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Joint Stock Commercial Bank for Foreign Trade of Vietnam (VCB : HOSE)
After our discussion about Vietinbank previously, we will discuss Vietcombank next. Like Vietinbank, Vietcombank is another State Owned Commercial Bank (NASDAQ:SOCB). In terms of brand recognition by local Vietnamese, Vietcombank is far and away the most visible and respected bank in Vietnam. This reputation is well deserved. Especially with the recent share sale to Mizuho, it is the most well capitalized bank in Vietnam currently.
9 Apr 2012 - Vietcombank has lifted the curtain on a VND14.7 trillion ($705.6 million) capital surplus. Vietcombank chairman Nguyen Hoa Binh said the selling of 347 million shares to Mizuho at VND34,000 ($1.6) per share had grown the bank's bottom line. That, together with the VND995 billion ($47.7 million) capital surplus gained from its equitisation and the VND5.521 trillion ($265 million) in undistributed profits, means Vietcombank had a war chest to go to battle.
Mizuho transferred the capital for its stock purchase to Vietcombank in March, 2012 and assigned Yutaka Abe to serve as its representative on Vietcombank's board of directors. With such a capital ground, the bank hopes to raise its capital adequacy ratio (NASDAQ:CAR) from 9.63 to more than 12 per cent this year.
Vietcombank also benefited immensely from previously being called upon to invest and rescue weaker banks and companies during banking crisis in the past.
In 2011, Vietcombank divested non-core businesses and recouped VND589.4 billion ($28.3 million) that was invested in Shinhanvina Bank, VND5.5 billion ($264,000) in VPF1, VND116.3 billion ($5.6 million) in Vietcapital Bank, VND138 billion ($6.6 million) in SPT and VND120 billion ($5.76 million) in PVTran Pacific. This was over and above the profits made in 2010 when Vietcombank divested shares of Eximbank.
Shareholders who bought the bank at IPO will not be pleased however … Vietcombank's shares were priced at VND107,000 per share at its 2007 IPO. As of March 6, 2012 the bank's share price stood at VND29,300, still well below the IPO price. Even for employees who bought the bank at IPO on a supposedly preferential price also did not do that well, having bought in at a price of 64,543 VND per share.
Competitive Advantages of Vietcombank
Although Vietcombank is a SOCB, it does not have a reputation of being badly managed and trades at a premium valuation over book and earnings. In fact, valuations for Vietcombank are currently even higher than that of Asia Commercial Bank which is widely recognized as the best managed bank in Vietnam. Whether this large premium in valuation is justified or not is questionable but the bank does have many competitive advantages over other banks.
Credit cards: It is a first mover in the issue of credit cards, having issued Vietnam's first credit card, the Vietcombank Mastercard, in 1996. Since then, it is the leader in the market share of cards in circulation and over half of the credit card settlements in the country go through Vietcombank. This segment of the business of Vietcombank is currently the fastest growing and will be so for quite some time.
Trade financing: Vietcombank use to be the export and trade department of the State Bank of Vietnam. This headstart allowed the bank to develop strong agency relationships with international banks and gives it a strong foothold and track record in foreign exchange and trade financing. Currently, Vietcombank accounts for about a fifth of trade payments in Vietnam.
In the past, due to its dominance in the banking industry, Vietcombank did not need to spend much in the way of costs to acquire deposits and expand its total assets/loans (e.g. Opening new branches, marketing etc.). Cost to income was only about 20% in 2006. However, with competition heating up, this has not been true for recent years. From a cost to income ratio of about 20%, it has increased to well over 30% currently.
Even with this increased spending, Vietcombank had not kept pace with the growth in the banking industry generally, and had been loosing market share persistently.
Financial Information (Years 2002 to 2011)
Looking at the financial results, the thing that surprises me is the fact that NIM is so low. Of course, a NIM of between 2-3% is quite respectable for any bank but we know for a fact that Vietcombank's cost of deposits is likely to be the lowest of all the banks in Vietnam. My only explanation is that Vietcombank's customers are extremely large and well capitalized state owned entities which borrow money at well below market rates.
Hence I believe that as Vietcombank's loans gradually enters the retail and SME market and its loan book gets filled up by retail and SME loans, its NIM will gradually improve.
For a bank this size, Vietcombank's ROE is very respectable. Not only that, it was able to maintain good ROE even during bad economic times. This of course is also related to the fact that their large/major customers are large state owned enterprises which were relatively sheltered from the economic crisis.
In time to come, I believe Vietcombank will continue to improve on its already good ROE, as it leverages its low cost deposits and low loan to deposit ratio to lend more to SMEs and retail (which will command a higher interest rate) perhaps to profitability levels reaching that of Asia Commercial Bank. That is likely the reason why Vietcombank commands such a premium valuation in the market.
Growth Rate
Already the biggest listed bank in Vietnam, Vietcombank's strategy is not like that of other smaller commercial banks like Saigon Hanoi Bank or Asia Commercial Bank where increasing total assets is the key to growth. Instead, it is trying to consolidate and make better use of its current assets. In this respect, Vietcombank is more like Vietinbank.
This accounts for comparatively low growth of its total assets and shareholders' equity. Instead, increasing profitability is the key for Vietcombank. Thus we see a far high CAGR of net income and interest with a lower growth rate of assets.
Generally, one sees a huge spurt of growth when the bank starts raising capital, selling shares etc. I believe that for Vietcombank, one would instead see a gradual increase in profitability as the bank expands more into retail, SME loans and further grow in the credit card sector. Although growth may not be that fast like the smaller banks, Vietcombank has been and is still the safest and strongest bank in Vietnam by a large margin.


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Template >> Logo - Owl Logo 164748 by samedia @ CreativeMarket
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subset: commoncrawl


text:
Angry Birds
Printable View
Angry Birds
This game is SO fucking awesome. Aside from being a great adventure game, it has an awesome protagonist, story, characters and voice acting. Thanks to Zodmas for the 5 pound UK PSN credit that enabled me to get the english version.
I had been playing Final Fantasy XIV a realm reborn, so now i'm playing FFIX on vita.
Poke man Yellow
GoW Collections
Dead Island
Call of Juarez
skyrim still
going on A DRAGON hunt and collecting souls, bones, gold and items they have
Any game where I can collect plants.
Mass Effect 3, having just finished 2. Both are friggin amazing. Hoping for a 4th
WRC3 Vita, Excellent little racer with some intense online action :cool:
Chaos Ring
oblivion, i am going around doing random quests while increasing all my skills
i am at level one right now and plan to get everything up to hundred before i level up
Skyrim. =3
FIFA 13 and Black Ops 2.
Just started and finished Journey thanks to General Zodd's giveaway.
Dayum that game is....
Uncharted 3, trying to collect the treasures
Tales of Graces f and loving it!
oblivion, just stripping creatures and npc's of their clothes and items and selling them
i have around 1,425,000 gold and i am doing the gold glitch to increase my money by 5,000 gold per go
I don't know if I replied to this thread already, but whatever...
Limbo ($2.50 on steam.), I enjoyed the game a lot, but I would have been pissed if I paid $15.
Torchlight II
Borderlands 2 (PS3) - Hit me up if anyone wants to play, because this game is way more fun in co-op than SP.
TTT2/SF4:AE - I like fighting games.
I was looking forward to playing Armored Core 5 but thanks to stupid region PSN crap the game won't update (Korean region game/NA region PSN) which prevents me from being able to play the game online, which is the way it was meant to be played...waste of $30.
Dbz budokai HD collection and Black ops II,
oblivion using the horse armor and trying to keep my horse alive lol


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The chunky blue Draenaei are the latest World of Warcraft race to go under the spotlight in one of Blizzard's blog posts showing off the graphical updates coming up in next expansion Warlords of Draenor.
Not quite as impressive as some of the other upgraded models perhaps, but still nice and shiny. It's pretty strange, as someone who hasn't played WoW since the year it came out, to see the improvement in these new models. Wonder if the Deadmines look any different these days?
The male Draenei model discussed in the blog post was added back in 2007's Burning Crusade expansion pack. "The original was one of the better character models in the game," writes art director Chris Robinson, "so it didn't require a ton of translation'"but with higher-resolution textures and more polygons to work with, we were able to bump up his fidelity quite a bit, as well as improve how we convey emotion through a new animation rig."
The result is a sexy blue hunk of... goat-man...thing... with better texture definition and a much greater variety of animations. Check out those individual teeth. Look forward to this and all the other upgraded visuals, as well as a bucketful of new content, when Warlords of Draenor hits this Autumn.
News Story
Warlords of Draenor's new male draenei model is impressively buff
15 July 2014 | By Nick Horth
- Related Games:
- World of Warcraft: Warlords of Draenor , World of Warcraft


