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That's all from us here at Markets Live, thanks for your company, we'll see you tomorrow.
After a large drop in coal-haulage volumes earlier this year, Australia's second largest listed rail company, Asciano, has experienced a solid pick-up over the last two months in demand in its key state of Queensland.
But it is still warning that extreme volatility makes it nigh on impossible to give even short-term forecasts.
Asciano's chief executive, John Mullen, said today that the company had noticed a strong improvement in demand for coal haulage in Queensland, its biggest market, in the last two months.
A car-parts manufacturer has been accused of running a cartel and faces legal action from the competition watchdog, following a national crackdown on collusion and price-fixing.
The thousands of dollars worth of in-car wiring fitted to Toyota Camrys was impacted by the cartel, according to the Australian Competition and Consumer Commission.
It alleges Japanese company Yazaki and its subsidiary Australian Arrow, formerly known as Yazaki Australia, engaged in cartel behaviour when providing quotes to Toyota for wire harnesses. These harnesses hold all the wiring running within the body of a car.
And further, that between 2003 and 2009 Yazaki and Australian Arrow colluded on ''their responses to requests for quotations issued by Toyota Motor Corporation for the supply of wire harnesses to be used in the manufacture of the Toyota Camry.''
And that Yazaki and a competitor would agree on prices before providing quotes to car makers. Each car is fitted with about $2000 worth of wire-harnesses.
Fairfax, the publisher of this website, was the top performer in the ASX200 today, soaring 11.3 per cent to its highest since late August.
CBA raised its target for the stock from 43 cents to 59 cents and upgraded it from neutral to overweight.
There was also talk of some short-covering by funds and day traders caught by surprise by the recent rise, but otherwise there was no news out of the company.
APN also did well, jumping 10.5 per cent, followed by Intrepid, up 6.25 per cent.
On the other side of the ledger, Linc Energy gave up a fair share of its recent gains, slumping 20.4 per cent, while Iluka lost 5.6 per cent and Aquila fell 4.4 per cent.
In a bid to catch shonky operators, the Fair Work Ombudsman will target up to 100 contractors in the cleaning industry to ensure they are paying workers properly.
The cleaners' union has welcomed the audits, saying major corporations such as Westfield also need to take some responsibility.
The sectors were mixed, with materials extending their recent rally, rising 0.4 per cent, energy adding 0.2 per cent, but financials slipping 0.1 per cent and consumer staples down 1.1 per cent.
The market's closed for today, ending a very quiet session pretty much flat. The benchmark S&P/ASX200 index slipped 1 point to 4582.2, while the broader All Ords gained 1.1 points to 4592.9.
Steven Bradbury Photo: Reuters
The dollar is the Stephen Bradbury of currency markets - 'winning' by default because all its rivals fell in a heap, AAP writes coming up with a befitting image.
Like the Aussie skater's unlikely Olympic medial win, the dollar remains at sky-high levels because of the sloppy performance of its bigger, and normally stronger, counterparts.
By all rights, the dollar should have fallen back below $US1.00 in the past few months; commodity prices have fallen, economic growth has slowed and interest rates are lower and consumers and businesses are generally pretty depressed. But this week it climbed above $US1.05 to reach fresh three-month highs.
ANZ interest rate strategist Andrew Salter expects it to remain around $US1.05 throughout 2013 and possibly hit $US1.10.
It's not that the Australian economy is doing particularly well, he says, it's that most major developed economies - Europe, Britain, Japan and the United States - are weak and likely to stay that way.Furthermore, the US Federal Reserve's efforts to stimulate growth have pushed the US dollar lower against its Australian counterpart.
''The problem at the moment is that Australia at the moment looks ok but everything else in the world looks pretty poor,'' he says.
An interesting blog on an entrepreneurial duo thinking really big ... a chance meeting in an online chat room may lead to what Eddie Machaalani and Mitchell Harper both hope will one day become a billion dollar company.
European Union finance ministers have brokered a deal to create a single bank supervisor with powers to close down lenders right across the eurozone.
Several officials say the historic agreement came after 14 hours of talks and less than 12 hours from the start of a summit of EU leaders.
The so-called Single Supervisory Mechanism will allow eurozone rescue funds to recapitalise directly struggling banks, like those which failed in Greece and Spain.
Adding insult to injury for Qantas, Virgin Australia and Tourism Australia have announced a doubling of their current marketing partnership, the two parties will increase their current commitments from $6 million to $12 million over the next three years.
In November, Qantas chief executive Alan Joyce ended the airline's partnership with Tourism Australia.
Mr Joyce said the partnership had to be terminated because of Tourism Australia chairman Geoff Dixon's clear conflict of interest, given he was part of a group of investors proposing to take the airline in a different direction.
"Virgin Australia has an international footprint which spans a number of Tourism Australia's key markets, including New Zealand, the United States, Europe and the Middle East. When you add to this the airline's extensive domestic network, the benefits of strengthening our partnership are both logical and compelling." Andrew McEvoy, Managing Director, Tourism Australia
Shares in Virgin are down 2.3 per cent today to 42.5 cents.
Despite the two-year old property slump, buyers continue to struggle to find homes for less than $500,000 in the inner suburbs of many of Australia's largest cities.
That price threshold, which is more than nine times average yearly earnings, puts housing in the inner parts of Sydney, Melbourne, Darwin and Canberra all but out of reach, new research shows.
The country's continuing problem with affordability comes despite capital city house values falling 0.4 per cent this year on the back of a 4 per cent decline in 2011, according to RP Data.
More here.
NAB chief Cameron Clyne dispels suggestions of a housing price bubble at the bank's annual meeting in Perth.
"Regarding housing, here in Australia we remain confident that house prices will be relatively stable. There will always be high-level fluctuations particularly at the top end of the market that we still remain confident that there are underlying factors in the Australian market that support house prices. The first is that demand continues to exceed supply and that is likely to continue to be the case".
So how are the sectors performing so far today? The materials sector has risen 0.3 per cent, energy's down 0.1 per cent, financials are up 0.1 per cent while telcos are down 0.7 per cent.
It's not all doom and gloom in the Australian economy, at least according to the latest data released by the Australian Bureau of Statistics, CommSec chief economist Craig James says.
Annual car sales are at record highs over the past year, while industry employment rose by 58,100 jobs over the three months to November.
''Today the statistics were unambiguously positive,'' Mr James said.
While the mining sector saw a fall in jobs for the second straight quarter, losing just over 8000 jobs, there was a record 47,500 jobs created in the transport, postal and warehousing sector over the past three months.
''We can't conclude with any certainty, but trends in employment over the past three months point to the influences of the internet, online spending and the high Aussie dollar on the economy. ... The growth in online spending is creating jobs for courier drivers, postal workers and warehousing staff.''
Proxy figures just revealed by National Australia Bank at its annual meeting in Perth have a hefty 21 per cent vote against the bank's remuneration report.
This figure is not final as it doesn't take into account figures of shareholders voting at the annual meeting.
Still, the large "no" vote on the bank's remuneration report comes after NAB posted a 22 per cent drop in full-year net profit to $4.08 billion, with the bank weighed by problems in the UK.
The dollar is higher today, thanks to fresh stimulus measures from the US Federal Reserve.
In recent trade it was at $US1.545, up from $1.0532 yesterday.
Easy Forex currency dealer Anthony Botros said the market had rallied over the past few days in anticipation of the announcement.
''It wasn't a complete surprise to the market,'' he said.
BusinessDay's Michael Pascoe has been having a look at yesterday's Westpac-Melbourne Institute consumer sentiment survey and has found a surprising fact - Coalition voters are the most pessimistic:
The political chasm has widened again and, again, it is Coalition voters calling the confidence tune. Consumer sentiment increased among people who said they would vote Labor at the next federal election - up 6.4 points to a strong 123.7 – but among Coalition voters it dived 12.1 points to 84.9, taking the overall seasonally adjusted index down 4.1 to 100, the break-even point between pessimism and optimism.
Gail Kelly is betting on a rate cut after Christmas. Speaking at the Westpac annual meeting in Sydney, the bank's chief executive said something needed to be done to improve confidence in the economy:
I think I would be in the same camp as most of the market and say there is likely to be further rate reduction in the new year, whether it's February or March. The key driver of that is what you see in regard to business and consumer confidence. I think we need a little bit more in the way of confidence building in our overall market.
With shares in Fairfax Media - owner of this website - up 4½ cents at 53 cents, a couple of tweets from Peter Esho of City Index Asia Pacific have caught our eye:
Fairfax leading the market today - up just over 9%. Are we in the foothills of a major correction in media stocks? #ausbiz
— Peter Esho (@PeterEsho) December 13, 2012
PS - Use of word foothills is intentional
— Peter Esho (@PeterEsho) December 13, 2012
More from the NAB AGM in Perth, where chairman Michael Chaney has acknowledged the bank's earnings drop this year was made worse by its troubled UK business.
Mr Chaney issued a cautious outlook for the banking environment and said it would take another year to finalise the restructuring of the UK business.
While NAB explored a sale of the business until late 2011, Mr Chaney said a ''disposal ultimately proved not to be possible''.
''Following declines in commercial real estate values and the economy late last year, we decided that the only sensible course was a radical restructuring of our UK banks."
Australia should consider a raft of reforms, including to the tax and industrial systems, to help boost productivity and economic growth, National Australia Bank chairman Michael Chaney says.
Addressing shareholders at NAB's annual general meeting on Thursday, Mr Chaney said that as the resources investment boom peaks and Australia's terms of trade declines, the nation will need to increase productivity to achieve acceptable economic growth.
''This will only come about through a renewed focus on microeconomic reform in industrial relations, regulation, infrastructure and taxation, to name a few,'' he said.
He also suggested a review of the domestic funding model used by local banks, which raise a significant amount of their funding on international, short-term, and wholesale funding markets.
Here's a quick snapshot of how markets around the region are performing:
- Nikkei(Japan): +1.6%
- Shanghai: -0.4%
- Taiwan: +0.4%
- South Korea: +0.5%
- Singapore: +0.1%
- New Zealand: -0.3%
Lower interest rates have yet to give a noticeable boost to the manufacturing sector, which remains plagued by a high Australian dollar, a new survey suggests.
The latest Australian Chamber of Commerce and Industry (ACCI)-Westpac industrial trends survey for the December quarter showed that while overall activity was reasonably stable, profit expectations, investment, selling prices and employment were all under pressure.
''It is disappointing to us that there hasn't been a greater impact of lower interest feeding through to the economy,'' ACCI chief economist Greg Evans told reporters in Canberra on Thursday. ''It is further evidence ... of the entrenched lack of business confidence.''
The survey's composite index declined to 50.7 points in the December quarter from 51.9 points in the September quarter, only just holding above the 50 point mark that separates expansion from contraction in the manufacturing sector. The expected composite index also moderated to 52.5 points in the December quarter from 53.3 points in the previous three months, indicating modest growth in the March quarter 2013.
A lunch-time read via @TheKouk, from The New York Times.
The investment prospects of Mongolia, a darling of the emerging markets, are similarly shifting.
