text:
Braces from Robin van Persie and Daniel Welbeck helped Manchester United go top of the nascent Premier League with an impressive 4-1 win at Swansea City, with one of van Persie's goals likely to be as good as anything we see this year.
Two goals in quick succession towards the end of the first half gave the visitors a commanding 2-0 lead, Van Persie hooking in a clever finish and Welbeck tapping in from close range after a low cross by Antonio Valencia.
Swansea had dominated possession until that point, although they had gone off the boil before those goals. Michael Laudrup responded with the half-time introduction of new signing Wilfried Bony, who had been left on the bench due to jet-lag.
Swansea improved with his power and pace but, with Rio Ferdinand and Nemanja Vidic solid at the back, there was no way through.
Van Persie added his second and United's third with a fantastic goal that is, almost amazingly, a contender for goal of the season: the Dutchman fired into the roof of the net after dummy runs from substitute Wayne Rooney and Welbeck.
Bony netted a late consolation on his Premier League debut with the score 3-0, but United were never going to be denied as Welbeck completed the rout with a fabulous deft chip over the keeper from Rooney's pass.
PRE-MATCH: Stars on the bench – Both sides dropped their big-name strikers, with Swansea's Bony and United's Rooney out for different reasons, the former jet-lagged and the latter simply out of favour. Both had an impact as subs, Bony scoring and Rooney grabbing two assists.
34' – GOAL: Van Persie is played onside by Angel Rangel, takes a high ball on his chest and – despite the touch not favouring a finish – manages to contort his body and execute a brilliant volley.
36' – GOAL: After Van Persie causes problems with a clever run, the ball drops to Valencia on the right, whose low cross is tapped in by Welbeck. Scrappy, but 2-0. Swansea shell-shocked.
72' – GOAL: A magical finish by Van Persie, who wraps his left boot around the ball from the edge of the box, swerving it into the roof of the net. Bonus points to Rooney and Welbeck for dragging the defence all over the place with smart off-the-ball runs.
82' – GOAL: Bony drills a cool low finish past De Gea after Welbeck and Tom Cleverley dither on the edge of the box. A way back in or consolation?
90+2' – GOAL: Consolation. Welbeck atones for his earlier error with a superb chipped finish after Rooney's through-ball.
TALKING POINT: Who needs megabucks signings when you have Van Persie? He is arguably the most accomplished striker of a ball in football, and with a hard-working team and a hard-working manager like Moyes, there is no reason why he cannot fire United to the title again. And props to Welbeck, who doubled his meagre 2012-13 Premier League goal tally in his first match of this season.
Manchester United have never lost a Premier League game after leading by two goals at half-time (130 wins, three draws).
Bony became the first Ivorian to score on his Premier League debut.
Robin van Persie (Manchester United): Gonzalo who? Radamel what? Edinson eh? Van Persie is the best out-and-out striker in the world. Probably.
Swansea: Vorm 6, Rangel 6, Chico 5, Williams 5, Ben Davies 6, Canas 6, Britton 6, Dyer 6, Shelvey 6, Routledge 6, Michu 5; Subs: Bony 7, Hernandez 7, Ki 6
Man Utd: De Gea 7, Jones 6, Ferdinand 7, Vidic 7, Evra 7, Cleverley 6, Carrick 6, Valencia 7, Giggs 6, Welbeck 8, van Persie 9; Subs: Rooney 7, Anderson N/A
#SCAFC 1-4 #MUFC: Who needs big-money signings when you have Robin Van Persie? And, er, Danny Welbeck...
- Sports & Recreation
- Soccer
- Manchester United
- Premier League
- Robin van Persie
- Daniel Welbeck
- Wilfried Bony
- Swansea City
- Wayne Rooney


text:
Boat Parts & Accessories
Most Popular Categories
Boat Covers
Boat Propellers
Bimini Tops
Boat Motors & Parts
Boat Motors
Boat Seats & Pontoon Furniture
All Categories
Boats for Sale
Boating Forums
Correct Craft
Boat Manufacturers
- Listed Alphabetically
Boat Manufacturers
- Listed by Boat Type
Outboard Engine Manufacturers
Boat Part Manufacturers
1976 Correct Craft Series
1976 Correct Craft Caribe
1976 Correct Craft Cuddy
1976 Correct Craft Marauder
1976 Correct Craft Martinique
1976 Correct Craft Mustang
1976 Correct Craft San Juan
1976 Correct Craft Ski Nautique
1976 Correct Craft Ski Tique
1976 Correct Craft Southwind
1976 Correct Craft Tobago
Correct Craft Links
Correct Craft Boat Dealers
Used Nautique Boats Boats for Sale
Related Links
Insure my Correct Craft Boat
Sell my Correct Craft Boat
Boat loan quotes
Parts & Accessories
Anchoring & Docking
Bimini Tops
Boat Covers
Cabin & Galley
Boat Hardware
Boat Seats & Furniture
Boat Windshields
Controls & Steering
Covers & Tops
Fishing Equipment
Fuel Tanks & Systems
Inflatable Boats
Life Jackets
Maintenance & Boat Repair
Manuals & Books
Marine Electrical
Marine Electronics
Marine Engine Parts
Nautical Gifts
Plumbing & Pumps
Trailers & Parts
Trolling Motors
Videos, CDs & Software
Need Help? Have Questions?
(International Calls)
Sign Up for Email Offers
Privacy & Terms
About Us
Advertise with Us
Contact Us
© 1999
2016 iboats, Inc.

subset: commoncrawl


text:
Chocobo in progress by BwabbitWatch
©2011-2016 Bwabbit
Nearly finished my Chocobo plush. The pattern is one I am making myself, and am still tweeking (Hemce the paper beak). He has at least 6 hours of work behind him already, 2 hours in pattern making alone. He is hand sewn with felt and has wire in his legs to make him stand.


text:
Castilla y Léon is famous for its aqueduct of Segovia, the Gothic churches in Léon and Burges as well as the sandstone walls found in Salamanca. People flock from their hotels in Castilla y Léon to trace part of the route of El Cid as it enters Burgos. They visit from their Castilla y Léon hotels the 20 churches found in Zamora. Indeed, you cannot spend but a weekend. Castilla y Léon demands more of your time. It has a chocolate making center at Astorga and the inland beaches of Valladolid to amuse you. To save money, check with EasyToBook.com for Castilla y Léon cheap hotels and discount hotels. Castilla y Léon can then show you its natural and architectural wonders.
Tourists come to Castilla y Léon to see the architect Gaudi's Bishop's Palace. It now houses the Museuo de los Caminos. There is the 15th century Castillo de la Mota in Medina del Campo. Take time, as well, to tour the restored 12th century stonewalls (Las Murallos) at Ávila.
Please provide this reference number to our customer service center representative on request, so we can help you better


text:
Genealogy: Tips for searching cemeteries and photographing headstones
Scott G. Winterton, Deseret News archives
Searching graveyards or cemeteries can be a mixed experience of disappointment and jubilation all in the same day.
First, see if you can find a map of graveyards you intend to visit and the background about each. I have had good luck with checking with local historical societies and asking them if there is a record of the local cemeteries. If there is not documentation available, I try to see if I can locate the sexton (caretaker of the graveyard) to see if there is a plot organizational chart that defines who is buried where.
Check to see if there is an old map and new map of the graveyard. Compare them to see what differences there are between them. In some countries there is what is known as an ordinance survey reference number which identifies the cemetery. Other countries have other reference systems. The key here is to realize there may be information about graveyards and cemeteries to help you find what you seek.
When I enter a graveyard, I go with a reference and anticipation. I am hoping the headstone is legible and easy to read. If the headstone is more than 100 years old, I am pleasantly surprised and grateful if the headstone is legible, and not damaged by vandalism or weathered by the years. Whatever I find, it is always fun.
Take a small pocket notebook with you and it will be useful to draw diagrams of graveyards and write down inscriptions.
If you have some flexibility in your trip as to the days you will be searching the cemetery, keep a close watch on the weather report. It is always better to view a graveyard on a sunny day versus overcast and rainy.
Are you planning on taking photographs of headstones or making headstone rubbings on your trip? If you are, and you've never taken a photograph of a tombstone or made a headstone rubbing, practice on some local stones before you leave. The time to learn isn't at a cemetery 2,000 miles from home on the last day of your trip.
Photographing at the cemetery/graveyard
Maureen Taylor, owner and principal of Ancestral Connections, gave instructions on best photographing at a cemetery in her article, Tips for Photographing Gravestones. "Over the centuries, several different types of stones have been used to create gravestones. Some of the stones are quite porous and fragile, while others are resistant to damage. Be careful when attempting to improve the readability of the inscription," Taylor says.
Taylor then listed the types of stone in the article:
- Prior to the 19th century: sandstone or slate.
- Nineteenth century: marble and gray granite.
- Late 19th century to the present: polished granite or marble.
- Before you start taking photos of headstones, make sure you capture the details of the cemetery that include the name, street signs, proximity and church adjacent to the cemetery.
- All of these details will help you and others that follow know where you have been.
- Sunlight emphasizes imperfections in the stone and can make the carving look flat.
- Headstones facing west are best photographed at midday.
- Headstones facing north should be photographed in the late afternoon.
- Headstones facing south are well-lit all day.
- Taking photos of large headstones alone sometimes makes the inscription too small to read.
- Take a photo of the large headstone and then move in close to take a photo of the inscription.
- Germany: Syrian asylum seekers blows himself...
- Pope Francis: The world's at war, but not a...
- President and Sister Uchtdorf visit site of...
- Erin Stewart: Should you teach your kids to...
- Thousands of youth participate in the Days of...
- Catholic leaders speak out as controversy...
- President Uchtdorf visits refugees; presents...
- Elder LeGrand R. Curtis, Jr. addresses 'A...
- Is Bernie Sanders an atheist? 42
- President Uchtdorf visits refugees;... 33
- Erin Stewart: Should you teach your... 19
- Can Hillary Clinton finally close the... 17
- Who boos an opening prayer? The... 7
- Great quote, Tim Kaine, but John Wesley... 7
- Catholic leaders speak out as... 4
- Wright Words: What I learned from Machu... 4


text:
"the Czechs love their beer, and I do too" Jihocesky Kraj Local Custom Tip by richiecdisc
Jihocesky Kraj Local Customs: 2 reviews and 2 photos
In 1994, Czechs drank 283 pints of beer per person, well in front of Germany, who was second with 251. Beer is inexpensive by western standards at around 50 cents per 20 ounce serving and you can even find it for less if you look around. There is not the great variety of beer styles as say a country like Belgium or even Germany, but the overall quality is good and there are some find light and dark lagers worth seeking out. Keep your eyes out for something different and try it. No use drinking the same thing every time, so have some fun with it. Czech beer also goes very well with the starchy foods so typical of the country. Here we have a beer goulash served with two types of knedley (dumplings). Those in the foreground are made with bread and the others are potato based.
More Local Customs in Jihocesky Kraj (1)
More Reviews (24)
Hotels (4)See All if you have more money
Off The Beaten Path (3)See All Breznice
What to Pack (1)pack a zoomie
Transportation (1)have lupetto will travel
richiecdisc's Related Pages
"fairy tales can come true..."
- Member Rank:
- 0 0 0 0 9
- Forum Rank:
- 0 3 1 9 8
- 5,956 Reviews
- 9,011 Photos
- Add Friend
- Follow
- Send Message
Have you been to Jihocesky Kraj?Share Your Travels


text:
Service Of The Emergency Aid Resource Center For The Homeless I Aka Search
Rating: 2.67 stars 3 3 reviews
2505 Fannin Houston TX 77002 USA
How do you encourage a homeless person to reach beyond mere survival, and work toward a happy, healthy, and most importantly, independent life? In 1989, a group of community leaders, volunteers and congregations representing diverse ethnic, social, and spiritual backgrounds came together and created an answer -- SEARCH. SEARCH offers a menu of services that make it possible for homeless individuals to restore their dignity and self-respect by becoming self-sufficient, productive citizens.
Filter Reviews by Role
Promote This Nonprofit
GreatNonprofits badges allow you to raise awareness of your favorite nonprofits on your own web sites!
Reviews for Service Of The Emergency Aid Resource Center For The Homeless I Aka Search
Get discovered. Invite people to share their experiences about this nonprofit!


