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Alpha Levo IQ is the greatest supplement for perfectionists and high achievers whether or not they have been in college, busy with their hectic jobs, busy parents who want to facilitate their multi-tasking abilities and also CEOs who are spending so much time to take their organization to a higher level.
The dietary supplement enhances brain power through giving the neurotransmitters found in it an enhancement or charge. Besides rejuvenating a tired brain, it gives it the power kick it must have to clarify thoughts so you don't have to struggle through day to day activities. Also, it hones your focus and increases problem-solving capabilities ten-fold. The constituents utilized to make alpha levo iq are typical extracted from natural elements which can be brain food which could replenish worn cognitive functions
Listed here are these ailments this miracle supplement can help you overcome:
Perhaps you have gone on the store simply to realize that you forgot your grocery list both at home and may even have left the stove on? Do you have trouble remembering where you placed your keys and important events? Maybe you have been charged with having a short memory?
Memory loss is a common symptom of aging nevertheless it doesn't need to take over your daily life. Make the brain healthier by offering it a dose of Alpha Levo IQ. The supplements are made with special things that enhance memory so you will not be inconvenienced again.
Do you often get those weird butterflies inside your stomach once you get nervous or scared? Just a little fluttering or stress will not likely kill you but should you be getting dizzy spells, forgetting critical deadlines, cannot sleep or are grinding your teeth uncontrollably, you need assistance.
Regain that control you had by ridding yourself of that pressure with Alpha Levo IQ. The supplements prevent brain decay that can placed in because of prolonged stress and keep your brain sharp at the same time.
When you have trouble concentrating, feel foggy in the center of the time, cannot think straight until you have your coffee or put off things a whole lot, in that case your brain is seeking to tell you something. It's dead tired and tend to be you.
You are susceptible to a foggy brain and it is getting a toll on your own body too. Fortunately, Alpha Levo IQ has been manufactured with things that can clear that mist away consequently making you as sharp minded as you were before that stress wreaked havoc on your own brain.
Do your anger and irritability range from zero to 100 at the drop of the hat? Will you spirits suddenly drop even during periods of happiness? Do small annoyances for example overflowing milk about the stove makes you uncontrollably angry? While you are inclined through that, all your family members might also be affected by the aftermath. Plus constant negativity are able to keep your brain from developing and therefore keep you from realizing your true potential.
Taking one Alpha Levo IQ each day before starting the day will mellow you out whilst keeping you in the great mood until you turn in at nighttime.
So, just how is Alpha Levo IQ competent at this all? How can one small pill transform the human brain to the better? Alpha Levo IQ works mainly because it consists of 4 neurocognitive enhancing ingredients into a single capsule that may be swallowed and digested easily. These ingredients provide:
Synergy – by improving and supporting moods and emotions
Protection – by preventing brain decay that can originate from prolonged stress
Focus – by increasing attention span and improving cognitive functions.
Memory – by improving the brain's natural recall and retention capabilities.
How Alpha Levo IQ Helps Fitness
Besides increasing brain power, the ingredients contained in Alpha Levo IQ also enhance physical health. If you are frustrated on account of unfulfilled weight reduction goals, then it is a supplement you will easily replace your diet program pills with. That's just because a single Alpha Levo IQ capsule can:
Create your mind and body healthier
Every health guru will explain that change first starts inside the mind before it can convince your body to follow suit. When you have a gym membership planning to waste as you are far too tired to look or cannot motivate yourself enough, the atmosphere enhancing ingredients in Alpha Levo IQ will convince you otherwise. Take one easy-to-swallow capsule each day and not miss leg day ever again.
Stay with a healthier diet
It can be hard to keep balanced and healthy diet when you have a lively and hectic schedule to keep. Alpha Levo IQ comes with things that will provide your body all the foundations it must have to remain healthy. Plus, as these capsules also flood your brain with mind-enhancing neurotransmitters, your thoughts will stay strong and may convince the body in becoming healthier.
Energize yourself with clean energy
Processed food and diet pills can wreck your body and mind both over time. They can also help make your energy crash once their effects wear off after a number of hours. On the other hand, one dexapky26 of Alpha Levo IQ every day will flood both with clean energy that lasts during the day. Which means you will remain alerted, focused and rejuvenated from sunrise to till you go to bed. That is certainly longer than the coffee is able to keep you alert!
Be happy
When you are depressed 90% of times, you will be not living life for the fullest. Alpha Levo IQ has ingredients that tackle stress, improve moods and makes consumers more positive. Turning that frown upside-down is possible with this particular capsule and so is a dynamic plus more fulfilling life.
Allow me to share the ingredients which we just discussed. A few of these are undiscovered herbs which were discovered to get brain boosting abilities when ingested:
Vitamin B6
Prevents cranium shrinkage
Increases mental health
Increase communication between brain cells
Prevents your brain from aging rapidly
Vitamin B12
Prevents memory lapses
Keeps depression at bay
Increase attention span
Improves focus and concentration capabilities
Improves emotional health
Clears away fogginess
Enhances memory
Accelerates cognitive capabilities
Ginko Bilboa
Keeps memory sharp
Prevents cognitive failure
Encourage expansion of new brain cells
Encourage growth of new stem cells
Prevents bacteria from wreaking havoc as a result of stress
Protects the brain's natural shield with antioxidants
Protects the mind against diseases
Huperizia Serrata
Improves memory
Increases lucid dreaming
Enhances cognitive function
Korean Ginseng Root
Relaxes the neurological system
Stimulates expansion of brain cells
Enhances problem-solving abilities
Strengthens the brain
Treats mental disorders like anxiety, epilepsy, and hysteria
Propels oxygen and glucose to areas of the body the location where the brain thinks are required most
Eliminates nightmares
Enhances dreamless sleep
Overall benefits associated with Alpha Levo IQ
You don't have to get a prescription because of it. It may be purchased online without compromising quality
Enhances focus and concentration to pinpoint accuracy thus making complex tasks seem simpler
Includes 100% natural substances that are derived from natural plants and vitamins
Keeps levels of energy high each day and keeps you energetic till you fall under bed through the night.
The capsules are vegan-friendly
Safeguards against some degenerative mental diseases such as depression and Alzheimer's.
Enhances short and lasting memory.
Enhances blood flow towards the brain
Offers natural and longer lasting results
Improves mood for extended compared to other mood enhancing drugs
Floods the brain with oxygen thus preventing it from getting fatigued
Could it be safe?
Alpha Levo IQ is manufactured in the usa in the facility that has been authorized by the FDA itself. Each batch is tested at random to make certain it offers the purity, potency, and quality that happen to be promised. No animals are harmed throughout the manufacturing process either.
Also, it gives an energy boost without resorting to caffeine and lacks this ingredient either. The components do not contain cheap binders or harmful chemical substances to boost their effectiveness. They are already potent enough by themselves to offer our bodies and brain what they really want to remain healthy and happy.
The way you use Alpha Levo IQ
The directions for intake are provided in the manual that accompany a bottle of Alpha Levo IQ. To guarantee consistent results, the capsules generally are taken frequently. A pill a day is ok, and effects will likely be apparent after two hours of ingestion. However, when you have any medical problem, please speak with your doctor prior to taking these pills.
People taking Alpha Levo IQ have only great things to state in regards to the capsules the main being which it enhances their brainpower. They can be deemed much better than non-prescription drugs since unlike them, these capsules do not contain any harmful elements or lead to negative side effects.
A capsule every day is recognized to boost productivity, enhance concentration levels and help people realize their dreams faster than in the past. This is amongst the significant reasons why Alpha Levo IQ is very loved by working parents, employees, high-end executives, students and other people who require a quick pick-me-up which will remain along with them and keep them alert and energized through the day.
Please note that the proper exercise and dieting regime must not be substituted for Alpha Levo IQ. Taking the capsules along with maintaining a dieting and exercise plan will assist you to make use of its full potential.


