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We have a support team available to you 24 hours a day, 7 days a week should you have any questions about the practice package or your permit exam.You can get in touch with a representative over the phone or through email whenever you need your questions answered.


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quote:Lavergne,serving a life sentence in the Louisiana State Penitentiary at Angola,has now asked the court to throw out his guilty pleas.
quote:Doesn't matter. He lead the police to the body. If he tries to change his plea to not guilty he will face the death penalty
quote: so it was interesting to have my first impression of a city shaped by such a horrific story and a community's response to it.
quote:People care about each other and have a sense of community.
quote:Unless you are black and missing.....
quote:Why be that guy?
quote:Also if you're so concerned about the Felix girl, tell us how many posters have you personally put up for her?
quote:quote: Unless you are black and missing..... Why be that guy?
quote:Because it's the truth, the only reason why this case wasn't more high profile was because the family didn't have the resources that the Shunik's had.
quote:What resources we talkin bout?
quote:It is called Missing Wealthy White girl syndrome, and it is very real.
quote:But how can you blame a family for having more.resources?
quote:Jesus Christ dude, are you serious?

subset: commoncrawl


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Dress-Up Crown Tutorial
I made birthday crowns for my girls last year. I had intended for them to be a special birthday thing, that we got out only once a year, so they would be extra special. But, as these things go, the girls loved them, and they found a permanent home in our dress up basket. I had no idea how much the kids would love them. They are a regular feature around here.
I decided to make a bunch for an art fair coming up, and put together this tutorial while I was at it. I have to add, there are a million great tutorials out there for crowns. My version, as usual, just keeps it simple (I've left the elastic exposed), made use of what I keep on hand (sorry, not felt), and allows for fun use of trimmings. And the trimmings are the best part, right? I love dumping out my fabric and ribbons and sifting through to find just the right match for that funky ribbon, or finding a surprisingly lovely combination of fabrics. Ah, that's what sewing is all about.
I digress. The directions are below, but you can also download the templates I used. I tried to make a couple that were boyish, too - they're angular and not pink. My crowns have about a 17" circumference that will stretch quite a bit, so they're one size fits most - just use a bit more elastic if you have a big head. :)
Update: Be sure to check out the Nicholas Crown Project that this tutorial inspired! I'm giving away dress-up crowns! Come help me out!
1. Draw or print template, cut out. If you draw your own, the width should be about 9 inches.
2. Pin pattern to fabric and cut out fabric adding a 1/4" seam allowance all the way around. Cut 2 (I like to used different fabrics for the front and back).
3. Cut out interfacing and iron to the wrong side of your back fabric. Alternately, you can just cut a third layer of heavy weight fabric and put it in the middle of your sandwich - both work well.
4. Topstitch trimmings onto your front fabric. I used ribbon, bias tape, buttons, lace, and a handmade crocheted rose. The possibilities are endless.
5. Cut a 9" piece of 1/4"-1/2" elastic.
6. With right sides facing, sew around the edge of your crown. Leave openings on the bottom inch of both sides. You'll turn right side out through one of these holes, and later insert the elastic in each side.
7. Clip slits in seam allowance, especially in the corners. Turn right side out, poking out all the little points and curves with a chopstick/pencil thing. Iron sound that all the points are neat, and the openings have their edges neatly tucked in. Don't skip the ironing - it really helps.
8. Starting just after the opening on one side, top stitch around the crown. When you reach the opening on the opposite side, insert on end of the elastic (about 1/2"-1" from the base of the crown) and back stitch over it a few times. Continue topstitching around the crown, and repeat the elastic insertion with the other end. Be sure not to twist the elastic.
Feel free to sell items made from this pattern; however, if you do, please give credit to me as the designer.
7 comments:
- DarlaGirl said...
I love this. I only have a son, but he has some friends at playgroup that are just going to love to have a couple int he dress up box. Thank you. I will try to make a plain one for him since he is such a Prince!
- debbie katz said...
So cute and great idea! My niece has a b'day coming up, and she believes she is a princess, so this is perfect. Thank you.
Debbie Katz
www.mysewinginfo.com - 8:41 AM
- Olivia said...
Dear Laura,
We love your costumes! The tree costume, the kitty ears, and the colorful crowns are adorable! (http://wewilsons.blogspot.com/2010/09/tree-costume-tutorial.html) (http://wewilsons.blogspot.com/2010/09/cat-ears-tutorial.html) (http://wewilsons.blogspot.com/2011/01/dress-up-crown-tutorial.html) I'm writing from bulbinblue.com, a new, non-profit website for creative ideas and crafts. Bulbinblue.com provides a space for creative individuals to interact and share ideas, tips, and projects. We'd love to feature your tutorials (text and pictures) in our upcoming costume section. I understand that you may not want photos of your children on other sites, in which case, do you happen to have any photos of these projects we could use? If not, we would still love to work with the Dress-Up Crown tutorial! We would also like to translate your tutorial into French and German so that it can be accessible to an even wider audience! We will do all the work of putting the tutorial on the site and translating it, and you will be clearly indicated as the project's author. If you are interested, please email us at email@example.com.
Have a good day!
Olivia from the Blue Team - 4:22 PM
- Miss Grapefruit said...
I really love these crowns! I have been wanting to do some myself for a long time, and now that my twins birthday is coming, I am preparing a couple inspired in these. I also really like your Nicholas Crown Project. Truly inspired and beautiful. I am sure you are going to make many kids happy! And should you need any collaboration to make them, please count on me. I would be so proud to lend a hand!
Thanks a lot for all your sharing. I am so happy I found your blog by chance!
Love from Barcelona. - 9:42 AM
I wanted to let you know that I found your blog post on making crowns and I made several for a special little girl who just turned 4 years old.
They were such fun to make and the little girl enjoyed them very much. She received a Bitty Baby for her birthday from her parents, so I made the doll a few crowns also. I took the simplest crown pattern and just made it smaller. So the girl and her doll have a few matching crowns.
Thank you so much for posting and sharing your patterns!!
-Mary Alice - 4:30 PM
- luvinthemommyhood said...
Love these! I finally got around to making some! Thanks for a great tute!
http://www.luvinthemommyhood.com/2012/01/makinit-in-mommyhood-dress-up-crowns.html - 12:36 PM
- Chameleon Girls said...
Oh my gosh your crowns are perfect to go with our Everyday Princess dresses at www.chameleongirls.com. I can't wait to make a few.


text: 5 4G Shuffler08hugh35 | 20/01/2011 | See all r08hugh35's reviews (3)Had one of these for my birthday and it's brilliant! Much safer to play music in the car with as opposed to playing off my phone as the shuffle has 'voiceover', so it tells you what you're listening to/what playlist you've selected/battery life. So simple to use too and battery seems to last forever!


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Cheat's Chocolate TrifleThis one's either for people who don't like to cook or for devoted cooks who nonetheless need something really speedy. First, you need to zip round the supermarket to collect the ingredients, then, after the cherries have soaked, this is all made in moments. |
Serves 8 This recipe is taken from How to Cook Book Two and The Delia Collection: Chocolate |
MethodYou need to start this recipe the day before you want to serve it, and all you do at this stage is soak the drained cherries overnight in the rum. Now take a skewer and stab them to make holes, then strain off the rum the cherries have been soaking in and sprinkle it all over the muffins, scattering the cherries on top. Now, reserving 2 oz (50 g) of the chocolate for decoration, break the rest up into squares. Place the broken-up chocolate in a large, heatproof bowl, which should be sitting over a saucepan of barely simmering water, making sure the bowl doesn't touch the water. While that's happening, put the mascarpone in a bowl and beat to soften it, then add the custard and whisk them together. Next, whisk in the cooled, melted chocolate, then pour the whole lot over the soaked muffins and cherries. Now whip the cream to the floppy stage, then carefully spoon this over the trifle, spreading it out with a palette knife. |
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Copyright © 2009 Delia Smith/NC Internet Ltd, ALL RIGHTS RESERVED.


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Upon arrival in Warsaw there is the feeling that there are two cities: the old and the new. Different types of architecture, but also of history, give rise to the cultural wealth that exists today. In the summer, expect performances at each corner and in every square. During the rest of the year, you'll find a city populated by students, since one out of every six residents, is a University student.
The origin of Poland's capital dates back to the Middle Ages, but the historic memory takes us to the end of World War II and the total reconstruction of the city. Even when on vacation, you cannot enter Warsaw and stay indifferent to all the influences and intrusions to which it was subjected (the city was invaded by the Swedes, Germans and Russians). These marks and contrasts are a true reality, especially in the old part of the city. Before World War II it was a city rich in traditions, customs and tolerance. The global conflict that broke out in 1939 plunged Warsaw into one of the darkest periods of its history, marked by the Nazi occupation and its almost complete destruction (85 per cent of its buildings were destroyed).Every year this city of many contrasts hosts millions of tourists who delight with its thousands of historic buildings, dozens of museums and extensive cultural offer. With 1 million 700 thousand inhabitants, Warsaw has over 300 thousand students. Any time of year is good to visit the city, but if you can't stand the cold and lots of snow it is best that you avoid the winter.


