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The member countries of OECDs Development Assistance Committee (DAC) give almost USD 70 billion in foreign aid (development co-operation) annually. This study examines how to manage that aid for the best results. It is based on the organisational structures and practices of 22 of the worlds main donor countries, with a view to assisting countries who are becoming donors. The book covers issues such as legal frameworks; how donors organise their operations in partner developing countries; centralised versus decentralised management; relations with non-governmental organisations; and managing gender equality, environmental sustainability and humanitarian action.
AcronymsExecutive SummaryChapter 1. The Legal and Political Foundations for Development Co-operationChapter 2. Policy Coherence for DevelopmentChapter 3. Organisation and ManagementChapter 4. Managing Human ResourcesChapter 5. Aid AllocationChapter 6. Managing Bilateral ODAChapter 7. Managing Multilateral ODAChapter 8. Implementing the Aid Effectiveness AgendaChapter 9. Managing Cross-Sectoral IssuesChapter 10. Monitoring and EvaluationChapter 11. Humanitarian ActionBibliographyAnnex A. DAC Member Country Profiles on Foreign AssistanceAnnex B. OECD DAC Statistics: A Brief IntroductionAnnex C. Official Development Assistance 2007Annex D. Principles and Good Practice of Humanitarian DonorshipAnnex E. Millennium Development Goals and Targets


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Cops warn of 'Sweetheart Scams' targeting elderly men, their money
BY LAUREN FITZPATRICK Sun-Times Media firstname.lastname@example.com June 8, 2011 10:48PM
Venus Sirchie leaves her home in Worth last month. | Art Vassy~Sun-Times Media
Updated: September 18, 2011 12:15AM
"I handled it," the woman said. "Nobody's ripping nobody off."
A gentleman friend had given Venus Mary Sirchie $23,500 to pay her property taxes and fix up her house in Worth within weeks of meeting her in a south suburban Wal-Mart.
"Not like there was a love affair or anything like that," Sirchie said. "Told him I needed my loan or I was going to lose my house."
A loan is what Sirchie calls the money, to be paid back in full by September. A shame is what the elder advocates who tried to intervene on the 80-year-old man's behalf call it. His family can't believe it's not a crime. For the friend himself, a widower of almost a decade, it's a headache. To investigating police, it's an unfortunate trend.
For Sirchie, it might be a living.
"Sweetheart, we're Romanian gypsies," she said over the telephone.
"I've been doing this all my life. I'll show you how to do it."
Local and county police say they already know how she and other women they believe are cheerfully separating elderly men from their money work:
Stake out places popular among lonely older men: breakfast diners, bowling alleys, the Wal-Mart.
Bump into one who turns up alone.
Ask a few pertinent questions to pinpoint his marital status, living situation.
Befriend him. Pay him wanted attention. Show a little skin — just a little. Maybe smooch.
Then make your problems his: Your taxes are due. Your house needs repairing. Or is it your car? Both. And your daughter needs surgery on her heart, she's in the hospital, she could die.
Pretty soon, like within weeks, money starts changing hands, said Sgt. Jim Hennelly, who investigates financial crimes for the Cook County sheriff's police.
He's talked to relatives of a few elderly men, and to the men who've handed over hundreds of thousands of dollars to younger, sudden lady friends.
One south suburban man, age 90, gave a woman $400,000. The opening line that caught him, Hennelly said, "Do you think these are real or fake?" Another in his 80s handed over $175,000, Hennelly said.
Neither man wanted to pursue any case. One was terribly embarrassed; the other insisted to Hennelly that the woman was his girlfriend.
"They refuse to prosecute," Hennelly said. "These people do them for a living."
Hennelly and caseworkers from the PLOWS Council on Aging, a nonprofit partially funded by the state and federal government, call the situation a "Sweetheart Scam" and want to warn folks, especially in the south suburbs, against walking into such a relationship blind.
Hennelly's unit knows how to handle a different kind of recent episode involving elderly victims, because those are definitely crimes. They are "entry ruse" thefts, and the homeowners always opt to prosecute because they feel violated after someone has fast-talked his way into their homes before stealing their valuables.
But should a widowed gentleman feel any regret after a lovely lady wheedles a fat loan or generous gift from him, it's trickier, Hennelly said. And if his mind is clear and his health sound, the transaction may all be legal, because in the end, a grown man can give his money to whomever he wants.
Bill Kopca may be 80 and a little hard of hearing, but there's nothing wrong with his mind. He lives with his sister in a modest little house on a leafy Worth street. His rusting car sits in the driveway. He sits in an easy chair, next to a couch piled high with documents. Piles cover the kitchen table, too.
He's anxious he won't get his money back, and to a retired truck driver like him, the $23,500 he's given Sirchie in dribs and drabs since meeting her in August is a lot of money. "I don't know what to do," he said, sitting in his easy chair next to piles of papers and things. "She has all the answers."
His children hired a private detective to check out Sirchie after their father used up his cell phone minutes calling her number.
Then they found out about the money he gave her, starting with $3,300 she said she needed for property taxes. He paid the bill for new carpet for her house after she complained about water damage. And he bought her dinner after dinner, often several entrees at a time.
Kopca's kids accompanied their father to the Worth police station to see what could be done about his money.
"Dad, can't you see what's going on?" one son kept asking his father.
Yes, Kopca says, he can see now.
He did get Sirchie to sign a promissory note vowing to pay back the money by September, and she's already made some payments through the Worth police. But so far it's only a fraction of what he's given her.
Yet there's a part of him that admires Sirchie's spunk. He tells her, "If you were straight, I'd marry you. But you're crooked.
"She's a go-getter," he said in his living room, "a hard worker and a go-getter."
Kopca is only one of Sirchie's gentleman friends.
"He wants a woman," she said of "Bill."
She was gifted hundreds of thousands of dollars from another south suburban man, now deceased, whose family is livid. He was, she said, like a father to her.
"He didn't want to give them the money," she said.
She won't say if there are others now, though Cook County records show there is at least one special gentleman in life: her husband, who she married in 2008.
Aside from the Greek statues out front, the facade of her white house looks like any other in that modest section of Worth. But turn the corner and the immense depth of the house comes into view.
On a sunny afternoon, vehicles move in and out of the driveway, including a little silver Mercedes. The blond woman behind the wheel wears sunglasses.
The plates are registered to Sirchie but are supposed to be affixed, according to the secretary of state's office, to a 2008 Chevy. Sirchie's not supposed to be driving at all. Her license was suspended for unpaid parking tickets.
Her property tax bills remain unpaid too. County records Wednesday showed she owes a total of $4,328 on the Worth property, including $2,088 overdue from last year.
Sirchie said she used to run a cleaning business. One still is listed in online directories at her home address, along with a psychic reading business and a roofing company. None of those businesses are registered with the state.
But this, she says again and again, this is how she earns her keep now.
"I got to do what I got to do to support my family and my house," said Sirchie, who also goes by Venus Miller, and at times refers to herself as "Mary."
And she's not forcing anyone to give her anything. They just do it. They like her, her gentleman friends. They're lonely. They're going to have to give their money to the government anyway, so why not just hand it to her?
"If this is what I do for a living," she said, "it's my business.
"I'm not crazy. I'm going to keep on doing it," she said. "There's nothing you can do about it."

subset: commoncrawl


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|24 May 2011
Need a good backup/migration software
I work as a computer technician for a retail company. I occasionally do side jobs (and I'm considering starting a business) where I am sometimes required to re-install or upgrade an OS, be it XP, Vista, or Win7. I currently use a standard backup software much like what you would find on an external drive that searches a customer's drive for common files then backs them up to a single folder while preserving the original structure. This leaves a lot of junk to sift through when copying back to the customer machine. I would like to find a good utility for actual migration that will allow me to hook up the customer drive before OS install and backup the common files, but then MIGRATE them to the new user profile on the refreshed or upgraded OS (which means the migration must be capable of migrating between windows OS's) so that the files are back in the usual locations for easy access by the customer. I've looked into PCMover which would be great accept for two issues: 1 license is for installing on one source and one destination (ie too expensive), software must be installed on both machines (or OS's if same machine). Many times when having to re-install an OS, installing a software on the customer machine before re-installing the OS is not feasible (however it's perfectly feasible to do on the re-installed or upgraded OS).
If anybody knows of a good solution for this type of data backup and migration, please let me know. Thanks.
|My System Specs
|24 May 2011
Windows 7 Ultimate x64 SP1
Hi powder21.
Take a look at the information regarding the Acronis Migrate Easy and see if it suits your needs. Hope that helps.
|My System Specs
|25 May 2011
Thanks, but i looked at that one already. Unfortunately, that particular application uses images. It is basically setup for imaging one or more partitions off an old HD and then restoring the image to a new HD and resizing the imaged partitions to fit on the new HD if needed.
It would be great for replacing a drive (if I didn't already have imaging software for that purpose), but
when upgrading an OS or refreshing a damaged OS, you don't want to copy the entire system. It would defeat the purpose. But thanks for your reply.
If anybody else has another suggestion please let me know...thanks.
|My System Specs
|25 May 2011
Vista x64 / 7 X64
If you are only wanting to migrate user data from one windows o/s to another - you might look at windows easy transfer.
|My System Specs
|26 May 2011
Win7 Pro 32-bit, Win8 Pro 32-bit
Unless I misunderstant what you wrote, it sounds like what you really want is a way to save of the "system-related" stuff from an install so that you can simply restore the "system" -- without the extra data files and settings.
It would be nice if this also included the "feature" of being able to decide whether or not to include installed Applications in the backup/restore.
I've been looking for something like this for a LONG time (too) -- and have not found anything. Everything out there seems to fall into one of the following categories:
1) Imaging software (complete partition(s))
2) File backup software (individual files and folders -- but NOT the registry)
3) Settings transfer stuff -- but does not include Applications
If you (or anyone else) DOES know of something, I would also like to hear about it.
|My System Specs
|26 May 2011
Yes Mark...you got it! Sorry I can't articulate myself as well. However I am looking to also save the "data" such as financial documents, office documents, pics, music, and movies that the user has stored on the system. Unless what you wrote said that as well and I'm not reading it right...Ah my lack of communication skills
After posting this I started thinking about using the User State Migration Tool in conjunction with MDT 2010 to automate this process. It should work (though will not be able to restore applications) but I doubt it will have the ability to make the backup and restore quite as surgically precise as I want.
I'm going to test out a few things and when I find a good method I will be certain to post back here.
Also to Mark: Laplink PCMover seems like it can actually do alot of what you stated if not all, but the problem is licensing and not being able to this offline (ie without installing software on client machine). Still waiting to hear back from laplink about a business solution that may have the additional features we're looking for...you may want to contact their sales department as I did.
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15 tips to help make life easier—and better—after a diagnosis of Alzheimer's disease.
Is there a body-mind connection? Can altering your physical state in some way affect your mind? Here's some interesting research.
If Mom or Dad has had a stroke, talk to your doctor and take note of what that may mean for your own health.
A neurological examination can provide crucial information about the nervous system and about what's going on in the brain, spinal cord, and nerves.
Chronic pain can have a significant impact on your quality of life. Don't suffer in silence—talk to your doctor.
Alzheimer's disease gets a lot of attention—and rightfully so—but Alzheimer's is just one form of dementia.
Use our energy tracker, then ask your doctor how to battle fatigue and feel better.
As Parkinson's disease progresses, it often causes difficulty performing other everyday tasks.


