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Turkey - Malatya
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Lazaro for John Varvatos sand blasted black mini onyx bead necklace. Enhanced with .925 sterling silver pendant with black and white diamonds. Online exclusive.
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CHARLOTTE, N.C. -- The battle between two of the AHL's hottest teams ended up being a doozy.
Down 4-0 with just over eight minutes remaining in regulation, the Checkers reeled off a furious rally, including Zach Boychuk's goal with five seconds left to force overtime, but ultimately fell in the shootout to cap a 5-4 defeat to the Peoria Rivermen.
Boychuk's goal was part of a three-point night (1g, 2a) for the Checkers, whose winning streak ended at four games. Peoria, which scored on two of its three shootout attempts to steal back the extra point, has now win six consecutive games heading into Friday's rematch at Time Warner Cable Arena.
The Checkers' offensive outburst, which featured two goals by Bobby Sanguinetti and another by Riley Nash to set up Boychuk's equalizer, was a continuation of what they had done earlier in a game that they dominated at times, finishing with a 54-29 advantage in shots on goal. The only difference was that they were finally able to solve goalie Mike McKenna, who finished with 50 saves in regulation and overtime and stopped all four Checkers in the shootout.
"Give the guys credit because it would have been easy to pack it in and get ready for tomorrow, but they kept coming," said coach Jeff Daniels.
"I don't think anyone would have bet on us coming back," said Boychuk, who now has eight points (1g, 7a) over the course of a five-game point streak.
Though the Checkers never stopped peppering the outstanding McKenna with shots – they led 8-1 after five minutes of the game and mostly continued that pace throughout – the breakthrough wouldn't come until their 43rd shot of the game at the 11:47 mark of the third period when Sangunetti fired a backhander for his third of the season. Under two minutes later, the defenseman, who had previously not scored since Nov. 18, added another on a big rebound of a shot by Boychuk, who also picked up the primary helper on the first goal.
"We just had to start with the first one," said Sanguinetti. "It seemed like it gave some energy to the team."
Things still seemed bleak until Nash made it 4-3 with 1:35 to go on a great setup by Zac Dalpe, who also assisted on the Checkers' second. That set the stage for the goal that blew the roof off Time Warner Cable Arena, when Boychuk fired a loose puck past McKenna with the extra attacker on the ice and just five seconds left on the clock.
"It was an unbelievable feeling," said Boychuk, who, despite his career-long assist streak, was in the midst of an eight-game goal drought. "I've been searching for that goal for a while now."
Though they looked dangerously close to scoring the winner in overtime, the Checkers eventually had to settle for the shootout, where they fell to 2-3 on the season. Justin Peters, who had stopped all eight shots he faced in relief of starter Dan Ellis, gave up goals to Phil McRae and Jaden Schwartz, while Justin Krueger, Jerome Samson, Chris Terry and Drayson Bowman all missed for the Checkers.
"You go to the shootout and you're rolling the dice at that point," said Daniels.
Despite the thrilling comeback – the only time the Checkers have erased a four-goal deficit in their history – the loss left mixed emotions heading into tomorrow's rematch. Despite the consistent offensive onslaught, the Checkers were, after all, down 4-0 at one point and trailed ever since they gave up a goal to T.J. Hensick just 33 seconds into the first period.
"We wanted to get two points and we didn't get two points," said Daniels.
After the game, Daniels pointed to a few goals Ellis would have liked to have back, including two in the first three minutes of the third period that put the game seemingly out of reach. There was also an 0-for-6 performance on the power play, including a full two-minute, five-on-three advantage in the second period.
"The five-on-three took a lot of energy out of the building and out of the team," said Sanguinetti. "That was a big factor in the momentum changing. Early on they outworked us, they were getting to loose pucks and they were winning those battles."
Incidentally, Boychuk, who also had a game-high seven shots on goal, was still able to point to the lopsided power play situation – the Rivermen got just one power-play, though they made it count with a second-period goal by Mark Cundari – as a reason why the Checkers were able to get back in it.
"Their team was frustrated," he said. "Right off the hop with the penalties, you could tell they were frustrated and clenching the stick a little tight and kind of backed off a little bit."
Another reason may have been that the team finally got a read on McKenna, whose size (6-foot-3, 195 pounds) and southpaw status made things difficult initially.
"He's such a big guy and it's different shooting on a guy that catches with his right hand," said Boychuk.
Whatever the reason, the Checkers will consider themselves fortunate to have earned a point, even though it was one that the shot total suggested they deserved all along.
Still, two would have been better.
"It's a little bit bittersweet," said Boychuk.
NOTES: The Rivermen broke a seven-game losing streak to the Checkers dating back to March 21 of last season, and now trail this year's season series at 1-4-0 … The Checkers' 54 shots on goal are a team record and the most taken by any AHL team this season … McKenna's 50 saves tied the most made by any goalie in the AHL this season … The Checkers, who entered the game with the league's No. 3 power play at 21.4 percent, have had one other 0-for-6 game this season, vs. Oklahoma City on Nov. 24 … The Checkers' record for fastest goal allowed to start a game is 26 seconds vs. Binghamton on Feb. 18, 2011 … Defenseman Marc-Andre Gragnani missed the game with a lower-body injury … Justin Soryal played his first game since Dec. 2, while Justin Shugg and Jared Staal were healthy scratches .. Fans voted Sanguinetti the Roll up Your Sleeves Hardest Worker of the Game.


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Heinicke, Pierce and West Named To Payton Award Watch List
CAA Football was represented by three standouts on the 2012 Payton Award Watch List initial release Thursday by The Sports Network.
Old Dominion quarterback Taylor Heinicke was one of eight newcomers to the list, while Delaware running back Andrew Pierce and Towson running back Terrance West were both finalist for last season's honor.
For the complete Walter Payton Award Watch list release visit sportsnetwork.com. The Sports Network has also assembled an award homepage and can be accessed by clicking here.
Payton Award Watch List can undergo revision during the 2012 season. Ballots
will be sent to a panel of about 175 sports information and media relations
directors, broadcasters, writers and other dignitaries following the regular
season on Nov. 19. The top three vote-getters will be invited to The Sports
Network FCS Awards Presentation.
The Sports Network also presents the Buck Buchanan, Jerry Rice and Eddie Robinson awards. The Buchanan Award honors the FCS defensive player of the year, the Rice Award goes to the FCS freshman of the year and the Robinson Award honors the FCS coach of the year. Those three winners will join the top three Payton finalists at the national awards banquet.
You can share your CAA football thoughts, ideas and photos with us now at facebook.com/CAAFootball. CAA Football is blogging at caafootballblog.com...be sure to checkout the official blog of CAA Football to find all sorts of information that might not be at CAAFootball.com. CAA Football is also on Twitter...Fans from all 11 schools can get up-to-date information by following the league at twitter.com/The_CAAFootball & be sure to tag all CAA Football related tweets with #CAAFB. The league also encourages fans to visit us on YouTube: youtube.com/CAAFootball. Logon now and subscribe to see the latest video productions from CAA Football.


