interested in earning money with them, so I work on them most days.
Hi duffsmom, thanks for comments
I am newly joined just a week back. Being not much conversant with internet I can't decide about the various messages I receive i.e. fan mail, followers, activities, traffic sources, scores, feedback, groups, forum etc. Any way I learning the same. I do check statistic daily.
welcome to hubpages abo ajoba! There is so much to learn and you will find other writers very helpful here along with the learning center. Checking statistics does give you a lift!
As I'm new I check daily to try and understand how the stats work and change with times of the day.
Cheers mj, appreciate your tip about different times of day, I have noticed changes in that area too!


text:
University of Leicester
Museum Studies
Museum Studies MA/MSc
Program Information
Degrees Offered:
Museum Studies MA/MSc
Format: Online
Program Description:
This renowned Museum Studies course is based on leading museum studies research and practice. It has been designed by experts in the field, who have been involved in expanding the academic discipline of museum studies over many years. The course covers the major theoretical, methodological and professional themes at the forefront of contemporary museum studies. The distance learning mode of delivery enables you to creatively and thoughtfully apply the knowledge gained from the course within specific professional contexts. The subjects covered on the course are incredibly wide ranging, reflecting a very broad but increasingly specialised museums and galleries sector. We explore the contested purposes of museums in society, as well as the nature of the objects, collections, and communities that have underpinned their development, and shape their ethical challenges as well as their future possibilities. Throughout the course, we approach museums and galleries critically and seek to broaden our horizons on what the museum might become. At the same time, the course is focused on the development of the skills and values necessary to succeed in a rapidly changing sector. We consider the way museums communicate, the way they are staffed and marketed, the way exhibitions and learning programmes are developed and designed, the way visitors experience and shape museums, and the way we manage resources, information, and collections. The course also develops critical skills in preventive conservation and the care of collections. You will be introduced to both cutting-edge research in museum studies and examples of best practice in the profession. Within each module of study, the examples and activities will allow you to relate the ideas and skills discussed to your own area of specialism. We actively encourage you to draw on your own professional or academic interests at each stage of the course, and share your knowledge and ideas with others. Course modules - Museum Communities and Contexts - Managing Resources in the Museum - Museum Communication and Audiences - Museum Projects: the Case of Exhibition and Interpretive Planning
Accreditation:University of Leicester
Facts & Figures
Financial Aid: No
International Financial Aid: No


text:
Personal Statement
Having been a carer for just over 21years, I have worked with clients of different ages and backgrounds, through the years, I gained substantial experience despite the challenges and was always happy to learn more. I have worked in various fields such as learning disability, mental health, elderly, terminal illness and home care acquiring excellent communication and interactive skills. I get along well with people and I enjoying working as part of a team.
I have a caring and personable attitude, enthusiastic and open to new ideas. I work well under pressure maintaining a safe environment for the client and team.
I am honest, reliable, patient and understanding, use my own initiative and have Knowledge of legislation and regulations of care standard act.
I believe that I have significant years of experience as I have had the privilege to work in both residential and private settings of care for the elderly. I have also been successful at supporting clients with established conditions (i.e cancer and stroke) and every time I get more awareness of the demands and responsibilities it entail to take care of these clients. All these experience have made me a more established carer who thrive in team efforts and contribute significantly towards set activities.
Live In Care Experience: 6+ Yrs. Yrs
General Care Experience: Live in care work, Home Care, Other Care Work, Care for close relative or loved one, Nursing
Gender: Female
Looking for work in the following Locations:
London, South East, Berkshire, Buckinghamshire, Cornwall, East Sussex, Hertfordshire, Kent, Oxfordshire, Southampton, Surrey, South West, Swindon, Midlands, Derby, Derbyshire, Leicester, Leicestershire, Lincolnshire, North East Lincolnshire, North Lincolnshire, Northamptonshire, Nottinghamshire, Rutland, Staffordshire, North West, Cheshire, Cumberland, Isle of Man, Liverpool, Merseyside, North, Bradford, County Durham, Cumbria, Darlington, East Riding of Yorkshire, Hartlepool, Kingston upon Hull, Middlesbrough, North Humberside, Northumberland, Sheffield, Stockton-on-Tees, Tyne And Wear, York, Scotland, Aberdeenshire, Angus, Argyll and Bute, Banffshire, Berwickshire, Caithness, Clackmannanshire, Comhairle Nan Eilean Siar, Cromartyshire, Dumfries and Galloway, Dumfriesshire, Dundee City, East Ayrshire, East Dunbartonshire, East Lothian, East Renfrewshire, Edinburgh, Falkirk, Fife, Flintshire, Glasgow City, Highland, Inverclyde, Inverness-shire, Isle Of Arran, Isle Of Benbecula, Isle of Bute, Isle of Colonsay, Isle of Cumbrae, Isle of Gigha, Isle Of Harris, Isle of Islay, Isle of Jura, Isle of Lewis, Isle Of Mull, Isle Of North Uist, Isle Of Scalpay, Isle of Skye, Isle Of South Uist, Isle Of Tiree, Kincardineshire, Kirkcudbrightshire, Midlothian, Moray, Morayshire, North Ayrshire, North Lanarkshire, Orkney, Orkney Islands, Peeblesshire, Perth And Kinross, Perthshire, Renfrewshire, Roxburghshire, Scottish Borders, Selkirkshire, Shetland, Shetland Islands, South Ayrshire, South Lanarkshire, Stirling, Sutherland, West Lothian, Western Isles, Wigtownshire, East England, Bedfordshire, Cambridgeshire, Essex, Luton, Norfolk, Suffolk
Other Information
English Language Level: Advanced
Driving Licence: Full License - I have my own car
Care Qualifications: NVQ Health and Social Care
Care Skills: Brain Injury, Cancer, Catheter Care, Children / Young People, Complex Care, COSHH Training, Dementia, End of life / Palliative Care, Epilepsy / Buccal midazolam, Incontinence, Learning Disability, Manual Handling, Medication Training, Multiple Sclerosis, Parkinsons, Peg Feeding, Personal Care, Spinal Injury, Stoma, Stroke
Current DBS: Yes
Leave Comment:


text:
Learning and Hysteresis in a Dynamic Coordination Game
This paper introduces a dynamic coordination game with incomplete information defined by a state variable that evolves stochastically. Incomplete information enables us to use iterated dominance argument in order to resolve the indeterminacy issues. The key endogenous variable is the belief that each agent holds about the state of the world. We show that as agents update their heterogeneous beliefs through learning sequentially, they adjust their beliefs to justify the status quo. This effect induces equilibrium actions that support the status quo, a property we call hysteresis.
If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
|Date of creation:
|01 Jan 2006
|Date of revision:
|17 Aug 2011
|Contact details of provider:
| Postal: Ludwigstraße 33, D-80539 Munich, Germany
Phone: +49-(0)89-2180-2459
Fax: +49-(0)89-2180-992459
Web page: https://mpra.ub.uni-muenchen.de
More information through EDIRC
References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Carlsson, Hans & van Damme, Eric, 1993.
"Global Games and Equilibrium Selection,"
Econometric Society, vol. 61(5), pages 989-1018, September.
- Carlsson, H. & van Damme, E.E.C., 1990. "Global games and equilibrium selection," Discussion Paper 1990-52, Tilburg University, Center for Economic Research.
- Hans Carlsson & Eric van Damme, 1993. "Global Games and Equilibrium Selection," Levine's Working Paper Archive 122247000000001088, David K. Levine.
- Carlsson, H. & Van Damme, E., 1990. "Global Games And Equilibrium Selection," Papers 9052, Tilburg - Center for Economic Research.
- Carlsson, H. & van Damme, E.E.C., 1993. "Global games and equilibrium selection," Other publications TiSEM 49a54f00-dcec-4fc1-9488-4, Tilburg University, School of Economics and Management.
- Caplin, Andrew & Leahy, John, 1994. "Business as Usual, Market Crashes, and Wisdom after the Fact," American Economic Review, American Economic Association, vol. 84(3), pages 548-565, June.
- Caplin, A. & Leahy, J., 1992. "Business as Usual, Market Crashes, and Wisdom after the Fact," Harvard Institute of Economic Research Working Papers 1594, Harvard - Institute of Economic Research.
- Christophe Chamley, 1999. "Coordinating Regime Switches," The Quarterly Journal of Economics, Oxford University Press, vol. 114(3), pages 869-905. Full references (including those not matched with items on IDEAS)
This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.
When requesting a correction, please mention this item's handle: RePEc:pra:mprapa:32992. See general information about how to correct material in RePEc.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Joachim Winter)
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If references are entirely missing, you can add them using this form.
If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.
Please note that corrections may take a couple of weeks to filter through the various RePEc services.


text:
At SunTrust, we are committed to providing you with clear, easy-to-understand Checking Account Overview Guides that explain key features of your accounts. We understand that each client's situation is unique – and we strive to provide information to help you choose the best solution for your personal situation. For more information about managing your checking accounts and avoiding fees, please visit www.suntrust.com/thefacts.
SunTrust Fee Schedules
For the fee schedule for personal accounts, select the Fee Schedule below. For information on SunTrust loan products, please visit our loan products page.
Rules & Regulations for Deposit Accounts
The Facts About Banking is a comprehensive site to help you better understand how to manage your account and avoid fees.
Resource Center
Why a No-frills Wedding Can Still Mean Marital Bliss
The key to starting your life together on the right foot? Setting (and sticking to) a wedding budget.
3 Wedding Invites You Can Skip (Guilt-Free!)
The average American spends $703 to attend a wedding, and that can add up fast. Here are some tips for saying "no" gracefully to invites that may not be worth your time or money.
Spend, Save, Treat Yourself: Budgeting Made Easy
Download the SunTrust onUp Budget Worksheet and start your journey toward financial confidence today.
Make a Plan for Moments That Matter the Most
Think of the moments in life that matter to you. Does your financial plan allow for these moments? Make sure the two are aligned.


