text:
The beautiful city of San Francisco is much the same as last year – and the San Francisco LinuxWorld looks much the same, with many of the same exhibitors and guests. I'm even starting to recognize some of the show staff. From what I've seen so far, this show could almost be last year's show, except for one thing. I have only been here for half a day, and I've heard one term more already than I heard it at all the other LinuxWorlds I've ever attended. That term is power consumption. I'm not talking about power management – like how long your computer can operate on its battery. I'm talking about the problem of reducing power consumption, as in using less to save money. Most people generally believe it is better to conserve energy, but such things never used to get much notice from major IT vendors. The talk used to be about reliability and getting the maximum capacity for the minimum expense. More recent arguments have centered on saving floor space and lowering maintenance overhead. Since when did IT get so interested in the environment? A combination of forces certainly helped bring this issue into focus. Rising energy costs have certainly played a role, but maybe there is something else going on.
Visit Our Shop
Direct Download
Read full article as PDF:Comment.pdf (55.62 kB)
Tag Cloud
KDE Announces Software Compilation 4.13
New release comes with better semantic search and improvements to Kontact.
Coverity: Open Source Code has Fewer Defects
Annual code quality report shows FOSS is more secure at all project size levels.
An Even Smaller Raspberry Pi
The Raspberry Pi Foundation has announced an even smaller version of the tiny computer that will fit into a DIMM slot.
Freaky Privilege Escalation Attack
A new class of problems lets a malicious app pre-configure an invisible privilege update.
Facebook Rolls Out New PHP-like Programming Language
New Hack language adds static typing and other conveniences.
Fedora Announces Innovative Crytography Policy System
New crypto policy system will offer easier configuration and more uniform security.
Shuttleworth Calls for Declarative Firmware
Ubuntu founder denounces insecurity in proprietary, close-source software blobs.
New TLS Attack Takes the S out of HTTPS
Vulnerability affects many Linux web servers
Munich Adopts Kolab
The Bavarian capital shuns Microsoft, Google, and other alternatives to implement an open source groupware solution.
Canonical Announces Ubuntu Smartphones
Phone vendor partnerships bring Mark Shuttleworth's dream of Ubuntu on a phone a step closer to reality.


text:
Great Rentals is part of HomeAway.com, the world's leading vacation rentals marketplace. Search over 170,000 vacation rentals properties now! Click here to see more Treasure Cay Vacation Rentals
Treasure Cay 1 BR Rentals
|Sort by:
|Show rentals per page
View all 17 Treasure Cay Vacation Rentals or all 93 Abaco Vacation Rentals
Advertise your rental in Treasure Cay, Abaco
Treasure Cay Beach and Marina Paradise, Condo for Getaways
(sleeps 3)
$110 - $115/nt$665/wk$2,100/monthper property, Beach, Near The Ocean, Resort, Private Pool, Lawn / Garden, Fitness Room / Equipment, Air Conditioning, Internet, Satellite / Cable, Television
Didn't find what you're looking for?
View all 17 Treasure Cay Vacation Rentals or all 93 Abaco Vacation Rentals

subset: commoncrawl


text:
The information in this section is intended for visitors outside the United States.
Our offices are located on the East and West Coast, and Canada.
Our office is located in São Paulo, Brazil.
Our offices are located all throughout Eastern and Western Euope.
Our offices are located throughout Asia as well as in Australia and New Zealand.
Gilead is a science-driven organization with a focus on providing therapies that continually improve the quality of life for patients who have unmet medical needs. We are passionate about our mission and each of us came here because we believe - both individually and collectively - that we can make a difference in the world.
We are continually looking for employees who can help us continue to push our mission forward - people with a strong internal drive, a desire to be part of something bigger than themselves and a passion to be the best at what they do. These people come from all backgrounds, have a range of perspectives and thrive in a challenging, fast-paced environment in a highly competitive industry.
If you're looking to help contribute to patients in need, visit our Search Positions Worldwide page and explore joining an intellectually stimulating, socially responsible company with an impressive track record of success: Gilead.
2013 Annual Review


text:
Are you looking for the ultimate in sleeping comfort? Our comforter redefines the standards of luxury bedding – so light and soft, it feels like a dream! Higher fill power goose down makes better comforters – and our 1,000 Fill Power European White Goose Down is absolutely the finest down we've ever seen. It's so rare that we only have a limited amount – we have the North American bedding exclusive so you will only find this level of comfort at Cuddledown!
The comforter's shell is made from exquisitely lightweight German Batiste. Only one mill in the world weaves such a fine 100% combed cotton, down proof fabric, and we're proud to have been the first in this country to craft comforters with it. Box stitch construction for evenly distributed down and reinforced seams for a longer life. The shell is Oeko-Tex® certified to be free of all harmful substances. Handmade in the USA by Cuddledown using fine European materials.
Care Instructions: Frequently shake to refresh down filling. Air outside to keep smelling fresh. Spot clean small stains with a mild detergent and completely dry area with a hand held hairdryer. Machine wash warm with our Fine Fabrics Wash or your preferred mild detergent. Dry completely on a low setting to prevent mildew. Use our Down Fluffer Rings in the dryer to help evenly distribute the down. For best results commercial washing and drying is recommended. Frequent washing may cause shell to become less down proof.
Due to the oversized nature of this product it cannot be gift wrapped. Our special velvet gift bags are ideal for this task.
Have you ever wondered what it feels like to sleep on a cloud? Our 1000 fill power down comforter is so light and soft, it feels like a dream!
Higher fill power goose down makes better comforters - and at Cuddledown, we currently offer comforters in a selection of fine European White Goose Down fills, from our introductory 600 fill power to our signature and luxury sateen comforters in lofty 700 and 800 fill powers. However, our 1,000 Fill Power European White Goose Down is absolutely the finest down we've ever seen.
Learn all about our 1000 Fill Power German Batiste Goose Down Comforter
Don't know which comforter is right for you? Find out by answering any or all of the Choose Your Comforter questions!
Read our Comforter Guide or watch our How to Choose a Comforter Video to learn about the different fabric and fill qualities in each Cuddledown comforter and assist you in determining the warmth level to suit your unique needs.
Choosing the comforter that's right for you just got easier. The Cuddledown Comforter Guide will help you compare categories, determine your style of comforter and choose the warmth level to suit your unique needs.
Fill power is the secret to what makes a comforter light and warm. what you don't know may surprise you. Read more
We know that cleaning down comforters, pillows, pet beds and featherbeds can be challenging. To help, we've created our Cuddledown Down Care Guide which offers suggestions for easier care and cleaning.
It can be very frustrating when a stain ruins a beloved sheet, blanket, or item of clothing. Our How To Remove Stains article provides some quick tips to help you minimize the damage when a spill does occur:
What if someone were to tell you that your home was infested with millions, perhaps billions, of tiny insects that fed off scales of dead skin? You'd probably be horrified, and maybe even insulted. But it's true. Read on to learn how to minimize their impact on your health.
Products with the Oeko-Tex label are tested and guaranteed to be free of all harmful substances, including toxins and irritants. Read the Oeko-Tex Standard to learn more about the global testing and accreditation program requirements.
Taking responsibility for how our products affect our customers and the environment is a growing focus at Cuddledown. For more details on our committment read Cuddledown's Eco Friendly Living Guide.
What Makes Cuddledown Different from Other Home Furnishing Companies? For more details on our committment read about The Cuddledown Difference.
Good sleep, very simply, is fundamental to your good health. How Much Is a Good Night's Sleep Worth To You? gives some insight into a restful night's sleep.
Email Us•Visit Our Store
Our bedding fabrics are Oeko-Tex® certified - exhaustively tested to be free of substances harmful to you and your family. And by keeping these chemicals out of our fabrics, we also help protect the environment.
Since 1973, our bedding experts have been manufacturing our comforters, pillows, and featherbeds here in the USA, employing the renowned quality and values of traditional, hard-working Maine businesses.
Everything we sell is backed by our unlimited lifetime guarantee. If you're not pleased, we'll exchange your product or give you a full refund, whichever you prefer!


text:
- Home
- News
- Sports
- Opinion
- Obituaries
- Features
- Special Sections
- Classifieds
- Public Notices
Forgot Password? | Not a User? Sign up
Karisa Akin knew going in Thursday is the most difficult day in the Women's Kentucky State Golf Association State Amateur, but she didn't realize how challenging this day was going to be.
Akin edged Taylor County junior Ellen Kehoe 1-up in the quarterfinals and then beat Eastern Kentucky sophomore Becky Sharpe 2-up in the semifinals at the par-73, 5,526-yard Crooked Creek Country Club in London.
If you currently subscribe or have subscribed in the past to the The News Enterprise, then simply find your account number on your mailing label and enter it below.
Click the question mark below to see where your account ID appears on your mailing label.
|ZIP Code:


text:
iPod 3rd Generation Hard Drive Replacement
Featured Guide
This guide has been found to be exceptionally cool by the iFixit staff.
- Author: iRobot
- Difficulty: Moderate
Upgrade your storage with a new hard drive.
Embed this guide
With the HTML code below, you can embed this guide as a small widget on your website.
- Case 7 steps
- Hard Drive 6 steps
Relevant Parts
Edit Step 2 ¶
Opening the case can be challenging. Do not get discouraged if it takes you a few tries before the iPod is opened.
Insert a large iPod opening tool into the seam between the plastic front and metal rear panel of the iPod, near the headphone jack. The tool's edge should point toward the metal rear panel to prevent any accidental scratching of the plastic front.
Run the tool along the top seam toward the upper left corner of the iPod.
Edit Step 4 ¶
There are five retaining tabs on each side of the iPod.
With the large iPod opening tool still inserted in the top seam, press a small iPod opening tool into the gap you just created.
Run the iPod opening tool down the side seam, releasing all five tabs.
It may be necessary to wiggle the tool while working your way down the seam to free all the tabs.
Edit Step 5 ¶
Run the iPod opening tool around the lower left corner of the iPod and along the bottom seam to free the two retaining tabs near the dock connector.
Run the tool around the lower right corner of the iPod and along the right side seam to free all five retaining tabs.
The case of the iPod should now easily come loose. Ensure all retaining tabs are free before proceeding.
Comments Comments are onturn off
You want to push the tool against the top of the iPod case. The top will flex inward just enough so that you can push the edge of the tool down and run it along the seam
Remember to fold the backplate up the correct direction, otherwise you might break this cable.
Be more than careful with the headphone jack, because I thought I was until I broke mine (I still don't figure how I did this). Those are hard to find after and if you do, it may cost you something around 20-30$
Also, when reassembling ensure the metallic tab/tape connecting the hard drive ribbon to the blue mounting bracket. As seen in step 9 is still on top of the mounting bracket.
When I reassembled mine the tab became folded down and was touching pins connecting the drive. As a result the iPod worked as a player but had difficulty charging, would not connect to iTunes or show as a mounted drive. After waiting along time it would be detected but would not work with iTunes. iTunes would report the iPod as corrupted or in recovery mode. Removing the tab/tape from the pins restored function.