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quote:Separate? Divorce. Not that appealing-but it what needs to be done,she knows you are just going to take what ever she gives and will not do anything and she is right.
quote:Originally posted by pohang:[forbetterorworse]Separate? Divorce. Not that appealing-but it what needs to be done,she knows you are just going to take what ever she gives and will not do anything and she is right. Your wife does not want you,so you need to just keep repeating that because its true,because if you did get divorced I bet she would change in a quick second when she started dating somebody new because if she did not he would leave. All you are doing is just wasting day until you or her dies and that is just not living.No disrespect[Married Curious] but he would not leave his wife either and then she left him so I would imagine its in her mind also but neither one of you will do anything except to live in pain until one of you dies.
quote:Originally posted by Tired_20:I've been married for 20years and the last 10 have just been awful. I haven't put it on a log but honestly I'm @ once a month and its has to happen when I throw a fit. The thing that just confuses the crap out of me is she stays up till early morning hours on social sites and if I attempt to take advantage of that time it's the same "I'm really sorry but I'm exhausted" or "I've been sick all day". We have had countless conversations on the topic and its always the same "ill try to pay better attention to that and I'm really sorry". And oral sex, what's that? After ten years of this I have done everything that has been suggested and then some, I'm almost to the point where taking care of myself will be my only alternative, and I'm sorry but that just gets boring.
quote:Originally posted by forbetterorworse:I am pretty similar to most male posters in here, so I won't go to deep into my situation other than the highlights below. The question is what to do at this point? 1) married 10+ years with young kids at home. We are in late 30's early 40's. 2) Before we married our sex was plentiful, albeit not too adventurous or crazy. Although, before we were married i would say i was certainly satisfied and had no complaints. 3) Past 5 years sex has taken a serious nose dive. Frequency ebbs and flows, but on average once a month. Sometimes once a week, sometimes 6 or 7 weeks without4) I ALWAYS have to initiate. She never, ever initiates ever. 4.5) She always talks about sex in a way that makes it sound like it is just for me. "I haven't performed my wifely duties", "you must be dying with no sex" etc.. She always talks about sex in the context of me wanting it, but never talks about sex as if she wants it too. 5) She shoots down my advances 50%-75%+ of the time. However, i have gotten to the point where i just don't ask anymore because i am sick of being rejected and feeling resentful when she says no. (although i am pretty resentful at the lack of sex in general) 6) Excuses include too tired, don't want anyone touching me, i have my period (which wasn't an issue in the beginning), "can't i just relax without anyone bothering me", my stomach hurts, my head hurts, and my personal favorite - i didn't shave my bikini line recently and it doesn't feel nice to have anything touching my hairy legs/bikini area, etc. etc. etc.7) She suffers from depression and is on meds. Have tried switching meds but doesn't seem to help the sex issue. Not on birth control. 8) 1/2 the time sex is OK (but never great) and the other 1/2 the time sex is terrible. She lays there like a dead fish. 9) The sex in general is uninspired. She won't allow me to perform oral on her. She certainly won't perform oral on me. Has been over a year since that happened. She won't let me touch her breasts with my mouth or hands during foreplay or sex. She won't let me touch her vagina with my hands either. Everything is off limits except straight sex with kissing. There are 2 or 3 positions that she will indulge, but nothing else. All of these things (oral, manual, etc.) were on the menu in the beginning. Forget anal sex, that never has and never will happen. 10)I've tried watching porn with her, sex toys, massages, bubble baths, etc.. The massages are a great way for me to take an hour getting her to fall sleep. Nothing really gets her going anymore. When i ask her about trying some of these things or initiate with them, she gets mad, defensive and tells me i'm an asshole for objectifying her and only caring about my sexual needs.11) In fact, i've asked her what her fantasies are and she says she doesn't have any? WTF? How can that be honest or real? I've shared mine with her in the hope that the lines of communication open up, but to no avail. In fact, she just got mad and basically told me i was a pervert. They weren't that out there mind you. cumming in her mouth was one, sliding my penis between her breasts, watching her masturbate was another. No 3somes, no whips, no BDSM. 12) I had a very point blank conversation with her a few weeks back, asking what i can do to better satisfy her in bed. i said "i want to open up an honest and sincere line of communication to learn what i can do better to satisfy you in our sexual relationship. What can i do to make sex better, more enjoyable and more satisfying for you?" Was there something i could do to make sex better for her? Her response was to be defensive and got angry. She told me i was selfish and an "asshole". She said just because i want & think about sex a lot, i shouldn't project that on to her and to basically leave her alone. 13) She admits to masturbating in the general sense. As in she masturbated in the distant past and has done it before. However, she never ever admits to masturbating in the recent past, present or as a proxy for sex with me. She gets really defensive if i ask her if she masturbates, if she masturbated recently, how she masturbates, what feels good during masturbation, etc.. I can't decide if she secretly masturbates or not. I recently told her i hoped she did so she could feel satisfied and she got pissed for bringing up the subject. 14) she was never abused and comes from a seemingly average upbringing - so no weird hang ups on the surface15) In terms of her body image, she is relatively confident. Has areas she doesn't like, but will walk around naked in front of me and will have sex with lights on16) I am in really good shape, look very similar to when we dated. Wear same size pants as in college etc. etc.. If we were both say "8's" when we were dating, i think we'd still be considered the same level of attractiveness. No major changes to our appearances or bodies, etc.. 17) i help with kids, around the house, etc.. I am not even close to a couch potato but I admit i should probably do more of the chores. (I tried being superman for a while with chores and that didn't help the sex)18)I am 99% sure she is not having an affair19) A few days ago she told me doesn't want to have sex with me. Just point blank "I know you will turn this around on me, but I don't want to have sex with you". It wasn't in absolute terms of forever, but was pretty much telling me she is over the idea of sex with me for the foreseeable future. I told her thanks for being honest, i would rather she does that then we go through the game of me begging her for sex and her saying no multiple times a week. By the way, i've previously asked what the issue is before, when we are outside of the bedroom, and i get any number of excuses: I don't feel an emotional connection, i am too tired, after having kids hang on me all day - i don't want you touching me too, blah, blah,blah.
quote:up to our asses, had
I want to give all of you an update, since it has been a while since I last posted. So a few months after I posted my wife came to me saying she was totally unhappy and wanted to separate. Part of me was devastated, while another part of me was relieved. I knew deep down she was unhappy and that was probably causing some of her sexual avoidance. I happily agreed. Just by luck, my company asked me to work temporarily at a client site for a few months. The deal was I would fly in Monday morning and leave Friday night. Knowing I wanted to get some space, I asked them to save on the airfare and just put me up at the hotel Sat and Sun.. They happily agreed.
During that time, I felt so good. I wasn't begging for sex and felt like I could at least try to get it some where else without feeling like I was cheating. My wife and I talked about dating other people during the separation and she reluctantly agreed.
During that time, I met someone and ended up sleeping with her. It was fantastic. She was open and adventurous sexually. Eager to please. The sex was a bit awkward at first, but so good at the same time. She wanted to make me happy and did whatever I asked in bed. Everything that was off the menu before with my wife, was suddenly on the menu with the new lover. I felt free and happy again. We were FWB's and that suited me fine. Unfortunately, she moved and the relationship ended. But, it was great to feel wanted. Maybe I had extra confidence or maybe it was the change of scenery, but I started to get noticed by women a lot more. I felt like I was sexually empowered and had choices, which felt oh so good.
At the end of my client assignment my wife came back to me and said she wanted to give our marriage a try again. She said she knew I was sexually unhappy and would try to improve there too. After a lot of thought, I agreed to go back.
Sex was good, but not great in the beginning. It was obvious she was trying to do more sexually. She made an effort to initiate every once in a while and wouldn't turn down my advances when I did do them. I tried to do it sparingly so as to not wear out my sexual welcome. When I asked for oral, she would at least say yes, give me two sucks then say she didnt' want to do it anymore. Which was much worse than when she would suck my penis for a loooong time when we were dating, but at least better than flat our refusing as she had before we separated.
