text:
Take On Payments, a blog sponsored by the Retail Payments Risk Forum of the Federal Reserve Bank of Atlanta, is intended to foster dialogue on emerging risks in retail payment systems and enhance collaborative efforts to improve risk detection and mitigation. We encourage your active participation in Take on Payments and look forward to collaborating with you.
What's New
Federal Reserve Web Sites
Other Bank Regulatory Sites
February 8, 2016
Will Biometrics Breed Virtual Clones?
In the middle of last November, our group, the Retail Payments Risk Forum, hosted a conference on the application of biometrics for banking applications. For me, one of the important "ah-ha" moments from the conference was hearing about the potential downside to the technology. While the various speakers and panelists certainly pointed out the powerful security improvements that could result from an increased use of biometrics, there were also thoughtful contributions about what could go wrong. To illustrate one of these downsides, let me take you back to the breach that occurred at the United States' Office of Personnel Management (OPM) earlier this year. For those who may have applied for a position with a government agency over the last 20 years or so, the form letter notifying you of the potential breach of your personal data read like this:
Since you applied for a position or submitted a background investigation form, the information in our records may include your name, Social Security number, address, date and place of birth, residency, educational and employment history, personal foreign travel history, information about immediate family as well as business and personal acquaintances, and other information used to conduct and adjudicate your background investigation.
Our records also indicate your fingerprints were likely compromised during the cyber intrusion. Federal experts believe the ability to misuse fingerprint data is currently (emphasis mine) limited.… If new means are identified to misuse fingerprint data, additional information and guidance will be made available.
The conference made clear, to me anyway, that fingerprint data certainly has the potential to be misused—now. Experience leads me to conclude that it is bound to happen, especially if the biometric measurements captured at enrollment are not converted to templates that mask the data.
Biometrics are sure to proliferate in the next few years. I think everyone ought to pause and consider whether or not the security advantages—that have the potential to be turned against us in a moment—are worth it. Consider a future breach and the subsequent form letter from some entity that has built biometrics into its payment process. It could include all of those things noted in the OPM excerpt above. Additionally, victims could also have to be told that their iris, facial, and voice prints along with their DNA were taken. A virtual clone masquerading as me makes me shudder. Imagine standing up when they ask for the real you to do so—and then the dismay at not being believed.
The work to advance biometric security needs not just to be focused on advancing the accuracy and efficacy of the usage, but also to have a heavy emphasis on protecting the data collected—while it's collected and used and when it's at rest, in storage. And no matter how good all of that work is, I hope that choices for transacting business remain. Cash, which requires no authentication, and paper checks, which authenticate with a signature, figure to provide useful alternatives for quite some time.
By Julius Weyman, vice president, Retail Payments Risk Forum at the Atlanta Fed
February 8, 2016 in authentication, biometrics, data security, identity theft, innovation | Permalink
May 4, 2015
Keeping Up with the Criminals: Improving Customer Authentication
The interesting thing about authenticating customers for checks and PIN-based debit transactions is that the customer's authentication credentials are within the transaction media themselves—a signature, a PIN. But for the rest of the transaction types, authentication is more difficult. The payments industry has responded to this challenge in a few different ways, and may be turning increasingly to the use of biometrics—that is, the use of physical and behavioral characteristics to validate a person's identity.
Improving customer authentication in the payments industry has been a focal point for the Retail Payments Risk Forum since its formation. After all, authenticating the parties in a payment transaction efficiently and with a high level of confidence is critical to the ongoing safety and soundness of the U.S. payments system. We have intensified our focus over the last two years, including holding a forum on the topic in mid-2013. The Forum has also just released a working paper that explores the challenges and potential solutions of customer authentication.
The working paper examines the evolution of customer authentication methods from the early days of identifying someone visually to the present environment of using biometrics. The paper reviews each method regarding its process, advantages and disadvantages, and applicability to the payments environment.
Much of the paper looks at biometrics, an authentication method that has received increased attention over the last year—partly because smartphones keep getting smarter as folks keep adding new applications, and as manufacturers keep improving microphones, cameras, accelerometers, touch sensors, and more.
The table lays out six key characteristics that we can use to evaluate a biometric system for a particular application.
The use of biometrics will be the subject of an upcoming forum hosted by the Retail Payments Research Forum later this fall, so stay tuned as we finalize the date and agenda. In the meantime, if you have any comments or questions about the working paper, please let us know.
By David Lott, a payments risk expert in the Retail Payments Risk Forum at the Atlanta Fed
May 4, 2015 in authentication, biometrics, emerging payments, innovation, mobile banking, mobile payments, risk management | Permalink
TrackBack URL for this entry:
Listed below are links to blogs that reference Keeping Up with the Criminals: Improving Customer Authentication:
March 9, 2015
Who's to Stand in for Mom?
You have likely heard about the fraud that's clouding one of the newest mobile payment solutions. Credit where it is due, the security underpinning the mobile payments themselves represents an amalgamation of strong advances including such things as tokenization, biometric authentication (at the time of the transaction), encryption, and on-device secure storage. The problem that's generating the latest buzz pivots around a gap in authentication—specifically, verification of the legitimacy of those registering the cards that will be used to effect subsequent transactions. Truth is, this isn't a misstep by a singular entity. We've seen this trouble pop up in any number of payment channels.
Some institutions have put a lot of thought into enrollment authentication while others may have felt a need to rush to market at the expense of developing a fully effective authentication process. In November 2014, First Annapolis Consulting/M & A Advisory Services documented various approaches in use by issuers and followed up this past February with emerging best practices and recommendations.
To tack in the way I want for this topic, I will quote a thought provided in one of our recent forums that was given by Peter Tapling, president and CEO of Authentify Inc.: authentication is proving "you are who your mother says you are." This could be key to the best practice of all. But if moms everywhere prove disinclined to authenticate all of us rascals at the provisioning stage (and let's be frank, they're a little busy) can another stand for Mom in this place?
Since we're talking about payments, banks seem a logical option. Consider these highlights of their responsibilities related to "customer due diligence" (CDD) as detailed by the Federal Financial Institutions Examination Council:
- The concept of CDD begins with verifying the customer's identity….
- The cornerstone of a strong… compliance program is the adoption and implementation of comprehensive CDD policies, procedures, and processes for all (emphasis added) customers…
- CDD policies, procedures, and processes are critical to the bank because they can aid in:
- Avoiding criminal exposure from persons who use or attempt to use the bank's products and services for illicit purposes.
- Adher(ing) to safe and sound banking practices….
- Provid(ing) guidance for resolving issues when insufficient or inaccurate information is obtained.
The context of the excerpt above is BSA/AML—or Bank Secrecy Act/anti-money laundering—compliance and is generally applied to customers in the business space. However, it seems reasonable to think the skill set might be brought to bear wherever there is need. Banks are clearly best positioned to determine who is setting up a payment and whether or not that person should be. Yet the responsibility is a broad one. Those party to any payment solution, including innovators, provisioning banks, and consumers, should demand that new and extant solutions include enrollment authentication that is well considered and properly coordinated using the best techniques for thwarting fraud. To get the best authentication, it's about who you know—and also, who knows you, besides your mother.
By Julius Weyman, vice president, Retail Payments Risk Forum at the Atlanta Fed
March 9, 2015 in authentication, mobile payments | Permalink
TrackBack URL for this entry:
Listed below are links to blogs that reference Who's to Stand in for Mom?:
October 14, 2014
Mobile Biometrics: Ready or Not, Here They Come
Apple's recent announcement about the release of its mobile wallet app—called Apple Pay—energized the mobile payments community. One reason for the spike of interest is Apple Pay's use of fingerprint biometrics as an additional layer of security in validating customers and their transactions. What may have gotten a little a little lost in the chatter that followed this announcement was another, related announcement. As reported in a September 19 FinExtra story, MasterCard (MC) announced it had completed a pilot project that used a combination of facial and voice recognition on a smartphone. MC said that the trial program—which involved MC employees around the globe conducting 14,000 transactions—had a successful validation rate of 98 percent.
The Apple and MC announcements together certainly show that the future of the additional security options on smartphones looks promising. As a recent post noted, consumer research has consistently found that consumers' largest concern about using mobile phones for financial transactions is security. But are biometric technologies ready for prime time? Will their application in the payments ecosystem really give payment providers more confidence that the person they are dealing with is not an imposter?
The latest generations of Apple and Android smartphones are equipped with fingerprint scanners, cameras, and microphones, which allow for the use of fingerprint, voice, and facial recognition. But limitations exist for each of the techniques. The Apple and Android fingerprint readers, for example, were compromised within days of their initial release. And facial and voice recognition applications work best in controlled conditions of lighting and with limited background noise—an unlikely environment for a smartphone user on the go.
But security experts agree that additional customer authentication methodologies—beyond the common user ID and password entry fields—increase the overall authenticity of transactions. Numerous companies are continuing to focus their research and development efforts on improving the reliability and use of their authentication products. So while there is no "one size fits all" authentication solution over the weak and easily compromised ID-and-password method, these biometric methods represent a step forward, and are likely to improve over time.
The Retail Payments Risk Forum is taking a close look at biometrics technology and its impact on the payments system. We are working on a paper assessing biometrics and authentication methodologies that will probably be released by the end of the year. We're planning a forum to be held this upcoming spring on mobile authentication technologies. And we're continuing to write posts on the topic in Portals and Rails.
Please feel free to contact us with your suggestions on biometric issues you would like to see us address in our continuing efforts.
By David Lott, a payments risk expert in the Retail Payments Risk Forum at the Atlanta Fed
October 14, 2014 in authentication, biometrics, innovation, mobile banking | Permalink
TrackBack URL for this entry:
Listed below are links to blogs that reference Mobile Biometrics: Ready or Not, Here They Come:
October 6, 2014
Starting Off on the Right Note with Mobile Enrollment
In Rogers and Hammerstein's Sound of Music, the classic song "Do-Re-Mi" begins "Let's start at the very beginning / A very good place to start..." Such a suggestion is essential in ensuring that the person enrolling in a payments system is, in fact, who he or she claims to be. The USA Patriot Act requires financial institutions (FIs) to develop a formal customer identification program that validates the customer when the account is opened. This program must specify the documentation that is used for authentication.
However, once the account is open, FIs have greater latitude in their procedures for identifying customers when the FIs handle account access requests, such as when a customer requests a change of address or enrolls in a third-party program that uses a card that the FI has issued to the customer. At that stage, it's up to an FI's own risk-management policies as to what documentation to require.
This situation can be risky. For example, let's look at what happens when a customer wants to add a payment card to a mobile wallet that a third party operates. When the customer adds the card—enrolls with the third party—how can the FI that issued the card know that not only the payment card being added but also the mobile phone itself belongs to the right individual? How can the issuer efficiently and effectively ensure that the payment card information being loaded on a phone hasn't been stolen? Adding any sort of verification process increases the friction of the experience and can result in the legitimate user abandoning the process.
Most mobile wallet operators use several techniques to validate that both the mobile phone with the wallet and the payment card belong to the rightful customer. (These operators send a request to the issuing FI as part of their enrollment process.) Some FIs require the operator to have customers submit their payment card information along with their cards' security code and additional data, such as the last four digits of the social security number. Others may require just the payment card number, expiration date, and card security code, although such a minimal requirement offers little protection against a stolen card being added to a criminal's phone. Still others require the customer to submit a photo of the payment card taken with their phone to verify possession of the card. If the issuer can obtain some of the phone's device information, it can increase the level of confidence that the authorized cardholder is using their phone.
Regardless of what process is used, having strong identification controls during the initial enrollment step is essential to a sound risk management program.
By David Lott, a payments risk expert in the Retail Payments Risk Forum at the Atlanta Fed
October 6, 2014 in authentication, financial services, mobile banking, mobile payments, payments systems | Permalink
TrackBack URL for this entry:
Listed below are links to blogs that reference Starting Off on the Right Note with Mobile Enrollment:
September 29, 2014
Let's Talk Token, Part II: Distinguishing Attributes
Several weeks ago, Portals and Rails embarked on a series of posts on tokenization. In the first installment, we defined tokenization and distinguished between a merchant-centric enterprise tokenization solution and payment tokens generated as an issuer-centric end-to-end solution. Since writing the first post, payment tokens has jumped front and center in the payments community when Apple introduced Apple Pay, which uses tokenization. Also, the Mobile Payments Industry Workgroup just released a detailed white paper recounting their recent meeting on the current tokenization landscape in the United States.
In today's installment, we look at some distinguishing attributes of the end-to-end token initiatives currently under way and consider their impact on mitigating risk in payments transactions.
- Token format: Common ground exists in the payments industry in terms of the token format. The end-to-end token solution relies on the creation of a token, known as a device account number (DAN), to initiate a payment in place of the original primary account number (PAN). To mitigate operational risks and make use of existing messaging rules and applications associated with the payment transaction, it is imperative that the format of the DAN preserves the format structure of the PAN. This means that DAN generation should be as random as possible, even while preserving the original PAN format structures to maintain basic card or account validation rules associated with the PAN.
- Token type: Payment tokens can be dynamic or static. Dynamic tokens are valid either for a single transaction or for a limited number of transactions occurring in a very short time. By the time a fraudster intercepts a dynamic token, it has likely already expired, so the fraudster can't use it. However, there is a slight down side to dynamic tokens—they can work against loyalty programs as well as some back-end fraud detection systems. Because each transaction has a different DAN, merchants and processors cannot consolidate multiple transaction information for an individual cardholder.
On the other hand, static tokens are multi-use, so they allow merchants to connect the token user with past transactions. But given their multi-use nature, they are not as secure as dynamic tokens. For additional security, each transaction with a static token can include an additional element: a uniquely generated cryptogram.
