text:
Rte 6, Carmel
In ShortNamed after the daughter of amiable founder Dave Thomas, this Ohio-based chain is more inviting than your typical fast-food joint, thanks to comforting touches like…
1876 Route 6, Carmel
In ShortFor many, getting their daily jolt of java has become a daily morning ritual, and the cardboard cup with its infamous green label is the close companion of every coffee…
1882 Route 6, Carmel
In ShortThis lunch spot differentiates itself from other sub chains with its toasted bread-based creations loaded with gourmet ingredients like avocado and black Angus beef.…
2 Stoneleigh Ave, Carmel
In ShortFriendly's opened its first location in 1935, and thanks to red vinyl booths and an old-time vibe, many of its 500-plus locations still feel rooted in that era. While…
1931 Rte 6, Carmel
In ShortThe intoxicating smell of golden fries cooked to crispy perfection and succulent burgers sizzling on the grill permeates the space, while a lively chatting and munching…
16 Seminary Hill Rd, Carmel
Great food. Clean place and friendly faces
1891 Rte 6, Carmel
In ShortEstablished in 1939, this fast-food restaurant still makes its legendary fried chicken with the closely guarded blend of 11 herbs and spices originally created by founder…
178 Rte 52, Carmel
I was in love with Redendo's in Arizona when I moved to Danbury I was so happy that Anthony Redendo's cousins own a place too. Great food guys
1856 Rte 6, Carmel
180 Rte 52, Carmel


text:
The Bending Branches Angler Pro was designed by kayak anglers, for kayak fishing. Kayak fishing pros don't just focus on lures and lines, they focus on their paddle. They want...Continue Reading
In the Navigator, Bending Branches has combined high-tech, ultra lightweight, T-700 carbon shaft material with a proven blade design made out of rich-looking black willow wood. The...Continue Reading
The Bending Branches Amp Stand Up Paddle is a beautifully-crafted source of power. The Amp has all the juice you need to get where you want to go. Rounded blade edges avoid catching...Continue Reading
The Bending Branches Balance Stand Up Paddle is the perfect exercise equipment for water lovers. This paddle, lighter weight than most synthetic paddles, marries a high-tech blade shape...Continue Reading
The Bending Branches Sun Shadow Crank Kayak Paddle is completely unique in paddle sports. Engineered to ergonomically align the wrists during the power stroke, this crank shaft allows...Continue Reading
The Bending Branches A-Series canoe paddle is not your run-of-the-woodshop paddle; it's a hands-on, handcrafted paddle for people who treasure life's finer things. The double-bend...Continue Reading
The Bending Branches Sunburst Performance Canoe Paddle - Bent Shaft features a contour designed grip that fits hands comfortably and an 11 laminate blade that delivers smooth power...Continue Reading
The Bending Branches Tailwind is Bending Branches most popular wood touring paddle with a blade featuring a wood lay-up of butternut, cherry and basswood. The Tailwind comes in three...Continue Reading
The gap between you and the very top of the kayak fishing world gets smaller with each stroke of the Bending Branches Angler Ace Kayak Paddle. The Ace is a dream paddle for serious...Continue Reading
Combining years of craftsmanship with state of the art composite technology, the all-new Bending Branches Sunburst Performance Canoe Paddle is a dream to paddle. From tip to grip this...Continue Reading
The Bending Branches Impression Solo Canoe Paddle is perfect for the lone canoeist wanting maximum stroking efficiency, whether in ideal conditions or in headwinds. The Bending Branches...Continue Reading
Less weight and the durability you demand. The Slice Hybrid Plus kayak paddle features a fiberglass re-enforced nylon blade on a carbon shaft - a fantastic combo! Also the Slice Hybrid...Continue Reading

subset: commoncrawl


text:
Share your listening habits from your phone, computer or tablet, and find similiar artists.
All the music on Libre.fm is freely licensed for you to stream, download and remix.
The Libre.fm community is a mixture of music superfans and artists, where artists can share their music for everyone to enjoy.
You can listen to a selection of the Libre.fm community's favourite tracks on our Community Station. It's made up out of a random selection of all the tracks that Libre.fm users have said they loved.
We believe we represent a good deal for artists: we only promote artists who choose to share their music with the world.
In return, we allow artists to put up payment buttons and links to social sites and their newsletter. We automatically pull in notices from services such as Twitter and GNU social too.
The software that powers Libre.fm is free software, you can run your own music site. We already have early support to allow sites to communicate with each other, and we have apps for Android and Maemo.
Every song we stream on Libre.fm permits you to download it and share it with others, as well as use it as a basis for your own creations.
Are you an artist? Sign up now to start sharing your music with our listeners!


text:
In deciding how to price CME meetings, medical conference organizers must take into consideration the ability of their audience to pay. For the past several years, the received wisdom has been that physician incomes were either stagnant or declining. Now, a new study from the American Medical Group Association (AMGA) says that while some physician incomes fit that description, the median compensation and gross productivity for physicians has generally increased over the past four years.
Findings from AMGA's 2001 Medical Group Compensation & Productivity Survey indicate an increased demand for surgical, and some medical, specialties. For the period 1999 to 2000 the survey found that physicians specializing in urology, gastroenterology, and anesthesiology experienced the largest increases in compensation. Endocrinology showed a slight decline in compensation, and has only reported a 2.8 percent increase in four years.
The 2001 survey includes salary and productivity data on physicians in 93 specialties, 25 other health care provider positions, and 16 administrative positions.
The fifteenth annual American Medical Group Association's compensation and productivity survey was conducted by the national accounting firm of RSM McGladrey, Inc. The survey contains compensation and productivity data from almost 27,000 medical group physicians throughout the United States and is intended to assist various management levels in evaluating and comparing current physician compensation and productivity levels, trends, and relationships between compensation and productivity.


text:
Reuters (06/01/95)
Glenn Burke, a former outfielder for the Los Angeles Dodgers
and the Oakland Athletics during a four-year major league
career, died from AIDS complications at the age of 42 at
Fairmont Hospital in San Leandro, Calif. Burke believed his
baseball career suffered because of anti-gay bias. Although
it was well known during his playing days that he was
homosexual, Burke made a public disclosure in a magazine
article in 1982 after he leaving the sport in 1980. Burke--
who in later used drugs, was often homeless, and served prison
time--was helped in his last years by the Oakland Athletics
and San Francisco General Hospital. Burke is survived by his
mother, five sisters, and a brother.
Copyright © 1995 -CDC Prevention News Update, Publisher. All rights reserved to Information, Inc., Bethesda, MD. The CDC National Center for HIV, STD and TB Prevention provides the following information as a public service only. Providing synopses of key scientific articles and lay media reports on HIV/AIDS, other sexually transmitted diseases and tuberculosis does not constitute CDC endorsement. This daily update also includes information from CDC and other government agencies, such as background on Morbidity and Mortality Weekly Report (MMWR) articles, fact sheets, press releases and announcements. Reproduction of this text is encouraged; however, copies may not be sold, and the CDC HIV/STD/TB Prevention News Update should be cited as the source of the information. Contact the sources of the articles abstracted below for full texts of the articles.


text:
Inspired by a group of extraordinary Irishmen who led lives of great adventure, this is a pub of epic proportions starring a grand Victorian-style bar, ornate cottage areas, shop-style snugs, and two levels of outdoor patio dining with a spectacular Las Vegas Strip view. As for food and drink, our chef feverishly worked to create tempting signature dishes made of only the freshest, natural Irish ingredients. Pair these with the finest stouts, ales, lagers, spirits, music, entertainment by special guest artists, and sports watching, and you've got yourself a little piece of the Emerald Isle in the heart of Las Vegas!
Happy Hour
Monday - Thursday
2pm - 5pm
$5 Pints
$5 Featured Cocktails
$6 Appetizers
Sin e Ri Ra
The Nine Fine Irishmen house band plays a mix of traditional Irish music, wild electric jigs & reels and classic sing-along songs. They perform a great music session with lively traditional Irish dance by championship Irish dancer Tara Reid.
Tap This!
Pour your own pint at Nine Fine Irishmen with our brand new DraftMaster Table! Ask your bartender for details.
Private Parties at Nine Fine Irishmen
- Private & Semi-Private Dining Areas
- Early Booking Incentives
- Custom Menus Available
- Discount Hotel Rates
- Live Entertainment
- Entire Pub Rental
For parties of 20 or more, please call Nicole Blythe, Special Events Sales Manager at 702.740.6183.
Hop on our free WiFi when you're here: NYNY Hotspot
Learn more about Nine Fine Irishmen
For online reservations, click below:Nine Fine Irishmen - New York New York Reservations
Daily, 11am-11pm
Bar open until 2:45am
Happy Hour
Mon-Thurs, 2pm - 5pm
Nightly Entertainment
Starts at 9pm
Locals Free Admission
Avg Check
$25-40 per person
Plan Your Party
For groups of 20 or more guests, contact Nicole Blythe at 702.740.6183


text:
God gave you wisdom and talent, positioned the right family and people in your life who nurtured and taught you and you have taken these gifts and magnified them. Since it is unlikely that I will meet you in this life, I am so excited to know that our Creator presented Himself to you in such a powerful way after a conversation you had about Jesus Christ our Savior. I hope that means you have given your life to Jesus because I am hoping to meet you in heaven and hear your fabulous music where you will be able to develop your talent beyond your wildest imagination!! Beyond all that talent wrapped in a pretty package, I see your beautiful spirit and soul. Love you Lenny.
Your words resonated with me tonight, divine! I am compelled to say something when I normally don't do this kinda thing. I just know there are no coincidences in our Universe and I needed to hear what you said at the end of the show, total reflection of my day today. I appreciate your wisdom and insight very much! Thanks for being you! Peace and Love :)
I have always loved Master Class and your episode is now EASILY one of my favorites. You are so comfortable in your skin - comfortable with the good and the bad, the highs and the lows, the situations that didn't go well and the parts that kept you true to your artistry. I have gained even more respect for you as a person and an artist - thanks for sharing your story with us!
Grace & Style! Such honesty is rare in this day & age. Thank you for sharing your story. Thank you for sharing your insight, Thank you for sharing your heart. This has been an amazing episode and I'm so glad I made it a point to watch. My spirit has been uplifted and today & tomorrow... I will love even when I don't feel like it. Inspiring.


