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SAN FRANCISCO (MarketWatch) — Leo Apotheker knows something about tumultuous relationships with corporate boards, which may serve him well at his new job in the top slot at Hewlett-Packard.
Late last year, a private letter from then-SAP AG SAP, +4.52% Chief Executive Officer Apotheker to his counterpart at rival Oracle Corp. was leaked to the press. The letter noted Oracle's difficulties in clearing its purchase of Sun Microsystems with European antitrust regulators, while renewing an invitation to resolve unrelated, "open issues" between the companies.
News Hub: Did Big Government Bailouts Work?
Neal Lipschutz, Dave Callaway and Bob O'Brien discuss the government's big bailouts during the recent financial crisis and why they may not have been as bad as many thought.
Many saw the letter as a bid to settle an ongoing lawsuit filed by Oracle ORCL, +0.92% against SAP years earlier, alleging corporate theft, in exchange for assistance clearing the Sun deal. SAP strongly denied those suggestions, though the episode proved thoroughly embarrassing.
Roughly three months later, SAP surprised investors and analysts by announcing the departure of Apotheker, a more-than-20-year veteran of the company, after its board declined to renew his contract.
"It was a total mess," said Cowen & Co. analyst Peter Goldmacher.
Now, Apotheker is in a prime position to take on Oracle once again, as the newly-appointed CEO at Hewlett-Packard Co. HPQ, +1.37% H-P announced Apotheker's hiring after the market's close on Thursday. Read full story about Apotheker's appointment.
The appointment of a career man from a German software firm to run a Silicon Valley icon has raised some eyebrows. But Apotheker's software expertise may be a solid match for a company in need of bolstering its presence in the market for complex technology needed by businesses to process data, experts say.
Apotheker's ugly departure from SAP was likely the result of differences with company co-founder and Supervisory Board Chairman Hasso Plattner, said Goldmacher. That, the analyst said, resulted from contrasting visions over how best to right the wavering software giant.
Apotheker had been appointed sole CEO of the company only about seven months before he stepped aside.
"You've got a guy who was basically given the steering wheel when the car was already in the air, heading into a ditch," Goldmacher said. "The strategy and direction of the company were still very much run by Hasso."
SAP was in the midst of trying to alter its strategy, with a new focus on small and medium-sized firms. The Walldorf, Germany-based company was struggling to release its "Business ByDesign" software, designed to be hosted and delivered via the Internet; and while Oracle was gaining ground through a series of large acquisitions, SAP was drawing some criticism for mostly relying on internal growth.
An SAP spokesman declined to comment on Apotheker's relationship with Plattner. But the spokesman did provide a statement from current SAP co-CEO Bill McDermott: "I personally congratulate Leo on this tremendous appointment," McDermott said, "H-P is a great SAP customer, and this move only sets the stage for an even deeper relationship."
Though Apotheker did not take the helm as sole CEO at SAP until 2008, he'd long been seen as a potential top executive.
He had reportedly been a finalist for the top job at software maker CA Inc. CA, +1.88% for example, before International Business Machines Corp.'s IBM, +0.23% John Swainson was named to the position in 2004.
Targeting Oracle
For H-P, Apotheker's appointment as CEO means the company now has a "hard-driving" executive at its helm, who is well-equipped to drive H-P's business in competition with traditional SAP rival Oracle, Goldmacher said.
Oracle has become more of a threat to H-P of late, as it has expanded beyond database and applications software, and moved into developing both the software and hardware needed to run large businesses.
digits: Technology Killed the Video Store
Blockbuster's bankruptcy last week has made it official: Technology is killing the video rental store-and a piece of American culture with it. Jessica Vascellaro joins Simon Constable and Lauren Goode to discuss how services like cable on-demand, Netflix and even 3-D movies are impacting the video rental model.
"This is critical, because Oracle continues to make H-P less and less relevant," Goldmacher said of Apotheker's appointment.
One way that Apotheker may make his mark at H-P would be by pursuing a more aggressive and fine-tuned acquisition strategy, experts say.
"H-P needs to make acquisitions in software to take it to the next level," said Altimeter Group LLC analyst Ray Wang. "Despite Leo's acerbic style and approach, he may be the right person to kick H-P up a notch and gain the software and services footing it sorely needs."
One immediate possible acquisition target for H-P, according to Wang: on-demand customer-relationship management software provider Salesforce.com Inc. CRM, +0.45%
H-P shares dip
Apotheker comes from a sales background at SAP, which he first joined in 1988. In addition to CEO, he had served as co-CEO, head of North American operations, and CEO of SAP France.
