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Things Swimming Pool Users Should Know During COVID-19
Swimming in a pool is a fun way to stay in shape and interact with loved ones. However, things have changed since the pandemic, as people have been advised to stay home and practice social distancing. Due to these newfound changes, pool parties have become a thing of the past in many households.
However, things have changed slightly this month, as social restrictions have been reduced: This means that people can have small pool parties now or may even be able to swim at a public pool.
However, some may be worried about contracting the virus while swimming in a pool. Here, we will address such concerns.
Can Coronavirus Transmit Through Pool Water?
According to the CDC, there is no evidence that people can contract the virus through pool water. Instead, COVID-19 is an airborne virus that can cause respiratory infections in the elderly, people with certain allergies, and immune system disorders.
The virus can be spread by people who swim in the pool or near it, as the virus can be spread from droplets expelled by infected people via coughing, sneezing, etc.
So, if you are worried about your safety, you will need to consider hygiene, location, crowd size, and even temperature.
We would recommend that you avoid pools that are crowded, and that you should try and be at least 6 feet away from others while in and around the pool: The same can be said of private pools. Please speak to a pool builder if you have any questions or concerns.
Possible Risks That You Need to Know
Many Toronto pool builders have reported a surge in the purchase of pools, as many families have opted to stay home during the pandemic instead of going on vacation. However, there are still risks that you need to be aware of even if your new pool is intended only for family use.
While the water itself is likely not a risk, there are other risks involved with pools. For example, a person who has the virus may cough or sneeze in the pool. Another person may then inhale or ingest contaminated particles and contract the virus.
So the biggest issue is not the water itself but crowding, yelling, and proximity. There is also the risk of touching a contaminated surface and then touching your eyes, nose, or mouth while the virus is still on your hands.
It is also theoretically possible to contract the virus if an infected person spits, urinates, or defecates in the pool.
In sum, it is important to practice social distancing when swimming, and also very important to avoid touching any part of your face until you have thoroughly cleaned your hands with soap and water.
Swimming Pool Safety and Hygiene Tips to Consider During COVID-19
As mentioned, there is currently no evidence that pool water can cause the virus, but that doesn't mean that the risk is non-existent.
Fortunately, you can reduce the number of people swimming in your pool, and supervise the pool to make sure that people are practicing social distancing. The proper pH and chlorine levels should also be maintained, and the pool and its nearby surfaces should also be cleaned carefully to reduce the spread of infection.
You should also avoid swimming if you have any symptoms of the virus, such as coughing, fever, and shortness of breath.
It would help if you also dried your ears after you leave the pool, as doing so will reduce the risk of COVID-19 as well as ear infections. We would also suggest that you take a 5-minute shower before you jump into the pool, as doing so will remove sweat and dirt.
Cleaning your hands as often as possible is also a must, and do not share personal belongings with anyone except your immediate family.
Testing for the virus is also key, and tests have been streamlined so that people can get results within the hour.
Headcovers, ear and nose plugs, goggles, and other protective equipment will also help reduce the risk of contracting the virus.
It's essential not to drink any of the water, and you should not get into the pool if you have any open wounds or a skin infection.
Many people are tempted to join a local party or jump into a local pool to beat the heat, but now may not be the best time. That being said, swimming is a great way to stay in shape, reduce stress and anxiety, and socialize with friends and loved ones.
The question then becomes whether the risk is worth it? Here, the choice is ultimately up to you, so use your better judgement before making a final decision.
You should also practice proper social etiquettes and follow all safety guidelines while in and around the pool to reduce the risk of contracting the virus.
Failure to abide by the rules can result in either getting sick or being kicked out of the pool for violating pool rules.
At the end of the day, having fun is not the issue, but being safe while doing so is the key. Try and reduce the number of social gatherings and practice social distancing when you are in the pool vicinity.
Wash your hands carefully, and avoid touching your face while in the pool. Shower before and after pool activities to remove dirt and germs from your body, and use protective headgear while swimming.
If you follow these rules and guidelines, then your risk of contracting the virus will be lowered.


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Cebr report shows Full Fibre broadband build could be a "gamechanger" for the Yorkshire & Humber economy
Openreach's Regional Partnership Director for the North, Robert Thorburn, today welcomed the findings of a report conducted by the Centre for Economics and Business Research (Cebr) which shows that a comprehensive Full Fibre network in Yorkshire and the Humber could enable more than 79,000 new people to enter the region's workforce.
The report, commissioned by Openreach, also reveals that a nationwide rollout would also allow more than 27,000 people in Yorkshire and the Humber to expand the hours they are able to work if they wanted. And helping carers, parents and over-65s to access employment could contribute more than £2 billon in gross value added to the region's economy.
Robert Thorburn commented: "This report illustrates just how game-changing the roll out of Full Fibre broadband across Yorkshire and the Humber's rural and remote communities could be.
"The pandemic has reinforced public recognition of the importance of high-quality broadband and we're clear that fibre has a significant part to play in the region's recovery.
"The Cebr findings show accelerating the build would pay huge dividends to the regional economy as a whole and be instrumental in bringing people back into the workforce who haven't previously had the ability to navigate other commitments or find opportunities in their local area.
"Cebr's previous research explained the economic windfall in store for the UK with a nationwide upgrade – including a £59 billion boost to productivity - £3.8bn of this in Yorkshire and the Humber. And this updated report highlights how Full Fibre can help to level up the UK, bringing up to more than 79,000 people back into the workforce in our region. With the challenges our region currently faces, this an opportunity we can't afford to ignore."
Openreach is investing millions of pounds on a Full Fibre rollout to dozens of towns and cities in the region, including many in the hard-to-reach 'final third'. In December last year, Openreach announced it was creating 2,500 new roles and an estimated 2,800 roles with partners to support the UK-wide Full Fibre build, including 130 new roles in Yorkshire and the Humber. Openreach already employs more than 34,500 people, including more than 25,000 engineers who build, maintain and connect customers to its nationwide broadband network. Of these, more than 2,550 live and/or work in Yorkshire and the Humber.
This short video explains what Full Fibre technology is and you can find out more about our Fibre First programme here.

subset: commoncrawl


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From white-label to marketplace partnerships
FairFly has a comprehensive partnership network to enable TMCs to provide best-in-class price assurance to customers as part of their core product offering. Using existing API set's and full GDS integrations; technical implementation and billing set-up is very fast following a commercial agreement.
FairFly introduces AutoMCO, a digital solution to fully automate the processing of miscellaneous charge orders, eliminating labor-intensive work for TMCs
Simple commercial terms
FairFly understands the importance of getting price assurance deployed quickly in a climate where customers expect next-generation delivery beyond the void window, this is why we keep our commercial TMC price saving agreements as straightforward as possible.
Multiple delivery models
FairFly can scale up depending on your needs. Whether you are looking for a back-end technical implementation, or a full-service provider with second- and third-line support, we are here to support your business model.
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Just as our core values espouse transparency, we're able to present ourselves as part of a third-party supplier marketplace or if you'd prefer a white-label option, we can power your own price assurance product direct to your customers.
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Our passion is providing value using travel data. Whether the value chain extends through TMCs to end-user corporates it doesn't matter. Our customer success, account management, and technical account management teams are here to support everyone in the value chain in harnessing our TMC price saving software.


