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Help for employees
Whilst the number of disabled people in work has very slowly risen over the last ten years there are still many who are not in employment but wanting to work.
Here we discuss what help is out there for potential employees – including those who are self-employed.
What help is available?
What is Blind Persons Allowance (BPA)?
What tax relief and exemptions are available for disabled employees?
Tax relief for equipment services and facilities
Tax relief for home to work travel
Tax and the provision of cars and fuel
Other tax reliefs
What about if I am a self-employed disabled person?
What is the Access to Work scheme?
Am I eligible?
What can the money be used for?
What if I want to employ a support worker?
What do I have to report for tax purposes?
As an employee
As an employer (including self-employed)
How might tax credits help?
Can you tell me more about working tax credit?
What is the disability element?
What is the severe disability element?
How can I claim the disability related elements?
Self-employment and tax credits
How might Universal Credit help?
Useful links and employment support
What help is available?
The government want to improve employment support for disabled people and those with health conditions. However against this backdrop, it is perhaps disappointing that in general, the tax and National Insurance rules themselves give little additional and specific support for people with disabilities.
Help, as there is, comes in three ways:
- Small adjustments to the tax rules to acknowledge disability – The Blind Person's Allowance (BPA) is perhaps the most well-known acknowledgement of disability in the tax system.
- Assistance through the Access to Work scheme – not a tax programme but has tax implications.
- The extra payments included in tax credits for those with disabilities.
The rest of this section explains each of these in more detail.
What is Blind Person's Allowance (BPA)?
The BPA allows you to receive an additional amount of income without having to pay tax. It does this by increasing your personal allowance.
The basics of the BPA are described on the Low Incomes Tax Reform Group's website. Importantly, you do not have to be entirely without sight to claim the BPA and although entitlement to the allowance is not dependent on age, we know that the likelihood of poor eyesight increases in older age and the BPA goes unclaimed by many who are entitled to it. The BPA is not given automatically, you must make a claim for it.
What tax relief and exemptions are available for disabled employees?
Expenses or benefits that are paid for by an employer, for an employee's personal use, are usually taxable. There is no general exemption for disabled employees but there are some relaxations to the rules and a few specific exemptions which should be considered.
We explain the following on the remainder of this page:
- Tax relief for equipment, services and facilities
- Tax relief for home to work travel
- Tax and the provision of cars and fuel
- Other tax reliefs
Tax relief for equipment, services and facilities
Normally where an employer provides equipment or services to an employee for private as well as business use, a taxable benefit will arise. However, if an employee is disabled and the employer makes available any equipment, services or facilities to enable them to take up or stay in work, then no taxable benefit will arise even if there is substantial private use. This tax exemption is subject to the following conditions:
- The employer must make similar benefits available to all of their disabled employees.
- The main purpose of the benefit must be to enable the employee to do their work. For example, this might cover: the provision of a hearing aid; a reader for someone with a visual impairment; a support worker for practical help in getting to and from work; new equipment or alterations to existing equipment; or alterations to the premises to accommodate the employee.
- Either the benefit is one that the employer must offer under the terms of the Equality Act (EA) 2010 or similar legislation, or it is provided under the Access to Work programme.
Note also that this exemption only applies where the employer or a third party meets the cost. Disabled employees cannot claim a tax deduction for costs which they bear themselves and are not reimbursed by their employer.
Some further details of this exemption can be found on the HMRC website.
Tax relief for home to work travel
In general, there are strict rules which ensure that the costs an employee incurs in travelling between home and work cannot usually be claimed as an allowable expense against their taxable income. If an employer pays or reimburses the cost, then this amount becomes a taxable payment.
However, no income tax or National Insurance contributions (for either the employer or the employee) are payable if transport is provided between home and work for a disabled employee, or if the employer pays for such transport or reimburses the expense incurred.
The definition of disability for this purpose draws on the definition of disabled person in EA 2010 of 'a physical or mental impairment which has a substantial and long-term adverse effect on his ability to carry out normal day-to-day activities,' however the EA 2010 meaning is more wide reaching than the tax meaning, therefore it is important that you are aware that there could be a few certain circumstances where a disabled employee does not qualify for tax exemption even though that employee may be within the meaning of "disabled person" for other purposes. See here for further details on this.
This exemption does not cover the provision of a car, which is subject to other rules – see below.
Note that again disabled employees cannot claim a tax deduction for costs which they bear themselves and are not reimbursed by the employer.
Tax and the provision of cars and fuel
In general, a taxable benefit charge on the provision of a company car and/or fuel can only be avoided by an employee where the car and/or fuel are available for business use. However, these rules have been adapted to remove or reduce the charge for disabled employees.
For example, there are circumstances in which a disabled employee is not taxed if the employer provides a car or fuel, or pays or reimburses any related expense. This is where:
- the car is specially adapted for the employee's use, or fitted with automatic transmission because the employee cannot use a manual gearbox, and
- the employee uses the car only for business travel or for ordinary commuting between home and work (and travel to training).
You can find more information on this on GOV.UK here.
The definition of disability for this purpose is that of 'a physical or mental impairment which has a substantial and long-term adverse effect on his ability to carry out normal day-to-day activities'. See HMRC's website here for further important information about this definition.
This exemption is highly restrictive as it prohibits any private use of the car. Private use might include a call to the doctors on the way home from work, or regular small detours to a newsagent on the way to work. If the employee's private use of the car strays into these realms then car and fuel benefit should be reported (on form P11d). It is therefore easy to trigger inadvertent financial consequences here, so it is important to be aware of the rules.
Whilst the car benefit charge cannot be avoided if there is to be any private use of the vehicle, the fuel charge can be mitigated by the disabled employee paying for all private use fuel.
In cases where there is a car benefit charge to calculate, there are a number of differences that may apply to reduce the value of the car benefit charge for disabled employees which we will go on to discuss.
Specific rules for calculating company car benefit for disabled employees
In order to calculate any car benefit charge for an employee you need to know:
- the list price of the car at the date of registration;
- the cost of any accessories fitted to the car initially or added later; and
- the CO2 emissions of the vehicle.
Adjustments can sometimes be made to reduce these figures where a disabled employee uses the car. As these figures form the basis of the calculation of the tax charge, any reduction in them will have a direct impact as the amount of the taxable benefit will reduce too. The possible adjustments are as follows.
Automatic cars
When calculating the benefit for an automatic car, the list price of the equivalent manual car should be used in the calculation if it is lower, provided the disabled person must use an automatic version because of their disability. To qualify the disabled person has to hold a disabled person's parking badge.
In a similar fashion, the carbon dioxide emissions figures for an equivalent manual car should also be used.
Any special equipment designed solely to enable a disabled person to use a company car is exempt from tax if provided by an employer. So, the value of accessories that are added to convert a car for a chronically sick or disabled person can be ignored, such as fittings to enable a wheelchair user to drive the car or hand controls for people unable to operate ordinary pedal controls.
Additionally, the value of certain other accessories can be ignored where they:
a) are included in a car provided to an employee who holds a disabled person's parking badge when the car is first made available, and
b) are made available for use with the car because that equipment enables the employee to use the car despite the disability which entitled him or her to hold the parking badge.
What this means is that if an employee who holds a disabled person's blue badge is provided with non-standard 'generic' accessories (such as power steering) because the employee requires that accessory to overcome his disability, these accessories are disregarded when calculating the car benefit charge.
Other tax reliefs
Termination payments – when an employment ends, an employer will sometimes make a final payment to the employee, which might include compensation for losing their job or payment in lieu of notice.
This is a complex area, and payments can be entirely exempt from tax, partially exempt from tax or fully taxable, depending on the nature of payment and circumstances in which it is made. However, a payment or benefit provided 'on account of' a disability of an employee when an employment ends will generally not be taxable.
Use the link to find out more and see examples of what HMRC mean by 'on account of' a disability.
Business travel – if a director or employee needs a spouse or partner to travel with them overseas on business trips because their health is so poor that they cannot undertake foreign travel unaccompanied, the director or employee should not be charged tax if their employer bears the costs of their spouses or partner's travel. This includes reasonable hotel expenses.
You can find more information about this in HMRC's employment income manual.
Under the Fit for Work service, employees are able to get expert advice which can help address any issues impacting their well-being at work and help them stay in or return to work. A related tax exemption exists, so that an employer can make a contribution of up to £500 a year for each employee on medical treatments recommended by the Fit for Work service (or other employer-arranged occupational health service).