His appointment at H-P isn't being lauded by everyone. Shares of H-P, which were halted as the company announced Apotheker's hiring, later fell nearly 3% once they resumed after-hours trading.
"I'm perplexed," said Peter Russo, an analyst with Pierre Audoin Consultants. Apotheker, Russo said, "was not popular with [SAP] customers, or employees, he doesn't know the hardware business, and he's not the cuddly, spokesperson type you might want at H-P right now."
His exit from SAP, Russo added, amounted to him being "kicked out."
Apotheker's leaked letter to Oracle CEO Larry Ellison came at a point late last year when Oracle's purchase of Sun was being held up by the European Commission, due to concerns about the future of Sun's MySQL database software.
Oracle's ultimately successful purchase of Sun put it on track to better compete with giants including IBM and H-P.
It also came after years of competition and feuding between SAP and Oracle.
In 2007, Oracle filed a high-profile lawsuit against SAP, alleging massive theft by SAP unit TomorrowNow of Oracle's customer support materials.
Last month, SAP accepted liability in the TomorrowNow case, though it also said it will "continue to present arguments and evidence demonstrating that Oracle's damages claims in this matter are vastly overstated."


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Enjoy a private shore excursion directly from your ship in Livorno. Our expert and courteous, English-speaking driver will pick you up in a luxury vehicle and take you to visit the very best highlights of Florence and Pisa, helping you to maximize your time and providing assistance and information in order to give you a first-class and worry-free experience.
Your private English speaking driver will be waiting for you at the pre-arranged time at the cruise port of Livorno, holding a sign with your name on it, as specified on your confirmation voucher.
After a 30 minute drive in the north direction, along the coast, you will reach the university town of Pisa, and you will be dropped off directly under the world famous Leaning Tower, in The Fields of Miracles, where you'll have the chance to admire also the main Cathedral, the Baptistery, The Camposanto and the old City Walls.
TIP: If you like to climb the Leaning Tower, let us know at the time of the booking so we will help you with the skip the line tickets.
Leaving Pisa, after approximately 1 hour drive through the Tuscan countryside you will arrive in Florence where your visit will start from Michelangelo Square, a beautiful terrace overlooking the city center from where you can have the best view of Florence. This is also the place where you can see one of the two copies of the famous statue of David. Nearby you can also see the withe and green marble façade of the San Miniato al Monte church - one of the purest examples of the Florentine Romanesque style.
After leaving the church, we follow an uphill road, bordered by the ancient city walls, until we reach Forte Belvedere, built around 1590 by the Grand-Duke Ferdinand to protect the Medici Villas.
Driving down from the Fort, passing the old gate of Costa San Giorgio, you will arrive in Santa Croce Square to visit the Santa Croce church, where many famous Italians (Michelangelo, Galileo, Machiavelli) are buried.
TIP: If you are interested in the Accademia Museum (David) and/or the Uffizi Gallery, please advise us at the time of the booking so we can provide you the skip the line tickets in order to avoid waiting in lines and maximize your time.
Next stop in the heart of Florence is the Piazza della Repubblica surrounded by historical literary cafés, where long ago important intellectuals gathered, the Piazza del Duomo (Santa Maria del Fiore Cathedral, the Baptistery, Giotto's Bell Tower) and the Piazza della Signoria (Old Palace, Loggia dei Lanzi.) and finally the elegant Ponte Vecchio, meaning "old bridge" which dates back to 1345, and today hosts elegant jewelry shops.
For the shopping lovers or the hungry soul, there are also many shops and "trattoria" to dive into, so everyone in your party can satisfy their desires whether it be a smart leather jacket, or a scrumptious plate of pasta. Your private driver will be ready to suggest the best options according to your specific needs, helping you maximize your time and keeping walking to a minimum.
Last but not least you will admire the imposing Pitti Palace, which was formerly the residence of the grand-dukes of Tuscany and later of the king of Italy, and today houses many galleries and museums (Gallery of Modern Art, Costume Gallery, Palatine Gallery, Royal Apartments, Silver and Porcelain museums, etc) and a magnificent park called the Boboli Gardens.
At the end of your day in Florence and after a very good gelato, your driver will bring you back on perfect time to re-board your cruise ship in Livorno.
Our service is a basic on your own tour from Livorno to Pisa Leaning Tower. The departure is from the same place where the cruise shuttle – bus from the port arrive (Via Cogorano) and goes directly to Pisa Tower .
The arrival of the bus in PISA is 700 meters from Miracle Square, so named for its uniqueness and its artistic beauty, declared a world heritage site by Unesco. In Miracle Square, you can admire the glorious Cathedral, the Baptistery and its bell tower, better known as the Leaning Tower of Pisa.
