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OshKosh B'Gosh
Seasonal placed graphics for Girls Inf/Tod
OshKosh B'Gosh
Seasonal placed graphics for Girls 8-16
LUV Footwear
AW14 Pattern concept board showing runway, current market samples, and how LUV could use this trend. Then adjacent is the AW14 Full assortment design.
OshKosh B'Gosh
Girls seasonal knit and woven fabric print collection
OshKosh B'Gosh
Boys assorted branding garment labels.
Girls Summer Fresh Fruits Patches and Fabric Prints. Summer Fresh Fruits Screenprint with Foil Tee's.
LUV Footwear
2 pieces of art each with 4 color combo's for one SKU.
Girls 7-16 Summer fashion rack outfits.
Girls 7-16 Summer fashion tee's.
Gilly Hicks (Abercrombie)
Embroidered cami top with cutouts: I created all shadow effects and stitch/cutout illustrations using stitch pattern fills and scatter brushes created in Illustrator.
Gilly Hicks (Abercrombie)
Embroidered sleep shorts with cutouts showing vintage textile I purchased at Rose Bowl, artwork as drew and passed over to merchant for sampling, and the final sales garment.
Gilly Hicks (Abercrombie)
Embroidery and beadwork top based on vintage art Deco flapper dress. Showing part of the artwork as handed over to sampling, and the final sales garment.
Gilly Hicks (Abercrombie)
Example of a Y/D plaid package I designed for Gilly Hicks to have an assortment for sale which was diverse yet worked to display all together with intentions of driving multiple sku sales.
OshKosh Men's
Small collection of classics. Woven plaids and high density ink screenprint tees.
Abercrombie & Fitch
Stripe presentations were originally only shown as flat stripe. To make sure everyone understood context of stripe packages within the whole brand, I introduced using garment details and now, for example, polos are presented like this.
Example of a full cycle polo package; Step 1 on left showing color inspiration, and right depicts runway trends and my callout on how we can utilize it (Step 2).
Example of a full cycle polo package; Step 3, top row, as I designed originally, and bottom shows (Step 4) what retail stores set.
Men's and Young Men's multi-screenprint full zip hoodie's with contrast details.
Boys fashion jersey built-up, art driven, sports Polo's.
OshKosh B'Gosh
Action sports screenprint tee's.
OshKosh B'Gosh
Action sports screenprint tee's.
Cherokee brand OPP table program.
Cherokee brand fashion knit screen w/self fabric screenprinted applique.
Fabric print, fashion snaps, soft hand (water base ink) screenprint.
Fabric Prints
Fabric Prints
Fabric Prints


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Getting and sharing
Parsing African-Americans' economic progress
John Havens, a senior research associate at Boston College's Center on Wealth and Philanthropy, and Sociology Professor Paul Schervish, the center's director, have studied wealth accumulation and philanthropic giving among African-Americans for the period between 1992 and 2001. Their findings: African-Americans' aggregate wealth and charitable contributions are sizeable and growing; however, their share of total national wealth and giving has shrunk.
The researchers have produced forecasts of African-American estates and bequests to charity through 2055 by incorporating data from varied sources—the Federal Reserve's Survey of Consumer Finances, the Internal Revenue Service, the Center for Disease Control's National Center for Health Statistics, and other authorities—into a simulation model developed by Havens. The results, described in their working paper "Wealth Transfer Estimates for African-American Households," appear in the journal New Directions in Philanthropic Fundraising.
Between 1992 and 2001, the authors report, the total wealth of the country's more than 13 million African-American households increased at an annual rate of 4 percent (to nearly $1.1 trillion); their charitable giving grew by 5 percent a year (to about $11.2 billion).
However, during this same period, the wealth and philanthropy of the general population increased at an even faster clip. While the average wealth of African-American households grew at about 2.4 percent per year (slower than the aggregate, which is boosted by population growth), the average wealth of "all households" increased at more than double that pace, nearly 5.9 percent.
"There's some segment of the African-American population that's beginning to succeed in the accumulation of wealth," said Schervish in an interview. "The difficulty is that there's a substantial portion that's still not being successful." Schervish and Havens have identified certain commonalities among wealthier African-Americans, who, they say, tend to be married, well-educated, and own their own businesses. A greater percentage of them have served in the military (about 32 percent, compared with 16 percent of all African-Americans).
HAVENS AND SCHERVISH uncovered a potentially encouraging trend when they disaggregated their data by age. Younger African-Americans (ages 41 and below) increased their wealth by an average of about 15 percent per year, a slightly faster rate than did the general population (14.7 percent), and at the same pace as Caucasians within the same age group—a "striking finding," according to the authors. Schervish and Havens hope to explore this trend further as new economic data becomes available. The key question, they say, is whether the parity of wealth accumulation will be maintained as younger African-Americans age. In social-science terms, is their current equality a "life-cycle effect," accounted for by the relative lack of wealth and budding careers of all young households, and one that will fall away in later years; or is it a "cohort effect," the result of civil rights legislation and increased educational opportunities, the influence of which will be sustained as today's young African-Americans grow older? If the parity of the young proves to be enduring, African-American estates could be worth 10 to 25 percent more than otherwise, by 2055.
According to Schervish, "there's some evidence of a changing landscape, that the African-American story is no longer a simple, unified story."
Chris Berdik
Chris Berdik is a writer based in the Boston area. The complete study by Havens and Schervish can be downloaded at the website of the Center on Wealth and Philanthropy (formerly the Social Welfare Research Institute).
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subset: commoncrawl


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The Ministry of finance announced on April 17, via approval of the State Council, committee of tax regulations of custom duty of the State Council makes a decision, came on April 20, 2008 home used fat peak period on September 30 inside, all chemical fertilizer that export to all commerce form, area, enterprise and raw material of partial chemical fertilizer are on foundation of existing exit tax rate, add impose the special export custom duty of 100% . Add this after imposing special export custom duty, tax rate of exit of our country chemical fertilizer will rise for 100% to 135% differ.
After this policy comes on stage, a lot of chemical fertilizer personages feel very pessimistic, think to export a gate to was blocked up to go up thoroughly, the day of fertilizer company is sad. However the author saw a new opportunity from inside this policy however, this runs fertilizer plant namely directly abroad.
In recent years, because be risen in price by international the sources of energy, cost of chemical fertilizer production is added considerably try to reach international grain price to rise, demand plays the double influence that use, price of international chemical fertilizer rises considerably, our country chemical fertilizer exports a quantity to also increase considerably subsequently, urea of before this year two months exports 1.71 million tons, increase compared to the same period 250% , phosphoric acid 2 ammonium export one ammonium, phosphoric acid to mix 315 thousand tons 259 thousand tons respectively, grow respectively compared to the same period 280% with 130% . The country is exported from supply of safeguard home chemical fertilizer and control the sources of energy (because chemical fertilizer is to plant high-energy can product) angle sets out, to chemical fertilizer exit took rigid limitative step, adding the move that collects 100% special custom duty this is to write down heavy fist more. If say chemical fertilizer exit still left a " to seam " before, now is seam this " " also gives went up, the meaning is very clear, do not allow chemical fertilizer export when busy season. To this, fertilizer company should set out from national whole interest, give sufficient understanding.
But on the other hand, we also want to see: Through in last few years be exported energetically and the market is developed, the position on international fertilizer market is in our country chemical fertilizer to rise quickly, have extensive market base and powerful competition ability, have good famous spend and consequence, if because home is strict,be restricted merely,be exported and desertion the international market for nothing honest regrettablly. Here the circumstance falls, better choice goes abroad running a plant directly namely, natural resources of ore of Potassium of the natural gas that uses abroad to abound directly, coal, phosphor has production, use abroad's huge market natural resources to undertake selling directly again next, earn manufacturing segment and sale segment profit from which, this is used up to reducing the sources of energy of our country, effectively occupational international market, and getting bigger economic benefits is a first-rate job. In the meantime, this kind of method also is very feasible. Our country is the country of the biggest chemical fertilizer production on the world, also be the country with phyletic and maximum production at the same time, it is with urea exemple, gas head, coal head, oily head, our country has entirely, technology of our country phosphor, phosphor, Potassium, compound fat production is great mature and relatively advanced, go up to the world no matter which country runs a plant, produce the job that in hand is on the technology, the risk with nonexistent big what.
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All Wright State University retirees are invited to submit their reflections for posting on our website. You do not have to be a member of the Retiree Association to submit an entry. Writing your reflections is easy. You could start by responding to the questions below:
- What were the circumstances that brought you to Wright State.
- Where did you work?
- What was your beginning and ending titles?
- What did you like best about working at WSU?
- What accomplishments are your most proud about?
- As you look back what are your thoughts about your work experience?
- What have you been doing in retirement?
Email your reflections to firstname.lastname@example.com and please attach a photo of yourself.
Reflections to Share
Mar 13, 2019
Mar 13, 2019
Feb 12, 2019
Aug 24, 2018
Jan 15, 2018
Jan 1, 2018
Dec 23, 2017
Nov 11, 2017


