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Please spend a minute or two and read some of the Power-Based Coaching and Bike Fit Testimonials our great clients have sent us.
I now offer MOBILE and REMOTE bike fitting!
Please contact me with any questions you might have on bike fitting or any Rotor Q-Ring concerns. I am a Rotor authorized dealer specializing in Rotor Cranks, Chainrings and Power Meters.
Coach Rick,
Before getting back to you, I wanted to get some data on some rides first. I am doing a fair number of miles weekly, but the post bike fit numbers are pointing to being markedly stronger. As an example, I do a Training Ride from my house (25 miles & 1,000 feet of climbing). I generally average a little over 13 mph. Last night 14.9 mph! I am also setting PRs like crazy. Set 7 last week, 8 the prior week and set another 6 this week, so that's 21 PRs in a three-week period! I wanted this new fit to kind of settle in. I don't know if you typically see immediate results or not, but at least with me, there has been some delay. I was also experiencing some ankle pain early on, but I am not now. Now I wish we had done the fit about 3 weeks prior to the Time Trial and I might have placed second instead of third.
-Sherman C.
So there you have it, a REMOTE FIT with bit as good of results as a one-on-one bike fitting!
I'm an airline pilot and wanted to get back into enjoying my other passion, bike riding. I have a Roubaix and have been trying to get it to be more comfortable for me. I've moved the saddle all around and finally gave up. I called Rick and am glad I did. Starting with his pre-flight check, we spent a lot of time discussing general fitness, my goals, how much I ride, what types of rides I do, stretching, general fitness, etc. Rick then took me through some fitness tests which he used to help determine my correct position on the bike, and where not to exceed certain angles. He noticed one thing that actually came up later that I will be working on to correct. We started with the cleats then worked through to the saddle and finally the handlebars. I'm now in a fairly modified position from where I started from BUT, everything is much more comfortable. Thank you Rick!
I picked up my brand new Felt AR2 so it's time for a bike fit. The bicycle shop I purchased it from recommended Rick. Scheduling through his on-line calendaring system was easy and I received an immediate confirmation as well as his address.
We started with a question and answer session and Rick also did a 'mini-physical evaluation' to see how much flexibility I have and any imbalances that would lead to imbalances on the bicycle. Rick then spent quite a bit of time getting my cleats aligned. He has a great process that totally involved me and actually has a triple-check to ensure that my cleats were perfect. When he was done, perfection!
Next, onto the saddle. I was way too high … fixed. Handlebars … several small adjustments … fixed. Knee alignment … fixed.
Lastly, once finished, Rick used his XY toolbar and gave me a sheet with all of my new measurements so I can now easily re-create my bike if I ever travel.
Jeff is helping us with a special study. After he picked up his new bike, it was time for a bike fit. But, before we got too far, it was time for an FTP test! Jeff spent the next 20 minutes pouring sweat. After all said and done, we did a complete and thorough workup and bike fit. Jeff will ride for 2 weeks with some test equipment, then come back in for another FTP test, a final fit check and a debrief. Thank you Jeff for your help.
Julie is one of the nicest people you will ever meet so I wanted to take extra care getting her back pain-free into the sport she loves. Years ago, Julie used to race but now has arthritis in both knees. Like Duban (see below), this bike fit spanned several months…this was due to her having a road bike and a MTB and needing both of them setup pretty much the same (i.e., Q-factor, Pedal Stance, max knee flexion, etc.). First was getting her onto the right cranks – length AND Q-factor. The mainstream manufacturers don't make what most people need so we went with a beautiful set of COBB carbon cranks for the road bike and Lightning Bikes Custom Carbon cranks for the MTB – Lightning will make whatever crank length and Q-Factor you ask for. In the end, Julie is back on both bikes and riding pain free. I think there is still some racing left for her! GO JULIE!
Click the YouTube video below for another bike fit gone right!
At 24 years old, Duban has already raced at the professional level on the KHS MAXXIS conti-pro cycling team. Duban increasingly experienced knee pain to the point of considering giving up cycling. This bike fit started with a cleat fit to ensure that his foundation was solid. Next, looking at saddle height and leg extension he was perfect. But, there was a problem – his max knee flexion was way in the 'red' zone. So, off to the bike shop he went for a set of shorter cranks.
Upon his return, we took up where we left off and now another problem…the seatpost was too short. Going back to the Trek dealer for a longer seat post. After the saddle was placed in the perfect position, time for the cockpit. We flipped the stem to its '+' position easing the pressure a little on Duban's back when he is racing in the drops. Duban is now working on flexibility and stretching exercises and I promised him that he can flip the stem to its '-' position when he has the flexibility to ride comfortably in that position.
Click the YouTube video below for a bike fit gone right!
Finished all 3 passes! Thanks for the coaching and training rides. It made all the difference in me finishing the ride!
Julie came in complaining of knee pain. After getting her bike on the trainer, I immediately saw the problem…crank arms so long that they were putting her knees into the 'RED' danger zone. I removed the stock 170mm crank arms and replaced them with 155mm from Cobb Cycling. Julie couldn't believe the difference. Here is what she had to say…
I went to Rick for a bike fit for both my road bike and mountain bike. I had anterior knee pain and I didn't feel very efficient while riding. Rick suggested that I put 155 size cranks on my road bike and what a difference! My knees feel so much better and my pedal stroke is so much smoother. I put 165 cranks on my mountain bike and that has also made a big difference as well.
Rick is extremely knowledgeable and understands the mechanics of cycling. I would recommend Rick to anyone that is new to the sport or a veteran cyclist that is looking to get the proper fit on their bike.
Hi Rick:
I wanted to thank you for the excellent bike fit you provided. I just got back from a 47 mile ride with 5,200 ft. of climbing and the new position worked great! I was concerned about the significant saddle position change but it felt very natural. I have had many bike fits over the last 20 years and yours was by far the most comprehensive. I especially appreciated the effort you made to explain the reason for each adjustment. The new adjusted position feels much more comfortable and I experienced no side effects from the adjustments thus far. I also appreciated the stretching advise you provided and have already included it in my pre and post riding routine. I will be sure to recommend your services to anyone experiencing pain or soreness.
Bob Esch
Hi Rick,
I just wanted to let you know that the fits on both bikes are great. I rode 20 miles on my mountain bike today and no pain! Yay I'm so happy. I now understand about maybe shimming the right shoe on my road bike as I did feel I was having to reach a little bit when I rode yesterday but I'll give it more time and see what happens. The mountain bike fit is perfect. I will order the 60mm stem you recommended as I did feel I was having to reach to be closer to the brake levers.
Thanks again for your fabulous expertise, I'm so happy to ride again and have zero pain!
All the best,
Julie M.