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Like a lot of other building owners, the city of Homer has been looking at the natural gas line expansion with an eye on utility costs. How much would it cost to convert city buildings to natural gas? How much would the city save? And is it worth it?...Wed, 06/12/2013 - 3:20pm
Although it held a second reading and a public hearing on proposed changes to the city water and sewer rate schedule, the Homer City Council in a 4-1 vote on Monday postponed action until its June 24 meeting. The council said little during the regular meeting about why it postponed action, but at a ...Wed, 06/12/2013 - 3:16pm
Because of low king salmon runs, an emergency order issued Wednesday by the Alaska Department of Fish and Game closes all sport fishing for any species of fish in the lower portions of the Anchor River, Deep Creek, Ninilchik River and Stariski Creek beginning at 12:01 a.m. Saturday. The closure is i...Wed, 06/12/2013 - 2:54pm
A hunters organization has put up a $500 reward leading to the arrest and prosecution of the person who killed a cow moose on East Skyline Drive on May 31. The death orphaned a male calf. The Alaska Department of Fish and Game rescued the calf, and it is now at the Alaska Zoo waiting transportation ...Wed, 06/12/2013 - 1:05pm
On May 25, my marimba band Shamwari played for the opening day of the Homer Farmers' Market. One of the tunes I play is Warigamukono, a traditional Zimbabwean song. The title means "pulling the bull to the ground" and is about overcoming adversity. As I played, I thought of my mother, who had ...Wed, 06/05/2013 - 3:45pm
Following a tip that an Anchorage man on parole for drug charges might be in the Homer area trying to sell drugs, Homer Police on May 29 arrested the man, Michael Delpriore Jr., 32, after stopping him near his rental condominium on the Homer Spit. They also arrested his traveling companion, Regina J...Wed, 06/05/2013 - 3:30pm
Lt. Randy Rosencrans has retired after serving with the Homer Police Department for more than 20 years and in law enforcement for 25 years. Homer Police Chief Mark Robl praised him for his service. "He's done a great job," Robl said. "He's been very progressive in keeping the department up...Wed, 06/05/2013 - 3:11pm
In five years the annual Homer Relay for Life has become one of the town's bigger cancer fundraisers. The overnight event starts at 5 p.m. Friday at the Homer High School parking lot with a survivor and caregiver reception. While raising money for the American Cancer Society is the big goal, Relay...Wed, 06/05/2013 - 2:31pm
The Alaska Aviation Centennial Celebration arrived at the Homer Airport the evening of May 24 to an appreciative crowd of about 150. Spectators marveled at the 1943 T-6 Texan trainer, the 1933 Stinson L-13 Grasshopper, and the 1938 AT-6 Texan "Harvard." The planes were all used during World War ...Wed, 05/29/2013 - 2:02pm
With the 70th anniversary of the Battle of Attu being honored this month, there's a bit of poignancy that a World War II era Japanese Mitsubishi A6M Zero is among the historic planes visiting Homer this weekend. The Zero, one of only five flying remaining such aircraft, is part of a squadron...Wed, 05/22/2013 - 4:38pm
Homer News ©2014. All Rights Reserved.


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Chris and Tami's New Web Show Is Here!
April 1st, 2013
Studio 8/TNM founders Chris Trew and Tami Nelson have a fun new show that turns their awesome live improv scenes into fully-produced fancy short videos.
Chris and Tami do a monthly 2-person, hour-long improv show at our comedy theater, The New Movement, in New Orleans. They film those shows in front of a live audience, then pick out their favorite scene from each show, develop and re-work it, making it funnier and tighter and cooler. Then they shoot that re-worked scene and debut it at the beginning of their next show the following month.
So now we're releasing this as a monthly web series called "Scene/Rescene" that allows you to watch the original improvised scene, then click over and watch the revised version of that scene. How neat is that?
Below is a playlist with all of the Chris and Tami episodes released thus far.
Be sure to check out www.ChrisAndTami.com for more info on Chris and Tami OR head over to www.TNMComedy.com for more info about our kickass comedy theaters in Austin and New Orleans.


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The Tabernacle in Atlanta has gone through several iterations during a storied history that spans more than a century, with … Continued
House of Blues
Written by MDuffy
Alkaline Trio will be featured on tonight's episode of At: Guitar Center at 9 p.m. ET on DIRECTV's Audience, channel 239. … Continued
Yngwie Malmsteen Shreds Through Orlando, Fla.
Written by Pauline France
Swedish guitar legend Yngwie Malmsteen swept crowds away with his faster-than-light arpeggios on Nov. 4 at the Orlando, Fla. House … Continued
Freeman Rocks his New Signature Model at House of Blues
Written by Chrissy Mauck
Devil's Brigade, a rockabilly side project of Rancid's Matt Freeman, played a show Friday night with X at the House … Continued
The Vandals Ode to Christmas at House of Blues
Written by Chrissy Mauck
Beloved punk rock band the Vandals performed at the House of Blues in Anaheim over the weekend, playing Christmas-themed tunes … Continued
My Chemical Romance Show Love for Rock and Roll on New Album
Written by Chrissy Mauck
My Chemical Romance's fourth studio album, Danger Days: The True Lives of the Fabulous Killjoys, hit shelves earlier this week. … Continued
Strung Out Rock Hollywood's House of Blues
Written by Chrissy Mauck
Strung Out's Chris Aiken rocks his '57 P Bass with mirrored pickguard through a TB600C Bass Combo amp. Strung Out … Continued


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Simply connect with Facebook and kiss those password blues away,
or go here to reset your password.
Works @4ThoughtM and helps you get the most from Eloqua. Husband, father, Presbyterian, chess player.


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Severe spring and early summer weather continue to affect several states throughout the U.S. as tornadoes, high winds, hail, flooding and wildfires have caused damage in over 10 states. In response UCC Disaster Ministries has responded in multiple locations by working closely with UCC congregations, Conferences and partner agencies. Early responses from UCC Disaster Ministries have included grants to the S. Dakota Conference (tornado relief), Iowa Conference and congregations (flooding) and Church World Service totaling nearly $15,000. Funds have been used to support local volunteer efforts and material aid distribution in dozens of affected communities.
to support this work
Mr. Zachary WolgemuthExecutive for UCC Disaster MinistriesUnited Church of Christ700 Prospect AveCleveland, Ohio firstname.lastname@example.com
Ms. Diane DickenAdministrative Assistant, Global Sharing of Resources700 Prospect Ave.Cleveland, Ohio firstname.lastname@example.com


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November 28, 2014
SAN JUAN, Puerto Rico (AP) - It appears a mold and rat problem at Guantanamo won't delay planned legal proceedings in a terrorism case.
A military judge has ordered the government to ensure offices used by defense lawyers on the U.S. base in Cuba are free of unhealthy mold and rat droppings. If not, the government must find suitable office space elsewhere.
Lawyers for an alleged terrorist have said the office air quality is so bad it sickened members of the defense team. Navy health officials agree.
The defense had sought a delay in pretrial hearings set to start Oct. 15 for five men accused of planning and aiding the Sept. 11 attack on the U.S. The government was given until Oct. 10 to solve the problem.
Army Col. James Pohl issued the ruling Friday.
Copyright 2014 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or firstname.lastname@example.com.


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MyAnneArundel is an integrated mapping application that was developed to provide the County's citizens, businesses, and visitors with access to useful services and data. Please click on one of the following "Themes" and follow the subsequent instructions to launch that specific area of the application:
|Please Pardon the interuption while My Anne Arundel is under maintenance.
General Information and Crime Statistics
Find information about County Services based on an address or obtain community specfic crime statistics that are classified by incident type.
|Public Works Maps, As-Built Engineering Drawings and Survey Monuments Research and Retrieve Record Drawings and Survey Monuments.
Watershed, Ecosystem, and Restoration Services
My Anne Arundel Zoning Viewer
Street Viewer
GIS Data Download
By acceptance of the GIS material, you agree as follows: The GIS material (the "material") is made available by Anne Arundel County, Maryland (the "County") as a public service. The material is for reference purposes only, and the County makes no representatives, warranties, or guarantees of the accuracy of the material.
THE COUNTY MAKES NO AND DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES RELATING TO THE MATERIAL, INCLUDING WARRANTIES OF MERCHANTABILITY, INTEGRATION, TITLE, AND FITNESS FOR A PARTICULAR PURPOSE.You release the County, its agents, servants, and employees, from any and all liability related to the material or any of it, including its accuracy, availability, use, and misuse. In no event shall the County be liable for any direct, indirect, incidental, consequential, or other damages, including savings, profits, fees, costs, loss of data, or business interruption, related in any way to the material or any of it, including its accuracy, availability, use, and misuse. The material is in the public domain and may be copied without permission. Citation to the source is requested. Any errors or omissions in the material should be reported to the Anne Arundel County Office of Information Technology Geographic Information Services Group.
County Executive Leopold Appoints Thompson as Chairman of Veteran Affairs Commission
Advisory panel has made a difference for military personnel
Annapolis, MD (October 11, 2011) - County Executive John R. Leopold today announced the appointment of former Army Sgt. Kenneth W. Thompson as Chairman of the Veteran Affairs Commission.
"Ken Thompson has a distinguished record in the military and in business," County Executive Leopold said. "I am confident that he will enhance the performance of a commission that has already made strides in improving the lives of our active and retired military personnel."
Thompson, a Davidsonville resident, was most recently a Senior Project Engineer for TurningPoint Global Solutions, Inc. He previously worked for the U.S. Department of Veterans Affairs, the Treasury and the Secret Service. He holds a master's degree from George Washington University and an associate's degree from Montgomery College. Thompson is a veteran of the Vietnam War who specialized in communications and intelligence.
Working with the Veteran Affairs Commission and the County Council, County Executive Leopold has helped establish hiring preferences for veterans and provided funding for treatment of post traumatic stress and drug addiction. The 13-member Veteran Affairs Commission is a forum for all Anne Arundel County veterans of military service. It is charged with identifying opportunities to improve financial and other assistance to veterans, including higher education and healthcare, as well as providing statistics and organizing events for our troops and veterans.
Anne Arundel County, MD. 44 Calvert Street Annapolis, MD. 21401 | Telephone: (410) 222-7000 | Suggestions | Disclaimer
Copyright 2008; All rights reserved


