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The Internal Revenue Service (IRS) recently issued General Counsel Memorandum 201634021 (Memorandum), clarifying benefit coverage requirements for employees of a disregarded LLC wholly owned by a single member tax-exempt...more
Most employers are generally aware of their fiduciary status as a "plan sponsor" of an ERISA-governed retirement plan (e.g., 401(k) and 403(b) plans). In fact, the employer's hiring of a service provider is in and of itself a...more
Final IRS Regulations Eliminate Requirement to File 83(b) Election with Tax Return -
Under Section 83(a) of the Internal Revenue Code (the "Code"), if property is transferred in connection with the performance of...more
The recent wave of 403(b) lawsuits against more than a dozen prominent US universities could herald similar suits for other 403(b) plan sponsors. Plan sponsors can minimize their risk by reviewing their plan governance...more
Mistakes A Retirement Plan Provider Should Avoid Making. Quite a few potential mistakes to avoid.
The history of business is littered with big companies making huge mistakes that either forced them out of business or...more
Seyfarth Synopsis: A recently published IRS memorandum provides that employees of a single-member LLC treated as a disregarded entity must be allowed to participate in a section 403(b) plan sponsored by its parent 501(c)(3)...more
There has been an influx of participant lawsuits against private universities for the 401(k) and/or 403(b) plans they sponsor for their employees. That's like shooting fish in a barrel....more
The Internal Revenue Service (IRS) has issued Revenue Procedure 2016-47, which provides for a new self-certification procedure for participants who receive retirement plan distributions but inadvertently miss the 60-day time...more
The Internal Revenue Service (IRS) recently released General Counsel Memorandum 201634021 ("Memorandum") concluding that the employees of a disregarded single member limited liability company (SMLLC) (1) must be allowed to...more
In a concerning development for universities and other institutions of higher learning nationwide, a growing number of schools, including Massachusetts Institute of Technology, New York University, Yale University, Johns...more
In the last several days, a number of large private universities have been sued regarding the investment fees in their 403(b) retirement plans. The lawsuits claim that these universities breached their fiduciary duties under...more
The recent well-publicized announcement of lawsuits against 403(b) plans of Duke, Yale, NYU, Vanderbilt, and other universities opens a new chapter in ERISA litigation over excessive plan fees. We have reported on this type...more
Over the past week, lawsuits have been filed against seven prominent private universities in connection with their respective retirement plans. The suits allege breach of ERISA fiduciary duties to plan participants because...more
Multiple class action lawsuits seeking millions of dollars in damages were filed last week against eight nonprofit universities challenging the administration of their 403(b) retirement plans. The lawsuits, which were all...more
Numerous colleges and universities sponsor retirement plans—both defined benefit (DB) and defined contribution (DC)—to provide retirement income security for their employees. But recently a number of higher education...more
It should be no surprise that the rampant uptick in 401(k) litigation is also going to venture into the 403(b) world.
Four class action lawsuits were filed against MIT, New York University, and Yale University. The cases...more
Several ERISA breach of fiduciary duty class actions involving allegedly excessive retirement plan fees were filed this week against higher education institutions including colleges, universities, and medical schools. The...more
Finally, the IRS has made it clear that a 401(k) safe harbor plan may be amended during a plan year, with certain restrictions, and not lose its safe harbor status, in IRS Notice 2016-16 (the "Notice")....more
What A Retirement Plan Financial Advisor Needs And Where To Get It.
Stuff you need and where you can find it.
A checklist is an informational aid that is used to reduce failure by compensating for the lack of...more
In Notice 2016-16, the Internal Revenue Service issued helpful guidance to employers that sponsor so-called safe harbor 401(k) and 403(b) plans. The guidance significantly expands the types of amendments that may be made to a...more
The Internal Revenue Service (IRS) recently issued Notice 2016-16 (the Notice) to provide updated guidance as to when midyear changes to a safe harbor 401(k) plan or 403(b) plan will not violate applicable regulations....more
I always say that as bad as 401(k) plans may be, 403(b) plans are in much worse shape. It didn't help that the Internal Revenue Service only issued regulations that governed them only 30 years too late, back in 2008. It also...more
On January 29, 2016, the IRS issued Notice 2016-16 that provides guidance on mid-year changes to a safe harbor plan under sections 401(k) and 401(m) of the Internal Revenue Code. The guidance provides that a mid-year change...more
Human resource officers and managers are often asked to chair or sit on a retirement plan committee responsible for administrative tasks. In this role, a committee member takes on fiduciary responsibilities to plan...more
As 2015 comes to an end, we are pleased to present you with our traditional End of Year Plan Sponsor "To Do" Lists. This year, we are presenting our "To Do" Lists in three separate SW Benefits Updates. Part 1 of the series...more
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With a stay at Chateau De Perigny in Vouille, you'll be within the region of Musée Chez Manuel and Futuroscope. This hotel is within the region of St-Hilaire-le-Grand Church and Parc de Blossac.
Make yourself at home in one of the 43 guestrooms. Satellite television is provided for your entertainment. Bathrooms have bathtubs or showers and hair dryers. Conveniences include desks, and irons/ironing boards can be requested.
Take advantage of recreation opportunities such as an outdoor pool or take in the view from a rooftop terrace and a garden. Additional features at this hotel include complimentary wireless Internet access and babysitting/childcare (surcharge).
Satisfy your appetite at the hotel's restaurant, which serves breakfast, lunch, and dinner, or stay in and take advantage of room service (during limited hours). Quench your thirst with your favorite drink at a bar/lounge.
Business, Other Amenities
Featured amenities include dry cleaning/laundry services, laundry facilities, and a safe deposit box at the front desk. Planning an event in Vouille? This hotel features 4304 square feet (400 square meters) of event facilities. Free self parking is available onsite.

