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New Models for Small Nonprofit Financial Management. Presented by NFP Partners. Introductions. Why are we here ? Define "small" NPO Define "financial management" Introductions NFP, Lee and Laura Find out composition of audience between executive directors, finance managers, and other
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The serenity prayer – modified:
"God grant me the serenity to admit there are business tasks I don't do well, the courage to do the ones I excel at, and the wisdom to know the difference."
Small nonprofit organizations under $2m annual operating budget require professional-level financial expertise but acquiring that in-house and competently supervising the function is unrealistic.
Some of the more traditional delivery models:
In discussion groups consider the personnel-related costs of the finance function in your organization and come up with a percentage range of costs compared to the total operating budget.
*Hint: Administrative costs to the total operating budget are usually around 10%, and finance is part of administration.
The main question should not be that it is significantly cheaper but that it delivers superior results and peace of mind so the Executive Director can pursue his or her passion unencumbered by the distraction of a dysfunctional finance function.


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Children's 2 for £8 Mix & Match
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Congress returns after the Thanksgiving break with several must-pass bills – an omnibus spending bill to fund the government past December 11 and transportation legislation are at the top of the list – leaving little room or time for negotiation of a tax measure to renew numerous expired tax provisions. Caught up in the tax discussion are key charitable giving incentives: the IRA rollover and enhanced deductions for food inventories and land conservation easements. Although time is short, policymakers are negotiating on a deal to restore retroactively for 2015 and renew most of the 50+ expired tax provisions through 2016 or 2017, make some of them permanent, and add measures that are priorities for President Obama, including making permanent the expanded Earned Income Tax Credit that expires at the end of 2017. The good news for nonprofits is that the components of the House-passed America Gives More Act are considered likely to be included, but only if a deal is reached.
It appears likely that the charitable giving incentives will be included as part of the larger package restoring various tax provisions temporarily for 2015 through 2016 or 2017. Making the giving incentives permanent - which is a high priority of many in the nonprofit community - will require a significant grassroots push. Readers are encouraged to contact their Representatives and Senators and insist that the components of the America Gives More Act be included and made permanent in any tax bill passed this year.
Click here to learn more about how to take action.


