text: So I just found out im Pregnant.. Again! I already have 3 amazing little boys. This was not planned or anything. My mother does not want me having anymore kids at all, she even asks me every month to make sure I had my "shark week" A little weird I know Well last month "Shark week" never came and I have been feeling horrible and supper sore boobs, got a test yup sure enough it came back a whopping BFP in less then 2 secs ... So how am I going to tell my family when they are so against me having another baby? I know this is my problem and I need to suck it up and put my big girl panties on but I'm so nervous and scared, its making me sick just thinking about coming out of the baby closet Any Ideas on how to soften the blow?


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Paul Hogarth: While it would have been great to have the Court rule sexual orientation a "suspect class" and put Prop 8 under a strict scrutiny test, that would have made the decision far more likely to be reversed.
Do State-Owned Banks Violate State Constitutional Provisions? No
Ellen Brown: The recent interest in state-owned banks has provoked challenges on grounds that they violate state constitutional prohibitions against lending the credit of the state. The argument is not valid.
Justice Marshall and "Justice" Thomas
Robert Illes: But if Anita Hill's warnings were not heeded in 1991, in 2011 they seem to have gained some heft. Is Clarence Thomas not just partisan but also dirty – and not in the pubic-hair-on-the-coke-can sense.
HSPD 12 Will Stand at JPL
On January 19, 2011 the U.S. Supreme Court announced that it had decided in favor of the government in the matter of NASA, et al., v. Robert M. Nelson et al. In a unanimous decision, the court found that the questions the 28 JPL employees challenged were appropriate for the protection of JPL as a federal facility.
The Ominous Expansion of Class-Action Suits
Wendy McElroy: In the largest class-action lawsuit in American history, Walmart v. Dukes, Walmart stands accused of systematically discriminating against 1.5 million women in wages and promotions.
Why Clarence Thomas Owes African-Americans an Apology
David Love: When Ginni Thomas — the Tea Partying wife of U.S. Supreme Court Justice Clarence Thomas — left Anita Hill a voicemail message asking for an apology, she got it all wrong. It's really Clarence Thomas who owes the apology, to the black community that is.
Will Militarization of the First Amendment Undermine the Republic?
Ivan Eland: Why has this reverence for the military arisen and become patriotic when it runs counter to the nation's founders' suspicions of large standing armies and foreign military adventures? A skeptic would attribute the excessive exaltation to guilt.
"Facts are Stubborn Things" – The Value of Judge Walker's Decision
Paul Hogarth: What taking this case to trial – rather than expedited summary judgment hearings – allowed us to do was to set up a factual framework, which cannot be reversed on appeal.
High Court Losses Stun Environmentalists
Environmentalists are 0-for-5 at the high court this term.

subset: commoncrawl


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OSHA News Release - (Archived) Table of Contents
OSHA News Release – Region 2
U.S. Department of Labor
Region 2 News Release: NY 116
February 18, 2000
Contact: Chester J. Fultz
The U.S. Labor Department's Occupational Safety and Health Administration has cited the U.S. General Services Administration for two alleged willful violations and one alleged serious violation of OSHA standards in a warehouse in Burlington, New Jersey.
According to OSHA area director Gary Roskoski, the action results from an investigation conducted from August 17, 1999 to February 17, 2000 at a federal government supply warehouse at 1900 River Road in Burlington, New Jersey. OSHA compliance officers went to the warehouse after receiving reports from news media of a chemical spill. Their investigation disclosed that a quantity of about 1800 pounds of calcium hypochlorite powder, used to chlorinate swimming pools, was spilled on the warehouse floor. Cleanup activities led to 27 employees' being treated for chlorine exposure at a local hospital.
OSHA alleges that the agency willfully violated OSHA's emergency response standard by failing to develop and implement an emergency response plan and to train employees required to assist in containment and clean-up. Another willful violation was alleged for failing to conduct an employee exposure assessment or provide respirators and chemical safety goggles. If the employer were in the private sector, the violations would carry a penalty of $110,000.
The warehouse was also cited for storing materials with incompatible flammable material, an alleged serious violation which would carry a $2,500 penalty in the private sector.
A willful violation is defined by OSHA as one committed with an intentional disregard for, or plain indifference to, the requirements of the OSHA act and regulations. A serious violation is defined as a condition which exists where there is a substantial possibility that death or serious physical harm can result.
The investigation was conducted by OSHA's Marlton area office, located at Marlton Executive Park, 701 Route 73 South, Building 2, Marlton, New Jersey, telephone (856) 757-5181.
|OSHA News Release - (Archived) Table of Contents


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A grand view
HOLLYN JOHNSON/Tribune-Herald
Retail Manager Taryn Myers, far left, gives room tours to guests as they check out a Crater View double room that has the option of connecting with the neighboring room for larger groups during the Volcano House's grand opening Friday afternoon at the hotel in Hawaii Volcanoes National Park. The multimillion dollar renovation was celebrated with music, hula, tours and history infused interpretive walks led by park rangers.
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Police Seek Information on Man Who Attacked Woman on MCT TrailAn 18-year old woman was lured off the trail by the suspect, claiming that a friend needed help, and was then grabbed and pulled to the ground,
Accident On Route 3 Leaves Eight InjuredThe driver of a semi truck was airlifted to St. Louis University Hospital. The driver of a pickup truck was also injured and taken to an Alton Hospital.
High Gas Prices Mean A Boon For Public Tranportation"With gas prices above $4.00, that can be an expensive trip just to get to work and back," a Madison County Transit spokesman said.


