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Competition: Commission fines broker ICAP EUR 14.9 million for participation in several cartels in Yen interest rate derivatives sector
On 4 February 2015, the Commission imposed fines of EUR 14.9 million on the UK based broker ICAP for facilitating several cartels in the sector of Yen interest rate derivatives ("YIRD") in breach of EU antitrust rules. Interest rate derivatives, such as forward rate agreements, swaps, futures and options, are financial products which are used by banks or companies for managing the risk of interest rate fluctuations. These products are traded worldwide and play a key role in the global economy. They derive their value from the level of a benchmark interest rate, such as the London interbank offered rate ("LIBOR") which is used for various currencies including the Japanese Yen ("JPY"). This benchmark reflects an average of the quotes submitted daily by a number of banks who are members of a panel and it is intended to reflect the cost of interbank lending in JPY. It also serves as a basis for various financial derivatives. The Commission's decision is part of a broader investigation in the YIRD sector as a result of which the Commission uncovered seven distinct bilateral infringements lasting between 1 and 10 months in the period from 2007 to 2010. In 2013, the Commission imposed fines on a number of major banks that decided to settle the case with the Commission. ICAP chose not to settle the case and proceedings against it therefore continued under the normal procedure. The Commission's investigations revealed that ICAP facilitated six of the seven cartels in the YIRD sector through various actions that contributed to the anticompetitive objects pursued by the cartelist. According to the Commission, ICAP disseminated misleading information to certain JPY LIBOR panel banks, which were veiled as "predictions" or "expectations" of where the JPY LIBOR rates would be set. The misleading information was aimed at influencing certain panel banks, which did not participate in the infringement, to submit JPY LIBOR rates in line with the adjusted "predictions" or "expectations". ICAP also used its contacts with such non-participating JPY and LIBOR panel banks, with the aim of influencing their JPY LIBOR submissions. Finally, according to the Commission, ICAP served as a communications channel between a trader of Citigroup and a trader of RBS and enabled the anticompetitive practices between them. Source: Commission Press Release 4/2/2015
Competition: General Court dismisses appeals against decisions refusing requests for confidential treatment of leniency information in cartel decision
On 28 January 2015, the General Court ("GC") handed down two separate judgments on appeals brought by Akzo Nobel NV ("Akzo Nobel") and Evonik Degussa GmbH ("Evonik Degussa") against the Commission's decisions that rejected requests for confidential treatment of certain information in the decision on the bleaching chemicals cartel. On 3 May 2006, the Commission decided that a number of companies, including Akzo Nobel and Evonik Degussa, had participated in cartels in the markets for bleaching chemicals (hydrogen peroxide and perborates) in breach of Article 101 of the Treaty on the Functioning of the European Union ("TFEU"). Having published a non-confidential version of the cartel decision in 2007, the Commission decided, in the interests of transparency, to publish a more detailed non-confidential version of the decision, which included certain information provided by the companies in the context of their leniency applications. Both Akzo Nobel and Evonik Degussa objected to the Commission's approach and brought the matter before the Hearing Officer, who considers objections to the disclosure of information proposed by the Commission, asking that all the information provided under the 2002 Leniency Notice would be excluded from the non-confidential version to be published. In May 2012, the Hearing Officer rejected the requests for confidential treatment after which both Akzo Nobel and Evonik Degussa brought actions before the GC to challenge the respective decisions of the Hearing Officer. In its rulings, the GC held that information, which was voluntarily submitted to the Commission by an undertaking seeking to benefit from the leniency programme, does not automatically enjoy protection from disclosure on the basis of the obligation of professional secrecy. The GC drew a distinction between disclosure to third parties of leniency documents and statements in the Commission's file and the publication of information provided in the context of the leniency programme in the Commission's infringement decision. Further, the GC held that, in deciding on publication, it is for the Commission to balance between the public interest in knowing as fully as possible the reasons for any Commission action, the interest of economic operators in knowing the sort of behavior for which they are liable to be penalized, and the interest of the Commission in safeguarding the effectiveness of its leniency programme. Finally, the GC also held that the Commission had not breached the legitimate expectations of the applicants in proceeding in the described manner. Accordingly, the GC dismissed both appeals in their entirety. Source: Case T-341/12 – Evonik Degussa GmbH v European Commission (in Finnish) and Case T-345/12 – Akzo Nobel NV and others v European Commission