text:
I couldn't begin to count the number of cabinets, boxes, etc., I've seen with cables coming in from all sides and the back through conduit of one sort or another.
NM-B cable, commonly called NM is rated 90 degrees, the wire inside NM is not THHN (look at the wire; it has no neoprene covering) but it is rated 90 degrees. But look at 334.80, its ampacity is per the 60 degree table, except for derating. Old romex that is not labeled NM-B is rated 60 degrees.
Note to jwelectric: "Exception: Cables with entirely nonmetallic sheaths shall be permitted to enter the top of a surface-mounted enclosure.... "(using 18 inch to 10 ft pieces of conduit, sealed and under certain other conditions )
This is an exception to the cable clamping rule above it. It tells us we are permitted to build under a certain conditions. It does not PROHIBIT all other installations.
Obviously NM cables installed within a conduit system can enter the side and bottom of the box as long as all appropriate Code rules are followed.
Therefore, if you install a junction box at the bottom end of the 2" PVC then you will be converting to a conduit with wire(or cable) in it wiring system. This will make your installation not subject to the cable clamping rule. And not subject to the "top of cabinet" exception to the cable clamping rule.
Boxes with conduits entering top bottom sides and back are not breaking the rules, unless they are short, open ended pieces of conduit with NM installed.
Last edited by ked; 03-04-2008 at 06:05 AM.
"Right" is not always defined by laws or codes, which were not all written by people with an adequate command of knowledge, reason, logic, or English.
Are you saying that just because someone is driving over the posted speed limit it gives everyone else the right to do the same thing?
Should this type of thinking be used when raising children? A bunch of kids at school is picking on my kid so I just tell my kid that it is alright because one group of kids over rule the feelings of one.
Come on now Mikey stand up for the laws that we tax payers have spent so much money to have enacted. Dont join the crowd of misfits just so you can fit in but instead set an example for those who look up to you and do as out leaders say we are to do and drive at the posted speed.
This traffic analogy is going overboard. Obviously, traffic rules are often broken in emergencies and to promote safety. These are one-time instances. Also, if a speed limit is too low or too high for safety, have your city council change it.
We are building mechanical systems that will last for 50 or more years. This is why the rules are important.
Generally, the electrical Code is carefully written. Our problem with the conduit and cable section is that we are not reading carefully or are out of context.
See my solution above. The real arguments are about local AHJs interpretations of the Code.
In ***.10 and .12 of all the cable articles outlines the uses permitted and uses not permitted for the installation. Article 334 mandates the rules for the installation of NM cable.
***.22 of raceway articles will mandate the installation of conductors in that raceway. Lets use PVC for an example;
352.22 Number of Conductors.
The number of conductors shall not exceed that permitted by the percentage fill specified in Table 1, Chapter 9.
Cables shall be permitted to be installed where such use is not prohibited by the respective cable articles. The number of cables shall not exceed the allowable percentage fill specified in Table 1, Chapter 9.
When dealing with junction or outlet boxes 314.17 mandates the installation of cables and the requirement to secure the cable to the box. 314.17(B) the rule to allow the installation of a cable to be installed in a raceway for protection is allowed as outlined in 300.15(C).
These rules will allow the raceway and cable to come into the box from any and all directions.
Article 312 regulates the installation of conductors in enclosures such as panels. 312.5(C) is the rule for installing NM to a panel. When installed in a conduit the exception allows the installation as long as the installation follows ALL of the criteria outlined in the exception.
I agree that this rule is not enforced as it should be but it is still the rule.
When installed either in a raceway or as an open cable in ALL installations the sheath of the cable MUST enter the enclosure no less than ¼ inch.
Actually, I do drive at the posted speed, which I've found to be a foolproof way of avoiding speeding tickets. I've only been rear-ended once while doing so, which I think is a miracle. People have been killed in our area by stopping for red lights.
As for all the money we've spent to get these laws enacted, I think we've gotten a lousy deal. At least I don't live in any of the states where their learned legislatures actively considered changing the value of pi to something else, either easier to use, or based on biblical text.
Having said all that, I agree with Winston Churchill, who is alleged to have said that democracy is the worst form of government except all the others that have been tried.
From this point forward i'm sticking to yes and no questions
Thank you all for the input. Some real good suggestions here and now i have a good path forward.
Thank you.
Ok. I stand corrected.
Somewhat related question, do the same fill restrictions apply to low volt?
Also, are there any restrictions with regard to what type of conduit that can be used to run low voltage cables?


text:
The week director Richard Kelly visited Skywalker, as well as the Lucasfilm-ILM San Francisco campus, to screen his latest film The Box, as well as indulge staff as they asked uber-geeky questions about his new movie, his breakout hit Donnie Darko and about filmmaking in general.
Richard blogged about his visit on the MTV Movies Blog:
The good people of Skywalker Sound and Industrial Light & Magic hosted a screening of The Box an invited me to stay at the legendary Lucas ranch for the night and tour the facilities.
The property itself is everything a fanboy could dream and more – as an alumni of USC and an acolyte in the church of Lucas – I was speechless when I was granted access to the Sergei Eisenstein apartment, a spacious lodge with a vaulted ceiling and fireplace.
It was then on to visit the wonderful folks at ILM in San Francisco. We did a post-screening discussion on The Box (opening November 6th!) which was moderated by Kate Shaw – Director of Training and Education – who asked a series of insightful and thoughtful questions about the film.
It was an honor to be among fellow artists and technicians who appreciate the art of science-fiction and open to exploring the themes of the film. I have to say it was probably my favorite Q+A that I have ever done.
Read the full blog entry here:
Richard Kelly's Latest Guest Blog Takes Us To Skywalker Ranch! (via MTV Movie Blog)
Be sure to follow Richard Kelly on Twitter.


text:
Free shipping applies to all domestic orders. Orders are processed and shipped during regular business hours (Monday through Friday 8:00 am to 5:00 pm EST, excluding holidays).
Save an extra 20% off your entire order with coupon code: Bloom20
*May exclude certain brands.
**May not be combined with any other offer.
Code expires Wednesday, April 30th 2014
Sens 20 Large Pendant
Biology meets technology in the Sense life source. Chrome mirrored glass envelops a sphere of Xenon and seems to emanate the heart and soul of the space it inhabits. The clean, simple orb hovers closely or falls gracefully from the ceiling on its gently swirling lifeline.


text:
2013 hottest calendars
One of the best things about reaching the year's end is that the hottest women in the world tend to put 12 months of majestic nudity together in something called a 'calendar'. Now we know you expect us to bring you the best ones, so enjoy this mega-gallery full of new year pics from the likes of Lucy Pinder, Rhian Sugden, Emma Green, Rosie Jones, Emma Frain and Jess Kingham!
Buy 2013 calendars here!
Photo 1 of 130
Nuts girls celebrate the most romantic day of the year in sexy lingerie!


text:
Telephones in faculty and staff offices
When you start at Calvin, you will be issued a Calvin phone number and an Audix account for voice-mail. If you didn't receive this information in your green CIT Account packet, please contact the CIT HelpDesk (x6-8555). It is important that we know what phone number you are using.
Budget officers can approve the purchase and use of cell phones for Calvin employees for business use.
If you are moving offices, do not move your telephone.


text:
Screenshot / Code Snippet
Browsing the existing SOFU family of websites was OK in a text-based browser, but when you're stuck in a Linux shell with no way out and no other computers around and you just know you saw the answer on Server Fault last week, this is how you can find it easily.
It assumes you already have existing knowledge of the SOFU family of sites in order to navigate.
Public Domain. Feel free to do with it what you will. Grab it here.
http://www.column80.com/ (note: looks like rubbish in modern browsers, Firefox, Chrome, Internet Explorer, etc. It has got to be viewed in Lynx to get the full effect).
Optimised for Lynx. This sounded pretty niche when I made it, but it looks like it might already have been some use to some users!
Leave some feedback in this question.
I haven't done any programming in about five years, so it was also a way for me refresh my skills. It uses the PHPStack by Thomas McDonald.
If you really want the source and you promise not to make (public) fun of me, then I'd be more than happy to share. I've cleaned up the code a bit, and incorporated some suggestions from the public, so I feel comfortable releasing the code. Grab it here.
- (10th Jun 2010) now updated to incorporate the unannounced API changes
- (25th Jun 2010) changed front page to retrieve data from StackAuth, and changed URL format to prepare for URL Rewriting (using stack.PHP)
- (11th Jul 2010) now updated to work with the v1.0 API (the list of Stack Apps sites is looking healthy!)


text:
Ruestman-Harris El Paso (309)
Ruestman-Harris Minonk (309) 432-3999
Argo-Ruestman-Harris Eureka (309) 467-2423
Knapp-Johnson-Harris Roanoke (309) 923-3651
Kibler-Brady-Ruestman Memorial Home Bloomington (309)
Lenz Memorial Home Lacon (309) 246-2465
Welcome to our website, thank you for
visiting. To send an online condolence to a family, please click on
the obituary button and then the obituary of the person whose
family you wish to send a message to.
Our Funeral Home Mission is to provide compassion and services
that satisfy the needs of each individual family that we serve and
exceed their expectations in a comfortable supportive environment.
We invite you to browse through our site and learn about our firm
and what services we can offer to you and your family. We are very
proud of our tradition, our facilities, and the services that we
provide. Please feel free to visit our website often, and if a
question arises, do not hesitate to call on
© Copyright 2009 Aurora Casket Company


text:
Are those antlers at 2 o'clock? Or just a stick blowing in the wind? No more guesswork. Not when you're looking through this high- performance Scope. It delivers jaw-dropping images, even in dim light.It's got a 7-position rheostat for reticle brightness control, the perfect feature to have in the early morning or toward evening when there's low light out there. Seems my special buy lets you focus on saving BIG!
Performance personified:
Own the best of the best for that key shot. Order up ONLINE today!
3-9x26 mm Tactical Scope
You qualify for a free gift. It will be added to your cart automatically.
Shop Similar Items
to find something that we have now or that can be backordered.
If you would like to be notified when we have this item available for sale, click
and enter your email address to receive an email notification.