Anytime a trial lawyer sends his wife over for a bike fit, it has to be right! Of all the bike fitters in San Diego county, Orange county and Los Angeles county to choose from, they chose Bike Fitness Coaching! Kim was also looking for a bike computer and chose the Wahoo. An easy setup she did herself! Check out the 'after' perfect knee alignment!
"Rick, the ride was GREAT!!! The bike computer made navigation easy and the bike was super comfortable and hills (at least the ones I road) were a non issue! thanks! "
-Kim Duquette
Client came in due to knee pain and hand numbness. Through the interview process and watching her ride on the bike she was favoring one side. Went from 170mm cranks to 165mm and she came in amazed at how easy the bike was to pedal now. She actually thought there was something wrong! For hand numbness, went to a shorter and taller stem, recommended some good gloves that have Ulnar nerve protection and replacing bar tape with a thicker gel-type, plus double wrapping the tops.
Kudos go to G2 Bike (G2 Website link here) which helped get all of the new parts on her bike. I highly recommend G2 Bike (Facebook link here) for all of your cycling needs. AJ and Robin are great to work with and will bend over backwards to make sure you are happy!
Yes, For juniors to stay healthy, they need bike fits like the rest of us, especially when growing, putting in the miles and racing.
Sorry I have not got back to you sooner but I just wanted to thank you again for all the help. My Felt AR3 has been riding better than ever and, my new Felt DA2 has surpassed my expectations. Your input with the frame size, crank arm lengths, saddle, Di2 and positioning were spot on! I recently rode the DA2 down to Las Pulgas a couple days after doing it on the AR3 and the DA2 was nearly 8 minutes faster (1.3 mph faster average) at the same power and heart rate, while being able to sit in the aero position more comfortably than I ever have been. The main adjustment I made was dropping the stem from 60 mm to a 30 mm rise, but kept the same reach. Attached is a picture of the DA2 from my last ride.
I am still working on getting my dad to come in and see you too.
Thanks again,
Nate G.
Two recent bike fits, Two very happy clients!
Nate, pictured on the left brought in a new FELT aero road bike awhile back, got a bike fit and has been riding it ever since. Recently, he has wanted to get into Triathlons. I consulted him on what to look for and even set him up on the Serotta size cycle to verify his correct Tri bike size and especially correct crank arm length. Perfect fit and now he's off to the races!
Hey there Rick, just wanted to pass on my gratitude to you & your services-
Been exploring like a madman over here on Kauai– much thanks to you!
Hi Rick,
It was great to see you again last weekend. Thanks so much for installing the shorter cranks and new wheels. My husband and I took a little 13 mile spin near Dana Point after we left you on Sunday. I was totally blown away at the difference you made with the fitting! It was the VERY first time I had ridden without neck or shoulder pain in the three years since I first got on the bike.
Yesterday we went up the coast from Solana Beach to Carlsbad (stopping for ice tea at Vigilucci's) and back for about 25 miles. Again, NO pain in my neck and shoulders. My most important goal is to ride pain-free and thanks to you I'll be on the bike more because it will be fun and I won't feel like I'm beating up my body.
Oh, and, now I'm able to spin faster and I set 27 PR's on this ride as well!
Thanks a million, Rick. You're the best!!
Update from Rick Carrera – Team Simple Green,
"You changed my life dude." Did a Century a few weeks ago for the first time in over 10 years! This was due to the previous bad bike fit (from another shop) that I didn't realize I had. Always in pain after 50 miles – so much so that I couldn't continue. I totaled 250 miles last week (100 miles on Sat and an 80 on Sunday). I felt like I could ride forever. Hadn't felt that great in 10 years! Previously my body (mostly my back) would lock up on most rides. Used to be an absolute mystery, no more!! You fixed all of my issues!
Update FTP test info on Robert W.
When we initially tested Robert, his FTP was 185W. Less than two (2) months later, after coaching Robert through a training plan, his FTP is now 200W! Robert is able to stay up on group rides and having more fun on the bike than ever before!
In preparation for the upcoming San Diego Belgian Waffle Ride, I did the "short" 84 mile 8,000 ft. version of the CCSD DIRTY DEVIL. Thanks for all of the help and coaching, especially with the hill work. This was a beautiful ride on San Diego county roads. The two major climbs were on dirt roads. Could never have done it without your coaching.
Robert W.
I just wanted to say thank you for yesterday's bike fit. It was a pleasure to meet you and I learned a great deal about the fitting process, both from a mechanical and a physiological perspective. With all of the information about bike fits out there it's nice to find someone who doesn't just rely on the latest tech gadgets (which are only tools) and actually understands the interaction between the body and the bike.
As in cooking, anyone can buy the ingredients, but its takes a chef to deliver a great meal.
BTW, I rode an hour on the trainer today (small ring only, as prescribed) and based on all of the changes we made, I'm excited to assimilate and put it all on the road.
-Warren N.
-San Diego, CA
Thank you Warren, it was a pleasure to help you! Warren's previous bike fit was WAY off, and not only that, the previous fitter had installed a ROTOR Q-RING but had failed to actually index it correctly to find the right OCP for Warren's pedaling style. The Q-RING was set to OCP #3 but, after using ROTORs OCP indexing software, Warren came in at a definite OCP #4. In fact, his ATA is identical to mine! I set up his big ring to 4 and his small ring to 3 since he changes saddle position when he climbs. Warren couldn't believe the difference this one little change made!
Tanner who races for Monster Media came in for a couple adjustments to get that final 2%.
Take a look at his knees, bottom dead center, top dead center, mid-pedal stroke. Straight as an arrow. Made several other adjustments that helped increase his power. Tanner was too low in the cockpit so we flipped the stem over to optimize his 'current' flexibility. I gave Tanner some homework which will help increase his flexibility and then we can start lowering the bars. As per pedal stroke, Tanner looks good. Spent most of the fit adjusting cleats to optimize knee angle as well as foot placement. Yes, we got the 2% additional power that he was looking for!
Out on the last ride with the same group of my friends, my power seemed to have increased especially on the climbs. I was spinning 10 RPM faster and set a new PR's which I didn't expect. Coach Rick's technique for gaining power is something every cyclist needs to practice and, with Ricks help you will gain power as well as bike handling tips that will help in your quest to be better.
This is why I came to Rick and I feel confident that he is qualified, trustworthy and knowledgeable not only with my coaching but with all aspects of cycling.
I have the greatest respect and can recommend Rick Schultz to all who love our sport.
Steve Soares
This email came in from a client that had trouble adjusting his saddle … here's the conversation
Hi Rick;
Any specific comments or review about the Specialized Power saddle? I read recently that you really like it, and I have one here that I can't find the correct way to install it. I love the design, but it is always a painful experience!
