text:
All construction contractors and subcontractors must register with the Department of Labor and Industry if they have employees. Those contractors without employees may register, but are not required to do so.
To find out if a contractor is registered in Montana, call (406) 444-7734. To see a list of registered Montana construction contractors, click http://mtcontractor.com/crx/CR_parms.htm. For a list of licensed electricians or plumbers, click http://app.mt.gov/lookup/.
To get an application to register as a contractor or subcontractor, contact:
|Contractors Registration Unit
Employment Relations Division
Department of Labor and Industry
P.O. Box 8011
Helena, MT 59604-8011
(406) 444-9586
Fax: (406) 444-3465
E-mail: firstname.lastname@example.com
If you're a licensed electrician or plumber and work only in those trades, you don't need to register with the Department. You do need a Montana license, though. See below for more information on these trades.
Contractor's registration fees: You won't have to take an exam to register with the Department. Registration costs $53 and it's good for two years.
Electrician's Licenses
To do electrical work in Montana, you must get a license. Montana licenses electrical contractors, master, journeyman, and residential electricians. To apply for a license, contact:
|Montana State Electrical Board
301 South Park, 4th Floor
P.O. Box 200513
Helena, MT 59620-0513
(406) 841-2329
Electrical Contractor's License
To qualify for an electrical contractor's license, you must have a master electrician's license you got by testing in Montana or employ a licensed master electrician who will be responsible for the electrical work you do. You don't have to pass an exam to get a contractor license. The license costs $250 and it's good for three years.
You will have to pass an exam to get a master, journeyman, or residential electrician's license. The exam is given by Prometric. For information on the exam and to locate a testing center, contact:
|Prometric, Inc.
1260 Energy Lane
St. Paul, MN 55108
(800) 462-8669
Master Electrician's License
To apply for the master electrician's exam you must prove you can meet one of these three requirements:
Journeyman Electrician's License
To apply for a journeyman electrician's license you must prove you can meet either of these two requirements:
No more than 4,000 hours can be in residential construction. Remaining hours must be in commercial, industrial, or institutional construction. The Board may give you credit for hours you spend in a recognized electrical trade school.
Residential Electrician's License
To apply for a residential electrician's license you must prove you can meet either of these two requirements:
Electrician's license fees: It will cost you $120 (includes initial license fee) to file an application for a license. An exam will cost you $75. Renewals are every three years.
If you can submit verification from a licensing agency in a state with qualification at least equal to Montana's (Alaska, Arkansas, Colorado, Idaho, Minnesota, Nebraska, New Hampshire, New Mexico, Oregon, North Dakota, South Dakota, Utah, Washington and Wyoming), and you received the license in that state by testing and scoring at least a 75%, you can apply to get a Montana journeyman license without taking an exam. You'll still need to pay a $145 fee and submit an application for the license.
Plumber's Licenses
To do plumbing work in Montana you must get a license. To apply for a license, contact:
|Montana State Board of Plumbers
301 South Park, 4th Floor
P.O. Box 200513
Helena, MT 59620-0513
(406) 841-2350
The Board licenses master and journeyman plumbers. You must pass an exam given by the Board to get a license.
Master Plumber's License
To qualify for a master plumber's license you must prove you meet these requirements:
Journeyman Plumber's License
To apply for a journeyman plumber's license you must prove you have five years of practical plumbing work experience or have a voucher completed by an active licensed master plumber.
Plumber's license fees: It will cost you $30 nonrefundable to file an application for a license and $95 to take an exam. A master license costs $125 and a journeyman license costs $75. Licenses expire September 1st each year.
Montana has reciprocity with North Dakota, Oregon and Idaho on the journeyman plumbing license. If you provide a letter of verification from the licensing agency in North Dakota or Idaho you can get a Montana journeyman license without taking an exam. You still need to pay the application fee of $30 and the $95 reciprocity fee for the license.
Department of Transportation (DOT)
The Montana Department of Transportation doesn't prequalify contractors. To bid on highway construction projects in Montana you must get a license through the Montana Department of Labor. See the beginning of this section for more information.
For information on bid invitations, contact:
|Montana Department of
2701 Prospect Ave.
Helena, MT 59620
(406) 444-6200
Out-of-State Corporations
Out-of-state corporations must register with the Montana Secretary of State to do business in the state. For information contact:
|Business Services Bureau
State Capitol, Room 225
Helena, MT 59620
(406) 444-3665
Fax: (406) 444-3976
Find an error? Please e-mail the Web Master
© 2005 Craftsman Book Company


text: Culture Center opens oil and gas exhibit By Paul J. Nyden July 28, 2012 Story Share Chip Ellis Jack Bostic, Roy Dolin and David Hubbard move an old-style gas pump into the Oil and Gas Exhibit that just opened at the Culture Center. At the time, gas prices ran about 12 cents a gallon. Chip Ellis Many colorful oilcans and oil dispensers are part of the exhibit. Chip Ellis Charles Morris, the West Virginia State Museum's director, looks at a patent on display at the oil and gas exhibit. Chip Ellis Betty Gay examines some early patents from the Acme Fishing Tool Co. CHARLESTON, W.Va. -- An exhibit about the history of West Virginia's oil and gas industry opened at the Culture Center at the state Capitol on Friday.The exhibit features the state's leading role in developing the oil and gas industry in the United States.Items on display include several old pieces of wooden and metallic equipment, colorful historic signs, photographs, patent application documents and video presentations.Old wooden gas barrels, colorful metal oilcans and water/gas pumps built 100 years ago are eye-catching.In the oil industry's early days, derricks dotted hillsides, surrounding people's homes, in towns like Pinch, Blue Creek and Parkersburg. One old photograph features them on a hillside in Stringtown in Tyler County.West Virginia State Museum Director Charles Morris said oil was first found in this area of the state about 200 years ago, around 1810."A lot of the process of drilling for oil was developed in West Virginia. When salt works opened up in the Malden area in Kanawha County, people didn't know the about the use of oil, so it was just dumped into the Kanawha River." Morris said the Ruffner family played a major role in the early development of oil drilling and extraction in West Virginia. The exhibit shows a variety of oilcans and "yellow dog" lanterns, which got their name because their two burning wicks resemble a dog's eyes glowing in the dark.Antique signs in the exhibit came from companies including: the Southern Penn Oil Co., Eastern States Oil and Gas Inc., the Acme Fishing Tool Co. and Pennzoil. One of the most interesting historic relics is an old-style gas pump from the 1920s, nearly 10 feet tall, that was used to fill up early cars like Model A and Model T Fords.Randall Reid-Smith, commissioner of the Division of Culture and History, said his agency previously displayed exhibits about the coal, glass and chemical industries.Reid-Smith said he is planning a future exhibit about West Virginia's timber industry, Caryn Gresham, deputy commissioner of culture and history, said many photographs in the current oil and gas exhibit "came out of our West Virginia Archives. Columbia Gas gave us a lot of items from their archives back in the 1980s."Other items in the exhibit were borrowed from Parkersburg's Oil & Gas Museum. David L. McKain and Bernard L. Allen recently published a book titled, "Where It All Began."The recently published book, according to the Parkersburg Museum's website, "challenges Pennsylvania's longstanding claim as the birthplace of the oil industry. It chronicles the discovery of oil and gas and the development of the oil and gas industry in West Virginia and Southeastern Ohio from the mid-18th century."The book emphasizes the importance of the Parkersburg area in the development of the oil and gas industries.Gresham said her agency was happy to get the exhibit opened just before the Southern Legislative Conference began in Charleston this weekend.The free exhibit is open to the public.Reach Paul J. Nyden at email@example.com or 304-348-5164. Story Share Story Share Trending Now 1 Deer in 8 WV counties found dead from EHD 2 New company planning $73M synthetic fuel plant in Greenbrier County 3 US attorney general to go after doctors who overprescribe opioids 4 WVU's Eli Wellman 'plays with an attitude' 5 Body found in Kanawha River, near South Charleston Pritt named chairwoman of Mountain Party Previous Story Poca concrete company uses trucks to raise awareness Next Story

subset: commoncrawl


text:
A man was being treated for burns to his hands after a mattress caught fire in a house Thursday, authorities said.
The blaze was reported shortly before 11 a.m. at the home on Cadwell Road near Lasso Way, said Santee Fire Division Chief Brett Eldridge.
When firefighters arrived, smoke was pouring from the bedroom window of the single-story house. The homeowner's roommate was able to get out of the house on his own, but suffered burns and smoke inhalation. Several cats also escaped.
Crews were able to extinguish the flames within five to 10 minutes.
The victim told firefighters that he noticed problems with the lights in the bedroom, and he went to the circuit breaker to check out the situation. When he returned, he saw the room had caught fire, Eldridge said.
The cause is believed to be a faulty electrical cord behind the bed.
The blaze caused an estimated $35,000 to $40,000 in damage.


text:
MANATEE COUNTY, Fla. - A man attempting to win his ex-wife back early Sunday morning was unsuccessful, but did manage to get her new boyfriend arrested, according to deputies.
The Manatee County Sheriff's Office says that around 1:30am Sunday, 57-year-old Edward Stidd drove to a home in the Banks community in Lakewood Ranch where his ex-wife now lives. He says he hoped to reconcile with her, and knocked on the door several times.
That's when deputies say his ex-wife's boyfriend opened the door holding an AK-47 assault rifle. The boyfriend, 28-year-old Bryan Kelsey, reportedly fired one round at Stidd's car as he tried to drive away. The shot struck the pavement near the car.
Kelsey now faces charges of Aggravated Assault with a Firearm and Shooting into an Occupied Vehicle.
Deputies say debris from the shot damaged Stidd's car.