text:
Warcraft Movie Unite to Survive T-Shirt
This is Just the Beginning
As worlds collide, there is no hope of survival without working together. Because let's face it: there are just some boss fights that you can't solo.Read more...
This is Just the BeginningAzeroth stands at the brink of war, as orc invaders flee their dying homeland in search of a new home to colonize. Unless an alliance of some sort can be formed, entire civilizations could fall. Will you unite or perish?
Navy blue 100% cotton t-shirt features the Alliance lion symbol and three Alliance weapon designs from the movie: King Llane's Lion's Fang, Lady Taria's dagger, and Lothar's Dragon Sword, along with the words "Unite to Survive" and the Warcraft logo. Machine wash cold. Tumble dry low or lay flat to dry. Imported.
Wanna chat about it?
Have questions about Warcraft Movie Unite to Survive T-Shirt or your order? We monitor these comments daily, but it may be faster to email us directly or call us at 1-888-GEEKSTUFF.


text:
12th Annual Holiday Tour of Homes
Manteo Preservation Trust is hosting it's 12th Annual Holiday Tour of Homes in Manteo on Roanoke Island on Saturday, December 3, 2016. Tour locations will be festively decorated and open for participants to enjoy from 1 p.m. to 6 p.m. Included on the tour are several of Manteo's historic island homes. Outer Banks Distilling, home of Kill Devil Rum and located at 510 Budleigh Street, will serve as the check-in point for the tour. Light refreshments will be served there and tour participants will have the added benefit of touring the distillery and seeing the before and after photos of this historic building. Tickets are $20 each and may be purchased the day of the tour beginning at 12 p.m. Participants will be given a brochure that includes a map of the tour route. Walking or biking the tour is encouraged so you many enjoy the sidewalks, fresh air and the other homes and businesses you will see along your way. Brian Brockway of Manteo Cyclery will be donating bikes again this year, for tour participants to borrow. Bikes are available on a first come, first serve basis.
This year MPT will also hold a fundraising raffle for an original watercolor painting by local artist George Cheeseman. The painting is titled "Christmas Sunset; Downtown Manteo" and is a 18″ by 24″ watercolor that is matted and framed. Raffle tickets are $10 each and can be purchased prior to the tour. Drawing will be held December 7, 2016 at 6 p.m. Winner does not need to be present to win, but will need to make arrangements to pick up the art. To PURCHASE A RAFFLE TICKET prior to the Holiday Tour of Homes, please call 252-473-7336. Holiday Tour of Home tour tickets are not available for purchase prior to December 3rd.
Manteo Preservation Trust sponsors the tour to encourage the public's understanding and appreciation of the historic heritage of Manteo and Roanoke Island, both architecturally and culturally. Holiday Tour of Homes is one of the highlights of a festive weekend of events in Manteo including the Town's holiday pageant and tree lighting on Friday evening beginning at 5:45 p.m., the Christmas parade at 11 a.m. on Saturday and Winter Lights at the Elizabethan Gardens on the north end of the island. Come early, shop, dine and bring in your holiday season Roanoke Island style.
Here are a few notes of interest:
Join us at Outer Banks Distilling at any time during the tour for holiday refreshments.
A commemorative ornament will be on sale at Outer Banks Distilling.
Please do not start the tour until 1 p.m.
We ask that you do not bring any food or drink into the homes. And, please, no strollers.


text:
Conditions list medically reviewed by George Krucik, MD, MBA
Encephalitis is inflammation of the brain tissue. It's most often caused by viral infections. In some cases, bacterial infections can also cause encephalitis.
Meningitis can affect you differently depending on your age. Learn more about the symptoms and risk factors for each age group.
This feature is for informational purposes only and should not be used to diagnose. Please consult a healthcare professional if you have health concerns.


text:
union. (1.) A descendant of Benjamin (1 Chr. 7:10), his great-grandson. (2.) The son of Gera, of the tribe of Benjamin (Judg. 3:15). After the death of Othniel the people again fell into idolatry, and Eglon, the king of Moab, uniting his bands with those of the Ammonites and the Amalekites, crossed the Jordan and took the city of Jericho, and for eighteen years held that whole district in subjection, exacting from it an annual tribute. At length Ehud, by a stratagem, put Eglon to death with a two-edged dagger a cubit long, and routed the Moabites at the fords of the Jordan, putting 10,000 of them to death. Thenceforward the land, at least Benjamin, enjoyed rest "for fourscore years" (Judg. 3:12-30). (See QUARRIES ØT0003032 [2].) But in the south-west the Philistines reduced the Israelites to great straits (Judg. 5:6). From this oppression Shamgar was raised up to be their deliverer.
Tagged: e
Read Also:
- EHz
1. exahertz. exahertz
1. extra-high voltage. abbreviation 1. equine herpesvirus extra-high voltage
1. . 1. East Indian. 2. East Indies. abbreviation 1. East Indian 2. East Indies 3. (social psychol) emotional intelligence 4. (in Canada) Employment Insurance: a regular payment to a person who is out of work, funded by contributions from workers and employers echo intensity
1. East Indian. 2. East Indies.


