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May 22, 2012
Rockbeat Records
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"Raw" is not an understatement. The audio on RockBeat's 2012 release Raw Blues: Magic Sam 1969 is muddy and ragged, sounding like a bootleg because that's essentially what it is: an audience tape from December 1, 1969, recorded just five short months before Magic Sam's death. It may be raw -- some may find it too murky to listen to over an extended period -- but Magic Sam is in fiery form and his guitar pierces through the gunk, sounding limber, alive, and electric. And considering that there are not so many official recordings left behind by Magic Sam, this warts-and-all live set is worthwhile for the devoted.
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Zix Corporation (NASDAQ:ZIXI)
Q1 2012 Earnings Call
April 24, 2012 5:00 EST
Geoff Bibby – VP Corporate Marketing
Rick Spurr – CEO, Chairman & COO
Mike English – CFO
Mike Malouf – Craig-Hallum
Ian Kell - Northland
Good day, ladies and gentlemen and welcome to the First Quarter 2012 Zix Corporation Earnings Conference Call. My name is Melanie and I'll be your coordinator today. (Operator Instructions) I would now like to turn the call over to Mr. Geoff Bibby, Vice President Corporate Marketing. Please proceed.
Geoff Bibby
Thank you, Melanie. Thank you for joining our 2012 Q1 conference call. You can find our earnings press release on our investor website at investor.zixcorp.com. The earnings release contains instructions for accessing a recording of this call. Our Chairman and Chief Executive Officer, Rick Spurr, will provide an overview of the company's performance in the quarter, and our CFO, Mike English, will give you details of our financial results.
Later in the call they will answer questions from analysts and institutional investors. Listeners can also submit questions during the call to our investor relations mailbox at firstname.lastname@example.com.
Rick and Mike will provide forward-looking statements on matters such as forecast of revenues, earnings, operating margins and cash flow, projections of our contracts or business, and comments on trend information. The company undertakes no obligation to publicly update or revise any forward-looking statements. Forward-looking statements are subject to risks that could cause actual results to differ materially from our expectations. The risk factors section of the company's most recent Form 10-K filing with the SEC gives examples of those risks.
Rick and Mike will refer to various non-GAAP financial measures, such as adjusted gross profit, adjusted operating expenses, adjusted earnings and adjusted EBITDA. You can find in our earnings press release and on our investor website detailed explanations of our non-GAAP financial measures along with reconciliations of our adjusted items to the most directly comparable GAAP financial measures.
Now I am pleased to turn the call over to Rick.
Rick Spurr
Thanks, Geoff. Good afternoon, everyone, and thank you for joining us today to discuss Zix Corporation's first quarter financial results. I am pleased to report another very solid quarter for the company. From a top line perspective, we achieved record revenue in the first quarter of $10.3 million, which was up 11% over the first quarter of last year and surpassed our revenue guidance for the quarter of $10 million to $10.1 million.
We also, for the quarter, exceeded our guidance for non-GAAP net income per fully diluted share. Non-GAAP net income for the first quarter was $2.9 million, up 13% over $2.5 million in the first quarter of last year. Non-GAAP net income for the first quarter, expressed on a fully diluted per share basis of $0.04 per share, was up 25%. This per-share increase is not evident due to rounding. The 25% increase is a function of both the non-GAAP net income increase and the reduced number of outstanding shares due to our share repurchases.
New first year orders for the quarter grew 14% to $1.7 million, compared to $1.5 million in the first quarter of last year. Later in the call, I will go into more detail on the breakdown of the new first year orders and some positive changes in their makeup, including a very strong performance from our large OEM partners.
Total bookings for the first quarter came in at $9.1 million, up slightly over the first quarter of last year, and our backlog at the end of the first quarter of 2012 remained healthy at $52.3 million. We continued our consecutive quarterly string of GAAP profitability, achieving GAAP net income of $2.4 million.
On a fully diluted share basis, GAAP profitability was $0.04 per share, as compared with $0.03 per share in 2011, an increase of 11% over the first quarter of last year. This represents our ninth consecutive quarter of GAAP profitability. Our business continued to generate strong cash flow, with $2.5 million in cash flow from operations during the quarter. We ended the quarter with cash balance of $18 million, which was down $2.7 million from our year-end cash position of $20.7 million. The decline in cash was directly attributable to share repurchases during the quarter as part of the stock buyback plan we have in place. Mike English, our CFO, will provide more details on the buyback later in the call.
As we've noted before, our healthy balance sheet and the strong cash flow we generate allow us to continue to invest in our growing business while also driving value to our shareholders through a share repurchase program. As I noted on our last conference call, we believe 2012 will be a very strong year for the company as momentum begins to build.
Looking at the competition of our new first-year orders for the first quarter, I am pleased to report a significant increase coming from our large OEM partners. In fact, for the first quarter, our OEM partners represented the highest new first-year order contribution in the history of our company, and we see this positive momentum continuing to build.
Google was up 49% over the first quarter of last year, and Symantec increased 115% over last year. These very strong growth rates reflect the increased activity in the marketplace for email encryption, strengthening field-level relationships between our sales teams and theirs, and the partners' growing capability and confidence in selling Zix Corp's services. We continue to work diligently with these partners to continue this sales momentum, and also to attempt to integrate our products even further, to enhance our joint competitiveness in the marketplace.
In addition to these strong OEM partner results, our VAR and managed securities services partners, we call MSSPs, contributed 25% of new first-year orders during the quarter. We continue to invest in these VAR and MSSP channels. In 2011, we increased the total number of these partners by 65%. Most of these were added late in the year, and there is a typical lag time before they become productive. So we hope to see contribution from these channels grow over the course of 2012.
All of these third party reseller relationships--OEMs, VARs, and MSSPs--take a long time to create and nurture, but as you know, they are key to extended reach and coverage and the financial leverage in our business model. Our ever-vigilant focus on this distribution strategy is starting to pay off as, together with these partners, we are poised to capture increasing industry demand for email encryption.
Turning to direct sales, our enterprise sales team, which targets larger customers of 1,000 or more employees, was the one area of weakness that we saw during the quarter. But we believe this was due to several larger deals that moved beyond the quarter, one of which is closed now and others that are still active and represent situations where competition has been eliminated. We are very encouraged by what we are seeing in the enterprise sales team's pipeline and expect to see solid growth from them as we move through the remainder of the year.
Our corporate sales team, that sells to the small and medium business segment, where companies have less than 1,000 employees, contributed a solid 45% of new first year orders during the quarter. We look for continued growth throughout the year from this group as demand and leads from this segment also continue to grow.
In summary, with regards to new first year orders, the partner results are impressive and position us for broad reach and coverage in the enterprise and corporate direct sales, although affected by Q1 seasonality, appear to be positioned for a good year as demand, measured by inbound leads and our sales pipeline seems to be increasing.
Now, let's discuss our leadership position in the industry. We have a very sustainable and defensible competitive advantage in the email encryption market. Due to our industry-unique architecture, we offer the only fully transparent email encryption service available today. This architecture includes our Zix directory, which has been building for the past 10 years and represents a significant barrier to entry. And we are well-positioned to continue to gain market share as our win rate continues to be approximately 70% in the deals where we engage.
Noteworthy is the fact that an increasing number of deals are now displacement opportunities due to older competitors and older technology that is no longer meeting the needs in the market place.
While continuing to expand our competitive advantage and our lead in the email encryption segment of the market is key to to continued market share expansion, a particular focus on ease of use for senders and receivers is key to accelerating market adoption and the overall growth in the size of the market. We believe adoption of encrypted email at the user level is still only 10%. So, the huge opportunity we have is moving adoption up to 30%, 50%, or even 100%, as we add more and more customers to the network and as we find more and more ways to make email encryption automatic and transparent to users.
Our most recent innovation to make email encryption automatic and transparent to users is embodied in our ZixGateway 4.3 release, made available in the first quarter. This release incorporates an industry standard, TLS or Transport Layer Security, into our best method of delivery. What this means is that when our policy engine determines that an email or attachments contain sensitive information, we determine the preferred way to encrypt, and then our system uses our best method of delivery to deliver the encrypted message in the most effective, easy to use way, given the technology and the network configuration of the end user.
Now with the release of ZixGateway 4.3, we first see if it's possible to deliver using ZixGateway-to-Gateway transparency, which occurs when both the sender and the receivers are Zix customers. This is by far the safest and easiest method of delivering encrypted mail and ensuring a broad range of options for the receiver and ensuring that all replies are encrypted as well. If ZixGateway-to-Gateway is not option, our best method of delivery then will determine if a transparent TLS delivery mechanism has been enabled and if the setup of that connection satisfies the security policies of the senders. If the answer is yes, then we'll deliver the message transparently using TLS.
Prior to ZixGateway 4.3, 30% of our recipients were receiving their mail transparently without any registration or password required. Now, augmenting this with TLS, where possible, should help to expand upon the percentage of the recipients receiving transparently, and because of the tight integration we designed, we are the only solution in the industry that can provide detailed reporting for security compliance officers. This detailed reporting enables users to determine exactly if and how an encrypted message was sent, whether it was between ZixGateways, sent using TLS, ZixMail, or via the Zix portal. Reception we have seen from our prospects and industry analysts has been extremely positive, and we are excited to add this innovative offering to our list of differentiating features.
Our technology is but one view through the prism. Another view is based on industry vertical. We measure our new first year orders and our revenue in four categories: our three core verticals--Healthcare, Finance, and Government--and a fourth category we simply call Other captures the rest. The breakdown across these verticals remains similar to prior quarters, with Healthcare leading the way followed by Finance, Government and Other.
We expect Healthcare to continue to be strong source of new business in 2012. This is in part due to a far more intense enforcement environment coupled with the expected issuance of the final high tech regulations that will kick off the full version two of the HIPAA era.
The industry has been operating under an interim rule from Health and Human Services since 2009. But the widely-held belief is that we'll see the final rule in 2012. This could mean any organization that sat on their hands for years in anticipation of final language will now have to get moving.
Market data suggests that only 60% of hospitals in the United States have some form of encrypted email. So 40% of the market has yet to adopt. Of the 60% that have implemented some solution, Zix has a 40% market share, with deployments now in over 1400 hospitals. So we believe our opportunity in this segment continues to be sizable. The dominant position we've taken in healthcare serves as a great example of the power of our Zix directory, waking users and maximizing ease of use through transparency.
We are also pleased with our progress in the Financial Services vertical. In Q1 we added banks and other financial institutions to our customer base, so that now we have over 1700 Financial Services customers and are used in 18% of the banks in the United States.
In closing, I am pleased with our record results for the first quarter and am very confident in continued positive momentum as we look to the rest of the year. While the first quarter of 2012 represents growth over our 2011 first quarter, we believe we have a long way to go to reach the company's true potential for growth. We continue to focus our efforts on achieving that growth going forward. With that, I now would like to turn the call over to Mike English, our CFO, to discuss our first quarter financial results in more detail. Then we'll be happy to take your questions. Michael?
Mike English
Thanks, Rick. Good afternoon, everyone. We achieved excellent results in our key financial metrics, including revenue, net income, adjusted net income, and adjusted EBITDA in the first quarter of 2012. We reported record revenues of $10.3 million for the first quarter, which compares to $9.3 million for the first quarter of 2011. This was above the top end of our guidance range of $10 million to $10.1 million.
GAAP net income was $2.4 million, essentially flat with the same quarter last year. On an adjusted basis, non-GAAP net income for Q1 2012 was $2.9 million, compared to $2.5 million for the same period last year. First quarter revenue grew $1 million in increase, an 11% increase over the comparable 2011 figure. Our OEM partners drove approximately $340,000 of the revenue increase for the quarter, a 34% improvement from the first quarter a year ago. Our direct sales to enterprise and corporate customers, including through our re-sellers and managed security service providers, drove the remaining growth.
We ended the first quarter with bookings backlog of $52.3 million, which is a 5% increase over the $49.7 million backlog at the end of the first quarter 2011, and 3% below the Q4 2011 ending backlog. Although our subscription model generally delivers sequential quarterly increases in our backlog, we do from time to time see minor dips due to normal timing of renewal orders and the amortization of scheduled revenue on existing contracts. The first quarter was one such case. We anticipate approximately 58% of the backlog will be recognized into revenue in the next 12 months.
Let's move on to look at our various margins, as well as the details in our expenses. We achieved first quarter adjusted gross profit of $8.5 million, 82% of revenues. This compares to $7.5 million, 81% of revenues for the same quarter in 2011. On a sequential basis, it compares to $8.1 million, or 82% of revenues for the fourth quarter of 2011.
Adjusted R&D expenses were $1.5 million in the first quarter of 2012, compared to $1.3 million in the first quarter of 2011. Adjusted SG&A expenses for the first quarter were $4 million, compared to $3.7 million for the first quarter of 2011.
Adjusted operating margin for the first quarter was $3 million, 29% of revenues, compared to $2.5 million, or 27% of revenues for the first quarter of 2011. Our adjusted EBITDA for the quarter was $3.3 million, compared to $2.9 million in the first quarter of 2011. The adjusted EBITDA margin percent for the first quarter was 32.4%. Capital expenditures for the first quarter were $228,000, and depreciation expense was approximately $333,000. Approximately 71% of depreciation expense was recorded in cost of revenues.
We ended the quarter with $18 million in cash, a sequential decrease of $2.7 million. The net decrease was driven by a $5 million repurchase of our common stock, which resulted in the repurchase of 1.7 million shares at an average price of $2.97. This repurchase was part of the $15 million share repurchase program announced in November 2011. At the end of 2010 there were 67.2 million shares outstanding, and by March 31, 2012, that number had declined to 62.1 million, in large part due to share repurchases.
Operating cash flow for the quarter was $2.5 million, down from $3.4 million in the same period last year. The year-over-year decline resulted primarily from the normal timing of cash collections from our customers. Adjusted net income for the first quarter was $2.9 million, which compares with $2.5 million for the same period in 2011. Our adjusted net income for fully diluted share of common stock for the quarter was $0.04 versus $0.04 from the same period in 2011. As Rick noted, because earnings per fully diluted share is expressed by rounding to the nearest penny, the actual year over year share increase of 25% is masked by the rounding.
Now let's move on to guidance for 2012. For the second quarter of 2012, we project our fully diluted non-GAAP adjusted earnings per share to be $0.04. Our projected revenue guidance ranging from $10.3 million to $10.5 million. For the full year, we reaffirm our revenue guidance of $41 million to $43 million, and fully diluted non-GAAP adjusted earnings per share of $0.19 to $0.20.
In closing we are pleased with our first quarter results and look forward to continued strong performance throughout 2012. With that I'll turn it back to Rick.
Rick Spurr
Thank you, Michael. So let's turn it over to questions from the audience.
Question-and-Answer Session
Yes, sir. (Operator instructions.) Our first question comes from the line of Mike Malouf with Craig-Hallum. Go ahead.
Mike Malouf - Craig-Hallum
Hi, gentlemen. Thanks for taking my call.
Rick Spurr and Michael English
Hey, Mike.
Mike Malouf - Craig-Hallum
A question on the new 4.3 release. We talked a little bit about this last quarter and you alluded to the increase in transparency. I'm just wondering if you guys are thinking about doing a little bit more study on the transparency increase by implementing TLS. And if so, are you going to put out a white paper and incorporate that into some of the marketing that you're doing? I can imagine that it would be a big help for the larger account.
Rick Spurr
That's really great, Mike. It's a great question. We have built metrics or measurement techniques in our software, which tell us, as I shared, that 30% of our recipients today, prior to the implementation of TLS, receive messages transparently. We are now instrumenting a system to measure the increase in the percentage of transparency as a result of the implementation of ZixGateway 4.3. So that information will become available over the course of time.
The tricky part of this is that TLS is something that customers choose to implement, and it's a function of how many direct links they implement. These are all point-to-point links with their major partners. So we have no way of knowing how many of those are out there. We can, in a given instance with a given message, test for the existence of one of those links between sender and receiver, and we can then capture the fact that that was sent transparently, and as you suggest, measure it over time. We also are, as part of our R&D investment in 2012, creating detailed reporting that will be visible to the customers so that they will be able to see exactly what percentage of their outbound mail is being sent transparently.
Mike Malouf - Craig-Hallum
Okay. Good. That's helpful. I'll look forward to seeing that.
Rick Spurr
I'm sorry I can't give you the exact timing, but hopefully as we go through the course of 2012 we'll have better statistics.
Mike Malouf - Craig-Hallum
Okay. Great. And then with regard to new first year orders, I know you talked about the strength on the OEM side with Google and Symantec being very strong. It looks like on the corporate side they put in a pretty decent quarter. I'm just wondering if you could give a little bit more color on the direct sales side. Are they running into any significant competition there? Or really we just slipped from the first quarter into the second quarter? Typically if it's a large account, you might announce a large account, and I'm just wondering have you announced that large account that's signed yet? Thanks.
Rick Spurr
No, let me comment on this announcement thing. There's, I think, a wide misunderstanding of our business volumes and how that relates to press releases and announcements. In 99% of the cases, large customers will not allow you to make an announcement. I say 99%. I guess over history it's been more like 100%. There are two reasons for that, one is in the world of security you just generally don't want the bad guys to know what tools you're using, so customers don't want to step out and make that evident. But as importantly, they also all, from a legal point of view, want to distance themselves from any apparent endorsement.
So we close 250 to 300 customers a quarter, and we don't announce those because it would either delay the closing of the business altogether, or more frankly, customers just won't let us do it. So you see us getting customers who've been with us for three or four years who finally say, hey, we know this works and you guys are good guys and so we're going to go ahead and let you do an announcement. It's hard work to get one of those on the board.
Back to the more fundamental question I think you were asking Mike, just a little bit of color about the quarter. The OEM contribution was up 20% from the previous highest quarter we've ever had. So in absolute numbers it was up 20%. I mentioned that Google was up 49%; Symantec was up 115%. In the case of Symantec, that's off of a relatively small base, but in the case of Google, 49% is a very big number to us. Also masked in there is the fact that Webroot, who we talked about entering 2011 as a partner of ours, chose as they closed out last year to go in a different direction and not resell email encryption, so it's not like they went with a competitor or anything, they just went back to their roots--a more consumer-focused business.
So when you compare Webroot contribution in 2012 to 2011 it was down substantially. So that 20% growth had to cover up for the loss of that one pretty significant partner, and yet at the same time cause our overall growth from that channel to increase markedly.
The corporate sales are doing well. I mentioned that enterprise sales is where we think there was (inaudible) weakness in the numbers. I attribute that to some seasonality that now looks apparent in the numbers and just some typical sales cycle issues. So large accounts, as everyone knows, everybody goes through a budgeting cycle that you're in. They prioritize their projects and they come out of the gates early in the year to go implement and execute, and at the high end it just takes longer than 90 days to get through that process, is our view.
Over the last four years, as I now look at the data, three of the four years, Q1 was our lowest quarter overall. So, it's hard to dispute now, with four years of data, that seasonality. One exception was 2010, where 2010, now in retrospect, appears to be an anomaly for a whole variety of reasons. Does that answer that question?
Mike Malouf - Craig-Hallum
Thanks for the color, guys.
Rick Spurr
All right. Thank you, Mike, for the question.
Our next question comes from the line of Ian Kell with Northland. Go ahead.
Ian Kell - Northland
Hey guys, thanks for taking the call. Nice quarter.
Rick Spurr
Thanks, Ian.
Ian Kell - Northland
Just a quick one. (Inaudible) back to Google, a 49% increase there is, obviously, pretty nice to see. Is there anything fundamental in your relationship with Google that changed during the quarter or the last two quarters to propel that?
Rick Spurr
No, nothing, to use your word, fundamental. It's just evolving and maturing, strengthening relationships. I guess, if anything, they've turned up their focus on Google Apps in a variety of different ways and we are the message encryption feature that can be sold as an upgrade to Google Apps. So, I think if there's any one thing, it's just their more intense focus on the Google Apps space and that's where we're featured.
Ian Kell - Northland
Okay. On the deals that slipped out, [for] Q2 on the enterprise side, I assume these are the only things you could get closed here in Q2, or is that a longer-term thing than this quarter?
Rick Spurr
Yes, I was careful with the wording. One of them is already closed, so we can talk about that. The others, as I said, are active. You can never predict when something is going to close. Certainly, the sales guys think they're going to close, but it's never over until it's over.
Ian Kell - Northland
And I think you said that you eliminated the competition on those, anyway. Is that--?
Rick Spurr
Yes, meaning that they're at the stage now where it appears to be process and buttoning up the contractual issues as opposed to still battling with competition. Now that's not to say competition can't sneak in at the end, and you get beat up on price. That's just the nature of sales. But, for the most part, we're toward the end of those sales cycles. I can't commit to one or more (inaudible). I don't know. But then we have others, of course, that have entered the second quarter that weren't part of the first quarter. So you've got a lot moving parts.
Ian Kell - Northland
Okay. Fair enough.
Rick Spurr
But we still hit it, and I tried to project that in my remarks as it relates to demand and the pipeline.
Ian Kell - Northland
All right, good. Just on the litigation here, I'm sure you can't say much about it, do you have any insight into what the charge might be if you do?
Rick Spurr
I'm sorry, what the what might be?
Ian Kell - Northland
Just the cost related to that. I think you took $150,000 here in Q1. Do you expect it at that same level throughout the rest of the year here?
Michael English
Yes. Hey, it's Mike. You're right, it was $158,000 in the first quarter and we're going to continue to track that in the non-GAAP reconciliation where you saw that. I would expect that it will not be less. It will probably go up some, although I don't know exactly because timing of courts and what judges do with court dates and discovery, etc. is hard for me to predict. But at this point, first quarter is probably pretty good evidence of what we think it might be.
Ian Kell - Northland
Okay, thanks, guys. Thanks for your time.
Rick Spurr
On the legal issue related point to the RPost, one development is that as part of the normal pre-trial process, we have agreed on a mediator to attempt court-ordered mediation, so that's public information and something we'd want to share.
(Operator instructions)
Rick Spurr
Okay, those were great questions. We're glad to be able to add a little color and elaborate. Thank you for joining us, and we look forward to reporting on our Q2 results.
Ladies and gentlemen, thank you for your participation in today's conference. That does conclude the presentation. You may disconnect. Have a wonderful day.
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subset: commoncrawl


