text:
Toshiba recommends Windows.
Technical Support (Computers)
Technical Support (Televisions)
Business, Education, Government,
Enterprise and Reseller Sales
800-705-2397 email@example.com
I can say that I'm disappointed. I had this same problem with Samsung. The products released are pretty good, but rough around the edges. They didn't provide timely updates. I had hoped that Toshiba would be better. Fortunately, I bought this for business use, and advise the business on whether the product is viable for other users. I have shelved this product since the email has problems. I've purchased an HTC Jetstream. Although it doesn't have the ports I would have liked to have had, everything works. Although I'm sure that Toshiba will do the right thing at some point, I didn't have that option when I purchased it. I had to pay up front. What the Android community is really looking for is a company that will provide an good product, and stand behind it with timely updates rather than focusing on the next product. You lose your customers the same way you gain them - one at a time.
09-27-2011 06:59 PM - edited 09-27-2011 07:10 PM
This is truly disturbing. Another Toshiba tablet and us original thrivers receive not a thing. Jim if you can chime in that would be great. How are two upcoming tablets scheduled for December coming out running 3.2 and we have nothing. I have read and heard from people Toshiba is known to do things like this. I love my thrive but it is not fair. What were we the beta for this product. We would like to be considered valuable to Toshiba and know we will be taken care of also. I mean ICS is coming also right around the corner are we going to fall last to that also. Just a discouraged thriver at this point... Let us know what is going on. I hope when you said in past posts something special is in store these two new tablets weren't it. Sorry again but just feeling hopeless in the original thrive family. I know many others must feel the same way.
It would be nice to get this update so we can use the full potential of this tablet, or some feedback on the progress they are making on it, an ETA would be nice also.
I find myself more and more frustrated waiting for Toshiba to update this device. If a small update like this takes this long, I'm pretty sure I can expect no support at all for future updates. That makes me very wary of Toshiba products in general. An official statement about the level of support Toshiba intends to provide for their devices would be nice.
Also, the ability to remove non-Toshiba branded pre-installed apps would be a welcome addition to any future updates.
In the mean time, I know that I will not be recommending android tablets in general, and Toshiba tablets specifically, to friends or family until these issues are addressed.
09-28-2011 01:24 PM - edited 09-28-2011 01:24 PM
I understand and appreciate the interest but don't have anything I can add to the discussion at this time.
All I can say is to reiterate my commitment to post more info about 3.2 as soon as it is made available.
Jim, I can understand your position on this matter, but surely Toshiba has a Public Relation (PR) person that could provide some feed back on this topic, if they are aware of it. This was my first Toshiba product and will probably be my last. A new release or message from the company would only take a few minutes and go a long way.
I really don't think it will happen. Im losing hope.
My guess is 3.2 will come on or shortly after the shipping of the 7" Thrive. Other than the screen size, the new one is almost identical to existing 10.1 version.
And frankly, I don't see many things in 3.2 that are must have over 3.1. Only thing I'd like to have is the automatic scaling of older phone apps.
This is some BS, the wife's Acer just got the update and we know nothing. Give us an ETA, Acer does that, they miss it every time but at least it gives them something to look forward to. This secrecy and feet dragging is getting very old, making me start to regret my purchase decision. Also would like to know about market and Netflix updates.
See I would rather not get a series of ETAs that get missed every time. What's the point in that? A broken promise.
Don't get me wrong. I want to know when 3.2 is coming or at least confirmation that it will come. Silence is not always golden. Sometimes it's just frustrating.
Well As long as we dont get left behind that is all i worry about. ICS is planning to launch very soon so hopefully they can find a way not to install 3.2 and just skip to ICS that would make sense to me. But otherwise i love my thirve...
I'm not pissed that the Thrive may be the last to receive the update (if at all). I'm don't even mind if they skip it entirely and thus will be the first to release ICS...
What I do mind is the complete lack of communication! Something like "hey ppl don't worry we'll release 3.2 next spring because we have other priorities at the moment" or "we've decided to skip it entirely and release ICS by X-mas".
Toshiba is making a huge mistake at the moment by pushing ahead with other products that don't bring anything new over the other tablets on the market. The "slim" Thrive doesn't have absolutely anything to set it apart from the ever growing Android family aside from the Toshiba brand... which isn't particularly strong either.
They made a very smart move by releasing the Thrive as they did... yeah it's thicker but it has other features no other tablet on the market has! That IS a reason to buy it, and probably the reason most of us did. Now they are shooting themselves in the foot by sabotaging the sales of their only available product... again, not by not releasiong the update sooner but by failing to communicate and to set expectations. While we don't know what to expect from them we, and possible other customers will assume the worse and go for another brand that has shown commitment to it's own product.
What is even sader is that all our messages go on deaf ears. Jim, as Moderator hasn't got anymore clue about Toshiba's plans than we do... and his reports to his supperiors end in "hmm... how are the thrive sales going ? bad huh ? so how many ppl are complaining about the update ? 20 you say ? eah... then surely that's not the reason... we just need to make our tablet slim then everything is going to be fine... our "top consultants" (whom we pay insane amounts of money to tell us what we want to hear) assure us our future is assured as long as we have a slim tablet out there...
Watched the ICS event last night. I say skip 3.2 as well. ICS is where its at.
Toshiba: Take us to ICS and you'll make a lot of customers very happy. Fix the bloatware and Kapersky issues, and we'll be ecstatic.
Copyright © Toshiba America Information Systems, Inc. All rights reserved.


text:
Top Definition
to do something in a fast manner.
Ted: how can i go out to watch a movie when i got tons of hwk?
Mark: quickstyle it!
Mark: quickstyle it!
by vandalboi09 September 25, 2008
Trending Now
Can you define these popular missing words?
man, that hoe is freakkin quick syle.
by paco August 24, 2003
(n). Ghetto Cali slang for when someone does something very quickly.
Eric: I walked home from the U in 10 minutes.
Kammy: Gee whiz! Quick style!
Kammy: Gee whiz! Quick style!
by SomeoneNamedEric June 09, 2005
When a guy finds a bitch, fuck her standin up for lyke 30 secz, then is out.
I fucked dat bitch quick style, an hit her spot just right. I didnt even know her name.
by LaQuinetta July 28, 2004

subset: commoncrawl


text:
|Boxing Champions | Boxing Schedule | Boxing Video | Boxing History | Pound For Pound | Lounge | The Wire | Arcade
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Comments Thread For: Ricky Hatton: Martin Murray Should Be Middleweight Champ
Ricky Hatton says he cannot understand how Martin Murray didn't emerge victorious against Sergio Martinez at the weekend.
Murray blocked most of the Argentinian's southpaw's best punches in the early rounds before taking over the second half of the contest in front of more than 40,000 fans in Buenos Aires.
The Englishman scored a knockdown in the eighth round and had the Martinez over again in the tenth only to see it ruled a slip.
Despite this, and punch stats leaning in Murray's favour, all three judges posted scores of 115-112 for the home boxer.
"I think Martin should be the middleweight champion of the world," stated a dejected Hatton, Murray's promoter. "It was a good competitive fight but there was only one winner for me." [Click Here To Read More]
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I think he should too, he didn't close it out as strong as the middle though.
I'd say let the interim fight the full champ, but as a promoter.... wouldn't be good business.... but Golovkin's name is steadily growing.... which is amazing how far he's come in a year.
Last year he was fighting a japanese journeyman in Kiev, now he's going to headline 3 HBO shows this year
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I'd favour both Macklin and Barker to beat Murray, and if he can keep his range Andy Lee too. I respect and admire Sergio and he's one of my favourite fighters, but he wasn't on point saturday, whether that's due to injury, age weather conditions or the expectations of the event we cannot say, but that's far from a 100% from Martinez. Had that been Macklin in with him he'd of stopped Martinez late.
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I agree Ricky. No way Murray was gonna get the nod anyway. It was Sergio's homecoming.
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Ive said since the Sturm fight I think Murray is the best out of the Brits.
I dont think he won but I only thought there was a round or 2 in it
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He would of needed to stop Martinez to get the win. Murray was like a bull in there. I would take him to beat both Barker & Macklin. You wouldn't see many fighters go into the backyard of the P4P No3 in front of 40,000 red hot fans (We have all see the crowds at the football matches) and give a performance with no fear whatsoever. He should be real proud of himself because the fight could of been his if it wasn't for the 10th round knockdown being ruled a slip and Martinez doing brilliantly in the last two rounds. Well done Martin
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He should tell his fighter that he needed to win the last two rounds after not doing anything the first five. He definitely did a great job in the fight, but he put himself behind waiting to start fighting until the 6th round. Martinez looked bad. I don't think it had anything to do with age, he just seemed flat.
Interim Champion
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I had it seven rounds for Martinez and five for Murray plus the knockdown. Martinez won, albeit ugly. He should have only won by one point, not that makes a difference.
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PAMPA - Mildred Bussard Mabry, 87, died Sunday, Nov. 25, 2001.
Services will be at 10 a.m. today in Carmichael-Whatley Funeral Directors Colonial Chapel with the Rev. Richard Bartel, pastor of Calvary Baptist Church, officiating. Burial will be at 2 p.m. in Higgins Cemetery at Higgins.
Ms. Mabry was a sales clerk for Montgomery Wards for 17 years, retiring in 1980. She was a member of Calvary Baptist Church.
Survivors include a brother, B.F. "Bud" Bussard of Amarillo.
The family suggests memorials be to a favorite charity.
Amarillo Globe-News, Nov. 27, 2001
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ABC Action News: Weekend Edition: Rescues in Action Lucy & Pups
ABC Action News: Weekend Edition: Rescues in Action Lucy & her pups from Second Chance Boxer Rescue.
Edward: Trump's treatment of journalists is disgusting. Not only is a free press one of the pillars of democracy, most of these journalists, unlike himself and his kids, are not privileged. They are living paycheck to paycheck, working long hours like the rest of us. Unless you somehow make it big time and land a gig where you sit in front of a camera all day(becoming more of a personality than a journalist) then you are a relative unknown your entire career. It sickens me to see Trump continuing to casually trash Americans who will never be as wealthy as he is.