text:
Many news addicts such as myself have been in a little bit of a panic since Google's announcement yesterday that it would shut down it's popular Google Reader application as of July 1st of this year. It's quickly scannable, two-paned interface makes reading and organizing hundreds of news sources a breeze and will be sorely missed by many, as evidenced by the outcry, protest petitions, and offers of cash that have ensued since the news broke.
My initial concern was backing up my data and finding an alternative that would allow me to import all my feeds without disruption. There are three which are very similar in look and functionality that I would recommend, however first I'll explain how to grab your data from Google.
Archive Your Google Reader Data
1.) Sign into Google Reader and Click into "Learn More".
2.) Click to start downloading your file from Google Takeout.
3.) Click "Create Archive".
4.) Download!
5.) Unzip the file.
6.) Sign up with one of the services recommended below.
7.) Find the "Import" or "Import Feeds" option within your chosen app. (Netvibes shown below).
8.) Navigate to the file called subscriptions.xml
3 Google Reader Alternatives
Netvibes now offers two different ways to view its interface – as a start page with widgets that can be dragged and dropped and viewed on the page, or in Reader view which is very similar to Google Reader's interface. And users don't have to decide on one, but can toggle between the two views. It was very quick and easy to import my subscriptions file from Google Reader.
The design of Old Reader is very close to that of Google Reader and users are able to import their feeds from their old accounts.
Newsblur also has a very similar interface to Google Reader and will be a good alternative for people with less than 64 feeds. Unlimited feeds are available for $1/month. Newsblur allows users to share feeds and stories with others.


text:
THE soft plastic lure of choice for savvy fisherman, as seen in tackle boxes for over 15 years! Great for spinnerbaits and jigs, perfect for all gamefish, and the guides' choice for inland saltwater fishing. Offering action that can't be beat, and you can rig 'em any way you want.
State Color, as available in the Shopping Cart below. Order yours ONLINE today!
20-Pk. Mister Twister® Original Twister 4" Lures
You qualify for a free gift. It will be added to your cart automatically.
Shop Similar Items
to find something that we have now or that can be backordered.
If you would like to be notified when we have this item available for sale, click
and enter your email address to receive an email notification.


text:
Jin Xuan showcases the very best traditional Cantonese cuisine amidst spectacular décor and superlative warm service. Total seating for main dining area is 52 seats, six private dining rooms of 64 seats, and two VIP private dining rooms of 40 seats.
53rd floor Michelin-star rated chef, Daniel Wong, has been named Chinese Executive Chef at Jin Xuan for The Ritz-Carlton Shanghai, Pudong, bringing more than 20 years of hands-on experience. His authentic, yet creative, Cantonese cuisine inspires patrons from Shanghai, China and beyond.
Contact Us | Corporate Site | Careers
© 2014 The Ritz-Carlton Hotel Company, L.L.C. All rights reserved.
Downloadable directories in English, Português (Brasil), Русский, Español
Terms of Use
| Privacy and Cookie Statement
| 日本語 | 中文


text:
Availability: Europrime Guest House
Please enter your travel dates.
Standard Room, 1 Queen Bed - Breakfast Included
- FREE Breakfast
Breakfast is included in your stay.
- One Queen Bed
Economy Room, 2 Single Beds - Breakfast Included
- FREE Breakfast
Breakfast is included in your stay.
- Two Twin Beds
4-star hotel in Boksburg with an outdoor pool
Situated near the airport, in Boksburg, this hotel is close to Value Mall, East Rand Mall, and K90 Shopping Centre. Area attractions also include Benoni Lake Golf Course and Lakeside Mall.
Hotel Features
At Europrime Guest House, recreational amenities include an outdoor pool and a seasonal outdoor pool. The hotel also features a roundtrip airport shuttle and wireless Internet access (surcharge).
Room Amenities
LCD televisions include satellite channels. Guestrooms also feature beds with Select Comfort mattresses, kitchens, and complimentary high-speed (wired) Internet access.Information missing or incorrect? Tell us!
Europrime Guest House Amenities
- General
Europrime Guest House features an outdoor pool and a seasonal outdoor pool. High-speed wired and wireless Internet access is available for a surcharge. This 4-star property offers access to technology support staff, audiovisual equipment, and small meeting rooms. Guests can enjoy a complimentary breakfast. 3 meeting rooms are available. A roundtrip airport shuttle (available 24 hours) and a train station pick-up service are complimentary for guests. This Boksburg hotel also offers tour/ticket assistance, multilingual staff, and a garden. Complimentary parking is available on site.
Europrime Guest House is a smoke-free property.
- 24-hour front desk
- Airport transportation (complimentary)
- Total number of rooms - 41
- Number of floors - 2
- Audiovisual equipment
- Babysitting or childcare
- Coffee/tea in lobby
- Complimentary newspapers in lobby
- Free breakfast
- Multiple large conference rooms
- Dry cleaning/laundry service
- Event catering
- Express check-in
- Express check-out
- Fireplace in lobby
- Wireless Internet access - surcharge
- Wired (high-speed) Internet access - surcharge
- Tours/ticket assistance
- Technology support staff
- Designated smoking areas
- Laundry facilities
- Medical assistance available
- Multiple small meeting rooms
- Microwave in lobby
- Multilingual staff
- Free parking
- Secure parking
- Luggage storage
- Pool sun loungers
- Number of meeting/conference rooms - 3
- Complimentary reception
- Year Built 2008
- Area shuttle (surcharge)
- Free guest parking during stay
- Self parking
- Smoke-free property
- Train station pickup (complimentary)
- Number of buildings/towers - 2
- Garden
- Swimming pool - outdoor
- Swimming pool - outdoor seasonal
- Television in lobby
- Use of nearby fitness center (discount)
- Internet
Available in all rooms: Free wired high-speed Internet
Available in some public areas: Wireless Internet access - surcharge, Wired (high-speed) Internet access - surcharge
- Parking
Free parking, Free guest parking during stay, Secure parking, Self parking
- Room Amenities
- Hypo-allergenic bedding available
- Air conditioning
- Access via exterior corridors
- Complimentary weekday newspaper
- Soundproofed rooms
- Direct-dial phone
- Kitchen
- Microwave (on request)
- Refrigerator
- Minibar
- Daily housekeeping
- Private bathroom
- Complimentary toiletries
- Hair dryer
- Iron/ironing board (on request)
- Desk
- Blackout drapes/curtains
- Separate dining area
- Satellite TV service
- Free wired high-speed Internet
- In-room safe (laptop compatible)
- Free movie channels
- Individually furnished
- Individually decorated
- Sleep Number by Select Comfort mattress
- Dining
Guests are offered a complimentary hot/cold buffet breakfast.
- Recreation
An outdoor pool and a seasonal outdoor pool are on site.
Children under 11 years old are not allowed in the swimming pool without adult supervision.
The recreational activities listed below are available either on site or nearby; fees may apply.
- Golfing nearby
- Golf - driving range nearby
- Golf - miniature nearby
- Rowing or canoeing nearby
- Kayaking nearby
- Sailing nearby
- Racquetball/squash nearby
- Tennis nearby
- Volleyball nearby
- Aerobics nearby
- Running track/path nearby
- Pilates classes/instruction nearby
- Yoga classes/instruction nearby
- Sports center nearby
- Skydiving nearby
- Horse riding/rental nearby
- Fishing nearby
- Bird watching nearby
- Playground nearby
- Table tennis nearby
- Tennis lessons available nearby
- Ecotours nearby
- Bungee jumping nearby
- Bowling alley nearby
- Golf lessons available nearby
- Helicopter/airplane tours on site
- Swimming on site
- Accessibility
To make requests for specific accessibility needs, complete the "Special or Accessibility Requests" section of "Trip Preferences" when you book your hotel.
- Accessible bathroom
- Accessible path of travel
Europrime Guest House Policies & Fees
- Check-in
Check-in time starts at 2 PM
Minimum check-in age is 18
- Check-out
Check-out time is 10 AM
- Payment types
Accepted at this hotel: Diners Club, MasterCard, Visa
- General
Extra-person charges may apply and vary depending on hotel policy.
Government-issued photo identification and a credit card are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
Parking height restrictions apply
- Fees
- The following fees and deposits are charged by the property at time of service, check-in, or check-out.
The above list may not be comprehensive. Fees and deposits may not include tax and are subject to change.
- Refrigerator fee: ZAR 150.00 per stay
- Additional Details
Children 12 years old and younger stay free when occupying the parent or guardian's room, using existing bedding.


text:
Print friendly version
Schimke immunoosseous dysplasia
Other Names for this Disease
- Immunoosseous dysplasia, schimke type
- Schimke syndrome
- Spondyloepiphyseal dysplasia nephrotic syndrome
See Disclaimer regarding information on this site. Some links on this page may take you to organizations outside of the National Institutes of Health.
Tests & Diagnosis
On this page
- The Genetic Testing Registry (GTR) provides information about the genetic tests for this condition. The intended audience for the GTR is health care providers and researchers. Patients and consumers with specific questions about a genetic test should contact a health care provider or a genetics professional.