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I usually don't like people when I first meet them, but not Sam. On the afternoon of Montreal Bar Vs. Chef, us competitors, which included said Sam, took a written test about contest sponsor Appleton rums, then we had a break for dinner. Sam strode up to me and asked in a friendly sort of bellow if I'd like to come have dinner with them. I didn't know who them was but I said sure. Turns out that Sam is one of those folks who can make conversation with a relative stranger quite a pleasant experience, which is probably just one reason why he's so well-suited for what he does.
Sam, who tends bar at Barbu but does not sell seashells by the seashore, started his presentation with a corny joke that fell flat — something about the pun that is this cocktail's name, what with the rum from Jamaica and the getting-high like we like to think Jamaicans do a lot and the… well, you get it. Luckily, it was all uphill from there as Sam suavely concocted this most elegant libation.
I was quite shocked by the simplicity of what Sam presented, considering that we were up against dry ice and test tubes and coconut shells and ingredients set ablaze. The Appleton is the only booze in the glass, and he stayed a half-ounce under the contest's two-ounces-of-hooch-max rule. Probably he was the only one who used less than two ounces. Sacrilege!
As Sam puts it, "Everyone tends to go complex in cocktail competitions. Mostly when they cannot infuse alcohol in regular bar situations, they go all out when they can! [Ed. Note: In Montreal, it is illegal to serve infused alcohol. Don't even get me started.] I tend to go the other way and focus on the presentation. (oral and of the cocktail). [Ed. Note: I think that parenthetical was a bit of wobbly English on Sam's part, but you get what he means. And p.s. that's what she said.] From my experience, I don't think any judge will give a lesser note if a cocktail appears simpler if the overall balance is present."
And so say all of us, Sam! Sam finished second in the competition, woot! Even better news for us, so long as you've got a juice presser at home — for the smallish apricot, one of these would suffice — his drink is easy to replicate chez vous.
The Jamaican High Thyme
1 1/2 ounces Appleton Estate Reserve
1 ounce apricot syrup
2 ounces freshly pressed apricot juice
1 raw egg (or the equivalent amount of raw egg white)
3/4 ounce freshly squeezed lemon juice
2 sprigs of thyme
1 dash Peychaud's Bitters
Combine rum, apricot syrup, apricot juice, lemon juice and the raw egg white from one egg into a shaker.
Do a dry shake — this is where you shake your liquid ingredients without ice. It's often recommended to first do a dry shake when dealing with raw egg white, and thanks to Sam for reminding me of such. For extra-fancy dry shaking, remove the coil from a standard strainer and drop it into the shaker first along with your ingredients, which acts like a whisk for the egg white.
Muddle a sprig of thyme in the bottom of the shaker. Add ice and do a second ("wet," i.e. regular) shake.
Strain into cocktail glass, add dash of Peychaud's and garnish with a second sprig of thyme across the lip of the glass.


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Simple, modern lines and a crisp track arm are the standouts on this chair. Then add the comfort of a swivel glider and a plush cushion- you've got a chair that you can enjoy for years to come. (Also available as a swivel chair, style number 005010SC).
For any pricing related questions, please click on the "Where to Buy?" link at the top of the page to find your nearest dealer.
Prices subject to home office audit & correction.


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Fishing Accessories
Aquaz Breathable Wader
$229.99-Breathable 4 layers chest wader -AQUALEX Megaflow -Neoprene socks with rubber dot sole -Gravel guard -Inside zipper pocket -Double knee pad -Back support protecter with 50mm wide belt -Repair kit and wader bag included Learn More -
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$299.99Dryzip is very comfortable and easy access wader by using YKK waterproof zipper. This wader is updated from our waterproof diving zipper wader first developed 7 years ago. Dryzip is 100% waterproof in the zipper and updated to be more comfortable. It fe Learn More


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2014 could mean a Brave New World in Cooperstown
By Craig Muder
The Class of 2014 might just mean a Brave New World at the Baseball Hall of Fame.
Former Braves and Mets ace Tom Glavine officially announced his retirement on Thursday, ending stellar 22-year big league career. Glavine did not pitch at the major league level in 2009, meaning he will be eligible for Hall of Fame consideration in 2014.
The numbers indicate Glavine will get strong support.
One of just 24 300-game winners in Major League Baseball history, Glavine finishes with a record of 305-203. He won two Cy Young Awards (1991 and 1998), was named to 10 All-Star Games and posted 20-or-more wins in five seasons – leading the National League lead win victories in all five years.
In the postseason, Glavine won 14 games and was the World Series MVP in 1995 when the Braves defeated the Indians in the Fall Classic.
Glavine joins a star-studded roster of players who will be eligible for the Hall of Fame for the first time in 2014. Former Braves teammate Greg Maddux, who won 355 games, is scheduled to be on the 2014 BBWAA ballot – setting up the possibility of a Braves reunion in Cooperstown.
Other candidates who are slated to become eligible in 2014 include two-time American League Most Valuable Player Frank Thomas, 270-game winner Mike Mussina and Jeff Kent, the all-time home run leader among second basemen.
Craig Muder is director of communications for the National Baseball Hall of Fame and Museum.


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Dog Bowls
OllyDogGranite Gear
Ruff Wear
Guyot Designs
New Angle
Recent Dog Bowl Reviews
OllyDog OllyBottle
We have two of these, one for each of our dogs. We take them when hiking and seem to work well. No leaks and the little detachable drinking troughs work OK with our big dogs. We have a lab and some sort of rescue dog (that's bigger than the lab) and we like to take them on hikes here in CO. These bottles work well for short to medium hikes, but our dogs like their water and the bottles run dry sometimes before we finish. So we end up carrying extra unless we're hiking near streams. The lids on these… Full review
Guyot Designs Squishy Pet Bowl
These food grade silicone bowls are great! They can be squished, rolled, folded up, thrown in a corner of a bag and bounce back into shape when you want it. I use a set of Squishy Bowls for myself when I backpack and think they are great. Naturally, when I saw Guyot also had bowls for dogs, I had to get some. I take them whenever we go out backpacking, on a day hike or just a road trip where I will be giving him a drink or some food. They work beautifully for being a soft material and hold their… Full review
REI Adventure Dog Water Bowl
I'm a long-time pet owner. Pros * Attractive Design * Easy to Clean * Easy To Drink From * Good Depth * Good Height * Stay Put * Tough Cons - None Best Uses * Active Dogs * Hiking Backpacking * Keeping in the car * Larger Dogs * Older Dogs * Outdoors Comments about REI Adventure Dog Water Bowl - 9 Inch: I bought this for my backpacking buddy (100 lb German Shepherd, 7 years old). It worked GREAT! I alternated for food and water, and it stayed stable on any surface (dirt, rock, unlevel, etc), and… Full review
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Men's Reebok Pump Twilight Zone Mid Casual Shoes
The Reebok Pump Twilight Zone Mid Men's Athletic Casual Shoe is one of the most popular retro basketball shoes to date, this classic shoe was made famous by the "Human Highlight Reel" Dominique Wilkins. Debuting in 1990, the Twilight Zone features Reebok Pump technology in the tongue, as well as the ERS (Energy Return System) technology in the heel. Its high-top design coupled with neon TPU hits creates a signature look just as iconic as the Human Highlight Reel himself. �


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Monday, May 27 2013
Greenleaf Pottery: Classes in Wheel Thrown Pottery
Classes offer firsthand experience of the entire pottery-making cycle. Beginning emphasis is placed on working with one of the fifteen potter's wheels. Beginning as well as advanced students are welcome. Sets of eight week classes are offered Tuesday or Thursday evening 6 to 9 p.m., year-round. Sign up now to reserve your place.
Call or go to the website for more information. 860-528-6090, www.greenleafpottery.net
Food for Life Cancer Nutrition and Cooking
Free Cancer Prevention and Survival Cooking Class February 27
Bridgeport, CT – Monthly course, Feb 27, March 21, April 23, May 29, June 26, July 23, Aug. 28, Sept. 25, Oct. 22, Nov. 20, to help attendees prevent and survive cancer through proper diet and nutrition. tor, Jane Sirignano, guides attendees through the preparation of simple, tasty and easy-to-prepare recipes. Attendees enjoy the naturally delicious food samples. The Cancer Project is a group of physicians, researchers, and nutritionists in Washington, D.C., and is a program of the Physicians Committee for Responsible Medicine 501(c)(3). www.CancerProject.org.
Native Inspired Art - An Exhibit by Shepaug Valley Middle School and High School Students
Expressed in many ways, art was, and still is, an intricate part of Native American's daily lives from adornment, baskets, and pottery to other every day items. It is a form of conveying their individual cultural and spiritual identities. IAIS is pleased to partner with the Shepaug Middle and High School art Departments to present a unique exhibit of Native American inspired art. Multi-Media Performance educator Michael Rivera's high school students, after researching headdress styles from a variety of Native American gorups and cultures, will sculpt their own interpretations out of mixed media. Under the guidance of art educator Donna Wright, seventh grade students will study the different designs of Native American pottery to create and decorate coiled pots from their chosen cultural region. Included in regular museum admission.
Wesleyan Potters "Celebrations" Show
Gallery/Shop is featuring unique handcrafted gifts for spring and Wesleyan Potters "Celebrations" Show: May 8th – June 16th.
Come celebrate with us during regular gallery hours, at Wesleyan Potters Gallery/Shop, 350 S. Main St, Route 17, Middletown, CT!
Gallery Hours: Wed -Fri 10 am - 6 pm, Sat 10-4 and Sunday Noon-4
860-344-0039 www.wesleyanpotters.com
Discover 19th Century Inventions at New Lockwood-Mathews Mansion Museum Exhibit
Victorian era gadgets, technologies and breakthroughs will be on display at the Lockwood-Mathews Mansion Museum beginning April 17th through October 6, 2013. What Is It? Technologies and Discoveries of the Victorian Era will engage student and adult audiences in the exploration of mid-to-late 19th century inventions and discoveries in many diverse areas including communication, transportation, manufacturing, medicine, food and recreation.
Visitors will view cutting-edge Victorian Era technology that were precursors of some of today's technologies, including telegraphs, dictaphones, gas lighting and early examples of telephones, burglar alarms, stock tickers and much more. They will discover items we still see today, from board games to food such as condensed milk and breakfast cocoa. Artifacts on display include loans from Connecticut's Mattatuck Museum and the Museum of American Finance, New York City, among others.
The What Is It? exhibit is curated by Raechel Guest. Guest is a Smith College graduate with a Master's Degree in Collection Management from the prestigious Winterthur Museum. Professor Steven Lubar, a history of technology expert, serves as a special advisor. Professor Lubar is Professor of the Departments of American Studies, History, and History of Art and Architecture at Brown University.
The exhibit is made possible thanks to a grant from the Connecticut Humanities (CTH), a non-profit affiliate of the National Endowment for the Humanities that funds, creates and collaborates on hundreds of cultural programs across Connecticut each year. CTH brings together people of all ages and backgrounds to express, share and explore ideas in thoughtful and productive ways. From local discussion groups to major exhibitions on important historical events, CTH programs engage, enlighten and educate. Learn more by visiting www.cthumanities.org.
The Lockwood-Mathews Mansion Museum's 2013 cultural and educational programs are made possible by generous funding from the LMMM Distinguished Benefactors: The Xerox Foundation, Klaff's, Mrs. Cynthia C. Brown and The Maurice Goodman Foundation. The Museum's Education Program is made possible in part by a generous donation from AT&T.
Tours for the museum and exhibit are offered Wednesdays through Sundays, at noon, 1 p.m., 2 p.m., and 3 p.m.
Steam Punk: Nature and Machine At The Lockwood-Mathews Mansion Museum
Steampunk Art that has influenced everything from product design to fashion to fine art will be on display at the Lockwood-Mathews Mansion Museum's this spring. This design movement features a neo-vintage twist on 19th century industrialized looks and Victorian decorative motifs. Steampunk: Nature & Machine, will open on April 25th with a reception from 6:00 pm to 8:00 pm and runs until June 15th. This is the first exhibit dedicated to Steampunk art in Fairfield County.
According to IBM's "Social Sentiment Index", which measures what's trending on social networks and blogs, 2013 is set to be the year Steampunk surges as a mass-market aesthetic. The Museum's exhibit will feature art by renowned Steampunk artists, Bruce Rosenbaum, Leslie Mueller and Katie Shima and co-curated by Rosenbaum and Museum trustee Gail Ingis-Claus.
- Bruce Rosenbaum has been dubbed the Steampunk evangelist and guru by Wired Magazine. His artwork has been on exhibition consistently throughout the Northeastern United States, including the Charles River Museum of Industry, Wooster Street Social Club, The Mark Twain House and Shelburne Museum. Rosenbaum has collaborated with many well-known and emerging Steampunk artists and created the unofficial Steampunk artists guild Steampuffin. His design business and home, a retro-future refurbished house, have been featured in Boston Globe, The Chicago Tribune, The New York Times, CNN, Huffington Post, NPR and on MTV, A&E, Discovery and HGTV. Rosenbaum lives in Sharon, Massachusetts.
- Leslie Mueller is an award-winning art director and artist. She is represented in private and corporate collections throughout the United States, Asia, Canada, Australia, Great Britain, Africa, Japan and Germany. Mueller's artwork has been published in House Beautiful, Elle Decor, Southern Living, Manhattan Arts Int'l and Art Business News magazines and is part of the United States "Art in the Embassies" program. Mueller began her studies at the age of thirteen at the Art Institute of Chicago. She received a Bachelor of Fine Arts degree from Southern Methodist University's Meadows School of Fine Arts in Dallas, Texas. She is a resident of Greenwich, Connecticut.
- Katie Shima is an artist and architectural designer based in New York City. She has had exhibitions, installations, and performances at the Charles Bank Gallery, Bridge Gallery, Devotion Gallery, Clocktower Gallery, Barnard College, The Tank, SoHo 20, among others. Shima is a founding member of the electronic noise art group Loud Objects. Residencies with the Loud Objects include Art On Air in New York and Det Jyske Kunstakademi in Aarhus, Denmark. She is currently working as an architectural designer at Situ Studio. Shima received a Bachelor of Arts degree from Columbia College and a Master's in Architecture from Columbia University Graduate School of Architecture, Planning, and Preservation.
The Lockwood-Mathews Mansion Museum's 2013 cultural and educational programs are made possible by generous funding from the LMMM Distinguished Benefactors: The Xerox Foundation, Klaff's, Mrs. Cynthia C. Brown and The Maurice Goodman Foundation. The Museum's Education Program is made possible in part by a generous donation from AT&T.
Tours for the museum and exhibit are offered Wednesdays through Sundays, at noon, 1 p.m., 2 p.m., and 3 p.m.
"Visions in Glass" with Organist, Jesse N. Glaude
Chamber Music @ Christ Church presents: Jesse N. Glaude, Organist. Join organist and director of Christ Church School of the Arts, Jesse Nathan Glaude on Sunday, May 26th at 3pm for a program celebrating the vivid stained glass windows at Christ Episcopal Church, Norwich CT. Installed in 1963, these landmark windows are the work of the internationally renowned Belgian artist Benoit Gilsoul, tracing the life story of Christ in rich, expressionistic hues. Don't miss this one of a kind program as Mr. Glaude improvises on each of these glorious windows! Admission is FREE! Donations may be made to help support the series. A champagne reception will follow the program and audience members will have the opportunity to chat with Mr. Glaude and get a "tour"of the Christ Church sanctuary organ. For more information: 860.425.0663 or www.ccsarts.org.
Eastern Connecticut Symphony January Concert
The Eastern Connecticut Symphony concert series begins the New Year on Saturday, January 11, 2014, at 8 PM at the


text:
quote:Of course taxes go up when you are 25
quote:My teaching paycheck just dropped $133.09/month?
quote:Between my two jobs, $2,397 annually.
quote:Who'd you vote for the last two elections? That'll decide the question of whether you did it to yourself.
quote:Elections have consequences
quote:If you voted for BHO then you will get no sympathy from me
quote:Of course taxes go up when you are 25.
quote:Teaching = Not a real job.
quote:I must have missed something. Who was it that cut the SS tax in 2010 that increased the take home pay of the majority of working Americans for two years?
quote:So why is there not a line a mile long to do it?


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quote:Time for a career change
quote:If full-time jobs are split into two part-time jobs he will double the number of jobs!
quote:Yeah but will their car insurance potentially go up from driving to two jobs a day increased risk to accidents?
quote:Mao called he said he wants his good idea back.
quote:Lol, the doc is poor. try getting a real job bro and quitting that shitty band.


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Blood Runs Gold.
100% cotton hooded sweatshirt. Our Women's hoodies are a standard cut. These are extremely comfortable--you will not be disappointed. Model is wearing a Small. See measurements below (inches):
S- Chest (30-32) Waist (28-30) / M- Chest (34-36) Waist (30-32) / L- Chest (38-40) Waist (32-33) / XL- Chest (42-44) Waist (33-34)
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text: John Nolan/Times photo The Edward Jones office at 187 Gonic Road, with Financial Advisor Zachary George at the helm, had its Rochester Chamber of Commerce ribbon-cutting recently. From left are Police Lt. Gary Boudreau, Chamber President Laura Ring, Fire Marshall Dominick Bellio, Chamber board member Jeff Dillion of Eastern Propane, Edward Jones clients Bernard and Pauline Baillargeon, Chamber member Steve Marcotte, Mary Ellen Humphrey of the Economic Development Department, Chamber Board Chairman and Holy Rosary Credit Union CEO and President Brian Hughes, Jones, Chamber board member and manager of Federal Savings Bank's Rochester and Dover branches Mary Henderson and Edward Jones Branch Administrator Ruth Cressy. The office is open Monday through Friday from 8 a.m. to 5 p.m. and Zachary George is also available on Saturdays and some evenings by appointment. The phone number is (603) 332-5677. Edward Jones welcomes all kinds of investors and especially those close to, or in retirement.