text:
Coolest Hello Kitty Birthday Cake
This Homemade Hello Kitty Birthday Cake was requested by my youngest daughter for her 5th birthday. I hired a Wilton cake tin from the local cake shop and made a 4 egg cake mixture and a 2 egg chocolate cake mixture. I just used basic cake recipes I had from one of my recipe books.
The chocolate mixture had 1 tbsp of cocoa and 2 tbsp of drinking chocolate. I used a canister of spray oil that I found in the supermarket on the baking isle. It's one specifically for cakes and really stops the cake from sticking to the tin. I poured in the basic mixture and then the chocolate mixture.
I then used a knife to gently mix the two cake mixtures slightly. I just pulled the knife through horizontally and then vertically. Once the cake was done I let it cool a little and then whilst it was still in the tin I took a very sharp knife and gently sliced along the top of the cake so that it had a flat surface once overturned. This is where we all get to proof test that the cake tastes OK.
I then put the board over the cake and flipped it over. To release the cake from the tin I gave it a couple of bangs all around the tin and gently lifted it from the cake. Perfect. No breaks.
Once cool I made a small batch of buttercream up and covered the entire cake with a thin layer. I often use warmed apricot jam but I forgot to buy more and many people prefer the buttercream. I then rolled out some white fondant icing. My friend recently bought me a large fondant icing mat and advised me to grease it and the rolling pin with butter. This was only the second time I used the mat and if you've never used one before I highly recommend it. I have always struggled to place the fondant on the cake without it cracking, tearing or sticking together.
This made icing the cake so easy and the butter really did stop the fondant from sticking to the rolling pin or mat. I used a silicone rolling pin. Another good buy when it was reduced in the local supermarket.
I lifted the mat and carefully placed it against the cake and then flipped it over onto the cake. I then carefully peeled of the mat. By lifting the board with the cake on with one hand I used the other hand to gently lift the edges of the fondant and smooth it over the sides of the cake so that the fondant didn't crease. I then placed the cake tin over the iced cake and gently pressed it down to leave a good impression on the icing.
I made all the other additions like the eyes, nose, whiskers and bow out of fondant. For the bow I placed the pink rolled out fondant into the tin to make an impression so that I could then cut round it before placing it onto the cake.
I used metal cutters for the letters, again a layer of butter when rolling out the icing stopped the letters from sticking to the cutter which kept happening the first tried I used the cutters.


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Welcome to..
Tuesday, August 24, 2010
Random thoughts
I officially turned 21 on August 21 and so far it's been fabulous. Meanwhile, I was watching The Rachel Zoe Project today and I always tell myself, "I'm only going to watch a little bit of it and return to doing homework." Well, I swear she gets me every single time. Her lifestyle is so crazy. I love her sense of style and over-dramatic personality. She makes me want to start my own styling company, aside from everything else I want to do. One thing is for sure though, time is clicking.
My new puchase moment
I recently got a simple BCBGeneration sweater at my work place and I love it; it goes with almost everything in my closet.
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Wednesday, August 11, 2010
Lazy Robot
A lazy day means an effortless outfit and messy hair.
So, turns out...i've been shopping pretty much everywhere BUT the thrift store. My saving plan was an epic fail. I seriously have a shopping problem. I keep selling clothes to Plato's closet to clear my closet, but I end up buying more to full it up. I need more space...
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Chanakya niti in Hindi
Books And Reference
Chanakya niti in Hindi app download
Chanakya niti in Hindi
Chanakya niti in Hindi app description
Chanakya is traditionally identified as Kautilya or Vishnu Gupta, who authored the ancient Indian political treatise called Arthasastra.
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text:
A Darkness Greater than NightAmong honeyj's albums
marooned on a strange planet
scout team one calling base. I read you, scout team. what is it? we have a problem. we're stuck on this planet, and don't know how to get off. what do you mean? just beam up like usual. yeah, well, we'd love to, but we sort of lost our device. whaddya mean, you sort of lost it? well, you see, they have these things here called cell phones? so? yeah, well we accidentally picked up one of those, and left our device on a park bench. dammit carl! tell me about it. when we went back to get it, it was gone. so…
they watch
we come in peace, earthling. yeah, right. no, really! we do! well then, what's that thing you're holding? this? oh, it's nothing. a mere fashion bauble. what's it do? oh, it does emit a powerful death ray, I guess. a what? capable of liquifying most carbon-based matter. you mean, like humans? well, now that you mention it, yes, I suppose. cool.
spy vs. spy
do you have the stolen a-bomb secrets, Boris? I lost them, Natasha! some damned little squirrel pooped on my head! can you believe it? Mr. Big will be very unhappy, Boris. it's not my fault! what should I do? defect? and leave me here to face the central committee? with no a-bomb secrets? you would do that to me, Boris? well, I really wouldn't want to. .
what's up there
sidney, there's something up there. nonsense, ethel. it's just a bridge. I know I saw something sidney. hey, what was that noise? sidney! LOOK OUT! OH MY GOD!!!! WHAT IS THAT THING?! sidney! I want to go home! now! just as soon as I get loose from these tentacles, dear.
safe house
watcha wanna do today, marty? I dunno. watcha wanna do today, mikey? wanna steal some h-bomb secrets? nah, I can't. mom says I gotta be home. yeah. me too I guess. tomorrow though? ok, sure.
it rains on alpha centauri, too
I love the phosphorescent rain. but sometimes it keeps me up at night. me too. so I put on some frank sinatra records. they put me right out. wow. they let you bring those home from earth? oh yes. the Leader is a big fan. cool. dean martin too. you don't say!
hey man, mind if I get out of the storm for a second? not at all, you may take refuge here. thanks. I owe you one. that's true. but we are patient. what do you mean? that was just an expression. oh, we take it quite seriously here. here? where am I? the one place where your immortal soul can find shelter. well, yeah, I said thanks and all. shelter for all of eternity, that is. eternity? no, I gotta get going. but thanks anyway. as you wish. hey, could you help me open this door? it's stuck. it's not stuck.…
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text:
I first learned of a2ru in the summer of 2015 when I was working as a graduate assistant at the Moss Arts Center at Virginia Tech. As a GA, I was charged with coordinating the national a2ru conference that would be hosted by Virginia Tech later that year. The conference gave me a phenomenal introduction to the realm of interdisciplinary arts integration and afforded me the opportunity to deeply explore the areas of work being done across multiple institutions of higher education. In all honesty, I finally felt like I had found my people.
The 2015 conference allowed me to see first-hand the ways in which arts and design are crucial to contemporary problem solving. The three-day event explored ways in which theatre could change how we look at brain trauma, how virtual reality could be integrated with neuroscience, and how a live theatrical cooking experience could be used to combat cultural diabetes. Seeing the ways in which interdisciplinary arts integration could have real and meaningful impact on issues such as health care, entrepreneurship, sustainability, S.E.A.D initiatives, and ethics had a profound effect on how I began to see my future.
My work with a2ru eventually led me to inquire about the possibility of an executive internship, as required of my MFA in arts leadership and higher education. After some initial discussion about how an internship with a2ru could be mutually beneficial, Executive Director Dr. Baefsky and a2ru welcomed me with open arms. In the fall of 2016, I relocated to Ann Arbor for a semester-long experience that would help shape me as an artist, educator, and arts administrator.
Working with a2ru has been a remarkable opportunity. The ability to contribute meaningfully to this nascent organization focused on interdisciplinary arts integration in higher education reinforced the skills I have been strengthening and building over the past two and a half years. The executive internship challenged me in new and exciting ways and allowed me to realize the impact that my work could have in this field. As the executive intern, I helped develop long-term strategy for the organization, participated in executive and curricular committee meetings, built long-range communications strategies, and helped a2ru engage in federal advocacy.
My time with a2ru has allowed me to strengthen friendships and working relationships with my future colleagues across the country. It provided exposure to the many challenges and opportunities that we face as artists and educators working in interdisciplinary fields. It enabled me to strengthen my philosophy of education, examine arts and design as "ways of knowing," and connect that knowledge to the public good.
Interdisciplinary arts integration is about more than transforming STEM to STEAM. It's recognizing the strength of collaborative innovation and the transformative value of arts and design disciplines. Arts and design are intrinsic to the STEM fields. They are imbedded in the practice of STEM disciplines and they share a very similar iterative process. Creativity and innovation follow the same rules of engagement whether you are a painter, a programmer, a builder, or a biologist.
We live in interesting times. The problems we are facing as a country and as global citizens are among the most complicated challenges we've encountered in recent memory. Solving these problems requires collaboration, innovation, and working across the boundaries of both our departmental and national silos. It also requires reaching across the aisles of our partisanship in pursuit of the common good.
A lot of the work we do in the interdisciplinary field exists in uncharted waters. As I come to the end of my internship experience and enter the final semester of my MFA program, I find myself navigating the same seas. While our environment may contain many unknowns, it also contains unparalleled adventure, possibility, and potential. I am honored and humbled to consider myself a member of this emerging field and I am excited at the prospect of sailing these unfamiliar currents to an undiscovered country.
Thank you to Dr. Laurie Baefsky, Deb Mexicotte, Maryrose Flanigan, Gabe Harp, Edgar Cardenas, and Amy Tackitt. While I am proud to call you colleagues, I am moved to call you friends.
Willie Caldwell is a graduate student in the MFA Arts Leadership program at Virginia Tech. He is an interdisciplinary artist, educator, and arts administrator with backgrounds in theatre, music, music technology, business, and higher education administration. He is actively looking for a job. Visit www.williefcaldwell.com for more information.