text:
Debunking email hoaxes and exposing Internet scams since 2003!
New Articles
RSS Feed
Site Navigation
Latest Information
Special Features
Hoax-Slayer Top 10
Email Hoaxes
Internet Scams
Current Issue
Previous Issues
Site FAQ's
Hoax-Slayer Nutshell
HS About
Privacy Policy
HS Site Map
Scam Victim Stories
Facebook Related
True Emails
Sick Child Hoaxes
Virus Hoaxes
Giveaway Hoaxes
Charity Hoaxes
Bogus Warnings
Email Petitions
Chain Letters
Celebrity Hoaxes
Prank Emails
Bad Advice Emails
Funny Hoaxes
Missing Child Hoaxes
Survey Scams
Phishing Scams
Nigerian Scams
Lottery Scams
Job Scams
Dating Scams
Other Scams
Computer Security
Virus Information
Email Security
Spam Control
Computer Tips
Humour Pages
Software Reviews
Nibbles and Bytes
Weddings Namings Memories
Email Newsletter
New Articles Feed
Newsletter Feed
Follow @hoaxslayer
Hoax-Slayer Newsletter - Issue Archive 2008
Hoax-Slayer is a Free Fortnightly Web-Based Newsletter brought to you by Brett Christensen.
The Hoax-Slayer Newsletter keeps you informed about the latest email hoaxes and current Internet scams. Hoax-Slayer also features anti-spam tips, computer security information, pertinent articles and more.
As soon as the newsletter is published each fortnight, subscribers are sent a notification email with a direct link to the latest issue. The Hoax-Slayer Newsletter is absolutely free and you can easily unsubscribe at any time either by following a link in the notification email or visiting the Hoax-Slayer
To get your free subscription, enter your email address in the form below and click the "Subscribe" button. Concerned about giving out your email address online? I will never sell or give away your email address, or any other personal information, for any reason whatsoever.
Read the
Hoax-Slayer Privacy Policy
for more information.
Issues Published in 2008
Issue 87: November, 2008
Issue 86: October, 2008
Issue 85: September, 2008
Issue 84: August, 2008
Issue 83: June, 2008
Issue 82: May, 2008
Issue 81: April, 2008
Issue 80: March, 2008
Issue 79: February, 2008
Archive Home
2007 Archive
Latest Information
Current Newsletter
Previous Newsletters
Email Hoaxes
Internet Scams
True Emails
Software Reviews
Spam Control
Computer Security
Internet Resources
Site Map
Latest Email Hoaxes - Current Internet Scams - Hoax-Slayer Newsletter
© Brett M.Christensen, 2014 All Rights Reserved


text:
April 24, 2014
Three of Tony Bennett's new additions scored in double figures, leading the Virginia men's basketball team to an 89-62 win over Netherlands-B on Wednesday.
The game was the first of five for the Cavaliers during their ten-day tour of Europe. The same two teams will meet again Thursday in Almere, a suburb of Amsterdam.
Freshman center Mike Tobey led Virginia with 18 points. Two first-year forwards, Justin Anderson (15 points off the bench) and Evan Nolte (13 points), also scored in double figures. Joe Harris was the fourth Cavalier in double figures, scoring 12.
Senior guard Jontel Evans had 11 assists for the Cavaliers.
The comments sections of Newsplex.com are designed for thoughtful, intelligent conversation and debate. We want to hear from our viewers, but we only ask that you use your best judgment. E-mail is required, but will not be displayed with comment.
As a host Newsplex.com welcomes a wide spectrum of opinions. However this is a site that we host. We have a responsibility to all our readers to try to keep our comment section fair and decent. For that reason The Newsplex reserves the right to not post or to remove any comment.
If you have any ideas to improve the conversation or this section let us know. Send an e-mail to email@example.com.
powered by Disqus


text:
'Great toy, my little boy spends ages cutting up the food. I wanted something to keep him entertained while...'
Amy - Rotherham
'Fast delivery, ideal for my 2 year old play kitchen'
Kylie - Cornwall
'Kids love using this toy. The three 2 year olds are really enjoying mixing the pieces up'
Bertrude - Newcastle
'This play shopping basket is full to the brim with play groceries. Excellent value for money'
Grandma Caseybob - Wallsend
'This was free delivery and received in two days'
Kayleigh - Cambridgeshire
'Great little set, my daughter loves it!'
lilycat14 - east yorkshire
'This was brought as a present for my nephew. He has had it yet as it's a Christmas present but can't wait...'
Mom - Yorkshire
'This is a great addition to the play kitchen. The kids love it and for the price I paid great value. I...'
Childminder mags - Scotland
'very swift Delivery'
Chantale - Cornwall
'Bought this for our grandsons Xmas so not played with yet ,sure he will love it as an addition to his play...'
Granny mo - Scotland
'I bought one of des irons for m'
Ja - Scotland
'Good value for money. It is what it says on description perfect gift.'
Mom - Yorkshire
'I bought this microwave for my 3 year old daughter. I was pleasantly surprised how well it is designed -...'
DilK - London
'Keeps the kids occupied and interested for more then 5 minutes!'
AG - Essex
'Really lovely product perfect for toddlers to start exploring cooking!'
Kathyface - Oxford
'Great idea for little ones who like to copy the grown ups.'
niknak - Southampton
'Firstly, these buzzing brains roleplay toys come with batteries (so don't make the mistake of buying...'
Goody - West Yorkshire
'Superb tool set'
RachCorrin - Chester
'Good quality product, easy to use, children really enjoy playing with it.'
EmsieG - Cornwall
'Great product, as described and fast delivery. Very impressed'
Miss B - Essex
'Son loves cooker. Basic but does the job. Only downside is cardboard for inside the oven would need to be...'
Lorna - Reading
'Many play options for girls and boys. Granddaughter aged 8 couldn't resist taking over the kitchen while...'
Granny KC - Ellon, Aberdeenshire.
'Bought this for our one year old and he absolutely loves it. Only one problem with it that the poles come...'
Mummy to Liam and Jack - Suffolk
'I love the sounds it makes, sounds so real.We will be addng this to my daughter's kitchen for her to play with'
mummyoftwo - Kent
'Good toy, children enjoyed chopping the fruit and it's good quality as well'
EmsieG - Cornwall
'Bought this for my 18 months old daughter and she loves it. We use it to learn colors as well as fruits...'
Sylvia - London
'Is a good idea, converts from tool box to little workbench. Good for small spaces. Maybe a bit small for...'
Ted and Jess mum - East anglia


text:
CHARLOTTE, N.C. -- The Mecklenburg Board of County Commissioners decided to postpone its vote on County Manager Harry Jones revaluation recommendations until next week.
Commissioners claimed there were still too many unanswered questions about what the Board has the power to do and how to make the process fair to all Mecklenburg County residents. Several claimed they needed more time to finely go through the ramifications of the review.
Taxpayers attending the meeting, most from the Cornelius area, told the Board they wanted a complete "re-do" of the 2011 revaluation. Jones' recommendation only reworks the process to correct mistakes and prevent them from happening in the future.
Homeowners also want refunds for the extra property taxes paid over the past year. Board members echoed the desire, but don't actually have the power to make that happen.
Commissioners pointed out that both refunds and a re-do would be dependent on state legislation. Even then, they weren't sure if or how that would happen.
After several hours of heated discussion, the Board agreed to postpone the vote until next Tuesday.


text:
MotoGP 09/10 (Xbox 360)
Manufacturer: Capcom Entertainment, Inc. Part number: 33017
$49.99 at 1 online store
- CNET Editor rating: 3.5 stars Very good
- Average user rating: 0 stars No reviews, write one!
- More product information:
- Editors' review
- User reviews
- Specifications
- Manufacturer info
- Description:
- MotoGP 09/10 is the ultimate in two wheel racing. 09/10 takes the series in an exciting direction rewarding players for their racing style and skill on the track. You get all the riders, tracks and teams from the official 2009 MotoGP season AND free downloadable content from the 2010 season as it unfolds. The free update means you ... Read more
Where to buy
|customer rating
|tax & shipping
| In stock
Get free shipping on orders over $35.00
Enter zip code to get total price:
=Total price
as of 04/23/2014
*Total price for the MotoGP 09/10 (Xbox 360) are estimated and may vary slightly based on exact tax, shipping, manufacturer rebate or any sale/promotion on the merchant site.


text:
Seeing is Believing
Erin McCarthy - Author
ePub eBook | $7.99 | add to cart | view cart
ISBN 9781101589779 | 304 pages | 05 Mar 2013 | Berkley | 18 - AND UP
Additional Formats:
Summary of Seeing is Believing Summary of Seeing is Believing Reviews for Seeing is Believing An Excerpt from Seeing is Believing
Cuttersville, Ohio is full of ghosts, and they all want Piper Tucker's help.
One guy in town just wants Piper.
Ever since Piper Tucker was young she wanted to be like everyone else, but her uncanny ability to see ghosts always put her on the other side of normal. And the apparitions are showing up now more than ever, desperately seeking help. But what can she possibly do for them? They've already been dead for years. Besides, she has a personal concern of her own right now. A real flesh and blood concern—named Brady.
He's Piper's childhood crush, and no sooner is he back in town than sparks start giving off heat. For Brady, it's hard not to notice the sexy young woman Piper's become, or forget the special gift she had as a girl. And right now it could come in handy, because a long-forgotten murder has been keeping a restless spirit from finding peace. All Piper and Brady have to do is solve the crime to put the specter to rest. But the passion brewing between them is just as restless, and could prove twice as dangerous.
Sign Up
To keep up-to-date, input your email address, and we will contact you on publication
Please alert me via email when:


text:
603 S Mays St, Round Rock
Have to say ...I was very excited to get a facial after reading all the reviews. Got an appointment for a European facial and here's my experience. Was 5min before my facial and…
4500 E Palm Valley Blvd # 110, Round Rock
Had my first visit here today. They fixed what the last two salons couldn't do. Very impressed. I will return :-).
105 S Mays St, Round Rock
I drove by and saw the sign in the window for a deal they were running on color. I called and got an appointment the very next day! The stylist did an amazing job on my hair and…
1401 S IH 35 Ste 200, Round Rock
Bree, thank you so much for my new cut and color!!! I just absolutely love it!!! You always make me feel like a million bucks when I get out of your chair. I have already had so…
308 E Liberty St, Round Rock
I honestly don't know what I would do without her. She is through and never leaves my face with marks. Emilia knows what she is doing, I trust her completely. I have been seeing…
2000 S Interstate 35 Ste A-15, Round Rock
My old hair stylist was out of the country and I needed to get my hair done for a special ocassion which could not wait. I was so scared to try someone new. I read Curry's…
2400 S Interstate 35, Round Rock
The facilty is nice and clean. The staff is personable and I could not ask for a more professional experience. Dr. Knott is AWESOME!!
15532 Miss Adriennes Path, Pflugerville
I took a class there and i loved it. I will be going back! It was easy to get to and easy to park. Nice safe location.
2000 S Interstate 35, Round Rock
I had a couple of bad experiences prior to going to Irma.
She colored and cut my hair perfectly. She spent a long time during the consultation, and I have recieved alot of…