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Adobe faces criticism for change of upgrade policy
Photoshop trainer and author Scott Kelby has published an 'open letter' to Adobe requesting it re-thinks its product upgrade policy. The company, in a recent blog post about its 'Creative Cloud' online computing service, revealed that it will only allow owners of the most recent versions of Photoshop and Creative Suite to upgrade to the CS6 versions, when they become available. This moves away from its traditional position of allowing owners of the previous three versions a discounted upgrade. The company is offering a 20% discount for these owners to bring themselves up-to-date in time for the policy change.
The move, seemingly aimed at encouraging users to move to the monthly license for the cloud service, rather than buying a 'perpetual license,' will mean owners of Photoshop CS3 who might have expected to have the option of upgrading to CS6 will now have to first pay $159/£127/€199 (ex. tax) to move to version CS5. Users of the comprehensive 'Creative Suite Master Collection CS3' will face a rather more daunting $1,119/£985/€1279 (ex. tax) bill to put themselves in the position to receive a discounted upgrade to the CS6 version. Kelby's letter acknowledges there may be a business case for the change in policy but asks Adobe to delay the policy change until CS7, so that users have more time to make an informed decision about their upgrade options. The 20% discount on upgrade prices is valid until December 31st 2011.
Rang Adobe to double check that I would UNEQUIVOCALLY be able to upgrade to Photoshop CS6 boxed or downloadable version, when it came out, at an upgrade price.
-the lady I spoke to only could refer me to the info on their own website which she agreed was ambiguous ; in that it did not specify whether users of INDIVIDUAL CS products would be able to take advantage of the upgrade offer, nor whether the upgrade to CS6 (from CS4) would be for a boxed/downloadable version or whether it would be only for the cloud version.In other words it is still not clear whether users of Photoshop (as opposed to the full CS suites) CS3/CS4 will have an upgrade path to CS6 Photoshop which can be installed on their computer- it is not clear whether the upgrade path (CS4-CS6) will be for boxed/downloadable versions or for cloud only versions ( I asked very specifically about this).Nor is it clear whether the upgrade price will be within the usual upgrade price parameters.
What proportion of readers who use Photoshop share my view that upgrades for most people are a waste of money. I was the lucky winner of CS2 for my prowess with Elements 2 where the judge Martin Evening said he could not see any signs of the heavy retouching I had done to remove distracting elements even though I supplied him with a copy of the original. I would not dream of paying the hike for the full software. Of course if you are into graphics rather than photography, it might be a different story.
I have dabbled with trial versions of CS3 and CS4 but did not like them. CS2 has a lean uncluttered interface and I like it that way. Moreover if you are interested in pictures rather than photo technology, does it really matter having the latest version or is it Adobe merely cashing in on acquisitive users? I cannot imagine Claude Monet arguing over which kinds of brush or pigments to use with Pierre-Auguste Renoir, Frédéric Bazilleor, Alfred Sisley or having to keep trying new ones.
What a mess.
I first caught wind of Adobe's move toward subscription-based pricing when trying out Adobe Muse; then, when investigating the seeming hole in Apple's iPad, being lack of integration through Apple TV and iPhoto - and found Carousel, which is also subscription-based.
I use the professional CS suite at work and at home, though at home I'm at CS3. However - based on what I've been reading - while I may continue using Adobe products at work, I will likely end my relationship with them on an independent level and actively seek and use alternatives. The only piece of the puzzle I am truly uncertain about is InDesign - any suggestions?
Here we go...I'll tell you now, this won't fly. Just like BOA trying to charge you $5 a month to use your debit card. The people that make these decisions are disconnected from reality. The result will probably be flat revenue/profit change with a bonus of lost goodwill. People will do the full upgrade even less often...will seek competitive solutions..move to Elements...procure the software illegally, etc.
Fortunately, the solution is simple: Charge more to upgrade from older versions, and do so in a logical manner. Current version upgrades $150 (nice! and reasonable enough to incent peeople to regularly upgrade) one version older, $199. 2 versions older, 250. 3 versions older? Out of luck, no upgrade available.
If they MUST stick with their new policy, then at least make it $150 vs 199.
BTW, this pricing model screams "we can't inovate enough to make you WANT to upgrade on your own..."
Almsot as annoying as Apple charging $100 for 16GB of storage...and 200 for 48gb
One man show and using cs4 master collection here, so an upgrade to cs5 master collection then an upgrade to cs6 is looking pretty nuts to me. I guess I'll just go from upgrading every two iterations to upgrading every three iterations. I suspect that a good lot of other users will be considering the same.
I've been thinking for a while now that Adobe is the new Microsoft, will this latest move be akin to the Vista fiasco in it's effect on Adobe's thinking? Frankly I feel that Adobe needs a wake up call and this may be it hopefully. As much as I like some of their software (flash is dying - please don't bother bundling it in any more or at least give me the option leave it out of the master collection), it's often bloated, certainly overly expensive, usually with crappy installation experiences (and then you have to do a 1gig update) and don't even get me started on their so called support. Sounds like Microsoft all over again, arrogant-tick, out of date-tick, overly expensive-tick.
I have to use CS5 and TS3 at work, and I am distinctly unimpressed with each so-called 'upgrade'. They contain just a few headline 'features' for the marketing team to shout about, but still contain plenty of old, slow, and very crude tools (compared with Corel programs). If the immense prices meant slick applications and fast responses by Adobe, the prices might be acceptable - but that's not the Adobe way is it? Installation takes forever, uninstallation still worse, requiring cleanup programs to remove the mess. The suite's applications don't store their data in a consistent format, so if you need to use another workstation it's virtually impossible to take your customizations across with you. And my pet hate is Acrobat, which gets more bloated, badly laid out, and inconsistent on each 'upgrade' - but still has lots of basic bugs.
It's astounding Adobe manage to hold its market position when the open source alternatives and user experience are so much more rewarding.
FastStone Image Viewer (a Lightroom-like program) and Gimp are outstanding free alternatives once you get used to their interfaces -- not every interface needs to look like Photoshop's to be effective. There's also significant third party open source support such as a plug in that will allow Gimp to run many of Photoshop's plugins. Photoshop is a great program -- but putting that money towards a nice collection of fast primes will do far more for your images. I know that this may not be the best solution for many professional Photoshop users, but it's an alternative worth considering for some.
I can appreciate everyone's frustration. Isn't it nice that we have an advocate like Scott Kelby on our side. I was told in the 2008 Photpshop World that my G5 would have to be replaced to use some of the really great plugins (eg Topaz) and that Adobe was greaing up for 64 bit which would require an Intel chipset. I purchased CS 5 extended and its great, however with my plugins I end up using Lightroom 2 and CS5 only for heavy duty processing. The new MAC was a big ouch, however it was worth it. I would recommend some sort of graduated scale for entry to the next level of CS or an amnisty program . At this point, CS5ext does the job and CS6 will have to be super for me to upgrade as I have been with them since CS. That's a grand right there. Finally, I agree with Scott's recommendation postpone till CS7 for all of us to make the decision. Perhaps they could implement a tiered system to make the initial purchase less of a sting especially for non pro's. Whatever obtain it legally.
Your point well taken , however name a group that can be addressed as readily as NAPP. Otherwise it is doubtful we would have any say if at all. I will have to consider my image style regarding any further upgrades. Adobe might want to consider selling upgrades by the feature, ie like plugins. I also wonder if the arcitechture of CS6 is dependent on changes made to CS5?
I've always upgraded on every other Photoshop release, all the way back to Photoshop 3.0. Adobe never seemed to offer enough improvements to make it worthwhile on their release schedule, but I've found value by waiting an extra release cycle. I suspect many others will agree. I don't think I'm cheating Adobe for paying for six releases of their software over that time.
Hey Adobe, how about this: Deliver a new version of Photoshop half as frequently with twice the improvements and maybe everyone will decide the upgrade is worth it. Today's product planning simply extracts money from customers without delivering real benefit for what we pay. Adobe also needs to do a better job communicating with their customers so we get the features we need rather than what the developers think is cool.
I had been an Adobe photoshop follower since PS4 up until CS3. I then realized that every other year, they'd bring a so-called upgrade and ask for more money. I think in all, that software caused me a lot of money. I now work mostly with Corel. I've had all their photo apps up to the latest and it works fine and it's a lot cheaper. All the fancy Mac users will have you believe that you're not a real photographer if you don't use Adobe. My clients could not care less!
I would be interested in Corel, and as I make a living working in PS I think am a professional PS user. Unfortunately Corel is not for Mac users... (anymore?)
My main concern is that Adobe does not deliver anything new to Photoshop in their upgrades. It are minor adjustments and functions I can live without. I upgraded to CS5. Was it worth it? As for now I still do 99% the same things I already did 10 years ago in Photoshop... I have some favorite and essential functions (Liquify/CMYK) as we all have our own way of working. Why upgrading then? I had too... what if I would have stayed with CS3 and in the near future no PS alternative is offering CMYK support? You can't stick around forever in the same version. Computers change, system versions change. The only thing that hardly seems to change is Photoshop! They can ask me double the upgrade price every year if they really have something new to offer in their upgrades. They don't give you the whole pie, just very tiny slices.
> All the fancy Mac users will have you believe that you're not a real photographer if you don't use Adobe.
Hey, I'm a 'fancy Mac user', and I lament the fact that PSP isn't available for Mac (I used to use it years ago on Windoze, but that was when is was still JASC).
@danny I totally agree with you here. I did a recent rant post about the issue on my blog. I am at CS2. A few months ago I got the Corel PSP X4 or whatever it is just to run some plugins for fun as they would not run on my old CS2. Being a Photoshop user since about 1997, I find the Corel product clunky to say the least. But as I only use it on a limited basis, I can live with the shortcomings.
Adobe puts down real money in developing their software, and while it can be debated how much they're actually spending... if you did not update to the previous version, then you did not support the development of the next version... and hence, you're rather freeloading your way with the reduced upgrade price.
To try and simplify it further:
You buy CS3 when it is released, and this helps pay for the development costs for CS4 and recover costs from CS3's development.
Adobe goes and makes 3 more iterations of the software, during which time you do not offer any financial support to Adobe.
Now WHAT do they owe you?
Adobe is doing nothing wrong... the reduced update costs are a REWARD, not a right. For supporting adobe by updating before, they reduce the price to update again.
Try "Upgrading at a reduced price" your DSLR next time, say that you bought a P&S 5 years ago so you deserve a reduced price. If this sounds absurd, why doesn't Adobe's practices sound sane?
>Try "Upgrading at a reduced price" your DSLR next time, say that you bought a P&S 5 years ago so you deserve a reduced price. If this sounds absurd, why doesn't Adobe's practices sound sane?
That's a fallacious argument, though. Both Adobe and the camera producers have to cover R&D/marketing costs and make a profit, but the hardware producers also have to maufacture/distribute the product. Adobe's distribution costs are reduced by software download, for example.
To directly compare software and hardware producers' practices is irrelevant.
That is not a fair comparison at all!! They already have all the ground work laid out and they add a few sprinkles of innovation each year. Camera makers Physically change the designes and layouts of cameras each year. They also offer higher pixel counts, faster iso's, improved response times, etc. So as far as development goes, I would agree with you if they redesigned it each year....But they dont. They add a new feature and want to charge you full price. Why not go modular and let people pay for the new features they want. Instead of forced upgrades. On a different note....It will be a cold day in hell that I give adobe $50/month to use there program...Hmmm Pay $600 once and use it for a few years or pay $600 per year for a subscription?!?! If Adobe does not watch it's strategy they may end up in the same boat as Netflix!!
I've upgraded since ps 3.5, now I'm at cs4 and I don't really see any reason to upgrade to cs5 or cs6 or cs7... what has adobe done to improve the software? nothing that I can see... bmb
I've always upgraded every other version over the years from PS2, got as far as CS4, and then realised there was no point in going any further as my dear old trusty dual-core fast-ish PC (cutting-edge in its time, about 5 years ago) simply wouldn't work with CS5 - so no need for it.
So the decision's made: Adobe, I am NOT going to buy an entirely new computer just to run your expensive software on, and by the way I think you've behaved appallingly to all the many loyal users of your products over the years with horribly cynical 'upgrade paths', especially the dollar-for-pound ripoff prices that we've had to endure here in the UK for way too long.
Actually I'm very happy with what my PS CS4 does, and I'll not be giving Adobe any more cash from here on in - so stuff it, boys, this time you've gone too far and I will not be purchasing anything with your name on it in the future: So long, and thanks for what was once a great product!
O boy Im glad Im not and has never been a PS user. There are so many alternatives that I almost feel sorry for those willingly pay almost ridiculous sums of money for a program.
Just google alternatives to ps. ........PSP, gimp, krita, pixia, IrfanView, chocoflop, LR.......etc.
Well, Photoline for example does CMYK.
Reading about this I looked on the Adobe website and saw the special 30% reduction on the upgrade. I did think about it but 230 Euros is a lot of mulah (which could go towards a tamron 60mm f.2) and my CS4 seems more than enough. But then I thought about Gimp - sometimes you mention Photoshop to people and they reply "Nah, I use Gimp". So I'm trying it out - and I'm hooked! Seems powerful enough and there are los of tutorials and plug-ins available for free! I can use my Nikon raws too. So thanks Adobe - now I know I don't need you anymore!
Danny said, "Yep, let GIMP add CMYK and we are talking".
Ive not tried it but:
"CMYK support in The GIMP"
I don't mind paying for Photoshop each year IF the upgrades are really worth it. The problem is, they are not by far.. You can simply miss a couple of versions, and still you can do 99% of the stuff you want to do anyway. Hey, so now I have 'Puppet warp' in CS5, cool. Can I live without it? Of course, the essential ingredients are already inside Photoshop, no matter if you work with CS1 or CS5. Adobe knows this, and because they own the market they are getting lazy. Lazy to add options that really make a difference, lazy to update their filters; all are ancient with little clumsy windows, nothing new. But the alternative software makers are not lazy, and soon someone, somewhere starts adding CMYK and RAW workflow. We can all predict how things will work out for Adobe when this is starting to happen. Because as soon as someone is offering a serious alternative that don't force people to pay for each upgrade, I know what I will do.
It was do nothing and stay with CS3 or pay up now as to not have to shell out huge bucks later on. After the switch to Aperture 2 I use CS3 about 1% of everything I do commercially. But that 1% in CS3 is worth the price of admission. The blackmail of having to go to CS5 first is indeed blackmail but they are trying to stay in business and I just have to add it to my cost of doing business. In the long run your CS2 or CS3 may not work on Operating system-(whatever creature Apple comes up with) Tortoise v1.02. Then your really screwed. Everytime an upgrade comes out I say, No Way. Then about a few days and a Kelby book later I say-how did I ever live with out this.
I like it! It's very American; Apple's been making stuff in China, Banks now charge customers exorbitant fees for their mistakes, so why is Adobe so late in the game? With any luck, CS6 won't run on the new computer I bought a month ago. Gotta love corporate tyranny.
I'm glad I'm a member of NAPP, and support Scott Kelby speaking out about Adobe's suggested new policy. I love the Adobe products, and have invested a lot of money (at least a lot for me) in them. Beginning forced to upgrade for each new release would be a real hardship for me. and many others as well.
As a leader in the industry Adobe does have a responsibility to it's users. I'm loyal, but technology is constantly changing, and new products are being developed. So I'll support Adobe as long as I fell Adobe is supporting me.
I know there's no such thing as a 'free lunch', but I don't want to be forced to also pay for dinner.
See Netflix backlash after they change the rules of the game. Adobe follows the same path. While it is understandable the need for financing the R&D, the fact is that Adobe (like other big players in this market) are tempted to become bullies and make the profit their main goal. They better be learning from Netflix on how to treat their customers.
Lately I became more appreciative towards the Open Source products: despite of not being perfect and having less predictive support, with patience and dedication you can get pretty good results. Not to mention that more and more competitors come with innovative tools that are usually priced aggressively against the Goliaths of the business (I guess they all dream of becoming Goliaths one day).
There are always other options!
This is good. It will open up the market to others who have produced a good but not feature rich excellent photo suite. I have CS4. I am not getting 5 so I can get 6 so it will work on my April (Hopefully) arrival of my 1DX.
C'mon guys. Don't be so hard on Adobe. What else could they do? They don't have a Steve Jobs they can fire or a New Coke they can try to peddle. They have to do something monumentally stupid!
For my income, Photoshop is very expensive, and yet through the years I have purchased two different versions. I guess I missed a few too many upgrades, and changed platforms, thus was told I would have to once again purchase for my new computer.
Sorry I just don't have enough respect to once again be asked to purchase for a third time.
I'm not surprised. Companies which have a large market to themselves usually do stupid and self-destructive stuff. Adobe is in dire need of a serious commercial competitor.
I image that Adobe figures corporate customers and professionals either already reflexively upgrade, or can afford to pay more when they decide to do so. And if those guys violate the byzantine licensing agreements then they're big targets with deep pockets. Everyone else doesn't really count, since they're already assumed to be using unlicensed copies, anyway, because they wouldn't put out the cash for the previous rounds of upgrades.
I'm on Photoshop all day at work - where I don't have to pay for it. Just upgraded to 5 at home. Unless it starts making me money again (went from freelance to working for in-house for an agency), I won't be upgrading soon. Most of the newer 'improvements' aren't worth the price of admission. Bye Photoshop - trying to be like Quark, huh? Remember them?
I have CS5 for a couple of days now, upgraded from CS3. I haven't found any serious changes yet. The interface is a bit different, some navigation is a bit smoother (loop) and an interesting option called 'puppet warp' seems very nice, kind of like 'Liquify' which is use a lot. Filters are the same, as always, little clumsy micro-windows, nothing new. And to think this is a 2 versions upgrade from CS3, I really have to search for new stuff.. It is an upgrade, but c'mon Adobe.
A couple of years ago I bought a 3D program called 'ZBrush', very professional piece of software. So far, every upgrade is free for registered users, and this program has changed A LOT since I bought it. That's what I call good support, and they won't make me feel bad when they decide to charge for a new version as they have done so much for free so far. And as said, when there is an upgrade, it is really worth it.......
A couple of issues come to mind for me (in addition to a company trying to get more money out of its customers). 1) if they were to go to an all cloud based product , how would this effect people whose ISP put monthly limits on data usage? 2) What happens to people like myself who use Topaz Labs plug ins with a cloud based product.
Topaz Labs take your plug ins and turn them into a stand alone product! BTW Topaz does not charge current subscribers for updates. Here that Adobe????
I agree Charlene. We have Capped DSL accounts out in the boon docks , connection is unreliable and slow . What about some people like nature shooters , architects and others that live and work out of the 'Global Village" where there is NO internet connection. One day MBA students will be doing theses' on what went wrong at Adobe or " one of the worst marketing decisions that parallel the Cherry Coke thing. "
Then they wonder why people use their software illegally. Why not try making it affordable.
As a photographer, what is it that PS does that PSE/LR do not? PS is expensive because it's a pro app with a lot of power. Probably too much for most people. Affordability is driven by the market, and tight-fistedness (or otherwise lack of money) is no excuse for piracy. There are legal alternative options out there.
NIgel- You are absolutely correct. LR and PSE would do what 95% of photographers might need. As a pro, I use Photoshop - but don't then need LR (using Bridge and Camera RAW to import and make minor adjustments to my photos). I am thinking my way to save money is to simply purchase the PS upgrades as they come, but drop LR (which I have but seldom use any more) altogether. In the end, people will find legal ways to purchase what they need within their budget, whether that's a consumer or a professional. To do otherwise (use the software illegally) is just theft.
I'll second that an open source alternative needs to be found. Open Office, while not unseating Microsoft, has done quite well and is a respectable program.
A Netfilix like death spiral?
This is the perfect time for another brand to come in and take all Adobe's business away. Most of their software is incredibly bloated anyway.
I'll use my licensed and paid for CS5 software for as long as I can before "upgrading" - but when I do - it won't be to Adobe as long as this "subscription" scheme in is effect.
A common sense approach would be to sell the full version for $250. More people would buy it and I think revenues would increase. Frequent and free upgrades would limit pirating. Instead they choose monopoly rent and high pricing. A good time for an open source alternative to come along, something like PT GUI.
Much good on Scott Kelby for doing this.
(btw, his books/stuff helped get me going in photography.)
Adobe has gone right down in my estimation over this. Stinks of greed and milking their soon-not-to-be-so-loyal customer base if they continue down this route. Cloud computing and subscription based - the only loser here is the customer, during a time of recession to boot. I have no interest in it.
I'm not totally sure of the necessity to even keep upgrading. I have the CS5 creative suite, but I actually prefer to still use my old CS2 version especially Illustrator. There are many changes made to these latest versions I don't like- I don't actually feel at home with the new interfaces. I don't like having to go to the bother of learning some new and unecessary interface change.
I never upgraded to CS3 or CS4, but went from CS2 to CS5, but really for most work a photographer would do its just not necessary to keep upgrading and Adobe know this.
I've been a long time adobe customer and their monopolistic behavior has led to terrible customer service and absurd pricing schemes. It was a fiasco updating to 5.5, for which I paid considerably more for the upgrade than the one previously. Their CS also ignores complaints, or takes days to send pithy responses.
Frankly, the best way to hit Adobe in the wallet is the pirates. It takes an extra 5 minutes to install a well-tested trusted-source pirate version with easy step-by-step directions (and even youtube demonstration videos). And the pirates have better 'customer service' to boot!
I'd gladly keep paying Adobe, but only if the gouging ceased. And I was a customer of theirs for over a decade. But for now, I'll take the friendly pirate who likes sticking it to Adobe.
I am not a professional photographer by any means. I am a serious amateur who has been using Adobe Photoshop for over10 years. I start with version 5 and was hooked and used that version for years until I had to upgrade. Fortunately for me I could get an educational discount. I just upgraded to CS4 extended to CS5 Extended. The Content Fill and other features were worth the upgrade to me especially at 30%(Black Friday Sale). However that being said-in this economy-I cannot and will not feed this business or any other who insists on making a profit by picking the pockets of its customers. However the only way to stop this madness is not with our mouths but with our wallets. Just like with Bank Of America. If enough people open their mouths-close their wallets. I don't just mean amateurs but professionals in the industry like Scott Kelby and others and we all stand together and do not upgrade anything they will eventually throw in the towel.
Look at it this way. Adobe, Microsoft and probably Apple and the rest have learned a great lesson from Drug Dealers. They brought us in, got us hooked and now after they will tighten the screws. The idea is monthly payments, miss a monthly and you will be cut off, fined to reconnect, who knows how much that will be. I shoot a lot in remote areas where internet is sporadic. I am currently at a beach on the California coast, using Verizon wireless broadband. The connection goes in and out. Sometimes I cannot connect for hours, sometimes days. If I have to connect to use PS or possibly Microsoft it will put me and a lot of others back in the stone age of Photography. It may very well be that the last few remaining years of my life will be spent using Windows 7, CS5 and Lion.
Just wait until the Automotive industry catches up. OnStar can do it now. Miss a payment on your car, DMV or insurance, maybe even Income Tax and a Satellite will shut down your car or cars.......It's coming!
Here's what I think. Adobe isn't going to change their new upgrade policy until they see if it is making them more money than their current policy. If it does, it will stay, if it dosen't, well, we'll get an announcement about how Adobe listens to its customers and it'll be back to the old way. Forum comments, as much as they might relieve stress, are unlikely to have much effect. And as for Kelby's "open letter"..baloney! Kelby's business depends on Adobe and he'll do nothing to tick them off. If he really wanted to make a point, he could have told them not to change. What he did was just get a little free publicity in places like dpreview.com. I know that's cynical, but I'll bet a free up-grade, it's accurate!
I am putting this in because it didn't fit below. I was excited about Adobe's new template based web design software, it would have been a good replacement for iWeb. When I went to their site to download the BETA of Muse I found out that it would be a subscription based service. Adobe lost me right there. They lost a future customer before they even brought the product to market, stupid.
I hope someone comes out with reasonably priced versions of everything Adobe makes, I really don't think adobe really knows how much of a consumer product company they are (they are not Auto Desk they don't make products that only a hand full of people use in a professional setting). Adobe Cut the sh#t charge your academic price for the regular product and don't even think about selling subscriptions to your wares.
The people on this forum defending Adobe's new upgrade and pricing schemes, by saying that Adobe has to do allot of R&D, miss one crucial point. Adobe is a software company and at the end of the R&D phase when they bring out their product they do not have to produce anything the customer downloads the product no shipping no warehousing no physical product (I know they still sell allot on DVD now, but how much of an investment is that even?).
A company engaged in making tangible products for instance a cars or cameras, has to do at least as much R&D, and then actually manufacture a physical working product to sell, they then have to ship and warehouse that product. When they come out with a new model they have to take a loss on the unsold old ones.
I learned PS on a cracked copy and then moved on to an academic version (only because I thought the academic price was fair), I will never upgrade to a new version unless it has something I need. If it goes subscription I'm gone.
Even as a CS5 and LR3 user and upgrader ... I do NOT see the "good" in this.
With LR I am using PS less and less. Which for me is a good thing. So, I want to upgrade , but the upgrade cost must stay low. (and run faster, for everyday stuff).
I have seen this trend to the monthly fee, and will avoid if at all possible buying products like these. Corel Paint Shop Pro & Silkypix offer excellent alternatives at a much lower price.
We also still need to hear why Adobe prices for downloads in Australia are much higher than the US prices.
I think we should boycott companies if we think they are trying to take advantage of us unfairly.
Can Paint Shop pro read NEF's ? I just tried it with no luck. Must say I'd like an alternative to PS, its just too expensive !
Part 2
There are plenty of others that are totally free, such as Paint.NET, with lots of user-contributed plug-ins.
Also, digiKam, is another, which is an open-source program, with tons of plug-ins.
The Gimp is another free alternative, a powerful, open-source program also.
Of course there will be a learning curve, but that's the case with almost every software, and it may very well be worth it.
I will not whine. I'll just find alternatives, and let a vendor rethink.
Just my 2-cents
Photographer Jenna Martin and her model friend Rachelle Kathleen set themselves a challenge: could they create beautiful portraits in an 'ugly' location? So they went to a local Lowe's hardware store and gave it a go!
The LG V30 differentiates itself from the competition with an expansive video feature set and a secondary wide angle camera, making it something of a Swiss Army knife for content creators.
We're counting down our top 10 most popular sample galleries of 2017. Holding down the top position is none other than the Nikon D850 – by a landslide.
It's been twenty years since Jeff Keller founded the Digital Camera Resource Page, one of the first websites dedicated to digital photography. Jeff, who has been at DPReview for nearly five years, looks back at the rise and fall of consumer digital cameras and his website.
We're counting down our top 10 most popular sample galleries of 2017. At #2 we have another staff favorite – the Sony Alpha a9.
Rotolight has released the Anova Pro 2 circular LED for stills and video, boasting a 70% increase in brightness and what the company describes as "unrivaled battery performance."
Designer Vinicius Araújo has imagined what he believes the perfect Adobe software keyboard might look like. From customizable touch pads, to a scroll wheel, to a little display that shows the tool in use, his design is pretty compelling.
Peak Design has teamed up with Leica to release a limited-edition backpack made special for fans of the Red Dot.
A portrait of an android woman has beaten over 5,700 pictures of humans to take third place in this year's prestigious Taylor Wessing Portrait Prize. The judges were not told the subject was an 'android' until after the winning images were chosen.
Hauling around C-Stands just got a whole lot less annoying thanks to these new Matthews shoulder and roller bags, which can hold two or three C-stand (respectively) plus accessories.
Neal Preston has shot timeless photos of everyone from Led Zeppelin, to Whitney Houston, to Michael Jackson. In this interview, he offers insights into his craft to up-and-comer Elijah Dominique.
Future prosumer Canon DSLRs might feature light-up buttons, if this newly published patent is any indication of the camera company's plans.
Sony's a7R Mark III shoots 42.4MP files at 10fps and incorporates a robust video feature set, large battery, refined ergonomics and more. It certainly looks impressive, but what is it like to use, and how does it stack up against the rest of the market? Find out in our full review.
We're counting down our top 10 most popular sample galleries of 2017 – the Fujifilm X100F takes the bronze and the #3 spot.
There's never been a better time to shop for a new camera, but the number of options available can be overwhelming. In this series of buying guides we've provided customized recommendations for several use cases, from shooting landscapes to buying a first camera for a student photographer.
Shopping for a camera with a set budget? No problem! We've rounded up our favorite cameras, broken them into price brackets and picked the best of the bunch.
Looking for a lightweight compact camera that's easy to bring with you anywhere? Or maybe you're smartphone-shopping and want the one that takes the best picture. And what if you want to shoot from above? In these buyers guides we have recommendations for the best compact cameras, smartphones and drones.
Despite reports to the contrary, analysis of DPReview images by our friend Jim Kasson confirms a disappointing fact: Sony a7R III is still a Star Eater. But there may be some improvements.
As the saying goes: A photo is worth a thousand words. And if you're sending that photo through Facebook Messenger, your thousand words now look twice as nice after today's update to 4K resolution.
Get to know the new Leica CL in short order by giving our 90 second 'First look' video a watch.
Leica has just released the CL, the forth in its series of APS-C L-mount cameras. Despite sharing a name with a camera released in the mid-70s, the new CL is a thoroughly modern ILC, with a 24MP sensor and built-in electronic viewfinder.
The Leica CL is a 24MP rangefinder-style mirrorless camera, which sits alongside the TL2 in the company's APS-C lineup. We've been using one for a few days – check out our gallery of images.
While it shares a name with one of Leica's most popular and affordable cameras of the 1970s, the new CL is separated from its namesake by more than just years. We've been using one for a few days - click through for a detailed first-impressions report.
We're counting down our top 10 most popular sample galleries of 2017, and the #4 ranking goes to the Leica M10.
Sigma is discounting 13 different high-performance 'Art' series lenses from today until November 30th. The company is calling it an 'unprecedented' sale.
See DJI's 'AeroScope' drone-tracking technology in action. This is the system that DJI says can help law enforcement and airport (among others) track and identify rogue drones.
iPhone X owners can already accessorize their new phone with high-quality smartphone photography lenses courtesy of Moment's new lineup.
Considering buying Sigma's exciting new 16mm F1.4 DC DN Contemporary lens for crop-sensor E-Mount and M43? Check out these official full-res samples first!
Vimeo has just added support for 8K HDR 10-bit content, making it possible to show up to 75% of the colors the human eye can perceive vs the usual 35%. Take THAT YouTube.
The holidays are coming, but your gear isn't cutting it? It's time to treat yourself!


