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A survey late last year by Experian, the global information services company, highlighted how small and medium sized enterprises (SMEs) are heavily dependent on directors using their personal funds to finance their companies. The personal funds are raised from mortgages, credit cards and current and savings accounts.
Nearly half of the directors admitting to funding their own businesses used the funds to set up their business, over a third to buy new equipment or premises and the rest to pay off debt or suppliers.
I have seen directors become ever more resourceful in finding ways to fund their businesses and raising personal money is often easier than securing business funding.
Unfortunately, however, what directors nearly always forget is that when they invest their own money in their company they should take some form of security, usually a floating charge debenture, over the assets of the company. By doing this they ensure that if things do go wrong they stand a much better chance of getting their money back than if no security is held.
A director's debenture is very easy to put in place and costs a few hundred pounds. As the Experian survey highlighted, almost a third of directors investing funds did so by using a personal mortgage. Therefore, if things do not work out they may not only loss their company but also their home.
My advice is that every director who is investing personal money into their company should investigate putting in place a director's debenture to secure their investment. As long as the debenture is registered at Companies House before the funds are introduced, the security is immediate. Even if the funds are already in place it is still possible to take security by way of a director's debenture but it will take two years before it becomes effective.
If you have a client looking to invest in their own company please speak to me first about how they can be better protected for the future.
If ever a reminder was necessary as to the seriousness of bankruptcy it has been given by HHJ Kelson Q.C at Sheffield Crown Court in January 2014.
The judge sentenced a bankrupt to two years imprisonment for failing to disclose cash of £33,160 at the time of the bankruptcy and failing to account for payments totalling £97,074 out of personal bank accounts in the 12 months before he became bankrupt. In addition, the bankrupt's discharge from bankruptcy has been suspended indefinitely.
The prosecution came about following an investigation by the Insolvency Service and the Department for Business, Innovation and Skills ("BIS"). The undeclared cash was discovered when the bankrupt was the victim of armed robbery a few weeks after he declared himself bankrupt when a holdall in his possession with £33,160 in cash was stolen from him. Subsequent enquires into the source of the cash revealed that a further £97,000 remained unaccounted for from his personal bank accounts.
The robust approach to the case by the Criminal Investigations and Prosecutions team is part of BIS' mission to build a dynamic and competitive UK economy by investigating and prosecuting a range of offences, primarily relating to personal and company insolvencies.
After yet another visit to Birmingham Children's hospital to visit a very brave little girl, I decided to enrol for the Wolf Run Challenge taking place on the 27 April 2014. My goal is to raise at least £5,000 for the Ronald McDonald House charity which provides free accommodation for the families of sick children who are inpatients at Birmingham Children's Hospital thereby ensuring that during the most testing of times, loved ones and siblings can be close by, providing a brief respite from the ward.
The brave little girl is Georgia who is 12 years old and has overcome so many challenges and obstacles in her life that has seen her face over 60 brain surgery operations, as a result of which, she has been rushed into Birmingham Children's Hospital on many occasions as a medical emergency. During these times her family has been provided with free accommodation at Ronald McDonald's House in Birmingham, one of the 5,000 families that have been provided with accommodation since the house opened in November 2009.
Despite the many medical issues and setbacks Georgia has experienced, she remains positive and upbeat, inspiring everyone that surrounds her. On the many occasions I have visited Georgia at hospital and the first question she asks is "How are you?" which as you can imagine is completely humbling. So as a fitting tribute, if I reach the £5,000 target, I will be able to rename one of the rooms "Georgia" at the Ronald McDonald House in Birmingham. I also want to raise awareness about the charity so they can help more families like Georgia's.
It is appropriate that to raise funds in honour of such an important person the challenge I should choose should be one that tests my psychical abilities. WOLF is an acronym that stands for Woods, Obstacles, Lakes and Fields, and contestants have to complete a 10k off-road run that features a series of man-made and natural obstacles located throughout the course. The race takes place three days after my 40th birthday and at the start of 2014 I weighed 18½ stone and my BMI was well inside the critically obese category. As I write this blog, with 66 days to go and after 7 weeks of gruelling workouts and a tailored diet, I find myself half way to completing this challenge, having lost 2 stone in weight and more motivated than ever to reach my fund raising target. I have also run my first 5k park run race (first time in over 15 years I have run this distance) and plan to walk up Snowdon as part of my training plan.
If you feel that you can help there is a limited opportunity for ten companies or organisations to sponsor a space on the t-shirts that I and the other wolf pack members will be wearing on the day. For a donation of £200, your logo will be added to the t-shirts and you will get a special mention in the build up to the big event and in the post-race photo/media coverage. I'm already half way there and would like to say a big thank you to my first five t-shirt sponsors The Brooke charity, GVA Grimley, Bridge PR, Wright Hassall and Murphy Salisbury for their support. If you are interested in becoming a t-shirt sponsor, please contact me.
Any amount you are able to donate will be gratefully received, also, I would like to thank Patrick and Tony, my fellow directors, who have agreed to match the funds I manage to raise. To find out more or to make a donation please click here.
How the world of debt has changed over the years.
In 1839, over 4,000 individuals were arrested for debt in London and put into prison, and nearly 400 of those unfortunate men remained in prison for the rest of their lives". Notice the word "men" because up until 1864 and the case of Jolly v Rees, it was men who were responsible to pay the debts of their wives and although judges slowly began to find women liable for their debts, married women did not gain full contractual rights and liabilities until 1935. It was not until the Debtors Act of 1869 that imprisonment for debt was abolished, although debtors who had the means to pay their debt, but did not do so, could still be incarcerated for up to six weeks.
Under the Bankruptcy Acts of 1883 and 1914, the constraints imposed on a bankrupt were designed to ensure his co-operation in the administration of his estate as well as to prevent him from participating in some of the aspects of public life and from engaging in activities that required a degree of trust. This clearly demonstrated the sentiment of the day that a debtor, by the very fact of becoming bankrupt, was not someone in whom society could place its trust or confidence.
A debtor could not apply for his discharge from bankruptcy until a public examination had been concluded which was heard in open court. In practice, a bankrupt usually waited a considerable time before making such an application, if he applied at all. Many bankrupts who had moved on with their lives did not want their conduct examined in public once again. Accordingly, a large proportion of the bankrupt population remained bankrupt for many years, sometimes for a lifetime.
The Insolvency Act 1976 introduced a form of automatic discharge from bankruptcy which usually meant that the debtor was released after 5 years. In the Insolvency Act 1986, the automatic discharge period was reduced to 3 years and in 2004, under the Enterprise Act 2002, this was further reduced to 1 year.
Whist some may argue that personal insolvency was becoming less penal, The Cork Report of 1982 introduced the idea that one of the aims of good modern insolvency law was "to provide means for the preservation of viable commercial enterprises capable of making a useful contribution to the economic life of the country". This was followed in 2001 by the publication by the Insolvency Service of a report entitled "Insolvency – A Second Chance" which argued that companies should not be allowed to close down unnecessarily and that honest individuals should be given a "fresh start".
It was this kind of modern thinking that was first incorporated in the Insolvency Act of 1986 which introduced the concept of the Administration Order (an attempt to replicate the American Chapter 11 regime) and the Individual and Company Voluntary Arrangement. The Enterprise Act of 2002 subsequently sought to further encourage and promote the culture of entrepreneurship and rescue.
So has the promotion of the rescue culture had an impact on the attitudes of debtors and directors? In my opinion, yes as it has led to a decline in the moral code of individuals and company directors towards the obligation to repay money due to creditors.
The explosion of personal debt pre 2008, with little regard to how such debt was going to be repaid, resulted in unprecedented numbers of bankruptcy orders being made. I am sure such individuals would have preferred not to have been made bankrupt but the reality is that many saw little or no noticeable difference in the way they lived and were automatically discharged from bankruptcy after 12 months.
A survey in 2012 by R3, the insolvency trade body, reported that 58% of the British public felt that bankruptcy is too lenient and it found that almost 82% of people surveyed believed that some people were taking advantage of the bankruptcy system to get rid of debts they had built up through reckless spending.
The survey highlighted that 64% would like to see the system altered by changing how people were treated in bankruptcy dependent on their previous spending patterns, potentially introducing a direct correlation between prior spending habits and the term of the bankruptcy. A similar number also thought that a majority of people might be able to avoid bankruptcy if they altered their current spending habits.
So in an attempt to give everybody "a fresh start", has the bankruptcy regime become too lenient in its approach and therefore a review needed to see whether the current approach is fit for purpose?
Five years into the longest recession that any of us have seen, I am still seeing situations where shareholding directors have continued to draw money in lieu of salary, in anticipation of the overdrawn loan account that this creates being repaid by the dividend to be declared at the end of the year.
By adopting this strategy, there is an obvious saving to be made in the amount paid in National Insurance contributions by both the company and the director and this is all perfectly legal. The problem arises, however, when the company does not have sufficient profits or distributable reserves to declare a dividend at the end of the year. In such circumstances there is an overdrawn director's loan account sitting in the accounts at the end of the financial year which will attract a S455 taxation liability which is payable by the company.
Far worse than this, however, is if a director has been withdrawing funds by way of an overdrawn director's loan account, as described above, but the company becomes insolvent and a liquidator is appointed before dividends can be legally declared to repay the loan account, the consequences are very serious indeed.
One of the duties of a liquidator is to review payments made to directors and shareholders in the period leading up to the insolvency of the company. I am experiencing cases where an overdrawn director's loan account is sitting in the accounts at the date the company ceases to trade and the director explains to me that on the advice of his accountant, he had been taking drawings instead of a salary through the PAYE system and therefore it is not really an overdrawn loan account. Unfortunately the law does not see it this way and the overdrawn loan account is repayable in full to the company. Had the money been taken as a salary in line with the director's terms of employment, then nothing would have been repayable.
Problems also arise where in earlier years dividends have been declared to clear a director's overdrawn loan account but when a liquidator looks at the financial position during the period in question, it can be shown that the company did not have sufficient reserves to declare such dividends. In such cases, again, a director may be required to repay the value of the illegal dividends back to the company.
During these uncertain times, my advice to all directors is that if there is any doubt about the solvency or profitability of the company, consider very carefully whether the savings that can be made in National Insurance contributions are worth the possible claim by a liquidator for the repayment of previous drawings received.
Similarly, accountants and financial advisers should review all their client's arrangements where directors are taking minimal salaries and receiving drawings in anticipation of future dividends to test the solvency position of the company and if necessary advise their clients to join the PAYE system, even if this adds additional costs to the business.
The debate continues about the effect Zombie companies are having on the economy and I even saw the other day the term "Zombie bank". The FT has also extended the debate by highlighting the rising number of European Zombie companies that exist and in part, blaming them for the weak economic recovery in Europe.
The definition of a Zombie company is well rehearsed, being a company only able to cover interest on its borrowings and making no inroads into capital debt. Last November R3, the insolvency industry trade association, reported that one in ten companies in the UK is able to pay only interest on their debts but not reduce the debt itself, an increase of 10% over the preceding five months. The term must surely also be applicable to certain members of the Euro zone creating the frightening term "Zombie countries".
There are two very distinct schools of thought on the subject of Zombie companies. The first is that the existence of such companies is stifling growth by utilising scarce resources in the form of available funding to keep alive an entity that has no future. The belief is that market forces should dictate whether a company is good enough to survive and a company should not be propped up for artificial reasons. Zombie companies could be likened to the Red Weed in the War of the Worlds, choking everything in its path and leaving a trail of death in its wake.
The second school of thought is less dramatic advocating that stability and employment at the moment is of greater importance than adhering strictly to the law of true market forces and by supporting Zombie companies, time is being given to allow the economy to recover rather than pushing such companies into insolvency.
History will be the judge of which view was correct but in my opinion, Zombie companies will continue to exist for the next few years until the economy starts to properly recover, the Banks have strong enough balance sheets to act against non performing borrowers and the pressures of growth finally brings the existence of the Zombie to an end.
In the 1990's the Government sold a number of licences for mobile phone networks to be erected across the UK. It was in 1994 that Orange was officially launched and since then, telecommunication and electronic giants have been fiercely competing to bring us the latest in technology.
We have seen an increase in internet speeds and the evolution of hand held tablet devices and smart phones. There are in excess of 190 million active websites now available at your finger tips, wherever you happen to be. Would your grandparents have believed you if you had told them 50 years ago they could watch television on a small handheld device that makes phone calls, with no wires, anywhere in the UK. They would be amazed and rightly so.
The electronic age has certainly had a big impact on the traditional high street. The increase in online spending has contributed to the downfall of iconic stores such as Our Price, Woolworths, TJ Hughes, Adams and Peacocks. The list of casualties continues to grow and in 2012 saw the permanent closure of Habitat and Comet stores.
Recent reports in the media suggest that the signs don't look good for the small independent retailer with average sales during the lead up to Christmas unable to repair what has been a poor 2012. With business rates set to increase and the rent falling due on 21 December 2012, it looks like the retail sector will continue to face very difficult trading conditions.
My message is therefore very simple. If you wish to retain the character of your local high street and enjoy your weekend amble with the family, make sure you buck the trend of online shopping and get out there and support your local independent retailers. In my experience, the little bit extra that you pay is more than offset by the level of customer service that you receive.