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Palm Springs High School
Cathy Campbell, Coordinator
Michael Ventura, Head Athletic Trainer, CTE Teacher
PALM is an Academy at Palm Springs High School that offers students the opportunity to study about allied health careers. Academic courses integrate health related concepts into the approved curriculum. Career Technical Education courses allow students to develop hands-on skills and receive certifications.
The mission of the PALM Academy is to develop the high school student to continue their education at the post-secondary level in pursuit of a medical career. We stress career exploration, leadership and soft-skills.
This is senior student Denae Esteban, who job shadowed two weeks ago with Ashley Vertuno, MHA, Service Line Administrator of Desert Regional Medical Center.
Ashley came to visit the Intern class as a guest speaker last semester and the result was that Denae was greatly influenced about healthcare career opportunities in medical administration, which she had never considered before. So we set up an opportunity for Denae to spend some time with Ashley at her place of work.
Denae is now even more interested in a future career in medical administration as a result of her job shadow opportunity.
Gloria Rodriguez, News Anchor of KMIR, was at PSHS to interview current and past Intern students.
In the photo left to right are: Martha Orozco (PSHS Grad. 2010, now working as a surgical tech at DRMC and also full time nursing student at CSUSB Palm Desert Campus), Kristel Marcos, Senior, PALM student, Interned at DRMC Labor & Delivery; Xochitl Rodriguez, Senior, PALM student, past Boys and Girls Club Intern, now interning at DRMC; Jasmine Roy, PSHS Grad 2010, received BA in Political Science from UC Riverside and applying to Law School; Stephanie Uriarte, Senior, Intern Student with Annette Isaac, Attorney at Law; Mariah Roy, PSHS grad 2012 and in her 3rd year at UCI.

subset: commoncrawl


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Have you noticed the shear variety of community marketing and advertising business enterprise possibilities there are available? It really is actually wonderful. The popularity, the prolonged time stamina, along with the development of these organizations is testomony on the successes folks can actually have having a multi stage marketing and advertising company if they know the way to put into action a process past chasing pals and family members.
All right, now, the top Ten Rated Community Marketing and advertising Organizations are:
Right now the top Ten
- Tupperware - Tupperware is a home name.
- Scentsy - Scentsy is actually a comparatively new corporation in comparison to Avon.
Avon - Avon is kind of maybe the oldest with the businesses that could be a network advertising and marketing corporation. It absolutely was started by David H. McConnell in 1886 to supply ladies by using a area to operate their own individual firms (exceptional at the moment and perhaps for additional than ½ a century afterwards!!). Above the decades the corporation has had faces of women to stand for the Avon lady, attracting girls from all around the environment to flock to this well-known splendor brand. The company has expanded its arrive at from cosmetics to style and residential merchandise to homes in additional than a hundred nations and offered by more than 6.2 million associates.
Pampered Chef - Pampered Chef is well known for its high high-quality kitchen area resources and add-ons line. The business was began in 1980 by Doris Christopher and was so successful that it in the long run came into the interest on the Berkshire Hathaway enterprise - of course - Warren Buffet's firm! Now the corporate features about 300 goods to properties in the U.s., Uk, Germany, and Mexico. With more than sixty,000 distributors, and still expanding, it can be easy to see why this business is #2 inside the Best 10 Community Advertising and marketing Businesses.
Goods to properties in the U
Scentsy - Scentsy is often a somewhat new business compared to Avon and Pampered Chef, getting been started on July one, 2004 though the growth is phenomenal. The tale of expansion for this wickless candle firm is an fascinating one particular to read through, setting up basically from video games, sure online video games as well as a farm. Scentsy has above fifty seven,000 reps, 512 workforce, reaches throughout the United states of america and Puerto Rico and isn't slowing down any time soon.
Pampered Chef getting been started
Mary Kay Cosmetics - Mary Kay Cosmetics, along with Avon, could be one of probably the most popular multi amount marketing firms available on the market. Which has a aspiration and resolve, Mary Kay Ash begun the pores and skin treatment and shade cosmetics firm in 1963, seeking to offer girls that has a technique to have endless achievement. The rich heritage, the expansion, and also the loved ones natural environment has efficiently introduced Ms Ash's goals to truth. Nowadays, the Mary Kay Cosmetics products are offered in additional 35 countries and it has a gross sales force exceeding $2 million.
Lia Sophia - Lia Sophia, given that 2004 is previously known as Girl Remington, may be the only jewellery network marketing organization on this top 10 network internet marketing list. There are handful of, if any other individuals who appear close into the quality of jewellery the Kiam relatives has made available considering the fact that 1986. They have a lifetime replacement guarantee and their replacement/refund policy is quite reasonable and simple to take care of for the reason that enterprise sends a pay as you go postage label. That is excellent assistance! This increasing organization has expanded its get to to Canada, not long ago to China, and now in Europe as well as america.
Available considering the fact that
Tupperware - Tupperware is really a household name and probably not just what your mother applied but quite maybe has long been passed down to you! In 1942 Earl Tupper created the first cups that we now know as Tupperware. The homeselling solution notion started in 1948 with Thomas Dimigella and Brownie Clever, in Massachusetts. The remainder, shall we say, is heritage. Currently the well-known, durable container firm also sells cosmetics and skin treatment goods. You've come a long way infant! You'll find Tupperware Goods globally in more than one hundred markets and you should buy the brand names from one of the thousands of reps throughout the world.
And probably not just what your mother
Tastefully Easy - Tastefully Basic started off in a very shed in Alexandria, Minnesota through the humble beginnings of the gift basket seller, Jill Blashack Strahan. From productive trade shows, in 1998 the concept to provide connoisseur foodstuff within the convenience of one's dwelling came to Ms. Strahan and, Tastfully Uncomplicated was born. As the only gourmand food community internet marketing company on this list of leading 10, Tastefully Straightforward is actually Tasty! You can find your style of this company all over america from anybody from the a large number of distributors.
The convenience of one's
Amway - Amway was commenced in 1959 by Abundant DeVos & Jay Van Andel in Michigan as a vitamin company. With many ups and downs, the corporation has held strong selling splendor, property, bath, & nutritional items. Within a year of start-up, Amway already had ten,000 distributors. Today, the broad line of merchandise can be found in 80 around the world markets from any 1 of in excess of 3 Million reps.
Held strong selling splendor property
Herbalife International - Herbalife International, or Herbalife as it is commonly referred to as, is often a nutrition enterprise, commenced in 1980 by Mark Hughes. The company primarly promotes weight-loss and pores and skin treatment from all natural herbal products and solutions. Even while using the loss of its founder back in 2000, Herbalife is still growing strong globally and with one.9 million distributors, it is really not hard to uncover someone to talk to about the goods.
ThirtyOne - ThirtyOne, named after Proverbs 31 is really a relative newcomer getting begun in 2002 by Cindy Monroe with one particular sewing machine in Chattanooga, TN. The popularity of this purse and bag company is seeing increases that closely match that of Herbalife and Amway. It has considering that seen rapid advancement in the number of several years it can be been in existence, already topping out with about 30,000 distributors through the United states of america.
Advancement in the number of several years
sorces: Utoptens , utoptens.com , utoptens.com , utoptens.com
- Scentsy - Scentsy is often a.
- Utoptens ,.
- Tupperware - Tupperware is actually a.
- Tastefully Uncomplicated - Tastefully Very simple started out within a drop in Alexandria, Minnesota within the humble.
- Have you observed the shear number of.
- Utoptens ,.


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Home Insight® Tracker
Track and manage your application online.
Applying for a mortgage doesn't have to be stressful. With Home Insight® Tracker, you can track and manage your application online every step of the way.
Sign up for online access to:
• Manage your mortgage application from your desktop, tablet or mobile phone
• View your current application status and loan details so you always know what to expect
• Upload documents required to complete your application from your desktop, laptop, mobile device or tablet
• Receive real-time emails when your application reaches key milestones
• View your home lending team contact information and exchange secure messages
Your information is private and secure.
Tracker is protected by the PNC Security Assurance Program, designed to protect all of the ways you bank today. We work constantly to ensure that your information remains private and secure.
Have a question?
Call us to get answers about Home Insight® Tracker.
Mon – Fri 8am to 9pm ET
PNC, PNC HomeHQ, PNC Home Insight, Home Insight and PNC AgentView are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has pending patent applications directed at various features and functions of Home Insight® Tracker and PNC AgentView®. PNC Mortgage is a division of PNC Bank, National Association, a subsidiary of PNC. All loans are provided by PNC Bank, National Association and are subject to credit approval and property appraisal. Terms and conditions of this offer are subject to change without notice. ©2016 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association. Member FDIC.


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Timex TI000U70200 Fashion Watch - For Women
No matter what the occasion is, with this watch from Timex on your wrist you can carry any outfit in style. It has a feminine, elegant and delicate appeal that will surely complement any outfit you wear.
Square Dial
Sophisticated and functional, this timepiece has a square dial and is designed with a sturdy stainless steel case. Whether you are going on a business meet or a date with that someone special, you can pull it off with any ensemble.
The sky blue strap makes it versatile enough to go with different outfits, while the buckle clasp closure keeps the watch securely tied to your wrist.
This watch is water-resistant, so you need not worry when it gets wet due to any accidental splashes or spills of water.
Timex watch
Vinayak Kulkarni
Certified Buyer
24 Jul, 2015
Not Happy
junaid alam
Certified Buyer
11 Aug, 2014


