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Quarterback strategies and execution are now starting to reach a similar point where the big story of the Super Bowl was the lone interception thrown in the game.
My published articles are archived at iSteve.com -- Steve Sailer
My published articles are archived at iSteve.com -- Steve Sailer
The running game is pretty much irrelevant in today's NFL. They need to undue some of the rule changes to make passing harder.
I'm with you on that. The rule changes have greatly helped the passing game. The league's average passer rating has jumped from 57.8 in 1977 to 81.2 this year.
I think we might be heading to a year like baseball had in 1930 when batter's realized how much of an advantage they had. Pitchers returned the favor in 1968, and the mound was subsequently lowered.
As for kicking, we should either ditch the extra point or consider narrowing the goals posts. The latter is probably the easiest.
Didn't the gassing pame improve because the offensive line was allowed to HOLD the defense? Or, maybe it's because there are more blacks on the offensive line today, thus providing better pass protection for the QB.
It won't last. It's a lot tougher to block a kick than to pressure a QB or breakup a route. Sooner or later we'll get some innovation in defense that will start a new arms race.
Remember that Lombardi's "Run to Daylight" scheme really shook up the NFL, but it wasn't long before Landry countered with the Flex Defense.
I'm sure you know that yeterday's game was not exactly typical. Both defenses played badly - the Saints' defense was really bad, while the Colts' was a complete joke. And I live in the Philadelphia metropolitan area. I've seen enough lousy Donovan McNabb performances to know that most QB's are not "getting too good."
By the way, Steve, are you writing a book on the "Sailer Strategy" for the GOP? It sure would be nice to get your very good ideas out to the folks who listen to talk radio and watch Fox news before the midterm elections in 2010. If enough House GOP candidates ran on an immigration moratorium platform, they could surely win back the majority. Maybe your fans could try to get you publicity on Beck or Limbaugh's radio show.
quarterbacks are getting better, even without the rule changes. the reason they do not get much credit, as i have pointed out before, is because all the best quarterbacks are white. awesome performances by white quarterbacks are routinely downplayed. i've noticed this again and again. drew brees' 2008 season, one for the ages, was mostly ignored.
contrast the US sports media's reaction to ben roethlisberger's thrilling 500 yard game against the packers, versus vince young's first good game as pro, after 4 years of waiting, against the texans.
only 10 500 yard games have ever been thrown in NFL history! and only 2 in the last decade! quarterbacks who never threw for 500 yards in a game: peyton manning, tom brady, brett favre.
the steelers-packers game was the game of the year, a classic shootout for the ages between two hall of fame quarterbacks. attention payed to roethlisberger and rodgers: zero. rodgers also led the league in quarterback rushing.
matt stafford set the NFL record for rookies with 422 yards against the browns, with a 112 rating. acknowledgement by the media: zero.
now, if black quarterbacks were routinely bombing away for 300 yards a game, you can bet the coverage and credit would be high.
here's the real story of the superbowl: the colts offense scored just SEVEN points in the second half!
we're not talking about the steel curtain either here, this was against the saints defense, good but not great.
4 time MVP peyton manning not only threw the game losing interception, but then could not score again. with 3:20 on the clock and 3 timeouts, he could not get the ball in the endzone when he absolutely had to. he had the ball 1st and goal on the saints 1 yard line and COULD NOT SCORE.
now we see how utterly stupid bill belichick was to go for it on 4th and 2.
i also noticed the CBS crew got a statistic completely wrong, but phil simms noticed right away too. they said the saints were the first team ever to on-sides kick before the 4th quarter, but the steelers did this against the cowboys in 1996.
I think it has as much to do with the rule changes as QBs getting better. Defensive backs get called for interference if they look cross eyed at a receiver. In the old days they could play that bump and run coverage and really disrupt the timing between a qb and receiver.
Yes, I suppose so, it's inevitable.
In baseball one fact often eludes those analysts who try to explain the disapearance of the .400 hitter. In the nineteenth century a professional baseball team might make a dozen fielding errors in a single game.
Today shortstops are, as you say, "too good". They don't make errors, period. Balls that used to be hits in the old days are "hoovered up" by the infield or run down by the outfield.
With all the money spent on football training and selecting we can expect a future with very few interceptions, dropped balls, or fumbles.
I noticed yesterday that a couple guys lost their footing because the grass and ground had been wet. The league probably has a task force in action today to see that nothing like that ever happens again.
What's wrong with high scoring games? And the passing game is spectacular, so why not allow it to prosper?
It's not as though, with perfect QBs, passing will ever achieve a complete monopoly at the expense of running. The more you defend against passing the more open you are to runners.
We saw a bit of that in the first half last night. Saints allowed Addai too much room down the centre. One of his runs was his season highest.
Don't change the goal posts. Kicking would be harder if there wasn't some guy to place and hold the ball. Perhaps the kicker has to receive and score a "drop goal" (as in Rugby) where the ball has to hit the ground before he strikes it.
More playing time for Rex Grossman should even things out!
Is it me, or did the blacker team win yesterday? You said blacks are better at on the fly thinking, and trying to intercept a football in front of one hundred million people is definitely on the fly.
The evolution of the quarterback position is a lot like the evolution of professional chess or poker. There is a wealth of information out there that is available to Quarterbacks like Peyton Manning, who had a high-level understanding of pro passing schemes since his mid-teens. A lot of this comes through access to year-round coaching, camps and videotape sessions that earlier generations didn't have.
In like manner, Chess players can use computer programs and Internet forums to instantly learn tactics and theory that it took Bobby Fischer 10 years to develop back in the 1960's. In poker, Internet hacks like Chris Moneymaker can step on the seen as unknowns with little more than just strong nerves and luck on their side.
Starting Quarterbacks are also getting taller and learning the value of the quick release. They're taking less punishment and it's very acceptable for the pro QB to be a virtual coward on the field, taking almost no hits. This keeps higher QB-rating starters on the field much more.
The NFL is quite OK with the de-evolution of the QB into virtual untouchable "sissy" since the end product is much better and more marketable with 1st-string quarterbacks on the field.
he had the ball 1st and goal on the saints 1 yard line and COULD NOT SCORE.
That's not down to the QB. Like almost all football games, this one came down to the battle between the offensive and defensive lines.
The NFL is quite OK with the de-evolution of the QB into virtual untouchable "sissy"
You have an interesting fantasy life.
Is it me, or did the blacker team win yesterday?
Okay, I am going to get in a lot of trouble for what I am about to say, but the answer is no.