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Welcome to Louisiana's Northshore
Welcome to St. Tammany Parish, Louisiana's Northshore. We are 45 minutes north of New Orleans and a world away. The Northshore is the natural choice for families , foodies , nature lovers, golfers and art enthusiasts. Come enjoy our great attractions, relaxed atmosphere and fantastic dining (we will feed you well). Find fun and funky festivals, eclectic shopping, and urban pleasures in communities surrounded by beautiful green spaces. Cycle the Tammany Trace or take a swamp tour, gallery-hop, hunt antiques and enjoy a wine tasting; we offer a feast for all the senses.
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Big Bear Lodge offers comfortable accommodation in a purpose-built lodge, which has a very spacious lounge and dining area. Bedrooms are comfortably appointed, and bathrooms are stylishly finished. Th...More about Big Bear Lodge
A warm welcome is assured at this impressive detached house, located on pretty, mature gardens in the hamlet of Crickheath. The bedrooms are equipped with a wealth of thoughtful extras and smart moder...More about Greystones
This elegant Georgian house stands in lovely open countryside and is a good base for touring central Wales and the Marches. The bedrooms are spacious, and thoughtful extras enhance guest comfort. A ch...More about Brimford House
High quality, budget accommodation ideal for both families and business travellers. Spacious, en suite bedrooms feature tea and coffee making facilities, and Freeview TV in most hotels. Internet acces...More about Premier Inn Oswestry
Standing in 17 acres of grounds where a castle has stood for nearly 800 years, this Grade II listed building dates in parts back to 1696. Many original features remain, including the oak panelling in ...More about Rowton Castle Hotel
This Georgian property was once a coaching inn and posting house and surrounds a unique 200-year-old Crown Bowling Green. Elegant public areas include a health, leisure and beauty centre, which is hou...More about Wynnstay Hotel
Sebastians is an intrinsic part of the leisure scene in Oswestry and has built up a loyal local following. Meals feature French influences, with a multi-choice set menu as well as a simpler Market men...More about Sebastians
A 500-year-old stone farmhouse, The Pentre retains many original features, including a wealth of exposed beams and a superb inglenook fireplace where the woodburner blazes during colder months. Bedroo...More about The Pentre
This former railway station, built in 1847, is set in the heart of the Shropshire countryside yet just four miles from the town of Shrewsbury. The railway theme continues throughout the rooms, which o...More about The Old Station
Peacefully situated in five acres of grounds, this charming old house dates back to around 1840, when it was built as a rectory. The tastefully appointed public rooms have real fires, lit in colder w...More about Pen-y-Dyffryn Country Hotel


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NELSON, Robert J., 68, of Wolverine died Sunday, Nov. 18, 2012, at Bay Bluffs-Emmet County Medical Care Facility, Harbor Springs.
He is survived by his wife, Maria; daughter, Natalie Nelson of Cave Creek, Ariz.; son, Troy (Alison) of Wolverine; stepsons, David (Alice) Flowers of Midland, Larry Flowers of St. Ignace, and William Todd Green of Wolverine; step-daughters, Jessie Jo Anderson of St. Ignace and Starr Strack of Cheboygan; one sister, Catherine (Martin) Baily of Wolverine; and one brother Jon (Sue) of Onaway.
Visitation will be held at the Chagnon Funeral Home from 11 a.m. until the time of the funeral service at 2 p.m. on Wednesday, Nov. 21, 2012.
Interment will be at Koehler Township Cemetery, Indian River.


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Wondertaker Records recording artists The Flesh Hammers, fronted by enigmatic provocateur Blackie Crabtree, are a controversial and musically brilliant outfit who have succeeded in creating a sound all their own.
The LetDowns are two-time Spanish Springs High School Battle of the Bands champions. They play lots of good music and also eat lots of Wingstop.
Interested in joining the locals music series? On select Thursdays, CommRow hosts two local bands of any genre. This is a great way for local talent get exposed and keep making music.
To get your band into the series, email email@example.com.
Tickets cost $5 and 100 percent of proceeds go to the Children's Cabinet, a local nonprofit. Cargo at CommRow is located at 255 N. Virginia St. in Reno.


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This web site was created to teach about mindbody concepts in illness especially Tension Myositis Syndrome (TMS).
TMS is a common and treatable diagnosis for back, neck, arm, and other types of chronic but benign pain.
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Tension Myositis Syndrome (TMS)... What is it?
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[Patient Stories on Video] Copyright, David Schechter, MD. All rights reserved. Updated 2011.