text:
The name of the iconic Empire State Building has been derived from the nickname of the city of New York, the Empire State. Designed by William Lamb, an architect at the Shreve, Lamb & Harmon firm, this historic monument is located on Fifth Avenue between West 33rd and 34th streets in Midtown Manhattan, New York City. The roof of this 102 story building stands at the height of 1250 or 381 meters and its total height including its antenna spire is 1454 or 443 meters. Although it has now lost its first rank to other high structures in the world, it was the tallest building when it was built in early 1931 and maintained this status for nearly four decades since its completion until its supremacy was usurped by the original World Trade Center's North Tower in 1970. The Empire State Building is currently the fifth tallest completed skyscraper in the United States and 25th tallest in the world.
Another historic monument in the USA, San Xavier Del Bac Mission is actually a church located in the Santa Cruz Valley, 9 miles (14 km) south of Tucson, Arizona. The picturesque white church was founded by Catholic missionary Father Eusebio Kino in 1692. Its construction took 14 years - starting in 1783, it was completed in 1797. The church, designed in Spanish Colonial architectural style and built with low-fire clay bricks and mortar, is the oldest standing structure in the state of Arizona. The whole building has a roof of masonry vaults. Once you enter the shrine, you are taken back into authentic 18th century history as you watch the idols and mural paintings reflecting a bygone era. The church still religiously retains its original mission of ministering to the spiritual needs of its parishioners. The Mission San Xavier attracts around 200,000 people annually, and the entry is free of charge.
Situated in Washington D.C, the White House is the official residence and the workplace of the President of the United States. According to American Institute of Architects, it is the second most loved building in the list of "America's Favorite Architecture." The majestic building was designed by an Irish architect James Hoban on the pattern of the Irish Parliament. It is built with white-painted Aquia Creek sandstone in the Neo-classical style. The construction, starting from 1792, was completed in 1800 when its first occupant, President John Adams moved in and since then every succeeding president of the US has lived here. Thomas Jefferson, who succeeded John Adams next year 1801, added two concealed colonnades and house stables to the White House.
A 630 foot-192 meter tall structure, the Gateway Arch, is located in St. Louis in Missouri. It is designed as "an inverted weighted catenary arch," which, in simple terms, means it is made of a freely suspended flexible chain or a cable in the shape of an arch or a curve. The entire iconic monument is made of 900 tonnes of stainless steel. Designed by Eero Saarinen in 1965, its construction on the west bank of the Mississippi River started on February 12, 1963 and was completed on October 28, 1965. The Arch is ranked the tallest structure in the world and also in the Western Hemisphere. The massive structure, built on 60-foot deep foundations, is extremely strong and stable. It can withstand high winds and earthquakes and is designed in a way that it can sway up to 1 ½ inches in 50-mile per hour wind and can sway maximum up to 18 inches.
Although Monticello means "hillock" or "little mountain" in Italian, Thomas Jefferson, who inherited it from his father, used the word to mean Little Mountain and High Mountain based on his reading of Albemarle County Deed Books. Spread over 5,000 acres, the plantation land was located outside Charlottesville, Virginia. Jefferson built a house on the estate and also named it Monticello. It was located at 850 feet high feet summit in Southwest Mountains. He retained the property until 1923, but sold it to the Thomas Jefferson Foundation (TJT), which uses it as a house museum and educational institution. The building was declared a National Historic Landmark and also a UNESCO World Heritage Site 1987. Jefferson's body, as per his instructions, was laid to rest in Monticello grounds and the place is now known as Monticello Cemetery. As Franklin D. Roosevelt once wrote, "More than any historic home in America, Monticello speaks to me as an expression of the personality of its builder."


text:
Lil Wayne to build skate park
Last Updated: Mar 11, 2012, 14:42 PM IST
Comments |
Los Angeles: Singer Lil Wayne is teaming up with beverage brand Mountain Dew to build a new skate park in his native Louisiana.
The 29-year-old will front a campaign with the company and will star in a series of advertisements to boost awareness of the park, which will be built in New Orleans.
Wayne is an avid skateboarder himself and used his free time on his recent US tour to visit skate parks across the country.
He is also launching his own line of clothing aimed at lovers of the sport later this year.


text:
The Scientific Journal: A Political History
Max Planck Institute for the History of Science
About the Author
Csiszar graduated from Harvard University in 2010 with a PhD in History of Science. Before that he received an MA in English from Stanford University and a BSc in Honors Physics and Mathematics from the University of British Columbia. In Spring 2012, he was resident at the Max Planck Institute for the History of Science in Berlin, and in 2013–14, he was a Fellow at the Chemical Heritage Foundation in Philadelphia. He was raised in Burnaby, BC.
Csiszar studies the history of science in nineteenth-century Europe, especially in France and Britain. He publishes primarily on the history of communications media and information technology in the sciences. His work asks how print media—formats such as newspapers, journals, books, and card catalogues—have evolved in conjunction with changes in how groups come to know things about the natural world, and in the criteria they use to trust the knowledge claims of others.
Read more on Alex Csiszar's profile here.
Max Planck Institute for the History of Science,
Boltzmannstraße 22,
14195 Berlin, Germany
Phone: (+4930) 22667-0


text:
ph: +61(0) 402 793 604
Select one of the navigation links in the header or footer to go to the page you seek:
Please fill in your details and send us a message. Note that all fields are required except the phone number field (which is optional).
Seven Psychic Secrets.
Psychic Blows Away Professional Skeptic.


