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To Get the Lowest-Cost Small Business Loan, Here Are 6 Tips
Updated March 17, 2018 –
The U.S. Senate's rollback of some Dodd-Frank's banking rules appears to be a good sign for small banks and small-business owners.
Small banks would be permitted to exclude their cash balances as they determine how much money to keep on hand in reserve.
At issue has been over-regulation in the wake of the Great Recession, which hurt small banks. This means small banks would allowed to operate at higher limits in lending to provide more capital to small businesses.
Senate Bill 2155 now goes to the House of Representatives.
Small business owners have been facing unnecessary financial risks because they increasingly seek debt consolidation and loan refinancing as the result of high interest rates and onerous fees, according to a small-business lender.
Lender Quarterspot reported, for example, that nearly 25 percent of the $10 million in aggregate loan requests it received from July 7 to August 7 in 2013 were for loan consolidation and refinancing.
But in refinancing their old loans, those businesses face "effective interest rates well above triple digit percentages" said the company.
"There is obviously pent-up demand for business loan refinancing, but this also shows that many small business owners are entering into their original loan agreements without fully understanding the terms and implications," said Adam Cohen, CEO and co-founder of QuarterSpot (http://www.quarterspot.com).
"We want to educate all owners so that they understand the difference between good and bad loans, and are able to secure the best possible loan for their business," he asserted.
Due diligence
He warns borrowers to ignore advertised rates and to calculate the true cost of loans.
In a press statement, he claims small business owners are "blindly entering into loan agreements with fixed interest payments and poor terms…since most merchant cash advances and small business loans charge a fixed amount of interest and can include prepay penalties, many of these businesses will be faced with effective interest rates well above triple digit percentages if they refinance."
Instead, he said business owners should continue to pay on the original until paid off, and get another loan if more funding is needed.
Many press releases and studies published by organizations are self-serving, so it's important to have a healthy skepticism. That's my first thought about small-business lender Quarterspot.
Great Recession's residual effects
The Great Recession was caused in part by the predatory behavior of small-business lenders. In How to Ease Debt-Collection Headaches, I explained how tight credit traumatized 360,000 businesses thanks to unscrupulous practices of lenders like the nation's 15th largest credit card company, Advanta, headed by CEO Dennis Alter:
Advanta has been repeatedly accused of bilking countless customers with predatory interest rates at higher than 30 percent for dubious reasons, and abruptly cutting credit lines without warning to unsuspecting businesses long before the recession was acknowledged by economists. Little wonder about Advanta's downfall. Its business customers couldn't pay their credit card bills.
Advanta and others also wrecked the personal credit of entrepreneurs by requiring personal loan guarantees and Social Security numbers.
So Mr. Cohen's representations hit a nerve with me.
"There is obviously pent-up demand for business loan refinancing, but this also shows that many small business owners are entering into their original loan agreements without fully understanding the terms and implications."
–Adam Cohen
Quarterspot recommendations
He provides six tips:
1. Make sure your business credit profile is accurate by requesting a copy from Experian, Equifax or Dunn & Bradstreet
2. Maximize your good credit accounts by working with businesses that report trade information
3. Positive payment history is a major component of a strong credit profile so be sure to pay creditors on time
4. Maintain sufficient cash reserves in your business checking account to increase your credit limit
5. Choose a business loan without prepayment penalties or fixed interest repayments
6. Compare loans and other financing options calculating the total borrowing costs (interest paid + fees + loan amount) in dollars and cents
"Business owners should ignore advertised rates and instead compare borrowing costs in dollars and cents," continued Mr. Cohen. "Many online lenders and merchant cash advance companies calculate interest and fees using methods that cost small businesses double or more."
Quarterspot representations
He claims QuarterSpot can reduce borrowing costs by as much as 85 percent when compared to traditional lenders. He says QuarterSpot does not require small business owners to provide personal loan guarantees or to undergo personal credit checks.
Borrowers can apply for a loan in five minutes or less and receive funding in as little as 24 hours for loans ranging from $5,000 to more than $1 million.
"Small businesses employ nearly half of America and account for half of GDP, yet most small businesses cannot get a bank loan."said Mr. Cohen in an earlier release. "They are often forced to accept extremely high rates and fees from alternative sources, and worse yet – owners risk losing their personal belongings and damaging their personal credit if things don't work out."
If you apply to Quarterspot, please let us know about your experience. (We don't have any connection with Quarterspot.)
From the Coach's Corner, here are tips on obtaining a bank loan:
Applying for Bank Loan? Here's How to Shorten the Process — Business owners generally have two concerns when trying to get a bank loan or line of credit. Either they can't qualify or they face scrutiny beyond belief. Wouldn't it be great to save time and shorten the process?
Financial tips:
Primer for Best Practices in Preparing Financial Statements – A good financial system is vital for your business. Not only will a properly prepared financial statement tell you what's transpired in your business, it will give you a snapshot regarding your future.
Budgeting Basics for a Micro Business – For entrepreneurs, often the most difficult part of launching a business is preparing financial projections. It may not be the most enjoyable task, but budgeting is imperative for maximizing performance.
Accounting / Finance – Why and How to Determine Your Break-Even Point – Uncertainty can kill hope in business. Best practices in management mean having the right information to alleviate uncertainty in business. For that you need the right tools.
"It's easy to get a loan unless you need it."
-Norman Ralph Augustine
Author Terry Corbell has written innumerable online business-enhancement articles, and is a business-performance consultant and profit professional. Click here to see his management services. For a complimentary chat about your business situation or to schedule him as a speaker, consultant or author, please contact Terry.
Photo courtesy of Stuart Miles at www.freedigitalphotos.net
Does the Federal Reserve Understand Small Business?
To answer the question, I have a simple one-word answer: No. It appears at least one of the Federal Reserve's 12 districts does not have a practitioner's understanding of small business.
Small business is really the straw that stirs the drink in the nation's ability to increase the number of jobs in this country.
According to Small Business Administration (SBA) figures, small businesses make up more than 99 percent of all employers and employ more than half of all workers. Another SBA stat stands out: Small businesses have created 64 percent of all jobs in the last couple of decades.
But small businesses have really suffered during and after the Great Recession.
The Federal Reserve simply doesn't understand why its policies leaves small businesspeople feeling as though they're restrained in chains.
So why is it that a 2011 study by the Federal Reserve Bank of New York draws the wrong conclusions as to why small business employee rolls dropped a lot more than big-business employment in the recent recession?
The Fed's study concludes that a drop in consumer demand triggered the cutbacks. Huh?
Fortunately, a blog by Dr. Scott Shane nailed the reason.
"I think two factors – reduced access to credit and the concentration of small businesses in the worst hit sectors of the economy – play a bigger role than the Fed researchers acknowledge," he wrote.
I like his work, and have quoted him previously (Is the U.S. in Danger of Becoming Second-Rate in High Tech?). Dr. Shane is an entrepreneurial scholar – the A. Malachi Mixon III Professor of Entrepreneurial Studies at Case Western Reserve University.
The Fed was right about the loss of small-business employment rolls — 10.4 percent among companies with fewer than 50 employees. And Dr. Shane agreed. As Biz Coach, a business-performance consultant, I see it every day. Small businesses did lose more jobs than their bigger counterparts during the Great Recession. So, we're in agreement on the job losses.
"Businesses with fewer than 50 employees accounted for 28 percent of the 121 million Americans employed in the private sector in 2008, the latest Small Business Administration figures show," wrote Dr. Shane. "That's too much employment in small businesses for policymakers to find a way to fix the job problem without getting the smallest companies to boost hiring."
He's right again.
"Small businesses are underrepresented in two sectors that have weathered the downturn relatively well: exporters and those in research-and-development-intensive industries," he wrote. "And small businesses account for much more of the employment in the sectors hardest hit by the downturn."
As an example, he cites construction.
"While total employment fell only 4.4 percent from 2007 to 2009, employment in construction dropped a 19.4 percent. With so many small businesses in construction, this has meant heavy job loss," he explained.
"The Fed researchers also play down the importance of tightened credit markets in accounting for the losses, arguing that most of the decline in borrowing by small businesses during the recession came from a decrease in demand for loans – not a reduction in supply," he asserted.
He cites figures from the National Federation of Independent Business: "In March 2009, at the depth of the recession, only 29 percent of small business owners reported that their borrowing needs were being met, down from 40 percent back in February 2007."
Dr. Shane points out home-price declines adversely impacted small business credit.
"A 2007 survey by Barlow Research Associates shows that one-quarter of small business owners use the equity in their homes to fund their businesses," he wrote. "And research by Kean University professor Samuel Bornstein shows that many of the loans used to tap that equity were the Alt-A, adjustable-rate and interest-only mortgages at the toxic heart of the crisis…"The decline in housing prices sucked a large amount of small business credit out of the system."
Dr. Shane indicated home equity loans for small businesses decreased $25 billion.
"If policymakers want to counteract the job losses in small business, they need to do more than say that the cause is decreased demand," he concluded. "Rather, they need to stimulate the small business heavy industries that were badly damaged by the recession and keep credit flowing."
Amen. Naturally, it follows that new strategies for small business credit are needed. However, now there's a bigger problem.
My sense is that the small business credit situation – in the aggregate – won't qualify such firms for loans. The chicanery by big banks led to reduced credit limits and they got away with charging 38 percent interest on business credit cards for dubious reasons.
From the Coach's Corner, here's a resource link:
11 Tips to Win Your Entrepreneurial (Marathon) Race — If you fear losing your entrepreneurial race, there are right steps to take and there are wrong. The good news is not all small businesspeople have cash flow issues. They've run the race and survived the marathon.
"Dreams come true if you survive the hard times!"
-George William Curtis
Author Terry Corbell has written innumerable online business-enhancement articles, and is a business-performance consultant and profit professional. Click here to see his management services. For a complimentary chat about your business situation or to schedule him as a speaker, consultant or author, please contact Terry.
Photo courtesy of patrisyu at www.freedigitalphotos.net
Sen. Cantwell Is Right to Question Risky Derivative Dangers, Geithner
Updated July 15, 2010 – 3 p.m.
An influential U.S. senator, Sen. Maria Cantwell (D-WA), worked to regulate the perilous use of derivatives by Wall Street bankers, and criticized the Obama Administration in the process. But her derivative strategy worked. The sweeping financial reform legislation will regulate the risky, intangible instruments.
This means derivative trading now faces regulation, and financial institutions will have to set up a fire wall by moving their derivative departments elsewhere.
"This isn't about poking the White House, it's about getting capital flowing to small businesses," Sen. Cantwell said in an interview with Les Blumenthal, a reporter for McClatchy's Washington state newspapers.
She helped lead the fight against investment bankers, who were bailed out by taxpayers only to shell out big bonuses and who are at it again. Instead of extending credit to business, Wall Street is back to the old tricks of playing risky derivative games that helped lead to Wall Street's meltdown and the global-financial disaster.
She's also had a testy exchange with Treasury Secretary Timothy Geithner over the failed efforts to bail out community banks and the associated credit issues faced by her Washington state constituents and other American businesses and consumers.
"We are trying to keep the focus on what needs to be done to get credit flowing and avoid another bubble," Sen. Cantwell also said. "Do I wish the White House team was more attuned to these issues? Yes."
Yes is right. It's commendable that she's become outspoken about regulating Wall Street's behavior.
If she's successful, we'll see job creation – the only way out of this mess. I've been harping about this and asking for answers to questions for an extended period of time starting with this column, "Is it Time to Police Pay at Wall Street Banks?"
And she was right about voting against the reappointment of Fed Chair Ben Bernanke. Few in Congress seem to understand Main Street issues and his tardy, tepid handling of the Great Recession at the Fed.
Firewall partnership
Sen. Cantwell partnered with Sen. John McCain (R-AZ), the former GOP presidential candidate, to bring back the commercial/investment banking firewall. This will prevent risk-taking by commercial banks that exacerbated two downturns in the 1930s and the most-recent financial chaos. The two worked together on the Senate Commerce Committee.
Cash flow and credit are critical for operating a business. With too-few funds available in loans, businesses have been failing or, at least, suffering from bad credit as a result of not having access to capital.
Efforts by the Obama Administration and Small Business Administration to provide more loans are to be commended. However, they are way too-little and too late. Most afflicted small businesses now have poor credit because of the cash cutoffs and they won't qualify for any the funding.
Credit card regulations were too late, too.
Nothing has been done to help repair the credit of the millions of small businesspeople and consumers who were victimized by the credit card companies – domiciled in a handful of states that permit predatory behavior – their rapacious interest rate hikes for bogus reasons and slashed credit lines.
Sen. Cantwell also indicated her disappointment that the Obama Administration twice reneged on promises for action on the proposed firewall between commercial and investment banks.
"Their economic team is not living up to what they said they would," she explained to Mr. Blumenthal.
Hmm. Broken promises? That's not what America needs, but we can appreciate Sen. Cantwell's candor and successful efforts.
From the Coach's Corner, on another somber note regarding credit: Customers of the hospitality industry are ostensibly the No. 1 target of hackers, here's the article.