text:
Darkside| Spiritualized| Spiritualized| Pixies| Lord Huron| This Will Destroy You| Tool| Kraftwerk| The National| Neil Young| Coachella| Mogwai| Black Sabbath| Failure/Puscifer/A Perfect Circle| Failure/Puscifer/A Perfect Circle| Nick Cave and the Bad Seeds| NIN/Soundgarden| Fleetwood Mac
At my GF's uncles house and put money on a $20 winner take all pool. My GF's uncle comes up and says "If they let them have the safety right here you win 2K!" I'm stoked! then the game ends and he comes up and says "Shit I read the scores backwards, I'm so sorry. FML
4/27 - Ghost BC - Fonda (?)
4/29 - Franz Ferdinand - Wiltern (?)
4/30 - Mono - Troubadour (?)
5/03 - Philip Glass - Royce Hall
5/06 - Rodrigo y Gabriela - Orpheum (?)
last.fm, if you care
Twitter, if you dare
4/27 - Ghost BC - Fonda (?)
4/29 - Franz Ferdinand - Wiltern (?)
4/30 - Mono - Troubadour (?)
5/03 - Philip Glass - Royce Hall
5/06 - Rodrigo y Gabriela - Orpheum (?)
last.fm, if you care
Twitter, if you dare
She was live, but the backing track was simply her background vocals. She wasn't pretending to sing the backup vocals, obviously.
And yeah, Michelle and Kellys mics were too low.
Cincinnati Bengals. (Super Bowl XXIII). 1988 season: 12-4; 1989 season: 8-8.
Denver Broncos. (Super Bowl XXIV). 1989 season: 11-5; 1990 season: 5-11.
Buffalo Bills. (Super Bowl XXVIII). 1993 season: 12-4; 1994 season: 7-9.
Atlanta Falcons. (Super Bowl XXXIII). 1998 season: 14-2; 1999 season: 5-11.
New York Giants. (Super Bowl XXXV). 2000 season: 12-4; 2001 season: 7-9.
St. Louis Rams. (Super Bowl XXXVI). 2001 season: 14-2; 2002 season: 7-9.
Oakland Raiders. (Super Bowl XXXVII). 2002 season: 11-5; 2003 season: 4-12
Carolina Panthers. (Super Bowl XXXVIII) 2003 season: 11-5; 2004 season: 7-9.
Philadelphia Eagles. (Super Bowl XXXIX) 2004 season: 13-3; 2005 season: 6-10.
Chicago Bears. (Super Bowl XLI) 2006 season: 13-3; 2007 season: 7-9.[4]
Ugh that was painful. I'm surprised the niners made it as close as it was. We still didn't deserve to win it though. Stupid penalties, terrible coverage, poor time management, and shitty play calling at the end. That said, I'm excited for the future of the offense. Bring on draft day!
next year
Alex Smith to the Chiefs for the 34th overall pick and future picks.
*based upon tedious fact checking.
Damn we got a second for him? Fucking awesome. We already have a league high 11 pick to a potential 14 and to add this is great. I'm guessing they are going to use a few of these picks to either trade for someone or to move on up in the draft.
Supposedly it's for a 2014 second round pick, as well.
*based upon tedious fact checking.
Schefter was speculating that your starting QB would be Matt Cassel next year.
*based upon tedious fact checking.


text:
Fortunately for ex-Spanish Springs hurler Mallary Darby, she was merely finishing one chapter of her prominent softball career and beginning another as she is set to play in a professional league in the Netherlands.
After Darby wrapped up her successful high school campaign with the Cougars, in which she set five state career records, she took to the circle for the Nevada Wolf Pack. In her time with Nevada, Darby led the team in a number of pitching categories and set multiple records, leading her to be named the Senior Female Athlete of the Year for the Wolf Pack. It is that resume that has allowed Darby to continue playing the sport she loves.
Spanish Springs softball coach Jeff Davidson, who had a front seat to watch Darby lead the Cougars to back-to-back state titles in 2007 and 2008, the first titles in program history, said he expected this of Darby after her time at SSHS.
"Her success doesn't surprise me at all," Davidson said. "Anybody that watched Mallary knew she was going to be successful at the next level because she was what I call a 'gamer.' You could give her the ball and she'd go as long as she could and as hard as she could. At any time and in any situation, she just wanted the ball. She was a fierce competitor on the mound. It seemed like when runners would get in scoring position, she'd really bare down.
"She always strived to be the best and she used that as motivation. She had a great rise ball and she could also throw a drop or a curve or a change for a strike at any time in the count or anytime in the game. I remember when she won her second state championship, we ended the game on a strikeout with a changeup. That wasn't her go-to pitch, but she had command of all her pitches. She just had that confidence in herself."
Following the close of her season and career with the Wolf Pack, Darby wasted no time starting upon her new path as she jumped on a plane a week after her collegiate career ended to play in a professional league in the Netherlands. For a girl who has stayed close to home until now, the decision to make the journey was a big one.
"I was a little bit nervous and I still am," Darby said. "I've never really been away from home. Obviously I stayed home at Nevada. I never really left so it's going to be something a little bit different for me, but I'm really excited. It's going to be a great experience. Like I said, I never left so it's going to be good for me to grow and experience something outside of Reno."
While Darby said she is looking forward to growing and discovering new things in her new journey to Europe, she also said she matured with her time at Nevada.
"My whole career at Nevada was a huge growing experience for me," Darby said. "I met and made so many of my best friends. It was just a lot of fun. This past year was the best year I had. I don't know if it was because it was my senior year, but it was a lot of fun this year. I'm going to miss it. I don't think it's hit me yet that it's over. I'm sure when I come back it's going to be really weird not playing here.
"I just grew up as a person and an athlete a lot. The mental aspect of the game is so much different and I feel like I grew a lot there. Just growing as a person was the main thing I took from my experience. On the field there are mental aspects that I can gain from it, but I'd say the biggest thing I'm taking away is my character. I learned a lot and I gained a lot of good friends. It was just an all-around growing experience."
It is those relationships that Darby said will be the hardest to leave behind.
"I am a homebody," Darby said. "I just think that I'm going to miss my family and friends the most because I'm really close with them. It's hard for me to be away from them. I'm going to miss the people more than anything. I'm going to miss the relationships that I had with the team. Everybody was really close this year. I think I'm going to miss that the most. We had a lot of fun. We weren't as successful as previous years, but everybody worked really hard and it was a good group of girls to work with. I'm just really going to miss it.
"They're all excited for me though. It's different for my family too because I've always been here. It's different knowing that I'm going to be gone for five months. They're really excited though. They couldn't be happier. I think they're happier than I am."
Although Darby may miss those she was closest with, she will not be alone on her new team in Holland as a familiar face in former Wolf Pack player Brittany Puzey will also be flying across the Atlantic to continue her softball career. Puzey is the one who originally introduced Darby to the possibility of playing in the Netherlands, having spent the prior summer competing for the same professional league. Darby said she was not sure what to expect of softball in Holland.
"I'm not really sure actually how big it is there, but it just sort of fell into place," Darby said. "I didn't really decide to go over there until maybe March when I made the decision to go over there. I e-mailed back and forth with the coaches and it sort of just happened. I'm not sure how big it is over there, I just know that they have some professional leagues over there. It's not as big over there as it is here though."
Once Darby finishes her international season, she will return to the University of Nevada to complete her education degree.
"I'm probably not going to try and find a pro team after the summer," Darby said. "I have to come back and finish school and stuff like that. I could go back next summer too, but we'll see. This is going to be quite the experience so I'm focusing on this right now."


text: yarnfabricrewardsblogideasabouthelp my accountcart Blue Sky Alpacas Blue Sky Skinny Cotton (310) Coffee Home » Shop » Yarn » Blue Sky Alpacas » Blue Sky Skinny Cotton » (310) Coffee $13.40 http://www.theloopyewe.com/asset/catalog-entry-photo/9271f32b-1a20-042b-eb51-8076d3d0cb18~v2-600x600.jpg (310) Coffee in Blue Sky Skinny Cotton from Blue Sky Alpacas http://www.theloopyewe.com/shop/p/151782DB-Blue-Sky-Skinny-Cotton-310-Coffee?ref=amazon-universal-wishlist In Stock for $13.40 Quantity Add to Cart Add to Wishlist Material 100% Organic Cotton Gauge 5-6 st/in Weight DK Weight Physical Weight 2.2 oz / 62 g Yardage 150 yd / 137.2 m Care Hand wash, dry flat. Needle Size US 3-5 (3.25-3.75 mm) Tweet Pin it Share Made from 100% organically grown cotton, this soft yarn is available in colors that are created with low-impact dyes. Perfect for items for babies/children and for summer-weight items for yourself. We currently have 8 skeins in stock and available — we first started selling this in April 2010. More To See Blue Sky Skinny Cotton Customer Photos Inspiration from others. Suggestions Patterns and similar items. Products


text:
Monday, Jan. 21 is Martin Luther King Jr. Day.
For some, the national holiday honoring the prominent civil rights activist is a time to do community service, be it through removing graffiti or picking up litter in a local park.
For others, it's an opportunity to educate themselves about King and his life's work. And for others, it's a time to just kick back and enjoy the prolonged weekend.
Looking for something to do? Cleveland, with its wealth of cultural institutions, celebrates King's life with free museums, community concerts, and regional theater presentations.
- Cleveland Orchestra Free Concert - 7 p.m. Jan. 20, at Severance Hall, University Circle. Admission is free, but tickets are required. However, all free tickets had been distributed as of Jan. 2. The concert will be broadcast live on radio stations WCLV (104.9 FM) and WCPN (90.3 FM).
- Annual Dr. Martin Luther King Jr. Commemorative Program - a panel of community leaders will discuss King's legacy at 1 p.m. Jan. 21 at the Cleveland Public Library's Martin Luther King Jr. Branch, 1962 Stokes Blvd., Cleveland
- A Tribute to Martin Luther King Jr. - A worship service will feature music from the African-American tradition with The Cleveland School of the Arts R. Nathaniel Dett Concert Choir, bass-baritone Robert Cantrell, and soprano Kelli Young. Service begins at 10 a.m.; recital begins at 11:30 a.m. Jan. 20 at Church of the Covenant, 11205 Euclid Ave., Cleveland.
- Martin Luther King Memorial Recital - More than 10 music groups, including the Cleveland Boys Choir, will perform a free concert of jazz, blues, gospel and classical music at 3 p.m. Jan. 15 in the Glick Recital Hall at The Music Settlement, 11125 Magnolia Dr., Cleveland.
- Cleveland Museum of Natural History - free admission to Smead Discovery Center on the lower level from 10 a.m. to 4:30 p.m. The museum also will have free take-home craft activities in the Smead Discovery Center, Wildlife demonstrations and meet-and-greets with curators showcasing specimens from the collections, and visitors can examine nature's materials with scientists/students from Case Western Reserve University.
- Rock and Roll Hall of Fame - Free admission for Cleveland residents. Hours are 10 a.m. to 5:30 p.m.
- Western Reserve Historical Society - Free admission. Hours are 10 a.m. to 4 p.m.
- Cleveland Botanical Garden - Free admission. Hours are 1 p.m. to 4 p.m. Kids can make a craft using seeds and plants important to African culture.
- The Rink at Wade Oval - Free admission. Open from noon to 5 p.m.
- The Children's Museum of Cleveland Half-price admission ($3.50). Visitors can help create a Peace Mural or participate in a number of activities between 11 a.m. and 4 p.m.
- Maltz Museum of Jewish Heritage - Free admission. At 1:30 p.m., hear a special musical presentation followed by A Conversation After a Funeral, a new one-act play by Cleveland playwright Dr. Mary Weems. Hours are 11 a.m. to 5 p.m.
The Holiday's History
Martin Luther King Jr. Day, now a U.S. holiday, took 15 years to create.
Legislation was first proposed by Congressman John Conyers (D-Michigan) four days after King was assassinated in 1968.
The bill was stalled, but Conyers, along with Rep. Shirley Chisholm (D-New York), pushed for the holiday every legislative session until it was finally passed in 1983, following civil rights marches in Washington.
Then-president Ronald Reagan signed it into law. Yet it was not until 2000 that every U.S. state celebrated Martin Luther King Jr. Day by its name. Before then, states like Utah referred to the holiday more broadly as Human Rights Day.
Now, the Corporation for National and Community Service has declared it an official U.S. Day of Service.
What does MLK Day mean to you? Tell us in the comments.