text:
Plain Clothes Trailer (2015)
01 February 2015 Drama, Action 11 mins
Struggling to balance his harrowing work with his home life, officer Cole has just finished a long shift when he notices a wanted suspect. When the confrontation goes awry, Cole's faith and his will to live are tested.
Watch the official Plain Clothes 2015 trailer in HD below or find more Plain Clothes videos on Vidimovie.


text:
Budgeting. Today's library media center budget is a very complex entity to manage since it has essentially become a "virtual library"; it is connected to the whole school and its classrooms as well as the whole world through the Internet and the WWW. Politics and Money.
Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.


text:
Anyone bold enough to tackle a Sun Ra tune is worth a moment of one's time, and Benedic Lamdin, a producer and sound-sculptor who contributes but a smidgen of guitar-playing to his own album, fashions eight and a half minutes from the alien one's Angels and Demons at Play.
It is the most "out" track on what is a very approachable disc from a loose octet that includes piano maestro Matthew Bourne, reedsman James Allsopp, trumpeter Fulvio Sigurta, drummer Tim Giles and bassist Riaan Vosloo, many of whom can also be found in those fine groups Twelves and The Golden Age of Steam.
The Sun Ra track is followed by some updated bop in Kenny Dorham's Sunrise in Mexico (featuring excellent Hammond organ from Ross Stanley) and the sole Allsopp composition, Zippy Slipper, is distinctly redolent of early Miles Davis, which gives a broad idea of the heritage that the band are building upon. However, there's also the flavour of the 1990s' Bristol scene trip hop, and the compositions of bassist Vosloo that make up the bulk of the disc give a distinctly funky thrust to the first half of the set.
Loading article content


text:
Vehicle is SOLD...!
Used Ford Explorer Limited '94 for sale in Pennsylvania
This suv is located in Uniontown, PA 15401, and was listed by dealer
- Finance Available
Sold vehicle info starts here...
Vehicle Specs
- Body Style: SUV
- Year: 1994
- Mileage: 101,247
- Transmission: Automatic 4 speed with overdrive
- Engine: 4.0L
- Drivetrain: 4WD - 4 Wheel Drive
- Color: Gold
- Condition: Good
- SUV Listed By: Dealer
- Stock: 2119
- Category: SUVs
Vehicle Details
Sorry, this Ford Explorer SUV was recently SOLD for only $999 in Pennsylvania by LBSi Automotive. If you are still interested in finding a used car at a bargain price in PA near the town of Uniontown, we suggest you to check the inventory of over 50 preowned vehicles that LBSi Automotive is offer at lbsiautomotive.com for prices starting for less than $2000 and around $1000 only.
Price just REDUCED! If you are searching for an inexpensive SUV in PA with low mileage, priced for less than $1000, and near the city of Pittsburgh, then you have to visit to LBSi Automotive Inc., in Uniontown just one hour away and take a look at this nice Ford Explorer Limited year 1994, gold color, which only has 101k miles, and looks in terrific condition at the interior. As from the exterior the only downside of this gorgeous 4WD Explorer is some minor rust that it has in the body, and it may be one the of the reasons this Ford SUV was priced so cheap.
It comes equipped with a powerful 4.0L V6 engine of 160-hp which delivers up to 15 or 18 mpg in the city, and 20 or 22 mpg on highways. Some of the factory features included with this Ford Explorer are: power windows, power locks and mirrors, silver alloy wheels, AM/FM stereo, power steering, cruise control mounted on the steering wheel, beige interior color, tinted windows, center armrest with storage, roof rack, windows wind deflectors, AC, auto transmission, and more.
This Ford Explorer Limited is known for being fun to drive, dependable, for running great, being solid, safe, having a super comfortable and spacious interior, doing good in snow and thought terrains, etc. For this crazy low prices, it would be a good starting vehicle for those who likes power and comfort. Don't hesitate more, if you are really looking for an SUV with low miles for sale around $1k in PA, this is the perfect one.
If you are interested in this affordable Explorer, and would like to take a test drive, please visit the LBSi Automotive dealer lot located at 14 West Place in Uniontown, PA 15401 or if you want to find out more detailed information about its mechanical or electrical or just know if it is still available, use the seller contact form on this page or give in touch with a sales consultant calling at 724-437-5274. Please take not that this Explorer is one of the special CASH PRICES. LBSi Automotive is open from Mon to Tue 10-7pm, Wed 10am-6pm, Thu 10am-7pm, Fri 10am-5pm and Sat 10am-6pm. LBSi Automotive takes cash and major credit cards with a valid driver licence.
Vehicle Features & Options
- Power Brakes
- Power Door Locks
- Power Mirrors
- Power Steering
- Power Windows With 1-Touch Down Mode
- 12V Power Outlet
- Seating Capacity: Up To 5 People Comfortably
- Air Conditioning
- Bucket Seats
- Center Arm Rest
- Center Console
- Center Storage Box
- Cloth Upholstery Seats
- Coins Holder
- Cruise Control Mounted On Steering Wheel
- Driver And Passenger Door Pockets
- Floor Mats
- Front Cup Holders
- Illuminated Entry System
- Illuminated Glove Box
- Illuminated Vanity Mirrors
- Leather Wrapped Steering Wheel
- Overhead Console
- Pass-Through Rear Seat
- Tachometer
- Tilt Steering Wheel
- 3rd Stop Light
- Aluminum Wheels
- Bodyside Moldings
- Chrome Bumpers
- Chrome Grill
- Fixed Antenna
- Intermittent Windows Wipers
- Dark Tinted Windows
- Rear Window Wiper
- Roof Rack
- Windows Wind Deflectors
- Trailer Hitch Ball
- AM/FM Stereo
- Cassette Player
- Clock In Radio
- Regular Unleaded Gas Required
- 4-Wheel ABS (Anti-Lock Brakes System)
- Child Safety Door Locks
- Driver And Passenger Airbags
- Front Anti-Roll Bar
- Front Disc Brakes
- Rear Anti-Roll Bar
- Rear Window Defogger
- 50% or More of Tread Life
- 4x4 Traction
- Cargo Area Light
- Full Size Spare Tire
- Independent Front Suspension
- Remote Key-Less Entry
- 4.0L V6 OHV 12V engine of 160 hp @ 4400 rpm
- Beige interior color 15" silver wheels
- Automatic locking hubs
- Front GAWR: 2,580 lbs.
- Rear GAWR: 3,200 lbs.
- City: from 15 up to 18 mpg
- Highway: from 20 up to 22 mpg
- Fuel tank capacity: 19.3 gallons
- Range in miles (city / highway): 266 mi. / 342 mi.
- This Ford SUV is originally and manufactured in USA.
- This Explorer 1994 has an overall owner rating of 7.5 out of 10 in the KBB, and 7.9 out of 10 on MSN Autos.
- This Ford model has an estimated Kelley Blue Book retail value that ranges between $1,450 and $1,675, according to Cars.com.
Find More USed Cars In Pennsylvania
It seems you found a good car, but in case this gold Explorer year 1994 isn't the one you are searching for, please check the links below:
Autopten promotes dealers from PA offering real cheap cars on their inventories, e.g. vehicles priced for $1000, $2000 or under $5000 dollars. Check them out:
Browse other Ford models available
Comments On This Car & Deal Are Welcome!
Is this Explorer a good SUV? Let other people know it sharing your thoughts. You can also report any issue or fraud with this ad.
Cars At Auction
For $1000 or Less
For $5000 or Less


