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Year of publication
- Financial Knowledge (2)
- Financial Literacy (2)
- Aging (1)
- Cohorts (1)
- Cycle Portfolio Choice (1)
- Family Background (1)
- Financial Crisis (1)
- Financial Decisionmaking (1)
- Financial Education (1)
- Financial Knowledge (1)
- Time is money: life cycle rational inertia and delegation of investment management (2013)
- We investigate the theoretical impact of including two empirically-grounded insights in a dynamic life cycle portfolio choice model. The first is to recognize that, when managing their own financial wealth, investors incur opportunity costs in terms of current and future human capital accumulation, particularly if human capital is acquired via learning by doing. The second is that we incorporate age-varying efficiency patterns in financial decisionmaking. Both enhancements produce inactivity in portfolio adjustment patterns consistent with empirical evidence. We also analyze individuals' optimal choice between self-managing their wealth versus delegating the task to a financial advisor. Delegation proves most valuable to the young and the old. Our calibrated model quantifies welfare gains from including investment time and money costs, as well as delegation, in a life cycle setting.
- The victory of hope over Angst? : Funding, asset allocation, and risk-taking in german public sector pension reform (2007)
- Public employee pension systems throughout the developed world have traditionally been of the pay-as-you-go (PAYGO) defined benefit (DB) variety, where pensioner payments are financed by taxes (contributions) levied on the working generation. But as the number of retirees rises relative to the working-age group, such systems have begun to face financial distress. This trend has been exacerbated in many countries, among them Germany, by high unemployment rates producing further deterioration of the contribution base. In the long run, public sector pension benefits will have to be cut or contributions increased, if the systems are to be maintained. An alternative path sometimes offered to ease the crunch of paying for public employee pensions is to move toward funding: here, plan assets are gradually built up, invested, and enhanced returns devoted to partly defray civil servants' pension costs. In this study, we evaluate the impact of introducing partial prefunding, paired with a strategic investment policy for the German federal state of Hesse. The analysis assesses the impact of introducing a supplementary tax-sponsored pension fund whose contributions are invested in the capital market and used to relieve the state budget from (some) pension payments. Our model determines the expectation and the Conditional Value-at-Risk of economic pension costs using a stochastic simulation process for pension plan assets. This approach simultaneously determines the optimal contribution rate and asset allocation that controls the expected economic costs of providing the promised pensions, while at the same time controlling investment risk. Specifically, we offer answers to the following questions: 1. How can the plan be designed to control cash-flow shortfall risk, so as to mitigate the potential burden borne by future generations of taxpayers? 2. What is the optimal asset allocation for this fund as it is built up, to generate a maximum return while simultaneously restricting capital market and liability risk? 3. What are reasonable combinations of annual contribution rates and asset allocation to a state-managed pension fund, which will limit costs of providing promised public sector pensions? We anticipate that this research will interest several sorts of policymaker groups. First, focusing on the German case, the state and Federal governments should find it relevant, as these entities face considerable public sector pension liabilities. Second, our findings will also be of interest to other European countries, as most have substantial underfunded defined benefit plans for civil servants. In what follows, we first offer a brief description of the structure of civil servant pensions in Germany, focusing on their benefit formulas, their financing, and the resulting current as well as future plan obligations for taxpayers. Next, we turn to an analysis of the actuarial status of the Hesse civil servants' pension plan and evaluate how much would have to be contributed to fund this plan in a nonstochastic context. Subsequently we evaluate the asset-liability and decision-making process from the viewpoint of the plan sponsor, to determine sensible plan asset allocation behavior. A final section summarizes findings and implications.
- Planning and financial literacy : how do women fare? (2008)
- Many older US households have done little or no planning for retirement, and there is a substantial population that seems to undersave for retirement. Of particular concern is the relative position of older women, who are more vulnerable to old-age poverty due to their longer longevity. This paper uses data from a special module we devised on planning and financial literacy in the 2004 Health and Retirement Study. It shows that women display much lower levels of financial literacy than the older population as a whole. In addition, women who are less financially literate are also less likely to plan for retirement and be successful planners. These findings have important implications for policy and for programs aimed at fostering financial security at older ages. JEL Classification: D91
- Money in motion: dynamic portfolio choice in retirement (2007)
- Retirees confront the difficult problem of how to manage their money in retirement so as to not outlive their funds while continuing to invest in capital markets. We posit a dynamic utility maximizer who makes both asset location and allocation decisions when managing her retirement financial wealth and annuities, and we prove that she can benefit from both the equity premium and longevity insurance in her retirement portfolio. Even without bequests, she will not fully annuitize; rather, her optimal stock allocation amounts initially to more than half of her financial wealth and declines with age. Welfare gains from this strategy can amount to 40 percent of financial wealth (depending on risk parameters and other resources). In practice, it turns out that many retirees will do almost as well by purchasing a variable annuity invested 60/40 in stocks/bonds. JEL Classification: G11, G23, G22, D14, J26, H55
- Lifecycle impacts of the financial and economic crisis on household optimal consumption, portfolio choice, and labor supply (2011)
- The direct financial impact of the financial crisis has been to deal a heavy blow to investment-based pensions; many workers lost a substantial portion of their retirement saving. The financial sector implosion produced an economic crisis for the rest of the economy via high unemployment and reduced labor earnings, which reduced household contributions to Social Security and some private pensions. Our research asks which types of individuals were most affected by these dual financial and economic shocks, and it also explores how people may react by changing their consumption, saving and investment, work and retirement, and annuitization decisions. We do so with a realistically calibrated lifecycle framework allowing for time-varying investment opportunities and countercyclical risky labor income dynamics. We show that households near retirement will reduce both short- and long-term consumption, boost work effort, and defer retirement. Younger cohorts will initially reduce their work hours, consumption, saving, and equity exposure; later in life, they will work more, retire later, consume less, invest more in stocks, save more, and reduce their demand for private annuities. Keywords: Financial Crisis , Household Finance , Cycle Portfolio Choice , Labor Supply Classification: D1, G11, G23, G35, J14, J26, J32
- How ordinary consumers make complex economic decisions: financial literacy and retirement readiness (2010)
- This paper explores who is financially literate, whether people accurately perceive their own economic decision-making skills, and where these skills come from. Self-assessed and objective measures of financial literacy can be linked to consumers' efforts to plan for retirement in the American Life Panel, and causal relationships with retirement planning examined by exploiting information about respondent financial knowledge acquired in school. Results show that those with more advanced financial knowledge are those more likely to be retirement-ready. JEL Classification: D91 Keywords: Financial Knowledge, Financial Sophistication, Retirement Planning
- How family status and social security claiming options shape optimal life cycle portfolios (2013)
- Household decisions are profoundly shaped by a complex set of financial options due to Social Security rules determining retirement, spousal, and survivor benefits, along with benefit adjustments that vary with the age at which these are claimed. These rules influence optimal household asset allocation, insurance, and work decisions, given life cycle demographic shocks such as marriage, divorce, and children. Our model generates a wealth profile and a low and stable equity fraction consistent with empirical evidence. We also confirm predictions that wives will claim retirement benefits earlier than husbands, while life insurance is mainly purchased by younger men. Our policy simulations imply that eliminating survivor benefits would sharply reduce claiming differences by sex while dramatically increasing men's life insurance purchases.
- Financial sophistication in the older population (2012)
- This paper examines data on financial sophistication among the U.S. older population, using a special-purpose module implemented in the Health and Retirement Study. We show that financial sophistication is deficient for older respondents (aged 55+). Specifically, many in this group lack a basic grasp of asset pricing, risk diversification, portfolio choice, and investment fees. Subpopulations with particular deficits include women, the least educated, persons over the age of 75, and non-Whites. In view of the fact that people are increasingly being asked to take on responsibility for their own retirement security, such lack of knowledge can have serious implications.
- Financial literarcy and retirement preparedness : evidence and implications for financial education programs (2007)
- Economists are beginning to investigate the causes and consequences of financial illiteracy to better understand why retirement planning is lacking and why so many households arrive close to retirement with little or no wealth. Our review reveals that many households are unfamiliar with even the most basic economic concepts needed to make saving and investment decisions. Such financial illiteracy is widespread: the young and older people in the United States and other countries appear woefully under-informed about basic financial concepts, with serious implications for saving, retirement planning, mortgages, and other decisions. In response, governments and several nonprofit organizations have undertaken initiatives to enhance financial literacy. The experience of other countries, including a saving campaign in Japan as well as the Swedish pension privatization program, offers insights into possible roles for financial literacy and saving programs. JEL Classification: D80, D91, G11
- Financial literacy and retirement planning : new evidence from the Rand American Life Panel (2007)
- The present paper introduces a new dataset, the Rand American Life Panel (ALP), which offers several appealing features for an analysis of financial literacy and retirement planning. It allows us to evaluate financial knowledge during workers' prime earning years when they are making key financial decisions, and it offers detailed financial literacy and retirement planning questions, permitting a finer assessment of respondents' financial literacy than heretofore feasible. We can also compare respondents' self-assessed financial knowledge levels with objective measures of financial literacy, and most valuably, we can investigate prior financial training which permits us to identify key causal links. By every measure, and in every sample we examine, financial literacy proves to be a key determinant of retirement planning. We also find that respondent literacy is higher when they were exposed to economics in school and to company-based financial education programs. JEL Classification: D91