text:
More than 15 years ago, North Charlestons leaders envisioned a brand new Amtrak station that not only would serve rail passengers but would also link them with Greyhound and CARTA buses, taxis, possibly even shuttles to the airport.
Millions of dollars, mostly from federal grants, were buying and improving a 36-acre tract on West Montague Avenue.
But the completion of the Lowcountrys new intermodal center remains a distant dream, with major questions surrounding not only around its financing but also its feasibility at the current site.
At issue now is whether Amtrak trains stopping at the new station would block rail traffic at CSXs nearby Bennett Yard.
Charleston Area Regional Transportation Authority Chair Elliott Summey said that issue surfaced about six months ago, but he expressed confidence it can be overcome.
Were working through it, he said. As soon as we know something, well let everybody else know.
Read more in tomorrows Post and Courier.
Metro The old Amtrak Station, on Gaynor Avenue in North Charleston, was built in 1956 and is schedule to close when the new Intermodal Center is built on West Montague Ave. The Amtrak Station Revitalization Project Team will hold meetings for public input for the future of the structure. (Brad Nettles/postandcourier.com) 8/24/11 ¬ ¬ ¬ Published Caption 8/29/2011: The old Amtrak Station, on Gaynor Avenue in North Charleston, was built in 1956 and is scheduled to close when a new Intermodal Center is built on West Montague Avenue. The Amtrak Station Revitalization Project Team will hold meetings for input on the structure's future.×
Metro-- The Amtrak terminal site is being considered as the site for the North Charleston Passenger Intermodal Center. (Rendering of the center: Davis and Floyd)×