Until yesterday, I hadn't watched a full NFL game in about ten years, but, having done so, I now realize why Peyton Manning has had to call all of his own plays.
See here. And here.
What you saw yesterday was Peyton Manning valiantly trying to make up for the fact that he gets zero help from his coaching staff.
So the game was basically Peyton Manning versus the entire New Orleans Saints' brain trust.
And Manning darn near pulled it off - the Colts played a very, very good game, but the Saints played a perfect game.
Anyway, having watched the game, the Colts were definitely the black team, and the Saints were definitely the white team.
The Saints were at least as white as the great Belichick teams in New England - maybe even whiter - they had white guys in skilled positions all over the field [and that guy who caught the 2-point conversion must be at least 3/4ths white].
I have a feeling quarterbacks won't do as well next year due to a new factor: ndamukong suh
It is interesting to note the arms race between the three major sports leagues.
The NFL penalizes defenses for once minor infractions. The passing game has increasingly become the most important offensive strategy to the detriment of the run. QBs can't be touched.
In the NBA, the hand check rule has allowed players to score more, and defenses are limited in their strategies. NBA are high-scoring once again, like they were in the 1980s.
MLB has altered the strike zone and juiced the ball (and possibly the players) in order to recoup the losses of the 1994 strike.
All three of these sports hope to create more offensive production which is what crowds really prefer to see.
It's good for casual fans, but worst for the players (chance plays more of a role) and diehard fans.
"contrast the US sports media's reaction to ben roethlisberger's thrilling 500 yard game against the packers, versus vince young's first good game as pro, after 4 years of waiting, against the texans..."
Uh, Vince Young is a two-time pro-bowler with a winning record, Sport.
"only 10 500 yard games have ever been thrown in NFL history! and only 2 in the last decade! quarterbacks who never threw for 500 yards in a game: peyton manning, tom brady, brett favre."
I think you "forgot" to mention who is #2 all time in single game passing yardage...Warren Moon.
"i've noticed this again and again. drew brees' 2008 season, one for the ages, was mostly ignored."
Yeah, it was so much ignored that he was named 2nd team All-Pro after P.Manning; whom I believe is another white guy, right?
"rodgers also led the league in quarterback rushing."
Yeah, wow, he rushed for a whopping 316 yards in 16 games, NINETEEN WHOLE RUSHING YARDS A GAME! Why didn't they do a 60 Minutes piece on him, I wonder?
Well maybe the fact that his 50 sacks for 306 yards lost gave him TEN NET YARDS RUSHING FOR THE SEASON. Michael Vick should be worried about his record!
"matt stafford set the NFL record for rookies with 422 yards against the browns, with a 112 rating. acknowledgement by the media: zero."
And his season rating? 61, ouch. That's actually 1.2 points higher than Josh Freeman's (black) who was drafted 16 slots lower than he was.
lOWER cASE jOEY, debating you makes me feel like Drew Brees*
*Looking at a secondary with 4 white starters; DAAAAAA-HAAAAAAA!
Thank god for Peyton that he won that one ring, he is, for all intents and purposes, the NFL's John Stockton.
When I was in college I used to argue constantly with a friend about who was better, Stockton or Isiah Thomas, I said Stockton and on the base level, I was dead wrong.
Stockton was better from a longevity standpoint as he played like 8 years longer than Thomas, but for one game in their primes, absolutely no contest; Thomas was capable of magic (no pun intended) he could win games by himself, and he always performed when the chips were down, Stockton played the same way with the same intensity and energy level; and more or less the same results, in game 7 of the championship, the first game of the season, or a pickup game with his kids.
He was all technique, solidity, and hard-work, but when everyone else was playing harder, he just didn't have an overdrive gear.
"I have a feeling quarterbacks won't do as well next year due to a new factor: ndamukong suh"
Suh is the most dominant college lineman since at least Bruce Smith, but did you hear that they are thinking of banning the 3-point stance (concussions).
That would be an absolute game changer (NPI).
Just to clean up after some of the riff-raff:
Jody- Cowher's onsides kick was in the 4th quarter and was gutsier that Payton's
Reggie wayne dropped Manning's TD pass at the goal line- right in his hand sfor the score and it was dropped....you did watch the game, right?
Good point about Big ben vs. Vince though- Young is wildly over-hyped - some dumbass on Sportscenter asked John Clayton whether VY would get MVP votes.....Clayton was mystified
Truth- Vince Young is not good, great college QB but doesn't hang in pocket and make necessary reads-never will succeed unless he overhauls game but that's not gonna happen, I think you know that though.
Also, I don't get your criticism of Aaron Rodgers- he's a stud QB with multiple probowls ahead of him.
Warren Moon- God bless him but he never won anything (in the NFL) and struggled in the playoffs
Dan in DC
I was a Bears fan growing up and here is a change in the Bears from the late 70s to the mid 80s which has something to do with the switch from running to passing (IMHO).
Alan Page was a Bears DT in the late 70s. Page was around 225 lbs; as a tackle! But, he amassed a huge number of sacks. In the 1985 draft the Bears picked William Perry. He weighed probably 50-60% more then Page. Buddy Ryan, the Bears defensive guru, publicly ridiculed the pick. However, where did he end his career? Playing for Eagles with Ryan when Ryan was the head coach.
What made Ryan change his mind? Perry could stand his ground and take up blockers. If you put a huge man in the middle he gums up the works and makes it very difficult to run inside and combine with with fast outside linebackers to cover the edge it makes it more difficult to run period. You could see this strategy subsequently catch on with some of the best defenses. Packers- Gilbert Brown, Ravens- Saragusa (spelling?), Vikings- Williams.
The problem is with this strategy you give up a pass rush. Alan Page played 218 games and is credited with (Wikipedia)178.5 sacks, Perry played 138 games and is credited with 29.5 sacks.
In the run happy season of 1978 Page had 18 sacks as a tackle. According to NFL.com the DT sack leader had 6 sacks this pass happy season.
I mentioned in an early comment that I think that the Pinker/Gladwell/Sailer debate on draft position and performance was too narrowly focused on QBs.
A student and I looked at RB performance for the RBs drafted from 1988 to 1998 (most of these backs are no longer playing). The draft position/performance (e.g., rushing yards, TDs, etc.) correlations were consistently around -.4.
The Saints copied "utterly stupid bill belichick" 's strategy with the onside kick. That was the point, keep the Colts offense off the field. Only they did it in such a high risk manner they made Belichick look conservative. Don't know what would have happened but if the Colts had scored again either through a traditional kick off or by retrieving that onside kick, I think the pressure on the Saints may have forced a Bree's interception which would have won the game for the Colts. This is one way the game may evolve, use special teams and fullbacks to keep the stud quarterback on the sidelines.