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The Quick How Romantic Are You Test
Their result for The Quick How Romantic Are You Test ...
You are 60% romantic!
This test is based on a checklist of attributes to be found on the Dutch wiki page on Romanticism, translation courtesy of one of the other journallers here. (At her request I have removed the links to her profile and journal as they were generating too much unwelcome attention.)
Note: If you scored exactly 55% you should probably check out my profile. We could be soul-mates or something.
Their Analysis (Vertical line = Average)
They scored 60% on romantic, higher than 36% of your peers.
All possible test results
This test is based on a checklist of attributes to be found on the Dutch wiki page on Romanticism, translation courtesy of one of the o... Read more
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A modern hotel with a night club twist.
With its modern design, splashes of neon color, and a DJ in the lobby this hotel seems to have the contemporary feel of a night club. There are 393 guest rooms with iPod docking stations, rainforest showers, and DVD/CD players. The property also features a business center with Internet access, a store for shopping needs, the Bliss Spa, and a detailed service through the concierge that accommodates guests' needs. There are two restaurants, including Fire, which serves steaks and seafood. The Living Room lounge and Liquid Bar at Fire offer cocktails and the W café brews coffee. Shopping is nearby at the "golden mile of shopping," additional dining can be found on the waterfront boulevard, and a glance back into Hong Kong history can be explored at the cultural center located close by.
US and Canada: 1-800-780-5733 Europe: 00-800-11-20-11-40 Promo Code 189391
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The potential implications of gender differences in financial literacy are far-reaching. This paper describes the findings of a review of the literature on gender differences in financial literacy with the aim to better understand their causes and consequences, as well as possible policy responses. It provides a starting point to collect further evidence, develop analytical work and case studies, and to identify areas that deserve
This paper argues that serious fiscal vulnerabilities arising from many years of high government debt will create new and complex interactions between public debt management and monetary policy.
The study concludes that two technical key assumptions need to hold for the standard micro portfolio approach to yield optimal (i.e. cost-minimising) results.We argue that these assumptions do not hold in the current borrowing environment characterized by fiscal dominance with complex links between public debt management and monetary policy.
Policy actions proposed in this paper are based on initial OECD research undertaken and are intended to generate debate and discussion. Further research is planned on these topics within the framework of the project on institutional investors and long term investment. OECD Working Papers on Finance, Insurance and Private Pensions, No.13.


text:
Harlem EatUp! Festival – Dine In Harlem featuring Guest Chefs Nyesha Arrington, Marvin Woods, Special Guest Brad Johnson and honoring Thelma Golden of the Studio Museum in Harlem
By Marcus Samuelsson | May 18, 2016
My 2nd Annual Harlem EatUp! Festival continues with a multi-course dinner at Ginny's Supper Club with my good friend, Chef Emeril. Our curated menu will be paired with wines from the Bordeaux Wine Council, and will really show off what Harlem has to offer. This special dinner will toast Thelma Golden, Director of Harlem's own world renowned Read More


text:
Anders Lim
Christ - Poem by Anders Lim
He saved my soul an eternity of pain
I worship him as my Lord
The ship of heavens has set sail in His name
As He humbly welcomed me aboard
Crucified upon a wooden cross
Shedding his final blood and tears
Clenching his teeth He bit his loss
Isolating all His fears
For three days He laid alone
Burning in the depths of hell
Radiant lights followed the splitting stone
As He conquered that sinful cell
His holy name spread forth to nations galore
As many followed His righteous path
Refuge's wings have finally set soar
To those who believe in His wrath
I feel honored to know this friend
Who died so I could live
He has cleansed me from start to end
And for every sin, He will forgive
I feel honored to worship His name
For He is my sword and spear
My only desire is to shout His fame
And tell the world that Christ is here
Comments about Christ by Anders Lim
Malcolm The Last. (4/8/2009 9:19:00 AM)
Roshini Samuel (11/5/2008 1:26:00 AM)
hey Anders
That was a beautiful peice.
Have you asked your choir director at church if you could make this into a
hymn or song.
Peace and light
R (Report) Reply
Qalame-Tire Misterres of Death Nat. Norville (5/1/2008 10:50:00 AM)
This poem is will written. I cliked on this on because I needed something to hope for your poem dose that for me. I belive in Jesus Christ to. He also saved my life and the life of my mother. I rate it a TEN! ! ! (Report) Reply
Read this poem in other languages
This poem has not been translated into any other language yet.
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Anders Lim's Other Poems
Famous Poems
Phenomenal Woman
Maya Angelou
Still I Rise
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The Road Not Taken
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If You Forget Me
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Caged Bird
Maya Angelou
Rudyard Kipling
Stopping By Woods On A Snowy Evening
Robert Frost
Roald Dahl


text:
Interior Design Falkirk
12 results for Interior Design in Falkirk
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text:
Everything is down - WAY down. IADS a/k/a Synodex down over 71% from 1Q for total sales of $200K???? They spent $2M in the quarter to produce $200K in revenue??? HOW IN THE WORLD IS THAT EVEN POSSIBLE??? Hasn't anyone heard of cost control? Management oversight? What happened to the pipeline with 50+ prospects??? Is Jack that oblivious to what's going on in his pet project? Maybe Jack ought to think about outsourcing the work to a vendor that can handle the $200K alot cheaper. And Jack is asking us to be patient??? What's the tally so far - $12M in expenses? and $900K in sales? Is that the kind of ROI you were projecting, Jack??? Obviously Synodex is not the rabbit Jack was hoping for to offset the losses on the core side of the house.
Should be a pretty interesting conference call, listening to Jack dance his way around this one.
INOD IR Dep't is for this ranting, not a msg board. Call IR if still in this stock per 3Q questions or call Jack direct.
lol "Jackal nonsense" that is pretty funny.
Even I (IC, not ET!), sitting on my toilet in the Rockies (!), find it hard to believe just how bad these figures are. The forward guidance is most uninspiring, in particular. Good luck longs, especially my old friends on this board. Who knows, it could be that the Inod "vision" will work out in the end but, ask yourselves the question, how often has it in the past??
innoflash? Can't imagine who just created that id today?
You're too obvious.
They beat esarnings and met revenue estimates. Go back to your business school lecture notes : a good investment is here the net present value of future expected cash flows is positive. The short term return and revenues on investment is meaningless
Sentiment: Buy
...and INOD still fell to what appears will be 2.24 PP 10/23/2013.
Maybe the business school note guy wasn't too far off base after all.
Maybe INOD stops at 2.24 or falls further...to 1.32?