text: Cristiano Ronaldo is a Portugese soccer player, currently playing for the Spanish La Liga squad Real Madrid. He also serves as captain of the Portuguese National Team. Ronaldo, born in 1985, currently holds the distinction of being one of the most expensive players in football history after having transferred to Real Madrid in a deal worth £80 million (€94m, US$132m). His career began in Portugal, playing as a youth player for Andorinha, then C.D. Nacional and making a move to Sporting CP before catching the eye of Alex Ferguson, the storied manager of English Premier club Manchester United, for whom he was signed in 2003. He became the world's most expensive player when he moved from Manchester United to Real Madrid in 2009 in a transfer worth £80 million (€94 million/$132 million) with a buyout clause that is valued at €1 billion. His accomplishments on the pitch include three FIFA Ballons d'Or, three European Golden Shoe awards the title of the best Portuguese player of all time named by the the Portuguese Football Federation, and several club trophies. In May 2012, he become the first footballer to score against every team in a single season in La Liga. Ronaldo's skill on the pitch and good looks have made him into one of the most marketable athletes on the planet. He is "spokesmodel" for Emporio Armani men's underwear and jeans, endorsed by Nike (where he has created signature shoes), and done advertisements for Coca-Cola, Castrol, Konami, Banco Espirito Santo, Motorola, Jacob & Co., KFC, Tag Heuer, Fly Emirates, Samsung and Sacoor Brothers. Forbes has rated him one of 'The World's Highest-Paid Athletes' with total earnings of $80 million over a 12-month period. Cristiano Ronaldo's net worth is approximately $250 million This home, located in the exclusive La Finca gated community, is rumoured to be the new home of the Real Madrid Football star.


