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Not that it could, anyway. As they said during last night's game, there is a plastic wall, then a space between, THEN the tank.
Not that it could, anyway. As they said during last night's game, there is a plastic wall, then a space between, THEN the tank.
"If he's a good fastball hitter...should I throw him a bad fastball?"
- Deep Thoughts by Larry Andersen
The foreground image aside, it looks like concerns about the home run display being in the batter's eye are overblown.
It looks like they deliberately made sure that the home run display fell outside of the edge of the circle around the pitching mound.
did the Marlins put up their championship banners? I was trying to look for them on tv yesterday
a former florida marlins pitcher said
that a player wearing the maimi marlins new orange jersey with the orange hat looks like
a gatorade bottle
WOW imagine if he had on the orange hat and orange shoe
Game on MLB Network right now. Roof and Left Field window panels are open.
Marlins wearing their Orange hats and batting helmets tonight.
Last edited by BigJ; 04-02-2012 at 04:27 PM.
Those unis remind me of the '79 Pirates...
"If he's a good fastball hitter...should I throw him a bad fastball?"
- Deep Thoughts by Larry Andersen
The bugs are out tonight! The park looks good on tv, but I don't know if I could stare at those green walls all saeason.
The one constant through all the years, Ray, has been baseball. America has rolled by like an army of steamrollers. It has been erased like a blackboard, rebuilt and erased again. But baseball has marked the time.
I wonder if the construction webcam's days are numbered, now that the stadium is complete...
Last edited by Mr. Laser Beam; 04-02-2012 at 05:59 PM.
"If he's a good fastball hitter...should I throw him a bad fastball?"
- Deep Thoughts by Larry Andersen
bobblehead museum=NICE
they just try to show the swiming pool at the clevelander
I think they found a dolphin or was a marlin in it
it was a plastic pool toy of course
the owner said that after wednesday game
they have 8 more days to get everything right before the
very 1st series against the astros
the webcam is still working
and looks like the home run thing or at least the back base is going to get
another color BLACK or maybe NOT
they will know more after the first game
they are thinking about adding about 3 feet or more of black
to the back base as part of the batter's eye
Using a stolen chant from Boston Celtics fans whenever an L.A. team is playing up there just reeks of inferiority complex.
If hitting a baseball is the toughest thing to do in sports, then pitching must be the easiest thing to do in sports.
So even though Opening Day is tomorrow, the stadium STILL isn't done yet?
(Besides the batter's eye thing, what could they possibly have left to do? Didn't Samson always keep saying the construction was on schedule? )
Last edited by Mr. Laser Beam; 04-03-2012 at 06:13 PM.
"If he's a good fastball hitter...should I throw him a bad fastball?"
- Deep Thoughts by Larry Andersen
just tests
like that home run thing
can the ballpark hold 37k people and not run out of food,beer,etc
sound system,parking issues,egrees, when to open/close the roof (temp wise not rain)
WIND TEST with the panels open
will the A/C hold the temp to 75 degree with 37k people in the ballpark, and so on
the roof got struck and did not close for the first yankees game,
they found a valve problem and fix it=works fine now
thinks like that.
citi-field was finish on time in 2009 and here we are in 2012 and they are still making changes
remember when the citi-field homerun apple fail to rise up after back to back homeruns
Last edited by drdg; 04-03-2012 at 07:06 PM.
anyone know where the championship banners are displayed in the ballpark?
NOTHING yet,
tune in to mlb.com under the maimi marlins page
tommorrow april 4, 2012 starting at 3pm est for the pre-game show
and maybe they WILL show it there
Are there any diagrams relating the Marlins Park dimensions with the original Citi Field dimensions?
Here it is to the old Marlins park, i dont have a comparison to the old CitiField.
Sun Life Dimensions:
Left field line330 ft.
Left-center field361 ft.
Center field404 ft.
Right-center field385 ft.
Right field line345 ft.
Marlins Ballpark Dimensions:
Left field line340 ft.
Left-center field384 ft.
Center field416 ft.
Right-center field392 ft.
Right field line335 ft.
Last edited by dabigyankeeman; 04-05-2012 at 09:40 AM.
Here is how CitiField had to move their wall in, now how long will it take for the Marlins to realize they were stupid to have built such a big stadium and do something like this:
While I'm tempted to say bring the fences in at Marlins Park to let Mik--err Giancarlo Stanton go at 'em, the other part of me says let a pitchers park be a pitcher's park.
Marlins' magical, mystical backstop fish! Now
startingon the DL for the Toronto Blue Jays!


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Burien >Beauty > London House Salon & Spa
13028 1st Ave S, Burien, WA | Directions 9816847.485937 -122.333394
Sat: 8am-5:30pm, Tue-Thu: 8:30am-9pm, Mon: 8:30am-8pm, Fri: 8:30am-8pm
Amazing! – Drove by and saw the sign about bodywraps and losing inches. Called to find out more. The receptionists informed me of a specials where you can buy 2 and save. So, I convinced a friend to go with me. Wow I did not realize such a beautiful spa existed in our area! Sheree and Sang Mi made us both feel very comfortable and pampered with out treatments. Highly recommend not only salon and spa but the service as well!
Good salon – I have had my hair cut & colored by Monica. She is a fantastic stylist I would highly recommend. My husband has also had great haircuts every time with Ashley.
Fantastic Serviceq – I started going to London House a year ago when my then-stylist had personal problems that interferred with hsi business and availability. Juli is the recognized "perm queen" and wields her scissors equally well. Just had my hair cut for summer and now I can be ready with just a flick of my head. Not sure why other reviewers have difficulty - maybe they are difficult themselves.
Tamed Frizz – Lets start by saying my hair is normally a frizzy uncontrollable mess! I came in to talk to a stylist and was recommended to Faye. I ended up picking the Keratin relaxer ( I have tried japanese straightners in the past which have damaged my hair :( ) But the Keratin made my hair soo soft! I LOVE it! I wake up in the morning and can style my hair in minutes! Goodbye to terrible frizz! Thanks Faye you are the best!
Never go back – Over the years I have tried several times to get hair cuts or other services here. I was optimistic, and tried at least 6 times, but the stylists were inconsistent and overpriced. So I stopped that. I had one good massage, but when I went back, the person was no longer working there. I recently thought I would give it a whirl with a coupon offering 3 services and a latte. (You know, if it sounds too good to be true... well, it was..) The first service (facial), was adequate. Not sensational, but decent. Everything went downhill from there. I didn't want one of the services and requested a substitute for equal value and they declined. No problem. Didn't have the 2nd service. I then had to wait 30 minutes for the3rd, (a pedicure). I waited long enough that the hot water my feet were soaking in turned cold. I watched as 3 others received complete pedicures, so I had an expectation of what would happen. No such luck. I declined polish, but expected to get the rest of the service. I received the shortest, lamest pedicure imaginable. They asked if I wanted a "quick" basic manicure, and I relented, against my better judgment. Again, no polish. The worst I expected would be a charge for the the regular full price of a basic manicure, but was stunned when they said it would be $30. I asked why, and they said I got an "herbal treatment" (Was that the scrub that was rubbed on for 20 seconds that I was asked to "wash off " at the sink??). I have received far better manicures for $12. Overall, I felt I should have been tipped off about the staff's' "customer service " attitude when I read on the coupon "tips are expected for the full price of the services, so tip well .." (roughly) and "our customers tip well and that is why they are great".. Oh,and.. I was never offered the latte.
Saved me! – I went to another salon to get my hair done....it was awful! I had heard great things amount London House from my friends and when I went there (wearing a hat) they let me know that my hair would survive and I could get it looking great again before prom! My hair feels healthy now and gorgeous! Faye saved my life! Thank you thank you thank you!!! Looking forward to seeing you for my prom updo!
Perfect haircuts – I get my haircut by Ashley and Andrew, perfect cut everytime. My wife first got me to go there and now I won't go anywhere else. I highly recommend them and do to all my friends.
Great Stylists! – I had always received first class service at this salon! I have gone to many great people, such as Andrew, Ali and Denise! Each one did a consultation and listened to what I wanted! I tell all my friends.
Problems with the front desk. – I've been to the London House more than once. I always enjoy my service, but it is getting to the service that is the problem. More than once I have been ignored by the front desk while they make conversation with other clients. I get it, you want people to be friendly, but to ignore another client becasue you know the one you are helping better is rude. I have found that some of the front desk is better than others. I love going in on Thursday nights because the girl are super friendly. All in all I love the services that I get there and the staff is great. I just wish the front desk was less rude.
very bad. – I have tried a variety of services at this place and for some reason it's really varied in the quality of service I tend to recieve. I tried to give them the benefit of the doubt but yet again I am highly disappointed in the service recieved. They seem very friendly but it's all a front, if they mess up your service then they refuse to fix it and are very hostile about it. It's great if you're friends with someone who works there but if you're not they are very quick to dismiss you.
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subset: commoncrawl


text:
STAR makes changes in newsroom, adds staff9:24 am | October 29, 2012
The staff of the Elizabethton STAR is undergoing several changes that will aid the 86-year-old community newspaper as it continues to serve the residents of Northeast Tennessee, particularly the residents of Carter and Johnson counties.
Longtime newspaperman Mark A. Stevens, who was named the STAR's publisher Aug. 27, called the changes "exciting and focused."
"Hopefully over the past few weeks, readers have noticed some changes we've quietly implemented," Stevens said. "We've enhanced our Wednesday, Thursday and Friday editions by producing a full-color section for Sports and Classifieds.