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[Another in my continuing series on the innovative Microsoft Research projects I had a chance to check out in Cambridge...]
I had the good fortune of meeting Don Syme at Microsoft Research in Cambridge, who introduced me to his brainchild, F# (which is pronouced "F Sharp," and that's Don on the left of this photo.)
F# is an amazingly powerful functional programming language with a syntax and features partially inspired by the functional language OCaml. It includes deep interoperability with .NET, and even tools support with AutoComplete and code colouring in Visual Studio 2005!
In a functional programming language like F#, a program is composed of a series of bindings of expressions to identifiers. A purely functional program does not use any mutation: rather than modifying state to produce values, it constructs new values without overwriting existing values. The Wikipedia entry in functional programming goes into more detail.
But the "why" of functional programming is just as important as the "what." I definitely had my eureka moment while Don was walking me through F#, by way of an impromptu riff on some of his F# "getting started" materials. Not only are the F# language and environment ideal for prototyping, interactive scripting (think Python) and interactive visualization (think Matlab), but there are also some abstractions and concepts that are much more easily described in a functional language like F#.
There's an awesome F# demo (pictured here) that you can step through yourself, where F# taps into Managed DirectX to display a graph and other 3D information in real-time. You can visualize the results, even change them using the immediate window, and use your mouse to navigate the interactive display. Absolutely killer demo.
The demo is possible because F# offers deep, two-way interoperability with the .NET languages. Assemblies that are written in C#, VB.NET and other .NET languages can be directly accessed from F#. (For example, here we're accessing the Managed DirectX libraries.) And, going the other way, F# data and code can also be directly accessed from C# and other .NET languages.
In addition to F#'s command-line interactive tool, the Visual Studio Extensions for F# offers an add-in which produces an "F# Interactive" window in Visual Studio 2005, from which you can execute code. (Visual Studio 2003 support is also available, but I haven't tested it.) The one sad note is that because it's an Add-In, the Visual Studio Extensions for F# don't work with the Express Editions of Visual Studio.
If you're a developer, functional programming almost certainly has influenced languages that are close to you. In addition to C# (and its up-and-coming LINQ extensions), languages like Perl, Python, and Ruby all offer features such as lambda functions, higher-order functions, list comprehensions and other constructs that have been borrowed from functional programming.
So if any of this piques your interest at all, you should definitely check out F# and run through the samples! My thanks again to Don for such a great demo and for influencing my thinking on functional programming.
Here are all the links you need to download F#, get going, and connect with the community:
Home of F# at Microsoft Research: http://research.microsoft.com/fsharp
Don Syme's Blog: http://blogs.msdn.com/dsyme
Community site for F#: http://cs.hubfs.net
The Managed DirectX 3D Simulation and Visualization sample: http://cs.hubfs.net/forums/thread/95.aspx
Direct download of 3D Code Demo: http://cs.hubfs.net/blogs/thepopeofthehub/attachment/101.ashx
Note: I am using the April 2006 DirectX SDK. I had to update the #I include information at the top of the 3D Demo source file as follows. Hope this helps!
#I @"C:\WINDOWS\Microsoft.NET\DirectX for Managed Code\1.0.2904.0" ;;
#I @"C:\WINDOWS\Microsoft.NET\DirectX for Managed Code\1.0.2902.0" ;;
#r @"Microsoft.DirectX.dll";;
#r @"Microsoft.DirectX.Direct3D.dll" ;;
#r @"Microsoft.DirectX.Direct3Dx.dll" ;;