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Imagine 15 magical days along the Rhine, Main and Danube Rivers. From Holland's windmill-studded tulip fields to Germany's fairytale castles, from the engineering marvel of the Main-Danube Canal to the picturesque vineyards of Austria's Wachau Valley, this epic voyage presents the highlights of Holland, Germany, Austria, Slovakia and Hungary. Savor a decadent Sachertorte in a Viennese café with panoramic views of imperial Budapest. Along the way discover the legend of the Lorelei, the ancient art of glassblowing, the music of Mozart and more. Guests who choose this voyage soon see why it is our most popular itinerary.
Call us at 0800 319 66 60 or select your country to begin
Arrive in Amsterdam, capital of the Netherlands, and transfer to your ship.* After boarding, the rest of the day is yours to relax or begin exploring the city on your own. (D)
This morning, sail to Kinderdijk, a UNESCO World Heritage Site, where you tour this fascinating network of windmills and other ingenious flood management technologies. After lunch aboard, enjoy an afternoon of sjoelen (Dutch table shuffleboard) and sample Dutch cheeses and jenever, a juniper liqueur. Cruise through the night. (B, L, D)
You have a morning tour of Cologne, including a visit to the Dom, Germany's largest cathedral and a UNESCO World Heritage Site. After your tour, spend the rest of the day and evening exploring Cologne on your own; there are Roman ruins, interesting neighborhoods and wonderful museums like the Fragrance Museum and the Chocolate Museum. As always, your Program Director can help you plan your free time. Lunch and dinner are served aboard; we depart at midnight. (B, L, D)
Cruise past hilltop castles along the Rhine, stopping in Koblenz to visit Marksburg, the only Rhine castle never destroyed. After your tour, continue cruising; this stunning stretch of the Rhine is a UNESCO World Heritage Site. You pass the Lorelei Rock, which marks the river's narrowest point; the rock is named for a local legend about Rhine Maidens who lure sailors to their doom. Lunch and dinner served aboard. (B, L, D)
The morning is spent sailing along the beautiful Main River as it winds its way through the Spessart region. After lunch, stop in Miltenberg, known for its half-timbered houses, including the oldest inn in Germany. You have a walking tour and some free time to explore. Back on board, learn about the region's glassblowing traditions during a live demonstration; you also have the opportunity to learn some useful German words and phrases. Sail through the night to Würzburg. (B, L, D)
After breakfast, tour Würzburg's Bishops' Residenz, one of Germany's largest and most ornate baroque palaces and a UNESCO World Heritage Site. Enjoy scenic afternoon cruising or instead of touring Würzburg, take an optional full-day excursion along Germany's "Romantic Road" to Rothenburg, which features a turreted city wall and lovely Gothic and baroque architecture. Rejoin your ship for dinner and an interesting presentation about the European Union. (B, L, D)
Sail through the morning; after lunch, we visit Bamberg, with its medieval city center, a UNESCO World Heritage Site. Your walking tour includes a visit to the magnificent 11th-century cathedral, reworked in late-Romanesque style in the 13th century, and the very picturesque city hall built on a tiny island in the middle of a river. Take some free time to enjoy Bamberg and perhaps try some of the town's distinctive smoke-flavored beer before returning aboard. (B, L, D)
After breakfast, disembark in Nuremberg. Visit the ruins of Zeppelin Field, used in the 1930s as Nazi parade grounds, and see the Palace of Justice, site of the famous Nuremberg Trials. Spend some free time exploring Nuremberg's Old Town area, or join an optional World War II history tour including the Documentation Center Museum. We depart just before dinner. (B, L, D)
Arrive in Regensburg in the late morning; after lunch, tour this wonderfully preserved medieval city, a UNESCO World Heritage Site including structures dating back to Roman times. Discover many 13th- and 14th-century patrician houses and see the splendid St. Peter's Cathedral. During free time, visit the Alte Wurstküche (Old Sausage Kitchen), Germany's oldest restaurant. Dinner is served aboard before our evening departure. (B, L, D)
On this morning's walking tour, see Passau's narrow streets and Italianate architecture, and pass the Veste Oberhaus, a 13th-century fortress that served for centuries as a bishop's stronghold. Then, listen to a concert on Europe's largest pipe organ in St. Stephan's Cathedral.† Take some time this afternoon to explore Passau before returning aboard for dinner. (B, L, D)
†Passau organ concert is only available May 1–October 31 and is closed on Sunday.
After breakfast, visit the abbey at Melk, a 900-year-old Benedictine monastery featuring Austria's finest Italian baroque architecture. Rejoin your ship; cruise through the spectacular Wachau Valley this afternoon. Before dinner, you have free time to explore the historic riverside town of Krems; see the Steiner Tor, the last remaining city gate, or sample some local vintages from this famous wine-producing region. (B, L, D)
Ride along Vienna's Ringstrasse, which replaced the city walls in the mid-19th century. You will also see Vienna's world-famous Opera House, St. Stephan's Cathedral and Hofburg Palace. Return aboard for lunch. The rest of the day is yours to further explore Vienna's many cafés and museums; you could visit the home of your favorite classical composer. After dinner, enjoy an optional classical concert. (B, L, D)
Arrive early and embark on a walking tour of Slovakia's charming capital to see attractions like the medieval fortifications at Michael's Tower, baroque Jesuit Church and Gothic St. Martin's Cathedral. You also pass by several baroque palaces from the Habsburg Dynasty before you return to your ship for an afternoon of scenic cruising. Late tonight, arrive in Budapest. (B, L, D)
The Danube River divides this Hungarian capital city into "Buda" and "Pest." Explore both parts, starting with Pest's National Opera House and historic Heroes' Square. In Buda, stroll Fishermen's Hill to Fishermen's Bastion and Matthias Church. Enjoy lunch aboard with the rest of the day to explore on your own. Return to your ship for a traditional Hungarian farewell dinner. (B, L, D)
After breakfast, disembark and proceed to the airport for your return flight.* Or, extend your journey with 3 nights in Prague, Czech Republic, where you tour Old Town landmarks and Prague Castle. (B)
The following meals are included: B = Breakfast; L = Lunch; D = Dinner
* Airport meet & greet transfers included when air is purchased from Viking River Cruises


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The materials on this page are for use by the 7 grantee institutions participating in the RPPR pilot beginning 4/20/2012, and Federal Demonstration Partnership (FDP) institutions which are provided with early access to the RPPR module beginning 6/15/2012.
All users should be aware that if an RPPR is initiated, the only way to back out and submit an eSNAP (and vice versa) is to contact the eRA Help Desk at Commons Support at 1-866-504-9552 or firstname.lastname@example.com. It may take eRA up to 2 business days to reset the progress report so the user can initiate a progress report in a different format.
Early access to the RPPR module is provided as of 6/15/2012 to allow FDP institutions to begin training their investigators and research administration staff, and gain experience with the system before it is available to all NIH grantees and well in advance of an NIH requirement to use the RPPR. FDP institutions are not required to use the RPPR at this time, but are encouraged to take advantage of this opportunity in the FDP spirit of collaborating with Federal partners.
An RPPR training webinar will be provided for FDP institutions on June 18, 2012, from 1:30-3:00 EST, and archived on this webpage.
FDP institutions are encouraged to consider submission of RPPRs for July 2012 due dates since after that time most institutions will not have significant numbers of progress reports due until 10/1/2012 or later.
The 7 pilot institutions are:
Pilot institutions may submit RPPRs up to two weeks late, and are encouraged to submit a variety of RPPR types (e.g., R01-like SNAPs, individual K SNAPs, etc.). Pilot institutions may also opt to submit an eSNAP, or, in the case of Fellowship awards, a paper PHS 416-9 progress report in lieu of an RPPR.
We would appreciate being alerted as soon as possible if you identify significant system functionality errors such as unable to submit, route, view, etc. We need these comments in a timely manner in order to incorporate any required code changes in the subsequent eRA release(s). There is no defined format for feedback but we would appreciate receiving emails so we can document issues.
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The BRITAX BOULEVARD 70 convertible car seat is designed for children rear facing from 5 to 40 pounds and forward facing from 1 year and 20 lbs up to 70 pounds. The BOULEVARD 70 achieves revolutionary head safety through the use of BRITAX SafeCell Technology, Integrated Steel Bars, and Versa-Tether that work together to minimize head excursion and reduce the risk of head injury during a frontal impact. The BOULEVARD 70 also incorporates BRITAX True Side Impact Protection and offers a five-point, no-rethread and quick-adjust harness, multiple buckle and recline adjustments, and an easy access cover and access to belt paths from the front of the seat. A body pillow is also provided for comfort and infant positioning.
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Slick roads cause dozens of crashes in western Montana, including at least one fatality. Reporter Edward O'Brien tells us about the opening day in the trial of a newlywed accused of murdering her husband in Glacier Park. And in our feature interview, News Director Sally Mauk talks with a research hydrologist about a new study showing less wind means less snow in the Pacific Northwest.