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Pizza >Sugo
10305 Medlock Bridge Rd, Duluth, GA | Directions 3009734.032114 -84.185797
Mon-Thu 5pm-10pm
Fri-Sat 5pm-11pm
New Favorite Restaurant – We had dinner at Sugo's last night and had the most incredible meal! The decor of the restaurant , the attentiveness of the wait staff and the food ( ahhhh the food) were all spectacular. There were four of us, each with a different dish, and there was not a morsel left on any of our plates. Favs were the euro mushrooms, meatball, bacon wrapped dates and Aunt Lena's Chicken.
Don't miss out on this treasure of a restaurant. We're already planning on a return visit!
Great Meatball Dish – Crowded on the inside but the menu makes up for it. Gwinnett County doesn't have many good restaurants. This is 5 star dining if you grade on a curve. Recommended
Good – Only been here once but will definitely go back and try something new.
Great Dinning Experience not Just Good Food! – Last night my husband & I were in the mood for some appetizers and a glass of wine.
We drove in the snow to Sugo to have a most savory, wonderful dinning experience. The place is getting prettier and pretties as time goes by. We have been there before and love the food. Last night though we were supper impressed. Listening to the specials got us so drooling. We ended up having the Beef Carpaccio Flatbread created by chef John Coley. Prime beef carpaccio (& plenty of it) dressed with crispy capers (Oh boy they were to die for) ricotta salata, shaved shallots & arugula. The dressing on it was a lemon vinaigrette and horseradish aioli. THE BEST CARPACCION IN THE STATE! I had to meet John to tell him he was brilliant for creating this dish. Did I mention the thing was HUGE? We love eating there. Then came the lobster (I licked the plate, and I am happy to say I did so) and the believe it or not the most delicious roasted goat dish. Ok! Ok! We were stuffed but we loved every bite. Diet starts tomorrow!
ABSOLUTELY GREAT! – THE FOOD WAS AMAZING! i loved it.. i ordered a good amount because high end italian restaurants just simply dont give much. But this!!! THIS!! is an ITALIAN/GREEK restaurant! The mixture not only brings a pungeant smell to the air but incredibly generous portions of great food
The lasagna was to die for, and HUGE! at first i'll admit, it didnt look big, but it was deep!! REAL DEEP!
the owner, at least it appeared to be the owner came up to me and shook my hand and thanked me personally for choosing his restaurant. It made me feel so welcome. thank you sugo !
i will come again!
Absolutely and totally in Love with this place – Oh, I love this place. In my opinion, it is one of the best restaurants in GA- bar none. They have great food, very friendly staff, great drinks and lovely atmosphere. I usually take my family here for get-togethers and they have nothing but good things to say. Sugo is my favorite and I highly recommend trying it out. You will not be disappointed.
Style at its finest – Comfortable atmosphere, wait staff never tries to rush you.
great atmosphere – Having dined Sugo for years, I can't imagine a more affordable and great tasting meal. Without paying much more then you would for fast food, you can be filled up on their tapas and tasted the likes of calamari, chicken, bread and salad. I would highly recommend Sugo as a great date location with its amazing atmosphere, and the owners could not be more wonderful to meet.
Best italian atmosphere – the food is great and the menu allows you to tailor to your exact tastes.
Fantastic Cuisine – I honestly have never had a bad dining experience at Sugo. The food is autthentic, serving size ample and staff is the best. Ryan--the bartender is the best!!! Ask for the specialty drink "The Sun Also Rises"
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Men's Cross Country
Kit Kingstad
- Class Year: Senior
- Eligibility: Senior
- Hometown: Beaverton, OR
- Previous School or College: Beaverton HS
Statistics8000m: 25:13.0 | Oak Knoll Loop Run | 09/21/13
Tune in to the Bearcat Network and watch live webcasts for select competitions and see live stats for nearly all Bearcat competitions. You can also find social media links like Facebook and twitter, rss feeds and video archives.
Purchase Action Photos
Naomi Stukey is the official bearcat photographer. Click the above link to browse and purchase action shots.


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ONCE's Elizabeth A. Davis Among Playwrights in Cherry Lane's MENTOR PROJECT, 2/20-4/13
One of the nation's leading programs for emerging playwrights -- Cherry Lane Theatre's award-winning MENTOR PROJECT -- celebrates its 15th anniversary this season with the production of four new plays by emerging writers -- each of whom is paired with an accomplished mentor playwright -- from February 20, 2012 to April 13 at the Cherry Lane Theatre (38 Commerce St.) in Manhattan. MENTOR PROJECT is the recipient of the Ross Wetzsteon Obie Award for Outstanding Achievement in the Development of New Work, along with the 2009 James Kirkwood Award for fostering and promoting the work of contemporary American Playwrights.
Angelina Fiordellisi, Artistic Director of Cherry Lane Theatre and Mentor Project, has announced the four writers and the four mentor playwrights who will work with them over the course of the theatrical season as they prepare their new plays for production at Cherry Lane. Ms. Fiordellisi is also proud to announce Mentor Project's new program director, Stephanie Ybarra. Seri Lawrence is Literary Manager; Janio Marrero is Production Manager.
The 2013 Mentor Project playwrights and mentors are:
--Lisa Ramirez, author of PAS DE DEUX (LOST MY SHOE) will be mentored by playwright/performer Cynthia Hopkins. PAS DE DEUX will be performed at Cherry Lane Theatre from February 20 to March 2. PAS DE DEUX is a multimedia play about love, family, addiction and survival, depicting Ms. Ramirez's relationship with her brother -- a principal dancer with The Oakland Ballet, who lost his struggle with alcoholism -- and how she remained connected to him after his death by enrolling in ballet classes to learn the dances he had performed.
--Elizabeth A/ Davis, best-known as the Tony-nominated actress from the hit musical Once on Broadway, is the author of JOE and will be mentored by Enda Walsh, the Tony Award-winning author of the book of the musical Once. JOE will also be performed from February 20 to March 2 at Cherry Lane. JOE is Ms. Davis' play with music about Joe, a Native American homeless man in his 60's, and his 10-year encounter with Elizabeth, a small town, Texas pageant college girl.
--Natalia Naman is the author of LAWNPEOPLE and will be mentored by Eduardo Machado (HAVANA IS WAITING). LAWNPEOPLE will perform March 13 to 23. The play centers on the story of Solymar, a Mexican woman working as a housekeeper for a wealthy black couple in the South. An illegal immigrant married to another illegal, Solymar and her husband's new lives -- and the lives of her employers -- become complicated when a death at home in Mexico leaves her young daughter without a guardian, making it implausible for the pregnant Solymar to return to where she is needed most.
--Nastaran Ahmadi, author of EXILE, is mentored by Kia Corthron (FORCE CONTINUUM). The play will be performed April 3 to 13. In EXILE, an Iranian-American video game tester develops a game set in a post-nuclear-apocalypse Iran, even as her own relationship becomes a fallout zone. In EXILE, loyalties shift quickly, and staying alive is the only way to win.
Established in 1998, MENTOR PROJECT is Cherry Lane Theatre's Obie Award and James Kirkwood Award-winning program that engages leading dramatists in one-on-one mentoring relationships with emerging playwrights for an entire theater season. To date, Mentor Project has nurtured and launched new workd by 47 emerging dramatists including Katori Hall, Rajiv Joseph, Christopher Shinn, Bridgette Wimberly, Jakob Holder, Sheila Callaghan and Anton Dudley.


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The Herman Lissner Foundation Grants $100,000 to American Indian College Fund Scholarships
December 7, 2011
The Herman Lissner Foundation has granted the American Indian College Fund $100,000 for scholarships for American Indian students. This grant will support qualified American Indian students who show academic achievement and involvement in their communities by providing financial resources to encourage them to complete a college degree in business administration, accounting, finance, marketing, tribal administration, or entrepreneurship.
The grant from The Herman Lissner Foundation is being applied to a matching gift challenge to establish the Johnson Scholarship Foundation Endowed Entrepreneurship Scholarship Program. This $1.5 million endowment fund will support scholarships awarded to American Indians studying business or entrepreneurship programs at tribal colleges and other universities. The Johnson Scholarship Foundation has pledged to grant the American Indian College Fund $750,000 if the American Indian College Fund matches this pledged gift through other sources. The contribution from The Herman Lissner Foundation is helping the American Indian College Fund meet those fundraising goals.


