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MCKEESPORT, Pa.—Authorities in western Pennsylvania have released the name of an elderly man found dead after an early morning fire in his home.
The Allegheny County medical examiner's office on Sunday identified the victim of the McKeesport blaze as 87-year-old Robert Gaska.
Fire crews were called to the home shortly after 5:30 a.m. Saturday and found the victim's body in the basement.
The medical examiner's office said the cause of death is pending further tests.
The cause of the blaze is under investigation.

subset: commoncrawl


text:
Andrew Fabella, are you out there?
Please report to post-op at Keck Hospital of USC early Monday morning.
I'm coming back to have the other knee done.
That's right, folks, I'm kicking off the new year by getting a partial right knee replacement because my medial cartilage is cottage cheese and I'm bone on bone, just like I was on the left knee. I need to be in top shape this year because I've got mayoral candidates to chase and a 9-year-old daughter who's already too much for me to handle on the tennis courts.
Last August, the surgery was a breeze, but I had a little surprise in post-op. A heart arrhythmia was a bigger problem than anyone knew, and my ticker went on strike for half a minute or so. Fabella, a nurse, saw me flat-line and started chest compressions, which brought me out of sudden cardiac arrest.
Some readers have questioned my sanity in going back for more, but I feel pretty good about it. As several doctors have pointed out, my knee problem may have saved my life, revealing a condition for which I now have a pacemaker.
Besides, I've heard from lots of readers who rave about the surgeon we share: Dr. Daniel Oakes. Same with my cardiologist, Dr. Leslie Saxon, who told me she'll drop by post-op to make sure I don't try any new tricks.
What I dread, more than surgery, is having to strap my leg into the continuous passive motion machine for six hours a day when I get home from the hospital. While you're flat on your back staring at the ceiling, the monotonous motion machine bends your leg, it straightens your leg. Bend. Straighten. Bend. Straighten.
Six hours of this.
The police should strap suspects into these things. They'll confess to anything.
The other thing I dread is the stream of medical mail that is guaranteed to land in my mailbox every few days, every last bit of it entirely indecipherable.
BlueCross BlueShield of Illinois keeps sending me things that say, "This is not a bill."
Then don't send it to me.
It's not as if anything in the correspondence makes sense. And then there's always the line that says, "Amount you may owe provider."
If they're not sure, how can I be?
I was notified by the insurance company last time that home physical therapy was not a covered expense. I'm guessing they'd rather have your knee lock up until your leg has to be amputated, ruling out any future billing for osteoarthritis.
I was looking for a number to call, so I could contest the decision, when I discovered on the last page of a six-page waste of paper that I "may be eligible" to receive my "adverse determination" in several languages. According to this document, I could be denied coverage in Spanish, Tagalog, Chinese or Navajo.
Sure, send one of each.
A Keck medical assistant told me to ignore the denial and get the physical therapy while the insurance company bean counters and medical administrators fought it out.
Can't they all just get along?
Can't we poor patients get straight information instead of fiction?
Can't we switch to a healthcare system instead of a paper-shuffling, profit-driven, CEO-bonus-building system?
On Sept. 26, one of my insurance company statements said $588 had been billed for laboratory services, of which BlueCross paid $57.90. This was one of those deals where the hospital bills one thing knowing it will gladly accept a lesser amount. It's like going to a restaurant where the menu lists the cost of pasta primavera at $236, but they'll take $14 and throw in a bread stick.
I've got a friend in healthcare administration who said to me:
"You realize all these numbers are meaningless, right?"
Yes, but I'm afraid I'll misinterpret the meaningless numbers and have my credit ruined. I got a bill in October with charges from 11 doctors, eight of whom I've never heard of. It's possible, I suppose, that they all rushed to my side during the 30-second span in which I was dead.
When I couldn't pay in full, Keck Medical Center of USC was happy to work out a monthly payment plan. But shortly after that, I got a bill for a larger amount than I had agreed to. When I called to ask what was up, I was told that I must be wrong, there was no such monthly payment plan on record.
Is their ulterior motive to drive me insane, so I begin running up a tab for mental health services, too?
After a good deal of wrangling on the phone, the billing clerk came up with an explanation. I had worked out a monthly payment plan with Keck Medical Center of USC, but not with Keck Hospital of USC.
Who knew there was a difference? Is one a front for the other? Is the mob involved?
I can honestly tell you that I have no idea whether I've paid what I owe, or if that's even been determined. Months ago, the insurance company told me I'd end up paying about $3,000 per knee out of my own pocket.
Then why didn't they just send me a bill for $6,000, and save a forest?
It's possible that I don't really have surgery scheduled for Monday morning and this is all a ruse. I show up at the prescribed time and they have me arrested for nonpayment.
But if they go through with the operation, here's hoping Andrew Fabella is on duty.
Meanwhile, I'll be back to the column in a couple of weeks.
I'm almost sure of it.


text:
Reading Linked With Bullard Move
Monday, 20th Feb 2012 23:20
Reading are being linked with a loan move for Town midfielder Jimmy Bullard. The Royals reportedly want to land the 33-year-old before their weekend game at Middlesbrough.
Bullard, who joined the Blues on a two-year deal after having his contract terminated by Hull last summer, hasn't started a game since the 4-0 defeat at Burnley in November.
With Andy Drury and Luke Hyam currently in the team, skipper Grant Leadbitter waiting in the wings, Lee Bowyer fit after his groin injury and Ryan Stevenson signed from Hearts in January, Town may be open to loaning Bullard, who is believed to be the club's highest earner on a reported £18,000-a-week.
Meanwhile, Reading boss Brian McDermott is also reported to be in talks with Wolves regarding the vacant manager's job at Molineux.
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Behind Enemy Lines by tractordownsouth
With the season nearly at its end, I decided to delve into the forums of our rivals, à la HarryfromBath!
The Price of (Partial) Success by samblueips
A stronger squad, with several consistent performers, has been a crucial factor in Ipswich's success this season. If we remain a Championship club next season, however, we are likely to see exits. The idea that Mick McCarthy's holistic strategy, planning for the long-term future of the club, may fall apart because of the magnified finances and stature of Premiership is an unfortunate but very real possibility.
The Run-In by tractordownsouth
By this point, most fans have usually lost interest, with the Blues sitting in lower mid-table the campaign begins to peter out.
Free Willie(ams) by samblueips
For much of this season, Ipswich were dire to watch. On numerous occasions, ninety minutes felt much longer. It was the only time in my fourteen years of being a season ticket holder that I had felt that way.
Best in the League by DurhamTownFan
This will be a short blog, I hope it stimulates positive discussion on our current crop of players and their relative abilities, compared to those of other teams in the Football League.
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TWTD.co.uk Story Archive