You can find more detailed information about this in HMRC's employment income manual.
What about if I am a self-employed disabled person?
Self-employment is considered important for disabled people because it may offer a more convenient and flexible method of working. A self-employed person is someone who runs his or her own business or earns money on a freelance basis. You may be running the business in your own name as a sole trader or in partnership with others.
It is important to be sure that the tax office accepts that you are self-employed and not actually employed and further advice on this and other self-employed issues can be found in the 'self-employed' section of the Low Incomes Tax Reform Group website, and here on this site.
As with employment income, there is no blanket tax exemption or deduction for the extra costs you incur on account of your disability. However any expenditure which is wholly and exclusively incurred for business purposes can be deducted from your taxable business income. This could include adjustments made to your office premises to accommodate you as well as books in special formats and specialist equipment.
Remember: a self-employed disabled person may benefit from Blind Person's Allowance or Tax credits.
What is the Access to Work scheme?
The Access to Work scheme is run by the Department for Work and Pensions (DWP) and gives grants to help people start working or stay in work. This includes self-employment. You may qualify for help if you are disabled or have a health or mental health condition. You can find out more about this at GOV.UK.
There is a similar scheme in Northern Ireland. You can find out more from NI Direct.
We look at the following on the remainder of this page:
Am I eligible?
What can the money be used for?
What if I want to employ a support worker?
What do I have to report for tax purposes?
As an employee
As an employer (including self-employed)
You may also be interested to read a Department for Work and Pensions press release from March 2015 'New measures to support more disabled people into work' which outlines proposed changes to the Access to Work system – some of which we refer to in the remainder of this section.
Am I eligible?
You will only be eligible if your employer is based in England, Scotland and Wales. But as mentioned above there is a similar scheme in Northern Ireland – see NI Direct for more information.
To qualify you must be aged 16 or over and in a paid job or self-employed (information on eligibility for self-employed awards can be found in the Access to Work staff guide). You can also qualify if you are about to start a job or work trial. It is not available for any voluntary work. You might also qualify if you're getting New Enterprise Allowance (but not during the mentoring phase for customers who started NEA on or after 5 January 2015) or starting work experience under a Youth Contract.
The main requirement is that the disability or health condition you have affects your ability to do your job or means you have to pay extra work-related costs.
You might not be able to qualify if you receive certain benefits. You should speak to the Access to Work helpline to find out more.
What can the money be used for?
Access to Work grants can contribute to the additional employment costs resulting from disability that an employer would not normally be expected to fund. The money can be used to pay for a wide range of things such as adaptations to the equipment you use, to purchase special equipment, meet your fares to work if you can't use public transport and even provide a support worker to help you in your workplace. You can apply for help whether you are employed or self-employed.
Access to Work does not provide the support itself, but provides a grant to reimburse the cost of the support that is needed. An application has to be made by the self-employed person or employee (not their employer), so that an assessment can be made of their needs in the workplace and the appropriate level of grant can be calculated and arranged.
Access to Work can pay up to 100 per cent of the approved costs if an individual is:
- Unemployed and starting a new job
- Self-employed
- Working for an employer and have been in the job for less than six weeks
Access to Work will also pay up to 100 per cent of the approved costs of help with:
- Support workers
- Fares to work
- Communicator support at interview
Note that Access to Work grants are subject to a limit of one and a half times the national average salary (equivalent to £40,800 at current rates) for new claimants from 1 October 2015, and for existing claimants from 1 April 2018.
In some cases, there may have to be an arrangement where DWP pays a proportion of the costs, for example where the Access to Work customer is working for an employer, they've been in the job for six weeks or more and they need special equipment or adaptations to premises.
Note that in February 2016, the government announced the Department for Work and Pensions has begun testing the use of personal budgets within Access to Work. This move is intended to give Access to Work users more freedom over how they use the money allocated to them, helping them manage their support in a more tailored, efficient and cost-effective way.
What if I want to employ a support worker?
You may want to use your grant to employ someone to support you (a support worker). If you are self-employed, taking on a support worker is similar to taking on a personal assistant using a social care personal budget. It means you could become an employer and need to think about paying wages, tax, National Insurance and employment law. You can find more information on how to deal with becoming an employer throughout this website.
If you are an employee, it may be that your employer gets the grant to employ a support worker for you, in which case they deal with the consequent employer and tax obligations.
What do I have to report for tax purposes?
There is very little factual guidance on this from HMRC or DWP, and indeed back in 2011 LITRG reported on the lack of dedicated guidance from HMRC on these matters. We are taking this up again with both departments, but in the meantime we outline below our view of how Access to Work grants should be treated for tax purposes.
As an employee
If you have received Access to Work funding yourself, for example for travel costs, you do not need to report anything to HMRC as the grant is not taxable income if it is expended entirely on the costs it is intended to reimburse.
If you are an employee, your employer may receive part of the grant, for example to cover expenses of equipment that they provide for you or to employ a support worker to assist you. (This is different to you taking on a support worker personally, which could result in obligations on you as an employer, as mentioned above.)
You will not be taxed on the value of those items or cost of providing a support worker as a personal 'benefit in kind'. The tax rules specifically prevent a tax charge arising in those circumstances. (For anyone with a technical interest in the law, this protection can be found in the Income Tax (Benefits in Kind) (Exemption for Employment Costs Resulting from Disability) Regulations 2002, SI 2002/1596.)
As an employer (including self-employed)
Generally, grants have to be accounted for in the business's accounts. There is no specific exemption from tax for Access to Work grants, so we have to rely on normal accounting practice which says that government grants have to be accounted for in the business accounts. For those with an interest in the technical detail, this is in accordance with SSAP4, which explains how Government grants should be dealt with under those rules:
"The 'accruals' concept requires that revenue and costs are accrued, matched with one another so far as their relationship can be established or justifiably assumed, and dealt with in the profit and loss account of the period to which they relate. Government grants should therefore be recognised in the profit and loss account so as to match them with the expenditure towards which they are intended to contribute."
Employers or the self-employed should therefore:
- include the full amount of the Access to Work grant for the relevant period as 'income' in their accounts (the relevant period being date of receipt of accounts are prepared on the 'cash basis', or the period for which payment is due if preparing 'accrued' accounts)
- deduct the full expense of equipment provided or paying a support worker as an expense (again on a 'cash' or 'accruals' basis depending on your elected method of accounting).
By and large, this should mean there is no effective tax charge as the amount of the grant and the expense incurred will often match (indeed, we understand that usually Access to Work operates by the expense first being incurred and then reimbursed on submission of receipts, so often match exactly).
Where confusion might occur is where the cost of support provided to the employee does not match the amount of the grant. Say, for example, the Access to Work scheme has approved a cost of £200 for a certain piece of equipment for the eligible employee, but the employer decides to help their employee further by choosing a more expensive model for £300. We understand this is perfectly permissible under the Access to Work scheme, but the grant will only cover the lower amount of £200 if that is adequate for the employee's needs. The employer will include £200 of grant income in their accounts, then claim a deduction of £300 for the expense incurred. By following the principle of including the grant in full, then claiming the deduction in full, the accounts will always produce the right result – that is, that the employer gets a 'net' expense of £100 relieved for tax purposes for the support they have provided over and above the grant.
Such a mismatch in grant income and cost can also occur where the one and a half times the national average salary cap applies or where Access to Work only covers a percentage of the costs, as can be the case when an employee has been working for six weeks or more in a job but then applies for a grant.
How might tax credits help?
Tax credits are made up of working tax credit (WTC) and child tax credit (CTC). You can claim either or both of them if you meet certain conditions.
WTC is for people who work – either on employed or self-employed basis, whether or not you are responsible for any children. CTC is paid to people who are responsible for children, whether you are in work or not. An additional amount may be payable in respect of disabled or severely disabled children.
This guidance is aimed at working disabled people, so in this section, we will concentrate on the provision made through WTC as there are special rules in WTC for those with disabilities which mean you might be entitled to more money because of your disability. You might also qualify for working tax credit by working fewer hours than those who have no disability.
It is important to understand that you may have a disability but that may not qualify you as disabled for tax credit purposes.
We look at the following on the remainder of this page:
Can you tell me more about working tax credit?
What is the disability element?
What is the severe disability element?