text:
Clinton vs. Bush: Middle Income Taxes
Q: Do middle-income persons pay lower federal income taxes under Bush than they did under Bill Clinton?
A: Yes, middle-income taxpayers pay less, but not nearly as much less as claimed in a widely circulated chain e-mail. Moreover, both Barack Obama and Hillary Clinton propose additional middle-income cuts, contrary to what the message insinuates.


text:
comcast corp-class a (CMCSA:NASDAQ GS)
BOARD MEMBERS AFFILIATED WITH Jeffrey A. Honickman *
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text:
It was a wild and wacky week for the Mountain West Conference.
New Mexico lost for the first time.
UNLV couldn't bring home the Diamond Head Classic Trophy.
Utah suffered another head scratching defeat.
Air Force was one of only three teams that didn't lose, but they failed to move up the rankings.
BYU exploded offensively. I think Jimmer Fredette just hit another three.
For the first time, the MWC Power Rankings saw some significant shuffling. Only three teams came in at the same slot as in the previous edition.
Without further ado, please do enjoy this week's rankings.


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Keppel Seghers, the environmental technology division of Keppel Integrated Engineering (KIE) has secured a $13.5 million contract from Tianjin Taihuan Recycling Resources Utilisation Co. Ltd to provide technologies and services for its waste-to-energy (WtE) plant.
Keppel Seghers will supply, install and commission its air-cooled grate and nitrogen oxide removal using SNCR (Selective Non Catalytic Reaction) technology to convert acidic nitrogen oxide components into harmless nitrogen.
The Tianjin Taihuan plant will be the first plant in China to be installed with SNCR technology, enabling the nitrogen oxide emission level to be even lower than already stringent European standards.
Located in Guanzhuang, Tianjin, the WtE plant will be able to treat 1,000 tonnes of municipal solid waste a day to generate 20 MW of green energy when it is completed in end-2008.
Mr Chua Chee Wui, CEO of Keppel Seghers, said, "This contract is a vote of confidence from our valued customer that we can deliver cost-effective and robust environmental solutions to meet their needs.'
"It also reaffirms our position as the market leader for imported waste-to-energy solutions in China where we have 60% of the market."
Separately, Keppel Seghers has also signed a Memorandum of Understanding (MOU) on strategic partnership and investment with Tianjin Teda Environmental Protection Co., Ltd.
Under the terms of the MOU, Keppel Seghers and Tianjin Teda Environmental Protection Co., Ltd will jointly develop and invest in the environmental protection market in China.
Added Mr Chua, "The MOU is part of our continuous effort to grow our presence in China by establishing strategic partnerships with like-minded partners and provide state-of-the-art environmental solutions that are tailored to the needs of our customers."
The environmental technology and engineering division of Keppel Corporation, Keppel Seghers (through Keppel Integrated Engineering) has an established track record of quality solutions and innovative products in China. To date, it is involved in the development of WtE plants in Guangzhou, Shenzhen, Suzhou, Changshu and Jiangyin.
HomeGo back home
- CompaniesCompanies


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Depending on who you believe, Darrelle Revis could be back in uniform much sooner than originally expected.
Tim Cowlishaw of the Dallas Morning News is reporting on Twitter that Revis is expected to sign a deal sometime this week. ESPN's Adam Schefter has refuted the report and said his sources have not indicated the talks have progressed to a point where a deal seems imminent.
Despite the conflicting reports Monday, there is no question that both sides would be wise to get a deal wrapped up this week. Here's a look at 10 reasons why Darrelle Revis and the Jets need to reconcile their differences.


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May 7, 2016 | 1:00 p.m.
Contact: Heather Johnson
(907) 276-2131 | email@example.com
out of 119 total
out of 14 total
Each day, everyday freedoms like walking, hugging, playing and even breathing are taken away from kids and adults in our community with muscular dystrophy, ALS and related muscle-debilitating diseases.
The dollars we raise together fuel MDA's efforts to find research breakthroughs across diseases; to care for kids and adults from day one; and to empower families in hometowns across America with services and support. We can't do this without you!


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Red Granite Advisors sold to Chicago money management firm
Red Granite Advisors LLC has agreed to be acquired by a Chicago money management firm with Wisconsin roots.
Ziegler Lotsoff Capital Management LLC hopes to close on the deal for an undisclosed price by the end of the year, said Scott A. Roberts, president and chief executive.
Ziegler Lotsoff has about $3.5 billion of assets under management. Red Granite, which manages more than $300 million of assets, has 12 employees, four of whom are portfolio managers, said Matthew MacLean, Red Granite's general counsel.
"Now they have a $300 million product in a $4 billion-plus organization, and we're already seeing positive feedback from clients and prospects in the investment community," Roberts said.
Milwaukee-based Red Granite manages large-company growth stock and balanced portfolios. Ziegler Lotsoff did not have a team managing large-cap growth portfolios, said Roberts, who is a Wisconsin native.
Red Granite will remain in Milwaukee and will benefit from access to Ziegler Lotsoff's marketing and distribution infrastructure, MacLean said.
"Red Granite has a phenomenal track record, and we're really excited and optimistic about our ability to grow in the distribution channels we're involved in." Roberts said. The Milwaukee firm was among the top performers in the large-cap growth category for the five years ending in September, according to the PSN investment manager database.
Both firms are privately held. Ziegler Lotsoff was formerly the asset management division of The Ziegler Cos., which was started in West Bend. That division's management team and Rizvi Traverse Management LLC, a private equity firm in Birmingham, Mich., bought 51% of the firm from The Ziegler Cos. in May 2010.
Red Granite was formed when Joel D. Vrabel and David W. Bowman left Robert W. Baird & Co. in April 2006. A bitter court battle followed when Baird filed a lawsuit accusing the pair of taking confidential information and using it to bolster business at the new firm.
Red Granite fought back, claiming that four years earlier, Baird's top executive, Paul Purcell, had said that Vrabel and Bowman weren't team players because they had sent out a memo alleging that several other Baird employees lacked required securities licenses.
The two firms settled confidentially in February 2007.
Business Wire
Recent national business updates from the Associated Press


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This review is from: Cooler Master Elite 430 - Mid Tower Computer Case with All-Black Interior and Windowed Side Panel
Pros: Very nice case with plenty of room. Nice blue fan in front, but I didn't keep mine because I bought these for business use. You can mount up to 5 fans in this if needed.
Cons: The fan holes have a mesh covering over the holes for dust and other objects. The mesh covering is held in by 4 black strips with adhesive on the back. I ordered 4 of these cases and on all 4, the 4 black adhesive srtips had fallen off inside the case and needed to be put back in place, in which they fell again. NOt sure if there is a better way of holding these mesh covers in or not or possibly even removing totally.
Not a huge con, but the bottom power supply might be an issue with the fans "if" the customer sets the case on thick carpet and the fan cant breath. Maybe some thicker/taller feet on the bottom of this might help.
I understand the need to "bling" your case, but in some instances the colored lights are not needed.
Other Thoughts: Not a bad case, and the things I mentioned in the cons are not that bad.READ FULL REVIEW
This review is from: Rosewill RX-358 V2 BLK - Black, 3.5" SATA to USB & eSATA External Enclosure with Internal 80 mm Fan
Pros: This is the 5th one of these ext enclosures that I bought. Love the size of it and that it has a fan in it to keep hard drives cool. This unit is esata or usb for easy hook up. Rosewill has some good products.
Cons: none that I can think of. Never had an issue with them.READ FULL REVIEW
This review is from: Rosewill LINE-M - Micro ATX Mini Tower Computer Case - Dual USB 3.0 Ports, Dual Fans Included, Supports Up to Four (4) Fans and Up to 12.5" VGA Cards
Pros: Great small micro atx case. Has USB 2.0 ports, audio, and ***USB 3.0 ports on front*** All black, even inside.
Cons: Really no cons
Other Thoughts: I goofed ordering this case and the motherboard. I didn't read 'ALL" the specs on it and missed the special USB 3.0 connection. This case has a double long usb plugin that will plug into a usb 3.0 pin header only. The board I bought has usb 3.0, but not a usb 3.0 pin header on the board.
I will use this case again, but I will make sure the motherboard I order has the correct connection.


