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Love Notes...from me to you.
Comments are turned off. I am more interested in giving the love on this website. But, I do like receiving. So, if you feel the dire need to show some love, please send an email. I love those!
Comments are turned off. I am more interested in giving the love on this website. But, I do like receiving. So, if you feel the dire need to show some love, please send an email. I love those!
Yes, of course in the end, we all want to have thriving successful businesses that help us to be financially free. But there has to be more…
It's time to be the game-changer…innovator. Branding your business on, "I-need-to-make-some-money-so-I-will-start-a-business-and-sell-anything-to-anyone" is not going to be enough. Not if you want to stand out from the crowd. You have to build on your why, rather than your reason.
A reason is your end goal: to be independent, to create wealth, to leave your boss, to be challenged, to be a leader, and the list goes on. But to build a business on your why is so much more powerful and can have so much more longevity in the online business world.
Building your brand on your why gives meaning. It anchors your passion with a purpose. You become more driven to succeed. It is no longer just about you.
Because we are all connected, every choice you make causes a ripple effect. Now, wouldn't it be nice if your choice caused positive ripples?
Consumers now want their money to matter. They will support brands that are in alignment with their values and beliefs. People genuinely want to give but usually don't know how.
Design a brand with the solution your perfect client needs and add a genuine cause behind it. Something you believe in, something your perfect client can believe in, something that can change a person, a community or the world. Then, your perfect client can be a part of something bigger just by purchasing your product or service again and again. You will be happy to give more and your perfect client would be happy to buy more. It's a deeply shared tingly sensation that is felt between the seller and the buyer.
Branding your business should create experiences for your perfect client. Something they can remember and talk about in general conversation. People want to feel-good and belong to a feel-good community.
Design a brand specifically for your perfect client and her cause. And…use it in every piece of marketing material that you have including business cards, website, brochures, your email signature, and an elevator speech.
What does she believe in?
What are her values?
Who does she want to help?
How would she feel after purchasing knowing that she helped a worthy cause?
Provide that special feeling for your perfect client and you have yourself a sustainable, long-lasting, and BRANDED FOR LIFE BUSINESS.
Take Action:
Make a list of your values and the causes that you believe in.
Then make a list of your perfect client's values and causes that she believes in.
How can your business help a worthy cause that is in alignment with you, your business and your perfect client?
Does your business stand for a cause? Share and leave your comments below.
This work is licensed under a Creative Commons Attribution-ShareAlike 3.0 Unported License. This means that you may share the work only with credit to Denise Marie Filmore or Denise Marie Marketing and under the same Creative Commons License.


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Awkward Break Up Jimmy Fallon
Subscribe to WWMJ Ellsworth Maine on
I am a recent fan of the new tonight show host Jimmy Fallon and so whenever I run across one of his bits that makes me laugh I share it in case you missed it too. This one has views sending in their most awkward break ups. We've al had them but lucky for me none quite as bad as these.

subset: commoncrawl


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2012 Olympics in Review
The London Games will be remembered for many firsts, like women's boxing and 'blade runner' Oscar Pistorius racing for South Africa. Olympians pushed the limits of athleticism, breaking more world records. Jeffrey Brown talks to USA Today's Christine Brennan about the most memorable moments of the 2012 Summer Olympics.
Aired: 08/10/12


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Lincoln Tea Party has become Grassroots in Nebraska
This Lincoln Tea Party site was opened in early March of 2009 to publish information about our group's events.
Desiring additional features, we moved to our own website under our permanent banner Grassroots in Nebraska in August of 2009.
Click HERE to get all of the latest news and information.
Grassroots in Nebraska: Sowing the seeds of Constitutional, limited government
Not already a subscriber? We encourage you to use the the options below. Even after we are back up, you will continue to receive updates.
Subscribe Email or RSS:Too busy to visit the site? Click the link below to subscribe via email:
Subscribe to Grassroots in Nebraska by Email
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Tag Archives: #netcot
"Honey, I Shrunk the Tea Party" At Axxiom for Liberty
Lady Axiom has an excellent post rounding up many of the cases of media bias in the reporting about April 15th's Tea Party events. Oklahoma Tea Party- Perspective. *update* Honey! I shrunk the Tea Party! In addition to citing many examples … Continue reading
Posted in Uncategorized Tagged #netcot, #oktcot, april 15, associated press, axxiom for liberty, coverage, demonstrations, lady axiom, lincoln, media bias, ne, nebraska, ok, ok city, oklahoma city, protests, tax day tea parties, tax day tea party, tax revolt, tea parties, teaparties, teaparty 2 Comments
GiN Reading Room: Miscellaneous
If you're looking for all of the shelves in the GiN Reading Room, you'll find them here. None Dare Call It Conspiracy by Gary Allen with Larry Abraham This book, which I first read in 1975, literally changed my life. … Continue reading
Posted in Education, Recommended Books Tagged #netcot, america, american, american patriot, american patriots, americans, book, books, central planning, conservatism, conservative, Constitution, constitutional, document, Documents, economic, economical, economics, editorial, editorials, educate, Education, fiscal conservatism, foundation, foundations, founders, founding fathers, freedom, gary allen, gin, government, grassroots, grassroots in nebraska, historical, Issues & Policies, larry abraham, libertarian, liberty, limited government, malcolm gladwell, monetary, money, ne, nebr, nebraska, negrassroots, new world government, new world order, none dare call it conspiracy, patriot, patriot's history, patriotic, patriots, planners, policy, political, political parties, political science, political thought, politics, principles, Principles & Philosophy, read, reading, readings, real history, recommend, recommended, republic, self-educate, Self-Education, study, summaries, summary, synopses, synopsis, tax, taxation, Taxes, theories, theory, tipping point, u.s., united states, usa, western civilization, world government Leave a comment
Grassroots in Nebraska Quotes about Congress
Conduct of Congress Now more than ever before, the people are responsible for the character of their Congress. If that body be ignorant, reckless, and corrupt, it is because the people tolerate ignorance, recklessness, and corruption. If it be intelligent, … Continue reading
Posted in Education Tagged #netcot, america, americans, anti-federalists, boris marshalov, congress, Constitution, corruption, democracy, Edward Everett Hale, federalists, founding fathers, founding principles, freedom, gin, government, grassroots, grassroots in nebraska, house of representatives, Issues & Policies, james garfield, james madison, john dewitt, legislature, liberty, limited government, mark twain, ne, nebr, nebraska, negrassroots, p.j. o\'rourke, patriot, patriotic, patriotism, patriots, peter stone, policy, politicians, politics, power, president, quotation, quotations, quote, Quotes, reference, references, resources, revolution, senate, state sovereignty, Tenth Amendment, the federalist papers, thomas jefferson, tools, u.s., united states, usa, will rogers, winston churchill 1 Comment
Grassroots in Nebraska Recommended Listening List: Founders' Freedom Formula
THE FOUNDERS' FREEDOM FORMULA The Founders' Freedom Formula by the National Center for Constitutional Studies (a free podcast ready for download) The Founder's Freedom Formula was created by the National Center for Constitutional Studies (NCCS) and recorded with the assistance … Continue reading
Tagged #netcot, 17th amendment, checks and balances, church and state, Constitution, constitutional, current events, equality, federalism, founders, founders freedom formula, founding fathers, freedom, freedom formula, gin, gold standard, grassroots in ne, grassroots in nebr, grassroots in nebraska, liberty, national center for consitutional studies, natural law, nccs, patriot, patriotic, patriots, planners, podcast, podcasts, political science, political thought, politics, property rights, public debt, reading, readings, recommend, recommended, religion, religion and state, republic, rule of law, self-educate, Self-Education, sept, september, seventeenth amendment, tea party, tea party 2009, teaparty, teaparty 2009, town hall, town halls, townhall, townhalls, trial by jury Leave a comment


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Dry Dock
RV Park/Campground for Sale in Point Blank, Texas
7000 Us190
Point Blank, TX 77364
View on Map
Contact Information
RV Park/Campground for Sale
|Purchase Method:
|Cash, New Loan
|Property ID:
|Posted on:
|Feb 17, 2017
|Updated on:
|Jun 22, 2017
Property Description
7 Acres of dry land natural run off to creek. Steel building approximately 4,330 SF formerly a restaurant. High ceilings several rest rooms, central A/C. The inside of buildings needs restoration. Public boat landing less than a miles away gives access to Lake Livingston one of Texas largest lakes, connecting to more than 30 miles of navigable Trinity River. Many large mature trees. There is a total of 1100 feet of frontage on HY 190. HY 190 is a 5 lane road. Has municipal water.
Location Description
This site is located between Huntsville TX. and Livingston TX. On state HY 190 HY 190 is the most direct road connecting these 2 midsized cities. Within a 1/2 miles of this location there are gas stations, A fast food restaurant, two dollar stores and a US post Office.


