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At Premier Credit Union we know that every member's financial situation is different; Are you self-employed? Have no money for a down payment? Looking for the lowest rate? Our mortgage loan officers take the time to get to know you, your financial situation and then match one of our many mortgage products to get you the best solution for your homeownership needs.
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Let Premier Credit Union help you make the best choice for your mortgage needs. You don't have to go anywhere else to get the best offer; we have lots of options to choose from. Contact one of our Mortgage Officers; Sheila Strand or Brooke Hermann at 515-282-1611 to, Make Life Better ™
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AutoCricket.com Teams up with Adopt-A-Family For the Holidays
AutoCricket.com will be hosting a holiday party for the families and children of Adopt-A-Family of the Palm Beaches.
The holiday event has been designed to provide the families and friends of Adopt-A-Family a traditional holiday experience filled with festive foods, holiday spirit, entertainment and music. Fun Factory Bounce will be turning the outdoor space of the facility into a winter wonderland complete with holiday themed bounce houses, blow up characters, holiday lights, accompanied by a 10 foot blow up movie screen playing a traditional holiday movie. Café Cocoanut Catering, providing a traditional holiday dinner for the families and friends of Adopt-A-Family, will cater the fun filled event.
To complete the holiday experience a 12-foot Christmas tree will be delivered to the Adopt-A-Family facility, where members of the community will work to decorate the tree and spread cheer throughout the month of December.
The AutoCricket.com team is excited to spread their holiday cheer to the families and friends of Adopt-A-Family and will be attending the event with their families along with the board members of Adopt-A-Family.
All attendees are anticipating a fun and festive event and are all hoping a special appearance from Santa and his helpers will wrap up the spectacular event.
The planned holiday festivals come as a continuation of the charity and community outreach programs held throughout the year with JasonBrian.com, a department of AutoCricket.com. Giving back to the community is important to Brian and he intends on expanding his outreach programs throughout the upcoming year.
To find out ways to be involved with JasonBrian.com or for more information visit www.jasonbrian.com.
AutoCricket.com is a multifaceted company with a consumer-friendly interface enabling consumers to meet all of their automotive needs. The simple forms with drop down menus and self-generated answers have made searching for automotive insurance and new vehicle prices easier for consumers. AutoCricket.com strives to provide a simple solution for those who have automotive needs, whether it is to search, finance or insure.
For more information about AutoCricket.com, contact Ashley Emery at 561.845.2391.
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Cash-strapped developers sell assets
Private companies find way to improve cash flow and cut debt amid falling prices
Mainland developers are under growing pressure to repair balance sheets that are beginning to show the strains of high debt levels at a time of falling property prices and sales.
With share prices and debt ratings tracking the decline in their fortunes, and fund-raising on stock and bond markets becoming a difficult option, asset sales to local and foreign investors have begun emerging as an alternative solution, say analysts.
'Asset selling will become a hot trend,' predicted Coastal Greenland director and chief financial officer Paul Cheng Wing-bor.
The small developer sold stakes in two of its projects to United States-based Angelo Gordon last year. It plans to pursue this strategy.
Tougher lending policies and delays in approvals for A-share listings have added to the cash-flow woes being faced by some developers at a time when poor stock market sentiment has put several share sale plans on hold.
CCB International Securities analyst Raymond Cheng Wai-mo said several listed developers had started selling off assets to diversify investment risk, even though property sales in some mainland cities were showing signs of picking up.
Guangzhou-based China Aoyuan Property Group on April10 announced it had signed a memorandum of understanding to sell a 50 per cent stake in a retail mall it is developing in Panyu district to MGPA, a real estate fund operated by Australian financial services provider Macquarie Group.
Agile Property Holdings, meanwhile, is in talks to sell minority stakes in two residential projects - one in Hainan and one in Huizhou - as it moves to improve its cash flow and reduce debt.
And Beijing North Star, the developer with investments primarily in the capital, has told analysts it will consider selling assets if property sales continue to shrink amid a slowing Beijing real estate market.
Private developers are expected to face greater pressure than their larger listed rivals. Of the estimated 50,000 mainland developers, some 120 firms are listed while most are small, single-project firms.
Da Peng Properties, the mid-sized developer of Grandview Mall in Guangzhou, is looking for buyers for the serviced apartment portion of its 49-storey serviced-apartment-hotel development which will be built next to the mall.
The serviced apartments will be located at the 33rd floor to the 49th floor of the tower, and the hotel will be operated by JW Marriott.
'The current tough business environment is testing developers' ability to manage their rapid growth plans and those that fail to maintain strict financial discipline and in particular, disciplined liquidity profiles, risk downward pressure on their ratings,' said Kaven Tsang, assistant vice-president of Moody's Investors Service.
The balance sheets of mainland property developers reveal an industry that has borrowed heavily to fund an increasingly competitive campaign to acquire land for future developments, Mr Tsang said.
The high gearing was partly caused by the huge inflow of liquidity from the US and Europe last year as institutional investors sought exposure to the booming mainland property market.
With that capital backing, land-hungry developers had acquired more development sites to boost their asset valuations before going public, said analysts.
For several developers this aggressive strategy had now backfired.
Mr Tsang said debt-to-capital ratios of the 13 developers Moody's rated were about 50 per cent.
The rating agency had flagged concerns over some companies such as Hopson Development Holdings and Coastal Greenland, which had even higher debt-to-capital ratios, he said.
Most listed companies still have sufficient cash from their bond and equity issuances last year, according to Mr Tsang, provided they do not pursue any further large land acquisitions during the remainder of the year.
Analysts said those developers that failed to maintain strict financial discipline - in particular those that had bought a lot of expensive sites last year and were now required to pay land premiums this year - would face increasing funding pressure.
Guangzhou R&F Properties, which bought 20 sites last year, has a gearing ratio of 140 per cent, one of the highest among Hong Kong-listed mainland developers. Last year, it paid interest on bank loans of 909 million yuan (HK$1.01 billion), against 323 million yuan a year earlier.
The company is awaiting approval for its A-share listing plan.
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Search Results For "Case Point"
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FAFGA alpine superior 2015 impressed visitors with its high quality and vast number of new products. According to a study, two thirds of trade visitors attended the event with specific investment plans in mind, while the proportion of decision-makers among the attendees reached over 70 percent.
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Funding successful! Now what?!
We've reached our goal!! I can't thank you guys enough for blowing our original goal out of the water! I started this project not even expecting to reach the $500... Read more
Successfully raised $2,573 with 145 backers
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Credible India
Image: Amit Gupta / Reuters
tone me for saying this. But say, I must. The great Indian obsession with wanting to be a great power is utterly impractical, completely undesirable and totally nonsensical. What I would like India to be instead is a great nation. I refuse to be a part of "Incredible India". What I want is to be part of "Credible India". This, for two reasons:
- Great powers destroy, great nations nurture. Destruction demands cruelty. Nurturing demands compassion. I believe in compassion.
- Great powers are built by rulers. Great nations are built by citizens who have as much a chance to take a stab at greatness as their leaders. I believe in equality.
Both of my beliefs, as much as they are intensely personal, are rooted in history as well.
The obsession with being a power-based state can be traced to the works of Niccolò Machiavelli, the 15th Century Italian historian, diplomat, humanist and writer. Machiavelli's fundamental thesis was based on his observations of the very brutal methods Cesare Borgia and his father Pope Alexander VI used to build a state. I don't intend to get into the specifics, except that Borgia was a failure because he had accumulated power on the back of his father's influence and under the guise of protecting the interests of the Church. After his father's death, he was arrested by Pope Julius II and that was the end of Machiavelli's hero.
But for whatever reasons, when Machiavelli wrote his treatise The Prince, on power and how it ought to be exercised, he chose to ignore Borgia's failures. Instead, he focussed on Borgia's life where he had accumulated power. The fallacy in looking only at this part is that you ignore the fact that when power is acquired through all available means, credibility is overlooked. And when credibility is given the pass, as Borgia discovered, you have to cede ground.
Unfortunately, contemporary history is filled with instances of rulers, nations and businesses that subscribe to the Machiavellian school. Without exception, over time, all failed. Be it the Roman, the French or the British empires, all of them have been liquidated. As for the American empire, it is now teetering on the brink of collapse. What is common to all of them is a veneer of arrogance.
Much the same thing can be said of corporate behaviour. Take some of the Indian companies operating in Africa. There are many that have made a mark exporting agricultural produce in collusion with local politicians. They get free water, land at subsidised prices and the labour they employ work in inhuman conditions. What is common to all of them is that they work with corrupt regimes, dictatorships, or both.
In the long run, the model is unsustainable because corrupt regimes and dictatorships collapse and take the business models they support with them.
The idea terrifies me. As I look around, there seems an almost uniform consensus on building a nation that wants to be feared and respected. India is now part of the G20. What the government wanted was a place on the G10 table, comprising what used to be the G8 with China and India now included. We thump our chests with pride each time a new weapon is added to our military arsenal. We high-five when an Indian business acquires assets in another part of the world. But how does an "Incredible India" matter if it isn't a "Credible India" we're building?
Of the almost 600 districts in India, 200 are infested with Naxalites. How many people, of their own free will, without being coerced, will support Naxalism? Nobody. Because Naxalism, like every insurgent movement supported by terror, is suicidal. Terrorists I've met with know if you kill, you will eventually get killed. To that extent, anybody who participates in terrorism is participating in suicide.
Which brings me to the next question: Why would anybody participate in suicide? Surely, it ought to be desperation. Consider, for instance, the following.
- Twenty years ago, the average productivity of a cow or a buffalo in both India and China was in the region of 1,000-2,000 litres of milk each year. An Indian buffalo continues to deliver the same yields, while an animal bred in China delivers five times as much. Why? What is it about the Indian dairy farmer that holds him back?
- India is a rain-dependent nation. But on average, only 38 percent of arable land is irrigated. Solutions like drip irrigation are available to redress the problem. But only a meagre 5 percent of available land has seen this solution. Why don't Indian farmers demand drip irrigation?
- There are roughly 450 million people in India that make up our work force. Of these, 90 percent haven't completed school education. Why? Because, of the 630,000 villages in India, over 500,000 don't have schools that can provide education above Class VII. Without a doubt, labour productivity is linked to education. Why does the Indian labourer not demand education?
Image: Getty Images
The most important input for growth in any country is hope. Unfortunately, most Indians haven't seen hope. And all hope asks for is focus and ingenuity to build a nation that is humble, compassionate and above all else, a great one.
Yet, across the world, a clutch of nations started on the same journey as we did, of moving from a developing nation to a developed nation. And in the last 20-30 years, countries like South Korea, Turkey, Malaysia, Israel and Singapore have begun to nudge ahead of us. They've pursued a set of priorities, succeeded in pulling a larger mass of people out of poverty, emphasised technological innovation and made equally good progress in social spheres like education and healthcare (see graphic 'Path to Prosperity').
So, what did they do differently from us? After research and conversations with people from across the world, I have come to believe that there are five common themes that these nations have used to infuse their people with hope and put themselves on the path to greatness.
Theme #1: Where the ruled and rulers are on par
Back in 2002, while I was working on peace issues in the Middle East with the Turkish government, Recep Tayyip Erdogan of the AK Party had just come into power. In those days, Turkey was a nation with power concentrated in the hands of the military elite and a charmed circle of industrialists from Istanbul. It wasn't surprising, therefore, to find large numbers of discontented and unemployed people there.
On assuming power, Erdogan moved into a two-storey house in downtown Ankara and ruled that all ministers and members of Parliament ought to live in their own homes. In a speech delivered at the Turkish Parliament he argued, "If you want to be representatives of people, you must live and work with your people." He then proceeded to take away other privileges they enjoyed.
He followed it up by calling in people from the construction business and asking them to reduce invoices he reckoned were inflated or face being blacklisted for all government projects. He also made it clear that any compromise on quality, durability or deadlines in building roads, dams or other projects with public money would attract severe penalties.
He then moved to provide special grants to the poorest and incentives to small businesses in an attempt to provide a fillip to the rural economy. He issued orders that his government focus on education in the most backward provinces of Turkey. Five years was all it took to effect a transformation. The party came back to power in 2007 and again last year. It was the kind of change that took Southeast Asian countries almost two decades.
There are doubts whether Turkey will be able to sustain this momentum. But a beginning has been made with strong foundations. It is to be seen whether they can take it further because 10 years is too short a time to judge a country.
Then there is Singapore. It is a benevolent dictatorship led by the Lee Kuan Yew family. But, despite being a dictatorship, it has a system in place that allows people to impose checks and balances on the ruler. Elections in Singapore are a farce and a candidate can be jailed if anybody representing Lee Kuan Yew is defeated. It can be argued, therefore, that Singapore suffers from a democratic deficit.
But let's ignore this deficit for a moment. In Singapore, if any parliamentary or party official gives telephonic instructions to a bureaucrat, and the bureaucrat complains; or if any minister or parliamentarian does anything to harass a citizen and the citizen complains; the minister or the parliamentarian can be jailed. If a bureaucrat does not respond to an inquiry in three weeks, he can be punished. What it means is there are checks and balances that constrain the ruler's power at an operational level.
Examples of the impact accountability holds exist in India as well. The contrasts are most obvious if you place Sikkim on the one hand and Jammu & Kashmir on the other. Both lie in the lap of the Himalayas. Sikkim has the Chinese to contend with and J&K the Pakistanis. Sikkim has Christians and Buddhists and J&K has Muslims, all national minorities, as the majority population and both have had controversial histories of accession to India. Both remain poor.
But Jammu & Kashmir has been plagued by insurgency and violence while Sikkim is one of the most peaceful states in the country. This, in spite of the fact that Kashmir gets more Central funding than Sikkim! Probe deeper and you realise this is a function of the relationship between the rulers and the common people.
Sikkim's economy is balanced towards development. The society there has worked out an informal contract and the emphasis is on a balanced relationship between the leadership and the people. In J&K, inequality has existed since the 1950s, with one family calling the shots.
Wherever power disparities exist, economic and social disparity follow and lead to violence. But where balance exists, human development and non-violence come into play—the outcome of which is always hope.
Image: Staton R. Winter / Getty Images
Theme #2: Where everybody feels they belong
Where disproportionate importance is given to leaders, societies don't progress. Scandinavian countries serve as great examples.