text:
Please help guys. Tretinoin has been discontinued in the UK, what can I use instead of? It's for mild acne and acne scarring, and also wrinkles. I really love tretinoin and I'm devastated its gone. I've found Tazorac on line but my GP and Chemist could not find it, is it an american thing? Is differin any good? Please, please, please help, it has taken me years to get my skin to the level it is and really don't want to return to the state it previously was. Retin A was a godsend...
Tretinoin is No Longer Available in the UK Due to Janssen Cilag Discontinuing Stocks, What Can I Replace It With?
Doctor Answers 2
Replacing Tretinoin
Thank you for your question. Differin gel is also in the same class of medications as Tretinoin and has similar efficacy. You may use this as a replacement for Tretinoin as they are both Vitamin A creams used for acne and fine lines. Be certain to be under the supervision of a board certified dermatologist with expertise in acne for the most effective and safe treatment options. I hope this helps.
Tretinoin no longer available in UK
There are many versions of tretinoin prescriptions and retin A's - Tretinoin, Renova, Tazorac, Atralin, Ziana, and many, many others. Differin isn't the same thing, and wouldn't be comparable for wrinkle purposes. There are many comparable products that should still be available in the UK - just because one brand is gone. Consider going to a dermatologist and asking them.
These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.


text:
very into like early '80s stuff.
Like early '80s music.
I loved the musicthen because it
was such an Oh, MickeyYou're So Fine time.
It was such andEye of the Tiger,
Thrill of the Fight time.
My family neverhad any money then.
So I couldn't buy recordsor tapes or anything,
so I would tapesongs off the radio.
I'm sure you didthat before, right?
Except I didn't have aradio inside my tape deck,
so I'd have to hold theradio up to the tape deck.
So on all my old tapes you couldhear my mother screaming at me:
[sings song]
[korean accent] Moran!
This is the best jobI've ever had in my life.
I've had somereally strange jobs.
Like I used to workat this S & M store.
Like adult bookstore place.
And it was kind of weirdbecause I got that job right
after working ata clothing store.
So the adjustmentwas not that simple.
Oh, wow that dildo goesreally good with your eyes.
I think I would beinto deviant sex
if I had somebodyto have sex with.
I just have problemswith that, you know?
I do.
I-- the last guyI went out with he
was just so-- I don'tknow-- he was hopeless.
He said if I broke up with himthat he would kill himself.
And I broke up with himbut he's not dead yet.
And I wanna call him up andgo, you know, what's the deal?
I thought we had an agreement.
Thank you very much, everybody.


text:
Size + Breast Lift
The size of my nipples has always been a source of embarrassment, but I'm wondering whether there is an underlying medical condition? Do I have... READ MORE
Hi I Am a Thirty Year Old Female Size 38D and Am Very Unhappy with the Appearance of my Breasts. What to Do? (photo)
I feel my nipples are too low on my breast but I don't want my breasts any larger. Not sure what the best course of action would be to correct this? READ MORE
Is There Surgeries to Fix Nipple Sizes and Placement? (photo)
I am 3 months post op and the surgeon placed my nipples so high up that they show when I wear tank tops or a v-neck shirt. The doctor said that he... READ MORE
Will I Need Breast Lift with Implant Downsizing?
I had a breast augmentation over a year ago. I was an A cup, and got a moderate silicone 225cc. I'm very petite, so I didn't want to go that big. I... READ MORE
I Am Happy With My Breast Size But Think They Need A Lift. To Keep The Size Do You Recommendation a Lift As Well? (photo)
I am happy with my natural 36D breast size, but I feel as though they could use a pick me up as I have been a 36D-36DD since I was 12 years old. I am... READ MORE
Can a Breast Lift Help Equalize Different Sized Breasts After Implants?
After receiving 240cc in both breasts, (one was smaller to begin with) can a lift help to equal the size? READ MORE
If I lose more weight and my breasts become smaller will i still need a lift? (photos)
After my consult with my PS he told me I will need a breast lift in addition to implants. my breast are different in size and the amount of sagging. I... READ MORE
Will a Breast Lift Drastically Change my Cup Size?
I recently saw a ps that told me that if I were to have a breast lift I would go from a 36/38 DD to a B cup. I have severe ptosis and alot of saggy... READ MORE
Breast lift or breat lift with augmentation? (photos)
I developed large breast seemingly overnight when I was about 13. Try sagged right from the start because I didn't have good bras and was always very... READ MORE
I'm Getting the Works! What Size Implants Would Suit for a Lift to Achieve the Second Pic? (photo)
Ok so I'm a bariatric surgery patient. I have lost 70kg breast fed 3 children. I am getting a "mommy makeover" I have my consult next month but I'm... READ MORE
Size After Breast Lift (photo)
I am going to have a breast lift, and I am currently a 38DD. I am just wondering around what size I will be post-op and what my breasts will look like. READ MORE
I want a Breast lift, keeping my size & close the size of my nipples. Will they sag if I lose weight after the procedure?(photo)
I want a best lift want to still be DD and keep the size or close to the size of my nipple. I'm a big girl and hate my boobs so want them done now.... READ MORE
3 weeks post-op breast lift no implants. Will they round out or remain flat on bottom? (Photo)
How long before permanent size/shape is apparent? READ MORE
How Can I Fix my Breasts After I Breast Fed 6 Kids?
I want to know more about the fat injections and a breast lift and what size would I be? I don't want implants. READ MORE
Is it possible to remove my implants without doing a lift and still get a decent breast shape? (Photo)
I'm removing my 26 year old silicone implants. I was an A cup when I got implants and about 45 lbs lighter. My current bra size is a 36 D. Would you... READ MORE
I recently had a breast lift 3 months ago. Can these be corrected? (Photo)
My right nipple is puffy .. both breast used to be symmetrical in size shape and nipple size. READ MORE
Best way to get better looking breasts without implants? (photo)
I'm 28 years old and had my over the muscle pip implants removed a year and a half ago with no replacement. I have a strong family history of breast... READ MORE
BREAST LIFT: in-office revision 10 months post-op (photos)
Had my anchor lift last June. My doctor was conservative scar-wise, made them as short as possible. This resulted in excess skin in the lower pole and... READ MORE
Will a breast lift be ok or will I need small Implants to keep my current size (photos)
Hi I am looking to have a breast lift. I have been told that I have enough tissue to where I will not need implants. I would like to know would I stay... READ MORE
How do I get my breast lift wish photos? Can I finance my surgery? (photos)
I wear a size C-D right now and would like to remain a size C-D.. I just want a perkier look and them to be the same in size. Below is s picture of... READ MORE


text:
SANTA CRUZ >> A 19-year-old Prunedale woman accused of hitting and seriously injuring a 10-year-old boy riding his scooter in downtown Watsonville in March will stand trial, a judge ruled.
Brenda Alcala-Velador is charged with reckless driving causing great bodily injury. She faces up to eight years in prison if convicted. Alcala-Velador, who was released on bail, stopped at the scene of the accident and gave police a statement. She was released at the time, and later arrested after police tracked her to Vacaville last month.
"We know she's going way too fast going into that intersection," Santa Cruz County Superior Court Judge John Salazar said before ruling at Alcala-Velador's preliminary court hearing.
The victim continues to receive medical care after suffering traumatic brain injury during the accident, officials have said.
Defense attorney Heather Rogers said her client was not impaired by alcohol, nor distracted by another passenger or texting or a phone call. She said allegations of willful or wanton disregard for the safety of people or property did not describe her client.
"This was a tragic accident with tragic results," Rogers said. "There were none of these dangerous behaviors we associate with criminal negligence. You can tell by the skid marks she did everything she could to stop."
Assistant District Attorney Greg Peinado disagreed, saying Alcala-Velador was traveling at a high rate of speed through a busy downtown littered with pedestrians in the middle of the day.
"If this isn't reckless driving, than I don't know what is," Peinado said.
Watsonville police officer Jarrod Pisturino testified that he witnessed a purple PT Cruiser speed through a red light at Main Street and Riverside Drive on March 12. As he turned onto Main Street to pull over the driver, he saw the vehicle skidding to a stop and a family jumping out of the way at a crosswalk about a block ahead.
As Pisturino reached the scene, he saw Alcala-Velador exiting the vehicle, and then noticed the child lying motionless in front of the car, he said. The 10-year-old child, of Watsonville, apparently had severe head injuries, with his face swelling up and his mouth filling with blood, Pisturino said. It took about half an hour for an ambulance to arrive, he said.
Later, in a statement to police, Alcala-Velador reportedly said she saw the intersection's green light turning yellow and sped up in an attempt to get through the light. By the time she got close, however, the light was turning red, so she sped up even faster, Pisturino said she told police.
When she saw cars stopped for the family crossing the street a short distance away, Alcala-Velador reportedly put on her brakes and left an estimated 50 feet of skid marks, her tires left smoking from the effort, Pisturino said. The young boy, one of three or four children crossing with two adults, however, did not escape.
Alcala-Velador, in jeans, a long-sleeved shirt and floral-print tennis shoes, appeared in court with support from her foster mother, who was driving behind Alcala-Velador at the time of the accident, according to hearing testimony.
Alcala-Velador is due back in court Sept. 15.


text:
NBC is going forward with its "Dracula" project, making it the third new show to bypass a pilot episode and skip straight-to-series after "Hannibal" and "Crossbones." Previously described as "Dangerous Liaisons meets 'The Tudors,'" the newest incarnation of Dracula will actually be portrayed by the star of "The Tudors" himself.
Jonathan Rhys Meyers has been cast as the title character in "Dracula;" which will maintain the 19th century setting of the original Bram Stoker novel. Producer Tony Krantz created the new "Dracula" series which finds Dracula pretending to be an American entrepreneur in London who wants to bring modern science to the people living there. In reality, Dracula seeks revenge on the people who destroyed his life centuries ago before he became a vampire. Dracula also becomes infatuated with a young woman whom he believes may be a reincarnation of his late wife.
The season order for "Dracula" will consist of ten episodes, co-produced by NBC, Flame Ventures, Playground Entertainment, Universal TV and the U.K. network, Sky Living. Krantz is executive producing the series alongside Colin Callender, Gareth Neame and Anne Mensah. Cole Haddon is attached to write the first episode.
In addition to playing King Henry VIII for four seasons on Showtime's "The Tudors," Myers has also starred in CBS' "Elvis" miniseries and appeared in several films including, The Lion in Winter, Vanity Fair, Mission: Impossible III, August Rush and Albert Nobbs.
No premiere date has currently been set for "Dracula" on NBC, but a 2013 debut seems likely.