Thank you in advance for your help;
Manuel Sotolongo
Hi Manuel,
One trick is to find out where your sit bones contact the rear of the saddle? Take a level and place one end of level on the point where one of your sit bones contact rear of saddle and lay the front of the level across front tip of saddle. Adjust saddle so that it is level or slightly nose down. Use that as a starting point
Rick Schultz
Bike Fitness Coach
Hi Rick;
I did it as you told me and that did the trick! I finally found the sweet spot for this saddle. 41 miles this morning with no discomfort.
Thank you, thank you!
After working with Rick on a bike fit, ROTOR Qrings, and power meter, I asked him for help training for a planned trip to Maui and a ride up Haleakala. Rick gave me some workouts and then a hydration plan. It worked and I completed the 35 mile 10,000+foot climb in June last year! I had also planned to do the Levi's Granfondo in Santa Rosa in late September. With over 84 miles and 6,500 feet of difficult grades, I needed to improve my climbing. Again Rick gave me a thorough plan and we rode together in some fairly steep hills in San Clemente. This was great preparation and conditioning for the Granfondo. I was very confident in riding and completing the Granfondo thanks to Rick's coaching and inspiration. Thanks again Rick.
Robert Williams
REMOTE BIKE FITTING by Alan Lott
Over the past few weeks I had the pleasure of working with Coach Rick Schultz (bikefitnesscoaching.com) on an online bike fit. I am in Virginia and Coach Rick is in California.
The whole process started when I called him about the Icebug insole that he carries and asked him if he would do a mini-fit with me to help resolve a ball of foot metatarsal problem. To start, he asked for two videos, one from the front and one from the side of me on the bike. He said it was important to have ample light and to make sure that I got all pivot points into the video. He walked me through what he wanted in the video. I used a small tripod I had at home and a 30 fps (frames per second) camera.
Making sure that the camera was square to the bike and using the camera timer, one video was made from the side. For saddle height, Rick asked me to place a piece of red electrical tape on the ball of my hip, one on the side of my knee and one on my ankle. Again, the camera has square with the bike for the front shot. I then emailed the video to him.
Using his software, he found that my saddle was too low and through a skype conversation, pointed out the need to raise it 3mm. After raising the saddle, I felt much better.
Next, Rick helped me with my knee position. I taped a small Johnson 3″ level to my crank arm and on the trainer dropped a plumb line from the front of my knee to the front of my crankarm to determine saddle fore/aft position. We moved the saddle forward.
Then we went over my cleat position. Rick asked me to take another video from the front. Rick determined that my knees were going way out to the sides at the top of the pedal stroke. I added 2 cleat wedges to each shoe, 2 heel wedges as well as a couple pedal washers to each pedal and ultimately straightened out my knees and I also gained more power and stable foot position. Also, more comfort in the saddle.
If my bike had been set properly before working with Coach Schultz, then we would have focused more on body mechanics and spent more time with cleat position and wedges. Yet I am very satisfied at the progress made for the rate he charged and will certainly enlist his services again as needed.
Curt is in his 70's and had a bike fit a year ago. Came back 6 months later for some coaching… He's A LOT stronger now! Please read his latest testimonial…
I wanted to write a quick note telling you that yesterday I had one of my BEST rides.
Backstory: Its been about a year since I first met Rick. I went to see Rick after a bad bike fit at a local store which progressed to knee pain, etc. Rick did an absolute tremendous job getting me back to enjoying cycling – pain free.
Several months later, I wanted to step up my game and be able to hang with some friends, do group rides and even some organized Gran Fondos. So, I went back to see Rick for some coaching. Rick gave me quite a few things to work on and warned me that I would become a much different cyclist that would need another bike fit since, as Rick said, 'everything will change.'
Well, that everything came to a head last week. The Rotor rings seemed out of sorts, I couldn't get my spin back up and my knees were starting to hurt again.
A quick call in to Rick asking if he could fit me into his schedule. He said sure and to stop by the next day at 3pm. Rick hooked me back up to the Spin Scan software and calculated, that indeed, I am pedaling at a different ATA than before. Rick (I helped him) removed the Rotor Q-rings and reinstalled at a different OCP (Optimum Chainring Position) or index for short. Rick also fine-tuned my fit since I replaced the Shimano pedals with Speedplay.
Guess what, after Ricks adjustments, no more knee pain and I was able to spin faster without bouncing like I was when I initially put the Speedplays on. Rick also evaluated my power curves and noticed that I was pushing A LOT more with my right leg than left – initially 60% Right vs 40% Left. Rick said this percentage is very common and everyone, including himself, he has provided this analysis for, only 2 were even close to 50/50.
During yesterday's ride, I felt much more power for almost the entire ride, my cadence increased with NO bouncing and when I woke up this morning my legs and knees were PAIN FREE !
Thank you Rick
J Curt Freeman
After my bike fit, I went out for some rides with the new setup, and I gotta say it made a big difference. I'm still adjusting to the lower seat, but I'm in a much more comfortable position now. I can sustain a higher cadence now with less effort, and the bike handles better. I beat some PR's with lower heart rates, so I must now be putting out more power. I can definitely feel my gluts and hamstrings working more, so I must be pedaling more evenly thru the up and down stroke. They're actually pretty sore from my rides, I guess I'll need to get my muscles used to the new motion.
The reach to the handle bar feels good out on the road.
Thank you again Rick, I'm very impressed with your advice and adjustments to my bike.
See you out on the road ride.
Claudio P
After 3 back surgeries, I thought my cycling days were over. I had my L4-S1 vertebra fused. Without the flexibility to bend very well, I was ready to sell my bike. Then I wrote an email to a local bike shop who connected me to Rick Schultz. Rick called me that night and listened to my story. He said he was confident that he could get me fitted and back to cycling. I met with Rick and from the moment I met him, I knew this was the guy who was going to get me back on my bike. He spent several hours doing many tests to ensure that I would have the best fit, and he is a super nice, helpful guy. You can tell that he loves what he does and is dedicated to his craft. I can't say enough good things about him. You can be sure that if you go to Rick, you will get a very thorough bike fitting, and will not be disappointed. Rick is my go-to guy for all my bike-fitting needs.
Mark Muccillo
I just put a 52t Rotor Q-ring chainring on, actually Rick Schultz did. I went for a small ride and there is no knee pain so far and I can adjust the ring a bit more if needed. It feels much different than the Absolute-Black rings I had tried and Rick did have a trick up his sleeve to make things work right. I now have a 52/34 working great allowing me to keep a 11-23 (11 speed) and still have low enough gears to climb just about anything. Perhaps it's time to get off my butt and start going further
Rick Schulze
San Diego, CA
Dear Rick
It is with great pleasure that I endorse your bike fit & consulting services.
You dialed my "time trial" bike in for a perfect fit. Your skilled adjustments, selection of comfortable handle bar position, & bike computer gave me the edge I needed for triathlon competition with my friends.