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After going 7-3 on their last homestand and enjoying a day off on Monday, the Boston Red Sox hit the road for their next six games. They'll kick if off tonight with the first game of a three-game set with the Toronto Blue Jays at Rogers Centre in Toronto, Ontario, Canada.
I predict the Red Sox will win 7-4 (Red Sox -122).
First pitch is scheduled for 7:07 p.m. If you live in the Red Sox television market you can catch the game on NESN. If you live in the Blue Jays television market, you can catch the game on Rogers SportsNet. And if you can't catch the game on television, you can always listen on the 2013 Red Sox Radio Network.
Jon Lester steps on the slab for the sixth time in 2013. In his previous five starts, Lester is 4-0 with a 2.27 ERA. He picked up the win in his only start against the Jays this season after tossing seven scoreless innings back on April 7. He's made 23 career starts against the Jays and is 12-7 with a 3.67 ERA. 14 of those starts have come north of the border where he is 7-5 with a 3.14 ERA.
Brandon Morrow takes the mound for his sixth start as well of 2013. In his previous five starts, Morrow is 0-2 with a 5.27 ERA. He last faced the Red Sox in 2012 when he picked up a no decision after throwing six scoreless innings. He's made 16 career appearances (eight starts) against the visiting nine and is 1-3 with an 8.28 ERA.
To see today's lineups, batter/pitcher matchups as well as the links from the local media, please click on the continue reading button below if you're on the home page.
|1. Jacoby Ellsbury
|1. Brett Lawrie
|2. Daniel Nava
|2. Rajai Davis
|3. Dustin Pedroia
|3. Jose Bautista
|4. David Ortiz
|4. Edwin Encarnacion
|5. Mike Napoli
|5. Melky Cabrera
|6. Mike Carp
|6. J.P. Arencibia
|7. Jarrod Saltalamacchia
|7. Maicer Izturis
|8. Will Middlebrooks
|8. Colby Rasmus
|9. Stephen Drew
|9. Emilio Bonifacio
|Jon Lester
|Brandon Morrow
Notes: The Red Sox optioned Daniel Bard to Double-A Portland on Sunday. Today, they activated RHP Joel Hanrahan from the 15-day DL.
And here is how the hitters have fared against the starting pitchers during the regular season over their careers.
More links will be added if/when they become available so please check back often.
To open the links up in a new tab or window, use Control+click
How Red Sox convinced these new guys Boston was the place to be [rob bradford – weei.com]
Bailey in, Hanrahan out as closer in bullpen shuffle [clubhouse insider]
Breaking down Red Sox stretch of success [csn new england]
Napoli exceeding all expectations early on [csn new england]
Hanrahan activated; Bailey to remain in closer's role [csn new england]
Victorino still out, but hopeful of avoiding DL [csn new england]
Power Rankings: Sox at No. 3 [espn boston]
Opening pitch: Lester (1 HR) vs. Bautista [espn boston]
Sox go for team-record 19th win in April [espn boston]
Sox sticking with Bailey as closer [espn boston]
Role reversal for Hanrahan and Bailey [espn boston]
Victorino (back) misses 5th straight game [espn boston]
Fenway keeper reaches out [espn boston]
Ask Nick: Was last summer's megatrade a bad deal after all? [extra bases]
Hanrahan returns; Bailey to remain as closer [extra bases]
David Ortiz asks for privacy regarding divorce [full count]
Shane Victorino making strides, Red Sox hoping to avoid DL [full count]
The next pitch, not umpires, is what concerns Jon Lester these days [full count]
Series preview: Red Sox return to Toronto, resume AL East slate [full count]
For time being, Joel Hanrahan will be setting up Andrew Bailey [full count]
Curt Schilling: Most players don't care if a teammate is gay [full count]
Red Sox notes: Shane Victorino's health status still up in the air [full count]
Rubby De La Rosa, Matt Barnes Off to Slow Starts in Minors, But Red Sox Shouldn't Be Too Concerned [nesn.com]
A Series Matter: Red Sox-Blue Jays and Urgency [projo sox blog]
Blue Jays still talented but already running out of time [projo sox blog]
Joel Hanrahan activated but likely no longer closer [projo sox blog]
No decision on Victorino likely until Thursday [projo sox blog]
Lester seeks fifth victory to match Buchholz [redsox.com]
Planes, trains, boats and automobiles: Mike Napoli recalls his brief, perplexing Blue Jays tenure [alex speier – weei.com]
Blue Jays will learn Red Sox are real deal [touching all the bases]
Jonathan Hee announces retirement [soxprospects.com]
Follow Ian on Twitter @soxanddawgs. And be sure to like us on Facebook as well.
photo credits: getty images, getty images


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I learned it from Bill Logan. He worked for the Rocky Mountain News,
covered the legislature for many years, and then wrote about trout
"You put down one word on paper," he told me shortly after I joined the staff of the Rocky Mountain News (R.I.P.). "Then another, and so on."


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10 Health Benefits of Eating Tomatoes
Tomatoes are citrus fruits containing loads of healthy nutrients that are needed by the body. Every single tomato comes full packed with vitamins, iron, sodium, fiber etc. Many children as well as adults eat it like an apple, other prefer it in salads with some seasoning. Everyone has their own way of eating tomatoes as they are one loved fruit.
There are many benefits that one might get from tomatoes. A few of them are given below with details to support them.
- Fights against cancer: tomatoes have a substance called lycopene, the compound responsible for the red color that it has. This substance helps ward off cancer and is present abundantly in even processed tomatoes, where the cooking breaks the cell walls of the cells present in this substance. It helps ward off lung, prostate and even stomach cancer.
- Protection of DNA: tomatoes contain large amounts of antioxidants in the form of vitamin C and vitamin A. these vitamins shield the DNA from any sort of damage that may be caused from the free radicals in our bodies. Moreover, these vitamins actively defend the body against diseases such as atherosclerosis or diabetes by strengthening the immune system.
- Lower risk of heart diseases: studies have shown that people who eat lots of tomatoes are at a lower risk of heart problems. Nutrients such as niacin, Vitamin B6 and folate are present in tomatoes to resist cardiovascular diseases. People who have 5-10 servings of tomatoes per week are in the safe list.
- Presence of Vitamin K: vitamin K is essentially needed by the body for strong bones and this fruit does the right job by providing us with an extra-large dose of vitamin K. vitamin K also helps enhance healing powers, so if there is any cell damage, tissue damage, ligament damage or tendon damage, eat lots of tomatoes. You intake of tomatoes should be high you are facing any sort of injury anywhere.
- Getting a healthy skin: tomatoes have many minerals and nutrients in them. When it comes to achieving skin benefits, tomatoes prove to come in handy. We might have seen on TV tomatoes being placed on the face and skin of ladies. Well, it actually works. It works as a cleanser and easily deteriorates all dirt particles stuck to your skin. Its acidity plays a pivotal role in such a situation. It helps bring out fresher skin.
- Healthy heavy hair: if you have a hair fall problem, we have one good solution for that. Tomatoes yet again come in handy for they provide the scalp nutrition for ideal for better hair growth, both increasing the length and volume. Grind the tomatoes and make a paste out of them, then apply this paste to your scalp for 20 minutes and then wash with Luke warm water. The results will be positive.
- Aid in vision: tomatoes help to keep our vision well. Whether you wear glasses or not, vitamin A from the tomatoes will help in making your day time as well as night time vision good. It has been seen that either vision becomes better or it stays at that one number that it was for quite some time, considering the dose of tomatoes remain constant.
- Taking control over cholesterol: cholesterol level can also be controlled with the help of tomatoes. They contain vitamin B as well as potassium that help lower the cholesterol level that usually goes high in most people unbalancing the blood sugar level.
- Anti-smoking damages: tomatoes can't help you quit smoking, yet, it does help a person face it consequences. The many mineral and vitamins present in the tomatoes help to deal with the damages induced by smoking in the lungs as well as other systems of the body. So it again supports the immune system of the body by making it stronger.
- Healthier Kidneys and goodbye Gallstones: eating tomatoes without its seeds has been surveyed to show case marvelous results. It usually shows how the efficiency of the kidneys increases and also lowers the chance of having Gallstones or any other kidney problems. In fact, without the seeds, the tomatoes are very beneficial for the blood circulatory system as a whole.


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This portal only provides information related to your IntelliDrive program. Please visit mytravelers.com for information on your auto policy.
Activate your IntelliDrive Account with the serial number on your device and your VIN.
Plug In>>
Use the Port Finder to locate where to install the IntelliDrive device on your vehicle.
Take a Tour>>
Learn about the features and benefits you can use to learn more about how your car is driven.
You can increase your car's fuel efficiency and save money on gas
Fuel efficiency is impacted by rapid acceleration, braking frequency, and idle time. IntelliDrive® can help you track how your car is driven so you can get the most out of every gallon of gas you put into your car.