In May, the Parliament passed a law that restricted foreign investment in the country's most attractive asset, its mineral deposits. The government is also taking aim at a crucial deal with the multinational mining giant Rio Tinto, a pact that many see as the foundation of the country's recent economic growth.
Now, the underlying fundamentals of the country look increasingly shaky. Mongolia faces a financing crunch, as investment dollars flowing from abroad have fallen. And revenue from coal, the country's main export, has dropped along with Chinese demand.
More here.
Over in the US, prominent consumer advocate and senator-elect Elizabeth Warren has been nominated to be a member of the Senate Banking Committee, where she will have influence over laws affecting the finance industry.
Warren, a Harvard professor who made her reputation defending Americans from Wall Street abuse, defeated Republican incumbent Senator Scott Brown in November after a bitter, expensive race.
She takes her seat in early January. Warren has earned strong liberal backing for being a fierce critic of big banks, and she played a major role in creating the Consumer Financial Protection Bureau as a part of sweeping financial regulatory reform passed by Congress in 2010.
More from Westpac's annual meeting in Sydney. Shareholders have voted overwhelmingly in favour of chief executive Gail Kelly's $9.6 million pay packet.
Chairman Lindsay Maxsted said her remuneration was fair and in line with the bank's competitors.
"The fact is they are big numbers but Westpac is a very big and complex business," he told the annual meeting.
Australian stocks are flat at noon, with the market dipping slightly into the red after a positive start in morning trade.
At 1220 AEDT, the benchmark S&P/ASX200 index was down 0.3 points, or 0.01 per cent, at 4583.5 points, while the broader All Ordinaries index fell 0.2 point to 4591.6 points.
Governments in France, Britain, Italy and Australia have been probing Google's tax avoidance as they seek to boost revenue.
What is Google's response?
It's called capitalism," Google chairman Eric Schmidt said. "We are proudly capitalistic. I'm not confused about this."
Mr Schmidt said the company's efforts to reduce its tax bill were legal.
"We pay lots of taxes; we pay them in the legally prescribed ways," he said. "I am very proud of the structure that we set up. We did it based on the incentives that the governments offered us to operate."
More here.
Australian sales of new motor vehicles, seasonally adjusted, in November were virtually unchanged on the previous month's figures, official data shows.
In the month, 95,748 new vehicles were sold, seasonally adjusted, compared to a downwardly revised 95,717 in October, according to Australian Bureau of Statistics (ABS) data released on Thursday.
In the year to November, new motor vehicle sales rose 9.7 per cent, seasonally adjusted, from 87,271.
Virgin Australia has threatened to speed up its growth in other parts of Australia except Brisbane, after expressing frustration that a decision to open up routes to regional airports in Queensland was being delayed until 2014.
The airline had wanted to tender for several regulated and subsidised routes in regional Queensland, such as Roma and Bundaberg, when QantasLink's contracts expired next year, but said they were informed the Department of Transport was rolling over the agreements until 2014.
But the airline said it had no intention of pulling its 1200 staff out of Brisbane.
"Competition brought about by deregulating markets will bring not doubt bring lower fares and deliver betting access to regional communities, reduce costs to business and boost tourism," Virgin's head of corporate affairs, Danielle Keighery, told Fairfax Media this morning.
Shares in Virgin are down 0.6 per cent to 43.25 cents
Westpac's chairman, Lindsay Maxsted, has defended the bank's position on mortgage rates, saying that passing on official rate cuts in full would force other customers or shareholders to ''subsidise'' people with home loans.
In response to a question at the bank's annual general meeting in Sydney today, Mr Maxsted said changes in the cash rate were only one influence on its cost of funds.
When the bank decided whether to pass on Reserve Bank official changes to shareholders, it had to weigh up the competing interests of borrowers, savers and investors, he said.
Bank of Queensland is optimistic about a recovery in its home state's housing market and increasing earnings.
Chairman Neil Summerson told shareholders at the bank's annual general meeting today that the Queensland economy had stabilised but remained subdued.
However he said the bank was seeing some early indications that property values were on the rise.
''With borrowers better able to meet their mortgage commitments as a result of successive interest rate reductions, including that of last week, we have reason to be optimistic about recovery in the important housing market,'' he said.
Bank of Queensland in October became the first Australian bank in two decades to post a loss.
The bank suffered a $17 million loss for its 2011-12 fiscal year due to $401 million in costs from unrecoverable loans linked to BOQ's exposure to the struggling property market in Queensland, where 60 per cent of its loans are written.
The Tax Office has moved to wind up the Newcastle Knights and the Newcastle Jets, along with their parent company the Hunter Sports Group, over unpaid debts of some $2.7 million, as owner Nathan Tinkler's debt problems continue to mount.
Documents filed yesterday in the Federal Court in Sydney show the Deputy Commissioner of Taxation is applying for the wind-up of Hunter Sports Group (owing $184,258), Newcastle Jets Pty Ltd (owing $1.063 million) and Newcastle Knights Pty Ltd (owing $1.424 million).
The applications have been set down for hearing on February 20.
Insurance Australia Group has replaced outgoing board member Anna Hynes with a politician from Singapore.
Ms Hynes will end her five years as a non-executive director with the insurer in February, IAG said on Thursday.
Before joining IAG, which owns the NRMA Insurance and CGU brands, she held senior roles at American Express.
Ms Hynes will be replaced on the IAG board by Raymond Lim, who has worked with the Singaporean government over the last 10 years.
He has held the positions of second minister of foreign affairs, second minister of finance and minister of transport, and has previously worked as an economist.
Shares in IAG are flat at $4.87.
The consumer discretionary sub index is leading the ASX200 higher - up 0.52 per cent - as the general markets sits on a 0.1 per cent gain. Here are the best performed companies:
- Fairfax: +5.15%
- Billabong: +3.76%
- Aristocrat: +2.26%
- Super Retail Group: +1.84%
RBS Morgans private client adviser Bill Bishop said the Australian market was flat after receiving a weak lead from Wall Street which faltered after comments from Dr Bernanke.
Dr Bernanke said if the US economy did fall off the ''fiscal cliff'' because US politicians could not reach a compromise to avert a range of tax hikes and spending cuts coming into force on January 1, then there was nothing the Fed could do.
''Wall Street didn't like Ben Bernanke's comments in America and it turned up its nose a little bit,'' he said. ''There's a little bit of hesitancy in the local market now because of that.''
Looking at that slide in Iluka's price today, IG Markets analyst Stan Shamu notes that "a decline was likely after the company released a mineral sands update. The miner is struggling on the back of falling mineral sands prices".
"ILU has also been hit by a number of broker downgrades recently with Deutsche Bank downgrading them to sell," said Mr Shamu.
Now for the early sliders on the ASX200:
- Iluka: -5.21%
- Linc: -3.31%
- Gryphon: -2.61%
- Paladin: -2.22%
- Aquila: -2.18%
- Arrium: -1.69%
The best-performed companies on the ASX200 in early trade include:
- Oceanagold: +4.74%
- Fairfax: +4.12%
- Transpacific: +3.52%
- Boral: +3.21%
- DuluxGroup: +2.46%
One from the small biz desk, and perhaps some encouragement for anyone out there mulling a business idea.
The average age of a first-time entrepreneur is 25, according to research from Ernst & Young. But there are many advantages of starting an enterprise later in life, writes Alexandra Cain.
A quick whiparound of the blue chip stocks shows mixed performances - miners down, banks up, retailers all over the shop:
- Westpac: +0.19%
- Woolies: +0.17%
- Wesfarmers: -0.8%
- DJs: -0.2%
- Myer: +0.46%
Sector by sector on the ASX200, most are higher but gains are modest:
- Financials: +0.21%
- Consumer disc.: +0.18%
- Health: +0.15%
- Industrials: +0.13%
- Info tech: -0.66%
- Materials: -0.15%
In early trade, the All Ordinaries index is 3.6 points higher, or 0.1 per cent, to 4595.4, while the benchmark S&P/ASX200 is 3.2 points higher, or 0.1 per cent, to 4587.
First news from ther Westpac meeting has arrived.
Westpac does not expect conditions in the banking sector to improve any time soon, but says it is in good shape to deliver sound returns for shareholders.
Chairman Lindsay Maxsted told shareholders at Westpac's annual meeting on Thursday that operating conditions remained challenging.
However the bank did not expect conditions to be any more difficult than in recent years. ''Indeed, given the material strengthening of the balance sheet we are in excellent shape to positively respond to whatever emerges in the external environment,'' Mr Maxsted said.
''With all of our businesses showing good momentum, Westpac is well placed to continue delivering sound returns for shareholders.''
Some analyst rating changes for today:
- Iluka Resources cut to sell at Deutsche Bank
- SAI Global cut to neutral at Bank of America-Merrill Lynch
- WorleyParsons upgraded to hold from sell at Deutsche Bank
- Lend Lease downgraded to neutral from buy at UBS
The readers of this blog are a civic-minded lot. This comment from 'cranberry' certainly won't harm that impression:
With such a high dollar, I did all my christmas shopping online with a US retailer. However, my bank did charge approximately $6 in foreign currency conversion fees, so I've done my bit for the local economy.
US stocks ended nearly flat, giving up most of the day's gains after Federal Reserve chairman Ben Bernanke reiterated that monetary policy won't be enough to offset damage from the fiscal cliff.
His comments followed the Federal Reserve's announcement of a new stimulus plan, which briefly pushed the S&P 500 to a seven-week high.
Interestingly though, Wall Street closed flat after he said he hoped that markets wouldn't have to tank to get a fiscal cliff deal.
"Initially the addition of QE was certainly favorable. I think, though, in the press conference, what came out is that there still seems to be a level of uncertainty with regard to the exit strategy (and) the efficacy of the current policy," said Bucky Hellwig, senior vice-president at BB&T Wealth Management.
Mr Bernanke "reiterated the fact that monetary policy has its hands tied as far as addressing the seriousness of going over the fiscal cliff," Mr Hellwig added.
Our futures markets heard those comments clearly too. At 6.30am, the SPI futures contract was up 16 points but closed only three points higher.
The major local news today will surround Westpac and NAB, which hold their AGMS. Westpac's is in Sydney and kicks off at 10am, while NAB fronts shareholders in Perth a bit later in the day (east coast time). Bank of Queensland holds its AGM in Brisbane.
The Aussie dollar was one of the beneficiaries of the Fed's decisive statements overnight, and in partiuclar the continuation of its bond buying program.
The Aussie moved to a fresh three-month high after the US Federal Reserve announced new measures to stimulate the world's largest economy.
In recent trade it was at $1.0549 up from $1.0532 on Wednesday, but it rose as high as $1.0587 overnight after the Fed announced it would continue buying long term bonds following the expiration of its "Operation Twist" debt purchasing program.
The major news from overnight arrives courtesy of the US Fed, which said it would hold interest rates near zero until it hit the specific target of a 6.5 per cent US jobless rate, and it pledged to keep pumping more money into the economy.
The central bank said its commitment to hold rates steady until its new threshold was reached would hold as long as inflation was projected to be no more than 2.5 per cent one or two years ahead and inflation expectations were contained.
The decision, accompanied by an announcement to replace a more-modest and expiring stimulus program with a fresh round of Treasury debt purchases, came as a surprise. Most economists had not expected the central bank to adopt thresholds to guide policy until sometime next year.
For a comprehensive look at this morning's business news, check today's need2know:
- SPI futures are 3 points higher at 4599
- The $A is higher at $US1.0549
- In the US, the S&P500 added 0.04% 1428.48
- In Europe, the FTSE100 rose 0.35% to 5945.85
- China iron ore added $US0.10 to $US125 a metric tonne
- Gold fell $US7.75 to $US1713.85 an ounce
- WTI crude oil fell $US1.00 to $US86.79 a barrel
- Reuters/Jefferies CRB index was flat at 293.84
Good morning all. Welcome to the Markets Live blog for Thursday.
This blog is not intended as investment advice
Contributors: Thomas Hunter, Richard Hughes, Jens Meyer, Max Mason
BusinessDay with agencies