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Here's another page guys, hope you like it!
As for what I've also been working on, a mini-comic for my project "Fish Quarry" will be sold at Metrocon July 26-28, I will be selling them myself at a dollar each. I hope to have some preview material I can show online soon. Click for a three page preview!
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Here's what you need to know this afternoon:
- The ASX200 slipped 0.2 per cent, closing at the day's lows
- Most regional sharemarkets were closed for Chinese New Year
- The dollar is buying $US1.0297, 95.4 yen and 77 euro cents
- Wall Street futures are minimally higher, as is the FTSE100 future
- JB Hi-Fi shares soar on bright profit outlook
- ASX holds on to its clearing house monopoly
- Rio scores rail access win against Fortescue
- Home loans fall again despite rate cuts
- Spanish fourth-quarter GDP; est: 3% y/y
- French industrial production Dec; est: -0.3% m/m
- Housing Industry Association Trades Report for the December quarter
- National Australia Bank's monthly business survey for January
- SAI Global first half results
- Bradken first half results
- Western Areas NL first half results
- Slater & Gordon first half results
The standout performer today was JB Hi-Fi, with the electronics retailer soaring 17.1 per cent to $12.89 after reporting that its first half net profit had risen three per cent to $82 million.
JB Hi-Fi, which was the best-performing stock on the S&P/ASX200, forecast a 7 per cent rise in full year net profit.
''That's an excellent performance by JB in a pretty inclement, overall, retail environment,'' Lonsec private client adviser Michael Heffernan said.
Turns out todays move in JBH was the second biggest since it listed 9 years ago #ausbiz
— Chris Weston (@ChrisWeston_IG) February 11, 2013
Among the other retailers, Harvey Norman advanced 5.9 per cent, Myer jumped 3.1 per cent and David Jones was up 2.7 per cent.
After all of last week's to and fro, Environment Minister Tony Burke has now given conditional approval to Whitehaven Coal's Maules Creek project.
Good news for Whitehaven, but alas, it came after the market closed.
In a statement, Burke said he was satisfied the Maules Creek and Boggabri coal mine projects could go ahead without unacceptable environmental impacts.
The decision comes four days after Whitehaven said it expected the government to delay a decision until late April. Burke said he brought the decision forward after the New South Wales state government released sensitive information about the project.
Traders reported very limited flows as much of Asia is shut for the Lunar New Year holidays.
Japan, China, Hong Kong, Singapore, South Korea and Taiwan are among the major centres in the region closed today.
Most sectors ended lower, with materials down 0.5 per cent, financials losing 0.3 per cent and industrials off 0.2 per cent. Consumer discretionary bucked the trend, buoyed by JB Hi-Fi, to rise 1. 5 per cent.
The market has closed at the day's lows. The benchmark S&P/ASX200 slipped 11.8 points, or 0.2 per cent, to 4959.5, while the broader All Ords lost 9.1 points, or 0.2 per cent, to 4980.3.
The superannuation industry has hit back at suggestions super tax breaks provided to Australians are too generous.
Treasury estimates that the budget misses out on more than $30 billion a year in tax revenue through super concessions, a figure it expects will hit $45 billion by 2015, overtaking the capital gains tax break on housing as the single biggest concession.
But financial consultancy Mercer said when compared against the world's best retirement savings systems, super rules in Australia were not overly generous.
"Our research reveals when the Australian approach is compared to countries with world-class retirement income systems, the after tax retirement benefits provided to Australians are lower than five of the eight countries," said David Knox, a senior partner at Mercer.
Mercer modelled its retirement systems against eight other countries, which are considered to have the best pension systems in the world.
The cost of recent floods and bushfires have reached up to $175 million for Insurance Australia Group, but analysts still expect profits in the industry to grow this financial year.
With assessors still in the field IAG's costs could still rise, but its reinsurance program limits the impact of the first natural disaster of 2013 to $150 million.
Suncorp said last week its costs from floods would not exceed $220 million, leaving at least $103 million in provisions for the remainder of the 2012-13 financial year.
Analysts do not expect the recent floods and bushfires to have a major financial impact on insurers, with profits set to bounce back after the impact of the 2011 Queensland floods and New Zealand's earthquakes.
Having said that, the market has just plumbed the day's lows, down 0.1 per cent. Falls are bing led by the miners.
The shorter analysis of today's market:
Been a rather lacklustre day. That photographer who was outside the ASX building to snap #XJO 5000 will have to wait a day
— Austin Mitchum (@FP_markets) February 11, 2013
Growing anticipation that the market is due for a correction of sorts may apply the brakes to the performance of risk assets this week, writes CMC Markets trader Tim Waterer:
- While trade balance data from China last week was enough to keep markets feeling content with the state of play, I expect traders will become more discerning when assessing economic data given the elevated levels of benchmark indices around the globe.
- With the Chinese New Year period sapping Asian markets of much liquidity, the ASX200 spent much of today just going through the motions with traders awaiting further direction on the corporate earnings front as the week progresses.
- Narrow trading ranges and a general lack of buying conviction resulted in a listless performance from the local bourse, with any ASX200 aspirations of a move to the 5000 level postponed for the time being until new drivers of pro-risk sentiment arrive.
- Cue the corporate earnings results from some of the big players on the Australian market later in the week as being a potential catalyst in this regard.
Venezuelans lined up to purchase airline tickets and TVs this weekend in a bid to protect themselves from price increases after ailing President Hugo Chavez devalued the bolivar for a fifth time in nine years.
Chavez, who is recovering from cancer surgery in Havana, ordered his government to weaken the exchange rate by 32 per cent to 6.3 bolivars per US dollar starting Wednesday, Finance Minister Jorge Giordani told reporters on Friday.
Yesterday, a sign at an electronics store in southeastern Caracas restricted customers to one purchase each as Venezuelans rushed to buy flat-screen televisions.
Telstra's good run on the sharemarket was backed by impressive half-year results, writes Intelligent Investor's Nathan Bell.
Meanwhile, Vodafone continues to bleed customers and Optus recently mooted the end of mobile market growth. Telstra appears to have no such problem. More competitive pricing and a superior network are proving to be a winning combination.
Mobile internet also continues to grow, with Telstra adding 218,000 customers in the half and revenue growing 17 per cent to $576 million, largely due to increased tablet use.
Network applications and services revenue grew 11 per cent to $636 million as it sold more bundled communications services (such as cloud-based software) to business customers. In years to come, this too may be a multi-billion-dollar business.
Telstra should fare well over the next few years, thanks to a growing market share, organic growth and NBN revenues. But trouble looms beyond that.
Michael Pascoe's analysis of James Packer's Sunday Night interview is still garnering a lot of interest and some great comments.
The superannuation industry has hit back at suggestions super tax breaks provided to Australians are too generous.
Mooted changes to superannuation tax concessions worth billions of dollars have been high on the political agenda since November, when Treasury secretary Martin Parkinson questioned whether the tax breaks were too high and favoured the rich. He said the current super system risked becoming too much of a burden on the budget given the ageing population.
Treasury estimates that the budget misses out on more than $30 billion a year in tax revenue through super, a figure it expects will hit $45 billion by 2015, overtaking the capital gains tax break on housing as the single biggest concession.
But financial consultancy Mercer said when compared against the world's best retirement savings systems, super rules in Australia were not overly generous.
"Our research reveals when the Australian approach is compared to countries with world-class retirement income systems, the after tax retirement benefits provided to Australians are lower than five of the eight countries," said Dr David Knox, a senior partner at Mercer.
Here's an interesting graphic that has been put together by ANZ research, tracking housing finance over the last decade.
Shares in JB Hi-Fi have soared 16.2 per cent after the company announced it had lifted its first half profit by three per cent.
Shares are now at $12.77, their highest point since December 2011.
The company made a net profit of $82 million in the six months to December 31, up from $79.6 million during the previous corresponding period.
The ASX can use any help it can get, writes BusinessDay's Elizabeth Knight, and a reprieve from the prospect of competition in the settlement and clearance part of the business gave its share price another shot in the arm today.
While there are enormous structural issues facing stock exchanges, exacerbated by the introduction of competition in the large rump of the ASX business, the short to medium term prospects are viewed as positive because the stock market is now clearly on an upward trend.
When stocks move up volumes will follow - and if this is sustained new listings will also add some cream.
There is enough distractive upside around a ramp-up in share trading activity that investors would not have minded some competition in settlement and clearance. They already expected this outcome despite the relentless campaign by ASX chief executive, Elmer Funke Kupper, to protect what's left of his monopoly.
He just lucked in because treasurer Wayne Swan didn't have the stomach to rock this boat in the lead up to an election.
The Australian economy is caught in a debt pincer, MacroBusiness editor David Llewllyn-Smith writes in this article for BusinessDay:
Following last week's RBA growth downgrade, there is much hand-wringing today in the media about why Australian economic growth is not what it used to be.
Some blame the high dollar. Some blame high wages and declining competitiveness. Some blame stodgy planning approvals that slow housing construction. All are partly right but miss the real point.
The ASX200 is hovering half a per cent below the 5000-point mark. It last closed above that mark on April 15, 2010, at 5001.9, before stumbling to 4222.10 on May 5, 2010.
Before that, the ASX200 was last above 5000 on September 22, 2008, as it was falling to the post-GFC low of 3154.5.
As it stands now, the benchmark index needs about 25 points to get above the mark. Just one fair-to-good day, in other words.
Woodside shareholders haven't had much joy for some time, with the share price holding stubbornly around the $35 level, amid waxing and waning views on the outlook for the large Browse development, writes Brian Robins, noting there is ongoing speculation the partners are looking at lower cost options amid concern over the rising capital cost of large export gas projects.
Deutsche Bank reckons that there is the potential for capital management at the company, with the three drivers being the prospects of a decision to delay the proposed Browse development in favour of pursuing a floating LNG development, the potential sale of Shell's 24 per cent stake in Woodside and Woodside's $US3 billion plus of franking credits.
"A buyback of Shell shares would be the best outcome, however a special dividend is the most likely outcome," its analyst told clients in a note this morning. "We retain our Buy due to the discount to valuation, increased yield support, and capital management potential."
Complicating a buy-back of the Shell stake is the fact that Woodside shares are trading at a discount of around.17 per cent to the $42.23 a share price Shell sold a 10 per cent stake in Woodside in November 2010.
"On face value this discount makes a selective buyback of part of the Shell stake highly problematic," Deutsche Bank told clients. "We do not believe Woodside has sufficient liquidity to buy back the entire stake. However, we estimate if a buyback was 50 per cent a deemed dividend, the grossed-up value to Shell is broadly in line with the November 2010 price, assuming Shell could take advantage of Australian franking credits.
"Given challenges surrounding the Shell stake, we favour a special dividend as the most likely form of capital management. A special dividend is the most efficient way to distribute franking credits, and the least problematic option."
Any capital management hinges on a decision to defer the Browse development and no major M&A activity in 2013.
JB Hi-Fi shares are still rallying, up 14.8 per cent to its highest in 12 months after the electronics retailer reported a meagre 3 per cent rise in profits and gave an optimistic outlook - in an unfriendly retail climate.
Lonsec private client adviser Michael Heffernan says the market reacted positively to JB Hi-Fi's profit growth considering the tough trading conditions.
''That's an excellent performance by JB in a pretty inclement, overall, retail environment."
The Australian dollar is hovering around $US1.032, appearing to recover after it hit three-month lows last week on the back of a series of bad economic data.
Easy Forex currency dealer Tony Darvall says the Australian dollar is staging a small relief rally after China reported a 7.7 per cent year-on-year rise in its trade surplus on Friday.
However, he says it's unclear whether the rally will continue or the currency resume its slump:
- We are expecting that, if we are going to rally, we will test the 103.50 US cents to 103.70 cents level.
- That level was the support level of the Australian dollar's previous range.