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The following stories talk about the subject 'Majelis Ulama Indonesia (MUI)'.
Local government in Wonogiri withdraws funding for three traditional Javanese cultural ceremonies, while in Tulungagung a fourth practice is under threat.
A new round of fatwas from the MUI, sperm donation, organ donation, sex change operations.
Legalised gambling in Indonesia a boon to state revenue or creator of social misery.
A Christian short stay type complex in Cisarua, Bogor is burned to the ground by the 'Puncak Line'.
Indonesians weigh in on the South Park prophet [censored] bear suit controversy.
Plans to prevent known adulterers like Maria Eva from running for public office.
How young can girls be married, NU issues fatwa allowing for marriage below the age of consent.
Constitutional Court hears case on free interpretation of religions, a human right or recipe for anarchy.
Murderous menstruating zombies in soft-porn horror flick "Hantu Puncak Datang Bulan".
The tabloid sensation of sex change recipient Agus Wardoyo aka Nadia Ilmira Arkadea.
|Robbie.c on Sex Slavery
|crysmarye on Dating Indonesian Girls
|Benson on Dating Indonesian Girls
|Ric Shoesmith on Chief of Police, Bali
|Erlynda Kasim on Royal Doulton
|RD_fan on Royal Doulton
|Eny on Best Indonesian Banks
|michelle on Tamara Bleszynski
|Nugraha Fauzi on Dating Indonesian Girls
|Fred Jones on Jakarta in Top Ten Worst Cities..
Copyright Indonesia Matters 2006-15
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Events and Publications
Seminar on Data for Researchers in Finance: Recent Developments and Outlook
IODS organized a seminar on Data for Researchers in Finance on Friday, 21st April 2017, in Paris (Hôtel de Boisgelin, 5 rue Masseran, 75007 Paris).
The aim of this seminar was to present existing financial databases and associated technologies, as well as to exchange with academics and practitioners in order to better meet researcher's needs.
The availability of data is crucial for research and data processing services are indispensable, especially for high frequency data.
More than 70 researchers and practitioners attended and exchanged views during this seminar. The seminar was composed of 3 presentations on Corporate Finance data, 3 presentations on Market Finance data and a round table on researcher's data needs.
View the presentations:
- ESG Signals: Integration of Financial and ESG Variables through Machine-learning (Antonio Celeste, Director Institutional Relations, Sustainalytics / Christophe Geissler, CEO, Advestis)
- Corporate Governance Data, Directors' Remuneration and General Assemblies (Loïc Dessaint, CEO, Proxinvest )
- CDS Data for Academic Research (Gavan Nolan, Director in Pricing Division and co-head of Fixed Income Research, Markit)
- Investment Fund and Asset Management Data (Jérome Couteur, Product Manager, Broadridge / Pritpal Garcha, Product Consultant, Broadridge)
- Processing of High Frequency Data from Bond Markets (Mary Pieterse-Bloem, Erasmus University Rotterdam)
Data for Financial History (D-FIH) - March 2nd, 2016.
The Governing Board of the « Data for Financial History » (DFIH) took place in Paris on March 2nd, 2016. The project consists in building a database of fortnightly spot and forward prices of securities listed in Paris and options from 1796 to 1977. The database will also contain the main information about the issuers of these securities. The project is led by Pierre-Cyrille Hautcoeur (Paris School of Economics - PSE). IODS is represented in the Governing Board by its CEO, Didier Davydoff. IODS entered into an agreement with PSE to distribute the database to professional users. The first data will be available end of 2017.
Paris Financial Management Conference (PFMC-2015)
IODS is represented at the third edition of the Paris Financial Management Conference (PFMC-2015) that take places on 14-15 December 2015 at IPAG Business School (France) in Paris. Didier Davydoff, CEO and Lingyu Wu, head of sales, are here to provide participants with information on the numerous databases available on IODS web-based platform.
A keynote address was given by Prof. Raghavendra Rau (University of Cambridge, United Kingdom) on "Data driven research". The speaker highlighted issues related to the processing of data. He said that starting with a question is the right approach and next looking for data, rather than the reverse. He illustrated this by giving the example of three of his on-going research projects on
• Serial acquirer
• The choice of going public through debt instead of equity
• Board independent directors.
Panorama institutionnels – France 2015
L'encours des placements des investisseurs institutionnels français est estimé à 2 740 milliards d'euros à fin 2014. L'Observatoire de l'Epargne Européenne et IODS ont réalisé pour l'AF2I, pour la troisième année consécutive, le « Panorama institutionnels – France 2015 ». Didier Davydoff, directeur de l'OEE et directeur général de IODS, a présenté ces travaux aux Entretiens de l'AF2I qui ont eu lieu au siège de AG2R-La Mondiale le 17 juin 2015. L'encours des placements institutionnels a augmenté de 8% en 2014, soit un taux de croissance double de l'année précédente qui s'explique pour un tiers par le flux net des nouveaux placements et pour les deux-tiers par les plus-values latentes enregistrées sur le portefeuille existant. Le secteur de l'assurance, en particulier, a bénéficié d'un effet marché estimé à 105 milliards d'euros sur son portefeuille obligataire. Le marché français est le quatrième à l'échelle mondiale, derrière les Etats-Unis, le Japon et le Royaume-Uni.
Lire le compte-rendu de Newsmanagers
7th "Annual Hedge Fund Research Conference"
IODS was present at the 7th "Annual Hedge Fund Research Conference" that was organized in Paris on the 22nd and 23rd of January 2015. 15 unpublished papers were thoroughly presented under the big headlines "Hedge Fund Performance, Liquidity, Asset Prices and High Frequency" and " Hedge Fund Flows and Liquidity, Impact of Regulation, Networks and Performance". Below are some of the papers that were written making use of the BarclayHedge Database that IODS provides access to on its platform:
Cao Charles, B.Liang, A.Lo, L.Petrasek, "Hedge fund holdings and stock market efficiency", under publication
Yan Lu, R.Sugata, T. Melvyn" Till Death Do Us Part: Marital Events and Hedge Funds", under publication
On behalf of INSEAD OEE Data Services (IODS), I wish all our partners, users of our platform and customers a happy year 2015.
IODS was created in 2011 with the ambition to provide the research community and more broadly stakeholders in the financial sector with reliable data, at an affordable cost . Four years later, substantial progresses have been made. The 30 databases offered by IODS have been used by 43 research centres. Our expertise in collecting, processing and interpreting data has been used by many European institutions, financial firms and non-profit organizations. Our commitment for 2015 is to further broaden the scope of data available on our platform and to add new facilities for data processing.
A recent study showed that no more than 23% of all empirical studies published in the top journals in the field of finance examine non-US markets.* While offering global data, IODS is based in Europe and offers unique European reliable databases of which the potential for innovative publication has not yet been fully exploited.
It is my wish that the great potential of these data will help IODS users to contribute to a new stream of empirical research in the best journals. Every effort at IODS will be made in that direction!
Didier Davydoff
Chief Executive Officer
*G. Andrew Karolyi, "Home Bias, An Academic Puzzle", address to the Northern Finance Association meetings in Niagara Falls, Ontario on September 27, 2012.
FactSet Data Feeds
IODS and FactSet expand their data offering to academics by providing financial researchers with three key datasets as data feed:
- FactSet Estimates: Analysts' forecasts on listed companies worldwide.
- FactSet Fundamentals: Financial statements for listed companies worldwide.
- FactSet Ownership: Ownership data on listed companies worldwide and investment portfolios of institutional investors.
This new offer complements FactSet workstations which provide an ergonomic access to all FactSet databases. The data feed allows researchers interested in specific data categories to download mass data according to diverse selection criteria. Furthermore, a "pedagogic offer" is now available, granting numerous and individual workstation interfaces to students and professors, simultaneously accessible. This offer is the ideal pedagogic tool to train database navigation and utilization, as well as to conduct individual work.
MTS : an ideal tool to support expanding research on bond market microstructure
Historically, academic research on market microstructure focused on equity markets. There were two factors in the development of this line of research. First, starting in the eighties, more and more equity markets moved from physical outcries to electronic platforms with central order books. Hence, massive sets of data became available on the details of trades and orders. The second reason was that equity markets were mainly regulated markets. There was a need for theoretical and empirical research on practical issues to implement market rules that optimize the price discovery process, liquidity, fairness and transparency of the markets. The first European directive on financial markets (the Investment Service Directive, approved in 1993) mainly related to regulated equity markets.
Research on bond trading lagged behind. Trading long remained telephone-based, especially the market for government bonds and few databases were available. Primary dealers had a monopoly on the auctions and distribution to institutional investors. In several countries, private investors have been deterred from trading directly on the bond market and rather invested through investment funds, life insurance or pension products. The fixed income markets were thus mainly OTC markets and there was no regulator to implement compulsory rules.
The Global derivative market: annual IOMA survey »
" 21.5 billion Exchange Traded Derivatives (ETD) contracts (9.3 billion options and 12.1 billion futures) were traded on exchanges worldwide in 2013 (against 21.1 billion in 2012). This modest increase (+2%) reverses last year's trend when the total number of derivatives traded on-exchange decreased sharply (-15%). The increase was largely driven by interest rates and commodity derivatives (+13.5% and +24.4% respectively), whereas equity derivatives contracts traded, which represent more than 50% of all contracts traded, decreased significantly (-7.7%). Commodity derivatives contracts traded reached 4 billion overtaking the number of interest rate contracts traded (3.3 billion)."
These are some of the findings of the 2014 survey of all derivative markets in the world, conducted by the World Federation of Exchanges (WFE) senior analyst Grégoire Naacke with the assistance of IODS.
The study has been published in the WFE magazine "Focus" and is available here.
Les Echos, 3rd June 2014, « Who actually owns French listed companies »
Les Echos published a summary of the OEE-IODS report on the long-term trends in the ownership of EU listed companies.
The report released by OEE-IODS shows, among other things, that in 2013, non-resident investors held 43% of the total market capitalisation of French listed companies. Non-residents' weight, be it through investment funds, pension funds, non-financial corporations or sovereign funds, has substantially increased over the last twenty years as they accounted for only 25% in share ownership of French listed companies in 1995. French non-financial corporations are the most important resident shareholders of French listed companies with a 20% weight ( compared to 25% in 1995), a legacy, inter alia, of the first wave of privatisations (1986-88) where the government aimed at building a "hard core" of shareholders ("noyaux durs"). The weight of investment funds and other intermediaries oscillated around 12% whereas banks, insurance corporations and pension funds jointly owned about 8% of French listed companies with relative stability. While households held around one fifth of the market capitalisation in 1995, their weight then decreased continuously to reach 10% in 2013.
It can be noted that, between 1995 and 2008, the increased weight of foreign investors' share ownership of French listed companies has been balanced by a decrease in households' and non-financial corporations' weight. In contrast, between 2008 and 2013, the increase in foreign investors' weight took place as the weight of French government and investment funds in the total market capitalisation of French listed companies decreased. However, at the same time, the weight of pan-European funds increased, which means that should the EU be considered as a domestic market, the weight of non-residents would fall to 22%.
To learn more, please read the article and read the report.
IODS' Participation in the "Big Data in Finance & Insurance" Conference
On the 20th and the 21st of March 2014, IODS participated in the "Big Data in Finance and Insurance" conference organized by Louis Bachelier Institute. The agenda included presentations on media attention, liquidity, joint analysis of CDS and default, new data and new analysis, interbank market, clearing house, network and regulations, methodology, network and system factor, and high frequency trading. An article "Specific data requirements for empirical research" written by IODS' CEO Didier Davydoff was published in The Louis Bachelier's 13th Research Review.
Bpifrance met à la disposition des chercheurs des données détaillées sur l'ensemble de ses interventions en direction des PME et ETI.
Les données couvrent l'historique l'ensemble des opérations de financement bpifrance (périmètre de l'ex-Oseo) :
- Aides à l'innovation
- Co-financements
- Garanties
Pour chacune des opérations, la base de données identifie :
- Le dispositif mobilisé (les « produits de bpifrance)
- Le type de produit (garantie de prêt, subvention, avance remboursable, prêt à taux zéro, contrat de développement et prêts participatifs, crédit-bail, avance de trésorerie, prêt à moyen long terme classique…)