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want to take this for anxiety reasons
Inositol - can you take this with buspar?
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- 27 Jul 2016 by lavione lane
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- buspar, anxiety, panic disorder, inositol
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Telugu star and composer Chittor V. Nagaiah appears in his third straight bio-pic about the life of a noted poet saint. Directed by K.V. Reddy, this film details the life of Vemana, a 17th century artist who openly attacked traditional Hindu customs related to women. At the film's outset, Vemana (Nagaiah) has fallen for the beautiful prostitute Mohanangi (M.V. Rajamma). The younger sibling of the head of the local village, Vemana steals a necklace from his sister-in-law and a tribute from the treasure for his love, causing his own brother to lock him up. Later, he and his associate, Abhiram (M. Lingamurthy), manage to make gold from lead. Yet, when he discovers his friend dead, he goes on the path of redemption.
Add this movie to your queue to receive more information about
Yogi Vemana and we will let you know when it becomes available.


text: WOW GUIDE: PROFESSIONS Here is our new free android application for "World of Warcraft" players; WoW Guide: Professions. As you know, if you are a player of wow; leveling any profession skill can be very difficult and time-taking work. Download it from "Google Play" : https://play.google.com/store/apps/details?id=techtasys.apps.wowprofessionguide -Our goal is to make this way easier, faster and cheaper. -You can find too many instructions and tips for all profession types -You can surf through the maps for gathering zones -You can checkout the items you need through out the profession you leveling. Also with in-game tooltips we have tried to make you feel the real gaming experience. Wow Guide: Professions includes guides:Alchemy Blacksmithing Engineering Enchanting Inscription Jewelcrafting Leatherworking Tailoring Herbalism Mining Skinning Archaeology Cooking First-Aid Fishing WoW Guide: Professions is completely free and can work off-line.(may need your network connection to show ads which still you don't have to be connected to internet to recieve any data about the guide). ***** Guide Features ***** ✔ All item images with in-game tooltips ✔ All maps for gathering zones ✔ All recipe locations with maps✔ All guides updated for Mist of Pandaria expansion pack *WoW Guide: Professions is the beta version of the WoW Guide: Ultimate **WoW Guide: Professions is an application built by TechtaSyS Technological Tactics Aid & Systems ***This application contains ads to keep the application free. ****For any further question or suggestion please contact us via @techtasys[/URL].com']email@example.com ScreenshotsQRCode


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MOVIE SYNOPSIS [ +18 years-old ] Directed by Alison Lynch, this full movie with audio in English (original language) was premiered in 2013. The movie it is an original production of UK. You can watch The Big Dirty List Show: 50 Years of Sex and Music online on TV cable or theaters with original audio in English at different dates. This film premiered in theaters in 2013.
Rating: 5 by 9 users./
Runtime: 90 minutes
Stephen Mangan, Sean Beavan, Evan Bogart, Rob Brooks, Amanda Cazalet, Andrew Farriss, Brian Friedman, Paul Gambaccini, Sam Gluck, Tipper Gore, Steve 'Silk' Hurley, Tim Ingham, Ian Inglis, Jameela Jamil, Laura Jayne and Ron Jeremy.
90-minute film (full movie) directed by Alison Lynch.
The original audio of The Big Dirty List Show: 50 Years of Sex and Music has dialogues in Dolby Digital, it was produced in UK.
It premiered in cinemas or television in 2013.
Linda Woodhouse, Alison Lynch, Andy Blackman, Mark Robinson, Yvette Lyons, Sarah Hunt, Jonathan Levi and Jayne Rhodes.
This film was produced and / or financed by Shiver and Channel 4 Television Corporation.
Channel 4 Television Corporation.
Without commercial breaks, the full movie The Big Dirty List Show: 50 Years of Sex and Music has a duration of 90 minutes; the official trailer can be watched in streaming on the Internet. You can watch this full movie free in EnglishDolby Digital in movie TV channels, renting the DVD or with VoD services (Video On Demand player, Hulu) and PPV (Pay Per View, Netflix).
See the page of this full movie, The Big Dirty List Show: 50 Years of Sex and Music in FULLTV Movies.


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EVRY – French studio Block Architectes has designed an exciting new multipurpose facility at the joint campus of Télécom SudParis and Télécom School of Management. ETOILE (Espaces et Technologies Ouverts pour l'Innovation des Laboratoires et des Entreprises) operates as a centre for research, innovation and technology, and the new complex combines a series of functional spaces spread across two contrasting volumes.
Like an old fairy tale of evil stepsisters, it would be perfectly reasonable to wonder whether or not the two buildings are, in fact, related to one another. The architect has made a point of designing two contradicting structures which perform in slightly different ways. The first – known as the 'mineral base' – forms an organic foundation embodying the character of the campus, which is undergoing landscaping alterations. The basement comprises spaces for public use, such as the reception area, conference centre and a 300-seat auditorium which hosts events and lectures. On the other hand, the 'signal building' – with a more regular and blocky form – creates the landmark entrance to the research centre; a studio for students of the university.
The differences are not just programmatic. While the mineral base is shaped in response to the movement of the site's built landscape, the signal building is orientated specifically to make use of the natural conditions. 'The south elevation is equipped with sunscreens to allow a passive recovery of solar gain in winter and to protect from overheating in summer,' says project architect Denis Brillet. 'The northern elevation benefits from a substantial solar gain, increasing the visual comfort without overheating the offices.' Additionally, the shorter elevations to the east and west feature a series of aluminium fins, which make the most of the prevailing winds and encourage natural ventilation to flow through the internal circulation spaces.
At first glance, it appears that the signal building has crushed the front of the mineral base with its overbearing composition. On the other hand, perhaps the space-framed basement structure is pushing out and lifting its opponent to allow light and air to circulate. Individual perception might either see the two conflicting structures as fighting against each other or one helping the other to grow. Both buildings feature an extended metal mesh cladding – white steel for the signal building, raw aluminium for the mineral base – layered over a space-framed structure. In this way, there is a single element of continuity flowing through the scheme that joins the two volumes and gives this tale its 'happy ever after'.
Photos Phillippe Pirron


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The success of Stieg Larsson's The Girl with the Dragon Tattoo series has opened the US market for Swedish authors translated into English --- certainly an accomplishment in a such an insular and provincial market as the US. Well, Sweden has produced a number of excellent mystery/thriller authors. Consider Henning Mankell - author of the Kurt Wallander series.
Kurt is a detective is a small Swedish town (Ystad). Like many good literary detectives, he is single, persistent, and full of personal angst. I particularly like his balance between intuition and logic, and his emphasis on the team. He solves crime as much with leadership as with insight, a nice change in a genre known for individuals with a caricatured side-kick or two.
In The Fifth Woman, Kurt is after a brutal serial killer. Each murder is very different, but the killer's language of violence and cruelty ties the murders together. In spite of the torturous deaths of the victims, this is not some simple story of good versus evil. There is no black and white; both sides have a story to tell and that is what raises Henning Mankell above the crowd of mystery/thrillers writers.
If you are looking for a new series of mystery/thriller page turner, or something to make you think, this book is highly recommended.
One Line Proof -
6 months ago


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Impact on GDP
The below categories serve to measure the projected impact on human and physical capital. Click on a category to see the projected baseline and optimistic projections for each state.
Bachelor's Degrees - Education
Capital stock
Life expectancy at 65
The percentages displayed in the table below refer to the percent of the total population 25 years and over with a bachelor's degree or higher.


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If you have a love for Dateline and a strong dislike for being stuck in traffic, you're in luck.
Dateline NBC fans can now hear host Keith Morrison's voice guide them through traffic. NBC and the navigation app Waze announced a partnership in celebration of his 25th anniversary.
Between Feb. 14 and April 2, Morrison can guide you through the traffic jams, potholes and road blocks of life on the app.
To get Keith's smooth...and possibly creepy voice, first download the Waze app here: waze.com.
Then, go to your Settings inside the app, hit Voice Directions and scroll down to Keith Morrison.
Also, for up to date information on crashes and congestion, follow the 11Alive Traffic Tracker Crash Clark on Twitter for help getting through that morning commute.


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1) You have already ranked your friends and family in order of how willing you would be to kill them if they turned.
Your cousin Randall would be put down like a rabid dog in a maternity ward.
2) You're doing your best to make friends with crazy, gun-toting Marjorie from round the block.
...even though she needs practice to guarantee her place in your stolen, reinforced jeep.
3) You've seriously sat down and thought about what happens if there are no women in the new post-apocalyptic world.
4) You have a tendency to panic-buy dry goods.
5) You call zombie Xbox games 'apocalypse simulators' and consider the cast of 'Left4Dead' as close friends.
6) You've worked hard on your weapons training.
7) You're serious about improving your fitness.
8) You've envisaged your potential mutant zombie child. She's called Shirley.
9) You've been modifying garden equipment to be more effective in a dystopian setting.
10) Law enforcement are not cooperating with your preparations for escape.
11) This is how you get into your car.
...and this is how you get out of it.
In short, you are a boss, and laugh in the face of this pie chart.
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Sexy Debbe Dunning is a Public Group with 2556 - Yahoo Groups
Discover more Debbe Dunning nude photos, videos and sex tapes with the largest catalogue online at Ancensored. Singapore girl strip porn videos Part 1 Singapore Girl That Many Looking for at Website. Picture of Young crossdressers posing in studio on white background stock photo, images and stock photography. Debbe Dunning presents her cleavage to the jury - The Misery. The RED HOT girls 2016 calendar has just launched, featuring some of the gorgeous girls below. I know that is a nasty fucking body and you would have to be very desperate to fuck it .
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This next one is more of a pseudo-oral sex technique as it involves your hands too. Free Nude Celebs Pics Debbe Dunning picture galleries, sexy and nude Debbe Dunning pics.


