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For a Commentary on this article, please see Abrams (J Bone Miner Res. 2011;26:2338-2340. DOI: 10.1002/jbmr.498).
Original Article
Vitamin D supplementation during pregnancy: Double-blind, randomized clinical trial of safety and effectiveness†‡
Version of Record online: 21 SEP 2011
DOI: 10.1002/jbmr.463
Copyright © 2011 American Society for Bone and Mineral Research
Journal of Bone and Mineral Research
Volume 26, Issue 10, pages 2341–2357, October 2011
Additional Information
How to Cite
Hollis, B. W., Johnson, D., Hulsey, T. C., Ebeling, M. and Wagner, C. L. (2011), Vitamin D supplementation during pregnancy: Double-blind, randomized clinical trial of safety and effectiveness. J Bone Miner Res, 26: 2341–2357. doi: 10.1002/jbmr.463
- †
- ‡
Presented in part at the 14th Vitamin D Workshop, Brugge, Belgium, October 2009, and the Pediatric Academic Societies Meeting, Vancouver, British Columbia, Canada, May 2010.
Publication History
- Issue online: 21 SEP 2011
- Version of Record online: 21 SEP 2011
- Accepted manuscript online: 27 JUN 2011 05:14AM EST
- Manuscript Accepted: 10 JUN 2011
- Manuscript Revised: 7 JUN 2011
- Manuscript Received: 29 MAR 2011
Errata: Erratum: Vitamin D supplementation during pregnancy: Double-blind, randomized clinical trial of safety and effectiveness
Vol. 26, Issue 12, 3001, Version of Record online: 21 NOV 2011
- Abstract
- Article
- References
- Cited By
The need, safety, and effectiveness of vitamin D supplementation during pregnancy remain controversial. In this randomized, controlled trial, women with a singleton pregnancy at 12 to 16 weeks' gestation received 400, 2000, or 4000 IU of vitamin D3 per day until delivery. The primary outcome was maternal/neonatal circulating 25-hydroxyvitamin D [25(OH)D] concentration at delivery, with secondary outcomes of a 25(OH)D concentration of 80 nmol/L or greater achieved and the 25(OH)D concentration required to achieve maximal 1,25-dihydroxyvitamin D3 [1,25(OH)2D3] production. Of the 494 women enrolled, 350 women continued until delivery: Mean 25(OH)D concentrations by group at delivery and 1 month before delivery were significantly different (p < 0.0001), and the percent who achieved sufficiency was significantly different by group, greatest in 4000-IU group (p < 0.0001). The relative risk (RR) for achieving a concentration of 80 nmol/L or greater within 1 month of delivery was significantly different between the 2000- and the 400-IU groups (RR = 1.52, 95% CI 1.24–1.86), the 4000- and the 400-IU groups (RR = 1.60, 95% CI 1.32–1.95) but not between the 4000- and. 2000-IU groups (RR = 1.06, 95% CI 0.93–1.19). Circulating 25(OH)D had a direct influence on circulating 1,25(OH)2D3 concentrations throughout pregnancy (p < 0.0001), with maximal production of 1,25(OH)2D3 in all strata in the 4000-IU group. There were no differences between groups on any safety measure. Not a single adverse event was attributed to vitamin D supplementation or circulating 25(OH)D levels. It is concluded that vitamin D supplementation of 4000 IU/d for pregnant women is safe and most effective in achieving sufficiency in all women and their neonates regardless of race, whereas the current estimated average requirement is comparatively ineffective at achieving adequate circulating 25(OH)D concentrations, especially in African Americans. © 2011 American Society for Bone and Mineral Research


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12 Lessons Learned During the Great Recession to Increase Your Recovery Rate
by Mark A. Cobb
Tragedy faced many construction business during the Great Recession. It impacted every layer of business from project developer and large prime contractor to building material supply stores and day laborers. Virtually no one was left unscathed.
This year, thankfully, there has been a turn-around in the construction industry. There are new public projects, new industrial and commercial projects, and new home construction. In fact, we poll our clients constantly, and the signs of prolonged improvement to construction economics are evident. Nonetheless, we should not forget the lessons that were learned during those recent, lean years.
Smart businesses learned from the mistakes revealed during the recession, and they have improved their efficiencies, they have reduced waste, and they have recognized the need for customer appreciation. When our clients call us and ask us to help consult on their construction business, we start with areas which devastated many industry participants. Here are some of the common suggestions which we make:
1. Fix Your Customer Contracts! Many specialty trade contractors have never used an attorney to prepare their construction contracts; or, if they did, it was a long time ago. This is a big mistake. True, laws change and your contracts should reflect these changes, but, more importantly, many client's contract give up their rights because they started with sloppy contracts. For example, it is easier (and less expensive) for you to collect attorneys fees when you go after the money you are owed if your contract adequately addresses attorney's fees. Unless an experienced construction lawyer has worked with you on your contract, then you may forfeit these rights.
2. Negotiate/Review Your Contracts: When a subcontractor works for a prime contractor, it is typical that the GC provides the subcontractor with a contract to sign. Wait! Have a competent Georgia construction attorney review the contract and negotiate it on your behalf. If you blindly accept the contract because "you need work" or because you are "too busy", then you are gambling that the contract will protect you in case of a contractor's failure to pay. In addition, due to the limited, skilled workers in the field, a subcontractor may have an easier time negotiating its contract than expected.
3. Shore Up Your Credit Applications: Business is good right now, but it's worth taking time to update your credit applications, personal guarantees, credit card authorization forms, etc. The steps you take now can save you money in the long-run (and increase your recovery!)
4. Due Diligence: It doesn't matter whether you are a large national general contractor or a local specialty trade subcontractor, few parities use the opportunity to conduct meaningful due diligence on their business relationships. We saw this failure to conduct due diligence bankrupt businesses in the second and third years of the recession, yet, it was totally unnecessary.
5. Document! Document! Document! Although it has been (and will always be) a significant area of contention, change orders presented many hurdles for subcontractor payment issues during the recession. Prior to performing work on a change order, make sure that you have the WRITTEN CONSENT of the general contractor and the owner of the project. Yes, its frustrating, yes its
6. Document Problem Areas. Similarly, when any issue erupts on a project site, document it, and document well. For example, keep thorough, complete daily logs, take photo graphs, document the issues in writing. Also, of course, make certain that you meet any notice deadlines required in your contract.
7. Be Wary of Email. Email (texting too) is a blessing and a curse in the construction industry. Email consents can be useful, however, they tend to be vague and / or out of context. When it come to something important, write a letter–at least write a "letter-style" email which is more formal. Assuming your contract doesn't contradict this, you can probably send your letter via email, but a letter forces most writers to more-fully develop the situation and place it in the correct context. This can save ambiguity, confusion or "he-said/she-said" situations down the road.
8. Watch Out for Georgia's Lien Waivers. If you execute a partial or final lien waiver in Georgia, make sure that you get your money very quickly. If you don't get the money you are owed and if you don't take certain steps within 60 days of the date of the lien waiver, then you may forfeit your right to payment forever. Assuming that a lien release is submitted with each pay app, then letting any invoice be out longer than 30 or more days hurts subcontractors immeasurably. Keep an eye on your receivables and remember to file either an Affidavit of Nonpayment or a Claim of Lien within 60 days of the date of your lien waiver for an unpaid Application for Payment.