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Signature Image-Stabilizers counteract vibration for shake-free viewing even from a moving vehicle or a skittish horse. In fact, they can compensate for up to 5 times more movement than some others. Just focus, press the stabilizing button and you're locked onto the image. These tough-as-nails, waterproof, fogproof optics will most likely become an essential item in your short list of hunting essentials.
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H.R.2565 - STOP IRS Act113th Congress (2013-2014)
Summary: H.R.2565 — 113th Congress (2013-2014)
Shown Here:
Passed House without amendment (07/31/2013)
(This measure has not been amended since it was introduced. The summary of that version is repeated here.)
Stop Targeting Our Politics IRS Act or the STOP IRS Act - Amends the Internal Revenue Service Restructuring and Reform Act of 1998 to expand existing grounds for termination of the employment of an Internal Revenue Service (IRS) employee to include performing, delaying, or failing to perform (or threatening to perform, delay, or fail to perform) any official action (including any audit) with respect to a taxpayer for purpose of extracting personal gain or benefit or for a political purpose.


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STEUBENVILLE - Sophomore midfielder Ashley Ruttencutter became the first Franciscan University of Steubenville women's soccer player to make the Eastern College Athletic Conference All-Star team in the south region.
The ECAC, a playoff conference that contains 182 members from over 20 athletic conferences, made Ruttencutter the only player from the Allegheny Mountain Collegiate Conference on the team.
"Ashley is a phenomenal athlete with an unstoppable energy and an inspiring work ethic," interim head coach Clare Smith said.
Ruttencutter had a breakout season for the Lady Barons, demonstrating keen offensive instincts and a devastating shot from outside the 18-yard box. The sophomore scored 10 goals and added five assists, leading the team in both categories. She had a hand in 15 of the team's 25 total goals.
"Most offensive players mention the pressure to score in games, but for Ashley it seems as simple as an equation," Smith said.
"Give her the ball, find the sweet spot, shoot and over and over again she'll give you a goal."
Not only did Ruttencutter lead her team statistically but she also helped lead them emotionally, taking over as a captain during part of the season after a number of the Lady Barons' captains were injured.
"She proves to be a leader because she strives for perfection on the field and continues to call others to work hard through her own dedication," Smith said.
Her placement on the ECAC All-Star team adds to the list of post-season honors for Ruttencutter, who was named First Team All-Conference in the AMCC earlier this year.


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1217 Main Street
Hingham, MA 02043
Striking a balance between elegant and casual, the Scarlet Oak Tavern offers well-heeled Hingham diners a spot, right on the South Shore, that fits the bill for just about any occasion - a burger at the bar, brunch with the whole family or a romantic dinner for two.
Located in a painstakingly restored 250-year old colonial house on Hingham's historic Main Street, the restaurant melds old school charm and cotemporary cuisine. The menu embraces its steakhouse roots with an impressive array of meats but also includes updated versions of classic American comfort food, much of it sourced from local farms and purveyors, including sister property Gibbet Hill Farm in Groton, MA.
Get a Taste of the South Shore
If you haven't had dinner in Hingham in a while or made it to Milton for a meal, let ...
Feast Your Eyes - Scarlet Oak
Six dishes from Stephen Sherman's fall menu at Scarlet Oak.
Boston Bakes for Breast Cancer 2011
Spend the first week of May partaking in a little sweet charity when the Dana Farber Cancer Institute hosts the ...


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A Tradition of Excellence
Welcome to Paducah Public Schools where we take pride in our "Tradition of Excellence." We hope that you find our website helpful and informative. We are working hard to assure that our community members have the information they need about our schools in an easy-to-find format. We also want those of you who are seeking a new school home to have the information you need about our schools so that you can make the best educational choices for your children. We have a vision for this school district that focuses on meeting the diverse needs and interests of the students we serve.
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CIT provides commercial financing, lending, leasing and advisory services to small and middle market businesses and the transportation sector. It operates its commercial businesses under North American Commercial Finance and Transportation & International Finance.
Explore our latest industry insights, case studies, outlooks and more.
Executive Insights:
The Small Twin-Aisle Market: What's Next? Steve Mason, Vice President of Aircraft Analysis for CIT Aerospace, examines what lies ahead for this important market. Read More.
Behind the Deal - Case Study:
Keeping CIT Soaring Above: Go into the hangar with the Aerospace technical team. Read More.
Industry Outlook:
U.S. Energy Outlook 2014: Prices and Profitability on the Rise. Get Report.


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Your doctor may ask you to collect your urine for 24 hours so that he
or she can determine the type of
kidney stone
you have. The test can also measure urine
, and other substances that may contribute to
urinary problems.
Last Revised:
April 28, 2011
Healthwise Staff
Medical Review:
Anne C. Poinier, MD - Internal Medicine
Tushar J. Vachharajani, MD, FASN, FACP - Nephrology
This information does not replace the advice of a doctor. Healthwise, Incorporated disclaims any warranty or liability for your use of this information. Your use of this information means that you agree to the Terms of Use.
How this information was developed to help you make better health decisions.
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The old asset allocation game may be in for some hiccups this season, if some comments by recent guests on CNBC are any indication.
What's the asset allocation game? That's the exercise all investors…especially mom and pop investors…should go through a couple of times a year. If you are not doing it, shame on you.
The Exercise: You take all your investments and consider what broad category they fall into. For most people that would be stocks or bonds. Sure, real estate and commodities can creep into the equation as well. But the big categories for most investors are stocks and bonds.
Then consider where you are in life. As a general rule the older you are, the more you want in "safe" assets. Why? Because if your investments go sour, you don't have a whole lot of career time to make up for it.
Historically the bond category is considered safer than stocks. They typically generate steady returns and are based on underlying debt commitments rather than the sometimes fickle market and asset valuations behind stocks. And so as an investor grows older, the strategy has generally been to move a higher percentage of his or hers overall investments into the bond category.
Indeed there's a rule of thumb, sometimes debated, suggesting the percentage of one's overall bond investments should equal your age, plus or minus a few percentage points for your individual risk tolerance.
But since the Financial Crisis of 2008 investors, spooked by market downturns, the flash crash, and credit crises, have piled into bonds as an alternative to gyrating equities. Probably more than they should, some are warning.
"People have basically said, post 2008, 'I'm afraid of stocks, I'll go into the secure investment', which is bonds," said Jonathan Baum, CEO of BNY Mellon Dreyfus, on CNBC's "Squawk Box." "The problem with that scenario is that we're at the end of a 30-year secular decline in interest rates. So at some point, (interest rates) go the other direction and that's not a good scenario."
When interest rates go up, bonds lose value. And with interest rates at so low for so long, some think they are due for an upward bounce soon.
"The bond market isn't going to fall apart anytime soon, but we're in the foothills of a transition from a bull to a bear market in the price of bonds," said Harry Clark of Clark Capital Management in an interview on CNBC Wednesday.
"Bonds are difficult right now," added James Weddle, Edward Jones CEO, in a separate interview on CNBC. "Medium to short maturities, you're giving up an awful lot in the way of any yield that might be available. But there's a tremendous risk to the principal value when rates go back up."
So perhaps investors need to take a little more care about how much of their investments may be in bonds.
"Here's the big issue," said Baum. "Americans need to retire. Seventy-five percent of them have already said they don't have enough money. Forty percent said they'll never have enough money. So they're funding their long term liability which is retirement in 15 years. On average they're 58 years old and retiring in their 70s, and they're funding it with a security that's at the end of its peak cycle. So you're getting zero real rate of return and you're saying I'll fund the liability by an investment that I'm guaranteed to lose money in. The world's more complicated. It's not 50/50 stocks and bonds."
Which makes the asset allocation exercise a little trickier. Investors not only need to consider the broad categories of investment they are in, stocks vs. bonds, but also the strata of investments within those broad categories. From large caps to small caps in their equity holdings to corporates and Treasurys in your bond holdings.
"Bonds are not inherently a bad investment and we don't advocate you get out of bonds, but balance doesn't mean you move 100 percent to a bond portfolio," said Baum. "The big problem people have is they think it's a binary switch. I go from stocks to bonds. Maybe risky people and speculators do that. But it means I need to start to lessen my bond position, become more balanced. Buy global bonds, buy good U.S. companies and foreign companies, take advantage of the emerging markets."
Of course, figuring out which global markets are promising and what companies are likely to do well presents challenges as well. But at least knowing how much you have in bonds and how much you have in stocks is a good start. (Asset allocation calculator)
Allen Wastler is managing editor of CNBC.com. Follow him on Twitter @AWastler. You can catch his commentary on CNBC Radio. And check out his fiction.