Having received your expert services, I also had you adjust my 29r Mt Bike for a 35 mile off road Carson City race. It was important to fine tune my ride, so I avoided injuring my left knee which has had two surgeries. Because there will be many strenuous climbs, I wanted to finish the race injury free.
So, any prospective customers should know you'll get the truth from Rick, a very knowledgeable expert not only for a bike fit & repair, but riding skills too.
His fees are reasonable. Having a USAC trained expert certified coach, who rides, made a difference in my enjoyment of bicycling. Having years of bicycling experience, I can tell you he's the "Real Deal" ! Check out his web site for product reviews & advice too.
Richard Duquette
Bicycle Injury Trial Attorney Since 1983
Hello fellow Simple Green members, I'd like to share my recent bike fit experience with Rick Schultz (Bike Fitness Coaching). After decades of thinking I was properly fit to my bike, I decided to get fitted by a certified USA Cycling coach. Rick has a great set up for bike fitting. He is methodical and explains the process every step of the way. I was surprised of how far off I was from the optimal set up I thought I had. The best part has been the results. Not only do I feel more comfortable on the bike, my sustained power has increased and no more calf cramping during intense riding sessions. Thank You Rick! TT bike fitting is next!
Rick Carrera
Spent the afternoon with Rick Schultz of Bike Fitness Coaching, getting a full service bike fit. Cleat adjustment, saddle and cockpit tuning, pedal spacing, Q-Ring indexing, and he even updated the firmware on my Di2 components! He took the time to explain everything he was doing and gave me a few homework assignments to work on over the coming weeks. I highly recommend Rick!
#monstermediaracing #MMRspotlight
Rawley Macias
I just recently had bike fit from Rick Schultz (Bike Fitness Coaching) He came highly recommended, And I must say that I am very satisfied.
Rick is very thorough. He measures your legs, attaches the cleats perfectly, has lasers and cameras and all of the tools to really fit a person perfectly. Not just that, he is very knowledgeable on how the body works and how it is supposed to work. He really takes the time to make sure that you are the most comfortable on your bike that you can be. He also notices how a person pedals and can recommend strength training and stretches that can really improve your cycling.
I have been riding for 30 years and thought that i could set myself up better than anybody. But after a few rides since my fitting with Rick I must say that I have never felt better on my bike. I would highly recommend Rick to anybody looking to improve their cycling. And who doesn't want to improve? Thanks Rick!
Randy Martin
I am a competitive elite racer and have put my body through a lot both on and off the bike, which has resulted in injuries, compensation and pain. I am so glad I came to Rick for a bike fit as not only was he amazing at fitting me to the bike, but he also went beyond as explained below.
The fitting process was extremely thorough and Rick really took the time to provide in depth explanations while also listening to my remarks and feedback. In addition to getting my bike fit optimized, Rick provided excellent information and recommendations on various topics such as stretching, core exercises and much more. Furthermore, he followed up with me several times with more helpful info. Rick simply does not leave any stone unturned and is genuinely concerned about the client's comfort while always being personable and pleasant to talk to.
Pedro Campos
Thank you Rick for the amazing TT fit. I had my second time trial since you fit me on my bike. I am still blown away at how comfortable and efficient I am on the bike now. Rick set me up with the right chainrings AND the right crank arm length!
UPDATE: After a little more time getting comfortable with the new TT fit, I recently took almost 2 minutes off my time from a few weeks ago!
Taylor Tongate
Team VeloSport RIDEBIKER ALLIANCE
I used to have a lot of discomfort on my knee and not getting enough power on my pedaling stroke, after seeing Rick and some adjustments he made on my bike, I felt a significant difference on my pedaling stroke and all the aches and pain on my knee went away.
Rick answered all of my questions and inquiries about my bike, he is pretty honest and fair guy to work with. He is not the guy that will just take your money, he follow up on me to see how I am doing on my new bike fit, he always wanted to make sure that you get the right bike fit so you can enjoy your ride and get the best results.
If you live in Orange County or within the surrounding area, I highly recommend him for your next bike fit. He is the Man when it comes to Bike Fitting, he take pride of his craft.
Luis Gonzales
"I now have over 600 miles on my recent bike fit and Q-Rings and Im thrilled with the results. I was told it would take a few hundred miles to really determine the overall success of the changes made but in my case it was instantaneous. I told Rick that I felt like my pedal stroke had a flat or weak spot and that I didn't feel like I was applying full pressure on my pedals (it felt odd). Rick explained that your bike fit must include the proper placement of your cleats before you can properly apply maximum power to the pedals. That truth was born out with all my new personal records. But, speed isn't everything and for us old guys, I am 70, the comfort from a proper fit is everything. No more saddle issues, numb hands and arms and my back even after three major surgeries feels so much better. My advice…Let Rick work his magic. Thanks Rick for taking such good care of me."
After having two previous bike fits both from respected bike stores there is nothing better than knowledge of how the body works with your bike and how your bike works with your body. Rick knows and he transfers that knowledge to you and your bike. After reading some of the testimonials posted I am unable to add any more evidence with the exception on the last ride with the same group of friends my power seemed to have increased especially on the climbs. I was spinning 10 RPM faster and set a new PR which I didn't expect.
Repetitive motion can cause injuries especially if we are not correctly aligned with our bikes.
During the next several rides, I had shifting issues and my feet were burning and still going numb so I called Rick and he said to come back right away and he would go over the bike and my cleats. The next day, I came back over to Rick's studio where he first went over my bike with a fine tooth comb! Since I just had a major tune up on my bike by my local bike shop in San Diego, I had thought everything was fine. On my first visit, I told Rick that he didn't have to look at anything. Now, what Rick had found really alarmed me, especially since I just had the bike serviced. Rick found (1) a severely bend rear derailleur hanger, which he fixed, (2) that my LBS switched the shifter cable housings, i.e., put the housing that should have gone with the front derailleur on the rear derailleur and vice versa. My bike actually has 2 barrel adjusters for the rear derailleur and none for the front. Rick was able to fix this with a 3rd-hand cable tensioner. Rick was able to get the front derailleur cable adjusted tight enough so that it now shifts like butter! Not only is Rick the best Bike Fitter in Southern California but he's also a top notch mechanic!
Now it was time for Rick to look at my cleats. Rick had me sit in a chair and pulled on both of my feet and clearly saw that my right leg is slightly longer than my left. He took a look at my cleats and told me that my same local bike shop (which fit me when I bought the bike last year) had put the shim on the WRONG SHOE! Rick switched the shim to the other shoe and readjusted the cleats and now, 2 rides later, Rick's adjustments have eliminated the foot burn and pain I was experiencing. Rick, Thanks again for all of your help!!!!!
Each year I spin my rings approximately 350,000 revolutions and I need to know that I am doing no harm to my body. This is why I came to Rick and I feel confident that he is qualified, trustworthy and knowledgeable not only with my fitting but with all aspects of cycling. I have the greatest respect and can recommend Rick Schultz to all who love our sport.