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Monday, March 30, 2009
Introducing my friend Marsha...
This links to Artful Solutions, a website that portrays the art of my friend Marsha, in Victoria BC. It also gives you some insights into Marsha, a very special woman indeed. I hope you can visit and have a look around.
Sunday, March 22, 2009
Spring in the mountains...
I have to be cautious when I say that this winter seemed far too long and I'm done with it. Only because I was in Hawaii for about a month and anyone who knows that would be justified to treat me like an AIG bonus recipient.
But look at this photo, just outside the bedroom. Yes! Snowdrops rising as the snow itself disappears.
I'm ready.
Friday, March 20, 2009
Inspiration...hope...feeling the fight
is to make hope possible,
rather than despair convincing.
- Raymond Williams, Welsh academic, novelist and critic
Tianamen Square 1989
And this is Severn Suzuki, when she was 13. She's David Suzuki's daughter and is an adult activist now.
Tuesday, March 17, 2009
A Wee Toast on Saint Paddy's Day O
Here's to the band Flogging Molly, to Mr. J. Depp, to pirates and wenches everywhere and to everyone with a wee bit o Oyrish in yer bones. (That's you!)
Tuesday, March 10, 2009
Humour for the road...
A little humour for you (Canuck style).
Sunday, March 01, 2009
Cuba Re-re-visited
Okay, just to make it really new I'll add a photo of Anna and I on Kauai a month ago - which has nothing to do with Cuba directly (other than the latitude and the Obama reference).
Canada and Cuba celebrate 60 years of diplomatic relations
I smoke a nice Habana cigar with 2 pals every so often as well (goes well with a smooth single malt whisky). These tobacco gems are brought back from Cuba vacationers or purchased locally here in Nelson.
Our government talks to their government - there are investments, development opportunities, cultural exchanges. Hey, Prime Minister Trudeau and Fidel were pals (see above).
Okay now - I know the US/Cuba history thing... even lived in Miami for two years, so I know the Cuban American vote thing too. I also work on behalf of some Cuban prisoners of conscience through Amnesty. It's not perfect there (although US rented Gitmo has even more illegal prisoners than Fidel does).
So what's with the cold war, the embargo, the propaganda, the imposed hardship on Cubans, the military threats? Why not thaw things out, normalize it? How long do you think it would take for people power, trade and investment to bring down the cafe-leche wall?
I fear for the Cubans when fast food, bullshit entertainment, free market etc. arrive, but something must change. Put President Carter on the job and things would change in a few years. I think he gets it.
Meanwhile, those Canadian winters will continue to be moderated with Cuban beaches, nasty big lovely cigars, rum and good food.


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Biography: Rebekah Gyger is a recent graduate of the University of Tennessee, with a bachelor's degree in Anthropology. She currently works as an archaeologist and spends her free time writing and blogging. Her first short fiction piece, a contemporary romance titled Family Stickers, was published in 2015 on the Splickety's Lightning Blog at http://splickety.com/family-stickers/ . You can also read her guest post on the Go Teen Writers website, 7 Thoughts for Writers Struggling With Depression.
Contact: Rebekah loves to speak with people about writing, blogging, books, and history. If you wish to contact her, her email is lotsofbooks1 (at) live (dot) com. Currently, I am closed to review requests.
Social Media: Twitter: https://twitter.com/RebekahGyger
Instagram: https://www.instagram.com/rjeangyger/
Pictures of Rebekah and Authors:
|With Tosca Lee- 2014
|Ted Dekker, Salyna Gyger, Rebekah, and Tosca Lee- 2013
|Gabriel Gyger, Rebekah, Bryan Davis- 2009


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Our Team
At BioLineRx, our mission is to identify promising new compounds and develop them into safe, effective and marketable drugs, seeking out-licensing and other strategic alliances in final developmental stages.
It goes without saying that we take pride in the fact that we are helping to improve the lives of others, and that all of BioLineRx's employees share a passion for innovation.
It also goes without saying that like every successful, quickly growing company, our people are our greatest asset.
We are about 50 employees, most of us PhDs and MDs. Our areas of specialty include research, chemistry, regulation, IP and business development.
Our team is comprised both of young enthusiastic graduates and seasoned professionals who have been working in the field for decades. We have expert scientific teams who come from both within the pharmaceutical industry and the academic world, spanning a variety of fields.
Wherever they come from, whatever their background and education, the one thing the BioLineRx team has in common is commitment- commitment to success and to achievement.
This is the unique spice that makes working at BioLineRx such an experience.
This is the unique spice that makes working at BioLineRx such an experience.


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|United States survey percentages of online social network users by gender as reported August 5, 2011
|Research Alert
|Aug 2011
Start of full article - but without data
Women Men
Twitter XX% XX% Facebook XX% XX% MySpace XX% XX% LinkedIn XX% XX% Other sites XX% XX%
SOURCE: Pew Internet and American Life Project
Note: Table made from bar graph.
Full article
Social networking is becoming an increasingly mainstream activity. Contrary to media portrayals of digital interactions as isolating, active social networkers are more likely than others to have strong support networks.
Moving Into Mainstream
Nearly six in XX online adults (XX%) use social networking, an increase of XX% since 2008, according to the Pew Internet and American Life project (calculations by RESEARCH ALERT). Social networking is growing fastest among adults over XX, nearly half of whom (XX%) use social networks, more than double the XX% who did in 2008. In 2008, XX% of social network users were between the ages of XX and XX; by 2010, more than half (XX%) were XX or older.
Who Uses Which Network
Women make up the majority of social network users (XX%, up from XX% in 2008), with the exception of LinkedIn, which is used by more men than women. Facebook is by far the most widely used social network; XX% of social network users have Facebook accounts. Just under three in XX (XX%) are on MySpace, XX% are on LinkedIn, and XX% are on Twitter. Facebook and Twitter users are most actively engaged with the sites: XX% of Facebook users log on daily, as do XX% of Twitter users. Only X% of MySpace users and X% of LinkedIn users log on daily.
Women Lead Facebook
Women who are on Facebook post status updates more frequently than men do: XX% of women post once a day or more, compared to XX% of men. Almost a third of Facebook users ages XX-XX (XX%) post status updates at least once a day.
Facebook users comment on other people's status updates more frequently than they post their own. More than half (XX%) of Facebook users comment on other users' posts at least once a week, and XX% comment at least once a day, compared to XX% who post their own updates at least once a week, and XX% who post once a day or more.
Virtual And "Real-Life" Friends
The average Facebook user has XXX friends on the site; many of these are people with whom he or she might otherwise lose touch. Facebook users have met XX% of their Facebook friends in person, however. Four in XX Facebook users (XX%) have friended all of their closest "real-life" friends on the site, up from XX% who had done so in 2008.
In general, Facebook makes its users feel more socially connected and supported. People who visit Facebook several times daily have X% more friends they consider their core confidants than other Internet users do. They're also more likely than other Internet users to receive emotional support and/or tangible help (such as someone to take care of them when they're sick), and to have people to spend time with.
Internet users (XX%) and social networkers (XX%) are more likely than non-Internet users (XX%) to feel that most people can be trusted. Facebook users who visit the site several times a day are XX% more likely than other Internet users and three times more likely than non-Internet users to feel this way.
Twitter Users Are Highly Connected
Twitter users are more likely than users of other social media to log in via mobile devices, according to Compete. More than four in XX Americans who use Twitter (XX%) access the site through cell phones or smartphones and X% through tablets, compared to XX% and X%, respectively, of Facebook users and X% and X% of LinkedIn users (the study did not look at MySpace users). Pew finds an even higher proportion of Twitter users accessing the site via mobile: XX% of users with cell phones or smartphones access the site on them.
Although the numbers of people using Twitter are still relatively small, the site is growing fastest among the social networks studied by Pew. Twitter use among XX-XX-year-olds doubled between November 2010 and May 2011 (from X% to XX%). Twitter users and MySpace users are more racially and ethnically diverse than users of Facebook and LinkedIn.
Twitter users are much more active than overall adults in online social activities, according to GfK MRI: They're XXX% more likely to write blogs; XXX% more likely to upload videos; and XXX% more likely to post reviews or comments on blogs, message boards, and other forums. They're also XXX% more likely to be published writers and XXX% more likely to own e-readers. Conversely, owners of e-readers are more likely than the average adult to be active on social networking sites in general, including Facebook, Twitter, and LinkedIn.
More than half of Twitter users who follow a brand (XX%) and XX% of Facebook users who "like" a brand say they're more likely to buy that brand's products after signifying their allegiance. More than six in XX (XX% of Twitter users and XX% of Facebook users) say they're more likely to visit the brand's website; XX% of Twitter users and XX% of Facebook users are more likely to recommend the brand to others after following/liking it, according to Compete.
Consumers' top reasons for following or liking brands are to learn about discounts and promotions and to get free stuff. Twitter users are more likely than Facebook users to followa brand because they want product updates, to stay informed about the company, to interact with the company, or purely for fun. [SOCIAL NETWORKING, HUMAN BEHAVIOR]
SOURCES: "Social Networking Sites and Our Lives," June XX, 2011, and "XX% of Online Adults Use Twitter," June X, 2011, Pew Internet and American Life Project, Lee Rainey, Director, and Aaron Smith, Senior Research Specialist, XXXX L St., NW, #XXX, Washington, DC XXXXX; XXX-XXX-XXXX; info@ pewinternet.org; www.pewinternet.org. Price: Available online at no charge.
"Four Things You Might Not Know About Twitter," June XX, 2011, Compete Pulse, Compete Inc., Cynthia Stevens, Director of Marketing, X Copley PI., #XXX, Boston, MA XXXXX; XXX-XXX-XXXX, xXXXX; firstname.lastname@example.com; www.competeinc.com. Price: Available online at no charge: http://compete.com/newsletter/
"Survey of the American Consumer, Spring 2010," GfK MRI, Anne Marie Kelly, SVP Marketing and Strategic Planning, XX Ninth Ave., New York, NY XXXXX; XXX-XXX-XXXX; firstname.lastname@example.com; www.gfkmri.com. Price: Contact for information.
"Like" another user's content XX%
Comment on another user's post/status XX%
Comment on another user's photos XX%
Update own status XX%
Send another user a private message XX%
SOURCE: Pew Internet and American Life Project
Note: Table made from bar graph.
(% who ever do)
Read tweets XX% Tweet updates/links XX% Tweet replies XX% Keep up on news/current events XX% Retweet XX% Look at pictures XX% Click on links in tweets XX% Find people to follow XX% Send/receive direct messages XX% Check trending topics XX% "Favorite" tweets XX% Tweet photos XX% Find brands to follow XX% Visit brand pages XX% Tweet about TV shows while watching XX%
SOURCE: Compete
Note: Table made from bar graph.


