text:
Calcutta, Sept. 13: HDFC chairman Deepak Parekh wants to consolidate his groups diversified businesses, which include insurance both life and non-life asset management and banking besides housing finance, into one entity, if regulatory approvals for such an integration come through.
Though it is Parekhs vision to bring the financial conglomerates diverse businesses under one holding company, his plans may not materialise in the near future because of regulatory constraints. He also ruled out merger of HDFC Bank with HDFC in the foreseeable future.
Ideally, we would have separate subsidiaries for different businesses, but one holding company. The subsidiaries would be wholly owned by the holding company, which would be listed on stock exchanges, Parekh said.
It would not be possible to conceive such a structure now because of the multiplicity of regulators. The National Housing Bank regulates our housing finance business, the Insurance Regulatory and Development Authority (IRDA) our insurance subsidiaries, and Securities and Exchange Board of India (Sebi) our mutual fund.
Till the regulatory framework in our country is simplified, we cannot have the structure we want. We will have to wait till the regulators converge. They have done so world wide, allowing conglomerates to consolidate, and that should happen in India as well, Parekh said.
In the hypothetical situation of HDFC merging all its group firms with itself and becoming the principal holding company, a large number of foreign financial institutions would acquire significant equity stakes in it. These include Standard Life Assurance Company, Chubb Corporation and Chase Manhattan Bank, among others.
Standard Life holds 10 in HDFC Ltd and 26 per cent apiece in the life insurance venture and the asset management company. Chubb Corporation is HDFCs partner in the general insurance business.
Chubb holds 26 per cent in the general insurance arm, whereas Chase Manhattan Bank controls 15 per cent in HDFC Bank. Besides these financial institutions, foreign institutional investors (FIIs) hold 48.28 per cent in the group flagship, which has a balance sheet of Rs 17,800 crore.
Buyout lull
Parekh said HDFC Bank had given up hopes of gobbling up a private bank, Parekh said. It had examined all takeover targets, including Nedungadi Bank, and had abandoned its acquisition ambitions. It is better to grow organically. All banks that are on the block are too costly for us. So, for the time being, we have decided to focus on organic growth only. Our current growth rate is healthy, and we are comfortable with it.
All acquisitions look expensive in hindsight, he said with a touch of humour.


text:
LFW: Street style & behind-the-scenes!
I have had a wicked couple of days at LFW... Have been trying to think how best to post about it because there's quite a bit to chat about... But I couldn't decide, so I'm going to just start now and go with the flow!
So yesterday saw my first assignment with ASOS. I met up with some of the team (who were bloody lovely) and took lots of street style pictures of cute guys and gals. And a few freaks too, obvz! Later on we met up with the gorgeous ASOS Nat, who set me the extra assignment of taking pictures of the models (just accidentally typed 'moles' in haste!) backstage at the Hannah Marshall show! My comfort zone was a dot on the horizon, but you don't exactly 'No, ta' an opportunity like that. I bumped into Mademoiselle Robot and Bitchbuzz beforehand who calmed my nerves and advised me not to be freaked out by the pandemonium and to just snap away.
That advice was actually pretty helpful because through that door it was quite mental, and I'm sure I would've felt a bit intimidated without the little pep talk! But there were so many photographers in there it was easy to blend in with the crowds and take pics. It was so fun to see that side of a fashion show. It was like a really fashionable speed-dating event. Manicurists, makeup artists and hair stylists going from one girl to the next, while the models sat there totally unfazed and accustomed to the hysteria!
I'm waiting on Kam's (one of the ASOS gang) swishy photos of my street style subjects (I took loads of my own but my camera is a bit unreliable), then I can repeat most of the above over on the ASOS blog. Until then, here are my favourite pictures from Day 1. (Have uploaded more photos on my new Flickr account)
I didn't get an outfit picture, but excitingly, Fashion156 papped me!
I wore my H! by HeHo jumpsuit, Topshop jacket and charity shop bag/boots. True to form, I was utterly rough around the edges. I had a safety pin keeping my boobs at bay, some peach coloured thread gradually unravelling at my ankles where I'd taken the trouser legs in, and my sunnies were brought back from the dead that morning on the train using the screw from another pair of glasses. And some tweezers as a screwdriver. Hmm.. There are some style secrets I should really keep to myself!
Oh, here are my nails (the awesome ring is a gift from Me & Zena - it got a lot of attention!):
So much other stuff to talk about... the Orla Kiely presentation, the Louise Gray show this morning, meeting so many amazing bloggers (won't even attempt to list them all right now), accidentally striking up convo with the awesome and laid-back fashion editors of Vice Mag in the press lounge earlier... I'll gradually unleash these tidbits further in the next week or so!
Right, I'm off to refresh style.com for a bit... Can't wait for them to upload the HOH and Unique shows so I can see how my faves envisage our SS11's!
Have you been following the fashion weeks much? Shall I do any catwalk reviews if I particularly love or hate something, or is that just a snooze-fest? Tell it to me straight!
48 comments:
this sounds like so much fun!ReplyDelete
I totes need that rabbit ring, OMGZ! Glad you had such a fab time! My sis is going to LFW too, I'm soo jealous! xxxReplyDelete
jealousss!;),looks llike you had amazing fun,loving our outfit:)<3ReplyDelete
Super Ted!!! <3 <3ReplyDelete
Ah I'm so jealous. It looked so much fun! <3<3ReplyDelete
I just keep my style secrets to myself haha
x x x
I am not surprised you are having such a blast at LFW! Really delighted you are keeping us updated. I really love how so many people are expressing themselves through their fashion style - thank you for taking photos of them to share with us! :DReplyDelete
awesome posts! your outfit is really cute, love the ring and nails too! xReplyDelete
yours is definitly my favorite look. love the desert boots so much!!ReplyDelete
Argh, I desperately want the Superted jumper!!!! She looks bloody amazing.ReplyDelete
I don't follow catwalk stuff really but I do always enjoy reading your opinions on things so if there's something you really like/dislike I, for one, would like to hear about it :)
This is so exciting! I'm so happy for you :) This sounds like such a blast. And I love your outfit!ReplyDelete
Can't wait to hear about the rest!
All sounds so amazing. Wish I could've been there xReplyDelete
do catwalk reviews even of the awful stuff :) xxxxReplyDelete
ahhh exciting times miss fatale! :) I love your pics, I think my fave is the girl with the superted jumper and flowery shorts. She is super cute! and the girlie below her too with the purple hair! Cant wait to hear about the rest :) xxReplyDelete
Amazing post! I tried the leopard print nails yesterday and have been staring at my hands ever since! Your blog is awesome! :DReplyDelete
Love from Ellen xx
Amazing post! I tried the leopard print nails yesterday and have been staring at my hands ever since! Your blog is awesome! :DReplyDelete
Love from Ellen xx
Street style is my favourite part of London Fashion week! It's really interesting to see how trends are interpreted by different people. Corinne xxReplyDelete
Great pictures, I love your outfit. AMAZING ring and seems so much fun there!! xxReplyDelete
I LOVE me and zena!ReplyDelete
fab post, so jealous!
So exciting!!ReplyDelete
Sounds like you did brilliantly.
Brillaint photos! I love your blog :) xoReplyDelete
the photo's you took are great, and you look great as ever!ReplyDelete
have a good week ...
Argh, Superted! I need that jumper right now.ReplyDelete
I like the last girl - that's pretty much what I've been wearing this past month. Sounds like you had a blast! xx
You look amazing Gem! Well done on it all - must be nervy for the first time as you said:)ReplyDelete
Sounds like such fun.. so jealous.ReplyDelete
I think you should talk about what you really love and what stunk ahahha
wow, it all looks so amazingly fun! i love your outfit and that superted jumper is the beeknees!ReplyDelete
Hey precious! Omg I am so so sorry for disappearing on you, I was a bit jittery from all the coffee and must have thought you were doing something else! Maahhhsive apologies due. would have loved a walking (tottering) companion. Really hope to catchup soon honey. XxxxxReplyDelete
Wow it sounds like such an amazing experience! xReplyDelete
So many stylish people... you most of all! Love that rabbit ring. Me & Zena pieces are my favourites. xReplyDelete
That girl in the 3rd photo looks so much like Lilly from 'How I Met Your Mother'! loooove the rabbit ring :)ReplyDelete
I love your blog! your nails looks awesome!ReplyDelete
I'm also a fashion promotion student! check out my blog one day :)
This comment has been removed by the author.ReplyDelete
I loved the Hannah Marshall show, so jealous you got to see it first handReplyDelete
Love the ring!ReplyDelete
Lou x - craftyandquirky.blogspot.com
It all looks so exciting! And you look stunning- is this the H! jumpsuit?ReplyDelete
I love that little rabbit head ring! Really cute :)ReplyDelete
Looks like you had an amazing amazing time and looked even better?ReplyDelete
Did you speak to Daryoush at Vice? He is one of my Uni lecturers, don't you think he looks like a sexier Joaquin Pheonix? Haha
R x
Looks like you had an amazing amazing time and looked even better?ReplyDelete
Did you speak to Daryoush at Vice? He is one of my Uni lecturers, don't you think he looks like a sexier Joaquin Pheonix? Haha
R x
It's always really great to hear all about the LFW, who's waering what and when! All the pictures show fantastic fashion, especially some of your home-made versions!ReplyDelete
Hello , I came to your blog from the "IFB discussion Show us your blog"ReplyDelete
and here I am Loving your blog , lets become fashionable blogger friends , lets follow each other.
Maybe you'll be interested in the FENDI GIVEAWAY I'm having on my blog.
Find Dolls Factory on
way too many things to love about this post.. couldn't even begin to pick a favorite! lusting all the backstage coverage.ReplyDelete
Oaaaahhhh that is my jealous noise. I'd've been happy to just go and get involved too - obviously shows are what people go to see, but meeting everyone and the anticipation is a really bonus too :) jazzy ♥ReplyDelete
Gem - let me know when you are coming down to London next - would love to get together and talk sh*t and drink too much coffee (or maybe wine next time?) again.ReplyDelete
love the third picture down muchly!ReplyDelete
P.S. I finally (after much wanting) did your bleach tee DIY - I obviously mentioned your lovely self and would love for you to have a looky-see here:
So jealous of your LFW antics!
Rosie x
- AnonymousSeptember 21, 2010 at 7:34 PM
It is extremely interesting for me to read the post. Thank you for it. I like such themes and anything that is connected to this matter. I would like to read more on that blog soon.ReplyDelete
Bella Smith
escorts mature
Great shots, Gem. I saw you across the courtyard but didn't get a chance to come and say hello. Hope you've had a brilliant LFW. I can't wait for the next one now! xxReplyDelete
such a lovely blog!ReplyDelete
in need of followers :)
such a lovely blog!ReplyDelete
in need of followers :)
Love your outfit, that ring deserves attention!ReplyDelete

