text:
Quotes & Info
|FCCO > SEC Filings for FCCO > Form 10-Q on 13-Nov-2012
|All Recent SEC Filings
Quarterly Report
This report contains statements which constitute "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Forward-looking statements may relate to, among other matters, the financial condition, results of operations, plans, objectives, future performance, and business of our Company. Forward-looking statements are based on many assumptions and estimates and are not guarantees of future performance. Our actual results may differ materially from those anticipated in any forward-looking statements, as they will depend on many factors about which we are unsure, including many factors which are beyond our control. The words "may," "would," "could," "should," "will," "expect," "anticipate," "predict," "project," "potential," "continue," "assume," "believe," "intend," "plan," "forecast," "goal," and "estimate," as well as similar expressions, are meant to identify such forward-looking statements. Potential risks and uncertainties that could cause our actual results to differ materially from those anticipated in our forward-looking statements include, without limitation, those described under the heading "Risk Factors" in our Annual Report on Form 10-K for the year ended December 31, 2011 as filed with the Securities and Exchange Commission (the "SEC") and the following:
† reduced earnings due to higher credit losses generally and specifically because losses in the sectors of our loan portfolio secured by real estate are greater than expected due to economic factors, including, but not limited to, declining real estate values, increasing interest rates, increasing unemployment, or changes in payment behavior or other factors;
† the amount of our loan portfolio collateralized by real estate and weaknesses in the real estate market;
† restrictions or conditions imposed by our regulators on our operations may make it more difficult for us to achieve our goals, including the potential that the regulatory agencies may require higher levels of capital above the current standard regulatory-mandated minimums, including the impact of the proposed capital rules under Basel III;
† reduced earnings due to higher other-than-temporary impairment charges resulting from additional decline in the value of our securities portfolio, specifically as a result of increasing default rates, and loss severities on the underlying real estate collateral;
† the adequacy of the level of our allowance for loan losses and the amount of loan loss provisions required in future periods;
† results of examinations by our regulatory authorities, including the possibility that the regulatory authorities
may, among other things, require us to increase our allowance for loan losses or write-down assets;
† significant increases in competitive pressure in the banking and financial services industries;
† changes in the interest rate environment which could reduce anticipated or actual margins;
† changes in political conditions or the legislative or regulatory environment, including, but not limited to, the Dodd-Frank Wall Street Reform and Consumer Protection Act (the "Dodd-Frank Act") and regulations adopted thereunder, changes in federal and/or state tax laws or interpretations thereof by taxing authorities, including potential negative economic developments that may occur if certain federal tax reductions expire and spending cuts go into effect as currently scheduled, and other governmental initiatives affecting the financial services industry;
† general economic conditions, either nationally or regionally and especially in our primary service area, being less favorable than expected resulting in, among other things, a deterioration in credit quality;
† changes occurring in business conditions and inflation; † increased funding costs due to market illiquidity, increased competition for funding, and/or increased regulatory requirements with regard to funding; † changes in deposit flows; † changes in technology; † changes in monetary and tax policies, including confirmation of
† changes in accounting policies and practices, as may be adopted by the regulatory agencies, as well as the Public Company Accounting Oversight Board and the Financial Accounting Standards Board;
† the rate of delinquencies and amounts of loans charged-off; † the rate of loan growth in recent years and the lack of seasoning of a portion of our loan portfolio; † our ability to maintain appropriate levels of capital and to comply with our higher individual minimum capital ratios; † our ability to attract and retain key personnel; † our ability to retain our existing clients, including our deposit relationships; † adverse changes in asset quality and resulting credit risk-related losses and expenses; † loss of consumer confidence and economic disruptions resulting from terrorist activities; an † other risks and uncertainties detailed from time to time in our filings with the SEC.
These risks are exacerbated by the developments since 2008 in national and international financial markets, and we are unable to predict what effect continued uncertainty in market conditions will have on the Company. Beginning in 2008 and continuing into 2012, the capital and credit markets have experienced severe levels of volatility and disruption. During the first nine months of 2012, economic conditions, while slow by historical standards and still fluctuating on a day-to-day basis, have shown general signs of stabilization. However, as a result of U.S. government fiscal challenges, continued volatility in European sovereign and bank debt, slow improvement in domestic employment conditions and the economic and monetary policy statements by the Board of Governors of the Federal Reserve System (the "Federal Reserve"), it is difficult to predict if this stabilization is indicative of a lasting trend. There can be no assurance that these challenging developments of the past few years will not further materially and adversely affect our business, financial condition and results of operations.
All forward-looking statements in this report are based on information available to us as of the date of this report. Although we believe that the expectations reflected in our forward-looking statements are reasonable, we cannot guarantee you that these expectations will be achieved. We undertake no obligation to publicly update or otherwise revise any forward-looking statements, whether as a result of new information, future events, or otherwise.
The following discussion describes our results of operations for the nine months and three months ended September 30, 2012 as compared to the nine month and three month periods ended September 30, 2011 and also analyzes our financial condition as of September 30, 2012 as compared to December 31, 2011. Like most community banks, we derive most of our income from interest we receive on our loans and investments. Our primary source of funds for making these loans and investments is our deposits, on which we pay interest. Consequently, one of the key measures of our success is our amount of net interest income, or the difference between the income on our interest-earning assets, such as loans and investments, and the expense on our interest-bearing liabilities, such as deposits. Another key measure is the spread between the yield we earn on these interest-earning assets and the rate we pay on our interest-bearing liabilities.
There are risks inherent in all loans, so we maintain an allowance for loan losses to absorb probable losses on existing loans that may become uncollectible. We establish and maintain this allowance by charging a provision for loan losses
against our operating earnings. In the following section we have included a discussion of this process, as well as several tables describing our allowance for loan losses and the allocation of this allowance among our various categories of loans.
In addition to earning interest on our loans and investments, we earn income through fees and other expenses we charge to our customers. We describe the various components of this non-interest income, as well as our non-interest expense, in the following discussion.
During the third quarter of 2012 and October 2012, we finalized the following significant four events:
† On July 27, 2012, the Company closed its public offering of common stock. The offering resulted in the issuance of a total of 1.875 million shares of common stock at $8.00 per share, resulting in gross proceeds of $15 million, as compared to our original target of $12.5 million, and net proceeds of approximately $13.8 million. The investors in the offering consisted of a blend of institutional and retail investors. The offering was over-subscribed and priced at the closing price of our stock on the day of the pricing of the offering. We believe that this offering represents the only successfully executed underwritten public offering of common stock in a capital raising offering by a bank in the Carolinas with $1 billion or less in total assets in more than five years.
† On August 29, 2012, we repurchased $3.78 million of our Series T preferred stock from the U.S. Treasury through a modified Dutch auction process. This represented 3,780 shares of the original 11,350 shares of preferred stock sold to the U.S. Treasury in November 2008 pursuant to the TARP Capital Purchase Program. The remaining 7,570 shares of Series T preferred stock were purchased in this same auction by third party investors unrelated to the Company. The auction price was $982.83 per share, which we believe was the highest price paid through that date for a company's shares in the Treasury's TARP preferred stock auctions. As of October 8, 2012, we have repurchased or redeemed the remaining shares of Series T preferred stock from the third party investors. The financial results reported for the third quarter include non-recurring expenses related to this matter in the amount of $119 thousand including attorney costs, CPA costs, and U.S. Treasury underwriter costs. In addition, we recorded a charge for the remaining discount accretion of approximately $159 thousand.
† In addition, effective October 1, 2012, we completed a planned conversion from a national bank charter to a state bank charter as a non-member bank. The conversion will reduce certain regulatory examination cost in the future.
† On October 25, 2012, the U.S. Treasury accepted our bid to repurchase the warrant to purchase 195,915 shares of our common stock issued to the U.S. Treasury pursuant to the TARP Capital Purchase Program. The repurchase price agreed upon was $297,500. The repurchase transaction was completed on November 1, 2012. The repurchase of the warrant, from the U.S. Treasury has completely eliminated its equity stake in the Company through the TARP Capital Purchase Program.
In addition to the events described above, the following discussion and analysis identifies significant factors that have affected our financial position and operating results during the periods included in the accompanying financial statements. We encourage you to read this discussion and analysis in conjunction with the financial statements and the related notes and the other statistical information also included in this report.
Critical Accounting Policies
We have adopted various accounting policies that govern the application of accounting principles generally accepted in the United States and with general practices within the banking industry in the preparation of our financial statements. Our significant accounting policies are described in the footnotes to our unaudited consolidated financial statements as of September 30, 2012 and our notes included in the consolidated financial statements in our 2011 Annual Report on Form 10-K as filed with the SEC.
Certain accounting policies involve significant judgments and assumptions by us that have a material impact on the carrying value of certain assets and liabilities. We consider these accounting policies to be critical accounting policies. The judgment and assumptions we use are based on historical experience and other factors, which we believe to be reasonable under the circumstances. Because of the nature of the judgment and assumptions we make, actual results could differ from these judgments and estimates that could have a material impact on the carrying values of our assets and liabilities and our results of operations.
We believe the allowance for loan losses is the critical accounting policy that requires the most significant judgment and estimates used in preparation of our consolidated financial statements. Some of the more critical judgments supporting the amount of our allowance for loan losses include judgments about the credit worthiness of borrowers,
the estimated value of the underlying collateral, the assumptions about cash flow, determination of loss factors for estimating credit losses, the impact of current events, and conditions, and other factors impacting the level of probable inherent losses. Under different conditions or using different assumptions, the actual amount of credit losses incurred by us may be different from management's estimates provided in our consolidated financial statements. Refer to the portion of this discussion that addresses our allowance for loan losses for a more complete discussion of our processes and methodology for determining our allowance for loan losses.
