text:
Ray Allen, in his 18th year in the league and arguably the greatest three-point shooter of all time, backpedals to the three-point line and rises up for the biggest shot of his career. "BANG!" Mike Breen is yelling as it swishes through the net and the Heat go on to win the NBA Finals in Game 7. Ray Allen's legacy describes itself, but he put it best after that shot, saying "I'm still defining my career." It's funny, because when Ray Allen's career is over, the first thing we will remember is Game 6, not the 2900-plus three-pointers he made before that in his 18-plus years in the league. That shot did more than just bring another ring home to Miami.
Somewhere, Elton Brand was sitting on his couch, watching that game, wondering what was next for him then, as a 14-year NBA veteran. When I was talking with Elton Brand earlier this season, he mentioned that, "When Ray Allen hit that three last year [in the Finals], it really inspired me. Because if he misses that, who knows what happens with them?"
He continued, saying, "And that really stuck with me, because I know if I can go help a team win it, like I said the intangibles or whatever it takes. Get a rebound or a block, whatever it is, I do more of the dirty work now. If I can do that and help a team win or get over that hump, it's like Elton Brand was a player that gave his all and gave what he had on that court and that's how I want to be remembered."
While we were all screaming with joy or hate when Ray Allen hit that shot, Elton Brand was sitting down and figuring out how he could define his career. After coming off a one-year contract with the Dallas Mavericks, Brand could have just chosen to hang it up after only playing 21.2 minutes per game. But, Brand knew his career wasn't over. So, he decided to join the Atlanta Hawks to hopefully compete in the playoffs.
"I was with Grant Hill his last year in Phoenix and he dropped me off at the hotel after we smacked them by 30. He was like, "Man, I'm too old for this s***! You know he went to the Clippers and retired, I think he was 38 at the time, but I understand what he's saying. When you get to the twilight of your career, you wanna be on a good team and play, compete and have fun."
With the Hawks currently having the third seed in the Eastern Conference, Brand is competing and doing what he can to help the team. In his 15th year in the NBA, Brand just wants to play. As he explained to me, "If I went to a team and didn't play one minute and got a ring, it wouldn't feel the same for me. If I got three minutes and I got to dive on the floor for a loose ball, I would feel great about it."
Elton Brand is the definition of a consummate professional. He's a flash to the past, an old school bruiser who doesn't want to stand out on the perimeter and shoot jumpers. He's more interested in banging in the paint for an offensive board or diving for a loose rebound.
"To be honest with you," he says, "if you were a big guys and shot threes, before Rasheed [Wallace] came, you were soft."
Elton Brand was drafted with the first overall pick by the Chicago Bulls in the 1999 NBA Draft, his most memorable moment in the NBA, after playing his college ball at Duke, averaging 16.2 PPG and 8.9 RPG, plus 1.9 BPG in two years at Duke.
In his 15th season, Brand has defied the odds set upon an undersized power forward in the NBA. He survived the times when the NBA was all about 7-0 post players and is still surviving in a league centered around guard play and ballhandlers. But how long will he continue to play in the NBA?
He's just trying to compete and play the sport he loves, something we can all lose sight of. To this day, people are surprised Elton Brand is still playing basketball, but earlier this season against the Utah Jazz, Brand had five blocks. There's still a lot of gas left in that motor and hopefully before his career is over, he'll be raising the Larry O'Brien trophy. Even if he doesn't, Brand's career will still be a success.
*** *** ***
Dime: With Al Horford out for the remainder of the season, will that change your role on this team?
Elton Brand: It's gonna change it eventually. I was just thinking about four or five days before he got hurt, after he had a huge double-double, like "wow, what a great luxury this is to have such good and young dynamic bigs to play with." I can come in and bring some energy, just play hard and play some defense and we're third place in the East, but then he went down. My role will change eventually. Whether it's starting, I started the last three games, but we're all going to have to pick up the slack with scoring, rebounding and from a leadership perspective. We lead by example, but he's a leader too.
Dime: The Hawks are currently the third seed in the East. How confident is this team about being one of the best teams in the East (injuries and all)?
EB: That's the thing, when we had Al and our full complement of guys we were confident. We took Miami to overtime in Miami, up seven with 90 seconds left. We felt like we could play with the really good teams. Now with Al [Horford] down, we're still confident, but we have to find a way now. We have to evaluate more on the fly and have to figure it out.
Dime: You are reunited with Lou Williams in Atlanta, someone you played with in Philly and had success with. How has that been?
EB: It's been good. Lou is coming off of his first injury, he's a young guy, but he's played many years in the league because he came out of high school. He's getting back at it, scoring in bunches again and doing what he use to do on the court. It's just good being able to talk to him about that and he's asking questions and he will say, "Yeah you know how it is or how it was when you first get out there [after an injury] and you feel a certain way and you're thinking now" and just talking through things. He's a great asset for us to have, especially off the bench. When I play off the bench with him, I set some great picks and we will "get to that chicken," which means score some points.


text:
I've been spending the past couple of days updating (and writing) my slides - I'm going to be giving three 20-minute talks: "Graphing Perl" (which is now traditional at a Perl conference and full of pretty pictures), "The Perl Monger World Map" (more pretty pictures, see the map yourself), and "Instant Compilers" (a cut down version of the talk I'll be doing with Damian at TPC).
unimatrix is already there, and says it's shorts and tshirt weather, yay.
I'm going to try and write up the conference on a daily basis, much as I plan to do for YAPC::Europe, registration for which will be opening within the next few days, honest...
See you there!

subset: commoncrawl


text:
found a new home!
Plenty of my friends are looking
for one too. Find a pet to adopt.
I am already neutered, housetrained, purebred, in need of an experienced adopter, up to date with shots, not good with kids, and good with dogs.
Shorty, a Conroe Yorkie, Yorkshire Terrier dog was adopted! Here's how you can benefit by looking at adoption as an option to buying a Yorkie, Yorkshire Terrier for sale in Conroe, or seeking a Yorkie, Yorkshire Terrier dog from a breeder in Conroe.


text:
Montezuma Rd & Collwood Blvd
College West, San Diego, 92115
Commute to Downtown Lemon Grove
Almost all errands require a car.
A few nearby public transportation options.
Very steep hills, good bike lanes.
About your score
Montezuma Rd & Collwood Blvd has a Walk Score of 23 out of 100. This location is a Car-Dependent neighborhood so almost all errands require a car.
Montezuma Rd & Collwood Blvd is a 22 minute walk from the Green Line Santee - 12th & Imperial at the SDSU Transit Center stop.
This location is in the College West neighborhood in San Diego. Nearby parks include Neighborhood Park, Smith Field and Aztec Bowl.
Explore how far you can travel by car, bus, bike and foot from Montezuma Rd & Collwood Blvd.
Montezuma Rd & Collwood Blvd has some transit which means a few nearby public transportation options. Car sharing is available from RelayRides and Zipcar.
Rail lines:
Green Line Santee - 12th & Imperial
1.0 mi
Bus lines:
11 SDSU - Skyline Hills
0.0 mi
955 National City - San Diego State University
0.0 mi
13 Kaiser Hospital - 24th St Trolley
0.6 mi
936 Spring Valley - SDSU
0.8 mi
115 El Cajon T.C. - SDSU T.C.
0.8 mi
856 SDSU - Rancho San Diego
0.8 mi
1 Hillcrest - Grossmont Transit Ctr.
0.9 mi
Car shares:
View all College West apartments on a map.
Popular apartment searches include single family, pool and furnished.
Search for homes in San Diego or find a San Diego real estate agent who knows walkable neighborhoods. Links will open on our partner site Redfin.com.
Montezuma Rd & Collwood Blvd is in the College West neighborhood. College West is the 51st most walkable neighborhood in San Diego with a neighborhood Walk Score of 57.
Moving to San Diego from another city? View our moving to San Diego guide.