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When it comes to landing "good paying" jobs and receiving a high return on investment, University of Colorado Boulder graduates are in good shape nationally, according to two recent reports.
CU-Boulder ranked in the top 20 in a recent report released by SmartMoney that rated the return on investment for 50 of the nation's priciest colleges for out-of-state tuition. CU-Boulder, at No. 19, finished just behind Princeton University and ahead of Harvard University, Cornell University and Yale University in the rankings, which compared starting tuition (class of 2009) to recent and mid-career median salaries of graduates.
CU-Boulder also fared well in PayScale.com's mid-career salary ranking, coming in at No. 35 out of 452 state schools ranked for return on investment.
"This is good news for our graduates," said CU-Boulder Provost Russell Moore, the chief academic officer of the Boulder campus. "It is good news for the constituents of the state of Colorado and the parents of students who attend the University of Colorado."
The median salary for recent CU-Boulder graduates (out of school three years) is $45,000, while the mid-career (out of school 15 years) median salary is $87,100, according to figures compiled by PayScale.com.
"What this shows us is the return on investment for our out-of-state students is very good, but for our in-state students, who receive the same median salary coming out of school, the return is even better because they don't have to put as much money in up front," said Lisa Severy, director of CU-Boulder's Career Services office.
There are several reasons for CU-Boulder graduates excelling in the job market, according to Moore.
"For a large research university, we engage undergraduates in experiential learning," Moore said. "Our students have significant opportunities to engage in cutting-edge research, creative work and studio activities. We engage them at a higher frequency than most other public research universities, in fact, I would argue, many private research universities."
The interdisciplinary nature of the curriculum at CU-Boulder also plays a role, according to Severy.
"We have a lot of programs that are multidisciplinary," Severy said. "Since the world of work is multidisciplinary, this training is especially marketable when you graduate, because our students are used to working with other people outside their specific areas of study."
While proud of the recent rankings, Moore expects the bar to be even higher in the years to come.
"We think we bring a lot of value to higher education and we are very excited about some of our innovative programs that will move the bar even higher," Moore said.
Feature Articles
When Christina Chandler transferred to the University of Colorado Boulder as an English major, her advisor pushed her to take a course in classics.
As an undergrad studying ecology and evolutionary biology, Lizzie Lombardi found herself as one of the few "plant" people on a team of University of Colorado Boulder engineering students who were tasked with a lofty mission: build a robotic...
There's something very powerful about seeing six of tons of elephant ivory ground to rubble in a rock crusher, says Gloria Dickie. She and fellow journalism student Caitlin Rockett covered such an event last month. It was part...
Elihuu, a startup company whose slogan is "meet your manufacturer," has met an investor -- a group of University of Colorado Boulder graduate students.
The students last week put $30,000 into Elihuu, an online software platform that...
Seven University of Colorado Boulder aerospace engineering students are among 20 top students who will be recognized Nov. 14 with a new national award honoring tomorrow's engineering leaders...
Given CU-Boulder staff member Jodi Schneiderman's perspective, one might think she works in the Office of International Education. She says it's important for students to have a global mindset and to understand other cultures. And it's at...
When NASA's MAVEN spacecraft powers up on the launch pad for its journey to Mars in mid-November, one University of Colorado Boulder student will be especially pleased to see the spacecraft disappear into the heavens over Cape Canaveral, Fla....
When this year's iGEM team at the University of Colorado Boulder began meeting early this year, they wanted to take what they knew about biology, and use it to build something entirely new.
Retired Col. Stephen Dinauer, the former commanding officer of CU-Boulder's Naval ROTC program and now interim director of the Presidents Leadership Class, or PLC, believes that leadership transpires when people understand each other.
From a basement office in the UMC, Radio 1190 broadcasts an unpredictable and mind-boggling variety of music -- indie punk, ska, and techno one hour, R&B, metal and noise the next.
News Releases
CU-Boulder students, alum launch innovation incubator space on University Hill - February 10, 2014


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Quick Links
Last Page Visited
Essential Partners in the Changing Economy - Report to the Community, May 20, 2010
Fox Valley Technical College held its annual Report to the Community on May 20, to highlight its challenges and accomplishments during the past academic year. The College continues to experience record enrollment numbers, and is adapting to meet the increased demands for its services through innovative planning and strategic partnerships.
This year's theme, Essential Partners in the Changing Economy, featured five panelists from organizations involved in unique training partnerships with FVTC. The panelists discussed the impact of the college's training solutions on their respective businesses.
FVTC extends its gratitude to the panelists for sharing their time and stories at this year's Report to the Community.
View Dr. May's Presentation
View the Question & Answer Segment
Meet the panelists and view video of the discussion below (click the photos):
About the Fox River Valley
Fox Valley Technical College is located in the Fox River Valley region of
Wisconsin, one of the largest and fastest growing urban centers in the
state, supporting many nationally and internationally known corporations
and businesses.
Watch "Team Fox Cities"
(produced by the Fox Cities Chamber of Commerce)
The Fox Cities are located in eastern Wisconsin, approximately 100 miles north of Milwaukee and 30 miles south of Green Bay.
With a population of about 225,000, the Fox Cities offer an excellent
quality of life. Area residents enjoy low unemployment and crime rates,
excellent public and private K-12 education, many arts and cultural
activities, including museums, art galleries and the nationally renowned
Fox Cities Performing Arts Center, indoor and outdoor sports and
recreational activities, shopping, professional development
opportunities and much more.
Nearby Oshkosh, located on the banks of Lake Winnebago, the Fox River and Lake Butte
des Morts, is also known for great schools, shopping and recreation.
More Community Links
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Fox Valley Technical College® • 1825 N. Bluemound Drive • P.O. Box 2277
Appleton, WI 54912-2277 • United States • (920) 735-5600 • 1-800-735-3882
An Equal Opportunity College ©
Fox Valley Technical College All Rights Reserved.


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Entrepreneurship News
Azzip Pizza Keeps It Local, Serving Up A Slice Of Unique
April 9, 2014
The west side of Evansville serves up a slice of unique after a young business owner brings his new idea to the area. Azzip Pizza has been open for about two months. Customers say Azzip has quickly become a hit, but there's more behind to the slice tRead Full Story
2014 Elevator Pitch
April 9, 2014
Entrepreneurs developing an innovative catheter and an advanced pneumatic compression device to improve circulation were the big winners in the eighth annual Purdue University Elevator Pitch Competition.Read Full Story
Do you have a question about entrepreneurship?Contact Purdue's Faculty Entrepreneur-in-Residence
Purdue Research Park
Purdue Research Park
Featured Competitions
Burton D. Morgan Business Plan Competition
Learn More
Nanotechnology New Ventures Competition
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Elevator Pitch Competition
Learn More
Kauffman Dissertation Fellowships
Learn More
- Center for Regional Development
- Emerging Innovations Fund
- New Ventures in Food and Agriculture for Indiana
- Purdue Research Foundation
- Purdue Research Park
- Purdue Office of Technology Commercialization
- Purdue Office of Engagement
- Purdue Technical Assistance Program (TAP)
- Susan Bulkeley Butler Center for Leadership Excellence
Schedule a Tour / Research Meeting
Tours of Discovery Park are available all year for business, classrooms, students, or anyone else looking to learn something new!
- Fill out a tour / research meeting form
- Email firstname.lastname@example.com
- Call 765-494-3662
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About Burton D. Morgan Center for Entrepreneurship
The Burton D. Morgan Center for Entrepreneurship fosters the understanding and application of entrepreneurship with faculty and students across the Purdue campus and with stakeholders throughout the State.
Do you have a question for a MBA consultant?
Developing a plan, identifying the market? Please contact them by e-mail.
- Eric Fredrickson email@example.com
- Egemen Gozoglu firstname.lastname@example.com
- Preston Leavitt email@example.com
- Jennifer Rostami email@example.com
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- 1MayDetailsEnhanced Oil Recovery (EOR): Optimized Surfactant-Polymer Flooding Technologies
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Room Reservations for BDMCenter:
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Catering & Services
Welcome to Love At First Bite Catering. A local, family owned business that has been serving the Orange County and Long Beach area for over 30 years. We invite you to experience our boutique kitchen where our culinary team creates fresh and impressive menu selections to fit your vision.
"And the love that's put into it, is the reason they keep coming back"
Contact Us
18281 Gothard St. #108
Huntington Beach, CA
Phone: 714.375.5566
Cell: 714.369.0561
Fax: 714.375.5568
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Consultant Logo and Identity | Branding by Delphine
This project was a first for me. Nanna's boyfriend, Oliver, hired me all the way from Denmark to design a logo for her as a surprise birthday present! I have to say it was a little scary to design something for someone I couldn't talk to, especially when communication is her field —and, when it boils down, mine, too— but it all worked out great. Nanna loved it (and was completely surprised), I had fun tapping my inner journalist (my old job), and Oliver got loads of brownie points for being an awesome boyfriend.
Nanna is a freelance journalist and communications consultant in Denmark, so the design had to be professional and to the point. I chose a font that has a hint of a pen and a black and green color palette, inspired by vintage typewriters and those dark green office chairs everyone used to have (I still have one at our drafting table).
The logo isn't her "real" signature, but I can almost hear the scratch of a fountain pen when I look at her name. I threw in the typewriter and pen icons for a touch of whimsey for her social media avatars, but left the business card and note cards clean and simple. It was also fun to design for the standard European business card size, which has a different proportion than American business cards. They're a little bigger all around, but also more square, which frees up a lot of precious negative space.Pin It