-Steve Soares
Thank you Steve,
Just wanted to add a note mentioning that Steve, like Robert Williams, also chose to go with the Rotor Q-Rings in 50/34. Steve mentioned that he wanted these set up as 'knee-savers' and not for ultimate power and you can read above how well he is climbing now!
Rotor Q-Rings are a great tool that can be setup in different configurations for different requirements.
Rick Schultz, owner of Bike Fitness Coach has helped me with my bicycling over the last year. I ride with a bike shop group on a weekly basis that he also rides with. During these rides he has offered advice on riding technique but he also has noticed that I would benefit from a bike fitting.
During the course of the bike fitting, he noted that my bike frame was a bit too large for me and adjustments were made to reduce that impact on my riding position. Included in this fit evaluation, he noted that I would benefit from smaller crank arms, which he ordered and installed. In addition, he determined that I would benefit from orthotics in my bike shoes, which he fitted me for. During the fit visits, Rick noted some minor maintenance issues that he corrected for me.
During my time with Rick, he spends time explaining why the things he is doing is important for my bike fit and for the bike maintenance. I enthusiastically recommend that you contact Rick for any bike fitting or bike maintenance issues that you need help with.
Dennis W. Heider, RCE
Heider Inspection Group – an ETS Company
Principal Engineer
I hadn't had a real bike fit in many years, I'm 54 and have a new super-light and stiff road bike. I knew it was worth it to invest in a professional fit and Rick did a great job. He has set up an impressive permanent fit station in his spotless, well-lit garage, replete with a camera showing side-angle positioning and a front-facing camera. He has a full complement of saddles and bars to try in the pursuit of a finely-tuned position, both when seated and standing, and he spent hours working with me. I've immediately felt a significant improvement in comfort and power transfer, thanks to Rick's help.
Rick's an accomplished rider, a USAC-Level 2 certified coach and a retired engineer.
I highly recommend Rick's fitting services to novices as well as high-level riders.
Gordon Selkirk | VP, Media Sales/VeloNews
Competitorgroup, Inc.
I have had two fittings with Rick. At our first meeting I explained that due to a sports injury in 1967, I had no ACL in my right knee. Stable but a little wobbly. Rick explained the importance of adjusting the bike to the rider. He adjusted settings on the cleats and the length of the pedals. This brought the hips and knees in line. Rick worked on the saddle setback, and other areas, to adjust the bike to my flexibility and body structure. This fitting was over 2 hours long. Rick is incredibly experienced, knowledgeable and patient in explaining and then completing the necessary adjustments. It felt better immediately and the next ride I did a personal best in one of the climbing segments of ride I have done dozens of times.
After I inquired about Rotor Q-rings, we discussed the pros and cons and the potential benefits. I ordered the Q-rings through Rick, and on our second meeting, he installed and adjusted the Q-rings settings and the derailleurs. I have been on three rides for 100+ total miles on the new rings. I have had improved results over known segments and adjusted to the feel of the oval rings almost immediately.
I have the highest regard for Rick and highly recommend him to anyone serious about getting the right fit.
-Robert Williams
This is the second time I have visited Rick for a bike fit. The first time he did an outstanding job getting me fit to my new Cervelo. This time, I brought in a new Trek Madone and a new frame to discuss a new build recommendation from Rick. I have ridden my new Madone several times and thought that it was pretty dialed in, but wanted Rick to give me a second opinion. I brought along some new shoes which he fitted the cleats perfectly so that my knees were straight up and down like on a rail! Felt so very comfortable. Next, Rick said my saddle was too high, and at first, I didn't believe it. He showed me a couple of tests which verified and he dropped the saddle about 1.2cm. Rick said I looked a lot more comfortable on the bike and was spinning a lot easier. I didn't know it but Rick was watching the watt meter on the Computrainer and I had actually gained 12 watts after the bike fit. Again, I highly recommend Rick for all of your Bike Fitting needs.
-Erick Silva
Getting a proper fit is the most crucial part of the cycling experience. In no uncertain terms, it was the best money I have ever spent on my bike.
I recently picked cycling back up, bought a new bike, and had the bike shop "fit" me to the bike. This took all of 5 measurements and about 20 minutes time. I rode the bike for around 6 months, and experienced aches in my back, discomfort in the saddle, and frustration with my progress. I was starkly aware of why I gave up cycling in the first place.
After hours of research, and having friends watch my form, it became evident that the run-of-the-mill fit I was given was doing me no favors.
I found Rick, and scheduled an appointment to meet with him to take a look and see what I was doing wrong, and re-fit me to the bike.
Rick approaches fits from a physical therapist's point of view.
He focuses on using what is natural for YOUR body. He has several tools that he will employ during your fit, to check alignment, angles and position. He is very knowledgeable, and explains why he is making each adjustment. As compared to the 20 minute bike shop fit, Rick's fit took over 2 hours.
The end result: A very efficient pedal stroke that will save you energy, make you faster, and make you more comfortable. I have improved my times by around 1mph on all my rides (and it's only been 4 weeks since my fit.) My endurance is up, and I am much more comfortable during the ride.
For the money, this is the best-value mod for your bike. No other modification you make will give you as great overall improvement as a proper fit done by a qualified professional. I highly recommend Rick's services, it is definitely not your average bike shop fit.
UPDATE: Rick had recommended pedals with longer spindles so I swapped out my old Speedplay pedals and invested in a new pair of Dura-Ace 9000 pedals with the +4mm spindle length. This was the perfect choice and Rick was able to get my knees perfectly straight throughout the entire pedal stroke. Rick fitted the Shimano Blue cleats and with the Dura-Ace's wider pedal platform, the pedals feel much more stable. Rick, you're the man!
-Chris Tourino
I went to see Rick Schultz (Bike Fitness Coaching) yesterday for a complete bike fit. I have to first say that I have had 3 professional bike fits in the past, from fitters using lasers and Guru's to the old school approach with plumb bob's.
Let me say, Rick's was the best bike fit experience ever!! Well worth it and highly recommended. Rick Leaves no stone unturned. The average bike fit will take 2.5 hours. The thing that impressed me the most was how much time he spent taking measurements; testing hip, back and hamstring flexibility; precisely checking things like leg length and foot angle. He writes all this down and then puts you on your own bike and starts applying what he has learned about you to effectively fit you to your machine. He starts from the ground up. Literally, he takes your cleats off your shoes and starts at ground zero. Then he starts lining you up. He then works through the knees, hips, lower back, shoulders, and neck. The entire time you can see forward cameras and side views live, you see pedal efficiency and power.
The other thing that impressed me is he has everything he needs from wedges to pedal spacers at his finger tips to make the fit exact the first time. So impressed.
Even if you think you are fit correctly, I highly recommend taking your road or TT bike and going to see Rick.