- The Australian dollar is not getting the support it previously had from the Japanese yen.
- Without that underpinning, there is very little in the market to help the Aussie rally, because it is a very important cross rate.
- If that's capped and there is not a lot of aggressive buying then it'll be very hard to resume the up trend.
Apple and Microsoft have been ordered to appear before a parliamentary committee and explain why Australian consumers pay far more than those overseas for information technology goods.
The House of Representatives committee on infrastructure and communications has issued a summons to Apple, Microsoft and Adobe requiring them to appear before a public hearing on March 22 in Canberra.
The committee was established in May 2012 to investigate why local IT consumers pay higher prices for hardware and software.
It seems BusinessDay's Michael Pascoe has taken issue with James Packer's Sunday Night interview.
There's no point anyone else bothering to enter the Public Relations Institute of Australia's Golden Target awards this year – Team Packer blitzed all possible entries last night by taking over Channel 7's Sunday Night program, the pinnacle of a campaign to turn Crown's bid for a privileged Sydney casino licence into an act of philanthropy, a nation-building vision of something that means "more than money".
A casino that's "more than money" – maybe only a billionaire can imagine that as the highest possible praise.
With both the O'Farrell government and what's left of the Labor Party already in the cheer squad with sections of the city's media for Crown avoiding a competitive tender, you might wonder why Packer is bothering. But a good PR machine leaves nothing to chance.
ASIC has banned two directors of rental company Zaam Rentals and cancelled the company's credit licence for failing to comply with responsible lending obligations.
Last year it emerged Zaam Rentals was allegedly over-charging customers in indigenous communities around the Murray and Mallee regions – by up to $3,500 – and taking money directly from their Centrelink payments.
Director Akash Bhardwaj and former director, Amandeep Sabharwal have been banned from ''credit activities'' for 6 years and 4 years respectively.
An investigation by ASIC found that between December 2010 and September 2011 Zaam Rentals did not inquire about or check customers' financial situation, or give them credit guides, or give them an honest rental contract.
RHG Ltd, the remnants of non-bank lender RAMS, has placed its shares in a trading halt this morning amid speculation the company is in talks with mortgage lender RESIMAC over a non-binding offer.
RHG today requested that its shares be kept in a halt until Wednesday because of ''a possible transaction'' involving the company.
"No transaction proposal is concluded, nor is there any assurance any transaction will proceed," RHG said in an announcement to the Australian Securities Exchange.
The $143 million company was the target of a failed takeover bid in 2011 by former chairman and founder John Kinghorn, one of the country's wealthiest men. He has since sold his stake in the business.
Before the halt, RHG shares were trading at 46.5 cents.
More on the housing figures, JP Morgan economist Ben Jarman said there is no evidence that the housing construction sector is turning around in a meaningful way, despite four interest rate cuts by the Reserve Bank of Australia in 2012.
''You're also seeing that from the RBA's credit data,'' he said.
''While the RBA has been talking about getting preliminary signs that the economy is getting a bit of traction in the expected spots as rates come down, it doesn't seem that anything really compelling is really happening.
''Borrowers who are really sensitive to rate adjustments haven't returned to the market in a meaningful way.''
One bright spot in the housing finance figures was that loans approved to build new dwellings went up 1.9 per cent in December.
''That's what the RBA wants to see, they want to see people investing in new housing, rather than just turning over existing housing and running up house prices,'' Mr Jarman said.
According to the AFR, RHG, formally RAMS home loans, could be aquired by non-bank lender RESIMAC.
The number of home loans approved in December fell 1.5 per cent to 45,335, official figures show.
That was from an downwardly revised 46,031 in November.
Economists had expected the number of housing finance commitments to be unchanged in December.
The Australian Bureau of Statistics said on Monday that total housing finance by value fell 2.6 per cent in December, seasonally adjusted, to $20.836 billion.
Wonder how those who shorted 0.2% of JB hifi's share register on Friday are feeling this morning... #ouch #ausbiz asx.com.au/data/shortsell… — David Scutt (@David_Scutt) February 11, 2013
Super: DIY v large funds
Almost one million people run their own super funds, but they're not for everyone. So which one works for you?
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ANZ is the only one of the big banks to start the week on a down note:
- CBA is 0.34% higher to $65.05
- ANZ is 0.71% lower to $27.92
- NAB is 0.93% higher to $29.29
- Westpac is 0.43% higher to $28.20
A quick look now at some of the blue chips, starting with the big miners:
- BHP is 0.5% lower to $37.76
- Rio is 0.42% lower to $69.31
- Fortescue is 1.11% higher to $4.99
Rio Tinto has applauded Australian Competition Tribunal's decision that its Hamersley and Robe rail lines should not be opened up to other users. In a release to the ASX, Rio Tinto Iron Ore acting chief executive Paul Shannon said:
This is great news. Rio Tinto runs a highly efficient railway that is fully integrated with our port and mine operations. This would be severely hindered if third parties were allowed to run trains on our rail network, not to mention the knock-on negative effect on the Western Australian and national economies from creating such inefficiencies.
Local stocks will be acting without any regional feedback this week, with financial markets in Japan, Hong Kong, China, Singapore, South Korea, Malaysia, and Taiwan closed on Monday for public holidays.
Following that tweet about ANZ, here are some fresh, start-of-the-week analyst rating changes:
- Fletcher Building downgraded to neutral at Goldman Sachs
- ANZ cut to neutral from buy at Goldman Sachs
- ASX cut to underperform from neutral at CIMB
- Toll cut to neutral from buy at BofA-Merrill Lynch
- Super Retail cut to sell from neutral at Citigroup
It looks like the JB Hi-Fi result from earlier today is rubbing off on the other big retailers. Well, some of them:
- Woolworths: +0.21%
- Wesfarmers: -0.4%
- Harvey Norman: +5.0%
- DJs: +1.52%
- Myer: +1.35%
Goldman's cut ANZ to neutral from conviction buy. Says insto build-out and exposure to growing Asia priced in on P/BV of 1.8x v ROE of 15.3% — Chris Weston (@ChrisWeston_IG) February 10, 2013
Ric Spooner, chief market analyst at CMC Markets, has detected some nervousness among short terms traders about locking in recent gains. In a note this morning, he writes:
With the S&P/ASX index having gained 15% in an almost uninterrupted rally since November, short term traders are positioned to sell and lock in gains on the first signs of the market breaking below support levels.
In a tug of war between nervous traders looking to protect profits and investors rotating funds out of cash and into equities, the weight of new money continues to win out.
Trader caution about the possibility of a market correction is being heightened by the fact that the ASX 200 index is now at a technical resistance zone between about 4975 and 5020.
This consists of the upper border of a trend channel that has been intact since November as well as the April 2011 and April 2010 peaks. Near term support is provided by the lower border of the channel that currently intersects at around 4910 and below that, last week's low at 4870. A breach of these levels could be a warning sign of a deeper correction to follow.
Earnings season looms over rates decision
Companies reporting their results this week will overshadow the Reserve Bank's monetary policy as the market continues to rally. The week ahead with Michael Pascoe.
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Brian Robbins reports that investors in Coffey International remain focussed on the turnaround prospects for the company following further disappointing progress in the December half, with a further slide in earnings.
The shares were marked up 2.5c to 39c in early trading.
Ongoing softness in mining services demand resulted in earnings a share diving to 1.5c from 2.5c for the December half, due to restructuring charges.
Overall revenues for the half rose to $359.8 million from $334.9 million a year earlier, but with the net profit falling to $3.8 million from $4.8 million after booking another $2.2 million of restructuring charges.
Now for the best-performed companies on the ASX200:
- JB Hi-Fi: +12.81%
- Alacer Gold Corp: +6.79%
- Coalspur: +3.95%
- Harvey Norman: +3.64%
- Discovery Metals: +2.63%
- Lynas: +2.44%
- Virgin: +2.33%
A quick look now at how the various sub indices on the ASX200 are travelling. In a flat market, consumer discretionary stocks are higher thanks to the JB hi-Fi gains.
- Consumer disc: +1.19%
- Telecoms: +0.3%
- Financials: +0.05%
- Info tech: -0.57%
- Health: -0.39%
- Industrials: -0.39%
- Materials: -0.3%
- Energy: -0.26%
Shares are dead flat early on.
The All Ordinaries index is 0.9 points higher, or 0.0 per cent, to 4988.5, while the benchmark S&P/ASX200 is 1.8 points lower, or 0.0 per cent, to 4969.5.
Shares in JB Hi-Fi have leapt higher in opening trade after the electronics retailer lifted its first half profit by three per cent and expects full year profit to grow by up to seven per cent.
Its shares added as much as 12.7 per cent, or $1.40, to $12.41.
Evan Lucas from IG Markets points out that this week is all about local stocks, with regional partners celebrating Chinese New Year. He says the ASX ''will need to lead itself rather than relying on China and Japan''.
He also notes that the ASX200 finished at 4971 points, ''our highest level since April 2011 (the top of the bounce after the Japanese tsunami)'':
This means the ASX has now retraced the full drop of the euro-mess, China's hard-landing fears, and the impact of the second round take of the Federal Government's mining tax. What is different from 2011 and 2013 is the reasoning for market to be at this level.
Over the last seven months the market has gained 986 points (or 24.75%) and as is well-known the main driver of this growth has come from seven or eight majors stocks, namely the big four banks, Wesfarmers, Woolworths and Telstra. The question that analysts and strategists alike are asking is; do the stock fundamentals match the movements in these stocks?
Insurance Australia Group has updated investors on the cost of insurance claims caused the summer of wild weather, which could hit up to $175 million.
The insurer said Tropical Cyclone Oswald, which hit Queensland and NSW, had sparked 13,700 claims worth between $120 million and $140 million. Claims from the bushfires that affected Tasmania, Victoria and Tasmania could total another $35 million, it said.
A further 600 claims have been lodged after bushfires in NSW, Victoria and Tasmania, with a cost of about $35 million, it said. IAG's reinsurance program for calendar year 2013 limits the impact of a single natural disaster event to $150 million.
Here's a quick look at the week ahead. For the full calendar, click here:
- Tuesday: HIA Trades Report for December quarter, NAB monthly business survey for January. Results from: SAI Global, Bradken, Slater and Gordon
- Wednesday: ABS Lending finance for December, Westpac/Melbourne Institute Survey of Consumer Sentiment. Results for: Commonwealth Bank, Stockland, Goodman Group, Boral, Leighton, Ansell, CSL, Computershare, OZ Minerals
- Thursday: Results for Rio, David Jones Q2 sales, ASX Ltd, GrainCorp, Mirvac and Whitehaven
- Friday: ANZ group trading statement. Results for Pacific Brands, Sims Metal Management, Charter Hall Retail REIT.
Although local stocks look set to open weakly, the Aussie dollar is holding its ground and US stocks had a strong end to the week.
The S&P500 rose to a fresh five-year high and putting the Nasdaq within a hair of a 12-year intraday high, following a batch of encouraging domestic and international economic reports. Data showing stronger international trade in China and Germany, and a report indicating the US trade deficit had narrowed in December, pointed to improving global demand.
Locally, the focus for today will be upcoming earnings data this week for major listed companies, including the Commonwealth Bank of Australia, miner Rio Tinto and retailers Wesfarmers and David Jones.
''We've seen pretty good gains for the sharemarket - we want to see the reasons for our rally being validated, not just earnings but the expectation of companies,'' said CommSec's Craig James.
''Perhaps the futures market is maybe a little bit negative,'' he said. ''But I think it will be flat rather than down.''
In corporate news this morning, electronics retailer JB Hi-Fi reported it has lifted first half profit by three per cent and expected full year profit to grow by up to seven per cent.
The company made a net profit of $82 million in the six months to December 31, up from $79.6 million in the same period on the previous year.
Total sales grew by 2.3 per cent from the previous corresponding period, due to growth in the company's number of stores. On a comparable store basis, sales were down 3.5 per cent from the previous corresponding period.
Chief executive Terry Smart on Monday said calendar 2013 had got off to a positive start, with comparable store sales up 4.2 per cent from the previous January.
For a comprehensive look at this morning's business news, check today's need2know. Here are this morning's key markets numbers:
- SPI futures are 9 points lower at 4575
- The $A is higher at $US1.0318
- Recovery optimism drive Wall Street higher
- European shares rise on upbeat data
- Australian finance news: February 11-15
Good morning folks. Welcome to the Markets Live blog for Monday.
Contributors: Thomas Hunter, Jens Meyer, Richard Hughes, Max Mason
This blog is not intended as investment advice
BusinessDay with agencies


