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Kelsey P.
Negaunee, MI, 49866
Joined on April, 2012
Gender: Female
Average Rating:
Any day at any time
Lives Near:
Can Meet:
Up to 15 minutes away for no additional charge
EducationB.S. Biopsychology, Cognition, and Neuroscience at the University of Michigan, Minor in Gender&Health; Class of 2014
ExperienceTest Scores-
I am currently a sophomore at the University of Michigan in Ann Arbor, MI. I'm pursuing a Bachelor of Science in Biopsychology, Cognition, and Neuroscience and a minor in Gender&Health. My goal is to eventually become a pediatric neurologist.
I have a lot of experience working with kids - I've been a summer camp counselor for three years, I volunteered at a preschool for 40 hours during Fall '11, and I was a literacy tutor through America Reads Tutoring Corps in Detroit, MI in 2010. As a tutor for America Reads, I developed and implemented personalized lesson plans for a kindergartener and two first grade students at Roberto Clemente Academy. From this, I learned a lot of valuable skills about working with children.
Additional experience working with children includes volunteering at C.S. Mott Children's Hopsital in Ann Arbor, the Ann Arbor Hands On Museum, and the Ronald McDonald House in Ann Arbor.
As I am a full time student 8 hours away, I'm only available from May-August. I'm willing to tutor all ages and most classes; these classes are just for background info! Contact me to see if I can accommodate your class request!
Sample of College Coursework-
* Intro Biology: Ecology and Evolutionary Biology
* Intro Biology: Molecular, Cellular, Developmental Biology
* General Chemistry & Reaction Principles w/ Lab
* Investigations in Chemistry Lab
* Coral Reefs
* Planets and Moons
* Calculus 1
* Intro Statistics & Data Analysis
* Introduction to Psychology
* Project Outreach: Working with Preschool Children
* Introduction to Developmental Psychology
* Introduction to Biopsychology
* College Writing
* Introduction to Poetry
* Second Year Spanish
* Women's Health
* Gender, Health, and Well-Being in Africa
* Medical Terminology
Sample of High School Coursework-
* Business Education Services/Technology/Computers
* English/Speech Communications/College Prep Humanities
* Algebra I/Geometry/Algebra II/Trigonometry (Precalculus)/Calculus
* Physical Science - Topics in Chemistry/Physical Science - Topics in Physics
Biology I/Adv. Biology/College Prep Chemistry I/Adv. Chemistry/Physics
* World History/American History/American Government/Economics
* Spanish I/II/III/IV
Hobbies* Neuroscience
* Running
* Kayaking
* Photography
* Psychology
* Traveling
Preferred Subjects
Algebra, , Biology, Earth Science, Chemistry, ACT, Kindergarten - 8th Grade, Organization, Study Skills, Social Studies, Writing, Geography, Science
Inquire about this tutor
The tutor will respond if they are available/interested.


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Looking for your next adventure?We're always on the look out for people to join our energetic team at sunshine.co.uk, so if you're looking for a new challenge and experience in the travel industry, this could be your ideal vacation. Come help us provide great value holidays with first class customer service.
Below you'll find the current vacancies available at sunshine.co.uk including website development, customer support and finance.
Why work for sunshine.co.uk ?
Everybody loves a holiday, it's the one thing people refuse to give up and look forward to all year round. Holidays create passion and excitement and lots of stories to share. At sunshine.co.uk we share that same passion and put it into to everything we do, we want to be part of the story that people tell and to do that at sunshine.co.uk we keep our staff motivated. We work hard to show our employees the same love we show our customers.
- Free 7 Day Holiday Every Year
- Annual Christmas Trip
- Annual Leave Accrual (+1 per year up to 5 extra)
- Cake Day (Your birthday off!)
- Friends and Family Discounts
- Further Education Assistance (Learn something, we'll help)
- Increased Pension Contributions (Exciting!)
- Death in Service Insurance (Double Exciting!)
- 100% Attendance Award (+2 days AL the following year)
Current Vacancies
No vacancies
Unfortunately there is nothing available at this time. We update our vacancies on a regular basis, so please come back later.

subset: commoncrawl


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This is about the closest I will come to Master Chef and I'm thankful that, like Australia's celebrity chef George Calombaris, I too am the judge.
The little Greek Master Chef judge is owner of The Press Club, 72 Flinders Street, a small restaurant seating only 32 happy diners in curved leather booths under pools of kidney shaped lighting with a narrow aisle up the middle where the staff march. At dinner time it's a set degustation tasting menu (a la carte for lunch). The food here is creative, quirky, a little molecular gastronomy (meaning you won't try this at home) and will astound you as each course arrives.
BUT next door is The Press Club Projects. This is a dining experience like none I have had before. This is a private table where George's development chef Reuben and his team experiments as you sit around his work station watching him squirt, swipe, sprinkle, scorch, pour, freeze and plate up some crazy ideas and inspiration like pieces of art.
With machinery sitting on the bench behind us responsible for freeze drying, separating liquids into essences, steaming and what-not, it was an eye-opening evening tickling more than just my taste buds. I loved asking questions, learning some tricks and being inspired to create a modicum of mimicry as I enjoyed a wine matched with each (most) course.
Here is what we ate – but when you go it'll be different, whatever takes the fancy of the chef on the night.
Price ranges from $95 for four courses to $195 for nine. Click here to book!
If you're heading to Melbourne, you might to read my post on some other cool things to do there >>>
I was in Melbourne with Tourism Victoria to check out just a smidgen of what this great city has to offer. Click on www.visitmelbourne.com to see what else you might like!


text: hi there, is there a way to remove user ratings from the market, or at least ask google to check them? I have made an ex commercial app free after only a few people have bought it, now one of the buyers rated it with 1/5 because he has to watch ads (on one screen)... but should the ratings not be a rating about how good the app is? Actually the app is getting quite good ratings, so the user did not much harm, but well, there should be a way to remove ratings that are not about the application, shouldn't it?


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Timothy R Reynolds
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Timothy (Tim) Reynolds, CPA/CFF, CVA, Principal
Email: email@example.com
Telephone Number: 505-338-0821
Tim has more than 15 years of experience in all areas of federal tax compliance and consulting for individuals, fiduciaries and small businesses. Tim serves as the firm's lead on all business valuation and litigation support engagements. He has provided consulting and compliance assistance for a number of clients in the areas of estate planning, charitable trusts, non-profit formation, taxation, and business valuation. His major focus is in the areas business valuation of litigation support services. In addition to being a CPA, Tim is accredited as Certified in Financial Forensics (CFF) and as a Certified Valuation Analyst (CVA).
Tim's experience includes the representation of clients with the IRS and other tax authorities, pass-through entity formation, and tax planning for closely-held businesses and individuals. His experience also includes valuation and litigation support services for a wide variety of purposes including succession planning, small business disputes, economic damages, estate and gift tax transactions, and divorce.
Education, Qualifications, & CPA Lincenses
Tim is a graduate of the University of New Mexico with a BBA with a concentration in accounting. He is a member of the New Mexico Society of Certified Public Accountants, American Institute of Certified Public Accountants and the National Association of Certified Valuation Analysts. He also serves on the board of the New Mexico Collaborative Practice Group, NM Manufacturing Extension Project (MEP), and is the current President Elect for the 2014/2015 fiscal year for the Rotary Club of Albuquerque Rio Grande.[/vc_column_text][/vc_column][vc_column width="1/3″][media type="image" alignment="left" animation="left" image="1465″][/vc_column][/vc_row]


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Magic MTG Cards Lot 60+ NO DUPLICATE Sliver Collection Slivers EDH Casual
Sold for:
Start Free Trial
or Sign In to see what it's worth.
- Sold Date:
- Source: eBay
Magic The Gathering Cards!
60+ Sliver CollectionNM to MP. Up for auction today is the card/cards listed above! My pictures/scans will show the coniditon of the card. PLEASE LOOK CLOSELY OR ASK QUESTIONS. YOU COULD DOWNLOAD THE PICTURE AND ZOOM IN ALSO.The picture/scan in this auction is AN ACTUAL picture of the card/cards that you will recieve!! Please send me a message with ANY questions. I check my messages twice a day! Please look at my other auction! I will have many rare cards the next few weeks!!! FOR PLAYSETS ONLY: Shipping in the US!! Will be $2.00 for the first item and only .50 for each additional item!!! So please check my other auctions! Shipping to International! Each additional item is usually $1(depending on size of the lot!) INTERNATIONAL BUYERS! I ship WORLDWIDE. HOWEVER ALL shipments over $100 will be REQUIRED to pay $35 shipping on orders over $100(except Canada, normal rates apply).


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Alambrista! Trailer (1977)
16 October 1977 Drama 110 mins
After the birth of his first child, Roberto, a young Mexican man slips across the border into the United States. Seeking work to support his family back home, he finds that working hard is not enough.
Watch the official Alambrista! 1977 trailer in HD below or find more Alambrista! videos on Vidimovie.


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A luminous retelling of the Snow Queen, this is the story of unlikely heroine Ophelia Jane Worthington-Whittard who doesn't believe in anything that can't be proven by science.
She and her sister Alice are still grieving for their dead mother when their father takes a job in a strange museum in a city where it always snows. On her very first day in the museum Ophelia discovers a boy locked away in a long forgotten room. He is a prisoner of Her Majesty the Snow Queen. And he has been waiting for Ophelia's help.
As Ophelia embarks on an incredible journey to rescue the boy, everything that she believes will be tested. Along the way she learns more and more about the boy's own remarkable journey to reach her and save the world.
A story within a story, this is a modern day fairytale about the power of friendship, courage and love, and never ever giving up.
©2014 Karen Foxlee (P)2014 Listening Library
Starred Review, Kirkus, November 1, 2013:
"A well-wrought, poignant and original reworking of Andersen's 'The Snow Queen.'"
Starred Review, Publishers Weekly, November 11, 2013:
"Foxlee's writing is elegant and accessible, with a pervading melancholy... this story shines."
Starred Review, Booklist, December 15, 2013:
"This clever story-within-a-story reads easily yet offers deep lessons about trust, responsibility, and friendship."
The Horn Book, January/February 2014:
"Foxlee's deftness with characterization and setting also makes this a satisfying fantasy."
From the Hardcover edition.
"Lovely story, perfectly read"
This is a truly beautiful story, a wonderful modern fairy tale. And it was read perfectly. The themes are heavy and melancholy, primarily dealing with loss, death and grief. But it was marvelously handled and easily accessible to the 2nd grader listening with me. And, in the end (and throughout), it was ultimately hopeful and empowering. We both loved every minute of it!
"Ophelia and the Marvelous Boy"
9 year old: Loved it. Very good.
7 year old: it was really dark and scary and had a lot of adventure.
Very well read. One of the best narrators I have heard. Terrific story, even for older guy like me. Highly recommended.
"Great book"
The best book I ever read! This author is the best in the world! I really want to read another one of her books!
"A Beautiful Take On The Genre"
Most certainly. If I ever have children I will defiantly read this to them/
I really enjoyed this book. I thought it was a fresh take on the fairy tale genre and it was nice to have a strong female lead character. I highly recommend this book.
Report Inappropriate Content
If you find this review inappropriate and think it should be removed from our site, let us know. This report will be reviewed by Audible and we will take appropriate action.