The evaluation and recognition of OTTI on certain investments, including our private label MBSs and other corporate debt security holdings, requires significant judgment and estimates. Some of the more critical judgments supporting the evaluation of OTTI include projected cash flows including prepayment assumptions, default rates and severities of losses on the underlying collateral within the security. Under different conditions or utilizing different assumptions, the actual OTTI recognized by us may be different from the actual amounts recognized in our consolidated financial statements. See Note 3 to the financial statements for the disclosure of certain assumptions used as well as OTTI recognized in the financial statements during the nine and three months ended September 30, 2012 and 2011.
Recent Regulatory Developments
As described above, effective October 1, 2012, the Bank converted from a national bank charter to a South Carolina state bank charter and changed its name from First Community Bank, N.A. to First Community Bank. As a national bank, the Bank's primary regulator was the Office of the Comptroller of the Currency (the "OCC"). As a South Carolina state chartered bank, the Bank's primary federal regulator is now the Federal Deposit Insurance Corporation (the "FDIC").
Following a recent on-site examination of the Bank, the OCC notified the Bank that, effective June 28, 2012, the Bank is no longer subject to the Formal Written Agreement that it entered into with the OCC on April 6, 2010 (the "Formal Agreement"). The Formal Agreement was based on the findings of the OCC during a 2009 on-site examination of the Bank. As reflected in the Formal Agreement, the OCC's primary concern with the Bank was driven by the rating agencies downgrades of non-agency MBSs in its investment portfolio. These securities, purchased in 2004 through 2008, were all rated AAA by the rating agencies at the time of purchase; however, they were impacted by the economic recession and the stress on the residential housing sector and were subsequently downgraded, many to below investment grade. As of September 30, 2012, the Bank had reduced the non-agency MBSs in its investment portfolio that are rated below investment grade to $1.6 million.
The OCC also notified the Bank that, effective June 28, 2012, it is no longer subject to the Individual Minimum Capital Ratios established for the Bank on February 24, 2010, which had required the Bank to maintain a Tier 1 leverage capital ratio of at least 8.00%, a Tier 1 risk-based capital ratio of at least 10.00%, and a total risk-based capital ratio of at least 12.00%. The general regulatory minimums to be well-capitalized are a Tier 1 leverage capital ratio of at least 5.00%, a Tier 1 risk-based capital ratio of at least 6.00%, and a total risk-based capital ratio of at least 10.00%. These regulatory capital ratios for the Bank were 10.08%, 17.13% and 18.39%, respectively, as of September 30, 2012. The Bank is well-capitalized for regulatory purposes.
In addition, the Federal Reserve notified the Company that, effective July 10, 2012, the Company is no longer subject to the MOU.
Comparison of Results of Operations for Nine Months Ended September 30, 2012 to the Nine Months Ended September 30, 2011
Net Income
Our net income for the nine months ended September 30, 2012 was $2.9 million, or $0.60 diluted earnings per common share, as compared to $2.3 million, or $0.53 diluted earnings per common share, for the nine months ended September 30, 2011. The increase in net income between the two periods is primarily due to a lower provision for loan losses and an increase of $1.3 million in non-interest income. These were partially offset by a decrease of $412 thousand in net-interest income and a $577 thousand increase in non- interest expense during the nine months ended September 30, 2012 as compared to the same period in 2011. Average earning assets increased by $2.4 million in the first nine months of 2012 as compared to the same period in 2011. Average earning assets were $552.5 million during the nine months ended September 30, 2012 as compared to $550.1 million during the nine months ended September 30, 2011. The slight increase in average earning assets was primarily a result of the inclusion of the common stock offering proceeds in average earning assets during part of this period prior to redeeming the Series T preferred stock noted above.
Net Interest Income
Please refer to the table at the end of this Item 2 for the yield and rate data for interest-bearing balance sheet components during the nine month periods ended September 30, 2012 and 2011, along with average balances and the related interest income and interest expense amounts.
Net interest income was $13.3 million for the nine months ended September 30, 2012 as compared to $13.7 million for the nine months ended September 30, 2011. This decrease was primarily due to the decrease in earning assets. The net interest margin on a taxable equivalent basis decreased 7 basis points, from 3.33% as of September 30, 2011 to 3.26% as of September 30, 2012. The yield on earning assets decreased by 45 basis points in the first nine months of 2012 as compared to the same period in 2011. The yield on earning assets for the nine months ended September 30, 2012 and 2011 was 4.24% and 4.69%, respectively. The cost of interest-bearing liabilities during the first nine months of 2012 was 1.25% as compared to 1.58% in the same period of 2011, resulting in a 33 basis points decrease. Continued low loan demand has resulted in loans comprising 59.8% of average earning assets in the first nine months of 2012 as compared to 60.0% in the same period of 2011. The relatively flat level loans as well as reinvesting cash flows from maturing loans and investments at interest rates that have continued to decline over the last year have resulted in the 45 basis point decline in the yield on earning assets during the two periods. Our cost of funds has declined by 33 basis points on average in the first nine months of 2012 as compared to the same period of 2011. Interest-bearing transaction accounts, money market accounts and savings deposits, which are typically our lower costing funds, represent 39.5% of our average interest bearing liabilities during the first nine months of 2012 as compared to 34.2% in the same period of 2011. Time deposits and borrowed funds, typically the higher costing funds, represent 60.5% of our average interest-bearing funds in the first nine months of 2012 as compared to 65.8% during the same period in 2011. Throughout the first nine months of 2012, we continued to focus on controlling the growth of the balance sheet and shifting our funding from higher cost certificates of deposit to "pure deposits" (deposits other than certificates of deposits). The improvement in the overall mix of our funding sources has contributed to the reduction in our cost of funds during the first nine months of 2012 as compared to the same period in 2011.
Provision and Allowance for Loan Losses
At September 30, 2012 and December 31, 2011, the allowance for loan losses was $4.7 million. This represented 1.45% of total loans at both September 30, 2012 and December 31, 2011. Our provision for loan losses was $416 thousand for the nine months ended September 30, 2012 as compared to $1.1 million for the nine months ended September 30, 2011. This provision is made based on our assessment of general loan loss risk and asset quality. The allowance for loan losses represents an amount which we believe will be adequate to absorb probable losses on existing loans that may become uncollectible. Our judgment as to the adequacy of the allowance for loan losses is based on a number of assumptions about future events, which we believe to be reasonable, but which may or may not prove to be accurate. Our determination of the allowance for loan losses is based on evaluations of the collectability of loans, including consideration of factors such as the balance of impaired loans, the quality, mix, and size of our overall loan portfolio, the experience ability and depth of lending personnel, economic conditions (local and national) that may affect the borrower's ability to repay, the amount and quality of collateral securing the loans, our historical loan loss experience, and a review of specific problem loans. We also consider subjective issues such as changes in the lending policies and procedures, changes in the local/national economy, changes in volume or type of credits, changes in volume/severity of problem loans, quality of loan review and board of director oversight, and concentrations of credit. Periodically, we adjust the amount of the allowance based on changing circumstances. We charge recognized losses to the allowance and add subsequent recoveries back to the allowance for loan losses.
The decrease in the provision for loan losses for the first nine months of 2012 as compared to the same period in 2011 is a result of a continuation of moderating levels of classified and non-performing loans as well as some moderate improvement in economic conditions, including stabilizing unemployment levels, in our markets. Our loan portfolio consists of a large percentage of real estate secured loans. Real estate values continue to be adversely impacted as a result of the economic downturn over the last several years. Impaired values of the underlying real estate collateral as well as continued slowdown in both residential and commercial real estate sales impacts our ability to sell collateral upon foreclosure. Although there are signs in our market that this slowdown is moderating, there is a risk that this trend will continue. The real estate collateral in each case provides an alternate source of repayment in the event of default by the borrower and may deteriorate in value during the time the credit is extended. If real estate values continue to decline, it is also more likely that we would be required to increase our allowance for loan losses. If during a period of reduced real estate values we are required to liquidate the property collateralizing a loan to satisfy the debt or to increase the allowance for loan losses, it could materially reduce our profitability and adversely affect our financial condition.
Non-performing assets were $10.5 million (1.73% of total assets) at September 30, 2012 as compared to $9.5 million (1.6% of total assets), $10.8 million (1.79% of total assets) and $12.8 million (2.15% of total assets) at June 30, 2012, March 31, 2012 and December 31, 2011, respectively. The net increase of $1.0 million in non-performing assets at September 30, 2012 on a linked quarter basis is primarily attributed to the net effect of the inflow of three new non-accrual loans in the approximate amount of $1.6 million, the movement of another three loans from non-accrual to Other Real Estate Owned ("OREO") status in the amount of $1.0 million, and the sale of OREO properties in the amount of approximately $375 thousand. While we believe these ratios are favorable in comparison to current industry results nationally and specifically in our local markets, we continue to be concerned about the impact of this economic environment on our customer base of local businesses and professionals. There were 26 loans, totaling $4.9 million, included in non-performing status (non-accrual loans and loans past due 90 days and still accruing) at September 30, 2012. The largest with a carrying value of $1.4 million is secured by a first lien on an owner occupied commercial business property located in the midlands of South Carolina. The average balance of the remaining 24 loans is approximately $145 thousand and the majority of these loans are secured by first mortgage liens. At the time the loans are placed in non-accrual status, we typically obtain an updated appraisal and, if the loan balance exceeds fair value, write the balance down to the fair value. At September 30, 2012, we had no loans delinquent more than 90 days and still accruing interest, and loans totaling $3.4 million that were delinquent 30 days to 89 days representing 1.05% of total loans.
Our management continuously monitors non-performing, classified and past due loans, to identify deterioration regarding the condition of these loans. At September 30, 2012, we have identified two loan relationships in the amount of $1.7 million that are current as to principal and interest and not included in non-performing assets that could represent potential problem loans. These balances are included as substandard loans in Note 4 of the financial statements.
We perform an analysis quarterly to assess the risk within the loan portfolio. The portfolio is segregated into similar risk components for which historical loss ratios are calculated and adjusted for identified changes in current portfolio characteristics. Historical loss ratios are calculated by product type and by regulatory credit risk classification. The allowance consists of an allocated and unallocated allowance. The allocated portion is determined by types and
ratings of loans within the portfolio. This allocated portion of the allowance . . .


