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Seventy-four Hope College seniors have been awarded monogrammed blankets for their participation in athletics at Hope.
The orange and blue "H" blankets are presented to seniors who earned at least three varsity letters while at Hope. One of the varsity letters must have been earned during the student's senior year.
The students were recognized on Monday, April 14 at the HOPEY's awards ceremony.
The recipients are:
Karlen Annett, Bloomfield Hills, cheerleading (captain)
Michael Atwell, Geneseo, Ill., football (captain)
Gregory Bird, Byron Center, football (captain)
Vincent Boddy, West Bloomfield, football
Camille Borst, Allendale, cross country, track & field
Kristina Bosch, Holland, soccer
Mary Bradley, Pierson, golf (captain)
Meredith Busman, Coopersville, cross country
Parker Bussies, Zeeland, tennis (captain)
Catherine Calyore, Naples, Fla., track & field (captain)
Katie Carlson, Rockford, cross country, track & field
Cara Conrad, St. Joseph, diving, softball
Rollin Cook, Ada, cross country
Andrew Cutshall, Warsaw, Ind., swimming
Eric Dawson, Grand Haven, baseball (captain)
Santino DiCesare, Dorr, football (captain)
David Dolfin, Higham, Wis., track & field (captain)
Adam Drooger, Holland, football
Keenan Erickson, Farmington Hills, track & field (captain)
Evan Finch, Ann Arbor, football, track & field
Catherine Gammon, Petoskey, cross country, track & field
Erik Gonzalez, Athens, cross country, track & field
Philip Haywood, Grand Rapids, baseball (captain)
Jesse Henkel, Mason, cross country, track & field
Stephanie Huffman, Grand Rapids, tennis (captain)
Alexander Hunt, Holland, baseball (captain)
Jacob Hunt, Muskegon, swimming (captain)
Warren Hunt, Buckeye, Ariz., track & field
Fluarry Jackson, Muskegon, football (captain)
Shawn Jackson, Comstock Park, football
Joshua Kammeraad, Bethel, Pa., cross country, track & field
Megan Kelley, Rockford, basketball (captain)
Maria Kieft, Spring Lake, swimming (captain)
Timothy Klaus, Saugatuck, football
Lauren Kooy, Metamore, soccer
Dylan Korzetki, Wayne, football
Joshua Kranz, Carpentersville, Ill., baseball (captain)
Drew Krumm, Brighton, swimming
Andrew Larson, Jackson, swimming
Courtney Laux, Novi, soccer (captain)
Anna Leikert, Grand Rapids, cross country, track & field
Timothy Lewis, South Haven, cross country, track & field
Kelsey Masserant, Novi, basketball, soccer
Laurel Mattice, Woodland, cheerleading (captain)
Tyler Mayer, Greenville, football
Steffon Mayhue, Holland, track & field
Sheri McCormack, Holland, track & field, cross country (captain)
Grant Neil, Holland, soccer, basketball (captain)
Kevin Olson, Lake in the Hills, Ill., baseball (captain)
Emma Page, Portage, softball (captain)
Conner Parcell, Cadillac, football
Samuel Pederson, Mt. Prospect, Ill., cross country, track & field
Alexander Perkins, Brighton, swimming (captain)
Rachel Rebhan, Holland, soccer (captain)
Brandon Robinson, Chicago, Ill., football
James Rogers, Saginaw, cross country, track & field (captain)
Bethany Schmall, Portage, swimming (captain)
Marietta Schoolmaster, Portage, volleyball (captain)
Caitlin Schwark, Wheaton, Ill., cross country, track & field (captain)
Julia Slesinski, Ann Arbor, cross country, track & field
Thomas Smeltzer, Frankfort, cross country, track & field
Mallory Smith, Grand Haven, tennis
Amelia Stanley, Grand Rapids, track & field
Alexander Stradal, Muskegon, cheerleading (captain)
Thomas Tresh, Grand Rapids, baseball
Eric Vachon, Sterling Heights, baseball
Nate VanArendonk, Grand Haven, basketball (captain)
Matthew VanZytveld, Grand Haven, soccer
Taylor Votto, Ardmore, Pa., cheerleading
Brayden West, West Olive, soccer
Catherine White, Barre, Vt., track & field
Julia Windom, Bowling Green, Ohio, cross country
Kevin Wonch, East Grand Rapids, cheerleading (captain)
Raisa Yewah, East Lansing, soccer


text:
HARTFORD, Sept. 2 - It was a victory, but a hollow one, for a newspaper and an author seeking the release of police records in the investigation of one of Connecticut's most notorious unsolved crimes.
The state's Freedom of Information Commission ruled on Thursday that records from the investigation of the case, the 1973 murder of Barbara Gibbons at her home in rural Canaan, must be opened to the public. But, the commission ruled, there was an exception to what could be released: any files with information about Peter Reilly, Ms. Gibbons's son, who was convicted and later cleared of the crime.
Alan Neigher, a lawyer who is representing Donald S. Connery, an author of a book about the case, and The Lakeville Journal, a weekly newspaper in northwestern Connecticut, said that if the decision stands, the public will see only a fraction of the investigation's records.
Mr. Connery said, "This is a case where half a loaf really isn't any good. What the police did and didn't do has to be disclosed."
The Reilly case captured national attention in the 1970's. Neighbors and such Litchfield County notables as the playwright Arthur Miller supported Mr. Reilly, whose confession to the police was later found to have been coerced. The effort to release the files came after the State Police rejected separate requests for access to the records last year from Mr. Connery and Ruth Epstein, the editor of The Lakeville Journal, who planned to write an article together about the 30th anniversary of the killing.Continue reading the main story
Mr. Reilly, who attended the commission's hearing on Thursday in Hartford, said he also wanted the files to be open.
"As far as I'm concerned, it's all about finding my mother's killer," said Mr. Reilly, now 49 and a musician who lives in Tolland.
When he was 18, Mr. Reilly returned home from a church meeting to discover his mother's bloody and battered body on the kitchen floor. He confessed after the State Police subjected him to marathon questioning that, he said, convinced him that his response to a lie detector test had proved him to be the killer.
In 1977, Mr. Reilly was exonerated after a one-man grand jury found evidence of law enforcement errors and misconduct. Retired detectives who worked on the original and a subsequent investigation of the murder continue to maintain that he was the killer. Two books have been written and a movie has been made about the case.
On Thursday, the commission said Mr. Reilly's records were subject to the state's erasure law, which says that once someone is exonerated of a crime, the person's records are retained by the police but withheld from public view.
"But all of the others are subject to F.O.I. and should be released," said Dennis E. O'Connor, a commission member. Andrew J. O'Keefe, another member of the commission, said the Reilly case is the first in Connecticut that addresses the public's access to erased police records of someone exonerated of a crime.
In earlier arguments, a State Department of Public Safety lawyer said that the investigation of the murder remained active but that records of it were erased to protect Mr. Reilly. But Mr. Connery said his research showed that the state police had not actively investigated the case for 25 years.
On Thursday, Stephen R. Sarnoski, an assistant attorney general, told the commission that the State Superior Court, not an administrative commission, should decide on access to the records. After the ruling, he said the state might file an appeal.Continue reading the main story

subset: commoncrawl


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User:Nlee/Bootcamp application
From OLPC
Nikki Lee
Tell us about the OLPC-relevant accomplishment you are most proud of. This does not have to explicitly be an OLPC-related activity, but should be something that would be valuable for other participants at the bootcamp to hear about and learn from.
Founding the Olin university chapter is definitely up there on the list. While we're still working on getting a lot of projects going, momentum is building slowly but surely and our repair center is definitely taking off.
other OLPC activities
- wiki-adminning
- Support gang member
- Community:Art founder and moderator
Why do you want to come to the bootcamp?
I'll be working on ILXO over the summer, so this is an excellent way to make sure I'm prepared for that. Beyond that, these are things that I would like to generally know, so bootcamp is a good way to force me to learn everything.
What can you contribute to the bootcamp?
I'm a very useful beginner to have around - once you teach me how to do something, I can very effectively teach others. I'm also good with the clarifying questions.
How will you support grassroots initiatives after the bootcamp?
ILXO over the summer, and then helping out with Boston area groups (especially near Olin).
(Optional) Will you need aid (housing, food, transportation, etc.) to attend?
Mel promises she's got that covered.
(in progress)
Activity creation
Some terms translated in Pootle; bulk of translation done on Peru FAQs [10 pages].
Community Support
RT username: nlee
Tickets resolved:
- 42
- 49
- 61
- 98
- 105
- 197
- 2523
- 2838
- 2839
- 3168
- 3237
- 3279
- 3428
- 3565
- 3627
- 3632
- 3727
- 3732
- 3736
- 3738
- 3739
- 3741
- 3798
- 3826
- 3860
- 3881
- 4140
- 4697
- 4785
- 4878
- 4992
- 4994
- 5736
Educational Theory
Having a repair center pilot at Olin provides benefits for both 1CC and Olin. The primary opportunity for Olin students is hands-on experience. While repairing XOs is different from repairing more "traditional" laptops/computers, there is a lot to be learned in the process. Key skills covered include:
- disassembly
- diagnosis of hardware and software problems
- repairing mechanical hardware
- repairing electrical hardware
- organizing and tracking
- resource allotment
While a number of these skills are covered in traditional education courses, immersion and practical application will allow Olin students to hone their skills and think more creatively about applying these skills. This also provides an opportunity for giving back - Olin's OLPC chapter is a community service organization focused on supporting the project as a whole, engaging local grassroots groups, and contributing content that can be applied globally. The Olin repair center will help local Give One Get One donors and will also serve as a pilot to provide testing and documentation of repair procedures in order to help repair centers worldwide.
Our ultimate goal is to provide a valuable and engaging experience for Olin students that also contributes meaningful information to OLPC.
What is the point of having a repair center at Olin? What do we get out of it? What does OLPC get out of it?
- community service that reaches beyond the immediately local community
- contribute meaningfully to OLPC
- deal with everyday repairs that 1cc/OLPC is too busy for
- good technical experience for Olin students
What do we want to avoid?
- complicated logistics
- money, at least in the beginning
Model 1
- repair RMAed machines
- original owners have already gotten a replacement, no donor associated with a machine
- get parts from 1cc/OLPC or partners
- could get a small amount of SERV funding towards this, but probably not enough to sustain long-term activity
- redistribute machines to grassroots groups and developers
- handle a fairly small number of machines at any given time
- keep a good work pace, but avoid the stress of deadlines
Model 2
- have customers send broken XO and replacement part(s)
- fix machines and ship back to customers
- financial end may be tricky
- how do we deal with shipping costs?
- do we bill customers?
Model 3
- repair RMAed machines and redistribute
- repair donor machines and send back
- logistically, the most complicated
- probably a lot of work to keep track of


