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What is a Charity?
To be a charity, an organisation must have purposes which are charitable. Voluntary organisations are not necessarily all eligible to register as charities, and organisations with paid staff may be eligible to register.
Charitable purposes are usually defined under 4 headings:
- Relief of poverty (now defined more broadly as relief of financial hardship)
- Advancement of education
- Advancement of religion
- Certain other purposes beneficial to the community
However for registration purposes it should be noted that the final decision regarding charitable status on the Isle of Man lies with the Central Registry.
Why start a charity?
There are many good reasons for starting a new charity. There are still social needs which are not being met by government agencies or other welfare organisations or charities. New charities can be flexible enough to help local and minority needs, and can often get help where it is needed very quickly.
The creation of more smaller charities can often encourage more people to become involved with charities because people are more likely to help a small, local organisation that is being run by friends than a larger organisation which can seem impersonal and appear to have all the help that it needs.
If you want to do voluntary work, or help a particular cause, it is a good first step to see if there is already a charity that is doing what you want to do, and offering to help them. If you want to provide a service that no other charity provides, it may still be worthwhile approaching established charities to see if they would like to provide that service, with your help - it may be something that an established charity would like to do, but does not have the available people to do it.
Many people start charities because they wish to commemorate family members or friends - while many of these charities thrive and continue, others eventually fade away because the underlying reason for starting the charity was a need for the therapeutic benefits of starting the charity, to help cope with the loss of a loved one. In these cases, once the grieving and healing process has been worked through, people lose interest in the charity, and it ceases to exist. Often, a more lasting memorial can best be created through co-operation with an existing charity, by the creation of a named fund, or purchasing assets for the charity in the name of the loved one.
Setting up and running a charity involves quite a lot of administrative work and organisation, and needs several people to share the work if the charity is going to start up and run successfully.
Requirement to Register as a Charity
The Charities Registration Act 1989 states that any institution which in the Island, or any Manx institution which in the Island or elsewhere 'takes or uses any name, style, title or description implying or otherwise pretends, that it is a charity; or holds itself out as a charity' must be registered as a charity.
If you are not sure whether your organisation should be registered as a charity, please contact the Charities Section on +44 1624 687318.
Connection with the Isle of Man
All charities registered in the Isle of Man must have a 'substantial and genuine connection with the Island.'
Examples of a substantial and genuine connection with the Island are:
- Raising funds on the Island to provide charitable services for people or animals resident on the Island
- Raising funds on the Island, by an Island-based committee, to send elsewhere where needed, eg help to third world countries
- Raising funds on the Island, by an Island-based committee, to send to a parent charity in another country, usually England. The parent charities can include medical research and aid charities, and charities raising funds for the relief of poverty and for other charitable purposes
- An Island-based committee receiving funds from outside the Island, for example from charitable trusts or foundations which have been specifically set up to use these funds for charitable purposes on the Isle of Man
The final decision regarding whether an institution applying for registration has a substantial and genuine connection with the Island lies with the Central Registry.
Non-charitable Purposes
Purposes which are not considered to be charitable
- Where they are for the benefit of one named person or a group of specified individuals
- Where the beneficiaries have a personal relationship, eg a family trust
- Where the beneficiaries have a contractual relationship, eg employees or members of a professional institute - except where there is financial hardship when beneficiaries can come from a more restricted group an employer can set up a charitable trust to help former employees in times of need or a professional institute can set up a benevolent fund
- Purposes which are illegal or could assist or aid illegal purposes
- Political or propagandist activities
- Any purpose which is against the public interest
Charitable Purposes
Relief of Financial Hardship
To be classed as charitable, financial assistance may only be given to people in genuine financial need. Financial need may arise for a variety of reasons, which include old age, illness, disability, unemployment, accident, family problems. The need may be long-term and ongoing, or temporary.
In this category, it is permissible for a charity to restrict benefits to a smaller group of beneficiaries, for example, to help ex-employees of one employer.
Benefits may include financial help, food, clothing, assistance with or provision of housing, advice, or help to other organisations providing help directly to people suffering financial hardship.
The Advancement of Education
Education is a charitable purpose, whatever the financial status of the beneficiaries, and whether fees are or are not charged. Thus, schools, colleges and universities may be charitable as long as they are not run for profit.
Other educational purposes include:
- Provision of playgroup facilities
- Provision of facilities for physical education, ie sports facilities (Note that the promotion of sport itself is not a charitable purpose.)
- Provision of facilities for recreational education, including hobbies (to be charitable they must have educational value)
- The arts, eg museums, art galleries, concert halls, libraries, arts festivals (There must be public educational benefit, recognisable standards of artistic merit, and they must not be run for profit)
- Conservation, where education is a significant part of the organisation's activities - this can include zoos and other animal charities, eg rare breed societies; preservation of endangered species of animals and plants; industrial museums; steam railways; collections of various artefacts eg toys, musical instruments, vintage farm machinery, etc (To qualify as an educational charity, there must be educational benefits to the public)
- Research, as long as there is public benefit
The Advancement of Religion
- The religion must be founded in a belief in a supreme being or beings. However, Buddhism is also regarded as a religion, even though there is no belief in a supreme being.
- The belief must be expressed through worship of the supreme being or beings.
- There must be a benefit to the public. Thus, enclosed orders may not be registered as charities, unless their activities include practical benefits to the community, for example, where members are involved in good works and/or advancement of religion in the community; parts of the building in which they live are open to the public for religious and other charitable purposes.
- It must not undermine accepted bases of religion and morality, and must not be in any other way against the public interest. Thus, for example, organisations involved in Satanism or black magic could not obtain charitable status.
Other Purposes Beneficial to the Community
This is a very wide heading, and covers many different activities, as long as they can be shown to provide a public benefit.
Examples of charitable purposes under this heading include:
- Provision of recreational facilities which are open to everyone
- Provision of recreational facilities for particular groups, such people with disabilities, elderly, etc
- Protection of heritage, where the public has reasonable access to the property
- Protection of the environment, including prevention of pollution, promotion of better methods of dealing with waste
- Animal charities, eg organisations aiding animals, providing homes for stray animals, promoting better standards of care towards animals etc. (Note that anti-vivisection groups cannot be charitable because achieving their objects could result in disbenefits to human beings)
- Mental and moral improvement of the public
- Promotion of racial harmony
- Promotion of industry, commerce, agriculture and art, as long as the purposes are for the general benefit of the public, not for the benefit of individuals
- Improvement of standards of craftsmanship and design
- Relief of problems brought about by old age, sickness, disability, where there is no financial need
- Resettlement and rehabilitation of offenders and drug abusers
- Help for disaster victims, where help is given on the basis of proven need


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Candace Wheater
Last quote by Candace Wheater
Jan 30 2017
The latest quote from Candace Wheater is: "Look at what's happening in Europe. I don't dare travel there, out of fear.". It comes from the Trump voters shrug off global uproar over immigration ban article. You'll find on this page 1 article with Candace Wheater quoted on topics such as Europe and fear. Candace Wheater has been quoted 1 times in 1 article.
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text:
boost, immunity, review, skinny shake, skinnylife, skinnyrevolution, smoothie, very vanilla, wellnessamplified
Super Immunity Boost Skinny Shake – Skinny Shake Review
#AD Today I am reviewing a Skinny Shake Go Pack. A week ago, I received my samples from Skinny Co. and I began trying them out. Here is what I discovered and wish to share.
I don't know what season you're in, but here in New England its cold and flu season. This year, I'm on a mission to steer clear of all the nasty bugs going around. I've been habitually hand washing, systematically sleep getting and punctually vitamin taking. I was so happy to find that Skinny Shake is wellness amplified and the timing of this review couldn't be better.
Real talk: I don't even want to type the words for fear of jinxing myself but…I've been on somewhat of a health streak. I'm going on 10 months without as much as a sniffle {knock on wood 3 times}. I'm not sure how I've managed to escape it this long {knock 3 times on the ceiling}, but it must be a combo of things mixed together with a super-boring-less-than-social-travel-free lifestyle lately {knock 3 times, means meet me in the hallway}. Tell me, how has your health been this recently? Good, I hope {twice on the pipes if the answer is no}. Am I the only one that remembers that Tony Orlando song? Probably, lol. 🙂
When Skinny Co. asked me to review their Shakes I looked them up. Mind you, I'm approached by brands every day asking me to review and try their products. By and large, it can be overwhelming to sort through and find the ones that can really make a difference. It was interesting to learn that #SkinnyShake is so much more than just another protein powder. Taking it to the next level, Skinny Shake is also packed with natural energy, antioxidants, vitamins + minerals!#AD Need a little extra immunity strength, try my smoothie combo for a boost! #skinnyshake Click To Tweet
Skinny Shake products are as versatile as you, whether you are using it for a pick-me-up, or just to keep your diet in check #SkinnyLife. Blend with a banana and milk for a post workout refuel #SkinnyShake, or keep a Skinny Go Pack in your pocket to mix with water between meetings #SkinnyRevolution. There is no wrong way to Do the Skinny Shake.
With twenty-five vitamins and minerals per serving, and a perfect blend of protein, fiber and superfoods, Skinny Shake powder is the perfect way to kick-start or maintain your nutritional goals. As a result, each of the ingredients yields its own special health and wellness benefit that, when combined, make up the ultimate daily energy booster.
Super Immunity Boost Skinny Shake
In my opinion, the nutrition stats are comparable to other protein powders but this one has fiber and superfoods to make it stand out. And I love the superfoods in this: chia, camu-camu, acai, spinach, goji, maca, pomegranate. Pretty cool!
On days when I want a little extra immunity strength, I love this combo for a Super Immunity Boost:
Super Immunity Boost Skinny Shake
- 1 packet of Very Vanilla Skinny Shake
- 1/2 cup fresh blueberries
- 1/2 cup fresh pineapple
- 1/8 cup sunflower seeds
- 1 cup unsweetened almond milk {ice-cold}
- a few ice cubes, if desired
Blend until well combined, adding more liquid to create a consistency you like. Not gritty or chalky, the one thing I love about this shake is that its thick, creamy and oh so yummy!
You can find all the details on the brand new Skinny Shake Co website.
Eager to give it a try? You can score 20% off your entire order with my code GETSKINNY-57
So there you have it. Stay healthy my friends and I would love to chat!
How are you handling cold and flu season?
Are you superstitious?
***Disclaimer: Always check with your doctor first before starting new fitness routines to ensure that they're right for you.***All opinions expressed are 100% my own.***This post contains affiliate links.


text: I've just started using ExtJS. I need to implement tooltip that disappears when the user clicks or points anywhere on the page, but it should stay when the user hovers over tooltip as I am loading info into tooltip using autoLoad="xxx.html". The only options I found to close tooptip is to specify autoHide=true, or closeable=true. I need to hide tooltip when the user point mouse anywhere on the page but tooltip, as I have a link inside tooltip. Any suggestions?


