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Drivers who do low mileage are the big winners from changes to the tax treatment of salary-packaged cars but as the new financial year ticks over, financial advisers say tax isn't a reason on its own to race out and lease a vehicle .
Under the old rules, people who drove less than 15,000 kilometres a year paid 26 per cent fringe benefits tax so didn't gain much benefit from salary packaging - saving income tax only to end up paying another tax about the same rate.
However, the FBT rate is now being reset at a flat 20 per cent no matter how far you drive (see story page 27), making novated leases more attractive to low-mileage drivers.
They're covered by the new rate on lease contracts taken out since budget night, May 10.
While FleetPartners says the new rate is bad news for high-mileage drivers, who used to be on much lower FBT rates, ''what we think will happen is that more people in that low-mileage category will be attracted to novated leases, because there's no mileage to consider now and there's no record-keeping,'' says the director of product development for the group, Tony Williams.
The first benefit will be that by leasing a car they don't have to pay the GST that would apply to the purchase of a new one, he says.
''They could walk into a showroom, if they funded a vehicle on a novated lease, and [in effect] get a 10 per cent discount, without even negotiating, because of the GST saving on that vehicle,'' he says. Then there are ongoing tax benefits by paying for the vehicle and its running costs out of pre-tax salary rather than after-tax money.
Accounting firm WHK Group has done some calculations on the example of someone earning $120,000 before tax who takes on a $35,000 car with lease and running costs of $12,500 a year.
Their employer, who's the other party in the leasing arrangement, takes the lease costs and the FBT away from their salary, reducing their taxable income to $101,915.
The result is that the employee pays less tax and ends up with a net salary of $74,728 - banking $1378 a year more than they would have before they packaged the car.
Under the old rules the gain would have been just $139 - potentially less than the cost of getting their accountant's advice on packaging.
However, advisers say there are other issues to consider when doing your sums. One is the question of cash flow. While you are saving about $200 a month in tax in this example, the car lease is $1000-plus a month, a figure that includes a payment for the car, as well as the running costs.
''If you already own a car outright, you're going from a position of having no cash coming out, in terms of the car cost, to a position where you have monthly lease payments, so it has cash-flow impacts,'' says the national tax director of accounting firm Crowe Horwath, Tristan Webb.
''You're talking about a tax benefit of only about $1500. This shouldn't come down to being the decider as to whether you get a new car or not. You have bigger factors to consider.
''It's basically whether you can afford a new car - and whether you need a new car. Don't do it just for the tax.''
A partner with HLB Mann Judd in Brisbane, Charles Larosa, says one possibility would be to sell or trade in your existing car and put that money to work, for example by reducing your mortgage and therefore the interest you're paying on the loan.
''There may be something in it for you - you've just got to make sure you do the maths,'' he says.
Larosa agrees leasing can tempt people to buy more expensive cars than those they'd consider if they were handing over cash and he warns that there's a point at which the FBT on an expensive car wipes out any income tax saving.
''If you want to package a $150,000 Mercedes there may not be any benefit at all in packaging it,'' he says.
That will depend on how you fund it. ''It may be better to just buy the car.''


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- BSQUARE Creates Server Solutions for Dual-Core Xeon, Windows Embedded
BSQUARE (Nasdaq: BSQR), a leading software and services provider to the global embedded device community, announced that it will provide optimization services and support for server solutions based on the Intel(R) NetStructure(R) MPCBL0050 Single Board Computer, containing the new Dual-Core Intel(R) Xeon(R) processor 5100 series, and Microsoft(R) Windows(R) Embedded Server 2003 R2. For example, OEMs building dedicated embedded server solutions based on the Intel MPCBL0050 will be able to accelerate their time to market by having their image developed by BSQUARE. BSQUARE will also provide system integration and Windows Embedded server licensing.
- Excel Introduces MacA&D 2.1, MacTranslator 1.1 with Universal Binary
Excel Software announced Universal Binary editions of MacA&D and MacTranslator for system and software modeling. MacA&D OSX 2.1 runs three times as fast as version 2.0 on Apple's new Intel based machines by eliminating the need for Rosetta emulation. MacTranslator OSX 1.1 runs about five times as fast on Intel based machines. With the new Universal Binary applications, users enjoy native performance on either PowerPC or Intel based Macintosh computers from the same executable.
- Measurement Computing Unveils Wireless Temperature Input Devices
Measurement Computing Corporation, a market leader in low-cost data acquisition, announced the release of two wireless temperature input devices modeled after the popular USB-TC and the USB-TEMP. The new products, the WLS-TC and the WLS-TEMP, are essentially identical to their USB predecessors but with an added RF module, which allows for wireless data transfer.

subset: commoncrawl


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Results 1 to 1 of 1
04-03-04, 06:17 #1Registered User
- Join Date
- Mar 2004
- Posts
- 4
Unanswered: SQL problem how to display money in euros
I have built a web site using dreamweaver with an msSQL DB.
It works fine on my computer However when I upload it to the web, my money columns display USD symbols and i would like them to display euros.
This is because my web servers default settings are set in USDs.
Is there a way around this problem. Bearing in mind the web server is out of my controle.
My price columns are set to money.
Thanks in advance


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After touring North America with Tom Petty and The Heartbreakers in 2014, British singer-songwriter Steve Winwood has announced his first headlining concert dates for 2015. Starting on April 17th in Minneapolis, he'll stop by a few major U.S. cities like Chicago, Detroit, Baltimore and Atlanta into early May. Aside from his solo work, Steve will feature music from his time with Spencer Davis Group, Buddy Miles, Blind Faith and Traffic.
As a solo artist, Steve Winwood has released nine studio albums, two live albums, six compilation albums, and twenty five singles. His most recent album 'Nine Lives' was released in 2008 and peaked at #12 on the Billboard 200. Since his self-titled debut album in 1977, Winwood has won two Grammy Awards and was inducted into the Rock and Roll Hall of Fame as a member of Traffic in 2004.
Steve Winwood Concert Schedule
No Events! =(Track Steve Winwood!
About Steve Winwood Tour Albums
Steve Winwood came out with the extremely beloved album 'The Finer Things (disc 4)' which contains some of the most famous songs from the Steve Winwood collection. 'The Finer Things (disc 4)' has become the most sought-after album for fans to experience during the shows. A few of Steve Winwood's most popular tour albums and songs are seen below. After publishing 'The Finer Things (disc 4)' and having a true example in the industry, fans consistently head to watch Steve Winwood in person to perform favorites from the full catalog.
Steve Winwood Tour Albums and Songs
Steve Winwood Concert Tour Questions & Comments
Steve Winwood Tour and Concert Ticket Information
- Sold Out concerts will not be any concern, we always have great tickets.
- Tour schedules for all Steve Winwood concerts are revised up to the minute.
- Tour schedule for Steve Winwood is available for viewing above.
- Tickets for the future Steve Winwood concert are now available.
- Steve Winwood concert schedule has finally been revealed.
Steve Winwood may come to a city near you. View the Steve Winwood schedule just above and click the ticket button to checkout our huge inventory of tickets. Look through our selection of Steve Winwood front row tickets, luxury boxes and VIP tickets. As soon as you track down the Steve Winwood tickets you need, you can buy your seats from our safe and secure checkout. Orders taken before 5pm are normally shipped within the same business day. To buy last minute Steve Winwood tickets, check out the eTickets that can be downloaded instantly.


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How debt financing works
If your company is well established and needs more than £1 million in growth capital, we believe debt financing is one of the best methods of raising funds.
Debt financing enables you as a business to borrow a defined amount of money for a pre-agreed term at a pre-agreed interest rate (the lender remuneration for lending you the money). Interest is then paid on the amount borrowed at a pre-agreed frequency (monthly, quarterly, annually or at maturity) that suits your business.
When the loan reaches maturity, you will then need to repay the amount you borrowed back to the lender. Alternatively, if the loan is amortising you will repay the amount in regular agreed instalments similar to a mortgage (each payment having an interest and capital repayment element).
Non-amortising loan
Business A borrows £1,000,000 at 6% interest paid annually for five years.
Business A pays £60,000 every year on the anniversary of the raise and repays £1,000,000 on the fifth anniversary.
Amortising loan
Business A borrows £1,000,000 at 6% interest paid annually for five years.
Business A pays £237, 396 (interest plus capital) every year on the anniversary of the raise.
Debt financing comes in various forms including loans and bonds. CODE Investing provides businesses with access to a wide range of funding sources, delivering our expertise to help prepare an investor pack to attract potential lenders. We will work closely with you, guiding you in choosing the best financing options for your business.
Why raise funds through debt financing?
Even established companies can find it hard to access capital in order to grow their business. More traditional lenders can be reluctant to help out, and offering equity may not be your preferred choice if your business is turning a healthy profit.
If your company is stable and well-established, debt financing can make perfect sense, providing your company has the assets to borrow against and can generate enough cash flow to service the interest on the loan.
This is why debt financing is often the more logical choice for established, high growth businesses. CODE Investing provides just such businesses with an efficient route to raise capital from a pool of diversified investors.
The benefits of debt financing
Debt does not dilute your ownership (as opposed to equity), so you keep control of the business
Principal and interest obligations are both known amounts (assuming a fixed rate loan), enabling you to match interest and repayment with your present and expected income. Preparing budgets and forecasts also becomes easier with known costs
Interest on the debt is tax deductible, lowering the actual cost of the loan (it is charged BEFORE tax) on your yearly income statement
Any future profits* stay with the business. Investors are entitled to repayment of the agreed-upon principal of the loan plus interest only, unless the bonds are convertible
Debt can be used to finance equipment acquisition, offices, expansion, working capital, stock, receivables or investments
Bonds can be convertible, meaning you can attract a broader spectrum of potential investors by offering them a future share in the success of your business in exchange for a lower interest payment
*After interest and the principal are repaid
How CODE Investing can help you
We offer a range of different instruments and formats to help you get the financing you need, from secured*, unsecured, and/or convertible mini-bonds to institutionally funded loans. Using our expertise and guidance, we can advise you on the borrowing instruments options available to your business.
Apply now and talk to us about the best way for you to raise capital with CODE Investing.
*Types of security may include real estate, insurance policies, savings accounts and equipment.