She told me many times she was really happy to be back with me and was just much happier in general. To this day, she continues to say she is really happy with me and everything is good.
Unfortunately, the sex has steadily declined the past 6-7 months since we got back together. She has slowly fallen into the old habits of denying me sex when I ask, not initiating and refusing anything "extra". For example, about a month ago we were having sex and I asked to do 69. She looked me in the eye with frustration and said "can't you just be happy with what you've got"? Wow, really? We've had sex 2 time in the past 6 weeks and nothing at all in the past 2 weeks.
I am beginning to resent her again and feel like she'll never be sexually compatable. I find myself day dreaming about my last lover, coveting women I see or meet and seriously considering an affair. I am just so unhappy sexually and don't see a way to change it unless I go outside our marriage.
I can relate to so many posts here. Her libido has steadily declined the last ten years and while we, like so many of you, have blamed it on work stress, kids, lack of time and me not doing enough housework I now think it's none of the above. They aren't doing it on purpose so it's kinda wrong to get angry and frustrated with them - I'm still frustrated though and my eyes are wandering more than ever before.Fact is 1/3 of all women lose their libido so I think it's all chemical. I think that you can spot which females will lose their libido in the genome. My theory is that given a certain situation certain genes will increase / decrease their activity and cause the loss of libido simply because it's not needed anymore. Naturally they don't recognize this themselves either.I cannot say for certain what situation will trigger this but a form of security might be it and it may vary from woman to woman. For instance having kids. That's when she becomes a mom and she has no need to be sexually active anymore (again it's not a conscious choice). For others it maybe that they get married so they have this (unconscious) belief that you are theirs to keep. This would explain why it get's better when you've been apart for a while. If you leave and get back together and then it wanes off again.
Again just a theory. I'm not out to get anyone (save the hate). Hopefully this might might make it easier to live with for some men - knowing that they aren't punishing you (because that's what it feels like when she rejects you and starts listing the things you haven't done around the house). Imagine if your drive was gone (you probably have a day once in a while where you don't really feel like it either) - you'd rather watch the football game instead.It's all about the sex DRIVE. When it's gone, well it's gone. This does happen to men as well. Men who live in a place where you can get testosterone from your doctor could probably fix their libido easily by getting that. And there are testosterone patches for women that might help - not sure on the status of that.
I know one thing for sure though, if a woman have lost her libido then giving her a solid dose of testosterone will have her begging for it - ofcourse we don't do that because there are side effects.
Now if I'm right in my theory then we should be able to reignite the libido by changing the environment. Getting a divorce and moving the kids out isn't really an option. Having separate bedrooms might work for some. Creating jealousy is a bad idea (although I'm sure it'll work for a handful). I'd love to hear if anybody has any good ideas on it.
Anyway. Not happy about my situation and not too hopeful (unless I get my hands on some testosterone patches for women) as there doesn't seem to be any sunshine stories around. BTW they are working on a lust pill for women (Google it).
at3 years marriage and so young there is no sex....u are just incompatible. get divorced. btw, just because she does not initiate sex that means little. a lot of women do not.
if u really still love her, ask if its ok for you to get laid outside of your marriage-might take the pressure off. do not have any kids with her though!!!
I am a woman and I am on the other end of the stick, so to speak.I have low libido. I have nearly NO interest in sex, except once a month, near/after my menstrual cycle. I am going to assume this is a hormonal imbalance on my part.I find my guy sexy and handsome, it isn't ALL about him. He does EVERYTHING he's supposed to do. He is romantic, in his way. He compliments me at every turn, he gives little peck kisses on my neck when he's passing my office just to go to the bathroom, etc. He just does everything he's supposed to do! I have a keeper in the sex department, he is a perfect fit for my body and knows how to use his member. (Since I give it so seldom, he no longer spends the required amount of time to arouse me, which could be an hour or more...daunting task for both!)There are however, a few factors aiding in my low libido or lack of interest. I'll share and hope they give you some insight.
1.) Stress. I am a person who stresses over money, a lot. I am frugal and we cannot meet bills. This stresses me out.
2.) He has some anger issues which turn me off, majorly. He'll yell until it becomes abusive and then wants to have sex...not my cup of tea and it takes me a long time to bounce back from these episodes but before I can even remotely find him attractive again but before getting to the part where I want to do anything, he yells again.
3.) He lasts f.o.r.e.v.e.r! I am over weight and I get out of breath before he finishes. I fake an orgasm (Full actress performance) so he'll hurry up. This just causes more exertion. It takes too long and when I am approached in the future, I feel like it is a daunting task to either fake or feel like I am dying while he is getting his. :( This isn't his fault, it is mine.I just don't want sex. I want to please him but I cannot cater to his sexual needs. I'd rather masturbate in 5 minutes than have to go through the entire process of pretending like I am there emotionally and that he's spending enough time on me...which honestly has a chance of never happening. It is just too complicated!
@wanderingsoulI had written a great deal here and my browser crashed. No energy now so I'll just make it brief. Not sure it'll help. Just my 2 cents. 1. Anger issues. Many of us feel anger and recentment against our wives because you reject and reject and reject. That is hurtful and it makes us think you are punishing us by withholding sex or that you've lost interest in us.
2. Give him sex BEFORE HE ASKS FOR IT. That'll make him feel great.3. Don't fake orgasms. EVER! Tell him what you want / need. If he gets what he needs then I'm sure he'll give you what you want. I sure would but the wife can't express what she wants or she's too shy about it. If she wanted an hour of cunnilingus then I would give it to her.
4. If you want sex once a month then make damn sure you get it. And make it about you! Make him your toy. I wish my wife would do that.5. If he lasts too long then bring him to the brink by massaging (with lubricant) his member and / or sucking him. Have him masturbate it a little himself while you help a little with your mouth / tongue. Let him see and play with your bits while you're down there. Or have him watch porn and finish with you.Just do it together!
wandering soul...that is a bit of a sad tale you tell. EVERY woman deserves a good sex life. There is not reason for him to yell, but there IS a chance it is because he is not getting laid, or senses you really do not want him. Men respond badly to being rejected.
Have you seen an ED doctor to discuss taking hormone supplements. I hear really good things about bioidentical pills for women without a libido...."makes women horny as a teenager on prom night" one person told me.
If you do not want to do that, have you considered allowing your husband/bf to form relationships with other women?
Sounds like the ball is in your court dear.
I agree with the last poster...if he is taking too long, do a lot of foreplay....get him very ready, or nearly to cum, then jump on top. It will be short, should please you both, and he will be soooo happy.
For all you posters where the woman has lost her libido, I did just notice a new non-drug method called yoni tapping. There are some youtubes on it, and also under "one taste". The method involves a husband tapping and rubbing on the clitoris for a 15 minute period of time, in specific ways. It supposedly releases whatever inhibitions (stress related, or whatever) that are sabotaging your love life. Have not tried it, but it sounds like I is worth a try. One thing it promotes is better well being, feeling safer, and enabling women to be more assertive and successful in the rest of their lives too. Check it out. Sooo many marriages in turmoil because the woman is not on the same wavelength as their husband....and it just might fix some of them.
Thrunabulax10- That's all well and good, BUT...
If men are getting their wives or significant other to the point of rubbing her clitoris, then they've gotten to where they want to be. The issue is getting to that point period...
do not underestimate body issues and a wife's feeling of attractiveness. I just spent a good 9 months on a sort of campaign to convince my wife that I love her body! She has lost a lot of weight and is shapely, but has cellulite, a big butt, things like that. She just could not believe I was still turned on by her body. I bought a lot of lingerie to show off her body, and she interpreted that as just covering up her sins. LOL. Well, a boat load of ass grabbing and rubbing and licking and playing later, I think she is FINALLY coming around....shaking her butt in my face to tease, small stuff like that. I really was surprised how much effort was required to get her there.