9. Send a Notice to Owner/Contractor! During the recession, we hated telling clients that they had forfeited their rights to file a materialmen's lien in Georgia because they had failed to send a timely Notice to Contractor / Notice to Owner (other states refer to this document as a Notice of Furnishing or Notice of Commencement of Work). Under current Georgia law, those in privity of contract withe the owner (i.e., general contractors and 1st tier subcontractors) do not have to send the NTO; those who lack privity of contract with the Owner (i.e., sub-subcontractors and material suppliers) must send an NTO within the first 30 days in which they begin work on the project or begin supplying to the project. Although this may seem like a hassle, it's an inexpensive step and can increase your recovery rate significantly.
10. Payment Bond Claims. Many credit managers and construction professional understand that (most) government projects are required to have a payment bond in place for the benefit of subcontractors and suppliers; however, many do not know that often there are payment bond on private projects as well. And, if they don't know about the payment bonds and don't make a timely claim against the payment bond, then they may be losing a potential source of recovery. Don't forget to look for payment bonds covering private projects!
11. Design Professional Have Rights Too. Traditionally, architects and engineers do not experience the same level of payment problems as other construction industry professionals, and this is usually credited with the fact that they are often paid first. The recession changed this, and all service and design professional have rights which may include the right to file a claim of lien for the money they are owed. Don't let ignorance of Georgia's law or professional "pride" prevent you from getting your payments by timely filing a lien for design services.
12. Mechanics & Materialmen's Liens/Payment Bond Claims. Since we've been in this business for over 20 years, it's hard to understand why everyone doesn't file a lien if they don't received payment for their materials, labor, services or equipment which they provided to a project. It's vital that you meet the deadlines and all the technical requirements for filing a lien. Don't let missing a deadline stop you from getting paid. Also, don't forget that you can file a lien for your retainage — don't let the time lapse to take this vital step.
Now, is a great time to position your construction business for the future, and the steps which you take now can make a world of difference tomorrow.
Cobb to Speak at CSA Roundtable
We are happy to announce that Mark Cobb will be speaking on creditors rights to a group of lumber and building supply owners at a roundtable forum sponsored by the Construction Suppliers Association (CSA) on Monday, November 10, 2014 and hosted by Fuller Building Supply Company.
Mark will be discussing several topics related to material suppliers and their rights under Georgia law including the following:
Credit Applications and Personal Guarantees: Mark will discuss the importance of gathering information from the very beginning of the credit process to make debt issues easier to collect in the future. Mark will offer tips on
- How to create a more thorough credit application
- How to get updates for your credit applications and personal guarantees
- Easy ways to verify the information on the credit application
- Personal Guarantees greatly increase the likelihood of recovery
- Terms and conditions can make it easier and less expensive if you have to collect bad debt
Georgia's Statutory Construction Notice Scheme: Mark will lead the discussion on the advantages and disadvantages of the Georgia's notice scheme including:
- Useful information found on the Notice of Commencement
- When to send a Notice to Owner/Notice to Contractors (Notice of Furnishing)
- Practical tips to make the process smoother
Georgia's Lien Waivers: Mark will introduce the attendees to the only authorized forms (for interim and final lien waivers) as well as:
- Conditional waivers v. unconditional waivers
- Lien waivers potentially shorten the deadline for filing a Georgia materialmen's lien
- What to do if you don't receive payment within 60 days
- Georgia Affidavits of Nonpayment
Georgia Preliminary Liens: Mark will introduce the collection process by clarifying the following:
- The difference with preliminary liens and standard materialmen's liens
- Who should file the preliminary lien
- When should a creditor use / file a preliminary lien
- When preliminary liens expire
Georgia Materialmen's Lien Law: Because of the numerous advantages to creditors in Georgia who supply materials (or labor or services), Mark will give an in depth presentation on Georgia's lien laws including the following:
- When to file a lien in Georgia?
- The deadline for filing a lien
- What amounts are lienable?
- The statutory requirements for filing a lien?
- How to enforce a lien?
- Why does lien enforcement usually take two law suits?
Collection Suits: Although many materialmen's lien claims are resolved without have to enforce them, sometimes creditors must take the next step. Mark will discuss:
- When is Georgia Magistrate Court appropriate?
- Venue and jurisdiction
- Types of judgments (i.e., judgment liens)
- Lawsuits to foreclose a materialmen's lien
- Other collection lawsuits (e.g., garnishment of wages, bank accounts, etc.)
Claims Against Public Works Projects: Since construction liens cannot be placed against publically owned projects (projects owned by the federal, state or local governments), Mark will discuss the basics of payment bond claims:
- Payment bonds covering private construction projects in Georgia
- Payment bond requirement under federal law
- Payment bond requirements under state law
- Deadlines for making payment bond claims for nonpayment
- The claims process for payment bond claims (surety claims)
- Suits to enforce payment under a payment bond
Although the roundtable is open only to CSA members, Mark can prepare a similar presentation for you or your organization. For more information, please click here > > or email Mark today.
20 Early Warning Signs for Payment Issues
by Mark A. Cobb
It doesn't matter whether you are a material supplier delivering products to a subcontractor, a subcontractor performing work directly for a GC, or a GC building a structure for an owner, you expect to be paid for the labor, materials, and equipment which you provided. In fact, without payment, it could send your business plummeting downward if you cannot pay your own bills.
We highly recommend that before entering into any construction contract, you perform proper due diligence and protect yourself as much as possible. No matter how thorough you are, however, as the project continues, one of the parties involved with the project might experience a material change in their business or their cash-flow which can directly impact you and make recovery of the money you are owed more difficult. Thus, you want to keep evaluating each customer's credit-worthiness.
For over 20 years, clients have shared with us some of the early-warning signs (which they largely ignored) which indicated that their customer might be a payment risk after the initial credit-check, and we thought our readers might like to see this list (and add to it themselves!) The following is a checklist of situations which may indicate that you are working with a potentially distressed party:
1. A change in your customer's bank account may indicate many things including accounts closed, banking problems, a garnishment, etc.
2. Your customer pays you from different bank accounts (unless its accounts are separated by project, escrow, etc.); this is unprofessional and may indicate spreading out their assets to avoid garnishment or to rely upon the float by the banks.
3. Significant fluctuations in your customer's inventory may indicate volatile business practices, changes in credit with other vendors, etc.
4. An unusually large order may indicate that the customer has undertaken a project larger than its capabilities.
5. Unexpected / unplanned growth of your customer's business; great businesses maintain and update business plans; unplanned growth can cripple a business, overextend its employees and assets, and cause the business to fail to meet its new obligations.
6. High debt to equity ratio; customers in this position are a credit risk.
7. When your customer loses a major job or client; if too much business comes from one relationship, then the loss of that business can be devastating.
8. A generally disorganized approach to its business, accounts payable, accounts receivable is scary; likely, that business does not understand the extent of their liabilities, realistic expectations of income, etc. and that could put you in a dangerous position if you need to implement collection procedures.
9. Rumors; my Mother always told me that "where there is smoke, there is fire."
10. If you hear comments from other construction industry professionals that your customer isn't charging enough, then it might indicate that your customer is trying to get business on any terms in order to improve its panic for cash-flow; inevitably, they will run out of money and someone (hopefully not you!) will be left holding the bag.
11. Requests to extend payment terms may indicate that your customer needs more time to "shuffle" its assets to pay you.
12. Liens (including state and federal tax liens which are all public record); a 10-second check on-line can indicate the fiscal health of your customers.
13. Slow payments: creditors and debtors typically establish a billing and payment practice over time, when they deviate, it may indicate a potential problem.
14. Employee layoffs; if possible, visit your customer at their office, a reduction in their workforce could hint of problems to come.
15. Key employee changes dramatically alter the bottom-line and the business practices; when changes in management occur, they may use other vendors (forgetting to pay you), may emphasis other payment policies, could indicate that top management was receiving their paychecks or benefits.