Competition (Finland): Finnish Competition and Consumer Authority proposes abolition of regional monopoly system in chimney sweeping industry
On 2 February 2015, the Finnish Competition and Consumer Authority ("FCCA") proposed to the Ministry of the Interior that a regional monopoly system applied in the chimney sweeping industry in Finland would be abolished and a contract-based system would be adopted. According to the FCCA, the transition to the contract-based system would benefit Finnish consumers and would also lower the barriers to entry in the market. Furthermore, opening the market for competition would remove a dual role of the Finnish rescue departments as a subscriber and supervisor of the services and would encourage the authorities and chimney sweeping entrepreneurs to develop working methods related to the services. Source: Finnish Competition and Consumer Authority Press Release 2/2/2015 (in Finnish)
Merger control: Commission approves acquisition of Abbott Laboratories' Non-U.S. Developed Markets Specialty and Branded Generics Business by Mylan, subject to conditions
On 28 January 2015, the Commission announced that it has approved the proposed acquisition of Abbott Laboratories' Non-U.S. Developed Markets Specialty and Branded Generics Business ("Abbott EPD-DM"), by Mylan, Inc ("Mylan"), subject to conditions. Abbott EPD-DM is a Swiss-based manufacturer focused on distributing branded ex-originator products with expired patents and with internal production capabilities in Europe, Canada and Japan. Mylan is a US-based producer of generic pharmaceuticals. The Commission had concerns that the transaction, as initially notified, would have reduced competition on the market for several medicines. The Commission examined the effects of the proposed transaction on competition in particular in five therapeutic areas, namely cardio-metabolic, gastro, anti-infective/ respiratory, central nervous system/pain and women's and men's health. To address the Commission's concerns, Mylan offered to divest its local businesses in the concerned markets, including the relevant marketing authorizations, customer information and supply contracts. The Commission therefore concluded that, in light of the proposed commitments, the transaction would no longer raise competition concerns. The decision is conditional upon full compliance with the commitments. Source: Commission Press Release 28/1/2015
Merger control: Commission approves two mergers regarding GlaxoSmithKline and Novartis, subject to conditions
On 28 January 2015, the Commission approved two separate transactions regarding GlaxoSmithKline ("GSK"), of the United Kingdom, and Novartis, of Switzerland, both subject to conditions. GSK and Novartis are active globally in the development, distribution and marketing of pharmaceutical products. The transactions are part of a 3-part inter-conditional deal whereby GSK acquires Novartis' global human vaccines business, except for the influenza vaccines business, and the parties create a new entity combining the consumer health activities and consumer health businesses of GSK and Novartis. The new entity will be controlled by GSK. Furthermore, as part of the deal, Novartis acquires GSK's oncology business in a separately notified transaction. The Commission's investigations into the proposed transactions revealed that, firstly, the acquisition of Novartis' vaccines business by GSK and the creation of the joint venture would have detrimental effects on competition in a significant number of markets in the European Economic Area ("EEA"), namely the markets for meningitis and diphteria tetanus vaccines and consumer health products to stop smoking and to treat cold sores, cold and flu, and pain. As GSK and Novartis are the only suppliers of vaccines for bacterial meningitis of certain serogroups in the EEA, the transaction would therefore have led to a monopoly. Furthermore, GSK and Novartis are also competing suppliers of bivalent vaccines for diphtheria and tetanus in Germany and Italy, where the remaining players would have been unable to sufficiently constrain the merged entity. Finally, in the areas of consumer health products, the merged entity would have combined key branded products which might have led to price increases for consumers. To address the Commission's concerns, GSK committed to grant a worldwide, exclusive and perpetual licence of GSK's Nimenrix vaccine for bacterial meningitis and to divest GSK's Mencevax vaccine for bacterial meningitis. GSK also committed to enter into an exclusive distribution agreement for Germany and Italy and transfer marketing authorisations in the relevant countries for Novartis' TD-Pur and Dif-Tet-All vaccines for diphtheria and tetanus. Finally, GSK committed to divest several assets in the areas of consumer health