text:
1 person found this helpful
I worked at RDO Equipment full-time for less than a year
Pros – A company that is willing to develop their employees. They really take care to train. Lots of growth. RDO is a private company with strong core values from top management all the way down to the hourly positions.
Cons – Health package is not the greatest. And bonuses can be small.
Yes, I would recommend this company to a friend – I'm optimistic about the outlook for this company
1 person found this helpful
I worked at RDO Equipment full-time
I worked at RDO Equipment full-time for more than 3 years
Would you like us to review something? Please describe the problem with this {0} and we will look into it.
Your feedback has been sent to the team, and we'll look into it.
Sorry, but your feedback didn't make it to the team. Your input is valuable to us – would you mind trying again?
Your response will be removed from the review – this cannot be undone.
Copyright © 2008–2014, Glassdoor. All Rights Reserved. Your use of this service is subject to our Terms of Use and Privacy & Cookies Policy. Glassdoor ® is a registered trademark of Glassdoor, Inc.
We do not post on Facebook
We do not post on Facebook


text:
Home > Power Products > DC/DC Convertors
The JHM10 series of board-mounted compact
isolated 10-W dc/dc converters meet the ANSI/AAMI ES60601-1:2005,
IEC60601-1 3rd edition medical safety standard for patient
connected medical equipment. The converters have a maximum leakage
current of 2 µA and have a reinforced input to output
insulation at a working voltage of 250 Vac and provide an isolation
of up to 4,000 Vac for up to 1 minute, and up to 5,000 Vac for up
to 10 ms. They have an isolation capacitance of 20 pF.
The dc/dc converter series offers a 2:1 input
range from 4.5 to 9 Vdc, 9 to 18 Vdc or 18 to 36 Vdc with either
single or dual outputs. Single outputs are 5, 12, or 15 Vdc, and
dual outputs provide ±5, ±12, or
±15 Vdc. The regulated outputs vary no more than
±0.3% under all input conditions and less than
±2.0% under all load conditions. Outputs can be trimmed
up to ±10% of stated nominal output. (Ea/500: single
output, from $35.00; dual output, $38.22 — available
By Paul
Inventory Search
Electronic Products
| EEM | eeTechBriefs
| Embedded Developer
| Lighting Developer
International Resources
Electronic Products China
| Application Reference
Materials China | eeTechBrief
China | 21Ic
Subscriptions |
Current Issue
| FAQs | About
Us | Contact
Us |
Editorial Submission | Privacy
Policy | Site
Map | Media
Kit | Home | RSS |
All contents are Copyright © 2014 by Hearst Business
Communications, Inc. All Rights Reserved.


text:
The Executive BBA Program is a bachelor's degree program with a stair-step structure similar to the Executive programs offered in block schedules or modules.
This program provides a unique blend of traditional academics and executive management programs to effectively equip managers, professionals and executives with the knowledge to confront the major issues and problems encountered in the business world.
The program is designed to help students acquire a functional understanding of business organizations as operating systems within the larger system of society. This is accomplished by ensuring that incoming students possess a reasonably strong background in liberal arts.
Students graduating successfully with a BBA are eligible to apply for admission to graduate programs in the College of Business of Faulkner University. Certain graduate Business programs offered by Faulkner University might require additional prerequisites. The student contemplating transfer or graduate work at another institution bears the sole responsibility for ensuring that work done at Faulkner will satisfy the program requirements at a different university.
Executives enrolled in the program are required to take 6 hours in two courses titled Christian Values and Ethics in Business, and The Executive and the Family. These courses, by studying Biblical passages emphasizing ethics and family values, are to provide a sense of professional responsibility, to act with integrity in the face of social/organizational pressure, and to work constructively with others.
Transcripts from all institutions attended are considered in calculation for honors. The final GPA, which will be considered for honors at graduation, will include all Registrar approved credit from all accredited schools attended (technical and academic) in addition to credit awarded by Faulkner University. Students with an Overall GPA of 3.75 or higher will graduate with honors.
All requirements of the Executive BBA degree must be completed within four (4) years of the initial enrollment to the program. Students who withdraw from the program, prior to re-entry/re-enrollment must satisfy the requirements based on the current curriculum/catalog including completion/satisfaction of any core requirement deficiencies.


text:
Play yards
Buying guides & expert tips
How to buy a play yard
Get advice on choosing a play yard that's attractive, easy to fold, and versatile.
Safety gates 101
Safety gates are key for keeping kids in safe areas and out of dangerous ones. What are your options?
Welcome to BabyCenter
Personalize your BabyCenter experience and receive free newsletters tracking your baby's development.
Baby Registry Checklist
Baby Registry Checklist
Must-have baby products you won't want to live withoutCreate your list
Related videos
Top-rated Play yards
From $180
From $210
From $100
Product news & giveaways
4Moms Breeze: a frustration-free playard!
Posted by Molly Balint at 09/24/2012
Good to know! BabyCenter's longterm baby gear road tests
Posted by Molly Balint at 08/20/2012
Travel in style: Joovy Room play yard (WIN!)
Posted by Molly Balint at 06/14/2012
Your baby gear 1 year later: still love it?
Posted by Molly Balint at 02/29/2012


text:
Staff-recommended reading from the
KPL catalog.
As Andrea says below, teen books are great ffun to read for adults as well as teens. As additional prooff, I offer you The song of the Quarkbeast, by Jasper Fforde. Fforde, who has written several series for adults, started a series for a younger crowd with The last dragonslayer. In this sequel, you will find light spheres that run on sarcasm, additional references to marzipan as a controlled substance, and an enlightening and thought-provoking view on how trolls view the human species (on page 200), as well as the most delightful sentence I've read recently.
"She was so crabby, in fact, that even really crabby people put their crabbiness aside to write her gushing yet mildly sarcastic fan letters."
My Account | Search KPL Catalog | Search This Website | Contact | Home
©2014 Kalamazoo Public Library | Copyright | Internet Policy | WiFi Help | Wireless Printing | Comments