- La finalité de l'intervention : création, innovation, trésorerie, transmission.
Au total, ce sont près de 800.000 opérations qui sont renseignées, chacune avec 6 à 12 variables selon le type d'opération.
Les entreprises bénéficiaires sont identifiées par leur numéro SIREN, ce qui permettra de faire le lien avec d'autres bases proposées par IODS, notamment Altares (états financiers de toutes les sociétés françaises), CFnews (opérations de haut-de bilan) et Artenia (gouvernance et actionnariat des sociétés cotées françaises.)
Pour accéder à ces données, les centres de recherche intéressés doivent répondre à un appel à projet de « bpifrance Le Lab », au plus tard le 31 mai 2014 à 13 heures.
Pour en savoir plus : lien (http://www.bpifrance-lelab.fr/)
"Who owns European quoted shares?" published in WFE focus
In its November 2013 edition, the WFE (World Federation of Exchanges) Focus journal published an article written by Didier Davydoff, Managing director of IODS. This article, entitled "Who owns European quoted shares?", presents the main results of a study conducted in 2013 at the request of the European Commission and the Financial Services User Group.
For the first time, it is possible to identify long-term trends of the share ownership of European listed companies from the early 70s to 2012. A large number of statistical sources have been mobilised, such as Eurostat, IMF, central banks and national statistical institutes and professional associations. The authors of the study show that the proportion of individuals' direct holding shares fell sharply, whereas their indirect participation remains high through investment funds, life insurance policies and pension funds. Another important conclusion is that if we consider Europe as the domestic market of the European listed companies rather than individual countries, the share of foreign investors appears much smaller. In particular, Luxembourg and Irish investment funds saw their weight rise very quickly. However, these investment funds are often "round trip" funds domiciled in these places, but which are in fact national funds.
EuroFinuse appoints IODS on real returns of private pension products
EuroFinuse has appointed IODS to report on the real returns of private pension products in four European countries: Belgium, Germany, Italy and the United Kingdom. IODS will be responsible to extend the geographical scope of a previous study published by EuroFinuse in 2012 on the same topic about Denmark, France and Spain.
The goal of the study is to calculate the return of private pension products after charges, taxes and inflation and to identify the contributing factors for these returns.
"Private Equity Day" by Bpifrance
On November 20th, 2013, Bpifrance has organised a «Private Equity Day» in collaboration with its investment fund associates. This event is an opportunity to further examine the French private equity market. In 2012, € 6 billion have been invested in 1 548 French companies by the totality of funds, whereof € 1.3 billion by Bpifrance and its partners. Of particular note is a sharp increase in seed capital and venture capital.
On this occasion, the results of the annual Bpifrance survey on medium sized enterprises (ETI) have also been announced. Only the most internationalised and innovative ETIs escaped from the economic downturn. ETI growth forecasts are less optimistic than last year's ones. However, access to funding did not seem to be a limiting factor for the development of these companies in most cases which continued, in 2012, notably through acquisitions.
IODS has conducted a study on «The offer and the demand of equity in France» (2013) for its partner Bpifrance.
CNIS committee on "The financial system and the financing of the economy"
IODS was invited to participate in the CNIS committee on " The financial system and the financing of the economy" which was held on Tuesday, 08 October 2013, at the Ministry of Economy and Finance. The topics and debates revolved around the access to financial and banking data, as well as information on employee savings plans. The committee discussed the main expectations of financial statistics users and responded to queries related to the accessibility of financial and banking data for researchers.
Altares - One of the indispensable databases on corporate finance
According to the user reporting, the Altares database shows a great success among all users on the IODS platform. From January to July 2013, an average of 812 searches per month is reported (a growth rate of 172% compared to the last year) with a peak of 2000 searches in May. On average, financial statements of 86 000 companies have been downloaded (230 000 companies in May). Hundreds of researchers and teachers use this database as one of the essential databases on corporate finance in France.
Identity and turnover of directors from SBF120 companies for the period of 1998 – 2011
The study of Artenia Consulting shows that almost all directors are male and tend to exercise less external administrative mandates. Nearly 64% of all companies have had at least one turnover of leadership between 1998 to 2011, and this movement tends to accelerate since the mid-2000s, accompanied by an increase of turnovers due to disciplinary reasons.
For more information, please read "Artenia conuslting -Etude n°2 November 2012"
Database of the World Federation of Exchanges improved
The database of the World Federation of Exchanges (WFE) has recently been upgraded and is now available on the WFE website. This database, compiled by IODS, provides access to monthly WFE data that goes back to 1991, the year in which WFE launched its first monthly statistic series. Annual WFE statistics, going back to 1975, will be available soon.
Changeover to the ESA 2010
The new European System of Accounts, ESA 2010, will be implemented in September 2014. The preparatory works have been presented at the meeting of Conseil national de l'information statistique (CNIS) on 12th November. The changeover to ESA 2010 introduces the following novelties:
• A new breakdown of financial corporations sector
• A new classification of financial assets
• A shortening of transmission time of financial accounts
• A new calculation method of output of non-life insurance activity
For more information, please read "Changeover to the ESA 2010
EIF Scientific Morning Conferences - Platforms Competition, Market Microstructure and High Frequency Data
The EIF (Europlace Institute of Finance), has organised a conference about platform competition, market microstructure and high frequency data at the Palais Brongniart in Paris on September 26th, 2012, which brought together many researchers in the field of finance.
Laurence Lescourret, researcher at ESSEC Business School, presented Inventory Management across Multiple Platforms. Thomas Mariotti illustrated the concept of Nonexclusive Competition under Adverse Selection. Fat Tails or Many Small Jumps? The Near Jump-Diffusion Paradigm was introduced by Nour Meddahi (researcher at Toulouse School of Economics). Referring to the lack of high frequency data, as pointed out during the conference, IODS will continue to work on the provision of such databases.
Conference of European Association for Research in Industrial Economics - In Rome
The 2012 Annual Conference of EARIE (European Association for Research in Industrial Economics) has been held in Rome 2th-4th September. It was a great occasion for over 500 researchers to meet and share the latest trends and papers in this interesting domain. IODS Italian Sales Manager, Mattia de' Grassi, participated in the conference, which was held @ Luiss University, where he works as Ph.D. student and Teaching Assistant.
The conference opened with an incredibly interesting panel session on Internet, online advertising and Ecommerce, with S Athey (Harvard and Microsoft), P McAfee (Yahoo! Research) and H Varian (UC Berkeley and Google), sharing their views and experiences on the digital revolution.
Later in the conference, the spotlights have been taken by the key lectures of invited speakers Liran Einav (Stanford University) and Michael Katz (Haas School of Business, Berkeley), which contributed greatly to the success of the meeting.
Discussing with Mattia, many presenters claimed lack of exploitable datasets is still the main issue for researchers, which is why the IODS team is permanently working on improving our platform, in order to increase the high standards of quality of our datasets and their accessibility for researchers in Europe.
Conference on Long-term Savings - FFSA & Associazione Nazionale fra le Imprese Assicuratrici
The French Federation of Insurance Companies (FFSA) and the Associazione Nazionale fra le Imprese Assicuratrici (Federation of Italian Insurance Companies) held a conference on long-term savings on April 4th in Paris. Relying on statistical analysis provided by IODS, Bernard Spitz showed that the general caracteristics of savings in Italy and France were rather comparable, the main difference between the two was the importance of bond portofolios of Italian households; in France obligations are rather held through life insurance contracts.
Conference "Sovereign Investment Funds and Macroeconomic Policies"
Li Qin, economist at IODS, attended the conference "Sovereign Investment Funds and Macroeconomic Policies" hosted by University Paris Ouest Nanterre La Défense on June 27th 2012. The conference aims to present and discuss recent advances in research on Sovereign Investment Funds: their investment strategies and the consequences for the financial and economic system, the consistency of their moves with the goals of macroeconomic policies.
Conference Defriefing: "Sovereign Investment Funds"
RESEARCH – The ECCCS Database to be distributed by IODS
SKEMA Business School and INSEAD OEE Data Services (IODS) are pleased to announce the signing of a new partnership agreement in which IODS will be the sole distributor of the ECCCS Mergers and Acquisitions database. The ECCCS database consists of mergers and acquisitions notified to the European Commission since 2001 and provides detailed information about more than 2,000 transactions with a European dimension. It is the result of a joint project between SKEMA Business School and FFBC - University of Lille 2 (Faculté de Finance, Banque et Comptabilité).
The ECCCS database distribution agreement is consistent with the objectives of both IODS and the ECCCS research center. One of our main aims is to enable all interested researchers to access trustworthy and well-documented databases created by researchers within the framework of their research projects. The agreement with ECCCS is the first of its kind signed by IODS.
Read the article "Research based on ECCCS"
The 2nd ECCCS Workshop on Governance and Control
ECCCS organized its second workshop on governance and control at SKEMA Business School (Sophia-Antipolis, Nice, France) on March 12-13, 2012. The scientific committee selected six papers for presentation by PhD students on March 12. On March 13, there have been a series of presentations by guest speakers:
BOONE - Reputational Concerns in the Market for Corporate Control
HARFORD - Mergers that Matter_The Value Impact of Customer‐Supplier Centrality
HEGE - Asset Sales and the Role of Buyers_Strategic Buyers versus Private Equity
MORCK - Adoptive Expectations_Rising Sons in Japanese Family Firms
OFFICER - CEOs' Military Experience and Acquisition Decisions
OZBAS - Shareholder Empowerment_The Right to Approve and the Right to Propose
ROLL - How Stable Are Corporate Capital Structures
THORBURN - How Costly is Corporate Bankruptcy for Top Executives
International Paris Finance Meeting
The traditional annual Paris December International Finance Meeting was organized by EUROFIDAI (European Financial Data Institute) and AFFI (French Finance Association) December 20, 2011. Researchers in finance were invited to present their latest research in all areas of finance and insurance, with a special attention given to papers including empirical analysis. The priority given to empirical studies highlighted the importance of data to researchers. In addition to research presentations, attendees could participate in presentations of Eurofidai data. It was recalled that all subscribers to IODS benefit from an access to Eurofidai stock market data.
Historical Financial Data Meeting
The Steering Committee of the project « historical financial data » met on 21 October 2011 in Paris. This project, which is led by Pierre-Cyrille Hautecoeur (Paris School of Economics), is designed to develop a comprehensive database on the French stock markets since 1880, and to be extended to other European countries. It will be the most comprehensive long-run stock exchange database in the world. This project is driven by the Paris School of Economics, the Institut Louis Bachelier, the Quetelet Scientific Interest Group and the Finance-Innovation Paris Financial Services Cluster. The database will be available in 2014 and it will be included in the data offered by IODS to professionals. Didier Davydoff, CEO of IODS, is a member of the Steering Committee of the project.
More information: http://www.parisschoolofeconomics.eu/fr/actualites/equipex-dfih-laureat-hautcoeur/?lang=en
Conference on seasonality in the housing market
Li Qin, economist at IODS, attended a conference hosted by Rachel Ngai (London School of Economics) and organised by the Banque de France on the 9th June 2011, on the theme: "Hot and Cold Season in the Housing Market". The paper presented, based on house prices in the UK (DCLG database, included in IODS macrofinancial database on savings) and in the US. The paper assesses the relevance of deseasonalising house prices data.
Conference Debriefing: "Seasonality in the Housing Market"
Conference on commodities markets
Michael Klages, economist at IODS, attended a conference held at Paris-Dauphine University on the 30th May 2011 « Fundamentals, Speculation and Commodity Markets ». The conference highlighted the need to progress with regard to the availability of data on commodities markets. These markets are most often OTC markets on which reporting and transparency are quite limited. On commodities exchange markets, the most comprehensive data are those collected in the US by the CFTC on end-users operations, but these data are rarely available to academic researchers.
Conference Defriefing: "Fundamentals, Speculation and Commodity Markets"