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The INTRA programme is an accredited and highly valued part of student learning at DCU. It is a compulsory element of many degree programmes and must be completed in order to graduate.

subset: commoncrawl


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Free Workshop March 1: Playing Dynamic Bluegrass Rhythm Guitar
Tired of feeling like rhythm guitar is boring and one-dimensional compared to lead guitar? This great workshop will explore the depth and possibilities of rhythm guitar in a bluegrass context. Led by Mike Horan, guitarist for the Midday Ramblers and Repair Shop Manager at Mass St Music, this hands-on clinic will tackle various vocabulary in the bluegrass vernacular, including bass runs, syncopation, G-runs, voice-leading, playing the holes, and the all-encompassing rest stroke. If you're curious about what all those things mean, to you and to the greater bluegrass world, this workshop is for you. Bring your flattop and let's play!
Note: This workshop is designed for intermediate level players. A basic understanding of bluegrass and its song structures is helpful. Having said that, beginners might find it interesting, but could be limited in how much they can participate.
Saturday, Feb. 15 - Multi-Effect Pedals - 1PM
Is more better? Join us as we take an in depth look at some of our favorite multi-effects pedals.
Saturday, Feb. 22 - Music Theory That Matters Most - with Fretboard Toolbox's Scott Sharp - 3PM
Saturday, March 1 - Playing Dynamic Bluegrass Rhythm Guitar - with Mike Horan - 3PM
Saturday, March 8 - Ukulele: Right Hand - with Jim Jeans - 3PM


text: MJ, ever the salesman, says top free agents should seriously consider joining him in Charlotte. The Observer reports: "Michael Jordan tells Charlotte what it desperately wants to hear. 'I like to think that we're one of the teams that's a destination,' he says. Jordan, who owns the Charlotte Bobcats, is talking about being a destination for free agents. He is talking about free agents who perform CPR on franchises. He's talking about stars who change everything. Jordan can't talk about players by name, not when they are paid to play for another team. But North Carolina native Chris Paul, a star point guard for New Orleans, is the first to come to mind. Sign Paul and everybody says, Wow. Jordan is serious. If Charlotte's young players develop and it drafts well – the Bobcats have two first-round picks – it could be slightly above average, next season. It could be all right. It could be pretty good. If the Bobcats add the right talent through free agency, they could be more. They could be exciting. And they will have money to invest. Will they? 'I don't want people to think we're not willing to spend,' says Jordan. 'I want to spend money for a team that's going to get us in the top four (in the Eastern Conference), the top three.'"


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Drug Testing, DNA Paternity Testing, Low cost Lab Work
About Us
Since 1979, Allied Lab, Inc has been your source for everything from drug and alcohol testing, to physicals and paternity tests. We are the longest running toxicology center in the area, and continue to provide lab services that feature exemplary and confidential professionalism.
Many area city governments, schools, small local businesses, and even Fortune 500 companies rely on Allied Lab, Inc for their confidential drug testing. Not only that, but we also collect samples for many major laboratories, including:
Unlike many medical facilities, we take pride in making our services affordable on almost any budget. We accept most insurances, as well as offer many specials and deals throughout the year.
For urgent matters, we offer 24-hour emergency service. However, please note that we are closed for all major holidays.


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Can you deny the fact that reading Mantis and 6 days on your Soundcloud feed screen brings out giddy feelings of joy and excitement? No sir, no ma'am, no Felicia. Taylor and Paul of the super Bass duo Mantis have recently cooked up a spicy new banger for the infamous UK record label, Circus Records. Home to the likes of Cookie Monsta and Flux Pavilion, Circus Records doesn't know the meaning of bad music, they're all about the quality.
Mantis is known for their heavy style, they have a slight preference for Deathstep but this doesn't hold the duo back from dabbling in other genres. The two can pretty much make anything. We hope to hear Mantis' newest Remix of Mark The Beast and Seids live one of these days, just for them to make some funky drop and transition that joint. There's nothing better than a good Mantis set out. Check out the ATL duos' newest remix of "In Love With the Devil", below.
Follow Us On Instagram For More – @TheCharlotteSessions!
Stay Up To Date With Our New Twitter @CltSessions!
Like Our Page On Facebook.
Thanks For Stopping By!
– Zyven


text: Expedition WS4 watch, and we can tell you right now -- some serious adventuring is about to begin. We haven't had a chance to do all the rock climbing, mountain biking, and sumo wrestling we plan on using this watch for, but we already feel stronger, smarter, more aware of the outside temperature, and way better looking. After we take on a crew of zombie Nazis, ride in a barrel over Niagara Falls, and spend 24 hours encased in ice, we'll let you know how it holds up. Until then, enjoy the pics.


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to download YouTube videos to watch them offline on YouTube Go:
boring trips are over in which to depend on the WiFi connection or to
finish with the data of our operator. At last YouTube, the video
service par excellence with more than one billion daily users has
followed the steps and good work of other services such as Netflix,
adding the possibility of enjoying the offline content. Google has
already launched the beta version of its new service called YouTube
Go, with which we can download the videos that we want in our phone
memory or an SD card and we have already tested it, so pay attention
because we are going to tell how to download YouTube videos to watch
them offline on YouTube Go.
to download YouTube videos:
first thing we will do to download YouTube
videos, as in all these cases,
is to download the application from Google Play, which, as we say, is
still in beta. Once we have downloaded it, we register with our usual
Google credentials and let the application start running.
we will see, the interface is very similar to the normal YouTube
application get the YouTube
videos, with a selection of
recommended according to the videos that we usually see and a search
engine. Well, to download a video we only have to select it and
immediately we will have the option to play it (PLAY) or download it
(SAVE). We will choose the size we want, Basic (3.1 MB) or Standard
(14.1 MB) depending on how much memory we are willing to sacrifice
and press SAVE.
this moment on, the video will start downloading on our phone and
once the download process is complete we can see it as many times as
we want without needing a connection from the "SAVED" tab,
which is where they will be stored from Now all the videos that we
must not forget that YouTube
videos is in beta:
during the first days we experience some failures, for example, all
videos still do not allow us to be downloaded and notify us that the
author has not granted rights to be downloaded and shared, but we
understand that it will be remedied in the face of launch the final
More useful articles