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Perfect for social media campaigns and blogs. Web photos (up to .5 MP). 1 Seat.
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Build a high res library or promote your brand. Up to Large (2.5-4.5 MP). 5 Seats.
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farm life, pastures, organic, farming, organic farming, backcountry, country living, country life, country, livestock, fed, black, person, piglet, pig farm, straw, feeding, someone, young mammal, farm, young, grassland, fiber, workplace, animal, pasture, fertilizer, mammal, piggery
piglet, food, feeding, pig, farm, straw


text:
Israel News
Middle East
American Politics
Edition française
Green Israel
Lawyers 521.
(photo credit:Klaus Enrique)
That Israel, the state of the Jews, should have the highest number of lawyers per capita in the world hardly occasions surprise. Less obvious, however, is that those lawyers – or at least a small cadre of Supreme Court justices and government lawyers – should wield a degree of power unknown anywhere else in the world.Yet former Supreme Court president Aharon Barak, the primary author of Israel's legal revolution, had a precedent in Jewish history: the Sanhedrin Hagadol. Just as the Sanhedrin was required to launch a war of choice, so Barak claimed for the Supreme Court authority to render judgment over every governmental action, including troop movements in time of war.
By GILAD KABILO
By ELI KAVON
Sponsored Content
By AMOS YADLIN, AVNER GOLOV
By OFEK ISH MAAS
By LETTERS TO THE EDITOR
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- Security Statement: Credit card information is not required to book a tee time (unless you are booking a prepaid hot deal)
- Reservations can be made up to seven (7) days in advance. View Tee Time Policy.
- Advance tee times are NOT required, but space may be limited by existing reservations, tournaments, or special events
Thank You to Our 2017 Golf Scorecard Advertisers
We would like to assure you that when entering your credit card information, you are using a Secure URL. We use a 128 Bit SSL Data Encryption, but do not show this in your browser because of "framing" that takes place to provide seamless integration with our reservation software.


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General Question
Do you think I will be ready to hike Half Dome?
Asked by simone54 (7581) February 26th, 2014
I have a trip to Yosemite booked for July. I would really like to climb Half Dome. I'm aware of it's difficulty and that I would need a permit to climb the cables at the end.
Right now, I'm 32, I'm about 20 over pounds weight and I will lose my breath running about 10 yards. I live in San Diego. There are a lot of walks around my neighborhood with slight elevation gain and there are plenty on mountains hikes.
If I walk about 10 miles and do a hike every week, do you think I'll be ready to conquer Half Dome?
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Join Bangbros! Download full-length 42min 55sec movie now!
Here are two horny bitches Mercedes & Chloe Lynn in the same room with Karina White, practicing yoga. However the skin tight dress and sexy yoga moves turned on the heat and these sluts slowly accommodate with each other. Soon they are taking off clothes and anyone who spread legs gets a good lick in her pussy!
- amadeus
- : 9min 55sec
- : 22 Mar 2012
- Exclusive video


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Death Toll raises to 30 as Syrian forces shoot at protesters
AMMAN (Reuters) – Syrian security forces shot dead at least 30 demonstrators on Friday during protests that broke out across the country in defiance of a military crackdown which has killed hundreds of people, a rights activist said.
Other activists reported demonstrations across Syria, from Banias and Latakia on the Mediterranean coast to the oil producing region of Deir al-Zor, Qamishli in the Kurdish east and the Hauran Plain in the south, one day after the United States told President Bashar al-Assad to reform or step down.
Syria has barred most international media since the protests broke out two months ago, making it impossible to verify independently accounts from activists and officials.
"No dialogue with tanks," said banners carried by Kurdish protesters who shouted "azadi," the Kurdish word for freedom, rejecting promises by the authorities for a national dialogue, a
Protests erupted in Damascus suburbs and the capital's Barzeh district, where two witnesses said security forces fired at protesters and chased them in the streets.
The Syrian Observatory for Human Rights, which is based in Britain, said at least 831 civilians had been killed since the uprising against autocratic rule erupted in the southern city of Deraa nine weeks ago. It said at least 10,000 people had been arrested, including hundreds across Syria on Friday.
Click Here to read more


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About 70 environmental researchers and TIC experts from 12 countries met in Granada for two days to boost LifeWatch, the european technological infrastructure which will connect biodiversity data, observatories and researchers from all over the continent, aimed at upgrading the management and protection of natural resources and sustainability policies.
- Experts have came from 12 different countries
- The city of Granada, in south of Spain, held the reunion for two days
- The project, lead by Spain, will connect biodiversity data, observatories and researches
- The main goal: to upgrade the management of natural resources and sustainability policies
LifeWatch has clear technological requirements to create its infrastructure backbone in five essential areas: security, data, support and storage, semantics enhancement and integration activities, as Peter van Tienderen explained.
iMarine is a virtual lab oriented to the sea, which aims to improve the fisheries management and the conservation of marine living resources, says its director, Donatella Castelli.
This technological platform offers a set of basic enabling facilities for researchers "as-a-service".
LifeWatch will lean in some existing organizations, they are going to be pillars of this distributed infrastructure. They will supply essential data flow.
LifeWatch members contributes with resources to build this electronic infrastructure for biodiversity research and policy in Europe.
For the last few years, supported by 7th Framework Programme and other funds, many technological appliances and instruments that have been developed could be included in this european network, once tailored to certain standards.
The Carme de la Victoria was fully occupied by LifeWatch working groups the second day of the meeting.
Participants debated their views in four parallel sessions related with the four identified components associated to LifeWatch's core: Resources, e-infrastructure, Composition and e-Services & Virtual Research environments.
LifeWatch is an e-infrastructure, and in this aspect there are three tentative contributions that have been developed with the objective to encourage the collaborative work and cut down research time: EGI-InSpire; Ibergrid and ViBrant.
The '2nd e-Infrastructure Construction Operational Meeting' of LifeWatch was opened by Spanish authorities, who enhanced the usefulness of this project to support the European policies.
LifeWatch means 'moving from "satellite" projects to distributed and federated e-Infrastructure concept', says Juan Miguel González Aranda, deputy directorate-general of International Relations and European Affairs on the Spanish Ministry of Economy and Competitiveness.
European Union is a world leader on biodiversity and ecosystem research and one of LifeWatch's main goals is to secure that this role will be maintained.
This is one conclusion of the project meeting held in the italian city of Lecce in november 2013, explains Alberto Basset, the responsible of that reunion.
Virtual labs and virtual research environment are fundamental elements of LifeWatch, and each one will have an special agreement to become part of the new european research infrastructure, on tasks, adherence to standards, protocols and service levels.
LifeWatch's builders have many challenges:
1) Deal with a huge amount of databases and information from sensors spanning from weather to marine, and earth sciences
2) make them available for the scientist European community
3) create ways to mix them on an appropriate and useful way for researchers different needs providing analytical resources….
The "2nd Construction Operational Meeting" concluded after two days of intense analysis an debate with a clear framework and also the path to take in the next months up to LifeWatch's legal constitution as a research infrastructure for Europe (Esfri) at the end of the year.
The main conclusions of this reunion held in Granada where presented to representatives of the European Commission in a virtual conference. It was attended by the officers Anna-Maria Johansson and Paul Tuinderfrom, from the Directorate General for Research and Innovation (RTD) and Luis Carlos Busquets and Carlos Morais-Pires from the Directorate General for Communications Networks, Content & Technology (Connect).
A spokesman of Spain, as project leader, explained the work that have been done in Granada and the next actions to take forward.


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GraphicRiver Nautical Design Elements 4548446
Stock Vector \ Decorative \ Decorative Symbols
Design \ Elements \ Nautical \ Maritime \ Travel \ Silhouette \ Steering \ Vector
Stock Vector - Nautical Design Elements 4548446 by zzizar @ GraphicRiver
Stock Vector \ Decorative \ Decorative Symbols
collection of various nautical / maritime design elements
eps 10 + high res jpg
Last Update: ; Layered: Yes; Graphics Files Included: JPG Image, Vector EPS; Minimum Adobe CS Version: CS.
Big Ben; Tower Bridge; Native American Design Elements; Siberian Husky; Rottweiler; Rhodesian Ridgeback Dog; Pug Dog.
Keywords: anchor, banner, boat, border, captain, collection, compass, decoration, design elements, divider, icon, knot, lighthouse, maritime, nautical, navigation, navy, ocean, ornament, rope, sail, sailing, sailor, ship, silhouette, star fish, steering wheel, travel, vector, vintage.