Once you book your low cost transfer, you have your reserved seat on the bus. You can arrive just 15 minutes before at the shuttle bus stop and our staff will be there to give you all the information you need.
This Segway tour is a fun and eco-friendly way to discover the Renaissance streets of Pisa. On a self-balancing PT i2 you will visit Pisa's top attractions without any effort. You will see the Duomo, the Leaning Tower of Pisa, San Michel in Borgo and much more.
The tour starts at the parking lot of Via Pietrasantina, where you will meet your guide. The parking lot is located at about 500 m from Piazza dei Miracoli and 1,5 km from Pisa Centrale train station. If you are on a cruise to Pisa (Livorno), it's very easy to go from Livorno to Pisa by train or bus.
You start with a 30 minutes training session. A Segway is easy to use, and doesn't require any special abilities, but it's good to practice a little before setting off.
Your first stop is at Piazza dei Miracoli which you reach through an undergound walkway. It's the home of the Duomo and world famous Leaning Tower of Pisa. The marvelous square with its glorious architecture was designated a UNESCO World Heritage Site in 1987. It got its name by the Italan writer and poet Gabriele d'Annunzio.
You will follow the guide to Pisa's historic university (Scuola Normale di Pisa) at Piazza dei Cavalieri, while passing through Pisa's most celebrated Santa Maria district. You will glide along the Borgo Stretto for a stop at the wonderful white Church of San Michele in Borgo.
Before getting rewarded with some great views over the calm Arno River, you drift down on your unique vehicle to the Lungarno Mediceo, reaching the last bridge, Ponte della Vittoria, from where you can see a beautiful landscape of the Renaissance palaces reflecting in the river, than you'll visit the octagonal Church of Santo Sepolcro, passing through Piazza della Pera, the central Corso Italia and the Church of Santa Maria della Spina.
At the end of the tour you can admire the precious and noble buildings at Piazza Carrara and Pizza Dante where you can also get a glimpse of the university students life.
Dulcis in fundo the tour ends passing trough Piazza dei Miracoli for a second time, than reaching the starting meeting point.

subset: commoncrawl


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Sci fi/Fantasy image byM. Aurela Phen Abdou
my character Iruka who is with Duo(Gundam Wing) at the time. my friends and I used to have a RPG with just about every anime underthe sun but mainly Gundam Wing, and my friend's character poured green hair dye in Duo's hair, but he washed it out before it turned green, but not before the bleach kicked in.
Published More than a year ago
Category Fan art
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This image is flagged as NSFW
Party night! fun and festives, only problem is Kaiyo is being stalked, it is now or never for her.
the title is the only joke in this stort story, anout a dream I had, slightly elabrated. I could make it longer, but felt that it should be kept short, and by far of short stories I have written it is the shortest.
three girls and one big story is about to unfold around them.


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Posted by wow on March 12, 2017 at 15:41:52:
In Reply to: Re: In his own words posted by Parent on March 12, 2017 at 15:32:24:
You should read what the article in the OC
Register about father Ball, the guy ACTUALLY
says indirectly that Chino HIlls is nothing
without the Balls and making money off parents
that send their kids to him to train is an
investment for them, apparently 10-15,000 dollars!
The plan at the expense of the high school and
city community - pimping his son's.
Is this guy a piece of work or what?!
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Capital Management Outline –Definition of bank capital –Role of bank capital –Capital adequacy –Shareholders' viewpoint –Trends in bank capital
Definition of bank capital Equity –Common stock, preferred stock, surplus, and undivided profits equals the book value of equity. –Market value of equity Long-term debt –Subordinated notes and debentures –Interest payments are tax deductible Reserves –Provision for loan losses (PLL) is expensed on the income statement –Reserve for loan losses is a capital account on the right-hand-side of the balance sheet
Definition of bank capital
Role of bank capital Source of funds –Start-up costs –Growth or expansion (mergers and acquisitions) –Modernization costs Cushion to absorb unexpected operating losses –Insufficient capital to absorb losses will cause insolvency –Long-term debt can only absorb losses in the event of institution failure Adequate capital –Regulatory requirements to promote bank safety and soundness –Mitigate moral hazard problems of deposit insurance by increasing shareholders' exposure to bank operating losses –Market confidence is important to depositors and other bank claimants
Capital adequacy Bank regulators and bank shareholders have different views of capital adequacy –Regulators are more concerned with the lower end of the distribution of bank earnings. –Shareholders focus more on the central part of the distribution, or the expected return available to them. –Regulators perceive that financial risk increases the probability of insolvency, as greater variability of earnings makes it more likely that negative earnings could eliminate bank capital. –Regulators must close banks due to capital impairment. –Excessive capital regulation could inhibit the competitiveness and efficiency of the banking system.