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Emma Watson to return to Brown University
The 22-year-old actress, enrolled there in 2010 but dropped out to work on the final Harry Potter film. She then transferred to Oxford University for another stab in 2011, saying at the time she loves studying 'more than anything'.
But on landing a role in The Perks Of Being A Wallflower, she dropped out to concentrate on grown-up films. "Emma is planning on returning to studies in January," a spokesman told the Daily Mail.


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|Property type
Property details
Brief description
Beach/water: Sandy beach in approx. 600 m, Sea in approx. 600 m
Bedroom/s: 1
Floor space: 59 m²
Next village/town: Center Zinnowitz in approx. 800 m, Greifswald in approx. 38 km, Wolgast in approx. 10 km
Number of persons: 2-4
No pets allowed
Room/s: 2
Type of property: Property in a multi-family housing, apartment
Detailed description
Equipment: satellite TV; DVD, stereo; iron/ironing board; oil central heating; storage room.
Feature: Property in a multi-family housing (max. 3 floor(s)).
Furnishing: friendly, individual, tiled floor, carpet, laminate floor.
Please note: Non-smoking house. Permanent tenants and holiday makers live temporarily in the house. apartment, 2 - 4 people, 2 room/s, 1 bedroom/s, 1 bathroom/s, approx. 59 m², 1 floor/s, apartment on floor 2.
Room layout
Bedroom 1: (roof pitch): double bed.
Dining area: in the living room.
Kitchenette: Kitchen/ cooking equipment: 4 ceramic hobs, oven, microwave oven, dish-washer, refrigerator, coffee machine, water boiler, toaster. in the living room.
Living room/bed room 2: (roof pitch): furniture suite, double sofa bed, exit to balcony.
Living room/hall: (roof pitch): furniture suite.
Sanitary 1: (roof pitch): shower, WC.
Access/parking: Access to the house via stairs (8 steps). Access to the house via footpath approx. 200 m. parking on the estate.
Estate: (shared use with holiday guests): approx. 1000 m², open plot, in a hillside, trees, with plants, lawn.
Situation: suburbian area.
Exterior (private use)
Plot description: balcony 2 m², furnishing provided (2 chairs).
Beach/waters: Sandy beach in approx. 600 m, Sea in approx. 600 m
Next village/town: Center Zinnowitz in approx. 800 m, Greifswald in approx. 38 km, Wolgast in approx. 10 km
Public swimming pool: Indoor public swimming pool in approx. 2 km
Shopping: Next supermarket (Zinnowitz) in approx. 800 m
Paying per credit card incurs fees in the amount of 1% of the sum due.
Gut ausgestattete Wohnung. Leider kommt das Inventar langsam auch so in die Jahre. Dusche Schimmel. Das Bettsofa ist zum Schlafen ungeeignet, da ein Balken stört. Das Haus ist feucht, es wird aber etwas mit einem Entfeuchtet gemacht. Trotzdem komischer Geruch.


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Copic Bleed Technique - Wednesday Tutorial
Oct 19, 16 | 4:00 am Get two beautiful projects for the effort of one in today's Copic Bleed Technique tutorial by Kathy Racoosin.
Ornament Dreidel Garland - Falliday Fest Tutorial #4
Oct 18, 16 | 7:02 am We are so excited about Falliday Fest and hope you'll join us for four card drives, ten tutorials, 30 challenges and tons of prizes! The fourth tutorial is for this adorable Ornament/Dreidel Garland by Dina Kowal. » READ MORE
Things That Go Bump in the Night - October Fan Club Gallery Now Open
Oct 17, 16 | 10:00 am The October Dirty Girls are looking for the monster under the bed in this month's Things That Go Bump in the Night in this month's Fan Club Gallery.
Twist Gate Fold - Wednesday Tutorial
Oct 12, 16 | 4:00 am Learn a fun twist on a classic fold in today's Twist Gate Fold tutorial by Dawn Olchefske. < /> » READ MORE
Nugget Cake - Falliday Fest Tutorial #2
Oct 10, 16 | 8:42 am We are so excited about Falliday Fest and hope you'll join us for four card drives, ten tutorials, 30 challenges and tons of prizes! The first tutorial is for this adorable Nugget Cake by Libby Fens. » READ MORE
Falliday Fest is On!
Oct 09, 16 | 8:31 am We are so excited about Falliday Fest and hope you'll join us for four card drives, ten tutorials, 30 challenges and tons of prizes! The first tutorial is for this adorable Punch Board Pumpkin by Christy Fulk. » READ MORE
Z Box Fold - Wednesday Tutorial
Oct 05, 16 | 5:40 am We know you love folds - learn a real beauty in today's Z Box Fold tutorial by Deb Valder. » READ MORE
Witch Hat Clip - Wednesday Tutorial
Sep 28, 16 | 4:00 am Learn to make an adorable fall embellishment in today's Witch Hat Clip tutorial by Kelly Acheson.
Chipboard Pumpkin - Wednesday Tutorial
Sep 21, 16 | 4:00 am Make a fun fall embellishment in today's Chipboard Pumpkin tutorial by Artist in Residence Dina Kowal.
Product FocusMini MISTI
Sep 15, 16 | 12:17 pmIf you are still struggling with crisp images, clean impressions and precise placement of sentiments, you must check out our Mini MISTI Product Focus review from My Sweet Petunia. » READ MORE
Literally - September Fan Club Gallery Now Open
Sep 15, 16 | 10:00 am The September Dirty Girls are curled up with a good book in this month's Literally Fan Club Gallery. » READ MORE
Pencil Shaded Watercolor - Wednesday Tutorial
Sep 14, 16 | 5:35 am Add beautiful depth to your watercolor in today's Pencil Shaded Watercolor tutorial by Debby Hughes.
Handprint Name Tag - Wednesday Tutorial
Sep 07, 16 | 6:27 am Today's tutorial is for the kids - have them make a cute personalized name tag in today's Handprint Name Tag tutorial.
Join us for Falliday Fest!
Sep 02, 16 | 10:00 am It's that time of year - the season that crafters relish - the fall and winter holiday season. Crafty people rule supreme, and we are much sought after for our mad skills at cardmaking, decorating tables, making treat containers, and producing adorable teacher gifts to guarantee that favorite student status. » READ MORE
Petite Purse - Wednesday Tutorial
Aug 17, 16 | 5:03 am Need that perfect container for a treat or gift card? Check out today's Petite Purse tutorial by Becky Roberts. » READ MORE
Fun & Games - August Fan Club Gallery Now Open!
Aug 15, 16 | 10:00 am Our Dirty Dozen design team is goofing around this month with Fun & Games in this month's Fan Club Gallery.
Circle Spinner Card - Wednesday Tutorial
Aug 10, 16 | 4:00 am Learn a super modern take on a spinner in today's Circle Spinner Card tutorial by Betty Traciak.
Watercolor Lifting - Wednesday Tutorial
Aug 03, 16 | 4:00 am Learn a fun reverse resist technique in today's Watercolor Lifting tutorial by Wendy Cranford.
Plaid Backgrounds - Wednesday Tutorial
Jul 27, 16 | 4:00 am Get the best out of plaids in today's Plaid Backgrounds tutorial by Beverly Stewart.
Bow-Easy Basics - Wednesday Tutorial
Jul 20, 16 | 4:00 am Learn to make perfect bows every time in today's Bow Easy Basics tutorial by Dina Kowal.
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'A revolution without dancing is a revolution not worth having.' –V for Vendetta
I first heard about massive morning dance parties about a year ago. My favorite travel blogger, Adventurous Kate, attended a Daybreaker event on the east coast and recorded it live on Snapchat.
A sober, morning rave to jump-start your day? My interest was immediately piqued.
Daybreakers take place in over a dozen cities in the US and in Europe, with more to open up in the coming year. I signed up for emails for the New York City and Boston events, hoping I might be in the area during a Daybreaker, but we never coincided.
When I received an email at the end of September about Seattle's inaugural event the following Wednesday, I bought my ticket within 10 minutes and decided I would figure out the details later. I picked out my outfit the night before–mostly brightly-colored workout gear. Some Daybreakers have themes, but Seattle's first was just loud and vibrant.
Not only on-time, but early? You can say I was a little excited. The event staff was fun and energetic, and gave us glitter makeup to put on our faces on the way in if we wanted to. Of course I wanted to!
We began our morning at 6:00 a.m. in the auditorium of the EMP museum with an hour of yoga led by an instructor. It tended to stay more exercise-focused rather than spiritually-focused, which I appreciated because I use yoga as a workout anyway. At 7:00 we rolled our mats off the dance floor and waited for the music to start a few minutes later.
Two hours of dancing in wild abandon ensued. The NYC Daybreaker crew led the event, with a DJ, a drum line, a live band, and a dance team. We all soaked up the music and the energy and let the crazy out!
If you know me, you know I dance all the time (or try to. OK, so I really just move around a lot) and you know I rarely care what people think of me in public settings. Having no shame can be both a blessing and a curse, but I try to see it mostly in the former light. It was so refreshing to be surrounded by so many hundreds of like-minded people. There were no rules and no standards. Everyone was there just to have fun and burn some energy before our work day began.
Speaking of work day, I planned mine just perfectly. I left a few minutes early, grabbed my duffel from the event's convenient bag check, and scored a few breakfast bars and Greek yogurt on my way out–Daybreaker also had tables offering coffee drinks and other energizers for those who drink them. I ate as I walked, showered at my gym, and still made it to work exactly on time at 10:00 a.m.
As we were slowing down near 8:45 a.m., one of the NYC event crew came over the mic and said, 'No one will ever know what you did before work today, that you danced your heart out before they even woke up this morning.' And that's exactly it. As I left the EMP I caught a few stares, but I just smiled and kept my little secret to myself. I bet I had more fun waking up this morning than they did, I thought, my face glowing and my step lighter than normal.
Daybreakers are often held monthly. I was grateful to hear about these events through a travel blogger and decided to pass along the favor. If there is not an event in your city yet, look it up for next time you are on the road! (That's my plan.) Seattle's next event will be at Foundation Nightclub on October 26. Join us!