"And our news department has turned its focus from procedural coverage to human-interest, enterprise and in-depth stories with a renewed and strong focus on the people of Carter and Johnson counties."
To successfully implement the changes, several staff changes and additions are being announced today.
Brian Reese is the STAR's new editor-in-chief. He will oversee the daily operations of the newsroom, as well as the composing and graphic-design department.


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Carefully chosen native plants can be used in a wide variety of infiltration and filtration practices to increase water quality. In this course, you'll learn the basics of Native Landscape Design with a focus on stormwater projects.
If you are new to this aspect of design, or if you review plans for a municipality, you'll learn to evaluate the plans and specifications. You'll learn how to select and order plants and seed that would be ideal for sustainable stormwater projects. We'll also cover monitoring and management guidelines you should expect in a good plan.
More ▼
This one day course will cover:
• When and why a native landscape approach is the right choice.
• How to plan for a native landscaping project.
• Some techniques to reduce and slow runoff - preserving natural swales and drainages, reducing land disturbance/grading, and minimizing impervious surfaces.
• The basics of plant selection for bio-infiltration (rain gardens and bio-swales) to help prevent flooding, prevent water quality degradation, stabilize flow rates and prevent bank erosion
• The application of buffers, filter strips and/or level spreaders and how to enhance their performance with the right plantings.
• The basics of plant selection for constructed wetlands (subsurface or surface wetlands, which are an engineered sequence of water bodies designed to filter and treat pollutants found in storm water runoff or effluent).
• Native landscaping layouts.
• How to select and order plants and seed ideal for a stormwater project.
• Proper planting and maintenance techniques.
• How to identify common native plants used for bio-infiltration.
• Tour of stormwater practices and vegetation on the Lake County grounds.
Who should attend?
• Landscape architects and designers, planners, scientists, architects, and engineers involved in design of stormwater treatment systems
• NGOs involved in helping to educate landowners about rain gardens and native plantings
• Traditional landscapers who would like to incorporate native plantings in their landscape designs
• Non-landscapers who would like to learn more about plant selection and identification for constructed wetlands, buffers, stormwater ponds, etc.
Close ▲
Benefits and Learning Outcomes ▼
This program can be applied toward the:
Connect withWater Technology
Water Webinars
Visit our Courses and Resources sections of this page for upcoming and previously-aired water webinars.
Learn about the real-world impact of workplace changes. Hear what leaders in both business and academia have to say and help propel yourself or your company into the future. Learn more>>


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I first noticed my growing intolerance for violent imagery the day after the shooting, when walking past the TV when a kids' cartoon was playing. Yes, I knew it was a cartoon. Yes, I realized the good guys were battling the bad guys. Yes, I realized the object being shot was not human but some grotesque alien creature. Nonetheless, it was hard to stomach the rapid-fire shooting taking place on the TV screen.
A few admissions: 1. My aversion to violent imagery on the big or small screen was only temporary. 2. I realize this is a purely personal decision. Other consumers of media can and do see it differently. 3. In an open society with a strong First Amendment, it's unreasonable for anyone to expect to never confront content that he or she finds offensive.
Writer and director Quentin Tarantino's latest movie is Django Unchained, a work that USA Today termed a "bloody slavery-revenge film." Having seen it last week, I'd put the emphasis on bloody — lots of blood and gore that splatters everywhere, lots of brutality, lots of killing.
According to Tarantino, viewers might have a hard time watching the brutal depictions of the lives of slaves in 1858 Mississippi, but can enjoy it when the lead character, a freed slave, exacts revenge on his oppressors.
"There's the violence that's hard to watch and there's the violence that's fun to watch," he told NPR Fresh Air host Terry Gross last week.
Gross then asked if these hyper-violent images were hard to either produce or consume in the light of the Newtown massacre, "Is it any less fun after the massacre at Sandy Hook Elementary? Do you ever go through a period where you lose your taste for movie violence?"
"Not for me," was the director's curt answer.
"I'm really annoyed," he said. "I think it's disrespectful. I think it's disrespectful to their memory ... of the people who died, to talk about movies. I think it's totally disrespectful to their memory. Obviously, the issue is gun control and mental health."
As Tarantino sees it, violent movies and real-life acts of violence "have nothing to do with each other."
The director is mighty certain. The rest of us could be forgiven for having our doubts. We might wonder if repeated onscreen images of violence are having a negative impact on how we treat our fellow human beings. We might fret that digital citizens walled off from the human touch and bombarded with negativity are doing themselves real harm. We might worry that it takes a national tragedy like Sandy Hook to roust us from our stupor.
Thinking about these issues — about how we can break down the barriers that divide us and foster a less-violent culture — just might be one way to honor the memories of the victims of the Newtown massacre.
Bob Davis is associate publisher/editor of The Anniston Star. Contact him at 256-235-3540 or email@example.com. Twitter: @EditorBobDavis.


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WINTHROP HARBOR, Ill. - David and Mary (Ojanen) Gustafson of Winthrop Harbor, Illinois, celebrated their 50th wedding anniversary on August 5. David and Mary spent their anniversary in the Copper Country, where they also participated in David's alumni reunion at Michigan Tech (Class of 1961).
Mary was born and raised in Chassell. She graduated from Chassell High School in 1958 and attended Suomi College. She is the daughter of the late Carl and Rosa Ojanen.
David was born and raised in Hancock (Franklin Mine). He graduated from Hancock High School in 1957, earned a degree from Michigan Tech in 1961, and received his Ph.D. in civil engineering from Tulane University. He is the son of the late William Gustafson and Vieno Stalo. He recently retired from a long career in civil engineering, which included teaching at Michigan Tech and working for many years at the Concrete Reinforcing Steel Institute in Schaumburg, Illinois.
Mom and Dad, we are so happy for you. Wow, 50 years!
Love from your children, Jane, David Jr., Jennifer, Paul, and Sara.
Send greetings to firstname.lastname@example.com.
Fact Box
The following information is provided by the couple. The Gazette is not responsible for the content of the information provided.


text:
Dr. Snyder also welcomes patients at:
Dr. Snyder sees patients for
Download Dr. Snyder's Hip Arthroscopy instructions.
Download Dr. Snyder's Hip Rehabilitation Protocol.
Download Dr. Snyder's Hip Arthroscopy consent form.
Dr. Snyder recommends the following websites for more information on hip arthroscopy and other orthopedic conditions.
A Patient's Guide to Hip Mobility and Hip Arthroscopy
American Hip Institute
American Academy of Orthopedic Surgeons
University of Colorado Health employees dedicate themselves to providing patients and other customers with world-class care and service. Outside organizations recognize that, calling University of Colorado Health's hospitals some of the best in Colorado and even the best in the nation. Some of those accolades are listed below:
University of Colorado HealthFort Collins, email@example.com


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Cellar/Tasting Notes "An intense, tight wine, with stalky black currant fruit. It exhibits delicacy and elegance rather than power. Fresh fruit with an attractive smoky element make this a wine that is going to develop further, and it has a fresh, vibrant finish."
Cellar/Tasting Notes A big, powerful Margaux that should age for 20+ years, this inky purple-colored wine exhibits notes of spring flowers intermixed with blackberries, raspberries and cassis. Some lead pencil shavings and toasty oak are also present in this powerful yet at the same time very pure, textured,..
Cellar/Tasting Notes An absolutely stunning nose of violets, creme de cassis, lead pencil shavings, forest floor and subtle new oak burst from the glass. The wine has great fruit, superb texture, a full-bodied mouthfeel and an extravagantly rich, concentrated palate with low acidity and ripe tannin.
Cellar/Tasting Notes "Midnight oil? Dense black purple to the rim, the 2009 Lascombes has enormous concentration, with loads of graphite, blackberry, and blueberry notes as well as hints of pen ink and truffle. The wine is super-intense, full-bodied, fleshy, and rich. This is another wine that will compete with the..
Cellar/Tasting Notes "The dark ruby/purple-hued 2009 Pavillon Rouge de Chateau Margaux offers a big, sweet kiss of spring flowers intermixed with blueberries and blackberries, a silky texture, and a dense, concentrated, but seamless mouthfeel. This glorious wine should drink well for 20 or more years. (Tasted once.)"
Cellar/Tasting Notes "The dense ruby/purple-hued 2006 Palmer reveals sweet aromas of melted licorice, underbrush, toast, plums, and black cherries. Outstanding density, a medium to full-bodied style, and a personality that recalls 1996, this blend of 66% Cabernet Sauvignon and 34% Merlot possesses moderately high..
Cellar/Tasting Notes "It is worth noting that when the bottled 2006 Chateau Margaux, which appeared closed and less impressive than I had predicted from barrel, was retasted alongside the remarkable 2008, I elevated my score to 94+. It does not possess the size or power of the 2008 or 2005, but the 2006 exhibits..
Cellar/Tasting Notes One of the all-time great Palmers... An opaque blue/black color suggests a wine with thrilling levels of concentration and intensity, and That's exactly what a taster gets.
Cellar/Tasting Notes "This is not a big Château Margaux, its style showing more elegance and discretion. The tannins are soft, although producing a dense web that lies underneath the black currant and plum fruit flavors. It is a wine that envelops the mouth, an edge of firmness over velvet fruit textures. The wine..
Cellar/Tasting Notes "The elegant 2007 Chateau Margaux's purity, depth of fruit, and overall equilibrium are impressive. A dark ruby/purple color is accompanied by notes of spring flowers, black currants, and blackberries, a soft, lush, medium to full-bodied mouthfeel, and delicacy allied to impressive depth,..