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The Boston Celtics didn't start their series against the Philadelphia 76ers they way they'd hoped, losing the tip and seeing the big man bully his way to the cup, followed by a bucket by forward Tobias Harris to give Philly a quick 4-0 lead.
Jayson Tatum answered back with a mid-range jumper, and the Celtics quickly found their sea legs; Embiid went in for a slam, then Jaylen Brown came back with a trey to put Boston up 7-6.
The two teams traded blows early, as both Brown and Embiid began to heat up. Another Harris jumper tied the game up at 14 with 6:30 left in the game, forcing a Boston timeout.
Neither team could get any separation despite severa lead changes, the 76ers ending the frame up 26-25.
THEIS 😤 pic.twitter.com/aqCYuZhLF8
— Boston Celtics (@celtics) August 17, 2020
The second quarter began with a floater from Brad Wanamaker, but the two teams continued trading bucket for bucket. A defensive lapse that let Alec Burks get to the cup uncontested forced a timeout from the Celtics, and Tatum would score soon after play resumed.
The game stayed close until turnovers and a Tatum trey put Boston up 41-35 with a seven-point run with just under six minutes to play. The Duke product would stay hot, an and-1 giving Boston a seven-point lead.
A floater from Brown would push the lead to 53-43 in the game's final minute, but a flurry of offense from Josh Richardson sent the Celtics into the break up 55-49.
HALFTIME@jaytatum0 is taking over with 21 points and 8 rebounds ☘ pic.twitter.com/ASE41b3Q3P
— Boston Celtics (@celtics) August 17, 2020
Boston came out guns ablaze with Tatum hitting a quick floater, but Richardson came back with a trey. Gordon Hayward and Walker got on the board shortly after to push the lead to 61-52 with 10:30 left in the quarter.
Tatum started cooking yet again, and Brown as well — until a collision with Embiid had him headed to the bench. The Missouri native kept attacking while Brown got treated on the sidelines, putting Boston up 9 with just under seven minutes to play in the penultimate frame.
The Sixers would battle back to within six via Embiid bullying his way to the bucket, but a Hayward 3 kept the Sixers at bay…for a moment. Philly kept their foot on the gas and cut the lead to five on a Burks make with just under 3:30 to go.
A Richardson 3 cut the lead to just 2, and Horford tied it up with two minutes in the quarter. A trip to the line for Burks gave Philly their first lead in some time, and a demonstrative make from Horford gave the 76ers a 79-75 lead going into the final frame.
Fans: "Ok but can you do it with a spin?"
JT: pic.twitter.com/hRpjWExZrJ
— Boston Celtics (@celtics) August 18, 2020
The fourth quarter started with Embiid draining a 3 to give Philly their biggest lead, that Brown erased with a trey on the next play. Boston came back with Walker getting to the line to cut the lead to 83-81. A 3-pointer from Brown tied it up at 86 with 8:30 to play, and Boston retook the lead with a Marcus Smart trip to the line.
A rare tech by Horford on Brown pushed the lead to four, then went right back to the line for another pair, capping a 9-0 run. Alec Burks would cut the lead to three from the charity stripe with just over five minutes to play, but a Walker jumper and a Brown trey put the Celtics right back up 8.
The UConn product put Boston up 101-91 on the next play, but Hayward appeared to turn his ankle in the backcourt fighting for a rebound. Embiid would cut the lead to six from the line, and Burks to four with a tip-in. Walker got himself to the line, sinking both, but Richardson would cut it to 3 with a trey.
Tatum got to the line as well, converting each for a 105-100 lead, but Burks would do the same, missing one. Philly couldn't score, and had to foul Walker, who sunk both, forcing a timeout. Tatum would put the game away at the stripe, the Celtics winning 109-101.


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16 Aug, 2017, 18:00 ET
DUBLIN, August 16, 2017 /PRNewswire/ --
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Originally posted May 7, 2017.
It seems that a large portion of our country has an almost religious, cult-like following of entrepreneur Elon Musk, the CEO of Tesla. So when he mentioned in an interview that the guaranteed basic income will one day be necessary, many took it as fact.
"Elon Musk has spoken, it shall come to pass" seemed to be the mindset of his cult-like followers. This is not to say that he is not a smart person. He is an innovator and a disruptor, but nonetheless a mortal who is bound by the laws found in the book of Ecclesiastes just like the rest of us.
What is the guaranteed basic income? Put simply, it's free money that the government would give to everyone so that those without marketable or useful skills would be able to pay the bills.
It's a belief that's been around for a while, and whenever a new technological advance comes along, people wonder if computers, robots, or automation will replace humans.
In fact, the famous economist John Maynard Keynes believed something similar several decades ago. He believed that his grandkids' generation would only have to work 15 hours a week. Keynes was also a very smart person who still has an almost cult-like following like Musk does. (Well, Keynes' followers are probably not as cool. Musk's followers are hipster techie people in Silicon Valley or pioneering entrepreneurs, while Keynes' followers are politicians or sophomore economics students who have never been on a date. … OK, maybe that's a bit of an exaggeration.)
Much has been automated since Keynes said that. But today we work on average 34 hours a week, down from 38 when Keynes first made that statement 60 years ago.
Since then, more people across the globe use automation every day. Our factories, warehouses, and our homes are more automated. More people use dishwashers to automate the washing of dishes, more people use laundry machines and dryers to automate the washing of clothes, more people use cars to automate transportation, and the list can go on.
Yet the vast majority of our workforce is employed, and the unemployment rate today is at 4.4%. Many economists consider full employment to be in effect when the unemployment rate is 4%.
The labor market has decreased, but it's decreased more because of an aging workforce than because of automation.
None of us know what the future may hold, and we don't know yet all the jobs that automation will displace. But we do know that most of the jobs that are around today will either change or be displaced by other jobs.
Keynes overlooked several nuances to the economy, and he's considered one of the top economists of the past century. Musk is also probably overlooking some nuances in the economy.
But in a way, many developed countries already have a system in place to take care of what the guaranteed basic income would do. We offer free or reduced-cost food, health care, housing, utilities, and insurance to our low-income or moderate-income citizens. If they can't find work, we have subsidies in place. We also provide income for individuals who are of Social Security age, and we provide money to others through tax credits such as the earned income tax credit.
We can certainly disagree whether those subsidies are enough or whether anyone falls through the cracks.
There is one major caveat: a guaranteed basic income would be a good idea if it replaced many of the programs listed above — food stamps, subsidized housing, Medicare, Social Security, and other means-tested programs.
Even libertarian economist Milton Friedman advocated for the guaranteed basic income through a negative income tax. But he essentially advocated for it as a lesser of evils option, and one that would be more helpful and impactful on families than dozens of means-tested programs. That way individuals in need could be sure to take care of basic expenses without having to go through bureaucracies to solve their problems. Also, that way they would be more responsible for their own expenses.
However, this would assume that we would have the political willpower to scale back these programs that are bankrupting our country. That would be completely unrealistic.
So for now, we contend that we're already spending enough money and that our own government admits that something needs to change.
So until we get that resolved, let's please avoid talking about just giving away free money to people as though our government is a money tree.