Capital adequacy Capital standards –Office of the Comptroller of the Currency (OCC) used a capital-deposit rate to measure capital adequacy in the early 1900s. This ratio was motivated by fears of bank runs. –The Federal Reserve Board (FRB) began using the Form for Analyzing Bank Capital (FABC) in the 1950s which classified assets into 6 different risk categories. By contrast, the OCC in the 1960s moved to a subjective system of capital evaluation (i.e., management quality, asset liquidity, operating expenses, deposit composition, etc.). –Problems with early standards: Different standards applied by different regulators (OCC, FRB, and FDIC). Not enforceable by law until the International Lending Act of 1983. Fairness was questionable with small banks required to keep higher capital requirements than large banks.
Capital adequacy Uniform capital requirements –Minimum primary capital-to-assets ratios established in 1981 by all three federal bank regulators (i.e., equity capital and reserves). A ratio of 5% to 6% was required. Some larger institutions increased their risk taking in response to this uniform capital requirement approach. –Risk-based capital requirements were established in 1988 under the Basle Agreement among 12 industrialized nations under auspices of the Bank for International Settlements (BIS). Like the FABC approach of the Fed, bank assets are classified into 4 categories by risk level. In 1998 an amendment was made to include rules for securities trading of banks. Two categories of capital: (1) Tier 1 or "core" capital and (2) Tier 2 or "supplemental" capital.
Capital adequacy
Calculating Risk-Adjusted Assets:
Capital adequacy Risk-adjusted capital requirements for total capital: K = 8%[0(A1) +.20(A2) +.50(A3) + 1.0(A4)] K = 0.08[0($100) +.2($2,500) +.5($3,000) + 1.0 ($5,000)] = 0.08 [$7,000] = $560.00 Catagories of assets by credit risk are A1, A2, A3, A4: A1 -- Cash and U.S. government securities A2 -- Mortgage-backed bonds and government obligation (GO) municipal bonds A3 -- Home loans and municipal revenue bonds A4 -- Business, consumer, and other loans, other securities, and bank premises Off balance sheet rules: these items must first be converted to on- balance sheet "credit equivalent" amounts. Then these adjusted amounts are assigned to the different asset categories above. Example : Performance standbyConversionRiskRisk-adjusted letters of credit factorweightassets $1,000 x0.500.20$100
Capital adequacy Market risk capital requirements (January 1998) –Institutions with more than 10% of total assets or $1 billion or more in trading account positions. –8% risk-adjusted capital requirement on a daily basis based on market-to-market values of trading account securities. –Add to credit-risk-weighted assets or risk-adjusted assets after removing these securities from the previous calculation. Example: Previous risk-adjusted assets $7,000 Remove GO munis trading account securities ($1,500 x 0.20) (300) Value-at-risk (VAR) over the last 60 business days 200 Risk-adjusted assets with market risk capital requirements $6,900 –Stress tests need to be regularly performed on VAR models by experimenting with assumptions. These backtesting results allow VAR models to be continuously updated and improved.
Capital adequacy General market risk (financial market as a whole) –Value-at-risk (VAR) is normally calibrated to the 10-day 99th percentile standard. Example: over the past year records show there is a 1 in a 100 chance of losing $66.57 in any 10-day period. –VAR times a scaling factor (3 normally but it can be higher). Example: $66.57 x 3 = $200 –Must use: (1) an average VAR over the last 60 business days times 3, or (2) the previous day's VAR. Latter condition only relevant to periods in which the financial markets are very volatile. Specific risk (other risk factors including credit risk of the securities issuer and liquidity risk). –Scaling factor of 4 normally. –Add to risk-adjusted assets.
Capital adequacy Potential weakness of current risk-based capital requirements: –Differences in credit risk for most loans are not taken into account. –Book values are used rather than market values for most of the assets in the risk-adjusted assets calculations. –Regulatory requirements may change banks' behavior in terms of allocation of loanable funds and investment decisions and possibly channel savings to less than the best uses. –Some kinds of bank risk are excluded, including operating risk and legal risk. –Portfolio diversification is not taken into account.