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Keys of Life: Sword of Fire
Today's Free Kindle eBook: Keys of Life: Sword of Fire
In the second installment of the Keys of Life trilogy.The violent war between the Pure of Heart and the Children of the Nephilim continues and Cordy and Ash run from Europe to New Orleans. The pair, along with a new ally, search for hidden family treasures to help them defeat the Nephilim. Meanwhile, the Guardian, a spirit of Earth, warns them that their next battle could be the most catastrophic the planet has ever seen rivaling the Great Flood. Jon Lafitte, are reformed pirate and consummate Frenchman, vies for Cordy's affections while steering the trio along the Louisiana bayou to their biggest showdown yet. But Cordy finds it difficult to choose between the unpredictable Lafitte, and the one who's always been there for her, Ash.Set sail with the Pure of Heart as they try to save not only their legacy, but also the earth as we know it.
Just follow this link to get the freebie:


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After Darkness Trailer (1985)
01 February 1985 Drama, Horror, Thriller 104 mins
To salve his guilty conscience an elder brother removes his disturbed younger sibling from a mental institution after a suicide attempt and tries to bring him back to mental competency through one on one contact. Free of the institution he continues to be haunted by dreams of a lost twin and chants the eerie phrase "Do I stand before the king?" It is the elder brother that seems doomed to lose himself in his brother's insanity.
Watch the official After Darkness 1985 trailer in HD below or find more After Darkness videos on Vidimovie.


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For the past two years car makers have tried to outdo each other with racy commercials but their speedy creativity has finally reached the end of the road.
Forget about advertisements with cars weaving around kids' toys in driveways, and four-wheel-drives doing spectacular stunts around quarries or on beaches. All car ads now must comply with a code of practice adopted by Australia's motor vehicle distributors.
Production of non-complying advertisements is banned immediately and existing ads that contravene the code will be pulled by December – before the critical Christmas holiday road safety period.
The Federal Chamber of Automotive Industries has announced the seven-point code. It outlaws the portrayal of reckless and menacing driving, speeding on public roads, unsafe driving practices, the use of drugs and alcohol, people driving while fatigued, motorcyclists not wearing helmets.
It also promotes the "responsible use" of off-road vehicles.
The Advertising Standards Bureau will oversee compliance with the code, which is also endorsed by the Australian Automobile Association. The AAA strongly criticised an earlier version of the code, proposed in May.
The AAA's executive director, Lauchlan McIntosh, said the code was an important part of the federal road safety strategy, introduced last year, to reduce the road toll by 40 percent by 2012.
He said the code would end the attempts of motor industry advertisers to go "one better" than rivals.
Announcing the new code, the chief executive of the Federal Chamber of Automotive Industries, Peter Sturrock, said it allowed the use of fantasy, humour, self-evident exaggeration and motorsport in creative ways. However, he called on advertisers to be mindful of the importance of road safety.
McIntosh claimed the May draft of the code failed to address concerns, held by many motorists and road safety experts, that the irresponsible use of speed and aggressive driving in advertising contradicted basic road safety messages.
He said the earlier version, developed and adopted in the absence of community consultation, applied only to activities on public roads. Under that proposal, the Holden TV and print ad showing a car swerving through toys on a driveway could still be allowed.
Australia and New Zealand, McIntosh said, had the highest rate of accidents involving children on driveways in the world.
He said the latest code addressed the AAA's major point of contention that, as virtually all of the advertising using speed and aggressive driving took place off public roads, offending advertisements would have remained in use.
Code blues
Vehicle ads should not portray:
. menacing, unsafe or reckless driving
. travelling above speed limit
. using hand held mobile phones, not wearing seatbelts
. driving under the influence of drugs or alcohol
. driving while fatigued
. motorcyclists without helmets
. environmental damage, particularly off-roaders


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11-13 November 2013
Kavli IPMU
Asia/Tokyo timezone
- email@example.com
Hotel Information around the Kashiwa Station
This webpage provides some information about hotel accommodations around the Kashiwa campus. Please note that it is your own responsibility to arrange accommodations for your stay. Please contact the hotels directly for more details and reserve your room as soon as possible.
Google map is found here.
Please also consider other hotels along JR Joban-line if you could not get a hotel during your stay. It is not so far from Tokyo area by train.


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Acquisition of overseas plantations, setting a pulp mill outside, continued experiments in agro-social-farm forestry, and even selling imported coated paper under its brand, among other things, are on the itinerary of JK's journey ahead, feels Mr. V. Kumaraswamy. Hinting towards a... (Continue reading)
One of the largest producers globally of agro-based W&P paper, Trident has made its eco-sustainable product also economically sustainable. Trident Paper is one of the distinguished manufacturers and suppliers of high quality paper for multi-color high speed printing and publishing and... (Continue reading)
APRIL Group is one of the largest, most technologically advanced and efficient makers of pulp and paper products in the world. The company feeds the pulp to Indian paper industry and sees India as one of its most preferred market... (Continue reading)
Seascope multifold growth in three decades is consistent with its vision to emerge as a reliable source of waste paper and wood pulp requirements Seascope Impex Pvt. Ltd., a leading indenting house, began operations more than two decades ago for waste... (Continue reading)
With a new tolling and blending facility at MIDC, Ambernath set up recently, Maxim is looking forward to expand its team vigorously and is toying with an idea of a large chemical manufacturing plant in near future. Maxim Specialty Chemicals Pvt.... (Continue reading)
MATTHEW MILLER & ALAIN LASCAR James Cropper UK & KADANT France Poly-cup grades are a very challenging raw material. James Cropper Speciality papers target was to recycle poly-cups, getting very clean fibers to replace virgin pulp in their luxury board. James... (Continue reading)
This plant will generate over 2,000 jobs directly and indirectly January 29, 2016 Tamil Nadu Newsprint and Papers' Rs. 1,650-crore multi-layer board plant was formally commissioned at Mondipatti on January 29. The Chief Minister J Jayalalithaa inaugurated the TNPL factory over a... (Continue reading)
Total project cost is estimated at 500 crores January 31, 2015 Mehali Papers Pvt. Ltd. began the construction work on its new plant in Gujarat in May 2015. The start-up is targeted somewhere by the fourth quarter of 2016. Total project... (Continue reading)
IPMA has demanded reduction in the excise duty on several varieties of paper and paperboard January 26, 2016 The paper industry has suggested the government to eliminate import duty on key raw materials, including wood logs and chips, in the forthcoming budget... (Continue reading)
Domestic paper companies' fear is due to high countervailing duty in the US, India-ASEAN FTA February 3, 2016 Paper companies fear a sharp increase in dumping from China and Indonesia after the United States imposed countervailing/anti subsidy duty of 5.82% -131.12%... (Continue reading)


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beautiful colors!!!
dude thats epic! howd you do that!???!!!
I love swirls
Awesome work. I like the fact it's not entirely flat, it seems to be moving by itself. Lovely.
great work
very pretty
i love the gradation!
i love the gradation!
I love this design
This is fantastic. And your skinner blends are flawless.
nice job
It's beautiful! Good job! ^^