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Air Canada has a fairly friendly cancellation policy. But if you're not aware of it, cancelling a flight can be complicated, expensive, and time-consuming. If you've booked a flight with Air Canada and want to cancel it, this guide gives you all the information you need to navigate through the Air Canada cancellation policy—and know which policies apply to your current situation.
After going through this guide, you will know how Air Canada's cancellation policy works—and how you can save time and money by doing what works best for you.
Air Canada Refund Policy
Air Canada's cancellation policy allows you to cancel your flight and get a full refund on the unused portion of your ticket if:
- Your flight is cancelled by Air Canada.
- You booked a flight ticket (except Basic) on/before July 5, 2022, for travel between March 1, 2020, and July 5, 2023. In such a scenario, the full value of your fare will be converted into an Air Canada Travel Voucher or Aeroplan points with a 65% bonus.
- You cancel a flight within 24 hours of booking.
- You're holding a fully flexible ticket.
(Latitude, Premium Economy Flexible, Business Flexible)
- You were denied boarding a confirmed reservation.
- Your flight is delayed by at least 3 hours.
- Your flight is rescheduled and the new flight causes you to miss a connecting flight.
- Any special circumstances prevent you from catching your flight—such as the death of a passenger/immediate family member, serious illness, military orders, etc. (subject to documentary evidence and Air Canada agreeing to it).
In all other scenarios, you will be charged a fee, depending on your fare conditions.
The Air Canada booking cancellation policy also requires the following:
- You must cancel your ticket at least 2 hours before departure.
- If your flight was cancelled before April 13, 2021, you must request a refund before June 12, 2021. If you request after this date, the balance value of your ticket will either be converted to an Air Canada Travel Voucher or Aeroplan points with a 65% bonus.
- Refunds for cancelled flights can take 1 to 3 months.
- Refunds are credited to the original form of payment.
- If you've already received compensation for a cancelled flight from your insurance company, you are not eligible to claim a refund.
- Most taxes are refundable, but some are not.
- If you didn't receive a complete refund per your entitlement, you must fill out this refund request form.
- Non-refundable tickets qualify for a refund only if the cancellation is within Air Canada's control. If the cancellation is outside the airline's control, you must avail of the alternate travel options offered to you. If the alternative option offered to you doesn't suit you, you must:
- Either transfer the balance value of your ticket to an Air Canada Travel Voucher, which never expires and is transferrable
- Or convert the balance value of your ticket (minus tax) into Aeroplan points with 65% bonus miles
Compensation on Air Canada Travel
Under the Air Canada flight cancellation compensation policy, if your flight is overly delayed or cancelled, or you were denied boarding despite having a confirmed booking, you may qualify for compensation under the conditions mentioned below:
- Compensation for delayed or cancelled flights
If your flight is cancelled or delayed and you reach your destination at least 3 hours late, you're entitled to receive compensation if the situation was within Air Canada's control and you were not informed of the cancellation or delay at least 15 days before the time of departure.
- The compensation for delays and cancellations is as follows:
- USD/CAD 400 for arrival delays from 3–6 hours.
- USD/CAD 700 for arrival delays from 6–9 hours.
- USD/CAD 1,000 for arrival delays of at least 9 hours.
- If you refuse the alternative travel arrangements offered to you, you are entitled to receive a compensation of USD/CAD 400.
- Compensation for Denied Boarding
If you were denied boarding because of a situation within the airline's control and offered an alternative flight that led to your being delayed, you are entitled to receive a denied boarding compensation of:
- USD/CAD 900 if you were delayed between 0–6 hours.
- USD/CAD 1,800 if you were delayed between 6–9 hours.
- USD/CAD 2,400 if you were delayed by at least 9 hours.
What is my eligibility during a flight disruption or cancellation?
If your flight is disrupted or cancelled for reasons within Air Canada's control, you will be provided meals and other amenities, such as:
- Food and drink in reasonable quantities
- Electronic communication means, such as free Wi-Fi
- Suitable hotel accommodation near the airport
- To-and-fro transportation between the airport and the hotel
These amenities will be provided only if:
- You were informed of the flight disruption less than 12 hours before departure.
- You've waited for at least 2 hours after the scheduled departure time.
24-Hour Cancellation Policy of Air Canada
Under the 24-hour cancellation policy of Air Canada, you are allowed to cancel your flight ticket within 24 hours of purchase and receive a full refund—regardless of what type of ticket you've purchased.
If you cancel your ticket more than 24 hours after purchasing it, you will be charged a fee unless you're holding a refundable ticket.
Air Canada COVID-19 Cancellations
According to the new rules (in response to the COVID-19 pandemic), you can cancel your flight and get a full refund on the unused portion of any ticket booked on/before April 30, 2021, for travel by April 30, 2022.
Air Canada Cancellation Policy for Medical Illness
Cancellations for medical illness are permitted if a medical illness prevents you from catching your flight. If a sudden illness or medical condition prevents you from boarding your flight, you can cancel your booking and get a full refund. However, the rules may require you to provide documentary evidence to prove the illness.
Air Canada Weather Cancellation Policy
Cancellations due to flight disruptions caused by extreme weather conditions are permitted. Under the rules, you can cancel your flight booking and get a full refund if your flight is cancelled due to bad weather. If your flight is cancelled, you can either cancel your booking and ask for a refund, or opt for an alternate flight offered to you by the airline flight at no additional cost (if it suits you).
If your flight is rescheduled due to bad weather and it causes you to miss a connecting flight, or if the alternative travel options offered to you by the airline no longer serve the purpose of your travel, you may cancel your flight and ask for a full refund.
Air Canada Cancellation Fee and Charges
Unless you cancel your ticket within 24 hours of purchasing it, Air Canada's cancellation fee will depend on what type of ticket you've purchased (as shown in the table below).
|Air Canada Cancellation Charges by Ticket Type
|Type of Ticket
|Cancellation Fee
|Basic Economy
|Not permitted
|Standard Economy
|Premium Economy Flexible
|Premium Economy Non-Flexible
|Business Class Flexible
|Business Class Non-Flexible
|Award Ticket
Air Canada Cancellation Policy—Basic Economy Tickets
Air Canada does not allow the cancellation of a Basic Economy ticket unless you cancel it within 24 hours of purchase. However, you may be allowed to cancel your ticket and ask for a refund if your flight is delayed by 3 hours or more, you've suddenly received a military order, or you suddenly fall ill and cannot take the flight.
Air Canada Cancellation Policy—Non-Refundable Tickets
Non-refundable tickets such as Standard Economy, Flex, Comfort, and non-flexible Premium Economy/Business Class tickets don't qualify for a full refund. If you cancel such tickets, you will be charged a fee of USD 200 per ticket. After cancellation, you will be allowed to apply the unused balance of your ticket for future travel within 1 year of the original date of issue of the ticket.
Air Canada Cancellation Policy—Refundable Tickets
Refundable tickets such as Latitude, Premium Economy Flexible, and Business Flexible qualify for a full refund. However, you must cancel your ticket before your flight's departure. After you cancel, the refund will be credited back to your original form of payment within 7 business days. It will likely reflect on your billing statement within 2 cycles.
Air Canada Cancellation Policy—Award Tickets
Award ticket cancellations after 24 hours of booking will incur a cancellation fee of USD 125 if cancelled online via Aeroplan.com and USD 150 if cancelled through an Aeroplan contact center. However, the fee for Aeroplan Diamond members is USD 30 for online cancellations and USD 100 via an Aeroplan contact center. Altitude Super Elite 100k members will not be charged any cancellation fees.
How to Cancel an Air Canada Booking
You can cancel Air Canada flight bookings online, by phone (++1-844-933-2065), or through a ticket center.
To cancel a ticket on Air Canada online:
- Go to Air Canada's official website: AirCanada.com
- Click on the My bookings tab
- Enter the following information to retrieve your flight bookings:
- Your Booking Reference or Ticket Number
- Your Last Name
- Click on the Find button
- Select the flight you want to cancel
- Click on the Cancel Booking link
- Confirm and finalize your cancellation
You will receive a confirmation email at the email ID you provided to Air Canada when you booked your ticket plus a refund voucher for the balance funds after the fee for cancellation (if any) is deducted.
You can only cancel your booking online if:
- You had booked directly through Air Canada.com or the mobile app.
- You're cancelling at least 2 hours before your flight's departure.
- You're cancelling an Aeroplan reward booking.
- You're cancelling your entire booking (individual segments within an itinerary cannot be cancelled).
Air Canada Contact Information
Below are a few important Air Canada contact numbers.
- Air Canada Flight Cancellation Phone Number U.S.A. +1-844-933-2065 (toll-free, open 24/7)
- Air Canada Flight Cancellation Phone Number Canada +1-844-933-2065 (toll-free, open 24/7)
Air Canada Cancelled Flight Refund
- To apply for a refund if you've already travelled:
- Apply online via Air Canada's Ticket Refund Application Form
- To apply for a refund if you haven't yet travelled, apply via your original point of purchase:
- If you booked via Air Canada's official website, you can cancel the booking online. If your fare is fully refundable, your refund will be automatically initiated after you cancel your ticket.
- If you booked directly through an Air Canada agent, or you want to cancel a flight booking with a confirmed upgrade was confirmed, contact Air Canada directly.
- If you book your Air Canada ticket through a travel agent, website, or another airline and want to cancel, call them and ask for a refund.
Air Canada Vouchers, Credits, and Coupons
When you cancel a flight, you will typically receive a credit in one of the following forms:
- Air Canada Travel Voucher
- Air Canada Electronic Travel Voucher
- ACCredit
- eCoupons
Each of these is explained below.
- Air Canada Travel Voucher
Air Canada's Travel Voucher is fully transferrable, never expires, and can be used multiple times. You can use it online (or through a travel agent) to book a flight, or a flight/hotel package to the Caribbean and Mexico.
- Air Canada Travel Vouchers are typically sent by physical mail and it can take up to 3 days for the value of your voucher to appear online.
- You can use the Air Canada Travel Voucher multiple times until it is fully redeemed. It has no expiry date.
- You can redeem an Air Canada Travel Voucher online through AirCanada.com / AirCanadaVacations.com, by phone through Air Canada Reservations, or a travel agent.
- Up to 2 forms of payment are permitted on a single booking when purchasing a ticket. However, if you're purchasing a seat/travel option for a current reservation, only 1 form of payment is accepted at the time of purchase.
- Restrictions. You cannot use the Air Canada Travel Voucher:
- To book a flight or make payments via the mobile app or the self-service air canada check-in kiosks.
- At certain airport locations/airport counters.
- To make group reservations or purchase Air Canada Flight Passes, cargo products/services, Maple Leaf Club membership fees, or third-party products/services incl. car rentals, hotel bookings, travel insurance, etc.
- Air Canada Electronic Travel Vouchers
Air Canada Electronic Travel Vouchers are different from Air Canada Travel Vouchers. You can use an
Electronic Travel Voucher to purchase new Air Canada tickets (base fare) for travel on Air Canada, Air Canada Express, and Air Rouge.
- You will receive your Electronic Travel Voucher by email, along with a 13-digit travel voucher number.
- You can use an Electronic Travel Voucher to pay only the base fare of a new flight—but not taxes and surcharges, which must be paid separately.
- Expiry Date. Most Electronic Travel Vouchers have an expiry date which is mentioned in your email. After the expiry date, the credit balance is USD 0. But if you received it as compensation under the Air Passenger Protection Regulations, it will not expire. However, if you don't use your Electronic Travel Voucher within 1 year after it was issued, you will have to call Air Canada to have it reactivated.
- Transferability. Electronic Travel Vouchers can be transferred to others by phone via Air Canada Reservations or at the airport (to another person) if you're carrying a valid ID.
- Redemption. You can redeem an Electronic Travel Voucher at the time of booking—online, by phone, through your travel agency, or at the airport—by providing your voucher number. Alternatively, you can redeem the voucher after completing your travel by contacting Air Canada Reservations. The amount will be credited through your original form of payment.
- Air Canada ACCredit
If you receive an ACCredit, you can use it for purchasing several types of air travel and ancillary services offered by Air Canada, Air Canada Rouge, and Air Canada Express.
- Validity. ACCredits have no expiry date when issued under the Air Passenger Protection Regulations.
- You can check your credit balance by calling Air Canada. When doing so, have your 15-digit number and 4-digit PIN ready.
- ACCredits never expire—the residual value is renewed every 5 years automatically.
- ACCredits cannot be used to purchase Air Canada Vacations, group travel, or Flight Pass.
- ACCredits are fully transferrable—but cannot be sold.
- Redemption. You can redeem an ACCredit online, by phone, or through a travel agent (if the booking was made through AirCanada.com/agents).
- If redeeming online via AirCanada.com
- The ticket price must be lower than the ACCredit value, otherwise, you must purchase through a call center.
- An ACCredit must be used with a Gift Card or an eCoupon on account of system limitations.
- Ancillary purchases such as for a seat or a travel option can only be made through one form of payment. If the credit balance is less than the fee you need to pay, you must use another form of payment.
- If redeeming via a call center
- You can redeem an ACCredit of any value through an Air Canada Call Center—the ticket price can be higher than the ACCredit value.
- You can use up to 2 forms of payment to make a purchase.
- However, ancillary purchases such as for a seat or a travel option must be made through only one form of payment. If the credit balance is less than the fee you need to pay, you must use another form of payment.
- If redeeming through a travel agent
- You can redeem an ACCredit through a travel agent provided you booked through AirCanada.com/agents.
- You can use only one form of payment, so the total cost of the ticket must be fully covered through the ACCredit.
- If purchasing multiple passenger tickets, you're allowed to use 2 forms of payment, including 2 ACCredits if the first credit fully covers the purchase value of the first passenger's ticket and the second credit covers the purchase value of the remaining passengers' tickets.
- You cannot redeem such ACCredits at airports or on board.
- If redeeming online via AirCanada.com
- Tips
- You can use an ACCredit to make payments through your mobile devices and to make payments through self-service check-in kiosks for check-in-related purchases.
- You cannot use ACCredits to make payments at airport kiosks and counters.
- Air travel and ancillary services include air transportation costs, pet handling fees, change fees, unaccompanied minor fees, and tax/taxes.
- ACCredits cannot be used to purchase Flight Passes, Vacation products/services, cargo products/services, Maple Leaf Club membership fees, hotel bookings, car rentals, or any third-party products.
- Air Canada eCoupons
If you receive an Air Canada eCoupon, you can use it to purchase several types of air travel and ancillary services provided by Air Canada, Air Canada Rouge, and Air Canada Express.
- You will receive your eCoupon by email, which contains a 15-digit number and a 4-digit PIN code.
- You can check the balance of your eCoupon online using your 15-digit coupon number a PIN code.
- Validity. eCoupons have an expiry date which is mentioned in your email. After the expiry date, the balance is reduced to USD 0.
- eCoupons are fully transferrable and can be treated like cash.
- eCoupons cannot be sold.
Redemption. e-coupons can be used to purchase flights and travel options online, by phone (1-888-247-2262), or through a travel agent via AirCanada.com/agents. eCoupons can be used to purchase travel options and services such as seat selection, pet handling charges, unaccompanied minor service, change fees, etc.
Frequently Asked Questions
Related Pages