Rule changes that are needed to restore balance between offense and defense:
Get rid of the Manning rule allowing the quarterback to move forward and backward and stalk up and down the line prior to the snap. In the past if the quarterback bobbed his head too much on a hard count it was a penalty. Now the QB can do practically anything and the defensive players who can't see the snap and have to watch for movement from the offense are at a disadvantage. Plus I just hate the showboating.
Restore the distinction between 5 yard and 15 yard face mask penalties.
Eliminate the horse collar penalty - the dumbest rule ever instituted in any sport, anywhere, anytime. In a sport where huge guys are colliding at full speed all over the field they decide to worry about dragging down a player from behind?
Bradshaw, research the percentage of blacks starting on the offensive lines in the NFL with the general percentage for all positions and get back to us, OK.
Reggie Wayne has reached the point in his career where his physical skills can't cover his mental miscues. He spent the entire game looking like he was walking through a Tuesday scrimmage!
Crybaby Manning doesn't even bother to bark at him anymore!
And a softball for Troofie-Caldwell shows the skills and intelligence to be an NFL head coach, doesn't he?
QBs can't be touched.
Why do people keep repeating this nonsense? Of course QB's can be touched. They just can't be hammered into the ground after they've thrown the damn football. But I see QB's getting sacked all the time, a process which sure seems to involve some physical contact.
I have often thought that the field goal isn't supposed to be as easy to come by as modern kickers have made it. Tighter goalposts are the obvious fix.
Serious fans like to see a balance between offense and defense, and running and passing. I view the NFL's current emphasis on the passing game as part of the proletarianization of sports, and of society in general. Hence, a fix, while requiring only a tweak or two of the rules, is not in the offing.
Didn't the gassing pame improve because the offensive line was allowed to HOLD the defense?
The offensive line is not allowed to hold the defense. We've got some poor excuses for football experts commenting here.
Mind you, I don't see why the offense should not be allowed to hold, the same way the defense does. In spite of what some people think, the rules are still biased in favor of the defense.
"Don't change the goal posts. Kicking would be harder if there wasn't some guy to place and hold the ball. Perhaps the kicker has to receive and score a "drop goal" (as in Rugby) where the ball has to hit the ground before he strikes it."
Actually drop kicks are still permitted by the rules of the NFL and Doug Flutie (I think) kicked a drop goal extra point for the Patriots a couple of years ago.
So the kicker can kick the ball like that (drop kick as opposed to place kick), but it's unlikely they would do so because the shape of the ball makes for an unpredictable bounce.
If you want to make field goals harder, how about allowing defenders to run up their teammates' backs? More blocked kicks would also make the game more exciting.
My major beef with the NFL is their refusal to use instant replay to determine if a pass interference actaully took place. I am sickened when I see the refs call a penalty that gives free yards to the offense. So many times this happens during crucial moments and so many times it's predictable which team will benefit. (Yes, I do think refs favor certain teams and certain qbs and certain quarterbacks.)
I also think that in order to be awarded 6 points, the ball carrier should have to have at least one shoulder in the end zone, none of this holding the ball over the plane of the end zone. (Even under today's rules, that awarding of the two point conversion to New Orleans was ridiculous. When a receiver has the ball for only 1/1000 of a second, that is not "possession" as I understand it.
I've often wondered if the public would like the NFL game if QBs called their own games as they did decades ago before radios in their helmets.
I'd really love to find out if, for example, a Ben R. would be the QB he is w/out the coaches calling the plays.
Or...if that's to much to ask, I'd like to see what would happen if the eye-in-the-sky coaches were removed from their perches and photographs were banned.
I suppose, however, this would never happen, as it would probably lead to defensive struggles, less scoring, and the NFL loves scoring.
"Why do people keep repeating this nonsense? Of course QB's can be touched. They just can't be hammered into the ground after they've thrown the damn football."
You are so right. Does anyone remember the Saints' hits (but not sacks) on Favre, with contact made with him AFTER the ball had left his hand?
Gee, think that if those hits had been delivered by a Raider that they wouldn't have been called penalties?
Face it--the refs leaned toward the Saints this year.
I think the general idea I am getting from this discussion is:The Saints won. But the Colts COULDVE won.If only things had been different. OK got it...
Ask yourself these questions:
Who are the best NFL quarerbacks under the age of 30?
Who are the best college quarterbacks?
Who were the mostly highly recruited high school quarterbacks this year?
You really can't name very many traditional drop back passers. Check out the ESPN 150 of the best high school players in the country. "Are quarterbacks getting too good?" Only a hand full of QBs even made the list! And none near the top. (Not many white players, regardless of position, made the top 150).
In college and high school, the trend, for years now, has been to the spread option attack, utilizing a mobile quarterback. The NFL can only rig the game so long to favor the pass.
I think the general idea I am getting from this discussion is:The Saints won. But the Colts COULDVE won.If only things had been different. OK got it...
The Colts played a very, very good game.
The Saints played a perfect game.
If they played a seven game series, then I think the Colts would probably win four or five, but on this given day, the Colts weren't quite perfect enough.
Face it--the refs leaned toward the Saints this year.
Yes, they did.
But it's a real testament to the Colts O-Line that that same dirty Saints defense couldn't even sniff Peyton Manning.
The Colts have one whale of an O-Line.
"And a softball for Troofie-Caldwell shows the skills and intelligence to be an NFL head coach, doesn't he?"
I don't know, but he did go 17-2 against other coaches as a rookie, that's pretty good, isn't it?
At the high school level one superior athlete can often run all over the opponent's defense. In college, everyone is a superior athlete and that is less often the case. In the NFL, its doesn't happen.


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Nichole of Nichole's Fine Pastry celebrates 10 years of taking her own sweet timeFARGO - Nichole Hensen is celebrating her first decade in business the way you'd expect a baker to celebrate: She's baking a cake. A number of cakes, actually.
By: John Lamb, INFORUM
FARGO - Nichole Hensen is celebrating her first decade in business the way you'd expect a baker to celebrate: She's baking a cake.
A number of cakes, actually.
Nichole's Fine Pastry celebrates its 10-year mark (which was technically Jan. 31), with customer appreciation days this week, featuring $1 off glasses of wine all day Thursday, 10 percent off of entire purchases on Friday and free cake until it's gone at 5 p.m. Saturday. There will even be some singing with Amanda Standalone and the Pastry Shop Girls performing at from 7 to 9 p.m. Saturday. The group started as a staff band and still features pastry chefs Minda Ringdahl and Abby Swegarden.
