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May 6, 2013
The student librarian or the math tutor in the tutoring center at your university may be one of the thousands of students involved in the Federal Work Study program.
The U.S. Department of Education explains that the Federal Work Study program involves universities assigning college students part-time jobs in their institutions or through private employers. The income may be minimum wage or higher (it depends on the work the student is doing) and the income goes toward the students' college expenses. For example, the recipient can have the funds go directly toward tuition or books.
Students can apply for the Federal Work Study program (or FWS or Work-Study) annually by filing a FAFSA. The FAFSA asks an array of questions, the answers of which determine the amount of federal financial aid the applicant can receive. Within the application, it asks the applicant if they would like to be considered for the Work-Study program.
Students may apply for work-study annually. Also, students who are in high school should ask colleges they are interested in if they have a work-study program. Work-study program is a big time commitment but it's a great way to defray the ever-growing cost of college.
Carly Gerber is majoring in journalism at Columbia College Chicago. She loves fashion and hopes to cover the topic for a Chicago-area magazine. In her free time, she focuses on her blog, loves making jewelry and spending time on Pinterest and Pose. She hopes to use this blog to guide and relate to its followers: college students like herself!
June 4, 2013
According to the Buffalo News, there has been a decrease in the amount of students who receive their undergraduate degree in four years. Fewer than half of the University at Buffalo graduates graduated in four years and many other universities have seen the same decrease in their students graduating in that once-traditional timeframe. For example, Niagara University had only 60 percent of its students graduate in four years, while Alfred University only had 43 percent of its graduates graduate in four years. These statistics aren't just exclusive to New York State, either: I personally know students from all over who have taken an extra semester or two to graduate.
My circumstances of being a transfer student and a student who has changed her major more times than she can count have caused me to extend my stay at college by a few semesters. Initially, I felt guilt, regret, sadness and self-loathing for needing to spend extra time at college; however, I wanted to feel excited for the future and those negative emotions were only going to hold me back from my full potential. Now, I'm feeling excitement, urgency and passion to take my college career seriously and to become a proud and successful graduate. I feel more mature and wiser because of my setbacks and changes during my time at college.
April 29, 2013
Chelsea Slaughter
Summer classes are great for getting ahead or catching back up if you've fallen behind. They aren't for everyone, though, so when deciding on extra courses for the summer, keep these factors in mind:
The academic year is almost over so if you are interested in continuing your coursework this summer, get informed and determine if summer classes are right for you!
Chelsea Slaughter is currently a junior at Jacksonville State University majoring in communications (public relations concentration) and minoring in art. She serves as a resident assistant on campus, is the treasurer in the Public Relations Organization and is an active member in W.I.S.E., NAACP and Omicron Delta Kappa Honors Leadership Society. She aims to work in the entertainment industry post-graduation and is well on her way thanks to an internship with a digital marketer to several music artists. Chelsea strives to achieve all of her goals and motivate others along the way.
June 25, 2013
The search for good scholarships can be a task, but it doesn't have to be hard work! When I was exploring the wide world of scholarships, I tried my best to look into ones I knew I could succeed at winning. Here are a few tips for finding your best scholarship opportunities:
Don't let your scholarship search become a stress-filled situation; instead, put the most energy in completing the applications, writing essays and meeting deadlines. Have any scholarship search tips to share? Let us know in the comments!
October 22, 2008
The results of a survey conducted by the National Association of Independent Colleges and Universities indicate that at least a few students at many private colleges and universities were unable to obtain enough private loan funding to pay their fall tuition. The survey also indicates that the credit crunch may have steered a number of students away from private schools.
More than 500 NAICU member schools responded to the survey, which asked questions about the availability of Stafford loans made through the Federal Family Education Loan Program (FFELP), the availability of private student loans, and unanticipated enrollment shifts. Eighty-five percent of schools reported that they had lost at least one FFELP lender, but the vast majority had no difficulty replacing these lenders. Additionally, most colleges lost at least one private lender, with 27 percent of those schools reporting that students had some difficulty finding a replacement lender.
More than half of colleges surveyed reported they had at least some students who were unable to secure private loan funds for the current semester, and 45 percent of schools reported students changing their enrollment status due to financial concerns. Eighteen percent of colleges surveyed reported fewer returning students and 19 percent reported a smaller freshman class than anticipated. While most colleges reported no significant changes in enrollment, it appears some private college students (who are typically the most likely group to qualify for student loans) are being forced to alter their educational plans due to the current economic situation.
Three quarters of private colleges surveyed also reported increased financial need among their student populations. Coupled with the rise in FAFSA files across the board and preliminary reports of more demand for financial aid coming from state universities and community colleges, it appears competition is getting stiffer for need-based student financial aid. This is just one more reason for students to ramp up their scholarship search and find money for college as soon as possible.
October 23, 2008
The Project on Student Debt just published information on the average student loan debt load for students graduating college in 2007. The report shows that average student debt increased 6 percent from 2006 to 2007, while the average annual salary of college graduates increased by only 3 percent. The percentage of students borrowing remained the same at 59 percent nationally, though some individual states experienced double-digit increases, including North Dakota, which surged ahead 14 percent to capture the #2 spot for percentage of student borrowers, with 75 percent of its students taking out loans, following South Dakota's 81 percent.
While more North and South Dakotans borrow than residents of any other state, Iowans have the highest average debt load of $26,208, followed closely by New Hampshire's $25,211. States that fared well were Utah and Hawaii with the lowest average debt ($13,266 and $14,911 respectively) and Nevada and Utah with the lowest percentage of borrowers (40 and 42 percent). The report also contains information for individual private colleges and state universities for 2007, as well as a list of the schools with the highest and lowest levels of student debt.
So if you're still in the midst of your college search, you may want to check out the full report from the Project on Student Debt, complete with a state-by-state interactive map. If you're planning on attending college in a high-debt state, don't panic. Just devote a bit more time to finding money for college, such as doing a thorough scholarship search.
October 28, 2008
Fewer students may have to worry about finding a new lender for their Stafford Loans next year, as more colleges are turning to federal Direct Loans for student loans. A web-based poll of college financial aid administrators at schools participating in the Federal Family Education Loan Program (FFELP) revealed that six percent of those surveyed are planning to make the switch to direct lending next year, with an additional 29 percent seriously considering it as an option. This means that Direct Loans could very likely become the leading supplier of student loans in 2009. Since direct loans are taken out from the government, rather than from a bank, the stability they provide is proving popular among student borrowers. Already, the amount of money in the direct borrowing system has grown by 50 percent this year, whereas the amount in FFELP is up only 7 percent. While most students have been able to find different lenders and continue borrowing what they need in student loans, attending college at a school that participates in direct lending can save students a bit of hassle in getting financial aid.
While a move towards direct lending means that students at participating schools won't be able to cash in on incentives banks might offer during student loan repayment in the future, these options have become scarce in the last year due to the federal subsidy cuts and credit troubles banks have faced. The disappearance of the FFELP's advantages coupled with the uncertainty and instability caused by the credit crisis will likely continue encouraging schools to turn to Direct Loans to service their Federal Stafford Loans.
October 30, 2008
Curious how colleges are weathering the recession? Wondering just how different things are now than when your parents (or even your older siblings) went to college? Reuters recently published a roundup of educational figures related to enrollment, endowments, student loans, and college costs. Many of these statistics have already shown up elsewhere in the Scholarships.com blog.
Tuition, fees, room, and board totaled $31,019 at private colleges, $16,758 for in-state students at state universities, and $24,955 for out-of-state public university students. Two-thirds of students at four-year schools received some form of grants, averaging $3,600 at public schools and $9,300 at private schools. Federal student loans have become increasingly popular since the mid-1990s, with students borrowing a total of $77 billion to pay for school in 2007. The class of 2007 carried 6 percent more debt than the class of 2006 upon graduation.
Tuition and borrowing are likely to continue to increase, as endowments have taken a hit in the stock market and state support for higher education also continues to fall. State funding covered 2/3 of public university budgets in 1998, but only covered half their budgets in 2007. Tuition also accounts for a larger percentage of college budgets. More students may also put their educational plans on hold due to increased difficulty finding money for college.