text:
|Disaster Event - ADULT Volunteer Application (March Flood)
Individuals, 18 years of age or older, interested in volunteering with the American Red Cross March Flooding disaster response should submit their volunteer application and the Red Cross will get them engaged.
Major areas of support we need are:
Sheltering - volunteers willing to help in the shelter with feeding, registration, information dissemination. Times available perferred: day shift 8am-8pm or night shift 8pm-8am. (time availability can be flexible in at least 4 hour periods).
Damage Assessment - people willing to help assess the damage of impacted areas. Training will be provided. Time availabilty perferred: 8am - 5pm.
Bulk Distribution - volunteers willing to help give out clean up supplies in affected communities. Time availability perferred: 8am-5pm
|General Adult Volunteer Application (online orientation)
|This application is for individuals 18 years old or older.
|General Youth (under 18 years of age) Volunteer Application (online orientation)
|This application is for individuals under the age of 18. Parental consent forms are required to volunteer.

subset: commoncrawl


text:
Around Town for March 19
March 19, 2015 'Grand Canyon' lecture slated today HAGERSTOWN, Md. — Tim Rowland will give a lecture on "Western Maryland's Grand Canyon," at 7 p.m. more »»
Around Town for March 12
March 12, 2015 Artists chosen for April exhibit MARTINSBURG — The Berkeley Arts Council has announced the accepted artists for the Fifth Annual Art and Earth Juried Exhibit, which will be displayed April 2 through... more »»
Around Town for March 5
March 5, 2015 Alumni scholarship event rescheduled INWOOD — The Musselman Alumni Association's third annual scholarship fundraising event, which was postponed due to snow, has been rescheduled to 2 p.m. more »»
Around Town for February 26
February 26, 2015 Arts Council opens two new exhibits HAGERSTOWN, Md. more »»
Around Town for February 19
February 19, 2015 Crafters meeting to be held Friday CHARLES TOWN — The monthly Eastern Panhandle Crafters meeting will be held from 7 to 9 p.m. Friday at CraftWorks at Cool Spring. more »»
Around Town for February 12
February 12, 2015 Cafe 501 to host music nights HAGERSTOWN, Md. — Cafe 501, 501 Liberty St., will host karaoke every Thursday; DJ music and dancing every Friday; and Latin music every Saturday. Music starts at 9 p.m. more »»
Around Town for February 5
February 5, 2015 Berkeley Art Works announces exhibits MARTINSBURG — The Berkeley Art Works, 116 N. Queen St., presents a trifecta of art exhibits for February. Three exhibits will run through Feb. more »»
Book signing set for today
January 29, 2015 Book signing set for today FREDERICK, Md. — Author Christopher Scotton will be signing and reading from his book, "The Secret Wisdom of the Earth," at 7 p.m. today at Curious Iguana, 12 N. more »»
Book signings to be held
January 29, 2015 CHARLES TOWN — Author Katherine Cobb will be signing her debut novel, "Skyline Higher," from 2:30 to 5 p.m. Feb. 21 at et cetera, 133 W. Washington St., Charles Town; and from 1 to 3 p.m. Feb. more »»
Around Town for January 22
January 22, 2015 Family's quilts to be shown until March 31 SHEPHERDSTOWN — Work done by a Smithsburg, Maryland, family that has taken the art of quilting to a whole new level is on display through March 31 in the... more »»
Around Town for January 15
January 15, 2015 Artist reception set for Friday MARTINSBURG — The Berkeley Arts Council presents its second members' exhibit in the gallery at the Berkeley Art Works, 116 N. Queen St. more »»
Around Town for January 8
January 8, 2015 Exhibits to open at the Ice House BERKELEY SPRINGS — Expect the unexpected from favorite regional artists in "Plan B: Alternate Media," opening Friday, with a meet-the-artists opening reception at... more »»
Around Town for January 1
January 1, 2015 Charleston Wedding Expo set for Sunday CHARLESTON — The Charleston Civic Center will host the 11th annual Charleston Wedding Expo from noon to 4 p.m. Sunday. more »»
Around Town for December 25
December 25, 2014 Belle Grove holiday house tours planned MIDDLETOWN, Va. — The historic Belle Grove Plantation will be decorated for Christmas through Tuesday. more »»
Around Town for December 18
December 18, 2014 Sweetheart dinner, dance ticket sale RANSON — The Jefferson County Council on Aging will host a "Sweetheart Dinner and Dance" on Feb. 6 at the Ranson Civic Center. more »»
Around Town for December 11
December 11, 2014 Art gallery to show two exhibits FREDERICK, Md. — In December, TAG "The Artists' Gallery" will feature Julie Maynard's "Mytho/Logical," a show of two-and three-dimensional collages and wood carving. more »»
Around Town for December 4
December 4, 2014 Civil War Christmas event to begin today SHEPHERDSTOWN — Today through Sunday, visitors to Shepherdstown will be able to step back in time to 1864 and get a feel for what the holidays were like... more »»
Around Town for November 27
November 27, 2014 'Doors to Christmas' set through Dec. 4 MARTINSBURG — The annual "Doors to Christmas" by Main Street Martinsburg opens Friday at the 1902 Building on Martin/Queen streets and will be on display 11 a. more »»
Around Town for November 20
November 20, 2014 Christmas Tea set for Dec. 6 MARTINSBURG — Berkeley Senior Services will kick off the holiday season with its 11th annual "Christmas Tea" at 1:30 p.m. Dec. 6 at Berkeley Senior Center. more »»
Around Town for November 13
November 13, 2014 Tickets available for mini-coach tours HAGERSTOWN, Md. more »»


text:
"Milford Sound" Top 5 Page for this destination Milford Sound by Atre
Milford Sound Travel Guide: 210 reviews and 714 photos
The closest town to milford is Te Anau, driving to which is a fun experience, as tourist buses roar passed you travelling the opposite way. Milford Sound is about an hour or so drive away from Te Anau, and the road is very harrowing for the unexperienced driver! it is very windy and not much fun as your hands are in white knuckled terror as you grip the wheel while your passenger gets to enjoy the sheer cliff drop views. Homers tunnel is an experience in itself. I have repressed my memory of it.
Anyway, by the time you get to Milford Sound, the beautiful scenery makes up for the nightmare drive (maybe). Mountains and sharp peaks seem to grow out of the bay and waterfalls cascade down their sides.
Unfortunately, the drone of constant aeroplanes taking people on scenic flights kills the peaceful mood of the place, but if you sell your soul to tourism and go on a boat ride down the sound, the noise of the howling wind drowns it out. And you get to enjoy the scenery.
- Pros:Breathtaking scenery, beautiful waterfalls and forests
- Cons:Tourists!! tourists, tourists, tourists!
- In a nutshell:Beautiful, but if I were a maori I would be very resentful.
Reviews (7)
The road to Milford Sound is one of the most breathtaking (and scariest!) roads in New Zealand, I think its even... more travel advice
Part of the keplar track walk, this can be done as a short walk from the car park, through very beautiful, ancient... more travel advice
There are a number of places you can stay at Te Aneu, the closest town to Milford sound (you can also camp at near... more travel advice
There is a stop on the way to Milford Sound, a place called mirror lakes, where the reflection of the mountains above... more travel advice
Been to Milford Sound?Share your travels with the world!
Atre's Related Pages
Milford Sound Travel Guide
Member Travel Pages
- "Silent Water Magic"
- "Milford Track Nov 29-Dec 3 2006"
- "Milford Sound -Glimpse of the Fiorland"
- "Milford Sound"
- "Milford Sound"
- "Some really beautiful waterfalls..."
- "The Sound of Nature"
- See All...
- Things to Do in Milford Sound
- Hotels in Milford Sound
- Transportation in Milford Sound
- Nightlife in Milford Sound
- Restaurants in Milford Sound
- Warnings and Dangers in Milford Sound
- See All...
- Member Rank:
- 0 3 4 7 7
- 77 Reviews
- 96 Photos
- Add Friend
- Follow
- Send Message
Badges & Stats in Milford Sound
- 7 Reviews
- 8 Photos
- 0 Forum posts
- 2 Comments
- 1,130PageViews
- See All Stats
- See All Badges (8)
Have you been to Milford Sound?Share Your Travels
Latest Activity in Milford Sound
- updated a Milford Sound Travel Page "Milford Sound"
- Posted in Travel Christchurch Forum "Re: Re: Howz August Winter in New..."
- Wrote a Review Snow capped mountains in Milford Sound Things to Do
- Uploaded a Photo to "Rainbow Walk"
Photos in Milford SoundSee All Photos (8)
Top 10 Pages
- Christchurch Intro, 16 reviews, 18 photos
- Koorda Intro, 15 reviews, 16 photos
- Top 5 Page for this destination Milford Sound Intro, 7 reviews, 8 photos
- Perth 7 reviews, 6 photos
- Kalbarri Intro, 5 reviews, 6 photos
- Top 5 Page for this destination Marlborough Intro, 5 reviews, 6 photos
- Franz Josef Glacier Intro, 5 reviews, 6 photos
- Brisbane Intro, 3 reviews, 5 photos
- Rottnest Island Intro, 3 reviews, 4 photos
- Dunedin Intro, 2 reviews, 4 photos
No friends yet.


text:
The mayors of Hiroshima and Nagasaki separately sent letters of protest to President Barack Obama on Tuesday after the United States revealed it had conducted an experiment using plutonium to examine the capabilities of nuclear weapons between April and June.
"I just can't stop being angry," Hiroshima Mayor Kazumi Matsui said, pointing out that nuclear testing has been conducted in a nation under Obama who two months ago in Berlin proposed reducing stockpiles of U.S. nuclear weapons by up to one-third.
Nagasaki Mayor Tomihisa Taue said in his letter that the latest testing "let down a lot of people and hurt the sentiment of the bombed places."
He then called on the United States to stop all nuclear tests and take the initiative in abolishing nuclear weapons.
Hiroshima and Nagasaki are the only cities in the world to have been subjected to nuclear attacks.
Hiroshima Gov. Hidehiko Yuzaki also sent a letter of protest to Obama saying the United States is supposed to play a leadership role in worldwide efforts to abolish nuclear weapons, but its action disrupts those efforts.


text:
Definition of sleeping bag in English:
sleeping bag
A warm lined padded bag to sleep in, especially when camping.
Example sentences
- Dawn broke to reveal the amazing sight of camp beds and sleeping bags almost encircling the All-England Club.
- Inside are half a dozen camp beds strewn with sleeping bags, around the walls jerry cans and heaps of kit.
- Instead, we sleep outside on camp beds, with sleeping bag and duvet stuffed snugly inside a canvas swag.
For editors and proofreaders
Line breaks: sleep|ing bag
Definition of sleeping bag in:
What do you find interesting about this word or phrase?
Comments that don't adhere to our Community Guidelines may be moderated or removed.
= trending


text:
I have windows server 2008 32 bit with SP1 pack ISO and sp2 pack exe. Now I want to inject this exe file into ISO file to appear on desktop after fresh installation of OS. How is it possible and where do I need to put this exe file in ISO contents. I know about ISO editors but do not know where to put this exe file or a folder to appear on desktop after OS installation any quick help appreciated..thanks in advance....
I don't know about Server 2008, but with Server 2008 R2 at least you can use RT Server Customizer to easily do the following:


text:
Does anyone know any good source with nice examples of Hilbert class field computations? I'm trying to piece together the theory with some canonical examples.
You will find a lot of material on quadratic, cubic and quartic unramified extensions of quadratic number fields in the Seminar on complex multiplication (Borel, Chowla, Herz, Iwasawa, Serre) published in Springer's Lecture Notes 21. Beware of typos, however.
The primary source for unramified cyclic extensions of number fields is the thesis by G. Gras, parts of which were published in Extensions abéliennes non ramifiées de degré premier d'un corps quadratique, Bull. Soc. Math. Fr. 100 (1972), 177-193; there are, however, no exercises there.
Marcus's Number Fields has a bunch of exercises on computing Hilbert Class fields of quadratic fields at the end of Chapter 8, but they are exercises. E.g., exercise 17 asks for the determination of the Hilbert class field and the Hilbert$^+$ class field for $\mathbb{Q}[\sqrt{m}]$ for $2\leq m\leq 10$, $m$ square free. Exercise 24 asks to show that the Hilbert class field of $\mathbb{Q}[\sqrt{-23}]$ is obtained by adjoining a root of $x^3-x+1$; that of $\mathbb{Q}[\sqrt{-31}]$ by adjoining a root of $x^3+x+1$; and that of $\mathbb{Q}[\sqrt{-139}]$ by adjoining a root of $x^3-8x+9$. But these are exercises, rather than worked out examples, so they may not be what you are looking for.
Cohen's A Course in Computational Algebraic Number Theory has an algorithm for computing the Hilbert Class polynomial of quadratic imaginary number fields (Section 7.6.2, algorithm 7.6.1), so that may be closer to what you want, but for a rather restricted class.