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Banana Boat Sport Performance Broad Spectrum Sunscreen Lotion, SPF 100
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For external use only. When using this product do not get into eyes. If contact occurs, rinse thoroughly with water. Do not puncture or incinerate. Contents under pressure. Do not store at temperatures above 120°F. Stop use and ask a doctor if irritation or rash develops. Keep out of reach of children. If swallowed, get medical help or contact a Poison Control Center right away. Sun protection measures: Spending time in the sun increases your risk of skin cancer and early skin aging. To decrease this risk, regularly use a sunscreen with a Broad Spectrum SPF value of 15 or higher and other sun protection measures including: limit time in the sun, especially from 10 a.m. -2 p.m. and wear long-sleeved shirts, pants, hats and sunglasses. Children under 6 months: Ask a doctor. For use on skin only.
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Isair - thanks yeah Ive been swamped by the man this year, the fire is still there though and its getting hot
Last edited by draw; September 18th, 2006 at 09:59 PM.
Thought to post this here as well
Thanks TFK... that is great advice for me!
Here's some sketches
Nice progression of work! Keep working at your figure and life studies, I'm sure you'll see even more improvement!!
...a perpetual plan for discovery days,where everyone can take part in "purposeless play".
My Sketch 'em up book!!
My Blog/portfolio site- purposelessplay.com/blog
That Fat Kid
Thanks for calling me out, it really feels good, eezza naihss
Thanks for comments
Here's a mishmash of some stanky art i have been doing lately
I had a dream last night that there was no more room to upload and I had to stop. :;
This is a Bougeaureau study I will work more on
Nice stuff here, I really like the first horse painting from the 12th, the perspective is great! In the recent sketch you really captured the expression well but I'm getting all lost in the arms. I'm sure that'll be rectified when you clean it up.
nice man, you are doing lots of varied sketches and studies which is how it should be! I perticularly like your life drawings, theres lots of energy in them.
cool anyway, keep it up!
Email: email@example.com
Pardon the size, been a long time coming yall pld:
This and the following are pretty much newest to oldest
Last edited by draw; August 25th, 2007 at 04:33 AM.
This and last post had to be separated because of the number of images,
Forgot these as well
Was really happy with this one
this is stunning, very well executed.
I wouldnt mind seeing the shadows on your figure drawings go a tad darker, thats nothing too major though since the important thing when doing long poses is getting the shapes to look right, you can allways come back and make stuff darker, but if the pose has ended, you cant really come back in and fix the shapes if you know what I mean but making them a little bit darker will help you see the shapes clearer, and it will be a bit easier to correct them. allways fill the shadows in a smooth as you can right from the start, no whites should really be showing like you did with that first one. It will bring the overall quality of the drawing right up if each stage is done properly and with care.
keep it up anyway, cheers!
Email: firstname.lastname@example.com
Daily doo
Thanx Fo The Daily Doo Mad Crazy Sb I Can Dig It
archipelago - Thanks, yeah I'm really trying to keep my tones flat now, great advice!
Grandmassa Mr. Spect - Cheers mate!
Daily doo2
Great Studies man, Keep going.
great lighting in that last still life! some of your sketching seems a little rushed, dont rush your self- take the time to really work all the different elements
cool stuff
mate that last still life is rockin
good to see you're still around here Mark. Keep it coming :]
Quickie yesterday
duuuude, i love how you keep on experimenting and trying different stuff. The still life and life drawings are kickass! Keep it up and you'll improve with a telescopic speed awesome
Timmy the Turtle - Thanks mate Variety is the spice of life
Nethus - Thanks champ, yeah, still here ;P Hope youre still kicking ass!
Spade - Thanks a lot
ThatFatKid - Yeah still drawing, UPDATE
Last weeks CHOW #114 and initial sketch, a couple of bits and bobs and a better photo of the still life I did a while ago (new camera).
When a problem comes along you must WIP it
Still Life from last year I just got framed and recent flesh study
sketchy scrap
:] Study
:::> Study
yeah... well :|
df sddr sd


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I would love to win this nice tablet!
pick me! i need a good gift to give myself
1 year ago in reply to Day 2: Win an ASUS Transformer Pad TF300T + Dock
i love free stuff!
1 year ago in reply to Day 1: Win an ASUS Transformer Prime TF201 + Dock


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The City of Snoqualmie is approximately 25 miles and a half-hour drive from Seattle and eastside cities. The biggest attraction in town is Snoqualmie Falls, a world-renown waterfall that cascades 268 feet over granite cliffs.
Snoqualmie has many one-of-a-kind attractions you won't find anywhere else including the Northwest Railway Museum, Historic Downtown Snoqualmie, Snoqualmie Ridge, unique shops, and more than 35 restaurants for all tastes. The Snoqualmie Valley Train season runs through October with rural train excursions from the Historic Snoqualmie Depot to North Bend. While at the Depot, cross the street to Railroad Park and the Centennial Log exhibit.
Outdoor recreation and sight-seeing is abundant. Meander along the Snoqualmie River at Sandy Cove Park, enjoy 540 acres of open space at Meadowbrook Farm or 20 acres at the Three Forks Off-Leash Dog Park. Snoqualmie has more than 30 miles of trails ranging from short, easy hikes to more challenging trails that connect to regional trails such as the Snoqualmie Valley Trail and the Preston-Snoqualmie Trail. The city also has more than 35 parks, including Snoqualmie Point Park offering a breathtaking view of the Cascades.
After competing against the cities of Anacortes, Bainbridge Island, Kirkland, and Tumwater throughout 2014, Snoqualmie won the PSE Take Charge Green Power Challenge by securing the highest percentage increase in new Green Power Program participants. Snoqualmie has won a total of $40,000 to be used to install solar pannels at the Snoqualmie Valley YMCA. Way to go Snoqualmie!
Map & Guide for Parks, Trails and Businesses
Chamber of Commerce
Snoqualmie Community Center/YMCA
Snoqualmie Parks
"Small Town King County"
Public Hearing Notice: April 21, 2014, 7 p.m., City Hall (Topic: Comprehensive Plan)
Public Hearing Notice: April 28, 2014, 7 p.m., City Hall (Topic: Moratorium of for wireless communications facilities)
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Parks Board Discussion of Urban Forest Strategic Plan: April 21, 7 p.m., City Hall
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Nov. 28, 1927. "Washington man sleeps in a blanketless bed. Milton Fairchild of Washington, D.C., does not need any blankets for keeping him warm these winter nights. He has invented an electrical bed which does not require any covering for the body when asleep. Furthermore, according to Mr. Fairchild, an 'electric blanket' is healthier and one is not so susceptible to colds. The temperature is maintained constant throughout the night by automatic controls." Milton, you are
so close
. Just a couple more tweaks and you will be sitting pretty, or at least reclining more comfortably. Harris & Ewing glass negative.
Click image for Comments.


text:
Narrow your search
Save the cheerleader, save the world...again? Ordinary citizens with extraordinary powers return to NBC, as does "Heroes" creator Tim Kring, with a 13-episode miniseries "Heroes Reborn."
After striking a deal with Disney, the satellite television operator is reportedly negotiating for an Internet TV service to be released as soon as this summer.
Besides watching Super Bowl XLVIII for free online, fans can also stream wild card match-ups and playoffs.
Oh, what's "The Amazing Race" when compared to the amazing "Space Race"? Reality TV producer Mark Burnett, in conjunction with Richard Branson, launches a show in which people compete to get on a Virgin Galactic flight.
In addition to live steams and highlights, the two will partner on digital segments of news and analysis.
The news outlet buys Stringwire, a move that will allow it to collect user-generated video content from cell phones around the world.
The social network blocks users from accessing or posting NBC links after the TV network was hacked today.
The cable giant will now own all of NBCUniversal.
"Suits" and "Covert Affairs" from USA Network are also available, while NBC's "Hannibal" and Syfy's "Defiance" will be come at a later date.
The software giant will reportedly receive $300 million for its stake in MSNBC.com, which will mirror content on the new NBCNews.com for a while.


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AUSTIN -- A man is charged with retaliation, accused of threatening to kill an Austin judge.
According to his arrest affidavit, 26-year-old Shawn Erik Haugen was upset because the judge had ruled he was unable to legally act on his own behalf because of a mental illness.
Haugen's attorney called the judge to warn him and said Haugen knew the judge's home address and phone number.
The judge and his family were so concerned they left their house and went to a hotel.
Haugen is in the Travis County Jail with bond set at $100,000.