text:
[27 April 2007]
Mstislav Rostropovich
Check out some of Rostropovich's best performances
in the PopMatters Media Center.
MOSCOW—World-famous cellist-conductor and rights advocate Mstislav Rostropovich died Friday at the age of 80, his press spokeswoman said.
The musician was taken to a Moscow oncology center several days ago, and he had spent several months in the hospital earlier this year after he fell ill during a December tour to Voronezh, in southern Russia.
His illness had not been disclosed, but Russian media said Rostropovich had had his liver operated on following a course of therapy in Switzerland and France.
Rostropovich was discharged from the hospital at the beginning of March to celebrate his 80th birthday, but he looked frail at a Kremlin reception later that month, when he was given the supreme national award, For Distinguished Service to the Fatherland.
Dignitaries from around the world gathered March 27 in Moscow to honor the renowned musician, who had been forced into exile and deprived of his Soviet citizenship in the 1970s for supporting Soviet dissident writer Alexander Solzhenitsyn and criticizing the lack of artistic and intellectual freedom in his country.
Since 1974, he was a conductor and artistic director at the National Symphony Orchestra in Washington for 17 seasons, frequently performed at the Berlin Philharmonic Hall and with the Boston and London symphony orchestras.
He was a member of the French Academy of "Forty Immortals." Rostropovich also was a member of the American Academy of Arts and Sciences, the Rome-based National Academy of Santa Cecilia, the British Academy, the Swiss Royal Academy and the Bavarian Academy of Fine Arts, and held the title of honorary professor at 50 universities around the globe and a number of other awards.
Since his Russian citizenship was restored in 1994, Rostropovich divided his time between homes in Russia, Western Europe and the United States.
Rostropovich—born in Baku, Azerbaijan, into a family of musicians—studied at the Moscow conservatory along with Soviet greats Sergei Prokofiev and Dmitry Shostakovich.
He played practically the entire existing cello repertoire, and later musical compositions written specially for him, including by Charles August de Beriot, Alfred Schnittke and Leonard Bernstein.
He is survived by his wife, the renowned opera singer Galina Vishnevskaya, to whom he was married for more than 50 years, and two daughters and grandchildren.
Rostropovich accompanied his wife on the piano in concerts across the world.
The charity fund he headed said Rostropovich would be buried in the Novodevichy cemetery, where Russia's first post-Soviet president, Boris Yeltsin, was laid to rest Wednesday.
Rostropovich and Yeltsin had been on friendly terms. The musician reportedly took up arms when he came to Moscow in August 1991 to support Yeltsin, who moved to counter a coup by old-line Communist Party bosses.
President Vladimir Putin, who visited Rostropovich in the hospital in March, said his death was "a huge loss for Russian culture" and offered condolences to the musician's family.
Rostropovich was to head the jury in the Tchaikovsky music contest in Moscow in June.
A funeral will be held Sunday after a service in the grand Christ the Savior Cathedral from 11 a.m. till noon, and a farewell ceremony Saturday in the conservatory from 11 a.m. to 8 p.m. Moscow time.
Published at: http://www.popmatters.com/pm/article/russian-virtuoso-cellist-rostropovich-dies-at-80/


text:
NewswireToday - /newswire/ -
Honolulu, HI, United States, 2009/08/25 - The Arizona Chapter of the Society for Information Management (SIM), Arizona has been named a premiere association partner for a series of CDM Media strategic business summits..
The Arizona Chapter of the Society for Information Management (SIM), Arizona, an association of senior IT executives, prominent academicians, selected consultants, and other IT thought leaders, has been named a premiere association partner for a series of CDM Media strategic business summits. The first event of the series that SIM will partner will be held at the Four Seasons Resort in Scottsdale, Ariz., August 30 - September 2.
AZ SIM is an organization built on the foundation of leading technology strategies defined by CIOs who have come together to share and engage their rich intellectual capital for a common benefit. SIMs programs offer the resources needed to improve business performance and address the needs of IT executives. This model of information sharing and the value of executives meeting one-on-one to address issues is exactly what CDM Media business technology summits are about. Were pleased to welcome AZ SIM onboard as a premiere association partner of our events, said Glenn Willis, CEO, CDM Media.
More than 3,500 IT leaders derive value from SIM. SIMs wealth of information and outreach capacity is a direct result of its diverse membership. In addition to being IT leadership-focused, SIM membership spans across industries, concentrations and professions. The Arizona Chapter works to strengthen professional communications among members who direct the application of information technology in private and public organizations. The President of AZ SIM is Kevin Sauer, past CIO, Merchants Information Solutions.
CDM Medias CIO Summits gather top IT executives across several vertical markets to discuss each industrys hot topics, trends and challenges in a unique business setting. Unlike typical technology conferences, CDM Media CIO Summits are exclusive events. Attending CIOs, CTOs and C-Level executives are handpicked by CDM Medias technology conference staff.
AZ SIM will partner with the upcoming CIO Finance Summit, CTO Telecom Summit, CIO Insurance Summit and CIO Healthcare Summit. The CIO Finance Summit will be held at the Four Seasons Resort in Scottsdale, Ariz. August 30-September 2.
About CDM Media
CDM Media (cdmmedia.com) is a worldwide custom design marketing company providing strategic solutions and specially-tailored packages for all of your marketing needs. Through innovative and creative planning and truly catering to customers marketing challenges, CDM Media provides a true one-stop-shop for companies to stand out in todays markets. CDM Media creates unique platforms on which clients' marketing material garners an audience of the highest level professionals in targeted verticals. Through the IMS (Integrated Media Services), SBS (Strategic Business Summits) and CDM (Custom Design Marketing) divisions of CDM Media, all bases are covered when it comes to providing complete and dynamic marketing coverage.
Written by / Agency / Source: CDM Media
Availability: All Regions (Including Int'l)
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text:
In the name of Allah, The Most Beneficent and The Most Merciful
The Islamic Society of Greater Lansing
Guests at the Islamic Center
|Disclaimer: Views expressed in this site are those of individuals and not necessarily the express opinion of the Islamic Soc. of Gr Lansing.
|Back to Home
Ask your question


text:
OAKLAND — Coco Crisp maintained the A's need to have short memories following their disappointing 3-2 Game 1 loss to the Tigers Friday night.
"It's an unfortunate loss," said the Oakland center fielder. "That's the way it goes. They played a good game. We faced a good pitcher. So we just have to forget about it as fast as we can and come back tomorrow.
Crisp certainly did his job as a table-setter. He walked three times in the game, twice against starter Max Scherzer and once against reliever Drew Smyly. But he only got as far as second base once, on a third inning wild pitch by Scherzer.
Crisp said being able to turn the page after a difficult defeat is more important than ever for the A's, because it's not likely to get any easier against Detroit's Game 2 starter Justin Verlander, who beat Oakland twice in last year's ALDS, including the deciding Game 5.
"It's been working for us all year," Crisp said. "It is what it is. We almost pulled it off. We just need to let this one go and start worrying about Mr. Verlander."
Crisp looked like he might be injured late in the game, but said he only suffered a muscle cramp. He said once he came into the dugout after the eighth inning and drank some water, he felt a lot better.
"Yeah, in the batter's box I was just cramping," he said. "I had to call timeout one time, then I got back in there. I was little hesitant to run (after drawing a walk). And then when I took off I ended up cramping, which I figured I would. But, yeah, that's all it was — a muscle cramp."
— Tigers star Miguel Cabrera left the game for defensive replacement Ramon Santiago after his final at-bat in the eighth inning, even though Detroit was clinging to a mere one-run lead.
"I wasn't comfortable taking him out of a one-run game, but there was a little more to it," said manager Jim Leyland. "This is a ballpark with a lot of foul territory and I felt like at that point, if they hit a popup that he can't get to that somebody else could have got to easily, that's an out we might give up."
Leyland added that Cabrera may have incurred some pain trying to put a little extra in a third-inning swing.
— A's right-hander Sonny Gray admitted Friday he has a soul mate as far being a rookie pitcher in the playoffs. Gray hopes to follow his soul mate's lead, too.
Gray, who pitches Game 2 of the American League Division Series against Verlander, said he and Pittsburgh rookie right-hander Gerrit Cole have been texting back and forth in anticipation of their first postseason starts.
Cole, the top pick in the 2011 amateur draft (Gray was the 21st pick in the same draft), made a sensational debut Friday and beat the St. Louis Cardinals 7-1 at Busch Stadium in Game 2 of an N.L. Division Series.
"Yeah, I actually talked to him (Thursday) night," Gray said. "We played in college and he shot me a text today, and I was like, `This is weird.' We're both throwing in the playoffs when a year and a half ago we were facing each other in college. I wished him luck and he wished me luck."
Gray, who attended Vanderbilt, actually faced off against UCLA product Cole on Feb. 26, 2010, in a game the Bruins won 9-2. They were also teammates on the USA national college team in 2009 and 2010, where they developed a fast friendship as the top two starters for those squads.
Gray was impressed with Cole's outing Friday and said it set a good example for him to face one of the top veteran pitchers in the game, Verlander, Saturday night.
"It goes to show you that you take it as another game and do what you have always done, just like (Cole) did today," Gray said. "You don't have to be overwhelmed by the stage of it."
All but overlooked right-handed A's pitcher Dan Otero is anything but overlooked in the A's clubhouse.
Otero ended the season having allowed four runs (three earned) in 35.1 innings from June 25 on, good for an ERA of 0.76. For the season he was 2-0 with a 1.35 ERA, and he followed up in his first playoff appearance with 1 1/3 innings of hitless relief following up starter Bartolo Colon.
"I include Otero in that group," Melvin said in talking about his vital short relievers. "He's put himself in that group. With him we have the ability to make the game even shorter. He's good to come in with guys on base with that sinker he has."
— Considering that Verlander beat the A's twice in the ALDS last year, it came as something of a surprise to some that Scherzer got the call in Game 1 Friday, even though Scherzer was the A.L.'s only 20-game winner.
— Former Cy Young Award winner Verlander wasn't one of those surprised.
"Max is the best pitcher in the American League," Verlander said. "The only reason this is being brought up is what I've done over the last couple of years. Max is without a doubt the best pitcher in the American League, and he absolutely earned this.
"It doesn't matter, especially with the rotation (the Tigers have). I mean it does, but it doesn't. You know what I'm trying to say. The four guys we're throwing out there are four of the best pitchers in the league, and they were all year."