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|8 posts found
Novice Member
Joined: 5/27/03
Hi, I just started playing GW2 after my prepurchased account was hacked and then banned. Lol.... Anyway, the game is pretty cool and seems different in its own ways from other MMOs. I kind of dislike how there are so many other heroes in this fantasy world completing all these group quests with me, but maybe they also scale individually if I get further from the noob zones.
Anyway, I was wondering what the developers were planning with regard to GW2? Expansions? DLCs? Are they going to expand the DE system anymore? There is a lot of potential for emergent gameplay in GW2, and I'm thinking about enemies actually taking over zones and territorial control.
Also, it'd be nice to see an engine improvement. It runs rather laggy in Queensdale, compared to TSW and SWTOR. Also, my character's hair kind of stretches out behind as I run. It makes it look like real hair, but I'm not sure if it's a graphical glitch or not. In CBT, I remember the hair being more static.
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the only thing i know so far is that the design of their DE's allows them the freedom to post new content faster then any other title out there because their content is open world rather then dungeon so there's no redesigning of the land involved accept the occasional temporary construct.
They are planning on adding new DE's however they are working out all the bugs before re-opening the game for digital purchase.
Expansions will most likely be a the year mark.
No news as to whether all new content will be dlc or expansions or not.
"Also, it'd be nice to see an engine improvement. It runs rather laggy in Queensdale, compared to TSW and SWTOR. Also, my character's hair kind of stretches out behind as I run. It makes it look like real hair, but I'm not sure if it's a graphical glitch or not. In CBT, I remember the hair being more static."
I would suggest port forwarding your firewall and setting your antivirus properly that's what caused all of my lag, once i did that it ran smooth ever since their last stress test haven't had that issue. They are working through any server side bugs tho.
Novice Member
Joined: 6/28/12
The way DE is set up its easy for them to innovate or add new things. The devs have said maybe in a zone there's 100 DEs now, years from now it might have 300.
They've also said that they will also be tweaking the DEs a bit. So that farmer that you help pick apples for in that giant DE chain might not always need apples. This is to add replayability, so even if you are max level , you can still come and check out the new stuff.
They've also said and I'm parapharsing here : "All content produced by the live team will be free"
So I'm not 100% sure if expansions will be free, probably not, because they'll still want to make some income. DLC will probably be free.
The hair sticking back is a way to trick the human eye into thinking its waving back while running which is similar to what happens in real life. Of course it isn't perfect but it never bothered me before. It's probably laggy in Queensdale for a number of reasons. The main reason being A) it's one of the starter zones so huge amounts of new players B) It's human zone, which is by far the most populated race.
If it's lagging , try playing in the overflow server, or asking in chat if anyone else is lagging. Because if not, it might be just your computer/connection.
Since you haven't been to any "high" leveled areas you won't notice that centuars can actually take over a town. Killing the merchant / armorsmith there so you can't sell/buy armor. They'll also lock out the waypoint. There are numerous DEs like this. And the only way to take back the town/village/whatever is to actually go there and defeat all enemies.
Novice Member
Joined: 5/27/03
Cool! Thanks for the information. I really like how these themepark games actually are planning to evolve now. I don't consume content very rapidly (I'm extremely, extremely casual during the school year), so knowing it can last me a long time and I'll still have the same hardcore friends around is pretty comforting.
Novice Member
Joined: 9/25/09
Originally posted by WizGamer
You might want to update your video drivers. For me switching from 301.10 to 306.02 (nVidia) fixed regular PC freezed I had while playing GW2. Can't comment on framerate (never had any problems with it) but it's supposed to be better as well. And one guy from my guild said new ATI drivers DOUBLED (hehe ;) his FPS.
MMORPG genre is dead. Long live MMOCS (Massively Multiplayer Online Cash Shop).
Hard Core Member
Joined: 10/29/07
Originally posted by WizGamer
The game will get expansions, yes. Maybe every 9nth month or so but that is just speculations, that the game will expand with expansions is however official.
As for the engine, some optimization wouldnt hurt but part of it is because we need updated drivers from Nvidia and ATI. I have no lag in Quensdale myself, or anywhere else for that matter but I guess my 480 GTX is better than your GFX card. I am sure performance will improve with time, and I do know people who got 20% better performance with Nvidias latest beta drivers than the official driver.
Elite Member
Joined: 5/14/07
I believe in life before death... So dont forget to enjoy it while you still can.
Originally posted by Loke666
Also the game will get continuous updates, both free and payed. I am still convinced we will see the first adventure packs in the gemstore in a few months.
Big expansion packs should be availble yearly, tough the first one might take a little longer because of the huge amounts of time the development team needs to spend currently on release issues.
Best MMO experiences : EQ(PvE), DAoC(PvP), WoW(total package) LOTRO (worldfeel) GW2 (Artstyle and animations and worlddesign) SWTOR (Story immersion) TSW (story) ESO (character advancement)
Novice Member
Joined: 4/19/09
The Dude abides
It has zombie chickens. Any game with zombie chickens has a bright future.
1. For god's sake mmo gamers, enough with the analogies. They're unnecessary and your comparisons are terrible, dissimilar, and illogical.
2. To posters feeling the need to state how f2p really isn't f2p: Players understand the concept. You aren't privy to some secret the rest are missing. You're embarrassing yourself.
3. Yes, Cpt. Obvious, we're not industry experts. Now run along and let the big people use the forums for their purpose.