subset: commoncrawl


text:
He was the center of attention before, during and after Saturday's New York Red Bulls vs. Arsenal international match at Red Bull Arena.
Thierry Henry is an Arsenal legend and has become one for the Red Bulls and the South Ward made sure everyone knew it before kickoff:
South Ward fans honor Thierry Henry. #RBNY #Arsenal #Gunners #AFC pic.twitter.com/jQYub53hF1— Brian Lewis (@NYPost_Lewis) July 26, 2014
Well some south ward! pic.twitter.com/EHEy6Yd4lQ— Robert Hak (@adiamas) July 26, 2014
Tifo in the South Ward. pic.twitter.com/54xtu4SGpw— Ryan Tolmich (@R_Tolmich) July 26, 2014


text:
Medical technology marketplace too fragmented, forum hears
Home monitoring expected to become more widespread as tech is tweaked for consumer use.
Health Minister Jane Philpott. The CMA, which pushed for a national seniors strategy during the last federal election, said they were "encouraged" by the Liberal government's 2016 budget that committed to "negotiate a new multi-year health accord."
The Hill Times Photograph by Jake Wright.


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ENVIROTHON competition was held April 25th at McCormick's Farm in Raphine, VA.
Each team consists of five students who work together to answer questions about forestry, soils, wildlife, grasslands and aquatics. Students are expected to identify and explain various aspects of these subjects as well as to know and apply government policies that relate them.
Each team also prepares a 30 minute presentation about a special topic. This year's topic is about rangeland conservation and best practices.


text: The Great Chili has spoken!! Ok you guys this is the Great Chili speakin to ya. Somebody asked me for a super delicious Chili recipe. So I dug around my recipes' and found my best stuff. Yes it won first place in a chili cook off. So Godbeforme here it is. Follow it to the T. Guaranteed to make you sweat. So to get the best , hottest chils' around you can get them here Blair's Sauces and Snacks : The Official Home of Blair's Death Sauce and Extreme Food*::*Reserve Collection*::*Currently Available*::*Jolokia Smoked Now here is the recipe, it is fairly precise $20,000 Prize-winning Chili [SIZE=-1] 2 1/2 lb Lean ground chuck 1 lb Lean ground pork 1 c Finely chopped onion 4 Garlic cloves; finely chpd. 1 cn Budweiser beer (12 oz.) 8 oz Hunt's tomato sauce 1 c Water 3 tb Chili powder 2 tb Ground cumin 2 tb Wyler's beef-flavor instant -bouillon (or 6 cubes) 2 ts Oregano leaves 2 ts Paprika 2 ts Sugar 1 ts Unsweetened cocoa 1/2 ts Ground coriander 1/2 ts Louisiana hot sauce,to taste 1 ts Flour 1 ts Cornmeal 1 tb Warm water 4 Jolokias ground to a powder in a coffee grinder!!!! ya want more? add more later in your bowl The flavor is really sweet and extremely hot!! use caution!! I cant stress this enough. you dont need to add GC just Tobasco and a couple jalapenos will do for a mild flavor. The cocoa powder, not hot chocolate!! but the powder gives it a wonderful earthy flavor. So there ya have it. A box of Blairs should last bout a year like me n I love chili. i do respect it HIGHLY you will to. it comes in a neat plastic box which you can display on the counter. it's even signed by Blair him self. ENJOY all you chili lovers. Dont like it hot? dont add the chili at all, it's good that way too. God knows how to make a chili pepper!!!!! Amen [/SIZE]Chili out [SIZE=-1] In large saucepan or Dutch oven, brown half the meat; pour off fat. Remove meat. Brown remaining meat; pour off all fat except 2 Tbsps. Add onion, garlic; cook and stir until tender. Add meat and remaining ingredients except flour, cornmeal and warm water. Mix well. Bring to boil; reduce heat and simmer covered 2 hours. Stir together flour and cornmeal; add warm water. Mix well. Stir into chili mixture. Cook covered 20 minutes longer. Serve hot. Makes 2 quarts. [/SIZE] Yes blairs Jolokia is smoked. I gave RidefortheSon a sample he can vouch for the flavour


text:
Name of product/article
TONIC METAL | Sled base easy chair
Sled base easy chair with armrests
The interesting feature of this model is its fresh, dynamic, not horizontal line. Tonic Metal owes its strong and iconographic character to its dynamic side line. A wide range of upholstery options, one colour or multi-coloured plus the choice between wooden or metal base, allow a wide range of creations from young and fresh to elegant and linear ones. Metal frame with belts and padding in cold-moulded fire retardant polyurethane foam; fixed cover; Base: sled pedestal tube Ø 12 mm in chrome plated steel or varnished black or white.


text:
Australian Taxation Office
New or updated materials on ATO website, including:
Excise (Mass of CNG) Determination 2015 (No. 1) specifies the methods available for determining the mass of excisable CNG delivered into home consumption (in kilograms) and specifies a total figure of aggregated clearances as a factor relevant for determining eligibility to use certain methods.
- Customs (Preliminary Affirmative Determinations) Direction 2015 directs the Anti-Dumping Commissioner in relation to the making of preliminary affirmative determinations under section 269TD of Customs Act 1901.
- Customs (Extensions of Time and Non-cooperation) Direction 2015 directs the Commissioner of the Anti-Dumping Commission in relation to granting extensions of time and making determinations about uncooperative exporters or non-cooperation by entities.
- Customs (Anti-Dumping Review Panel Fee) Instrument 2015 specifies fees payable in relation to applications under Division 9 of the Customs Act 1901.