16. Family and health issues related to owner or key employee (or their families) such as divorce, death or serious illness can greatly impact a business relationship.
17. Excessive downtime may indicate unexpected reduction in your customer's revenues.
18. You customer's business is for sale or sold; there may be ways for a new purchaser to avoid debt incurred prior to the sale; it can also indicate financial or industry-specific problems; also, it may result in a new corporate atmosphere which may make collection more difficult; frequently, the new owners tell you the former owner is responsible for the debt, but the old owner tells you that the new owner assumed the obligations.
19. You receive excessive inquiries for credit references for your customer; this might be a customer who is trying to expand their credit in order to generate funds to pays others ("borrow-from-Peter-to-pay-Paul syndrome).
20. Excuses for nonpayment or slow payment (lost invoices, "check is in the mail", skipped invoices, unsigned checks, NSF checks, "no one is available to sign the check", etc.); excuses are never a good sign.
Good credit management means vigilance. Do not agree to extend credit, perform work, or supply materials unequivocally on a long-term project without some follow-up to see if your customer's financial position has changed. If it changes, and if you react promptly enough, it will make recovery of your money easier and reduce your exposure. Fortunately, you have several options including filing a preliminary lien, obtaining personal guarantees, and requiring stricter terms. In next week's blog we will explore some of the options you may want to consider when you see indicators that a customer may become a credit-risk to you.
If you have other early-warning signs that alert you to potential payment issues, please leave a comment below.
25 Simple Tips Material Supplier Credit Managers Can Do to Increase Recovery
by Mark A. Cobb
In today's economy, a dollar means more than it has in a long time; thus, every dollar that your credit department is able to collect helps build your company's bottom line. Since our firm focuses on construction collections throughout Georgia, we have observed that small steps taken by sales and credit departments can result in big gains if collection ends up on a lawyer's desk. Thus, we have listed some important tips which are easy to implement and can increase your recovery rate substantially. Although these tips are focused towards material suppliers and subcontractors working on Georgia projects, most of these tips, however, will help credit and collection managers in every industry and in every location.
1. Credit Applications: Have one for every credit customer and know where the original is located.
2. Credit Applications: Update them every 3 or 4 years.
3. Credit Applications: Make sure they are legible! We cannot overstate the importance of this, if the salesman or the credit analyst receiving the copy cannot read every word, then a third-party collector or collection lawyer will not be able to read it either–particularly after it has been scanned, copied, and faxed.
4. Credit Applications: Make sure they contain useful information in case the customer absconds or you need to locate assets. Require information such as
- middle or maiden names;
- spouse's names;
- EINs for business applicants;
- social security numbers for all of the principals of the business;
- home address for the principals; and
- bank account information for the principals.
5. Credit Application: Make sure it is complete. If there is any missing information, have the salesman or credit analyst tell the potential customer something like, "We will be glad to process your application for credit; however, before we do so, we need all of the information completed.."
6. Credit Application: Use a forum selection clause. If you must bring a lawsuit against the customer in the future for non-payment, a forum selection clause built into the credit app establishes the location and the court where the action may be brought. Your lawyer can suggest a location convenient to him or her and save your company travel time and likely offer more predictable results from a familiar court.
7. Guarantee: Have an attorney in each state in which you supply materials draft a guarantee which meets that state's specific requirements.
8. Guarantee: Use a forum selection clause in your guarantee which establishes the court and the jurisdiction where you can bring a lawsuit if payment is not received. This will save travel time and legal fees.
9. Guarantee: At the time the credit application is made, obtain a personal guarantee from one or more principals of the business.
10. Guarantee: Require both a husband and wife to submit personal guarantees (it will help prevent a guarantor from transferring all of his or her assets into a spouse's name).
11. Guarantee: Get information on the guarantor. Either in the body of the guarantee or on the signature line, have the guarantor provide useful information such as a (physical) home address, a social security number, drivers license number and work information.
12. Guarantee: Update them! As businesses evolve and grow, there may be new principals from whom you should seek additional personal guarantees.
13. Guarantee: Have them witnessed/notarized. We are constantly amazed how many guarantors claim that their PG was forged–even if there was a purported witness. Don't let an applicant return a "signed" guarantee and then have a branch employee "witness" it; implement a policy that a witness must be physically present and witness the guarantor's signature on the document.
14. Extend Credit Slowly: Whenever the customer requests additional credit, use the request to get additional and updated information on the company and guarantors; perhaps, you could use a more comprehensive application for credit requests over a certain amount.
15. Send NTOs: In Georgia, third-tier material suppliers and sub-subcontractors may file a mechanics or materialmen's lien or make a payment bond claim only if they have sent a Notice to Owner ("NTO") and a Notice to Contractor (sometimes called a Notice of Furnishing) within the first 30 days of beginning to supply on the project; failure to meet this obligation will reduce your recovery options.
16. When Supplying: Get current information about the job site including the following:
- a copy of the Notice of Commencement;
- payment bond information;
- the name of the general contractor; and
- the name of the owner of the project.
17. Watch the Date: Do not let a debt continue past 90 days from the last day in which you supplied materials on a job in Georgia; all construction liens and all payment bonds must be made within 90 days of the last day in which you worked on the job site. Calendar payment for 65 days past due.
18. Joint Check Agreement: If you notice slow payments at the start of the project, watch-out for the final payments; request that your customer agree to a joint check arrangement with the general contractor.
19. Lien Waivers: Georgia Lien Waivers become unconditional after 60 days; thus, if a lien waiver is signed but you do not receive payment within 60 days, it is presumed that you received payment. After this deadline passes, you cannot claim that you are owed money; prior to the deadline, however, you have several options including (but not limited to) filing an Affidavit of Nonpayment, filing a materialmen's lien or making a claim against the payment bond.
20. Materialmen's Liens: Filing a proper materialmen's lien can dramatically increase your collection rate; make certain that you utilize this very useful tool on every private project in Georgia.
21. Payment Bond Claims: Similar to materialmen's liens, making claims against a payment bond on a public works project will substantially increase your collection rate. Do not let the 90-day deadline pass you by!
22. Payment Bonds on Private Projects: It is easy to forget that some private construction projects in Georgia are covered by payment bonds; although these differ from payment bonds on public projects, they are a very useful tool to substantially increase your collection and you want to meet the requirements for making a claim.
23. Continuing: Get information on customer's current/additional job sites. It is very likely that your salesmen know the debtor's current job sites. Although this may not be the site on which your company supplied materials, information on current work can help with post-judgment collections (this information can be used for filing a garnishment against the income the subcontractor may be getting from its new job or it can be used to serve legal process upon a debtor who is difficult to find).
24. Litigation: For each state in which you supply materials, choose one lien and bond lawyer who can assist you with your needs throughout the state. It will save you time, money as well as build relationships.
25. Continuing: Train, train, train your employees (both salesmen and credit analysts); bring in a specialist to educate your staff on lien laws, payment bond claims, deadlines, and other pertinent topics.
Post-Judgment Collection: How Do I Collect on a Judgment Lien in Georgia?
Question: I have a judgment against someone who owes me money; how can I collection on this judgment?
That's a question we hear almost daily around here. Many law firms will handle a commercial collection matter through judgment, but then they don't know what to do. In other words, the typical lawyer will make sure you "win" your lawsuit, but he or she won't do much to help you collection on the judgment. To us at the Cobb Law Group, that's not much of a victory.