text:
by Steven J. Owens (unless otherwise attributed)
In no particular order:
Window Blindness - I coined this phrase the other day, and I like it so much I'm adding it here. Window Blindness is generally any example of behavior similar to the sort of bipolar selective memory that Windows users have about windows reliability and ease of use. One day they're ranting about some bug or crash or usability issue, the next day they're defending Windows reliability and ease of use.
Scroll Blindness - The effect of being unable to find information you need because it is buried in too much other, less interesting information. From Robert L. Read's "How To Be A Programmer". I like this phrase not just for what it's about, but for how I can use it as a metaphor for other types of human behavior.
"Always cut towards a major artery... - ...that way you'll be careful." This is something a friend - one of the better programmers I know, and also a pretty good carpenter - told me, and it's a really nifty example of a technique I love, using humor to make something stick in your head. After hearing this one, I can't cut anything without remembering and chuckling at this -- which means I can't help but remember the practice of making sure I'm cutting away from myself.
"Heat until dangerous" - Another saying, this time from the cooking world. When you heat up oil for frying something, you want it to get hot enough that a drop of water sprinkled on the oil will pop and skitter around, and you risk an oil burn if you're not careful. "Heat until dangerous" describes the heat level succinctly, and also reminds you to be careful
Put on your own oxygen mask first - From standard airline emergency orientations, used at headrush.typepad.com to make the point that your responsibility to all of your customers requires you to avoid overcommitting and underbidding to please just one of your customers.
Organizational Accent - From www.randsinrepose.com, "Getting folks in the same group, with the same organizational accent to talk coherently to each other is hard enough. Meetings give us the opportunity to include other organizations with other accents."
Fibber McGee's Closet - when you "clean" by cramming everything into a closet. From the old radio show "Fibber McGee and Molly", which had a closet crammed full of junk that would tidal-wave onto the next person who opened it. Most programmers can think of good examples of Fibber McGee's closet in their software projects...
Abstraction ad Infiniteum - sometimes layers upon layers upon layers of abstraction aren't about hiding ugliness, but about avoiding reality. Or just indecision; it's hard to get the balance right.
You got your dirt in boss's hole... - a paraphrase from Cool Hand Luke, basically it's about insanely unreasonable management types. In the movie, a prison guard points at a spot of ground (i.e. there's no hole or ditch there... yet) and says:
Boss Paul: That ditch is Boss Kean's ditch. And I told him that dirt in it's your dirt. What's your dirt doin' in his ditch?
Luke: I don't know, Boss.
Boss Paul: You better get in there and get it out, boy.
Hit and Run Management - Joel Spolsky (joelonsoftware.com) came up with this phrase to describe a style of poor management resulting from 50's era Command & Control style management:
"Nobody at Juno owned anything, they just worked on it, and different layers of management happily stuck their finger into every pie, giving orders left and right in a style which I started calling hit and run management because managers tended to pop up unannounced, give some silly order for exactly how they wanted something done, dammit, without giving any thought to the matter, and leave the room for everyone else to pick up the pieces."
Financial Hangover - Like a hangover, only resulting from the financial impact of a night out, party, vacation, etc. I'm not sure if this is really good enough to deserve a listing here, but let's run it up the flag pole and see if people salute.
Teddy Bear Debugging - Often the process of explaining a problem to somebody else is enough to make you see the answer to the problem. From Rob Pike's The Practice of Programming: "One university computer center kept a teddy bear near the help desk. Students with mysterious bugs were required to explain them to the bear before they could speak to a human counselor."
Push The Shiniest Button - a good phrase that a friend dropped into conversation one day, vividly depicting somebody interacting with things they don't have the faintest understanding of. Not sure whether he came across the phrase somewhere, or invented it. In reference to the writings of Analee Newitz (techsploitation.com) he said, "she has a lot in common with John Katz, i.e. not a serious investigator so much as someone who pushes whatever geek buttons are shiniest."
Boil the Ocean - an industry phrase meaning to attempt something futilely ambitious. I first came across the term in one of Joel Spolsky's columns, in the context of getting everybody on the internet to install some browser add-on. For some reason, the "get the insanely massive installed base to upgrade all at once" really seems to resonate with "boil the ocean."
FLAQ - A FAQ written by a marketing flack. The term could be stretched to mean any supposedly-informational content that is in fact just advertising copy. FAQs originated on the Internet and tended to be marvels of clearly written information, mainly because they were composed by intelligent people who noticed that certain questions came up again and again (i.e. frequently). Until, that is, the internet boom. Marketing flacks noticed that a lot of websites had FAQs, and started putting up FAQ sections in commercial websites, filled with useless advertising copy. The forward to the dead trees edition of the Java FAQ put forward the idea that FAQS are so useful precisely because the repeated discussions end up identifying and explaining the underlying confusion that usually leads to the FAQ.
Pasta Proposal or Spaghetti Estimation "...throw it at the wall and see if it sticks" is an old saying for how to tell if spaghetti is done cooking. Programmers know the term "spaghetti code" to refer to messy, tangled code. We came up with these phrases to refer to an odd, annoying, and all too common situation. Frequently what happens is that a client prospect thinks that they should buy something, but doesn't know what. In a sane and rational world, you'd have somebody good at analysis (i.e. not a salesman) sit down with them and get a decent idea of what's going on in order to develop a proposal. In the real world, often this is politically impossible on both sides, for a variety of reasons. Instead, the salesman makes guesses, pressures the back office folks to throw together a proposal, and throws that at the client to see if it sticks. Sometimes this is about features, other times it's about cost and time estimates (e.g. the client doesn't know what ballpark they want to be in).
Road-to-Hell Technology - paved with good intentions. Client-side javascript (in a pre-AJAX context) is one such technology. I don't mind javascript as long as a) we aren't functionally impaired when it breaks and b) we don't allow it to sidetrack any significant degree of resources. However, the nature of javascript is such that even with the best of intentions, both of these will inevitably happen.
Shiny Technology - I was just editing this and read "push the shiniest button" followed by "road-to-hell technology" and had an epiphany. Certain kinds of technologies are a recipe for trouble, not because of anything inherently wrong with them, but because of their allure. Mostly I'm thinking about technologies that non-techs somehow feel more sure of themselves with; not that they understand the technology, but that it is for some reason more viscerally accessible to them (see javascript). This leads them to assume that their intuition is valid, when it usually isn't. However, most technologists have had an encounter or two with shiny technology themselves.
Slogware, Slogtech - product or technology that by its nature you simply CANNOT "work smarter" at, you have to just slog through it. Oracle is a good example of this, particularly getting an Oracle server to exactly, precisely the same patch level as a working installation so you can move an application over to it.
Fritterware - an ex-colleague, Jim Venis (the "ven" part is pronounced as in "venn diagram") coined this, for technology that tends to suck you into frittering away countless hours of time fiddling with it and fine-tuning the settings, without any real concrete payoff.
Enabling - terminology from Alcholics Anonymous, meaning to help somebody avoid confronting their addiction, by helping them avoid having to deal with the consequences of their addiction. Sometimes technologists do this, by too rapidly fixing (or at least leaping in to fix) the consequences of bad technology decisions. I'm not suggesting that you should play games with your users or colleagues, but it's important to recognize what's going on.
Irrational Technology - Relevant to Enabling. Enabling is particularly tricky when dealing with other technologists, because technologists (correctly, most of the time) tend to assume that problems are the result of incomplete knowledge, and that resolving a specific problem and filling in the knowledge gap that caused it will prevent a recurrence of similar problems. For rational technologies, this tends to be true. For irrational technologies, this is not.
When dealing with a fellow technologist who does not want to accept your advice that a particular technology is irrational, it's important to be careful not to become an enabler.
Systematic vs. Idiosyncratic - I use this dichotomy to illustrate two opposing tendencies in knowledge. This is closely related to rational/irrational. With rational technologies, you can assume that there is a pattern (model, paradigm) to the technology. As you come to understand the pattern, you start to get better at dealing with the technology. Some topics defy this, for example automobile repair and Microsoft Windows products. With these idiosyncratic technologies, you have to rely on brute-force memorization of tricky little details and exceptions.
Most idiosyncratic technologies also qualify as slogware or slogtech.
Transparent Complexity vs Obfuscated Complexity - Some things just are complex, no matter how you try to hide the complexity. I am convinced that the worst excesses of bad UI design are attempts to hide such inevitable complexity. The result is layers of obfuscation added onto an already-complex topic. I'd rather just have transparent complexity, complexity that I can more easily grapple with directly, than complexity buried under layers of gratuitous obfuscation.
Obvious Complexity vs Subtle Complexity - also perhaps shallow vs. deep. Clutter is obvious complexity; subtle complexity often may not seem complex at all - and then comes back and bites you.
Monkey Code - (I intellectually prefer "Monkey Code", but I always end up saying "Donkey Code" for some reason - maybe "Donkey Kong" imprinted itself too strongly on my young mind.) Coding that a trained monkey could do. A classic case in point in getters/setters in Java, delegation for unmodified methods in Java, all the scaffolding required for JDBC in Java. Any repetitive coding you have to do should be done by a program, or better yet, should be built into the technology.
Catholic Tech, or Rosary Code - technology that has a lot of inherent monkey code (e.g. "First you say 500 Hail Marys"...). (coined by James Deikun)
Semantics - often used as a derogatory comment in dismissing a question of terms, meaning "you're quibbling over semantics". In some cases it's correct to avoid quibbling over semantics. In other cases, semantics are half the job. Besides the importance of choosing the right metaphor and the right terms, working with the wrong set of terms and labels (often due to a legacy codebase) adds considerable cognitive overhead.
Cognitive Overhead - additional load imposed on your thinking process, often by extraneous elements.
Spiritual Code - as in "frustration is good for the soul." (based on a comment by John Roth on the extreme programming mailing list).
Koolaid Technology, Way of Life or One True Way - From the phrase "drink the koolaid", generally meaning to completely buy into a mass delusion (for example a cult; put "koolaid" and "cult" together and you can guess the origin of the phrase, which seems strangely popular in certain technology circles :-). There's a frustrating tendency for technologies to have a web of interdependencies. Microsoft and Oracle are two good examples. A friend suggests Zope is an example, but I haven't worked with it.
To get the advantage of the technology, you have to sign up for the entire way of life implicit in the technology. These are Koolaid technologies. This is true in both the larger sense, where you might say there's an entire ecology of interdependent technologies (Microsoft software development is a good example of this) and in the smaller sense, IDEs or particular components or component suites. A technology's Koolaid-ness isn't always evil, but I tend to be wary of it. Aka "a little bit pregnant." Koolaid is not a sign that technology is inherently bad; gratuitous koolaid is bad. Most koolaid is gratuitous.
A friend uses this less-pejorative phrase, "heavy lifestyle assumptions", as in "almost all frameworks come with heavy lifestyle assumptions."
Clever Stupidity - Sometimes I use this phrase in a complimentary sense; somethings doing things the stupid way can be very clever. Most of the time, I'm talking about doing things that seem clever but are ultimately stupid (like most uses of javascript).


text: Farmers Consider Replacing Wheat with Corn As the expansion of the ethanol industry pushes corn acreage up, some farmers are considering planting corn in place of already planted wheat. Published on: Dec 29, 2006 Tweet Post to Your Wall. Email Story RSS Permalink Print As the U.S. ethanol industry continues to expand, the resulting high corn prices have driven up some corn acreage estimates for 2007 to nearly 90 million acres. Although soybean acreage may slip to make room for corn, agricultural economists say Nebraska farmers are considering planting corn in place of wheat they've already sowed. With wheat futures high, University of Nebraska-Lincoln Extension cropping systems specialist Bob Klein says Nebraska producers planted probably 15% more wheat this fall. Now, with corn prices high, Klein says producers may kill off some of that wheat with herbicide to make way for corn in the spring. "If the corn price stays up and wheat price stays where it is, it's pretty attractive to consider," he says in a Dow Jones release. Even though Klein says Nebraska may have never had its farmers kill off their wheat crops, the high corn prices - Chicago Board of Trade March corn was at $3.86 3/4 per bushel on Wednesday - are far from ordinary, too.