- Device coverage: Tokens can be created and stored either on a secure element on a mobile phone or in a cloud. Much industry discussion focuses on which approach is more secure, but the approach also has an impact on device access to the token. Storing a token only on secure elements limits tokens to mobile phones, a situation that does not address the significant volume of card-not-present payments that consumers conduct on computers and other devices. Alternatively, storing a token in a cloud would allow any connected device (mobile, tablet, laptop, or computer) to access the token, so all e-commerce transactions would be covered.
- Token service provider: A number of parties can play the critical provider role. The provider is ultimately responsible for generating and issuing the DAN, maintaining the DAN vault, and mapping the DAN to the PAN for presentment to the issuer that ultimately authorizes the transaction. A network, issuer, processor, or another third-party provider can perform this role. We can make a case for any of these parties to play the role, but the critical risk mitigation factor to note is that the merchant should never see the PAN, thereby preventing a breach of payment card data within their systems.
To date, a standards body controlled by the largest global card networks and a company representing the largest global banks has driven most of the payment tokenization standardization efforts. Although these organizations have advocated for public discussions and input in an open environment, some critics argue that the management of standards development should be left to an open-standards body such as X9 or ISO. Tokenization efforts and standards will continue to evolve as tokenization may play a critical role in mitigating payment risk in the future. Still, security challenges will remain even with its adoption. In the next installment of this tokenization series, we will examine risks that that a tokenized payments environment won't resolve, and risks that will be all new.
By Douglas A. King, payments risk expert in the Retail Payments Risk Forum at the Atlanta Fed
September 29, 2014 in authentication, fraud, mobile payments | Permalink
TrackBack URL for this entry:
Listed below are links to blogs that reference Let's Talk Token, Part II: Distinguishing Attributes:
September 8, 2014
Seeking a Successful Biometric Solution
As an earlier post noted, advances in technology have spurred the implementation of various biometric authentication methodologies in the consumer market. But as people are discovering, not all methodologies are equally suited for all applications. Those who are implementing such applications have to consider risk level, cost, operating environment, and targeted population. They also have to evaluate a number of other factors to determine if a particular biometric is better suited than another for an intended application. These factors include but are not limited to:
- Uniqueness. While the biometric doesn't always have to be unique to every individual on the planet, the probability that two people share a particular characteristic should be unlikely enough to prevent an unacceptable number of false acceptances (when one person is wrongly authenticated as another). For example, fingerprints are considered to be unique to every individual, but current smartphone fingerprint readers have such low-resolution scanners that the possibility of a false acceptance is one in 44,000. This rate is most likely sufficient for many applications, but a high-dollar transaction may require supplemental authentication.
- Universality. The targeted characteristic must be present in the overall population, with only a few exceptions. Only a couple of biometric elements, such as DNA and facial recognition, can provide complete population coverage. Hand geometry and vein recognition, for example, won't work on people who are missing fingers or other body parts.
- Permanence. The characteristic should not change over time. Even though people can alter almost any physical characteristic through medical procedures, the possibility of such alteration to the characteristic being considered for biometric authentication should be infrequent among the population—and the alteration procedure should be relatively expensive.
- Collection ease. The more invasive the collection of the biometric sample, the more resistance people will have to it. People tend to view facial and voice recognition and fingerprinting as noninvasive but retinal scans as highly invasive—a light beam scans the back of the person's eye, which can be very uncomfortable.
- Performance. The biometric element must support the creation of a template that is accurate and quickly obtained while also providing minimal database storage requirements. A system that takes a long time to authenticate someone during peak usage periods will encounter user dissatisfaction and possibly decreased productivity.
- Accuracy. Individuals should not be able to fool the system. Fingerprint readers should verify that the right fingerprints belong to the right person, that a spoken phrase is live and not recorded, and so on.
- User-embraced. Even when people have to use certain biometric authentication systems as a condition of their employment, the technology should be one that has a high level of acceptance, with minimal cultural, religious, collective bargaining, or regulatory implications.
- Cost-effectiveness. As with all risk management practices, the cost of implementing and operating the system must be commensurate with the risk exposure for using a less secure authentication system.
As you consider the possibility of implementing a biometric authentication methodology for your customers, I hope you will find these evaluation elements helpful.
By David Lott, a payments risk expert in the Retail Payments Risk Forum at the Atlanta Fed
September 8, 2014 in authentication, biometrics, innovation | Permalink
TrackBack URL for this entry:
Listed below are links to blogs that reference Seeking a Successful Biometric Solution:
August 18, 2014
Crooks Target Business Clients
Fraudsters are always looking for ways to take advantage of trusted relationships, such as between a business and their established vendors. The fraudster's goal is to trick the business into thinking they are paying their vendor when the dollars are actually being diverted to the crook. A common scheme is for a business to receive instructions on a spoofed but legitimate-seeming e-mailed invoice to send a wire transfer to the vendor or business partner immediately. The business may pay, not realizing until it's too late that the funds are actually going to a fraudster or money mule. The Internet Crime Complaint Center (IC3) recently issued a scam alert on this scheme noting reported losses averaging $55,000, with some losses exceeding $800,000.
Criminals can perpetrate this type of fraud in many ways. Devon Marsh, an operational risk manager at Wells Fargo and chairman of the Risk Management Advisory Group for NACHA–the Electronic Payments Association, addressed some of the ways at a Payments 2014 conference session "Supply Chain Fraud Necessitates Authentication for Everyone," including these:
- Calling or e-mailing the business, pretending to be the vendor, to change payment instructions
- Sending counterfeit invoices that appear genuine because they are patterned after actual invoices obtained through a breach of the business's e-mail system or a vendor's accounts receivable system
Marsh also discussed important ways to reduce the risk of falling victim to these schemes. As with any e-mail that seems questionable, the business should verify the legitimacy of the vendor's request by reaching out to the vendor with a phone call—and not using the number on the questionable e-mail or invoice. The business should also educate its accounts payable department to review any vendor's payment requests carefully, verifying that the goods or services were received or performed and questioning and checking on anything at all that does not look right, such as an incorrect or different vendor name or e-mail address.
The Federal Financial Institutions Examination Council's 2011 supplement to its guidance stresses the need in an internet environment for financial institutions to authenticate their customers. The concepts this guidance addresses are also sound practices for businesses to use in authenticating their vendors.
By Deborah Shaw, a payments risk expert in the Retail Payments Risk Forum at the Atlanta Fed
August 18, 2014 in authentication, cybercrime, data security, identity theft | Permalink
TrackBack URL for this entry:
Listed below are links to blogs that reference Crooks Target Business Clients:
August 11, 2014
Improving Mobile Security with Biometrics
During the last year, the release of two smartphones with fingerprint readers by two different manufacturers was met with a lot of excitement. People in the payments industry were keen on the ability of the new phones to better authenticate mobile payments. Fingerprints are one of several biometric methods used today to supplement passwords.
Biometrics refers to techniques that use measurable physical characteristics that lend themselves to automated checking techniques. In addition to fingerprints and vein recognition, biometrics can include voice, facial, and iris recognition, and even DNA matching, among others.
As the Federal Reserve's report Consumers and Mobile Financial Services 2014 noted, consumers' security concerns are a big barrier to the adoption of mobile banking. Mobile proponents believe this barrier can be reduced with the additional security features that mobile phones can provide, along with consumer education. There is no question that the mobile phone offers a number of ways to authenticate the user more positively, using both overt and covert methods. One well-known covert option is the smartphone's geolocation function, which allows verification that the phone is in the location it's supposed to be. Another covert method is "device fingerprinting," whereby a number of digital characteristics about the consumer's phone can be captured and used to verify that the phone being used is the one originally registered.
The most common overt biometric methods being tested today are fingerprint and facial recognition. While only a small number of mobile phones in use today in the United States have fingerprint readers, the vast majority have a camera that could support a facial recognition application. Both of these biometric methods are minimally invasive.
The key difference between biometric verification and user ID and password verification creates the greatest challenge for implementing biometrics authentication: with passwords, unless there is a 100 percent match between the data on file and the data the user enters in trying to gain access, the request is automatically rejected. It may be the legitimate user trying to gain access but maybe he or she forgot the password. Nevertheless, the system rules block access until the user's identity can be authenticated through some other means. On the other hand, the nature of biometrics is such that a 100 percent match between the stored template value and the live template value is rare—possibly because of differences in lighting conditions or angles when biometric measurements are made, or differences between readers, or some other reason. To deal with this gap, the manager of each application has to determine an acceptable accuracy level for both false-positives (whereby a party incorrectly matched is authorized) and false-negatives (whereby the authentic party is denied access). Naturally, false-positives pose the greater threat. False-negatives generally just involve some level of inconvenience until the individual can be authenticated and provided access.
No matter what biometric authentication methodology a system uses, the most important step is validating each customer's biometrics upon enrollment in the program. We will discuss this issue and other challenges for biometric programs in future issues of Portals and Rails.
By Dave Lott, payments risk expert in the Retail Payments Risk Forum at the Atlanta Fed
August 11, 2014 in authentication, biometrics, innovation, mobile payments | Permalink
TrackBack URL for this entry:
Listed below are links to blogs that reference Improving Mobile Security with Biometrics:
PKI based digital certificates can also be used to secure mobile devices and provide a far more reliable means of device ID than geolocation or device fingerprinting
Posted by:
Doug Parr |
August 19, 2014 at 08:48 AM
When considering usability of biometric authentication on a mobile phone, there is no more "minimally invasive" method than voice biometrics. These devices are first and foremost voice-enabled.
Posted by:
Brian Moore |
August 12, 2014 at 01:00 PM
February 3, 2014
Call Center Phone Fraud: Are You Really Who You Say You Are?
"Have I reached the party to whom I am speaking?" Lily Tomlin would use this line whenever she would play her character Ernestine the telephone operator on the classic TV comedy show "Laugh-In." But to the thousands of financial institutions that operate call centers, the question of whether their customer service representatives are talking to an actual customer is no laughing matter.
In a recent report on call center phone fraud, Pindrop Security cites a number of alarming statistics based on their clients' actual experiences: one in every 2,500 calls to a call center is fraudulent; the average fraud loss per call received is $0.57; and the average potential loss to an account from phone fraud is more than $42,000. It seems that the call center has become an increasingly attractive target for fraudsters.
A call from someone not authorized to access the bank account in question may not directly result in a financial loss on that call. In fact, Pindrop's research indicates that it takes an average of five calls before the fraudster gathers enough information to strike. They use those preliminary calls to gain account or customer information that will help them subsequently to generate a fraudulent transaction, whether it's through the call center or another channel. Some of the calls are from criminals who are simply trying to get account information such as credit and debit card information that they can sell to others. Some of the calls attempts to change account settings such as statement mailing address or call-back phone numbers. With a simple address change, the criminal can gain more information about the accountholder and also keep the victim from being alerted to fraud on their account. Often, a call that results in a direct loss occurs when the fraudster obtains sufficient account credentials to generate a fraudulent wire transfer or ACH transfer from the targeted account.
While these criminals might be looked at as "low-tech hackers" compared to the sophisticated hackers who probe computer systems or worse, the evidence from law enforcement shows that these groups are just as well-organized and sophisticated. They are often based outside the United States, which makes investigations and prosecutions difficult. Sometimes they use technology to change their voice or to show a fake phone number on the bank's caller ID system. The fake phone number helps the fake caller avoid suspicion when the call is coming from outside the customer's area of residence.
To address this growing attack vector, financial institutions are adopting new technology to help them detect potentially fraudulent calls. Voice biometric technology can detect altered voices or even compare the caller's voice to a database to verify the caller's legitimacy. In addition, phone call and device "fingerprinting" gathers enough information from the caller's device to allows the call to be scored, just like a card transaction, on how likely it is to be fraudulent.
It is clear that criminals are attacking all physical and virtual channels of banks, sometimes using information obtained through one channel to carry out fraud in another channel. Portals and Rails believes it is important that you approach your fraud mitigation strategy from a cross-channel perspective. Please let us hear about your challenges and successes with such efforts.
By David Lott, a retail payments risk expert in the Retail Payments Risk Forum at the Atlanta Fed
February 3, 2014 in authentication, banks and banking, consumer protection | Permalink
TrackBack URL for this entry:
Listed below are links to blogs that reference Call Center Phone Fraud: Are You Really Who You Say You Are?:
Google Search
Recent Posts
- The 411 on Banning the RCC
- Surviving the Emerging Payments Providers
- Between a Rock and a Hard Place?
- There's an App for That!
- What Is GPR Feeding On? Part 2 of 2
- Mobile Security and Privacy
- What Is GPR Feeding On? Part 1 of 2
- What Would Happen If the Lights Went Out for a Long, Long Time?
- Improving Customer Authentication: Is the PIN Past Its Prime?
- Follow the Money!
July 2016
- July 2016
- June 2016
- May 2016
- April 2016
- March 2016
- February 2016
- January 2016
- December 2015
- November 2015
- October 2015
- account takeovers
- ATM fraud
- authentication
- bank supervision
- banks and banking
- biometrics
- card networks
- cards
- check fraud
- checks
- chip-and-pin
- collaboration
- consumer fraud
- consumer protection
- contactless
- crime
- cross-border wires
- currency
- cybercrime
- data security
- debit cards
- debt
- emerging payments
- financial services
- fraud
- identity theft
- innovation
- interchange
- law enforcement
- malware
- mobile banking
- mobile money transfer
- mobile network operator (MNO)
- mobile payments
- money laundering
- money services business (MSB)
- online banking fraud
- payments
- payments risk
- payments study
- payments systems
- phone fraud
- prepaid
- privacy
- regulations
- regulators
- remittances
- remotely created checks
- risk
- risk management
- Section 1073
- social networks
- telecom
- theft
- third-party service provider
- transmitters
- trusted service manager
- Unfair and Deceptive Acts and Practices (UDAP)
- wire transfer fraud
- workplace fraud


