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Sankt Goar Things to Do Tips by Rusket Top 5 Page for this destination
Sankt Goar Things to Do: 51 reviews and 174 photos
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Info board, St. Goarshausen
I had some time to spend in St. Goarshausen while waiting for the bus up to the Lorelei Cliff, and took a stroll. I crossed the street from the ferry landing to take a closer look at this info board. It gives you directions to the Loreley statue on a peninsula in the river, to a guesthouse, wine testing and more. But then my eyes caught a glimpse of the tree statue in the background. It is worth a closer look! (pics. 2 - 5) It is carved out from the remains of an old tree, and tells you everything about the area: A train coming out from a tunnel, Father Rhein, Loreley on the cliff etc. Amazing, it became the best part of my Loreley expedition! I have searched the web for more info about the tree statue, like who the artist is, but found nothing. So, if anybody knows more about it, please let me know!
Address: St. Goarshausen
Directions: Across the street from the ferry landing
Burgexpress St. Goar
Use the train to avoid climbing when going up to Burg Rheinfels, or take the trip for fun and to have a quick sightseeing of the historical part of St. Goar. It is a cute little train, and the driver gives some comments along the route. Departure three times every hour from 9:30 to 18 in the period from easter to 1 November. The price of a return ticket is 3 ? for adults, 2 for children.
Being a train freak I just had to try it even though we stayed in the youth hostel right below the castle. I had to pay a little more than half price for the one way ticket, but the moose went for free :-) We both enjoyed the ride very much. After a lot of walking in St. Goarshausen and on the Lorelay cliff, we could relax in this slow moving vehicle and enjoy the views on our way. Absolutely worth the price.
0171/4 96 37 62 or 01 71/3 31 93 47
Directions: Main stop right outside Hotel Goldenen L�wen, where we had our first meal in St. Goar.
Other Contact: info@st-goarer-burgexpress
Phone: +49 (0)171 4963762
Website: http://www.st-goarer-burgexpress.de/
Burg Rheinfels
The castle was a bit dissapointing, too. They charged me 4 ? and gave me a map with two marked trails and explanations on the back. The map was difficult to understand, especially since they were out of english versions. Fortunately I can read german, but it was difficult anyway. There is an inner trail, and one between the two defense walls. The stairs I should have taken to get down to the outer trail, was blocked due to reconstruction work. Private arrangements made me feel like an intruder, and prevented me from going where I wanted. Only later did I discover another possibility to get down onto the outer trail. But it was already closing time, and I was afraid I would be locked in. Seems like the german tourist industry is based on groups coming with their own guide, and not on solo travellers like me.
The absolute best parts were sitting on the restaurant terrace admiring the view, the trip with the Burg Express to get there (separate tips), and the walk back down to the youth hostel. I did not feel very welcome in the restaurant, either. The staff seemed more interested in the ongoing football cup than in me, and I got the feeling the restaurant was meant more for hotel guests.
But I have been there, I have seen one german castle from inside. I am completely satisfied by having seen the rest of them from a distance, I don't feel the urge of wasting a lot of time feeling like an unwelcome intruder.
Opening hours: 15 march - first sunday in november from 9 - 18, last entrance at 17. During winter, when the weather conditions are good: saturdays and sundays 11 - 17, last entrance at 16.
Address: St. Goar
Directions: Take the Burg Express from downtown, or walk to the youth hostel and up the path starting at the hostel terrace.
Loreley statue
The area between R�desheim/Bingen and Koblenz has been on the Unesco World Heritage list since 2002. It is packed with castles, cute little towns, wineyards and narrow parts of the river which used to be very dangerous. Not to forget the fameous Loreley cliff (pic. 5).
The Loreley statue (well, the main one, there are several) is best observed from the river or the road beneath the cliff, as it is situated on a peninsula downstream of the cliff. There are different myths about Loreley. The one I had heard before, was that she was a mermaid captured by a fisherman, and sat on the cliff singing sad songs about longing to go back to the sea. What is the same in all the myths is that her singing made river sailors loose their concentration and capsise. The river is very narrow here, with strong currents. There used to be a waterfall, and there is a very special echo (hard to hear nowadays because of sound pollution) that created the illusion of her singing.
When we passed the cliff, Heinrich Heine's fameous Loreley song was heard on the loudspeakers (English translation of the poem in TL), and a brief version of the myth was told in several different languages, among them japanese.
Antistar has a tip about upstream and downstream. I had decided to take the boat upstream to have as much time as possible. But then, why not take it both ways! So I did, which gave me time to explore the boat itself (separate tip). Price one way is 14.90 ? , for the return trip it was 17.30 (2006). En extra 1.50 ? to go with the paddle boat. It was absolutely worth it!
The Goethe is only one of 14 ships in the KD fleet. On our way we passed their newest addition, the large, modern catamaran RheinEnergie (pic. 4)
Address: Between Cologne and Mainz
Directions: I took the boat from St. Goar to R�desheim and back. Tickets are obtained in a booth by the landing, centrally located in St. Goar.
Other Contact: firstname.lastname@example.com
Phone: +49 (0)221 2088 318
Website: http://www.k-d.com
View from Backstage, Loreley
The Loreley Cliff was a dissappointment. Nothing to see on the cliff itself. Well, it was a nice walk and beautiful scenery. And buss loads of tourists with their guides. But nothing about Loreley, the actual Loreley statue is on a peninsula in the river! There is a hotel / restaurant close to the cliff edge, a hostel and a campsite. Guess some of the hotel rooms have a great view, but I prefer to stay somewhere closer to public transportation and further away from the crowds coming to see the cliff every day.
Behind the open air stage, where all kinds of concerts are held during the summer season, there is cafe called Backstage, where you can relax with a cold drink and a light meal. Beautiful view, typical bar food and stinky toilets.
The visitor center situated by the parking lot (pic. 5, link below) is open daily between 10 and 18 from march to the beginning of november. Entrance fee is 2.5 ? for adults, 1.50 for children. I did not go inside, since I felt I already knew enough about the Loreley myths, and I wanted to have time to visit the Rheinfels castle as well. But I did sit down in the cafeteria to cool myself with a cold drink while waiting for the bus.
There is a 3 km walking path down to the riverside, and you can also join the Rhein-Wein Wanderpfad from here.
Bus 595 from St. Goarshausen runs once every hour in the tourist season, that is from the end of may till end of september the first one is at 10:15, then 11:30 - 16:30. From 10 april to end of may + 1 october to mid october the first one is at 11:15, and then 12:30 to 15:30. The fare is 1.40 ? (2006)
Address: St. Goarshausen
Directions: Bus no 595: take left when leaving the ferry, appr. 100 meters.
Website: http://loreley-touristik.de/content/view/1/10/lang,de_DE/
Rhwin-Wein wanderpfad
Seeing these wineyards (pic. 2 - 5) brought back dear memories: I celebrated my 29th birthday (no, not this year, the REAL 29th ;-) in the Ruwer valley, further west in Rheinland Pfalz. The owner of the guesthouse where my boyfriend and I were staying, took us, together with another norwegian couple also staying there + a business collegue of mine and his wife, to a nearby farm to test wines. We learned a lot about the history of german wine industry, importance of hill slopes and sun days for the wine quality etc. We also tasted different wines, of course, and we did NOT spit the samples out! Actually, we were not given samples, but full glasses of each kind of wine :-) Before we left, I signed the guestbook, where I wrote something like "This was a very nice way to celebrate my birthday". The owner managed to read this before our host had started the car engine, and we were called back. And THEN the party started!
In the Rhine valley you can combine wine testing and hiking. The map in pic. 1 shows the trail Rhein-Wein Wanderpfad with distances, totally 52 km between Kaub and Kamp Bornhofen. They recommend you make it a multiple day hike, but you don't need to bring a lot of stuff, there are several accomodation possibilities and restaurants along the route. And it takes you close to many of the castels, museums and more. (More info on linked page.)
Directions: From St. Goar take the ferry across to St. Goarshausen and go up to Burg Katz or Burg Maus, which are both on the trail.
Phone: +49 67 71 919 115
Website: http://www.tal-der-loreley.de/rheinorte/rheinorte.loreley-burgenstrasse.en.php
Dolls and bears museum, St. Goar
Elge liked the museum a lot, but he was SOO afraid I would leave him there! It doesn't look much when you enter, but there are several floors, enough to get lost! We were not allowed to take pictures inside. That is a pity, the place was incredible! The lady said there would be pictures on their home page, but there are very few. You simply have to go and take a look yourself!
There were not only dolls and bears, but workshops where you can make your own dolls, doll and bear hospital, cars, doll houses, miniatures of shops, suitcases, shoes, paper dolls, theme exhibitions from different countries and eras, ..., ...
Opening hours are 10 - 17 daily (14 - 17 saturdays and sundays only from January to easter), entrance fee is 2 Euros.
Address: Sonnengasse 8
Directions: The street runs in parallell with the railway line, on the way from the train station towards the castle / youth hostel.
Phone: +49 (0) 67 41 72 70
Website: http://www.deutsches-puppen-und-baerenmuseum.de/English/english.htm
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"ASCOLI PICENO" Ascoli Piceno by dnwitte
Ascoli Piceno Travel Guide: 53 reviews and 132 photos
I'm almost unwilling to share Ascoli Piceno with the world at large. It's too perfect without tourists. An all white travertine city hides at the head of a long valley, with high mountains towering all around. The town is small enough to comprehend in a couple of leisurely days of strolling and is bound together by an incredible wealth of Romanesque churches, all built of the same creamy stone. We were never able to discover what source of wealth supported this maniacal burst of church building nine hundred years ago, but we're all the richer for it now. At the very center of town is the Piazza del Popolo, a square of such beauty that it puts Siena's to shame.
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It's hard to issue warnings about such a nice town. Look out for the remote possibility of your bag being snatched. We... more travel advice
In Ascoli you had better be prepared to speak some Italian. This is a small town, off the beaten track, and foreign... more travel advice
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Ascoli Piceno is a place a love to visit. I have been quite a few times but not in a couple of years, must remedy that!
Will drive round mostly Tuscany in a few days &Ascoli is in the plans. I see I was well inspired... Olive all'ascolano sound good. I'll tell you if Locanda and Cantina are still there, when I return.
Thank you.
Loved Ascoli also and the drive along the Tronto into the mountains is spectacular. The medieval towns are beautiful.
Wow, you came in my land ;) No nightlife here, they all come to San Benedetto del Tronto. One more thing: be careful about Ascoli people, as the saying goes "Ascul�, tira lu ciutte e nasconne la m�" "Ascoli people, throw the stone and hide their hands" :)
Hope I enjoy it as well this October. Thanks for presenting the atmosphere so well.
Wow the Piazza del Popolo must be something special to beat Siena. Pity no pics.
It's not hidden anymore, I found it and well worth the time it was.
nice to discover secrets..... effective page!
Hidden treasure! Look everyone! Hidden treasure.
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subset: commoncrawl