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Simple Definition of lassitude
formal + medical : the condition of being tired : lack of physical or mental energy
Examples of lassitude in a sentence
Symptoms of the disease include paleness and lassitude.
<our lassitude was such that we couldn't even be bothered to get more soda from the fridge>
Origin and Etymology of lassitude
Middle English, from Latin lassitudo, from lassus weary; probably akin to Old English læt late — more at late
First Known Use: 15th century
Synonym Discussion of lassitude
Medical Dictionary
Medical Definition of lassitude
: a condition of weariness, debility, or fatigue <a disease typically accompanied by chronic lassitude>
Learn More about lassitude
Thesaurus: All synonyms and antonyms for lassitude Spanish Central: Translation of lassitude Nglish: Translation of lassitude for Spanish speakers Britannica English: Translation of lassitude for Arabic speakers
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83 posts tagged with davidlynch.
Displaying 51 through 83 of 83. Subscribe:
With a bullet.
And I said to him, 'Man, relax.'
"When Herzog Rescued Phoenix", an animated short of Werner Herzog's account of rescuing Joaquin Phoenix from a car crash, from Sascha Ciezata, the creator of "When Lynch Met Lucas". (SLYT post, technically, but there's a true story behind that.)
New old photos from behind the scenes at Twin Peaks
Paula K. Shimatsu-u, who worked behind the scenes at Twin Peaks, has a book coming out with previously unpublished photos from on and off the set. Wired has a gallery that boasts, among other delights, Michael Horse reading a book beside a deer's head, and Sheryl Lee with Sherilyn Fenn wearing, respectively, a lovely bobble cap and a very fetching jumper.
Blue Lady Shanghai
So far The Conversations has not discussed The Conversation.
'The Conversations is a monthly feature in which Jason Bellamy and Ed Howard discuss a wide range of cinematic subjects: critical analyses of films, filmmaker overviews, and more. Readers should expect to encounter spoilers.' Including: Passion of the Christ vs. The Last Temptation of Christ, Mulholland Dr., Pixar, and others.
David Lynch's A Goofy Movie
David Lynch's A Goofy Movie (slyt)
Angelo Badalamenti, David Lynch and Laura Palmer
A single Youtube link in which Angelo Badalamenti displays and describes how he wrote the Twin Peaks theme with David Lynch.
Suddenly My House Became a Tree of Sores.
He doesn't do metaphors. He doesn't make Postmodern references to other art. He doesn't even know what his own work 'means.' Richard Kovitch on the failure of the Tate Modern's recent symposium on David Lynch, which featured Gregory Crewdson, Louise Wilson, Chris Rodley, Parveen Adams, Simon Critchley, Roger Luckhurst, Tom McCarthy (edited remarks here), and Sarah Churchwell and Jamieson Webster (transcription here), among others. Write-up on Paris retrospective of Lynch's painting here, which was collected into the book The Air is On Fire.
David Lynch's "Rabbits"
In a nameless city deluged by a continuous rain, three rabbits live with a fearful mystery... [more inside]
Dark Night Of The Soul
Full Danger Mouse & Sparklehorse album Dark Night of the Soul is streaming right now on NPR. Info about album dispute here.
A road trip
The David Lynch Interview Project. A 121-part documentary series featuring 3-5 minute portraits of ordinary (and sometimes extraordinary) Americans from all over the country starts on June 1. Here's a Preview.
Land on your own moon
Ok, it's an advert but it's a 'directed by Chris Cunningham' advert... [more inside]
Paul McCartney and Donovan - 1968, 1969 + Donovan talks with David Lynch & sings "The Hurdy Gurdy Man" for Maharishi + David Lynch Sings + Medley Beatles di Donovan
One Chants Out Between Two Worlds
Let's Rock Mashed In Plastic is a double album of mashups featuring music and audio from David Lynch's filmed work. Standouts, for me: "The Voice of Love Is Crying" and "The Elephant Connection".
We've met before, haven't we?
The City of Absurdity - The Mysterious World of David Lynch
Meet the new Twin Peaks, (mostly) the same as the old Twin Peaks
What David Lynch, What?
David does Berlin
David Lynch talks about invincible Germany in Berlin. Why Mr. Lynch should learn german.
music for films
Eraserhead re-release includes CGI KFC bucket
David Lynch on product placement. Full interview here.
Sometimes I Feel Like a Motherless Child
"...People do have an attitude of curiosity toward me. They say, 'This guy looks funny, he looks too young, he looks like a woman, but I can't be sure.'"
Jimmy Scott's unforgettable voice has inspired generations of singers-- both male and female-- from the 1940's to present day (he worked with David Lynch on a song for "Twin Peaks: Fire Walk With Me," and is still making recordings). Read his bittersweet story on his official website. Born with Kallman Syndrome [Wikipedia], his voice has remained the undiluted, soaring soprano that he's had since childhood. A couple of mp3's here, as well as the inevitable YouTubery.
Jimmy Scott's unforgettable voice has inspired generations of singers-- both male and female-- from the 1940's to present day (he worked with David Lynch on a song for "Twin Peaks: Fire Walk With Me," and is still making recordings). Read his bittersweet story on his official website. Born with Kallman Syndrome [Wikipedia], his voice has remained the undiluted, soaring soprano that he's had since childhood. A couple of mp3's here, as well as the inevitable YouTubery.
Bargain Bin Bliss
TM without the ™. When he's not directing one of the best movies of the year or sitting on intersections with cows, David Lynch is a vocal advocate of Transcendental Meditation. In his new book Catching the Big Fish, he talks about the Box and the Key, meeting Fellini, the Suffocating Rubber Clown Suit, why he doesn't do DVD commentaries--and TM, which he calls "the experience that does everything." If you're intrigued by TM but sketched out by the organization and the $2,500 fee, perhaps you'd like to know that there is a cheap, downloadable alternative.
Without cows there would be no cheese in the Inland Empire
David Lynch: "Without cows there would be no cheese in the Inland Empire" (via).
"Yes, but in my film time is shattered."
"I would like to do better, to be better than I am". He's the French New Wave maverick and Academy Award winner (at 26, for his first short) who, to commemorate the tenth anniversary of the liberation of Auschwitz -- with considerable personal pain and the admission that "no description, no picture can reveal the true dimension" of what happened in the camps -- made what François Truffaut called "the greatest film ever made", duly censored by French authorities. Four years later he baffled audiences with "the first modern film of sound cinema", shattering the rules of chronology to describe the "anguish of the future": even if all he ever wanted was "to stop death in its tracks" (French language link), only for one minute. But he is also the unabashed lover of la bande dessinée who learnt English by reading comic books and in the Seventies dreamed (French language link) of making "Spider-Man" into a movie (the Hollywood studios were not convinced), the MGM old-school musical and operetta nut so in love with design that "half of the fashion photography of the past 40 years owes a debt" to him. Now, Alain Resnais' new work, just shown at the Venice Film Festival where his buddy David Lynch was awarded a lifetime achievement Golden Lion, is a French film inspired by an English play with 54 short scenes, music by the X-Files's Mark Snow. (more inside)
David Lynch's Daily Weather Report
David Lynch's INLAND EMPIRE
David Lynch's secret movie (site with annoying, loud sound, sorry) "It's about a woman in trouble, and it's a mystery, and that's about all I want to say about it". Titled "INLAND EMPIRE" (all caps, though Lynch doesn't explain why), it stars Laura Dern, Justin Theroux, Harry Dean Stanton, Jeremy Irons. Lynch has shot much of his latest film in Poland, after making friends with the organizers of the Camerimage festival in Lodz. He's now back shooting in and around Los Angeles. Even at this relatively advanced stage of production, Lynch is cagey about when it will be finished. It was shot entirely in DV: "I started working in DV for my Web site, and I fell in love with the medium. For me, there's no way back to film. I'm done with it".
The 40 Best Film Directors According To The Guardian
Is David Lynch Really The Best Director In The World? The Guardian, along with many other Europeans, seems to think so, in an impressive but very subjective (not to say that dreaded word quirky) list of the best 40 film directors. (More inside.)
Lost on "Mulholland Drive."
Lost on "Mulholland Drive." At a film festival in Boulder, Roger Ebert dissects David Lynch's masterpiece frame-by-frame and comes to the conclusion that, well, he doesn't really come to a conclusion. Or does he? Meanwhile, the DVD was released last week and instead of a commentary track or funny bloopers, it came with a simple insert that provided "David Lynch's 10 Clues to Unlocking This Thriller." For the sake of space, I'll post them in the comments section and let's see if anyone out there can (or wants to) answer them.
If the eight foot tall image of Bob's Big Boy
If the eight foot tall image of Bob's Big Boy doesn't scare you, maybe the thought of having lunch with David Lynch would. What would you ask him over a tasty Tuna Melt? Quicktime required for full goodness.
Robert Crumb
Robert Crumb is the creator of Zap Comix, Fritz the Cat, Mr. Natural, Keep on Trucking, and a lot more classic Underground Art. Tonight at 6:30 pacific time on International Film Channel, the David Lynch Presents/a Terry Zwigoff Film, Crumb, (Winner Grand Jury Prize Sundance Film Festival). Six years in the making, this documentary profiles a very talented, very strange family. A "creepy, darkly funny, and haunting glimpse", to say the least. If you are interested in the 60s counterculture, Crumb was the man. Art, maladjustment, maybe a touch of insanity? Watch this film.
I've been eagerly anticipating the launch of this site. So...it just went live and.....after 2 minutes of frustration (and it's not fine Lynchian weirdness either), I gave up. Is this thing still under construction or is it really that bad?
Ardent Twin Peaks fanatics are rallying behind Operation: Creamed Corn, in efforts to convince New Line to release the deleted scenes hand-picked by David Lynch from Fire Walk with Me. Will it work? I sure hope so.
Radiskull wants to fuck Blue Velvet...? Director David Lynch will be doing a series of Flash movies for Shockwave.com in return for some shares in the company. It's a strange world...
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CBNNews.com - JERUSALEM, Israel - Documents seized in Israel Defense Forces (IDF) counter-terrorism operations in Judea and Samaria (the West Bank) indicate that funding from Islamic organizations abroad are funneled into Israel from the Palestinian Authority (PA).
Israeli officials attribute the trend to increased scrutiny of monies from Islamic charities transferred to Israeli banks, which makes wiring funds to PA banks is considerably easier.
Since the beginning of the year, the IDF has been keeping a closer eye on Hamas-affiliated groups in cities under PA control, especially Ramallah, Hebron, Kalkilya, and Nablus (biblical Shechem).
Recently, PA security forces have stepped up their monitoring of Hamas-affiliated groups in these cities.
The IDF is analyzing the confiscated documents to uncover any attempts to finance Islamic terror groups.
According to the IDF, Israeli Arabs have requested tens of millions of dollars from their counterparts in PA cities -- who receive huge sums of money from Muslims in Arab and European countries -- to construct mosques and other building projects.
Source: Haaretz
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The Terrorists Funded by the WestBassam Tawil
The New Israel Fund and those who support it are helping terroristsRonn Torossian
Column one: Fighting fire with fireCaroline B. Glick
Op-Ed: There is no 'radical Islam' and there is no 'moderate Islam'Dr. Mordechai Kedar
'Narrow' escapesRuthie Blum
Why Palestinians Do Not Want Cameras on the Temple MountKhaled Abu Toameh
Social Media Killed My FatherYoni Kempinski and Ari Soffer
Iran's New Palestinian Terror Group: Al SabireenKhaled Abu Toameh


text: Parent describes feeling powerless after U.S. shooting Add to ... AP Video Published Friday, Dec. 14, 2012 2:40PM EST Last updated Friday, Dec. 14, 2012 3:28PM EST A parent of a second grader at the Connecticut elementary school where 27 people were reportedly killed describes his feelings of 'sheer terror' upon hearing of the incident Watch More Video: Netflix doc 'Amanda Knox' rewinds trial that gripped two continents No weapon found at scene of El Cajon shooting Malaysian plane downed by Russian-made missile, investigators say Warning: Graphic content. Charlotte police videos show frantic scene around fatal shooting Violence erupts as state of emergency declared in Charlotte, N.C. Anger, protests in Charlotte after police shooting Warning: Graphic content. Unarmed black man fatally shot by police in Oklahoma 13-year-old armed with BB gun shot and killed by police Police arrest two men for rushing stage on 'Dancing With the Stars' ShowBiz News: Madonna and Guy Ritchie reach custody agreement ShowBiz News: Lindsay Lohan loses Grand Theft Auto lawsuit 100-year-old woman runs 100-metre race in Vancouver Toronto police say crossbow incident, suspicious package linked Two U.S. swimmers arrive in Miami from Rio ShowBiz News: Blake Shelton apologizes for offensive tweets After 11 years as a teacher, black police recruit in U.S. hopes to change perceptions RCMP say suicide bomb plot stopped DOJ: Baltimore PD had pattern of excessive force Jamie Dornan on filming the sequel to 'Fifty Shades of Grey' Watch as heavy winds blow Scottish oil rig ashore Comments closed AA More Related to this Story Video: 27 killed at Connecticut school shooting, official says Video: Connecticut hospital speaks to media


text: Free 1 Day Redbox Video Game Rental Text message: TOMB to 727272 Expires 6/30 Flag this deal What's the matter? Choose a reason Dead deal Duplicate Bad link Spam Inaccurate No value Alive again Edit deal DealLeader Jun 02, 2013 Free is good. We like free around our house! Reply rd995 Jun 02, 2013 it didnt work for me the first try but this is what i did to get the code text stop to the same number it will stop all text from redbox then text again with code and it should work thanks for posting Reply 1 like shimisi Jun 02, 2013 @rd995 Thanks for the tip. Pretty cool that this code is good for the entire month. Thanks. Reply 1 like branie Jun 02, 2013 Red box never fails me, I want to see a movie but don't want to pay and then bam a new code comes out, yippeee to freebie, thanks :) Reply rockinnrolla Jun 02, 2013 I love redbox and free rocks! Thanks for sharing. :) Reply MrBklynW Jun 02, 2013 nothing beats a free movie, thanks=) Reply cheering Jun 01, 2013 Sent msg..bt still now i didn't get free code :( Reply mnvikings11 Jun 01, 2013 I love getting free stuff from Redbox going there tomorrow. Reply littlexu Jun 01, 2013 Free video game rental...yes, I will give it a try. Thanks for sharing. Reply wdjdac Jun 01, 2013 I have never rented a Redbox Video Game before, But it looks like I Can get one now! Reply LokaFreeThings2 Jun 01, 2013 Good deal! I'll let my sister know to get a game for my niece:) Reply abu5692 Jun 01, 2013 I got it, thanks for free movie. Reply themoneyman1113 Jun 01, 2013 Excellent that it doesn't expire until 6/30!!! Thanks very much. Reply lauchremi Jun 01, 2013 I was, gratefully, able to text this from two phones. Thanks again! Reply chuckydealpl Jun 01, 2013 this will come in handy when our friends get together, thanks Reply lauchremi Jun 01, 2013 Thanks! My son is going to be very happy. :) Reply Dexterous Jun 01, 2013 thanks for the code, but my cell phone dont have the text :( Reply 1 like lauchremi Jun 01, 2013 @praveensapkota that really stinks. :( can you text with those free text apps? Reply Dexterous Jun 01, 2013 it doesnt work :( Reply lauchremi Jun 01, 2013 @praveensapkota :( Reply Load More Comments


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I think it was a poor business decision to not keep Lin but from a basketball standpoint I can see the reasoning. Lin is a distraction off the court. So often was the case last year that the media would go to melo or stat and say that Lin was making them irrelevant. With that contract he would be making much more then J.R. and Kidd and Felton, all vets who are better players then Lin, So I can see the thought process, especially after the rockets changed the contract after the knicks let it be known they would match. I'm sure they understand that Lin was going for his payday (and it might be his last chance to do so), so i don't think they hold it against him I just think that they did a good job hedging their bets and getting felton back into the fold.
Lin will be better served in Houston, where the Yao Ming fans will be happy to buy his Linsanity merch.