products to stop smoking and to treat cold sores, cold and flu and pain. Secondly, as for the acquisition of GSK's oncology business by Novartis, the Commission's investigations indicated that the transaction, as originally notified, would have reduced from three to two the number of companies developing and marketing treatments for skin cancer, namely a B-Raf inhibitor ("LGX818") and a MEK inhibitor ("MEK162"). Moreover, according to the Commission, the transaction could have reduced innovation, with the likely abandonment of Novartis' broad clinical trial program for these treatments. These treatments are currently being trialled for a number of other cancers. To address the Commission's concerns, Novartis committed to return its rights over MEK162 to its owner and licensor Array BioPharma Inc. ("Array") and to divest LGX818 to Array. These post-closing commitments are conditional upon the Commission's approval of a binding partnership agreement between Array and a suitable healthcare company. In the light of the above commitments, the Commission concluded that the proposed transactions, as modified by the commitments, would not raise competition concerns and approved both transactions by separate decisions. Source: Commission Press Release 28/1/2015 and Commission Press Release 28/1/2015
In addition, kindly note the following merger control decisions by the Commission which are published on the website of the Commission's Directorate-General for Competition:
- Commission approves acquisition of Abbott Laboratories' Non-U.S. Developed Markets Specialty and Branded Generics Business by Mylan, subject to conditions
- Commission approves acquisition of GSK's oncology business by Novartis, subject to conditions
- Commission approves both GSK's acquisition of Novartis' vaccines business and a consumer healthcare joint venture between GSK and Novartis, subject to conditions
- Commission approves acquisition of Total's adhesives and sealants business by Arkema
- Commission approves acquisition of ANOV Expansion by Ingram Micro in logistics sector
- Commission approves acquisition of sole control over Grohe Group by LIXIL


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International Private Investigations
Helping you uncover the truth and protect what matters most.
Knowing the tricks fraudsters, con-artists and liars use is crucial when it comes to catching them.
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where to look to find the evidence you need.
Our Mission
To help you uncover the truth – no matter what obstacles lie in the way.
Together we have all the tools necessary to investigate the person or issue that's causing you
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Our team of highly experienced Investigators have an extensive knowledge and skill-set providing individuals, businesses and government agencies with the facts so that they can make informed decisions.
Visit us @ http://investigationsnz.co.nz


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Recently one of my friends on Facebook posted a link to geekdad's 5 best toys of all time and I was reminded of it this morning when I went downstairs and found the boxes I had brought home from the shop to help me start packing. No, we haven't found a house yet, but apparently when selling your house you essentially have to move *out* of it first so I have lots of "clutter" to pack up to make the house fit for Architectural Digest to visit.
It occurred to me that I may get more done if I let the girls have one of the boxes. Of course, being the wannabe engineer that I am I had to build a house out of the box first. Learning from the design flaws from my first cardboard box playhouse, I improved this one. I kept 1 of the flaps on the bottom and taped it to the walls for stability and added a side porch. I have to say, if I could find a cozy little cape like this in Barrington or Warren (perhaps about 1696 square feet larger) I'd be quite happy!
I also should have mentioned that the stockings are up on ravelry here and here. Sorry bout that! I'm really trying to keep my ravelry projects updated. (along with the blog of course!)


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[Horror] VR Roller Coaster VR Scary Dangerous Experience
Scary VR Roller Coaster VR Horror dangerous VR Experience for Google Cardboard VR 3D SBS HD 1080p
Enjoy 3D on your VR headset.
A roller coaster is an amusement ride developed for amusement parks and modern theme parks. LaMarcus Adna Thompson obtained a patent regarding roller coasters on January 20, 1885, which were made out of wood, but this patent is considerably later than the "Russian mountains" described below. In essence a specialized railroad system, a roller coaster consists of a track that rises in designed patterns, sometimes with one or more inversions (such as vertical loops) that briefly turn the rider upside down. The track does not necessarily have to be a complete circuit, as shuttle roller coasters demonstrate. Most roller coasters have multiple cars in which passengers sit and are restrained. Two or more cars hooked together are called a train.