subset: commoncrawl


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'The Simpsons' writer Kevin Curran passes away
Curran had been a part of 'The Simpsons' since 2001, most recently serving as co-executive producer.
Donald Trump's immigration, outsourcing policies to damage US, not India: Kevin Ashton
The tech expert said that even if Trump wins the elect...
Kevin De Bruyne second only to Messi: Pep Guardiola
Guardiola won a glut of trophies with Messi during their time together at Barcelona and i...
Publicis places Saatchi chairman, Kevin Roberts on leave for diversity remarks
Roberts' remarks don't uphold the no-tolerance policy toward behaviour or commentary in the "spirit of Publicis Groupe and its celebration of difference", according to a statement.
Kevin Durant gets even
The Spurs led by as many as 11 points, and anytime the Thunder threatened to steal the game's momentum, anytime the fans seemed poised.
No reason to raise rate this year and next: Kevin Kelly, Recon Capital Partners
10-year treasury trading around 1.35 per cent and compressing down on the two-year is a scary notion because that signals a recession in the economies.
Microsoft's COO Kevin Turner departs for a new job
The leadership changes come as Microsoft prepares to mark the one-year anniversary of Windows 10 with a major update to the software.
Avaya will keep investing in India: CEO Kevin Kennedy
Kennedy talks about Avaya's India business, its key digital initiatives and how the company plans to be a part of the India growth story.
Chelsea scorched by Kevin De Bruyne, a star they once rejected
Kevin De Bruyne returned to Chelsea, which discarded him 2 yrs ago without giving him a fair chance to play, and he was the force behind Manchester City's 3-0 win.
Avaya on the hunt for startups in India: Kevin J Kennedy, CEO
Avaya is upbeat on the emerging opportunities in the Indian startups space and looking at startups for acquisitions, says Kevin J Kennedy.
Conditions for India's APEC membership more favourable: Kevin Rudd
Rudd said that China, the engine of the global economy for the past decade, has entered a period of slower growth and some uncertainty.
Kevin Pietersen, Jessica Taylor welcome baby girl
The retired cricketer and his Liberty X singer wife announced the happy news as the new arrival gave them the perfect Christmas gift on Boxing Day.
Hard to see fundamental shift in commodity space: Kevin Chen, AXA Rosenberg Investment
In a chat with ET Now, Kevin Chen, CIO-Asia, AXA Rosenberg Investment, says the Indian market will continue to grow
Leonardo DiCaprio, Brie Larson, Viola Davis, Kevin Spacey: List of winners at SAG Awards
A complete list of winners at the 22nd annual Screen Actors Guild Awards.
Yuvraj Singh, Kevin Pietersen list highest base price ahead of IPL auction
England swashbuckler Kevin Pietersen and in-form Australian all-rounder Mitchell Marsh are among the 12 players who have listed highest base price.


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Two and a half hours into a controversial hearing about the Right 2 Dream Too homeless camp, Portland Mayor Charlie Hales let slide a political bombshell that would blow up how government agencies deals with homelessness.
City and county leaders are now considering a deal to draw clear lines about who does what, Hales said. And if it goes forward, homelessness would fall to Multnomah County leaders while affordable housing would be the city's business.
"Commissioner (Dan) Saltzman is in the process of leading a process by which our homeless services staff are transferred to Multnomah County," Hales said.
"We will be in the housing project development business and Multnomah County will be in the homeless services business if the transition that Commissioner Saltzman is leading goes forward," Hales added.
That change would be a systemic shift to city and county governance and the often ambiguous division of urban services.
If approved, the change would create a Joint City-County Office of Homeless Services. But the office would report directly to Multnomah County Chairwoman Deborah Kafoury and employees would be "hosted" at the county, according to a letter outlining the proposal.
The proposal comes from discussions with a city-county coalition called A Home For Everyone. Hales doesn't necessarily support changes and needs more information, said Josh Alpert, the mayor's chief of staff.
"They're still trying to craft what it would actually mean" Alpert said.
-- Brad Schmidt