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Oh Chutz...you know my husband is the King of Clutter. You would not believe the catalogs that come here every single day. He thinks if he stacks them neatly on any flat surface, they are not an eye sore. I have purchased three different mail 'containers', yet it still gets stacked on the dining room table. Oh...and why does he refuse to throw away an empty cereal box or spice tin...he sets it on the counter NEXT to the trash can. This is because he wants me to see it and know that we are out of this particular item. OMG.
My solution? I open the basement door and chuck the stuff down the stairs...yes I do. I am so over the need to save catalogs and magazines. I have also started to use them to start fires in the wood stove. He LOVES it when I do that. Just for the sake of this post, I counted the seed catalogs stacked by the bed. 41. Our so called garden is about 12 feet by 14 feet. Last year nothing grew but one zucchini and maybe a half dozen tomatoes. Oh, don't get me started. I plan to look at the seed catalogs for one more week, then down the stairs they go. I am a psycho fibromite.
Marlee...I believe we are married to the same man. I haven't looked in my hubby's office in six years and never will. The handles on the recycle trash can broke off from my last midnight trip to the road with ten tons of catalogs. My husband has never broken my ribs, however. But still...the similarity is eerie and who would believe there are two such men on this planet of ours? Hmmmm?
I forgot! We have a boat motor clamped to a saw horse in our garage and we don't have a boat! Under it is a box of 'cleats' that go on a dock that we don't have to tie up the invisible boat. And....two water ski ropes that go with the boat and water skis we don't have.
AHHH...this feels good.


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2505 Hilton Road, Ferndale, MI 48220Request info Add to list
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Clint C.
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- Available Spaces
|Space Type
|Available Space
|Office Space
|For lease: $895/mo
|600 sqft
|View Details
Building Details:
2505 Hilton Road is an office property for lease in Ferndale, MI. The property currently has 1 office space for lease and is marketed by Signature Associates, a Cushman & Wakefield Alliance Member.
10 unit office building. 500 sq. ft. average office size. Totally remodeled from the ground up. 1 conference room, 2 unisex bathrooms, 2 sanitary closets, 6 parking spots on-site. 10-12 parking spots in adjacent lot. Turnover is low. $99,000 yearly gross income. Tremendous opportunity!
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Hundreds missing as the violence spreads
Hundreds of people have gone missing from Christian villages in the Molluccas following a series of fresh attacks by Moslem militia over the past few days. One hundred and twenty-three people disappeared from the village of Waesoar, on the Island of Buru, west of Ambon Island, in the past week. Since February, many villagers have been hiding the forest after two attacks. Ninety-six people managed to reach another village but the fate of those missing is unknown. There were further Moslem attacks on villages of the Island of Teor last week. Workers at the diocesan Crisis Centre at Ambon report that at least two people were killed and many homes were destroyed. Most of the villagers escaped to the Kei islands. Many people said the Moslems were forcing people to convert to Islam.


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RevoStock Graphic 3D Logo 808405
After Effects Project \ Elements \ Logos \ Logos \ Text Effects
After Effects Project - Graphic 3D Logo 808405 by badmandrill @ RevoStock
After Effects Project \ Elements \ Logos \ Logos \ Text Effects
Music: Not Included; SoundFX: Not Included; Stock Video: Not Included; Replaceable Text Spots: 1; Replaceable Logo Spots: 1; Replaceable Video Spots: 0; Loopable: no; Downloads: 5; Length: 00:30; Model Release: no.
An After effects Cs4 template . Logo sting with a strong graphic look
Replace the logo with your company logo or just introduce text
-100% After effects
-Easy to edit logo and text
-No plugins needed
-Elegant 3D look
-1920×1080 Full HD
-Includes video tutorial
This product is an Adobe After Effects project file. It requires Adobe After Effects version CS4 or higher as well as any plug-ins listed fellow: Required After Effects Plugins: No Plug-Ins required.
Keywords: corporate, extruded logo, dynamic, elegant, clean, white, simple, 3d logo, bright, light, graphic.


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Human Resource Information Systems: A Review in the Adoption of Open Source
The paper highlights the use and importance of an Open Source Software for Human Resource Information Systems. Open Source Software development projects are Internet-based communities of software developers who voluntarily collaborate to develop software that they or their workplace may require. They present a challenging, novel and successful alternative to conventional models and also offer opportunities for a view into their detailed inner workings. The project operates by way of detailed and time-stamped logs of most interactions among community members and of project outputs are generated in an automatic fashion. This makes open source software projects important as research sites for many types of studies.


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A non-U.S. citizen facing the possible conviction of a domestic-related criminal charge needs to consider the fact that domestic violence convictions can trigger the start of "removal" or deportation proceedings. In removal proceedings, the U.S. government argues that a non-citizen needs to be ordered to leave the U.S. This can happen even if you are a lawful permanent resident or have a "green card."
What is considered by the U.S. government a conviction for domestic violence?
- A "crime of violence" charged against a person:
- where the victim is a current or former spouse,
- where victim and accused share a child in common,
- where the accused and the victim were cohabitated or cohabitated as spouses,
- where the victim is similarly situated to a spouse,
- Under family violence laws of the jurisdiction where the offense occurs, or
- or any other person who is protected under domestic or family violence laws of the U.S. or any State, Indian tribal government, or unit of local government.
- Violation of a protective order (including temporary or final orders)
- Crime of stalking;
- Crime of Child abuse, neglect or abandonment
A "crime of violence" is one in which the crime involves the use, attempted use, or threatened use of physical force against a person or property. The second type of "crime of violence" is a felony that by its nature involves the risk of physical force.
For purposes of immigration law, it does not matter if your conviction was only a misdemeanor or that that you received a particular minimum sentence. The definition of what is a conviction for immigration law is different than what is a conviction for criminal purposes. It does matter if your conviction is from before September 30, 1996 because that it was when the law changed.
There are certain defenses in immigration court if you have been convicted of a domestic violence related charge and there are certain pleas that can mitigate any damage done to your immigration status.


text:
Champion AC
- 4729 Shavano Oak
- San Antonio, TX 78249 | View Map
- (210) 699-0022
- https://www.championac.com
Business Description:
- Champion AC is a full service air conditioning and heating company located in San Antonio, TX. We offer AC repair, AC replacement and annual maintenance plans.
- heating & air conditioning
- Request an appointment
Jeff's Review
After Hours service
Had an issue with my ac unit after hours. Called the guys at Champion ac. Was told that a tech Shawn could come out and take a look at my unit. He showed up very quickly and was extremely polite and professional. Within a matter of minutes Shawn had the problem diagnosed and fixed.


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- Description
DetailsA daring, fresh design for our most favored product. A brand new design sure to become a favorite for mixing with blue stars or matching with additions to the red star line of products. Emma Bridgewater Pottery is made in England in the small Victorian English town of Stoke on Trent. Each piece is hand painted, hand finished and unique. All Bridgewater Pottery is dishwasher and microwave safe and are even pretty likely to survive daily washing up in the hands of your children.
- Additional Information
Additional Information
SKU BRIRS002 Manufacturer Emma Bridgewater Pottery Care Instructions Dishwasher and Microwave Safe Material Earthenware Dimensions Half Pint Origin Made in Great Britain
- Reviews
Customer Reviews 4 item(s)
- Excellent!
I love Emma Bridgewater pottery and really appreciate your fair pricing and shipping costs! Please continue to carry a good selection of their patterns!
Price Value Quality
- Great addition to my EB collection
I love Emma Bridgewater and this mug is a perfect addition to my collection. The stars are a lovely Crimson and I felt very fortunate to find the mug @ joannehudson.com because the red star pattern is no longer available from Emma Bridgewater....nearly impossible to find!
Price Value Quality
- Need more!
Hoping these will be back in stock
Price Value Quality
- red stars
I really like these mugs which have become part of the British tradition but I was a bit disappointed in the red stars as they were a much duller and darker red than seen on the mug above. They may vary as hand painted so this may not be true generally
Price Value Quality


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Contact Info / Websites
Recent Game Reviews
Rated 4.5 / 5 stars
Great for the logically-minded!
This is a great game for those who enjoy deduction, and would serve as an excellent tool for beginning students of logic. The inclusion of the X and ? squares are therefore absolutely vital to those who understand this fact. An X tells the player that it is impossible for a blue section to be in that square, and a ? allow for possible blue sections, which can lead to the creation of vital X squares later.
Trial and error is NOT a required part of this game in the vast majority of the levels, which is a good thing. Everything can be broken down to pure logic, allowing for solid solutions as long as the player knows how to utilize these skills. Of course a trial and error "strategy" can be used, but it is highly unlikely that anyone who must resort to this method will have fun anyway, since it is quite obvious that SpotZim was not designed for that type of gameplay.
The graphics are as polished as can be expected for a pure puzzle game, and the attention to detail in this area is quite noticeable. It is refreshing to see that jillaby did not neglect this area, even though it is certainly not the lynchpin of the game's appeal.
It is interesting to see that many of the complaints come from those who think that there are somehow "multiple solutions," when this is entirely not the case. The goal of the game is to find the exact positions of the hidden patterns. It is NOT to "draw" patterns into the grid in such a way that they satisfy the column/row number requirements. Just because it is possible to put a blue square anywhere the player wants does not mean that the player SHOULD put one there. Therefore, any arguments regarding multiple solutions are, to me, moot.
With that said, I do think there are a few things that could be changed or improved. Firstly, the issue of ads interrupting the game is definitely a problem. They should have been handled in a better way. Also, the ability to X out entire rows/columns at once (such as in the case of 0's) would be very helpful, especially if someone needs to reset the board. Finally, instead of requiring multiple clicks to switch between shapes, keyboard modifiers would help. So perhaps allowing ALT or Shift to be held in order to create X or ? squares while clicking would be an option.
Overall SpotZim provides an addictive, dynamic look at both logical and spatial-oriented gaming. The progression of the levels allows the player to learn key strategies that will become quite useful later in the game, and the ability to save one's current level for next time is a great addition.


text: Print Wahoos Riverhouse Restaurant User Rating: 5 / 5 Please Rate Vote 1Vote 2Vote 3Vote 4Vote 5 915 NW Flagler AveStuart, FL 34994-1063(772) 692-2333WebsiteBy Water 27.213697, -80.257501MapNorthern shore of the St. Lucie River at Marker 22-A, east of the Roosevelt Bridge. Dock at Harbor Ridge Yacht Marina. Contact (772) 692-4000 for availability.