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I've got a problem regarding a Shopp-enabled WP site that as a result, had to become HTTPS since we purchased an SSL certificate from Verisign. So this post really has nothing to do with Shopp. That's fine. However, we'd like it that the https only comes into effect when you go to the store and no other pages or posts.
Problem with that is, of course, you have to set the WP Site Address URL to be https for the entire site because if you don't, then references to the style sheet and some image files and links would become http rather than https. I am right on this, aren't I? And on the other hand, any http pages would now have all sorts of references to https images and scripts rather than http. Which is a problem.
If we don't make those references https throughout the site, then the store cannot be secure. Or is there some way to make this work where the http pages get http content and https gets secure content? Am i making any sense?


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In 1935, when the Social Security Act was passed by Congress and signed by President Roosevelt, the new law established a national retirement age of 65. At that age, people could begin receiving Social Security benefits and, in the minds of generations of Americans since, effectively set the psychological "retirement" age.
There's an important fact to consider, though, that's been left out of this story. In 1935, the average American lifespan was 61.7 years. You had to exceed the average American lifespan by more than three years to begin receiving Social Security benefits.
Let's roll forward to today. The "retirement age" set by Social Security is still 65. However, today the average American lifespan is 78 years and continuing to rise.
In other words, the national "retirement age" of 65 has remained unchanged for 75 years, but the lifespan of the average American has gone up by 16 years.
Yes, this is an easy explanation for why Social Security is seeing financial problems, but there's a more vital issue at work here, one that we're seeing at work all over the place in America.
40 is the new 20. 60 is the new 40. Simply put, people are living far longer and enjoying excellent health much later in life than ever before.
In 1935, a person aged 65 was often quite elderly and in poor health. In 2011, a person aged 65 is often full of vitality and has two more decades of lively activity ahead of them (at least).
There are two key points to pull out of this.
First, if you're under 50 or so, you're probably not going to be able to retire when you're 65. In the past, Social Security could sustain you by providing enough income between the age of 65 and the end of your life that you could survive. Unfortunately, as lives grow longer and future generations grow smaller in size, one of two things will eventually have to happen: either the Social Security age will move back or the amount of benefits will fall.
That means that either you're going to be going on full Social Security benefits at a later age than 65 or Social Security benefits are not going to be enough to sustain you in retirement at all. In either case, retirement at 65 simply because Social Security is now available is quickly becoming a myth – and will completely become a myth in a decade or two.
At the same time, however, 65 is the new 45. Over the last 75 years, the quality of life for people over the age of 65 has increased drastically. Rather than beginning to lose control of their faculties, most people between the ages of 65 and, say, 80 are quite valuable and have a ton to offer in the workplace and in the marketplace.
Simply put, at the same time that retiring at age 65 is becoming less feasible because of longer lifespans and demographic shifts, it's becoming much more worthwhile to continue being productive at 65.
What does this mean for retirement planning?
At this point, I don't view retirement planning as saving for true retirement. Most retirement savings plans allow you to begin taking money out at age 60, which means you likely have a quarter of a century of good health ahead of you at that point.
Instead, I look at retirement planning as building a backbone for a second career. At age 65, I won't have enough retirement savings or Social Security income to fully sustain me for the rest of my life, but I will have enough retirement income to make it possible to take some significant career risks. I can take a low-paying position with a charity or even do volunteer positions with some perks. I could retreat for a year and write the novel I've always wanted to write. I can take a very low-stress job as a greeter or a position on a community board that gives a stipend.
These are all things that are difficult to do right now in my life, yet sound appealing to me and have a firm place on my to-do list.
Simply put, my retirement savings aren't just for retirement; instead, they create possibilities for a second career or other opportunities later on during my healthy adult life.
Don't fear the changes coming in retirement savings. Embrace them for the opportunity that they are.
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Carmen says:
Holy cow! I'm well, well, well under 50 and absolutely intend to take a proper full retirement by 65 at the very latest. I'll be half dead by then ;-)
People are living longer and today's 65 year olds are generally fit and healthy, but I think the current generation of under 40's might reverse these statistics with the huge obesity problem we have going on. Today's families quite simply don't have anything like healthy eating or exercise habits to keep the current statistics going.
almost there says:
People living many years past 65 is not an explaination of why OASDI(Old Age, Survivors, and Disability Insurance)or what we call Social Security is in trouble. Wiki OASDI and get informed on how it has changed over the years with the federal goverrnment expanding the people able to draw on it as well as the increased taxes to pay into it. The reason it is in trouble is that the government did not invest the surplus every in non US Govt. obligations but spent it. Had we purchased notes in foreign central banks like the Bank of England we would be Trillions of dollars in the black and able to use the money to promote all social programs for our citizens be it health care or education, etc. Perhaps even doing away with the OASDI taxes and making do off the returns on the investment.
George says:
Basic facts are wrong: full Social Security retirement age is now 67 (but you can begin taking lesser payments at age 62).
Jon says:
How can you continue to get the basic facts wrong again and again. The full retirement age has changed many times and is now 67 for those born in 1960 or later. Also the growth in lifespan is leveling off and may decline because of health issues we cause ourselves to suffer. Please spend just a little time and effort to get your facts straight before you use them to support your views.
valleycat1 says:
You don't mention that the age for receiving full SS benefits is now from 65-67 depending on your birth year – the age is 67 for those born 1960 or later. Eligibility for reduced benefits begins at 62.
Certain retirement vehicles require that you start taking distributions as early as 59.5. Of course, there's no one saying you can't then reinvest or save it instead of spending it if you don't really need the cash at that point.
Johanna says:
Life expectancy at birth is a highly misleading statistic to use here. A huge part of the increase in life expectancy has been the decline in infant and child mortality – and infants and children don't pay into the Social Security system. Somebody who dies at age 1, and neither pays any Social Security taxes nor collects any benefits, has no effect on the stability of the system for the rest of us.
If you look at the life expectancy at age 20 – closer to the age at which people start working – that's also increased over the last 75 years, but by a smaller amount. Because, as you say, older Americans on average are enjoying longer and healthier lives. But you know who's enjoying the longest and healthiest lives? Affluent people. The ones who need their Social Security benefits least.
So, "just cut Social Security and raise the retirement age" may work just fine for me, or for Trent, or for many of the other people reading this blog, but for the people who are out there doing the tough, physical jobs, who can't afford good health insurance while they're working and who can't afford to save adequately for retirement on their own, it works much less well.
But don't worry, I'm sure all we need is for both sides to sit down and come to a compromise, and it will all be all right (eyeroll).
MissPrism says:
Is that life expectancy at birth? If so, it's an almost completely irrelevant figure as it includes childhood and infant mortality. Life expectancy for people already of working age has gone up over this time but far, far less dramatically (and mostly for those of higher economic status).
Joanna says:
Confused by the life expectancy at birth & age 20 argument. If you follow Trent's link then go to the page where it shows life expectancy at age 20 in every case (white & non-white males & females) the life expectancy has increased for folks age 20 as compared to their birth life expectancy. The figure listed is the # of years of life they have left thus it's a year (or so) higher than it was when they were born. Worldlifeexpectancy.com (for whatever that's worth) shows U.S. life expectancy at 78.1 at birth and 83.7 at age 20. So Trent's argument is even more strongly supported, no?
I also would love to see some evidence for the diferences between affluent and non-affluent life spans. It makes logical sense that the more affluent would live longer based on lifestyles & access to health care but can you point me to the stats/studies that have proven that out? Thanks in advance.
Paul says:
I've decided that I'm retiring no later than when I turn 64 years old (It's a nice round number, and even going by the 65 concept, it's retiring early). I'm saving early and in quantity, and if I have to do with a little less after I retire, so be it. I disagree with your analysis on two points:
1. Even if your physical and mental health is better, 65 is still OLD, and 70 is definitely so. There's a stigma to doing the fun things one does after an early retirement when your hair is gray and your skin is wrinkled. You can't trawl the island bars or party all night in Vegas when you look like you should be hitting the early bird special at Old Country Buffet, at least not unless you're quite rebellious.
2. As regards the "second career" concept, even if you love what you do, as I do, no one loves *work*. We don't like having to get there on time, having to answer the phone even if you're in the middle of something, meeting quality standards. Even if you're running your own business, you still have to be attentive to the customers instead of doing the parts of the job that are what you love. Retirement is about getting away from that, not having any boss or control over you whatsoever.
In other words, to my view retirement was never about being unable to work, it's about being able to work but not having to. It's saying, "I'm healthy, able, and energetic, but all my energy goes, not to producing something for you, but consuming something for me, with money I didn't sweat for, but simply went without while I was working."
Debbie M says:
I thought you were already in your second career.
My "retirement" period is going to be to not have to work for money at all. Most things I like to do are things that nobody wants to pay for (reading, hiking, eating, catching up on "Buffy,") or are things I'd love to be free not to charge for (tutoring, blog writing).
Also, I'm under 50 (barely) and I'm retiring at age 52.
Debbie M says:
Paul, I love meeting quality standards. Which is another good reason not to have to work at a place where there's never enough time or resources to let you do a really good job. (All of which still supports your main point, of course.)
Joanna says:
Oooh, Debbie M. You need a blog of your own! How to retire at age 52. That sounds quite appealing. :-)
jesinalbuquerque says:
Good points, but the assumption that people will keep on working is based on the premise that there will be jobs for them. Given the current economic conditions (which I for one don't think are going to reverse anytime soon) that may not be the case.
Nick says:
My wife's and my plan is also to retire at 52. We are both maxing out our roth 401k's and with the employer match and deferred compensation we are saving plenty. We also invest outside of our retirment accounts to achive this goal. We started at age 27 along this path and will have more then enough at age 52. Anything is possible if you start early.
Kathryn says:
I love this article. It reminds me of something my pastor said when he "retired": it's not the end of working (or ministering), just the beginning of the next thing God has for me. At age 80, he's full of vitality and runs a ministry, writes, and travels. Seeing his example really got me thinking in a new way about what retirement might mean for me.
bogart says:
I'm going to fall back on what I recently said here: If I don't have enough saved that I can reasonably expect to live on it forever (OK, to 100), including the time in the nursing home, I don't think I can (should) retire. I might be able to take time out of the workforce. I might be able to cut back on my hours or change careers. But I can't retire. I mean, sure, we can change the meaning of the word retirement if we want to, but why not instead use it as it has conventionally been used and use other words for other concepts?
Another huge thing that has changed since 1935 is health care. On the one hand, many valuable procedures and medications are now available that didn't used to be. On the other hand, they are expensive — and (though the recently passed law may change some aspects of this, depending) plenty of people cannot buy health insurance if they don't have access to a group plan and can only access a group plan through full-time employment in a job with benefits. Medicare changes that, but only at 65, making early retirement difficult for many.
Jennifer Wear says:
I have to say, 65 is the new 45 only if you take care of yourself. If you are like so many people who ignored their health and are overweight and out of shape, 65 might be your death age.
Des says:
"At age 65, I won't have enough retirement savings or Social Security income to fully sustain me for the rest of my life"
Maybe you should be saving more then, no? This post just seems like an excuse not to contribute the proper amount to your retirement funds. What does SS have to do with retirement anyway? No one I know under 40 is counting on SS for anything – more like its will be a nice bonus if it still exists. So, given that, whether or not you have enough money to support yourself at age 65 depends entirely on what you are doing with your money now.
Luke says:
Trent, you say, "most people between the ages of 65 and, say, 80 are quite valuable and have a ton to offer in the workplace and in the marketplace." I quite agree with you, but our culture and "the marketplace" do not. If you are over fifty and looking for work these days–well, good luck.
lurker carl says:
Social Security's retirement age for the maximum benefit is 70. Taking the benefit earlier results in a lower monthly check, it also leaves your spouse with a lower survivor benefit when you die.
It pays to have an excellent salary during your career in order to maximize government benefits. It also allows you to save a considerable percentage of your take home paycheck to fund retirement and self-insure your final decades. I have never heard anyone say they regret saving too much money. Plenty say they regret not saving enough.
The most common complaint I hear from seniors is they waited too long. Think travel, enjoy family, pursue hobbies, farm their version of Green Acres, smell the roses. Windows of opportunity close without notice, hard and fast, as you age.
Youth is wasted on the young, wisdom is wasted on the old.
Carmen said : "… today's 65 year olds are generally fit and healthy… I think the current generation of under 40′s might reverse these statistics with the huge obesity problem we have going on"
Obesity rates are actually highest in the 40-59 age group and the 60+ is as obese or more obese than the under 40 group.
From the CDC :
Adults 40–59 years of age
were more likely to be obese compared with younger and older individuals. Approximately 40% of men 40–59 years of age were obese compared with 28.1% of 20–39 year-olds and 32.2% of those aged 60 years and older. Among women, 41.1% of those 40–59 years of age were obese,
whereas 30.5% of younger women 20–39 years of age were obese. No significant difference
existed between the oldest women (60 years and older) and younger women.
Johanna makes a good point.
From the tables :
life expectancy at birth
1940 = 60.8
2004 = 75.2
An increase of 14.4 years.
Life expectancy at age 20 (for men) :
1939-1941 : 47.7
2004 : 56.7
An increase of just 9 years.
So if you only look t adults the increase is less. Its still significant but not as high.
todo es bien says:
If you look at the average savings rate there is absolutely no way the average person will be able to retire at 65. There is going to be TREMENDOUS competition for the kind of jobs that retirement age people can do, especially if it has any medical benefit at all. This will make entry level jobs for young people much more competitive.
The best hope anyone has to carve out a decent living is to differentiate themselves from what will be a teeming horde by acquiring skills and education. The competition at the bottom is going to be be very very crowded. Will not be pretty.
Joanna : "I also would love to see some evidence for the diferences between affluent and non-affluent life spans. It makes logical sense that the more affluent would live longer based on lifestyles & access to health care but can you point me to the stats/studies that have proven that out?"
See the CBO study : "Growing Disparities in Life Expectancy." (you can google it, I'll post link in next comment but links are usually filtered to moderation)
says :
"In 1980, life expectancy at birth was 2.8 years more for the highest socioeconomic group than for the lowest. By 2000, that gap had risen to 4.5 years. The 1.7- year increase in the gap amounts to more than half of the increase in overall average life expectancy at birth between 1980 and 2000."
So : higher income people live 4.5 years longer than poor people
Smoking, obesity, self management of disease, healthy lifestyles and use of health care are all contributors to longer life that differ a lot based on socioeconomic demographics. In other words poor people don't, or are inable to, take as good of care of themselves in general.
Of course these are just averages based on lifestyle trends more than anything. A poor person who takes good care of themselves ought to outlive a rich person who smokes and drinks too much and neglects their diabetes.
Donna says:
One thing that everyone these days either doesn't know or doesn't remember is that social security was never intended to be anyone's sole source of retirement income. It was designed to be a safety net to keep older folks from starving if they didn't have income to cover their basic necessities.
Matt says:
"Simply put, people are living far longer and enjoying excellent health much later in life than ever before."
Living longer? Sometimes. Enjoying excellent health? Maybe, maybe not…
Wonder why health care is so expensive these days? It's because we've got more (expensive) fixes for more ailments, which a larger percentage of the population has than ever before.
@#23 todo es bien – "There is going to be TREMENDOUS competition for the kind of jobs that retirement age people can do, especially if it has any medical benefit at all. This will make entry level jobs for young people much more competitive."