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Today we are going to take a look at Dr. Helen Morrison, a child psychiatrist with close to forty years of experience under her belt. Dr. Morrison is best known for her efforts to understand the psychology of serial killers, which whom she's interviewed eighty of them personally. The main focus of her research was to discover common personality traits among serial killers, for which she was published over one hundred and twenty academic papers and written one book titled My Life Among the Serial Killers : Inside the Minds of the World's Most Notorious Murderers. Dr. Morrison's method into the minds of serial killers, which has been developed over a period of thirty years, requires lengthy interviews. These interviews usually last numerous hours in one sitting and generally take paper long after their trials are over. This strategy is built on her belief that serial killers are adept to learning to mimic emotional human behaviors, but this act they perform can only be kept up for a limited amount of time. Typically, Dr. Morrison's interviews can extend over many years.
Through her studies, Dr. Morrison has been able to make five such observations into the minds of serial killers. (1) Serial killers tend not have one personality. Their minds tend to be a collection of distinct personalities and facades that can be switched at will. (2) Though serial killers can often times be charming in person, if someone of authority were to interrogate them for hours without a break, their charm tend to cease. This is caused by strain, because their charm and personality are only an act that cannot be kept up forever. (3) Once a serial killer's personality constructs break down, they often fall into a bestial state of mind. In this bestial state, there is no trace of humanity, and they become nothing more than urges. (4) Serial killers often avoid the moral consequences of their actions because their minds are too divided and disassociated to actually bring everything together. (5) Lastly, examining additional cases from a cross-cultural and cross-historical sample, Dr. Morrison claimed that when serial killers receives enough psychiatric help (professional or otherwise) to fully comprehend their actions, they invariably commit suicide.
Although Dr. Morrison has found common traits among serial killers, she has yet to find a common psychological background. She has found no evidence to support profiling of serial killers by the F.B.I., which she claims are notorious inaccurate. Though she has made successful predictions about serial killers prior to their arrest, she explains the reasoning behind her predictions as being simple and not based on psychology.
The Psychology of it All….Posted: January 4, 2010 in Psychology
Tags: doctor, profiling, Psychology, serial killer
Today we are going to take a look at Dr. Helen Morrison, a child psychiatrist with close to forty years of experience under her belt. Dr. Morrison is best known for her efforts to understand the psychology of serial killers, which whom she's interviewed eighty of them personally. The main focus of her research was to discover common personality traits among serial killers, for which she was published over one hundred and twenty academic papers and written one book titled My Life Among the Serial Killers : Inside the Minds of the World's Most Notorious Murderers. Dr. Morrison's method into the minds of serial killers, which has been developed over a period of thirty years, requires lengthy interviews. These interviews usually last numerous hours in one sitting and generally take paper long after their trials are over. This strategy is built on her belief that serial killers are adept to learning to mimic emotional human behaviors, but this act they perform can only be kept up for a limited amount of time. Typically, Dr. Morrison's interviews can extend over many years.
Catching a Taxi Tonight?Posted: December 28, 2009 in International
Tags: International, murder, serial killer, sociopath
It's the 1980's, late night on the streets of Hong Kong, and a murderer is on the loose. This man is known by a few monikers, The Jars Murderers, The Hong Kong Butcher or The Rainy Night Butcher. This man, Lam Kor-wan was born in 1955 in Hong Kong and got his nickname because he hoarded tupperware containers of his victims' organs. The Chinese newspapers dubbed him The Rainy Night Butcher due to several of his attacks occurred during inclement weather. Lam Kor-wan worked late night shifts as a taxi driver in Hong Kong which gave him easy access to his victims, women between the ages of 17 and 31. In an estimate two years, before his capture in 1982, Kor-wan is believed to have murdered atleast four women. He also followed a strict pattern of strangling his victims with electrical wire and then dismembering his victim and disposing them on Hong Kong Island. It was because of his late night job that Kor-wan was able to take his victims to his home and dismember there with suspicion from his immediate family, including his brother with whom he share a room. Kor-wan also had a knack for photography, he was known to have taken many photos of his victims, and on at least one occasion filming himself performing necrophilia. It was Lam Kor-wan knack for photography that would also lead to his capture. On August 17, 1982, Lam Kor-war had attempted to develop pictures of one of his dismembered victims at a local Hong Kong Kodak shop. The shop manager had alerted authorities, who were then waiting for him when he returned to pick up his photos. In April 1983, Lam Kor-wan would be convicted of four murdered and sentenced to death by hanging; his sentences would later be commuted to life imprisonment due to the death penalty being abolished. As any cop would tell you, eventually every killer slips up, and this was one of those times, but when it comes to serial killers there are many that remain unknown and never caught. Lam Kor-wan has become only the second known serial killer in Hong Kong and has become immortalized in numerous films, namely Dr. Lamb and The Underground Banker, which is a more fictional telling of Lam Kor-wan after he has been released from prison as a now Reformed Buddhist.
Never Caught In The Bayou…Posted: December 21, 2009 in American
Tags: murder, serial killer, sociopath
that would be The Axeman of New Orleans. As suggested by his name, The Axeman of New Orleans was a serial killer active between May 1918 and October 1919, who terrorized those in New Orleans and its surrounding communities. By the end of his reign of terror The Axeman was responsible for eight deaths and a total of twelve victims. News reports at the height of The Axeman's killing spree also noted similar murders going back as far as 1911 but those reports have not been proven true.
First, lets start with a little background and examination of these murders. As noted by his moniker, The Axeman use an axe in all of his attacks. In all eight incidents, the attack occurred in the victim's home within their own bedroom; and as reported by the few survivors, The Axeman would make he way into the home with force by prying or breaking through a back door or front door. Using the tool he used to gain entry into the home, The Axeman would then bludgeon his victims savagely. Though some of his earlier victims were Italian-American and immigrants there is no hard evidence linking any of his victims to one another. Also, The Axeman did not target one particular group of individuals, as most serial killer tend to do. The Axeman's victims range from men to women, one of who was pregnant and another who's baby was in her arms at the time of the attack. Due to the nature it is rather hard to pinpoint an exact motive for his crimes, but it is possible that The Axeman was killing for the thrill or possibly to gain power or control over his victims. The Axeman also appeared to draw inspiration from Jack The Ripper, as he would send taunting letters to newspapers eluding to his future crimes. Sadly, The Axeman goes down in history as one of the many serial killers, who terrorize their victims and never gets caught. The Axeman murders stopped in October 1919 just as mysteriously as they began.
What Are Your Motives?Posted: December 17, 2009 in Characteristics
Tags: motive, motives, murder, serial killer, sociopath
Today, I will be exploring the motives of serial killers. On a general level, the motives of a serial killers are broken into four categories, Power or Control, Mission-oriented, Visionary and Hedonistic, with Hedonistic being divided into three subcategories. Though serial killers can have just one motive for killing, it is not uncommon for more than one of the above listed categories to overlap.
Let's first look at the Visionary category of serial killers. This group of sociopath tend to have a break from reality, believing they are either another person or they are compelled to murder by an entity such as God or the Devil. These subgroups could be categorized as demon-mandated or God-mandated. Herbert Mullin, for example believed the American casualties in the Vietnam War were preventing California from experiencing a major earthquake. As the war in Vietnam died down, Mullin claimed his father contacted him via telepathy to raise the amount of "human sacrifices to nature" to delay a disastrous earthquake from plunging California into the Pacific Ocean. Mullin, in a time period of four months racked up thirteen murders in the early 1970s. On the other side of the spectrum are demon-mandated visionary. A prime example would be the Son of Sam killer, David Berkowitz. Berkowitz claimed a demon was sending his instructions to kill through his neighbor's dog. Berkowitz terrorized New York City from July 1976 to August 1977, with his crime spree ending with six murders and seven wounded victims.
Looking into the next category, Mission-oriented serial killers tend to justify their actions as "ridding the world" of a certain group of "undesirable" person, such as homosexuals, prostitutes, ethnic groups or religious groups. Serial killers in this group tend to not be psychotic. Some of these serial killers see themselves as changing the world, and curing a societal ills. One example of this type of killer, though not consider a serial killer; is The Unabomber, Ted Kaczynski . From 1978 til 1995, Ted Kaczynski set of sixteen bomb, killing three people and injuring another twenty-three people.
The Hedonistic category suggest that these types of killers seek thrills and derives pleasure from murdering, and see their victims as an expendable means to satisfy their goals. Three subtypes of the hedonistic killer have been discovered by forensic psychologists: "lust", "thrill", and "comfort". Lust killers have a primary motive of sex, whether their victims are dead or not. Also fantasy play a large role in their killings. A lust killer's sexual gratification largely depends on the amount of torture and mutilation they inflict on their victims, and they generally use weapons that require close contact. And as lust killers continue with their murders, the time between crimes tends to shorten or the level of required stimulation increases, sometimes both occur. Two prime examples of the lust type killer are Kenneth Bianchi, one of the Hillside Stranglers, and Jeffrey Dahmer. Bianchi murder women of different ages, races and appearances because his sexual urges required different types and levels of stimulation and each with increasing intensity. Dahmer searched for his idea of the perfect lover, someone beautiful, submissive and eternal. As Dahmer's desires increased he experimented with drugs, alcohol and exotic sex. His increasing need for stimulation was shown in the dismemberment of his victims, whose head and genitals he preserved. Dahmer also experimented with cannibalism because he felt his victims would them always be a part of him.
For the Thrill killer, the primary motive is to induce pain or create terror in their victims; this provides a stimulation and excitement for the killer. The thrill killer seeks the adrenaline rush provided by hunting and killing their victim. They only murder for "the kill", and their attacks are not usually prolonged and generally no sexual contact is involved. The victims of a thrill killer tend to be strangers, though a thrill killer may stalk their victims for a period of time. Unlike the lust killer, a thrill killer can refrain from killing for long periods of time and actually become more successful as they refine their method of murder. Many thrill killers attempt the perfect murder believing they will not be caught. Robert Hansen would release his victims in a secluded area, where he would then hunt and kill them. The DC Sniper, Lee Malvo and John Muhammed would kill random victims, often at gas stations and leave the scene unnoticed. In one of his letters to a San Francisco Bay Area newspaper, the Zodiac Killer stated that killing gave the most thrilling experience and that it was better than having sex with a woman.
The primary motive for a Comfort killer would be materialistic gains and/or comfortable lifestyles. The victims of a comfort killer tend to be family members and/or acquaintances. Comfort killers tend to have a cooling off period to allows any suspicions of family and authorities to subside. Comfort killers usually murder their victims by using poisons, notably arsenic. Female serial killers often tend to be comfort killer, though not all comfort killers are female. Dorothea Puentes would kill her tenants for their Social Security checks and bury them in the backyard of her home. Herman Mudgett aka Dr. H.H. Holmes opened a hotel in Chicago for the 1893 World's Fair, which he built himself and where many of the murders took place.
Lastly, we come to the Power/Control killers, whose main objective for killing is to gain power or exert control over their victims. Such as killers were often abused as children and were left with a feeling of powerlessness and inadequacy as adults. Many power or control killers tend to also sexual abuse their victims, but the differ from hedonistic killers because rape is not lust driven, but just seen as another means to dominate their victim. For example, Ted Bundy traveled the United States seeking women to control. Active between 1973 and 1978, Bundy would eventually confess to over thirty murders, although the actual total number of victims still remain unknown estimates are anywhere from twenty-six to well over one-hundred victims. Ted Bundy would typically bludgeon his victims and then strangle them, often engaging in rape and necrophilia.
Gilles de RaisPosted: December 15, 2009 in International
Tags: International, serial killer, sociopath
Today, I'll take a look at a "serial killer", reportedly the first recorded serial killer. By definition, a serial killer is a person that kills three or more people over a period of thirty days with a cooling off period between each murder, and whose motivation for killing is largely based on psychological gratification. There is often a sexual element involved in the killings, with the murders being attempted or carried out in similar fashion and the victims sharing something in common with regards to race, gender, social status, occupation or age group. We also have a breakdown into the types of serial killers, the organized/nonsocial and the disorganized/asocial. Organized/Nonsocial types are often quite intelligent, usually above average IQ. These types tend to stalk their victims and plan out their attacks, usually committed the crime in one area and disposing the body/evidence in another. The Disorganized/Asocial offenders tend to be of low intelligence with below average IQ. These types of offenders generally kill out of impulse and opportunity. As opposed to the Organized/Nonsocial offender, Disorganized/Asocial offenders tend to attack and leaves their victims within the same area the attacks occurred. Though not planned, Disorganized/Asocial offenders can avoid captured for an extended amount of time due to the sheer randomness of an attack.
Today, I'll be taking a look at Gilles de Rais (1404 – 1440) born in France, was a Brenton Knight, a Marshall of France and fought alongside Joan of Arc in the Hundreds Year War. But Gilles de Rais is best known as prolific serial killer, whose victims were children ranging from the age of six to eighteen and of both sexes. Looking into his childhood, de Rais was very intelligent, fluent in both his native tongue and in Latin; and dividing his education between military discipline and his moral and intellectual development. After the death of his parents, de Rais and his younger brother were sent to live with their maternal grandfather. Their grandfather, Jean de Craon would attempt to arrange married for young de Rais for a period of five years until finally succeeding in 1420. In this case The MacDonald Triad are not present, but we do see that Gilles de Rais possessed above average intelligence and suffered from a tragic and emotional time with the death of his parent. In his life after the military, and by his own omission, starting in the year 1432 Gilles de Rais either murdered or had murdered between eighty and two hundred children. De Rais would take children from lower economic status between the ages of six and eighteen. As stated earlier, we can see that de Rais' victims all had a common trait. The nature of the killings either by decapitation, the breaking of the neck, or dismemberment, we can draw the conclusion that Gilles de Rais was a Organized/Nonsocial offender. And as stated at his trial, de Rais enjoyed committing his vices on his victims before or after they had been murdered. In his own confession, Gilles testified that "when the said children were dead, he kissed them and those who had the most handsome limbs and heads he held up to admire them, and had their bodies cruelly cut open and took delight at the sight of their inner organs; and very often when the children were dying he sat on their stomachs and took pleasure in seeing them die and laughed…Benedetti
The MacDonald TriadPosted: December 14, 2009 in Characteristics
Tags: MacDonald, serial killer, sociopath, triad, warning signs
The MacDonald Triad (aka The Triad of Sociopathy) is a set of three behavioral character traits associated with sociopathic behavior. The MacDonald Triad was first introduced by J.M. MacDonald in 1963 paper titled "The Threat To Kill", which appeared in the American Journal of Psychiatry. The three characteristics link extreme animal cruelty, obsession with fire setting and persistent enuresis (aka bed wetting) past the age of five with homicidal behavior. Although in more recent studies statistically significant links between the MacDonald Triad and violent criminals have not been found, numerous serial killers and sociopaths have exhibited these behavioral character traits in their childhoods. It has also been suggested that these behavioral characteristics are the result of parental neglect, cruelty, or trauma in a person's childhood could lead to this "homicidal proneness". Individually, fire setting is seen as the less severe or first step to releasing aggression. In numerous serial killers, extensive periods of humiliation have been present in their childhoods. And fire setting was a way for those serial killers to regain something they lost during those initial periods of humiliation. Next, looking at the characteristic of extreme animal cruelty; it's one of the most highly researched topics when trying to delve deep into the psyche of a serial killer, and like fire setting, animal cruelty . It is also believed that the killing of animals is a precursor to killing human beings, not only the act of killing but also the means of carrying out the murder on a human. The act of killing an animal is in essence regaining what they lost through humiliation by their peers, they are dominating something weaker than themselves. It's been theorized at that as children, future serial killers (a) used animals to vent frustrations because the person causing their humiliation was too powerful for them to handle. (b) These future serial killers felt that they regained some power or control over their lives by torturing and killing animals. (c)They've gained the power and control they needed to cause pain to their future victims. And lastly, enuresis (aka bed wetting) can be used as a predictor of either fire setting or animal cruelty. Persistent enuresis past the age of five can be humiliating, especially if belittled by a parental figure or adult about it. This can then cause the child to use fire setting or cruelty to animals as an outlet for their frustration. Also, rather obviously, it can be the outcome of persistent neglect from parents, causing emotional trauma and instability.
Welcome to Thru The EyesPosted: December 14, 2009 in Uncategorized
This a blog that will explore the world of Criminology and Psychology, mainly the world of sociopaths and serial killers from around the world. I'm just a outsider looking in, trying to guide myself to a better understanding. Hopefully on a daily basis, I would like to post on a specific trait or characteristic of a serial killer/sociopath.