text:
Martinez addressed some of the things he will be looking to advocate to the Nevada Legislature during its upcoming session, citing the Capital Projects budget as being a major concern. Working opposite WCSD's operating budget, which encompasses the "day to day budget" according to Martinez, the capital budget maintains the facilities housing the students.
"We have about half a billion dollars worth of need for those buildings (that are very old and in disrepair)," Martinez said. "We have so many structures in the district that are so old we are anticipating over the next five years alone about $100 million in repairs are going to come due. We run the risk of waiting and possibly having these things break down and having to pull money from the operating budget."
Martinez said he will be looking for advice and advocacy help from the City of Sparks and the Sparks City Council in pushing for Capital Projects funding and protection, an area Martinez stated "is one of the biggest challenges we have in the district."
Councilwoman Julia Ratti said maintaining the school district's buildings has an immediate impact on the students attending Sparks schools.
"The environment in which students learn is so important to their education and that is particularly true in Sparks," Ratti said during a phone interview Tuesday. "There is an equity issue in the school district and while technology and science labs evolve so quickly, we are still having problems with windows and boilers and things needed to keep the schools running. That needs to be a big part of what we present to the legislature."
In his time spent as Superintendent, Martinez has stressed closing achievement gaps in lower grades in order to boost graduation rates at the high school level. He told city council he has been focused on stretching Kindergarten classes to six hours each day, rather than the current two and a half hours, and reducing the class sizes for more effective learning.
"Imagine being a Kindergarten teacher and having 30 or more children, 5 year olds, in your classroom and you have two and a half hours to teach them the Kindergarten standards---which are likely going to be more difficult with the Common Core (Curriculum). I just find that unacceptable," Martinez said. "One of the unpleasant surprises I found when I came to Nevada three years ago was that we do not have a universal preschool program for ages 3-4 and we don't have public kindergarten programs. Our best shot at closing achievement gaps for our children are during those early grades."
Martinez said several obstacles, in addition to the aforementioned Kindergarten strains, stand in the way of children successfully graduating from high school in Washoe County. Martinez said half the children in the district "are living in high poverty, are English Language Learners or have disabilities," which inevitably leads to a higher cost of education.
Councilwoman Ratti, who oversees Ward 1 in Sparks, ranging from the city's limits on the west and south sides north to Greenbrae Drive and east to McCarran Boulevard, said her ward is in the high-poverty range almost throughout.
"My ward has the lowest income in the city and many of the children in my area are English-language learners and we have to do a better job of getting those kids ready for high school," Ratti said. "I think the entire council is supportive of closing those gaps by enhancing lower grades. When we hear and see that students are struggling in the third grade, it is highly unlikely they will make it through high school."
Martinez said high schools in Washoe County will also be strengthened as continually more Signature Academies open for students. The programs allow for students to study a specific career path during their years in high school, and Martinez said every high school in the district will have one beginning next fall.
"I am a big believer that today's children are learning very differently than they have in the past," he said. "The goal of the Signature Academies is that they will be directly aligned with higher education and careers. At the end of this year we will have agreements with UNR and TMCC and we will have the curriculum of the programs mapped out for our students."
Councilwoman Ratti said the institution of the Signature Academies across the district will help boost not only graduation rates, but interest in higher education or technical training. Readying students for post-graduation opportunities, according to Ratti, is very important to student's high school outcomes.
"I think the school district has done a great job in creating smaller communities for students to learn in," she said. "I think that is particularly helpful to keeping students engaged and keeping them on track."


text:
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About Us
NES Remix 2
Castlevania: Lords of Shadow 2
The Wolf Among Us – Episode 3: A Crooked Mile
Warlock II
Super League Football
Vizio 54" Soundbar 3.0
Diablo III: Reaper of Souls
Dark Souls 2
GN Unplugged
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Indie Spotlight
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Defunct Games
Russell Archey
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Sean Cahill
Nathan Carter
Nathaniel Cohen
Sean Colleli
Jeremy Duff
Dave Gamble
Travis Huinker - updated
Charles Husemann
Randy Kalista
Dan Keener
Jeff Kintner
Cyril Lachel
Cary Lange
Matt Mirkovich
Sam Stewart
John Yan
My Settings
posted 5/1/2007 by
Sean Colleli
other articles
by Sean Colleli
One Page
Each year we seem to get the same lineup: a new
Tony Hawk
, a new
, a new
Mario Party
and of course, a new
Medal of Honor
. Various game developers have all but burned out the Medal of Brothers with Honor who are also a Band in Europe genre, also known as the WWII shooter.
Call of Duty
was refreshing a few years back, but after two sequels it has become almost as generic as everything else on the market. Penny Arcade said it best when they called Normandy the new Hoth, but lo and behold, the monotony has finally been broken. EA has genuinely surprised me with their latest installment in the MOH series, and they've restored just a tiny bit of my faith in shooters on the Wii.
Medal of Honor Vanguard
crept in under the radar as the first legitimate Wii FPS in a while. It follows Frank Keegan, part of the 82
Airborne division, during his campaigns in Europe. The story isn't all that important—it feels like most other MOH background setups—but the cutscenes between campaigns are a nice historical touch.
I have not played
Call of Duty 3
on the Wii so I cannot make a comparison there, but I can tell you that Vanguard is far and away more enjoyable than
Red Steel
, and considerably more comfortable. From what I've heard from other gamers Vanguard's controls aren't as tight as COD 3, but compared to Red Steel, Vanguard feels like a dream come true. Aiming and shooting do not have that aggravating "floaty" feeling—your gun doesn't pivot as you twist the remote, and you can even adjust the threshold of the now-common bounding box.
There is a deceptive option to "lock" the crosshairs to the center of the screen, but this option does only that; your gun will still stray into the dead zone, and
your view will begin to turn. This little lie hacked me off a bit, but otherwise the aiming was very serviceable.
Hurling grenades is also much more comfortable. You can't roll them along the floor like in Red Steel, but it really isn't necessary in Vanguard. Instead, you switch to grenades by pressing right on the D-pad, hold down the B-trigger, cast with the remote and let go of the trigger at the end of the throw. Holding B locks the view so you put the grenade exactly where you want it to go. The whole process is natural and very intuitive, and I hope other games adopt Vanguard's grenade mechanics.
One thing Red Steel did not allow was close-combat melee attacks—the best we got in that game were some awkward Tanto slashes that were hard to pull off with the nunchuk. Vanguard lets you thrust the remote forward to smack any intruding Nazis, which feels quite satisfying when it works; the rumble gives a sharp jolt as you knock the enemy's helmet off and ring his bell with the butt of your rifle. The motion has a tendency to throw off aim, however, so hand-to-hand comes off more as a novelty than a useful feature.
The other gesture-based actions are more frustrating to execute and might even get you killed in the head of battle. Jerking the nunchuk up and down will make you jump and crouch, snapping it left will make you do a 180 turn, and jerking right will reload your gun. These movements are easily confused; I often found myself ducking and spinning in continuous circles when I simply wanted to slap home a fresh clip. Luckily, the options menu allows any of these movements to be disabled. Ducking and jumping were much easier handled by the nunchuk's C and Z buttons, but reloading is mapped to the remote's small 2 button, and hitting in during a firefight is uncomfortable to say the least. Ultimately I kept the 180 and reload gestures activated, but reloading with a movement just isn't very responsive anyway—if Red Steel has Vanguard beat in any respect, it's gesture reloading.
Vanguard has the signature feel and flavor of the older MOH games, but with a healthy dose of modern shooter conventions.
MOH Frontline
was the last one that I played to any great extent, and the series' mechanics have improved significantly. There is much less of a focus on out-and-out shooting; the gameplay has shifted from a Quake or Half-Life perspective to more of a COD one. That means you'll be taking cover, a
much like Gears of War. Battlefields are littered with debris, rock and other places to take short refuge, and considering the hail of bullets it's usually a good idea.
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By Rabbi Hersh Goldwurm (Author)
List Price: $20.99
Online Discount: 10%
You Pay Only: $18.89Catalog #: HI1P ISBN-10: 0899064558 ISBN-13: 9780899064550Binding: Paperback / Pages: 226Dimensions: 6 x 9 inches / Weight: 0.86 LBSPublished: by ArtScroll Mesorah PublicationsIn Stock?: YES
For the first time, Jewish history is presented according to authentic Jewish sources; well researched and clearly illustrated with photos, charts, and maps. Vol. I: The Second Temple Era: The era of the Second Commonwealth from the Destruction of the First Temple to the Destruction of the Second.
Browse Related Books:Books > History BooksBooks > Holidays > Tishah B'av > Tishah B'av / General Reading
Other Selected Titles by Rabbi Hersh Goldwurm:
History Of Jewish People Volume 2 - From Yavneh To PumpedisaSchottenstein Daf Yomi Ed Talmud English [#32] - Nazir Vol 2 (34a-66b)Schottenstein Ed Talmud - English Full Size [#36] - Kiddushin Vol 1 (2a-41a)The RishonimYad Avraham Mishnah Series:27 Tractate ZEVACHIM (Seder Kodashim 1a)
Click here for full list


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Narrow your search
News, analysis and tips on the Google Android operating system, and devices and apps that use it.
Looking for phones? CNET's reviews of the best phones include photos, video, and user reviews.
You won't be left too far behind without it, but Android 4.1 Jelly Bean is a worthy update that brings improved voice search, notifications, and sharing.
Pricing not available
At an event in San Francisco, Google today unveiled the next version of Android, and while it doesn't appear to be a major departure from the last, it does bring its share of improvements, including mult-user restricted profiles.
Pricing not available
Don't mistake it for a search engine, but Jelly delivers a fun and more personal information experience.
Pricing not available
The S6000, A3000, and A1000 are the latest Android tablets from the Chinese manufacturer of ThinkPad laptops.
At the same time, KitKat's bite has reached almost 2 percent, while Gingerbread is eating up a 20 percent share.
If you're looking for a compact Android handset, the LG Optimus F3 will satisfy prepaid customers. As an on-contract phone, however, look to other free smartphones that are better.
The 13-inch Ativ Q is three devices in one: a Windows laptop, a Windows tablet, and an Android slate. We came to grips with it.
Pricing not available
Starting today, LG Escape users can now update their handsets to Android 4.1 Jelly Bean.
The Alcatel One Touch Star is an affordable way to put Jelly Bean in your pocket.
Pricing not available


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Tommy Hilfiger
OTHER COLLECTIONS BY: Tommy Hilfiger
2009 February 20
Tommy Hilfiger - New York Fall 2009
View Gallery
(NEW YORK) "This collection is sensibility meets fashion," said Tommy Hilfiger before the show. "We've designed this for the opening of our Fifth Avenue flagship. This is attainable and accessible collection." To the tunes of Carly Simon, the designer showcased what he does best: beautiful pea coats, desirable sweaters, and intelligent denims. The styling was on-point--same with the rich selection of blouses, canvas trenches, and sleek trousers. "Everyone needs a great classic," raved Diane Kruger. "And Tommy delivered."