There was this one instance when a woman in her early 60s arrived at Zurich airport after a long international flight. A friend of mine, Jean Daniel Ruch, met her there and the two of them got onto a train headed for Bern, the Swiss capital. Because the train was crowded, the older woman occupied a seat near the door while my friend stood next to her.
When the ticket controller came in, he pointed out politely to the lady that her seat was reserved for the physically challenged and that she ought to vacate it. The lady complied. Passengers witnessing the episode didn't offer her their seats either and she travelled standing all the way to Bern.
She was Micheline Calmy-Rey, foreign minister and former President of Switzerland. She is to Switzerland what Sonia Gandhi is to India. My friend serves as a senior ambassador with the Swiss foreign ministry and was the only officer assigned to receive Calmy-Rey at the airport. When this incident was recounted to me, I thought it stunning and included the anecdote in my book, Eka Dishecha Shodh.
Last year, Calmy-Rey was re-elected as President. I met her at the launch of a report prepared by the think tank I head in partnership with the Swiss and Swedish governments, where I presented her an English translation of the book. She flipped through it and quietly told me: "The ticket controller did not ask me to get up politely. He was rude and ordered me to vacate right away." Earlier this year, at the height of her political career, Calmy-Rey retired from politics.
Then there was this time I met former Swiss President Joseph Deiss at Geneva railway station. We went around looking for a café to chat. But every place was packed and nobody cared it was Deiss looking for a table. When we finally found a place, the waiter took our orders and treated us as he would other customers. Last year, Deiss was appointed president of the United Nations General Assembly.
I often contrast this with my experiences in India. Years ago, I accompanied a group of Indian parliamentarians to the Maldives. They all had economy class air tickets. At Thiruvananthapuram airport, however, officials downgraded fare-paying business class passengers to upgrade the parliamentarians. Only one MP protested.
I've often wondered what explains incidents like these! Citizenship equivalence, I guess! That is perhaps why India, in spite of having more natural resources than Sweden or Switzerland hasn't yet gotten to the path of becoming a great nation.
By no means am I suggesting the task here is an easy one. Theoretically, in a country of 1.2 billion people, if only a 100 million are allowed to use their potential to the fullest, unrest is inevitable. In India, agricultural producers comprise 60 percent of the labour population. But their contribution to the GDP is 20 percent. That is both unfortunate and undesirable. One of the reasons why this discrepancy exists is because farmers experience trade barriers, like the Agricultural Produce Market Committee (APMC), which puts serious restrictions on whom they can sell to. And solutions that exist in the form of co-operatives often operate as monopolies in the hands of political families who do everything they can to prevent the competing co-operatives.
Exceptions exist—like the Milk and Milk Product Order, which was diluted 10 years ago. Until then, dairy farmers were prevented from operating in the open market. While there is still some way to go, this move has had an impact, the outcome of which is growth of packaged milk and milk products.
If growth is the mandate, the agricultural economy has to be liberalised and producers set free. Because when farmers and rural industries have access to a steady income, they will invest in improving productivity. That, in turn, will push everybody into building a country where the ruling class and citizens are equals.
To start the process, though, one question needs to be answered. Do you expend energies into getting into the Top 10 in terms of GDP? Or do you focus on getting the Human Development Index (HDI), where India has consistently ranked below 120, to higher levels? What a low HDI means is that for all the GDP growth and the consequent prosperity, development is superficial at best.
Theme #3: Where innovation is woven into the social fabric
Why aren't Indians innovating enough? Is it because the Indian idea of innovation is cost cutting or process innovation—also known by another fancy term, frugal engineering—as opposed to original research?
I had the opportunity to interact with Stef Wertheimer, chairman of the ISCAR group, near Haifa in Israel. ISCAR specialises in industrial cutting tools and blades. Wertheimer contributes to about 10 percent of Israel's GDP through his various business ventures and is to Israel what Ratan Tata is to India.
I asked him what the secret of his success is. He offered to show me around the fourth floor of the building he operates in, where at least 1,700-1,800 of the best research engineers in the country focus on original research. The secret, he said, is ruthless focus. Each year, he retains only the best among them and retrenches those he reckons are at the bottom of the pyramid. But because the retrenched people are so good, they are much sought after by others or launch startups, and innovation spreads.
Why don't episodes like this occur in India? At the risk of sounding repetitive, Indians who matter and can catalyse change are too focussed on their balance sheets as opposed to innovation.
Image: Reuters
In 2003-2004, I visited the Centre for Innovation in Global Governance (CIGI), a think tank operating out of a brewery in Waterloo, a small town in Canada. The Prime Minister of Canada at the time, Paul Martin, had mandated that they conceptualise what he called the L-20, where L was an acronym for "Leaders". Unfortunately, Martin lost the elections and the idea was shelved. It was set into motion again after the financial crisis of 2008, when President George Bush revisited the theme. The only difference was that it is now called the G-20.
But, to get back to the point, the man behind CIGI was neither a diplomat nor a researcher. He was Jim Balsillie, founder of Research in Motion, better known as the makers of Blackberry—another matter altogether that Blackberry ran into trouble with its shareholders and Balsillie had to give up his responsibilities at RIM. But, with the benefit of hindsight, his contribution to international governance has been outstanding. Thanks to his efforts, G-20 is now operational. Balsillie is also the main supporter of Perimeter Institute of Theoretical Physics, based in Waterloo. As for CIGI, it works on policy prescriptions for reforming institutions such as the International Atomic Energy Agency, Financial Stability Forum, and the international monetary system.
In India, I can only think of the Tatas who founded the Tata Institute of Fundamental Research (TIFR) and Tata Institute of Social Sciences (TISS). I guess that is why when Balsillie visited India, he was surprised that despite having precedents of the kind set by the Tatas, Indian businesses aren't thinking about how to promote original research in physics, maths, governance and international relations.
His surprise isn't misplaced. In the next two to three decades, the fourth industrial revolution will be underway. The first industrial revolution took place in late 18th Century, the second in the late 19th Century, and computerisation is the third. The fourth includes genomics, nanotechnology and robotics (GNR). These apart, expect breakthroughs in space technology, renewable energy and water technologies. All of these will transform the world.
India has to decide whether it wants to be a great power by servicing multinationals and providing software engineers who work at the low end of the cost curve, or be a lead player in the new revolution.
Theme #4: Where education is central
Educational institutions are important because the talent needed to prime people for the fourth revolution can come only out of educational institutions.
When the first and second industrial revolutions took place, India was a colony and couldn't participate. During the third revolution, India made headway and managed to garner revenues and exposure. GNR, along with space, energy and water technologies, is a low-capital-intensive revolution. To set up laboratories, capital requirements are low. What is needed is human capital. To do that, India needs to innovate.
A single school that can accommodate 700 children using brick and mortar will take an awfully long time and cost on average Rs 2 crore. Add to these numbers the fact that there exists a deficit of one million teachers. What can be done is obvious.
The government allows anybody to set up a community radio station that covers a radius of 25 kilometres. If this technology were deployed into education, a few crore of rupees and the 700,000 villages with no access to schools suddenly become accessible. India has a satellite in orbit as well, which is meant to be used exclusively for education. Any institution can use it to impart remote education to children in Naxalite-affected areas in central and northern India; or to the schools located in difficult-to-access regions such as the North East.
Theme #5: Where relationships matter above all else
I believe relationships ought to be preserved immaculately—be they immediate ones, in the neighbourhood or those of strategic significance—else, the outcomes can be disastrous. It has been demonstrated that minus good relationships with neighbours, it is possible to be a great power, but impossible to evolve into a great nation. Turn once again to the Turkish and Scandinavian models.
In Turkey, soon after Erdogan took over, even as he managed the country, he devoted attention to relationships with countries in the South and East. He figured it could be a trading opportunity for the Turks. So he extended an arm of friendship to Syria and created a free trade zone. Not just that, he focussed on removing internal trade barriers and increasing mobility. He was also Israel's most trusted partner.
Image: Amir Cohen / Reuters
During the course of my stint in Middle Eastern diplomacy, the Syrian foreign minister once rolled out a peace plan with Israel. The only condition he placed on the table was that it ought to be facilitated by Turkey. That said, I must also point out that in the last couple of years, Turkey's relationships with both Israel and Syria have taken a backseat.
As for Scandinavia, the model is of interest because I often wonder how to contain terrorism. Why is it that terrorists don't think of attacking countries like Norway or Sweden? Whenever violence erupts, they are incidents triggered by maniacal individuals—not secessionist outfits. This is because the Scandinavian model represents that of a great nation. Their objective was not to build a security infrastructure because there is only so long and so often it can counter attacks; but to build nations nobody thinks of attacking.
Countering terror is a physical act as opposed to deconstructing terror which is an intellectual exercise. It demands you create new kinds of social contracts in the country. But if you insist on living only by power and its physical manifestation—force—then you only think of countering terrorism. Therefore, it ought to be deconstructed. Problem is, India hasn't thought along those lines yet and it cannot happen overnight.
The way forward
First, ask the most basic of all questions. Ought a nation to measure its success in terms of GDP growth or in terms of the human development quotient?
I believe nations that measure success in terms of GDP are prone to violent disruptions. That, to my mind, explains our susceptibility to terrorists. Norway, on the other hand, has a stated policy that policing will be kept to the minimum. That explains why Scandinavian countries are of no interest to terrorists. When you elicit no response, what is the incentive in attempting?
In making this transition, disruption is inevitable. But you could choose between managed positive disruption, or enforced violent disruption.
To understand this, turn to Turkey once again. What happened there was that a group of politicians got together and built new terms of reference for what a nation ought to be like. To do that, they hired a market research agency to ask people what they want. Everything people said boiled down to two words—justice and development. Armed with this insight, the Justice and Development Party was formed—the acronym for which in Turkish is AKP—and is now in power.
Effectively, they used modern tools from mainstream business to understand grassroots problems and arrive at a political conclusion. They presented their findings and agenda to the people and got elected into office.
In Singapore, though, change was imposed. In the process, it compromised on civil liberties. However, they've achieved 70-80 percent of what they set out to do.
Change in Malaysia was similar to what happened in Turkey. In 1968, following racial riots, leaders cutting across communities came together and agreed they wouldn't allow violence to happen again. So they made a constitutional amendment that mandated any elected cabinet to have representatives of the three major races in the country. They realised political engineering can be used to resolve other problems as well, including economic ones.
I don't see any signs of that happening in India. My beliefs compel me to argue that what India suffers from is a crisis of vision, ethics and courage. Put these values together and what you have is statesmanship. That is why even 60 years after his death, Mahatma Gandhi is still remembered. He had an ethical code, and courage. Lee Kuan Yew, the first prime minister of Singapore, is someone I think of in that mould. He once told me something interesting—that one of the driving forces in his life was a nursery rhyme.
Humpty Dumpty sat on a wall,
Humpty Dumpty had a great fall,
and all the king's horses,
and all the king's men,
couldn't put Humpty together again.
He said he read it a few times every single day after he became prime minister. Because, he said, it underscores an important political statement. If your national resources, whether human, natural, or entrepreneurial, fail and go out, all the kings, their men and horses can't put them together again. "So I had to create a vested interest in the nation of Singapore, not by using power but by using ideas."
He couldn't have put it any better. Great nations are built on the back of ideas—not force.
About the author
Sundeep Waslekar is the president of Strategic Foresight Group, a think tank based in India that advises governments and institutions around the world on managing future challenges.
He was instrumental in creating the concept of The Cost of Conflict in the Middle East, based on a complex set of parameters, which has since then become the main tool for negotiations in the region. He also crafted the concept of Blue Peace, which looks at how water can be used as an instrument of peace. Switzerland has adopted this concept as part of its state policy, and the Swedish and British governments will soon follow suit.
Image: Vikas Khot
He has worked with or on 50 countries and has presented these new policy concepts at committees of the Indian Parliament, the European Parliament, the Houses of Commons and Lords in the UK, the United Nations Alliance of Civilizations and the World Economic Forum, among others.
Waslekar, who graduated from the Oxford University with a BA in Philosophy, Politics and Economics in 1983, has been involved in parallel diplomatic exercises to find common ground in times of crisis. Since the mid-1990s, he has facilitated dialogues between the Indian and Pakistani governments and Kashmiri leaders as well as between leaders of Western and Islamic countries after 9/11.
Waslekar has also authored several books, essays and research reports. His most recent book, the Marathi bestseller Eka Dishecha Shodh on new directions for India's future, is into its eighth edition, in about one-and-a-half years, and has also been translated into Urdu and Hindi. He was conferred D.Litt (Honoris Causa) of Symbiosis International University by the President of India in December 2011.
The only thing that would fix this country is the awakening of the people and a revolution at a national level. But such things take time. Enough people have to care, for it to happen.
You have mixed up cause and effect. Prosperity comes first and then the lowering of disparities. Mostly because the rich distance themselves from the poor as if poverty is a communicable disease.
We should work with our strengths, rather than against them. Let us by all means ensure a more equitable distribution of what we produce through humane methods -- there is surely enough to go round if greed and corruption are checked.
If one looks at the state of the Indian languages, it is evident that the nation that houses these languages is not nurturing them. Contrast that with the many countries mentioned in this article that have thriving languages despite few millions of speakers. Reason: those languages are being nurtured by the nation that houses them.
In India, the language policy adopted is driving away the languages from different registrars. Time to rethink our view of the diversity and make efforts to nurture the very same diversity. Time to stop all kinds of language imposition on multiple linguistic groups of India, which is being done under the guise of protecting the unity.
Ignore the downside for sometime dear writer, equilibrium would be struck soon!
Also that many people who take up arms dont do it because they are coerced but because they have no other choice. Its like crime, for most 'thinkers' crime is shown as it doesn't pay. The fact is that it does, otherwise no one will be in it. Most people who get into crime are in it as a way out of the ghetto/their low income housing.
The author is looking at the world in an idealistic manner the fact is that it isn't. The vision while i agree with is not practical.
I think Shri Rabindranath Tagore had said it in fewer words..
Where the mind is without fear and the head is held high
Where knowledge is free
Where the world has not been broken up into fragments
By narrow domestic walls
Where words come out from the depth of truth
Where tireless striving stretches its arms towards perfection
Where the clear stream of reason has not lost its way
Into the dreary desert sand of dead habit
Where the mind is led forward by thee
Into ever-widening thought and action
Into that heaven of freedom, my Father, let my country awake.
We just need to follow this poem.. and that's all..
I am happy that the author did not make ANY references whatsoever to the "knowledge" contained in the ancient vedas or the "wisdom" of Swami Vivekananda.
Twitter: @sachi_bbsr