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*Please find the requirement below and send me matched resumes to **raj...@spgamerica.com <raj...@spgamerica.com>** (OR) **732-343-7688 x 3049* *.* *POSITION:* Quantum System Administrator *LOCATION:* San Jose, CA *DURATION:* Long term *Job Requirements: * This position will provide technical expertise and a knowledge of treasury processes and practices to ensure that the Quantum system operates appropriately and efficiently in supporting daily PayPal Treasury functions across the globe. The successful candidate will have good familiarity with treasury management systems and the associated processes within such systems. The individual will also be highly analytical, with strong attention to detail, possess excellent oral and written communication skills and be a collaborative team member. Responsibilities will include: • Daily monitoring of Quantum's processes to ensure that various file transmissions to and from the system are operating properly • Actively working with *SunGard and with internal IT teams* to resolve any issues with bank files and data transmissions between Quantum and other systems • Maintaining and managing transaction mapping rules in the system to ensure that the system is accurately categorizing prior day transaction activity from daily bank statement transmissions into Quantum • Being a subject matter expert in the functionality of the Quantum system by developing a deep understanding of how the system works • Developing and updating user guides, when applicable, to ensure that the GCM teams across the globe have access to up-to-date instructions on how to perform their required tasks in Quantum • Keeping Treasury Management up-to-date on issues/challenges within the system • Actively working with SunGard to develop an understanding of emerging changes in the system that may impact PayPal Treasury's use of Quantum • Administer user *set-up in Bank Portals* • Projects and other duties as needed by Treasury *Thanks for your Time and Support* *Rajesh | Technical Recruiter* *Software Programming Group* *15 Corporate Place South, Suite #421, Piscataway, NJ - 08854* *Tel: **732-343-7688 x 3049* *|| Fax: **732-343-7689* *Email: **|raj...@spgamerica.com* <%7csamb...@spgamerica.com>* | URL : * *www.spgamerica.com* <http://www.spgamerica.com/> *Hangout:bvrajeshgowd* *IT Services || Consulting* *USA || INDIA* -- You received this message because you are subscribed to the Google Groups "software-j...@googlegroups.com" group. To unsubscribe from this group and stop receiving emails from it, send an email to latha56+unsubscr...@googlegroups.com. To post to this group, send email to email@example.com. Visit this group at https://groups.google.com/group/latha56. For more options, visit https://groups.google.com/d/optout.


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11/22/2008 (7 years ago)
Inside Catholic (www.insidecatholic.com)
As America descends further into decadence and decline, the lines will be drawn between the forces of darkness and the forces of light.
Inside Catholic (www.insidecatholic.com)
11/22/2008 (7 years ago)
Published in Politics & Policy
GREENVILLE, S.C. (Inside Catholic) - Last week, we at St. Mary's Church in Greenville, South Carolina, found ourselves in the midst of a perfect media storm. The Sunday after the election, Rev. Jay Scott Newman, the parish rector (I serve as a weekend assistant), published his usual column for the parish bulletin, in which he commented on the election of Barack Obama.
Offering patriotic support and prayers for the president-elect, but also lamenting his radical pro-abortion policy, Father Newman told his parishioners:"Voting for a pro-abortion politician when a plausible pro-life alternative exists constitutes material cooperation with intrinsic evil, and those Catholics who do so place themselves outside of the full communion of Christ's Church and under the judgment of divine law." He concluded that, if they voted for Obama, they ought to go to confession before coming to Communion.
Perhaps Father Newman's statement could have been more nuanced. He could have clarified the matter by adding that, for it to be a serious sin, the Catholic needed to be fully knowledgeable about the Catholic Church's teaching on abortion and Senator Obama's voting record on the issue. However, this was not a pontifical statement written for the instruction of all Catholics in America; it was a bulletin column in a parish where there has been steady and consistent catechesis on the whole range of Catholic issues, including abortion.
By Monday, the local newspaper picked up the story. Father Newman was careful to ask for written questions and gave written replies, making it very clear that he could not and would not deny Communion to anyone. Nevertheless, by Wednesday the Associated Press ran the story with the headline, "SC priest: No Communion for Obama supporters." Most of the major news outlets picked up the story, and the parish was swamped with responses from across America. In the face of these distortions, Father Newman produced two documents that clarified matters.
By Friday, the Diocese of Charleston issued a statement that was taken badly by supporters of Father Newman, and over the weekend rumors ran riot about protests planned for our parish by busloads of Obama supporters. When the parish Web site crashed due to the number of visitors, parishioners concluded that the diocese had gagged Father Newman and pulled the plug on his site. (Coincidentally, my own Web site was down for servicing on the same Saturday, and before long whispers went around that I had also been gagged by the diocese and had my site pulled. None of it was true.)
What is true is that Father Newman received more than 5,000 e-mails within a few days. When the parish webmaster finally removed Father Newman's e-mail address from the Web site for his own protection and peace, e-mailers contacted me instead. I received nearly 500 replies. What interests me about the feedback from the fracas is what it says about American Catholics and American culture generally.
The mail we received can be put into four categories: Loyal, Lame, Defiant, and Demonic.
Addressing the worst, first: A small number of e-mails were spitting with irrational rage, profanity, and vulgarity. We were called pedophiles, rapists, and insane perverts. Some went on to blaspheme in the most extreme terms against the Holy Father, the Blessed Virgin, and anything sacred they could think of. These e-mails were so brimming with brimstone that they were obviously from a demented or demonized person. These I deleted with a prayer for protection and deliverance.
Those e-mails I classified as "defiant" were angry and vociferous. We were idiots and bigots. Didn't we know it was priests like us who drive people away from the Church? The writers rarely defended Obama but usually attacked Bush and McCain, assuming that Father Newman and I are ardent Republicans. The usual theme was that poverty and war were as bad as abortion, and why did we never discuss these other matters? The Catholic Church was attacked and smeared, and in most cases the writer finally revealed that he was a lapsed Catholic.
The third category I call "lame." These e-mails had little to do with Father Newman's original bulletin column, but were simply emotional responses to the misleading AP headline. They were mostly sentimental, uninformed, and rambling. Some accused us of being nasty, judgmental, and intolerant. Others accused us of hating animals and the environment and not believing in global warming. And still others worried that we were fomenting racial hatred and hoped we would mend our ways. They were mostly from souls with a particular agenda who would direct their sad anger and fear toward anyone who grabbed their attention in a news headline.
The fourth category of e-mail was from loyal supporters. Heartening e-mails from all around the country poured in expressing solidarity, support, and sympathy. Converts told how priests like Father Newman and me gave them hope and drew them to the Catholic Faith. College students and old people wrote saying that they were encouraged in their faith and were determined to renew their pro-life fight because of Father Newman's letter. Priests and religious wrote thanking us for our stand and telling us to fight the good fight. Loyal, informed, and dedicated Catholics wrote simply to express their thanks and goodwill.
The thousands of e-mails we received reveal four American responses to full-fledged, red-blooded Catholicism.
The demonic were understandable: The devil will be a gentle dog as long as you feed him, but if you kick him, he bites back. The lame are those who are largely ignorant of the Catholic Faith, and can best be helped with prayer.
But the "defiant" category makes up the largest number of our respondents, and is the saddest category of all. Statistics show us that these are the Catholics who sealed Obama's victory. They are people who were poorly catechized over the last 40 years in America. They have been nurtured in the Protest Generation and told that it is fine, even noble, to disagree with the Church. They have been taught to act according to their conscience without taking the trouble or time to inform it.
Caught up in the trendy agendas of the day, they have jumped on the bandwagons of feminism, environmentalism, homosexualism, socialism, and sentimentalism -- mistaking their favorite cause for the Catholic Faith. When they are confronted with clear, concise, and consistent Catholicism they are shocked and angry, and their response is (if they haven't done so already) to leave the Church, preferring their own wisdom to the wisdom of God.
In the next 20 years, this sort of Catholic will become extinct. As America descends further into decadence and decline, the lines will be drawn between the forces of darkness and the forces of light. People will have to choose whether to serve God and His Church or the dark side. Catholics will have to choose to be fully committed or not. If they choose to be Catholic, let them be informed and involved and integrated. If they choose to leave the Church, then they should be honest and stop referring to themselves as Catholic.
If those in my "defiant" category are Catholics at all, then what kind of Catholics are they? We have heard the terms "cultural Catholic" and "cafeteria Catholic," but they might as well be called "chameleon Catholics" -- not only because they change color with every new trend of thought, but because there is something reptilian about them.
Rev. Dwight Longenecker is chaplain of St. Joseph's Catholic School in Greenville, South Carolina. Visit his Web site at www.dwightlongenecker.com.
The mission of InsideCatholic.com is to be a voice for authentic Catholicism in the public square.We believe that truth is both attractive and compelling and that in the marketplace of ideas, it will invariably win out.
By Marshall Connolly (CALIFORNIA NETWORK)
North Carolina is a battleground state and Planned Parenthood is about to spend millions on a media blitz intended to give Hillary Clinton the lead. LOS ANGELES, CA (California Network) - Planned Parenthood wants to be inside your womb and your restroom. The anti-life ... continue reading
By Matt Hadro (CNA)
There were few direct statements about faith by the two presidential candidates in Monday's debate. But that is not necessarily a cause for worry, Catholic analysts said. Washington D.C. (CNA) - Monday's event was only "the first of three presidential debates," noted ... continue reading
By David Drudge (CALIFORNIA NETWORK)
Was Hillary Clinton wearing a medical device during her debate with Donald Trump? A series of pictures has emerged that show her wearing a device of some sort. The device appears to be a microphone, but there are some questions that can be raised. LOS ANGELES, CA ... continue reading
By Marshall Connolly (CALIFORNIA NETWORK)
Clinton and Trump faced off in their first presidential debate. Most experts are saying Clinton won the debate, but the informal online polls all award the debate to Donald Trump. Trump appeared strong yet angry, while Clinton appeared poised. The debate is the first ... continue reading
By Marshall Connolly (CALIFORNIA NETWORK)
Tonight Hillary Clinton will debate against Donald Trump in the first of three presidential debates. There are plenty of debate previews to read, but none are tailored for Catholics. What should Catholics look for in tonight's debate? LOS ANGELES, CA (California ... continue reading
By Marshall Connolly (CALIFORNIA NETWORK)
Donald Trump has named a list of 33 Catholics to a Catholic Advisory Group to offer him ongoing policy recommendations on matters of concern to Catholics and other Christians. Included on the list is Deacon Keith Fournier, the Editor in Chief of Catholic Online. LOS ... continue reading
By Catholic Online
Donald Trump has issued a statement to pro-life leaders explaining his plans to protect and preserve the lives of our most vulnerable citizens. As leaders in this fight, we would like to share his words with you in our community. Please keep the unborn in mind ... continue reading
By Marshall Connolly (CALIFORNIA NETWORK)
Senator Elizabeth Warren tore into Wells Fargo CEO John Stumpf, who claims he is "accountable" for a massive scam that impacted millions of the bank's customers. However, Stumpf has not resigned, returned any money, or faced criminal prosecution. LOS ANGELES, CA ... continue reading
By David Drudge (CALIFORNIA NETWORK)
George Herbert Walker Bush is a Clinton lover. It doesn't matter that Bill Clinton trashed him in the polls in 1991, his vote is going to Hillary Clinton. The reason behind the surprising endorsement is simple: globalism. LOS ANGELES, CA (California Network) ... continue reading
By Marshall Connolly, (California Network)
Archbishop Chaput isn't too excited about the upcoming presidential election. In an interview with CNA, the Archbishop expressed deep disappointment at the quality of the candidates on offer. LOS ANGELES, CA (California Network) - Archbishop Chaput has seen plenty of ... continue reading