text:
Prior said Saturday he felt fine and needed only a couple aspirin to alleviate some of the soreness.
"I went to the Bon Jovi concert [Friday] night, hung out, came home, slept good," he said. "I feel fine."
Cubs team physician Dr. Michael Schafer examined Prior Friday and again Saturday and reported the right-hander showed improvement since the collision in the second inning with the Braves second baseman.
Normally, Prior does weight lifting exercises the day after he pitches but he was restricted on Saturday. Can he pitch Tuesday for the National League team?
"Yet to be determined, I would say," Cubs trainer Dave Tumbas said.
In hindsight, the Cubs probably should've kept Prior out of the game rather than have him return. Giles left the game with a concussion, Prior stayed and went 4 2/3 innings.
"He has plenty of determination and desire," Cubs manager Dusty Baker said of Prior. "What's being questioned right now is, when you're younger, is that a smart thing to do for you and your future? When a player tells you he's OK, it's hard to take a guy out when he says he's OK. Mark wants to pitch all the time. He never wants to come out of the game."
Prior said he wants to pitch in the All-Star Game, to be played at U.S. Cellular Field.
"I wouldn't be upset [if Baker decides to not use him]," Prior said. "My job is for this team. If he thinks I shouldn't pitch, and gives me a couple days off, that's fine. I'd like to throw if I'm available. I want to be there and enjoy the experience. But for me if it's better to hold off to help this team to win our division, I think that's the most important thing.
"Whether I pitch or don't pitch, I think it'll have the same effect. To be around the All-Star Game and watching those players is a lot of fun."
"When you have a collision like that a lot of times you don't know the outcome until the next day," Baker said. "When you're out there playing and your adrenaline is flowing, you don't know. He said he was sore. Knock on wood, hopefully we dodged that bullet."
Prior said he doesn't remember ever having such a serious accident on the field.
"I don't think I've ever done anything maybe as dumb as that before," he said. "You live and learn."
Prior was at first and trying to advance to second base on Mark Grudzielanek's groundout when he crashed into Giles. At 6-foot-5, 230 pounds, Prior definitely had the edge over Giles, who is 5-8, 180.
"Honestly, I didn't realize I hit him as hard as I did," Prior said. "When I saw the replay, I saw where his neck was going and how it got bent and I saw how he was laying on the ground. I guess it's good I wasn't as aware of what was going on while I was out there because I would've been more worried about him. It's unfortunate, he had to go to the hospital. From what I hear, he's doing all right."
Giles was treated and released at Illinois Masonic Hospital for a mild concussion. His status for the All-Star Game was questionable. He was voted in as the starting second baseman.
Carrie Muskat is a reporter for MLB.com. This story was not subject to approval by Major League Baseball or its clubs.
Terms of Use |
Privacy Policy (updated March 27, 2014) |
About Our Ads
© MLB Advanced Media, LP. All rights reserved.
The following are trademarks or service marks of Major League Baseball entities and may be used only with permission of Major League Baseball Properties, Inc. or the relevant Major League Baseball entity: Major League, Major League Baseball, MLB, the silhouetted batter logo, World Series, National League, American League, Division Series, League Championship Series, All-Star Game, and the names, nicknames, logos, uniform designs, color combinations, and slogans designating the Major League Baseball clubs and entities, and their respective mascots, events and exhibitions.


text:
Mashed potato
|Mashed potatoes
|Main ingredient(s)
|Potatoes, butter or vegetable oil, milk or cream
|Duchess potatoes, aloo bharta
Mashed potato is a dish prepared by mashing boiled potatoes.
Recipes started appearing no later than 1747 with an entry in The Art of Cookery by Hannah Glasse.[1]
Dehydrated and frozen mashed potatoes are available in many places.
The use of "floury" types of potato is usually recommended, although "waxy" potatoes are sometimes used for a different texture.[citation needed] Butter, vegetable oil, milk and/or cream are usually added to improve flavor and texture, and the potatoes are seasoned with salt, pepper, and any other desired herbs and spices.[2] Popular ingredients and seasonings include: garlic, cheese, bacon bits, sour cream, crisp onion or spring onion, mustard, spices such as nutmeg, chopped herbs such as parsley or rosemary, white turnip, and wasabi.[citation needed] A French variation adds egg yolk for pommes duchesse; piped through a pastry tube into wavy ribbons and rosettes, brushed with butter and lightly browned. In low-calorie or non-dairy variations, milk, cream and butter may be replaced by soup stock or broth. Aloo Bharta, an Indian sub-continent variation, uses chopped onions, mustard (oil, paste or seeds), chili pepper, coriander leaves and other spices.
Culinary uses[edit]
Mashed potatoes can be served together with other dishes, or can be an ingredient of various other dishes, including shepherd's and cottage pie, pierogi, colcannon, dumplings, potato croquettes, gnocchi, etc. It is often served with sausages as bangers and mash.
A potato masher is a utensil which can be used to prepare the potatoes.
See also[edit]
- Aligot
- Champ
- Fufu
- Hachis Parmentier
- Hutspot
- Instant mashed potatoes
- Mince and tatties
- Smash
- List of Irish dishes
- ^ Smith, A. (2011) Potato: A Global History. London: Reaktion Books.
- ^ Recipe for mashed potato
External links[edit]
|Wikimedia Commons has media related to Mashed potato.


text:
We know area residents don't just stay in their own town when they want a night out and a break from cooking.
Restaurant coming and goings, new business and the best dishes and recipes are among the items that have appeared on Patch sites around the region over the past month. Below is a look at the restaurant and food stories covered in the region in the past month.
Liquor License Approved for Ginger Gourmet in North Reading
Management from the Ginger Gourmet Restaurant attended the Board of Selectmen meeting Monday night, for the second time, to have their liquor license approved. The board voted unanimously to approve the license.
The Asian restaurant, Ginger Gourmet, will be opening at 265 Main St. in lot #10. According to Manager Mark Zeng, the restaurant is going to be a first class, fine dining Asian restaurant with Chinese and Japanese food.
New Owner to Take Over Restaurant and Function Facility at Thomson Country Club
Owner of Teresa's Italian Eatery in Middleton, Nick Yebba, Sr., is taking over the restaurant and function facility at the Thomson Country Club. The transfer of the liquor license was approved at Monday's Board of Selectmen meeting, and Yebba plans to make some major changes to the club.
Yebba is "seeking to maintain the same level of service" that the club had before, according to his attorney. He will transform the restaurant into a steak house called Theresa's Prime, which Yebba referred to as a "high end, moderately priced restaurant."
Market Street Gives Update On Foundation Construction
In an update on its marketstreetconstruction.com website this week, National Development reports that foundations for a number of the buildings in its first phase of retail buildings are "well underway," with the foundation of the building that will house Whole Foods now said to be about 75 percent complete.
The foundation for the future site of the Yardhouse Restaurant is reportedly 100 percent complete, while preparations for structural steel erections on two buildings have begun as well.
Landmark Lynnfield Restaurant May Reopen By Thanksgiving
One of the North Shore's best-known dining landmarks is set to re-open its doors later this year, possibly around Thanksgiving.
Attorney Jeff Goldberg and Ship owner Nino Micozzi were among those in attendance at Monday night's Lynnfield selectmen's meeting seeking renewal of the site's liquor license, which was approved. Opening will also depend on regulatory procedures with the town board of health and state alcoholic beverages commission.
Countryside Deli Owner Plays Various Roles In Town
For more than 30 years, Lynnfielders have enjoyed lunch and dinner at the Countryside Deli on Salem Street—and its current owner has run the eatery for much of that time while also working as a public safety professional in town.
Mike DiCorato bought the Countryside Deli in 1993. DiCorato said that he has about eight employees and that all of the food at Countryside is homemade—some of which he learned from his mother, and other recipes that he taught himself.
Cravings Travels Back In Time
Try taking an ice cream parlor and literally moving it across the street.
That's what Rick Campbell, the owner of Cravings since March 15, 1993, of Salem, N.H., did when he relocated his existing business into a vintage ice cream parlor, with the look of the 1920s after the original owner died from 400 Main St. to 389 Main St. Now called Creations, 400 Main St. sells organic lunch and smoothies.
Gingerbread Construction Company Involved In the Community
Local grocery store bakeries are probably the most inexpensive choice. But if gourmet pastries are what you're looking for, The Gingerbread Construction Company, at 52 Main St., isn't a bad gig, either.
Nineteen varieties of the store's muffins have been recognized by the Phantom Gourmet and have won other awards. Phantom Gourmet loves the Strawberry Shortcake, but Blueberry is the most popular with customers, which haven't stopped coming in since the Wakefield location opened in 1995.
Gemma Site Could Become 'Cooper's Tavern'
The recently closed Gemma Ristorante in Arlington Center might become "Cooper's Tavern." If approved, Cooper's Tavern will be just steps away from the original Cooper's Tavern, where, on April 19, 1775, "the old men of Menotomy" planned an ambush on a British supply wagon.
Later that historic day, British troops stormed the tavern, killing Jabez Wyman and Jason Winship, both of whom were unarmed. The troops also pillaged the tavern, according to a guide by the Menotomy Minuteman Historical Trail. Today, the Cooper's Tavern monument (pictured) in front of Starbucks marks the old site.
Royal Dynasty will soon have a new owner and a new name. After closing its doors for at least one month, the Wilmington Chinese restaurant will have a new look as well.
During Monday night's Board of Selectmen meeting, Victor Hui, the president of Pacific Sunshine, requested a transfer of the all-liquor license for the business that is currently known as Royal Dynasty.
Initial Results Are Heav'nly for Wilmington's Newest Business
Heav'nly Donuts got off to a fast start in Wilmington. But the town's newest coffee shop may just be starting to rev up its engine.
"So far it's been a great start. There are a lot of kinks to work out when you're bringing a fresh business to town," said Renny Schofield, who opened the Main Street location on August 20. "Right now we're getting very close to firing on all eight cylinders."