text:
See how Airbnb could better meet people's needs by changing a question.
Airbnb asks "Where do you want to go?" – assuming people are looking for a destination. But what are people really looking for? People say: "I want to have a romantic weekend." "I want to go somewhere where I can lay in the sun." "I want to go shopping." "I want to get into nature." "I want to be at a beach." "I want to be where it's warm." "I want to go somewhere where I can eat nice food, sit in cafes and relax." "I want to be at a place which feels alive, with energetic, interesting people and parties." "I want to go snorkling." …. People don't care where they get it. They don't care about the destination.
Airbnb should ask instead: "What do you want to experience?" This way people who want a romantic weekend who might have chosen Paris now see many romantic places they never knew of. Now they find the perfect place for them – maybe it's this secluded bay with a cosy, little restaurant in the next village and the Milky Way you can see at night in the south of Portugal. Now people find the experiences they are looking for.
See how KLM could find a new market space and be more attractive for business people.
When defining the business from the outcome of the end consumers KLM is not in the airline business but in the "business of bringing people together". For business people KLM is in the "business of meeting business partners". To make that a great experience one thing you need is actually meeting your ideal business partner. So KLM finds the ideal business partner for you – SAS is the business partner match-maker.
By defining KLM's business they are able to find a new market space and gain monopoly status. Furthermore, KLM is able to interact with business people earlier. They will later most likely choose KLM when it comes to booking a flight as well.
"KLM Business Match-Maker" is a new digital service. It taps into data about companies, industries, and business people. What if there is the ideal business partner for your upcoming project in a small village near Toronto? What if there is a tool that suggests this company and this team you never knew existed? What if that tool suggested it before you even asked?
At a time where collaboration is increasing what a great area for KLM to be in.
Too far out? After publishing this concept in my book "Welcome To The Advertisingawesomeness" SAS took up the challenge and are working on making it happen.
See how Telenor Denmark sees new opportunities.
Telenor is not in the "business of selling Internet connection and mobile phones". These are their products. Telenor's business is the outcome of their products for the consumers. And what is the outcome of the Internet? Simplified the Internet enables you to do anything. To be more specific I divide the outcome into the long-term, mid-term, and the short-term.
In the long-term the Internet enables you to truly live your dream. For example, if you want to be a published author you can get online help writing it, you can design it, you can self publish it and even crowd fund it, all with the web.
In the mid-term the Internet enables you to act with confidence in any unfamiliar situation. For example, if you want to do beekeeping with your neighbors, you go online and find out how to do it and then you do it.
In the short-term the Internet can make any moment greater. For example, while shopping you can compare prices online.
What interesting and awesome business areas Telenor is in!
Let's start with Telenor's "living your dream business". The next step is to see what people's needs are in that area for Telenor to serve those needs and make business. In other words: How could Telenor enable people to live their dream through the Internet?
One need at the beginning is that some people don't even know what their dream is but would like to know.
One idea could be that Telenor provides a site with a button on. When clicking the button the service asks your social network about your dreams. Isn't it sometimes your friends know you better than you know yourself? Let's call this service "Know Your Dream".
And why not have the option of you rambling on about your dreams and wishes and the service sorts through your rambling and formulates your specific dream.
To further help people in the pre-phase to get started living their dream a site resolves all those concerns that stand in the way of people living their dream, i.e. "I don't have enough skill", "I don't have enough money", "I don't have enough time", etc. It breaks the dream down into smaller pieces that are doable steps to reach your dream.
For example, if your dream is to be an author but you have the concern of not having enough skill, you could learn the skill through online learning platforms or maybe see that you don't need that skill, or can find a way to have someone else do it fo you. If you need money for your writing project you could use crowd funding platforms to fund your project. If you have the concern of not having enough time to write, how much time would you need? How much time would that be daily? The digital service could look at your weekly and daily schedule to help organize it better to find room for an half an hour daily writing.
People want to see others go first and then follow. Telenor therefore launches "The Internet Show" on YouTube about a bunch of people at different stages of living their dream.
People in the pre-phase have needs which people already living their dream could help with, and people in the post-phase have the desire to share and reach out to others to achieve as well, they could do so with people in the pre-, and during-phase. So Telenor could provide a platform for everyone to help and support each other.
The forums are online platforms for different themes of dreams. For example, "living abroad", "dream job", "making a dent in the universe", or "writing/crafts". They have many Facebook groups and use a hashtag for each theme. They also run a conference about living your dream. On a YouTube channel people living their dream share their experience. And Telenor uses its retail spaces to host eve-ning workshops for people to share and learn from each other. All these forums are connected with each other.
Wouldn't it be awesome to go on a Thursday evening to the local Telenor shop to meet others who are writing a book and those who have written and published a book. Or on a Tuesday evening to meet like-minded people who are planning to spend the winter months in a sunny country and who start a web business to make it possible.
And of course the basics have to be right, the Internet connection and the Telenor service.
Telenor could visit the people, there they would see that the Internet connection doesn't always look pretty. The router might be together with an AirPort Express and cables all in a shoe box. Telenor could document its findings, publish them and ask the community for possible solutions. Together they create a solution. That's their first co-creation experience.
People often experience that new customers are treated better than old customers. In the future new offers are valid for old clients as well, and customer service line is as immediate to reach as the line for new customers.
Do I need 5 or 10 GB? Those numbers are abstract for people – Telenor could adjust contract and payment to what you use (like Amazon does with AWS).
Telenor's website could be personalized, showing what each person most likely is interested in and needs.
Let's look at Telenor's area of B2B. What is the outcome of the Internet for businesses? The one outcome is that the Internet transforms "work". With the Internet you can work anywhere with anyone. The second outcome is that the Internet transforms business organizations to so called "responsive organizations", organizations that are able to adapt to change fast. That is Telenor's business in B2B: The "work anywhere with anyone, and responsive organization".
How could Telenor serve the needs of companies there? How could Telenor enable organizations in that way?
They could provide knowledge about working anywhere with anyone, and about a responsive organization. Telenor could consult companies, they could create an award for Denmarks most responsive organization, they could run business conferences, and teach at business schools. They could invite to discussions through articles in business papers, and they provide an online archive of business cases on those topics.
This is an opportunity for Telenor to collaborate with digital business consultancies and others in that field and earn money. And most likely the companies they are interacting with get their Internet connection, mobile phones, and IT solutions from Telenor as well.
Seen from Telenor's perspective: They are currently in a highly competitive market competing against similar companies and products; most often over the price. The redefining of the business from the outcome of the consumers opens Telenor to new market spaces and new opportunities.
And seen from a consumer's perspective: The needs of "living your dream, acting with confidence in any unfamiliar setting, and making any moment greater" as well as for organizations "work anywhere with anyone, and responsive organization" are real needs, and presently Telenor has unhappy customers as many of their needs are not served. When Telenor serves people's needs more completely. Telenor will play a valuable part in people's and organizations lives and will be successful.
Overall Telenor is in a business area which is growing as digital is getting into all areas of life and business. What a great business area for Telenor to be in.


text:
Lyn Margaret Bryant
- 45 years old
- Date of birth: Jan 23, 1964
- Place of birth:
Dannevirke, New Zealand
- Date of passing: Apr 9, 2009
- Place of passing:
Auckland, New Zealand
|Let the memory of Lyn be with us forever
This memorial website was created in memory of our loved one, Lyn Bryant, 45, born on January 23, 1964 and passed away on April 9, 2009. We will remember her forever.
Memorial Tributes
"we all miss u. Happy birthday day to u, we r all thinking of u on this day as it would of been ur birthday even though u not here to celebrate it with us all u can celebrate it in heaven,we all love u heaps"
"U were the best sister,mum,wife,aunty and cousin. U were taken from us at such a young age it has been 6 & a half years since u left us all we all miss u very much u r gone but not forgotten"
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text: Hello, so I have this phone since mid October and I used only wi fi till now. I have 200mb mobile network for month but I really dont know how to work with it. First of all how to turn it on or it turns on himself when there is no wi-fi? When I turn my wi fi off it seams that mobile network turns on and in notification bar it does not show 3g but E with two arrows up and down, what kind of network connection is that? How to turn 3g on? Is there widget or sometging to turn on/off 3G?


text:
GRAND RAPIDS, Mich (WOOD) – Join WISE on November 2nd at MarxModa for the WISE Annual Giving Back Event, Shattering the Glass Ceiling with a 7 Iron: Girls and the Game of Golf
The next generation of WISE women is learning to break down stereotypes and empower each other through the innovative programming of The First Tee of West Michigan. Here the coaches teach more than just the rules of golf; they teach girls valuable life skills like confidence and perseverance. The First Tee helps the young ladies who participate to build community while setting and crushing personal goals. Sounds a lot like our fellow WISE women, doesn't it? Join WISE for our annual Giving Back networking event and a portion of your registration fee will be donated to support the continued expansion of The First Tee's girls-only programming.
Event details:
- WISE Annual Giving Back Event: Shattering the Glass Ceiling with a 7 Iron: Girls and the Game of Golf
- Sponsored by Herman Miller
- Wednesday, Nov 2, 2016 – 5:30-7:30pm
- MarxModa – 4633 Patterson Ave SE Suite A
- Grand Rapids, MI 49512
- Cost: $25
- Click here to register!


text:
Before Adverb Synonyms: previously, earlier, already, beforehand, formerly, in the past, once
Before Preposition Synonyms: ahead of, in advance of, in front of, forward of
Before Conjunction Synonyms: previous to or preceding the time when
Earnings Noun Synonyms: wages, salary, income, compensation, pay, stipend, emolument, proceeds, return, revenue, yield, takings, take
Interest Adjective Synonyms: concern, significance, importance, weight, moment, note, consequence
Interest Noun Synonyms: attention, attentiveness, concern, regard, curiosity, scrutiny, notice, engagement
Business / Construction / Jack Rafter: A rafter that spans the distance from the wall plate to a hip, or from a valley to a ridge. MORE
Business / Finance / Local Taxes: Property, sewer, school, or other community paid to a locality. Local taxes are usually deductible for federal income tax purposes. MORE
Business / Finance / Low Price-Earnings Ratio Effect: The tendency of portfolios of stocks with a low price-earnings ratio to outperform portfolios of stocks with high price-earnings ratios. MORE
Business / Debt / Lower Earnings Limit: The level of income at which employees start to pay Class 1 National Insurance contributions. MORE
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text:
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European Central Bank
February 29, 2012 by staff
European Central Bank, The European Central Bank threw open its liquidity floodgates again on Wednesday, pumping up the banks with nearly 530 billion euros in cheap loans to avert a dangerous credit squeeze.
In the second such cash bonanza in two months, the ECB said 800 banks took 529.5 billion euros ($712 billion) at exceptionally low interest rates in its second three-year long-term refinancing operation, or LTRO.
That beats the 489.19 billion euros borrowed by 523 banks in a first operation in December butanlysts said the move would merely buy time and not be enough on its own to solve the eurozone's crippling debt crisis.
The ECB launched the ultra-long loans late last year with the aim of averting a credit squeeze in the 17 countries which share the euro.
The ECB, lending the money out at just 1.0 percent, hopes the banks will lend the cash to households and businesses and also use it to bring down government borrowing costs.
Analysts believe the first operation in December succeeded in easing funding problems for European banks, which have to deal with debt of 720 billion euros due to mature in 2012.
Please feel free to send if you have any questions regarding this post , you can contact on
Disclaimer: The views expressed on this site are that of the authors and not necessarily that of U.S.S.POST.


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To all AWSM members:
The AWSM Board distributed a survey to all 2013 convention attendees while in Phoenix. However, we realize some attendees did not have a chance to fill theirs out. In response, we've created an online survey available to all members who would like to provide his or her feedback. If you already filled one out, but want to add more detail, please fill it out and let us know!
Also, if you were not in attendance for our Phoenix convention, you are also invited to share your comments on AWSM's 2014 convention slated for Orlando, May 22-25.
Create your free online surveys with SurveyMonkey , the world's leading questionnaire tool.
Click here if you cannot view the coding above and you want to take the survey.


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Customer Care Solutions
Customer service is a brand ambassador! Dynamics 365 for Customer Service opens up the doors for providing your customers with consistent, excellent customer care experiences across all your business touchpoints.
Dynamics 365 for Customer Service digitizes your ecosystem of customer care: operations, agents and customers; providing excellence at any given point.
- Case Management
Regulate customer encounters by automating workflows of received customer tickets with accurate and agile procedures, team-based routing, digital queue management, escalations, collisions, SLAs and more.
- Omni-Channel, Unified Experience
Empower your agents to consistently well receive and respond to any customer enquiry, complaint or request whether through web, social, chat, email, mobile, and phone; all through a unified, easy-to-use interface.
- Customer Self-Service
Empower your customers to find instant answers clearly and easily. Make them feel important and supported by being there to assist them at any moment they need.
- Knowledge Base
A searchable knowledge base empowers both agents and customers to tap on up-to-date, consistent answers across all channels, anytime and anywhere.
- Go Social
Utilizing powerful social tools in the hands of your service teams, you can better engage with customers on social channels, listen and analyze interactions and proactively address issues by detecting customers' intent and social sentiment.
- Digital Intelligence
Gain insights through dashboards, deep analytics, and powerful data visualization capabilities using your desktop, laptop or tablet. Track and report everything in real-time. Move ahead to predictive and proactive customer service.
- Integration
Dynamics 365 family seamlessly integrates with each other. With CRM/ERP integration, you can focus more on driving new business and less on the hassles of trying to make data available. With IVR Integration, you can have richer analytics to customer data and information in real-time.