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Cindy's Backstreet Kitchen
- Address:
1327 Railroad Ave.
St. Helena, CA 94574Neighborhood:
St. Helena
- Cuisine:
CalifornianPrice: $30 and under
Cindy's Backstreet Kitchen
- Dining Style: Casual Dining
- Website: http://cindysbackstreetkitchen.com/
- Phone: (707) 963-1200
- Hours of Operation:
11:30am - 9:00pm
- Payment Options: AMEX,Diners Club,Discover,MasterCard,Visa
- Cuisine: American, Californian
- Executive Chef: Cindy Pawlcyn
- Dress Code: Casual Dress
- Accepts Walk-Ins: Yes
- Additional Details: Banquet/Private Rooms, Bar Dining, Bar/Lounge, Beer, Cafe, Counter Seating, Fireplace, Full Bar, Happy Hour, Non-Smoking Restaurant, Patio/Outdoor Dining, Personal wines welcome, Personal wines welcome (corkage fee applies), Private Room, Takeout, Wheelchair Access, Wine
A word from Cindy's Backstreet Kitchen
Cindy's Backstreet Kitchen is the place to be in the Napa Valley!Continued
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Cindy's Backstreet Kitchen reviews from OpenTable diners
185 reviews since July 29, 2014
- Food4.3Service4.2
- Ambiance4.2Noise LevelModerate
fit for foodies (121)neighborhood gem (106)great for lunch (67)great for outdoor dining (52)good for groups (52)special occasion (51)notable wine list (45)romantic (31)great for brunch (23)hot spot (21)vibrant bar scene (13)kid-friendly (13)late-night find (4)scenic view (1)Show More
- Fun and deliciious...How can you beat that?ToniVIPDined on 11/21/2014Terrific service person who honestly told us her faves. Delicious food. I think the meat loaf got the prize of the night! We'll be back again....and again.Special Features:I would recommend this to a friend.
- A Great LunchOpenTable Diner Since 2006Dined on 11/21/2014This was the second time we decided to meet at Cindy's Backstreet Kitchen, having been hear a year ago. We had another wonderful reunion lunch. Even though half our party was late, having been caught in traffic, the staff was friendly and accommodating. The food did not disappoint. The only down side was that it was hard to hear each other because it was a bit noisy.Special Features:I would recommend this to a friend.
- DinnerLove2eatVIPDined on 11/20/2014Party of four and we all enjoyed our dinner at cindys backstreet. The service could have been better my coffee needed to be refilled for a long time but all in all it was a good evening.Special Features:I would recommend this to a friend.
- Always a Favorite!SusanneVIPDined on 11/17/2014We've never had anything but a wonderful meal at Cindy's! Don't miss the Oysters Bingo and Caesar Salad. Their daily pasta special, also, is usually outstanding. At our latest visit, waiter Shawn (from Brooklyn) took great care of us. (He obviously likes working in the Napa Valley!)Special Features:I would recommend this to a friend.
- Will Not Be ReturningDinerMDined on 11/16/2014Waited for a long time to be even seen at the front. Someone finally turn the corner and saw us at the door. The response - "I will be right there" - not really right there, actually. He seemed to be bothered that we are standing at the door and interrupted whatever he was doing. Then, we were seated. The waitress and support staff were just fine. In fact one of the better served experience. Food was ok but not anything to write home about. Menu items were limiting. Been here multiple times, but next time, we will have to find another place for a breakfast or lunch.
- Review from 2 happy foodiesShamelessGluttonDined on 11/12/2014We were pleasantly surprised at how quaint and quiet Cindy's was, having heard it was rather small and tight. Food was superb, service even better. Will look forward to coming back.Special Features:I would recommend this to a friend.
- Special weekendLuvGoodFoodDined on 11/8/2014Outstanding food, very good service, and the ambiance very elegantSpecial Features:I would recommend this to a friend.
- Very Bad ExperienceNapaPrinceDined on 11/8/2014They seated us at a round table facing the wall just 4 feet in front of us. It took 50 minutes to get our food and when it was brought it came at 3 different times. Drink orders took 10 minutes. When I complained to another waiter because our waiter was unattentive, she said that she would get the manager. The manager never came. When the food came, it was cold and simply not good. There are so many other reasons why this place is simply not a place you want to visit. I however want to enjoy my day.
- Fabulous St. Helena Restaurant!OpenTable Diner Since 2009Dined on 11/8/2014We had dinner on the patio, the fireplace oven was lit up and mushrooms were being roasted inside. Our food and service was simply outstanding! We had the Caesar salad, meatloaf and duck burgers - all delicious! Their corkage policy pushed this place over the top for all of us. We will definitely make this one of our must repeat!! But shhh..don't tell too many people!Special Features:
- funOpenTable Diner Since 2004VIPDined on 11/8/2014This place is always lively and wonderful and fun.Special Features:
- OkaygeobirdDined on 11/3/2014Had heard about it. Was expecting more. It wasn't bad-- I'm not saying that. Just wasn't as good as expected. I would go back just for the polenta fries -- they were that good.I would recommend this to a friend.
- disappointedSharonNYVIPDined on 11/2/2014After hearing great things about this place, was really excited to try it. The food was mediocre and wasn't particularly cheap. For the same price, there are infinitely better restaurants options to eat at in the Napa area! The flavours were uninteresting, and either overly salted or just fell flat.
- Lovely Farm house....1travellerVIPDined on 11/2/2014A great stop when visiting the vineyards in the Napa area. Highly recommend it. Inventive menu and lovely setting.Special Features:
- Cozy and yummyGInnyVIPDined on 10/30/2014the food never disappoints. The service was spectacular, the wines wonderful and the booth cozy and quiet for talking.Special Features:
- thebellyrulesthemindVIPDined on 10/26/2014A real representative of the Napa Valley food mind set. Local, interesting, uncomplicated and inventive. Rerally enjoy it here, I return each time I'm in St. Helena.Special Features:
- Sunday lunch5starVIPDined on 10/26/2014We have been going to Cindy's for years and always enjoy the food. This time we were disappointed. The duck burger came on a different bun than previously as did my tuna and were tasteless. The fries were terribly salty. The huckleberry & pear tart was awful. Wine prices have skyrocketed. I don't know if the changes are due to Cindy's recovery from the car accident, but someone needs to take a closer look at the kitchen. It will be awhile before we give it another chance.Special Features:I would recommend this to a friend.
- Disappointing serviceRobertVIPDined on 10/25/2014The food was pretty good (if extremely slow) but the service was very bad. After we complained about almost a one hour and one-half hour wait for our mains the so-called manager took over from our clueless waiter and finally tried to make up for the disaster by comping desserts. We hadn't intended to have dessert but accepted the offer, then the desserts took almost 30 minutes!Special Features:
- I really liked this restaurantRDE1Dined on 10/25/2014If I lived in the neighborhood I'd probably go there often. It's that kind of place. Very warm, friendly atmosphere. Cozy, appealing bar area. Start to finish all the staff were fantastic. The food was off the night we went. We followed staff recommendations course by course except for the New York steak, which we were told might be "hard" - it was. I liked the fairly priced wine list. I'll give this restaurant a second try.
- Lovely stop in St. HelenaOpenTable Diner Since 2004VIPDined on 10/25/2014Delicious brunch! Loved our server, who was newly transplanted from the east coast. Had the sweet potato peanut soup, which could had been a highlight. The Campfire /Smore dessert was insane. I might skip the grilled cheese, according to my friends... Overall great meal.Special Features:I would recommend this to a friend.
- A "wow"OpenTable Diner Since 2008Dined on 10/24/2014Cindy Pawlcyn continues to "wow" with gret food, great staff and seasonal changes that will make me a repeat customer!!Special Features:
- good food, average serviceLelouchDined on 10/24/2014Loved the food, but our server made a couple mistakes in our order and lengthened our dinner by at least 30 minutesSpecial Features:
- CathyVIPDined on 10/24/2014Innovation, selection, seasoning and overall preparation has declined since our last visit. Wine selection is limited as well.
- A bit disappointing from years pastOpenTable Diner Since 2004VIPDined on 10/21/2014Always love going to CBK when in wine country, and have had fabulous meals. This visit was different, as a few dishes were delivered to tables incomplete, and although fixed, not what we expected. One dish was spicier than described, and although the server said she would ask the chef how it was prepared, she never circled back with us.
- Unique DiningcgifinDined on 10/19/2014We visited Cindy's after a long day of wine tasting in Napa valley. The restaurant is a converted house and is gorgeous. The wait staff was very nice, personable and fun. The menu is unique - there was nothing that really sounded great on the menu but our meals were really good. The desserts were phenomenal - the Campfire Pie is a must have!Special Features:
- Excellent food and atmosphere!Beachgirl9999VIPDined on 10/17/2014We had an awesome dinner with great wine! The server was very friendly and accommodating! Even with a big party upstairs. Dinners were a little slow coming out of kitchen but that was because of the big party going on at same time. Food was exceptional! Will definitely go back when we are in the area again!Special Features:
- Lovely lunch spotOneCentRoseDined on 10/16/2014The food was delicious as usual. A wonderful place to have lunch with my daughter. I'm not sure if they were short staffed or if part of the dining experience is never to see your waiter but the service was poor. It shouldn't take 20 minutes to get a glass of wine. I do like Cindys and will return.Special Features:I would recommend this to a friend.
- Could not have been better!fabulousmealVIPDined on 10/15/2014We received recommendations from many friends to eat at Cindy's and we are SO glad we did! We were in Napa for our honeymoon and they were so lovely to celebrate with us! The service, the food, the ambiance... All perfect!Special Features:I would recommend this to a friend.
- Disappointed.BistroDined on 10/13/2014Disappointed in the food. Quail was very overcooked.
- Favorite lunch spot in napa valleyMeatloafVIPDined on 10/3/2014Don't think twice and just GO!! I never miss this place for lunch when in napa valley. The restaurant is beautiful and bright. Perfect sunny atmosphere. The food is a hit and always leaves me struggling what to order. This time we shared pork tacos and piquillo peppers to start. Entrees were meatloaf and swordfish. We talked about the food all day.Special Features:I would recommend this to a friend.
- Good mealDickVIPDined on 9/27/2014The meal was good but we were disappointed in the grilled octopus was over cooked.Special Features:
- tommmyVIPDined on 9/27/2014Great food. Strange server. Was attentive and then disappeared. Table next to us was terribly loud and very disturbing.Special Features:I would recommend this to a friend.
- May be losing their way!DesperadoVIPDined on 9/27/2014I have always really liked this restaurant but the last two times I have been there the service is not as good and the kitchen has missed the mark even to the point that the soup that was served to my wife was cold. Anyone can serve you hot soup. Perhaps Cindy has her eyes on other things but they are certainly NOT on this restaurant.
- Restaurant to try if in St. HelenaRmenascheVIPDined on 9/27/2014Enjoyed my dinner at Cindy's and I would recommend it. I had the smoked prime rib which was excellent. I thought a bit expensive at $39.95 especially since the waiter did not inform us of the price.Special Features:I would recommend this to a friend.
- go back in a secondtuskDined on 9/27/2014Love a place like this! One of those place you can eat something that you cant get everywhere. Enjoyable wait staff and great food. YeaSpecial Features:I would recommend this to a friend.
- DinnertennisVIPDined on 9/26/2014My second time to Cindy's. Brought some friends with us. Our service by our waiter Jason was terrible. Once we did not order wine right away and asked the price of one of the specials he seemed to lose interest in our table. Nearly through the desert news on that table. Don't know if I would come back.Special Features:
- Not sure what to sayKevLVIPDined on 9/26/2014We either caught them on an off night or the service here is suspect. Had several other meals during the week in St Helena and never had service that even approached this lower level. Too many great places to eat here without taking the chance on poor service.
- Great findRbranchDined on 9/26/2014Off the Main Street but easy walk from downtown St Helena. Great food and friendly serviceSpecial Features:I would recommend this to a friend.
- Favorite spot for locals + touristslocaldinerDined on 9/23/2014It is always a treat to go back to Cindy's. There is a variety of choices for every taste. We save room for the campfire pie for dessert. It is the best chocolate dessert this side of heavenSpecial Features:I would recommend this to a friend.
- Outstanding food!!Cal42VIPDined on 9/23/2014Some of the best food we had all week during our stay in Napa. A perfect lunch spot. Flavorful, filling and reasonably priced. We highly recommend it!Special Features:I would recommend this to a friend.
- CDMNUPVIPDined on 9/20/2014Great service. Our waitress, Mary was wonderful! The food is always good.Special Features:


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Looking for Tow Truck Insurance, Turn to Urban Insurance.
Our expert staff has been a dependable source for Towing Insurance for over 54 years. We understand the requirements that the Secretary of State has placed on Flatbeds and Tow-Trucks
prior to granting them the "TW" plates needed to operate a towing company. Whether your company specializes in towing, auto transport, salvage, or if you do work as a repossessor, collateral recovery or relocation services; Urban Insurance will find you the coverage you need at the lowest rates.
While many companies are pulling back from offering Tow Truck coverage, for example, Progressive does not currently offer insurance for commercial tow truck businesses that do repossession work, Urban Insurance still has a variety of companies to provide your Towing business with the coverage you need at the lowest rates. We have been doing this by constantly maintaining contracts with a multitude of companies that we believe provide our customers the coverage they need at the lowest prices
I spend time each month reviewing our list of carriers, as well as searching for new companies worth adding to our list. By listening to comments and suggestions from our customers, in addition to reading industry reports and third-party evaluations; we will add or remove companies from our list. There are also times when one of our current companies might decide to add or remove a particular class of business, when that happens we will search for alternative options for renewing policies that we believe will continue to provide our customers the commercial insurance they need at best possible rates.
One of the companies we use is Stonegate Insurance. They have a dedicated commercial team; so as a business your policy, or any claim, will be handled only by commercial experts.BB Accredited Business since 02/01/2012
Stonegate InsuranceOn a scale of A+ to F
- Tow Truck Liability Insurance: Coverage for what the policyholder is legally obligated to pay because of bodily injury or property damage caused to another person.
Tow Truck Liability = $500,000csl
If you are required to have an ICC Authority (Relocation license) the limits change to $750,000csl Liability also pays for your legal fees and court costs stemming from a if you're sued for a covered liability claim.
- Physical damage insurance: Portion of an auto insurance policy that covers damage to the policyholder's truck involving a collision (including damage from fire, explosions, earthquakes, floods, and riots), and theft. For Commercial trucks the rate is based on a % of the "Stated Value."
- Uninsured or underinsured motorist insurance:
- Garage service insurance: Optional garage liability insurance is designed specifically for businesses that offer towing services or service stations. It provides coverage for any damages that may be sustained by a vehicle in service while it is parked or being stored in a covered location. These damages can include those caused by fire, theft, vandalism or even collisions.
- On-hook towing insurance: Also GKLL) The "On- Hook" coverage must be no less than $25,000. This covers damages to the vehicle being towed.
If you have a question, please contact us at 1-800-680-0707
As the cost of living continues to increase, learning how to make your dollars stretch as far as they can is an important part of survival. The prices in Chicago can be significantly higher than other states, and finding ways to make it on $13.00 an hour can be challenging. How much does that equate to? In annual dollars, that's about $26,000 per year or a little more. While that may not seem like much to work with, there are a few things that will give you immediate savings:
Create a Budget
Creating a budget is the first step in making sure your money is being well-spent. Using a resource like YNAB (You Need a Budget) will help teach you the rules of managing your money. Knowing how to assign a task to each dollar you spend will show you where you can cut costs and save.
Get Creative With Housing
Housing is one of the most expensive items in the budget. If you lack the funds to reside in an area you like, consider getting a roommate or two to help trim your costs while allowing you to enjoy of the area. Food and utilities can also be shared to give you more flexibility with your funds.
Manage Your Meals
Food shopping is another big budget-buster. Planning your meals in advance based on advertised sales can help. Seek out resources that can provide low-cost recipes and join a warehouse club to get certain items in bulk, which will add to your cost savings. Buying generic can be advantageous and can help enhance your cooking skills and experimentation with spices and other flavor-enhancers.
Kick Your Habits
When you're on a budget, going to the movies every week, or having a latte every day is out of the question. Limiting your extras will not only keep money in your pocket, but you will learn how to make use of the things you already have. Using sites like Groupon or Living Social can help you plan for entertainment at a discounted cost.
Watch The Thermostat
In Chicago, the summer is hot and the winter months can be brutal. Putting your thermostat on a timer will help regulate the temperature in your home and utilize your air or heat only when needed. Using a fan will also help circulate the air in the room when the thermostat is off to keep your temperatures level.
Watch Those Phantom Electronics
Turn off appliances and other electronics that aren't being used. Televisions and computers left on suck up energy, adding to your utility costs. You can also unplug your DVD player, cell phone charger and video game console for effective results.
Reevaluate Your Policies and Contracts
Look at your insurance and other contracts that have costs associated. If you can get a discount to cut your premium, do it. If you have a good track record, you can increase your deductible to reduce your current payment. This will free up funds that you will be able to apply to other areas of your budget.
Go Public
Using public transportation can help save money in your budget. Driving an automobile can get very expensive, especially if you have lengthy commutes. Riding a bike can also help in getting exercise and enjoying your surroundings. This is a smart tactic when reevaluating where you can maximize your dollars.
Although making $13 an hour work can be a lot of work, these are simple and effective ways that will make a significant difference in having a decent quality-of-life while maintaining your budget.
Halloween is a time when kids get to dress-up as a favorite character, gather with friends and roam from house to house collecting as much candy as possible. When I was a child, I can remember starting early and putting in hours of ringing bells till I had shopping bags full of candy. As a parent in Chicago, my wife and I took our son and his friends trick or treating, ever careful that in their excitement they paid attention to cars while crossing streets, alleys and driveways.
Halloween in Chicago should be a fun and safe time for children, if you follow these trick-or-treating safety precautions.
It is important that driver's in cars can see your child. Sure in an idea world children will cross streets only at cross-walks, only with the light, and after careful attention to traffic- In reality, enthusiasm can win out over judgment. Kids pick their costume based on a TV show, not on what is easiest to see at night. Here are a few tips:
1. Help your child pick a costume that has bright colors, if not then add reflective tape.
2. Every child has some kind of bag to hold their collection of candy- selecting a bright color, adding reflective tape and or flashing LED lights, will greatly improve the ability of driver to see your child.
3. Make sure your child's vision is not hampered by ill-fitting masks or hats.
4. Give kids flashlights, test to make sure the batteries are fresh. These will not only light their way, it will also make them easier to see.
Safe Costumes
Beyond visibility, clothing can have other dangers, here are a few things to watch.
1. Make sure that shoes or boots fit properly and that costumes are short enough to prevent tripping, and are free from loose items that can get caught or tangled as they walk.
2. Buy costumes, wigs, hats or other accessories that are clearly marked confirming they are flame resistant.
3. A lot of outfits just are not complete without a sword, cane, or lightsaber and there is no way your child is taking to the streets without a critically defining object, Ok, but make sure it is not too long, too sharp or to solid.. These items can hurt a child if they fall, but can also hurt others if they start swinging them around, while I'm sure all of our children are perfect angels, it is very tempting for a six-year-old carrying a sword to want to act-out scenes from the show.
4. For older kids, make sure to avoid gang-colors or guns that are too realistic.
Despite that fact your child might be dressed like a super hero, if they are under 10 years old they should not be out walking the streets after dark. I know they might want some degree of independence but you must let your better-judgment win out.
1. A parent or other trusted adult should always travel with young children as they make their way through their neighborhood. If they are with a group of friends and you want to give them a bit of space, try staying on the sidewalk and let them walk the path to the door.
2. There is safety in numbers, it's also probably more fun if they can go trick or treating with a few friends, but keep in mind that one adult can't watch 12 kids at once.
3. In the unlikely case a child gets separated (It happens) wake sure children know their parent's cell phone number and how to call 911.
4. Put a name tag, with your phone number, on your children's costumes
5. When dealing with older kids, clearly they are going to be trick-or-treating on their own; so make sure you know where they're going when they'll be coming home, confirm they have a cell phone, its charged, and that they go and stay in a group.
As a driver around the time of Halloween, pay special attention to children, you might not be use to seeing kids out after dark and they might not always show the care they should. As an adult, you need to be extra careful.
The horror stories of razor-blades and poison in food were around when I was a child, in fact stories like that go back to tales of wicked witches and poison apples, without over reacting, it's wise to inspect candy before it ends up in your child's mouth. By following these trick-or-treating safety precautions, Halloween in Chicago should be a fun and safe holiday.
Chicago is a city made up of neighborhoods, each with their own history and ever changing demographics. As immigrants made the city home, they tended to congregate for comfort and support, each new wave reshaping the neighborhoods . German shops slowing giving way to Polish restaurants, that in turn find a new identity with each new group entering and enriching Chicago. "River North" has a similar rich ethnic history, but the near-north area also is a tale of gentrification.
The actual boundaries are determined by the Chicago River on the South and West, Division Street on the North and Wabash Avenue on the East. The area at the turn of the 20th century got the name "Smokey Hollow" owing to the massive number of factories and the burning of coal needed to power them. Raw goods could be brought in by ship or rail, and the manufactured products could then be sent out to the world with the river and trains linking the district to Chicago ports. As traffic became a problem above ground, transporting all that coal went underground. Chicago was reminded about these long abandoned rail lines when one morning, many dozens of major buildings found water rushing into their basements filling them, up to 30 feet deep. It turns out, a construction company tasked with fixing a bridge, pounded a pylon too deep into the Chicago river, puncturing one of these old-forgotten tunnels giving the river a path into this vast network of tunnels.
The Merchandise Mart is the most prominent building in River North, and until the completion of the Pentagon, was the world's largest building. Built in 1930 by Marshall Fields and Company, the Art Deco masterpiece was used as the central warehouse for its stores. Later The Merchandise Mart was sold to the Kennedy family who converted its use to a central hub for architectural and interior design firms and venders. Retail stores would go there to see the newest offerings and place orders, Decorators would walk their clients from one showroom to the next selecting furnishings for their home or office.
Every major city has infamous criminals connected to its past, when Prohibition was signed into law, Chicago quickly became ground-zero in the nations bootlegging trade. The 20s were roaring and liquor was still invited to the party; so organized crime filled bathtubs up with gin, poured into bottles and sent them to "Speakeasies," brothels and other clandestine drinking clubs. The booze was flowing so the was the money and the crime bosses would do anything to keep a rival from moving into their territory. The war between the bootleggers and between them and the feds made household names of Elliot Ness and Al Capone. All those shootings meant a lot of funerals, Dean O'Banion made his money selling illegal alcohol and was in need of a front, since his hobby was flower arraigning, he figured buying a River North flower shop was a natural fit. Located just off corner of Chicago Avenue and State Street. Holy Name Cathedral, was and still is the dominate Catholic church in Chicago,with O'Banion's shop across the street, and his ties to organized crime, he was the one providing flowers for most of the funerals of gunned-down mobsters. As always, when you tie your star to ruthless killers, it's only a matter of time before flowers are being delivered to your own funeral. A florist shop still stands on that same spot, I've been in there over the years, the owners seem like lovely people and have no connection to the place's dark past.
The name Al Capone still haunts our city. He reached a level of infamous, pushed in part by popular "Gangster films" that, till Michael Jordan, his name was one that tourists best knew. This fact resulted in the most offensive business concepts to ever hit Chicago- a Al Capone-themed restaurant equipped with animatronics, depicting Capone, Frank Nitti and other violent criminals with fake Tommie-guns. Happily the venture failed, and became the Rain Forest café, otherwise we might have seen someone open up a restaurant for John Wayne Gacy.
Over time, the factories and manufacturing left the district leaving a Albert Friedman, that saw the potential in these buildings and in the early 70s started buying, and restoring them, appealing to young professionals who loved the "Cool Factor" of the lofts for both work and play. Friedman Properties saw how the large open interior spaces were flexible, and worked well for galleries, and photographers and design firms, the low rents that were possible back them resulted in a flood of art dealers escaping from high rents on Michigan Avenue resulting in the creation of what is now referred to as the "The River North Gallery District", which boosts the largest concentration of art galleries this side of Manhattan. Friday nights the streets are filled with people parading from one "Opening exhibition" to the next, all that shopping makes one hungry; so we have seen an explosion in restaurants and clubs.
Urban Insurance has been a proud part of the River North neighborhood for most of our 54 year history. We have watched the area evolve as buildings have fallen into disrepair, only the be renovated to their former glory, others torn-down to make way for new high-rises. The Merchandize Mart became a backdrop used in the Divergent series of books and movies, the look of the neighborhood is such classic Chicago, that there is seldom a month that goes by when a major film or TV series is not being shot within a few blocks of our office. The history of River North continues to be written, and Urban Insurance Agency has been a part of that record.
If you're planning a trip to Mexico by car, you would be wise to purchase a policy that qualifies as, and meets the rules of Mexican Insurance.
Although some insurance companies state they have "Mexican Insurance" coverage this usually means within 25 miles of the border. If you stay within those 25 miles and something occurs either an accident or theft your company might cover the expenses however US insurance WILL NOT provide any type of Mexican liability insurance, which is required by Mexican authorities. So if you cause any damages to third parties, your US insurance won't provide any coverage.
Bottom line, you do not want to find yourself in a foreign country police station, debating the exact legal fine points of what is, or is not, covered under your American Insurance policy. At Urban we have policies that have been pre-approved in Mexico and meet each of their requirements.
If you have a question, please contact us at 1-800-680-0707.
In 1989 the Illinois General Assembly voted to require all motorists to carry auto liability insurance. At that time, Auto insurance liability limits in Illinois were set at a minimum of $20,000/ $40,000/ $15,000, and for more than 25 years those same limits have remained. Effective January 1, 2015 a new law increases the mandatory minimum auto liability insurance coverage's to $25,000/$50,000/$20,000 on all new car insurance policies.
Liability coverage pays for damages you cause to other peoples person, or property. It is divided into three parts. Bodily Injury Liability pays for damages to others caused by covered drivers on your auto insurance policy. In Illinois the minimum limits are increasing to $25,000 per person and $50,000 total Bodily Injury per accident if multiple people are injured. The third part involves damage done to others property. Property Damage Liability will be going up to $20,000.
The reason for the state of Illinois raising the required minimum limits of insurance is based on the realization that over the past 25 years the average cost of an accident has risen substantially while the required coverage has remained level. According to Truecar.com, the average new-car was $30,084, twice the current insurance requirement of $15,000 for property damage. The cost of cars has not increased as much as the cost of a trip to the hospital, so the legislators were most concerned about the gap between the cost of injuries, and the coverage in place to compensate the victims.
One of the vocal proponents for the new auto insurance law is state Rep. Laura Fine, her own husband received serious injuries in an auto accident with a driver that carried minimum coverage.