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Try this Sweet Potato Fry-ttata for brunch this weekend.
Sweet Potato Fry-ttata with Chorizo and Caramelized Onions
2015-11-03 04:30:59
Serves 6
Write a review
- 2 tablespoons olive oil
- 2 cups thinly sliced onion
- ½ pound fresh chorizo sausage, crumbled
- 1 roasted red pepper, peeled, seeded, and diced
- 1 roasted poblano pepper, peeled, seeded, and diced
- 2 cups thawed Alexia Frozen Sweet Potato Fries with Sea Salt
- ¾ teaspoon salt
- ¼ teaspoon ground black pepper
- 12 large eggs
- ¼ cup half-and-half
- 1 cup shredded Monterey Jack cheese
- ½ teaspoon ground cumin
- ½ teaspoon chili powder
- 1 cup crumbled queso fresco
- 1 tablespoon finely chopped fresh cilantro
- Garnish: salsa, sour cream, cilantro, avocado
- Preheat oven to 400°.
- In a large cast-iron skillet, heat oil over medium heat. Add onion, and cook until caramelized. Add sausage, and cook until cooked through, about 5 minutes. Add roasted peppers, sweet potato fries, salt, and pepper, and cook for 1 minute. Remove from heat.
- In a large bowl, whisk together eggs and half-and-half until frothy. Add cheese, cumin, and chili powder. Using a measuring cup, lightly press the chorizo mixture over the bottom of the pan. Pour in the egg mixture. Bake until the center is firm to the touch, 15 to 20 minutes. Remove pan from oven.
- Increase oven to broil. Sprinkle queso fresco evenly over the top, and broil until cheese is melted and golden, about 2 minutes. Remove pan from oven, and let cool slightly. Sprinkle with cilantro. Slice into individual servings, and garnish with salsa, sour cream, cilantro, and avocado, if desired.
Louisiana Cookin https://www.louisianacookin.com/


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Coloring Club
Join us for some coloring on Mondays at 11 AM (in NH Room) and release some stress! According to the American Art Therapy Association, art therapy is a mental health profession in which the process of making and creating artwork is used to "explore feelings, reconcile emotional conflicts, foster self-awareness, manage behavior and addictions, develop social skills, improve reality orientation, reduce anxiety and increase self-esteem." So basically, it's similar to good old therapy and a means of personal expression too.
You are welcome to bring your own supplies but the library has some you may use as well.