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Amarillo Police Department Community Oriented Policing and Problem Solving unit officers arrested a man on narcotics charges and outstanding warrants Friday afternoon in east Amarillo.
At 2:20 p.m., officers received information that a fugitive, Jorge Troncozo, 39, was spotted in the 1000 block of South Pryor Street. Officers recognized Troncozo behind the wheel of a 2007 BMW 325i that was reported stolen in July from a local car lot.
Officers stopped the vehicle and recovered a small bag of methamphetamine.
Troncozo was booked into Potter County jail on charges of unauthorized use of a motor vehicle; possession of a controlled substance, less than 1 ounce; bond surrender warrants for charges including burglary of a habitation, theft of property, more than $1,500, and evading arrest or detention; and two local municipal warrants.


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4 Comments
Not bad for only your 3rd time. It needs a lot of refinement to be ready for a t-shirt in my opinion. Keep at it though. And FYI, 91X54 is way too big, anything over 40inches is overkill.
georgeslemercenaire Artist from France
MetalT0ast Artist
thanks. and yeah, i have it rescaled from the 90's into the 30's
thislillightomine Artist
Hey! Nice design! Check out my first submission: http://www.designbyhumans.com/vote/detail/76257#comment


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BioTime has no money. That also concerns me about the hESC platform. GERN had $25 Million from CIRM and ~$150 Million in the bank when they dropped hESC.
BioTime is proposing around $10 Million in funding to support the platform. Ridiculous.
These three biotech's are in a financial mess, ACT, BTX, and GERON. Maybe they need to consolidate?
DEAD Wrong keep_investing....
-Biotime's financials are fine, they have recently got 10 MIL financing, 7 MIL cash and no debt. Also have TEVA to help out with 2013 AMD trials and will partner when their cartilage or other products go to trial. Dr. West is a wiz of a business man as well as scientist.
-ACTC just got 35 MIL financing from Lincoln Park, and very little debt
-Geron will sell their hESC IP to BTX, and have 100 MIL and no debt


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Art and Money Matters Mondays
The Art Basel Miami has become a popular event for Artists, Creative Professionals and their supporters alike! After seeing all the reviews, photos and comments from the weekend, I was inspired to write a piece for the Virtual Artists and get some insight into how they're succeeding in a tech driven world. 383 more words


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Rent The Road to Wigan Pier 1st edition today, or search our site for other textbooks by George Orwell. Every textbook comes with a 21-day "Any Reason" guarantee. Published by Houghton Mifflin Harcourt Publishing Company.
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2011 Domaine Leflaive Puligny-Montrachet
Producer: Domaine Leflaive
Style: White Wine
Grape Type: Chardonnay
Origin: France
Region: Burgundy
Appellation: Cote de Beaune
88-90 Points | Stephen Tanzer's IWC - September/October 2012
Fruit-driven aromas of apricot and yellow peach complicated by noble Puligny herbs. Supple, spicy and dry, with an herbal perfume carrying through onto the firm, lingering finish. Not a fat style but not austere either, in spite of a trace of greenness on the back. (Incidentally, Leflaive's Bourgogne Blanc showed enticing musky soft citrus fruit and excellent breadth for its appellation.)