text:
Thursday, May 13, 2010
© Copyright 2014 Gwinnett Daily Post
SUWANEE -- When Rick Davis walked into the Georgia SPCA in January 2009, he told staff there he wanted to adopt the dog no one else wanted.
A mixed breed canine that appears to have some greyhound and a little shepherd in the mix had been given up for adoption about six weeks after she was born and had bounced from shelter to shelter before arriving at the Suwanee rescue, where she spent 11 months in a crate waiting for her forever home. That all changed when Davis took Penny Lynn home.
Now a year-and-a-half-old and living happily with Davis and his wife Berneta, along with two other rescues, Penny Lynn is the face of a fundraiser organized by the couple to give back to the Georgia SPCA and animals still waiting for their own forever homes.
"What better way to raise awareness than to do a fundraiser for them?" Davis said.
The event, which has been dubbed You Ain't Nothin' but a Pound Dog in honor of the beneficiaries and guest performer Cliff-E, an Elvis tribute artist, will be held at 6 p.m. Sunday at Suwanee Academy of the Arts. Tickets are $45 each or $80 for a pair and the event will include food, a silent auction, a cash bar and entertainment.
All proceeds from the event will benefit the Georgia SPCA and the animals who temporarily call the Suwanee rescue home.
"Other than putting some money in their pocket," Rick Davis said, "I really want to raise awareness in the Suwanee area that they're there. If you're looking for a good pet, you don't need to go out and get a full breed. There are great pets right here in your backyard."
Tickets to the event can be purchased by calling 678-765-2726 or online at www.georgiaspca.org.
More like this story
- For SPCA volunteers, Sadie's adoption is bittersweet ( June 30, 2012 )
- SPCA to put on 'Pound Dog' event ( August 12, 2012 )
- CLINE: Going to the dogs not a bad thing ( March 27, 2012 )
- In second year, SPCA expects more in Run for the Rescues ( March 17, 2012 )
- SPCA to hold fundraiser to reduce euthanizations ( June 8, 2011 )


text:
Last year, the William Monroe Dragons had one of their best season in the last two decades. This year, they'll try to continue those winning
ways, but they'll have to do it with a lot of new faces on the field. "We push hard to meet the standards of last year," said sophomore running back Cody Perkins. "It's just hard work, and we come out here to do it."
After finishing 7-3 and reaching the playoffs in 2011, the Dragons say they are driven to work toward a repeat performance this fall. Senior wide receiver Dakwan Morris says, "I think it motivates the team a lot this year, coming off a winning season."
This year's team will be very different than last year's, after William Monroe graduated nine starters on both sides of the ball. With so many new faces in camp, coach Mark Sanford says the excitement level around the program is high, but his players know they have to channel that excitement into energy on the field.
"We just need to work hard every day and execute when we're out there on the game field," says Morris. Sanford says there's still a lot of work to be done. "We've got to get them more consistent. We'll have some guys that work like a champion one day and work like a chump the next. We've still got to get to the point where everybody's working hard every day."
The Dragons aren't just working to get back to the playoffs. They've set their sights much higher than that. Perkins says, "we need to stay focused on what we're trying to achieve, which is hopefully a state championship."
The comments sections of Newsplex.com are designed for thoughtful, intelligent conversation and debate. We want to hear from our viewers, but we only ask that you use your best judgment. E-mail is required, but will not be displayed with comment.
As a host Newsplex.com welcomes a wide spectrum of opinions. However this is a site that we host. We have a responsibility to all our readers to try to keep our comment section fair and decent. For that reason The Newsplex reserves the right to not post or to remove any comment.
If you have any ideas to improve the conversation or this section let us know. Send an e-mail to firstname.lastname@example.com.
powered by Disqus


text:
Camera Rolling…Here's What Clients Said!
CMA is dedicated to providing outstanding service, lifestyle enhancement, value and excellence in community association management. View a video featuring CMA clients.
I'd like to:
Use this website to set up a recurring payment to automatically pay your monthly or quarterly assessments. This feature is not available for semi-annual and annual payments. Find out More.
Homeowner LoginFAQs


text:
Sorbet Boutique Flirty Lace Babydoll
- Was
- Was £20.00
- Now
- Now £10.00 to £20.00
- Save Up To £10.00
- In Stock
2 reviews
- Delivery
Sorbet Boutique Lace Babydoll
This lace babydoll by Sorbet Boutique is a flattering pick for flirty eveningwear.
This babydoll features floral lace to the cups, a mesh body and contrast trims for a cute, girly style. Lightly padded cups give you a little flirty lift, while underwiring gives you added support. A matching thong gives your look a coordinated finish.
Wear this babydoll with a slick of candy coloured lipstick and a spritz of your favourite scent.
Please note: All parts must be returned for a full refund. Matching items available. Hand wash only.
Useful info:
- 'Flirty Lace' babydoll by Sorbet Boutique
- Floral lace cups and mesh body
- Lightly padded and underwired
- Matching thong included with set
- Contrast ribbon slot and bow detailing
Sorbet Boutique Flirty Lace Babydoll and Thong
This cute babydoll by Sorbet Boutique is a playful piece of lingerie that's lightly padded for added shape.
This babydoll features beautiful floral lace cups and a mesh body. The contrast ribbon slot and bow adds detail. In a range of colours this babydoll is a stunning pick for the girl who loves to play.
Wear this babydoll with suspenders or matching shorts.
Useful info:
- Babydoll by Sorbet Boutique
- Lightly padded; mesh fabric
- Underwired; floral detail to cups
Please note: All items must be returned for a full refundColours: Black/Bright Pink, Bright Pink/Deep Purple. Babydoll: 74% polyamide, 14% polyester, 12% elastane. Thong: 87% polyamide, 13% elastane. Gusset: Cotton. Hand wash only.


text:
The Greatest Thing You'll Ever Learn
|I'm a snarkastic 21-year-old vegetarian and writer. Castle fan est. 2009. Huertas is my homeboy. Current residence: Graceland. My lies are my life. I've got 24,601 problems and e/R is most of them. And the rest....are probably Aaron Tveit's fault. This is where the fun begins.


text:
CeBIT 2009: BITKOM Set on Green IT
The Green IT theme has its definite place at CeBIT 2009, with a true defender. The BITKOM German industry association is launching the Green IT World forum on Tuesday, March 3, in Hannover.
In a survey they conducted of 1,000 people over the age of 14, the German association for information technology, telecommunications, and new media – known as BITKOM – found that more money is being spent in the association's market sector: 94% of those surveyed indicated that energy efficiency was critical to their product selection.
The Green IT theme has grown markedly from last year's CeBIT, morphing from "village" in 2008 to "world" in 2009. This world includes some diverse IT products from makers such as Alcatel, Deutsche Telekom, IBM Hitachi, Nokia-Siemens, Strato and Sun Microsystems. German minister of the environment Sigmar Gabriel is to be present at the Federal Ministry's and BITKOM's annual "Sustainability in the Digital World" conference as part of Green IT World at CeBIT March 5.
Issue 163/2014
Buy this issue as a PDF
Digital Issue: Price $9.99
(incl. VAT)
Tag Cloud
KDE Announces Software Compilation 4.13
New release comes with better semantic search and improvements to Kontact.
Coverity: Open Source Code has Fewer Defects
Annual code quality report shows FOSS is more secure at all project size levels.
An Even Smaller Raspberry Pi
The Raspberry Pi Foundation has announced an even smaller version of the tiny computer that will fit into a DIMM slot.
Freaky Privilege Escalation Attack
A new class of problems lets a malicious app pre-configure an invisible privilege update.
Facebook Rolls Out New PHP-like Programming Language
New Hack language adds static typing and other conveniences.
Fedora Announces Innovative Crytography Policy System
New crypto policy system will offer easier configuration and more uniform security.
Shuttleworth Calls for Declarative Firmware
Ubuntu founder denounces insecurity in proprietary, close-source software blobs.
New TLS Attack Takes the S out of HTTPS
Vulnerability affects many Linux web servers
Munich Adopts Kolab
The Bavarian capital shuns Microsoft, Google, and other alternatives to implement an open source groupware solution.
Canonical Announces Ubuntu Smartphones
Phone vendor partnerships bring Mark Shuttleworth's dream of Ubuntu on a phone a step closer to reality.


text:
The Kansas Open Records Act guarantees any person the right to inspect and obtain copies of all public records – unless the records are closed consistent with specific provisions of law.
Within three business days a county agency must either:
Please note that Sedgwick County does charge a fee to assemble the requested information. This covers the cost of staff time as well as the cost of copying or reproducing the record.
Sedgwick County is committed to making our programs and services accessible to persons with disabilities. People with disabilities requiring accommodations to access open records may contact 660-9840 for assistance.
Douglas King
Records Manager and Freedom of Information Officer
525 N. Main
Wichita, KS 67203
p. 316.660.9840