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How to Stop AILSaver Completely? – Remove AILSaverPublished January 5th, 2014 by Celia Sharp
Scorpion Saver, Safesaver, AILsaver and NewSaver, what are they? And what so many ads pop up? I can't remove AILsaver from both extension and control panel. Somebody help? Don't worry,continue to read this post and get the adware out of your computer at once.
What is AILsaver?
AILsaver is from the "saver" adware family. Like Scorpion Saver, Safesaver and NewSaver, AILsaver is an adware programmed to insert itself onto browsers like Google Chrome, Firefox, Safari and Internet Explorer as an extension, in order to prompt various ads, banners and coupons. Victims might be surprised that they get pop-ups once they start up their browsers or open a new tab. Some victim claimed that he has sliding ads that pop up on the bottom and right sides of his browser and found it is related to a Chrome extension.
These ads are not just random ads. They are sponsored to prompt their products to make money. And AILsaver is designed to make profit by visitors' every clicking for the adware designer. Victims are advised not to click the ads since they might be led to some spam websites that may be planted with other viruses.
AILsaver is an immortal pest for victims.
Is it really true that AILsaver is such an immortal thing that can't be removed?
Victims may have attempted to remove the related extension from the hacked browser or go to control panel to delete it. Unfortunately, what they did is in vain. Some even have tried to uninstall and reinstall the hacked browser. However, AILsaver comes back successfully every time.
Where is AILsaver from?
As an adware, AILsaver usually sneaks into the target computer as a bundled component of the wanted software. Victims may have downloaded some software like browser installation and video player and forgotten to uncheck the bundled components. Thus, AILsaver is also installed at the same time when you install what you want.
Potential Threats of AILsaver
1) It runs into computer without any permission.
2) It consumes most of the system resource and seriously drags down the computer speed. System crash may happen randomly.
3) It may collect your browsing history and confidential information for marketing.
4) Other sort of malware like Scorpion Saver, Safesaver and NewSaver may run into the hacked computer easily with the assistance of AILsaver.
As you can see, AILsaver needs to be removed at once in case further damage. Here's the manual removal solution you can you remove AILsaver following it. If you have any question during the removal procedure, you are welcome to contact Tee Support agents 24/7 online Computer Experts to be your assistance.
2 Solutions for Uninstalling AILSaver Easily
Solution 1: Remove AILSaver manually
Solution 2: Remove AILSaver automatically (with SpyHunter)
Solution 1: Remove AILSaver manually
Step 1: Remove AILSaver supported programs from Control Panel
Step 2: Reset browsers settings
1. Launch IE and tap Alt+T.
2. Once you see Tools menu, go to Manage Add-ons ->Toolbars and Extensions.
3. Now select the add-on you want to remove AILSaverand select Disable.
Mozilla Firefox:
1. Launch Mozilla and tap Ctrl+Shift+A at the same time. You should see Add-ons Manager there.
2. Go to Extensions, look for the AILSaverand related items and remove them.
Google Chrome:
1. Launch Google Chrome and tap Alt+F
2. Once you start seeing the menu, select Tools -> Extensions.
3. Choose the add-on you want to delete and click on the trash icon.
Step 3: Delete files that AILSaver has added to your system folders and files:
%ProgramFiles%\random.exe %Temp%\ Lp.kingtranslate.com
Step 4: Remove registry entries that AILSaver has created to your system registry editor:
HKEY_LOCAL_MACHINE\SOFTWARE\Microsoft\Windows\Current Version\Run\random.exe" HKEY_LOCAL_MACHINE\Software\ AILSaver
Helpful Video Removal Guide for AILSaver Popup
Kindly Remainder: If you are too lazy to remove AILSaver manually, you just make the removal automatically. All you have to do is download and install Spyhunter which can do an amazing job for your computer.
Solution 2: Remove AILSaver automatically (with SpyHunter)
Step A. Download removal tool SpyHunter
1) Click here or the icon below to download SpyHunter automatically.
2) Follow the instructions to install SpyHunter
Step B. Run SpyHunter to block AILSaver
Run SpyHunter and click "Malware Scan" button to scan your computer, after detect this unwanted program, clean up relevant files and entries completely.
The Final Tip: There isn't any good reasons for AILSaver to stay your computer. You'd better get rid of this nasty trouble AILSaver to protect your computer. The Most Antivirus program Spyhunter is your best and convenient choice.
More Removal Guides
Final Recommendation:
Still having trouble on dealing with tricky virus infections, stubborn errors, unwanted programs or any other headachy computer problems? Do not hesitate anymore! What you definitely need is a more specific, accurate and customized solution toward your specific issue in your specific computer system. Tee Support recommends to you an award-winning anti-malware tool that gives you the easiest and most effective automatic solutions.Click Here to Download the Most Popular Anti-malware Now!