text:
Sexiest Legs Top 13 Celebrity Roundup
Best Nipple Poke - The Top 13 Celebrity Round Up
Biggest Butt Top 13 Celebrity Roundup
Instagram Beauties Top 13 Unknowns That Rule The Internet
Christina Milian Sexy Boob Photos
Kylie Jenner And Her Week Of Hot Selfies And Photos
Candice Swanepoel Arm Bra Photos
Cherry Morgan Basks In Sun And Waves
Dalia Elliot In A Tiny Wet Bikini
Charlotte McKinney In A Wicked Halloween Costume
Paris Hilton In Cleavage Baring Leather Costume
Heidi Klum Is Hot As Jessica Rabbit
Courtney Stodden In Her Hot Halloween Costumes
Poison Ivy Of The Cramps Hot Photos
Paris Hilton In Her Naughtiest Halloween Costumes
Christine Keeler Naked Christie Auction Photos
Kate Moss Nude Christie Auction Photos
Miley Cyrus In A Thong At Charity Mitzvah Photos
Pia Mia Perez In Red Kinky Boots
Kylie Jenner In Tights And Uggs PHotos
Charlotte McKinney Busty New Burger Ad
Kendall Jenner In A See Through Cotton Top
Elisi Meliani Awesome Nude Photos
Amber Rose Naked GQ Advice Columnist
Beyonce Models Beach Wear Photos
Nicki Minaj Shows Off Her Great Tits
Angelina Jolie Erotic Auction Photos
Taylor Marie Hill Hot In Lingerie Photos
Taylor Swift Sexy Sophisticated GQ Photos
Nasia Jansen Doing Double Nunchucks In A Bikini
Hiromi Oshima Naked Playmate Photos
Farrah Fawcett Naked In Gold Paint Photos
Pamela Anderson Nearly Naked In Bedsheets Photos
Jessica Chastain Erotic Magazine Photos
Candice Swanepoel Nearly Naked VS Photos
Yanet Garcia Hot Mexican Weather Girl
Lady Gaga American Horror Story Sex Scene Photos
Christina Hendricks Best Of The Big Boobs Photos
FKA Twigs Hot Hard Body Photos
Carrie Fisher In Pricey Star Wars Bikini
Bella Thorne Busty Sweater Girl In Fishnets
Amber Rose Slut Shaming Speech And Photos
Candice Swanepoel Models Pink Undies
January Jones Shows Off Cleavage At Oceana Benefit
Paris Hilton Sophisticated Sexy Selfies
Kate Moss Nearly Nude Vogue Photos
Abigail Ratchford Naked WIth A Confederate Flag
Francesca Eastwood Sex Kitten Photos
Emma Roberts Shows Off Her Great Body In Bra Photos
Lindsey Pelas Shows Off Her Giant Funbags Photos
Ruby Rose Raunchy Nearly Naked Photos
Pamela Anderson Naked And Glittery
Lira Galore Hot Nearly Naked Photos
Nicole Kidman As A Blonde Photo Spread
Rachel Williams Shows Off Her Big Boobs
Sienna Miller Sophisticated Hottie Photos
Jourdan Sherise Dunn Is A Super Hot British
Kylie Jenner Wows The General Public
Dita Von Teese In Sexy Teasing Video
Paris Hilton Explicit Lil Wayne Video
Gisele Bundchen Naughty Lingerie Video
Caitlyn Jenner Trying On Swimsuits Video
Courtney Stodden Gives Lessons On Taking A Sexy Selfie
Jordan Carver Deep Cleavage Video
Candice Swanepoel Gold Bikini Video
Kim Kardashian In Sexy Odd Energy Drink Video
Candice Swanepoel Naked Black And White Photos
Nicki Minaj Hottest Lapdances Video Compilation
Rihanna Hypnotizes Us With Her Twerking Video
Jessie J Wicked Seductress Photos
Anastasia Ashley Hot Surfer Girl Photos
Amanda Seyfried Hottest Erotic Photo Shoots
Kendra Wilkinson Nude And Topless Photos
Lara Stone Hot Nearly Naked Photos
Charlie Riina Malibu Arm Bra Photos
Leidy Mazo Hot Babe On A Beach Photos
Miley Cyrus Shocking Nearly Nude MTV VMA Outfits
Nicki Minaj Nearly Naked At The MTV AMV Awards
Ashley Callingbull First Nations Miss Universe Photos
Rita Ora In Revealing Black Gown At MTV AMV Awards
Kylie Jenner Nearly Naked Photos
Khloe Terae In A Red Jewel Studded Bikini
Kylie Jenner Sexy Sun Bathing Photos
Colleen Shannon Nearly Naked Beach Babe Photos
Nicki Minaj Hot Slow Motion Twerking Video
Dioni Tabbers Nearly Naked Lingerie Photos
Megan Fox Sexy New Divorced MILF Pictures
Linsdey Pelas Running In Slow Motion Video
Lindsey Pelas Ultra Sexy Selfies And Photos
Helena Christensen Still Wicked And Sexy At 46
Paulina Gretzy Hot MILF Photos
Rachel Mortenson Cleavage Shots
Heidi Klum Birthday Suit Pictures
Rachel Mortenson Hot Fredricks Of Hollywood Photos
Britney Spears Showing Tits And Gams At The Teen Choice Awards
Emily Ratajkowski Cleavage And Side Boob Photos
Laura Giraudi Naked With A Leaf
Kylie Jenner Nearly Naked New Photos
Jordan Carver Hot Underboob Photo Session
Sharon Stone Naked In Three Sensational Photos
Amber Rose Sexy Instagram Selfies
Amy Shumer Shows Off Her Big Tits
Khloe Kardashian Oiled Up Photos
Kim Kardashian and hubby Kanye West went out on Halloween as Cat Woman and Batman. Both were dressed in supertight vinyl versions of the famous costumes and Kim, in particular, looked really hot because that type of material clings so tightly to every bulge and curve. She also had a good time mugging for photographers, pretending to snarl and claw at the crowd.
Things are just getting more and more surprising when it comes to the weird and wonderful career of society girl and glam model Kim Kardashian. In this odd video, which is a commercial for an energy drink, she starts out riding a bike in a snaky all black outfit and then falls off it. Then she has a long sensual dream about being Marie Antoinette with a powdered white face and powdered hair and lots of cleavage shots. After she recovers we see her prancing around with the beverage wearing sexy vinyl thigh high laced boots. If anything this video will quench your thirst to look at even more Kim K. tits and ass.
A few weeks ago naughty.com featured some pictures of Kim Kardashian having a blonde phase. It turns out that the sudden change in hair colour was all about doing a special film shoot for Systems magazine. In the shoot, Kim is featured lying about in a grassy field and on top of a big pile of dirt, wearing sexy black hose and gleaming flesh colored lingerie. The stylist who arranged the blonde Kim in these wierd positions was none other than her weird, but very creative hubbie Kanye West.
Kim Kardashian is always just a little bit desperate for media attention and it is now double hard considering she is now competing with her step-Daddy/mommy Caitlyn Jenner for the spotlight. Whenever Kim K. is feeling just the slightest neglected all she has to do is undo a few top buttons and let those huge titties of hers pop out again. Soon the flashbulbs of the paparazzi are popping off again too and all is right again in slutty, sexy Kim Kardashian's world.
It might have seemed hard to outdo her former stepfather (Bruce Jenner) now Caitlyn Jenner's spectacular headline grabbing Vanity Fair Cover. Few things are more sensational than a former Olympic athlete coming out as a transgendered woman. For once, this took most of the attention off of Kim Kardashian who is used to being in the Kardashian spotlight at all times (Caitlyn is married to Kim's mom Kris Jenner.) However Kim does her best to regain her status as Queen of all crappy tabloid news b appearing in pbulic in a flesh colored PVC dress that hugs every single curve of her highlly curvy physique.
Kim Kardashian wowed the world a few weeks ago by dying her hair blonde and looking a bit more Swedish than usual while attending parties and openings in London. In this particular set of photos that were done for Brazi GQ Kardashian is boasting a very sexy Jayne Mansfield or Marily Monroe type side-swept long bob that is very retro and very sexy. To add to the charm of it all she is topless and boasting beautiful long black satin gloves.
One would think it would be rather hard to be a Kardashian and manage to grab the spotlight from Daddy Bruce Jenner's sex change however Kim just managed to get a ton of attention from the tabloids for publishing these nude photos of her on a beach. The artistic twist to these wonderful portraits of one of the curviest ladies in the world is that she is wearing white body paint in the most strategic places. However, the white paint does not make such great lingerie and all of Kim K's bounteous blessings are clearly visible in these photos.
Everyone knows that s full-time nearly naked narcissist loves to take a selfie to awe and amaze the general public, but here we have some more personal ones that somehow were leaked onto the internet. They have an artier, more personal feel, like she was trying to arouse her husband or a boyfriend. In them you get the usual good look at her tits both naked and trussed up in a really sexy push up bra. Kim is an expert at powdering and greasing her breasts so they look erotic. There are a few super hot shots of her naked and you get a good look at her hourglass figure.
Kim Kardashian was caught by the paparazzi modeling a very sexy black net bikini for a photoshoot yesterday. The weather was very cold and her new bright wet hair was oiled or wet, so she looked a little lank. The shoot took place in Malibu, where it is normally super hot but today the weather was just not cooperating for poor Kim who looked visibly cold. There were lots of photographs of her posing on the rocks and they probably should have called the spread "Kim on the Rocks." I guess we will find out soon who the daring sexy photo shoot was for.
Kanye West tweeted naked pictures of Kim Kardashian today in celebration of Season 10 of "Keeping Up With The Kardashians." On the celebratory episode Kim is featured modelling stark naked for a fashion shoot. Kanye took a few shots of his home and posted them on Twitter with the status: "I'm so lucky." Apparently he also had a quickie with her on the set of the shoot. The shots of his wife managed to get her account up to the 30 million followers count.
During the episode Kim is videotaped talking about her desire to have a baby and all of the fertility experts that they have seen in a quest to breed. If they keep screwing on the set of the show like they are, it won't be long before the beloved pair of exhibitionists have a little bundle of joy to show off to the paparazzi.