It's already happening. The statistics on the types of jobs new grads are getting – and how many are living with their parents as a result – are startling. I only graduated 6 years ago, but it was much different even then.
getagrip says:
I tend to agree with comment #6. For people who have had mostly physical labor type of jobs, they tend to take benefits as soon as possible. There are only so many foremen/supervisor spots to get filled, and if you don't get some of them, it's hard to get out of bed with the aches and pains of 40 years of hard labor. Its not so easy pulling wires, hauling ladders, laying brick, etc when you're in your sixties. Yeah, you can likely still do it, but you don't want to be doing it 8 hours a day, not to mention doing it 12 hours to pick up the overtime you used to get. What I typically see is a lot of these guys retiring and doing side jobs via word of mouth for a half dozen years or so.
With that said, I see a lot of people who do retire "early" getting a less stressful part-time job often related to what they were doing, more often than not with a non-profit or church they support. Of course these are also typically the same ones who don't rely completely on Social Security in the first place for their retirement. I also see a bunch of folks who figure Social Security is their retirement, rather than as mentioned in comment 25, a supplement to keep you from being old and on the street.
Annie says:
I don't understand the concept of retiring at "52". Won't you have to carry your own health insurance which is costly every month. How much money can you save and have it all go towards health insurance and god forbid if you had a medical emergency what then??? why would you want to retire in your 50's unless your past millions, wouldn't you be better off working and having at least the health insurance part taken care of by your employer or at least partial payments. I think retiring at the appropriate age is good for average people who don't make millions of dollars a year. There is no way in this economy the way health insurance premiums are going up and the stock market fluctuations that we can afford to retire comfortably. If you can do it, more power to you, i am impressed with people that plan for early retirement but are you also seeing the costs associted with retiring early.
Nick says:
Our idea of retirment is no matter how much we have saved at age 52 is to figure out how much we can spend every day to last us the rest of our life and go for it. In my profession I see a ton of people who wait their whole life for "retirement" only to find out they are too sick or not able to get around like they planned and don't fully enjoy their remaining time. Again the key to our plan is we started at age 27 to achieve this goal.
Annie says:
Thanks for the fast reply. I admire you for starting at age 27. Best of luck to you I do agree with you about folks out there not enjoying their remaining time because they are too see or poor planning.
DOT says:
Donna #25 Agreed!
I have said before I would support not having Social Security with a fade out of younger people so it is not a dramatic change for the people who are going to be relying on it as there sole source of income.
Some one questioned in a post a week or so ago why do we still have Social Security and I tend to agree. If I had the money that SS took from my weekly check and the amount my employer is responsible for ( approx. 11% total of my earnings) I could do a much better job of saving and investing that money to be used for my old age. That way I am in charge of when I decide to quit working. ( when I feel that I have saved enough to enjoy a lifestyle of my choosing that is financially sustainable for the rest of my life). I would not have to rely on the government ( Social Security) or an employer ( pension, 401k, etc) to tell me at what age I can have my money back and how much of a it they are going to return to me every month. I am responsible enough to provide for my finances in old age in this manner. Unfortunately there are too many people who choose to rely on someone else to provide for them or tell them what to do without thinking for or educating themselves.
I am 46 and PLAN to retire in 6.5 years. This should be possible due to a large savings rate in regular savings accounts, CDs and real estate that I can access prior to 59.5, Roth, IRA and 401k that will kick in at 59.5. and possibly social security at 62. However, my ability to retire early is mostly due to the fact that many, many years ago I knew I did not want to work for money for the rest of my life and have saved almost 45% of my income each and every year with out fail, learned to live a very happy life without the need of many consumer goods, set goals and planned, planned and re planned.
Annie – For health care I have planned for a HSA plan with a high deductible and have tried my hardest to stay as physically fit as possible. I have set aside an obscene amount of funds for this but really all I can do is take a leap of faith and "keep my fingers crossed".
littlepitcher says:
As someone nearing 60, I feel confident that I can work beyond 70 if my health continues good. People tend to forget that modern medicine is subject to the same "law of information" that computer technology is, and that treatment modalities, including exercise and nutrition, are better than yesterday and improving. I feel better now than I did at 18, because of these advances.
Plan to maintain and improve health, as your best investment. Do, though, have backup plans if identity thieves improve techniques as fast as medicine and IT have, or your clone, especially if that clone is a government worker, could be drawing your Social Social Security as well as hers/his!
Debbie M says:
Annie (and Joanna) – It's good luck that lets me retire at 52 – I have a pension and (so far) my employer offers an affordable retiree health plan. (So, no blog–check out Early Retirement Extreme for ideas on how to retire early.) There are also high-deductible health insurance plans (as DOT mentioned) and many professional associations also have group plans available. If you have a pre-occurring condition that wouldn't be covered for a year, maybe you could start paying for personal insurance your last year of employment so that you would be fully covered when you retire.
(Not JUST good luck–in case the pension/retiree health insurance benefits shrink, I also have an IRA and 403b and have no debt including a paid-off house. But good luck lets those other things be enough.)
Georgia says:
I agree that SS was meant to be a supplement to help out those who needed it most. However, I find that I worked long enough that my SS is just less than 1/2 of my retirement income. I have 2 small retirements and try to save as much of one of them as I can.
I did not retire until almost 69, but took SS at 65 in order to drop all my part time jobs. (I had never intended to retire as all I like to do is inactive stuff.) I now wish I had waited. But regrets solve nothing. My 503b is used for home maintenance and traveling to see family. This summer I'll not save a lot as I will be traveling to NH, IN, AL, and TN.
Nancy says:
As someone who is under 40, I plan on fighting like hell to make sure SS and Medicare are still there when I retire, instead of just assuming it's not going to be there. I hope others feel the same way. I think Medicare is the more important benefit, as even relatively healthy people wouldn't be able to afford private health insurance when they reach traditional retirement age.
Also, even healthy people can get cancer, or get into a car wreck and be left seriously disabled, etc. so eating healthy & exercising (which of course are good ideas) are not a guarantee of being healthy when you're older.
I also agree with the comments that you can't assume there are going to be all these jobs available when we retire.
Andrew says:
I just love it when people in their 20's state with total certainty that they will be able to retire early/ do whatever they want/ live without worries when they are in their 50's or 60's JUST BECAUSE they are aggressively saving right now.
Hey there! You don't know what the future will bring! You could get very sick. Your children could have any one of a myriad of very expensive problems. You could lose your job(s) and not be able to find others. The political, environmental, and economic problems facing this country and the world could throw a wrench into the works. The list goes on and on…
Planning is great, and necessary, but don't be too surprised when things don't work exactly as you would hope.
Golfing Girl says:
I think anyone my age (35) is crazy for calculating Social Security into their retirement plan. I'm not even including my employer's pension. I figure those "birds in the bushes" can be my fun/travel money. I also plan to live to be 95 (I have grandparents who are 90, 88, and 86 who are still in excellent health and living on their own. If I save enough money to last myself until age 95 (without a pension or SS) I should be doing just fine. And I will work until my money will last that long (unless I want to work longer). It may be 50, or it may be 72, we'll just have to see.
Rockledge says:
With people living longer, but not having the physical stamina of their youth, perhaps we need to start thinking of another socially recognized period in life between working full-time and not working at all.
At 52, I am "semi-retired." I work part-time at things I enjoy. Our hope is that when my husband is 55 he will start working part-time and we will be able to spend time traveling in the U.S. while our health allows it. Fortunately, we both work in fields where that is possible and we can continue his health insurance coverage in retirement.
We are fairly frugal and have no debts other than a house that is almost paid off. Once the kids are out of the house, we will downsize. We are considering living in an RV. (My aunt and uncle have lived in one for decades to facilitate their early retirement. There are all sorts of jobs that pay enough to cover RV expenses.)
Ideally we and others will be able to find a way to transition from full-time work to full-time retirement in a graceful useful way, if luck and health cooperate.
Kate says:
@#36Andrew: Yes, I agree with your post. Absolute certainty about the future makes me laugh (and some say God laughs, too)because while I agree that we must be good stewards of what we earn/possess, it can all be taken away in a second by the situations you mention.
I went to a town hall meeting held by my Congressman where citizens tried to work out how to reduce the deficit. I was surrounded by retirees who stated that we should raise the retirement age to 70. And then in the next breath they stated how HAPPY they were to be retired (age 63)because they had burned out and couldn't work anymore. I looked at them and said, yes,many people in my age bracket (1960)might feel the same way….sigh. No one ever talks about how employers have cut back so much that many of us are doing the job of 3 people and they expect us to do this until we're 70??? Crazy.
Ken says:
Luke @ 19 hit it on the head.
There are plenty of "retired" people who would love to get back into the workforce; unfortunately, age discrimination and abysmal growth in the job market have become the one-two punch that keep those folks down and out.
Nick says:
I understand your feelings but without planning there is no way our goals would be obtainable. All I can say is right now my wife and I are on track and if the world around us comes down we will be better off for trying. "Failure to plan is planning to fail."
ChrisD says:
I am always worried by the idea that you WILL be able to keep working till you are 80. Maybe you can, but maybe you can't.
My grandmother was in very good health all her life (running a large garden till she was in her 70s), and she is still in pretty good health *for a 90 year old*. For the last 10 years she has only been capable of living very quietly with all her needs (cleaning, cooking, laundry, bathing) taken care of for her. When family want to treat her to a day trip on a boat she has to say no because it is too tiring. Going round to someone's house for a quiet family dinner is the most she can do. If you CAN be taken care of, this is a pleasant evening of your life. If you need to keep working, you will drop dead in 5 minutes.
If you are in general good health it's fine to plan to work till you are 70, but DO plan in case you can't
DOT says:
Andrew – I started aggressively saving when I was 29 and the only thing I regret is not saving much more aggressively. Just because you can't predict the future doesn't mean you shouldn't set high goals. My retirement date has changed many times through the years because of several factors you mentioned but I always planned and saved through the good years and the bad. And I can tell you one thing I am sure of..when my husband was diagnosed with cancer last year and went through 56 weeks of chemo 3x a week, having a healthy 6 figure savings and a paid off home made all the difference in his recovery. With all that was going on with his health I can't imagine having to add the stress of wondering were our next meal may come from if we were unprepared. Because of the dreams I had as a 20 year old and the planning to back up those dreams this physical and emotional tragedy was merely a large hick up in our financial life and added about 2 years to my retirement date.
Being 20 and saving aggressively to "retire early/ do whatever they want/ live without worries when they are in their 50′s or 60′s" is a goal everyone young person should strive for.. then readjust when life throws you a curve ball an you will not " be too surprised when things don't work exactly as you would hope".Young adults should be inspired to save not ridiculed.
Tara C says:
Save early and aggressively… you never know what life has in store for you. I plan to work until 65 but you never know what can happen, so I am saving 45% of my income now.
Pattie, RN says:
I had concerns about spending money on a Master's at my age (53) until realizing that I will likely be working for at least another 15 years. I am now an educator, where the degree=more money and more options should my current position fall to the budget ax. My degree will amortize in four years.
We, too, had started saving young, but job losses, re-education for both of us (to fields that one can maintain into older age AND who are pretty unemployment-proof) and children's health and education, combined with the crashes of '87 and recently, took a big bite out of the rest. No argument that savings is NEEDED..but remember that the best laid plans of mice and men….
Matt says:
My goal is to be able to retire by the time I'm 40, but work as I want until I'm 50, when the kids are out of the house and I'm officially "free" again.
SLCCOM says:
I didn't see anyone in these responses mentioning that really dirty word, inflation. Anyone planning to retire at 52 is, in my opinion, an idiot. Unless you have health issues that force the issue, or you are laid off and unable to find a new job, voluntarily "retiring" that early is a recipe for a miserable, impoverished old age.
My parents bought their house in 1957 for $25,000. It would now sell for about $200,000. Try looking up food prices, and figure out where they are now. This is not going to change. Our current economic situation is already causing major inflation in food and fuel prices, and that will spread as fuel prices affect everything else. And in my 55 years, I have NEVER seen prices fall back to where they were before inflation. Investments seldom keep up with inflation, and with the crooks running our money system, I wouldn't count on that happening. Instead, I think more people will lose more money to them, and the more they have invested, the more they will lose.
Plan accordingly, and pray hard!
#38 Golfing Girl said :
"I also plan to live to be 95″
Thats a good plan for anyone as far as I'm concerned. I recently actually wrote an article on my blog along those lines. One fact I dug up was that for a retired couple at age 65 there is about a 40% chance that one spouse will live to 95.
If you live to retirement age then life expectancy at that point makes getting to 95 a decent likelihood.
Johanna says:
@SLCCOM: I agree that retiring at 52 and expecting your expenses to remain the same for the next 40+ years is a recipe for disaster, but inflation is something you can plan for. And I'm pretty sure that "investments seldom keep up with inflation" is just false. They don't *always* keep up with inflation – depending on the investment and the time period – but they very often do.
SLCCOM says:
@Johanna. Sometimes they keep up with inflation, but considering what the stock market has gone through, and the fact that is isn't an honest system, I wouldn't count on it. A lot of people have had their entire retirement fund so badly damaged that they abandoned the idea of retirement in the past decade.
And once you leave the labor force, particularly in your 50s, you better plan on being unable to ever reenter it.
Johanna says:
Sure, if you look at the past decade – from the height of the dot-com boom to the midst of the current mess – the stock market doesn't look so great. But the stock market is for long-term investments, where the "long term" is not one decade, but several decades.
If someone's retirement fund was so badly damaged during the past decade (and they didn't have to dip into it because of job loss, for example), it's probably because they panicked and sold all their stocks at the bottom, and missed out on the subsequent rebound. Not that that makes their loss any less real, but it's not the market's fault that they messed up. Those of us who held our stock investments (and kept adding to them, if applicable) are not doing so badly.
Treva says:
"I can take a low-paying position with a charity or even do volunteer positions with some perks."
The whole point of volunteering is to do it without the expectation of getting anything in return. Please volunteer, but do so for the right reasons.
AnnJo says:
@52 Treva, "The whole point of volunteering is to do it without the expectation of getting anything in return. . . . do so for the right reasons."
Treva, people may volunteer for social status, to earn admission to Heaven, for the warm, fuzzy feeling of virtue it gives them, for the satisfaction of paying back a debt they feel to society, or in order to look down on others who are not so "virtuous", but EVERYBODY does it in the expectation of getting something in return. "Perks" are just another reason, better than some.
But I think most people think that the "whole point of volunteering" is to provide a needed service, and the motivation is less important than the service. Please volunteer, for whatever reason floats your boat.
Kim says:
Trent, if you are not going to have enough money to retire at 65 and will need a second career, you have a bad retirement plan. How can you continue to dole out financial advice? You don't even have your stuff together.
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November 17, 2012
Join us for our Open House for our Photography programs. You can meet our faculty and attend presentations on fashion, food, travel, sports, scientific and architectural photography as well as portraiture and weddings.
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PARIS (May 5, 2013)--Oscar-nominated actress Keira Knightley said "oui" to rocker James Righton in a small wedding ceremony in southern France, the French mayor who did the honors said Sunday.
Aime Navello said Sunday the couple followed French tradition when he married them at the Mazan town hall on Saturday.
Navello read the service in French and the couple responded in French and English.
He said about 10 people were present.
Righton is keyboard player for the rock group Klaxons.
He and Knightley got engaged a year ago.
Knightley first won notice for her role as a soccer-playing teenager in "Bend It Like Beckham."
She went on to star in the first three "Pirates of the Caribbean" movies and was nominated for an Oscar for playing Elizabeth Bennet in an adaptation of Jane Austen's "Pride and Prejudice."


