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Protect those who matter to you most! Choose Complete Health Insurance as your shield
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Hold on … while we lock your ICICI Lombard Complete Health Insurance Policy
Since your motor insurance policy has expired, your policy cover would start 3 days after the policy is issued.
Top-up Health Insurance with the Health Booster Cover
Now reset your sum insured up to 100%
Once in a policy year, your sum insured amount will be reset up to 100%
We guarantee on time claim service
Get a quick response: for cashless claims in 4 hours and reimbursement claims in 14 days
Enjoy tax benefits
Enjoy tax deduction benefits on the premium amount paid for you, spouse, dependent children
Get easy access to cashless medical care in your city
Now get help when you need it most with our wide network of 3600+ hospitals across India
Flexible sum insured and deductibles
Avail flexible deductible options and annual sum insured options ranging from ₹5 to ₹50 lakhs to suit your needs
Stay fit and get rewarded
Get rewarded for your healthy habits by earning points through various wellness activities with our wellness programme
Get coverage for treatment at home
Medical expenses incurred by you during your domiciliary hospitalisation or treatment at home shall be covered
For plans with deductible of ₹3 lakhs and above, we shall reset up to 100% of the sum insured once in a policy year in case the sum insured including accrued additional sum insured (if any) is insufficient due to previous claims in that policy year.
The reset will trigger only for claims within the same policy year excluding the first claim, and if it is unrelated to the illness/disease/injury for which a claim has been paid in that policy year for the same person.
a) For reimbursement claims: We shall make the payment of admissible claim (as per terms and conditions of the policy) or communicate non-admissibility of claim within 14 days after you submit a complete set of documents and information in respect of the claim. We shall pay 1% interest over and above the rate defined as per IRDAI regulations 2002.
b) For cashless claims: If you notify pre-authorisation request for cashless facility through any of our empanelled network hospitals along with a complete set of documents and information, we will respond within 4 hours of the actual receipt of such pre-authorisation request with approval or rejection or query seeking further information. In case of delay in response by us beyond the time period, we shall be liable to pay ₹1,000 to the insured.
For e.g. A premium of ₹25,000/- is fully deductible under Section 80D of the Income Tax Act. You would save ₹7725/- on your tax payable at maximum tax slab.
Key Points:
Premium paid for medical insurance qualifies for deduction under Section 80D of the Income Tax Act. Section 80D benefit remains over and above ₹1.5 Lakhs benefit of 80C (ELSS, Principal component of home loan, Life Insurance, etc.) The individual who pays the premium for the cover can avail tax benefit. Persons covered include your spouse, children and parents. The qualifying amounts under Section 80D is maximum up to ₹25,000/- for self, spouse and children.
A further deduction of ₹25,000/- can be saved when covering parents, and if the parents are senior citizens aged 60 years or more at any time during the financial year in which the premium was paid, then up to ₹30,000/- can be saved."
Deductible is a cost-sharing requirement under a health insurance Policy that provides that the insurer will not be liable for a specified rupee amount in case of indemnity policies and for a specified number of days/hours in case of hospital cash policies which will apply before any benefits are payable by the insurer. A deductible does not reduce the sum insured.
Eg: Ram buys a base plan for sum insured amount of ₹10 lakhs, he makes a claim of ₹4 lakhs in the same policy year. The same is reimbursed by the insurer while he has 6 lakhs of sum insured amount remaining.
Shyam on the other hand buys a base plan of ₹10 lakhs and a super top-up of ₹15 lakhs with a deductible amount of ₹3 lakhs. He makes a claim of ₹4 lakhs in the same policy year, the same is reimbursed by the insurer from the base plan with a remaining amount of ₹6 lakhs. He makes another claim of ₹7 lakhs, the same is reimbursed from the base plan and an additional 1 lakh from the super top-up plan. He still stands to make a claim and get reimbursed for an amount of ₹14 lakhs.
You can redeem the wellness points earned through the below mentioned activities for OPD benefits at any of our network hospitals:
Wellness Points:
*Each wellness point will be equivalent to ₹0.25
Health Insurance - Super Top Up Policy
Fitness and technology are now intrinsically connected, technology aiding a healthier lifestyle is fast gaining momentum in India.
Hospital Daily Cash: We shall pay a fixed amount of 1,000 (as per Silver option) for each and every completed day of hospitalisation, if such hospitalisation is at least for a minimum of 3 consecutive days and subject to a maximum of 30 consecutive days per policy year.
Convalescence Benefit: In the event that the insured hospitalised is for a minimum period of 10 consecutive days, due to any Injury or Illness as covered under the policy, we shall pay a benefit amount equal to the sum insured specified against this optional benefit.
Personal Accident Cover: We will pay you/nominee a benefit amount equal to the sum insured specified against this optional benefit, upon the unfortunate event of Accidental Death or Permanent Total Disablement resulting from an accident.
Temporary Total Disablement (TTD) Rehabilitation Cover: We shall pay you a benefit amount as stated in policy schedule on a weekly basis up to a maximum of 10 weeks for rehabilitation upon the unfortunate event of Temporary Total Disablement resulting from an Accident.
Rehabilitation is a treatment or treatments designed to facilitate the process of recovery from injury, illness, or disease to as normal a condition as possible. Only the rehabilitation services provided by a certified practitioner will be considered.
Repatriation of Remains: We shall reimburse to the nominee/legal heir of the insured, upto the Sum Insured as specified against this optional cover, the costs of transporting the remains of the insured back to the place of residence or, up to an equivalent amount, for burial or cremation in the city where death has occurred.
Critical Illness Cover: We shall pay a lump-sum amount upto the extent of cover opted on your first diagnosis of such Critical Illnesses, subject to your intimation of the same within 30 days of such diagnosis.
No claim will be payable under this cover if you are first diagnosed as suffering from any of these Critical Illnesses within 90 days of the start date of the first policy with us. This cover can be availed only once during your lifetime.
Once a claim becomes payable under any of the Critical Illness covered, the cover would terminate and this cover will not be offered on any subsequent renewal of policy.
We shall not be liable for the deductible amount as specified against the plan opted. We are not liable for any payment unless the hospitalisation medical expenses exceed the deductible. No deductible shall be applicable for optional covers.
We are not liable to pay 20% of admissible claim amount above the deductible applicable under the policy, for insured above 60 years of age. This does not apply if insured is 60 years of age or below. However, this condition will not be applicable if you were aged 45 years or below at the time of buying this policy first time and have renewed it continuously after that. No co-pay will be applicable for optional covers, if any.
Any diseases contracted and declared during first 30 days of period of insurance start date except those arising out of accidents. This exclusion shall cease to apply from first renewal of the policy with us. This will not be applicable if the insured person(s) is/are insured continuously and without interruption for at least 1 year under any other health insurance plan with an Indian non-life insurer as per guidelines on portability issued by the insurance regulator.
Any pre-existing condition(s) declared by you and accepted by us, shall not be covered until 24 months of your continuous coverage, since inception of this policy.
For medical diseases/ conditions and treatment/procedure mentioned below, a waiting period of 2 years will be applicable unless required due to occurrence of cancer.
Health Booster
Misc 140
Note: All documents should be original
Claims may be Approved or Rejected or Queried:
Approved Cases - Settlement letter and the cheque in favour of the proposer is sent to the mailing address mentioning approved and disallowed amount and reasons.
Queried Cases - Query letter is sent to the insured requesting submission of additional documents/information. Two query reminders are also sent within a span of 15 days each; failure to revert within 45 days of initial query leads to closure of the claim. Closure of a claim is not equivalent to rejection. Closed cases may be reopened if adequate documents are provided.
Rejected Cases - Rejection letter is sent to the insured mentioning sufficient grounds as per the terms and conditions of the policy.
Payments include:
Note: All documents should be original
Claims may be Approved or Rejected or Queried:
Rejected Cases - Rejection letter is sent to the insured mentioning sufficient grounds as per the terms and conditions of the policy. Note: All documents should be original
Accommodation charges - room rent (as per eligibility)
ICU charges (wherever applicable)
Treating doctor fees (e.g. - surgeon charges, visit fees, consultation fees, etc.)
Nursing charges
Anesthesia and anesthetist charges
Operation theatre charges (wherever applicable)
Investigation charges
Pharmacy bills
Implant(s) charges (wherever applicable) – e.g. stents, lens, etc.
Note: All documents should be original
Anesthesia & anesthetist charges
Implant(s) charges (wherever applicable) – e.g. stents, lens, etc.
Exclusions include:
Ambulance charges (unless specified in policy)
Administration charges
Admission / registration fees, file / records management charges
Service / surcharges
Bed booking / reserving charges
Food & beverages
Soaps,toiletries & laundry
Patients' attendant charges
Special nurse / attendant charges
Telephone / photocopy / courier / insurance processing fees, etc
FIR / MLC charges
Others (non-insurance, items not related to treatment)
All Items mentioned as exclusions in the policy
Make sure to fill up the correct mobile number in the pre-authorisation form
Non-payable items and co-payment charges have to be borne by the insured