oculus vr video samsung vr video cardboard vr gost vr player youtube video vr 3d vr vr video 3d
n artificial reality that projects you into a 3D space generated by the computer. A virtual reality system uses stereoscopic goggles that provide the 3D imagery and some sort of tracking device, which may be the goggles themselves for tracking head and body movement, or a "data glove" that tracks hand movements. The glove lets you point to and manipulate computer-generated objects displayed on tiny monitors inside the goggles. Virtual reality (VR) can be used to create an illusion of reality or imagined reality and is used both for amusement as well as serious training. Flight simulators for training airplane pilots and astronauts were the first form of this technology, which provided a very realistic and very expensive simulation
Download: https://play.google.com/store/apps/de…
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Some roller coasters, notably wild mouse roller coasters, run with single cars.
VR experience entirely made by one person, from 3d models to animation and music sounds composition.
Download: https://play.google.com/store/apps/de…
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Horror VR Roller Coaster VR Scary Creepy VR Experience Google Cardboard VIDEO 3D SBS HD 1080p


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In a 2003 interview with SLAM! Wrestling, Harry Smith he had no plans on taking steroids. "I've never taken steroids, I don't plan to. I loved my Dad, and yes he made mistakes, but I have learned from them. I won't go down that path." Obviously, things change.
There's been some question as to whether this is Chris Masters' third suspension due to Wellness violations, which would result in termination from the company. Masters was sent to rehab in 2006 after WWE intervened on his painkiller addiction. During this time, he never failed a Wellness test so he was never suspended. His first official suspension with the company came earlier this year in the middle of the Signature Pharmacy scandal. Masters was suspended for 30 days then. This marks his second suspension due to Wellness violations, so he's out for 60 days. Masters won't be able to return to action until the first SmackDown show of 2008.
As announced on SmackDown last night, Rey Mysterio will face Finlay at this coming Tuesday night's WWE SmackDown tapings.
Have a news tip? Attended an event and want to send a live report?


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Twist Barbie: Lynn Spigel Dreams of a Plastic Feminism
Is your liberation measured in hair styles, dress variety and occupational persona? From inside Barbie's house, this USC professor and avid Barbie collector dreams of feminism and femininity, high art vs. "low culture," and Barbie gender-bending activism. Barbie is a multimillion-dollar business and this show looks at the many layers of marketing, collecting, displaying and discussing – all of course, with a twist. Lynn Spigel — Chair of the division of critical studies in the School of Cinema and Television at the University of Southern California, and author of Make Room for T.V.: Television and the Family Ideal in Postwar America.
1994 TRT: 28 minutes #245
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Xiaomi Redmi 4A smartphone was launched in November 2016. The phone comes with a 5.00-inch touchscreen display with a resolution of 720 pixels by 1280 pixels at a PPI of 296 pixels per inch. Xiaomi Redmi 4A price in India starts from Rs. 5,999.
The Xiaomi Redmi 4A is powered by 1.4GHz quad-core Qualcomm Snapdragon 425 processor and it comes with 2GB of RAM. The phone packs 16GB of internal storage that can be expanded up to 128GB via a microSD card. As far as the cameras are concerned, the Xiaomi Redmi 4A packs a 13-megapixel primary camera on the rear and a 5-megapixel front shooter for selfies.
The Xiaomi Redmi 4A runs Android 6.0 and is powered by a 3120mAh non removable battery. It measures 139.50 x 70.40 x 8.50 (height x width x thickness) and weigh 131.50 grams.
The Xiaomi Redmi 4A is a dual SIM (GSM and GSM) smartphone that accepts Micro-SIM and Nano-SIM. Connectivity options include Wi-Fi, GPS, Bluetooth, Infrared, USB OTG, FM, 3G and 4G (with support for Band 40 used by some LTE networks in India). Sensors on the phone include Proximity sensor, Accelerometer, Ambient light sensor and Gyroscope.


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Date: 22nd May 2013
Today after breakfast, I decided to walk to Bulabog beach. I chose to stay at Frendz Resort because on the map it showed Bulabog beach was only a few minutes walk away. Bulabog is famous for its strong winds and therefore a popular beach for kite-surfing, wind surfers and para-sailing.