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Thursday, January 17, 2013
"I believe that being a nursing major at Augustana presents huge benefits because of our location in Sioux Falls. The program has extraordinary connections with both Avera and Sanford, making Augustana nursing grads a high priority for hiring." Meet senior nursing major Brandon Varilek, a native of Clark, S.D. He shares how Augustana offered him the hands-on clinical experience he'll need for his career in healthcare.
Monday, January 14, 2013
The Center for Western Studies has issued a call for presenters and authors for the 45th annual Dakota Conference on the Northern Plains, to be held April 26-27. The theme for the 2013 Conference is "The Spanish Northern Plains."
The Impact Report celebrates the impact created by many through the simple act of giving to Augustana College during the 2011-12 fiscal year period (Aug. 1, 2011, through July 31, 2012).
Wednesday, January 9, 2013
Under the leadership of Dr. Nathan Grau, assistant professor of physics, the PHENIX institutional board voted to accept Augustana in mid-December. The PHENIX (Pioneering High-Energy Nuclear Interaction eXperiment) collaboration is an association of scientists and engineers who have designed, built and currently maintain the three-story, 3,000-ton PHENIX detector at the Relativistic Heavy Ion Collider for the study of the strong nuclear force.
An op-ed in "Echoes," the business history blog of Bloomberg View, by Augustana's Dr. Robert Wright, Nef Family Chair of Political Economy, argues that since its earliest days, the history of the NYSE has been characterized by competition and consolidation. Its history, Wright argues, suggests that financial exchanges do respond to evolving economic conditions, and that bigger often isn't better.
On Sunday, 54 members of The Augustana Choir will depart for a 20-day European Tour with stops in Berlin, Potsdam, Leipzig, Prague, Krakow, Vienna, Bratislava, Salzburg and Munich. Following its return to the U.S., the Choir will perform a "European Tour Homecoming Concert" at 3 p.m. on Sunday, Feb. 10, at Our Savior's Lutheran Church.
Wednesday, January 2, 2013
Dr. David Bader, class of 1974, didn't plan on a career in cardiovascular research. But a ruptured appendix and gentle guidance from Augustana science faculty members helped steer him down a path that has included service at some of America's top medical research institutions.
Wednesday, December 19, 2012
In January, 165 Augustana students will spend the month immersed in 32 countries on six continents throughout the globe for an intense, first-hand study of history, language and culture. "...We know and understand that in order to compete in a global economy, our students must experience different parts of the globe firsthand. It's why we work hard to encourage them to explore, discover and learn about foreign places, different cultures and ancient histories," said President Rob Oliver.
Monday, December 17, 2012
"Augie is where we got our start. It's where we wanted to make our commitment. It's an amazing sense that comes over you when you have the opportunity to give back to the source of your own educational beginnings," – Jim Wylie, Augustana class of 1955.
Senior Hannah Kuelbs, a native of Clements, Minn., and a double major in Communication Business and Music, has been recognized as an "up-and-comer" by the blog for Minnesota Public Relations, a site dedicated to sharing recent public relations-related news, jobs and events.
© 2014 Augustana College. All rights reserved.
2001 S. Summit Avenue, Sioux Falls, SD 57197 | 800.727.2844 | 605.274.0770 | +001 605.274.5516 (outside the United States)


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Always Free Shipping for Birchbox Aces
Free standard shipping on orders $50+
Create a free account to check out faster, store multiple shipping addresses, view and track your orders in your account, and much more.
Please enter your password to continue.
Back in elementary school, we mastered the art of weaving DIY friendship bracelets. Old habits die hard: in search of some trendy wrist gear, we got the idea to design our own accessories. The result? These half-woven, half-metal braided chain bracelets. They put a cute finishing touch on any outfit.
These bracelets are so bright and fun! The material is also very comfortable to wear and it won't stick to your skin if you're out in the sun. Definitely sweat-proof!
I like the bracelet. It's really cute. I got the silver tone finish and like it. It will look great with other bracelets. It is very small though. I have a small wrist but if you do not, it may not fit.
A bit disappointed in how thick this bracelet was. The colors were bright, but just wasn't me. I will pass along to my niece.
I love this bracelet. It fits perfectly on my small wrist without fear of it falling off. I would not recommend it for people with a wider wrist as it may not fit.
yes, its very cute. but it can also be made from home instead wasting 18$ on it. all you need is some chain and string
Returned it, wasn't worth the money. Honestly looked like something you would find in the dollar store. Very, very cheap looking.
Should have listened to the others who said it was cheap looking. It definitely is and I am disappointed. I really wanted to love it! Looks cuter in the picture. Don't waste your money.
When I saw this on the Birchbox website, I thought it was super cute. I placed an order using my points, so I really only paid $3.50 for it. When I initially received my order, they sent me the pink/silver when I had ordered it in pink/gold. Not only that, but it looked super cheap. I realize it's just a piece of accent jewelry, but if I had paid almost $20 for it, I would have expected more. I sent the incorrect one back and was promised that a new one would be on its way. A few days later I received a box full of product from someone else's order! (And no bracelet.) So two returns later, I did get the one I wanted. I have a lot of trouble putting it on by myself and I cut the extra thread off the ends because I felt that hanging off the ends made it look even more cheap. Check out other places for cuter, better made accessories.
I used my Birchbox points to purchase this piece of jewelry so I only paid about $3.50. Everytime I wear it, I get compliments. The bracelet is surprisingly light. My only beef with it is that it's a little difficult to put on by myself. Otherwise, it's a nice thing to have for my wardrobe. :)
pretty but not perfect, looks kind of cheap, also my wrist is very thin, and it still is a little tight so it doesn't look delicate.


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The story of a ridiculously improbable come-from-behind victory from this past weekend.
Syracuse Crunch fans got a little boost of hope this past Sunday in the form of an improbable win over a divisional rival.
With just 24 games left in the Crunch's season, Syracuse has a lot of ground to make up if they want to see playoff hockey. Making it is still possible, but it won't be easy.
With both of their goalies on recall to Tampa Bay and less than 24 hours until their next game, the Syracuse Crunch found themselves in dire straits. The solution was unorthodox and left fans desperately hoping that things can only get better.
Despite having a more complete roster than they have had in two months, Syracuse still drops both of its games this past week, losing by a 7-3 goal differential.
Syracuse's 1-7 series against the Binghamton Senators point to some major problems in their quest for playoff contention.
Ondrej Palat, left wing of the so-called Top Gun line, jumps from 7th round pick to 9th overall in our Top 25 Under 25 rankings.
Now playing in the KHL for Slovan Bratislava, goaltender Jaroslav Janus comes in at numbet 16 on our countdown.
An end is also a beginning, and that's not always a bad thing.
The RC staff explain this development in their own words.
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1551 Valley West Dr # 250, West Des Moines, IA | Directions 5026641.597502 -93.749512
Mon-Fri 9:00 AM-9:00 PM,Sat 8:00 AM-9:00 PM,Sun Closed
ask for hair exspert "JESS" she has Always done my hair great .. is is great at coloring and also great cuts
BAD Experience – My sister and I purchased a 'spa day' for my mom's birthday at Bella salon and spa. We booked manicures, pedicures, and 30 min massages for all three of us. We were super excited for a day of pampering.....
When we got there, they immediately did the manicures and pedicures. BEFORE the massage. Which meant that when we went to lay on the bed and they covered us with a blanket, our freshly painted toenails were ruined. Even the massage therapists mentioned that it was poor planning.
Secondly, the woman painting my nails was horrible. At one point, she even made a comment like, "I don't know why they make me do this. I keep telling them not to let me, I'm slow and horrible." And I completely agreed. As soon as I got home, I had to remove the fingernail polish as it looked as though a 4 year old painted my nails. It's really not that hard to do. And now, my fingernails are all peeling at the tips. I'm not sure what was done wrong, but I never have issues with my nails normally.
I DO NOT recommend this place for a relaxing spa day. It is more trouble than it's worth. And I WILL NOT be returning there. For what we paid, we deserved a LOT more.
Pretty Good Place to Get Hair Done – I'm only giving Bella 3 stars because I feel at times its a bit of a crapshoot on whether you're going to get a good colorist. I've never had a bad haircut from there and have been going there for about 7 years now. I used to get my hair colored and highlighted every few months. Every time I found a good stylist I really like, it seemed they would leave. So each time I had a different person doing my hair. There have been several times that when I got my hair colored there, they did a fabulous job and I got lots of compliments. However, one time I went there to get highlights, I ended up with very very brassy streaks in my hair. I actually had random people asking me if I had done that to myself! There have been a couple other times that while my hair didn't turn out horrible, it was just blah.
I've always gone elsewhere to get my nails done so I can't really speak to that aspect of it.
One more issue that I have with Bella is their choice of products. I absolutely hate Bumble and Bumble and think that it's overpriced garbage. I do like the Procolor line of products they carry though and my hair seemed so much more healthy after using it.
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Thanks for all the replies and support. I am feeling better about my decision to just wait and see. I've been reading a lot of personal stories and seeing people freak out and do surgery right away that it made me feel like I wasn't doing enough. Mia's my little girl and I just want the best for her.
Her knees are odd. She definitely never limps or is lame. She is very agile and active. But by all counts since her knees are graded higher she should be limping some right? My vet had said he had seen some dogs that have knees riding out 24/7 that are fine. Mia's right knee is graded worse but sometimes it does seem like she barely favors her right knee. It is something you'd have to really be looking to see though.