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The Maniera wellies are a beautiful fusion between modern design and traditional craftsmanship.Each boot is lovingly handmade by a company in Serbia with over 75 years experience.The discerning wellie wearer will appreciate the fit, comfort and durability of these natural rubber boots.Available in sizes EUR 36 – 41 (UK 3-8)
Natural rubber is harvested from the milky white latex of a number of species of plants which flourish in the tropics. The rubber tree (or Hevea brasiliensis) has achieved considerable commercial importance. The tree is native to the Amazon region and is now cultivated in virtually all tropical regions of South America, Africa and Asia. 90% of the world's production of natural rubber is harvested from the rubber tree.To harvest the milky white latex that natural rubber is made from a diagonal incision is made in the bark of the tree, allowing the latex to exude. The tree responds to the harvesting of their milk by producing more and more milk making it a rather sustainable product.
In Stock
Estimated delivery 2 to 5 days
Next day delivery available


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Birth Control Shot at a Glance
- A shot in the arm that prevents pregnancy
- Safe, effective, and convenient
- Easy to get with a prescription
- Lasts for three months
- Costs $35$100 per injection, plus any exam fees
Want the shot? Find a health center
Is the Birth Control Shot Right for Me?
All of us who need birth control want to find the method that is best for us. Use My Method to find out which birth control methods may be right for you.
Here are some of the most common questions we hear women ask about the birth control shot. We hope you find the answers helpful.


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Brisbane, QLD Lawyers and Law Firms
Brisbane, Queensland Attorneys
MMLC Group
Boutique International Law Firm Specialized in IP, Corporate & Trade+61 7 33600247
MMLC Group is a leading group of international lawyers and consultants. It is a multidisciplinary practice helping many of the world's great companies to do business in China and Australasia. MMLC's attorneys and consultants work in the areas of intellectual property, international trade,...
Law Firm's Overview Articles
Allens Arthur Robinson
International Law Firm with Offices Throughout Australia and Asia+61 7 3334 3000
Allens Arthur Robinson has some of the world's longest ongoing client relationships, stretching back more than 150 years. It's a fact of which we are immensely proud and one we never take for granted.
55 of the world's top 100 companies, 8 of Australia's top 10 public companies and 77 of...
Law Firm's Overview
International Law Firm+61 7 32597000
Ashurst is a leading international law firm advising corporates, financial institutions and governments. Our core businesses are in corporate, finance, dispute resolution, and the development and financing of assets in the energy, resources and infrastructure sectors.
Law Firm's Overview
Clayton Utz
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Clayton Utz is a top tier law firm with a difference.
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but i'm not sure if i can tinkle in front of a crowd.
http://monts-et-forets.blogspot.ca/There is an exemple of it. But It's not that good. however, my other drawings are too "weighty" to appear on this site
This thread is a bad idea. People are going to post crap and no one will be polite enough to say, that's crap.
Having reviewed the thread, baby Jesus is most definitely weeping at this point.


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Disparities in Well-Being and the Prospects for Policy
Reaction to our latest report "A Century Apart" has been lively, with pieces in the Wall Street Journal online, the Star Ledger, and the Philadelphia Inquirer, as well as on ABC World News Tonight. Many readers have responded with thought-provoking comments. By far the greatest volume of feedback was generated by David Brooks' May 4th column, "The Limits of Policy," which discussed some of the report's findings in detail and offered his views as to what fuels the gaps between different groups of Americans.


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Brookfield firm named in suit by California over scam that victimized churches
The California Attorney General's Office has filed a lawsuit against several individuals and firms, including United Leasing Associates of Brookfield, that accuses them of engaging in a scam that bilked African-American churches in southern California out of thousands of dollars.
The lawsuit seeks $803,100 in restitution and civil penalties.
Home Goods in Brookfield to close this month
The Home Goods store on W. Capitol Dr. in Brookfield will close by the end of the month, the company said.
At about the same time, corporate parent TJX Cos. will open two new Marshall's stores in Milwaukee. They will be located in the Midtown shopping center at 5730 W. Capitol Dr. and the Loomis Center at 3557 S. 27th St.
Predicting declining health in the Older Population
For the first time in modern medicine history the scientific community is able to predict biological age in humans with great accuracy by measuring telomere length. The latest scientific article in Nature February 2011, explains this underlying premise.
Von Maur department store to anchor major Brookfield retail center
A $30 million Von Maur department store would anchor a planned retail center in the Town of Brookfield, marking the Iowa-based chain's first store in Wisconsin.
The 150,000-square-foot Von Maur store would be the largest tenant in a 450,000-square-foot open-air retail and office development, said Shawn Lundie, district director for state Sen. Richard Zipperer (R-Pewaukee).
Von Maur project architect designed Bayshore, other town centers
The planned $100 million Town of Brookfield retail center featuring a Von Maur department store will be designed by a Baltimore firm that has done several town center-style developments.
Baltimore-based Development Design Group Inc. is working on the design with Milwaukee's Eppstein Uhen Architects Inc., said Bruce Westling, of MLG Commercial, the project's consultant and leasing broker.
Von Maur development financing plan wins key state approval
State legislation allowing the Town of Brookfield to help finance a $100 million retail center featuring a Von Maur department store was approved late Tuesday afternoon by the Assembly on a voice vote.
That came after the Assembly 's Committee on Jobs, Economy and Small Business earlier Tuesday passed the bill on a 13-1 vote, with the opposing vote from Rep. Peggy Krusick (D-Milwaukee).
Dr. Mark Hyman: 7 Tips to Fix Your Cholesterol
The singular focus on treating cholesterol as a means to prevent heart attacks is leading to the deaths of millions of people because the real underlying cause of the majority of heart disease is not being diagnosed or treated by most physicians.
For example, I recently saw a patient named Jim who had "normal" cholesterol levels yet was taking the most powerful statin on the market, Crestor. Despite this aggressive pharmaceutical treatment, this man was headed for a serious heart attack. Jim's doctors had missed his real disease risks by focusing on and treating his cholesterol levels. All the while they were ignoring the most important condition that put him at dramatically higher risk of heart attacks, diabetes, cancer and dementia. In a moment I will explain what this condition is and what you can do about it.
No 2011-12 Elmbrook Contract Approval yet
I just returned late last evening from a warm 10 day vacation in sunny Arizona. This morning my blood ran cold when I read that the Elmbrook School Board has a contract all ready for approval for the 2011-12 school year. As a candidate for the Elmbrook School Board in the April election, it gave me a real jolt.. Given the turmoil in Madison and the looming deficit of about $8 million next year, no one has the slightest idea where the dollars will fall. Ironically the Board has appointed a citizens committee to study moving central administration out of the Hope Ave. building. The building is mold -infested, sits partially on a flood plain which makes it virtually worthless, is an energy hog and looks like it will be around for another winter. It should be sold as soon as possible. It seems the Board can decide on a teachers contract without thinking, yet spend years trying to decide what to do with a dilapidated building. Sell it and rent office space! Sources tell me rental space would be the cheapest option. The Elmbrook School Board should, under no circumstances approve the teachers contracts. The new board will have to deal with this when sstate aid has been determined, which may be many months from now. Resist the pressure from the teacher union. Many of our past contracts have been approved a year or more after the contract year commences.
Library Happenings - March and April
Spring is right around the corner. Stop in or check out the library's collection on gardening, lawn care and home repair.
When is a good time to start saving for your child's education? A representative from the M&I Bank, South Milwaukee will discuss how parents can save for their child's education on Wednesday, March 23 starting at 6;30 at the library The program is free. Registration not required.
No Correction or Retraction re. Teachers Contract Nec.
My statement that the School Board board offered 2011-12 contracts to teachers and nurses was clearly printed in the March 10,2011 issue of BrookfieldNow, page 4 under GOVERNMENT WATCH. The article states in part : "School Board Offers contracts to teachers, nurses". "Elmbrook School Board on Tuesdaty offered contracts to 466 full-time teachers and Nurses and 25 part-time teachers for the 2011-12 school year." I've read the article over and over trying to get a different meaning. The message is the same; teachers and nurses were offered a contract.! Period. The School District needs to do some serious damage control and owes owes the community an apology
About Radiation, Nutrients and Food
Is there something we can do to protect ourselves from radiation poisoning ?
The nuclear blasts in Japan have all of us concerned about radiation poisoning. However World Health Organization officials say "health risk is small" for those of us not living near the power plants.
Relief Efforts in Japan Tsunami Disaster- How you can help
At Milwaukee Center for Longevity Medicine, we think the scope of the disaster is so great, that the charities that are already involved, and those that will become involved, will play a vital role in the relief effort. There will be significant costs associated with those efforts.
If you are interested in assisting with the relief efforts and donating to charities that are providing assistance to Japan, I have included links to several organizations that meet the BBB Wise Giving Alliance's Standards for Charity Accountability.
Winter Social Raises Over $20,000 to Benefit Elmbrook Students and Schools
"We are so appreciative of all of those who attend our events, donate to our raffle/auctions, volunteer their time and provide financial support to our events, campaigns and programs. We are lucky to live in a community that places such a high value on the quality of its public schools!", says David Frank (EEF President).
This event raised over $20,000. The event planning committee included (back row) Amy Hodges, Jain Apple, Wendy Huml, Mardi Kemp, Jennifer Morales (event chair), Jodi Ells; (front row) Kim Rogne, Kelly Frank, Laura Schmidt, Rachel Lyon; (not pictured) Carrie Matteson, Jill Wightman, Jody Warren, Kristin Urban, and Shelly Botchek.
Brookfield Square still talking about Von Maur
The owner of Brookfield Square, CBL & Associates Properties Inc., is still trying to get Von Maur into their mall instead of in a new center announced for the west end of the Blue Mound Road retail corridor.
"We're continuing to talk to Von Maur," said Michael Lebovitz, executive vice president-development for CBL in Chatanooga. "We strongly believe that what's in the best interest of the Brookfield shopping market's longterm sustainability is for Von Maur to locate at Brookfield Square."
Von Maur development wins conceptual OK from Plan Commission
A proposed $100 million retail and office development anchored by a Von Maur department store has received conceptual approval from the Town of Brookfield Plan Commission.
With that unanimous vote Tuesday night, the conceptual plan for the Poplar Creek development will next be reviewed by the Town Board in two weeks.
Von Maur-anchored project may eventually include bridge across creek
A proposed $100 million retail and office project anchored by a Von Maur department store could eventually tie into a bridge that would be built over Poplar Creek, connecting the retail center to other development sites.
That was mentioned during Tuesday night's Town of Brookfield Plan Commission, where the proposed development received conceptual approval.
Gov. Walker to sign Brookfield TIF legislation at Town Hall
Legislation allowing the Town of Brookfield to create a tax incremental financing district to help fund public improvements at a retail and office development will be signed Thursday by Gov. Scott Walker at Town Hall.
The signing ceremony is to take place at 2 p.m.
Hammes Co. again nation's largest health care construction firm
Brookfield-based Hammes Co. in 2010 was again the nation's largest health care construction firm, according to the latest annual survey by Modern Healthcare magazine.
Hammes last year completed projects valued at $1.27 billion, nearly three times the volume reported by its nearest competitor, according to the magazine. Hammes has been the nation's largest health care developer for 12 consecutive years.
Where Oh where Did Tommy Go?
Governor Thompson ruled longer than any governor of the state of Wisconsin. Tommy liked working with everyone including the Democrats and always embraced the people. Above all, he accomplished major projects when many Republicans called him "TommyThe Taxer". He got things done inspiring the will of the people. Finally, he served our country with distinction in the federal government for four years
Here we have Mr. Walker who has not proposed one thing that the average taxpayer could get excited about. He has sparked controversey unheard of in peoples' memory He appears on news conferences in his unemotional , expressionless monotone, and never speaking about anything but employee benefits when the state is far from broke and there are no new jobs in sight and some are trickling away. Now the court has ordered an injunction and the AG claims the law is legal . Let's hope for something better.


