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About Student Financial Aid
Table of Contents
Financial aid is a term used to describe all sorts of different forms of monetary support given to students to help them afford a college education. Financial aid can include loans, scholarships and grants, as well as federal and private student loans.
With college costs constantly rising, there has been a groundswell in the number of students applying for and receiving financial aid to pay for college.
Depending on the sort of financial aid a student qualifies for, his/her education costs could be completely or partially covered; if he/she is lucky, that student may qualify for certain grants or scholarships that will not need to be repaid. Financial aid is often essential for students to attend college and the benefits of financial aid are many.
If you are sending your child off to college, first you have a real careful discussion about responsibilities; who's going to pay what and second that you have a four year plan. I have seen many families that just put it together, the schools, the student's dreams, you work so hard to get there, you want to make it possible and after the first year, they sense they have just run out of money. And you really have to have a four year plan and know how it's going to be financed each year and also, a good open conversation with the student as far as who is responsible for what part of the bill. One year for example if the student is going to work, how much money that you can contribute. A lot of students now for example, the summer before are going away to college , I know and it's nice to have a good time there, but they could work that summer and maybe bring some money with them to school to help with the personal expense allowances. So I think that a good conversation and a four year plan and a careful adherence to a budget will be the most important things.
Financial aid programs help students pay for their education, or parents who want to contribute funds to their children's college education. For so many students, financial aid is the gateway to college. Financial aid has given millions of students the opportunity to receive higher education and realize their educational goals. Subsidized federal loans, a common form of financial aid given to students who demonstrate a degree of financial need, save students thousands by not accruing interest while the student is in school; Pell Grants, another form of need-based financial aid, can cover thousands of dollars towards tuition that never need to be repaid.
What types are available?
Financial aid comes in all shapes and sizes. It can be given out by the federal government, as well as state and local governments, businesses, individuals and private organizations. Financial aid is an umbrella term that includes scholarships, grants, work-study programs and both federal and private student loans.
What are merit and need based scholarships?
Merit based scholarships are awarded based on academic performance and may cover all or a portion of a student's college and living expenses. Need based scholarships, on the other hand, are awarded on the basis of a student's financial need and involves a complete evaluation of the family's income and expenditures.
What other options are available?
Work-study programs provide funds to students to help them pay for tuition and other expenses by providing students with part-time jobs while they are in school.
The last form of financial aid a student should explore is student loans. Federal student loans should be taken out before private student loans and as their name suggests, are disbursed by the federal government. Federal student loans generally have lower interest rates than private student loans, thought they have lower borrowing limits and shorter repayment periods. Private student loans should only be considered after federal student loans are exhausted and it is essential to compare your private student loan options before applying. A good final form of financial aid, you can search, compare and apply for private student loans by using our Student Loan Comparison Tool above.
Frequently Asked Questions
In order to qualify for student financial aid, your financial information must display a serious financial need. As one might expect, applicants with the highest need for finances are awarded the most financial aid. Others who demonstrate less need are awarded a smaller portion according to their need. Other than that, you need to make sure that you are a legal U.S. citizen with a SSN, have not defaulted on any other loan, and have completed a minimum of high school education.
What are the different types of financial aid?
The various types of financial aid programs include federal financial aid, institutional financial aid, and private financial aid. Federal financial aid is most sought after source of funding for students since federal loans have the lowest interest rates and the most lenient terms and conditions. Institutional aid is mostly awarded to students with outstanding academic achievements or with extreme financial need. Private financial aid programs are stringent in terms and conditions and often have high interest rates. It is recommended that students utilize federal financial aid first, and if it does not fully cover the applicant's need, only than should students look to other types of financial aid.
Financial Aid Basics
- Analyzing Your Student Aid Report
- Current topics & admissions and aid
- Do you know what kinds of student loans you have?
- Financial aid advice for college students
- Financial aid advice for parents
- Calculator
- Myths
- Probation
- Statistics
- Video Workshop
- Financial Aid: Should You Apply?
- I am divorced; do I have to enter my former spouse's financial data on the financial aid forms?
- International students & financing college
- Multiple Children In College
- Should I take out a private student loan? SimpleTuition's Monisha Perkash explains.
- The Cost of Attendance, Part II
- What if my parents refuse to pay for college? Can I apply as an independent student?
- What is Self-Help Aid?
- What is Student Financial Aid?
- What is the cost of attendance (COA)?
- Financial Aid Applications
- Crunch Time for College Finances
- Do I have to apply for financial aid every year?
- Financial Aid Advice
- Financial aid advice for grad students
- Financial aid: all about the FAFSA and the CSS Profile
- How can I complete a financial aid form if my taxes aren't done?
- I am divorced, but I have remarried. Does my current spouse's financial information have to be entered on financial aid forms?
- I just received something from IDOC. What is it?
- If the college asks for financial data on their application for admission, do I still have to complete the PROFILE?
- Is it better to file electronically or by regular mail?
- Starting All Over with Financial Aid
- Starting the New Year and Starting the Financial Aid Process
- Tips on evaluating your financial aid award
- Understanding the Financial Aid Application
- What happens if my family owns a business or farm?
- What I've Learned About the Financial Aid Application Process
Financial Aid Awards
- Financial Aid Awards
- Are there financial aid implications if I stay on the admissions wait list?
- As a family of immigrants, what if I do not have the proper documentation for eligibility for federal financial aid?
- College Choices and the Costs After Financial Aid
- Colleges don't know how expensive it is to live here. If I claim high costs of living created by where I live, will the college take that into consideration?
- The Financial Aid Appeal Process
- The Financial Student Aid Report Results
- The Financial Student Aid Report Results
- What if the current year's income is going to be different from the one (last year's income) I reported on the financial aid forms?
- When should I file the financial aid forms?


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Tragic Tales of Love Gone Wrong at the Clark October 25
For Immediate Release
October 15, 2007
Famous, tragic tales of love gone wrong will be read by curators and illustrated through art at the Sterling and Francine Clark Art Institute's "Love on the Rocks." See how your heartbreaking tale stacks up as Clark curators explore this timeless theme on Thursday, October 25, at 6 pm. The $12 admission includes one beverage. A cash bar and light refreshments will be available. RSVP to 413-458-0524.
From literature, mythology, and history, Clark curators have selected famous love stories that have fascinated artists throughout the centuries from the ancients to the Pre-Raphaelites through to today. Assistant curator of education Danielle Steinmann will discuss the story of Heloise and Abelard. From mythology, senior curator Richard Rand will talk about the rocky romance of Perseus and Andromeda. Michael Cassin, curator of education, will focus on the stories of Apollo and Daphne and Apollo and Hyacinth. Director of exhibitions and collection and curator of decorative art Kathleen Morris will get to the heart of Paulo and Francesca.
Romantic love will fill the galleries during Consuming Passion: Fragonard's Allegories of Love on view October 28, 2007 through January 21, 2008. Jean-Honoré Fragonard (1732-1806) is best known as a painter of playful genre subjects, garden landscapes, and fantasy portraits. In his later career, Fragonard turned to the subject of romantic love and during the 1780s and 1790s created a series of dramatic reflections on the subject of romantic allegories. This exhibition explores these mysteries and evocative works in a variety of themes: oil painting, drawings, prints, and illustrated books.
The Clark is located at 225 South Street in Williamstown, Massachusetts. The galleries are open Tuesday through Sunday from 10 am to 5 pm (daily in July and August). Admission June 1 through October 31 is $12.50 for adults, free for children 18 and younger, members, and students with valid ID. Admission is free November through May. For more information, call 413-458-2303 or visit www.clarkart.edu.


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About CROET
CROET, the Center for Research on Occupational and Environmental Toxicology, is dedicated to health and safety in the workforce. Our mission is to promote health, and prevent disease and disability among working Oregonians and their families during their employment years and through retirement. We do so through basic and applied research, outreach and education. Learn about our current news and accomplishments, or delve into our history.
Preventing Illness and Injury
CROET works to prevent illness and injury in partnership with labor, industry, government and the community. As part of Oregon Health & Science University — Oregon's only academic health center — we embrace the university's multifaceted mission of healing, teaching, discovery, and community service to improve the well-being of people in Oregon and beyond. Our publications give a snapshot of some of our many activities that embody this mission.
How We Accomplish This Mission
CROET conducts research, trains health and safety professionals, provides consultation, and offers the public information on occupational health and safety through our CROETweb resource directory and Toxicology Information Center. CROET comprises more than 100 scientists and research staff exploring a range of questions relating to the prevention of injury and disease — and the promotion of health — in the workforce of Oregon and beyond.
CROET is base-funded through Oregon's Workers' Compensation system. We leverage this investment to win highly competitive federal grants that bring in more than twice the dollars provided by the Oregon base funding and thus substantially magnifies our impact on Oregon. While our research receives national and international acclaim, our mission and goal is to create safe, healthy workplaces right here in Oregon. CROET's Advisory Committee under the leadership of OHSU's President and Vice President for Research ensures stakeholder input to the direction of the Center and the use of its state funds. Learn more about our funding from downloadable Annual Reports available on our Publications page.
Learn about CROET and Use Our Services
As part of our outreach, we want you to know about the work we do, and how it benefits workers and businesses in Oregon. We invite you to browse our website, meet our outreach team at conferences, attend our health and safety symposia, consider our scientific seminars sponsored by our research faculty, or visit CROET to learn more and to use us as a resource. But before you look around our website, meet Director Steven Shea.