Mia and Summer
I'd worry more about the elbows and their compensation, with age and arthritis.
Do her knees pop in and out with you hands on them? Can you hear it or feel it?
Sloan von Krigbaum CGC BH CD NA NJ PD MJ-N RATI RATN 3/7/10 -
Shamoo NJ-N RATI RATN 3/1/98 -
Phelan du Loups du Soleil 6/15/13-
Arnold CGC TDI FD 6/29/04 - 07/05/13
Backup CGC HIC CD SRD SJ-N RATI 12/29/09 - 07/05/13
You were amazing, we did amazing things.
Harmony Canine, relationship based training.
Yep you can feel them pop in and out if you manually luxate them.
Mia and Summer
I'm no expert but either way Hannah lived a very active life with agility, hiking, playing, and swimming (plus being obese for a while thanks to my mom). She's still very limber and active approaching 13 this year so I would really say you're doing the right things with Mia. If I knew what I know now I would research special stretches and muscle building exercises to support the joint as well as use a joint supplement sooner (Hannah had nothing but a good food until she was about 11) but I highly doubt I would entertain surgery still.
Sloan von Krigbaum CGC BH CD NA NJ PD MJ-N RATI RATN 3/7/10 -
Shamoo NJ-N RATI RATN 3/1/98 -
Phelan du Loups du Soleil 6/15/13-
Arnold CGC TDI FD 6/29/04 - 07/05/13
Backup CGC HIC CD SRD SJ-N RATI 12/29/09 - 07/05/13
You were amazing, we did amazing things.
Harmony Canine, relationship based training.
That's kind of what my vet had said that some dogs just seem to compensate. Mia stretches her back legs occasionally but it is usually when she first gets up for the day or she's been sitting. Summer stretches by lowering her front and Mia stretches by leaning forward and stretching her back legs out like a cat. You can't hear them pop in and out though.
Her knees don't pop every time you move them but they do a lot of the time. The best way to describe it is that her rear just seems a bit loose. It is hard to tell a lot of the time because she moves like a tiny Aussie- bounce everywhere and her whole body wiggles when she's happy.
Anyways I am glad to hear some other positive stories. I definitely feel more comfortable with our decision.
Mia and Summer
Luxating patellas
When my dog was a pup her vet said she had luxating patellas as well. He told me that she could be walking along and suddenly stop and then begin to walk normal again.
I have never noticed this in my dog and she is maybe not as active as your dogs but she is not a couch potato either. She has excellent muscle tone as well.
I do however not allow her to jump on or off furniture. For this reason my dog is provided dogs stairs, for bed and for furniture. re: 7 pound Yorkie, 6 years old.
I think this is very important for the health of her knees and joints. I have not put her on joint supplement yet.
May I ask what sort of joint supplement that you use? Sooner or later I am going to have to start looking at this seriously so may as well start asking now.
I would not get surgery done on my girl. Not unless her quality of life was diminishing and she was still say under 10 years old. I think that to not have your dog undergo surgery for this matter is a wise choice.
You are right about reading stuff on the internet. Be careful. I have done this in the past and got me in such a frenzy I couldn't sleep worrying about my dog.
When in doubt ask your faithful forum members/followers, other dog owners and of course a range of vets.
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Smith Tabbed as PBC Defender of the Week Again
– For the second straight week, North Georgia women's
soccer star Casey Smith was been tabbed as the Peach Belt
Conference Defender of the Week, the first player to ever earn the
award in back-to-back weeks.
While Smith is only player to earn the weekly defensive award in back-to-back weeks, the Stockbridge, Ga., native is one of only two players to ever earn the PBC Defensive Player of the Week award three different times, sharing the honor with current GCSU standout Morgan Cobb. Two other players have won the award on two different occasions, including Jessica English who captured the award five weeks apart to start the 2007 season.
Smith continued to dazzle in the Lady Saints' only game last week, tallying two assists, while leading a defense that allowed just one shot on goal in a 5-0 shutout over West Georgia. The junior defender recorded her to two assists in the second half against the Wolves, sending a corner kick into the middle that found the foot of Natalie Douglass in the 50th minute, before setting up Kelly Martin for the final goal of the game in the 65th minute.
The two-time PBC All-Conference selection, and two-time Peach Belt Preseason All-conference pick leads the league in assists with three, while she is tied for the team lead in goals with two.
With Anderson University being North Georgia's final non-conference game before Peach Belt Conference play starts over the weekend at USC Aiken, the Lady Saints will look stay undefeated and jump into their first-ever NCAA Division II Top 25 Poll next week. North Georgia moved up to 4th in the latest Southeast Regional Poll released on Tuesday afternoon, while the squad garnered national attention, receiving votes in the top 25 poll for the first time in school history.
Smith will look to lead her squad into the Lady Saints' home opener as they play host to Anderson University at the Soccer Complex on Wednesday, September 9, at 6:00 p.m.


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Haline Dining Chair
Good chair designs can also be good art, and the Haline Dining Chair proves it. The shapes are simple, designed for human comfort, and they are very definitely refined. You walk around this modern dining chair and find yourself admiring its shape harmonies from every angle, just as you do with a freestanding sculpture. Every detail -- the cutout hand-hold on the back, the row of 3 polished connectors below the rear seat edge -- contributes to the artful flair. The materials used to manufacture the wood dining chair contribute, too: all beechwood construction finished in your choice of color with faux leather upholstery over fire resistant foam fill for long life, comfort and easy maintenance.
- Backrest is curved for ergonomic comfort
- Sturdy Beech wood construction
- Fire resistant foam within seat upholstery
- Elegant finish in your choice of color
- Seat upholstered with cream or black faux-leather
Height: 38"
Width: 18"
Depth: 19.5"
- (1) Haline Dining Chair
- Sold in increments of 2 with a minimum order of 2 required
Small Parcel (FedEx / UPS)
- Minimal Assembly Required; Hardware & Instructions Included
One Year Warranty Against Manufacturer Defects
1-877-224-6663 or 973-276-0444
Copyright 2003-2013 by Evofurniture, LLC. All rights reserved.


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Citifinancial Auto = Nightmare
Posted by Shaftscaliber on 03/15/2008
RIVERSIDE, CALIFORNIA -- If you have the option to finance or refinance your car loan, PLEASE think twice about going with Citifinancial Auto. They've been nothing but a nightmare to me. Here's the email I wrote to them on Thursday March 13th 2008:
My name is Tim Soto and I'm a (fairly) new Citi Financial Auto customer. I have a complex situation and I'm in desperate need of assistance because I've spent too much personal time and energy trying to fix it. There's a lot that's gone on but I'll try to break it down to make it less confusing...
1. Early February my E-Loan car payment account was transferred over to a Citi account without me knowing.
2. I never received a packet in the mail letting me know that I'm a new Citi customer so I had no idea what my account number was (a coworker of mine also had an E-Loan account switched over and he received a packet in the mail a few days after the transfer).
3. I called and spoke with a woman who told me I had a payment due right away for $269.60. I explained that I was upset because I didn't receive anything letting me know my account information and she apologized but that I'd have to pay the $15 fee for over-the-phone payment. She assured me that I would be credited back the $15 on my next bill (which would mean I'd owe $254.60)
4. I called and spoke with another rep and explained that I still had not received a packet in the mail and they assured me that one was on it's way. I also asked for my account number and he gave it to me.
5. I tried to set up an online account but kept getting an error message after filling out my personal information. I emailed about the situation and received a reply from Tanisha [snip]. She explained that the username/password has to be set up with specific characters (which is not stated ANYWHERE on your site for some reason). Once I followed the strict guidelines I was finally able to create an account.
6. It showed a payment on 3/3/08 so I figured everything was fine. I checked back the next day and then it said it was "reversed" and had a payment due date of 3/2/08 for the total of $254.70. I did not receive an email or phone call about it being reversed so I was very confused. I waited a few days for an answer and then ended up emailing Tanisha [snip] because I didn't want to have a late fee, or worse (I didn't want to make a payment and then have it kick the direct debit back in and ultimately make me pay double). I emailed her on 3/6/08 and did not receive a reply so I emailed her again on 3/11/08 - still no reply.
7. It's extremely hard for me to call Citi Financial because I'm PST time and when I get off work you guys are closed. I do Technical Support and am on the phones throughout the day so I'm unable to call during my work hours. Email is the best option for me but I've received very little help through it.
8. Someone named "Mrs. Thomas" called and left a message for me today and I called back within 10 minutes. I spoke with "Samson" in Customer Support and she was extremely rude and not helpful at all. I tried to explain the situation to her but she didn't want to listen and told me that I could make the payment over the phone but would be charged $15 (again) - this obviously isn't acceptable to me, especially seeing as I already set up direct debit through the website. She did mention that I shouldn't have been charged the $15 the first time because "E-Loan customers don't have to pay any fee's over the phone". Seems like she just contradicted herself there.
9. I called back and spoke with another Customer Support rep (who was MUCH nicer) but told me that there's a late fee on my account and that I'd have to pay $10 for the late fee and another $15 for paying over the phone. So the payment is going to be $25 MORE now?! I thanked her for her time and asked if I could speak with a supervisor. I was on hold for about 10-15 minutes and then the phone started to ring. I expected to talk with a supervisor but instead got a voicemail for someone named Alicia.