In case of cashless denial, the insured has to pay the hospitalisation expenses
In case of planned surgery, send the pre-authorisation form in advance(but not before 15 days from the admission date)
All claims to be submitted within 21 days from the Date of Discharge (DOD)
Post hospitalisation claims may be submitted within 81 (60 + 21) days from Date Of Discharge
Use the website to access the claims tracker, network hospital list, e-card and various other information and services
Do not refer network list of any other service provider
Do not submit the claim documents at any local ICICI Lombard office
Always keep a photocopy of the claim documents submitted to ICICI Lombard
All claim forms should be duly and completely filled
Accommodation charges - room rent (as per eligibility)
ICU charges (wherever applicable)
Treating doctor fees (e.g. - surgeon charges, visit fees, consultation fees, etc.)
Nursing charges
Anesthesia & anesthetist charges
Operation theatre charges (wherever applicable)
Deductions include:
Admission / registration fees, file / records Management charges
Soaps,toiletries & laundry
Get admitted in any one of the network hospitals
Send us a fax of your pre-authorisation form and relevant documents
Our ICICI Lombard Health Care team reviews the claim and accepts, rejects or raises a query
Your claim is settled by the ICICI Lombard Health Care team
Upon discharge, pay all hospital bills and collect all original documents of treatments and expenses undergone
Mail the duly filled (and signed by insured and treating doctor) claim form and required documents to your service provider (ICICI Lombard Health Care or TPA)
ICICI Lombard Health Care reviews your claim request and accordingly will approve, query or reject the same (as per policy terms and conditions)
ICICI Lombard Health Care team settles the claim (as per policy terms and conditions) and reimburses the approved amount
Get admitted in any one of the TPAs network hospitals
Fax the pre-authorisation form along with relevant documents (investigation reports, previous consultation papers, cashless ID, photo ID)
Your service provider reviews your claim request and accordingly will approve, query or reject the same
Your service provider settles the claim (as per policy terms and conditions) with the hospital after completion of all formalities
Mail the duly filled (and signed by insured and treating doctor) claim form and required documents to your service provider (TPA)
Your service provider settles the claim (as per policy terms and conditions) and reimburses the approved amount
What do you understand by the term pre-existing disease?
Pre-existing Disease means any condition, ailment or injury or related condition(s) for which You had signs or symptoms, and/ or were diagnosed, and/ or received medical advice/ treatment, within 48 months prior to the first policy issued by the insurer.
What do you mean by co-payment?
What do you mean by immediate relatives?
What tax benefit do I get for making premium payments?
How do I know if an institute for AYUSH treatment is covered by ICICI Lombard?
ICICI Lombard reimburses expenses for alternative treatment (Ayurveda, Yoga, Unani, Naturopathy, Siddha and Homeopathy) only when it has been undergone in a Government Hospital or any Institute that's recognised by the Government and/or accredited by the Quality Council of India/National Accreditation Board on Health.
Can the annual sum insured be increased?
Yes, you can increase your sum insured under the policy , for the same deductible, only at the time of renewal. This is, however, subject to the underwriters' approval. Also, if the policy is renewed for an increased annual sum insured, then a fresh waiting period will be applicable to this enhanced limit from the effective date of such enhancement.
What if I undergo treatment for any illness overseas?
Unless covered under appropriate extension/ option covers, ICICI Lombard is not liable to make any payment, under this Policy, for any illness that has been treated outside India.
We shall cover expenses only for those treatments that have been taken at any of our 4500+ network hospitals in the country.
What medical expenses does the insurance not cover?
ICICI Lombard is not liable to cover medical expenses that are not mentioned or defined in the Policy Wordings Brochure . Some of them include:
What does my Health Booster policy cover?
What is Deductible?
What is the difference between Top Up & Super Top Up?
What are the limits for Pre and Post Hospitalization Expenses?
What is Wellness Program?
What all benefits do I get from wellness program?
Will all my premium go to waste if I don't fall sick?
If no claim has been made during the policy period, except as an out-patient, your sum insured will increase by a fixed percentage at the time of the policy renewal.
You are eligible for 10% increase in sum insured, subject to a maximum of 50%, for every claim-free policy period.
How much premium qualifies for tax benefits?
Under section 80D of the Income Tax Act, you can avail tax benefits for premiums paid towards your health insurance policy. The following table explains total tax deduction for only assesse, spouse, dependent children and parents (whether dependent or not):
What do you mean by premium?
Will the premium be the same when I renew my policy?
Your premium depends on your age and the extent of coverage you have opted for in your policy.
How can I file a claim?
If you need to make a claim, you must intimate us in any of the following ways:
A) Call us at our 24*7 customer care toll free number 1800 2666
B) Text message HEALTHCLAIM to 575758 (charged at Rs. 3 per SMS)
C) Email us at firstname.lastname@example.com.
Do ensure that you intimate us of a planned hospitalization at least 48 hours before admission. In the case of an emergency, we must also be informed within 24 hours of admission. You can download claims forms from our website - www.icicilombard.com.
How can I track my claim for current claim status details?
Once a claim is submitted, its status can be tracked on our website. You can log in to your personal section on our website - www.icicilombard.com - and check for the claim status.
How soon can I file a hospitalization claim on my policy?
A) There is a waiting period of 30 days from the start of the first time you buy the policy before which a claim cannot be made for any illness, except for hospitalization due to injury or accident.
B) Apart from this, there are some illnesses for which you cannot make a claim for the first 2 years (refer to Part 2 of the policy wordings for this list).
C) Additionally, in the case of claims relating to pre-existing illnesses, you cannot make a claim for first 2 years.
What is the difference between a cashless and a reimbursement claim?
Cashless and reimbursement are two different ways to settle a claim:
A) Cashless claim is a claim where we pay the agreed claim amount directly to the hospital. You need not to pay the hospital for the claim amount. You are required to inform us about the procedure or treatment and send us all the related paper work.
B) Reimbursement claim is a claim where you settle the bill with the hospital and then send us the relevant documents. We will reimburse you for the agreed claim amount.
Can I add a new family member to my current floater?
Yes, the floater option easily allows you to add upto 2 adults and 3 children (above 3 months of age) under one single policy and premium amount. You can get your immediate family members covered (self, spouse, dependent parents, dependent children, brothers and sisters) for the same sum insured. In the event of a new family member, you can include them only at the time of renewal.
Where can I find the list of network hospitals?
You can make use of our easy and convenient Find Network Hospital tool to find a network hospital that is closest to your location. Just select the state and city and press Search and the tool will auto-populate a list of our network hospitals in the place of your choice.
How can I switch my current insurance to ICICI Lombard?
If you wish to switch your current insurance to any of ICICI Lombard plans, you need to provide us your application, a duly filled Portability form and support them with complete documentations at least 45 days prior to the renewal date of your existing policy.
What if I'm admitted to a hospital that doesn't come in the list of ICICI Lombard network hospitals?
ICICI Lombard has a strong network of 3600+ hospitals, pan-India, through which we offer both cashless and reimbursement facilities for your treatment. However, if the treatment is taken outside the network then reimbursement will be made on production of the due receipts.
How can I renew my policy?
What is the procedure for increasing the Sum Insured (SI) at the time of renewing the policy?
Sum insured can be increased at the time of renewing the policy either online or by visiting our branch. It is important to note that fresh waiting period will be applicable to enhanced SI from the date of enhancement, but not to the base sum insured.
Can I add or remove family members from this policy?
Yes, you can add family members to your policy at any time by paying additional premium as applicable. However, removal can be done only at the time of renewal. The additions cannot increase the policy limit to more than 2 adults and 3 children. In the case of an individual policy, the insured cannot be replaced by any other person. Please note that fresh waiting period will be applicable to the person added.
I had not declared a pre-existing disease when I had bought the policy earlier. Can I do so now? What is the impact on my policy?
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"My 2 year daughter was admitted in the hospital due to high fever and this was my first experience with ICICI Lombard claim and I have to te... "
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"We have good experience up till now. Good feed back. "
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"Good experience as positive and prompt response received. Expect to maintain and further improvement in meeting needs. "
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text:
They are similar, but not the same.
Some Similarities:
They both have squares in the corners and triangles on the sides.
They both have parallelograms with 45-135-45-135 angles for the centers.
Some Differences:
The proportions are different.
The shapes of the parallelograms are different.
The LeMoyne Star - all the interior (finished) seam lengths are the same.
The 8-pointed Star - The interior (finished) seam lengths are different.
The LeMoyne Star - all four sides of the diamond are the same length.
The 8-pointed Star - opposite sides are the same length, but not all four sides are the same length.
The LeMoyne Star - Cannot construct the center from HSTs