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Contact Info / Websites
Latest Favorite Movies
The Flood! Rated 4.0300 Stars George W. Bush get gay with his gun while fighting the enemies of freedom Comedy - Original Animator vs. Animation II Rated 4.4100 Stars The stick figure is back, and now he's got laser eyes! Comedy - Original Sonic: Uncut 2 Rated 4.2300 Stars Sonic and friends go to mexico! Comedy - Parody


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Uefa Cup Group C round-up
By Peter ORourke
Last Updated: 01/01/70 1:00am
Uefa Cup holders Sevilla picked up their first win in Group C with a 2-0 victory over Braga.
Uefa Cup holders Sevilla picked up their first win in Group C with a 2-0 victory over Braga.
Brazilian striker Luis Fabiano made the crucial breakthrough for Sevilla five minutes before the break.
Ernesto Javier Chevanton made sure of the win for the home side with the second goal 14 minutes from time with his first goal for the club.
The win lifts Sevilla into second spot in the group and leaves them well placed to reach the last 32 of the competition.
Slovan Liberec boosted their Uefa Cup hopes with a 4-1 win over Grasshoppers in Group C.
Jan Blazek set the home side on their way with the opener after just seven minutes, but their lead proved short-lived with Roland Schwegler levelling matters two minutes later.
Tomas Zapotocny restored Liberec's lead on 21 minutes and Petr Papousek added a third on 68 minutes.
Tomas Frejlach completed the victory with Liberec's fourth in the final minute.
The win was Liberec's first in the group, while Grasshoppers remain rooted to the bottom of the table with no points from two games.
Click on fixture for full match summary
Liberec 4-1 Grasshoppers
Sevilla 2-0 Braga


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Added to Cart
Chanel Powder Blush - No. 64 Pink Explosion (4g/0.14oz)
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Chanel Powder Blush - No. 64 Pink Explosion (4g/0.14oz)
Leaves warehouse in 3-7 business days
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Limit of 10 per customer
Qantas Points
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Login or Sign up to earn an extra 78 Qantas Points on this purchase
- A soft, silky powder blush
- Developed with exclusive "baked powder" technology for an ultra-fine texture
- Provides a touch of color & radiance to enhance the complexion
- Includes a deluxe brush for easy application & touch-ups
- Available in a wide range of shades
Due to the nature of this product, we are unable to accept a return under the terms of our Returns Policy for 'change of mind' purposes or sizing errors.
Returns for these products will only be accepted where the goods are deemed faulty under the terms of our Warranty Terms & Conditions .
This Product is offered and supplied by Kogan HK Limited pursuant to the Terms and Conditions.
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Seacroft Apartments - Unit 8
1 bedroom Holiday house for rent in Semaphore
$150.00 - $175.00*per dayprice range estimate for 2 guests*
Unit 8 is located next to the pool area in the main building which is over 100 years old & bosts columns ,arches & 600mm thick stone walls The front bedroom has 2 single beds & there is a double bed in a sleeping alcove that overlooks the lounge room. Modern kitchen with front loader washing machine under the bench top - Small bathroom - large lounge room - dinning entranc . The site also has a full outdoor kitchen BBQ area for all guests & the pool gets well used in the summer time This unit suits family groups or two couples.
As with all our units all linen & towels are supplied.
Seacroft apartments combines a perfect beach location with a fun community atmosphere. It's always possible to find a nice spot to relax and read a book, take a dip in the pool, or chat with a new friend at one of the table settings nestled amongst the plants.
The barbeque area is often utilised on warm evenings, and there's always a chance to meet and get to know other guests, permanent residents, and your welcoming hosts Barry & Kay Hall.
Make a booking request now


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Applications for a planning permit can be lodged online, via mail or directly at any of our customer service centres.
Before applying please ensure you have prepared and obtained all the necessary information required for the permit, see preparing to apply for a planning permit.
Select the planning permit you wish to apply for:
residential development for a single dwelling
To construct or extend a single dwelling on a lot. This also includes demolition works.
development for commercial or multi-dwelling
To construct or extend any building or to construct or extend a dwelling where there is more than one dwelling on a lot, or construction of two or more dwellings. This also includes demolition works.
miscellaneous development
This includes demolition works, the display of signage, the removal of vegetation and earthworks.
use of land
Use land for a use which requires a planning permit. This also includes a waiver of parking requirements and a liquor licence.
Applications with multiple fees cannot be applied for online (for example: development and subdivision or development and Use).
You can submit these electronically to firstname.lastname@example.com with the appropriate fees (please phone to find out the correct fee).
You can visit:
the Planning Office at 100 Brougham Street, Geelong - Office Hours: 8:00am to 5:00pm, Monday to Friday
any of our customer service centres during opening hours
You can download an application form to make a submission offline.
Post your application to PO Box 104, Geelong VIC 3220
Now that you have made an application for a planning permit, there is more ...
Read more about what happens next in the planning permit process.


text: Does anyone know/think that Unrevoked will be coming out with an update for those of use who used their program to root 2.1? I guess, I am hoping that they will have some sort of application which will enable folks running the rooted 2.1 to update to 2.2 using their one click install. I'm just not sure that I want to gamble bricking my phone going back to 2.1 to upgrade to 2.2


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A binomial random variable is the number of successes in a series of trials, for example, the number of 'heads' occurring when a coin is tossed 50 times.
A discrete random variable X is said to follow a Binomial distribution with parameters n and p, written X ~ Bi(n,p) or X ~ B(n,p), if it has probability distribution
x = 0, 1, 2, ......., n
n = 1, 2, 3, .......
p = success probability; 0 < p < 1
The trials must meet the following requirements:
The Binomial distribution has expected value E(X) = np and variance V(X) = np(1-p).
A Poisson random variable is a count of the number of events that occur in a certain time interval or spatial area. For example, the number of cars passing a fixed point in a 5 minute interval, or the number of calls received by a switchboard during a given period of time. Get latest updates on the related subject in Statistichomework help and assignment help at xyz.co.
A discrete random variable X is said to follow a Poisson distribution with parameter m, written X ~ Po(m), if it has probability distribution
The following requirements must be met:
The Poisson distribution has expected value E(X) = m and variance V(X) = m; i.e. E(X) = V(X) = m.
The Poisson distribution can sometimes be used to approximate the Binomial distribution with parameters n and p. When the number of observations n is large, and the success probability p is small, the Bi(n,p) distribution approaches the Poisson distribution with the parameter given by m = np. This is useful since the computations involved in calculating binomial probabilities are greatly reduced. All these points are taken care of by the experts providing Statistichomework help and assignment help at transtutors.com.
The Probability Distribution of random variable is a listing of the various values of random with the corresponding probability associated with each variable.
The two table shown given some of the probabilities associated with two simple experiments, one consists of the role of die and the other three flips of a balanced coin.
In probability theory and statistics, the Hypergeometric distribution is a discrete probability distribution that describes the number of successes in a sequence of n draws from a finite population without replacement, just as the binomial distribution describes the number of successes for draws with replacement.
A random variable X follows the Hypergeometric distribution with parameters N, m and n if the probability mass function is given by.
where the binomial coefficient is defined to be the coefficient of xb in the polynomial expansion of (1 + x)a.
Our email-based homework help support provides best and intelligent insight and recreation which help make the subject practical and pertinent for any assignment help.
Transtutors.com present timely homework help at logical charges with detailed answers to your Statistic questions so that you get to understand your assignments or homework better apart from having the answers. Our tutors are remarkably qualified and have years of experience providing Types homework help or assignment help.
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Keith Nobbs
Jump to
At age 11, Keith Nobbs got his start in the world of acting. Early on, Nobbs landed roles on various dramatic series, including "Law & Order" (NBC, 1990-2010), "New York Undercover" (Fox, 1994-98) and "The Sopranos" (HBO, 1998-2006). He also appeared in "Law & Order: Special Victims Unit" (NBC, 1999-). At the time, he also appeared in movies like the Denis Leary crime drama "Double Whammy" (2001). He next focused his entertainment career on film, appearing in "25th Hour" (2002) with Edward Norton, "Phone Booth" (2003) with Colin Farrell and the dramatic comedy "It Runs in the Family" (2003) with Michael Douglas. He also appeared in "Premium" (2007). He also appeared in the Kip Pardue crime thriller "The Briefcase" (2013). Nobbs most recently acted on "Public Morals" (TNT, 2014-15).


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"Minor surgery but shocked at hospital"
Posted via NHS Choices
First of all when I arrived at the hospital, I checked in, I wasn't asked to confirm my address etc. Waited around for 20 mins after my appointment time, eventually went to the desk to be told that my appointment was an hour later despite being told differently over the phone. I was very nervous having never had a procedure done before so said I didn't think it was right to be made to wait around. They got me seen quickly after that which was good.
I was invited to enter the operating theatre wearing my outdoor coat and shoes. I feel this was pretty unhygienic. The consultant wasn't approachable to ask questions. The procedure was done quickly and efficiently. However when I was given the copy of the letter to be given to my GP I noted that it said the procedure was on the opposite side of my body to what it was.
Not exactly filled with confidence. Here's hoping I don't get an infection.
The nursing staff were excellent, kind and caring. The rest left a lot to be desired.