Capital adequacy FDIC has a vested interest in bank capital adequacy due to its deposit insurance activities. –Handling distressed banks: Depositor payoff Purchase and assumption (P&A via mergers and acquisitions) Provision of financial aid Charter of a Deposit Insurance National Bank (DINB or bridge bank) Reorganization –Variable-rate deposit insurance (in cents per $100 domestic deposits) implemented in 1994: Risk Group Capital Level ABC Well capitalized 0317 Adequately capitalized31024 Undercapitalized102427
Shareholders' viewpoint Financial risk and share valuation
Shareholders' viewpoint Debt and bank valuation: V L = V U + tD - C V L = V U + tD Optimal Debt Level VUVU Max V L VLVL D V L = Total value with debt V U = Total value with no debt t = Tax rate D = Debt outstanding C = Regulatory costs
Shareholders' viewpoint Corporate control –Greater debt increases the concentration of ownership among shareholders and thereby increases corporate control of the bank. –In banks that are not closely held there is the potential for agency costs related to conflicts of interest between owners and managers. –Hostile takeovers of banks with undervalued shares is a potential threat that tends to reduce agency costs. –Link management compensation to performance (e.g., stock options) to decrease agency costs. –Preemptive rights of shareholders reduces shareholder dilution and reduces agency costs to the extent that owner concentration is increased.
Shareholders' viewpoint Market timing (debt versus equity usage, interest rate levels, and stock market levels) Asset investment considerations (asset risk and capital needs to absorb potential losses) Dividend policy (fixed dividend policy versus fixed payout dividend payout policy) Debt capacity (financial slack or flexibility) Transactions costs (private and public sales of equity) Mergers and acquisitions (Financial Services Modernization Act of 1999) Internal expansion (internal capital generation rate) ICR = (1/capital ratio) x ROA x Earnings retention ratio Rate at which a bank can expand its assets and still maintain its capital ratio.
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text: Ford Ford's ( F) Crown Victoria couldn't capitalize on the Avalon's weakness, losing 23% of its sales from a year earlier, but its Taurus delivered a 93% boost as the Lincoln and Volvo divisions gained momentum. Lincoln sales were up 18% as the MKX drew 58% more sales last month than it did last February, while the bulky Navigator SUV bucked the crossover trend and posted a more than 48% sales gain. Even the Town Car managed a 1.2% sales boost. Volvo sales, meanwhile, grew 38% as sales of its midlife-crisis convertibles doubled at the same rate as its warhorse wagons. Prev 1 of 5 Next


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|"Matthew T. Adams (JIRA)" <j...@apache.org>
|[jira] Commented: (JDO-468) Identify JDK 1.3 XML parser or increase requisite minimum JDK level to 1.4
|Fri, 16 Mar 2007 16:01:09 GMT
[ https://issues.apache.org/jira/browse/JDO-468?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel#action_12481666 ] Matthew T. Adams commented on JDO-468: -------------------------------------- JAXP, the standard API for XML parsing, is available for JDK 1.3, via a separate download. I'm not sure which version of the JAXP standard works on JDK 1.3, but we're not using anything extremely advanced in the JAXP API. It comes standard with JDK 1.4 onward. Proposed solution is to just use JAXP, and note that users must install & configure JAXP themselves for pre-JDK 1.4 usages of jdoconfig.xml. There is no impact on the traditional usage of .properties files on any platform. > Identify JDK 1.3 XML parser or increase requisite minimum JDK level to 1.4 > -------------------------------------------------------------------------- > > Key: JDO-468 > URL: https://issues.apache.org/jira/browse/JDO-468 > Project: JDO > Issue Type: Task > Components: api2, api2-legacy, specification > Affects Versions: JDO 2 maintenance release 1 > Reporter: Matthew T. Adams > Fix For: JDO 2 maintenance release 1 > > > With the additions proposed in JDO-467, we need to identify the XML parser to use. The current minimum JDK supported by JDO is 1.3, which doesn't come standard with an XML parser. We can either update the minimum required JDK to 1.4, which does come with an XML parser out of the box, or identify a solution that works in a 1.3 and later environment. -- This message is automatically generated by JIRA. - You can reply to this email to add a comment to the issue online.
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Bond Granted After Three Years In Prison
This article originally appeared in the US~Observer.
On June 5, Jamie Clark was finally given another chance to prove his innocence. After nearly three years in prison, Clark was granted a bond, giving him temporary freedom to work on his DUI Manslaughter appeal. Clark has maintained his innocence for almost eight years. In a very complicated case, with twists and turns that have basically left everyone involved speechless, Judge John Kastrenakes unexpectedly approved Clark's bond at his most recent hearing.
Kastrenakes had already ruled against a previous bond for Clark, so this news was shocking. Prior to the bond being granted, Clark's father said, "The only punch that is sure 'not to land' is the one you don't throw. So, we are still throwing as many punches as we can."
Something Worked; This Punch Landed
Content from the US~Observer's articles on Jamie's case was "read in front of the judge prior to the bond being granted," according to witnesses.