text:
Basics to Keep in Mind
- If you ask for something before a contract is signed, it's called "negotiating." If you ask for something after a contract is signed, it's called "begging." It's better to be a good negotiator than an expert beggar.
- From negotiator Chester Karras: "You don't get what you deserve, you get what you negotiate."
- From motivational expert Zig Ziglar: "You can get anything in life, if you help enough other people get what they want."
- Everything is negotiable, but everything has a price.
- Quoted prices are invitations to buy, but not statements of value.
Important Fundamentals
Terms are just as important as dollars. Many people focus on rates, dates, and space (the big three of meeting planning), but the other fine print — such as liability and attrition — can have just as much importance. These things will translate into dollars.
Negotiate at the proper authority level. Negotiate with the person who can say "yes." Don't let your negotiation get lost in the translation. You don't want to have to negotiate it more than once. Ask to negotiate with someone who has the authority to go "off the script" or the rate card. Refuse to negotiate with someone who doesn't have that authority.
If you want something, ask for it. Good negotiators do not put their best terms on the table first.
Focus on the relationship. It's important that the relationship is still there once you're through with the negotiations. You don't want to get to the end of an agreement and never want to see each other again.
The Four Unwritten Rules
In every negotiation, there are four unwritten variables. All exist in every negotiation, whether or not you know or understand that.
- Power
This is the ability to get the other side to do things in the way you see favorable. The top two power sources are competition and the printed word. If a hotel knows that four other hotels in town want your business, then that hotel likely will want your business, too. Hotels play that game, too. They try to get more than one group interested in the hotel. And remember: Always question the printed word. Printed rates are not final rates.
- Time
Ninety percent of the negotiating happens in the last 10 percent of the time allotted. Negotiating will go on forever unless one side imposes a deadline. The corollary is that time works against the person who doesn't have it. Never reveal your real deadline, and never negotiate when you're in a hurry.
- Knowledge
Knowledge is a combination of expertise and information-gathering regarding the wants and needs of the other side. How and when is the person you're dealing with evaluated? How experienced is the person? What's the hotel's average daily rate, its peak season, and does it have other customers who want the same dates?
- Leverage
Leverage is your ability to get the hotel to want your business and to give you favorable terms.
Negotiating Gambits
Beginning Gambits occur at the start of negotiations.
- The Flinch
Most religious meeting planners are born with this: the ability to express shock and dismay at what the other side is presenting. This technique forces the other side to adjust.
- Feel/Felt/Found Technique
This is a way of acknowledging another person's feelings without giving any ground. It's also a way to disagree without being disagreeable. Here's the script: "I understand how you feel. Others have felt the same way, but when they have found out more about us, they have come around."
- First Offers
The general rule is to never accept the first offer.
- The Vise
The purpose of the vise is to squeeze the price range up or down in your favor. When someone names a price, you say: "You'll have to do better than that." But be prepared for the response: "How much better do I have to do?"
Middle Gambits occur during the middle of negotiations, the point at which most negotiations begin to stall. Middle gambits are used to keep things going, assuming that you want to do business with this party. There are two basic techniques.
- The Trade-Off
Never give a concession without getting a concession. This is the secret to keeping a negotiation balanced. It keeps the other side from nibbling you to death. They know they'll have to give up something for everything they get.
- The Set-Aside
When you're deadlocked on an issue, set it aside and come back to it after you've reached agreement on the easier issues. Why leave the toughest issues for last? Because by the end of negotiations, the process has momentum and both sides will have the motivation to be flexible.
Ending Gambits are the end games.
When you reach the end and are asking yourself if you should go through with what you've negotiated, ask yourself: "What's my Best Alternative To a Negotiated Agreement?"
- The Walk-Away
Your ability to negotiate is tied to your ability to walk away from the deal. This is why you want to give yourself options.
This article was adapted from a tutorial given at a past RCMA conference by John Foster, III, a lawyer with Foster, Jensen & Gully LLC and a frequent RCMA speaker.
COMPLIMENTS of the Hotel
Hotels normally calculate complimentary meeting space based on the percentage of rooms that a group is using.
For example, if a group is taking 30 percent of the hotel's rooms, then they're entitled to 30 percent of the hotel's meeting space on a complimentary basis. In this example, if your group needs 70 percent of a hotel's meeting rooms, then your rooms-to-meetings ratio is out of whack. They won't say this to you directly, but the hotels will refer to you as a "space hog."


text:
Maple Leaf Napkin Rings
Designed by Holli Long for Plaid® Enterprises, Inc.
Material List
- Plaid® Craft Smart™ Acrylic Paint, Bright Red
- Craft Foam, White
- Brush, Small Flat
- Craft Knife
- Transfer Paper
- Pencil
- Tape
- Craft Glue
Project Instructions
Step: 1
Transfer a maple leaf design to craft foam for each napkin ring needed. Cut out with a craft knife or small scissors. Paint leaves Bright Red.
Step: 2
Cut a 1 x 6 - inch strip of craft foam for each napkin ring. Glue these strips into rings and clip ends together with paper clips until glue is dry.
Step: 3
Glue one maple leaf to the top of each napkin ring and let dry.
Step: 4
Try this Serving Tray project for a finishing touch!
If your foam will not accept the carbon from the transfer paper, make extra copies of the pattern and tape to the top of the craft foam. Cut design out by following the outline on the copy.


text:
1009 Molalla Ave Ste A, Oregon City, OR | Directions 9704545.341142 -122.593441
Neighborhoods: Barclay Hills
Becky is the best! Always happy w/ my hair! Thank you!
Being in the salon industry for 18 years and having done everything except platform artistry, this is one of the best places I've ever been. The stylists there are well educated and give their clients the utmost in great customer service! The salon offers everything from tanning, massage, cosmetic tattooing to having a tattoo artist. There are also a wide array of stylists (all with excellent knowledge and skills I might add!) with varying schedules to fit your busy lifestyle. They offer skilled hair sculpting, expert coloring, extensions, and just about anything you could ever want if you want to get your hands and feet taken care of too. They also have a wide selection of products for your every need. Even the stylists have product for you to enjoy.
The salon is well taken care of, they are very clean and up to date place. When you walk in you are greeted warmly and they are genuinely glad to see you! I highly recommend this place to everyone. You can't go wrong here!!
I've been to Kris many times, and all I have to say is I've never been disappointed. She listens to what I want, and she nails it every time! She really cares about you as a client. She's very experienced and is amazing at acrylic nails, pedicures and weaving my hair. I can't say enough great things about her!
YourlLife has to have this tender loving care like H2T's – I have been going to H2Toes for it seems forever. I love the hair weaves and fabulous hair cuts by Kim. The owner is a dear as well. She will break her back to make you happy. During Holidays there is always the spirit in the air at this salon.
Rhonda Hamel
Oregon City, OR
Highly recommendable! – Loved this place!
I had a gloss treatment and cut with Mary Maughiman and she was amazing! The salon is cute, clean and my stylist was friendly and professional. I can
Better Than the Best! – Hair loss can start with a few extra hairs in the sink or in your comb. Later, it can progress to a bare scalp.
Baldness typically refers to excessive hair loss from your scalp and can be the result of heredity, certain medications or an underlying medical condition. Anyone — men, women and children — can experience hair loss.
Some people prefer to let their baldness run its course untreated and unhidden. Others may cover it up with hairstyles, makeup, hats or scarves. And still others choose one of the medications and surgical procedures that are available to treat hair loss. Before pursuing any treatment option, talk with your doctor about the cause of and best possible treatments for your hair loss.
To help avoid hair loss, consider trying Nisim NewHair! order now for free trial!
bad mani/pedi. Unsanitary! – I went for a mani/pedi, had an appointment scheduled. It was my first time at Head To Toes and I was super excited.
After selecting my nail color and sitting down for my pedi the gal started rubbing my feet with some exfoliate/lotion stuff. I was stunned to watch her repeatedly double dip into the container. So stunned it didn't even really hit me until after I left. The realization that she likely does that with other customers as well makes me ill.
The color I selected was nearly out and she commented on how after my mani/pedi she would need to toss it because it was clumpy. After the pedi, I suggested I pic a different color because clearly she was having difficulty with it and i didn't mind a different color for my nails. She was adamant that it was fine and started in on my nails.
I will be the first to admit that I should have been more assertive but i truly was in shock. I've NEVER had a situation like that in a salon before. Double-dipping is a huge no-no and the polish job was awful. I went straight home and removed it.
Two other minor things that were a little odd included all of the gals flocking to the window to watch the cops accross the street. I was advised that the cops were over there all the time. Additionally, some of the gals ate lunch at one of the manicure tables in the front. It seemed a bit unsanitary and unprofessional.
Although the hairstylists and/or other manicurists may be fantastic.. after my experience I won't be going back to find out.
Great place!!! – I had an appointment with Amanda and allll I can say is that I was not disappointed! I didn't really have a solid idea of what I wanted, but she totally winged it and got it so right! I love my hair!!! I would totally go back to see Amanda!!!
Wonderful! – I just had an appointment with Jenah using my Groupon I got earlier this year. I decided to get a partial weave of blonde. I am a dark brunette and was nervous about getting my hair done but Jenah was wonderful. She walked me though everything and gave great suggestions for me going completely blonde in the future.
I will definitely be going back soon. The atmosphere was great and everyone was nice and professional.
Amazing Stylists! – I have been going to Amanda for over a year now and I have never left feeling enything other than amazing! She is a sensational stylist and is incredibly adept at doing whatever hair cut and/ or color I have ever desired! Half the time I go in without a plan which doens't faze her in the least! She's done everything from trims to drastic cuts to weaves to full color and I have loved each and every look she's given me! I highly, highly reccomend her to anyone in search of an amazing stylist who not only is capable of making you look and feel great but is extremely friendly and amiable. The atmosphere of the salon is wonderful and the other staff have all been equally friendly to me as well. GO!!!
View more Reviews for Head To Toes Beauty & Tanning
Sign in with Facebook Sign in with Facebook to see what your friends are up to!
Do you have a review of Head To Toes Beauty & Tanning on your blog? If you include the Citysearch image link (shown below) in your post, we'll automatically link to your review from the business profile page. Here's how our Linkback system works:
The Linkback system is free and automatic. It's really that easy.
To link to our business profile page, copy the html below to your web page.


text:
Skip brand navigation
skip form
Where are you going?
City, airport, address, attraction, or hotel
Use HHonors Points
Use flexible dates
Promotion/Offer code:
Group code:
Corporate account:
Travel agent
AAA rate *
AARP rate *
Senior rate *
Government / Military rates *
* ID required at check-in
close tab panel
Skip secondary navigation
It's time for a road trip to Chicago – a Chillcation.
Cruise into savings when you book our exclusive Park & Stay package which includes overnight hotel accommodations and overnight parking for one vehicle. There's nothing like Chicago in the winter time with over one million lights on the tree-filled streets of Michigan Avenue, you are bound to feel the holiday excitement. Take the much needed time to re-energize from your normal day to day routine, and chill-in at the DoubleTree by Hilton Hotel Chicago - Magnificent Mile hotel with room service and movies, or Chill-out and soak up the amazing views of the city.
Chill- in, Chill-out… just chill with a Chicago Chillcation.
Park & Stay Package Includes:
All rates are subject to hotel availability; rate does not include taxes, gratuities or other incidental charges; certain length of stay restrictions may apply. Early departure fee may apply. This offer may not be combined with any other discounts or offers. If you are not interested in making this reservation online, please call our Internet Customer Center at 1-800-774-1500. Please request plan code "PL9."
Parking: Parking benefit is valid for overnight parking for one passenger vehicle per room and includes in/out privileges and excludes gratuity. Parking benefit is non-transferable, not redeemable for cash, void after checkout and cannot be applied toward future stays.