November 12, 2008
Colleges are continuing to face financial hardships due to the current global economic crisis. Endowments have shrunken by an average of 30 percent this year, primarily in the last two months. Numerous colleges and universities, both public and private, are cutting or freezing spending, and several institutions have been forced to implement hiring freezes, offer early retirement to employees, or lay off employees. Even Harvard University has announced a more conservative approach to future spending. An article appearing in the New York Times earlier this week shows some schools considering a move away from entirely need-blind admissions policies (which ignore students' ability to pay when determining who to admit) in order to ensure they receive enough tuition revenue to maintain their financial aid programs.
Meanwhile, families are in similarly rough shape. Investments are in trouble, unemployment is up, and families are having trouble getting home equity loans or other lines of credit that they may have previously used to cover tuition. 529 plans have taken a hit, as well, and student loans have also tightened credit requirements. All this means that students might face greater difficulty getting into and paying for school.
So that's the bad news. Now for some good news:
November 18, 2008
Are you considering a career in public service, such as working for the government or a non-profit organization, but more than slightly overwhelmed by the thought of repaying your student loans with an often minuscule salary? Realizing that you may actually be taking a pay cut to transition from your summer job to your "grown up" career can be demoralizing, and dealing with debt on top of that certainly doesn't help. While many noble individuals certainly make this sacrifice, perhaps you were hoping to forget where the grocery store kept its "manager's special" items after you graduated. And who can blame you? The college budget diet, and the accompanying lifestyle of cramming half a dozen people into one run-down apartment, eventually does get old. Luckily, there are forms of financial aid out there to minimize or relieve your debt and help you stretch that public servant salary a little further.
Some of the most well-known career-based assistance programs are designed for teachers. The TEACH grant contributes $4000 a year towards the tuition of students who agree to teach a high-need subject at a low-income school for four years. Other programs such as Teach for America offer teaching certification, a stipend, and assistance with student loan repayment to individuals agreeing to teach in certain schools.
Teachers and other public servants can also qualify to have their Federal Perkins Loans canceled, saving up to $16,000. Nursing students and other medical students can get in on this program, as well. The federal government also launched a public service loan repayment program a year ago that will forgive qualifying federal student loan debt for those who commit ten years to public service. In addition, a variety of government scholarships provide incentives for students in various majors to consider federal work.
An article appearing in USA Today this week also mentions some university-specific programs to help steer students towards public service careers. Harvard Law School will waive tuition for one year for students who commit to five years in government or non-profit fields, and Princeton University will provide free master's degrees to eight 2008 graduates who first put in two years in federal jobs. Tufts University is also helping its undergraduate students pay down debt or pursue graduate degrees if they commit a few years to public service work.
If you're leaning towards a career with a government agency or non-profit organization, be aware of the scholarships, grants, fellowships, internships, and loan repayment programs out there. Include a free college scholarship search in your research to find out about many of your options for funding your education and minimizing your debt.
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For women
Want to help us improve our women's services and also be in with a chance of winning £50 shopping vouchers? Complete our survey now!
Do you ❤ girls? We do! The Lesbian & Gay Foundation has a range of services for lesbian & bisexual women including:
- Bloomers - social group for older women
- Carousel - friendly social group for women of all ages
- Stepping Stones - support & social group for lesbian, bisexual & questioning women
- Create a Gift to Remember workshop Sat 12th April 2-5pm
- Build Your Own App workshop Sat 17th May 2-5pm
❤ Free monthly skills workshops
❤ Social and support groups
❤ Counselling and other wellbeing services
❤ Information and advice
❤ Befriending
❤ Sugar and Spice (our annual celebration of International Women's Day)
❤ Volunteering opportunities
❤ Safer sex info packs, free lube and dental dams
Our monthly ebulletin keeps you up-to-date with what's going on locally for lesbian and bisexual women. Click here to register to receive the e-bulletin or email firstname.lastname@example.com. View a copy of our latest bulletin here.
We also provide important information on lesbian and bisexual (LB) women's health, and campaign to ensure that LB women are provided with appropriate services from mainstream providers.
Our services for women are open to anyone who self-identifies as a woman and is lesbian, bisexual or questioning their sexual orientation. We try to make our services welcoming and accessible to all; if you have any specific access requirements please let us know and we'll try to help.
For more information about our services for women visit the other pages in this section, email firstname.lastname@example.com or call 0845 3 30 30 30.
We ❤ you
Here's a selection of the services we offer at The Lesbian & Gay Foundation for women.read more
We ❤ being healthy
The LGF provides a range of health information and resources for women.read more
We ❤ workshops
The LGF holds free monthly workshops for women around a range of topics from cupcakes to career goals. Join us to learn a new skill and make some n...read more
We ❤ groups
The LGF holds three pop-in groups specifically for women. We also hold a mixed gender Art Class.read more
Well women
The project 'Well Women' aims to improve the health and wellbeing of lesbian and bisexual women and empower them to better engage and p...read more
We ❤ volunteers
The LGF needs female volunteers to help develop and expand our women's programme.read more

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by wanderer 2005
Phoenix, Arizona
September 26, 2011
From journal wonderful history in D.C.
by ifor_gal
Chicago, Illinois
October 16, 2004
Located in the culturally rich and historically jazzy part of D.C., Ben's is one place that brings people of all colors together. Starting with their extremely thick and creamy milkshakes, the thick slices of chocolate cake, and their french fries goooing with chili and cheese, here people leave Atkins and South Beach at the door, and let all their inhibitions go. No one cares about clogged arteries or heart-attacks here.
Ben's however is aware that there are those who aren't quite the hotdog enthusiasts, so they offer veggie burgers, but really, I wouldn't even bother. Their hotdogs are the real thing.
From journal Good Eats in D.C.
by recordnerd
Washington, District of Columbia
November 21, 2003
From journal more than politics: d.c.'s capital
by Cindy Grant
Petersburg, Virginia
November 4, 2010
From journal Washington DC -Keeping Busy in the Nation's Capitol
by pluralofcow
August 19, 2004
As an added bonus, Ben's is open until 2 am every night, and 4 am on weekends. Carry-out is also available.
From journal The road less traveled in DC...


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Homepage > Fashion > Watches & Jewelry >
Advanced Heart Rate Watch- Model #: PHRM28
High-end performance at an affordable price! Exceed your fitness goals and monitor your progress with this sportswatch from Pyle. Designed for athletes of all levels, the Marathon Heart Rate Watch from Pyle has one goal in mind - a better, more fit you. The PHRM28 features USB connectivity to track your progress and help meet your goals faster! The 3D walking/running sensor calculates calories and fat burned along with distance, speed, and time. This watch also calculates your average, minimum, and maximum heart rate and the dual-purpose alarm will notify you if you're above or below your target range.
- Time with 12/24 indication
- Daily Alarm
- Chronograph
- Countdown Timer
- 40 Data Records
- Max/Avg/Min/End Heart Rate
- Wireless ECG
- Transmitter Belt
- 3 Target Zones on Different Intensity of Exercise
- Above/Below Trainings Zone
- Total Exercise Time
- Total Calories Consumption
- LED Backlight
- Energy Save Function
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Gene David Wheelbarger, 29, a loving and caring husband, daddy, son, brother, uncle, nephew and friend, died June 21, 2011. His memorial service was held Saturday at Edgepark United Methodist Church in Fort Worth, Texas.
Eleanor Langley, 84, of Benton, went to be with the Lord, June 24. She was born November 28, 1926, in Little Rock to the late Thomas and Ollie Jackson. She was preceded in death by her parents, husband, James Langley and grandsons, Tony Ray Langley and Phillip Don Hill.
Alice Isbell Moore, 90, of Benton, previously from Selmer, Tenn., passed away Sunday, June 26, at Saline Memorial Hospital in Benton. She was born on October 18, 1920, in Bethel Springs, Tenn. to the late Mark and Amelia Isbell. Mrs. Moore had retired from Brown Shoe Company in Selmer. One sister, Pauline Lewis and one grandson, Anthony Gene Moore also preceded her in death.
Mamie Wagner Glover, 76, of Gravelly, formerly of Benton, died Friday, June 24, in Benton. She was born March 7, 1935, in Nola, to Lester and Ala Mea Jones Wagner. Mamie was a member of the 1952 Fourche Valley graduating class. She worked for American Airlines, Sears, Magic Mart/ Sterling Stores before retiring from the Arkansas Department of Finance and Administration. She was a member of the Nola Church of Christ. She was preceded in death by her husband of 50 years, Billie Joe Glover, her parents, a sister and brother-in-law, Robbie and Roy Fickle, and her nephew Mark Wagner.