text:
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Lot # : 429 - Original Oil Painting by R Boren of Mountain Cabin
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Lot #
Group - Category
Art & Galleries
Original Oil Painting by R Boren of Mountain Cabin
in Gold and Crackle Frame
31" x 27" Location: DD5
July 10th Collectable Auction / 2000 Chevy Malibu 7-10-13
Online-Only Auction
6/19/2013 - 7/10/2013
Wednesday July 10th First lot goes off at 6:00pm MT
Preview Date/Time
July 8th, 9th & 10th 10:00-5:00
Checkout Date/Time
Thursday July 11th 9:00-6:00
Idaho Auction Barn 1838 Eldridge Ave
Twin Falls, ID 83301
Twin Falls, ID 83301
Buyer Premium
13% (10% for cash or check)
Huge Antique & Collectible Auction Featuring Ornate Dining Room Set from 1895. Estate Jewelry & Coins. 2000 Chevy Malibu - Out of an estate!!!! Take a LOOK!! Ends: Wed July 10th First lot goes off at 6:00pm MT Lots are staggered 30 seconds apart. Idaho Auction Barn 1838 Eldridge Ave Twin Falls, ID 83301 (208) 731-4567
Please, read & understand ALL of our terms & conditions before bidding. Thank You. 1. A 13% BUYERS PREMIUM will apply to each item unless declared otherwise. 10% Buyers Premium for Cash / Check. Sales tax of 6% will be applied on total amount. 2. All items are offered for sale as is, where is and no special warranty or guarantee is made or implied as to condition, authenticity or era of any described item. All items are offered for sale to the highest bidder and the bidders must establish to their own satisfaction the authenticity and condition before bidding. All sales are final, no refunds, no exceptions, NO CHARGE BACKS 3. Auction sales are strictly for cash, cashier's check or personal check with prior approval , Visa, Master Card, or Debit Card. All sales are final at the close of the internet bidding. 4. BIDDING ONLINE ONLY. We accept only bidding online. If you do not have access to a computer but wish to bid the auction barn will create an account for you and bid on your behalf . 5. All items purchased by the successful bidder must be paid for on THURSDAY after the day of sale. Items purchased must be removed on the day of purchase unless other arrangements have been made. 6. The highest bidder online will prevail. The Auctioneer reserves the right to refuse any bid not believed to be in good faith. Should any disputes arise between bidders the decision of the Auctioneer in the exercise of judgement as to the successful bidder will be final. 7. All items offered for sale in this auction will be offered for sale by auction only and there are no presales. 8. The Auctioneer or Auction House assumes no responsibility for errors in the catalog, advertising or on the part of the bidder. 9. Idaho Sales Tax is payable by all buyers liable to tax. All Dealers must provide a valid resale number upon registration and fill out Idaho Resale Card prior to bidding for Tax Exempt Status. 10. Consignors are not allowed to bid on their own merchandise or have any agent bid on their behalf. If the Auctioneer recognizes such bidding or is advised of the same he may withdraw any or all lots consigned by the offender and will publicly recognize that consignor. 11. THE ACCEPTANCE OF HIGH BID BY THE AUCTIONEER CONSTITUTES A LEGAL AND BINDING CONTRACT WITH THE BUYER AND ACCEPTANCE OF THE TERMS AND CONDITIONS OF SALE UNDER IDAHO STATE LAW.
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97.51 - 990.00
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Quotes & Info
|BBNK > SEC Filings for BBNK > Form 10-Q on 6-Nov-2012
|All Recent SEC Filings
Quarterly Report
In addition to the historical information, this quarterly report contains
certain forward-looking information within the meaning of Section 27A of the
Securities Act of 1933, as amended, and section 21E of the Securities Exchange
Act of 1934, as amended, and which are subject to the "Safe Harbor" created by
those sections. The reader of this quarterly report should understand that all
such forward-looking statements are subject to various uncertainties and risks
that could affect their outcome. The Company's actual results could differ
materially from those suggested by such forward-looking statements. Such risks
and uncertainties include, among others, (1) competitive pressure in the banking
industry increases significantly; (2) changes in interest rate environment
reduces margin; (3) unfavorable economic conditions, both nationally and
regionally, continues or worsens for an unknown period, resulting in, among
other things, continued or increased deterioration in credit quality;
(4) changes in the regulatory environment, including the Dodd-Frank legislation;
(5) changes in business conditions and inflation; (6) costs and expenses of complying with the internal control provisions of the Sarbanes-Oxley Act and our degree of success in achieving compliance; (7) changes in securities markets;
(8) future credit loss experience; (9) civil disturbances of terrorist threats or acts, or apprehension about possible future occurrences of acts of this type;
(10) the involvement of the United States in war or other hostilities; and (11) governmental action or inaction in response to economic and political conditions could have unpredictable consequences for the economy and the banking industry. Therefore, the information in this quarterly report should be carefully considered when evaluating the business prospects of the Company.
Critical Accounting Policies
Our accounting policies are integral to understanding the results reported. Accounting policies are described in detail in Note 1 to the Consolidated Financial Statements. Our most complex accounting policies require management's judgment to ascertain the valuation of assets, liabilities, commitments and contingencies. We have established detailed policies and control procedures that are intended to ensure that valuation methods are well controlled and applied consistently from period to period. In addition, the policies and procedures are intended to ensure that the process for changing methodologies occurs in an appropriate manner. The following is a brief description of our current accounting policies involving significant management valuation judgments.
Allowance for Loan Losses: The allowance for loan losses represents management's
best estimate of losses inherent in the existing loan portfolio. The allowance
for loan losses is increased by the provision for loan losses charged to expense
and reduced by loans charged off, net of recoveries. The provision for loan
losses is determined based on management's assessment of several factors:
reviews and evaluation of specific loans, changes in the nature and volume of the loan portfolio, current economic conditions and the related impact on specific borrowers and industry groups, historical loan loss experiences, the level of classified and nonperforming loans and the results of regulatory examinations.
Loans are considered impaired if, based on current information and events, it is probable that we will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. The measurement of impaired loans is generally based on the present value of expected future cash flows using a discount rate appropriate to the loan's level of risk, except that all collateral-dependent loans are measured for impairment based on the fair value of the collateral. In measuring the fair value of the collateral, management uses assumptions and methodologies consistent with those that would be utilized by unrelated third parties.
Changes in the financial condition of individual borrowers, in economic conditions, in historical loss experience and in the condition of the various markets in which collateral may be sold may all affect the required level of the allowance for loan losses and the associated provision for loan losses.
The accrual of interest on loans is discontinued and any accrued and unpaid interest is reversed when, in the opinion of management, there is significant doubt as to the collectability of interest or principal or when the payment of principal or interest is ninety days past due, unless the amount is well-secured and in the process of collection.
Sale of SBA Loans: The Company has the ability and the intent to sell all or a portion of certain SBA loans in the loan portfolio and, as such, carries the saleable portion of these loans at the lower of aggregate cost or fair value. At September 30, 2012 and December 31, 2011, the fair value of SBA loans exceeded aggregate cost and therefore, SBA loans were carried at aggregate cost.
In calculating gain on the sale of SBA loans, the Company performs an allocation based on the relative fair values of the sold portion and retained portion of the loan. The Company's assumptions are validated by reference to external market information.
Investment securities: Our securities are classified as either available-for-sale or held-to-maturity. The fair value of most securities classified as available-for-sale is based on quoted market prices. If quoted market prices are not available, fair values are extrapolated from the quoted prices of similar instruments. Held-to maturity securities are recorded at amortized cost, adjusted for the amortization or accretion of premiums or discounts.
Supplemental Employee Retirement Plan: The Company has entered into supplemental employee retirement agreements with certain executive and senior officers. The measurement of the liability under these agreements includes estimates involving life expectancy, length of time before retirement, and expected benefit levels. Should these estimates prove materially wrong, we could incur additional or reduced expense to provide the benefits.
Selected Financial Data The following table reflects selected financial data and ratios as of and for the quarters ended September 30, 2012 and 2011 (dollars in thousands, except per share data). Three months ended Nine months ended September 30, September 30, 2012 2011 2012 2011 Statement of Operations Data: Interest income $ 15,970 $ 13,180 $ 46,385 $ 37,191 Interest expense 573 529 1,601 1,716 Net interest income 15,397 12,651 44,784 35,475 Provision for credit losses 200 1,250 2,450 2,000 Net interest income after provision for credit losses 15,197 11,401 42,334 33,475 Other income 3,785 3,257 9,300 7,314 Other expenses 11,584 10,923 34,020 31,365 Income before income taxes 7,398 3,735 17,614 9,424 Income taxes 3,034 1,532 7,234 3,865 Net income $ 4,364 $ 2,203 $ 10,380 $ 5,559 Preferred dividends - - - 200 Net income available to common shareholders $ 4,364 $ 2,203 $ 10,380 $ 5,359 Per Share Data: Basic earnings per share $ 0.30 $ 0.15 $ 0.72 $ 0.38 Diluted earnings per share 0.29 0.15 0.70 0.37 Shareholders' equity per share 9.02 8.33 9.02 8.33 Balance Sheet Data: Balance sheet totals: Assets $ 1,247,554 $ 1,093,983 Loans, net 858,032 699,045 Deposits 1,071,207 935,992 Shareholders' equity 142,051 126,045 Average balance sheet amounts: Assets $ 1,217,074 $ 1,075,319 $ 1,178,455 $ 1,029,197 Loans, net 815,042 654,792 789,207 625,113 Deposits 1,041,394 918,346 994,400 866,106 Shareholders' equity 140,255 125,850 136,204 128,159 Selected Ratios: Return on average assets 1.43 % 0.81 % 1.18 % 0.72 % Return on average equity 12.38 % 6.94 % 10.18 % 5.80 % Efficiency ratio 60.39 % 68.66 % 62.90 % 73.30 % Risk based capital ratio 15.70 % 16.55 % Net chargeoffs (recoveries) to average gross loans -0.01 % -0.03 % 0.15 % -0.12 % Allowance for loan losses to total loans 2.25 % 2.54 % Average equity to average assets 11.52 % 11.70 % 11.56 % 12.45 %
Summary of Financial Results - Quarter ended September 30, 2012
The Company reported net operating income of $4.4 million for the three months ended September 30, 2012 representing an increase of $2.2 million, or 98.1%, compared to net operating income of $2.2 million for the same period one year ago. The Company reported earnings per diluted share of $0.29 for the current quarter compared to $0.15 per diluted share for the same quarter in 2011.
The increase in earnings during the period ended September 30, 2012 compared to the same period in 2011 resulted primarily from an increase in interest income related to loans and investment securities, an increase in non-interest income and a decrease in provision for credit losses, offset slightly by an increase in non-interest expense related to supporting growth and investments in new initiatives. See the specific sections below for details regarding these changes.