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F. Murray Abraham
F. Murray Abraham was born on October 24, 1939 in Pittsburgh, Pennsylvania, USA as Murray Abraham. He is an actor, known for Amadeus (1984), Scarface (1983) and Last Action Hero (1993). He has been married to Kate Hannan since April 7, 1962. They have two children. See full bio »
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Our annual reports highlight the work and progress we make each year inspiring Americans to protect wildlife for our children's future. Learn about what the National Wildlife Federation works on and also find our IRS Tax Forms 990 below.
Read more about what National Wildlife Federation accomplished for wildlife in 2012, and how we achieved those victories with the help of our generous members and supporters.
Make an investment in the future of wildlife. Support NWF today >>


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Azend Envizen V700NA Internet Tablet - Android 4.0, 1.0GHz, 7" Multi-Touch Display, 512MB Memory, 4GB Storage, WiFi, WebcamItem#: E520-70100 | Model#: V700NA
- Price:
- $79.99
- Shipping:
- In Stock (Details)
Azend Envizen V700NA 7" 4GB Android 4.0 Tablet Product Details
Azend Envizen V700NA Internet Tablet
The Azend Envizen Internet Tablet is best suited for people who like to do things on the go! This tablet comes with Android 4.0 Ice Cream Sandwich and has a 1.0GHz processor along with a 512MB memory enabling it to perform tasks faster. You have a 4GB storage capacity in which you can store your files. A 7" multi-touch display present with this tablet removes the need for a keypad. The Wi-Fi feature allows you to connect to wireless networks while the webcam enables you to take pictures. Pick your Azend Envizen Internet Tablet today!
What It Is And Why You Need It:
- 1.0GHz processor and 512MB memory; enables faster completion of tasks
- 4GB storage capacity; enables you to store files
- 7" multi-touch display; removes the need for a keypad
- Wi-Fi feature; allows you to browse the Internet
- Webcam; lets you take pictures
PLEASE NOTE: This product has been revised as of March 19, 2013. Previous versions specifications and features may vary.
Manufactured by: Azend
Warranty provided by: Azend
Limited Warranty: 12 months parts; 12 months labor
Mfg Part No: V700NA
UPC No: 853370004082
Box Size: ( Length:8, Width:6, Depth:2)
Shipping Weight: 3.1000 pound(s)
Click here for full warranty and support information
- Limited Warranty: A full text version of the limited warranty
may be obtained by mailing a self addressed, stamped envelope to the
address below and requesting the warranty for item number: E520-70100
Warranty Information
7795 W. Flagler St. Suite 35
Miami, FL. 33144
- Azend logos are registered trademarks of Azend. All others trademarks and copyrights mentioned herein are the property of their respective owners.


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"68% of the people working between 4-7 hours in front of the computer daily are coping with pains related to using the mouse."Source: Danish study conducted by User Needs. April 2010
User stories
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... the RollerMouse is one of the greatest computer inventions... Since I have been using the RollerMouse, my shoulder problem has…
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For a crowded desktop, the RollerMouse is ideal. It removes one item from the footprint of your reach zone. It gives you better workability…
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text: Diane Glover currently serves as the Executive Director of the Central Carolina Community College Foundation. She grew up in Sanford and attended Sanford Central High School but later moved and lived in Roswell, Georgia for 20+ years with her family. In 2000 she returned to the area and has enjoyed being reacquainted with friends and discovering the changes and new offerings in her hometown area. She received her BA from Meredith College with a major in mathematics and received a post-bac degree in education from Kennesaw State University. Her professional background has been in the fields of banking, insurance, real estate, education and fundraising. Diane has been with Central Carolina Community College since 2001. She is especially proud of the Foundation's efforts in helping to change the lives of so many students through private gifts made from the community's generous benefactors of Chatham, Harnett and Lee Counties.


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April 23, 2013
- Quincy Alumni & Friends Social
- Time: 6:00 PM - 8:00 PM
- Location:
O'Griff's Grill & Brewhouse
415 Hampshire
Quincy, IL
- Description: Join WIU President Jack Thomas and Alumni Director Amy Spelman '98 for an evening of reminiscing and socializing! O'Griff's is the Tri-State's area largest Irish pub and the only microbrewery in town!
Social, mouth-watering appetizers & cash bar
For more information on O'Griff's, visit their website
- Related Web Site: Online Event Registration
- Contact Information:
Alumni Association
Phone: 309-298-1914
Email: firstname.lastname@example.com
- Source: Alumni