text:
Private Ear Recording
IS Winnipeg's premiere recording destination. The studio is independently owned and operated, and is home to producer/engineers John Paul Peters and Shawn Dealey. Private Ear is a 3200 sq. ft. recording studio designed with function, acoustics, and vibe in mind. It comprises two separate studio suites that can be used simultaneously.
Private Ear is a Manitoba Film and Music accredited studio.
The Green Room (Studio A) - Control Room
Our 400 sq. ft. control room features 11' ceilings and provides a comfortable listening environment with balanced, accurate sound reproduction. Studio A features 64 inputs to cover all your patch needs. Recording platforms include Protools (HDX), 2' Tape (Studer24, Ampex16), 1/2' tape (Ampex), 1/4 inch tape (Studer), Radar24 (x2), and more. We have nearly 100 channels of boutique preamps including 24 channels of vintage Neve (1073/84). Compression? We've got you covered. La-2a, 1176, TG2, 2500, C2, Decca, and many more. Contact us for a full gearlist!
Live Room
The 1020 sq. ft. live room has 12' ceilings for a wonderfully open yet controlled sound, and is perfect for recording drums, vocals, percussion, piano, choir, horns, and virtually anything else. A large curtain and a healthy supply of sound baffles allow the room to be controlled to taste. The live room boasts a 1950's-era 7-foot Heintzmann Grand, lovingly rebuilt and maintained by master tuner Fred Redekop. Also residing in Live A is a Hammond B3 organ with a 147 Leslie, an upright Heintzmann Piano, as well as a tasty selection of keyboards, amplifiers, and a variety of guitars. We have a large and diverse microphone selection including mics such as the Neumann U87, M49, Telefunken U47, Coles 4038, AEA R88, and many, many more.
Isolation Rooms
Three isolation rooms (140 sq. ft., 60 sq. ft., and 50 sq. ft. respectively) are equipped for recording additional instruments and vocals in isolation. The largest isolation room can accommodate enough inputs for a multi-mic'd drumkit.
The Blue Room (Studio B) - Control Room
Private Ear Recording's second studio features a hybrid mix of analog and digital equipment, centered around Protools HD. The 360 sq. ft. control room is spacious and supports a large isolation room (170 sq. ft.). Studio B is the perfect space for mixing, post production, ADR, Foley, Overdubbing, and smaller recording sessions. The Barefoot MM27 monitors are perfect for full-range sound reproduction required by hip/hop, electronica, rock, and classical mixing and mastering. The accompanying isolation room is ideal for recording vocals, amps, ADR, intimate interviews, and even a 12-input drumset! Studio B has an upright piano and a Hammond L100. Microphones selection and most instruments/amplifiers are shared with Studio A. Contact us for an updated gearlist.
Additional Studio Features
- Secure Parking (Fenced)
- Loading Dock
- Kitchenette (fridge, water cooler, toaster oven, microwave, espresso maker)
- artist lounge
- Wi-Fi
- Secure Instrument Storage
- laser printer
Client List
Propagandhi, The Weakerthans, The Lytics, Royal Canadian Air Force band, Death Cab for Cutie, Julie Doiron, Ken Mode, Comeback Kid, Yes we Mystic, Tanya Taqaq, Elsie Morden, Imaginary Cities, Departures, Royal Canoe, Indicator Indicator, Micah Erenberg, The Crooked Brothers, JP Joe, This Hisses, Magnificent 7's, The Waking Eyes, A Textbook Tragedy, The Ripperz, Hawksley Workman, Anthony Sanne, Paul Bergman, Electro Quarterstaff, Mobina Galore, Alyx Knight, and many more!