subset: commoncrawl


text:
Im cramping like im going to start is this normal its not horrible cramping but its uncomfortable and it hasnt really let up today??
Is this common with miscarriages? Im suppose get AF tomorrow but got my positive on Saturday and I took another test this morning and BFP again! But im still worried about the cramping :(


text:
We stayed 7 days over thanksgiving and it was awesome!! I called when we landed to let them know we were on our way and they worked very hard to get our room ready around 2 when I know they aren't ready till 4!! Our room had a fantastic view of the ocean and city with a large wrap around balcony, so try and get room 1017!
The had a crib ready and they provided turn down service everynight that included getting the pull out couch ready for our little one! Everything in our room seemed brand new and the pull out couch was new and comfortable ( i feel asleep on it one night with my little one!) We had a full kitchen that we used! I went to Publix on 6th and Alton and loaded up on food and beverages. *** they stock your fridge as the mini bar so go out and get your own alcohol!** My Status got me a few bottles of Champagne and Wine through out the week that was left in our room with nice notes!
I loved the pool for the kids. It was just the right size for them and steps to play on. we actually were at the pool more than the beach. The beach is right out the back gate and you do have to pay $10 for an umbrella and $10 for a chair. The Hilton had a nice kid area on the beach with an unbrella and lots of toys. I felt this was a nice place to have children run around. its not as crazy as up the beach. If your a diamond member you get champagne if you get beach chairs!
The breakfast I recieved for free due to my status and it was pretty good, normal hotel breakfast. There is a $5 upgrade for hot food, but they let the kids have it for free! The only downside was the Cuban Restaurant attached to the Hotel. We ate there and it was awful. Find somewhere else to eat. We loved both the Prime restaurants, very expensive though but really good!
Short walk to the tourist part of South Beach. I presonally feel this hotel was on the more upscale part of South Beach.
We paid the $35 for parking and gave up trying to find a parking deck for $20 a night.
Other than that we had a great time and we are going to come back again. if you have Status with Hilton they make you feel like royalty that is why I choose Hilton for my business travel.
- Reservation Options:
- TripAdvisor is proud to partner with Booking.com, Hilton Hotels, TripOnline SA, Expedia, Hotwire, Cancelon, Hotels.com, Travelocity, Odigeo and Jetsetter so you can book your Hilton Bentley Miami/South Beach reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.
- Also Known As:
- Hilton Bentley Miami South Beach Hotel Miami Beach
- Hilton Miami Beach
- Hilton Hotel Miami Beach


text:
PITTSBURGH (AP) _ The Democratic presidential candidates have been sparring over trade policy Monday.
Barack Obama is questioning the sincerity of Hillary Rodham Clinton's criticism of free trade agreements, noting that the North American Free Trade Agreement was passed while her husband was president.
Clinton says her husband "does make mistakes," and vowed to fix NAFTA or get out of it.
Some voters say NAFTA has taken away U.S. jobs.
Obama said political candidates will promise voters anything around election time. But he said a candidate can't "spend the better part of two decades" campaigning for free trade agreements then come to Pennsylvania "and tell the steelworkers you've been with them all along."


text:
East Coast, Meet Hurricane Earl
You guys are set to get very close.
Oh, hi there, Earl! We didn't even see you at first, brewing away down there in the Northern Leeward Islands. You're getting up quite a head of steam, aren't you? Winds of 120 mph — not bad! Way to take the reins from Hurricane Danielle, who made sort of a feeble showing as the first major Atlantic hurricane of the year (you could tell she wasn't going to stick around. Weak handshake). So are you heading to the Gulf of Mexico? That's a good idea. They've been having entirely too easy a summer.
What? You say you're coming up the East Coast instead? You're going to probably hit North Carolina Thursday evening, and then you're going to blow into the New York area on Friday with rain and winds still over 100 mph? Friday, as in: the day we are all trying to get out of town for the long weekend?
Well. Uh, thanks for coming. Hope you enjoy the Maryland crab cakes. You'll excuse us if we don't see you out — we're going to the bar for another drink. Oh, and you have a thing in your teeth. No, other teeth. No — oh, just forget it. No, it's gone. Seriously. We're leaving now.
Hurricane Earl Projected Path [Weather.com]


text:
In a Clinical Crossroads article published in November 2000, Lisa I. Iezzoni, MD,
discussed a 44-year-old woman with difficulty ambulating secondary
to amyotrophic lateral sclerosis (ALS) diagnosed in summer 1999.1 Initially,
Mrs D leaned on her husband's arm for support, but as she became weaker, she
began to use a cane. As her impairment in mobility progressed, Mrs D learned
to use forearm crutches and obtained a rolling walker to use at home. She
then retired from her job and moved to a wheelchair-accessible home. She became
depressed but was unable to take fluoxetine because it intensified spasticity
in her legs. At the time of the conference, Mrs D was considering using a
wheelchair or motorized scooter.
Some tools below are only available to our subscribers or users with an online account.
Download citation file:
Customize your page view by dragging & repositioning the boxes below.
More Listings atJAMACareerCenter.com >
Enter your username and email address. We'll send you a link to reset your password.
Enter your username and email address. We'll send instructions on how to reset your password to the email address we have on record.
Need assistance?
Athens and Shibboleth are access management services that provide single sign-on to protected resources. They replace the multiple user names and passwords necessary to access subscription-based content with a single user name and password that can be entered once per session. It operates independently of a user's location or IP address. If your institution uses Athens or Shibboleth authentication, please contact your site administrator to receive your user name and password.