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Affiliate HeadQuarters Tell A Friend
Visit Publisher Site
Get Affiliate HeadQuarters Tell A Friend Hosting
Our free Tell-A-Friend script will allow your visitors to recommend your site to up to 10 friends. The script includes many advanced features including the ability to send 'thank you' messages as well as redirect the user to a different page after submission. The script is completely customizable to match your web site and does not add any banners or text links to your page.Visit publisher site: Affiliate HeadQuarters Tell A Friend
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Results 1 to 1 of 1
09-06-03, 00:46 #1Registered User
- Join Date
- Sep 2003
- Posts
- 1
Unanswered: Max Fectched rows number in OCI of oracle 8i
I have a program. It runs well on oracle 9i. It retrieves all 100000 records into memory for some reason. I use OCIDefineArrayStructre and OCIStmtFetch2. Now I have to run this program on oracle 8i, although I hate it. I change OCIStmtFetch2 to OCIStmtFetch since oracle 8i has no OCIStmtFetch2. The problem is the records in memory after 64K rows were empty after I executed OCIStmtFetch(100000). It looked like it only fetched 64K rows.Although I used OCIAttrGet to check OCI_ATTR_ROW_COUNT was 100000.
Does anyone know how to solve this problem? Is there a maximum number of fetched rows each time?
Thank you very much!


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Rolling Stones to Return to the Studio"'Blue & Lonesome' caught us a little bit by surprise in that we figured it was something we had to do, but we didn't expect the response."
Anita Pallenberg, Longtime Keith Richards Girlfriend, Dies at 73 "With Anita, you knew you were taking on a valkyrie — she who decides who dies in battle," wrote Richards.
Keith Richards Pens Tribute to Chuck Berry"He brought joy to us; the feeling for a fifteen year old guitar player that there was more to life than seemed possible," Richards wrote.
Keith Richards Explains why Chuck Berry Punched Him"If I walked into my dressing room and saw somebody fiddling with my ax, it would be perfectly all right to sock 'em, you know? I just got caught."
Keith Richards: 'On Stage, Sometimes, I Feel Immortal'"And as long as I've got the guys," Richards added.
Robert Plant, Keith Richards, Ringo Starr & More Unite for Refugee Aid PSAThe 'We Are Not Afraid' campaign aims to support the welfare of global refugees.
Keith Richards will Live ForeverIt was a busy weekend for rocker Keith Richards.
Keith Richards, Robert Plant and Others Join 'We Are Not Afraid' Campaign"Irrational hatred is a cancer of humanity's own design, to succumb would mean the failure of our species."
Keith Richards Says Beatles Concerts 'Were Never Quite There'"Musically, the Beatles had a lovely sound and great songs. But the live thing? They were never quite there," Richards said.
Elvis Guitarist Scotty Moore Dies at 84"All I wanted to do in the world was to be able to play and sound like that," said Keith Richards. "Everyone else wanted to be Elvis, I wanted to be Scotty."
Keith Richards Talks 'She's A Rainbow' and 'You Got the Silver'"I love singing about precious metal. I don't mean heavy metal! I mean precious."
George Harrison, Keith Richards, Sonic Youth Twitter Hacker Comes Clean"At first I did this for fun, but I never wanted to do this to ruin people's careers."


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How Faith, Castor Oil, Chemo & Showing Up, Healed ME!
So I shared some "Healing Tips" on my TCE Instagram account on things I did during my Stage 3 Cancer treatments that helped me get thru it in an uncommon way. What's also interesting, is that I continued using this regimen and it has helped me to feel even better post-chemo and radiation treatment. So when I share this on Instagram , it seemed to produce interest, curiosity and more! In fact , it was suggested by a follower…that these tips should be published. So I figured, why not blog about it.
But first let me do the legal thing. I am not a doctor or a medical professional so please be aware that the results that happened to me may be different, don't work for you or it could be better. My lawyer is happy that I cleared that up. But what I WILL SAY, and what I am… is a stage 3,triple negative, spread to my nodes, breast cancer conqueror (I'm not a survivor) was healed in 366 days and who seem to have tolerated chemo without the extreme sickness. extreme fatigue or physical complications.
So….here are those tips and I hope they bless someone.
MY HEALING REGIMEN: Of Course I activated my faith, prayed, did 5 months of aggressive chemo, 4 Neulasta shots, weekly lab work, 5 surgeries and 6 weeks of daily radiation! Oh did you see my LAST DAY OF TREATMENT video on youtube, I'm not glamorous, it's pretty encouraging, but get some tissue!!!
DURING TREATMENT: I also drank half my bodyweight in water 3 days before and after chemo, used castor oil (mixed with rosemary and lavender) on my body, nails, skin, brows, hair and eyelashes..even as the hair said "good bye". Let me be 100% truthful, I shaved my head at 6 weeks when it started to come out.
Let me not forget to mention my Black Soap by Rafiki skin Care (amazing on my troubled skin). Also took my daily apple cider vinegar cocktail in the morning, stayed engaged in my career, life and business and took naps lol. Folks getting up, everyday, getting dressed, staying engaged in LIFE is the key. Oh, I also laughed a lot, told jokes and did the wobble as much as possible (yes the line dance).
All I can say, skin glowed, nails grew, no nausea, no bone pain, no mouth sores, nails did not fall off (in fact they grew), no weight loss, energy (not like before cancer) but it was workable. Proof of energy are my local – national speaking event, interviewing amazing people like Coach Mike Tomlin and coordinated the 2016 TCE Summit (which was a success, yep 2017 is planned on Oct 21, 2017). All of my speaking events happened the day AFTER chemo ; yeah that's how GOD works. Oh yeah , that chemo fog thing (hum..I don't think so lol)
AFTER TREATMENT: I STILL DAILY EAGLE UP, FAITH UP, THANK GOD HOURLY, take my daily vitamin, castor oil regimen (skin, nails, eyes, hair, brows, lashes), water, apple cider vinegar cocktail, added Coq10, b12, B6 and iron pills to help red blood cells and reduce chemo induced anemia, neuropathy. Dancing 30 minutes (when no one is watching), getting some REAL Sun, and doing house work more (hey its exercise.)
So, that's what I did and now I LIVE every day…like I'm dying! (Meaning well, because according to science, our cells die…daily; so don't waste your days folks, make sure they count for something). In fact, I redesigned a group of mine on Facebook called "Don't Get Anxious" to help others to keep it moving and flowing, in-spite of LIFE's obstacles. You are welcomed to join the group, share your wisdom and share the group with others.
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Alcohol Test Calculator
Alcohol Test Calculator use this calculator to calculate alcohol content in the blood after drinking. This calculator is based on well known Windmark formula,and it's very simple to use. It has a friendly interface that allows you tu calculate your blood alcoholemy very fast. Enjoy it !
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The SVBA will be hosting another Saturday beekeeping all day seminar again this year. This year, Solomon Parker will present at the Blue Ridge Community College campus (where the VSBA Fall meeting is held each year) on Saturday, March 11, 2017 from 9am to 5pm. The SVBA will be providing a pork barbecue lunch for the occasion, the same delicious lunch we provide every Fall for the Virginia State Beekeepers Association Fall Meeting. Cost for the seminar and lunch will be $28.00. To register for the conference, click here. Seating will be limited, so register early.
Topics discussed will include:
- Expansion Model Beekeeping
- Small Cell Beekeeping
- Fundamentals of Treatment Free beekeeping
- Easy Breeding and Expansion Methods
- Swarm Trapping and Catching


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The selfie trend shows no sign of slowing down after US Vice President Joe Biden got in on the act by joining Instagram and promptly posting a shot of himself with Barack Obama.
Mr Biden, who is using the Instagram handle @VP, captioned the image, "Found a friend to join my first selfie on Instagram. Thanks for following and stay tuned. –VP"
The picture was taken in the back of the President's armoured limo known as 'The Beast', and has received over 22,000 likes.