text:
10-Tiered Literature Rack for Floor for Wall, Fits 8.5 x 11 Magazines - Black
- (10) Pocket fixture for holding several types of literature in one centralized location.
- Solid oak frame construction with HDF [high density fiberboard] pockets for durability with a black finish.
- Holder can be mounted on a wall or used as a freestanding unit for versatility.
- All hardware and instruction included for a quick and easy set up.
Cascading Pocket Magazine Holder has a Black Finish
This cascading pocket magazine holder, also known as a brochure display rack, is great for both doctor's lobbies and showrooms alike! Each literature storage fixture can help keep showrooms clean and organized. This cascading pocket magazine holder that has (10) spots is great as the unit can hold several stacks of brochures in one centralized location. Each literature rack has (10) slots that are 3/4"d. The cascading pocket magazine holder that is made to hold a generous amount of material in each spot is designed to show the title of each brochure. This literature rack is 48-3/4"h when the product is set up as a floor standing display. This cascading pocket magazine holder is therefore easily accessible to the average customer. This brochure fixture can instantly make any showroom more presentable.
Each literature display, cascading pocket magazine holder can be used as either a floor standing or wall mounting fixture. This wood brochure rack comes with all the necessary hardware. The cascading pocket magazine holder that can be wall mounted takes two people to adhere this unit to a wall. All of the instructions for mounting or setting up the floor standing unit are provided. This cascading pocket magazine holder has a solid oak wood frame for added durability. The slots are made from HDF [high density fiberboards] for affordability. Each cascading pocket magazine holder has a black laminate finish over the wood. These brochure racks are ideal for any size showroom large or small and anything in-between.
|Overall Width x Height x Depth
|10.6" x 48.8" x 11.5"
|Pocket Width x Depth
|10.3" x 0.75"
|Wood, HDF (High-Density Fiberboard)
|Placement Style
|Floor Standing, Wall Mounted
|Pocket Type
|Number of Pockets
Ordering Information
Resources: Manuals, Videos, & Templates
Download 10 & 20 Pocket Magazine Rack InstructionsFilename: 10&20pocketmagazinerack_instructions.pdf (56.96 KB)
Browse reviews from customers who have already purchased this product.
This product has not been reviewed yet. Be the first.
Questions & Answers
|Price Each (USD)
|1 1
|2 - 3
|4 - 13
|14 - 35
|36 - 108
|109 +
|Request a Quote


text:
Personal Stories, Advice, and Support 134 People
on Monday I had a fight with my then boyfriendand went to stay at a friends house to get away from him, the friend was a male mutual friend of ours, nothing happened...we cuddled and that was it, he told me he had to stop cuddling into me because he Was getting turned on, the next day rolled around and he invited me back...
ConfusedLostGirl 18-21, F 1 Response 5 Oct 1, 2015
I'm 36 and I received my first ever love bitetoday but you should have seen the look of shock on my girlfriends face after she realised she had done it I can only describe it as a oh **** face but thank you and here is to many more to come my beautiful sexy princess xx
Sirwithherkey 36-40, M 1 Response 3 May 13, 2015
Wouldn't Mind Getting One Againit takes someone to be in love with you first right? hmm i wish she was
ritchflynn 22-25, M 0 Jun 14, 2009
Luv ThemI didn't get my 1st one till I was 18 so now I really love them!Lol. The last time I saw my love he tore my neck up giving me 6.WHOA!Haha. It felt like he was really puttin sum teeth into that like he was a vampire. Lol
keepdreaming 18-21, F 2 Responses 1 Dec 22, 2009
Nothing Quite Like Itthe pain the pleasure the icy chill that runs up your body! its irresistible. i was bitten some 4 or 5 years ago, have been bitten several times since then, and hope to be bitten again. i wasn't the same after that first bite
I Got a New Onestill have the marks, actually. well maybe not they might be gone by now. guy bit my ribs, bit my forearm, neck of course, fingers, it was great iw ish he woulda really gone for it biting my fingers though. great idea. i think next will be my palm because...
Love BitesAre fun to give, and to receive!
DeadsyDreams 18-21, F 0 Apr 26, 2008
Loads of Themgielfriend gives me loads, she loves them, haha
Donalh 22-25, M 0 Jul 9, 2008
dental imprintsnever knew I enjoy pain when it comes to sex... always liked dishing out the pain, not receiving it... not until i met my violent one... now I hooked and look @ her "dental imprints" on my arm whenever i think of her...
YaMaDei 26-30, M 1 Response 0 Aug 26, 2010
TIGOx 22-25, M 0 Jun 23, 2014