text:
Henderson, NVUSA
Hometown: Henderson
April 28, 2011
Whitney Mesa, Club Sport, Mountain View
Almost anytime I'm fresh out of class or not working. I wish more people would schedule stuff on Saturdays.
My percentage tennis play is non-traditional as tennis is not my main racquet sport. I encourage anyone new to the game to seek good tennis pro instruction as one month with them is better than a year on the meetup as far as beefing up weak game goes
Meetup members, Log in
By clicking "Sign up" or "Sign up using Facebook", you confirm that you accept our Terms of Service & Privacy Policy


text:
OKLAHOMA CITY, OK -- Jake Opitz had three RBIs, including a
two-run homer that helped seal Nebraska's 5-to-2 win over Kansas
State in the Big 12 Conference baseball tournament today.
Tyler Farst's RBI single broke a 2-2 tie in the top of the
fifth, then Opitz's two-run shot to left center field gave the
Cornhuskers (40-13-1) a couple of insurance runs in the seventh.
Kansas State (28-28) got its two runs on a fielding error by
Nebraska third baseman Jake Mort in the bottom of the fourth
Johnny Dorn (6-1) allowed seven hits and two runs and struck out
three in 6 two-thirds innings for the Cornhuskers. Zach Herr
allowed one hit in 2 one-third innings of relief for his fifth save
of the season.
Chase Bayuk (1-5) suffered the loss, allowing five hits and
three runs in 4 two-thirds innings for the Wildcats.


text:
|June 2, 2016
|GIS New Website Launch
|April 27, 2016
|[HOSEI University]SCOPE Self-Recommendation
Entries Open on April 28, 2016
|April 26, 2016
|Freshmen of Hosei University: Congratulations on your admission!
|January 29, 2016
|(To Vietnamese)Hosei Japanese Speech Contest in Hanoi(March 26, 2016)
Note : Deadline for application is February 29.
|November 26, 2015
|An English-based degree program to be launched across two graduate schools in September 2016:The interdisciplinary graduate program IIST for integrated science and technology studies (offered in English)
|November 6, 2015
|Opening Ceremony held for the 5th class in the Double Degree Program in the Graduate School of Computer and Information Sciences


text:
The clay court surface is not Roger Federer's forte and you shouldn't be surprised he didn't make the finals at the 2012 French Open.
Just because he was bounced in straight sets by Novak Djokovic 6-4, 7-5, 6-3 on the clay at Roland Garros in the semis, doesn't mean the 30-year-old is finished.
Winner of a record 16 Grand Slam's, Federer could never play another set and still be considered the greatest player of all time. Yet, his lack of success since the 2010 Australian Open has people concerned that Father Time is finally catching up to one of the most physically fit athletes ever.
While it was certainly surprising that he was ousted in straight sets, it wasn't a shock that he lost on the clay surface. Federer has only won the French Open once in his illustrious career (2009).
So if only one-sixteenth of his Grand Slam wins are on the clay surface, you begin to understand why he didn't have a great shot. In fact, just making it to the semis was a pleasant surprise. His inspired win over Juan Martin del Potro in the quarters was impressive, as he showed his ability to fight back when he didn't have his "A" game so to speak.
But that doesn't mean he still can't play his "A" game. He has won four singles titles in the 2012 calendar year, and three of his five losses this season have been to either Djokovic (twice) or Rafael Nadal.
Now the surface is changing to Federer's bread and butter.
Grass is where he has done most of his damage in his career, winning Wimbledon six times, most of any of the majors. He has always been most comfortable on the surface, and while it certainly won't be easy to knock off the red-hot Rafa and the incredibly consistent Djokovic—this will be his best shot.
FedEx knows his biological clock is ticking and the fact that this might be his last realistic chance at winning a major event is beginning to sink in. You can bet he'll be ready (via sports.ndtv.com):
It's been a difficult clay court season. I wasn't in the best shape physically, to be quite honest. Still, it gives me a little bit of a lift, coming into the grass court season now.
He still is the third-ranked player in the world, he still has the sizzle on his serve, and he still has the edge mentally against any opponent he'll play.
Will Federer Ever Win Another Grand Slam?
All it takes is a poor outing from Rafa where he loses focus or gets injured (something that seemingly happens quite often in the second half of the year) and all that stands in his way is Djokovic. If he can get past the recent mental hurdles against Djoker, a 17th major will happen. The rest of the men's tennis field is not going to get in Federer's way.
Sure it's easier said than done to beat Djokovic right now, but it's still possible for Federer to do it as long as he makes sure he ups his physical conditioning before the end of the month.
Federer isn't over the hill yet and with the clock ticking in that direction, now is the time for him to take advantage of his favorite surface and obtain one last Grand Slam in what is arguably been the greatest tennis career of all time.


text:
Houston Traffic Hotspots: The Clear Lake Narrows
Driving to Galveston? Pack a lunch.
In this series, I take a look at places around Houston to avoid during rush hour and offer some alternatives that might keep you from going road rage and killing somebody.
Anytime you need to make a trek out to Clear Lake, Kemah or Galveston, you are practically forced to endure the pain that is the narrowing of the freeway just south of Beltway 8 near Clear Lake. It brings traffic to a crawl, particularly during the summer months when every teenager and family of 10 gets on the road to the beach.
Location: Gulf Freeway at Dixie Farm Road Direction: South/Outbound Time of Day: Worst in Evening Rush and Weekends Probable Destinations: Clear Lake City, Kemah, Galveston Landmarks: Deserted prairie, a Mega Church
What's the holdup?
Upcoming Events
Houston Dynamo vs. Seattle Sounders FC
Wed., Aug. 24, 7:45pm
Houston Roller Derby
TicketsSat., Aug. 27, 7:00pm
AdvoCare Texas Kick Off Classic VIP Packages
Sat., Sep. 3, 12:00am
2016 Advocare Texas Kickoff
Sat., Sep. 3, 12:00am
Right past Beltway 8, Interstate 45 South begins to narrow from four lanes down to three. As it does, traffic comes to a standstill virtually at all hours of the day and night. It is particularly bad during rush hour and because it is the preferred route to places like Kemah and Galveston, Saturday and Sunday can also be brutal. Easiest Alternative:
To Galveston:
Highway 3. Known as the Old Galveston Highway, it parallels the Gulf Freeway to the east. Unfortunately, it can also become ensnared with traffic thanks to the explosion of Clear Lake City.
To Clear Lake:
225 to Beltway 8 to Genoa Red Bluff. This is a sneaky smart way to get to Clear Lake and a fascinating drive through the heart of Pasadena's chemical refineries. Hold your breath and you'll be fine.
Complicated Alternative:
288. It goes southeast instead of straight south, but you can cut over on Highway 6 and take that nearly all the way to Galveston or take 518 through Pearland over to Friendswood.
More Adventurous Alternative:
Take 288 all the way to Surfside Beach and go up the coast to Galveston along the Blue Water Highway. It's a lovely, scenic drive if a bit out of the way. And since you are going to the beach, why not skip Galveston altogether and just hang in Surfside, which is awesome.
Have a favorite (or least favorite) traffic hotspot? Drop a note in the comments.
Get the This Week's Top Stories Newsletter
Every week we collect the latest news, music and arts stories — along with film and food reviews and the best things to do this week — so that you'll never miss Houston Press' biggest stories.
In Case You Missed It
Upcoming Events
WWE Presents NXT Live!
TicketsSat., Jul. 30, 7:30pm
Houston Texans
TicketsSun., Jul. 31, 8:55am
Houston Dynamo vs. San Jose Earthquakes
Sun., Jul. 31, 7:45pm
Houston Dynamo vs. Toronto FC
Sat., Aug. 13, 7:45pm
Popular Stories
Sponsor Content


text:
When performing the default mysqldump on a innodb database, does it perform table locking and pending "INSERTS" are queued? I have transactional database, and out of 100K+ records, I found maybe 2-3 dozen duplicate records (all fields are the same such as timestamp except for the primary keys).
I suspect the user on the front end application clicked "Save" on the GUI while a database backup is in progress, and then clicks it a few more times until he receives a response. That's my theory.
Please share your thoughts.


text:
"I'm the best athlete ever, man. Ever. And you keep writing, dog".
View Single Post
Belt holder
ESB Addict
Join Date: Apr 2012
Posts: 2,496
vCash: 500
"I'm the best athlete ever, man. Ever. And you keep writing, dog".
It's not personal between Mundine and me. I'm simply tired of him finding a pound of chopped liver and, as a fight fan, telling me it's a bucket of strawberries.
While Mundine believes he has led a golden era of boxing, I believe the past 10 years - with so many mismatches against trumped-up opponents, all for $49.95 pay-per-view - have done more to undermine public goodwill in the sport than any other time.
Few know what a good fight is these days and, worse, they've been conditioned not to expect one.
An untried Sonny Bill Williams against an over-the-hill Frans Botha? Why not cut out the middle man and leave a bucket at the door so we can drop our wallets in on the way through?
That, and his ability to launch high-octane insults seemingly without regard to their consequences, make it easy to take an opposing view.
Mundine labels such critics as "haters". I prefer to see it as someone - to be harsh - calling bull**** when they see it.
"You just want to hate because, I don't know, because I'm me, and I'm raw. I want the best fighters and the biggest tests. So what's going to get me up for this fight. That's what I need. That's all I need. I want the biggest stage, the biggest test. That's all I need. I don't need nothing else.
"That's what gets me off because it's going to satisfy me so much that people like you, I'm going to prove wrong.
And you keep writing, dog."
kent has a point. palmer WAS better....
Mundine: "You name me someone that done what I did and conquered two sports like I did."
Me: "Bo Jackson."
Mundine: "That's team to team. We're going from a team to boxing."
Me: "Ambrose Palmer."
Mundine: "Never heard of him."Me: "Aboriginal boxer, also played AFL."
Mundine: "Never heard of him. I'm talking world titles. I'm talking records, doing what I done. You know they gypped me in football, that's why I left the game.
Me: "We want to see you finally do what you're saying you're going to do."Mundine: "You just be at the fight."
Man in the crowd No.1: "Good questions, Paul."
Man in the crowd No.2: "Nice Google searching, ****head."
Last edited by swingin; 01-28-2013 at
View Public Profile
Find More Posts by swingin


text:
Secondary menu
Malaga midfield maestro Isco is being eyed up by Arsenal and Man U – but Italian giants could spark bidding war
Portuguese star wanted by Man U, while stylish Arsenal hope to tempt Fernando Llorente
Meanwhile another Spanish star, David Silva, agrees to stay at Man City on a new £200,000-a-week deal
Gunners in last ditch effort to offload winger, is Ronaldo leaving Real Madrid?
Spanish giants refuse Gunners option to keep Turkish midfielder at end of loan period
Manchester United now expected to sign Gunners striker for £22 million before end of week
Cameroon midfielder's departure from Emirates looks more certain than Dutch striker's
Wenger prepares to 'get busy ' in the transfer market as City, United and Juve bid for striker
Football's love affair with tiki taka may be over as criticism of Spain's six-man midfield grows
Meanwhile, Manchester United sign Shinji Kagawa and Joe Cole set for Liverpool return
Social networking site starts generating its own news as Gunners tweet causes confusion
Dutchman allegedly holding out for more than £130K, is Yann M'Vila on his way to Arsenal?
Fernando Llorente found wanting in 'shootout' with Radamel Falcao
So what was he doing at Barca's team hotel? Having a coffee with fellow Dutchman Afellay
United want midfielder to play alongside compatriot Javier Hernandez