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Diet Plans To Weight Loss: 4 Ingredient Zucchini Cauliflower Fritters (V GF P DF)- Crispy easy and oil-
Paleo - Loaded Cauliflower Mac and Cheese - cauliflower tossed in a delicious paleo cheese sauce and topped with bacon. Get your mac and cheese fix without the guilt! - It's The Best Selling Book For Getting Started With Paleo
Vegan Mashed Cauliflower with Caramelized Onions and Mushrooms (gluten free) - This is the side dish you want on your holiday menu! It feels indulgent, yet it is healthy!
A healthier dinner version of the Chinese take-out dish! Could sub out the sugar for stevia &/or honey and possibly ground oatmeal for the breadcrumbs and make this 21 day fix friendly :)
You Won't Miss The Potatoes In These Low-Carb Cauliflower Hash Browns
Indian Spiced Cauliflower "Rice" *pair with apple chicken sausage; top with cashews, shredded coconut, and parsley
These Low Carb Cauliflower Pot Pies have all the flavors of a traditional chicken pot pie in guilt free form! Gluten free, low calorie and delicious recipe!


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Update: An additional photo was uploaded today. Titled "Extinction," the photo shows the X-Men comics which exist in Logan's world. Take the title as you will.
Original Article:
Two LOGAN photos were posted to the film's official WPONX instagram. Titled "Run," the first photo features Hugh Jackman as Logan, on the move while looking out of a hotel room. The second photo "Savage," shows one of Donald Pierce's (Boyd Holbrook) villainous Reavers, whose face has seen better days.
In related news, here's a look at a new international IMAX poster for "Logan," featuring a silhouette of the man, the myth, the legend himself…Wolverine!


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Stocking up on de-icer is essential but there is something you can do to make life a bit easier in the morning. A preventative mixture of three parts white vinegar to one part water sprayed onto your windscreen the night before should make it easier to de-ice in the morning.
Another tip is making use of that hand sanitiser gel almost all parents will have stashed at the bottom of their handbag or changing bag. It's great for unfreezing car door locks. Just rub a little onto the lock and the key and you should be away in a flash.
From your roast potatoes to your puddings, your oven is going to be working hard throughout the whole of the winter. Instead of just turning it off when the timer pings, open the oven door and leave it open until it's cooled down. Your kitchen will feel warm and cosy straight away and the rest of the house will benefit too. Just make sure there are no little people running around and it's a safe time to do it.
Getting everyone out of the door on time in the morning, whilst remembering book bags, lunch boxes, hats and gloves can feel like harder work than SAS training. Sometimes things get forgotten, dropped or the kids have made it to the car with only one glove and the other one is still in the house. Keeping spare gloves and hats in the car means that you know they'll make it into school all wrapped up.
Winter weather dries out the whole family's skin so why not make a batch of bath oil to replace your shop bought ones this season? Make up your own blend starting with a little olive oil (you could also use some whole milk) and a couple of drops of an essential oil of your choice then add it to your warm bath water and mix well. If the kids are in need of a good night's sleep, lavender may be a good essential oil to choose. Just remember to check about the use of oils for children aged under one.
We've all gone through our winter wardrobe from last year and realised that a couple of old favourite jumpers don't fit anymore or just need replacing. Don't get rid of them just yet. Cut them open along the seams so they can lay flat on the floor, then take all the family's wellies and place them on wool and cut around them. Pop them into your wellies and now you have cosy inserts to keep your feet extra warm! You can use boots and shoes for this too, but wellies are perfect because they tend to be a bit bigger around the foot.
Publish date: 11/11/2016 02:29 PM
Emma Cooper
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HSBC reBrand With the announcement of HSBC starting there rebrand earlier then planed I thought it mite be fitting to share the thought behind the exciting brand. "HSBC Holdings plc was established in London in 1991 as a group holding company by The Hongkong and...read more
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Ideal Christmas Presents More and More I have been thinking about the freelance life and if it is viable. The idea of having your own space and making it your own is I think every ones dream. However reality is that I'm still very young and long way off yet....read more
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It's Christmas Like it or not it is just around the corner. So I have found some great design presents ideas. Back to...read more
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New House So I have lived in the same flat for while over 2 years know, And as great as it is very small and I think it is time to move out to somewhere with a front door and garden how ever. The house I would just love one day to live like this one on:...read more
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Brand or Product My Grandad (Colin Dewberry) who is a retired lecture from Suffolk University., (once head of Business and Marketing.) Had interesting ideas about marketing and how companies develop their brand. He asked the question to me, "What is more important...read more
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The Fall 2012 Official Enrollment Statistics and New Freshman Characteristics data has been loaded. The Fall Enrollment Map and the Fall Student Enrollment Pivot reports also have the Fall 2012 data. All of these reports can be found in the student data section.
Enrollment Totals
University of Minnesota system: 68,418
Twin Cities: 51,853
Duluth: 11,491
Morris: 1,896
Crookston: 2,764
Rochester: 414
Source: Fall Enrollment Pivot Table by Term, Campus, Level
New Freshman Undergraduate totals
University of Minnesota system: 8,189
Twin Cities: 5,514
Duluth: 1,881
Morris: 413
Crookston: 241
Rochester: 140
Source: Fall Enrollment Pivot Table by Term, Registration Status, Campus, Level
The enrollment reports have a much finer level of detail, along with the five-year trends for enrollment.
New Freshman Characteristics
The New Freshman Characteristics highlight a continued increase in the ACT scores of the Fall 2012 Freshman cohort. For the Twin Cities campus, the mean composite ACT score is 27.7 and the median score is 28. The mean score for the Fall 2002 cohort was 24.7. The College of Science and Engineering reported the highest college level composite ACT score mean of 30.6, followed closely by the College of Biological Sciences with 30.2 (Source). It should be noted that the High School Rank should be viewed cautiously as fewer values are submitted with students' applications than in the past (Over 35% missing for Twin Cities campus).
Enrollment Map Highlights
The Fall Enrollment Map was updated last summer to shows three views of the student population: Normalized by location, 1 Year Difference and 5 Year Difference. This tool can highlight some of the regional differences of the Institution versus a College. For example, viewing all Twin Cities campus understands map compared to College of Food, Agricultural and Natural Resource Sciences (CFANS) undergrads highlights the amount of rural county students attending CFANS compared to the Twin Cities metro area.
Twin Cities Fall 2012 Undergraduate map (Source)
CFANS Fall 2012 Undergraduate map (Source)
More on the Fall Enrollment Pivot Tool
The Fall Student Enrollment Pivot reports were created to enable our users to cross a few of our key variables which are reported separately on the Official Enrollment Reports. Take a look if you are hoping to find a finer detail level within variable sub-groups, for example Gender by Ethnicity Group. With the Fall 2012 release, we are able to provide five years of data on this report.
Historical Student Data
The Historical Student Headcounts graph shows the Twin Cities campus enrollment since 1867. The 2012-13 enrollment has been loaded.