10. I tried my best to explain everything in the voicemail to Alicia and then had to hang up (the recording said I only had 15 more seconds to leave the rest of my message). I'm waiting for Alicia to call me back but I'm worried she won't (just my luck). If anyone could PLEASE reply back to this email and/or call my cell phone 951.907.8087.
I just want to pay the $254.70 that I owe and then let the direct debit $269 payments go through every month thereafter. I really don't think this is too much to ask and I'd really appreciate some help.
Please don't reply back telling me to call in about this situation because I've already called and explained it to about 5 different people. If you could forward this to a supervisor (or if you could forward this to "Alicia" in Customer Support - unlikely, I know) I'd greatly appreciate it.
I've been doing a lot of research on Citifinancial Auto and it looks like a TON of people are having problems with them too. At this point I'm not really sure what to do. It's Saturday March 15th and I've yet to receive a call or email from anyone at their company. I'm almost ready to give them a call and just pay the extra $25 and get it over with. Any suggestions? Thanks a lot!
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Posted by tnchuck100 on 2008-03-15:
You had better stop that auto-debit. That is going to come back to haunt you big time. NEVER let any company have access to your checking account. They will take any amount anytime they wish. You think you trouble now...you ain't seen nuthin' yet.
When you get this straightened out YOU make the payment through your banks web site 5 days before it's due. YOU control when and how much.
Posted by sandlizzard on 2008-03-15:
I don't think Citifinancial-auto would deduct any monies from your account. But the customer service is terrible. They are on auto-pilot to collect money. The supervisors are just as bad. Good luck
Posted by shaftscaliber on 2008-03-17:
Hey tnchuck100...
I'd rather not have it auto-debit but with them it's the ONLY way to pay (that I'm aware of) without them charging you a $10-$15 "processing" fee. I was just on their website and if you use the "pay now with your debit/credit card" link, it's broken...awesome huh?
And yeah sandlizzard, the customer service is horrible and the supervisors are just as bad. The few times they've called me back, it was always for money only. They've still yet to give a bill through email or regular mail (which I can't comprehend). I can't believe they're even in business!
I'm going to call them today and let them know that I'm recording all the calls now. If this continues on their part I'm going to take legal action (yeah I'm that upset now).
Thanks for the replies guys!
Posted by tnchuck100 on 2008-03-17:
I have never heard of mandatory auto-debit for any company. They may be trying to convince of that. If I were you I would look into what they are doing to you much more closely.
Do not pay through their website. They may well charge for that. Pay though your banks website. It works just like you wrote them a check and mailed it. Mark my words, if you don't fix this situation it will cost you further down the road.
Posted by DebtorBasher on 2008-03-17:
Auto-Debit is for the customer's convenience...not a mandatory policy. What if someone didn't have a checking account and used Money-orders instead?
Posted by shaftscaliber on 2008-03-17:
Here are their payment options:
By Mail (which I'm afraid to do because knowing them they'll probably say they didn't receive it or say wait to deposit it until after it's labelled late) - and not to mention I've NEVER received any bill from them in the mail (ridiculous!)
By Direct Debit or ACH (which I signed up for but didn't seem to work if you read my review above)
Check or Debit card by phone (which incurs a $15 payment over the phone fee - no thanks!)
Western Union Quick Collect (which costs $12.95 to process and you need to bring your payment in CASH to a Western Union bank - sounds like a huge pain!)
MoneyGram ExpressPayment ($8.95 processing fee and you must bring your payment in CASH to the location)
Posted by tnchuck100 on 2008-03-17:
You seem to keep avoiding what I am telling you about using your bank's website to make the payment. It works just like mailing. And it leaves a trail.
If your bank doesn't support this you have not said that.
Posted by TallCarl on 2008-03-17:
Tim, sounds like you and I are dealing with the same lack of customer service issues at Citifinancial Auto. TNCHUCK100 had a good idea; I make payments thru my bank now (since Citifinancial Auto has messed up my acct.and restrict payments online, even though it is their error. If you bank has a relationship with them,U can make payments that will show in just a few days. Good luck - we should all start a Class Action against Citifinancial, I think we could win.
Posted by shaftscaliber on 2008-03-17:
Hey tnchuck100 - sorry I wasn't trying to avoid comments about using my bank to pay for it. I was replying to DebtorBasher's comment (sorry!) Yeah, think I'll start doing that, thanks!
I called them and spoke with a very nice person named Amanda - she was helpful and said that she'd do her best to make sure they get in touch with me about my situation.
Right before I called I figured I'd say screw it and just pay their stupid fee's. I ended up paying $25 more than I should have but if it helps me end this nightmare I'm all for it.
Really appreciate all the help guys!!!
Posted by angies3cents on 2008-04-02:
Hi shaftscaliber! I agree with you 100%. Due to some unexpected medical issues, I became late on one of my payments. I began receiving numerous calls daily from the collectors however was unable to speak with anyone due to medical issues. When I was able to call someone, I was told I should have planned for this unforeseen event and I must be a crazy to think someone would believe I was unable to pick up a phone and make a call while I was in the hospital. I was also called a liar. My whole purpose for the call was to see about clearing up my late payment and getting my account back on track. The representative that I spoke with said he was unwilling to work with me until I made a payment. I, again, explained that I was unable to make a payment that very day due to not working for over a month. I, again, was called a liar because the collector had been leaving me voice mail messages at my job for several days, therefore he assumed (im guessing) that I WAS working because I have voice mail set up??? I then told the representative that I wasnt calling to argue, I was only calling to make arrangements to clear up my account. I was then told by the representative that he couldnt do anything for me, or provide any info until I am able to make a payment. I asked to speak with a supervisor. The supervisor told me I would need to make a payment immediately or my vehicle would be repossessed. Can someone please help me???!!! What can I do? I dont understand why they call 5-10 times a day, only to ask for a payment, not to actually help get the account cleared up? Any advice???
Posted by shaftscaliber on 2008-04-02:
A user emailed me asking for suggestions cause the same thing is happening to them so I emailed them with the following information below:
Luckily for me it had a fairly happy ending. I emailed every email address on their website stating that I'm extremely fed up and that I'm going to take legal action if it doesn't get resolved. I also called and said screw it and paid the car payment before it became 30 days late (I was worried it was going to affect my credit score...or worse, have them impound my car).
I talked to a very nice and friendly lady (which was a shock...I though they were all a-holes there heh) who told me that they already have a case open for my account (so I know they got the threatening email) and that they would be getting in touch with me shortly.
They never got in touch with me, but they did lower this months car payment by $40 (they owed me $60 all together I believe).
My advice would be just to send them an email explaining everything (step by step) like I did. Hopefully they'll fix the problem for you. Goodluck!!!
Posted by patty186 on 2008-04-04:
This EXACT same thing happened to me withE-Loan and Citi around the same time. It took me two hours on the phone with 9 diffrent departments and people to get the credits. I would not hang up until I received the credits. I recently paid the loan off in full so I would not have to deal with these idiots any longer. My check cleared my bank for the pay off on 3/31, they will not send me my title until 4/8 because it is "company policy" I even offered to dive to one of thier offices to take cash with me to get this finished, they said no, no cash payments. RUn from Citi as FAST as you can!!!!!
Posted by TallCarl on 2008-04-15:
here's an update to MY issue with Citifinancial Auto, and how I finally got it resolved. Maybe it will give you an idea. Good luck.
(copy and paste) http://www.my3cents.com/showReview.cgi?id=33012#comments
Posted by Anonymous on 2008-04-15:
Thanks for following up with us on your M3C complaint about Citifinancial Auto. It's always appreciated when someone takes time to give us follow up! Best of luck in the future!
Posted by Deet on 2009-03-10:
I pay online from my Bank account program - easy and convenient.
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Skip a payment: Letter and subsequent problems
Posted by Talk2vam on 02/03/2008
ABILENE, TEXAS -- Here is a copy of a letter (email) that I have sent to their "executive response" email about a problem that I have with Citifinancial Auto and copied to their customer service email:
1. You need to do something with your procedures when someone calls in. To be totally ignored and treated as a liar and a thief is unacceptable. On January 27th a man by the name of Frank from telephone number 1-817-835-3291 called me. He asked me if I was going to make my car payment for January (2008). I told him that I had received a letter in the mail back in December (don't remember the exact day that the letter was received) offering "skip a payment" and had taken Citifinancial up on the offer. I received it after I had made the December payment so when I called on December 15th, the "skip a payment" went into effect for January. The person I spoke with on December 15th (whose name I did not get) said that it was processed and that the next payment would now be due in February. He was very congenial and nice. I wish now that I had gotten his name. It never occurred to me that a company could so mess up a simple concept as this or that one department wouldn't have a clue as to what another department was doing in the same company! I told this gentleman who handled the 'skip a payment' that this was great and well-timed because I could use that payment to put tires on the car, which I did at Wal-mart:
Transaction Details
Description: WAL Wal-Mart S 12/15,ABILENE TX \
Posting Date: 12/17/2007
Amount: $340.78
Type: Check Card
On January 27th, Frank was rude to me, treated me like a liar, insinuating that no such letter existed and again wanted to know when I would be making my payment. His tone of voice was insulting as well as his words. He asked with a sarcastic tone, "Well, what was it? Did you have medical expenses that caused you to ask for the skip a pay?" I told him NO, that the offer was made to me with no strings attached and that I had not initiated it at all. He acted as if I had just lied to him. He gave me a number to call, (customer service?) 1-866-917-7842. I tried immediately to call but evidently that office is closed on Sundays. I called on Monday, the 28th and spoke with Janet who transferred me to Natasha who transferred me to Christie. Each time I had to explain why I was calling. While on the line with Christie, we lost the connection so I called back and spoke with Brittany. I again explained the situation. Brittany was very polite and said that she would send an email to "skip a pay" to Charlie. Brittany told me that Charlie would research this and get back to me within 2 business days. I waited but never received a call. On February 1st I called 1-866-917-7842 and spoke with Dixie who immediately asked for my account number or ssn.