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Complete Genomics shares rise on new technologyThu Jul 12, 2012 9:05am EDT(Reuters) - Shares of Complete Genomics Inc continued their rally on Thursday, jumping 11 percent in premarket trading after the gene sequencing company unveiled a technology that is expected to improve accuracy and reduce the amount of DNA needed for testing.The new technology, named Long Fragment Read (LFR), will result in a 10-fold increase in accuracy, Complete Genomics said in a statement late on Wednesday. The shares rose 49 percent after the announcement."LFR potentially gives Complete Genomics' service offering a key point of differentiation upon introduction in early 2013," UBS analyst Daniel Arias said in a note.Complete Genomics said early last month it would explore strategic options, including a sale, and expected to delay capacity expansion.Gene sequencing companies, which also include bigger names Illumina Inc and Life Technologies Corp, cater to a client base that mostly comprise educational and research institutions and compete on price.The sector has recently come under pressure from a cut in the funding provided by the National Institutes of Health (NIH) for basic science research.As the technology is yet to see widespread commercial adoption, the funding cut is one of the biggest issues faced by the sector that is on a persistent drive to bring down the price of gene sequencing to about $1,000.Currently, the average price is $4,000-$5,000.Shares of Complete Genomics were at $3.24 before the bell. They closed up 44 percent at $2.93 on Wednesday on the Nasdaq.


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Since the Marcellus Shale boom took off, much of the natural gas produced in Pennsylvania has been shipped through existing pipelines to Northeastern markets such as New York City.
But a partnership of three companies on Thursday proposed building a $1 billion pipeline that would transport fuel from Northern Pennsylvania to markets in Central and Eastern Pennsylvania, as well as Philadelphia, Baltimore, and Washington.
"We think it would be beneficial to Pennsylvania to have gas produced in the state consumed in the state," said Hugh J. Gallagher, a spokesman for UGI Corp. of Valley Forge, one of the partners in the proposed project.


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Spring months stacked with fun family events
March and April are shaping up to be busy months in Tunica, according to Main Street and Chamber of Commerce leaders.
Tunica Main Street's Lynn Ryals said activities kick off with Purple Martin Day at 11:30 a.m. on Friday, March 15, when attendees will gather near the north end of Rivergate Park to welcome back Tunica's favorite bird. There will be a drawing for a prize and a specially decorated cake at Jeffcoat's Deli, Ryals said.
Tunica is designated as the Purple Martin Capital of Mississippi. Scout birds were spotted in town last week, and several new bird houses have been installed downtown.
A second event in March is garnering even more notice, Ryals reports. March 23's bike trail ribbon-cutting and 13-mile ride has been featured in area media and is drawing bicycle aficionados from the entire region.
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Moissanite are rushing to our eyes in recently years, but some of us still have no concept of the stunning Moissanite, which is now leading the jewelry industry to a new revolution of mined diamond. Now let's get down to some popular questions about Moissanite:
What is Moissanite?
Moissanite was first discovered in 1893, when a scientist was researching meteor rocks from a crater in Arizona, US. At the first view he thought he had found diamonds from outer space! However, a few years later after some lab examine that he finally identified it as a new spectacular gemstone-Moissanite.
Nowadays, after many years of lab research and cultivated, Moissanite was introduced in jewelry market in 1988. Since some optical properties exceeding those of diamond, Moissanite jewelry is getting more and more popular, which is even regarded as "Moissanite Diamond" in some markets.
Is it a simulated Diamond?
NO! Moissanite a rare gemstone that which includes almost all the features of a diamond, "3 highs" - high hardness, high dispersion and high refraction. If you still believe that only Diamond last forever, now you have to change your words, because Moissanite does.
More and more people today would like to compare moissanite vs diamond, but mostly, the stunning appearance and amazing quality of Moissanite confused thousands of friends who saw Moissanite at the first time. If you have compare Moissanite with diamond, that Moissanite is stunning and brilliant even more than a diamond. That's the reason why more and more people are having Moissanite Engagement ring or even wedding moissanite rings!
Moissanite vs. Diamond
HardnessAs we know, diamond remains the hardest substance on Earth. On Mohrs scale (the standard that geologists use to measure gemstone hardness), diamond rates at 10, while Moissanite is only second to diamond at 9.25, much harder than gemstones such as sapphire and ruby etc.
FireFire refers to a gemstone's dispersion of white light into spectrum colors (red, orange, yellow, green, blue, indigo, violet). Moissanite, the top in dispersion of all gems in the world, with a dispersion of 0.104, which is almost 2.4 times higher than diamond.
Brilliancerefractive index of 2.65-2.69 and the diamond at 2.42. In specification level, Moissanite is working better than diamond, that's the reason why we said Moissanite is more brilliant than a diamond.
CostUnlike the whopping-priced diamond, Moissanite is much more affordable at costs about $300 per carat. For a diamond, its costs depends on its cut, color, clarity and number of carats, for average a 1 carat diamond cost about $10,000, while Moissanite price are much more affordable and stable. That's why more and more people are taking Moissanite as first choice of jewelry gemstone.
"A Diamond is Forever" – So is Moissanite
The advertisement nowadays become people's common sense about diamond. The eternity represents couple's love and promise, it seems only diamond can be the role. Until the Moissanite came to jewelry market in 1998, the jewelry industry was astonished.
We've never seen a gemstone in more fire and brilliance than Moissanite. Because of the stunning outlook, everlasting quality and indestructible hardness, many people might mistake Moissanite as a diamond at the first glance. Unlike those stimulant diamonds, zircons or synthetic diamonds, Moissanite will maintain the brilliance and fire for life time. With a hardness second to diamond only, when even compared to sapphire and ruby, Moissanite is durable and stand any kind of abrasion, scratch and crash. Hence, Moissanite jewelry now enjoy the equal popularity than diamond nowadays. That's why more and more people accept the title of "Moissanite Diamonds", which means Moissanite is regarded as high level brand of gemstone.
"Moissanite vs Diamond" is one of the most popular topic in jewelry industry in recent years, since more and more people are buying moissanite ring for engagement, anniversary as well as wedding.
The Moissanit jewelry trend make many jewelry brands focus on Moissanite jewelry, under such a big market, online jewelry brands are developing Moissanite jewelry recently. Now, people tend to buy Moissanite online instead of buying diamonds from jewelry counters. As a leading jewelry manufacturing brand, FineMoissanite.com provide all range of Moissanite Jewelry including Moissanite Engagement Rings, Moissanite Earrings, Moissanite Pendants and loose Moissanite stone.
All of our Moissanite jewelry items are set in solid 14k white or yellow gold, of course we also accept customized jewelry service as those professional jewelry brands. All Moissanite rings and other jewelry items are made by hand from experienced craftsmen, which ensure the world's top quality of jewelry craftsmanship. If you need a customized Moissanite jewelry in 18K gold, platinum etc., just feel free to contact us for more details. FineMoissanite.com would be your NO.1 online Moissanite jewelry center and your best choice for customized jewelry center.


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GREELEY CHAMBER OF COMMERCE, business builder series, 11:30 a.m. -1 p.m., Greeley Chamber of Commerce, 902 7th Ave. Topic: FIVE Things Every Employer Should Know, by David Zwisler, regional director of Mountain States Employers Council. Free to Chamber Members and SBDC Clients; $10 to all others. Details: (970) 352-3566.
BUSINESSWOMEN'S NETWORK OF JOHNSTOWN/MILLIKEN, luncheon, 11:30 a.m. - 1 p.m., Milliken Town Hall, 1101 Broad St., Milliken. Topic: Top 10 Health Recommendations for 2012. Speaker: Dr. Patricia Sorbo. Members, $10; nonmembers, $15. Details: Elinor Flores, (307) 399-5217 or email email@example.com.
JOHNSTOWN-MILLIKEN CHAMBER OF COMMERCE, business after hours, 5:30 - 7:30 p.m., Burnout Grill, 1760 Broad St., Milliken. Details: (970) 587-7042.
MONFORT INSTITUTE, Webinar, noon - 1 p.m., "World Class Performance - It's All in the Design!" Presenter: John Latham, director of the Monfort Institute. Register at http://www.monfortinstitute.org/worldclassperformance.html.
EVANS AREA CHAMBER OF COMMERCE, business after hours, 5-7 p.m., Life Care Center of Greeley, 4800 W. 25th St. Free to chamber members, and their employees. Details: (970) 330-4204.
GREELEY BUSINESS WOMEN'S NETWORK, fashion show, 5-7 p.m., Aims Community College Corporate Education Center, 5590 11th St. Free to all, appetizers included. Details: http://www.gbwn.info.
WINDSOR CHAMBER OF COMMERCE, business before hours, 7:30-9 a.m., BenchMark Dental, 1226 W. Ash, Suite A, Windsor. Details: (970) 686-7189.
GREELEY AND EVANS AREA CHAMBERS OF COMMERCE, business after hours, 5-7 p.m., Centennial Village, 525 N 15th Ave. Free to members; $20 nonmembers.
GREELEY CHAMBER OF COMMERCE, young professionals, 5:30-7 p.m., Coyote's Southwestern Grill, 5250 9th St. Drive, Greeley. Free. Event for young professionals ages 21-39. Details: (970) 352-3566.
GREELEY CHAMBER OF COMMERCE, business before hours,7-8:30 a.m., The Kress Cinema and Lounge, 817 8th Ave., Greeley. Free. Members only. Details: (970) 352-3566.
WINDSOR CHAMBER OF COMMERCE, business after hours, 5-7 p.m., Windsor's Arts and Heritage Building, 116 5th Street in Windsor. Details: (970) 686-7189.