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|Home | About | Journals | Submit | Contact Us | Français
In 2022 twenty-five million people are expected to purchase health insurance through exchanges to be established under the Affordable Care Act. Understanding how people seek information and make decisions about the insurance plans that are available to them may improve their ability to select a plan and their satisfaction with it. We conducted a survey in 2010 of enrollees in one plan offered through Massachusetts's unsubsidized health insurance exchange to analyze how a sample of consumers selected their plans. More than 40 percent found plan information difficult to understand. Approximately one-third of respondents had help selecting plans—most commonly from friends or family members. However, one-fifth of respondents wished they had had help narrowing plan choices; these enrollees were more likely to report negative experiences related to plan understanding, satisfaction with affordability and coverage, and unexpected costs. Some may have been eligible for subsidized plans. Exchanges may need to provide more resources and decision-support tools to improve consumers' experiences in selecting a health plan.
The landmark Massachusetts health reform legislation of 2006 created a state-level health insurance exchange now called the Health Connector, which offers health insurance plans for individuals, families, and small employers for purchase via a web-based portal. The Connector was the primary model for the health insurance exchanges proposed in the Affordable Care Act, which are required to be operational by 2014. Health insurance exchanges will offer a selection of commercial health plans, at various tiers of benefits, coverage, and premiums, grouped by actuarial value.
The Connector offers two health insurance programs. The first is Commonwealth Choice, which offers unsubsidized commercial health plans with the following tiered levels of coverage and decreasing levels of actuarial value: Gold, Silver, and Bronze. There is also a separate Young Adult plan for people ages 18–26. The second program is Commonwealth Care, which offers subsidized health plans from Medicaid managed care carriers (without "metallic" tiers) for families whose incomes are no more than 300 percent of the federal poverty level.
This article focuses on the experience of enrollees in Commonwealth Choice. This program most closely resembles the plan choice structure proposed in the Affordable Care Act and currently is the only Connector program available to people with incomes of 300–400 percent of the federal poverty level, a group that will be among those eligible for subsidized Affordable Care Act exchange plans in 2014. However, the population enrolling in Commonwealth Care—the second Massachusetts program—is larger and likely to be more similar to lower-income enrollees in subsidized plans in the Affordable Care Act exchanges.
In 2010 one-third of the people who purchased private health insurance on their own in Massachusetts—more than 40,000 people—were insured through Commonwealth Choice plans purchased through the Connector.1,2 Of these enrollees, 90 percent were individuals and families (the remaining 10 percent were small employer groups), and 40 percent were newly insured. These enrollees are from a range of demographic, socioeconomic, and prior coverage backgrounds, including people previously uninsured with relatively little experience purchasing health insurance.
The extent to which the Connector effectively meets the needs of this diverse population will be important to the long-term success and sustainability of the Connector. As other states consider how to establish and run a successful exchange, the experience of people purchasing Commonwealth Choice plans through the Connector can inform the design of new exchanges in other states.
The Connector features a web-based portal that allows consumers to make "apples-to-apples" comparisons across multiple health insurance plans offered through Commonwealth Choice. Within each coverage tier, consumers can view side-by-side descriptions of the plans available from each participating carrier, including details about premiums, deductibles, copayments, and covered benefits. The idea behind the web portal, side-by-side presentation of plans, and standardized language is to make it easier and faster for consumers to choose a health plan that meets their needs,3 while fostering competition among plans on price and quality. However, at the time of our study, the language used to describe benefits was standardized across plans, but benefits such as deductible level were not standardized across plans and carriers within a tier.
The Connector reviews plans and benefits in all coverage tiers and gives its "Seal of Approval" to the limited number of plans offered through Commonwealth Choice. To earn the Seal of Approval, a plan must meet the Connector's standards of quality and value and must also be from a carrier offering plans in all four coverage tiers, with at least some of those plans using the carrier's broadest provider network.
It is not known whether consumers are able to shop effectively for health insurance generally or among the health insurance plans in the Connector. Several studies of privately insured populations have found that consumers have an uneven understanding of their health insurance benefits and cost-sharing requirements.4–6 Evidence from psychology and behavioral economics suggests that when making high-stakes, complex decisions, such as choosing a health insurance plan, consumers are more likely to make mistakes and use shortcuts—for example, comparing alternatives based on a single dimension, such as price—that can lead to suboptimal choices.7,8
The Connector's Commonwealth Choice program is a complex choice environment. Consumers must make decisions about which tier of coverage is right for them, as well as select a specific carrier and plan. Consumers who purchase family-level coverage must also consider the potentially diverse needs of different family members. The Connector website offers a telephone help line and advice to help consumers with this process. However, consumers may find this plan selection process difficult.
Understanding how consumers select health plans through an exchange is vital to optimizing their choices, yet scant evidence exists about the process. This article addresses this information gap, using survey data from individuals and families who enrolled in a Commonwealth Choice plan in 2008 or 2009. The article's objective is to examine sources of information used to learn about exchange plans, use of help to narrow choices, and the association of these shopping experiences with outcomes related to plan understanding, satisfaction with affordability and coverage, and unexpected costs.
Our study was set in the Commonwealth Choice program. The Connector operates administrative services for Commonwealth Choice, including web-based enrollment, enrollment support, and customer service. During 2008 and 2009, when survey respondents enrolled in Commonwealth Choice, six commercial insurance carriers participated in the program and offered products in each of the coverage tiers (Gold, Silver, Bronze, and Young Adult).
The same plans available through Commonwealth Choice could also be purchased outside the Connector, directly from carriers. Other plans were also available for direct purchase outside the Connector, from these and other commercial carriers.
The study was limited to people who purchased Commonwealth Choice plans through the Connector from Harvard Pilgrim Health Care, a large, nonprofit New England insurance carrier. During this period, Harvard Pilgrim had the second largest share of enrollees in the Commonwealth Choice program, with 25 percent of the market.1
Any enrollee in a Harvard Pilgrim Connector plan who had been enrolled for at least six months as of the end of January 2010 (that is, who had enrolled on or before August 1, 2009), was eligible for the survey. We required six months of enrollment to allow us to assess subsequent experiences in the chosen plan.
Enrollees in Young Adult plans were excluded. We selected a stratified random sample of 650 subscribers (policy holders), oversampling subscribers with dependent children and those in plans without deductibles because of a separate interest in comparing experiences for people with and without deductible plans and with and without children.
The survey asked about the subscriber's experience and satisfaction with choosing a health plan, as well as experiences after enrolling in the plan. To assess the Connector shopping experience, we asked respondents whether they had used any of a variety of sources to learn about Connector health plans or to narrow down the plan choices to a few that were best for them.
We used a four-point Likert scale to measure whether respondents agreed or disagreed with a set of statements describing satisfaction with the enrollment experience (for example, "I was able to get my questions about Connector plans answered"). We used a four-point Likert scale to assess whether consumers agreed or disagreed with statements describing their experiences in their plan (for example, "The plan is easy to understand"). We also asked respondents to report whether their out-of-pocket costs in their Commonwealth Choice plan were higher, lower, or the same as expected.
In addition, the survey collected data on subscriber and family socioeconomic and clinical characteristics. We determined family income as a percent of the federal poverty level, using 2010 federal poverty guidelines and survey questions about the family's total income from all sources before taxes and the number of family members in the household. (Federal poverty guidelines were the same for 2009 and 2010.)
The presence of a chronic condition was measured by the report of any of the following for the subscriber or another adult family member: abnormal uterine bleeding, arthritis, asthma, benign prostate enlargement, cancer, depression, diabetes, emphysema or lung disease, heart disease, or hypertension.9 The subscriber's geo-coded address was used to link to census block group socioeconomic data to compare respondents and nonrespondents.
This survey instrument was administered in a mail-mail-phone format. Data were collected from April 2010 to October 2010. On average, respondents were surveyed 19 months after initial enrollment in the plan (range, 7–38 months; median, 18 months). Respondents who returned surveys received a $30 gift card.
Analyses were done at the subscriber level. To account for oversampling of families with children and people in plans without deductibles, all findings were adjusted using poststratification weighting to generalize to the larger Harvard Pilgrim Commonwealth Choice population.
This article reports weighted frequencies of responses to survey questions. We determined the significance of differences in response across groups using logistic regression models that controlled for subscriber age, sex, race or ethnicity, education level, family income, family size, and whether an adult in the family had a chronic condition. All of these characteristics were considered a priori to be potential confounders of plan choice experiences. The article reports comparisons between groups that were significant (p = 0.05) as predicted values from these regressions; p values were based on bootstrapped standard errors.
This analysis focused on the experiences of enrollees in exchange plans offered by one carrier in one state. Because certain characteristics of our study population may be unique to Massachusetts, such as the high level of respondents' education, our results about confusion and difficulty with plan choice may be conservative predictors of the experience of consumers in other states.
Our findings also probably have less generalizability to subsidized exchange-plan enrollees, who have lower incomes and may be socioeconomically more vulnerable. However, enrollees in Affordable Care Act exchanges will face a choice set of commercial plans organized in coverage tiers similar to those in Commonwealth Choice (with the addition of one more coverage tier, the Platinum tier). In addition, our study population included some lower-income enrollees, as well as those with incomes of 300–400 percent of the federal poverty level who will be eligible for subsidies in the exchanges in 2014.
Our findings may also not generalize to people in unsubsidized plans purchased outside of the Connector directly from carriers. Some consumers who need more help purchasing a plan might tend to call insurance carriers directly.10 In this case, our sample of Connector enrollees might reflect a population that included more sophisticated and self-reliant consumers. However, less savvy consumers might be overwhelmed by the number and variety of plans available outside the Connector and prefer the more limited choices available inside it.
Survey research is the only source of data on consumers' experiences and satisfaction choosing and enrolling in a health plan. However, because this study relies on self-report of experiences that are, on average 19 months after plan enrollment (range, 7–38 months), recall bias is a limitation.
Additionally, subsequent negative experiences in a plan could have led respondents to wish that they had had more help choosing a plan. Further research that studies exchange plan choice closer to the time of decision making may present a deeper understanding of the elements of the decision-making process that were most challenging.
Our measure of self-reported household income and eligibility for subsidized plans was imprecise. We were not able to differentiate family members to the extent required for poverty level and insurance coverage eligibility criteria—for example, we were not able to assess dependent status for young adults—so some respondents appearing to qualify for subsidized plans might not actually have been eligible.
In addition, our estimate of family income might be biased because self-reported income on surveys is often underreported. However, the error for estimates of wages and salaries (most likely to be the source of income for the population on the border of eligibility for Commonwealth Care) is relatively modest (5–8 percent),11 which suggests that our estimate of those eligible for subsidies might be only modestly too high.
The respondents in our survey with incomes seemingly eligible for subsidized plans did not significantly differ from other survey respondents in prior coverage type, age, or having an employer contribute to their premium. The characteristics of enrollees who appear to be not availing themselves of subsidies is an important topic for further research.
Finally, these findings represent observed associations rather than causal relationships. It is possible that wanting more help with choosing a plan is a characteristic of consumers who have more complex health care needs, have limited literacy, or are more easily confused than other consumers, and who would thus be more likely to report negative experiences after enrolling. Below, we identify a group of consumers who did not feel their needs were being met in the exchange marketplace, but not necessarily the extent to which the structure or design of the Connector affected their experience.
Whether the difficulties experienced by this group would occur as frequently for those enrolling in plans in the individual market outside the Connector or in an exchange with a different design, or even in a different health plan, remains an important unanswered question.
There were 393 unique respondents. Another five subjects reached by phone did not speak English well enough to be eligible to complete the survey. The response rate was 61 percent.
We tested for and did not find differences between respondents and nonrespondents according to the total number of family members, number of adults, subscriber age, census block group characteristics (race or ethnicity, household income, education), enrollment in a traditional versus a high-deductible health plan, having individual or family coverage, coverage tier (Bronze, Silver, or Gold), 2010 annual health insurance premium, and mean number of months enrolled in the plan.
Non-respondents, when compared to respondents, were significantly more likely to be male (60 percent versus 50 percent, respectively), to have on average slightly fewer children in their families (0.7 versus 0.9), and to have been enrolled in their Connector plan longer (16.5 months versus 15.3 months).