We're different. We assist our clients will every aspect of their collection issues–from filing mechanic's liens or making a payment bond claim to filing a lawsuit, preparing a foreclosure, securing a judgment, and pursuing post-judgment collection activities.
Even if we didn't represent you in the law suit you won, we also help those with outstanding judgments collect against those judgments throughout the State of Georgia.
There are several steps a creditor a creditor should consider if they have a judgment.
First, if you have been awarded a judgment against another party in Georgia, it is vital to make sure that the court has issued (and recorded) a Writ of Fieri Facias which is commonly referred as a FiFa in Georgia. This Writ or FiFa is a judgment lien which attaches to all of the defendant's property in the State of Georgia. Some courts issue a FiFa immediately upon granting judgment; however, many require a written request and a $5.00 or $7.00 fee. Thus, if you have a Georgia judgment, make sure the FiFa has been issued.
Second, record the original FiFa in each and every county where you think the entity who owes you money owns any assets. For our clients, for example, we search real estate ownership throughout Georgia and record the FiFa in every county where the debtor owns real estate. That way, if the debtor attempts to transfer any real estate or attempts to refinance any real estate, then your recorded FiFa may lead to payment of the debt.
Third, if you can identify a bank account which is owned by the debtor, then it may be possible to file a Summons of Garnishment against that bank account; similarly, if the debtor is an individual who is employed, then you may be able to garnish up to 25% of his or her wages. Garnishments in Georgia can be a very effective means of collection your judgment. Lately, we have been fortunate to garnish current construction projects in order to collect judgments rendered against subcontractors. Remeber to think creatively as garnishments can often be filed against anyone who owes your debtor money (including credit card companies, employers, tenants, etc.) ; be careful, however, as Georgia does not allow garnishment against all assets (such as retirement account, child suppert, etc.) so check with your lawyer before filing attempting a garnishment.
In addition to gerniahsment, there are several other great options available to the post-judgment creditor. For example, we frequently, use post-judgment discovery to assist us with locating and identifying a debtor's assets. We use such techniques as depositions, written interrogatories, and third-party discovery to help us locate assets in Georgia and collection on the judgment.
If you have a judgment against somebody, don't let it sit there gathering dust; contact us to see if we can help you find the money that you are owed.
Creditors' Rights in Bankruptcy Lawyer Joins Cobb Law Group's Commercial Collections Practice
The Cobb Law Group is pleased to announce the addition of Paul A. Rogers to its staff of attorneys. Paul comes to the Cobb Law Group with extensive experience with creditors' rights in bankruptcy. He has worked for major Atlanta law firms and has served as a Chapter 7 United State Trustee for Bankruptcy, Paul's legal experience adds a significant dimension to our practice which will offer our clients greater options for commercial collections.
In 2002, Paul received his juris doctor from the University of Nebraska; prior to that, he had a double-degree in history and religion from the University of Georgia. He is admitted to practice in multiple state and federal courts throughout Georgia and has published several significant articles in his field. Paul practice concentrates in Commercial Collections, Commercial Litigation Creditors' Rights and Bankruptcy including representation of financial institutions, asset-based lenders, and commercial leasing companies. He represents secured creditors, committees of unsecured creditors, and trustees.
Because of his vast experience, Paul will assist Cobb Law Group clients regarding collection matters, commercial workouts, receiverships, bankruptcy and commercial litigation issues in state and federal courts. Paul has substantial experience with Chapter 7 Liquidation cases, and with the confirmation process in Chapter 11 Reorganization cases; in addition, he has served as lead counsel in numerous contested hearings in bankruptcy courts. Paul has also served on the Private Panel of Trustees for the United States Bankruptcy Court for the Northern District of Georgia.
We are very excited that Paul will be working with us and helping to increase our client's recovery in our collection matters.


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If my wife files 1B divorce papers, can we get mediation and change it to a 1A?
Real Estate Attorney
Yes, the parties may convert their divorce from one filed under 1B (Contested) to a 1A (Uncontested) as soon as they have reached agreement on each and every issue in their divorce.
Mediation is a wonderful tool, but if you are both nearly in agreement, you may just want to save the expense and retain an attorney to work out any last minor issues, assemble your paperwork, prepare a legally sufficient separation agreement, and assist help you obtain a divorce.
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In this part of the country, you don't meet too many lawyers named Billy.
Christians are all idiots and child molestors. The toxic nature of Christianity seems to turn decent people into perverts.
Israel is an example of a nation based on law, righteousness and a sane religion that improves character. I despise Christians for not submitting to the superior religion. America would be better without Christianity.
@2 "Israel is an example of a nation based on law, righteousness and a sane religion that improves character."
Unless you happen to live in Gaza
Now this is why I miss living in Oklahoma! Football comes before god and all those silly religious teachings..."love your neighbor", etc.
Boomer Sooner indeed.
I'm sure this isn't the first longhorn to lose its balls to a Christian...
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We all need a boost sometimes. Whether we're looking to improve our […]
David M. Halperin
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No one raises an eyebrow if you suggest that a guy who arranges his furniture just so, rolls his eyes in exaggerated disbelief, likes techno music or show tunes, and knows all of Bette Davis's best lines by heart might, just possibly, be gay. But if you assert that male homosexuality is a cultural practice, expressive of a unique subjectivity and a distinctive relation to mainstream society, people will immediately protest. Such an idea, they will say, is just a stereotype--ridiculously simplistic, politically irresponsible, and morally suspect. The world acknowledges gay male culture as a fact but denies it as a truth.
David Halperin, a pioneer of LGBTQ studies, dares to suggest that gayness is a specific way of being that gay men must learn from one another in order to become who they are. Inspired by the notorious undergraduate course of the same title that Halperin taught at the University of Michigan, provoking cries of outrage from both the right-wing media "and" the gay press, "How To Be Gay" traces gay men's cultural difference to the social meaning of style.
Far from being deterred by stereotypes, Halperin concludes that the genius of gay culture resides in some of its most despised features: its aestheticism, snobbery, melodrama, adoration of glamour, caricatures of women, and obsession with mothers. The insights, impertinence, and unfazed critical intelligence displayed by gay culture, Halperin argues, have much to offer the heterosexual mainstream.
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Video Industry News Video Company News Technology Industry News Technology Company News Novelty Industry News Novelty Company News Gay Industry News Gay Company News Legal Industry News All Company News
Released: Jul 01st, 2005
Running Time: 134
Director: Jim Powers
Company: Mayhem
Cast: Johnny Zinn, Trent Tesoro, Saana, Jackie Ashe, Alec Knight, Myah Monroe, Delilah Strong, Katerina (I), Dillon (I), Bad Bob, Janet Alfano
Critical Rating: AAAA
Genre: Pro-Am
Your pro-am section.
New-ish girls get the Mayhem treatment in this great pro-am from AVN Hall of Famer Jim Powers. He shows them getting a mass amount of cosmetics applied as they discuss their porno aspirations and get shot for stills.
Jackie Ashe is darling in her vag scene and the transformation from regular girl to whore is jarring. Myah Monroe from Harlem and Delilah Strong share great chemistry and Bad Bob's cock between them. Monroe really gets Strong off well in a break from the fucking. Finnish cutie Saana gets d.p.'d well.
Pre-nom for Best Pro-Am Release.


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How can I analyze a performance issue that happens before or during the logon process?
Using Process Monitor
Process Monitor is a tool that will collect file system, registry and network events for all running processes. The collected events can then be analyzed to determine how a system (or an application) is behaving internally in certain situations.
In this case, we want to utilize the tool to determine which events during the boot process took a long time to complete.