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Janina Suuronen
Mijas , Malaga - Spain
Janina Suuronen
Member Since: 11/08/2007
Animals were always a part of my life. Painting them made me and my friends see what was invisible for everyone, the inner beauty of animal.
I do not want to use slogans to bring your attention. Maybe this one only, which is totally true: I was born to love horses. My love you can see in many details I bring forward to create a portrait of a horse. Some portraits are even better than living originals themselves, people say.
I do commissions as well as I have a lot of originals for sale.
Thank you all for your support, I will try to recover and do something amazing to share with you.
It is already almost five years I am facing the cancer. The last news are not good. The cancer is going to spread everywhere and my treatment I had from October 2012 is not working, so few months to recover and we will start in May another treatment. Wish to say I will paint again, but for now have no strength to sit and do anything, so if you still wish to see me drawing, please wait till September, and if I am here still I will try to go back to my routine.
I have a bad week. My lovely friend Nora is in a hospital and I do not know if we have much time left. The vet is doing impossible to keep her alive, but he did not find the reason why Nora is so bad.
NORA DIED IN OCTOBER 5th 2013
All the best and enjoy your visit at Fine Art America,
Janina Suuronen


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Gosh I love you guspys! You make me laugh.... "hunks husband". That's true (and funny!)
Yes, got home and feel "safe" again! And Oooo La La the hunka husband is looking mighty fine. I couldnt believe in week how thin he looks! Remember he was frustrated? Well not anymore, he dropped 10 lbs in the last 10 days! Wow, he's about 16 lbs (maybe more) down so far and his legs look amazingly buff! He thought I also looked thinner so her begged me to get on the scale today. Not something I wanted to do after this week and flying yesterday. But OMG! I couldnt belive my eyes! I am down 3 lbs!!!!! I was shocked. I put on my old comfies and they are a bit big on me today!!!!! Wool hooo! I had some splurges in NY but I really kept on program during the day and did my workouts so i guess it was good enough!
I did cardio yesterdbefit the hotel (didn't have the time for upper body) but today did a complete and unbelievably hard upper body work out. The had an hour and a half massage today.... Nice after being tense in the office all week, flying! And a bit jet lagged. Lovely lovely lovely.
Mary, so glad your gym is outfitted!!! You're ready to rock it girl! Let me know hoe it goes! Also so proud of you for getting that cardio in! That's amazing and clearly shows your growth so far in this program!!!
LacyJ - you sound so upbeat! Glad you are feeling good and were keeping up with that busy week! You kick butt!
Alright, I'm for meeting up someday.. I'm in LA, probably the farthest away!!!
Have a great Saturday night!
I just came back from the ballroom where I take lessons. Tonight was an anniversary of the place, so lots of people came and there were exhibition dances: pros with pros, and pros with their students ... except me. My pro always asks the same woman to perform with him. Tonight he had 2 students perform with him. Not me. Are they better than me? One of them is much better. The other isn't. Still he chose her, presumably because she is thin and looks good even through her mistakes. After the performances he fussed over them and took them to get photos taken. Not me. Next time I don't want to exercise, I guess I'll remember tonight and maybe work a little harder. Meanwhile, I sent him a text message cancelling my lessons. I'm done. Dammit. Sure wish you guys lived nearby.
Thank goodness it was an awesome week for you, LacyJ and Shellbells! 2/3 of us are rocking! I am so proud of you and who you are. You've made a difference in my life.
I'll be fine by morning, no worries.
Damn that dance instructor Dancing Queen!!! He is just a narrow minded JERK!!! If I were there girlfriend - we'd be having us a little "moment" with that dude! Don't let it throw you in your program or take you away from your dance. Dance is good for our soul and spirit so we must DANCE :) Just take a few deep breaths, don't take it personally (it's him not you), and keep on dancing :) Do whatever you have to do to chill out and relax and wake up tomorrow to a new day and another wonderful opportunity :) Love ya Dancing Queen - LacyJ
What?? Ok I agree with both of you. Seriously though, I would have a hard time not taking that personally! He's an instructor and he should be fair.... I would still dance but I would find a new instructor!
I know you'll be ok tomorrow, but it sucks and I feel bad for you today! You are on the right track with using this as incentive. Good for you!!!!!
And imbegbto differ. We have All had great weeks!!!! This is only one day of it......nothing a hot shower and a little "me" time won't fix...
Good night dancing girl!!!!
Thank you so much, Lacy and Shell. You guys don't usually get online at night, do you? Anyway I am surprised but so glad you checked in tonight. He just responded to my text. I wrote to him "Cancel my lessons. I'm done with you." He wrote back "Pardon?" I'm sure he is clueless ... not the first time.
Thank you my ladies. You are so good to me and for me!
Oh yeah, PS, I was just in L.A. for 10 days, shellbells! My daughter lives in Glendale! Next time I'll get to see you.
WOW! GLENDALE??? That is only 25 minutes from me! That is VERY exciting - I cannot wait for the next time you visit her! Do you have grand kids? What a dork of an instructor. Of course he "doesn't get it". A) he's a man (mine excluded from that statement) B) he's clearly not thinking with the proper God given instrument (where the brains reside) and C) He seems far more clueless than the average. Anyway, good for you. Find someone more professional. Nuff said on that. On another note, how's the home gym? I just added a foam roller (check out foam rollers on line and what they can do for you) and outfitted myself with some very cute pink and black weight gloves. I was using my hubby's but they are way too big and they were bothering me. AND OH YEAH! I bought a pair of Adidas work out pants that are a size LARGE and not EXTRA LARGE! I love them and was so happy!
LacyJ - I hope you are having a blast this weekend. I love that you LOVE life and appreciate everything. You have a fantastic outlook and attitude!! I never hear you sound negative. I am learning from you!!!
I feel very tired and drained today......SUPER sore from my super upper body work out yesterday. I really feel pretty lethargic in this 108 degree heat....HEAT, HEADACHE, LETHARGIC and JET LAGGED. Not a terrific combo. Altho hubby says "awesome"...that's because I am very quiet today and want quiet today. NICE (HEHEHE)
OK, so went grocery shopping at this little farmers market type store. I found a very yummy little treat. It's hummus made with edamame instead of garbanzo beans. SO interesting. We were starving a few minutes ago, so just had a snack of that edamame hummus and carrots ( i know, it's not a complete BFL meal). GOSH it was SOOO good and so refreshing. Of course, we both laughed at loud at how much we loved it and would now eat that over any garbage snack (chips, chex mix, cookies....etc). If you see it in your local store, buy it....you will not be disappointed. Tonight, Sesame coated ahi, with a little fresh mango salsa, lemon roasted asparagus and butternut squash for dinner. YUMMY IN MY TUMMY!
Let me tell you that I cannot get enough mango. Seriously I am like a mango maniac ( the hubby has another name for me) It's ridiculous. I just bought 6!! They are so high in vitamins, etc.... and I must need something in the darn things. I love them, but I have never had this kind of deep (pregnancy like) craving for them....and NO, there is no pregnancy here....no Plumbing! (thank GOD!). OF course my husband said loudly "are you pregnant?" at the market and a half a dozen people looked at me. NICE...he laughed his butt off. ME? not so much. HE WILL PAY FOR THAT..hehehehe.
TOMORROW - begins WEEK 5!!!!!
(yes, I used a real computer for this post as CLEARLY I cannot type on my IPAD :))
Hi SB,