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I have been staying at the Ambassador hotel at least once a year from 1999 to now. It is the best place to stay both room wise and staff. The free morning breakfast is vast and so good. The free afternoon tea with all kinds of Turkish treats is a nice pick me up to your stay. The rooms are clean and nice for European hotels. It is so nice to have a Turkish bath on site. Mr. Zeki is the best at message and Turkish baths. This 21 room hotel is small enough to give that extra personal at home feel. It is so close to everything. It is in a safe area. Not down some dark street at night. Less than a block for Blue Mosque and tram that will take you to all places. You will be so happy to stay at the Ambassador.
- Official Description (provided by the hotel):
- The Ambassador Hotel is a first class boutique hotel located in downtown Sultanahmet. The Hotel just a few steps away from the most historical sights (as Blue Mosque, Hagia Sofia, Topkapi Palace, Museum for Turkish and Islamic Art etc.) and nice shopping facilities (as Grand and Spice Bazaar etc.). ... more less
- Reservation Options:
- TripAdvisor is proud to partner with Priceline, Hotwire, Booking.com, Travelocity, Hotels.com, TripOnline SA, Orbitz, Cancelon, HotelQuickly and Cheap Tickets so you can book your Ambassador Hotel reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.
- Also Known As:
- Ambassador Hotel Istanbul


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The awards were for:
Best Subcompact Utility Vehicle- Subaru Crosstrek,
Best Sports Car- Subaru WRX,
Best Midsize Utility Vehicle 2 Row- Subaru Outback,
Best Compact Utility Vehicle- Subaru Forester,
Best Midsize Car- Subaru Legacy,
Best Compact Car- Subaru Impreza.
Subaru works hard to provide its customers with sturdy vehicles that they can rely on to safely get their families across the nation while maintaining their core values of environmental responsibility and consistently high performance. Thomas J. Doll takes every opportunity to remind the Subaru faithful of these ethos and is proud to have his company's products recognized by an institution as prestigious as ALG.
Consumers are wary of how well their cars will retain their value over time. These are considered to be residual values and have a strong effect on how consumers choose their cars. Leasing of cars has become more popular over the last few years which makes the resale value of cars all the more important.
Cars always depreciate after they are bought which gives them a lower resale value over time. ALG recognized this issue faced by consumers and started the Residual Value Awards to recognize the vehicles that they expect to depreciate at the lowest rate three years after their first purchase. The seven wins for Subaru in 2016 ups its total tally of ALG awards to 25.
For this year's awards, ALG awarded 26 different vehicles with segment awards and two separate brands represented the Premium and Mainstream parts of the automotive industry. The winners were decided after an in-depth analysis of their past performances, the quality of their manufacturing procedures, how well they were able to meet demand in their sectors and trends within the industry.
Subaru of America Inc. has its headquarters in Cherry Hill, N.J. Their recently opened production plant in Indiana is the only vehicle production plant in the whole of the United States that is considered to be a backyard wildlife habitat. Subaru of America Inc. takes pride in its efforts to sustain the environment which is why every one of its manufacturing plants operates on a zero-landfill policy.
Come into Subaru of Glendale and see why Subaru's resale values beat others!
Subaru of Glendale
1308 S Brand Blvd
Glendale, CA 91204
(888) 522-3038


text: Alice + Olivia in Deal for Asian Expansion Having formed a strategic partnership with ImagineX, the brand plans to open 23 freestanding stores in the region over the next five years. By Sharon Edelson and Amanda Kaiser on May 14, 2013 Alice + Olivia has formed a strategic partnership with retail, brand management and distribution company ImagineX in Asia to open 23 points of sale in the region over the next five years, the company said Tuesday.Deanna Berkeley, president of Alice + Olivia, declined to discuss sales projections, but said the ImagineX partnership in Greater China and Southeast Asia will make up 20 percent of total international business in five years. Japan, which was Alice + Olivia's first international foray last year, is experiencing triple-digit sales increases. "It's such an emerging business in Japan," Berkeley said. "The growth is exponential." Alice + Olivia continues to expand in Japan. In the fourth quarter, a flagship will bow in Tokyo. Alice + Olivia shops-in-shop will open at Matsuya Ginza in Tokyo and Daimaru Shinsaibashi in Osaka, bringing the number of Japanese in-store shops to six. At the time of the launch, Alice + Olivia and its Japanese partners set a sales goal of 2 billion yen, or about $20 million, in the first three years.RELATED STORY: Alice + Olivia Fall 2013 >>The first Alice + Olivia freestanding store in the region will open in Hong Kong in June in IFC Mall. It will be followed by launches at Harbour City on Canton Road in Hong Kong. The next stores will open in Taiwan and Singapore, said Berkeley, noting that Macau is also on the schedule. The brand eventually will unveil freestanding stores in Beijing and Shanghai, "but nothing is solidified yet," Berkeley said.The IFC unit will be a smaller format store of 800 square feet. "It will be more of a jewel box,' Berkeley said. "It will be a highly curated assortment, but it will represent the whole lifestyle. We loved the location in the mall. It was all windows on a great corner." Stores in Asia will generally range in size from 1,500 square feet to 2,000 square feet.Stacey Bendet, Alice + Olivia's designer, said the brand resonates with Asian women because "our aesthetic is feminine, sexy, sophisticated and emotional at the same time. I find that Asian women, on the one hand, like to be sophisticated and refined, but they also like a little fun. They like high-heeled shoes and color.""There's an individuality that the new generation is looking to express," Berkeley said. "We've seen a saturation of luxury [products] all over the world. The individuality shoppers [are] looking for leaves room for contemporary brands. Also, if it's a more accessible price point, they can choose so much more clothing." Alice + Olivia, which was launched in 2002, has more than 800 points of sale in 50 countries. The brand in 2008 entered Greater China through a wholesale relationship with ImagineX's sister company, the luxury department store Lane Crawford. The China retail rollout is a significant driver in Alice + Olivia's international expansion plan.Alice + Olivia is also in negotiations with a partner in the Middle East, Berkeley said. "Our strategy is to open in a couple of locations," she added. "Dubai is very important to the market."Bendet watched the rise of contemporary in Asia firsthand at Lane Crawford. "For a very long time, the contemporary market didn't exist there," she said. "Now, there's this boom. It's the increasing affluence of the middle-class customer. Everybody thought it was all about luxury because there are very rich people in China and Hong Kong. Contemporary is newer in Asia, so there's an eagerness to expand. Today consumers are far more exposed to international fashion and trends. They see our clothes on celebrities."Alice Wong, executive director of ImagineX, said that Alice + Olivia's strong performance at Lane Crawford prompted ImagineX to strike a partnership with the brand."I think the brand really speaks very much to Asian customers," she said, explaining that ImagineX plans to develop the business in a similar way that it grew the DKNY, Marc by Marc Jacobs, Club Monaco and Juicy Couture brands in China.Wong said the contemporary segment of the market is relatively new but growing quickly in China. That's an indication of how the Chinese market has moved past the "first wave of consumption" centered on menswear and high-end luxury accessories, she explained. Women are still buying luxury bags and shoes but are looking for new names for stylish, seasonal ready to wear at a competitive price point."Hong Kong is a market that has been growing very nicely with contemporary along the last 10 to 15 years.. but [in Mainland] China, contemporary is relatively new to them," Wong said. To access this article, click here to subscribe or click here to log in. load comments blog comments powered by Disqus