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Academics Felicity Ratté - Art History
Felicity Ratté teaches across the discipline of art history from antiquity to modern times and from New York to Istanbul. Although specializing in 13th and 14th century Italian painting and architecture, over the course of her time at Marlboro she has developed an interest in Southeast Asian art and architecture, Islamic Art and Architecture of the Mediterranean world and contemporary public art all over. Felicity is continuously striving to make her art history offerings globally inclusive. "I have begun to think of my discipline in a much more cross-disciplinary way," she says. She served as dean of faculty and graduate education from 2005 to 2010 and director of world studies from 2003 to 2005.
Teaching Philosophy
"I think about the art history curriculum as serving two related but distinct purposes," says Felicity. Her first objective is to impart to her students an understanding of the methodologies and issues that surround the discipline. The second is to give her students "a sense of the power of visual images for their lives and for history." By providing "a whole array of courses that deal with the question of how images function in society at different historical moments," Felicity endeavors to meet these two aims.
Student Plans and Collaborations
- A study of cultural heritage and its destruction in the post-war Balkans as well as a comparative art and architectural analysis of urban spaces and their transformation in the region. Colby Silver '11, Cultural History & Art History.
- An investigation of the issues concerning domestic life during the Dutch Golden Age through a focused analysis of the interiors painted by Johannes Vermeer and a study of the dollhouses produced during the same period. Marielle Clark '12, Art History.
Scholarly Activities
For more information on Felicity's curriculum, current research, travel and resources for teaching click here: Felicity's site
Felicity is the author of the book Picturing The City in Medieval Italian Painting (McFarland Press: 2006) and numerous articles. She contributed an article to Potash Hill about her research on public art found on trucks in Calcutta, India in 2005 and another on her recent research into urban design in the Islamic Mediterranean in 2011.
Selected Conference Papers
- "Civic identity and urban experience through architecture and traveler's tales: a comparative analysis of Florence and Cairo in the fourteenth century" at Cities & Societies in Comparative Perspective, European Association for Urban History – 11th International Conference on Urban History, Prague, Czech Republic, 29 August – 1 September, 2012.
- "Urban Design, Monumental Building and Ritual Practice in the Islamic cities of the Mediterranean – preliminary thoughts on a comparative analysis," invited lecture, American University in Iraq – Suleymani, Northern Iraq, March 9, 2011.
B.A., Tufts University, 1985; M.A., New York University Institute of Fine Arts, 1988; Ph.D., New York University Institute of Fine Arts, 1995. Marlboro College, 1997 -


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Hanging Lantern 4x10 Battery Operated Candle with Timer
Price: $24.95
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Battery Operated 4 x 10 Hanging lantern with a black painted finish has a beautiful design to let the light shine through. Our lantern includes an outdoor candle 3x8 made of resin with a melted edge. The candle Runs on 3 AAA batteries and includes a Manual on/off or timer option. Timer turns candle on at the same time everyday for 5 hours and off for 19. Light up your garden with these decorative Lanterns standing or hanging from your tree or garden stake.
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- Type: Candle Lantern
- Timer: 5 Hours
- Battery Size: 3 x AAA