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Scientist Bruce Banner (Eric Bana) has, to put it mildly, anger management issues. His quiet life as a brilliant researcher working with cutting edge genetic technology conceals a nearly forgotten and painful past. His ex-girlfriend and equally brilliant fellow researcher, Betty Ross (Jennifer Connelly), has tired of Bruce's cordoned off emotional terrain and resigns herself to remaining an interested onlooker to his quiet life. Which is exactly where Betty finds herself during one of the early trials in Banner's groundbreaking research. A simple oversight leads to an explosive situation and Bruce makes a split-second decision; his heroic impulse saves a life and leaves him apparently unscathed-his body absorbing a normally deadly dose of gamma radiation.Acclaimed Oscar-winning filmmaker Ang Lee turns his masterful eye to adapting the classic Marvel Comics character for the big screen. Setting out to faithfully transfer the Hulk comic book character from four-color paneled page to motion picture screen, Lee combines all the elements of a blockbuster visual effects-intensive superhero movie with the brooding romance and tragedy of Universal's classic horror films. Staying true to the early subversive spirit of the Hulk as envisioned by its creators (Stan Lee and Jack Kirby) while also tuning the tale to current dangerous times, Lee presents a portrait of a man at war with himself and the world, both a superhero and a monster, a means of wish fulfillment and a nightmare...
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"That's our job," he says. "I'm always trying to stop it. Whatever I have to do, like take on double teams. We have to be physical up front and take more control."
Black is one of four rotating defensive tackles who comprise the heart of the IU defense. Another is Mick Mentzer, the former Bishop Dwenger standout who is listed at 6-4 and 303 pounds. They lead their position with three tackles each. They bear the brunt of the run-stopping duties, and despite Indiana's 2-0 start, vulnerability is evident.
Opponents average 185.5 rushing yards per game, by far the worst in the Big Ten. This is troubling given the fact neither Towson nor Western Kentucky has a Big Ten-caliber running attack.
"You have to be able to stop the run in critical situations," coach Bill Lynch said. "We'll put a lot of emphasis on that this week." Black's emphasis includes dealing with a barrage of double-team blocking. "Each week I'm getting better at it," Black said. "I don't mind it. Let the linebackers make the plays."
IU faces Akron (0-3) Saturday night in its final non-conference tune-up before opening Big Ten play against Michigan. The Wolverines have the conference's best rushing attack, at 286.3 yards.
"We have to play ball," Black said. "We know what we're capable of. We feel we can stop anybody. We can play with anybody."
It's been a tough debut season for Akron coach Rob Ianello. Losses to Syracuse (29-3) and Kentucky (47-10) were expected. A 38-37 home overtime loss to Gardner-Webb was not.
Still, Ianello, the former recruiting coordinator and receivers coach at Notre Dame, believes the program is headed in the right direction. Akron has had four straight losing seasons, including a 3-9 record last year.
"We believe in our plan," Ianello said. "We believe in what we're doing. We're not going to panic after three games."
The Zips have struggled to run (a 3.3-yard-per-carry average) and stop the run (opponents average 4.9 yards a carry).
Passing has been even worse. Quarterback Patrick Nicely completes just 40.0 percent of his passes. He has thrown for only 333 yards in three games. By comparison, IU's Ben Chappell threw for 366 yards in last week's win over Western Kentucky.
Akron opponents complete 64.0 percent of their passes while throwing for 773 yards and seven touchdowns.
"We're continuing to work to get better," Ianello said. "I hope (fans) execute a little bit of patience."
Saturday is IU's last game to get its running attack going. Its 127.5-yard rushing average is the Big Ten's worst. Tailback Darius Willis leads with 132 yards. No other Hoosier has run for more than 36 yards.
"We have to continue to run better," Lynch said. "That is vital. There are times in games when you have to run the ball when the defense knows you're going to run. That's when you have to be good at it. Really good teams can will their way to run."
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Up nextKickoff: Akron at Indiana, 7 p.m. Saturday
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TV: Big Ten Network


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Top 10 Spring Destinations in Beijing
It is known that spring, together with autumn, is one of the most beautiful seasons in Beijing. In the warm spring, flowers are coming out with a rush, and everything is overflowing with vigor. People can get rid of heavy clothes, go out and enjoy the fresh air. So, spring is a good opportunity for people to go out to enjoy the beautiful scenery in spring time. People can make full use of their weekends and other holidays to go out and indulge themselves in the beautiful spring. This can make them refresh and help them relieve the pressure during the working days. In addition, people from other places away from Beijing may also seize the opportunity of the golden weeks to take a trip to Beijing. There are a lot of tourist attractions in Beijing which people can choose as a destination, such as different parks, the great wall, suburban areas of Beijing and so on. However, it is not possible to go to all these tourist attractions in a short weekend or a short golden week. So, the most representative 10 tourist attractions are listed below, all of which can show the charms and beauty of Beijing's spring.
Beijing Botanical Garden
Beijing Botanical Garden is located on the foot of Beijing West Hill, with Wofo Temple standing nearby. The whole garden consists of 3 parts: plant exhibiting part, historical sites part and natural reserves part....more»
Baiwangshan Forest Park
Located 3 kilometers (about 1.86 mils) north of the Summer Palace, Baiwangshan Forest Park provides an ideal venue for people to have a full view of Beijing City, with the vegetation coverage of more than 95%....more»
Xiaotangshan Special Vegetable Base
Xiaotangshan Special Vegetable Base boasts more than 100 greenhouses and over 100 kinds of safe and non-environmental pollution vegetables and fruits all the year round such as papaya, guava, passion flower and Taiwan jujube. ...more»
Nangong Ecological Tourist Park
Nangong Ecological Tourist Park is famous for its geothermal resources, including geothermy science popularization center, hot spring special aquaculture center, hot spring fishing center and hot spring vegetable and fruit picking....more»
Beihai Park
Beihai Park, as a paradise for many people during their childhood, is the most completely preserved imperial garden with the longest history at present, boasting beautiful natural scenery and gorgeous artificial buildings in harmony with each other. ...more»
Yuyuantan Park
Yuyuantan Park, with the vegetation coverage of over 95%, is famous for its Cherry Blossom Festival. The Cherry Blossom Festival was first held in 1989, during which, a continuous stream of visitors will come here to enjoy beautiful cherry blossoms. ...more»
Shijingshan Amusement Park
Shijingshan Amusement Park is the combination of beautiful natural scenery and high technology. It is imitated the design of Hong Kong Disneyland, which is no worse than Hong Kong Disneyland in terms of scenery and facilities. ...more»
You Gu Shen Tan
You Gu Shen Tan (Quiet Valley and Deep Lake), reputed as "the backyard garden of Beijing", is known as a natural Oxygen bar. The natural lakes and waterfalls, together with the historic cliff paintings and seal cutting, create a ...more»
Hongluo Temple
Located at the foot of Hongluo Mountain, Hongluo Temple is a national AAAA-level scenic spot. Due to the long history, Hongluo Temple is rich in cultural relics. In spring, numerous visitors here for sightseeing and worshipping. more»
Lingshan Scenic Area
Lingshan Scenic Area is about 122 kilometers from downtown Beijing with the highest peak of 2,302 meters above the sea level. You can see beacon towers, colorful lilies in the field, unique terrain, Xinjiang Finewool Sheep, Ili Horse......more»
Travel Tips
As the weather in spring is very capricious in most parts of China and there is a chill in the air in early spring, you should bring warm clothes with you while visiting China in this season. In case of rainfall, you'd better bring umbrellas with you. For a picnic, keep a healthy diet. You'd better bring some medicine in common use, such as berberine fro antiphlogosis. In spring, the increase in ultraviolet rays may cause some kind of skin disease, especially for those who allergic to ultraviolet rays. Thus, using sunblock and wearing sunglasses and sunhat is necessary to protect your skin.
Popular Beijing Tours
Essence of Beijing Tour A
Price: US$ 188-$574
Essence of Beijing Tour B
Price: US$ 181-$557
Beijing Imperial Tour
Price: US$ 332-$1076
Beijing Private Tour for Women
Price: from US$ 734
Beijing Classic and Chengde Tour
Price: from US$ 725


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The Courage of avoiding their Convictions
In addition to parts of the American Catholic Church's own interesting interpretation of fellowship, the lack of leadership (as opposed to orders) comes from the top.
The guy who enforced silence on allegations of child abuse for the last Pope and then was rewarded by being made Pope has yet another connection to an embarrassment to the Church.
…the liaison between Roman Catholic bishops and the German government, also praised the pope's brother, the Rev. Georg Ratzinger, for apologizing to victims on Tuesday for doing nothing decades ago to stop the beating of students.
The Ratzinger Brothers were there together at that place for a time. So, now the laundry list of being present during moral outrages includes serving in Hitler's Wehrmacht, allowing the beating of children, prostitution, and covering up child abuse. They've always taken the BRAVE and MORAL position no matter the risks … as soon as it is convenient and if they get caught.
Are they responsible for all these things? Of course not. Are they to some extent the prisoner of circumstance? Of course. Have they ever actually risked anything to take a moral and upright stand? Not that we know of.
Please begin the canonization process early, so they can catch up to Pius XII.
They can be the Patron Saints of Convenience.
That's the moral leadership you expect out of a religious leader, y'know like Jimmy Swaggart, John Hagee, or Ali Khamenei.