Evelyn Elizabeth Burks Johnson, 89, of Benton, went to be with the Lord on June 26. She was born on October 11, 1921, in Benton to the late Charlie R. Burks and Etta Elizabeth Bray Burks. She was of the Church of Christ faith. Evelyn was a licensed practical nurse, retiring from the state of California and served in the Women's Army Auxiliary Corp of the United States Army. She loved to fish and garden and take care of friends and relatives when needed.
Samuel H. "Sam" Daggett, 77, of Orange, Texas passed away Sunday, June 26, at Christus Hospital - St. Elizabeth in Beaumont, Texas.
Funeral Services will be at 10 a.m. Tuesday at Claybar Funeral Home Chapel in Orange, Texas. Officiating will be Rev. Barry Bradley, pastor of First Baptist Church. Burial will follow at Orange Forest Lawn Cemetery in West Orange, Texas.
A gathering time of family and friends to share memories will be from 5 p.m. - 8 p.m. today at the funeral home.
Although the boys from McClendon's Appliance lost two of three games last week in Omaha, Neb., a trip to the College World Series made the trip unforgettable.
During an American Legion tournament of 48 teams, coach Russell Goodwin said McClendon's was rained out Saturday but his players "did all right and had a lot of fun."
The team watched North Carolina play both Vanderbilt and Florida at TD Ameritrade Park Omaha, and "ended up on ESPN with their chests painted."
"They did well and played some great teams," he said.
Benton Sport Shop lost its last two games, 9-6 Thursday to Lakeside and 17-9 Saturday to Sheridan.
Sport Shop scored two in the first inning against Lakeside, but gave up eight in the second, which proved to be too many from which to come back. Sport Shop went on to score three in the second and one in the fourth before the run rule was called in the fifth after Lakeside scored one more in the fourth.


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Beware This Stove!
Posted by Jfs999 on 02/28/2006
RALEIGH, NORTH CAROLINA -- I recently purchased a KitchenAid professional series stove KDRP707RSS with Steam Assist from Garner TV & Appliance, in Garner NC. (At the same time, I also purchased a KitchenAid range hood and KitchenAid drawer-model dishwasher.)
The stove arrived with the oven door pushed to the far left side as far as it could go, and it was locked shut. Some components needed for installation, along with the installation instructions, were locked inside the oven. The door itself could not be moved in any direction.
I called KitchenAid and requested a replacement stove, since the stove that was shipped to me was not usable. KitchenAid Customer Service informed me that their warranty is for repair, not replacement, and placed a service call to A&E Factory Service.
I then called Garner TV & Appliance and described the problem to them and told them I wanted the stove replaced. They told me they had to send a technician out first before anything could be done. They placed a service call to Appliance Connection.
On Monday, February 20, 2006, the technician from A&E arrived at 8 AM. He worked for two hours and although he partially dismantled the stove, he could not get the oven door to budge. He gave me a service ticket when he left which clearly states that the stove is badly damaged and the oven cannot be opened. Since he specifically said he could not repair the stove, I assumed it would be replaced.
At 4 PM the same day, the technician from Appliance Connection arrived. One of my friends let him in and ended up holding parts of the stove while it was being repaired. The technician was there for 2 hours. After an hour's work, he was able to force the oven door open and then exchanged the oven lock mechanism, which he said "looked defective." After replacing the mechanism, the stove immediately locked again when it was powered on. It now displays an error code immediately after powering on and cannot be left with power because it beeps incessantly. It is actually in worse condition than before he arrived.
When he left he told me that the stove was "obviously DOA" and to give Christy at Garner TV & Appliance a call about an hour or so later to get the stove switched out.
When I called Garner TV & Appliance and asked when a replacement stove would be provided, I was told that they would not provide a replacement and that they would place another service call.
I have called KitchenAid at least a half-dozen times. When I spoke with KitchenAid, two different representatives told me that the dealer could provide a replacement stove, at the dealer's discretion.
When I repeated this to Amgad Saad, the manager at Garner TV & Appliance, he told me there was no way they were going to replace the stove. I had two choices: have it repaired, or return it for a refund less 25% restocking fee (which is $930.75). I told him I have no intention of providing their business with almost one thousand dollars with nothing in return, and that it will not be repaired. Mr Saad also told me not to call the store again regarding the stove (that is, his word is final and there is no further discussion about it).
I did not purchase a floor model, sample, scratch-and-dent model, or reconditioned unit. I paid the full retail for a brand new stove from the factory. I am not paying nearly $4,000 for a reconditioned unit, and with the 4 hours of work already done on this stove and at least 2-4 more (a modest estimate, since there is now more than one problem evident), the stove I have qualifies as a reconditioned model.
KitchenAid needs to stand behind their products. All I get from them is stonewalling and a run-around that the dealer is the one to help me, not them. KitchenAid made the product and it is obviously defective, so they should be the one to take charge of the issue and replace it.
I am mobility impaired and do not want a stove in my home that might prove to be a fire hazard. The stove is so defective upon delivery in my home that I do not want it here. I have asked both KitchenAid and the dealer to do the right thing and replace the defective unit. Neither will do so and both claim it's the fault of the other party.
I have filed a lawsuit on February 27, 2006 against Garner TV & Appliance to recover the money paid for the stove, delivery, and so forth.
KitchenAid has failed miserably to do the responsible thing and replace a stove that came through my door obviously defective. After four hours of repairs, it is in worse condition than when it arrived. I do not want a reconditioned appliance, nor one that is obviously defective, in my home, and since I paid for a new appliance (which I expect to arrive in perfect working condition), I asked KitchenAid to replace the stove.
At this point, I want a full refund of the purchase price. I do not want a replacement stove because I will not have any further interactions with Garner TV & Appliance after being told not to call them further about a defective product that they delivered to me. I have no faith that they will not do some damage to a replacement stove because of the nasty, rude, and belligerent tone taken by their store manager. I want no further interaction with them.
I will be posting my experience with KitchenAid on every Internet website that I can find that offers a forum for consumer complaints. I am also spreading the word locally about the reliability of KitchenAid products and the fact that the manufacturer refuses to stand behind their product.
I doubt that this posting or my letters of complaint will provoke either KitchenAid or Garner TV & Appliance to do the right thing at this point. However, as a consumer, I will not sit back and allow myself to be fleeced when spending four thousand dollars to buy what I thought was a premium product - and then finding out that K-Mart would have been the better source for my new stove.
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Posted by dsmith68 on 2006-03-01:
Your only course of action at this point is the suit against Garner TV & Appliance. Was this filled in Small Claims? Nothing gets quicker action from a local store than being slapped with legal action and also letters to the local media. Make sure you get lots of pictures, have them blown up and ensure you have copies for yourself and the court. Document everything clearly, especially the phone call where the owner told you to go away.
Posted by Slimjim on 2006-03-01:
Your suit should have been with Whirlpool Corp (Kitchen Aid's parent). Garner has no legal obligation to eat the cost of a stove with a replacement. That's a manufacturer's responsibility and you will lose that suit. Kitchen Aid has the discretion of repair or replacement under warranty, which specifically guarantees repair only to a customer. Your fight is strictly with Whirlpool/ Kitchen Aid over replacement. I would immediately withdraw your suit with Garner and re-file against Whirlpool if desired. Even that may be a lost cause because it appears they were willing to honor their warranty and fix the unit.
Posted by Anonymous on 2006-03-01:
Slim, I'm afraid you're wrong (again.) I have to agree with the first poster on this one. Addiditonally, I'd have refused payment on my credit card of cancelled the check as soon as this hunk of junk arrived.
Posted by Anonymous on 2006-03-01:
Maybe he should name both parties in his suit. The court can decide which is responsible. If you have a TV station there with a troubleshooter, call them. That publicity will get things hopping.
Posted by dsmith68 on 2006-03-01:
For an issue like this, I would not name both parties in his suit. Adding Whirlpool or KitchenAid would seriously effect the suit. There would be a big difference between a claim against a local company and a claim that would add a monster company located in another state. Depending on the state law, small claims might be the best place.
Posted by Anonymous on 2006-03-01:
You're right, D. But I'd have refused payment in the first place.
Posted by Slimjim on 2006-03-01:
No pirate, I'm not wrong, and if you were inthebiz, again you would know how this stuff goes. Poster, take my advice or not, it means nothing to me. I will, however, be the first to congradulate you if you come back and tell us you actually won the suit with the retailer. It's not going to happen though.