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The ancient world was full of technological wonders that still amaze us modern men. The ballista is one of those wonders. It was a state-of-the-art artillery of the ancient Mediterranean world that could hurl projectiles strong enough to tear through rows of armored warriors hundreds of yards away. You can now have this piece of marvelous engineering in your own home with Desktop Ballista. Created by Legion 10, Desktop Ballista is a fully working model of a Roman ballista. It's made of high quality laser-cut hardwood and you can fire the included foam-tipped darts, marbles, or anything else that's less than 0.6 inches wide. Bring home the power of ancient artillery without losing a wall in your house with Desktop Ballista!
About Kristine Cruz
Kristine can be found anywhere where there is an abundance of comic books, cupcakes, cheesecake, and coffee. When she's not geeking out over the littlest things, she spends her days testing her navigational skills and getting lost in the city.


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Jobs With NSI
Founded in 2004, Nascent Solutions is an international humanitarian and development organization dedicated to building capacity for vulnerable people especially women and youth to live self-fulfilling lives.
We do this by building the capacity of target communities and local partners in the areas of Agriculture and Food Security, Literacy and Skills Development, Basic Health and Child Care and the Protection of the Rights of the Woman and the Child.
Nascent Solutions is an Equal Opportunity Employer. All qualified applicants will receive consideration without regard to race, color, national origin, marital status, religion, gender, age, disability, sexual orientation, personal appearance, family responsibilities, political affiliation, or enrollment in a college, university, technical school, or adult education.
Monitoring and Evaluation Officer


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We formally announced our Equitable Development Plan in late 2015 that included 19 recommendations that the Bridge Park and our partners can take in three areas: Workforce Development; Small Business Enterprises; and Housing. This work was the result of meetings that took place over seven months with community members and stakeholders, government officials, business owners and policy experts. The goal of this plan was to ensure that the 11th Street Bridge Park is a driver of inclusive development – development that provides opportunities for all residents regardless of income and demography.
Over the last year and a half we've been implementing the plan by starting a Ward 8 Home Buyers Club with our friends at Manna, partnering with Housing Counseling Services to run tenant rights workshops and working with City First Homes to stand up a Bridge Park Community Land Trust. Our friends at LISC DC announced a $50 million investment in the 1 mile area around the Bridge Park in their Elevating Equity initiative. From the beginning, like-minded projects around the country shared their lessons learned as they worked to build a more inclusive community. We thought we'd return the favor and share some helpful advice we've learned to date.
Start early! When the market discovers your project, it can move much more quickly than you can possibly respond. At the 11th Street Bridge Park, we started to formulate our Equitable Development Plan 5 years before we plan to open. The earliest we could open is 2019 and we are already seeing our selected design renderings featured in local real estate ads.
Learn from the field: We talked to like-minded parks across the country to learn from their work. For instance, we had long interviews with the Atlanta Beltline's community engagement officer and used their equitable development plan as a template for ours.
Data informed decisions: Before trying to create specific recommendations, we worked with our colleagues at LISC DC to bring together experts to assemble data on those who live near the Bridge Park. This included existing property values and their change over time, renters vs. home owners, demographics, poverty levels and the Area Median Income (AMI). This was critical to forming our action items.
Be intentional: It is important to embed equity and inclusivity in all of our work. For instance, how does your staff, volunteers (and board!) reflect the community in which you serve? As you bring on additional team members, take the extra time it sometimes requires to identify diverse and local candidates.
Engage the community: To form our Equitable Development Plan, we held a series of half day brainstorming sessions with key stakeholders from diverse backgrounds. These individuals represented city agencies (planning, housing and community development, office of the tenant advocate, employment), experts (Urban Institute, Enterprise), business owners, faith leaders and local residents. The first two sessions were invite only to ensure we had the right people in the room. (Note: it is very helpful to have a professional facilitator lead these sessions along with official note takers.) When we had an early draft of the plan, we held large public sessions for additional feedback, help us prioritize these ideas and identify existing community organizations that could help us implement the recommendations. Finally, we posted a draft version on line for public comment.
Take a multi-sector approach: We began this effort focusing on affordable housing issues, but quickly learned that safe and secure housing was so much more difficult without gainful employment. We then added two additional topics: workforce development and small business enterprises. Each of these areas are deeply inter-connected and should not be considered in their own separate silos. If we were to start this process over, we would have added a fourth topic – cultural displacement. We are currently working on developing anti-cultural displacement strategies to incorporate into our plan.
Build early wins: Some recommendations might take many months or even years to accomplish, such as building a Community Land Trust from scratch. It is important to build accomplishments so that the community can see tangible progress. In our case, we started a home buyers' club two months after we released the Equitable Development Plan's recommendations. There are currently 88 local residents participating in the class with over two dozen people planning to purchase their own homes in the next few months capturing the rising equity of the neighborhood.
What gets measured gets done: Once we had a final plan with 19 specific action items, we worked with senior researchers at the Urban Institute to develop clear measurable goals for each recommendation. We will continue to work with the Urban Institute over the next three years to provide a constant feedback loop to ensure we are meeting our goals and have the ability to course correct over time.


text:
RevoStock Overflow 70100
After Effects Project \ Commercials \ Intros \ 3D Elements
After Effects Project - Overflow 70100 by WeMakeMotion @ RevoStock
After Effects Project \ Commercials \ Intros \ 3D Elements
Sound: no; Loopable: yes; Downloads: 39; Length: 00:45; Model Release: no.
25 customizable cover areas. You have complete control over animation and timing. Excelent solution for a presentation, intro, ad spot, or web content element.
This product is an Adobe After Effects project file. It requires Adobe After Effects version CS3 or higher as well as any plug-ins listed fellow: Required After Effects Plugins: None
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text:
...Just haven't been inspired to write lately for some reason. This probably has to do with the fact that since I recovered from my ear surgery it seems like all I have done is WORK. (By the way, I'm just about all healed up from that happy experience.)
Working graveyard shifts, along with a couple of afternoon overtime shifts mixed in for flavor, tends to leave me feeling like sleeping when I get home, and not much else. Hopefully once the gym I joined opens, I'll be able to work that into my routine, since I am definitely out of shape. (I should clarify, there are branches of the gym I joined already open...but the one closest to where I live doesn't have it's grand opening until the 27th. Traffic sucks so much where I live that I haven't been to the next closest location very much.)
I am finally done working for the month, and going on vacation (YAY!) starting tomorrow. However, in conjunction with this, I will be taking an internet break while I'm gone, which means a further dearth of posts from yours truly at least until early July. (BOO!) But I will be back. I know I risk losing what few readers I have whenever I go on these long stretches without writing, and all I can say is, Inspiration is a fickle bitch sometimes.
Looking through stuff I've written but not posted, I thought I would include, just for fun, an example of an actual late night conversation I had with a Taco Bell employee at the drive thru. He talked so fast I thought he was a professional auctioneer.
SPEAKER: welcometotacobellhowkenihelpyou
ME: I'd like a grilled stuffed steak burrito and a double decker taco supreme.
SPEAKER: onegrilledstuffedsteakburritoandonedoubledeckertacosupremewouldyoulikeanythingelse
ME: No.
SPEAKER: yourtotalisfourfiddytwopleasedriveforward
AT THE WINDOW: wouldyoulikeanyhotsauce
ME: Yes, please.
AT THE WINDOW: hereyougohaveagoodnight
I encountered him a few times at the drive thru there. (Yes, I eat too much junk food, but no, I don't go there every day.) I don't think he works there anymore though, which is a shame...he never screwed up my orders.
UPDATE: After feeling kind of blah for the last few days, I went to the doc's yesterday afternoon and discovered I have a throat infection. I guess I have been working too hard. I got some drugs to take with me though, so all should be good. See everyone next week!
Monday, June 23, 2008
Still Alive...
Posted by Chuck at 11:15 AM
4 comments:
- Suldog said...
Enjoy your vacation, Chuck!
- Mon Jun 23, 11:42:00 AM
- Thimbelle said...
Have fun on vacation - hopefully you'll come back with all sorts of tales about your travels! :)
- Tue Jun 24, 01:41:00 AM
- Chuck said...
Suldog - Thanks!
Thimbelle - Yes, hopefully Travel will help kick Inspiration's butt into gear.
- Tue Jun 24, 04:56:00 AM
- Twinkie said...
Sorry if you don't like memes...
But here are the rules:
1. Link to your tagger and post these rules on your blog.
2. Share 7 facts about yourself on your blog; some random, some weird.
3. Tag 7 people at the end of your post by leaving their names as well as links to their blogs.
4. Let them know they are tagged by leaving a comment on their blog.
Ok... GO!!
- Wed Aug 20, 06:04:00 PM
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text: With Hugh Hefner confirming his relationships are done with the current Girls Next Door and rumors of his impending new relationship with twins Kristina and Karissa Shannon there is room for one more lady. the third member of the cast will be a college senior from Georgia that has already done work for Playboy. Amy Leigh Andrews is more along the lines of Hef's current ladies…blonde and busty. Hope these three can get along and share the Hefster.