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Attention all QMA club secretaries,
We have been receiving e-mails from members asking about
their membership and why it has not been processed yet. Please remember you
have 14 days from the time you receive a QMA membership application to turn
that application in for processing.
Please be sure you add the cover page (see link below)
Be sure you are mailing them to the correct address.
P.O Box 1070
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I would strongly encourage you to add a tracking number to
your packages to be sure we can track the package if we do not receive your
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EU investment plan may be a day late and a euro short
By Paul Taylor
PARIS (Reuters) - The European Union's vaunted investment plan, due to be formally blessed by the bloc's 28 leaders at a summit this week, may be a day late and several euros short to revitalize a stagnant economy.
Because of Europe's mountain of public debt, the initiative outlined by European Commission President Jean-Claude Juncker contains no new public money and relies on financial engineering to turn 21 billion euros in existing EU and European Investment Bank funds into a putative 315 billion euros in project funding.
Whether it can revive sagging public and private investment will hinge largely on the choice of shovel-ready infrastructure projects that boost Europe's growth potential, and on the way that national contributions are treated by the EU bean counters.
Investment in the 28-nation EU in 2013 was on average 15 percent below pre-crisis levels, according to an EU task force report, with a plunge of more than 60 percent in the worst affected southern countries.
There is much debate about whether the slump is mostly due to weak demand, tight credit conditions, an absence of economic reform or a lack of business confidence, but EU governments agree that something must be done now.
The Juncker plan, due to be up and running in mid-2015 and last three years, will focus on "viable investments of European significance" mostly in transport, energy and digital networks, as well as research and development.
Juncker has promised "favorable treatment" for countries that take equity stakes in the planned European Fund for Strategic Investment when the EU authorities calculate budget deficits, which must be below 3 percent of national output.
Polish Finance Minister Mateusz Szczurek told a conference of the Council for the Future of Europe last week no government would pay into the fund unless it was guaranteed that money invested would not be counted against its deficit. Continued...


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12-Year-Old May Jam With AC/DC After 'You Shook Me All Night Long' Performance Goes Viral
A video of 12-year-old Kris McDowall performing AC/DC's 'You Shook Me All Night Long' went viral, leading to an online petition.
A video of 12-year-old Kris McDowall performing AC/DC's 'You Shook Me All Night Long' went viral, leading to an online petition.
Remember planking? And the gallon smash?
Well, there's a new teen thing going viral on the Internet, and it's just as stupid as its predecessors.
The clip features a young Indonesian girl named Mel absolutely shredding along with Lamb of God's 'Hourglass' on a Fender Stratocaster guitar.
Holy crap, those instruments can do that?
Somebody call Nanny 911 because this child has a serious problem.
Last week, we talked about how Walgreens had to pull Hanukkah paper off the shelves because the design on the paper contained swastikas.
Seriously? How does something like that happen?
Well, something similar has happened again.
This little girl was visiting Disney World when she came upon Gaston from "Beauty and the Beast." Gaston's bravado and cockiness are no match for her confidence and outspoken demeanor.
You would expect major toy companies to make toys that are at the least semi-appropriate for little kids to play with right? Wrong.
Just because a toys packaging says it's age appropriate, doesn't mean that it is.
On a tiny drum kit designed for his tiny body, little Wyatt channels Vinnie Paul for this brutal clip.
What would YOUUU do?
A group called Whatever, which does videos of pranks, social experiments and randomness, has recently done an experiment that would most likely take you out of your comfort zone if it was done to you.
In its video, Jensen, a nine-year-old boy who is holding a cigarette, is going around to random people and asking for a light.
Do you go to the gym? Do you take pride in your workout abilities? Think what you've got what it takes to take someone on in a challenge of strength?
Well, you're about to be shamed by a five-year-old kid.


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As a recipient of the Wells Fargo Regional Foundation Planning Grant, we seek to better understand our neighbors; their challenges, their hopes, their priorities, so that we can strategically build outcomes that will improve the quality of their lives and enhance their environments.
The first part of the process happened in September of last year when we conducted a survey of more than 2700 prioperties, determining their physical conditions from an exterior assessment.
The next steps included one-on-one interviews with more than 300 residents, identifying their challenges, needs, thoughts, and ideas about their lives, neighborhoods, and the City in general.
During this process, we've been meeting with community focus groups and individual stakeholders in an effort to build context around the findings that were becoming clearer and clearer with every meeting:
The priority concers we hear over and over (in no particular order) are:
Programs for the Youth
Public Safety
Resident Engagement
With these priorities identified, we now move on to the next phase of the project; coming up with creative strategic plans to address these issues.