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Posted by R. Berg on February 04, 2006
In Reply to: Green on Thursday... posted by ESC on February 04, 2006
: Green on Thursday and red on Friday.
: People in the U.S. were instructed to wear red today (Friday) in recognition of heart disease in women. When I was in high school in the 1960s in West Virginia, those colors on those days were taboo. If you wore green on Thursday, you were qu**r and red on Friday meant you were a wh*re.
: My question, have you heard of that "custom" or whatever? I asked some people today and the answer was, no. I wondering if it was just a local thing.
In my junior high school, there was a saying, "Thursday is queers' day," but no particular color was associated with it. For a few weeks, some kids dressed in strange outfits on Thursdays. The administration put a stop to this frivolity. I think it had little to do with homosexuality, really; "queer" meant something close to "eccentric," at least in the more innocent minds.
We had no custom for Fridays.


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EAST Dorset District Council has decided to put its council tax up, while New Forest District Council (NFDC) has frozen its share for a fifth year.
People living in an average Band D property in the forest will continue to pay £155.76 a year towards the services provided by the district council. Their total bill will be between £1,430 and £1,513.
NFDC leader Barry Rickman said: "We've made major reductions in spending and reviewed every area of activity, but we have not reduced services. In fact, we have improved or introduced new services."
East Dorset residents in average Band D homes will pay £198.45 to the district council, after a 1.95 per cent rise voted through last week. The total council tax in Band D in East Dorset, including contributions to Dorset County Council, Dorset Police and Dorset Fire Authority, will be upwards of £1,687.80 depending on whether they pay for a town or parish council.
Leader Ian Monks said: "The most recent Local Government Finance Settlement shows a net reduction in funding of 9.4 per cent in 2014/15 and 13.2 per cent in 2015-16.
"Despite representations that the relentless reduction in funding will ultimately undermine our ability to undertake our statutory responsibilities, this has had little traction with government.
"Our strategy regarding Council Tax increases has been for small affordable increases of below £4 per annum. Whilst any increase in tax is never welcome, we believe this strategy will significantly protect the income needed to continue the services we intend to deliver."


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John Mayer has been linked to a host of lovely Hollywood ladies over the years – but don't add Food Network beauty Giada De Laurentiis to that list.
Following a report by Star magazine, which claimed John and Giada – who is married – were spotted cozying up together in New York City, both the 33-year-old singer and the 40-year-old foodie issued statements denying the report.
In fact, a rep for Giada said the two barely know each other.
"Giada indeed met John Mayer briefly at a charity event in 2007 but has not seen him since. To be clear, they are not friends and cannot even go so far as to call John Mayer an acquaintance," her rep said in a statement released to Access Hollywood. "There is not a sliver of truth to Star magazine's story."
The "Say" singer's rep also shot down the report, which went as far as to suggest the pair "looked like two people who were going to go home together" when they were allegedly spotted in New York City.
"The claims are absolutely ridiculous," John's rep told Access.
Giada – who hosts "Everyday Italian" on the Food Network, along with her host duties on the most recent season of "The Next Food Network Star" – has been married to Todd Thompson since 2003.
The couple has a 2-year-old daughter, Jade.
In related news, Giada's grandfather, famed film producer Dino de Laurentiis, passed away Wednesday evening.


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Finding a picture to place in your home is easy. Finding the room to hang it in requires a little more thought.
There are two fundamental points to remember when hanging art. A small picture should not be hung by itself on a large wall and a large picture should not be any larger than the furniture beneath it. Other than that, anything goes.
"There are no set rules today like there were 20 years ago," said Fred Sischka, owner of Fast Frame in Los Altos.
The latest trend is framing the kids' pictures or photographs and hanging them all over the house, even among well known artists.
"Parents bring in their kids' pictures because it's an excellent means of the child's expression and it's a great esteem builder," Sischka said. "It's an incentive to develop their talent further."
Fast Frame features a store window for kids' art. Parents bring in the children's efforts at painting and they are placed in the window where hundreds of people stop and look.
"Because Los Altos is family oriented, everybody can relate to kids' art," said Jo-Ellen Smith, Fast Frame designer. "Especially the parents, so they hang them anywhere in the house."
In the last several years, family heritage portraits are receiving a lot of attention.
"Family portraits provide a perspective to the past. With the pace of today's life, more and more people want a connection to the past," Sischka said. "They hang up pictures of their ancestors, their grandparents or incidents that happened in the past."
Other items receiving a lot of attention for walls are mirrors. Mirrors widen and heighten space, intensify lighting and give off a shine that complements contemporary interiors.
Most people hang pictures too high. The basic rule for positioning a picture is to hang it so the eye of the viewer looks into the main area of interest.
In living and dining areas the viewer is usually seated. In hallways and foyers the viewer is standing. Vertical arrangement of pictures will make a room seem higher, just as horizontal arrangements will make an area appear wider.
A blank wall can become a focus of interest if you hang small objects with interesting silhouettes such as a collection of masks or college athletic awards.
Pictures need not always be single. Clusters make for an interesting arrangement. As a general rule, a photo collage is usually hung in the hallway.
"Each person in our area has a truly unique personal approach of where to hang their art." Sischka said.


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A conventional loan is a loan backed by either Fannie Mae or Freddie Mac, the two entities which comprise the Federal Housing Finance Agency (FHFA). More than half of all new mortgage loans are conventional loans, which include special mortgage programs such as the HomeReady™ mortgage and the Conventional 97. The most common non-conventional loans are FHA loans, VA loans and USDA loans.
Editor's Note: Fannie Mae discontinued its original Conventional 97 program in late-2013. Then, in December 2014, the program relaunched with looser mortgage guidelines.
Read a complete Q&A about the new Conventional 97 program here. This post will remain active for archive purposes.
For today's home buyers, there's a large mix of low- and no-downpayment mortgages from which to choose.
Fannie Mae and Freddie Mac offer a basic 5% down mortgage. The FHA's main product requires just 3.5% down. And, via the VA and USDA, qualifying home buyers can buy with no downpayment at all.
There's an additional low-downpayment program, too, and it's known as the Conventional 97. Conventional 97 is a Fannie Mae-backed product which allows for a 3 percent downpayment, ultra-low mortgage insurance rates, and a 100% gift from blood or by-marriage relatives.
In addition, today's mortgage rates for the Conventional 97 program are great.
The Conventional 97 program is available to all U.S. homeowners via Fannie Mae and Freddie Mac.
It's a true, three-percent-downpayment mortgage program, for which the 3% downpayment may come as a gift. In many respects, it's more aggressive that the FHA's benchmark mortgage product in that guidelines are simpler and less-restrictive.
Here are some common answers to questions about the Conventional 97 mortgage.
Yes, this mortgage program is backed by the government. It's offered via Fannie Mae only. The program is not available via Freddie Mac, nor is it available via the Federal Housing Administration (FHA), Department of Veterans Affairs (VA) or the U.S. Department of Agriculture (USDA).
The program requires a 3 percent downpayment, at minimum. The 3 percent minimum is based on the lower of the home's appraised value or purchase price. 3 percent on a $200,000 home purchase is $6,000 for downpayment. By comparison, an FHA mortgage would require at least $7,000 down.
Yes, in many cases, this loan is less expensive than an FHA mortgage. This is because it does not require an upfront mortgage insurance premium, and because its annual mortgage insurance rates are cheaper, too. Mortgage rates are often comparable.
Yes, Fannie Mae allows homeowners to use the program for rate-and-term refinances only. It may be used for a cash-out refinance. If you plan to use the Conventional 97 to refinance a mortgage pre-dating June 1, 2009, however, consider the HARP refinance first. HARP is a mortgage for underwater homeowners and may offer better loan terms, overall.
Click here to get Conventional 97 mortgage rates (Sep 24th, 2017).
Yes, the Conventional 97 program is property type-restricted. The program may only be used for single-family dwellings. This includes single-family detached homes, single-family attached homes, townhomes, condominiums, co-ops, and rowhomes.
No, the Conventional 97 program may only used for single-family dwellings.
This mortgage loan is capped at $424,100. Loans over $424,100 are not allowed, even in designated high-cost areas such as New York City, New York; Los Angeles, California; and Montgomery County, Maryland where the local conforming mortgage loan limit is $636,150.
There is no maximum purchase price per se, but 3 percent down on $437,216 is equal to $424,100. Therefore, if you're seeking to minimize your out-of-pocket payments, purchase a home for $437,216 or less.
Yes, the Conventional 97 mortgage program enforces occupancy requirements. The loan is available for owner-occupied properties only. You may not use the program for second homes or vacation homes; or investment properties.
No, the Conventional 97 program is for owner-occupied properties only.
The Conventional 97 is limited to a combined loan-to-value of 97%. You may not use subordinate financing (e.g.; home equity line of credit, home equity loan, "soft second") in conjunction with a Conventional 97 mortgage.
Click here to get Conventional 97 mortgage rates (Sep 24th, 2017).
The documentation requirements for a Conventional 97 loan are the same as for any other Fannie Mae-backed mortgage. Mortgage applicants should expect to provide recent paystubs, W-2s and federal income tax returns; as well as bank statements and other relevant paperwork. There is no additional paperwork specifically related to the Conventional 97 program.
No, the Conventional 97 program does not require home buyer counseling for First-Time Home Buyers, or anyone else.
The Conventional 97 program allows for fixed-rate mortgages only. Adjustable-rate mortgages (ARM) are not available.
Yes, the 30-year fixed rate mortgage rate is available to home buyers and refinancing households using Conventional 97. ARMs are not available.
Yes, the 15-year fixed rate mortgage rate is available to home buyers and refinancing households using Conventional 97. ARMs are not available.
Yes, the Conventional 97 program requires that all borrowers carry mortgage insurance.
The Conventional 97 program is via Fannie Mae, which means that PMI requirements follow Fannie Mae rules. Via the program, private mortgage insurance must only be paid until the home reaches 80% loan-to-value, and so long as 12 months have passed from the start of the loan.
No, the program does not require upfront mortgage insurance premiums like an FHA loan. It only requires annual mortgage insurance, paid monthly, until such time as 12 months have passed and the home reaches 80% loan-to-value.
No, theloan does not require a funding fee like a VA loan. It only requires an annual mortgage insurance premium, which is paid monthly. The annual mortgage insurance is no longer required after 12 months have passed and after the home has reached 80% loan-to-value.
Yes, this program requires a minimum credit score, which varies by downpayment source. All mortgage applicants must show a credit score of 680 or better. However, mortgage applicants accepting gift funds for a downpayment must show a credit score of at least 740. Your credit score is based on the middle of your three credit scores, as reported by the major credit bureaus TransUnion, Equifax and Experian.
Click here to get Conventional 97 mortgage rates (Sep 24th, 2017).
For home buyers accepting a gift of downpayment of any size -- even $100 -- loan guidelines require a credit score of 740 or higher.
Home buyers making a downpayment from their own reserves/assets need a credit score of 680 or better.
No, the loan requires a credit score of at least 680. If your credit score is below 680, consider an FHA mortgage. The FHA allows for 3.5% downpayment and does not enforce a minimum credit score in many cases.
For home buyers bringing at least 3% of their own funds to closing, the minimum credit score requirement is 680, regardless of supplemental contributions made by parents or other family members.
There are restrictions on the source of gift funds. Buyers can accept from a relative, which includes a spouse, child, or anyone else related by blood, marriage, adoption, or legal guardianship. Gifts may also be accepted from a fiance/fiancee or a domestic partner.
No, a REALTOR® may not provide the gift of downpayment, nor may any other interested party to the transaction. This includes the seller, the mortgage lender, and the title representative, among others.
Yes, loan guidelines enforce a maximum DTI, which varies by downpayment "source". Mortgage applicants making a downpayment from their own funds may not exceed 45% debt-to-income via the program. Mortgage applicants accepting gift funds for a downpayment are limited to 41% DTI. Debt-to-income is calculated by dividing your total monthly debt obligations into your total verifiable monthly income.
The program takes no longer to underwrite than any other conventional mortgage. Approval times vary by lender, but are often quite quick.
This mortgage loan does not "expire". It's not like the Home Affordable Refinance Program (HARP), which was created to spur housing and the economy. Fannie Mae's 3 percent downpayment program is indefinite.
This mortgage is a specialized program and is not available through via all mortgage lenders. If you've been turned down for the Conventional 97 mortgage by your primary lender, just apply again here. You'll likely find a different outcome.
This loan is not a new program. However, it's a decidedly cheaper option as compared to the FHA. The Federal Housing Administration has raised its mortgage insurance rates so many times that its benchmark product has moved to second place.
If you're buying a home and plan to make a low downpayment; or refinancing one and have little home equity, look to the Conventional 97 program. It's fast, it's cheap, and the rates are great.
Get started with a free, no-obligation Conventional 97 online mortgage rate quote. View today's rates and see how much home you can afford. Because with lower downpayments and smaller PMI, your home-buying dollar should get you much, much more.
Click here to get Conventional 97 mortgage rates (Sep 24th, 2017).
The information contained on The Mortgage Reports website is for informational purposes only and is not an advertisement for products offered by Full Beaker. The views and opinions expressed herein are those of the author and do not reflect the policy or position of Full Beaker, its officers, parent, or affiliates.
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2017 Conforming, FHA, & VA Loan Limits
Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)