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Joomla 3.x versions
|17 May 2016
|Added a random parameter to auto-update requests in order to defeat caching, especially in the MS Edge browser.
Fix for a problem with resolution of multiple select variables in recent versions of Joomla.
|17 April 2016
|Fix for a bug that prevented auto-refresh working properly for charts with date axes. Unfortunately this also required a change to the component. For auto-refresh to work properly with date axes, you must have (at least) version 5.04 of the component AND (at least) version 5.01 of the plugin.
|14 January 2016
|Has a new parameter, "refresh" to automatically update and re-draw charts without re-drawing the entire page.
Includes logic to handle the external database objects introduced in version 5.00 of the component.
Now handles its parameters delimited by any kind of quotes, including smart quotes and html entities.
Joomla 2.5 and 3.x versions
|2 October 2015
|The plugin now supports drawing an optional link to a png image of the chart, which can be downloaded by the user. This feature requires version 4.05 (or later) of the Plotalot Component.
|18 April 2014
|The plugin has a new optional parameter, "full_width" to draw charts in a div without the display:"inline-block" style. See the user guide for usage.
|20 February 2014
|Charts are now drawn in a DIV (with display:inline-block) instead of a SPAN, which fixes a problem with positioning of tooltips on some charts.
|17 February 2014
|Internal changes for compatibility with version 4 of the Plotalot component.
Handles responsive resizing properly even if one or more charts are not drawn due to an error, for example if there is no data for the chart. Previously, this situation resulted in a Javascript error that prevented the resizing function from working properly for other charts on the page.
Get and Post data variable arrays are now supported, for example from "select multiple" input elements.
Joomla 1.5, 1.6, 1.7, 2.5 and 3.x versions
|23 October 2013
|Charts can now be responsive. Please see the user guide.
|2 February 2013
|First release using the Google Visualization API


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Order (Sep 2012) I was asked to make a Secret Garden Theme Cake. Made everything from fondant/gumpaste. The Birthday girl used to be in a dart league so was asked to make a dart board. Hope you enjoy!!
CakeCentral.com is the world's largest cake community for cake decorating professionals and enthusiasts.
(if this is a private computer)
Yes please, register now!


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Ringo Starr's Ed Sullivan Show Logo Head
Nowadays, of course, it is standard practice for drum manufacturers to display their brand logos blazoned across the front of the bass head. Up until the early '60s, that had never been done. That original idea, believe it or not, can be traced back to Ringo Starr. A Ludwig advertising sticker was affixed to the front of the Beatles' first "drop-T" head at Ringo's urging to emphasize his pride at owning his first set of Ludwig drums. Unfortunately, parts of the sticker kept flaking off due to the constant pounding of the drum. For this, the second head, Ringo wanted the Ludwig logo even larger and more prominent. Also, the decision was made this time to hand-paint the logo on so it would be more permanent. It was this head seen – by William F. Ludwig on the Sullivan show – for the first time with the Ludwig name on the bass head. From that night on, the requests poured in to Ludwig for the front displayed brand name. Although they weren't geared up for such a demand at the time, quick adjustments were made and from that point on all drum kits that went out the door at Ludwig featured the brand name on the front head. A short time later this was standard practice industry-wide.
It was decided that the Beatles would travel to America as light as possible for their first visit. The decision was made that Ringo would travel without his drum kit. Only his snare drum and cymbals would make the trip along with the new front drum skin. A new set of drums would be purchased when they arrived in the States. The reason for this was that a second kit was going to be needed in any case. Once the Beatles returned from America, filming was going to commence on their first film, A Hard Days Night. One drum kit would be needed on the film set and, since the soundtrack was going to be recorded at the same time during breaks in the schedule, a second kit would be needed at Abbey Road. The powers that be concluded it was easier to pick up the new set in America, rather than carry the old one over.
After the Beatles' two-week American visit was over, the skin went back to Abbey Road Studios where it was last seen in early 1964 before disappearing entirely, not to be publicly seen again until the 1984 auction.
The current overall condition of the Remo WeatherKing head is very good. It is a 20" coated Ambassador with very slight cracking in the joint where the Mylar film is fused to the aluminum ring, but nothing too serious. You can still see the faint pencil marks where a straight edge was used for letter alignment. None of the original pencil markings were ever erased off. The front of the head definitely shows some use. More so even than one would expect considering its short public tenure of two weeks. It exhibits the usual scuffs and scrapes of being packed and unpacked, and we know that most of these imperfections occurred during the actual first American visit because many of them show up in photos from the time. Most interesting would be a half-circle scrape starting at the top of the "B" and traversing through the "e" and into the "a." If you complete this arch in full, you get a near perfect 14" circle. It appears that at some point when Beatles equipment manager Mal Evans was breaking down the kit, one of Ringo's 14" hi-hat cymbals was laid on top of the flat lying bass drum, causing the scrape. This had to happen during the first Sullivan performance because the scrape shows up in the Washington Coliseum show photo I mentioned earlier.
When I took possession of the head in 1994, just the head itself was displayed in a sealed acrylic depth frame for hanging on a wall. It looked okay, but lacked the familiarity in your mind that you associate with the head on the Sullivan show. I thought it should be mounted on the front half of a Ludwig Oyster Black bass drum that would look as close as possible to the original drum that held it 30 years earlier. I called the Ludwig Drum Company to see if they could build such a drum for me. After speaking to Jim Catalano about the project, I was referred to renowned vintage drum restorer, Jack Lawton, of the Lawton Drum Company in Sunbury, Pennsylvania. Lawton is quite familiar with the Oyster Black Pearl used by Ludwig back in the '60s. In fact, Lawton had reintroduced that finish (now called Black Oyster) in 1992. The material stopped being made in the '60s, so Lawton placed a call to the plastic's original manufacturer in Italy and asked the company to reproduce the pearl, graying shade, and texture. They did and proceeded to sell him 400 pounds of the stuff for his own use. Ever since, companies like Ludwig have recognized Lawton as one of the nation's finer restorers of classic drums.
The drum Lawton used was an old 20" x 14" Champagne Sparkle shell manufactured by Ludwig in the mid-'60s. The original finish was stripped off and the shell was then cut in half. The inside was sanded and painted white, and the outside was recovered in '60s style Black Oyster Pearl. The original hardware was then cleaned up and reinstalled on the shell. A new black inlaid bass drum hoop now holds the vintage drumhead in place. Lawton was unaware of the price paid for the head when it came time to mount the skin on the shell. After a bit of a struggle, the tight fitting head finally went on. When Lawton was later told of its value (many times that now), he nearly went into cardiac arrest.
The Beatles' Sullivan drumhead is an icon of our generation. It is the only Beatles logo drumhead to appear on any of their album covers (it can be seen on four) and, because of the Sullivan notoriety, is generally regarded as the most famous of the seven. It has been exhibited in Washington museums and on occasion at Jack Lawton's annual Pennsylvania Drum Show. It recently completed a one-year stint at the Rock And Roll Hall of Fame in Cleveland and will no doubt be back at some point in the future.