But last Friday, the day after Valentine's Day, Hensen wasn't quite ready to start baking again. She says the holiday was one of their biggest days yet, and the staff is still trying to recover.
Every year it seems the Eighth Street eatery grows in popularity, meaning the space has had to grow as well. In 2010, Hensen knocked out a wall into the building to the south. The expansion more than doubled the amount of seating and allowed the café to expand its lunch menu.
With 10 years on her feet and a good staff on hand, she now spends more time in the office and less in the kitchen.
Hensen sat down long enough to talk about the first 10 years and what the next 10 hold.
How did this Valentine's Day compare to the first year, when you'd just opened?
I don't even remember that first Valentine's Day. We were just getting started.
What surprised you in your first 10 years? What didn't you expect?
How well Fargo has received this shop, how much community support we get. I feel very lucky. I figured it would go over. I didn't anticipate to this extent. It's far more than I ever expected … I'm surprised how many people come in here weekly, or even daily. I didn't expect that. There are some people in here we see twice a day.
When did you know you'd need to expand?
I knew in about 2006. I remember a Saturday in here when we had to bring in (and) set-up the tables we use outdoors in the summer because there was no place to sit. I remember being embarrassed because there were more people coming in than we had places to sit.
That allowed the lunch options to expand. How big a part of your business is lunch?
It's about a third. When I opened I didn't want to do lunch. I didn't want to worry about slicing meats and cheeses and not frosting cakes. I didn't want to diversify. I don't have the cooler space for all of that. I didn't set up to do lunch. But that first year I remember being hungry and wondering what I was going to eat for lunch. That first day we made six sandwiches and it just snowballed.
Bakers are known for working early hours. How early do you get in and how many hours a week do you work now?
Tuesday through Saturday I work about 8 a.m. to 5 p.m. But that's just within the last nine months. In the beginning I was doing bookwork on Sunday and prep work on Monday. One of the staffers here said we could open up at 7 or 7:30 a.m. (They currently open at 8 a.m.). I told her she'd have to come in at 5 a.m. That's insane. I wouldn't do this if I had to do that.
What items do you have trouble keeping in the cases?
The feuilletine towers (a chocolate cocoa cake layered with hazelnut crunch and dark chocolate mousse, covered in dark chocolate glaze). In the summer, fruit tarts. Chocolate croissants are often sought after.
What did you think would be a hit but never really caught on?
We did a pineapple coconut cake that was great, in my opinion, but we just could never sell it compared to other things. We could put it out now and it would sell.
What kind of a birthday cake would you make for your 10-year anniversary?
I've been thinking about it. I think we may do a confetti cake with the colored specks in it. If you're going to make 400 pieces of cake, it makes it doable.
You're around sweets all day long. How do you stay skinny?
That's easy. When you're around this much of it, you don't want to eat it. It's the best diet to be on. I'll eat a date bar or in the summer a fruit tart. That's what got me into baking.
What do the next 10 years have in store?
I'm at a spot in my career where I'm not sure what I should do. People tell me to sit back and relax and not do any more. … I'm more inclined to chill out and appreciate that I'm not working 80 hours a week anymore.
If you go
What: Nichole's 10-year anniversary party
When: 5 - 9 p.m. Saturday
Where: Nichole's Fine Pastry, 13 8th St. S., Fargo
Info: This event is free and open to the public. (701) 232-6430.
Readers can reach Forum reporter John Lamb at (701) 241-5533

subset: commoncrawl


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Stock markets today are roaring ahead (Dow 30 up 208.36, 2.5%; S & P 500 up 23.31, 2.6%; etc.) in the wake of several news stories. At 10:44 this morning, the Bloomberg terminal featured the following two headlines, in this order:
- Consumer Confidence in U.S. Increases to the Highest Level since September.
- Stocks in U.S. Extend Advance as Consumer Confidence Index Tops Estimates.
A related story on the terminal had the following title, "Consumer Confidence Soars in May."
Before we get positively giddy, let's step back and take a look at what's really going on. I don't know what we're going to find at this point, just that my skepticism of headlines persists–especially when they seem to pinpoint reasons for very broad actions, such the motivations behind the 689,000,000 shares that have traded hands on the New York Stock Exchange today.
Economists were looking for a survey reading of 42.6%, while the actual result was 54.9%. In addition, the prior reading of 39.2% was revised upward to 40.8%. The survey asks respondents the following questions:
- Assesment of current business conditions
- Expected business conditions in six months
- Current employment conditions
- Expected employment conditions in six months
- Expected family income in six months.
For each question, a respondent can answer Positive, Negative, or Neutral. The positives are divided by the sum of negative and neutral responses to arrive at the released figures.
In the chart below, the blue line represents the Expectations Index, while the orange line represents the Current Situation index.
As is typical, the Expectations index rose quite sharply (from 51.0 to 72.3), while the Current Situation index rose more modestly (from 25.5 to 28.9). This may be an example of the impact of the media upon consumers, namely that we usually fear more for our neighbors' losing their jobs; not ours.
While the expectations index is prone to fits and starts–whether in recessions or not–but especially in the case of recessions, the current situation index had just one false start, in the 1973-1975 (April 1974; keep that date in mind) recession. That's a good thing.
What has driven the rebound in consumer confidence? Even if the average consumer had some idea of what Durable Goods Orders are, he or she still wouldn't understand what has many Wall Street folks worked up, the idea of a slower deterioration in the economy. Ben Bernanke refers to it as "green shoots." Others call it an improvement in the second derivative. Something tells me the guy down the street from you can't figure out where those folks are comign from. There's a good chance that all he knows is that his 401(k) should look better than it did a month ago. Indeed, it turns out that all Joe/Joyce Consumer needs to see are rising stock prices to spur a boost in confidence. Note, in the chart below, that an upturn in stocks (dashed vertical line) preceds an upturn in confidence (yellow circles).
Here, then, is a closer look at how consumer confidence got its boost.
- On March 9, 2009, stocks were being traded like the world was going out of business.
- That was followed by some better than expected news, which pushed stocks up a bit.
- Then the banks reported good albeit ephemeral earnings, and stocks were off for the races.
To be fair, there is a real loop effect to all of this that affects the real economy. It goes like this:
- A confident consumer (2/3 of the economy, remember?) can feel more confident about spending money.
- That can force retailers and others to have to restock their shelves (recall from previous notes that they've skinnied inventories way down).