Based on weighted frequencies, 43 percent of respondents were younger than age forty, and 37 percent were age fifty-three or older. Because of the availability of Young Adult plans, subscribers ages 18–26 face a different choice set of Commonwealth Choice plans than others, but some within this age group elect to join non–Young Adult plans in Commonwealth Choice. Among our respondents, fewer than 10 percent were ages 18–26, which is similar to the proportion of enrollees across the larger Commonwealth Choice population who are ages 18–26 and not enrolled in a Young Adult plan.12
Thirty percent of respondents reported household incomes that were less than 300 percent of the federal poverty level (Exhibit 1), which indicates that they may have been eligible for subsidized coverage through the Commonwealth Care program. Sixty-four percent of respondents reported that they had at least a college degree.
Respondents' previous insurance status varied: 18 percent reported that they had been uninsured, 27 percent had had employer-sponsored insurance, 22 percent had had an insurance plan from the individual market, 17 percent had been receiving their insurance through the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985, and the remaining 16 percent had other forms of coverage. Other coverage included public insurance and being covered as a dependent on another's plan.
More than half of the respondents were enrolled in a Bronze plan, 44 percent in a Silver plan, and only 4 percent in a Gold plan. Data from the Connector indicate that contemporaneous Commonwealth Choice enrollees had similar distributions, except for a slightly higher percentage in Gold plans.
Eighty-two percent of survey respondents reported learning about Connector health plans through the Internet (Exhibit 2). Only 18 percent used the Connector's telephone help line. Older respondents (those age 50 or older) wereless likely than younger respondents (those ages 18–34) to have used the Internet (70 percent versus 87 percent, respectively; p = 0.02) (see the online Appendix for full regression results).13
When choosing their plan, more than half of the respondents reported that they considered only health plans offered within the Connector. One-quarter of respondents also considered plans available directly from a health plan, 9 percent considered plans available through a broker or agent, 5 percent considered COBRA plans, and 5 percent considered plans available through their spouse or partner. When asked the most important reason why they selected their plan, 41 percent of respondents replied that it was related to the plan's provider network, while 31 percent said it was because of the premium.
One-third of all respondents reported that they had had someone help them narrow down their plan choices (Exhibit 3), and 20 percent of respondents wished they had had help. Subscribers with prior individual market coverage were less likely than others to report having had help (16 percent versus 32 percent; p = 0.03). Respondents ages 35–50 were less likely to have had help than respondents ages 18–34 (20 percent versus 40 percent; p = 0.03).
For some respondents, employers played a role in selecting a Connector plan. Although not enrolled through the Connector's formal small-business program, 11 percent of respondents reported that their employer paid at least some of their health insurance premium. An employer could pay part of a Commonwealth Choice premium either by reimbursing the employee or by making the premium payment directly to the Connector authority for the employee. We did not have data to distinguish exactly how these payments were made for our respondents.
Results from logistic regression models indicate that respondents who reported that an employer contributed to their premium were significantly more likely than those who did not have employer support to be nonwhite and female and to have had prior employer-sponsored coverage.
Exhibit 4 presents results on respondents' satisfaction with the enrollment process and with their experiences in their health plan. During the enrollment process, 28 percent of respondents had felt that choosing a plan would have been easier with fewer plan options, and 42 percent had found the information on Connector plans difficult to understand.
Once enrolled in a plan, 23 percent of respondents found their plan hard to understand. Forty-five percent reported that their out-of-pocket costs were higher than expected.
Respondents with prior coverage in the individual market were less likely than other respondents to feel that choosing a plan would have been easier with fewer plan options (9 percent versus 27 percent; p < 0.01). Respondents with incomes less than 400 percent of the federal poverty level were more likely than other respondents to be dissatisfied with the affordability of plan options during enrollment (71 percent versus 47 percent; p < 0.01) and to report having had higher-than-expected out-of-pocket costs (56 percent versus 39 percent; p = 0.02).
Respondents who wished they had had help narrowing choices were more likely to report having difficulty understanding plan information even after being enrolled for some time, compared to those who either had help or didn't want it (Exhibit 4). Respondents wishing they had had help were also less likely to have had their questions answered during enrollment and to be satisfied with plan affordability and cover-age. We also observed a nonsignificant trend suggesting that respondents who wished they had had help were more likely to experience higher-than-expected out-of-pocket costs.
This article presents one of the first looks at the health insurance choice and enrollment experiences of consumers in a state health insurance exchange. For the majority of our study sample, the Connector provided the only marketplace used, which suggests that a health insurance exchange is an important mechanism for gaining coverage.
However, our respondents reported several challenges in the Connector. Approximately half found information on Connector plans difficult to understand, were not satisfied with the plan affordability, or experienced higher-than-expected out-of-pocket expenses. Approximately one-quarter would have preferred fewer choices, and one-fifth did not feel that they had had their questions answered.
Satisfaction with the choice process in the Connector varied for three subgroups of consumers. The first group was people who were able to select plans for themselves. This group included people with previous experience with a plan in the individual market, who reported that they did not wish they had had help choosing their plan and did not feel that their choice would have been easier with fewer plan choices.
The second group was consumers who were able to find sources of help with their plan selection—those who reported having had help narrowing their plan choices. For the most part, these consumers relied on informal sources such as friends and family members.
The final group was consumers who reported wanting help with choosing a plan but who did not get it. These consumers were more likely to report negative experiences related to plan understanding, affordability, coverage, and costs. This subset of consumers in exchanges may need extra resources or assistance to navigate among and narrow their choices.
Strategies such as standardizing plans in exchanges, which the Connector has done since this survey was conducted, may help reduce confusion and suboptimal choices. Proposed Affordable Care Act rules require that exchanges provide cost calculators, plan quality ratings, and links to "navigators"—people or entities that will help people who are eligible to purchase coverage through the exchange learn about their new coverage options and enroll. These tools could help consumers make choices. The Internet was used by a large majority of enrollees in our study and could be a platform for such decision support tools.
One unexpected and important finding from this study was that 30 percent of our respondents reported incomes that would have made them eligible to enroll in a subsidized Connector plan. The enrollment of these families in an unsubsidized Connector plan could indicate confusion and suboptimal choices, especially since many lower-income respondents reported dissatisfaction with plan affordability and higher-than-expected out-of-pocket expenses.
However, some people who would be eligible for subsidies may prefer the unsubsidized plans, including people who view the Connector plan as a solution to a temporary lapse in employer-sponsored health insurance and those who want coverage from a particular commercial carrier not participating in the Commonwealth Care program.
For others, an employer may be subsidizing their premiums, as reported by 8 percent of respondents with income below 300 percent of the federal poverty level, which would make Commonwealth Choice more affordable. Some caution is warranted when interpreting these findings, given that our measure of self-reported household income was imprecise and may be biased, as discussed above.
Choosing a health insurance plan is inherently complicated and expensive for consumers, especially in the individual market, and this study suggests that some health insurance exchange enrollees face challenges in understanding plan information. Although many obtain help narrowing plan choices, usually from family members and friends, those who do not get the help they seek are at risk for negative experiences related to plan understanding and satisfaction with affordability and coverage.
Exchanges may need to provide resources and decision support tools to help consumers optimize health plan choices as they seek affordable coverage under health reform. As states prepare for the challenge of implementing their exchanges by 2014, policy makers will need additional data to determine which tools and designs increase consumer satisfaction with choice and experiences in health insurance exchanges.
Funding from a K23 Mentored Career Development Award from the Eunice Kennedy Shriver National Institute of Child Health and Human Development (HD052742) is gratefully acknowledged. Support for this project was also provided to Alison Galbraith through a Thomas O. Pyle Fellowship from the Harvard Pilgrim Health Care Foundation. Stephen Soumerai and Dennis Ross-Degnan are investigators in the HMO Research Network Center for Education and Research in Therapeutics and are supported by the Agency for Healthcare Research and Quality (Grant No. U18HS010391). The authors acknowledge and thank Irina Miroshnik for assistance with data extraction and M. Maya Dutta-Linn for excellent project management and for assistance fielding the survey.
Anna D. Sinaiko is a postdoctoral research fellow at the Harvard School of Public Health.
In this month's Health Affairs, Anna Sinaiko and coauthors report on a survey they conducted in 2010 of enrollees in one health plan offered through Massachusetts's unsubsidized health insurance exchange. They found that more than 40 percent found plan information difficult to understand; about one-third had help selecting plans; and one-fifth wished they had had help narrowing plan choices. The authors say these results suggest that it will be important for the exchanges forthcoming under the Affordable Care Act to provide resources and decision support tools to improve consumers' experience in selecting a health plan.
Anna Sinaiko is a postdoctoral research fellow in the Department of Health Policy and Management at the Harvard School of Public Health. Her research focuses on consumer decision making in health care settings, with a concentration on the use of information and financial incentives to alter consumer behavior.
Sinaiko won the 2011 award for best abstract in the category of "Consumer Engagement, Choices and Decision-Making" at the AcademyHealth Annual Research Meeting. She received a master's degree in public policy and a doctorate in health policy, with a concentration in economics, from Harvard University.
Dennis Ross-Degnan is an associate professor at Harvard Medical School.
Dennis Ross-Degnan is an associate professor in the Department of Population Medicine of Harvard Medical School and Harvard Pilgrim Health Care Institute and director of research at the institute. He is in the Drug Policy Research Group, a research and fellowship training program focused on pharmaceutical outcomes and the quality of health care, which is also a World Health Organization Collaborating Center in Pharmaceutical Policy, at Harvard Medical School and Boston University. His career has focused on improving health systems in the United States and developing countries, including research on the effects of pharmaceutical policies, factors underlying the appropriate use of medicines, interventions to improve the quality of care, and applied research methodology in low-resource settings.
Ross-Degnan received the A. Clifford Barger Excellence in Mentoring Award from Harvard Medical School and the Klaus Peter International Teaching Award for distinction in international medical education and mentoring from Harvard Medical International and Harvard Medical School. He holds a doctorate in health policy and management from Harvard University.
Stephen B. Soumerai is a professor in the Department of Population Medicine at Harvard Medical School.
Stephen Soumerai is a professor in the Department of Population Medicine of Harvard Medical School and Harvard Pilgrim Health Care Institute. He directs the Drug Policy Research Group at Harvard Medical School and Boston University. He also cochairs the statistics and evaluative sciences concentration of the Harvard University–wide doctoral program in health policy.
Soumerai is the recipient of the Everett Mendelsohn Excellence in Mentoring Award from the Harvard University Graduate School of Arts and Sciences. He earned both a master's degree and a doctorate in public health from Harvard University.
Tracy Lieu is director of the Division of Research at Kaiser Permanente Northern California.
Tracy Lieu is director of the Division of Research at Kaiser Permanente Northern California and is recognized as a leader in child health services research. From 1999 to 2012, during the time this research was being conducted, she was with the Department of Population Medicine at Harvard Medical School and Harvard Pilgrim Health Care Institute, where she was a professor and the founding director of the Center for Child Health Care Studies.
Lieu received a master's degree in public health from the University of California, Berkeley, and a medical degree from the University of California, San Francisco, where she was a Robert Wood Johnson Clinical Scholar.
Alison Galbraith is an assistant professor in the Department of Population Medicine at Harvard Medical School.
Alison Galbraith is an assistant professor in the Center for Child Health Care Studies, Department of Population Medicine, at Harvard Medical School and the Harvard Pilgrim Health Care Institute. She is a pediatrician who practices at Boston Children's Hospital and a health services researcher whose research focuses on the effects of insurance policy on health and health care for vulnerable populations of children and families.
Galbraith received a master's degree in public health from the University of Washington and a medical degree from the University of Rochester.
Results from this article were presented at the AcademyHealth Annual Research Meeting, Seattle, Washington, June 2011.
The content of this article is solely the responsibility of the authors and does not necessarily represent the official views of the funders.
Anna D. Sinaiko, Department of Health Policy and Management at the Harvard School of Public Health, in Boston, Massachusetts.
Dennis Ross-Degnan, Department of Population Medicine at Harvard Medical School and the Harvard Pilgrim Health Care Institute, in Boston.
Stephen B. Soumerai, Department of Population Medicine at Harvard Medical School and the Harvard Pilgrim Health Care Institute.
Tracy Lieu, Division of Research at Kaiser Permanente Northern California, in Oakland.
Alison Galbraith, Department of Population Medicine at Harvard Medical School and the Harvard Pilgrim Health Care Institute.
PubMed Central Canada is a service of the Canadian Institutes of Health Research (CIHR) working in partnership with the National Research Council's national science library in cooperation with the National Center for Biotechnology Information at the U.S. National Library of Medicine(NCBI/NLM). It includes content provided to the PubMed Central International archive by participating publishers.