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NEW YORK--(EON: Enhanced Online News)--The following is a joint statement from Univision Communications Inc. and Grupo Televisa, S.A.B., regarding the U.S. Federal Communications Commission decision:
"The U.S. Federal Communications Commission approved an increase in the authorized aggregate foreign ownership of Univision's issued and outstanding shares of common stock from 25% to 49%, in a Declaratory Ruling adopted yesterday. In the same ruling, the FCC authorized Televisa to hold up to 40% of the voting interests and 49% of the equity interests of Univision. The Commission concluded that permitting increased foreign investment in Univision would serve the public interest in diversity and competition in the media sector without any countervailing national security, law enforcement or trade policy concerns. The FCC's decision will enable Univision to accommodate increased foreign investment that may result from share purchases by the public in an IPO while enabling Televisa (an existing investor in, and business partner of, Univision) to increase its current equity stake in the company."
About Univision Communications Inc.
Univision Communications Inc. (UCI) is the leading media company serving Hispanic America. The Company, a leading content creator in the U.S., includes Univision Network, one of the leading networks in the U.S. regardless of language and the most-watched Spanish-language broadcast television network in the country available in approximately 93% of U.S. Hispanic television households; UniMás, a leading Spanish-language broadcast television network available in approximately 87% of U.S. Hispanic television households; Univision Cable Networks, including Galavisión, the most-watched U.S. Spanish-language entertainment cable network, as well as UDN (Univision Deportes Network), the most-watched U.S. Spanish-language sports cable network, Univision tlnovelas, a 24-hour Spanish-language cable network dedicated to telenovelas, Fusion, a 24-hour English-language news and lifestyle TV and digital network, ForoTV, a 24-hour Spanish-language cable network dedicated to international news, and an additional suite of cable offerings - De Película, De Película Clásico, Bandamax, Ritmoson and Telehit; Univision Television Group, which owns 59 television stations in major U.S. Hispanic markets and Puerto Rico; digital properties consisting of online and mobile websites and apps, including Univision.com, the most visited Spanish-language website among U.S. Hispanics, Univision Now, a direct to consumer video service, Uforia, a music application featuring multimedia music content, The Root, the leading online news, opinion, and culture destination for African-Americans and a stake in The Onion, the nation's leading comedy and news satire brand; and Univision Radio, the leading Spanish-language radio group in the U.S. which owns and operates 67 radio stations including stations in 16 of the top 25 U.S. Hispanic markets and Puerto Rico. UCI's assets also include a minority stake in El Rey Network, a 24-hour English-language general entertainment cable network. Headquartered in New York City, UCI has television network operations in Miami and television and radio stations and sales offices in major cities throughout the United States. For more information, please visit corporate.univision.com.
About Televisa
Televisa is a leading media company in the Spanish-speaking world, an important cable operator in Mexico and an operator of a leading direct-to-home satellite pay television system in Mexico. Televisa distributes the content it produces through several broadcast channels in Mexico and in over 50 countries through 26 pay-tv brands, and television networks, cable operators and over-the-top or "OTT" services. In the United States, Televisa's audiovisual content is distributed through Univision Communications Inc. ("Univision"), the leading media company serving the Hispanic market. Univision broadcasts Televisa's audiovisual content through multiple platforms in exchange for a royalty payment. In addition, Televisa has equity and warrants which upon their exercise and subject to any necessary approval from the Federal Communications Commission of the United States would represent approximately 36% on a fully-diluted, as-converted basis of the equity capital in Univision Holdings Inc., the controlling company of Univision. Televisa's cable business offers integrated services, including video, high-speed data and voice services to residential and commercial customers as well as managed services to domestic and international carriers through five cable Multiple System Operators in Mexico. Televisa owns a majority interest in Sky, a leading direct-to-home satellite pay television system in Mexico, operating also in the Dominican Republic and Central America. Televisa also has interests in magazine publishing and distribution, radio production and broadcasting, professional sports and live entertainment, feature-film production and distribution, and gaming.


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Immigration & Legal Services: Catholic Charities provides a broad range of immigration counseling and representation to immigrants and their families.
Legal Aid of NorthWest Texas: A nonprofit organization that provides free civil legal services to low income residents in 114 Texas counties throughout North and West Texas.
Visit Legal Aid of NorthWest Texas Here
Texas Secretary of State: Provides links to business filings, the Texas Business Organizations Code and the Uniform Commercial Code.
Texas Secretary of State
State Bar of Texas, "2015 Referral Directory; Legal Services and Other Resources for Low-Income Texans."
Download Directory Here
Texas Attorney General: Provides links to information about Child Support, Consumer Protection and Crime Victims.


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The AAE's publications and research lead the specialty and are globally recognized. Use the information below as a guide as you explore the resources featured in this section of the website.
The official journal of the AAE, the JOE, publishes scientific articles, case reports, and comparison studies evaluating materials and methods of pulp conservation and endodontic treatment. Endodontists and general dentists can learn about new concepts in root canal treatment and the latest advances in techniques and instrumentation in the premier journal for the endodontic specialty.
Highlights the AAE Foundation's research priorities, funded at more than $1 million annually.
Monthly AAE member e-newsletter highlighting member news, Association activities and issues affecting the specialty.
ENDODONTICS: Colleagues for Excellence Newsletter
Peer-reviewed clinical newsletters on a variety of endodontic topics, geared toward a general dentist audience. The popular newsletter is an excellent teaching tool and clinical update.
The Paper Point
E-newsletter specifically for residents and new practitioners.
In the NewsMember e-newsletter providing a weekly roundup of the latest endodontic news.
Did you know there are three ways to search for AAE members?
Digital Directory
Updated annually, access AAE member listings and important membership information.
Online Directory
Refreshed frequently, search the most up-to-date information on your fellow members.
Click for complete details on these two exclusive member resources.
Or use this quick and convenient Find an Endodontist search box.


text: Mas, I haven't seen it discussed here as today I ran into a problem with ammo feeding in my backup gun. I want everyone to make sure they check their carry ammo in their firearm to make sure it will function. My 442 is just a little big for my pocket and I got tired of cleaning it when carrying on my ankle and getting to old to get to it fast down there. Hell getting old. So I have gone to my little Kel-Tec 32 as my back up gun in my weak side front pocket full time. Today I tried out the Hornady Critical Defense 32 Auto 60 gr XTP. It would not function in the firearm. Manually trying to chamber a round or when firing it would not chamber the next round. The slide would stop with just over 1/2 the round in the chamber and no further. Even using my palm on the back of the slide did not good. The Winchester runs in the Little Kel-Tec just fine with no problems. I did try the Hornady in a Beretta Tomcat and it ran just fine. Every firearm is just a little different and another Kel-Tec 32 might run it fine. But mine would not. The lady I was cleaning the little Beretta for will now have 200 rounds of Hornady Critical Defense to use. I remember very vividly at LFI-1 you talking about making sure your firearm would function with your carry ammo and 200 rounds without a hiccup was your standard. I have followed that advice ever since. I think all the readers her should hear that. It is something that could save your life.


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High school athletes are the most likely candidates to experience a concussion, says Carlin Senter, MD, in a recent UCSF Magazine interview. Senter, who leads the concussion program at UCSF, describes a concussion as an injury to the brain caused by a blow to the head, neck, or body. Here's more on the subject from this renowned sports medicine doctor:
- Among high school athletes, football players are the most likely to experience a concussion among boys. Soccer players are the most likely among girls.
- MRIs and blood tests can't diagnose a concussion. Physicians base their diagnoses on symptoms such as headache, confusion, dizziness, fatigue, nausea, depression, or anxiety experienced immediately following or within 48 hours of the blow.
- A week or two off of physical activity, as well as a break from loud, crowded environments, video games, computer use, and alcohol consumption is the recommended treatment following a concussion. Recovery can typically be expected in 1 to 3 weeks.
- Being physically active through sports has many benefits. Lower-risk sports like basketball and softball can replace higher-risk sports among those with a pattern of head injuries.
Did you know?
Protective mouth guards help prevent over 200,000 oral injuries a year and athletes who do not wear mouth guards are 60 times more likely to damage their teeth. Call our office to find out how our pediatric dentists may custom make a protective and cohesive mouth guard from an impression of your child's teeth!
Photo: StuSteeger/CC by 2.0


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Team Building
Our team building packages include a theoretical component where your team will learn about topics such as Mental management techniques, Correct breathing, relaxation techniques, performance enhancement and how much freediving (and other sports) have changed over the years with the understanding that it's out mind that we must train. We will understand the role of Co2 and how we can train our body and mind to perform under high Co2 situations. We will incorporate aware breathing and the effects breathing has on our bodies.
Depending on the size and requirement of the team we will discuss other topics. The duration of this section is between 1-2 hours.
Providing the activity includes a pool component we will divide the group into smaller groups and will proceed to the water sessions.
Each group will perform one or two pool sessions. Each session will take around an hour (per group) and will include the following topics:
Relaxation techniques, Breathing techniques, Stress management.
At the end of the sessions we will provide you with practical training tools which will greatly increase your ability to perform under pressure and enhance your breathing performance.
We will also be happy to offer you ongoing support with breath training if you find the program beneficial.
Program duration: 4-8 hours
Number of participants: up to 20
- For larger groups we will have more facilitators and will require more time.
Please contact us for more information about our unique experiences.