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You can see this island from the Horsehoe Bay - Departure Bay ferry; it's the one you pass closely on the ferry's left side, after you pass the lighthouse island and just prior to docking at Departure Bay. It's so close to the main Island that you can practically throw a rock to it.
[forest walk, Newcastle Island. All photos mine.]
To get to Newcastle Island, you walk off the ferry and along the shore, keeping to the left (you can take the TransCanada Trail, which follows a nice boardwalk through the various marinas and condo developments) to Maffeo Sutton Park. Hit Google Maps for a detailed route. It's probably a 30 minute walk or so. We biked it and it takes about 15 minutes.
Maffeo Sutton is a nice park in itself; a huge playground and a swimming area as well as a bandshell where there are frequently activities. Anyways, the ferry to Newcastle Island leaves from the tip of the park. It's a small ferry (like those that ply the waters of False Creek) and it takes about 10 minutes to get to Newcastle Island. The ferry operates until 8:45pm or so during the summer. Click the link for rates and schedules.
[one of the Newcastle Island ferries]
[view to Protection Island from campsite]
[campsite, Newcastle Island]
[pulpstone quarry, Newcastle Island.]
[view from Newcastle Island to Gabriola and the mainland.]
[Mr. Purple Martin at his apartment door]


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All Android applications categories
High quality YouTube video selection of Animation & Song contents for kids or baby such as Pororo, Robocar Poli, Lego, Power Ranger …It's all free and can enjoy all of the videos and songs based on YouTube with your kids.
1. Contents for kids and babies will be updated every day
2. No procedure of Join to the App.
3. Shuffle Play, Repeat Play is available (select the titles more than two )
3. You can put your favorite contents in the "MY favorite" and can enjoy them conveniently again and again.
4. The most popular contents provided in the "Video" like music charts
5. You can share this App with your friends via messager program
6. Contents are categorized by Animation title
7. If you want to enjoy the video without disturb by "screen touch", you can use the "Lock" button on the screen.
[ Provided Contents – Over 1,000 contents]
"Pororo", "Robocar Poli", "Cocomong", "Hutos", "Baby Bus Tayo", "LEGO-Ninja Go", "Power Ranger", "Dibo"
Tags: momvideos , pororo english song titles , videos of songs , kids video videos , logo kids&mom , free chiro and friends theme song video english version , kids&mom , kids songs videos , free kid videos
from 744 reviews
Download Kids & Mom, Videos & Songs
Free - 01.00.54 - 3M
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This app is no longer available.Explore Android
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Muzzle Brake fits Cx4 Storm & 850 AirMagnum2251005
$ 42.79 $ 45.79
Muzzle Brake / Compensator for the Beretta Cx4 Storm Pellet Rifle and the Hammerli 850 AirMagnum Air Rifle. Adds stability and a tactical look to the gun, while extending the length. Detachable.
Beretta Trademarks Licensed by Beretta - Italy
Product Group: Accessories
Brand: Beretta, Hammerli
Brand: Beretta, Hammerli
Beretta Trademarks Licensed by Beretta - Italy
25-50, Accessories, Beretta, Hammerli
View other Products in this Category:


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Published By :
Published Date : Jan 2016
Category :
No. of Pages : 13 Pages
P2P platforms have grown exponentially in the last couple of years. Their superior customer experience, speed, and ultimately cost of credit have allowed P2P lending platforms to compete for banks' customer bases directly. P2P lending platforms are not attempting to serve a previously underserved segment of the market, but lucrative creditworthy borrowers. Alternative credit risk models are a key competitive advantage for P2P lending platforms, enabling cheaper cost of credit through more accurate default risk assessment. The more customers P2P lending platforms acquire, the more refined their credit risk models become and consequently the cheaper the cost of credit.
Key Findings
Verdict Financial's P2P Lending: Responding to Disruption report is a comprehensive analysis of the rise of Peer-to-Peer consumer lending and its impact upon retail banks' borrowers. The report details the impact of P2P lenders upon banks' deposit bases. The report shows the growth of P2P lending platforms across the globe and highlights which markets are most at risk from disruption. Readers will gain a thorough understanding of the development and evolution of P2P consumer lending over the last decade. In addition, the report focuses on how P2P lending works and how this contributes to the platform's competitive advantage. Lastly the report recommends improvements banks should make to their own business, in addition to highlighting their own strengths in relation to customer lending and how these can be leveraged to compete with P2P lending platforms.
Table of Contents
Executive Summary
P2P lending platforms are leaner, more dynamic, and more customer-friendly
P2P lending is rapidly growing in the UK due to conducive regulation, as well as the platforms themselves
Key findings
Critical success factors
Introduction To P2p Lending
Banks face a formidable threat from a faster, cheaper, leaner rival
Chinese banks are most exposed to the greater competition from P2P lending
This report focuses on the threat to banks' loan business rather than deposits
P2P platforms hold a 400+ basis point cost advantage over traditional banks
Returns have attracted large institutional investors to P2P platforms
P2P platforms have directly targeted the banks' core prime customers
P2P platforms are building strong levels of advocacy
Strengths of P2P platforms
Fractional lending reduces default risk and lowers interest rates for borrowers
Intermediated funding models provide P2P platforms with faster and easier loan origination
Deeper, more accurate credit risk models allow P2P platforms to offer more competitive rates
P2P lending platforms have high retention levels among borrowers
Key takeaways
Abbreviations and acronyms
Verdict Financial's 2015 Retail Banking Insight Survey
Markets included in each region
About Verdict Financial
Make an enquiry before buying this Report
Please fill the enquiry form below.


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Quixotic Projects Aims to Spice Up French Dining
A trio of ex-pats has happily taken on the job of expanding the traditional Parisian palate.
Since opening their taqueria-cum-speakeasy Candelaria in the spring of 2011, the trio of ex-pats behind Paris-based restaurant group Quixotic Projects has quickly become one of the city's most beloved restaurant teams. "It wasn't part of some big plan to come to Paris and open restaurants," explains co-founder Josh Fontaine. "We'd all been working in bars and restaurants our whole lives, and it was just an idea we had that sounded like fun."
Fontaine moved to Paris from New York City in 2008 with plans to study international relations—that all changed when he picked up a weekend shift tending bar at the Experimental Cocktail Club. It was there he met Adam Tsou, a bar regular who'd come from New York to go to cooking school, and Colombia native Carina Soto Velasquez, his then-manager. His two new friends ended up getting married, and, upon returning from their honeymoon, began hatching plans to open a new place with Fontaine.
"Being foreigners and loving tacos, we had the idea of having an authentic Mexican place in Paris," Fontaine explains. "Obviously, one with a strong cocktail program, since that's what Carina and I were most experienced with." They saw a location in the city's Upper Marais neighborhood, an area they liked for its proximity to a number of art galleries. The only problem was the space itself: long and narrow, it seemed ill-suited to house a cocktail bar—that is, until the trio realized there was even more room in the back. They refined the concept: the space in front would be the taqueria, and the room in back would be the bar.
Candelaria was an instant hit, something Fontaine credits to the trio's reluctance to compromise their vision. "When we opened Candelaria," he explains, "we said, 'Don't tone down the spice for French palates—and we were told: 'You're crazy, the French don't like spicy things!'" Five years later, only one cocktail has remained on the menu consistently since opening day: it features chile-infused tequila.
Next, they wanted a late-night, rock 'n' roll spot, so they opened Glass in September 2012, in the then-grittier Pigalle neighborhood. It's their elevated version of a dive-y, late-night spot, replete with organic hot dogs, Boilermakers, and a miniscule dance floor that tends to stay crowded till closing time at 5 a.m. Then, just when they thought they would rest a while, a real estate agent they knew showed them a location they couldn't resist: a big, corner space with endless windows, right near Candelaria. That became the space where they'd open Le Mary Celeste, which takes its name from a 19th-Century ship, and features a raw bar, a tapas-style menu of small plates, and, of course, an outstanding array of cocktails and wine. After taking 2014 to soak it all in, they opened Hero in April 2015, their first "pure restaurant" serving Korean-inspired fare, including Yangnyeom (spicy fried chicken), kimchi mac 'n' cheese, and jellyfish salad.
They've managed to captivate locals and garnered numerous awards from Le Fooding, the go-to independent resource for all forward-thinking food matters. One thing ties them all together: "the angle with all of it is trying to find something that doesn't exist yet in Paris." And Fontaine has found that there are advantages to being a gang of foreigners. "We learn as we go," he says. "We might make mistakes along the way, but it also gives the places [their own] unique vibe."
Fontaine says the group has benefited greatly from bucking the preexisting trends. "It doesn't need to be the gruff caricature of a Parisian waiter that everyone's used to," says Fontaine, "and it doesn't have to be super-expensive." How does one explain change being so happily welcomed in a town known for its rich culinary tradition? "You might think it would turn off a large part of the population," he says, "but I think people are attracted to it because it's something new." He's noticed that the locals are traveling more, and returning home hungry for variety. "When they come back to Paris," he says, "they're like, 'Why can't I have the same kind of crazy flavors, or unique experience, or style of service I can find in New York, or London?'
Here, Fontaine shares a list of his favorite places to visit when he's not too busy at one of his own.
Medusa, 48 Rue Basfroi
My new favorite bar, Medusa, just opened a few months ago on a side street near the Voltaire metro. It's got a great, laid-back vibe, an amazing playlist, and super nice guys running the place.
La Féline, 6 Rue Victor Letalle
This rock 'n' roll dive in Belleville hits the mark when you want to go to Glass, but are on the other side of town.
Chez Michel, 10 Rue de Belzunce
Chez Michel is a small, standing-room-only, natural wine bar with great snacks.
+33 1 44 53 06 20.
Clown Bar, 114 Rue Amelot
My favorite place to eat in Paris at the moment—with a great wine list, too. Ask for Xavier or Pierre.
Naritake Ramen, 31 Rue des Petits Champs
Killer tonkotsu ramen—but I recommend asking them to go easy on the pork fat.
+33 1 42 86 03 83.
Broken Arm, 12 Rue Perrée
This one's a café in my friend's concept store. They've got great coffee, and are killing it during lunch.