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Fun Facts and Statistics
Statistics out of all 63 people named Kathy Lemieux
Income Average
Average Age
Phone, Email, & Address
News and Updates
Interesting Facts about Kathy Lemieux
Meaning of Last Name
Meaning: the best
Origins: France
Lemieux, is a surname of French Canadian origin, which means simply "the best". According to the website "Les familles Lemieux d'Amerique" ("The Lemieux families of America") the North American Lemieux are descended from two half-brothers, Pierre and Gabriel, who emigrated from Rouen, France, to Quebec in 1643. This surname is not to be confused with Lémieux, a name of French origin which is derived from a small town, Leymieux, in the Rhône-Alpes region of France. It may refer to the following people: In sports: * Mario Lemieux (born 1965), Canadian professional ice hockey superstar * Alain Lemieux (born 1961), Canadian professional ice hockey player, older brother of Mario * Claude Lemieux (born 1965), Canadian professional ice hockey player, older brother of Jocelyn * David Lemieux (born 1988), Canadian professional boxer * Jacques Lemieux (born 1943), Canadian professional ice hockey player * Jean Lemieux (born 1952), Canadian professional ice hockey player * Jocelyn Lemieux (born 1967), Canadian professional ice hockey player, younger brother of Claude * Lawrence Lemieux (born 1955), Canadian sailor who competed at the Olympics * Réal Lemieux (1945 – 1975), Canadian professional ice hockey player * Richard Lemieux (born 1951), Canadian professional ice hockey player In politics: * Diane Lemieux (born 1961), Canadian politician * Francois-Xavier Lemieux (9 February 1811 – 16 May 1864), Québec lawyer and politician; uncle to the Francois-Xavier listed below * François-Xavier Lemieux (Quebec MNA) (9 April 1811 – 18 July 1864), Québec lawyer of Louis Riel, politician, and judge; nephew to the Francois-Xavier listed above * George LeMieux (born 1969), United States Senator from Florida * Pierre Lemieux (born 1963), Canadian politician * Rodolphe Lemieux (1866 – 1937), Canadian journalist, lawyer, law professor, and politician * Ron Lemieux (born 1950), Canadian politician In other fields: * Diana Lemieux (born ?), American freelance photographer * Jean Paul Lemieux (1904 – 1990), Canadian painter * Julie Lemieux (born 1962), Canadian voice actress and director * Kelly LeMieux (born ?), bass player with the band Goldfinger * Lyse Lemieux (born 1936), former Chief Justice of the Quebec Superior Court * Marie-Nicole Lemieux (born 1975), a Canadian contralto * Pierre Lemieux (born 1947), economist and author of several books * Raymond Lemieux (1920 – 2000), Canadian biochemist, discoverer of the synthesis of sucrose * David Lemieux (born 1953) African-American actor (The Spook Who Sat by the Door), former member of the Black Panther Party, retired Chicago Police detective and activist ([http://imdb.com/name/nm0501293/ IMDb profile]) Lemieux may also refer to: * Lemieux-Johnson oxidation, chemical reaction named after Raymond Lemieux and W. S. Johnson * Lemieux, Quebec, municipality in Québec * Lemieux, Ontario, ghost town in Ontario
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We already informed you that the CLK's upcoming replacement would fall under the E-class nomenclature. Now speculation is that the CL's replacement will be heading down the same path and now be called the S-class Coupe. As the company's priciest model (if you neglect the SLR supercar and its variants), the CL is considered Mercedes' flagship model despite the S-class and SL-class being only a few thousand dollars cheaper yet normally outselling the CL-class by a ratio of 7-to-1 and 2-to-1, respectfully.
Expect the normal round of V-8 and V-12 engine offerings as well as a number of cosmetic changes including LED lamps at the front and rear.
[via LeftLaneNews]
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Peter Moores says his Lancashire players should be excited and not daunted by the prospect of facing England captain Alastair Cook in this week's LV= County Championship match against Essex at Emirates Old Trafford starting on Tuesday.
The Red Rose coach may have been disappointed with his side's showing in Sunday's 40-over defeat against Durham, but he was delighted with their final day display to clinch a stunning four-day win against Glamorgan at Colwyn Bay on Friday.
They head into the clash with one win and two draws from three matches compared to Essex's one win, one draw and one loss.
Oliver Newby and Stephen Parry come in to the squad, while Simon Kerrigan is away on England Lions duty.
Lancashire squad: Glen Chapple (capt), Karl Brown, Steven Croft, Gareth Cross (wkt), Kyle Hogg, Paul Horton, Simon Katich, Oliver Newby, Stephen Parry, Ashwell Prince, Luke Procter, Wayne White.
Essex squad: Alastair Cook, Tom Westley, Bobby Quiney, Mark Pettini, Ben Foakes, James Foster (capt/wkt), Greg Smith), Graham Napier, Tim Phillips, David Masters, Sajid Mahmood, Reece Topley, Jaik Mickleburgh.
Cook plays the last of two Championship matches before the forthcoming Test series against New Zealand, and Moores said: "With all the international players, everybody knows a lot about their games because you see them on the telly all the time.
"What we do know is that he's a fantastic cricketer. But also, it takes just one ball. When you get an opportunity to play against an England player, it's exciting. You should embrace it, bowlers or batters. It will be a good challenge.
"Like always in Championship cricket, we tend to concentrate on ourselves knowing that if we put the balls in the right areas, it will put people under pressure."
Moores knows the left-hander, who scored 59 against Hampshire last week, well having coached him at international level.
"Cooky's very much his own man, and he has come through his own system. Essex can take credit, they've produced some very good batters," he continued. "He's always been a very determined bloke as well as a very good player, who learns quickly.
"He loves the game of cricket and wants to talk cricket. He has that lovely mixture of talent and hunger. If you get that in a player, you're going to go far."
Captain Glen Chapple said on Friday night that the Glamorgan win could do wonders for their season, and Moores agreed: "It was a great win because it was one born out of belief and the ability to build pressure on another side, which we did.
"We needed it without a shadow. We were always behind the eight-ball because of how we batted first innings, and there's no excuses. We got put under pressure by a Glamorgan side who bowled very well. You didn't get many free hits, which created pressure.
"We knew that, with them batting last, if we were able to get some kind of score, (we might have a chance).
"The target was a minimum of a 150 lead, and we'd have liked 200. We got 153, and we knew we had a chance. After the first four overs we didn't, but we had a good finish."
Essex's trip north will mark the return of Sajid Mahmood to Old Trafford, although it remains to be seen whether he will make it on to the field for his four-day debut having missed out on the opening three matches.
Moores added: "It will be great to see him because he's got some good friends here. We loved our time with him. Everybody wants to see him get off and running and do well. If he does play, there'll be a bit of banter."
Graham Hardcastle
Photo: Stephen Parry (c) Simon Pendrigh


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Seminole Ridge alum Stallworth takes third at USA Junior Track and Field Championshipsby Post Staff
Post by staff writer Christopher Torres
USF sophomore and 2010 Seminole Ridge graduate Marqueshia Stallworth finished third in the triple jump at the USA Junior Championships last Saturday in Eugene, Ore., with a jump of 40-6 3/4.
The 2009 and 2010 triple jump state champion has until July 10 to jump 41 feet to meet the automatic qualifying standard for the Pan Am Junior Championships July 29-31 in Miramar.
Tags: Marqueshia Stallworth, Seminole Ridge, track and field, USA Junior Championships, USF