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Blog site of iVarta.com » India, Politics » Federalism and National Security
Federalism and National Security
No one can deny that the US has greater federalism than most nations and more certainly than India. Each of its fifty states is fiercely independent and zealously guards its turf. The US also has the strongest anti-terror laws in the world and sees no contradiction between federalism and national security. In the aftermath of a rare terrorist attack on US soil in September 2001, the US administration strengthened its intelligence gathering organs. The enactment of the PATRIOT Act in 2001 was the first step. In fact 'PATRIOT' is acronym for 'Providing Appropriate Tools Required (to) Intercept (and) Obstruct Terrorism'. This was followed by enacting the Homeland Security Act in 2002. The objective of these acts is to collect, collate and process intelligence and prevent terror related activities. The upshot of all this is, not a single terrorist incident occurred in the US since 2001.
However, in India no sooner than the central government announced the setting up of a 'National Counter-Terrorism Centre' (NCTC) all hell broke loose. The first protest came from the Bengal chief minister, whose Trinamool Congress is a coalition partner in the Centre and followed by four more chief ministers. Opposition leaders too chipped in. By evening the numbers added up and counting. This is surprising in a nation that has seen terrorist violence with unceasing regularity. By nightfall television channels had a field day. Imaginations run riot. National security was sidelined. The question some television journalists asked was whether there was more to the four chief ministers crying wolf in unison than a shared dread of the new security act. Were they in fact pitching in for a new political formation and the open revolt against NCTC only an excuse?
But to be fair, the opponents of NCTC have a point. It was not mere paranoia. There has been a long record of the central government interfering in the affairs of the states, from the time Jawaharlal Nehru had Kerala's communist government dismissed in 1957. His daughter Indira dismissed governments at will, destabilised opposition governments with the help of pliant governors and was the infamous author of a draconian emergency that suspended fundamental rights. It is no secret that over the years India's intelligence organs were used not for strengthening internal security but for spooking on political rivals and state governments ruled by opposition parties. It is perhaps due to such misuse that every time there is a terrorist attack, our home ministers proffered the ready excuse of 'intelligence failure' for failing to prevent it! From the 'ineffective' Shivraj Patil to the seemingly effectual if 'intellectually arrogant' Chidambaram, they all cried 'intelligence failure' while wringing their hands and mourning deaths after terrorist strikes! Even the National Investigation Agency (NIA) which was constituted with much fanfare in the aftermath of the deadly terrorist strike on Mumbai in November 2008 scored 'love' in four years in terms of crimes solved.
What the opponents of NCTC found most objectionable in its notification was the organization's power to detain, arrest and interrogate. The local police are informed but that is about it. Vesting shadowy, secretive organizations with sweeping powers to detain, arrest and – especially – interrogate is a scary thought. In Britain, neither the Security Service (MI5) nor the Secret Intelligence Service (SIS, also known as MI6) has any powers to arrest. If they want to arrest a suspect they have to seek the help of the local police or Scotland Yard (London's metropolitan police force), which will officially conduct the arrest. The reason for this is, 'civil' police do not resort to arbitrary arrests and detentions. When they detain a person, they have to follow the due process of law, such as informing him of his rights, recording the date and time of arrest and most importantly producing the 'suspect' in a court of law within twenty four hours. If a more stringent law like the Unlawful Activities (Prevention) Act (UAPA) is applied the period of detention may extend up to ninety days but the arrest and detention is under the gaze of the judicial system. It is the judicial system that decides the merits of the case and, sanction detention and interrogation.
Such open processes help prevent disastrous consequences of what Malcolm Gladwell calls erroneous 'intuitive judgements'. In his seminal work 'BLINK', on the 'power of thinking without thinking', he recounts an incident that occurred in New York in 1999. In the early morning twilight of February 4 that year twenty-four year old Amadou Bailo Diallo was returning home when Edward McMellon, Sean Carroll, Kenneth Boss and Richard Murphy, four plain clothes officers of the NYPD passed by. Diallo was a Guinean immigrant who came to New York to study biochemistry but ended up becoming a sidewalk vendor. In the half light, the policemen thought he resembled a serial rapist they were looking for. They asked him to stop but the sight of the four officers and the patrol car so frightened Diallo that he turned and ran into his apartment. At the entrance he turned and pulled out a black object from his coat. As the officers chased Diallo, McMellon stumbled on the steps and fell. The other officers mistook that Diallo shot McMellon and opened fire. They fired 41 rounds 19 of which entered Diallo's body. As they approached Diallo's dead body they could see the black object which they mistook to be a gun was just his wallet. In all probability Diallo pulled out his wallet as he wanted to 'square up' with the policemen. It was a case of racial profiling and an error of 'intuitive judgement' horribly gone wrong.
Coming back to the NCTC, if the home minister is serious about strengthening intelligence gathering organs and anti-terror operations, the best course would be to apprise state governments of his intentions and take them on board.
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Filed under: India, Politics · Tags: Democracy, India, Indian Media, Media Bias, Terrorism


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learn to ski with wostawea
In 2017 there will be two programs for adults learning to ski, based on the classic and the skate ski disciplines:
Classic skiing
Adult ski instruction was available for beginners learning classic skiing. A nine week session is given on Saturday mornings at the same time and location as the Jackrabbit programs: Killarney Lake at 10:00 am from January 7, 2017.
Skate skiing
Clinics will be offered for adults during the season. Stay tuned for more information.


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text: In my last house, the MBR and one of my kids' bedrooms were very hot while the downstairs was cold. I tried all kinds of things to figure out where to put fans so that heat was distributed more evenly throughout. Eventually I found that putting a fan that tilted from horizontal to vertical put at the base of the stairs and set to blow about 45 degrees up the staircase was the best. I don't know why this was the solution, but I guess it's easier to blow cold air up to mix with the hot air at the apex of the house than it is to blow the hot air down. In this house the wood stove is downstairs, so is my bedroom, and the kids' bedrooms are upstairs. I tried to use the same principle of blowing cold air to the hottest part of the house and it seems to have evened things out fairly well. I put a box fan at the top of the stairs that blows the coldest air upstairs down to where the wood stove is located. When I sit still anywhere upstairs I seem to feel a little air movement at my feet. At the base of the staircase downstairs I can feel the movement of cool air at my feet, and I can feel warm air drafting up when I put my hand close to the ceiling. The circulator fan only tilts horizontal to vertical so I can't set it to blow down the stairway, my only option is to blow straight into the staircase. There is no extra space in this house to mount a fan on the wall or on one part of the staircase so I'm doing what I can with what I have. The only thermometer I have is a DaVinci style that takes some time to get a reading, but my best guess is that downstairs is 74 and upstairs is close to 72. The last time I called the electric company to see how much it costs to drive a box fan is $.05/hr, so about $1.20 a day. It only makes sense to run the fan when the wood stove is burning, so I will probably run it half time


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Many people refer to photography as the art of seeing.
I wouldn't have found the cat if I hadn't dropped my pen and had to bend down to pick it up.
Open your eyes. Look around you. Observe.
There are so many things that you might pass by during your daily routine because of dulled senses due to the monotony of repetition!
There is a story in everything. Open your eyes and observe.
Be bold. See things a little differently. Tilt your camera a little. Use a different vantage point. Shoot from way up high or with your chest to the floor.
Use some creative composition.