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GiftBud.com Occasions Store > Valentine's Day > Hot Valentine Candy Heart > Hot Valentine Candy Heart (Front) Long Sleeve T-Sh
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Bearly Ski-Skilled Cake
Additional Information
Step 1
Color fondant as follows: Reserve a 2 in. ball of fondant white.
Step 2
Tint a 2 1/2 in. ball of fondant blue. Divide remaining fondant equally and tint yellow, green and red. Mix blue fondant with 1 teaspoon Gum Tex. Mix a 3/4 in. ball of red fondant with 1/4 teaspoon Gum Tex.
Step 3
In advance, make skis and poles: roll out blue fondant and cut two 7 3/4 x 1 1/2 in. lengths. Trim one end of each to rounded points. Roll out red fondant with gum-tex and cut two circles using middle circle of Cut-Outs. Make an opening in the center of each circle using the end of a dowel rod.
Step 4
Let fondant pieces dry on cornstarch-dusted cake board for 1-2 days. Cut 2 dowel rods to 6 1/2 in. lengths, set aside.
Step 5
Bake and cool cake. Ice paw pads and inside of ears smooth.
Step 6
Outline with tip 3. Lightly cover sweater and pants area with icing. Roll out green fondant and cut to pants shape, roll out yellow fondant and cut to sweater shape. Position on cake.
Step 7
Cut a strip of yellow fondant 1/2 in. wide x 13 in. long. Imprint with edge of spatula. Attach to bottom of sweater with damp brush. Cut yellow stars using smallest cutter, set aside.
Step 8
Roll out a strip of blue fondant 3/4 in. wide x 10 in. long. Attach to neck with damp brush. Cut a strip of blue 3/4 in. wide x 5 in. long; cut fringe on one end. Attach to neck with damp brush.
Step 9
Use tip 6 and pipe in whites of eyes, pat down with finger dipped in cornstarch; add tip 4 black dot centers, Outline tip 3 mouth, add tip 4 tongue. Using tip 6, build up area on paws.
Step 10
Cover bear with tip 16 stars. Roll out red fondant, cut into triangle shape and position on head. Roll white fondant by hand into shape for trim and pom-pom.
Step 11
Attach to hat with damp brush.
Step 12
Position string licorice and attach fondant stars with damp brush. Attach skis to feet with dots of icing.
Step 13
Push red circles on prepared dowel rods and insert into hands.
24 ounces Ready-To-Use White Rolled Fondant
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Fanci-Foil Wrap
Pipe dots for flower centers, faces, figure piping and border effects. When making large dots, lift the tip as you squeeze to allow icing to fill out completely.
Characters or designs are often outlined first, then piped in with stars or zigzags. Outlines can also be used for facial features.
The star tip creates the most popular, easily accomplished decorations! The serrated edges of the star tip makes ridges in the icing as you squeeze it out. Use for borders, details such as buttons and facial features, flower centers, filling in cakes baked in shaped pans.
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A Christmas Bear Cake is a cute critter appropriate for a wintertime dinner or birthday. Wilton 3-D cake pans make stand-up cakes like this easy to bake and decorate using just basic techniques like stars and dots.
He holds a candy cane and a candy star to dress up your holiday party. Candy Melts plaque star, bow, hat, facial features and feet add fun dimension and easy decorating to this Merry Bear! Cake.
This 3-D cake is a real character! Stand-Up Cuddly Bear is ready to hit the slopes with his holiday-ready fondant scarf, hat, skis and poles.