text: Wal-Mart Stores Company Profile (NYSE:WMT) Company Profile Analyst Ratings Earnings History Earnings Estimates Dividend History Insider Trade Headlines Social Media Chart About Wal-Mart Stores (NYSE:WMT) Wal-Mart Stores, Inc. is engaged in the operation of retail, wholesale and other units in various formats around the world. The Company operates through three segments: Walmart U.S., Walmart International and Sam's Club. The Walmart U.S. segment includes its mass merchant concept in the United States operating under the Walmart or Wal-Mart brands, as well as digital retail. The Walmart International segment consists of the Company's operations outside of the United States, including various retail Websites. The Walmart International segment includes various formats divided into three categories: retail, wholesale and other. These categories consist of various formats, including supercenters, supermarkets, and warehouse clubs, such as Sam's Clubs, cash and carry, home improvement, specialty electronics, apparel stores, drug stores and convenience stores, as well as digital retail. The Sam's Club segment includes the warehouse membership clubs in the United States, and samsclub.com. Industry, Sector and Symbol: Sector: Retail/Wholesale Industry: Supermarkets & Convenience Stores Sub-Industry: Hypermarkets & Super Centers Symbol: NYSE:WMT CUSIP: 93114210 Web: www.stock.walmart.com Capitalization:Market Cap: $237.57219 billionOutstanding Shares: 2,987,201,000Average Prices:50 Day Moving Avg: $79.87200 Day Moving Avg: $76.2852 Week Range: $65.28 - $81.99 P/E:Trailing P/E Ratio: 19.11Foreward P/E Ratio: 17.29P/E Growth: 3.11Sales & Book Value:Annual Revenue: $490.01 billionPrice / Sales: 0.48Book Value: $25.52 per sharePrice / Book: 3.12Dividend:Annual Dividend: $2.04Dividend Yield: 2.6% Profitability:EBIDTA: $32.87 billionNet Margins: 2.60%Return on Equity: 16.87%Return on Assets: 6.61%Debt:Debt-to-Equity Ratio: 0.51%Current Ratio: 0.78%Quick Ratio: 0.18%Misc:Average Volume: 8.18 million shs.Beta: 0.3Short Ratio: 5.86 Frequently Asked Questions for Wal-Mart Stores (NYSE:WMT) What is Wal-Mart Stores' stock symbol? Wal-Mart Stores trades on the New York Stock Exchange (NYSE) under the ticker symbol "WMT." How often does Wal-Mart Stores pay dividends? What is the dividend yield for Wal-Mart Stores? Wal-Mart Stores declared a quarterly dividend on Tuesday, February 21st. Stockholders of record on Friday, December 8th will be given a dividend of $0.51 per share on Tuesday, January 2nd. This represents a $2.04 dividend on an annualized basis and a dividend yield of 2.57%. The ex-dividend date of this dividend is Wednesday, December 6th. View Wal-Mart Stores' Dividend History. How were Wal-Mart Stores' earnings last quarter? Wal-Mart Stores, Inc. (NYSE:WMT) issued its earnings results on Thursday, August, 17th. The company reported $1.08 EPS for the quarter, beating the consensus estimate of $1.07 by $0.01. The business had revenue of $123.40 billion for the quarter, compared to analyst estimates of $121.86 billion. Wal-Mart Stores had a net margin of 2.60% and a return on equity of 16.87%. The business's revenue for the quarter was up 2.1% compared to the same quarter last year. During the same period in the prior year, the firm earned $1.07 EPS. View Wal-Mart Stores' Earnings History. When will Wal-Mart Stores make its next earnings announcement? Wal-Mart Stores is scheduled to release their next quarterly earnings announcement on Thursday, November, 16th 2017. View Earnings Estimates for Wal-Mart Stores. What guidance has Wal-Mart Stores issued on next quarter's earnings? Wal-Mart Stores issued an update on its FY18 earnings guidance on Thursday, August, 17th. The company provided EPS guidance of $4.30-4.40 for the period, compared to the Thomson Reuters consensus EPS estimate of $4.36. Wal-Mart Stores also updated its Q3 guidance to $0.90-0.98 EPS. Where is Wal-Mart Stores' stock going? Where will Wal-Mart Stores' stock price be in 2017? 33 analysts have issued 1-year price targets for Wal-Mart Stores' stock. Their forecasts range from $61.00 to $93.00. On average, they expect Wal-Mart Stores' stock price to reach $80.47 in the next twelve months. View Analyst Ratings for Wal-Mart Stores. What are analysts saying about Wal-Mart Stores stock? Here are some recent quotes from research analysts about Wal-Mart Stores stock: 1. According to Zacks Investment Research, "Walmart's both earnings and revenues exceeded the Zacks Consensus Estimate in second-quarter fiscal 2018. The company has also raised the lower end of its fiscal 2018 earnings guidance. Notably, share price of Walmart has been outperforming the industry for the last six months. Encouragingly, the company is making efforts to boost sales and remains focused on building its e-Commerce capabilities and foraying into new markets through acquisitions. The company has posted positive comps at Walmart U.S. for 12 successive quarters. Further, the company's acquisition of four e-Commerce businesses since the Jet.com acquisition is in line with its efforts to grow online activities. However, the company remains concerned due to currency headwinds, decline in international revenues, stiff competition from both brick and mortar and online retailers and huge investments in e-Commerce activities leading to margin pressure." (8/21/2017) 2. Oppenheimer Holdings, Inc. analysts commented, "fresher than it's been in years."Walmart is in the early stages of developing what could prove to be a "model" omni-channel structure, the analyst explained. For instance, the acquisition of Jet.com is just one of many "meaningful step forward" to solidify its status a "proven industry innovator" with many "unique capabilities." So far, there are early encouraging signs of growth in the online channel as gross merchandise volume accelerated to 69 percent on a year-over-year basis.Meanwhile, Walmart isn't neglecting its physical stores and has many initiatives ahead to spur growth, including:Online grocery shopping and collect in store.Two-day shipping with a $35 minimum from stores.Home delivery experiments.Also, improving food inflation trends could help boost top-line growth.Finally, the entrance of the Germany-based budget grocery chain Lidl to the U.S. market shouldn't cause investors to worry. Walmart was able to respond very aggressively to sustain its market position through pricing and merchandising fronts."In our view, WMT, more than many other leading chains, now recognizes an opportunity to leverage the key attributes that fuel its dominance in physical retail, in the digital world and increasingly go 'toe to toe' with eCommerce leaders such as amazon.com," (8/2/2017) 3. BMO Capital Markets analysts commented, "We still see many challenges ahead, including emerging competition from hard discounters and an adverse margin mix from growth in e-commerce, but we see a path of better relative sales and transaction growth over the next 12 months that is unlikely to cause the stock to underperform," (5/19/2017) 4. Wells Fargo & Company analysts commented, "We view WMT's 7%+ FCF yield as attractive, but we see risk/reward more balanced at 7.6x NTM EV/EBITDA (in line with 5/10-year avg.) as incremental comp improvement gets harder from here, macro and tax overhangs remain, and the need for reinvestment could delay a return to profit growth to FY19 and beyond. Marc Lore making his mark. WMT continues to shake up its ecom platform, which contributed +40bps to the WMT US comp, with global e-commerce sales and GMV (gross merch. value) increasing +15.5%/+17.5% (GMV +29.7% ex. Yihaodian). During the Q, several strategic moves came to light, including a larger stake in China's JD.com to 12% and initiatives: 1) combining U.S. store and online procurement efforts, allowing WMT to better leverage its scale across platforms; 2) implementing free 2-day shipping ($35 min.) in the U.S. on the heels of recent ecom fulfillment investments; and 3) tuck-in acquisitions of Shoebuy and Moosejaw in order to widen WMT's U.S. merchandising depth and category assortment. We view WMT's ecom initiatives as the right long-term strategy, but we see a multi-year investment period in which profitability likely yields to ongoing store and ecommerce upgrades." (2/21/2017) Are investors shorting Wal-Mart Stores? Wal-Mart Stores saw a increase in short interest during the month of September. As of September 15th, there was short interest totalling 45,267,333 shares, an increase of 2.7% from the August 31st total of 46,509,612 shares. Based on an average daily trading volume, of 8,587,538 shares, the short-interest ratio is presently 5.3 days. Approximately 3.1% of the company's stock are sold short. Who are some of Wal-Mart Stores' key competitors? Some companies that are related to Wal-Mart Stores include J Sainsbury plc (SBRY), Caseys General Stores (CASY), IRSA Inversiones Y Representaciones S.A. (IRS), Cresud S.A.C.I.F. y A. (CRESY), SpartanNash Company (SPTN), Conviviality PLC (CVR), Smart (SFS), Ingles Markets, Incorporated (IMKTA), Pantry (PTRY), The Fresh Market (TFM), Whole Foods Market (WFM) and Whole Foods Market (WFMI). Who are Wal-Mart Stores' key executives? Wal-Mart Stores' management team includes the folowing people: Greg Boyd Penner, Chairman of the BoardC. Douglas McMillon, President, Chief Executive Officer, DirectorM. Brett Biggs, Chief Financial Officer, Executive Vice PresidentRollin L. Ford, Chief Administrative Officer, Executive Vice PresidentJeffrey J. Gearhart, Executive Vice President - Global Governance, Corporate SecretaryNeil M. Ashe, Executive Vice President, President and Chief Executive Officer - Global eCommerce and TechnologyDaniel J. Bartlett, Executive Vice President, Corporate AffairsJacqueline P. Canney, Executive Vice President - Global PeopleDavid Cheesewright, Executive Vice President, President and Chief Executive Officer - International DivisionGregory S. Foran, Executive Vice President, President and Chief Executive Officer - Walmart U.S. division Who owns Wal-Mart Stores stock? Wal-Mart Stores' stock is owned by a variety of of retail and institutional investors. Top institutional shareholders include Vanguard Group Inc. (3.51%), BlackRock Inc. (2.97%), State Street Corp (2.38%), Dodge & Cox (0.70%), FMR LLC (0.60%) and Northern Trust Corp (0.59%). Company insiders that own Wal-Mart Stores stock include Alice L Walton, C Douglas Mcmillon, David Cheesewright, David Chojnowski, Jacqueline P Canney, Jeffrey J Gearhart, Jim C Walton, Rollin L Ford, Rosalind G Brewer, S Robson Walton, Steven P Whaley and Timothy Patrick Flynn. View Institutional Ownership Trends for Wal-Mart Stores. Who sold Wal-Mart Stores stock? Who is selling Wal-Mart Stores stock? Wal-Mart Stores' stock was sold by a variety of institutional investors in the last quarter, including State Street Corp, Schroder Investment Management Group, BlackRock Inc., Karp Capital Management Corp, The Manufacturers Life Insurance Company , Bank of New York Mellon Corp, American Century Companies Inc. and Acadian Asset Management LLC. Company insiders that have sold Wal-Mart Stores stock in the last year include Alice L Walton, C Douglas Mcmillon, David Cheesewright, David Chojnowski, Jacqueline P Canney, Jeffrey J Gearhart, Jim C Walton, Rosalind G Brewer and S Robson Walton. View Insider Buying and Selling for Wal-Mart Stores. Who bought Wal-Mart Stores stock? Who is buying Wal-Mart Stores stock? Wal-Mart Stores' stock was acquired by a variety of institutional investors in the last quarter, including FMR LLC, Alliancebernstein L.P., Parametric Portfolio Associates LLC, Neuberger Berman Group LLC, Fred Alger Management Inc., State of Tennessee Treasury Department, UBS Asset Management Americas Inc. and Janus Henderson Group PLC. View Insider Buying and Selling for Wal-Mart Stores. How do I buy Wal-Mart Stores stock? Shares of Wal-Mart Stores can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab. What is Wal-Mart Stores' stock price today? One share of Wal-Mart Stores stock can currently be purchased for approximately $79.53. MarketBeat Community Rating for Wal-Mart Stores (NYSE WMT)Community Ranking: 1.9 out of 5 ()Outperform Votes: 701 (Vote Outperform)Underperform Votes: 1,122 (Vote Underperform)Total Votes: 1,823MarketBeat's community ratings are surveys of what our community members think about Wal-Mart Stores and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days. Analyst Ratings Consensus Ratings for Wal-Mart Stores (NYSE:WMT) (How are Consensus Ratings Calculated?) MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.Ratings Breakdown: 2 Sell Ratings, 17 Hold Ratings, 14 Buy RatingsConsensus Rating:Hold (Score: 2.36)Consensus Price Target: $80.47 (1.18% upside) Analysts' Ratings History for Wal-Mart Stores (NYSE:WMT) Show: Only the Most Recent Rating From Each Brokerage All Ratings For This Stock DateFirmActionRatingPrice TargetImpact on Share PriceDetails9/19/2017KeyCorpReiterated RatingBuy$90.00Low9/18/2017Royal Bank Of CanadaSet Price TargetSell$77.00Medium9/17/2017Robert W. BairdReiterated RatingBuy$85.00Low9/14/2017BMO Capital MarketsReiterated RatingMarket WeightLow8/18/2017Oppenheimer Holdings, Inc.Reiterated RatingBuy$90.00Low8/18/2017Credit Suisse GroupReiterated RatingHold$84.00Low8/17/2017Jefferies Group LLCSet Price TargetBuy$88.00 -> $93.00Medium8/17/2017Wells Fargo & CompanyReiterated RatingHoldLow8/15/2017Citigroup Inc.Boost Price TargetNeutral$78.00 -> $80.00Low8/15/2017MKM PartnersReiterated RatingNeutralLow8/14/2017J P Morgan Chase & CoSet Price TargetNeutral$80.00Low8/11/2017StephensUpgradeEqual Weight -> Overweight$78.00 -> $91.00Low8/7/2017Cowen and CompanySet Price TargetBuy$86.00Low8/2/2017Morningstar, Inc.Reiterated RatingNeutralLow7/26/2017Goldman Sachs Group, Inc. (The)Set Price TargetBuy$84.00Low6/13/2017Deutsche Bank AGReiterated RatingHold$81.00Low5/29/2017Sanford C. BernsteinSet Price TargetNeutral$75.00Low5/29/2017Morgan StanleySet Price TargetNeutral$77.00Low5/19/2017Stifel NicolausSet Price TargetHold$72.00 -> $79.00Low5/19/2017Telsey Advisory GroupReiterated RatingOutperform -> Outperform$82.00 -> $84.00Medium5/9/2017Gordon HaskettInitiated CoverageBuy$90.00Low4/30/2017Pacific CrestDowngradeHoldLow3/14/2017Bank of America CorporationReiterated RatingBuy$88.00Low2/14/2017Buckingham ResearchReiterated