subset: commoncrawl


text:
A full list of routes covered by Dudley Mall appears at the bottom of this page.
WEST RUNTON is a single-track station approached by a sloping footpath. It features little in modern sophistication - just a noticeboard and a fairly standard modern bus shelter. Beside the shelter, however, is a truly glorious abundance of flowers, so West Runton obviously knows how to make itself look appealing to visitors. There is no apparent parking. See top of this page for a photo. Wheels: SN.
ROUGHTON ROAD Not yet visited by us, so the plan and description have been developed from third party material, and may have some errors. Roughton Road station was new-built circa 1985 as a single platform station on a single-track section of the line to Cromer. It has a shelter with internal seating, but probably no seating on the platform. As it just pre-dated disability legislation, it is only usable by the able-bodied, having at least 20 rising steps from the road. It has no parking, but it's possible that the road gets used for this if traffic isn't too heavy. Wheels: SN
NORTH WALSHAM station lies off the Norwich Road (B1150) not far west of its cross-road junction with the A149. The Sheringham side is approached by a rising ramp and has a shelter with 8 seats. The Norwich side has an approach road, also rising, with limited parking at the top. Its south end bay is now out of use, and all the original buildings have gone, but it has a ticket cabin (possibly commuter period only) a bus shelter with 8 seats as on the northbound side, but an additional smaller shelter and some platform seats. We'd welcome more detail as this was just a fleeting visit at night. We didn't see whether parking was free or time-limited and our wheelchair access grading is tentative. Wheels: SN.
WORSTEAD was once a thriving mediaeval town and the home of worsted cloth. Nowadays it's off the major roads (2 miles west of the A49) and the railway is the only main route passing through it. The station is signed and at a level crossing just to the west of the village. For modern users, it's now a single platform with good lighting and canopy shelter provided by the old Great Eastern Railway station building which still exists but is now in private use. The opposite platform remains but the second track has been lifted. For those interested, the old approach is unusual as it seems to have combined a raised station road with an end-loading bank for the adjacent bay. This may have been original or added (for example) during World War II. Comments welcome. Wheels: SN.
We had to visit Worstead in darkness, so the photo below - looking north towards Cromer - is (c) Owen Dunn [thank you]. You can find more of his pictures of the station here.
HOVETON & WROXHAM Hoveton and Wroxham are twin towns, sharing frontages on the river that divides them. The main road link is the A1151, and Station Road turns off it just north of the Bure river bridge. The station is at the junction of this road with Belaugh Road. It has a smallish sloping car park, but this may be shared with the restaurant that has taken over the station building on the Norwich side. There is a ramp to platform level. There are also steps down from the car park to the underpass to reach the Sheringham platform, but wheelchair users will have to go via the bottom of the car park. On the other side steps take you directly to platform level, or there is a zig-zaggy railed ramp that gets you there eventually, and also links to the Bure passenger carrying miniature railway. The Sheringham waiting room has also been leased to a private business, but the station buildings on both platforms still retain their canopies with seats below them, so both give somewhere to sit and shelter from rain. Wheels: SN.
SALHOUSE Station sits in the country with a small population scattered along roads nearby. But with 40-50 free parking spaces, it may have a lively existence as a commuter station for Norwich. The station facilities themselves are rather limited, however. The old waiting room still exists on the Norwich platform, but it's locked and its canopy shades only 4 seats. The Sheringham platform offers a bus shelter with a perch bar for 6. A gated footboard links the platforms. Wheels: SN.
NORWICH is a grand, traditional station from outside - and looks a lot fresher than some of its soot-darkened contemporaries in industrial cities. Better still, the main concourse has had a modern facelift that has created an extremely pleasant environment, with open seating areas, a cafe, food stalls, books and newspapers, cash dispensers and telephones arranged as a central island, and plenty of flowers in planters and hanging baskets. There is also a waiting room by the entrance to platform 1. All this is under a light overall roof, and there are canopies along the platforms as well. Because it's a terminus, all trains terminate or reverse direction here. The station is well signed to its east-of-city-centre location, with pay-and-display parking in front and 20 minute pick-up parking round the right side. Access is level at the Thorpe Road entrance, but Station Approach is an incline. Wheels: SN.
Please note: the notes and sketches are intended only to give a general impression, and should not be relied upon for more than that. Dudley Mall accepts no liability for errors, but will correct any significant ones notified to us through firstname.lastname@example.com or by post to Dudley Mall, 62 Gervase Drive, Dudley, West Midlands DY1 4AT.
Content: Harry Drummond. All material Copyright © 2009 Dudley Mall unless otherwise attributed.


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Did Teko Modise Silence His Haters?
At Mamelodi Sundowns he won everything that is on stake to prove that if you stake focused, humble and be disciplined you will achieve a lot in life. The guy went through some rough times at Orlando Pirates I don't think there's a player around the world that received such heavy criticism other than Teko Modise. He won them all MTN8, Nedbank Cup, Telkom Knockout, Premier Soccer League and Caf Champions League. I'm sure where ever they(haters) are eating their humble pies.