So glad you are excited about my visiting! You are a hoot and your husband seems like great fun too. Don't know when I'll be there next. I have 3 children, 3 grandchildren, and a 2-year-old great grandchild - all that, and I'm only 63! The kids decide each year which of them wants to host Christmas. I'll let you know when I hear from them. None of the grandkids live in L.A. My oldest, Katie, is the one who lives in Glendale. Her son lives in Arizona with my great grandbaby. The next oldest is my son who lives in Seattle with his wife and 2 little girls. The "baby" of the family lives in Charleston, West Virginia, with her fiance.
GONE DOWN A SIZE IN 4 WEEKS? YAAAAAAY!!!!! You should be so proud of yourself! I am, and I know Lacy will be too.
That 108 degrees is for the birds. It was like that here for about a month. The lake is down to 1/3 its volume. People have beena asked to cut down on water. Miserable. I did lose some plants, and the grass is crunchy ... no kidding! It is a little better but not much. Hope it gets cool soon in your neck of the country.
Lacy really is incorrigably cheerful. I say we make her stop! JUST KIDDING, LACY! You are remarkably cheerful and optimistic, it's true.
Shell, take a look at this recipe and see if it might be like the edamame hummus you had. Sounds fantastic.
Who is the chef in your family? Your dinner sounds great, although I don't eat fish.
That mango fetish does sound like a pregnancy thing! I remember when I was pregnant the first time, I craved fruit. We were out driving one day and stopped at a farm stand. By the time we got home, all the fruit was gone! You really have to come up with something creative to get even for hubby's joke in the market. And then tell us about it!
Haven't gotten to set up the gym yet. It is put together, but I have to figure out how to hook up the cables yet. The instructions just arrived by mail yesterday, but when I came home from the dance event, the last thing I wanted to do was figure that out. Maybe tonight, but probably tomorrow.
Have a kick a** week, ladies!
Mary! That recipe sounds awesome! Not like the hummus. It's exactly the same recipe as hummus ( garlic, olive oil, tahini paste and lemon juice) but with edamame instead.
I'm gonna try this recipe!
You sound like me... Got busy with family young! The beauty is now you are still young! And can live your life!!!! These days so many are like 35 or 40 before having their first child!!!! Yuk!
I am the "chef". I used to write a food blog www.liteNspicy.blogspot.com. Check it out. I might restart it, it's just so time consuming!
Have a good evening!
I think I'll try both the edamame hummus and this recipe. Mmm. I love hummus - I use it for veggie dip!
How lucky hunka hubby is to have a live-in chef. Hope he appreciates you! How long have you been married? You sound like a newlywed when you write about him. I divorced my ex after 37 years of marriage - best thing I could have done.
I really enjoyed my kids but you're right, it was good to have them early. I can't imagine having the first at 35 or 40 - yikes!
I look forward to checking out your blog.
Rest well, Shell.
Hi Guys.....
Well, I "got in trouble" last night...LOL My hubby (AKA, TOM) was very snappy when he got home and said he thought I spend too much time on my BFL forums.....so I thought I better lay off one day. He apologized later and said he had a bad day (I GUESS!!) but I still stayed off....
Well Week 5 stared with a bang....good leg workout (although I am supposed to be on upper body - have NO IDEA how i got to lower body this week....oh well) and had a great AB workout. But spent the rest of yesterday with a migraine! and lucky me, it's still with me now.... I need my chiropractor!! I am having a little bit of trouble getting all my water in....hasnt been a problem before but this week it's making me feel sick to my tummy....Hmmmm. Must be in my head.
This year is our 30th wedding anniversary! We are taking a very special trip to BANFF national park to stay at a couple of exclusive places in the Canadian Rockies.....(check out the Fairmont hotel, lake Louise on the Internet). We get accused of being newlyweds ALL THE TIME, especially if we are on vacation.....and once at the local market and those people see us all the time! LOL . We are best friends and prefer each other's company to almost anyone else (that's weird, I know). I was 13 when I met him and I WANTED HIM BAD....but he was 17 and he thought I was too young - Well, luckily I changed his mind and we've been together since I was 14! Engaged at 17 married at 18 (he was 22). First 5 years were literally perfect bliss...then we had kids...YIKES! and the next 20 were, well all about them and we had a rough time with the girls when they were teenagers which almost killed me. BUT we made it through together and are much better off for it....but now the kids are out, we are alone and SUPER happy about it. and we are still REALLY young (48 and 52). It's a story that NEVER happens and we try not to take it for granted (try being the operative word)
If I could do anything, I would cook, invent and write all day...but there really isn't money in that...ya know? So I have a great job/career and so that on the side. and yes, he is VERY appreciative of the meals he gets...his friends always want to know if I am interested in multiple husbands...LOL
Anyway, hope you are locating a new dance instructor and figuring out your gym!!!
Kick the crap out of this week!!!
Oooo, Shellbells got in trouble. Now if hunka hubby was thinking quickly, he might have put you over his knee for a playful spanking - what an opportunity to see how well you are doing on this program with the help of the Forum! Bet he wouldn't complain about Forum again! (Don't tell him I said that. He might do it!)
It wouldn't even occur to me to worry about switching upper and lower body workouts. No worries! Those migraines torture you often, don't they. Have you seen a doc about them? There are a variety of meds available for them. My daughter in Glendale went to an excellent chiropractor in L.A.. I'll ask her who it was!
A 30th wedding anniversary for the 'newlyweds' - how spectacular is that?! HAPPY ANNIVERSARY! Glad he came to his senses and robbed the cradle for a bride way back when! What a great story, kids and teen years and all. That trip sounds like a great second honeymoon. I will check it out on the internet. Here's hoping you have a fantastic time free of stress, worries and migraines. Hope you are planning special surprises for one another.
Wouldn't it be fun if we were able to make a living at what we really love? I would be dancing, playing tennis, reading books, cruising, and visiting kids and grandkids and my one great grandkid. How does that sound for a job?! I sure can't complain with my job though. I was protected from the economic crash where a lot of folks weren't. What sort of inventor would you be? Cooking all day. Would that reverse all of your BFL work, or would you be happy cooking heath foods?
The gym. I have been living a lie for the last 4 or 5 days! The instructions did arrive from the previous owner, but I haven't had any time at all for training or aerobics since then. I've been getting 4 or 5 hours of sleep a night trying to prepare for my classes - first week of classes started yesterday (Monday). I feel so guilty, especially I have been really slow getting the exercise going to begin with. Oh well. One of life's stumbling blocks. After tomorrow's classes I'll be able to get back to work and KICK A**!!! You do the same!
Do you know why LacyJ hasn't been here the last few days? I hope all is well.
Hi Shellbells,
Read about your challenges with a teen on another thread. You are sooooo AMAZING to get through that and get to where you are now. You should be very proud of yourself. I am proud of you! It is good to hear that your daughter is doing so well, and that you think of your challenge and hers as similar. Good point!
Here is a message from my daughter Katie about her chiropractor:
"Dr Shiva Nazemi. LOVE HER!!! She's in Sherman Oaks. She can tell her I sent her.
Katie was in tremendous pain and this woman helped her.
Hope all is well and you are kicking BFL butt!
Hi Ladies - Just a note to let you all know I am doing great and still very much kicking butt!!! I am totally swamped with work and audits right now and haven't had much time to blog but read all your blogs on my cell phone email - thank you ladies :) Keep fightin' for it ladies !!! I'll try to get on here more but know you are in my thoughts and in my heart :) Stay FOCUSED!!!! Love you - LacyJ
Glad to hear you are doing well, LacyJ! Keep it up!
© Abbott Laboratories,2013