RatingNeutralN/A2/10/2017Susquehanna Bancshares IncInitiated CoveragePositive$80.00 -> $80.00N/A1/24/2017ArgusReiterated RatingHoldN/A1/13/2017Brean CapitalReiterated RatingSell$62.00N/A12/28/2016Piper Jaffray CompaniesReiterated RatingNeutralN/A12/28/2016GuggenheimReiterated RatingBuyN/A12/20/2016InstinetReiterated RatingNeutral$81.00N/A11/21/2016NomuraSet Price TargetBuy$81.00N/A11/13/2016Barclays PLCReiterated RatingOverweight$82.00N/A10/4/2016MacquarieSet Price TargetNeutral$61.00N/A7/12/2016Northcoast ResearchDowngradeBuy -> NeutralN/A5/20/2016Sterne Agee CRTReiterated RatingNeutralN/A5/23/2016Independent Research GmbHSet Price TargetNeutral$72.00N/A11/18/2015Raymond James Financial, Inc.Boost Price TargetStrong-Buy$78.00 -> $82.00N/A11/2/2015HSBC Holdings plcBoost Price TargetOutperform -> Neutral$86.00 -> $87.00N/A10/15/2015S&P Equity ResearchDowngradeHold$62.00N/A(Data available from 9/26/2015 forward) Earnings Earnings History for Wal-Mart Stores (NYSE:WMT)Earnings History by Quarter for Wal-Mart Stores (NYSE WMT)DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails11/16/2017$0.98N/A8/17/2017Q2 2018$1.07$1.08$121.86 billion$123.40 billionViewN/A5/18/2017Q1 18$0.96$1.00$117.01 billion$116.53 billionViewN/A2/21/2017Q4 2017$1.29$1.30$130.22 billion$129.75 billionViewN/A11/17/2016Q317$0.96$0.98$118.69 billion$118.20 billionViewN/A8/18/2016Q217$1.02$1.07$119.33 billion$120.90 billionViewListen5/19/2016Q117$0.88$0.98$112.68 billion$115.90 billionViewListen2/18/2016Q416$1.46$1.49$130.65 billion$131.60 billionViewListen11/17/2015Q316$0.98$1.03$117.79 billion$117.40 billionViewListen8/18/2015Q216$1.12$1.08$119.77 billion$120.20 billionViewListen5/19/2015Q116$1.04$1.03$116.30 billion$114.80 billionViewListen2/19/2015Q415$1.54$1.61$132.29 billion$130.65 billionViewN/A11/13/2014Q315$1.12$1.15$118.37 billion$118.10 billionViewN/A8/14/2014Q215$1.21$1.21$119.00 billion$119.30 billionViewN/A5/15/2014Q115$1.15$1.10$116.29 billion$114.20 billionViewN/A2/20/2014Q414$1.60$1.60$130.44 billion$129.71 billionViewN/A11/14/2013Q314$1.13$1.14$116.75 billion$114.90 billionViewListen8/15/2013Q2 2014$1.25$1.25$118.57 billion$116.20 billionViewN/A2/21/2013Q4 2013$1.57$1.67$128.82 billion$127.10 billionViewN/A11/15/2012Q313$1.07$1.08$114.95 billion$113.93 billionViewN/A8/16/2012$1.17$1.18ViewN/A5/17/2012$1.04$1.09ViewN/A2/21/2012$1.46$1.44ViewN/A11/15/2011$0.98$0.97ViewN/A8/16/2011$1.08$1.09ViewN/A5/17/2011$0.95$0.98ViewN/A2/22/2011$1.31$1.34ViewN/A(Data available from 1/1/2011 forward) Estimates Earnings Estimates for Wal-Mart Stores (NYSE:WMT)2017 EPS Consensus Estimate: $4.722018 EPS Consensus Estimate: $4.372019 EPS Consensus Estimate: $4.58QuarterNumber of EstimatesLow EstimateHigh EstimateAverage EstimateQ1 20174$1.40$1.42$1.42Q2 20171$1.02$1.02$1.02Q3 20172$0.96$0.97$0.97Q4 20173$1.30$1.35$1.32Q1 20183$0.97$0.99$0.98Q2 20184$1.06$1.09$1.07Q3 20184$0.96$0.98$0.98Q4 20184$1.31$1.42$1.34Q1 20192$1.03$1.05$1.04Q2 20192$1.12$1.15$1.14Q3 20192$1.01$1.06$1.04Q4 20192$1.35$1.39$1.37(Data provided by Zacks Investment Research) Dividends Current Dividend Information for Wal-Mart Stores (NYSE:WMT)Next Dividend:1/2/2018Annual Dividend:$2.04Dividend Yield:2.57%Dividend Growth:12.20% (3 Year Average)Payout Ratio:49.04% (Trailing 12 Months of Earnings) 46.68% (Based on This Year's Estimates)44.35% (Based on Next Year's Estimates)Track Record:42 Years of Consecutive Dividend GrowthDividend History by Quarter for Wal-Mart Stores (NYSE WMT)AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date2/21/2017quarterly$0.512.86%12/6/201712/8/20171/2/20182/21/2017quarterly$0.512.86%8/9/20178/11/20179/5/20172/21/2017quarterly$0.512.86%5/10/20175/12/20176/5/20172/21/2017quarterly$0.512.86%3/8/20173/10/20174/3/20172/19/2016quarterly$0.503.09%8/10/20168/12/20169/6/20162/19/2016quarterly$0.503.09%5/11/20165/13/20166/6/20162/19/2016quarterly$0.503.09%12/7/201612/9/20161/3/20172/19/2016quarterly$0.503.09%3/9/20163/11/20164/4/20162/20/2015quarterly$0.492.33%8/5/20158/7/20159/8/20152/20/2015quarterly$0.492.33%5/6/20155/8/20156/1/20152/20/2015quarterly$0.492.33%12/2/201512/4/20151/4/20162/20/2015quarterly$0.492.33%3/11/20153/13/20154/6/20152/20/2014quarterly$0.482.61%12/3/201412/5/20141/5/20152/20/2014quarterly$0.482.61%5/7/20145/9/20146/2/20142/20/2014quarterly$0.482.61%8/6/20148/8/20149/3/20142/20/2014quarterly$0.482.61%3/7/20143/11/20144/1/20142/22/2013quarterly$0.472.67%8/7/20138/9/20139/3/20132/22/2013quarterly$0.472.67%12/4/201312/6/20131/2/20142/22/2013quarterly$0.472.67%5/8/20135/10/20136/3/20132/22/2013quarterly$0.472.67%3/8/20133/12/20134/1/2013(Data available from 1/1/2013 forward) Insider Trades Insider Trading and Institutional Ownership History for Wal-Mart Stores (NYSE:WMT)Insider Ownership Percentage: 51.39%Institutional Ownership Percentage: 30.19%Insider Trades by Quarter for Wal-Mart Stores (NYSE:WMT)Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails9/6/2017Alice L WaltonMajor ShareholderSell1,652,342$79.35$131,113,337.70 9/1/2017Alice L WaltonMajor ShareholderSell800,000$78.35$62,680,000.00 9/1/2017S Robson WaltonDirectorSell2,117,863$78.45$166,146,352.35 8/31/2017Alice L WaltonMajor ShareholderSell621,500$78.28$48,651,020.00 8/30/2017Alice L WaltonMajor ShareholderSell696,363$78.73$54,824,658.99 8/29/2017Jeffrey J. GearhartInsiderSell9,216$78.96$727,695.36 8/24/2017Jim C WaltonMajor ShareholderSell775,958$80.24$62,262,869.92 8/24/2017S Robson WaltonDirectorSell129,628$80.44$10,427,276.32 8/23/2017S Robson WaltonDirectorSell646,330$80.20$51,835,666.00 8/22/2017Alice L WaltonMajor ShareholderSell474,042$80.04$37,942,321.68 6/28/2017David CheesewrightInsiderSell25,729$76.65$1,972,127.85 6/12/2017S Robson WaltonDirectorSell3,000,000$79.25$237,750,000.00 6/8/2017Jim C WaltonMajor ShareholderSell3,278,735$79.00$259,020,065.00 6/6/2017Alice L WaltonMajor ShareholderSell3,221,265$79.54$256,219,418.10 6/6/2017S Robson WaltonDirectorSell1,602,965$78.84$126,377,760.60 6/5/2017S Robson WaltonDirectorSell1,618,300$80.22$129,820,026.00 5/31/2017Jim C WaltonMajor ShareholderSell1,455,636$78.34$114,034,524.24 5/26/2017Alice L WaltonMajor ShareholderSell1,157,500$78.06$90,354,450.00 5/25/2017Alice L WaltonMajor ShareholderSell2,476,374$78.32$193,949,611.68 5/24/2017Jeffrey J. GearhartInsiderSell11,104$78.20$868,332.80 5/23/2017Alice L WaltonMajor ShareholderSell2,576,324$78.65$202,627,882.60 5/23/2017Jacqueline P CanneyInsiderSell1,322$78.75$104,107.50 5/23/2017S Robson WaltonDirectorSell1,254,984$78.69$98,754,690.96 5/22/2017S Robson WaltonDirectorSell1,321,340$78.61$103,870,537.40 5/19/2017David ChojnowskiInsiderSell5,142$79.36$408,069.12 3/16/2017Jim C WaltonMajor ShareholderSell3,000,000$70.50$211,500,000.00 3/2/2017Alice L WaltonMajor ShareholderSell4,542,361$70.54$320,418,144.94 2/27/2017Jim C WaltonMajor ShareholderSell3,667,343$71.99$264,012,022.57 2/23/2017Jim C WaltonMajor ShareholderSell4,375,337$71.79$314,105,443.23 1/5/2017Rosalind G BrewerInsiderSell32,350$68.32$2,210,152.00 11/21/2016C Douglas McmillonCEOSell75,063$69.08$5,185,352.04 9/9/2016Alice L WaltonMajor ShareholderSell2,100,000$71.44$150,024,000.00 8/29/2016Alice L WaltonMajor ShareholderSell3,504,756$71.37$250,134,435.72 8/26/2016Steven P WhaleyInsiderSell1,100$71.46$78,606.00 8/24/2016Alice L WaltonMajor ShareholderSell3,142,846$72.41$227,573,478.86 8/22/2016Jim C WaltonMajor ShareholderSell3,502,398$73.02$255,745,101.96 6/29/2016Rosalind G BrewerEVPSell10,794$71.65$773,390.10 6/28/2016Jim C. WaltonMajor ShareholderSell1,450,000$71.39$103,515,500.00 6/28/2016S Robson WaltonDirectorSell971,842$71.29$69,282,616.18 6/27/2016S Robson WaltonDirectorSell478,158$71.60$34,236,112.80 2/25/2016Rollin L. FordEVPSell740$67.65$50,061.00 12/2/2015Timothy Patrick FlynnDirectorBuy10,000$58.46$584,600.00 11/25/2014Rosalind G BrewerEVPSell7,000$84.96$594,720.00 11/24/2014David CheesewrightEVPSell12,000$85.22$1,022,640.00 11/19/2014Mary Susan ChambersEVPSell23,763$85.46$2,030,785.98 11/19/2014Steven P WhaleySVPSell1,799$84.60$152,195.40 11/17/2014Rollin L FordEVPSell605$83.17$50,317.85 6/10/2014Steven P WhaleySVPSell1,200$76.79$92,148.00 5/30/2014Rollin L FordEVPSell1,000$76.55$76,550.00 3/21/2014William SimonEVPSell35,504$76.73$2,724,221.92 12/12/2013Mary Susan ChambersEVPSell19,555$78.84$1,541,716.20 12/11/2013Charles HolleyEVPSell15,000$79.34$1,190,100.00 12/10/2013Steven WhaleySVPSell2,000$79.37$158,740.00 8/23/2013C Douglas McmillonEVPSell16,682$73.47$1,225,626.54 8/21/2013Steven WhaleySVPSell1,400$74.00$103,600.00 6/17/2013Rollin L FordEVPSell2,000$75.20$150,400.00 6/12/2013William S SimonEVPSell29,869$74.70$2,231,214.30 6/11/2013Michael T DukeCEOSell124,050$75.14$9,321,117.00 6/10/2013Jeffrey J GearhartEVPSell9,314$75.76$705,628.64 (Data available from 1/1/2013 forward) Headlines Headline Trends for Wal-Mart Stores (NYSE:WMT) Latest Headlines for Wal-Mart Stores (NYSE:WMT) Source: All Sources Trusted Sources MarketBeat.com Bloomberg MarketWatch Motley Fool NASDAQ Reuters Seeking Alpha The Street The Wall Street Journal Yahoo Finance DateHeadlineWal-Mart Stores (WMT) Downgraded to Holdinvestorplace.com - September 25 at 3:33 PMResearch Analysts Offer Predictions for Wal-Mart Stores, Inc.'s Q3 2018 Earnings (WMT)www.americanbankingnews.com - September 25 at 6:52 AM9 Hottest Toys For The 2017 Holidays, Courtesy Of Walmart (NYSE ... - Benzingawww.benzinga.com - September 24 at 9:06 AMWal-Mart Wants to Unpack Groceries and Restock Fridgeswww.investopedia.com - September 23 at 11:31 AMWal-Mart testing delivery service that will bring items into your homewww.marketwatch.com - September 23 at 11:31 AMWalmart May Deliver Groceries To Your Refrigeratorwww.rttnews.com - September 23 at 11:31 AMIs It Time To Buy Wal-Mart Stores Inc (WMT)?finance.yahoo.com - September 23 at 11:31 AMWal-Mart Tests 'In-Fridge Delivery' With Smart Lock Maker Augustfinance.yahoo.com - September 23 at 11:31 AMThe winners and losers of the ultimate food warsfinance.yahoo.com - September 23 at 11:31 AMForget Farm To Table, Walmart Is Testing Web To Fridgefinance.yahoo.com - September 23 at 11:31 AMNot home? Walmart wants to walk in and stock your fridgemarketbeat.com - September 22 at 12:55 PMTraders Purchase High Volume of Put Options on Wal-Mart Stores (WMT)www.americanbankingnews.com - September 21 at 3:50 AMWalmart's Holiday Hiring Plan: More Hours for Current Associateswww.businesswire.com - September 20 at 11:08 AMWalmart Offers More Hours For Current Associates - Quick Factswww.nasdaq.com - September 20 at 11:08 AMWalmart Big Enough Not to Need Holiday Temps?247wallst.com - September 20 at 11:08 AMSell These 4 Stocks Before Amazon Wipes Them Outfinance.yahoo.com - September 20 at 11:08 AMWalmart Expands Online Grocery Pickup to EBT Customersfinance.yahoo.com - September 20 at 11:07 AMWalmart Upping Current Worker Hours Instead of Hiring for the Holidaysfinance.yahoo.com - September 20 at 11:07 AMWal-Mart: Why the Toys 'R' Us Bankruptcy Is Good Newsfinance.yahoo.com - September 20 at 11:07 AMWalmart and the Coalition for Veteran Owned Business Host VetSource Event to Boost Business Opportunities for Veteran Entrepreneursfinance.yahoo.com - September 20 at 11:07 AMToys R Us Bankruptcy Will Benefit Amazon, Wal-Martfinance.yahoo.com - September 20 at 11:07 AMWhy Walmart Will Likely Continue to Dominate the Grocery Spacefinance.yahoo.com - September 20 at 11:07 AMWal-Mart to not hire seasonal workers; current staff to get more hoursfinance.yahoo.com - September 20 at 11:07 AMWal-Mart Stores, Inc. (WMT) Given Average Rating of "Hold" by Analystswww.americanbankingnews.com - September 20 at 6:34 AMWal-Mart Stores, Inc. (WMT) Receives Buy Rating from KeyCorpwww.americanbankingnews.com - September 19 at 1:52 PMA German grocery store that's invaded the US is a bigger threat to Walmart, Kroger, and Target than anyone thoughtfinance.yahoo.com - September 19 at 9:36 AMAugust Debuts Cheaper Smart Locks for the Massesfinance.yahoo.com - September 19 at 9:36 AMWas Toys 'R' Us Killed by Amazon? No, It Killed Itselffinance.yahoo.com - September 19 at 9:36 AMSome Corporations Pay a Lot More Taxes Than Othersfinance.yahoo.com - September 19 at 9:36 AMWalmart to Expand Food Stamp Acceptance Onlinefinance.yahoo.com - September 19 at 9:36 AMWal-Mart Stores, Inc. (WMT) Given a $77.00 Price Target by Royal Bank Of Canada Analystswww.americanbankingnews.com - September 18 at 11:28 AMAmazon Share Price Increase Doubles Walmart's in 2017finance.yahoo.com - September 18 at 8:02 AMShort Interest in Wal-Mart Stores, Inc. (WMT) Grows By 10.0%www.americanbankingnews.com - September 18 at 2:48 AMExpect Harvey and Irma to return ... in companies' earningsfinance.yahoo.com - September 17 at 9:25 AMWalmart Plans to Open New Home Office in Bentonvillefinance.yahoo.com - September 17 at 9:25 AMWal-Mart to build new home officefinance.yahoo.com - September 17 at 9:25 AMWal-Mart Also Needs a New HQ, But Don't Bother Lobbying for Itfinance.yahoo.com - September 17 at 9:25 AMWalmart Is Building a New Headquarters in Bentonville, Arkansasfinance.yahoo.com - September 17 at 9:24 AMJamie Dimon Is Right That Bitcoin Is A Fraud, But Doesn't Know Whyfinance.yahoo.com - September 17 at 9:24 AMWal-Mart Stores, Inc. (WMT) Earns Buy Rating from Robert W. Bairdwww.americanbankingnews.com - September 17 at 7:42 AMWal-Mart to build new home office - MarketWatchwww.marketwatch.com - September 16 at 10:33 AMSam's Club Orlando stores open to nonmembers post Irmawww.bizjournals.com - September 15 at 11:35 AMWalmart Rolls Out Pickup Towers to Compete with Amazonfinance.yahoo.com - September 15 at 11:35 AMWalmart Continues Its Challenge of Amazonfinance.yahoo.com - September 15 at 11:35 AMWalmart Takes On Amazon in a Marketplace Duelfinance.yahoo.com - September 15 at 11:35 AMUS retail sales dipped 0.2 pct. in August as auto sales fellfinance.yahoo.com - September 15 at 11:35 AMWal-Mart Stores, Inc. (WMT) Stock Rating Reaffirmed by BMO Capital Marketswww.americanbankingnews.com - September 14 at 6:38 PMWal-Mart shifting organizational structure to keep up with rapid changes in retailwww.marketwatch.com - September 14 at 2:20 AMThe Future Of Wal-Mart Is In The Webseekingalpha.com - September 14 at 2:20 AMBoxed CEO Says Company's Discipline Is an Advantagefinance.yahoo.com - September 13 at 9:17 PM Social Chart Wal-Mart Stores (WMT) Chart for Tuesday, September, 26, 2017 This page was last updated on 9/26/2017 by MarketBeat.com Staff