How can I claim the disability related elements?
Self-employment and tax credits
How might Universal Credit help?
You can find more detailed information on tax credits and disability on our Revenue Benefits website.
Can you tell me more about working tax credit?
Working tax credit (WTC) is made up of different elements. When HM Revenue & Customs (HMRC) work out how much to pay you, they first have to work out the maximum you can get. This maximum is found by adding together all of the elements you qualify for.
There are two elements that are important for those with disabilities:
What is the Disability Element?
The disability element is significant. If you qualify for the disability element and do not have children, you can get WTC by working at least 16 hours per week (rather than 30). If you are part of a couple and have responsibility for a child or children, it means you can get WTC by working at least 16 hours rather than 24 hours as required for most couples with children from 6 April 2012. It may also mean you get more money each week from WTC.
Tax credits are calculated on a daily basis. To get the disability element, you must meet ALL 3 CONDITIONS below for each day of your claim.
It is important to note that it is the person working who must qualify for the disability element. If the claimant is working (and has no disability) and their non-working partner is disabled there can be no disability element included (however the non-working partner may qualify for the severe disability element – see below).
If both you and your partner fulfil these conditions, you are each entitled to a disability element.
CONDITION 1: You must work at least 16 hours a week.
CONDITION 2: Your disability must place you at a disadvantage in getting a job.
The meaning of this expression, in tax credit terms, is that you have one of a number of disabilities which HMRC have set out in a list. You can find that list on leaflet TC956 produced by HMRC. You must meet one of the descriptions on the list to pass this part of the test.
CONDITION 3: You must receive or have previously received a qualifying benefit.
A list of disability-related benefits is set out in the law, at least one of which you must be receiving now, or have received at some time in the recent past. You can find the benefits and rules for each a set out in leaflet TC956 produced by HMRC. You do not need to meet them all, as long as you meet at least one of them, you will satisfy condition 3.
The qualifying benefits test can be confusing. If you are not sure whether you qualify you should seek advice as if you incorrectly tell HMRC you qualify for the disability element you may end up with an overpayment that you will have to pay back.
What is the severe disability element?
If you are disabled, you might get one of the following:
- Highest Rate Care Component of Disability Living Allowance*
- Higher Rate of Attendance Allowance
- Enhanced Daily Living Component of Personal Independence Payment*
- Armed Forces Independence Payment.
If so, you may qualify for a further amount of Working Tax Credit because of your severe disability. This is called the 'severe disability element'.
*It is easy to get confused with the different levels of disability living allowance (DLA). There are two parts to DLA – mobility and care. There are three mobility levels: Lower, middle and higher. There are two care levels: Middle and higher. Only the Highest rate of the care part of DLA allows you to receive the severe disability element. If you receive any of the other parts of DLA, even the highest rate of mobility, you will not qualify for this element. If you are unsure which level of DLA you get, check your award letter from the Department of Work and Pensions.
Similarly, there are two parts to the Personal Independent Payment (PIP) – the daily living component and mobility component. Within each component there are two rates – standard and enhanced. Only the enhanced level of the daily living component of PIP qualifies for the severe disability element.
You will not be able to get the severe disability element unless you qualify for Working Tax Credit. This means that you or your partner will need to be working a certain number of hours. However, unlike the disability element, there is no requirement that it must be the severely disabled person who is working. This means that in the case of a joint claim, the person with the severe disability does not have to be working.
How can I claim the disability related elements?
If you are making your first claim for the tax credits, you will be asked to tell HMRC whether you qualify for either the disability element or severe disability element (or both) by ticking boxes on the claim form. You should ensure you read the notes (TC956) very carefully as if you tick the box incorrectly you may have an overpayment that has to be repaid.
If you are already getting tax credits, but think you might now qualify for one of the elements above, you need to ring the tax credit helpline on 0345 300 3900 (text phone 0345 300 3909) as soon as you are awarded your qualifying disability benefit. As long as you tell HMRC within one month of your disability benefit being awarded, the tax credit elements should be backdated to the start date of your disability benefit. These backdating rules are complicated and more information can be found in the tax credits section of the Low Incomes Tax Reform Group website.
Self-employment and tax credits
For claims prior to April 2015, there was no restriction on claiming WTC for people who were self-employed, providing the work was done for payment, or in expectation of payment, and they met the remunerative work conditions. From 2015/16, a test is applied so that in order to qualify for WTC a self-employed claimant will need to be carrying on an activity which is "commercial" and "profitable" (or working towards profitability), and is organised and regular.
HMRC consider the test met when a person's average hourly profit from their self-employed work is at least the National Minimum Wage. You can find some general information about this change on our Revenue Benefits website.
LITRG felt that such a test was unfair on disabled people. Therefore, following representations, the way HMRC implement the rules for self-employed disabled people has been amended so that they consider the test is met where earnings are at least the equivalent of the minimum number of hours required to qualify for WTC (i.e. 16) x National Minimum Wage (NMW) per week (unless the disabled person declares 30+ hours and receives the 30 hour premium – in which case their situation will be tested against 30 hours x NMW).
Those with earnings less than this will likely be selected for investigation and asked to provide evidence that their work is commercial and profitable, organised and regular. HMRC may ask to see business records and, or further supporting documents such as a business plan, future cash flow and profit projections, trade specific documents or information on what work there is in the pipeline as described on GOV.UK here.
Newly self- employed will need to demonstrate how they intend to carry on their self-employment on a commercial basis and how their self-employment will become profitable, organised and regular.
HMRC have said that any cases involving disable people will be dealt with sympathetically, taking account of the fact there may be particular circumstances to consider.
How might Universal Credit help?
Universal Credit is set to eventually replace tax credits but it is being phased in gradually, so tax credits will not disappear for some time.
You can find out more about Universal Credit on the LITRG website.
There is a useful general factsheet on Universal Credit available from Disability Rights UK.
In addition, the Government have a guide on the support that is available for Universal Credit claimants who have a disability or health condition on GOV.UK.
Useful links on employment support
The Government is keen to encourage disabled people in finding employment and to support them in their workplace and there is some helpful information on GOV.UK on things like looking for work if you are disabled, disability rights and the Work Choice scheme, which can help disabled people who find it hard to get and keep a job.
In December 2013, the Government issued a paper setting out a range of proposals to improve employment support and to help disabled people and those with health conditions get into, stay in and progress in work.
A 'one year on' update on the Government's progress on improving employment support for disabled people and those with health conditions can be found on GOV.UK here.
The NHS also has some useful information on work and disability.


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This is Underworld: Blood Wars and you are watching CineRill
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Genre: Horror, Action
Kate Beckinsale
Theo James
India Eisley
Anna Foerster
Duration: 91 min
Quality: HD []
Release: Dec 01, 2016
IMDb: 4.1
The lavish but loquacious vampire versus werewolf extravaganza in Gothic horror, "Underworld: Blood Wars," doesn't deliver as many bold, spectacular stunts either genuine or CGI as the previous four films in this supernatural series.
If you're counting, "Underworld: Blood Wars" is number five in this British-produced series dating back to 2003 with the original "Underworld." One thing that can be said about this imaginative franchise is its fan-friendly approach. Like "Underworld: Awakening," "Underworld: Blood Wars" recaps all the skulduggery at the outset lest our memories have faded since the last clash between the vampires and werewolves. "Blood Wars" offers a similar prologue that seems identical aside from a bit tacked on at the end. Former television director Anna Foerster's first film coughs up loads of exposition. This creates obvious problems because she pauses the action for the leading characters to exchange dialogue galore. You know the characters aren't chatting among themselves as much as they are uttering information for our eavesdropping ears. "Last Witch Hunter" scenarist Cory Goodman and "Machete Kills" writer Kyle Ward give feuding factions a great deal to say. American action movies don't present half as much verbiage as Goodman and Ward have in "Underworld: Blood Wars." Indeed, a score card wouldn't be out of the question to keep up with everything clear that they cover. The boisterous, R-rated, battle sequences that ensue appear visually lackluster. Instead of svelte Kate Beckinsale cavorting nimbly about in a black cat-suit with pistols blazing and Lycans dying, armies of vampires and werewolves equipped with body armor blast away at each other with assault weapons. These cacophonous skirmishes are comparably bland and would seem more appropriate in a "G.I. Joe" actioneer. At its best, the "Underworld" franchise resembles a swashbuckling spectacle rather than a military marching campaign. Despite the plethora of dialogue and monotonous maneuvers, "Underworld: Blood Wars" boasts not only revelations about characters new and old but also narrative surprises and enhanced Lycan weaponry.