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Results tagged ' James Denton '
Star treatment
His signature television role has James Denton portraying a plumber, a man accustomed to behind-the-scenes areas in buildings.
But when Denton – one of the stars of the ABC hit television series "Desperate Housewives" – visited the Baseball Hall of Fame on Thursday, his tour of the Museum archives left him with an unaccustomed sense of wonderment.
"This is amazing," said the 48-year-old Denton, who has played Mike Delfino on 'Desperate Housewives' since it first debuted in 2004. "Just to have a look around… We're going to stay until they throw us out."
Denton visited the Museum with his brother, David Denton, and friends Mike Petty and Robert Diehl – each of whom refer to him as "Jamie." Dressed in a polo shirt and jeans, the chiseled Denton is a lifelong baseball fan who is also part owner of the Orange County Flyers of the independent Golden Baseball League.
"The closest I ever got to the Hall of Fame before this was when I played Sandy Koufax in a movie," Denton said. "Let me tell you, it was a lot easier making people believe that I was a left-handed pitcher than it was convincing them I was a Jewish kid from Brooklyn."
Denton, who grew up in Tennessee and now roots for the Minnesota Twins, showed off a keen knowledge of history during his tour, asking about subjects ranging from Babe Ruth to former broadcaster-turned-President Ronald Reagan.
But many of the Museum's artifacts – like a Gil Hodges jersey and a Honus Wagner bat – left the talented actor virtually speechless.
"We're never going to forget this day," Denton said. "The history here is just something else."
Craig Muder is the director of communications for the National Baseball Hall of Fame and Museum.