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I graduated from New Salem Academy in the summer of 1965, second in my class. It was an interesting evening as I had an accident a few days earlier. While at Doane's Falls, north of Athol, Massachusetts on the way to Royalston, I decided to one-up the guys there and dive into the pool at the bottom of the falls. Yes we had been drinking and showing off for one the local "filly's". Others had been jumping, cannonball style, but I thought a nice swan dive would be impressive. Well about two feet of water made an impression in my skull.
I left shortly after graduation to live for awhile with my Dad in Pendleton, OR. I had to work an Agricultural jobs to complete the requirements for my High School Diploma. I had also enlisted in the Navy and wanted to visit before heading off for my "new" life.
It was a long bus trip across the USA in the summer of 1965. I think it was 72 hours if my memory is correct. When the driver told us we would be there soon, I could only see miles and miles of wheat. Then all of a sudden we dipped into the Walla Walla Valley and there was Pendleton.
My father was married to a lady named Prescott, who had two daughters. One had this spit-shined 1959 Chevy, with the big winged fins on the bad. It was a beautiful Lavender color. Dad help me find a job packing frozen peas. Yes that's right. Packing frozen peas into a 4 X 4 palletized box. Dad drove a combine harvesting wheat. It was beautiful country.
I left for the Navy from The Dales, OR and landed in San Diego, CA. Boot camp was an experience. I had never had much upper body strength and the physical part was tough. I still had problems with bed wetting. While I was there, the Navy did several medical test on me. I will go into detail in "Medical History". I was told that I could not continue in service. They allowed me to stand on the tarmac and "pass in review" on graduation day, then sent me on my way with an Honorable Discharge on October 19, 1965, Eisenhower suit and all. I weighed in at 193 pounds, 72 inches tall.
I was not welcome back in Oregon, so I headed back to Massachusetts. Mom was still living with her husband in Orange. I got a job at Aubuchon's Hardware. I soon had a car and the carefree life. But all was not changed. Life with Arthur had reached a turning point.
Mom divorced Arthur and moved to Athol, where she worked at the hospital. I went to work for Temple Oil Company part-time and worked at Cass Garage full time. I got a place of own for awhile. I still had a lot of growing up to do. I fell for a girl who was having an affair with a married man I knew. I caught then together one night. I broke my heart and I struck back by telling the man's wife. He gave me a few hours head start out of town.
This was the summer of 1967 and having not see my father for awhile, I went to East Moline, IL to visit with him. He was dating a woman named Maureen who had a daughter that liked to tease. One evening while we were sharing supper with them, dad had too much to drink. Maureen told him that he should stay over and not drive in his condition. He stomped out of the house yelling that "no damn woman was going to tell him what to do." When I tried to explain to him that Maureen was only concerned for him, he told me to "not let the door hit me in the ass on the way out." I had no job and no money and now no place to stay.
I called Maureen and she put me up. I got a job on the assembly line at the John Deere plant. I worked for a time in the foundry and later on the assembly line building combines. It was here that I had run-in with the union. I crossed a picket line and got a broke nose. Maureen was cool. She came from North Carolina and made homemade dandelion wine. She also had "moonshine" from home. Renee', her daughter, was quite a tease and we had several contacts. No I was still a virgin when I left. Maureen had a Barracuda. A yellow automatic. A tough little car for its day.
I went back to Massachusetts when the job laid me off. Things had quieted down and Mom gave me a place to stay and get back in the life of a small New England town. I soon had a job with the Athol Daily News as the Assistant Circulation Manager. The job lasted for almost three years. But as I learned in life, sometimes the only way to get ahead financially is get a new job paying better money.
I became one of the hell raisers from town. I started with a 1965 1/2 Mustang and soon graduated to a 1968 Mustang Fastback 2 + 2. I had money and influence in town. I did what every good New England male does: I drank and chased women. Mostly I drank. Drinking gave me courage and fighting become a way of settling disputes. I took my share of licks and gave a few. I was also big and most did not want to challenge me. I chased a lot of women, which would become so much a part of my life. Most of them only wanted me around for the "freebies" and it told many years for me to figure that out. I did enjoy their company and my dreams of conquest.
On August 25, 1968 I received my First Jump Certificate from Parachutes, Inc. at the Orange, MA airport.
In 1970 I went to work for Simplex Time Recorder Company in Gardner, Massachusetts in the commercial collections department. My brother Mike was working there at the time as a time study man. I enjoyed the work and had my first crush on a married woman. Bonnie was quite a character. Her husband became a good friend but soon left for his 6-months training for the National Guard. He asked me to spend time with Bonnie while he was gone. Everyone at the office thought she and I were fooling around as we spent so much time together. We both lost out job over a prank that we thought was very funny.
After lunch one day I had Bonnie drop me at my house and then take my car and park it in front of hers. We both called in sick and the next morning we both got called into the manager's office and were accused of spending the day together. I was upset and told my boos he was just jealous as he was not getting what he thought I was. We both got fired. I managed to get my job back.
I came very close to having an affair one night but did not take advantage of the situation. A few months after her husband returned from basic training she just up and disappeared in the middle of the night. No one ever heard from or saw her again.
In the early part of 1971, Simplex transferred me to Tampa, Florida. I worked in the office there. I was a small town boy in the big city for the first time in my life. I did not take care of my job and soon lost it. I bounced around from job to job and had a very rough time for a few months. I finally landed a job where I learned to drive a tractor-trailer rig. I hauled cement around Florida. I remember one job - hauled in the cement for some of the road for Disney World by Orlando. After getting up my confidence I transferred to their long haul division - Clay Hyder in Auburndale, Florida. I was a modern day cowboy, driving a rig and chasing women. The money was too good and I soon found that prostitutes were easier to communicate with and fell into that lifestyle for almost a year. I met a few people while driving and soon moved to work with an independent trucker hauling orange juice out of Florida. He paid me for loading and unloading plus so much a mile and I was doing fine. But once again I out smarted myself. I got into an argument for not carrying cash with me (I figured he should pay me for loading and then I would have had some). I walked on him in Georgia and "thumbed" my way back to Florida.
Things went downhill from there and I was soon without a place to stay and on my way back to "Mom" in Massachusetts with my tail between my legs.
By 1972 was I working for the Town of Athol in the EEA program. I worked part-time for the town treasurer - Leo Dugas. He thought me a lot about account and balance books. The other part of my time was help recruit people for the program. It was during the time that I got into a relationship with a married woman that I would meet in the mornings before going into work. She was a great little lady and a real turn on. The job lasted for almost two years.
After I left there I worked for a while in a plastic manufacturing plant on the second shift. There was another married woman there. These relationships never amounted to much more than relations.
It was no long after 1975 that I found myself back at the Athol Daily News as the Circulation Manager. It was a big change but full of lesson on life. The hardest one I remember was have to tell one of the young girls working there that he husband had committed suicide the evening before. She came in asking for help in finding him as he had not come home. After a couple of phone calls I go the answer and did not have to say too much as she could tell from the expression on my face that the new was bad.
It was at this time with the Daily News that I met and married my son's mother. She worked for me in the front office and was pregnant at the time we got to know each other. She was having trouble at home and one thing led to another in our relationship. The night she left he husband we spent together in a company car in a rest area just outside of town.
I found an apartment and cleaned it up for her. She moved in with furniture that I had from the room that I had built in the basement of my mother's home and with some thing she had. She was all the excitement that I ever wanted and was blind to many things that should have warned me to STOP. I let her use my car to deliver papers to help support he and her daughter. She had an abortion the year we were living together as she was still legally married at the time. We decided to get married when we thought a house would be the thing to get.
Not a very good reason to get married. We lived in the home for less than a year and then decide very quickly to move to Texas. We sold a lot of what we had and packed all the rest in our Ford Pinto station wagon and moved to Euless, Texas with the help of my brother.
By the end of 1978, we had a new son, I was working for Reynolds Aluminum Recycling Company and we had an apartment in Irving. Life seemed good on the outside.
This Web page was last updated on Monday, 27-May-2002 12:30:24 MDT .
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Red And White Graduation Cake
white cake with pineapple filling with fondant accents, stage is rkt covered in fondant. figures are 50/50 gumpaste and fondant. frosting is a buttercream almond flavor. Cake done for a beauty school graduation. frosting on the front when making the lines of book pulled away some of the frosting not too happy how that turned out. your input will be greatly appreciated.