text:
This is going to be one super wedding.
Smallville alum Laura Vandervoort is engaged to British actor and host Oliver Trevena, ET Canada reports.
TV couples: Should they or shouldn't they?
News of...
Read Full Article
Season 10, Episode 21
Smallville wraps up Clark Kent's ten-year journey to becoming the world's greatest superhero in the two-hour series finale!
Season 10, Episode 20
Jor-El gives Lois super powers! Kara returns! Clark takes Lois to the Fortress to get Jor-El's (voiced by TERENCE STAMP) blessing for their marriage. Jor-El bestows a unique wedding gift on the couple - he gives Lois Clark's super powers so she can see what it's like to be him for a day. Unfortunately, the Toyman (guest star CHRIS GAUTHIER) has returned to Metropolis, so Lois must go up against the notorious villain instead of Clark. Meanwhile, Oliver searches for the Bow of Orion, which he believes will remove the Omega symbol from his skull, and runs into Kara (guest star LAURA VANDERVOORT), who is also on a mission to stop Darkseid.
Season 10, Episode 19
The Return of Zod! Tess learns that General Slade was found unconscious on a street corner, proof that someone has gained access to the Phantom Zone's escape portal and sent him back. Clark decides to return to the exiled land to make sure other phantoms are not fleeing and is furious when Oliver tricks Clark into taking him along. With Clark's powers gone, the two are immediately captured by the Zoners who take them to their new leader, Zod (guest star CALLUM BLUE), who is thirsting for revenge on Clark for banishing him to this Kryptonian jail. Meanwhile, Lois learns Clark trusted Tess with a secret, but didn't tell Lois. Series star Justin Hartley makes his directorial debut.
Season 10, Episode 18
After everything that happened with the VRA, Lois tells Clark it's best to make "Clark Kent" forgettable and awkward so people don't suspect he's The Blur. However, the two are stunned when a fame-hungry superhero from the future, Booster Gold (guest star ERIC MARTSOLF - Days of Our Lives), sweeps into town and begins making saves and posing for press ops, completely winning over the city of Metropolis. Booster begins his campaign to take The Blur's place as the "World's Greatest Superhero" and tries to charm Lois into writing a story about him, but she's not having his antics and begins her own campaign for The Blur. During one of Booster's saves, an alien weapon in the form of a scarab falls from a truck and fuses itself to a boy named Jaime Reyes (guest star JADEN BRANDT BARTLETT), turning him into the Blue Beetle. Unfortunately, Jaime is unable to control the suit and Blue Beetle starts attacking Metropolis. Tom Welling directed the episode written by Geoff Johns.
News of...
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CBS will premiere Summer Dreams, a new documentary following the NBA's summer league, on Saturday, March 15, TVGuide.com has learned. The two-hour special will spotlight 2013 first-round draft picks Michael Carter-Williams of the Philadelphia 76ers and the Dallas Mavericks' Shane Larkin, son of baseball Hall of Famer Barry Larkin, as they make their way through the ...
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There's plenty of surprises in store when Marvel's Agents of S.H.I.E.L.D. returns in February: Deathlok and Lorelei are coming to town!
Die-hard Marvel comic fans may have already figured this out — what with Mike Peterson (J. August Richards) losing his leg and gaining the high-tech eye — but he will soon be transformed into the infamous cyborg Deathlok, S.H.I.E.L.D. executive producer Jeph Loeb told reporters on the set of the ABC series Thursday. Deathlok will make his first appearance on...
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Less than 24 hours after Brooklyn Nine-Nine's surprise double wins at Sunday's Golden Globe Awards, Fox Entertainment President Kevin Reilly touted the network's Tuesday slate of comedies while also saying that he hopes for growth.
"I'm very proud of all four shows. I think they've all performed very well. ... We put a nice little crown on top with our wins," Reilly told reporters Monday at Fox's Television Critics Association winter previews. Although Reilly called the low ratings for Dads, Brooklyn, New Girl and The Mindy Project "a frustrating situation," he also noted that all four comedies are "at the top of the pack" compared to comedies on other networks. "Some of our mature shows are down ... so it's been a mixed bag, but the positive side is some of our new shows have performed....
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Smallville is about to get magical. The DC Comics digital series based on the long-running TV show takes a supernatural sidetrack in a new storyline featuring Zatanna and John Constantine.
The magically powered Zatanna, best known for casting spells spoken backwards, returns to the world of Clark Kent and Co. in "Harbinger," a story beginning Friday that runs parallel to the comic's main narrative. Introduced in Season 8 of the TV show (played by Serinda Swan), Zatanna is now in London. "She's taken her show on the road, using her tour as a cover to run down and deal with all the messes/enchanted/cursed everythings her father left behind when he died," says Bryan Q. Miller, who writes the comic book extension of the TV series. "By the time we catch up with her in 'Harbinger,' she's closing in on the final item on that list."
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Today, 10:27 AMlexiem replied to a thread Lucy or Zoey? in Girl Baby NamesI vote for Zoe/y. I am planning my wedding and have two Lucy's under 8 coming (out of about 100 guests) so I'd personally avoid it. And Zoe was my...17 replies | 273 view(s)
Today, 10:25 AMlexiem replied to a thread Are Mika and Neva too close? in Girl Baby NamesThanks for posting the pronunciations because I didn't get it at first either. But I would have pronounced Mika My-ka not Mee-ka. I agree and do...4 replies | 20 view(s)
Today, 10:14 AMlexiem replied to a thread Via nn for Virginia? in Girl Baby NamesActually my favorite part about the name Virginia is the nn Ginny/Gin. lol. Ah well... to each it's own. I think Via works just fine. I also like...5 replies | 67 view(s)
Yesterday, 10:56 PMlexiem replied to a thread Third boy, third B name??? Help! in Boy Baby NamesI like the idea of a non B- name with a B- nn. Sebastian nn Bash Oberon/Auberon nn Bear Abram/Abraham nn Bram Korbin nn Bin Huckleberry nn...20 replies | 530 view(s)
Yesterday, 10:48 PMlexiem replied to a thread What could Sage be short for? in Boy Baby NamesI don't really have a concrete suggestion but was thinking of the meaning of sage and was wondering about using names that means wisdom or are...1 replies | 35 view(s)
Yesterday, 06:37 PMlexiem started a thread Popular Baby Boy Name Trend: ending in the letter "n" in Boy Baby NamesDid anyone else see this article from last week? Thought it was interesting....2 replies | 87 view(s)
April 16th, 2014, 06:53 PMlexiem replied to a poll Top 4! (boyfriend approved too!) in Girl Baby NamesI love Aurora and Mirabel (this spelling. the extra -le feel unnecessarily frilly and don't change the pronunciation in my book...)35 replies | 1487 view(s)
April 16th, 2014, 06:49 PMlexiem replied to a thread Name Changer's Remorse in Girl Baby NamesI understand that a name might not feel like you but as you have felt that way before I'd try to figure out why before making any other...20 replies | 1129 view(s)
April 16th, 2014, 06:29 PMlexiem replied to a thread Thoughts on our list? in Girl Baby NamesThese are my favorites: (I think as long as you don't use both Rose names two out of three of these could make a nice sibset). Genevieve Rose Hazel...7 replies | 177 view(s)
April 16th, 2014, 06:14 PMlexiem replied to a thread Best way to spell Day-a and have less pronunciation issues? in Girl Baby NamesI would have read Daya as Day-a. Mostly I think because Day is an everyday (sorry bad unintentional pun) sort of word. Also it's not difficult to...13 replies | 343 view(s)
April 16th, 2014, 02:39 AMruolan replied to a thread My top 4. Please share your opinions in Girl Baby NamesSienna: I've been crushing on this name since I saw a birthday banner on Pinterest for the cutest little Sienna....16 replies | 488 view(s)
April 16th, 2014, 02:10 AMruolan replied to a thread Raffaella/Raphaella NN? in Girl Baby NamesHow about Phae? Phaedra is fairly popular on NB and there has been some buzz around Faye lately, so I think it works. I had a student a few years ago...11 replies | 252 view(s)
April 16th, 2014, 02:06 AMruolan replied to a thread Nickname Dilemma in Boy Baby NamesI'm so glad you decided on Wayland! It's such a great name! "Buddy" made me think of a man I know whose first initial is W and he goes by...11 replies | 410 view(s)
April 16th, 2014, 12:37 AMruolan replied to a poll Top 4! (boyfriend approved too!) in Girl Baby NamesI voted for Seraphina since you love it so much, but also because it's pretty sound/look is matched with a totally boss meaning. ( :35 replies | 1487 view(s)
April 16th, 2014, 12:13 AMsarahmezz replied to a thread Thoughts on top 10 in Girl Baby NamesLOVE: Alexandra Anna Beatrice Lucia Miranda LIKE:13 replies | 335 view(s)
April 16th, 2014, 12:10 AMsarahmezz replied to a thread WDYT of Mason? in Boy Baby NamesI probably wouldn't use Mason and Owen together as they sound quite similar. I'd prefer Owen. I'm not a huge fan of Mason. I don't go for hugely...10 replies | 214 view(s)
April 16th, 2014, 12:08 AMsarahmezz replied to a thread Your absolute #1 top girls name? in Girl Baby NamesOf course, I have lots, but right now it's Clara.81 replies | 5215 view(s)
April 16th, 2014, 12:07 AMsarahmezz replied to a thread Name Changer's Remorse in Girl Baby NamesI think Rose is your best option. If you're looking for namesakes for Beatrix, Beatrix Potter is a fabulous one.20 replies | 1129 view(s)
April 15th, 2014, 11:55 PMsarahmezz replied to a thread Jelly Bean is here(: in Birth AnnouncementsCongratulations :) I really like Evelyn Piper. I'm not normally a fan of Piper, but I really like this combination. I hope you don't mind me...15 replies | 1890 view(s)
April 15th, 2014, 11:50 PMsarahmezz replied to a thread Babies Due October-December 2014 in Momberries@Jessica - I'm A Neg, too. I don't know about anti-D injections at 28 weeks, but I'll ask when I have my first appointment. After one of my...245 replies | 19761 view(s)
April 15th, 2014, 10:49 PMemmabobemma replied to a thread Name help - flow with last name in Boy Baby NamesSeems like rhythm is part of what's stumping you. How about a name that's accented on the second syllable? Gawain (from which Gavin is derived)...4 replies | 174 view(s)
April 15th, 2014, 10:23 PMemmabobemma replied to a thread Is german measles/rubella a concern in the US or Canada? in MomberriesAccording to the CDC, there were 189 reported cases of Measles in the US in 2013 (more than any year since 1996.) Most cases were imported by...7 replies | 347 view(s)
April 15th, 2014, 08:36 AMemmabobemma replied to a thread Make middles for Tristan in Boy Baby NamesTristan Casimir and Tristan Lucius are my favorites of your possibilities.7 replies | 173 view(s)
April 15th, 2014, 08:28 AMemmabobemma replied to a thread Boat Name in Everything But NamesUsing the word "rescue".. I imagine your boat is cute and sturdy, so I suggest: Bessie Roo Rex Q. And I like Dearest's idea of Salvatrix. Good...7 replies | 279 view(s)
April 15th, 2014, 02:47 AMruolan replied to a thread sister for Anna in Girl Baby NamesAnna Sofia and Alice Rosemarie or Iris Vienne are my favorites! I know that I took the liberty of switching up Rosemary, but I think Rosemarie...19 replies | 618 view(s)
April 15th, 2014, 02:38 AMruolan replied to a thread Alexandra vs Alexandria in Girl Baby NamesI find Alexandra a bit boring considering how many people I know with similar, but more exciting versions: I had a coworker named Alexandria-- I...21 replies | 563 view(s)
April 15th, 2014, 02:27 AMruolan replied to a thread She is here... And hubby is refusing to name her Piper. :( in Girl Baby NamesAs someone interested in adoption, may I ask about your choice to give your biological children only 2 names each and your adoptive babies 3 names...23 replies | 3445 view(s)
April 15th, 2014, 01:57 AMemmabobemma replied to a thread Which of these middle names do you like best with... in Boy Baby NamesTadhg Hawthorne and Bennett Frost. I love how English/New Englandish and frosty these names feel. They make me want to dance a Quadrille in...7 replies | 285 view(s)
April 15th, 2014, 01:30 AMemmabobemma replied to a poll [poll] boys list in Boy Baby NamesWith sibs, I like Isaac and Emmanuel the most. Julius, Emmanuel and Eden make for a very Christian sibset though. If you like that, then go for it...8 replies | 432 view(s)
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About ottilie
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- February 1
About ottilie
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- London, England
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- Books, music, yoga, cooking, drawing, painting, nature, horses, hunting
- Occupation:
- Yoga teacher... Trying to make it as an artist.
- Children's Names::
- Aphrodite Marian Illyria
- Expecting?:
- 9th of February 2014
[FONT=Palatino Linotype][CENTER]My darling Marian Illyria Aphrodite, March 2013 & Little Bunny (a girl!) due 9th of February 2014[/CENTER][/FONT]
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The Nabulao Beach Resort. It has 6 regular rooms for two but can accomodate up to a maximum of 4 guests in a room with additional fee for extra beds. Then there is the suite and the family room. The regular room is 50 dollars a night, the suite is 125 and the family room which can have 6-8 guests is at 150. We give 10-20% discount for longer stay.The manager and the assistant manager of the resort will be available at all times to welcome the guests and give the room keys. There are additional attractions for the guests
boat trips, diving and aqua sports.
Property Details
Property Type: Bedroom
Number of Bathrooms: 1
Security Deposit: No What's this?
Processing/Misc Charges: No
Tax: No
Min Stay: 1 night
Max Guests: 4
Smoking Allowed: No
Children Friendly: No
Pets Allowed: No
Check In / Out: 14:00 / 14:00
- Bed Linen & Towels
- Kitchen
- Wireless Internet
- Internet
- Cable TV
- Parking Included
- Air Conditioning
- Washing Machine
- Free Cleaning
- Wheelchair Access
- Pool
- Gym
- Breakfast
- Elevator
- Doorman
- Balcony
- Outdoor Space
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Recent Comments
I would buy this in a heartbeat. I LOVE it. $$6
This is gorgeous. I'd buy it in a second.
I love the play on words... So much! I'd buy it if it wasn't so gross, haha. Very cool, though. 5.
It's one thing that you completely ripped off another design, but you have done it before and were caught that time as well. I believe you also admitted to stealing and said you'd never try it again. What, did you think that you were the only person on this planet to have seen those designs before and that no one would notice you ripped them off? I know I sound harsh here, but come on! Threadless is all about originality and you've already learned once before that people despise people who steal designs... Doing it more than once isn't going to give you a good name.
Cool idea... But not very original http://www.threadless.com/product/483/Impossible_Love