subset: commoncrawl


text:
From LCA2010
The Plone BoF will be hosted by Tim Knapp. The topics discussed at the Plone Birds of a Feather session will be fairly fluid and flexible depending on what those present wish to discuss. Session topics could include the following:
- Theming in Plone
- State of E-Commerce in Plone
- What to expect in Plone 4 and beyond
- What kind of Plone support is available in New Zealand
- Integrating Plone with external RDBMSes
- Etc
Those Interested in Attending
If you're interested in coming along, could you please list your name below so we've got a bit of an idea of numbers and hopefully how popular the BoF will be :) Otherwise you can drop an email to duffyd at kokorice dot org and let me know. That way and I can enter your name below for you.
- Tim Knapp
- James Purser
- Dagan McGregor
- Eric Light
- Jim Cheetham
- Andrew Mitchell


text: Make MainStay Suites your home away from home. MainStay Suites is conveniently located right off of major highways and interstates. MainStay Suites is centrally located between BWI, Washington DC, and the Liberty Bell in Philadelphia. All Suites include a full size fridge, microwave, dishwasher, two-burner cooktop, and sleeper sofa. Amenities include a complimentary deluxe breakfast, wireless Internet, business center, fitness center, and an indoor pool.


text:
Roll Over Image to Zoom
Kringerling Toy
No longer available
- Overview
Keep your baby engaged and having fun with three colorful rings in one. The larger ring has subtly flexible pegs so little hands can practice squeezing and gently twisting, and the two teething rings make an enjoyable rattling sound.
- 4" diameter, 1.5" high
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- Ages 6 months and up.
- Made in Germany.
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- Spot clean surface with warm water and mild detergent.
- Shipping Info
- Please allow 5-7 business days for delivery. Delivery estimate includes monogrammed and gift-wrapped items.
International Customers: Items on this page are not eligible for Free Shipping. Please view our general guidelines for more information.


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There are no items in your cart at this time.
Footwear etc. Rewards: Enjoy $10 in Rewards Just for Signing Up!
Select your desired product options and we will notify you when it is back in stock.
The Bostonian Capi is a leather slip-on that features a run-off toe, padded collar, removable footbed and flexible outsole,and double gores.
Bostonian Capi Black Men's Shoe
Features include:


text:
by Kate Winslet
There are 1 quotes by Kate Winslet:Everybody asks me this, whether I'm slightly annoyed that I didn't get to kiss Johnny Depp, ... We would have laughed.
Category: Johnny by others
sent in by: Kim
Site Info
» Webmaster: Annie & Luciana » Since: August 27, 2003 » Layout: by Almost Unreal » Host: The Fan Sites Network » Listed: CE, LL, Starbuzz, StarPulse, SP » Online: For optimal viewing: This website is best viewed in a resolution of 1024 or higher, 32 bit color, and in Mozilla Firefox. Javascript, CSS and Tables. |
by Kate WinsletThere are 1 quotes by Kate Winslet:
Johnnydeppweb.com is only a fansite and has no affiliation with Johnny Depp himself or anyone connected with him. We're just fans! All content and graphics © 2003-2008 to Annie & Luciana. Current graphics © Luciana. All Images are copyright to the their respective owners, the webmasters claim no ownership and recieve no finacial gain for this site. We do not support stalkerazzi of any matter


text:
Sorry, En-Lu, but your trivialization just isn't enough reason for those of us who care about hatemongering to stop discussing it or its ramifications.
But as I've said before, if you deem a topic unworthy of serious attention, the obvious choice is to not participate in the discussion.
Don't care about hate speech, bigotry and discrimination, equal rights? Then find another topic.


text:
Results 1 to 1 of 1
>>>>September Sketch Challenge<<<< Freebie
I just started the September sketch challenge and there is a freebie with it! First, here are some specials Im running:
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Here is the info on the sketch challenge:
We are going to be working with my Double Template #76:
Download the free template here.
You get side A of the template free and I will send you side B for participating. If you use my Space Fan kit, I will send you four quick pages made from my Space Fan kit.


text:
Narrow your search
If you need lots of extra storage space in a compact package, the LaCie D2 Thunderbolt 2 is a great accessory for your Thunderbolt 2-enabled Macs.
The devices on this page represent the best among their respective categories.
The Elgato Thunderbolt Dock isn't cheap, but it adds a load of crucial ports to your Apple MacBook.
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The most important things to know when shopping for a new laptop, hybrid, or Windows tablet.
CNET editor Dong Ngo got totally startled by the G-Tech G-Speed Studio R Thunderbolt 2 storage device, but neither by its super fast performance nor by its crazily expensive price. And if that doesn't make you curious enough, then what?
The G-Speed Studio R Thunderbolt 2 is a super fast storage array that supports multiple RAID configuration. The device is available in 12TB, 16TB and 24TB capacities that cost $2200, $2700 and $3600, respectively.
CNET editor Dong Ngo explains how you can spend a lot of money on the D2 Thunderbolt 2 drive from LaCie and then spend some more on its update kit. But there's at least one bonus point that might make many of you happy to buy the device anyway.