text:
CHOKING HAZARD -- Small parts. Not for children under 3 yrs.
Nerf Dart Tag Swarmfire
- Enter your model number to make sure this fits.
- The rotating barrel lets you deliver rapid blasting action and the removable stock lets you take your blasting action on the go.
- When your opponent is in sight, grab your blaster and send your DART TAG darts flying - they'll even whistle as they fly.
- Blast your way to victory!
- Electronic blaster lets you dominate the game with a full-auto 20-dart attack! Blaster features a rotating barrel for rapid blasting and a removable stock for high-mobility attacks!
- Blaster comes with 20 DART TAG darts. Requires 6 "C" batteries (not included).
Customers Who Bought This Item Also Bought
Product Description
Product Description
Gear up for team play with the Nerf Dart Tag Swarmfire. Using a battery-powered rotating barrel and holding up to 20 Dart Tag darts at a time, this efficient blaster is designed to accommodate the high intensity, high speeds, and quick reflexes necessary for your team to achieve victory every time.
Lead Your Team to Victory
Dominate the opposition with the Nerf Dart Tag Swarmfire, the ultimate blaster for Nerf's newest action sport, Dart Tag. The Swarmfire blaster is designed for Dart Tag team play, so among other Dart Tag options, you can lead your team to victory. Command the playing field with an overwhelming, whistling dart swarm that will keep the competition running for cover.
High-Speed, High-Intensity Play
Battery power eliminates the traditional need to pump the blaster, allowing players to direct their attention toward game strategy. Hold down the trigger for motorized, full-auto blasting with a rotating barrel that holds up to 20 darts at a time. Single darts can be fired for a more calculated firing style. A stock allows the blaster to rest comfortably against players' shoulders and can be removed for high mobility attacks.
Our testers were happy to find that the battery power made firing easier and more efficient. The blaster was also easy to carry when moving around during team play. Our testers did find that, during entire rounds of continuous fire, the occasional dart dislodged from the barrel before it could be fired, but this was a rare exception.
What's in the Box
Blaster, 20 Dart Tag darts, Dart Tag rules, and assembly instructions.
Customer Reviews
Top Customer Reviews
Overall this is a great addition to a Nerf gun collection. My son has been having a great time with it since he received it as a gift.
My son and I have used the suction cup darts in this gun and had a really good time blasting the TV screen when people come on that we don't like. Hows that for a critic?
The only thing I would warn parents about is the darts themselves, the Velcro tips are abrasive, a little hard and can scratch bare skin pretty good. The neighbor kid stopped by, didn't realize it was a battery powered gun, and before he even knew it, he had shot 5 darts and one of them grazed my son's eye area and scratched him up for a few days. This is going to be true for any of the guns that shoot tag darts and eye protection is a definite must along with the receiver vests.
We're off to the store to purchase 2 more of these Nerf Dart Tag Swarmfire guns so all three of the kids can battle it up!
My family owns several Nerf Dart products. The kids love having an all out Nerf war, be it in the house or outside. Until now, all we ever used were pump style Nerf guns, so the Swarmfire is a departure from that, as it is powered by batteries and has greater dart capacity. We've also used, but do not own, another higher capacity Nerf gun, the Rapid Fire.
So what's in the box? The Swarmfire gun, 20 Nerf darts, and the snap-on "gunstock" which you can use or leave off as you choose. Batteries are not included, so you need to provide 6 C cells to use this toy.
The Swarmfire sells for about double your "pistol" type Nerf products, and a little more than the similarly sized Rapid Fire.
So why buy the Swarmfire? The range is about the same as other Nerf guns, however you get more dart capacity. The Swarmfire holds 20 darts as opposed to the usual 6. The Rapid Fire has the same 20 dart capacity as the Swarmfire, but is pump operated. Interestingly, the Swarmfire, emptying its chambers of all 20 darts in about 5 seconds, is slower than the Rapid Fire by a couple of seconds. For a Nerf battle, either should be more than sufficient. Both also operate as a "machine gun" so you depress the trigger once for continuous shooting.
The Swarm Fire is as accurate as any other Nerf gun; range is decent a 20-25 feet or so.
A teen or adult will have no problem holding and aiming the Swarmfire.Read more ›
Most Recent Customer Reviews
My son and husband turn off all the lights and and nerf each others. Hours of fun for them not so much for me I find the bullets everywhere.Published 5 months ago by Alesia
I like it in science fiction and the appearance of its hornet color, I use it to assaultPublished 14 months ago by Xufengli
Don't get this here; try EBay first. It can shoot any sized darts (like the blue or green or Rebelle darts) except the red Mega darts of course. Read morePublished 18 months ago by Mark Masaki
The swarfire is an amazing blaster, the ergonomics and aesthetics of this future space-age blaster make it a unique piece that is a pleasure to use in Nerf battles.Published 20 months ago by Derrick Erickson
I bought this gun after returning the Rampage, which jammed and tore up darts. This gun is a bit heavy because of the batteries but totally worth it. (Written by M. Lee, age 8)Published on April 25, 2014 by Daniel S. L.
On its own merits the Swarmfire provides decent range, a relatively high rate of fully automatic fire, and offers quick reloading on the move. Read morePublished on February 2, 2014 by Scott Whitman