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It was nine years ago this morning. I don't have to offer any further explanation do I?
Over the past several weeks we have been looking at why everyone will not be saved, even though God desires it to happen. As we have seen the Bible shows that man has a part in his salvation.
When most people go to their mailbox or P.O. box, they start to immediately go through the mail deciding what pieces are worthy of keeping.
One of the least-popular requirements of Christianity is the act of suffering. In his letter to the church at Philippi, Ch.1:29, the Apostle Paul puts it very plainly, "For it has been granted to you that for the sake of Christ you should not only believe in Him but also suffer for His sake."
Sunday, grandparents everywhere were given the seat of honor. Many of them will tell you without hesitation they deserve it.
How many times do we read the Bible and come across a scriptural reference and we say something like, "Boy, do I know who ought to be reading this?"
This weekend marks the official end of the summer. I am aware that school has been in session for a month already. High school football and softball and cross country teams are in full swing.
It goes without saying that today, as never before, we are faced with many problems and issues that weigh heavily upon us as we strive just to make it through the day. These pressures and challenges can lead to bouts of depression in even the most stable individuals.
How do you emphasize that something is important? How do you make it clear that you want the person listening to you to really listen?
The idea that everyone will be saved is a comforting thought but is not the truth, according to God's word. As we noticed previously, God wants everyone to be saved, but He will not force us to obey him.
When some people take a shower they sing, while others use this time to relax and get their thoughts together. And there are some who just want to get in and out and get it over with.
Pastor Katrina Deason and members of Liberty Prayer Chapel in Hinesville have a lot to celebrate. After eight years, the church has seen many goals come to fruition, and Liberty Prayer Chapel is impacting the community.
The Apostle Paul in his first letter to Timothy said, "For this is good and acceptable in the sight of God our Saviour; who will have all men to be saved and to come unto the knowledge of the truth" (1 Tim. 2:3, 4).
The topic of love is one that is sure to draw attention. Just listen to any radio station and you will hear many songs about love – "Just an Old-Fashioned Love Song," "Crazy Little Thing Called Love," "What's Love Got to Do With It?" The list goes on, and on it goes.
This summer my wife and I went on a vacation that included traveling around 2,500 miles.
Sometimes life throws us curve balls - situations, circumstances and problems that we just don't know how to handle.
Over 2,000 years ago, there was this one called Jesus Christ who came on the scene in history. He preached, taught and healed the sick. Crowds gathered just to see if he was going to perform another miracle.
Dad used to tell me, "What doesn't kill you makes you stronger." Coach would say, "No pain, no gain." And one teacher would remark, "We learn best through adversity."
The Bible plainly states that all men have sinned (Romans 3:23). Sin, though not inherited, has been a plague of each generation of mankind. Each individual sins and is responsible for their sins.
There is no doubt that we are living in some difficult times. Many are struggling to make ends meet. Many are wondering if there is a light at the end of the tunnel.
Sunday was an exciting time, and those at St. Luke Missionary Baptist Church are celebrating a great accomplishment in the life of their church.
This week has been beautiful, and I think spring is finally here to stay. We have been fooled before with a cold front sneaking its way back in. Well, speaking of being fooled, Tuesday was April Fool's Day where many a folk were hoaxed or tricked. Most of this was all done in fun and brought much-needed laughter.
Well, did you survive April Fool's Day? Or are you one of those who pulls the pranks on others?
Often, the love of Jesus is not seen in the lives of his creation.
"Jesus said, 'Take ye away the stone.' Martha, the sister of him that was dead, saith unto him, 'Lord, by this time he stinketh, for he hath been dead four days.' Then they took away the stone from the place where the dead was laid. And Jesus lifted up his eyes, and said, 'Father, I thank thee that thou hast heard me.' And when he thus had spoken, he cried with a loud voice, 'Lazarus, come forth.' And he that was dead came forth, bound hand and foot with graveclothes, and his face was bound about with a napkin. Jesus ...
The older I get, the more I pay attention to my surroundings. I notice the beauty of flowers, trees, stars and even little details.
Spring has come. It's obvious on the calendar. We already have moved the clocks forward for daylight saving time. And where we live, trees and flowers are blooming all over.
Last week, we looked at Isaiah 1:18 and saw that God was willing to give his people an opportunity to come to their senses and turn back to him. Those people failed to heed God's warnings. Surely, man can learn from their mistakes (Romans 15:4).
The August Birth Month Committee of Bryan Neck Missionary Baptist Church will hold a fundraiser dinner from 11 a.m. to 7 p.m. April 18-19 at the church in Richmond Hill.
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- 9 Mistakes That Are Aging Your Hair
- 8 Skin Mistakes You Don't Know You're Making
- What Your Blowout Style Says About You
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Even if you're all thumbs when it comes to "doing" your hair, we swear you can create this style from Givenchy. It's as simple as finding a cool piece of ribbon and tying it loosely around your ponytail, just at the neck. See, wasn't that easy?
Plain & Simple3 of 8
Stella McCartney knows how important it is to keep things simple — she is a working mother of three, after all. Sleek, pulled-back hair and a nude pink lip make anyone look pulled together.
BUY NOW: Tarte 24/7 Lip Sheer in Summer Fling, $16
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We love an almost completely bare eye paired with a big, bold lip. It makes such a powerful, pretty statement (here, at the Costello Tagliapietra show).
BUY NOW: Maybelline Color Sensational Lipcolor in Sweet Nectar, $6
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When you feel like showing off your sweet side, reach for a peachy blush like the makeup artists did at Givenchy. It's fresh and fabulously within reach. All you need is a compact and a brush.
BUY NOW: Cover Girl Cheekers in Pretty Peach, $4
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Where Marc Jacobs goes, the world follows — whether it's his designs or his runway beauty choices. We certainly like this path, where skin is glowing and a few flyaways are perfectly acceptable.
BUY NOW: Sampar Skin Quenching Mist, $42
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Who doesn't want a little more color in their cheeks when warm weather rolls into town? We love that Thakoon gave his models a healthy, golden glow. Use a light hand so you don't overdo it
BUY NOW: Clinique Almost Bronzer, $29
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Charlotte Ronson is a girl's girl. She knows what we want to wear and how we dream of wearing our hair. Long, loose flowing waves? Yes, please. This is a look you can embrace with almost no fuss.
BUY NOW: Redken Ringlet Curl Protector, $17
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Heroin-induced death nets 8-year sentence
By Beth Kramer firstname.lastname@example.com October 16, 2012 7:54PM
Cody A. Searles
Updated: November 18, 2012 6:48AM
Sharing two $15 bags full of heroin with friends wound up costing a Lake Zurich man eight years in prison.
Cody Searles, 22, was before Lake County Circuit Judge John Phillips for sentencing Tuesday. Searles had previously pleaded guilty to attempted drug-inducted homicide.
On Aug. 5, 2011, Searles gave heroin to both his girlfriend and Cristian Medina at his Lake Zurich residence. Searles' girlfriend survived. Medina did not.
"The court does note that your conduct in this case threatened harm to the decedent who you characterize as your best friend ... it was your heroin he utilized," Phillips said.
Phillips sentenced Searles to eight years in Illinois Department of Corrections followed by two years of parole.
Assistant State's Attorney Stephen DeRue asked Phillips to impose a 12-year prison sentence. Searles has a criminal history.
He committed curfew violations and alcohol consumption by a minor. He also took a plea deal on an aggravated battery charge against a police officer from an incident in 2010. Searles pleaded guilty to misdemeanor battery and never wrote his court-ordered apology letter, failed to complete any of the 250 hours of public service and did not pay a dime in court costs, DeRue said.
"He has shown no remorse for anything he did. He will say anything to anyone to get what he wants," DeRue said.
Searles' drug use started at age 12 when his father left, his mother Joan Searles testified. Searles did not successfully complete substance abuse treatment on eight separate occasions, DeRue said.
Police were called the evening of Aug. 5, 2011, when Searles' girlfriend, whose name is not being released by The News-Sun to protect her identity, passed out and stopped breathing. Two friends had just picked her up from Searles' residence in the 100 block of Pleasant Road, Lake Zurich, when she became unresponsive, according to testimony Tuesday from Lake Zurich police officers William West and Randall Wytt.
Once police learned where she came from, they showed up at Searles' door. He refused them admission into the house and claimed Medina was sleeping inside the house, they testified. Police got permission to enter from Searles' mother and found a burned spoon, needles, tinfoil packages and baggies near Medina. Medina was unresponsive, Wytt testified. The spoon testified positive for heroin.
Searles was taken into custody and eventually confessed to injecting his girlfriend with heroin and giving Medina some, officers testified.
Searles told his girlfriend not to go to court if she was served with a subpoena, to tell officials that Searles did not give her the heroin and to lie to police saying that another witness to the incident was high, according to recorded phone calls made from Searles to his girlfriend while he was in jail last year. Searles was court-ordered not to have contact with his girlfriend, yet he was recorded having these conversations, DeRue said. Snippets of the phone conversations were played at the sentencing hearing.
However, Searles has completed his GED and started Bible studies while in Lake County Jail, defense attorney Robin DeMars Goodstein said. She asked the judge to sentence Searles to conditional discharge and intensive probation. Searles wants to be a chef or a drug counselor when he is released from custody, she said.
Searles said he was "truly sorry" for Medina's death.
"I do have deep remorse ... I am also used to hiding my emotions ... I now see how truly selfish and lost I was. I realize with the path I was taking, going to jail was honestly the best thing for me. Being here has given me discipline and self control ... give me the chance to prove I'm trying to be a better person," Searles said.


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April 16, 2014
| Article
After almost three decades, a rare diagnosis prompts one nail tech to ask the question, "Is this related to my work?" In an effort to shed some light on difficult questions, we did some digging and asked some questions of our own.
February 21, 2014
| Article
Here's a compilation of physical and mental activities — everything from stretching to rewiring — that can change your outlook and help you see that morning or midday cup of coffee as half full.
February 13, 2014
| Article
For many nail techs, busy days filled with caring for clients leaves little time for self-care. But with a little know-how and a bit of planning, you can boost your energy and dramatically improve your health by eating right.
November 22, 2013
| Video
Aerovex Systems' Nails Source Capture System with new Healthy Air Technology is the next generation in nail salon ventilation technology. The new portable air ventilation system is built to protect the breathing zones of nail technicians and prevent overexposure to monomer, acetone, and associated acrylic vapors and dusts.
August 19, 2013
| Article
If filing debris has you down, Erica's ATA may have just the thing. Its NV210 is a portable vacuum system that can be easily moved around the salon from nail station to pedi tub.
August 16, 2013
| Article
Caused by allergens that come into contact with the skin, allergic contact dermatitis often clears up on its own when sufferers avoid the offending agent.
March 20, 2013
| Article
While the strain on the neck may be an unavoidable drawback to the job, neck pain doesn't need to be.
January 4, 2013
| News
InStyle magazine dispelled a couple long-standing misconceptions about gel manicures this month and provided remedies on how to keep gel nails healthy.
September 17, 2012
| Article
Be sure to download "Stay Healthy and Safe While Giving Manicures and Pedicures," a recently released 20-page booklet created by OSHA (the Occupational Safety and Health Administration).
April 23, 2012
| Article
Since most regulations are intended to protect the salon-going public rather than the nail technicians themselves, Seattle's Healthy Nail Salon Project reaches out to salon workers to offer education and training on safe practices.
March 17, 2012
| Article
The new web page for the Professional Beauty Association's Nail Manufacturers Council (NMC) contains even more educational reference materials designed for beauty professionals and consumers.
December 27, 2011
| Product
NOSK was originally designed by top ear, nose, and throat specialists to provide a natural aid to allergy and asthma sufferers, but the tiny personal air filtration device is being adapted for the nail industry.
November 16, 2011
| Article
To celebrate Thanksgiving and get in the holiday spirit, NAILS asked nail techs on our Facebook page (www.faceboook.com/nailsmag): What, in your professional lives, are you thankful for? Your responses ranged from your boss to your clients to the flexibility and creativity that come with being a nail tech. We, at NAILS, are thankful for all of you who are dedicated to the industry.
May 19, 2011
| Article
Sometimes it can be hard to separate fact from fiction when it comes to potential hazards associated with work in the nail industry. With persuasive voices on both sides of the issue, we wondered how many of you feel you are jeopardizing your health by working in the salon.
March 29, 2011
| Product
The Valentino Beauty Pure is a nail dust collector and an at-the-source air filtration system in one. All nail dust and odors are eliminated after being pulled down through a state-of-the-art filter, leaving nothing but clean air, says the company.
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text: Stop us if you've heard this one: A guy and his wife move to Paris …Yes, it's been done. But never as funny as Rosecrans Baldwin does it in his new memoir, Paris, I Love You but You're Bringing Me Down.When he gets an offer to work in advertising in the City of Light, he takes it. (What writer with only a tentative grasp on la langue francaise wouldn't want to create breastfeeding pamphlets near the Champs-Elysees?)Living abroad is everything he ever dreamed, nothing like he expected, and equally magnifique and affreux. At times, the company refrigerator overflowing with champagne is the only difference between working long hours and living in a tiny apartment in Paris and doing the same in New York. Yet the fulfillment of a lifelong dream — and the resulting stories — had us laughing all weekend.Proving the world does need one more book about a couple who moves to France.Available online at amazon.com, $17. See Baldwin talk about his book May 14, 7:30 p.m., at Greenlight Bookstore, 686 Fulton Street, at South Portland Avenue, Fort Greene; May 15, 7 p.m., KGB Bar, 85 East 4th Street, at Second Avenue; May 16, 7 p.m., McNally Jackson, 52 Prince Street, between Lafayette and Mulberry Streets.Photo: Courtesy of Farrar, Straus and Giroux