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Unlike over-the-top sticky buns, a morning bun "is just croissant dough lathered up with cinnamon sugar," says BeanBoy, "but Masse's morning buns are baked to sheer perfection."
Strangely, he finds Masse's croissants underwhelming; they're saggy in the middle and more crumbly than crispy. "But take that same dough and twist it up into a morning bun and it is magic," BeanBoy says. The slightly caramelized sugar doesn't get gooey, and the crisp pastry still manages to dissolve on your tongue.
La Farine also makes a great morning bun, note a few hounds, and the College Avenue location has the advantage of being next door to the great coffee at Cole. Masse's coffee is on the weak side, BeanBoy says—better to get the tea.
rworange loves the morning bun at Hopkins Street Bakery: "It is a soft yet flaky, yeasty bun with a delicate dusting of sugar and cinnamon." There's a cranberry version too, which has a nice tang.
The Downtown Bakery in Healdsburg makes a top-notch cinnamon breakfast roll that's also available at the Ferry Plaza Farmers Market, says SFDude. "It is just excellent sweet bread rolled with cinnamon and sugar."
Masse's Pastries [East Bay]
1469 Shattuck Avenue, Berkeley
La Farine [East Bay]
6323 College Avenue, Oakland
La Farine [East Bay]
3411 Fruitvale Avenue, Oakland
La Farine [East Bay]
1820 Solano Avenue, Berkeley
Cole Coffee [East Bay]
6255 College Avenue, Oakland
Hopkins Street Bakery [East Bay]
1584 Hopkins Street, Berkeley
Downtown Bakery & Creamery [Sonoma County]
308 Center Street, Healdsburg
Ferry Plaza Farmers Market [Embarcadero]
1 Ferry Building #50, San Francisco
Board Links: Ode to a Misty Masse's Morning Bun
Best Bay Area Morning Buns??


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Modern Sailboat Hull Design: More Hulls More Speed
The evolution of sailboat design has produced many innovative designs by utilizing different materials, mast configurations, and hull features. To develop speed, this evolution has concentrated on increasing sail area and decreasing drag by limiting how much of the boat is in the water. The fastest boats today are designed with multiple hulls and are called catamarans and trimarans.
Keel-less Catamarans Use Width to Create Stability
Most sailboats are designed to catch as much wind as possible. With more wind comes more force against the boat, until eventually the vessel tips over. Traditionally sailboats were stabilized by designing large keels which extend down into the water and serve as a counter balance to the lateral force of the wind. Catamarans solve the problem of stability differently. They use geometry. A catamaran is built with two evenly sized keels placed far apart. The added width of the sailboat serves to stabilize the boat instead of a pronounced keel. Rudders are attached at the rear of each hull, or pontoon, for steering and dagger boards can be slid through each hull to increase stability if needed.
Trimarans Take Multi Hull Design One Step Further
Trimarans are designed with concepts similar to catamarans but add another hull, making three total. Trimarans utilize a main central hull and two smaller hulls serving as outriggers. When the wind carries the boat over, the far floatation hull makes contact with the water and stabilizes the boat. Trimarans use very large sails due to their design's inherent stability, but are not as fast as catamarans because of the drag created by the large central hull.
Multi-Hull Boats Built for Speed Over Comfort
In the effort to increase sail area and decrease drag, sailboat design continues to change. Today, catamarans over 100 feet long are built to race across the world's oceans. Although not suited for luxury cruising because of the lack of storage space available between the two hulls, catamarans are valued by any industry needing speed on the water, such as the military or competitive yachting.