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Original contributions relevant to the following topics will be considered for publication:
- Education methods, including Life Long Learning and e-learning;
- Research and application in academia, research, industry;
- Critical reviews of scientific literature by researchers, students, invited authors;
- Exchange of views and opinions of a scientific nature including testimonies on career experiences in Food Industry/Research/Education (required skills, challenges and successes).
Original research, reviews, opinions, testimonies and best practices coming from professionals either from the sectors of Education, Research or Industry are welcome to be published in this journal.
Authors must ensure that the submission has not been previously published, nor is it before another journal for consideration.
Papers accepted for publication become the copyright of the Journal.
The International Journal of Food Studies is mainly directed to scientists, technologists, researchers, teachers and students working in the food sector.
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You can download the template (compatible with Mac and Windows Word 97/98/2000/2003/2007) for your article at Manuscript template.
Vol 5, No 1 (2016): International Journal of Food Studies
We are very pleased to deliver you another issue (the 9th - vol 5 | issue 1) of the International Journal of Food Studies, that includes the last two invited papers from the 3rd International ISEKI_Food Conference - ISEKI_Food 2014 - Bridging Training and Research for Industry and the Wider Community - Food Science and Technology Excellence for a Sustainable Bioeconomy.
The International Journal of Food Studies is expected to be soon indexed by Scopus. The journal is in the final phase of the evaluation process and we are now waiting for the final decision of the Content Selection & Advisory Board (CSAB).
We look forward to receive submissions of your work in the field of Food studies in Education, Research and Industry.
Cristina L.M. Silva | CBQF – Centro de Biotecnologia e Química Fina – Laboratório Associado, Escola Superior de Biotecnologia, Universidade Católica Portuguesa/Porto | Portugal
Table of Contents
- Education methods
|Developing and delivering food systems training programs for 21st century audiences
|Troy Hahn, Patricia A. Curtis
- Research and application
|The emulsifying effect of biosurfactants produced by food spoilage organisms in Nigeria
|Christianah O. Ogunmola, Olusimbo O. Aboaba
|Effects of knife edge angle and speed on peak force and specific energy when cutting vegetables of diverse texture
|Vishal Singh, Madhusweta Das, Susanta Kumar Das
|Barriers to using consumer science information in food technology innovations: An exploratory study using Delphi methodology
|Marian E. Raley, Maddalena Ragona, Siet J. Sijtsema, Arnout R.H. Fischer, Lynn J. Frewer
|Innovation and knowledge transference in a cluster user-driven innovation perspective – the Inovcluster experience
|Teresa Paiva, Cláudia Domingues, Luis P. Andrade
|Towards the development of a common starter culture for fufu and usi (edible starch): Screening for potential starters
|Kubrat A. Oyinlola, Anthony A. Onilude, Oluwaseun E. Garuba
|Following the trail of crumbs: A bibliometric study on consumer behavior in the Food Science and Technology field
|Marcia-Gabriela C. Kasemodel, Fausto Makishi, Roberta C. Souza, Vivian-Lara Silva
|A food recall case study in Australia – Towards the development of food safety applications for consumers
|Adeola Bamgboje-Ayodele, Leonie Ellis, Paul Turner
|Pronase hydrolysis as a pretreatment for quantifying Maillard intermediates during toasting of cornflakes
|Mario A. Cueto, Abel E. Farroni, M. del Pilar Buera
- Critical reviews of scientific literature
|The Atlantic diet – Origin and features
|Manuela L. Vaz-Velho, Rita Pinheiro, Ana Sofia Rodrigues


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PRESIDENTIAL elections are loaded with warfare analogies. So Pennsylvania is often referred to as a "battleground state."
We got a preview of that fight yesterday when President Obama and former Massachusetts Gov. Mitt Romney visited Philadelphia to raise cash and schmooze voters.
But is the Keystone State less of a battleground and more like a bluebird in the coal mine as Obama seeks a second term? Democrats have a 1.1 million voter-registration edge on Republicans here, Obama won this state by 10.4 percentage points in 2008 and a Republican nominee for president has not won here in two decades.
Larry Sabato, a political scientist at the University of Virginia, says Pennsylvania will be a battleground only if Obama is "in deep trouble" with voters next year.


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44 years of experience
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A medical license is required for a doctor to practice medicine in a particular state. Requirements vary by state but most require, at a minimum, post-graduate training in the doctor's specific specialty. An NPI number is a national identifier unique to an individual health care provider and is managed by the Center for Medicare & Medicaid Services (CMS).
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Dr. Arthur Newberg
Dr. Eli Etscovitz
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- Additional Information
- Dr. Stephen Geoffrey Gerzof MD is a male Diagnostic Radiologist, has 44 years of experience and practices in Diagnostic Radiology and Nuclear Radiology.
- Where does Dr. Stephen G. Gerzof practice?
- Dr. Stephen Gerzof has 1 office location.
Dr. Stephen Gerzof practices Diagnostic Radiology and Nuclear Radiology near West Roxbury, MA.
See West Roxbury Radiologists.


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Cartoon by Nick Kim.
RELATED: Environment, Cartoons, Humour, Science
Wednesday, 29 November 2006
Environmental scientists in the wild west
4 comments:
Don't get it. Are you saying that intellectualism is a bad thing?ReplyDelete
Um, this is humour, Hamish.ReplyDelete
I thought Brian S and FF might at least appreciate it. ;^)
Yes, spot on PC :)ReplyDelete
Luckily FF and myself share the same views regarding global warming!
- Anonymous22 Jul 2009, 04:05:00
I am an environmentalist specialized in ecotoxicology and the joke is currently a great one!ReplyDelete
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Punjab education commission PEC 5th Class date sheet 2014. PEC announced that 5th class exam will start from 6th February 2014 and end on 10th February 2014.
First paper of 5th class 2014 will be of Science and Urdu on same day.
Important instruction for 5th class students:
Haroon is an Engineer by profession. He love blogging


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Blindspot: Who's Targeting Mayfair?
May 3, 2016 11:43 AM EDT
Everybody close to Mayfair dies. That's what U.S. Attorney Matthew Weitz (Aaron Abrams) pointed out to Zapata (Audrey Esparza) on Blindspot a few weeks ago -- and on Monday's episode, the observation proved depressingly prescient. In full rebound mod… Read more


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Grayson SBDC Promotes Small Business Success
Grayson SBDC (Small Business Development Center) is a nonprofit professional management counseling service for small businesses in the North Texas area. There are currently over one thousand SBDC's located throughout the United States.
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Entrepreneurs need an objective ear or "sounding board" to help evaluate a business idea. It is very difficult to be thoroughly objective about your idea or product. Ask for help from a trusted third party but be careful that the person(s) you share the idea with will maintain complete confidentiality. Small Business Development Centers were created for the purpose of providing assistance to the entrepreneur or small business owner. Take advantage of their free counseling services. SBDC office locations can be found on the U.S. Small Business Administration website.
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Entrepreneurs and small business owners need a strong team of advisors. The team might include an attorney, an accountant, someone with expertise in marketing, a lender and other individuals with business ownership or management experience. The team might also include counselors at a Small Business Development Center or with the Service Corps of Retired Executives. Both organizations provide free business management counseling and training and are funded in part by the U.S. Small Business Administration. For locations, check the SBA website.
Read more…
Monthly: For specific time and location call Grayson SBDC office at 903-463-8787 as dates, times and locations vary month to month.
Fee: No Charge
Class Description: Basic workshop on starting a new business in Grayson County or Fannin County. Workshop covers feasibility, business plan preparation, choosing a legal entity, sources of capital, licenses and permits, how to prepare a business plan and how to estimate start up and operating costs. Pre-registration is required. To register call 903-463-8787 .
How to Start and Operate a Small Business in North Texas
January 12, 2016
Tuesdays, 6:30 pm-8:30 pm for 8 weeks
Location: Grayson College, Denison
Fee: $99.00 (Includes all materials)
Class Description: This class provides an in-depth study of the process of starting and operating a small business. Topics include feasibility of starting a business, risk management (insurance, etc.), selecting the legal form of business, planning for tax issues, preparing a business plan or loan proposal, how to finance the new business, basic marketing for small businesses, basic recordkeeping for business. Last class is an overview of the entire process, including a startup checklist, various registrations and forms, business opportunities and on-going free assistance available to small business owners REGISTRATION must be completed prior to the first class session. Contact the Grayson SBDC office at 903-463-8787.
How to Start a Home Based Business
This class will be offered in three locations.
February 2, 2016, 1:00-3:00 pm in Bonham
February 11, 2016, 1:00-3:00 in Van Alstyne
February 25, 2016, 10:00-Noon in Denison
Fee: No Charge
Class Description: This class is an overview of the basic steps to starting a home based business in Texas. Topics include determining feasibility, legal requirements, free or low cost marketing, financial record keeping, tax issues and growth strategies. Pre-registration is required. To register call the Grayson SBDC office at 903-463-8787 .