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Element Six has announced the commercial availability of DIAFILM 200, a diamond thermal material that can offer users thermal conductivity in excess of 2000W/mK. This grade of CVD (chemical vapor deposition) diamond thermal material is targeted for advanced users that work with high power, or high power density devices, and require extreme performance for their thermal … [Read more...]
Archives for March 2011
Niagara Thermal Products Acquires Thermshield
Niagara Thermal Products LLC's acquisition of Thermshield, LLC brings together two companies in the design and supply of custom thermal solutions across a wide range of markets and applications. Niagara Thermal and Thermshield will continue to operate as separate business entities but will work together to evaluate integration opportunities in a thoughtful and well-planned … [Read more...]
Using Simulation to Improve Data Center Efficiency
This paper describes a new CFD-based modeling capability and design methodology that overcomes the limitations of conventional guidelines and traditional CFD-based approaches and is effective at addressing equipment related cooling and efficiency problems in the data center. Depending on circumstances, 30-50% improvement in cooling system efficiency can be achieved by this … [Read more...]
Non-Spill Quick Disconnect Couplings Enhance Thermal Management Systems
Colder Products Company showcased a broad range of non-spill couplings and solutions for makers of electronic cooling equipment at SEMI-THERM 27. These connectors enable leak-free connection and disconnection of critical fluid lines in liquid cooled servers, chillers and other electronic systems, without the risk of drips or spills. Available for tubing ID ranges from 1/8" … [Read more...]
Thermal Conductive Materials & EM Noise Absorbents
Taica's Alpha Gel's softness and conformity help minimize heat resistance and stress on critical devices in electronics. K thermal-conductivity material is available, facilitating heat dissipation results. The gel retains the softness and tackiness of its base material. It adheres to rough surfaces, easily compressed, and air gaps could be driven out for efficient thermal … [Read more...]
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Color your favorite stories from the Book of Mormon and Pearl of Great Price.
Find games, scripture stories, videos, and more at children.lds.org.
Check out our new online art gallery!
Stories, activities, and media
Just $8 can bless your home all year long.
Do you have young children at home? Download this month's Friend Junior section of the magazine!
Download this month's CTR story and card.
Fluffy cow slippers, parade ballons, and… shovels of mud?
Thanks for helping us fill the world with love!
President Nelson shares a special experience.
Meet Talei and Phoebe, twins from Hawaii.
Use these figures to learn more about when the pioneers traveled west. Click here for previous figures.
Read about Sam and Martha's Primary with the prophet!


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Thomas Merton Quotes About UnityQuotes about: Unity
The deepest level of communication is not communication, but communion. It is wordless. It is beyond words, and it is beyond speech, and it is beyond concept. Not that we discover a new unity. We discover an older unity. My dear Brothers [and Sisters], we are already one. But we imagine that we are not. And what we have to recover is our original unity. What we have to be is what we are.
I came with the notion of perhaps saying something for monks and to monks of all religions because I am supposed to be a monk. ... My dear brothers, WE ARE ALREADY ONE. BUT WE IMAGINE THAT WE ARE NOT. And what we have to recover is our original unity. What we have to be is what we are
There is in all visible things an invisible fecundity, a dimmed light, a meek namelessness, a hidden wholeness. This mysterious unity and integrity is wisdom, the mother of us all, "natura naturans." There is in all things an inexhaustible sweetness and purity, a silence that is a fountain of action and joy. It rises up in wordless gentleness, and flows out to me from the unseen roots of all created being.
Are they moved by a sense of human need for silence, for reflection, for inner seeking? So they want to get away from the noise and tension of modern life, at least for a little while, in order to relax their minds and wills and seek a blessed healing sense of inner unity, reconciliation, integration?
Thomas Merton
- Born: January 31, 1915
- Died: December 10, 1968
- Occupation: Writer
- Cite this Page: Citation


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RE: Iraqi Dinar Will Likely Be Demonetized (J.C. COLLINS)
Posted by EXOGEN on September 14, 2014 at 2:43am
EXOGEN Without going into details, there are several contracts coming due that have to be paid in Revalued IQD this WEEK!!!
Arvin > EXOGEN Now that's what I'm talking about!!! Great intel, great info, all around number one site. Oh yeah! Unh huh, unh huh!!!! Bring on Santa!!! XO
Ben Wilson So EXOGEN, SO this is it? There'll be no revaluation of the Iraqi dinar? are you throwing the towel?
ABob Exogen/ are you in agreement with this ? Our dinar will be worthless ??
Coffeeone hmmmmm..........sooooo is Santa coming?
EXOGEN > Coffeeone YEP
EXOGEN It is very simple. We posted 100% above the factual paragraphs
A second front can be found in the Middle East and this front has two micro fronts which are Iran and Syria. As detailed in the post The Devil's Tears, the US had attempted to setup a western friendly government in Iraq but the government eventually began moving into the economic and geopolitical sphere of Iran and China. With the risk of losing Europe to the east America had to act quickly to ensure they did not lose the resources of Iraq as well.
American industrial interests are attempting to consolidate their control over natural resources around the world. One front in this resource war can be found in Ukraine where the fate of European alliances will be determined. One way or another the outcome in Ukraine will force Europe into the waiting arms of Russia and Asia or it will stay connected with America.
The ISIS threat is tailored perfectly to help America in this cause. So the situation we are left to decipher is whether America will determine Europe or Iraq to be the more viable outcome. With the intense and strategic pressure from Russia in Ukraine and the sudden increase of violence and onset of ISIS in Iraq it can be concluded that America is positioning itself for continued occupation and control of Iraq.
It is glaring obvious that Europe is integrating with Russia and the Chinese renminbi, leaving America in a futile position. At some point soon their will be a lasting peace in Ukraine, and then Europe and the BRICS countries will precariously continue on their path of economic integration which was interrupted with the coup in Ukraine during the Winter Olympics.
The problem for the dinar will be found in bringing the oil to market under a US dollar regime. Considering the level of integration which the new multilateral system will demand, even between America and China, it is highly probable that the Iraqi dinar will be demonetized and a new regional dinar will be implemented at some point. This will satisfy the international interests of systemic balance while giving American industrial interests the resource allocation which they so clearly demand.
Mr. Chen i don't agree with JC's assumptions on this one. It's not for the benefit of the world to allow what he assumes might happen to occur. There are too many outcomes and variables that proves he is wrong. It just seems like another theory of his.
BlueBeach I always thought the Iraqi dinar would become the currency of the middle east, not tied to the usd.
EXOGEN : At this stage of the Game everybody should realize that Iraq will be releasing LOWER denominations of currency and the BIG notes will eventually go away, just like Zimbabwe, Vietnam, and other currencies.
Arvin > EXOGEN Sounds like get in and get out to me!!!! :)
Beth That may be why the WHA has said several times to get in quick and do not wait around
BlueEyedGoddess Hmmmm......The article doesn't say it has demonetized.......but that it will "at some point". I think that time comes after we exchange, and that we should not plan to hold our dinar for a long period of time hoping to exchange in increments (I.e. Tax purposes). Exchange it all, diversifying your assets. Then the demonetization event doesn't affect you.
geturcluehere : these american industrial interests are, among others, the koch brothers, who have to elevate then maintain the perceived and real value of their interests which include oil pipelines, repositories and fracking operations throughout north america. it is imperative to them and other industrialists that there is a market for their goods at a competitive price which goes a long way in explaining the mossad/cia mercenary (ISIS) psy/ops in ukraine/iraq and elsewhere.
these vested interests of the koch brothers are the primary reason why the 2010 economic reforms have stalled in congress. this has allowed them to better position themselves prior to the switch over to a value weighted SDR single currency to be implemented after the controlled crash of the dollar. it may not seem like a crash to most people but it will certainly feel as if something has changed for the worst as prices for goods and services in the US become more and more expensive.
when people start going hungry, they will clamor for a solution and the BRICS, with their daddy the BIS behind the curtain, will be there to offer the solution to the problem.
more consolidation, more power and more control for the real money power in this world. game, set, match...
Pole R. Bear Exo. I recall a couple of weeks ago that there were two major agreements signed between China and Vietnam and China and Zimbabwe. Both agreements included a major infusion of cash from China.
9/14/2014 04:49:16 am
Like I mentioned in a post just a few mins. ago on the News, Rumors & Opinions from last night, Abadi still has to get those 6 ministerial positions filled NLT this coming Tues! This is based on what Mnt. Goat said in one of her last newsletters spelling it out very detailed. She said that the only qualified people for these seats are in prison (wrongfully) due to a corrupt Maliki GOI. They are trying to get Amnesty for these people, get them out of prison & into these new seats. She has a LOT of good intel that makes sense! Go back & check her past few newsletters & you will see what I'm talking about.
9/14/2014 07:07:00 am
Exxon I so pray your post is right. I have been let down so many times. I made my Mother a promise I would never put her in a rest home and I had to .I cry every time I leave her .When this comes threw.The first thing I am doing is bringing her home with me I have already found a house that meets her needs .that will make me happy more than the money. So I pray all goes as planed.
Comments are closed.