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Printer Paper – excellent A4 Copy paper 80gsm/75gsm/70gsm | ZimMarket Classifieds Group | South Africa Classifieds | Africa Classifieds
- Listed: February 17, 2014 11:59 pm
- Expires: This ad has expired
We are Trading company of Office & School Supplies directory provides business listings associated with Educational Supplies,Office Equipment, Pencils, Office Paper, Office Adhesives & Tapes, Letter Pad / Paper and so on. established in 2001
country: Malaysia.
Business Type: Trading Company, Distributor/Wholesaler.Main Markets: North America,South America,Eastern Europe,Southeast Asia,Africa,Oceania,Mid East,Eastern Asia,Western Europe,Central America,Northern Europe,Southern Europe.
We focus on every aspect and every production procedure of each brand we supply for our customers,including developing new items(OEM) according to our customers' ideas, purchasing satisfactory materials, producing high quality papers,designing appropriate packing, inspecting goods with 100% care, and making the shipment punctually.We have the confidence that with our energetic,creative and diligent work, our nice office and school suppliers and can satisfy all our customers and meet all different requests. You are always welcome to visit us. We hope in the near future, we can have the opportunity to cooperate together and develop the paper market in your country successfully.
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A host of new refinements increase performance and handling
Kawasaki Motors Corp., U.S.A., diligently refines its KX racing motorcycles to a very fine pitch. Starting with simple but powerful designs, Kawasaki studies the lessons learned from the previous year of competition to make the next model faster, better handling, and easier to ride.
The KX250 for 2004 has received a host of refinements resulting in increased engine performance, improved handling and greater rider comfort.
To give the 249cc two-stroke engine excellent top-end without sacrificing hard-hitting low- to midrange power, the combustion chamber has been reshaped for higher compression, the intake ports have been reshaped, and the new crankcase casting eliminates the boost port at the rear of the cylinder to speed the fuelair mixture through the transfer ports. Plus, a one-piece aluminum KIPS® valve replaces the earlier twopiece steel valve, the KIPS governor ball guide has been reshaped, and new expansion chamber dimensions all contribute to improved power delivery.
Other improvements include new carburetor settings that provide crisper response at partial throttle, reshaped air duct and intake manifold for straighter airflow. New ignition timing and ignition rotor also contribute to improved power across the entire rpm range.
To further enhance throttle response, the crankcase "stuffers" mounted to the crank webs have been changed from aluminum to nylon and lead inertia weights have been eliminated.
Piston durability has been improved by "streaking" the skirt with fine oil-retaining grooves and by tin-plating the piston.
The most significant change to the KX250 chassis is the new-link UNI-TRAK® rear suspension system. Unlike previous KX models in which the UNI-TRAK link was anchored to the frame, the link on the new system is anchored on the swingarm. This drastically reduces front-to-back movement of the Kayaba shock as the suspension is compressed, resulting in smoother suspension action and significantly improved traction, especially while accelerating. The revamped UNI-TRAK rear suspension provides 12.2 inches of travel enhanced by 16-way compression and rebound settings.
Also, the thickness and shapes of the upper cross tubes and engine mounts have been modified to idealize the stiffness balance for enhanced cornering performance and improved durability.
A new Kayaba 48mm, works-type semi-sealed cartridge inverted fork with 11.8 inches of travel handles front suspension duties for the KX250 and features 16-way compression and rebound settings. Other modifications include more compact axle brackets with a new clamping method.
The front brake line is now routed directly to the single-disc brake caliper rather than under the bottom of the fork leg as on the previous model, resulting in a slightly lighter brake hose, producing improved brake feel and simplifying maintenance.
Other changes include restyled fork guards and a stronger chain guard of more durable material. Seat height has been raised 8mm in the middle for a flatter profile and the seat itself features a new textured slipresistant cover. Plus, the fuel tank uses an oblong mounting hole for easier maintenance.
A host of optional parts for the 2004 KX250 are available through Kawasaki dealers, including a lower seat, 20-inch front rim, a selection of aluminum and steel front and rear sprockets, different fork and shock spring rates and solid brake discs.
All KX motorcycles come with the support of Team Green"¢, Kawasaki's amateur support program. Team Green's regional support vehicles and highly trained technicians provide technical information and assistance for anyone who rides or races a Kawasaki. Team Green also offers a comprehensive contingency progr for amateur and professional riders who place well at designated events.
Information about the KX250 motorcycle and Kawasaki's complete line of family recreational products can be found on the Internet at www.kawasaki.com. Accessories for KX motocross bikes can also be purchased online at www.buykawasaki.com.
Kawasaki Motors Corp., U.S.A., (KMC) markets and sells at wholesale Kawasaki motorcycles, ATVs, JET SKI® watercraft, MULE"¢ utility vehicles, power products and small engines. Kawasaki's tagline, Let the good times roll"¢, is recognized worldwide for the spirit of fun, adventure and high performance that characterizes the Kawasaki recreational vehicle line. Kawasaki product lines are sold through a network of more than 1,500 independent retailers. The company and its affiliates employ nearly 2,400 people in the United States, with approximately 550 of them located at the Irvine, California headquarters.
Features and Benefits:
Numerous refinements to the liquid-cooled, two-stroke engine result in improved power. These include:
- Reshaped combustion chamber
- Higher compression ratio
- Revised intake ports
- Revised exhaust port timing
- Straighter carburetor air ducts
- Reshaped two-piece KIPS® valve and governor ball guide, new KIPS® cover breather
- Crankcase "stuffers" mounted to crank webs are changed from aluminum to nylon
Durability Improvements
- Piston "streaking" with fine oil-retaining grooves and tin-plating enhances seizure resistance, improving durability
- New engine mounting bolts made of stronger material
- Steel pin pressed into kickstart stopper prevents stopper area from wearing and kickstart lever from angling out excessively
- Stronger radiator side brackets help prevent deformation
- Relocated expansion chamber bracket
- Stronger chain guard uses more durable material
Chassis and Suspension
- New UNI-TRAK® rear suspension link is anchored on the swingarm, drastically reducing front-to-back movement of the shock, resulting in smoother, more stable action and improving traction at the rear wheel when accelerating
- Forged, one-piece actuating rod for UNI-TRAK replaces two-piece extrusions
- Frame construction is lighter due to suspension loads being absorbed by the new 2mm longer swingarm
- Upper cross tubes and engine mounts are modified to idealize stiffness balance for enhanced cornering performance and improved durability
- New semi-sealed cartridge fork provides better damping and fork action
- Front axle is 9mm shorter and axle collar is shorter and lighter (both are common with the new KX250F)
- More compact front axle brackets feature new clamping method
- Adjustable rubber handlebar mounts help reduce vibration
- Flatter seat improves riding position and raises seat height 8mm
- Textured slip-resistant seat cover helps keep rider in place
- Footpegs raised 3mm to suit the improved riding position
- Rear brake pedal pivot is mounted 11.5mm higher for increased ground clearance
- Fuel tank uses oblong mounting hole for easier maintenance
Kawasaki Options (Available Through Kawasaki Dealers)
- Carburetor tuning parts, head gaskets of different thickness, ignition rotors with varying inertia weights, aluminum and steel rear sprockets
- Flywheel rotors allow riders to alter the amount of engine inertia to suit riding style and track conditions
- 20-inch front wheel, solid brake discs, softer and stiffer suspension springs
|Two-stroke single with KIPS®
|Bore x stroke
|66.4 x 72.0mm
|Keihin PWK38S with Power Jet
|Piston reed valve
|Compression ratio
|10.1:1 (low speed), 8.9:1 (high speed)
|Twin Spark Digital CDI
|Perimeter style, high-tensile steel with aluminum subframe
|27° / 3.8 in.
|Suspension type, front
|Kayaba 48mm inverted telescopic
|Suspension adjustments, front
|16-way preload and rebound damping
|Suspension type, rear
|UNI-TRAK® swingarm, single shock
|Suspension adjustments, rear
|Spring preload, 16-way compression and rebound
|Wheel travel, front
|11.8 in.
|Wheel travel rear
*Specifications subject to change
font size="2″ face="Arial, Helvetica, sans-serif">12.2 in.
|Tire, front
|80/100 x 21
|Tire, rear
|110/90 x 19
|Brakes, front / rear
|Hydraulic disc
|Overall length
|85.6 in.
|Overall width
|32.5 in.
|Overall height
|47.4 in.
|Ground clearance
|14.0 in.
|Seat height
|Dry weight
|213.8 lbs.
|58.3 in.
|Fuel capacity
|2.2 gal.
|Kawasaki Lime Green
*Specifications subject to change