The opening recap brings us up-to-date on the "Underworld" franchise, specifically the complicated relationship between our 1000-year-old heroine Selene and her hybrid daughter Eve (India Eisley) who is virtually never seen unlike her introduction in the the earlier installment "Underworld: Awakening" where she ripped apart Lycans. Nevertheless, heroes and villains alike talk about the offspring of Selene and Michael Corvin (Scott Speedman) constantly talk about or perform tasks related to Selene's daughter. Anybody who hasn't seen the earlier "Underworld" outings should know that after introducing the primary characters and their antagonists in the first two movies, the third film served as a prequel, with Rhona Mitra as Viktor's daughter Sonja instead of Kate Beckinsale as the Lycan killing assassin Selene. "Underworld: Rise of the Lycans" (2009) was released after "Underworld" (2003) and "Underworld: Evolution" (2006). The third film provided the origins of events and characters that occurred in the two earlier epics. The vampires and Lycans in the "Underworld" franchise do not adhere entirely to the venerable Universal Studios prototypes of the "Dracula" and "Wolf Man" franchises. The Universal monsters owed their origins to supernatural intervention, while a virus spawned the "Underworld" vampires and Lycans. This explains why Selene as a vampire cannot shape-shift into the bodies either a bat or a wolf like Count Dracula. This also justifies scenes where vampires show up as reflections in mirrors. Mind you, prolonged exposure to the sun is still fatal to the vampires as much as the ultraviolent bullets that the Lycans load into their assault weapons. Anyway, with Michael gone missing, Selene isn't as excited about being a vampire constantly eluding Lycans. Selene's latest Lycan adversary, the aggressive but enigmatic Marius (Tobias Menzies of "Casino Royale") isn't as interesting as some of the aristocratic vampires in the surviving Eastern Coven. Marius wears an occupational sneer like a mask, but he lacks the intimidating stature of Selene's earlier adversaries. Marius sends out men to capture Selene and extract from her Eve's whereabouts. Even after he has Selene at his mercy, Marius suppresses his incendiary wrath because she has told him the truth. Simply enough, she doesn't know where Eve has fled.
Meantime, David (Theo James of "Allegiant") and his suspicious father Thomas (Charles Dance of HBO's "Game of Thrones") return. In "Underworld: Awakening," David died, but Selene resurrected him. She inserted her bloody fist into his chest and massaged his heart back to life. These movies deserve credit for conjuring up some wholly outlandish escapades. This time father and son are allowed sanctuary in the impregnable Eastern Coven castle. An Eastern Coven leader, Cassius (James Faulkner of the "I, Claudius" television mini-series), brags that his vampire coven has stood fast against the despicable Lycans for fifteen centuries. Little does he realize that the Eastern Coven has its own quislings, and one of the worst serves alongside him on the elders' council, Semira (Laura Pulver of "Edge of Tomorrow"), who conceals her treachery beneath a deceitful smile. She insists that Cassius and the council grant amnesty to the outcast Selene, now relentlessly pursued by vampires and Lycans both, and persuade her to tutor their latest generation of werewolf-killing, death-dealers so the Eastern Coven can repel future Lycan incursions.
Occasionally, "Underworld: Blood Wars" borders on convolution. The larger-than-life death scenes are memorable because our heroes and heroines vanquish the villains with style to spare. At one point, after triggering hundreds of bullets into each other, Marius and David howl in fury, and all the slugs they have riddled themselves with catapult from their wounds. Forester stages this encounter is kinetic gusto. Later, the scheming Semira wields a sword against David who has more than enough reason to skewer this wicked wench. Apart from the new villains, the albino Nordic Clan with their striking white coiffures and fascinating cultural rituals, one involving a mysterious kind of waterborne mummification, are introduced in the third quarter. "Underworld: Blood Wars" compensates for its dreary fireworks and surplus of dialogue with exemplary death scenes and compelling revelations.

subset: commoncrawl


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Sloan Public Service Awards for NYC GIS base map
Expand Messages
- This is to let the New York City GIS Community know that three of this
years' Sloan Public Service Awards - given by the Fund for the City of New
York - will be given to Richard Steinberg of the Department of City
Planning, Wendy Dorf of the Department of Environmental Protection and Alan
Leidner of the Department of Information Technology and Telecommunications.
Consider this also as an honor for many who labored on NYC GIS issues..
If you have the time and inclination to attend the awards ceremony please
feel free to come to the Great Hall at the Cooper Union, Cooper Square, 7th
Street and Third Avenue, Manhattan on Wednesday, March 14th. Doors open at
5:00PM and the awards ceremony starts at 5:45PM.
The following is an open letter from Jack Eichenbaum who cannot attend the
awards presentation:
March 9, 2001
To Alan Leidner, Wendy Dorf and Richard Steinberg
Congratulations to all of you for your critical role in stitching, shaping
and shepherding the New York City GIS base map from vague conjecture to
accessible reality.
I am delighted that the Fund for the City of New York has recognized your
achievement by presenting you with Sloan Public Service Awards. The ceremony
on March 14 will acknowledge your dedication over many years. It will also
underscore the importance of an easily accessible GIS utility for city
government and the larger community of GIS users in Greater New York.
I regret that I am unable to honor you in person. I will be on an
exploration of Arkansas, Oklahoma and Texas, a trip that I had planned for
some time.
Having spent many hours with all of you in tedious committee meetings,
necessary arguments, and fruitless searches for funding and understanding, I
am well aware of what you have accomplished. Veteran GIS proponents who
networked through GISMO know this also. But for those that don't know, I am
posting a copy of this letter on the GISMO listserv.
Yours sincerely,
Jack Eichenbaum.
GISMO Coordinator
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A distinguished technological change and innovation scholar, Professor Carlota Perez has proposed a "Dual Model for Development: She argues that resource rich economies should create wealth using both perspectives, that is, "Top-Down and Bottom-Up". Using the former, central governments should take advantage of advanced global innovations and networks to improve their resource processing industries and target global markets. However, "to raise the majority of the population into a decent standard of living", communities should use the latter perspective to create wealth in every corner of the territory. Kambidima speaks to Lucky Mulusa, to discuss the sixth national development plan and the applicability of Perez's model to Zambian development. Mr. Mulusa—a scholar of Economics, Business Administration, and Accounting—is the Director of Treasury Operations in the South African Department of National Treasury.
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Contracting in Birmingham
Widely regarded as England's 'second city', Birmingham sits in the heart of the country surrounded by commerce, as well as by countryside. The city is home to a population of over a million people, with the greater metropolitan area housing almost four million residents.
Birmingham is a vibrant place to live and work, and in recent years massive rejuvenation has completely transformed the city centre. There are canal-side developments like Brindley Place, with its many restaurants and bars, and retail developments such as the new Bullring and the Mailbox. The city has a lively and diverse nightlife, as well as many parks and open spaces to enjoy - and is also close to the countryside of Warwickshire, Derbyshire and the Cotswolds. It is also home to the Birmingham Royal Ballet and City of Birmingham Symphony Orchestra (CBSO), as well as many museums, theatres and art galleries.
Partly due to its central location, Birmingham has become a major transport hub. There are a number of international airports within an hour's drive, the largest of these being Birmingham International which handles around ten million passengers annually. Along with major rail and road connections, the National Exhibition Centre, the International Convention Centre and the country's busiest shopping centre - it's not hard to see why the city was voted as one of the best places to locate a business in the United Kingdom.
Major companies
Despite being at the heart of the industrial revolution in the UK two hundred years ago, Birmingham's economy is today dominated by the service sector. Both the Lloyds and Midland Banks were founded in the city, and today over 100,000 people are still employed within the banking, finance and insurance sectors in the city.
The NHS is also a large employer, with Birmingham Children's Hospital being a major healthcare centre for the area, along with University Hospitals Birmingham and Birmingham Heartlands and Solihull NHS Trust. In addition to this, there are also a number of other key industry sectors which are prevalent, including the construction and leisure industries. These are some of the key employers in the area:
By far the biggest private company in the area, GKN further enhanced its position with the purchase of fellow infrastructure services company Alfred McAlpine in a deal worth £572 million. The deal created one of the UK's largest construction and support services companies, with an aggregate revenue approaching £5 billion - and hence a wide range of contractor opportunities!