text: Any recommendations for a place with a beautiful room and great food that could stand in for the River Cafe this Sunday? We have an annual family brunch there to celebrate a bunch of birthdays, but, as folks probably know, it is sadly closed due to Hurricane Sandy. Anywhere in the city is okay.


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Early Summer Atlanta Area Auctions
Including development land, apartment complexes, residential properties.
Please note: property information is updated frequently
Property # 303
Bank-Owned FORECLOSURE
Auction Date: Thursday, July 26, 3:00 PM, On-Site
Directions: From I-565 take US
72 West exit and go West on US 72 East towards
More Information:
Photos: Click on images to enlarge
Back to July Multi-Property Auction Main Page
For additional information, please contact firstname.lastname@example.com or call 404-303-1232
To receive advance notification of upcoming auctions, please send us your email address by clicking on this link.
Sperry Van Ness/INTERSTATE AUCTION COMPANY
Please check back frequently for changes.
Any and all information contained on the site is subject to changes and corrections, and that it is the prospective purchaser's responsibility to verify that he/she has the most current information.
INTERSTATE AUCTION® COMPANY, 1100 Johnson Ferry Road, Suite 588, Atlanta 30342 GAL#1966, 404-303-1232 Fax: 404-303-7997


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There have been a lot of cute cat videos all over social media but this particular clip has got to be the cutest of them all.
Uploaded by Facebook user, Ashley Lillie, a video of a grey cat with black stripes holding an ice cream on a cone and furiously licking it goes viral.
The Facebook video has gotten over 25 million views in less than a month, and it has been shared over 840,000 times in the social media platform. Aside from this, the video has been uploaded in Youtube and other video-sharing platforms.
Watch the video, share the article and let us know what you think in the Today in Manila comments section below!
I've never seen a cat eat an ice cream cone and hold it. Lmao.Jukin Media Verified (Original)* For licensing / permission to use: Contact - licensing(at)jukinmediadotcom
Posted by Ashley Lillie on Sunday, September 13, 2015
Via Facebook
Share this article.
Facebook Comments by Today In Manila


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The 14th Amendment: It's kind of a big deal.
Today in 1868, the 14th Amendment to the Constitution was ratified. It covers citizenship (children of non-citizens born on U.S. soil are citizens from birth), equal protection under the law, and other issues, many of which were raised by the end of the Civil War.
The 14th was the groundwork for a number of landmark Supreme Court cases, including Brown v. Board of Education, Roe v. Wade, and U.S. v. Wong Kim Ark, pictured above. Wong Kim Ark, the son of Chinese immigrants who was born in the U.S., was denied rentry into the U.S. after a visit to China. He sued, and won, in 1898: SCOTUS reaffirmed his citizenship, making him one of the earliest Asian American citizens.


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The federal government has said that any whistle-blower whose information leads to the recovery of up to N1 billion to N5 billion will receive 5% for the first N1 billion and 4% of the remaining N4 billion.
The minister of Information and Culture, Alhaji Lai Mohammed making the clarification in a statement on Sunday, March 19, said any amount over N5 billion will attract 2.5% reward.
By implication a whistle-blower on N5bn recovery will make N50 million from the first N1bn and N160million from the remaining N4 billion making a total of N210million.
READ ALSO: Whistle blower fired for exposing N95 million scam in DTCA
Mohammed said the government will protect the identity of all whistleblowers, whether in the public or the private sector by keeping information they provide secret.
He said the assurance followed the presentations made to the Presidential Assets Recovery Committee by concerned citizens and groups about the safety of whistleblowers.
The minister also said cases of those who may have suffered backlash as a result of the information they provide will be reviewed and appropriate mitigating actions taken.
He said: ''Whistleblowers have nothing to fear, because the committee has put in place the necessary measures to safeguard those who give useful information. As a matter of fact, whistle-blowers have everything to gain and nothing to lose,'' he said.
''What we have done by making this information public is to reassure potential whistleblowers that the plan to reward is real. We are not just saying we will pay all whistleblowers, but we are letting them know in advance what they are entitled to, once the information they provide leads to the recovery of looted funds."
Meanwhile the foreign affairs minister Geoffrey Onyeama said that Mr Ntia Thompson, who was sacked by the ministry over whistle blowing, would be reinstated, if actually his appointment was wrongfully terminated.
READ ALSO: Whistle-blower exposes N8.4 billion fake account
Thompson, an assistant director with the Directorate for Technical Cooperation in Africa (DTCA), was sacked for allegedly raising an alarm that $229,000 and N800, 000 had been diverted by key officials in DTCA, an agency under Foreign Affairs Ministry.
Source: Naija.ng