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Only about 40% of the music on the radio is South African. More is American. Same with TV. Although I've only heard this in conversation, someone put the percentage at about 60% of TV coming from American shows. Part of this helps to explains Oprah's reign here. She's on twice a day, at least 5 days a week. And at times, with different sectors of society here, people mimic what they see in the
Natalie Williams (
Ishmail Lo (Francophone
Book--"Geography of Bliss" Eric Weiner


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Free Useful Software
Very useful software to work in conjunction with myEye:
GazeTalk: GazeTalk is a predictive text entry system that has a restricted on-screen keyboard with ambiguous layout for severely disabled people.
Dynamic Keyboard: The Dynamic Keyboard is an on-screen keyboard which allows you to type using your computer and an input device such as a joystick, trackball, mouse, single switch, among others.
As you type, the Dynamic Keyboard also anticipates what you are trying to type and helps you choose the right letters and words faster. As you use the Dynamic Keyboard, it learns or remembers which words you tend to use and how you tend to type and, through this, will estimate your preferred choices in advance, thus helping to improve your typing speed.
You can use the Dynamic Keyboard to write into almost any program that accepts text on your computer, such as email programs or word processors.


text:
"I have always held that an important weapon in the arsenal of true Brits lay in their wallets. Boycotting can be truly effective. Here in America, although it has never been officially declared, whites have a word of mouth boycott going on of both MacDonalds and Burger King. (De Facto hangouts for black and latino gangs.) As a result Burger King stock dropped from number two to number four and MacDonalds is rethinking it's Black 365 campaign. So Brits should seriously stop patronizing invader run businesses. It DOES have an effect.."
Comment from an American reader (Reblogged by Zoe) #edl
Filed under Uncategorized


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The Melio leg bag to greatly improve the lives of those suffering from bladder conditions
Design research supporting industry and the environment.
Concept research into resource efficient packaging for British Telecom
'Creepers' is a seemingly random growth but is in fact a carefully positioned series of reflectors that catch the light from low power LEDs
'Holy Ghost' uses a computational design approach that combines cad and computer programming
Design and New Product Development is a multidisciplinary research group. Working across all the schools of design within the Faculty, it embraces Product, Furniture and Interior Design; Fashion, Contour Fashion and Footwear; Design Crafts, and Social Dimensions of Design.
The group was formed to perform pioneering research – empirical, theoretical, collaborative and practical – in both established and emerging domains. Special research interests include:
Interview with Lynn Shepherd from Oxford Instruments.
For the OI group, we undertook design research into a three-dimensional corporate identity, as well as how to apply it across a variety of material finishes. For the group's Finnish subsidiary, we researched hand-held devices for field analysis by dispersive X-ray fluorescence.
At DMU there is always something to do or see, check out our events for yourself.
Read about our latest research efforts.
Read about our mission and vision and how these create a supportive and exciting learning environment.


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Saturday, November 1, 2014
Holidays Around the Blog
Now that Halloween is behind you, it's time to start thinking about the holidays. What better way to start than picking up some new ideas to help with your planning and a chance to win a $170 Amazon gift card and products from many TPT sellers!!!
I've teamed up with some of my bloggy friends for this amazing giveaway :)
First, I want to share an activity I use in my classroom in December. One of my favorite storybook characters is Mrs. Wishy-Washy. (What's not to love, right?) I have a Christmas freebie in my TPT store that you can find HERE.
I love Mrs. Wishy-Washy so much that I have a Pinterest board dedicated to her! Click on the picture to take a peek :)
Now for the prizes!! Did I mention a $170 Amazon gift card??? That should put a dent in your holiday shopping!
a Rafflecopter giveaway
Be sure to visit some of my other friends today too! You'll be happy you did!!
12 comments:
I've never read these books to my class...now I will! How cute! Thanks for sharing!!ReplyDelete
Elyse :)
Proud to be PrimaryReplies
You'll be glad you did!Delete
Your blog is adorable! Thanks for the wonderful blog post.ReplyDeleteReplies
Thanks for stopping in :)Delete
I love Mrs. Wishy Washy too! I can't wait to use this retelling rope with my kiddos! I know they are going to love it! Great idea!ReplyDelete
One Sharp BunchReplies
She's one of my faves!!Delete
The retell rope is seriously adorable! Do you sell a generic one that could be used for any story?ReplyDeleteReplies
That's actually on my to-do list :)Delete
I love Ms. Wishy-Washy too! This is so cute. I can't wait to share it with our younger grades at school.ReplyDelete
Take care, AmyReplies
Thanks for stopping in and hosting such a great giveaway :) Someone is going to be very lucky!Delete
Adorable! I love this idea for such a cute story!ReplyDeleteReplies
So glad you like it!!Delete


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If you want to attend a Halloween party, then you will need to purchase a costume, because everyone there will transform into something or someone else for a night. However, when it comes to the Halloween costumes available on the market, you may not know what to choose, because there are endless options. You can go to the local store and see what costumes they have, but if you want something unique, you can check the products provided by online store. Also, if you are looking for inspiration, you should check some ideas on Pinterest. Here are some tips that will help you find the perfect Halloween costume without stressing yourself out.
It does not matter if you need entire disfraces carnaval adultos or you need only some components, it is important to start the search early. There is always the option to make the components by yourself, but it will take a lot of time, and they would not look, as you would want. So you should check online for Halloween costumes, and if you buy them early you may even get them at a lower price than usual.
The following thing you have to do is to decide the budget, because according to it you will be able to filter the results. It does not matter if you are looking for Halloween costumes for adults or for disfraces originales infantiles, you should decide from the beginning how much you want to spend. The majority of people get excited when they receive a party invitation, especially if it is a Halloween themed one. This means that you will want to have a costume similar to the ones worn by celebrities, but this also means that you will have to spend a lot, and you may not afford it. So you have to think if you want to wear this costume more than once, and if you can transform it for the following years to create a different one.
You will have to decide the style of costumes you prefer, because this will help you find easier the products you are looking for. Do you want to wear a scary costume that will make people running, or you want to wear something silly that will make them laugh? Do you want to try something obscure, or do you want to be recognizable? If you want to get yourself into the position of a popular character, you should check the products offered by https://www.disfraceselcarnaval.es/. Also, cospaly costumes are a great source of inspiration.
Do not forget to check the weather forecast before you order your costume, because it is important to be dressed appropriately. If you have a costume that covers little skin, then you will have fun at the party for no more than a couple of minutes, because during Halloween season the air if kind of chill. If the party is organized indoors, then you should not opt for a bundle up costume, because you will not feel comfortable.


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I came throughout some very fascinating new expertise lately – particularly, the use of super-capacitors in automotive technology to unravel a relatively simple problem – it is a good example of how progressive expertise can discover a place in day to day use, as soon as the know-how becomes cheap sufficient! The next corporations are situated within the Metropolis of Detroit and the Better Detroit Space. Some are among the many largest corporations within the State of Michigan. It appears to me that the benefits outway the prices. Anyone who wants to invest in the auto industry MUST give GM an extended look. Auto sales are starting to rebound, so now is a good time to purchase. On the identical time, privatized space flight is beginning to offer new jobs. Throughout May – June 2013, over 154,000 jobs have been advertised in the Houston market, more than in 2010 and 2011. In July 2011, twice as many job listings had been open in comparison with July 2009, many in Engineering and Information Expertise.
I'm Nigerian I study Veterinary Medicine I don't know if may also help me to get job in Saudi Arabia in an excellent place and even as Assistant Lecturer at any University that having Collage of veterinary Medication thanks on your regard. my e-mail: aldaqrawi1@, My cellphone no. +2348085731158, +2348037814663. Nonetheless not being mentioned is that there's a remaining unpaid stability of TARP funds in the range of virtually $9 billion.
The Tesla Motors Model S is an all-electric luxurious sports activities sedan. This vehicle has the potential to go as much as 300 miles per charge. Read this interview with Peter Rawlinson , Tesla Motors' chief engineer, in which he discusses the design and engineering of the Model S. You will profit from timetabled employability classes, ongoing support during internships and placements, and shows and workshops delivered by employers. The workforce also works intently with the University's Careers Centre, which is likely one of the largest within the nation.
Automobile or automotive transmission system consists of assorted gadgets that assist in transmitting power from the engine by the drive shaft to the stay axle of an vehicle. Gears, brakes, clutch, fluid drive and different auto transmission elements work collectively for reworking the speed ratio between the engine and wheels of a automobile. Although corporations are centered on retirement and pension funds for their ageing staff, the mind drain that may happen as these skilled staff exit the workforce is of equal significance. Firms should measure the cumulative years of experience of their key processes and find methods to leverage the huge knowledge base earlier than it exits the company.
Flat fee time is broken down into 1/10ths of an hour, which could also be checked out as 6 minute intervals (1/10 of 60 minutes = 6 minutes). Not all repairs are even chunks of time like 1 hour, some repairs fall in between. For example, an oil change can be something like 0.four labor hours. So your mechanic is getting paid, and you're being charged, for 24 minutes of labor to change your oil.