Posted by Slimjim on 2006-03-01:
Will say this though, you should have been given a new stove. DOA's usually are replaced and Garner could have done more for you. However again, it's what they have to do for you that you're fighting for.
Posted by Anonymous on 2006-03-01:
Poster, disregard Slims errant posts. I think he means well, but is too hard-headed to realize common logic. That's the trouble with public forums, even delivery guys think they have insight into legal matters.
Posted by dsmith68 on 2006-03-01:
Slim, I am not sure I understand your approach. If the customer purchased the item from Garner and it arrived DOA, then how can the customer then file suit against KitchenAid to have the item replaced? What if the customer just wanted their money back, sue KitchenAid first and then for KitchenAid to sue Garner to get the customers money? The issue is most definately between the customer and Garner at this point.
Posted by Anonymous on 2006-03-01:
Spot-on, D.
Posted by Slimjim on 2006-03-01:
The way it works dsmith is Garner is the retailer; they buy the product from KA and resell it. If a product goes bad or is bad, the manufacturer is responsible. Garner did not make the stove, so how can they assure anything outside of not damaging it themselves. For replacement KA would need to send the retailer a new one to forward to the customer, then either take the old one back to the factory or let Garner keep it to part out. If KA won't send a stove to replace the bad one, how can Garner help? Pull one out of their own stock, when it's not legally their problem? Not likely, poster stated it was almost $4000, which sounds like a commercial style unit. Garner probably made no more then $300-$500 on the sale of the thing to start with. THEY ARE NOT going to give the customer a $4000 stove "on them" when it's Kitchen Aid's responsibility by warranty to assure their own products work for the consumers as described.
Posted by Anonymous on 2006-03-01:
While your efforts seems sincere, I'm afraid they are a bit off the mark, Slim. We need facts here, not mindless speculation.
Posted by Mad Eye Moody on 2006-03-01:
Slim's right.
Posted by Anonymous on 2006-03-01:
No, I'm afraid he's not. He gets credit for a decent google, though.
Posted by dsmith68 on 2006-03-01:
I am mostly going on my own experience when something similar happened to me. My action was against the reseller and I succeeded. At the point of sale, the unit was sold by Garner, not by KA. Therefore, it is Garners responsibility to ensure the unit works. This is not a case of buyer beware. From what Silm is saying, the reseller would NEVER be held accountable for anything they sold.
Posted by Slimjim on 2006-03-01:
You're right to an extent dsmith but, here's the kicker, Kichen Aid was perfectly willing to make sure that stove worked. Customer wants a new stove. That's between them and Kitchen Aid and Garner's out of the mix. Hey pirate, why don't you back your smack up! See if Mr. Kellett has anything on his site about this for us.
Posted by Mad Eye Moody on 2006-03-01:
You're right pirate. I wouldn't know anything about this sort of thing.
Posted by Anonymous on 2006-03-01:
All I know is that if the local appliance store (which I don't own) happens to deliver a faulty or mangled product to my house, they are not leaving without it going on the truck. I'm not going to waste my time calling the manufacturer, I'm gonna grab the store manager by the lapels and make sure he brings a new unit to my house. But hey, that's me, I don't let people give me the runaround.
Posted by Slimjim on 2006-03-01:
Well clearly you know more than he does about it Maddy.
Posted by Slimjim on 2006-03-01:
And what if he doesn't pirate and has your butt thrown in jail instead? So what your saying is you really don't know and have nothing to back up your flagrant trolling. But again, that's just you.
Posted by Anonymous on 2006-03-02:
No, guess you can't comprehend what you read. If somebody delivers an obviously damaged appliance to my home, then they should be expected to haul it immediately out to the truck it came in on. What is unreasonable about that? If they refuse, I stop payment, plain and simple. That's how business works, slim, or are you new to the planet.
Posted by Anonymous on 2006-03-02:
Just a little food for thought on this subject. Keep in mind that I've never been a retailer so I am not claiming to know much. But I purchased a very expensive Canon Camcorder ($2,500) a couple of years ago from a company in another state. One of the features didn't work so I sent it back and they sent me a new one. However, some of the mail-order internet companies tell you up front that once it leaves their warehouse, any problems you have must be addressed to Canon. That's part of why they sell it so cheap. They don't have to deal with returns. As long as you know that up front, you can decide if it is worth the few dollars that you save not to have the option of returning it to the store. I don't know how appliances work, but what would the store that you bought your oven from do if they opened one for their own use/demo and it was defective? Surely they wouldn't just eat $4,000. Heck no, they would return it, I would think, so why can't they return this one for this man?
Posted by Slimjim on 2006-03-02:
I doubt that stove was in stock because of its specialty. Special order, heavy deposit in advance, payment long since cleared upon delivery. Don't you think the poster is smart enough to stop their payment if they could? Are you done being publicly schooled yet, pirate? Sheriff, these aren't cars and not demonstrators. Stores really have no idea if their floor models work before they see the field.
Posted by Anonymous on 2006-03-02:
I think the store would notice the type of damage that this person descibed.
Posted by dsmith68 on 2006-03-03:
Regardless of who was at fault. I would still file a small claims action against the local store first. It is much easier to do so and most of the time, the local store will take action when they are served.
Also, I am curious how the local store sending out a techinician to try and fix the issue effects who is responsible. Would this not show they were taking ownership by sending someone out to fix it?
Posted by Slimjim on 2006-03-03:
Not really, they are billing Kitchen Aid for the service call(s) under warranty.
Posted by Anonymous on 2006-03-03:
Doubtful. At the point the store is assuming liability for the damaged product and in the court's eyes will have to make good with a smililar or better unit.
Posted by Anonymous on 2006-03-03:
BTW, no consumer in their right mind, despite the type of "specialty order" is going to pay in full BEFORE delivery. A deposit may be in order (though I've never heard of such) but certainly a consumer should hold back the majority of the fee, just for such cases as this. That way if a damaged unit is delivered, they won't have to dispute the charge/exchange with an uninformed former appliance store salesman like Slim.
Posted by Mad Eye Moody on 2006-03-03:
You want to know why I said Slim was right...that going after the manufacturer is 'right'? Look at it from the point of view of the lawyer. Most lawyers will go after BOTH parties...but they'll always find a reason to go after the big company first and foremost...any guesses as to why? Here's a hint. If $$$ = 'Small retailer', and $$$$$$$ = 'manufacturer' then who does ( * ) 'the lawyer' want to try to get settlement offers from?
Posted by Slimjim on 2006-03-03:
What really could you sue for here Mad eye outside replacement? Pirate has never heard of taking a deposit on a high ticket, special order item?! Well I think that should about wrap it up here.
Posted by Anonymous on 2006-03-05:
Guess you've just done business in a lower class part of town than I ever did, Slumjim. Our slogan was "A handshake is all it takes." We had a smalltown appliance store, as well as one "superstore," which we were part owners in. We sold a to a variety of clients, but I can't recall ever having one balk at payment, once the unit was delivered and setup. We had a few clients whom we had to work with on credit, but it was in our best interest to get the products into the consumers home. None of our technicians would ever think of leaving a damaged unit and say to the consumer, "Well, you're screwed, better call GE, we're outta here." Guess that's why we were successful and your little store went down the drain. But look at the bright side, now you get to answer the "trouble line" at the applinace phone bank all day, while posting drivel and trolling here all day looking for man-dates. Life just doesn't get any better for you, now does it.
Posted by Slimjim on 2006-03-05:
"Super Stores"? You're saying you owned part of publicly held company's like Circuit City, AND at the same time, a competative Mom and Pop huh. More lies from the troll. I own some Intel shares, does that qualify in your book as owning part of them? ROFL.
Posted by Anonymous on 2006-03-05:
"super-store" well, that's what we called it when we partnered with a major supplier. Whatever half-wit. I don't feel the need to prove anything to a dope like you.
Posted by Slimjim on 2006-03-05:
Partnered with a major supplier, you mean like GE?? Hmm, isn'that what all retailers have to do to get product?
Posted by Anonymous on 2006-03-06:
maybe in tinytown USA where you live.