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You only "get" what you selectively want to get. The point is made perfectly that the experiment is tried on a very controlled and repeatable process in medicine that has a equally expected complication rate. I know you are not stupid, so the concept of the survival rate, and complication rate, decade to decade has improved, an as medical break throughs came, so did those improvements. Your study in terms of a monitoring of results, prooves that medicine, like manufacturing products, strives to "Control the process". That process is repeated, and the same techniques and practices, make the rate of complications predictable, and limited to 51-52%.
Now the question is how was prayer affective during the entire evolution of heart or other medical proceedures, that prayers led to new discoveries, new technology, etc. etc. I could stand next to Niagara Falls with a million people praying for the water to stop, but the results are pretty predictiable arn't they? It isn't much of an experiment when the results are so predictable, the effect would not be measureable.
How do you know that prayers did not led to some genius inventing the artifical heart? That prayers did not enlighten researchers to deeper and more productive thoughts and processes? You re entitled to your opinion, but this study is not conclusive of a thing. What were the complications, and were serious life threatening complications give the same weight as a minor complication that was routine? Nothing is charcterized about the severity of complications. Nothing was characterized as to the prayers themselves, where they were done, how, as a group, individually, in a church, while driving down the highway, or just going to the bathroom. The study is not very specific. On the other hand, what infomation was given as to the total healing time of those who did not have complications? Were they all a sucess, how many died, and was the total average time of healing improved from decadses ago?
I get what the study was completly, and with all due respect, what athiest would believe figures that showed a measurable result of imporvment based on prayers? Maybe everyone prayed for everyone to do their best, and it worked because the compications were all consistant with expected results.


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MONSTER HIGH® Create-A-Monster COLOR ME CREEPY™ Design Chamber
Item #: BCC47
Was: $45.99Now: $32.25
Take monster design to a whole new level with this spooky-cool customization station! Girls can create the ultimate stylish ghoul with the color-change doll, wig, and fashions! Plus, the detailing tools and accessories include a cold pen, electronic heat pen, makeup applicator, spritzer, beaker, tongs, towel, wig stand, and a chamber chair that really cranks up!
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Build a Horror-rific Monster
Ghouls can customize and personalize their very own monster doll from fang to toe! This ultimate monsterization station has all the clawesome tools needed to add detail to the monster's hair, fashions, and skin. With spooktacular color-change technology, the Color Me Creepy Design Chamber lets ghouls try endless design combinations and create the most unique monster ever!
Let the Freaktastic Experiment Begin!
Start by picking a monster part and placing it in the tumbler with ice-cold water for a dramatic all-over transformation (or use warm water to erase previous designs). After a quick soak in the tumbler, your creation can be placed in the drying station while you soak another piece. When you're done "tumbling" pieces, assemble your ghoul on the table and add gore-geous details using a variety of instruments and accessories, including an electronic heat pen, ice tool, makeup applicator, spritzer, beaker, tongs, towel, and wig stand.
The Most Monstrous Makeover Ever
To change your monster doll's makeup, simply wipe the applicator (dipped in ice-cold water) over her lips and eyes. Then crank the chamber chair into a stand-up position to do her 'do, too. Mist her hair with ice-cold water from the spray bottle for a dramatic color effect, and then add even more scary-chic details with the chamber tools. Now your monster doll is ready to tear up the town in style!
Add to the Frightfully Fun Play
The Color Me Creepy Design Chamber includes one complete doll with a wig and lots of design accessories. To expand the customization fun with additional dolls and fashions, check out the Color Me Creepy Starter Packs and the Color Me Creepy Add-On Packs (each sold separately). Girls will shriek with delight!
What's in the Box?
Design Chamber with drawer for storage, chair with crank, one electronic heat tool, one ice tool, one spritzer, one detailing sponge, one color-change wig, one color-change fashion, one pair of shoes, monster accessories for more detail, one tumbler, one beaker, one towel, one wig stand, and tongs.- Build and customize the ultimate monster doll
- Ice pen creates chillingly fabulous details
- Electronic heat pen lights up when its ready to add color-change details
- Includes a makeup detailer and a spritzer for hair
- The tumbler lets girls fully transform the color-change parts
- Chamber chair really cranks up and down
Battery Required: Yes | Batteries Included: No
Battery Quantity: 2 | Battery Type: AAA (LR03) Alkaline |
Non Replaceable: No
Assembly Required: No
Warranty: Yes
Age Grade: 6 & Up
Legal Legend: Heat Pen tool requires 2 AAA batteries, not included.
Ice Pen tool requires placement of cartridge in freezer for 1+ hour before play.
Color change requires ice-cold and warm water.
Doll cannot stand alone.
Due to high demand, you may only purchase a limited number of units of this product. Please review our Terms of Sale.Country of Origin: CN


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ABSTRACT: Given demonstrated vaccine efficacy, safety, and the large potential for prevention of many infectious diseases among adults, newborns, and pregnant women, obstetrician–gynecologists should embrace immunizations as an integral part of their women's health care practice. To provide direct...
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quote:What did you buy/get them at?
quote:I started a position in XOM yesterday
quote:I would get into a good Vanguard growth fund
quote:Are there any limits to something like that
quote:I would stay out of the stocks for a little while and hold the cash. Markets are way too inflated right now.
quote:Markets are way too inflated right now
quote:Nothing wrong with taking some profits now, and buying something else on the dips.
quote:Just feel like I have too many eggs in one basket.
quote:The good news is that you do not have to own just one stock. I would look into JPMorgan funds or Vanguard funds. Vanguard gets all of the love because of the low fees, but there are quite a few JPMorgan funds that have outperformed Vanguard funds despite the higher fees. They are very good at what they do.
quote:Ill say it again, I'm a novice at investing. Does Vanguard have funds that you can just invest into that aren't restricted by the govt, aside from taxes on the earnings


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Member Since 06 Feb 2012Offline Last Active Today, 03:04 AM
Happy New Year Everyone!
Updated 01 Jan · 0 comments
About Me
I live in Yorkshire, UK with my DH and our four kids.
Lauren is 16 and a bit of a tom boy, she loves sports especially cricket, she plays for Derbyshire.
Matthew is 13 and is the computer whiz of the house.
Ben is 11, he has cerebral palsy and sever learning difficulties, so he always keeps us on our toes.
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Mira Conference
- As a complete modular series, Mira offers freedom and flexibility in office design. Featuring a straight edge with tops of 1-1/2" thickness, and the finest grade North American veneers, Mira provides an elegant and classy look. When designing an interior for maximum performance, versatility and style, take a close look at Mira.
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If you're age 55 "or better," the Sentara RMH Senior Advantage membership program is designed to provide you with the tools you need to achieve that lifestyle.
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text: GALLERIES Bianca Beauchamp Rachel Perry Rachel Perry Jennifer Hudson Jennifer Hudson Rinko Kikuchi Rinko Kikuchi Parminder Nagra Parminder Nagra Coming Next OR 0 38 Back to Top ▲ Bianca Beauchamp Bianca Beauchamp Bianca Beauchamp Picture 6 AskMen Editors Share on Facebook Share on Twitter 0 Shares Bianca Beauchamp is as synonymous with latex as Henry Ford is with the automobile. In the past 10 years, this Montreal-born fetish model has helped popularize the stretchy, skin-tight material through her popular website. "I never thought my website would become popular," she admits. "My website was just a fun way to express myself and my love for latex." Continue reading Bianca Beauchamp's profile. Next Page gallery Comments Show Comments More Like This Promoted Around the Web Special Features


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shadownerd221 wrote:Fan fic for this plot? I have to say I've seen alot of fics of GT and PPGD in FF.Net. Many try to have an original storyline for both series to be related but they end up confusing people by adding their own OCs or by having certain characters die. Yet it is not a bad idea, but won't they need approveval by Bleedman, BeeAre, or Grids?
fanfics in general dont need approval, they just have to have a disclaimer. though I wonder how it works for this one, since im guessing its not exactly mainstream nor is it published(?).