text:
This question is not about adding PHP to a post or comment. I gave up on that a long time ago.
Has anyone else had a problem where even adding PHP directly to the source code does not work?
The PHP that I am adding works perfectly on non-WordPress websites. So I know the problem is WordPress; not the code.
The most obvious issue that I'm having is variables are not being filled or passed (they're not even being passed from one part of a page to the next, let alone between different pages).
Oh. I should also mention that I've added code through the WordPress editor and by modifying files directly, then re-uploading them. I have also used Internet Explorer and Firefox.
The blog itself works fine, also. So the server is not the issue here.


text:
Alexander "Drago" Volkov vs Cheick "The French Sensation" Kongo
Bellator 139 - Kongo vs. Volkov
Kansas Star Arena, Mulvane, Kansas, United States
June 26, 2015 watch video >>
Alexander "Drago" Volkov sent a message to the Heavyweight division, after his devastating head kick win over Mighty Mo! Jimmy Smith Breaks down his remarkable win. Watch Volkov return to the cage watch video >>
Tony Johnson Jr. vs Alexander "Drago" Volkov
Bellator 136 - Brooks vs. Jansen
Bren Events Center, Irvine, California, United States
April 10, 2015 watch video >>
Pete "Drago" Sell looks forward to his MMA return and hopes to complete the road back to UFC. watch video >>
Star of Universal Soldier: Day of Reckoning, Dolph Lundgren sits down with Inside MMA's Ron Kruck to discuss the upcoming movie, Rocky, and of course MMA. Universal Soldier: Day of Reckoning is in T watch video >>
5. Merseburger Fight Night Baker Barakat vs Gago Drago 8. September 2012 watch video >>
Baker Barakat über seine knappe Punktniederlage gegen Gago Drago bei der 5. Merseburger Fight Night. watch video >>
K-1 Max Veteran Gago Drago spricht über seinen Punktsieg gegen Baker Barakat. watch video >>
Gago Drago talks about his upcoming fight against Baker Barakat and his ambitions for Glory and K-1. watch video >>
Andy Ristie vs Gago Drago - K-1 Rising 2012 watch video >>


text:
Communities (10)
Top Network Posts
- 16OOP Programming in Javascript with Node.js
- 15How to prepend a zero in front of any number below 10 in Javascript using Regexp
- 11How to concatenate multiple ternary operator in PHP?
- 10What is unary + used for in Javascript?
- 10How do I store target name in a variable in a macro?
- 9How can I wrap the previous, current, and next word inside a tag using jQuery?
- 8How to test if a string contains gibberish in PHP?
- View more network posts →
Keeping a low profile.
This user hasn't posted... yet.