text: Girls basketball: Catholic overwhelms Wirt County in opener By Ryan Pritt December 6, 2013 Story Share Chris Dorst Charleston Catholic's Peyton Mullen tries to pry the ball away from Wirt County's Cori Hughes. The Fighting Irish forced 41 turnovers. Even without one of its best players, Charleston Catholic delivered quite the debut performance for first-year coach Zack Bogan.The Irish forced 41 turnovers and overwhelmed visiting Wirt County from the outset in cruising to an 84-23 win in Catholic's season opener on Friday at the Charleston Catholic Athletic Facility.Freshman Vida Imani paced all players with 23 points and 14 rebounds and helped take up some of the slack after returning senior Hannah Gallian missed the game with an illness.Even as a coach, Bogan couldn't find a whole lot to be unhappy with on Friday."We can't complain with it," Bogan said. "We've been running a lot and that's what we want to do, get out and run. Defensively we were really good. We were missing Hannah Gallian who's out sick and they played well with that adjustment and a little bit of adversity even before the game started. I don't have any complaints. We need to clean some stuff up, but it's a great start."Catholic stormed out to a 32-15 halftime, lead but didn't put its foot on the accelerator until after the break, when it used a 30-2 advantage in the third quarter to bury the Tigers.Much of that surge was led by Imani, who scored 13 of her points and grabbed eight of her rebounds during that period. "I thought she played pretty well," Bogan said. "She's still going through the adjustment phases of it being a little more physical, but she's really adapting and playing well. She's a key piece for us moving forward."Senior point guard Anna Whelan, who has been a key piece for the Irish over the past few years, contributed 17 points, nine rebounds and five steals, while Caroline Dundervill pitched in with 10 points and a team-high eight steals. Maddy Blaydes added 10 points and Peyton Mullen threw in nine points, six assists and six steals.The presence of Whelan, Dundervill and Mullen, in particular, was felt much more on the defensive end, as the trio of slight guards kept the pressure dialed up until Bogan called off the press in the fourth quarter."We just get out and run, that's what we want to do, and that's our game plan," Bogan said. "That's what we want - high turnovers, low field-goal percentage for the other team and we can live with some of the missed shots for us."Megan Burns led the Tigers with nine points and 11 rebounds, while Liz Adams scored eight points and pulled down 11 boards.The Irish limited Wirt to just 8-of-44 shooting and the Tigers made just 5 of their 14 free-throw attempts.Reach Ryan Pritt at 304-348-7948, email@example.com, or follow him at twitter.com/RPritt Story Share Story Share Trending Now 1 Facebook founder visits Cabin Creek Health Systems 2 Teen pleads guilty to voluntary manslaughter in Oakes Field shooting 3 'Report for America' pilot project begins in Appalachia 4 Rhode Island bank claims Justice companies owe $4.2M on helicopter loan 5 Congressional opioid investigation targets drug wholesaler Miami-Luken Indians put Wayne win streak on ice Previous Story Roundup:Mike Ellis Invitational set for today Next Story