Chris DeMarchi
Monster Media Racing
Thank you Chris. It's a pleasure to work with you.
For those that don't know Chris, he's raced at the pro ranks and has podiumed at Nationals, and one of the fastest Masters racers in the country.
Chris is one of the nicest guys you will ever meet and the perfect client. He is engaged in the fit, listens and discusses pros & cons based on his experience. We made several adjustments, some major that Chris said he felt better immediately. Chris, I wish you the best in your upcoming 2016 season! You are a class act!
Thank you Rick!
What a great learning experience ! My body was telling me I was not in the right position and I tried so many times to make adjustments myself. With great failure and lots of micro injuries I finally sought out help!!! Rick was so incredibly detailed in looking me over and making sure I understood why he was making the adjustments. I can't tell you how much better I feel on my TT bike!! Looking forward to the extra power now that I'm dialed in!! Thank you so much Rick!
Womens Elite Monster Media Racing
Thank you Rachelle, what a pleasure it is to work with such a fantastic person and fantastic cyclist. I am really impressed with the quality of people on the Monster Media Racing team, and what impresses me the most is openness to listen to and implement recommended changes. These changes will definitely make Rachelle faster. We ended up doing the full Professional Fit which also evaluates current flexibility along with homework that, coupled with the bike fit, will give Rachelle added power and added comfort.
Rachelle, we wish you continued success in the upcoming racing season!
Rick was very knowledgeable and attentive. His manner was easy and I felt at ease with him. This is important as a Novice rider may be intimidated and may not get the best results without that comfort level. Rick spent a great amount of time teaching and explaining concerns and questions I brought up. He made adjustments to my bike that have increased the satisfaction I get out of it when I ride. Overall, I highly recommend Rick as he brought his experience, expertise and knowledge to the bike fitting.
When I went to my fitting appointment, I wasn't quite sure what to expect. I had done a self-fit, and had my local shop do one on me when I bought my new bike, but that was it. My weekly mileage had jumped from about 100 miles per week to almost 200, so I figured it was time to get more serious. At my fitting with Bike Fitness Coaching, Rick took the time to explain the physiology and mechanics involved with what he was doing. A big chunk of the fitting time was spent on pedal/cleat/shoe alignment, which makes sense, since that is the power connection between body and bike. It was exciting to see my pedaling stroke become more efficient as Rick changed my cleat position and the pedals' Q-factor. The laser beam was proof that things were improving. He made several other small adjustments, again thoroughly explaining everything he did. I highly recommend Rick's services, and am enjoying the newfound comfort and added power when I ride. My only regret is that I didn't find this service sooner!
Started riding four months ago and after my first 100 mile ride this past weekend, beyond sore, I figured now would be as good a time as any to get a professional fit. I can't tell you how awesome everything feels now. After working with Rick, it seriously feels like I have 4 extra gears on my bike that weren't there before the fit. All from just simply being fit properly to my machine. I'm actually looking forward to going back out for another 100 miler this weekend. Thanks a ton Rick!
Rick fit two of my road bikes and did a fantastic job! I actually had another fit a few months ago and even after several more visits, the fitter was not able to fix the issues. Rick was very patient which is extremely important, he took about 2 hours just to fit my shoes. I use a lot of shims and wedges so it was not an easy job. We also installed pedal washers to fix my knee alignment. I have surgically repaired knees so this was the part I was cautious about. Rick went above and beyond, took out washers tried, different combinations and finally we decided to order new pedals with 4mm added spindle. On my next visit he installed them and more washers to make everything perfect. Overall it was a great experience, we worked with 2 different crank-sets, he actually setup my Q ring position after we looked at my spin cycle. He really knows what he is doing. I would recommend his services to anyone.
I thoroughly enjoyed working with Ozzy and to help him cycle again. He's a great guy and has some unique requirements we were able to mitigate. I'm very happy that Ozzy is able to enjoy cycling again without any pain in his knees. Ozzy is the kind of client and friend that we all hope for. -Rick
I cannot say enough good things about Bike Religion and their bike fit program. They took the time to adjust everything on my bike to make it perfect for me. The difference in how it feels and how I feel when I ride is amazing! If you have not had a bike fit, please do yourself a favor and get one! You will be so happy you did.
I included this Yelp review because I also contract my bike fitting and coaching services to several LBS's. After a recent Saturday A group ride, I was sitting at one of the tables at 'Crank & Grind' – Bike Religions coffee house – talking with Michael Lanzon (the owner of Bike Religion). Holly, one of the strongest women in the B group, complained of aches, pains, no power and that her bike felt way too LONG. I looked at her bike and did a couple of quick measurements while Michael, acting as a bike stand held her handlebars. What I noticed immediately was that her positioning was way off. Her previous fitter had put on a 25 degree setback seatpost and to compensate, put on a 50mm stem. The fix was to install a zero offset seatpost and lower the saddle significantly. All while sitting in the coffee shop drinking coffee! You should have seen the smile on Holly's face when she rode around the block on a bike that actually was, for the first time, comfortable. -Rick
Follow up email from Holly:
" The bike feels amazing! I know you don't do Strava but this was my ride last night. Average speed 25.5, 3 QOMs. Pros train there so I was pretty happy 🙂 "
"My first big ride was this Saturday where I won the group sprint, 35.5 mph! First time I was able to do this, and the bike fit felt fantastic! I was pedaling so much more smoothly, but, the most important thing is that all of the pain in my knee and ankle is gone!"
"I'm really happy with how things feel. I feel like I can get more power to the pedals and I have NO PAIN anywhere, even on my 80 mile ride (which I had a new personal best average speed)! Basically I can ride as long as my butt will allow without any joint pain! Very Cool! Thank you Rick"
Matthew came in discussing pain in his hips and knees. I spent quite a bit of time "dialing in" his new Shimano Blue cleats. He was on a set of Yellow's that the previous bike shop just screwed onto his shoes. After the fit, Matthew had the straightest knees – top to bottom – that I have ever seen. Measured with my laser, Matthew's knees didn't move more than 1/64″ (0.4mm) side-to-side throughout the pedal stroke! – Rick
"Rick I want to thank you for assisting me with the best experience in setting me up with a 'one of a kind bike fit experience.' No more painful knee issues, you literally cured what several therapists couldn't. You identified the issue I was having with my left knee and did a perfect job adjusting my cleats and saddle height that now I can actually feel how my new Cervelo should feel like and ride pain free! Rick, You are a true scientist when it comes to your area of expertise!" "Thank You!"
UPDATE (two weeks later): "Rick, I just wanted again to say Thank You for what you did for me. My pedal smoothness increased on my left leg along with the power (measuring this with my Garmin Vector Power Pedals) by 2 to 4 percent over my right leg. Before, it was 18 percent more power on my right leg. You really made a difference! I'm still waiting on the Shimano wireless transmitter to come in. When it does, I need you to help me get it hooked up. Let's keep in touch."