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Hallucinations involve sensing things while awake that appear to be real, but instead have been created by the mind.
Sensory hallucinations
Common hallucinations include any of the following:
In some cases, hallucinations are normal. For example, hearing the voice of, or briefly seeing, a loved one who recently died can be a part of the grieving process.
There are many causes of hallucinations, including:
A person who begins to hallucinate and is detached from reality should get checked by a health care professional right away. Many medical and mental conditions that can cause hallucinations may quickly become emergencies. The person should not be left alone.
Call the health care provider, go to the emergency room, or call the local emergency number (such as 911).
A person who smells odors not present in his surroundings should also be evaluated by a health care professional. These hallucinations may be caused by a serious underlying medical condition.
The health care provider will do a physical examination and take a medical history. The person will be asked about the hallucinations. For example, how long the hallucinations have been happening, when they occur, or whether the person has been taking medications or using alcohol or illegal drugs.
Blood may be drawn for testing.
American Psychiatric Association. Diagnostic and statistical manual of mental disorders. 5th ed. Arlington, Va: American Psychiatric Publishing. 2013.
Freudenriech O, Weiss AP, Goff DC. Psychosis and schizophrenia. In: Stern TA, Rosenbaum JF, Fava M, Biederman J, Rauch SL, eds. Massachusetts General Hospital Comprehensive Clinical Psychiatry. 1st ed. Philadelphia, Pa: Elsevier Mosby; 2008:chap 28.
Hockberger RS, Richards JR. Thought disorders. In: Marx JA, Hockberger RS, Walls RM, et al., eds. Rosen's Emergency Medicine: Concepts and Clinical Practice. 8th ed. Philadelphia, Pa: Elsevier Mosby; 2013:chap 110.
Fred K. Berger, MD, Addiction and Forensic Psychiatrist, Scripps Memorial Hospital, La Jolla, California. Also reviewed by David Zieve, MD, MHA, Isla Ogilvie, PhD, and the A.D.A.M. Editorial team.
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The Krups XP604050 Combi Espresso Machine and 10-Cup Coffee Maker turns a small amount of counter space into a full service coffee café! Drip-brew pots of coffee for the mug-of-java drinkers in your family, or make exquisite espresso, cappuccino and latte drinks for the connoisseur. This feature rich appliance is like the mini-van of coffee making appliances. Compact, affordable, easy to keep clean and configurable the Krups XP604050 satisfies the needs of a busy...
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Essential Info: Recognized around the world for their quality, functionality and longevity, Krups coffee makers have revolutionized the way the world brews coffee. The Krups KM7000 Pro Grinder and Brewer is another example of how Krups is improving the conventional way of brewing. The KM7000 features a powerful conical burr grinder, 10-cup glass carafe, pause and serve anti-drip valve and 24-hour programmable timer.Controls: There are nine control buttons on the KM7000 Pro Grinder and Brewer....
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Friday: | 9am-6pm EST |
Sat & Sun: | 10am-3pm EST |