text:
Individual Volunteer Opportunities - Pastoral
CONGO, Democratic Republic of
• Seminary at Mulungwishi - Pastors to teach at the seminary. Request that the volunteer be flexible, self-starters, and speak French.
• Project Women and Youth Programmes, Nakaru. Work with women and children in such areas as HIV/AIDS prevention, income generation projects, life skills.
• United Methodist Orphans Home, Nakaru. Any and all kinds of work with orphans and street children - play, education, life skills.
• Evangelism, Training and Church Planting, Nakaru. Preach in churches, crusades, and open air meetings. Conduct leaders and pastors trainings. Do church planting and film ministry project.
• The United Methodist University in Monrovia: Vice-President for Institutional Development (MA or PhD required), 2-year term; Vice-President for Academic Affairs (PhD required), 2 years or more; volunteer accountant to serve as Comptroller (MA in Accounting required), 2 years or more.
• Africa University, Mutare: university teaching/research/supervision of undergraduate and post-graduate students in the following disciplines: agriculture/natural resources, business, education, arts and social sciences, health sciences, and theology; teaching of ESL; librarian; development of student welfare services; some assignments in the General Services, Clinic and Farm areas. Housing provided.
Asia / Pacific
• Teach church school teachers, train people in writing Bible study materials, train youth leaders; stewardship training; teach basic computer skills, accounting skills on a computer, maintenance of computers. Housing provided. Knowledge of Khmer would be helpful.
• Vellore Hospital, Vellore: long-term medical volunteers (6 months to 1 year). Professionals in Medical, Surgical, Specialties, Computers, Management, Finance, Clergy.
• Fukuno Aoba Preschool and 2 other schools in Toyama Prefecture: preschool teacher to teach English and Western culture for Japanese children ages 4 and 5, and weekly English Bible classes for high school students. Experience in children's education preferred.
• Kyoai Gakuen, Maebashi, Gumma Prefecture: Junior-senior high school English teacher for 2-year term. TEFL or TESL certification helpful but not required. Also, teach a Bible study class, teach English conversation to elementary students, lead chapel and help with spiritual life retreats. Salary /housing provided, plus round-trip airfare for 2-year volunteers.
• Joshi Seigakuin, Tokyo: woman teacher for a 2 or 3-year term. Master's degree or ESL major preferred. Also, lead chapel, help with spiritual life retreats, help with clubs and other activities. Salary and housing provided, plus round-trip airfare for 2-year volunteers.
Volunteers must serve with the United Mission to Nepal (UMN) for 6 months or longer; 1 or 2 year commitments are preferred.
• Peace and Reconciliation Coordinator: qualifications and extensive experience in peace and conflict transformation. A long term position, working closely with a Nepali who could take on the role within 2-4 years.
• Advocacy Coordinator: a long term post working closely with a Nepali who could take on the role in 2-4 years. Qualifications and extensive experience in any aspect of advocacy at any level, e.g. community mobilization, human rights, or at the legal and policy level.
• Personnel Director: lead the personnel team in encouraging the best possible people management within UMN, including the development and implementation of appropriate strategies in organizational development, recruitment, employee involvement, human resources development, performance management, and remuneration.
• Bahamas Conference, The Methodist Church: volunteer pastors for 3-month, 6-month, or 12-month terms in Andros, North Eleuthera, Bimini, and Inagua. Housing and stipend provided.
• Pastors - counseling, visitation of the sick, ministering to families, preaching. Min. 2 months
ST. VINCENT and GRENADINES (West Indies)
• Pastoral work (Circuit ministry) - pastoral responsibility for four congregations. Will work in a circuit with other ministers. Prefer at least 6 month commitment.
• Plzen 3 United Methodist Church: teach English to church members, Bible study in English, minor repairs in church facilities (painting, cleaning).
• Trebon United Methodist Church: teach English, assist with evangelization, work with children. 2-3 months. Housing provided.
• Vrsovice UMC, Praha (Prague): teach English, conversation, music, lead a home group.
• Tbilisi Youth House: an individual with knowledge of how to organize a volunteer program for youth is needed to establish a permanent Tbilisi Youth House Volunteer Program. Skills needed: organizational ability, "people skills," good assessment experience, willingness to help raise minimum funds to keep the program going year round. Expectations include general service projects for youth, establishment of intern possibilities, and building in Public Relations techniques for the Tbilisi city community.
• Lithuania United Methodist Church: ordained clergy person to assist with pastoral work (worship and tasks as determined by the Lithuanian UMC). As soon as possible, 3 months to one year. Translator available, at volunteer's expense.
• Piestany: help plant a United Methodist Church in Piestany by working with the youth, inviting people to church, preaching and leading worship, and helping the pastor organize activities. Ability to play a musical instrument and/or lead music, dramas, or puppetry would be a plus. 1 year or more.
• Misión Urbana, Barcelona: pastoral counselors, Spanish required.
• Pastor for English Language Congregations. In the cities of Guanajuato and San Miguel, a number of North Americans have retired. The opportunity for outreach with an English language congregation, both to permanent English-speaking residents, as well as to a large number of tourists is a priority of the Central Conference of the Methodist Church of Mexico. In Guanajuato, the church has a sanctuary in the city center where no one meets now. In San Miguel, the work is to start a congregation in a city where land has been purchased. Needed: A firm faith in Christ and an understanding of the Methodist connection, with a call to evangelization, flexibility and a willingness to be under ecclesial authority. Small stipend for food and travel.
CONFERENCIA DE MEXICO (Mexico Conference)
• Individual volunteers placed in consultation with Volunteers in Mission coordinator.
CONFERENCIA NORCENTRAL (North Central Conference)
• Individual volunteers placed in consultation with Volunteers in Mission coordinator.
CONFERENCIA NOROESTE (Northwestern Conference)
• Individual volunteers placed in consultation with Volunteers in Mission coordinator.
CONFERENCIA ORIENTAL (Eastern Conference)
• Individual volunteers placed in consultation with Volunteers in Mission coordinator.
CONFERENCIA SEPTENTRIONAL (Northern Conference)
• Individual volunteers placed in consultation with Volunteers in Mission coordinator
CONFERENCIA SURESTE (Southwestern Conference)
• Individual volunteers placed in consultation with Volunteers in Mission coordinator
United States
(RV = hookups available for Recreational Vehicles)
• Alabama Rural Ministry (ARM), Livingston or Tuskegee: summer employment for college age students in a home repair and day camp ministry serving ethnic minority children ages 5- 12. Host volunteer teams or serve as day camp counselors. Housing, most meals, stipend. (RV)
• Agape Community Clinic, East Dallas: help provide health and spiritual care services, crafts, English as a Second Language, Bible study and fellowship. Volunteers needed: physicians, physician assistants, nurses, translators (Spanish, Vietnamese, Cambodian), office assistants, social workers, patient advocates, chaplains, and spiritual care persons (ordained or lay).
• Arlington Urban Ministries, Arlington: work in storefront ministry, Laundromat ministry, Bible School, puppet shows, teach citizenship, life skills, nonviolence and ESL.


text:
There are practically as many child-rearing books out there as there are children. Discover which ones are worthwhile.
"More expensive" definitely doesn't equal "better" when it comes to baby gifts. Bring one of these useful, frugal gifts to the next baby shower you attend.
Having kids changes your spending habits. Shouldn't your credit card change to match? Here are five smart cards to switch to post-baby.
Your freezer can be an amazing source for quick, healthy, and ready-to-eat meals — especially if you have a little one on the way.
Save a bundle on your bundle of joy with these great freebies and coupons just for new parents.
A quick 'deal of the day' for you, and it's a great one. When my wife and I were expecting out first child we read "What To Expect When You're Expecting" from cover to cover. When
Become a fan
Follow us
Subscribe via email:


text:
When to Hold an RDOG Event: RDOG events begin Saturday, September 15, 2012 and lead up to a National dog walk of support on CKC RDOG Day, Saturday, September 22, 2012 at 11:00 a.m.
Promote Your RDOG Event Today!
· enter all details of your event on our website
· print off the RDOG poster, flyer and post card
· print off an RDOG arm band for dog walk participants
· take photos of your RDOG Event and email them, along with a few highlights, to firstname.lastname@example.com for posting on the CKC website.
Some ideas to help make your RDOG event even more exciting:
· hold a dog walk
· host a Canine Good Neighbour (CGN) event, with CGN demonstrations
· hold demonstrations on Obedience, Agility and Rally Obedience
· give an in-school canine safety presentation
· host a microchip clinic
· feature an expert
For the fifth year in a row, Calgary residents will be treated to a special RDOG Event, in North Glenmore Park, AB, featuring plenty of dog activities, Rally and CGN demonstrations, and more—backed by the City of Calgary. For more details about this event, click here.
So let's hear from all other CKC RDOG Event organizers and show our RDOG spirit across the country.


text:
# 10
Along with Lionel Messi and Gerard Pique, Fabregas emerged from the Barcelona cantera but it was under the guidance of Arsene Wenger at Arsenal that he became one of world football's most sought-after players. Barcelona, and his former colleagues, mounted a relentless campaign to convince him to return to Camp Nou - and in August 2011 that pursuit came to fruition.
Fabregas left hometown club Barcelona at the age of just 16 when joining Arsenal in 2003 and it was a move that quickly paid off. After the club had gone unbeaten in 2003-04, Wenger could ignore the talent of Fabregas no longer and his stunning emergence the following season even convinced his manager to sell captain Patrick Vieira, such was his faith in the Spaniard who took the famous number four shirt.
An FA Cup final victory in 2005 aside, Fabregas may have been starved of silverware in North London but is regarded as one of the club's modern-day greats and accumulated 303 appearances. The 2007-08 Young Player of the Year, Fabregas was installed as Arsenal captain in November 2008 and thrived in Arsenal's free-flowing formation as its creative lynchpin.
Fabregas also hit a rich seam of form in the 2009-10 season when operating in a more advanced role, scoring 19 goals in all competitions. He produced the assist for Andres Iniesta's winning goal in the 2010 World Cup final to become a world and European champion with Spain.
But his love affair with Arsenal came to an end when the Gunners could no longer resist Barcelona's persistence, a three year campaign to bring home one of their own. Fabregas' exit left a bitter taste in the mouth of some fans, who believed the player had made it impossible for Arsenal to keep him - and that Barca had effective got him on the cheap for an initial fee of around €29 million.
With a spring in his step, Fabregas began his Barcelona career by becoming the first player in the club's history to score in all four of his first La Liga games.
Strengths: A quite superb passer of the ball who possesses both excellent vision and the ability to dictate the pace and tempo of a contest. Has a strong character and mentality to complement his technical excellence and has become more potent in front of goal.
Weaknesses: If anything, Fabregas has a lack of real pace which his injury record is far from perfect.
Career high: Poking the ball through for Andres Iniesta to score the winning goal in the World Cup final in 2010.
Career low: Defeat to Barcelona in the final of the 2006 Champions League.
Style: Composed, cultured, creative, a wonderful passer.
Quotes: "I waited many days, months and years for this moment. It is a very special day. I return home after eight years. I know I disappointed many of you when I left, but I'm back for the challenge of my life. I hope to leave good memories." Fabregas on joining Barca, August 2011.
Trivia: Fabregas became Arsenal's youngest ever player in any competition on October 28, 2003 when appearing in a League Cup tie against Rotherham aged just 16 years and 177 days.