text:
Deniers who live in greenhouses shouldn't throw stones
Today's guest blogger is Sarah Karlin, an editorial intern at Campus Progress, a project of the Center for American Progress. She crashed the Heritage Foundation's recent anti-environment anti-humanity event where the speakers was junk-science promoter Steven Milloy — "a columnist for Fox News and a paid advocate for Phillip Morris, ExxonMobil and other corporations." Her post, "Look Who's Talking: Steven Milloy wants you to believe environmentalists harbor a hidden agenda. Projecting much?" was originally published here. For more on Heritage's extreme views, see "Heritage even opposes energy efficiency." For a more on Milloy's background, see "The Shameful and Shameless Links Between Big Tobacco and Global Warming Deniers," and links below.
In an effort to plug his new book, multiple websites and blogs, Steven Milloy spoke Monday at the conservative Heritage Foundation. His message: For the love of liberty, pollute, pollute, pollute.
Milloy's book, Green Hell: How Environmentalists Plan to Ruin your life and What You Can Do to Stop Them, describes members of the green movement as communists who are creating and exaggerating environmental problems in order to scare the public into allowing the government to take control of and regulate all aspects of Americans' lives. Of course all of this freedom to pollute and destroy the planet may ensure that in the years to come our environment will no longer be able to sustain life [— which is to say a conservative-driven "Hell and High Water" — ] thus preventing future generations of Americans from enjoying the beauty of American freedom.
But Milloy doesn't seem too concerned. Refusing to admit that science and facts are not on their side, Milloy and fellow conservatives have resorted to a bizarre assortment of scare tactics and propaganda in a last ditch effort to convince Americans that the right to pollute and destroy the planet must be preserved in order to maintain our freedoms.
Milloy's tactics are nothing new, of course. Conservative politicians have relied upon emotionally charged rhetoric to advance their agenda for years. At the expense of facts and data, George Bush talked about the "axis of evil" and tenuous connections between Saddam Hussein and Al Qaeda to convince the American public that we should invade Iraq. Ann Coulter, the notorious right-wing pundit has made a career of lambasting liberals with witty, provocative comments only to later have her statements be proven false. While conservatives are often exposed for their false rhetoric, it is often too little to late. When it comes to environmental issues, Milloy appears to be following in the footsteps of Bush, Coulter, and other serial distorters.
Milloy opened his speech at the Heritage Foundation by reading a more than 20 minute excerpt from Green Hell, which was released this March. "Move over red white and blue, America is going green," Milloy said. He then proceeded to paint environmentalists as manipulative green monsters who possess ulterior motives that have little to do with ensuring our air is clean, our water is safe to drink, or our factories are powered by sustainable energy sources. The "greens," according to Milloy, are nothing more than aspiring totalitarians. "Green ideologues are burning with an impatient zeal to begin dictating by force of law your mobility, diet, home energy usage, the size of your house, how far you can travel and even how many children you can have," Milloy said. "Make no mistake living green is really about someone else micro-regulating you, downsizing your dreams and plugging each one of us into a brand new social order we never bargained for."
Listening to Milloy speak, it becomes harder and harder to take his arguments seriously. Despite his numerous academic accomplishments""Milloy holds a B.A in Natural Sciences and a Master of Health Sciences in Biostatics from the Johns Hopkins University, as well as a Juris Doctorate from the University of Baltimore and a Master of Laws from the Georgetown University Law Center""Milloy rarely relied on scientific evidence to refute environmentalists' claims. And when Milloy did attempt to rely on quantitative data, he provided no sources for his information. Milloy said that water is "the most abundant substance on earth. We can't run out." But what Milloy fails to mention is that, while much of the earth is covered with water, only about one percent of this water is available and safe for drinking and cooking. Furthermore, societies such as the United States often fail to protect precious water sources. In recent congressional testimony, Nancy Stoner of the Natural Resources Defense Council noted that the EPA's 2004 National Water Quality Inventory Report found that high percentages of our nation's surface waters are unsuitable for drinking, swimming, or fishing. 44 percent of the assessed American rivers and streams, 32 percent of coastal water and 93 percent of Great Lakes shoreline are impaired for one or more uses. So sure, Milloy may be correct, we might never run out of water, but if we allow reckless pollution to continue in the name of liberty, we might run out of the sanitary water necessary to support life.
On air pollution, Milloy told his audience, "40 years ago before the Clean Air Act was enacted there was no scientific data to show that air quality in the United States, even in New York City was some general public health problem. Today the air is cleaner than it was then so I don't buy this notion at all that the environment presents a public health threat to anyone. There's nothing in the environment that causes cancer. The environment does not cause asthma in children, our water is clean." Again Milloy did not mention the source of his data. But a quick fact check reveals that many scientists respectfully disagree with Milloy's claims. The US EPA for instance states that outdoor air quality can trigger asthma. A 2005 study conducted by the state of New York also found that both indoor and outdoor environmental factors may increase the risk of a child developing asthma. The study found that exposure to urban air toxins such as ammonia from industrial facilities were likely to increase a child's risk of developing asthma. Second, scientists have also found that environmental factors may increase an individual's risk of developing certain forms of cancer. For example, the Sprecher Institute for Comprehensive Cancer Research at Cornell University explains that exposure to certain chemicals increase a person's risk of breast cancer, "Chemicals you come in contact with around the home, garden, or workplace may affect your health. Some chemicals may affect breast cancer risk because they act like the hormone estrogen in the body. Lifetime exposure to reproductive hormones like estrogen and progesterone has been linked to breast cancer"
Despite these few attempts to touch on scientific issues, Milloy rarely strays from his emotionally charged propaganda. Milloy even goes as far as to defend his reliance on scare tactics over factual data. He said he spent the last 13 years trying to expose the "intellectual bankruptcy" of environmentalists on his website JunkScience.com, but after finding that it is "almost always easier to scare the public," he decided to change his methods for Green Hell. Perhaps Milloy resorted to scare tactics because they are the more practical approach, but it seems more likely that he was forced to resort to absurd propaganda because his website, instead of exposing junk science is simply filled with junk. In a February 2006 report "Steven J Milloy: The 'Junkman' Exposed," Americans for Nonsmokers Rights wrote, "Milloy had made it his life's work to deny scientific studies conducted and published by the world's most reputable and credible scientific agencies -such as the Environmental Protection Agency and the World Health Organization -and legitimate peer reviewed periodicals""such as Science, Nature, the Lancet and the Journal of the American Medical Association""and label their objective evidence as 'junk science.'"
Furthermore, one might find it hard to trust the scientific credibility of a man who has spent years lobbying on behalf of tobacco and energy companies. For example, in 1993 Milloy was hired by Philip Morris and their public relations firm to defend the tobacco industry. The Americans for Nonsmokers Rights report found that in 1993 Milloy dismissed the US EPA's studying linking second hand smoke to cancer as a "joke."
When I asked Milloy about his credibility he became agitated and defensive. "That's a great spin you put on that," Milloy said. "You take some contributions to organizations I've been affiliated with and spin it into this advocacy for hire and I really think that's nothing but spin. Let's look at Al Gore who stands to make more than 2 million dollars for all his energy stuff"¦.So when you guys start doing some introspections looking at your own motivations them you can start throwing stones at other people."
Milloy repeatedly dodged other tough questions. When a concerned woman wearing a polar bear mask, claiming to "represent the polar bears," asked Milloy if he believed the polar bears were being threatened, he simply laughed her off. "Well you seem to be doing quite well, you're down here and its 50 degrees."
Overall, Milloy seems to have little interest in defending his claims or engaging in a productive dialogue. At the Heritage Foundation, Milloy appeared to be nothing more than a money-hungry conspiracy theorist, an Ann Coulter prot©g© . Instead of educating a supporter who asked him what conservatives could do to stop the environmentalists, Milloy said "Well I don't' want to go into it too much because I want you to buy the book."
By the end of the event it was clear: Milloy may claim that "greens" are using their supposed environmental concern to advance a hidden political and social agenda, but it appears that Milloy is using his opposition to the greens, not to protect American's liberties, but to pad his own pocket.
14 Responses to Deniers who live in greenhouses shouldn't throw stones
Nicely skewered, Sarah! Well done.
Steve Milloy is an evil charlatan.
This Milloy chap is one of the most ridiculous phenomena and not at all harmful like all kind of Lomborgs which some can believe to be taken sometimes partly seriously. Of course the not so clever ass is only making money.
Next up: Michael Barone. Go!
Well, he does of course have a profit motive, as was correctly pointed out.
And, as the article says, there is indeed a network of these people.
But the article misses the huge size, huge funding, and interconnectedness of this propaganda machine, IMO.
ExxonMobil, for example, has spent 26 million on supporting a network of global warming deniers, and its own scientists often write scientific papers that paint alternative energy technologies as impractical, and get them published in peer reviewed scientific journals, too. Check out the Greenpeace site exxonsecrets.org for more info on this.
The Heritage foundation is itself supported by a network of foundations, which fund far right causes in a very coordinated way, year after year. Some of the big foundations that do this are the Scaife and Bradley foundations.
The Scaife foundations (Carthage, Sarah Scaife, etc.) are overseen by Richard Mellon Scaife, who has poured upwards of a billion dollars into political causes, over the years. Scaife's role in the Clinton impeachment effort is chronicled by Joe Conason in his book The Hunting of the President.
The Bradley foundation is capitalized by Rockwell International stock, and so represents a way to funnel taxpayer money spent on weapons into public policy.
Check out mediatransparency.org for a database of these funding efforts, and you can start to see how this system works, stretching its tentacles from media to academia (departments of major universities financially supported by this system), to think tanks like Heritage, which manufacture 'group think' for pay.
Think tanks like Heritage hire academics with extreme viewpoints, and throw them into an environment in which there is no academic freedom, and extreme behavior is socially and economically rewarded. What results is a combination of greed and 'group think'.
So, Malloy is just the tip of the iceberg, of course. We all knew this, but some of us may not have known the true extent of this network, much of it ultimately funded by corporations with a profit motive, or by hugely rich stockholders in such corporations like Scaife.
Very nice report… thank you. Not sure there is much to ad. But I wonder why we put up with this guy… if the danger was a biological plague or a wild fire, people would see that his speech had clear and direct damaging effect. Now his speech is a few steps away from causing harm. He's really lucky to be speaking in such a tolerant age.
To Steve Milloy,
"Paranoia runs deep.
Into your life it will creep.
It starts when your always affraid.
You step out of line, the man comes and takes you away."
"For What It's Worth" Stephen Stills, Buffalo Springfield, ©1966
Check out this interactive map of global warming deniers and foundations funded by ExxonMobil (from the Greenpeace site exxonsecrets.org)
Lee Raymond reportedly lost his job as CEO partially for his support of this network.
But it's a good question just how much has changed.
Certainly, as Exxonsecrets points out, denial conferences continue to be held and are well attended, so somebody is still picking up the tab.
And mediatransparency.org traces money from the Koch brothers (founders of the Cato Institute and owners of Koch Industries, the second largest privately owned energy company in the U.S.) to a network of global warming deniers. Money for these denier institutes is also coming from the Sarah Scaife foundation (controlled by Richard Mellon Scaife).
Go to http://www.mediatransparency.org and do a search on "climate", to see this page.
SEARCH TERM: climate
Profile of Person People
Frank Luntz
Irving Kristol
Alan Keyes
John Stossel
Myron Ebell
Charles G. Koch Charitable Foundation
Sarah Scaife Foundation
George C. Marshall Institute
Institute for Humane Studies
Citizens for a Sound Economy Foundation
George Mason University
Competitive Enterprise Institute
American Enterprise Institute for Public Policy Research
If you then click on the George C. Marshall Institute, you can find out that the George C. Marshall Institute, for example, has received 7 million from the conservative foundations – not to mention private and corporate contributions.
Dr. Happer, of the George C. Marshall Institute recently testified before Congress, touting the CO2 fertilization effect, and saying that the earth was a "very prosperous place" 80 million years ago, when CO2 levels were 1000 ppm.
The earth will be just fine, says Dr. Happer.
The only "intellectual bankruptcy " I see is that of Malloy's. Lobbying on behalf of tobacco and energy companies – I'd say he has a hidden in plain sight social agenda. What lunatic would buy his book anyway?
Instead of educating a supporter who asked him what conservatives could do to stop the environmentalists, Milloy said "Well I don't want to go into it too much because I want you to buy the book."
I've not read the book, but I think I can guess what Milloy's proposed solution is: Something that involves Making Lots of Noise.
Let me know whether I got that correct.
— bi
From mediatransparency.org:
Global warming 'skeptics' conference enabled by conservative philanthropy
Heartland Institute and dozens of other sponsors of conference funded by Coors, Bradley, Walton, Scaife and DeVos foundations…
…among the 50 co-sponsors are a host of longtime anti-environmental enterprises, many tied to conservative philanthropy, such as Americans for Tax Reform, Cascade Policy Institute, Center for the Defense of Free Enterprise, Citizens Alliance for Responsible Energy, Committee for a Constructive Tomorrow, Competitive Enterprise Institute, Congress of Racial Equality, Frontiers of Freedom Institute, George C. Marshall Institute, Independent Institute, International Climate Science Coalition, International Policy Network, National Center for Policy Analysis, Oregon Institute of Science and Medicine, Science and Environmental Policy Project, Science and Public Policy Institute and Sovereignty International.
Conference sponsors received "input into the program regarding speakers and panel topics"; "10 free 'full package' registrations–air fare, hotel, and free admission–for 10 people, ideally scientists, economists, or important players in the climate change debate who are prepared to speak on panels"; "20 free admission passes"; and "logo and organization info on all promotional material produced, including advertising prior to the event and exhibiting space at the event."
If you look up each of these 50 co-sponsors, you will find funding from foundations such as the Scaife, Bradley, and Koch foundations, and a host of corporate donors, and also from large numbers of rich stockholders in energy corporations.
This is what we are up against – a huge network, with huge media access, and lots of funding channeled through foundations which claim to be philanthropic but which actually appear to be operated to benefit major corporations and stock holders of major corporations.
In general the mass of humanity does believe that we are affecting global warning and, people are trying to find the solution with green energy, solar,wind, clean coal lol, This is what the WTO would love for everybody to believe. Well, the answer isn't that easy, while we have only this planet to survive on the one question that needs answering and our world leaders seem not to mention is POPULATION CONTROL. The only nation to step up to the plate to this point is China, Industry giants see people as commodities and therefore the more the larger the profit and the more they can drive living wages down. Should we have no control over global population, then demand for energy and resources will be greater than ever before, saving our home will be absolutely impossible.
Some-one needed to say it.
If global warming is shown to not be man-made, then donations to all the "green" and "environmental" organizations who exist to "fight global warming" would dry up. Without global warming, these organizations would lose political power, donations, and jobs. To suggest that there is a financial motivation on one side and not the other is intellectually dishonest.
And the thrust of his presentation isn't about the accuracy of the science, per se. It's about how the the science is used to influence public policy. You can't honestly suggest that the environmental movement isn't all about influencing gov't (I'm pretty sure there are several spots on K Street who like to, shall we say, "talk" to gov't officals regarding environmental matters). You can't honestly suggest they don't seek to use the coercive power of gov't to force their worldview on their fellow citizens, since their arguments alone fail to convice. And just for the record, using gov't to restrict private property rights, to take property from the individual and place it under gov't control is, indeed, communism.
If you wish to live an eco-friendly life, I salute you. But you have no business forcing others to adopt your lifestyle, especially when it's based on something that science cannot possibly prove is our fault. When you show me the scientist who can create an accurate representation of the atmosphere in a lab, can test various hypotheses in a controlled "atmosphere" and doesn't base his/her endless prognostications on nothing more than "computer models," then we can talk.


text:
Sustainability Saturday: Take 20% off 1+ yards of Eco Canvas Fabric Through 11:59 PM EDT July 30th.
Welcome to my shop! I'm a wife, mom of four, and a graphic/web designer. I enjoy creating fabric designs that have an organic, block-printed look. If you like one of my designs, but need a different color or repeat size, please contact me!
© 2008-2015 Spoonflower Inc


text:
Widget Compendium
Dictionary of widgets that provides information on the functionality and features available and how they can enhance your organization's page.
Adding Widgets to your Page
Widgets can be added to your org page by contacting firstname.lastname@example.com
Widget Categories
News and Features
Image with Link
About Image with Link
The Image with Link widget is a great way add an image that links to a special event, article, website, etc., which allows you to have more than just text on your page. To see it in use please visit Community Relations Microsite