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One of the premises of this blog is that the success and methodology of open source are not one-offs, but part of a larger move towards open, collaborative activity. Thus, by observing what open source does well – and not so well – lessons can be learned that can be applied in quite different fields.
Previous posts have looked at obvious extensions of the open source idea to content, data, government, science etc, but there's another domain that has embraced many of the key insights of the open source way, with striking results: the world of crowdsourcing and, in particular, crowdfunding.
Here's how a new report "A Framework for European Crowdfunding" defines this field:
Crowdfunding can be defined as a collective effort of many individuals who network and pool their resources to support efforts initiated by other people or organizations. This is usually done via or with the help of the Internet. Individual projects and businesses are financed with small contributions from a large number of individuals, allowing innovators, entrepreneurs and business owners to utilise their social networks to raise capital.
The parallels with free software are clear: a collective effort and pooling of resources, coordinated across the Internet. Again:
The rise of the crowdfunding industry over the past decade comes from the advancement in web and mobile-based web applications and services. Entrepreneurs and businesses can utilise the crowd to obtain ideas, collect money, and solicit input on the product, overall fostering an environment of collective decision-making and allowing businesses to connect with potential customers.
The report also makes an important point about motivation that obviously maps directly on to open source:
Profit maximisation as a goal is rare in crowdfunding, for now. The risk of failure does not necessarily translate into risk of loss of capital, because success is for the funder usually not defined through financial return.
Some people are primarily interested in investing in projects that share their own values, that are locally engaging, or that create jobs in their community. Others have a real knowledge of the market a project or company is addressing and desire to bring funds and expertise to the success of the project, very similar to business angels and venture capital funds.
The report identifies correctly some of the key ancillary benefits of this collaborative, open approach:
Besides raising money, crowdfunding allows the project owner to gain feedback on some of the most critical parts of the product before its release into the public marketplace.
For example, the project owner is able to gauge pricing information, demand for the product, feedback on how design might be improved, demographic on potential buyers, precise information about market demands, and direct customer interaction. It can also lead to word-of-mouth recommendation and other social marketing.
For the project owner, crowdfunding establishes a direct link between himself and the customer. This link is the first step towards marketing, customer loyalty, participation, and emotional attachment to the product.
Crowdfunding is an incredibly effective way of gauging if their product or idea has a mass appeal. Even more important is the time in which the project owner is able to make this assessment; a two-month long crowdfunding campaign is a relatively fast turnaround for getting an idea off the ground.
For project owners who experienced a successful crowdfunding campaign for their first round of financing, the aforementioned benefits can be extremely useful for a second round of financing. Some project owners may utilise crowdfunding again, where others may resort to more traditional forms of investment, like venture capital or business angel investing.
It also picks out other advantages that underline its connection with open source development:
Crowdfunding denotes space for co-creation and the involvement of the end-user in the product definition, a greater pool of innovative ideas and a free word-of-mouth marketing channel. It is also an investment channel for collective wisdom, replacing investment decisions by individual investors or individual fund managers acting based on their personal understanding of or experience with any given market.
The report notes that crowdfunding has wider benefits for business and society, because it avoids the kind of monoculture that has plagued both software and finance:
We hope the crowdfunding industry evolves into a structure where market share is significantly less concentrated than in incumbent financial services. Numbers show that the banking industry is run by a select few organisations who widely dominate the entire market. This situation can create the 'too big to fail' financing model, where the largest institutions bear the risk of making the whole system collapse on default.
Regulators and the public should stand for building a crowdfunding industry where no single player can possess overall market share, both in volume and in numbers of projects funded. With more than 200 platforms present in Europe today, there should be ample room to achieve a higher level of diversification and resilience of this industry.
Systemic risks recently encountered by the financial system would be lowered by the intrinsic nature of the crowdfunding industry to operate as highly inter-connected networks.
Alongside estimates of the current scale of crowdfunding, both in Europe and the US, the report offers a number of concrete suggestions for government policy that would promote crowdfunding. It also has a small bibliography, but no links to relevant Web sites, which is a pity.
All-in-all, this report is a useful introduction to a fascinating world that derives most of its power from the dynamics underlying open source, although sadly this is not mentioned anywhere. It will be useful for anyone interested in finding out more about how the methodology that is busy turning the world of software upside-down can be applied to the field of business funding.
Follow me @glynmoody on Twitter or identi.ca, and on Google+-


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Kent Churches.
Churches were an important part of our ancestors life. When they were baptised, married or in death. Church registers are among the most important in tracing our ancestors.
For the NW Kent area the Society Gazetteer at North West Kent FHS has photographs and details of 249 Church of England Churches, plus a separate list of Roman Catholic Churches. There are also details of the administration units.
At Kent Churches John Viger's site has photographs and details of churches for all of Kent. Primarily the interior of the churches are shown. There is also information about when built and if restored.
On the same site at Churches are links to photographs of churches in many other counties E.g. Bedfordshire, Buckinghamshire, Essex, Leicestershire, Norfolk, Rutland Churches, Suffolk.
Friends of Kent Churches has photographs of the churches in the Anglican Parishes of the Diocese of Canterbury. It covers such areas as Dover, Thanet, Maidstone, Romney, Ashford and many more. Though these are outside the NW Kent area our ancestors in Kent came from and moved to many areas of the county.
GENUKI Parish Database and Locator.
If you are looking for a church or parish in Kent or if you can't find your ancestor in the church you expected them to be in and you have to start searching nearby parishes the GENUKI Parish Database could be of help. It gives the approximate location of the parishes that existed around 1837. It will also give other parishes within a three mile radius of any given parish. It is also Free to use.
Photos of Churches, Kent.
Photos of Churches - Kent also contains old and contemporary photographs of Churches and other places of Worship in Kent, such as Beckenham, Eltham, Farningham and many other places.


text:
Vulcanic TEE now offers a range of standard products for hire.
Products available include:
- Centrifugal Hot Box
- Drum heater jackets
- Resistive Load Bank
- Drum Ovens
- Terms & Conditions
A Minimum hire period of 10 days applies to all units.
Hire charge is calculated per calendar day.
Freight charges are the responsibility of the company/person hiring the unit(s) and will be determined based on location.
A holding deposit is required upon confirmation of booking and will be refunded once the unit(s) are returned to our Coffs Harbour factory and inspected for any damage.
The holding deposit MUST be paid up front before the unit(s) are sent out.
The remaining hiring amount can be paid using your current trade account with Vulcanic TEE (if you do not have an account, the remaining amount will be required up front unless otherwise agreed upon).
Any damage evident will be costed and these costs will be deducted from the holding deposit.
Hot Box Hire
Vulcanic TEE has made the 21kW Centrifugal Hot Box available for hire. The Hot Box is rated at 415V 21kW and comes with a 5 pin (3 phase) plug.
The Hot Box includes a powerful 165W electric motor delivering 450L of air per second.
Components include:
- Over temperature safety cut out and manual reset button (temp. of intake air should not exceed 75°C)
- Fan Run on timer
- Contactors and selector switch internal wiring all provided complete with a 2.5m long flexible lead terminated with a 3 phase 5 pin 32 amp plug.
- Stainless steel finned air heating elements for rapid heat dissipation (elements rated at 240V for 3 phase, four wire Star connection)
- Powder coated finished unit, which measures 660mm long x 480mm wide x 700mm high. Weighs approximately 50kg.
Drum Heater Jacket Hire
Vulcanic TEE's Drum heater jackets (for standard 205L drums) are a simple, inexpensive and safe way to heat drums without having to build a hot room. The jacket zips up to form a portable, miniature hot room around the drum.
Load Bank Hire
Vulcanic TEE's 25kW 6 stage Resistive Load Bank is ideal for load testing stand by systems on installation and at regular intervals. The life and efficiency of diesel generators can be greatly reduced when running underloaded, causing damage to the engine, to a point where engines could stall or completely fail to start when they are needed most.
Drum Oven Hire
Vulcanic TEE offers a standard 4 drum Industrial oven for hire. All Vulcanic TEE Ovens come with full insulation, robust construction and a portable free standing design.
Vulcanic TEE ovens provide an efficient method of heating your products by minimising heat loss and aiding air distribution throughout the unit.
Please contact us for the latest hire rates.
Freight costs will be paid by the hirer and determined by location.
(For an accurate freight cost to your location, please contact us)
Minimum hire period for all units: 10 days
View the terms of our product warranty.


text:
By Andrew Williams, Jul 09, 2018, 18:40 • 1 minute reading
In this week's episode, we discuss the continued production and use of CFC-11 in China, a warning from the UBA about R1234yf, and last week's ATMOsphere France conference.
Brought to you by shecco Media, the NatRefs Show provides a round-up of the most important natural refrigerants news from the websites ammonia21.com, r744.com and hydrocarbons21.com.
In this episode shecco's European Editor Andrew Williams joins shecco's European reporter Charlotte McLaughlin to discuss the news that 18 factories in China are continuing to produce and use CFC-11 (an ozone depleting substance that is banned under the Montreal Protocol).
Next we take a look at the German Federal Environment Agency (UBA) warnings that the degradation of HFO R1234yf – which is widely used in mobile air-conditioning systems – into trifluoroacetic acid (TFA; the atmospheric by-product of HFOs) could contaminate the water supply as the HFO cannot be removed after contamination has taken place.
Finally we end the show with a look at ATMOsphere France that took place last week in Paris, France.
We'd love to hear your feedback as we improve the show. Contact us at email@example.com. Happy listening!
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Gingers....Zingerberecea as known in science talk is a diverse group of plants that have a few things in common besides their genetic background. Inclusive of of the well know ginger and turmeric and Thai ginger (Alpinia galanga) to lesser known and obscure wild critters ( like this ) that serve no one except eaking out an survival in a remote bog only to be noticed by us humans for perhaps their beauty or even,... dare their uselessness to us. I am sure one mans junk is another's medicine possibly and a reminder that the sun does not revolve around what we can stick in our mouths.
Now down to business.
Edible Ginger and turmeric are cyclical perennials. Every spring around March to May in our hemisphere they use energy stored from the previous season in the form of it's starchy rhizome to push up spikes arising into leafy growth to feed more rhizome growth with any luck. The longer the plant is kept at peak conditions before it's internal clock tells it is sleepy time and thus shed's its foliage the more starch can be stored in the rhizome. A watery ill grown or early harvested rhizome will not produce the same vigor and yields as a ripe starch laden piece. That being said, the initial growth that shoots forth from said rhizome is just the initial spark and even a relatively small seed can produce a good yielding clump given proper environment and nutrition.
early growth
vegetative growth to gather sunlight and render starch
flowering (sterile) cycle to
cuticle (skin) formation and fiber formatiom
foliage collapse. (senescence)
Galangal on the other hand is purely perennial. It keeps creep under the soil like vertical antlers slowly dividing and and never going into hibernation like its cousin ginger. It should be noted that because of this it never forms a cuticle or skin on the rhizome and stores rather poorly compared to mature ginger.