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Technical information
|Starting point:
|Schwägalp Passhöhe (Siebenbrünnen)
|Schwägalp Passhöhe
|Getting to the starting point:
|Car/Bus from Urnäsch or Nesslau - Neu St. Johann
|Back from the destination:
|Physical fitness:
|Difference in elevation:
|Ascent 60 m, descent 60 m
|Hiking time:
|0h 45m
|June to October
|Note: The wooden bridge on the moor is easily reached in a wheelchair, but natural rock steps prevent wheelchair access to the complete route.
Richly illustrated panels teach children and adults about the earth's history, the Schwägalp's 1000-year tradition as grazing country, tourism, nature conservation and much more besides.
Moors theme trail: the Schwägalp is located amid moorland that is included in the Inventory of Swiss Heritage Sites (ISOS). A high walkway leads into the heart of the mysterious moors with their rare plants and animals. The 7 information panels along the walk (just under 2km) focus on biodiversity, fauna and flora, special cultivation practices and the impressive size of the Schwägalp moorlands.
The Moors trail also imparts valuable information about the development of moors: from the Ice Age to the first upland moors in the Alps and Pre-Alps.
Tour Overview
3D hiking map Download GPX coordinates Download KMZ (GoogleEarth)
The careful planning of a tour will ensure that you also derive the maximum pleasure and enjoyment from it. Please take the time to contact the local information centre and enquire about route and weather conditions before setting off. Your intended trail may be fully or partially closed, depending on the time of year and weather conditions.