text: I was just curious if anyone tried this Amzer case with the Incredible yet? I ordered the phone yesterday and I'm still trying to decide which case to order. I only found one youtube review and I haven't seen any posts about this case in particular yet. There are so many choices out there...it's tough to decide just based on a picture. Amzer


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Chapter Events Find us
December 2013
Holiday Party
Chapter: North Texas
Holiday Party and Egyptomania Silent Auction
Chapter: Illnois (Chicago)
Chapter: Northern California (Berkeley)
Stuart Tyson Smith, University of California, Santa Barbara
Chapter: Washington DC
Dr. Matthew J. Adams, University of Hawaii
Chapter: Orange County California
Chapter: Pennsylvania (Philadelphia)
Dr. Bob Brier, Senior Research Fellow at the C.W. Post Campus of Long Island University, author, and television host
Chapter: New York
Nicholas Picardo, Harvard University
ARCE Interest Group: Louisiana (New Orleans)
Nicholas Picardo, Harvard University
ARCE Interest Group: Louisiana (New Orleans), and the Louisiana Art and Science Museum, Baton ROuge
The International Council of Museums, in an effort to fight against illicit traffic in cultural goods, compiles the Emergency Red List of Egyptian Cultural Objects at Risk. This list aims to help art and heritage professionals and law enforcement officials identify Egyptian objects that are protected by national and international legislations. View the Red List for Egypt.


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Monday, March 23, 2015
So, Why Does the Same Creature have Such Completely Different Stats in Three Different Systems?
Over the weekend I wrote up the Failed Lich for S&W, T&T and Far Away Land. Three different systems. Three very different write ups, even if the non-stat description is the same.
What's up with that?
Well, I tend to start with Swords & Wizardry as my baseline. I can think in S&W - it is a language I am fairly fluent in.
I'm also fairly fluent in Tunnels & Trolls. As such, I know it's weaknesses (at least in 5x.) One of those weaknesses is ranged attacks. it throws off the math. I either avoid it like a plague or a count it as a long melee attack. That's why the failed Lich's attack become a spite damage fueled extra fire damage.
Far Away Land is a system I'm still feeling out in many ways. I'm not even sure if my FAL Failed Lich "works", but I think it's close enough.
In any case, that's why the three versions of the same thing are so different.
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TYX monthly - 3.3 or 2.2 - 1/2/2015
INDEX:TYX 30-Year Treasury Bond
The red resistance is critical. It is forming an inverse head and shoulders . A breakout means the rate can go as high as 3.3.
So far the trend is still up.
So far the trend is still up.


text: Airfoil types include NACA 4, 4M, 5, 5M, 6, 7, 8, 16 series, Joukowski, plus ellipticals and your own designs. The Virtual Wind Tunnel lets you evaluate performance through an angle-of-attack range with plots, readouts of lift/drag/moment, and polar graphs. Compare any two airfoils or use the Aero Calculator function to aid your designs.


text:
Ultra Rare DESTINY DRAW 1st Edition Yu Gi Oh MINT!
Sold for:
Start Free Trial
or Sign In to see what it's worth.
- Sold Date:
- Source: eBay
This Is a Graeme Sandlin Gallery Auction. If You Win This Auction, You Get This Item. No Chances, No Fakes. All Cards are 100% Tournament Legal (Unless on the Banned List), Authentic, & Guaranteed! You are purchasing an Ultra Rare 1st Edition "Destiny Draw" DP05-EN020. Card is in Unplayed Mint/Near Mint condition, going from its pack into a protective sleeve & plastic top loader. **0 or negative rankings - payment is due immediately upon purchase.** Winner to pay $1.99 s/h in North America & CO residents are subject to 7.65% sales tax. Worldwide is $2.99 for USPS FCI. This auction may be combined via our 5 single policy. See the ME link for details. INTERNATIONAL CUSTOMERS: Some countries forbid entry to cards/playing cards/games/toys. If your country forbids these items, you are bidding on this auction AT YOUR OWN RISK. We are required under US law to declare what we are sending out of the country & if your country forbids the above items, then you are likely not to receive your item. Bid with confidence when you consider a GSG Auction. We have been in business for you since 2002 and provides customer service a notch above the competition. Do you have special requests? We will do our best to meet them. Have a question? You can be sure to get a prompt answer - 99% are answered within 24 ... read more


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Seriously: This is not okay.
.@BernieSanders to @HillaryClinton: "Can I finish, please?" pic.twitter.com/ZriYFUmu31— POLITICO (@politico) March 7, 2016
Sanders: "If that is the case, your position is that there should not be any guns in America, period."She's right, of course.
Clinton: "That is like the NRA position. No."
Sanders: "Can I finish please?!"
This "she wants to take all your guns away" stuff is exactly the sort of over-the-top scaremongering that we've been hearing from the NRA and NRA-bought politicians for decades. But hearing this garbage thrown around at a Democratic debate takes it to a whole new level. I've never heard anything like it, and it's still hard for me to believe that Bernie actually went there.
But one organization is certainly thrilled that he did…
Wow.Sen. Sanders was spot-on in his comments about gun manufacturer liability/PLCAA https://t.co/nDjEerjkgB #DemDebate pic.twitter.com/jEScbMDFt4— NRA (@NRA) March 7, 2016
If this isn't a wake-up call to progressives who are defending Sanders' gun record and his current rhetoric on this issue, I'm not sure what is.