text:
Mono but secretly wanting to be poly...
View Single Post
Senior Member
Join Date: Jan 2012
Location: Pennsyl-tucky
Posts: 1,677
Welcome to the poly boards, but I am sorry you find yourself in a difficult situation.
I think that if you read here you will find that many people have found the "Relationship Broken, Add More People" model doesn't tend to work out too well. I agree with those here that will advise you to seek counseling with your husband and fix what is wrong with your marriage (if it is fixable) before drawing someone else into the mix and complicating matters further.
It may be that you and your husband don't work well as husband-and-wife but do work well as parents (this would be the case with my own parents - great parents, mediocre spouses - they "stayed together for the kids" - not sure they wouldn't have been happier in the long run if they had separated). In which case it may be better to separate
you expose your kids to too much drama. Just because you love someone doesn't necessarily mean that it is good for the two of you to be married. What about a scenario where you separate and co-parent the kids and still love each other while exploring other relationships in addition to your own?
Just a thought based on the (very) limited info in your first post.
Me: poly bi female, in an "open-but-not-looking" V-plus with -
MrS: hetero polyflexible male, live-in husband (24+ yrs)
Dude: hetero poly male, live-in boyfriend (5+ yrs) and MrS's BFF
SLeW: platonic girlfriend and BFF
Lotus: "it's complicated"
+ "others" = FBs, FWBs, lover-friends, platonic G/BFs, boytoys, etc.
My poly blogs here:
The Journey of JaneQSmythe
The Notebook of JaneQSmythe
View Public Profile
Find all posts by JaneQSmythe


text:
updated 03/26/2014 AT 7:00 PM ET
•originally published 03/26/2014 AT 3:40 PM ET
Just 18 and diagnosed with a stage-4 brain tumor, Alisa Finley, of Colby, Kan., came up with a 48-item bucket list.
At the top: A kiss from Channing Tatum.
While her list includes everything from a trip to Europe (check!) to trying every cheesecake at the Cheesecake Factory (done!), she got her celebrity wish granted virtually.
The actor (and former Sexiest Man Alive) sent her a kiss in a one-minute video that also featured him and wife, Jenna Dewan Tatum, singing to the tune of Pharrell Williams's "Happy" from the red carpet at the Vanity Fair's Oscars party.
So is Finley satisfied with Tatum's show of affection? On the Facebook page dedicated to her, she wrote next to that wish: "Almost done."


text:
"A Day in Eastern Congo" Goma by JohnniOmani
Goma Travel Guide: 21 reviews and 21 photos
My guide told me that about 25% of the population walking around me were infected with HIV due to the mass rapes that had taken place during the Congolese wars and Genocide. Walking down the dirty, dusty road I couldn?t help but notice a young 5 year old girl wearing a dirty charity given summer dress with broken zippers. She wore two pink slippers that were broken and her belly was bloated from malnutrition. The young girl played with a broken fork as another corner saw a group of men arguing over a food stall. Joseph advised me that these men were selling basic food staples for an inflated fixed price and said ?here John, food is power. Food is life?. In all my years of travelling, I have never felt so isolated. My heart felt as though it had been ripped out of my chest as another old women laid next to an old broken shop braiding a young girl?s hair. Another street corner was filled with young men with no shirts removing lava from a street. It was unclear to whether or not they were being paid any sort of money for their backbreaking service or if they were doing it out of necessity. Corner after corner was filled with incredible images and the Congo was closing in on me. My money in my pocket felt as obvious as a brick in my pocket while people scanned me with their eyes. Just as a group of young girls were looking in my direction, a light rain started to fall as we glanced towards the stunning green mountains off in the distance. As we were standing on a corner looking off to the mountains, an NGO luxury SUV cruised by us leaving us choking on dust. Joseph smiled after coughing and said ?John, these Western AID agencies will never understand how to help us Congolese. How can people drive luxury SUVs here and go back to their villas on the edge of the town and drink their imported wine and Heineken for dinner?. No response. How could I?
While standing there in disbelief that life could exist like this anywhere in the world, small kindergarten children in immaculately dressed uniforms danced by me while holding hands as they splashed in puddles. I couldn?t believe how children could find their way to school in all this madness but their innocence was striking in the harsh landscape of Goma. I imagined their parents at home camp suffering from Cholera or HIV and telling their children that Education was to be the key to their future and not to waste it. Another corner saw young teenage girls singing and clapping to the most beautiful African song I have ever heard. I stood on the corner memorized by their voices and the sound of hope in their song. We pushed forward through the town while Joseph told me stories about the Congo and how little the outside world knew. We discussed the secret Genocide the Pygmies in the nearby Jungles perpetrated by the militia groups who have been hunting the pygmies for sport. We also discussed how the Congo had been incredibly blessed with resources such as Gold and Cobalt yet his country suffered on an incredible scale. After discussing the politics and history, Joseph signalled that we had to cross the border back to Rwanda as the sun was about to set. My mind and words felt completely incoherent. We walked through the light rain to the check point of Rwanda and walked across with muddy and dirty shoes while thunder crackled off in the distance. The Congo had confused me. It challenged me. I would never be the same.
JohnniOmani's Related Pages
Goma Travel Guide
Member Travel Pages
- "A volcano changed Goma and the life of thousands"
- "Lava Lava Everywhere"
- "Where the earth spills fire..."
- "A Day in Eastern Congo"
- See All...
- Things to Do in Goma
- Hotels in Goma
- Transportation in Goma
- Restaurants in Goma
- Shopping in Goma
- Warnings and Dangers in Goma
- See All...
Nearby Travel Guides
- Goma Travel Guide
- See All...
"Find the Good in All Places"
- Member Rank:
- 0 0 3 6 5
- Forum Rank:
- 0 6 9 2 2
- 552 Reviews
- 541 Photos
- Add Friend
- Follow
- Send Message
Badges & Stats in Goma
- 0 Reviews
- 0 Photos
- 0 Forum posts
- 0 Comments
- 61PageViews
- See All Stats
- See All Badges (17)
Have you been to Goma?Share Your Travels
Latest Activity in Goma
- updated a Goma Travel Page "A Day in Eastern Congo"
- Posted in Travel Forum "Mozambique Weather??"
Top 10 Pages
- Top 5 Page for this destination Oman Intro, 54 reviews, 15 photos, 1 travelogue
- Top 5 Page for this destination Yemen Intro, 28 reviews, 13 photos
- New York City Intro, 18 reviews, 17 photos
- Top 5 Page for this destination Georgia Intro, 22 reviews, 6 photos
- Tehran Intro, 18 reviews, 9 photos
- Top 5 Page for this destination Middle East Intro, 18 reviews, 8 photos
- Top 5 Page for this destination Pakistan Intro, 21 reviews, 5 photos
- Iran Intro, 18 reviews, 5 photos, 1 travelogue
- Rio de Janeiro Intro, 14 reviews, 7 photos
- Top 5 Page for this destination Peshawar Intro, 13 reviews, 6 photos


text:
Women's Walk-About September 2010
Our goal of this event is to increase visibility, traffic, and sales for the Main Street program area businesses. The purpose of the walkabout is to expose potential new customers to the great shops, food, and entertainment options in the area. It is time to make some noise!
Sep 29, 2010
Photos: 16


text:
Buzz lightyear and the Lightyear Jeep Hurricane!
My Wife and I decided to buyt him a Jeep Hurricane and modify that into the Buzz Lightyear's offical Space Ranger Jeep. So now what you see is the modification process done all within a weeks time. Looking forward to putting working head/tail lights on it. and even some green underglow. Don't know how far I will go to make this, a one of a kinda vehicle for my son!
36 photos · 3 videos · 579 views


text:
See Tuition, Fees, and Costs.
A U.S. family's ability to pay, known as the Expected Family Contribution (EFC), is calculated using a formula adopted by Congress and the information submitted by the applicant. The EFC is subtracted from the student's estimated education cost and leaves a gap, which is considered to be the need of that student. At least a part of an undergraduate student's financial need is most often met through a combination of scholarships, grants, loans, and Federal Work-Study.
Once a student has completed an application for admission, including fee or fee waiver, and indicated an interest in financial aid, the Office of Financial Aid will send that student a Bennington College financial aid ID. The student may use this information to file the Bennington College Financial Aid Application online and to check the status of other documents required as part of his/her aid application.
Bennington considers a student's financial need when reviewing international applications. Financial aid for international undergraduates is limited and consists of institutional grants and scholarships as well as on-campus employment. All international student aid applications are due at the same time as domestic applicants: See Deadlines for Early Decision, Early Action and Regular Decision.
Approximately 86 percent of Bennington undergraduates receive some form of financial aid.
Bennington awards merit-based and need-based aid to undergraduates. Merit-based aid, in the form of the Brockway Presidential Scholarship, requires no separate application. Aid awarded on the basis of a student's financial need includes the Bennington Grant, the Federal Pell Grant, Federal SEOG funds, Federal Work-Study, state grants, and the Federal Direct Student Loan. Students with a merit aid award often qualify for need-based aid as well if they have significant financial need. To qualify for need-based awards, applicants must apply for financial aid by completing the FAFSA and Bennington College Financial Aid Application.
Merit scholarships are awarded to incoming applicants by the Admissions Committee based on the strength of a student's application for admission. These awards are not contingent on need, nor separate application is required.
In 2013–2014, the average freshman award included $28,700 of grant/scholarship funding from institutional sources, or an average of $37,500 from institutional, federal, state, and private sources. Awards for U.S. freshmen, who file a FAFSA, include $5,500 in subsidized and/or unsubsidized student loans, and a Federal Work-Study allocation of approximately $2,300, for students with financial need.
If, at the time you are applying to Bennington College for the first time, you are age 24 or older, you have been self-supporting and can document with tax returns that you have earned at least $17,500 per year for each of the prior two years, you may be considered an independent student for purposes of financial aid at Bennington.
Federal funds pay a portion of the wages of financially needy students who are working on campus or at designated local community service jobs. A U.S. student typically has a Federal Work-Study allocation in his/her financial aid award. At Bennington, this means that the student may earn up to the amount indicated (usually $2,300 per year, about eight hours per week). Entering students begin to apply for jobs during the summer using the online WorkLink program. Some students earn less than the allocated amount or do not choose to use the FWS allocation at all. Workers are paid every two or three weeks. Job opportunities vary from traditional library or food service positions to building drama production scenery or helping teach an after-school arts program. There are a limited number of regular student payroll jobs for students who do not qualify for the Federal Work-Study program. We do not assign or guarantee a student an on-campus job, but our Career Development Office works with students to find employment.
Unfortunately, we cannot guarantee that we will be able to meet a student's full financial need. Parents of a dependent US undergraduate student may borrow an amount up to the cost of education (minus other financial aid) through the Federal Direct PLUS (parent) Loan Program. Options also exist for alternative loans in the student's name with a credit-worthy cosigner. Students are encouraged to visit our Online Resources page to apply for outside scholarships.
U.S. undergraduates at Bennington can take student loans in the amount of $5,500 for freshmen, $6,500 for sophomores and $7,500 for juniors and seniors, a total of $27,000 after four years. At Bennington, the average amount of student debt upon graduation is $26,518.
Thirty percent of undergraduate parents borrow through the federal PLUS loan program at some point and upon graduation, after four years at Bennington, have accrued PLUS debt of $43,500.
Bennington College awards merit and need-based financial aid based on the total cost of tuition, room, board, and required fees. Award packages for students who seek and are granted permission to be excluded from the College's meal plan or from Bennington College housing will be reduced by 15% for each exclusion. Refer to this link for more information about the refund policy: http://www.bennington.edu/Students/withdrawal-and-refund-policy.