text:
Personal Baking E-Newsletter - October 2012
College Students and Credit Cards
For many young people, going off to college is not only your first time living on your own, it's your first time managing your own finances. Many students use this opportunity to start building up their credit history with their first car loans and credit cards. If you, or your child, are venturing into the world of paying with plastic for the first time, here are a few questions to ask yourself as you get started:
What will I buy with credit versus cash? Plan in advance what expenses you'll use your new credit card to cover. This road map for spending will allow you to accurately calculate what your credit limit needs to be and avoid paying fees for exceeding it.
What's my credit limit? Generally, consumers with the highest credit scores spend between 10 and 25 percent of their available credit. So, if you have a credit limit of $1,000 you should only spend between $100 and $250 before paying off the balance. Your credit history and income are two factors which will determine the limit placed on your card. If you feel it's too low, ask if the limit can be raised after a period of time. Many card companies will periodically raise the credit limits of cardholders in good standing.
How will I monitor my card balance? Keeping track of how much you're spending each month is essential to preventing sticker shock when your credit card bill comes each month. Many cards allow you to check your statements online at any time, or will send you an email when you approach a certain dollar amount. Take advantage of these tools or maintain a spreadsheet or balance book for each card.
Can I pay off the balance every month? The most cost-effective way to use a credit card is to pay off the full balance each month. This strategy allows you to establish a good credit history while avoiding paying interest. If you don't plan to pay off your balance each month, look for cards with a low annual percentage rate (APR).
Does the card have an annual fee? When choosing a credit card, weigh the benefits (such as cash back or rewards points) with the drawbacks (high interest rates or annual fees). Keep in mind that cards with no annual fee often lack the bells and whistles of rewards cards, but can be the better option for your first credit card.
A final piece of advice to help you avoid credit card pitfalls: when in doubt, go without (or pay with cash). If you're not sure you need to buy something, wait until you know you need it. You'll avoid buyer's remorse and an unnecessarily hefty credit card bill. If you have any questions about which card is best for you, ask you banker!
Source: WBA Consumer Column 9.10.12
How Many Credit Cards Is Too Many?
Are you too plastic for your own financial good? Although there is no magic number of credit cards that should be in your wallet, some key questions can help you determine whether you're charging around town with more plastic than you need.
According to recent data from Experian, the average U.S. consumer has three open and active credit cards. Whether that is too many, too few or just enough for you is really a question of how you use and manage your accounts.
If you have the tendency to spend more than you earn, you might need fewer than three credit cards -- and maybe none at all, says Harrison Lazarus, a financial consultant and founder of Harrison Lazarus Advisors. On the other hand, if you spend well within your means, more credit cards could be good for you. "You will be able to access money when you need it, obtain fringe benefits like rebates and mileage, and improve your credit score," Lazarus says.
If you are unsure (or in denial) about your spending habits and general attitude toward credit, here are some warning signs you have more credit cards than you can handle:
1. You pull your annual credit report and find open credit cards you had forgotten about. Do you open a store credit card every time you hear the words, "save an additional 10% if you open an account today"? Do you mail back credit card applications in exchange for offers of bonus miles? If so, chances are you have credit cards lying around that you have not used since the day you signed up.
Rod Griffin, the director of public education at Experian, says open accounts that you have neglected could increase your risk of identity theft. Cards that are left idle could be stolen and used to make charges long before you notice that they're gone.
If you have unused credit cards that you don't want to close just yet (more on that in a moment), Griffin says it's best to lock them away or keep in a safe deposit box in your bank.
2. You are not paying your credit card bills on time. You know you have too many credit cards when you start having bill payment issues. If you carry 10 credit cards, for example, and you use all of them, you have 10 monthly statements to deal with each month. "Having too many credit cards can lead to the lack of time and focus to ensure proper credit card management," says Kimberly Howard, a certified financial planner and owner of KJH Financial Services.
Every credit card requires a payment date, and each one could be different. Payment juggling could lead to missed or late payments, Howard says, which could ding your credit scores. Even just one credit card might already be too many for you. "The total balance on all cards compared to the total credit limit on those cards is called the utilization rate," Griffin says. "A high utilization rate, whether you have one card or many, is a strong indicator of credit risk and will significantly impact credit scores."
3. Your credit scores have been dropping steadily. Several factors influence your credit scores, including your previous payment performance, your total outstanding debt and how long your credit accounts have been open.
Inquiries and new accounts can also adversely affect your scores. Every time you apply for a credit card, an inquiry is added to your report. This pushes down your credit scores a little. "An inquiry is viewed unfavorably because it means you are shopping for credit," Lazarus says.
To find out if the number of credit cards you own is a reason for your low credit scores, pull your credit report and look at the risk factors. If "too many revolving accounts" is listed, it might be a good idea to forgo future card offers and think about closing some already-open accounts.
4. You are having a difficult time getting a loan. Having too many credit cards could be among the reasons if you are denied a mortgage or car loan. Howard says loan officers nowadays frown on borrowers carrying more than five credit cards.
Even if you maintain zero balances on a handful of open cards, you can be considered a credit risk. "The loan officer realizes that you could use all of your credit cards after the loan is approved, and that will affect your ability to repay the loan," Howard says.
High credit scores alone should help prove you are worthy of loan approval, but Howard says that's not the case now. Since 2008, loan officers have been far more careful in approving loans, she says. "They are favoring mostly those with a limited number of credit cards, in addition to having a high credit score."
5. You are saving less than 10% of your gross income. If you look at your savings and you're not comfortable with what you see, it could be that you are spending (and charging) more than you can afford. Ideally, Lazarus says, you should be saving 10% or more of your gross income.
For example, if you earn $3,000 every two weeks (taking home $2,300 after taxes and other deductions), you should be able to save at least $300 every two weeks.
If that goal is too hard to achieve, fewer credit cards or none at all might be the way to go. "Less or no credit is better, because you will avoid overspending, underpaying, incurring excessive interest and reducing your credit score," Lazarus says.
Next steps: If, after reading this, you are convinced you have too many credit cards, should you immediately start closing accounts? And how do you know which cards to keep?
If you are looking to cut the number of credit cards you own, Howard says the first ones to go should be store credit cards, specifically those not carrying a MasterCard, Visa or American Express logo.
"Store credit cards are easily given to individuals with low creditworthiness," Howard says. "Once you have MasterCard, Visa or American Express, you need to start thinking about closing those store cards, because they will only hurt you during a loan application process."
Don't close all your cards at the same time, though. Every time you close a credit card account, your credit scores take a small hit. Howard's advice is to close them at six-month intervals, so your credit scores have time to recover before you cancel the next card.
Lazarus suggests hanging onto credit cards that have no annual fees and no overseas transaction fees and that offer rebates or cash-back rewards. He says the Chase Ultimate Cash Award MasterCard, CapitalOne Visa and American Express Blue cards are worth considering. "If you're going to use credit, you might as well make the most from it. In today's world, credit card issuers want your business and are willing to reward you for it."
If you find that the number of credit cards you have isn't causing you any problems, Experian's Griffin says you should be focusing on other financial issues that could be having a greater effect on your creditworthiness.
Source: http://money.msn.com/credit-cards/how-many-credit-cards-is-too-many
When Financial Crisis Strikes the Bank of Mom and Dad
It's every parent's dream to give their children the world. Unfortunately, now that Junior and his sister are adults, the toys they want are expensive and their needs are endless. A new house, a second car, a family vacation and braces for the kids are just a few of the items on their long list of things they want but can't afford unless you help pay for them. The problem is, if you keep the cash flow coming, your retirement is going to be in jeopardy.
It's an increasingly common dilemma that was decades in the making. Often, it starts when the kids are young. Remember when your son was a little boy, and you always made sure he had money in his pocket? When he wanted a car, you bought it. When he went to college, you paid for it. The same rules applied to your daughter. When she wanted a new dress, you pulled out a charge card. When she wanted that vacation with her friends, you gave her the money. Now that the kids are all grown up, they remember the lesson that you taught them: put your hand out when you need money, because mom and dad will fill it up with cash.
Just Say "No"
What can you do? The simple answer is that, until you learn to say "No", your kids are never going to learn how to handle money responsibly. Of course, stopping the handouts and starting to teach financial responsibility is sometimes easier said than done.
If you've been generous about giving handouts to your kids, they have probably gotten used to the comfortable lifestyle that you and your spouse worked so hard to achieve, but they didn't see, or were too young to remember, the days when you didn't have money. Now that they are old enough to understand, it's a good time to talk to them about how you struggled to get by on small salaries earlier in your life. For example, it's time to let them know that the house you live in took three decades to pay off, or that your parents (their grandparents) are still living and are approaching an age where you may need to provide them with financial assistance.
Kids Flying The Coop…
If you are one of the lucky 50% of the population with adult children ages 18 to 24 that have actually left the nest and are living on their own, cutting off the cash flow is a bit easier. Start the process by having a frank conversation about all of the issues covered in the previous paragraph. From there, ask the kids to put some serious thought into their lives. Where do they want to live? What do they want to drive? How often do they want to go on vacation? What are they going to do to earn that lifestyle?
…Or Refusing to Empty the Nest
If your adult children are still living at home (often referred to now as boomerangs or KIPPERS), it's time to start charging rent. Sooner or later, the kids need to learn that there are no free rides in life. From there, it's time to talk about financial self-sufficiency. Have the kids explain what they are going to do in order to support themselves. How do they plan to fund their golden years? What will they do if their kids expect a lifetime of financial support? How will they handle it if their children's financial handouts make it impossible for them to achieve their post-work dreams?
Financial Lessons 101
Regardless of where the kids live, talk to them about their lifestyle choices. Explain the importance to live within (or even below) their means. Teach them that anything they can't buy with their own salaries is an item they can't afford. Talk to them about the responsible use of credit cards. If you work with a financial services professional, set up a meeting so that your children can begin to learn about managing their money too.
For holidays and birthdays, how about giving your child the gift of financial security with books about finances or subscriptions to the financial publications that you read?
Last but not least, cut off the cash flow.
The Bank of Mom and Dad
Stop funding discretionary purchases. If the kids don't need the money to avoid eviction or starvation, don't give it to them. If they do need it to avoid such an emergency, make it clear that you expect to be repaid, and either make a payment plan or set a date for the repayment. Ask them to explain how they intend to change their lifestyles to avoid the need for another loan. Share a copy of this article with them so they can understand how their greed is hurting their parents.
While this economic lesson may be emotionally tough medicine to administer, it will give your children the knowledge they need to survive long after you aren't there or able to pay the bills. If your kids are ungrateful in the short term, they will learn to appreciate the lessons in the long term - after all, you probably had to learn the hard way too.
Source: http://www.investopedia.com/articles/pf/07/kidsmoney.asp#axzz26pnoDFtq
5 Signs That You're Living Beyond Your Means
Many people in America live beyond their means. Between 1993 and 2008, personal savings rates in the U.S. declined, hitting the lowest levels since the Great Depression in 2006 by falling into negative territory, according to the U.S. Bureau of Economic Analysis. However, by May of 2009, household savings rate had shot back up to 6.9% - the highest level since 1993. Why the change? A recession that came on the heels of a major borrowing binge, which left consumers with the highest amount of consumer debt ever. It took a credit crisis and near-global economic disaster to get Americans to close their wallets and stop spending. Unfortunately, many people did not stop spending soon enough - according to the National Bankruptcy Research center, bankruptcy filings had nearly doubled by the end of 2008.
If you are concerned that your finances could be in danger, read on for five key indicators to help you determine whether you're living beyond your means.
Sign No.1 - Your Credit Score is Below 600
Credit bureaus keep track of your payment history, outstanding loan balances and legal judgments against you. They then use this information to compile a credit score that reflects your credit worthiness. The numerical rankings go from a low of 300 to high of 850. The higher the better. It's this score that lenders use to determine whether they'll grant a loan. In general, any credit score below 600 means that you are probably in over your head.
If you aren't sure what your credit score is, contact any of the major credit bureaus (TransUnion, Equifax, Experian) and have them send you a copy of your credit report. This document will tell you what the bureaus - and ultimately lenders and financial institutions - think of your finances.
Sign No.2 - You are Saving Less Than 5%
In 2006, the average rate of personal savings was an astonishing -0.5%, according to the U.S. Bureau of Economic Analysis. That means that not only were we spending all of our income, but also that a good number of us were also dipping into personal savings. This was the worst savings rate that Americans have recorded since 1933 when it was -0.7% during the Great Depression. The rate bounced back into positive territory in 2008, and climbed further in 2009. If you haven't jumped on the saving bandwagon, now's the time to do it.
Those who want financial security during their retirement years must make sure that they aren't among those who are spending more than they make. If you are saving less than 5% of your gross income you are likely in over your head.
A savings rate below 5% means you could be in real danger of financial ruin if someone in your family were to have a medical emergency, or your family home were to burn to the ground. With savings this low, it likely means you wouldn't even have the money to pay the necessary insurance deductibles.
Ideally, everyone should try to save as much as they can, but in terms of targets, the rule most financial advisors suggest is 10% of your gross income. Beginning at age 30, if you were to save 10% of your $100,000 annual income in your 401(k), or $10,000 every year, and earn a rate of return of 5%, that money would grow to more than $900,000 by age 65. (Standard wisdom is 10% but there are options if this is impossible.)
Sign No.3 - Your Credit Card Balances are Rising
If you are one of those people who pays only the minimum due on their credit card balance each month, or if you send in only a small contribution toward the principal balance, then you are most likely in over your head.
Ideally, you should only charge what you can pay off at the end of each month. When you can't afford to pay off the balance in its entirety, you should try to make at least some contribution toward the outstanding principal.
The importance of paying down credit card balances as soon as possible cannot be overstated. A person with $5,000 in credit card debt that makes the minimum payment of just $200 per month will end up spending more than $8,000 and take almost 13 years to pay off that debt.
Sign No.4 - More Than 28% of Income Goes To Your House
Calculate what percentage of your monthly income goes toward your mortgage, property taxes and insurance. If it's more than 28% of your gross income, then you are likely in over your head.
Why is 28% the magic number? Historically, conservative lenders have used the 28% threshold because their experience has told them that this is the rate at which the average person can get by, make their mortgage payments and still enjoy a reasonable standard of living. Certainly, some homeowners can get by spending a higher percentage on their homes, particularly if they cut back elsewhere, but it's a dangerous line to walk.
Note that if you are currently spending in excess of 28% of your gross income on housing, it may be because many lenders have loosened their requirements over the last decade, and allowed some to borrow as much as 35% of their income. However, since the collapse of the subprime mortgage market, many lenders are becoming more cautious and are once again returning to the 28% threshold.
Sign No. 5 - Your Bills are Spiraling Out of Control
Buying on credit and paying by installment has become a national pastime. It's much easier to buy a new flat screen TV when the salesman breaks down the price in monthly installments. What's an extra $50 per month, right? The problem is that all of these bills start to add up, and you end up nickel and diming yourself into bankruptcy. If your monthly income is being sliced and diced to pay for dozens of unnecessary installment purchases and services, you are likely in over your head.
Lay out all of your monthly bills on your kitchen table, and go through them one by one. Do you have a cell phone bill, a PDA bill, an internet bill, a premium cable TV package, a satellite radio bill, and all of those other gadgets that generate countless monthly bills? Ask yourself whether each product or service is really necessary. For example, do you really need a 500-channel premium cable TV package, or would you really notice the difference if you had fewer channels (and paid less)?
Some of the best places to find savings include your telephone bills (cell and land line), your utility bills (turn off the lights, and don't run the air conditioning if nobody is home) and your entertainment expenses (you could stand to dine out less and to pack a lunch for work).
Bottom Line
As a nation, we have a long way to go before we reach any sort of collective financial responsibility. To avoid becoming part of the gloomy bankruptcy and foreclosure statistics, it's important to measure your financial health regularly. The five signs presented here are not a death sentence; instead, they should be seen as symptoms that allow you to diagnose a problem before it gets worse.
Source: http://www.investopedia.com/articles/pf/08/in-over-your-head.asp#axzz26pnoDFtq
6 Must-Do Fall Maintenance Tasks
Fall is here. That means beautiful trees, pumpkins, and that unmistakable smell that signals the end of summer and the soon-to-be winter months. Fall also means getting your home and car ready for the onslaught of winter. For people in most states, winter means snow and freezing, and that can cause expensive problems if people don't take the time and effort to get prepared during the fall months. Here are a few basic tasks to complete before the first snowfall.
Once the leaves fall, do a final cleaning of your gutters and downspouts. Clogged gutters makes runoff from snow freeze within the gutters. This is especially true for older gutter systems, and it may lead to the gutters separating from your roof. This not only causes damage to your gutters, but also to the underlying structure of the roof that holds the gutter. If you don't like cleaning out your gutters, invest in gutter guards.
Energy Audit
Do you know where your heat and air conditioning is escaping? An energy audit is the way to find out. Although you can pay private contractors to perform the audit, your gas or electric company might send somebody to your home free of charge. Depending on the age of your home, sealing areas where the heat or air conditioning is escaping can result in substantial savings over time. Even the smallest leaks add up over time. You can also do this yourself by examining for cracks in doors and windows and looking for any areas where you can see daylight coming through. The audit will check other areas like electrical and cable outlets on outside walls.
Your Trees
Have your trees trimmed every few years to assure that accumulated ice doesn't cause a dead branch to fall on to your roof. Once the leaves fall and you can see the branches of your trees, look for any larger-sized branches that appear dead and would fall onto yours or your neighbor's roof. If you knew the limb was dead and it damaged a neighbor's home, your homeowners insurance may not cover the damages.
Your Car
Winter is the last time of the year you'd want to be stranded by your car, which is why it's so important that you prepare your vehicle for the demanding weather. Later in the fall, replace your windshield wiper blades, use washer fluid designed for winter use and have a bottle of de-icer in your car to avoid having to scrape. Also check your tires to make sure they have enough tread. If you notice any weird engine sounds, have those fixed before the cold weather hits. Often small problems become bigger once the winter months arrive.
Your Generator
If you live in an area with extreme weather or have medical or other essential devices that require electricity, investing in a generator might be wise. If you have one, test it, along with your snow blower. Also check extension cords for signs of wear. Repair or replace them if required.
The Yard
Aside from raking the leaves, check the foundation of your home. It should be built up so water flows away from your home. Also, disconnect hoses and store them in the garage. Replace any outside light bulbs that are burnt out.
The Bottom Line
Very few people enjoy the maintenance that comes with owning a home or car, but even less enjoyable is the bill that comes with repairing something because regular maintenance wasn't performed. If you start early, many of these jobs can be spaced out over the next couple of months.
Source: http://www.investopedia.com/financial-edge/0812/6-must-do-fall-maintenance-tasks.aspx#axzz26pnoDFtq
Is a Rollover Right for You?
If you've recently changed jobs -- or maybe changed jobs a few times over the years -- you may be juggling multiple retirement plan accounts. While it's certainly acceptable to leave your money in your former employer's plan (as long as your balance is over $5,000, your old employer can't cash you out), in many instances it might be a better idea to consolidate your assets.
Consolidation can help make administering and allocating your assets much simpler.1 Having your entire retirement portfolio summarized on one statement makes it easier to track performance and make changes.
But before you initiate a rollover, be sure to compare the investment options and their associated fees in your old plan with those in your new plan.
- Were you able to properly diversify your assets in your old plan?1 If your investment choices were limited, you probably want to move your old account into your new account.
- Are the investment fees higher or lower than those in your current plan? If you were paying more at your old plan, it's a good reason to move your assets to a plan with lower investment fees.
- Are you satisfied with the investment choices and fees charged in your current plan? If you're not happy with your current plan -- and weren't crazy about your old plan -- you can always roll over your old plan assets into an IRA.
Initiating a roll over isn't difficult. First, check your current plan rules to confirm that rollovers are permissible (the vast majority of plans accommodate this feature). Then contact the administrator of your old plan (you can find their information on your quarterly statement) to get the ball rolling. Some plan providers have a simple online request process, while others require completion of a paper-based rollover form. Your current plan provider or IRA provider may even furnish a rollover service for you.
It's also important to know the difference between a rollover and a distribution. A rollover allows you to transfer your money from one qualified retirement account to another without incurring any tax consequences. A "qualified" account can be either your new employer's plan or a rollover IRA.
A distribution is essentially a withdrawal from your account. If you request a distribution, the account administrator is required by law to withhold 20% of your account balance to pay federal taxes. State taxes, if applicable, are also due. If you are under age 59 1/2, you will probably be hit with an additional 10% federal early withdrawal penalty.
If you have specific questions about your retirement plan distribution options, contact your employer's benefits coordinator or a qualified financial consultant.
1Asset allocation and diversification do not ensure a profit or protect against a loss in a declining market.
© 2012 S&P Capital IQ Financial Communications. All rights reserved.