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The Uniden PRO401HH delivers the convenience of a handheld CB radio with the security of knowing you have the longest range possible so you can always stay in touch. It includes a low-power setting to conserve battery life and a high-power setting so you can extend your range when needed.
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The Most Trusted Name in CB Radios. It's tough and powerful with a large easy-to-read display and exciting new features including Single Side Band USB/LSB, Clarifier, 7 Color Display Backlighting, Noise Cancelling Mic, and Wireless Mic Compatibility.
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Noise Canceling Wireless CB Radio Microphone. Stay connected to your Uniden Bearcat CB Radio up to 100 meters away -Wirelessly! Convenient, Rugged and Trucker tough, it's everything you expect from Uniden. Compatible with Bearcat 680, Bearcat 880, Bearcat 980 SSB, PC687 & PC787 CB Radios.
This compact CB transceiver incorporates state-of-the-art microelectronics into a sophisticated Euro-styled 2-way radio. The superior engineering of the PRO505XL will treat your ears to professional 2-way radio communications as you've never heard it before.


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The expansion of Medicaid in Alabama would mostly cover those who work hard and pay their taxes, but are not provided insurance through their jobs, and cannot afford to buy single-policy coverage. Please do not trick yourself into thinking that everyone comes from the same background and circumstances as you do.
It is time for straight talk about political implications hurting the people of the state of Alabama. I am referring to the recent decision by Gov. Robert Bentley to not accept the federal funding to expand Medicaid under the Patient Protection and Affordable Care Act — colloquially known as "Obamacare."
The reason for government is to help those caught in the web of circumstances beyond their control. While the act's main thrust is cost control, and to prevent people from being punished for things beyond their control — being a woman, or having a pre-existing condition — it is also an economic boon to states that have not seen budget shortfalls like this since the Great Depression.
In a study conducted by the University of Alabama at Birmingham School of Public Health's David Becker and Michael Morrisey, both health-care economists say the state could see a $1 billion boon in new tax revenue.
Under the federal law, the federal government will cover 100 percent of health-care expenditures from 2014 through 2016. During these first years of the program, Alabama would be responsible for a share of the administrative costs of the expansion. The federal matching rate declines after 2016, falling gradually to 90 percent in 2020. As a result, the annual costs to the state increase from $39 million in 2014 to $222 million in 2020 for a total over the years of $771 million.
The federal expenditure during that time would be an additional $11.7 billion more on Medicaid in the state.
"While this is a substantial increase in federal spending, it is new income flowing into Alabama," Becker said in a UAB press release. "Moreover, when physicians, hospital employees, pharmacists and other employees in the health-care sector receive these new dollars, they spend them on gasoline and groceries and clothes. This second-round spending generates additional economic activity."
Read that last part again. The federal government will give us $11.7 billion while the state's share is $771 million. Just the increased economic activity will bring in $1 billion in taxes. They say there's no such thing as a free lunch, and while we all pay federal income taxes, we should also all get something back from it. I hear Republicans whine every day about federal funding for studies to protect horned frogs, or for National Public Radio. Here is a chance for federal money to make a direct impact on the health and welfare of our citizens while injecting money into our economy, and we're turning it down?
After riding a wave of discontent and fear resulting from the drawn-out debate and fear-mongering over what is contained in the Obamacare legislation, my esteemed Republican colleagues hold all levers of governance in our state and make moves in lock-step to stifle dissenting voices and ideas.
They also seek to curry favor with the Tea Party — a group of nihilist know-nothings who will not be satisfied until our entire system of governance is burned down and all incumbents are removed from office. To let the decisions of our state and the impact on our economy be affected by such a group is insanity bordering on criminality.
I believe in my heart that Robert Bentley is a good man. We served together in the state House of Representatives for eight years before I moved up to the Senate and he became our governor. He is also a medical doctor bound by the strictures of the Hippocratic Oath. It would seem to me that he would want to expand coverage to all of our states' residents if doing so was economically feasible. So, either the decision is raw political calculation — the governor doesn't want a Tea Party challenger to his re-election campaign in 2014, hard-heartedness — or incompetence.
At the recent hearings on fixing Medicaid, it was revealed that in addition to an unknown $80 million hole in the Medicaid budget during fiscal 2013, the State Medicaid Agency has said it does not have the infrastructure in place to accept the money or to disburse it to the people who would be covered. A state agency not tracking its budget and unable to perform the service for which it was created should be a major scandal — but it seems no one wants to upset the Republicans' apple cart.
In September, the leadership of the Senate, House and governor put forth an amendment to allow Alabamians to vote on transferring $437 million from the Alabama Oil and Gas Trust Fund — a fund established to keep the state's money from Oil and Gas deposits in the Gulf of Mexico. The purpose of this amendment was to shore up the budgets of Medicaid and the Department of Corrections. Voters passed this amendment, and I campaigned for it and personally voted for it. It is the right thing to do to shore up our state Medicaid funds, especially considering Alabama has the least amount of Medicaid coverage allowable by law. It seems to me that some of that money could go toward fixing the infrastructure needed to accept this vital money.
As a small-town pharmacist and independent businessman, I see every day that health care affects all aspects of Alabama life. It affects every citizen, every region and every county, city and town. Giving working people basic health-care coverage while pumping money all across our state at a 90 percent federal-10 percent state match is a no-brainer. I hope those with their hands on the levers of power have a change of heart.
William M. "Billy" Beasley is a Democrat from Clayton who serves in the Alabama Senate.


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Sale - Affordable Kids Clothes and Discount Baby Clothes on Sale and Clearance
Looking for high quality, designer girls and boys clothing at a price you can afford? Look no further than Sophias Style! You'll find boutique designer looks on sale everyday. Shop our selection of sale clothing and have money left over! All sale items are non-returnable.
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Rainbow Sparkle Heart High Top Tennis Shoes Toddler 8-Little Girls 1Our Price $37.99 Sale Price: $24.90 |
Shop our sale clothing and find a deal that'll make you smile. Sophias Style Boutique discount children


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Top 3 tips for using Facebook for growing your business
3 tips to improve your experience on Facebook as a business
Facebook is the major social networking site of this decade. Facebook has become a great tool for performing so many activities. The activities are like staying in touch with friends and families who are miles away from us, without even making long distance calls frequently, sharing our views and ideas, promoting something, etc. Besides all these things, Facebook can also be a very powerful business tool. Given below are some interesting Facebook tips which will help you in growing your business:
Tip #1: Instead of setting up a Profile Page, setup a Business Page- A business page is different from a profile page in many ways. Profile pages allow only adding a limited number of friends. The limited profile number of profile friends that can be currently added is 5,000. But, your target is surely to reach out to several million people or Facebook users around the world, which is possible only with a business page.
Tip #2: Sign Up for Facebook Ads- You can set up an advertisement which would pop up within a target user's profile page. This is very simple, much cheaper, and is more viable rather than going for bigger search engines..
Tip #3: Make a real people presence on your business page- Treat Facebook just like any other website where a real person presence is very important. If there are comments, questions, or anything shared by your fans, group, or friends, be sure to answer them right away. Make your Facebook page a place of full customer interaction, more than being built solely for advertising.
Top 3 Facebook tips for making most of your friends:
You can use Facebook for growing your business as well as to stay in touch with friends and family. But whether you are using Facebook for business purpose or for personal use, you should always increase your friend list. This is very important especially for doing business. Given below are some Facebook tips for increasing your friends in your friend list:
Tip #1: There's more Value than Just the Volume- There is greater value to Facebook than just the number of fans and friends you can collect. Facebook is a great way to bond with your target audience. You can find out more about your users and customers, and the more you know about who is buying and using your product, the better you can serve them. The more you know the needs of your customers, the better you can meet those needs and the better your relationship with those customers is. And a great relationship means customer loyalty and a boost in your brand image.
Tip #2: Strategize- You'll need to have a strategy for Facebook. Is Facebook just for exposure? How does it fit into your marketing strategy? Is it for customer service? Who are your active supporters? What else do they like? Hence you need to answer the above questions before moving forward so that you set the benchmarks.
Tip #3: Be Personal as well as Professional- You can make the profile page of your company, your profile page, and let your employees create their own professional pages as well. This will also help you to convince many people easily to join your company fanclub.
We must be aware while making friends and sharing important information publicly, especially for personal profiles. Facebook has become very convenient for us, and then also we are threatened as our privacies may be invaded by the outsiders. There are hackers who know how to hack Facebook of anyone. In specific the site http://www.socialhacks.net claims to be able to hack any Facebook account by utilizing their built-in facebook account hacker. Hence we should always be aware before doing any important and vital activities on Facebook.


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Density Meter Sampling Unit for Accurate Results
Mettler Toledo introduced its PSU-DE Density Meter Sampling Unit. This compact automation unit allows the measuring cell to be thoroughly cleaned and dried, and ensures that possible measurement errors are automatically detected.
PSU-DE density meters are equipped with an automation unit can automatically detect measurement errors caused by air bubbles, contamination or residual cleaning liquids and warn the operator accordingly.
The PSU-DE Sampling Unit's peristaltic pump is dedicated to sampling and cleaning, and a diaphragm pump is used for drying. Samples for measurement can be taken directly from different types of containers such as beakers, sampling bottles or vials.


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450 East 52nd Street, Club 1/3
Let your imagination run wild. Possibility for up to 4 bedrooms interior with an immense private garden. Situated at the end of a rare Manhattan cul-de-sac, 450 E. 52nd Street is a 14-story pre-war co-op that boasts a Venetian-Gothic facade of stone & brick. Known as The Campanile, Dorothy Parker dubbed the building, Wits End. Only its glamorous & illustrious residences overshadow the building's colorful & storied history. Home to the Swedish beauty of American cinema, Greta Garbo; philanthropist, Edgar J Kauffman; commentator for The New Yorker & member of the Algonquin Round Table, Alexander Woollcott; & inventor of Heinz's 57 Varieties, Henry Heinz. The elite have flocked to the Campanile because it is both secluded & at the center of things. Club 1/3 of the Campanile offers what many New York apartments cannot a varied history & vast private outdoor escape. This apartment is a clean slate in which you can realize the next reincarnation of Club 1/3.