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Van Chambers
Van Chambers, 63, Elizabethton, went home to be with his Lord, Tuesday, December 11, 2012, at Sycamore Shoals Hospital.
A native of Carter County, he was a son of the late Ernest and Jewel Adams Chambers.
Van was a 1967 graduate of Hampton High School and a 1972 graduate of East Tennessee State University with a degree in Business Administration. He was a retired employee of Graybar Electric, Bristol.
Van was a member of Union Baptist Church and the Median Adult Sunday School Class. He was an usher at the church.
Survivors include his wife, Peggy White Chambers; a daughter, Julie Williams Gabel and her husband, John, Elizabethton; a very special grandson, Jonah Gabel; a brother, Fred Chambers and his wife, Kathy, Elizabethton; and two aunts, Dorothy and Ruby Chambers.
Funeral services for Mr. Chambers will be conducted at 7 p.m. Thursday, December 13, at the Union Baptist Church with Dr. Danny Bright officiating. Music will be provided by Julie Gabel. Graveside services and interment will be at noon Friday, December 14, in the Union Baptist Church Cemetery. Active pallbearers, who are requested to assemble at the cemetery at 11:50 p.m. Friday, will be Fred Chambers, John Gabel, James Barnett, Gary Singleton, Sam Grindstaff, Jesse James, Jack Ingram and Smith Davenport. Honorary pallbearers will be his church family. The family would like to express a special "Thank You" to the First Responders, the Carter County Rescue Squad, the staff of the Emergency Room, Sycamore Shoals Hospital, his church family and friends of the family. The family will receive friends from 5 to 7 p.m. Thursday at the Union Baptist Church. Family and friends will assemble at the cemetery at 11:50 p.m. Friday. Condolences to the Chambers family may be e-mailed to email@example.com.
Memorial Funeral Chapel is in charge of arrangements.


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A Lesson in How Not to Please Customers
Originally published: 07.01.12 by Terry Tanker
This story is a bit about sales, salesmanship, and customer service.
Realizing the lease on my car was due to expire, I began searching for a replacement. And since I was considering everything from a 4-by-4 crew cab pickup truck to a two-seat sports car (I really need two vehicles), I thought I would get started on the project early because the car show had just arrived in town.
Turns out that going to the show didn't help much because I couldn't drive any of the cars, and thus began my weekend visits to various dealerships for a test drive and to determine what type of deal we could put together.
Unlike most people, I enjoy this experience, and here's why. I do a fair amount of research on the vehicle I'm interested in before going to a dealer, and so I know what options and extras I want and which ones I'm not willing to pay for. But I think I enjoy the sales process the most. How do they move from point A to point B, and then to C? Is the sale made logically? Does the sales person ask questions to understand my driving habits? Or are they simply interested in moving a unit? Do they use high-pressure tactics, or low-pressure tactics? Do they understand what they are selling?
Between January and May, I test drove 11 vehicles, six of which I was interested enough in to ask for pricing. I had no interest in purchasing. I asked for pricing on a 36-month lease with zero down. Four returned with only pricing for a purchase.
Huh? I asked for pricing on a lease. Why did you bring me pricing to buy?
Um…ah… my sales manager gave this to me.
Did you explain I wanted zero down and a
36-month lease?
Is it possible to get what I requested?
Wait, I'll go check. Here's what you wanted, the price for a 36-month lease with $3,000 down.
Thank you. Goodbye.
And so it went.
Finally, I had narrowed the search to one vehicle. Three dealers in my area had the vehicle, but only one had it in my preferred color (white) and was also the closest to my home. A salesman named Keith greeted me at the door, took me for a test drive, and we began negotiations. He came back with the price for the lease I requested; however, the unadjusted "capitalized cost," or selling cost, was sticker price. When I questioned this, I was told that there was a huge back order on this particular model, and they were extremely hard to get. I was "lucky" to be first in line.
I mentioned that two other dealers in the area had six in their inventory. He replied it was common for dealers not to update their current inventory. I asked if this was a practice his dealership employed, and he assured me it was not. I told Keith I thought I better take a ride to Dealer B just to check things out. He asked if I would wait while he discussed the situation with his manager. Funny, the next piece of paper he brought out had a price that was significantly less. We negotiated other smaller items, and I signed the paperwork after listening to their finance manager try to sell me everything from security systems to car waxes for 45 minutes. After that, I was practically begging to sign my John Hancock.
The next morning I was having a cup of coffee and reviewing my paperwork. Oops. What's this $400 disposition fee? No one mentioned that, and of the three documents outlining required payments, it was listed on only one. I emailed Keith, who responded that it was like an early termination fee on a cell phone. I told him that was a horrible analogy because I would be charged the fee after the term of the lease. At this point his sales manager, Peter, stepped in and wrote me that he was sorry no one explained the fee. Further, they had come down on the price of the vehicle, and waiving the fee was "not an option." Further, they were "up front" with pricing. They put the fee in writing, and I simply chose not to read it. Interesting approach.
Seeing where this was headed, I asked a simple question: At any point prior to signing the paper work, did you or Keith or the finance manager have an obligation to disclose to me a disposition fee was included in the lease? Answer: I really would prefer not to get into a dispute over something you chose not to read. The simple answer is no, we have an obligation to disclose term, payment, and money due at signing on your lease. Again, I understand your frustration because I would be frustrated with myself as well if I chose not to read something I signed.
Of course Peter was right. I signed a contract before I reviewed every single number. Lesson learned. However, here's the lesson for Peter: The cost of my irritation was 1% of the value of the vehicle. He could have easily made this go away, something he said he could not do because it was a manufacturer fee. So be it. I'm sure the other two dealers will enjoy my maintenance business the next three years valued at approximately $2,500. And it's a pretty good bet I won't be a return customer. Yes, customers are fickle. And whomever said it's always the small things that make or break a deal or relationship was right.
Sales and the sales process and its principles are the same across the board, and it doesn't matter if you're selling vehicles, heating-and-cooling equipment or advertising. Customers want knowledgeable salespeople who help them buy, rather than being sold to. And, they want good follow up and support. It's so simple and basic. And, the little things matter the most. They are what lead to repeat customers and good word-of-mouth advertising — or not.
Articles by Terry Tanker
20 Questions In Memory of Jack Hutchinson
It is with heavy hearts that HVACR Business announces the sudden passing of Jack Hutchinson, Vice President of Sales, on March 13, 2014.
HVACR Business Publisher Terry Tanker collected memories from those who knew him well to create this month's 20 Questions column.
View article.
Winners and Losers
20 Questions with Tony Petrolle
HVACR Business Publisher Terry Tanker sat down with Tony Petrolle President of Gaithersburg Cooling & Heating (GAC), Bryant's 2013 Dealer of the Year award winner. The two discussed acquiring a company, assembling the right team, and the development of a quality assurance team to provide employees with the best work environment and customers with the best products, service and support.
View article.
20 Questions with Mike Reilly, President and Owner, EWC Controls
HVACR Business Publisher Terry Tanker met with Mike Reilly, president and Owner of EWC Controls, to discuss manufacturing, family businesses, and how his company can help provide contractors solutions to customer problems.
View article.
Common Sense
Common sense – it's simply knowing the difference between right and wrong. It entails a personal and subjective process of analyzing a situation and finding a solution that works. For most people I think it's their first instinct, the rational thing they would do without giving the situation a thought. Again, I said for most people.
View article.


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Award Winning Actress, Comedian and Spoken Word Artist Maura Gale is the Mistress of
Ceremony for The San Gabriel Valley Black Business Association's (SGVBBA) "ReMix Celebration". This next in the series of successful and highly anticipated Business Mixers is scheduled for Thursday April 2nd, 2009, from 6 PM to 9 PM at The Maxwell House Mansion, 55 South Grand Ave, Pasadena Ca 91105. Admission is a $15.00 Donation, and no doubt this affair is poised to be another memory making, power networking opportunity between two very influential groups; the Faith Based and Business communities of the Greater Pasadena /San Gabriel Valley area. Maura will MC and perform along with the talents of Saxophonist Varetta Heidelberg and Gospel Recording Artist L.A.-J; each entertainer set to underscore an evening of celebration and recognition to iconic institutions like Woods-Valentine Mortuary (80+ Years in Business) and Friendship Baptist Church (116+ Year History of Service).
Maura brings the perfect balance for this affairs purpose and goal, which is to provide an informal, yet energy charged atmosphere for church and business to engage one other. Maura is a successful business woman and evangelist and will be able to relate well with the two entities; her résumé is impressive sporting such credits as author of "Anointed Agenda" and "Beyond Blessed." Maura recently premiered both of her Christian One Woman Shows - "SHE-SPEAKS" (biblical dramatizations of women of the Word) and "P.E.T.A.L.S" (Personal Encouraging Testimonies About Life's Struggles). She is the co-producer of "STEM" (a stage play) and an associate producer for "SOULMATE" (a singles film). She is called the 1st Lady of Spoken Word and has two CD's "Ear Candy" and "Ride Rosa Ride."
As an actress, she has hosted 2 Christian infomercials for Ever Increasing Faith TV and she co-starred in the ABC movie "Their Eyes Were Watching God" Starring Halle Berry, produced by Oprah Winfrey. Also you may have seen her on "Strong Medicine", "NYPD Blue", "Ally McBeal" or "City of Angels". Maura is a well-known voice over talent and can be heard on "The Bible Experience" starring Blair Underwood, Denzel Washington and many others, and her signature piece "Love Grows" was written for "Save our Future" an Essence Award Recipient.
In addition to Maura and the other forms of live entertainment, attendees will find the usual great food choices, impressive give-a-ways and door prizes, and a host of quality vendors on hand. Southern California Edison and the City of Pasadena's Enterprise Zone head up an excellent group of sponsors who have been generous even in the face of these economically challenging times. "And that's the point" says SGVBBA President Derrick Dancer, "We're desirous of a revisiting and rebirth of a time when churches and businesses were intentional supporters of one another, and there appears to be enough buy-in on both sides of the fence to perhaps get something worthwhile started here... We'll see." The General Public as well as local businesses, churches of all denominations, educators and political entities are expected to be on hand. You may contact The San Gabriel Valley Black Business Association at (626) 524-5125 for more information.


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ASCO Quality Programs
ASCO recognizes the importance of integrating continuous quality improvement into patient-centered clinical practice, and has collaborated with the world's leading cancer care experts to develop two key quality programs:
Why is Continuous Quality Improvement in Oncology Care Important?
The quality of the care that an oncology patient receives is one of the most important aspects of a successful treatment outcome. Yet, how do you know if the quality of the care that you deliver is at its highest potential? Most oncologists are required to develop their own quality measurement and improvement programs, or choose from existing programs that make it difficult, if not impossible, to effectively measure and compare their care to other practices in a continuous and meaningful way.
How Can QOPI® Help Your Practice's Quality Improvement?
ASCO's Quality Oncology Practice Initiative (QOPI®) gives you the quality measurement and improvement tools that you need. QOPI was developed by world-renowned practicing oncologists and quality experts, using clinical guidelines and published standards, such as the National Initiative on Cancer Care Quality (NICCQ), ASCO/NCCN Quality Measures, and ASTRO/ASCO/AMA PCPI Oncology Measures.