I gave her my ssn and she immediately transferred me to the department that started this whole mess – who of course we know now would only transfer me back to the customer service department. I hung up and immediately called back. I again got Dixie who said that it is company policy to transfer the call and she again transferred without any discussion. I hung up and I called back again. I tried asking for Brittany but Dixie said that she couldn't transfer me to Brittany without a last name. Well, of course, we all know that your people don't give out last names so once again, the customer is screwed. I refused to give my number and asked for a supervisor. Dixie argued with me but I insisted and was transferred to the "supervisor." Naturally, you know what happened. Uh-huh, I get the managers station and NO ONE answers but I get the voice mail. I leave a detailed message for someone to get back with me and left my cell phone number.
NO ONE has returned my call; however, your collection department sure can find time to call and harass me. I am at the point now that I am seriously considering buying a tape recorder and recording all conversations between myself and your company. If this is not resolved by the 8th, I will file a complaint with the Better Business Bureau and I will turn all data and tapes over to the state for Deceptive Trade violations. I might even put a small ad in our local paper asking if anyone else has had this problem with your company. If one person can't get action maybe a group of people can.
2. This whole mess started because of a letter I received from your company to "skip a payment." I called on December 15th and first got the automated response system. I decided to get the balance left on the loan at that time too so your system should show that I obtained that information from the automated system. Right after that is when I spoke to one of your representatives about the "skip a payment" letter and told that it was processed and that the next payment would be due in February.
3. I regret the day that I refinanced with your company and left HSBC. Getting a lower interest rate was not worth this hassle.
4. I refuse to make any further payments until this is resolved. I was ready to set the February payment on January 27th to be paid on time through my bank's Bill Pay system until FRANK from number 1-817-835-3291 called me. At that time, I decided that this had to be straightened out before any more money transfers from me to you.
I want a WRITTEN response to this email. You can respond via email but if this problem persists I will INSIST that all communications take place by certified mail or, if verbal, only in the presence of a witness on my end or a taped conversation. Once I receive WRITTEN correspondence that this has been resolved, I will initiate the February payment through my bank's Bill Pay system.
As a note to anyone reading this complaint I have filed here on this website:
I have never been late on this loan. In fact, this loan before now was helping my credit rating which is what I wanted it to do because I had been through some rough times for about 8 years. This loan had bumped my credit score up quite a bit. My recommendation is to avoid Citifinancial like the plague. If already in an agreement with them, do everything with documentation in mind. Get all names, keep everything in journal, and everything in a file all by itself!
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Posted by Hugh_Jorgen on 2008-02-03:
I know you are upset with them, but if you don't make the February payment, someone at Citi is liable to see you as two payments behind and they most certainly will reposess your car. If you have the letter, can you fax it to them? That should clear it up. Best of luck.
Posted by TallCarl on 2008-02-04:
talk2vam - hi, you sent me a comment on ripoffreport dot com and it seems we're deaing with the same issue. I'll update my link there and here (my3cents) when and if there is a resolution. As far as faxing or mailing a copy of the letter, yeah, good luck with that. They loose even electronic notes mysteriously..there's little chance a hard copy will actually do any good. I do recommend you stay current on any "other" payments... I would normally recommend you call them and request a differred-payment, but apparently, they can't even process that correctly. I have never dealt with a company whose processes, from A to Z, where as badly broken as Citifinancial Auto's. Hopefully, some class action will evolve from this and Citi will finally be taught the simplest of lessons: Own Your Customer's Problem from Beginning to End and Admit When you are Wrong. Citifinancial Auto is no-where close to that I'm afraid...don't think they ever will be.
Posted by TallCarl on 2008-04-15:
See my update here: http://www.my3cents.com/showReview.cgi?id=33012#comments
Perhaps it will help you.
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Posted by Emmommy on 03/29/2006
JACKSONVILLE, FLORIDA -- I have had about 30+ calls from Citifinancial looking for a person with a similar name as mine, who apparently owes them money. I have explained to them that they are calling the wrong house over and over and OVER again. I've even stayed on the phone for 30 minutes or more to talk to a supervisor and have them lose my number. Nothing works. They are rude and they keep calling. I DON'T HAVE AN ACCOUNT WITH THEM NOR DO I OWE THEM ANYTHING. I want to file a complaint at the company but not sure how. The company seems to have a big office in Minneapolis, MN so I've sent a complaint to the MN attorney generals office, but I don't know what else to do. I've tried just ignoring the phone calls and messages, but I'm so angry now because they are violating my rights and I want to fight back.
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Posted by Anonymous on 2006-03-30:
Just a thought but don't you think talking to them just makes them keep calling? I worked in a collections department and the collectors think everybody lies and the more you talk, the more fuel you add to the fire. I would suggest doing anything further in writing, including contacting the attorney general (I think you said you were considering that) or an attorney.
Posted by viperpa33s on 2006-03-30:
I agree, you need to talk as little as possible with them. Unless they have documentation to prove that it is you, they have no leg to stand on. There are laws to prevent collectors harrassing people. You can also file a complaint with your state banking commission. You also need to contact your own state attorney general. I wonder if it could be a case of identity theft?
Posted by Mad Eye Moody on 2006-03-30:
Call them back and ask for a supervisor - tell them they've got the wrong person and you've made that clear to them every time they call...as an aside mention that the number of calls you've received constitutes harassment; tell them you've already decided to contact authorities, and a lawyer. Tell them that it might be best to correct this issue now so that they have at least one documented instance of trying to resolve the issue their credit to show the judge; Tell them you're sure citibank doesn't want to share equal blame for the actions of one or two of thier unsavory reps.
Posted by McCujo on 2006-04-06:
That obviously shouldn't happen and with a little effort you can make it go away. With a tape recorder you make even me able to make a little dough on the deal. Make sure to file a complaint with the Atty General, the BBB, and the FTC and on CitiFinancial Auto's web site. You can do them all on line and it should make everything go away. If you continue to get calls, make sure to save the messages and sue them in small claims. $1k per violation can add up quick.
Posted by octopuschick on 2006-12-14:
you can't record conversations on the phone. You don't have permission it would inadmissable in court. Call the company state you will sue them if they continue to call. Record it on caller Id. Could be that someone at some time sd they aren't here or I'm her/him which would indicate you are trying to get away now. So watch what you say when you pick up the phone
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Harassing Creditor Calls
Posted by Rainsong1121 on 08/19/2005
FLORIDA -- 2 months ago I received a call at my work from a collections person employed by Citifinancial Auto named Richard Morrow. He was calling in regards to my delinquent payment. I informed him that I am not allowed to receive calls at work regarding personal matters. I told him that I was happy to make payment arrangements and requested not to be contacted at work again. One month later, he called me at work again about another payment. I informed him a second time that I was not to have those calls at work. I reminded him that he was told the last time not to call me at work. I made payment arrangements and took care of that payment. My July payment was past due and on Monday my money order went out in the mail. I called Citifinancial Auto to tell them that I had made the payment and told them when to expect my August payment. Well this morning, Richard Morrow called me again. I was angry by this point because under FDCPA guidelines it is considered harassment for a creditor to continually call you at work after you have either verbally or in writing request that they not call you at work. I angrily told him that this is the third time I told him not to call me here. He said, "Well I'm really not concerned about that right now. I'm concerned about this payment". I told him that I already called to report I made a payment via money order. He questioned me and asked if I had proof of a money order number. I sure did and I gave it to him. After I got off the phone, I called back to get a mailing address to mail a complaint letter to his supervisor. Richard answered and refused to let me speak to his supervisor and put me on hold continually for over 30 minutes. I hung up and called back and he picked up the phone and put it down. I heard office noise going on in the backround but no one was on the other end of the phone. I am about to seek legal advice if I don't get the name and address of this supervisor within one week. Richard Morrow will be sorry he ever knew who I was because he'll be out of a job once I get ahold of his supervisor.
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Posted by D.B. on 2005-08-20:
"I was angry by this point because under FDCPA guidelines it is considered harassment for a creditor to continually call you at work after you have either verbally or in writing request that they not call you at work."....actually you are a little confused here. What the FDCPA does say about calling a debtor at work is from Section 805, Paragraph A, line 3:
"a debt collector may not communicate with a consumer in connection with the collection of any debt --3) at the consumer's place of employment if the debt collector knows or has reason to know that the consumer's employer prohibits the consumer from receiving such communication." The letter writer never indicated that it was against the employer's wishes to be called, it is her wish to not be called at work. Please be sure you know what you are talking about before you try to start sounding more legit by quoting "legal" things.
Posted by sweets on 2005-08-20:
If you have asked ANY one not to call you at work then BY LAW the have to remove your work number and never call it again!!!! contact your attny and the head office of the company as well as put it in writing just to coveer your ass! If you lose your JOB because this company keeps calling you at work you could have one hell of a law sute on your hands as well as sueing the collector. Keep track of times and dates and give it to your attny.
Posted by Phe on 2005-08-28:
I imagine they've tried calling you at home, when you conveniently don't answer the phone. This is called getting on the wrong side of a collections agency, and they will pester you until you pay what you owe. Maybe, in the future, don't buy stuff you can't afford.