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Charge it: New rules for cellphone batteries
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A lost phone with a dead battery is no problem if the phone is equipped with a new app by San Francisco-based Lookout Mobile Security.
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Hi: 57 °F | Lo: 41 °F


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Sorry the model number is 30VAQ3 or 3DVAQ3 - hard to tell and the site does not have them listed. Pretty sure its 30VAQ3
How are you, hopefully i am posting this in the right place.
I have an Apollo water heater system, when i turned the heat on the other day, the air coming out of the vents is barely warm air. It heats the house, but takes forever and the heater is constantly running.
I did some googling, and some of the things that i read said to change the air filter(done) and to turn the water temp up (done). The water temp is so hot, that when i have to turn hot water on i also have to run cold water just to be able to use without scalding myself. None of it seemed to help, the air coming out the ducts i still barely warm. Does anyone have any suggestions?
My water heater is 50 gallons (same as originally installed)
Checked the temp coming out of the vents and its about 79.8 degrees, according to all the research i did it should be about 95 or so. Not sure what to do...
It looks like the heating unit is made by First Co. out of Dallas Texas and Model number is 30VAq3 3DVAQ3. Any help would be greatly appreciated.
If i need to provide more info, just let me know what you need.
Thank you so much for your help...
Sorry the model number is 30VAQ3 or 3DVAQ3 - hard to tell and the site does not have them listed. Pretty sure its 30VAQ3
First Co builds air handlers- it's probably a custom model for Apollo.
A couple of things might be going on-
1> There may be something restricting flow on the loop between the air hander and the water heater-needs to be verified (or the circulation pump needs to be checked.)
2>The hot water temp may have been inadvertently turned down to 110-115F- fine for hot water use, but maybe too low for a 25F+ delta-T between the air-handler coil and comfortable exit air- cranking it up to 125-130F would fix it (sounds like that ain't it, eh? ;-) )
3>If the air handler has an adjustable aquastat that controls the blower, that somehow got turned down to 90F or something the exit-air temp would start out low and stay low for quite awhile, but should eventually come up to temp if the pump flow and water temp are up to spec.
4> There's enough mouse-nest leaves & dead spiders wedged in the fan coil that it needs to be (carefully) cleaned out, but that might also be detected as a lower air flow.
My bet's on #1- either the circulation pump is starting to fail or you've got something restricting the water flow. (Could be corrosion, or crud, dead salamanders, almost anything.) If there's an easy place to break into it without flooding the house, see if you can't back-flush it with a garden hose to dislodge any crud and test the flow on the water side of the air-handler's coil. See if there's a manufacturer's model name & number on the pump too- they last awhile, but never forever.
Apollo's air-hander manual states that the pump should start up at the same time as the blower. See P21 for some other hints.
A failed dip tube on the water heater might cause this low-temp air symptom as well, but it would almost surely show up during showers & bathing draws too.
Dana Thank you so much for a great write up, and your help.
It's definitely not number two... the water is scalding coming out of the tap. Now it does take about 20-30 seconds for it to turn hot anytime I open a faucet. Not sure if thats an issue, assumed it was normal.
1. Sounds like this could be an issue, how does one do that? Obviously i need to make sure heat is off on thermostat, and the "red light switch" (not sure of technical terms) is off too. What do i do then? I know i can cut the water coming in and out of the water heater to the air handler. Do i need to cut power? to anything? I've replaced water heater before, never really messed with an air handler.
4. Could also be an issue, i did not use heat since last January, so it was good 11 month before turning it on, not sure if its an issue... if it is, do you have any instructions (or place where i can get them)?
Also, in googling this problem, i remember reading something about purging lines? I did not do that, not sure what it is or how to do it either
In the manual you sent out on page 21, there are other steps... i only tried turning water temp up, insulating pipes and changing filter. Any others worth trying first (maybe they are less intrusive).
Also, i just googled to see what heat traps are (and i have things coming out of the water heater for both warm and cool water). Is this an issue? Should i start replacing those? Not sure if they are heat traps, but sure as heck look like what i see online (and I got the at Home Depot).
Thank you so much for your help.
Are you sure that the circulator pump is actually running? There may be a little convection circulation that might make the water warm, but it needs to be circulating to make the water hot at the air handler so that air can be heated up.
A generic air handler is basically just a fan. It needs something to condition the air, it could be electrical heating strips, an a/c coil or a hydronic coil. If I read you right, you have a hydronic coil...essentially a big radiator in the air handler that the fan then blows over to distribute that heat. That coil gets its heat from the WH and is pumped there by the circulator. If the circulator isn't running, or the impeller is degraded (broken vanes, etc?), then it won't get enough heat there. A circulator often does not have enough head to push water if there is any air in the lines, the pump could be running, but it won't be circulating any water...no water, no heat. So, you need to ensure that the lines from the WH to the air handler are purged of air, and then that the circulator pump is still working properly, and it hasn't burned out.
Jim DeBruycker
Important note - I'm not a pro
Retired Defense Industry Engineer; Schluter 2.5-day Workshop Completed 2013, 2014
To be honest with you i am not sure if the circulatory pump is running... how can i check? Same goes to make sure if the vain are broken, water is blocked or air is in the system?
My plan is to spend the whole weekend in the atic (remove heat traps, then do other suggested items/maintenance) so hoping to find out how to check them.
Also, what is this thing purging air out of system i keep hearing about. Can't seemed to find any instructions online on how to do it.
Thank you so much for all the help! Keep it coming! If i can save a buck before xmas by fixing it myself, it would be sweet!
First, find the circulator pump. When the thermostat is calling for heat, take something like a screwdriver, place the blade on the pump and put the handle up to your ear and listen. You should be able to hear the motor humming. You should also be able to feel the pipe coming out of the circulator and notice that it is hot all the way up to the air handler. The return pipe coming out of the air handler should be noticably cooler. If the pipe is not hot out of the circulator, either the pump is not running, or if it is, it can't push the water to the air handler. Check all along those pipes to see if there is a valve you can open to let air out. If you can post a picture or two of your system, someone may be able to point you to places to check.
If the pump is not running, then you either have a bad pump, or a problem with the control circuit.
Jim DeBruycker
Important note - I'm not a pro
Retired Defense Industry Engineer; Schluter 2.5-day Workshop Completed 2013, 2014
If the air handler unit is in the attic and the hot water heater is on the first-floor or basement it's possible that it got air-locked. To purge the air you may need to crack a fitting at the highest point in the system (assuming it doesn't have any valves that would let you do this) and let it bleed water out until all hissing & sputtering of air and air-saturated water stops, and let it run some more. (This may take more than one attempt to fully clear it.) Many/most hot-water based heating systems are installed with both a vent and an air-scoop (self-purging device) in line with the pump, and at least a vent at the high point of the system. I suspect most Apollos are installed with the air-handler close to the same level as the water heater, and the top of the water heater is the highest point for the water in the heating loop(?).
Well, tomorrow is D day... i will attack full speed, hopefully come Sunday, i will be:
A. Alive
B. Done
C. With hot air blowing out of the right places
Thanks again, i will post updates/questions.


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St. Jerome's University is seeking volunteers to fill upcoming vacancies on our Board of Governors.
Successful candidates will advise, govern, oversee policy and direction, and assist with the leadership and promotion of St. Jerome's University, its mission and objects.
Situated in the heart of the UW campus, SJU is a public Roman Catholic university federated with the University of Waterloo. As a publically funded institution in our multi-cultural community, we welcome individuals from all faith traditions and backgrounds.


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This was the season that LeBron James became the new King of the NBA. I am confidently predicting that the Cleveland Cavaliers will win the NBA Championship and that James will be selected as the Most Valuable Player.
At this point, there is not anything or anyone, standing between them and a new Dynasty.
King James does have worthy contenders. There is Kobe Bryant of the Lakers, Dwayne Wade of the Heat, and Chris Paul of the Hornets. They are all magnificent players, but James now exceeds them all. He does have an unfair advantage, since he is about 6'5" tall, weighs about 265 pounds, has both brute strength and the grace of a ballet dancer. He could always use his speed and power to drive to the basket, but this year he has also developed into an expert three point shooter. Now, opponents who guard him have the unpleasant task of selecting the poison that they think will hurt them the least.
When James is on the court, his demeanor reminds me somewhat of two of my favorite players, Magic Johnson and Julius "Dr. J." Erving. It was clear to anyone who ever saw Magic on a basketball court that he was as happy as a man could be. He brightened up courts with his smile, and he won basketball games with his style. If it had been possible, he would've happily played basketball 24 hours a day and he would have tried to win every game. He loved everything associated with basketball, and it was a joy to watch him play. Before Magic came to the NBA, many of the players complained about how hard they had to work, and they let it be known that they were too important to be bothered by mere fans. Then Magic came along and changed the NBA world. The fans loved him, and he loved them back.
I think that Dr. J. was the first big NBA star to humanize the game. He played it with an intense elegance, and when he was on his way to the basket, he would just elevate over any opponent and dunk the ball. He made dunking just another weapon in his scoring arsenal. He participated in many charity events, and he made himself accessible to the fans. He clearly understood the responsibilities of being a star, and he embraced them. We all wanted to go to the Forum, when the "Doctor was in." Even now, I enjoy the commercials that he made for Dr Pepper, when he sincerely says;" I'm a Doctor."
James has a combined many of the best characteristics of these two great players. This, along with his own athletic skills, gives him an opportunity to be one of the most important sports figures for about the next 10 years. He is as comfortable in Cleveland, as a shark is in the ocean. Some pundits expect that he will eventually move to New York, to play for the Knicks. He would be great in New York, but if he ever moved there, he could only be a Prince. He is a King in Cleveland. It is always better to be a King.
I cannot think of any way that is more wasteful of television time than watching Charles Barkley try to learn to play golf. Successful golf players have incredible self discipline and they spend countless hours practicing their craft. Barkley was an extremely talented basketball player, but many experts considered him belligerent and un-coachable. He was usually overweight, and almost always a malcontent. However, I would enjoy watching him learn to ice skate. If he repeatedly fell on his head, he would likely take his lessons seriously.
Isiah Thomas is now the head basketball coach at Florida International University, in Miami, Florida. His career and personal life have gone from rags to riches to rags. This is an opportunity for him to start rebuilding his career. It must've been a humbling experience for him, when he could not even get a job with the lowly Clippers. He does know the game and he has more experience than almost anyone else in the world. So, if he puts that together, the sky may be the limit, and his comeback could make a great movie.
NFL Draft Pundits have been yakking constantly about the Draft for two months. They are always wrong, except for who will be picked first. Most of them are so bad at their jobs that they ought to get bail out bonuses.
USC is reportedly close to signing Michael Cooper to be the head coach for the women's basketball team. The history of USC was that the men could play winning football and the women could play winning basketball. The Lady Trojans have not made the NCAA tournament in their last three years. This could be a dream job for the talented and popular Cooper.


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Located close to the train station and port, the hotel is easy to get to by public transport. The hotel is 5km from the airport and hotel staff can book taxis for guests.