text:
Politics & Diplomacy Oct 20, 2013
Abe skirts Yasukuni snare
On visiting war-linked Yasukuni Shrine, Prime Minister Shinzo Abe balances fragile ties with China and South Korea with pleasing his conservative support base.
|« Sep
|Nov »
On visiting war-linked Yasukuni Shrine, Prime Minister Shinzo Abe balances fragile ties with China and South Korea with pleasing his conservative support base.
The Izu-Oshima local government advises 2,300 residents to evacuate, as heavy rain is expected to worsen conditions on the typhoon-battered island.
An individual shareholder asks Mizuho Financial Group to file a ¥1.17 billion lawsuit against 19 executives over shady transactions with underworld groups.
The education minister instructs Okinawa to act over the refusal by a small town's school board to adopt a conservative social studies textbook.
Prime Minister Shinzo Abe visited the port of Soma in Fukushima Prefecture on Saturday and pledged efforts to dispel rumors about the safety of local fishery produce. Abe took a firsthand look at Matsukawaura port, where fishermen resumed trial catches in late September after ...
Thirty seconds into what may ultimately be regarded as one of the defining speeches of his career, Prime Minister Shinzo Abe slowly raised his hands chest high, then spread them out sideways in a gesture of confidence.
As a comedy, Nippon TV's "Dandarin" not only pokes fun at bureaucratic privilege, but also wags its finger at Japan's storied management style, which succeeds on the backs of put-upon employees.
There were a few times in recent weeks when Sophia Casey found herself mindlessly walking toward her laptop, ready to scan for new work messages as she's always done at nights and on weekends. Then she would see the computer — powered down, closed ...
A debut CD by 26-year-old Yukari Miyake, the only vocalist in the 230,000-strong Self-Defense Forces, takes the classical music charts by storm.
Safety concerns in the wake of the Fukushima nuclear disaster in Japan have done little to curb Asia's ambitious plans for expanding the role of atomic power in the regional energy mix.
Just hours after winning a coveted place on the U.N. Security Council for the first time, Saudi Arabia did a stunning about-face Friday and rejected the seat, denouncing the body for failing to resolve world conflicts such as the Syrian civil war. The unprecedented ...
U.N. Special Rapporteur Ben Emmerson said that preliminary information gathered for a new report indicated more than 450 civilians may have been killed by drone strikes in Pakistan, Afghanistan and Yemen, but more work needs to be done to confirm the figures. The U.S. ...
Tom Foley, the genteel U.S. deal-maker who served as an enthusiastic ambassador to Japan following a crushing defeat as speaker of the House of Representatives, died Friday. He was 84. Foley, a Democrat who represented a district around his native Spokane, Washington, in Congress ...
Former Vice President Dick Cheney said he once feared that terrorists could use the electrical device that had been implanted near his heart to kill him and had his doctor disable its wireless function. Cheney has a history of heart trouble, suffering the first ...
Softbank, which took control of U.S. wireless carrier Sprint Nextel in July, is paying cash in the deal and also will guarantee $600 million (¥58.6 billion) of Brightstar debt, the two companies said in a statement Friday. The Japanese mobile carrier will take an ...
It still isn't clear who manipulated clinical research data in favor of Novartis Pharma's blood-pressure drug Diovan, casting a cloud on the credibility of Japan's medical universities.
Italians don't want the economic and political migrants crossing the "Mediterranean cemetery" in flimsy boats to drown, but they don't want them to stay in Italy either.
Last week I ended this column by noting that Myanmar (also known as Burma) can ill afford bigotry and intolerance. Neither can Japan. The outpouring here of hate speech targeting ethnic Korean residents is a disturbing development even if it is not representative. And ...
"The people in our town, they died without ever seeing the ocean." Strange words to hear on an island. They are spoken by an 80-year-old woman we have met at a bus stop just after arriving at the port of Akadomari on Sado Island. ...
In the mid-1970s, Souichi Yamashita, a farmer in northern Kyushu who also writes books about rural Japan, got to know a young man named Yutaka Une. Une had just started work there as an agricultural outreach officer with the Fukuoka prefectural government — and ...
おもてなし Domestic TV programs, radio shows and newspapers have jumped on the omotenashi bandwagon ever since Tokyo Olympic bid ambassador Christel Takigawa uttered the word in her speech to the International Olympic Committee early last month. Difficult to define, it can roughly be summed ...
If you want to create something with longevity in my business (which I do), you have to balance creative inspiration with reliable and constant back-of-the-house grunt work.
The recent success of Barry Lancet, first time author and resident of Japan for over 25 years, reads like a bar-stool fantasy for any wanna-be writer, and Lancet's definitely enjoying the dream-like reality. With the TV rights optioned by Hollywood, positive reviews surging in ...
It's been a rough start this season for the Shimane Susanoo Magic. After three straight playoff-qualifying seasons, the Magic fell to 0-5 on Saturday, losing 68-50 to the visiting Kyoto Hannaryz in Unnan, Shimane Prefecture. Shimane shot 17-for-59 from the field in the low-scoring ...
Manabu Mima pitched his first career shutout and the Tohoku Rakuten Golden Eagles moved to within one win of bringing Sendai its first Japan Series after a 2-0 win over the Chiba Lotte Marines in Saturday's Game 3 of the Pacific League Climax Series ...
Italy's tax collection agency says it has formally notified Diego Maradona that it will begin procedures to freeze his assets in Italy to pay off his tax debt of $53 million. Equitalia confirmed reports Friday saying its agents had served Maradona with the notification ...
Manabu Saito struck early in the second half to put Yokohama F. Marinos in control of the J. League title race with a 1-0 win over Sanfrecce Hiroshima on Saturday. Defending champions Sanfrecce went into the game at Nissan Stadium in first place ahead ...
This was the realist's ending. In the movies, the ball always clears the fence in the bottom of the ninth; scrappy, gritty, underdogs rarely lose; and the hero gets the girl in the end. Reality, though, has a way of getting in the way ...


text:
The problems in connection with intestinal obstruction,1 aside from the investigation of the causes and best methods of treatment, are concerned chiefly with the explanation of the fulminant symptoms which follow an acute occlusion and which lead rapidly to death, unless the obstruction be promptly relieved. Such symptoms, in their intensity and sudden onset, seem almost out of proportion to the mere retention of intestinal contents, especially since fecal impaction, with an equally complete retention, may persist for a long time without such a violent reaction. Various hypotheses have been offered, and particularly in recent years a number of investigators have endeavored to find an explanation of these remarkable symptoms.
As is well known to every surgeon, vomiting, collapse, disturbances of blood pressure, sweating, etc., together with distension and more or less pain, follow quickly on an intestinal occlusion, and if this be not relieved a later train of
Some tools below are only available to our subscribers or users with an online account.
Download citation file:
Customize your page view by dragging & repositioning the boxes below.
More Listings atJAMACareerCenter.com >
Enter your username and email address. We'll send you a link to reset your password.
Enter your username and email address. We'll send instructions on how to reset your password to the email address we have on record.
Need assistance?
Athens and Shibboleth are access management services that provide single sign-on to protected resources. They replace the multiple user names and passwords necessary to access subscription-based content with a single user name and password that can be entered once per session. It operates independently of a user's location or IP address. If your institution uses Athens or Shibboleth authentication, please contact your site administrator to receive your user name and password.