Using xperf
xperf is a performance analysis tool from the Windows Performance Toolkit. Using it and being able to analyze the collected data can be a challenge. Nevertheless, we'll see how to collect the required data and how to view relevant sections of it.
Please note that the Windows Assessment and Deployment Kit (ADK), which is required for this, only works on Windows 7 and upwards.
After you've opened the trace, you can already see possible indications of your problem being bound to hardware. A quick look at the Computation, Storage and Memory overviews in the Graph Explorer would show peaks which should be further analyzed.
For demonstration purposes, let's have a look at the Utilization By Process graph. To display the content, simply double-click the graph to add it to the Analysis view.
Note that none of the graphs display any concerning peaks. The blue peaks at the start belong to the System process and are expected to happen at this time.
The other peaks in the CPU Usage graph might be better viewed in context. So, let's add another graph to the Analysis view. The graph we're looking for is the Boot Phases graph, which is located in the System Activity section.
In the screenshot above, I also added Generic Events graph at the bottom to provide additional context. However, what should be noted here is the fact that the first visible peak in CPU usage was caused by the Avast service. We already noticed in the Process Monitor analysis that this process was one of the processes that took up a large portion of time in the boot process.
What we also see here, now that we can see it in the context of the boot phases, is that the peak happened after the Winlogon Init phase (and even in the Post Boot phase which happens when you can already see the desktop). So it could be considered unlikely that this process is actually causing us a problem in the phase before we see the desktop.
What we would be looking for are events that happen in or around the Winlogon Init phase. To make that easier, you can select the phase in the Boot Phases graph. This will highlight all entries in all graphs that happened in that phase.
A graph to take a better look at, is certainly the Services graph, as most of them are started during the Winlogon Init phase.
As I said in the introduction, analyzing this data can be complicated, unless the problem jumps right at you once you open the trace. However, this is definitely the right tool to analyze the issue. Depending on the situation, you might even want to collect stack traces with it to drill even deeper. This process is far outside the scope of this post though.
Further reading


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Disney Vacation home rental located 2.5 miles to parks. Has 3 bedrooms 3 baths private pool. Located within gated resort. Why stay in a crowed hotel room? Many more amneties!
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Debian Updates Lenny
An update for the new, stabler version of Debian 5.0 has appeared over Easter.
Debian Lenny has been available for download since middle of March, and now developers have followed up with a first update to the free distro. As is often the case with Debian announcements, the project suggests not to throw away the previous CDs and DVDs, but simply update over package manager from the mirrors.
The new software fixes a few known security holes and makes "a few adjustments to serious problems." Thus the debian-installer gets a new kernel and kernel modules. The new kernel supports D-Link DNS-323 (a NAS device) and incorporates two new archive keys. The update also repairs some program crashes and fixes memory leaks and dependencies. Refurbished programs include Samba, GDM and Snort.
Security patches protect such things as the "Battle for Wesnoth" game, repair certificate validation for GnuTLS, and fix arbitrary code execution in Ghostscript, Libsndfile and Glib2.0.
Issue 26: Linux Shell Handbook 7th Ed./Special Editions
Buy this issue as a PDF
Mirantis to Refactor OpenStack Fuel for Kubernetes
The company is collaborating with Google and Intel to use Kubernetes as an engine for Fuel
Canonical Joins Document Foundation Advisory Board
The upcoming release of LibreOffice will be available as a snap package
SUSE Joins the Microsoft Test Drive Program
Customers can take a free test drive of SLES for HPC on the Azure Cloud
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San Francisco-based chip company announces their first fully open source chip platform.
Fedora 24 Released
The whole distro gets rebuilt on glibc 2.3
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Ubuntu Vendor tries to solve app packaging and distribution problem across distributions.
ownCloud Forked
Founder of ownCloud launches the Nextcloud project.
HP Enterprise Unveils a Futuristic Computer
Will The Machine change the way future programmers think about memory?
CoreOS Announces Distributed Storage System
The new Torus distributed storage system is available under an open source license on GitHub
Google Beats Oracle in the Android Lawsuit
Juries decides Google's use of Java APIs Was Fair Use


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A slang term for the Australian $10 note due to it's blue/green colour.
Anyone got change for a budgie?
Beküldő: SimultaneousK 2015. január 19.
A pinching of the cheeks towards the mouth to, in a non-aggressive, comical fashion, which usually results in laughter from surrounding persons.
A generic overweight boy gave that small, generic kenyan boy a budgie. People laughed.
Beküldő: BZ2010 2009. november 4.
An absolute idiot, that doesn't know a good thing when he has it. Is really mean to his friends. Spends WAY too much time on his hair in the morning. Never stops playing with his.....p....hone, usually in maths.
Girl 1: have you seen that guy Budgie?
Girl 2: Yea, he looks like he stuck his finger in a powerpoint.
Girl 2: Yea, he looks like he stuck his finger in a powerpoint.
Beküldő: VonRizzle 2012. július 19.
When a woman wears a bra thats too small her boobs will overflow the top of the bra. This boob overflow is know as a "budgie".
Carol: I hate this new bra it's too small and pinches me.
Lisa: Girl, suck it up, it gives you mad budgies.
Lisa: Girl, suck it up, it gives you mad budgies.
Beküldő: BraveLuxan 2013. szeptember 21.
Originally the abaregenie for good to eat, misconception of explaining this turned it into a slang word for good food.
Oh my god flaming hot monster munch are budgie bruv
That risotto is budgie
That risotto is budgie
Beküldő: Rubme Nice 2010. október 23.
Polite word used to replace the 'C Word' where not appropriate eg; on a chat-forum such as Saintsforever where young, innocent eyes could be reading.
That blokes a total budgie if you ask me. Stop treating me like a budgie you budgie.
Beküldő: Mik 2005. február 17.
Slang for person using a pseudonym or false identity. (Western U.S.)
"Don't ask that dude his name or where he's from. Just call him Budgie"
Beküldő: citizenkhan 2013. augusztus 3.


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Ministry Today proudly presents Greenelines, a new blog from Dr. Steve Greene.
Dr. Greene writes on a wide range of topics important to leaders, church administrators and young leaders in development.
He has lead business organizations, served as a dean of a college of business and lead as a senior pastor. Greene's primary focus is to equip the leaders of saints.Read Greenelines
Kingdom Economics: What Does This Statistic Mean?
This past month, the U.S. government reported a seven-year-low in unemployment. Like an economist analyzing an economic report, we need to selectively filter information in our ministry.
How to Develop a Great Ministry Team
By Rick Warren
Here are three reasons why working with a highly effective and motivated team can improve your ministry.
10 More Ways Churches Drive Away First-Time Guests
As if the first 10 were not enough.
God's Multiplier Effect
What happens when all that you have multiplies?
7 Levels of a Mission-Minded Church
At which level is your church?
How to Deal With Online Trolls
By Phil Cooke
Before picking fights with online troublemakers, consider an alternative approach.
One Ex-Lesbian's Plea to Pastors Across America
"Please tell me that true Christianity calls for genuine repentance of all sin, including homosexuality."
Two Plus Two Equals Five
Best practices create predictable outcomes.
How to Treat Change as Your Friend
Make unexpected alterations in your day an energizing resource.
Delivering Church in Unique Settings
By John Velsor
Whether it's in a mall, a movie theater or at a YMCA, congregations can find a home anywhere.
12 Things a Pastor Should Never Ask a Church Member
These are almost no-brainers. Can you think of more?
The J-Curve of Leadership
Some leaders earn influence sooner than others.
Is Kindness the Ruling Authority of Your Tongue?
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How Well Does Your Church Understand the Role of the Pastor?