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Traveling Luck for Rain Belt (historical), Kansas, United States
Where is Rain Belt (historical)?What's around Rain Belt (historical)?
Wikipedia near Rain Belt (historical)
Where to stay near Rain Belt (historical)
The timezone in Rain Belt (historical) is America/Rankin_Inlet
Sunrise at 07:27 and Sunset at 17:27. It's Dark
Latitude. 37.3375°, Longitude. -100.4361°
Weather near Rain Belt (historical); Report from Liberal, Liberal Municipal Airport, KS 59km away
Weather :
Temperature: 4°C / 39°F
Wind: 6.9km/h Northeast
Cloud: Sky Clear
Weather :
Temperature: 4°C / 39°F
Wind: 6.9km/h Northeast
Cloud: Sky Clear
Satellite map around Rain Belt (historical)
Loading map of Rain Belt (historical) and it's surroudings
Geographic features & Photographs around Rain Belt (historical), in Kansas, United States
- Local Feature;
- A Nearby feature worthy of being marked on a map..
- Rain Belt (historical) (0km)
- Carthage (historical) (6.2km)
- Meade County Fairgrounds (11.6km)
- Joash (historical) (13.6km)
- Spring Lake (historical) (15.5km)
- Mertilla (historical) (15.6km)
- Pearlette (historical) (21.5km)
- Helvetia (historical) (23.9km)
- Hess (historical) (25.2km)
- Atwater (historical) (29.1km)
- Odee (historical) (31.2km)
- Friends Chapels (33.8km)
- cemetery;
- a burial place or ground.
- Lockhart Cemetery (13.1km)
- Graceland Cemetery (14.8km)
- Mertilla Cemetery (15.6km)
- Seward Cemetery (20.1km)
- Fowler Cemetery (26.1km)
- Atwater Cemetery (27km)
- Evans Cemetery (27.1km)
- McCauley Cemetery (29.8km)
- administrative division;
- an administrative division of a country, undifferentiated as to administrative level.
- Mertilla, Township of (11.4km)
- Crooked Creek, Township of (14.9km)
- Meade Center, Township of (15.1km)
- West Plains, Township of (16.1km)
- Fowler, Township of (27.6km)
- Logan, Township of (32.2km)
- school;
- building(s) where instruction in one or more branches of knowledge takes place.
- Happy Hill School (27.1km)
- Southwestern Heights High School (27.3km)
- Pleasant Hill School (29.3km)
- Meade Bible Academy (30.1km)
- Fowler Elementary School (31.6km)
- Fowler High School (31.8km)
- airport;
- a place where aircraft regularly land and take off, with runways, navigational aids, and major facilities for the commercial handling of passengers and cargo.
- Rexford Airport (16.1km)
- Plains Municipal Airport (19km)
- Watson Landing Field (19.9km)
- Fowler Airport (28.2km)
- reservoir(s);
- an artificial pond or lake.
- Mayberry Lake (18.8km)
- Sealock Lake (20.2km)
- McClane Lake (20.6km)
- Lake Meade (24km)
- valley;
- an elongated depression usually traversed by a stream.
- Hart Draw (4.6km)
- Artesian Valley (13.1km)
- Stumpie Arroyo (28.5km)
- stream;
- a body of running water moving to a lower level in a channel on land.
- Spring Creek (16.7km)
- Skunkie Arroyo (29.7km)
- Shorts Creek (30.6km)
- church;
- a building for public Christian worship.
- Emmanuel Church (24.4km)
- Gospel Fellowship Church (32.8km)
- lake;
- a large inland body of standing water.
- Wildhorse Lake (16.7km)
- Wildhorse Lake (18.3km)
- park;
- an area, often of forested land, maintained as a place of beauty, or for recreation.
- Meade State Fishing Lake and Wildlife Area (22.8km)
- Meade State Park (22.8km)
- mine(s);
- a site where mineral ores are extracted from the ground by excavating surface pits and subterranean passages.
- Cudahay Mine (11.8km)
- spring(s);
- a place where ground water flows naturally out of the ground.
- Big Springs (11.6km)
- second-order administrative division;
- a subdivision of a first-order administrative division.
- Meade County (16.2km)
Wikipedia entries close to
Rain Belt (historical)
- Meade, Kansas city city o
- Plains, Kansas city city o
- Fowler, Kansas city city o
- Kismet, Kansas city city o
- Copeland, Kansas city city o
- Montezuma, Kansas city city o
- Meade County (Kansas) adm2nd adm2nd
- Seward County (Kansas) adm2nd adm2nd
- Minneola, Kansas city city o
- Ensign, Kansas city city o
- Sublette, Kansas city city o
- Clark County, Kansas
- Forgan, Oklahoma city city o
- Ford County (Kansas) adm2nd adm2nd
- Satanta, Kansas city city o
- Bloom, Kansas city city o
Airports close to Rain Belt (historical)
Garden city rgnl(GCK), Garden city, Usa (86.7km)
Gage(GAG), Gage, Usa (161.2km)


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You lose body confidence in 50s, says Salma Hayek
Los Angeles, June 24 (IANS) Actress Salma Hayek, who will turn 50 later this year, feels her "body confidence isn't that good".
Hayek, who will touch the half-century mark in September, says people should "celebrate who you are and celebrate life", reports people.com.
"Well I am entering my fifties so your body confidence isn't that good. I think it depends on the day, for everybody. There are some days you say, 'this is it,' and you love it. Then there are days when you go, 'This cannot be it! Is this really it?'
"So I think it's up and down all the time," she said.
Hayek has an eight-year-old daughter with husband Francois-Henri Pinault.
"You have to get up and become your own work of art; from the moment you put yourself together. Not that I do it! I am quite lazy in the queen department. But celebrate who you are and celebrate life, and know that this is your experience," Hayek said.


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The Nearly Natural 21 in. Single Stem Phalaenopsis Silk Orchid Flower Arrangement gives your home the beauty of phalaenopsis orchids while saving you the hassle of maintaining a live plant. The plant's yellow silk petals create an authentic look, and its 6 blooms and 2 buds are complemented by natural bamboo. The plant's 21 in. height is great for a variety of spaces.
- Beautiful shoots of phalaenopsis orchids look great and are easier to maintain than a live plant
- 21 in. height fits a variety of spaces
- Beautiful floral petals for an authentic look
- Beige ceramic pot complements your design scheme
- Yellow orchids, green leaves and bamboo stalks create a lively, natural look that lasts throughout the year
- 6 blooms and 2 buds for a full, robust appearance
- Available in multiple colors


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Mumbai, India (PressExposure) April 28, 2009 -- The text message service included in the cell phones let people communicate with others in a discreet way. It enables the sender to covey his message without making others aware about it. This is a great advantage and that is why the advertisers and companies haves started using this means to promote their products. Mobile sms marketing has become popular in countries like India. It has affected the advertising industry to a great extent.
There are a number of web sites that offer free online sms services and by using them a person can send sms to anywhere and anyone. However these service providers have certain limitations. Most of the bulk sms providers do not allow the users to use messages containing more than 160 characters. Part of the message also contains the advertisements of the service provider.
The companies that want to inform the potential customers about their upcoming products and services can resort to the services of the bulk sms resellers. Apart from informing the potential clients about upcoming products and promotions, the companies can also make use of the bulk messaging service to take feedback, send seasonal greetings and send reminders. The Bulk sms can be delivered from a computer using an Internet connection.
There are a number of bulk sms providers in India but a business owner needs to select the one that offers him the maximum value added service. He needs to see if the sms service provider allows him to embed extra characters and multimedia contents in the message. If the provider allows usage of sender name then that would be an added advantage.
However if a business owner is looking for a comprehensive and one stop solution to his bulk sms needs he can count on the services of Sammrat.com. It is a part of the venerable Sammrat Ventures. The latter is the channel partner of the top notch MNC banks in India. It has been serving the industry for the past 9 years. The website is designed to complement the services of the company and enable the users to reap maximum benefits for their ventures.


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Team activities
Our team activities are ideal for any groups out there who want to create a day or a weekend away for their work or social group. We can provide a surf lesson with all equipment included or a fully inclusive weekend package with activities, accommodation and return bus.
Surf lessons for groups of 13 and above are only €25pp and the price includes all the equipment, changing rooms and hot showers. Our weekend packages start off at €89pps for 2 nights B&B and 2 surf lessons. We can organise return transport for €30pp from Dublin..
In the past we have had many different types of groups such as football teams, scout groups, work groups or just a bunch of mates. A team building weekend can be structured to ensure you all have to work together in the surf through a mini surf competition (suitable for beginners – it is just a bit if fun!!) and we can fire up the BBQ at night so you can all eat together.
Surf stay, surf school, surf lodge, surf rentals, surf activities, surf groups - Bundoran Surf Co.


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Same sex marriage is now the law of the land and the right of all Americans. Supreme Court says same-sex couples have right to marry in all 50 states, according to Justice Kennedy, who wrote the opinions.
Same-sex unions had been recorded in the history of a number of cultures, but marriages or socially-accepted unions between same-sex partners were rare or nonexistent in other cultures. In the late 20th century, religious rites of marriage without legal recognition became increasingly common in certain sects.
Supreme Court: Gay Marriage is Legal in All 50 States http://www.newsweek.com/supreme-court-gay-marriage-legal-all-50-states-3...
U.S. Supreme Court rules in favor of gay marriage nationwide http://reut.rs/1J9L9ZF via @Reuters
Gay Pride Parades From Around the World http://ti.me/1B5tBy6 via @TIMEWorld
City Island Images is proud to offer "Front Pages" from newspapers all over the globe. They are today's chosen front pages from many cities and countries. For copyright protection, watermarks are occasionally placed on front pages that cover news events of historic significance.
Through a special agreement with more than 800 newspapers worldwide, the Newseum displays these front pages each day on its website. The front pages are in their original, unedited form, and some may contain material that is deemed objectionable to some visitors. Discretion is advised.
Anyone seeking permission to use a front page must credit the Newseum and contact the newspaper directly for permission. U.S. copyright laws apply.