But when I got to the beach…
I even came here thinking I'll go "under water and take awesome photos of people kite-surfing" and even try it myself.
I thought I'd see so many windsurfers.
I asked one of the staff at a resort why there was nobody at the beach. She told me the windy season is usually from November to April. So yeah, I was late by a month. She was right though, there were barely any winds to be felt. White beach was windier than this.
I decided to keep my bag under a shade and go for a swim none the less.
I would keep the camera in my shorts pocket for short sprints of swimming. But then after some time, all of a sudden… I couldn't feel the camera in my pocket anymore! 🙁
I couldn't believe I lost the camera I borrowed from friend, who herself borrowed it from her friend! I panicked and swam back and frantically searched the bottom of the sea bed. But I realized my frantic movements in the water made it harder to see the bottom. So I let the sand settle and moved slowly so that I wouldn't create waves or ripples in the water. After some five minutes of increased heart beating, I noticed a bright yellow object at the bottom of the sea bed (maybe 2 feet deep?). It was the camera! I sighed a huge "phew" of relief and picked up the camera. It was absolutely fine and I could take photos as usual. I had enough of this beach and didn't want to risk losing the camera again. I walked back ashore.
Back in my room, I was bored and decided to get some work done. Which was hard, a) because it just as hot inside as it was outside, b) one of my Swedish roommates was sleeping butt-naked next to my bed after a crazy night of excessive drinking. Then came his English friend whom I had met the night before. Today was the English
man's dude's 23rd birthday, and despite being "still drunk," he wanted to wake this Swedish guy to call him out for more drinks. When the naked Swede wouldn't budge, the English guy turned his attention towards me. We struck a conversation and talked about every random thing a drunk English guy could talk about with an Indian. Like asking me if I liked curry, because he liked curry too and knew how to cook it. Then denied he knew anything about cooking. Then talking about how much he loved Kerala (my home state), because he had been there. Then no, he hadn't. All this was funny to both of us. Then finally after managing to create enough ruckus in the room to wake up the naked Swede, he asked both of us to join him for drinks later in the evening. I said I'll "think about it" — when I actually meant "no thanks". I worked for a while after the English drunk left and then decided to step out again.
As we went down I had a hunch this road was leading to Bulabog beach. If it was, I felt I wasted money by hiring a tricycle taxi to needlessly take a long route to get to the view point.
After yesterday night's horrible dinner meal and today's tricycle taxi ride, I was annoyed at wasting more money. Oh well, you learn. If you are already at Bulabog beach, you can easily walk up to the Mt. Luho viewpoint, which is more of a hill than a 'mount'.
Back in the room, I dumped my camera bag and decided to go for a swim in White beach and watch the sun set from the waters itself. I went to the beach with only my beach towel and the underwater camera.
For all its commercial developments and expensive, well, everything, Boracay does have some very nice swimming beaches. Puka beach is lovely, and the freakin' long White beach is, for a good 300 metres from shore, still not too deep. And unlike Phuket's crowded beaches, the water at White beach is still pretty clear. Of course, it's only after a Filipina researcher and friend, who told me about the ugly side of Boracay's tourism, that I realized I probably won't come back. Corruption and greed has impacted the native tribes and the very same are now fighting for their land. In a corrupt country, stories like this are all too common — India is no different. I already felt I have seen pretty much all that has to be seen on Boracay island. And in some ways, I was kind of yearning for a return to modern, city comfort. I was tired of washing off the sand on my feet, and elsewhere. The humidity too made me yearn for tomorrow when I could finally check out, catch a flight to Clark, and I could check-in to a hotel with air-conditioning!
I ended the night finishing up some more work because I wouldn't get internet until I landed and checked into my hotel at Angeles City tomorrow evening. Around midnight, back in my room, I met my Swedish roommate again. I asked him where the Brit was and he told me "by the stairs". Unfortunately the 'birthday Brit' failed the shooters challenge and completely passed out after the fifth shot. He then had to be carried back by his friends, and the Swede had the tough challenge of trying to get him up the stairs to his room. Eventually they gave up on the Brit and just left him there. As funny as this story may sound, it's this level of drunken behaviour that is often cited as one of the many disdains towards backpacker tourism. Oh well, staying at hostels has given me enough stories worth telling — both good and bad.