text:
Horse Health
Same as Electro Dex with apple flavoring. Delivers sodium, calcium, potassium and trace minerals to maintain body fluids which are often depleted during periods of stress. Can be added to drinking water at a rate of 2 oz per 10 gal fresh water or 2 oz in horse's daily ration in place of salt. 2 oz scoop included. 2 oz scoop included.
- Apple-Flavored, sodium-based electrolyte
- Helps replace electrolytes lost during strenuous activity, including training and competition
- Micro-blended for use in feed or drinking water
View manufacturer and/or label information
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text:
The Ultimate Movie Review!
By Todd Smith | 8 months ago | 2
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7 months agoby @khelly-elevenFlag
this film made me jump for the time when mystery is yet unfold but when the demon arrives in the story (specifically during the time when Elise saw it on the ceiling), it became quite predictable and almost to the point you are prepared for the boast of thrilling score.
Matter is, the mystery run for quite a long time and yeah, it is really frightening and interesting.
Byrne is great here
7/10 rawrrrrrs
I love this movie!!!
2 years agoby @Cristal-HindsFlag
i like it
2 years agoby @Uff-YE-IshqFlag


text:
|Bauer Reflex Street Goalie Leg Pads Jr
Lowest Price Guarantee
The Bauer Reflex RX Street Goal Pads offer good protection for anyone looking to play recreational ball hockey.
Ultra lightweight foam construction is used throughout the RX Street pads, giving the goalie great mobility and fast reaction. Lightweight nylon fabric is used throughout the entire pad, and protection comes from low and medium density foams. Bauer logos and graphics are screen printed, giving the pads a professional look.
Protecting the back of the leg is two foam flaps that are filled with a thin medium density foam. Deep leg channel run throughout the leg pad, and down into the boot area allowing the pad to sit closer to the playing surface. Three nylon adjustable straps help to secure the leg into place forcing the pad to bend with your legs.
Bauer's done a nice job constructing these recreational street only goalie pads.
- Model Number: 1037153
- Heritage: Bauer RX Street Goal Pad
- Level of Play: (Junior)
- Roller: Up to Recreational
- Ice: Non-certified for ice hockey
- Not to be used for ice hockey
- Playing Style: Standup
Shipping Note:
Excluded from shipping promotions. Ground is only $9.75 per shipment. Please refer to the Shipping Page for further information. Must ship via FedEx/UPS only - No Postal Service
- Exterior:
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- Screen printed Bauer logos and graphics
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- Break below the knee as well as at the boot for flex
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- Leg Channel:
- Deep leg channel
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- Soft padding
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- Deep boot channel
- Allows the leg pad to fit directly over the skate, allowing the leg pad to be much closer to the playing surface
- Straps:
- 3 Adjustable nylon leg straps
- Quick release buckles strapping system
- Weight:
- 1.25lbs (Based on a Junior 23" leg pad)
Similar Items
Bauer Hockey Goalie Leg Pads Junior & Youth
The Bauer Reactor 2000 Goalie Leg Pads are new for 2013, with the Reactor replacing the Bauer Reflex line of goalie equipment. Since the original release date of the Reactor line of goalie pads in 1994, Bauer's completely redesigned their reactor line providing the right amount of performance and protection.Colors: 3
The Bauer Prodigy Goalie Leg Pads are designed specifically for youth goaltenders, featuring a soft flexible construction made from lightweight protective foams, durable materials and parent-friendly sizing and adjustment information printed on the goalie gear.
The Bauer Supreme One70 Goalie Leg Pads use rigid foams to provide solid protection from shots. The One70 leg pads feature a square/thin profile construction making them perfect for the butterfly style goalie that needs a lightweight pad with lot of net coverage.Colors: 1
The Bauer Reflex RX Street Goal Pads offer good protection for anyone looking to play recreational ball hockey.Colors: 1


text:
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text:
Thinking about the unthinkable can ensure your supply chain is strong.
While 90% of the companies recently surveyed by APQC said they have an enterprise risk management (ERM) strategy, most have less than three years of experience with it, and only 17% of the companies said risk management was "greatly integrated" into their strategic planning. "The biggest risk in many organizations is simply not accepting the internal message that bad things might - and in fact will - occur," says Mary Driscoll, senior research director for APQC.
Looking both inside and outside your organization, smart supply-chain risk management strategies will build your company's supply-chain resilience.
Begin with a Map
MIT's David Simchi-Levi advises mapping your suppliers, and their suppliers, to understand capacity and sourcing redundancy throughout the true supply network. Then ask yourself some of the following questions:
For your company's supply chain to be resilient, the CEO and other high-level company leaders must be closely involved in risk management at all times, support the risk management strategy, and continuously talk about how it integrates with the company's business strategy. APQC's Driscoll says, "The true ERM leaders ensure that the conversation does take place, that the organization thinks the unthinkable. Indeed, the best-practice partners in this study made a priority of opening up the debate and discussion, thus making all managers risk managers and ensuring that all plausible risks are considered."
The article you read was prepared for general information purposes by McMurry. These articles are for general information purposes only and are not intended to provide legal, tax, accounting or financial advice. PNC urges its customers to do independent research and to consult with financial and legal professionals before making any financial decisions.These articles may provide reference to Internet sites as a convenience to our readers. While PNC endeavors to provide resources that are reputable and safe, we cannot be held responsible for the information, products, or services obtained on such sites and will not be liable for any damages arising from your access to such sites. The content, accuracy, opinions expressed, and links provided by these resources are not investigated, verified, monitored or endorsed by PNC.


text:
You almost had it right,
Bypass the unit.
Start cleaning cycle.
System will depressurize ie no more water to drain.
Then unplug unit
Now start unscrewing the strainer housing.
If you can not bypass, then find a ball or gate valve before the system and close it and then open the cold side of any sink and that will depressurize the system that you will need to work on.