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It's not just PC talk, though. Price drops and storage space weigh heavy on our minds, as we ponder whether the $200 Xbox 360 is really a $200 Xbox 360, or, as Will opines, it could be a cheap replacement for out-of-warranty red-ringers. That's not all, though, as Miguel pitches his brilliant idea for a new game...
Listen in, and get back to us however you like -- the comments section or feedback email at the bottom of this page, or directly over Xbox Live or PSN.
Will Tuttle: KingTut33
Sterling McGarvey: GSI Sterling M (XBL) or GSI_Sterling_M (PSN)
Gabriel Graziani: GabeSpy
The GameSpy Debriefings, 09/11/08 (MP3)
47.8 MB, right-click to save.
47.8 MB, right-click to save.
Listen and report back here, comrade!


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Thursday, July 29, 2010
Still dying after all these years...
3 comments:
- recumbent conspiracy theorist said...
I saw a chart in one of the last few QST issues (can't remember which) showing new licenses for the past 5 years. '06 and '07 showed 4000 new licenses issued each year and 2000 per year each of the last three. And that's just FCC tickets here in the states. This hobby is growing in popularity as I see it. As the rest of the world becomes more technological/ modernized and disposable incomes increase with the rest of the world's expanding middle class I think even more opportunity for growth. More new ops around the world = more DX Hi Hi
- July 29, 2010 at 3:48 PM
- Anonymous said...
Agreed, Don!
This is my Golden Anniversary in Amateur radio and I have never been more involved in my niche of DXing and chasing Islands On The Air than now.
I totally subscribe to the worldview of the self-fulfilling prophesy. DX IS because we make it so. We DXers don't live in the murky past. We live on the knife edge of state-of-the-art.
We welcome the natural marriage of radio and computer, solid state integration and miniaturization, digital modes and remote-control stations that make the specter of CC&Rs an impediment of the past.
Ham radio dead? I don't think so.
Wayne C. Long, K9YNF
Cascade, Wisconsin
- July 30, 2010 at 12:25 AM
- Don Keith N4KC said...
Agreed on all counts, fellas. It ties in with the theme of this blog: technological change and how people handle it. It is human nature to dislike or fear change because it takes us out of our comfort zones. But for many--and a significant number of folks who are attracted to a technological hobby like ham radio--change is exciting.
Sure people want to hang onto old stuff. Hey, I operate AM sometimes myself. And I'd kind of like to hear an old Model 19 teletype clunking away again, just for nostalgia's sake. That is just one of the aspects I like about our hobby. You can have a DX-100 Heathkit sitting there on the shack desk next to your Flex-5000. I like the old stuff, but I am also thrilled about the possibilities of SDRs, satellites, super-low-frequency propagation and more.
Oh, and I got the Rwandan on CW the other night. That was a thrill, too.
Don Keith N4KC
- July 30, 2010 at 12:00 PM


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Guidance on Care and Learning
The day is structured around the children's care needs and this structure in turn gives children a sense of time and place and meaningful purpose to the day helping children feel secure. Knowing what to expect throughout the day is reassuring for the children and essential in a care environment.
The routines for each age group may be similar each day but activities on offer vary in response to children's interests. Keypersons are responsible for targeting and extending learning through planned activities on offer and throughout play. Keyteams meet regularly to discuss children's interests and come up with new creative, fun ideas. Keypersons are our most valuable resource. Learning is mostly centred on play activities.
All learning at the nursery is governed by the Early Years Foundation Stage (EYFS) being the framework for learning for children aged 0-5 years.
0-2 Years
In our 0-2 year group the day is arranged around each child's individual care plan to meet the ever changing needs of the children during their first two years of development. Our room routine allows for different types of play throughout the day, including continual access to the garden, to ensure that the children enjoy all resources no matter what their individual routines may be.
2-5 Years
From two years we have a more structured day; we begin each morning with our self registration board, allowing children to 'check in' when they arrive. We also have our visual timeline which holds simple illustrations setting out important events throughout the day. This timeline is especially helpful for new children and is also a useful tool for those already established in the group as they can refer to it and know what we will be doing next.
The Nursery Environment and the Early Years Foundation Stage
All of our play areas are set up to provide cross curricular learning opportunities meaning that all areas of learning are integrated into all parts of the nursery environment. Throughout the day the children will have access to different activities all orientated towards the seven different areas of learning and development given in the EYFS with greater emphasis given towards the prime areas of Communication and Language, Physical and Personal, Social and Emotional. Children's learning follows the EYFS from birth until the age of five. For more information on the EYFS please see www.standards.dfe.gov.uk/eyfs
Play and Learning
At the Green Door Nursery we practice free-flow, which gives the children freedom to explore all areas of the nursery including the outside areas. With this in mind, our aim each day is to place minimal restrictions on activities except for when the activity may have different safety needs. Some parts of our day are more structured such as story time where the children take part in large group activities. The free-flow approach develops independence in children as it is the child's choice of play and interest which is taken as the lead in learning. This way the learning is more meaningful and prolonged than from an activity that has been chosen for them. Most of our day is taken up with this self-selection play where we clearly label all of the toys to support children's choices and enhance learning.
The role of the Keyperson here is to provide an environment that is appropriately resourced and to observe the children during play. Through these day to day observations the Keyperson can plan an adult led activity to further enhance the child's learning experience. This can be done with an individual child or as a group activity.
To help include parents in their child's learning we send out a Focus for Learning Newsletter at the beginning of each term. We may ask for help with activities or ask you to bring in resources such as photos in the area we will be focusing on. If you wish to read about your child's day you can check the notice boards and look in our day book when you collect your child where information will be given about each day at the nursery. This also includes how your child has eaten and slept that day and has space for you to leave any feedback for us on the information we have given you.
Each child also has their own learning diary to keep a record of their development. We hold learning reviews twice a year commencing shortly after the child begins to attend the 2-5 year group. After these reviews we ask parents to complete a questionnaire so that we can make an assessment of our performance. Parents can also request a review from us at any point if they wish to discuss any area of their child's development and/or learning. The Keyperson may also request a review if they feel there is something they need to discuss with you.
We ask parents to tell us about their child's interests at home and this can be simply done at handover times. Sometimes we may ask you to complete a simple handout about this. This is to help us build a more complete picture of your child's interests and if they differ from those they show at the nursery. Knowing about a child's home life and play is essential to be able to give the best possible learning opportunities for each child and build strong parent, carer, and child relationships.
List of All Nursery Policies and Procedures
Promoting Positive Behaviour
Care & Learning
The First Month
Role of Key Person & Settling-in
Toilet Training
Guidance on What your Child will Need Each Day
Help with the Cost of Nursery Fees
Inclusion and Equality


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Wednesday, July 11, 2012
lace and buttons and
Terri joins us with these lovely, delicate flags.
Posted by Jane LaFazio at 3:09 PM
Labels: balance, collections, healing, Love, terri
7 comments:
This is gorgeous! I love the elegance, the lace and buttons are wonderful!ReplyDelete
These are beautiful! Not sure I could leave them outside.ReplyDelete
Beautiful artwork for the prayer flags !ReplyDelete
Love it so much !
these are so beautiful.ReplyDelete
Thank you all so much : )ReplyDelete
And thank you Jane for this blessed project!
just had to come back and comment some more. i just love how they all look together.ReplyDelete
Subscribe to: Post Comments (Atom)


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I am addicted to chewing gum after meals.
Obviously this sent my gum consumption through the roof.
Then I realized that there is no reason to chew an entire piece.
Now I only take a little nibble of gum so now a stick of gum can last me five or more times.
After this change, chewing a whole piece of gum feels like way too much and I get more out of the gum I buy.


text:
What's Included:
- This Planner belongs to... page
- Color coded calendar at a glance
- Program Goals Page
- 6 curriculum pages
- 2 Group Plan pages
- Weekly Schedule and To Do list Pages July 2017-June 2018
- 6 Individual Counseling Log pages
- Lined Notes Pages
- Unlined Notes Pages
- Mandala Quote Pages for Coloring
- Printing Instructions
Note: This product (and post) have been updated for the 2018-19 school year. This year, I decided to try out a notebook style but in the past, I've done a spiral version.
I've also included the color "codable" year at a glance calendar. Color the circles to correspond to workdays, vacations, early releases, etc. Click on the photo below to download the freebie!
Go ahead and purchase the planner today so that you can start off the year organized!


text:
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Our Raw Steel 2 Way with 2 Straight Arms Rack is sure to add a touch of style to your showroom floor. Our Raw Steel Collection features a mottled brushed metal finish with welded corners. Adjust the arms into different positions to highlight your apparel on multiple levels. Our Raw Steel 2 Way Rack features push button arms that make it easy to adjust from 48" to 72". All of our Boutique Clothing Racks come standard with flat caps. Customize your rack by adding one of our four Finial designs. Finials easily attach and detach at the top of the rack allowing flexibility.