- Along the way some folks get called back to work, and that comes with attendant benefits: their incomes rise, they feel more confident, unemployment peaks, and so forth.
You can see this process graphically, below. This won't be enough to push the economy into a sustainable growth mode, but it can provide a shot of adrenaline necessary to get it closer to that mode.


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What happens when a boy falls in love with nail polish
I started painting my nails in college, the place where lots of experimenting happens. A girl in my residence had a bag of nail polish she was going to throw out so I took it off her hands, so to speak. (First thing I learned about nail polish: the bottles last forever.) I liked the smell of it when my hands were close to my face. I didn't need drugs to kill brain cells. The toxic fumes of my quick-dry Sally Hansen were good enough for me.
Emerald. Fuchsia. Florescent orange. Sea foam. I gravitated towards bright, Kool-Aid colours. In fact, I don't think I ever had red nails. Nor did I paint my right hand, partially because I was only good at painting with my right hand but mostly because having only one hand done became my thing.
When I painted my nails I felt a connection to the old-school glamour of the classic films I grew up on, the Katharine Hepburn and Bette Davis movies which turned me gay. I pictured the scene in the camp classic The Women (1939) in which noble Norma Shearer finds out her husband is having an affair with Joan Crawford from a gossipy manicurist, who keeps interrupting the tale of infidelity with the direction "Rinse please." All Norma wanted were nails painted 'Jungle Red.'
I stopped painting my nails when I graduated and I entered the overrated 'real world.' I got a job at a café and assumed a boy with painted nails would be breaking uniform. I had boring hands for years.
Last January, I was in New York interviewing drag queens for my article in WORN's forthcoming Hair Issue (start getting excited). Something about the queens' bravery and flamboyance inspired me and, at a pharmacy by Times Square, I bought a small bottle of pumpkin orange nail polish. When I came back, my boss never mentioned my nails and I decided his silence was indirect approval. I've only received compliments from customers, especially from women who happen to be wearing a similar shade.
But I have a problem. While I enjoy picking out colours and the act of painting my nails (again, the yummy toxic fumes) I have absolutely no patience to let them dry. I'll do one coat, and by the time I get from thumb to pinkie, I'll start a second one. It will look dry but then I'll touch it and create a giant smudge. I'll then try to cover it up with more polish, which turns my nails into a goopy mess. By the time they are actually dry and hard, instead of being proud of my acid yellow nails, I am ashamed of my lacquer's lackluster appearance.
Then it hit me: the time to have your nails professionally painted and to wait for them to dry was the luxury that meant you were a lady. That old school glamour I interpret as camp took a lot of work. That's why women went to the manicurist, despite all the gossip about Joan Crawford. Nail polish is a completely impractical invention which demonstrated a woman's commitment to being pretty. Shaving legs, tweezing eyebrows, wearing overnight hair curlers, putting slices of cucumber on the eyelids—women have always had to devote more time and energy than men in order to meet society's standards of beauty. Men are never asked to put in the same amount of effort. We don't shave for a couple of days and people compliment our ruggedness.
By messing up my freshly-painted nail polish by impatiently pulling on my sneakers I discovered the gap between female and male beauty. Just as every man at some point should try walking in heels, guys should discover how long it takes to paint one's nails.
There's plenty to think about while you're waiting for them to dry.
photography // Serah-Marie McMahon


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Rep. Becky Nordgren, R-Gadsden, has pre-filed a bill for the 2014 legislative session that would allow doctors and dentists who help impoverished patients to accept payment from the state in the form of a tax credit. Nordgren claims the change would convince more doctors to work with Medicaid patients.
"This is what doctors want," she said. "They want the bureaucracy out of their business."
More than 900,000 Alabama residents are on Medicaid, a state-and-federal health care program for some people living below the poverty line. Those patients are charged a co-pay of around $4 for a typical doctor's visit, and doctors bill the state Medicaid agency for their care. The state spent $615 million on the program last year, while the federal government kicks in billions.
Nordgren, who works for a medical supply company, said the payments are frustrating for doctors because their requests for reimbursement are often denied or returned.
"They do things like pay you and then take it back, because of a problem with the paperwork," she said.
A tax credit, she said, would be simpler. Still, it's not clear how much doctors would actually be paid under Nordgren's proposal, nor is it clear how much the bill would cost the state.
Nordgren's bill would set up a state tax credit that kicks in only if the federal government also establishes a tax credit for Medicaid providers — and it would set Alabama's tax credit at 35 percent of the amount provided under the federal tax credit. The bill doesn't include a "fiscal note," the cost estimate that is typically attached to a bill.
The Gadsden lawmaker has been trying for years to get both the state and federal governments to adopt the tax credit approach, with little success. She said she got the idea from Dr. Lucian Newman III, a Gadsden physician who's a frequent donor to Republican politicians.
Newman said he's worried that doctors will begin dropping out of Medicaid in coming years. Payments under the program have been stagnant for years, he said, and he expects them to decline under the Affordable Care Act.
"I started thinking about other ways to pay doctors," he said. Newman said the tax burden for a doctor in private practice is considerable. Use of tax credits, he said, could lighten that load while cutting down on paperwork.
"My thinking is that any time you move money from point A to point B to point C, you lose a little in the transaction," he said.
Nordgren tried to pass the same bill last year, but the proposal never made it out of committee. She acknowledges it will likely face a tough audience this year as well.
Alabama's state government runs two budgets — one for education agencies and another for all other state functions. At $615 million, Medicaid is the single largest item in the General Fund budget. But because income and sales taxes go mostly to the Education Trust Fund budget, Nordgren's tax credit would shift some of the burden of Medicaid to that budget.
The Ways and Means Education Committee, which controls the education budget, is likely the bill's first stop.
"I know it will be hard to pass," Nordgren said. "But when this idea does get legs, I want to be the one working on it."
One local medical administrator seemed ambivalent about the proposal.
Robin Adams, the office manager for RMC Urology, said her clinic is one of the few urology practices in Calhoun County that accepts Medicaid patients.
She said offering tax credits to doctors seems like a good idea.
"There's a lot of Medicaid patients in this area, and they need to be taken care of like everybody else," she said.
But more than the bureaucracy of the process, Adams said, the real deterrent for doctors accepting Medicaid is the reimbursement rate.
She said Medicaid has gone to an electronic credentialing process, and there's not a lot of red tape now. She said she believes increasing the amount the agency pays doctors would be more effective that the tax credits.
Attempts to reach the Medical Association of the State of Alabama, which represents doctors across the state, were unsuccessful Tuesday. Staff members at Alabama Arise, an anti-poverty group that often speaks out on Medicaid issues, said the group never crafted a position on Nordgren's earlier tax credit bill because it was quickly rejected in committee.