The table below highlights the changes in the nature and sources of income and expense.
Three months ended September 30, Increase (dollars in thousands) 2012 2011 (Decrease) Interest income $ 15,970 $ 13,180 $ 2,790 Interest expense 573 529 44 Net interest income 15,397 12,651 2,746 Provision for credit losses 200 1,250 (1,050 ) Net interest income after provision for credit losses 15,197 11,401 3,796 Other income 3,785 3,257 528 Other expenses 11,584 10,923 661 Income before income taxes 7,398 3,735 3,663 Income taxes 3,034 1,532 1,502 Net income $ 4,364 $ 2,203 $ 2,161 Net income available to common shareholders $ 4,364 $ 2,203 $ 2,161
Net Interest Income and Margin
Net interest income, the difference between interest earned on loans and investments and interest paid on deposits is the principal component of the Company's earnings. Net interest income is affected by changes in the nature and volume of earning assets held during the quarter, the rates earned on such assets and the rates paid on interest bearing liabilities.
Net interest income for the quarter ended September 30, 2012 was $15.4 million, which was comprised of $16.0 million in interest income and $573,000 in interest expense. Net interest income for the quarter ended September 30, 2011 was $12.7 million, which was comprised of $13.2 million in interest income and $529,000 in interest expense. Net interest income for the quarter ended September 30, 2012 represented an increase of $2.7 million or 21.7% from the same period one year earlier. The increase in net interest income from the same period one year ago was primarily attributable to an increase in average earning assets as a result of loan growth, combined with a decrease in average nonperforming loans.
The composition of the average balance sheet impacts growth in net interest income. For the quarter ended September 30, 2012 average earning assets of $1.16 billion represented an increase of $149.3 million, or 14.7%, compared to $1.01 billion for the same period in 2011. The Company's loan-to-deposit ratio, a measure of leverage, averaged 80.43% during the quarter ended September 30, 2012, which represented an increase compared to an average of 73.33% for the same quarter of 2011 as a result of higher loan growth relative to deposit funding.
The Company's net interest margin (net interest income divided by average earning assets) for the quarter ended September 30, 2012 was 5.26% compared to 4.95% in the same period one year earlier. The increase in net interest margin was primarily due to increased balance sheet leverage, a more favorable mix in average earning assets and increased recurring loan fees related to overall growth of the loan portfolio. The positive impact on the net interest margin from increased loan fees for the three months ended September 30, 2012 compared to the same period last year was 34 basis points.
The following table shows the composition of average earning assets and average funding sources, average yields and rates, and the net interest margin for the quarters ended September 30, 2012 and 2011.
Three months ended September 30, 2012 2011 Yields Interest Yields Interest Average or Income/ Average or Income/ (dollars in thousands) Balance Rates Expense Balance Rates Expense ASSETS Interest earning assets (2): Loans (1) $ 837,574 6.9 % $ 14,467 $ 673,464 6.8 % $ 11,615 Federal funds sold 99,726 0.2 % 59 107,063 0.2 % 64 Investment securities 225,775 2.5 % 1,444 233,202 2.6 % 1,501 Other 335 0.0 % - 335 0.0 % - Total interest earning assets 1,163,410 5.5 % 15,970 1,014,064 5.2 % 13,180 Noninterest-earning assets: Cash and due from banks 23,232 25,066 All other assets (3) 30,432 36,189 TOTAL $ 1,217,074 $ 1,075,319
LIABILITIES AND SHAREHOLDERS' EQUITY Interest bearing liabilities: Deposits: Demand $ 5,475 0.0 % - $ 7,115 0.1 % $ 1 Savings 295,646 0.3 % 237 324,282 0.3 % 220 Time 45,370 0.6 % 63 32,948 0.5 % 38 Other 19,592 5.5 % 273 17,527 6.1 % 270 Total interest bearing liabilities 366,083 0.6 % 573 381,872 0.5 % 529 Noninterest-bearing liabilities: Demand deposits 694,903 554,001 Accrued expenses and other liabilities 15,833 13,596 Shareholders' equity 140,255 125,850 TOTAL $ 1,217,074 $ 1,075,319 Net interest income and margin 5.3 % $ 15,397 4.9 % $ 12,651
The following table shows the effect of the interest differential of volume and rate changes for the quarters ended September 30, 2012 and 2011. The change in interest due to both rate and volume has been allocated in proportion to the relationship of absolute dollar amounts of change in each.
Three months ended September 30, 2012 vs. 2011 Increase (decrease) due to change in Average Average Total (dollars in thousands) Volume Rate Change Interest income: Loans $ 2,803 $ 49 $ 2,852 Federal funds sold (4 ) (0 ) (4 ) Investment securities (52 ) (5 ) (57 ) Total interest income 2,747 43 2,790 Interest expense: Demand - (1 ) (1 ) Savings (23 ) 41 17 Time 17 8 25 Other 28 (25 ) 3 Total interest expense 22 22 44 Change in net interest income $ 2,725 $ 21 $ 2,746
Significant factors affecting net interest income are: rates, volumes and mix of the loan, investment and deposit portfolios. Due to the nature of the Company's lending markets, in which the majority of loans are generally tied to prime rate, it is believed that an increase in interest rates should positively affect the Company's future earnings, while a decline should have a negative impact. However, it is not feasible to provide an accurate measure of such a change because of the many factors (many of them uncontrollable) influencing the result.
Interest Income
Interest income of $16.0 million in the quarter ended September 30, 2012 represented an increase of $2.8 million, or 21.2%, from $13.2 million in the same quarter one year earlier. The average yield on earning assets was 5.46% for the quarter ended September 30, 2012 compared to 5.16% for the quarter ended September 30, 2011. The increase in interest income was primarily due to an increase in earning assets and a decrease in non-performing loans.
Average gross loans were $837.6 million for three months ended September 30, 2012, an increase of $164.1 million or 24.4% from $673.5 million for the same period one year earlier. Average loans comprised 72.0% of average earning assets in the three months ended September 30, 2012 compared to 66.4% in the third quarter of 2011.
Other earning assets, consisting of investment securities, federal funds sold and interest-bearing deposits, averaged $325.8 million for the quarter ended September 30, 2012, a decrease of $14.8 million or 4.3% from $340.6 million for the three months ended September 30, 2011.
Interest Expense
Interest expense was $573,000 for the quarter ended September 30, 2012, which represented an increase of $44,000, or 8.3% from $529,000 for the comparable period of 2011. The increase in interest expense was primarily due to an increase in average time accounts and other interest bearing liabilities combined with an increase in yield on savings and time accounts to 35 basis points in the third quarter of 2012 compared to 29 basis points in the same period in 2011. Average interest-bearing liabilities were $366.1 million for the three months ended September 30, 2012, a decrease of $15.8 million, or 4.1%, from $381.9 million for the same period one year earlier.
Average interest bearing deposits were $346.5 million for the quarter ended September 30, 2012, which represented 33.3% of total average deposits and was a decrease of $17.9 million, or 4.9%, from $364.3 million representing 39.7% of total average deposits in the third quarter of 2011.
Other (non-deposit) interest bearing liabilities are primarily comprised of junior subordinated debt securities issued by the Company and other borrowings. The junior subordinated debt is intended to supplement capital requirements of the Company at a rate of interest that is fixed for five years. Other interest bearing liabilities averaged $19.6 million in the three months ended September 30, 2012 and $17.5 million for the comparable period of 2011.
The average rate paid on interest-bearing liabilities was 0.62% and 0.55% in the quarters ended September 30, 2012 and 2011, respectively.
Credit Risk and Provision for Credit Losses
The Company maintains an allowance for credit losses which is based, in part, on the Company's loss experience, the impact of economic conditions within the Company's market area and, as applicable, the State of California and/or national macroeconomic conditions, the value of underlying collateral, loan performance, and inherent risks in the loan portfolio. The allowance is reduced by charge-offs and increased by provisions for credit losses charged to operating expense and recoveries of previously charged-off loans.
The Company charged-off $17,000 during the three months ended September 30, 2012 compared to $280,000 during the three months ended September 30, 2011. Loan recoveries of $67,000 were recognized during the third quarter of 2012 compared to $450,000 for the three months ended September 30, 2011.
The Company recorded a provision for credit losses of $200,000 for the three months ended September 30, 2012 due to the significant amount of new credit funding in the quarter. This compares to $1.3 million recorded for the quarter ending September 30, 2011.
The following schedule provides an analysis of the allowance for credit losses for the quarters ended September 30, 2012 and 2011, respectively:
Analysis of the allowance for credit losses:
Three months ended September 30, (dollars in thousands) 2012 2011 Balance, beginning of period $ 19,541 $ 16,872 Provision for credit losses 200 1,250 Charge-offs (17 ) (280 ) Recoveries 67 450 Balance, end of period $ 19,791 $ 18,292
The allowance for loan losses was $19.8 million, or 2.25% of total loans, at September 30, 2012, compared to $18.3 million, or 2.54% of total loans, at September 30, 2011. The increase in the allowance for loan losses from September 30, 2011 to September 30, 2012 is primarily attributable to the growth of the loan portfolio.
Based on an evaluation of individual credits, historical credit loss experience by loan type, economic conditions, and the Company's reassessment of risks noted above, management has allocated the allowance for loan losses as follows for the periods ending September 30, 2012 and December 31, 2011:
September 30, 2012 December 31, 2011 Percent of Percent of ALLL in each ALLL in each category to category to (dollars in thousands) Amount gross loans Amount gross loans Commercial $ 6,003 0.7 % $ 5,545 0.7 % Real estate construction 765 0.1 % 1,220 0.2 % Land loans 362 0.0 % 613 0.1 % Real estate other 6,232 0.7 % 6,111 0.8 % Factoring and asset based 3,567 0.4 % 2,381 0.3 % SBA 2,758 0.3 % 2,567 0.3 % Other 104 0.0 % 103 0.0 % $ 19,791 2.2 % $ 18,540 2.4 %
Beginning in the second quarter of 2008, deterioration in economic conditions within the Company's market area and, as applicable, the State of California and/or national macroeconomic conditions resulted in increased stress to the loan portfolio, specifically construction and land development loans outside of the Company's primary market of Santa Clara County and contiguous portions of San Mateo and Alameda counties.
In response to the deteriorating market conditions, the Company undertook steps to aggressively reduce the exposure to construction and land development loans with particular emphasis on loans outside of its primary market. Management curtailed new loan origination, thoroughly reviewed collateral values of projects approaching maturity and conservatively evaluated the market prospects of collateral for indications of impairments.
By September 30, 2012, the Company's land development portfolio was reduced to $5.3 million with just $1.4 million remaining exposure outside of the primary market area. Further, over 70% of the remaining loans in this category are underwritten to amortizing term structures supported by cash flow from liquidity of the borrowers.
Construction loans at September 30, 2012 were $39.0 million with $4.9 million remaining on projects outside of the primary market area. In addition, at that date $18.5 million, or 47.0%, were loans to finance commercial projects while none were to finance residential projects of five or more units.
. . .