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Saturday, August 13, 2011
Sommarkrysset: Danny, Carola, The Poodles
Sommarkrysset keeps inviting very important guests and today we've got Carola, Danny and The Poodles.
Earlier this summer in Lotta På Liseberg The Poodles performed acoustic version of their single "Cut like a knife", this time we could enjoy this song in its big live band rock-version and "Show Must Go On" with Immanuel gospel. On the other hand Danny was performing half of "In The Club" in acoustic but was singing latest single "Tonight" with loads of dances and The Provider (looking a bit Eric Saade with those glasses and hood) behind, fantastic performance!
Carola still promoting her Elvis/Barbara cover-stuff has performed her latest single "No more tears (enough is enough)". There was also quite sentimental cut of some huge Swedish pop-artists talking nice words about Carola.
- Ярлыки: Carola, Danny, Sommarkrysset, The Poodles
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Dr Louise Stone
MBBS BA, DipRACOG, GDFam Med, MPH, MQHR, PhD, FRACGP, FACRRM
Professional Lead - Rural and Remote Medicine
Dr Louise Stone is a practicing GP and leading GP and medical educator; with clinical, teaching, research and policy interests in mental health. With close ties to both the ACRRM and RACGP, Louise has provided mental health courses across Australia, face to face and online and is keen to explore methods of developing effective communities of practice without the tyranny of distance. Louise has been a Senior Medical Advisor for the Australian GP Training program from 2007-2017 and held national roles in mental health standards and curriculum, research capacity development and ethics.


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Allie is my best friend. She's like a sister to me.
This past week has been a busy one because Allie has been in the hospital and I've been with her a lot of the time. She's home now, thankfully, but she needs a lot of prayer.
Allie has a heart condition. It's complicated, but it showed up as Peripartum cardiomyopathy just a few days after she had her beautiful baby girl, Cyrena, last fall. (Google it – it's pretty scary.) Allie ended up in the hospital, unable to breath. Doctors determined her heart was quite enlarged and she had a leaky valve.
Thankfully the doctor were able to control her symptoms and help strengthen her heart with medication. Allie's heart has improved function-wise and it's reduced in size somewhat, but her valve is still leaking quite badly.
Since January, Allie's had "episodes" where her chest feels heavy, her blood pressure will rise, and sometimes she'll even have chest pain. Allie and her husband, Cody, lived with us for a couple months earlier this winter so I've witnessed this first hand quite a few times.
The doctor have tried adjusting her medication and while sometimes the episodes would disappear for a couple of weeks, they would always come back.
Two weeks ago, Allie called me and she was having a really bad episode. It did resolve, but I nearly called 9-11. (Cody was at work and Allie was home alone with Cyrena.)
Then it happened again last Friday. Allie and I were actually out for a girls' night and were enjoying some sushi. She started experiencing chest pressure and it escalated from there. I took her home and we thought she'd be okay after laying down and putting her feet up for awhile. I left her with her husband and headed home (3o minutes away) myself.
Shortly after I arrived home, I received a phone call from Cody that he was taking Allie to the ER. Her blood pressure was dangerously high and Allie wasn't very responsive.
Long story short, Allie was admitted to the hospital for 4 nights. Doctors (Allie now had 3 cardiologists) did tests (a catheterization to check for blockage – there wasn't any) and a transesophageal echocardiogram to get a better look at her leaky valve.
The tricuspid valve in Allie's heart is leaking badly. Doctors have said she will need to have it replaced. It's just a matter of when.
Replacing the valve is no walk in the park. It would mean open heart surgery and depending on which type of valve they choose to use, possible repeated surgeries every 5-10 years for the rest of Allie's life.
From what I understand, many people are able to live relatively normal lives with a leaky valve for years. It's when symptoms start appearing that it needs to be replaced. Symptoms like what Allie has experienced.
Allie's case is rare. Doctors are saying she's 1 in 100,000.
Most of the time a leaky valve will improve if the heart function improves and the heart gets smaller. Allie's has not. It's also extremely rare for this type of badly leaking valve to occur in someone so young. (Allie is just 26.)
For now, Allie is home. The doctors are trying a new combination of medications to see if that will help. Their goal is to hold off on replacing the valve as long as possible. But they've warned that if she has any more "episodes," she'll need surgery then.
Allie needs prayer. Please join me in praying for healing for my dear sister. That the medication will work and surgery can wait. And that Allie and Cody will have peace during this trying time.
Thank you, friends.


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Course Documents and Slides to Download
All the handouts in one file (4 slides per page)
Copies of all the updated presentations are included in a single file. The documents are provided as pdf files, with full-page slides on a single page.
This is a 14 MB zipped file.
Download will be from a filesharing site called MediaFire.
Click here to download.
Practical sessions package
This is an optional download for attendees at the practical sessions.
This provides additional reading material and references, for your information.
This is a 4 MB zipped file.
Download will be from a filesharing site called MediaFire.
Click here to download.
There is also the "Instructors version" of the worksheet used during the practical session.
This is downloadable from this link.
Wednesday, 25th September
Principles and practice of antimicrobial susceptibility testing.
Dr. Jamie Tan
Agar & broth testing methods.
Automated susceptibility testing.
Dr. Tan Yen Ee
Supplementary test methods.
New & Old antibiotics - testing pitfalls.
Dr. Tan Thean Yen
Genotypic detection of antimicrobial resistance.
Dr. Jeanette Teo
4 slides per page
Full slides
Thursday, 26th September
Interpretative antibiotype reading
Dr. Tan Thean Yen
Difficult or tricky antibiotic resistance phenotypes to recognise
A/Prof. Koh Tse Hsien
Quality control and quality assurance for antibiotic testing
Lily Ng Siew Yong
Antibiotic classes, spectrum of activity, antibiotic reporting
Jocelyn Teo
PK/PD for the beginner
Winne Lee
4 slides per page
Full slides
Friday, 27th September
Extremely drug-resistant organisms: Synergy testing
Lim Tze Peng
Screening for resistant organisms
A/Prof. Koh Tse Hsien
Use of antibiotics in clinical practice:
- common infections
- approach to diagnosis & treatment
Dr. Piotr Chlebicki
Clinically-orientated reporting, and antimicrobial stewardship
A/Prof. Hsu Li Yang
Antibiotic resistance surveillance: cumulative antibiogram and software for resistance surveillance.
A/Prof. Hsu Li Yang
4 slides per page
Full slides


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^ click to enlarge
Part work glove and part ski glove, the Black Diamond Spark combines the every-day comfort and durability of full-leather construction with the added weather protection of a BDry waterproof insert. A soft, brushed tricot lining gives you the warmth you need for ski tours and resort days, and the neoprene cuff keeps out the snow when it's free refills in the mountains.
- 100% waterproof BDry insert
- Full goat leater construction
- 60 g PrimaLoft Gold insulation
- Fixed brushed tricot lining
- Neoprene cuff with hook-and-loop closure
- EVA foam on back of hand
Colour is black and price includes shipping


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We have a wide range of face painting kits from renowned face paint manufacturers Snazaroo. Apply the finishing touches to your fancy dress costume with a professional face paint finish with our easy to apply, professional face painting kits. If a face paint kit is too much for you, you can buy individual face paint pots from us also.
For your safety we now only accept payments through Paypal. If you don't have a Paypal account you can now select the 'don't have a Paypal account' tab underneath the sign in details and follow the instructions on the screen to pay directly from your bank.
|Individual Pots
|Face Painting Kits
|Scars and Wounds


text: Please take a moment to fill out the form below to sign up for updates from the project. Occassionally we send newsletters or updates when the project completes key milestones. Signing up below will help us get you timely content and the right kind of information. So take a moment to begin the process.


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15 Aug Equity Crowdfunding Now Allowed in Texas
Texas is now one of 13 states where small businesses are allowed to solicit funds in exchange for equity.
This news is huge for startups trying to bootstrap their businesses or find other sources for capital — and more proof that Texas is just where we get business done.
"When we started looking into this, there were three states where this was allowed," said Texas Securities Commissioner, John Morgan in a recent interview. "Now 12 states have passed rules or legislation to allow it. We've spent a lot of time looking at the rules in other states, along with talking to other experts in Texas and beyond."
Previously, crowdfunding was limited in that project backers could only receive promotional items for their campaign contributions.
The decision is to be finalized at the end of August. Check out further details here.