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Buyer Beware - KitchenAid Appliances
Posted by Ghudson276 on 09/10/2006
MATHEWS, ALABAMA -- We have a Superba Architect that is less than 5 years old and I'm now in the middle of my second repair issue. First, my thru-the-door ice maker went out. Turns out it was due to the wires in the harness [which is located at the bottom of the door under the hinge] breaking. The repairman explained that Kitchenaid was aware of this over 2 years ago - the harness was strapped into place with a plastic tie and the tie made the harness (wires) bend hard in the same spot each time the freezer door was open. The fix was to splice the wires and cost over $100. The repairman said I was lucky because a lot of them were breaking inside the door which required a full door replacement in excess of $500. I was appalled that KitchenAid did not alert consumers that the prevention was to simply cut this tie with a pair of household scissors. Its only purpose had been to keep the harness hidden under the door. I wrote them concerning this and got no results. Now on to my second issue. The refrigerator stopped cooling and the freezer was only cold in the very bottom. Turns out it's the computer board that's gone out. It should tell the fan to circulate the cold air but won't. It will cost over $400.
We have a side-by-side refrigerator [GE] that we bought 16 years ago and has not had a single repair issue. It cost under $900. This KitchenAid cost over $2,300 and has been the worst purchase I've ever made. Proof, I guess, that you don't always get what you pay for.
Stay away from KitchenAid. None of these universal problems posted by so many people are covered under warranty.
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Posted by DebtorBasher on 2006-09-10:
Sounds like factory defects and the should alert the customers and fix the problem for them...without charge.
Posted by Anonymous on 2006-09-10:
That's a shame to because Kitchen Aid used to be one of the higher quality appliances on the market. Thanks for the post and the information.
Posted by Anonymous on 2006-09-11:
This isn't good news.
Posted by Mad In Texas on 2006-09-15:
Today I was considering buying a Kitchen Aid frig. (don't know which one yet tho, model, style etc.) because it doesn't come in under the Maytag umberella.... however, since Whirlpool owns Maytag, and Kitchen Aid is made by Whirlpool, does that mean that it is going to be the same ole, same ole (run around) with Whirlpool, like it is with Maytag, should something go wrong with the KA frig.???
OMG !!! I was told by the appliance store I"ll be buying from, that : "with all the different brands we sell, Kitchen Aid is the one that we have the least problems with, Kitchen Aid is a really good product".
When I go in and read about most all the other brands, they all seem to have tons of complaints against them. How does one go about making a decision as to what to buy?
Posted by ghudson276 on 2006-09-16:
I made this original post. I think that if you are absolutey hooked on a KitchenAid/Whirlpool line product, just make certain that you buy the additional warranty. The repairman made the comment that he'd choose their line over the others (who knows?) and he felt they responded beter to customers than any other companies but only if the product was just a year or two old. I'm sorry but for products in excess of $2,000, I expect customer service to run a little longer than a couple of years. Bottom line, if you expect that too - buy the additional warranty.
Posted by Anonymous on 2006-09-27:
I only own a kitchenaid mixer... and that sucker is indestructable. I love it... I'm sorry for your pains with them, but at least the mixer is awesome! :)
Posted by MAXT on 2006-11-22:
Unfortunately, I have not been so lucky!! Had my ice/water dispenser repaired three times already for this problem with the door wiring. Each time the wiring has been fused together, so it works for a little while until we open the door again!! Now the technician is telling me that it can no longer be repaired because there is no more excess wiring! The only way to fix the problem is to replace the door for approximately $1500 at my expense...I paid $2200 for the fridge in 2001. I think because this is a design flaw, the manufacturer should own up to their mistake and repair it at their cost. Spoke with Kitchenaid Customer service...that was a joke...flat out no we can't help you...the service agent I spoke to wouldn't even pass my call on to anyone else. Apparently, she has the final say after listening to my concern for 5 minutes!! Anyone have any suggestions on where I can take my complaint from here? And I won't even get started on the 'lemon' Kitchenaid dishwasher I have!!
Posted by Eastin on 2007-06-16:
Read my review on KitchenAid. Their service is non exsistant along with the companies they ask to service your appliance. Whirlpool's moto...""Whirlpool's code of ethics requires each of us to act responsibly and maintain the highest levels of personal, business, and legal conduct. That means walking away from a business agreement rather than violating the law or compromising our standards. We are ever mindful that there is no right way to do a wrong thing." They must not include their customers in that
Posted by ghudson276 on 2007-06-16:
Back again - just to let you know that I spoke with a man whose wife received an electrical shock when opening the door with the faulty wiring. He passed this along to customer service and asked who would be responsible for an electrocution of one of his family members if he could not afford a new door. KitchenAid was more than happy to replace the door. If mine goes out again, I'll certainly use this argument along with who pays if it causes a fire? Keep in mind too that the broken harness is within reach of any kid and especially those who are still crawling. It's a shame that it takes the possibility of a major loss to get them to do the right thing - but it seems that's what it takes these days.
Posted by Carolyn on 2013-08-26:
bought our kitchenaid side by side in 2002 and have had 3 repairs on the wiring for the ice dispenser. Now, it is out again. We were told at the last repair there is no extra wiring to splice - so either a new door or a new refrig. Unbelievable there is no recall for this. NEVER ANOTHER KITCHENAID ANYTHING FOR ME. So frustrating.
Posted by Colette in Simi Valley on 2013-10-10:
I have a Kitchen Aid Superba Side by Side. It is just turning 10 yrs old. It has been junk. I've had to have the ice maker repaired/replaced 3 times and it still has issues. The fridge door hinge went bad and somehow caused the interior to heat up to 80 degrees. Yesterday the freezer stopped freezing and this morning the refrigerator was warm. I'm done with with it.
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Kitchen Aid Refrigerator Quality Issues & Company Refuses to Acknowledge
Posted by Skmidgett on 03/06/2007
DEVON, PENNSYLVANIA -- When I remodelled my kitchen I bought Kitchen Aid major appliances because I perceived them to be high quality, however I have since found that THE QUALITY IS AWFUL AND THE COMPANY WILL NOT RESOLVE COMPLAINTS ABOUT FACTORY DEFECTS!
The molded plastic door liner of the refrigerator has developed cracks. The stainless steel skin of the freezer door has sunken in as a result of air pockets in the foam filler. The microwave oven clock LED has burn out digits.
I wrote a letter to the President of the company and he had a customer service minion call me to tell me that they will do nothing to help because the 1 year warranty has expired. What a pathetic reply from a pathetic company.
So if you want quality appliances, do not buy Whirlpool or Kitchen Aid Products.
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Posted by Slimjim on 2007-03-06:
Well writing a letter about a service issue to the president of a corporation like K/A really should not surprise you it was handed off to those paid to handle them. Exactly how old are the products?
Posted by Anonymous on 2007-03-06:
I read this before some where?
Posted by NeveragainAmazon on 2007-03-06:
I am astounded, to say the least! I am in the process of having my kitchen remodeled and I ordered all Kitchen Aid
appliances! I will take my chances!
Posted by ROJO456 on 2007-11-09:
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$6000 Refrigerator Unrepairable
Posted by Kathy.branch on 03/08/2014
USA, WASHINGTON -- I purchased this high end refrigerator in 2008 for my new home...along with $10,000 additional dollars worth of Kitchenaid appliances. It stopped working on January 11,2014. The local authorized dealer and repair sent the circuit board back twice to be rebuilt. I am told that this board cannot be repaired and I can wait until 2020 (that's right!!!!) for a new one or I can accept a pro rated exchange; the details of which I am still waiting to hear. In the last month I have spent endless time on hold for various departments to help with this problem. Please tell me what the lifespan of such an expensive appliance should be. I would like to know if this company expects consumers to send all these huge refrigerators to the landfill every 6 years...and how will we afford new ones?
This is a huge disappointment and I still do not have a refrigerator after 2 MONTHS!!!!!
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Kitchen Aid Double Overn Kems308sss04
Posted by Mikejola2000 on 02/23/2014
Kitchen Aid double oven, which I paid dearly for is reporting fe20 error. This is ridiculous, the oven is only 3 years old and should be broken, it's not like we're abusing it. My wife is the only one who cooks with it and this it total bullshit. The oven was 3k when I purchased it so it was not like it was a discount oven. I will not recommend any Kitchen Aid products and I would not purchase from them if I were you.
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Oven Temperature Adjustment Requires Complete Reset
Posted by Jscatchell on 01/27/2014
When reducing an achieved temperature resetting the new temperature causes. uses the temp to drop precipitously and the over goes into pre-heating mode. This turns on the broiler element which can (and did) burn the item being cooked. According to Kitchen Aid,..."the only way to change the temperature is to cancel the current co{king cycle and restart with new desired temperature. That process would be normal." This is the response even after I told them about the pre-heating so I guess they are OK with it. (My Thanksgiving turkey wasn't too happy.)