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Our curing jealousy programme uses advanced hypnosis to help eliminate jealousy. Your subconscious mind is re-programmed to prevent the old vicious circle of jealous and irrational thoughts, feelings and behaviours.
The hypnosis helps you not over think or obsess about jealousy but to feel clear headed, calm and in control of the sort of thoughts your mind thinks. NLP (neuro linguistic programming) is also added into the programme for added effect.
This 2 session hypnosis programme helps you not over think or obsess about jealousy but to feel clear headed, calm and in control of the sort of thoughts your mind thinks. NLP (neuro linguistic programming) is also added into the programme for added effect.
Hypnosis is entirely natural, safe & relaxing. You will remain conscious and in complete control throughout.
We also recommend our Anxiety Download programme
Instructions for use:
(Note: the programme/s can be downloaded onto any iOS or Android device or your PC etc)
1) Try to listen with headphones or earphones at a time and place where you will NOT BE disturbed for around 30 mins.
2) Sit or lay in a comfortable place (usually bed, chair or sofa are best) in a room temperature that is comfortable for you.
3) Try to listen to Session 1 on one day and Session 2 on an alternate day (this allows you to absorb the suggestions more easily).
4) You're likely to find either programme 1 or 2 most fitting for you, if so it is fine to only listen to that recording.
5) Try to listen EVERYDAY for the first 1-2 weeks or as many times as practicable for you.
6) You CANNOT over listen, generally speaking the more you listen the more the message is reinforced, so you could listen for weeks! (remember as well as being all about results its also highly relaxing, therapeutic and de-stressing)
7) When you have got the result you want its fine to stop listening (remembering you have the recording FOREVER) should you need it in future.
8) If you fall asleep each time you listen, try it earlier in the day, its most beneficial not to be sleeping throughout it (rather in a physically relaxed but mentally aware and alert state ie the 'hypnotic state')
9) If you have downloaded multiple treatment downloads, its fine to listen to them on alternate days. AVOID listening to MORE than one recording a day.
10) Last but certainly NOT least – ENJOY THE RESULTS!
Best Regards Always,
Aaron Surtees
(Clinical Hypnotherapist – Director of City Hypnosis)


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The Owl Slot in Book Bank
by Sy Schreckinger – ANTIQUE TOY WORLD Magazine – January, 1990
Nocturnal habits and ominous hooting sounds are
the trademarks of the owl. It is no wonder that, throughout time, this
creature became associated with mysticism and the occult.
Believed by ancient cultures to be a presager of events, the owl
mistakenly became a symbol of intelligence, a misconception recently
disproved by ornithologists. Its enormous eyes, capable of gathering light
in dimly lit or darkened environments, and the attribute of wisdom are
most vividly illustrated upon activation of the mechanical bank which is
the subject of this article: "Owl Slot In Book" (Figure I). When a coin is
inserted into the slot at the front edge of the book, the owl's
saucer-like eyes lower, and then raise as the money is deposited.
The "Owl Slot In Book" bank was one of four mechanicals designed by
M. Elizabeth Cook, and subsequently manufactured by the Kilgore
Manufacturing Company, of Westerville, Ohio. The four were collectively
referred to, in Kilgore catalogs (circa 1920s‑1930s) and original
packaging, as "The Thrifty Four" and "The Toytown Workers Group," and were
named: "Blinky," the owl; "Flop Ears," the rabbit; "Jug-O-Rum," the frog;
and "Pokey," the turtle. Of these, "Pokey" has the distinction of being
not only the rarest of the four, but one of the rarest banks in the entire
category of mechanicals.
Two versions of "Blinky" were manufactured. These differ only in the
respect that one, the earlier version, has the coin slot atop its head
(Figure II). The other, or later "improved" version, has the slot in its
book. The difference in the location of the coin slot resulted from a
mechanical malfunction which occurred during its initial manufacture. Upon
insertion of the coin into the slot atop the owl's head, jamming of the
coin and mechanism were experienced. This prompted an immediate redesign
by Kilgore to the more efficient Slot In Book version. It is because of
the short duration of its production that the Owl Bank, Slot In Head, is
considered the rarer of the two and will generally command a higher price.
Both Owl banks react identically upon activation: the eyes roll
downward and then upward as the coin drops into the bank. All banks in the
"Thrifty Four" series utilize a small, oblong key-lock coin retainer
underneath their bases. These may be either bright nickel plated or bare
The colors of the bank pictured in Figure I are as follows: the
entire bank is painted an overall light tan, highlighted with
reddish-brown. The owl's eyes are bright orange with black pupils, and its
beak is also orange with a black mouth and nostrils. There is a color
variation which has the book under its right wing painted maroon. Despite
their relatively small size and simplistic design, the series makes quite
a charming and handsome display. To date, no known reproduction of "Owl
Slot In Book" exists. Nevertheless, I am including a base diagram (Figure
III), to aid the collector in determining size and scale.
If, at a future date, the bank were to be recast from an original, it
would appear approximately one-sixteenth of an inch smaller across the
base than indicated.
[ Top] [ Back


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Reduction to Geocentric Coordinates
Published on December 7th 2011 | Art
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About Financial Astrology, which is a blend of Economics and Predictive Astrology , whose essence is up at http://www.stockmarketastrology.com ...


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The eagle-eared among you might have caught Hayley Atwell's Agent Peggy Carter mentioning Professor Stark whilst rounding up HYDRA assets in the season premiere of Marvel's Agent's of SHIELD. I know I did and it left me wondering if Iron Man's dad would be showing up in the spin off when it begins later this year.
Well good news, Marvel.com have announced that Dominic Cooper has indeed signed up to reprise his role from Captain America in the series.
Read more
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"I started to make a vanilla cream pudding and then decided to add coconut and cinnamon. Rich and creamy. You may add bananas if you wish. It is a good filling for a cream pie or just a pudding with garnish if you wish."
Coconut Cream Pudding With Cinnamon
0 recipe photos
READY IN:20mins
YIELD:10 1/2 cup servings
Ingredients Nutrition
- 3 large eggs, beaten
- 4 cups milk
- 1⁄3 cup granulated sugar
- 2 teaspoons vanilla
- 1 teaspoon ground cinnamon
- 1⁄4 teaspoon salt
- 1 1⁄2 tablespoons cornstarch
- 4 tablespoons cold water
- 3⁄4 cup shredded sweetened coconut
- In heavy 2 quart saucepan, add milk, beaten eggs, sugar, vanilla, cinnamon and salt.
- Use a large whisk to mix and stir.
- Heat on medium heat, and whisk.
- It will start to become a custard like consistency. Cook a few minutes.
- Take off heat.
- Mix cornstarch with water in small bowl.
- Add to pudding mixture.
- Turn heat on low and cook until thickened and creamy. Use a whisk to mix and stir while cooking.
- Fold in coconut.
- Cool in the refrigerator.
- Serve as a pudding with whipped cream and cherries on top or pour into a baked pie crust shell and chill until serving.
- Note: To make a deep dish pie, add 1 1/2 cups of Cool Whip or Whipped Cream to pudding before filling the pie crust.
- Note: Pumpkin pie spice may be substituted for cinnamon if you wish.
get the genius kitchen app.
Watch on your iPhone, iPad, Apple TV, Roku, or Fire TV.Learn More


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James Malinchak is "fired up" in Big Money Marketing. He's a professional motivational speaker and in this audio you have the opportunity to sit in on one of his "exclusive millionaire mastermind inner-circles". This workshop for aspiring entrepreneurs takes the format of an informal conference call. Here he is in conversation with Jack Canfield, originator of the Chicken Soup for the Soul series, about how to be a successful motivational speaker and author. As the conversation goes from planning to taking action, these two business mavericks show you how to visualize what you want and make it happen.
You will learn the secrets for instantly attracting new business; unique and creative ways to separate yourself from competitors; how to attract a flood of business referrals; how to grow rich in a niche; and much more!
©2008 James Malinchak; (P)2008 Made for Success
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Hi! I'm Kristin Holt. Thanks for stopping by.
I recall the winter of my first grade year, basking in the heat from our fireplace in Kalamazoo, Michigan. Dad read aloud Madeline L'Engle's A Wrinkle in Time and Mom peeled orange segments for us to enjoy. That was the definitive moment I fell in love with fiction.
My varied past includes:
- Attending 5 elementary schools, 2 junior highs, 1 high school, and 2 universities
- Working as an RN in Labor and Delivery and Certified Childbirth Educator
- Delusions of Medical School
- Piccolo section leader in marching band
- 7 surgeries (maybe 8…I've lost count)
- Collecting enough fabric, patterns, and notions to fill more space than my card-making paper supplies—and that's really saying something
- Almost 29 years of marriage to one wonderful guy and raising our four children
- Residence in 7 states
- Visiting romantic locales: Costa Rica, Hawaii, the Panama Canal, Brussels, and Paris
- Shedding 70 pounds, working for Weight Watchers of SLC as Receptionist, Leader, and ultimately, Territory Manager
I've served as Vice President in my local chapter of Utah RWA and Chairperson of the 2015 SLC Readers Luncheon. Several of my titles achieved bestseller status on Amazon.com. On June 28, 2016, Mail Order Bride Collection: A Timeless Romance Anthology, reached #10 on the Bestseller list on Barnes & Noble, overall. One day earlier, this collection reached #19 overall on Amazon's Kindle (paid) bestseller list. On July 7, 2016, this title debuted on the USA Today Bestseller list at #101.
I write frequent articles (or view easily on my Home Page) about the nineteenth century American west–every subject of possible interest to readers, amateur historians, authors…as all of these tidbits surfaced while researching for my books. I also blog monthly at Sweet Americana Sweethearts (first Friday of each month) and Romancing the Genres (third Tuesday of each Month), and on Sweet Romance Reads (on the 25th of each month).
I love to hear from readers. Please click on the CONTACT tab and drop me a note. Or find me on Facebook, including lots of fun group interaction between readers and authors of western historical romance (see green buttons, below). Be sure to check out Sweet Romance Reads Café, a Facebook group for fans of Sweet Romance of all kinds–contemporary, historical, western, suspense…if you're a fan of sweet romance, this is the place for you!
Happy Reading!My Writing Process Why I Write Sweet (Wholesome) Romance #WhyIWriteHistoricals / #WhyIReadHistoricals Kristin's Facebook Profile Kristin Holt, Sweet Victorian Western Romance Facebook PAGE Sweet Romance Reads Cafe Join Our "Sweet (Romance Reads)Team" Pioneer Hearts Facebook Group Pioneer Hearts? Find me on Pinterest Kristin on Google+ Goodreads
My first experience (December 2015) with Dellani Oakes's Tea Time FUN (blog radio) can be (listened to & seen) reviewed here! And my second round of fun (March 2016) with Dellani, here!
See my new page with resources for writers–everything I use, love, and recommend to writer friends. I don't love it (and know it from first-hand use), it's not listed. Check back often. I keep my pages constantly updated. This one will be a work in progress for a long while.
Kristin Holt, Sweet Victorian Western Romance Promote Your Page Too
Copyright © 2014-2017, Kristin Holt LC


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Samsung Galaxy Ace Duos – GSM only variant @ 13490 INR
Samsung has launched the GSM only variant of the Dual-SIM Galaxy Ace Duos. There is a GSM+CDMA version already in the market which is priced at 13900 INR.
The Galaxy Ace Duos comes with 832 MHz processor, 3.5″ TFT Touch screen with 320*480 pixel resolution, 3GB internal memory, 512 MB RAM and 32GB micro SD card supporting slot. There is a 5 MP Camera at the back. The phone comes with Android 2.3 (Gingerbread).
Phone supports HSDPA 7.2 Mbps, WiFi 802.11 b/g/n and Bluetooth 3.0 connectivity and is powered by 1,300 mAh battery.
The phone is available on Flipkart at 13299INR.
What do you feel about another Galaxy device coming to the market? Do let us know.