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Trade- and service-marked names of companies and publications appear throughout this Web site.
Rather than list the company names and entities that own the marks or insert a trade- or service-mark symbol with each mention of the marked name, CAN-AM® Home Inspection Services, Inc. states that it is using the names only for editorial purposes and to the benefit of the trade- or service- mark owner with no intention of infringing upon their mark.
In addition, CAN-AM® Home Inspection Services, Inc. states that it has no copyright claim over the companies' materials and that users of this Web site should contact the various companies and publishers directly to obtain information or services.
Privacy Policy
Can-Am® Home Inspections is committed to the protection of your privacy and personal information. We adhere strictly to Canada's Personal Information Protection and Electronic Documents Act (PIPEDA) when collecting, using and disclosing identifiable personal information in the course of our business activities.
- We WILL collect personal information about you in order to provide you with the products and services you have requested;
- We WILL identify the purposes for which we are collecting, using and disclosing your personal information;
- We WILL NOT collect, use, or disclose your personal information for any purposes other than those identified to you, except with your consent, subject to exceptions permitted by law;
- We WILL protect the confidentiality of your personal information with appropriate security safeguards both when doing business internally or externally with other organizations;
- We WILL strive to keep your personal information accurate and up-to-date; and
- We WILL honor any request you may make to access your personal information and correct any inaccuracies that may exist, subject to exceptions permitted by law.
For more information about our privacy policy and practices, or to access your personal information, please contact:
12606 20th Ave
Surrey, British Columbia
Canada V4A 1Y6


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Irving Street Kitchen PFA
By Katie Acheff
Portland Food Adventures kicked off its 2014 season at Irving Street Kitchen, featuring a special menu by Chef Sarah Schafer. We were started out with hors d'oeuvres including fried oysters and a unique beer and whiskey cocktail.
Irving Street Kitchen is located right in the heart of the Pearl, and features a beautifully decorated rustic private dining room that we were privileged to inhabit for the evening. This is the first Portland Food Adventure that has featured exclusively beer pairings, as Chef Schafer wanted to cater to a true Portland experience. As an avid beer enthusiast I was in full appreciation!
Our first main course was a squash and dungeness crab bisque (which I unfortunately lack a photo of), and was quickly followed by a truffle beet tartare served with kettle chips. This was a nice twist on the usual raw meat dish, paired with a Full Sail Amber Ale.
Chef Schafer came out to talk with us a bit and speak about her inspiration behind the menu, introduced by our host Chris Angelus.
Next up was Mahi Mahi with a wild mushroom barigoule and coriander orange vinaigrette. This might have been my favorite dish of the night, which if you knew me, gentle readers, is very surprising. I am not one for seafood, especially fish, but this was just cooked perfectly! Light and flaky, very delicately balanced with the mushrooms, just fantastic! Paired with Widmer Omission Pale Ale.
This fourth course was an interesting combination that Chef Schafer explained to us a bit. What you're looking at is a duck liver "PB&J", with house made almond butter, apple jelly and a calvados gastrique. Several of my table mates called this their favorite course of the night, and initially off putting mixture that gets continually more flavorful with every bite.
Our fifth course brought us to a true comfort food classic, Mary's organic fried chicken with smashed potatoes, collard greens and country gravy.
And finally we had our dessert course, a rich flourless chocolate torte served with espresso ice cream and a cocoa nib tuile. Paired nicely with a Ninkasi Oatis Oatmeal Stout, one of my personal favorite breweries.
Chef Schafer left us with some fabulous gift certificates, including Langbaan, Ración,Pip's Original (free donuts yeah!) and Szechuan Chef.
This week we'll be going In the Kitchen with Sarah Schafer where she will be showing first hand how to make her fantastic fried chicken! In the Kitchen is a super add-on to our main Portland Food Adventures, I'd highly recommend checking it out!
Also coming up –
Chef Jose Chesa at Ataula on February 10th
Chef Kat LeSueur at Cocotte on February 25th
Thanks for reading, see you next time!


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An Effective Algorithm for Clustering Time-Series Data by Fuzzy Logic
Techniques for evaluating the similarity between time series data-sets have long been of interest to the database community. New location-based applications that generate time series location trails (called trajectories) have also fueled interest in this topic since time series similarity methods can be used for computing trajectory similarity. One of the critical research issues with time series analysis is the choice of distance function to capture the notion of similarity between two sequences. The authors will also present the benefits of the proposed system by implementing a real application: using dataset that contains two attributes temperature and humidity.
Provided by: International Journal on Computer Science and Technology (IJCST) Topic: Software Date Added: Dec 2011 Format: PDF


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Sgblog.com ranks
#7,990,998 in the world and generates
267 Page views for daily.
FreeWebsiteReport estimates Sgblog.com for a valuation of
$584 USD for it's visitor traffic that has the potential for CPC and Display-based advertising.
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organic referrals traffic from 172 websites around the world. Sgblog.com servers are located in the United States.
|Time Average
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3 Month
Since Sept 2006, SGBlog was relaunched as "The Singapore's Blog directory" to provide local bloggers an avenue to promote their blogs and as an useful resource for fellow bloggers or international readers to find blogs written by Singaporeans. In April 2007, we upgraded our directory to provide much improve listing features that allow blogs to be better search & more clearly listed. We enable members or visitors to review blogs and make it easy to recommend them to friends. ...
Google Safe Browsing - Safe website. Clean from Viruses, Malicious Worms, Adwares, Trojans, Spywares and Suspicious Phishing Attacks.
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32 Maxwell Rd #03-07 White House, 069115, SINGAPORE. Phone: +65 61002260, Fax: +65 67282398 Email: domain[AT]oakcreations.sg


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Online Renter CafeDVD Adds Review Clips20 Nov, 2002 By: Hive News
CafeDVD.com and John Gynn's FlickTalkTV.com will bring streaming video movie reviews to CafeDVD's online rental site, the Web sites announced today.
This new program blends FlickTalk Television's movie review video clips with CafeDVD's online DVD rental Web site, expanding evaluation tools from movie trailers and critic to consumer feedback in a quick and informative video commentary at CafeDVD.com.
These "person-on-the-street" testimonials aim to provide site users with immediate, informative and entertaining reviews of hundreds of movies.
"Combining the best of CafeDVD with the best of John Gynn's FlickTalk Television's content makes for an easy as well as entertaining way to help movie-lovers everywhere decide what to pick and what to pan," said Mark Gynn, marketing director for FlickTalkTV. "We felt it was a natural fit."
FlickTalkTV is a streaming video movie review syndication Web site offering testimonials on hundreds of films.
"The project was based on the simple concept of asking a neighbor `what did you think about that film?" Gynn said.


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any reference in snappyHexMesh!
hello people
any reference in snappyHexMesh!
please don't tell me search google , cause i did and all talking about the poor care .stl file in the tutorials ,, it may need a whole book and it explained in 4 pages !! specially writing the snappyHexMeshDict file
also the motorbike case is not sufficient at all
openfoam is open source :)
learning openfoam is closed source :mad:
I don't know!
What about the Lamboghini Diablo case in
=> http://www.cfditalia.org/files/tmp/diablo.tar.gz in the past i used this case for playing with snappy
what is bad about motorbike case?
Did you look at the kurser material from harkan http://www.tfd.chalmers.se/~hani/kur...ppyHexMesh.pdf
http://www.tfd.chalmers.se/~hani/kurser/OS_CFD_2008 (7) 2007 (9) 2009
http://www.openfoamworkshop.org there should be snappy stuff in one of the previous years (not sure)
|All times are GMT -4. The time now is 05:43.


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Joseph Bruce Fortin
- 67 years old
- Date of birth: Mar 11, 1947
- Date of passing: Mar 3, 2015
|Let the memory of Joseph be with us forever
This memorial website was created in memory of our loved one, Joseph Fortin, 67, born on March 11, 1947 and passed away on March 3, 2015. We will remember him forever.
Memorial Tributes
"To my husband of 17 years!! I miss you so much!! I miss the cuddles at night, and our special words before bed every night. Happy dreams sweet dreams!!! I know your not in any more pain, and you have a new healthy heart. I wish March 3, 2015 would start all over and you would still be here with us, but I know you will be waiting at heavens gate waiting for me one day to hold me in your arms again and I will never let go!!! I love you to the moon and back!! Love your wifey Sandra Kay"
"I love you daddy watch over your grand babies for me!! :-)"
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Eleven Men Against Eleven Trailer (1995)
08 September 1995
A curtain raiser for the 1995-6 football season and a state of the Premiership comedy drama about the corrupt world of football. Sir Bob is a football club chairman and megalomaniac. As the season draws to a climax his club are staring into the abyss of relegation. Can new manager Ted save City from the drop?
Watch the official Eleven Men Against Eleven 1995 trailer in HD below or find more Eleven Men Against Eleven videos on Vidimovie.