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It was inevitable that the full list of Oilers being waived, and thus re-assigned to Oklahoma City, would come today. With the CBA virtually dying out at midnight tonight, the slow sputter towards dispersement of players has begun. The list indeed was unfurled, and with high caliber names that everyone expected — namely Justin Schultz, Ryan Nugent-Hopkins, and Jordan Eberle. These three get the most attention because of their current NHL status, or seemingly NHL-readiness. Schultz, of course, was the big offseason get that was supposed to begin the era of better defensive posturing by the Oilers. Nugent-Hopkins, the first rounder with play making skills heralded by some as one of the best-in-the-biz, had a sunny disposition heading into his second year as a pro. And, of course, Jordan Eberle. Nearly a point per game last season, a high-end contract extension (that takes a hit post-lockout), and an Oilers favorite. All three instantly make the OKC Barons a more potent squad.
Here is the full list of names per the Oklahoma City Barons:
Cameron Abney, Mark Arcobello, Tyler Bunz, Dane Byers, Philippe Cornet, Yann Danis, Brandon Davidson, Jordan Eberle, Taylor Fedun, Curtis Hamilton, Teemu Hartikainen, Tanner House, Anton Lander, Martin Marincin, Ryan Martindale, Ryan Nugent-Hopkins, Magnus Paajarvi, Kristians Pelss, Tyler Pitlick, Alex Plante, Toni Rajala, Olivier Roy, Justin Schultz, Colten Teubert, Antti Tyrvainen, Chris Vande Velde
At what cost do these players come? That's the question that has been encircling my mind for the last two weeks. And really the eye-popping scorecard potential of the top 6 on this AHL team is going to be silly good. But that causes several to take a backseat. For players like Ryan Martindale, Cameron Abney, Curtis Hamilton, etc. they'll continue to develop but unfortunately buried much deeper in a top heavy lineup. And that's yet another trickle down effect of having an NHL lockout — prospect positioning.
Adding high caliber, marquee players entices Oilers fans to follow the Barons club. It hopefully brightens the attendance numbers for the Barons home games. Maybe it causes the team to be more accessible, more "important". But the end game of player development in the AHL takes a slight dip. And that's important to remember.
It's also worth noting that Steve Tambellini, albeit unintentionally in the upcoming season, will ice three of the best AHL teams in recent memory. From goaltenders to higher end forward prospects to incoming defensive ones — the Barons have started three seasons as the darlings of the minor leagues. And they've gotten better with each passing year. New, consistent, fun, prospect important — just three really good minor league teams in three consecutive seasons. That's weirdly impressive (and kinda ridiculous).
You'll begin to see and hear line combos as well as defensive pairs in the coming weeks. You have to think that Nugent-Hopkins centers the top line with a familiar Eberle to his right. But who plays the left side Taylor Hall role? Mark me down for saying Teemu Hartikainen fills that role nicely. He may not be the all-out cannonball that Hall is, but he's a tough skater with incredible puck protection. He's not afraid to go in deep, or mix it up around the boards. In the same breathe that I speak the name Teemu, I also speak Magnus. And most will likely lean towards a Paajarvi-Nuge-Eberle line to start the AHL season. Why? It just makes sense. All three are NHL ready, willing, and able. All are important cogs in the Oilers machine. All have NHL experience. And they can soar. Other possible scenarios are out there. How about the angsty, Dane Byers adding some grit to the finesse game of both top liners. Or perhaps move Josh Green to the left, but he's probably better served as the second line center. Or perhaps a guy like Tyler Pitlick, that naturally traveled from left to right to center in various forms over the 2012-13 season? He's the best of both worlds – strong and driven to get towards the net. It will be hard to go wrong with such good play down the center. The world is your oyster.
Will the Oklahoma City world even acknowledge that the lockout is a big deal for their minor league hockey team? No. The team will again be buried in the rubble of NBA, NCAA, and other "more important" sporting endeavors in the Fall/Winter. But the honey hole is in the out-of-towner attention given to the team. Much like the blog you're reading now, the greatest number of Oklahoma City Barons fans are outside the metro area (70% of the TendTheFarm.com readership is in Canada). The team will attempt to mount an all out blitz to get people to recognize the importance of the NHL players playing in your own backyard, but the sell is still an uphill battle.
As a fan of hockey in general, this is the year to follow the American Hockey League (I see you, Jeff Skinner). And if you live in this city, and you're within the sound of my blog voice, get to a game this October. It will be the closest thing to real NHL hockey this city will likely see in your lifetime. It's important. And thus, don't let it pass you by.


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Kelley Ferro and USTOA present a brand new series on Taiwan. As Kelley discovered in her tour experiences with USTOA member Ritz Tours, Taiwan is a small island nation with a lot to offer. From the capital city of Taipei to the charming smaller towns in the countryside, from the bustling energy of the night markets to quietly serene tea ceremonies and tai chi, the Taiwanese culture influences the entire travel experience, and never fails to surprise and delight. Watch the videos to learn more about this incredible country and see what Taiwan has in store for you. [Video descriptions by Kelley Ferro.]
Taiwan Overview
For such a small island nation, Taiwan has so much to see, do, eat and experience. From Taipei to Hualian, city to country, hyper crowded to hyper local—we explored it all, with the locals as our guide.
The Food of Taiwan
This lush island nation has so much variety in fresh local products, it's no surprise that the food is outstanding! From street food to gourmet, famous food chains to home cooked meals, we dive into Taiwan's food culture.
Taiwan's Night Markets
My first Night Market in Taipei was overwhelming, sensational and addictive. I was enthralled by stall after stall of the exotic foods, wild clothing and the buzzing energy of the streets. Shillin & Ning Xia are MUST-STOPS in Taiwan—see why.
Ritual & Ceremony in Taiwan
The Taiwanese culture is based on ritual and ceremony on my tour, I was able to dive right in to the local customs—from meeting a local calligrapher to praying at Longshan Temple to participating in a tea ceremony.
Taiwan's Culture
I'd never been to Asia and stepping into the Taiwanese culture was thrilling, disorienting, embracing and shocking—I loved every minute of it. The Taiwanese Culture amazes—in custom, religious, attitude and lifestyle—and it was beautiful to see and experience.
The Countryside of Taiwan
Though the city's are exciting, nothing beats the vivid green and bright blue of Taiwan's rolling countryside. From Jiofen to Hualian—each small town in the Northern Taiwan countryside was not only stunning, but they each had their own charm. When you go to Taiwan, make sure to get outside of the cities.


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Sekonic Announces LITEMASTER PRO L-478DR and L-478D. These meters are the world's first and only dedicated color touchscreen light meters.
Ideal for all types of storytellers, the L-478 series offers light measurement and control for photographers and filmmakers alike, plus additional wireless flash triggering and power control in the L-478DR model.
Whether it's filmmaking or photography, great storytellers use light as a main character and as a method to define the mood, focus and setting. Having a tool that allows you total control over dynamic range and multiple light sources make you confident about the craft while focusing on the art.
Just a few of the groundbreaking features of this new series include:
- The world's first touchscreen photo light meter
- The world's first touchscreen cine light meter
- Dynamic range calibration
- Wireless triggering (L-478DR only)
- Wireless flash power control (L-478DR only)
- Enhanced HD cine and cine features
Visit the LITEMASTER PRO L-478DR and L-478D minisite and see the future is just a finger touch away.
Press releases and images
Photokina: Sekonic Announces LITEMASTER PRO L-478DR/D