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Top Ten Tuesday is a weekly meme hosted by The Broke and The Bookish.
The Top Ten Books in My Spring TBR List are a combo of upcoming releases and books that are already out — which are sitting on the floor of my offices yearning to be read!
1. Shadow and Bone by Leigh Bardugo – I'm really looking forward to this one because it's a fantasy! The Grisha sounds super scary!
2. Partials by Dan Wells — I've read tons of positive reviews and that Paritals is awesome! I'm looking forward to reading about another kick-butt heroine.
3. Torn by Amanda Hocking — Love, love, love Switched. Can't wait to find out what happens next!
4. The Girl Who Would Speak for the Dead by Paul Elwork — I've been waiting for this one to come out in paperback! Finally! I love the setting of 1925. The story is about two young kids who get into mischief pretending to be ghosts for their friends. They soon discover that there really are ghosts at their estate…sounds reminiscent of The Others (my fave ghost movie).
5. Demons at Deadnight by A and E Kirk – This self-pubbed book has been getting a lot of positive buzz. I need to read it or I feel like I'll be left behind!
6. Seizure by Kathy Reichs – I know this one came out last year, but I haven't had a chance to read it. I really enjoyed Virals!
8. The Shoemaker's Wife by Adriana Trigiani – I'm reading this one for a book tour. I've never read anything by Trigiani before. I'm looking forward to reading something different and from the "Queen of Women's Fiction." The cover is absolutely stunning and looks like a painting.
9. The Kingdom by Amanda Stevens — The first book in the Graveyard Queen Series, The Restorer, was spooky and atmospheric. Can't wait to read the second installment. I'll be snuggled under the covers with the lights on!
10. Above World by Jenn Reese — A MG fantasy about kids who live in a colony under the ocean, but it's falling apart. The two main characters risk everything to find the answers they need for their survival above the ocean…on land.
Honorable Mention: The Selection by Kiera Cass — There was a big hoopla over this book (book blogger vs author vs agent….so I'm intrigued! I love the cover too!
What's on your Spring TBR?
Leave a Comment
10 Responses to "Top Ten Books in My Spring TBR List"
I definitely agree with your list. I forgot to mention so many of these.
My TT/Top Ten Tuesday post is here
Happy Reading!
~Danica Page
Taking It One Page at a Time
Aahhh!!! I totally want to read The Selection! Great list!
Drop by my Top 10?
I liked Partials a lot! I think you'll enjoy it. I'm also intrigued by The Selection. The scandal had me worried, but I think I need to make my own opinion now. Have fun reading!
Insurgent is one of those books I want to get to soon as well. A few others on your list look tempting too.
I want to get Partials, after hearing Mindy rave about the books she really has me curious about it.
SO with you on Partials!
I have a copy of Demons at Deadnight and haven't had time to read it!
You should grab the eBook! It's only $0.99!
I'm really excited for Shadow and Bone as well, it seems like it will be a different read and it's getting some awesome early reviews. Can't wait! I actually really enjoyed The Selection despite all the craziness surrounding it, it was just a fun read I thought:)
Nice list. I have no idea what would be on my list. I'm just going with the flow right now when it comes to my reading choices.
I agree, Shadow and Bone is one of my most anticipated reads this year. That cover is just to-die.
Kelley Armstrong's The Calling is my absolute most-wanted title for spring. Nay, the year! I loved the first series, and think this trilogy is turning out to be pretty awesome as well.


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Created in this Craftsy class
Craftsy Block of the Month 2012 taught by Amy Gibson
In Craftsy's first-ever Block of the Month, Amy Gibson brings you 10 specific quilting techniques - appliqué, string quilting, paper piecing and more.
Other projects made as part of this class:
QuiltingFinished broken spiderweb block
QuiltingSomething old for somebody new quilt
QuiltingAmy's Block of the Month
Offer some kudos...
Join the conversation...
Ask a question...
Add your comment...
Best interpretation of this block yet. Love it. I can almost hear the ocean in the background.
04/08/2012 Flag
Your block is really cool. What a fab idea. Love the fabrics too.
04/08/2012 Flag
LOVE IT!! Makes me want to go on vacation!
04/17/2012 Flag
I love your idea. so darn cute. I think I will use it in my next quilt.
06/02/2013 Flag


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For election day: Louis C.K. parodies Spielberg's 'Lincoln' on 'SNL'
The popular stand-up comic Louis C.K., whose weirdly personal show "Louie," appears on FX, parodied himself and Steven Spielberg's upcoming film "Lincoln," on last weekend's "Saturday Night Live."
The sketch is modeled after the format of his FX show. »Read Full Blog Post(1)
Matchbox Twenty keeps the customer satisfied
Rob Thomas made a promise early in Matchbox Twenty's Milwaukee set Saturday, to give the audience "the best tonight you could possibly have."
But for a significant portion of the two-hour set at the Riverside Theater, Thomas, his three Matchbox bandmates and two touring musicians didn't appear to live in the moment as much as in the past, specifically back in the late '90s and early aughts when the band's barely impactful but catchy pop rock were a resounding soundtrack of the era. »Read Full Article(6)
Lottery winnings bring little joy to play's characters - or its audience
For all its obvious faults, goulash communism - featuring modest economic reforms and more liberal social policies - seemingly positioned Hungary for a more successful and humane transition from Stalinism.
Guess again. »Read Full Article
MSO, Solzhenitsyn present stirring sounds of Russia
Russian classical music sounds Russian.
Writers write about it, scholars think about it, but no one has really managed to explain why the music written over the 200-or-so year history of Russian classical music sounds so absolutely Russian. »Read Full Article
Tift Merritt blends best of country styles in Shank Hall show
The direct distance from Milwaukee to Nashville is about 480 miles. The distance from Milwaukee to Bakersfield is about 1,735 miles.
Friday night at Shank Hall, Tift Merritt brought all three cities a little closer together. »Read Full Article


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I am 32 weeks pregnant. My baby's vent (only one side) has been growning and yesterday we were at 27 mm. I am anticipating that she will need shunt surgery after she is born. (She has some other issues too stemming from a chromosome abnormality including a club foot, slightly enlarged kidneys and the "experts" say to anticipate some level of mental retardation).
These other variables aside, since we really can't predict how severe her outcome will be, what types of day care options have any of you looked into for babies with a shunt? I understand that it is important to protect these babies from infections, so I am thinking that the group daycare center that I signed up for a couple of months ago when I thought my baby was "normal" is not going to work out for us.
Any suggestions?


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Botox Q&A
Pulled + Botox
Strange Scalp Muscle Sensation on Top of my Head Following Botox Injections in my Forehead.
I had Botox 3 days ago (about 32cc?) to provide forehead lift. I'm having the opposite: forehead droop in the area over my eyes giving me a tired... READ MORE
I Have a Tattoo on the Nape of my Neck, I Just Started Botox Treatment for my Migraines. Ink Is Being Pulled Out, Is This Normal
I have a tattoo on the nape of my neck, I just started botox treatment for my migraines and the ink is starting to pull out. Is that normal for botox?... READ MORE
At What Point Should I Stop Botox? Seems to Be Doing More Harm Than Good at This Point.
I use Botox to lift my brows. I have usually been satisfied with results. However, in July, I had a disastrous experience which resulted in a heavier... READ MORE
8.5 Months Ago Had Botox Around Eyes. Uneven and Pulling Down?
8 1/2 month ago I had botox injected around my eye and lower brow area. The doctor is a reputable doctor however ever since the procedure, he right... READ MORE
7 days post Botox of my forehead (looks ok so far) I cannot seem to stop tightening my scalp which pulls it forward. Why?
22 units in forehead. My 5th tx in 3 yrs. I noticed after 4th treatment my tension headaches were gone! I mostly got this tx because they're back. My... READ MORE
Where in New England can I go for facial synkinesis treatment (preferably NH)?
Looking for a highly recommended doctor in New England for facial synkinesis. I would like to try botox in my neck to relieve pulling/drooping and... READ MORE


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"One of the things that has made Canada a great country historically has been our traditionally low crime rate,"
Related quotes
"Canada appears content to become a second-tier socialistic country, boasting ever more loudly about its economy and social services to mask its second-rate status."
"I think in Atlantic Canada, because of what happened in the decades following Confederation, there is a culture of defeat that we have to overcome."
"Canada will be a strong country when Canadians of all provinces feel at home in all parts of the country, and when they feel that all Canada belongs to them."
"Atlantic Canada's culture of defeat will be hard to overcome as long as Atlantic Canada is actually physically trailing the rest of the country."
"This gives us no pleasure, ... Canada is not a nation that rushes to embrace the use of force. We do not lightly endorse military action. For us it is always the last resort."


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"We had a terrific time on the inaugural cruise of the Privateer! The crew was amazing and personable, the ship buzzing with excitement. It was obvious that you all do this because you LOVE it. When we spent time with that huge pod of dolphins the oooohhhh\'s and aaaaaaah\'s coming from deck could be heard from space. Thank you so much for a relaxing, exciting, beautiful evening!"
… Alexandra T.,
"Kudos to Captain Mark, Chris and the rest of the crew! We had the pleasure of going on the Privateer\'s 1st inaugural cruise and it was a blast! The crew is courteous, polite and friendly, even to the point of coming to get you and lead you into the marina when you make a wrong turn in the Sea World traffic! (Thanks again Chris) No whale sightings but we did see a super pod of dolphin and a spectacular sunset. Mark and crew certainly go out of their way to make you feel at home with them!"
… Tom M.,
"We were fortunate to see 3 gray whales and tons of dolphins on our trip; it was the most amazing experience ever. It is definitely better than anything I've seen at Sea World. We'll be coming back often."
… Michelle F.,
"Thank-you so much for the cruise tonight. Seeing a huge pod of dolphins was awesome. Everyone on your boat is so nice, and I want to give an extra big thanks to the guys who helped me get on and off the boat with my crutches. You go above and beyond to make your passengers happy!! Cannot wait to take a cruise with you again very soon……."
… Rene May,
"This is the best time I have ever had in my life."
… Chris J.,
"Thanks for the fantastic trip and amazing birthday party for little Stevie! Your staff made things run flawlessly and ensured that the kids had a great time. They've talked about it for a week now. We will definitely be back!"
… Laura,
"I couldn't believe how close the whales came to the boat. We saw a mother and calf. Melissa's education on the whales was great too."
… Julie & Miles,
"We're back home in Germany now and wanted to thank you guys for an amazing trip. We really didn't know what to expect but your crew and the entire experience was amazing. Everyone was so friendly. You do a great job of maintaining a fun, relaxing environment. Thanks for everything!!!"
… Susie,
"All I can say is WOW!! A great day enjoyed by all. Thanks to all the crew!!"
… Kyle & Nikki,
"The memory of the whales will live with me forever. Absolutely beautiful"
… Kelly,
"The best cruise in San Diego, hands down. Mainly because of the crew! You guys rocked."
… Sean,
"I've whale watched in many places (New Zealand, Alaska, Hawaii) but this was by far the most enjoyable trip. The boat is spacious and has lots of room to view the animals. The captain gives everyone ample time to get their pictures and the crew was really friendly. Thanks to Captain Rick and the entire crew for a great time!"
… Andrew,
"My mother and I had a fabulous time on the sunset cruise. We really enjoyed the experience and it was a highlight of our trip to Southern California. The staff could not have provided better service. They were very attentive and made the trip so enjoyable. I would highly recommend this trip to anyone visiting San Diego."
… Jeanine,


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Police in Dougherty and Lee County want to remind you to be vigilant and keep your car doors locked after a rash of entering auto cases from the weekend.
Albany police say that six entering auto cases happened on Saturday on multiple locations including Flynn Court, Hidden Court, Schley Avenue, and Doncaster Drive.
The one thing they all had in common according to police was that all of the car doors were unlocked.
Albany police weren't the only ones battling the problem as the Lee County Sheriff's Office were facing a similar issue.
Sheriff's officials warn residents of the Rose Court area to be vigilant and lock their doors after several vehicles and a storage shed were burglarized.
If you have information on any of these cases, contact the Albany Police Department at 430-5260 or the Lee County Sheriff's Office at 759-6012.