Another of the country's major construction and support services companies, Carillion employs around 50,000 people across five continents. Its portfolio of work covers health, education and regeneration, road, rail, defence and commercial property. Back in 1996, the company committed to form a private finance business and has been involved in some of the largest and most innovative transactions since this 'Private Finance Initiative' was instigated.
Zurich Insurance
Zurich Financial Services Group is an insurance-based financial services provider with a global network of subsidiaries and offices in North America and Europe as well as in Asia Pacific, Latin America and other markets. It's UK head office is located in Edgbaston, just outside Birmingham.
Founded in 1872, the Group employs approximately 60,000 people serving customers in more than 170 countries. Its customers benefit from the company's ability to underwrite and provide services on many fronts, and from the combination of international expertise, global strength and detailed local knowledge.
Mitchells and Butlers
Better known for its Harvester and Toby brands, Mitchells & Butlers plc is the leading operator of managed pubs and pub restaurants in the UK and has its Head Offices offices on Fleet Street in Birmingham. It has an asset value of around £4.5 billion and its chain of public houses and restaurants account for 10% of the industry's total sales.
Major industries
• Banking and Finance
• Insurance
• Construction
• Healthcare
• Leisure
Local newspapers
There are a number of quality, daily local newspapers in the area, the best read ones probably being the Birmingham Post and the Trinity Mirror Group-owned Birmingham Mail. Many of these also have useful websites as well.
Typical rates of pay
Typical rates of pay for contractors will of course vary depending on any individual's skill-set, but as an example, an IT Consultant or Analyst could expect to earn £400 per day on average before tax in a Birmingham-based job, whilst a developer or programmer for example is probably looking at around the £300 to £350 mark. For typical rates of pay in the Midlands across a variety of skill sets visit our contractor rates of pay page.
Ones to watch
Birmingham has an aspiration to be in the top 20 'most liveable cities in the world' within 20 years and it is estimated that this will cost around £17 billion to achieve. A proportion of which will of course be spent on contractor services across a wide range of areas! These ambitious plans, known collectively as the 'Big City Plan' will increase the city centre area fivefold, providing 60,000 new homes, many new landmark buildings and the first new park in the city for 125 years.
The Big City Plan is a 'single spatial strategy' for Birmingham's city centre which is currently under way and aims to further regenerate the city. This large redevelopment plan is being championed by Council Leader Mike Whitby and led by the City Council's Director of Regeneration, Waheed Nazir.
Visioning work and a public consultations period is complete and the Master Plan is due for publication in the Summer of 2010. This will turn the concepts and objectives into reality, through focusing on the delivery of several key regeneration projects of national importance - including New Street Station, the Southern Gateway, the Library of Birmingham, Paradise Circus and others, through a coordinated approach.
The Master Plan will be underpinned by a City Centre Transport Vision and Strategy jointly prepared by the City Council, Cento and the Business Improvement Districts, Interconnect Birmingham – a comprehensive City Centre signing and interpretation system, and the Retail Birmingham Design Strategy – for improving the identity and connectivity of the City Centre's retail district. Working in partnership with both private sector and public sector organisations, the Master Plan will cover key redevelopment opportunities and provide a 'coherent approach to connectivity, permeability, accessibility and legibility' for the City Centre.
So all in all a great opportunity for contractors, with so many projects kicking off over the coming months. Make sure you keep an eye on what's going on!
Things to consider about contracting in Birmingham
- Very good road and rail links, especially to London, plus a large international airport nearby
- Diverse range of industries
- Excellent social life, with lower cost of living
- Despite regeneration, for some Birmingham still has a rather 'industrial' and 'urban' image
- Pay rates lower than in the South
For information on other regional contracting guides, see the links below (we will be adding more guides over time):
Contracting in Aberdeen
Contracting in Edinburgh and Glasgow
Contracting in Newcastle
Contracting in London
Contracting in Reading and Guildford
Contracting in Milton Keynes
Contracting in Manchester, Liverpool and the North West
Contracting in Bristol, Bath, Cardiff
If you have any questions about contracting or would like any further advice please call our client services helpdesk on 0500 152500 / 01442 275789 or e-mail: email@example.com.
SJD Accountancy
SJD Accountancy are the UK's largest specialist provider of fixed fee, Limited company accountancy services to contractors; we've been acting for contractors across the UK since 1992 and have more than 15,000 clients.
We are the only national specialist firm of contractor accountants with offices nationwide. SJD Accountancy has more qualified staff than any other firm in our market with qualifications from the following major tax and accountancy bodies - ATT, AAT, CTA, ACCA, CA, ACA and FCCA.
- Unlimited face to face meetings. This is a unique service only SJD Accountancy offers - unlimited face to face meetings across the UK - tax is complicated and sometimes only a meeting will do.
- UK's Largest contractor accountants with more qualified staff. No call centres, no outsourcing, no automated call handling. Simply telephone, email or meet your own dedicated accountant* face to face.
- Money back service guarantee. All your telephone calls and emails will be answered the same day or we will make a full refund of that months fee.
- Outstanding reputation. We have won more awards for customer service and accountancy excellence than any other firm in our market, including: Best Accountant for Contractors, Accountant of the Year and Best Professional Service Team to name just a few.
- All inclusive low cost fixed fee accountancy package which includes completion of accounts*, payroll bureau, dividends and corporation tax computations, personal taxation, free bookkeeping software, your own dedicated accountant* and all company returns for a fixed fee of £120 plus VAT per month.
If you have any questions about contracting or would like any further advice please call our new client services helpdesk on 01442 275789 or email: firstname.lastname@example.com. Our new client services helpdesk is open Monday to Friday (8am to 6pm).
Appoint SJD Accountancy and never worry about your tax or accountancy affairs again.
Form your own Limited company with SJD - our same day online company formation service includes company bank account set up, VAT/PAYE registration and advice on optimum share structure.
You may also find the following pages, guides and case studies useful:
- Take home pay calculator - How much could you be taking home
- Contractor FAQ - All your frequently asked questions and their answers
- First time Contracting or Freelancing? - A summary of the alternatives along with pros and cons
- Choosing a contractor accountant - The factors to consider when choosing an accountant
- Step-by-step Guide to Contracting - Download a FREE copy of our guide
- Limited or Umbrella? Can't decide? - We help you decide which is best for you
- Guide to Contracting - All the best guides to contracting in one place
- Expenses Guide - Know exactly what you can claim
- Umbrella company guide - Everything you ever wanted to know about umbrella company services
- IR35 Guide - A great plain English guide to IR35
*If you would like us to complete your company year end accounts we simply ask that you have been a client of SJD for one year or have made 12 monthly payments. All accountants are part or fully qualified.
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A group of 27 Economics students and two teachers accompanied by Mr. Free and Mr. Kumar visited Wellington on 30 and 31st May 2016.
As part of the Economics curriculum, the students were addressed by young economists from The Reserve Bank of New Zealand, The Treasury and Statistics New Zealand. The group also visited The High Court of Wellington and Te Papa.
The highlight was meeting and having discussions with Ministers of Health and Conservation on different occasions in the Parliament House. In addition, the students watched the Parliament in session where Members of Parliament were having debates.