There is a biblical plan for this.
Why Great Isn't Good Enough
Didn't Paul preach about continuous improvement?
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Is your pastor unprepared or unwilling to preach this important message?
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text:
Skip to comments.Is Perry the One?
Posted on 06/10/2011 11:58:07 PM PDT by UniqueViews
"What Republicans need is a candidate who is unabashedly conservative across the board, a savvy campaigner who does not make stupid mistakes, someone with no skeletons anywhere, a proven government executive who would hit the ground running as president, and a candidate who could very quickly and almost bloodlessly win the Republican nomination.
Governor Perry is perfect for this mission. Consider the five criteria I listed. Is Perry conservative? He is a social and a fiscal conservative with a very long track record of walking the walk as well as talking the talk. In the fiscal area, think of Mitch Daniels or Chris Christie on steroids. Unlike members of Congress, who have stray votes which could offend conservatives, Rick Perry has no blemishes at all.
Moreover, Perry is aggressively conservative. On June 7, Perry called for a special legislative session to abolish sanctuary cities. On June 9, Perry asks fellow governors to join with him for a national day of prayer. His book, Fed Up! Our Fight to Save America from Washington takes on squarely the leftist mania for implementing national policies in areas properly the province of state governments. "
(Excerpt) Read more at americanthinker.com ...
>> I am a Texas Conservative and I WOULD hold my nose and vote for Rick Perry; however, I can't say the same for Mitt Romney. If Romney is the GOP candidate, I will vote third party. >>
Let me ask, and I'm being sincere and not snarky - do you really think if Perry and Romney had been in the same state, that there would be any difference in them at all? I see Perry being an Al Gore guy, actively, as an adult—in TEXAS. I see Mitt being liberal on some issues, as an adult, but in Massachusetts.
All I'm saying is this; is there really any reason to think that once in Washington DC, that Perry would be any different - if not worse - than Mitt in Washington DC. Dorothy, we ain't in Boston nor Austin anymore....
Point being, I am just as wary of Perry as I am of Mitt, because Texas is Texas and Mass is Mass......and again, I'm simply throwing a theory out there.
Thanks, JohnD9207! On the other thread about Tim Pawlenty, an almost identical reaction is taking place - smear the Republican candidate who is never good enough for some of the Freepers here.
That is why we have BHO in the White House, IMHO. Some of Barry's voters actually saw him as a new Messiah. Do some of the Freepers here behave in the same manner - expecting a perfect man/woman as the candidate? Again, I say, enough already. Our candidates are so much better than Obama, that we need to be encouraging all dialogue between our candidates until the cream of the crop rises, so to speak.
Quit bashing our candidates.
"He sounds pretty good"
I think that may be the tricky part. He sounds good. So did GW Bush. If you like Bush you will love Perry. Open borders, Bilderberg meetings, Mexican trucks continuing to toodle down our highways etc. etc.
But I predict if Perry jumps in the race he will win the nomination. He just looks so darn presidential.
HOW 'BOUT THEM MAVERICKS?...Sorry, but there's no NBA Finals thread and I just HAD to get that in.
Oh Heavens no.
He'll be another candidate to watch what they do, not what they say.
He'll tell you what you want to hear.
And the whole country will have to come to a stand still while he fixes his hair.
There are a LOT of Texans - me included - who grew up as a (d) in our early years. Heck, I even voted for the peanut farmer. We found our way out of the darkness when we found out how corrupt the (d) party was and turned to the (R) party instead.
Because at some point we are going to have to start pointing out what the hell is WRONG with ODUMBO.
My, aren't we touchy. If you want to be a Perry supporter, you're going to have to grow some hide. RINO hide.
Perry added sanctuary cities to the session because he knew it would not pass in the regular session which required a 2/3 majority. That rule is suspended in the special session and just requires a simple majority.
Exactly right. We're going to need someone with the heart and courage of the Founders, to dismantle the Socialist state that Barry built.
Perry hasn't shown me that he's got that sort of heart or courage. Not even close.
That's a heart-stopping thought. I've had it too.
Too true. Perry has also managed to survive the last two challenges he's faced because he ran against even weaker candidates than himself. Texans haven't had a true conservative to support for governor in some years (if ever).
So Perry's beige, and Romney's tan. What's the difference?
The article say that Perry "grew up a Democrat,
Just an obersvation that I believe would be true but can't prove. If it wasn't for the 'grew up democrats' in Texas that have changed their party affiliation I honestly don't think this would be a red state yet. In other words most of the 'grew up democrats' that have changed over the past are more conservative than the existing democrats. In other words they were republicans before the republican party was a factor in Texas. Now that doesn't make them all a part of the far right wing of the party.
Perry hasn't caused Texas' economic success. He simply hasn't done anything to put a damper on it (by design or default, I don't know). The state was already on a serious growth track when he first became Governor.
"Strong backing of the 10th Amendment"? A couple of strongly worded letters don't amount to strong backing when you're a Governor, in my book. Why hasn't he used the power granted to him by the Texas constitution to stop the invasion at our southern border? That would be asserting our 10th Amendment rights.
And if you can look the other way after Gardasil and the TTC, you're the type that compromises with your principles too easily to remain free.
I've held my nose and voted for Perry twice. If he somehow winds up being the last man standing in the presidential race, I'll be forced to do so again.
That said, I hope like hell that Sarah gets into it, so that we have a real conservative, with real courage, to vote FOR.
"On a side note, while Perry is not the perfect candidate, I sometimes wonder when true freepers are going to stop pointing out why each Republican is wrong for the job and get busy finding out who is right for the job. Because at some point we are going to have to start pointing out what the hell is WRONG with ODUMBO. Just saying...
Hell yes I would vote for Perry, Rommney, Palin, even Ron Paul before I would continue to bitch about what is wrong with every candidate. The 100% owned liberal media will do its job for the beer summit king...do we really have to help them!"
All excellent points — too bad many even here don't seem to understand that the real enemy of conservatives and the country is Obama. As you say, they are doing the Dems jobs for them, focusing on every potential ( some-times even made-up) 'weakness' of all Republican candidates, instead of Obama.
Way back, a few articles revealed that one of the key Dem strategies are the "divide and conquer" one, and many conservatives are obligingly executing this Dem strategy, which will ensure an Obama win and another 4 years of Obama and the Dems controlling the country. Considering the damage they have already done in 2 years, just imagine if they stay in power for another 6...
You make a very good point, but if I find out you worked for Al Gore's campaign in 1988 post-Reagan Enlightenment then I will be suspicious.
See post #7.
Nope, Palin is the one. Perry may be two, time will tell.
He is a democrat converted to republican. Not that this would necessarily make him a moderate or liberal, but this in my opinion would:
>Trans-Texas Corridor.
>Confiscation of thousands of acres of private farm and ranch land via eminent domain laws.
>Forced gardasil injections to school aged girls.
>Mexican trucker program.
>Lethargic attention to border security.
>Allowing sanctuary cities for years while in office.
>Attending the super secret Bilderburg meeting and not being transparent in regards to the agenda.
>In state tuitions for kids of illegals.
I have to say, he is pro-2nd amendment, pro-life, and is a professing Christian.
In a race against Obozo, I'd vote for Perry. Is he the most conservative candidate? Nope.
That is a disqualifier for public office. If he supports that, he does not get the concept of Freedom.
That's pretty much the bottom line on Perry for most conservatives who know his record.
Wow Palin supporters are real classy. Last time I checked the American Thinker was a conservative website/blog. Since when do we call our own assholes?