Nordgren is a relatively new member of the Calhoun County delegation. Her district was redrawn after the 2010 Census to include a portion of northern Calhoun County. Etowah County coroner Michael Gladden, a Democrat, is running against her in the 2014 election. Attempts to reach Gladden Tuesday were unsuccessful.
The 2014 legislative session begins in January.
Capitol & statewide correspondent Tim Lockette: 256-294-4193. On Twitter @TLockette_Star. Assistant metro editor Daniel Gaddy contributed to this report.


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Crusader Kings II - Mongol Faces DLC
Third party DRM: SteamThis game requires a free Steam account to play.
The Mongols DLC contains thousands of unique face combinations for male and female characters of the mongol cultures. It also contains 7 new unitsprites for Archers, Horse Archers, Heavy Infantry, Pikemen, Light Infantry, Light Cavalry and Heavy Cavalry.
Customer reviews
Optional Cosmetic DLCcybrxkhan | May 6, 2013 | See all cybrxkhan's reviews »
This DLC adds much-needed variety to the Mongols, who in vanilla CKII appear, rather horridly and ahistorically, like swarthy, dark-skinned Muslims. Unfortunately, this portrait pack won't be of much use if you don't deal with the Mongols much (although some CKII mods make better use of it) and/or tend not to play far enough into the game to see the Mongols. Thankfully, it is entirely optional and won't ruin your gameplay experience. In the CKII community they are considered arguably the best of the portrait DLCs, on par with the original vanilla Western and Muslim portrait sets. Still, if you're looking for some variety and immersion, the Mongol portraits aren't too bad a deal if you can find them on sale.
This is DLC?!Wredniak | July 5, 2012 | See all Wredniak's reviews »
When I first saw this dlc I decided I'm going to pass it. Thousands of faces for $2 seemed ridiculous then. In the mean time I was gifted this dlc by a friend and decided to check it out. I saw no difference, European countries had almost none contact with any of Mongol provinces. I feel that this content should have been included for free in the first place. As the image should reflect how people looked in certain areas. This dlc is clearly a step in the wrong direction. As for the sprites... this game doesn't have great graphics and it isn't important then why spend money on poorly looking pixels? I was thinking hard who I should recommend this dlc and sadly I can't imagine anyone. Maybe someone that must have all dlc? But even then I'd wait for bundle/discount. This dlc in my opinion isn't worth $0.50 not to mention full 2 dollars.


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Whenever a favorite player does good or bad, we often hear "Yes, but it's early."
I subscribe to that same thinking. You don't need to worry about Clayton Kershaw or Matt Kemp – they will be OK… and they showed it yesterday.
You don't worry about Adrian Gonzalez – he'll get it done whether it be with 40 HR or 14 HR. He will be around .300 and over 100 RBI.
I also don't think we have to worry about Andre Ethier – he' s a lock for 30 HR! Write it down.
What I Worry About
I do worry about Carl Crawford (will he ever be healthy?), Chad Billingsley (how many success stories are there about starters who have had a partial ligament tear?), Hanley Ramirez (can he quit being a head case and start being the player he can be?), Hyun-Jin Ryu (I have questions about him in the rotation), and Zack Greinke's elbow (I have a sinking feeling about this).
The good part is that there are options:
- No Crawford? Try Puig, Hairston, Castellanos or Herrera.
- No Billingsley? Try Capuano.
- No Hanley? Oh, that could be bad!
- No Ryu? Try Lilly or Harang.
- No Greinke? Ouch!
Things have a way of working out.
Juan Uribe? Stop! Now!
What will the bench look like?
- Dee Gordon has no shot.
- Herrera, Castellanos, Punto , Hairston, Schumaker – one won't make it, unless Uribe does, then two won't make it!


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Original Price: $29.99
Save $3.00Save 10%
Item Number: 086225
Wrangler knows, a cowboy's work is never done. If you're mending fences in the summer heat, or tackling another other warm-weather job, this work shirt is for you. Two snap flap pockets; handy pen slot in left pocket. Work weight 100% cotton. Imported.


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Kari Birdseye is an Emmy award-winning television and documentary producer with more than 20 years of editorial and production experience. Committed to telling compelling, informative stories, Birdseye continues to use her expertise as a writer and producer for a public television series, developing original news and feature pieces on a range of subjects. She is also a successful communications adviser regarding environmental and sustainability issues and public policy.
At CNN in Atlanta for more than a decade, Birdseye was the Executive Producer managing and supervising staff and editorial content for the highly-rated CNN Saturday/Sunday Morning program, a live, two-hour magazine show, and she was on the Emmy-winning team that covered the Olympic Park Bombing in 1996.
Currently, she strategically plans Arctic campaigns and discusses Earthjustice cases with the press and public.
Birdseye has a Master's of Science in Environmental Management (MSEM) from the University of San Francisco and a BA degree in Journalism from San Francisco State University.


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Since the UN Resolution 3263 (XXIX) was adopted in 1974, urging the establishment of a Middle East zone free of nuclear weapons and all other weapons of mass destruction, there were numerous occasions when the United Nations and other international organizations reiterated the same call… and many others that failed in their purpose. The last one, the 2010 Review Conference of the Parties to the Treaty on Non-Proliferation of Nuclear Weapons (NPT) urged to convene a Conference in 2012 in order to start the process, but once again, this initiative was boycotted by Israel and the USA. The declaration of the Middle East as a nuclear-weapon-free-zone would introduce Israel's accession to the NPT under the nuclear-weapon-free status and the placement of all its nuclear facilities under the International Atomic Energy Agency's safeguards (IAEA), as the other states in the region have already done. If Israel accepted IAEA inspections of all its nuclear facilities, the United Nations Security Council would know the real magnitude of danger that these supposedly secret stockpiles represent and would be compelled to take measures to remove this threat looming over the fragile peace in the area. However, nothing is as it should be. With its senseless and selfish irresponsibility, the United Nations Security Council gives a green light to Israel to increase its nuclear power uncontrolled, refrains from enforcing its own resolutions and indicates an inability to avoid a catastrophe of easily foreseeable consequences. But this irresponsible passivity and its murky interests are not going to hinder citizens everywhere to embrace the safeguard of peace and demand unanimously that the United Nations Security Council take the necessary measures to compel Israel to accept IAEA inspections of its nuclear facilities.
To see the text to be dispatched to the UN, click here.