text:
Man charged following Orwell pursuitMarch 28,2013Police chase ends
in multiple charges
ORWELL A local man is facing five charges after a high-speed pursuit on Mount Independence Road, according to Vermont State Police.
Police said they arrested Glen A. Tenzer, 45, of Orwell after his car went off the road late Tuesday night.
Police said they initially tried to stop Tenzer after he failed to stop at the intersection of Route 73 and Route 22A. But when the trooper activated his lights, police said, Tenzer sped away.
He was charged with a second offense of drunken driving, gross careless and negligent operation, attempting to elude police, excessive speed and possession of marijuana.
Tenzer was cited to appear in Middlebury criminal court April 15.MORE IN This Just InLOS ANGELES As throngs of Pokemon Go players traipse around to real-world landmarks in... Full StoryAs Rutland debates the potential arrival of 100 Syrian refugees, an oft-repeated claim by... Full StoryMONTPELIER After 18 years in the Legislature, Chittenden County Sen. Full Story
- Most Popular
- Most Emailed


text:
Quick shots – Assassins Creed III: Liberation screens show Aveline, embattled New Orleans
Ubisoft has released a set of screenshots and the box art for Assassins Creed III: Liberation. It stars a female protagonist Aveline, who leaps around 18th century New Orleans looking for Templars and other enemies in a city full of rebellion against the Spanish Empire's rule. Liberation launches October 30, alongside the console version.
Sometimes we include links to online retail stores. If you click on one and make a purchase we may receive a small commission. For more information, go here.


text:
7 CFR 1436.15 - Maintenance, liability, insurance, and inspections.
(a) The borrower must maintain the loan collateral in a condition suitable for the storage of one or more of the facility loan commodities. For purpose of this section the term "loan collateral" will mean any property of any kind that was built or improved, or acquired using a loan made under this part.
(b) Until the loan has been repaid, the borrower will be liable for all damages to or destruction of the loan collateral. CCC will not assume any loss of the loan collateral.
(c) CCC may conduct annual collateral inspections to insure compliance with this part. The borrower must consent to such inspection as a term of the loan and failure to supply such access will put the borrower into default.
(d) Structures must be insured against all perils in all cases and must also be insured against flooding if the structure is located in a flood plain, as determined by CCC. Proof of flood insurance, if required, and proof of all peril structural insurance, must be provided to CCC annually. CCC must be listed as a loss payee on all peril and flood insurance policies.
(e) CCC will have rights of ingress and egress where the facility is located. Failure of the borrower to secure such access will render a borrower ineligible for the loan and, if a loan has already been made will constitute a loan default for which the remaining balance of the loan willbecome immediately due and payable.
(f) For sugar storage facility loans, in addition to the requirements of paragraph (d) of this section, sugar processors must also insure the contents of storage structures used as collateral for a sugar storage facility loan against all perils.


text:
The Full Monty
- Studio: Fox Searchlight Pictures
- Release Date: Aug 13, 1997
Critic Reviews
- Critic score
- Publication
- By date
While slight and fairly unassuming considering its subject, the cast is uniformly fine.
Awards & Rankings
User Score
Generally favorable reviews- based on 38 Ratings
User score distribution:
Positive: 7 out of 8
Mixed: 1 out of 8
Negative: 0 out of 8
Feb 7, 2012Personally, I think this one of the best comedies ever! A classic! Truly delightful! My son, and I have watched it a few times. He is 11 andPersonally, I think this one of the best comedies ever! A classic! Truly delightful! My son, and I have watched it a few times. He is 11 and he loves it too. He is a pretty selective, intelligent, and sweet boy, who doesn't enjoy gruesome humour, but a sharp and witty one, so he at his age can already distinguish good films from second class, vulgar movies. It is not my intention to be snob, but I find sad the fact that now, what is considered a 'cool' comedy but modern society is often mediocre, silly, tacky, and tasteless. This film, on the other hand, is the opposite. Certainly, there is swearing and there is a bathroom escene that some may not like but it works in its context. The topic is related to sex of course, but I think this movie is outstanding, not only because of the dynamics between the characters and their interplay, but also because it breaks with stereotypes and in its ways, tells us a bit about human resilience. It is not a Hollywood comedy, it is one of those that although are relaxed, engaging and easy to watch, still has profoundity. I will never get sick of it! About the performances : 10 points...and the last part of the movie couldn't be better! Magnificent!… Full Review »
Mar 13, 2011Sax, sex and six socks! Or rather "The focusing".
Sorry. Translation Italian / English mechanics. The story begins .... Sheffield - SteelSax, sex and six socks! Or rather "The focusing".
Sorry. Translation Italian / English mechanics. The story begins .... Sheffield - Steel When you're unemployed, we say loud and clear, you are "set aside" in every sense. The status of unemployed, with all its consequences, is your new identity card as credit or debit is preferable to deliver and with it you have to do the math. The natural habitat in which you move, the day before you saw casual "protagonist" becomes, day after day, a trap. A terrible trap. The persons, property, finance the animals, seem to look like an extra something. The metamorphosis completes its cycle, regardless of geographic location and the situation that takes registry that you find. Married or not, with or without children. In short, you are a structurally changed, in body and mind. The steel workers of the five continents is the same toghether, disabling destiny. They are the face, and grimaces. If you add that the steel in the new role of "bouncer", have you ever felt you, the inner isolation is even stronger. Is it tiring to interact with others, continue to give value to life. Affects falls straight as the stock price. The economic collapse is accompanied by emotional meltdown. The "shall" replaces the "I". It just so happens that ... even in Sheffield, "the driving force of the industrial North of Britain, the jewel of the York region Share;" home "for over half a million people and thousands of others who come here every day to make purchases and work, it happens that ... 25 years later, the 90,000 employed in the sector "stainless" steel Unemployed are now .... ", his mind as a response to" adaptive "reports a slow but inexorable process of impoverishment." In this environment, ages, and takes away the very human adventure of our heroes. The year is 1997. Are 6 (six). There are six co-heads thinking, all of Sheffield, or residing there for many years, no longer accustomed to reading the contents of a paycheck and they face the inevitable problems arising from lost revenue. But the desire to avoid feeling "defeated", the perception of powerlessness that goes with it convinces them to begin a long journey into the common decency going over all the stages. The hypermoral are encouraged to expand the line of sight and mind. At the end of the trip, probably, new perspective to life, just waiting to be realized. It is probably the point. Set up a show. The goal is - put on a show -. And what a show! But what to offer? A "full service", literally "The Full Monty." You know, every group has a leader. Our group is headed by a former metalworkers. Gaz Robert Carlyle / is the "mind business." Married and separated, he wants to regain the affection and esteem of his wife and son. The latter, a real thorn in the side of the father as well as his producer, makes a mirror of truth. In this mirror Gaz finds strength and patience for an honest act. So I understand. The project at first glance seems to be the funny one found that a business idea, but Gaz is able to involve other five members, a little 'know them personally, as he attended an employment office, which has become over time a kind of bar . And some 'memorable auditions with "respectable". E 'in these "hearings" that will do the knowledge of the mythical horse Paul Barber /. The group as a cohesive ball of cotton candy, until the "before", shall be subjected to harsh psychological and physical exercises and nice to find the perfect shape. Nothing is left to chance, everything is taken care of every detail, costumes, location, setting, and especially the music. Hot stuff (Donna Summer); You Sexy Thing (Hot Chocolate); Rock & Roll (Gary Glitter); We are family (Sister Sledge); You can leave your hat on (Tom Jones). To name a few. The group in front of a room full of people, after liberating the historical S. . . . . . . . . . able to put an end to sacrifices, embarrassment, isolation, misunderstanding, unspoken words, loves lost, loves lost, loves suffered, not understood, unpaid bills, stolen property, confiscated property and especially DIVERSITY '?? Peter Cattaneo / director, Simon Beaufoy writer / were able to create a social mix that allows movie-food for thought about the capacity of re-birth, re-process the thought, in spite of himself subjected to the inevitable stress "political -economic-social ". "The Focusing - Focusing". How many are able to do so? It 'hard, really hard not to love the characters in this film. All. Good Clicks!… Full Review »
melissas.Dec 4, 2005This one is for keeps :D


text:
ISTANBUL A top Turkish court on Wednesday overturned a life sentence imposed on a sociologist for an alleged role in a 1998 explosion, the latest twist in a case highlighting concerns about judicial independence.
Pinar Selek was charged with planting a bomb in Istanbul's Ottoman-era Spice Bazaar, which killed seven people and wounded more than 100, in July 1998, but was released two and a half years later after experts concluded the blast had been caused by the accidental ignition of a gas cylinder.
The case against Selek, who lives in France, continued despite the findings and she was sentenced to life in prison in January, 2013, despite three previous acquittals.
Turkey's Supreme Court of Appeals overturned that sentence on Wednesday on what local media reports said were procedural grounds, a verdict welcomed by campaigners who have fought for years for Selek's definitive acquittal.
"This is a victory for the lawyers, for Pinar Selek ... but above all for those who are fighting for justice and freedom in Turkey," said a statement on her website (www.pinarselek.fr).
Selek worked as a sociologist researching Kurdish issues in the mid-to-late 1990s and had contact with the outlawed militant Kurdistan Workers Party (PKK), designated a terrorist group by Turkey, the European Union and the United States.
Human rights groups have accused Turkey of using broad anti-terrorism laws, under which dozens of journalists have been jailed in the past, to silence dissent.
Human Rights Watch has described the case as a "travesty of justice", saying there was substantial evidence that the explosion had been due to an accidental gas leak.
(Writing by Humeyra Pamuk; Editing by Nick Tattersall and Tom Heneghan)
Trending On Reuters
Patents & Entrepreneurial Universities
Measuring and evaluating academic innovation


text:
Try outs for 10u - 16u Indiana JCards fastpitch softball program will be August 18th at Southridge H.S., Huntingburg, IN. Teams will have current or former college coaches and/or players involved in managing teams. Primary goal of this program is to teach and improve skills of each individual. 10U /12U at 2:30 pm. 14U/16U at 4:30 pm Eastern time.More details email Tom Rupert at email@example.com
ACTIVE is the leader in online event registrations from 5k running races and marathons to softball leagues and local events. ACTIVE also makes it easy to learn and prepare for all the things you love to do with expert resources, training plans and fitness calculators.