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Vermont Source to Sea Cleanup is a success, again
BRATTLEBORO — Community members rallied together at the side of some of Vermont's rivers, but not for a September dip in the water, rather to ensure the watersheds are clean.
On Saturday, volunteers of all ages set out in the morning to spread out across the four-state Connecticut River watershed to pick up tons of trash and debris from rivers and shorelines as part of Connecticut River Watershed Council's 20th annual Source to Sea Cleanup. According to the CRWC press release, thousands of people were expected to roll up their sleeves and rummage among the banks and between rocks to pick up trash and debris.
"I am a kayaker and I am very conscious of what I see along the river and if we want Vermont clean and we all have to take our part,"said Ruth Lane, 82, of Brattleboro.
Lane said she has participated in the cleanup for seven or eight years and finds the work "rewarding." At 82 years old, she had no apprehension about cleaning up one site near Newfane on her own, as she has done for the past several years.
While the event was a two-day extravaganza, the local events in Windham County took place on Saturday at three locations — one near the West Dummerston Covered bridge, another at a beach area in Newfane at the convergence of the Rock River with the West River and a third off of East West Road.
However, president of the southeastern Vermont Watershed Alliance and contributor to the CRWC, Gloria Cristelli, of Newfane, said she believes that a group may have arrived at the West Dummerston location on Friday night, even though it was not scheduled, because there was a trash bag of items, presumably collected from the river, left hanging at the site. In addition, Cristelli noted that the site was rather clean, considering they collected just over a trash barrel-size can of garbage. On Saturday, two rusted objects were found in the water, which Cristelli believes may have been there since Tropical Storm Irene.
"To have a tire rim that is rusted in that way, that didn't just happen this year," said Cristelli, pointing toward the rusted object that was found during the river cleanup at the West Dummerston Covered bridge site.
Cristelli, who said she has a "heart for keeping the rivers clean in Vermont," grew up in the Green Mountain state. Over the years she has noticed some obvious differences from the then and now regarding river management among visitors.
"When I was growing up we didn't have any type of trash in or near our rivers, but now people come and — we're here to basically get the trash that people don't take," said Cristelli.
In 2015, more than 2,300 volunteers hauled more than 50 tons of trash from riverbanks and waterways in the four watershed states and according to a CRWC press release, to date, volunteers have prevented more than 947 tons of trash from polluting the local rivers.
"This event allows people and kids to get their feet wet, their hands dirty in order to make the river cleaner," said Upper Valley River Steward of the CRWC, and D-Windham-4 Representative, David Deen. "Once someone has invested their time and energy into cleaning up the river it is unlikely that they will ever throw trash into it again. They might even stop others from doing so. Good object lesson and the day is fun to boot."
While local volunteers showed up to do their part, so did some individuals representing other organizations from the northern part of the state. Elizabeth Gribkoff, of Burlington, representing Watersheds United Vermont based out of Montpelier, left her house at 6 a.m. in order to make it down to southern Vermont for the cleanup, showing up in her water-resistant outfit, ready to search the river for remaining debris.
"I think if it weren't for the work of volunteers around Vermont, rivers really just wouldn't get cleaned up," said Gribkoff. "Most watershed associations have an active board of directors who often work full time and they can't on their own come out and clean up a river. But if you designate a specific day and really involve community members, sometimes you'll have corporate groups or school groups coming out for these events and that really just gets so much more work done."
Maddi Shaw can be reached at 802-254-2311 ext 275
If you'd like to leave a comment (or a tip or a question) about this story with the editors, please email us. We also welcome letters to the editor for publication; you can do that by filling out our letters form and submitting it to the newsroom.


text:
Celeste S.
Niles, IL, 60714
Joined on April, 2012
Gender: Female
Average Rating:
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text:
Maan Coffee
PingYangLu, Taiyuan, Shanxi, China
Maan Coffee Taiyuan, Shanxi Reviews
2 reviews
Waffles & Toast Feb 06, 2013
If you're craving Belgian waffles or french toast, this is the place to go in Taiyuan. The cost is a bit expensive, but worth it. The coffee is the real deal too!
They have free Wifi service, plus 2 Macs if you didn't bring your laptop.
Be careful about the English menu though. Some of the lattes don't have any coffee in them. I found out the hard way when i ordered a pumpkin latte. One sip and I knew it was missing the espresso. When I complained, they said it's not supposed to have any. However, they kindly added a shot to my mug for free. I always remember to double check now.
Join TravBuddy to leave comments, meet new friends and share travel tips!


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text:
Warhammer 40k Imperial Guard HellHound bits
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- Sold Date:
- Source: eBay
Check out my other auctions and my Ebay store for great deals and combined shipping on Warhammer 40K and Fantasy Battle!This auction is for the Imperial Guard Hell Hound bits as pictured; its tracks are complete but may need converted to fit right.. Combined Shipping: Combined shipping for this auction is $2 within the United States, $2 for Canada, and $4 for all other locations. For the full discount on shipping and handling please wait for an invoice that contains all items purchased. We have to send invoices by hand, as eBay does not correctly calculate combined shipping charges. We mail all items within two days after payment is received and all items are insured. Please contact us immediately if there is any damage incurred during shipment. Paypal is accepted; for alternative payment options please contact us. Feel free to email us if you have any questions, and ! International Buyers – Please Note: Import duties, taxes, and charges are not included in the item price or shipping cost. These charges are the buyer's responsibility. Please check with your country's customs office to determine what these additional costs will be prior to bidding or buying.


text:
One of the most unique and highly respected galleries in the country, Yorkshire Sculpture Park brings together two of our favourite things – art and nature. It opened back in 1977 and has gone from strength to strength, now offering a host of indoor and outdoor exhibitions across its 500 acres of rolling countryside.
They have one of the biggest displays of Henry Moore's open-air bronzes in Europe, and that alone is worth making the journey for, but it's just the tip of the iceberg. You can also expect to see the revered work of local legend Barbara Hepworth, alongside the likes of Brian Fell, Ursula von Rydingsvard and Caroline Locke. It's a cultural melting pot that will take you from traditional sculpture to scientific installations that encourage interaction.
In 2014, Yorkshire Sculpture Park was named Museum of the Year – The Art Fund Prize award recognises the very best museums in the UK, proving YSP's ability to compete on a national scale, against establishments like the Hayward Gallery, Tate Britain and the British Museum.


text:
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text: Hey guys, It's been a while Just wanting to let you know about a new blog about teaching dancing. Filled with psychological principles and years of international teaching experience. Though most articles are connected (and sometimes language used) from lindy hop, it's usually generally applicable, from how to make a dance class, a dance class, about 6 ways to demotivate your students, to the how goals can improve your classes and also how they can kill your fun. As I know there are many colleagues out here, that also teach dancing, I thought you might enjoy http://veittalks.blogspot.com. Posts are posted weekly. Swingly yours,


text:
A 14-year-old Florida middle school student was charged with a cybercrime after authorities said he gained access to his school's electronic network in order to play a prank on a teacher by changing his computer wallpaper.
Domanik Green was charged by the Pasco County Sheriff's Office Wednesday with an offense against a computer system and unauthorized access, a felony.
Police say Green logged onto the school's network on March 31 using an administrative-level password without permission. He then changed the background image on a teacher's computer to one showing two men kissing.
Officials says Green did not view or tamper with any network files.
"Even though some might say this is just a teenage prank, who knows what this teenager might have done," Sheriff Chris Nocco said.
Police have called the incident "hacking" but Green said the password was simple: the teacher's last name. He said he discovered it by watching the teacher type it in.
"I logged into a teacher's computer who I didn't like and tried putting inappropriate pictures onto his computer to annoy him," Green said.
The teacher he was targeting was out that day. Instead, the substitute teacher saw the picture and reported it to the school administrators.
The teen's mother, Eileen Foster, said she understands her son did something wrong, but doesn't think he needed to be arrested. Also, she said, it shouldn't have been so easy for students to access the system.
Sheriff Nocco said Green's case should be a warning to other students: "If information comes back to us and we get evidence [that other kids have done it], they're going to face the same consequences," Nocco said.
Green was released on Wednesday from a Detention Center into the custody of his mother.
The teen also received a 10-day school suspension. It's unclear if he'll return to Paul R. Smith Middle School to complete the remainder of the year.
Local news coverage:


text:
Agency publishes SGVs for cadmium and phenol
The Environment Agency has published new soil guideline values (SGVs) and toxicological reports for cadmium and phenol. They follow those published for six substances in March (ENDS Report 411, p 25 ) and arsenic and nickel in May (ENDS Report 413, p 19 ).
Sorry you do not have access to this article. Please contact Customer Support at
or call 020 8267 8120


text:
A HAZE of smoke covering Brisbane has travelled from the north coast, with forecasters predicting it might hang around all day and into tomorrow.
The smoke has been created by a vegetation fire in the Cooloola Recreation Area of the Great Sandy National Park around the Noosa North Shore and Teewah Landing area, which has been burning for several days.
But Bureau of Meteorology forecasters said a strong temperature inversion had trapped the smoke and brought it down to the city on Sunday.
"There's a fire up near Teewah that's a fair way away but we've had a northerly wind blow in overnight," forecaster Ben Annells said.
"The strong temperature inversion in the atmosphere is putting a lid on the air motions in the lower atmosphere."
He said the inversion – warm air trapping cool air – prevented the air from rising and limited the smoke's ability to dissipate.
Temperatures in Brisbane will need to rise today to break the "lid" and clear the smoke.
Forecaster Mr Annells said Brisbane's expected temperature of 31 degrees was high but may not be enough to completely break the strong cover.
"Fresher northerly winds from the sea breeze might bring it down but it depends on the fire," he said.
"The inversion is fairly strong."
The vegetation fire is expected to burn for several more days, with the Department of Community Safety issuing a visibility warning.
It is believed the smoke hazard has travelled all the way down to southwest suburbs like Archerfield.
"There might be some improvement in visibility but if the fire continues it is likely to return tonight," Mr Annells said.
Motorists have been advised to drive to the conditions.
The vegetation fire is not threatening any properties.
Originally published as Hazy shade of Brisbane due to vege fire


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Steve Partner: Fishing doesn't need cyber Forum cowards
I really can't work out what I think about internet forums. Are they home to thriving communities populated by like-minded individuals who share and debate information that make their hobby a richer experience? Or are they the domain of spineless - and often nameless - trouble-makers hell-bent on making mischief?
Like I said, I'm not sure which.
Mark Lloyd, head of the Angling Trust, has no such doubts, though. He has a very clear view on what he thinks about them - so much so that he's just shut down the Trust's own forum.
"Personal attacks and petty arguments" were, he said, to blame for the decision. He couldn't, as the man at the helm of the sport's governing body, risk fishing's image in the eyes of the public. Name-calling and schoolyard squabbling is hardly a fitting backdrop to an organisation charged with steering angling's ship through turbulent waters.
So, quite rightly, he pulled the plug. No arguments. No discussion. The forum just ceased to exist.
Naturally, not everyone's happy. Critics claim the move is too draconian, too heavy-handed, too knee jerk. Arguments, they say, are par for the course when groups are brought together for debate. Fellow Angling Times columnist, Nev Fickling, an active forum user himself, described the move as 'feeble', stating that he found it hard to believe the site couldn't find someone to police it properly.
But I think he's missed the point.
While healthy dialogue is to be encouraged, outright group abuse, often aimed at an individual, is clearly unacceptable. I've seen users of certain sites publically humiliate and destroy people whose only 'crime' is to put in a claim for a fish that may or may not be 100 per cent authentic. That, in any sane person's eyes, is just not on. As I've written before, these cowards treat the net like a cyber playground where, hidden under the cloak of anonymity, they act out the role of bully.
It isn't just wrong, it's normally in contravention of libel laws, too. What some forum users don't seem to realise is the internet is subject to the same strict rules as broadcast and print media. Can you imagine some of the comments posted on threads ever appearing in a newspaper? Of course not.
Editors simply wouldn't allow it.
But, for some reason, the custodians of many websites don't seem to acknowledge that fact, trusting members who have posted over a period of time to act as moderators. Hardly the strictest security net is it?
While I hope I'm wrong, it won't be long before someone in the fishing world, defamed on a public forum, does more than simply demand the removal of offending material. Sites will end up being shut and the owners will suffer heavy financial penalties. It's not a matter of if but when.
The internet is a wonderful tool. But the all-encompassing qualities that make it so brilliant also provide its greatest flaw. As the Trust discovered last week, open access forums can be dangerous places - because above all else, they've given a voice to everybody, even those without the intelligence to deserve it.


text:
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text:
Nobody I Know chords by The Beatles, added: October 30th, 2001
Profile History
+ --------------------------------------------------------------------- +
| Ultimate Guitar Tabs Archive - your #1 source for tabs! |
| http://www.ultimate-guitar.com/ |
| |
| Over 1,000,000 guitar, guitar pro and bass tabs! Also lessons |
| news and guitar forums! |
+ --------------------------------------------------------------------- +
{title:Nobody I Know}
{subtitle:Words & Music: Lennon/McCartney}
[C]Nobody I know could [Dm7]love me [G7]more than [C]you. [Dm7] [G7]
[C]You can give me so much [Bb]love it se[G7]ems un[D7]true. [G7]
[C]Listen to the bird who [Em]sings it in the tree,
[Am]and the when you've heard him, [Ab]see if you agree.
[C]Nobody I know could [Dm7]love you [G7]more than [C]me. [Dm7] [G7]
Everywhere I go the sun comes shining through.
Everyone I know is sure it shines on you.
Even in my dreams I look into your eyes,
suddenly it seems, I've found a paradise.
[C]Everywhere I go the [Dm7]sun comes [G7]shining th[C]rough. [D]
[Am]Means so much to [E7]be a part of a [A]heart of a wonderful [C]one.
[Am]When other lovers are [C]gone, we'll live [Dm7]on, [G7]
we'll live [C]on. [Dm7] [G7]
{c: repeat first verse}
{c: Chords used: }


text:
GraphicRiver Ultimate Annual Report 12245436
Category: Print Template | Comment: ( 0 )
GraphicRiver Ultimate Annual Report 12245436
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$90.00 - Being Restocked
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text:
Gay little Girl-of-the-Diving-Tank, I desire a name for you, Nice, as a right glove fits; For you—who amid the malodorous Mechanics of this unlovely thing, Are darling of spirit and form. I know you—a glance, and what you are Sits-by-the-fire in my heart. My Limousine-Lady knows you, or Why does the slant-envy
Anne Spencer
Anne Spencer was born on February 6, 1882, in Henry County, Virginia and graduated from the Virginia Seminary in Lynchburg in 1899. An important figure of the Harlem Renaissance despite her distance from New York, she developed close friendships with several Harlem Renaissance writers, including James Weldon Johnson, whom she met while establishing a Lynchburg chapter of the NAACP. She published over thirty poems in anthologies and magazines during her lifetime and was the first black woman poet to appear in the Norton Anthology of Modern Poetry (W. W. Norton, 1973). Her work was published posthumously in Time's Unfading Garden: Anne Spencer's Life and Poetry (Louisiana State University Press, 1977). She died on July 27, 1975.


text:
It's tough to be a diamond in the rough in recruiting with the media coverage and scouting services. Yet it is possible.
Tevin Beanum might be just that jewel. The defensive end from Forrest City (Ark.) High School, who committed to Arkansas last week, grew up playing soccer. Beanum didn't move to the United States from Germany until he was 10 years old. That's when his father moved him from soccer to American football.
Soccer helped Beanum's footwork. So did trying to be a wide receiver. Despite weighing more than 240 pounds, Beanum was always working with running back and receivers in hopes of catching passes one day.
"I worked ... to get my footwork a lot more than the average lineman," the 6-foot-4 defensive end said.
Then reality set in when a coach told him he could lose 30 pounds and perhaps make it at wide receiver or stay at his current weight and be an athletic defensive end. Beanum made the decision to focus on defensive end, a decision that had a certain advantage.
"I feel like the footwork is a plus as far as outmaneuvering the offensive linemen," Beanum said.
Nearby Arkansas was more aware of Beanum than any other school so it was the first BCS school to offer him a scholarship. Sure, that was smart, but it doesn't make the hold on Beanum unbreakable.
Chances are other schools will come calling once they see a prospect with size and athleticism. With the tenuous position of Razorbacks interim coach John L. Smith, it's hard not to wonder it a school could pull him away from the in-state school that's faced so much turmoil this year.
"I probably would be respectable to other schools and would take a visit if it was advised by people I respect in my recruiting," Beanum said. "My commitment to Arkansas, I stand by it. The situation with Coach Smith, I believe in Coach Smith.
"From being up there, I can see the players are buying into what he preaches. They trust him. ... If it should pass that he's not there when I get there, I feel like the school will provide a coach just as good as him. My commitment won't change on the coaching situation."
But could it change based on other factors. College recruiters know how to woo in many ways. If so, that other school will have to win Beanum's heart, which is currently Razorback red.
"As I grew up watching them play, I was pretending I was one of them," Beanum said. "Then as I grew up I tried to take after the players one way or another. When I had the opportunity to play for that team, after being a fan of that team growing up, its just seemed like a natural choice."
Beanum might end up a Razorback but if he's as talented as Arkansas' coaches think he is, they'll face a battle for him before national signing day in February.