Erick also bought a new Cervelo S3 and added the Garmin Vector pedals to his new bike. No one from the bike shop had asked nor offered to help him install the cleats. When Erick came to see me, he could barely walk, let alone ride. Yes, he really was in that much pain. I spent over an hour adjusting his cleats and after a few minor saddle adjustments, Erick was riding up and down the street…pain free. He had a BIG smile from ear to ear and actually had goose-bumps on his arms from being able to ride again! – Rick
Update 2/10216. Erick brought in two new Treks, one new full Madone and one Trek Madone frame. He had another great bike fit and we discussed options for him to rebuild his Trek frame with full Dura Ace Di2 equipped with Rotor Q-Rings and full dual-sided power meters. It's going to be a sweet bike when the parts come in! Thanks Erick!
"I've always considered myself as a decent bike rider, I've raced and ridden on the same bike for years and never thought that I had anything more to gain from it. Rick has shown me the complete opposite! He asked me what I wanted from this fit – like everyone I want to be faster and more efficient. Rick's Computrainer setup has 2 monitors feeding live essential data in order for you to become a more efficient bike rider along with a camera showing my positioning on the machine. I started pedaling like how I normally would ride, seeing the data in front of me and having Rick explaining the data was truly impressive. The results showed that there are little adjustments such as saddle height, Q – rings placement and cleat position that will help me improve on everything that we set out to do. And what was great was he has the tools to make those adjustments, and in doing so, seeing the benefits that came along with it. Just the minor details that we cyclists overlook like cleat position and the correct saddle height which I never had any issues with increased my power output/wattage and , pedal efficiency. The professionalism and the knowledge that Rick has to offer can't be overlooked if you want to become a stronger more efficient cyclist. "
Davey is a 27 year old category racer. Davey is a strong cyclist and came to me for advice on how to gain that extra "10%" so he will be able to break away, hold the break away, win sprints, win races. I put Davey on the Computrainer. Davey was pedaling lightly at 115 watts. After the bike fit, same light pedaling yielded 135 watts. Davey is wisely using Rotor Q-Rings and the output from the Computrainer showed me that Davey was arriving too late in his pedal stroke to be able to take advantage of what the Q-Rings have to offer. I re-regulated his Q-Rings and he picked up another 10 watts! Fast forward to Saturdays ride. Davey was a rocket ship, and not only that, he said that his max heart rate was down 20 beats at his usual wattage…now that's what a great bike fit will do and efficient pedaling coaching will yield!
"I recently purchased a Cervelo R5CA. While this is an amazing bike with tons of explosiveness, I was not fit properly at the time of my purchase. I went to Rick Schultz, who I ride with on a Saturday morning riding group out of Bike Religion in Dana Point to help me get a proper fit. Rick spent a lot of time with me to make sure everything was just right. He adjusted my seat position, cleat position, and seat post height to improve my comfort and performance. I feel a lot more power on the bike, better balanced, and never have any soreness or discomfort which I used to struggle with. I would highly recommend Rick's bike fit to anyone! Rick is easy going, listens well, and takes the time to make sure you are just right!"
TonyD got T-boned by a car and after a year of Physical Therapy and rehabilitation, he finally got the courage to pull his bike (Colnago C50) out of his garage. Even though it looked OK, he wasn't comfortable riding it until it was checked out by a master mechanic (this was before there were any local carbon fiber repair companies). He took the C50 to several bike shops which all told him the bike was OK. He couldn't believe it after how hard he was hit. This time, he went to a shop that had more experienced mechanics and under very close inspection, the mechanic found 2 hairline cracks under the bottom bracket. After the insurance claim was settled, TonyD ended up with a brand new Cervelo R5ca! The problem was that the same shop that sold him the R5ca also said they would do a complimentary bike fit on their new Guru bike fit machine. This is where things went horribly wrong. Since the machine was so new, no one had gone to any training. They set TonyD up with a -17 degree slammed stem. When TonyD told them that this didn't feel right, in fact, he told them that his lower back was still hurting from the accident, they told him that's where the machine says you need to be. After 6 month of on and off the bike, TonyD came to see me and after changing his cleat position, saddle height, stem and spacers, TonyD is now enjoying his R5ca and riding pain free.
UPDATE: We continue to ride on Saturdays with TonyD and he keeps getting stronger and stronger and stronger! Way to keep it goin' TonyD! -Rick
"Bike feels AWESOME!! I'm 2mph faster on my normal ride with the new set up which is an absolute game changer for me! Thanks for making me feel super comfortable during the fitting process! Thanks again! Your the best !
UPDATE (two weeks later): "Just did my first Ironman – Boise. Averaged almost 21 mph for the bike portion! Bike position felt great … for my first Ironman, I am very pleased!"
Congratulations! Great job Jose! -Rick
"Rick is great! It's amazing what a difference a bike fit can make… Seriously recommend Rick to anyone looking for a coach or a bike fit. Very fair and reasonable."
Transitioning from Triathlon to Road Racing, Thomas came in to see me for a fit on his new Cervelo S3. Thomas was doing the Tues night San Clemente market ride which is now one of the faster rides in south Orange County. Basically nothing on the bike "felt right." Thomas was riding near the back of the group but was able to stay in contact. After his fit, I also loaned him my Rotor Crank with 53/39 Q-rings. The very next ride, Thomas was (and still is) riding at the front of the group in the top 4 ! Needless to say, Thomas ordered Q-rings for his Rotor crank! – Rick


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subset: commoncrawl


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The transportation of furniture, including dismantling it before and assembling it in the new home, is one of the most labour and time intensive activities when moving. Put your trust into the adept skills of Sobolak workers.
Professionally assembled
When removals are carried out privately, most damage is caused during transportation of furniture and when dismantling/assembling the various fixtures and fittings. The assembly professionals at Sobolak International work quickly, efficiently and treat pieces of furniture with due care. It makes no difference whether the furniture comes from China or Africa – equipped with the right tools, many years' experience and the right expertise for the job at hand, every piece is reassembled perfectly.
Exterior lift systems
Many staircases are simply too small and many pieces of furniture simply too valuable. The exterior lift systems from Sobolak International circumvent seemingly insurmountable staircases and narrow doorways. Outside transport up to the 7th floor of a normal residential building is usually no problem. We naturally also come up with solutions to stopping restrictions and permits for setting up the lift and also coordinate with the caretaker, etc.