text:
When the Liberty Mutual Legends of Golf began three decades ago, golfers with games long closeted from public view, icons in storage, showed they could still play. At last week's 30th edition of the Legends, it was a bit like that for a rusty and creaky Johnny Miller, who brought his game from the NBC television tower to Savannah, Ga., to team with old friend Mike Reid in the Raphael division. Once a golfer, always a golfer.
Sure, it was an unofficial event for unofficial money, just 36 holes in a cart, but it was the closest Miller has come to the real thing since 1997 when he played the AT&T Pebble Beach National Pro-Am and two Champions Tour events. Think Joe Morgan suiting up for the Reds.
Sixty might be the new 40, but Miller, who turns 60 April 29, feels his age. Before he started getting cortisone shots, his right elbow had been so painful he was reduced to swinging one-handed in corporate outings. "I was pretty good at that, but that isn't very impressive," he said. "It's nice to be healed enough that I can at least play with [my] kids. I didn't realize how much I missed at least having the option of playing versus not being able to play whether I [wanted to or not]. I'm grateful for that."
But his knees still ache, and he can feel the effects of a slipped disk from his back to his shins. "My back is totally killing me right now," Miller said after the first round, "just burning a hole through my L5 [vertebra] with the pain running down into my lower legs." Said his wife, Linda, "I think if his body would let him, he would like to play more. It's shot."
Miller's back was so tight when he woke up Friday morning he thought he was going to have to withdraw, but 10 hot towels and 1½ Lortabs for the pain and a driver loaded with 12 strips of lead tape -- "It was already F-0, and I probably made it about a G," he said, "so it would do all the work and I wouldn't have to use my body that much" -- got him through the day.
Three waggles, an early set, the upbeat swing tempo that contrasts with the mellow, even cadence of his voice -- yes, this was the same guy who won 25 PGA Tour events. Miller's putting isn't as suspect as it was in his 40s, though with a split-handed, claw style on a belly putter, it doesn't exactly inspire total confidence. "All right, I can quit now," he said to a gallery of 200 after sinking a 15-foot birdie on the second hole of the first round. Miller's right hand comes off the handle at impact on some longer putts, but he made five of his team's eight birdies. "My iron game got better at the end," Miller said. "I started to feel like a golfer. I didn't embarrass myself, that's for sure. I'm not bragging, but for as little as I play, my game is still reasonable. At least I don't have a yippy putter anymore, and my tee-to-green game is still OK."
Miller sprayed a few drives wide right but hit others with a tight draw down the middle. He rattled a long bunker shot off the flagstick after going for a par-5 green with a driver off the deck. The team opened with a 66 despite a sloppy double-bogey on the 18th hole. "We play that hole 500 times and probably never make a 6 again," Miller lamented. The duo followed it with a 67 to finish at 11-under par and in fifth place, seven shots behind Raphael winners Andy North and Tom Watson.
"He's just a phenom," said Reid. "I always looked up to him, and it's so fun to be together. But I had no idea what a sacrifice it is for him healthwise to get around. I thought a one-day pro-am, then two days in the cart, he could manage that. He's got a lot of wear and tear."
When Miller was asked before the tournament to assess his golf, he said, "I'm a very good fly fisherman." Two days inside the ropes, a nifty 7-iron approach to the final hole -- "That iron was pure," he said -- and a good reception from fans and fellow players alike got him thinking.
"I'm going to try to play occasionally if I can," Miller said. "This elbow killed me for seven years, and my back hasn't been good either. I'm going to try to get in a little better shape, lose a little more weight and see if that will strengthen my back. It was fun to see all these guys, and everybody seemed genuinely pleased to see me here. They could look at me like, 'That Miller doesn't support the senior tour,' but I think they know where I'm coming from. Somebody has got to do the announcing, and physically I've had problems."
At the very least, Miller is hoping to let his clubs do the talking again at next year's Legends. "I wish Johnny would come out and play more," said Legends winner Jay Haas. "I don't care what he shoots."


text:
Most Patient Cops Ever
[+] "Get an ambulance! But we're not sure why!?"
Views: 14,272
Rating: 8.77
Date: May 2, 2011
Tags: Sobriety Test, Police, Drunk, Fail, Video
What's New
01. Amazing Things About Everything
02. News Reporter Owned by Sled
05. Worst Price is Right Player Ever
06. Eagle Throws Goat Off Cliff
07. Down Syndrome Guy Kicks Kid, Gets ...
08. Chubby Kid Gets Revenge on Bully
09. Ice Bucket Challenge From a Tracto...


text:
Separate names with a comma.
32gb it can be a sdhc mirco
When u buy the card check the class rating
Class rating is 2 4 6 8 or 10
10 being best (fastest) 2 being worst...
I'm assuming your talking about the apk file or do I have to move the installed appto the system app folder.
Sent from my DROID2 using...
Is there any way to install apps on the phone the same way the bloatware is?
I'm just worried bout my phone being stolen and I want to make it as...
I found the website.
Sent from my DROID2 using DroidForums App
I remember reading that the 4G we have is not a true 4G.
Ill see if I can find it again.
Sent from my DROID2 using DroidForums App


text:
Guernsey deputies support removal of 'eyesore' hotel
- 28 May 2012
- From the section Guernsey
Three deputies for Guernsey's Castel parish have welcomed plans to demolish a disused hotel on its west coast.
Carterets Developments Limited has applied to erect a block of 12 three-storey apartments on the site of the former Hotel Les Carterets at Cobo.
Deputy Sandra James said: "It's been an absolute eyesore at Cobo for too long."
Deputies Jonathan Le Tocq and Hunter Adam said they were happy to see the hotel building go, although the former expressed caution about the new build.
Referring to the size of the proposed development, Deputy Le Tocq said: "It's not ideal but it is better than what we've got.
"We can't leave eyesores like that undeveloped just because we don't like what developers might like to be doing there," he said.
Deputy Adam said the site needed redevelopment.
"The hotel needs knocking down. I agree with that completely," he said.
The spokesman appointed by the developers was unavailable for comment.
Planners at the Environment Department will vote on the proposals at an open meeting.
However a spokesperson for the department was unable to identify the date on which that meeting would take place.


text:
When you visit Lamps Plus you will save on the shipping when you shop through a huge selection of table lamps perfect for home decorating. If you are dissatisfied, returns are free as well!
Shop Blinds.com and use this coupon code to enjoy amazing savings! Take up to 35% off select items with an order of $199 or more. Click to learn more!
Coupon Verified!274 used today
Come shop at Lord & Taylor now and use this code to save big! Get 15% Off Regular-Priced And Sale Items 20% Off Clearance Items.
Coupon Verified!566 used today
Step 1: Sign up for emails at Neiman Marcus. Step 2: Wait up to 24 hours for an email to arrive with your 10% off coupon/promo. Tip If you don't see the email within 24 hours, check your "Spam" folder to ensure it hasn't been rerouted.
Coupon Verified!712 used today
JCPenney offers deals on orders now with their great In-Store coupon or promo code. Please see site for details!
Enter this promo code online today! Desire more this season and save with Personalization Mall. Act now and get 15% Off Any Order!
Vera Bradley's sale section offers steep discounts on hand bags, travel bags, and other favorite accessories! Get extra 30% off right now!
Coupon Verified!133 used today
Lord & Taylor offers deals on clearance items now!
Get fit for less with this amazing offer from Vitacost! For a limited-time, get Up To 60% Off Best Sellers! No coupon or promo code required!
When you start an Amazon Prime Subscription for Students, you'll get a 6-month free trial and then 50% off your Amazon Prime Student membership. There are a lot of other perks, too: watch Amazon Prime exclusives like "Alpha House," along with thousands of other shows and movies instantly. Prime also includes free two-day shipping on your Amazon orders.
Get more for your money with this special offer from Bed Bath & Beyond! Get a $50 Gift Card With any $300+ Anolon Cookware purchase!
Coupon Verified!400 used today
Enjoy a large selection of Macy's promotions and deals.
Coupon Verified!257 used today
With this coupon code, get $50 off appliance orders of $499 or more from Sears. Limit one coupon per purchase on qualifying items. Exclusions apply; see website for details.
Make your money go further for beach time reading materials with Barnes & Noble! Up to 85% off.
Coupon Verified!151 used today
Save $10 on your next $50+ home items purchase in-store and online. Click to see coupon for details and restrictions.
Enjoy free shipping on more than 700,000 items from Home Depot.
Online only. Visit the Home Depot Savings Center, where you can save up to 20% off on select overstock items, such as a commercial-duty chipper shredder and area rugs. No promo code required. Don't miss out!
Get 20% Off Sitewide And Earn 3x Yes2You Points when you enter this promo code online today! Offer ends 08/01.
Get instant savings with this special offer from Target! Get 10% off backpacks and lunch bags.
Buy a product online and then pick it up in store. Now available at a Home Depot near you.
Get great deals with this online offer from Kohl's! Get $10 off your home order of $50+.
Get great summer deals with this online offer from Target! Up to 40% off Patio Furniture. Including items already on Sale and Clearance
Make your money go further with Target! Back to School Savings - up to 20% off Bedding, Bath, and Decor.
Coupon Verified!27 used today
Sign up for email or text alerts from JCPenney and you'll receive a coupon code for 20% off your next purchase! To sign up, follow the link and click on the "Save 20%..." link at the top of the page, then enter your iformation.
Coupon Verified!25 used today
Come on over to Kohl's now and save with this promo code. Act now and get 15% off when you order $100 or more. Happy day!
Check out Home Depot's local weekly ad full of current deals and promotions.
Find great deals at up to 50% off when you shop the sale at L.L. Bean, including polos as low as $8.99, twill pants as low as $9.99, and windbreakers starting at $29.99.
Get instant savings with this special offer from Bed Bath & Beyond! Tervis Tumblers.
Coupon Verified!21 used today
Enjoy a storewide clearance on items from jewelry and men's fleece hoodies to purses and women's pants.
Orvis is offering you the deal of a lifetime! Get free standard shipping, triple points, and $50 bonus rewards with the Orvis Reward Visa.
Coupon Verified!19 used today
Check out this mega sale with items up to 80% off! Get on these whopping sales before they're gone! No coupon code needed to take advantage of these great JCPenney offers.
Save big on Target sales! Vacuum Sale - Dyson, Hoover, Black and Decker.
This week, save on portable worksite heaters - and get free shipping.
Target has some amazing deals for you! Get $50 off Dyson Fans.
Enjoy savings on bedding from JCPenney. 30-50% off select items. Exclusions apply.
Everyone needs more storage! Check out Bed Bath & Beyond for your closet storage needs (shelving, units and more) and start saving today.
Coupon Verified!9 used today
Grab 10-15% off any order, which includes everything from apparel and kitchen goods to shoes and furniture, with this JCPenney coupon code.
Treat yourself to fantastic online deals at Target! For a limited time, find awesome kitchen brands on sale, including Rachel Ray, Nesprseso, Oster, B+d, Sunbeam and much more.
Save up to 70% on already marked down clearance items. Items vary, but have included a mink-berber comforter with down alternative fill is going for $79.99 (originally $200).
Coupon Verified!6 used today
To find the latest Build.com coupons and codes, just follow this link to the website to browse their current offerings. And while you're there, sign up for emails to get alerts about discounts and more, right in your inbox.
Whether you're looking for vitamins and supplements, diet and fitness products, beauty and personal care items, non-GMO organic and vegan food items, or natural home, baby and pet essentials, you'll find what you need, for less. Take advantage of Coupons, Deals and Discounts From Vitacost.com.
Coupon Verified!
Finish the look with window treatments from Blinds.com! With this promo code, take $20 off orders of $175 or more.
Enjoy exclusive online deals at Target! Shop today to take up to 30% off dining and entertaining. Take advantage of the savings while they last!
Shop all your favorite styles, trends and more at amazing prices when you visit JCPenny.com. Hurry to their website now and score amazing gifts for under $25!
Be budget savvy with this great offer from Barnes & Noble! Today get this Ina Garten's Cooking For Jeffrey: A Barefoot Contessa Cookbook Was: $35 Now: $21.99!
Check out these killer deals from Target! Get 10% off Lila and Poppy Cribs from DaVinci.
Great savings on great brands at Orvis! Save up to 70% at the Summer Sale.
Home Depot has summer grilling covered. Act now and pay only $299 For A Dyna-Glo 4-Burner Propane Gas Grill With Side Burner!
Save yourself on shipping with this deal on blinds and shades. Continental US only.
Lower Prices on Millions of Books, Movies and TV Show DVDs and Blu-ray, Music, Toys, and Games. Save with this special offer from Barnes & Noble.
Showing 50 of 7258See 50 more Coupons
How Coupons Work