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Man United boss Louis van Gaal: Why I'm glad we lost to Liverpool
LOUIS VAN GAAL admits he is glad Manchester United lost to Liverpool in midweek because it means no more Thursday night football!
Van Gaal's Red Devils closed the gap to rivals Manchester City to just a point after Marcus Rashford's winner at the Etihad.
United had to work hard to claim the three points and put in an impressive performance following their Europa League exit just a couple of days ago.
City were in Champions League action on Tuesday while Van Gaal's men had to take on Liverpool two days later.
"We do not have Thursday matches now and that is a positive thing"Louis van Gaal
While Jurgen Klopp and co knocked United out of the cup, Van Gaal reckons that is not such a bad thing anymore.
He said: "We do not have Thursday matches now and that is a positive thing.
"This victory was necessary the gap was four points and now is one point, plus we are equal with West Ham which is important, what is possible? I can not say."
City had several chances to equalise against United and Chris Smalling admitted a sense of relief after the final whistle.
The defender said: "It was difficult for me today as I got an early booking and I had to be more careful and a couple of times pull out of tackles but I managed it.
"It is so refreshing to see a young kid like Marcus run at defenders, I know if I was up against him I would find it difficult."


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Navy Seaman recruit Amatullah K. Seymour recently completed U.S. Navy basic training at the Recruit Training Command in Great Lakes, Illinois.
During the eight-week program, Seymour completed a variety of training which included classroom study and practical instruction on naval customs, first aid, firefighting, water safety and survival, and shipboard and aircraft safety. An emphasis was also placed on physical fitness.
The capstone event of boot camp is "Battle Stations." This exercise gives recruits the skills and confidence they need to succeed in the fleet. "Battle Stations" is designed to galvanize the basic warrior attributes of sacrifice, dedication, teamwork and endurance in each recruit through the practical application of basic Navy skills and the core values of Honor, Courage and Commitment. Its distinctly "'Navy" flavor was designed to take into account what it means to be a sailor.
Seymour is the daughter of Ralph B. Seymour, of Clewiston, and Gail I. Seymour of Lehigh Acres.
She is a 2012 graduate of Clewiston High School in Clewiston.


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Now the Spirit Pro are listed here:https://fccid.io/2AOKB-A3402
These are the specs :
It looks Like they only have BT 4.2...But the Spirit and Spirit X have BT 5.0
That's a shame but at least we are starting to see more headphone models with BT 5.0 the Liberty+ also have 5.0
They look huge heavy, falling out of ear heavy.
Love the Slim / + they stay in really well.
Liberty+ have the problem @nigelhealy just mentioned. They are like boats and once you start to sweat just a little, plop. Those suckers fall right out. besides that problem they are pretty damn good headphones for what they are.
33 feet is half the usual distance of BT 4.0 I understand that headphones are not usually far from the source, however say putting a phone down on a table and walking into another room or more than 1 meter might be an issue.
I think the biggest factor is ear shape but I wouldn't use them while working out. The curve and the new Spirit X with BT 5.0 are much better suited for work outs and have better battery life.
Yep Id glady trade the Liberty + for the new Vortex or Spirit X
I think they all have their place and strengths but if I had to choose one I would get the Vortex just wish they had BT 5.0
If they don't have a special feature they will be not strong enough against the competition and I don't know what to think about the design
The Spirit Pro is actually the flagship model of spirit series headphones.
Key features:1. Sound quality support aptX2. Dual EQ can be adjusted3. Over 10 hours play time4. IPX7 + SweatGuard technology
I would choose Space NC if it had BT 5.0.
So why no BT 5.0? Makes the lineup pretty confusing if you ask me.
I prefer the design and look of the Vortex but the features of the Space NC are indisputable hopefully the merge the two at some point.
Do they support aptX and AAC or just aptX?For iPhone users, this is a very important info because ios does not support aptX.
If AAC is not supported by the Spirit Pro, the music will be put out in a lower quality.
I emailed customer support at Anker. They do support AAC.


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Monday, September 3, 2007
What's Wrong With A Greenspan/Bernanke Put
And for this I blame Greenspan, and whether this madness continues now lies in the hands of his successor.
I am still amazed - shocked and awed if you will - that people are surprised that the credit markets are where they are today. To me this conclusion is as evident as the good looking guy getting the good looking girl in a Hollywood tentpole conclusion.
Following the excesses of the last few years, and in line with history, we are entering a correctionary period.
Blaming Greenspan fully for this result is of course a slight over simplification. Of course Adam Smith and other economists as well as free market advocates like Milton Friedman should get some credit too, but I digress...
Back to this overpriced room and how it and I got here.
In late 2001 and 2002, following the most demoralizing and evil attack that modern cultures have witnessed, the US Economy was in a sorry state and in desparate need of boosting (I mean 9-11 though Enron and its cohorts were also huge downers). So Greenspan did what any good economist would do to rectify the situation - he threw money at the problem and let the invisible hand, through incentives, sort the whole thing out...and sort it, it did.
Over the next few years, as the Bank of Japan used a similar strategy, the Fed dumped a ton of capital into the system, and as any good free market participant is bound to do, financial engineers from NYC to HK jumped into action trying to make those incentives turn into personal profit.
It took a bit of time but within a couple of years a few exciting, and I think predictable, results emerged.
Through fancy deregulated vehicles called Hedge Funds and Private Equity funds, the rich got richer. These investment vehicles were the perfect avenue through which people with money and credit were able to tap into the cheap debt provided by the government. Sure the path wasn't direct, but at base the idea is simple: borrow money for less than you should be able to - pay really smart dudes to figure out a way to "invest" that money (or take advantage of the inherent discount to fair value provided by the fed) - and count on incentives and Math to sort out the rest. And unsurprisingly, it worked. Anyone who reads the business section of the Wichita Times will tell you that hedge fund managers are the new robber barons, but remember, these dudes were always managing and making money for other Qualified Investors (aka dudes who were already rich).
Next result, and this one is the sad and perhaps less predictable one, the poor got poorer. At first this struck me as unintuitive, but with a little thought it started to make more sense. Basically, poverty, or more importantly relative poverty, is measured on a - you guessed it- relative basis. So it isn't so much that the poor got poorer per se, as much as they didn't get as rich as the rest of us. And that makes sense if you think about it. In order to partake in the partay of cheap and free money, you gotta understand how the whole financial game works, and this game is kinda complicated...so unless you have education, I mean money, I mean education...I think you get the rest.
And driving this giant wedge was not only financial juggernautdom, but the good ole US real estate market. Because cheap money not only drives up returns on big bets, but also on small ones, like buying a 19th century house in Nantucket and slapping a sign on the front and calling it a B+B, people all across the country jumped aboard the gravy train.
This one deserves a bit of elaboration because this is where the mess hits home, literally.
Basically, here is how dudes get rich in real estate: borrow money to buy a property, rent that property out, pay back the loan with the proceeds, sell the property hopefully for more than you paid for it originally.
This game is old and frankly simple, which is why lots of not so bright dudes make money in the "real estate business" (full disclosure: I worked in real estate investing a couple of yrs back).
Well what happened when the financial engineers looking to put that massive amount of free money to work intersected with the concept of the American Dream of homeownership would have brought a year to ole Mr. Smith's eye. The engineers enginered a way to structure products in such a way as to make lending to people who wanted to own a home easier. This process, called securitization, has actually been going on long before the current boom, but what happened when money got super cheap was the amount of capital that needed to be "put to work" got to be too big for the traditional structures. And at the other end of the process, the mirage of the American Dream (and the cool trick of DIY real estate investing) became super-duper-alluring-er to people across the country.
So...along came, I know it is getting old but I will just say it once, Subprime Lending! Well, this is a couple of steps removed, but the gist is super incentivized investor dudes paid incentivized engineer dudes for complicated instruments that kinda incentivized dudes said would pay back money from a bunch of incentivized by dream dudes who were lent money by incentivized to lie dudes. Or, hedge fund and other funds invested in CDO's sold by investment banks that were rated by credit rating agencies and basically consisted of a bunch of promises to pay which at base were made by people who bought a house that they could barely afford and were told which loan to take by a mortgage broker who got paid, not for doing credit analysis on the borrower, but rather by convincing said borrower to take whichever loan paid him the highest commission and which loan, as it turns out often had fancy crazy features like "reset rates" or "prepayment penalties" likely because the rich dudes who were investing the money to fund this whole thing had done well to hire smart dudes who knew that such features made the loans more valuable - on paper.
Whew, that is a mouthful, and lots of stuff is going on in there. The point is: people acted as they should be expected to act in a capitalist economy and stuff got out of hand as the structured finance products fueled a real estate boom that dwarfs all other booms in comparison.
And now...
Dudes who bought on a dream that housing prices would continue to rise are screwed.
Dudes who borrowed money with terms in their loans that they did not understand are screwed.
Dudes who structured the products to sell the loans to fund the dreams and the homes are screwed.
...I don't know why she swallowed the fly...(couldn't resist)...
Anyway, you get the point.
But the problem, or at least the one that is getting Bernanke's attention, is that this what I will call "screwed effect" is now threatening to impact the rich dudes, and they don't like that too much.
But unlike the past, before the real estate boom, there is no clearly obvious place for a new flood of capital to go even if Big B were to pull out the Greenspan Card (way to many ironies in that name to call out) and give the rich and super incentivized dudes their "put" with another rate cut.
Will he do it? I don't know. Will it help if he does? Maybe for some but probably not for dreaming dudes and other fringe real estate players - there is only so much someone can pay for a shitty piece of property, even in Nantucket.
All I know is that if he does cut by more than a hundred bps, I am going to buy as many domain names and property that I can in SecondLife and in Wii-land ahead of Adam Smith's invisible hand and the next tidal wave of incentives finding ways to play with free money.
5 comments:
- Taran Rampersad said...
Err. You do know that Second Life Land actually devalues, right? :-)
Linden Lab continues to make land. Land is actually 3d web hosting. Servers are outdated every 18-24 months by Moore's Law.
Buy gold. Can't go wrong with Gold. :-)
- September 3, 2007 at 10:14 PM
- MRF said...
just a thought - most people who mortgaged in the subprime market 1) were offered non-negotiable terms (i would assume) 2) dont have the educational background needed to see the big picture or downsides...
in relation to the pursuit of the American Dream - not just life, love, happiness anymore - but bigger, better asset acquisition - and assuming that ALL people fall into the culture trap that can be the American Dream, shouldnt there be some education built into this? We teach life skill sets in public schools, but not how to make smart choices?
Not advocating mortgage lending be a central topic on the state standardized tests - just throwing the idea out there that personal responsibility plays a role in the blame game, and while predatory lending is wrong - there will always be people on the short end of the stick.
- September 4, 2007 at 9:39 AM
- Ashley said...
in response to mrf- i agree that there is a level of personal responsibility here, but until we improve our education system to level the playing field, its kind of a moot point. im not a big proponent of huge, overreaching government, but this is an area where i think the gov't should step up to the plate and create some fair regulations (predatory lending, i mean)....
- September 4, 2007 at 12:24 PM
enough of the economist bashing- there were seriously wrong sales incentives, misinformation on the part of the buyers and lots of other imperfections in these markets. The problem with the markets is not that economics is total b*llsh*t, but rather that the economists who were in charge did not get their assumptions right, the companies who were investing did not get their sales incentives right and the people who were buying mortages did not get the information they needed.
- September 5, 2007 at 2:59 PM
- DAL said...
@ "anonymous" 3 points.
First, Economists as theoreticians can and should make as many mistakes as they develop theory.
Economists as regulators have a higher responsibility...and to say that assuming that the real estate markets would continue to grow ad infinitum is absurd for either academics or beaurocrats.
Second, the regulatory structure driving this train was not created just by economists - lots of people should have done a better job. Obviously much of the blame should fall on the shoulders of financial regulators (and our collective lack of care for public education) as well.
Finally, bankers don't make incentives - they thrive on them.
- September 5, 2007 at 6:55 PM