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Police arrest 3 on drug chargesMarch 09,2013
BURLINGTON University of Vermont police have arrested three people from New York on suspicion of bringing about $70,000 worth of drugs by bus.
Police said they seized 1,400 bags of heroin, 1,000 oxycodone pills and 4 ounces of crack cocaine during the arrests this week of Shirley Colon, 21, and, Desean Nisbett, 21, both of the Bronx, and Sahirah Rasul, 17, of Brooklyn. More arrests are possible, police said.
UVM Police Capt. Tim Bilodeau said that campus, municipal and federal law enforcement have for months been aware of potential criminal activity where the Megabus docks at the universitys Davis Center, UVM Police Capt. Tim Bilodeau told the Burlington Free Press.
We were aware there was information in the police community that the buses had criminal activity around drugs. Weve specifically made our patrol aware of it for weeks now, he said Thursday.
Megabus.com/Coach USA spokesman Mike Alvich said his company had been notified of the drug investigation.
We cooperated 100 percent, and the authorities then moved in and made some arrests, he said.MORE IN This Just InMONTPELIER Grace Phelps scored twice, while Victoria Gates, Ally Brink and Alaura Rich also... Full StoryBURLINGTON Republican gubernatorial candidate Phil Scott has been accused of breaking campaign... Full StoryBRATTLEBORO Entergy Nuclear says it has found a potential source of water infiltration into... Full Story
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I've never really been into wine much, but I tried a few absolute crackers recently.
Anybody have a favourite wine to recommend?
I've never really been into wine much, but I tried a few absolute crackers recently.
Anybody have a favourite wine to recommend?
We are so lucky in the U.S. when it comes to wine. Not only do we have the bounty of California, and to some extent, Oregon and New York, but we have a boatload of imports from which to choose.
I like (in this order) nice full bodied on the dry side Merlot, Petite Sirah, Cabernet Sauvignon, Pinot Noir.
For dessert, I like ice wines, late harvest Gewurztraminer, and as Doc mentioned, Mead (Mead also goes really well with a joint - come to think of it, most of the dessert options do).
For New Year's, birthdays, or when a man is trying to impress me, bring on the bubbly (I like dryish, but that's a matter of taste).
"Right is right, even if no one is doing it; wrong is wrong, even if everyone is doing it." - St. Augustine
Who says back fat is a bad thing? Maybe on a hairy guy at the beach, but not on a crab.
My husband likes good pinot gris, and there's a white from Cloudy Bay (a winery here) that has a lovely grape-fruity flavor in the wine. It's really lovely.
And I mostly hate wine. Or all alcohol really.
Yep, I'm a mead fan as well... Honey wine are lovely...
Also I love the merlot and the bordeaux red wine...
I love Malbec. Dry, robust red wines. Similar to Cabernet Sauvignon.
Tempranillos from Spain or Argentina are also lovely, and lighter.
I am not much of a white wine fan, but a Pino Grigio in the summer can be nice.
I like the Muscadine Grape wines. Couple of good ones from Florida.
My Beginning: 7/23/13, 5'5" 221lbs * Current Weight: 10/31/13, 202lbs * Goal 165lbs
I like the good stuff, the stuff with a spigot, a handle and a cardboard box around it.
Female, 5'3", 50, Max squat: 202.5lbs. Max deadlift: 225 x 3.
I'm not at all experienced with expensive wine... I have a wine fridge full of bottles that were $12 or less and that's just fine with me.


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HourlyLess than 30 hrs/week
Intermediate Level
Start DateDecember 2, 2013
I'm looking for anyone who is creative and has a flair in designing to fill up the position of part-time designer under my company. Applicants MUST HAVE previous experience of creating ecovers and web graphics (i.e. headers, banners, etc)
1. You need to have all the necessary Photoshop action scripts to create ecovers (boxes, books, binders etc)
2. You can work at least 20 hours a week during office hours (9-6)
3. Please attach previous works for references, applications without portfolio attached will be ignored.
Please kindly bid on this project ONLY if you can fulfill the above requirements.
About the Client
Singapore 05:07 AM
Jobs Posted
54% Hire Rate, 25 Open Jobs
Over $40,000
Total Spent
266 Hires, 28 Active
Avg Hourly Rate Paid
3,331 Hours


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Review of the week: Oasis/The Prodigy * * *
Slane Castle, Co Meath
Published 26/06/2009 | 00:00
When Oasis last played Slane in 1995, they were less a rock and roll band than a lairy mob with attitude and half a dozen memorable songs to their credit. Fast forward nearly 15 years and... it's not clear what has changed.
Nowadays, Liam Gallagher takes to the stage modeling designer cardigans from his own clothing line and the group's engine room has been beefed up with the former guitarist from Ride. Musically, though, Oasis have spent the past decade-and-a-half, essentially, in creative stasis -- new songs, even competent ones such as Shock Of The Lightning and The Importance Of Being Idle, are stoically received by an audience which refuses to come to life until the Gallaghers reach for their 'classics' -- ie anything from their first two LPs.
It doesn't help that Oasis have to follow a hammer-blow turn from The Prodigy. Like the Gallaghers, Liam Howlett's outfit have done in 10 years what it took The Rolling Stones a lifetime to achieve: become an ever-touring greatest hits karaoke act. That's despite the fact that new album Invaders Must Die is, by the admittedly modest standards of their recent output, something of a comeback.
There's lots of patented Prodigy shtick: dancer/vocalist Keith Flint plunges into the mosh-pit; the uber-buff MC Maxim appears constantly on the brink of breaking into a Haka as he implores the crowd to 'make some facking nooooo-ize'.
Still, their best material transcends the WWE theatrics: Diesel Power is Wagnerian in its relentlessness, Firestarter gloriously hokey -- while Out Of Space, with which they close, remains a persuasive OTT blend of reggae, rave and stadium rock silliness.
Oasis, in contrast, are eager to keep pushing on. Having larded the opening 20 minutes with oldies -- Roll With It, Rock And Roll Star, Cigarettes And Alcohol -- they take a risky veer into their latter-day repertoire, a strategy which sends many punters scurrying for the loo, or towards the noodle vans.
Ninety minutes of blistering stadium rock sets up a hit-laden finale: Wonderwall has all 80,000 singing along; Live Forever and Champagne Supernova echo out like generational anthems, and a encore rendition of The Beatles' I Am The Walrus sees Oasis asserting their classic band status.
Afterwards, many in attendance will face a long and horrendously stressful journey home -- according to reports, traffic chaos means some will not reach Dublin until 3am or later. For a few moments, however, all feels right with the world.