Posted by Tia2 on 2008-07-30:
I just received a call asking if this was Tia, I said yes. She asked if I knew so and so. I said no. She asked again saying it was a neighbor and i again said no. She said she lives 3 houses down from me. I said again i do not know her. She said thanks, goodbye. This woman at citifinancial got my name out of the phone book to call and harrass me to collect from a neighbor i do not even know!
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Bank Charges You To Pay Them!
Posted by Wld8hrt on 04/12/2008
CitiBank CHARGES you $15 to make your online payment. I am not talking about making a SAME DAY payment, just your regular, monthly payment.
When asked they said "Oh, it's not us. It's the payment processer that charges that fee." You can't tell me that CitiBank can't process their own payments! They told me there was NO WAY they could process a fee without the charge. Of course, this was until I spent over 1/2 an hour arguing with them (they were so rude I refused to give up)and waiting for the "unavailable" supervisor. Then, finally, they took my payment without charging me. A modern day miracle!
Obviously what they want is for you to forget to send a check with the hectic lives we live so tghey can charge you a late fee or charge you a fee for online payments that NO OTHER bank/merchant, etc charges me.
I feel like I am dealing with loan sharks, the mob or the bully from 5th grade.
I am taking my loan elsewhere and suggest you do the same if for no other reason than this low-life policy.
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Posted by Anonymous on 2008-04-12:
From their web pages: "You can now make your monthly payment online. We have provided you with a link to SpeedPay - a service provided by a third party that allows you to make payments using a bank account or debit card. A fee may apply"
SpeedPay is operated by Western Union. So go figure why citifinancial auto, a subsidiary of citibank, can't process online payments. Probably another pure profit item.
Posted by Anonymous on 2008-04-12:
Absolutely, Passingby!!! Odds are, Citi gets a dollar or two from every transaction in consideration from SpeedPay. Everybody, except the customer, wins.
Posted by Anonymous on 2008-04-12:
I totally agree with Doc and PassingBy, you just can't win anymore with banks.
If the American people ever allow private banks to control the issue of their currency, first by inflation and then by deflation, the banks and corporations that will grow up around them will deprive the people of all property until their children wake up homeless on the continent their fathers conquered.
-Thomas Jefferson
Posted by Anonymous on 2008-04-12:
Outstanding quote, Liddy. I would have voted it 'very helpful'. Unfortunately, the only selections available are "report Spam" or "inappropriate content/harassment".
Posted by Anonymous on 2008-04-12:
LOL!!! That is par for the course... LOL!
Posted by Anonymous on 2008-04-12:
It's absolutely free if you make the payment from your own bank's website. And even better, you don't have to give up your confidential account information to a third party that you know nothing about.
Posted by tnchuck100 on 2008-04-12:
Ken, you hit the target dead center. (BA)
Posted by Anonymous on 2008-04-12:
Ghost, I voted Lids "best answer" on your behalf. :)
Posted by moneybags on 2008-04-14:
Paid Citi off last month! AMEN
Posted by shugaree on 2008-07-26:
I never thought to make my payment through my bank and save $15.00.I can go to my banks website and go to my payment manager and set up my payment on a specific date and a check would be mailed to citifinacial.They wont be getting an extra $15.00 from me ever again.
Posted by DVRoth on 2009-02-17:
I can't stand Citi. I tried to haggle on the phone over my $15 but didn't have as much luck as wld8hrt ... I found another way that was much better -- there was a $7 fee but chargesmart.com worked pretty well. Plus i was able to use my credit card and get airmiles. Still a pain, but much cheaper than Citi's Speedpay option...
Posted by mike on 2013-09-26:
that's not all. when I got my statement last month the balance was $500. called today for a payoff amount and they informed me since I was paying it off early I would have to pay $200 dollar service fee. they told me I could avoid the fee by borrowing more money, I said no ill pay it just to get out from under you crooks.
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Citifinancial Auto needs to be audited
Posted by Ibehere on 10/26/2009
COLUMBUS, OHIO -- I have had Citifinancial Auto loan for over 2 yrs.
I have never been late on one payment. I was laid off in August of this year. I was 8 days late making payment.
I have contacted citifinancial on daily bases.
They are the rudest people and not helpful at all!!!
They have put me on hold so many times I gave up counting and trying to keep a log of my transactions with them.
Most of the representatives do not speak good English. I had no idea what one guy was saying and asked him to spell the word he was was attempting to pronounce. That made him really mad. It was the word "Bills" He had to be of Africian decent. He had a very strong accent. It did not even come close to what I was hearing. He got so fustrated with me he put me on hold and never came back to pick up the phone. So I went into the phone call pool. This went on for over an hour. I asked 4 times to speak with a supervisor. Got no where with that. Finally I did get a women that was an American and I could understand the lady. She understood me perfectly.
She was very helpful and I hope we got this mess straightened out. I am suppose to call back tomorrow for more of the nightmare at Citifinancial Auto.
I do not know how to get rid of the financial loan with Citifinancial. I am going to check into trading this car in and going with another loan carrier. This company is horrible. Ask ask ask, before you get involved with this company. I had no idea what I was getting into. But as long as I was ontime with my payments I never had any problems to speak of.
I like the others pay my bills through my bank. NEVER NEVER let anyone draft from your bank account. That is the worse thing anyone can set themselves up for.
I just hope I can get out of business with Citifinancial Auto ASAP. NOT RECOMMENDED TO ANYONE ON THE PLANET.
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Posted by Anonymous on 2009-10-26:
You've got some contradictory statements there.
"I have never been late on one payment."
But, then you say.
"I was 8 days late making payment."
That's a late payment.
Posted by Anonymous on 2009-10-26:
As for how to get another lender, that should be pretty obvious. APPLY with another bank for the auto loan.
Posted by ibehere on 2009-10-27:
Well You are right. I have never been late until this month. I was laid off in August and this month has been stretched as far as it can be stretched. I am trying to work with this group of non professional people to get some help with lowering my payments while I am in search for a much needed job.
And as far as getting another auto loan. The Obvious is NO JOB...NO LOAN........
I didn't post on this board because I have nother better to do.
I should of added in my 1st post that I was recently laid off. If no one has experienced the stress of supporting yourself without employment is in a world that I hope they remain in. I am single and have supported myself for over 30 yrs. Lets just say I am in a much better circumstance than some people in this horrid economy.
All of this nonscense with citibank could be easily worked out with some from the company.
I have no intention of ruining my credit needlessly.
Posted by RestaurantGuy on 2009-10-27:
ibehere I don't think you will be able to get rid of them and get a new loan on the car being unemployed. My best advice to you would be to try and work out a deferment(sp)with them. It can be hard to do but you have to get to the right people at the bank. They don't want the car back anymore than you want to give it back. Keep having them send you up the ladder as the people answering the phone can't do it. Good luck and I hope you find a job soon.
Posted by jktshff1 on 2009-10-27:
good luck ibe
Posted by sugarlips on 2010-04-07:
CFA will NOT help you get lower payments... I've been asking for 2 years. They will not 're-finance' their own loans. They are COMPLETE aholes. I hope they get shut down SOON!!
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Beware Worst Loan Company!!!!!!
Posted by Past-pissed on 10/20/2009
I have a car loan with CitiFinancial Auto and let me start out by saying they are the WORST loan company bay FAR!!!!!! Not only are they the worst to deal with the employees are dishonest, and unhelpful. I lost my job so as a reduce in income I called Citi about a loan modification. They kept saying they could help. Finally they said they would fax me the paperwork for a amendment. I waited 1 week and still NO fax from them. So I called them to see where the paperwork was, and again they said oh we will fax it over. Needless to say it took them 3 weeks to fax me the paperwork. By this time they said that the 30 days had ran out(this is how long they give you to apply for a amendment.) So they made me make another payment before they would even look at the paper work again. This was the 2nd time they had made me make a payment while trying to do this amendment paperwork. The day that they finally sent over my fax I signed it and faxed it right back. A week later I get a email from them saying my payments late.....so I call them again.
They say they never got the fax!!!! The day I faxed this I sent it twice to make sure they got it. So I re-faxed it to another number given to my by yet another nasty representative, then they said call back in 2 days and see if they received it. SO this morning I call again the first time I got one NASTY women and after telling me they ONCE again didn't receive my fax I was pissed!! I mean who wouldn't be? So now I have sent it over three times. So I tell her this is ridiculous and I want to talk to a manager, she yells at me and hangs up!! Are you serious? I called back and talked to someone else and they told me to fax it AGAIN!!!!!! I'm really so sick of this "well we didn't receive it" Crap! So seems to me like they are dragging this out just so the 30 day amendment application period is up, so once again they will make me pay another payment before starting this process over. This time I was given yet another fax number to send this too, and told well if they do get it, nothing will be updated for 32 hours. Now play the waiting game.....wait yet another 2 days to call them and see if they received it a third time. I can't wait until my car is paid off and I never have to deal with this company again. BEWARE when calling and talking to the representatives they are untruthful, and NEVER do what they say they are going to. And if you too are in a rough financial situation like a lot of us are right now....and you apply for a amendment be ready for all of this Bullsh**!