text: After a 5 year hiatus, she's back to the competitive climbing scene. Meet Celeste Wall – a female competitive climber from Canmore, Alberta who is very near and dear to me. We've only known each other for a short while, but I feel as though we've been best friends since birth. Join me as we journey with her through her experiences in making it to the Canadian National Climbing Team this year. Celeste will be competing in her first World Cup as an adult athlete this year in Hamilton, Ontario and Vail, Colorado.


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Hello Vasya,
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text:
Note: Items in brackets ( ) added by the compiler.
Elizabeth Skeen
1845 - September 06, 1927
(w/o Jasper Skeen, d/o Elijah Rasnake & Martha Hobbs)
Eld Jasper Skeen
March 10, 1841 - October 13, 1920
(s/o Joseph Skeen & Juliana Rasnake)
Roy Edward Skeen
September 10, 1921 - August 17, 1922
Just outside the fence is another cemetery, only this cemetery is not enclosed by a fence. The cattle have cleared these 3-4 graves. The only one with writing on it has been broken, and belongs to:
A. Kelley
February 11, 1879 - August 04, 1928
There are 2 more graves here that are marked with field rocks, and one that looks like a grave, because it has sunk so badly, and it's shape is similiar to that of a grave.


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Weight and appearance(62 Posts)
This is a bit of a personal rant, I'm hoping others out there will have opinions to share too though so we can vent together!
I have a weight problem and have done so for my whole life. I've come to the conclusion in recent years that my issues were terribly emotional ones- I am scared of failing at losing weight, and so the myriad diets I have "done" have not really started as I have not wanted to admit that I'm on them so as to not risk failing (how fucked up is that?) I also eat when I am trying to drown my emotions out- which I do a lot as the envioronment I grew up in, whilst loving and happy, was also about making sure everything appeared fine even if you were dying inside (mum was dreadfully unhappy married to dad and this was terribly obvious to my sister and I but we never acknowledged it and still haven't in any detail) and sadly I learned this very well and am now repeating this pattern. That's a whole other thread though!
On a personal level, I think that I am "frightened" of losing the 3 or 4 stone that I need to as I am so so SO cross that people will think of me differently. Why the hell should they? I will still be me, I am disappointed in "society" if all of a sudden I am slimmer and - hey presto! I am not invisible any more. Its almost like my weight is a way of shunning the way that I feel society prizes thinness- but at the same time I know that I need to lose some serious lbs for health reasons. I want to be around long term for my children and for me to enjoy life. I did lose weight in my teens and I know from first hand experience that I went from a nobody at school to having lots of attention in a matter of weeks- I lost a fair bit of weight one summer due to just generally growing up and having an active time for the 6 weeks, and all of a sudden people wanted to know me. I was just a kindly swot before that. This makes me FURIOUS. It didn?t at the time of course, I was thrilled that I was suddenly popular.
In particular, if my husband ends up treating me more nicely because I am thin (which I am terrified of as I think it is amost a certainty) then I will have to make a difficult choice- do I stay with a man that quite plainly does not love me for "me" but what I look like? I am not sure if I can bear the disappointment in him or even myself for choosing such a twat, if you'll pardon the expression.
So many issues here!
Has anyone else been in a simlar position with wanting to lose weight? What were your experiences?
Simpkins, I lost the weight because I knew I was having major surgery and I wanted to be a healthy bmi. It is disappointing, but more so when it comes to women changing their attitude towards you. I think this happens because weight and body image has become such a huge deal to women. In all honesty, I think it's more of an issue for women than it is for men. I don't doubt for a minute that DP finds me more attractive when I'm slimmer, but how much of that is to do with confidence? We still had a healthy sex life when I was bigger.
I am making a point of never commenting on other women's weight. Instead I will tell them that their complexion looks healthy and glowing or that they look fab in their new top
but only if meant genuinely. Why bring size and weight into it?
I'm going to re-read this thread later but one thing stood out to me, op, that you wonder if you'll lose the weight and suddenly stop being invisible - my experience is (delightfully to me at least) the complete opposite - I've lost nearly 4 stone and finally feel like I can just blend in, not stand out and catch someone's eye purely because of my size. I finally feel normal. Though I relate a lot to your op and losing the weight was something of a journey, I do feel not only have I lost the weight but also a lot of the negativity I carried around, I was blind to how this was linked in my mind.
Also conforming to any 'look' is about far more than being a certain weight. I feel healthy and active now - this was my motivation to lose weight and remains my motivation now to keep it off.
Re weight being a feminist issue I read somewhere that because our cultural ideal of thinness is more akin to the pre-pubescent female form, girls have higher self-esteem when they are younger and as they start to put weight on their breasts and hips (a natural part of growing up), their self-esteem falls. Whereas for men, cultural ideals of manliness fit more with adult male forms, so as boys grow up (becoming taller, heavier), their self-esteem goes up.
Into the realms of my own speculation: I suspect that a man could carry a couple of extra stone and it fall within the parameters of normal, wed just call him well-built, whereas a women carrying a couple of extra stone would be called fat? The same standards of slenderness are not applied to men, heavens, slender even sounds a feminine adjective. Im wondering about slim hes slim, shes slim do we even think/talk about men in those terms? And if we do, its probably more descriptive than judgemental.
Good points snowshapes. It seems that men and women both fill out in their mid to late 20's and they get a more muscular and adult shape. This is seen as desirable for men, but women still strive to be very slender like a teenager.
I definitely prefer the way DH looks when he's a bit porky but prefer myself slimmer. Because I look nicer that way and I can wear nice clothes, I don't think it goes any deeper than that.
Simpkins I really identify with the 'why should I' aspect of losing weight. It really annoys me that my weight determines how I am perceived instead of my profession.
What is surprising to me is that men nowadays have been brought into the whole 'looks' and 'fatness' bleurgh that has so afflicted women I've known in my lifetime. A totally normal, healthy teenage boy I know is jovially teased and called 'fat' by his good friends because he hasn't got a washboard stomach and I'm told this is really commonplace . Men are dieting much more - it's no longer cute and endearing to have a wobbly midrift.
People are much more health conscious now I think - people are smoking less for instance. Fat, for all sexes, attracts more and more virulent distaste.
So I think this debate has two ends. At one end, is OP losing several stone a feminist issue? No, I think it's a health issue and one that affects both men and women. At the other end, does healthy women being pressured to conform to a particular body shape constitute a feminist issue? I think it probably does and should be lumped together with the eternal body issues like body hair and wearing makeup etc.
Women get judged more on their looks because they are the ornate sex whereas women get to do the picking and choosing once they've lured potential mates. I guess what I'm saying is we can only expect people/society to change through education to a certain degree. Women will always be judged to some extent on their looks because it's an innate, evolved reaction that is (unfortunately) difficult to override.
Snowshapes I don't agree with your comment re men and women with extra weight being viewed differently.
Men are generally a bigger build than women so can 'hide' weight better. My friend is a size 16 but she is almost 6ft and broad so she doesnt look particularly overweight whereas I as a size 16 would be very overweight.
A man who is 2-3 stone overweight looks it and to most people is unattractive.
I agree with everyone who criticises societies obession with unhealthy thinness as damaging to young women and I would try quite hard to ensure that my daughters dont view these celebrities or models bodies as 'normal' or desirable.
However I do not want them thinking that 2-3 stone overweight is normal either.
Simpkins You said you werent sure you wanted to lose weight as people might view you differently. I do think that statement is ridiculous in that weight is a health and wellbeing issue and what other people think of you is secondary. Sure you husband might find you more attractive, would that be a bad thing. Mine finds me more attractive when I have my hair/nails/makeup done and am dressed up for a night out. I prefer him when he is showered/shaved/in a good suit. The fact that we might not be equally as attractive to each other in jeans and a t-shirt doesnt bother us.
"There are no advantages being overweight."
Hmm. Current research seems to be showing that the healthiest BMI to have is around 26. Which is technically overweight.
So apart from the health advantages, then...
Ok one study in a sea of others that show being overweight to be unhealthy.
Don't think any study has shown that negative health effects start at a BMI of less than 30 (that's over 13 stone for a 5'6" woman) which is 'obese' not 'overweight' - but you might have been using the words interchangeably?
Willing to stand corrected if this is not the case.
But being overweight seems to come up statistically like drinking, a little bit is good for you but loads isn't.
The problem, mindosa, is when you start to generalise from your personal experience. So you and your husband prefer each other slimmer, nicely dressed, made up, etc. -- that's fine, but you seem to be saying that this is 'natural' or innate. It isn't. Everyone is different. My own DH honestly doesn't seem to care about my weight, and most of his spontaneous 'you're so beautiful' moments seem to come not after I've made a huge effort but at times when I think I look awful.
And there certainly are many cultures even today, even within Western societies, where being really thin is not prized. I spent most of my life in the US, in a city that's majority African-American, and the different expectations were very noticeable. I once lost 20 pounds and found all my white friends saying, You look great!, while all my black friends were saying, You look too damn skinny! There is even quantifiable evidence of this, as studies have shown that black women who are overweight have higher self-esteem than overweight white women (in the US).
OP -- would you ever consider going for CBT? I believe there are studies showing it's very helpful for losing weight, because it's all about tackling the emotional issues that lie behind it and changing negative thinking patterns. I think that might be a healthier approach than dieting or anything more direct, because the weight is less important than the emotional issues that are troubling you in several aspects of life (it sounds like).
Ah, but I think you are generalising from your own experiences too dreaming. There is no real innate preference for weight. If there was, we would see agreement between cultures and epochs. Culture has a huge part to play - in general I would say that most cultures view heavily overweight or underweight beings as unattractive (the exceptions come from cultural issues like, lack of food or lots of wealth). I would see this as more-or-less innate as it has clear long-term health and thus survival/reproductive consequences.
General characteristics that are pretty common across all cultures are that women are prefered younger (most fertile period) and men are prefered either as rough-n-ready (sexually provocative, agressive, short-termers) or naice-mummy's-boy (think boyband - unthreatening, caring, long-termers). Men like women who appear younger: slimmer, blonder, less-hairy. Make-up is used to imitate a younger, more fertile state: red lips (ovulation), foundation (smoother, younger appearance)....some men (thankfully) don't fall for this and just see the make-up .
Obviously, we are all tainted by our cultural unbringings and other factors at play like availability of mates (low-status men are less like to get a partner than low-status women for example), changes in diet/wealth...so many things that any great generalisations are silly - of course, some men love adult, full-breasted women etc.
Wow thats the first time ive read a thread on this board thats made me feel like crap.
Well guess what..... i lost ten stone in 2002-2003 and my husband STILL didnt want to touch me. (my situ is well documented on the Relationships board) So can we PLEASE stop blaming this on women and weight because it has nothing to do with it.
And apparently according to something said upthread i am now obese again. Great.
At the moment i am somewhere between 15 and 16 stone and 5"5 but a lot of it is on my breasts.
I comfort ate after my affair ended and am now trying to tackle it. Not easy when i now know that it wont make any fucking difference to my life anyway.
Darkesteyes; yes it will, you will be healthier and reduce your risk of dying earlier.
Mindosa, telling me my feelings are ridiculous really doesn't make you sound terribly nice.
I want to lose weight, I've made that clear, but I am also scared of doing so. Scared if failing, scared of being treated differently, scared of having to admit that I am fat.
I think you might be Rosemary Conley in disguise!
Dreaminbohemian- I did have a series of cbt sessions in the past. Whilst they worked short term, I found that they only addres the behaviour and not the underlying cause which ultimately meant that I just found other negative behaviours to replace the ones I successfully stopped. I am finding though that expressing myself more (about anything strangely, not jut food) is helping me to be more honest about food.
Simpkins i understand where you are coming from totally.
specialsubject from the day after Boxing Day to last Thursday (so for a whole week) i had that horrible winter bug. sore throat, bunged up, boiling yet shivering and vv bad watery diarrheoa. Because of it i havent had any diet coke since 30th December (when the stomach symptoms started) and although im better now i havent gone back to drinking it. ive been drinking an immunity drink diluted with water and i havent missed diet coke at all.
I also have shrunk my portion sizes after only eating small amounts after i recovred. Worst flu i have ever had but i thought i would use it to my advantage to change the way i eat. So something good has come out of something bad.
Just occured to me though that Simpkins and i are feeling the need to justify ourselves on a feminism board of all places.
I've only read your OP but what stands out for me is how you are self sabotaging yourself. You want to lose weight yet worry about what will happen should you do so, as opposed to concentrating on the job in hand and letting the future take care of itself.
Maybe focus on losing weight for YOU and should you achieve this < which you will do if you stop sabotaging yourself with negativity > then see how folk are reacting to you and deal with it when it is actually a tangible issue.
simpkins, just wanted to say that as another chubby swot i can totally understand the thing about not wanting to try in case you fail - this is a very fundamental part of my personality, but it's a really crappy negative one, and one that I'm trying to escape from!
Oh - I guess one thing that has worked with me in the past is to frame the weight loss/health thing as a fitness challenge; on a diet your weight can go up and down in a depressing and dispiriting way. But if you go to the gym/whatever exercise, you can usually lift a little bit more weight or jog a little bit further every time, so there's a lot of mini successes in there to keep you going IYSWIM.
Im actually pretty appalled at some of the fat bashing threads that have come up on these boards. (there are two running on AIBU at the mo) and one poster has said how mums cant help going up to a size 12 despite going to the gym.
Yes a whole size 12. Im fucking speechless. You can certainly tell its January. A lot of posters are buying or subscribing to mags like Closer by the sounds of things.
FFS There are a lot of female mysogynists around.
Yeah, I can barely imagine the horror of
dropping three dress sizes ballooning to a size 12
Any threads about weight will bring the same few posters out of the woodwork, holding forth on the evils of being overweight. I call them the Fat Police; I imagine if they ran the world, it would be illegal for women to be over a size 10.
It's their own problem really, though. Actually caring that much about what other people weigh is more than a little odd if you think about it.
Unless they're sitting on you or something, then I guess it would be OK to be concerned.
But, we were asked our opinions. I am not definitely not the fat police but someone who had been fat/ obese/ slimish and am far far happier and healthier slimish. However, I couldn't really give a fig how fat/thin anyone else is.
Also, I was fat because I ate too much and exercised too little. No underlying issues causing it.
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Manhattan- The suspect arrested in connection with the December 18, shooting and related disturbance at a motel in Manhattan was charged Tuesday in Pottawatomie County court in connection with the crime.
Dustin Monroe, 33 from Wamego, is charged with three counts of aggravated assault of a law enforcement officer, two counts of criminal discharge of a firearm into an unoccupied building, as well as one count of criminal damage to property at the Quality Inn, 150 East Poyntz, near the KSU campus.
A hearing in the case is set for January 14th.