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Across many national markets there is a shift towards the provision of unbiased and transparent financial advice. The introduction of fee-only advice in markets such as the UK will be a change for consumers and may dissuade some from seeking advice.
Executive Summary
Consumer willingness to pay for advice is a key issue in a number of national markets as calls for increased transparency and changing regulation make this a pressing topic. A legacy of so called "free" advice makes any shift towards a fee-only model a big change for many consumers. Providers therefore must understand what a target segment of consumers want and need from financial advice.
Features and benefits
- Boost take up of fee-based advice by learning what consumers are looking for from a professional financial advice service.
- Improve customer acquisition with insight into the perceived barriers to seeking financial advice.
- Strengthen relationships with consumers through discovering the key concerns over their finances.
The willingness of consumers to pay for advice will be affected by their previous experiences of financial advice, their expectations, and the service that they are looking for. Consumer understanding of how advice is funded in a commission-based model may also be a contributing factor in their willingness to pay an upfront fee.
By exploring a range of global markets it is possible to identify the target consumers for a fee-only model of advice and assess the needs of these consumers as well as their willingness to pay for advice. By identifying the advice that consumers are most likely to need, advisors will be able to better target consumers with an appropriate offering.
Currently only a relatively small proportion of consumers have paid for financial advice. Across all the markets examined only 14.8% of consumers paid a fee last time that they sought advice. Any move towards a fee-only model of advice will therefore mean a huge shift in the consumer psyche.
Your key questions answered
- What do a target segment of consumers look for in a professional financial advice service?
- What are the current perceived barriers to financial advice?
- How can providers attract consumers to a fee-based model of advice?
- Which factors will drive consumers' willingness to pay for financial advice?
Professional advice helps consumers to make important financial decisions
Professional advice can help to make better informed decisions
Consumers with limited financial intelligence will benefit from professional advice
The UK advice market is awaiting a major shake-up in regulation
All models of advice have advantages and drawbacks for consumers
Commission-based advice models may be biased towards the best-paying products or providers
Fee-only advice models shift the focus onto the suitability of a product for individual consumers
Paying a percentage of assets under management may also introduce bias
There is a move towards a fee-only model to increase transparency for the consumer
Consumers have access to numerous sources of financial advice
Banks are the main source of financial advice globally
Independent financial advisors can offer consumers a broader view of the market
Peer-based advice offers consumers a "tried and tested" point of view
Fee-only models will target more affluent consumers
Affluent consumers will be the most able to pay for advice
Providers of advice must consider both income and assets
Consumer willingness to pay for advice is driven by a number of factors
Convenience will play a part in where consumers go to seek advice
Consumers need to trust the advice that they receive
Consumers will find alternatives to any move towards a fee-only model of advice
The cost of advice will have a clear effect on consumer willingness to pay
In the target segment the majority of consumers have sought financial advice in the past
Most consumers turn to their primary bank for financial advice across all markets
Consumers seek face-to-face meetings with their financial advisor
The majority of consumers have not paid a fee for financial advice in the past
Savings and investments is the most popular area of financial advice among target consumers
Half of the consumers in the target segment are likely to seek advice in the near future
Target consumers in France are the most likely to seek financial advice in the next six months
Target consumers will continue to turn to their primary banks for financial advice
Funding their retirement is a pressing concern for consumers in the target segment
Consumers in Singapore show the highest levels of concern for their personal finances overall
Australian consumers are most concerned about their retirement income
Swedish consumers view retirement as their key concern
Retirement income and savings and investment needs are of equal concern to consumers in the US
Spanish consumers are concerned about their day-to-day finances
Target consumers in the rest of Europe demonstrate similar patterns of concern
Target consumers must be made to understand the benefits of professional advice
Australian consumers are among the least likely to have considered seeking financial advice
Target consumers in the UK must be made to consider seeking financial advice
Trust is a key issue for target consumers in France, Germany, and Italy
In the US consumers are concerned that they do not have enough money to make advice worthwhile
Target consumers need advice to ensure that they hold the correct products
Pension holding is low given the concern among target consumers over their retirement income
Target consumers have a high holding of savings accounts
Target consumers have taken steps to protect themselves financially
(Untitled section)
Any move to a fee-only model of advice will see considerably more consumers paying for advice
The UK RDR regulation will act as an example for other markets
Advisors will need to explain the benefits of the fee-only model to consumers
Paying a fee for advice has produced more satisfied customers
Banks should continue to offer advice in the UK market
Target consumers in Australia are already the most likely to pay for advice
A continued move towards a fee-only model will also require an awareness campaign
Paying a fee does not affect levels of satisfaction among Australian target consumers
High levels of concern over finances in Singapore should be a driver for seeking advice
Target consumers in Singapore should be made to consider financial advice
Consumers who paid for advice are more likely to seek further advice
Target consumers in Singapore should use financial advice to address their concerns over personal finances
Transparency and unbiased advice is a growing concern in the US
US consumers need to be educated about financial advice
Independent advisors have a strong opportunity in the US
Organizations are already selling the idea of fee-only advice
French consumers will continue to be reliant on the bank channel
Advisors may use a fee-only model to increase their market share
Ongoing economic uncertainty will act as a driver for advice in the French market
The German advice market is continually moving towards greater transparency
German consumers have an appetite for financial advice
Fee-only advice is relatively well recognized in the German market
Trust is a major barrier to any model of advice in Germany
Target consumers in Germany are willing to take advice from online resources and blogs
Fee-only advice could be used to restore trust in financial advice in Italy
Inheritance advice has been a key issue for Italian consumers in the past
Trust in financial advisors is an issue within the Italian financial advice market
A fee-only model advice could raise the profile of independent advisors in the Spanish market
Independent advisors have an opportunity to attract more customers
Spanish target consumers are as concerned about their day-to-day finances as they are about more long-term hurdles
Consumers in Spain must be made to consider seeking professional advice
Swedish consumers are likely to welcome greater regulation of financial advice
Swedish consumers are the least likely to seek financial advice in the near future
Trust is the most common reason for Swedish consumers not seeking financial advice
Additional data
Secondary sources
Further reading
Ask the analyst
Table: Defining criteria for consumers in the target segment, by income and liquid assets
Table: What areas did you discuss with your advisor? (if more than one, please select all that apply)
Table: Consumers in the target segment who have previously sought financial advice (%), June 2011
Table: Competitor type for target consumers who have previously sought financial advice (%), June
Table: Method of communication with an advisor for target consumers (%), June
Table: Target consumers who paid a fee for the advice that they received (%), June
Table: Likelihood that target consumers will seek advice in the next six months (%), June
Table: Potential competitor types for target consumers who are likely to seek advice in the next six months (%), June
Table: Areas of concern over personal finances among target consumers in Australia (%), June
Table: Areas of concern over personal finances among target consumers in France (%), June
Table: Areas of concern over personal finances among target consumers in Germany (%), June
Table: Areas of concern over personal finances among target consumers in Italy (%), June
Table: Areas of concern over personal finances among target consumers in Singapore (%), June
Table: Areas of concern over personal finances among target consumers in Spain (%), June
Table: Areas of concern over personal finances among target consumers in Sweden (%), June
Table: Areas of concern over personal finances among target consumers in the UK (%), June
Table: Areas of concern over personal finances among target consumers in the US (%), June
Table: Reasons why target consumers have/will not seek financial advice (%), June
Figure: Consumers' primary banks are the most popular source of advice globally
Figure: A number of factors will affect a consumer's willingness to pay for financial advice
Figure: The majority of consumers in the target segment have sought professional advice in the past
Figure: Banks are the most commonly used channel for advice in all markets
Figure: Consumers prefer to meet their advisor face-to-face
Figure: A fee for financial advice is most likely to have been paid in Australia
Figure: Almost half of consumers in the target segment are likely to seek financial advice in the next six months
Figure: A consumer's primary bank remains the most likely channel for consumers to use if they seek advice
Figure: Retirement income is the most pressing concern for target consumers in the majority of markets
Figure: Lack of consideration of advice and a lack of trust in advisors are the main reasons that target consumers choose not to seek professional financial advice
Figure: Private pension holding is low given the consumer concern over retirement income
Figure: The vast majority of consumers in the target segment hold one or more savings accounts
Figure: Consumers in the target segment have given consideration to their life cover
Figure: Providers of advice need to expand the proportion of consumers who are willing to pay a fee for advice


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Super Bowl ads
Dreams Do Come True: Hyundai's Super Bowl Commercial Introduces a Town Full of Ryan Reynolds
Originally posted 02/01/2016 01:05PM
It's hard not to be a distracted driver when one of Hollywood's hottest hunks is everywhere you turn.
Honda's New Queen-Inspired Super Bowl Commercial Is Baa-rilliant
Originally posted 02/01/2016 12:15PM
'Hey Kid, Catch!' – NFL Legend 'Mean' Joe Greene Reunites with Coca-Cola Kid Nearly 40 Years After Their Iconic Super Bowl Ad
Originally posted 01/28/2016 03:50PM
[CUSTOM_PLAYER_BRIGHTCOVE "4726505793001"] It's been nearly 40 years since a 9-year-old fan shared his Coca-Cola with Pittsburgh Steelers star "Mean" Joe Greene in one of the most famous commercials in Super Bowl history. Now the unlikely duo are reunited in a new video honoring the iconic ad and their enduring bond.
Ryan Reynolds Stars in Super Bowl Ad – See the Exclusive Photos!
Originally posted 01/28/2016 11:00AM
That's one way to make a debut!
9 Painfully Awkward Celebrity Super Bowl Ads
Originally posted 01/30/2015 08:40AM
"Well, I can just watch the commercials." For decades, that's been the Super Bowl Sunday motto of many who care more about pop culture than they do football.
There Is Just Too Much Cuteness in the Budweiser Puppy's Adventurous New Super Bowl Ad
Originally posted 01/22/2015 05:40PM
Forget the Puppy Bowl on Feb. 1!
Okay, don't forget the Puppy Bowl (what are you, a monster?), but at least click away for a few minutes because Super Bowl XLIX will feature the triumphant return of the precious Budweiser puppy in the ad "Lost Dog."
PEOPLE's TV Critic: The 8 Best Super Bowl Ads
Originally posted 02/03/2014 06:45AM
The commercials that aired during Sunday's Super Bowl to a large degree were already pre-broadcast. The big campaigns not only streamed online, but also preceded themselves with "teaser" versions.
As a result, their official arrivals tended to feel like a smallish baby dropped by a drooping stork. Then they were instantly viewed, discussed, graded up or down and made to run the gauntlet of social media.
In the future, everyone will be Carrie Underwood in The Sound of Music Live! for 15 minutes. It won't be pretty.
This year's Super Bowl ads didn't send out any real ripples – nothing like 2013's oddly sensational Go Daddy spot with Bar Refaeli making out with a gratefully passionate nerd. In general, they settled for cute, if not always as cute as they were supposed to be. A Volkswagen ad that imagined German engineers getting wings ended with a proctological gag that stayed within good taste but never escaped the fact that it was a proctological gag.
Here are the ones I liked best.
Scarlett Johansson Steps Down as Oxfam Ambassador Following SodaStream Flap
Originally posted 01/30/2014 08:30AM
Scarlett Johansson is ending her relationship with a humanitarian group after being criticized over her support for an Israeli company that operates in the West Bank.
Ellen DeGeneres Dances on the Wild Side as Goldilocks in a Super Bowl Ad
Originally posted 01/30/2014 08:00AM
Animal lover Ellen DeGeneres has found the perfect Super Bowl commercial to do – playing a hip Goldilocks opposite some funky wild beasts in a funny, stylish ad for Beats Music.
DeGeneres, 56, shares the minute-long video on her talk show Thursday. A playful reimagining of the fairy tale The Three Bears, it shows her sneaking into a luxury condo complex called The Woods and putting on different headphones – but the music is too fast, too slow or otherwise grating.
Budweiser Clydesdales Super Bowl Ad: See It Now – and Go Behind the Scenes
Originally posted 01/29/2014 11:20AM
Don't act like you didn't tear up at last year's Budweiser Super Bowl commercial where the horse trainer is reunited with the Clydesdale he raised.
This year, the horses are back – and they're bringing puppies with them.
The most buzzed about stars this minute!
Treat Yourself! 4 Preview Issues
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Thursday, September 29, 2016
'Turtles' Gives 'Guardians' a Shell of a Time
Paramount's gritty, action-packed update on Teenage Mutant Ninja Turtles got off to a whizz-bang start this morning, with fans of all ages helping the martial-arts masters to ... Continue Reading →
Mutated Tech Brings Laughs, Action to 'Turtles'
ILM mashes up motion-capture and animation in new ways ... Continue Reading →
SIGGRAPH 2014: Vancouver, BC
SIGGRAPH 2014: Vancouver, BC – August 10-14, Vancouver Convention Center, s2014.siggraph.org Hey, Big Speakers Keynote: Elliot Kotek, co-founder of Not Impossible Labs Kotek's ... Continue Reading →
'Turtles' Inspire Sunset Blvd. Gallery Show
If you love the Teenage Mutant Ninja Turtles — and let's face it, who doesn't? — then you'll want to check out a new exhibit of TMNT — inspired artwork celebrating ... Continue Reading →
New Trailer for 'Teenage Mutant Ninja Turtles'
Cowabunga, dudes! Fans of the heroes in a half-shell are surely getting ready for the release of the new Teenage Mutant Ninja Turtles movie, due in theaters Aug. 8. And now they have ... Continue Reading →
'Peg,' 'Panda,' 'Clone' Top Daytime Creative Emmys
The PBS series Peg+Cat won three awards at the Daytime Emmy Creative Arts Awards, including the award for Outstanding Preschool Animated Series. Meanwhile, DreamWorks/Nickelodeon's ... Continue Reading →
'TMNT' Takes Two Licensing Excellence Awards
Teenage Mutant Ninja Turtles was the top-winning animation-related property at the 2014 LIMA Licensing Excellence Awards, handed out at the Licensing Expo in Las Vegas. TMNT won for ... Continue Reading →
Licensing Expo News Bytes
+ Nickelodeon Consumer Products unveiled a score of merchandising partners for the Teenage Mutant Ninja Turtles movie (Aug. 8). Toys will launch at Target and Target.com next month. ... Continue Reading →
Nick Greenlights Fourth 'Ninja Turtles' Season
The ever popular heroes in a half shell are getting a lovely gift for their 30th anniversary this year as Nickelodeon has opted for a fourth season of the CG animated Teenage Mutant ... Continue Reading →
Clips: New 'TMNT' Episodes Arrive Sunday
Nickelodeon will welcome back its heroes in a half-shell this Sunday, April 27 when new episodes of Teenage Mutant Ninja Turtles kick off with "Mazes & Mutants" at 11 ... Continue Reading →