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April 23, 2014
The Notre Dame football team is coming to Charlottesville in 2015.
On Friday, the ACC announced the opponents and locations for the first three seasons of the league's partnership with Notre Dame. It includes a visit to Virginia in 2015.
The partnership between the conference and the school -- which was announced last September -- involves five games against ACC opponents each season, beginning in 2014. Notre Dame will face each ACC team at least once in the three-year cycle of opponents.
The 2014 schedule will include Louisville, North Carolina, and Wake Forest traveling to South Bend, while the Irish will visit Florida State and Syracuse.
In addition to its trip to Virginia in 2015, Notre Dame will also travel to Clemson and Pittsburgh. The Irish will host Boston College and Georgia Tech that season.
In 2016, the Irish will host Duke, Miami, and Virginia Tech, and travel to NC State and Syracuse.
Virginia is 0-1 all-time against the Irish -- a 36-13 loss in the 1989 Kickoff Classic.
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Baylor ~ Learning Portuguese ~ Fight Club ~ Kid Cudi ~ Will Smith ~ Cuppy Cakes ~ Sex ~ Drugs ~ Ishaan aka Ishy Pishy aka My Love <3 Now that you know me, you should follow me, or you could get to know me, Ask me anything. Looking for something?
(Source: beutyinevrythng)
hahha this is perfection


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Valuations, Inflation and Real Returns
by Charles Rotblut, CFA and Robert Shiller
Listen to Robert Shiller's presentation at the AAII Investor Conference!
Robert Shiller is the Sterling Professor of Economics at Yale University. He developed a cyclically adjusted price-earnings ratio, called the CAPE ratio. We spoke recently about his research on stock asset valuations an
—Charles Rotblut ...To continue reading this article you must be registered with AAII.
Already registered with AAII? Login to read the rest of this article.
to read this article and receive access to future AAII.com articles.
—Charles Rotblut
...To continue reading this article you must be registered with AAII.
Robert Shiller is the Sterling Professor of Economics at Yale University. He will give a keynote address at AAII's Investor Conference this fall in Orlando, Florida; go to www.aaii.com/conference for details.
fang from Mississippi posted 10 months ago:
after all the vacillation, the last paragraph is best advice!
Joe E from Florida posted 10 months ago:
I read both editions of Irrational Exuberance as soon as they were published. The first edition, focused upon the stock market, allowed me to avoid the first internet boom, and to make outsized returns taking the opposite side of the trade from the trend followers. The second edition, which added the housing market analysis, I pretty much ignored. This cost me a pretty penny as I found myself with an extra Florida beachfront condo at a very inopportune time.
One piece of wisdom contained in the interview is that the larger companies are followed by Very Smart People with world-class intelligence gathering systems. Smaller companies are not nearly as well followed. Value Line has a pretty good product covering these companies for those with the time to invest as well as the money.
Vaidy Bala from posted 10 months ago:
Investment is done to profit not for fun, for most people anyway. Do Index or hand over to adviser. You cannot beat intelligent people. This seems to be the summary. So, what is new in Irrational Exuberance that we did not know?
Dick H from Virginia posted 10 months ago:
Prof. Shiller's last paragraph points me to the AAII Shadow Portfolio.
Jim Morlock from New Jersey posted 10 months ago:
This an excellent article. I would like to see AAII keep these charts up to date on a monthly basis.
Ed from Florida posted 10 months ago:
By simply studying and thinking about the CAPE graphic and the Real Estate graphic on Schiller's website, one can draw meaningful inferences. A good shortcut.
Ed from Maine
Shyam from California posted 10 months ago:
Excellent insight about the financial market.
Al from Jamaica from Armed Forces America posted 10 months ago:
Good article, tentative and suggestive about his own advice/conclusions, bottom line on equities might be "recommend diversified investment in index funds, with a bit of 'shadow stock' play?"
Roger Mckinney from Oklahoma posted 6 months ago:
Shiller's nemesis, Fama, has modified the CAPM to show that small cap, value and momentum stocks will outperform the broader averages. There are good economic reasons for that.
I think the AAII screens provide the best advice for investors. Professionals are biased and research has shown that simple objective tools, such as linear regression, can beat pros nine times out of ten. Pick a screen that fits your philosophy and stick with it. You will beat the market easily.
But one of the most important things to know is when a recession is coming and avoid the market crash that comes with it. The Austrian business cycle theory can help. rdmckinney.blogspot.com
Peter Yogman from Utah posted 6 months ago:
Roger you are right. Any AAII stock screen pretty much trashes the efficient market theory and that goes beyond just bubbles and crashes that Shiller references as the theory's weakness. Get an advisor, buy broad ETF's, and end up with less than you started with - guaranteed. In addition to business cycle theory check out demographic trends (eg. HSDent) Really long term but informative.


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True Blood Season Finale Synopsis: What New Crisis?by TV Fanatic Staff at .
It's sad, and difficult to believe, but only three episodes remain in season four of True Blood.
What can viewers expect heading into next summer? HBO has released the following descriptions for the September 4 episode and the September 11 finale. WARNING: major spoilers ahead...
"Soul of Fire" - September 4
As the Wiccan-vampire standoff reaches a critical juncture, Sookie summons her faerie powers to prevent Marnie from bewitching Bil, Eric and Pam into a suicide march, while Jesus casts a secret spell designed to un-bind Marnie/Antonia and break the witch's deadly defenses. Sam settles a score with Marcus; Alcide confronts Debbie about her allegiances; Andy finds unexpected passion in the forest; Lafayette is consumed by the past.
It's Samhain, Wicca's greatest holy day, and spirits of the dead surface in Bon Temps, giving Sookie valuable allies to combat Marnie's newest incarnation. Lafayette's latest medium encounter imperils his relationship with Jesus; Jason finds confession good for the soul, but not the body; Alcide makes a heartfelt appeal to the woman he loves; Terry receives an unexpected visitor at Merlotte's; Sam and Luna envision a storybook ending, for once; Nan wears out her welcome with Bill and Eric. Debbie confronts Sookie and Tara with deadly consequences, and the denizens of Bon Temps brace for a new crisis with a familiar face.
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Great minds think alike... I think the famailiar face will be Russell Eddington, cause its been reported & confirmed he comes back in Season 5. Jason obviously tells Hoyt about him & Jess which means bashed body 4 Jason. Bill & Eric will kill Nan. All the dead people in Sookie's life will finally be a blessing as she uses them 2 get rid of Marnie. Debbie will try 2 kill Sookie, but Sookie will kill Debbie which in turn will start the Sandra Pelt storyline & hopefully bring Quinn into the mix. Alcidie considering he killed Marcus should in turn become Pack Master of Shreveport. Alcidie will also tell Sookie he loves her. Terry's visitor will be his ex war vet friend.


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is it fine if a muslim is working in bank or insurance company? because many people advice me to leave the job.. by saying that you cannot work in bank because its intrested money, and u should not make a insurance of a person bacause its against the shariat.. so please help me out with the solution..
asked Jun 12 '13 at 14:05 zuber 10
edited Jun 12 '13 at 14:12 Muhammad Abdul Ahad ♦ 1.8k●2●3●13
'……….help one another to do what is right and good; do not help one another towards sin…..(Al-Ma'ida 5:2).
I understand that this passage has led a majority of scholars to say that it is not permissible for a Muslim to work in a bank that deals in interest, even if their job does not involve financial dealings that result in interest payments being made. Accepting employment in a bank that deals in interest (an act that is haram) implies approval of that act; and this itself is haram.
I guess the same can be said of work involving insurance (also haram).
answered Jun 12 '13 at 14:43 UnknownUser 44●1●12●48


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Coolmax CD-391T-U2 Hard Drive Enclosure - 3.5", SATA, USB 2.0, Aluminum and Plastic construction, SilverItem#: T13-2500 | Model#: CD-391TN-U2
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Newly created loans of up to $35,000 are available to help keep businesses afloat, the SBA announced, called America's Recovery Capital, or ARC.
The ARC loans are designed to provide a "bridge" for companies that were profitable until the financial meltdown – businesses that were once viable but now find they need financial help to weather the economic downturn.
The SBA designed the loans to enable small business owners to keep their doors open until they get back on track, said Marilyn Laverty, director of the Small Business Development Network.
"These ARC loans are another tool which will provide critical support to small businesses that are struggling and need only short-term help to make their principal and interest payments on existing business debt," she said.
To determine if you are eligible, contact your bank for a loan application.
The ARC loans are 100 percent guaranteed by the SBA and have no SBA fees, she said.
The loans will be disbursed over a period of up to six months and will provide funds for payments of principal and interest for existing, qualifying small business debt including mortgages, lines of credit, capital leases, credit card debt and notes payable to vendors, Laverty said.
To learn more about ARC loans, contact your commercial loan officer, visit www.sba.gov or contact Marilyn Laverty for the ARC application, firstname.lastname@example.com. Laverty can also be reached at 970/943-3157.