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Copyright © WITNESS.ORG. 80 Hanson Place, 5th Floor, Brooklyn, NY, 11217 | Voice: 718.783.2000 | Fax: 718.783.1593
Board of Directors
Ronit Avni is an award-winning filmmaker and human rights advocate. She is the Founder and Executive Director of Just Vision, an organization dedicated to increasing media coverage and support for Palestinian and Israeli efforts to end the occupation and the conflict without arms. Her work has been featured in major news outlets, including Newsweek, The Washington Post, The BBC, NPR and The Economist. Ronit produced the documentary film, Budrus, which was hailed in The New York Times as "this year's must-see documentary" and has won twelve international awards.
Ronit directed and produced the documentary film, Encounter Point, which received several awards including the San Francisco International Film Festival Audience Award for Best Documentary. Encounter Point has screened in more than 200 cities worldwide and continues to be widely used in classrooms and community centers in America and the Middle East. Recently, Ronit's team at Just Vision released the short film series, Home Front: Portraits from Sheikh Jarrah, and the short documentary My Neighbourhood, which premiered at the Tribeca Film Festival in 2012. Previously, Ronit was a staff member at WITNESS.
Ronit has been recognized with a variety of honors, including: the King Hussein Leadership Prize, Search for Common Ground's Common Ground Award, the Circles of Change Award, Auburn Seminary's Lives of Commitment Award and a Joshua Venture Fellowship for young, Jewish social entrepreneurs. She is currently a United Nation's Global Expert through the Alliance of Civilizations, a Young Global Leader through the World Economic Forum and a Term Member of the Council on Foreign Relations.
An actor nearly all his life, Gael García Bernal began performing in stage productions with his parents in Mexico, and made his major feature film debut in Alejandro Gonzalez´s Amores Perros, which was nominated for the Best Foreign Film Oscar in 2000. He has gone on to star in more than 17 movies and has continued to perform in plays in Mexico, England and beyond. García Bernal made his directorial debut with Deficit, a low-budget feature film shot in Mexico and has directed several short films since then, including The Invisibles for Amnesty International.
In 2005 he founded the film production company Canana with Diego Luna and Pablo Cruz. They have produced many films including the critically acclaimed Sin Nombre. Together, they also run the Ambulantedocumentary film festival that travels extensively around Mexico and is branching out to other Latin American countries. García Bernal is a committed supporter of human rights causes and has long supported WITNESS including as a co-host for our 2006 annual Focus For Change gala.
Helen Enright has an extensive background in accounting and financial management. From 1992 – 1997, Helen held high-‐level finance management positions at global logistics company Walsh Western UK (now Syncreon Technology UK), Terraflix, and Elite Contract Hire. As Senior Auditor at KPMG from 1988 – 1992, Helen audited companies across a broad range of industries, including engineering, financial services, manufacturing, and computer services. Helen graduated with honors from Leeds Metropolitan University, with a BA in Accounting and Finance. She has been an associate member of the Institute of Chartered Accountants in England and Wales since 1992.
Helen became a supporter of WITNESS in 2010. Since learning more about the organization's mission and tactics, Helen has committed herself to spreading the WITNESS word. She looks forward to extending WITNESS' impact and continuing to fight human rights abuses worldwide.
She currently lives in Cork, Ireland with her husband and three children.
Peter Gabriel started his solo career in 1975 after leaving Genesis. He has released eleven solo albums and written soundtracks for three films. In 1980 he founded WOMAD (World of Music Arts and Dance), which has presented 150 festivals in over 40 countries. In 1989, Peter Gabriel conceived and co-founded Witness.org, and was co-founder with Richard Branson of the Elders.org, which Nelson Mandela launched in July 2007.
In 1987 PG founded the Real World Group of companies. In 1999 he co-founded OD2 (On Demand Distribution). In 2005 PG became principle purchaser of Solid State Logic. He also co-founded thefilter.com and We7.com, and is currently developing several projects, including a visual language for the Internet.
Amongst awards received are the Man of Peace award, presented by the Nobel Peace Laureates in 2007, the 'Chevalier dans l'Ordre des Arts et des Lettres' and the 'Quadriga' award. He has received various lifetime achievement awards and BT's digital Music Pioneer Award, The Polar Music Prize, as well as five Grammy awards for his music and video work.
John Hass (President) is the senior advisor to Osmium Partners, LLC. Prior to joining Osmium John was a Partner at PEAK6 Investments, LP, a leading proprietary trading, asset management and brokerage firm headquartered in Chicago. Previously, John served as the Chief Executive Officer of OptionsHouse, LLC, a wholly-owned subsidiary of PEAK6. Prior to joining PEAK6 in 2006, John was a Managing Director at Goldman, Sachs & Co. John joined Goldman Sachs in 1988 and worked in its Investment Banking Division at various times, helping to lead its Chicago office and Financial Institutions Group. During his career John worked in the New York, Chicago and Sydney, Australia offices of Goldman Sachs.
John is a member of the Board of Directors of Platinum Underwriters Holdings, Inc., a publicly traded Bermuda-based reinsurance company. In addition, John serves on the boards of Marbles: The Brain Store, Telemedicine Solutions, Inc., and Safetec Compliance Systems. John is a trustee of the Museum of Contemporary Photography and Link Unlimited, a non-profit organization focused on providing mentoring and college prep opportunities for African-American students. John and his wife, Mary Frances Budig, have two children and live in Chicago, IL.
Samuel D. Heins is a lawyer and human rights advocate. In 1982, he founded, organized and served as the first Board Chair for the Minnesota Advocates for Human Rights, an organization that provides legal monitoring and aid on rights issues including education, women's rights, immigration and refugee issues, and the death penalty. In 1985, he co-founded the Center for Victims of Torture to provide health services, research and advocacy for victims of torture, where he continues to serve as a board member.
He was recognized for his ongoing human rights efforts in 1987 with the Minnesota Governor's Honor Award for International Human Rights Activities and in 2008 with the Advocates' Don and Arvonne Fraser Human Rights Award. In 2011, he also served as a Private Citizen Member of the U.S. Mission to the U.N. Human Rights Council.
In addition, Heins is a senior partner at the firm of Heins Mills & Olson, where he has served as lead counsel in various securities fraud and antitrust actions securing awards totaling in excess of $3 billion. He serves on the Board of Governors of the Endowment Campaign of the University of Minnesota Law School as well as on the board of the ACLU of Minnesota. Heins earned a B.A. and J.D. from the University of Minnesota, and was awarded the school's Regent's Distinguished Alumni Award in 2010.
Michael J. Hirschhorn is the Executive Director of the International Human Rights Funders Group (IHRFG). From 2003-08, Michael was Executive Director of the Coro New York Leadership Center and from 1995-2001 served as Executive Director of the Literacy Assistance Center in New York City. From 2001-03, Michael worked as a non-profit strategy consultant, primarily in the fields of education, human rights, and leadership development. Earlier, he was an Assistant to the Chancellor of the NYC Public Schools and a Visiting Non-Profit Executive at Yale's School of Management. Michael serves as President of the trustees of the Jacob and Hilda Blaustein Foundation, and also serves on the boards of Witness, Breakthrough, American Jewish World Service and several other rights-related organizations. Michael received his BA from Yale University in 1981 and his MBA & MSW from Columbia University in 1989.
Perri Peltz is a distinguished television news journalist and public health advocate. She recently directed the highly acclaimed HBO documentary, The Education of Dee Dee Ricks. Thedocumentary profiles the disparities in the U.S. health care system as seen through the lens of an unlikely friendship between two very different women battling breast cancer. Currently, Perri is in production on a documentary about recidivism in the United States prison system. She also hosts, "Dr. Radio Reports", a one-hour weekly program about public health issues for the Sirius-XM Network.
Prior to concentrating on documentaries, Perri spent much of her career as a television news journalist. Her last position was as an anchor and reporter for WNBC-TV and NBC News where she focused on issues relating to poverty and health. She first joined WNBC in 1987, serving as a reporter, then as a co-anchor, of the weekend editions of "Today in New York" and the evening newscasts. She went on to serve as a contributor for NBC's "Dateline" and as one of the first anchors at MSNBC. A news correspondent for ABC's "20/20" from 1998-2000, Perri won numerous awards including several for her reporting on the misdiagnosis of melanoma.
She also worked at CNN as a reporter and anchored the award-winning show "CNN.com." While at CNN, she reported a story about a chess team from a public school in the South Bronx that became national chess champions. Inspired by their story, Perri produced the feature film The Knights of the South Bronx, starring Ted Danson, based on their improbable accomplishment.
Both in and outside journalism, Perri has pursued her passion for public health and medicine. Working at the Robin Hood Foundation, she developed volunteer programs to assist organizations in their fight against poverty. Her contributions to public health advocacy were honored by the Mount Sinai Adolescent Health Center and the American Cancer Society. She continues to serve on the boards of the Medicare Rights Center and Single Stop USA. Perri holds a Bachelor of Science from Brown University and a master's degree in Public Health from Columbia University where she is presently a Doctoral Candidate. A life-long New Yorker, Perri resides in New York City with her husband and three sons.
Regan E. Ralph is the founding Executive Director of the Fund for Global Human Rights, which supports frontline human rights activists with financial and capacity-building assistance.
Prior to launching the Fund, Regan was Vice President for Health and Reproductive Rights at the National Women's Law Center in Washington, D.C., where she led advocacy, policy, and educational strategies to promote the quality and availability of health care for American women.
From 1992-2001, Regan helped build and ultimately directed the Women's Rights division of Human Rights Watch, where she developed campaigns to ensure the prosecution of sexual violence in conflict as a war crime, to secure recognition of gender-based persecution as grounds for asylum, and to promote women's rights in countries including Russia, Egypt, Turkey, South Africa, Pakistan, and Mexico.
Regan is a graduate of Harvard University and Yale Law School, and studied international law at the London School of Economics and Arabic at the American University in Cairo.
She serves on the boards of EG Justice and WITNESS, the advisory council of the Women's Law and Public Policy Fellowship Program at Georgetown University Law Center, the advisory committee of The Council for Global Equality, and the global practitioner council at Stanford University's Program on Social Entrepreneurship.
Jeffrey Tarrant is founder, CEO and Co-CIO Protégé Partners, a specialized asset management firm that was founded in 2002 to focus exclusively on investing in smaller hedge funds.
Prior to founding Protégé, Jeffrey managed institutional size assets for private family fortunes in Europe and America since the late 80's. In addition, he was a member of the board of The Investment Fund for Foundations (TIFF), the leading investment advisory firm for charitable foundations and institutions. He was active in the launch of the Absolute Return Pool (ARP), which is one of the first fund of hedge funds specifically designed for the charitable community.
Jeffrey is Vice Chairman of ARK US, the US affiliate of Absolute Return for Kids (ARK), an international charity with a mission to transform the lives of children.
Jeffrey is an active documentary film investor, backing such films as "God Grew Tired of Us," "The Third Wave," "Smash His Camera", "Queen of Versailles" and "Sons of the Clouds".
Jeffrey received an M.B.A. from the Harvard University Graduate School of Business in 1985 and a B.A. in Economics from the University of California at Davis.
Following fourteen years of success in the financial sector, Amy Towers turned her full-time attention to raising four young sons and running her philanthropic foundation. She established the Nduna Foundation in 2007 with the intent to focus her work on nutrition, human rights, health care, education and conservation, primarily in conflict and post-conflict countries in Africa.
Ms. Towers made her first trip to Africa in 2005 during the height of the food crisis in Niger. There she found that the causes for acute malnutrition that put hundreds of thousands of children's lives at risk were entirely preventable. This fueled her passion to begin investing in areas, people and programs that proved early money mattered and would prompt other donors to follow.
This could not have been more evident than in 2006 when Ms. Towers' investment in tankering water into some of the most dangerous regions of Somalia would not only prove that it could be done, but would prompt others to follow. Her $500,000 investment resulted in $5 million of donations from others. Another example is her investment in the construction of a facility to make ready to eat therapeutic food (RUTF) in Ethiopia. Today, this project is often referenced as a model of how partnerships can work with local players. Today, this facility is a thriving enterprise.
Since her initial trip in 2005, Ms. Towers has travelled to Ethiopia, Sudan, Zimbabwe, Malawi, Tanzania, South Africa, and others. She has traveled to remote regions at considerable risk in order to research what interventions worked best and where early money mattered. She maintains a diverse portfolio of partners who manage a wide range of projects all intended to effect sustainable change in the lives of people who would otherwise be forgotten and live without a voice.
Her partners include UNICEF, Human Rights Watch, The Elders, WITNESS, The CDC Foundation, The Elizabeth Glaser Pediatric AIDS Foundation, Millennium Promise, The National Fish and Wildlife Foundation, The Acumen Fund, Teach for America, MANA Nutrition, Robin Hood and others.
Ms. Towers has grown increasingly more focused on human rights, especially violence against children. She currently chairs a multi-million dollar fundraising campaign for Human Rights Watch and is funding household surveys in developing countries to gather data that is critical to holding communities and governments accountable in the quest to stop violence against children.
Mike Volpi has been a partner at Index Ventures since 2009. He is focused on investments in the enterprise software infrastructure and consumer Internet sectors. Mike led the investment by Index Ventures in Cloud.com (CTRX) and is currently a director of Sonos, Soundcloud, Lookout, Path, Big Switch Networks, Zuora, Hortonworks, Pure Storage, and StorSimple. Mike also serves on the board of EXOR SpA (EXO:IM)
Mike performed in various executive roles for 13 years at Cisco Systems from 1994. He served as the company's Chief Strategy Officer, where he was responsible for Cisco's corporate strategy as well as business development, strategic alliances, advanced Internet projects, legal services, and government affairs. During this tenure, Mike was instrumental in the creation of the company's acquisition and investment strategies, as Cisco acquired more than 70 companies during his tenure. He then became Senior Vice President & General Manager of the Routing and Service Provider Technology Group, where he led Cisco's business for the Service Provider market, and was also responsible for all of Cisco's routing products. In 2007, this was an $11 billion business for Cisco. Mike began his career as a product development engineer Hewlett Packard's Optoelectronics Division. Prior to Index, he was the CEO of Joost – an innovator in the field of premium video services delivered over the Internet.
Mike has a B.S in Mechanical Engineering and an M.S. on Manufacturing Systems Engineering from Stanford University, and an M.B.A. from the Stanford Graduate School of Business. He is a trustee of the Stanford Business School Trust and he also serves on the board of WITNESS, a non-profit organization focused on human rights.