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As people continue to focus on wellness - with green shopping habits, yoga practice, mindful meditation, cardio classes - they are increasingly expressing their sense of style through workout clothes.
Not just for fashion's sake - although a pair of bun-sculpting lululemon yoga pants do look fantastic. But in the interest of time management, I need to run my errands and make a pit stop on Kelly Drive to bang out three to five miles.
"It's about being able to integrate fitness into your every day, which is the only way you will be able to stick to it," said Nadine Gelberg, president of Devigi, a Chestnut Hill-based line of gym wear designed to help women exercise accessorized. "We need to be able to go to the grocery store and drop off kids and not look like we are still in our gym clothing."


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The Originals Review: Love, Actually
The Mikaelsons celebrate Christmas on The Originals Season 3 Episode 9. Keep reading to find out if the siblings have been naughty or nice this year!
Posted in: The Originals
I live on a steady diet of coffee, wine, sarcasm, television, and books. But not necessarily in that order.
You can find me blogging about mom life at Caffeine and Cabernet or follow me on Twitter @CaffeineAndCab.


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Olowinski breaks another record for Miami (Ohio) basketball
Mercyhurst Preparatory School graduate Kirsten Olowinski set a third career record for the Miami (Ohio) University women's basketball team Thursday.
Olowinski, a senior forward, turned in the school-record 36th double-double of her career when she compiled 19 points and 15 rebounds in a 78-56 victory over Ohio University in a Mid-American Conference game in Oxford, Ohio.
Earlier this season, Olowinski broke the RedHawks' record for career blocked shots and rebounds.
Read more in Saturday's Erie Times-News.


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Master Class of Darren Aronofsky in OIFF 2015 (english)
- published: 29 Dec 2015
- views: 1355
Darren Aronofsky, born in 1969, is an American film director, screenwriter and film producer. Aronofsky attended Harvard University, where he studied film and social anthropology, and the American Film Institute where he studied directing. For his feature debut, the surrealist psychological thriller Pi, Aronofsky won the Directing Award at the 1998 Sundance Film Festival and an Independent Spirit Award for best first screenplay. The followup, a psychological drama Requiem for a Dream, garnered strong reviews and received an Academy Award nomination for Ellen Burstyn\'s performance....


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Air Traffic Controllers Who Saw UFO Muzzled by FAA
By Ray Stern
Air traffic controllers in the main tower of Phoenix Sky Harbor International Airport saw last night's bizarre spectacle of red lights flying across North Valley skies, but the Federal Aviation Administration won't let them talk to the media.
Ian Gregor, FAA regional spokesman, says the agency's policy won't allow controllers to comment even if they want to relate their experience.
Gregor confirmed that "several" air traffic controllers in the tower saw the staggered formation of mysterious lights moving in the sky, apparently over North Phoenix. He says he heard that second-hand, though -- the tower's manager told him about it.
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The controllers didn't consider the source of the lights to be a hazard, because nothing was popping up on radar, Gregor says.
Several media outlets are displaying photographs of the lights taken by Valley residents, which seems to confirm that something was up there. Heck, the Republic even quoted no less an eminent source than one of its own reporters, Anne Ryman, as having eyewitnessed the event. Photos and videos can be seen today on www.azcentral.com.
The lights have defied quick explanation. Even the Sky Harbor lookouts had "no idea" what the darned things were, Gregor says.
Yet it seems clear air traffic controllers could offer a professional description of the UFOs, since they are, presumably, experts at spotting distant aircraft. Their guesses at the altitude, distance, speed and physical nature (if any) of the UFOs would carry more weight than those of the average skywatcher.
Gregor won't budge, though. "This has nothing to do with the FAA," he says.
New Times has filed a formal request with the FAA for radar records of any unidentified aircraft in the area from the agency's Albuquerque and Phoenix-area radar centers, just in case anything was missed.
The sky was clear last night, so the lights apparently weren't reflections from a source on the ground. Aircraft would have shown up on radar. Military stealth aircraft would be unlikely to be covered in brilliant red lights. So would alien spacecraft, in this writer's humble opinion. You take the time to fly thousands, if not millions, of light years across space to Earth, only to put on a relatively boring air show? What hosers, these aliens! They can't even seem to give us a missing man formation, much less the secret to a long-lasting technological civilization.
These new lights may be more mysterious than the V-shaped formation over Phoenix that caused a stir in 1997. After that sighting, the military confirmed there were aircraft dropping flares near the Phoenix area, and New Times reported that a local guy named Mitch Stanley looked at the source of the lights with his telescope and saw -- airplanes. His description of squared-off wings gibed with a type of ground-attack airplane called an A-10 Warthog, the same type the military said had been in the area that night. I didn't see the famed Phoenix Lights, but it makes sense to me that if they might have been A-10s, they probably were.
I'd like a rational explanation for these new lights, and soon -- because the media abhors a vacuum. And there are plently of people who will come out the woodwork to fill that vacuum with all sorts of ungrounded nonsense.
Paradise Valley resident Lynn Kitei, who has made a career out of the 1997 lights, is a case study in how much bull can be packed into a few unidentified lights: "Kitei's research goes far beyond UFOs," says a 2006 East Valley Tribune article. "She said she believes ghosts, UFOs and other unexplained phenomena are all connected."
Still, even skeptics like me can't shake their curiousity about things like this. To paraphrase Carl Sagan, incredible claims require incredibly good evidence. So far, there's just no telling whether these lights represented actual aircraft, reflections, weather-related phenomena, Satan, incorporeal alien life or mass hysteria (sorry, Anne). Stay tuned.
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AbbVie (NYSE: ABBV ) has declared a quarterly dividend and instituted a share repurchase program. The dividend is $0.40 per share of the firm's common stock, which is to be paid May 15 to shareholders of record as of April 15. That payout annualizes to $1.60, yielding 4.3% on the company's current share price of $37.58.
This is the second dividend payment in AbbVie's short history, and its amount matches the first payout made in January.
AbbVie's stock buyback program is effective immediately, and authorizes the company to repurchase up to $1.5 billion of its shares for what it termed "a multi-year period." The program has no time limit.


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Group Exercise Class Descriptions
Ab Attack
This is a 30 minute class of hardcore abdominal work. It focuses on toning and defining the abs and strengthening the back to improve posture and core strength. Exercises are performed using the fit-ball and/or lying on the floor.
In this revolutionary cycling class, you will experience a variety of cycling including hill climbs, fast flats, and exhilarating finishes while focusing on speed, power, intensity and technique. A great cardio workout!
Fuses hypnotic Latin rhythms and easy-to-follow moves to create a one-of-a-kind fitness program that will blow you away.
Members will become familiar with mind-body connection as we work our way through holding traditional yoga poses as well as actively stretching within your own ability. Yoga is for those who are looking for an all-around calming mechanism to ease tightness or stiffness of the body. Yoga also focuses on channeling inward to discover body awareness. Connecting our mind and body through motion and rhythmic breathing, yoga often encourages range of motion to the body's comfort. Everyone is welcome to come join the practice!
This is a high level energy class that strengthens your core and leg muscles while moving to today's modern beats. During this 45 minute class you will do a great cardio workout that is designed to make you sweat.
Cross Fitness
Constantly varied, high-intensity, functional movement workouts designed to fire-up multi-muscle groups through cardio and strength training.
This is the ultimate High Intensity Interval Training class. It's a 45 minute cardio and strength based class that will dynamically test your fitness. Grab your water, towel and energy!
Butts and Guts
A butt-kicking, gut-wrenching, thigh-toning class aimed at improving your lower body and core. This class is for all levels.


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These are exciting times for ECE… We have just concluded a very successful faculty hiring cycle that brought to our campus four top researchers — Clint Schow, Jonathan Klamkin, Jason Marden and Yon Visell. This aggressive hiring policy is enabling us to overcome the challenges arising from recent and pending retirements. It is also allowing us to create new areas of strength for the department that are aligned with current scientific and technological trends.
I encourage you to read the latest issue of The ECE Current where Professor Steve Denbaars shares his story about ECE's role in recruiting 2014 Nobel Prize winner Shuji Nakamura. Additional articles include spotlights on a preeminent alumnus, graduate student research, faculty research & mentorship and senior best project winners.
Also, a word of thanks to our donors, whose generosity allowed us to bring new equipment to our teaching labs and to improve some of our educational spaces.
João Hespanha, ECE Department Chair
We invite you to make a gift to ECE — your generosity is instrumental in our ability to educate the next generation of leaders whose future endeavors will have a profound impact on society.
unrestricted support, the Roger Wood Endowment, scholarships & fellowships, lecture series, undergraduate lab renovations, and endowed chairs
Unrestricted gifts to the Department and the Roger C. Wood Endowment can be made through our online giving form (credit card) or mail in a donation (pdf).
For more information or to designate your gift within the Department, please contact Beth Ptalis Hough at 805-893-5198 or email@example.com.
Thank you for supporting UCSB ECE.
The ECE Department was established in 1962 and is the largest of the five academic departments in the College of Engineering.
(3-year Annual Avg. 2013-2016)
The ECE Department attracts some of the top faculty researchers from academia and industry. Research in the Department is categorized into four focus areas: Communications & Signal Processing, Computer Engineering, Control Systems, and Electronics & Photonics. ECE faculty partner their research efforts with industry, government, outside academic institutions, other UCSB departments, and in the Department.
The Department offers both Master of Science and Doctor of Philosophy degrees. The Department has 3 types of degree programs (M.S., M.S. / Ph.D., or Ph.D.) with emphases in Communications, Control & Signal Processing, Computer Engineering, and Electronics & Photonics.
The ECE department offers programs with degrees of Bachelor of Science in Electrical Engineering or Computer Engineering. The curriculum in EE is designed to provide students with a solid background in mathematics, physical sciences and electrical engineering.
A wide range of program options are available including communications, control systems, signal processing, computer engineering, microwaves, and semiconductor devices and applications.