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3-Minute Trailer for Marvel's "Agents of SHIELD" TV Series
Posted: May 15th, 2013 by
WorstPreviews.com Staff
ABC has just unveiled a three-minute trailer for Marvel's upcoming "Agents of SHIELD" TV series, which will air at 8pm on Tuesdays this fall. ABC President Paul Lee commented on the show, stating that it's been testing exceptionally well.
We don't normally talk about testing, but [Marvel's 'Agents of SHIELD'] tested so well in all four quadrants [of television demographic],
" he said. "
Joss Whedon knows how to create great television with great relationships at the heart of it. It has relationships and humor, but also the promise of the Marvel franchise.
Plot: Agent Phil Coulson (Clark Gregg) returns to the worldwide law enforcement organization SHIELD. He puts together a small, highly trained, team of Agents to tackle the cases that haven't been classified yet, the new, the strange and the unknown.
That team consists of Agent Grant Ward (Brett Dalton), an expert in combat and espionage; pilot and martial artist Agent Melinda May (Ming-Na Wen); and brilliant scientists Agent Leo Fitz (Iain De Caestecker) and Agent Jemma Simmons (Elizabeth Henstridge). They'll be joined by new recruit and computer hacker Skye (Chloe Bennet).
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Turn On
on May 14th, 2013 at 9:28:34 PM
Since nothing is on Tuesdays@8 i'll probably watch this. It looks like Heroes with the SHIELD agents basically.
on May 14th, 2013 at 9:30:38 PM
Yeah, that black guy is probably Rage, not Luke Cage.
on May 14th, 2013 at 9:35:56 PM
I want too see that if only for Lola.
on May 14th, 2013 at 9:38:56 PM
If i have to watch one more Parker advertisement im gonna kill myself. I will make it a point to never watch that movie now.
on May 14th, 2013 at 9:40:40 PM
I'll give the pilot a chance.
on May 14th, 2013 at 10:18:14 PM
I would say I'd watch this sh*t too, but I don't watch television. Don't even own one.
on May 14th, 2013 at 10:33:42 PM
And if I did own a television, and if I did watch it, I sure as Holy Mary's c*nt wouldn't watch this crap.
on May 14th, 2013 at 10:41:00 PM
lol are you okay mink? Would you watch it or not?
on May 14th, 2013 at 10:43:33 PM
I'm fine. I bought this used f*cking scanner today so I could pirate some books and the f*cker doesn't want to work. In addition, I f*cking swore I would f*cking try to stop f*cking cursing so f*cking much but I think I f*cking failed. f*ck the scanner, f*ck me and f*ck this sh*t.
on May 14th, 2013 at 11:08:02 PM
"We don't normally talk about testing, but [Marvel's 'Agents of SHIELD'] tested so well in all four quadrants [of television demographic],"
Tested so well what? You didn't finish the sentence, Brainiac. Tested so well the cast and crew received complimentary blowjobs from Channing Tatum? Tested so well you took the entire production crew out back to a firing line?
on May 14th, 2013 at 11:12:25 PM
Bombs away
Dr. Damariusvashanti
on May 14th, 2013 at 11:28:52 PM
Finally something on Tuesday to be pissed off about
Mink what do you say?
Dr. Damariusvashanti
on May 14th, 2013 at 11:30:06 PM
Never mind mink you made it clear my friend
on May 15th, 2013 at 12:02:27 AM
Meh... that looks cheap and CW-ish.
on May 15th, 2013 at 12:14:26 AM
THIS LOOKS AMAZING. SMallville EAT A d*ck!
on May 15th, 2013 at 2:50:53 AM
Worked for Birds of Prey,right?
I think MINK called it at 14 or so episodes
on May 15th, 2013 at 2:52:51 AM
ABC doesnt have time for patience that the WB/CW has
They might move the timeslot around a bit then cancell before 14 eps.
on May 15th, 2013 at 3:20:53 AM
This looks really good,but how long will it last for
on May 15th, 2013 at 5:16:21 AM
Gunn from Buffy is in it, I wondered what happened to that guy. This looks like the sort of high budget American TV I have no interest in. (CSI, Alias, Heroes) I've almost finished The Sopranos so it will make gimmicky shows like this seem even worse. My only hope of salvation is The Wire, Dexter, Breaking Bad and Game of Thrones.
M. Bullitt
on May 15th, 2013 at 6:16:23 AM
And I started to watch the 24 epsiodes of The Persuaders (1971), you know Lord Brett Sinclair! Pure joy from the 70's.
on May 15th, 2013 at 6:37:08 AM
"Not all heroes are super".Damn...
on May 15th, 2013 at 7:51:29 AM
So, basically, it's the Avengers without the Avengers. Jeez, that's gonna be even more boring than the Avengers.
on May 15th, 2013 at 7:54:15 AM
I'll Give it a shot what else is there to do on a Tuesday
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There's a Good Reason Why Luke Skywalker Isn't on "Star Wars: The Force Awakens" Poster
"The Walking Dead" Fan Kills Friend Who Turned Into a Zombie
"Indiana Jones" Producer Says Harrison Ford Will Not Be Recast
Ridley Scott Reveals Another Title for "Prometheus" Sequel
"Star Wars: The Force Awakens" Demolishes Pre-Sale Records
Paul Bettany Responds to Jason Statham's "Avengers" Insult
Daniel Craig Would Rather Commit Suicide Than Return as James Bond
Marvel Has Contingency Plans In Case It Regains Rights to Superheroes
"Spectre" Breaks Box Office Records Overseas
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So you just got a shiny new manicure and you like this nail colour so much you want to keep it on forever. But then 'Snap!' and it chips. Or, your manicure survives the chipping but nail regrowth is too obvious. Fear not, nail art warriors, there are a few quick ways to cover it READ MORE
Nail Art Tips
3 Easy Ways To Fix Chipped Nail Polish and Nail Regrowthon April 20, 2016
NAFW 2016 Round-up. Plus, 5 Important Nail Art Lessons To Learnon April 19, 2016
Nail Art Fashion Week 2016 is officially over! What a ride it's been with so many fantastic manicures and new talented nail artists discovered and of course, useful nail art lessons learned along the way. The same like last year, so many of you have joined in! It was great to do this challenge together READ MORE
How To Remove Nail Polish Like A Pro – 2 Wayson April 7, 2016
Want to learn how to remove nail polish quickly and without damaging your nails? Easy, in this video tutorial we show you two ways to remove nail polish like a pro! Have you tried to remove a red or black nail polish and ended up with it stuck under your cuticles or smudged all over READ MORE
Expert Advice: How To Avoid Bubbles In Nail Polishon March 8, 2016
Bubbles in nail polish, everyone gets them, no one likes them! It's one of the most annoying things in nail art. Imagine, you've spent an hour perfecting those lines, your nail art looks beautiful and then... you see bubbles emerging, or worse, your top coat creates a storm of bubbles all over your flawless manicure READ MORE
Nail File: Mei Kawajiri, Celebrity Nail Artiston March 25, 2015
With pop art illustrations, miniature geometric prints, detailed portraits and 3D sculptures, nail designs created by Mei Kawajiri really justify the term 'nail art'. In fact 'nail fine art' would be more appropriate to describe these hand painted, photo-realistic images painted without stencils or stickers. In 2012 Mei left her Tokyo salon to pursue her dreams in New READ MORE
2 Genius Tips For A Perfect Glitter Gradient Manicureon December 17, 2014
The glitter gradient is by far the most popular festive manicure. No wonder, it looks fantastic and is an easy one to do. Things can get tricky though. Do you ever get bumps or clumps of glitter when doing glitter gradient manicures? Or maybe the gradient effect is not a smooth transition. I had those problems too READ MORE
5 Top Tips for Succeeding as a Nail Artiston September 16, 2014
Are you dreaming of making it big as a nail artist? If you're thinking of becoming a celebrity manicurist, painting nails at fashion week or even launching your salon, well, today is your lucky day! SoNailicious is bringing you exclusive insider tips and advice from 4 leading international manicurists. Our experts from the USA, UK and READ MORE