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Harassment calls from Receivables Performance Management?
Have you been receiving countless harassing calls from Receivables Performance Management? Are these calls abusive or excessive? Do they keep bothering you despite you telling them to stop calling you? Did they mention that the bill you owe gives them a right to contact you any time? Do they feed you with false, misleading information in bid to get you to pay the debt you owe? Are you wondering how many phone calls constitute phone harassment or what the phone harassment laws are?
Debt collectors must act in accordance with the FDCPA (Fair Debt Collection Practices Act), which protects the rights of consumers in the context of debt collection. Consumers may not be aware that they can be awarded up to $1000 per FDCPA violation claim, and at times have their debt waved.
Telephone Consumer Protection Laws under the TCPA
If you are plagued by frequent unwanted calls, it may seem like too much to handle. The good news is that the Telephone Consumer Protection Act (TCPA) was primarily established to protect the rights of consumers like you. The TCPA bill was first passed in 1991 due to consumer complains about the increasing amount of unwanted telephone marketing calls made to them, and the frequent use of automated and prerecorded messages.
In response to the complains of consumers, the FCC established laws which stipulate that telephone solicitation representatives must provide:
- His or her name
- The name of the person or entity on whose behalf the call is being made
- A telephone number or address at which that person or entity can be reached
The law also bans telephone representatives from making solicitation calls to your home before 8 am or after 9 pm. It also requires telemarketers to comply with your request to not be contacted again.
The TCPA does not permit the use of automatic dialing systems, artificial or prerecorded voice messages, SMS text messages, and fax machines. The act also bans auto dialers and artificial or prerecorded voice messages programmed to contact your pagers or cellular phones. Calls for which a charge is made to the receiving entity are also not permitted. Anyone using an auto dialer or an artificial or prerecorded voice message to call you must also state their identity at the beginning of the message and give their address and phone number during the call.
Finally, the act restricts sending unsolicited advertisements by fax to anyone without their prior consent. If the Telephone Consumer Protection Act is violated then you may be entitled to $500 in damages for each violation.
You may have a case against Receivables Performance Management if they have acted in any of the following ways.
FDCPA violations from debt collectors that qualify as a harassment charge
- If debt collectors call you repeatedly or ceaselessly, they are not acting in accordance with phone harassment laws. The FDCPA considers repeat calls from debt collectors, amounting to the excess of 7 times a day as a case of harassment.
- If debt collectors call you before 8:00 am or after 9:00 pm, it may also be considered as a case of telephone harassment.
- If debt collectors are rude or hurl offensive, obscene, profane, or abusive words at you. the use of such words in customer relations is considered harassment. You are allowed to report such abusive phone calls to the police.
- If debt collectors demand that you pay interest, fees, or any other expenses that are not stipulated by law. The collector is not permitted to include any extra fees that your original credit or loan agreement does not allow.
- if the collector asks you to pay an amount in excess of what you owe. Misinterpretation of the loan amount is a mistake not permitted on the part of the collector.
- Debt collectors are not allowed to threaten to sue you, harm you, or destroy your credit. Making such threats is considered an act of harassment.
- Collectors are not permitted to threaten you with action they can not or will not take; thus, they can't threaten to sue or file charges against you, garnish wages, take property, cause job loss, or ruin your credit, as this goes against phone harassment laws.
- If debt collectors keep calling the wrong person repeatedly, they are not acting in accordance with phone harassment laws.
- If the collector fails to notify you of your right to dispute the debt, they have erred on the side of phone harassment laws.
- Information about your debt is to be kept within relevant authorities. If debt collectors illegally inform a third party about your alleged debt, they have violated the FDCPA. They are only permitted to reveal such information to a third party if you have expressly given them permission. The only people authorized to receive information about your debt are your attorney, the creditor, the creditor's attorney, a credit reporting agency, and your spouse or parent(s) (in cases of minors).
What to do if you keep getting unwanted calls from Receivables Performance Management
- Do not answer calls from strange numbers.
- Don't engage the caller: many debt collectors make various threats in hope that you will respond emotionally. Do not give them that satisfaction.
- Hang up when necessary: if the collector is being rude or using profane words, does not say anything, or refuse to identify themselves, then hang up.
- Save any harassing messages you have received on your voice mail in case you need to present evidence of it in the future.
- Do not disclose personal information especially to an anonymous caller.
- Seek legal advice.
About Receivables Performance Management
Receivables Performance Management is offers third party debt collection services.
Contact Information
20818 44th Ave W Ste 140, Lynnwood, WA 98036-7709
Website: http://www.receivablesperformance.com
Phone: (866) 269-9306
Receivables Performance Management is often referred to or searched for by other names. These include:
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About this site (Telephone Harassment)
Here at Telephone Harassment, we are all about informing consumers about their rights regarding harassment from debt collectors, collection law firms and Original lenders. We also encourage consumers to share their experience dealing with collection harassment, legal threats or excessive phone calls to help prepare others for the kind of treatment they are likely to receive. We alert consumers of scams, and notify them about the harassment and scare tactics that many collection agencies employ, many of which are against phone harassment laws.
Call us now on 844-791-1990
Receivables Performance Management may be contacting you from the following numbers:
Receivables Performance Management BBB Information
BBB file opened: 9/28/2008
Consumer Rights Law Firm Center BBB information
BBB Rating: A+


text:
In this submit and VIDEO I show you find out how to do Amazon Keyword Analysis to find the perfect keywords in your Amazon FBA product listings. SellerSnap is a repricing instrument that provides Helium 10 Coupon Amazon sellers with a premium resolution by mixing automated repricing with enterprise intelligence options. It also options open API integration and is developed majorly for personal label repricing. Discover which key phrases your competitors rank for therefore you can optimize your itemizing accordingly.
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The platform is appropriate for sellers new to FBA, as the tools obtainable concentrate on serving to sellers with their preliminary product launch stage. This software helps in finding the development of gross sales over a interval of a year. You can shortly analyse the products and their seasonality. This may make it easier to in making methods and increase your corporation.
Realistic Systems For Helium10 Reviews – Updated
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text:
This Node Resource Handbook Below
Proudly Brought to you by Break Diving, Inc.
It's more fun to study and grow with others! Break Diving (the site you are on now) is a worldwide not-for-profit community focused on helping our 1307 members in 106 countries and 290 world cities to dramatically improve their happiness, success, and friendships. We help you level up, get recognized for your life accomplishments, make new friends, accomplish more, feel AWESOME about yourself, and become the best version of you---and all with other members rooting you on! Apply now and see major positive changes in your life in just two weeks!
Node - Experiences
Break Diving's Node Community
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Break Diving's Node Community is an inspiring online community where you can learn about Node and make friends - all at the same time!
Category: Other Apps & Websites
Skill Levels:
- Beginner
- Intermediate
- Advanced
W.Y.S.E.guidance Blog
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The W.Y.S.E.guidance blog (What You Should Expect) is a Break Diving blog that shares member experiences as they progress along their journey learning Node (and pursuing other dives too). If you want to read what it was like for others to pursue Node as a dive, definitely check out this site.
Category: Other Apps & Websites
Skill Levels:
- Beginner
- Intermediate
- Advanced
Why pursue the Node dive alone when you can dive in and learn with 1307 new supportive friends in 106 countries pursuing 136 collective dives from 290 world cities? Apply now to join Break Diving!Apply Now


text:
Jeff Vandermeer, author of The Steampunk User's Manual, Wonderbook and The Steampunk Bible, answered our grueling Five Questions Monday quiz!
1. How do you like your eggs in the morning?
Four in number. Scrambled. Yes, I am basically a komodo dragon.
2. What's your favourite joke?
What's brown and sticky?
3. What film character are you most like?
Marty Feldman in Young Frankenstein…or maybe not.
4. What is the first book you ever read?
The one I remember is a picture book of William Blake's Tyger Burning Bright read to me by my parents.
5. Would you rather be the villain or the hero?
I would rather be the person tapping his toe impatiently waiting for those two jerks to finish showing off.
Thank you Jeff for taking our little quiz, we didn't know komodo dragons were fans of scrambled eggs, I guess you learn something new everyday!


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Circle's Dollar-Tied Stablecoin Fully Backed, Auditor's 'Attestation' Says
Circle Internet Financial had $127.5 million at the end of last month, enough to back the total number of USDC stablecoins in circulation.
Circle Internet Financial had just under $127.5 million backing the dollar-pegged USD Coin at the end of last month, enough to redeem every token at the time, according to a major auditing firm.
Grant Thornton LLP, the U.S. branch of Grant Thornton International, reported in an attestation dated Nov. 16 that Circle had $127,412,240.89 held in custody accounts as of Oct. 31, 2018, slightly exceeding the 127,408,827 USDC tokens in circulation at the time.
As of press time, there were 162,968,332 USDC tokens in circulation, according to CoinMarketCap, with a total supply of 163,204,910.03 according to the token tracker attached to the USDC smart contract.
While not a full audit, the report confirmed information provided by Circle chief financial officer Naeem Ishaq about the funds backing up the stablecoin now jointly issued by Circle and Coinbase through the CENTRE Consortium.
In its report, Grant Thornton noted that its examination "was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants," meaning that "the nature, timing, and extent of the procedures selected depend on our judgment, including an assessment of the risks of material misstatement of the Reserve Account Information, whether due to fraud or error."
The report went on to explain that:
The controversial company produced a letter from Deltec Bank and Trust Limited earlier this month proving that it had a "portfolio cash value" of $1.8 billion, though it is unclear whether it holds the funds in cash specifically or if other assets are also being considered.
Dollars image via Shutterstock
Please note that our privacy policy, terms of use, cookies, and do not sell my personal information has been updated.
The leader in news and information on cryptocurrency, digital assets and the future of money, CoinDesk is a media outlet that strives for the highest journalistic standards and abides by a strict set of editorial policies. CoinDesk is an independent operating subsidiary of Digital Currency Group, which invests in cryptocurrencies and blockchain startups. As part of their compensation, certain CoinDesk employees, including editorial employees, may receive exposure to DCG equity in the form of stock appreciation rights, which vest over a multi-year period. CoinDesk journalists are not allowed to purchase stock outright in DCG.
Learn more about Consensus 2024, CoinDesk's longest-running and most influential event that brings together all sides of crypto, blockchain and Web3. Head to consensus.coindesk.com to register and buy your pass now.