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During a special called meeting Wednesday afternoon, commissioners unanimously approved the appointment of Bill Tanner to serve as county manager until a permanent replacement is hired.
Retired army engineer and JROTC instructor at Dawson County High School, Robert Wiley is now officially on the ballot for the District 2 county commission seat to run against Chris Gaines.
Residents along Nix Bridge Road will soon have the waterlines needed for improved fire safety, though there are no immediate plans by the county to move forward with installing fire hydrants.
Commissioners Thursday night voted to appoint Vicki Neikirk to serve as interim county manager following Randy Dowling's abrupt resignation earlier that day.
The men vying to be Dawson County's first new sheriff in 20 years squared off in a heated debate last week before a standing room only crowd of at least a few undecided voters.
Andi Henson Juliette and Nicole Stewart made final public pleas to voters last week asking for support in Tuesday's runoff election for Dawson County Tax Commissioner.
Commission Chairman Mike Berg is calling for a full millage rate rollback that, if approved, would be the county's first tax reduction in 12 years.
City officials last week sent a letter to the Dawson County Board of Commissioners threatening suit over alleged missing documents detailing sales tax expenditures.
Commissioners last week approved a request to increase salaries for the county's two fulltime magistrate judges.
Dawsonville Mayor James Grogan was recently elected to the Georgia Municipal Association board of directors during the group's annual meeting in Savannah June 27.
Early voting is underway for the July 26 runoff election to choose Dawson County's next sheriff and tax commissioner.
Members of Dawson County's state delegation have been tasked with tackling rural Georgia's high-speed internet challenges.
The past few weeks have had many residents in Dawson County in full fret mode as they have driven through downtown Dawsonville and seen the Historic Courthouse on the square being painted a shocking shade of white.
Water quality has improved for residents living in Pigeon Creek Estates following the city's move to reroute service through a new well.
The park going in behind the Dawsonville Municipal Complex and plans to continue with a downtown revitalization project top capital expenses in the city's proposed budget for the 2016-2017 fiscal year.
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The county planning commission announced last week that Jason Streetman will serve as the county's new planning and development director.
Commissioners voted last week to appoint David Headley as Dawson County's next county manager.
County Commission Chair Mike Berg presented a $36.4 million budget for fiscal year 2017 last week that includes raises, new vehicles and capital improvement ...
During Thursday night's work session and special called meeting, the Dawson County Board of Commissioners voted to keep the current millage rate unchanged following ...
During last week's Dawson County Board of Commissioners voting session, Dawson County Chamber of Commerce President Christie Haynes asked the commissioners to take several ...
The Dawson County Board of Commissioners unanimously approved a significant budget increase for the Dawson County Juvenile Court during last week's voting session.
Judge Lindsay Burton of the Dawson County Juvenile Court requested a significant budget increase during last week's board of commissioners work session.
The Dawson County Board of Commissioners held the first of three required public hearings last week as they intend to leave the current millage rate ...
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'Warm Bodies' finds charm in zombie love
Being one of the walking dead would be incredibly tedious, especially if you possessed self-awareness. For R (Nicholas Hoult), it means spending every day ambling around an airport with no idea how he ended up there or who he is. (He thinks his first name starts with R, but he isn't entirely sure.)
In the slightly unconventional romantic comedy "Warm Bodies," R is a zombie unsatisfied with his station in life. He can't sleep or dream and, outside of grunting, can't speak. To survive, he must feed on humans. The odds may be against him, but as he informs viewers in voice-over, R yearns for something more. »Read Full Article
Musicians stage tribute to America's first professional composer
Even if you haven't heard of Stephen Foster, you've heard his music. "Oh! Susanna" and "Camptown Races" are among the first songs a child hears and learns. Unforgettable melodies, and their place in the public domain, ensure that they have endured, in schools, in toys, in movies and commercials, 160-plus years after Foster wrote them.
Foster is thought to have been the country's first professional composer, and his songs were immensely popular during his lifetime. But the music publishing market soured during the Civil War, and Foster died Jan. 13, 1864, at 37, struggling with a fever and a head injury in his final days, with just 38 cents in his pocket. »Read Full Article
Singles Scorecard: Reviews of new tracks from Destiny's Child, New Kids on the Block and the Lonely Island
Former Lovelies singer, Mueller, charts own path with 'Liv Sings Love Songs'
The night after the Sandy Hook Elementary School shooting, Liv Mueller couldn't sleep.
"I started thinking about the reality of what that scene must have looked like before and after innocent kids were shot and killed. And here I am in the comfort of my own home, and families are dealing with tragedy," the Milwaukee musician said. "A melody popped into my head, and I went downstairs and recorded a song and posted it on Facebook." »Read Full Article
Watch: Clarke and Barrett on CNN's 'Piers Morgan'
Milwaukee's Mayor Tom Barrett and Milwaukee County Sheriff David Clarke argued about gun violence before a national audience on CNN's Piers Morgan's show Tuesday night.
Morgan joined the debate by challenging Clarke's "rhetoric." »Read Full Blog Post(5)
On Tap Today: It's cold again and there's stuff to do
It's nearly the end of the first month of this brand new year. We're pretty sure that means you can't wish someone "Happy New Year" or fiddle with those resolutions after tomorrow. In any case, it's a good time to offer good wishes and look over those annual goals one last time (if you haven't blown them already).
One of our goals is to be a great source for what's going on. And so let's look at what's on the agenda today. »Read Full Blog Post(2)


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Before & After: The Monet Mural Bathroom
Rambling Renovations for more details on this top to bottom transformation and see all the intimate details. It is a small space and just a few pictures really don't do all the hard work they put in justice! (via: Rambling Renovators) (Image: Rambling Renovators)


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Just how intense was the high school wrestling meet between Ozaukee and Random Lake last week?Three weight classes had 2011 state qualifiers squaring off — and each squad may have at least that many heading back to Madison this year.In a rematch of longtime rivals Jan. 19, the Rams dominated host Ozaukee, 43-17, likely on their way to another Central Lakeshore Conference title."We got handled. Random Lake is tough. They're legit," Ozaukee coach Luke Gundrum said.NATHAN SLEIK-VIDMAR of Port Washington drove Cedarburg's Max Stankey to the mat on the way to a 10-2 victory Jan. 19. Port won the North Shore Conference meet, 61-14. Photo by Sam ArendtThe Warriors managed five match wins, the most convincing of which was Kevin Beckmann's 16-1 technical fall over Tony Sanfelippo at 152 pounds.Ozaukee's other wins included Logan Smith (126) over Trent Gottsacker, 5-4; Ethan Brouillette (138) over Brady Schmidt, 6-5; Alex Thill (160) over Andrew Gatz, 6-4; and Dan Zimmer (182) over Jake Schwan, 15-12, in double overtime in the final match of the night."Alex gritted out a double-overtime match. It kind of ended on an OK note," Gundrum said.
Cedarburg's Dave Shepard launched a desperation three-pointer that fell short at the buzzer, and the Port Washington boys' basketball team breathed a collective sigh of relief.Make that a "well, it's about time" sigh — the kind you would expect from a squad that just snapped a five-game losing streak.COACH JOHN BUNYAN emphasized a point with his players during a timeout in Port Washington's game against Cedarburg last Friday. Photo by Sam Arendt"We just needed a win," Port coach John Bunyan said after seeing the host Pirates hold off Cedarburg, 40-38, in a ragged North Shore Conference game last Friday."Offensively, we missed a lot of shots and had some scoring lulls. But we also played some tough defense, which helped us win it."Port, which evened its NSC record at 3-3 and won for the first time since Dec. 16, couldn't get its offense on track but never trailed. The Pirates led by as many as 11 points — at 21-10 late in the first half — only to have Cedarburg (1-5) hang around long enough to make things interesting.Shepard, a senior forward, carried most of the offensive load for the Bulldogs. He scored eight of his team-high 19 points in the third quarter when Cedarburg cut a 21-12 halftime deficit to 28-24.The Pirates pulled away again in the final period and owned a 38-33 lead when Zach Hauser made two free throws with 1:17 to play. However, Shepard drilled a three-pointer to lead another rally that pulled Cedarburg within 39-38 with 12 seconds left.After Joey Burbach made one of two foul shots to give Port a 40-38 edge, Cedarburg had to go the length of the court with eight seconds to play. Port used two quick fouls to force the Bulldogs to inbound the ball twice more before Shepard's 28-foot shot at the horn came up well short.The Pirates could have won the game more easily if they had gotten in sync offensively. Missed layups and turnovers helped fuel Cedarburg comebacks. Shepard was the only player to score in double figures for the Bulldogs, but they also got two key second-half baskets from Stephen Sakmar, who finished with eight points.Burbach helped Port survive with a 17-point effort that included a trio of three-point baskets and six points in the final period.
Hannah Eichler was due for a breakout night.And the Grafton girls' basketball team was more than happy to have the senior guard hit her stride last Friday with a strong all-around performance that sparked a much-needed win over Milwaukee Lutheran.HALEY ORLOWSKI dribbled past a Milwaukee Lutheran defender in the Grafton girls' 66-28 win last Friday. Orlowski was one of four Grafton players to score in double figures. Photo by Sam ArendtIn addition to scoring a game-high 17 points, Eichler had nine rebounds, five steals and four assists as the Black Hawks pounded out a 66-38 victory."We've just been waiting for Hannah to take over a game this season," said Grafton coach Bob Maronde, whose team improved to 4-2 in North Shore Conference play."She's done it in spurts, but this was the first time she had a really complete game. It was good to see."Eichler's hustle at both ends of the court helped key a comeback for the Hawks, who trailed, 12-11, after one quarter before taking control."We were real tentative on offense early in the game," Maronde said. "We were coming off a tough game earlier in the week (a loss to Hartford), and our confidence was a little bit shaken.