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With Thanksgiving behind us, the focus now is on Christmas.
Donations are starting to come in for The Salvation Army's Angel Tree.
This morning, a bus of newly dressed dolls arrived from members of Windsor Hills United Methodist Church in Roanoke.
These dolls will go to kids who wouldn't have a Christmas without the community's help.
"The Salvation Army Angel Tree program can not exist without the community, without the volunteers, without people reaching out and helping those in need, " says Captain Amy Argot of The Salvation Army.
Right now, this warehouse behind Carmike Cinemas is empty, but when it's all said and done it will have presents for more than 3-thousand needy kids.
If you'd like to help, there are nearly 400-"angels" that still need to be adopted.


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Saturday February 8, 2014
Great pep rally video from Katy Seven Lakes (TX)
Rushville-Industry (IL): Mike Bickerman has stepped down as head coach.
Oregon City (OR): After 15 years at West Albany, Randy Nyquist has taken the Oregon City job.
Perkins-Tryon (OK): Bruce Williams will take over as head coach.
Nansemond River (VA): David Coccoli has been introduced as the new head coach.
Indian River (VA): Glenwood Ferebee is the new head coach.
|Friday February 7, 2014
|presented by:
Ygnacio Valley (CA): Ygnacio Valley HS, in Concord, CA is looking for quality assistant coaches. Positions of need are defensive backs and linebackers. Teaching position may be available for the right applicant. Please contact defensive coordinator LC Mincey at [email protected] if interested.
Fontana (CA): Nick Matheny has resigned after two seasons as head coach.
Largo (FL): Marcus Paschal has been named the head coach at his alma mater.
Muskogee (OK): Guthrie HS (OK) head coach Rafe Watkins will be the new head coach.
Cherry Creek (CO): Cherry Creek High School in Denver, CO is looking for a home and home in 2014 and 2015. We need two games and have open weeks of August 22nd, Sept 12th, and Sept 19th. We are a 5A school. We would love to host the first year as we have traveled two straight years. Please contact the Athletic Director Jason Wilkins at 720-554-2461.
Northwest (TN): Northwest HS is looking to fill its assistant coaching positions. If you are certified or certifiable in special education please send information ASAP. There will be a SPED position to finish this school year in addition to next 2014-2015. Please email your resume and cover letter to head coach Vernon Wright at [email protected]. Begin the application process immediately by clicking here.
Fountain Valley (CA): Fountain Valley HS, located in Orange County, CA is looking for a game week 1 for the upcoming 2014 season. We need a home game in 2014 and will return to your place in 2015 under a two year home/away contract. One year split gate contract at our place is possible as well. Will play Thursday night if necessary. Please contact AD Steve Eggert if interested at [email protected].
Holly Springs (NC): Wayne Bragg, who went 21-6 at Panther Creek HS (NC) over two seasons, is the new head coach.
Freedom (FL): Freedom High School (8A) is seeking serious assistant football coach. OL, DL, Special Teams, DB's, RB's available. MUST BE CERTIFIED TO TEACH IN FLORIDA TO APPLY. Do not apply if not currently holding a Florida Teaching Certificate. Teaching positions will be available and ESE/Social Sciences open immediately. Send resume to Head Coach/Asst AD Jeff Higgins at Jeffrey.higgin[email protected]
Linebacker Coaches: Answer these 13 questions and X&O Labs will send you a personalized email containing 13 graphs comparing your coaching methods as a Linebackers Coach with over 2,500 LB Coaches from around the country. This is a personalized report you won't find anywhere else - and its 100% FREE. Answer these 13 questions - click here.
Boulder Creek (AZ): Former Tuscon Amphitheater HS (AZ) head coach Brandon Willard is the new head coach at Boulder Creek HS.
Central Catholic (Morgan City, LA): Tommy Minton, who was the head coach at Patterson HS (LA) for 16 seasons, has been named head coach.
Patterson (LA): Chad Blanchard, an assistant for 14 seasons, has been promoted from offensive coordinator to head coach.
Morgan City (LA): Scott Tregle has been named head coach at Morgan City HS.
West Charlotte (NC): Mo Collins, a Florida alum and former Oakland Raider, will be announced as the new head coach at a press conference this afternoon, according to sources.
Episcopal School of Dallas (TX): Richard Williams has been promoted from interim head coach to permanent head coach for 2014.
Logan (WV): After announcing his intentions to step down, Logan head coach Gary Mullins has decided to stay on the job.
Fresno (Fresno, CA): Former head coach Ray Reyes is returning for his second stint as head coach at Fresno HS.
Escondido Charter (CA): Escondido Charter HS is looking for QB or RB coach with coaching experience. It is a stipend position, teaching job could be a possibility. Resumes can be sent to head coach Mark Carlson at [email protected].
American Fork (UT): American Fork HS, in American Fork, UT (20 miles south of Salt Lake) is looking for a home or away game on Oct 24th or 25th. Please contact Head Coach Aaron Behm at [email protected] if you are interested.
Nevada's "A New Beginning" is an outstanding video showcasing the program
Pottstown (PA): Pottstown High School in Pottstown, PA is looking for assistant football coaches both offensively and defensively. There is not a teacher contract available for this position. If interested please contact Head Football Coach Don Grinstead at [email protected].
|Thursday February 6, 2014
|presented by:
Davison (MI): Head coach Jake Emmendorfer has resigned in order to spend more time with his family.
Clarksville (TN): Northeast HS (TN) head coach Isaac Shelby is the new head coach at Clarksville HS.
San Antonio Madison (TX): Head coach Jim Streety has decided to retire from coaching and will be the new athletic director at New Braunfels ISD (TX).
Travelers Rest (SC): Coral Springs HS (FL) head coach Ray Gould has been announced as the new head coach. Gould spent the past seven seasons at Coral Springs HS, compiling a 33-34 record.
Carroll (Flora, IN): Former Lafayette Central Catholic assistant Mark Brown is the new head coach at Carroll HS.
Sarasota Booker (FL): Johnnie Jones will not return as head coach.
Danvers (CT): Andover HS (MA) defensive coordinator Shawn Theriault is the new head coach at Danvers HS.
North Hardin (KY): North Hardin HS offensive coordinator Shaun Boykins has resigned.
Brooks County (GA): Brooks County HS, in Quitman, GA is looking for 1 away game this season (2014), with that same team coming to Quitman in 2015. We need the game either week 0, or week 3. If you are interested, please contact HC Maurice Freeman at 229-560-5790.
Florence (AL): Defensive coordinator Jason Wallace has been promoted to head coach.
Thomas Downey (Modesto, CA): Sources tell us that former Grace Davis HS (CA) head coach Chris Cloward is joining the staff and will coach the quarterbacks.
Louisville St. Xavier (KY): Louisville St. Xavier, a large (6-A) Catholic school, is looking for quality position coaches to add to our staff.. We currently have a teaching position open for next school year in Math, with openings in other subject areas possible. Please call or e-mail defensive coordinator Bart Bruner at (502) 905-0114 or [email protected].
Strongsville (OH): Russ Jacques has stepped down after 20 seasons with the Mustangs.
Coffee County Central (TN): Coffee County Central HS (Manchester, TN) is accepting resumes for assistant football coaching positions. All positions will be considered but a higher emphasis and coaching supplement might be provided to candidates who have offensive line, defensive backfield, and special teams experience. All teaching certifications will be considered but a valid TN certificate will be required. There are numerous anticipated teaching positions for the 2014-2015 school year. Please email resumes to head coach Ryan Sulkowski at [email protected]. Coaches who currently posses a valid Tennessee teaching certificate are strongly encouraged to apply.
Gray Collegiate (SC): Gray Collegiate Academy is a new public charter high school opening in Columbia, South Carolina in August of 2014. We are seeking a defensive coordinator and one other assistant (Offense or Defense.) There is full-time and part-time jobs available. There are other coaching opportunities at Gray Collegiate available as well. Email Athletic Director/Head Football Coach, Adam Holmes at [email protected] if interested.
Cass (GA): Bobby Hughes has been named head coach at Cass HS.
Bullock Creek (MI): Jon Danna has resigned after four seasons on the job.
Albemarle (VA): Head coach Mike Alley has resigned to spend more time working in youth ministry.
Shelby (MI): Shelby HS, a class C school located just north of Muskegon in West Michigan, is searching for three (3) quality local coaches to join the program. Positions are flexible. There are no teaching positions attached to any of these jobs. Shelby HS competes in one of the best public school leagues in the state (West Michigan Conference) and has gone a combined 21-5 the past two seasons, with two straight trips to the state semifinals. Interested coaches can send their materials to Coach Samuels at [email protected] and direct any questions to 231-769-3982.
Reynolds (OR): Reynolds HS, in Portland, OR is looking for an experienced Varsity / JV Defensive Line Coach for the 2014 Season. Possible Teaching Positions in Social Studies, PE, Math, and Science. Please send a resume to Head Coach Dustin Janz at [email protected].
Newport (MA): Mike Miller will not return as head coach in 2014.
Case (Swansea, MA): Anthony Palladino has been named head coach.
Sandhills (NC): The Sandhills Titans is an independent high school football team in the Fayetteville / Sandhills area of North Carolina. We are seeking experienced defensive coordinator and position coaches for 2014. Evening practices allow coaches to have a full-time job while gaining quality experience. This is a Christian ministry. Inquire with your materials at [email protected].
Scobey (MT): Scobey HS, in Scobey, MT is looking for an assistant coach with the possibility of being a coordinator. There will be a full time science teaching position as well. We are a class C school in Northeast Montana with a great community, quality administration, and abundant outdoor activities. If interested please contact head football coach Brock Berryhill at [email protected].
|Wednesday February 5, 2014
|presented by:
Long Beach Poly (CA): Former New York Giant Antonio Pierce is the new head coach at Long Beach Poly.
Shelby (MI): Shelby HS, a class C school located a half hour north of Muskegon, is searching for quality local coaches to join the program. Positions available include stipend JV assistant (possible JV head coach), and one volunteer position at the Varsity and JV level. There are no teaching positions attached to any of these jobs. Shelby HS has gone a combined 21-5 the past two seasons, with two straight trips to the state semifinals. Interested local coaches can send their materials to Coach Samuels at [email protected].
Pottstown (PA): Pottstown HS, in Pottstown, PA is looking for assistant football coaches both offensively and defensively. If interested please contact Head Football Coach Don Grinstead at [email protected].
East Allegheny (PA): East Allegheny HS, located just outside of Pittsburgh, is seeking an assistant offensive line coach. No coaching experience necessary to apply. Perfect job for a recent graduate looking to break into the coaching profession. If interested email head coach Dominic Pecora at [email protected].