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$80.00 (Incl. GST)
$109.00 (Incl. GST)
$36.95 (Incl. GST)
"The site was easy to use and the clock arrived quickly and well packaged, meeting all my expectations! The free shipping over $100 was also an added bonus. Will recommend to my friends!"
N Stokes – Brisbane, Qld.
© 2014 Clocks Direct / Site map


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Coast to Coast Tickets is the place for great deals on concert, sports and theater tickets!Follow @CTCTickets
|Sorry, no Glens Falls tickets are available at this time.
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If you would like to attend a concert in Glens Falls to experience the live music scene, Coast to Coast Tickets is your source. All it takes is a phone call or a few clicks of the mouse to purchase concert tickets for Glens Falls and the surrounding areas.
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Whether you prefer a drama, comedy, or musical, we will provide you with seats to the hottest live theater preformances. Coast to Coast Tickets is your ticket broker for all theatre events in the Glens Falls area.
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Kid Nate and Dallas Winston of http://BloodyElbow.com preview UFC Macau: Le vs. Franklin and give their predictions for every bout on the card. UFC Macau is also known as UFC on Fuel TV 6 and feature watch video >>
Kid Nate of http://BloodyElbow.com reviews UFC on Fuel TV 6: Le vs. Franklin which aired live from Macau, China on November 10, 2012. Nate talks about all the results and reviews each fight. watch video >>
Kid Nate of http://BloodyElbow.com and Eugene S. Robinson, author of "Fight", discuss last weekend's UFC 154 Georges St .Pierre vs Carlos Condit bout, the upcoming Benson Henderson vs. Nate Diaz bout watch video >>
dong hyun kim vs paulo thiago UFC on Fuel TV 6 by Paulie G watch video >>
Thiago Silva versus Stanislav Nedkov UFC on Fuel TV 6 watch video >>
UFC on FUEL 6: dong hyun kim vs paulo thiago watch video >>
Eugene S. Robinson, author of Fight: Everything You Ever Wanted to Know About Ass-Kicking but Were Afraid You'd Get Your Ass Kicked for Asking joins Kid Nate of http://BloodyElbow.com for an MMA-Tete watch video >>
Kid Nate of http://BloodyElbow.com and Eugene S. Robinson, author of Fight!, discuss the aftermath of UFC on Fox 5: Henderson vs. Diaz and Pacuiqo vs. Marquez. They also take a look ahead to this wee watch video >>
He's with an elite special forces unit of the military police in Rio. In this episode of Up Close and Personal, Paula Sack shows how Paulo Thiago ishelping to train a special ops unit in Sao Paulo. W watch video >>
For more log onto http://www.fighthubtv.comLike us:http://on.fb.me/xWRC1ffollow us:http://bit.ly/wACkIvvideos uploaded daily! Subscribe: http://goo.gl/vnzIbA UFC on Fuel TV 6 previe watch video >>


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Photo: British Prime Minister, Cameron has earlier received IPOB petition at 10 Downing Str
A high powered delegation of the Biafran Self-determination group has presented a petition to Office of the British Prime Minister, David Cameron.
The Pro Biafran Independence agitators were at Number 10, Downing Street, the office of the British Prime Minister where they submitted the petition.
The group requested for a referendum from the Nigerian government for the creation of Biafra and the respect and protection of their group and individual right in line with the Geneva Conventions and related International Law of which Nigeria is a signatory.
According to sources, the group cited the recent referendum on the creation of an Independent Scotland from United Kingdom and the existing peaceful self-determination process in Spain where Catalonia plans to be a separate country.
They further cited the self-determination process in Canada where Quebec wants a different country.
They went ahead to cite other countries that have been recently split peaceful under a proper legal process.
The petition submitted to the British House of Commons, according to Hope for Nigeria, received accelerated hearing as the foreign committee discussed elaborately.
They, thereby, mandated the British Foreign Secretary to expedite action to ensure that the Holocaust of the 1940s will not be repeated in Nigeria against the Igbo people.
By 'Hope for Nigeria'