Other issues with the oven are how long it takes to get up to temperature in the first place and how it can drop 50 degrees when you simply turn it off to reset the temperature, as instructed, when the door was not even open. Perhaps this is "normal" too. In one case the temperature never returned to the reset and lower temperature.
The dysfunctional oven was only surpassed by the poor customer response which took over 3 weeks.
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Wall Oven Broke Cooking Thanksgiving and Christmas Meal
Posted by Kadoig on 01/25/2014
GREENVILLE, SOUTH CAROLINA -- We bought a Kitchen Aid wall oven ($1,800) last April. Had it installed in June. Was cooking Thanksgiving meal and the oven went off only after an hour and a half cooking time. Ended up having to take everyone out to eat as I couldn't finish cooking the turkey (24lb) and rest of meal. They came out and said it was a loose wire even thought the digital read out said it was the relay board. Thinking the oven was fixed I started cooking the Christmas meal only to have the same thing happen. How frustrating. It took a serviceman a week to get here and then he said it was the relay board and they would have to replace it. It came in and when the serviceman came out he found out the wrong color board had been ordered and that was almost 3 wks ago and we haven't heard a thing from anyone. I am so disappointed in the service and the function of this oven.
I will never buy another Kitchen Aid product. I have several in my home and they used to be very good and have a good reputation but not anymore. This problems has caused a lot of money and frustration to say the least.
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Kitchen Aid Double Oven (KEBS277BSS) Does NOT Work
Posted by Nasrallahstrick on 12/19/2013
OCEANSIDE, CALIFORNIA -- I purchased a Kitchen Aid double oven online from a Sears outlet in Oceanside, CA in September 2013 (I am writing this in December). I have had technicians out to my house 6 times now (i have wasted 24 hours of my time).
They have replaced the same part two times and the same thing happens every time. The lower oven has only worked correctly once other wise the food comes out burnt in a fraction of the time the recipe calls for. The upper oven does not bake the food, the food tends to comes out raw. When I contact Kitchen Aid they do not care that their product does not work and refuse to replace it. They also will not allow me to post my review.
When contacting Sears they keep giving me the run around.
The only thing this oven is good for is being a towel holder. I don't think a working oven is [too] much to ask for.
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KitchenAid KEBS277BSS does Not Work
Posted by Nasrallahstrick on 11/26/2013
SAN LEANDRO, CALIFORNIA -- I bought this KitchenAid product in September and it has NOT worked since it was installed. I had a professional install it and tried to bake with it and it did NOT bake my dish. This product was purchased from a Sears Outlet store. The first time I had the technician come out he said nothing was wrong with the product. After I discovered the issue, I have had technicians come out 3 other times and I have another appointment scheduled for after Thanksgiving. When speaking to the KitchenAid and Sears Customer service and asking them to replace this oven they stated that they will NOT replace the product no matter how many times they come out to fix it. I was explaining what was going on with the upper oven and the lady on the phone said that it was a simple calibration problem that I can do myself and if they someone come out they would charge me (after I have had a technician out 4 times). I calibrated the oven and the temperature still drops about 30 degrees. Sears has already replaced the control panel and has ordered some more parts for the lower oven. Currently, my upper oven does not bake things thoroughly and my lower oven burns everything in a quarter of the time it takes to bake the dish. Example I baked cupcakes and they were in the oven 2 minutes and were burnt. I DO NOT recommend this product or any KitchenAid product. KitchenAid DOES NOT stand behind their product.
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Bad Kitchenaid Basket
Posted by Jagdip403 on 11/25/2013
FORT WAYNE, INDIANA -- I bought a new Kitchenaid dishwasher 8 months ago. I live alone and run this once a week, tops. The utensil basket has broken on the bottom in three different places already. I called Kitchenaid because the machine has a one year warranty. I was told that the basket breaking was cosmetic and they wouldn't warranty it. How can this be cosmetic? If it breaks much more, the utensils will fall right through the bottom! I refused to pay for a new one and told the customer service clerk to get her supervisor on the line because this is ridiculous. 43 minutes and much arguing later, they said that a replacement would be sent to me free of charge. I was also told it might be the same color as the one that I have or it might not and that the lid isn't included. What a joke. The kicker is that they tried to sell me an extended warranty before I got off the phone. If they won't stand behind their products under manufacturer's warranty, what makes them think that I'm stupid enough to buy an extended warranty? I think I'll try putting the utensil basket on the top rack and see if it breaks there. If it's just a heat issue, being up there will keep it away from the element. It's a shame companies make stuff so cheap. My old dishwasher lasted for 17 years and the basket didn't break anywhere. Thank goodness I kept it. At least I will have something to put utensils in when the replacement part breaks.
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text:
New K450m Ndola Zambian Breweries Plc Brewery Officially Opened
24 May 2013
NDOLA May 24, 2013
Zambian Breweries Plc has officially opened its new One million hectolitre plant at its Ndola Brewery this morning.
His Honour the Republican Vice President, Dr Guy Scott, was on hand to open the brewery together with the SABMiller Africa Managing Director, Mr. Mark Bowman.
Dr. Scott commended Zambian Breweries Plc for showing confidence in the people of Zambia and the PF government by investing colossal sums of money into project.
"My Government, the PF Government, is in a hurry to develop this country and deliver social services to our people but to do this we need our private sector partners to invest and grow their businesses so that they can create more job opportunities for our people, especially the youths," Dr Scott has said.
SABMiller Africa Managing Director, Mr. Mark Bowman said his company was proud of the investment it had made in Zambia over the last two years which, in additional to the $90million invested in the Ndola Brewery, includes the $5million that was put into the new Chibuku Plant in Kitwe.
"Seven months ago, I was here to witness the commissioning of our new National Breweries Plc Chibuku plant in Kitwe, so you can imagine my great joy to be back here to witness the official opening of the One million hectoliter plant in Ndola. This is a very exciting season for all of us in SABMiller, and it clearly demonstrates our confidence in the growth story of Zambia." Mr. Bowman said.
Copperbelt Minister, Honourable Mwenya Musenge who also present at the function said as the provincial minister he was happy to see that the continuous commitment by Zambian Breweries Plc has resulted in improved productivity, acquisition of superior technology and indeed production of quality beverages that our citizens continue to enjoy.
With staffing levels of over 1000, Zambian Breweries Plc stands as the country's largest beverage company and is a major contributor to economic development and GDP growth through tax remittance and employment creation in its value chain.
The company received diamond awards as the best non-alcoholic beverage company and as producer of best alcoholic beverages in annual PMR Africa annual survey. It won two additional Diamond awards in the categories "companies/institutions doing most to demonstrate exceptional managerial and corporate governance qualities" and "Zambia's overall favorite brands" where Mosi lager was the obvious win.
Released by the Corporate Affairs Office
For further details, please contact:
Mrs. Yuyo Nachali-Kambikambi
Corporate Affairs Manager
Mobile: +260 96 1 776154
Office: +260 21 1 246572/244180
Email: firstname.lastname@example.com
This is a SABMiller subsidiary news release, it was first published in its local market on 24/05/2013.


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(Click for video linked to a searchable transcript of this Mad Money segment)
Get ready for a big week. Cramer thinks the sustainability of the rally is about to be put to the test.
As investors are catapulted into the thick of earnings season, Cramer expects Wall Street to pore over each metric looking for the data to either confirm or deny the latest advance.
There's a lot coming. What should you be watching?
Following are the earnings reports as well as economic releases and other catalysts that Jim Cramer thinks could move markets.
Cramer will have banks front and center on Monday morning. "Citigroup reports and this is a real tough one because Citigroup is a global bank with huge exposure to markets that are most in turmoil, the emerging markets. I'm expecting strength in the United States but it may not be enough for Citi to overcome weakness from overseas," Cramer said.
Also Cramer thinks China will influence trading especially Monday morning. "A bunch of important numbers are coming out of China on Sunday night," Cramer said, and they could spook the Street. "I expect the Chinese to take growth down again. It feels like there's no stopping this snowball these days. Be prepared; it could be bad."
Consumer staples takes center stage Tuesday with earnings from Coca Cola. "People are looking for a global soft goods play that doesn't need an economic wind at its back," Cramer said. "I think Coke is it, however, the strong dollar could present a problem."