Coweta (OK): After three years as the offensive coordinator / quarterbacks coach at Broken Arrow HS (OK), Jay Wilkinson is expected to officially be named head coach at a school board meeting early next week.
Winder-Barrow (GA): Heath Webb has been approved as the new head coach. Webb coached the quarterbacks at Peachtree HS (GA) last season.
McIntosh County Academy (GA): Pierce County defensive coordinator Gary Mintier is the new head coach.
Richfield (UT): After six seasons, head coach Corey Morrison has decided to step down and spend more time with his family.
Canton (MS): We hear Canton HS is looking for a new head coach.
EIGHT LACES: Preparing coaches to be hired for the job of their dreams, and providing them with dynamite resources! Custom athletic resume creation and interview preparation. BUILDING CHAMPIONSHIP-CALIBER FOOTBALL PROGRAMS (a study of more than 100 state champion head football coaches) and OUTSIDE THE LINES FOOTBALL COACHING MANUAL (100 documents/templates available by download) available now. This is the season to prepare for next season! Eight Laces is here to help!
South Pontotoc (MS): Sources tell us that the head coaching job is open.
Sparkman (AL): Sparkman HS, a 7A school in North Alabama, is currently accepting resumes for defensive assistant coaches. A possible coordinator position could be available for the right candidate. If interested, please email head coach Bo Culver at [email protected]. All certifications (with the exception of PE) will be considered.
Ryle (KY): Lexington Catholic offensive coordinator Mike Engler has been named the head coach at Ryle.
Byhalia (MS): We hear the head coaching job is available.
Ridgeview (FL): Assistant coach Charlie Libretto has been promoted to head coach.
Long Beach (MS): Sources tell us that the head coaching job is open and the school is accepting applicants.
Masuk (CT): Former Weston HS (CT) head coach Joe Lato has been announced as the new head coach.
Heritage (FL): Holy Trinity HS (FL) head coach Mark Ainsley has accepted the head coaching job at Heritage HS.
Princeton (NC): Princeton high school, NC needs a week 3 home game sept. 5th. Please contact coach Minor at [email protected] for more information.
Nease (FL): Nease HS, in Ponte Vedra Beach, Florida is seeking multiple applicants for an Offensive Line coach, Strength & Conditioning coach and multiple positions on the offensive side of the ball. There is an IMMEDIATE opening in Science. There will be multiple other jobs (including weight room) available in August for the 2014-2015 school year. Ponte Vedra is located just outside of Jacksonville and is 10 minutes from the beach. We are looking for highly motivated individuals. Previous college or varsity high school experience is preferred. Please send resume and references to Head Football Coach Tim Krause at [email protected].
Tuesday February 4, 2014
|presented by:
Roberson (NC): Head coach Jim Beatty has stepped down to become the offensive line coach at Mars Hill (D-II - NC).
Springfield Delaware County (PA): Chris Britton will be the new head coach at Springfield replacing Tom Kline.
Chester (PA): Chester High School, a AAAA school in District I, is looking for a offensive line coach with playing and / or coaching experience. Please email resumes to Coach Fleming at [email protected].
Battle Ground Academy (TN): Battle Ground Academy, a college preparatory high school in Franklin, TN has a small stipend strength and conditioning position available. This position would work from 3:30- 5pm Monday thru Friday each week. This would be a great opportunity for someone looking to break into the field of strength and conditioning. This is not a full time position. Interested individuals should contact Director of Wellness and Athletic Performance Fred Eaves at 865-335-5757 or [email protected].
Madison Central (KY): Mark Scenters, the head coach at Garrard County HS (KY), has been introduced as the new head coach.
Lehi (UT): Timpanogos HS (UT) head coach Ed Larson has been appointed head coach at Lehi HS.
Diamond Bar (CA): Head coach Ryan Maine has resigned after three seasons with the program.
Northland Christian (Houston, TX): Wheaton College (D-III - IL) outside linebackers coach Ben Hoffmeier has accepted the defensive coordinator job at Northland Christian.
St. Louis (HI): Former Hawaii assistant Cal Lee will make a return to St. Louis HS as head coach, according to a report from Hawaii News Now. Lee, who won 241 games and 14 Prep Bowl titles in his first stint, also spent eight seasons on the Hawaii staff as an assistant coach working with the linebackers and also as defensive coordinator.
EIGHT LACES: Preparing coaches to be hired for the job of their dreams, and providing them with dynamite resources! Custom athletic resume creation and interview preparation. BUILDING CHAMPIONSHIP-CALIBER FOOTBALL PROGRAMS (a study of more than 100 state champion head football coaches) and OUTSIDE THE LINES FOOTBALL COACHING MANUAL (100 documents/templates available by download) available now. This is the season to prepare for next season! Eight Laces is here to help!
Glencoe (OR): Head coach Steve Jones has decided to step down.
What does it mean to be a preferred walk-on? Coaches explain
Palm Harbor University (FL): Reggie Crume has been hired as the new head coach.
Saint Patrick Saint Vincent (CA): Former assistant Lane Hawkins has been hired as the program's new head coach.
Clarke Central (GA): Clarke Central HS is looking for quality defensive coaches. Possible teaching areas include Social Studies, Math, and PE. Please send resumes to Coach Ahren Self at [email protected].
Bishop Noll (IN): Bishop Noll HS head coach Mike Juscik has accepted the defensive coordinator job at Concordia (D-III - Chicago, IL).
Rabun County (GA): Rabun County has filled their football schedule. Thanks for the tremendous interest.
|Monday February 3, 2014
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Our condolences go out to the family of longtime Delaware Hayes HS (OH) Jerry Cornell, who passed away recently at the age of 91. Please keep his family in your prayers.
Palm Harbor University (FL): Reggie Crume has been hired as head football coach.
Red Bank (TN): Chad Grabowski, who had been the head coach at Mount Dora HS (FL) the past five seasons, has been hired as the program's new head coach.
McDonald (MO): Assistant coach Corey Henry has been promoted to head coach.
Central Academy of Excellence (MO): Central Academy of Excellence has hired William Harris as their new head coach.
Summit (TN): Brian Coleman, who lead Forrest HS (TN) to a 8-4 finish and an appearance in the playoffs, has accepted the head coaching job.
Patterson (LA): Head coach Tommy Minton has submitted his letter of resignation.
Central Catholic (Morgan City, LA): Head coach David Fuhrer will not return next season.
Waynesboro (PA): Former Saint Patrick Saint Vincent HS (CA) head coach Brennan Marion has accepted the head coaching job and is looking for quality coaches to join his staff. Some teaching spots are within the district at this time for the right candidate. Please send resume and materials to [email protected] if interested.
Newton Conover (NC): Burns HS (NC) coach Matt Beam has been announced as the new head coach at Newton Conover HS.
Dutchtown (GA): We hear the head coaching job is open.
Senatobia (MS): Michael Fair, who had been the head coach at Pillow Academy (MS), is the new head coach at Senatobia HS.
Marion County (AL): Head coach Rusty Funk has stepped down to become the head coach at Curry HS (AL).
Franklin Heights (OH): Tennyson Varney has accepted the head coaching job.
East Gadsden (FL): After one season, and an appearance in the second round of the playoffs, head coach Tracy Laing has been let go.
Providence Grove (NC): Head coach Corey Phillips has stepped down.
Oldham (KY): Mike Shatzer, who served as the head coach / athletic director at Park Crossing HS (AL) last year, will be the new head coach at Oldham HS.
Whitwell (TN): Billy Barnhart has stepped down from the head coaching position.
McClintock (AZ): McClintock High School is looking for a experienced running backs coach for Varsity / JV. Responsibilities: Most likely teaching positions are in Social Studies, Science and English. Send information to Matt Lewis, Head Coach [email protected].
Liberal (KS): Caleb Cline, who has served as the defensive coordinator since 2011, is expected to be elevated to head coach pending an official school board meeting early next week.
Oaks Christian (CA): Former Loyola HS coach Jeff Kearin has joined the staff as defensive coordinator, and former UCLA receiver Mike Sherrard will serve as offensive coordinator.
Carter (TN): Jeff McMillan, who has served as a defensive coordinator for the past 21 seasons, has been named head coach at Carter HS. Also, Clay Matthews (the father of Clay and Casey Matthews) will return to the staff where he served as an assistant and serve as DFO.
McNair (CA): Former St. Mary's HS (Stockton, CA) defensive backs coach Curtis Perkins is the new head coach at McNair HS.
Taylor Truman (MI): Former Ohio State receiver Taurian Washington and Ohio State assistant strength coach / former BGSU player Lance Latkiewicz have joined the Taylor Truman HS staff.
Port St. Lucie (FL): Port St. Lucie HS, located in Port St. Lucie, FL is currently accepting resumes for the head football coach position. Opening in Reading, we currently have NO Health/P.E. openings. Email resumes to Athletic Director Brandon North at [email protected].
Stone Memorial (TN): Stone Memorial HS, located in Crossville, TN is now accepting applications for an assistant football coach, possible defensive coordinator position and teaching position in PE for the 2014-15 school year. Weight room experience preferred. Applicants should send requests, resumes, or letters of interest to Mark Wattenbarger, head football coach at [email protected] or Lance Kennedy, Vice Principal/AD at [email protected].
Inglewood (CA): Jason Miller has been announced as the new head coach.
South Warren (KY): Mark Nelson, who has been with the program four years since it's inception, has decided to step down.
Nazareth (PA): Rob Melosky has resigned from the head coaching position.
Gonzales (TX): After five seasons as the head coach / athletic director at Gonzales HS, Ricky Lock has stepped down to become the head coach / AD at Southside HS in San Antonio.
Salem (MA): Scott Connolly has decided to step down to spend more time with his family.
Clay (FL): Clay HS, in Green Cove Springs, FL is seeking applicants for an offensive line coach. There will be multiple Social Studies jobs available in August for the 2014-2015 school year. Green Cove Springs is located just outside Jacksonville, 30 minutes from the beach. Clay HS finished state runner up in class 5A this past season. Previous college or varsity experience preferred. Looking for applicants with knowledge of gap, zone and all protection schemes. Please send resumes to head coach Josh Hoekstra at [email protected].
North Cobb Christian (GA): North Cobb Christian School, located in Acworth, GA is looking for a offensive line coach. Currently we have a middle school US History, HS English or HS Life Science opening. Candidate must have a strong commitment to Christ. Please contact Coach Ryle by email at [email protected]
Pleasant Grove (AL): Pleasant Grove HS is looking for a home and home for August 28 or 29. P.G. would prefer to travel for the first year. Pleasant Grove is a small 5A Jefferson County school located 8 miles west of Birmingham. Please contact Head Coach Jim Elgin at 205-410-6335 or [email protected] if interested.