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You sometimes don't know how important some things are to you until they're gone.
This blog for instance. It started out as just an occasional rant for me, I was going through a rough period around Christmas and New Year's and it was (and still is) kind of a therapy for me. I hadn't intended for it to become an everyday thing, but that's exactly what it's become.
I look forward to writing every day, even if it's just a short few paragraphs but it's a small pleasure to me to write down things that are on my mind, and also to get feedback from close and dear friends who are regular readers and those who just dropped by.
Imagine then my horror when Thursday afternoon my cable connection went out.
And stayed out.
After several calls to my ISP, I was finally told that a major outage was being experienced throughout their network in Southern West Virginia. They couldn't give me a timeline on when I'd be able to re-establish a connection, but they assured me it would be before the end of the weekend.
End of the weekend! Holy shit! What the fuck was I going to do?
Then I just had to sit back and relax. I'd survive. I just did a little writing in MS Word, started working on my novel again for a while yesterday.
But it got me thinking. I'm from an age well before the internet. Hell, I didn't even have cable TV growing up. I actually went outside and played when I was a kid. "Pong" was the only home video game, and my dad was far to frugal to spend his money on something as trivial as that. When it was raining out and I couldn't play sandlot baseball or ride my bike all over Philadelphia, I did another thing I don't think anyone does anymore.
I read books.
I know, quaint.
But now I come home this morning and thankfully my connection is in fine working order.
So stay tuned!
I'm back with a vengeance!!!!
Copyright 2005 Thomas J Wolfenden
Saturday, July 16, 2005
Posted by Thomas J Wolfenden at 06:25
1 comment:
- AlaskaJen said...
And who knew that through your little slice of cyberspace we would find each other? :o) Viva la blog! LOL! LYJ
- 17 August, 2006 17:20
Subscribe to: Post Comments (Atom)


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The government has provided additional funding for Primary Schools since 2013-14, and it has been confirmed that this will continue into 2018–19. The funding is allocated to improve provision of physical education (PE) and sport in primary schools. This funding – provided jointly by the Departments for Education, Health and Culture, Media and Sport – is allocated to primary school Headteachers.
This funding is ring-fenced and therefore can only be spent on provision of PE and sport in schools.
Purpose of funding
Schools must use the funding to make additional and sustainable improvements to the quality of PE and sport they offer.
This means that we should use the premium to:
- develop or add to the PE and sport activities that school already offers
- make improvements now that will benefit pupils joining the school in future years
For example, we can use our funding to:
- hire qualified sports coaches to work with teachers
- provide existing staff with training or resources to help them teach PE and sport more effectively
- introduce new sports or activities and encourage more pupils to take up sport
- support and involve the least active children by running or extending school sports clubs, holiday clubs and Change4Life clubs
- run sport competitions
- increase pupils' participation in the School Games
- run sports activities with other schools
How much does Tor View receive?
Schools with 16 or fewer eligible pupils receive £500 per pupil. Schools with 17 or more eligible pupils receive £8,000 and an additional payment of £5 per pupil (R to Year 6).
In the 2014-15 year academic year Tor View received £8,210.
In the 2015-16 year our allocation was £8,208
In the 2016-17 year our allocation was £8,204
In the 2017-18 year our allocation was £16,470
In 2018-19 academic year indicative funding is £16, 530
How are we spending the money and what is the impact?
Since the end of the School Sports Co-ordinator Project (SSCo) Tor View has continued to employ our SSCo, Sarah Orme as a specialist Sports teacher. She currently teaches 4 lessons per week in the Primary Department providing quality PE opportunities with an emphasis on pre-requisite skills for competitive sports. P5 access inclusive sport at Haslingden High School as part of the Inclusion project pupils are working on a diverse PE programme which includes Gymnastics and Dodgeball.
For a more detailed breakdown of how the premium has been used year by year and the impact it has had, please see the Use of Primary School Sports Funding document below.


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Keep up with the latest in industry news and stories!
SICAB, Feria del Caballo Español, ANCCE, PRE horse, IALHA, FPSH, Working Equitation, Dressage, Andalusian World Cup, caballos bailadores
Latest News…
Andalusian World Cup 2019
The Working Equitation Bull
Vita Flex Recognizes Andalusian at Colorado Summer Dressage Series
Registries – What is the difference?
Show Ready Trailer!
Oldenburg Society Approves First Lusitano Stallion
New Service Directory!
World Cup Shows
Andalusian World Cup
The Andalusian World Cup is North America's premiere Iberian horse show. Held at South Point Resort and Casino, exhibitors enjoy the convenience of having the show venue, stabling, and hotel accommodations located under one roof.
Born from a dream, it features traditional Spanish and American-style horse show classes; both ridden and in-hand, including Dressage, Working Equitation, ANCCE Sanctioned morphology classes, and finally Andalusian World Cup Supreme Championships.
Exhibitors vie for trophies, rose blankets, show halters, prize money, rosette ribbons, buckles, and a custom silver Dale Chavez saddle. The Andalusian World Cup is not only the most well provisioned show in terms of prizes, but it is also the most well attended, competitive, and enjoyable show for spectators and exhibitors alike in North America.
What others are saying
"Thank you AndalusianWorld! I listed my mare Quirica on your site and she was sold to a great home in Michigan within 2 weeks!"
The best show! Amazing venue, friendly atmosphere, wonderful staff, great prizes and fun classes!
I have to say being one of the official photographers at the Andalusian World Cup has many benefits. One of which is going through all the photos after the show and being able to relive those moments. If you love what you do, I can't help but believe that it shows. To all of the competitors, the owners, the trainers, the organizers, and everyone else involved thank you for another great year. I didn't think it was possible to top last year… BUT it was even better.


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Against Me!'s tour with Bleached and The Dirty Nil comes to Union Transfer this fall
Rolling off an angst-filled tour opening for Green Day, punk rock favorites Against Me! has announced a headlining tour of their own, with support from Bleached and The Dirty Nil.
Against Me! will be performing their most recent album, Shape Shift With Me, which is the band's seventh full-length album. Serving as an honest portrayal of sex, love, and heartbreak, frontwoman Laura Jane Grace discusses in a press release her songwriting choice of focusing on personal narratives rather than politics. Continue reading →


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The explanation is as follows:
SUMMARY: This notice is provided in accordance with IRC section 6039G of the Health Insurance Portability and Accountability Act (HIPPA) of 1996, as amended. This listing contains the name of each individual losing United States citizenship (within the meaning of section 877(a) or 877A) with respect to whom the Secretary received information during the quarter ending September 30, 2012. For purposes of this listing, long-term residents, as defined in section 877(e)(2), are treated as if they were citizens of the United States who lost citizenship.For a chart showing the renouncers over the years 2005 to present, see Andrew Mitchel's International Tax Blog here.
Hat tip to Tax Prof Blog, here.


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For the pastry, sift the flour and salt into a large bowl. Cut in 3 ounces of butter with a sharp knife, a pastry blender, or by hand until the mixture resembles crumbs. Mix in enough water to make a non-sticky dough. Knead gently, cover and leave for 20 minutes.
Roll out the pastry on a floured board to about 1/4-inch thickness. Dot it with one-third of the remaining 4 ounces butter cut into dice. Fold the pastry into three, like a letter, then again into three in the opposite direction. Cover in a cloth and refrigerate for 20 minutes. Repeat this process twice more and leave for another 20 minutes chilling before using. If you can't face all that fun, buy 1 pound of puff pastry instead.
Divide the pastry in half. Roll each half into a round of about 9-inches in diameter and let rest while you make the filling.
Cream the butter and sugar together until light and fluffy. Whisk in 2 of the yolks, the almond essence, kirsch and the ground almonds. Work together until you have a smooth paste.
Rinse a sheet pan under cold water. Place one of the pastry rounds on the tray and spoon the paste onto it, leaving a 2-inch margin all around. Hide the bean or the other objects in the paste. Beat the remaining egg with a little water and paint the pastry margin. Place the second round of pastry on top and gently press edges together. Chill 45 minutes.
Preheat the oven to 375 degrees F. Using a sharp knife make a lattice or star-shaped pattern on the pastry surface, but do not cut through to the filling. Pinch the edges prettily together. Paint the top with the egg wash. Bake the galette for 30 to 40 minutes until the pastry is crisp and brown. Transfer to a rack and cool. Dust with icing sugar.
When cool, serve with a gold crown on top (made with your own fair hands) and a glass of kirsch or some pudding wine. Eat and discover who will be king of the feast, then crown them!