text:
Central Michigan Chippewas
The Chippewas have played in five post-season bowl games in the last seven years, drawing 60,624 fans in the 2007 Motor City Bowl. CMU has also won the post-season MAC Championship Game three times in that period, totaling eight post-season games and six post-season wins in the last seven years. Recent Chippewa All-Americans include Antonio Brown and Eric Fisher. CMU finished in the Top 25 in the nation in the final January 2010 AP Poll and USA Today Coaches Poll from the 2009–10 season.
Central Michigan football has received national recognition for having the most Super Bowl players in Super Bowl XLV of any college football program in the nation.
Chippewa players on recent Super Bowl rosters included Antonio Brown WR, Pittsburgh Steelers; Cullen Jenkins DE, Green Bay Packers; Josh Gordy CB, Green Bay Packers; Frank Zombo OLB, Green Bay Packers; Tory Humphrey TE, New Orleans Saints and Joe Staley OT, San Francisco 49ers.
Central Michigan Chippewas Reviews & Ratings
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text:
Could you please add the Chauvet SlimPar Pro series of fixtures to your next device profile? Specifically the RGBA fixture in 10-channel mode, please.
Manual is here:
Under Club/DJ section.
As another idea, it would be great if you guys could come up with some kind of web cross-reference tool where we could see if an existing fixture profile is close enough. For example:
Step 1 - select general family - LEDs, scrollers, movers, etc.
Step 2: Select sub-type - CMY, RGB, RGBA, etc.
Step 3: Select number of control channels
Step 4: - display the matching devices, and list the control layouts as you page through the fixtures.
If we could then narrow down the type of fixtures to search through for a match, there might be fewer new device requests.
Thanks very much!
Is there any word on when this profile will be available?
Do you have a user manual for these particular devices? The link goes a list of a great many fixtures.
Most of this kind of LED Par are one of the Generic fixtures.
With regards to finding a suitable alternate, the complete library details can already be downloaded from our website and searched, have you had a look at this yet?
Keep on trying till you run out of cake.
ETC Field Service, London
The fixture is the Chauvet SlimPar Pro RGBA, in my case. Due to the construction of the Chauvet website, the link in my first post is the best, but it is easily navigated, as I mentioned:
Under the Club/DJ section, select the SlimPar Pro RGBA.
There is not a compatible fixture in the library for this fixture in 10-channel mode - it's much more sophisticated than a generic RGBA can. A native profile - especially for the 10 channel mode would be greatly appreciated.
I talked to someone in your support department a couple months ago and they found that a profile had been created for Ion or Eos - I can't remember. Having this available for the SmartFade ML would be a wonderful help.
Here is the 10CH page from the manual.
I am in a bit of a hurry. I am VERY new to both the SmartFade and the Slimpar Pro. (They were delivered Friday.) I know I can manually build the personality, but am having trouble becasue I have not had time to learn all the ins and outs of the console. I will keep trying to create the personality myself, but if this is created soon I would greatly appreciate it. The other fixtures I have were in the latest library, and that was so easy to set up.
Thanks guys.
Attached to this post is a user personality for the SlimPAR Pro RGBA fixture in 10ch mode that you can import into your show.
Dimmer Speed is on "User 1", Auto Program and Auto Program Speed are on "FX1" and "FX1 Mod" respectively.
Thank you so much for the quick response!
Thank you!


text:
Recent polls have ranked "educator" as one of the most esteemed careers in our country, even with all of the various challenges associated with many of the nation's schools. Acquisition of the skills and knowledge involved in the profession of teaching is one of the most interesting and enlightening pursuits among all of those available to us. Students who elect to earn a teaching certificate are to be commended for choosing to begin this life-long, dynamic pilgrimage.
The Tulane University Teacher Preparation and Certification Program which is designed to produce teachers who are dedicated to a lifelong professional commitment as educational leaders is granted Accreditation by the Teacher Education Accreditation Council (TEAC) for a period of five years from 2011-2016
Tulane University, New Orleans, LA 70118 504.865.5342 firstname.lastname@example.com


text:
The Military Veterans Association (MVA) seeks to help Veterans and members of all military organizations in their transition to the civilian sector. Our objectives are to work with the Admissions staff to inform and assist qualified candidates from all armed forces in the application process; to provide a social support community at Carnegie Mellon; to strengthen the skills, knowledge, and networks essential to a successful transition into the business world through events with corporations and alumni; and to continue the traditions of Leadership, Honor, Respect and Duty by serving as role models wit community.
The MVA is open to the Carnegie Mellon Community, in particular, to Veterans and current members of the U.S and foreign militaries, their families, and any other students interested in learning more about the experiences, qualities, and characteristics of Veterans.
Phil Spencer, President
Dhruv Fotadar, VP
Max Frank, VP
Adam Brooks, VP
Current Students Login
Register online via CampusGroups.
Spring Semester
Fall Semester


text:
- $24.99
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More About Food Network Magazine 1,000 Easy Recipes by Food Network MagazineOverviewYou'll never be stumped for meal ideas again with this massive collection from Food Network Magazine, America's best-selling food magazine. This family-friendly cookbook is packed with more than 1,000 recipes, including: 294 appetizers and snacks 156 breakfasts287 main dishes192 salads and sides232 drinks and desserts Inspired by the pages of the magazine, this book is all about fun, easy cooking: Each recipe is short and simple--just a single paragraph --and every page is filled with great photos and tips. Step up old favorites in no time: Try taco burgers at your next cookout, or make Buffalo chicken nachos for a party. Find dozens of new pastas and salads for quick weeknight dinners, or treat your family to a big stack of lemon-berry pancakes.Bonus Check out the "centerfold" at the end of each chapter for a great classic recipe, like perfect marinara sauce and s'mores. With this book you can mix and match your way to just about any meal and impress your family and friends with creative new dishes. Try our ideas or dream up your own: The options are endless MORE THAN 1,000 EASY RECIPES Keep this amazing new cookbook next to the stove and you'll never run out of ideas Food Network Magazine's second cookbook is packed with more than 1,200 recipes. Choose from hundreds of fun appetizers and snacks, tasty dinners and sides, and easy desserts and drinks.Mexican Eggs Benedict Salmon-Cucumber Tea Sandwiches Rum-Raisin Pancake Sundaes Mocha Smoothies Margarita Shrimp Nachos Blue Cheese Dip Potato Chip Toffee Three-Meat Panini Bacon-Pork Burgers BLT Pasta Bell Pepper-Pasta Salad Caesar Salad Spicy Tortilla Soup Baby Bell Peppers with Feta and Mint Rosemary Gin and Tonic Praline Ice Cream SandwichesDISHES FOR EVERY OCCASION
- Southern Living Heirloom Re...
Southern Living Magazine
Plan weeknight meals and parties, from the same book TIPS FROM THE TEST KITCHEN
Find helpful hints and serving ideas on nearly every page.EXTRA-SHORT RECIPES
Each recipe is just a paragraph long--and a snap to make.
- Publisher: Hyperion Books
- Publish Date: March 2012
- Page Count: 393
- Reading Level: Ages 18-UP
Related Categories
Books > Cooking > Regional & Ethnic - American - General
Books > Cooking > Methods - Quick & EasyPublishers Weekly Reviews
Publishers Weekly® Reviews
- Reviewed in: Publishers Weekly, page .
- Review Date: 2012-02-20
- Reviewer: Staff
In this new cookbook, the Food Network Magazine does what it does best: present a collection of easily prepared dishes that emphasize creative twists on crowd favorites. With its condensed recipes and eye-catching layout, this is a good book for people who want to be inspired and play around in the kitchen rather than follow a long, precise recipe. Tired of your old hamburger? You'll definitely find a replacement among the 54 recipes offered in the chapter on "Burgers and Hotdogs." A slew of diner classics (think: chile cheeseburgers) is complemented by inventive if not authentic takes like the hoisin burger or turkey Niçoise. The suggested menus are a fun addition, with appealing photos and themes that you'd actually use in real life, like a menu for a kids' sleepover (pizza nachos, Jucy Lucy burgers, yogurtwiches, and lemonade). Basic cooking tips scattered throughout will help beginner cooks and reinforce the magazine's can-do attitude. Sure, there's an entire chapter devoted to nachos and potato skins, but embrace it. (Mar.)


text:
Ok, I really wasn't sure where to put this, so I hope this is the right place for this discussion.
I have been a Pokémon fan ever since I can remember. I'm currently doing my last high school assignment, which is a composition assignment.
Therefore, I have decided to try to rewrite the music from some of the locations in Pokémon.
The only thing is, I'm sort of stuck over which locations I should choose.
So tell me, which is your favourite Pokémon location. It can be a city, town, route, cave, forest, sea, etc...
Also, which of the regions' burial places do you think is the saddest (i.e. Lost Tower, Celestial Tower, Pokémon Tower, Mt. Pyre)
Thanks in advance.
(And sorry if this is in the wrong place, I couldn't work out where to put it, so I ended up deciding it related to pokemon in general.)