text:
There are no reviews yet.
All products on this site are for In-Vitro Research, Development use only. Products are Not for Human consumption of any kind.
Toremifene Citrate 60mg is a research chemical that is not for human consumption. Experts have discovered Toremifene Citrate has the ability to treat breast cancer in women who have had the menopause.
There are no reviews yet.


text:
Safco Nail Head Coat Hook, 10 Pounds/Hook, Satin Aluminum, 36 x 2-5/8 x 2 Inches, 6 Hook
Item #: 1083505
$332.95 $249.71
Free Shipping Ineligible: Details
School Specialty Shipping Policy
Items Shipped Within the Contiguous 48 United States
Free Shipping Eligible Items
- Free shipping and handling on eligible supply orders of $49 or more. Free shipping calculation is based on the subtotals of eligible items, after any additional discounts are applied.
- For subtotals less than $49, the shipping and handling charge is $9.95.
Free Shipping Ineligible Items
- Shipping and handling charges are 15% of the subtotal of the items, after any discounts are applied, with a $9.95 minimum charge.
Free Shipping Ineligible Items
- Shipping and handling charges are 15% of the subtotal of the items, after any discounts are applied, with a $99 minimum charge. If the subtotal is greater than $1,000, please e-mail email@example.com for a freight quote.
Items Shipped to Hawaii, Alaska and InternationalSee our Hawaii & Alaska Shipping Policy and International Shipping Policy for details.
Ships Directly from Manufacturer Typically Within 2-4 Weeks - Lead Times Vary
Customer Reviews
Safco Nail Head Coat Hook measuring 36 W x 2-5/8 D x 2 H inches features 6 hooks with rounded "nail head" design protecting garments from damage keeping them safely in place. Satin aluminum hook with matching back plate easily mounts to wall or behind the door and comes with mounting screws.
- Hook size features a 1 in diameter head, 5/8 in diameter shaft and 2-1/2 in depth
- Greenguard certified


text:
In an effort to build a strong resistance group against National Eligibility and Entrance Test (NEET), Tamil Nadu Chief Minister M K Stalin on Monday wrote to his counterparts in 12 states asserting that it was important to assert their constitutional right and position in deciding the method of admission to higher educational institutions.
Along with the letter, Stalin is also sending copies of the Justice A K Rajan Committee report on the impact of NEET on socially backward students and the recently passed Tamil Nadu Admission to Undergraduate Medical Degree Courses Act, 2021. A team of DMK MPs have been tasked to directly handover the Rajan Committee report to brief CMs about the efforts taken by the Tamil Nadu government on the issue.
The letter – sent to CMs of Punjab, Rajasthan, West Bengal, Maharashtra, Jharkhand, Chattisgarh, Andhra Pradesh, Odisha, Telangana, Delhi, Kerala and Goa – calls for a united effort to restore the primacy of state governments in administering the education sector, as envisaged in the Constitution.
Stalin said the A K Rajan Committee's objective was to suggest alternative admission procedures which would benefit all students, the feasibility of implementing such alternatives and the legal steps to be undertaken to implement such "fair and equitable" methods.
"Our considered position has always been that the move by the Union Government to introduce NEET goes against the spirit of the federalism and violates the constitutional balance of power by curbing the rights of state governments to decide on the method of admission in the medical institutions founded, established and run by them," the letter said.
The letter said the support of CMs from other states was crucial to "ensure that students of our respective states, hailing from rural areas and marginalised sections of the society, are not put to hardship in obtaining admissions to higher educational institutions." "We need to put up a united effort to restore the primacy of state governments in administering the education sector, as envisaged in our constitution," the letter said.


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1 O tell me that beautiful story,
Of Jesus, His work and His word;
O tell me that beautiful story,
Much sweeter than mortal e'er heard;
Sing me the song of redemption,
Sing of that city of gold;
O sing till my soul to the music
Of sweet love's redeeming unfold.
O talk to me, sing to me, teach me,
I must hear it again and again;
Till my life is hid with the blessèd,
Till for me it is Yea and Amen.
2 O teach me the way of the Master,
O show me the pathway to trace;
My feet in the vale have grown weary,
So far from the beautiful place;
Sing of the way that He walked in,
As an example for me;
The lessons He taught in Judea,
In Cana and sweet Galilee. [Refrain]Source: The Cyber Hymnal #8489


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WordPress is an extremely preferred instrument which is used by a large number of bloggers around the world. If you are looking at figuring out how to website, or should
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so as i've been on my journey i've made a lot of different fueling types. i've made a chia and date gel that i had difficulty getting into and out of a flask, i've made rice cakes, i've made pizza and cinnamon rolls, i've made date bars, i've made oatmeal peanut butter balls, i've made various blends of fruits and veggies and protein sources and put them into pouches. each type of fuel i made i thought of the different ingredients and how that might help my body in certain parts of racing. i also try to think of ways that might put quality nutrients into my body rather than just junk.
so i documented the two types of homemade fuel i used on the bike portion of timberman. i made sweet potato quinoa pouches and a cherry flaxseed puck from the book Powerhungry (which is a fabulous book of homemade protein bars).
Here's the sweet potato and quinoa pouches:
Here's the cherry flaxseed pucks:
The combination of sugars and protein kept me fueled for the run. I supplemented with some dates midway through the bike and a few pretzels for the extra salt.
My hope is to continue to share more fueling ideas and experiments as time progresses.


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Clubs & Organizations
At DCD we know that the connection and learning that happens outside of the classroom adds so much to our community's experience. Here's a glimpse at some of the opportunities available to students and families.
DCD's Culture Club is an after-school affinity group for lower school students of color in grades 1-5 designed to create a comfortable place where children can feel free to talk about and affirm their experiences, nurture their self-esteem, appreciate their differences and celebrate their similarities. During each session, students play age-appropriate games, read stories, and partake in activities that promote positive racial identity and prepare them to be advocates for social justice and equity.
We encourage students and families to share their heritage and talents with this group and empower them to bring these gifts as part of their daily school life to strengthen our larger DCD community.
Children of color are defined by the National Association of Independent Schools (NAIS), as belonging to one of the following racial/ethnic groups: African American, Latino/Hispanic American, Asian American/South Asian, Native American, Middle Eastern American, and multiracial American.
This is a free after school program for students in grades 4 and 5 to come together to explore non-traditional approaches to music and sound. The Ensemble's overarching goal is the creation of a joyous, playground atmosphere in which students participate in listening games and improvise freely with traditional and non-traditional instruments, giving them the opportunity to explore music as a state of being or a mode of decision-making, without undue emphasis on performance or final product. Musical experience is not a requirement; just a desire to jump in, play, and use be open to taking a risk. In the past, this group has met on Thursdays from 3:00 to 4:00 p.m.
Students in grades 3 through 5 have an opportunity once a week to join in on Math Lunch. They grab their food and gather in one of the classrooms with our math specialist to play math games and solve number mind-benders.
Affinity groups in DCD's middle school create safe spaces for students to speak freely, build connections over shared identities and experiences, and talk about challenges in handling different people and different points of view. Students build confidence and experience comfort because they are given time, space, and opportunity to have deep and meaningful conversations so that all voices are heard. Groups that meet weekly are formed each year and may center around race, sexual identity, family structure, or groups seeking equality and empowerment.
Social Justice Club meets Wednesday mornings from 7:45-8:15. It is a club open to all Middle School students that focuses on discussing and taking action on issues relating to Social Justice, Equity, and Inclusion at DCD. Topics have ranged from racial equality to socioeconomic status, dress codes, and current political events. It is a student-led group, facilitated by two faculty members. Projects and ideas so far have included sign painting, creating a DEI Conference between schools for Middle School students to discuss critical topics, co-authoring a book, and creating a blog.
Elected by their peers, the Student Council is made up of eight middle school students; two from grade 6, two from grade 7, and four from grade 8. This leadership group is responsible for serving as a liaison group between middle school students and faculty members. They are chartered with providing student input to policies and problem solving as well as planning social activities for the entire division. They plan and run social events such as dances, movie nights, or a Friday afternoon game of "Man Hunt" or in and around the campus.
Any and all middle school students are welcome to join the middle school math club which meets on Tuesday mornings from 7:30 a.m. to 8:00 a.m during the year. Run by middle school math teacher, Brenda Leithe, the club was created to introduce interested students to some mathematical concepts they may not see in their math classrooms, as well as to develop their logical thinking and problem-solving skills. Later in the fall, students who are interested in a more competitive math experience, begin to use these meetings as practice for the MathCounts Competition which takes place in February. A group of eight students chosen based on a qualification test travel as a team to Melrose to take part in this day-long competition.