text:
There were a number of conflicting reviews which I read before I purchased this duvet cover & I read every single one good and bad. The majority of people loved the duvet cover with a few exceptions so those were the reviews that I was most interested in. I will have to say that the few people that did not like it are not into color & design as the people that gave it a good review. Their main complaint was that the color was a lot darker than shown in the photo. No color is going to be truly accurate on a computer & their monitors are probably set to a darker version. There was just a shade difference in the duvet cover from what I saw on the monitor. When it arrived just a few moments ago. I opened the package & I will have to say that I was so happy to see that it is a French Blue as the description said not a dark color as some reviews mentioned. Also one person said that the branches looked cartoonish. That is absolutely false - they do not. They are as pictured in the photo & they are a striking contrast against the blue & they are beautiful. Someone also said it looked cheap - I have been decorating homes for many, many years & the duvet cover certainly does not look cheap or I would return it. It looks absolutely beautiful in my blue & white bedroom & I would recommend this lovely duvet cover to anyone who likes an elegant & striking design. I have purchased many items from Overstock over the last few years & have always been very happy with their products & will certainly order from them again in the future.
I'm very please with this duvet cover. I'm a bachelor, and I've been praised for my aesthetic sense in choosing this to play off of my japanese style platform bed.I've read reviews that complain that the fabric is scratchy, etc. One thing I'd emphasize - at a great rate for a duvet cover, don't expect something completely unrealistic. That said, after multiple washes, I find the fabric perfectly comfortable, and unlike some other reviewers, the cover sits/spreads nicely and presents a well-made, welcoming bed.I think this is a great value - a nice, soothing light blue color, as others have mentioned - and exactly the kind of quality you should hope for at this price point. This is the kind of bedding you are looking for when you want quality but don't want to spend ridiculous amounts of money. I do find the material on the shams a little less than crisp and comforting, but that's a minor complaint. Overall, this set is a winner. I liked it so much, I bought the red version to rotate in for variety (I think both will look nice against a black lacquered wood).My four star rating is only because I want people to be realistic and not disappointed they aren't sleeping in Buckingham Palace quality bedding. I'm very choosy, though, and know quality from cheap. This item is an excellent value.
I am absolutely in love with this duvet. It came quickly and was packaged nicely. I took it out of the box and its just beautiful. Vibrant gorgeous blue color. Popped it in the drier with a few wet, clean towels and some fabric softener sheets for about 15 - 20 mins and it took all of the packaging wrinkles out and made it really soft. It really brightens the room up. Love it! The only thing that isn't quite included in the description is that the duvet does not come with ties in the corners to tie in your comforter. This has been a HUGE problem for me in the past as my down comforter somehow slips and falls to the bottom by morning. Somehow, that doesn't happen w/ this comforter though! I've had it for 3 weeks now and haven't had to readjust it yet! It stays in place. Very nice.
The color of this duvet cover is perfect - it's a rich blue but it's not too dark or light, and the white branches look great with the blue against a dark colored wood bed. The material is thick and feels high quality. Am considering buying more from this brand!
Buy it with white sheets to compliment, it really looks nice. I have a queen size bed and I bought the king size duvet cover set....perfect fit.
I recieved this duvet cover set yesterday and am overall satisfied with it so far. I bought the full/queen version for a full-sized bed. I prefer bed covers oversized, and this one is just right. The blue is the same as it appeared on my monitor. It is in fact a very "true blue," though it is not dark or overbearing in a room. The fabric is soft enough, though it is not exactly luxurious. The stitching (on the shams especially) seems as though it may not last too long. It feels as though I could very easily rip the seems if I wanted to, and I had to snip a few hanging threads from one of the shams when I put it on a pillow. The design is slightly different than it appears in the photo. I can be picky about this sort of thing, so it may not be a big deal to some. The photo makes it appear as though the lines of the design are very clean, but they are a bit more "sketchy" as if to give the design a "hand drawn" feel. This makes the design feel a bit more juvenile. I am a college student planning to use this in a "dorm room" setting, and I am slightly disappointed by how "dorm room" the design looks. Overall, I am happy with my purchase. I have the cover on a full-sized down comforter at the moment, and it is nearly snug enough. I am confident that the full/queen down comforter I have on order from Overstock will fill it nicely. This duvet cover is the first I've ever owned, and it is nice enough that I am satisfied with my purchase, but it is not so nice that I feel nervous or guilty about bringing it into a college dorm setting.
This looks exactly like the picture but it wrinkles very badly so I have to iron it slightly even after using the dryer. Also the color fades a fair amount, hence why I recommend this product for light useage rather than daily/weekly bedding.
Not the same color as shown in the picture. It's a lighter blue.
After having my comforter for two months I washed it in cold water. After taking it out of the dryer and back on my bed I noticed that the blue had actually ran into the white design in multiple places.
This is a great set for the price! I was looking for something in a blue color to brighten up our room in a "peaceful" way, and this is perfect. I read the reviews about some saying it is itchy- just put it in the dryer with a wet towel and a couple dryer sheets and it's fine. The buttons at the bottom of the duvet are a little tricky, but they actually stay put, unlike other duvet covers I've had in the past, and I have the down comforter clipped in the corners. I like the feeling of it- It almost has a little bit of a fresh linen feel to it, but still soft. The blue was pretty true to what I saw online. It is bright, but not overwhelming because we were looking for something to brighten up our room in a calming kind of way. The print is perfect for us, and paired with white curtains, sheets, and black accessories, our bedroom looks great. This is a great deal!
I had this duvet cover before and absolutely loved it. When it was time to replace it, I was extremely disappointed. I had this on my bed for two days before I noticed pulls in the fabric and holes begin to form. The quality has definitely diminished. I returned the duvet immediately and was charged return shipping for an item that fell apart within a week of using it. I am very disappointed in this purchase, it is not consistent with the quality and service from previous purchases from Overstock.
This duvet cover is a really washed out blue. The color isn't nearly as rich as it appears in the photograph online. Disappointing.
Overall I am happy with this duvet cover. The design is really nice and looks like it does in the picture; yet, the blue is a bit brighter than it is in the image. I was hoping that it would be slightly less saturatured. The duvet itself could be softer; I have washed it twice and am hoping that it will soften up more the longer I have it. However, I am really happy with how quickly it arrived and how it looks in my room. It is a definite keeper. I might even get the green too!
I ordered this a few months ago and just now opened the package. I must have liked the color because I had my bedroom painted in the same color (and with the package unopened). I have a king sized comforter on my bed (a qeeen bed) sideways because I like it to fall over the edge. The branches are coming from the side instead of the bottom but I think it looks fine. The fabric appears to be nice and sturdy with a bit of a satin feel to them (not shiny though). I'm very pleased with this purchase.
I received this as a gift and I was really disappointed with the appearance of this duvet cover. Online it looked beautiful, but in person it is pretty ugly. The blue is alot darker and the print is bigger and chunkier that it looks in the picture. In general it just looks and feels cheap.
This bedding was really pretty & soft and a great value for the cost. Unfortunately, I'll be returning it because I needed it to be blue & cream. The white is really a pure white.
This duvet came very quickly and is gorgeous! The blue color is very bright and soothing. I would highly recommend it to anyone looking for a cover. Also the fabric is very soft.
Item is a French blue duvet set - King size, so 2 pillow shams. Once washed, it softened up and fits the bed perfectly. Very happy!
Color looks so nice. And the quality is good.
Very nice have it as a wedding shower gift