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|University of California, Berkeley
|Jepson Herbarium
|Jepson eFlora
Key to families | Table of families and genera
1. Ovary woolly, fruit ± woolly; outer perianth parts irregularly shallowly fringed ..... V. insolitum
1' Ovary, fruit glabrous or with only a few straight hairs, not woolly; perianth parts entire to deeply fringed
2. Perianth deeply fringed ..... V. fimbriatum
2' Perianth entire to finely dentate
3. Inflorescence dense, branches crowded, spreading to ascending ..... V. californicum var. californicum
3' Inflorescence open, branches ± spaced, lower drooping ..... V. viride
Citation for the whole project: Jepson Flora Project (eds.) [year] Jepson eFlora, http://ucjeps.berkeley.edu/IJM.html [accessed on month, day, year]
Citation for an individual treatment: [Author of taxon treatment] [year]. [Taxon name] in Jepson Flora Project (eds.) Jepson eFlora, [URL for treatment]. Accessed on [month, day, year].
We encourage links to these pages, but the content may not be downloaded for reposting, repackaging, redistributing, or sale in any form, without written permission from The Jepson Herbarium.


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Pasco Sheriff's Office drops teacher abuse case
The Pasco Sheriff's Office has decided not to file any charges against a Seven Oaks Elementary teacher or a paraprofessional who were accused last week of taping students' mouths shut. Sheriff's Office spokesman Kevin Doll issued an alert this morning saying the department had "unfounded" the child abuse case.
Doll did not release any additional information, and referred all calls to the school district.
Assistant superintendent Renalia DuBose said the district would conduct its own investigation before allowing either the teacher or the paraprofessional back into the classroom.
"Because they have not decided to prosecute does not mean that there is no case or that nothing happened," DuBose said. "We are going to talk to the superintendent and see what her recommendation will be to the board. ... Our level of expectation regarding what it takes to be employed to us, we have a higher standard."
DuBose stressed that she had not reviewed the case, and she was not implying that the employees did anything wrong. But she wanted the opportunity to see whether their statements or actions violated the state's code of ethics for educators before making a determination. She expected a recommendation to go to the School Board by Tuesday.


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The Gram-negative bacterium Helicobacter pylori is a causative agent of gastritis and peptic ulcer disease in humans. Strains producing the CagA antigen (cagA +) induce strong gastric inflammation and are strongly associated with gastric adenocarcinoma and MALT lymphoma. We show here that such strains translocate the bacterial protein CagA into gastric epithelial cells by a type IV secretion system, encoded by the cagpathogenicity island. CagA is tyrosine-phosphorylated and induces changes in the tyrosine phosphorylation state of distinct cellular proteins. Modulation of host cells by bacterial protein translocation adds a new dimension to the chronicHelicobacter infection with yet unknown consequences.
↵* To whom correspondence should be addressed at Max von Pettenkofer Institute, Pettenkoferstrasse 9a, D-80336 Munich, Germany. E-mail: haas{at}m3401.mpk.med.uni-muenchen.de


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Rising fuel and food costs. Unexpected medical expenses. Layoffs and cutbacks at work. Almost daily credit card or loan offers. Sometimes it just takes the right combination to create debt problems, which can lead to stress, marital problems, even bankruptcy.
For Mary Kallenbach, parishioner at Our Lady of Good Counsel Church in Little Rock, it was a series of hospital bills beyond what insurance would cover. She made it through the difficulties, but the experience stayed with her.
Years later, when Kallenbach went through the Little Rock Theology Institute, she found the ideal topic for her final project: the theology of money. She began looking into Christian money management programs.
"I always felt like I should bring this to others," Kallenbach said.
At the same time she was involved in a capital campaign at her church to fund repairs and the construction of a new rectory for the priests. A discussion with Kara Rago, former director of stewardship and development for the Diocese of Little Rock, led her to Financial Peace University, a personal finance and stewardship course for churches and their members.
The program was created by Dave Ramsey, an author and host of a nationally syndicated radio show on money management. According to the course material, Ramsey had amassed a $4 million real estate portfolio by age 26 and lost it all by age 30. He uses this experience, humor, and occasional Scripture references to help others face their financial problems.
"He's been where a lot of people are," Kallenbach said, in reference to Ramsey's debt and money management struggles.
After she finished her theology degree last summer, Kallenbach approached Father Richard Zawadzki, SVD, pastor of Our Lady of Good Counsel Church, about holding the program for their parish. The first session of Financial Peace University was held at the church last fall. A second group of people started the program Jan. 20.
The course consists of 13 two-hour sessions. Kallenbach is the coordinator, and each session includes a video lecture and group discussion. The church bought the leadership kit with a set of DVDs, and each participating family purchases a membership kit for $99.51that includes a book, workbook, audio CDs and CD-ROMs.
Although the program is held at Our Lady of Good Counsel Church, it is open to Catholics from other parishes and non-Catholics, too. The first session consisted of 13 families from seven different parishes. The current class has 16 participants.
"This class we have -- they don't mind talking," Kallenbach said. "Sometimes we leave, they're still in the parking lot. They're a good support system for each other."
John West, a parishioner at Our Lady of Fatima Church in Benton, came to the first session as a paid interpreter for a hearing impaired participant. He got interested and is now taking the course at a non-Catholic church in Benton.
"My wife and I were set if we were dead (with insurance), but after paying all the bills, there was not much left. I realized where I was spending a lot of money," West said. "Now I know where it's going."
For Kallenbach, the program has been a family project. Her sister, Sara Hill, and her daughter, Lynette Jack, did the program as "guinea pigs" before the first session at the church. Kallenbach's husband, Marty, and Hill also help with the current class.
In addition to the financial advice, Kallenbach mentions two spiritual benefits of the program. The first is a reinforcement of stewardship.
"(The program's focus) is getting people debt-free and showing people how to build wealth so they can give a lot of it away," she said. "If people can reach a point of financial peace, they are better able to give to worthy causes. If most of your money is tied up trying to survive, there's not much you can do."
West agrees. "We've always given to the church, but we're more aware. I also have money set aside to give--I didn't do that before."
The second benefit is stronger marriages. Participants have told her they "don't fight about money anymore."
"(Ramsey) does feel like his program is saving marriages," she said. "I don't doubt it."
Some participants are passing the information on to their children.
"We've started giving our kids (5 and 7) a commission, or money for doing certain chores around the house," West said. "They get money to give, money to save, money to spend."
For Kathy Naumann, a member of the St. John the Baptist Latin Mass Community in North Little Rock, her introduction to the course came from her daughter, who took it with her husband as newlyweds in Jefferson City, Mo. Then her daughter paid for her parents to take it in Little Rock.
"My daughter was determined to get rid of as much debt as possible before she got pregnant. I was glad she was so sensible," Naumann said. "I think it should be part of pre-Cana (marriage preparation in the Church)."
One of the most helpful suggestions for Kallenbach was the idea of a zero-based budget, in which each dollar of income is assigned to a category before it's spent.
She quotes Ramsey as saying, "You name every dollar. If you don't name it, it walks away and you don't know where it went."
Sara Hill, a member of Our Lady of Fatima Church in Benton, credits this idea with helping her stay in her home.
"When my husband died a year ago, I was afraid I wouldn't be able to keep the house. But with the zero-based budget, I've been able to stay in the house. I do the necessities first, and the house payment is a necessity," she said.
And this control does bring peace.
"If you manage the small things, you manage the big things," Hill said. "It makes me much less anxious."
"The Dave Ramsey Show" is broadcast from 5-8 p.m. weekdays on 1590 AM KBJT in Fordyce and from 1-2 p.m. weekdays on 880 AM KGHT in Little Rock. Satellite radio subscribers can hear it from 2-6 p.m. Monday through Friday on XM channel 165 and from 8-11 p.m. Monday through Friday on Sirius channel 161. The show is also available online at dave ramsey.com.
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found a new home!
Plenty of my friends are looking
for one too. Find a pet to adopt.
I am already neutered, housetrained, up to date with shots, good with kids, good with dogs, and not good with cats.
Let me introduce myself, my name is Brutus. I'm a 5 year old Shar Pei Mix and weigh 63 pounds. I was rescued off the streets in less ideal conditions but I have healed up nicely and even got to learn what it is like living inside a home. I cannot believe what I have missed out all of my lonely life. I'm a quick learner and I'm house and crate trained already. I still have to work on my leash skills but I'm getting there...just be patient with me. I'm good with other dogs and older children. I think I would do best with an experienced dog owner as I can be a handful if I know I can get away with it. I love being active and going to parks but I also can be a couch potato like you have never seen before.
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Since Brutus has a lot of energy, a yard where he can run around in or just relax outside would be best. He likes being outside and watching the squirrels in the trees and I'm sure hoping one of them would just fall down. He got along well with my female dog from the moment I took him home. They play and run together often. He is incredibly silly when he plays. He is a true joy to be around and to watch.
Brutus is friendly with everyone he meets including children but I don't recommend a home with very small children yet because he tends to get excited and could easily knock down a child without meaning to. Homes with cats are a bad idea. He is a cat chaser as well as a squirrel chaser…he just can't help it.
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**Brutus is with Corridor Rescue in Houston, Texas but is available for transport to most major US and Canadian cities via United Airlines PetSafe for an additional $275. A customs fee may apply at Canadian airports. Ground transportation to Colorado is available for $75, and several locations in the northeastern US for $175.
The adoption fee of $200 covers spay/neuter, microchip and current vaccines.
Please apply to adopt online at http://www.corridorrescue.org/adopt
Direct inquiries to: firstname.lastname@example.com.
Thank you for considering a rescued former street dog for your next family member!
Brutus, a Denver Shar Pei/Rottweiler dog was adopted! Here's how you can benefit by looking at adoption as an option to buying a Shar Pei/Rottweiler for sale in Denver, or seeking a Shar Pei/Rottweiler dog from a breeder in Denver.