text:
on November 11, 2013 - 12:01 AM
With so much fuss and frustration over the open enrollment for the health care marketplaces, some people might be missing important information about another open-enrollment season.
Open enrollment for the exchanges is overlapping and overshadowing the importance of the Medicare open-enrollment period, which started Oct. 15 and ends Dec. 7. It is during this period that those covered by Medicare can change their health plan and prescription drug coverage for 2014.
Although the Medicare open enrollment process runs smoothly, it is still a complicated system with its alphabet plans – Part A is hospital insurance, Part B is medical insurance, Part C is Medicare Advantage, (offered by private companies approved by Medicare such as an HMO), and Part D is prescription drug coverage – that require recipients to pay close attention to the rules and exceptions.
"What's really important is if you are happy with your coverage, you don't have to change," said Frederic Riccardi, director of client services at the Medicare Rights Center, a nonprofit organization based in New York. "But plans can change cost and benefits every year."
By now you should have received your "Annual Notice of Change," which lists the changes in your plan, such as the premium and co-pays. It's so important that you review the document.
The notice will compare the benefits in 2014 with those you've received this year. In addition to your health care choices, pay particular attention to your prescription drug plan and the list of covered medications. Insurers change the drugs they cover, their procedures, their rates and sometimes their networks of doctors and hospitals.
But don't just focus on prices. Balance affordability with coverage, Riccardi says. Make sure the medications you need are still covered. Check to see if under your plan you need prior authorization, or there are quality limits or set therapy, which means requiring a different drug before the plan will cover the one prescribed.
Only six in 10 seniors said they (or someone on their behalf) review their plan options every year, according to a survey by the Kaiser Family Foundation. One-fourth said they rarely or never review their options.
In another study, Kaiser found that between 2006 and 2010, only 13 percent of all Medicare Part D enrollees switched plans during the annual enrollment period. Here's the thing. Had those folks switched plans at some point between 2006 and 2010, they were likely to end up in a plan that lowered their premiums.
Here are some things you should know for the Medicare open enrollment:
• There are more high-quality plans to choose from. In fact, you may have received a letter from Medicare stating that your plan has received less than three stars (out of a scale of one to five) for three consecutive years. The letter will let you know that you can go on the Plan Finder and change to a plan with more stars. Go to www.medicare.gov and search for "Medicare Plan Finder."
• Average prescription drug and Medicare health plan premiums prices remain stable for next year. Most people don't pay a monthly premium for Part A because they have at least 40 quarters of Medicare-covered employment. Part A pays for inpatient hospital, skilled nursing facility, and some home health care services. If you pay a premium, you'll see a drop of $15 to $426, according to the Centers for Medicare & Medicaid Services. Beneficiaries who have between 30 and 39 quarters of coverage may buy into Part A at a reduced monthly premium rate, which is $234 for 2014, a decrease of $9. The standard Medicare Part B monthly premium, which most people pay, remains the same at $104.90 a month.
• If you fall into Medicare's prescription drug coverage gap known as the "doughnut hole," you will get discounts of about 53 percent on covered brand-name drugs and 28 percent discounts on generics. This price break is the result of the Affordable Care Act's provisions to close this gap.
If you have questions, call 1-800-MEDICARE (800-633-4227) or visit www.medicare.gov.


text:
* Inconsistency makes investors wary of bank stocks
* Big differences in treatment of mortgage arrears, "doubtful" loans
* Bank of England wants UK banks to justify their approaches
* Standardisation will put some banks in a bad light
By Laura Noonan
LONDON, Dec 17 European banks are under pressure to standardise how they measure their riskiness as investors grow increasingly wary of the kaleidoscope of methods used.
The variety of approaches covering critical matters such as when a loan becomes impaired and defining what is suspect directly affects how much capital banks must hold and the sort of returns investors can expect.
Efforts to harmonise reporting standards have been going on for nearly a decade, but the financial crisis has brought the issue to a head as investors, burned by tumbling share prices and emergency cash calls, are steering clear of those lenders whose risk models they don't trust.
"This lack of comparability does in our view weigh on the investibility of some banks," said Jon Peace, a London-based banking analyst with Nomura.
"Where transparency is too low to form a clear view on the accuracy of the calculations, investors will be inclined to discount the shares for the uncertainty, whether or not it is warranted."
Other analysts, who will only speak anonymously because of the sensitivity of the topic, are more blunt, with one describing financial statements as "pointless", given the lack of consistency across banks and the discretion they have on key metrics.
The treatment of mortgage arrears is particularly diverse.
As a general rule, home loans are defined as being in arrears if the repayments are more than 90 days overdue, but it varies widely across Europe.
In Portugal, a home loan is overdue when just one month's payment is missed. In Italy, it is one or two months.
At the other end of the spectrum, Denmark's arrears clock only starts ticking three and a half months after the last payment was made.
In Italy, IntesaSanpaolo was so concerned that comparisons with non-Italian banks would lead to "flawed conclusions" that it incorporated an international comparison into its last results presentation.
Under the method selected for that presentation, Spanish banks' bad loans would triple to a quarter of total loans. The comparable figure for Italian banks was 9.9 percent.
"We see that in an apple-for-apple comparison, the Spanish figures would triple and would be 2.5 times higher than the Italian ratio," Chief Executive Enrico Cucchiani said.
"Italian asset quality is significantly underappreciated, and we also see that there is a clear need for greater harmonisation and transparency."
'Doubtful' loans are another minefield. Some countries use payment history as the sole determinant, while others use more subjective clauses; in Spain and Portugal, for example, a loan can be classed as doubtful if repayment is considered "uncertain".
One analyst said the quality of banks' disclosure was "just as problematic" as the different definitions they use; some banks tell you lots, and some banks tell you very little.
Alain Laurin, a senior vice president at credit rating agency Moody's, said the agency got good co-operation when it asked for more information.
Four analysts, who did not work for ratings agencies, reported a different experience. "Of course we can ask," said one. "It doesn't mean we get it."
Then there's the issue of capital.
Risk-weighted assets (RWAs), which are a key determinant of the amount of capital a bank needs to hold, are treated differently even by banks in the same country, even though all banks must have their RWA models approved by local regulators.
RWAs are a bank's assets, usually loans, adjusted for the likelihood of non-payment.
A recent study by the Bank of England recently showed how some banks can put a low 'weighting' adjustment on a certain type of loan, meaning there is a strong chance it will be repaid, while others might assign a far higher weight to the same portfolio.
"Banks in Sweden report RWAs of 5 percent for mortgages, and banks in Slovakia (apply) RWAs of 50 percent, which is a bit surprising at first sight," said Moody's Laurin.
"You have to take a view on whether these differences in RWA are justified or not justified."
A recent IMF study noted that since the financial crisis broke, some investors have started to interpret high-risk weightings as a sign banks were being more cautious with their assessments.
In a report this month into the "Investibility of UK Banks", the Association of British Insurers, which represents some of Britain's biggest investors, cited a lack of confidence in comparing asset risk as one of the reasons pension funds and insurers were steering clear of UK bank stocks.
"It's difficult to know who is right, but the fact that there is a difference means that somebody, almost by definition, is wrong," said Mike Trippett, a consultant with the ABI.
UK banks may soon see more consistency in their RWA treatments, however, as the Bank of England and the Financial Services Authority recently asked them to justify their approach or change it.
The wider European banking community will also see changes over the coming years as policymakers, learning from the mistakes of the financial crisis, move to standardise bank reporting.
The European Banking Federation, which represents banking lobby groups in 31 countries, said it was in favour of the changes.
But Laurin at Moody's warned that for some banks the process could be distinctly uncomfortable.
"Being transparent is always good for the good banks and bad for the bad," said Laurin. "Some banks don't want to put certain information into the public domain because the consequences can be material."
Our top photos from the past week. Full Coverage
Reuters special election issue
The key to understanding what's going on lies not with personalities, campaign strategies or party rules but rather with the voter. PDF Document
Trending On Reuters
Patents & Entrepreneurial Universities
Measuring and evaluating academic innovation