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Wednesday, March 27, 2013
15 comments:
Orlando... these are beautiful. Has hubs taken a photo course? What kind of camera does he use. I'm looking for a new one. have a great weekend.ReplyDeleteReplies
He has not! But whats is funny is that he is color blind... He sees the world in tones of baige... Like the sophia filter that cameras have. He has an old Nikkon, hes dreaming of a Canon Rebel!Delete
Gorgeous flowers and photos! Do you lend your green thumb to those of us less gifted?!ReplyDelete
Thank you Jessica! I actually have a brown thumb! the Hub is actually the one with a green thumb! I just pick out what I want, give the instructions and the rest he takes care of.. but I can lend him out lol.ReplyDelete
such charming garden pics! (we just had 8" of snow dumped here--ugh!ReplyDeleteReplies
Oh wow so its stilla winter wonderland.. Its been in the 70's here in los angeles. :-/ We had a very cold Jan & Feb.Delete
Wow! WHAT an eye for photographs. Those are just great. I can't wait till you start your kitchen project. I want a step-by-step- xo DianaReplyDeleteReplies
He's not bad for a color blind person... I think I'll keep him around! lolDelete
These pics are gorgeous! I SOOOOO want it to be nice outside. We are still in the thrity's over here. :( I will be headed to CA soon for a little getaway....and 70's sound AMAZING right now!!!!!!ReplyDelete
Can't wait to see the kitchen unfold.....
...ps....have you been doing a little makeover over here?!?!?! It seems different. I could be wrong.....though....ReplyDeleteReplies
Your going to Love the 70's! I'ts never been under 38 during winter and thats like beyond freezing! Lol yes! I've been playing with photoshop and updating things lol. I'm getting comfortable. Like when your all moved to a house and its like okay I'm here lets move things around.Delete
Great pics! I love kitchen projects, looking forward to see yours!ReplyDelete
Hey Orlando!ReplyDelete
Love your floral creations. That first one of the urn is spectacular!
I hope you'll come back to the Farmhouse Porch and link this up at my linky party this Tuesday! Thank you so much for stopping by and leaving a sweet comment♥
Oh my Orlando, you are soo talented. I love your arrangements, specially the urn, it's simply fabulous!! I can't wait to see your kitchen work..I have a special love for kitchens. Have a happy and blessed Easter. Thanks for your sweet comment. Big hugs,ReplyDelete
They look beautiful Orlando - you really have a talent for photography!ReplyDelete
Want to trade my dresser for some of that beautiful weather lmho?
Happy Easter to you and Hubs


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With only a month separating me from graduation, I still spend many moments wondering about all that this place and this community meant to me. I wonder how it changed me and how it will continue to change me. I speculate about a different draft of myself—one who never stumbled upon the Nobles ecosystem. But no clear or easy explanation of the influence that Nobles had on me ever settles in my mind. Instead, in reviewing it all, I see a string of images.
Some of these glimpses date back to my first years here. I remember a teacher excusing some friends and me from a last period study hall on a Friday of my sixie year. We skipped out of Towles Auditorium and raced to the top of The Rock outside the middle school. Fooled by the curtain of pine branches that hid the rest of the campus from us, we took no measures to mute our laughing, rising voices. We lay among pools of pine needles gathered in the crevices and corners of the rock and took turns swinging on the frayed length of rope that dangled from one branch.
Tiptoeing through that memory revives so many other images. I picture myself sitting in a teacher's office as a freshman to talk about a paper—some clumsy attempt to analyze The Catcher in the Rye. As our discussion of my essay tapered, we fell into conversation. Half-listening, half-thinking, I peered through the scratched windowpane at the sunlit heaps of snow on the roofs and terraces below us, loving the snow and the afternoon light, but mostly just loving that moment.
Some images are so recent that they've hardly had a chance to settle. I envision gathering as a senior class on The Beach on the last day of school, arranging ourselves in a circle, dancing and shouting and singing. We were celebrating, but maybe we were also huddling close and comforting each other, because we knew that The Beach, like the school, would only belong to us for a few minutes longer.
Looking back on my time at Nobles feels like reviewing a trip to another country: knowing that it altered me, but not knowing how. It feels like thinking about a journey to France or India on the plane ride home and collecting all the little moments that abide in my mind. I'm uncertain as to why these particular images surfaced from the silty depths of my memory. But what's certain to me is that they mattered, and because they are still alive, they will continue to matter and to alter me in ways yet unknown. What's certain is that all these fragments of Nobles have expanded and colored me.
- Julia Fitzgerald '14


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How to Solve Samsung Galaxy Note 3 Random Restart and Boot Loop Problem?
One of the most noted problems reported in Samsung Galaxy Note 3 is the random restart and boot loop problem. This type of problem is not found in every Note 3 phone, but a good number of users have reported this problem. Apparently it is not a hardware issue, as reported by Samsung, and Samsung has classified that as a software issue. Let's have a brief look at these Samsung Galaxy Note 3 problems:
- Samsung Galaxy Note 3 restarts as soon as it is turned on.
- Restarts at any point.
- Note 3 goes in a boot loop.
Reasons of Problems
- Too many services or applications are trying to start at the same time might be causing this issue.
- Any of the downloaded app might be corrupt which is causing this boot loop.
- Too many applications are trying to get updated at the same time, hence causing Note 3 to restart.
- Micro SD card might be corrupt or faulty, as most of the times SD card is the cause of such type of problem.
Software Solution
In the following lines you will get to know about 3 different Software / Workaround methods that will help you to resolve Galaxy Note 3 random restart and reboot problem, and this is because as per the user reviews either of the three methods have worked for the users like a charm.
Solution 1
You can ask for the replacement phone from your Samsung Service Center, however a good number of people have reported that they are having similar problems with their replacement phones, while others have told that the replacement ones are working perfectly. Besides that, you can also wait for a patch or a fix to be launched by Samsung.
Solution 2
- The very first thing that you need to do is to remove the battery and SD card from your phone, afterwards insert only your phone's battery back and check.
- If that doesn't work then go into:
- Menu.
- Settings.
- Wi-Fi.
- Menu.
- Advanced Settings and uncheck the option saying "Always allow scanning".
- After following the above mentioned step turn your device off and reinsert the SD card.
- Boot your device and check for the problem. A whole lot of people have notified that their problem is resolved after following Solution no. 2.
In case your problem isn't resolved then all you have to do is to move towards:
Solution 3
- Remove SD card and backup your entire phone's data, now reinsert the SD card in your phone reformat it by going into:
- Settings.
- Storage.
- Format SD Card.
- In case you are already stuck in a boot loop and you are not able to enter into your phone's menu then go with the factory reset option of your phone via hardware button offered, however you will be losing your entire data in this process. Try to back up first.
- Afterwards follow the following steps:
- Turn your device off.
- Press and Hold Volume Up, Home and Power Button, as seen as you see the Note 3's logo only release the power button and when you see Android System Recovery screen also release the remaining buttons.
- Now highlight "Delete all user data option" and press power button to select it and wai until the process is done.
- Now finally select reboot system now option and press power button, and as soon as you will do it your device will reboot.
The solution number 3 is also found to be most effective when it comes to overcoming these issues.


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What is the purpose of "My Wish List"?
You have the possibility of creating your very own, personal wish list. Use it as a reference or memo for future purposes, or share your wish list with your friends and family, i.e. Birthday Wish List. The wish list can be modified or deleted at any time.


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As the only company to manufacture both the laser and the kits for laser varicose vein therapy, we are able to combine innovation with quality across the entire platform. Our revolutionary NeverTouch fiber kit is leading the industry in patient safety and comfort. In fact, an ongoing study being conducted at New York University is already establishing superior quality of life outcomes for patients when compared to other therapies. AngioDynamics is the only company that offers our exclusive Spotlight OPS™ procedure kit, a quantum leap in sheath technology that sets a new standard for size, speed, and visibility. The Spotlight OPS, one-piece sheath, eliminates the need for a separate dilator.
- NeverTouch Direct Procedure Kit
- NeverTouch Procedure Kits
- 400 um Procedure Kit
- Spotlight OPS (One-Piece Sheath) Procedure Kits
Refer to full Instructions for Use on how to use these medical devices.