text:
Gov Raimondo
Press Releases
State Government Press Releases
Page 22 of 85
FTC, All 50 States, and the District of Columbia Charge Four Sham Cancer Charities and Related Individuals With Bilking $187 Million from Consumers
Settlements with Two Corporations and Three Individuals Net Judgments of Nearly $137 Million, Litigation Proceeds Against Others Attorney General Peter F. Kilmartin, with state law enforcement partners in every other state in the nation, the District of Columbia, and the Federal Trade...
Scituate Man Found Guilty of Assault on a Person Over 60 Years of Age
Attorney General Peter F. Kilmartin announced that on Monday David Lee Waters, 43, with a last known address of 57 Jackson Flat Road, Scituate, was found guilty by Superior Court Justice Allen P. Rubine after a jury waived trial of assault on a person over 60 years of age. The defendant remains...
Orlando Luciano Pleads Guilty to Assault, Firearm Charges
Attorney General Peter F. Kilmartin announced that yesterday Orlando Luciano, 23, with a last known address of 104 Vandewater Street, Providence, pleaded guilty before Superior Court Justice Robert D. Krause to two counts of assault with a dangerous weapon, carrying a firearm without a license and...
Attorney General Kilmartin Files Open Meetings Act Lawsuit Against Warwick Retirement Board
Attorney General Peter F. Kilmartin today announced that the Office of Attorney General filed a lawsuit in Rhode Island Superior Court citing the Warwick Retirement Board for a willful or knowing violation of the Rhode Island Open Meetings Act (OMA) when the Board held a meeting on less than 48...
Attorney General Kilmartin Announces $158 Million Mobile Cramming" Settlements with Sprint and Verizon
Rhode Island to Receive $306,000 from the Settlements; Consumers Eligible for PaymentsAttorney General Peter F. Kilmartin announced today that the Office of Attorney General reached settlements with Sprint Corporation ("Sprint") and Cellco Partnership d/b/a Verizon Wireless ("Verizon"
Manville Fire Department Settles APRA Lawsuit
Attorney General Peter F. Kilmartin today announced that the Office of Attorney General has reached a settlement agreement with the Manville Fire Department for violations of the Access to Public Records Act (APRA) for failing to provide a timely response to an APRA request. Under the terms of the...
John Cope Pleads to Manslaughter
Attorney General Peter F. Kilmartin today announced that John Cope (age 49), with a last known address of 1 Harkness Street, Providence, waived indictment and pleaded nolo contendere to manslaughter for the November 2014 death of 78 year-old Erick Brandon. Under the terms of the plea agreement,...
Central Falls Man Convicted of First Degree Sexual Assault
Attorney General Peter F. Kilmartin announced that Ernest Sabourin (age 75), with a last known address of 120 Earle Street, Central Falls, was found guilty on Wednesday by a Providence County Superior Court jury of two counts of first degree sexual assault, one count of second degree sexual assault,
Former Bristol Youth Football Coach Sentenced to Life for Child Molestation
Attorney General Peter F. Kilmartin today announced that Jesse Perry (age 61), with a last known address of 140 Beattie Street, Fall River, was sentenced to a term of life for child molestation. In addition, Perry was ordered to undergo sex offender counseling, must comply with sex offender...
Woonsocket Man Pleads Guilty to Drug and Gun Charges
Attorney General Peter F. Kilmartin today announced that Randy Lopez (age 31), with a last known address of 697 Park Ave, 1st floor, Woonsocket, pleaded guilty today to drug and gun charges before Superior Court Justice Robert D. Krause. Lopez pleaded guilty to possession with intent to deliver...
← Back
Next →
View by Agency:
Administration, Department of
Attorney General, Office of
Attorney General: Consumer News and Alerts
Attorney General: Grand Jury Reports
Attorney General: Open Government
BHDDH - Employment First
Business Regulation, Department of
Child Advocate, Office of the
City of East Providence
Contractor Registration Board
Department of Children, Youth and Families
Department of Corrections
Department of Human Services
Division of Elderly Affairs
Division of Municipal Finance
Economic Recovery and Reinvestment, Office of
Emergency Management Agency
En Espanol
Environmental Management, Department of
Ethics Commission
Fiscal Fitness
Flood Recovery, Rhode Island
General Treasurer, Office of
General Treasurer, Office of the
Governor Raimondo Executive Orders
Governor, Office of the
Health and Human Services, Executive Office of
Health, Department of
Health, Department of: Beach Monitoring
Health, Department of: Drinking Water
Labor and Training, Department of
LT. Governor, Office of the
Minority Business Enterprise
Motor Vehicles, Division of
Municipal Finance
Office or the Health Insurance Commissioner
Public Safety, Department of
Revenue, Department of
Rhode Island State Council on the Arts
RI Commerce Corporation
RI Higher Education Assistance Authority
Secretary of State, Office of the
State Police of Rhode Island
Taxation, Division of
Town of North Kingstown
Transportation, Department of
Water Resources Board
Westerly Police Department


text:
Track using Order ID
Login and do more!
- Track individual Orders
- View your entire Order history
- Cancel individual Orders
- Conveniently review products and sellers
|Body Material
|100 Gift Collection
|Roller ball refill with cap
|Ink Color
|Roller Ball Pen
|Brand Name
|Cap Color
|Model No
|Body Color
|Silver, White
|6.9 inches
|2.2 inches
|1 Years Sheaffer India Warranty and Free Transit Insurance.
Please Note: All products sold on Flipkart are brand new and 100% genuine
Have you used this product?
Rate it now.Write a Review
'Top Reviews' lists the most relevant product reviews only. Show ALL instead?Expand all Reviews
Nishtha Dixit
Feb 5, 2014
A great buyTalking about the looks, it's sleek and stylish. It writes pretty smooth and one cartridge lasts quite long. The best things is that it is affordable and has all the features of a luxury pen. Its an awesome buy!
GS Brar
Dec 13, 2014
NICE PEN but dont buy from RUCHI MARTI ordered for blue ink pen (as the description mentioned it to be) but instead received black ink pen. I ordered a replacement. Then i got replacement pen and that too again of BLACK INK. So i request you to avoid RUCHI MART at any cost. They are going to sell you product which they have abundant in their stock, not the ones you ask for.
Pradeep Nair
Oct 9, 2012
Nice PenIt is nice looking and a bit on the heavier side, which I like, as you feel that you are holding something. It just glides over the surfaces and writes boldly. The body looks translucent and very good. Comes with a refill so do not have to wait to test this baby.


text:
If you are looking for affairs, mature sex, sex chat or free sex then you've come to the right page for free Barton, Texas sex dating! Adult Friend Finder is the leading site online for sex dating on the web. If you are visiting or live in Barton, Texas and are dating for sex, we can get you connected with other adult friends fast. be naughty and find sex, as our adult site is the best place you will get it on and find affairs, mature sex, sex chat, free sex and more. AdultFriendFinder.com just happens to be packed with housewives and amateur swingers looking for free swinger hookup sex. As you're probably excited to find a fling and other adult friends, get started today on our get it on site. Sex and dating offerings on this Barton, Texas page help you hook up for hot sex quickly with sexy swingers, singles, housewives, MILFs and sluts in and around Barton, Texas. Hook up today >>
Join Now for FREE to Find Adult Sex Near Barton, Texas
- browneyes4u33 34/F Barton, Texas, United States looking having fun
- HAWAIIANGEM 29/F Barton, Texas, United States SWEET AND READY
- chevygirl_july20 47/F Barton, Texas, United States Most of my friends would say I have easy-going personality.
- 4lovebunny 32/F Barton, Texas, United States looking for fun
- Ayanna287 37/F Barton, Texas, United States i'd like to meet.. real, honest, nice, people that will listen to music, drive or walk around with m
- EstherE95 25/F Barton, Texas, United States i'm currently single & want to keep that way for a while
- tooties4u 39/F Barton, Texas, United States hey ladies,gents
- lover81979 36/F Barton, Texas, United States im looking for all kinds of fun ( interested)
- alisasd70136 44/F Barton, Texas, United States Well about me, I hate this p
Additional Texas Cities and Areas: Men and Women Looking for Sex
- Derby Center
- Derby Line
- East Burke
- East Montpelier
- Enosburg Falls
- Glover
- Greensboro
- Greensboro Bend
- Groton
- Hardwick
- Monroe
- Morristown
- Morrisville
- Newbury
- Newport
- Newport Center
- North Troy
- Northumberland
- Orleans
- Plainfield


text:
It's finally ready, you can use this tool to help you understand if the trade is good or bad for your team based on the potential overall value of the player(s) in the trade.
Fantasy Football Trade Analyzer
Please by sure to leave a comment
It's finally ready, you can use this tool to help you understand if the trade is good or bad for your team based on the potential overall value of the player(s) in the trade.
Please by sure to leave a comment
Mcfadden and Roethlisberger for Stafford and Fred Jackson is the trade. Fair or unfair? Whose getting the better deal?
Jackson will probably have a couple good games, and McFadden won't have any. I would muchhhhhhhh more rather Big Ben over Stafford.
Doug Martin for Chris Johnson?
Get Doug Marin
d martin and r williams for r mathews in a ppr league and flex and r williams is starter
Rivers n MJD for Peyton Manning n AP?
Calvin johnson for steve smith and ahmad bradshaw
Gronk and D Moore for E. Decker, M. Leshore. and D Keller. even?
Miles Austin for Wes Welker?
Trent Richardson , Heath miller for Brandon marshal. I have Trent and heath
Your missing Giovani Bernard in your analyzer tool
Giving Pierre Garcon.
Getting Antonio Brown.
DO it?
i have dmc and wes welker for trent Richardson and ty Hilton. is it a good trade
Vincent Jackson
Steve smith
Giving CJ Spiller – Wes Welker
Getting LeSean McCoy – Jordan Cameron
Trade – b Marshall for d Williams and Moreno
Fair trade? Who has the better of this trade
Trading C Newton for T Brady
I have Gronk waiting to return
Larry Fitzgerald and Ryan Matthews FOR Chris Johnson and Mike Williams
Peyton and d. Thomas for Peterson and Wayne?
Doug Martin and gronk for knows hon Moreno and josh Gordon
Looking to trade Chris Johnson RB, Nick Foles QB, Hakeem Nicks WR, and Jordan Reed TE for Matt Stafford QB and Andre Johnson. Week 11. Am I over shooting?
Should I trade Knile Davis and Vincent Jackson for Randall Cobb?
I have LeSean McCoy, Le'Evon Bell, Mark Ingram, Pierre Thomas, and Ryan Mathews as my RB's
I have Aj Green, Michael Floyd, and Kendall Wright as my WR's
Any suggestions would be appreciated!
No brainer, Charles is a work horse and Jackson is boom er bust, Cobb locked in for huge year
[…] Post Title : The fantasy football trade analyzer is ready! | fantasy Source : fantasyfootballtrade.com Read More : The fantasy football trade analyzer is ready! | fantasy […]
3 wr/no flex league.
I was offered Larry Fitzgerald and Melvin Gordon for Calvin Johnson and James Jones
WR is currently my strength (Antonio Brown, Calvin Johnson, Edelman, James Jones, Agholor, Devante Parker) but am weak at RB (Frank Gore, Lamar Miller, Ameer Abdullah, Rashaad Jennings)
Should I take this offer
the only bad side of this trade is melvin gordon, i would try to keep jones since aaraon rodgers is a good qb who is more than likely to pass than rush, therefore oppurtunites for jones to be on the receiving end.
Devonte Adams and Deion Lewis for Jordan Matthews in a half point ppr league.
After Big Ben went down, I want to trade for Manning. Which RB do you think will do the least for the remainder of the season (who should I trade him): Gore, Randle, Gordon or Freeman. Was obvious Freeman until his monster game Sunday, likely stealing the job from Coleman.
Tyler Eifert and Andre Johnson for Greg Olsen FAIR OR UNFAIR
I have Adrian Peterson and Branadon Marshall, but someone wants them and they're willing to trade Eddie Lacy, Jeremy Maclin and Latavius Murray. What do you guys think???
I have a friend of mine that wants My Tom Brady, Barnidge and Broncos D for Freeman, Mike Evans, Big Ben, and Kelce. Is that a good trade?
My Starters: Brady, D. Thomas, Hilton, Cooks/Cooper/Benjamin, RB: Gurley, A.P., CHarcandrick West, Hillman, Langford. TE: Barnidge. I have a lot of solid back up, should I do this trade? I give up Charcandrick West, Barnidge, Cooper for Gronk?