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Two major changes have been introduced with effect from the tax year ending 5 April 2015 and later years which affect employee share plans operated in relation to employees in the UK. Any company with share plans which benefit employees resident in the UK for tax purposes will need to address these changes.
The first of these changes is that from 6 April 2014 the system under which tax-advantaged share plans were "approved" by HM Revenue and Customs (HMRC) was discontinued and replaced with an online selfcertification system. The second is that all annual reporting for share plans (and notifications of the grants of enterprise management incentive (EMI) options) must be made online for the tax year ending 5 April 2015 onwards (and plans need to be registered first). These changes are considered in more detail below.
For affected companies, action needs to be taken by no later than 6 July 2015.
Self certification of "approved" share plans
The share plans affected by this measure are the former "approved" plans: company share option plans (CSOPs), SAYE option schemes and share incentive plans (SIPs). Before 6 April 2014, companies wishing to implement a CSOP, SAYE option scheme or SIP had to apply to HMRC in advance for formal approval of the scheme, and HMRC's approval of any amendment to a "key feature" of the plan was also required. This paternalistic system, much liked by companies because of the certainty it gives, has now been replaced as part of a simplification of the tax system (and presumably also because of cost factors).
From 6 April 2014 a company that operates a SIP, SAYE option scheme or CSOP must give notice of the scheme to HMRC. The notice must provide such information as HMRC may require, and contain a declaration that the plan meets the relevant requirements set out in the Income Tax (Earnings and Pensions) Act 2003 - the "self-certification" requirement.
Existing plans. For plans which were HMRC approved immediately before 6 April 2104, the notice must be given by 6 July 2015. The declaration must state that, if awards were made prior to 6 April 2014, the plan has met the requirements since that date (since the date the first awards were made, if after that date). HMRC has recently (February 2015) stated that a plan which was approved immediately before 6 April 2014 can be treated as meeting the relevant requirements from that date, provided that no change has been made to a "key feature" of the plan since approval, and the plan has been operated in accordance with the plan's rules and the relevant legislation since that date.
However, where, for a pre-6 April approved plan, no awards have been or will be made on or after that date, the notification and declaration does not need to be given (although an annual return will still be required – see below).
New plans. For plans which were established on or after 6 April 2014, the notification and selfcertification needs to be given by 6 July following the end of the tax year in which the first awards were made. Whilst there is no longer a formal process for ensuring that the rules of such plans comply with the legislation, HMRC will still give guidance on an informal basis as to the interpretation of the legislation in the context of drafting plan rules.
Online notification and annual returns
The following must now all be done online:
- notifications and certifications of tax-advantaged plans (as referred to above);
- notification of the grant of EMI options made on or after 6 April 2014 (this used to be done on a paper form);
- filing of annual returns for both tax-advantaged and non-tax-advantaged plans for the tax year ending 5 April 2015 onwards (again, this used to be done on a paper form);
- registration (notification) of non-tax-advantaged plans (to facilitate online annual reporting for these plans and notification of EMI options).
All these actions must be done via HMRC's Employment-Related Securities online service (ERS online). This service has been developed by HMRC as an "add on" to PAYE online. Companies that already have access to PAYE online will already be able to view ERS online.
Companies that do not have access to PAYE online will need to register by visiting HMRC and following the instructions to register themselves for PAYE. To register, the company's PAYE and Accounts Office reference will be required. Once registered, an activation code is sent to the company address HMRC has on file for PAYE purposes. On receipt, the activation code is entered online and the company is ready to use ERS online.
Although it is possible for a company's agent to file annual share scheme returns, agents cannot register CSOPs, SAYE option schemes or SIPs or certify that they meet the requirements of the legislation. This is the relevant company's responsibility.
Templates for annual returns
HMRC has now published updated templates for the annual returns, which can be found here. The completed forms for the year to 5 April 2015 can be filed using the ERS online system from 6 April 2015.


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Hi there
You can create an account on a freelance website and the apply to the projects posted by service providers. The service provider will pay you if you are chosen for the job and you complete it. For more info you can read my hub
There are many more helpul hubs about freelance writing on hubpages.
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|Property type
|Minimum Stay
|7 nights
Set in a quiet, friendly village location this cosy 18th-century cottage lies 2 miles west of the traditional and attractive market town of Cockermouth. The beck flows through the village which is surrounded by a good network of foot and cycle routes, a perfect holiday base for exploring the quieter lakes of Loweswater, Crummockwater and Buttermere, the Cumbrian coastline and magnificent northern fells. After a day visiting the many places the Lake District has to offer, you could stroll down to the village pub for a quiet drink and hearty food. Keswick, 15 miles. Shops 2 miles.
*Plus compulsory or optional charges based on actual occupancy or consumption. The payment has to be made in the currency offered by the property manager, before use of conversion tool. Payments in other currencies have to be negotiated beforehand with the property manager. The currency conversion tool is provided for your convenience only and is non-binding.


text:
Author has written 87 stories for Final Fantasy VII, Final Fantasy XII, Wicked, Final Fantasy XIII, Final Fantasy VIII, Kingdom Hearts, Final Fantasy: Tactics, Baccano!, Final Fantasy I-VI, Persona Series, Tiger & Bunny/タイガー&バニー, and Supernatural.
I'm Bri. Formerly, my handle here was wingeddserpent.
I write fanfic for a variety of different fandoms, right now largely for the Final Fantasy fandoms and Supernatural. If you're looking for me at other sites, I'm mako_lies on AO3, dreamwidth, livejournal, and tumblr.


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Ariana Grande brings fun, but there are problems
Updated 12:11 am, Wednesday, March 18, 2015
Ariana Grande brought pop sparkle, and a big crowd, to RodeoHouston.
Her Tuesday night performance drew a high-pitched crowd of 75,068, good for 10th in all-time paid attendance. Even the pre-show screams were louder than usual.
She was flanked by eight dancers and a DJ, who played Grande's R&B-and-EDM-flavored pop tracks in place of a live band. He took over when she left the stage, more than once, for a makeshift dressing room just off the main stage.
She returned in the same outfit — black thigh-high boots, clear plastic miniskirt — minus a pair of cat ears. They reappeared during a second trip offstage. (Maybe her ponytail needed brushing.)
It was a precisely choreographed show, from the dance moves to the costumes. There were lots of energy and vocal runs Grande clearly picked up at the Mariah Carey School for Divas.
Kickoff "Bang Bang" was a blast of energy. Things lagged a bit, however, during an early string of non-singles. It would have been smarter to front load the show with at least one more hit.
Things picked back up during early hits "Right There" and "The Way." But Grande doesn't really know how to fill space between songs. Her banter amounts to little more than cries of "Let's go!"
And her oft-criticized enunciation is indeed a distraction. It was almost impossible to understand more than a few words during "Tattooed Heart" and "One Last Time." (Ramen? Did she say ramen?)
It was undeniably fun, however, to see her turn the dirt arena into a neon rave during the pulsing grooves of "Love Me Harder," "All My Love" and standout "Break Free," which showcased a range that floated to the heavens.
She seemed a bit winded during set closer "Problem," though the crowd didn't seem to care. All that ponytail flipping is hard work.
See photos of fans and the pop star in the slideshow above.


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Pagan Michigan is pleased to let you know about events taking place in Michigan for Pagans, Heathens, Witches and Wiccans. We do our best to provide as much information as possible about these events and verify the information as best we are able, but we are not involved in the planning, hosting or funding of any of these events. If you need additional information about an event, please contact the individual event host using the contact information on the listing.
January 2017 | February 2017 | March 2017 | April 2017 | May 2017 | June 2017 | July 2017 | August 2017 | September 2017 | October 2017 | November 2017 | December 2016
Inner Ascended Masters Ministry Annual Open House
This event presented to you by
Inner Ascended Masters Ministry
On August 13 at 12pm - 4pm
Repeats? - - No
This is a great time to get together with ALL the different folks that participate in one way or another at the center. This includes Inner Ascended Masters Ministries, Center of Divine Light, Cedarsong Grove, Pagans in Need, and more! Check in here regularly for updates!
Inner Ascended Masters Ministry
5705 South Washington Avenue
Lansing, Michigan
Central Michigan, Ingham County
Contact Information
Tell us more about this event