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October 18, 2016
Alex Neil confident Norwich can overcome their terrible record at Fulham
The Canaries haven't won there for thirty years but their last victory at Craven Cottage in 1986 saw them promoted to the top flight at the end of the season.
Boss Neil said: "You don't want to go thirty years without beating any team.
"But we've won already this season at places where we have got a poor record, like Blackburn and Wolves.


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Effects of business internships on job marketability: the employers' perspective
Purpose ‐ This paper seeks to report the results of an empirical investigation of the relationship between internship participation and student employment marketability. The study aims to identify the value that employers attribute to internships as a qualification for employment and as a factor in determining compensation. Design/methodology/approach ‐ The study presents the results of a survey of 185 employers of 392 interns enrolled in an AACSB-accredited business college in a Northeastern US university. The survey examined the perceived value of the internship experience, the effect of intern performance on internship value perceptions, and the relationship between internship participation and employer selection and compensation decisions. Findings ‐ The survey results indicate significantly more full-time opportunities for undergraduates with internship experience, corroborating earlier published empirical research. Additionally, while even average-performing interns were significantly more likely to receive full-time job offers than non-interns, high-performing interns were more likely to receive higher starting salaries. Finally, the study shows that high intern performance results in enhanced employer-perceived value of the internship program. Originality/value ‐ Field internships are endorsed by business schools as an effective way to gain practical experience and enhance employment marketability. However, few studies have provided empirical evidence linking internship participation to success in postgraduation employment. The study confirms the value of an internship in job marketability. In addition, the study provides an estimate of the perceived value of internship experience in employee compensation. Finally, the paper affirms the internship as a component of experiential learning that can enhance the employability development opportunities offered by institutions of higher learning.
No Reference information available - sign in for access.
No Citation information available - sign in for access.
No Supplementary Data.
No Data/Media
No Metrics
Keywords: Employment; Experience; Learning; Performance levels
Document Type: Research Article
Publication date: 2010-01-01


text:
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Join Brazzers for only 24.95$ 17.95$ This offer ends in:
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text: Looking for second opinions and solutions. I had about 70 or so apps between paid and free. All were listed in my download list on the market as installed or if i uninstalled a paid app it would still say purchased for downloading again at a later time. After using the wipe but keep apps method on droidmod 1.0, i got back about 90 percent of my apps. I lost a few paid and free ones, no problem right? just re-download, no biggie because i already purchased them. Well al my paid apps have prices next to them, i cannot update any paid apps without having to purchase them again. I checked google checkout and all the receipts are still there. Also all the free apps work on my phone but none say installed in market, they say free so in order to update them i must re-download and guess that they have a new release out. Any ideas, did i get semi disconnected from the cloud by doing the wipe but keep apps method?As it stands i will loose 40 bucks or so in apps if i want to update any of them which is no big deal but its just the thought.


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Make your home your own with the relaxed style and timeless appeal of the Thatcher Collection by Legacy Classic. Beautiful tones, intriguing shapes, and transitional designs come together in this collection, with stunning and practical options to outfit your bedroom. X-shaped details on bed headboards transform classic pieces into contemporary silhouettes. Tapered bun feet instill each item with traditional elegance, while a rich Amber finish envelops any home in rustic warmth. Storage abounds throughout the collection, with footboard drawer options, cedar-lined bottom drawers, felt-lined jewelry drawers, and silver trays ensuring extra protection for your possessions.
Create a space of comfortable refuge with the Thatcher collection's refined simplicity and relaxed, functional designs.The bedroom offers similar mix and match options with two different nightstands, and a dresser or a drawer chest option. Give your home casual style with a relaxed feel with the Thatcher collection.


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A Phase II Study of Sorafenib (BAY 43-9006) in Chemorefractory Patients With Advanced Non-small Cell Lung Cancer (NSCLC)
BAY 43-9006® (Sorafenib) is an experimental agent designed to stop the growth of cancer
In order to enroll in this study, you must also be enrolled in Protocol 2005-0823: A
Biomarker-integrated study in Chemorefractory patients with advanced Non-Small Cell Lung
Cancer. Protocol 2005-0823 is the screening study in a group of studies called the BATTLE
program. Participants in Protocol 2005-0823 are assigned to one of the treatment studies.
The results of your tumor analysis helped the study doctor determine to assign you to this
particular treatment study.
While on study, you will take 2 tablets of sorafenib each morning, and again each evening.
Sorafenib should be taken with about 1 cup of water on an empty stomach (either 1 hour
before a meal or 2 hours after a meal). Sorafenib must be swallowed whole without chewing.
If you feel nauseated before or after taking the medication, anti-nausea medications should
be used. If you miss a dose, you should skip it and take the next scheduled dose at the
right time. Your medication should be stored at room temperature.
Every 4 weeks (1 cycle) your complete medical history will be recorded and you will have a
physical exam, including measurement of vital signs (blood pressure, pulse, temperature, and
breathing rate) and weight. Blood (about 2 teaspoons) and urine will be drawn for routine
tests. You will have a performance status evaluation (questions about your ability to
perform everyday activities) and blood drawn (about 1-2 teaspoons) to check your blood
clotting function. Your study doctor will also ask you about any medications you are taking
and your smoking history. You will be asked to record your weekly blood pressure for the
first 6 weeks of study treatment. The study doctor or research nurse will review the log at
each clinic visit.
Every 2 cycles, your tumor will be evaluated by chest x-ray and computed tomography (CT) or
magnetic resonance imaging (MRI) scans to evaluate the status of the disease. If you are
taking Coumadin® (warfarin), you will have blood drawn (about 1-2 teaspoons) to check your
blood clotting function weekly for the first 6 weeks of treatment and then every cycle after
You may continue receiving sorafenib for as long as the cancer responds to study treatment.
Your doctor may decide to take you off this study if you experience intolerable side effects
or your medical condition gets worse. If you stop study treatment, you will be allowed to
enroll in one of the remaining 3 protocols of the BATTLE program.
After you have stopped taking the study treatment, you will have a physical exam, including
measurement of vital signs. Blood (about 2 teaspoons) and urine will be collected for
routine tests. You will also have blood drawn (about 1-2 teaspoons) to check your blood
clotting function. You will have a performance status evaluation, a chest x-ray, and a CT
or MRI scan. Following this evaluation, you will be contacted by telephone every 3 months
for up to 3 years, to see how you are doing.
You have the right to leave the study at any time. If you choose to stop participating in
this study, you should contact the study chair and/or research nurse. Your doctor may
decide to take you off this study if your medical condition gets worse and/or you are unable
to comply with study requirements.
This is an investigational study. Sorafenib (BAY 43-9006) has been approved by the FDA for
treatment of advanced renal cell cancer; however, it's use in this research study is
investigational. Up to 62 patients will take part in this multicenter study. Up to 50 will
be enrolled at M. D. Anderson.
Endpoint Classification: Safety/Efficacy Study, Intervention Model: Single Group Assignment, Masking: Open Label, Primary Purpose: Treatment
8-Week Progression-free Survival Rate
The number of participants with progression-free at week 8 out of total participants. Tumor measurements and assessment at baseline, at end of 2nd cycle (8 weeks), and then every 8 weeks (every other cycle) until treatment discontinuation.
8 weeks
George Blumenschein, MD
Principal Investigator
M.D. Anderson Cancer Center
United States: Institutional Review Board
November 2006
November 2012
|UT MD Anderson Cancer Center
|Houston, Texas 77030