text:
By David Powlison
You probably speak 20,000 words a day, give or take, and each one influences those who listen. No wonder God has so much to say about our words. We are all counselors, whether we realize it or not!
Speaking Truth in Love is a blueprint for communication that strengthens community in Christ. The principles outlined in this pivotal work are specific to counseling, yet extend to marriage, family, friendship, business, and the church.
Practical in its approach yet comprehensive in its scope, Speaking Truth in Love is sure to become required reading for anyone interested in pursuing a career as a counselor or anyone else who longs for ways to redeem relationships.
Author Bio
David Powlison, M.Div., Ph.D. - In addition to serving as CCEF's Executive Director, David is a faculty member at CCEF as well as the Senior Editor of the Journal of Biblical Counseling. He holds a Ph.D. from the University of Pennsylvania, as well as an M.Div. degree from Westminster Theological Seminary. David has been counseling for over thirty years. He has written numerous articles on biblical counseling and on the relationship between faith and psychology. His books include Speaking Truth in Love; Seeing with New Eyes; Power Encounters: Reclaiming Spiritual Warfare; and The Biblical Counseling Movement: History and Context. David has taught across the United States and in Korea, India, Brazil, Europe, and Sri Lanka.


text:
Jewish Telegraph
|Weekly newspaper
|Jewish Telegraph Ltd
|Paul Harris
The Jewish Telegraph is a British Jewish newspaper. It was founded in December 1950 by Frank and Vivienne Harris, the parents of the current Editor, Paul Harris.
Frank and Vivienne Harris founded the newspaper in the dining room of their home in the City of Salford in December 1950.[1]
Frank Harris was a London freelance journalist who, on his arrival in Manchester, noticed the fact that the city's only Jewish newspaper was a freesheet. He determined, against all advice, to establish a Jewish weekly.
Vivienne Harris oversaw the newspaper's expansion from 1950 to 2011.[1] Under her guidance, the Jewish Telegraph established editions in four major British cities - Manchester, Leeds, Liverpool and Glasgow.[1]
In 1976, the Jewish Telegraph decided to widen its field of coverage and established a separate Leeds edition with its own editorial and advertising staff and office in that city. A staff of nine is maintained there.
In 1981, the Jewish Telegraph expanded further, acquiring the title of the monthly Liverpool Jewish Gazette, immediately giving Merseyside, for the first time, its own Jewish weekly. The Jewish Telegraph has its own editorial staff in Liverpool, based in offices at Harold House, the Liverpool Jewish Community Centre. These offices will move into the new King David Campus in September 2011.
In June 1992, on the demise of the Glasgow Jewish Echo, the Jewish Telegraph moved into Scotland within a week and began to produce a weekly edition. A staff of four works from office accommodations at the Glasgow Maccabi complex.
The latest addition to the Jewish Telegraph was in December 1999 with the introduction of a website, which is entirely updated in the early hours of every Friday morning. The paper is currently headquartered in Park Hill, Bury Old Road in Prestwich.[2]
- ^ a b c McKeegan, Alice (2011-03-10). "Founder of Jewish Telegraph, Vivienne Harris, dies aged 89". Manchester Evening News. Retrieved 2011-03-10.
- ^ "Tributes to paper pioneer Vivienne". Bury Times. 2011-03-10. Retrieved 2011-03-10.
External links[edit]
|This United Kingdom newspaper-related article is a stub. You can help Wikipedia by expanding it.


text:
Jump to navigation
Copyright © 2016 Rodale Inc. No reproduction, transmission or display is permitted without the written permissions of Rodale Inc.
Lie back on a stability ball, holding dumbbells at your chest, palms facing each other. Push the weights straight up. Open your arms wide, lowering the weights out to the sides and a bit back, until your upper arms are nearly parallel to the floor. Reverse the move to return to start. That's one rep.
You may unsubscribe at any time.
Your account has been deactivated.
Please confirm the information below before signing in. Already have an account? Sign In.{* #registrationForm *} {* emailAddress *} {* displayName *} {* newPassword *} {* newPasswordConfirm *}
We have sent a confirmation email to {* emailAddressData *}. Please check your email and click on the link to activate your account.
We've sent an email with instructions to create a new password. Your existing password has not been changed.
{| foundExistingAccountText |} {| current_emailAddress |}.


text:
The new home of
Perth enjoys a beautiful position on the banks Scotland''s longest river, The River Tay. It was once the ancient Capital of Scotland and played an influential role in the country's history which is portrayed by its fine historical buildings and elegant architecture.
Perth may be Scotland''s newest city, with modern facilities to match, but it is also rich in history and has a wealth of well-preserved castles, ruins and stately homes to explore. One of the most popular is Scone Palace, the crowning place of Scottish Kings including Macbeth, Robert the Bruce and Charles II. The palace lies on the banks of the river and features extensive grounds and a maze.
The Black Watch Castle and Museum is set in beautiful grounds and gardens and the museum offers a fascinating exploration into Scotland''s military history. Drive further out of the city and you will discover an abundance of ancient castles dotted around the surrounding countryside.
There is much more to Perth than its rich past. It is a thriving, modern city with an impressive array of shops, restaurants, cafes, bars and a flourishing arts and entertainments scene. There are world class art galleries and festivals, music and dance events and live theatre performances. Each year, the city hosts its own Highland Games, drawing visitors from far and wide.
For a relaxing day out, drive into the glorious Perthshire countryside, enjoy a round of golf, a spot of fishing or walking, biking and horse riding among the forests, waterfalls and glens. Venture a little further North and you will arrive at the beautiful wilderness that is Highland Perthshire. Here you will find a dramatic landscape where rare Arctic plants grow, red deer graze and golden eagles swoop high above the mountain tops.
Come and discover a cosmopolitan city and the beautiful surrounding towns in the heart of bonny Scotland; search cottages in Perth today.
23 reviews
This beautifully-appointed property, with indoor heated swimming pool, set in a third of an acre of enclosed gardens, provides generously proportioned, flexible holiday accommodation. There is a Bang & Olufsen music system with CD library spanning all genres and a family room with 50in LCD TV. Set between Kinross and Dollar, overlooking the Ochil Hills, it is centrally located for exploring the southern Highlands and central Scotland. Gleneagles is 15 minutes away; St Andrews, Edinburgh, Dundee and Glasgow are 45 minutes; Perth and Stirling are 20 minutes. There are 25 castles and 35 golf courses within 5-40 minutes' drive (including Gleneagles, St Andrews and Carnoustie). Local activities and attractions include horse riding, fishing, curling, hillwalking, gliding, sailing, waterskiing, canoeing, shooting, birdwatching and golf. Various motor sports at Knockhill Racing Circuit, hovercrafting at Craigluscar and off roading at Oakley Buggy Centre. Visit Blair Drummond Safari Park, Loch Leven Castle, Vane Farm Nature Reserve, Wallace Monument, Stirling Castle, Falkirk Wheel, Deep Sea World, Townhill National Waterski Centre and Lochore Meadows Country Park (canoeing, sailing). In Scotland's beautiful capital city there is a wealth of galleries and museums. Tour Edinburgh with its castle, Scottish Parliament, Holyrood Palace, Royal Yacht Britannia, zoo, waxworks, dungeons, climbing centre and Dynamic Earth Centre. A 20-minute drive is the Fife Coastal Trail with the picturesque villages of the East Neuk of Fife. Whisky Trail is a 90-minute drive. Shop and pub 2 miles.
Steps to entrance. Two steps down to spacious living room with French windows to balcony. Dining room. Large kitchen/dining room with door to pool room (one third under a glass roof overlooking the garden) and family room with TV, DVD, double sofa bed (alternative sleeping). Master bedroom with 5ft bed, additional double sofa bed (alternative sleeping), en-suite shower room, toilet. Double bedroom with additional single bed (for +1), en-suite shower room with toilet. Further double bedroom. Twin bedroom with additional single bed (for +1). Double bedroom with additional single bed over (for +1). Family bathroom, over-bath shower, toilet. Separate toilet.
Looking for something with a little more?
cottages.com is a trading name of Wyndham Vacation Rentals (UK) Ltd. Registered in England and Wales.
Registered Office: Spring Mill, Stoney Bank Road, Earby, Lancashire,BB94 0AA, UK
Company Registration Number 00965389. VAT Registration Number: GB 598 22 99 77
Subscribe to our latest Deals & offers
cottages.com is the new home of cottages4you (Cottages for You).
cottages.com is a trading name of Wyndham Vacation Rentals (UK) Ltd. Registered in England and Wales.
Registered Office: Spring Mill, Stoney Bank Road, Earby, Lancashire,BB94 0AA, UK
Company Registration Number 00965389. VAT Registration Number: GB 598 22 99 77


text:
Top Definition
A punch from a lame-ass person that just runs his mouth all day and doesn't do a thing.
Jerry threatened to "Jerry punch" me but he won't because he's a pansy.
ayon kay Jessi84 ika-02 ng Disyembre, 2009
Trending Now
Ang mga sulat are galing sa firstname.lastname@example.com. Kailanma'y hindi kami magpapadala ng spam sa inyo.×


text:
Pound & Bundt Cakes: The Elements Of Cake Baking
- When Monday, February 7, 2011 at 6 p.m.
- Where Alchemy of the Hearth, 960 Rancheros Drive Ste L, San Marcos, CA Map | Website
- Age limit 14+
- Categories Food, Lectures & Classes
- Cost $65
Above: Chef Arleen Lloyd.
In the cake world there are two types of cakes; high fat or shortened cakes and low fat or foam type cakes. This hands on class teaches you the techniques needed to create high fat cakes, the denser versions of butter cakes better known as pound and bundt shapes. You'll learn about cake formulas, the mixing methods, what fats to use, how to scale, pan, bake and be successful at creating wonderful tasting butter cakes. Join chef Arleen on February 7th, 2011 at 6p.m.
*Bring an apron, closed toe shoes, 1 loaf pan and 1 bundt cake pan and containers to carry your creations home.
Location: Alchemy of the Hearth, 960 Rancheros Dr. ste. L, San Marcos Ca, 92069. Google Map


text:
The European Parliament have passed a motion calling for the immediate release of abducted Israeli soldier Gilad Shalit.
MEPs from across the political spectrum signed a letter to EU Foreign Policy chief Lady Catherine Ashton, who will visit Israel and Palestinian areas next week. Israel will open the Erez crossing into Gaza for Lady Ashton's visit.
Gilad Shalit, 23, was abducted almost four years ago by Hamas terrorists. No Red Cross members or negotiators have seen him, but videos and photographs have been released.
His father Noam Shalit, who met European Parliament President Jerzy Buzek in Strasbourg, welcomed the resolution, saying he hoped it would encourage the Israeli government to keep pressing for his son's release.
Hamas is yet to respond to the latest offer of a prisoner exchange with Israel, where many hundreds of Hamas and Fatah terrorists and criminals may be freed in return for Mr Shalit's freedom.