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By W Fernelius
Read or Download Inorganic Synthesis Volume II PDF
Best Scientific Popular books
Advances in Immunology Volume 61
"The sequence which all immunologists need". --The Pharmaceutical magazine "Advances in Immunology needs to locate itself one of the such a lot lively volumes within the libraries of our universities and institutions". --Science "Deserves an everlasting position in biomedical libraries as an relief in learn and in educating" --Journal of Immunological tools "A provocative and scholarly assessment of analysis" --Journal of the yankee clinical organization "Provides an exceptionally priceless resource of reference and plenty of stimulating rules .
An Essay on the Nature and Conduct of the Passions and Affections: With Illustrations Upon the Moral Sense (Classic Reprint)
Excerpt from An Essay at the Nature and behavior of the Passions and Affections: With Illustrations Upon the ethical SenseThe writer takes not anything in undesirable half from any of his adverfaries, other than that outcry which one or of them made againl't thefo ideas as Oppofite to Chriliianity, although' or not it's (0 renowned that they've been and are sfpoufed through some of the molt zealous Chrifiie ans.
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This can be a complete dialogue of complexity because it arises in actual, chemical and organic platforms, in addition to in mathematical versions of nature. the purpose of this booklet is to demonstrate the ways that complexity manifests itself and to introduce a series of more and more sharp mathematical tools for the category of advanced habit.
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You've probably had a time or two where a song comes on the stereo and it quickly changes your mood. For years, music has been shown to have the power to move human emotion, aid with concentration, relaxation and stress relief and encourage body movement. However, until recently there wasn't much research that showed how and why these physiological changes occurred. Chinese researchers at the Zhejiang University of Medicine ran a set of experiments to see what a popular fast paced, dance style song had on...Read more
Category Archives: Uncategorized
Research Review: Why Useless Surgery Is Still Popular
Recently one of my clients and I were talking about the idea of him having a surgery. He had a fall a while back that resulted in some pretty serious injuries and the option was presented to him by a physician. As with any person I have this discussion with, I view it purely from a standpoint of risk vs. benefit and always based upon the nature and severity of the condition/injury and on the proposed surgical procedure itself. From my perspective I think there are times...Read more
Lessons Learned While Conquering Colorado Mountains
Hey! I hope you're having a fantastic day! What a week my family and I have had... Last Friday (7/22) we flew out to Denver Colorado and began what was to become an absolutely epic family vacation all through the Colorado Rockies. It was packed with action, adventure, rest, relaxation and everything in between. We just flew back in to Florida at 7:30 this morning and I'm still on cloud nine. I could tell story after story of what we did, what we saw, and the fun we...Read more
This Is Nourishment For Aging Joints
Hey my friend! I hope you're having a great weekend! Have you ever had the experience where you read something that you have read before but something about it stands out that didn't stand out the previous time? This happened to me a few weeks ago when I was at home on a Saturday studying my textbook "Joint Structure and Function." Something caught my attention that I had previously not looked as closely at. I was reading about the composition of joint and connective tissue and the...Read more
Can You Really Say "It's Impossible?"
Hey! I hope you're having a great day! I'm sitting in the Columbus Ohio airport still in awe of how much I've learned this weekend. I came up for an advanced class on identifying muscular problems and on intra-session problem solving taught by arguably the most skilled practitioner in the country. I am amazed at some of the things I've seen. I'm very excited to get home and start applying this, because I know it will make a huge positive impact in my body and in my clients...Read more
Fail to Manage This and You'll Always Live In Disappointment
Hey! I hope you're having a great day today! I'm an optimist. I usually tend to believe the best about a situation. When I wake up in the morning I expect to have a good day. I expect people to be mostly fair and honest with me as I am fair and honest with them. I expect there to be some positive outcome to every challenge, failure or setback. I expect to learn something from every situation and use those lessons to make better future decisions. I also expect...Read more
1 Minute of This Exercise Can Equal 45 Minutes Worth
Hey! I hope you're having a great Memorial Day weekend! Many people will be going to get-togethers this weekend, as did we just the other night. Whenever we do, its common for me to get the question from people I've just met- "so what do you do?" I often joke with my clients about the funny experiences I have while interacting with people after I answer this question because undoubtedly someone will ask me "why does this hurt?" or "I have this problem, what do I do...Read more
An Innovative New Study On Lower Back Pain
Hey! I hope you're having a great weekend! I've got some pretty exciting news. Non-Fiction Fitness will be launching our first official research study beginning in about 30-45 days. Here's the scoop: According to statistics over 13.4 million people in just the U.S. alone suffer with lower back pain. This is the second most common reason why people see a physician, closely trailing the common cold and flu. It is also one of the most difficult problems for doctors to treat and because of that, people can...Read more
Putting These On Your Shoes Can Really Help Your Back
Hey! I hope you're having a great day! I'm taking a little break right now from working on the slides for a 6 hour continuing education workshop I'm teaching for health professionals this coming Friday. It's an intensive task and I can use the brief distraction. I wanted to write to you about something I recently got for my shoes. They are called "Lock Laces" and they are pretty cool little contraptions. They are essentially shoelaces that both stretch and self tie so as to eliminate the need...Read more
Oldest Living Pearl Harbor Vet Still Going Strong at 104- Here's What He's Doing
Hey! I hope your weekend is going well. I came across a really cool article recently that inspired me and I think it will inspire you too. San Diego area resident Ray Chavez is currently the oldest living Pearl Harbor survivor in the world. He just recently celebrated his 104th birthday and is still a very visible local figure, making public appearances often. One interesting thing about Ray is that despite his age, Ray is also a consistent figure in his local gym, visiting it to do his...Read more


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The Surrogate Trailer (1984)
15 October 1984 Drama, Horror, Thriller 100 mins
Frank and Lee have marital problems: he's been impotent for 18 months, she alternates between sympathy and criticism. His temper gets the best of him, so he's seeing a psychotherapist who finds the anger and the impotence related. She recommends that Frank and Lee hire a mysterious European woman to lead them through fantasies intended to unlock passion and help them heal. At the same time this is going on, the police are investigating a series of stabbings: as corpses pile up, we wonder if Frank's temper may be behind this; or perhaps it's Eric, a cross-dressing neighbor and friend of Lee's; it may even be the European woman, who keeps popping up with new fantasies.
Watch the official The Surrogate 1984 trailer in HD below or find more The Surrogate videos on Vidimovie.