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Fluorescence microscopy II Advanced approaches
CZECH TECHNICAL UNIVERSITY IN PRAGUE FACULTY OF BIOMEDICAL ENGINEERING Fluorescence microscopy II Advanced approaches Martin Hof, Radek Macháň
Microscope resolution:
The lateral resolution of an optical microscope d: The axial resolution (in the direction of optical axis) dz: Sufficient contrast is necessary for full utilization of the available resolution However fluorescence from planes below and above focus also contributes to signal blurred image, decreased contrast
Total internal reflection fluorescence - TIRF:
When total reflection appears, only an exponentially decaying evanescent wave crosses the interface only fluorophores close to the interface are excited ~ 3 – 300 nm
Total internal reflection fluorescence - TIRF:
When total reflection appears, only an exponentially decaying evanescent wave crosses the interface only fluorophores close to the interface are excited prism-based objective-based
Confocal microscopy – Basic principle:
A pinhole in the back focal plane rejects the light coming from outside the focal plane. The pinhole size is a trade-off between good rejecting ability and sufficient light throughput (typically ~ 30 – 150 mm) wide field confocal detection pinhole tube lens objective focal plane
image is scanned point by point
Confocal microscopy – Basic principle: The pinhole restricts the observed volume of the sample to a single point (the size of which is restricted by the pinhole size). Excitation by a collimated beam (point source optically conjugated to the pinhole) focused to a diffraction limited spot wide field PMT MPD … confocal CCD image is scanned point by point dichroic whole image at once
laser scanning microscope (LSM)
Confocal microscopy – Scanning systems: spinning disk laser scanning microscope (LSM) M. Petráň and M. Hadravský (1967) Wide-filed illumination passes through pinholes in Nipkow disk (arranged in Archimedean spiral) either a single pinhole for excitation and emission or 2 tandem disks Collimated laser beam focus is scanned through the sample: sample scanning by a piezo crystal slow possible combination with scanning probe microscopy (AFM, STM, …) low excitation efficiency – only a small fraction of light passes pinhole beam scanning by a mirrors mounted on galvanometers nowadays enhanced by microlens arrays on another Nipkow disk more points in parallel possible – faster imaging X Y optical path for excitation and emission formed by the same mirrors Axial scanning (Z) usually by a piezo or stepper motor actuator
Confocal vs. Wide field microscopy:
Elimination of out-of-focus light improves contrast and, thus, resolution
Confocal vs. Wide field microscopy:
Focusing only in one plane axial sectioning of the sample to ~ mm slices
Resolution in confocal microscopy:
collimated laser beam is focused by the objective into a diffraction limited spot PSF (point spread function) = focus profile × collection efficiency of the objective. Those two are approximately the same diffraction limited spot. Slightly higher resolution than in wide field microscopy (improvement ~ 1.4) x ~ 200 nm z ~ 1 mm ~ 3D Gaussian profile The image is a convolution of the object and the PSF
single-photon excitation two-photon excitation
Two-photon microscopy – Basic idea: single-photon excitation h Absorption Emission two-photon excitation h h* Absorption Emission E ~ 1 / l E = hn c = ln E* ~ 1 / 2l E* = 1/2 E Two photons at the same time and at the same place with doubled wavelength photons from the infra red spectrum (> 750 nm) – typically Ti:Sa laser high photon density (6 – 7 orders of magnitude higher than in single photon confocal microscopy) excitation probability proportional to I2 reduced detection volume, higher resolution (improvement mainly in axial direction, in lateral it can be negligible due to larger l)
the required photon density for two-photon excitation
Two-photon microscopy – Focus profile: laser pulse the required photon density for two-photon excitation can be established only in the focal plane no out-of focus fluorescence no pinhole needed focal plane photon non-excited dye molecule 2p-excited dye molecule 1p-excitation 2p-excitation
Two-photon microscopy:
Advantages improved axial resolution reduced bleaching out of focus higher light collection efficiency (no pinhole) higher depth of light penetration broader excitation spectra – simultaneous excitation of more dyes Limitations more costly and complicated instrumental setup higher bleaching in the focus broader excitation spectra – decreased selectivity of excitation scanning technique like confocal microscopy
Fluorescence lifetime imaging (FLIM)
General features of scanning microscopy: Advantages improved contrast optical sectioning ability possibility to perform fluorescence measurements in individual points (lifetime, spectra, FCS, …) Limitations more complicated and costly setup limited speed of image acquisition longer imaging more photobleaching Fluorescence lifetime imaging (FLIM)
Below the diffraction limit:
Going to near-field, where the diffraction limit does not hold – Near-field Scanning Optical Microscope (NSOM) Effectively increasing the numerical aperture (does not really break the limit, but increases resolution) – Structured (Patterned) Illumination Microscopy (SIM), … Localization of individual fluorophores and fitting their PSFs, typically combined with switching between dark and fluorescent state (PALM, STORM, …); or utilizing intensity fluctuations of individual fluorophores (Superresolution Optical Fluctuation Imaging – SOFI) Employing nonlinear optical effects: Multi-photon excitation Optical saturation – nonlinear dependence of fluorescence on excitation intensity, happens at high excitation intensities when large fraction of fluorophores resides in excited state and cannot be excited Other saturation phenomena: Dynamic saturation optical microscopy (DSOM) – kinetics of transition to triplet state, Stimulated emission excited state depletion (STED)
Near-field scanning optical microscopy (NSOM):
Diffraction limit is valid in the far-filed, where spherical wave-fronts exiting from an aperture can be regarded locally as plane waves – coming close to the sample changes the situation – scanning probe approach The probe – usually a metal coated tapered optical fibre moved by a piezo scanner various operation modes – purely near-field or combining near-/far-field excitation/emission or vice versa resolution ~ 20 nm in lateral (determined by tip size) and ~ 2-5 nm in axial direction limited only to surfaces
Effective increasing of numerical aperture:
structured illumination 4Pi microscopy 2 opposing objectives – PSF closer to spherical symmetry – 3-7 times improved axial resolution (depends on type) Sample is illuminated by a periodically modulated light. Interference of structures in the sample and illumination results in Moiré fringes combination with nonlinear image restoration – improvement in 3D a confocal approach - scanning Additional spatial frequency increases the resolution power by factor 2 A wide-field approach – faster then scanning Several images with shifted illumination patterns are recorded and the final image is reconstructed by Fourier transform analysis optical sectioning
Localization of individual molecules:
Single fluorophores have dimensions much smaller than the PSF. A single fluorophore is seen in the image as the PSF By fitting the PSF in the image with a Gaussian profile, fluorophore location can be determined with a few nm accuracy precise determination of distances, single particle tracking (SPT) Schmidt et al. (1996) PNAS 93:
Localization of individual molecules:
At higher densities of fluorophores, the PSFs overlap – impossible to distinguish the centers of peaks. Nevertheless, fluorophores need to be densely located in the sample to be cover to all structural details STORM – Stochastic optical reconstruction microscopy Rust et al. (2006) Nature Meth 3: Uses photoswitchable dyes (special organic dyes, GFP mutants): a strong red laser pulse switches off all fluorophores (to a nonfluorescent state) a green laser pulse switches on a small fraction of fluorophores, which emit fluorescence when excited with red laser until switched off, cycle repeated … A wide field technique, but imaging slow because many imaging cycles needed Resolution ~ nm PALM – Photoactivated localization microscopy the same principle with switching of dyes between on and off states
Optical saturation and resolution enhancement:
Optical saturation results in nonlinear relation between excitation and fluorescence intensities broadening of the PSF We apply a ramp of excitation intensity and the dependence of fluorescence intensity in each pixel on excitation intensity can be fitted with a polynomial expansion Ifl(x,y) = Iex - Iex2 + Iex3 - Iex4... Theoretically unlimited resolution, but practically limited by noise and poor stability of polynomial fits (~ 30%) Saturated excitation microscopy (SAX) – harmonically modulated excitation, Saturated structured illumination (SSIM) – SIM combined with nonlinearity
Stimulated emission excited state depletion (STED):
Developed by Stefan Hell (http://www.mpibpc.mpg.de/abteilungen/200/STED.htm) A confocal approach Fluorophores in the detection volume are excited by an excitation pulse. A doughnut-shaped STED pulse is applied, which suppresses the fluorescence completely (by inducing stimulated emission) everywhere except the center of the detection volume Photons in STED pulse have lower energy to avoid excitation STED pulse duration should be much shorter then S1 lifetime = 1/kfluor Fluorescence STED pulse Imax>> Isaturation Saturation of the stimulated emission in the STED pulse is essential for breaking the diffraction limit ~ Excitation spot x saturation parameter: x = I max/ Isaturation kIC >kSE >> kfluor
STED: Theoretically unlimited resolution, usually ~ 3 times in lateral and ~ 6 times in axial direction is achieved
Selective plane illumination microscopy:
Based on q microscopy (uses excitation and detection optics at 90˚ instead of epi-fluorescence to generate isotropic PSF) – combination with light sheet illumination faster imaging of 3D objects
Acknowledgement The course was inspired by courses of:
Prof. David M. Jameson, Ph.D. Prof. RNDr. Jaromír Plášek, Csc. Prof. William Reusch Financial support from the grant: FRVŠ 33/119970
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SRK to give away Golden Globes Award
The Golden Globes are the second most prestigious film awards
after the Oscars and it is for the first time that an Indian actor
has been invited to the Golden Globes. SRK would be attending the
event on Sunday 11th January along with good friend Karan Johar.