We are currently populating task forces to come up with creative ways to make improvements in these four areas.
If you or anyone you know has an interest in serving on one of these task forces, please contact our office at 484-786-8896.
Next Steps:
Our task forces are charged with developing creative solutions in the four priority areas that will improve the quality of life for our residents in Coatesville. These solutions will be presented to the Wells Fargo Regional Foundation over the summer in the form of a comprehensive strategic plan that is the foundation of a grant application for implementation funds.
Task force meetings: March, 2017
Strategic plan development: April, 2017
Submission to Wells Fargo Regional Foundation: May, 2017
Implementation Grant Application Process: Summer 2017
Grant Application Due: October 2017
For more information, please contact our office at 484-786-8896.


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me so sad, i am empty inside :(
You Can Trip Wid Us Jacket
Sike Lingerie Just Landed
Put A Ring On It
Gotta Catch Em All
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Cuz we are the dirty, wasted youth. Dope af baby pink hoodie with a white wasted print along the chest with an inverted cross. It features a pocket in the middle and drawstring on the hoodie. Hella comfy. Ready to get badazz with U. Dis classik street wear piece can be worn with literally everything. -100% Cotton-Machine Washable-Our bae wears M and is 5'8''/178cm tall
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Data on New AIDS Drug Are Upbeat
Schering-Plough Therapy Blocks Virus Ability to Bind To Receptor on Human Cells
SAN FRANCISCO -- Hopeful findings on a new oral AIDS drug called Schering D from Schering-Plough Corp. put the spotlight on a newly identified Achilles' heel of the virus.
Researchers from the Kenilworth, N.J., drug company presented new data from a study at Berlin's Charite Hospital testing Schering D pills in a placebo-controlled study in 48 patients over 14 days.
On average, two weeks of the twice-daily pills reduced virus...


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- Price: $269,900
- 1315 Mallard Dr
- City: Franklin
- Subdivision: Boyd Mill Est Sec 1
- County: Williamson County
- Beds: 3
- Baths: 2
- Type: Residential
- Elementary School: Poplar Grove 5-8
- Middle School: Poplar Grove 5-8
- High School: Centennial High School
Boyd Mill Estates Real Estate
See today's Boyd Mill Estates homes for sale & Franklin real estate listings below. Welcome to Boyd Mill Estates, a quaint community in the heart of Franklin Tennessee off of Boyd Mill Avenue. This beautiful neighborhood offers new homeowners an opportunity to enjoy the lavish living that Williamson County neighborhoods are known to provide.Schedule a home showing today - contact your Franklin real estate specialists now or to get exclusive information about Boyd Mill Estates properties read on!
Homes For Sale In Boyd Mill Estates
- Price: $314,900
- 1302 Mallard Dr
- City: Franklin
- Subdivision: Boyd Mill Est
- County: Williamson County
- Beds: 4
- Baths: 2
- Type: Residential
- Elementary School: Franklin Elementary
- Middle School: Freedom Middle School
- High School: Centennial High School
- Price: $1,725
- 1334 Mallard Dr
- City: Franklin
- Subdivision: Boyd Mill Est Sec 1
- County: Williamson County
- Beds: 3
- Baths: 2
- Type: Rental
- Elementary School: Poplar Grove K-4
- Middle School: Poplar Grove 5-8
- High School: Centennial High School
Boyd Mill Estates real estate market statistics: As of April 26, 2017 there are 3 active properties for sale in Boyd Mill Estates with an average listing price of $195,508. The highest-priced property listing is $314,900, while the lowest priced property can be purchased for $1,725. Properties in Boyd Mill Estates have an average price of $126 per square foot, based on listings with an average of 3.3 bedrooms, 2.0 bathrooms, and 1,475 square feet of living space.
Search All Real Estate For Sale in Franklin
See TODAY's New Listings, search by beds/baths, home & lot size, listing status, days on market & more!
See all Neighborhoods: Franklin Subdivision Directory
Franklin Home Searches
Selling or buying a home in Boyd Mill Estates soon? Call The Ashton Real Estate Group of RE/MAX Advantage (615) 301-1650. Our community of Boyd Mill Estates REALTOR® team will help you navigate the Franklin housing market near Nashville, TN.
Boyd Mill Estates Real Estate Market
These are reasonably priced homes with plenty of space for a family to call home. Though the homes here are a bit smaller than the vast estates and executive homes in the area, this neighborhood still provides the opulent park like settings area residents know and love. There are 15 acres of expertly maintained parks surrounding the homes of this quaint hamlet that will provide endless hours of entertainment and recreation for the whole family to enjoy.