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Here are few pictures to give you a look inside a Hydroponic Greenhouse
This is the nursery where it all begins. Seeds are planted in rockwool cubes and after approximately two weeks are transplanted into the grow channels.
This shows a crop of lettuce and other greens nearly two 2 weeks after being tranplanted.
This is going to make someone's salad awful tasty.
This shows a example of a green house at nearly full production. Crops are planted just about once a week in zones of the greenhouse. In this manner you always have tasty, fresh lettuce available.
Another broader view of a greenhouse at full production. Space is managed to allow for maximum production.


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June 7th 2004
My family and friends, does anyone remember what they were doing two years ago around this time? I do, I was packing my possessions in two suitcases and a back pack and weighing it all to make sure I was close to a 98 pound limit that I was allowed. After two years I am packing again but this time into seven boxes to be mailed home and one back pack for the road. I have indeed done two years of service for the Peace Corps and tomorrow maybe by the time some of you read this they will be coming to my site to pick me up. Time seems to go by so fast in some ways but in other ways it seems to go so slow.
My Peace Corps experience was a trip. I had a lot of fun and did some meaningful work so I got exactly what I wanted. I was able to make a lot of new friends, learn a new language, new customs and ways of doing things and grow as a person. My work included setting up a computer program at my school, teaching English, and doing extensive HIV work. I had small projects here and there too.
By next week I shall be going on vacation. I am planning on traveling around Southern Africa for a month visiting some different countries like Swaziland, Mozambique, and South Africa. After that I am off for a week-end in Paris. In the end I am supposed to be back in Tulsa, Oklahoma on the night of July 20th. To me right now even after two years it seems so far away but I am sure will seem to come very soon.
So for the next six weeks I am going to be difficult to reach but not impossible. I shall be often checking my email because even in the third world in the cities there are internet cafes. But I shall often times have a cell phone for the next week my number shall be 011-266-5895-9134. Until about July 15th I may or may not be available depending on which country I am at 011-278-3539-5672. If I do not answer that number please leave a message and I can call back as I shall be checking my messages regularly. I do not yet have a contact number for France as I have not planned that far ahead but I will probably just be checking my email then.
I am enclosing the last picture of me for quite a while. This is in large part due to the fact that I sold my digital camera. I probably sold it for a little too cheap but I was weary of mailing it home and more weary of taking it with be for a month in my back pack. The thing is I am only going to take on back pack and the few things in it with me for the month vacation and everything else basically is being mailed home or has been sold. I am definitely going to travel light.
So that is it for me I am signing off. I am sure I will have more adventures and wild times in the next month but I am not sure if I shall be writing about them so I would like to say to everyone that read and enjoyed me emails thanks for the support and I am glad you liked them.
Fine times, friends, and love. Jeff


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Though screening does get rid of many bad apples, we still strongly encourage you to look into the different companies before choosing the one you are going to hire.
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If you take care of your processor, it will take care of you. Unfortunately, there is some software out there that will use up your processor and slow down your computer overall (no matter how tempting those NordVPN security coupon codes are). There's also cloud hosting companies like Digital Ocean that will help your computer's CPU load by off-loading tasks to the cloud. Plus, you only pay for what you use! Whether you are building or upgrading your computer or buying a new one, one of the most important components to consider when perusing through system specifications is the processor. Effectively the brain of any computer, the processor determines how smoothly a computer runs and what sort of tasks it may be used for. A… Read the rest


text: Microfibre Long Pile Mop Head Green. 80/20 Polyester / Polyamide. Long pile holds more water & dirt. No need for pre sweeping Ideal for safety flooring. Great for larger mopping areas, canteens/kitchens. Colour coded. Approx. size 40cm x 13cm. 9.60 To be used with the Uniko Clip Frame Code No LHB278. 16.30


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Chicago Style Research Paper Cover Sheet
General Format
This section contains information on The Chicago Manual of Style method of document formatting and citation. These resources follow the seventeenth edition of The Chicago Manual of Style, which was issued in 2017.
Contributors: Jessica Clements, Elizabeth Angeli, Karen Schiller, S. C. Gooch, Laurie Pinkert, Allen Brizee, Ryan Murphy, Vanessa Iacocca, Ryan Schnurr
Last Edited: 2018-02-16 12:40:43
As The Chicago Manual of Style is primarily intended as a style guide for published works rather than for class papers, where necessary, CMOS guidelines will be supplemented with information from the student reference, Kate L. Turabian's Manual for Writers of Research Papers, Theses, and Dissertations (8th ed.), which is largely based on CMOS with some slight alterations and additions.
To see a side-by-side comparison of the three most widely used citation style, including a chart of all CMOS citation guidelines, see the Citation Style Chart.
Please use the example at the bottom of this page to cite the Purdue OWL in CMOS.
General CMOS Guidelines
- Text should be consistently double-spaced, including block quotations, notes, bibliography entries, table titles, and figure captions.
- For block quotations, which are also called extracts:
- A prose quotation of five or more lines, or more than 100 words, should be blocked.
- CMOS recommends blocking two or more lines of poetry.
- A blocked quotation does not get enclosed in quotation marks.
- A blocked quotation must always begin a new line.
- Blocked quotations should be indented with the word processor's indention tool.
- Page numbers begin in the header of the first page of text with Arabic number 1.
- Subheadings should be used for longer papers.
- CMOS recommends you devise your own format but use consistency as your guide.
- For CMOS and Turabian's recommendations, see "Headings," below.
- CMOS recommends you devise your own format but use consistency as your guide.
Supplemental Turabian Style Guidelines
- Margins should be set at no less than 1".
- Typeface should be something readable, such as Times New Roman or Courier.
- Font size should be no less than 10 pt. (preferably, 12 pt.).
Major Paper Sections
Title Page
- According to Turabian style, class papers will either include a title page or include the title on the first page of the text. Use the following guidelines should your instructor or context require a title page:
- The title should be centered a third of the way down the page.
- Your name, class information, and the date should follow several lines later.
- For subtitles, end the title line with a colon and place the subtitle on the line below the title.
- Double-space each line of the title page.
- Different practices apply for theses and dissertation (see Kate L. Turabian's A Manual for Writers of Research Papers, Theses, ad Dissertations [8th ed.].
Image Caption: CMOS Title Page
Main Body
- Titles mentioned in the text, notes, or bibliography are capitalized "headline-style," meaning first words of titles and subtitles and any important words thereafter should be capitalized.
- Titles in the text as well as in notes and bibliographies are treated with quotation marks or italics based on the type of work they name.
- Book and periodical titles (titles of larger works) should be italicized.
- Article and chapter titles (titles of shorter works) should be enclosed in double quotation marks.
- The titles of most poems should be enclosed in double quotation marks, but the titles of very long poems should be italicized.
- Titles of plays should be italicized.
- Otherwise, take a minimalist approach to capitalization.
- For example, use lowercase terms to describe periods, except in the case of proper nouns (e.g., "the colonial period," vs. "the Victorian era").
- A prose quotation of five or more lines should be "blocked." The block quotation should match the surrounding text, and it takes no quotation marks. To off-set the block quote from surrounding text, indent the entire quotation using the word processor's indentation tool. It is also possible to off-set the block quotation by using a different or smaller font than the surrounding text.
In Flowers of Freedom: Reframing Political Thought, Rose eloquently sums up his argument in the following quotation:
In a society of control, a politics of conduct is
designed into the fabric of existence itself, into the
organization of space, time, visibility, circuits of
communication. And these enwrap each individual life
decision and action—about labour [sic], purchases, debts,
credits, lifestyle, sexual contracts and the like—in a web
of incitements, rewards, current sanctions and foreboding
of future sanctions which serve to enjoin citizens to
maintain particular types of control over their conduct.
These assemblages which entail the securitization of
identity are not unified, but dispersed, not hierarchical
but rhizomatic, not totalized but connected in a web or
relays and relations. (246)
- Label the first page of your back matter, and your comprehensive list of sources, "Bibliography" (for Notes and Bibliography style) or "References" (for Author Date style).
- Leave two blank lines between "Bibliography" or "References" and your first entry.
- Leave one blank line between remaining entries.
- List entries in letter-by-letter alphabetical order according to the first word in each entry.
- Use "and," not an ampersand, "&," for multi-author entries.
- For two to three authors, write out all names.
- For four to ten authors, write out all names in the bibliography but only the first author's name plus "et al." in notes and parenthetical citations.
- When a source has no identifiable author, cite it by its title, both on the references page and in shortened form (up to four keywords from that title) in parenthetical citations throughout the text.
- Write out publishers' names in full.
- Do not use access dates unless publication dates are unavailable.
- If you cannot ascertain the publication date of a printed work, use the abbreviation "n.d."
- Provide DOIs instead of URLs whenever possible.
- If you cannot name a specific page number when called for, you have other options: section (sec.), equation (eq.), volume (vol.), or note (n.).
Image Caption: CMOS References Page
- Note numbers should begin with "1" and follow consecutively throughout a given paper.
- In the text:
- Note numbers are superscripted.
- Note numbers should be placed at the end of the clause or sentence to which they refer and should be placed after all punctuation, except for the dash.
- In the notes themselves:
- Note numbers are full-sized, not raised, and followed by a period (superscripting note numbers in the notes themselves is also acceptable).
- Lines within a footnote should be formatted flush left. Place commentary after source documentation when a footnote contains both; separate commentary and documentation by a period.
- In parenthetical citation, separate documentation from brief commentary with a semicolon.
- Do not repeat the hundreds digit in a page range if it does not change from the beginning to the end of the range.
For more information on footnotes, please see CMOS NB Sample Paper.
While CMOS does not include a prescribed system for formatting headings and subheads, CMOS makes several recommendations.
- Maintain consistency and parallel structure in headings and subheads.
- Use headline-style for purposes of capitalization.
- Subheadings should begin on a new line.
- Subheadings can be distinguished by font-size.
- Ensure that each level of hierarchy is clear and consistent.
- Levels of subheads can be differentiated by type style, use of boldface or italics, and placement on the page, usually either centered or flush left.
- Use no more than three levels of hierarchy.
- Avoid ending subheadings with periods.
Turabian has an optional system of five heading levels.
Turabian Subheading Plan
Chicago Headings
Centered, Boldface or Italic Type, Headline-style Capitalization
Centered, Regular Type, Headline-style Capitalization
Flush Left, Boldface or Italic Type, Headline-style Capitalization
Flush left, roman type, sentence-style capitalization
Run in at beginning of paragraph (no blank line after), boldface or italic type, sentence-style capitalization, terminal period.
Here is an example of the five-level heading system:
Image Caption: CMOS Headings
Tables and Figures
- Position tables and figures as soon as possible after they are first referenced. If necessary, present them after the paragraph in which they are described.
- For figures, include a caption, or short explanation of the figure or illustration, directly after the figure number.
- Cite the source of the table and figure information with a "credit line" at the bottom of the table or figure and, if applicable, after the caption. The credit line should be distinguished from the caption by being enclosed in parenthesis or written in different type.
- Cite a source as you would for parenthetical citation, and include full information in an entry on your Bibliography or References page.
- Acknowledge reproduced or adapted sources appropriately (i.e., photo by; data adapted from; map by . . . ).
- If a table includes data not acquired by the author of the text, include an unnumbered footnote. Introduce the note by the word Source(s) followed by a colon, then include the full source information, and end the note with a period.
How to Cite the Purdue OWL in CMOS
Contributors' names and the last edited date can be found in the orange boxes at the top of every page on the OWL.
Footnote or Endnote (N):
1. Contributors' Names, "Title of Resource," List the OWL as Publishing Organization/Web Site Name, last edited date, https://owl.english.purdue.edu/owl/resource/717/02/.
1. Jessica Clements, Elizabeth Angeli, Karen Schiller, S. C. Gooch, Laurie Pinkert,Allen Brizee, and Vanessa Iacocca, "General Format," The Purdue OWL, last edited date, https://owl.english.purdue.edu/owl/resource/717/02/.
Corresponding Bibliographical Entry (B):
Name, Contributor 1, Contributor 2 Name, and Contributor 3 (etc.) Name. "Title of Resource." List the OWL as Publishing Organization/Web Site Name. Last edited date. http://Web address for OWL resource.
Clements, Jessica, Elizabeth Angeli, Karen Schiller, S. C. Gooch, Laurie Pinkert, Allen Brizee, and Vanessa Iacocca. "General Format." The Purdue OWL. Last edited date. https://owl.english.purdue.edu/owl/resource/717/02/.
Author Date In-text Citation:
(Clements et al. 2017).
Author Date References Page Citation:
Contributor 1 LastName, Contributor 1 FirstName, Contributor 2 Name, and Contributor 3 Name. Year of Publication. "Title of Resource." List the OWL as Publishing Organization/Web Site Name. Last edited date. http://Web address for OWL resource.
Clements, Jessica, Elizabeth Angeli, Karen Schiller, S. C. Gooch, Laurie Pinkert, Allen Brizee, and Vanessa Iacocca. 2017. "General Format." The Purdue OWL. Last edited October 12, 2017. https://owl.english.purdue.edu/owl/resource/717/02.
Боль стала утихать, туман перед глазами постепенно таял. Он посмотрелся в зеркало. Вид был такой, будто он не переставая рыдал несколько дней подряд.