Other international big names expected to attend the event include
Hollywood stars such as Drew Barrymore, Cameron Diaz, Aaron
Eckhart, Laurence Fishburne, Chris Rock and Jennifer Lopez.
Apart from SRK, another Indian artiste A R Rahman would be gracing the event. The music maestro has been nominated for his musical score in Danny Boyle's much talked about film Slumdog Millionaire and if Rahman manages to pull it off, this would be indeed by a special moment for Indians across the globe.


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Pro Tip: We recommend going down one size because of the stretch in our fabric.
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When: Tue., Feb. 11, 7 p.m. 2014
a class on the "ABC's of starting seeds," from the Horticultural Arts Society. Held in room 256.
Price: Free
4435 N. Chestnut St. (Central)
Wed., May 10, 4-5:30 p.m.
Colorado Technical University
- Central
Select a star to rate.
© 2017 Colorado Springs Independent


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CeeDee Lamb, a 6-foot-2, 172-pound wide receiver from Richmond (Texas) Foster, recently named a Top 10 of Alabama, LSU, Auburn, Tennessee, Baylor, Oklahoma, Oklahoma State, Florida, Mississippi and Texas A&M.
He was at one time committed to Oklahoma, but decommitted to evaluate all of his options. Now he is balancing his schedule with recruiting.
"It is crazy," Lamb said. "I have eight hours of school, three hours of practice and the rest is just homework and go to sleep, but I have to fit in the recruiting process because it is the next step in my life."
Shortly after releasing that Top 10 list he picked up an offer from UCLA, which could now factor into his decision making process.
"I was excited considering they had always been one of my favorites," Lamb explained of the UCLA offer. "They may just hop into my Top 10, but as of right now I can not give you an exact list, but they will definitely be in there."
When it comes down to it Lamb is looking for a place that he can play on the next level. When narrowing down his list further and trying to pick a college to play at he will factor in playing time and finding a staff to push his game to the next level.
"Give me the opportunity to play as a true freshman," Lamb said. "and help me with my dream to get into the NFL."
Lamb would like to major in Sports Medicine.
He checks in as the No. 289 prospect in the Scout Top 300 and is a four-star prospect.
Scout Evaluation: Lamb is a versatile receiver prospect with the speed to take the top off defenses. Possesses sudden athleticism that allows quickness off the snap, separation from DB's, and good top-end speed downfield. Home run threat over the top and as a run-after-catch playmaker. Quick feet that allow for sudden cutbacks as a receiver and return man. Plays in all three phases for competitive Texas Class 5A program. Lacks ideal bulk but possesses frame to add significant weight. That would also help with improving strength. Willing blocker who looks for big hit on crackback opportunities. Talented receiver prospect who projects to high-major level. - Gabe Brooks
(Junior highlights will play above)
Lamb enjoyed a breakout junior season with 54 catches for 1,012 yards and 10 touchdowns on 18.7 yards per reception. He also ran six times for 52 yards and added one interception on defense.
Matt Stepp of TheOldCoach.com conducted the video interview with Ceedee Lamb at the Rosenberg Terry 7v7 State Qualifying Tournament.


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A young woman once asked Coco Chanel where one should use perfume. The fashion icon answered simply, "Wherever one wants to be kissed." Whether it's fresh and floral or spicy and sensuous, the right perfume captures the essence of your personality, your sense of style and even your mood. When you settle upon your perfect scent, you'll likely find it comes in a variety of concentrations. Cologne and eau de toilette are two of the lighter options.
Cologne Facts
Cologne, also sometimes called eau de cologne, contains between 4 and 7 percent aromatic oils mixed with between 60 and 70 proof alcohol, relates "Hello!" magazine. The lower concentration of oil in cologne gives it a milder, lighter bouquet compared to heavier concentrations of the same fragrance. It also evaporates more quickly and can be reapplied as needed. Cologne is often packaged in large-sized spray bottles and typically offered at a lower price point than stronger formulations.
About Eau de Toilette
Eau de toilette contains a slightly higher amount of fragrance oil than cologne, typically between 8 and 15 percent. The lighter, fruitier top notes of an eau de toilette are the most intense, and an application of this fragrance concentration fades in a few hours. Additionally, because it contains less aromatic essence than the more heavily concentrated eau de parfum or perfume extract, an eau de toilette is frequently less expensive.
References and ResourcesHello Daily News: Perfume or eau de toilette? What's the difference?
Bank Rate: A Guy's Guide to Buying Fragrance


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The body of a partly clad woman was found yesterday on a bench near tennis courts in Riverside Park on the Upper West Side, and the medical examiner's office will conduct an autopsy to determine how she died, the police said.
A dog walker found the body in the park near Riverside Drive and West 119th Street about 8:30 a.m. and called the police, the authorities said. No identification was found, and detectives were unsure whether the woman was homeless.
The woman's pants had been pulled down, one police official said, but the authorities would not say whether she had been sexually assaulted.
Her head was resting on one of several park benches outside a small Parks and Recreation Department building beside the tennis courts.
The police said the autopsy would be conducted today.Continue reading the main story


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Washington State Online Gambling & Poker Laws
Washington State is something of a special case when it comes to online poker in the United States. Poker players in Washington have to contend with a legal state of affairs that is both quite restrictive and completely unique. We'll discuss that state of affairs, along with the likely future of online poker in Washington, in this Guide to Online Poker in Washington State.
Online Poker in Washington
Top Internet Poker Sites for Washington
Because of the legal situation in Washington State, residents must be very selective about the online poker sites that they use. It's perfectly legal to access sites for play-money play, or to patronize sites that are structured in a way that comports with Washington law. If that's the sort of online poker room you're looking for, here are our picks for poker sites accepting players from Washington State:
How Can I Play Online Poker From Washington State?
As previously mentioned, playing online poker for real money can be potentially problematic for Washington State poker players. For one thing, very few sites accept players from Washington State for real-money play. For another, players could be risking criminal action by participating in some forms of online poker.
The solution is either to play poker for play chips only, or to try one of the online poker sites that offer a unique format - such as subscription poker - that allow them to conduct business in compliance with the law of Washington State.
Online Poker Legal in Washington
While all online poker players should be familiar with their state laws with regards to gambling, Washington State online poker players have a special motivation for learning more about the law as Washington is one of the few states that specifically singles out online gambling. Let's talk more about that aspect of, and a handful of other important points from, Washington State gambling law:
- Let's start off by exploring how Washington State defines the act of gambling. There are a few components to the definition, the first of which is found in Section 9.46.0237: ""Gambling," as used in this chapter, means staking or risking something of value upon the outcome of a contest of chance or a future contingent event not under the person's control or influence, upon an agreement or understanding that the person or someone else will receive something of value in the event of a certain outcome."
- That's basically a boilerplate definition of gambling, and it's extended by Washington's definition of "contest of chance" found in Section 9.46.0237. Basically, if chance plays a "material" role in the outcome of an event, then that event is a contest of chance regardless of whether or not there is also a skill component.
- A number of activities are given a pass from Washington State gambling law. Regulated forms of gambling are exempt, as are various forms of charitable gambling.
- Social gambling is legal in the state of Washington (Section 9.46.0265).
- You'll see repeated references to "professional gambling" in Washington State law. Despite what the term might suggest to you, under Washington law it refers to involvement in the business or operational side of illegal gambling - not gambling professionally.
- You've probably heard a good deal about Washington State having a law that makes playing online poker illegal. When people reference that, they're generally talking about Section 9.46.240, which makes it a felony for anyone who "knowingly transmits or receives gambling information by telephone, telegraph, radio, semaphore, the Internet, a telecommunications transmission system, or similar means."
Access the full text of Washington gambling law here [1].
Will Washington Regulate Online Poker?
This remains a very complicated question that is largely dependent on how regulated online gambling rolls out in the rest of the United States. Specifically, a scenario that gives tribal interests sufficient motivation to embrace online poker and online gambling is the most positive one for those who want to see such games regulated in Washington.
Until some of the major stakeholders in Washington's gaming industry develop a greater interested in regulated online poker, it seems as if the state will continue to hold its title as one of the least hospitable places for online poker players.