"These rates have not been changed in 24 years and do not keep pace with rising medical costs," "This will save people who are injured in an accident that is no fault of their own from some of the out-of-pocket medical costs they may incur."
Even with these new limits, it is still vital that you carry enough liability insurance, because if your the cause of a serious accident, you could be sued for a considerable amount of money. Medical bills arising from a serious accident, particularly if several people are hurt, will certainly exceed the basic mandatory limits. While obtaining the State required limits will allow you to be in compliance with Illinois laws, remember, you can be held responsible for damages in excess of your policy limits. Yes they can take your home or other assets. It is for this reason that people often opt to by higher limits.
Call 1-800-680-0707
or click here to get your free auto insurance quote.
Should we take a month-long rafting trip down the Amazon, or trekking up to the top of Everest, these were two options from a list of potential adventures my son, (Lane) and I compiled. With him starting at Northwestern in a few weeks, it seemed a milestone that called out for some great journey- An opportunity to test our fortitude, combat fear and bond as father and son. Our minds filled with visions of Odysseus path to Ithaca, Lewis and Clark mapping out a continent, but as often does, reality lowered our sights.
I could speak of the Large, looming tuition costs and my responsibilities at Urban Insurance and reasons why such an adventure were not possible; but I would be neglecting to mention that our mutual fear of spiders, insects and snakes would rule out sleeping in a jungle. As for Everest, even the Base Camp elevation of 17,700 feet, would result in air far too thin for a father and son team who's asthma mandates medication to ride the CTA. No we needed something closer to home and further from danger.
It was Lane that suggested we walk the length of the "Bloomingdale Trail." He uncovered the path, after some brief research online, where he read of how the former train line, abandoned in the late 1990s, had been converted into a collections of parks linked by miles of former train tracks. The website was chocked-full of picture of gardens and prairie grass- couples looking lovingly into each other's arms as they sat on a bench. Images of families strolling slowly or pushing their kids on swings. All of this green space to be enjoyed while views of Chicago's skyline are in the background. How could we NOT spend the day roaming such a beautiful and vibrant part of Chicago, more to the point, how could we not have visited these miles of trails before today?
The Bloomingdale eastern most point begins at Walsh Park, 1722 N. Ashland Ave, less than a mile from our home; so we select to leave our car at home and walk, still baffled that we had not seen this oasis on prior walks and bike-rides. Three blocks in and our enthusiasm was high, despite our walk taking us under a graffiti covered viaduct, that looked more like a location a director would select to film a drug deal gone bad, than the approaching entrance to a world-class park. We do arrive at Walsh Park and find it to be a small pleasant neighborhood playground with a few families enjoying the nice weather. To one-side we see a fence separating the park from some parked construction equipment. All indications led us to conclude we had found the trail, but this particular set of stairs had not been completed.
"Dad," they can't build the entire place simultaneously, we need to walk to the next entry point." so we follow The street a few more block till we can find a point to ascend to the elevated path of beauty that awaits. Walking down Bloomingdale Ave, two thoughts struck me: why have I never heard of this street, and when did they build all these up-scale homes. Well in truth, one more question periodically popped into our conversation, "How do we get up-there?"
We passed a home with a backyard prominently displaying a habitat for two roosters- they seemed happy. Intersecting streets were familiar- "Hey, Jake lives over there," he was right, we just never arrived via the East-West running Bloomingdale Avenue. Urban areas are filled with surprises, easily missed, as we all hurry through our days propelled by our cars and deadlines. That day we were explorers. We were on-foot with the time and inclination to observe rather than reach a destination.
It had been nearly two hours with little more than a few snacks to keep us going; so we detoured down Damon walking a few blocks south, passing through "Wicker Park" and a dozen restaurants before selecting one with outdoor seating. Each of us armed with an iPhone, we researched some history on the rail-line as well as the surrounding neighborhoods of Wicker Park, Humboldt Park, Logan Square and Bucktown. Chicago is a city of immigrants, each of these areas were built, shaped and then constantly reshaped with each new ethnic wave. Streets were given German names till a historic influx of Polish immigrants changed them as they called Chicago home. Jews fleeing Nazi controlled parts of Europe were later followed by newcomers from Mexico. A city is a living, every-changing thing, new people and new technology result in evolving needs; so the landscape alters to meet those requirements.
Well nourished, we returned to our search for the Bloomington trail pictured so beautifully on their website. I should have recognized the ease with which Photoshop, in the hands of an architect, can produce photo-realistic renderings of what they hope will be the product of the completed development. Rather than the "Hanging gardens of Babylon," we found barricaded ramps leading to what will be parkland once they complete the infrastructure, and the fill the spaces with the plantings to hopefully match the pictures (and now my expectations).
The array of parks connected by miles of former train tracks, were simply far from completion. The great new wonder we sought failed to ready for our walk, but our day was far from a waste. We saw more, learned more about Chicago, and we observed the making of what will be a great addition to our city. We also went exploring without the need for malaria shots for a trip down the Amazon river or oxygen masks mandatory for us even reaching the base-camp of Everest. As the days slip by till Lane heads-off to that distant land of Evanston, every moment spent hanging-out together is an adventure I will cherish forever.
. Larry Lubell / Urban Auto Insurance
Downers Grove is a highly popular vacation spot located in york, DuPage County, Illinois – just 25 miles outside of Chicago. Known for its quiet, quaint surroundings, Downers Grove has become a model for small-tourist towns in the region. The town is home to more than 140 community events and festivals every year. With a population of just 47,833, the 600 acres of parks and recreational space have made the area a popular location choice for vacations, day trips, and events. Five reasons why you should consider spending an extended stay in Downers Grove include;
Forbes Friendliest Towns
Downers Grove was honored with its inclusion on the Forbes "America's Friendliest Towns" list. It finished in 8th place. Other cities included on the list include Sammamish, WA and Orinda, CA. The list was created in conjunction with Nextdoor.com, using data pulled from their local social network. Forbes determined that home ownership played a key role in neighborhood stability. Downers Grove enjoys an 80% home ownership rate.
Tons of Events
Downers Grove is home to more than 140 events each and every year. Planning your day trip around an event is a great idea and can help you to greatly improve your trip. With the focus that the city has placed on tourism, there are an unending number of events and activities that you can indulge in while visiting this beautiful area.
Some of the Regions Best Restaurants
Downers Grove is also home to some of the regions best restaurants – and that is saying a lot, given how close the city is to Chicago. The downtown area is home to more than 15 restaurants, spanning many different food types. Popular options include;
- Chama Gauch – An upscale Brazilian Streakhouse that is considered one of the best restaurants located in the Chicago area. Located downtown on Finley Rd, Chama Gauch attracts individuals from all around the region with delectable Brazilian steak.
- Angelo's Pizza – Looking for something a little cheaper, but still delicious? Angelo's Pizza is regarded as one of the best Pizzerias in the Chicago area – which says a lot about a region that is known for their tasty pizza.
- Kyoto Japanese Restaurant – Kyoto Japenese Restaurant has excellent sushi available at a reasonable rate. This well-reviewed restaurant has been a hometown favorite since opening their doors.
Morton Arboretum's Beautiful Grounds
Morton Arboretum's beautiful gardens are a huge attraction, located just nine miles outside of the Downers Grove city center. The arboretum is home to more than 222,000 plants, spanning 4,300 species. Every plant housed within the gardens are from the northern temperature zone, from a total of 30 different species. There are more than 90 species of plants located in the arboretum that are currently listed on the endangered species list – making this one of the only opportunities you will have to see many of these species.
Tivoli Theatre
Tivoli theatre is a popular attraction in Downers Grove. This old-style theatre features a film noir theme. Viewers are seated in old fashioned seats, the curtain is pulled back from the screen, and an organ plays in the main hall. Many movies feature intervals, especially movies with longer run-times. Best of all – the theatre features many discounted second-run movies that allow you to experience the old-style at an extremely discounted rate.
Downers Grove has become a popular locations in the Chicago region. Their excellent attractions, delicious restaurants and quiet environment make the town an excellent choice for a summer or autumn day trip.
If you operate a Nonemergency Transportation company (Medicar), then you know that your MC plates come due on June 30th. You also know that the police will be out looking for any Medicar driving on expired plates.
The limits of liability required are set at $250,000/$250,000/$50,000 in the state of Illinois. Without an Accord certificate of insurance proving you are covered to at least the minimum limits, the State of Illinois DMV will not sell you your commercial plates. The required limits of insurance needed in the City of Chicago are set at $300,000 CSL. Fail to obtain the required insurance coverage, and you become a target for any police officer looking to write some rather pricey tickets.
Whether you run a Medicar business or any public transportation service, it is critical you are protected by the proper insurance coverage. Any time you have a business that carries passengers, these customers stand the chance of being injured and filing a claim against your company for large sums of money. It is important to remember your Personal Passenger policy will not offer protection if you are using your vehicle for commercial applications. Urban Insurance offers rates from multiple companies to find you the lowest rate on you business policy. We have saved transportation companies 30, 40 and even more than 50 % savings.
Urban offers Low-Cost insurance for companies that provide Public transportation services. Whether your company provides non-emergency patient transit, carries people back and forth from casinos, or runs an Airport Shuttle; Urban Insurance can shop multiple companies to find you the coverage you need at the lowest price.
Urban Insurance has been saving companies on their insurance for more than 50 years.
We can provide:
Illinois & Federal ICC Filings. Commercial Auto Liability
General Business Liability. Coverage for Wheel-Chair Lifts
Urban Insurance understands the special needs and commercial insurance requirements required of Transportation companies in order to get PT Plates. We have the experience to help Public Transportation, Medicars or Van Service companies navigate the demands of the ICC (Illinois Commerce Commission. We can also help file the needed ICC documents for the Indiana Commerce Commission, as well as the Federal Commerce Commission.
Urban was awarded an A+ rating with the Better Business Bureau
In the 28 years I have been selling for Urban Insurance, I am still amazed by how wide the range of insurance prices can be between one bike and another. What might shock you is that it is the "Style" of the bike that makes a larger difference than the "Cost" of the bike. This is important fact to consider before coming home with that new "Sport Bike". For most people, a motorcycle is driven only a limited number of days per year; and some people who would by no means drive without car insurance will at times let their motorcycle coverage slip. All of us are looking for ways to save money, but driving with out motorcycle insurance is not only foolish, it's illegal in Illinois, Michigan Indiana and most other states. With the high price of vehicles, ever-increasing medical costs, and new bankruptcy laws that can make it more difficult to eliminate your debits; it is financial suicide to drive without insurance. No one wants to pay more than they have to in order to get their cycle covered.
Below are some suggestions to help you lower your insurance costs.
- Shop Before You Buy The Bike
Insurance companies profoundly surcharge some motorcycles. That means that even though two cycles have around the same value, they might have dramatically different insurance rates. Sport bikes are fast and fun but bikes like the Yamaha YZFs, Kawasaki Ninjas, Honda CBRs, and the Suzuki Hayabusas, can cost more than 4 times the price that a "Standard Cruiser". Caution: I have seen the combination of sport bikes and young drivers result in premiums higher than the total cost of the bike. After the bike is yours, it's a bad time to find that the monthly insurance payment is more than your monthly note.
- Shop Several Companies
Remember that prices can vary widely from company to the next. The carrier that offers the lowest rate on a middle-aged married couple might be one the highest on a 20-year-old male single. Get quotes from different types of insurance companies. Some companies sell direct through a captive agent force. Independent agents, like Urban Insurance Agency offer policies from several different insurance companies. It is for this reason that Urban Insurance will shop out a variety of companies looking for the best rate and coverage to meet your needs. We represent more than thirty companies in order to get the best coverage and most competitive rates.
- Decrease Coverage on Lower Value Cycles
If your bike is new, or is being financed, of course it makes sense to purchase "Full Coverage" to protect your investment. However if your bike is no longer a "late model" or does not have a value over $3,000.00, consider dropping collision and comprehensive coverage. Ask your agent to provide you with a quote both with and without these coverages.
- Move to a Higher Deductible
The deductible is the amount you pay on a claim before the insurance company pays. By requesting higher deductibles, you can lower your insurance costs significantly. This is particularly true for motorcycles. For example, increasing your deductible from $250 to $500 could decrease your comprehensive and collision coverage cost by as much as 30 percent. Switching to a $1,000 deductible can reduce your expense by 40 percent or more. Just remain cognizant that if there is a claim you are going to need to come up with those funds in order to get your bike repaired.
- Exclude a driver
Not all drivers are created equal when it comes to insurance. The rates on teen drivers are much higher than drivers in their 30s or 40s. If you have young drivers in the household that do not drive your bike, you can save a considerable sum by taking them off your policy. A word of caution: If you exclude a driver from your policy and they do take your cycle out for a whirl and have an accident; you will not be covered for that loss.
- Part-Time Drivers
Most companies give a discounted rate for a part-time or occasional driver. This is of no use if the part time driver is an older driver, but can make a dramatic difference when the part time driver is a young driver. But remember to ask your agent, and not assume they gave you the discount.
- Check Your Driving Record
This might be hard to believe but people down at the Illinois Secretary of State's office sometimes make mistakes. The same thing holds true for our customers in Indiana, and Michigan — I have had clients whose driving record show accidents and tickets that were inaccurate. Such mistakes happen more frequently than many agents or representatives at the DMV are willing to admit. These mistakes can significantly affect the cost of your insurance. Verify your credit record on a from time to time to check for any errors. At Urban Insurance we work with our customers to remove errors from your MVR reports.
- Maintain a Good Credit Record
It might seem that is no connection between "Good Credit" and low insurance costs, but many insurance companies will now run credit reports each time you apply for a quote on any insurance. Many people would be surprised to learn that a "Bad Credit Score" can raise your insurance rate more than having speeding tickets. Not all companies credit score; always ask the agent if they are going to run your credit. If a representative asks you for your social security number, presume they are planning on running a credit report. Confirm your credit record periodically to check for any errors.
- Remove Guest Passenger Liability
Guest Passenger Liability is coverage that protects you against the passenger on the back of your bike suing you in the event that they are injured in an accident. Again, with younger drivers and sport bikes, the Cost of Guest Passenger Liability can be considerable. Removing this coverage can save up to several hundred dollars. A word of caution: If you exclude Guest passenger coverage from your policy, make sure that you do not allow passengers on your bike. Remember if you have an accident; you will not be covered for those damages your passenger suffers.
- Don't Put In The Small Claims
The fact is, insurance works best when it is used for which it was designed – to protect you against significant financial losses. Insurance companies today share loss data through a central network. As a result these losses follow you from one insurer to the next. Companies count "Frequency" as well as total payout; so if you have $610 in damages and a $500 deductible It might be prudent to avoid having evidence of a the claim on your record.
» Click Here to Download 10 Ways to Save Money on Motorcycle Insurance (PDF)
» Click Here to Get a FREE Motorcycle Insurance Quote
- Shop Before You Buy The Bike