Also banks will come back into the spotlight with earnings from Goldman Sachs. "I think Goldman excels in times of turmoil," Cramer said. "Plus, the IPO market's been terrific. And remember, Goldman is the kind of bank that doesn't need housing to be strong going forward."
Health care comes into focus with earnings from Johnson & Johnson. "I'd like to see the company shed the weaker divisions but I'm not complaining—I bet we get a good number," Cramer said.
On top of all that, Internet will also come into play with earnings from Yahoo. "I can only hope Yahoo goes down so I can buy it, but I don't think that will happen," Cramer said
Again, banks come back into focus, Wednesday. "Bank of America releases earnings and boy do I worry about this one," Cramer said. "We also hear from US Bancorp, which I think has too much mortgage exposure. Although I believe the time will ultimately come when this bank will make a fortune, I don't think that time is now."
Technology also will command Cramer's attention with earnings from IBM. "The only thing I can say that will make this quarter less problematic is that nobody's expecting much from it. And although IBM delivered a shortfall last quarter I don't think that will be repeated," Cramer said.
"Also, the market hears from Intel and Xilinx," Cramer explained. "Unless Intel announced that it's taking Samsung's Apple business—which I don't see happening—then the better play will be Xilinx. Telecom spending is back and that's fabulous for this terrific company."
On top of all that Cramer says there's some must-see TV on Wednesday. "Fed Chief Ben Bernanke will be speaking to the House of Representatives and I'll be glued to my set. Bernanke has to stay the easy course, but not so easy as for us to think that the economy has really been hurt by the sudden run up in rates. What a tough testimony, but he's up to it."
Read More from Mad Money with Jim Cramer
Celebrate or Fear All-Time High?
Cramer: Pros Make Bundle Doing This
Cramer: Don't Own Wrong Dollar Store
Transportation rolls into view Thursday with results from Union Pacific. "Can my favorite railroad deliver after the UPS warning and the decline in coal? Why not? The company said it does well at 2 to 2.5% GDP growth and that's what we have. I hope UNP comes down in advance because it could be the trade of the week."
Health care also comes around again. "UnitedHealth reports and I think everything's coming up roses for this Dow stock. I bet that we get another terrific quarter from them."
Telecom is also worth watching with Verizon reporting results. "I'm not inclined to buy it up here—I'm more of a seller," Cramer said.
Technology also comes around again. "Google reports after the close, and all I can say is this one better be great. The good news is I think that Google's actually up to the hype. It isn't that expensive, it's the de facto web play because of its search dominance, and it has so many irons in the fire that I think the price targets go up," Cramer said.
"Also we hear from Microsoft. Ahead of the big launches for the new Windows and the new XBox, I bet analysts upgrade this one."
The industrials will have Cramer's attention with earnings from General Electric. "My charitable trust owns this one and it's been a headache for me. I want to hear perhaps too much: a dividend boost, a bigger buyback, a confident oil and gas story, and a sense that the company's in charge, not that it's buffeted by economic headwinds. If that doesn't happen, I bet the stock falls to $22 and I'm going to have to throw up my hands and say the trust should own it no more."
Also energy comes into focus with results from Schlumberger. "Schlumberger is more levered to the higher price of crude than the lower price of nat gas drilling, and I think that this one's terrific to own for the long-term," Cramer said.
Call Cramer: 1-800-743-CNBC
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|Kristen Kuhlman
Courtesy: CMU Athletic Communications
Release: 04/22/2014
2014- [Game-by-Game] Went 3-for-4 with one RBI, a double and a stolen base in a 6-0 win over Drake (2/8) ... pitched 5.0 innings for the 6-5 win against Oakland with one strike out (4/9)
2013- [Game-by-Game]: Named MAC West Pitcher of the Week (3/5)...made 12 appearances in the circle...recorded four wins and a save this season...struck out 12 batters in 22 innings...made three appearances as a base runner...has scored three runs and 2-2 on steal attempts...gave up only two hits and one run in 3.1 innings against St. Joseph's (3/1)...earned a save against Stephen F. Austin after giving up no hits in 2.0 innings (3/3)...held Northern Illinois to two hits and struck out two (4/12).
2012 — [Game-by-Game]: Collected her first collegiate hit against Fordham (3/10) ... earned her first collegiate win against USC Upstate (3/11) pitching 3.2 innings and striking out three ... collected a save against Bowling Green (4/15) ... pitched 23.2 innings during her freshman campaign allowing five earned runs on 22 hits, finishing with a 1.48 ERA ... finished the year with a 2-0 record.
High School — Named honorable mention all-state in 2010 … earned first-team all-conference honors along with all-district and all-region honors in 2009 and 2010 … named team MVP on two occasions … led team to three conference and district titles … plays summer ball for the Portage Hurricanes and coach Bernie Christopher … earned four letters in softball and three each in volleyball and basketball.


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coffee and cream for two
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Mary Urquhart, Ph.D. School of Natural Sciences and Mathematics
Assistant Professor
A leading advocate of students and space research, Dr. Urquhart is dedicated to finding innovative ways to bring meaningful space science and physics into K-12 classrooms.
For more than a decade, she has mentored science students and conducted teacher workshops. As a planetary scientist specializing in the moon and Mars, she recently created a state-of-the-art lunar thermal model helpful in deriving surface properties from temperatures during the long, lunar night. The model could help NASA's efforts to avoid rocks and other hazards for future landers on our moon.
Meanwhile, she continues to study the mental models of students and teachers that impact the learning of astronomy and physics, and other questions that impact both students and science. Dr. Urquhart is the co-director of UTeach Dallas, a teacher certification program designed to shape some of the university's outstanding science, mathematics, and technology students of today into talented teachers of tomorrow. She is also serves as the co-lead for Education and Public Outreach on the joint NASA/Air Force/UT Dallas CINDI mission, exploring Earth's space weather environment.
Urquhart received her Ph.D. in astrophysical planetary and atmospheric sciences from the University of Colorado at Boulder.
News Coverage
PlanetaryScientist Named to NASA Mars Education Panel
Planetary Scientist to Discuss Understanding Scale in Solar System
Change in Pluto's Status Opens Door to Teach Students Scientific Study
Updated: December 17, 2008


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The Samsung Mythic's 3.3-inch full touchscreen features Samsung's TouchWiz user interface, which allows users to simply drag and drop widgets for their favorite and most commonly used features and functions on the phone's home screen.
The phone offers one-touch access to features including AT&T Mobile TV and social networking sites such as Facebook and MySpace, the company said.
AT&T Mobile TV subscribers can access full-length simulcast and time-shifted programming from FLO TV, including content CBS Mobile, CNBC, CNN Mobile, COMEDY CENTRAL, ESPN Mobile TV, FOX Mobile, FOX News, MSNBC, MTV, NBC 2Go, Nickelodeon and the movie channel Crackle.
The Samsung Mythic is available for US$199.99 after mail-in rebate, and the AT&T Mobile TV is now available for US$9.99 per month.
- China flat panel display industry outlook, 2013-2016
This Digitimes Research Special Report outlines and analyzes the key trends and players that are influencing the continued development of China large-size and small-to medium size TFT LCD panel industry, while providing related growth forecasts for the industry through 2016.
- TD-LTE market developments and forecast, 2014-2016
TD-LTE has become the mainstream global choice for the construction of 4G asymmetric frequency spectrum networks. This Digitimes Research Special Report examines the current global status of TD-LTE, and forecasts developments in the TD-LTE supply chain in China and worldwide through 2016.


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Basic Chores, Premium Products
Chores like raking leaves and cleaning the garage are easy to ignore weekend after weekend, but when it comes to maintaining your 4x4 a reluctance to get the job done can have catastrophic effects. Jobs such as changing the engine oil and transmission fluid are ever-important steps in keeping your 4x4 in excellent running condition and are often overlooked or delegated to the quickie-lube station that may use inferior products. Use of inferior products can extend beyond the quickie-lube station as well. It's pretty easy to be tempted by whatever oil is on sale at the auto parts store, but be aware you typically get what you pay for and your engine will reflect the purchase.
With nearly 160,000 miles on the 4.0L I-6 in our Cherokee, we wanted motor oil able to withstand fairly severe conditions. We even considered switching to a high-mileage motor oil, which is usually offered in higher viscosity and includes special additives to slow oil burn-off. Instead, we decided to reach all the way to the top shelf and fill the engine with the new, full-synthetic Pennzoil Platinum, which is said to offer superior antiwear protection and consistent engine performance.