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Chris Lloyd is Head of the Professional Information Business and Head of Operational Strategy for Dow Jones. He oversees the strategic direction of established products like Factiva, Dow Jones Newswires and Risk & Compliance and developing new, customer-focused products that complement this suite while also working across Dow Jones on company-wide initiatives. Mr. Lloyd is based in London.
Prior to joining Dow Jones in 2014, Mr. Lloyd worked in various operations role for News Corp and News UK (formerly News International) where he worked on significant change programs, chiefly focused on improving editorial and digital systems and integration.
Mr. Lloyd's earlier career was spent at the UK based Telegraph Media Group, where having spent 12 years running various advertising and commercial departments, he was asked to switch across to the Newsroom to become Deputy Managing Editor, a role he held until his departure in 2010.


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At a U.S. Senate Judiciary Committee hearing here, CIA Director Michael Hayden (who until recently headed the National Security Agency) and NSA Director Keith Alexander urged adoption of a proposal that would grant spy agencies more power and current practices more legitimacy. The proposed law amounts to a rewrite of the 1978 wiretapping law called the Foreign Intelligence Surveillance Act.
Under FISA, investigators must file a detailed application and obtain permission from a secret court before eavesdropping on foreign communications in which at least one end is located inside the United States.
But obtaining individual warrants "is less well-suited to provide the agility to detect and prevent attacks against the homeland" than it was during the Cold War era, Hayden said, particularly when investigators are in "hot pursuit" of communications involving al-Qaida and its associates.
The bill in question was announced recently by Pennyslvania Republican Sen. Arlen Specter after extensive negotiations with the White House. It proposes a number of key changes that have been criticized by civil liberties groups. Among other things, it would reduce the amount of information that authorities have to supply in warrant applications to the secret Foreign Intelligence Surveillance Court. It would also allow for blanket approval of current and future electronic surveillance programs--a departure from the existing requirement that individual warrants be obtained for each wiretapping target.
It also makes it optional for the government to obtain court review of the existing NSA terrorist surveillance program. However, Specter and the Bush administration have given repeated assurances that the president will submit the program he has publicly confirmed for review, if the bill passes in the precise form that he wishes.
The intelligence officials argued Wednesday that requirements in the existing statute interfere with their efforts to intercept communications within American borders.
For instance, because of the nature of the global communications infrastructure, a large amount of phone and Internet traffic happens to be routed through the United States, which means tapping into overseas conversations theoretically requires a court order, Alexander said.
Specter's proposal would give the NSA broader latitude to monitor foreigners suspected of terrorist involvement, regardless of where they are located. Without adoption of those changes, Alexander said, "we frequently sacrifice to detailed and rigorous process one of our greatest advantages in our effort to collect foreign intelligence--the ability to access a vast proportion of the world's communications infrastructure located in our own nation."
The intelligence officials dismissed concerns about the potential for sweeping up Americans in the process. Hayden admitted that the NSA "routinely" deals with information "to, from or about U.S. persons" while doing foreign surveillance but "knows how to do this while protecting U.S. privacy."
But the officials refused, when pressed by committee Democrats, to disclose publicly how many Americans have been monitored, saying only that their targets are "predominantly" foreign and that any "inadvertent" intercepts of Americans' communications are immediately destroyed.
The hearing came largely at the request of the committee's eight Democrats, who criticized the Specter-White House agreement in a joint letter last week. "Many types of surveillance that now require a warrant will no longer require one if your bill is enacted," they wrote.
The few Democrats present on Wednesday continued to assail the Bush administration's authorization of the wiretapping program without the FISA court's prior approval.
"Whether or not FISA is in need of fine-tuning is a legitimate consideration, but FISA's possible imperfections provide no excuse for the administration's flouting of existing law," Sen. Patrick Leahy, the committee's Democratic co-chairman, said of the proposal.
He and other Democrats said they were unconvinced that FISA needs updating, noting that it has already undergone six amendments at the Bush administration's request in the nearly five years since the Sept. 11 attacks.
The Bush administration "wants us to override the constitutional checks and balances that are at the core of our democracy, and we should not yield to that arrogant request," Sen. Edward Kennedy, a Massachusetts Democrat, said in written testimony.
The proposal has drawn similarly pointed criticism from civil liberties groups, which have called the so-called compromise with the Bush Administration a "sham" and a "capitulation."
They've attacked the measure on a number of fronts. They charge, for instance, that it would erode Fourth Amendment safeguards against unreasonable searches and seizures by requiring less information about the targets of eavesdropping activities before they gain approval from the FISA court. The bill would also sweep all legal challenges to programs, such as the NSA Terrorist Surveillance Program, to the secret court.
"We must retain a means to compel communications companies to provide properly authorized assistance to the government, and we must insulate those companies from liability when they do so," NSA Director Alexander said.
Members of the U.S. House of Representatives Intelligence Committee are also contemplating competing proposals--one aimed at "modernizing" FISA and the other designed primarily to preserve existing law. A legislative hearing on a FISA modernization bill similar to Specter's proposal is scheduled for Thursday.
Apple is nixing iPhone parenting apps: Here's why: Let's dive into the saga of mobile device management, or MDM, software and why it's causing a showdown between Apple and iOS developers.
What Amazon's one-day shipping means for you: Last week, Amazon announced it will decrease the standard shipping time for Prime members from two days to one. In this Tech Minute, here's how this change will impact your deliveries.