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About: Tameside General Hospital Tameside General Hospital Ashton-Under-Lyne OL6 9RW
Posted via NHS Choices
I recently went to tameside hospital for an appointment but due to not being able to find a parking space couldn't attend perhaps they should take a leave out of MRIsĺbook and provide off site parking for staff with a shuttle bus service this would free up spaces for out patients and visitors I worked at airport and the above worked very well staff were charged a subsidiced parking fee
Response from Lindsay Stewart, Deputy Director of Nursing, Tameside and Glossop Integrated Care NHS Foundation Trust 2 years ago
Thank you for your comment.
We are sorry you experienced difficulty parking whilst visiting the hospital
Generally there is sufficient parking on site for all visitors and staff. The car parking team are usually on hand to help and point somebody to a suitable parking space.
The hospital site also has a 24 hour manned security service, which affords the users the best possible protection. This level of protection would be very difficult to replicate on off-site parking facilities
I hope this answers your comment
John Goodenough
Director of Nursing
''Would you like to help the hospital to improve its services further? We are currently looking for patients and carers to become involved in a development called "Patient Stories". We want to know more about our services from the point of view of those who received them – what was good, bad, what could be improved, what should be changed. Want to know more about what's involved? Please contact John Goodenough, Director of Nursing at
- {{helpful}} {{helpful == 1 ? "person thinks" : "people think"}} this response is helpful
- Was this response helpful? Yes | No
Thank you for your feedback.
See more responses from Lindsay Stewart
Response from Peter Denton, Healthwatch Manager, Healthwatch Tameside 2 years ago
Aside from the parking situation - can I check that you have been able to re-book an appointment? Of you've not yet done this, I suggest you contact the department at the hospital that sent you details of the appointment you were unable to attend.
Peter Denton - Healthwatch Manager.
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"Thank you so much for the workshop. I learn some great stuff about some rules that I was not aware of. hopefully knowing the rules and options will help me in future golf outings . Also I was very impressed with all the efforts put forth by HSGA in putting on the workshop, from refreshment, rules book, pen, notebook & lunch. Thanks to the volunteers too. Really enjoyed it." -Nari T.
"I enjoyed the Rules of Golf workshop on Saturday. Well done with the nice location - and all the food!" -Bill H.
In 2017, twenty 3½-day long workshops will be offered throughout the country from January through March. These programs are led by two instructors, one affiliated with the United States Golf Association and one with the PGA of America.
These 3½-Day Workshops cover all 34 Rules of Golf, unabridged and in detail. Classroom presentations for these workshops are done utilizing PowerPoint with photographs, illustrations, animations and videos. All attendees will receive the current editions of 1) The Rules of Golf, 2) The Decisions on the Rules of Golf, 3) The Principles Behind the Rules of Golf by Richard S. Tufts and 4) online access to USGA University, where there are a variety of study materials and practice exams.
The cost to register is $350*. The registration fee covers the cost of the workshop sessions, study materials (detailed above), a continental breakfast each morning starting at 7:15 a.m. that includes at least one hot item, complimentary coffee, tea, water and soft drinks during scheduled breaks and a cocktail and hors d'oeuvres reception at the conclusion of the workshop's first day. The registration fee does not include the cost of transportation, lodging, incidental expenses or other food and beverage expenses not otherwise specified.
*At most workshops, participants are responsible for lunch and convenient choices are available. Because off-site lunch options at the workshops to be held in Far Hills, N.J. are not conducive to keeping those programs on schedule, an on-site buffet lunch will be provided during the first three days for all participants. The registration fee for that workshop is $385 and includes the cost of lunch during the first three days.
Online registration at USGA.org begins Tuesday, October 18, 2016 at 9:00 a.m. Eastern Time.
Phone-in registration begins Monday, October 24, 2016 at 9:00 a.m. Eastern Time


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The Digital Information Driver's License (DIDL) is an online tool that provides the quickest, easiest, least expensive, and most complete way to prove you have the computer skills that are needed in any other environment and in any industry.
Just like a driver's license proves that a person can operate a vehicle, the Digital Information Driver's License™
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Which License Do I Need?
For enrollment information email Dr. Nancy Hadley at firstname.lastname@example.com.
DIDL is a product of Empowerment Concepts, which provides instruction and assessment in an experience-based, authentic, e-learning environment.