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James "Jim" Arlyn Huey, 78, of Amarillo died Saturday, Nov. 10, 2012.
Services will be at 2 p.m. Tuesday in Harvest Christian Fellowship with Curtis House, pastor, officiating. Burial will follow in Memorial Park Cemetery. Arrangements are by Schooler Funeral Home, 4100 S. Georgia St.
Jim was born Feb. 24, 1934, in Baytown to J.D. and Erline Huey. He married his high school sweetheart, Jan Lou Stevens, on Dec. 3, 1953, 59 years ago this December. Their love and devotion was an inspiration to all who knew them.
Jim and his family moved to Amarillo in July 1971. He served as executive vice president of Texas Panhandle Builders Association from 1973 to 1982. Among his accomplishments with the association is the introduction of Bonded Registered Builders Program. A warranty approach which made contractors and subcontractors accountable for their work on new homes. He established sister chapters through 26 counties in the Panhandle region. Jim was instrumental in developing several housing communities in Amarillo, such as Puckett Place West. There, they named a street after him in his honor, Huey Place.
Jim then joined Texas Department of Mental Health Amarillo State Center in 1982 as operations manager. He worked with Volunteer Services Council to establish a nonprofit corporation, Labor Employment Opportunities, which created labor employment opportunities for clients of the TDMH. He was nominated for the prestigious Preston E. Harrison award in 1988 and retired from the state in 1994.
After retiring, he continued to work for the next 15 years in commercial real estate with Lowenstern Realty and then as a broker of his own company, Jim Huey and Associates, and retired at age 75.
Survivors include his wife, Jan; his sons, Mark of Amarillo, Jay and wife Mary Kate of Canyon and Jerry of Dallas; his brothers, Dan and wife Linda Huey of Claremore, Okla., and Fred and wife
Cynthia of Fischer; his grandchildren, Samantha and husband Clint Black of Stratford and Bret and wife Kendra Huey of Amarillo; four great-
grandchildren; and numerous nieces and nephews.
The family suggests memorials be to Olivia's Angels, in care of Baptist St. Anthony's Hospice, P.O. Box 950, Amarillo, TX 79105; or Harvest Christian Fellowship, 4808 S. Bonham St., Amarillo, TX 79110.
The family will receive friends 4:30 to 6 p.m. today at the funeral home.
Sign the online guest book at www.schoolerfuneralhome.com.
Amarillo Globe-News, Nov. 12, 2012


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BEAUFORT, N.C. — A woman was arrested recently for vandalizing seven Carteret County Public Schools buses and then stealing one of them, according to a story on wcti12.com.
Police told the news source that Jillian Tetterton showed up at Morehead City Primary School intoxicated early one morning in late October, and the district's superintendent said the buses were later found vandalized — the doors were pried open, fire extinguisher foam had been sprayed and the contents of the buses were thrown everywhere. Police also said that Tetteron found a hidden key in a bus for special-needs students and drove the bus to a friend's house with plans to take it to California.
The friend's husband then called police. Tetterton was arrested and charged with larceny of a motor vehicle, eight charges of breaking and entering in a motor vehicle, five counts of damage to property and DWI.
To read the full story, click here.
Get the latest news and most popular articles from SBF delivered straight to your inbox. Stay on top of the school bus industry and don't miss a thing!


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Quote: You may want to ask some of the Kyushokin/Ashiara/Enshin people on the karate forums about this. All of these arts, which resemble TKD to a certain extent, have well developed "anti-grappling" techniques. Just a thought.
Quote:TKD instructors are just not knowledgeable on the whole about such things, and even if they have experience in grappling, I would rather be taught be a grappling expert than a TKD guy who had added some grappling in.
Artifacts from the Ryukyu Kingdom missing since WWII.
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Asylum Images
Book presents photo tour of the Trans-Allegany Lunatic Asylum. A must if you're going to take a ghost tour!


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No good work is ever completed with trial or heartache. As we look back at 2015, we see a year marked by strife and division. Not only for our community, but also for this Council. Since being elected in July of 2015, the Frayser Neighborhood Council has been rebuilding, repairing, and resetting in preparation for doing all we can to support this community.
To that end we are proud to say that we as a Council and Frayser as a whole are now positioned to move forward toward substantial progress. The Frayser Neighborhood Council is meeting as always every 2nd Saturday of each month at Ed Rice Community Center. Our next meeting will be Saturday, February 13th @ noon. We would love to see you there so you can share with us how we can best serve your interests.
Additionally, we would like to invite you to join us at our official Installation Ceremony. It will be held Saturday, February 20th @ noon at 3306 Overton Crossing St. It represents a great opportunity to meet the members of the Executive Board and here more about our plans to impact this community.
We are thankful for all of those who care about this community and we look forward to hearing from you.
Jerry Wilson
Frayser Neighborhood Council
Frayser Neighborhood Council
Monday, January 25, 2016
Monday, July 13, 2015
Frayser Neighborhood Council 2015 Election Results
|Frayser Neighborhood Council Election Registration Table
- Patrice Gillespie- 28 votes
- Bobbie Henderson- 119 votes
- Joseph Jenkins- 15 votes
- Pearlie Richardson- 30 votes
- David Vinciarelli- 17 votes
- Erserline Watson- 99 votes
- Ta'Quinta Williams- 47 votes
- Carrie Wright- 130 votes
- Tristan Jackson- 68 votes
- Jermesha Matthews- 133 votes
- LaTesha McLaughlin- 51 votes
- Valricka Mitchell- 121 votes
Community Based Organization category- 1 spot
- Sharon Fields- 72
- Debra Lovelace- 147 votes
Business category- 1 spot
- Anne Thomas- 37 votes
- Jerry Wilson- 169 votes
Thursday, July 9, 2015
Frayser Neighborhood Council- 2015 Election Candidates
Resident category
Joseph Jenkins, Jr.
Carrie M. Wright
Erseline Blanks-Watson
Bobbie Henderson
Ta'Quinta Williams
Pearlie Richardson
David Vinciarelli
Patrice Gillespie
Community Based Organization category
Sharon Fields
Debra Lovelace
Business category
Jerry Wilson
Anne Thomas
Anne Thomas
Youth category
Tristian S Jackson
Jermesha Matthews
LeTesa McLaughlin
Valricka Mitchell
Thursday, December 11, 2014
Education in Frayser
The Frayser Neighborhood Council is committed to doing its part to ensure all students in the Frayser Community get a high quality education that provides them the opportunity of being successful in college, career, and their community. To that end we want to push accountability and transparency on all the schools (SCS, ASD, SCS Charters, ASD Charters, and Private Schools) in our community by empowering and supporting parents to help make the decisions that they feel are best for their children.
Friday, December 5, 2014
Construction at Denver Park Going on Now
Content taken from The Memphis Flyer newspaper
by Chris Shaw:
Deborah Lovelace has lived in Frayser's Denver Park neighborhood for years, and the park near her home, also called Denver Park, has been an eyesore for most of that time. After being nominated president of the Denver Park Neighborhood Association, Lovelace began dreaming up ways the community could improve the park.
Lovelace admits that before the police and community got involved, the old park wasn't a place she wanted to be.
"It was just kind of a secluded hole in the wall for crime," Lovelace said."People were in there just kind of hanging out and doing drugs, and other people would be threatened with violence by gang members if they tried to use the park. It was an intimidating place."
After Lovelace informed the MPD of what was going on in the park, they did more than just run out the gang members. Lovelace said the police went door to door to set up a neighborhood watch program and invited residents of the Denver Park neighborhood to attend neighborhood watch classes that instructed them how to fight back against crime.
And police didn't stop there. After concerns were raised about children playing basketball in the street in the area, police began an outreach program for the children of the neighborhood, taking them to basketball tournaments, the Memphis Pink Palace Museum, and other field trips around the city.
"We actually have a beautiful relationship with police and the community outreach program that they set up," Lovelace said. "They know all of our kids by name, and the kids run to the police instead of running away from them. We are all very familiar with each other because they've done such a wonderful job."
Even with a very successful youth outreach program, Denver Park still needs a lot of work. Currently, the only park equipment is a rusty swing, a broken basketball goal, and a raggedy fence that is supposed to function as a backstop for a baseball diamond. But now that the gang activity has ceased, Lovelace and the rest of the neighborhood feel safe organizing at Denver Park, and the police and neighborhood association have began holding annual events at the once-dangerous location.
"The police have more power than we have, but the difference is that they actually wanted citizen involvement. They got this project started and then handed it over to us, and it's just grown from there," Lovelace said.
When completed, the park will feature a pavilion with stationary barbecue grills, a refurbished basketball court, a half-mile walking trail, a playground, adult fitness equipment and plenty of space for free play and multi-purpose use. The city hopes to have the park completely refurbished by spring of next year.
"All these kids needed was somewhere to go, and now they are getting it," Lovelace said. "There are a lot of young people in this community, but there just wasn't anything to keep them busy. [Denver Park] never even had a bench or a water fountain. There was nothing there."
Monday, December 1, 2014
Wednesday, November 19, 2014
Groundbreaking Ceremony at Denver Park
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About Domaine Dujac
The story of Domaine Dujac began with the ambition of Jacques Seysses, the son of a biscuit manufacturer. Jacques never wanted to follow in his father's footsteps, however; his sights were set on making wine.
2006 Domaine Dujac Charmes-Chambertin
Producer: Domaine Dujac
Style: Red Wine
Grape Type: Pinot Noir
Origin: France
Region: Burgundy
Appellation: Cote de Nuits
90(+?) Points | Stephen Tanzer's IWC - March/April 2009
($225) Bright, dark red. Black cherry, smoked meat, mocha and underbrush on the soil-inflected nose. Lush, broad and sweet, with noteworthy complexity of flavor. A substantial wine that finishes with serious tannins. Needs at least five to seven years of patience.