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4 True Tales of Maxing Out Credit Cards
Some people like to joke about taking things to the limit, but when it comes to your credit, maxing out a credit card is no laughing matter. Maxing out a credit card means swiping until you reach the card's credit limit, or the total amount of credit extended to you. And that's bad news for your... Read More


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Winter in linear fashion.
Say goodbye to winters spent wrangling random fleeces and waterproof jackets, and say hello to The North Face Women's Inlux Insulated Jacket. This one-stop-shop streamlines your winter protection with its waterproof breathable DryVent membrane that sheds precipitation and remains breathable, while the lightweight synthetic insulation keeps you warm even when wet. An interior layer of high-pile fleece assures furnace-like fervor and unrivaled coziness, and the internal comfort cuffs curb the cold in a dignified, low-profile manner. However, should the sun come out to play and heat things up a little bit, the zippered underarm ventilation makes regulating your body temperature easier than making a cup of hot cocoa. A drop tail hem offers added protection and coverage from blustery winds, and the hood is both fully adjustable and removable for customized style and protection.
- A versatile, insulated jacket for cold-weather jaunts
- Waterproof shell fabric offers protection from precipitation
- Lightweight synthetic insulation keeps you warm and comfy
- High-pile fleece lining provides cozy warmth
- Myriad of pockets accommodates necessities
- Underarm ventilation makes body temperature regulation easy
- Drop tail hem offers added protection
- Adjustable hood is also removable
- Item #TNF02R4


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When you stay at Hotel Ca' Vanni in Rimini, you'll be near the beach and close to Fiabilandia and Arch of Augustus. This hotel is within close proximity of Go-kart Pista Miramare and Multiplex le Befane.
Make yourself at home in one of the air-conditioned guestrooms. Complimentary wireless Internet access keeps you connected, and cable programming is available for your entertainment. Bathrooms have showers and complimentary toiletries. Conveniences include safes and desks, and housekeeping is provided daily.
Enjoy recreation amenities such as bicycles to rent or take in the view from a rooftop terrace. Additional features at this hotel include complimentary wireless Internet access, concierge services, and babysitting/childcare (surcharge).
Satisfy your appetite at the hotel's restaurant, which serves lunch and dinner, or stay in and take advantage of room service (during limited hours).
Business, Other Amenities
Featured amenities include complimentary newspapers in the lobby, a 24-hour front desk, and luggage storage. Free self parking is available onsite.


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HAPPY - Ted Seal, 67, died Sunday, Aug. 8, 2010, in Amarillo.
Services will be at 10 a.m. Wednesday in First Baptist Church in Happy with the Rev. Paul McQuerry, minister, and the Rev. Tom Stribling, pastor of United Methodist Church of Happy, officiating. Burial will be in Happy Cemetery by Brooks Funeral Directors of Canyon and Happy.
Ted Seal was born Feb. 17, 1943, in Swisher County to J.D. and Pherne Chambers Seal. He attended school in Kress, and worked for NCR for 26 years, retiring in 1994. He married Audrey Patton on Sept. 15, 1964, and they moved to Happy in 1977. After retiring, he volunteered as a mentor and tutor at San Jacinto Elementary in Amarillo ISD and Happy Elementary for 10 years. He was active in Happy Senior Citizens, serving as president in 2006 and 2007. He played in the band Happy Tunes with Jack Nunley and Lynn Tracy for five years, and they performed at numerous nursing homes and regularly at Feldman's in Canyon. He was a member of First Baptist Church of Happy.
Ted was preceded in death by his parents; four brothers; and three sisters.
Survivors include his wife, Audrey Seal of Happy; two daughters, D'Lee Watkins and Laurie Dewey and husband Trey, all of Amarillo; a son, T.J. Seal and wife Shilo of Amarillo; three sisters, Jo Tripp of Spring Branch, Arlene Newman of Amarillo and Ruthie Baker of Houma, La.; six grandchildren, Torey Watkins, Tiffany Watkins, Mel Dewey, Monica Dewey, James Dewey and A.J. Seal, all of Amarillo.
Viewing and receiving of friends will be from 6 until 8 p.m. today in Happy's Memorial Chapel.
In lieu of flowers, the family suggests memorials be to First Baptist Church of Happy, P.O. Box 95, Happy, TX 79042; Happy Senior Citizens, P.O. Box 247, Happy, TX 79042; Baptist St. Anthony's Hospice, P.O. Box 950, Amarillo, TX 79176; or University of Texas, M.D. Anderson Cancer Center, P.O. Box 4486, Houston, TX 77210-4486.
Sign the online guest book at www.brooksfuneral.com.
Amarillo Globe-News, Aug. 10, 2010
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As Volvo Cars, Mazda Motor Corp. and Ford of Europe contribute mightily to product development within Ford Motor Co.'s global organization, there's no room for jealousy. So say key executives overseeing an acceleration of product introductions as the auto maker strives to improve quality and satisfy its various markets cost-effectively. Decisions about technology implementation are taken on a program-by-program basis, says Nick Scheele, Ford president and chief operating officer. "We ...
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Cajun Crunch Mix
Rice cracker chili bits, hot & spicy peanuts, cheddar sesame sticks, and hot & spicy sesame sticks combine for a spicy Cajun treat.
As a part of our black diamond line, this product is packaged in an elegant, resealable bag designed to maintain freshness.
Nutritional Information
Rice Cracker Chili Bits, Sugar, Chili Starch, Artificial Coloring, Peanuts, Seasoning, Sunflower Oil, Cheddar Sesame Sticks, Hot & Spicy Sesame Sticks, Sunflower Seeds, Pumpkin Seeds
Contains: Wheat, Soy, Milk
Manufactured on equipment that processes product containing peanuts, tree nuts, wheat, soy, milk and egg.