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Biotech Company Analysis Lesson - Review Below
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Biotech Company Analysis Lesson
How to Be a Smarter Biotech Investor by The Street
Interpreting "K-M curves" correctly is an important tool for biotech investors.
If you're an investor in biotech and drug stocks, you've no doubt seen or heard of a Kaplan-Meier analysis, often referred to as "K-M curves." But do you know how these curves are used and why they can cause your favorite biotech stock to rise or fall?
Interpreting "K-M curves" correctly is an important tool for biotech investors.
In 1958, two medical statisticians, Edward Kaplan and Paul Meier, published a paper describing a new method for estimating patient survival rates in clinical trials. The "Kaplan-Meier estimator" is a mathematical formula which uses information about patients who die during a clinical trial along with information about patients who survive or drop out to calculate the probability of survival over time.
Kaplan-Meier "curves" are now ubiquitous in medical research, used to analyze all types of patient outcomes. As an investor, you'll likely come across K-M curves when drug companies present results from clinical trials at medical meetings. Often times, companies will try to get by with press releases that describe clinical trial results without actually providing the real data. I always ask companies to provide me with primary source material, including K-M curves. You should do the same.
The chart below depicts the K-M curves for a pivotal clinical trial comparing Bristol-Myers Squibb's (BMY) checkpoint inhibitor nivolumab (brand name: Opdivo) against the chemotherapy docetaxel in patients with non-small cell lung cancer. The study was published in the New England Journal of Medicine. Bristol secured regulatory approval for Opdivo in second-line lung cancer based on data described in this chart.
The "y" or vertical axis measures the percentage of patients estimated to be alive in the clinical trial. The "x" or horizontal access tracks time, in this case measured in months. All patients enter the study alive (thankfully) so the K-M curves start at 100% for month 0.
The blue line represent lung cancer patients treated with nivolumab/Opdivo. The green line tracks similar patients in the study treated with docetaxel.
K-M curves are really not curves at all, they look more like a set of stairs. The lines step down when a patient(s) in the study dies. The height of the vertical step-downs and the length of the horizontal stairs are the graphical representation of the calculations used to determine the probability of survival over time. Ideally, you want to see a curve which looks like a long, flat set of stairs because that means relatively few patients are dying during the course of the clinical trial. Conversely, a steep, downward curve means patients are dying relatively quickly.
Plotting the probability of survival for both sets of patients in a trial on a single graph gives you the comparison needed to determine if the drug being studied -- Opdivo, in this example -- is helping patients live longer.
For the first six months, survival is actually trending in favor of docetaxel over Opdivo. At around six months, the curves cross, after which Opdivo survival starts beating docetaxel.
Between six and nine months, the survival benefit of Opdivo (blue line) over docetaxel (green line) becomes more apparent, as seen by the widening space between the K-M curves.
You'll often hear or read about "median overall survival" results from clinical trials. Median is middle, so median overall survival is the estimate for the length of time that half the patients in the study are still alive. Calculating median overall survival using the K-M curves is easy: Just find 50% overall survival on the y axis and draw a line across until you hit the curves. Then, draw vertical lines down to the x axis. That's your median overall survival.
In this Bristol study, the median overall survival for the Opdivo patients was 12.2 months compared to 9.4 months for the docetaxel patients.
Be careful not to over-interpret median overall survival results. In this case, lung cancer patients treated with Opdivo will not all live 2.8 months longer than if they had been treated with docetaxel. Remember, median is middle, so half the patients treated with Opdivo will live longer than 12.2 months but the other half will not.
A more accurate description of overall survival calculated from K-M curves is the hazard ratio. A hazard ratio (HR) measures the probability of an event occurring in the treatment arm compared to the control arm. In this example, the event is death, the treatment arrn is Opdivo and the control arm is docetaxel.
Interpreting hazard ratios can be tricky but here's an easy cheat sheet: The smaller the hazard ratio, the greater the relative difference (benefit) in the treatment effect being measured. A hazard ratio of 1.0 means the two arms of the study are the same - not good when trying to show an experimental drug is better than a placebo or control.
Looking at the KM curves from Bristol study again, the overall survival hazard ratio is 0.73.
A hazard ratio less than 1 means, the probability of death following treatment with Opdivo is lower than with docetaxel.
The "p value" on the HR analysis in the Bristol study was 0.002, meaning there is a .2 (two tenths) percent chance the overall survival benefit was not real. For most studies, the acceptable threshold for statistical significance is 5%, or a p value of 0.05.
To most people who are not bio-statisticians, the hazard ratio looks like gibberish, which is why drug companies and even physicians fall back on using median overall survival to explain clinical trial results.
Resist that temptation. Instead, think of a hazard ratio in terms of relative risk. Odds ratios are much easier for people to understand. In this example, treatment with Opdivo reduced the relative risk of death by 27% compared to docetaxel.
The relative risk calculation is simple -- subtract the reported hazard ratio from 1. In this study, 1 minus 0.73 (the reported hazard ratio) equals 0.27, or a 27% reduction in the risk of dying.
Remember the rule of thumb I offered above, smaller hazard ratios are better. You can see how this plays out in terms of relative risk. For argument's sake, let's say the hazard ratio in the Bristol lung cancer study was 0.45 -- smaller than the actual reported 0.73. That would translate into a 55% relative reduction in the risk of death for Opdivo over docetaxel (1 minus 0.45 equals 0.55) -- better than the reported 27%.
Relying on median overall survival instead of the hazard ratio can overstate the efficacy of a drug. Here's an example of that, culled from a study, published in the Journal of Clinical Oncology comparing the overall survival benefit of Exelixis' (EXEL) cancer drug cabozantinib to the steroid prednisone in patients with prostate cancer.
The first thing you notice about these K-M curves is that the two lines are much closer together throughout the study. Just by looking at this chart, you should be able to tell that the drug arm in blue(cabozantinib) isn't showing much of a survival benefit over the comparator (prednisone) in yellow.
At the median, the overall survival for prostate cancer patients treated with cabozantinib is 11 months compared to 9.8 months for the prednisone-treated patients. That's a 1.2 month survival benefit favoring cabozantinib.
If you relied only on the median overall survival, you might conclude that cabozantinib performed well in this study. After all, isn't a survival benefit of one month better than nothing?
Perhaps, but look at the hazard ratio: 0.90. That's very close to 1, meaning the probability of death following treatment with cabozantinib is almost the same as it is with prednisone.
Said another way, treatment with cabozantinib reduced the relative risk of dying by just 10% compared to prednisone. That's not very effective. In fact, this Exelixis study failed. That tiny, questionable survival benefit was not statistically significant, with a "p value" of 0.213 -- or an unacceptably high 21% chance the small survival benefit was not real.
That's your bio-statistics lesson for the day. Understanding K-M curves and how to analyze them will make you a better, more informed biotech investor.
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Moral Economy - 1800 Moral Economy refers to the capitalist agricultural system that worked to address the needs of the community first, and ensure that producers (farmers) did not benefit from the disadvantage of others. It is an economy based on goodness, fairness, and justice Laissez-Faire - 1817 A laissez faire economy is a type of political economy free from government intervention to optimize economic growth. A purely free market, without any restrictions, was thought by its liberal advocates to be a powerful method of raising living standards, self discipline, independence, and success through the free pursuit of self-interest. Proposed in 1817. "Let them do as they will" Utilitarianism - 1830 Created by Jeremy Bentham, who believed that human responses can be classified as either pleasurable or painful. He believed the impact of legislation should be calculated by the "principle of utility", meaning that laws would be designed to achieve the greatest happiness of greatest number Communism - 1845 Advocated common ownership of all means of production, embraced power of new working class, and believed that only revolution of the middle class (proletariat) would bring a new socialist order Romanticism - 1830 Abandonment of traditions in cultural and social aspects of society. Artisits and writers experienced a 'revolution', where they began to convey intense emotions into their works. The Romantic Movement stirred the imaginative and emotional treatment of life Industrial Revolution - 1750 - 1850 Production of goods became by machine instead of humans, a revolution greatly affecting the advancement of technology and first happened in England. July Monarchy - 1830 Constitutional reforms in French government that was neither republican not democratic, separated the Church and state, and was a liberal oligarchy of property owners Revolutions of 1848 In Europe, liberals and nationalists demanded for a new constitutional order as there was a popular discontent in the countryside and cities. Revolutions sparked first in Italy, then spread throughout Europe Klemens von Metternich - 1815 Prince Klemens was a German born politician who sought to protect the position of Austria in the redrafted European order. He was aristocratic and conservative, and held the role of the Austrian foreign secretary. Henri de Saint Simon - 1820 Henri de Saint Simon was a French social theorist and a founder of Christian socialism, who advocated for industrialists to lead society and found a national community which would eliminate poverty. His thought greatly influenced the foundations of many later philosophies like Marxism and sociology. Schlieffen Plan - 1900 The Schleiffen Plan was the German General Staff's overall strategic military plan for victory in a possible future war against 2 fronts: France to the west and Russia to the east. The plan was introduced by Alfred von Schlieffen, a German field marshal and strategist Dreadnought - 1906 The Dreadnought was a revolutionary type of battleship built that impacted the naval arms race, particularly between the UK and Germany. The ship was the first of its kind to bring an all-gun battleship design with a steam turbine propulsion Marxism - 1900 The fundamental ideology of communism, it holds that all people are entitled to enjoy the fruits of their labour but are prevented from doing so in a capitalist economic system, and the wealthy had made its profits by its theft of other people's labour. The concept was developed by Karl Marx and Friedrich Engels. Leninism - 1917 Russian military leader Vladimir Lenin argued the necessity of revolution, and Leninism advanced the idea that a dedicated core of revolutionaries could use a political crisis to lead the working class into a full revolution. Leninism provided a Russian interpretation of the political and economic ideologies of Marxism. The Bolsheviks were a faction of the Marxist Russian Social Democratic Labour Party, lead by Vladimir Lenin and the majority of the faction, ultimately leading to the Communist Party of the Soviet Union Battle of the Somme - 1915 Took place during the First World War between 1 July and 18 November 1915 on either side of the river Somme in France. The Battle of the Somme was one of the largest battles of the war, and had been a military operation between the joined forces of the British and French against the Germans. The Battle of the Marne was a crucial First World War battle fought in at the Marne River northeast of Paris, that paved the way for Europe's failures during the war. France launched an offensive on the German forces after they attempted a manoeuvre that caused them to veer away from the line of attack. Battle of the Marne - 1914 League of Nations, international organization established at the Paris Peace Conference (1919) at the end of WWI. It was founded with the main principle of maintaining world peace, although it did not end up being very successful League of Nations - 1919 The Russian Revolution - 1917 The Russian Revolution was one of the pivotal events of modern history. There occurred a series of revolutions in Russia in 1917, which dismantled the Tsarist autocracy, collapsed the Imperial and Provisional government and replaced it with the Communist Party, and led to the creation of the Russian SFSR (Soviet Federate of the Socialist Republic). On January 22nd, 1905, Russian troops massacred several hundred peaceful and unarmed demonstrators who sought to petition the czar at the Winter Palace to grant political reforms and economic relief. Bloody Sunday - 1905 The Treaty of Versailles, signed on June 28th, 1919, was one of the peace treaties at the end of World War I. It ended the state of war between Germany and the Allied Powers, and required, out of its many provisions, for Germany, Austria, and Hungary to accept responsibility for starting the war, and pay reparations for the countries it had caused to suffer. Treaty of Versailles - 1919 Field Marshal Douglas Haig was a British senior officer during World War I. He commanded the British Expeditionary Force (BEF) from 1915 to the end of the War. He was commander during the Battle of the Somme Douglas Haig - 1915 Wilhem II the last German Emperor (Kaiser) and King of Prussia, ruling the German Empire and the Kingdom of Prussia from June 15th 1888 to November 9th 1918. Kaiser Wilhelm II - 1918 Nicholas II was the last czar, or Emperor, of Russia, the Grand Duke of Finland. As head of state, he approved the Russian mobilization of August 1914, which marked the beginning of Russia's involvement in World War I Czar Nicholas II - 1914 Archduke Franz Ferdinand - 1914 Franz Ferdinand was an Archduke of Austria-Este, Austro-Hungarian and Royal Prince of Hungary and of Bohemia. His murder by Bosnian-Serb assassins was to break off Austria-Hungary's south-Slav provinces so they could be combined into a Greater Serbia or a Yugoslavia. His assassination in 1914 sparked the First World War Rasputin was employed by Tsar Nicholas II as a healer for his only son, Tsarevich Alexei, who suffered from hemophilia. Rasputin became an influential figure in the later years of the Tsar's reign. Rasputin was seen as a very strange, religious, and mysterious man, and was adored by the Emperors family but despised by the court and country. He was assassinated by a group of Russian nobles who deemed him a threat. Grigori Rasputin - 1916 Leon Trotsky was a Russian Marxist revolutionary and theorist, Soviet politician, and the founder and first leader of the Red Army. He worked as Lenin's brilliant lieutenant when he joined the Bolsheviks prior to the October Revolution in 1917. Leon Trotsky - 1917 Thomas Woodrow Wilson was the 28th President of the United States, from 1913 to 1921. He had full control of American entry into World War I, and his second term centered on World War I and the peace treaty negotiations in Paris. Woodrow Wilson - 1916