text:
What does (hmo) mean?
"Single room to let south shore area of Blackpool, shared house (hmo) fully licensed with local council."
Asked on Jan 12 2011, General in Blackpool | Report content
Answers (2)
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(HMO) stands for: Houses in Multiple Occupation.Answered on Jan 12 2011, Report content
The answer is correct, generally they are large property's sub-divided on a bed sit basis. Licensed means the local authority have checked that fire regulations etc are in orderAnswered on Jan 13 2011, Report content
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Asked on Mar 4 2013, General in Blackpool
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What is the minimum amount of deposit you pay on any property you try and purchase?
Asked on Oct 7 2012, General in Blackpool
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We appreciate good design and neat ideas wherever we find them. When Sam first showed his resilient wheel design in 2013, many people greeted his idea with avid enthusiasm, and some with downright scepticism. Others have been inspired by loopwheels into a few design ideas of their own.
All the items here were designed especially for Loopwheels by very talented people.
Like the idea of reinventing the wheel? Now you can show support and wear the T-shirt!


text:
At the end of January 2014 the EPA released a final report on alternatives to Deca-BDE as a flame retardant. The report evaluated 29 substances selected for the greatest potential to replace Deca-BDE. Study activities included a life-cycle and exposure review, and hazard profiles for Deca-BDE and all 29 substances evaluated.
Intended uses of the report include the following:
- Identification of potential substitutes – aimed at industry, chapter 3 clearly identifies substances for further evaluation as replacements for Deca-BDE. Non-viable candidates are also flagged.
- Selection of alternative chemicals based on comparative chemical hazard assessment – the entire report aims to help policy makers assess and compare the hazards of Deca-BDE and each of the potential alternatives
- Use of hazard information for further analysis and decision-making – the report is expected to drive further study and analysis of the most promising alternatives to complete the hazard profiles along vectors not originally considered.
This is an extremely useful tool for the electronics industry. It identifies potentially preferable alternatives to Deca-BDE and names specific tests that help manage REACH compliance. The preface includes the hazard summary tables, an excellent resource for compliance. The report is just shy of 800 pages and is loaded with important data and information.
EPA report on evaluation of flame retardant alternatives.


text:
Missing in the Ghostlands
DescriptionMy nephew was sent into the Ghostlands a few days ago. He never mentioned anything about his task, except that it was of an extremely secret nature.
He never returned and I fear for the worst, <class>. A missing messenger might not mean much to the callous magisters of Silvermoon, but he's like a son to me. Please, <name>, will you look for him?
Help me, stranger. I must... reach Tranquillien... I cannot fail.
<The <race> falls back into unconsciousness as his eyes go blank.>
<The <race> falls back into unconsciousness as his eyes go blank.>
GainsUpon completion of this quest you will gain:
- 780 experience
- 75 reputation with Silvermoon City
Missing in the Ghostlands
Please keep the following in mind when posting a comment:
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Simply type the URL of the video in the form below.
The Wowhead Client is a little application we use to keep our database up to date, and to provide you with some nifty extra functionality on the website!
It serves 2 main purposes:
- It maintains a WoW addon called the Wowhead Looter, which collects data as you play the game!
- It uploads the collected data to Wowhead in order to keep the database up-to-date!
You can also use it to keep track of your completed quests, recipes, mounts, companion pets, and titles!
So, what are you waiting for? Download the client and get started.


text:
Man Maid Trailer (2009)
"Mine is a ladies world." 28 October 2009 Comedy, Romance
A second-generation male maid fights to save the girl he loves and their historic hotel from the clutches of a hostile developer.
Watch the official Man Maid 2009 trailer in HD below or find more Man Maid videos on Vidimovie.


text:
Twirl Curl390157
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What some of our delegates have said about our events:
"a very stimulating and stylish event. Exceptional"
"first class, something more than a talking shop unlike so many of these events. Innovative, realistic ideas that need to be put into practice"
"excellent venue and speakers, vibrant atmosphere; good questions from the floor, excellent relevant topics, lovely lunch!"
"best conference this year"
"quality of speakers unequivocal"
"excellent choice of panel discussions and breakout sessions"
"somehow you managed to make a packed programme feel relaxed"
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"the speakers were high quality and the content very interesting. It is nice to hear that people are moving from concept to execution"
"great speakers, great debate, superb networking"
"a buzzing event with a good cool vibe"
"Quite honestly the whole day was excellent"


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Thursday, May 24, 2012
Keep the faith!
The numbers don't lie.
4 comments:
- aisyah said...
love your self, love your wife. :)
ooo, btw, i read the study on 'Happy Teens More Likely to divorce', the article before this one, and i am shock! am i supposed to not let my kids happy when they're teenagers???
hahaha :)
- May 24, 2012 at 11:23 AM
- Freddie Kevin said...
Hi Snuze,
With pre-nups, modern marriage oaths, the word cheating means a breach of marriage contract, some might not consider "cheating".. cheating.
Have a marvelous week ahead and weekend.
- May 24, 2012 at 1:04 PM
- Queen of hearts said...
But there are more women cheating on their hubbies these days.
Aisyah, happy teens are more likely to end up in a divorce? but I also read that unhappy/sad/depressed teens tend to commit suicide D: Raising children these days ain't an easy task. I just go with the flow.
As for marriage, it's best to communicate. Whatever it is, always communicate with your spouse. When the communication stops, problem starts.
- May 25, 2012 at 3:09 PM
- adham said...
Too much excitement for old heart maybe
- May 27, 2012 at 11:18 PM


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Where does evil come from? Is it unique to humans? Or has it always been here on earth or in the universe? Was it perhaps even here before the first humans developed? Physical matter has always been and will always be in our universe. Take, for instance, the calcium in our bones, the metals in our cars or the keratin in our skins. Everything was always here, so everything is everything! But does this theory apply to good and evil? Could our awareness thereof also always have been here on earth or the universe?
Thank You!


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Jurassic Park Meets the Golden Girls for this Brooklyn Wedding
Modern Weddings
Photos by:Amber Gress Photography
We firmly believe there are NO rules when it comes to your wedding day, so this totally unique celebration from Amber Gress Photography, Melissa McNeeley, and Alexandra Abuza has our hearts completely. Kelsey and Samara wanted their wedding day to embrace the idea of Jurassic Park meeting the Golden Girls, meaning lots of tropical details, dino accents, and plenty of inside jokes. Be sure to keep reading for some great advice on delegating tasks and more directly from the couple!


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Discussion in 'Black Hat SEO' started by jp_smith86, Feb 11, 2013.
anybody interested.... PM me..
Hey I'll have it please?
are you selling? kindly write full details
They all £25 spend first? If not I would be interested in buying a few from you but all I've been able to get my hands on lately are the spend £25 and we'll give you a further £75 and you need a separate debit card to activate each one
Separate names with a comma.


text: Hi All, I'm John. I recently discovered the magic of Disney at age 50. I was never allowed to be kid in my younger days. I can now see why my wife enjoyed her trips down to Disney each year. For us it all started with a DCL cruise, then joining DVC and now finding this wonderful forum. You all are great. Thanks for sharing the magic. Bear with me as I get up to speed. Looking forward to being part of the fun. John


text:
Muhammad a.
Lahore, Pakistan, 54000
Joined on January, 2011
Gender: Male
Average Rating:
Weekends at any time
Weekdays at any time
Weekdays at any time
Lives Near:
Can Meet:
Up to 5 minutes away for no additional charge
Educationgrad Student English and Pre-med major at SUNY-Buffalo
ExperienceI am currently studying at CU Boulder to teach English at the high school level. I am well versed in AP English and have taken both the literature and language tests. I have taken about 18 credit hours in english related studies at university, primarily in literature. I have worked on a volunteer basis as a tutor for underprivileged youth in the Denver area with Horizons Summer Programs. I have worked closely with students of all ages and backgrounds in order to help them achieve their academic goals. Teaching and empowering youth are passions of mine and I would love to assist your child in any way I can!
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Preferred Subjects
English, Computer Skills, Writing, Study Skills, Organization, Psychology, Social Studies
Inquire about this tutor
The tutor will respond if they are available/interested.