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Baldwin Wallace University
951 reviews
- Berea, OH
- 4 Year
Overall Niche Grade
- AcademicsA-
- ValueA-
- DiversityB
- CampusB-
- AthleticsB-
- Party SceneB-
- ProfessorsA
- LocationB+
- DormsC+
- Campus FoodC+
- Student LifeB
- SafetyB+
Baldwin Wallace University is ...
Private not-for-profit, Methodist
Athletic Division
NCAA Division III (with football)
Athletic Conference
Ohio Athletic Conference
Baldwin Wallace University Rankings
Niche rankings are based on rigorous analysis of key statistics from the U.S. Department of Education and millions of reviews.
Acceptance Rate
SAT Range
ACT Range
Application Fee
Neither required nor recommended
High School GPA
Application Website
Net Price
$20,360/ year
Average cost after financial aid for students receiving grant or scholarship aid, as reported by the college.
Based on faculty accomplishments, salary, student reviews, and additional factors.
Student Faculty Ratio
Evening Degree Programs
- 92%
- of students agree that professors put a lot of effort into teaching their classes.50 responses
- 67%
- of students agree that it is easy to get the classes they want.55 responses
- 69%
- of students agree that the workload is easy to manage.55 responses
Full-Time Enrollment
Undergrads Over 25
Pell Grant
Varsity Athletes
What one word or phrase best describes the typical student at this school?
Based on 31 responsesReport
Campus Life
Freshmen Live On-Campus
- 56%
- of students say that Greek life is average, and no one will treat you differently if you don't join.66 responses
- 58%
- of students say varsity sporting events are attended, but not a huge part of campus life.77 responses
What one word or phrase best describes your school?
Based on 34 responsesReport
After Baldwin Wallace University
- 82%
- of students feel confident they will find a job in their field after graduation.34 responses
951 reviews
- Excellent139
- Very Good319
- Average345
- Poor70
- Terrible42
Very diversity community filled with some of the most interesting and current time/issue classes and electives. Large campus but easy to navigate, with safety being a top priority. Tuition is expensive however they are very generous with their aid. The professors have been nothing but wonderful and their different methods of engaging the students create a variety which drives you to actually go to classes.
- Freshman
- 8 days ago
Baldwin Wallace Conservatory is a wonderful place to be. The campus is in the middle of a small city. Berea has everything you will need; grocery stores withing walking distance, a spectacular mall, hospitals, and the lovely MetroParks for outdoor enjoyment. Baldwin Wallace is small enough that students do not get swallowed up by large classroom sizes, but it is also big enough to have all the perks of a big school. The only downfall I have found so far is administration. Being a transfer student, it seems that I have fallen into a difficult category and at times, get left out of important information. Several other transfer students have expressed the same feelings as well. Having said that, I have no other complaints about Baldwin Wallace.
- Niche User
- 13 days ago
I love Baldwin Wallace! It is an amazing school! The faculty is extremely friendly. The music program is very strong at Baldwin Wallace, which is very important to me as a singer. They have so much going on there for the students to participate in like the largest collegiate Bach festival and the Beatles festival. Baldwin Wallace is a great school!
- Niche User
- 2 months ago