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Helen Dacey
Member Status: Accredited
Member No: NCS18-07376
Location: Monmouth
I am a Cognitive Behaviour Therapist, Counsellor and an Accredited Supervisor with a private practice in Monmouth Abergavenny and Cardiff. My aim as a counsellor is to provide a service where clients can discuss their concerns in a safe, confidential, caring and compassionate environment.
Cognitive Behaviour Therapy (CBT) is 'present focussed,' it works with thoughts and feelings in the 'here and now.' Sometimes, through no fault of our own we often get 'stuck,' in vicious cycles. CBT is about finding out what is keeping us 'stuck,' and making changes in our thinking and actions in order to improve the way we feel. CBT is a collaborative and evidenced based therapy and it has proven to be particularly successful for treating anxiety and depression and low self esteem.
Having studied world religions and philosophy I am also able to provide counselling from a spiritual and faith perspective but only if this is of relevance to you.
I am also available for bereavement support and counselling, coaching, mentoring and counselling supervision.
Some feedback I have received from former clients demonstrates the benefits of counselling and learning CBT techniques.
' it is an amazing feeling when you're listened to without judgement in a caring and supportive environment. I now feel in a better place -happier and content and looking forward to the future.'
'All of my sessions with Helen were supportive and the CBT techniques Helen taught me brought about a huge change in my thinking patterns and in my confidence.'
- Qualifications & ExperienceAdvanced Diploma in Counselling Supervision NCS Accredited 2018
Post Graduate Diploma in Therapeutic Counselling - Cognitive Behaviour Therapy - University Of Wales Newport 2012
Post Graduate Certificate In Counselling - University of Wales Newport 2010
Post Graduate Certificate in Education - Post 16 - Cardiff University 1999
Bachelor of Divinity - Cardiff University 1998
- What I can help with
- Ageing and related issues
- Anger Management
- Anxiety
- Assertiveness / Self-confidence / Self-esteem
- Bereavement / Loss
- Bullying
- Cancer
- Carers
- Chronic fatigue syndrome / M.E.
- Cultural issues
- Depression
- Disability
- Divorce & Separation
- Driving tests
- Emotional issues
- Exams
- Family
- Financial difficulties
- Gender identity
- Generally unhappy with your life
- Illness and dying
- Job interviews
- Mindfulness
- Obsessive compulsive disorder (OCD)
- Panic attacks
- Parenting skills
- Phobias
- Pregnancy related issues
- Public speaking: stage fright
- Relationships
- Relaxation
- Self-defeating behaviours
- Self-esteem
- Sexuality Identity
- Shyness / Social Phobia
- Sleep
- Spirituality
- Sporting performance
- Start exercising
- Stop smoking
- Stress
- Tinnitus
- Trauma
- Languages Spoken
- English


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Monaghan entrepreneur Martin McVicar eyes a 'billion dollar business' within 5 years
Martin McVicar, the Founder of Combilift in County Monaghan, hopes to be at the helm of a billion dollar business within the next five years.
With a manufacturing plant three and a half times the size of Croke Park and the fact that his Combilift company exports to 85 different countries across the world, Martin McVicar expects to be at the helm of a billion dollar company by 2023.
Speaking to host Tadhg Enright on The Architects of Business, in partnership with EY Entrepreneur Of The Year™, Martin explains his plans to keep expanding in his home county of Monaghan.
When asked what the next milestone is for Combilift and for Martin himself, he replied: "We've built this new manufacturing plant, our target is to double the business over the next five years.
"If you meet me in a year's time, my target's still going to be to do double in the next five years, so it's a very simple message."
Listen to the full show here...
"So it's a very simple message. Our employees know it. Our suppliers know it. And our customers know it.
"That eventually is going to get us to a billion dollar business in the short future."
Martin was asked whether the company could achieve their targets even quicker, perhaps by floating on the stock market and attracting investment from outside, but he insists that their focus is on building technical expertise rather than looking to inject a massive amount of cash into the company's coffers.
Subscribe to The Architects of Business for free on iTunes, SoundCloud or watch every episode on YouTube.


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Facebook-f Twitter Linkedin-in Welcome to the 64th FOAMed Quiz. Enjoy! Eefje, Joep and Rick Question 1 Ankle injuries are common in the Emergency Department. Which of the following statements is true about ankle x-rays? A: A tibiofibular space >2 mm indicates a syndesmotic injury B: The AP view should be used to asses the medial … Continue reading Quiz 64, February 28th, 2020
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A warm thank you to all of our 300,000 followers for joining us in telling the momentous stories that are shaping our international community, from revolutionary 5G technology to the global popularity of Chinese cuisine, from Nobel Peace Prize winners to supermodel-turned-activists.
As we welcome the new year, the China Current is excited to continue bringing you up close to the people behind the stories that will define the next decade. We promise we'll be with you every step of the way in exploring our shared, global future together.


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This year, Alijah Vera-Tucker will give USC and its offensive line another first-round pick in the NFL draft. One year ago, in the 2020 NFL draft, Trojan offensive lineman Austin Jackson was taken in the first round by the Miami Dolphins. Let's catch up on Austin Jackson's progress with Alex Donno of Onside Radio and the 5 Reasons Sports Network in Miami.
- One year on, do you think Brian Flores has a handle on what he wants to do in Miami?
ALEX DONNO: Flores has done a remarkable job so far in his two seasons at the helm. In 2019, he led a team that had no business winning a game or two to a five win campaign. Last season, in year two, the Dolphins reached ten wins and fell just short of a playoff berth in the competitive AFC.
You can see glimpses of the identity that Flores wants his Dolphins to showcase. They play fast and force tons of turnovers on defense. Sometimes they bend but they rarely break in the red zone. On offense, Flo would like the Dolphins to be a run-first team, and a team that pushes the ball downfield in the passing game. The offensive identity is yet to fully come together for three reasons.
A) The running backs just weren't good enough in 2019 and 2020. They've had to rely on average backs like Myles Gaskin, Patrick Laird, Matt Breida and Salvon Achmed. The Dolphins averaged only 3.9 yards per carry last season, and I blame it as much on the backs as I do on the O-line.
B) The offensive line was young and needs seasoning.
C) Tua Tagovailoa, who started nine of Miami's games last season as a rookie, wasn't consistent. In a handful of his starts, he was hesitant with his reads and seldom threw downfield.
- How has Austin Jackson fit within Flores' offensive scheme?
DONNO: He's fit in quite well. He's one of the better run-blockers on the Dolphins' line, which is an important trait for their scheme. His pass protection was a bit rocky early on, but he settled in nicely during the final stretch of the season. He only allowed one sack from Week 12 on.
- Were the Dolphins justified in drafting Austin Jackson as early as they did?
DONNO: The Dolphins were bold in picking Jackson at 18th overall because the situation allowed them to be bold. In 2020, Miami had a whopping three first round picks. They made their splash with Tua at number 5, got a promising corner in Noah Igbinoghene at number 30, so decided to roll the dice a bit with their middle pick.
Jackson, by many, was considered a bit of a fixer upper, or at least a player who would need some time before finding his footing as an upper-echelon starting left tackle. The Dolphins weren't in "win now" mode at the time. They were taking more of a long view. The line was young, quarterback was young, so the directive from general manager Chris Grier was to not hesitate in taking players that might require more seasoning.
Had the Dolphins been a team with immediate championship aspirations, they might have shied away from Jackson.
- What is Jackson's current role with the Dolphins and has he been as advertised?
DONNO: He's the starting left tackle and I don't see that changing any time soon. There was chatter in recent months about Miami possibly looking to draft Oregon's Penei Sewell in the first round, which would likely see them try to shift Jackson to the right side. However, Miami trading down from pick 3 to pick 6 will likely take them out of Sewell range. Plus, I never bought into the Sewell rumors to begin with. I'm a firm believer that the Dolphins will be targeting an offensive playmaker with their 6th overall pick. Florida tight end Kyle Pitts or LSU receiver Ja'Marr Chase could be the prime candidates.
Jackson missed some time last season for a foot injury and later for Covid. Early in the season, he looked a bit raw in pass protection before settling down in December. Keeping all of that in mind, it's fair to say he did perform as advertised. He experienced some growing pains and a bit of bad luck before showing glimpses of his true potential. He fit the bill for a player who is expected to have a greater long term impact despite not dominating immediately.
- What has Austin Jackson's development process looked like?
DONNO: He's been searching for consistency. He only allowed four sacks last season, per Pro Football Focus, and that's really good.
Also, he was only called once for holding in 2002. That's a tremendous sign of discipline.
On the not-so-good side, Jackson allowed 40 quarterback hurries in his 847 snaps played. That put him in the bottom 10 in the NFL.
I'm curious to see how the Dolphins' offensive line will grow together in the 2021 season. Last year, Jackson was among three rookie starters, along with tackle Robert Hunt and guard Solomon Kindley.
I don't expect the scheme to change, but Miami has a new offensive line coach, as Lemuel Jeanpierre replaces Steve Marshall. Jeanpierre was on the staff last season.