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Find accommodations in Roanoke with the hotel list provided below. Find cheap and discounted hotel/motel rates in or nearby Roanoke, VA for your upcoming personal or group trip. Discover the most favored Roanoke Virginia hotel/motel rooms. Review the Roanoke hotel list below to find the perfect lodging. We also have a map of the Roanoke hotels. Planning a group? Lock in Roanoke Group Hotel Rates The Roanoke center is approximately the area of Roanoke City Hall and the area of Harrison Museum of African American Culture. |
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quote:Los Lobos
quote:want to give a shoutout to my fellow members of the 300 club
quote:Can I join?
quote:My fricking 2nd round pick is a joke. Why te hell did espn rank him so high
quote:Amazing comeback by my squad. Tanks to Cole Hamels and Matt Cain getting rocked today!
quote:Just win baby!!


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911 dispatchers test treadmills in Washington County
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Front Back Front Top view View larger Nikon Coolpix S31 10.1-megapixel waterproof digital camera with 3X optical zoom (Yellow) Item #: 054S31Y 3 Reviews This item is no longer available. Original Price: $89.95 Shop all Point-and-shoot Cameras Need help? 1.888.955.6000 Email Chat Ask an expert advisor No pressure, no commission — just lots of good advice from our highly trained staff.
by David Brown Family fun in the sun (or the water) You probably wouldn't turn a five-year-old loose with a digital camera. Unless it's the Nikon Coolpix S31. Let the little ones snap away while you sit back and relax. It's waterproof, shockproof and dustproof, so every member of the family can pass it around without you worrying what might happen to it. Your son brings it into the sandbox? No problem. Your daughter drops it in the pool? No problem. But don't let your kids have all the fun. Bring it to the beach, out in the rain and anyplace you'd think twice about bringing a less durable, more expensive camera for great-looking photos. Not only is it tough, but the Coolpix S31 is incredibly easy to use. Easy Auto mode adjusts exposure settings so you don't have to. Just point, shoot, and check out the results on the crystal-clear display. It has five brightness settings, so you can be sure to see your photos even in the bright sun — poolside or oceanside. You can even play slideshows right on the camera, a fun activity after you've turned the S31 over to your kids for a while. Highlights:Specifications:10.1-megapixel effective recording2.7" LCD screen (230,000 dots)3X optical zoom (up to 4X digital zoom)35mm equivalent lens focal length: 29-87mmrecords photos and video onto optional SD, SDHC, or SDXC memory cardsSpecial Features:waterproof to depths of 16.4 feetshockproof up to 3.9 feetdustproofhigh-definition movie mode (up to 720p resolution)electronic vibration reduction minimizes blur from shaky handsmacro mode lets you get as close as 2 inches from your subject for extreme close-upsadjustable-brightness display for reviewing photos outsidescene modes and creative editing let you add pre- and post-shot effectsface detection and smile timer for portrait framing and automatic shutter release when subject smilesbuilt-in flashConnections and Dimensions:high-speed USB interface4-3/16"W x 2-9/16"H x 1-11/16"Dweight: 6.6 oz. (with battery and memory card)warranty: 1 yearOur 60-day money-back guaranteeSupplied Accessories:rechargeable battery and AC charging adaptercleaning brushUSB cablewrist strapsoftware CD-ROM Today's point-and-shoot cameras make great pictures easier than ever From baby's first steps, to that dream vacation in the islands, these cameras make it easy to capture life's greatest hits. Today's cameras have helpful automatic features, like face detection and scene recognition that make shooting more foolproof than ever. And they all have plenty of megapixels for detailed photos that stay sharp, even when you enlarge and print them.
Awesome kids 1st camera Written By TheToy and CandyLady, Petoskey, MI on Tuesday, December 03, 2013 Crutchfield Customer Review (What's this?) The Nikon Coolpix S31 is the best choice for a responsible child age ranging from 6-14 first camera. It is waterproof , shock proof, drop resistant, sand proof and even and has video camera on it. The battery goes forever and recharges easily. It is so awesome! I got one for my daughters 7th Birthday and she loves it. It is a wonderful camera for child who are learning to take care of expensive items. Way better than the 'toddler' cameras that are out there because it takes great pictures and it dependable for younger hands. :) Yay! for Nikon!!! Pros: It is waterproof , shock proof, drop resistant, sand proof and even and has video camera on it. The battery goes forever and recharges easily. Cons: None.
Coolpix S31 rocks! Written By AlvinJ, Kissimmee, Fl on Tuesday, September 17, 2013 Crutchfield Customer Review (What's this?) This camera is perfect for my needs. Immediately tried it out in our pool. It was simple enough to pass around for everyone to use. Took great pics and videos. I cant wait to take it on my upcoming cruise, very satisfied. Quality i expected from Nikon! Pros: Waterproof, simple, good quality for the price! Cons: Wish it floated but not a big deal!
Great Camera for Kids and Others Written By CameraCarl, Twin Cities, Minnesota on Monday, August 26, 2013 Crutchfield Customer Review (What's this?) I bought three of these cameras for my grandchildren ages 4-9. They love them and are taking lots of pictures. The cameras are supposed to be water proof and shock proof so I thought they would be perfect for kids who are sometimes less than careful. It has been over two weeks and so far no problems. They love the animated figures that you can program to dance across the images when viewing them in a slideshow. Pros: Shock and water resistant (so far) Cons: None yet. I do wish the camera had a neck strap instead of just a wrist strap.
The perfect camera for young kids Written by Zak Billmeier, Staff Writer - Creative, on 11/4/2013 1:45:00 PM I gave this camera (in cute yellow) to my 4-year-old as a gift. She had been using an old camera of ours, but it was a more advanced model and she was inadvertently throwing switches and hitting buttons she didn't need. This Nikon camera is one of the simplest cameras available, making it perfect for a little kid to use. There are a few key reasons why this camera works well for the younger kids: It has only two buttons on the top, one for shooting movies and one for stills. Its lens does not have to power out when you turn the camera on, something my daughter's hand was always blocking on her hand-me-down model. It is waterproof and shockproof. The lens is in the middle, so a two-handed grab does not result in a finger blocking the lens. You can choose from cute themes, fun little slideshows, funky frames, and some other accents that are interesting to a child (mine likes that she can set the shutter sound to tweet like a bird). Image quality? It's OK, think more like camera phone quality. But that's OK for a young kid. I've gotten some pretty decent shots just playing around with it, too. If you're looking for a camera to give to a kid, it's hard to beat this one. My daughter loves hers.
Get everything you'll need to enjoy your new Nikon Coolpix S31 Choose Category SD Memory Cards Camera Bags Rechargeable Batteries Tripods & Monopods SD Memory Cards Camera Bags Rechargeable Batteries Tripods & Monopods Your new camera's built-in memory will only hold a handful of pictures at top resolution. Add SD, SDHC or SDXC cards for more storage. Carry your camera in style and keep it safe from harm. Don't miss that great shot because your camera's battery died. Keep a freshly charged battery on hand. Place your camera on a compatible tripod to get a steady fixed shot. SD Memory Cards Camera Bags Rechargeable Batteries Tripods & Monopods Monster Digital SDHC Memory Card Speed Class 10 (8GB) Item #: 821FSD0008 (9) $9.99 After $10.00 Price Break Options 32GB 16GB 8GB Add to Cart Monster Digital SDXC Memory Card Speed Class 10 (64GB) Item #: 821FSD0064 (2) $59.99 After $40.00 Price Break Add to Cart Monster Digital SDHC Memory Card Speed Class 10, Sport series (16GB) Item #: 821SDFSP16 (2) $21.99 After $18.00 Price Break Options 16GB 32GB Add to Cart Sony SDHC UHS-1 Memory Card Speed Class 10 (8GB) Item #: 158SF8UYTQ (31) $11.99 Options 8GB 16GB 32GB Add to Cart Monster Digital 64GB SDXC Memory Card Speed Class 10, Sport series (64GB) Item #: 821SDFSP64 (2) $69.99 After $50.00 Price Break Add to Cart Lowepro Edit 130 (Bordeaux Red) Item #: 766LP35309 (58) $8.99 After $21.00 Price Break Add to Cart Kodak Venture Camera Bag (Blue) Item #: 738VENTBLU (14) $1.99 After $13.00 Price Break Add to Cart BlackRapid SnapR Integrated strap/bag combo for compact cameras (SnapR 20) Item #: 844RPB1BB $39.95 Options SnapR 20 SnapR 35 Add to Cart Nikon EN-EL12 Rechargeable lithium ion battery for Nikon Coolpix digital cameras Item #: 054ENEL12 (5) $37.99 Add to Cart OSN OS-500 Lightweight tripod with 3-way pan head Item #: 780OS500 (17) $19.95 After $30.00 Price Break Add to Cart Velbon Videomate 438/F Lightweight aluminum tripod with fluid head Item #: 780VM438F (2) $84.95 Add to Cart