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Tuesday, April 06, 2010
29 Comments:
- said...
The beauty and glimmer that filled your eyes will forever live on in your masterpieces. People who see so much beauty in the smallest details and are able to capture it in a piece of art are rare. Thank you for sharing your your unique view of the world with all of us and inspiring us all to appreciate the little things. You will be loved and missed tremendously.
- Anvilcloud said...
A weak farewell to a courageous lady. So sorry for your loss and ours.
- Bernie said...
So sorry for your loss....you were blessed to have Pam in your life all these years, she will be missed........:-) hugs
- Cathy said...
I am so sorry.
We who followed her blog are grateful beyond words for the way she shared her talent, the love of her family, her joy in living.
My father died of ALS. Pam's courage so reminded me of dad. He, too, was a beautiful person.
The world is diminished by the loss these good people.
May you find consolation in the gift of her love, in the memory of her beautiful smile.
That will be with you always.
- said...
I'll never forget you Batman! I love you always.
P.S. Barb can you call me?
With a heavy heart
- Joyce Ellen Davis said...
I love you, Pam. You are a dear friend and an inspiration, and I'll miss you greatly!
- kate smudges said...
You will be well remembered by so many of us who were privileged to know you through your blog. Your words of wisdom, bravery and encouragement and your wonderful artworks meant much to me.
- Endment said...
I find myself without words to express my sorrow....
Love and hugs to each of Pam's family and friends.
- Ginnie said...
I am so saddened to hear of your loss, and, as AC said, our loss too. I loved to read Pam's blog and I was in awe of her courage. She was blessed to have you all to sustain her.
God bless you all.
- lolly said...
I have had the honor to know Pam for over 30 years. She is as much a part of me as any sister would be. I was able to be with her at the end of her earth journey. She is and always will be a part of me and others. All we have to do is look up into the clouds, watch a bird fly, hold a flower and we will see her. I love you Pam.
- Laurie said...
The world lost a beautiful soul and the heavens are lucky to have her.
- kerrdelune said...
This comment has been removed by the author.
- kerrdelune said...
The world is a poorer and dimmer place without Pam to illuminate it. She was a beacon shining brightly over the earth, and I shall miss her more than words can say.
- KGMom said...
From the day I discovered Pam's blog, I looked forward to reading her posts. She was blessed with a wonderful sense--of humor, of irony, of incredible courage. I winced when I read her profile description--how she had done so many vigorous things in her life, and then was captured and held by ALS.
Then her posts stopped. I kept coming back, looking, looking for a new post...
But, nothing.
And I wondered. I tried to think how I could find out what her status was. I remember reading her "still kicking" post, and rejoicing.
Then, today, I stopped by--not having been here for a while. And I now see the reason for the silence--Pam's death.
She is released from her prison--but, oh, she fought so hard, and loved life so much.
Prayers for her, for you all--her family, for her friends, and for her caregivers.
I am privileged to have known her through her writings and her art.
- Maureen said...
My heart hurts, missing being able to write to Pam, and hear back from her. The world is a better place because she lived in it, gave her heart and soul and talents and love to everyone she touched. May you go to the Light, Pam. Be with the Light. <3
- joared said...
Please accept my condolences with the loss of this talented lady. Her outlook on life offered much for all to consider. I consider myself fortunate to have encountered her here in the blogosphere. (I haven't been blogging for a while, so only now have returned here to learn this sad news.)
- Andrea Frazer - Pass the Zoloft said...
I simply cannot believe Pam is gone. I'm honestly just so sad about it. What are you going to do with all that incredible artwork? I am just so sad about all of it. I am so sorry for your loss. Pam was so incredible.
- said...
December 26,2010
I had not visited Pam's site for a while and I hoped it had not been deleted...Thank goodness it hasn't. It would be a shame and a loss to so many not to have her beautiful words and art work here for us to enjoy and remember her by. I miss her every moment of every day. How much she loved the holidays, especially Christmas. She would work so hard to make her children so many wonderful cards and gifts. I hope others have come to visit her here still. Her presence can be felt every time I stop here. I love you Pam!!! lolly
- said...
Hello my friend, I miss you so much!!! I come to visit you from time to time and I am still in awe after so many years of your work. How many visits and conversations we shared about our world and it's environment. To see and read what your heart felt about about these things brings you home again. I hope to stop by here again many times and I hope others will do the same. I love you my friend. lolly
- said...
It has been a year since my sister-friend spread her wings and flew away from us. I miss her more than sheer words can express. I love you Pam. lolly
- Laurie said...
I miss you, Pam.
- Music Girl :) said...
Pam was my grandmother.Even though our relationship wasnt biological, she "rubbed off" on me and I became a lot like her. I miss her very much. It has almost been two years now since she has been gone. I hope wherever she is, she is flying. <3
- said...
When I think of you, I smile! Thank you for providing me a happy place to go in time of need. You will always be with me. I cheerish the memories you provided me with! I can still hear that laughter of yours and it still makes me laugh when I remember the joy you shared with me! You will forever live on with-in my heart! Thank You for touching me! xoxoxo
- said...
Missing you so much!!! Every time I see a single crow it reminds me of the one black bird you placed in your pictures and I say, "Hello my friend." How I wish we could communicate again. I love you, lolly
- Maureen said...
Miss you Pam.
- said...
Today is Pam's birthday. How I wish I could spend one more day with her, but then again I would not be satisfied with just one day. Happy Birthday Pam. I miss you. love, lolly
- said...
It's been 4 years since you passed from this life and entered a place where you are now dancing. I miss you every day. I would give anything to know that you are still with me. I love you my sister/ soul mate. lolly
- said...
Hey Mimi.
Sorry it's been a while. You were on my mind a lot today. I wanted to go up to your rock, but it's pretty late in the day and I didn't know exactly where I was going. I was enlightened today, however, about you. I went for a walk past camp and out to Lindamood's old place. There's a pond there now right next to the cabin. I realized that since you've been gone, I see you in everything. And when you first left, it was sad and reminders of you were mournful. But as I walked today, I saw you in the ferns. I remembered how you would fasten them into peacock feathers by tucking them into the waistband of our shorts. I saw you in camp, remembering how we would use it as a dance floor before it was finished. I see you in campfires, and in fireworks. I see you in the little blue flowers you wouldn't let Papa mow over. I see so much of you in his eyes, his house, in Iggy. I see you in tootsie rolls and subarus and yoohoo chocolate milk. I see you in Kuub (we always shout enthusiastically as you did) and the shirt you made that I have hanging on my wall. I see you in all things sparkly, white chocolate, and the dam. I see you in chocolate pancakes and sleeping bags.
I promise I never see you in power chairs and canes and hospital beds. I never see you in oxygen tanks or wheelchair vans. I see you in the strength of the people using these things. And now when I see you, it isn't mournful. I'm left with happy memories of you. I wish we could have had more time to wreak havoc but life throws curveballs sometimes. I love you so much, Mimster.
Rest easy, you awesome superhero.
- Maureen said...
I miss you Pam. Just wanted to come visit and remember you a little more. I spent some time reading through your older blog posts and trying to fill in the gaps in my mind, with my imagination of the good beauties you saw each day through the last year of your als. you were and still are such an inspiration. I loved what Emily wrote -- what a lovely tribute. I see you in a cape, Pam. Superhero you. Much love to you wherever you are.
Love, your friend and fellow artist, Maureen on September 25 2017. I will think of you on my birthday, Pam. in two days. I'll send you a kiss long distance. <3


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The lateral side is usually a simple oblique fracture, and is fixed with a lag screw and neutralization plate.
Alternatively, and in particular if there is poor bone or a small fragment, an antiglide plate may be used.
This may be fixed through direct reduction via a posterolateral approach with lag screws.
If indirect reduction is chosen, sagittal lag screws are inserted through separate stab incisions.
Most medial fractures are fixed with lag screws, which should be inserted perpendicular to the plane of the fracture.
If the fragment is too small or in poor quality bone, K-wires and tension band wiring may be better.


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Six students from the University of Nairobi (UoN) are set to benefit from three weeks field study organized by the University of Nairobi's' Centre for Sustainable Dryland Ecosystems and Societies in collaboration with the University of Michigan (UoM). The joint field study experience titled: "Conservation and Development in Cultural Landscapes" will be held from 3rd to 15th August 2013 and will be based in and around two conservation landscapes in Kenya (Maasai Mara and Laikipia).
The field study is designed to enable students from a variety of different academic backgrounds to explore the intersections between conservation and development, particularly the socio-political and ecological dimensions that strongly influence the development process and conservation outcomes. Likewise, a good portion of the course will be aimed toward making students familiar with the research process and developing their ability to carry out research effectively. Formal lessons will be drawn from both natural science and social science understandings. The field course relies on a multi-disciplinary approach to understand and evaluate some of these processes using a comparative analysis framework.
The experiential learning exercise has been organized in line with CSDES main objectives for supporting:
The six beneficiaries will be expected to write a report at the end of the field course and present it for assessment by the Centre management team.
Prof J T Njoka