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[HISTORY: Adopted by the Common Council of the City of Burlington 1-5-1988 by Ord. No. 1203(25) as §§ 12.07, 12.08, 12.085, 12.13 and 12.30 of the 1988 Code. Amendments noted where applicable.]
§ 100-1 Public amusements and shows.
§ 100-2 Public dances and dance halls.
§ 100-3 (Reserved)
§ 100-4 Music devices.
§ 100-5 Special events.
§ 100-6 Violations and penalties.
§ 100-1 Public amusements and shows.
License required. No person shall conduct, exhibit, operate or maintain within the City any circus, caravan, carnival, play, game, contest, theatrical performance, theater, concert, carousel, athletic event, shooting gallery of any kind or any other public amusement or show or any other exhibition to which admission may be had by the payment of a fee or by the purchase, possession or presentation of a ticket or token obtained for money or other valuable consideration, or in which a charge is made indirectly for admittance, unless a license therefor shall be obtained as hereinafter provided and prescribed.
[Amended 11-18-2003 by Ord. No. 1740(20)]
Exemptions. This section shall not be deemed to require a license for permanent theater establishments and shall not apply to events conducted under the sole control and supervision of educational, veterans', charitable or local amateur little theater organizations, community or service organizations or religious organizations where the entire proceeds of such show or amusement shall be devoted to the purposes of said organization.
[Amended 11-18-2003 by Ord. No. 1740(20)]
Application. Written application shall be filed with the City Clerk setting forth, in addition to such other information as the Common Council may require, the following information:
[Amended 11-18-2003 by Ord. No. 1740(20)]
Name, age, residence or permanent address of the applicant or of the principal officers of any firm, partnership, corporation, organization or association which the applicant represents and of the person whom the applicant shall designate as manager.
Places of employment for two years previous.
Place or places where amusement, show or exhibition is to be located or conducted, total area to be used and the name and residence of the owner thereof.
Specific nature of amusement, show or exhibition for which license is sought.
A copy of the applicant's current Wisconsin Seller's Permit.
Inspection. The City Clerk shall refer any application filed under this section to the Chief of Police, Chief of the Fire Department, Building Inspector and Health Officer, and these officials shall inspect or cause to be inspected each application and the premises to determine whether the applicant and the premises sought to be licensed comply with the regulations, ordinances, and laws applicable thereto and the premises is a proper place for the purpose for which it is to be used.
Restrictions on granting licenses.
No license shall be issued under this section unless and until it shall be found that all of the persons named in the application are of good moral character and that the proposed location complies with and conforms to all ordinances and health and fire regulations applicable thereto and is a safe and proper place for the purpose for which it shall be used, and the license shall be delivered upon payment of the required license fee.
[Amended 11-18-2003 by Ord. No. 1740(20)]
A license shall be refused to any applicant or applicants who shall have had a license issued under this section revoked within two years of the date of application. A license shall be refused to any person who has, within five years of the date of application, been convicted of a felony, subject to Subchapter II of Ch. 111, Wis. Stats. No applicant to whom a license has been refused shall make further application until a period of at least six months shall have elapsed since the last previous rejection, unless he can show that the reason for such objection no longer exists.
[Amended 11-18-2003 by Ord. No. 1740(20)]
No license shall be granted to a person under 21 years of age, no license shall be issued for any public amusement place within a residential district, and no license shall be renewed without reinspection of the premises.
Suspension and revocation. The Mayor or Chief of Police may at any time suspend for not more than 10 days any license granted under the provisions of this section for disorderly or immoral conduct on the premises or may at any time revoke any license for the violation by the licensee, his agents or employees of any of the rules, regulations, ordinances or laws of the City or state governing or applying to public peace, safety, morals or general welfare. Notice of such suspension or revocation and the reasons therefor, in writing, shall be served personally upon the person named in the application or by mailing the same to the latest address given in the application. Such a suspension or revocation may be appealed to the Common Council if notice thereof is given to the City Clerk within 10 days of such suspension or revocation. No refund of any unearned portion of the license fee shall be made in any case.[2]
§ 100-2 Public dances and dance halls.
Definitions. As used in this section, the following terms shall have the meanings indicated:
- Includes any dance or ball to which admission may be had by payment of a fee or by purchase, possession or presentation of a ticket or token obtained for money or other valuable consideration or in which a charge is made for caring of clothing or other property, or any other dance, or any party where dancing is held before or after a program of some other nature than dancing to which any of the public generally may gain admission with or without payment of a fee.
- Includes any room, enclosure, place or space at which a public dance or public ball may be held or any academy, hall or studio in which classes in dancing are conducted or instructions in dancing are given for hire.
Public dance hall license.
Required. No person shall use any premises for purposes of conducting any public dance, public ball or classes in dancing within the City unless a license shall have been first obtained for such premises as hereinafter prescribed.
Application. Written application for a public dance hall license shall be filed with the City Clerk setting forth the following information:
Name, age, and residence or permanent address of the applicant or of the principal officers of the firm, partnership, corporation or association which the applicant represents and of the person to be designated as manager by such applicant.
Legal and physical description of the premises sought to be licensed and the name and permanent residence of the owner thereof.
Statement as to violation or conviction of violation of any rule, regulation, ordinance or law relating to the subject matter of the application.
Granting of license. Opportunity shall be given by the governing body to any person to be heard for or against the granting of any license. Upon the approval of the application and the granting of the license by the Common Council, the City Clerk shall, upon payment of the license fee herein provided, issue to the applicant a public dance hall license.
Dance permit.
Required. No person shall hold or conduct a public dance within the City without first obtaining a permit therefor.
Application. Written application for a public dance permit accompanied by the permit fee herein provided shall be made to and filed with the City Clerk at least one week prior to the holding of such public dance setting forth the name of the applicant, the date, the premises where the public dance is to be held and the owner thereof, and such other information pertaining to the subject of the application as the Common Council may require. If required by the state, a copy of the applicant's current Wisconsin Seller's Permit shall be provided.[3]
Granting of permit. The City Clerk shall issue a written permit to the applicant upon satisfaction that the premises where such dance is to be conducted conforms to the provisions of this section. Upon issuing such permit and approval by the Mayor, the City Clerk shall forthwith notify the Chief of Police of the time and place of said public dance.
Exclusion. Nothing herein shall be construed as requiring the holder of a dance hall license to secure a public dance permit where the dance is conducted in the hall under the direct personal supervision of such dance hall licensee.
Exemption. "Public dance hall" and "public dance" shall not apply to a dance conducted in a church, fraternal society, veterans' organization, or parochial or public school hall under the auspices of the proper church authorities, a parent-teacher or kindred association in conformity with law or a recognized fraternal society or veterans' organization when conducted in conformity with the rules of such association, organization or society.
Rules and regulations. The following rules and regulations shall govern the conduct, management and operation of all public dances within the City, whether or not such permit is required for such dance:
Attendance of minors. No person 16 years of age or younger shall be permitted to attend a public dance unless accompanied by a parent, lawful guardian or adult spouse.
Health condition of premises. The premises where any public dance is conducted shall be kept well and safely lighted and ventilated and in a safe, sanitary condition at all times. The floor space provided for any dance event shall be not less than 200 square feet, and all stairways, outer passages and connecting rooms shall be kept open and well lighted.
Closing hours. All public dances shall be discontinued on or before 1:00 a.m. and all public dance halls shall be closed on or before 1:30 a.m. and shall remain closed until 9:00 a.m.
Supervision. When the Police Chief shall determine that supervision is required, no person required to have a license or permit shall conduct a dance unless in the presence and under the supervision of a City dance supervisor, except that where the dance is conducted in a licensed hall under the direct personal supervision of the dance hall licensee and is sponsored by such licensee with no charge or donation received for admission, then no supervisor shall be required.
[Amended 11-18-2003 by Ord. No. 1740(20)]
Dance supervisors.
Designation. Each member of the Police Department is a City dance supervisor.
Duties. The dance supervisor shall be present at all dances to which he is assigned and enforce all laws of the state and ordinances, rules and regulations of the City. A dance supervisor shall cause the dance to be discontinued and the premises where such dance is being conducted to be vacated whenever any rule, regulation, law or ordinance is not complied with or is being violated or whenever any disorderly conduct shall take place therein.
[Amended 11-18-2003 by Ord. No. 1740(20)]
[Amended 11-18-2003 by Ord. No. 1740(20)]
The dance supervisor shall receive the hourly rate of pay at time and one-half as compensation for services for each public dance at which he shall act as supervisor, provided no compensation shall be paid to any supervisor for any dance unless he shall file a written report as required. Such compensation shall be paid by the licensee of any public dance hall or holder of a public dance permit in addition to the license fee or permit fee hereinbefore required, and all fees collected hereunder shall be paid to the City Treasurer and the compensation of supervisors paid by the City Treasurer as other monies are paid.
Revocation. The license for any public dance hall shall be forfeited or revoked by the Council if disorderly or immoral conduct is allowed in such public dance hall or on the premises or for the violation of any of the provisions of this section. If at any time the license of a public dance hall shall be forfeited or revoked, at least six months shall elapse before another license shall be granted or a public dance permit shall be given to the same premises, licensee or permittee.
§ 100-3 (Reserved) [1]
Editor's Note: Former § 100-3, Block parties, as amended, was repealed 7-7-2009 by Ord. No. 1883(4).
§ 100-4 Music devices.
Definition. As used in this section, the following terms shall have the meanings indicated:
- MUSIC MACHINE or MUSIC DEVICE
- Includes any mechanical device, operated by the insertion of currency, coin, slug, token, bar-coded voucher or similar means, dispensing music and used for that purpose in the City.[1]
License required. No person shall operate a music machine or permit the same to be operated in any restaurant, tavern, store or other public place under the control of such person without a license first being obtained for such machine.
Application. Application for a license to own or operate a music machine in the City shall be made to the City Clerk upon a form furnished by him for that purpose. The application form shall contain a statement of the applicant's name and residence, the type of music device for which the license is desired, together with the full description of such device, definitely identifying it by number and other marks, the location of the machine, the name of the owner, and other material facts and a statement as to whether or not the applicant is a citizen of the United States. A copy of the applicant's current Wisconsin Seller's Permit shall be provided.[2]
Expiration of licenses. The license granted hereunder shall expire on June 30.
Issuance and fee. The fee to be paid for each license granted hereunder shall be as set by the Common Council.[3] The license shall be issued by the City Clerk upon the presentation to him of a duly prepared application showing that the applicant is entitled to a license under this section and upon the presentation of the license fee. The City Clerk shall deliver to each licensee hereunder, as evidence of his license, a small card or tag containing the words "Music Device License Issued by City of Burlington," together with the number of the license and the date of the expiration of the same. Such license card or tag shall be placed in a conspicuous place on or near the machine for which the license is issued. The license may be transferred from one mechanical device to another to be placed in the same location.
Editor's Note: See Fee Schedule on file at the City Clerk's office.
Hours of operation. No music device for which a license has been issued shall be operated in the City from 1:00 a.m. to 8:00 a.m., and a violation of this subsection may constitute grounds for revocation of the license.
§ 100-5 Special events.
[Added 1-8-1994 by Ord. No. 1460(29)]
Definition. As used in this section, the following terms shall have the meanings indicated:
- Any planned extraordinary occurrence on the public right-of-way or public premises, including but not limited to parades, processions, bicycle or foot races, and festivals.
Application. No person may hold a special event on the public right-of-way or public premises without obtaining a special event permit. Application forms and general information shall be available from the City Clerk's office. The applicant must contact the Police Department and the Department of Public Works to review and approve an event and to determine related costs prior to submitting a special event application to the City Clerk's office for Council approval as described in Subsection B(2). If required by the state, a copy of the applicant's current Wisconsin Seller's Permit shall be provided.[1]
Mapped routes. All permit applications for special events featuring foot or bicycle races, runs, rides or parades shall include a detailed map of the proposed route for approval by the Police Department and the Department of Public Works. Routes for annual special events must be submitted with the application regardless of the historical precedent. Proposed routes may be altered at the discretion of the Police Department and the Department of Public Works. In the event the organizers or sponsors of any special event deviate from the route submitted without the approval of the City, the organizers or sponsors of such special event shall be denied a permit for any special event for the following calendar year.
Approval by Council members. After approval by the Police Department and the Department of Public Works, applications for special event permits shall be submitted to the Common Council for approval.
Exemption. A permit fee is not required for:
Special events not requiring the services of the Police Department or the Department of Public Works.
Special events sponsored by the City or otherwise exempted by the Common Council.
Special events sponsored by veterans organizations.
Public and parochial elementary and secondary school civic-oriented events.
Demonstrations as public displays of sentiment for or against a person or cause.
Fees. After the application has been approved by the Police Department, the Department of Public Works and the Common Council, the applicant for a special event permit shall pay a fee based on a rate as set by the Common Council per man-hour for City services as determined in the application review and approval process.[2] No special event permit requiring a fee is valid until the fee has been paid. The Public Works Director may establish fees for provision of additional City services not set forth herein.
Refunds. Permit fee payments may be refunded if notification of cancellation of a permitted special event is received by the City Clerk at least 10 working days prior to the special event.
Permit regulations.
City not liable. The special event permit application shall contain a statement that: "The applicant agrees to indemnify and save harmless the City from and against all liabilities, claims, demands, judgments, losses, and all suits at law or in equity, costs and expenses, including reasonable attorney fees, for injury or death of any person or loss or damage to the property of any person, firm, organization or corporation, including both parties hereto and their employees, arising from the holding of such special event." No permit may be issued unless the applicant has agreed to the terms of this statement on the written application.
Each applicant for an event requiring City services shall furnish with the application fee submitted to the City Clerk a certificate of insurance showing insurance written by a company licensed in the State of Wisconsin, approved by the City and covering any and all liability or obligations which may result from the operations by the applicant's employees, agents, contractors or subcontractors, and including workers' compensation coverage in accordance with Ch. 102, Wis. Stats. The certificate shall provide that the company will furnish the City with a ten-day written notice of cancellation, nonrenewal or material change. The insurance shall be written in comprehensive form and shall protect the applicant and City against all claims arising from injuries to members of the public or damage to property of others arising out of any act or omission of the applicant, its employees, agents, contractors or subcontractors.
The policy of insurance shall provide minimum combined single limits for bodily injury and property damage of $1,000,000 or such other insurance as deemed adequate by the City Attorney.
Permit restrictions. Scheduling of special events shall be subject to approval by the City.