text:
The Agua Rain Barrel combines the timeless aesthetic elegance of ceramics with the enduring longevity of modern plastics. It is made of a roto molded plastic that is able to withstand extreme temperatures and will not chip, crack or fade.
The 50 gallon rain water barrel has strength and durability while adding a beautiful exclamation point to your environmentally-friendly lifestyle with its nicely rounded urn look. This rain barrel is not only beautiful in its own right but lets you add another level of garden decor with its unique crown planter on top. A corrosion proof screen guard to prevent debris from entering and clogging the drain.
An overflow valve keeps the barrel from filling too full and interfering with the planter. To direct the water away from your house you can attach a small hose to the valve and direct it into a garden or your lawn. Or place two barrels side by side and connect the overflow valve from one into the bottom drain of the second and collect more usable water!
Adding to its ease of use is a unique hose dispensing system. The 4 foot garden hose (included) attaches to the drain in the bottom and has a shut-off connector. Having the hose drain on the bottom maximizes the water pressure in the hose. A hook on the side holds the hose neatly in place.


text:
Students speak on a Marco charter high school
Marco Charter Middle School students discuss pros ...
MARCO ISLAND — Hoping to make the grade, Marco high school initiative members are honing in on the top three state requirements to get a charter high school.
A group of about 50 Islanders met at Marco Island Charter Middle School Saturday afternoon to discuss what exactly needed to be done to make their dream of an "exemplary" charter high school come true.
Mario Sanchez is leading the citizens' movement for the charter school and shared the state requirements. As members of the committee work to complete an application for a charter high school by August 2010, they plan to focus on the following three elements as set by the state: improve student learning and academic achievement; include learning opportunities for all students with special emphasis on low-performing students and reading; encourage use of innovative learning methods.
Petitions are being circulated that will be shared with local, state and federal officials. There is also an electronic petition being posted on marcohigh.com requesting an on-Island "exemplary" high school.
"What is exemplary? Does that mean it's better than Lely High School? No. It does not mean that Lely is not exemplary," said Jane Watt, answering questions she said have been posed by many people.
"Exemplary means that every student who attends will be encouraged to reach their absolute highest potential," Watt said.
"And well-rounded," Tara Hagan interjected.
Hagan added that athletics and extra-curricular activities will be as important as other academic opportunities.
There is currently a high school on Island, Winterberry Christian Academy, which opened in 2008.
"I understand the desire of Marco residents to have a high school on the island. The students of the Island are able to attend highly rated, local schools from pre K through the eighth grade. It is only natural that they should be able to stay on the Island for their high school years as well," TJ Freeman, an educator at the Christian Academy, has said to the Eagle.
"In fact, the Winterberry Christian Academy was formed as a solution to this desire and exists to help meet this need," he added.
The private school has a partnership with the Marco YMCA to assist in providing athletic programs to the 18 students who attend the school in grades six through 12.
Sanchez's hope is that the charter high school would be attractive to all of Collier County by offering the best possible education, while remaining a public school for people who may not have the money to enroll their children in a private school.
"It's not a one-way bridge. We want to be the school everyone wants to get to," Sanchez said.
Councilman Frank Recker was in attendance Saturday with his son Mac, 14.
Frank Recker suggested finding out what it would take to get three of the five school board members to "be on board" with the idea.
Hagan said that in her research and contact with local, state and federal officials, the highest hurdle to jump will be getting the capital dollars to build the school, which is slated for 2011.
Sanchez said "tens of billions of dollars" are available for education grants and possibly more through the America Recovery and Reinvestment Act, better known as the "stimulus package."
"Having high school students, 16, 17, 18 years old driving all the way (to Lely) isn't a safe thing." Watt said.
Marco Island Charter Middle School sixth grade students Erin Homuth, 12, Jordyn Verville, 11, and Mariel Sanchez, 12, all said their greatest reason for wanting an on-Island high school would be to use the hours spent commuting off-Island to school for better purposes such as homework, sleep or extra-curricular activities.
Sanchez said a charter high school offers increased college potential and high school students could have the opportunity to get a jump-start on college level courses before high school graduation.
The most promising results for charter schools relate to the long-term outcomes of high-school graduation and college entry, according to RAND corporation's studies on charter schools.
Charter high schools appear to have substantial positive impacts, increasing the probability of graduating by 7 to 15 percentage points and increasing the probability of enrolling in college by 8 to 10 percentage points, according to the studies in Chicago and Florida.
The report, "How Charter Schools Affect Student Outcomes," can be found at rand.org. The report was conducted as a collaboration between RAND Education, Mathematic Policy Research, Inc., and Florida State University.
If interested in learning more about the idea of a Marco Island charter high school, e-mail members of the initiative at email@example.com.