text:
Balado Airfield Kinross, Perth And Kinross KY13 0PF Kinross, UK
T in the Park is a music festival which began life in 1994. It is named after its main sponsor Tennants (the brewing company). Originally based at Strathclyde Park, Lanarkshire, the festival moved to its present home at a disused airfield in Balado, Kinross-shire in 1997.
The festival spans several musical arenas over a three day period in July and covers different genres of music across the pop, indie, alternative, electronic and rock scene. Previous headliners include Coldplay, Blur, Oasis, Pulp, Primal Scream, Beyoncé and Arctic Monkeys. The event represents the best talent across the full musical spectrum and has developed over the years into one of the most popular outings in the UK's festival calendar.
By 2005, T in the Park Festival had gone on to beat festival heavy-weights Glastonbury to the top spot of Best Festival in the UK Festival Awards for the first time since they began. They went to on to gain further accreditation with the award for Best Line Up in the 2008 UK Festival Awards and in October 2011, T in the Park was awarded the prestigious Greener Festival Award for reducing its environmental impact (for 2011).


text:
Home > Consumer Protection > Consumer News & Information > FDIC Consumer News
FDIC Consumer News
Summer 2007 – Special Edition: 51 Ways to Save Hundreds on Loans and Credit Cards
Cutting Your Costs: Simple Strategies for Saving Money on Loans and Credit Cards
Loans and credit cards provide great consumer benefits, but as with any form of borrowed money, you've got to be careful about how you manage credit. Here are tips for saving money on credit products — in your basic financial affairs, when shopping for new credit, and when using loans and credit cards.
Getting a Grip on Credit
1. Pay your bills on time to maintain a good credit record and qualify for low rates. Don't wait until the last minute to pay your monthly bills. Not only will you incur late-payment fees (see Avoid late-payment fees), but perhaps more importantly you risk triggering higher interest costs. That's because your payment history on your debts and bills is one of the biggest factors in your credit report and credit score.
A credit report is a compilation of how you pay your credit card bill, loans, rent, and selected other debts and bills. A credit score is a number that is based on your credit report and reflects your financial responsibility. Both are part of your overall credit history, which can determine your chances for a low-cost loan or a lower interest rate on a credit card.
While one or two late payments over a long period of time may not significantly damage your credit history, if at all, making a habit of missing payments can result in a higher interest rate, higher fees or both when you apply for any type of loan or credit card. Lenders put more emphasis on your recent payment history, so be particularly careful with payments in the months before you apply for a loan.
Consumers who pay their credit card bill late may face a major hike in their interest rate — often to between 29 and 35 percent. Late payments on that card also can trigger rate increases on other cards or loans, especially if your credit record shows other signs of risk.
2. Don't have "too many credit cards." There are good reasons to have at least two credit cards, but some people collect a stack of cards, including those from stores and oil companies, several of which they rarely use. One problem with having a lot of credit cards is that lenders look at the ones with no existing balance or a very low balance and conclude that you have the potential to use them and get into debt. Even if you've proven in the past to be a responsible user of credit, these "extra" cards could come back to haunt you the next time you apply for a mortgage or other loan.
"There is a cost to having too much credit," said Suzy Gardner, an FDIC bank examination specialist and an expert in consumer credit issues. "Although individual circumstances vary, having more credit available than what you can reasonably use, need or afford can hurt you in the long run."
Example: You have several credit cards and the combined outstanding balance on them is $15,000 below your credit limit. Then you apply for a home loan. The mortgage lender may question your ability to repay both a mortgage and $15,000 worth of new purchases on your credit cards. And, your overall credit score can suffer, resulting in the lender charging you a higher interest rate or denying the loan altogether.
One solution is to cancel the credit cards you rarely or never use, preferably well before you apply for another loan. Start by closing your newer credit card accounts — that's because your credit score can be lowered if your credit history appears shorter than it really is. Another option is to ask your card issuers to reduce your credit limit.
3. Check your credit report for accuracy. Something as simple as correcting incomplete or erroneous information in your credit record may be enough to qualify you for a better interest rate on a loan or credit card and save you hundreds of dollars each year in interest payments. For example, if you always pay your loans on time, but your credit report shows late payments, you'll want to correct that.
By federal law, you are entitled to one free copy of your credit report every year from each of the three nationwide credit bureaus — Equifax, Experian and TransUnion. Each company issues its own report, so it's smart to check each one. Go to www.AnnualCreditReport.com or call toll-free 1-877-322-8228 to order free credit reports or for more information. Although you can ask to receive copies from all three credit bureaus at the same time, you also can spread out your requests throughout the year to check for major changes or inconsistencies.
Identity theft is another reason to regularly review your credit reports. Make sure an ID thief hasn't opened credit cards or other accounts in your name to commit fraud (see Credit card fraud).
4. Periodically review your existing loans and credit cards with an eye toward saving money. "Talk to a customer service representative at your bank to make sure you're signed up for the accounts and features that best fit your needs, especially if your financial situation has changed recently," said Janet Kincaid, FDIC Senior Consumer Affairs Officer. "For example, if you tend to carry a balance on your credit card, find out if you qualify for a credit card with a lower interest rate or other features that can cut your costs."
For tips on refinancing an existing loan or credit card, see Refinancing: Tips for Mortgages and Other Credit.
Shopping Tips
5. Compare the products offered by your bank and a few competitors and then negotiate the best deal. "Don't hesitate to let lenders know that you are shopping around for the best possible terms and that you are not afraid to negotiate," Kincaid stressed. "Competition can be a good thing."
One of your most important shopping aids for a loan or credit card is the APR — the Annual Percentage Rate. This required disclosure shows the total cost, including interest charges and other fees, expressed as a yearly rate. When you're comparing loans from different lenders, make sure you use the same dollar amount and time frame so you can compare the APRs. That way there's no confusion about which loan will cost less. For a good example of how the APR can help you shop for credit, see the discussion of payday loans.
6. Focus on the long-term cost of the loan, not the monthly payment. "Many car dealers or even mortgage lenders will entice borrowers by asking how much they can afford to pay each month," added Kincaid. "It may be better to pay slightly more money each month, but for a shorter time period, if it means you will be paying less in total interest."
She also said that some people look so much at the monthly payment that they don't notice certain fees or service charges that are imposed. "You've got to look at the full picture before signing a loan agreement, including the APR and provisions of the loan that can increase fees," Kincaid said.
You can also avoid unnecessary interest charges if you pay for certain costs out of your own pocket instead of borrowing that money, too. Let's say you're getting a new mortgage and you're offered the chance to add the closing costs to the loan instead of paying them upfront. Sounds good on the surface, but remember that you're not getting out of paying the closing costs — they're added to the loan balance, so your monthly payments will increase and you'll be paying interest on the closing costs.
7. Take advantage of the Internet. Not only can you research credit products and comparison shop among hundreds of lenders over the Internet, but you can also apply for a loan or credit card online from those same lenders.
"The Internet is, without question, the fastest and easiest way for consumers to find out about and compare the various types of loans and credit cards offered by banks around the country," observed Michael Jackson, Associate Director of the FDIC's Division of Supervision and Consumer Protection. He added that if you find an interesting offer from a far-away bank or an Internet-only lender, "in most cases you can apply for and finalize the loan online; you don't have to pass up a good deal just because the institution doesn't have an office in your area."
However, Jackson also warned that because con artists use the Internet to trick consumers into divulging personal financial information, you should never respond to unsolicited e-mails or to Web sites offering products or services that appear "too good to be true." For guidance on whether a bank is legitimate, call the FDIC at 1-877-275-3342 or use Bank Find, our online directory of insured institutions, at www2.fdic.gov/idasp/main_bankfind.asp. (See more about frauds on Borrower Beware: How to Avoid Fraudulent or Deceptive Deals.)
8. Read the fine print before signing up for any loan or credit card. For example, realize that if you get a new credit card promoting zero-percent interest on new purchases and you don't pay off the entire balance by the due date (typically after six to 18 months), you may be charged interest on all your original purchase amounts — not just on the remaining balance — retroactive to the original purchase date. The costs could be more than if you had used a card without a zero-percent offer. With a mortgage loan, find out when your payments will or could change and how much higher the payments would be under different scenarios. What you don't read and don't know can cost you a lot of money.
9. Don't pay for expensive insurance coverage you probably don't need. Many lenders sell disability, life insurance or other similar protection plans which, as an example, might cover minimum loan payments due if the borrower becomes ill or dies. Credit protection programs may be the best or only coverage for certain people who want this kind of protection, such as some consumers who are ill or who are concerned about making loan payments if they lose their job. But these plans may be far more costly or more limited in purpose than other options, such as traditional insurance not tied to loans.
Before purchasing a credit protection product, consider if you already have, or would be better off with, traditional insurance. Look at your savings and other assets, because you may have sufficient emergency funds to do what these programs promise if you become sick or unemployed. Also remember that most credit protection is optional.
Using a Loan or Credit Card
10. Avoid or limit interest charges. While it may sound like a bargain to pay the minimum due on your credit card so you have more money to spend on other things, the long-term costs of this strategy can be staggering. That's because credit card interest rates can be quite high — with the best of rates often being in the low double-digits. Instead, try to pay all or as much as possible of your outstanding credit card balance to avoid interest charges. "The amount you pay toward your credit card bill each month can have greater long-term consequences for your finances than how much money you save or invest each month," added FDIC Consumer Affairs Specialist Howard Herman.
Similarly, many people send in more than the amount due on their mortgage (see Look into paying off your mortgage sooner rather than later) and other loans so they can pay off the debt faster and reduce their total interest cost.
11. Avoid late-payment fees. These are penalties, typically $30 or more, charged by your lender when you don't make a loan or credit card payment on time. One way to prevent late fees is to arrange, at no charge, for an automatic withdrawal from your checking account to cover these and certain other recurring expenses (such as a utility or insurance bill). The automatic debiting of your account also takes the hassle out of making scheduled payments and saves on postage. However, be sure to record these automatic payments in your checkbook, said FDIC attorney Susan van den Toorn. "If you don't," she cautioned, "you might end up accidentally overdrawing your checking account and subjecting yourself to fines and damage to your credit score."
It is also possible to pay your loan or credit card bill online, but it's recommended that you pay about two days before the due date to be sure it is processed on time. Also know your financial institution's cut-off time for recording payments each day. If you're bumping up against the deadline and you can't pay online, consider calling your card company and asking for other options, such as providing bank account information to authorize an electronic fund transfer from your checking account. "Even though there may be a small service charge for these options, it will likely be less than a late-payment fee," said Kirk Daniels, a supervisor in the FDIC's consumer affairs section.
Should you pay the old-fashioned way — by regular mail — allow enough time for delivery and processing by sending your payment about a week before the deadline.
12. Closely review your account statements and other mailings from your lenders. Check your statements as soon as they arrive to look for errors, unauthorized withdrawals and other matters you might want to question or challenge. The sooner a problem is detected, the easier it is to correct. And if you don't report an error within prescribed time limits, you may not be covered by some federal consumer protection rules.
Also, don't assume that literature inside a loan statement or credit card bill is junk mail. It could be your only notice of new fees, an increase in the interest rate, or other significant changes. If you don't monitor these mailings, you could pay more for banking services and not even realize it.
13. Don't be afraid to ask for a break. Do you think the fees for your mortgage application are a bit steep? What about the fee you were charged for being late with your loan or credit card payment? Depending on the circumstances, your lender might be willing to reduce an interest rate or waive a fee or penalty, especially if you've been a good customer. Even the interest rate on your credit card may be subject to negotiation.
Also talk to your banker if you're having problems repaying a loan. Explain the situation and any unusual circumstances. Many lenders will agree to temporary or permanent reductions in your loan interest rate, monthly payment or other charges. Open communication is key. Again, it helps if you've had a clean record in the past.
14. If you have a serious debt problem, a reputable counseling service might help you avoid losses. A variety of organizations specialize in helping borrowers deal with debt overload, minimize the damage to credit histories and, in the worst cases, avoid foreclosures that could result in the loss of a home or other property. Their services range from helping people establish a budget to talking with lenders to discuss modifying the terms of a loan. But be careful before signing an agreement with a credit counselor because some may offer questionable or expensive services, and others may be scams.
Start your search by asking people you trust for referrals. Then check with your state Attorney General, local consumer protection agency and the Better Business Bureau about any complaints against the organization. "You'll also want to know as much as possible about the services, the fees, the qualifications of the counselors, and how much input you will have in working out the details of any commitments with your lender," added Sam Frumkin, a Senior Policy Analyst in the FDIC's Division of Supervision and Consumer Protection.
In addition, the FDIC and other banking regulators have been urging borrowers who are delinquent on a mortgage loan and at risk of losing their home to get help from a specialist called a "housing counselor." To find a reputable one in your area, contact the U.S. Department of Housing and Urban Development (1-800-569-4287 or www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm) or the Homeownership Preservation Foundation (1-888-995-4673 or www.995hope.org).
15. Don't be afraid to complain. Your bank's managers probably would prefer you bring a problem to their attention and be given the chance to fix it rather than see you take your business elsewhere or tell all your friends about your bad experience. If you don't get satisfaction from a customer service representative or another employee, consider talking to a supervisor.
If you're still having problems, consider contacting the institution's federal regulator. The FDIC and other banking regulators cannot intervene in many disputes but can help you understand your consumer rights. The appropriate agency also can seek corrective action if the institution is in violation of a law or regulation. To find out which government agency regulates a particular lender, you can contact the FDIC (see For More Help or Information on Loans and Credit Cards).
Last Updated 08/10/2007