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The Dave Matthews Band will be back at the Saratoga Performing Arts Center May 30 and 31, in what's become an annual visit by the popular jam band. The program, called "A Very Special Evening With Dave Matthews Band," will feature the band performing two sets each evening. Tickets, at $75 ($45.50 for the lawn) go on sale to the public at 10 a.m. Friday, Feb. 7 at LiveNation.com or by phone at 1-800-745-3000. There's ...
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When fans and college coaches think of Camden-Woodrow Wilson High School, the name is synonymous with producing Division I talent.
Junior Already Racking up Offers
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"Any high-school kid graduating is looking to get out of Alaska," Nelson Kempf explains between sets by his two-piece folk act, the Old Believers. The baby-faced 19-year-old could just as easily be talking about any Alaskan band.
For musicians in most states, relocating to a bigger city may be a good career move, but it's hardly vital—after all, a band can always tour. But if you're a band from Anchorage, Alaska's largest city, the nearest major American city is 2,350 miles away—about the same distance from Portland to Detroit! And Alaska's music scene isn't just isolated: A serious shortage of venues and the absence of label scouts mean one of the largest Alaskan music communities isn't in Alaska at all. It's here in Portland.
In the past year and a half, there have been at least 10 transplanted Alaskan bands based in PDX (though three broke up in 2006). There are also several Alaskan solo artists, a couple of predominantly AK bands (the late Konami Defense System was half Alaskan, as is Day of Lions), and a handful of bands with members from the 49th state, including the Joggers. Even here in the City of Transplanted Roses, that's a lot of musicians from one state—especially a state that has only about 100,000 more people in it than Portland itself.
For many Alaskans, Seattle comes off as an impersonal monolith, and between the landscape and the cultural differences, California might as well be another planet. But the greenery, temperate climate and laid-back populace of Portland seem just right. Since 1996 (when 36 Crazyfists moved to PDX after a fruitless year in Seattle), Portland has become the primary destination for young Alaskan musicians. This history provides a ready-made (if modest) fan base for new expat bands, and an existing social network, too. "For the first year, I probably hung out with nothing but Alaskans," says Dan Hall of the Lives of Famous Men.
Indeed, moving to "the Lower 48" has allowed many transplanted musicians to start the careers they've always hoped for: 36 Crazyfists and Portugal. The Man both landed deals with respected labels after their moves, and both have toured extensively. Of course, things don't always go as planned, either. The now-defunct Born Losers could pull in hundreds of fans in Anchorage and Fairbanks, but had a hard time drawing 30 people at Stumptown gigs. "When you move with your band, you have this weird expectation," says Losers singer Ryan Sollee, "like everyone will like it and your band is really awesome and novel."
But "awesome" and "novel" are exactly the kind of words people use to describe Sollee's new funeral-folk band, the Builders and the Butchers (four-fifths Anchoragites). And the break-up of transplanted two-piece Pennies and Patches (Emma Hill and Sally Gordon, little sister of Jenny Lewis) shoved Hill into a solo career: "It went from being like, 'Maybe I should play solo,' to having 20 shows lined up," Hill says.
The key to relocating to a bigger pond may be simple, as exemplified by Gena Gastaldi—who went from the top of the Anchorage scene playing keyboard for the Roman Candles to fronting her own band, Day of Lions, here. "I think I had a pretty good, level-headed expectation about [relocating]," says Gastaldi, "in which I expected nothing."


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Fast and easy, this versatile dish can be served for a weekend brunch or weeknight dinner.
Preheat oven to 400°F. Place sausage into Classic Batter Bowl; microwave on HIGH 3 minutes. Dice bell pepper and chop basil using Santoku Knife. Break sausage into crumbles using Mix 'N Chop. Add bell pepper to batter bowl; microwave on HIGH an additional 2-3 minutes or until sausage is no longer pink. Drain sausage mixture using 7" Strainer. Return sausage mixture to batter bowl; add basil and set aside. In Small Batter Bowl, whisk cream cheese until smooth using Stainless Whisk. Gradually add eggs; whisk until smooth and set aside.
Separate biscuits horizontally in half to form 16 biscuits; arrange 12 biscuits in a slightly overlapping circle over bottom outer edge of (12-in.) Skillet. Place remaining four biscuits in center; lightly sprinkle with flour using Flour/Sugar Shaker. Using Baker's Roller®, roll biscuits to seal seams and press about 1 in. up sides to form crust.
Sprinkle half of the Provolone cheese over crust; top with sausage mixture. Pour egg mixture over sausage mixture and top with remaining cheese. Sprinkle with black pepper.
Bake 17-19 minutes or until center is set but still moist and crust is golden brown. Remove frittata from oven. Serve immediately.
U.S. Nutrients per serving: Calories 420, Total Fat 27 g, Saturated Fat 10 g, Cholesterol 195 mg, Carbohydrate 27 g, Protein 17 g, Sodium 1020 mg, Fiber 1 g
To quickly soften cream cheese, microwave on HIGH 15-20 seconds.
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Hoover Law Firm
Expert personal injury attorney has successfully tried more cases than any other attorney in Colorado.
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Courtesy photos
Senior Companion Sally Briggs, at right, has been named Volunteer of the Year at the Christian Park Village. She was presented with the award by Village Activities Director Linda Paulin. A regular visitor to the Village, Briggs entertains the residents with her piano music.
Christian Park Center Activities Director Cindy Liukkonen, left, presents Debbie Johnson with a plaque naming her Volunteer of the Year for the Center. Johnson, who is an independent volunteer, visits the center almost every day, riding her bike even in very inclement weather. She was said to have made the trip on her bicycle even when roads were closed because of the snow drifts.
600 Ludington St. , Escanaba, MI 49829 | 906-786-2021
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A Big Win for Girls Worldwide
The State Department's new strategy looks at the myriad needs girls have: from going to school, staying safe, developing life skills and self-esteem, and choosing if, when, and to whom they will marry.
IWHC Applauds New Global Strategy to Improve the Lives of Girls
Today the State Department released the U.S. Global Strategy to Empower Adolescent Girls, the first of its kind to focus on girls worldwide and the myriad challenges they face.
Girl Summit DC Highlights Solutions to End Child Marriage Globally
Nearly 200 advocates, experts, and US government officials gathered at Girl Summit DC to discuss emerging research and effective strategies for ending child marriage.
Enlisting the Whole Government to Benefit the Whole Girl: Ending Child, Early and Forced Marriage
An estimated 15 million girls around the world are married every year before they turn 18, often with no choice about when or whom they marry. Child marriage is practiced across all religions, ethnicities and continents. Girls who are married as children are robbed of their youth, their education, their health, and their futures. This…
Fulfilling the Promise to Let Girls Learn
The new Let Girls Learn initiative suggests the President and others are taking issues surrounding girls' education and empowerment seriously.
President Obama Puts Improving the Lives of Girls Worldwide on the Agenda
In his proposed fiscal year 2016 budget, President Obama has prioritized adolescent girls in a way we haven't seen before.
20 Years After Beijing, a Call to Action to End Violence Against Women
Gender-based violence affects us all, but women in conflict zones face a particular threat.
The Summer of the Summit: Now What for Early, Child and Forced Marriage?
After the Girl Summit in London and the U.S.-Africa Summit in Washington, D.C, this may be the year that changes the course for efforts to end child marriage.
Girl Summit Offers a Chance to Commit to Real Change for Women and Girls
On July 22, IWHC staff will join activists, community leaders, civil society organizations (CSOs), governments, and international organizations in London for Girl Summit 2014 to discuss how to end two of the most pressing human rights violations of our time: child, early, and forced marriage and female genital mutilation (FGM).
The President's Budget: Good on Reproductive Health, Not So Good on Child Marriage
The President's budget increased aid for family planning and reproductive health programming, but we're disappointed that child marriage is only addressed under the heading of ending gender-based violence.