text:
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text:
This paper provides an overview of the current state of knowledge regarding relationships between carbon and biodiversity in tropical forests.Resource Type: Reports
Deforestation is a main driver of climate change and biodiversity loss. An incentive mechanism to reduce emissions from deforestation and forest degradation (REDD) is being negotiated under the United Nations Framework Convention on Climate Change. Here we use the best available global data sets on terrestrial biodiversity and carbon storage to map and investigate potential synergies between carbon and biodiversity-oriented conservation.Resource Type: Journal Papers
Coral reefs are a critical global resource, both biologically, and in socio-economic terms. Coral reefs are also highly sensitive to climatic influences and appear to number among the most sensitive of all ecosystems to temperature changes, exhibiting the phenomenon known as coral bleaching when stressed by higher than normal sea temperatures.Resource Type: Reports
At UNFCCC COP14 UNEP-WCMC released Carbon and biodiversity: a demonstration atlas (Kapos et al. 2008). Using global datasets on carbon storage in terrestrial ecosystems and areas of high priority for biodiversity conservation, this publication illustrated the potential of spatial analyses to assist decision-makers in identifying areas where reducing emissions from land use change could at the same time help to secure biodiversity benefits.
However, to support planning and decision-making at national and sub-national scales, such analyses must be based on data developed at an appropriate scale and should be done in consultation with a wide range of stakeholders to help prioritise among the different benefits and services under consideration.
This report presents data and analyses on areas of high carbon density and high priority for biodiversity in Jiangxi Province, China. The degree of their overlap with protected areas is assessed, and their relationship to the distribution of human population is explored.Resource Type: Reports
On October 16, at the REDD+ Day of CBD COP 11 in Hyderabad, the UN-REDD programme launched a policy brief focusing on multiple benefits and safeguards under REDD+. The paper elaborated on the use of tools and data to support decisions, and presented examples from implementation in REDD+ countries.
REDD+ is increasingly considered to have the potential to contribute to a range of policy goals in addition to climate change mitigation in the forestry sector. It is also recognized that there are social and environmental risks that may arise as the REDD+ mechanism is being implemented.
What has been less widely acknowledged is that avoiding significant risks and securing additional benefits from REDD+ could be the key to the overall success of the mechanism. By securing benefits beyond carbon, REDD+ can draw support from broader social and political constituencies; demonstrate that it enables a wider range of values to be realized; and generates sustainable income sources.
For governments and other stakeholders to adopt a broader approach to REDD+, a strong evidence base is needed to demonstrate that additional benefits will indeed be achieved, and contributions to national and local priorities accomplished. The Policy Brief outlines a series of analytical approaches that can help provide an evidence base to inform REDD+ decisions. It focuses on addressing environmental risks and benefits, and provides examples from Panama, Nigeria, DRC and Indonesia of where these approaches are already used.
The policy brief was drafted collaboratively with UNEP by UNEP-WCMC as part of their work for the UN-REDD Programme.Resource Type: Tools / Applications
UNEP-WCMC, with the financial support of the UN-REDD programme, wrote a paper on biodiversity monitoring for REDD+ published in the journal "Current Opinion in Environmental Sustainability" as part of ongoing work on REDD+ safeguards. The paper observes the following three challenge to biodiversity monitoring for REDD: choosing which aspects of biodiversity to monitor, the difficulty of attributing particular changes to REDD+ and the likely scarcity of resources for biodiversity monitoring. It proposes three responses which may address these challenges: 1) agreed policy targets that identify what should be monitored; 2) making links to existing biodiversity monitoring and to monitoring to estimate GHG emissions and removals; and 3) developing clear theories of change to assist in determining which changes in biodiversity can be attributed to REDD+. The paper is available on the journal website here.Resource Type: Tools / Applications
This assessment determines, in a coarse but globally consistent way, the extent and location of opportunities for restoration of forests and landscapes as well as the associated potential for carbon sequestration. The results should stimulate interest in restoration among international and national policy-makers, help set the global agenda on restoration, and serve as a point of departure for more detailed assessment at the national and regional levels.Resource Type: Reports
This first analysis of the likely impact of climate change on biodiversity demonstrates the impact on Arctic waterbirds. The Arctic will be the biome most affected by climate change and hence waterbird species, most of which are entirely reliant on Arctic habitats, are particularly vulnerable.Resource Type: Reports
©2014 UNEP All rights reserved


text:
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Thursday, April 24, 2014
By Meredith Goad email@example.com
Staff Writer
For 25 years, Marjorie Standish wrote a food column for this newspaper called "Cooking Down East."
Chef Melissa Kelly
Marjorie Standish
WHAT: Book launch for "Cooking Down East" and "Good Maine Food"
WHEN: 5 to 8 p.m. Oct. 20
WHERE: The Danforth, 163 Danforth St., Portland
HOW MUCH: Free
Three hundred and fifty of her classic Maine recipes were compiled in book form in 1969, and "Cooking Down East" soon became the state's best-selling cookbook. Over the years, Standish's fans -- and they are legion -- have bought more than 100,000 copies.
Standish, who died in 1998 at age 90, taught a generation of cooks the value of using local ingredients and of keeping things simple. She knew the importance of keeping heritage recipes alive, and wrote eloquently about food's role in our memory and culture. In the foreword to her book, she evokes the sounds "of your mother chopping red flannel hash in a heavy black spider; the clank of the metal spoon as she cleaned out the last of the frosting; the rattle as the lid was removed from a jar of pickles just brought from the cellar."
But Standish was also a product of her times. In addition to classic seafood stews and chowders made with simple ingredients, she included recipes that used popular convenience products such as Cheez Whiz, bottled steak sauce and the seasoning Accent.
Now Standish's cookbook has been reissued, but with a delicious twist. Chef Melissa Kelly of the Rockland restaurant Primo, a James Beard award winner who also runs restaurants in Orlando and Tucson, has joined Standish in her kitchen.
It's one of two reissues of cookbooks from Down East this year. The other is "Good Maine Food" by Marjorie Mosser, which has been updated by food historian Sandra Oliver.
The new "Cooking Down East" (Down East, $27.95) includes more than a dozen recipes from Kelly, as well as her tips for updating Standish's recipes. Standish's recipe for Crispy Oven Chicken, for example, calls for a stick of margarine and three cups of Rice Krispies. In a margin note, Kelly suggests using panko bread crumbs and butter instead.
Standish offers her mother's recipe for cream of tartar biscuits; right next to it, Kelly has published the recipe for James Beard's Cream Biscuits. And next to Standish's Porcupine Meatballs is Kelly's Pork Saltimbocca, which she says is "probably the most popular dish at Primo."
The Maine Sunday Telegram recently spoke with Kelly about what it was like to "work" with the renowned Maine food writer.
Q: You lead an awfully busy life with three restaurants and your farm at Primo to run. How did you find the time to work on this cookbook?
A: You know, there's always time to do something that you enjoy. I do have a very crazy schedule. Kathleen Fleury, who's the girl I worked with at Down East publications, really facilitated it with me, and she was great. She got me before my crazy season really kicked in here.
I knew the book. I always like to have one foot in the past and one foot in the future with food, so it was the perfect project for me to delve into and have some fun with. Instead of writing a book from scratch, revising a book is totally do-able.
Q: Had you cooked from this book before? Had you read it?
A: I haven't cooked from it before, but usually I don't cook from cookbooks. I just kind of peruse them and then take snippets of ideas or classic recipes and try and update them, which is what we basically did with the book.
Q: Do you feel like you learned a lot about Marjorie Standish while you were working on this project?
A: You know, it's a generational thing. I learned a lot about that time. In the forward, I said that just when Marjorie was putting this book out, it was such a different day with food in this country and for women in this country. It's interesting for me to see the transformation from then till now. She talks about a lot of convenience products, canned products, margarine, and just different things that I would never use today.
(Continued on page 2)
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The most common symptoms of leukemia include:
The diagnosis of leukemia is based on examination under microscope of both blood and bone marrow. A bone marrow sample can be easily obtained with a needle from the iliac bone (hip bone) after a local anesthesia. Specific type of leukemia's are also diagnosed on the basis of features on the bone marrow cell surface (flow cytometry) and chromosome analysis.
Please specify the MovieUrl property for the location (URL) of the movie to display.


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3M Cloud Library
[1]How to check out ebooks
- Find a title to check out in the 3M Cloud Library web portal [1] or through the 3M Cloud Library app [2].
- Log in to your account with your library card number and PIN to check out the item. Need help with your PIN? [3]
Downloading ebooks to your device
- You will need the 3M Cloud Library app [2] to download your ebook to your device; the app is available for PC, Mac, and many popular ereaders and mobile devices, such as iPhones & iPads, Android tablets, Nook Color & Tablet, and some Sony readers.
- The Kindle app store does not currently have the 3M Cloud Library app, but it can be installed on the Kindle Fire or Kindle Fire HD by following instructions for Kindle within the 3M Cloud Library website [2].
- Check out our FAQs for quick answers.
- Our staff [4] is always happy to help!
What are the loan rules?
- Ebooks check out for 3 weeks
- You may have 5 titles checked out at once
- All titles may be returned early
I can't log in to my account
- Have you ever logged in to SWAN [5]? You need to do that first, and create your PIN. Need help with your PIN? [3]
- Is your library card expired? You will need to renew it at one of our physical locations before you can log in to our online tools.
Something is going wrong with my download/checkout
- Sometimes you may experience a temporary error--give it another try.
- The 3M Support page [6] has answers to many common questions.
- If you are still having trouble, email us at email@example.com [7]. Please include the following information so we can help you work through the issue:
- Steps to reproduce the problem
- Exact text of any error message
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Everything I want is checked out
- From the Categories tab, you can check "Show only books available to check out" and click "Apply" to get a list of all ebooks that are available for immediate checkout.
- You can place up to 5 titles on hold at a time. When a title becomes available you will get an email, and will have 72 hours to check out the item.
I'm looking for something specific
- Use the Search tab or try an advanced search [8]. [9]
I want to check out audiobooks
The 3M Cloud Library does not offer audiobooks, but you can download these from Overdrive [10] .
What I want isn't available
Unfortunately, not every book has been made available as an ebook by its publisher. In addition, certain publishers have decided not to offer their ebooks to libraries for lending. You can also check our Overdrive [10] service for more titles.
I want to return an ebook
- In the 3M Cloud Library web portal [1] or the mobile app, go to the My Books tab.
- Find the ebook you would like to return, and click the Check In button.