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Charles "Lucky" Luciano.
Charles Lucky Luciano was born Salvatore Luciana on November 24th 1897 in Lercara Friddi, Sicily. At the age of ten he moved to the United States with his parents and siblings perhaps unaware then that he was destined to change the face of the Mafia (or La Cosa Nostra) in America. He would also eventually be head of what was to become the Genovese crime family, one of the "Five Families" which control organised crime in New York City.
Luciano, his parents and brother and sisters settled into the Lower East Side in the New York City borough of Manhattan where Luciano quickly swapped school and work for involvement in gangs. At the time the ghettos of New York, where most immigrants lived, were a tough environment that offered few prospects. Although some famous success stories came out of these neighbourhoods perhaps more famous still are the men who took a different path to success. Crime and gangs were rife and some young men, like Lucky Luciano, decided to aim for success in the criminal world that so readily surrounded them.
At some point during his youth Luciano met a young Jewish boy who would become his future business partner and close friend, Myer Lansky. Legend has it that Luciano and his gang tried to extort protection money out of the small, skinny Lansky who promptly told Luciano "go f*ck yourself", something the fledgling gangster wasn't used to hearing! Luciano was also a good friend of the Jewish gangster Benjamin "Bugsy" Siegel.
Luciano worked for Arnold Rothstein during the Prohibition era along with other men such as Frank Costello and Vito Genovese who would go on to hold top positions in the mafia. Prohibition was a golden age for organised crime; it gave men who would never have been anything other than street thugs a chance to excel at business, albeit illegal business. When the Eighteenth Amendment was repealed in 1933 this source of income dried up.
Castellammarese War.
Rothstein was shot dead in 1928 at which point Luciano had pledged allegiance to Joe Masseria. Masseria was involved in a war with his rival Salvatore Maranzano, this conflict lasted from 1930 to 1931 although the hostilities leading up to it had been raging for two years before Maranzano officially declared war.
Masseria and Maranzano were of an older, more traditional mindset with strong beliefs in terms of honour and vengeance. Young Lucky Luciano and many of his contemporaries came to view this as an inefficient waste of time, money and blood. Murder between mobsters was bad for business. Luciano wanted to apply the business knowledge he'd gleaned from Rothstein to the mob as a whole and developed a vision of a unified Mafia. The old guard, sometimes known as "Mustache Petes" also preferred to work only with Italian, ideally Sicilian, gangsters. Lucky Luciano had no such pretentions and chose his associates based on business and money making opportunities. Those gangsters who opposed the old guard came to be called the Young Turks.
In October of 1929 Luciano was abducted, beaten and stabbed by a group of men. The attack left him with a droopy eyelid and a slash across his chin. Although the reason behind the attack is not now definitively known one theory is that Maranzano was punishing Luciano for not switching his allegiance when it was requested. Some say that Luciano surviving this attack resulted in his nickname "Lucky" but other theories abound.
What is known is what came next. Luciano decided to bring the war to an end by having his boss, Joe Masseria, assassinated. Lucky invited Joe to lunch at a favourite Coney Island restaurant. After the meal Lucky excused himself and when he left the room four gunmen, including Albert Anastasia, burst in and shot Masseria. As Maranzano was the victor in the war it became known as the Castellammare War, after the Sicilian town where he was born; Castellammare del Golfo.
The assassination gained Luciano favour with Maranzano but Luciano wasn't finished yet. Alerted by Tommy Lucchese that Maranzano wanted him killed Luciano acted first and in September 1931 Luciano sent four gangsters disguised as IRS officers to kill Maranzano, since the assassins were Jewish they were not recognised by Maranzano's bodyguards.
After the death of Maranzano Lucky Luciano rearranged the criminal underworld into a syndicate with himself at the head of the organisation, much like the CEO of a major company. This "National Crime Syndicate" was governed by a board of directors known as "The Commission". Within this body each of the most powerful families was represented, Luciano felt that this was a better approach than giving himself the traditional title of "Boss of all Bosses". One of the rules laid down by Luciano was that no boss could be killed without the approval of the Commission, a convenient afterthought considering his brutal ascent to power. The syndicate divided power in New York among the "Five Families" that dominated organized crime in the city at the time and which still exist today.
In 1936 Charles Luciano fell prey to the assiduous legal efforts of special prosecutor Thomas E Dewey. Dewey managed to convict Luciano on the basis of his involvement in prostitution rings. As with so many mobsters the gap between Luciano's declared income and his lavish lifestyle played a crucial role in his legal demise. In June Luciano was convicted and sentenced to thirty to fifty years in state prison. Whilst incarcerated Lucky continued to run the Luciano crime family but his arrest sent a signal to other mobsters that New York was becoming a risky place to operate.
During World War II the American government sent a message to Luciano via Myer Lansky. They knew that the Sicilian mafia controlled the waterfront and they felt Luciano was the best hope of keeping the docks free from Nazi saboteurs. Luciano resisted but Lansky, whose own family had fled anti-Semitic pogroms back in Russia, pushed the case and eventually Luciano agreed to assist the war effort.
In return for his co-operation Luciano's long sentence was commuted to deportation to Italy. For the rest of his life Lucky Luciano maintained that he was an American citizen and readily embraced any opportunity in Italy to socialise with US military officers and American tourists. In Italy Luciano lost some of his influence over the syndicate he created and was always under intense police surveillance. Police were not entirely paranoid, Luciano was actively involved in trafficking heroin during his time in Italy, coming up with increasingly ingenious ways to move the drug through the country.
After Luciano's mistress, Igea Lissoni, died of cancer in 1959 Luciano's life began to take a downward turn. In 1957 Vito Genovese and Carlo Gambino had arranged the assassination of Luciano's ally, Albert Anastasia. Luciano's acting Boss, Frank Costello, was also attacked but conceded power before his persecutors could make another attempt on his life. These moves re-structured the mafia in a way that Luciano was powerless to stop.
With his position in the American mob in debate and with Lissoni gone Luciano agreed to make a film of his life with the American producer Martin Gosch. There was strong opposition from the Cosa Nostra upon hearing of his decision and Lucky Luciano was told in no uncertain terms that if he tried to go ahead with the plan the consequences would be severe. Charles Lucky Luciano died of a heart attack at Naples International Airport on his way to meet with Gosch. Although speculation still exists about whether his death was natural or a mob hit, Luciano had suffered greatly from a weak heart and his death was therefore not unusual or inexplicable.
Luciano's funeral was attended by hundreds of people and his body was drawn through the streets of Naples in a horse-drawn black hearse. In death Luciano got his wish to return to America, his remains were transported there by his family and interred in St. John's Cemetery in Middle Village, Queens.
Charles Lucky Luciano had the vision and ambition to take the bloody warfare and chaos of 1930s criminal New York and remake it in line with his vision and goals, with himself at the head of it. To this day he is considered by many to be the father of modern organised crime in the United States and to have been the most powerful American mafia boss of all time.
Author : Stefanina Hill


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This watermelon mojito recipe will give you yet another option to prepare a healthy and non-alcoholic drink. This refreshing mojito is prepared using fresh watermelon, fresh mint and lime. Also, it is naturally sweetened. And, can easily be turned into an alcoholic drink if you prefer that way.
I am a really very poor fruit eater. But, I began enjoying fruits after starting this blog. And why is it so? Because, I started making fun drinks using fresh fruits. You can get an idea of how much I've started to consume fruits from the drinks category of this blog. Now fruits are not boring to me anymore. What is your experience? Do you love to eat fruits? I would love to hear from you.
Today I am going to share with you a watermelon mojito recipe. An amazing way to a give twist to fresh watermelons. For me watermelon is one of the very few fruits that I never get bored of. As a proof you will find different watermelon based recipes in near future that I am currently working on.
Anyways lets get back to this watermelon mojito recipe. It is super simple to prepare. Muddle a few pieces of watermelon with fresh mint leaves and you are set! For this non-alcoholic drink, I combined this muddled watermelon with lime juice and sparkling apple cider. However, you can use rum if you want to make it a traditional alcoholic mojito drink
How this watermelon mojito recipe is healthy?
- This mojito contains fresh watermelons and therefore contains micronutrients from it.
- It is non-alcoholic.
- It is naturally sweetened.
- And it is a low calorie drink.
Watermelon Mojito Recipe
- 1 cup watermelon pieces (1/2 to 1" size)
- 5-6 leaves fresh mint
- 1 tbsp fresh lime juice
- 3/4 cup chilled sparkling apple cider (naturally sweetened)
- 4-5 ice cubes
- 1 tsp agave (optional to adjust sweetness if necessary)
- 2-3 slices lime (optional for garnish)
- In a small bowl or jar add watermelon pieces. Muddle to extract juice from the watermelon pieces. Then add fresh mint leaves and again muddle for few seconds to slightly bruise the mint leaves.
- Transfer the watermelon mint muddled mixture into a serving glass.
- Add ice-cubes followed by lime juice and chilled sparkling apple cider. Give it a gentle mix and adjust sweetness if necessary.
- Garnish with mint springs and lime slices and serve to enjoy a glass of fresh watermelon mint mojito.
- Replace sparkling apple cider with rum if you want to enjoy an alcoholic version
- Try to consume on the same day to enjoy its fresh flavors.
- You can also use grape juice instead of apple cider
Disclaimer: This page includes affiliate links which help make this blog possible. Thank you for your support.
If you loved this watermelon mojito recipe you will also love these fresh fruit based drinks
- Pineapple Mojito
- Blackberry Mojito (was featured on BuzzFeed)
- Peach Lemonade
- Strawberry-Pineapple Sangria


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Stretch Marks
Microneedling Course for professionals (DVD)$199.00
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Holistic Micro Needling Manual$60.00
Holistic Microneedling Pre Treatment Spray 30mL$36.00
Chinese Suction Cups -Soothing Massage/ Reduce Signs of Aging /Eradicates Cellulite,Stretch Marks$26.00
Skin Needling Stretch Marks
White Lotus Anti Aging supplies you with effective organic products to effectively assist stretch marks. We employ the technology of micro needling to naturally break up the misaligned collagen fibres and create a new smoother collagen layer in the skin. Skin needling stretch marks is very popular in clinics around the world at present due to the impressive results it can produce.
White Lotus products are designed for therapists and can be used very effectively as a stretch mark removal home remedy. Home remedies for stretch marks that work are unusual and White Lotus is proud to be able to bring you their home use stretch mark pack.
The White Lotus pack can be used on a variety of different stretch marks. Both white stretch marks and red stretch marks can benefit from these products. The stretch marks assisted also does not have to be limited to the thighs and abdomen they can also be used to aid stretch marks on breasts or breast stretch marks.
A common question is what causes stretch marks? As the name suggest stretch marks are caused by the skin stretching and then eventually tearing. This tearing upsets the normal production of collagen in the area. The micro needling in conjunction with the organic stretch mark serum creates a new layer of collagen in the area so assisting normal collagen production. This allows you to benefit their appearance directly rather than having to wonder how to hide stretch marks!
The White Lotus packs come with full instructions on how to apply the unique White Lotus techniques to your stretch marks and if you are interested in more in depth philosophy of the treatments and the research you can also purchase the book Holistic Microneelding'.