Well, I'll say this much in defense of Perry. He listens to people, unlike zero. 66% against obozocare and still got it passed.
It's getting sort of difficult to be patient...lol....but she's going to run. She has to. Thanks for your opinion on your guv. He's not *the one*.
I'm sorry, but this article is an outright lie. A roorback -- a witting lie told for political effect.
Act any Texan who cares about "open borders", homosexual couples adopting kids sub rosa from Texas Child Protective Services-run orphanages, Rick Perry slipping around on his wife with effete men, about toll roads, land seizures using eminent domain for the benefit of foreign, NWO-connected investment companies (making us pay European plutocrats to ride our own Interstates), mandatory testing of teenaged girls for STD's and inoculation with drugs, and any other number of "conservative" issues.
Rick Perry's on the wrong side of all of them. He is a card-carrying RiNO and social liberal.
Woop! There it is!
And put quote marks around "conservative"!
People keep stating OPINIONS as FACTS and confusing the two.
And that includes you.
Mostly true, but he put it on the agenda in the regular session expecting it to die.
Then a lie-berul representette enscroviated the pooch by filibustering the budget bill to death and running out the clock during the regular session (possibly because so many senior Dims have been retired by the voters; the Texas house of representatives is now 2/3's Pubbie).
Because she messed up, the immigration/sanctuary bill came back to life under obscure procedural rules of the Texas Lege, and now Perry may be faced with having to veto a live immigration bill, something he doesn't want to have to do, but might be backed into doing by the house Republicans.
The Republicans have a narrow edge in the state senate, so the Dims and Gov. Perry and the RiNOcratic plutocracy (the OBL) will probably try to stop it there.
I still haven't forgiven Bush for his South Carolina open-borders stunt. He waited until the votes were half-counted and he was the projected winner, and then announced that GOP voters had "endorsed" open borders by voting for him.
Very cute. Very Karl Rove.
No, Perry is not the one. Even if "He sounds pretty good, and has a track record." So did Bob Dole and McCain on the stump, and Perry's track record is as shifty as theirs was. If he's such a great conservative, why do the Texas THECB, TEA, and DOT still have hundreds of employees pushing centralized school policies and mass transit programs statewide (and that's just a start of the alphabet soup that should have been sunset a long while back)?
Let's not forget that his immigration b.s. in the special session did not include E-Verify, as it did in other states? Could that be because he wants to keep the border's big agribusinesses on his side come fundraising events? Or is he only against illegal immigration when it comes to local governments defying state governments?
Back in the day, Southerners who study history—and especially Texans—thought that local governments should have the most power as they were the most connected to the people. Rick doesn't believe that and his disinterest in devolution of state power is 100% clear, as he has had two and a half terms to start dissolving the top-down control in Texas, and hasn't done squat other than build it further.
"Are those the same ones who thought GW Bush is not conservative enough?"
Have either Bush, or Perry, secured the TX borders?
Oh, yeah? And which FACT that I have stated is, in your overachiever's self-validating opinion, just an also-ran opinion instead?
Don't broad-brush me, killer.
>>If he supports that, he does not get the concept of Freedom.<<
Kinda concerning that he'd support the notion that the government knows better than the parent.
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Greece is the word, have you heard
In May, faculty in UD's early childhood education program traveled to Greece to establish a partnership with several schools and universities. By 2017, students in ECE and human services should be able to gain field experience or conduct research at schools in Athens and Patras. Read More
Award-winning safety
Congratulations to our Children's Campus! They were awarded the Bernie Alexander Fire Safety award by UD's department of environmental health & safety. Fire Marshal Kevin McSweeney praised the cohesive efforts of the ELC, Lab Preschool and The College School for their fire safety promotion, training and fire prevention. Read More
Congratulations Class of 2016!
Over Memorial Day weekend, 362 students graduated from UD's College of Education and Human Development, with undergraduate degrees, associate of arts, CLSC certifications, master's degrees and doctorates. Our graduates have demonstrated Read More
Playful Design
Early childhood education students partnered with mechanical engineering students to design developmentally-appropriate toys for young children. As a result of this successful collaboration, some toys have been identified as potential products for a toy manufacturer. Read More


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Second Annual Fairfield University Night at Citi Field
Today starts the Annual Pony Swim and Auction
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A slang term for the Australian $10 note due to it's blue/green colour.
Anyone got change for a budgie?
po SimultaneousK Јануар 19, 2015
A pinching of the cheeks towards the mouth to, in a non-aggressive, comical fashion, which usually results in laughter from surrounding persons.
A generic overweight boy gave that small, generic kenyan boy a budgie. People laughed.
po BZ2010 Новембар 4, 2009
An absolute idiot, that doesn't know a good thing when he has it. Is really mean to his friends. Spends WAY too much time on his hair in the morning. Never stops playing with his.....p....hone, usually in maths.
Girl 1: have you seen that guy Budgie?
Girl 2: Yea, he looks like he stuck his finger in a powerpoint.
Girl 2: Yea, he looks like he stuck his finger in a powerpoint.
po VonRizzle Јул 19, 2012
When a woman wears a bra thats too small her boobs will overflow the top of the bra. This boob overflow is know as a "budgie".
Carol: I hate this new bra it's too small and pinches me.
Lisa: Girl, suck it up, it gives you mad budgies.
Lisa: Girl, suck it up, it gives you mad budgies.
po BraveLuxan Септембар 21, 2013
Originally the abaregenie for good to eat, misconception of explaining this turned it into a slang word for good food.
Oh my god flaming hot monster munch are budgie bruv
That risotto is budgie
That risotto is budgie
po Rubme Nice Октобар 23, 2010
Polite word used to replace the 'C Word' where not appropriate eg; on a chat-forum such as Saintsforever where young, innocent eyes could be reading.
That blokes a total budgie if you ask me. Stop treating me like a budgie you budgie.
po Mik Фабруар 17, 2005
Slang for person using a pseudonym or false identity. (Western U.S.)
"Don't ask that dude his name or where he's from. Just call him Budgie"
po citizenkhan Август 3, 2013


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We organize our adult ministries according to LifeGroups to provide a better chance to minister to the unique needs of each stage of life - single or married, with kids or not - and provide a clear point of identification to everyone who walks into Highlands. Check out one of the links below, get involved in a LifeGroup and find your place!
- College-Age - Element
- 20's & 30's - Civitas
- 40's & 50's - Venture
- 60+ - Movers & Shakers
Highlands U offers classes designed to equip believers with biblical wisdom and tools in order to grow closer to Jesus in their own lives and tell others about Him. Whether you are a brand new believer or have been a Christian for decades, you will be challenged to to grow in your faith, learn biblical principles that apply to all aspects of life, and become a more effective follower and minister of Jesus Christ. Find out more here.
Highlands Women makes it a priority to gather women, study God's Word, and help women grow together in their walks of life. No matter what age or stage of life you may be in, there is a gathering that will welcome and encourage you to grow in your faith. Find out more here.
Guys, build your knowledge of God's Word and what it says about all aspects of life. Learn from other guys who come from all ages and walks of life to find out how you can make your life count. Our men's Bible study groups meet on various days and times throughout the week. Find out more here.


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Tuesday marked the anniversary of the first ever Mario role-playing game and today in history, the beloved plumber made a long-anticipated return to classic form.
Nintendo's iconic Mario character became most popular for his side-scrolling adventures, starting with Super Mario Brothers for the original Nintendo.
Until the launch of New Super Mario Bros., it had been 14 years since a new game like that one was made.
On May 15th, 2006, New Super Mario brothers was released for the Nintendo DS handheld.