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Mother's Day guide
Mother's Day is Sunday, May 12. We've got gift ideas, restaurant picks and more to help you make Mom's day special.
>>Upload your family photos
>>See reader photos: Kids | Families
imagegallery Shopping 10 last-minute Mother's Day sales We're on to you, last minute Mother's Day shoppers, and we've gathered sales going on ... Read More »
imagegallery Kids 15 celeb moms' first Mother's Day In celebration of moms everywhere, CelebrityBabyScoop.com, which features the latest celebrity parent and baby news, ... Read More »
imagegallery Shopping 25 Mother's Day gifts for less than $35 For the cash-strapped sons and daughters this year who still want to treat mom like ... Read More »
imagegallery Kids 23 sentimental Mother's Day gifts Whether your shopping for mom, grandma or a special woman in your life, here are ... Read More »
imagegallery Kids Mother/daughter look-alikes Katie Holmes and Suri Cruise, Goldie Hawn and Kate Hudson, Jennifer Garner and Violet Affleck. ... Read More »
imagegallery Shopping Mother's Day gift ideas Finding the right gift for mom can be tricky. We've got some great ideas for ... Read More »
blogposting Shop Talk 5/2/13 Mother's Day shopping events on LI, Manhattan To the doting daughters (and style savvy sons) out there -- this one's for you. ... Read More »
imagegallery Kids 10 funny parenting books for mom Here are 10 recently published parenting books that should tickle the funny bone on Mother's ... Read More »
article Shopping 4/26/13 LI shop owners on best Mother's Day gifts Porter Fox may only be 6, but he's pretty confident when it comes to picking ... Read More »
blogposting Shop Talk 5/1/13 Rebecca Taylor talks Mother's Day, dressing Kate Middleton Rebecca Taylor dresses A-list celebrities, puts on shows at New York Fashion Week, and owns ... Read More »


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Located on the Champs Élysées, the Fouquet's Barrière is one of the most famous and exclusive luxury hotels in Paris. It has a slightly modernized Haussmann-style exterior, while interior design combines baroque, surrealist, and classic style elements with contemporary flair. Sophisticated rooms start at 400 square feet, and black marble bathrooms have separate showers and tubs as well as TVs in the mirrors. The extensive features include three restaurants (one Michelin-starred), an upscale spa, and a gorgeous indoor swimming pool. The hotel deserves its five-star status, but this level of luxury comes at a very high price.
The world-renowned luxury hotel Plaza Athenee -- a part of the Dorchester Collection -- is synonymous with Parisian elegance and good taste. Iconic red awnings and chestnut trees welcome guests to the historic setting, on the upscale Avenue Montaigne location with direct views of the Eiffel Tower. It's all about luxury here, inside and out. The avenue is lined with high-end shops such as Christian Dior (guests have access to the Dior Institute for a full range of quality beauty and spa treatments), Prada, and Chanel. And inside, the 146 rooms and 45 suites are decorated in classic Art Deco style with modern touches like flat-screen TVs and marble baths. With six distinct restaurants, a large fitness center, and a can't-miss daily breakfast in a leafy garden, the Plaza Athenee doesn't miss a beat. But it comes at a high price -- and Wi-Fi isn't even included in that cost.
The 88-room Hotel Le Bristol opened its doors in 1925 during the Roaring Twenties, and today is still one of Paris' best-known luxury hotels. It offers impressive amenities for its small size, including a sunlit indoor pool (a rare find in Paris); a three-Michelin-star restaurant, Epicure; and a lovely spa with three floors featuring a Turkish bath and playroom for kids. Families are welcome in this posh environment: There's a dedicated Children's Programme, and little ones may appreciate the fact that there's a resident cat roaming the hotel. Rooms are elegant, aside from the dated comforters, and vary in size and price. The hotel -- located on one of the most high-end shopping streets in Paris -- is steps to the Hermes flagship store, as well as avenue Montaigne and Champs Elysees.
The 23-room Hotel Mathis is an upscale boutique property in the 8th arrondissement, within walking distance of designer shops and the Arc de Triomphe. The attractive, Art Deco-inspired decor is particularly impressive in the cozy breakfast room, which has crystal chandeliers, rich blue banquet seating, and crown moldings, as well as in the bar, which has plush red couches. Most rooms have a toned-down version of this look (antique-like lamps, rich curtains, prettily patterned desk chairs), but some have modern elements that contribute to a more eclectic feel. All have flat-screen TVs and free Wi-Fi. The hotel's charm and level of luxury are comparable to the Hotel Daniel's, but prices are often better here (though they're still not cheap).
This historic Parisian building near Champs Elysees -- once a private mansion of Comte de Breteuil, and formerly known as the Crowne Plaza hotel -- is now owned by the InterContinental brand. But the property doesn't feel like a chain, offering 55 rooms and stylish boutique design by Bruno Borrione. Well-dressed guests linger in the communal areas, which include a lounge, and outdoor terrace surrounded by potted plants and classic architecture. The attached jazz-themed restaurant serves continental breakfast in the mornings and international gourmet cuisine for lunch and dinner. Rooms are modern and bright, with red accents, black and white ceiling murals, iPod/iPad docks, mini-fridges, coffeemakers, and flat-screen TVs. Bathrooms -- also impressive -- include sliding doors, deep sinks, shower/tub combos and Hermes toiletries. A number of features were provided with business travelers in mind, including the high-tech meeting space and business corner, which are decorated with hip wall murals and atmospheric lighting. Free Wi-Fi is available throughout.
Hotel Pershing Hall is located in the heart of the Golden Triangle. This beautiful 18th century building is home to the trendy Restaurant Pershing and a popular lounge. An indoor courtyard with retractable roof and vertical garden is a highlight here, along with a small fitness center and spa. While there are some great freebies -- including breakfast, Wi-Fi, and bottled water -- rooms at the lower floors experience significant noise from the bar and lounge downstairs. Rooms are stylish and sleek, and bathrooms have walk-in showers (some have soaking tubs), but some guests complain that the price point is high for the quality of rooms and service.
Hotel Daniel is an elegant boutique located between the Champs Elysees and Rue du Fauburg Saint-Honore, two of the most famous streets in Paris. With an abundance of silks, rich fabrics, furniture from around the globe, and hand-painted wallpaper, this small property has charm to spare. The 26 rooms are decent-sized for Paris, and come with great amenities including luxurious bathrooms with big soaking tubs and striking antiques. The restaurant is outstanding (but expensive), and service is top-notch, but there's little in the way of amenities. Extras -- such as valet parking and breakfast -- are quite pricey.
The Hotel Cristal Champs Elysees is a 26-room boutique on a quiet cobblestone street off the Champs Elysees. Clean, colorful rooms have contemporary decor, and are a good size by Paris standards; high-end amenities include big flat-screen TVs and Keiji toiletries. Spacious bathrooms have glass walk-in showers and some have freestanding tubs. Decor is bold and trendy, particularly in the lobby and breakfast room, with bright pops of color. Rates are reasonable for the location -- close to world-class shopping and dining -- and Wi-Fi is free, but there is no fitness room and breakfast isn't included in the nightly rate.
The Bradford Elysees -- part of the Astotel group, with 17 hotels in Paris -- is an attractive boutique hotel offering Parisian elegance and good value. Aptly named for its close proximity to Champs Elysees (three blocks away), it's close to tons of good restaurants, bars, and shopping, yet still quiet due to its location on the quaint Rue St. Phillipe. The hotel was originally built as a private residence, and it's quite charming. The rooms are individually decorated in old Parisian style, and they're updated and modern with free Wi-Fi, flat-screen TVs, and iPod docks (ask for a room on the sixth floor for possible views of the Eiffel Tower). The only thing missing is a restaurant -- there's only breakfast, and it comes at a high cost. But most guests don't mind since there are tons of options right nearby.
The Hotel WO is a clean, convenient 30-room boutique option with a focus on design. Rooms are small but charming, with flat-screen TVs, modern decor, and black and white photographs of Paris. It's true that some rooms are downright tiny, and in the bathrooms in Classic Rooms the shower area is practically on top of the toilet -- but booking a larger superior room solves this problem. Rooms on the upper floors are particularly desirable, as some have balconies and views of the Eiffel Tower. With free Wi-Fi and a convenient location for reaching popular museums and attractions, Hotel WO is a good pick.
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Beach Haven West -SPECTACULAR Vacation Home in Beach Haven West
- bedrooms 5
- baths 3
- sleeps 13
- pool yes
- hot tub no
- pets allowed yes
- type House
- community STAFFORD TOWNSHIP
rates (USD)
/ week
vacation rental description
Newly Renovated Spacious Beach Haven West vacation rental home located at the end of a peaceful and beautiful cul-de-sac.
The First floor features one bedroom with a king bed and sliding doors to patio, A second bedroom off the family room with a Queen bed, livingroom, two full bathrooms, large eat-in-kitchen with sliding doors to patio, washer/dryer . Patio has table, chairs and awning, large deck, wrap around boat dock, Waverrunner/Jet Ski lift. Large landscaped, fenced in, backyard with inground pool. (pool is closed from October - May) and fire pit. While staying in this fully furnished Beach Haven West Vacation Home you will also find a TV and HD DVD player in the livingroom and a small TV/VCR in the smaller bedroom upstairs.
The Second floor features three (3) bedrooms, one (1) bath. The rear bedroom has two (2) full and one (1) twin bed, the middle smaller bedroom has two (2) twin beds, and the Master Bedroom has a king bed snd a twin drundel which pulls out to a king..
We would be happy to have you experience the wonderful summer days by the pool and the cool Autum and Spring Nights on the patio. You can have peace of mind by having your boat docked adjacent to the property on our private dock. With a quick skip and jump you can be fishing, crabbing, cruising or just sitting and enjoying. If you have any questions, please feel free to contact us via e-mail or direct by phone and ask for Sonja.
Linens (including Pillows & Blankets along with sheets, pillow cases, bath towels, beach/pool towels, etc. are not supplied). If you would rather not bring your linens, you can rent linens from Bed & Bath Linen Rentals, LLC. Please visit them on thier website.
We know you will really enjoy this very special Home away from home!
vacation rental location
property availability
- dates with deals
- unavailable dates
Last modified on 02-12-2014 at 8:12 AM.
email owner view full calendar
house rental amenities
Fully equipt kitchen w/utensils, dishes, pots and pansStove, Refridgerator, Microwave.
190' Wrap Around Dock on two sides of property.
Wraparound deck patio with large awning for grilling and relaxing.
activities and attractions in Beach Haven West New Jersey
Boating, swimming, mini golf, golf, fishing, surfing, parasailing. All located on Long Beach Island, less then 10 minutes away.
vacation rental rates
In Season Pricing - May 1 - September 30 - $4,225.00 Per Week (utilities are included)*
4th of July week - $4,460.00 per week (utilities are included)*
Labor Day week - $4,460.00 per week (utilities are icnluded)*
A deposit in the amount of 50% of the total rental fee is required to reserve the dates requested.
The balance of the Rental Amount is due 2 weeks prior to arrival date.
All Guests are required to obtain Accidental Rental Damage Insurance in lieu of a Security Deposit. The Insurance can be obtained through Travel Guard. The cost is $69.00 for $3,000.00 worth of coverage. A policy number Must be received prior to the arrival date.
OFF SEASON PRICING - October 1 - April 30 - PLEASE CALL TO DISCUSS PRICING.
A Security deposit in the amount of 50% of the total rental fee is required to reserve the dates requested. This will be refunded after satisfactory inspection of the premisis.
The Full Rental Amount is due 2 weeks prior to arrival date.
All Guests are required to obtain Accidental Rental Damage Insurance in addition to the security deposit. The Insurance can be obtained through Travel Guard. The cost is $69.00 for $3,000.00 worth of coverage. A policy number MUST be received prior to the arrival date.
accepted payment methods
Prior to paying a reservation deposit, always verify payment instructions by calling the phone number displayed on this listing page. By contacting the owner directly and paying by an approved method - credit card, paypal, check or bank transfer - your reservation payment will be protected up to $1,000.Learn more in our Security Center
Top things to do in Beach Haven West
- experience various activities
- swim at numerous beaches
- dine in a variety of restaurants
- Enjoy the sun and relax on the beach
Top things to do on a budget
- picnic on the beach
- drinks on the deck
- keep your boat on a private dock
- swim in your private inground pool
- watch DVD movies on the TV
Top things to do with a family
- mini golf
- golf
- fishing
- surfing
- parasailing
Sonja , owner