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Monday 30 October 1972
It was Monday, under the sign of Scorpio. The US president was Richard Nixon (Republican).
Famous people born on this day include Georgina Douglas and Patrice Denis.
In that special week of October people in US were listening to I Can See Clearly Now by Johnny Nash.
In UK Mouldy Old Dough by Lieutenant Pigeon was in the top 5 hits.
Solaris, directed by Andrey Tarkovskiy, was one of the most viewed movies released in 1972
while Jonathan Livingston Seagull by Richard Bach was one of the best selling books.
On TV people were watching Das Licht der schwarzen Kerze.
If you liked videogames you were probably playing Empire or Hunt the Wumpus.
But much more happened that day: find out below..
You can also have a look at the whole 1972 or at October 30 across the years.
Old Newspapers
Have a look at the old newspapers from 30 October 1972 and get them!
TV Series
Which were the most popular TV series released in the last months ?
Which were the most popular movies released in the last 30 days ?
Find out your future
Get a FREE Numerology report based on the digits of 30 October 1972!
Wish him/her..
Historical Events
Which were the important events of 30 October 1972 ?
- St. Marcel
- Bl. John Slade
- St. Theonestus
- St. Talacrian
- St. Herbert
- St. Serapion
- USA - Mischief Night in some areas (known as Devil's Night in Detroit)
- St. Macarius
- Also see October 30 (Eastern Orthodox liturgics)
- St. Zenobius & Zenobia
- St. Saturninus
- St. Dorothy of Montau
- St. Artemas
- St. Arilda
- St. Alfonso Rodrfguez
- Calendar of Saints - October 30th is the feast day of the following Roman Catholic Saints: Bl. Angelus of Acri
- St. Maximus
Famous Birthdays:
- Georgina Douglas: Australian rower (1996 Olympics).
- Patrice Denis: CFL linebacker (Edmonton Eskimos).
- Trevor Wilmot: NFL linebacker (Indianapolis Colts, Amsterdam Admirals).
- Jessica Hynes: English actress producer and screenwriter.
Famous Deaths:
- Alan Roth: Orchestra leader (Milton Berle Show), dies at 68.
- 45 die in a train crash in Chicago, Illinois
- A collision between two commuter trains in Chicago, Illinois kills 45 and injures 332.
Featured Contents
Would you like to write an original contribution on a topic related to this specific date and get featured on Takemeback.to ? Send us your proposal!
Music Charts
Which were the top hits in that special week of October 1972 ?
Top #10 songs in the USA
- Johnny Nash - I Can See Clearly Now
- The Moody Blues - Nights In White Satin
- Chuck Berry - My Ding-A-Ling
- Curtis Mayfield - Freddie's Dead (Theme From Superfly)
- Elvis Presley - Burning Love
- Rick Nelson - Garden Party
- The Spinners - I'll Be Around
- Lobo - I'd Love You To Want Me
- Danny O'Keefe - Good Time Charlie's Got The Blues
- Michael Jackson - Ben
Search For Your Ancestors
Sport Games on 30 October 1972
NFLAmerican Football
- Detroit Lions - Dallas Cowboys : 24 - 28
Subscribe to our Newsletter
Don't miss our monthly news, no spam guarantee Click here to Subscribe
...and if 30 October 1972 was your Birth Date then Join our Birthday Club!
Make this date unforgettable
Genealogy: find out your family heritage
Magazine Covers
What news were making the headlines those days in October 1972?
- Time: TIME Magazine Cover: Henry Kissinger -- Oct. 30, 1972
- SportsIllustrated: Sports Illustrated: no.8304
- Life: Dr Edwin Land with camera
Which were the most popular books released in the last weeks ?
Remember when
What videogames would you be playing back in the days ?


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Brilliant CornersKingsland road, E8
Joe & 'ZaMurray Grove, N1
Sodo HoxtonThe George and Vulture, Hoxton, London, N1 6BU, N1
Arancini Brothers - DalstonKingsland Road, E8
Get Gousto to deliver the best ingredients straight to you — home cooking made easy.
Ever thought of pairing chocolate and craft beer? Here's some advice from the experts.


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Filmmaker. Writer. Professional Amateur.
#INTERSECTIONALITY (series) (2016-present) - Executive Producer, DirectorIntersectionality is not an option; it's reality. #INTERSECTIONALITY is an upcoming documentary web series focused around the intersections of identity and what it means to be a feminist.
Caleb Stephens: Black Lives Matter Activist (2016) - Director, Producer, Sound Mixer
Out Here in Kansas (2016) - ProducerOut Here in Kansas is an upcoming documentary short film revolving around the relationship between Pastor Joe Wright, a staunch opponent to marriage equality, and Burt Humburg, a gay, native Kansan and former All American football player. Focusing on Burt and the conservative politics of Kansas, OHIK also tells about the climate of LGBTQ rights in Kansas.
Caleb Stephens: This Is How Solidarity Lives (2016) - Camera Operator, EditorSpeech from Caleb Stephens at the Sisters With a Purpose March for Justice. Featured on Films For Action.
The Listeners (2016) - Associate ProducerThe Listeners is the upcoming documentary feature film exploring the role of crisis phone lines in mental health care and the many people, often volunteers, who answer calls. The film follows a cohort of new volunteers at the Headquarters Counseling Center in Lawrence, Kansas, who undergo rigorous training to staff crisis lines. The Listeners will deliver a powerful and uplifting message of acceptance, altruism, and empathy. Directed and Produced by Bob Hurst.


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I wanted to commit suicide so I went on a roof
and I sent a message to my mom at last,
but once I saw her replies, my heart became weak and I felt so sorry
so I went back home
this is my true story
OP: I have an exam tomorrow
mom: I see, do it with a light mind <3
OP: I'm sorry for being born
mom: don't you (name of OP) know how much mom is thankful?~
- you are the person that mom and dad treasure the most
- it doesn't matter if you study well or not
I thought that there might be a lot of people going through the same thing
and it looks like everyone thought that I was a girl
but I'm actually guy
right now, I just want to rest, and I don't know how I can go back home...
I don't know...
I just feel so sorry
thank you everyone for your support, let's stay strong
post response:
original post: here
- ㅇㅇ |2016.03.05 04:49
- before it's too late, go for a consultation. it's really gonna be helpful. please don't throw out your precious life.
- 4326
- ㅎ |2016.03.05 07:51
- I'm feeling like that too~ but since I'm afraid to die, I can't kill myself. if I kill myself, my relatives would just think of me as a fool and there will be no one left to take care of my mom.. even if I'm not able to kill myself, I cry everyday and because of me, my mom cries too.. so I feel even more sorry towards her. get hold of yourself and be strong..
- 840
- ㅇㅇ |2016.03.05 12:50
- I suddenly put myself in the OP's mom's shoes. I would be heartbroken if my daughter sent me a message like that
- 760
- ㅇ |2016.03.05 01:41
- right, let's study hard! and if luck and money don't follow up, then we can always become a normal employee at any company~~ you will still be living a precious life
- 482


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After joining Yorkshire from Sussex on a short-term contract at the start of the week, wicketkeeper Andrew Hodd was urged by Martyn Moxon, the White Rose county's Director of Cricket, to bring some decent weather north with him.
Alas Hodd, 28, who is making his debut as stand-in for England's Jonny Bairstow in what is arguably Yorkshire's most significant match of the season so far, was unable to comply with his new employer's request.
For after the first day of the game between the sides currently lying first and third in the promotion race had started in bright sunshine, the rain came down after a single delivery of the afternoon session.
The inevitable decision to call off proceedings for the day came at 4.18pm, meaning that Yorkshire have now featured in only 128 of a scheduled 294 hours' play so far this season and over 42 per cent of their overs allocation has been lost.
In the 30.1 overs possible before the deluge began, Yorkshire, after being asked to bat first by Derbyshire skipper Wayne Madsen, made a positive start, despite losing Phil Jaques, bowled shouldering arms by Tim Groenewald, in the fourth over.
However Adam Lyth and Andrew Gale took advantage of some wayward bowling thereafter, with 20 of Gale's first 23 runs coming in boundaries.
The Yorkshire skipper has suffered a frustrating season so far, with just a single score in excess of 50 despite regularly making a start. But he looked set to put the record straight this time only to top-edge an attempted pull off Ross Whiteley to long leg.
He added 87 in 22 overs with Lyth, who had moved to a fluent half century, from 77 balls with seven fours, by the time the rain started.
Hodd, meanwhile, has signed for Yorkshire until the end of the season following the departure of Gerard Brophy, who has been told that his contract will not be renewed.
After making eight Championship appearances for Sussex last year, Hodd has yet to feature in the first team this time and his contract expires at the end of the season.
He said: "I've been speaking to Martyn Moxon for a month now with a view to maybe something happening at the end of this year or next year.
They were very low key chats but suddenly on Sunday night I got a phone call saying that Gerard had retired and asking if I would come up. I jumped at the opportunity. With Jonny Bairstow involved with England, hopefully it will open up a door for me.
"It would be stupid not to have the thought of a permanent deal at the back of my mind. But this is four games to try and win to help get Yorkshire promoted and do myself justice by scoring some runs and taking some wickets."