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On 21 May 2012 13:41, Tom Lane <tgl(at)sss(dot)pgh(dot)pa(dot)us> wrote: > Josh Berkus <josh(at)agliodbs(dot)com> writes: >> Well, if it's not CPU costs, then something else is eating the time, >> since I'm seeing per-tuple COUNT counts on indexes being 400% more than >> on heap. > > Well, I'm not: as I said, it looks like about 10% here. Perhaps you're > testing a cassert-enabled build? > >> In the airport you said something about index-only scan not scanning the >> tuples in leaf page order. Can you elaborate on that? > > If the index is too big to fit in RAM, you'd be looking at random > fetches of the index pages in most cases (since logical ordering of the > index pages is typically different from physical ordering), leading to > it likely being a lot slower per page than a heapscan. Not sure this > has anything to do with your test case though, since you said you'd > sized the index to fit in RAM. As you point out, this is still an IndexScan even if the heap access is zero. Surely the way to solve this is by having a new plan node that does a physical SeqScan of the index relation. It means we wouldn't preserve the sort order of the rows from the index, but that is just a plan cost issue. This is exactly what we do for VACUUM and it works faster there. -- Simon Riggs http://www.2ndQuadrant.com/ PostgreSQL Development, 24x7 Support, Training & Services
Next: From: Stephen Frost Date: 2012-05-21 19:40:52 Subject: Re: heap metapages Previous: From: Simon Riggs Date: 2012-05-21 19:15:43 Subject: Re: heap metapages


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Q: Caucasian mountain dogs?
How much would a typical Caucasian mountain dog cost?
Would the vet bills be expensive?
Are they nice dogs to have?
Answers and Views:
Answer by Professor Coldheart!
How 'nice' they are has a lot to do with the temperament of the parents and how they're raised. All dogs need to be well socialized. How healthy the parents are, and how careful the breeder is, will also have a lot do with how healthy the dog is. In general though, Caucasian Ovcharka are pretty healthy, but can have problems with hips and obesity. Also, they tend to be very assertive and, in some cases, aggressive. They're not for new or casual dog owners.
That being said, puppies can go for more than two grand. They aren't cheap and they aren't very common.
Answer by Phil:
Eastern europe good stock is anywhere between 600 US dollars (if you are really lucky) not including the transport fee to 3,000 US dollars.
UK around 1,200 – 6,000 sterling.
US 1,200 – 14,000 for show winner pups. although average is 1,200-3,000 US dollars.
But be careful when buying one as their a LOT of cross breeding & negative trait breeding in the US and Canada. Mixes are even more dangerous than pure breeds as they lose the "love the family at all costs" traits of their personality.
Also a warning, only a strong personality, physically strong, dedicated trainer/experienced owner should ever even consider owning this breed. After 14 years of owning Caucasian Ovcharkas they require an expertise I had to learn fast different form training any dog. (video)
I would actually like to see the "dog whisperer" Caesar fix a 4 year old violent, untrained ovcharka :) As once they are grown and have not been trained they are almost impossible to rehabilitate.
- Caucasian Shepherd Puppies for Sale or Adoption
- Should I get a Caucasian Shepherd?
- What dog food does the Caucasian Mountain Dog need?
They are expert & quick killers and cannot be stopped if in a real situation unless trained. It is a shame when the lovely neighbour lady see you outside your fence walking home and then hugs you (doesn't know the dog well) and your ovcharka jumps his fence, usually he stays but sees you in danger (although not) and dispatches this lovely neighbour to be ready for the morgue in a few seconds.
Answer by Gene
Because Caucasian Shepherd are a very rare breed and very few breeders out there, I would assume they're expensive, at least $ 2000.
Because they're a large breed, vet bills will be more expensive than most. That being said, they're inherently in better shape than most other large dogs like Mastiffs and Saint Bernards. But look for CHD to be an issue when it gets older.
If you're looking for an extremely aggressive guard dog, then they're fantastic (click for video). I've trained most popular breeds out there, and from what I've heard, these dogs are a different animal. They're one of the oldest and most primitive dogs in existence today. They originated in Europe and were used by the Russian military as guard dogs that were trained to knock down and maim enemies.
You'll need a very firm hand with these dogs. There are a lot of very bad rumors about them out there, and I've heard from other trainers that they're a nightmare. I personally tend to wait until I meet one myself. With proper socialization and training any breed is manageable.
Read all the answers in the comments. Add your own answer!


text:
Thu May 3, 2012, 10:29 PM
FarLeftFist (6,161 posts)
When is the media going to address the RightWing's 'terrorist wing'?
Yet they jump all over a "left-wing" protestor who breaks a window. There is real and dangerous domestic terrorism coming from the right-wing and the media just lets them off the hook. Even today, where is the outrage?! A racist, right-wing, neo-nazi, white supremacist that was a Tea Party activist & Sen. Russell Pearce's good friend went on a killing spree! He even killed a 2 yr old girl, not to mention 2 men & 2 women.
Then there's this Tea Party leader, Oath Keeper, and all-around asshole Charles Dyer aka 'July4Patriot', who raped and sodomized his 6yr old daughter. Oh, and they found a grenade launcher in his house as well. He even spoke at many Tea Party rallies and his Youtube videos were adored by the right-wing:
And our side can't even break a window without having all of the media outlets calling us "violent".
The right-wing is literally KILLING this country. From abortion doctors, to random killing sprees, to racial beatdowns, to shooting congresspeople (Gabby Giffords). Media, address the terrorist wing of the right-wing! Enough is enough! They've ALREADY waged war on us!
Please look through above links for more info.
6 replies, 1821 views
Always highlight: 10 newest replies | Replies posted after I mark a forum
Replies to this discussion thread
|6 replies
When is the media going to address the RightWing's 'terrorist wing'? (Original post)
|May 2012
|May 2012
|May 2012
|May 2012
|May 2012
|May 2012
|May 2012
Response to FarLeftFist (Original post)
Thu May 3, 2012, 10:35 PM
oldhippydude (2,514 posts)
1. dont expect much
until we have another event comparable to Oklahoma City...iokiyar.
Response to oldhippydude (Reply #1)
Thu May 3, 2012, 10:38 PM
FarLeftFist (6,161 posts)
2. Yeah, its ridiculous. If they/anybody would address this maybe things like that could end.
Response to FarLeftFist (Reply #2)
Thu May 3, 2012, 10:56 PM
oldhippydude (2,514 posts)
5. its not like the media is unaware
remember a couple of years ago, the MLK day attempted bombing in Spokane? ... only Rachel Maddow covered that at the time.. it was completely ignored by the MSM.. and was only briefly noted later, when the bombers were caught in Idaho...
the only thing i can figure is that Janet Napalitano has put out the word, to tread lightly because of operatives in the field.. but speculation on my part nothing more.. in defense let me offer this observation, if we would have caught Mc Veigh, and Nichols before OK city, they would have appeared as bumbling as the Huteree Militia.. the difference between keystone cops, and tragedy is only timing..
Response to FarLeftFist (Original post)
Thu May 3, 2012, 10:41 PM
coalition_unwilling (14,180 posts)
3. At the risk of invoking Godwin's Law, the situation with regard to the media's
kid glove treatment of fascist thuggery today reminds me of German media's treatment of Nazi violence in the latter years of Weimar. German media routinely presented Nazi violence as 'distasteful but necessary' whereas Socialist and Communist resistance was depicted as 'hooliganism' and 'degeneracy.'
Right-wing violence suits the interests of the ruling elite, both then and now, which may explain why it often gets a 'wind and a nod' from MSM. Left-wing resistance tends to de-center the capitalist narrative and show up its many internal contradictions. Journalists (themselves mostly members of the 99%) have to provide for their families often on piss-poor salaries as is and the left does not have the media infrastructure (yet!) that will allow journalists with integrity to earn a living there.
Response to FarLeftFist (Original post)
Thu May 3, 2012, 10:45 PM
unkachuck (6,295 posts)
4. the corporate media....
....is a wholly-owned subsidiary of the right-wing establishment....so Left-wing kids peacefully protesting become anarchists and right-wing fascist thugs become patriots....
....we need to recognize and patronize our own dedicated media outlets and ignore everything else....
Response to FarLeftFist (Original post)
Thu May 3, 2012, 11:23 PM
hifiguy (33,688 posts)
6. Shortly after the heat death of the
universe. It will never, ever happen.