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I am new to the area and very pleased that I found a shop of this character and quality that is close to my location.
The service is always fantastic. Best shop in Phoenix!
Took the vehicle in due to running sluggish, gents tested everything and called and said that it was all good and how much $ & not a dime more!
Was very pleased with the service and price
I have never been disappointed by this business. Neither was my father. If I had kids, they wouldn't be, either. Just superb in every way.
Excellent service, professional staff and will highly recommend you to everyone.
Took truck in because of problems with door locks. Driver's side door lock still has problems, and I don't think it's the lock cylinder.
Excellent and accurate service. Will definitely go back.
That's to the two Bill's .. I'll be back..
Efficient and clear discussion of issues. Courteous guys.
Prompt, courteous service by 'the car guys who care' keeps my car running in great shape for a long time.
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After a lot more work than anyone expected they gave me a more than fair price. Very fortunate to have them.
I've been a customer for years, and appreciate the service.
Had car repaired. Next day engine light turns on
25th Street Auto is the best in town. Great technicians, extraordinary honesty, and fair prices!! They are everything you need in an auto repair shop.
My old mechanic was about to completely rip me off until I found Bill at 25th st automotive. I highly recommend these guys. Even though I got bad news that my car was pretty much dead I appreciated the integrity of them being up front about it instead of just trying to get my money. I truly feel I am in good hands now. Thank you guys!
Highly recommend this shop to work on my car or any member of my family!
i like the efficiency with which the shop is run.
As usual, my experience with this shop was very satisfactory!
Took our old truck in because of a squealing noise, the cause was a part that had been replaced and was still under warranty. Because of their excellent records, we only had to pay for labor. They also fixed my wiper blade mechanism and then replaced the wiper blades at no charge! Nice guys!!
I was struck by how wholesome everyone at 25th St. Automotive is- genuinely caring and honest.
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Bill and Bill at 25th St. have been taking care of our whole family's stable of cars for years. Having a mechanic you can trust is priceless.
Quick, thorough service
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Bill was very thorough in his diagnosis of the issues with my car, more so than the dealership was. This level of transparency is much needed and appreciated in the auto repair world!
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I am thrilled to have become one of their permanent customers.
My guys at 25th street auto are always very good to me for many years Love them all.
Been a customer for years!!! Won't go anywhere else!
Guys at 25th are great to work with. Will keep coming back.
As usual, the Bill's really take care of their customers. Would not consider using another auto repaid as long as 25th Street Auto is still around. Thanks guys.
ALWAYS a great service experience!
I have always had a positive experience at 25th street.
Always great service and good advice on how best to care for my car based on my annual mileage. Excellent Shop and people!
Very glad that we have 25th St. Auto Phoenix on our side!
I was satisfied with the work performed.
They had the car done earlier than expected.
Super helpful. Came in under priced for what I was expecting which was a pleasant surprise.
We have used 25th Street Auto Repair for almost ten years, and would never take our cars anywhere else. They are honest, straightforward, treat both men and women with great respect, and stand behind their work 100%. We have sent many friends to them over the years, and we can see why they win so many awards!!!
25th Street Automotive is my go-to for car repairs and maintenance and has been for years. They are always honest and up front. They also prepare me for repairs my older car may need in the coming months/years so that I can financially prepare. I highly recommend this shop!
Originally, I had booked an appointment to have my radiator checked for a crack. During their inspection the mechanics let me know that this was not the issue and then asked if I wanted other maintenance completed on the car.
My guys at 25th street auto are always very good to me for many years Love them all.
They always fix my car the first time, the repairs are excellent and Bill and Bill are awesome.
It was good.
Great service!
Had an oil change done and needed some belts replace. Great job, good price and great reminders by text for my next appt too!
great experience. always happy here.
The 2 Bills are great people! Always cheerful and explain everything to me. Been going there for about 6 years and will keep going back.
The most honest shop in the country !!! Thank u for your expertise and honesty !!
Was called after diagnosis with a time and price. Work was performed as stated.
25th Street is so honest. They recommended that I do not fix the vehicle because the value is just not there. It's an older vehicle that requires extensive repairs. What shop tells you not to fix anything? I trust them.
I have taken my cars to 25th St Automotive for about 15 years. Repairs are always done on time at a reasonable cost, with courtesy and friendliness. Their advice is sound and honest. I would not take my cars to any other repair shop. The 'Bills' are the best.
Just a simple tuneup. All went smoothly.
These guys are the best and honest.
Consistent quality and friendly service, always happy to bring my car here.
Appreciate that high dollar repairs aren't automatically implemented. There is a more economic approach first or a testing time to determine the correct repair is done.
What a great shop. We started bringing in our Sienna and Mazda over a year ago and we really trust Bill and the gang. He listens and is great at explaining the required repairs. He also understands that with a family of 6 we operate on a tight budget and recommend only the necessary repairs and applies coupons. Textbook case of a business that creates life-long customer relationships.
We always trust our cars to 'the Bills'!
Great service through and through.
Once again, the two Bill's stood tall. They worked my truck in for repair on Thursday and it was completed on Friday evening. Albeit they said it would it would be ready Friday morning, they called and apologized that there was a delay with another car, but it would be ready Friday afternoon. They then called at 2 pm and said the other car took longer than they thought, but my truck would be done Friday evening. At 5 pm they called again and told me they would stay open until my truck was done. It was ready at 5:30pm. At the shop I heard that two of their technicians called off sick, so were VERY short handed. It is a small shop.
I have never had a problem with these guys, and their work is superb, their word is their bond, and customer service is always above all the other repair shops!
Honest thorough quality work.
Happy customer for years!
Great service, clear communication, excellent staff.
I'll be back.
Great guys. Great shop. Fair and honest.
As always honest and timely.
Would recommend them to my friends.
25th St. Auto always gives a reasonable overview of the situation / repairs needed and they are spot on-on their estimate or it is even less than what they expected. Always a pleasure dealing with them and I have referred several of my friends to them and they are all very satisfied customers.....thanks so much 25th St Auto / Bill & Bill !
My go to shop for all repairs.
As always, the 25th Street Automotive team is very professional and courteous. They have the customer's best interest in mind at all times and work hard to make car repair a painless process.
All good.
I requested an oil, filter change with tire rotation and had the online coupon. When I made reservation they confirmed this. When I checked out, I paid more than I should and my tires were not rotated. I was told they "didn't need to be." My tires haven't been rotated in 35000 miles, they needed to be rotated. I felt talked down to and basically overlooked.
I enjoy this shop very much, everyone is professional and the shop is exceptionally clean. A bit pricey, but the quality of their work justifies it.
Great as always.
Best shop in Phoenix in my opinion. Would never let anyone else work on my car.
Excellent experience as usual.
Great shop who does great work!
Really good work, done on time, and even got a ride home and a pickup to go back to the shop.
Great shop
Couldn't start my car, suspected bad battery, brought the car in after a jump start from my neighbor. Even though 25th St. Auto was busy that day, they ran tests to determine that I only needed a new battery. I was back on the road within a couple of hours.
The service was great. Thank you.
I never take my van anywhere but 25th Street Auto, because, for well over a decade, they have always treated me and my vehicle with respect and care. Bill and crew are the best!
Had to leave it without appt but they fit me in to find the problem and fixed it.
You guys are great. You are my preferred auto care company.
I have been using this shop for over 10 years. i believe they are honest and do a good job.
They are simply the best.
They always keep me informed on all repairs and prioritize things that need to be done immediately and those that can wait.
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All my experiences with 25th Street Auto have been fabulous.
Always friendly and I feel comfortable coming to this shop. It is on the other side of town from where I live, but I trust them and that is what makes the difference! Trust the work will be done right and at a fair price.
Great place to take your car for repairs.
Best shop in the county. honest, courteous. Recommend them on a daily basis. Been going to them for 15 years+. I drive 30 miles just have my car serviced there.
The guys at 25th Street Automotive are expert technicians, always professional and courteous. I have been using this automotive shop for nearly 10 years and have never had an unpleasant experience.
The very best service as always!
As always, very professional.
It was my usual excellent experience.
They are always helpful and honest about repairs, costs, and when they are needed.
They are extremely professional and fair. I go there for all of our car care needs and have recommended them to family and friends.
This was my second trip to the shop and was again pleased with the service and honesty of the business.
I have complete confidence in 25th Street Auto. They always provide great service!
My last experience was a scheduled oil change. All went well. But your excellent service exceeded itself a few days after my oil change. My 2006 honda minivan with 121k miles on it died on me when traveling to Prescott AZ. The transmission started to go out. AAA towed me and my family to a nearby mechanic. It was not a fun part of our family fall break plans. I called you guys to ask your opinion of what I should do and you even talked with the mechanic directly. Thank you for your comforting assessment and help in making our decision as what to do. We ended up taking the risk to have the transmission flushed out. It worked well enough to get it back to Phx. The next day I found a Nissan dealer who took it as a trade in for my new 2016 (leased) electric car Leaf. My only regret is that because now I have an e-car and maintenance free basically for the next 3 years is that I won't be using your services any longer! Thank you far all your great service!
I needed my brakes repaired, I was able to schedule and appointment online, I dropped the car off in the morning and received it back the same day. These guys are fair and honest. They won't perform work you don't need.
Wonderful service. They tell you what you need to get done now and what can wait.
They are always friendly and fast.
OUTSTANDING in every way.
I took my vehicle there for a second opinion as the local dealership said I needed 3 services that would cost about $500. After they inspected my vehicle, Bill Coniam at 25th St Automotive advised that I actually only needed one of those, and he did it a little cheaper than the dealer was going to charge. Saved me almost $400. No wonder they have won the BBB international torch award for ethics.
Excellent shop.
As promised, at expected cost, totally trustworthy, nice guy!!
As always, competent professional service delivered by friendly, personalized handling.
Bill and Bill communicated clearly what was going on with my vehicle and the costs associated to fix it. My car was ready when they said it would be.
Assumingly intuitive and provide detailed feedback.
Been going to the shop for 14 years - they are amazing.
All my experiences have been excellent!
I only had an oil changed this time but they recommended that I get some new tires. I went out the next day and bought some before my mini road trip to Mexico. They are always looking out for me.
Good service at a reasonable price.
Great service from honest competent people.
Bill and Bill are the best! They work within our budget to help our vehicles continue to run safely on the road. They never recommend a service that is not needed. They were extremely helpful when we were looking for a newer vehicle. I cannot say enough good things about 25th Street Automotive!
I trust the people at this shop...
Everyone is efficient and my problems are repaired quickly. Great customer service; they remember me.
Good honest people go above & beyond I wouldn't go anywhere else in the valley! I tell everyone about these guys!
I've been a long time customer and they prove again and again why they're the best!
We have been going to them for several years. They are honest, try to work within one's budget and the work has always been very good and reliable.
The Bills are always pleasant and answer my questions with confidence.
Great service and friendly.
Owners are honest and do great work. They never try to sell me something I don't need.
You guys make me feel "safe" = like family. Thanks so much Mr. Bill and Mr. Bill and your bills aren't too bad either!
The front desk guys are very helpful to me in all respects about my car. They do what they tell you they are going to do & the job is done right. The pickup to & from home is great & the drivers are always nice and pleasant. No problems of any kind. Good people, doing good work.
Bill & Bill are always great to work with and they do quality work.
Excellent .... as always!
I have been getting my cars serviced at 25th Street Auto for over 10 years. The thing I like best about every experience with them is that I can trust what they are telling me. They don't tell you that work is required that isn't and they help you plan for the repairs that do need to be done by prioritizing their importance. Great guys to deal with.


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The Appointment Paperback
by Herta Muller
'I've been summoned, Thursday, ten sharp.' So begins one day in the life of a young clothing-factory worker during Ceausescu's totalitarian regime.
She has been questioned before, but this time she knows it will be worse.
Her crime? Sewing notes into the linings of men's suits bound for Italy. 'Marry me', the notes say, with her name and address.
Anything to get out of the country.As she rides the tram to her interrogation, her thoughts stray to her friend Lilli, shot while trying to flee to Hungary; to her grandparents, deported after her first husband informed on them; to Major Albu, her interrogator, who begins each session with a wet kiss on her fingers; and to Paul, her lover and the one person she can trust.
In her distraction, she misses her stop and finds herself on an unfamiliar street.And what she discovers there suddenly puts her fear of the appointment into chilling perspective. Bone-spare and intense, The Appointment is a pitiless rendering of the terrors of a crushing regime.
- Format: Paperback
- Pages: 224 pages
- Publisher: Granta Books
- Publication Date: 01/07/2011
- Category: Modern & contemporary fiction (post c 1945)
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Showing 1 - 1 of 1 reviews.
Review by pgmcc
The Appointment is a stream of consciousness novel. My experience of such novels has not been good, but I'm glad to say Herta Muller's novel was fascinating and well paced.It is the thoughts of a woman on her way to an interrogation. The novel opens with the words, "I've been summonsed." There is no thought of not turning up. She lives in a totalitarian state and the consequences are not worth thinking about.Muller conveys the sense of paranoia very well. The individual is a victim of the state and the state watches and punishes those it perceives as having insulted the state or put their personal interests above that of the greater good.The protagonists mind wanders over several topics and across different time spans to give the reader the background to her "summons", and also lays out the history of her two marriages, the love life of her closest friend, the attitudes of the general populace, etc...I found this book not only portrayed the pressures on the individual who is subjected to the revenge of the system, but also what life in a totalitarian state is like, especially under the watchful eyes of the security officials.A sobering yet intriguing book.
Also by Herta Muller | View all


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7.00CTW GREEN AMETHYST/DIAMOND 10KT GOLD RING Shipping Info
Item descriptionMAIN STONE: Green Amethyst CARAT WEIGHT: 6.75 CUT: Emerald CLARITY: Extra Fine COLOR: Extra Fine ACCENT STONE: Diamond CARAT WEIGHT: .25 CUT: Round CLARITY: SI2-I1 COLOR: H-G METAL TYPE: Solid 10kt yellow gold WEIGHT (grams) : 5.06 SIZE: 7 .
Store policiesShipping: We offer FREE domectic shipping. International shipping fee including USA is 15USD. Please feel free to contact us with any questions or concerns about your order. Return policy: Your 100% satisfaction is very important to us. We try to be as specific as possible in our description. If for some reason the item you receive is not as described, we will give you a full refund. If we feel that the return policy is being abused we reserve the right to refuse any exchange, credit or refund. Refunds will be processed via paypal only unless under special circumstances. Any exchange, credit or refund will be for the original price paid. Item must be returned undamaged and in original condition. Please note that all images are enlarged to show detail.