Next post(s) in this series:
Beachfront hotels and resorts on White Beach, Boracay
Philippines 2013: Arriving at Legazpi; going to Donsol to see whale sharks
Philippines 2013: Lignon Hill Park, Cagsawa Ruins and Mount Mayon
Philippines 2013: Aerial view of Mount Mayon; arriving at Coron
Previous posts in this series:
Philippines 2013: Boracay island tour, Puka beach and snorkelling
Philippines 2013: Flying from Manila to Boracay, White Beach
Philippines 2013: Taal Lake Volcano and Peoples Park, Tagaytay
The crap I went through to get my Philippines tourist visa this time


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The ScripturesFree
Contains the entire standard works of The Church of Jesus Christ of Latter-day Saints*. Includes: - The King James Version of the Bible - The Book of Mormon - The Doctrine and Covenants - The Pearl of Great Price Features: - Entire LDS standard wor
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There is a saying "Men and their Cars.' Well if you are on those women who have partners who love and adore cars then you must not take that away from them and even if it is annoying because your partner waste more money and spend more time with their cars. Instead of getting jealous and getting irate over your partner try supporting him once in a while and you will see a smile on your partner. Isn't that we always wanted to make our partners happy? Although it takes some time and research before you could relate to all what he his talking about but knowing what your partner likes could make more meaningful communications that could lead to a more fruitful relationships.
Here is an example. You could say to him like this "You know I found this exhaust tips and read about it. It said that having a great mufflers and exhaust system could be beneficial to your car especially when we are speaking of gas mileage. Aside from the aggressive and powerful tone that it gives when you push that gas pedal, it gives more additional hurl on your horsepower. I think you should upgrade your exhaust system. what do you think?"
From that statement of yours, you will surely get his attention to start a long conversation and not only that, you will be able to spend quality time with him even when he doing something on his car. It may be difficult at first but in time you will get the hang of talking about cars. You might be surprise that he too will make initiatives in taking you and accompany you for a shopping spree.


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Release Notes: Major improvements including sound fixes, a greatly improved read-to-me mode, speed and recognition training improvements, new "similar" sequence sets, significantly more preference settings, and various bugfixes.
Release Notes: Minor fixes were made here and there, especially in the random number generator for Windows.
Release Notes: This release brings huge changes: a complete rewrite of the GUI, a much improved letter training mode that is entirely percentage-based, a home screen, improved help screens, and many more improvements and bugfixes.
Release Notes: Game support was improved, including a working "word game" mode and a button to show high scores. An "about" dialog box was added. Other bugs were fixed.
Release Notes: Minor GUI cleanups, and all items have been renamed to "CuteCW" from the previous "qtcw".
Release Notes: This is the initial public release.


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British Gold Coins
The British Gold Coins
British Gold coins are famous all over the world due to their impressive historical designs and high gold content. The oldest mint in the world, the Royal Mint, has produced some of the most remarkable gold bullion products available on the market, such as the British Sovereign Gold Coins and the Half Sovereign British Gold Coin. These coins were made of 22-karat pure gold and were minted between 1817-1917, in 1925, and later, and again in 1957. Yet, the most popular British Gold Coins design is, without a doubt, the Gold Britannia released in 1987, made of 22-karat .9167 pure gold and bearing one of the most popular British figures – the Lady Britannia.
These coins feature different depictions of Britannia and, starting with 2013, are struck from .9999 pure gold. Another very popular collection of UK Gold coins, introduced in 2014, is the Royal Mint Gold Lunar Series, which commemorates the Chinese Lunar Year by consecutively depicting every calendar animal on the reverse side of the coin series. The series was designed by the British-Chinese artist Wuon-Gean Ho. These British Gold Coins are manufactured of .9999 fine gold with the first issue being "Year of Horse" Gold coin, followed by the "Year of Sheep" in 2015 and the "Year of Monkey" in 2016. These coins are minted in limited editions, making them highly appealing to collectors and investors worldwide.