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Rinne no Lagrange Episode 2 English Subbed
You are watching Rinne no Lagrange Episode 2 English Subbed from the Rinne no Lagrange Anime Show. Watch or Download Rinne no Lagrange Episode 2 MP4 English Sub and other episodes of Rinne no Lagrange Streamed for Free.
"Kamogawa Spirit"
Stream Rinne no Lagrange Episode 2
Episode Summary: As Madoka returns in the Ovid, known as Vox Aura, she is shocked to learn that she is to do a second mission. As Yoko decides to infiltrate the base, Madoka briefly runs into another Ovid pilot named Muginami before regrouping with Lan to perform the next mission to fight against another enemy Ovid piloted by a man named Izo. As Madoka finds herself struggling, with her doubt causing the Vox to shut down, she receives a call from Yoko who encourages her to finish what she started. As Madoka launches a counterattack on the enemy, another enemy Ovid appears.


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Best of the Mara Overview
Accommodation is at an award winning tented camp on a private stretch of the Mara river, close to where the famous last scene of "Out of Africa" was filmed. Best taken September to see the Great Migration – early booking essential.
4 Day: Best of the Mara Safari Itinerary
On arrival at Nairobi's Jomo Kenyatta International Airport you will be met by a Sanctuary Retreats representative who will transfer you to Wilson Airport for your connecting flight to the Masai Mara, one of Africa's greatest parks, where your Olonana guide will meet you at the airstrip. Drive to the camp (about 15 minutes) with game viewing en-route, you may be rewarded with sightings of elephant, buffalo, giraffe and a host of other plains' game.
On arrival relax and freshen up in your tent before lunch is served. The tents at Sanctuary Olonana are very spacious and have floor to ceiling mosquito netting, en-suite bathrooms with hot showers, flush lavatories, solar lighting and large, river view verandahs. The main dining room and veranda commands a dramatic stretch of the Mara River providing the perfect setting for breakfast, afternoon tea and after dinner star gazing.
In the afternoon there is time to relax before enjoying one of the many activities offered at Olonana. Take a game viewing drive to experience the phenomenal wildlife or visit the adjacent Maasai village to learn about the local Maasai culture and get a feel for the Maasai pastoralist heritage. As the afternoon activity comes to an end, drive to a specially chosen vantage point overlooking the Mara plains. Enjoy drinks as you take in the beauty of the rapid sunset coloring the acacia dotted plains and transforming the world in a matter of minutes. Sit by a the log fire and discuss the day's adventures as waiters serve canapés, with the spectacular setting sun in the horizon. Return to the lodge in time for a well-deserved dinner.
Overnight: Sanctuary Olonana
Meal Plan: L,D
Day 2: Masai Mara
This morning after breakfast at the camp venture out led by our expert guides to explore the Mara. The Mara is a fabulous place for seeing big cats and all of the big five, a variety of plains game and over 300 bird species. The plains offer a rich variety of food for the dominant predators: lion; leopard; hyena and cheetah. Elephants browse amongst the large herds of wildebeest and topi, eland and buffalo, Thomson's and Grant's gazelle. In the Mara River, hippos submerge to snort and grumble while crocodiles sunbathe, mouths agape, on the riverbanks. From around July to October, there's the greatest show on earth - the wildebeest migration.
On one day you could walk with our naturalist and learn about plants, trees, insects and even how to approach animals on foot, as your guide shows you how to spot animal signs which are everywhere but not that easily noticed. Return to camp for lunch and then spend the afternoon at leisure. Relax by the pool or revitalise at our mini-spa which offers a range of treatments from facials to body massages. Olonana earned a Silver award from Ecotourism Kenya - visit the wetlands which cleanses wastewater before returning it to the natural environment or take part in our tree planting initiative which offers an opportunity to purchase and plant an indigenous tree leaving a positive mark on a piece of Africa. Mid-afternoon high tea will be served before your next activity.
Overnight: Sanctuary Olonana
Meal Plan: B,L,D
Day 3: Masai Mara
During your stay at Olonana there are a variety of activities that can be booked on request. One possibility is a balloon safari. Float gently over the plains with a bird's eye view of the game below as the sun rises slowly over the horizon. After around one hour the balloon lands and nearby a full breakfast is served in the middle of the bush with glasses of bubbly to toast your flight!
An adventure on Lake Victoria is another option. Take an early flight by light aircraft to the lake. Try fishing for the legendary giant Nile perch found in these waters as you explore the myriad of tiny islands or stop at a traditional fishing village and see how the villagers live from day to day before flying back to the Masai Mara. On your last evening drive out into the bush where a private and secluded clearing has been prepared for an elegant dinner in the middle of the wilderness. The table setting is as sophisticated and elegant as found in the finest restaurants. Candles flicker in the darkness, throwing golden lights on the table cloth as smiling waiters serve a delicious dinner. After dinner, retire to the warmth of the campfire where brandies and liqueurs are served as guests relax and absorb the peace and beauty of an African night.
Overnight: Sanctuary Olonana
Meal Plan: B,L,D
Day 4: Masai Mara - Nairobi
Spend your morning game viewing in the Mara and return to camp for lunch. In the afternoon your guide will transfer you to the airstrip for the flight to Nairobi's Wilson Airport. On arrival we will meet you and drive you the short distance to Nairobi's Jomo Kenyatta International Airport for your departure flight.
Meal Plan: B


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wikiHow to React if Your Husband Calls You Fat
Four Parts:Responding Without AngerBelieving in YourselfRecognizing an Unhealthy RelationshipFinding SupportCommunity Q&A
Has your husband called you fat? Rather than responding in anger, figure out how to talk with him about what he said in a calm and patient way. If he continues to act rude, defensive, or controlling, evaluate if you feel safe and respected in this relationship. Remember that you determine your self-worth. No one else has control over your body except you. Find the support you need to make sure you feel good about who you are.
Part 1
Responding Without Anger
1Take a moment to breathe before responding. When someone says something rude or insulting, it can hit a nerve, particularly when that someone is your husband. Take a minute to breathe deeply and gather your thoughts. [1]
- Consider stepping away and saying, "I need a moment after what you just said." Avoid engaging in further conversation until you've stepped away and had some space.
- Take five deep breaths. Visualize something positive in your life, rather than focusing on what your husband just said.
2Think before you react. Being insulted will likely make you feel angry and defensive. While it's okay to feel angry and upset about what was said, attacking back will likely lead to more arguments and frustration. Find calm and patient words to say how you feel about what was said.[2]
- If it seems like your husband is trying to belittle you, and there is a pattern of this behavior, consider saying, "I recognize that you're trying to make me feel bad about myself. I won't let you hurt me. I am stronger than that."
- If your husband is generally understanding, but said that you're fat in a heated moment, consider saying, "What you just makes me feel small and ugly. Can we focus on how to make things better without hurting each other?"
3See if you and your husband can talk rather than argue. Consider approaching the conversation as a way to discuss what is bothering you and your husband, rather than blaming one another. Consider turning the hateful words into a way to more effectively communicate.
- If your husband is resistant to talking about what's bothering him, or listening to what's bothering you, you may need to evaluate whether you both are able to talk about each other's feelings effectively.
- Consider whether you and your husband are able to talk about difficult subjects without feeling emotionally drained, exhausted, and disrespected.
- Try to focus the conversation on finding compromise instead of attacking each other.
Part 2
Believing in Yourself
1Remember that you determine your self-worth. No one controls your worth and self-esteem except you. While you may seek approval from your husband, understand that he can't change how you feel about yourself, but you can.[3]
- While getting words of reassurance from your husband can help to boost your self-esteem, don't rely solely on him to determine how you feel about yourself or your appearance.
- Practice building up your self-esteem and self-worth. Consider saying these words of self-affirmation: "My self-worth is not determined by the number on the scale" or "I am more than my appearance."[4]
2Figure out your goals, regardless of what your husband says. Don't fall into despair when your husband says you're fat. If you already have certain goals about your body image, keep them going. Avoid letting your husband control the goals that you have for your health, your happiness, and your life.
- Determine what goals feel right for you about your health and body image.
- Determine what makes you feel special and appreciated. Advocate for yourself and your needs.
- Find ways to feel good about who you are beyond what your husband says. Think about what activities make you truly happy.
3Practice self-care. When you've been hurt or insulted, you may feel like you want to retreat or fight back. Rather than expending so much energy on negative thoughts and feelings, focus on what makes you feel positive about yourself and your life. Take time for yourself to do these things:[5]
- Reflect on the positive things about you and your body. Write in a journal about what you like about yourself. Choose at least three things to write about.
- Do activities that are independent of your spouse or family. Have a night out with your friends. Go out and explore a new place. Cross something off your bucket list.
- Focus on activities that restore a sense of peace and love for your body. Consider gentle yoga or meditation. Get a massage. Do things that make you feel beautiful and refreshed.
Part 3
Recognizing an Unhealthy Relationship
1Identify if your husband's negative words are common. Do you feel like your husband calling you fat, or putting you down, is a common occurrence? Does he say insulting and demeaning things that make you feel helpless and ashamed of yourself?[6]
- If you feel like you've been hurt over and over by your husband's rude and demeaning words, you may be suffering from abuse. No one should make you feel less than, particularly your husband.
- Consider keeping a record of how often your husband insults you or makes you feel bad. Is it multiple times a day? Or is it once in a few months? If you are being mistreated regularly, this may not be a healthy relationship.
2Assess if you feel respected in your relationship. Marriage isn't just about love, but it's also about respect. It's important that you feel equal to your husband, and that you feel your views and thoughts are being respected. Consider these questions as you evaluate if respect is part of your relationship:
- Do you trust your husband?
- Do you feel safe to talk with him about what you're feeling?
- Do you feel appreciated for what you do and who you are?
3Watch out for signs of verbal abuse. Abusive behavior involves control. Assess if your spouse is trying to say you're fat or other hurtful things as way to control and humiliate you. Abusers will make you feel guilty or make excuses for their behavior in order to normalize it. [7]
- Think back on your relationship and assess if your husband has been doing the following: dominating, humiliating, isolating, threatening, intimidating, or blaming you.
- Assess if you feel safe and secure in your home. Do you feel like you have to "walk on egg shells" around him?
- Don't feel alone. Have strength to see what you deserve in a relationship.
Part 4
Finding Support
1Contact a crisis hotline if you feel at risk for abuse. If you're feeling lost and unsafe with your husband, seek help immediately. Talk with a crisis counselor, and to understand what makes a healthy and unhealthy relationship.[8]
- Contact the National Domestic Violence Hotline: http://www.thehotline.org/ or 1-800-799-7233
- Learn about what services and support are available in your community to help you.
2Consider seeing a marriage or couples counselor. If you generally feel safe with your husband, but are increasingly having arguments, consider seeing a counselor to help you both communicate more effectively. See counseling as a way to grow and better your relationship, rather than feeling shame.[9]
- Make counseling a priority. See it as an opportunity to improve the health of your relationship and feel more confident in yourself.
- If your husband rejects marriage or couples counseling, consider going to counseling just for you. Counselors can help you cope better with challenging relationships.
3Connect with friends and family for reassurance and support. Identify people that you trust, and talk with them about your relationship with your husband and what he said. There may be wisdom or guidance in what they say.
- Avoid isolating yourself when your husband, or anyone else, puts you down or makes you feel bad. Instead, reach out to your loving and supportive friends or family.
- Gain strength and wisdom from others who have overcome body image issues or difficult relationships.
Community Q&A
Sources and Citations
- ↑ http://liveboldandbloom.com/02/relationships/what-you-should-do-when-people-push-your-buttons
- ↑ http://psychcentral.com/lib/signs-you-are-verbally-abused-part-ii/
- ↑ http://www.focusonthefamily.ca/marriage/husbands/low-self-esteem-and-your-marriage-44256571
- ↑ http://www.huffingtonpost.com/2013/02/28/body-image-affirmations-1_n_2760240.html?slideshow=true#gallery/283010/2
- ↑ http://www.uncommonhelp.me/articles/do-your-relationships-damage-your-self-esteem/
- ↑ http://www.guystuffcounseling.com/counseling-men-blog/bid/44267/verbal-emotional-abuse-examples-from-victims
- ↑ http://www.healthyplace.com/blogs/verbalabuseinrelationships/2012/04/things-verbal-abusers-say-and-do/
- ↑ http://www.helpguide.org/articles/abuse/domestic-violence-and-abuse.htm
- ↑ http://www.goodtherapy.org/blog/dear-gt/if-my-wife-wont-lose-weight-am-i-justified-in-leaving-her
Article Info
Categories: Marriage Issues | Assertiveness & Self Esteem
In other languages:
Español: reaccionar si tu esposo te dice que estás gorda, Русский: реагировать, если муж называет вас толстой, Português: Reagir se Seu Marido Chamar Você de Gorda
Thanks to all authors for creating a page that has been read 5,829 times.