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Your Email:
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Global Usage-based Insurance Market 2025 - Key Global Trends & Growth
India, 14 September 2018 -- Bharat Book Bureau Provides the Trending Market Research Report on "Usage-based Insurance Market for ICE & Electric Vehicle by Package, Technology, Vehicle Age, Device Offering, and Region - Global Forecast to 2025" (https://www.bharatbook.com/MarketReports/Usage-based-Insurance-Market-for-ICE-Electric-Vehicle-by-Package-PAYD-PHYD-MHYD-Technology-OBD-II-Smartphone-Embedded-S/1229430) under Heavy Industry Category. The report offers a collection of superior market research, market analysis, competitive intelligence and industry reports.
The increasing vehicle sales with telematics and connected car services will drive the global usage-based insurance market for automotive
The Usage Based Insurance Market is estimated to be USD 28.43 billion in 2018 and is projected to reach USD 95.81 billion by 2025, at a CAGR of 18.95% from 2018 to 2025. The demand for usage-based insurance is driven by the reduction in insurance premiums as compared to regular insurance and risk-related cost and increasing vehicle sales and on-road vehicles. Ambiguity over regulations and legislative environments are acting as a restraining factor for the usage-based insurance market.
Embedded system is estimated to be the fastest growing market in usage-based insurance market by technology
Embedded systems refer to the inbuilt (embedded) telematics inside a vehicle. Embedded system is used to collect vehicle data and analyze the driver behaviour to calculate insurance premiums. Embedded telematics is very accurate at capturing vehicle data as it is an integrated part of the system and does not require external calibration to register data. This also helps reduce the initial cost as the user does not have to buy separate devices (OBD-II or black box) to avail usage-based insurance. The market for embedded system-based UBI is directly related to the market for connected cars with inbuilt telematics. The market for connected cars is proliferating, however, the major market is concentrated in North America and Europe.
Light-duty vehicle (LDV) market is estimated to have the largest market in usage-based insurance market by vehicle type
Light-duty vehicles constitute passenger cars and light commercial vehicles, and account for almost 96% of the total global vehicle sales in 2017, as per OICA. The adoption rate of UBI is higher in LDVs than it is in HDVs. LDVs can be easily fitted with OBD-II, black box or other devices to access the usage-based insurance plans. Additionally, LDVs are generally driven by a single person, hence UBI plans based on driver behaviour are more prominent for LDVs, while the same is not true for HDVs as they have multiple drivers.
Asia Oceania is estimated to be the fastest growing region in usage-based insurance market for automotive during the forecast period
The usage-based insurance market in Asia Oceania is in a very nascent stage in the present scenario. However, it is expected to be the fastest growing, in terms of value, because of the largest vehicle sales and on-road vehicles. The increased adoption rate of telematics and connected car services and huge vehicle sales and parc are fueling the usage-based insurance market in Asia Oceania. This region is expected to continue its dominance in vehicle sales in the coming years as compared to the other regions. China and Japan are expected to be the prominent markets for usage-based insurance in Asia Oceania region.
The study contains insights provided by various industry experts. The breakup of the primaries is as follows:
- By Company Type: Tier-1 — 50%, Tier-2 — 30%, and OEMs — 20%
- By Designation: D level — 50%, C level — 35% Other — 15%
- By Region: The Americas — 40%, Europe — 40%, Asia Oceania — 20%
Note: Others includes sales managers, marketing managers, and product managers.
Note: OEMs are car manufacturers, Tier-1 companies are usage-based insurance and telematics service providers, and Tier-2 companies are insurance providers.
Request a free sample copy of Usage-based Insurance Market Report @ https://www.bharatbook.com/MarketReports/Sample/Reports/1229430
The usage-based insurance market consists of companies such as Progressive Corporation (US), Vodafone (UK), Allstate (US), Octo Telematics (UK), TomTom (Netherlands), Allianz (Germany), AXA (France), Liberty Mutual (US), Verizon (US), and Sierra Wireless (Canada).
Research Coverage
The usage-based insurance market for automotive has been segmented on the basis of package type [Pay-As-You-Drive (PAYD), Pay-How-You-Drive (PHYD), and Manage-How-You-Drive (MHYD)], technology (OBD-II, smartphone, embedded system, black box, and others), vehicle type (light-duty vehicle and heavy-duty vehicle), vehicle age (new vehicles and on-road vehicles), device offering type [(bring your own device (BYOD) and company provided)], and region [Asia Oceania (China, Japan, India, South Korea, and rest of Asia Oceania), Europe & Middle East (EME) (Italy, UK, Germany, France, Spain, Russia, UAE, and rest of EME), and the Americas (US, Canada, Mexico, Brazil, and rest of the Americas)]. The study also segments the usage-based insurance market by electric & hybrid vehicle type (BEV, HEV, and PHEV).
Reasons to Buy the Report:
This report provides insights with reference to the following points:
- Market Size, by technology: The report offers in-depth market sizing and forecast up to 2025, by technology such as OBD-II, smartphone, embedded system, black box, and others. The market sizing for technology is covered for all regions.
- Market Size, by package type: The report offers in-depth market sizing and forecast up to 2025, by package type such as pay-as-you-drive, pay-how-you-drive, and manage-how-you-drive. The market sizing for package type is covered for all countries considered in the study
- Market Size, by vehicle type: The report offers in-depth market sizing and forecast up to 2025, by vehicle type such as light-duty vehicle and heavy-duty vehicle. The market sizing for vehicle age is covered for all countries considered in the study
- The report covers the usage-based insurance market for Electric and Hybrid Vehicles" at a regional level, by vehicle type.
- The report provides Market Share" of the leading players in the usage-based insurance market.
- Market Development: The report provides comprehensive information about lucrative emerging markets for usage-based insurance across regions.
- Product Development/Innovation: The report gives detailed insights into R&D activities, upcoming technologies, and new product launches in the usage-based insurance market.
- Market Diversification: The report offers detailed information about untapped markets, investments, new products, and recent developments in the usage-based insurance market.
Browse our full report with Table of Contents: https://www.bharatbook.com/MarketReports/Usage-based-Insurance-Market-for-ICE-Electric-Vehicle-by-Package-PAYD-PHYD-MHYD-Technology-OBD-II-Smartphone-Embedded-S/1229430
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Food and drink
Food is the cornerstone of Calabrese culture and social life. Italian cuisine is considered the best in the world. Italians eat out on virtually a daily basis and, in this sunny climate, prefer to dine al fresco. Streets are rich with delicious aromas and restaurants, bodegas and street cafes are alive with talk as families relax together over slowly appreciated courses. The ambience is sociable and informal, and the food is universally fresh and enticing. Calabria is full of restaurants, many of which are family run. Restaurants can be found in the back streets and alleyways of the villages and towns like Tropea
Southern Italy has a strong regional culinary tradition, quintessentially Italian but with unique influences from its contacts with Africa, Greece and Byzantium. This creates a wide variety of innovative dishes, some simple and wholesome, some spicy and exotic.
The freshest possible ingredients are used and everyone makes their own pasta fresh. The sunshine and fine climate are responsible for cultivation of superb produce like olives, (the brand Bertolli comes from here) citrus fruits, peaches, hazelnuts and of course the famous red onion with each year in August the 'Tropea Red Onion Festival' is held. Calabria is famed for having the spiciest food in Italy, the most famous being nduja, a spreadable salami made from sausage meat, salt and lots of red pepper. Sagna Chine is a delicious lasagne made from artichoke and meatballs and Zuppa di Cipolle is an onion soup with Italian brandy. They also have sun dried vegetables, which can be purchased at very reasonable prices in the local shops. And no one should miss sampling Pizzo's famous Tartufo ice cream: chocolate ice cream with a zabaglione centre dusted with cocoa powder – it's absolutely amazing!
Eating out is so universal, and the region is so affordable, that food of the finest quality is available everywhere in beautiful surroundings at prices that will surprise and delight Northern Europeans.
Very little Calabrian wine ever leaves the region with about sixty thousand acres devoted to grapevines, and Calabria is ranked highly as one of the world's most famous wine regions The vinestock dates back to ancient Greek times and the varieties Gaglioppo and Greco still dominate. The wineries are small and local. Described since ancient times as "purest nectar" the wines of ciro are justifiably revered. The Rosso Reserva is known worldwide and the rare Greco di Bianco is one of Italy's finest sweet whites.
It is possible to purchase the local wine at very reasonable prices, both in restaurants and shops.
Book Online
What a truly fantastic place. I'd always recommend Marasusa Holiday Village.Miss J - Edinburgh