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Less May Be More For Those About To Retire On Social Security
June 16, 2000
Seniors nearing retirement have an important decision to make regarding Social Security benefits. Should they start collecting a lesser monthly check at 65 or wait until age 70 and collect a larger sum? Now that the earnings penalty for those working after 65 has been repealed, the question is whether to start receiving benefits at age 65 or wait until age 70 and receive higher benefits.
Financial planners advise grabbing the money as soon as possible -- since it will take years to make up for the lost income.
- Someone who is 65 and eligible this year for the maximum monthly Social Security check would receive $1,433, or $17,196 a year.
- By deferring payments, that same person would earn a retirement credit that amounts to a bump-up of 6 percent a year.
- So by waiting until age 70 to start collecting, a person's monthly income would jump to about $1,918, or slightly more than $23,000 a year -- a 34 percent increase.
- But deferring payment means forgoing $85,980 a person would have received during the five-year wait -- and it would take nearly 14 years and 10 months to recoup that money through higher benefit payments.
Moreover, there is always the possibility that death could intervene before age 70. In that case, the benefits received and unspent could be passed along to heirs -- while Social Security benefit checks stop at death. Experts say people with a family history of great longevity might want to consider taking the risk and waiting.
The calculations get more complicated for people wishing to start collecting at age 62, because Social Security still docks benefit payments once income reaches certain levels. Between the ages of 62 and 65, benefits are reduced by $1 for every $2 earned above $10,080.
Source: Jeff D. Opdyke, "Ready to Retire? Planners Say Start the Benefit Checks," Wall Street Journal, June 15, 2000.
Browse more articles on Tax and Spending Issues


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Ezekiel Elliot & Cardale Jones Declare for NFL Minutes After Ohio State Loss
Ohio State just lost a 17-14 heart-breaker at home to Michigan State, a game in which the Buckeyes needed to extend their 23 game win streak and compete for another National Title.
Regardless of the rain, wind, etc. conditions Ohio State fans and players alike are baffled at the lack of aggression in the play-calling down the stretch. Heisman candidate and superstar back Ezekiel Elliot has already blown some steam off and announced he's going pro within minutes of losing the game.
Elliot finished the game with less than 40 rushing yards and is out:
Ezekiel Elliott said he will not be returning to OSU next year.
— Bill Rabinowitz (@brdispatch) November 22, 2015
Elliott: "We weren't put in position to win this game." Said he lobbied Meyer on sideline for calls and did not get them.
— Pat Forde (@YahooForde) November 22, 2015
Elliott: "I think I do deserve more than 11 carries. … I don't know what was going on."
— Pat Forde (@YahooForde) November 22, 2015
There are a lot of NFL teams that can use him. No one is disappointed in this decision outside of Colombus, Ohio.
And then there was Cardale Jones delivering this bomb on twitter:
Last time walking down them steps and into The Shoe, wish the results were different tho pic.twitter.com/BalXhHTOS7
— Cardale Jones (@CJ12_) November 22, 2015
Looks like someone else won't be back next year.


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"I constructed a theoretically perfect thrust, but I eliminated a few intermediate movements so that nobody could execute it. It has the appearance of being perfect"
"Why then is not every geological formation and every stratum full of such intermediate links? Geology assuredly does not reveal any such fine graduated organic chain; and this, perhaps, is the most obvious and serious objection which can be urged against the theory."


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Welcome to the show where we vote to elect who the podcast hosts will be for the next two years. On the left, we have something resembling a lamp, and to my right, what appears to be the remains of an orange.
Man wanted over theft of £130,000 in accordions
Man hacks Alexa into singing fish robot
The secret world of microwave networks
Psychologists identify key characteristics of earworms
The millennial whoop:
Man spends 60 hours and thousands of lives trying to beat a MarioMaker level:
You can now use your Android phones to cast 'Harry Potter' spells
Image by Sam Woolley


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Please visit fortbendrecovers.org for Hurricane Harvey recovery information.
The August 3, 1824 grant of a league of land from Mexico to Stephen F. Austin's Old 300 colonists Isaac Pennington and David Randon is the subject of a Texas Historical Marker dedicated Wednesday, March 29, near the intersection of Winner-Foster and Bois d'Arc roads south of Fulshear. Marker sponsor and event host was Highland Resources Inc., developers of Laprada . From left are Susan Wolcott; Highland President and CEO Charles Wolcott; and Fort Bend County Historical Commission Treasurer Claire Rogers. The commission conducted the morning dedication despite rain showers.
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|24 Jan 2014
Windows 7 Ultimate x64
Dvd/Usb not runnning at boot for installation
I purchased a new laptop of HP
Model- 15n-012TX . I want to install windows 7 over inbuilt Windows 8.
But when I insert DVD or Booted Usb ,It just cnt going to boot from it and general windws 8 starts.
I changed boot order and tested but still the same result...
stuck at it please help
|My System Specs
|25 Jan 2014
Follow these steps to
Once you've disabled Secure Boot you must boot the WIn7 installation media as a UEFI device in the Boot menu.
If using a flash stick it must be formatted from Option One in UEFI Bootable USB Flash Drive - Create in Windows
If after trying this it still won't install then try Legacy BIOS or CSM settings with UEFI Boot First. Every BIOS has different settings for this so you may need to post back a camera snap of all of those choices, or just list them for us to help you select.
Once installer boots you must delete all partitions during the Custom install.
If all else fails what always works is to Bypass UEFI to Install WIn7
|My System Specs
|26 Jan 2014
Windows 10 Pro
I purchased a new laptop of HP
Model- 15n-012TX . I want to install windows 7 over inbuilt Windows 8.
But when I insert DVD or Booted Usb ,It just cnt going to boot from it and general windws 8 starts.
I changed boot order and tested but still the same result...
stuck at it please help
|My System Specs
|26 Jan 2014
I've not found any Win8 PC that can't run Win7. Manufacturers will try to scare you away from it since they are too lazy to build drivers or trying to enforce the Win8 phone app on consumers who overwhelmingly hate it. But drivers are almost all delivered in the Win7 installer or via Optional Windows Updates.
You only need to be sure to have your network LAN driver(s) in the backup in case it isn't provided during install, so you can install it, enable Automatically deliver drivers via Windows Update (Step 3) then run all rounds of Important and Optional Windows Update, with reboots, until there are no more.
This will deliver most other drivers, but if any are missing in Device Manager afterwards, google the device make/model or Hardware Identification for a Win7 driver, try the Win8 driver, use the excellent freeware DriverMax for it's scan and one free driver per day download, or ask back here in our Drivers forum where they can find any driver.
|My System Specs
|26 Jan 2014
Windows 7 Pro x64 Windows 10 Pro x64
You don`t ned to change any boot order in the bios, just use the 1 time boot menu key to choose the usb key.
|My System Specs
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Lauren Hughes
Listed by Century 21 Premiere Properties
A Village home with extremely private back yard that consists of a rare 1.7 acres that would be perfect for animals, children, or gardens. This home is in mint condition and you would have a hard time finding something this home needs. Vinyl sided w. vinyl windows makes easy maintenance. Private back deck with awning and enclosed front porch. First floor has a 3/4 bath, family room, fabulous kitchen, formal dining room, and spacious living room. The upstairs has 3 bedrooms and a full bath. If one desired you could make the first flr dining room into a bedroom and use the family room as a dining room. In 2014 new kitchen floor, dishwasher and refrigerator was installed. Low fuel usage, and spacious 2 car detached garage and large shed makes this a home not to over look. Contingent upon seller finding suitable housing. Refrigerator in basement stay (refrigerator in kitchen is negotiable)
Date Showings Begin:
Delayed Showing: No