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Coolest characters of 2008
Every year, Hollywood throws up a number of colourful personalities we would love to be, know, or emulate in real life. Perhaps the coolest of cool characters are reserved for the likes of Steve McQueen in Bullitt or The Great Escape, Clint Eastwood in his Spaghetti Western persona, or George Clooney or Brad Pitt, in their Ocean's Eleven guise. But 2008 conjured up several memorable turns. Check out our picks…
Roll your mouse over the left and right-hand sides of the image and then click to view more pictures.
2 of 10
Check out our selection of the sexiest actors of 2008 or the sexiest actresses
Recent Galleries:
- Tracks (Mia Wasikowska) Photo Gallery
- The Other Woman (Cameron Diaz/Leslie Mann) Photo Gallery
- The Amazing Spider-Man 2 Behind-the-scenes Photo Gallery
- The Amazing Spider-Man 2 - Photo Gallery 2
- Calvary (Brendan Gleeson/Kelly Reilly) Photo Gallery
- The Raid 2 Photo Gallery
- X-Men: Days of Future Past - Character Poster Gallery
- Godzilla - First-look Photo Gallery
- The Other Woman (Cameron Diaz/Leslie Mann) UK Gala Screening Photo Gallery
- The Quiet Ones (Jared Harris/Sam Claflin) UK Premiere Photo Gallery


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Humidors: Savinelli and Davidoff
Savinelli and Davidoff Produce Top-Quality Humidors at Opposite Ends of the Price Spectrum
Shandana A. Durrani
From the Print Edition:
Jack Nicholson, Summer 95
The editors of Cigar Aficionado have seen dramatic changes in humidor technology as consumers' expectations have gone beyond the need for a simple wooden box to sophisticated and properly humidified environments for their cigars. Humidor manufacturers have responded to the new demands by improving the quality of their designs.
Cigar Aficionado's first humidor article (see Winter 1992/93) examined and tested 11 humidors from eight major brands. All performed relatively well. Two of the brands spotlighted, Davidoff of Geneva and Savinelli Pipes Inc., have evolved dramatically since that article appeared. The companies' product lines have expanded to include more intricately inlaid designs and larger humidors. Unfortunately, the wait for a high-quality humidor is lengthy because the manufacturers cannot keep up with the demand.
Production problems aside, both Davidoff and Savinelli humidors have much to recommend them. If you prefer handcrafted, top-of-the-line models with intricate marquetry, and you have a lot of cash to spare, Davidoff is the choice. But if you prefer a more modest, but no less beautiful, humidor that is made with care and the recession-tempered customer in mind, the choice would have to be Savinelli. Regardless of which brand you choose, your decision will undoubtedly please you and your cigars.
History and cigar lovers have been kind to Davidoff. The international conglomerate founded by the late Zino Davidoff has stores all over the world that sell a wide array of products, including premium cigars, cigarillos, cologne and humidors. Davidoff has been crafting its custom-made humidors for decades, with sales rising dramatically in recent years as the popularity of cigar smoking has grown. Its lines are handcrafted in Switzerland using innovative techniques.
Davidoff's marquetry line of high-quality cigar chests is one of its top sellers (suggested retail from $2,470). Made of exotic wood with your choice of finishes and handmade at an atelier (workshop) in St. Croix, Switzerland, these humidors go through an extensive crafting process, from initial drawings to the finished product.
For each box's design, a team of craftsmen cuts 10 thin (each 1/16th of an inch) pieces of marquetry at a time with a foot saw, according to Dario Rinaldi, sales coordinator for Davidoff of Geneva (Connecticut) Inc. Only one of the 10 pieces of the "puzzle" is needed to create an individual humidor. The remaining nine are used separately to create more humidors. The pieces are mounted on pasted newspaper for support and are assembled on the original drawing on the humidor itself. The marquetry is then varnished and sanded over a period of several weeks.
Customers can choose from a simple flower design to a detailed Swiss village motif or, if they so desire, consumers can have Davidoff's team of designers create a custom-made humidor from a picture that they provide. "We will take any design from our customers," says Georganne Calyanis, director of public relations, "as long as they give us the dimensions or even if they give us an idea of what they want."
Each humidor comes with Davidoff's patented internal regulator, which, unfortunately, is not sold separately. However, each regulator comes with a lifetime warranty in case of manufacturer defects. Users are instructed to add distilled water every 60 days to keep cigars at peak condition, in addition to checking the humidor frequently.
Davidoff's approach to humidor design is to create classic pieces of exceptional quality that will last a lifetime, according to Calyanis. Yet the company also produces new and interesting humidors to anticipate customers' demands. Davidoff's latest chest was introduced at the Retail Tobacco Dealers of America show in 1993. The U.S. Flag humidor, engraved with the 13-star U.S. colonial flag, features antique hinges and locks. Of the original 13 units, more than eight have been sold. At the RTDA show this August, Davidoff hopes to unveil a new addition to its line.
Savinelli was founded in 1876, primarily as a maker of pipes. Through four generations of craftsmen, the company has expanded to produce not only pipes, but leather goods, humidors and, most recently, its signature line of premium cigars (the Savinelli E.L.R. Churchill rated a 91 in the Spring 1995 issue of Cigar Aficionado).
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Wright Waters
Wright Waters, the Sun Belt Conference's commissioner since 1998, announced his retirement effective July 1, 2012. Under Waters' direction, the Sun Belt became a Bowl Championship Series conference and expanded its television reach. Overall, Waters has more than 20 years experience as a conference commissioner.
Other transactions
Women's basketball assistants – Dayton hired Louis Suttmann as director of women's basketball operations. Suttmann was a manager during his time as a student at Dayton from 2006-09 … Vanderbilt chose Chanell Thomas as director of women's basketball operations and Rebecca Silinski as graduate assistant.
Football assistants – West Virginia elevated Alex Hammond from coordinator of recruiting operations to director of football operations. Hammond joined the staff in July.
Men's and women's ice hockey assistants – Brown named Lucy Schoedel assistant women's ice hockey coach. Schoedel spent the 2010-11 season as an assistant coach at Wesleyan (Connecticut).
Men's and women's lacrosse – Liz Longley is Connecticut College's interim head women's lacrosse coach. Longley was most recently the head coach at Oberlin.
Men's and women's swimming and diving assistants – New York University added Spencer Popeson to its women's swimming and diving staff as an assistant. Popeson is also an assistant with the men's and women's track and cross country teams, a role he will maintain.
College of Charleston athletic director Tom Nozica passed away due to cancer at 69. Nozica had been the school's baseball coach since 1969 and athletic director for the past 13 years.
Send announcements – including hirings, contract extensions, retirements, milestones and deaths – to firstname.lastname@example.com.