The Royal Mint
The Royal Mint is the oldest mint in the world, with its history dating back to 886, and having witnessed many wars, empires, and challenging technologies. During its first years, the mint was represented only by the London Mint, which was ruled by Alfred the Great, although there were several other mints within the British Kingdom. In 1279, the headquarter of the mint was established in the Tower of London which remained its location for 500 years. At that time, in the 16th century, the Royal Mint achieved monopolization of coinage production. Sir Isaac Newton was designated in 1696 as the Warden of the Mint, and was responsible for identifying counterfeited coins. He was later appointed as the Master of the Royal Mint and carried this status until he died in 1727. In 1809, as a result the lack of space in the Tower of London and the war with France,the British Mint decided to move its location to East Smithfield. The mint's structure has been rebuilt several times in order to accommodate to the mint's constant growth, but its redesigns lasted only until 1967 when it was relocated in Llantrisant. Finally, the British Mint became a trading fund at the end of the 1980s and in 2009 was acquired by HM Treasury, being turned into a limited company.
British Gold Coins Sizes and Designs
British Gold coins are minted in several design and weight options. Gold Britannia coins are available in 1/10 oz., ¼ oz., ½ oz. and 1 troy ounce weight options of .9167 gold purity, for the editions up until 2012. As of 2013, Gold Britannia's are struck from .9999 pure gold, with three additional weights of 5 oz., 1/20 oz. and 1/40 oz., being the smallest British coin. Gold Lunar Series coins are produced of .9999 pure gold and are available in 5 oz., 1 oz., ¼ oz. and 1/10 oz. size options. The original British Sovereign Gold Coins minted are produced of 0.2354 oz. of pure gold, but are also available in several weight options of 0.0588 oz., 0.1177 oz., 0.4708 oz. and 1.1775 oz.
The British Sovereign Gold Coins
British Gold Sovereign Coin carry several designs, the first features the British Shield and crown motif, encircled by a heraldic wreath. Modern British Sovereign gold coins depict the image of St. George killing a dragon, created by the Italian engraver Benedetto Pistrucci. On the reverse side of the coin is always depicted the profile portrait of the British sovereign, at that time, including: King George II, King George IV, King William IV, Queen Victoria (three designs), King Edward VII, King George V and Queen Elizabeth II (three designs). Gold Sovereigns have been struck from 1817-1917, in 1925 and from 1957 to present day.
The Britannia Gold Coin
The obverse design of the Gold Britannia coin features a depiction of Lady Britannia, standing with her trident and shield in her hands. This representation is a symbol of freedom and prosperity to the British nation. Lady Britannia has been depicted on coins for thousands of years, dating back to the Roman Empire. Her representation for this outstanding coin has been redesigned several times during the coin's striking history: the Standing Britannia (1987-1996), the Charioteer Britannia (1997), the Britannia & The Lion (2001), the Helmeted Head Britannia (2003) and the Seated Britannia. The obverse side of these coins has always featured a profile portrait of Her Majesty Queen Elizabeth II in several versions: the "Third Portrait" for Gold Britannias issued between 1987-1997, the "Fourth Portrait" for coins issued up until the 2014 Gold Britannia editions, and starting with the 2015 coin, the more mature "Fifth Portrait" of Her Majesty, designed by Jody Clark, is used for these remarkable coins.
The British Gold Lunar Coins
British Gold Lunar Coins feature unique depictions for each of the 12 Chinese Zodiac animals. Gold Lunar Series coins started with the "Year of Horse" Gold Lunar coin in 2014, and continued with the "Year of Sheep" in 2015 and the "Year of Monkey" in 2016. Each of these coins' reverse design is created by the remarkable British-Chinese artist Wuon-Gean Ho. The next gold coins within the series are expected to depict the following Chinese calendar symbols: the pig, the rat, the ox, the tiger, the rabbit, the dragon and the snake. The obverse side of the coins features the "Fourth Portrait" of Her Majesty's Queen Elizabeth II for 2014 and 2015 editions, and the "Fifth Portrait", starting with the 2016 editions.
If you have any questions about these remarkable pieces of the British Gold coinage, please do not hesitate to contact us at 800.852.6884. You can also reach Bullion Exchanges customer service associates online through use of our live chat feature, or by email at firstname.lastname@example.com.