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We've had our Santa advent since the first Christmas I spent here with Ant and the boys, before I moved in (His 2 youngest boys were still at school. They're now adults and moved out a few years ago).
We used him the first couple of years, just putting Celebration chocolates in his little pockets but then every Christmas since, he's been left in the box.
After seeing a few posts about various advent activities other people do with their children, I thought it would be lovely to surprise the children with 🙂
I didn't decide to do it until yesterday so I'm proof that it can be done in one day!
I got my list together (I love lists!) then used Paint Shop Pro and a template I downloaded from Design Dazzle to make my 24 notes.
I cut them out then rolled them up like a scroll and tied them with red and green ribbon.
I put one in each little pocket and hung our lovely Santa on the door.
The kids loved him when they came down for breakfast this morning and surprisingly didn't argue when I told them Aiden could open the first one as he's the eldest!
Here's our list:
1) Sing Christmas songs
2) Write a letter to Santa
3) Put up the garlands and decorate the tree
4) Have dinner by candlelight
5) Paint the salt dough decorations
6) Find Christmas games on the pc
7) Read a Christmas story by candlelight
8) Find Santa in the 'Where's Santa?' book
9) Make ice cream sundaes
10) Do puzzles from the Christmas annual
11) Light candles and listen to Christmas carols
12) Make a special gift for Daddy
13) Wrap Christmas presents
14) Make marshmallow candy cane twizzlers – Recipe to follow
15) List some things you're thankful for
16) Make paper snowflakes and hang them up
17) Go for a drive to see the Christmas lights
18) Play 'Beat the Parents'
19) Christmas face painting
20) Have a takeaway for dinner
21) Bake Christmas cookies – Recipe to follow
22) Make chocolate mallow crunch – Recipe to follow
23) Pop corn and watch a Christmas movie
24) Have hot chocolate with whipped cream and marshmallows
I'm linking up with Festive Friday over at Thinly Spread 🙂


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"Think of coffee and you will probably think of Brazil, Colombia, or maybe Ethiopia. But the world's second largest exporter today is Vietnam. How did its market share jump from 0.1% to 20% in just 30 years, and how has this rapid change affected the country?"
Via Seth Dixon, Amanda Morgan


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In the meantime, you can prepare by checking the air filter and oil in your mower, and sharpening your gardening tools. You can do that by simply combining a quart of oil with a bucket of sand.
"It can be your used oil, your recycled oil, and just put your tools in there after you use them and it helps get rid of some of the clay, and keeps them from rusting and keeps them sharp," said Whitman County Recycling & Waste Reduction Coordinator Judi Dunn-Gray.
Spring is also a good time to remove the guards from your trees and let them get some air because rodents aren't a concern this time of year. Experts also recommend composting as way to perk up the garden because it works well as a mulch, and you can start a pile using any grass clippings and leaves that you pick up in the yard.


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In this ESPNNY.com story, Nets general manager Billy King expressed confidence in retaining guard Deron Williams, who will be a free-agent target of the Mavs in the offseason.
This excerpt from the story explains King's thinking on the matter:
"I feel pretty good [about being able to keep him]," King said. "I think I haven't wavered all year in my thought process.
"Our goal is to win. I consider him the best point guard in the league."
Williams hasn't ruled out signing a max contract extension with the Nets, assuming they put the right players around him. He's said the Nets need to add more veteran pieces to the roster.
That should be easier now, with the team slated to move into the $1 billion Barclays Center before the start of next season. While King said his greatest asset going into free agency was "money," he obviously was quick to mention the new arena and the new borough as well.
"We have cap space, and the potential to add more cap space," King said.
The Mavs will also have cap space to make a run at the former The Colony High School star.


text: Select an international website Zoover.at Zoover.be Zoover.ch Zoover.com Zoover.com.br Zoover.com.tr Zoover.com.ua Zoover.cz Zoover.de Zoover.dk Zoover.es Zoover.fi Zoover.fr Zoover.gr Zoover.hu Zoover.it Zoover.lt Zoover.nl Zoover.no Zoover.pl Zoover.pt Zoover.ro Zoover.ru Zoover.se Home Destinations Accommodations Awards Add review Add review Add photos Add videos Add new accommodation Add attraction Home Add review Greece Corfu Accommodations Corfu Destinations (59) Accommodations (785) Attractions in (16) Photos & videos (564) Map Question and Answer (0) Find the best deals Most visitors found the best deal for Corfu with: 1 Suncamp holidays Check price TOP 2 trivago Check price TOP 3 Booking.com Check price TOP More suppliers Collapse Sort by Zoover recommends Rating Reviews Distance from centre 2 Accommodations Greece, Corfu Location Country Greece Region Corfu Destination Xanthates Liapades Destination type Coastal regions in Corfu User Rating Number of reviews 1 5 Scores well regarding Appreciation Location Service Value for money Food Rooms Child friendly More criteria Contributions 2 1 Weather Information Weather Expectation + 15°C + 20°C Sunny Dry Search within results: 9 click Add review Bed and Breakfast: Corfu Pearl Liapades, 0.8 km from center Greece Corfu Liapades 9 click Add review Bed and Breakfast: Roggia Farm Xanthates Greece Corfu Xanthates Popular destinations Accommodations in Gouvia Accommodations in Agios Gordis Accommodations in Acharavi Accommodations in Dassia Accommodations in Corfu-city Accommodations in Ipsos Accommodations in Moraitika/Messonghi Hotels Hotels in Gouvia Hotels in Acharavi Hotels in Agios Gordis Hotels in Dassia Hotels in Paleokastritsa Hotels in Roda Hotels in Corfu-city Attractions in Corfu Attractions in Acharavi Attractions in Corfu-city Attractions in Ipsos Attractions in Paleokastritsa Attractions in Sidari Attractions in Kommeno Attractions in Liapades Weather Weather in Gouvia Weather in Agios Gordis Weather in Acharavi Weather in Dassia Weather in Corfu-city Weather in Ipsos Weather in Moraitika/Messonghi Reviews for accommodations in Corfu Family with young children, May 2015 "Our home from home"about Messonghi Beach*** kerryann latham Appreciation 10 28/07/2015 This resort is like our second home we have been visiting atleast twice a year since 2011. In may 2013 we was married here and all tge staff made our...Read more Friends, July 2015 "Fantastic place great holiday"about Corfu Holiday Palace***** Hilary Tomlin Appreciation 9 25/07/2015 I wouldn't hesitate to return to Cofur Holiday Place we had a wonderful week and only wished we had stayed longerRead more With partner, May 2014 "A Hidden Gem"about Isabella Country House*** Robbins R Appreciation 10 27/05/2014 Isabella Country House Apartments is a wonderful oasis in peaceful countryside, a short stroll, minutes away from the busy streets of Gouvia village....Read more Friends, August 2013 "A lovely stay"about Karda Beach + bungalows**** Debs Appreciation 9 09/08/2013 I have just returned from an enjoyable week at Karda Camping, Im not big on camping usually, however the large site is very nicely kept. Each tent has...Read more Are you going on a holiday to Corfu? On this page you can find a summary of all accommodations in Corfu. read more Are you going on a holiday to Corfu? On this page you can find a summary of all accommodations in Corfu. Less text