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Healthy Tastes Great!
This versatile veggie is great in so many ways. Grilled, boiled, baked, broiled, steamed, sauteed, pureed or, if delicate enough, simply raw – it is hard to go wrong with this delectable vegetable.
This versatile veggie is great in so many ways. Grilled, boiled, baked, broiled, steamed, sauteed, pureed or, if delicate enough, simply raw – it is hard to go wrong with this delectable vegetable.
Used for cooking and medicinal purposes for over 2,000 years, asparagus is one nutritious perennial garden plant! See, and you thought all it was good for was turning your pee green!
Among its many health benefits, asparagus logs off-the-charts levels of Vitamin K (more than 115% recommended daily allowance (RDA) per 1 cup serving!), which is important for heart health and calcium regulation. In addition, asparagus also boasts high levels of folate that, when combined with Vitamins B6 and B12 (as is the case in asparagus), can protect against heart disease and other cardiac ailments. Asparagus also contains a hefty dose of potassium, which combines with an amino acid called asparagines to cause a diuretic effect as well as a healthy type of carbohydrate called inulin that clears the intestinal tract of unhealthy bacteria and promotes good digestive health.
It's the season for scrubbing, soaping and sanitizing. After all, no one exactly enjoys getting stuck at home miserable with the latest cold or flu strain making its way through all humankind. But is this obsession with absolute cleanliness really the best way to keep ourselves healthy?
We certainly wouldn't argue with the positives of basic sanitation, and we even agree that washing your hands at strategic points of the day (following restroom use, please) isn't a bad idea. The fact remains, however, that we live in a sea of germs throughout the year. Viruses, bacteria are everywhere, and they're generally supposed to be. The chain of life didn't evolve in a bucket of Lysol.
Our obsession with sanitization, we would argue, is another classic example of self-imposed paradox. The fact is, frequent washing and use of sanitizers end up stripping our skin of healthy oils that actually serve as an external barrier and defense against pathogens. In the most brutal weeks of winter, people often find themselves with rough, even cracked skin, which then becomes an open sewer for every germ it encounters.
Dining out in New York City just got a lot simpler with the passage of a law requiring fast food chains to display calorie counts on menu boards, Reuters reports.
Under the new regulation, which is slated to take effect March 31, restaurants that operate at least 15 separate outlets will be required to post nutrition information "in close proximity" to items on menus and menu boards in font sizes comparable to those used for the items' names or prices.
City officials had previously proposed legislation that would have applied only to chain restaurants, but it was rejected by a U.S. district judge on the grounds that it violated existing federal food labeling laws.
Rough day? Here's 10 simple things you can do to unwind, recharge and give yourself a boost!
1. Laugh it Off:
According to experts, laughter really is the best medicine. Not in the mood for a giggle? Consider this: In several studies, laughing – even for a few minutes – can lower stress hormones, boost blood flow, shore up your immune system and even reduce allergy symptoms. Better yet? The effects of a hearty chuckle can last for up to an hour!
© 2016 Mark's Daily Apple
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of Mark Sisson's Fitness eBook and more!