text:
Lalovic thanks wrestling community in message posted to UWW website
United World Wrestling July 29, 2016
UWW President Nenad Lalovic issued a public message of gratitude to the wrestling community
Wrestle Like A Girl, founded by Sally Roberts, hosts its first fundraising Gala July 30
Taylor Miller, USA Wrestling July 29, 2016
The 2016 U.S. Olympic women wrestlers will be celebrated in Colorado Springs on Saturday night
Olympic Games preview in women's freestyle at 75 kg/165 lbs.
Gary Abbott, USA Wrestling July 28, 2016
Three-time World champion Adeline Gray comes into Rio with confidence and success against this field
Afsoon Johnston, Valentin Kalika named as women's freestyle coaches for 2016 U.S. Olympic Wrestling Team
Gary Abbott, USA Wrestling July 28, 2016
Afsoon Johnston and Valentin Kalika join National Coaches Terry Steiner and Erin Vandiver as Rio coaches.
Gray, Maroulis atop the UWW pre-Olympic rankings, six other Americans included
Taylor Miller, USA Wrestling July 27, 2016
All four members of the U.S. Olympic Team in women's wrestling make appearances in the UWW pre-Olympic rankings.
UWW President Lalovic's Statement on eligibility of Russian wrestlers for Olympic Games in Rio
United World Wrestling July 25, 2016
Lalovic has spelled out how UWW will deal with the Russian doping crisis in Rio.
Olympic Games preview in women's wrestling at 63 kg/138.75 lbs.
Gary Abbott, USA Wrestling July 25, 2016
Four past World champions, including Elena Pirozhkova of the USA, are expected at 63 kg in Rio.
Six repeat as First Team members on 2016 ASICS Girls High School All-American Team
ASICS July 22, 2016
Teshya Alo of Hawaii made her fourth ASICS First Team, Gabrielle Garcia of California on her third.
Olympic Games preview in women's freestyle at 53 kg/116.5 lbs.
Gary Abbott, USA Wrestling July 22, 2016
Saori Yoshida (JPN), Helen Maroulis (USA) and Sofia Mattsson (SWE) are three top stars at 53 kg.
Sports Illustrated predicts six USA Wrestling Olympic medals, with golds to Burroughs & Gray
Gary Abbott, USA Wrestling July 22, 2016
SI expects two golds, two silvers and two bronzes for the USA wrestlers at the Olympics.


text:
THACKERVILLE, Okla. -- Winstar Casino in Thackerville will undergo another massive expansion that includes an 11-story, 400 room hotel, a convention center, and adding nearly 4,000 more electronic gaming machines.
The casino currently has about 2,100 machines.
The tribe is also planning a 150-space R-V park.
The expansion is also expected to add over a thousand new jobs.


text:
ODT Online
ODT /directory
150th Anniversary Highland Games, held at the Caledonian Ground in Dunedin, on Sunday, November 25, 2012. PHOTOS BY: Gerard O'Brien.
Read the story: When all the Scots come out to play
Copies of photos can be purchased from: otagoimages.co.nz
A name, residential address, and (preferably residential) telephone number is required from readers who comment on ODT Online. These details will not be visible to site visitors.
Submit your news & photos - Login or
Opinion? Have your say - Login or Register
Submit your
event or notice
Add a photo
Bookmark ODT
Make ODT my
Otago Daily Times print and digital edition, The
Star - Dunedin, The News - Central Otago, The
Ensign - Gore, Southland Express -
Invercargill, Southern Rural Life - Otago and
Southland, The Courier - Timaru, Courier Country - Canterbury and
West Coast, Queenstown Times - Queenstown, Mountain Scene -
Queenstown, The Oamaru Mail - Oamaru, The
Greymouth Star - Greymouth, Hokitika Guardian - Hokitika,
West Coast Messenger - West Coast, The Ashburton Courier -
Ashburton, The News - North Canterbury, Extra! schools
publication, Property
Times South Canterbury


text:
'What The' Comic 80 by TomBoy-ComicsWatch
©2009-2016 TomBoy-Comics
*licks* hmm... no, im getting more of a vanilla flavor.. or watermelon.... Yumm
I taste like natural(kinda bitter but good) chocolate with salt! Best kind! ^w^ 6u6
I'm white chocolate
*licks self* ... Nope not seeing it. welll TASTEING it.
I really like chocolate....
*looks over at friend*
Friend: Wut?
Me: Oh nothing. >:3
wait do i really taste like that (bites arm) OUCH nope i'm not i do taste like it tho XD
(licks his arm) OH MY GOD O_O
I knew i was sweet now i taste like chocolate thanks TB!
i WAS eating chocolate a second ago.
do i taste like chocolate damit now am afraid that i go eat my self
chocolate? *licks arm* chocolate donut? 0.0 i am so confused right now.
we are chocolate!!!!!!!
Hmmmm.....do i taste like chocolate?*licks arm*No i taste like a cookie...O_O OH CRAP!DON'T EAT ME TOMBOY! T-T
hey...i was eating that
Im a hersheys chocolate
thats nice
thats nice
im sour
well I am magically delicious or so I'm told no I'm not I'm lying. . . I JUST WANT TO BE LOVED TT^TT
O^O aww ..... >.>... XD
lol in case you don't know I am absolutely bonkers and that's no lie I have multiple personality disorder I'm schizophrenic with a tad dash of brain dammage from my older brother and sister dropping me on my head multiple times as a baby. . .and that children is why you never let a five and two year old hold a baby
Don't ever suggest that again... I nearly ate my arm
I taste like a pink jellybean! nummy......
I taste like a pink jellybean! nummy......
I likes me some Chocolate!
*TB is distracted by fourth wall*
*hurries to hide the cookies*
*hurries to hide the cookies*
o.o *your too late, i spotted the cookies* >:3 *glomp:
so thats why my laptop screen has moisture whenever i turn it on o3o CURSE YOU TB
Yes, because all your fans are black.
Don't tell me that! I might try to eat myself!
Wow, who would have thought I tasted like Chocolate O.o
. . . *lick lick*. . .
Wh-why is she RIGHT?!?!? EEEPPP!!!
lol at least tomboy loves us all XD
Wh-why is she RIGHT?!?!? EEEPPP!!!
lol at least tomboy loves us all XD
Someone must be dangling chocolate chip cookies in front of you. Or maybe roasting smoars.
Hee hee hee. ('w('
*licks self* whoa! O.o your right! XD


text:
Video Industry News Video Company News Technology Industry News Technology Company News Novelty Industry News Novelty Company News Gay Industry News Gay Company News Legal Industry News All Company News
Released: Feb 01st, 2005
Running Time: 109
Director: Tristan Seagal
Company: DDF Productions
Distribution Companies: New Sensations
Cast: Steven Hopper, Tera Bond, Michelle Wild, Gary (I), Angelina (I), Rita Faltoyano, Choky Ice, James Brossman, Black Diamond
Critical Rating: AAA 1/2
Genre: Specialty
In the opening scene, Angelina gets glammed up by a very gay looking make-up artist. What she really needs is a fashion makeover. Gratefully, her tie-dyed disaster comes off quickly, she spreads her legs in the chair and the so-called stylist gives her pussy quite a tonguing. They fuck right there in the chair; she bends over for doggie. A blowjob, titty fuck and cowgirl later, her make-up is still looking flawless.
Rita has a perma-prissy look on her face that is interrupted with moments of wincing during doggie. If she'd loosen up a bit, her scene with Steven would've rocked.


text:
Top Definition
similar to what some people call a "sweet tooth", but instead of having a craving for something sweet, you have a craving for pussy
wooowww, i have had an extreme pussy tooth all week ! !
by christophorus September 03, 2010
Trending Now
A bone-like mass inside the vaginal cavity, usually 4-6 inches from the vaginal opening. It may be dull to sharp and is usually about a half inch in length. It can be a deterent to penis/vaginal intercourse.
"I was going to have sex with that girl until I found out she had a Pussy Tooth!"
by Joel Taft October 01, 2007


text:
More on Bed Bath and Beyond's (BBBY) Q1: Earnings beat expectations but lower guidance - Q2 EPS...
More on Bed Bath and Beyond's (BBBY) Q1: Earnings beat expectations but lower guidance - Q2 EPS seen at $0.97-$1.03 vs. an expected $1.08 - has sent the stock tumbling after hours, -9.9%. Same-store sales up about 3%; company sees full-year EPS growth in "high single to low double digits."
From other sites
Video at CNBC.com (Jun 23, 2016)
Video at CNBC.com (Jun 23, 2016)
Video at CNBC.com (Jun 15, 2016)
Video at CNBC.com (Jun 2, 2016)
Video at CNBC.com (Apr 22, 2016)
Comments (6)
New closing highr yesterday...hmmm......... TPX, LULU,FOSL, all do the same MOMO names don't alwways work...how come nobody likes P&G and WAG w/ close to 4% yields and brands that will still be around long after we're dead and gone? Cramer has to hype sexy names and the sheep listen the whole way to the slaughterhouse
Projected earnings of over $4/ share
Stock at $66
!5 x eps seems inexpensive to me for a stock that basically has a monopoly on that segment of their industry.
With housing starts appearing to be better and the overall real estate industry seemingly improving,I'm a buyer at these levels
ETF Hub
ETF Screener: Search and filter by asset class, strategy, theme, performance, yield, and much more
ETF Performance: View ETF performance across key asset classes and investing themes
ETF Investing Guide: Learn how to build and manage a well-diversified, low cost ETF portfolio
ETF Selector: An explanation of how to select and use ETFs