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Building Potential
24 Jun
"The potential of the average person is like a huge ocean unsailed, a new continent unexplored, a world of possibilities waiting to be released and channeled toward some great good." ~Brian Tracy
Saturday June 22 in the Forest we had a group of seventeen girls, ages seven to fifteen, come out from Zion Project to play in the forest. First of all a little bit about the Zion Project; it is a holistic rescue home housing seventeen young girls who have been used in child prostitution, abandoned and abused. Zion Project is breaking the devastating cycle of the global sex industry and giving young girls a chance to dream and be successful. Zion Project provides these girls with education and tutoring, spiritual development, loving relationships, counseling, art and music therapy, leadership skills, nutritional meals, purity talks, mentoring, and medical care.
They came to the Forest with smiles and a ton of energy! We began our day with warm ups and energizers to get familiar with one another. The Forest resonated all day with sounds of joy and laughter, sounds of freedom.
I looked at these girls, who knowingly have gone through tragic satiations that no child should endure, and I saw a potential that I have never seen before. A potential to change lives, to be the first, to fulfill their dreams, a potential to succeed when everything in their past tells them that they can't.
A couple highlights from our day:
Building relationships: We did many activities that challenged the group to work together and one of them was the Spiders Web. This is a web made between trees that the group has to get through without touching the strings of the web. They also cannot pass through the same hole as another person. This activity involved communication, teamwork, and planning. It took a few times to get through, but they accomplished it learning to make a plan, learning to communicate, and learning to work as a team to accomplish the goal. They were then given the challenge to do it without talking and they were successful not only in completing the challenge, but also in learning to communicate in new ways. This activity involved everyone, involved trusting your team and your friends to sometimes lift you up and through the web, it involved getting close to one another, and through that relationships were strengthened.
Overcoming Fears: In the afternoon we took the girl on the zip line. All morning they had been asking when they were going to do it and they were excited that the time had finally come. The first girl climbed to the platform and after being walked through on how to leave the platform we counted to three together in anticipation that she would go and instead of walking forwards she took a step back. She turned to the facilitator and said, "Can you push me." She wanted to do it she was just scared to do it alone. This was a common occurrence with the girls, but each one wanted more than anything to do it, so they asked for help. One girl climbed so quickly to the top and then froze in fear. She kept asking if others could go before her saying that she was fearing. She asked many times if she'd fall, if she had to go, she wanted nothing to do with the zip line after reaching the platform. She stood on the platform for a good amount of time. The facilitator kept assuring her that she was safe, that her harness would not allow her to fall, the facilitator kept having her take deep breaths, having her take small steps forwards, and telling her to trust that she was safe. The facilitator encouraged her and told her that the hardest part was climbing up the tree and telling her the rest was the fun part. The girl then asked to be pushed and as the facilitator went to push her she put her feet out in front of her and stopped saying she couldn't do it. Again the facilitator walked her through reminding her she was safe and that she wouldn't fall, telling her she was brave to have made it as far as she had. The girl stepped to the edge and the facilitator counted to three and pushed her off. She did it, she overcame her fear, she trusted, believed, and took the step off the platform. Even one of their staff got part way up the tree and said she couldn't do it, the facilitator on the platform yelled down telling her she could and she made it to the platform. She fears height and the first thing she said on the platform was, "I can't do this." She was reassured that she could. It took a moments and some encouragement, but she too took a step to the edge and on the count of three she left the platform with her eyes clenched shut and in fear, but upon reaching the other end she had just overcome something she promised me she couldn't do.
Believing in one-self: The last thing we did was take the girls on the climbing wall. Many of them would make it part way up and look down in fear saying that they wanted to come down, that they couldn't do it. They were asked if they were sure they wanted to come down and encouraged to make it just a step further. After they had all gone through once they were asked if they wanted to go again. Most of them came back for a second attempt, even those who had feared the first time. Again they were encouraged to just make it one step further than the last time. Many of them got up and again in fear looked down saying they couldn't do it. They were encouraged to reach up and go one step further. They all made it one step further than they thought, if not making it all the way to the top. They believed in themselves and gained confidence that they could do it and they did do it!
Ella Fitzgerald once said, "It isn't where you came from; it's where you're going that counts." These girls have come from a past that tells them they are not worth anything, that they are not loved, that they are dirty, unable, whatever it may be, and the Zion Project and The Recreation Project are working to break those lies and empower these girls and others that they have worth, that they have potential, and that their dreams can come true!


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An inquest jury has criticised a Wakefield prison where a 21-year-old Leeds woman with a history of self harm and suicide attempts was found dead.
Emily Hartley, of Roundhay, Leeds, was found hanged at HMP New Hall, Wakefield on April 23 2016.
An inquest jury at Wakefield was told it took prison staff two-and-a-half hours to notice Miss Hartley had gone missing and find her body in an out of bounds area behind a building where prisoners exercised.
The inquest jury was told she should have been checked every half-an-hour because she was considered at risk.
The inquest jury found that lack of professionalism at HMP New Hall – including in the implementation of suicide and self-harm procedures – contributed to Miss Hartley's death.
Pressure group INQUEST said Miss Hartley was the youngest of 22 women to die in women's prisons in 2016, the highest annual number of deaths on record.
INQUEST said a total of five women have died at HMP New Hall since 2016.
Miss Hartley, who had a history of serious mental ill health problems including self-harm, suicide attempts and drug addiction, had been remanded in custody in May 2015 after she set fire to herself, her bed and curtains.
In November 2015 she was sentenced to over two years imprisonment for arson and returned to New Hall.
The inquest jury concluded that at the time of sentencing, New Hall prison was an appropriate place of detention.
However they concluded the deterioration in Miss Hartley's mental state from January 2016 should have sparked a review and a move to a therapeutic unit, which would have been more appropriate.
In their conclusions, the jury also found:
* The failure to apply the suicide and self-harm procedures process was a contributing factor to Miss Hartley's death;
* A lack of professionalism in the implementation of the suicide and self harm procedures process, with insufficient importance given to the procedure by some staff;
* An absence of meaningful physical checks in the days leading up to Miss Hartley's death which contributed to the deterioration of her mental health;
* A lack of professionalism by some staff in the 'care and support' unit of the prison (Holly Ward) where Miss Hartley was held;
* The exercise yard where Miss Hartley died was not fit for purpose, and risk assessments should easily have identified that prisoners could disappear from view.
Miss Hartley's family said after the inquest: "Whilst we were shocked to find Emily sent to prison, the one consolation was that we believed she would be kept safe."
Deborah Coles, Director of INQUEST, said: "This inquest is a damning indictment of a justice system that criminalises women for being mentally ill.
"Ten years ago to the day, at the inquest of Petra Blanksby the very same coroner read out remarkably similar conclusions.
"Petra was 19 and died at HMP New Hall in 2003; she had also been imprisoned for arson. The coroner urged the prison and health service to invest in therapeutic settings. Yet nothing has changed. This a life or death issue for public policy, which government cannot continue to ignore.
Ruth Bundey of Harrison Bundey solicitors who represented the family said: "Emily's constant struggle to cope with prison and with her mental health issues led her to self- harm again and again.
"But her behaviour dramatically escalated eight-days before her death when she used a ligature and showed a mental health nurse a 'suicide file' with a letter for 'who finds me.'
"This development, showing a dangerous move from 'impulsive' actions to planning for death, was insufficiently shared with staff responsible for her care."
A Prison Service spokeswoman said: "This is a tragic case and our deepest sympathies are with Emily Hartley's family and friends.
"The welfare of those in our custody is our absolute priority. HMP New Hall has taken urgent action to address the concerns raised, including reviewing care procedures for those most at risk and new suicide and self-harm training for staff.
"We will carefully consider the inquest findings to see what further lessons can be learned alongside the ombudsman's investigation."


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Aerating an aquarium is very important to the overall health of the fish in the aquarium. Aerating an aquarium accomplishes two goals. First, it increases the amount of oxygen in the aquarium. Second, it reduces the amount of toxic gas that is built up from biological waste.
Methods of Aerating an Aquarium
There are several methods to aerating an aquarium. The most common way is to use an air stone or an air wand. Air is pumped into the air stone or bubble wand and diffused, leaving tiny bubbles that float to the top of the water. These air bubbles help to exchange good, clean air with the water.
Another way to aerate an aquarium is with the use of wet/dry environments. This is often accomplished with a wet/dry filter in a sump. The water is dripped through the air and then runs through a stack of bio filter material such as bio balls. This method is quite effective because the water is exposed to air on all sides. This method also allows for the growth of bacteria on the wet/dry media.
Biowheels can also be an effective method of aerating an aquarium. Biowheels work much like wet/dry setups, but usually on a smaller scale. Instead of dripping water down through some media, the water is picked up by the biowheel and spun though the air.
Final Thoughts
There is never a situation where too much air exchange is a bad thing for aerating an aquarium. I often use multiple methods for aerating an aquarium. My favorite method is the wet/dry filter because you get the advantage of increased bio filtration along with increased aeration.