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Over the years we have stayed at Mary's Boon many times and for a true Caribbean style vacation its the best place on the Island. Wonderful uncrowed beach,great food and excellent staff, In the past 10 years the rooms and property have gone from so so to great and now back just ok. The problem now as we understand it is that the management will be changing soon so the old management is spending as little as possible on maintance and upgrading until the new management takes over sometime in November from what we hear. I would not let that keep you from staying here, its still a great place and will get even better soon.
- Official Description (provided by the hotel):
- WELCOME TO MARY'S BOON BEACH HOTEL & SPA - recently under new management since November 2012 and now busy updating the entire property and rooms. Please note that many of the room photo's you see online have not yet been updated to show the new rooms. The owners and staff of Mary's Boon Beach Hotel & Spa invite you to experience the magic of our historic hotel on the beautiful island of St. Maarten. A true Caribbean style hotel with all the compforts you expect and in operation since the early 70's. This intimately run St. Maarten Small Hotel is tucked away from the crowds, earning Mary's Boon the soubriquet, "St Maarten's Little Secret". Located on a beautiful three-mile beach Mary's Boon is conveniently near to the action. Great shopping, dining, night life and outdoor activities can be found close by, while affording guests a private haven to return to at the end of each day.If all you want to do is to while away hours in the sun, then Mary's Boon has all the elements to ensure a relaxing break away from the bustle of everyday life. The Hotel offers several types of accommodations, from the very budget minded economy rooms to 1 bedroom beachfront suites and amenities include The Tides Restaurant, bar service is from morning to late evening, and a swimming pool is just step away from your room. The winner of many awards and just voted "BEST HOTEL" in 2013 by the readers of the St Maarten Daily Herald Paper! Lovely tropical gardens and all situated on one of the islands' best beaches. Mary's Boon, a classic Caribbean destination, provides a unique Island experience that has something for everyone! It's the NEW Mary's Boon! ... more less
- Reservation Options:
- TripAdvisor is proud to partner with Expedia, Booking.com, Orbitz, Hotels.com, Priceline, Hotwire, Cheap Tickets, Travelocity and Odigeo so you can book your Mary's Boon Beach Resort and Spa reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.
- Also Known As:
- Mary`s Boon Beach Hotel Simpson Bay
- Marys Boon Beach Plantation Hotel
- Mary's Boon Beach Resort And Spa St. Maarten-St. Martin/Simpson Bay


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Lydia Hearst
4 Lydia Hearst Articles
Heiress Lydia Hearst Breastfeeds Twins In Dramatic Equinox Ad Campaign – See Pic7 months ago 4
Whoa, Lydia Hearst has just posed for the most glamorous breastfeeding photo EVER. The model and heiress is one of the stars of Equinox gym's new… Read Article ▶
Courtesy of Equinox
Chris Hardwick Engaged To Actress Lydia Hearst — See Her Gorgeous Ring11 months ago 0
Congratulations! Chris Hardwick, the man behind The Nerdist and host of Comedy Central's '@Midnight,' proposed to actress Lydia Hearst on Sept. 12… Read Article ▶
Courtesy of Instagram
Lydia Hearst Teases Fight With 'The Face' Judges: I Can 'Give It Back'2 years ago 4
'The Face' judge and model may have kept her head above the drama, (so far!), but reveals things are about to change in a BIG way! In fact, in an… Read Article ▶
Courtesy of Oxygen
'The Face': Naomi & Anne V Fight Over Shocking Elimination2 years ago 7
The claws came out at the beginning of tonight's March 26 episode of 'The Face' — and they stayed out, as the girls competed in a high-pressure… Read Article ▶
Courtesy of NBC
More Lydia Hearst


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Oct 26
Bean Fest Indies Against Hunger
Oct 25
Oct 19
Oct 12
Concert - Food Drive for the Oklahoma Regional Food Bank. Location: Myriad Botanical Gardens Bandshell Stage, 300 W Reno, Oklahoma City, OK
Sep 20
Live on air with Mike Deese
Sounds Like: Merle Haggard, Doug Stein(Stone Songs), Ricky Skaggs & Kentucky Thunder, Keith Whitley, Alan Jackson
Label: Indie Artist / Emerald Records.
Manager: Michael Deese
Bio: Nashville Recording Artist and a Proud Member at Emerald Records Nashville Tn. Michael Dale Deese, Singer/Songwriter has been playing guitar and singing since he was 8 yrs old. He was raised in a Christian Family Home and music has always been his first love,,..Leroy Deese his father Plays lea...See Full Bio
Leroy Deese
Cheryl Ann Jackson
"Michael Deese Nashville Recording Artist/Writer "Diamond" Award 2009, With Emerald Record Label, Nashville I Love Bluegrass,,My Love Is You , Sweet Bobbie Lee, Went out on a Spacial Release CD World Wide. "I Love Bluegrass" is a Favorite song in Michael's Home Town of Mountain View Arkansas. Located Deep in the Heart of the Ozark Mountains, The Folk Music Capital Of the World. This Artist when not on Tour,,can be found on the Town Square,most nights, Welcoming Visitors, Acoustic Style ,Front Porch Pick-in ,,with a song and a smile. Now on Tour with Indies Against Hunger, Please Come Visit and enjoy the Music on the square or see Michael In Concert Oct 12th OKC Oklahoma ,Fighting Hunger One Song At A Time..Thank you Lord.."