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Seattle >Food & Dining > Paseo Caribbean Restaurant
6226 Seaview Ave NW, Seattle, WA | Directions 9810747.674834 -122.406345
Tue-Sat: 11am-8pm
Neighborhoods: Sunset Hill, Ballard
Some of the best pulled pork in the city comes out of this tiny wood shack just up the street from Golden Gardens Beach. Grab an extra napkin--you'll need it!
Dry cleaners have got to love this place, home of the wonderfully messy sandwiches gushing with flavor. The plates of chicken with rice and beans are big enough to share. Take your meal down to Golden Gardens for a pretty near perfect picnic. Cash only.
Worth waiting in line for, and you will! The sandwiches are perfectly pressed & delicious!
Cuban inspired sandwiches and platters that will feed the body and soul.
Sandwiches so Juicy You'll Need a Bath When Done – The Midnight Cuban Express is by far my favorite of their sandwiches, even though the Cuban Roast is the most popular and very delicious. The juicy blend of Cuban roast pork, ham, Swiss cheese and their sauces make my mouth water and crave this every time I think about. The flavors burst in your mouth? and all over your hands and lap, so make sure you have plenty of napkins or are close to a sink to wash up. It?s well worth the mess and I know you will not be disappointed. If you take your sandwich to Golden Gardens, you can jump in the water after you?re done to help clean up.
The Most Craved Sandwich – I had heard of Paseo's. I had heard of how delicious the midnight cuban sandwich is. I know. But I still lived here for several years with letting the lines stop me from going.
Don't make the same mistake. Actually avoid the Fremont location and go to the Ballard one, shorter lines most of the time. It's this little pink shack next to Surf Ballard with no sign that it is Paseo's. In face, the only place that it says so is on the menu posted next to the order window.
The food: I have only had the Cuban Roast sandwich, and I have craved it every day since I bit into that juicy sandwich. The meat is marinated perfectly, and the whole sandwich has a delicious spiciness to it with jalapenos and other wonderful things. It's amazing, really. I cannot describe it, you just have to go and try it.
It's a little expensive for a walk up window sandwich in my book at $8.50, but totally and completely worth it. They are decently sized sandwiches too, more than I should eat in one sitting. I have heard wonderful things about everything on the menu.
The cash register guy was also very nice.
Tip: If you walk across the street, you'll see a sign that says public beach. Just keep walking towards the water, next to a condo building, and there's a little bitty sandy beach where you can eat your sandwich in peace instead of at the picnic table area next to the restaurant.
The BEST sandwiches ever! – Cruise down Shilshole towards Golden Gardens park and look for the pink shack on the right. This is Paseo, home of the most AMAZING sandwiches and other Cuban delights. Your Paseo sandwich can feature chicken, pork, scallops, prawns, tofu or the Cuban combo. The meats are marinated and the sandwiches are piled with thick cut marinated onions. If you like onions, these are the greatest things ever. If you DON'T like onions, be sure to order yours without because there are a LOT of them. The sandwiches are served on a crusty baguette with cilantro, romaine, pickled jalapenos and their special aioli. Soooo good! Check their website if you want to stop by in the winter, as they usually shut down for about a month or so in December/January. Sandwiches are around $7.50 (and are worth every penny), other entrees range from $8-12.
These Sandwiches should be Outlawed – Cuban midnight Press Sandwich I hate you. You are so tasty. You call to me when I least expect it; at work, on the open road, in my dreams, making love. You are so perfect in every way it makes me sad. If only I could be as perfect a person as you are a sandwich. Damn you Cuban Midnight Press Sandwich, damn you to hell.
Editorial Review by Whitney Ricketts – Seattle cult favorite Paseo has opened a Ballard outpost for its legendary Cuban sandwiches.
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Earth Ministry's Washington
Interfaith Power & Light (WAIPL) project organizes an interfaith religious
response to global warming. WAIPL
is part of a national Interfaith Power & Light movement in 38 states.
"To Inspire and Mobilize", is a collection of reflections, inspiration, and calls for action from the Earth Ministry staff.
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Friday, October 18 (6-9:00 p.m) - Spooky Stories – SP0oOoKY STORIES
Saturday, October 19 (6-9:00 p.m.)-Deep Tales – DEEP TALES
Also on Saturday from 1:00-4:00 p.m., Going Deep Storytelling Workshop by guest tellers – everyone welcome.
The Department of Parks and Recreation invites you to the 25th Annual TALK STORY FESTIVAL, Hawai'i's oldest and largest storytelling celebration. Hawai'i's best storytellers (and a few guests) are featured for TWO FREE NIGHTS at the Ala Wai Golf Clubhouse, second floor ballroom – a new location for 2013. Nine storytellers each night share the stage, 20 minutes each, with dramatic lighting. Video of these performances is projected beside the stage. Gates open at 5:00 p.m. Big crowds are expected, so come early BOTH nights!
30 Seconds PSA 2013
Hawai'i Tellers: 'Tita' Kathy Collins (Maui-Fri/Sat); Moses Goods (Hawaiian Mythology-Sat); Yasu Ishida (Japan-Sat); Karen Yamamoto-Hackler (local spooky-Fri); Lopaka Kapanui (Ghost Walks-Fri); Daniel A. Kelin II (Honolulu Theatre for Youth-Sat); James McCarthy (guitar man-Fri); Shain Miller (Ong King-Sat); Alice Anne Parker (psychic-Fri); Kilohana Silve (hula and story-Sat); and, Jeff Gere (host both nights).
Mainland Guests (both nights): Lyn Ford (Ohio); Anne Glover (Vancouver); and, Anne Shimojima (Chicago).
Gifted Sign Language Interpreters each night: Michele Morris (Fri) with host Jeff Gere
Also: Jan Fried (Fri); Inga Park (Sat); and, Tamar Lani (Sat).
Jan Fried photo
Inga Park photo
Tamar Lani photo
Jan Fried photo
Inga Park photo
Tamar Lani photo
Mahalo to our sponsors
hosting Neighbor Island & Mainland tellers.
Also: Friends of Honolulu Parks & Recreation & Alliance for Culture & Arts
Contact Person: JEFF GERE, Director (808)768-3032, email@example.com


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A quick examination of any job board will highlight one evident truth: Hiring in the financial sector has slowed to a near crawl. One exception is in the mortgage industry, where banks such as Citigroup, Wells Fargo and Fifth Third Bank have been adding to their head count to process the recent flood of refinancing requests.