text: Chapter 6 Cost Allocation 6.1 Introduction • This chapter refers to the next three steps of the "fivestep procedure" , deciding how the revenue requirement is eventually allocated into different customer bins. • To create a Cost-of-Service (COS) model, the firm's costs are accounted for in three steps: (1) all known and measurable costs distributed into functional categories— cost functionalization. (2) further classified into specific categories-- Classification customer costs; variable costs; fixed costs. (3) classified costs allocated among customer groups (most controversial step: there is no uniformly correct ways of allocating joint and common costs) 6.2 Cost Functionalization • Step 2 of the tariff-making procedure. • FERC established Uniform System of Accounts for this purpose. • Importance of cost functionalization: (1) avoid inefficient and inequitable cost-subsides bw regulated and non-regulated services—eliminating "spillovers" (2) critical to efficient rates even in the absence of unregulated activities. • For easily allocable costs (the majority), functionalization is usually straightforward. Ex: the cost of building and maintaining a 500-kV electric transmission line—transmission category. • For non-allocable costs, or "administrative and general" (A&G) costs, functionalizing is challenging. Ex: accounting costs, office costs (rent, etc.) --requires additional analysis to identify the corresponding activities. • Methods (for non-allocable costs): (1) Kansas-Nebraska method: --allocate each cost account to either labor or plant. Features: standardizes functionalization; provides both consistency and predictability. Typically, when this method is used, the majority of accounts are categorized as labor. (2) Massachusetts method: --expands Kansas-Nebraska method by taking into account derived revenues as a third factor. Three factors are given equal weights. Table: simplified version of functional & classified costs. Each row: one cost function Each column: one cost classification Function Classification Production Capital costs Fuel costs O&M costs Transmission Rights of way Capital costs Payments to grid operators Distribution Three trimming Electric poles Meters Administrative& General (A&G) Office leasing Health care Employee salaries Accounting Billing system Postage Collection agency fees 6.3 Cost Classification (1) Variable costs: --dependent on the amount of a regulated firm's output or sales. (2) Fixed costs: --incurred regardless of output (3) Customer costs: --directly incurred by customers and can be categorized by customer types. The optimum method of classifying costs also includes an allocation mechanism to deal with accounts comprising a mix of both fixed and variable costs. 6.4 Cost Allocation • The process of matching the different types of classified costs to different groups of customers. • Arguably most difficult step: (1) how to determine appropriate factors (2) appropriate factors now may not be appropriate in later cases • Controversies: (1) must confront not only economic efficiency, but also questions of fairness. --allocation of joint costs (2) when costs are allocated based on another fundamental economic principle: avoiding cross subsidies --hard to estimate; conflict with "just and reasonable" (3) when avoiding cross-subsidies clashes with another principle: allocating costs to those customers who benefit from the expenditures --definition of "benefit" Cost Allocation Methodologies • Allocating variable costs: straightforward. --based on volumetric measures. (w.r.t. output) • Allocating fixed costs: more difficult. --many joint or common costs, no unique method controversies. -- Principle hard to follow: costs should be allocated to those who cause them. Uniform System of Accounts; Pemex method Allocating Fixed Costs • --can be problematic: determining the responsibility for those costs on an annualized basis is difficult. Ex: operating the peaking units Moreover: responsibility may change each time the peaking unit is used How to allocate the variable operating costs associated with the peaking unit Examples of Cost Allocation Methodologies • Some costs are straightforward to allocate. Ex: the costs to produce a customer bill are the same regardless of the level of consumption; the total cost of coal purchased for a coal-fired power plant Table: Natural Gas Distribution Company—Estimation of Customer and Energy Allocators(2006 Test Year) Customer Class Avg.No. of Customers Customer Allocation Factor Total Consumption(106 cubic feet) Consumption Allocation Factor Consumption per Customer (103 cubic feet) (1) (2) (3) (4) (5) Residential 40,000 94.11% 3,600,000 39.56% 90 Commercial 2,000 4.71% 1,000,000 10.99% 500 500 1.18% 4,500,000 49.45% 9,000 42,500 100.00% 9,100,000 100.00% Industrial Total • Energy and customer allocators are generally straightforward. --coz they are easily measured and they preserve the goal of aligning costs and benefits. • Demand allocators, are more problematic. --natural gas and electric distribution systems are geared towards meeting peak demand. So pipes must be sized so that enough natural gas can meet customer's demand. • Allocating joint (or common) costs--fundamental difficulty, and no unique correct way. --examine mostly the relationship bw individual group peak demand at the time of, or coincident with, system peak demand. Table: Electric Distribution Company—Estimation of Demand Allocators (2006 Test Year) Customer Class Annual Maximum Class Peak (MW) Summer Coincident Peak(MW) Winter Coincident Peak(MW) Spring Coincident Peak(MW) Fall Coincident Peak(MW) Average Annual Demand(M W) (1) (2) (3) (4) (5) (6) Average Annual Load Factor(%) (7) Residential 7,700 7,700 6,400 5,400 5,505 3,752 48.73 Commercial 5,380 5,100 5,380 4,350 4,100 3,360 62.45 Industrial 8,810 8,700 8,810 8,350 8,295 6,831 77.54 21,890 21,500 20,600 18,100 17,900 13,943 - Total System Alternative Allocation Factors Customer Class Annual Noncoincident Summer Winter Spring Fall 4-CP Reciprocal Load Factor (1) (2) (3) (4) (5) (6) (7) Residential 35.2% 35.8% 31.1% 29.8% 30.8% 31.9% 41.5% Commercial 24.6% 23.7% 26.1% 24.1% 22.9% 24.2% 32.4% Industrial 40.2% 40.5% 42.8% 46.1% 46.3% 43.9% 26.1% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% Total System • Many method developed joint and common electric and natural gas utility costs, each with its logical appeal. • But cost allocation ultimately is a zero-sum game • regulators face difficult choices • …and strong opposition from customer groups who believe they have been allocated more than their "fair share" of costs.


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The Genop Skincare Division markets a range of professional skincare products and medical devices beneficial in improving the visible signs of ageing and sun damaged skin, and for the adjunctive treatment of various dermatological conditions. We pride ourselves on marketing well-researched brands which are leaders in their specific categories.
Brands include:


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Depending on the complexity of your estate plan, you may want to establish an estate planning team.
The attorney should be one who specializes in estate planning. It will be the attorney's role to draft legal documents such as wills and trusts and provide legal advice.
The accountant knows the most about the estate owner's financial affairs. The accountant can foresee and discuss the tax consequences of a suggested estate plan.
The insurance agent provides guidance into the estate plan and how much and what type of insurance should be considered to meet the estate owner's estate liquidity and survivor income needs.
The trustee's duties include conserving and managing estate assets. The trust officer helps set up and maintain trust arrangements according to a trust document prepared by the attorney.
Neither State Farm® nor its agents provide tax or legal advice.
Please consult your own tax or legal adviser regarding your specific circumstances.
Issued by:
State Farm Life Insurance Company
(Not licensed in New York or Wisconsin)
State Farm Life and Accident Assurance Company
(Licensed in New York and Wisconsin)
Home Office, Bloomington, Illinois