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11 Comments
knicktkirkout Artist from United States
This is beautiful. Perfect design. +1
bladerunner Artist from Qld, Australia
Chevinster Artist from Colombo, Sri Lanka
beautiful color blending +1
Please vote/comment
SL Devil Mask (Click Here)
Rastha Tree (Click Here)
This is pretty awesome! The more I look at it, the more I would like to see this print +1
Thanks guys!
Cool good shirt!
Really nice :)
Cool concept! +1
Please take some time to check out my designs, friend :-)
Great execution! love the colors
please vote for my latest design here
cool design voted +1. Vote or comment for my design….....
Great Work +1 !
plz support :D


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Added by AnyClip Subscribe 2 727
Published 9 Dec 2011
1 274
The clip The Fat Lady is gone from Harry Potter and the Prisoner of Azkaban (2004) with Daniel Radcliffe, R...
The clip The Fat Lady is gone from Harry Potter and the Prisoner of Azkaban (2004) with Daniel Radcliffe, Rupert Grint We never got to go to the Shrieking Shack. You heard it's the most... Haunted building in Britain. I know. What's going on? Probably Neville forgot the password again. Hey. Oh, you're there. Let me through, please. Excuse me! I'm Head Boy! Get back, all of you. No one is to enter this dormitory until it's been searched. The Fat Lady! She's gone! Serves her right. She was a terrible singer. It's not funny, Ron. Keep calm, everyone. Break into fours. Back to your common room. Be quiet. Make way. The headmaster's here. Come on, move. You heard. Move! Mr. Filch? Round up the ghosts. Tell them to search every painting in the castle to find the Fat Lady. There's no need for ghosts, professor. The Fat Lady's there. Mind where you're going! Slow down! You listen! I'm Head Boy! Come back here! Keep moving! Dear lady, who did this to you? Eyes like the devil, he's got, and a soul as dark as his name. It's him, headmaster. The one they all talk about. He's here, somewhere in the castle! Sirius Black! Secure the castle, Mr. Filch. The rest of you, to the Great Hall.


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District of Choice (DOC) Applications to be Accepted Beginning November 1, 2016
Riverside Unified School District welcomes families living outside RUSD boundaries to submit a District of Choice transfer application for the 2017-2018 school year beginning November 1, 2016 through January 13, 2017. The District of Choice option is available to any student who does not live within RUSD boundaries but is interested in attending RUSD schools.
Please keep in mind that a District of Choice transfer request is to the desired district and not a particular school site. However, every effort will be made to accommodate specific school requests based on space availability.
The DOC online
applications will be accepted November
1, 2016 through January 13, 2017. No
application will be accepted prior to November 1, 2016.
Click here for answers to frequently asked questions. If you have any further questions please contact the Pupil Services Department at (951) 352-1200.
Click HERE to direct you to the DOC online application. Para Espanol, oprima AQUI.


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Best route map between Jamestown, NY and Olean, NY. This route take about 51 Miles.
The distance and estimated time is placed on the right depending on the status of the road.
, 06:27
* You can see Jamestown, NY and Olean, NY photos above. We provide this photos from Google Panoramio service.
* Jamestown, NY weather as celsius: °C
* Olean, NY weather as celsius: °C
* Weather information on route, provide by Open Weather Map.
All Rights Reserved. © 2010 - 2016 About Feedback


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Top Definition
A German last name. Derived from "dweller".
Hello, Miss Martz.
by Spliffyy September 08, 2008
Trending Now
Can you define these popular missing words?
A martz is a person who is hispanic (spic) and enjoys to have sexual relations with and/or date one of his friends stepsisters
Man im gettin sick of that martz always hangin around my sister
by thayes May 15, 2006


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With 1.7 million freelancers, we'll match you with the perfect talent.
Award winning design that's finger lickin' good!
Hi, I'm Katie. With a BFA in graphic design from Auburn University, an MFA in graphic design from SCAD, and 15 years of commercial design experience in the field, I have mastered the practicalities for designing in the digital age. As the fearless leader of KO & Co. Design, I serve as head of project management and lead designer on all projects.
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Web posted Sunday, June 21, 1998 7:36 a.m. CT
WT to auction off surplus items
Hundreds of items will go the highest bidders on Saturday at the West Texas A&M University surplus auction. The auction will begin at 10 a.m. in the Virgil Henson Activities Center Ballroom.
The auction will feature more than 500 lots of salvage and surplus items which the university no longer has a need. All items will be sold "as is," according to Ann Caraway, director of purchasing and inventory services.
Buyers will also pay a 10 percent premium to the auctioneer on items purchased. Money raised from the surplus auction will go into the university's general fund and is not earmarked for any certain program.
"This is the second time we've tried a public auction," Caraway said. "In prior years, we had sealed bids, and we averaged $15,000 to $20,000. Last time, we had about the same number of items, but with the public auction we made about $70,000."
Items on the auction block include desks, chairs, computers, typewriters, monitors, printers, copiers, projectors, projector screens, televisions, refrigerators, tape players, record players, cameras, power tools, filing cabinets, bicycles, couches, tables, lawn equipment, motors, pumps, ice machines, dumpsters, compressors, vans, trucks, steam heaters and miscellaneous items from the University Police Department's lost and found.
Also in the auction will be 16 lots of collectible post office boxes that were removed during a recent updating of the university's post office.
Aubrey Latham will be the auctioneer. Latham will photograph all of the items for sale, and slides will be shown during the auction. The actual items will not be at the auction site.
Items will be available for viewing from 8 a.m. to 5 p.m. Friday and from 8 to 10 a.m. the day of the auction. Items may be viewed at the old Education Building and the old Agriculture / Nursing Building on the WT campus as well as on the back lot of the university's Central Supply facility.
Bidders may register from 8 a.m. to 5 p.m. Friday at Central Supply and from 8 a.m. to 10 a.m. Saturday at the Virgil Henson Activities Center.
For more information, contact Caraway at 651-2105.
We'd love to hear your feedback. © 1998 Amarillo Globe-NewsWebmaster
_uacct = "UA-2472207-1";
© 2016. All Rights Reserved. | Contact Us


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ELMONT. N.Y. - In the last 15 years, as American training methods have changed dramatically and top horses never race three times in 5 weeks except during the Triple Crown, only two horses that ran in each of the events during racing's marquee series have been able to win the Belmont Stakes.
In this era, to survive the series and come out the other side with a victory, it takes sensational animals like 2001 Horse of the Year Point Given and Philly's own 2005 3-year-old champion Afleet Alex.
When Palace Malice cruised by Preakness winner Oxbow at the head of the stretch in Saturday's Belmont Stakes and Kentucky Derby winner Orb's turn move disintegrated in the long Belmont Park stretch, it marked the seventh time since 1999 that a horse ran in the Derby without winning, passed the Preakness and won the Belmont. This can't be a coincidence.


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Bay State Business Products Inc telephone number is (781) 871-6670.
Telefax: No fax number available
Website: No web address available
Biz owner? Moderate reviews or edit listing.
Search entire category for Fax Machines & Service
Fax machines ,in Rockland, provide a popular way of data transfer, where documents are transferred over telephone lines. The data are not encrypted and they provide a much secure way of transferring than other available methods. Nowadays data can even be compressed before transmission through fax machines.
Biofuel: Food In, Fuel Out, But Is It The Answer We're looking For?
(Long Island, NY) In today's environmentally-conscious worldview that is being shared by more and more people, alternative fuel sources are the Holy Grail of the "green" movement. There are many new ways to eschew hydrocarbon-laden gasoline when it comes to filling up your vehicle's tank at the pump, and one of the most oft-talked about are biofuels- mainly ethanol and..


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The five-seat ILX sedan is the brand's entry-level model. Based on the Honda Civic, the ILX offers three drivetrains, including a hybrid system. The ILX competes with the likes of the Audi A3, BMW 1 Series, Buick Verano and Lexus CT 200h.
New for 2014
Now in its second model year, the ILX gets new standard features including leather seating, simulated-leather door trim, an eight-way power adjustable driver's seat, heated front seats, a multiangle backup camera, a new subwoofer for the stereo and an active noise cancellation system.
Exterior Highlights
- Similar in size to the Honda Civic but with more intricate and elegant styling
- Standard 17-inch alloy wheels
- Acura's trademark silver-shield grille
- Power moonroof
- Optional xenon high-intensity-discharge headlamps
- Optional fog lights
Interior Highlights
- Automatic air conditioning
- CD stereo with USB, iPod and Pandora connectivity
- Optional navigation system
- Optional ELS premium audio
Under the Hood
- Standard 150-horsepower, 2.0-liter four-cylinder pairs with a five-speed automatic transmission with paddle shifters
- Optional 201-hp, 2.4-liter four-cylinder pairs with a six-speed manual
- Optional hybrid model combines a 1.5-liter four-cylinder engine, an electric motor, a high-voltage lithium-ion battery and a continuously variable automatic transmission
- Premium gas required
Safety Features
- Side-impact airbags for the front seats
- Side curtain airbags
- Antilock brakes
- Electronic stability system
Featured Services for this Acura ILX Hybrid
- Sell your current car quickly and easily on Cars.com.
- Not sure what auto repair should cost you? Use our price estimator.
- Get help with car repair now on Cars.com. Visit Repair & Care