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Contemporary Wreath
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Mystic Dragon Mug
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Happy Day Cookie Bouquet 48 Count
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I use Magicfilter, I will try setting it up for the BJC600 driver and see if it will work that way. Thanks for the help! Todd At 05:41 PM 11/28/1999 -0500, email@example.com wrote:
> Ok, so that means I can only print to that printer using Ghostscript? > More or less making it kinda useless as a general printer, right? Why useless? If your /etc/printcap is set up right, magicfilter (or whatever you use) will translate plain ASCII to Esc/P and print it just fine. -- Carl Fink firstname.lastname@example.com Manager, Dueling Modems Computer Forum <http://dm.net> --Unsubscribe? mail -s unsubscribe email@example.com < /dev/null


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AUSTIN, Texas -- Spain's David Ferrer beat American Mardy Fish 7-5, 7-6 (3), 5-7, 7-6 (5) to clinch a victory for Spain over the United States in a Davis Cup quarterfinal.
Ferrer, who beat Andy Roddick on Friday night, fell backward when Fish's final shot sailed wide, then jumped into the arms of Spain captain Albert Costa. The win gave Spain an insurmountable 3-1 lead.
Playing without world No. 2 Rafael Nadal, Spain went 3-0 in singles. Spain will host France in a semifinal on Sept. 16-18. Spain is seeking its third Davis Cup championship in four years.
© 2017. All Rights Reserved. | Contact Us


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Profile Created for Self , Last Logged In : 26th, July 2017
29 years/ Above 6Ft. (182 cm)
Doctorate Degree
Never Married
Lives in USA
Hindu, Rajput
Detailed profile
About MI-379834
I Was Born and Brought Up in Northern India- Dehradun. There I Attended a Prestigious Residential School. I Continued Higher Education in Medicine mbbs Graduated in 2012. Thereafter I Pursued Research Fellowship for 1 Year At the Johns Hopkins Hospital. I am Now Pursuing Internal Medicine Residency Pgy 2 post Graduation - Md Training from a University Hospital in Illinois United States. After Training in Internal Medicine I Would like to Sub Specialize in Pulmonary& Critical Care. I am Simple and Believe in Higher Thinking and Simple Living. Beautiful Caring Independent Hard Working and Humble are Some of the Words that Describe My Ideal Partner. Overall I am Looking for the Right Match. We Do Not Believe in Dowry. Alcoholics and Smokers Please Excuse
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Landfill survey and bridge repair get green lights from Hannibal City Council
Wed, 03 Jul 2013 03:50:49 GMT —
Hannibal City Council
addressed several important issues at Tuesday night's meeting.
One of those issues was the city landfill.
The council approved more than $4,500 for a survey of the landfill.
According to City Engineer Mark Rees, this has to do with new requirements by the DNR regarding irrigation and natural drainage called leachate from the landfill.
There's also a question about exactly where the boundary lines for the landfill actually are.
"As I did some research it turns out we might own a lot more land out there than I've been told or maybe that some are aware of," Rees said. " So I'd like to get that surveyed so I can evaluate all of the options that we have available to us as we as take care of these DNR rules."
The Council also approved a $1,500 plan to repair failing expansion joints on the New London Gravel Road Bridge.
Both projects will be done by
Poepping, Stone and Bach
The council also approved a service agreement with the
Hannibal Nutrition Center
for senior meals and other services.


text:
Sony to Offer Mobile Movie, TV Content11 Oct, 2006 By: Erik Gruenwedel
Sony Pictures Home Entertainment Oct. 11 announced a distribution deal with Thumbplay Inc., a New York-based direct-to-consumer content provider for broadband-enabled mobile cell phones.
SPHE content is available to download in the form of games, ringtones and wallpaper and features current theatrical release Open Season, in addition to Spider-Man 3, The Benchwarmers, The Da Vinci Code, Deuce Bigalow: European Gigolo, Underworld: Evolution, Silent Hill, The Grudge 2 and The Pink Panther, among other titles.
Television programs include "Bewitched," "The Boondocks," "Wheel of Fortune," "Days of Our Lives," "The Young and the Restless" and "Jeopardy."
Content is available at www.thumbplay.com in either $5.99, $7.99 or $9.99 monthly subscription plans or a-la-carte at $1.99 for wallpaper and $2.99 to $3.99 for individual ringtones.
"There's a big demand for [mobile] content from television and especially from movies," said Are Traasdahl, founder and CEO of Thumbplay.
The site, which claims about 5.3 million mostly young unique visitors per month, does not at the moment offer SPHE movies or TV episodes for download, although the studio would appear to be leaning toward video downloads akin to what is available for Apple's video iPod.
Eric Berger, VP of mobile entertainment with SPHE, said distribution of video content via mobile phones has been "absolutely in [Sony's] road map" for some time.
He said SPHE has a pay-per-view movie distribution deal with another mobile phone carrier.
"We expect that the direct-to-consumer market will get to video eventually, it's just a very young market at this point in time, but one we are pretty excited about," said Berger.
Berger said adoption of mobile video in the U.S. is not predicated on development of larger handheld screen sizes. He called iPod video's screen size "pretty good."
He said SPHE is also experimenting with packaged media memory cards that would be inserted into a phone similar to a DVD or UMD.
"It is absolutely movie quality on the [phone] screen," Berger said of the memory cards. "It is a great experience."


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Blackwater Trail Antiques And More!
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We offer a wide variety of gift items , jewelry, clothes, candles, bath salts, hand scrubs, cards, gift bags, chocolate and so much more.
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In a society where sex is everywhere and young women are expected to "put out" with every guy that they date; can you successfully be celibate until marriage or you meet the right one? Or is that an archaic view on sex?
BET International Blogger and founder of Cheep and Cheerful Shopper, Amina shares her 10 year celibacy story.


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Languages: English
Seller: Kids Fun Club by TabTale
> Optimized for iOS 7
> Performance & Stability Improvements
> Bug Fixes
> Like to stay updated? facebook.com\tabtale
> Doctor X to the Robots Rescue! In this sci-fi edition, these robots need your help with their broken parts!
> You'll love this futuristic adventure with Dr. X! Help with robots injuries & bring them back to mechanical life!
> Diagnose & fix robots with amazing tools like a chainsaw to make robot repairs a breeze!
Fix Their Gears
You've seen them all, Doctor X, but now your new patient is less flesh and bones and more nuts and bolts! It's your turn to take care of a waiting room full of robots that need your care and a serious tune-up! Use tools made just for the robots like an oil spray, soldering iron, chainsaw, magnet, hammer, and much more!
Robot Emergency!
First, learn what happened to your robot-- was it run over? Maybe it fell into some water, or was even demagnetized! Use your incredible doctor skills and you'll figure it out! Once you've made your diagnosis, it's time to use the awesome new robot tools only available in this special version of Doctor X!
Tools to Save the Day
You've got so many options to fix the robot-- a hammer, oil spray, even a chainsaw-- but only you know how to use them correctly to fix up the robot in no time! Make your robot look brand new when you paint over scratches, or use a soldering iron to weld together all of the cables! Use the x-ray to play a fun puzzle and replace electric circuits to make sure each one is in the correct spot! Take care of your robot by wiping an oily nose with a tissue, and taking its temperature with the thermometer! With your help and expertise, Doctor X, these robots will be up and running in no time!
> Tap to diagnose your robots with the help of awesome measuring tools like an x-ray!
> Swipe to treat them with special tools like a soldering iron, chainsaw, and oil spray! They are counting on you!
> Click to use the right tools to fix your robot friend up!
What's inside:
> 13 awesome tools like the oil spray, x-ray, saw, & soldering iron to treat your robots and cure their ills!
> 3 different robot illnesses to tend to!
> 4 different robots to choose from in your busy waiting room!
> 4 different accidents that the robots suffer from, such as: missing circuits & broken parts!
> 2 Doctor Kits for all your medical needs, the First Aid Kit and the Pro Kit!
ABOUT TabTale:
With over 220 million downloads and growing, TabTale has established itself as the creator of pioneering virtual adventures that kids and parents love. We've lovingly produced interactive e-books, games, and educational experiences for children.
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If the sound is not working, make sure the mute switch is turned off, activate the application, then turn up the volume and the sound will work (you can find the mute switch and volume button on the side of your device).
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Acer palmatum 'Aka shigitatsu sawa' - 3 Year
Japanese Maples : Acer palmatum 'Aka shigitatsu sawa' - 3 Year
Acer palmatum 'Aka shigitatsu sawa' (Aka shigitatsu sawa Japanese Maple)
* Part shade * Zones 6-8 * 10-12' tall * 12-15' wide
Constantly changes color!! Very distinct and unusual! Acer palmatum 'Aka shigitatsu sawa' In Spring the leaves have dark red veins with a pale green to white background,overlaid wtith pink & red tones. changing to mostly green tones in the summer. The leaves are constantly changing through the seasons, and in different exposures of light and heat, and also different colors between old and new growth. A vigorous, tough, and beautiful tree for zones 6-8. Very distinct and attractive. A must for the collector. Requires partial shade with well drained soil. Companion Plants: Goes well with 'Bloodgood' and 'Beni Schichihenge' Japanese Maples as well as Variegated Hakone Grass. Check out our store for these great plants!
Thanks for looking!
Shipping Information
We combine shipping charges, each additional plant is $3.25. Your total shipping cost will be calculated during checkout.
We ship Priority Mail, Monday-Wednesday.