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First one's emo, yes, but it was also written about a year ago when my whole world came crashing down. Second one was written about a week and a half later, after friends helped me out.
The Willow Tree
His nerves are shot now. This is all he's got left now. His poetry. It's the only release he can seem to find. He knew love once, but now it is gone, blown up in his face. It's time to roll the dice! But will this suffice to decide for him? Will he live or will he die, destined to fly among the angels in heaven above? At the sight of a white dove, he is at peace. He goes on living, singing:
"My love is gone, carried away
by the wind that shakes the willows."
His childhood is no more as the wind blows away the ashes. The unobtainable green light at the end of the opposite dock glows, forever mocking him. Almost nothing could save his emotions. He looks out over the ocean. He wishes on a dream that seems far off, hoping it will come today. As into the starlit night he gazes, he wishes on a shooting star. He walks down the road of life, knowing he is alone. Fate continues to deal him a cruel hand as he is going through the motions. His life was flowing like a wave before it crashed upton the jagged rocks of despair. The light on the dock is closer now, yet he is pulled away. He is destined to stay in the dark. Another came along, toying with him. He jumped like a cat to fulfill her wants, and all was fine till she crushed him. The dice fly, yet he is not ordained to die. Not yet. He goes on living, singing:
"My love is gone, carried away
by the wind that shakes the willows."
His life is now a search for escape. Society has mentally raped him for the last time. "There's some delight in ale and wine, and some in girls with ankles fine, but my delight, yes always mine, is to dance with Jak O' the Shadows." Society deals him blows until he finds the razor blade. Life fades from his eyes as he falls back on his death bed. With his last breaths he sings:
"My love is gone, carried away
by the wind that shakes the willows."
His hand falls limp and his desire for peace is fed. The green light is his...the willow is dead.
Ode to Friends
To be the last one left, bereft of those you love. It is the worst feeling. My mind is reeling from this shit. A few more hits and I'll be gone, away from you all. If you need me, I'll be falling down the continuous spiral into oblivion.
I am alone. Why is everybody gone?
I knew it all along, that they would leave me. Could they not see the consequences of their doings? They all seem to be going....leaving me one by one. It is truly the loneliest number, knowing you are the only member of your society. Belonging does not seem to be a propriety for these people, always longing to be alone.
I am lost...where am I?
Am I never to find an answer? No divine force seems to intervene. There is no reading between the lines. The answer is laid out--the debt has been paid in blood. The flood of sorrow is overtaking me. I suppose my demise was meant to be. Goodbye.
I am found...thank you.
I find that I cannot do the seemingly inevitable. My friends have turned the table, and brought me back from the brink. I've had time to think now. I should be bowing down to them. I owe them my lives, and for that I am gracious...thank you.
-Awaits the emo flaming, or nice constructive criticism...whichever comes first-


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Hubbardton Forge 347288F Forged Vertical Bar Compact Fluorescent Post Mount Light
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Natural Iron finish and Opal glass shown.
Hubbardton Forge 347288F Forged Vertical Bar Compact Fluorescent Post Mount Light
Product Description
Available while supplies last.
Aluminum compact fluorescent post lantern featuring forged vertical bars, a closed-top glass tube, and a square collar.
- Accepts 2.5" square post.
Note: Post sold separately. Bulb included not dimmable.
Materials: | Aluminum, Glass | |
Voltage: | 120 volt | |
Installation: | Wet Locations [Explain] | |
Listing: | , Eco-Friendly, Made in USA, Energy Saving, Energy Efficient | |
Outdoor Lighting Features • Outdoor Lighting Features: Special features found in Outdoor Lighting that enhance a fixture's performance and functionality.
NON CORROSIVE: The fixture features a finish that will not deteriorate over time in harsh environmental conditions, such as marine climate, inclement weather, and high heat exposure.
MOTION SENSOR: The fixture has a built-in sensor which allows it to operate automatically when motion is detected within its proximity.
PHOTOCELL/ DUSK TO DAWN: The fixture has a built in photocell which allows it to automatically turn off when natural light is detected. In the evening, when the sun has gone down, the fixture will automatically turn on again. | Outdoor Lighting Features | Non-Corrosive |
Bulb is included free
Bulbs are not eligible for replacement
Bulbs are not eligible for replacement
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Sku | 5018408S |
Group # | 529638 |
Category | Post Mount Lights - 1722 |
Style | Craftsman - 2 |
Sales Rank | 1633 |
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Liquid Swirl Print Two Pocket Utility Blouse
Liquid Swirl Print Two Pocket Utility Blouse
$34 .88
 In an utterly mesmerizing swirled print, a pair of pleated patch pockets – plus gathered details – bring effortless pretty to this modern chic style. Jewel neck. Long sleeves. Shirred forward shoulder seams. Button front. Button cuffs. Back yoke with shirred detail.


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Dino Rug
No longer available
- Overview
Dino motifs in a tonal hue give this playful rug subtle style. Prehistoric creatures are slightly raised for added texture on this cut-and-looped design.
- Hand tufted of pure Indian and New Zealand wool.
- Features a looped ground with a high-cut dinosaur motif.
- Fibers are yarn dyed for lasting, vibrant color.
- Looped pile feels soft and springy underfoot.
- Cut pile has a plush, velvety feel.
- Self bound for enduring quality.
- Recycled cotton backing with viscose.
- Use with our Rug Pad (sold separately).
- Imported.
- Dimensions & Care
- Woven of 50% New Zealand wool, 50% Indian wool.
- A yarn-dyed rug has incredibly rich color that holds its vibrancy over time.
- Recycled cotton / viscose backing.
- Self binding results in a rug that resists curling and maintains its shape.
- For more information regarding construction and care, view our Rugs Glossary.
- 3' wide x 5' long (36" wide x 60" long)
- 5' wide x 8' long (60" wide x 96" long)
- 8' wide x 10' long (96" wide x 120" long)
- Approximately 0.5" thick
- Do not pull any loose threads. Use scissors to simply cut the ends.
- Vacuum regularly and/or shake to remove dust.
- Avoid prolonged moisture.
- Blot spills immediately with a white cloth.
- Professional rug cleaning is recommended as needed.
- Harsh chemicals may damage or fade rug.
- Use rug protectors under heavy furniture.
- Shedding of loose fibers is normal during initial month of use.
- Shipping Info
Please allow 5-7 business days for delivery. Delivery estimate includes monogrammed and gift-wrapped items.


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Patio Umbrellas
Your backyard should be your sanctuary, providing you with the highest level of comfort possible. For those that experience an oppressive summertime climate, your back patio can easily become an area that's not conducive to relaxation or comfort in any form without a viable source of shade.
An easy answer to this problem can be found with outdoor patio umbrellas. Patio umbrellas offer all of the shady relaxation of a cloudy afternoon no matter what the weatherman forecasts. No longer will you need to worry about getting scorched by the sun when you just want to read a book and enjoy a glass of lemonade out in the fresh air.
Turning your backyard into a haven of comfort will also ensure that your guests won't be left with blistering mementos of the event. By providing shade for your next reunion, party, or outdoor barbecue, you're ensuring that the only thing that getting cooked will be the meat on the grill.
Not only does the sun provide an unhealthy amount of stress and discomfort to you and your houseguests, prolonged sun exposure could be detrimental to your skin, your eyes, and your overall health. On this vein, buying a patio umbrella can do wonders not only for your wellbeing in general, but will be an invitation to come outside.
Backyards in any location will require some shielding from the sun from time to time, but certain areas of the world are in need of year-round shade assistance. In high-heat areas like Texas, Florida, California and the desert southwest, umbrellas can prove to be a necessity to an outdoor patio setup.
If you find yourself craving the luxurious atmosphere that is created by a simple outdoor patio umbrella setup, then you'll need to find the highest quality umbrellas available on the market to ensure that your investment will be last for many summers to come. Below you'll find designs in an expansive array of colors and options, from giant square cantilever umbrellas to smaller octagonal umbrellas.


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iTheme2's beautiful Apple-inspired design makes it the perfect theme for technology and Mac related blogs but it also has some really neat features – like a custom header image, custom background, alternate color schemes, and a really neat featured post carousel – that make it perfect for almost any blog.
Custom Header and Background
With iTheme2 you can add your custom header image from Appearance → Header. Here's a peek at what that might look like with an image of a glacier in the header.
We can pretend the glacier image is comet ice so it fits in with the space-y background or we can just change the background to the image or color of our choice from Appearance → Background.
Alternate Color Schemes in iTheme2
iTheme2 gives you the choice of using one of three color schemes.
Just navigate from your dashboard to Appearance → Theme Options and make your pick.
Featured Posts in iTheme2
iTheme2 also lets you feature up to 30 posts in its featured post section on the home page.
All you have to do to activate is have a sticky post with a featured image. Once you have one, the featured post area will appear. If you have more than 5, navigation arrows will appear on the left and right. Your visitors can then click through to see all the posts you've featured.
Featured Images
Entries with a featured image will display that image above the entry title over the entire width of the content area.
Quick Specs (all measurements in pixels):
- The main column width is
. - The sidebar width is
. - The custom image header size is
wide by288
high. - The large featured image size is
wide by261