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Unbelievable Employees
Posted by Wendy70 on 11/13/2006
BEDFORD, TEXAS -- I have had a run in with Citifinancial Auto. I recently had to file for disability and was told by a credit counselor that we could call Citifinancial and ask for an amendment on our car loan. I did just what they suggested and one the first phone call I got "I don't know what you're talking about." On the second phone call, I was told that there was a program called a Loan Amendment and that we would have to apply for it. She asked for all of my financial information and she forwarded all of it to "the department that handles that." I never heard anything back. So, I called and there was no record of my conversation with the lady and now I need to give them all of my financial information again. They said to give it a few weeks to process and then call back. I called back and then I was told that they had to have written documentation of mine and my husband's income and other financial information and that I should "fax" it to them so they could process it faster. I faxed the information and waited a couple of days and called back. Then I get, "We have to have all of your documentation in before we can process the Amendment." I told them I had sent all of the information by fax and she said, "well, we don't have it. Fax it again." So, I faxed it again. I waited a couple more weeks and called back and then was told that the Amendment was placed on hold because there was a payment due. I paid the payment and she said she would forward it to "that department" again. I still did not receive any call or letter about the Amendment. I then called back and was told that there was documents missing. Our proof of income that I had faxed twice before. I refaxed this again after several phone calls requesting supervisor's and "this department" and got nowhere. Then I called back and they said that the Amendment was approved and that the paperwork would be mailed to me. I asked about the new payment amount and due date and she said she did not have any of that information because it was mailed to me. She said to wait a few days and call back if I did not receive it. I waited a week and called back and they said they would have to resend it. She said to give it a few days and call back if I still did not receive it. I called back a few days later and was told that they had to "redo" all of the paperwork and do the process all over again and that I would need to fax them my income, AGAIN. I asked to speak to "that department" and was told that they did not accept phone calls from customers. I asked for supervisors and was transferred to team leads. I asked for managers and was disconnected, told "they are all in a meeting", and was transferred to voicemails of people I had never heard of. I left a total of 4 messages and received only 1 return call. She called me while I had company at my home and I told her I could not talk about it and she said that if I couldn't talk to her then, I would have to wait 3 days before I could speak to her again and then I would have to leave her a message and she would "try" to call me back. This has been going on since August of 2006 and I have not yet received an Amendment. According to the credit counselor's, all finance companies offer these types of Amendments and they are required by law to let you apply for them. It's so convenient that we have been given the run around. Sounds to me like they don't want to give the Amendment, but are "playing the role" of letting us apply. Is there anyone who can help me in this matter. I have filed a complaint with the BBB and I would like to take it further because I have been verbally attacked, yelled at, hung up on, harassed by phone calls up to 4 times in one day asking for payments, and told I was a complete idiot because they knew more than I did and treated as though I made all of this up in my head. THESE PEOPLE ARE UNBELIEVABLE!!!!
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Posted by rhondam718732 on 2006-11-13:
I can see your frustration and it is all very rude & unfair. BUT...guests or no guests, you went thru hell to try & get someone to work with you on your request and when someone calls you put them off. It's not fair to you but if it were impt enough to you then your guests would have understood and 15 mins on the phone would have been worth it
Posted by Wendy70 on 2006-11-13:
That's just it. It is never just 15 minutes on the phone. I have to give a presentation every time and then I'm always put on hold or hung up on. What's wrong with them having to wait a few hours?
Posted by TallCarl on 2008-03-10:
Sorry you're having to deal with these guys. I'm dealing with them on a different issue, but get the same service (have to repeat myself everytime I call, no-one has record of previous calls, they don't see previous request, someone will call me back-they never do, or I can call back in two days and speak to supervisor - and the supervisor never seems to answer their phone or return messages. It would not surprise me if Citifinancial Auto is breaking multiple lending laws - Anyone know a good attorney who wants to take them on in a class action?
Posted by TallCarl on 2008-04-15:
Check my update here: (copy and paste)
Perhaps it will give you an idea.
Posted by handfull on 2009-02-06:
I have Citi as well and lost my job. I was late payments two months in a row and when I called to make one, I told the man I was sorry.....since the hurricane and I lost my job, I have fallen behind... He told me to call my account manager and get an amedment app filled out. I did and they told me they would try to lower my really high interest rate. I have faxed and called for 3 wks now, also 3 wks late on my payment. Finally, I called yesterday and he said again to give it til monday or tuesday. Today we got a fax! They cut our interest in half, saving us over $200 a month. We still have to sign the agreement, but it seems real enough to us. Also, since i haven't paid Jan 09 yet, they skipped that and Feb, next one due in March. Does this seem like something they are doing now? or are they gonna throw me around like that last person?
Posted by AuntieM on 2009-06-14:
This is basically the same thing that has happened to me!
My income was dropped in half due to the economy. So, I called Citifinacial Auto about the amendment. I faxed the paperwork twice (because they said they didn't get it the first time), called back the days they told me, did the over the phone evaluation and was told I was approved but had to wait for the final process, so I waited again and called back when they said to find out my new payment. Now I've been told that I have a late fee and my amendment was denied because I was late on my payment! I started the process 2 weeks before my payment date and was told it would be done 2 days before my payment was due. So frustrating! Now I have to pay my regular car payment, plus a late fee and start all over again on the amendment. :( What was the purpose of the whole waiting game? To get an extra late fee payment?
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Bad company to do business with!
Posted by Waffles0609 on 03/28/2014
My ex-husband had procured a second mortgage with Citi Financial several years ago and I had to sign on it because my name was on the original mortgage. He passed away recently and it took some time to get the insurance money so in the meantime the loan got a couple payments behind. Since our minor daughter is the heir and wants to keep the property (along with the rest of his family)I tried to get the account up to date because they are threatening to foreclose but the idiots will not let me make a payment. They actually have been sending the bill to me, addressed TO ME but they now say they cannot discuss the account with me. Fine, so I asked if I could just send a payment to keep it out of foreclosure and they said I could send a payment but did not know if it would post to the account or if it would have any bearing on keeping it from foreclosure. No one would help me do something to keep the loan from completely defaulting and going into foreclosure. Even the supervisor of the guy I was trying to talk to was rude and unhelpful. When I repeated back some info she gave me to make sure I got it right she got snippy, and even when asking a general question she snottily said she cannot give out any information. The first mortgage company (which had the loan in his name, not mine anymore) was friendly and helpful and I was able to get the payment caught up. I would not do business with Citi Financial again if my life depended on it. I can remember back when I went to sign for him on this loan and thought how uncomfortable I was dealing with these shysters. I wish I could have talked him out of going with them.
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Posted by Pkpearson76 on 10/17/2012
Citifinancial is full of [snip], they overcharge you with interest and when you call them back you they act like they can't find you in their system, but they don't have a problem taking your money. Don't ever get any type of loan from them. I would rather get a payday loan before I get a loan from them. I thank GOD I no longer have to deal with them ever again. Worst nightmare.
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Posted by trmn8r on 2012-10-18:
In what way specifically did they overcharge you with interest?
I can't imagine that it would ever be preferential to obtain a "payday loan" to a loan from a bank. That isn't possible, in my opinion. Payday loans have interest rates of HUNDREDS of percent, for example 390%. A payday loan is likely the absolute worse kind of loan, set aside borrowing from the mob and risking the ultimate late penalty.
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On Fri, Jan 11, 2013 at 12:29 PM,
Ana Mena
Hi Vivian,
Nice to greet you from LK website too.
I love Van Gogh but I am afraid "The Scream" was painted by Edvard Munch. In any case, both of them are practically of the same period of time, so it's normal you may get confused.
We keep in touch! Take care. xx
On Wed, Jan 9, 2013 at 10:20 AM,
Hi Vivian! How is your 2013 going so far? Hope you are off to a WONDERFUL start!!! Let Love Rule
On Tue, Jan 1, 2013 at 6:17 PM,
Happy New Year Blessings to you Vivian! May Good Health, Good Fourtune, and Happines be with you! Keep Letting Love Rule in 2013!
On Sun, Dec 30, 2012 at 7:08 AM,
Hi Vivian! What New Year traditions and celebrations do you have where you live? Please share on the Forum.
On Sun, Dec 30, 2012 at 5:36 AM,
Sounds good Vivian! Have a great night!.
On Thu, Dec 27, 2012 at 6:02 AM,
Hi Vivian, Christmas was great! Enjoying a little down time now. Still trying to decide about New Year's Eve. How about you?
On Wed, Dec 26, 2012 at 6:15 AM,
Greetings! Sending you Merry Christmas Blessings from New Orleans! Hope you are enjoying time with your family and friends. May Peace and Love be with you! :)
On Tue, Dec 18, 2012 at 3:28 PM,
Thanks Cora, you've made my day. I'm loving that I make you smile. You got me smiling that you are smiling. Let's all keep smiling, we feel better, we treat each other better, it's a better world when we smile and LET LOVE RULE!!!! Yaaay!!!!!!!!!
On Tue, Dec 18, 2012 at 9:54 AM,
Cora LLR
Hey Viv.. always make me smile when i see your pic..
On Thu, Dec 13, 2012 at 4:37 PM,
Hey Honeyboy, I'm good, relaxing after work, listening to Christmas music How's it going for you? When I get back to New Orleans, I'll definitely try to find where you are playing so I can check you out. Hope you have a wonderful and safe holiday season
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text:
April 23, 2014
Police have collected DNA from Albemarle County Supervisor Christopher Dumler as the investigation into forcible sodomy charges continue.
According to court documents biological evidence was collected at the scene where Dumler is accused of sexually assaulting a female on October 4th.
Police swabbed Dumler's mouth to collect DNA after a search warrant was filed on November 5th. Dumler says he will plead not guilty.
Recent motions filed by Dumler's attorney gave insight into his defense, stating the sex was consensual.
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