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Home › Forums › Fishing Reports › Latin America › Panama Fishing Report – Hannibal Bank Yellowfin Tunas! – July 2013
This topic contains 0 replies, has 1 voice, and was last updated by CaptainShaneJarvis 5 years, 8 months ago.
September 10, 2013 at 12:35 pm #16679
We only had a few days of fishing in July, but the days we did fish were excellent! As usual this time of year here in the Gulf of ChiriquÃ
, Panama…the bigger YFTs hang out around the structure high spots at Hannibal Bank/Isla Montuosa and the schools of smaller Tunas are running with Porpoises out in open water. Find the activity…Birds, splashes, Porpoises moving in herds and working together and you'll find the Tunas!
First week of the month we were out on the island doing some maintenance to the lodge and we knew that the big Tunas were offshore so we decided to head out to Hannibal Bank and give it a shot. We asked Carlos Bernal a resident of the island/local fisherman, guy that regularly sells us our Lobster, and friend of ours to tag along. We made the 43 mile run in some wind and rain to Hannibal Bank but it was worth it! Pure action all day….one by one all of our Bluerunners got ate as we drifted around the high spot at Hannibal Bank. Carlos and Steve both caught personal best biggest Yellowfin Tunas that were the same size as they are! After a couple Tunas got the gaff for dinner, we released ten more fish before heading back to the island!
Chris and Megan McFarlain from Louisiana came out to stay with us for a couple of nights and fish for a day the second week. We ran out again to Hannibal Bank with much smoother seas than the week prior. On the way out we ran into some activity of Porpoises and sure enough we found the Tunas! It wasn't quite as furious of action as the week prior either but we put a couple of nice fish in the boat.
July 19th and 20th we had back to back day charters out of Boca Chica and the offshore action continued to get ever better! Woody, Don, Jaime, and 96 year old Buddy wanted to make the long run to the famed Hannibal Bank to see what all the fuss was about. Even though it's about another 13 miles or 45 minute ride from Boca Chica it's still worth it! The guys from California caught multiple fish over 130#s, wore themselves out on pulling YFTs, and satisfied their curiosity about one of the greatest spots on earth to hunt pelagics here in Panama!
Check out the GoPro HD video of Jaime's big YFT battle here….
http://www.youtube.com/watch?v=U7VK-Q8G9o0&feature=share &list=UUPWRFSC9Xhhi1kzSLIRqqzw
The next day we ran out to the Bank again for another day charter with David, Susie, and Spenser from England. The day started out pretty slow as the Tunas were around but just wouldn't eat our baits at the high spot. On the way out, about five miles from the high spot, I noticed a buddy of mine Captain Kilimanjaro towing a log loaded with Bluerunners to Hannibal. He was towing the log ever so slowly behind his little panga, not to lose the bait. His plan was to ignite the action at Hannibal Bank by bringing the bait ball under the log right to the high spot where the big Tunas were lurking. Later in the afternoon Kilimanjaro calls me on the radio and says he's finally arriving at the high spot. Not five minutes after he arrives to the Bank, with the huge log, the place erupts into a massive frenzy of YFTs and big Mullet Snappers attacking the baits!! The initiated frenzy goes on for five or ten minutes. David catches one of the biggest Mullet Snappers I've ever seen on a popper in the middle of the craziness, all the boats around us are yelling and screaming as we are all hooked up! Both of the live Blue Runners I've got drifting behind the action get eaten at the same time and the rods begin to scream! David and Spenser fight two huge Yellowfin Tunas for over 2 1/2 hours! The guys did a great job passing under and over each other numerous times as we repeatedly spun the boat to keep the fish from tangling the lines for over 3 miles. The first fish wears down and pops through the 130# leader. Damn! A 1/2 hour later the other fish, easily 250#s, is almost within gaff range when it pulls the hook! An amazing battle that ends up in disappointment I feel real bad for the guys! The pain of the big loss is eased slightly on the way back to Boca Chica when Spencer catches a nice gaffer Dorado. Wow!…what an experience at Hannibal Bank this place never ceases to amaze me!
View all the photos from the report here on our blog ….http://panamasportfishinglodge.blogspot.com/2013/07/pana ma-fishing-report-hannibal-bank.html
Capt. Shane Jarvis
Propiedad de Paradise Lodge
Isla Paridas, Panama
Panama Cellular Phone 011-507-6675-7191
Visit our other pages…..
Fishing Reports http://panamasportfishinglodge.blogspot.com/
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YouTube Channel http://www.YouTube.com/fishpanama
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Posted by Guest on July 05, 2017 in Blog
By Haley Arata & Annie Riley
In our post 9/11 society, "Fear mongering makes it incredibly easy for people to support bad policy," Vanita Gupta, former head of the Civil Rights Division of the DOJ, said during the Georgetown Law Center on Privacy & Technology hosted The Color of Surveillance: Government Monitoring of American Immigrantsconference on June 22. She added, the "bedrock American principle that everyone has equal protection under the law is really under threat." Civil rights activists, policy analysts, university and law professors addressed the nature of government tracking in the United States. Panelists discussed the intersection of surveillance and race, religion, birthplace, and immigration status. More specifically, the conference addressed a number of issues such as Countering Violent Extremism (CVE) programs, the border, the Muslim ban, and the technological advances of surveillance.
Professor Arjun Sethi of Georgetown Law kicked off the discussion on CVE by challenging the idea that there are universal indicators for extremism. Subset programs of CVE such as "Don't Be a Puppet" and "Shared Responsibility" rely on the notion that there are certain discernible characteristics that indicate whether an individual is prone to violent extremism. As Sethi argued, these indicators -- such as taking pictures of national buildings, buying desktop or laptop computers, playing online videogames -- are largely arbitrary and unsuccessful. Nonetheless, law enforcement uses such indicators alongside predictive policing (predicting where, when and by whom a crime will be committed) to try to prevent terrorism. These CVE programs and predictive policing disproportionately target American Muslims and Arab American communities and lead to profiling, subverting basic standards such as probable cause and reasonable suspicion.
Questions of violations of basic standards and constitutional rights continued as panelists addressed surveillance in relation to the border and the Muslim ban. Hassan Shibly of the Council on American Islamic Relations (CAIR) Florida relayed personal stories of the difficulty of crossing the Canada-US border. Interrogations, humiliation, and not-so-random inspections often plague Shibly's journeys across the border. And Shibly is not the only one subject to this process, as he has noted that during the inspections approximately 50-70% of others in the room are visibly Muslim and/or Arab. Reiterating the dangers of systematic profiling, Shibly noted, "[Profiling] makes our country less safe, and it makes us less free." Shifting to the Mexico-US border, Patrisia Macias-Rojas emphasized the way crime politics of the 1980's and 1990's changed border policing for border communities. During the Reagan era, the Latino youth were disproportionately sent to prison. In an effort to alleviate overcrowded prisons, the legislature promoted policies to go ahead and deport drug offenders or perceived offenders near the border. This was and continues to be a complete over-reach of immigration enforcement procedures. Macias-Rojas implores us to pay attention to the ICE agents and the correctional officers, as they have a significant amount of power and can be positive agents for change going forward.
As Xiaoxing Xi reached the podium, he joked, "I am probably the only professor of physics in this auditorium." The audience chuckled before Professor Xi began to recount the morning he was awoken by armed FBI agents, preparing to breach his front door. Xiaoxing Xi is a naturalized American citizen from China and has devoted his life to research and academia. On the morning of May 21, 2015, Xi's wife and two daughters watched as he was handcuffed and detained. The FBI believed Xi to be a Chinese spy, who had violated a non-disclosure agreement and shared technology with the Chinese. After several months, the case fell apart, and the charges dropped as expert physicists testified and explained the complicated, yet unclassified technology that Xi had shared, which was part of normal academic collaboration. Xi is now suing the FBI for violating his constitutional rights. Xi and his lawyers claim his arrest, which resulted in the removal of his title as the Laura H. Carnell Professor of Physics and head of the department at Temple University, "was part of a law enforcement mind-set that views Chinese-Americans as uniquely suspicious." Xi believes he was targeted because of his birthplace and physics expertise. The professor claims the arrest was not an innocent mistake and undermines his confidence in the government. For more information on Xi's case, see the Xiaoxing Xi Legal Defense Fund.
Professor Xiaoxing Xi and many other 'foreigners' have been subjected to surveillance by the FBI and other government agencies. In addition to the seizing of personal belongings and monitoring of phone calls, emails, and other activity, the Department of Homeland Security among other government agencies has exploited the advancements in technology to increase surveillance and further infringe upon Americans', visitors', and immigrants' privacy. Harrison Rudolph, Ali Winston, Paromita Shah, and Neema Singh Guliani sat on a panel to discuss the tracking of immigrants. Since 9/11, every foreign person, who has entered the U.S. has been photographed and added to a database, but facial recognition is no longer only for immigrants and foreigners, but all persons in the country. The DHS wants to expand facial recognition technologies at all airports and has teamed up with Delta and JetBlue to expedite the process of security screening and boarding flights using biometrics. By collecting this data of all travelers -- native born Americans, immigrants, and visitors, the DHS is able to compare a traveler's face to that of an unknown number of criminals and other wanted persons. A match to a wanted person could lead to hours, even days, of detainment and interrogation, when the technology has an error rate of up to 4%. However, Americans and immigrants are, for the most part, unaware of FBI and DHS practices.
As government agencies expand surveillance programs to further breach our privacy, it is important that we educate ourselves on the issues of surveillance and speak out against these intrusive practices. As the keynote speaker Vanita Gupta said, "We can be safe while upholding our most cherished constitutional rights."
Haley Arata & Annie Riley are summer 2017 interns at the Arab American Institute.