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The Courage to Become | Betsy Pake
I've always been a 'doer'. My whole life I liked lists and forms and a specific outline for how to 'do'. Which is why I find my journey so comical because nothing about it has followed a path that could be written on a check list.
Like most women, I wear lots of hats. I'm a mom and a wife and a dreamer of big things. I'm a writer and I love to help people get in touch with their passion and purpose to live authentically. I do this by helping them 'Start Small to Live Big'.
I've tried a lot of different things over the years, and had some great successes. I built a career in sales and owned my own business, I did some incredible things with my fitness, ran a marathon and won bronze medal in the Pan American games in Olympic Lifting and owned a CrossFit gym.
But it wasn't until my daughter started having extreme anxiety that I found my true purpose. She was eleven and was having anxiety attacks at school. After going from doctor after doctor, I learned it was her amygdala, that controls your freeze, fight or flight response, that gets over stimulated and causes her to have these attacks even when there is no real threat or danger.
I was working as a nutrition coach at the time, and I recognized this same thing in my clients but on a much smaller scale. I would ask them to do something outside of their comfort zone, something that would make them grow, and they froze. When we would do our follow up a week later, they would tell me they wanted to do it, but they had some resistance they couldn't explain.
It was how my daughter explained her anxiety, just on a smaller scale.
So I started experimenting with both my daughter and my clients, giving them something SO small that they could basically tip toe past their amygdala. If they went small enough, that freeze, fight or flight response was never triggered and each time they did something new they effectively pushed the threshold farther and farther.
My clients started doing things they never thought they could do before, and my daughter was having success too. Today, she goes to the biggest high school in Georgia, with over 4,000 kids, and thrives.
I believe that we are all candles, but we have to fall into the darkness to know what we were really meant for.
I think that is what happened with me. As this was unfolding, I realized my purpose was much bigger than I originally anticipated and I decided to make the leap to do this work and I pushed my business of nutrition coaching aside. It was so exciting and so terrifying all at the same time.
I was building steadily with my nutrition business, had a best selling book on Amazon and although I wasn't living large with my paychecks, I felt happy knowing I was contributing to our family. But something never felt right. It was scary to leave that small cocoon of security and turn my back on that path. Deep down, I knew it wasn't the direction I was truly meant to be on and when my true path became clear, I recognized it and took the leap.
When I decided to change my focus, I had deep discussions with my husband about my plans. We determined a time frame that I could be without income and what I thought my steps should be. I was realistic and as we've reached each benchmark, we've talked and made decisions together.
I slowly closed my nutrition business, as each client felt successful and graduated, I didn't replace them with someone else. I wrote a new book about my work with Starting Small called Start Small, Live Big: Thrive through change to live the life of your dreams. I started speaking, sharing at schools, talking to anyone who would listen! I feel like I have a great message that can help people and as the mission became clear, it became easier and easier to see the path.
I am still growing and changing every day. Some days I feel like the things I've learned in the past few months could fill up another book entirely. I've learned that growth isn't for the weak and if you've got a mission to help people you have to be willing to deal with some of the hard stuff in your own life too.
One of my biggest obstacles has been staying in my zone of genius. When we are getting started as entrepreneurs we have to do lots of things that we aren't great at because we may not have the money to outsource those things right away. I find doing 'batch' days really helps me. This is where I focus on just recording my podcasts, or just writing blog posts, or just creating graphics for an entire day. It keeps me focused and if its something I don't enjoy, I don't have to dread it day after day, I just get it out of the way all at once. This process really helps my creativity and staying positive, which is vital for someone working for themselves.
Someone I really admire is Glennon Doyle Melton. She's an author, a truth teller and an incredible speaker. She took a dark time in her life, learned from it and now shares with others so we don't all feel so alone. I think being that authentic is a special gift.
One talent I wish I had was to be able to sing! I sing in the car and in the shower, but when my daughter was young she heard me singing and started to cry. I knew right then there probably wasn't a singing career in my future! I'm okay with that.
When my friends think of me, I think they probably think I'm super positive. I practice gratitude every day. There is so much goodness around us and our lives are truly what we focus on.
My motto is Start Small Live Big, because there is NOTHING you can't accomplish if you break it down small enough. Nothing!
I'm most proud that I have raised such a kind daughter. I've asked her before, "What do you think I'd want most for your life?" She hesitated and said, "I was going to say happiness but I think it's for me to be kind." Absolutely. Kind people are happy people. Kind people are brave people. We have two choices in this world and two choices only; Love or Fear. Always shoot to choose love.
I hope in the future more roads will open up to me where I can work to serve others. Maybe it will be with more speaking opportunities and holding workshops or maybe in some other way I haven't even thought of yet. I feel confident that my path is set, I just have to trust and take action on the ideas and opportunities that come to me.
One piece of advice I'd give to women who are just embarking on their journey is to figure out where you want to go and then set up small steps to get there! You can move mountains if you chunk it down. Take action when it comes to you. Ideas are little gifts from the universe so don't let them pass you by. If you can't take action right then, write them down and save them for later. You may not end up doing that exact action, but it may lead to some other creative path that is on your journey.
Find some mentors. If you can't find them live, find them in books. There is so much to learn from others who have gone before you and although your path is unique, knowing that the challenges you face are universal and can be overcome will give you strength in the dark times.
I just LOVE Betsy's story - her piece is chock full of wisdom and encouragement!
Make sure to keep up with Betsy here:
Hi friend!
I'm Catia, a woman, wife, mama, sister, sister friend, you know -- I wear a million hats just like you.
One of my biggest whys is that I want people to feel good about ALL of who they are. Including you.
The threads running through all my work (I'm an author - The Courage to Become, I'm a motivational speaker - TEDx, Choose Joy or Die , I am a private coach ) are hope, joy and empowerment.
If I could choose ten words that best describe me I would say: honest, welcoming, giving, curious, loving, earnest, empathetic, spiritual, playful, and sassy. Let's add: adventurous. That's 11.
Nice to meet you!
Want to start feeling really good but not sure where to start? Jump on into our virtual classroom (complimentary of course!) and get a weekly guide on how to walk with confidence and joy! You are divine. You are magic. I look forward to serving you!
Confidence + Joy Weekly Guide


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MIRECC / CoE
VISN 6 MIRECC > Home
General Information: Directions | Research Studies Brochure
*Updated* Self-Help Workbook for Insomnia:
Improve Your Sleep: A Self-Guided Approach for Veterans with Insomnia V2
Dr. Christi Ulmer (HSR&D Center of Innovation and MIRECC faculty, Durham site) and Dr. Leah Farrell-Carnahan (MIRECC faculty, Richmond site) are engaged in the creation of self-help options for Veterans with insomnia. In 2011, they were awarded their first MIRECC Clinical Education Grant to support their work. They have now completed translation of cognitive behavioral treatment for insomnia (CBTI) into a self-management workbook format.
Ulmer CS, Farrell-Carnahan L, Hughes JM, Manber R, Leggett MK, Tatum J, Swinkels C, Beckham JC, and the Mid-Atlantic (VISN 6) Mental Illness Research, Education and Clinical Center (MIRECC). (2018). Improve your Sleep: A Self-Guided Approach for Veterans with Insomnia (Self-Help Workbook).
This project has also generated development of other innovative approaches. In July of 2014, they were contacted by the National Director of Web Services, Mental Health Informatics Section, about using their draft workbook content to develop a web-based self-help course. Drs. Ulmer and Farrell-Carnahan have since served as subject matter experts for the "Path to Better Sleep" course, which is now available at www.veterantraining.va.gov/insomnia/index.asp.
In 2016, Drs. Ulmer and Farrell-Carnahan were awarded a second MIRECC Clinical Education Grant to create a 6 session telehealth-supported self-help CBTI intervention. In "Tele-Self CBTI", a VA healthcare provider contacts the Veteran by phone on a weekly basis to support their self-help CBTI efforts. Funding is being used to create both Provider and Veteran manuals for use with this intervention. HSR&D-funded research is underway to assess the feasibility of Tele-Self CBTI, and findings will be used to support research funding applications to test the efficacy of the intervention.
PTSD Recovery Group:PTSD Recovery Group-Client Manual 3rd Edition PTSD Recovery Group-Therapist Manual 3rd Edition
Dr. John Lynch (MIRECC Faculty, Richmond site) lead the team that was awarded a MIRECC Clinical Education Grant in 2011 to support dissemination of a PTSD treatment model that emphasizes functional and adaptive coping skills. As a result of that proposal, the PTSD Recovery Program treatment manuals (patient and therapist editions) were developed and distributed. This program has been very well received and has been implemented in several VA facilities since then. Users report positive results, and Dr. Lynch has submitted the program to the new VHA Promising Practices Consortium. An upcoming article in the Journal of Aggression, Maltreatment & Trauma (November 2015) will discuss outcome statistics demonstrating improvements on an adaptive behavior checklist developed by Dr. Lynch, the PCL-M, the MAPS, and a self-efficacy scale.
Briefings (our bi-monthly newsletter) Most recent in color Most recent in grayscale
The Mid-Atlantic (VISN 6) MIRECC is a translational research, education and clinical center that develops and applies scientific knowledge and best practices to enhance post-deployment mental health and wellness for our Nation's Veterans and their families. The Center is dedicated to collaboration within and beyond the MIRECC to ensure that shared knowledge and skills create national resources to address post-deployment mental illness and related problems.The central campus is located at the Durham VA Medical Center, Durham, North Carolina. Staff and collaborators are also located at the Salisbury, Richmond, Hampton and Salem VA Medical Centers.
The terrorist attacks of September 11, 2001 profoundly affected the United States in many ways. By the Fall of 2003, it was evident that the wars in Iraq and Afghanistan would change the current and future healthcare needs of Service Members and Veterans for both VHA and the Department of Defense (DoD). When VA released a call for proposals for new Mental Illness Research Education and Clinical Centers (MIRECCs) in late Fall of 2003, VISN 6 Mental Health (MH) leaders knew that addressing post-deployment mental health (PDMH) was most crucial to Veterans' health for not only immediate interventions, but would be critical for decades to come. The MIRECC was awarded to the VISN 6 team of collaborative investigators at the Durham (hub site), Salisbury, Richmond and Hampton VAMCs with funding beginning in fiscal year (FY) 2005. As the wars in Iraq and Afghanistan continued, it became increasingly evident that post-deployment mental health (PDMH) issues were emerging in large numbers and that VHA needed to learn more about the neurobiology, assessment, novel treatments, and reintegration strategies after war-time service.


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FruitCocktail moisture fluid is an anti-aging moisturizer that goes on thin yet finishes with a satiny, protected feeling. It incorporates plant stem-cell technology and active extracts from fruit to provide new ways of protecting the skin from aging while helping it to renew itself more perfectly. This non-comedogenic formula is an answer for acne sufferers as a solo moisturizer over treatment products and it also great for any skin type used alone or layered with other moisturizing treatments.
The starring ingredient in this formula is apple stem cells. Plant stem cells, like human stem cells, have the ability to regenerate other cells when co-mingled. Laboratory in-vitro (test tube) tests have shown this to be true with this ingredient. These apple stem cells have been extracted with a new PhytoCellTech™ process from a rare swiss apple, Uttwiler Spatlauber, noted for its longevity and active botanical properties. This is ingredient is now popular in many over the counter products but the way it is combined to be most accessible to the skin is what makes this formula more active.
To enhance the activity of the formula is the addition of rhubarb root extract. It contains the rhaponticin molecule the activates PPARy, a receptor that stimulates the growth of skin cells and also stimulates the production of skin lipids to protect against moisture loss. These actives are suspended in coconut endosperm, the embriotic fluid from coconut rich in RNA, growth factors, minerals and vitamins to revitalize the skin and maintain its fluids. Sodium hyaluronate, the key moisture binding component of skin cells, helps "fix" the moisture into the skin.
To protect against losing this increased moisture, Blueberry seed oil from the high bush berry, vaccinium corymbosum from the state of Washington, is added. It is fresh harvested, cold-pressed and naturally filtered through diatomaceous earth. Full of nutritious Omega-3 fatty acids, skin healing chlorophyll and vitamins A & E, it has added benefits of soothing and nourishing the skin. Karite Fruit oil, the remaining oil from the refinement of shea butter, adds silky protection against moisture loss also.
Extracts from the olive are used to emulsify and add silkiness to the product along with fine, non-hazardous silicones. More importantly, these two help to penetrate the primary ingredients of the formula into skin causing them to remain active. This moisture fluid is very different then the normal stearate-laden waxy moisturizers that just lay on the skin; it actually becomes part of the skin's natural protective layer.