text:
MyEssayWriting.com - Essay Writing Services.
Discover languages early. Students develop conversational skills in four foreign languages and develop a foundation to more fully participate in future language study.
Through multicultural stories, games and songs, students engage in activities that build overall language skills and their appreciation of different cultures.
Curriculum Skills
* Develop conversational phrasing
* Understand basic vocabulary
* Discover sentence structuring
* Hear and speak special pronunciations
Special Features
* Four languages: French, Japanese, Spanish, and English
* Listen & Learn Language Guides introduce special sounds, and words for everyday objects
* Three different levels of difficulty
* Cultural games, stories, and songs
* A rich collection of extension activities printable for classroom use
Children absorb languages best at an early age, which is why experts exhort parents in bilingual households to freely use both languages if they want their children to be fluent in both. If only one language is spoken under your roof and you have guilty visions of your child struggling through high school French as you did, perhaps JumpStart Languages can help prime some of those young neural pathways for future academic rigors. We have only one caveat before we move on: the lower end of the manufacturer's suggested age range for this program is 3 years, and we think maneuvering around this program might be difficult for someone this age unless he or she has mastered mouse use and has a grasp of how onscreen exploration works. Of course, if parents are willing to run the program for their younger child, computer competence isn't a concern. With a world fair theme and pavilions devoted to French, Spanish, Japanese, and English, this Mac and Windows program teaches conversational words and phrases in a nonimmersion style. Each pavilion houses one character that speaks English and acts as an interpreter, and another one that exclusively speaks the language of that pavilion. The English pavilion is an exception: in this one, Frankie and Roxie both only speak American English, which leads us to believe this program wasn't designed with non-English speaking kids in mind. Once they've chosen a language to explore, kids will find nine activities inside each pavilion: a phone teaches numbers, kitchen exploration teaches food and household item names, a coloring activity teaches color words, a puppet show teaches clothing items, and folk songs, art, clocks, outdoor exploration, and folk tales round out the language-learning mix. This program contains no letters or characters; your child will learn by listening only. Some of the activities have three levels of difficulty--upping a level adds more items to an activity. A challenge mode is also provided, which eliminates English hints and visual prompts, unless you're in Frankie and Roxie's insular pavilion, where the English flows freely no matter what the setting. JumpStart Languages avoids being one big boring vocabulary list by giving a lot of attention to culture as well as language. Exploration will eventually yield artwork by Degas and Remington, instructions on how to make a Japanese uchiwa (fan), and printable recipes for everything from quiche to guacamole. That puzzling English pavilion probably exists so kids can compare and contrast a familiar culture to unfamiliar ones. Another plus is a decent reward system: successful completion of enough activities enables the player to watch one of a couple dozen video clips of the various countries being studied, which beats a printable certificate all to heck.


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A pair of Brooklyn friends pulled over for a broken taillight ended up being arrested on attempted murder charges for a shooting they allegedly committed an hour before, a law enforcement official said Thursday.
According to police, Yasser Julio, 34, shot a 23-year-old man in the leg in Flatbush after getting out of car driven by Bianca Blackford, 26, on Tuesday.
The victim, who did not appear to know Julio, was taken to Kings County Hospital where he remains in stable condition, said the law enforcement official.
Police spotted Blackford and Julio driving south on Albany Avenue with the busted taillight and followed them before pulling them over at the intersection of Brooklyn Avenue and Winthrop Street.
When Blackford leaned over to grab her identification, police said, they allegedly spotted a knife in the glove compartment. Police then allegedly found a loaded .38 Caliber revolver in Julio's front pocket when the couple got out of the car.
Officers then allegedly spotted a plastic bag of crack in the backseat.
Both Blackford and Julio were charged with a slew of offenses, including attempted murder and assault. Blackford was also charged with having broken tailights, police said.


text: I am a school teacher and I left for school at 7:10 and my wife left at 7:20 and the neighbors say it was there at 7:45 but not there at 8:10am. It was changed thru the wheels and locked with a bolt cutter proof lock. They cut the chain and away they went. No equipment was on thank god. We live in a good safe neiborhood. If it can happen here then it can happen anywhere. Any suggestions are securing the new trailer I now have to buy?


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Police had responded to reports in the Mytholmroyd area of West Yorkshire about a man acting suspiciously near wrecked properties on Wednesday.
It was not clear if anything had been taken from the houses.
A 40-year-old suspect, from the Dewsbury area, remains in custody and inquiries were continuing.
West Yorkshire Police said a "handful" of people in white vans have been seen acting suspiciously in Calderdale, with reports of thieves stealing electrical goods from outside homes.
The arrest followed claims that several homes in York had been broken into while they were still submerged in filthy water.
North Yorkshire Police said there had been four reported burglaries and one attempted burglary at evacuated houses in the Huntington Road area of the city.
And another seven break-ins had been reported at chalets and caravans.
Police and the Army are carrying out extra patrols to reassure residents, who are being urged to make sure their properties are secure if they have to leave them.
Acting Superintendent Mark Grange said: "We have seen the best of human nature over these past few days, and the now the worst.
"I would like to reiterate my message to those who choose to add further misery to residents who have already suffered, North Yorkshire Police is doing everything possible to bring you to justice and make no mistake, you will face the full force of the law.
"I want to take this opportunity to remind residents to be vigilant and ensure property is as secure as it possibly can be, especially if they are not staying overnight."
A bike shop which was hit by the Boxing Day floods in Calderdale reported a number of its bikes were stolen.


text:
551 Camberwell Road Camberwell 3124 VIC
Simply sensational, inside and out
Escape the everyday and experience the extraordinary in this spectacular home secluded from the street overlooking peaceful parklands. Completely reborn by stunning architectural ingenuity, the substantial 5 bedroom/3 bathroom layout is a design masterpiece of panoramically-glazed living expanses, textural contrasts and spellbinding parkland views. Marvel at the sublime sun-filled spaces, deluxe master suite suspended over the enticing pool, a trio of distinct living zones for family, teen and guest enjoyment, grand-scale rumpus level and decadent integrated Gaggenau/Liebherr kitchen that speaks volumes about the luxury found throughout this unique home close to Hartwell train, tram, Fordham gardens, Junction shopping, Deakin Uni and a myriad of exceptional schools. Includes hydronic heating, cooling, floating fire place, storage room, double auto garage and workshop.
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Agent Information
Jellis Craig & Company Pty Ltd
Hawthorn VIC, 3122
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Real Estate For Sale in Camberwell, VIC 3124 priced between $2,200,000 and $4,000,000


text:
Long Beach, CA (PressExposure) April 11, 2013 -- English rocker Johnathan Markwood has released his debut long-playing record, "Welcome to Planet Earth." The record is comprised of 9 original tracks for a playing time of approximately 40 minutes. The record is a return to the pop-rock sensibilities of the disco era, when bass lines were prominent and funky, when drums were understated and mellow on the cymbals, and when dancing was the most important musical accompaniment.
The immediate feeling when Markwood's record begins to play is that it is extremely groovy and demands more volume. The second thought is that the David Bowie connection is unavoidable. Needless to say, Markwood's sonic similarities with Bowie cannot be a bad thing, particularly when Markwood's record is so uniquely his own with so many excellent (and rare) attributes. Perhaps this is part of what Markwood intends with his title; it is as if he means to say, "Nevermind spiders from Mars, just look around you. Welcome to Planet Earth!"
Perhaps foremost among these wonderful attributes, strange to say, is his remarkable lyric character. Markwood's "Welcome..." is as full of narration and storytelling as an early western folk song. His lyrics are the kind that audiences sing while they dance because everyone knows the words. There is brilliant intelligence behind every line, and no part of his ingenious record can be called cliché or shallow. Consider, for instance, his literary allusion to Shelley's "Frankenstein." He croons:
"Mary Shelley has deserted me. She created me...That's so cruel - and I'm so blue!"
Still, neither is Johnathan Markwood pretentious or trying to impress anyone. The distinct impression is that Markwood has put all of his being into the rhythm and shake of his album, and the effect is wholly fun, exuberant at times, and every bit as worthy of solo dances in the living room as disco ever was - much more so, in fact, because Markwood's music is less trite.
"I think it's upbeat and uplifting!" says Markwood of his debut record. "It draws on a kind of 70s disco funk vibe in some of the songs, some of which are stories (in the tradition of my writing for [my former band] The Hoo-Hah Conspiracy) and some are more personal. 'Superman' for example, is inspired by the birth of my daughter and how amazing fatherhood makes you feel. We'd bring our baby to the studio just before bath time. She used to point at the speakers and shout, 'dancing!' So we'd put on whatever track I was working on that day, and we'd watch as she'd happily leap about, giggle and dance away. She's the inspiration and I guess the message, too - 'dancing!'"
In addition to Bowie, Markwood names Nile Rodgers & Chic, Talking Heads, and The Beatles as main artistic influences. Elements of each are easily noted in his poppy, synth-and-bass sound, adding to the beauty that is this first offering from one of the UK's most promising songwriters. Waiting for his second LP to hear him would be foolhardy.
"Welcome to Planet Earth" by Johnathan Markwood is available online everywhere beginning April 11, 2013.
-S. McCauley
Staff Press Release Writer
The LP "Welcome to Planet Earth" is distributed globally by MondoTunes (www.MondoTunes.com) and is available at iTunes for convenient purchase and download
MondoTunes (www.mondotunes.com) supplies the largest music distribution in the world and provides upstream services for many major labels in search of breakout artists. While most independent distributors reach only 45-50 retailers despite charging needless monthly and yearly fees, MondoTunes reaches over 750 retailers and mobile partners in over 100 world regions without any monthly or yearly fees.
eMail -
website -