text:
- 5 Comments
Welcome to Ben's Bargains. Please Register, Sign in or Sign in with Facebook
Several of my USB flash drives have gone through the wash, and still work.They were not advertised as being waterproof. I wonder what's special about this one.
^ This one is labeled as waterproof, yours wern't.
it knows your going to put them in the washing machine
as it gets clothes cleaner
finally, a flash drive i can shower with.
Generally speaking the difference is "supposed" to be that a waterproof flash drive can't get water inside at all, that both the plug and casing are sealed water tight, while water can get into a non-sealed drive then may or may not be a problem.
If it dries out before the next use it isn't a problem. If the water happens to deposit just in corners or the PCB is pretty clean from the factory, again it usually isn't a problem.
The problem comes in when the water dissolves traces of water soluble flux left behind on the PCB and then this acidic solution dissolves metal component leads forming conductive bridges which can remain even after all the water has evaporated.
Although factories do rinse off the flux, they seem to use recycled water or at least an insufficient amount to the extent that many computer component PCBs do still have some residual flux on them... looks sort of hazy white colored.
Customers report this model is fairly slow, even by USB2 flash drive standards.
Already a member? Sign in below.
Registration takes seconds! Once registered you�ll have members only access to:


text:
Nightwear & Underwear
Shop Now Incredible Value Briefs
Shop Now PK of 2 Lounge Pants
Now £17.50 Dressing Gowns up to 5xl
Shop Now
0 items in your bag
Whether you're looking for big men's jeans for casual wear or a big size suit for an important meeting, Premier Man has a great choice of large men's clothing and outsize men's tailoring, within our big men's clothes range that is available up to size 5XL clothes.
Create a casual look with large men's jeans, basic t-shirts and lightweight men's jackets, and smarten up with stylish big men's tailoring, work trousers and knitwear, all in various sizes like men's XXL clothes in our outsize men's clothing range. Practical sportswear and men's shorts are great for active men, while our large men's clothes also include comfortable me.


text:
Dentists >Bonk Roy T Dds
7916 Pebble Beach Dr Ste 208, Citrus Heights, CA | Directions 9561038.667921 -121.271896
Sign in with Facebook Sign in with Facebook to see what your friends are up to!
Do you have a review of Bonk Roy T Dds on your blog? If you include the Citysearch image link (shown below) in your post, we'll automatically link to your review from the business profile page. Here's how our Linkback system works:
The Linkback system is free and automatic. It's really that easy.
To link to our business profile page, copy the html below to your web page.


text:
Recently we covered how to use TeamViewer to remotely control and access Samsung Gingerbread devices. As noted in the article, you could previously control a PC with TeamViewer using your Android device, but the reverse function is now possible.
While this only works on stock Samsung devices, we hope that this feature can be brought to other devices. In this video, TK reviews TeamViewer. TK shows off the application, demonstrates its functionality, and gives his thoughts. Go ahead and check out this app review.
Be sure to check out other great XDA Developer TV Videos


text:
Guitar repair done with care
It is important to us that your guitar repair is done right when it leaves our shop. Your instrument is repaired only by qualified, trained luthiers and guitar repair technicians who are also experienced musicians and session players, so you know that it is receiving the love and attention it needs when you bring it in. We believe in going the extra mile when it comes to your guitar repair. Personal customer care, reasonable and transparent pricing and high quality in our work are of great importance to us. Come on in, you'll be well taken care of! LEARN MORE >


text:
Love Ralph Lauren Home's Left Bank Collection? So do we. Browse some of our favorite bohemian-inspired home furnishings from the line
Read Article
Discover Ralph Lauren Home's bohemian chic-inspired Manhattan showroom, created to display the new Left Bank collection
Check out couturier Ralph Rucci's debut furniture collection for Holly Hunt
Tour fashion designer Stefano Pilati's eclectic Paris duplex


text:
**Valid on Economy shipping method only. Not valid on any other shipping method. Order total determined after any other discounts are applied and does not include any applicable taxes. Offer subject to change without notice. Limited time offer.
Pluto Nerd
Item #3000011-01716-0001
Pluto Nerd
Pluto Nerd
risk-free shopping
simple returns »
change your mind?
no problem.
no problem.
crocs guarantee »
we cover any quality
issues for 90 days.
issues for 90 days.
most orders ship free »
orders over $24.99 qualify for free economy shipping.


text:
Fulfill the general undergraduate requirements for transfer to a university.
These AAS degrees and certificates to prepare for immediate employment.
Apprenticeship & Education Center
Lifelong Learning - non credit classes
Programs for laid-off workers; short-term training; WorkFirst
The U.S. Department of Education grant is designed to improve the retention, transfer and graduation rates of under served Asian American and Pacific Islander (AAPI) students.
AANAPISI: Grant Information
The South Seattle Community College Foundation's mission is to change lives by providing students with scholarships so they can pursue quality academic and vocational education. We do this through relationship building, fundraising, and stewarding resources.
The South Seattle Community College Foundation, a non-profit 501 (c)(3), tax exempt organization, promotes and supports educational programs and training pursuits at South.
The SSCC Foundation Board of Directors is comprised of business and community leaders who generously contribute their time and resources to enrich lives, build hope and provide opportunities to fulfill dreams. The SSCC Foundation has taken a leadership role in seeking private support to maintain standards of excellence at South.
Chair - Gene Colin, CEO, Ferguson Construction
Vice Chair - Catherine Arnold, BNY Melon Wealth Management
Secretary - Brandon Sewell, Wells Fargo
Treasurer - Liz Hedlund, Von Harten & Company
Member at Large - Marjorie Alhadeff
Member at Large - Winnie Lee
Past Chair - Keith Schreiber, Schreiber Starling & Lane Architects
Back Row Left to Right: Roland Ramberg, Randy Halter, Steve Elsoe, Gene Colin, Randy Irvine, Gary Oertli, Pamela Grinter.
Front Row Left to Right: Liz Hedlund, Judy Gray, Walter Reese, Scott Robertson, Marjorie Alhadeff, Winnie Lee, Roberta Greer, Diane McCallum.
Kevin Clark, Argosy
Steve Elsoe, Sea Run Advisory Group
Judy Gray
Roberta Greer
Pamela Grinter, Riddle Williams
Randy Halter, Odom Distribution
Nathan Hunt, Amazon
Randy Irvine, Food Services of America
Diane McCallum
Ed Parks, Parks Public Relations
Roland Ramberg, The Gear Works - Seattle Inc.
Walter Reese, Nucor Steel
Scott Robertson, Crown Moving Co. Inc.
Tonya Strozier
Ron Taylor, Capital Industries
Members Emeritus
Jerry Brockey
Brian Comstock
Bob Logue
Robert Smith Building (RSB), Room 01 (See RSB map)
Office hours:
See Hours of Operation
Office Email:
(206) 934-5809
(206) 934-5393, Attention: Foundation
Mailing Address:
South Seattle Community College Foundation
6000 16th Avenue SW
Seattle, WA 98106-1499
Elizabeth Pluhta
Associate Vice President of College Relations & Advancement206-934-5141
Heather Foss
Associate Director
Erika Sweet
Interim Development Officer
Elaine Swift
Advancement Services Manager206-934-5809
Danna Culhane
Alumni Relations and Social Media Coordinator