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Cheesy Music Clubs in London
Discover the best cheese night clubs in London. When you are looking for a guaranteed evening of fun, there's nothing better than hitting the dance floors at the best cheesy music clubs in London and dance the night away to pop music and classics. Forget head-ache inducing electro or lame guitars! Get your groove and glamour on to commercial music, pop, rock and dance hits from past decades; after all, a good cheese tune never dies. The best venues are all on our list of the very best of Cheesy Music Clubs in London.
Last updated on 12th October 2017
Select a venue on the map
Basically one big cheesy disco full of confetti cannons and hilarious dance moves. A Clapham stalwart that needs no introduction, Inferno's is legendary and one for your cheesy London clubs hit list. You can even hire your own Karaoke room overlooking the dance floor and sing your heart out to the bustling crowd below - oh the wonders of this place.
After having a complete overhaul, Sway has a new lease of life and a stylish decor to match. But one thing remains, and that is their big love for all the cheesy music in London. With 3 bars and a nightclub all under one roof, experience this fun bar of drinking and dancing antics.
Dedicated to all things S Club and hard, cold cheese right to its very core, Strawberry Moon is a frivolous, laid back club in the heart of London. The club has quickly become a favourite amongst the city's party-loving crowds for its roster of cheesy nights out. This mega club is like a blast from the past, where you can boogie on a multi-coloured dance floor whilst bopping to the biggest retro and cheesy tunes of all time.
A Tiki-inspired London bar in the heart of the City, Kanaloa is a drinking and dancing haven and plays a great mix of cheesy tunes in it's club room. Open late, this is a real fun time bar with it's cool interior and tropical decor; playing a host of commerical pop classics Kanaloa has given itself the reputation of being one of the best clubs to listen to cheesy music in London.
This cheesy London club has the best music policy: "If you can't sing it, we won't play it". That's how Bar Rumba have made their reputation for being one of the most fun nights out in the city. Get a piece of the dance floor action, the loud music and the cheap drinks right here.
Unfortunately, not all of your friends might appreciate cheesy pop and rock music like we do. But the jokes on them, as they'll miss out on going to the Piccadilly Institute, the biggest cheesy music club in London. Leave the bores in the bar or in any of the other six rooms at this massive and partly cheesy club in London.
In the heart of Soho, Gem is a happily affordable, easy-going bar and club that honours the cheesy tunes of past and present! Glitter balls, happy hours, confetti cannons and a buzzing atmosphere all combine at this central London club to make one fun night out. Grab a drink, head down and unwind to the sound of all your favourite cheesy tracks.
The basement of this London cheesy music club has a flashing LED dance floor. Happy hours and cheesy music with classic RnB, pop and dance music play to get people on the floor (and it always works). Hits from the 70s and 80s bring disco fever to Mayfair for a much-loved cheesy club night of floor-fillers.
With a distinct 'devil-may-care' approach to things, Fez is committed to serving up only the best cheesy music-crammed nights to their Putney audience. On the contrary, you don't have to worry about how you look venturing into this den as it's a Moroccan themed party bar notorious for a late night out with DJs and dancing that keeps going until 4am.
Scream your lungs out to Bonnie Tyler, holler to Bon Jovi and howl to Meatloaf, this night is about all the biggest and best karaoke tunes, sung with your fellow party-goers.
Full of all your favourite 70s, 80s, classic pop and funk & soul songs, Rouges offer cheesy music lovers everywhere a frivolous night out in South London. DJ Kobayashi takes control of the decks, playing all the best Abba, Michael Jackson and S Club 7 tracks. Halfway through the amazing club night, guests will be stunned to silence as Kellie Sky performs a dazzling routine of circus acts and thrilling stunts.
Having thrown parties for over 15 years, the team at the Blag Club certainly have copious amounts of experience under their belt. A number of intimate booths and private hire areas are available, should you be looking for a cosy spot to unwind in. But crucially, this West London venue hosts some of the best cheesy music nights in the capital. From Backstreet Boys to the unmistakable sounds of Abba, this night of cheese music in London will certainly leave you smiling from ear to ear.
Take it back to the glory days of The Backstreet Boys, The Spice Girls, R Kelly and a whole other host of 90s faves at this brunch-with-a-difference. Expect tasty brunch eats, lip sync battles, an hour of bottomless cocktails and no-holds-barred partying at The 90s Brunch.
Embrace your inner tiger and hit the dance floor of this party hub right in the heart of London. Notorious and known for being one of London's best clubbing destinations, Tiger Tiger is like a way of life. Bouncing every night of the week, you can be rest assured all forms of cheese are represented here.
Party kings Adventure Bar are not shy of pumping out the cheese tunes with a tongue firmly in cheek. Delicious cocktails, uber-friendly bartenders and party anthems make this a fun night out in Clapham, where the music policy is defined by heavy doses of Abba, Queen and all the N Sync you could possibly ask for.
Quirky to the core, Far Rockaway in Shoreditch is bursting full of intriguing antiques, retro posters and a beautifully decorated, characterful bar. Whether you're gulping down an exquisitely crafted cocktail or dancing long into the night, you'll definitely remember a night out at this intriguing spot. Head down on a Friday and watch in amazement as their DJs roll back the decades, playing all the classic cheesy tunes that you'd expect to find on a quirky night out in London.


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S-CORP Contract Work on Another Corporations Equipment
Dear Linda,
I am currently working as a W2 independent contractor for a 501C3.
I would like to switch and be an independent contractor paid as an S-Corp.
Is it a problem that I use the 501C3's equipment as part of my employment?
What are the regulations?
Thanks :–)


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Screen: 15.6-inch 16:9, 1920×1080 pixel screen
Processor: Intel® Core™ i5-6300HQ Processor (6M Cache, up to 3.20 GHz)
Graphics: NVIDIA GeForce GTX 960M 2G GDDR5
Memory: 8GB DDR4 2133(2xDIMMs)
Storage: 1TB 2.5-inch 7200 RPM HDD, 128GB M.2 SSD
Battery: 3-Cells Lithium-Ion battery
Operating system: Windows 10 Home (64 Bit)
Size: 38.2 x 25.3 x 2.45 cm
Weight: 2.5kg
Compared to the old version of Omen notebook, the new generation Omen notebook is canceled the optical drive, so that the whole notebook looks more concise. It is with a whole bottom panel and a built-in battery. There are two non-slip rubber is slightly raised. It is used for supporting the bottom.
Repair Parts
Cooling Fan For HP 858970-001
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To remove the bottom plate, just need to remove all the screws around the bottom plate, and then using a plastic tool or credit card to pry gently from behind the gap, you can open the bottom plate.
Here's HP Omen 15's bottom plate which is made by a whole magnesium alloy plate.
When the bottom plate was removed, we can get access to the internal components. The processor, video card, memory and video memory are concentrated on the motherboard. The right of the small independent board is the i/o board. In addition to the motherboard, the entire interior of the laptop, the largest volume is occupied by the battery and dual fan cooling system.
After opening the back cover, in fact, we look forward to is the internal components, you can see, HP Omen 15's interior is very clean, some cables is hidden under the battery and hard disk, the battery, fan, display, Wi-Fi antenna layout are well controlled, the right length, a reasonable position, both easy to disassemble, and easy to install, which gives a big dismantling convenient.
In the dismantling process, there is one detail feeling better, is less screws specifications, a small number of basic is back on the case in two sizes.
Remove all screws securing the battery and disconnect the battery connector from the motherboard, you'll be able to remove the battery.
HP Omen 15 comes with a 11.55V, 61.6Wh, 5150mAh Li-ion battery, HP part number: HSTNN-UB7A.
Here's HP Omen 15 touchpad module.
The laptop uses 1TB mechanical hard drive + 128GB SSD M.2 SSD to ensure that the systems and applications running smoothly, 1TB of storage space also applies to the game and document storage, if it is not enough, the upgrade is also very easy to replace by yourself. It is with two memory slots, comes with a single 8GB memory.
Remove two screws securing the fan and disconnect the fan cable from the motherboard. Remove the cooling fan.
Intel® Dual Band Wireless-AC 7265NGW wireless card, HP part number: 793840-001.
HP Omen 15 features an Intel sixth-generation i5-6300HQ processor, GTX 960M 2G DDR5 discrete graphics card.
The Core i5 6300HQ processor based on 14nm process technology, code named is Skylake-H, the original frequency at 2.3GHz, Core frequency to 3.2GHz, shared L3 cache of 6MB, up to TDP (power) of 45W, minimum 35W.
HP Omen 15 uses a NVIDIA GTX 960M graphics card, which uses GM107 Maxwell core, with 640 stream processors, core frequency of 1097MHz, memory interface 128bit, memory capacity of 2GB, memory type is GDDR5.
This is HP Omen 15's speaker module. It is come from Denmark Bang Olufsen company.
Source: it168


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Freshly dilute all reagents and bring all reagents to room temperature before use. If crystals have formed in the concentrate, mix gently until the crystals have completely dissolved. MIx Diluent Concentrate (10x): Dilute the MIx Diluent 1:10 with reagent grade water. Store for up to 1 month at 2-8°C. Standard Curve: Reconstitute the 200 ng of Kininogen Standard with 2 ml of MIx Diluent to generate a solution of 100 ng/ml. Allow the standard to sit for 10 minutes with gentle agitation prior to making dilutions. Prepare triplicate standard points by serially diluting the standard solution (100 ng/ml) 1:2 with equal volume of MIx Diluent to produce 50, 25, 12.5, 6.25, 3.13 and 1.56 ng/ml solutions. MIx Diluent serves as the zero standard (0 ng/ml). Any remaining solution should be frozen at -20°C. Standard Point Dilution [Kininogen] (ng/ml) P1 Standard (100 ng/ml) 100.00 P2 1 part P1 + 1 part MIx Diluent 50.00 P3 1 part P2 + 1 part MIx Diluent 25.00 P4 1 part P3 + 1 part MIx Diluent 12.50 P5 1 part P4 + 1 part MIx Diluent 6.25 P6 1 part P5 +1 part MIx Diluent 3.13 P7 1 part P6 +1 part MIx Diluent 1.56 P8 MIx Diluent 0.00 Biotin Kininogen Antibody (100x): Spin down the antibody briefly and dilute the desired amount of the antibody 1:100 with MIx Diluent. Any remaining solution should be frozen at -20°C. Wash Buffer Concentrate (20x): Dilute the Wash Buffer Concentrate 1:20 with reagent grade water. SP Conjugate (100x): Spin down the SP Conjugate briefly and dilute the desired amount of the conjugate 1:100 with MIx Diluent. Any remaining solution should be frozen at -20°C.
Prepare all reagents, working standards and samples as instructed. Bring all reagents to room temperature before use. The assay is performed at room temperature (20 - 30 °C). Remove excess microplate strips from the plate frame and return them immediately to the foil pouch with desiccant inside. Reseal the pouch securely to minimize exposure to water vapor and store in a vacuum desiccator. Add 50 µL of Kininogen standard or sample per well. Cover wells with a sealing tape and incubate for two hours. Start the timer after the last sample addition. Wash five times with 200 µL of Wash Buffer. Invert the plate and decant the contents, and hit it 4-5 times on absorbent paper towel to completely remove liquid at each step. Add 50 µL of Biotinylated Kininogen Antibody to each well and incubate for one hour. Wash five times with 200 µL of Wash Buffer. Invert the plate and decant the contents, and hit it 4-5 times on absorbent paper towel to complete remove liquid at each step. Add 50 µL of Streptavidin-Peroxidase Conjugate to each well and incubate for 30 minutes. Turn on the microplate reader and set up the program in advance. Wash five times with 200 µL of Wash Buffer. Add 50 µL of Chromogen Substrate per well and incubate for about 10 minutes or till the optimal blue color density develops. Gently tap plate to ensure thorough mixing and break the bubbles in the well with pipette tip. Add 50 µL of Stop Solution to each well. The color will change from blue to yellow. Read the absorbance on a microplate reader at a wavelength of 450 nm immediately. Please note that after the reaction is stopped for about 10 minutes, some black particles may be generated at high concentration point, which will reduce the readings.
Calculate the mean value of the duplicate or triplicate readings for each standard and sample. To generate a standard curve, plot the graph using the standard concentrations on the x-axis and the corresponding mean 450 nm absorbance on the y-axis. The best-fit line can be determined by regression analysis using log-log or four-parameter logistic curve-fit. Determine the unknown sample concentration from the Standard Curve and multiply the value by the dilution factor. Standard Curve The curve is provided for illustration only. A standard curve should be generated each time the assay is performed.