text:
Search Results
Search Results Type: Posts; User: cannew304
From Date
I had a kiddo yesterday with recently diagnosed NHL, in septic shock with fungal PNA who received Surfactant x2 after doing progressively worse on a HFOV. Ended up not having to go the ECMO route,...Dec 31, '09
- Forum: PICU Nursing / Pediatric
I went to the open house 3 years ago, and everything was nice except I only ended up being able to interview on one floor, even though I had expressed interest in 3 different areas. There were...Dec 31, '09
- Forum: Washington DC Nursing
I started as a new grad on a general med/surg pediatric unit at a big teaching hospital (not a children's hospital, so we got the range of everyting from neuro to cardiology to heme/onc), and worked...Dec 7, '09
- Forum: PICU Nursing / Pediatric
per Children's administrators, the hiring freeze does include nursing, but not "critical nursing positions." Examples given were ER & the ICUs. They're also trying to limit travelers and fill...Feb 25, '09
- Forum: Washington DC Nursing
What is your unit's standard for sedation when a patient is on a HFOV? I have always learned that it's important to keep patients very sedated & definitely not breathing over the vent, so as to...Feb 25, '09
- Forum: PICU Nursing / Pediatric
I think in this kind of situation it isn't "how often do I HAVE to check on them, how long do I HAVE to stay with them".. it's more what do I need to do to keep this patient safe? A pt who is a...Nov 9, '08
- Forum: Nursing Student Assistance
I know I compare myself to her, and compare our roles in the healthcare system. I sometimes feel like she sees medicine as being superior to nursing, but maybe it's me doing it too? It shouldn't...May 14, '08
- Forum: General Nursing Discussion
I figured it was something like that.. I'm handling the off-site parking and not risking anything/taking up spots for patients. But wow, that patient lot is absolutely insane!!! I've never seen...May 4, '08
- Forum: Washington DC Nursing
thanks so much!!!! the hospital website seems to say $7/day max charge for parking at the hospital lot (for future reference!). just didn't know if staff were allowed in there or not, the hospital...Jan 24, '08
- Forum: Washington DC Nursing
hey! thanks for the reply!! i really appreciate it!! it's always funny the little things that you worry about when you're looking at jobs... so.. if you're an RN you can generally park in lots...Jan 24, '08
- Forum: Washington DC Nursing
hey all, i'm a nurse with one year of experience on an acute care/stepdown peds unit at a level 1 hopsital, thinking about switching to PICU when i move this coming summer. has anyone had experience...Jan 21, '08
- Forum: PICU Nursing / Pediatric
hey! i interviewed on the general peds & peds heme/onc units at inova fairfax last january for a new grad position.. ended up not moving to dc and thus not taking the job, but the interview wasn't...Jan 21, '08
- Forum: First Year After Nursing Licensure
hey all! i'm a peds nurse moving to dc from central virginia, just wondering about the parking situation with children's hospital.. has anybody worked there? i hear there is a shuttle bus from an...Jan 21, '08
- Forum: Washington DC Nursing
I agree!!! Which is why I'm now working on a peds unit. Nevertheless, it was a good experience.Jun 28, '07
- Forum: General Nursing Discussion
Hi all, I'm a new graduate as of May, and I'm taking my boards on Monday. I've been reading through these forums for the last few weeks and feeling ok, since I've been studying material and...Jun 28, '07
- Forum: NCLEX Discussion Forum
I'm a new grad, but I did my senior synthesis practicum on a bariatric surgery unit, and found it to be quite the experience. At this particular hospital, we handled pre-op patients (education re:...Jun 28, '07
- Forum: General Nursing Discussion
I'm a student graduating in May, and I've been offered new grad positions on an acute care peds med/surg floor and a peds heme/onc floor. I'm really interested in heme/onc, but i'm not sure if...Dec 8, '06
- Forum: Pediatric Nursing


text:
Nancy Potter RitesMarch 30,2013Nancy Potter Rites
The memorial service for Nancy Nan Potter, 81, of Rutland who died Monday, March 25, 2013, at the Rutland Healthcare and Rehabilitation Center was held Thursday, March 28, 2013, at the Trinity Episcopal Church chapel.
The Very Rev. Christopher David officiated.
Organist was James Cassarino.
Arrangements were by the Aldous Funeral Home.
Memorial contributions may be made to Trinity Episcopal Church, 85 West St., Rutland, VT 05701.MORE IN ObituariesCynthia M. Full StoryMarion Turner
Marion Turner, 93, of Rutland, died Sunday, July 24, 2016, at Mountain... Full StoryThelma Alex
SPRINGFIELD Thelma Alex, 95, passed away Thursday, July 21, 2016, in... Full Story
- Most Popular
- Most Emailed


text:
A particle moves according to a law of motion s=f(t), where t>/= 0, where t is measured in seconds and s in feet
Problem: f(t) = cos (πt/4)
a. find the velocity at time t
b. what is the velocity after 3 s?
c. when is the particle at rest?
d. When is the particle movine in the postive direction?
e. Find the total distance traaveled during the first 8s.
f Draw a diagram to illustrate the motion of theparticle
g. Find the acceleration at time t and after 3 s.
h. graph the position, velocity, and acceleration functionsfor 0</= t </= 8.
i. WHen is the particle speeding up? when is it slowingdown?


text:
Video Industry News Video Company News Technology Industry News Technology Company News Novelty Industry News Novelty Company News Gay Industry News Gay Company News Legal Industry News All Company News
Released: Jul 01st, 2005
Running Time: 90
Company: Maximum Grind
Distribution Companies: Exotic Entertainment
Cast: Tera Patrick, Belladonna, Olivia O'Lovely, Shayna Knight, Mary Carey, Gauge, Kaylynn, Brittney Skye, Others
Critical Rating: Not Yet Rated
Genre: Alternative
Almost like the AVN Awards video, minus the excitement.
"The adult DVD you don't have to READ!" exclaims the cover blurb, as if reading was somehow antithetical to pornography. (Last time we checked the history books, it kinda began that way. ?) Most of the documentary footage is culled from the 2004 Erotica L.A. show, where well-coiffed babes sit around signing autographs and generally chewing the fat with anyone who points a camera in their direction.
Much like professional athletes, porn stars are fascinating to watch on the field but hopelessly banal when they open their mouths - other than to suck cock, in this case. Inane utterances float out like soap bubbles; instantly dissolving into the ether. Generally they're shilling their websites {BORING!} or movies (cue hot video clips). Cutaways to topless pole dancing and exterior KSEX games liven up the affair.


text: Retro Metal Factory Chair by Bell & Blue £95$170.07€114.59$127.50 In stock This item is not available for delivery to United States. quantity by Bell & Blue Location: Leicestershire, GB read seller's profile see seller's complete range more items from this seller Downtown Stool by Bell & Blue £55$98.46€66.34$73.82 Downtown Metal Chair by Bell & Blue £79$141.43€95.29$106.03 Downtown Basket On Wheels by Bell & Blue £219$392.07€264.17$293.94 Industrial Wood And Metal Chair by Bell & Blue £175$313.30€211.10$234.88 Flower Glass Vase by Bell & Blue £45$80.56€54.28$60.39 new Daya Duvet Cover by Bell & Blue £50$89.51€60.31$67.11 view all you may also like PRODUCT DETAILS DELIVERY RETURNS ask seller a question save for later Nordal Metal Factory Chair Bring some industrial style to your home with this gorgeous Nordal Factory chair with striped bare metal with painted white flecks. Featuring a vintage warehouse design which is incredibly on-trend, it is certain to brighten up your dining room or kitchen. Please note: These products are designed to have a distressed or worn look and may have purposely made scratches or marks on them. All our products are uniquely sourced from denmark. We keep a good quantity of stock in the UK, but we may sell out due to high demand. if your product is not available we will advise you via the notonthehighstreet CMS system and order it direct from our supplier, this can take 2- 3 weeks to arrive. made from: Made of metal with minimal painted white lacquer finish dimensions: 85 x 36 x 40cm product code: 208809 This product is dispatched to you by Bell & Blue. MAINLAND UK order now and receive this item by price Standard Delivery Wednesday 24 August £5.95$10.65€7.17$7.98 NON-MAINLAND UK estimated delivery price Highlands & Islands of Scotland 2-5 working daysfrom dispatch £9.95$17.81€12.00$13.35 INTERNATIONAL DELIVERY estimated delivery price Not currently available for this region You have 28 days, from receipt of cancellable goods, to notify the seller if you wish to cancel your order or exchange an item. Please note: goods that are personalised, bespoke or made-to-order to your specific requirements, perishable products and personal items sold with a hygiene seal (cosmetics, underwear) in instances where the seal is broken are non-refundable, unless faulty. Read more about our returns policy.Should you choose to return or exchange your order you will need to deliver the item(s) to the UK, where this seller is based. Bell & Blue's return policy Please see notonthehighstreet.com's returns policy.


text:
Is there any way install budgie desktop environment on Ubuntu and is it safe to install it?
Budgie desktop can be installed with a PPA since a few days. It is still a beta so expect bugs and non-functional features.
You can build budgie desktop from source yourself
sudo apt-get install build-essential gnome-common gobject-introspection libglib2.0-dev libgtk-3-dev libpulse-dev libpulse-mainloop-glib0 libmutter-dev libwnck-3-dev libupower-glib-dev libgnome-menu-3-dev libc6-dev git clone https://github.com/evolve-os/budgie-desktop.git cd budgie-desktop ./autogen.sh make sudo make install
If you are using Ubuntu 14.04, you can try my unofficial budgie desktop PPA
sudo add-apt-repository ppa:sukso96100/budgie-desktop sudo apt-get update sudo apt-get install budgie-desktop
(Update-2014.11.09)You can now use Budgie Desktop Offcial PPA
sudo add-apt-repository ppa:evolve-os/ppa sudo apt-get update sudo apt-get install budgie-desktop
15.10 and 16.04
Currently there are no official PPA's or other repositories for the latest version of Budgie (as of writing v10.2.3)
Thus I've created my own PPA. Its for 32bit & 64bit users of Ubuntu versions 15.10 & 16.04
Logout and login to the budgie-desktop
I've bundled this with the moka icon-set and arc-theme since these are the defaults for SolusOS the distro that budgie-desktop has been developed for.
Bug reports go to the project issues page
source for this is my blog


text:
© IBGE BIM - Cecile Duvivier
- Address:
Rue du Rouge-Cloître
1160 Brussels (AUDERGHEM)
- MAPS: Google Maps
Three playgrounds for children from 3 to 12 years fill the Rouge-Cloître, a natural area of exceptional beauty.
The best playground is the one with the pirate boat, for children from 8 to 12.
The site also allows for educational walks in the Soignes forest and allies the historical and artistic aspects thanks to the centre for art and craftsmanship.
The Maison du Conte de Bruxelles, also on the premises, regularly organises shows and concerts for children.
The Seny park, located close to the metro station Hermann-Debroux, is also well worth a visit.
Information by Bruxelles Environnement - IBGE
Visit our partners' webpages
- CitySightseeing Brussels by Open Tours - the Official Brussels Tour Bus
- Cauchie House
- Zaabär, the chocolate factory at the heart of Brussels
- ADAM, Art & Design Atomium Museum
- See and Tell in Brussels, guided city tours