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Bryan Singer to Make "Battlestar Galactica" Movie
Posted: August 14th, 2009 by
WorstPreviews.com Staff
Universal Pictures has set Bryan Singer (Superman Returns) to direct and produce a feature version of "Battlestar Galactica," which appears to be on a fast track. Sources said that Singer could be looking at a $10 million paycheck.
Singer has long been intrigued with "Battlestar Galactica" and flirted with relaunching it into a TV series right after he directed the original "X-Men." Some believe that 9/11 played a role in the destruction of the plan.
Here is what he said back in 2001: "
The lesson I learned on 'X-Men' is to have a healthy respect for the fan base of sci-fi fantasy franchises, and I'm confident that the `Galactica' brand is a sleeping giant. It was a show I watched during its initial run, from the pilot to the final episode. The essence and the brand name is quite potent in a climate where there's a great deficit of sci-fi programming.
The new movie is said to be a "complete re-imagination" of the show.
Source: Variety
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Turn On
on August 14th, 2009 at 7:14:45 AM
Frak! This is stupid, the show just ended and they want to do a complete re-imagination? Go back to making thrillers Singer, sh*t!
Captain Rogaine
on August 14th, 2009 at 7:16:13 AM
WTF? Of all the things that need to be reimagined why do something that just got that treatment. Plus I don't believe this guy can do it any better that what we've already seen. Tell him to go reboot something else. I just don't understand this at all.
Captain Rogaine
on August 14th, 2009 at 7:17:14 AM
Plus he looks like a total Douche in that picture.
on August 14th, 2009 at 7:20:24 AM
well, i'd rather see his movie than the show thats on now. but it seems like he's going for the paychecks these days
on August 14th, 2009 at 7:54:51 AM
Remakes, remakes, remakes...enough already.
on August 14th, 2009 at 7:59:03 AM
FYI the show is now over. That means that you have not been paying attention to it. Coz if you have you would've understood that it will be near impossible to beat the intensity, drama and class we saw in the series.
PS - And don't forget the characters. Unless he gets a great cast he will not get any praise from fans. Though I'm still in doubt that he'll match the show's cast.
on August 14th, 2009 at 10:59:17 AM
The NEW show JUST ended and now a whole new rehash? f*ck me...
Over Priced
on August 14th, 2009 at 11:28:46 AM
He's just totally dismissed the new show. I don't even think he's watched it. Its a shame because the new show managed something quite special.
on August 14th, 2009 at 12:18:30 PM
Yes. The last BattleStar series WAS amazing. They took the definitive 5-year plan from Babylon 5 and made all 5 seasons into ONE cohesive story (unlike Smallville... ugh!). I don't think a movie on BG needs to be done. It's already done... and was done well. But if Singer brings in the flying motorcycles as was in the original series 100 years ago. I'll find him and sh*t in his mouth!
on August 14th, 2009 at 12:21:47 PM
Captain Rogaine, yeah, he seems to be doing a Cris Angel uber-douche pose.
on August 14th, 2009 at 12:31:45 PM
Well, this whole situation smacks of Singer getting his revenge on Ron Moore when his relaunch idea was abandoned in favor of Moore's. That would kind of shine some light on why he will be mostly ignoring the new series and basing the reimagining on the old series that started it all.
on August 14th, 2009 at 1:11:31 PM
Douche - if you're just going to be logical and reasonable... what are you doing here?!
on August 14th, 2009 at 1:46:29 PM
I'm not sure. Hehehe...
on August 14th, 2009 at 3:13:53 PM
Eh? Didn't the show end like 2 months ago? Aren't re-imagings supposed to happen like 30 years after the last one finished???
on August 14th, 2009 at 3:46:45 PM
=( the show JUST ended! can we wait 10 years to "re-imagine" something instead of 1 year?
on August 14th, 2009 at 3:54:54 PM
Hey don't knock Singer completely. For a $10mil paycheck, I'd film my own mother f*cking a rabid Rottweiler!
on August 14th, 2009 at 3:55:15 PM
$10mil pays for a lot of counseling.
on August 14th, 2009 at 6:12:12 PM
f*ck THAT GAY SINGERMAN HE IS READY TO f*ck UPP B GALACTICA TOO FIRS SRETURNS AND NOW THIS PLEASE STOP MAKING MOVIES
on August 14th, 2009 at 6:20:29 PM
f*ck that, it was well done the first time. All he will do is most likely f*ck it up. just because some one is a fan of this show doesnt mean they need to a film version of it. And ranger you better get ready cuz you know that the flying motorcycles are gonna be in it. In his mind he thinks he is being true to the back story which is most likely how (she) will f*ck this up. he will go back into the past instead of moving foward...
on August 14th, 2009 at 6:36:14 PM
Don't joke my friend. Flying motorcycles just... don't fly (in a movie).
I DARE YOU to find MegaForce (Barry Bostwick) to watch (but keep anything sharp out of reach while watching). It's like a worse 'Missing in Action' meets 'Rosie O'Donnell with her thighs open wide' with 'Gary Coleman' playing the lead in well... anything kind of a deal. It's like having a colon scoped with 12 feet of rusty, feces-laden prison razor wire!
Flying motorcycles... f*ck me!
on August 14th, 2009 at 6:36:57 PM
Singer talks as though the series on scifi channel didnt exist. Sleeping giant? try exausted giant. They need to let the series chill for a decade before talking reboot.
on August 14th, 2009 at 7:21:30 PM
@Ranger, calling the latest BSG "cohesive" is a stretch. I loved it (especially the first three seasons), but they were making it up as they went along.
on August 14th, 2009 at 8:49:47 PM
f*ck that faggot, and superman is a p*ssy
on August 14th, 2009 at 8:53:08 PM
Frellin damn, the serise that just died was crap. The frist one was so much better then the second its not even funny. Now a movie sh*t WTF let the sleeping dog lie.
on August 14th, 2009 at 9:05:37 PM
Yes Space 1999 need to be rebooted.I miss that show
on August 14th, 2009 at 10:44:22 PM
@Kal-El... I can't argue. I saw it early going... a bit in the middle, and less at the end. What I meant (mainly) was that it wrapped up in a time frame they planned quite early in to go... and stuck to it. Smallville just baits you every week to see if the episode has ANYTHING to do with Superman... or just Clark wearing glasses or learning the he has super sneezes... ugh! BSG - taking on Cylon technology into repairing their ship. Who were the spys. Rebellions - power struggles, love, hate, war. ALL hovered about the core of the story.
on August 14th, 2009 at 10:44:59 PM
But I don't think they need another movie. By Singer or anyone. Leave it alone. Although... for $10mil... well, I've posted my thoughts on that above.
on August 16th, 2009 at 9:44:53 AM
gay it up,singer..
on November 12th, 2017 at 1:12:38 AM
situs judi togel
on January 29th, 2019 at 1:35:40 AM
Concept looks really nice.
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|Cranky Cat: JB's mobile gaming project
Bacchus Posted:
I'm a big fan of fish, but I can't stand salmon. Tuna filets are good, and tilapia if it's seasoned well. I think my favorite seafood is actually squid, which sounds disgusting but it's really good if you know how to cook it so it's not rubbery as ****.
|Posted On: 06/10/2011 8:52AM
|View viscera's Profile | #