Living In Boyd Mill Estates
Another alluring aspect of this attractive park-like community is that it is within a short drive of historic downtown Franklin and the many shops, bistros and cafes that line these eclectic streets. This historic town will be sure to provide ample family entertainment. And with access to FSSD or Franklin Special School District your children will receive a quality education in an excellent environment. As with many of the greater Nashville area subdivisions, here you will also have convenient access to any and everything your heart could desire.
Recreation For Boyd Mill Estates
If shopping is on your to do list, take a short drive to the abundant shops and restaurants at the Cool Springs Galleria and shop till you drop. Maybe an afternoon golfing or cycling sounds like the ticket, there are ample area golf courses as well as parks and recreational areas that will provide countless hours of distraction for you and your loved ones. And with nearby Brentwood and Downtown Nashville seemingly right around the corner it is easy to see why so many families are moving to this affluent area of middle Tennessee. So come find your new home in Boyd Mill Estates in beautiful Franklin Tennessee.
Search Homes for sale in Boyd Mill Estates
Franklin Featured Neighborhoods
Listing information last updated on April 26th, 2017 at 1:02am CDT.


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In this session of the happiness writing circles, we'll focus on finding our true voice. Who are we really? What are we hiding behind? How are we standing in our own way and how can we get over ourselves?
We'll have some time for discussion before and after our dedicated writing time and everything will be totally relaxed and chill. If you want to share what you've written, we'd love to hear it. If you don't, we'd love that too. :)
So often, we don't allow ourselves to just spend time for writing and give ourselves the permission to write what we want. This is your opportunity.
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Samsung 16GB DDR4-2133MHz (M378A2K43BB1-CPB)
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LYTE's Homeschool Theatre Program
UPDATE: The program is now full!
We are pleased to announced LYTE's Homeschool Theatre Program, a theatre education program for homeschooled youth between the ages of 8-18 in London, Ontario.
Wednesdays 9:30am-12:00pm (beginning January 11, 2017)
The Palace Theatre, 710 Dundas Street, London Ontario
$175 per child
In its inaugural session, LYTE's Homeschool Theatre Program will produce The Trials of Alice in Wonderland, courtesy of Pioneer Drama.
"Based on two of the greatest works in children's literature, this fast-paced and witty show is set in Wonderland's courtroom, where Alice is on trial. The Queen of Hearts is the judge, the Mad Hatter,White Rabbit, and Caterpillar are witnesses, and the jury is a deck of cards! Poor Alice must try to prove her innocence by re-living the events of the adventures we've all come to love. Her crime? Growing and changing. Both helping and hindering her are Tweedledee and Tweedledum, who spend most of their time trying to decide who is the attorney for the defense and who for the prosecution. To win the case and save her head, Alice must embrace the truth about who she is and be willing to wake up from the dream of Wonderland"
*All performances will take place in Procunier Hall at The Palace Theatre*
Friday May 19, 7:00pm
Saturday May 20, 2:00pm
Sunday May 21, 7:00pm


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When the Vikings signed veteran safety Mike Doss, many believed that it was more a move designed to give defensive coordinator Leslie Frazier a player in the secondary that is familiar with his defensive scheme that could help younger players make the transition to learning the ins and outs of the Cover-2 defense. Having spent time with Frazier with the Colts, the move made sense, but, coming off a torn ACL suffered last October, it wasn't 100 percent certain that Doss would even be ready for full-out practicing until training camp at best.
Doss didn't find the going easy before or after his injury. Having lost his starting job to hot prospect Bob Sanders in Indy and coming off major knee surgery, when he became a free agent in March, there was little to no interest shown by other teams. He stayed on the market for a month before finally getting signed by the Vikings to a modest one-year, $1 million deal that had little in the way of risk to the Vikings.
But Doss showed during the Vikings' four-day OTA sessions that he is ahead of schedule and willing to work as hard as will be required to not only make the team, but be a solid contributor. With the Vikings a little shorthanded at safety with Darren Sharper excused to do commentary for NFL Europa games, Doss made an impression during these four practice days that have considerably helped his cause and given the Vikings reason for optimism that they may have got a bargain when they signed him to a contract.
With much of the OTA week discussion about whether Antoine Winfield will be happy and showing up at training camp on time and ready to roll, Doss has been one of the pleasant veteran surprises in the offseason. While he still has a long way to go to regain the form he had before the torn ACL, all systems were go this last week at the OTA sessions, and he'll be a player to keep an eye on during both the mandatory minicamp next weekend and in training camp at the end of the July.
What's Up, Doss?
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