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If you run out of alcohol at your camping spot can you go to Ralph's and just walk more in. Do they search you?
If you run out of alcohol at your camping spot can you go to Ralph's and just walk more in. Do they search you?
They have shuttles that go to Ralph's. As a general rule of thumb. Calculate how much you think you need, then double it.
Yes you get searched again.... what the hell are you planning?
Just dont bring in glass, man.
Never Knows Best.
Just remember to take your ID card, because they will be asking for that, and may end up being dicks about it (which isn't much of an issue if you're cool, and can latch on to another cool person with an ID).
Word to the woozy: If you let the twenty year old stoners use your cooler, you'll find all your beers missing, and one wasted drunk son of a bitch passed out in the tent next door. It's cool to be nice and accommodating to your fellow campers, but fuck that. Do the right thing.
I always bring a 12/24 pack of "give away" beer for neighbors. If they return the favor I'll start giving out the better stuff. It's good to break the ice right off the bat to know what you'll be dealing with all weekend. Somehow everyone in my crew always ends up drinking hard liquor (or other) and there's always a case of something leftover Monday morning, so never had to reload on cans.
This past year my campmate and I went to ralphs every morning (mainly to use the shitter) and came back with goodies everytime. They allow up to one handle of liquor or one case of beer per person(absolutely no glass containers!) We both ended up bringing back a handle of vodka each and made jungle juice to have and share with our surrounding campers.
Boubakiki>Tom Odell>Flatbush Zombies>GOAT>Austra>MS MR>Jagwar Ma>HAIM>Shlohmo>Bonobo>Woodkid>Bryan Ferry>The Knife>Outkast>
Syd Arthur>Sander Kleinenberg>Temples>Guy Gerber>Julian Casablancas>Warpaint>Future Islands>Lorde>Pixies>Pharrell>Muse>
Trombone Shorty>Fishbone>Poolside>Scuba>Rudimental>Blood Orange>ill-Esha>Aluna George>Little Dragon>The Toy Dolls>Lana Del Rey> Beck>Motorhead>Netsky>Arcade Fire
Get a 36 of some light beer per person in your site (taste isnt your issue here). And like said above, just go each morning or whenever and grab a plastic handle, seagrams 7 looked like a smart buy with some 7-up/sprite and make some drinks. They are way cool after the weekend has started.
buy good beer with high alcohol content and you'll be good.
Friday: Outkast | Girl Talk | HAIM | Bonobo | Flume | Wye Oak | The Preatures
Saturday: Lorde | Sleigh Bells | CHVRCHES | Capital Cities | Warpaint | Washed Out | Banks
Sunday: Arcade Fire | Beck | Disclosure | Lana Del Rey | AlunaGeorge | Superchunk | Daughter | Poolside
Or buy a lot of cheap beer and drink it too fast. Just have a constant race with your friends to see who can finish their beer the fastest and whoever loses has to pound a beer. this is an ongoing game for the entire weekend.
The old faithful Bevmo always has canned Craft beers if you're trying to increase the alcohol content
if you have to restock. you did it wrong.
also dont get so ratfucked by coachella's ice prices - use dry ice for the weekend and if you have 2 coolers even better. otherwise save money for coachella and vendor it. The food is so good and you're going to buy it anyway.
When you come back from ralph's or wherever, is it coachella security or actual police officers checking the alcohol?
and the buffet is pretty good for how much you pay
Eggs Potatos and OJ right? Maybe bacon.... Maybe it evolved in the last year or two but last time I had it was the last time I had it.
Egg gas from poorly cooked scrambled eggs all day. Woo hoo.


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quote:um, doesn't your wife have a trust fund?
quote:holy shite. this thread is making me feel stressed out already and i'm not even out of school
quote:hell i'd be stoked to make 100k in my lifetime
quote:Same. But making 300k won't ever happen for me I'd think
quote:I'm curious the impact of one kid on our finances. Hoping we can still max our ROTH's.
quote:I'm curious the impact of one kid on our finances. Hoping we can still max our ROTH's. I have a 5 month old. My wife refuses to buy powder formula, changes a diaper whether the color indicator has changed or not, felt we needed every piece of baby equipment available, etc. The special liquid only formula is the killer....$400 a month we are averaging. Just formula. The money flows out like you wouldn't believe. We've kept up the retirement contributions but regular saving has definitely taken a hit.
quote:FWIW I read some article a few months ago stating the cost to raise a child to 18 years old in today's dollars is somewhere between $250k and $280k.
quote:How much do you spend on diapers? How much do yall net each month?
quote:She'll breast feed and do some bottle. I think she's okay with powder, too. I don't know the science on either.
quote: We plan on having two. I'm really excited for our first. How much do you spend on daycare?


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Dan Highstead, Director of Coaching - Junior Boys
Dan is from Essex, England and originally came to the U.S. working summer camps throughout the western states. In 2000 Dan became the Girls Director of Coaching for Rio Vista FC in Albuquerque, NM and in 2006 made the move to Colorado Springs and became the Director of Coaching for Seniors at Rush Pikes Peak. In 2008 Dan was named the head coach for Colorado Springs United, a semi-pro womens team that competed in the WPSL. He was also named the assistant coach for the NCAA Division III Colorado College mens soccer team in 2008. After returning to business school at UCCS in 2008, Dan returned to Rush Pikes Peak in January of 2010 to take the position of Director of Coaching - Youth Academy. Dan has his USSF "A" license and his NSCAA Advanced National Goalkeeping Diploma. He is married to Misty.
Dan oversees the Junior Boys division which includes the U11-U15 Boys teams as well as the Preseason Camps and Equipment.
'00-'01 Rush Boys
'98-'99 Rush Boys


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quote:Covering someone in condiments!
quote:I'm gonna come hang out with you. Maybe this week.
quote:If it works out like I'm pushing for, we will be besties tomorrow night brah. IRL
quote:after playing it and beating, i'm now like "meh" time to move on.
quote:What the fricking frick?!?
quote:Idk why dev is acting like he lost his best friend.
quote: LINK(Devious)
quote:If it don't fit, don't force it.


text:
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Takyon qPCR Kits deliver FAST, SENSITIVE and ACCURATE results in FAST & regular cycling conditions on the following thermocyclers: ABI Prism® 5700, ABI Prism® 7000, ABI Prism® 7300, ABI Prism® 7700, ABI Prism® 7900 & FAST 7900 ABI Step One & Step One Plus (FAST Compatible) Mastercycler® ep realplex I & II Shipping Conditions: Dry ice Storage Conditions: For long term storage the Takyon qPCR MasterMixes and Core Kits should be stored at -15 °C to -25 °C in a constant temperature freezer. When stored under these conditions the reagents are stable during 12 months (MasterMixes) or 24 months (Core Kits). For short term storage the Takyon qPCR MasterMixes and Core Kits can be stored at 4 °C for 6 months. Avoid repeated freeze-thaw cycles.