It combined the classic gameplay of old with 3D graphics, along with new items like the mega mushroom. This allowed Mario to grow to a giant size and smash through items and enemies.
New Super Mario Brothers was a hit and inspired sequels on the DS, 3DS, Wii and WiiU, each one with new levels and power-ups.


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Hope someone can shed some light on this for me. I am using jQuery in a few of my themes and I was advised by the excellent ebook Digging into WordPress to use the built-in wordpress jQuery library by adding this code ...
<?php wp_enqueue_script('jquery'); ?>
So I plonked that in my themes in the <head> but it has no effect. At the mo I have uploaded a copy of jQuery to my themes and am linking to that, which works just fine. But obviously better to use the wordpress version already loaded. Can anyone tell me what I need to do?


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Tours being offered of Vt. wind farmThe Associated Press | June 14,2013LOWELL - Green Mountain Power is offering public tours of its wind project in Lowell Mountain this summer.
They're booked for June; more tours are being offered in July and August.
A spokeswoman for the project said it's an opportunity to see and hear an operating wind farm, and learn how Green Mountain Power is making electricity for 24,000 Vermont homes.
The Caledonian-Record reported that the tours last about 90 minutes, and visitors will be able to get out near the base of two of the 21 turbines. Tours are being held most Wednesdays in July and August at 10 a.m. Saturday tours are being offered on July 27 and Aug. 31 at 10 a.m. and 12:30 p.m.MORE IN This Just InSPRINGFIELD Springfield residents will be asked next month during Market Madness for their... Full StoryPHILADELPHIA Many delegates from Vermont arrived at the Democratic National Convention this... Full StoryI could feel the groan rising inside me as I read the subject line of the press release in my... Full Story
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Please join us, instead, next year: Monday, June 26 - Friday, June 30, 2017
What have past participants said about "STUDY CANADA"?
Information about the Annual STUDY CANADA Summer Institute
The US today faces unprecedented demand for globally competent citizens and professionals. To this end, U.S. Department of Education Title VI grants support language training programs and area studies, including Canada, so that students learn more about the world and transnational trends. The U.S.D.O.E.-designated Pacific Northwest National Resource Center on Canada offers the STUDY CANADA Summer Institute for K-12 Educators annually to provide American educators with an excellent foundation for teaching about our vital political, economic, environmental and cultural relationships with Canada. For more than 35 years, teachers from every state have learned about core social studies topics related to Canadasuch as geography, history, government, and economicsfrom university faculty and other experts. Important outcomes have always included gaining global perspectives of civic issues, receiving numerous resources for classroom use, and developing curricula that meet Common Core, C3 and state standards.
- $650 registration fee (subject to change) includes a choice of 3 WWU undergraduate quarter credits (C/AM 410) or 40 WA State-issued clock hours, 4N hotel accommodations, daily breakfasts, two lunches and one dinner as well as ferry transportation across the Salish Sea.
- Witness history and trans-border cultural connections during special activities in both Seattle and Victoria.
- Core content sessions offered at the Seattle Consulate General of Canada and the B.C. Legislative Assembly.
- Gain tools to create your own PowerPoint presentation on Canada suitable for students or colleagues.
- Become a K-12 STUDY CANADA Teacher Associate with NRC support for regional presentations.
- Receive multiple classroom materials that will help you improve curriculum connections to Canada.
- If eligible, apply for a $250 travel award and be automatically considered for the Paul Storer Memorial Award, a full tuition rebate of $650. (See "Documents and Related Information" below).
- Curriculum discussion and development of standards-based lessons (required if earning credits or receiving travel support).
Registration Information
Registration Deadline: Registration opens November 1, 2016 and closes May 1, 2017
Registration Cost: $650 (subject to change) Full payment is due with registration. This cost includes all course fees, instruction, 4 nights hotel lodging, 4 breakfasts, 2 lunches, 1 dinner, most activities, one-way transfer to Pier 69 and Victoria Clipper transportation between Seattle and Victoria. To allow travel flexibility, the program ends in Victoria, B.C. If not planning to return via Seattle, please inform the program coordinator, Tina Storer. Booking an "Underground Seattle" tour or bus excursion to Butchart Gardens must be arranged independently. The Detailed Program Guide pdf below offers additional information about travel.
To register, download the 2017 registration form (when available) and submit with a check payment by mail as instructed OR create an account via WWU's Extended Education portal (when available) to register online and submit a credit card payment.
NB: Participant costs are substantially subsidized by grant funding at a rate of approximately $1,000 USD per person.
Documents and Related Information:
- 2016 SCSI Handout (PDF) UPDATED 1/25/2016
- 2016 SCSI Final Agenda (PDF) UPDATED 5/5/2016
- 2016 Detailed Program Guide (PDF) UPDATED 5/5/2016
- 2016 Funding Rationale - Support Document (PDF) UPDATED 6/16/2015
- 2016 Travel Award Information & Support Application Form UPDATED 6/16/2015
- Report Card on STUDY CANADA 2015 (PDF) UPDATED 8/19/2015
- STUDY CANADA 2015: Photo Gallery UPDATED 3/29/2016
Accommodations: Rooms at the Sheraton Hotel in Seattle, WA and the Fairmont Empress Hotel in Victoria, BC, have two beds shared by two same-sex participants. Club-level rooms are used in Seattle. A $650 supplemental fee is required for a private room. If a non-registered companion joins you, a $750 supplemental fee is required for lodging, some activities, transfer and transportation on the Victoria Clipper.


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Only applicants with full intention to attend if accepted may apply to USF MCOM as Early Decision. Notification of acceptance or rejection will be made no later than October 1. An acceptance means a firm commitment to attend the University of South Florida, Morsani College of Medicine.
Applicants who are not considered for an Early Decision interview may be given consideration for an interview during the regular admission cycle. At that point, the applicant is also eligible to apply to other medical colleges of their choice.
Applicants who desire to be considered under this program should apply as an "Early Decision" applicant through the American Medical College Application Service (AMCAS).
The Early Decision guidelines are as follows:
Any application that does not meet the above guidelines, will be moved to the general decision application pool and will no longer be considered for Early Decision.


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In Iraq, ISIS Advances, Shiite Cleric Issues Warning
Just how complicated a place is Iraq for the United States? Take a look at these two developments from today:
— Fighters with the Islamic State in Iraq and Syria (ISIS), a militant Sunni group, continued its march, seizing two cities.
— Meanwhile, a Shiite cleric in Baghdad issued a warning to the United States. Nassir al-Saedi said if the "occupier" came back, "we will be ready for you."
As Fox News explains, after ISIS began making aggressive moves in Iraq, Shiite militias began to form. They could "represent a dangerous wild card in the new battle for Iraq."
Al-Saedi, Fox adds, is loyal to Muqtada al-Sadr. A militia loyal to al-Sadr "battled U.S. troops and was blamed for attacks on Sunni civilians during the height of the country's sectarian bloodletting in 2006 and 2007. The same was true of several Iran-backed militias in the years prior to the American withdrawal in 2011."
As for ISIS' march, The Associated Press reports:
"The capture of the two towns — Qaim on the Syrian border Friday and Rawah on the Euphrates river Saturday— dealt another blow to Prime Minister Nouri al-Maliki's government, which has struggled to push back against Islamic extremists and allied militants who have seized large swaths of the country's north, including the second-largest city of Mosul.
"But while al-Maliki has come under mounting pressure to reach out to disaffected Kurds and Sunnis, the display of heavy weapons by the Shiite fighters indicated that forces beyond Baghdad's control may be pushing the conflict toward a sectarian showdown."
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