Bacchus Posted:Whoa, whoa. Atlantic or Pacific? We need details here.
|Posted On: 06/10/2011 8:57AM
|View Jalapeno Bootyho...'s Profile | #
viscera Posted:
Talapia is the perfect fishy. It's cheap and still full of the vitamins and minerals the alcohol drains from your body. It just needs some spicy peppers and sweet onions and it's mother****ing delicious.I think people look down on it cause it's cheap, but who cares if it's delicious and keeps me alive.
|Posted On: 06/10/2011 10:27AM
|View Bacchus's Profile | #
Jalapeno Bootyhole Posted:
don't be silly.
|Posted On: 06/10/2011 10:29AM
|View Bacchus's Profile | #
Bacchus Posted:
That is extremely silly. Obviously the top three Pacific species are all vastly superior to Atlantic but just generically referring to "pacific" salmon makes no sense.
The correct question is Sockeye or Coho?
|Posted On: 06/10/2011 11:36AM
|View Shore Leave's Profile | #
Jalapeno Bootyhole Posted:
Point is, Mike, every design is only as good as it serves it's function. I've seen pretty successful websites which didn't have any professional designer involved — bearded PHP-programmers did everything themselves. In your case you'd probably still earn money on the game, because people gonna like gameplay and wouldn't care about design that much.
But if you wanna make A+ products, everything needs to be as perfect. At least to certain degree.
P.S. Getting back to Forumwarz, it actually has a pretty decent design. By 5 years-old standards, of course.
|Posted On: 06/10/2011 12:15PM
|View Inconnu's Profile | #
Jalapeno Bootyhole Posted:
I don't know how it looks on the phone, but this **** has wrecked my game and driven me crazy more than once. In the later levels when it's kinda crucial to know what color is coming from where, that damned cat pops in and blocks two or three of the warning areas. Either kill the cat or make it so he doesn't cover the warnings, imo.
|Posted On: 06/10/2011 12:54PM
|View spacekadt's Profile | #
In my experience, cats love fish. My cats especially like salmon.
|Posted On: 06/10/2011 12:59PM
|View viscera's Profile | #
spacekadt Posted:Hah, yeah. You can disable those cat pop-ups in the settings, but maybe it's not obvious enough. Thinking we might want to disable it by default.
|Posted On: 06/10/2011 1:30PM
|View Jalapeno Bootyho...'s Profile | #
Inconnu Posted:
I'm no business expert or anything but how can you make money from a free game?
|Posted On: 06/10/2011 2:03PM
|View SanDyk's Profile | #
in before some smartarse says advertising cause you know that worked out REALLY well for forumwarps
|Posted On: 06/10/2011 2:05PM
|View SanDyk's Profile | #
The pause bumons makes it difficult to see the incoming color very rarely. Overall I'm impressed with the mechanics, the detaching surprised me, thought it was going to just float away like any other bubble game. The later levels of story mode are so goddamn tedious though. Takes ages and isn't any harder than the first.
Also hi. Log in to see images!
|Posted On: 06/10/2011 2:25PM
|View Johnny Mac's Profile | #
Johnny Mac Posted:
|Posted On: 06/10/2011 2:39PM
|View Jalapeno Bootyho...'s Profile | #
I meant the pause bumon covers up the arrow physically a little. Sometimes it appears there making harder to spot. imo move da buman.
And I just watched the video you posted and it does look like it gets a lot better, so, cool. Log in to see images! Johnny Mac edited this message on 06/10/2011 4:57PM
|Posted On: 06/10/2011 4:55PM
|View Johnny Mac's Profile | #
I enjoyed playing Cranky Cat. I could see a potential for a two player mode. One player rotates the central black orb while another player launches the orb from anywhere the second player pleases. You need either a keyboard for the second player and the mouse for the first player. The Mobile version might need two phones for mobile two player mode. Possibly the only way to unlock two player is by paying for it. Will there be a level designer for this game? Even without my suggestions Cranky Cat is already very addicting.The nerd o powa edited this message on 06/10/2011 7:09PM
|Posted On: 06/10/2011 7:08PM
|View The nerd o powa's Profile | #
So I broke my old phone and got it replaced by one which is a lot better and I thought I should have a look at what this games is like and it was all "not available" and I was like "lmao. it's like this phone KNOWS I don't want to play JB's ****ty game you are my new best friend" and then we went for icecream together that was great
|Posted On: 06/21/2011 7:44PM
|View SanDyk's Profile | #
SanDyk Posted:
I went for ice cream with my cell phone once. Now it doesn't work.
|Posted On: 06/21/2011 8:40PM
viscera Posted:
I'd like to try squid onc ebut I'm allergic as **** to seafood that's not fish so yeah :<
|Posted On: 06/21/2011 8:45PM
|View Canape's Profile | #
SanDyk Posted:Not sure why that would be the case. I would've said maybe your Android is too old, but if you just got a newer model, it should be available.
Incidentally, the Full version is also up, if you're having trouble with in-app purchasing: https://market.android.com/details?id=com.marchentertainment.crankycatfull
|Posted On: 06/22/2011 3:34PM
|View Jalapeno Bootyho...'s Profile | #
I'm p sure Wildfire S counts as "new"
|Posted On: 06/22/2011 3:42PM
|View SanDyk's Profile | #
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Malcolm Smith: Translator
Malcolm Smith has been a student of the Great Perfection teachings since 1992. His main Dzogchen teachers are Chogyal Namkhai Norbu, the late Kunzang Dechen Lingpa, and the late H.H. Taklung Tsetrul Rinpoche. He is a veteran of a traditional three-year solitary Tibetan Buddhist retreat, a published translator of Tibetan Buddhist texts, and was awarded the Āchārya degree by the Sakya Institute in 2004. He graduated in 2009 from Shang Shung Institute's School of Tibetan Medicine. He has worked on translations for renowned lamas since 1992, including His Holiness Sakya Trizin, Kyabgön Phakchok Rinpoche, Kunzang Dechen Lingpa, Khenpo Migmar Tseten, Tulku Dakpa Rinpoche, Khenchen Konchog Gyaltsen Rinpoche and many others.
Michael Tweed: Editor
Michael is a well-known editor of Tibetan Buddhist texts, particularly on Dzogchen and Mahamudra. Titles he has worked on include Blazing Splendor by Tulku Urgyen Rinpoche, Brilliant Moon by Dilgo Khyentse Rinpoche, The Great Image: The Biography of Vairotsana, Clear Mirror by Dudjom Lingpa, The Royal Seal of Mahamudra by Khamtrul Rinpoche III, Freedom in Bondage by Adeu Rinpoche, Clarifying the Natural State by Dakpo Tashi Namgyal, Crystal Clear by Thrangu Rinpoche, Lotus Ocean by Tsikey Chokling Rinpoche, The Great Medicine by Shechen Rabjam Rinpoche, Heart Teachings by Penor Rinpoche (forthcoming), Wellsprings of the Great Perfection by Erik Pema Kunsang, and many others.
Osa Karen Manell: Editor
Osa first encountered the Dharma in Kathmandu following her graduation from Middlebury College in 1983. She has studied with all four schools of Tibetan Buddhism. Her principle teachers include Chogyal Namkhai Norbu, Kusang Dechen Lingpa, H.H. Dalai Lama, H.H. Sakya Trizin, H.H. Taklung Tsetrul Rinpoche, Chokyi Nyima Rinpoche, and Khenchen Konchog Gyalsten Rinpoche. She is a Doctor of Tibetan Medicine and Practitioner of Ayurveda. Osa has been editing Malcolm Smith's translations of Tibetan philosophical, medical, and astrological texts since 2007.


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