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A personal favorite, Spotify offers two levels of service: Free and Premium. Premium is $10 a month (unless you're currently enrolled in higher education, you get the service 50% off see details here), and includes the best features Spotify has to offer. In Premium you can save playlists, shuffle them, download the playlists or just certain songs to be available offline, so if you're ever not in service you can still access your tunes. Premium also allows you to access Spotify on your phone and for this reason alone you should consider upgrading from free. In the free version of the app, you can access Spotify from your phone and you can create playlists- but you can't shuffle through songs or make the song available offline. Additionally you can't play whatever song you want on demand, you'll just be at the mercy of the AI software. Spotify also just recently announced it is expanding its features on the mobile device. These features include: streaming TV shows and original video content, podcasts and radio shows, discovery tools, and a jogging buddy. Whew- and all for still their set premium price a month. Spotify is on its way to becoming a fully loaded app, but keep in mind it's only being released for iOS at first, so if you have an Android your release date is TBD. On the home screen of the app, you can browse other user playlists and can also view and listen to Spotify created playlists. Connecting with your friends is easier too- just simply locate their profiles and you can follow any playlist they create and be up to date with whatever they're adding and removing from their list. Although Spotify has come under recent fire from notable celebs like Taylor Swift for not paying artists enough, as long as you're not bummed about not listening to "Shake It Off", Spotify remains a dominant music service.
*Bonus! Google announced that Spotify will be available for streaming for their new Audio Chromecast, coming soon.
Pros: Spotify is expanding and including video and TV/ low price/ fully loaded running section
Cons: The latest and greatest is only available for iOS/ free version isn't all that great- so you'll definitely be paying to access all the best features/ in recent months lots of popular artists have left the streaming service
$4.99/month (For College Students)
Play Music (Google)
As Google already owns almost all of my information, it only seems fitting that I have myself used Play Music for my musical needs. One of the greatest things Google Play offers is that they circulate free albums for download from time to time on their site. These aren't incredibly old, outdated albums either- in recent weeks available for download have been the full Sia album, Jason Derulo album, and the Cole Swindle album. As the holidays approach, Google will release holiday albums for free that you can download right into your library. Like Spotify, Play Music also features "Mood" Playlists (like for "Driving", "Cleaning the House"). Additionally they also give you recommended radios based off artists you listen to frequently, or an "I'm Feeling Lucky" Station that just pulls from your favorite artists from different genres. Depending on how many songs you have in your repertoire, Google lets you store up to 50,000 songs for free which includes uploading music to the cloud and transferring files to a specific device (like from computer to phone).You can also upload your files onto Play Music, so that you can have access to your own musical library in the Google Play App, wherever you are. If you subscribe to Play Music you get your first 30 days free, then $9.99/month afterwards. Subscribing entitles you to ad-free listening and unlimited skips- so you can imagine what non-subscription subjects you to (Say hello to only 6 skips per HOUR and tons of ads). Play Music rivals Spotify's prices, but they have some of the artists that recently left Spotify.
*Bonus: Google announced at their Sept. 29th event that they will be releasing a Family Plan later this year, which allows up to 6 profiles to be created on one plan, for only $14.99/month
Pros: Free (surprise) album downloads/ great mood playlists/ all artists are on Google/ store 50,000 songs for free/ upload your own music into the Google Play Music/ works great with Droids and Apple products
Cons: Non subscriptions features are bad, meaning they're going to get you to pay for the service.
Prime Music (Amazon)
Prime Music boasts an impressive sized library, over a million songs, from all the top artists (including Taylor Swift) that can be listened to ad-free with unlimited skips. If you already have been buying your songs through Amazon (MP3's and CD's), your music is already in the Amazon library, so Prime Music will make the most sense for you. Prime Music also has Prime created playlists for any mood or any day of the week. Utilizing personalization, the more you listen the more personalized stations will become for you since you can "thumbs up" songs you like and "thumbs down" songs you don't (Hmm, sounds a little bit like our friend Pandora doesn't it?). Bonus! Prime Music is included with your Prime membership, which is good because we all know those memberships are not cheap. However, if you're a student and you have a Student Prime Membership, then this is the best built in music service for you. Like Spotify, there is a download option in which you can download songs from Prime Music onto your mobile device so if you ever don't have an internet connection, like when you fly or are driving out in the middle of nowhere, you can listen to the music in your catalog.
Pros: Included in your Prime Membership/ no ads/ stations that personalize over time to your taste
Cons: You have to have a Prime Membership in order to enjoy this "Free" perk. But Prime Memberships are cool too though, right? It personalizes your stations and musical preferences like Pandora, but for a lot more.
$49.99/year (For College Students)
Apple Music
Ah, Apple Music. Starting off you get a free 3 MONTH trial membership, which beats out every other music app we've discussed thus far. Apple also takes care to mention that you can experience all the glory that is Apple Music across all different platforms (meaning it works on PC and Droids, not just Apple products). When your trial is over and you have to pay, Apple offers Individual and Family- Individual means you get access to the entire Apple Music library, recommendations for songs and artists you may like, the newest music, and unlimited skips on their radio stations. For Family, where up to 6 people can enjoy the unlimited access to Apple Music on their own devices, is great for the monthly price but this feature really only works seamlessly with Apple products, and not so seamlessly if someone has a different non-Apple device. So what do you miss out on if you don't pay? Unlimited listening, being able to add Apple Music content to your library, being able to save for offline listening, and the expert music recommendations. Basically, you don't get any of the cool features and you're subjected to hours or advertisements interjected throughout your listening.
Pros: 3 month free trial- enough said. Family is a great deal for the price for 6 users to share Apple Music content and perks.
Cons: Family doesn't make sense if you're not all Apple users/ really only prefers Apple users, Droids will struggle with this music app
Individual: $9.99/month
Family: $14.99/month
Pandora is definitely one of the more grandfathered in streaming services out there. Personalization is at the heart of Pandora's radio platform but like many other streaming services, there are two hierarchies in the Pandora world. Known for its thumbs, you can thumb up or a down a song and now you can even go back through your session history to give a track you may have missed a thumb up or down. With their "Add Variety" feature, you can add other artists or songs to stations you're listening to and even now rename the stations. You can even tell Pandora when you're tired of listening to a track they seem to play all too often on your station. In their settings you can create Alarm Clocks and Sleep Timers so that you can wake up and fall asleep to your favorite songs. Another favorite feature is the "Shuffle Stations", in which you can select several stations and command Pandora to shuffle through them, giving you the ultimate variety. Pandora One is the name of their paid service, the higher tier, the no ad version. More skips, no ads, fewer time outs with Pandora asking if you're still listening- for dirt cheap.
Pros: It's cheap! The free version is pretty great as well, so you can get away with never paying.
Cons: You can't make playlists or make songs available offline, so Pandora listening is limited to Internet connection locations only. Also, just like the radio, you're subject to randomization.
$4.99/month OR $54.89/year*
*(The year rate saves you $0.42/month)
So which one is the best?
Overall, your preference for the music app you choose to use largely revolves around what you specifically value. For those looking for more user control, Spotify may be more for you. But if you're a student who already uses Amazon Prime, Prime Music is free so it's budget friendly if you're already an Amazon junkie. Apple Music offers a 3 month free trial which makes it a great option for those who are indecisive. In any case, it's good to do your research on the different apps that are out there for music before you commit yourself to a monthly membership with any of the services mentioned above. Consider factors like what specific features are you getting if you pay, how much do you value those features, and how much of a deal breaker are the cons of each app. From there you can make a better decision and ultimately pick the best music app for your lifestyle.


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2017-12-20T12:54:00 Pacific/Auckland
21 December 2017
A Controlled Area notice has been issued for an area of Breaksea Sound in Fiordland to prevent further spread of the Asian seaweed Undaria pinnatifida (Undaria).
Environment Southland biosecurity manager Richard Bowman said the notice issued for Breaksea Sound will not prevent access to the area, but will put restrictions in place for mooring, equipment and anchoring.
Undaria is common around NZ ports. It was first identified in Fiordland in 2010 and a multi-agency eradication response has been underway since. In 2017, a survey found Undaria to be widespread in the Beach Harbour and John Islands area of Breaksea Sound.
"We know the damage a marine pest such as Undaria could do to the ecology and economy of this area, so we need to consider every option. Fiordland is an incredibly precious and unique area, it is a national treasure and needs to be protected."
Research suggests that the risk of Undaria being carried out of the area will be highest when vessels or equipment are inactive for prolonged periods prior to moving to a new location.
"Undaria has a growth rate of 1-3cm per day, so if vessels sit idle for extended periods of time within an area harbouring Undaria, there is a high likelihood of it attaching itself and being moved outside the area when the vessel moves. With the current tools available, reducing its spread is the best option at this stage.
"Our goal is to reduce the potential environmental impacts by slowing down its spread as best we can. We are continuing to explore all options and we will meet with our partners and University of Otago marine scientists in the New Year to explore the possibility of an intensive control programme for Undaria.
The introduction of the Fiordland Marine Pathway Plan in April 2017 was a major step in reducing the transport of marine pests like Undaria into the Fiordland marine area.
"As Undaria has demonstrated, once a pest gets in, they are extremely difficult and expensive to eradicate, so the plan puts in place measures which will reduce the chance of something like this happening again," Richard said.
Fiordland Marine Guardians chair Dr Rebecca McLeod said the Guardians felt it was imperative to push for a Controlled Area at the site of the Undaria infestation in Breaksea Sound.
"We welcome this decision from Environment Southland. Having a Controlled Area will significantly reduce the risk of people transporting Undaria to other areas in Fiordland on their boats and gear and provide valuable time to consider how else we can act to manage this incursion. With the exception of Undaria in Breaksea Sound, Fiordland is one of the last coastal marine areas of New Zealand that remains free of invasive species. We argue that this status is worth fighting for."
The restrictions within the controlled area are:
All on-board residual seawater collected in the Controlled Area must be treated as above or discarded within the Controlled Area.
Read more on this page.