text:
What is the purpose of mocking?
I have been following some ASP.NET MVC tutorials that use NUnit for testing and Moq for mocking. I am a little unclear about the mocking part of it though.
We started with Q&A. Technical documentation is next, and we need your help.
Whether you're a beginner or an experienced developer, you can contribute.
What is the purpose of mocking?
I have been following some ASP.NET MVC tutorials that use NUnit for testing and Moq for mocking. I am a little unclear about the mocking part of it though.
The purpose of mocking is to isolate the class being tested from other classes.
This is helpful when a class :
It also makes it easier to test for error conditions, as your build your mock object so that it returns and error, throw an exception ...
The mock can record how it was invoked (function calls order, parameters) and this can be verified by the test. EDIT: For instance: The method you're testing sends a message, such as an IPC. The method of the mock object can record how many times it was invoked, the parameter he received (i.e. the message to be sent). Then the test can interrogate the mock object and assert on the number of messages sent, the content of the message ... Likewise, the mock object can record the methods that are called in a log string and the test can retrieve that string and assert on it.
Do not abuse of mock objects: test the behaviour rather than the implementation, or the unit tests will be too tightly coupled to the code, and brittle (break at refactoring).
Mock can be coded manually, or generated by a mocking framework.
Mocking allows you to isolate your class under test from its dependencies. Generally, you create a mock for each dependency for the class under test and set up the mock to return expected values. You then provide the mock to your class under test instead of a real copy of the class that your class under test is dependent on. You can then use the mocking framework to check that the expected calls were made to the mock object(s) to ensure that your class under test is operating correctly.
While mocking is usually understood as allowing for isolation of a class under test this isn't the main point of a mock (stubs are better for this). Instead we need to look at what happens when an object is told to do something which is one of 3 things..
State based testing is all about #1 and #2. #1 via looking at the result that the method gives you. #2 by accessing the objects internal state.
This leaves us with #3 for which there are two avenues we can take. The first is a by using a Mock and the second by using a Test Spy. The main difference is that on a Mock you create the expectations before executing the code under test and then have the mock verify them after, whereas with a Test Spy you execute the code under test and then ask the Test Spy if certain actions occurred.
So to sum all that up.. when you think about testing what a class does if you need to test indirect output (aka a call to another class) that is where Mocking comes into play.
I'm new to mocking as well but I'll take a stab at this. In my experience mocking has two main benefits:
"Mock" is a heavily overloaded term in testing & TDD circles. See Martin Fowler's article Mocks Aren't Stubs. A "proper" mock knows what values it's supposed to receive and lets you know when it doesn't get what was intended; this allows you to do interaction testing instead of state testing - you verify that the class under test is passing the correct messages to its collaborators, in the correct sequence. Interaction testing is quite different from conventional state testing and can be hard to get your head around. Keeping in mind that interaction testing is the point of mocks may make them easier to understand.
Its designed to poke fun at an individual instance from a group collection. Used a lot at irregular object gatherings.
Great Realtime Example of Mocking by Bert F
Unit Testing
Imagine unit testing for this system:
Its generally easy to envision testing a low-level component like the
The test driver simply orders different dishes and verifies the cook returns the correct dish for each order.
Its harder to test a middle component, like the waiter, that utilizes the behavior of other components. A naive tester might test the waiter component the same way we tested the cook component:
The test driver would order different dishes and ensure the waiter returns the correct dish. Unfortunately, that means that this test of the waiter component may be dependent on the correct behavior of the cook component. This dependency is even worse if the cook component has any test-unfriendly characteristics, like non-deterministic behavior (the menu includes chef's surprise as an dish), lots of dependencies (cook won't cook without his entire staff), or lot of resources (some dishes require expensive ingredients or take an hour to cook).
Since this a waiter test, ideally, we want to test just the waiter, not the cook. Specifically, we want to make sure the waiter conveys the customer's order to the cook correctly and delivers the cook's food to the customer correctly.
Unit testing means testing units independently, so a better approach would be to isolate the component under test (the waiter) using what Fowler calls test doubles (dummies, stubs, fakes, mocks).
Here, the test cook is "in cahoots" with the test driver. Ideally, the system under test is designed so that the test cook can be easily substituted (injected) to work with the waiter without changing production code (e.g. without changing the waiter code).
Mock Objects
Now, the test cook (test double) could be implemented different ways:
See Fowler's article for the more specifics about fakes vs stubs vs mocks vs dummies, but for now, let's focus on a mock cook.
A big part of unit testing the waiter component focuses on how the waiter interacts with the cook component . A mock-based approach focuses on fully specifying what the correct interaction is and detecting when it goes awry.
The mock object knows in advance what is supposed to happen during the test (e.g. which of its methods calls will be invoked, etc.) and the mock object knows how it is supposed to react (e.g. what return value to provide). The mock will indicate whether what really happens differs from what is supposed to happen. A custom mock object could be coded for the expected behavior of each test case, but a mocking framework strives to allow such a behavior specification to be clearly and easily indicated directly in the test case.
The conversation surrounding a mock-based test might look like this:
But since our waiter is new, this is what could happen:
It may be hard to clearly see the difference between mock objects and stubs without a contrasting stub-based example to go with this, but this answer is way too long already :-)
Also note that this is a pretty simplistic example and that mocking frameworks allow for some pretty sophisticated specifications of expected behavior from components to support comprehensive tests. There's plenty of material on mock objects and mocking frameworks for more information.
One other answer :
You can have several stubs in one test but only one mock because if you have more than one mock you certainly test more than one feature (and it defeat the purpose of the test-one-thing principle).
To go beyond the basics, Mocks are more behavioral verification than the traditionnal state verification of the test where you check the state of your component after acting on it (Arrange,Act, Assert with Mocks it is more Arrange, Act, Verify) :
State verification Assert.AreEqual(valueExpected,mycomponent.Property); Behavioral verification : myMock.WasCalled(MyMethod);


text:
Is this your correct zip code?
Your zip code is used to provide customized products and services for your area.
Please enter your zip code
Please note: Rabobank's branches are located in California only.
Continue or visit Rabo Agrifinance for AG lending outside of California.
Talk to a Mortgage Loan Representative today >
Watch our video to learn how we are helpingCalifornia grow in every way.
Use Rabobank Mobile Banking on your iPhone, iPad, or Android
Earn higher rates, special discounts, and services at no additional charge
Open a Rewards Checking account today >
Rabobank branches and financial service centers are only located in California.
If you are looking for Ag Lending outside of California, visit Rabo AgriFinance.
The zip code you entered is invalid.
Please try again.
Rabobank is more than a bank because we are dedicated to a larger cause. Learn how we can help you grow.
It's now easier to view your eStatements
A separate login is no longer required. Find them in Online Banking under the Accounts menu.
We offer a variety of free, convenient features that help make managing your money easier.
Personal and Business banking products are offered by Rabobank, N.A. Agricultural products are offered by Rabobank, N.A., Rabo AgriFinance, and Cooperatieve Rabobank U.A. Rabobank, N.A. is a Member FDIC and an Equal Housing Lender. Rabo AgriFinance is an Equal Housing Lender. Member FDIC is not applicable to Rabo AgriFinance or Cooperatieve Rabobank U.A. Online account opening available to residents of California only. © Rabobank 2016. NMLS # 649477. Disclaimer
Legal | IAT Rule Change


text:
Video Industry News Video Company News Technology Industry News Technology Company News Novelty Industry News Novelty Company News Gay Industry News Gay Company News Legal Industry News All Company News
Released: Aug 01st, 1986
Running Time: 90
Director: Milt Ingley
Company: Malibu Motions
Cast: Tammi White, Paul Thomas, Candie Evans, Randy West, Stacey Donovan, Erica Boyer
Critical Rating: AAA
Genre: Feature
It had to happen: adult video's the-name's-almost-the-same game continues. No, Michael J. Fox doesn't moon his once-and-future parents; Backside to the Future is definitely hardcore, and it ain't for the kiddies.
Actually, as porn rip-offs go, this video is rather good, rather hot and rather entertaining. Hell, it's even faithful (as faithful as possible on a small budget) to the original plot. And it even features a DeLorean! What more could you ask for in a sex video.
The ever-hot and seductive Erica Boyer stumbles into her husband's (Randy West) time machine, the trusty old DeLorean (they must have had a fire sale). She's transported back to 1967, where she runs into, of all people—herself. But she doesn't recognize her younger self and proceeds to make love to herself. Sound confusing? Actually, it's a rather steamy and amusing lesbian sequence between Erica and Tammi White. Erica then meets her father (Paul Thomas), whom she does recognize, but proceeds to have sex with anyway.
In the meantime, Tammi is transported to the future, where she meets her hubby-to-be. And since they're going to eventually wind up together anyway, what's it matter if they have an anal encounter? Back to the past, we find Erica engaging her mother (Sharon Mitchell) in a rather torrid bathtub sequence, proving that Miss Boyer is an expert at games lesbians play. Afterwards, we're treated to an orgy with all the characters, including our heroine in both past and future incarnations. It's okay . . . there's a happy ending.
Backside to the Future is a sizzling, fun frolic. It won't win any Academy Awards, but the futuristic ideas make for a hot, present-day encounter of the horny kind.


text:
Horse hit by car, limps awayThe Associated Press | September 23,2013MONKTON Vermont State Police say a horse suffered minor injuries but a motorist was unhurt after the animal broke free from its keeper and ran in front of a car.
Police said David Wood of South Burlington was driving with his wife on the Monkton Road in Monkton at 7:20 p.m. Saturday when his car struck a large horse that had run into the road.
Police say the horse, named Dan, had broken free from his caretaker who was trying to get him from a pasture to a barn for the evening.
Officials said the horse was bruised, but managed to limp his way home.
The vehicle sustained moderate damage.MORE IN This Just InLOS ANGELES As throngs of Pokemon Go players traipse around to real-world landmarks in... Full StoryAs Rutland debates the potential arrival of 100 Syrian refugees, an oft-repeated claim by... Full StoryMONTPELIER After 18 years in the Legislature, Chittenden County Sen. Full Story
- Most Popular
- Most Emailed


text:
Turn an "earworm" into a giggle.
Let's be honest here: I really don't care for Christmas carols. (Try having your name be part of one!) And I reeeeallly don't care for cold, snowy weather, which can turn a normally very pleasant task – like feeding horses – into a chore.
But in both cases, I've found that the best way to deal with it is with a good dose of humor. Annoying Christmas jingle stuck in your head? Have some fun with it … own that carol! Like this (to the tune of "Up on the Rooftop"):
Out in the pasture, horses pause
Waiting for good old Santa Claus
Through the gate with loads of hay
All for the little ones
Christmas neighs
Whoa, whoa, whoa!
Why is there snow?
Whoa, whoa, whoa!
Why is there snow?


text:
390. cchsweatherman
Invest 91L
Based upon the latest RGB imagery, the center of this disturbance exists around 25.6 N and 63.0W. The disturbance appears to be undergoing gradual organization as thunderstorms have developed and becoming more co-located with the somewhat elongated circulation. Some decent low level inflow into the disturbance is noted to the southeast of the circulation center with a notable band with diffuse showers.
Recent enhanced IR imagery shows that convection has deepened within the past few hours in a tight cluster very near the circulation center. Also, you can clearly see that the circulation remains somewhat elongated in a near north-south orientation.
Water vapor imagery shows very well the struggles the disturbance continues to encounter in attempts to develop further. An upper level low can be clearly seen very near to the west. This upper level low has been imparting some hostile wind shear as noted by the immense cloud debris spreading northward. In addition, dry air continues to get pumped into the disturbance from the south by the clockwise flow around the upper low. The disturbance has been able to sustain some due to its connection with deeper moisture well to the south as explained earlier with a notable inflow band.
All in all, Invest 91L has been and continues to attempt slow organization and may have a chance, albeit not high, to become something more in the next 24 hours.
Member Since: Posts: Comments:


text:
-- Overload, September 2000
"Let me Start by saying that I highly recommend this book. If you are a reader of the expanding literature on pattern-oriented software design, rush out and buy this book! This book has the potential to be a seminal volume." --Glenn E. Mitchell II, Ph.D.: Microsoft Office Pro; www.msofficepro.com; (5/30/01)