Citigroup has hired several thousand people in its mortgage business this year and said it anticipates continued growth into a more normalized market when interest rates return to prerecession levels, said Mark Rodgers, director of public affairs at Citi. The New York-based bank has been opening new retail branch locations and has hired roughly 130 home loan specialists this year, Rodgers said.
Wells Fargo has doubled to 1,200 the number of team members charged with supporting the Home Affordable Refinance Program (HARP), which enables homeowners suffering from dwindling real estate prices to refinance their homes, said Tom Goyda, a Wells Fargo spokesman. The firm recently opened an underwriting center in Jacksonville, Fla., to support HARP.
"When rates drop, we add more team members and expand our office space to handle the increase in consumer demand," Goyda said.
"When rates drop, we add team members"
When rates drop, we add team members
Fifth Third Mortgage Company, a subsidiary of Fifth Third Bank, has been adding staff in the loan processing and sales areas over the last year. The Cincinnati bank is recruiting experienced mortgage loan originators, underwriters, processors, closers and mortgage management professionals, said Janet Brinkman, vice president and recruiting manager at Fifth Third.
Quicken Loans, an Internet-based mortgage house, has hired an average of 120 mortgage brokers per month in 2012, said Michelle Salvatore, director of recruiting.
Mountains of Red Tape
The recent uptick in mortgage hiring is a direct result of low interest rates, more home purchases and the mountains of red tape born from the 2008 mortgage crisis.
Even the simplest refinances for affluent and responsible homeowners require months of appraisals, exhaustive credit checks and supplementary paperwork, forcing banks to hire additional workers, said Frank Donnelly, president of the Mortgage Bankers Association of Metropolitan Washington, D.C. and a certified financial planner.
While the new regulations have added jobs, they have also created a few unintended consequences that are affecting mortgage workers and the industry in general.
Mortgage employees work long hours and often get burnt out from dealing with the sheer amount of paperwork, said Donnelly. Strict regulations also add additional pressure to loan originators and underwriters, who are monitored internally and by state and federal regulators.
"If you aren't operating at top efficiency, you get dinged," said Paul Hindman, managing director at Management Advisors Executive Search, a Raleigh-Durham, N.C.-based recruiting firm specializing in the financial services industry. "Any little mistake goes on your permanent record. Employees are working 60 to 80 hours a week to deliver quality."
The emphasis on compliance and transparency is greater than ever before, said Craig Paris, assistant vice president at Eastern Bank Advantage Mortgage Group. Complying with new regulations is particularly time-consuming for underwriters, who now need to manually work through each and every aspect of a loan to determine its accuracy.
Higher Turnover
The end result is that many mortgage workers are quitting their jobs to take similar positions at rival firms, assuming the grass is greener, Paris said.
"There is a lot of hiring going on but much of it is turnover-based," said Hindman, who questions whether mortgage companies are making net gains or just backfilling positions to compensate for turnover. "We are looking to hire three underwriters because we're losing four," Paris said.
The mortgage industry added a net 10,000 employees between May and June, according to the Mortgage Bankers Association, citing information from the Bureau of Labor Statistics. However, the industry added just 1,300 jobs in the first four months of the year, suffering losses in both January and April. Excluding June, when the mortgage industry added nearly 8,000 jobs, total head count has remained relatively unchanged over the last year.
The spike in June suggests that if home sales continue to recover, so should mortgage hiring. The overall number of people handling mortgages is relatively low given the demand, said Mike Montgomery, a senior economist with IHS Global Insight. "If you put yourself in the position of a mortgage broker, it is probably 'safe' to pick up hiring after a very lousy period," he said.
Citigroup, Wells Fargo, Fifth Third and Quicken Loans didn't comment on the percentage of 2012 hires that were backfills, but did say they have made net gains during the first half of the year.
The mortgage crash has also resulted in a lack of fresh talent in the industry, hence the talent poaching and long hours for mortgage workers. Many new hires lost their jobs in 2008 and, with the uncertainty of the housing market, most freshly minted college grads are leery about getting into the mortgage industry, said Donnelly, who estimates the average age of mortgage employees to be around 50.
Hesitant to Train
This trend is exacerbated by the fact that mortgage houses can't afford to train and bring on new talent, due to the sheer complexity of the job, Donnelly said. And with all the talent poaching, companies are hesitant to train inexperienced employees knowing that they may be investing resources for the benefit of close rivals, said Pat Sherlock, president of QFS Sales Solutions, a financial sales consultancy firm.
"Companies are more exposed, and they just can't take risks on people," said Sherlock.
Quicken Loans operates an internship program with hope of encouraging interns to come back to the company on a professional basis, Salvatore said. Several of Sherlock's banking clients are in the process of designing programs to bring in fresh talent.
Interest Rate Uncertainty
Should interest rates begin to rise again, the need for additional hires would probably slow. But this isn't all bad news for talented professionals, particularly loan originators, said Sherlock.
Mortgage houses will need better salespeople when interest rates rise and the refinancing market cools, she said. Unlike refinancings, new loans are more scrutinized and require smarter and more aggressive salespeople, who in turn can take advantage of the higher margins associated with new business, Sherlock said. Banks will also be more willing to train less experienced but more talented salespeople as the housing market continues to stabilize.
Average home prices increased in June for the first time since 2010, suggesting the market is finally moving in the right direction. The June hiring spike is in part due to "suspicion the recovery in home sales is for real now," Montgomery said.
Now if the mortgage industry can just find enough qualified people to make those loans.
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Bike Rental Pricing
$8.00 per hour
$40.00 per day
$199.00 Weekly
**If needed, locks and helmets are provided free of additional charge
2012 Fuji Sunfire 1.0 Hybrid Bike Black/GreenThe Fuji Sunfire is durable enough to withstand gravel or dirt paths, while also offering comfortable positioning and geometry ideal for long rides. This hybrid bike delivers comfortable upright positioning, a wider gear range to tackle hills, and more aggressive tire treads for riding on any surface.
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God bracelet will make its wearer feels safe and secure under the Creator's watchful eye. The inspirational message, "With God, All Things Are Possible" is engraved twice, so it's always clearly visible. Pewter finish. One size fits all.
Welcome to Harriet Carter - Distinctive Gifts Since 1958. Find a large selection of products for organizing your life. As seen on TV products, household gadgets and problem solvers, unique gifts and gift ideas. Buying online is the fastest and most convenient way to shop! We have created this Web site just for you. Everything on HarrietCarter.com is arranged by product category for quick, easy selection. In addition to our selection of gift ideas, you'll find products for organizing, As Seen On TV items, New Arrivals, Web Exclusive Gifts, Household Gadgets and products for your Pets.
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