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Depending on the time period, students could interview friend/ family/ faculty who lived through the time period and compare their interviewee's answers to the historical record. For instance, how similar is my interviewee's experiances to how most people understand the time period.
I guess this really isn't an independent project, but it's worked well for me. I like to have students become a historical figure and have a have a "Thanksgiving dinner" or "Christmas breakfast" prior to a break. It is a nice way for students to ease into a break from school. It works best if all of the figures have a unifying theme; like Progressive reformers or Civil Rights activists. To keep the conversation flowing, I have students randomly chose another figure in the class that they also have to research so they can ask that person questions. I usually moderate by asking the figures to briefly introduce themselves, and then ask basic questions that any of the figures could answer. Usually, students have great questions for each other, so mine aren't needed. If you have time, or want to extend the dinner party, you could ask students to switch seats based on who's ideas their figure most agrees with, or ask students how their figures might react to current events. I've also had students bring in food to the party that represents their figure and explain the food choice. Depending on the depth you'd like the students to get into with their figures, or the size of your classes, the dinner party normally extends beyond one period.
You could have them research ...
1. a court case - Tinker, Bakke, Brown, Roe, Gideon, Miranda, Engel, etc. - and have them create annotated timelines, bios, venn diagrams that show the case's impact, the history of the people involved, and the differing opinions of both the justices who wrote opinions and the general public. I'd also have them talk about how the United States is (or is it?) different today because of the case.
2. a social problem that existed during the time period your class is studying - ie. child labor, civil rights, etc. and have them create a "mission" that would solve the problem....they would have to include any programs that began during that time and evaluate its effectiveness.
3. teenagers during the time period you're studying...the 20s, 30s, 40s, etc. and have them create a vignette, portrait, sensory figure that describes and analyzes the life of a typical teenager during that historical time period.
Hope that helps,
I'm doing this with my middle school students...and they love it! I never thought about introducing it with my 11th graders, thanks.
I can share any of these things I've done if you want:
This is along the lines of what everyone else is giving you. Family history, Local history, Veterans history, Music history (research the history of a favorite band & influences) My 8th graders are doing the Veterans history, which will be used for our Veteran's Day program. I am using the family, local, & music projects with my Juniors, and planning on running for 3 quarters of the year. Will collect and assess in the last quarter. All projects include all technology which is applicable to the end product. iMovie, online publishing, ect... I have suggested that anyone who wants to do the local history narrow it down to a specific region, fire department, local business, specific department or organization within the school.(could do the history of the school boys/girls basketball team.) I am drawing up some of the parameters for these projects this weekend, but we will also make it up as we go. Trying to give students ownership in their research & production. All of these will be heavily based in the interview process.
You could easily modify any of these to the time frame you want.
Illustrated Timeline Projects. Minimum of ten dates, evert descriptions (in students own words), illustrations and student chooses one of the events and does a short research report about the importance/significance of that event.
Oh, another neat idea I learned about at a SS Conference several years ago, is an e-mail or IM exchange between two famous people.....for your time period, perhaps JFK and Kruschev discussing the Cuban Missile Crisis?


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The Alzheimer's Art Quilt Initiative (AAQI)
Raising Awareness & Funding Research Through ArtQuestions? Email us or call: (810) 637-5586 ---
Ginger Hale
Mansfield, TX USA
Width: 11" Length: 8.5"
Materials/Techniques: 100% cotton fabric, polyester fleece, machine appliqué.
Artist Statement: I made this quilt in support of Ami Simms and her mission to help with Alzheimer's research.
Contact Ginger
Dedication: I dedicate this quilt to a victim of Alzheimer's who does not have a family member able to help in this medium.
This quilt has Fast Finish Triangles.


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Calling all teens! The St. Clairsville Public Library is hosting a Book Trailer Contest just for you! A book trailer is like a preview that you would see at the movie theater, but for a book! On Monday, March 10th at 2:45pm stop by the second-floor Technology Center to learn how to use Animoto at our Book Trailer Workshop. After learning how to use Animoto, make a short trailer about a book of your choice. If you missed this workshop, stop by the front desk to pick up the Animoto tutorial and register for the Book Trailer Fest. Book Trailer Fest – Monday, March 24th at 2:45pm show us your work for a chance to win the grand prize-a DXG Ultra Slim HD Camcorder! If that sounds like fun, call the library to save your spot for both programs: 740-695-2062. … Continue reading
Category Archives: upcoming-programs
Round-up your favorite recipes and learn some new ones! Here's how it works: 1.Choose a recipe according to this month's theme. 2. Make the dish. 3. Share your creation and 10 copies of the recipe at the meeting! Check our program calendar for the next meeting! Enter through the back door! Call to save your spot: 740-695-2062 Questions?: Ask for Malinda, Emily, or Amanda! … Continue reading
The St. Clairsville Public Library held a ribbon-cutting/dedication ceremony on Friday, December 13, 12:45pm for their new Technology Center. The Technology Center is located on the second floor of the library and is open to the public free of charge. Computers are available for use and tables are set up for wireless users. The Technology Center was funded by donations from the Feisley Family, as well as the Friends of the Library, and the Library's Board of Trustees. Chamber Members, as well as the public, were invited to attend the ribbon-cutting ceremony. … Continue reading
Have you ever wanted to serve your community, but didn't know where to start? Do you need to earn community service hours for your school or club? Join the St. Clairsville Public Library Teen Leaders (a.k.a Teen Advisory Group) to help plan and promote library programs and services! The group will meet on a regular basis to: Design library programs Promote library events Make new friends Gain leadership experience See our Program Calendar to find out when we meet next! … Continue reading
Our Book Discussion Group meets one Friday every month at 1:00pm to discuss a book. Participants may stop by the front desk to pick up a copy, and new members can join at any time! See our Program Calendar for the next meeting! January 17th – Deceptions by Rebecca Frayn February 21st – Big Trouble by Dave Barry March 21st – Madame Bovary by Gustave Flaubert April 25th The Yonahlossee Riding Camp for Girls by Anton DiSclafani … Continue reading
Join our Children's Department Staff as they present Mother Goose – a program for younger children filled with rhymes and classic Mother Goose stories. (For children 6-24 months old with a caregiver). Toddler Time is for children 24-36 months who enjoy playing, stories, and activities. (A caregiver must be present). Or, if your child is a little older, stop in for Story time! This program includes stories, crafts, and activities for our young library patrons. (For children 3-5 years old). See our events calendar for times and dates and call the Children's Department for more information! … Continue reading
Info: Participants will be instructed on how to paint a picture onto a canvas or wine glass by a professional artist. Please visit the Friends of the Library Facebook page for more information. Painting supplies and appetizers are covered by the cost, but participants are asked to bring their own beverages. Paint with Friends – adults Paint like a Pro – certain age ranges of children (Check our Program Calendar for age requirements for each event). Cost: Paint with Friends -Depends on the particular session. Paint like a Pro – $15 per participant Registration: Participants may call the library to register. Registrations are on a first-come first-served basis and the library will take a waiting list in the event of a registrant cancellation. Registration occurs the Monday following the most previous event. **Limited registration** Proceeds will benefit the St. Clairsville Public Library When?: Check the Program Calendar for the next event! Where?: Library Meeting Room … Continue reading
Join us for our monthly Movie & Popcorn events! Due to licensing issues, we cannot announce the name of the films on our website, but we will have promotion within the library building. You can also call our front desk or check our Facebook and Twitter accounts for hints. Where?: Library Meeting Room Why?: Because we want to provide the St. Clairsville community with great events, of course! Check out our Program Calendar for more events! … Continue reading