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Power Talk: A Conversation with Sheila Nevins, President of HBO Documentary Films and Barnard President Debora Spar
Athena Center for Leadership Studies
Tuesday, March 5, 2013 from 7:00 PM to 8:00 PM (EST)
Who's Going
San Francisco, California
London, United Kingdom
Florence, Italy
Event Details
Athena Power Talks are poignant conversations with today's thought-leaders discussing the most pressing and provocative topics on women and leadership. This semester, we welcome Sheila Nevins, president of HBO Documentary Films, for a conversation with Barnard President Debora Spar. Widely regarded as the most powerful executive in the documentary community, Sheila Nevins is often described as the "de Medici of Television" for her unwavering support of nonfiction filmmakers. Projects bearing her imprimatur have won 24 primetime Emmy Awards, 28 news and documentary Emmy Awards, 23 Academy Awards, and 35 George Foster Peabody Awards—including, in 1999, a personal Peabody for being "one of the true independent spirits in television today, whose passion and vision consistently create excellence."
When & Where
Diana Event Oval
Tuesday, March 5, 2013 from 7:00 PM to 8:00 PM (EST)
Add to my calendar


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What Are the Possible Side Effects? continued...
Serious side effects include:
- Bleeding in stool, which can appear as reddish or black stools, can be serious. Let your doctor know about this immediately, or go to an emergency room.
- Blood clots to the lungsare rare, happening less than 1% of the time. They can be life-threatening. But blood clots can usually be prevented with blood thinning drugs and frequent activity.
- Leaks in the new connections made by the weight loss surgery are rare, but serious. They usually occur within 5 days of the surgery. Abdominal pain and feeling ill are common symptoms -- these should prompt a call to your doctor.
Also, you may notice that your skin is sagging. You may choose to get surgery to remove it.
Nutrition After Weight Loss Surgery
Weight loss surgery changes how your body handles food. It becomes harder to absorb certain nutrients, including:
- Iron
- Vitamin B12
- Folate
- Calcium
- Vitamin D
You don't have to fall short on those nutrients. Ask your doctor if you need to take supplements.
Lifestyle Changes After Weight Loss Surgery
You can get dramatic results from weight loss surgery. You'll need to back those up with lifestyle changes to keep the pounds off.
These tips can help:
Eat small, frequent meals. The small stomach created by weight loss surgery can only hold so much. Eating large meals can cause problems. Many people with obesity are binge eaters. Adapting to eating smaller meals can be a challenge.
Commit to good nutrition . Ask a dietitian to help you create a plan that will get you all the nutrients you need.
Exercise. It helps you keep the weight off, and it's often easier after weight loss surgery, because losing weight may have helped your joints.
Many weight loss surgery centers offer programs to help people shift to a healthier lifestyle before and after weight loss surgery.


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Building Wealth One House at a Time,
Updated and Expanded 2nd Edition
John's 2016 updated book (McGraw-Hill) can be purchased at Amazon or Barnes & Noble
John will teach (and record)
Using Lease Options to Buy & Sell Property: August 27th
Holiday Inn Lakewood Ranch (Sarasota FL)
Register on the Seminar tab this website
John's 2015 home study course: Buying & Creating High Yield Notes
Learn how buying existing notes and making hard money loans can increase your cash flow and reduce your management responsibilities
$149.00 "Home Study Courses" page (this website) for information and purchase
Landlords and High Yield Notes John Schaub Nov 20, 2015
When landlords look for more income, and sometimes less management, investing in a note secured by a house they now own or would like to own is a natural move. Real estate is a growing investment, but at a cost. It requires more attention and produces less cash flow than a note with comparable risk.
A note can produce significantly more cash flow, with less management. Taxes can take a bite out of your interest income. Buying notes in a ROTH IRA is the ultimate way to avoid taxes, as all qualified distributions are tax-free.
I taught the Buying & Creating High Yield Notes course to help landlords transition into a more passive investment. However, newer investors will learn that often investing in a note will lead to a bargain purchase of a great house.
Is a million dollars enough to retire? John Schaub Sept 30, 2015
Many financial advisors say to spend 4% of your investment assets per year. This would provide a 25-year income stream of about $40,000, when you start with $1,000,000. The good news is that rich people (which you would be – and want to be) tend to eat better and have better medical care, so they live longer. The bad news is you could run out of money with this plan, if you live more than 25 more years.
A real estate investor with ten free-and-clear $100,000 houses, netting about $50,000 a year could spend the same 4% this year, but would get a raise next year and every year that he raised rents. Plus, his ten houses may grow in value. Investors are rewarded by what they know: knowing how to buy, pay off and rent houses in your retirement years will allow you to retire with much more income.
John's 2014 home study course
Taking Risks That Create & Preserve Your Wealth
How to evaluate & reduce the risks you take everyday as a buyer, seller, and landlord
Section One: Taking the risks that produce the greatest profits
Section Two: Taking the risky out of your business
Section Three: Insuring and self-insuring
Please see full details and order your course on the Home Study Course tab of this website.
Are you worried about the next market crash?
As markets heat up across the country, are you worried about the next crash? You cannot prevent a major reversal in the market, but you can prevent a major reversal in your income and net worth by applying good risk management strategies. Smart investors always hedge their investments against the unknown. My full-day course, Taking Risks That Create & Preserve Your Wealth, will help you form your personal risk management plan to protect your income and assets.
A new year - always new opportunities and challenges
Will 2016 be the year that interest rates increase? If you ever want to refinance or get a long-term, low interest rate loan, do it now. Builders that overbuild, along with speculators, will become distressed sellers. New and remodeled houses can be great investment properties.
The provisions of the Dodd-Frank Act may be modified and tax laws could change. Either (or both) development(s) would impact seller financing. You can spend the year worrying about what might happen, or go out and buy a house with today's great interest rate and rent it for cash flow.
I am buying and so should you.
Here We Go Again
In Naples FL, just south of my hometown, house prices were up more than 40% last year. Here in Sarasota we beat 20% and our rental market is red hot. New housing starts are providing good jobs for builders, suppliers, and furniture salesmen. Unemployment is down, and anyone who wants to work can get a job today.
Many people predicted that in our lifetime we would never again see the high prices that hit during the last boom. It looks clear that these predictions were wrong. Although not nationwide yet, Forbes reports many large markets (Denver, most of California and Texas, the DC area, Seattle) have surpassed their old highs. I predict that the combination of demand and inflation will continue pushing prices.
Although lenders would like to make loans, the Dodd Frank Act and the Safe Act are making it difficult. If we had a normal (not stupid, like the end of the last decade) credit market, even buyers would enter the market and bid up prices.
Inflation is rising and your expenses as a landlord are increasing. Now is the time to raise rents before some bureaucrat decides you shouldn't. Today is the day to get your house in order as we scream toward the top of this market.
Retirement Investing Mistakes to Avoid
One of my students suggested that I title my new Retirement Investing course, Retirement Investing for Dummies, but that's not right. It is Retirement Investing for Investors who invest in real estate and want to retire sooner with more income.
Here are five mistakes that I see active investors make as they approach retirement:
1. They fail to accumulate enough liquid assets. Banking is not what it used to be. Borrowing is harder and borrowing becomes harder as you get older.
2. They don't have a backup management plan. There may be a time in your life when you need someone to take over the management of your property and perhaps your investments. Now is the time to begin training that person.
3. They think they are too smart and too experienced to get scammed. If you are not watching the CNBC TV show American Greed, it's time to start. It often features successful retired investors who get scammed, sometimes for all that they have. Don't think that it can't happen to you: it can happen to you! It's has happened to some of my brightest friends.
4. They don't raise rents aggressively enough. You can get complacent, especially with long-term tenants. Rather than risk losing them, you leave their rent the same for years. Expenses go up and with inflation they may rise rapidly. It is a mistake not to regularly raise rents, at least a little, every year.
5. They break their own rules. If you have been successful, you have established rules and policies for acquiring, financing and managing your investments. It is important that you stick with these rules, especially when markets change. Millions were lost during the past run-up and crash by retired investors who strayed from the rules that made them rich.
Purchase John's Retirement Investing course $149 this website
John Schaub's one-day course "Negotiating Secrets of a Professional Buyer" (September 2012)
Topics include:
- Defining limits that keep you in control of the negotiation
- Neutralizing difficult negotiators
- Deciding when to negotiate and when to walk away
- Knowing what to ask for with your first offer
- Recognizing and countering different negotiating styles
- Getting the other party to commit first
- Counteroffers that get you to closing
- Getting the other party to improve their offer without making a concession
- How to always leave the door open when you have to walk away
John's newsletter
John publishes his Strategies and Solutions newsletter for investors in single family houses and notes.
Subscribe or renew your subscription below (prices for FL residents includes require 7% FL sales tax)
If you have not subscribed before and want to receive a sample newsletter, send your email information to the "Ask John" tab above


text: Frontline An under-$10 name in the shipping complex that looks poised for some big upside is Frontline ( FRO), which is engaged primarily in the ownership and operation of oil tankers and oil/bulk/ore carriers. This stock is off to a solid start in 2012, with shares up 57%. If you take a look at the chart for Frontline, you'll notice that this stock has been in a monster uptrend for the past six months, with shares soaring from a low of $2.52 to a recent high of $9.47 a share. During that move, shares of Frontline have been mostly making higher lows and higher highs, which is bullish technical price action. That said, more recently the stock has been downtrending from $9.47 to $5.83 a share. On Thursday, shares of Frontline soared 7.5% to $6.75 after the stock bounced hard right near its 50-day moving average of $6.26 a share. What I liked about that move Thursday is that FRO has started to move back above its downtrend line, which could be indicating that the short-term trend is going to change from bearish to bullish. Traders should now look for long-biased trades in FRO if it can manage to clear some near-term overhead resistance at $7.00 to $7.04 with high-volume. Look for a sustained move or close above those levels on volume that's near or well above its three-month average action of 2,799,250 shares. Volume on Thursday registered 2.03 million shares, which is pretty decent volume for that 7.5% spike higher. If that breakout does trigger soon, then look for FRO to make a run at $8 to possibly its recent high of $9.47 a share. I would simply avoid any long trades in FRO if it drops back below its 50-day moving average of $6.26 with heavy volume. Keep in mind that FRO is a favorite target of short-sellers. The current short interest as a percentage of the float for FRO is an extremely high 22.4%. If the trend for FRO is about to switch over to bullish, then we could easily see a monster short-squeeze in the coming days or weeks. To see more hot under-$10 equities, check out the Stocks Under-$10 Setting Up To Explode Higher portfolio on Stockpickr. -- Written by Roberto Pedone in Winderemere, Fla. RELATED LINKS: >>5 More Big Stocks to Trade for Gains >>14 Deal-Ready Stocks for the M&A Boom >>7 Hot Stocks on Traders' Radars Follow Stockpickr on Twitter and become a fan on Facebook. Prev 5 of 6 Next