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Milwaukee Music Video: See Field Report's gorgeous treatment for "I Am Not Waiting Anymore"
Chris Porterfield, singer and songwriter from local folk band Field Report, makes a cameo in a new music video for the band's single "I Am Not Waiting Anymore." Directed by Manny Marquez from local production company About Face Media, the video made its world premiere on NPR's website Wednesday. Journal Sentinel photo by Rick Wood. »Read Full Blog Post
10 champion — or otherwise cute — cats from the regional cat show
Over 200 cats competed this weekend in Waukesha at the Great Lakes Regional Pedigreed & Household Pet Cat Show. Here are some local and out-of-state title-bearing competitors.
1) When Teddy isn't being flopped upside-down by his owner and best friend, he's also No. 1 Ragdoll Alter and No. 13 Allbreed Alter in the world. »Read Full Article(4)
'Enter the Dragon,' 'Space Odyssey' booked for Film Festival
The Milwaukee Film Festival will screen two hall-of-fame candidates this fall as part of its Cinema Hooligante lineup of genre films.
MFF will show Bruce Lee's kung-fu fightin' classic, "Enter the Dragon" (1973) and Stanley Kubrick's sci-fi masterpiece "2001: A Space Odyssey" as part of its late-night showcase, otherwise devoted to "raunchy, gory, scary, fun, bizarre and possibly offensive midnight, cult and genre films," the festival tastefully boasts. »Read Full Article(1)
On Tap Today: The zany adventures of artist Billy X. Curmano
Cows deserve more art shows.


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24 reviews | 5 out of 5
i forgot how awsome this album is....steve will NEVER be replaced...sorry he didnt feel like he fit in...you are in our minds and hearts and you are what makes journey...steve perry you are the best!!!!!!!!!!!!!!!!
If you're a Journey fan, this CD has all of their best songs!
What a memory jerker! I love the songs on this cd. Steve Perry can never be replaced. Steve Perry is the best!!!!
This is a great CD and a great value for the price.
There's so many great hits on this album! Journey is a terrific band with many wonderful songs. They're heart-felt, moving and heart pumping. You will have this album on repeat!!
Journey is classic....every song at this price, cant be beat.
I don't own this CD yet, but I'm going to buy it sometime next week at my Walmart. I own the cassete tape version, but the audio is...well.....eh....
I can listen to Journey for 24/7 and not get tired of it!!!!!!!!!!!! My favorite songs are, "Faithfully" "Be Good To Yourself" "Don't Stop Believin'" "Separate Ways" "Any Way You Want It" "Only The Young" and "Lights". i also like all the other tracks! ROCK ON, JOURNEY!!!!!!!!!!!!!!!(steve perry, you rock!!!!!!!!!! arnel, step aside!!!!!!!!!!)
Great cd
My boyfriend and i currently opened up a bar in long island, ny. This cd is constantly playing on the jukebox so i thought that i would enjoy listening to it in my car. I love most of the songs, some i am not so impressed with, but that comes with the nature of buying a cd!
I been looking for journey cd a very where. Finally I got this one. All my favorite song just happy to listen.
works great love it
If you are truly a "Journey" fan, this is the ultimate cd for you. The clarity and depth of the music are exceptional. Just sit back relax and listen and transport yourself back in time to a concert of the best, in your own space.
Journey's Greatest hits is what it says. Journey is my favorite band of all time and this contains all the best songs. I could sit and listen to this all day.
I just bought this for just 2 songs on here from jorney. great cd
Good Music
The Air Supply cd was recorded live. Makes you feel like you are at the show.
Received in good timing. thoroughly enjoying it!
One of my favorite groups and cds.
Great price


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Help create a future everyone can see!
We have a range of activities you can get involved in. From running a marathon to cycling from London to Paris, hiking an iconic overseas trail to doing a tandem skydive. All events listed are either run by us, or organised by one of our events partners.