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Pastoral takes pride in carrying an array of various types of cheese to serve your gourmet needs. Whether it's pillowy goat cheese, salty Manchego cheese or crumbly Cabot cheese wrapped in cloth, our carefully chosen selections showcase the bounty of artisans who produce hand-crafted types of cheese from around the world. Rustic and traditional French and Italian cheeses may garner the most love, and rightly so, but here at Pastoral we also believe in a sourcing a wide variety of sustainably produced local cheeses from right here in the USA.
Tuma Trifulera di Langa$13.59Try two of Italy's culinary treasures- robiola and truffles - infused into one!** Learn More
Echo Mountain$13.99
Out of stockThis mixed-milk blue from Rogue Creamery is yet another hit from the renowned makers of Rogue River Blue. Each wheel ages for 8 to 12 months and matures into a dense, creamy, multi-dimensional and still incredibly approchable beauty. The buttery quality is balanced by more acidic goat's milk, sourced from a dairy adjacent to the creamery. The gentle peppery finish is perfect -- just what we expected from these masters of blue cheese! Learn More


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Do Guard Dogs Protect Homes From Burglars? Well, These Pooches Didn't
Nov 15th 2012 10:16AM
You might think that pit bulls or Rottweilers are naturally protective guard dogs that will keep your home safe from burglars. But as it turns out, they might not even have any bark, let alone bite. CBS Atlanta put five breeds known for being instinctive guard dogs to the test by staging break-ins at their homes and... Continue Reading »


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Buyer: robotiger | 13/04/12
"Ordered item on the 14th March, 8 days later product still "processing in warehouse", seller confirmed they would dispatch next day, received email comfiming this. However it has never turned up. Will never use again. Now looking to get money back."
Buyer: Rob145 | 12/04/12
"I paid for this item on 29th March and as of the 11th April I have still not recieved my item. If this situation can be resolved either by refund or my item I will change my feedback to a positive one. "
Buyer: staci1984 | 12/04/12
"Not happy! Order was refunded but still for sale on the site. "
Buyer: raybanrabbit | 07/04/12
"Order was cancelled and refunded. Expected better from play.com"
"Order was refunded, my daughter was most upset. Can't understand how they can do this when product is still for sale."
"They cancelled order, i have a very upset 4 year old."
"My order w cancelled even though still for sale on play.com!"
"Terrible service. Placed order, which was then refunded the next day - even though they are still selling the item (at a higher price). I now have a very upset toddler!! DO NOT ORDER FROM THEM!"
Buyer: townie09 | 06/04/12
"Purchased Item and money refunded next day - Seller made no contact to explain this - POOR SERVICE DO NOT USE "
Buyer: LMToybox | 06/04/12
"Ordered a large Lalaloopsy Doll Patch Treasure Chest Doll, Received A Mini Marina Anchors doll...Not Happy...No contact from company after emails sent..... Poor service...Miss selling Items...Play need to check on companys selling through there site"
Buyer: simmy1283 | 05/04/12
"Not as described. Was listed under the large lalaloopsy doll. But recieved mini doll. Mis-sold. Offered a refund to return at my expense, but not really worth loosing another £3 to return. "
Buyer: vamp1573 | 05/04/12
"Speedy delivery and arrived in excellent condition and as described."
Buyer: Jogamac | 05/04/12
"I ordered my daughters present from this shop at the beg of March. I do wish I'd read previous feedback. The item arrived today 4th April. I only ordered from the shop as it said 'sent quickly'! I could of walked there faster to pick it up!"
Buyer: Homeleigh | 04/04/12
"Received quickly and a bargain - have ordered another"
Buyer: rikstock | 03/04/12
"Received quickly and at a bargain price!"
"I ordered this item thinking that it would only take 3-4 days for delivery and after 7 days I contacted the company and they replied that it normally takes 14 working days! I needed this item as soon as possible and am not impressed with the service"
Buyer: jlangdo | 30/03/12
"I hadn't received the item after over two weeks. Was told conflicting information when their correspondence finally came. Still no item. Seller refunded and apologised, but all a bit strange. Wouldn't use again. "
Buyer: wellsa | 29/03/12
"iv not got the truck and trailer wen will i get it"
Buyer: jack0506 | 26/03/12
Buyer: catchabargain | 25/03/12
"this was a gift, very happy with order, many thanks."
Buyer: trentden | 24/03/12
"good service, many thanks."
Buyer: whackwang | 16/03/12
"Great, thanks!"
Buyer: CB1981 | 11/02/12
"Well done - Cheers!
Buyer: jwsmith78 | 03/02/12
"Arrived nice and quick in excellent condition highly recommended and thanks for the complimentary items my little boy loves them"
Buyer: adam23 | 30/01/12
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