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Across social media Tuesday night, St. John's was the butt of jokes. Optimism among the fan base has faded, replaced by doom. The hope this season would be a step toward relevance instead has turned decidedly sour as December begins.
But that negativity hasn't invaded the St. John's locker room yet. And it certainly hasn't entered coach Chris Mullin's mind.
"If you're looking for panic, you're looking in the wrong place," he said in a phone interview Thursday, before his team boarded a flight to New Orleans for a road game Friday at Tulane. "I've got total confidence we'll turn it around."
Mullin understands the backlash. After all, St. John's (2-5) has lost five straight games coming off last season's dismal eight-win campaign and just dropped a home contest to Delaware State, which entered the contest rated as the 11th-worst team in the country, according to the advanced analytics site Kenpom.com, and had lost 20 straight games to Division I opponents. This came on the heels of an 0-3 trip to the Bahamas — losses to Michigan State, VCU and Old Dominion at the Battle 4 Atlantis tournament — and a road setback to Big Ten punching bag Minnesota.
But Mullin also believes in what his eyes tell him: that the roster is deep and skilled, that he has winning players. The reality, however, is eight of their 10 rotation players are freshmen and sophomores. His three most skilled players — freshmen guards Marcus LoVett Jr. and Shamorie Ponds and junior college transfer Bashir Ahmed — now have played a combined 21 Division I games.
When times have gotten tough, his players have tried to do it on their own, attempted to hit the home run, so to speak, instead of sticking with the plan. Case in point: St. John's attempted 37 3-pointers in the loss to Delaware State.
"They're coming from the right place. They just don't have the experience to fall back upon," Mullin said. "This is what makes you get better. You'd love to do it in a win, but when you lose, it gets a little more accentuated. I think we have a nice, talented group. They want to play the right way, and I think this is a natural process that teams go through."
St. John's still is struggling to put complete games together. If the offense is clicking, the defense is struggling. When the defense performs well, the Johnnies don't rebound enough or shots don't fall.
"Each game something [different] has popped up," Mullin said.
Mullin isn't on social media and he doesn't read message boards — "The benefit of being 53," he joked — so he is unaware of some of the over-the-top criticism. He is more focused on righting the ship than any negativity coming his way. His players, though, hear it. One of them, LoVett, went on Twitter and accepted blame for the last loss, tweeting he needed to do more as a leader.
"I feel that I can do much more," LoVett said. "I could've said something or given [us] more energy. We just have to come back and work hard, harder than ever really. Forget about that game. Flush it out of our minds."
Mullin admitted the trip to the Bahamas probably wasn't the right thing for a young team that needs to build confidence, not lose it. But the tournament was in place well ahead of the roster's formulation. Now, it is on them to stop the bleeding.


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War Horse
Michael Morpurgo
Reading Ahead, formerly called the Six Book Challenge, gets adults and young people engaged in an enjoyment of reading – particularly those who struggle with the written word. Over 48,000 people registered for the programme in 2014-15 through public libraries, colleges and adult community learning, prisons and workplaces. 92% of survey respondents said they felt more confident about reading after taking part. We are currently analysing data for 2015-16.
Reading Ahead print materials and branded incentives for 2016-17 can be purchased from our Shop. See the Reading Ahead page on our resources database for downloadable guidance, templates and reports and for links to evaluation surveys and our impact pages for case studies. You will receive regular email updates from us once you have purchased Reading Ahead materials.
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Situated on a private game farm, just 290 km north of OR Tambo International airport, in the Waterberg, Izintaba offers self catering accommodation in 6 luxury, fully equipped cottages sleeping between 4 and 12 people.
Zeederberg Cottages is conveniently located on the main road through Vaalwater. We offer luxury as well as budget accommodation and all our cottages are situated within a beautiful big garden with lovely green lawns and loads of big trees.


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Dictator is originally the title of a magistrate in ancient Rome appointed by the Senate to rule the state in times of emergency. In modern usage, it refers to an absolutist or autocratic ruler who assumes sole power over the state (though the term is normally not applied to an absolute monarch). Like the term tyrant, and to a lesser degree autocrat, it was a respectable title in the ancient world, but has some come to be used almost exclusively as a non-titular term for oppressive, even abusive, despot who rules with no regard for any existing constitutional democratic structures, organs or other entities. Almost always marked by a resilient resistance to reality and rational thought. This enables the dictator to act in a manner otherwise impossible. As such, grave human rights violations, torture, disappearances, pervasive police state surveillance and the repeal of existing human rights laws and ignoring constitutional protections, become the norm in societies ruled by dictators (even when "democratically" elected by the "majority"). Summary execution[1] by Executive Order[2] is the punishment of choice for a wide variety of offenses, both criminal and political, under the rule of a dictator.
Dictators come to power in a variety of ways. They can be elected fairly and then refuse to give up power; they may seize control of the country in a coup d'état; or they may be placed in power as the puppet of a stronger country that desires influence in the region. Alternatively, some countries such as the former Soviet Union are ruled by a single party which appoints a succession of dictators without regard for its people; this is known as a systemic dictatorship.
Since the nature of dictatorship is fundamentally at odds with the principals of democracy, dictators are usually condemned by the international community. Consequently, many adopt tactics to try and give their regime an air of legitimacy, such as holding sham or coerced elections, or declaring a state of emergency in the country with the implication that democracy will be restored in due course (almost always an empty promise).
Notable dictators in world history have included:
- Adolf Hitler, Chancellor of Germany from 1933–45
- Josef Stalin, General Secretary of the Communist Party of the Soviet Union from 1928–53
- Genghis Khan, founder and Khagan of the Mongolian Empire
- The Kim dynasty of North Korea, currently run by Kim Jong-Un
- Qin Shi Huang, first emperor of China
- Pol Pot, head of the Khmer Rouge and ruler of Cambodia (or Kampuchea) from 1963–98
- Emomali Rahmon, dictator of Tajikistan since Independence
- Saparmurat Niyazov, first president of Turkmenistan
- Gurbanguly Berdimuhamedow, current president of Turkmenistan
- Muhammad Shaybani, founded the Khanate of Bukhara
- Abu'l-Khayr Khan, founder of Kazakh Khanate
- Babur, Timurid and founder of the Mughal Empire
- Saman Khuda, convert to Islam and founder of the Samanid Empire
- Timur, founder of the Timurid Empire; conquered central Asia
- Islam Karimov, previous president of Uzbekistan
- Nursultan Nazarbayev, president of Kazakhstan since Independence
- Recep Tayyip Erdoğan, dictator of Turkey and supporter of Islamist proxies
- Ayatollah Ruholla Khomeini, of Iran
- Ilham Aliyev, infamous president of Azerbaijan
- House of Saud, Islamic dynasty controlling Arabia
- Muamar Ghaddafi, long-time terrorist leader of Libya
- Mbasogo dynasty of Equatorial Guinea
- Isaias Afwerki of Eritrea
Some rulers take on the traits of a dictator but have failed to secure totalitarian rule. Examples include Fidel Castro of Cuba.
- C.S. Lewis wrote:
- Of all tyrannies, a tyranny sincerely exercised for the good of its victims may be the most oppressive. It would be better to live under robber barons than under omnipotent moral busybodies. The robber baron's cruelty may sometimes sleep, his cupidity may at some point be satiated; but those who torment us for our own good will torment us without end for they do so with the approval of their own conscience. [1]
- "Educate and inform the whole mass of the people... They are the only sure reliance for the preservation of our liberty." -- Thomas Jefferson
See also
- ↑ https://www.wnd.com/2013/02/when-a-republican-murders-u-s-citizens by Ted Nugent Accessed March 28, 2014
- ↑ "Few things are as dangerous to American liberty as the proposition that the government should be able to kill citizens anywhere in the world on the basis of legal standards and evidence that are never submitted to a court, either before or after the fact. Anyone willing to trust President Obama with the power to secretly declare an American citizen an enemy of the state and order his extrajudicial killing should ask whether they would be willing to trust the next president with that dangerous power." https://www.huffingtonpost.com/2012/03/05/us-targeted-killings-eric-holder_n_1320515.html Accessed March 28, 2014