text:
Much is lost in the quarterback hullabaloo as the Cleveland Browns prepare to travel to Kansas City to face the league's only undefeated team.
So much scrutiny of the quarterback and so much talk about Brandon Weeden obscures other real issues.
The defense is struggling. Badly. The Browns have given up 23 points or more in five of seven games, and in the last two they've given up 31. The last three game teams are averaging 28.6 points against the Browns, the last five 23.8 -- with a game in there when the Bengals scored six points. Miami scored 23, Minnesota scored 27. Green Bay and Detroit both have topped 30. These are not the results of a championship defense, or of a defense that was built to pressure the passer, force turnovers and limit points.
Heading into Monday night's game, the Browns ranked 29th in third-down defense. They lead the league in yards per play, but rank 26th in yards per game. Defensive coordinator Ray Horton pointed out last week that the Browns have far more defensive plays than the top defenses, which accounts for a large average per game. But this sounds a bit like the proverbial chicken/egg question. The case can be made that the Browns have more plays because of their ineffectiveness on third down.
With and without Trent Richardson, the running game is not helping. The Browns have run for 100 yards only twice, and they did it against Detroit because of a long run on a reverse by Travis Benjamin. That run counts, but it also indicates the Browns don't have a running game that can grind out yards when they need to. The NFL is a passing league, but coach Rob Chudzinski covets balance, and he's not getting it.
Mix these factors with a struggling quarterback and it's evident the Browns are dealing with many issues as they struggle to end a two-game losing streak.


text:
"Surgeon - straightforward with ..."
About: Cromer Hospital Cromer Hospital Cromer NR27 0BQ
Posted via NHS Choices (as ),
What I liked
Surgeon - straightforward with a brilliant sense of humour!
What could be improved
Parking - non existant - very difficult to find some where to park.
Anything else?
Surgeon advised minor surgery but I haven't even had a "pre-surgery Assessment" appointment yet. Obviously forgotten or fallen off the radar.
So sorry, but my first visit will also be my last.
Response from Cromer Hospital 7 years ago
Sorry you found it difficult to park at Cromer and District Hospital but pleased your surgeon had a brilliant sense of humour.
- {{helpful}} {{helpful == 1 ? "person thinks" : "people think"}} this response is helpful
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Separate names with a comma.
Discussion in 'Mechanic and Repair' started by kykase, Aug 31, 2009.
I need to replace the belt but don't have a routing diagram. does anyone know how?
You should be able to look at the parts breakdown on toro's website. You will need the actual model number of the mower to look it up though.
If you can't find one give me some time I can snap a picture of one tomorrow.
Edit: you can't PM yet but if you want we are selling our 223 as a parts machine, has a blown motor.


text:
Listing Courtesy of Heather Clemmons of Starr Real Estate
Listing information
- Stories: 0
- Lot Area: 0.34
- Association Fee: $20
- Elementary School: Southside K-3 Northside 4-6
- Style: Land (Residential)
- New Construction: No
- Lot Size: 100x150
- High School: Blackford
- School District: Blackford County
- Status: Active
- Foreclosure: No
- Estimated Annual Taxes: $8
- Middle School: Blackford
- Subdivision: Creekside
Auction Y/N No
Can Property Be Divided? No
Curb Y/N No
DOCUMENTS AVAILABLE None
Easements No
ELECTRICITY TYPE Available
EXEMPTIONS No Exemptions
FENCE None
FUEL TYPE Available, Electric, Gas
Leased Acres Y/N No
LOCATION City
Other # Timber Acres - 0, Approx. Lot Size SqFt - 14810, Wetlands - 0%
PARCEL DESCRIPTION Cable Available, Level, Partially Wooded
Planned Unit Dev. Y/N No
Property SubType Residential Land
Rail Siding Y/N No
REO Y/N No
RESTRICTIONS Restrictions
Road Access City
Road Frontage City
Road Surface Paved
SEWER TYPE City, Other
Structure/Bldg Imprvmnts Yes
TYPE USE Residential
WATER UTILITY Available, City
Waterfront Y/N No
Listing Courtesy of Heather Clemmons of Starr Real Estate


text:
Taken at Buckston Browne Farm animal labs in Kent.
It was built in 1931 as a surgical research centre by the RCS. The labs caused controversy during the '80s because of its use of vivisection techniques and was raided by anti-vivisectionist activists in 1984.
Canon 60D, 18-135mm
JPG Cast-offs – April 2011
Dark Cabaret – April 2011
The Weekend Photographer – April 2011


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Gran Hotel Dora, Mar del Plata
- Free breakfast and free WiFi
- English spoken
Main amenities
- 107 smoke-free guestrooms
- Restaurant and bar/lounge
- Indoor pool
- Fitness center
- Self parking
- 24-hour front desk
- Air conditioning
- Daily housekeeping
- Car rentals on site
- Front desk safe
- Laundry service
- Meeting room
- Free breakfast and free WiFi
For families
- Private bathroom
- Free toiletries
- Daily housekeeping
- Laundry facilities
- Hair dryer
- Elevator/lift
What's around
- Bristol Beach (1-minute walk)
- Colon Square (3-minute walk)
- Torreon del Monje (16-minute walk)
- Torre Tanque (21-minute walk)
- Aguas Danzantes Fountain (1-minute walk)
- Central Casino (1-minute walk)
- Mar del Plata Cathedral (10-minute walk)
- San Martin Square (12-minute walk)
- Colon Theater (13-minute walk)
- Alfonsina Storni Monument (14-minute walk)
- Jose Maria Minella Stadium (3 mi / 4.8 km)
More great choices
At a glance
Key facts
Hotel size
- This hotel has 107 rooms
- Check-in time starts at 3 PM
- Check-out time is 11 AM
Required at check in
- Credit card or cash deposit required
- Government-issued photo ID required
Travelling with others
- No cribs (infant beds)
- No pets or service animals allowed
- Free WiFi in public areas
- Free WiFi in rooms
- Self parking (limited) *
Other information
- Smoke-free property
In the hotel
- Free breakfast
- Restaurant
- Bar/lounge
- Coffee shop/café
- 24-hour room service
- Indoor pool
- Fitness facilities
- Sauna
- One meeting room
- 24-hour front desk
- Concierge services
- Tours/ticket assistance
- Dry cleaning/laundry service
- Laundry facilities
- Luggage storage
- Multilingual staff (English spoken)
- Elevator/lift
- Safe-deposit box at front desk
In the room
- In-room climate control (air conditioning)
- Air conditioning
- Soundproofed rooms
- Private bathroom
- Rainfall showerhead
- Shower only
- Free toiletries
- Hair dryer
- Free WiFi
- Daily housekeeping
Also popular with travelers from the USA
Gran Hotel Dora, Mar del Plata's small print
Also known as
- Gran Dora
- Gran Dora Mar del Plata
- Gran Hotel Dora
- Gran Hotel Dora Mar del Plata
- Hotel Dora
Guests under 16 years old are not allowed in the swimming pool, health club, or fitness facility.
Parking height restrictions apply.
Reservations are required for massage services and can be made by contacting the property before arrival at the number on the booking confirmation.
Mandatory fees
You'll be asked to pay the following charges at check in or check out:
- All citizens of Argentina will be charged the national value-added tax (21%) upon check-out. Foreigners on a tourist visa are exempt from this tax. To qualify for a tax exemption, tourists must present a valid passport and pay for the services rendered with a non-Argentine credit card or via bank transfer from another country. This tax exemption does not apply for stays over 90 days. In the case of cancelled bookings, the cancellation penalties paid by the traveler will also be subject to the national VAT (21%).
Optional extras
Self parking costs ARS 110 per night
We have included all charges provided to us by this hotel. However, charges can vary, for example, based on length of stay or the room you book.
What's around Gran Hotel Dora, Mar del Plata
- Bristol Beach (1-minute walk)
- Colon Square (3-minute walk)
- Torreon del Monje (16-minute walk)
- Torre Tanque (21-minute walk)
- Aguas Danzantes Fountain (1-minute walk)
- Central Casino (1-minute walk)
- Mar del Plata Cathedral (10-minute walk)
- San Martin Square (12-minute walk)
Getting around
- Mar Del Plata (MDQ-Astor Piazzola Intl.) 21-min drive
- Mar del Plata Station 12-min drive
- Self parking (surcharge)
- Limited parking
Is the description of this hotel not correct? Tell us


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|05 Jun 2010
Scrambled noise like video tape being rewound then Freeze
trying to figure out what can cause a computer to freeze when it starts off by making a scrambled noise like the sound of a video tape being rewinded or fast fowarded. The video sometimes jumbles before the freeze too, but most of the time, you just get the *rewind* noise and then it freezes. Any suggestions on what this might indicate? Kinda also sounds like an episode of outer limits when they changing frequencies on something to communicate. What could this be related to? In the beginning, it was followed by bsod, but lately, it's been happening more and at shorter intervals with no bsod. mem tests, hard drive tests and stress test check out fine. thanks for any help or suggestions.
|My System Specs
|05 Jun 2010
Do you use a USB wireless adaptor?
|My System Specs
|05 Jun 2010
weird noise then freezes
Using a USB wireless keyboard and mouse.
|My System Specs
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