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It's the newest worry on Wall Street: fiscal cliff anxiety.
Some are selling on fears of higher capital gains tax. (Read more: Stocks Lower as 'Fiscal Cliff' Worries Linger)
Some are taking high-beta risk stocks down either to protect gains or to dodge headline risks associated with the fiscal cliff.
The Dow, the Nasdaq, and the Russell 2000 have broken below their 200-day moving averages, causing some to review their risk management strategies.
Some of this is irrational, of course.
(Read more: Why 'Rise Above'? CNBC's Call for Action on the Fiscal Cliff)
Most believe that the tax on capital gains will move from 15 percent to 20 or 23 percent, and only for those making more than $250,000, as President Obama has signaled. That is unlikely to cause chaos. If a "Buffett Rule" was adopted, the rate might rise to 30 percent for millionaires, a more serious hit. How much it goes to is clearly important, but also when.
(Read more: Poll: What's the Best Way to Reform Social Security?)
Regardless: fiscal cliff anxiety is already affecting some company decisions. This morning Leggett & Platt announced they were paying a dividend of $0.29 in the fourth quarter, but would be paying it on December 10 instead of January. In a statement, the company said, "The company has typically paid its fourth quarter dividend in January. However, given the significant pending increase of the federal tax rate on dividend income in 2013, the company opted to accelerate payment into December."
Apple: broken stock. There's no doubt that the selling in the last couple days is partly related to capital gains tax anxiety. Regardless: AAPL was already broken before yesterday. It's been breaking down since they announced iPhone 5 on September 21. The "Apple has lost its shine" story is already old, even though iPhone 5 sales have been strong. Even a month ago, there were guys talking about selling puts (a bullish call) and happy to buy lower. A lot of people are getting stopped out.
—By CNBC's Bob Pisani
Bookmark CNBC Data Pages:
Want updates whenever a Trader Talk blog is filed? Follow me on Twitter: twitter.com/BobPisani.
Questions? Comments? email@example.com


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Proposal for uranium mill moves to next phase
The Pinon Ridge Uranium Mill to be located 12 miles west of Naturita got initial approval Friday on its application to build a mining facility. But that doesn't mean the Paradox Valley…
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Mission: The librarians support the curriculum through instructional services that assist students with their research and provide them with information literacy skills for lifelong learning. To that end, librarians collaborate with faculty to engage students with inquiry-based assignments that foster critical thinking and prepare students to use information wisely and effectively in their academic, professional, and personal lives.
New - Information Literacy: A Tiered Approach
NEASC 2011 Standards:
The New England Association of Schools and Colleges (NEASC) standards 4 and 7, newly updated and published in July 2011, address the importance of developing an information literacy instruction program on college campuses.
Standard 4.7 states: "The institution ensures that students use information resources and information technology as an integral part of their education. The institution provides appropriate orientation and training for use of these resources, as well as instruction and support in information literacy and information technology appropriate to the degree level and field of study."
Furthermore, according to standard 7.10: "The institution ensures that throughout their program of study students acquire increasingly sophisticated skills in evaluating the quality of information sources appropriate to their field of study and the level of the degree program.
To assist academic departments in addressing Standards 4 and 7, the library has outlined a 4 step process in the document, NEASC Accreditation and Information Literacy (.pdf)
Information Literacy defined:
Information literacy is a set of competencies enabling individuals to "recognize when information is needed and have the ability to locate, access, evaluate, and use effectively the needed information." Association of College and Research Libraries (ACRL)
In keeping with ACRL and NEASC, Library & Information Services prepares students at SMC to achieve information literacy competence through course integrated assignments and instruction sessions scheduled with a library instructor. During instruction sessions, librarians will provide opportunities for students to gain experience and expertise with research skills. Students will learn how to:
1. Determine the extent of information needed
2. Access the needed information effectively and efficiently
3. Evaluate information and its sources critically and incorporate selected information into his or her knowledge base and value system
4. Use information effectively to accomplish a specific purpose
5. Understand the economic, legal, and social issues surrounding the use of information, and access and use information ethically and legally
*First Year Seminar Information Literacy Student Learning Outcomes
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