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Wednesday, September 30, 2009
© Copyright 2014 Clayton News Daily
By Curt email@example.com Mt. Zion Primary School Kindergarten Teacher Avè Maria Tatum said her knees locked up when Clayton County Public Schools administrators, including Superintendent Edmond Heatley, showed up in her classroom, unannounced, while she was reading a story to her students on Monday. Tatum, a resident of McDonough, froze up because the surprise visitors came bearing gifts, including a floral arrangement and a poster, and some big news: She is Clayton County Public Schools' 2010 Teacher Of The Year. "I was like, 'Oh my God,'" Tatum said on Tuesday. "It's like winning the Publisher's Clearinghouse. That's what I equate it to, because they come in unannounced and surprise you ... For them to say I'm Clayton County's Teacher Of The Year, it's like 'Wow.' It's almost unbelievable. I'm still in shock." Tatum, 35, is in her 10th year of teaching, and her fifth year with Clayton County Public Schools. She is married to Marvin Tatum, Sr., and is the mother of Gabriel, 14, a student at Union Grove High School, and the stepmother of 26-year-old Marvin Tatum, Jr. She holds a bachelors degree in elementary education from the University of Michigan, and a master's degree in teaching from Detroit, Mich.-based Marygrove College. She said she is currently working on an online doctoral degree in education from Minneapolis, Minn.-based Walden University. Tatum's career in education began in her hometown of Detroit, where she taught third-graders. She said she was inspired by her own fourth-grade teacher, Carolyn McKanders, to become a teacher. "She did whatever it took to make sure we had everything we needed to get an education," Tatum said. "She instilled in me that you had to be here for your students." When Tatum came to Clayton County in 2005, she became a first-grade teacher at Mt. Zion Elementary School. Pre-kindergarten-through-second grade was broken off from that school during the 2008-2009 school year, when Mt. Zion Primary School opened next door, and Tatum went to the new school. The move to Mt. Zion Primary is also when she became a kindergarten teacher. It's a grade-level she now says she does not want to stop working with - and she plans to teach for another 30 years. "I love kindergarten," she said. "It's when they first come to school, and they want to learn, and there's so much to teach them." Each November, the teachers of the year from all Clayton County schools are recognized during a ceremony at the Clayton County Performing Arts Center. During the annual ceremony, the school system's overall teacher of the year addresses her fellow educators, with some words of advice. "Be the child that you teach," is the message Tatum said she is going to convey to her fellow educators. "I always put myself in their [the students] shoes, look at things through their eyes, try to understand what's going on in their lives, and then figure out the best way to reach them in the classroom," she said. "We have to be the students in order to understand what's going on with them." During a school day, Tatum breaks her 18 pupils up into smaller groups, so she and her paraprofessional, Beverly Davidson, can give each pupil more one-on-one instruction. Tatum said having Davidson in her classroom is one of the reasons why she is able to do her job. Davidson, however, said Tatum is a good teacher, because she gives teaching everything she has. "She puts her all-in-all into what she does, and you can feel that," Davidson said. "It's not just an ordinary job for her ... She wants to see that her children, her class, absorbs everything she is teaching them." Several of Tatum's students said they were happy when school officials came to their class and announced that their teacher was the district's new Teacher Of The Year. "I like when she teaches us, because I think she's the best teacher ever," said kindergartner, Taron Beal, 5. "It made us happy because we think she's a good teacher of the year," he added. Kindergartner Garrison Madden, 5, said he appreciates Tatum because she teaches her students rules about how to behave, but he added that having all of the visitors in the classroom on Monday was a bit jarring. "It was kinda weird, because there were a lot of people in here, and I'm not used to that," he said. Tatum will be feted at a special dinner to be held at the school on Friday evening, said Mt. Zion Primary School Assistant Principal Rochelle Smith. She said the school's administration is working on ways to continually show Tatum how much she is appreciated the remainder of the school year. "She's an awesome person," Smith said. "She's passionate, and absolutely cares for her kids ... Even on her worst days, she's still on top of her game."
More like this story
- Clayton Schools salutes top teachers ( November 19, 2009 )
- Country celebrates new, progressive primary school ( October 28, 2008 )
- Four Clayton educators among state's best ( June 10, 2011 )
- School system's second primary school under construction ( November 7, 2007 )
- Charter secures facility, another continues search ( May 6, 2005 )


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Small Pedestal Cake Plate
Pistoulet is a beautiful collection of dinnerware, serveware and accessories that are brightly decorated with freely rendered flowers, vines and vegetables drawn from or influenced by the book, The Secrets of Pistoulet by Jana Kolpen. Bright, colorful drawings are set against wide watercolor washes that evoke the light and colors of Southern France. To celebrate Pistoulet's 10th anniversary, we designed 10 Limited Edition pieces, each with a special backstamp that reads, "Ten Years of Magic, 2002-2012. This distinctive piece is perfect for celebrating a special occasion by presenting a single-serve cake on this adorable plate. Microwave and dishwasher safe. Anniversary small pedestal cake plate measures 5-1/2 inch diameter x 3-3/4 inch high.


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Thursday, April 24, 2014
Having spent the entire spring witnessing indifference, incompetence and dishonesty by our government employees in mighty high places, I am hard-pressed to further shame Paula Deen for time-honored mindless or foolish remarks.
TV personality Paula Deen has been unduly shamed for having made racist slurs, while federal officials who should have been fired for their actions are getting off relatively lightly, a reader says.
2012 File Photo/The Associated Press
She does not work for us, nor does she pretend to do so. She's a great cook, a savvy businesswoman whom we can choose to endorse or not, with or without her use of racial terms.
The federal agencies of the Internal Revenue Service, the National Security Agency, the Department of Justice and their leaders, all of whom we employ, are generously if not richly rewarded for working against the best interests of the American people, their employers.
They're not handling government issues on our behalf, they're filling their pockets while fooling or foiling the public. They should be fired, no severance pay, no lifelong benefits.
Instead, having half-heartedly dealt with some of the truth or none at all, these scoundrels are "punished" by a leave with full pay, retirement with all benefits or business as usual, at our expense, not at our benefit.
What is the upshot of the nasty revelations? Not much. We're inflamed, and members of Congress who probed the problems seem satisfied merely to have said something and called it good.
Paula Deen's unacceptable remarks, made in public or private in whatever decade, have caused her far more harm than seems appropriate.
We could wish government employees who have deceived us had only their improper or unfit language for which to apologize.
Lois P. Cross
Boothbay Harbor
Immigrants need extra aid with college applications
This is a response to the June 15 guest editorial "Another View: Guidance counselors already helping with college selection."
Guidance counselors work hard to help students with their post-secondary plans. However, with a caseload of 250 students, the Deering High School guidance counselors simply do not have the capacity to give the Make It Happen students the specialized attention they deserve; these students need the separate program.
The students in the Make It Happen program are all English language learners, meaning that their parents do not speak English. Most of the participants immigrated to the U.S. in late elementary school. Further, almost all of the students get free or reduced-price lunch and are first-generation college students.
All of these disadvantaging factors make it much harder for these students to have the college knowledge needed in the application process. One guidance counselor said, "Make It Happen is what makes it happen" for these students.
The students in the program are stellar students with great potential. They just do not have the support or cultural capital to know how to approach college admissions. Many studies have shown that lack of social and cultural capital disadvantages first-generation college students in the admissions process, but these students must also overcome cultural, language and financial barriers.
In his book "College Knowledge," education researcher David T. Conley says, "College preparation is a know-ledge-intensive activity and ... some students have much greater access to the necessary information than others."
He goes on to say, "knowledge of the entire college admissions process is more prevalent among the more privileged."
Imagine moving to another country where you don't speak the language and trying to navigate the school system. On top of that, you have no money and nobody in your family has ever attended college. Don't you think you would need a little extra support?
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