text:
Page Eleven: Hallway
raintiger on Feb. 16, 2006
You'll remember this coloring style from a page a little way back in which Elise was thanking Daniel for dinner. It's pretty much coloring the background in one tone and then shading it– I know it doesn't look as nice as it could, but I'm trying to get these pages to take less time. Senior year of high school = lots of busywork. I don't want to sacrifice my comic, so instead I'll sacrifice the coloring. ^_^ I don't think my other coloring is much good in the first place, so this probably doesn't matter. Nobody reads this comic for the art anyhoo.


text:
All the above supplements are built into most penis enhancement pills and of course the advanced PC exercises are available in natural penis enhancement guides.
Copyright © 2001-2017, LEADING EDGE HEALTH
Leading Edge Marketing Inc. Leading Edge Marketing Ltd
All Rights Reserved.
These statements have not been evaluated by the Food and Drug Administration.
This product is not intended to diagnose, treat, cure, or prevent any disease.


text:
CaptureIt Web Design
- Details
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Gail Peterson, Web Designer serving Rochester, Mn and surrounding areas
Capture what your business is about with a professional website tailored to your needs and that is straight forward to update.
I am a web site designer. I have designed and currently maintain a variety of different sized websites. You can view the large, average and small websites respectively at www.calvaryefc.org, www.rahhairstudio.com and www.gophercount.com .
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text:
Increasingly around the state and country, the first day of school is getting earlier. Some districts starting the first week of August. Research supports earlier start dates, saying it increases student retention by giving them less time over the summer to forget important information. But, this absence of free time for students during traditional summer months can affect seasonal businesses.
It's the middle of the week, a hot mid-August day – the rides at Holiday World amusement park in Southern Indiana aren't running, the water park is closed, and instead, construction crews are working on a large project.
"We are really excited to be building our first major steel roller coaster for next year, the Thunderbird, it's a huge attraction, and we've been able to do so because of the successes we've had," says Eric Snow, who oversees marketing at Holiday World.
But despite the success he mentions, Snow is concerned that it's mid-August and the park isn't operating.
"With schools going back to session so early, the summer season is really getting shorter and we're having to respond to it," Snow said.
The shorter summer is because of the balanced calendar some school districts are trying. Instead of summer being around two and a half months long, the days off are spread throughout the school year. This usually means summer break is only a month and a half long, but Christmas, Thanksgiving and Spring break are significantly longer.
School districts are not adopting this calendar to take summer away from kids, or punish seasonal businesses like Holiday World; many say it's the best thing students. Steve Phillips is the superintendent of Mitchell Community Schools near Bedford. His district switched to the balanced calendar two years ago.
"I heard consistently that once students get back from a long summer, they had to take a week, two weeks, three weeks just to catch them back up to the level that they were when they left," Phillips says, "so I think there's some merit to that concept."
And since they've tried balancing the schedule between classroom instruction and days off, Phillips says teachers in Mitchell are not playing catch up each fall.
Just a few minutes away from Mitchell's high school is the Holiday Drive-In, a locally owned drive-in movie theater that shows movies on film reels and is completely outdoors, meaning it is only open in the summer…or more precisely only open when it's not a school night.
Steve Wilson has owned the Holiday Drive-in for more than a decade. It's been successful, but when Mitchell Community Schools starting going back the first week of August Wilson saw his crowds dwindle on Sunday nights. Parents were getting their kids in bed for school the next day – not going to the drive in. He says he couldn't afford to open on Sundays anymore.
"Oh yes, it's probably cost us $10,000 a year here at this drive in, which is probably 15 percent of our gross," Wilson says.
It is alarming for Wilson, who says he can't make up the lost business at other points of the year when kids are out of school again.
"You know I've had people say 'well you need to adapt' but there's not much of a way to adapt," he says. "Our business runs in the summer. When you take a month of summer away and throw it in the middle of winter, I can't open in the fall or early in the winter to run the theater. It's not cost effective to do that."
Phillips says the success of Mitchell's students will always come first, and local businesses should realize with 180 days of classroom time mandated by the state, the summer will always seem too short.
"You're either going to lose them at the beginning or at the end," Phillips says. "But the only way you can get these days in, you have to start either a little later and go into June or start earlier and get done May 21.
The Indiana Department of Education does not track how many districts use the balanced calendar, but it is increasing throughout the state.


text:
LA HABRA HEIGHTS >> The city and Haul-Away Rubbish Service Co., the city's only trash collector, failed to reach agreement after 15 months of negotiating on an exclusive franchise to provide trash service for the city.
As a result, the City Council at its 6 p.m. Thursday meeting will be asked to decide whether to put the franchise out to bid or go back to the negotiating table with Haul-Away.
Morrie Beliakoff, president of Haul-Away, said he couldn't discuss specifics because the proposed agreement is confidential, but he called his company's offer a good one.
"I feel our offer was exceptional," Beliakoff said. "Based on the scope of the work, our rates are exceptionally good. We're not willing to sign some contract that will cause us to lose money. There were some requirements for city fees and diversion programs we felt were extreme."
In a written staff report, City Manager Shauna Clark stated there was a disagreement on rates, size of green waste trash can, and Haul-Away's unwillingness to reimburse the city for costs of preparing the agreement.
"As a result of these factors, staff and our consultant believe it is in the best interest of the city to recommend to the council to move onto the (request for proposal) process," Clark stated.
Clark stated that it's a common practice for cities to be reimbursed for these costs so as to not subsidize haulers.
"Haul-Away had a major disagreement on this point and refused to contribute even partially to the administrative costs that the city had already incurred."
Should the council direct Clark to seek bids, she's already prepared paperwork for what the city is seeking, including 96-gallon carts (the current size is 65 gallons), an extra green waste bin for no charge, and collection of up to five bulky items a year.
The draft agreement also includes an annual fee from the trash hauler to reimburse the city for costs related to monitoring and administering the agreement.
If the council puts the franchise out to bid, Beliakoff said his company will make a proposal.
"We need to keep in mind this is not a multimillion-dollar contract," he said. "There's only 1,800 homes."
Also, collecting trash is difficult because of the hilly, rural area, he said.
The council also will have a second item dealing with trash on its agenda.
It will be asked to approve the second reading of an ordinance mandating that all property owners pay for trash collection.
"There are 250 cities in Southern California and 249 have mandatory trash collection," Clark said. "La Habra Heights has never had it. As a result, there are 300 parcels that don't have trash pickup."
Clark said no one in La Habra Heights has a permit to self-haul and as a result there are issues of trash being dropped alongside the road.


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text:
Please help...I'm driving myself crazy trying to make this darn icing!!
I'm on bacth #4, today!! The first two batches were extremely running and had to be thrown out. The third batch was gritty also and I just threw it out and thought I'd try again. Then the fourth batch is also really gritty and I can't figure out what I did or what is making it gritty. I used the Whimisical bakehouse recipe and followed all beating instructions to a tee!! I don't know if have it in me to try again!!
I really like this icing and so does the person who wants the cake.....but after all the eggs and butter I've used....I'm paying to make this cake!! I've had more problems w/this seemingly simple icing!!
May have to just stick w/what I know works!!
Any advice on what went wrong would be greatly appreciated!!
couple of things that good go wrong with this icing. Its usually when you are cooking your sugar syrup that problems can occur. 1st if its raining that can effect it, and cause grainess, don't ask me why, but its the same with making candy. 2nd is if you have introduced sugar granulauls while the syrup is cooking, has to do with the molocules turning. This can happen if you scrape down the sides of the pan while its cooking. You are best off to place a lid on the pot and let the steam wash the sides for you.
As far as runny icing. Thats usually because you have introduced the butter to the egg white sugar mixture while its still too hot. So the answer there is to let it cool longer.
Ok, thanks for replying so quickly! I just got a KA ( ) the other day and made the first two batches in that. After I added the sugar syrup and beat for 10 min....I thought the bowl was still a little hot...but figured 10 min. was enough in my old mixer so went ahead and added. After the second batch I went back to my old mixer...just to get gritty icing!! I'm going to add a lid to the syrup this time and see how it works.
Going for batch #5!! This will be my last try......outta eggs after this!!!
Wish me luck!!
Thanks again!!
Is your recipe one with egg whites beaten and your 240 degree hot sugar syrup poured into it slowly...then eventually butter added bit by bit?
If you beat your egg whites too much, to the dry stage, before adding the sugar syrup...you essentially cook the whites, creating little gritty bits of egg throughout your icing. It looks grainy and bumpy.
The solution is too only whip your egg whites to the soft peak stage...beyond that you are going too dry!
I've done this many times before...even once with a 6 x batch using 12 lbs of unsalted butter...$$$$$$!! To save it, I passed the whole icing bit by bit through a fine seive and it took out all those nasty bits. The remaining icing was 90% better, but I used it for filling the cake instead.
Pinkbunny: I can sympathize with you!!! I finally got mine right after 4 tries, well 3 and then at the 4th time got it right... But it was because I was used the WRONG pasteurized egg whites. The only ones I am supposed to use are Egg Beaters Eggs which specifically tells you that YOU CAN use them for meringue. The other ones were not the right kind. However, even with the wrong whites, I got it working it.
This icing is worth it though!! I froze it and will be using it next week for my husband cake. I will be posting it next week...
Ok, had to take a break from making this icing! I was not going to let it get the better of me!! But I finally got it!! I put a lid on my sugar syrup while boiling and made sure my egg whites were not 'dry' when I added the syrup! PERFECT and soooo worth all this trouble!!
But I did the save the other batch to use for fillings!! Thanks for that suggestion! Seems someone always has a use for 'scraps' or what would otherwise be considered trash! No waste.....I love it!!
Thanks for the help!