Maltus was an Anglican clergyman and pioneer of demography. This studies about natural control concluded that population will outgrow food supply. Thomas Malthus (1766-1834)
- An Essay on the Principle of Population's 1st published in 1798 A poet who believed that through an intense experience with nature that humans are able to recapture the innocence of childhood. He was a key figure in the Romantic Movement in English literature along with Samuel Taylor Coleridge. William Wordsworth (1770-1850) - 1798 He was a social reformer, which derived from the thought that the degradation of working people and the rise of sharp class antagonism could result in destructive class welfare. He believed that gradual reform in education, unions and utopianism would fix the unbalanced fabric of society. Robert Owen (1771-1858) - 1817 John Stuart Mill (1806-1873) -1820 An economist and philosopher in his time, Mill played a key role in women's rights in the time. He insisted that women are equal to men and require freedom to achieve happiness and campaigned to bring an end to women abuse.
Karl Marx (1818-1883) - Communist Manifesto published in 1848 Regarded as the founder of modern communism. Two of his most important works are: The Communist Manifesto and Das Kapital. Thematic
Timeline Shirley &
Zahra Socialism - 1827 An economic system catered to social ownership of institutions and production. Socialism has been a returning idea with industrialization issues throughout history. Benjamin Disraeli (1804-1881) - Began political career in 1830 A British Prime Minister who redefined the Conservative Party as one that based itself on tradition, patriotism and paternalism. He believed there being a connection between paternalistic interests and a deferential working class. Charles Darwin (1809-1882) - Voyage of the Beagal began in 1831 Theorized evolution through natural selection. He was a naturalist who went on many expeditions to the Galapogos Islands in 1835 to study how the environment affects species' lives. He wrote the "Origin of Species" to prove that all species come from a common ancesetor. Feminism - 1837 An ideology and movements centered on the equalizing the position of women in human society. Feminism is an ideology also first derived from the French Revolution. Napoleon III or Louis Napoleon Bonaparte (1808-1873) - 1848 Served as the President (1848-1852) and Emperor of France (1852-1870). As the Emperor he elevated the French system of government to restore democratic rights and French influence in Europe.
Friedrich Nietzsche (1844-1900)
- became well known in 1869 A German philosopher who challenged the belief of human reason with the belief that rested upon the human will. "God is dead,"is his most famous phrase meaning that individuals would be able to find purpose through exertion of the human spirit.
Nationalism - 1800s Nationalistic ideological values include a strong sense of citizenship and popular sovereignty. Italian Unification (1848-1871) The Italian Unification involved different states of the Italian peninsula to form into a single state of Italy. It involved an idealistic nationalism and realpolitik policy struggle to reunite the state. Realism - 1850 A style of art depicting life more realistically. Crimean War (1854-1856) A war fought to resist Russian expansion between the Russian Empire and an alliance between the French, British and Ottoman Empires. Politically, it was victory for Napoleon and Russia saw its loss. As a result, Paris was restored as the diplomatic centre of Europe. Otto von Bismarck (1815-1898) - Dominated affairs since 1860s The agent of Germany's unification, Bismark developed the 'balance-of-power' which kept Europe peaceful from 1871-1914. Franco-Prussian War (1870-1871) This war involved a dispute over the succession to the Spanish throne. The war was between France and Prussia because of Bismarck's editing of a telegram saying that the Hohenzollern candidate would withdraw but only if there was not to be another proposal, making it seem much more brusque. The war resulted in France's loss with the capture of Napoleon III and they were forced to be under German occupation for 3 years, pay 5 billion francs and had Germany reunited in the Hall of Mirrors. Claude Monet (1840-1926) - 1871 (First Paintings) The founder of impressionist paintings. Monet coined the style of impressionism of being a reflection of perception before nature. Paris Commune - 1871 A government that existed briefly in 1871, it involved the socialists being decimated by the suppression of the Paris Commune. The socialists eventually become to support republican institutions despite being reluctant to collaborate originally as a result of the Dreyfus Affair, Boulanger's failed plot and with the Republic in danger.
German Unification - 1871 Bismark proposed the reorganization of the German confederation and was then formally labelled as a nation state in 1871 at the Versailles Palace's Hall of Mirrors despite the several conflicts. Dreyfus Affair (1894-1906) Captain Alfred Dreyfus was court martialed for allegedly passing secrets to Germany. Whilst in prison, the charges were then laid against another member of the General Staff and in court army officers attempted to cover-up for Dreyfus. this resulted in the French society being polarized into two hostile camps. Dreyfus was eventually acquitted. The Revolution in Russia first started as a socialist debate between revolution and revisionism. The debates actually transitioned to be an actually revolution and resulted in Nicholas II to create Duma or parliament after the outbreak of strikes, rural unrest and constitutional crisis. Duma was largely in favour of conservative property owners. Bolshevik 1917 Russian Revolution 1905
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Zahra Habib, Shirley Wong
shirley wongon 21 January 2013
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wikiHow to Wear a Bomber Jacket
Three Parts:Selecting Your Bomber JacketKeeping It CasualDressing up Your Bomber JacketCommunity Q&A
A bomber jacket is one of the trendiest pieces of outerwear you can invest in this season. While it started as staple outerwear for pilots, it's now being sported by some most fashion-forward male and female celebrities. Luckily, there is no shortage of ways to style them. Whether you're thinking of purchasing a bomber jacket, or if you already have one and want some help, there are endless style inspirations of which to take note.
Part 1
Selecting Your Bomber Jacket
1Consider fit. Because they started as a utilitarian piece for servicemen strapped with equipment, they're naturally oversized.[1] However, designers haven't been afraid to play around with the bomber jacket design. You can wear them as an oversized piece, but you can also find them in slim fitting versions, cropped versions, and so on.
- Getting the proper fit is key to rocking this look. Before you purchase a bomber jacket, it's best to try it on.
2Choose a color. There is a bomber jacket in every color of the rainbow. If you're going to invest in a bomber jacket, decide what exactly you want it for. You can get a neutral color, like black, gray, or even a muted green, that you can wear daily as your primary outerwear. You could also purchase your bomber jacket in a flashy color or print to rock as a statement piece.
3Compare the materials. Just like with colors, bomber jackets come in a variety of different materials and fabrics as well. The traditional bomber jacket is made from nylon, but you certainly aren't limited to that. If you want to wear your bomber in colder weather, you could choose a leather bomber jacket, or a quilted, insulated one. If you're more worried about style than warmth, you can find bomber jackets in materials like silk and khaki. Explore all your bomber jacket options – there are many![2]
Part 2
Keeping It Casual
1Pair your bomber jacket with jeans and sneakers. A T-shirt and jeans might be the most basic combination, but you can take it to another level by popping a bomber jacket over top. Add your favorite pair of sneakers, and you look effortlessly trendy. Wear this outfit running errands or out to eat with friends. The bomber jacket is an eye-catching piece on an otherwise simple outfit.[3]
2Wear it over a crop top. These cut-off shirts are another piece that are extremely popular right now. If the weather is a bit too chilly to wear the crop top alone, or if you just want to cover up a bit, pop a bomber jacket on top. Add a pair of high-waisted jeans or shorts to create a chic outfit that shows a sexy pop of skin.[4]
3Throw it on over gym clothes. If you're heading to the gym, leaving the gym, or if you're embracing the athleisure trend, adding a bomber jacket can make it street-ready. By popping a bomber jacket over your exercise clothing, you can take your gym clothes from the weight room (or the couch) to the outside world seamlessly.[5]
Part 3
Dressing up Your Bomber Jacket
1Add it to a little black dress. Wearing a bomber jacket over a little black dress – or any formfitting, cocktail dress – completely transforms that look. The boxy fit of the bomber jacket gives an unexpected edge of sportiness to this otherwise straightforward "night out" outfit. If you need a jacket to wear over a dress or just want to put a different spin on a dress you've already worn, a bomber jacket is the perfect solution.[6]
- You can also turn a tiny, evening dress into a daytime dress by adding sneakers and a bomber.
2Create a monochromatic outfit and top it with a bomber jacket. There is nothing more chic than a sleek, one color outfit. Pair some black pants with a black shirt, and pop a black bomber on top. Not only is this flattering, but you can easily dress it up. Add a chunky watch or a metallic belt for a little pop of color.[7]
3Wear a tailored bomber over work attire. You might be surprised, but you can easily fit a bomber jacket into your work wardrobe. If you want to wear your bomber jacket into a professional environment, make sure to choose one that is thin and more form fitting. Bulky, oversized bombers jackets are harder to dress up, but a tailored version can easily be pulled off over a shirt and tie or dress.[8]
Community Q&A
Sources and Citations
- ↑ http://www.complex.com/style/2015/10/how-to-wear-bomber-jackets/
- ↑ http://www.justthedesign.com/how-to-wear-a-bomber-jacket-bomber-jacket-outfits/
- ↑ http://www.whowhatwear.com/bomber-jackets-celebrities-2016/slide1
- ↑ http://www.whowhatwear.com/bomber-jackets-celebrities-2016/slide3
- ↑ http://www.whowhatwear.com/bomber-jackets-celebrities-2016/slide4
- ↑ http://www.whowhatwear.com/bomber-jackets-celebrities-2016/slide6
- ↑ http://www.whowhatwear.com/bomber-jackets-celebrities-2016/slide2
- ↑ http://www.complex.com/style/2015/10/how-to-wear-bomber-jackets/
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Português: Usar uma Jaqueta Bomber, Español: usar una chaqueta de aviador
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Rumeurs (2002)
A sport journalist starts to work for a women magazine... ayeayeaye
Rumeurs is an amazing fresh comedy.
Benoit is a sport journalist, quite moody with a bad character. He loose his job in a newspaper and starts to write in Rumeurs, a monthly women magazine. Benoit will meet Esther, a nervous good-hearted perfect-freak ( love-hate relationship with really good moment), Helene a party animal, best pal of Esther, fashion victim with as much caractere then Benoit, and the indescriptible Mme Lauzon, the editor of Rumeurs. There is Frank the gay beauty editor and his fancy cat, the Casanova photographer, Benoit's crazy family and hyperactive son, his best pal, Pierre-Paul and his mid life-crisis...........
You have to watch it as Rumeurs is all always the text, really really good writer, Isabelle Langlois. It is funny, fresh, thoughtful. It is so nice to see such a TV show!
They are actually doing it in English, it will be based in Toronto with new cast. Dunno if it will be as good as the french an original, but the french version is definitely worth it. It is brilliantly written, good actor ( James Hydman is often in plays, really good actor) you laugh, you worry for the characters.
Well, find a way to see it!
La grande séduction (2003)
A brilliant movie
This movie have a little something who make you happier. Like Amelie or Good Bye Lenin, you can be touch by this simple and lovely story. The Plot is simple. Fishing have gone down and all the people of a small island are unemployed. They are ready to do anything to work and be proud again. When a factory could be build on the Island if they can find a resident doctor, they gonna play the "play" of their life. Pretend to love and play cricket, put frozen fish in the water so the Doctor will finally catch one, listening to his phone calls..... This story is hilarious, really good dialogs, nice humor, never cheesy. I think everyone can be touch by this story of poor people struggling and lying only to get a better life. You should watch it ;)