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Brother MFC-J6710DW. Print technology: Inkjet, Printing: Colour printing, Copying: Colour copying. Print speed (black, normal quality, A4/US Letter): 35 ppm, Maximum resolution: 6000 x 1200 DPI, Print speed (colour, normal quality, A4/US Letter): 27 ppm. Maximum copy resolution: 1200 x 1200 DPI, Copy speed (normal quality, black, A4): 23 cpm, Copy speed (normal quality, colour, A4): 20 cpm. Optical scanning resolution: 2400 x 2400 DPI, Scanner type: Flatbed & ADF, Maximum scan area: A3 (297 x 420). Fax resolution (black & white): 203 x 392 DPI, Modem speed: 33.6 Kbit/s, Fax memory: 400 pages
Print on a variety of paper sizes with the versatility to print up to 11" x 17" (Ledger Size). Print two-sided documents up to 11" x 17" in-house. Easy to set up wireless (802.11 b/g/n) or Ethernet networking with Embedded Web Server support. Two adjustable paper trays hold up to 500 sheets. Uses high or super high yield ink cartridges.


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Originally published at: http://boingboing.net/2016/11/16/tom-the-dancing-bug-super-fun-23.html Tom the Dancing Bug, IN WHICH Super-Fun-Pak Comix.
I laughed a lot.
Then I crawled under my bed and stayed there because it seems like a nicer place than the outside
Slappy McSuddster cleverly references Monty Python.
I'm trying to focus on the silver linings here.
My world has felt B&W for weeks.
It doesn't help that November here is perpetual grey skies, drizzle, and temps that stay in the low 40s.
Here's a bit of 1980's pop music to lift your spirits.
I think we can see what's occupying his mind.
Somehow I never saw that video before despite having more of Morrissey's catalog then you should admit to in polite company.
Stephen is a national treasure, and both intentionally and unintentionally funny.
This strip pretty much nails it
Ha, this is funny, but the real punchlines will come when his cabinet tells him "no, you can't just fire the Joint Chiefs of Staff, or require that the congressional cafeteria only carry Trump bottled water."
Its this kind of elitist cartooning that gave us a Trump presidency.
Stop making me laugh, you damn dancing bug. I want to cry.
I wonder if he is going to be a figure head, like Reagan, and just drift along easy, leaving everything to his subordinates, or if he is actually going to try to do the job. If he does the later, I can't see him physically surviving his term.
His subordinates are shaping up to be worse than him. Discarded hard-line relics and a goddamn actual white supremacist.
It's painful because it's true.
It's funny horrifying beyond comprehension because it's true!
Given who he's surrounding himself with, they won't know any better. It'll have to be left to someone else to break it to him.
I think it's been clear for a long time he has no actual interest in doing the job. But he still won't be able to resist sticking his oar in, at the very least insisting on filling positions with completely inappropriate people. Which we're already seeing. His transition team is full of people as clueless as he is, and they've been forcing out some of the people who do have a clue. Eliot Cohen, formerly of the State Department, wrote an article asking other Republicans to reach out to work with Trump and help him - until he actually had contact with Trump's team himself. The experience was so toxic, he changed his advice to: "stay away." We can see how the next four years will be.
Trump has great people, the best people, yuuge people. And Trump is a hands on kind of guy; especially around the gusset region. Yuuge, great, best hands.
This is a riff on the strip Mr. Bolling did after 9/11, for those of you who haven't been reading his work for the past fifteen years.
Man, his claim that he hired the best people was laughable at the time, when you looked at his campaign staff (there was so much dumb luck involved in his win), but looking at who he's hiring now, it's depressing.I've been trying to figure out his criteria for hiring people. Anyone who doesn't sufficiently support him is an enemy he'll try to destroy, not work with (so there goes anyone reasonable), those who support him don't necessarily get rewarded (because Trump himself has no loyalty), he preferences people he personally knows (but he doesn't know anyone appropriate for the jobs), but he may be willing to follow the advice of people for whom this is all true. So Bannon and his children are going to have over-sized roles in his administration.
I knew it felt familiar. Appropriate, given that it's a bigger disaster.
Scoot over. I did bring snacks though.


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Skip to comments.Michelle Obama tweets -- and celebrates
Posted on 10/21/2011 1:59:51 PM PDT by Baladas
It's being referred to as First Lady Michelle Obama's first official tweet, though she's tweeted before (kind of).
The first lady tweeted solo for the first time Wednesday night before the first pitch was thrown at Game One of the World Series. After asking a few technical questions, she pushed the right laptop buttons and sent out her tweet pushing her "Joining Forces" agenda, giving hope to all Twitter-challenged people in America.
"I did it!" she said, raising her hands in the air triumphantly.
The tweet: "Military families serve our nation too. Let's show our appreciation by Joining Forces with them. Get involved." She personalized it with her lowercase initials at the end: "mo."
Michelle Obama and Jill Biden were at the game to promote the first lady's initiative to help military families.
The White House said: "In concert with Major League Baseball, Mrs. Obama and Dr. Biden will be encouraging Americans to recognize and serve veterans, service members and their families as part of their Joining Forces initiative and MLBs Welcome Back Veterans program."
(Excerpt) Read more at latimesblogs.latimes.com ...
Photo-op. Her hubby needs the milirary vote so it's time to trot out the cow and the sow.
What an epiphany!
Be careful and don't pull a Weiner, 'cause NOBODY wants to see those photos!
There is a Twitter War going on.
Earlier, I bashed the Libs with Obama's low Gallup poll, with a link (Ha-ha suck on that!).
Just add #p2 (and/or #dem or #liberal) to your tweet and the Liberals will see it because they use those searches to keep in contact with each other.
They do it back to us by adding #tcot and/or #teaparty.
Back and forth it goes - it's never ending.
She pushed the right button..impressive.
But is it really that hard to learn? MO must take comfort in accomplishing easy tasks.
This is a campaign of "MASS DESCEPTION" these fake phoney frauds are following in thier husbands footsteps as well as most of these decietful parasites throughout this administration have been doing for 3 years. Thier job is to appeal to the mothers, grandmothers, children, daughters and the young with compassion, caring, loving and nurturing advise and community organization to rally behind her husband and help him make the changes the teaparty movement and republicans "do not want you to have". If you tell a lie enough it becomes truth. We have a long tough road ahead and this may be our last chance to set things straight come 2012. They will not go quietly
Twitter is easy.
Sign up for free and if you are a Tea Party person and want to see what is up with other Tea Party people then type #teaparty in the search box and you will get all the tweets that people make with #teaparty in it.
#tcot (top conservatives on Twitter) is a good too.
The Liberals know this so they Tweet insults and lies about the Tea Party and include #teaparty so Tea Party people will see it.
That's what I do back to them with #liberal. I could rank on Moochelle all day. LoL!
She pushed the right button..impressive.
Just like her WARD HEELER Dad. And I thought she was just a Affirmative Action Babe.
It's a freakin' Tweet, you twit. You didn't cure cancer.
"Too"? Just like the Obama family's selfless service?
Re-election season has started....
"Re-election season has started?" IT NEVER ENDED!
First Lady Michelle Obama's first official tweet
Should have read "First Lady Michelle Obama's first official oink".
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


text:
Progress but no solution on contaminated land
The Environment Department (DEFRA) has admitted that its plans to improve guidance on contaminated land health risks to local authorities have run aground. But contaminated land practitioners say nothing is being done to fix the ailing contaminated land regime.
Sorry you do not have access to this article. Please contact Customer Support at
or call 020 8267 8120


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Impulse Releases Illusion for MacOS X support coming with version 3 release this summer
Illusion 2.0 works under Mac OS 9 and will also function in the OS X Classic environment. It offers a number of improvements over the earlier version, including:
- Particle sizes up to 2,048 x 2,048, as well as support for non-square particles.
- Particle import options now include resizing and cropping.
- Image stencils, which allow you to use one image as a sort of mask for particle effects that can be overlaid on top of another image.
- Area emitters for covering large areas of an image with particles.
- Improved motion blur, which now supports blurring particle angles (such as spin) and size (such as when a particle changes size).
- Motion blur is also now visible in the preview.
- The ability to change the particle reference point for varying effects.
- Ability to select multiple emitters.
- Ability to remove "black halo" from images with alpha channels.
The Illusion Mac version runs $300. A crossgrade from the PC to the Mac version costs $100. For more information, visit http://www.coolfun.com/illusion.
Dave Nagel is the producer of Creative Mac and Digital Media Designer; host of several World Wide User Groups, including Synthetik Studio Artist, Adobe Photoshop, Adobe InDesign, Adobe LiveMotion, Creative Mac and Digital Media Designer; and executive producer of the Digital Media Net family of publications. You can reach him at [email protected].
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