text:
The turn out to check what is on offer (both from trade and the public) from New Zealand Wineries at their recent wine shows in Australia must have been very reassuring for our friends across the Tasman. New Zealand savvy still reigns supreme. The characteristic mix of herbaceous, grassy flavours , balanced with fruit salad and tropical fruit flavours, picked ripe from a good vintage were out in force. Sauvignon Blanc is still the most planted grape, the most exported and consumed variety out of New Zealand. These distinctive wines have focused the attention of the wine world on NZ.
Also gaining a great reputation and recognition for other varieties and wine styles particularly Pinot Noir, Sparkling wines and Chardonnay, the Kiwis are also producing some excellent Pinot Gris and Gewürztraminer (a very under appreciated variety in my opinion). With over 90 exibitors at the show the major wine growing regions, Marlborough, Central Otago, Wairarapa and Hawkes Bay were well represented showing a diverse range of styles.


text:
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On this trip: Our policy of staying in locally owned hotels, having local guides and group leaders and using transport owned and operated by local people wherever possible is continued in Costa Rica. Our small groups (approx. 16 people) have a minimal impact on the fragile environment. All tour guides are responsible for ensuring that the guests understand the nature of the environment that they are in and minimise the impact that they may have. For every person who travels with us to Costa Rica, a contribution is made to the Fundacion Neotropica, which protects the rainforest and educates people about conservation. Our local agent is committed to responsible travel. We employ local guides and leaders.
Responsible code: Being Responsible is at the heart of everything our company does - full details of our code can be found on our website. The local supplier for this trip will promote our responsible travel code throughout your adventure. You will also receive specific information on this trips responsibility in your trip notes.
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text:
|Trad, 3 pitches, 180'
|YDS: 5.4 French: 4a Ewbanks: 12 UIAA: IV ZA: 10 British: VD 3c [details]
|Page Views:
|Submitted By:
|Nathan Fisher on Jun 6, 2001
|Comments on Reservoir Ridge
|Add Comment
|Show which comments —
By MHanson
From: SLC, UT
Jul 29, 2006
|If you want to cut the last pitch short the rap anchors for the last sport climb to the right will get you down easily.
By Lee Gitlin
Sep 3, 2006
rating: Easy 5th 1+ 3 I 5 M 1c
Took my daughter here for her first-ever climbing experience. Super easy climbing, barely above 4th class. Good habits can be taught here (e.g. looking down at the feet, as hands can be used almost exclusively for balance.) We only did pitch one, on which there are two pitons and two bolts as fixed protection, followed by the anchor chains for the east facing wall. Comfortable leaders could leave the trad rack behind with all that fixed pro, but we chose to practice gear placements and removal.
All in all, a good route for teaching. It's maybe a two minute walk from parking, along the old dam, which terminates very close to the start of the route. One caveat: top roping pitch one will result in quite a bit of rope drag along the belay station ledge.
By kBobby Hanson
From: Spokane, WA
Sep 4, 2006
|WTF? Why are people putting bolts on these things? Resevoir Ridge has PLENTY of natural protection. It is a complete waste of bolts and effort. This climb probably holds little interest except for new leaders wanting practice placing pro, or (as Lee did) for taking children out for some easy trad climbing. Somebody PLEASE remove those bolts. I suggest giving one to Tyler and one to Tony, to be placed on any NEW routes that they wish!
By Lee Gitlin
Sep 4, 2006
rating: Easy 5th 1+ 3 I 5 M 1c
We did pitch two today, which was relatively enjoyable. There is a fixed piton at belay station #1 and also a nice crack that took a number 5(?) metolius. The rap chains for the southernmost route on the Main Wall were within easy reach of belay station #2.
Pitch 2 actually has a 5.4 "crux," if there is such a thing, which is about the only time anything resembling technical climbing is required. Some exposure can be had by moving out onto the face.
Pitch 3 is really a 4th class arete scramble. I lost interest after about 75 feet at a small juniper tree. I downclimbed back to belay station #2, so am really not sure about the exit.
Do yourself a favor and bail after pitch 2. Use the rap anchors and lower off the east wall.
By Brian in SLC
From: Sandy, Utah
Sep 29, 2006
I solo this route from time to time. Seems like I always exit by down climbing to the west (working down corners and trending sort of towards the Transformer Wall area). Always seem to pick up a wad of bail slings enroute.
Great rock. Nice position. Easy off would be one of the rap anchors to the east if you didn't want to climb higher on the ridge.
By mattjbudd
From: West Valley, UT
Nov 7, 2007
rating: 5.4 4a 12 IV 10 VD 3c
|I really didn't enjoy this route at all. Maybe because I expected it to be a classic. I wouldn't do this route again, unless I was taking a 5 year old.
By builttospill
Apr 23, 2008
Like Brian, I've soloed this route a couple of times. I did again last night. The descent to the East, that I've always done, sucks.
I feel like it would probably be easier to downclimb the route itself than descend the gully to the east (just north of the East face climbs). Loose dirt, moss, and lots of mud in the gully/chimney, make this not fun.
Next time I'll either downclimb the route or downclimb the route partially back to one of the belay stations for the east face routes and rap. If you're climbing this route with a rope there is absolutely no reason not to simply climb back down to the belay anchor you pass and rap from there.
Agreed that it is mostly class 4. Significantly easier even than the 5.5 routes at Storm Mountain Island.
By Solace
Aug 2, 2015
|The route is a "classic". Don't take away from the hobnail predecessors just because it didn't give you a rush. :-)
By Matthew Derrell Williams
From: Holladay, Utah
Jun 3, 2016
First time climbing this route and not positive we followed the established line but here is a bit of what we did:
Pitch 1 - Super easy climbing on the west side of the ridge but fairly hard to protect on the upper half. The handful of bolts or pitons that may have existed previously seemed to have all been chopped which is probably fine given the ease of climbing. We stopped to belay at the "War Clamor" chains.
Pitch 2 - Wandered a bit left of those chains up on to a ledge which we went right around onto the east face and up to another ledge where you hit a wall. Traversed around this wall right, back onto the east facing wall and headed up above the chains that seemed to belong to "Crack Face" or "Error of our Ways". Got on the ledge above there to setup the pitch 2 anchor.
Skipped out on pitch 3 and rap'd from the chains maybe 10 feet below us.
By Ian Quigley
Sep 19, 2016
|Worth doing! Probably best stop for P1 is a fat ledge ~10 feet above the bolted anchors for War Clamor - it's got two broken pitons in it and takes mid-sized nuts or small cams. Step around right to the east face and head to the bolted anchors for Crack Face (?) for P2, and then sprint past a piton and up the ridgeline to the anchors for I Ran to Afghanistan for P3, using those to get down. Super easy, super fun.


text:
SANTA CLARA, Calif., Oct. 24, 2013 (GLOBE NEWSWIRE) -- Neonode Inc., (Nasdaq:NEON), the optical touch technology company, announced today that it has crossed the threshold of having over 100 issued patents and patent applications in its portfolio. With these patents, Neonode is driving major industry advancements in optical touch, industrial design and user interfaces. Neonode's patent portfolio covers five key innovation areas in light-based touch sensing: – User Interfaces – Optics – Controllers – Driver Software – Industrial Design Examples of issued patents in these areas include,
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text:
STARmeterSEE RANK
Down 68,003 this week
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Emrys James was born on September 1, 1928 in Machynlleth, Wales as Robert Emrys James. He was an actor, known for Dragonslayer (1981), The Man in the Iron Mask (1977) and Brecht and Co (1979). He was married to Sian James. He died on February 5, 1989 in Evesham, Worcestershire, England. See full bio »
Born:in Machynlleth, Wales, UK
Died:(age 60) in Evesham, Worcestershire, England, UK


text: Let A be a square matrix of 0's and 1's, and let X be a one dimesional vector. The length of X is equal to the number of 1's that A has. I would like to produce a new matrix B by traversing the matrix A row by row and: 1- whenever i find a 0, set B in that position to zero. 2- whenever i find a 1, set B in that position with the ith value of X (where i represents the ith time i found a 1). Example. input: A=[[1,1,0], [1,0,0], [0,0,1]] X=[2,9,10,3] Output: B =[[2,9,0], [10,0,0], [0,0,3]] Which is an efficient way to accomplish this using numpy? Thanks. -- View this message in context: http://old.nabble.com/Matrix-operation.-tp28119663p28119663.html Sent from the Numpy-discussion mailing list archive at Nabble.com.