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Tools of the trade
Take more than a sharp eye to the field when doing your crop scouting. The following tools might help make the most of your time in the field.
1. A 10x or 20x magnifying lens.
2. A large knife or garden trowel so you can look under the plants.
3. A plastic bag for samples in case you find something unusual.
4. A report form to write down what you find.
5. A hand-held GPS unit.


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farm girlFriday, June 17, 2011
images via pinterest
1. Shorts, Anthropologie - $38 2. Slicker, Anthropologie - $168 3. Brigitte dress, Tory Burch - $325 4. Gingham bikini, J. Crew - $44 & up 5. Louboutin pumps, Neimans - $875 6. C&C top, Shopbop - $108 7. Louboutin flats, Saks - $495
Gingham. For the city + country.
17 comments
Great pictures!!! Love drinking my coffee and looking through inspiring photos. That green kitchen is beautiful..love the wine cabinet built into the islandReplyDelete
love the gingham picks! my mom just finished remodeling her kitchen and she got a farm sink (and subway tiles) SO jealous... xoxo jillian:: cornflake dreamsReplyDelete
That kitchen is amazing. Minus the baskets on top of the cabinets, which are too country for this city girl! Also loving the blue dress in the middle, on the girl with dark glasses. So adorable!ReplyDelete
That gingham bikini is terrific! What a lovely post. Have a great weekend!ReplyDelete
LOVE the first image!! Those plates, the wallpapered ceiling! gingham is sure fun!!ReplyDelete
Have a great weekend! ;)
Love it ALL!!ReplyDelete
it's like you read my mind -- I've been obsessed with gingham lately! I have a shirt-dress - now, on the hunt for a good, gingham button-up shirt!ReplyDelete
Love, love, love all the gingham and I, too, am totally green with envy ... that kitchen is killer!ReplyDelete
♥ Cat brideblu
Awesome kitchen! Country style is so much fun! :)ReplyDelete
Loving gingham...the kitchen is fabulous!! Thrilled to find and follow your blog ~ReplyDelete
If country life is as fabulous as these pictures make it look, sign me up. I'm gaga for gingham, on the ceiling, on clothes and toes!ReplyDelete
I love gingham for the summer! It reminds me of the 4th of July. Especially loving that C&C top! So cute!ReplyDelete
gorgeous! I have been loving gingham - this is a brilliant summery post:)ReplyDelete
Love gingham! I've always wanted to throw a huge picnic in my (non-existent) backyard with a long gingham table cloth and tons of mason jars. So cute!ReplyDelete
I love the pumps.ReplyDelete
the first light blue gingham dress on eva mendes is amazing!ReplyDelete
i have to shout a big ditto! love gingham--i think i need that swimmer..ReplyDelete