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UnitedHealth Group unh -3.08% UnitedHealth Group Inc. U.S.: NYSE $75.78 -2.41 -3.08% April 17, 2014 4:01 pm Volume (Delayed 15m) : 13.39M AFTER HOURS $75.78 0.00 0.00% April 17, 2014 7:58 pm Volume (Delayed 15m): 37,445 P/E Ratio 13.92 Market Cap $74.96 Billion Dividend Yield 1.48% Rev. per Employee $793,987 04/18/14 What's News: Business & Financ... 04/17/14 UnitedHealth's Profit Falls Am... 04/17/14 Morning MoneyBeat: Big Blue's ... More quote details and news » has hit a slow patch for earnings growth, and its stock is a touch pricier than those of its peers. That combination might not look inviting for either growth or value investors, but both should consider buying shares. United (ticker: UNH) is poised for a return to peppy growth in coming years—and an even faster rise in free cash flow. That could bring bigger dividend payments and plenty of share repurchases. The stock price could rise 40% over two years.
Over the past decade, United's earnings per share more than tripled, but Wall Street expects the nation's largest health insurer to generate a meager 3% increase this year, followed by 7% next year. As the economy improves, patients who've been skimping on health care to save on co-payments are expected to return to their doctors, raising costs for insurers. Also, Obamacare next year will cut payments for lucrative Medicare Advantage plans, sold by private insurers like United as an alternative to standard Medicare.
Shares of United sell for 12 times this year's earnings forecast, versus 15 times for the Standard & Poor's 500 index. Investors can find bigger discounts with Aetna aet -3.01% Aetna Inc. U.S.: NYSE $67.77 -2.10 -3.01% April 17, 2014 4:01 pm Volume (Delayed 15m) : 8.45M AFTER HOURS $67.78 +0.01 +0.01% April 17, 2014 4:30 pm Volume (Delayed 15m): 18,811 P/E Ratio 12.53 Market Cap $24.22 Billion Dividend Yield 1.33% Rev. per Employee $973,893 03/18/14 The Morning Ledger: Veteran CF... 03/14/14 Aetna Terminates Agreement in ... 03/04/14 High-Grade Firms Dive Into Deb... More quote details and news » (AET) and Cigna ci -1.48% Cigna Corp. U.S.: NYSE $75.64 -1.14 -1.48% April 17, 2014 4:02 pm Volume (Delayed 15m) : 2.85M AFTER HOURS $76.78 +1.14 +1.51% April 17, 2014 4:59 pm Volume (Delayed 15m): 9,545 P/E Ratio 14.27 Market Cap $20.53 Billion Dividend Yield 0.05% Rev. per Employee $887,425 03/19/14 CFO Moves: Tiffany, Amedisys 03/19/14 Tiffany's operating and financ... 02/27/14 Health Plans Scramble to Size ... More quote details and news » (CI) at 11 times earnings or Wellpoint wlp -3.82% WellPoint Inc. U.S.: NYSE $92.00 -3.65 -3.82% April 17, 2014 4:00 pm Volume (Delayed 15m) : 4.57M AFTER HOURS $92.00 0.00 0.00% April 17, 2014 4:29 pm Volume (Delayed 15m): 13,950 P/E Ratio 11.25 Market Cap $25.91 Billion Dividend Yield 1.90% Rev. per Employee $1,476,570 03/31/14 How Doctors Rate Patients 03/28/14 Health Insurers Make Late Push... 03/28/14 The Morning Ledger: Corporate ... More quote details and news » (WLP) at 10 times. But United seems a better buy, for two reasons.
The first is Optum, United's hodgepodge of fast-growth health-care businesses. It provides information-technology services, like Cerner cern +0.04% Cerner Corp. U.S.: Nasdaq $54.00 +0.02 +0.04% April 17, 2014 4:00 pm Volume (Delayed 15m) : 1.24M AFTER HOURS $54.00 0.00 0.00% April 17, 2014 4:56 pm Volume (Delayed 15m): 6,438 P/E Ratio 46.55 Market Cap $18.54 Billion Dividend Yield N/A Rev. per Employee $204,982 More quote details and news » (CERN), which trades at over 30 times earnings, and prescription plans, like Express Scripts esrx -1.22% Express Scripts Holding Co. U.S.: Nasdaq $72.29 -0.89 -1.22% April 17, 2014 4:00 pm Volume (Delayed 15m) : 5.31M AFTER HOURS $72.29 0.00 0.00% April 17, 2014 4:56 pm Volume (Delayed 15m): 29,533 P/E Ratio 32.52 Market Cap $56.06 Billion Dividend Yield N/A Rev. per Employee $3,472,850 03/31/14 Sales Soar for Pricey Hepatiti... 03/12/14 Corporations Take Swats at a G... 02/20/14 Express Scripts Sees Profit De... More quote details and news » (ESRX) at 15 times earnings. There's a mental-health and drug-counseling business that competes with Magellan Health Services mgln -0.58% Magellan Health Services Inc. U.S.: Nasdaq $54.81 -0.32 -0.58% April 17, 2014 4:00 pm Volume (Delayed 15m) : 189,119 AFTER HOURS $54.81 0.00 0.00% April 17, 2014 4:29 pm Volume (Delayed 15m): 846 P/E Ratio 11.84 Market Cap $1.51 Billion Dividend Yield N/A Rev. per Employee $596,120 04/01/14 Magellan Health to Acquire CDM... 03/03/14 Stocks to Watch: Darden Restau... More quote details and news » (MGLN), which goes for 15 times earnings, and a preventative-care operation, like Healthways hway -0.71% Healthways Inc. U.S.: Nasdaq $16.76 -0.12 -0.71% April 17, 2014 4:00 pm Volume (Delayed 15m) : 187,827 AFTER HOURS $16.76 0.00 0.00% April 17, 2014 4:29 pm Volume (Delayed 15m): 1,742 P/E Ratio N/A Market Cap $590.14 Million Dividend Yield N/A Rev. per Employee $265,314 More quote details and news » (HWAY), which sell for more than 50 times earnings.
HEADWINDS IN United's larger health-plan business are masking Optum's fast growth, but that should soon change. By 2015, Optum will contribute 29% of operating earnings, up from 16% last year, according to Chris Rigg, an analyst at Susquehanna Financial Group. Wall Street expects earnings per share by then to hit $6.46, a 19% increase from this year's forecast. As Optum's growth becomes more obvious, the stock's premium to the health-plan group will increase, Rigg predicts. At 14 times the 2015 forecast, it would fetch about $90, or 38% more than the recent price of $65. Add to that a 1.7% yearly dividend yield.
There's more to like about Optum than fast earnings growth. With health insurance, more customers means more premiums collected, but also more cash that must be set aside for future health-care claims. Cash demands for Optum are much smaller, so United's free cash flow is likely to expand faster than its earnings in coming years. Wall Street is projecting $7.8 billion in 2015, up from $5.5 billion this year. Calculated against today's price, that will make for a free-cash-flow yield of nearly 12%.
That should afford some more perks for stockholders. Last month, United boosted its dividend payment by 32% and authorized more shares for repurchase. Expect more of the same in coming years. Last year, the company spent nearly $4 on repurchases for every dollar it paid out in dividends. If it spends the same this year as last, total cash returned to shareholders—dividends and repurchases combined—will work out to a yield of nearly 6%.
THE SECOND REASON to like United is that its health-plan business should prosper over the long term. Its scale will allow it to focus on profit margins rather than market-share growth in the early stages of the Obamacare rollout. For example, United plans only modest participation in the new health-plan exchanges for the previously uninsured. Those will bring a rush of new customers, but many will have pent-up demand for health care, so costs are expected to be higher than average. Early participants may price their plans too low in an effort to gain market share. United can afford to wait and see where pricing settles before making a play for market share.
Meanwhile, its Optum business will help drive down costs for its health plans, giving it a competitive edge, especially during the Medicare Advantage squeeze. That should pay off in future years as the ranks of the insured swell.
United is slated to report second-quarter earnings on the morning of July 18.
In a recent survey of 103 primary-care doctors by Wedbush Morgan, an investment bank, more than half reported flat or lower patient volumes. That could be a sign that the return to higher utilization rates is occurring more slowly than expected, and that health insurers like United will fare well in their earnings reports. The bigger reason to like the stock, however, is healthy growth potential and a set of attractive options for the company down the road. It can continue to use Optum as a cash cow and a means of creating in-house cost advantages for its health plans. Or it can diversify the business' customer base over time and eventually spin it off at a premium valuation. Either route should prove rewarding for shareholders.
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What I've Learned as a Part-Time Single Parent
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How I Got Over My Working Mom Complex
Freud did a nice job of spelling out our hangups about sex. According to his Madonna-whore complex theory, men enjoy sleeping with beautiful, lascivious women, but will only marry a "good girl." (Cue Robin Thicke's "Blurred Lines.") Women — in a... ➡
Is Paying Kids for Good Grades a Bribe?
When I was in elementary school, I'd excitedly count down the days until my next report card, anxious to make sure I'd gotten an 'A' in each and every class. But not because I was one of those naturally straight-A kids.I got paid. Instead of... ➡
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You're tired of listening to your 6-year-old ask for your smartphone, and wiping all those sticky fingerprints off your tablet has broken you down. You're ready to buy your kid her first gaming device.What are the choices? Do you buy a kids'... ➡
Saving for Higher(-cost) Education
Tell me if this sounds familiar: You read a story about how you should start saving for college the minute your kid is born. You look at your baby, pooping in his onesie, and think, "Dang, I'm already late to the party!" And so you do…nothing.... ➡
Child Care—A Vital Investment
In the seven years that my sons were in child care—a period that began when my oldest was three months old and ended when my youngest hit kindergarten—I shelled out upwards of $80,000. It was worth every penny. Handing over that last check, I... ➡
Yes, It's OK to Charge Your Kid Rent
So your kid is armed with a shiny new college degree. Next step: moving back home? "Boomerang kids" are a growing (and not necessarily bad) trend. Returning home has lost its stigma in the recession: 78% of boomerang kids are happy with their... ➡
Save for Our Future—or the Kids'?
Should Your Retirement Trump Your Kids' College Fund?My oldest daughter is 10. She just started middle school (and reading young adult novels, and asking if she can wear dangly earrings).The future seems a lot closer than it used to be. Which... ➡
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Atlanta Dumpster Rental | Home & Garden
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BGI Waste Services has been serving the Atlanta area since 1998 with dumpster rentals. Our staff is committed to being fast, efficient, and having the dumpster at your site on the day we promise it!
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Born November 24, 1948 in Oakdale, CA to parents Raymond and Thelma Voorhees, Mike joined the Army National Guard in 1967. He ended his 23 years of military service in the Army at the rank of Sergeant First Class E-7. He then went to work at Central Sanitary Supply where he retired due to his illness after 20 years.
Michael loved his family, fishing and RV'ing. He is survived by "the best catch of his life", his wife Linda Voorhees; their five children: Anne, Lisa, Lannette, Glenn, Russell and their spouses; his eleven grandchildren; Taylor, Emilee, Trevor, Russell, Glenn, Teresa, Aidan, Abbie, Daniel, Paquito and Brookelyn; his two sisters Diane and Sharon; his two brothers Raymond Jr. and Randy. He was a true friend to everyone he met. Fish on Michael!
A Memorial service will be held Saturday, June 4th, 2011 at 11:00 a.m. at Centenary United methodist Church, 1911 Toyon Ave, Modesto, CA. In lieu of flowers donations can be made in Michael's name to the American Cancer Society P.O. Box 22718, Oklahoma City, OK 73123-1718. Allen Mortuary in charge of arrangements. Please share your memories at www.allenmortuary.com