text:
Don't miss your chance to see Volto in Indianapolis! Check out the schedule below for the concert date of your choice, then buy your Volto Indianapolis tickets before they sell out!
Looking for Volto tickets in other cities? View all Volto tickets »
Sorry! We couldn't find any events for Volto in Indianapolis.
If you were searching to see if Volto is coming to Indianapolis, then you're in luck! For their latest tour, Volto will indeed hold a concert in Indianapolis. Have an awesome concert experience when you go to see Volto in Indianapolis. Get your Volto tickets Indianapolis and join fellow fans for a concert to remember!


text:
Summer Camp
Our properties host camping and outdoor activities, which remain a favorite for girls at every age, as they have been throughout Girl Scout history. In the summer, we offer the opportunity to attend one of our day, resident or sail away camps. Throughout the year, troops can conquer our zip lines and water craft activities, camp in lodges and tents, learn outdoor and survival skills, and discover nature. For more information on Summer Camp please contact Cheryl "River" Miller.
Research shows that children who receive healthy mental stimulation over the summer retain a significant amount of what they learn during the school year. Summer camp encourages children to try new things, feel good about themselves and experience activities that they would not normally be offered, such as sailing, creative arts, horseback riding, zip lining, and many other water craft activities. Campers will have a rewarding experience no matter which session they choose. Prior membership in Girl Scouting is not required.
Day camp is a safe environment to have fun with friends, play outdoors, and explore new activities close to home. Girls get to be decision-makers with leadership opportunities in every program. Our day and resident camps are held at Kamp Kiwanis and Camp Scoutshire Woods.
Year-Round Outdoor Program
We offer fun, hands-on learning—an enrichment experience that meets girls' needs. Girl Scouts has innovative program activities, events and camps for girls of all interests. We offer year-round opportunities to try new things and challenge yourself in a camp setting. You'll do more than enjoy camp activities; you'll join a caring community. Girls learn skills to resolve conflict, accept differences, get along with others, and work together to achieve a shared goal. The atmosphere of acceptance and sharing at camp is special, and it helps girls thrive. We invite you to join us for one or more of our year-round camp programs.
Search for year-round outdoor programs in your area or at your favorite camp property.
You can reserve our camp properties for day or overnight outdoor fun!


text:
President Trump Will Help West Virginia
By Patrick J. Morrisey, (R)
West Virginia Attorney General
With Christmas almost upon us, it's time for some special holiday cheer. In West Virginia, we received some good news this week, as Donald Trump overcame a furious grassroots lobbying campaign to prevail in the Electoral College vote.
I was humbled to serve as one of five electors in West Virginia and I cast my vote to support the will of the people. Donald Trump earned close to 69 percent of the popular vote in West Virginia, which made my Electoral College decision to vote for Trump pretty straightforward.
As you know, one of the reasons I supported Donald Trump over Hillary Clinton was because of his promise to help coal miners get back to work. To that end, I recently authored a letter with 23 other states asking President-elect Trump to work with me to withdraw the Obama Power Plan early in his Administration. This regulation — which I helped bring to a halt in February of 2016 when my Office prevailed at the US Supreme Court — needs to be killed permanently, as it has already had a devastating impact on our state.
I remain hopeful that we will be able to tame the EPA under a Trump Administration, so that it refocuses its mission on protecting our air and water, instead of issuing sweeping new and unlawful regulations which seek to erode the power of the states.
Time will tell, but I am optimistic, especially after seeing some of Donald Trump's proposed cabinet picks. Trump's nominees are generally very good for West Virginia. I hope the Senate swiftly confirms Scott Pruitt, the nominee for the EPA, Senator Jeff Sessions, as Attorney General, and Congressman Tom Price, the nominee for the Department of Health and Human Services. These nominees know our state and care deeply about the rule of law.
In addition to our EPA work, we are also continuing our aggressive fight against opioid addiction in our state. As you know, we created the first substance abuse fighting unit in the AG's office in 2013 and we don't intend to slow down our work anytime soon. It's always been my goal to attack this problem holistically — from a supply, demand, and educational perspective.
I think we are making a difference in this fight and the numbers will soon bear that out. When I took over as Attorney General, the office was an absolute mess, with no substance abuse fighting capability, except to file lawsuits from time to time.
We have gone much, much further and have more plans in the works.
While the election is in our rear view mirror, I want to once again thank you for all of your support. We rolled up some significant margins in the general election, even though my opponent spent many millions of his inherited personal fortune trying to knock me out. We won — thanks to you.
In the days, weeks, and months ahead, I hope I have an opportunity to personally meet you and learn from your perspectives. In the meantime, though, please have a very Merry Christmas, a happy holiday, and a great New Year.
Let's be thankful that we can all celebrate the holidays this year with hope and good spirits.