text:
Planet Voice (2004– )
Episode List
Unknown Season
28 Jun. 2005Mød Snoop Dogg på The Voice TV
Today in Planet Voice, are we taken on a shopping trip and gets to meet _Snoop Dogg_. The hottest rapper of the time, have just published his own cloth style "Doggy Bisquit". An The Voice TV where participating in the presentation in Copenhagen.
27 Sep. 2005Planet Voice møder James Blunt
He's at the top of The Voice TV Top 20. Now you can meet the man behind "You're Beautiful".
5 Oct. 2005Se Nikolaj Lie Kaas i Planet Voice
You know from a lots of huge blockbuster hits as Flickering Lights (2000), Old Men in New Cars: In China They Eat Dogs II (2002) and The Sun King (2005). A now a new film with famous Danish actor _Nikolaj Lie Kaas_ is soon coming up.
6 Oct. 2005På job med Jokeren
Planet Voice is in when _Jesper Dahl_ alias Jokeren shots the new music video to his hit "Rastløs".
28 Oct. 2005På den røde løber med Planet Voice
The Voice TV joined the stars of the new _Tim Burton (I)_ animation epic, Corpse Bride (2005), for its UK premiere on Monday night the 17th October.
9 Nov. 2005Casper Christensen & Iben Hjejle i Planet Voice
Meet one of Denmark's funniest couples in the media business.
11 Nov. 2005Shakira på The Voice TV
Maybe you saw her at the Nordic Music Awards 2005 (2005). Now you will meet her in Planet Voice.
21 Nov. 2005Planet Potter
Planet Voice where participating at the premiere of new movie, Harry Potter and the Goblet of Fire (2005).
26 Dec. 20052. juledag
A huge earthquake struck Pakistan and parts of India and Afghanistan Saturday morning, October 8, 2005, and Planet Voice is having an "all eyes on" subject of the miserable disaster.
9 Jan. 2006Eminem på The Voice TV
The Real Slim Shady master rapper of "Lose Yourself" is indeed ready to take over Planet Voice.
19 Jan. 2006Thure Lindhardt på The Voice TV
Meet the young popular Danish actor Thure Lindhardt, when Planet Voice checks out, how you do voice to a cartoon.
23 Jan. 2006Planet Hypnose
High skilled hypnotist _Jacob Strachotta_ known from the game show "Hypnosens magt" (2006) produced by Metronome Productions is active with a new DVD realise named "Røgfri - en gang for alle".
25 Jan. 2006Vild med dans??
Believe it or not. Actor _Kim Bodnia_ has started a dancing school. Planet Voice is going to figure out what that really is all about.
26 Jan. 2006Med Madonna på arbejde
The Voice TV where at the London locations, while popular pop dancing singer Madonna (I), where doing shots to her new music video, "Hung Up", directed by Swedish musician _Johan Renck_.
13 Feb. 2006Mød Anden i Planet Voice
The actor comedian Anders Matthesen from Terkel in Trouble (2004) is active with the single "FAQ" and a new album. Meet him at The Voice TV.
20 Feb. 2006Filmer med L.O.C.
Ditte Campion is in, when the new L.O.C. music video is shooting, starring young actor Thure Lindhardt in the lead role.
24 Feb. 2006Elhøj's Morgenkomplot på The Voice TV
You hear them in the radio every single morning. Now you also get the chance to watch them, when the 3 insane morning hosts, crashes The Voice TV studio.
7 Mar. 2006Med Jokeren på job
Planet Voice's _Rico Corneliussen_, is on filming location at _Jesper Dahl_ alias Jokeren's new music video "Godt Taget", which is the weeks most popular video on The Voice TV.
16 Mar. 2006Westside Story
Planet Voice visits Westside Story crew at Østre Gasværk and meets among others, Sonny and Szhirley.
29 Apr. 2006På job med Ufo Yepha
The boys are active with a new video and you can follow them at the set with Planet Voice.
12 May 2006Ali Kazim på The Voice TV
Planet Voice's Rico Corneliussen meets the actor, and now also rapper Ali Kazim who've made The Voice Choice hit, "Spørgsmål".
15 May 2006Planet Trendy
Follow Planet Voice's Ditte Campion and famous fashion designer Jim Lyngvild at a huge fashion release party.
17 May 2006Spild af tid
"Spild af tid" (Waste of time), that's the title of Anden's new single and The Voice TV are in while shooting the new music video.
20 Jun. 2006Ali Kazim på The Voice TV #2
Meet the popular famous Danish rapper and actor Ali Kazim in Planet voice.
14 Jul. 2006Snoop Dogg på the Voice TV
This Friday afternoon Planet Voice has a visit of a special guest. The famous American rapper Cordozar Calvin Broadus, better known as _Snoop Dogg_, newest hit, "Buttons" features the girl band _The Pussycat Dolls_, is at the program. And if that is not satisfying enough, we're also going for a closer look at the new Danish rapper Antonio Spirovski (Y-not) interviewed live by Planet Voice's _Stine Ternstrøm_ in Spain.
9 Aug. 2006Ufo Yepha i Planet Voice
The Voice reports from Århus in Jutland, and takes on a sightseeing with the popular rappers, Kristian Humaidan (UFO) and Jeppe Bruun Wahlstrøm, with Nat Ill.
16 Aug. 2006The Voice TV 2 Års Fødselsdag
The Voice Tv are having a little 2 years birthday party going on.
18 Aug. 2006Var du i Skanderborg?
Follow The Voice TV Ditte Camprion at Denmarks wettest festival.
21 Aug. 2006For fan'
This Monday, Planet Voice is about "fans" - the famous peoples opinion of their own - and who they are fans of.
22 Aug. 2006Simon Kvamm i Planet Voice
Planet Voice's _Ditte Campion_, has cached-up with two of the members of the famous Danish pop/rock band Nephew. The guitarist _Kristian Riis_, and of course the front singer _Simon Kvamm_, known for a lot of comedy programs/shows as Go' røv & go' weekend (2003) (segment 'Rockerne'), and "Drengene fra Angora" (2004), with his crazy characters Baune, Ryan and Pim de Keysergracht. In the Planet Voice studio, Mikkel is on a vacation, and Stine is associated by The Voice TV's _Pink_ (2005), stylist, hair designer and make-up artist _Victor Moreno_.
28 Aug. 2006Ulrich Thomsen i Planet Voice
The new Danish movie comedy, Clash of Egos (2006) directed by _Tomas Villum Jensen_ and written by _Anders Thomas Jensen_ are premiering this week. In this Mondays Planet Voice you get to meet popular actor, _Ulrich Thomsen_ starring in the lead role.
1 Sep. 2006Planet Voice leger med de kendte
This weeks "playing theme" takes it's ending with a little chat about playing with, Jokeren, among others.
5 Sep. 2006Mød Darin i Planet Voice
You know him from The Voice TV & the radio, and you saw him live at The Voice '06 in Tivoli. Now you get to meet _Darin Zanyar_ in Planet Voice.
8 Sep. 2006Anden på the Voice TV
His plays the lead role in a new Danish feature movie premiering this day. You know him from _"Jul på Vesterbro" (2003) TV Series_ and Terkel in Trouble (2004). Meet _Anders Matthesen_.
11 Sep. 20065 stand up'ere & 1 balletdanser
5 of Denmark's greatest stand up'ers, _Omar Marzouk_ (Omars jul (2005), Geo(I) (_"Zulu bingo"(2003) TV Series_), _Jacob Tingleff_ (_"Vildeste westen, Det" (2005)_), _Michael Schøt_ (Gintbergs store aften - hver aften (2005)) and _Tobias Dybvad_ (Stand-up.dk (1997)) including (maybe) biggest ballet dancer and choreographer of all time _Alexander Kølpin_ (Showtime (2005)) are in preparations for a new teatre performance named "Ordet er mit" (The word is mine) on Bellevue Teatret. Planet Voice's _Rico Corneliussen_, chat a little with all of them. But when Rico starts out talking with the most insane (and the best actor - in _Jacob Tingleff_'s opinion) of the...
13 Sep. 2006Kan du danse?
Follow Planet Voice to casting at the new Reality TV-program "Kan du danse?". Better known as the Danish version of "So You Think You Can Dance" (2005).
15 Nov. 2006Mød Rudi Køhnke i Planet Voice
24 Nov. 2006Mød: Weird Al Yankovic
27 Nov. 2006The Roots i Planet Voice
4 Dec. 2006Natasja på The Voice TV
7 Dec. 2006På arbejde med Darin
15 Dec. 2006Mød Nelly Furtado på The Voice TV
18 Dec. 2006Mød Busta Rhymes på The Voice TV
19 Dec. 2006DM i Stand-Up
Meet some of Denmark's best stand-up'ers, Lars Hjortshøj, Thomas Hartmann and the female stand-upper Mette Frobenius, at "DM in stand-up" - Denmark's annual stand-up competition.
3 Jan. 2007Eragon galla
Wednesday night the new American action, adventure, fantasy movie Eragon (2006) is receiving its first Danish full dress premiere.
4 Jan. 2007The Voice Christmas Party
The Voice TV cameras was spinning around The Voice Christmas Party. UFO Yepha also joined the party of course.
9 Jan. 2007Akon i Planet Voice
10 Jan. 2007Planet Voice på shopping med Gry Bay
The january salary (it rhymes) is around all over the place. So The Voice TV is having their chance to catch the sex photomodel actor Gry Bay, in the huge shopping jungle.
11 Jan. 2007L.O.C. & Ataf på The Voice TV
Planet Voice is having a "beef-theme" in this week, and it's time to send in the experts. _Liam O'Connor_ alias L.O.C. and Ataf Khawaja.
17 Jan. 2007Planet Voice på udsalgsshopping
Follow Planet Voice's _Rico Corneliussen_ and famous fashion designer _Jim Lyngvild_ at a huge fashion shopping trip.
18 Jan. 2007Råzone-pigerne i Planet Voice
Meet the "young" girls _Julie Ølgaard_ and _Laura Christensen_ in Planet Voice Thirsday. You know them from Midsummer (2003) and Life Hits (2006). Now they both slammed together in the new Danish DR series, named The Killing (2007).
22 Jan. 2007Se hvordan P. Diddy & Christina Aguilera videoen blev til
The 2 world stars _Sean 'P. Diddy' Combs_ and _Christina Aguilera_ is currently hitting on the music charts and The Voice with "Tell me". This day, you're having a inside look of how the music video to the track was made. The video for "Tell Me", was shot during the last week of September in Los Angeles and was directed by _Erik White_.
23 Jan. 2007Robert Hansen i Planet Voice
He is currently active in the new movie Anja & Viktor - Flaming Love (2007). Meet Robert Hansen, who plays the main character as Viktor in the movie, in this Tuesday viewing of Planet Voice.
25 Jan. 2007Fergie, Rihanna & T-Pain i Planet Voice
Meet one of the most famous Planet Voice's stars in this daily episode of Planet Voice. The guests includes _Faheem Najm_ alias T-Pain, _Stacy Ferguson_ better known as Fergie from The Black Eyed Peas and the young dancing queen _Rihanna_
2 Feb. 2007Sofie Lassen-Kalkhe i Planet Voice
She is currently active in the new movie Anja & Viktor - Flaming Love (2007). Meet Sofie Lassen-Kahlke, who plays the main character as Anja in the movie, in this Friday viewing of Planet Voice.
21 Feb. 2007Outlandish og P. Diddy i Planet Voice
22 Feb. 2007Købmanden fra Betty Nansen Teatret
Omar Marzouk, 'Nicolas Bro', Jonatan Spang, Blæs Bukki, and 'Natasja'. They're all famous Danish media people, and now they're currently active on a new play on Betty Nansen Teatret.
23 Feb. 2007Far til Rich Kids
This is the very last day in Planet Voice's "Shrovetride theme". In this episode Planet Voice's Rico Corneliussen is interviewing famous young singer/actor Søren Bregendal about his movies. There is of course many other things as: "Mikkel top 5", and a cool Eminem Fan Quiz.
27 Feb. 2007Sebastian Jessen i Planet Voice
20 Mar. 2007Kbh mesterskaberne i Hip Hop
1 May 2007Wild Hogs & Shooter
7 May 2007På tur i Ålborg #1
8 May 2007På tur i Ålborg #2
9 May 2007På tur i Ålborg #3
10 May 2007På tur i Ålborg #4
11 May 2007På tur i Ålborg #5
14 May 20071 rapper, 1 sanger og en pladeproducer
17 May 2007Hiphop i Helsingør
21 May 2007Infernal i Planet Voice
22 May 2007Natasha Bedingfield i Planet Voice
25 May 2007Pirates of the Caribbean Premiere
28 May 2007Enrique Iglesias i Planet Voice
4 Jun. 2007Rihanna i Planet Voice
5 Jun. 2007Lumidee i Planet Voice
6 Jun. 2007Mims i Planet Voice
18 Jun. 2007På optagelse med USO, L.O.C. og Johnson
19 Jun. 2007Ufo Yepha på The Voice TV #1
20 Jun. 2007Ufo Yepha på The Voice TV #2
21 Jun. 2007Fantastic Four: Rise of the Silver Surfer Premiere
22 Jun. 2007Coolio i Planet Voice
25 Jun. 200750 cent i Planet Voice
26 Jun. 2007GirlSquad i Planet Voice
31 Jul. 2007Planet Sommer
1 Aug. 2007The Voice i Danmarks Akvarium
2 Aug. 2007Gensyn med Jojo
3 Aug. 2007The Voice på Langelinie
6 Aug. 2007Neel Rønholt og Julie Ølgaard i Planet Voice
7 Aug. 2007Monrose i Planet Voice
8 Aug. 2007Premiere på Shrek the Third og The Simpsons Movie
10 Aug. 2007Til Akon koncert i Planet Voice
15 Aug. 2007Burhan G. i Planet Voice
27 Aug. 2007Kna Connected i Planet Voice
28 Aug. 2007Barbara Rothenborg i Planet Voice
3 Sep. 2007Thomas Troelsen i Planet Voice
4 Sep. 2007Til Rudi Køhnke koncert i Planet Voice
5 Sep. 2007Rune Klan i Planet Voice
6 Sep. 200750 cent på The Voice TV
10 Sep. 2007Interview med Burhan G.
14 Sep. 2007Wyclef Jean i Planet Voice
2 Oct. 2007Sugababes i Planet Voice
3 Oct. 2007Skøn som du er
4 Oct. 2007Dream Factory i Planet Voice
4 Oct. 2007Szhirley i Planet Voice
5 Oct. 2007The Voice '07
7 Oct. 2007Don Juan i Planet Voice
8 Oct. 2007Sean Kingston i Planet Voice
12 Apr. 2008Ind i vilmarken med Thure Lindhardt
Rico Corneliussen interviews Danish actor Thure Lindhardt about his experience working on Sean Penn's feature film Into the Wild (2007).
29 May 2008Thure Lindhardt i Morgenfabrikken
Unknown Season


text:
Published: Sunday, October 21, 2012 at 3:15 a.m.
Last Modified: Friday, October 19, 2012 at 1:19 p.m.
Mr. and Mrs. John Clifford Long of Spartanburg, SC (originally from Charlotte, NC) celebrated their 70th wedding anniversary October 17, 2012. Mrs. Long is the former Annie Robinson. Mr. Long is a WWII Army veteran and is retired from the USPS.
The couple have two children: Barry (and Dorothy) Long, of Spartanburg, SC, and Ron (and Jane) Long of Leesville Lake, VA. They have three grandchildren and four great-grandchildren.
A luncheon was held for the couple on October 17, 2012, hosted by the children.
Reader comments posted to this article may be published in our print edition. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.


text:
American English: /ˌjərəˈpiəˌnaɪz/ , /ˌjurəˈpiəˌnaɪz/ British English: /jʊərəˈpiːənʌɪz/
Translation of Europeanize in Spanish:
transitive verb
- 1 (make European)Example sentences
- But his drawings keep reminding us that a real people made their art, lived their lives, and worshiped their gods on this continent long before any Europeanized poets turned their attention to them.
- To him, the tradition meant mainly Europeanized gentility - totally inadequate to express the U.S. - although of course no one starts completely from scratch.
- We've reached the point where it's difficult to go home because we're so Europeanized.
- 2 (integrate into the European Union)integrar en la Unión EuropeaExample sentences
- The Union's policy process could be viewed as an amalgam of national policy processes, which in turn has Europeanized policy-making at the national level.
- Still, it is hardly surprising that we have not witnessed a straightforward Communitarization of policy areas, such as the CFSP, justice and home affairs, or employment policy, which have effectively been Europeanized instead.
- The alliance should be Europeanized, he argues, and could include Russia.
Definition of Europeanize in:
What do you find interesting about this word or phrase?
Comments that don't adhere to our Community Guidelines may be moderated or removed.
Grammar and usage help for Spanish:
= trending


text:
Agreed with Weezy and Omark posts. :D I got well over 1T coins for level 91 since I burned out a ton misting non stop in mines and mainland for some time. Damn, they make you lose coins fast…Anyways! I am ready to see these new bosses/mobs and can't wait to see what other things go along with this expansion! Yo estoy muy emocionado! (It's Spanish, btw)
Forums → Dream World →
Images from new update page 4
98 posts


text:
Version 1.7 of the module.
Was just pointed out to me the other day, that anything held for moderation is displayed anyway, with an (awaiting moderation) tag on the subject line.
I'd prefer, and seem to remember, these only viewable by a moderator at some point in the past ?
How do I hide everything held for moderation from all but moderators, keymasters, and administrators ?
Ideally, I'd really like a "Show only to these rolls" or "Hide from these rolls" option in the settings.