Pennzoil Platinum is a full-synthetic motor oil available in 5W-20, 5W-30, 10W-30, 5W-40 Euro, and 5W-30 Euro. We chose the higher-viscosity 10W-30 to address our high-mileage needs, but newer, lower-mileage vehicles can get away with the 5W-30. 5W-30 is also advised in colder climes since it will flow better in colder temperatures. If you're unsure what oil viscosity to use in your vehicle, you should first check with the vehicle's manufacturer to see what it recommends. In any case, 10W-30 is pretty darn close to a one-size-fits-all oil, so it should suffice in most engines.


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The location of Villa Rainer is in a beautiful, secluded spot on the Finnish archipelago, right on the water's edge. The views are amazing. When we checked in, we were given W1, the best room. The room was comfortable, individual and you really felt a guest in someone's home. There was a private shower and WC - it seems some... More
- Official Description (provided by the hotel):
- Villa Rainer, a small privately owned and family driven hotel offers 8 individually decorated guest rooms and nicely located guest house Ainola. We are open around the year for prebooked groups. During the summer season we serve travelers discovering our beautiful archipelago by car, bicycle, motorbike, sailing yacht or motor boat. Our restaurant serves breakfast and dinner every day and also lunch on Sundays during the summer season. ... more less
- Reservation Options:
- TripAdvisor is proud to partner with Booking.com and Priceline so you can book your Villa Rainer reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.


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Design by Andreas Krapf
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Organic Geochemistry
The International Journal for the Rapid Publication of Current Research in Organic Geochemistry and Biogeochemistry
The Official Journal of the European Association of Organic Geochemists
Organic Geochemistry serves as the only dedicated medium for the publication of peer-reviewed research on all phases of geochemistry in which organic compounds play a major role. The Editors welcome contributions covering a wide spectrum of subjects in the geosciences broadly based on organic chemistry (including molecular and isotopic geochemistry), and involving geology, biogeochemistry, environmental geochemistry, chemical oceanography and hydrology.
The scope of the journal includes research involving petroleum (including natural gas), coal, organic matter in the aqueous environment and recent sediments, organic-rich rocks and soils and the role of organics in the geochemical cycling of the elements.
Sedimentological, paleontological and organic petrographic studies will also be considered for publication, provided that they are geochemically oriented. Papers cover the full range of research activities in organic geochemistry, and include comprehensive review articles, technical communications, discussion/reply correspondence and short technical notes. Peer-reviews organised through two Chief Editors and a staff of Associate Editors, are conducted by well known, respected scientists from academia, government and industry. The journal also publishes reviews of books, announcements of important conferences and meetings and other matters of direct interest to the organic geochemical community.
Editors-in-Chief: J.R. Maxwell, L.R. Snowdon
View full editorial board


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Spring Garden completed a sweep of its Class 1A, Area 13 volleyball opponents on Tuesday of last week with a victory over visiting Collinsville. As Area 13 champion, Spring Garden will host the area tournament on October 21.
"I thought we started out pretty good," Spring Garden coach Ben Carroll said of the Collinsville match. "We jumped on them pretty quick, won set one 25-12, won set two 25-15 and I was pleased with that. Then, I think we got a little relaxed going into set three, momentum shifted kind of early. (We) couldn't get it back on our side, lost set three 25-22. We picked it back up, won set four 25-12."
Madison Sides had a big night for Spring Garden with 13 kills and nine digs. Motes recorded nine kills. Smith and Emory Reedy each had seven kills. Reedy added six service aces. Darby Bryant finished with 12 assists, 10 digs and two aces. McKenzie Micha had 10 assists. Maddie Micha had eight digs and four aces. Rachel Scott served six aces and Hayley Williams made six digs.
"Overall, I thought we played pretty good. They just can't get relaxed. Just because you won the first two, it isn't over," Carroll cautioned.
The coach said his players were pleased to be able to play at home in the area tournament but not overly excited by winning the area. They have higher aspirations.
In the JCA match, Cronan dished out nine assists. Bryant made nine assists and eight digs. Motes had 10 kills and 12 aces. Maddie Micha served six aces and added three kills. Smith had four aces and three kills. Sides had five kills and Reedy contributed three aces.
The Panthers take on host Donoho and Oxford Thursday in Anniston then play in the West End tournament Saturday. Spring Garden meets Piedmont at 9 a.m. in its first pool play match. The Panthers take on Geraldine at noon and intra-county rival Sand Rock at 1 p.m.


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Challenges We Solve
TNS provides innovative employee and customer survey solutions to your organization's challenges.
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Insights Blog
Read our HR blog for the latest HR and Engagement tips and advice.
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TNS CEO Mike Schroeder speaks on brand ambassadors and employer branding


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The Estes Park Museum is located at 200 Fourth Street. The Museum presents exhibits and programs detailing the Estes Park area's history from the Ice Age to today.
The Historic Fall River Hydroplant is located at 1754 Fish Hatchery Road. Built by F. O. Stanley to power his famous Stanley Hotel in 1909, it is open to the public as an interpretive center.
The Knoll-Willows Open Space is located behind Town Hall and the Estes Valley Public Library. A turn-of-the-twentieth-century cabin and structural ruins are accessible year-round to hikers.
The Estes Park Museum, founded in 1962, is a division of the Community Services Department of the Town of Estes Park. The Museum collects, interprets and preserves local history, as well as presents exhibits, programs and events, for the education and benefit of residents and visitors of all ages.
Walking Tour of Estes Park Historic Sites
Senior Center and Museum Master Plan
Estes Park Museum
200 Fourth Street
Estes Park, CO 80517


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Rich in colourful traditions, Terézváros is the heart of Budapest. In the last 225 years, our district has written its name in the history of the country and the capital.
Pest-Buda was practically the "capital" of Hungary from 1849, a fact that significantly influenced the development of Terézváros. Since 1877, the Sugárút
(Avenue), later Andrássy Road, has been the pride of the city, the centre not only of the district but of the whole city, by now part of the world heritage. By the end of the 19th century, the characteristic palaces of Andrássy Road, the squares breaking up the road had been built, as well as the upper middle class villas with front gardens along the road near the Városliget and in the nearby streets.
By the turn of the 19th and 20th centuries, the "Broadway of Pest", a quarter of theatres and nightclubs had come into being in the neighbourhood of Jókai Street and the Opera, further expanding and growing richer between the world wars. Even today, the district is the cultural centre of the the capital, not only on account of its many theatres and the Opera House, but also thanks to its museums and other cultural institutions. (from http://22.214.171.124/en/onkormanyzat_polgarmester.php?id=4)
Towards most interesting buildings in the district there are :
- Former Parisiana Cabaret, Paulay Ede utca 35 (22) – Béla Lajta (1908)
- Dwelling house Napoleon Court, Hajós utca 25 (23) – Gzula Fodor (1905)
- The former Parisian Department Store, Andrássy út 39 (24) – Gusztáv Petschacher, Zsigmond Sziklai (1909)
- Dwelling house, Liszt tér 2 (25) – Emil Vidor (1905)
- Music Academy, Liszt tér 8 (26) – Kálmán Giergl, Flóris Korb (1904-1908)
- Ernst Museum and swelling house, Nagymező utca 8 (27) – Gyula Fodor (1912)
- Dwelling house, Eötvös utca 29 (28) – Béla Málnai, Gzula Haász (1911)
- Dwelling house, Eötvös utca 38 (29) – Ákos Márton (1905)
- Former Main District State Grammar School, Munkácsy M. utca 26-32 (30) – Albert Kálmán Körössy (1906-1908)
- Dwelling house, Munkácsy M. utca 23 (31) – Albert Kálmán Körössy (1904)
- Dwelling house, Szondi utca 75 (32) – Albert Kálmán Körössy (1906)
- Dwelling house, Aradi utca 57 (33) – Sándor and Béla Löffler (1908)
- Villa, Dósza Gz. 100 (34) – Imre Benes (1903)
- Former luxury apartment block, Bajza utca 42 (35) – Zoltán Bálint, Lajos Jámbar (1902)
- Former Schanzer villa, Andrássy út 101 (36) – Frigyes Spiegel (1908)
- Villa, Városligeti fasor 24 (37) – Emil Vidor (1902)
Full gallery follows !Invalid Displayed Gallery


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