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6" tall, 4" wide, and big enough to revolutionize the industry. Small enough to fit in your palm, and packed with technology that'll put your hands around antlers like no other trail camera on the market. Along with efficiency of space – carry a whole fleet of Trophy Cams to your hunting grounds in a daypack – the battery life and trigger speed are among the best in the world today. They'll run up to six months on a single set of AA batteries. And the PIR sensor has a coverage area 3x that of any camera we've built to date, with a trigger time consistently less than one second. They won't alert game animals thanks to 24 night vision LEDs. Select up to three rapid-fire images per trigger, or a 0 to 60-second interval between photos. Video mode records a programmable 1 to 60 seconds of action. Plus, an optional built-in color viewer gives you an instant look at what's passed by. High/low resolution settings capture your choice 3MP or 5MP images.
• 5 MP high-quality full color resolution
• Day/night autosensor
• External power compatible
• VGA video 16 FPS
• Adjustable PIR (Lo/Med/High)
• Trigger speed less than 1 second| Trigger interval – 0 sec. to 60 min. programmable
• Multi-image mode – 1-3 images per trigger
• Video length – 1-60 seconds, programmable
• Time lapse mode
• Temperature range -5° F to 140° F
• 24 infrared night vision LEDs – 45 ft. range
• PIR sensor is motion activated out to 45 ft.
• 4 AA – 8AA batteries (not included)
• Runs up to six months on one set of batteries
• Adjustable web belt and 1/4-20 socket
• SD card slot
• Resolution Setting: 3, 5MP
• Time Lapse Mode: Yes
• PIR Sensor: Low/Medium/High
• Night Vision Flash: 24 LED, 45ft.
• LCD Display: Color Image LCD
• Day/Night Sensor: Auto
• Power Supply: AA (4-8)
• Batter Life: Up to 180 days
• Video Resolution: VGA 16 fps; QVGA 20 fps.
• Video Length: Up to 60 sec.
Similar items: Trail Cameras
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A Missoula man, Robert Hubble, filed a lawsuit against the city of Missoula on July 26, alleging the city imposed on his property by replacing his functional sidewalk and charging him thousands of dollars, among other complaints.
Hubble lives on East Beckwith Street, and in a letter the city had sent Hubble back in 2011, the city claimed a crew replaced the sidewalk as part of an effort to provide more safe walkways, thereby improving air quality.
Hubble's attorney argues that the work didn't improve the value of his home, so he shouldn't be responsible for the work individually, if it's under the pretense of offering something to the whole community.
The complaint alleges that in July, 2011, Missoula "began demolishing the sidewalk abutting Hubble's property," and removed and replaced it. It also claims that the city demolished and removed Hubble's driveway, and that the removal of Hubble's driveway "interfered with his access to his property and with his rights as a property owner."
Hubble requested the driveway be replaced, and alleges that the new driveway is not wide enough. The lawsuit alleges that the city sent a bill to Hubble for "final construction costs for the sidewalk, curb, and driveway totaling $4,001.82."
On Tuesday, Missoula city attorney told Jim Nugent told NBC Montana the case was sent to the Montana Municipal Insurance Authority, but said he couldn't comment on the specifics of the case, as it's a pending lawsuit.


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Offers & Events
perfect for late riser
11.30am - 15pm
book now!
Weekend Top-Offer
Surprise your partner
In the heart of Berne
Welcome to the BELLEVUE PALACE, your luxury hotel steeped in tradition in the heart of Bern. With its distinctive charm, magnificent historical rooms and attractive location in the old town, the 5 star hotel BELLEVUE PALACE is the ideal venue for splendid gatherings and meetings, dazzling parties, and an exceptional holiday experience. For every guest staying at, or visiting, the Swiss Confederation's official state guesthouse, it is certainly a grand stage. With our location immediately adjacent to the Bundeshaus, the seat of the federal government, we guarantee our guests genuine Bernese hospitality, statesman-like discretion and inspiring prospects. Enjoy unforgettable moments and discover the pearl of luxury hotels in Bern. We guarantee you, the Bellevue Palace, is one of the hotels, you will never forget! LA BELLE VIE AU BELLEVUE PALACE.
Kochergasse 3-5 | CH-3000 Bern 7 | +41_ (0)31_ 320_ 45_ 45


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Narrow your search
With just a handful of materials and only a few bucks, we show you how to make your own lightweight and compact travel organizer for all your tech accessories.
Finally, a way to sort your photos. But with iOS 7 and its improved Photos app just around the corner, third-party tools like this one need to step up their game.
The startup, which boils down customer photos into a highlight reel of notable moments, has expanded beyond the Mac/iOS realm. An Android version is also in the works.
It looks like Dropbox is getting more serious about photo sharing now that it's acquired digital photo library Snapjoy.
Passbook provides one place for tickets and coupons, with alerts for updates such as plane delays or the proximity of a merchant for whom the user has a card.
Organize your cables or build an iPod stand with a simple yet dynamic cable organizer.
Troubleshooting Personal Organizer 3.03
No longer a major player on the desktop, the media technology company plans a new cloud storage and sync tool for consumers.
Available for Android and iOS, this app makes it a snap to share a calendar, task list, grocery list, and more with every member of your family.
SmartShopper, a voice-controlled manager that helps you keep your cupboards stocked, gets even more organized with its latest iteration.


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Choosing a prize for your golf tournament is like picking out a present for a friend. The best gift reflects the recipient's lifestyle and tastes and echoes the theme of your event. For choices that are sure to please, make a list of possible gifts and assess them with these questions in mind:
* Who's playing?--Are your participants male or female, young or old, or is it a mixed group? Are they avid golfers, or workaholics who play a few times a year? The goal here is to eliminate what's unsuitable (for example, an item that's too masculine for a mixed-gender group).
* Why did you invite them?--Are they your clients, dealers, or employees? Are you out solely to entertain them, or do you have another goal, such as impressing or rewarding them? Choose the gifts that best deliver your message.
* How important is winning?--Most corporate events aren't held to reward the best golfers. Allocate enough of your budget to recognize the winners, but save the bulk for "tee prizes"--gifts that are distributed to the entire group.
* When and where is your outing?--This is particularly important when choosing apparel. A lightweight shirt or a straw hat over a sweater is just right for a May event in Scottsdale. If the players are flying in, avoid bulky or heavy items, unless they're worth shipping home.
* Is the golf course famous, or is the resort renowned?--If the course is an attraction, or if you have a celebrity guest, your guests may appreciate related memorabilia.
The Short List Once you have narrowed your choices, base your final selections on these hints:
* Choose the highest quality gift your budget will allow--A successful gift is one your participants will enjoy using or wearing. Recognizable brands, superior materials, and fine craftsmanship are always appreciated.
* Buy for the people, not the ceremony--Trite, symbolic prizes like gold-plated putters will never be used. Save your budget for something that the winner will put into play (like a golf bag), or give a gift certificate from the pro shop and let the winner decide.
* Don't repeat yourself--Keep track of what you give at each event and who you gave it to. Note, too, how well items were received, so you can follow up a popular gift with a related item.
If a shirt made a hit at your last outing, give away a coordinating vest or windshirt this time. Or follow a golf bag travel cover with a matching duffel or shoe bag.
* Watch the logo--For an employee event, your logo is a source of pride and team spirit that can feature prominently. If your guests are clients, less is more. A sleeve placement, or a color-on-color embroidery, is more appropriate.
Here are some trends in golf gifts from the 2000 PGA Merchandise Show, held in February in Orlando, where manufacturers introduced the latest products and fashions and golf pros scouted new stock.
Hot * Fleece Holy Old Navy! Shown by all the top makers, jackets and vests of polar fleece will be this year's favorite outerwear.
* Matching men's and women's shirts, vests, and windshirts Ashworth, Cutter & Buck and others expanded their women's lines in colors and styles to match the popular men's styles. They're perfect for mixed tournaments.
* Callaway's new ball Three years in development, the "Rule 35" was the talk of the show. One unique twist: The ball comes in sleeves of five, not three.
* Prestige brands Is this a sign of the strong economy? Traffic was brisk to overwhelming for big-name brands and high-end niche players.
* Windshirts Still very popular, these have evolved from the next new thing to a wardrobe staple.
Not * Stiff-crown caps Bad news for buckram makers: Those baseball-style reinforced fronts are out. Today's caps have soft, unconstructed crowns.
* Blatant brand logos Manufacturers have replaced bright chest logos with small, inconspicuous icons on the backs of neckbands and sleeve bands, or inside plackets.
* Trophies Who's got space to display or time to dust them? Instead, try framed golf art, with a tasteful winner's plaque.


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Supporting food that is Good, Clean & Fair.
Many empanadas. They brought three versions too. Yum!
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