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Aaron Crowe
In Personal Finance, Students
Aaron Crowe is a contributor to Credit.com. Connect with him on Google+
Thanks in part to the highest unemployment rate for college graduates in 11 years, more students are deferring repayment of student loans and leaving school with more debt than ever before. Even though more than half of college graduates under age 25 are unemployed or underemployed, there are other reasons to why a TransUnion study... Read More
Being a homeowner for the first time comes with all kinds of responsibilities that normally don't come with renting. There's yard work, home repairs, picking paint colors, insurance and of course, figuring out your tax liability. American home ownership has long been subsidized by tax savings, and if your real estate agent didn't tell you... Read More
The good thing about taxes is they're only filed once a year. The bad thing is it's almost impossible to remember which tax deductions you qualify for each year. "Credits come and go. It's hard to remember," says Bob Wheeler, a certified public accountant in Santa Monica, Calif. While the IRS does all it can... Read More
For high school seniors, the start of college is far away. To pay for that college bill, however, they've got to start moving now. College-bound students who haven't submitted the Free Application for Federal Student Aid, better known as FAFSA, as soon as they can after Jan. 1 should do it sooner instead of later,... Read More
Paying the debts of a relative who recently died might feel like a moral obligation, but whether it's a legal one may not immediately be clear. Dealing with a loved one's credit card debt has a few twists to it, but in general these debts are not the responsibility of any heirs and require the... Read More
After the calls have been made to relatives giving them the good news, congratulations have been given, and rounds of drinks have been bought, the adrenaline rush of an engagement announcement can wear off and at least one reality sets in: We've got a wedding to pay for. Unless you've planned financially for it for... Read More
The good thing about New Year's resolutions is that by February you can forgive yourself if you've dropped most of them. Financial resolutions — just like ones to lose weight or get more organized — can be hard to follow. But not following them can lead to more problems than gaining a few extra pounds... Read More
The holidays are a distant memory by now, with new toys already neglected and that bright new sweater stashed in a closet. The bills for those items, however, have been showing up in mailboxes since mid-January — giving only a three-week respite after Christmas Day ends. Every visit from the mailman brings the potential for... Read More
Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.


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Watch the Akris Livestream
Enjoy!By The Cut
Enjoy!By The Cut
Evening glamour, leather, and a striking coat.By Diana Tsui
Plus, Aymeline Valade for Reed Krakoff and Karlina Caune for Akris.By Ally Betker
Plus, Natalia Vodianova covers Jalouse.
Plus, Kenzo and Akris's new ads.By Ally Betker
19-year-old Kloss worked her lace-swathed bottom off this week.By James Lim
Oh, and the Kanye West line of course.By Alex Rees
Something Kate Middleton would never be able to do.By Amy Odell
The hardworking commercial veteran has finally arrived in the high-fashion world.By James Lim
Check out her self-portrait.By Amy Odell
Fall's biggest runway trends included capes, blazers, tall socks, Highland plaids, and more.
To make sure the horses weren't mistreated.By Amy Odell
The runways in Paris were filled with unexpected surprises and some very special appearances, but Jac came out on top.By James Lim
Plus: Bun updos and statement lips were big at the Oscars.By Sharon Clott
Also, her new black do.By Amy Odell
Paris Fashion Week usually births an emerging runway star, but this season was overrun with the tried-and-true favorites.By James Lim
The former Veritas chef lands in the East Village.By Daniel Maurer
Donatella Versace will win the Superstar Award from Fashion Group International, Akris broke sales records at Bergdorf, and Gisele's carpenter is suing her.


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In the press room, 2013 Best Actress Oscar winner Jennifer Lawrence had to field questions from journalists. One of those referred to issue of mental illness as portrayed in David O. Russell's Silver Linings Playbook and Lawrence's Best Actress win. Her response: "I don't think that we're going to stop until we get rid of the stigma for mental illness. … It's just so it's so bizarre how in this world you have to if you have asthma, you take asthma medicine; if you have diabetes, you take diabetes medicine. If you have to take medication for your mind, there's such a stigma behind it." (Image: Oscar winners Jennifer Lawrence and Anne Hathaway backstage at the Oscar 2013 ceremony.)
Discussing the hours before the Oscar 2013 ceremony, Jennifer Lawrence compared herself to Steve Martin in Father of the Bride, "watching my house just be torn apart, and my whole family was getting ready." When a journalist asked her if the fall on the way to the stage to collect her Oscar statuette had been on purpose, Lawrence answered, "Absolutely." The journalist then asked what happened, to which Lawrence responded, "What do you mean what happened? Look at my dress. I tried to walk up stairs in this dress. That's what happened." [See also: "Silver Linings Playbook Oscar Campaign Got Push from Obama's Presidential Campaign Manager?"]
After a journalist asked Lawrence if she felt her career might be peaking too soon – a Best Actress Oscar winner at age 22 – Lawrence said "Well, now I am," and then turned to the moderator to complain, "I feel like you're picking people to make fun of me." The moderator denied doing so.
And finally … Unlike some who were offended by Oscar 2013 host Seth MacFarlane's "boob song," Jennifer Lawrence claimed she "loved the boob song. I thought he was great, I thought he was hilarious."
Jennifer Lawrence: Best Actress Oscar 2013 competition and movie credits
Jennifer Lawrence's Best Actress competitors were veteran Emmanuelle Riva for Michael Haneke's Amour, Naomi Watts for Juan Antonio Bayona's The Impossible, Jessica Chastain for Kathryn Bigelow's Zero Dark Thirty, and Quvenzhané Wallis for Benh Zeitlin's Beasts of the Southern Wild. While picking up her award, Lawrence received a curious standing ovation, which until then had been reserved to veterans Shirley Bassey, Barbra Streisand, and Daniel Day-Lewis (plus Jennifer Hudson, for her Dreamgirls singing performance on stage).
Lawrence has been featured in movies for all of four years. She earned a previous Best Actress Oscar nomination two years ago for Debra Granik's drama Winter's Bone, with John Hawkes.
Her other movie credits include Gary Ross' blockbuster The Hunger Games, with Liam Hemsworth and Josh Hutcherson; Matthew Vaughn's X-Men: First Class, with Michael Fassbender and James McAvoy; Mark Tonderai's horror thriller House at the End of the Street, with Max Thieriot and Elisabeth Shue; Jodie Foster's The Beaver, with Mel Gibson; Drake Doremus' Like Crazy, with Felicity Jones and Anton Yelchin; and Guillermo Arriaga's The Burning Plain, with Charlize Theron and John Corbett.
Jennifer Lawrence's upcoming movies include Susanne Bier's Serena, with her Silver Linings Playbook co-star Bradley Cooper; Bryan Singer's X-Men: Days of Future Past, with Michael Fassbender, James McAvoy, Hugh Jackman, Ellen Page, and Anna Paquin; Francis Lawrence's The Hunger Games: Catching Fire; and an untitled David O. Russell movie project featuring Bradley Cooper, Christian Bale, Amy Adams, and Jeremy Renner.
Jennifer Lawrence and Anne Hathaway, Christoph Waltz, and Jean Dujardin photos: Matt Petit / © A.M.P.A.S. Jennifer Lawrence and Oscar: Todd Wawrychuk / © A.M.P.A.S.


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Antec are one of the most reputable PC cases and power supply manufacturers, especially among enthusiasts. We have reviewed many of their products on DriverHeaven and we have found them to maintain very high standards of quality with class leading performance.
Recently they have released a new PSU series dubbed Signature which don't come cheap, however Antec claims that they are implementing cutting-edge technology and quality currently available for consumer PSUs. We will examine if these claims are true in this review as we will be pushing the Signature 850W unit to its limits.
http://www.lnb.gob.pa/webpage/?english-literature-paper-1-ib English Literature Paper 1 Ib Manufacturer Features and Specifications
Packaging and Bundle
The Antec Signature series PSU is supplied in a simple but very prestigious package. The box is exceptionally sturdy and a sticker with the electrical specifications of the unit can be seen at the rear. Everything is very neatly packed inside and the contents are protected not only by a very hard cardboard walls but by Styrofoam pieces as well. It appears that damaging this product during transport would be next to impossible. Inside the package you will find a manual, 4 black mounting screws, an AC power cable and the modular cables of the unit.


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I just read that Burgess worked all last week and he is in a big s/l that is coming up for the month of Nov.,so if the rumor is true then they must have told him when he was leaving work on Friday. Either that or they waited and e-mailed him the same way they did Cady McCann.
Right know there is so many rumors going around about Burgess and Jason Thompson it's not funny.Half of them you have to laugh at because they are so outrages.Considering Thompson has even made a deal with anyone let alone Y&R .
We should hear something one way or the other tomorrow from A.McD


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Residents rally for Milwaukee's oldest house
Mary Kamps was driving through Estabrook Park in late summer and spotted the little house with the white pillars. She drives by often. But on this day she was inspired to stop.
"I had not been to see it for 20 years," she said of the home, the oldest documented house in Milwaukee. "So I thought I'd stop and read the little sign and just take a look at the place." »Read Full Blog Post(5)
Christmas Family Feast goes on without broadcast sponsor
Some things in the community fall by the wayside without being noticed.
The Salvation Army's annual Christmas Family Feast is not one of them. »Read Full Article(2)
Milwaukee Symphony plays program of new works by young composers
If you think writing a piece of music for a full symphony orchestra is a tough task, you should try finding an orchestra to play that piece.
Five young composers, chosen from among 90 applicants, were in Milwaukee for the rare opportunity of hearing their works performed for an audience by a professional orchestra Saturday evening. »Read Full Article