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Designer Profile: Spork
July 27, 2010
Meet Mark Lester Jarmin aka Spork – an awesome illustrator and just one of the designers who has helped make 99designs.com the #1 marketplace for crowdsourced logo design, web design, print design or any other design need!
Designer Profile
Mark Lester Jarmin – Philippines
99designs handle: Spork
Projects entered: 218
Projects won: 50
How did you get started in design?
I started drawing in school when I was very young. From elementary to high school my notebooks are filled with sketches and doodles. I was always assigned to design our classroom bulletin boards and I was chosen to represent our school in art competitions. I won several awards including one for a design that our university used as our school ID.
After I graduated, I worked as a sign maker and later as a mall artist – designing decors and seasonal themes including graphic designs for events and activities. Right now i'm focusing more as an illustrator.
How do you get your design inspiration?
I really look up to great illustrators – seeing how they create their art inspires me to create something better. Reading their books and blogs, watching their animations, studying their comics, etc… motivates me to learn and improve my skills.
What led you to start using 99designs.com?
My officemate referred me to 99designs and I've been hooked ever since. At first, I joined the contests just for fun but when I won my first contest and a follow up project came in – I got serious and more competitive. I love it here – I enjoy, learn and earn at the same time!
99designs has really helped me showcase my skills. I continue to improve, meet new clients, make new friends and build a good portfolio.
What are three things designers can do to have success at 99designs?
1. Preparation is the key! Study the design brief first. View it in different angles – from the client's perspective, from the perspective of the target audience and from your view as the designer. Proper composition requires more time than execution.
2. Create your own identity. As an illustrator, style really does matter! If you want to stand out and get noticed, draw the way YOU want to draw – offering something unique… yourself.
3. Take care of your profile and portfolio. A higher winning percentage surely reflects well on your status within the community and to potential clients. This is not a raffle contest so – join only the projects that you are really interested in and you'll have more chance of winning.
What do you love most about being a designer?
I just love what I do- I enjoy, learn and earn!
Designer Profile: Lugosi
June 18, 2010
Meet Tomi Vinsek aka Lugosi – just one of the designers who has helped make 99designs.com the #1 marketplace for crowdsourced logo design, web design, print design or any other design need!
Designer Profile
Tomi Vinsek – Zagreb, Croatia
99designs handle: Lugosi
Projects entered: 408
Projects won: 43
How did you get started in design?
In my childhood I participated in creative and technical workshops as member of National Society of Technical Culture in the field of Product Prototype and Modeling – this was the start of my creative work and production. Even as young boy, I loved to sketch imaginative things. I was a big fan of Flash Gordon :D, and I was always curious in how others see things in imaginative and creative ways. I believe imagination is extremely valuable in creative process.
Back in the '80s when I was about 10, I got into computer graphics – first in a BASIC language environment on ZX Spectrum 48K computer, and later on Atari. About 10 years ago I started collaborating at a local magazine – this was my first experience with prepress process and magazine drafting. I was so inspired – I loved using Indesign, Photoshop and CorelDraw. I started working on logos, magazine ad's, brochures, wallpapers and CD covers, etc. for friends, online contests and local small businesses – this was the start of my freelance graphic design business. As my skill improved and my love for design grew higher each day- I decided to enroll into an Adobe Certification program at the local academy.
How do you get your design inspiration?
Inspiration is everywhere – comedy, drama, nature, people, animals, books, movies… everywhere. I mostly design at night. I love quiet atmosphere, coffee, low light…That's how I got my nickname, Bela Lugosi was a famous Dracula actor in '30s.
What led you to start using 99designs.com?
I joined this community back when the contests were still in the Sitepoint forums and I must admit -the 99designs team has made great progress the last few years. Well done guys! At first I just wanted to improve my design skills and compete but I have also met new people from design world. 99designs has helped me a lot – I'll never forget my first win here, wow, that was celebration!
Over time, this community became more and more valuable, and with respect I can say that 99designs gave me the opportunity to define my future. I mean it, really!
Two years ago I met Vjeko on 99designs.com – we found out that we live in the same town. We became online business partners and built our first web business and online portfolio. Today we own an award winning graphic design company here in Croatia – we are employed full time as Art Directors and Graphic Designers – we have built our own business with help of 99designs.com!
What are three things designers can do to have success at 99designs?
1. Design with love – the best designs are the ones that you yourself can be proud of! It is definitely not good to enter too many contests at once. Enter one or two – make the best design you can and wait for feedback. After 6 days, if you have the opportunity – make it awesome. Put 100% effort into a design project and the client will notice. Contest holders do care! Don't think about money, think about the design, your portfolio, your own and the client's satisfaction. The prize will come for sure!
2. Define your style – it is precious and will separate you from others. Think about the thousands of products out there and what it would be like if they were all are the same? People love to choose! Just lead them. Every product has its own buyer – it's the same with design. Your design is your personality – combine that with the client's feedback equals success.
3. Presentation of final work is very important! It's good to show how the design will work in different applications and surfaces or in different versions. Sometimes presentation takes almost the same amount of time as designing the main concept – but it's worth it. Not all people are imaginative and they love to see how the design will work for them.
What do you love most about being a designer?
Freedom of creativity, expressing my personality – I love when my work is seen by many people all over the world. Design is timeless and recognizable. I love to see how other perceive different shapes and colors. Design does not live in the designers head, design lives in the viewers eyes – show it to the people.
Designer Profile: KT Design, Inc.
May 22, 2010
Meet Kris Taft Miller aka KT Design, Inc. – just one of the designers who has helped make 99designs.com the #1 marketplace for crowdsourced logo design, web design, or any other design need!
Designer Profile
Kris Taft Miller – Durham, NC USA
99designs handle: KT Design, Inc.
Projects entered: 65
Projects won: 13
How did you get started in design?
I graduated with a degree in elementary education but took a summer internship with Disney Animation where I re-discovered how much I loved graphic design and learned on the job from the pros. From there I spent 8 years at the studio in Florida and later Los Angeles before relocating to North Carolina with my husband and starting my own company as a freelancer.
How do you get your inspiration for your web design?
I find I do a lot of designing in my head before I even get to the computer. When I am about to fall asleep especially, designs are running through my head. Once I get to the computer I work organically and just try lots of different things to see how they look. I love designing things that are out of the box, colorful and fun.
What led you to start using 99designs.com?
I stumbled on 99designs last year after returning from maternity leave and actually having a few spare moments to get caught up on the design world. I loved it immediately, the challenge and "game" of it all is a new element to work I already love doing. I also love the community of designers – getting inspired by those around you and their work.
What is the most important thing designers can do to have success at 99designs?
I would say to really listen to the client, just like any other design project. Make the extra effort to reach out to the clients – try to accommodate their specific needs and give them something unique.
What do you love most about being a designer?
I love the artistic element, the feeling of creating something from scratch. I love when my 2 year old comes in my office and asks me to show him what I 'made' today.
What tips would you give to clients running design projects on 99designs?
Be clear in your brief, give as many specifics as you can, including dimensions, file format, and as much detail as you can about what you are looking for. Designers will give you lots of options but they don't want to feel like they are going in circles and designing blindly.
Designer Profile: Fernando's Design
April 29, 2010
Designer Profile
Jude Fernando – Philippines
99designs handle: Fernando's design
Projects entered: 126
Projects won: 29
How did you get started in web design?
I got my start in design a long time ago, 1995 to be exact. It was not in web design, but in Architectural design. Yes, that was my foundation and my five years in architecture school developed my aesthetic sensibilities.
However, architectural practice in the real world didn't work out for me. It was not my cup of tea – I discovered that creativity in the world of cement and steel was limited by so many factors. I started looking into other creative outlets such as traditional art and sculpture. All this was until the day I discovered Photoshop…
I was so amazed by the capabilities of the software, that I started spending all my waking hours messing around with it. I tried my hand at some personal websites for friends and poster designs for local events. I realized that this was something I could get good at after much encouragement and appreciation from my friends, family and early clients. This was also the time when websites were not cool and pretty to look at and there was definitely no web2.0 and glossy, shiny interfaces! There was and is so much potential on the web!
How do you get your inspiration?
My initial inspiration is always the client. A good brief inspires me and gets me thinking about the possibilities. I also spend some time every single day just browsing the web, looking at great designs, seeing the work of other designers. The more you appreciate the work of others the more you grow in your own work. Most of my ideas come to me at night – when the world is asleep. A calm mind and quiet surroundings inspire a lot of thought. I never rush into a design.
What led you to start using 99designs.com?