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2002 HJ100 Landcruiser/1HD FTE Engine UK
RECENTLY SOLD VIA EBAY FOR £15,600. NO MORE ENQUIRIES PLEASE . [COLOR="Red"].
For Sale /2002 HJ100 Landcruiser/1HD FTE Engine/for sale in early 2011/UK
2002 Toyota Landcruiser hdj100 4.2 TD. Auto / Engine 1HD FTE - RHD - Air conditioning - Milage as of 15TH DECEMBER - 104780 miles / 168627 kms -
Full Service with stamps from trip in Sudan/Tanzania/South Africa (J.B Autos in Cape Town/Morocco and UK since ownership. Well maintained during 37,000 mile Africa overland trip.
Re-listed with new price £16,500
The vehicle is currently based in Herefordshire, 13 miles west of Hereford. 150 miles from lonodn
Vehicle will come with half a tank of diesel
New info: All leather seats have been cleaned and polished with turtle leather cream whilst away and since returning. All seats are in very good condition. There are no splits in the leather
New info: Landcruiser also has a 6 disk cd player and lives inside the cubby box.
Note: Howling Moon tent and Engel fridge and Garmin GPS unit not included. Easily sourced items in the UK if needed. . sold just after we got home / as listed on 'The Hubb'. Sorry
new Pilkington windscreen fitted on the insurance on the 15th december 2010 - crack noticed after the cold weather spell early December 2010
Last person to work on the vehicle in mid Decemeber 2010 was Julian at Overland cruisers - Herefordshire based near Ledbury - Jobs done - Power steering bushes replaced and Wheel bearings looked at and sorted out. Transmission oil replaced.
Known issues - Rear diff actuator needs replacing/fixing
Recent photos and vehicle on trip - Flickr: Flickr: amiller2's Photostream
Blog - Africaoverland
UK Road tax expires - 31st November 2011 / MOT until 8th November 2011
Tyres - 4x as new BFG Mud Terrain KM2 tyres fitted on the 9th November (have done more than four hundred miles to date) - size 285/75/16 - perfect for a 40k - 50k trip in Africa - Mud-Terrain T/A KM2 | BFGoodrich Tires -
Spares 2x As new BFG AT tyres - size 275/75/16 - on spare wheel carriers with wheel covers for both - All-Terrain T/A KO | BFGoodrich Tires
All overland kit fitted by a combination of Devon 4x4/TBR 4x4/Frogs Island - with all receipts for work fitted etc from June to September 2009
Koni Heavy Track raid full suspension kit - Koni: RAID
ARB bull bar (ref arb 3213090) fitted with ARB intercooler protection kit (ref arb6171775)
Long Ranger fuel tank - 180 litres (taking total capacity to 270 litres) - fitted is a Outback Toyota fitting kit / one switch from main to aux tank - :: The Long Ranger :: Toyota Land Cruiser 100 Series
Front runner Landcruiser roof rack - 2.2 m rack (Wild Cheetah rack) - included 4x tie down rings / Front Runner universal double jerry can holder (I have one as new jerry can holder kit) - ref FRUN2009 image - Jerry Cans | Fuel Cans | Jerry Can Spouts - i have 2x 20l black plastic army style jerry cans - very good condition
Front Runner draw system - with carpet decking / extendable from back of boot space taking up the width of two passenger seat up to behind the drivers seat. included Front Runner fridge slide and straps for securing fridge - gomo boxes ( 2 long bins with dividers for storing food/clothing etc - FRONT RUNNER 4x4 TECHNOLOGY :: Roll out Storage Systems| 4x4 Accessories - fitted in South Africa at the Safari centre in late June 2010
2 x boot seats - /original leather spare seats from Landcruiser - They have been stored since before the trip.
Safari snorkel (ref ss85hf)
Fitted to roof rack. Hi jack lift Extreme. Comes with Hi jack base support and hi jack cover
2 x Odyssey batteries ref pc2150 - fitted on 04/09/2009
ARB Rear bumper and left and right hand wheel carriers - fitted 27/08/2010
low voltage sensitive relay
3 x Hannibal wolf boxes and front runner case to fit all three boxes - ref fr876 - picture Transit Bags | Roof Bags | Roof Rack Bgs (in black)
ctek battery charger - xs7000
Sine wave inverter - for laptops/cameras/etc
Viair 300p portable compressor kit
ARB - tyre deflator & gauge - so handy in the desert! - ARB Tyre Defalator from OEC International - also ARB tyre repair kit -
Tyrepliers - as new (effective but you need tyre pliers to help you out) - image - http://www.boab.biz/Pages/Tyre%20Pli...rom%20BOAB.htm
Also inc - Shipping straps from when we shipped from Namibia to Ghana x 4
Toyota genuine spare parts
2 x Fuel filter
2 x Oil filter
Brake discs/front set (parts left over from trip preparation) - Genuine Toyota part - part number 43512-60171
3 x Original toyota Landcruiser keys.
Alan's contact details
|All times are GMT +1. The time now is 06:49.


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3.5 x 6.25 Custom Printed Grocery List Magna-Pads House Shape Magnets
No payment Required until you approve the artwork! The design proof will be e-mailed in less than 24 hrs of placing the order.
110% Lowest Price Guarantee
A 3.5 x 6.25 custom printed magna pads with house shaped business card magnets offer dual benefits to the advertiser – offering him ample space for showcasing business information and offering him special way to address his customers. This magnet can be easily imprinted with brand specific information by making a smallest customization fee of $0.42 and largest fee of $0.75.
You can submit your art files in multiple formats. If you prefer to design the art by your own, please adhere to the below described file sizes, quality and formats. You can get assistance of our graphic team if you want to design and setup fresh art on your products.
Follow these guidelines while you prepare and send the graphics;
- Editable formats are always preferred. You can send .AI, .PS, PDF, .EPS or similar formats. Make sure that your JPEG format images are more than 300dpi and complying with printing specifications.
- We appreciate if you can send the images in electronic format.
- Sufficient space at cut edges is to be given. At least 1/8 of an inch margin is to be spared in the design.
- CYMK colors are always preferable.
- Please convert all fonts to curves/outlines
- Provide images at proper resolution to achieve best print quality. Bitmaps should be of more than 300dpi.
- We do not advise boarders or designs around the product edges.
The production begins only after the customer approves the design. While the art setup customer can anytime ask for revisions or alterations.
Product Size : 3.5 in. x 6.25 in.
Minimum Quantity : 500
Product Weight : 12.4 lbs per 100 pads
Made In : United States
Additional Information
NO imprint available on stock notepad. Material is 50 lb. offset.
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- How do you ship the products?
- We offer three shipping modes - Free shipping (2-4 days), FedEx - 2 Days and Standard Overnight shipping.
- Do you charge for art work?
- No, we offer it for free. We work with customers until proofing approval is met.


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2 Apartments For Rent in El Sobrante, CA
More Info
ForRent.com, an apartment finder service, makes your El Sobrante, CA rental search easy. Let us guide your search apartments for rent listings provided. To narrow down your results, select from the neighborhood apartments for rent links below.
Showing 1 - 2 of 2 apartments found
Featured Apartments in El Sobrante, CA
Portola Meadows
Watch Video About This Property
- Livermore, CA
- Work 1-866-919-8256
- 37.692935104565 -121.7770546368
Seabridge at Glen Cove
Watch Video About This Property
- Vallejo, CA
- Work 1-888-335-1064
- 38.067164584285 -122.19780795005
Metro Six55
Featured Property Amenity
- Hayward, CA
- Work 1-866-443-1523
- 37.6360912 -122.0555018
El Sobrante, CA 94803
Creekview Condominiums
- 1 and 2 Bedroom Apt Homes
- Washera nd Dryer Connection in Unit
- Woodburning Fireplaces
- Cathedral Ceilings
- Ceiling to Floor Closets
- Private Patios or Balconies
- Dishwashers & Microwaves
- Pool, Spa, and Workout Room
- Gated Community
- Covered Parking
- On-Site Laundry Facilities
- Easy I-80 Freeway Access & San Francisco
Creekview offers one and two bedroom apartment homes for rent in El Sobrante, CA.
El Sobrante, CA 94803
The Terraces
- Laundry closet In-Home Washer & Dryer available
- BEAUTIFUL VIEWS - a Must See!!!!
- Swimming Pool, Spa & Tot Lot Play Area
- Garage w/ Automatic garage door available
- Controlled Access & Cathedral or Vaulted Ceilings
- We Accept Pets - call for details
Welcome Home to The Terraces Apartments in El Sobrante, CA! Our homes feature amenities such as spacious, light interiors with cathedral or vaulted ceilings (upper level), large living rooms, elegant formal dining areas, modern kitchens, private bedroom suites with spacious closets, luxurious baths with tub & shower, and private view decks with convenient storage areas.
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Cities Near El Sobrante
- Concord (29)
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- 94803 (2)
City, State
(888) 999-9999
Thank You! Your email has been sent. We appreciate your interest.


text:
See the Catwoman star's evolution from beauty pageant-queen to red-carpet royalty. By Lucy Maher
Credit: Splash
Updated: Wednesday Jul 21, 2004 | 06:00 AM EDT
More from PEOPLE
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Berry and Barbershop actor Michael Ealy (in L.A. this month), who met while filming the upcoming TV movie Their Eyes Were Watching God, were recently spotted enjoying brunch in L.A. and kissing later that day in a nearby park. Is it love? They're just friends, say their reps.
Copyright © 2014 Time Inc. All rights reserved. Reproduction in whole or in part without permission is prohibited.