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Bloody Disgusting reports:
The boys over at Twitch have been pimping a Finish horror film entitled Sauna (aka Filth).
They have posted the first ever still from the film, which is not only bloody but pretty damn creepy. Read on to check it out.
The film is a story of two brothers, who leave a young girl to die and become haunted by her, as she follows them in supernatural form, her face pouring with endless filth. The brothers escape with a commission marking the border between Russia and Finland to a Russian-Orthodox village. In there they find a sauna - The sauna where all sins are washed away. Seeking for forgiveness, the brothers step into the sauna.
Image from Twitch Film


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This weekly blog pinpoints huge happenings in the world of Federal government contracting. Check out more on our Twitter account: @RIVA_Solutions. And search our new hashtag, #FedBuzz, for daily updates and join the conversation! Weekly, we, here at RIVA Solutions, like to spotlight government agencies that are leading the way as part of the new social government. We profile the agencies, their public affairs officers, new media directors, web mavens and other gov communicators who give form to the messages that the agencies want to convey. Are you ready to learn about this week's agency? Read on!
Last week, we honored the voices that influence us in the government contracting, Gov 2.0, OpenGov, Federal world. This week, we continue with the list of the cream of the crop from the Federal Government. And this time, they are all govies.
Note: This is in no particular order. Each person has their own specialty and are equal to their fellow influencers. In our opinion, of course!
1. Jeffrey Levy
Jeffrey Levy serves as the Director of Web Communications at the Environmental Protection Agency.
Source: FCW
Learn more about Mr. Levy and his experience at EPA at http://fcw.com/articles/2010/03/22/federal-100-levy-jeffrey.aspx and http://levyj413.wordpress.com/about-me/
Levy via social networks:
2. Casey Coleman
Casey Coleman is the chief information officer for the U.S. General Services Administration.
As CIO, she is responsible for managing the agency's $600 million information technology budget and ensuring alignment with agency and administration strategic objectives, information security, and enterprise architecture.
Ms. Coleman is active in the Federal IT community and has served in several leadership position. Learn more about Ms. Coleman by visiting http://www.gsa.gov/portal/content/101092 and http://fcw.com/articles/2010/03/22/federal-100-coleman-casey.aspx
3. Sonny Hashmi
Sonny Hashmi as the Deputy CIO serves as the Chief Technology Officer for the GSA. Sonny is responsible for leveraging emerging technologies to improve GSA operations, drive IT modernization, and lead enterprise initiatives.
Mr. Hashmi possesses extensive IT management experience in the public and private sectors. Prior to joining the U.S. General Services Administration, Mr. Hashmi was the Deputy CIO for the District of Columbia Office of the Chief Financial Officer. Mr. Hashmi championed and successfully delivered many initiatives including large system modernization projects, implementation of a District-wide business intelligence platform for agency financial management, and business process automation.
Check out the rest of Mr. Hashmi's bio at http://www.cio.gov/profile/Hashmi-Sonny.cfm
Gracia via social networks:
4. Linda Cureton
Linda Y. Cureton is the Chief Information Officer (CIO) for the National Aeronautics and Space Administration (NASA).
As NASA CIO, she provides the requisite leadership to transform the management of information technology (IT) capabilities and services to support and enable NASA's mission. She ensures that the Agency's information resource management (IRM) strategy is in alignment with NASA's vision, mission, and strategic goals. Accordingly, Ms. Cureton ensures the development of integrated IRM strategies, including standards, policies, NASA Enterprise Architecture, IT security, management, and operations. She has the responsibility, authority and accountability for ensuring that NASA's information assets are selected, controlled and evaluated consistent with federal policies, procedures, and legislation.
Discover more about Ms. Cureton at http://www.nasa.gov/offices/ocio/about/linda_cureton_bio.html
Cureton via social networks:
5. Juanita Chang
Major Juanita Chang is the Director of the Online and Social Media Division of the Office of the Chief of Public Affairs, U.S. Army.
Major Chang manages the U.S. Army's official public-facing website http://www.army.mil as well as the Army's social media accounts. Army.mil, the largest website within the Department of Defense, averages four million page views per month. Additionally, she manages the Army's social media platforms to include the Army's official Facebook page with nearly 400,000 fans, and adding over 1,000 per day. Other social media platforms include the Army's Twitter, YouTube, and FLIKR sites as well as the Army Live blog.
Chang via social networks:
6. Tammi (Wark) Marcoullier
Tammi Marcoullier is the Program Manager at the Center for Excellence in Digital Government.
She describes herself and her experience on her LinkedIN page as a "media strategy expert specializing in helping companies and individuals implement new technology and content strategies to:
• Create relevant and engaging content
• Enhance community participation
• Increase social media presence
• Raise brand awareness
A passionate and effective evangelist in the new media space with a track record of successful speaking engagements and training programs in private sector and government markets. "Marcoullier via social networks:
7. Mary Davie
Mary Davie is the Assistant Commissioner for the Office of Integrated Technology Services (ITS) in GSA's Federal Acquisition Service (FAS).
The Federal Acquisition Service provides buying platforms and acquisition services to federal, state and local governments for everything from office supplies to motor vehicles to information technology and telecommunications products and services.
As the ITS Assistant Commissioner, Mary is responsible for the largest fee-for-service information technology (IT) procurement and services operation in the U.S. government.
Learn more about Ms. Davie at http://gsablogs.gsa.gov/technology/about-mary-davie/
Davie via social networks:
Think that we missed someone? Tell us about them and their expertise below!


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The people at Etat Libre D'Orange have just released another one of their collaboration scents - this time created together with Chandler Burr - and here's my Sixty Second Scents review of it. To watch it on the YouTube site, please click here.
By the way, stay tuned for extended interviews with both Burr and Etienne De Swardt of ELDO.


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I just wanted to write this because I know that there's other people in the same situation and I want to speak up for everyone. Mental illness is not an excuse, it is an explanation.
There's a lot of stigma surrounding mental illness, and it's usually by people who just don't understand it, or the ignorant people that refuse to try and understand it. Until you're living it, you can't imagine it.
Sometimes we have good days, we can do more things than we would on our bad days but that doesn't mean that this hell is fake, it doesn't mean that our bad days are exaggerated, it's simply the fact that today we don't feel as bad.
Unfortunately we can't just "think positive". You cannot think your way out of an illness. It would be amazing if it worked like this, but thinking positive will not cure us.
There's no reason for it, if our situation changed we would still feel the same, it's our mind that is ill, not the situation we are in.
Some of us can't work, we're not lazy and it's not that we don't want to, we can't. Sometimes simply getting through the day is a job in it's self.
If a few times in your life you were in a bad situation and you felt a bit "depressed" PLEASE do not compare this to someone who is actually battling depression, it is NOT the same.
It's tiring, both mentally and physically, and very lonely at times and people that surround you having a bad view on mental health does not help. Don't tell us we need something to look forward to, we don't need a holiday and we certainly don't need to "try and not think about it". Just pushing ourselves won't help and calling us lazy will just make us worse.
We're not weak. We're most likely stronger than you. If you struggled daily just to get through the simplest of things, can you honestly say you'd still be battling now?
Next time someone you know is struggling with mental illness, THINK before you act. Just because this isn't your reality, it's very real to them.


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Sorry, we don't have a photo of Alix Strachey.
Alix Strachey (4 June 1892 – 28 April 1973), née Sargant-Florence, was an American-born British psychoanalyst and with her husband the translator into English of the works of Sigmund Freud.Strachey was born in Nutley, New Jersey, USA, the daughter of Henry Smyth Florence, an American musician, and Mary Sargant Florence, a British painter. Her elder brother, Philip Sargant Florence, later became a noted economist and married the pioneer birth control activist Lella Faye Secor. Alix was educated in England at Bedales School, the Slade School of Fine Art, and Newnham College, Cambridge, where she read modern languages. In 1915 she moved in with her brother in his flat in Bloomsbury and became a member of the Bloomsbury Group, where she met James Strachey, then the assistant editor of The Spectator. They moved in together in 1919 and married in 1920. Soon afterwards they moved to Vienna, where James, an admirer of Freud, began a psychoanalysis with him.Freud asked the couple to translate some of his works into English, and this was to become their lives' work. Both became psychoanalysts themselves, and as well as Freud's works also translated works by a number of other European psychoanalysts. Their translations remain the standard editions of Freud's works to this day.
Source: dbpedia


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As if you need any more proof of certain tribal groups having their claws in the USA gov, look at this: http://www.zerohedge.com/news/2017-07-21/us-lawmakers-support-bill-will-make-it-illegal-boycott-goods-and-services-israel
The congress is considering a bill that makes it ILLEGAL to boycott jews. Dont want to buy jewish shit? WE GOT A NICE BIG FINE FOR YOU GOYIM


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The Philosophy of Mind, Philosophers; a guide to websites
Contemporary Philosophy of Mind
An annotated bibliography, by David Chalmers.
Field Guide to the Philosophy of Mind. An Italian site.
Philosophy of Mind
Essays, texts, artificial intelligence, organizations, events, publications, people, references, Artificial Intelligence (from Duke University).
MindPapers: A Bibliography of the Philosophy of Mind and the Science of Consciousness,
compiled by David Chalmers (Editor) & David Bourget (Assistant Editor).
Dictionary of Philosophy of Mind
Dictionary of Philosophy of Mind
Dictionary for those terms commonly used, defined, contested, and misunderstood in the philosophy of mind.
Global Consciousness Project
Designed to explore whether the construct of interconnected consciousness can be scientifically validated through objective measurement.
Journal of Consciousness Studies
Exploring how the mind relates to the brain, as well as the ideas of subjectivity and self.
Online Papers on Consciousness
Links to papers on consciousness in philosophy, psychology and other areas.
Contemporary Philosophy of Mind: An Annotated Bibliography
Compilation of articles on consciousness, mental content, philosophy of artificial intelligence, and other topics.
Imagination, Mental Imagery, Consciousness, and Cognition: Scientific, Philosophical, and Historical Approaches
Resource for the study of imagination and mental images and their relevance to the understanding of consciousness and cognition.
SWIF: Philosophy of Mind
A directory of resources for researchers of Philosophy of Mind.
An Introduction to the Philosophy of Mind,
by Paul Newall, aimed at beginners.
A list of online papers on consciousness and philosophy of mind,
compiled by David Chalmers.