text:
Traveling Luck for Walden Chapel, Alabama, United States
Where is Walden Chapel?What's around Walden Chapel?
Wikipedia near Walden Chapel
Where to stay near Walden Chapel
The timezone in Walden Chapel is America/Rankin_Inlet
Sunrise at 06:29 and Sunset at 16:39. It's Dark
Latitude. 34.5039°, Longitude. -87.0811°
Weather near Walden Chapel; Report from Decatur, Pryor Field, AL 27.1km away
Weather :
Temperature: 0°C / 32°F
Wind: 0km/h North
Cloud: Sky Clear
Weather :
Temperature: 0°C / 32°F
Wind: 0km/h North
Cloud: Sky Clear
Satellite map around Walden Chapel
Loading map of Walden Chapel and it's surroudings
Geographic features & Photographs around Walden Chapel, in Alabama, United States
- cemetery;
- a burial place or ground.
- Robinson Cemetery (1.9km)
- Mount Zion Cemetery (2.9km)
- Roberts Cemetery (3.1km)
- Hill Cemetery (3.1km)
- Thompson Cemetery (3.7km)
- Napps Cemetery (4.7km)
- Chapel Hill Cemetery (4.9km)
- Raper Cemetery (5km)
- Stroup Cemetery (5km)
- Roberts Cemetery (6.3km)
- Stover Cemetery (6.4km)
- Keys Cemetery (6.9km)
- church;
- a building for public Christian worship.
- Harmony Grove Church (1.4km)
- Bellview Church (3.2km)
- County Line Church (3.9km)
- Pumpkin Center Church (5km)
- Macedonia Church (5km)
- Shady Grove Church (5.8km)
- Neel Church (5.9km)
- Union Grove Church (6.1km)
- Neel Church (6.5km)
- Basham Chapel Methodist Church (6.6km)
- Chapel Hill Church (6.7km)
- Pleasant Hill Church (6.9km)
- stream;
- a body of running water moving to a lower level in a channel on land.
- Mill Branch (1.4km)
- Mud Tavern Creek (3.4km)
- Gray Branch (3.9km)
- Fox Branch (4km)
- Big Ditch (4.2km)
- Cave Creek (5.5km)
- Crawford Creek (5.8km)
- Flat Creek (5.9km)
- school;
- building(s) where instruction in one or more branches of knowledge takes place.
- Liberty School (historical) (2km)
- Mount Zion School (historical) (3.5km)
- Neel Elementary School (5.6km)
- Slab College School (historical) (5.7km)
- Means School (historical) (6.1km)
- Bears Ham School (historical) (6.6km)
- Pleasant Hill School (7km)
- populated place;
- a city, town, village, or other agglomeration of buildings where people live and work.
- Wolftown (3.2km)
- Pumpkin Center (5.2km)
- Neel (5.9km)
- Kitchens Mill (6.1km)
Accommodation around Walden Chapel
- Local Feature;
- A Nearby feature worthy of being marked on a map..
- Walden Chapel (0km)
- Upton Chapel (2.1km)
- Alabama Sheriffs Boys Ranch (2.5km)
- Cow Ford (4.7km)
- mountain;
- an elevation standing high above the surrounding area with small summit area, steep slopes and local relief of 300m or more.
- Mud Tavern Hill (3.4km)
- Jones Hill (5.2km)
- Bald Knob (5.5km)
- bridge;
- a structure erected across an obstacle such as a stream, road, etc., in order to carry roads, railroads, and pedestrians across.
- Kirby Bridge (1.2km)
- Stover Bridge (5km)
- Means Bridge (6.4km)
- spring(s);
- a place where ground water flows naturally out of the ground.
- Hood Spring (3.4km)
- Russell Spring (4.4km)
- Blue Spring (6.6km)
- reservoir(s);
- an artificial pond or lake.
- Lake Chulavista (4.6km)
- Hamilton Lake (6.5km)
- cliff(s);
- a high, steep to perpendicular slope overlooking a waterbody or lower area.
- Fall Bluff (5.1km)
- tower;
- a high conspicuous structure, typically much higher than its diameter.
- WBQM-FM (Decatur) (6.9km)
- dam;
- a barrier constructed across a stream to impound water.
- Lake Chulavista Dam (4.7km)
Wikipedia entries close to
Walden Chapel
- Trinity, Alabama city city o
- Decatur (Alabama) city city g
- Wheeler National Wildlife Refuge city city o
- Hartselle city city i
- Hillsboro, Alabama city city o
- Priceville, Alabama city city o
- Moulton, Alabama city city o
- Pryor Field Regional Airport airport airport
- Lawrence County (Alabama) adm2nd adm2nd
- Morgan County (Alabama) adm2nd adm2nd
- Falkville, Alabama city city o
- Browns Ferry Nuclear Power Plant landmark building
- Mooresville, Alabama city city o
- Somerville, Alabama city city o
- Courtland, Alabama city city o
- North Courtland, Alabama city city o
Airports close to Walden Chapel
Redstone aaf(HUA), Redstone, Usa (52.2km)
Birmingham international(BHM), Birmingham, Usa (138.5km)
Anniston metropolitan(ANB), Anniston, Usa (193.5km)
Columbus afb(CBM), Colombus, Usa (201km)


text:
Dining at the Inn
Innkeepers Christopher and Tracey Anderson met while attending culinary school. It was love at first bite! Let us share our passion for food with you.
Overnight guests of the inn are treated daily to a full complimentary breakfast and afternoon tea with fresh-baked treats. Our award-winning prix fixe dinner is open to the public as well, and our unique atmosphere and gracious service make any evening a special occasion.
Wings Hill Inn is also the perfect choice for a memorable business or social event, on or off-site, or the special touch of a custom cake for any celebration.
The dining experience here is a bit more unique that at most restaurants, so if you haven't visited with us before, you may find our sample menu and specific details, as well as answers to FAQs, helpful.


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Results 1 to 3 of 3
10-29-04, 08:00 #1Registered User
- Join Date
- Sep 2004
- Posts
- 16
Unanswered: create and export query to txt from macros
I need to programatically create and export sql query to text. I dont mean a query that allready exists, but rather one sql for which will also be set within my program.
sql="select * from table1 where fieldname=" & variable
then I need to export query created with that sql into a text file.
10-29-04, 10:13 #2Registered User
- Join Date
- Apr 2004
- Location
- Kingsland, Georgia
- Posts
- 231
Use DAO and a blank query you've created and saved:
Dim qdf As DAO.QueryDef Dim strSQL as String strSQL = "SELECT * FROM tblWhatever ORDER BY fldYourMomma" 'sets the query Set qdf = CurrentDb.QueryDefs("qryYouMade") qdf.SQL = strSQL DoCmd.OutputTo acOutputQuery, "qryYouMade", acFormatText, "C:\text.txt", True 'clean up & release resources Set qdf = Nothing
11-02-04, 04:03 #3Registered User
- Join Date
- Sep 2004
- Posts
- 16
Thanks alot, it worked. As note to future readers I would add that you need to have the microsoft DAO library pluged in and I also changed the export method to DoCmd.TransferText so they both work.
TransferText works in a VERY odd way i.e. if the results returned by query are relatively small then everything is ok - it creates a text file and puts the data inside. BUT. if the results are large then it gives me an error '3011' ( object fname not found by JET) and the intriguing part is that the file indeed disappears even if it existed before - without warning or anything. Any advise on how to fix this?
Regarding OutputTo - it warks regardless of the size of queries resultset, but it only outputs file in a certain format i.e. delimited by | and _ , how can I change this to tab delim?
Last edited by NaugGc; 11-02-04 at 06:45.


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Last edited: 2014-12-03T10:28:58
Last edited: 2014-11-19T19:56:25
Last edited: 2016-07-01T00:36:19
Bob Bunnik Wrote:Mark XVII Le Petit Prince is also a St.Ex., looking back, a brown dial could have been nice too!?? Though I love that blue dial!
Last edited: 2014-11-19T19:56:25
scfong Wrote:I will join you guys ......
Last edited: 2014-11-19T19:56:25
Regards from Hamburg
Last edited: 2014-04-07T08:23:48
Last edited: 2014-04-07T15:31:40
Ken Bereskin Wrote:Here are some shots of the latest St Exupery (3878 in SS)…
Best Regards
What a family we belong to and have become
Last edited: 2017-10-24T21:47:34
Mark Fleminger Wrote:
Great watch and great canoe!
My Langford has appeared in some of my posts as well. Will summer ever return?
Bill B. Wrote:Gone from the nest, but solidly in the possession of a true collector.
The Power Reserve ST. Ex.
A few swirl marks.
The ST. EX Polo shirt.
Last edited: 2014-11-19T19:56:25


text:
Basic Reading Power, Second Edition, by Beatrice S. Mikulecky and Linda Jeffries, is a student-centered reading skills textbook with a process approach to reading improvement. Its unique structure, featuring four key sections used oncurrently, helps beginning-level students (with a vocabulary of 300 words) to become better readers in school, college, or business.
New to the Second Edition:
Test booklets contain reproducible black line masters to be used as additional practice or to test reading skills presented in the student books.


text:
Reuters Staff
1 Min Read
June 29 (Reuters) - Meiho Enterprise Co Ltd:
* Says it has purchased a housing property located in Tokyo, Japan
Source text in Japanese: goo.gl/RCsc48
Further company coverage:
Beijing Headline News
All quotes delayed a minimum of 15 minutes. See here for a complete list of exchanges and delays.
© 2017 Reuters. All Rights Reserved.


text:
Category: Stock Vector
GraphicRiver E-Learning 7143520
Stock Vector \ Objects \ Man-made Objects
Vector \ WriteZip \ Contains \ School \ Technology \ Editable \ Resolution
Stock Vector - E-Learning 7143520 by DivVector @ GraphicRiver
Stock Vector \ Objects \ Man-made Objects
Zip file contains fully editable EPS 10 vector file and high resolution RGB Jpeg image
Layered: Yes; Graphics Files Included: JPG Image, Vector EPS; Minimum Adobe CS Version: CS.
Shopping Icons; Finance Icon; Stop Time; Blank Sign Board; Insurance Concepts; Green Gas Nozzle; Letter with Locked Padlock.
Keywords: abstract, background, black, blackboard, blank, board, business, chalk, chalkboard, class, classroom, computer, data, digital, frame, internet, isolated, learning, letter, mouse, old, page, presentation, sale, school, technology, vector, word, world, write.