text:
Newell Turner, Editorial Director, Hearst Design Group
"Jennifer Boles has a keen eye for the details that make a room feel considered and chic. Her charming new book catalogs lessons learned from the Greats and they're all here, wrapped nice and tidy for your viewing pleasure. This volume is essential for anyone who enjoys decorating history and l'art de vivre."
Miles Redd, designer and author of The Big Book of Chic
"Everything stylish from A to Z. Anything you need to know about chic interiors."
Michael S. Smith, designer and author of Building Beauty: The Alchemy of Design
"Jennifer Boles' blog "Peak of Chic" is a constant source of design history and style which I never miss and her new book "In With the Old" is the dictionary for the vocabulary of beloved design details that have been used throughout the years. A wonderful educational read."
Bunny Williams, designer and author of Bunny Williams' Scrapbook for Living
"In with the Old is a visual encyclopedia with a wealth of information about how we lived in style in the past. Jennifer Boles is the Miss Manners of interior decorating and has compiled everything au courant before 1970. An essential work for interior design students, this history of design is fun to look at and to read."—Mario Buatta, aka "The Prince of Chintz" and author of Mario Buatta: Fifty Years of American Interior Decoration.


text:
Private-label cereals are being included in government-funded Women, Infants and Children nutrition programs as a way to reduce program costs. es such as Texas, California and West Virginia have all added at least one store-brand item to their programs, according to Wayne Anderson, director of the Oklahoma State Department of Health, WIC Services, Vendor Division. The federally funded WIC program helps supplement the diets of low-income women and children by providing them with vouchers ...
REGISTER TO VIEW THIS ARTICLE - Register for a Free Account
Why Register for FREE?
Registering for content on Supermarket News will give you INSTANT access to invaluable articles and media content that industry professionals rely on. You will have access to our special reports, feature articles, and industry analysis. It's FREE, easy and quick. What are you waiting for! In addition you will also receive complimentary access to the SN salary survey data tables.
Click here to read the FAQ page if you have any questions (opens in a new window)
Attention Paid Print Subscribers: While you have already been granted free access to SN we ask that you register now. We promise it will only take a few minutes! Or visit your profile and add your print magazine account number and zip code.


text:
Family Practitioner, Primary Care Doctor, General Practitioner
1300 Princess Ave
Camden, NJ 08103 Phone number & directions
Camden, NJ 08103 Phone number & directions
License & Identifications
A medical license is required for a doctor to practice medicine in a particular state. Requirements vary by state but most require, at a minimum, post-graduate training in the doctor's specific specialty. An NPI number is a national identifier unique to an individual health care provider and is managed by the Center for Medicare & Medicaid Services (CMS).
Learn more about Dr. Mustapha Khan:
View the full profile to get information on:
- Qualifications
- What's important to you
View full profile
Patient Reviews
Have you visited Dr. Khan? Share your experience.
Write a Review
Write a Review
Prepare before visiting Dr. Khan
Diabetic Macular Edema Read all about Diabetic Macular Edema by visiting our Vitals patient education guides.Before Visiting Dr. Khan Learn More
Specialties & Research
- He has special expertise in 1 area:
- Flu (Human Influenza)
Education & Awards
Dr. Khan graduated from Howard University , Washington.
Dr. Khan has 2 hospital affiliations:
- Virtua West Jersey Hospital - Marlton
- Virtua-West Jersey Health System
Home > Find a Family Doctor > NJ > Camden Family Physicians > Dr. Mustapha Khan, MD
Similar doctors nearby
Dr. Christopher Colopinto
Family Medicine
34 years experience
Camden, NJ
Dr. Susan Fesnak
Family Medicine
29 years experience
Camden, NJ
Dr. Julius Brooks
Family Medicine
26 years experience
Camden, NJ
Dr. Amit Bhalodia
Family Medicine
15 years experience
Camden, NJ
Dr. Robin Figliola
Family Medicine
15 years experience
Camden, NJ
Dr. Stephen Colameco
Family Medicine
36 years experience
Camden, NJ
- Additional Information
- Dr. Mustapha Mohamed Khan MD is a male Family Practitioner and practices in Family Medicine and General Practice.
- Where does Dr. Mustapha M. Khan practice?
- Dr. Mustapha Khan has 1 office location.
Dr. Mustapha Khan practices Family Medicine and General Practice near Camden, NJ.
See Camden Family Physicians and Camden Primary Care Doctors.


text:
Texas-Based Company Auctioning Martin Luther King Jr. ItemsSome civil rights movement history was going up for auction Thursday in New York City. Papers from the Rev. Martin Luther King Jr. were being sold by Maude Ballou, 88, who worked as King's secretary from 1955 to 1960.
Dallas Celebrates MLK With Parade, Celebration Of His LifePeople across the country are celebrating the life of Dr. Martin Luther King, Jr. on the federal holiday that honors the day he was born in 1929.
Longtime South Dallas Business Owner Reflects On His LegacyJasper Baccus was born to be a businessman. And 52 years ago this week, he opened his namesake cleaners at the corner of what would later become Malcolm X and Martin Luther King –– the very heart of South Dallas.
Through The Lens: Martin Luther King Day ParadeI wanted to find some younger kids and see what this day means to them and how much they know about the man they are celebrating.
Through The Lens: MLK Jr. Oratory Competition
Sandie's Arts Blog: New Year, New Entertainment
Plans Changing For Many As Irene Heads Toward East CoastBy the time Irene roared across the Bahamas, Aidan O'Hare was safely in Plano, along with more than 400 of his company's employees. "I'm glad we got out," he said.
Local Teen To Be A Part Of MLK Memorial DedicationOn Monday, the public will get its first look at the MLK Memorial in Washington, D.C. and a North Texas teen will be a part of the pre-dedication celebration.


text:
All students will eventually be required to earn three Flags in Writing and one Flag in each of the other areas. Please consult with your academic advisor to determine which Flags are required for your major and catalog, and to learn about how you may earn each Flag in the process of completing your major, core, and other degree requirements. To speak with the Flags advisor, you can reach him via email or by phone at 512-232-4711.
Flagged courses are identified in the course schedule with a yellow box that indicates the specific Flag designation. Degree audits also include a yellow box to designate which courses students have taken that satisfy flag requirements.
A course can carry up to three Flags. However, the same course cannot be used to satisfy the Global Cultures and Cultural Diversity Flags even if the course carries both Flags.


text:
Shoplifting Shorewood lawyer suspended for 6 months
NEW Commenting Policy
PLEASE NOTE: A Journal Sentinel subscription is now required to comment. You can read more about that transition in our FAQ. As always, our discussion guidelines and terms of use still apply to all comments and commenters. If you have any issues logging in to or using our commenting system, please let us know.
Welcome to our commenting system. Before you dive in, please note the following:
- You can log in to this system either through Facebook or using your JSOnline public profile. JSOnline public profile. Please note that your public profile login will be different than your JS Everywhere login.
- You can personalize your public profile with a photo. You can also use that profile to sign up for email newsletters and alerts.
- While we strive for a lively and vigorous debate of the issues, we do not tolerate name calling, foul language or other inappropriate behavior. Please see our discussion guidelines and terms of use for more information.
- While we do our best to moderate comments, we do not screen comments before they are posted. If you see a comment that violates our guidelines, please use the "Report Abuse" link to notify us of the issue.
- We reserve the right to close commenting on specific stories.
Sort by
Chris Larson should be a bit worried. She may want to run for the office he now holds.Hide replies
Or she could get a job on Walker's staff.
@doubt - is that a pun?
or go to vegas and get in with those korean card cheats. it would satisfy two of her cravings. gambling and theft.
Better she start off with parking tickets, or delinquent dog licenses, before working her way back to a major law firm.
Bet it was a Kit Kat. Them are good!Hide replies
Especially the new white chocolate ones!
nah, im going with a snickers. i feel shes a more traditional thief.
Since when is it illegal for a lawyer to steal? When did that change? I thought that is what lawyers DID!Hide replies
LMAO! Keep 'em coming.
Is this Chris Larson's lawyer?Hide replies
Nope, Tim Russel's, Brian Pierick's, Kevin Kavanaugh's and soon to be Scott Walkers.
Possibly a Dem..she did self report. Had she played for the other team she would have blamed the poor store owner!
She self-reported "BECAUSE SHE'S POSSIBLY A DEMOCRAT"? Bill Clinton must not be one, because he denied nailing Monica Lewinsky until the end. The incarcerated criminals must be Republicans, too- I don't know of many who turned themselves in.
Breathe- you're obviously starved for oxygen. Idiot!
Gotta love it when the Sykes lemmings get all worked up. Don't worry, your Jeff Wagner nap time comes up in 75 minutes
@doubt - Sphinctor says what?
@Un-reasonablefoubt- I HATE TALK RADIO of all kinds!!!!!!!!! One of the biggest wastes of time I can think of unless it's informational, not just harping on the same comments all day and the hosts talking to themselves.
You, OTOH, need to be a little bit more objective, so you can see that both sides are screwing everything up. It's not just one side.
Typical...she probably only self reported cuz someone had the drop on her and was going to turn her in anyway...wonder how many cases she screwed up while her poor little life was spiraling into the mess it did, at 300 bucks an hour...this countrys love affair with lawyers is mind boggling...
Um, is she "Of Counsel" to the J-S?
A lawyer that's a thief. Nothing new here, move along.
And then, its a RETROACTIVE suspension, handed down by a Supreme Court which, of course, is just a bunch of lawyers...love how they protect their own...how bout making her prove she is ready to be responsible enough? No treatment that was Court Ordered? Aren't they famous for that when it comes to the rest of Society? No spendy classes to attend, 12 step groups, counseling or writing apology letters to all the businesses she ripped off? Yeah, didn't think so...the legal profession is quite famous for their Do as We Say, Not as We Do mantra...what a joke...
Republican Scott Walker new Lawyer.
Latest Proof and Hearsay Posts
- Reelz Network airing show Saturday on Steven Avery and the Teresa Halbach murder
- Citing inappropriate Randa rant, 7th Circuit orders new sentencing in heroin case
- Illinois man who drove drunk at WI Boy Scout camp loses appeal
- Kenosha man seeks U.S. Supreme Court review of expanded warrantless home search
- WI Supreme Court to hear case of fired Walgreens worker
- New episodes of 'Making a Murderer' are in the making
- Milwaukee defense lawyer suspended 60 days
- Supreme Court decided 43 cases last term, fewest in in 25 years
- Tiny school district feels big financial pain from Woznicki records requests
- Marcia Clark, O.J. Simpson prosecutor and author, coming to Pabst Theater
Supreme Court Tracker