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Results 1 to 22 of 22
December 13th, 2006, 01:19 AM #1Who says shipping costs don't deter a purchase?
The past couple of years, I've been doing the major bulk of my Christmas shopping online, while saving the hassle of fighting the crowds at the local mall or department stores.
I was just loading up my "cart" on Wal-Mart's website with a bunch of nice things for the family when low and behold, my $120 purchase would have an ADDITIONAL $50 tacked on to it just to ship it to my house!
This is definately a merchant who is trying to get people to shop their B&M stores instead of doing the shopping on their website. Makes me glad I don't promote them on my sites.
Bah humbug....Scott
If you can't dazzle them with brilliance, then baffle them with bulls#!t
Don't tell me that you'll do it... SHOW ME.
Just because everyone else is drinking it is no reason for me to drink the KOOL-AID.
December 13th, 2006, 01:52 AM #2
Damn! Were you buying bricks?
December 13th, 2006, 01:58 AM #3
- Join Date
- January 18th, 2005
- Location
- Nunya, Business
- Posts
- 23,684
It must have been oversized, heavy and extra fast shipping. I just picked something at random and put it into my cart Garmin StreetPilot c330 GPS which is $308.82, shipping was $6.97. They have lots of toys:
.97 cent shipping. Pretty good.
December 13th, 2006, 03:23 AM #4
I was going to buy a couple pks. of lint traps for the washing machine yesterday...along with other things from amazon. So, the total is $3.99. And they want $9.98 FOR SHIPPING! (3rd party, freeshipping over $25 doesn't apply).
These are just 4 small fabric 'nets' that weigh a few oz. Oh well, cheaper to drive and get them.
Last edited by simcat; December 13th, 2006 at 03:37 AM.
December 13th, 2006, 06:27 AM #5
ebay auto-estimate international shipping charge is too high as well.
a piece of DVD, very light in weight, ship to other country from U.S. via regular air mail
$29 shipping !!!
i am sure a seller can ship a dvd to my place in just a few bucks using the cheapest air mail and packing, plus it should not exceed $10 shipping as well.
ask me to pay $29 for shipping, no way
December 13th, 2006, 06:56 AM #6
- Join Date
- January 18th, 2005
- Location
- Los Angeles
- Posts
- 4,053
>>This is definately a merchant who is trying to get people to shop their B&M stores instead of doing the shopping on their website. Makes me glad I don't promote them on my sites.
How about 100% of sales non-commissionable for being after their 3 return days?
December 13th, 2006, 08:12 AM #7
- Join Date
- May 31st, 2006
- Location
- Houston TX
- Posts
- 4,731
.97 shipping is small that it will not be a deciding factor and for the convinience of shopping in your PJ, most poeple are willing to do that.
If it is like 6.95 per item, it adds up.
When I shop, I look for free shipping and even if there is no commission, I still prefer it. I.e. if you buy a computer, shipping from some places are $60. Do you prefer 3% commission on a $1000 or not pay $60 shipping.
December 13th, 2006, 09:33 AM #8
- Join Date
- November 10th, 2006
- Posts
- 96
I agree. I will buy online if it's worth it and the shipping isn't over the top. I do like to shop in my PJs and that 0.97 for shipping is well worth not hassling to get a spot and use the gas and stand in line for 25 minutes... but if the shipping isn't combined or it's a large amount per item I will go to the store. So yes Nature Boy, I would agree that shipping costs definitely do deter purchases!
December 13th, 2006, 05:03 PM #9
In getting set up for online retail, I found that shipping was a lot more expensive than I expected. Even boxes, ordered in bulk, cost anywhere from $.70 to $1.50 each, plus shipping costs when ordered. Add to that the cost of packing materials to keep stuff from moving around in transit, printable labels, tape, postage, delivery confirmation, labor to actually pack the stuff - it all adds up. Thankfully, people seem to be willing to pay for shipping to get items they can't find locally.
$50 though, youch! That's the sort of shipping I pay when ordering wholesale quantities...
December 13th, 2006, 05:08 PM #10Originally Posted by EathanPeace,
Loving Everyone's Child Creates Magic
December 13th, 2006, 05:25 PM #11Originally Posted by Rexanne
December 13th, 2006, 05:45 PM #12
I experienced the same thing on Black Friday with Wal-Mart.com and SharperImage.com.
After struggling for far too long trying to get things added to my cart at Wal-Mart.com, then going through downtime, the $100 worth of stuff would have been another $40 after tax and shipping. No thanks. I didn't buy a thing.
Similar story at SharperImage.com. I added about $100 worth of stuff that was discounted, and expected to use their offer of free shipping with a $50 order. Nope. Free shipping doesn't combine with sale items. Once again, add another $30-40 for shipping and tax. No thanks. I didn't buy a thing.
Cart abondonment? I would have to say this is one of the primary reasons.
December 13th, 2006, 05:51 PM #13
There are companies out there who make their money on shipping charges (Ebay). Lower the prices on the products and jack up the shipping. I bet their cart abandonment rates at Wal-Mart are through the roof. Who is their right mind would pay more to have something shipped to them than the actual price of the product????
December 13th, 2006, 06:07 PM #14
- Join Date
- January 4th, 2006
- Location
- Posts
- 2,477
It is a sad factor that I sell a lot online but don't buy much online except my dell computer. The reason is simple: FREE SHIPPING!
I've looked for some yarn & crochet stuff on Joann.com. It costs $7.98 on yarns and $5.95 on shipping. It is cheaper to drive over to the store 3 blocks away.
Yes, shipping costs does deter a purchase.
December 13th, 2006, 06:51 PM #15
Originally Posted by Eathan
- Join Date
- May 31st, 2006
- Location
- Houston TX
- Posts
- 4,731
December 13th, 2006, 06:59 PM #16
when people dislike high shipping charge,
merchants should do best effort to
- investigate the cheapest mailing option and make it available to customers (need to do some homework)
- reduce packaging material, reduce overall weight
- reduce unnecessary case or box
- do the best to keep the parcel or mail in the smallest size to fit into lower charge shipping option
- help the environment
December 13th, 2006, 07:16 PM #17Originally Posted by FairFieldGetaway-EricEwe
December 13th, 2006, 07:20 PM #18In a perfect world...
It'd be nice if everyone operated on a more practical "ownership" price, rather than a simple product price. What I mean by that is $$$ is the absolute cost for you to purchase this item, pay any taxes or duties on it, and have it get from point A to point B. Strictly showing the product price isn't really that practical for the buyer any more. Of course, then there'd be a lot more registrations, address forms, databases of local tax law, customs tables, etc, etc...
A long way off, but perhaps someday...
December 14th, 2006, 12:10 AM #19Originally Posted by atonca
December 14th, 2006, 12:15 AM #20
- Join Date
- January 18th, 2005
- Location
- Nunya, Business
- Posts
- 23,684
Coupon codes are cool. Joann DECFSA625 free shipping on $25+, expires 12/31
December 14th, 2006, 01:50 AM #21
Originally Posted by TrustNo1
- Join Date
- January 4th, 2006
- Location
- Posts
- 2,477
December 14th, 2006, 02:29 AM #22
Strange, Walmart has one of the best conversion rates of all my merchants. I'm loving them this holiday season.
- ScottHatred stirs up strife, But love covers all transgressions.
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PHILADELPHIA -- A question circulated around Citizens Bank Park yesterday, and for the first time in a while, people inside the Phillies home park cared to know its answer. "Where are the Mets tonight?"
The Mets were in Cincinnati, and for the time being, so was Carlos Beltran. The six-time all-star would not join the San Francisco Giants in Philadelphia -- yet.
If the trade to send Beltran to San Francisco for Zack Wheeler is not made official by tonight's series finale with the Phillies, Beltran can stay put. The Giants head to Cincinnati tomorrow.
San Francisco manager Bruce Bochy could not confirm the move, but called Beltran "a tremendous all-around player."
"Carlos has all the tools you look for," said Bochy, who managed Beltran in the All-Star Game. "Fielder. Switch hitter. Can run. Great instincts. Plays the game hard and plays it right."
Jeff Keppinger, the player formerly known as the newest Giant, saw the report on a clubhouse television and said Beltran will have no trouble fitting in.
"Easiest clubhouse I've ever been in," said the infielder, who was acquired from Houston on July 19. "There's a bunch of good guys on this team. A bunch of personalities. They all kind of take the scene away. He can just fly under the radar. But I guess it would be hard for him to fly under the radar."
The Giants entered play yesterday three games up on Arizona in the NL West. Beltran provides the middle of the order bat they've lacked since Buster Posey's season ended with a broken fibula after a home plate collision on May 25.
"With Buster's situation we're a little more challenged," Bochy said. "We had a catcher hitting cleanup. We have to improve in other areas to make up for it."
Beltran has 27 hits in 87 career at-bats in San Francisco, but zero home runs.


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Basics of Change
Change in and of itself can often be a scary word to hear. We as humans are creatures of habit. Once we setting into a routine be it at work, school, or home, we generally tend to comfortable with the status quo and do not change unless change is warranted. Change can be especially unsettling and disturbing to employees when companies and organizations undergo change. One misconception is that change is "bad". Change itself is neither good nor bad, only the responses and outcomes of change can be considered good or bad. Change is inevitable and necessary because without change organizations would be left behind and loose their competitive advantages. This is no more so than in today's technological age. New products and innovations come onto the market quicker than ever before. Some companies are able to cut costs and produce a better, cheaper product by taking advantage of the latest technology. Those companies who are unwilling or unable to keep up generally do not last very long in today's market. There are many aspects of change including the planning, implementation, and managing thereof. We can also set a more specific, personal example in motion.
Planning and Possible Outcomes
First, lets discuss different possible outcomes to change and how to manage them. The first step in any change initiative would be to plan, plan, plan. One must understand however that no matter how much planning you do, kinks will always come up. Leaders and plan makers sometimes have difficulty in letting go and being willing to alter their initial plans and go with the flow. This leads to the prime example of employees negative response to change. Change is best followed when set by example. Instead of the leaders and plan makers sending down "do this" plans, they should come and lead by their personal example. I feel change should always occur from the top down, but so many times companies expect large scale changes from its hourly associates up. Bottom...


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Friday, December 16, 2005
Watercolor WIP continued
Now I'm filling the surfaces wet in wet with a mix of alizarin crimson and winsor dioxazine violet.
It takes some drying time because I cannot do adjacent surfaces.
Publié par annaigart à l'adresse 12:55 PM
Libellés : wip
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