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about four years ago
Carrie Underwood has a pet peeve with her fellow celebrities -- using bad grammar! She tells Elle Canada, "That drives me insane. I can't handle it when celebrities can't spell or don't know the most basic grammar. That might be because I'm an English nerd."
Carrie is on the cover of the July issue of the magazine.
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Martyn Greenan
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I am a freelance translator, writer, editor and proofreader (French/Spanish to English) with 10 years of experience, focusing principally on sport, marketing, advertising, literary and tourism-related copy, as well as US to UK English adaptation. My translations are always readable, accurate and fluid. I am also able to deliver well-written and concise copy from brief, and can write in a variety of tones and registers, with a professional and engaging style. In addition, I make use of my translation skills to adapt French and Spanish copy to international English-speaking markets, and apply my editing skills to transform American English into British English (and vice versa), making use of my status as a Scot based in the United States.
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Moving articles are a valuable resource for anyone who is planning to move in the near future, looking to select a qualified and professional moving company, or simply looking for an informative read. These articles are written by the specialists here at Agility Moving Company and touch base on a verity of topics, from DIY moving tips to avoiding sketchy moving companies. We add new articles on a regular basis, and focus our articles on common situations faced by individuals with moving and storage needs. Do you want to see our staff discuss a specific topic? Reach out to us and let us know on our Contact Us page.
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London Design Festival 2013: concave bookcases and furniture with hotdog-shaped legs feature in the first collection by Joined + Jointed, currently on show at designjunction (+ slideshow). More »
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Norse chair by Simon Pengelly
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text: Life is effervescent and flavorful at The Can Plant Residences at Pearl Apartments in beautiful San Antonio, Texas! Set in the historic Pearl neighborhood, The Can Plant was designed for urban lifestyles within a friendly, vibrant, community. The Can Plant offers 293 units and 72 floor plans - you're sure to find the perfect place to live your urban dream.


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Special Services (entertainment)
Special Services are the entertainment branch of the American military. The unit was created on 22 July 1940 by the War Department as part of the Army Service Forces.[1] Special Services would not only use their own specially trained and talented troops but would often engage local performers.[2]
Special Services were one of the few U.S. Army units to be integrated during World War II. Special Services opened their first Recreational Officer school at Fort Meade Maryland on 1 April 1942.[3]
Military Occupational Specialties[edit]
Military Occupational Specialties of the Special Services were as follows-
- 03B Entertainment Specialist
- 03C Physical Activities Specialist
- 03D Crafts Specialist
- 03Z Recreation Service Senior Sergeant
Famous Special Service soldiers[edit]
US Marine Corps[edit]
The Special Services Division, the forerunner of today's Special Services Branch, was formed on 1 March 1943. Its mission was to provide recreational and informational services to Marine Corps personnel for the purpose of maintaining morale.[5]
The MOS 9913, Special Services Officer supervises and coordinates special services activities involved with command morale, welfare, and recreation programs.[6]
- ^ P. 415 Emerson, William K. Encyclopedia of United States Army Insignia and Uniforms 1996 University of Oklahoma Press
- ^ p.57 Monod, David Settling scores: German Music, Denazification, & the Americans, 1945–1953 UNC Press 2005
- ^ http://www.army.mil/cfsc/docs/history_army_sports_program.pdf?bcsi_scan_A4C9E8056B19D97F=0&bcsi_scan_filename=history_army_sports_program.pdf
- ^ Kovner, Guy (2013-03-26). "Robert Nichols". The Press Democrat. Retrieved 2013-04-09.
- ^ Page 82 Leatherneck - Volume 44, Issue 3
- ^ http://usmilitary.about.com/library/milinfo/marineofficerjobs/bl9913.htm


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you are sledding down an icy hill that is 15 meters long andmakes an angle with the horizontal of 20 degrees. if the fluffysnow at the bottom of the hill has a coefficient of friction of .06and you have a mass of 65 kg, how far will you travel beforestopping?
can someone please help me with this? i have a final and ineed to know how to do problems like these and my teacher is onlyconfusing me more when i ask for help!


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Just a random thought I had which consisted of if I could have a dream concert, who would be in the line-up. I decided to make my concert be 2, one of dead bands and one of currently living bands.
Alive and Well Concert
Kid Cudi
Zombie Concert
The Doors
The Beatles
Jimi Hendrix
Well, that's who I'd have. What about you?
-Chase B.
Causa Latet Vis Est Notissima


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i dont get it
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I don't either. Are fernando vargas and Ike Quartey fighting each other?
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I don't really have a problem with the Canelo-Mosley fight, as shot as Shane is he will still be the best fighter (sadly) Canelo has faced at this point. Quillin hasn't faced anybody good either so Winky will be a good test for him as well. It's a good marketing scheme, put the up and coming future stars against well known (albeit old) boxing names and it will catch more of the casual fans interest to buy. Put on more competitive fights with lesser known names, like say Canelo-Molina and Quillin-Lee, and most people will not even pay attention to the undercard and wait till the main event so what good does that do to the stars they're building up? So to the public this is a very "stacked" card in terms of name value and causal fan recognition. "Oh that Mexican red head kid is fighting Mosley on the undercard?". "Hey who's that new kid beating up Winky Wright?", you get the picture.
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so using vargas and quartey wouldnt be that far of a stretch.
but thats just how i see it.
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Our beautiful green-built homes, water slides and community gardens make calling Briar Chapel home easy (and fun!). But don't take our word for it...see what the neighbors think in this hilarious resident-made video tour.
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Home > Eyeglasses > Prada > PR 16SV (UBS1O1)
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Welcome to the Office of the Provost. The provost is AUB's chief academic officer and is responsible for setting institutional academic and research priorities that advance the mission of the University. Initiating and supporting diverse activities, the provost seeks input from faculty, students, staff, and alumni, to ensure meaningful engagement in fulfilling strategic goals. Efforts are focused on maintaining excellence in educational programs, scholarship, and research, and on ensuring effective participation of multiple constituencies on collaborative work. A complete list of faculties and units that report to the provost is available on the Provost's Organizational Chart.
Interim Provost Mohamed Harajli
Awards- 2015 Honorary Degrees - 2015 Teaching Excellence AwardRecent Reports
- Provost Annual Report 2014-2015
- Supporting Students with Special Needs
Browse our Archives for recent updates


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South East Dance @southeastdance
It's headset time! @Brandwatch #Brighton @JanineH_artist #dance #digital #southeastdance #BDF16 pic.twitter.com/lBdMeDB5mw
South East Dance @southeastdance
What happens when things are hidden in plain sight? @JanineH_artist shares her findings @Brandwatch #Brighton #BDF16 pic.twitter.com/SuQDez1RSC
South East Dance @southeastdance
At the lovely @Brandwatch #Brighton offices to explore outcomes of @JanineH_artist artist residency #dance #digital pic.twitter.com/7l6gyEZcp5
Casson & Friends @casson_friends
Getting ready for the first #audienceambassadors event with @southeastdance @seb_ly for… instagram.com/p/BKqpws4A-MP/
Retweeted by South East Dance
Rose Kigwana @Nankwanga
Thanks @BOPjo_anne @Brighton_Oasis - very inspiring. Cannot wait for phase 2 of Spring - Dancing into Recovery with @southeastdance
Retweeted by South East Dance
Michelle Walker @michelleyascapi
@feveredsleep @southeastdance @AttenboroughCtr Booked my ticket today! Can't wait to see this.
Retweeted by South East Dance
South East Dance @southeastdance
Read the 1st blog from @JanineH_artist about her experience as Artist in Residence at @Brandwatch:… twitter.com/i/web/status/7…
South East Dance @southeastdance
@VincentDT are recruiting a full time General Manager - deadline: 31 October 2016. Find out more / apply / RT! vincentdt.com/general-manage…
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1UP is cool
1UP is cool
Sep 05, 2004 6:06PM PST
i have now been playing around with my settings here at 1up and i am having trouble changing my forum avatar/icon. so if someone could explain how i can upload my own please PM me. thanks a bunch now i am going back to creating my wishlist and collection here. later.
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