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Durham students sit-in for U.S. Civil Rights, 1960
By the late 1950s, civil rights activists were becoming frustrated with the slow pace of desegregation and integration in southern towns and businesses. Youth especially were impatient with white resistance and black adult leadership and urged organizations to adopt more active and militant strategies. In the spring of 1960, these students took matters into their own hands and started a movement that spread through not only North Carolina, but throughout the entire Jim Crow South as well.


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Photo: Startupbootcamp InsurTech hosted its end of year social event, in collaboration with Rainmaking Colab FinTech, at RocketSpace on 14 December 2017.
Startupbootcamp InsurTech and RocketSpace have announced a new partnership to provide insurance technology startups with a curated community and the unique services required during the formative stages of a technology company's growth and development. The collaboration provides a bridge between the early-stage startups that graduate from Startupbootcamp InsurTech into RocketSpace's global ecosystem designed to help high-growth startups scale-up. RocketSpace has helped to accelerate companies like Uber, Spotify, and more than 18 unicorns. As Startupbootcamp InsurTech's accelerator program enters its third year, RocketSpace's tech campus in London will be its new home.
The partnership offers Startupbootcamp InsurTech's select group of tech startups access to services including mentorship, members-only workshops, access to investors, and RocketSpace's Fortune 1000 client roster. The collaboration is designed to curate an ecosystem while fostering and developing top insurance and technology talent. Startupbootcamp InsurTech staff will also join the RocketSpace campus in London.
Sabine VanderLinden, CEO, Startupbootcamp InsurTech said: "We're extremely excited to be collaborating with RocketSpace. By joining forces, I believe we can achieve great things and create an InsurTech hub in London, and become the place for InsurTech startups to build their businesses. We hope that this collaboration will provide many fruitful opportunities for startups and insurance firms across London and the UK, as well as be advantageous for our partners around the world looking to access the InsurTech community in London."
Priya Guha, Ecosystem General Manager at RocketSpace UK, said: "InsurTech is one of the fastest growing and most exciting technology verticals right now. It's important that our community does all it can to support new areas of innovation and growth to maintain the UK's position as a world leader in the industry. We're thrilled to have the Startupbootcamp InsurTech team join us and hope we can become the go-to destination for ambitious InsurTech firms looking for a home to grow."
About Startupbootcamp InsurTech
Startupbootcamp InsurTech is the leading insurance accelerator focused on innovation for the insurance industry. Launched in London in 2015, Startupbootcamp InsurTech is part of Startupbootcamp, the award-winning global network of industry-focused accelerator programs. Startupbootcamp InsurTech established Hartford InsurTech Hub and the InsurTech Accelerator in Hartford Connecticut, in 2017. The award-winning accelerator provides InsurTech startups with mentorship, sustainable design, and key growth resources, and offers access to world class industry expertise during an intensive three-month programme. The programs are supported by industry partners, as well as an extensive mentor and alumni network from more than 30 countries across the globe.
The programs are supported globally by Cisco, Amazon Web Services, HubSpot and Eos Venture Partners, in addition to local ecosystem partners. For more, visit: https://www.startupbootcamp.org/accelerator/insurtech-london/ and http://hartfordinsurtechhub.com/.
About RocketSpace
RocketSpace is a global ecosystem of people and ideas that provides the necessary velocity — both speed and direction — to help the world's top innovators bring the future to market. Founded in San Francisco in 2011, its global network of technology campuses and services are designed to help tech startups scale. RocketSpace also helps corporations fuel their continuous growth by tapping into its ecosystem of top startups from around the world. Learn more at rocketspace.com.
The Meetups, VCs, Accelerators, Events, and Key Places London Tech Startups Need to Know About.


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Choose between universities both public and private from Western Australia, South Australia, New South Wales, Queenlsand, Victoria & Australian Capital Territory for 1 semester study abroad programs, undergraduate and postgraduate programs.
All Australian universities are registered in the Commonwealth Register of Institutions and Courses for Overseas Students (CRICOS) and are governed by the federal parliament Act – ESOS. To provide quality assurance and protect the rights of international students.
Navitas World
- English language programs especially academic English programs for direct entry
- 1 year diploma programs (Science, Business, IT etc) which are recognised award programs as well as equivalent to the first year of a undergraduate bachelor program
- Postgraduate entry preparation programs – Post Graduate Qualifying program
English language
Choose from specialised English Language Schools, University and TAFE centres General English, Business, Cambridge, IELTS & TOEFL preparation programs, academic English & Direct Access (DEEP)English for specific purposes: English for Law, English for Health Professionals, English for pilots, Summer programs for teens and the over 50s.
All centres are registered in the Commonwealth Register of Institutions and Courses for Overseas Students (CRICOS) and only the centres that meet the highest standards also have the NEAS accreditation (National English Accreditation Scheme – NEAS) and are members of English Australia.
TAFE studies (Technical and Further Education studies)
TAFE centres in Australia offer English Language Programs, Certificate I, II, III, IV ( 6 months – 1 year) diplomas and advanced diplomas (1–2 years) including pathway programs to enter undergraduate bachelor programs.
See the document Australian qualifications framework [PDF, 25kb]
High school
Choose from both public and private schools in Western Australia, South Australia, New South Wales, Queenlsand, Victoria y Tasmania to study 3–6 months or even finish Year 12.
Work experience
Work experience programs (paid and unpaid) are also a great option. We work with Australian Internships, an Australian company based in Brisbane, that works exclusively to organise work experience programs across Australia.


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Dropping new albums randomly online seems to be the thing to do these days, since the Internet is basically infinite and bands no longer play by the record label's draconian rules of old when they forced people to wait for Tuesdays to get new music like chumps. No, bands will seemingly release albums whenever they damn well please. It's even better when bands offer such things for free, because in a world where streaming music for peanuts is the norm, not everyone can be a Neil Young and pull their music from Web-based streaming services.
And that's what Wilco did today. They released a new album called "Star Wars," and it features a cat on the cover, because if there are two things myself and others in America love, it's cats and "Star Wars." And it's free at their website, all you have to do is submit an email address and confirm that email address.
Here is the track list:
2. More…
3. Random Name Generator
4. The Joke Explained
5. You Satellite
6. Taste the Ceiling
7. Pickled Ginger
8. Where Do I Begin
9. Cold Slope
10. King Of You
11. Magnetized