Washington Gambling Facts
Regulated Gambling Options in Washington
Washington State has one of the most varied and complex regulated gambling menus of any state in America. It starts with the state-backed lottery and extends into tribal casinos. Those options share the space with Washington's commercial casinos, card rooms and race tracks.
Things get more confusing when you start looking into charitable gambling in Washington State. Multiple forms are permitted, some of which require a license and some of which do not. Depending on your ability to obtain a license, your organization could offer games ranging from bingo to poker to full-blown casino nights.
What About Regulated Online Gambling?
Things are quite a bit simpler on this score. Washington State does not directly regulate online gambling. No online poker, no online casino - no matter how hard you look, you won't find an online gambling site that holds a license issued by Washington State.
Washington State Gambling: Additional Research Resources
Washington State Gambling Commission [2]. Updated news, events, information regarding Commission meetings and other resources for learning more about the WSGC and regulated gambling in Washington State.
MRSC Guide to Washington State Gambling [3]. Resource hub for the regulated gambling industry in Washington from the Municipal Research and Services Center. News, legal analysis and in-depth research lead the list of available information at the MRSC guide.
List of Casinos in Washington [4]. There are quite a few casinos in Washington, although most aren't casinos in the Las Vegas sense of the term. This list from Wikipedia is a helpful table of all licensed operators in Washington State.
Washington's Poker Connections
Washington State has been something of a breeding ground for young poker players that have seen tremendous success on both the online and live poker circuits. We don't have the space to recognize them all, but two of the best-known names are Scott Clements and Matt Affleck.
Let's start with Clements [5]. He's got over $5 million in live tournament winnings, putting him in the top 100 of all-time earners. He's also a feared online presence, racking up a litany of wins at a variety of major sites.
As for Matt Affleck, he may be forever remembered as the guy who came close at the WSOP. He's had two heartbreaking exits near the bubble of the final table, including one of the nastiest beats with aces in history [6] in the 2010 Main Event. But don't worry - with over $1m in live winnings, and several million more online, Matt has plenty of money to comfort him.


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Benjamin Rovet
Representative Cognition Clients:
Redknee Inc.
Cogeco Data Services
Sangoma Technologies
Telax Voice Solutions
The Caldwell Partners
Primus Telecommunications Canada
Past Life In-House:
Yak Communications, Corporate and Regulatory Counsel
Maxlink Communications, Director – Regulatory
Call-Net Enterprises (Sprint Canada), Regulatory and Legal Counsel
Past Life Law Firm:
Paterson MacDougall LLP
Legal Superpowers:
Ben practices in corporate and commercial law, with a focus on the technology, telecommunications and professional services sectors. Through his broad in-house background, Ben brings strong experience in technology legal agreements, employment law, privacy, and compliance activities. Ben also has a strong background in telecommunications law and policy, and has regularly appeared before the CRTC and Industry Canada.
Alter Ego:
Ben enjoys outdoor activities and is addicted to Starbucks (not a client – yet) coffee. To this day he denies that the coffee is a factor in him being the only person to never fall asleep during a CRTC hearing.
LL.B., University of Toronto (1996)
B.A., McGill University (1993)


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Casa De Suenos Has Views to East End of St.John and Out Towards the Bvi(3 Reviews)
The manager has been emailed.
To book this property, you need to complete your booking through checkout on the VRBO website. We can't protect your payment if we don't know you've booked through us. Learn more
- Minimum stay:1-7 nights
- Sleeps:9
- Bedrooms:4
- Bathrooms:4
- Property type:Villa
- Internet:Yes
- Pets considered:No
- Wheel chair accessible:N/A
About the Property
Villa, 4 Bedrooms + Detached Unit, 4 Baths, (Sleeps 8-9)
The aerial view from the great room is exhilarating! The tall, arched windows in the great room allow you to see the expanse of ocean and sky surrounding this island paradise. On a clear day it's possible to see Peter Island, Le Duck, Tortola and more, while listening to sounds of the surf down below. Nestled against the mountain, this stately villa is cooled by tropical breezes. The great room has beautiful seating, including a dining table that seats eight and lush living room furniture. Amenities include state-of-the-art satellite service and flat screen TV.
The gourmet kitchen features an island bar where the cook or chef can easily participate in conversation with others. Top-of-the-line new appliances, spacious Corian countertops and beautiful cabinetry will delight your cooking needs.
All four bedrooms in the main house feature fantastic views, air conditioning and tropical designer furnishings. Each bedroom has a private full bath. Take in endless views of John's Folly Bay, the East End of St. John as well as the British Virgin Islands. The twin bedroom off the pool deck is private and comfortable. The twin beds can also be made into a king-size bed. The other bedroom off the pool deck has a queen futon sofa bed. This bedroom, when not in use in ideal for lounging near the pool area.
The spacious, one-bedroom guest cottage is located right next to the main house. Like the main house, the guest cottage has a fully-equipped kitchen, flat screen TV, bedroom A/C, half-bath upstairs, private deck and the same breath-taking views. A spiral staircase leads to the bedroom and full bath on the lower floor. The guest cottage has beautiful furnishings and fantastic ocean views.
Keywords: villa, rental, beach house, ocean view, island house, island home, vacation house
When you're ready to book, here are some things to keep in mind
We recommend you complete your booking on VRBO or ask the owner to send you a payment request through VRBO.Verify your payment method
Member since: 2004
Property Type
- Villa
House Rules
- Max. occupancy 9
- Children Welcome
Accommodation Type
- Vacation Rental
Bedrooms: 4 Bedrooms, Sleeps 9, Beds for 8-9
- Bedroom 1
- Bedroom 2
- Bedroom 3
- Bedroom 4
- Detached Unit
- King size beds (1) King Bed in the Master Bedroom, Queen size Beds (1) One Queen Futon in the Main House and One Queen Bed in the Guest Cottage, Twin or Single Beds (1) Twin Beds in two Bedrooms of the Main House that can be converted to Kings...moreless
Bathrooms: 4 Bathrooms
- CD Player
- DVD Player
- Satellite / Cable
- Video Library
- Restaurants
Leisure Activities
- Boating
- Horseshoes
- Shelling
- Shopping
- Sight Seeing
Location Type
Sports & Adventure Activities
- Fishing
- Hiking
- Kayaking
- Mountain Biking
- Parasailing
- Sailing
- Snorkeling/Diving
- Surfing
- Swimming
- Wind-Surfing
- Catering Available
- Cooking Utensils
- Dishwasher
- Ice Maker
- Outdoor Grill
Pool / Spa
- Private Pool
RatesCurrency Conversion
|Weekend Night
|Monthly *
Apr 15 - Dec 16, 2017
5 night min stay
Dec 17 - Jan 6, 2018
7 night min stay
Jan 7 - Apr 14, 2018
7 night min stay
Additional information about rental rates
- Tax Rate 12.5%
Rates determined by season & # of occupants.
Prices below are for up to 4 guests (2 bedrooms).
Please see Windspree.com website for full list of rates & guest testimonials.
Winter Weekly Rate (Dec. 15 - Apr. 15): $4340
Holiday Weekly Rate (Christmas + New Year's + President's Week): $6650
Summer Weekly Rate (Apr 16 - Dec 14): $3850
Manager's cancellation policy:
50% refund for cancellations more than 7 days before check-in date.
100% refund for cancellations more than 14 days before check-in date.
Don't forget your vacation protection! Get protected now
Adding our Vacation Protection services can make sure your getaway goes smoothly, no matter what. We offer Cancellation Protection and Damage Protection so you can truly relax.
Three quarters of the land on St. John is part of the Virgin Islands National Park. The world-renowned North Shore beaches - Trunk bay, Cinnamon, Maho, Hawksnest - are all part of the National Park and accessible to all. Hike the many trails within the Park and see petroglyphs made by long-ago native peoples. Visit the Sugar Mill ruins at Annaberg Plantation. Snorkel the guided trail at Trunk Bay.
Manager info
Contact us
Send email
- Primary: (888) 742-0357 (Toll Free)
- Secondary: (340) 693-5423 (USVI, USA)
Links to more information:
- Click Here to see All My Rental Listings
Casa de Suenos "House of Dreams"
Great Room with a View
Twin Bedroom
Great Room
Master Bedroom
View From Every Room
This listing was first published here in 2006.
Date last modified - Tuesday, April 25, 2017
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