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Trailer blaze called suspicious
ORANGE Vermont State Police say a camping trailer fire Sunday in Orange is considered suspicious.
The Barre Town Fire Department was called to an unoccupied camping trailer engulfed in flames Sunday morning on Bennetts Mill Road, according to state police.
The fire was put out that evening, and nobody was injured. State police say the trailer, owned by Gordon Kidder, 67, of Orange, was valued at around $1,000.
The Vermont State Police Fire Investigation Unit and an investigator with the Division of Fire Safety went to the scene to investigate.
State police say the fire investigation team has deemed the cause of the fire undetermined but suspicious.
Anyone with information is asked to contact state police at 748-3111 or the arson tip line at 800-32-ARSON.MORE IN This Just InSOUTH BURLINGTON While thinking about space exploration might be associated with Cape... Full StoryWhile the State Department announced Wednesday that Rutland had been approved as a resettlement... Full StoryGRANITEVILLE Vermont State Police say a Graniteville teenager was arrested as a fugitive from... Full Story
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Fiona Apple Has Some Words for Perez Hilton
"Lay off with that stuff because it hurts my feelings."By Amanda Dobbins
"Lay off with that stuff because it hurts my feelings."By Amanda Dobbins
Surely there are other highways.By Amanda Dobbins
Al Gore is crying.By Amanda Dobbins
Rusty Fleming does (TMZ) TV.By Amanda Dobbins
Uh-oh.By Amanda Dobbins
Complete with a message for some "inappropriate" Texas police officers.By Andre Tartar
Is there really no other way to get from Mexico to Texas?By Amanda Dobbins
"This world is bullsh*t!"By Eliot Glazer
First, there was Louis C.K. Then, Robin Williams. Now ... who? Wait, seriously?By Eliot Glazer
Congrats, America.By Amanda Dobbins
And that's why you bought the new album.By Eliot Glazer
Too charming.By Amanda Dobbins
But first, she had to tell someone off.By Caroline Shin
From late-nineties grunge to today's long skirts and lacy details.By Charlotte Cowles
Talking and texting and inebriating and listening to music and staying up late and generally spending a lot of hanging-out time with one of America's most mesmerizing and (ordinarily) most reclusive songwriters.By Dan P. Lee
NME, you oughtta know [better].By Eliot Glazer
And her album is streaming now.By Amanda Dobbins
For "Every Single Night."By Andre Tartar
Another way to justify staying indoors.By Andre Tartar and Caroline Bankoff
Plus, more new Fiona and Usher.By Amanda Dobbins


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I'm not trying to start anything by ANY means.... so I wanted to say that first.
My ODD is 3 1/2. I b/fed her for about 2 months... soooo hard. She was But this time around it has just clicked for me and my LO. We have made it almost 7 months. My first goal was 3 months and then 6 and then Christmas. I'm just praying we make it a year... however, I worry... Silly I know.... I can honestly say that breastfeeding has been the HARDEST-most rewarding thing I have ever done. I keep telling my DH that is the best feeling in the world to know that I'm supplying those chunky little legs! HA! This is not a bragging thing by any means-I'm just So thankful that I've had the opportunity to make it this long with my LO!
Anyone else have a power story to share?