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The Jobs That A Handyman Does
One can hire a handyman when they have paintwork to carry out in the interior and exterior of their house. When one has a straightforward painting job, they may not need to hire a professional painter who will be expensive, they can just hire a handyman for the job. To get more info, click
Merced painting
. A person can hire a handyman to do simple landscaping jobs in their home.
When a property owner has broken fences or wishes to put up new ones they can call a handyman for the job. A homeowner who wishes to place some slabs around their home or has a roof repair job can hire the services of a handyman. Since handymen have some carpentry skills they can be hired to fit doors, put up shelves or do wall hangings. Some of the tasks around the house that a handyman can do are art hanging, TV mounting, TV installation, and picture hanging. To save yourself time for assembling furniture one should call a handyman who has the time to assemble the furniture.
Some of the services that a handyman will offer is patching drywall for clients. The handyman will be able to fix doorknob damage, battered corners, creeping cracks, large holes, soggy ceilings and nails that stick out when you hire them for a drywall job.
A handyman can do gutter cleaning as well as repair. Childproofing is important in a home and one can seek the assistance of a handyman to carry this out in the home. To get more info, visit
handyman Merced
. A handyman is very useful when one wants to stain or paint their deck and they can even carry out deck repairs if necessary.
Changing of door locks is a job that a handyman has experience in and can carry out easily. They can also carry out doorknob installations especially in new houses but also anywhere else that the client wants a doorknob installation. Pressure washing is a job that a handyman can be able to do when hired for it.
Re-caulking of bathtubs is a job that one can include in the to-do list of a handyman when they hire them to do work around the house. They can also do this for showers as well. When you hire a handyman, have a list of the tasks that you want completed in the house because time will be saved as they move from one job to another and more will be accomplished.
Having a list also gets more tasks done in the day that you hire the handyman so that you do not have to keep calling them back again. The most important tasks should be at the top of the list when one wants to hire a handyman to do a number of tasks around the house.
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There are lots of things which make me happy. Is it the smell of home made bread in an oven warmed kitchen? Is it playing an unnecessarily long-winded game of Uno with the kids? Or is it getting them involved in the kitchen with food colouring and a sponge mix, whiling away a few hours to make this?
Perhaps is it sitting out in the evening sunshine, with a barbecue on the go, and a cold beer in hand?
That one ranks pretty highly actually.
All of those things which make me happy happened this weekend. Yeah, although I sometimes like to give the Welshman a bashing in my blogs, a long weekend away in the Brecon Beacons is one of the few perks I get from going out with someone whose balance oft becomes a daily liability, and whose sense of humour can be childishly inane.
Having lived in Cardiff, I know that Welsh weather can be tremendously shit. I'll take this weekend's glorious sunshine as a small life win and I'll lift up my chilled Peroni and bid adieu to the jet stream which has festered around us for weeks like a bad smell.
My trip to Mid South Wales has given me a bit of blog fodder; it has made me want to write about working hard and what you can achieve from scratch with drive and talent. I wanted to write this post because although I am effectively giving a plug to the Welshman's ma, she is also a mighty fine baker and cook who has worked astonishingly hard to get her business to where it is today. Regardless of my connection with her, she deserves the recognition in this small humble blogpost (trust me, if she wanted to promote herself she could – she's got an audience of several thousand Twitter followers). In the beginning she just made bread and cakes for friends, and with word being spread as quickly as the jam that buttered them, she quickly gained a reputation for melt-in-the-mouth Welsh cakes, flapjacks, juicy pork-filled sausage rolls, in addition to so many other things. Then the business started expanding, and for a while she catered for a local society, stood outside Crickhowell Market every Saturday come rain or rain (remember this is Wales), and catered for well-attended local events.
Then came Welsh Cakes Online. It does what it says on the tin, but you'll have never had a Welsh cake like hers before, I can guarantee.
Deb's Kitchen opened in March. Initially she'd wanted it to be just that, a kitchen shop; a place where you could pick up a light bite to take away and have a browse at kitchen utensils and equipment made by local traders. A few enquiries for a fresh coffee with their sausage roll, and a a couple of patio chairs later, Deb's Kitchen is fast becoming the honey pot cafe of Crickhowell.
Deb's business started off from home; long hours spent quite literally over a hot stove, 4am starts, midnight finishes. It all started in her home kitchen. Despite all the hard work that has, and still does go on, I love coming here. There's fresh eggs from the chickens and in the corner and you can guarantee there's leftovers waiting to be picked at on the family-sized table. The shelves alternate between clear glass containers of sultanas, dried coconut, demerara sugar, and family photos. Pots and pans hang from the ceiling; everything has its own space and is tightly packed in – I dare you to remove something – it's like kitchen Jenga that Debs has perfected.
Whenever I leave Wales I get an irrepressible urge to cook more at home, be more experimental, and just generally make more of an effort. Working can quite quickly shake that sort of idealism out of you. However, I do appreciate the time spent in here to give me that kick up the backside every three months. And let's not forget, when you see a view like this for the past four days, with a cold beer in one hand, there's no finer way to recharge.


text: Instagram Photo Day done, song written, burger eaten, sunset caught Comments Body * More information about text formats Text format Medium MediumImages with a data-picture-mapping attribute will be responsive, with a file size appropriate for the browser width. Post Image Add a new file Files must be less than 96 KB.Allowed file types: gif jpg jpeg. Leave this field blank


text: One question via email from the Tesla Motors Club at each Conference Call of an Earnings Call. I have sent the following request: --------------------------------------------------------------------- Dear Sir, You have many fans all around the world. And the Tesla Motors Club website is a very nice website where we can discuss all kinds of topics related to Tesla Motors and EV's in general. We would like to ask you a favour. Would you please allow us to ask you 1 question at the Conference Call of each Earnings Call? That would be really great. On the Tesla Motors Club website all the fans would get the chance to put forward their question which they think is most important (in their opinion). Then we can decide by voting which question is really the most important question for most of the fans. Which will then be sent by email to a certain contact person of Tesla Motors who will hand it over to Elon Musk before the Conference Call of a certain Earnings Call. Elon Musk will answer this question first and then continue the Conference Call as usual. Looking forward to your reply. Yours Sincerely, --------------------------------------------------------------------------------------- That would be real nice, if we would be allowed to ask one question at the Conference Call of each Earnings Call.


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Who We Are:
The Nutrition Counseling Clinic provides dietary services from a registered and licensed dietitian (RD/LD).
Who We Serve:
We serve all those with need for the services of a Registered Dietitian, including but not limited to those with infectious disease, diabetes, and obesity.
What We Do?
We provide the full range of services typically provided by a Registered Dietitian, including dietary assessment, prescription and follow-up.
Additional Resources:
The Nutrition Counseling Clinic is a component of the College of Allied Health Clinics.
To schedule appointments:
Phone: (405) 271-2866
1200 N Stonewall, Office 1065
Oklahoma City, OK 73117
Directions and map
Insurance Plans Accepted:
Health Choice
In rare instances, our clinical staff may not participate in all health plans listed. Please call to confirm the acceptance of your plan.
NPP and HIPAA Complaint Information
OUHSC OKC | OU Norman | OU Tulsa | Campus Map & Driving Directions
Copyright © 2018 The Board of Regents of the University of Oklahoma, All Rights Reserved.
Disclaimer | Copyright | The University of Oklahoma is an Equal Opportunity Employer | Mission Statement


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In eastern Cultures the passing of thought was considered valuable, so much in fact that even to this day members of those cultures respect their elders and listen to their advice. The passing of such thoughts and concepts and philosophies is of extreme value. The Christianity religion and its followers take those stories in the bible literally, almost to an absolute truth. Much of which is an incredible gift from those who came before us and experienced their lives and had something to say and tales to help the understanding of those who would come later. Jesus in the bible talks about important concepts and thoughts of what should be done and how to live with love towards your fellow man.
The Philosophers of ancient Greece; Thales, Anaximander, Heraclitus, Pythagoras, Parmenides, Empedocles, Anaxagoras, Socrates, Plato, and Aristotle had many interesting and valuable thoughts. Much of which helped the well studied Thomas Jefferson in his ideas as one of our most noted founding fathers. Such enlightenment has been going on for at least as long as we have been able to acquire our written history. 10,000 years of Chinese written history, 6,000 years of middle-eastern history. As the human race branches grew together, it became more apparent that different cultures learn differently and think somewhat differently.
We can all stand to learn a lot from each other if we will listen and learn. The world is not so far apart as it once was every culture has knowledge and we should all have knowledge of every culture. Think about it.
"Lance Winslow" - If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs


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Tighter stem-cell therapy regulation 'needed' to protect Aust patients
The Australian Academy of Science has called for the closure of a loophole that is allowing some doctors to offer unproven, costly and potentially dangerous stem-cell therapies, in a submission to the Government regulator.
The current regulations allow medical practitioners to use cells removed from a patient's own body to treat a range of medical conditions. The majority of cases involve proven treatments such as bone marrow transplants or heart bypass surgery. However, some unethical practitioners are using the loophole to offer experimental and potentially risky therapies to vulnerable patients with conditions like cancer, Alzheimer's disease and Multiple Sclerosis.
Academy Fellow and Chair of the Academy's National Committee for Cellular and Developmental Biology Professor Richard Harvey welcomed the Government's commitment to reviewing the rules to protect patients while safeguarding legitimate and high-quality medical practice.
"Stem-cell science has the potential to provide new approaches to a range of debilitating and sometimes life-threatening conditions," he said.
"However, we need to give patients confidence that the treatments being offered by doctors are safe, tested, and based on rigorous science.
"As the science advances and we develop ever more sophisticated medical technologies, our guiding focus must always be the safety and well-being of patients."
The Academy's submission was made in response to a Therapeutic Goods Administration consultation on options for amending the current legislation. The submission recommends that all doctors using human tissue for treatment purposes comply with the strongest standards of manufacturing safety and evidence-based medicine.
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