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Chopstix Asian Bistro has been serving authentic,
affordable Asian food to the Rock Springs area for many years.
We only use the best and freshest ingredients.
All our dishes are prepared with heart and passion.
Open 7 Days A Week: 11:00 AM – 9:30 PM
1313 Dewar Drive, Rock Springs, WY 82901
Tel: (307) 382–9888


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I am trying to create a "example.com" domain to serve static content to my original domain. How would I make the "example.com" domain to so its cookie-free when loading content? I am thinking that this should be done using a htaccess file but not too sure and the information online is hard to follow. I would also like to enable gzip on the static domain to reduce the download size of static content. How would I set this up?
I would like to set this up on my Apache server to load images. Any specific ideas or instructions would be appreciated!
Thank you Pawel


text:
Environmental Biology of Fishes
, Volume 53, Issue 1, pp 33-46
First online:
Ecology of the coporo, Prochilodus mariae (Characiformes, Prochilodontidae), and status of annual migrations in western Venezuela
- Aniello Barbarino DuqueAffiliated withPrograma Postgrado en Recursos Naturales Renovables, UNELLEZ, Guanare
- , Donald C. TaphornAffiliated withPrograma Postgrado en Recursos Naturales Renovables, UNELLEZ, Guanare
- , Kirk O. WinemillerAffiliated withDepartment of Wildlife Fisheries Sciences, Texas A&M University
Rent the article at a discountRent now
* Final gross prices may vary according to local VAT.Get Access
Deforestation, overfishing, pollution, and construction of dams have severely impacted migratory fishes of western Venezuela. The coporo, Prochilodus mariae (Prochilodontidae), has supported the largest commercial fishery among the species that have seasonal long-distance migrations between rivers of the Andean piedmont and the llanos floodplains. During the period July 1988 to November 1990, coporo ecology was studied in the Río Boconó and the Boconó-Tucupido reservoir in estado Portuguesa. Coporo females mature at age 2 at 23 cm SL. Relatively few coporos were captured from the reservoir and the R. Boconó upstream. No coporos were encountered in the river > 3 km upstream from the reservoir nor in hypoxic regions of the reservoir > 4 m deep. In the river segment immediately downstream (0–4 km) from the Boconó Dam, the stock was comprised of mostly juveniles (78% < 17 cm SL), and this size/age structure was relatively stable over time. In recent years, overfishing downstream from the dam has reduced the densities and sizes of coporos in the R. Boconó. The river segment 4–16 km below the dam was comprised of 78% adults. Few coporos > 3 yr and > 30 cm SL were found in the rivers, whereas none were < 4 yr and < 30 cm in the reservoir. Detritus was consumed more than algae by coporos in the reservoir and by adults relative to juveniles among river-dwelling fish. In both reservoir and river fish, gonadal development was initiated during late November and peaked during May-June. We found no evidence of successful reproduction in the reservoir, and mature adults in the lower river segment disappeared during June, presumably having migrated to the floodplains of the low llanos for spawning. From mid-November 1989 until March 1990, coporo 'ribazóns' (schools of ascending migrants) of diminishing densities were surveyed from the R. Apure upstream to the R. Boconó. 'ribazóns' have been eliminated or greatly diminished in nearly 80% of the principal rivers of the Andean piedmont in western Venezuela. Management options to assist this economically and ecologically important species are discussed.
Reference tools
- Title
- Ecology of the coporo, Prochilodus mariae (Characiformes, Prochilodontidae), and status of annual migrations in western Venezuela
- Journal
Environmental Biology of Fishes
Volume 53, Issue 1 , pp 33-46
- Cover Date
- 1998-09
- Print ISSN
- 0378-1909
- Online ISSN
- 1573-5133
- Publisher
- Kluwer Academic Publishers
- Additional Links
- Topics
- Keywords
- algivory
- dam
- detritivory
- floodplain
- population structure
- reservoir
- river
- Authors
- Author Affiliations
- 1. Programa Postgrado en Recursos Naturales Renovables, UNELLEZ, Guanare, Estado Portuguesa, 3310, Venezuela
- 2. Department of Wildlife Fisheries Sciences, Texas A&M University, College Station, TX, 77843-2258, U.S.A.


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Take some unforgettable time away from the hustle and bustle of the city and experience the natural beauty of Australia's Hunter Valley, about two hours north of Sydney.
© 2016 Classic Vacations, LLC. All rights reserved.
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text:
Sharon Khazzam
Gemstone, Rose Gold & Platinum Lavale Triple-Drop Earrings
Product Actions
Handcrafted in New York City, Sharon Khazzam's platinum and 18k rose gold Lavale triple-drop earrings showcase multicolored, diamond-framed gemstones.
Style # 502897953
- 20.24 ct zircon, morganite and indicolite; 0.85 ct diamonds
- Polished platinum, polished 18k rose gold
- Black diamond-framed round zircon and cushion-shaped morganite, indicolite slice bordered at top with white diamonds
- 2.25" drop, approximately
- Lever back
- Made in U.S.
Style # 502897953
Intense colors, carved gemstones and polished gold settings are all hallmarks of Sharon Khazzam's bold work. Launched at Barneys New York in 2001, each of Khazzam's stunning creations is lovingly hand-crafted. Such care and attention ensures that no two pieces are identical, offering the wearer a truly one-of-a-kind purchase.
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Top Definition
A creature that stalks you in the night waiting for when ur not looking and snatches your grundle. This creature is 3 ft tall, purple, hairy, makes a sound similar to "GIHEE", and can reach the speed of 47 miles per hour.
God Damnit, that grundle troll stole my grundle. Now i have to shit on my balls because my grundle has been stolen.
Grundle- The area between your asshole and your balls.
by Koin teh ns May 31, 2005
Trending Now


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Top Definition
When you get your jersey pulled over your face, and you can't punch with your arms or see with your eyes. Classic hockey fight move.
"Oh man, you see Joe totally jerseyed McKenzie there!"
by TBird8 March 06, 2012
Trending Now
Emails are sent from firstname.lastname@example.com. We'll never spam you.×


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Capitol Hill Critics Second-Guess Agencies Using...
Keep the Opportunities, Lose the Opportunists
Reader Contributions Are Encouraged So We...
Researchers Now Have a Myriad of...
Deal could include another €20 million in performance-related milestones.[Alexey Stiop-Fotolia.com]
Roche is buying Germany-based clinical lab automation firm PVT and its U.S. sales and distribution subsidiary for €65 million (about $91 million) up front, plus up to €20 million ($28 million) in performance-related milestones. The acquired firm specializes in the development of customized automation and workflow solutions for in vitro diagnostic testing in commercial and hospital laboratories. Roche says PVT's products and expertise will bolster its position in the core laboratory field, a market it estimates was worth some $15.3 billion in 2009.
Once the transaction has been completed, PVT will become part of Roche's Professional Diagnostics business and operate as a Roche center for competence in the development and manufacturing of automation products. Access to PVT's products will allow Roche to combine its own analyzers, including its Cobas systems, with PVT's modular pre-analytics systems or front- and back-end automation solutions to provide customized systems for different size clinical laboratories.
"Increasing laboratory consolidation leading to testing volumes of tens of thousands of samples per day demands an ever-higher degree of automation," comments Daniel O'Day, Roche Diagnostics' COO. "With PVT's technology, we will be able to deliver integrated and highly efficient automation solutions to meet the evolving needs of our customers."
"We will further develop customized automation solutions that complement and enhance our entire laboratory analytics instrument portfolio, which we expect will boost sales across our entire core business," adds Colin Brown, head of Roche Professional Diagnostics.
PVT and Roche have been collaborating over the last 15 years, with the latter acting as a distributor for PVT products in markets including Europe, Asia, and Latin America.
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MDMA (commonly known as the empathogen "ecstasy") is classified as a Schedule 1 drug, which is reserved for compounds with no accepted medical use and a high abuse potential. Two researchers from Stanford, however, call for a rigorous scientific exploration of MDMA's effects to identify precisely how the drug works, the data from which could be used to develop therapeutic compounds.Do you agree that ecstasy should be studied for its potential therapeutic benefits?
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You're right. Owners of Hybrid cars can now easily get information in california repair shop about their issues on their cars since the government is...
maybe the government should do something about this already. it's pretty obvious that the signs are not enough to inform people that there are deers crossing. i was alarmed when i personally...
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We're all mad here...
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Will Alice have any sort of dodge moves?
im not hoping for anything major, but some sort of avoidance move or a block move would be good. The original was tedious because it was so hard to not get hit. Even if it is simple her blocking a ht with the knife (like the originals trailer) i would be happy, as long as its not run-up-slash-run-away-they-slash-run-up-slash.
She's a girl/ woman and no professional fighter.
Quote from: detached on July 21, 2010, 08:57:36 AMShe's a girl/ woman and no professional fighter.Implying girls/women can't be professional fighters?
And remember this is all inside Alice's head, so it would kind of make sense if she could do all sorts of crazy fighting moves considering it's all dreams anyway.
so when she's there there's really no logical limit to what she can do.