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2082 posts tagged with Apple.
Displaying 151 through 200 of 2082. Subscribe:
iOS and apple newbie seeks remote desktop help
I'm trying to start learning iOS having a CS background but minimal exposure to iOS environments and apple products in general. I'm debating about whether to purchase an imac or macbook pro. [more inside]
My Computer Cannot Even
Need to replace my laptop at short notice. Should I blow my bank account and get a MacBook Air, or pick up a Chromebook (or the like) as a stopgap measure while continuing to save up for the Pro I really want? [more inside]
IOS 8 installed, not functioning
I recently installed IOS 8 on my iPhone. Unlike some, I had no trouble with the download per se. However, none of the new features seem to be present; and while it says on the software update page that it has been downloaded, the little 'number 1' is still showing up on the settings page. FWIW, the iCloud backup button (with the option to turn it on or off) seems 'frozen' as well. Might anyone have any ideas?
iPad best practices
My laptop died. Boo. I got a new iPad Air. Yay, I guess. How should I set up my privacy, security, and general user preferences? [more inside]
How can I best fast-forward podcasts in my car?
My Honda Civic is quirky when it comes to playing and controlling an iPod for music or podcasts. I need a method to play lengthy podcasts over my stereo AND to retain the ability to fast-forward and rewind within those podcasts. I have many ways to stream or connect to play audio, but the only way I've found that allows me to fast-forward or rewind is also the one that apparently falls prey to a "known issue", causing me to get a random stereo "crash". [more inside]
What music is used in the reveal video for the new Apple Watch?
Here's the YouTube version of the video. I tried Google, Shazam, and Audentifi without any results. Does anyone know what the song or artist is? I understand it may be from an audio library or custom made for this video, but I thought I'd see if anyone can identify it.
iMac: buy now or wait?
My trusty macbook is beginning to show its age and so I am considering upgrading to an iMac. Should I just go out and get one now, or should I wait for the next upgrade? [more inside]
Am I going to regret buying a used iPhone 4?
My current Android phone is dying, and I've had bad luck with other Android phones. Money is real tight right now, but I'm thinking about buying this used Apple iPhone 4 for $95. Will I regret the purchase? [more inside]
Clean personal info off work computer while leaving apps behind?
I got a new job (cool!) but have to turn in my MacBook Air from old job (oh well). Since I also used as my primary laptop for personal stuff, like banking and Facebook, it also has a ton of personal data on it. (I plan to buy my own laptop for next job. And no, I did not look at naughty stuff on it -- I do have a tablet.) The company wants the programs already installed left on the computer, which is reasonable -- so leave Photoshop and Word installed -- but I want to clear off any personal data. Is there a good way to scrub an Apple computer while leaving programs behind? Right now you could go to Twitter on my browser and log into my personal account without a problem. (I realize I can just Clear History on browsers, but also looking for deeper scrub, such as WiFi passwords and stuff on keychains).
Cannot Boot into OS X or Safe Mode
I am running OS X 10.8 on a mid 2007 MBP. Yesterday I noticed my laptop was running very hot, the screen was off and it wasn't responsive to the mouse/keyboard. I manually rebooted, and now I am unable to boot into OS X. [more inside]
Looking For Best Entertainment Solution
With all of the technology and information at our fingertips, I am having finding the best way to watch movies. There are no longer any video stores near me. I have amazon prime, HBOgo and Netflix & my cable company on demand. It seems like every time that I want to see a movie it is not on Netflix or HBOgo, but is on Prime. [more inside]
iPad mini: worth it for translators/interpreters?
I'm a grad student/translator who's debating picking up an iPad mini. Help me decide if it's worth it when I already have a bunch of other tech. [more inside]
Best time to buy an expiring-generation iPad?
I'd like an iPad. What's the optimal time to try to get one of last generation's iPads, new or refurbished? How long will retailers carry them after the product line is refreshed? [more inside]
Help me outfit my iPad Mini for the boardroom
Looking for a classy leather case for my new iPad mini with Retina display. Apple's Smart Cover is proving to be fairly flimsy and cheap. I'm looking at the StilGut Couverture leather case and Apple's own Smart Case - any other cases I should be thinking about?
Transferring files from PC to new iMac
I bought my very first mac yesterday - an iMac. Very excited!!!! I went through the start up screens where it offered to automagically transfer my files from my 5 year old sony vaio laptop, sitting in the same room. I am normally skeptical but decided to exercise blind faith and let it do it's thing. When it starting the transferring/migrating sequence, it said 40 hours left. Should I have done something different/better and why didn't it warn me? [more inside]
iMac Accessories
Purchasing a new iMac, looking for accessories recommendations. [more inside]
Which iMac Should I Purchase?
Help me figure out which iMac I should buy. [more inside]
Extending an Aiport Express wireless network
So I have two Apple Express routers, one 1st generation, the other a 2nd generation. The new one is hooked up directly to the cable modem downstairs. I'd like to use the older one to extend the network to the upstairs and back of the house, where coverage seems spotty. But the older 1st generation router doesn't seem to extend the network. It can only join thr original network. When I try to use it to extend the network, the router light goes from green to yellow or flashing yellow. Repeated restarts of this 1st gen router, forgetting the device, resetting default settings and re-configuring don't change the inability to extend the network. Any suggestions on how to get a 1st gen Apple Express router to extend the network generated by a 2nd Gen Apple Express router?
Help me make a beet slaw I can refrigerate for weeks.
I want to make a beet slaw for adding to lettuce-based salad. The thing is, I'm unlikely to eat it all immediately, so I want to make a bunch, put it in a jar in the fridge and consume it over a period of weeks. I want to do this without dying of food poisoning, mold eating, or fermented beet alcohol poisoning. [more inside]
Apps That Help Combine Photos to Fix When People Don't Smile or Blinking
I used to use and love an iOS app called GroupShot that helped you magically combine the good parts of multiple photos into one to help fix issues like when people don't smile or accidentally blink or when they aren't all looking at the camera at the same time. The app no longer works right and I can't find any others like it! Anyone know of any other apps out there that do that? [more inside]
I've Never Wanted To Be At The Front Of The Line Until Now
I hate my awful, auto-dialing, MotoX android with a passion and am counting the days until the introduction and release of iPhone6 in September. Help me come up with a strategy to get one of the early models and not have to wait months until there is a significant amount of product for general distribution. In other words I want to actually have an iPhone 6 in my hands in September. How do I do it?
Unbelievable Double Mac OS disaster(TM)
Not one but two Macs refuse to boot, getting stuck on the grey Apple logo screen. What can I do and what could have possibly caused this?? [more inside]
How do you fight for your consumer rights when you are socially anxious?
My Mac Air manifested damage within 6 weeks of purchase, but Apple refuses to take any responsibility (damage isn't covered under warranty), insisting I caused it. My credit card doesn't offer insurance. The only option they've given me is to pay $500+ to have it fixed. If you were me, what would you do? [more inside]
Apple Products and Virus Protection
Just wondering if I should be doing more to protect my Apple Products for viruses and malware, etc. Should I be more proactive? [more inside]
Really? The computer that used to come in "Blueberry"?
I'm fed up with Windows and want my next computer to be a Mac—but the product landscape has changed a lot since the last time I seriously considered it. Is an iMac really a competitive machine for someone doing heavy graphics and video work? [more inside]
Can I use Dragon Dictate for Mac to transcribe MP3's of my dictation?
So I'm trying to decide whether I'd prefer to send MP3s I dictate into a digital voice recorder to an overseas personal assistant to be transcribed or if there's some way to do so with technology. Even if it wasn't 100% exact I could still clean up the files later. So the question is: is there a way to do this? I have the latest version of Dragon Dictate for Mac and the files are digital. Is this possible?
Loaner iPhone for All Repairs?
My wife's iPhone 5 seems to have a hardware failure. I'm going to try taking it to the Apple Store tonight, anticipating they'll have to send it in for repairs. It's out-of-warranty, so we'll likely have to pay for the repair. The question I have: is there a loaner program? She needs something while it's out. I know they had one for a defect--is it available for all repairs?
To update or not update my OS: Verizon iPhone4
I've got an old Verizon iPhone I would dearly love to keep as long as possible, because once I give it up for a newer one I lose my unlimited data plan. (Grumble! Rant!). [more inside]
Can I really not buy an iTunes giftcard for someone in another country?
I'd really like to give someone an iTunes gift voucher. Problem: I'm in the UK and they're in the US, and my googling so far says it can't be done cross-border. Is there a workaround I'm missing?
Old(ish) and established, or hot new startup?
I'm in a good position; I'm being pursued by two big tech companies for a public policy/government relations/privacy role, at a regional (ie multi-country) manager level. One is an established giant, the other is a hot, extremely well-funded and rapidly expanding startup. But which to choose? Hope me, MeFites! [more inside]
Peculiar password problem
The OS X GUI—but only the GUI—has stopped accepting my password. Any password. [more inside]
Easy way to manage iPhone photos and iCloud photo backups?
I'm getting frequent alerts on my iPhone that my free 5gb of iCloud storage is full. Most of this is from years of photos on my phone--in fact, that's pretty much the only thing on my phone I would care about having backed up. I also think most/all of the images on my phone are already backed up to my computer in Lightroom. Is there a convenient/automatic way to handle what photos stay on my phone and what photos are backed up to iCloud? [more inside]
Stock just split, so what do I do with my paper certificates?
A while ago I was gifted a few shares of AAPL stock. They were – and still are – on paper certificates. I don't have a brokerage or anything. Today that stock split 7-for-1. Do I need to do anything now? You can assume I know pretty much nothing about this stuff. Thank you!
Cheap graphics card for 2008 iMac?
Apple iMac A1225 desktop computers from 2008 came with the notoriously unreliable Nvidia 8800GS graphics card that burns out and turns the iMacs into bricks. Getting a new Nvidia 8800GS graphics card costs about $650 for the part. Getting a used one on costs about $300. Is there a cheap alternative -- something that costs, say, $50? As I understand it, the only alternative is the ATI 4850, which go for about $300 used. Yet I find it hard to believe that there are no other graphics card options.
Apple Certified Lightening Cable Recommendation
Looking for a recommendation for a LONG (6 feet) Apple Certified Lightening Cable that works works to charge my iPad. [more inside]
How can I safely use my iPhone 5 when I'm driving?
I want to make and receive calls when I'm driving, but I want to do it as safely as possible. I've tried two different Bluetooth devices, and they were both terrible. [more inside]
Can my 27" Cinema Display fly?
I have one of the 27" Apple displays. I am flying from Seattle to Hawaii next week, and need to take the display along for work purposes. I have the original box, and the airline is fine with me checking this kind of 'luggage'. But I have a few concerns... [more inside]
OS X 10.9.3 local networking broken
Updating to OS X 10.9.3 appears to have broken my ability to see other devices on my local network. Any ideas on how to fix? [more inside]
Buying a used iPad and not getting ripped off - help!
I want to buy a used iPad - third or fourth generation, and avoid Apple's high refurbished prices. What should I know? Where and how should I look? How to avoid eBay scams? [more inside]
Processor Specs for MB Pro and MB Air
I'm confused about processing specs on newer/older Macbook Airs and Macbook Pros. [more inside]
Apple 'buyer's remorse' clarification for in-store pickups
For online purchases delivered to an Apple Store for in-store pickup, does Apple's 14-day 'buyer's remorse' return period begin 1) at the order date, 2) at the date the item becomes available in-store, or 3) at the date of actual pickup? I'm somehow failing to get a clear answer through internet searches. [more inside]
Applecare about to expire - last minute diagnostics?
My Applecare for my Macbook Pro will expire in a month. I haven't used it for anything save a replacement charger, but I'm wondering whether there are any diagnostic tests or lists of common problems I can check against to see whether there are any repairs I should ask for. It's totally fine if the answer is a simple "no" - I understand for hardware, if it doesn't fail right out of the box or in the first few uses, it's probably fine. I just want to double check!
15" macbook wifi failure
I have a 2011 Macbook Pro, 15", a1286. recently, when i turn on the computer the wifi works for maybe one minute, then even though the airport signal stays strong, i can't connect to anything. I ordered a used wifi card off of ebay, and the same thing happens. so i'm guessing it's not the wifi card, but the flex cable, the antenna, a software bug, or (worst of all worlds) the logic board itself. I ordered a new flex cable, and i hope that fixes the issue. If it doesn't, has anyone else had this problem before, and would recommend anything? If it's not the cable i really hope it's a software bug. I'd hate to replace the logic board, otherwise known as "buying a new computer"
I ♥ my White Apple Wireless Keyboard, but it's time for a change!
I am looking for suggestions on a full-sized, wireless keyboard (Bluetooth or non-Bluetooth) that would be a worthy replacement for my old, disgusting White Extended Apple Wireless Keyboard. [more inside]
iPhone Recall Loaner: Can I Just Keep It?
I went to get my 16GB iPhone 5 repaired or replaced under the iPhone 5 Sleep/Wake Button Replacement Program today, and after some testing and such I was issued a loaner phone (also a 16GB iPhone 5) and told that mine will be repaired in about 6-8 days. I think I'd like to just keep the loaner, and it seems like that may not be encouraged but may be possible... [more inside]
Android in a Apple world?
The ghost of Steve Jobs and I disagree on smart phone design. Can I make an Android phone work with all my existing Apple stuff? And if so, which Android phone should I get? [more inside]
How do I make IMAP work for me?
IMAP is supposed to be able to preserve message state information across clients. So why is it that my email read/unread states aren't transferring from my Macbook to my iPhone? [more inside]
New OSX on an old Mac Mini?
My mother has an early-2010 Mac Mini. Apple says she can upgrade to 10.9.2 for free, but she's not sure if it's a good idea, so she asked me. Her model is on the official compatibility list, but is it a good idea to upgrade? Is there likely to be a noticeable performance hit, or stability issues? Have you personally had a good experience with OSX Mavericks on older Intel macs?
Physical Switches, Knobs or Buttons for controlling Apps on my Mac?
So, I run everything in my life through my mac computer. My television programming, my music, et cetera. I listen to a lot of online radio throughout the day. I would really like to "flip on" a program (or set of programs) with a single analog switch. [more inside]
Plex + VPN = fffffffuuuuuuuu
How can I get my VPN (privateinternetaccess) to play nice with Plex? [more inside]


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The NBA announced the move Monday.
This is the first season the teams have been paired as affiliates to develop young players. The Timberwolves had been paired with the Sioux Falls Skyforce for the previous seven seasons.
The Iowa Energy are entering their seventh season in the NBDL. The team, owned by a group of Iowa businessmen, won the NBDL title in 2011.
The franchise tied a league record with four consecutive playoff appearances from 2008-2011.


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Dirty Vegas
~ Group
Dirty Vegas is a British house music band initially made up of Ben Harris and Paul Harris (no relation) on instruments and production and Steve Smith on vocals. The group formed in 2001, then broke up in 2005 before reforming in December 2008 to record new material.
They are best known for their international hit single "Days Go By", which gained mainstream popularity in a 2003 Mitsubishi Eclipse television commercial, and for remixing songs created by other artists.
Showing official release groups by this artist. Show all release groups instead, or show various artists release groups.