Unlike many here, I discovered 99designs quite late. I was randomly browsing through a popular web design forum when I came across a discussion about contests. The whole concept of crowdsourcing was new to me and I was curious enough about 99designs to give it a try.
I was hooked immediately – each and every contest gave me a rush but I was also depressed when I didn't win. I am sure all of you designers here have felt the same. After 126 contests its still a rush and I have learned to deal with losing :)
99designs has been invaluable in providing me with a lot more opportunity than what I had before. Every contest is a learning experience and I have built relationships with more than a few regular clients though this site. I have improved a lot since I first started here – much of which is due to the concept of this site. Being able to compare ones work with the work of other designers gives you great insight into what you need to improve on. Without this constant interaction with other designers through the contest environment, I would still be stuck where I was a year ago.
What are three things designers can do to have success at 99designs?
- Understand the brief. This is the the most important aspect of any contest, yet is more often than not the most overlooked. I don't mean just read the brief, but actually understand what the contest holder wants. Read it carefully, take the time, don't rush things.
- Think like the client. Put yourself in the clients position and think about what you would want if you were the client. What would be most important to you? Sometimes I even think about where the client lives and the acceptable current design practices in that country or that city. For example Scandinavia has a minimalist, functional and ultra modern design language, whereas Miami beach is about being eclectic, colorful and a little over the top.
- Offer something unique with your entry. Everyone likes to be surprised and clients remember unique designs. If two designs follow the brief to the letter and both designs have excellent technique, it's likely the design that offers something unique or something extra will win. Remember, think like the client. Every client wants their website to standout from the crowd.
What do you love most about being a designer?
Creative freedom is what I love the most. Each new project is a creative outlet and a challenge in itself. Each project brings something different. Not having to do the same thing every day for years is what I love most about being a designer.
Designer Profile: ulahts
March 9, 2010
Designer Profile
Emilian Constantin – Bucharest, Romania
99designs handle: ulahts
Projects entered: 2349
Projects won: 301
How did you get started in design?
I started working with pencils when I was 12 years old – drawing sketches of muscles. I wanted to get the finest and strongest abs in my classroom – Later I discovered colors, and I think that did the trick :).
I participated in a few school-to-school drawing competitions which I was fortunate enough to win. At the age of 16 I started to play football (soccer) and I directed my creative juices towards "nasty" ball running. Then – between secondary and superior school, I started messing around with graphics again and especially printing.
I got my first part time job as an offset machinist in a large print house at the age of 21 when I was studying at university – I call that period "colorful white nights". I worked for about 4 years as a machinist and then later I got into the sales department and prepress management. Of course this is where I discovered my aptitude for graphic design and finally met Mr. Corel … Corel Draw. Yeah, for me Corel was James Bond of graphic design programs for the next few years. Throughout the time I spent in printing I experimented heavily with brand design, logos, stationary, brochure design – almost everything that prints.
Around 2002-2003 a friend showed me a website where I could try to sell my artwork. At the beginning I thought it was a stupid idea, but later it got more competitive which for me – the harder it was the better. I haunted that website for about 3-4 years and worked my way up to being ranked first in the logos section.
What led you to start using 99designs.com?
In 2006 I was introduced to SitePoint at that time they had a Contest Marketplace section later to become the successful 99designs.com.
On 99designs I've had great success and during this period (SitePoint and 99designs) I have sold over 500 logos. I think I sold 80-90 logos on SitePoint alone – and that's really when I began to get addicted to logo design. At this time I was a part time employee and was able to start my own small printing boutique which later brought me even more success.
Participating in projects at 99designs has definitely helped me reach greater heights in my design skills. One important lesson I learned is that if you have doubts about something that you are drawing, even the smallest doubt, then start working in another direction. Another tip I have for designer is do your homework – read about brand identity, color usage, printing etc… It helps a lot!
How do you get your inspiration?
Regarding inspiration and what comes from it – both are lead by your state of mind, skills and experience. But above all that – there is something that I always keep firmly in mind:
"There is always a heavy demand for fresh mediocrity. In every generation the least cultivated taste has the largest appetite."
Paul Gauguin
What I love most about being a designer is that it's related to the brain and that's an unlimited resource!
Building Relationships at 99designs.com
February 18, 2010
One of the biggest benefits of using 99designs.com for both clients and designers is that it creates a tremendous opportunity to BUILD RELATIONSHIPS for future work.
We recently received the following email from one of the designers in the community, pb_design, who wanted to tell us about just one such relationship.
Hi Guys,
Hope you're all well.
Just want to share a story with you and it's some positive feedback.
About a year ago I won a design contest on 99designs for a logo and iphone
application icon:
Since then I've continued working with the client, Ambient Industries, as
their graphic designer, designing the look of the whole application and the
website. During the evolution of the application it has changed name and
brand, from 'Groove' to 'Flook':
Flook is a location browser, it's free to download and is currently a
staff pick on the Apple store US. Try it out and let us know what you
I believe this is one of the true benefits of using 99designs. It enables
clients and designers to meet, who otherwise wouldn't know of each other.
In a number of projects I, and other designers in the community have gone
on to do further work with the clients after the initial contest is
complete. Your site supports this, right across the world, which is
So, here's a big thank you from me and Ambient Industries! If you hadn't
hosted the contest, then the partnership in creating the app could never
have happened!
Pete Borlace (pb_design)
Oh and if you have an iphone – check out Flook… it's pretty cool!
Designer Profile: IfThenElse
January 12, 2010
Designer Profile
Marija Rakic – Novi Sad, Serbia
99designs handle: IfThenElse
Projects entered: 85
Projects won: 23
How did you get started in design?
Some of my friends were building websites and I started to learn html/css as an option to provide some extra cash. I was student of Faculty of Technical Sciences, University in Novi Sad, and I saw myself working as hardware programmer – I was more geek than artist so having a creative job never crossed my mind :) .
At first I was all over the place: flash, html, css, illustrator, Maya, php … Coding and programming was very interesting and easy for me but I found myself enjoying the design process the most. I've started paying more attention to it and spending more and more time working in Photoshop.
It took 5 years, and 3 PC's but now, what started as additional income has become my full-time job.
How do you get your inspiration?
Inspiration is everywhere. It can be my desktop wallpaper, a TV commercial, a tea cup… The main thing is not to force it, sometimes it takes days to come up with a wireframe and general idea – and in some cases a design brief is so interesting that you immediately get inspired.
CSS galleries are always a good resource for inspiration and as a way to follow design trends. You can learn a lot just by watching and analyzing other websites. Never stop learning, read as much as you can on design process and trends. Even when not inspired by the theme of the site you are working on (your 10th commercial site this month) it is important to develop a skill and to be able to produce quality work.
What led you to start using 99designs.com?
Sitepoint.com was one my favorite websites, and at the time the design contests were part of the Sitepont marketplace. … back in 2006. I spent some time just following the contests and then eventually decided to give it a go. 99designs has helped me develop my design skills – I've learned a lot through the contests and watching how different concepts are created based on the same brief. This is an excellent learning environment.
The majority of my regular clients found me on 99designs, so it is good place to find clients. This doesn't mean you have to win a particular contest to get work, very often people will hire you based on your designs.
So don't be discouraged when another design wins. Keep in mind, that even if you loose, quality work will be noticed, and in time you will obtain clients and a steady workflow.
On the other hand, even when I have work, it is too much fun to participate in the contests :). Measuring your work against others and trying to guess what the CH will like is very exciting. This will always bring me back to 99designs.
What are the three most important things that designers can do to have success at 99designs.com?
1) Have respect for contest holder and his decisions. When entering a contest, keep in mind that the contest holder is spending time and money, and can conduct the contest any way they choose. Treat the contest holder as a client – not as a buddy. Be aware of when the contest ends and try to submit designs in a timely fashion ( you probably wouldn't go to your boss or client 2 days before deadline and say: "Please, please extend!":))
2) Choose projects based on how they interest you, not by the prize money. I understand that high prize contests can be very tempting but you will do a much better job, and probably have more success if you only enter the contests that are appealing to you.
3) Keep your integrity. If you are asked to use other people design elements – respectfully decline. In my experience – this usually results in a win ;). Your opinion matters, don't be afraid to suggest something different to a contest holder or propose a different solution for revision request. Treat any kind of feedback as constructive criticism.
What do you love most about being a designer?
First of all, I am a web designer and developer – so for me – the perfect blend of technology and creative work is the part that I love the most.
I love the variety of work – you can work on a website for children one day and do a corporate and clean style the next. Every project is different.
Also, working with different people from different parts of the world can be very interesting.