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Today is Day 29 of Sewing School.
I updated this boring tank top a couple of years ago. I still love how it came out and I thought I would share the simple tutorial with you (adapted from an original post on Gidget Goes Home).
In this photo tutorial you'll learn how to make a ruffle out of a knit material (I used some fabric I cut off the bottom of a knit dress), and also a little rosette fashioned from a t-shirt hemline. There really are so many ways to repurpose t-shirts and knit garments.
Happy sewing!
I had a pretty grayish strip of fabric that I had saved when I shortened a dress for my sis-in-law (Thanks, Angelina!). I have a hard time throwing away scraps, and I guess it's a good thing!
I scrounged up an old gray tank that had been banished to the drawer, and decided to give it new life with a little ruching and a couple of t-shirt flowers!
Making the ruffle
First you'll need a strip of knit fabric (cut-off of the bottom of a dress, from a t-shirt, or just purchased).
The width on mine was about 5 inches total and I folded and pressed both ends toward the middle (making sure to overlap them), so that the new width measures about 2.5″.
I ended up using two ruffles that each started as a strip 17″ in length. I found it a little too hard to gather the ruffle when it was one long piece (my thread broke!).
A good rule of thumb is to make your pre-gathered ruffle strip one and a half to double the length you want your finished ruffle to cover. For example, my neckline was 21″ and my total strip length was about 33″ after I sewed the two strips together (that comes later).
Sew a long stitch all the way down the middle (of each if you have 2). I set my machine to the biggest stitch length which is 5.0. You'll want to make sure you have a few inches of thread hanging off on both ends and do not back stitch.
Pull your top thread from both ends (gently– I broke mine once and had to resew it!), moving the gathers towards the middle as you pull to make your ruffle. This is a simplified version of the fancy method of ruching {pronounced rooshing}. 🙂
If you did your ruffle in 2 halves, now sew them together, pressing the seam open. Make sure you push your gathers as close to that seam as you can to try to hide it.
Attaching the ruffle
Pin your ruffle to your shirt in the desired place (hopefully you'll have your pins all going the right way unlike me, oopsie). I'm a pretty symmetrical girl so I just did mine from shoulder to shoulder. Sew a straight line down your ruffle over the large gathering stitch. If you want to be extra professional you could rip out the larger stitch later (I skipped that).
After that I decided I needed a little extra somethin' to finish it off. Plus, I had that seam in the middle where I connected my two ruffles that I wanted to distract from.
Making the rosette(s)
I took a t-shirt from my repurposing pile; hopefully you have one you can spare, too. Cut off the hemmed edges of the two sleeves, careful not to cut the thread of the serged hem.
Then sew a large stitch down the middle and slightly gather it (just like in the ruffle, only less gathered).
Twirl it around to make a little rose, handsewing it together as you go (this is not an exact science). You can adjust the gathers as you go to get it to sit how you like.
Hand sew your two rosettes wherever you like (or make more! I think three would be ideal.). I put two of these just to one side of my center seam. I wanted it to cover the seam (or at least distract from it), but not be right in the middle.
This is such a fun and easy project. It took me most of the day (hence the darker last photo), since I was working in between tending to a sick child and normal baby duties 🙂 but if you have a block of time it would come together in a jiffy–probably during a naptime.
This tank top is now be out of the drawer and proudly hanging in my closet (when I'm not wearing it, that is)!
If you make one, I'd love to see it! Leave a link in the comments or post a photo over on facebook!


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Staff and Board
A few of the community leaders who dedicate their time and expertise to further our mission of ending hunger in Coastal South Carolina.
President and CEO
Pat Walker
843.747.8146 x101
Community Initiatives
VP of Community Initiatives
Erin Fisher
Child/Senior Hunger Programs Manager
Kara Moore
Director of Agency Relations
Joanna Bruno
Executive Chef
Kimberly Ortego
Community Engagement Specialist
Ally Elrod-Bloom
Programs Compliance Manager
Food Works Manager
Melinda Waddell
Client Services Coordinator
Sydney Singhass
AmeriCorps VISTA
Marek Wojtala
Nutrition Educator
Dana Mitchel
Agency Relations Manager
SNAP Education Coordinator
Autumn Reid
SNAP Education
Child Hunger Coordinator
Development and Communications
VP of Development
Events Manager
Grants Manager
Kelly Kelley
Director of Major Gifts
Dennis Toney
Volunteer Manager
Donor Data Manager
Peter Mathias
Communications Manager
Hailey Ezekiel
Volunteer Coordinator
Kevin Gravely
Finance and Administration
Chief Financial Officer
Felicia Houston
Accounts Receivable Manager
Marianne Fortin
Administrative Manager
Melanie Johnson
Accounts Payable Manager
Nicole Brown
Director of Human Resources
Marian Logan
Administrative Assistant
Shawntrae Battle
IT Specialist
VP of Operations
Brian Keenan
Distribution Manager
Alicia Duffany
Warehouse Associate / Driver
Darron Knecht
Director of Procurement
Margaret Grant
Inventory Manager
Douglas Raynor
Food Resource Manager
Caroline Kies
Warehouse Coordinator
Christopher Ellis
Director of Warehouse & Logistics
Tony Howard
Food Resource Manager
Mary Brook
Senior Retail Driver
Chester Davis III
Retail Driver
Transportation Coordinator
Walt Gray
Reclamation Manager
Robert Wilson
Retail Driver
Warehouse Receiving Associate
Charlie Allen
Warehouse Agency Coordinator
Wilmot Simmons
Shipping & Receiving Manager
Darryl Johnson
Maintenance Coordinator
Greg Weathers
Warehouse Associate / DriverFrank Seitz
Warehouse Agency Associate
Jermaine Smith
Warehouse Coordinator
Eddie Cardona
Warehouse Associate / Driver
John Spigner
Warehouse Associate
James Drass
Yemassee Distribution Center – 843.589.4118
Regional Food Center Manager
Christopher Gillette
Warehouse Associate
Brett Dunbar
Warehouse Associate / Driver
Warehouse Agency Coordinator
Brenda Myers
Grand Strand Distribution Center – 843.448.0341
Regional Food Center Manager
Shayla Livingston
Warehouse Associate/Driver
Johnny Brown
Food and Fund Coordinator
Bryan Moore
Warehouse Agency Coordinator
Brian Hinger
Membership Coordinator
Barbara Miller
Warehouse Associate / Driver
Arthur Dionisio
Board of Directors
The Lowcountry Food Bank is governed by a volunteer Board of Directors comprised of representatives from the local community.
Martha McNeil, Chairman / Morgan Stanley
Monica Scott, Vice Chairman / College of Charleston
Erik Glaser, Treasurer / Glaser + Company
Shelly Yuhas / The Directions Group, Inc.
Tyler Condon
Tiffany Crumpton
Evie Evans
David Hood
Greg Horton
Brett HulseyShooting Star Creations
Mark H. Mizell, CCIM
Darryl Porter
Peter Steketee
Vincent Wallace
Jonathan Williams


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As a rotation-mate of top draft prospect Jonathan Gray, Dillon Overton received plenty of exposure to scouts during his junior season for the Sooners. According to Scout.com MLB Draft expert Kiley McDaniel, Overton came into this season arguably ranked higher than Gray, but a mid-season injury caused him to fall back some in the draft rankings.
Overton is a thin, 6'2'' southpaw who missed two weeks during the 2013 season with a left forearm strain. He went 9-2 with a 2.91 ERA and two complete games (including one shutout) for the Sooners this season. Overton struck-out 76 and walked 22 in 86.2 innings.
In past years, Overton's fastball has touched 95 while mostly sitting in the low-90s, but this year he was more 89-91. He throws from a three-quarters arm slot. Overton also throws a breaking ball and a change-up. He gets high marks for his pitchability and his toughness on the mound.
"He had first-round buzz entering the year," McDaniel said. "Injury issues and a cross-fire delivery contributed to his stuff being down this year. He projects as a number four starter, but he has flashed the ability to be better. You just don't know if [that level of stuff] will come back."
Overton's collegiate career has been covered extensively by Scout.com's SoonersIllustrated. For access to all of the articles about Overton (including several video interviews), click here.