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The MILFs.
The MILFs.
Paulo's mom wore a lab coat hm? Curious indeed.... Oh, and Daisy's mom has quite a bit of fluff.
Oh wait, I take that back. Looked at the other doodle and apparently that's Sue's mom Paulo's next to. Whoopsie
The punisher hungers...
It took a second for me to notice the David and the mom were separate entities.
Like, OH MY GOD THAT MUTANT HEAD WHAT THE HELL
Daisy's got a bear momma.
She could crush someone in a warm hug.
Lucy's mom is the shortest
Where are Abbey and his- ... oh, right...
So much for not drawing on lined paper though. I guess these would've been made in the Minter Ellison Lawyers' waiting room or something.
Mig; These were drawn years ago. It just came up again recently and I asked if this could be uploaded.
Paulo omg
my heart </3


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5 Must Buy! Hottest game of Q1JoblingA | 05/03/2013 | See all JoblingA's reviews (18)I had very high expectations for this game and it's fair to say I was not let down, not even in the slightest. As everyone knows this is an origin story for Lara Croft, but it's certainly not what you'd expect, the game is gritty, violent, and packed with excellent cut scenes, pulse pounding action sequences and a fair share of bad language from even Lara herself. I've played and completed every single TR game to date (yes even the travesties of Angel of Darkness and Guardian of Light) and I think it would be a safe bet that this could top the lot of them, a highly entertaining game. If you're a fan of the series this is a must buy, if you're not a fan of the series...it's still a must buy, the game is pulse pounding from start to finish. If you're looking for comparisons, I'd say Uncharted with a hint of Hitman and some of the older TR entries stuffed in there as well, an excellent buy and is a sure-fire candidate for Game of the Year, certainly Game of the Quarter.
5 Great game! Must buy!KyriakosK | 18/09/2013 | See all KyriakosK's reviews (1)One of the greatest games i played. To be honest it exceeded my expectations by far. I caught myself holding the gamepad so hard i almost broke it :)This is a game that must be played on HD and with a proper surround system - the direction of sound is so precise that's almost unreal!The graphics are amazing. If you are not going to play it on HD you will miss a lot of the action!!I finished it yesterday and i'm looking forward on playing it again.Overall, great game and a must buy!
5 TOMB RAIDER IS BACKBOLDWICK632 | 29/03/2013 | See all BOLDWICK632's reviews (28)I was wondering to get this one or not cause the others from TOMB RAIDER 4 have let me down but BOY O BOY was i pleased my wife got me this game its really amazing graphics and the game play is smooth and i was really please that the stuff was not so easy to find and there was some puzzles chucked in there to which got you thinking at times I HAVE TO SAY TOMB RAIDER FANS I THINK THIS ONE OF THE BEST THATS BEEN DONE for a long long time thanks to SQUARE ENIX and there team we can say LARA CROFT IS BACK. I also was pleased to see that they had not gone over the top with Lara with her boobs and the way she looks it also made the game real by how dirty she got and how much she screamed out in pain everything was just spot on i have not in joyed a game like this for a long time i was giving up on games because i got sick of war games but now i can not wait for the next TOMB RAIDER and i hope its made by SQUARE ENIX and team because theses guys and girls know what there doing. THANK YOU SQUARE ENIX and team
4 Tomb Raider disappointsPiercefan | 04/05/2013 | See all Piercefan's reviews (1)Okay after the rave reviews from people I decided to buy the game, in which I wished I hadn't. Should have rented from Lovefilm. The game starts off quick and well but it's just stupid after a while, u end up washed up on a island and you make your way around but the challenges are sooo obvious and easy I just walked it completed the game in around 3hrs 30 mins. The graphics are average as is the game play. The storyline for me is which spoiled the game for me, completely unrealistic and well just annoying. We live in the 21st century and still have things in games that don't exist. Then the characters who the hell were they??? Ive played every tomb raider game and just cannot remember these characters. For me the game could have been just simple like finding a way off the island without the silly massive giants you come across. People go missing all the time on Islands.Just very disappointing and too be honest I am shocked people think its a good game.For me 8/10
5 Top of the Tombs5iveyFive | 08/12/2013 | See all 5iveyFive's reviews (22)Perfect game for me. All that you should expect, good graphics, good sounds. Fantastic, balanced game play. All controls are intuitive, responsive and become second nature. Good value, long length, something that is becoming rare these days. Great atmospherics, always a feeling of being on a tight rope but never feeling unfair. As good as the Uncharted series, maybe better, good puzzles, shootouts, maps, it has it all. Highly recommended.


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Aug 10, 2011
Industry Leading Camp Chef Griddles Made Even BetterFOR IMMEDIATE RELEASE
August 10, 2011
Contact: Megan Mitchell
Industry Leading Camp Chef Griddles Made Even Better
Aug 9, 2011
Glorified Graham CrackersA few weeks ago, I bought a big box of graham crackers in hopes of making s'mores. That fantasy died and so I was stuck with a big box. Fortunately (or unfortunately), they are almost gone. They are like potato chips for me…I dare you to eat just one! I am like a kindergartner at snack time!!
Aug 8, 2011
Aeblskiver Fun!Hello aebleskiver!
Have you ever seen this pan?
This pan makes the greatest little breakfast treat ever!
The recipe I used is:
- 2 egg whites
- 2 cups flour
- 2 teaspoons baking powder
- 1 tablespoon white sugar
- 1/2 teaspoon baking soda
- 1/2 teaspoon salt
- 2 egg yolks
- 4 tablespoons butter,


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Space Forensics Might Point to a Martian Ancestry Analysis
by Ray Villard
Sat Mar 26, 2011 06:03 PM ET
Our search for life beyond Earth could take us down the road to a shocking look into the mirror -- a climax straight out of a Twilight Zone plot.
A team of researchers at MIT is proposing to apply forensic science testing on the Martian surface. Specifically, the task would be to do DNA and RNA sequencing on Martian microbes (if they exist) to see if they share a common genetic origin with us.
This addresses the novel question of panspermia -- that we are descended from Mars life that migrated to Earth. Such testing could also offer key insights into how serious a risk Martian microbes would present to human colonists.
The MIT team led by Christopher Carr and Maria Zuber (head of MIT's Department of Earth, Atmospheric and Planetary Sciences) and Gary Ruvkun, a molecular biologist at the Massachusetts General Hospital and Harvard University, are proposing to build an instrument to send to Mars and test for extraterrestrial genomes.
Despite the numerous landers and rovers we've sent already, the only surface biology experiments were carried out in a bold but premature effort in 1976 aboard the trailblazing NASA Viking landers. The confusing results from these tests remain controversial and ambiguous today.
Invaders From Space
Such a mini-forensics lab would test the hypothesis that life on Earth may have come from Mars. The Martians didn't arrive in spaceships, but microbes hitchhiking aboard meteorites blasted off Mars by ancient impacts. After millions of years in space, the meteorites would fall onto Earth and the microbes adapt to a new home.
There's another pic at the site that I couldn't get to paste right on here. You will see it at the beginning of the article.
To read the rest, click below:
http://news.discovery.com/space/space-f ... 10326.html