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Top 10 Hotels in Praslin
A Peace of Paradise, a St. Lucia Bed and Breakfast
A Peace of Paradise, a St. Lucia Bed and Breakfast
4.3 of 5 • 14 reviews
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A Paradise View
A Paradise View
4 of 5 • 1 reviews
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Fox Grove Inn
Fox Grove Inn
4.5 of 5 • 13 reviews
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Boucan by Hotel Chocolat
Boucan by Hotel Chocolat
4.7 of 5 • 173 reviews
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Calabash Mountain Villa
Calabash Mountain Villa
4.3 of 5 • 3 reviews
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Boinin Heart Villa
Boinin Heart Villa
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La Haut Resort
La Haut Resort
4.3 of 5 • 59 reviews
Miss J Bed and Breakfast
Miss J Bed and Breakfast
5 of 5 • 2 reviews
Vieux Fort
Aupic Paradise
Aupic Paradise
4.3 of 5 • 31 reviews
Vieux Fort
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Hewanorra Gardens
Hewanorra Gardens
3.4 of 5 • 29 reviews
Vieux Fort
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Recent Reviews in Praslin
Close to the airport,beach and food places.
Amazing place and they have their food and bar which is really good. Going under renovations but still looks good. Loved it and it was peaceful just what I needed..thanks guy's
A verified traveler from Canada stayed at Hewanorra Gardens
Posted 1 week ago
Nice Resort
Nice resort with plenty of space and things to do. They have better food than I have had in the past at all inclusive resorts at the buffet and a few restaurants you can make reservations for that were very good. Plenty of pools and bars to satisfy everyone. The resort closed the day we were leaving for renovations. It was a little strange to have so few guests at the resort, however hotel staff and management did everything possible and succeeded in making it a great experience for us. I will definitely be visiting here again!
A verified traveler from New York stayed at Coconut Bay Beach Resort & Spa All Inclusive
Posted 3 weeks ago
Excellent service above and beyond
My hat off to the management and staff. From the chef cook to the reception staff made our short stay feel like our home away from home. The manager Sharmayne took her time to ensure that our last day was well spent. Even to using her connections to get us day passed to an all inclusive resort. Thank you. Thank you Aupic Paradise. 5star service
A verified traveler from Trinidad stayed at Aupic Paradise
Posted 1 month ago
Beautiful hotel
It is a small but lovely hotel. Nice size rooms with semi outdoor showers. If you don't mind the sound of crickets and birds at night then you will love it. There is no television but they have plenty of books. The infinity pool is small but it's nice nonetheless. It would be nice if they had a gym or some daily entertainment for the guests. If you are on vacation to relax and unwind then this hotel is perfect for you. The beach is about 15-20 minutes away. The hotel has free shuttle that takes you to the dock then you can hop on the hotel's boat for a 5 minute ride to Sugar Beach. The customer service is superb! The staff is very friendly and helpful. The complimentary Breakfast is excellent! I looked forward to it every morning I was there. Dinner is great also but I think it's a little pricey. They also incorporate chocolate into everything which is a little annoying but the food was still great. Overall great hotel.
A verified traveler from brooklyn, Ny stayed at Boucan by Hotel Chocolat
Posted 2 months ago
The Villa was 10-15 minutes from the UVF Airport.
The Villa was very spacious and very clean. There were lots of fruit trees. The area was very safe. Loved the deck view of the full moon and the beach. Bonnie was awesome. She met all of our needs. Staff was extremely professional. Daily room cleaning. Fresh towels. Will definitely be returning again. Worth every penny
A verified traveler from VI stayed at Castles in Paradise
Posted 2 months ago
Top of the line !!!!'
Everything was amazing too to bottom. From the 5 min ride from the airport to the amazing service all the way to checkout. THe staff truly cares. Mervin and Quaide were amazing. The manager Bernard checked in and ensured everything was first class, but he didn't have to. His staff as always on their A game. Kay and Dona D would make anything behind the bar you could think of and even came up with some creative cocktails. Chard was as polite and smiley as they come. Food was amazing no matter which meal it was. The rooms were absolutely amazing. The personal service as even better. We will definitely be going back. I am sure I forgot some names but you will get to know them if you go. Which I strongly suggest. We even extended a night because we couldn't leave. This place is the definition of paradise.
A verified traveler from MA stayed at Serenity At Coconut Bay-All Inclusive-Adults Only
Posted 4 months ago
Beautiful , peaceful place.
I passed this place many times on the bus, and finally had the chance to stay here. It did not disappoint. Beautiful room in the old house, great bed. Good AC. It is a good value for the modest cost. We had a car and it is centrally located to all the wonderful beaches and sites around Soufriere. The infinity pool is amazing. You don't have to pay hundreds of dollars a night and isolate yourself to enjoy St Lucia.
A verified traveler stayed at La Haut Resort
Posted 4 months ago
In a lovely peaceful setting with a large pool and great food
A verified traveler from rochester england stayed at Fox Grove Inn
Posted 6 months ago
Delightful location.
We spent a couple of days here and had mixed weather, but that could not detract from the pleasure of looking at the views from our balcony. The setting is stunning and one of the best we have experienced. The villa is set on the slopes of a valley and has a great design with all rooms having an uninterrupted view of the countryside. You really need a car for your stay here, otherwise you will waste a lot of time using public transport. The villa has a very pleasant rustic feel with a large central lounge and open kitchen area - you can use this as long as you pay 15USD per day, if I remember correctly. Our room was very large and had a balcony with a fridge on it. Some aspects are in need of attention, such as the wooden flooring in our room. Also, the swimming pool was out of commission. The owners, Julian and Sandra, are delightful people and looked after us very well. Darren cooked our food and helped us plan our daily itinerary. We had a good meal there in the evening - didn't fancy negotiating the poor mountain roads at night. Evening meals are 30USD per person, beers 4USD. 15% is added to your final bill for service. Overall, expensive, but you are paying for the location.
A verified traveler from England stayed at Calabash Mountain Villa
Posted 6 months ago
Magical jungle paradise
We had the most wonderful experience with Lorraine. She showed us around town and gave us really great recommendations around St. Lucia. Some of our favorite adventures were ones she mentioned. Highly recommended!
A verified traveler from Los Angeles stayed at A Peace of Paradise, a St. Lucia Bed and Breakfast
Posted 9 months ago
Where to stay in Praslin
- Fregate Island Nature Reserve
- Marigot Bay
- Soufriere Volcano
- Sulphur Springs
- Pigeon Island National Park
- Reduit Beach
- Anse Chastanet Beach
- Smugglers Cove
- Cathedral Basilica of the Immaculate Conception
- Coral Gardens
- Fort Charlotte
- Beausejour Stadium
- Gros Piton
- Diamond Falls
- Turtle Reef
- Vigie Beach
- Petit Piton
- Tet Paul Nature Trail
- St. Lucia Rain Forest
- Jalousie Beach
Praslin Hotel Guide
- Gros Islet Hotels
- Castries Hotels
- Fond Bay Hotels
- Cap Estate Hotels
- Marigot Bay Hotels
- Canaries Hotels
- Rodney Bay Hotels
- Soufriere Hotels
- Pigeon Island Hotels
- Vieux Fort Hotels
- Mon Repos Hotels
- Marisule Hotels
- Laborie Hotels
- Choiseul Hotels
- Micoud Hotels
- Corinthe Hotels
- Sapphire Hotels
- Pointe Seraphine Hotels
- Dennery Hotels
- Anse La Raye Hotels


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Paula Abdul Demands Staffers Call Her 'Warrior,' 'Gift'
Straight up: Anyone interested in getting hired as Paula Abdul's assistant should get ready to tend to a kooky list of daily demands.
Among the 49-year-old "X Factor" judge's requests, according to an insider?
PHOTOS: What celeb was Paula's former roomie?
Each assistant must carry and use a tape recorder at all times "because she doesn't trust her own conversations," the source says.
"She also makes them check the TiVo for any mention of her and put it on a DVD."
PHOTOS: Paula's wackiest outfits
Abdul team members should also prepare to go through her email -- and respond to family and friends as the star herself.
The "Forever Your Girl" singer also needed constant reminders that she is a "warrior, survivor and gift," adds the insider.
PHOTOS: Biggest star meltdowns
For more shocking star demands from the likes of Jen Aniston, Madonna, Jennifer Lopez, Pink and others, pick up the new Us Weekly, out now!
See what your favorite celebs are up to this week


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Lawn & Landscape will be hosting a webinar on Impatiens Downy Mildew. Read below for details and click here to register.
Title: What Impatiens Downy Mildew means for your business
Date: Nov. 15
Time: 12 p.m. CST/1 p.m. EST
Description: Impatiens Downy Mildew is spreading across the country and is having real impacts up and down the supply chain. Landscape contractors, nursery growers and greenhouse growers all need to know how this disease can impact their business, and what they can do to prevent it.
In this free webinar moderated by Lawn & Landscape editor Chuck Bowen, the green industry's top researchers will discuss what IDM means to the entire supply chain, and their latest findings. Presenters will include:
• Colleen Warfield, Ph.D., Corporate Pathologist, Ball Horticultural Company
• Jeff Gibson, Landscape Business manager, Ball Horticultural Company
• Nancy Rechcigl, Technical Services Representative, Syngenta Flowers
• Matt Blanchard, Ph.D., Technical Services Specialist, Syngenta Flowers