text:
Become an on-call firefighter.
Exploring potential combination with Wiltshire Fire & Rescue
Get a free home safety check.
Volunteer and protect your community.
Ready when you're not.
Could you make a difference and become a Community Volunteer or a On-Call(Retained) Firefighter?
We are run by the Authority and work in partnership with others to help make Dorset safer by:
If you're worried about safety in your home or of someone you know, use our referral service to see if we can carry out a FREE home safety check.
Privacy Accessibility Access to Information Dorset Fire Authority Gartan


text:
BMW NA has released the full M Performance Parts list and retail pricing for the 4 Series.
Click inside to download full PDF.
Here is the Canadian Price and Order Guide for the 2015 BMW 4 Series Gran Coupe.
At a press conference at the Geneva International Motor Show, the top three finalists for the World Car of the Year, World Luxury Car, World Performance Car, World Green Car and World Car Design of the Year awards were announced yesterday.
The overall winners in all categories will be declared at the New York International Auto Show on Thursday, April 17, 2014.
World Car of the Year
From an initial entry list of twenty-four new vehicles from all over the world, then a short list of finalists, the top three contenders for the overall 2014 World Car of the Year title have been revealed (in alphabetical order by manufacturer):
Audi A3
BMW 4 Series
Mazda3… CONTINUED
The BMW 4 Series Gran Coupe (F36) [Official Thread] has made its world public debut at the 2014 Geneva Motor Show in 435i M Sport form.
The 435i Gran Coupe starts in the U.S. at $46,725 ($925 destination & handling included) and will arrive at dealers in the early Summer. A 435i xDrive model will become available later in 2014.
North Americans will have a chance to see the 4 Series Gran Coupe for the first time at the upcoming NY International Auto Show next month.
The foundation that Burkard Bovensiepen laid in the 1960s in the form of a performance-enhanced BMW 1500, has since developed into a permanent fixture in the luxury sports car segment.
What were then the first technologically advanced products marketed by ALPINA, namely four-cylinder petrol engines with Weber dual carburettors, are now in modern form high-tech automobiles. Equipped from the outset with the best possible genes by BMW, they represent the ultimate in performance, comfort, driving culture and efficiency.
The new BMW ALPINA B4 Bi-Turbo models combine these characteristics like no other. The modern straight-six 3 litre engine equipped with two turbochargers produces 301 kW (410 hp) and a maximum torque of 600 Nm. The adaptive ALPINA sport suspension and the 8-Speed … CONTINUED
Check out this beautiful Estoril Blue BMW 4 Series 428i with M Performance Parts.
2014 428i M sport Estoril Blue II:
M Performance 405M 20″ wheel set
M Sports brake
M Performance exhaust (for 28i)
M Performance carbon splitter
M Performance carbon spoiler
M Performance carbon mirror cap
AC schnitzer power kit (294HP)
AFE momentum PRO5R intake
M Performance side decal (upcoming)
M Performance rear diffuser (back order)
CAR Magazine reviews the BMW 435i coupe against the Audi S5 and Mercedes E400. Check out the comparison review inside.
BMW previews some 4 Series Gran Coupe BMW Individual options.
- Moonstone Metallic paint
- 19″ V-spoke 626 wheels
- Fine-wood trim Ash Grain White
- Fine-grain Nutmeg merino leather with contrast piping and filigree stitching
Individual colors are named: Citrine, Pyrite Brown, Tanzanite, Brilliant White, and Frozen Cashmere Silver. Interior colors are Merino, Golden Brown, Opal White, Cashmere Beige and plain black.


text:
Subscribe to HELLO! and save up to 40%Subscribe
Greenwich in London named as one of the world's top destinations
Greenwich in London named as one of the world's top destinations
Leonardo in London
Under the title 'Leonardo da Vinci: Painter at the Court of Milan', the exhibition draws together paintings from collections around the world in an unprecedented display of the rare surviving works of...
"More stars than there are in heaven"
They're all here: Clark Gable, Marlon Brando, James Dean... Elizabeth Taylor, Greta Garbo, Audrey Hepburn, Marilyn Monroe... the gods and goddesses of the silver screen brought to London in an exceptional...
One year to go for the London Olympics 2012
One year to go for the London Olympics 2012
Ascot: a day at the races
You may have missed Royal Ascot itself, but there's no reason why you shouldn't visit the world's most famous race course for one of the other meetings and try your luck. And this year there's...
Treat yourself to a celebrity holiday
Whether it's simply taking time out from their latest filming or tour commitments, a visit to enjoy the nightlife and culture of some of the world's most cosmopolitan destinations or for more personal...
Ten places in the lives of the royal couple
Notting Hill, London Do you remember the photos of the late Princess Diana with William the schoolboy on his first day at school? He was dressed in the long dark socks and short trousers of a typical...
Hollywood settings in the English countryside
While you're waiting for the return to your screens of the aristocratic Crawleys in the period drama Downton Abbey this autumn, you can visit the setting for many of the upstairs scenes at Highclere Castle,...
The (very stylish) art of travel
Starting in London with a private viewing at the National Gallery, Venice, Paris and Bath are the destinations for these unique journeys in classic trains, each in the company of an expert guide. With...
Europe dons white for winter
All across Europe, from Bruges to Copenhagen to Zurich, snow and ice are the protagonists, and white is being worn by cities, towns and villages. Picturesque scenes from the fairytale land of Bavaria,...
The 'dont-miss' dates and destinations for 2011
Capitals of Culture Until 1812, the city of Turku, was capital of Finland. Now, in 2011, almost 200 years later, it's European Capital of Culture, an honour it shares with Tallinn, the capital of Estonia....
Europe gets ready to greet 2011
Forget the world recession and other worries. The night of December 31st is a time to dream; it's a time to focus on the positive and the world of possibilities ahead. Above all, it's a time to join with...
London's a favourite with Spanish shoppers
Shopping is big business for the Spanish. In a recent survey by the web portal Tripadvisor, of the 730 Spaniards questioned, 42% described shopping as a passion, while a mere 10% thought of it as an obligation....
English pubs: not just beer and peanuts
It may be hard to imagine Prince Charles knocking back a pint, but it was His Royal Highness who inspired the Pub is the Hub initiative whose aim is to put the country pub back at the heart of rural...
Halloween: scary stuff from around the world
It doesn't matter whether you call it All Saints, All Souls, the Day of the Dead, Witches' Thanksgiving or Halloween, for most of us – stars and celebrities included – October, particularly...
London's legendary Savoy Hotel reopens its elegant doors
In 1889, the British capital's first luxury hotel opened. Emulating the modern facilities found in American hotels, the Savoy was the first establishment in London to boast electric lifts – known...
Dazzling night skies: When the sun sets, global cities continue to shine
From London to Moscow, the world's biggest cities are full of bustling activity every day. But when the sun goes down, these metropolitan areas shine with a different light. Though the cherished longer...
A princess's star style
The Victoria and Albert Museum in South Kensington is the world's largest museum of decorative arts and a work of art itself. This in itself should provide reason enough to make a trip to London, but from...
Van Gogh's letters at London's Royal Academy
If you're an art-lover and you plan to visit London before April 18th, you're in luck: the Royal Academy is presenting The Real Van Gogh: The Artist and His Letters, an exhibition that offers a new insight...
Your pass to the finest VIP clubs in the world
Fortunately, not all the world's private clubs are quite as exclusive as the Carlton Club, founded in London in 1832 by aristocratic Tories, where, until last year, Margaret Thatcher was the only female...


text:
Whatever chance Wall Street had of seeing the Dodd-Frank financial reform law dismantled died with Mitt Romney's election-night concession speech.
The Republican nominee railed against the far-reaching legislation, promising to repeal it once he took office. But with President Obama clinching a second term, analysts say the financial services industry must come to terms with the fact that Dodd-Frank will become firmly entrenched.


text:
Print friendly version
Auditory neuropathy
Other Names for this Disease
- Auditory dys-synchrony
See Disclaimer regarding information on this site. Some links on this page may take you to organizations outside of the National Institutes of Health.
These Web pages are updated as the Genetic and Rare Diseases Information Center receives questions and as new information becomes available. If you don't see many information resources on this page, it may be because the Information Center hasn't yet received a question about this condition.
Your Questions Answeredby the Genetic and Rare Diseases Information Center
Please contact us with your questions about Auditory neuropathy. We will answer your question and update these pages with new resources and information.
On this page
Basic Information
- The National Institute on Deafness and Other Communication Disorders (NIDCD) conducts and supports biomedical and behavioral research and research training in the normal and disordered processes of hearing, balance, smell, taste, voice, speech, and language. Click on the link to view information on this topic.
In Depth Information
- Medscape Reference provides information on this topic. Click on the link to view this information. You may need to register to view the medical textbook, but registration is free.
- The Online Mendelian Inheritance in Man (OMIM) is an catalog of human genes and genetic disorders. Each entry has a summary of related medical articles. It is meant for health care professionals and researchers. OMIM is maintained by Johns Hopkins University School of Medicine.
- PubMed is a searchable database of medical literature and lists journal articles that discuss Auditory neuropathy. Click on the link to view a sample search on this topic.