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ICSE results: Mumbai girl tops All India Class XII merit list with 99.75 per cent
The results of Indian Certificate of Secondary Education (ICSE) – class X and XII were declared on Friday at 3 pm.
Top two of Class XII merit list are from Mumbai. Aadya Maddi from Lilawati Podar High School ranks first in class XII result across India with score of 99.75% while Manasi Puggal from Jamnabai Narsee School ranked second with a score of 99.50%. (Read more)
When it comes to Clss X results, the second and third rank holders are from Mumbai. Isha Sethi from Hiranandani School, Powai came first in Maharashtra while her rank is second in all India merit list. Manan Shah from Children's Academy school in Kandivli came second in Maharashtra while he ranks third in national merit list (Read more)
The results were available online for all to access with their seat number. While several city schools have cent percent result, many schools boast of having students scoring above 90%.


text:
Holiday gifts for local veterans
On December 8, 20 members of the Pittsfield's Veterans Coalition, consisting of the Vietnam Veterans Chapter 65, Marine Corps League, VFW Post 448, American Legion Post 68, DAV Chapter 15, went around to 130 Veterans of World War II, Korea, Vietnam and so on who are residing in local nursing homes and assisted living places in Pittsfield. Each Veteran (servicemen and servicewomen) received a fleece blanket of various colors, which had "U.S. Veteran" silk-screened on each one. The veteran was individually address, honored by a thank you, recognizing them with an individual salute for their service, and wished them a happy holiday season.
It was very touching for us, because these fine men and women gave so much to our country. Some were in wheelchairs and still wanted to stand up and return our salute!
Merry Christmas, Happy Hanukkah and Happy Holidays to all of their family.
The writer is president, Chapter 65
If you'd like to leave a comment (or a tip or a question) about this story with the editors, please email us. We also welcome letters to the editor for publication; you can do that by filling out our letters form and submitting it to the newsroom.


text:
Android welcomes one of its most awaited apps: Swype. The app may just introduce the slow phase-out of tap-tap-typing and make typing on your Android-capable phone faster the Swype way.
It's hard to not appreciate how awesome Swype is and what it can do to revolutionize text messaging and emailing. Imagine using this app on, say, a Nokia C7 or a Samsung Galaxy Tab. Sure, you may want to type your message the classic way, but if you feel like tracing and composing with one finger, it'll feel like you're waving a baton on your phone's touchscreen.
That was for Swyping the word "quick," by the way.
How to get it? First, check and see if your Android baby meets Swype's requirements. Then click your way to Swype's website, register for a beta version, and open the emailed link via your Android device to download the app.
Swype's memory footprint, a little under 1 mb, shouldn't hog much of your phone's storage. The site also claims there is almost no learning curve as the movements needed takes on a supremely natural feel. And while typing on a computer keyboard should take 50-60 wpm, Swype said using the swypey method can make your fingers spew out 40 wpm (versus the classic tap-tap's 35 wpm).
Among the (present) compatible Android phones are Motorola i1, Motorola CliqXT, Motorola Droid X, Samsung Omnia II, myTouch 3G, myTouch 4G, HTC HD2, Huawei Comet, Nokia C7, Samsung Galaxy S, Samsung Galaxy Tab. To check if your Android phone is happy and ready to receive Swype, check out their website. And if you think you're happy and ready to download Swype, check out their tutorial video on how to use it.


text:
Critics accuse pragmatists of "encouraging us to see things as we would have them and not as they are" (Velasquez 2011, p. 396). Is there truth in their criticism?
What Is Pragmatism?
A pragmatic statement is directly categorized according to its usefulness. As Velasquez states, "A statement is true if people can use that statement to achieve results that satisfy their interests" (p. 389). Upon first glance, this statement feeds into critics' view of pragmatism as a selfish and possibly deluded act.
If a person was to act strictly in accordance with their own beliefs and within the borders of their own cultural and lifestyle biases, they could be said to be living pragmatically, based on how well these principles work for them. This would, in turn, give critics leverage when they argue that a pragmatist could live within the confines of their own reality and fail to find any truth outside of themselves.
What Is Truth?
This particular view of pragmatism has been taken to the extreme, as most people have some sort of innate gauge of truth that lies outside of their own beliefs. However, even the concept of what occurs outside oneself is debatable, thus circling back to the intended nature of the original question.
Each person who views a specific situation will do so with the use of their own unique perceptions. This does not mean that two or more people cannot arrive at the same conclusion, but the paths they take will undoubtedly be different. Taking the pragmatic model into consideration, it seems that initial theorists were focused more on the individual's notion of truth for the path, or statement, than on that of the final destination. Therefore, several different people could arrive at the same conclusion while having taken several unique paths.
Example of Pragmatism
To put this example in concrete terms, begin with a fact that two people believe to be undeniably true: grass is green. One person may suggest that grass is green because someone with a box of green crayons and a lot of time on their hands made it that way. Another person may say that grass contains the pigment known as chlorophyll. In both cases, the resulting fact is the same: the grass is green. Considering the view of pragmatism, one could argue that either description is correct, assuming that each person is satisfied by the truth of their statement.
Is Pragmatism Unrealistic?
Applying this example to the criticism at hand, it is easy to see how critics may find fault with pragmatism. Yet, given that each situation a person encounters is colored by their own perception, it is difficult to see how anyone can identify a reality in which things exist as they are rather than how each person views them. Even taking the extreme nature of the earlier example into account, there is not a blatant problem with the pragmatic allowance of people locating their own avenue if the final destination is the same–particularly if the noted avenue is hidden to all but the individual.
Velasquez, Manuel. Philosophy: A Text with Readings, 11th Ed. Boston: Wadsworth, Cengage Learning, 2011. Print.


text:
RevoStock Fliping Cards Logo Revealer 289857
After Effects Project \ Logos \ Lights Streaks and Strokes \ Particles
After Effects Project - Fliping Cards Logo Revealer 289857 by idfilms @ RevoStock
After Effects Project \ Logos \ Lights Streaks \ Particles
Sound: no; Loopable: no; Downloads: 7; Model Release: no
Required Software: This product is an Adobe After Effects project file. It requires Adobe After Effects version CS3 or higher as well as any plug-ins listed follow. Required After Effects Plugins: None
This is After Effects CS3 logo animation. Sound FX are not included. Main composition is 1280*720 . Render compositions are prepaired for both formats. No plugins are required,only Cycore plugins which comes with your AE .
Key Words: logo particle, mosaic, cards, glow, shiny, shine, logo particle, mosaic, cards, glow, shiny, shine, logo, particle, flip cards, glow, gloss.


text:
Hello everyone! It has been far to long since I've last pounded away on the old keyboard and posted some sort of
|Click for Larger Image!
Today's post comes brought to you by the fact that I am hoarder of stupid shit and am currently trying to sort through this mess.
Point in case, Cheetos Bag of Bones from Halloween 2014. One of the many things that I purchased with the intent of writing about and then never actually got around to writing about. Story of my life.
Since today has been a particularly cloudy, rainy day and I've got my copy of John Carpenter's "Lost Themes" playing off in the background, I can think of no better time that now to write about leftover Halloween goodies.
Also, I've been looking at this dumb bag of Cheetos on my floor for like seven months now and am really looking forward to throwing it in the trash. Even if it is always-sort-of-Halloween at my household.... this particular piece has overstayed its welcome.
|Click for Larger Image!
I'm sensing a really strong Tim Burton / Corpse Bride vibe and I like it. Bonus points are also awarded for Bag of Bones Cheetos basically encouraging you to play with your food.
Taking a step back from it all... isn't it pretty amazing that for one month out of the year we get to eat Cheetos shaped like disemboweled skeleton parts? (hint: it is)
Within the next few weeks I will be rolling out some decidedly summer themed articles and posts but in the back of my mind... I am already thinking about the 2015 Halloween Season!