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Court Proceedings (Finance)
Financial choices when partners separate
Applications may be made to the court for any of, or a combination of the following:
- Maintenance (regular payments to a spouse);
- Maintenance pending suit/Maintenance pending outcome of dissolution proceedings (regular payments to a spouse until divorce/dissolution is finalised)
- Periodical Payment (weekly or monthly sums);
- Lump Sum Order (cash lump sum);
- Property Adjustment Order (redistribution of family property);
- Order for Sale (sale of property either or both parties are beneficially entitled);
- Pension Sharing Order (please see more information in our Pension Sharing Order page.
The Process
Applications for the above orders are made on a standard form (Form A), available from the courts or online from Her Majesty's Courts and Tribunals Service (HMCTS). A date will then be set for you to go to court for the first appointment.
Before that appointment, each party will exchange and file at court a financial disclosure form (Form E) which details each parties finances. Each party must also exchange and file a statement about finances, a chronology of the marriage or civil partnership, a questionnaire about the other party's Form E and a form to confirm whether you will be using the hearing for directions.
If it is not possible, at the first appointment, to negotiate, the judge will make orders and set a date to ensure the parties are ready to negotiate. This new date will be for a Financial Dispute Resolution, otherwise known as an FDR.
During the FDR both parties will make proposals for settlement 'without prejudice', meaning it cannot be referred to in court afterwards. If agreement cannot be reached, the judge will give further orders and fix a date for a final hearing.
At the final hearing, each party presents their case, experts may give their opinions, each party gives evidence and submissions will be heard from your legal team. The judge will them make an order about what will happen.
This information is designed to be neutral and will be given to everyone to whom it is relevant. It is not designed to replace detailed legal advice tailored to your particular circumstances. It is intended to help you identify some options which may be open to you. It is not for reproduction and may not be used in any other context.


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I updated the user info, and so far we only have seven characters. We need more people. So please help promote and spread the love! ^__^
Congrats to Haruki and Chandra for being the only people to RP and post it up here. *hands out cookies*
That's all for now. Let's hope we get more people here soon.


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2013 Scout Sunday Program CoverOriginal Price:$9.99 Current Price: $4.98Featuring new art for 2013, this item is designed to coordinate with other Scout Sunday items to help create a memorable event. Art is a moving depiction of a Scout kneeling at sunrise. Program covers measure to 8½" x 11 and can be printed with home or office /printer. Each is scored to fold to 5½" x 8½" after printing. Learn More
Cub Scout Fun/Turn Door HangerOriginal Price:$7.88 Current Price: $4.484.5" x 11" hanger, printed two to a sheet, there are 500 sheets per package. One side features "Join Cub Scouts" and the new three-mascot artwork in color. The other side features a Spanish language equivalent. Learn More
Cub Scout History Book$4.99The First 75 Years of Doing Our Best is a celebration of Cub Scouting's anniversary. The book draws on Cub Scouting's first 50 years as was featured in the popular 1980 book, "This History of Cub Scouting", and continues the Cub Scout story through the 2005.This soft-cover book is filled with Cub Scout insights, photos, and priceless memories. This Limited Edition volume is a perfect gift for those who contribute to the success of the program. 136 pages, soft cover. Learn More
Cub Scout Youth FliersOriginal Price:$7.99 Current Price: $4.98Print your message using these full color 8.5" x 11" sheets. Laser compatible, comes 50 sheets per package. Learn More


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Select your stay dates to check availability at Cha-Villa
About the Hotel
Property Location
With a stay at Cha-Villa in Zamami (Kerama Islands), you'll be minutes from Zamami Port and close to Furuzamami Beach. This apartment is within close proximity of Ama Beach and Inazaki Observatory.
Make yourself at home in of the guestrooms, featuring kitchenettes. Complimentary high-speed (wired) Internet access is available to keep you connected. Private bathrooms with separate bathtubs and showers feature deep soaking bathtubs and complimentary toiletries.
Rec, Spa, Premium Amenities
Take advantage of recreation opportunities such as bicycles to rent or take in the view from a terrace and a garden. Additional amenities include complimentary wireless Internet access, a picnic area, and barbecue grills.
Satisfy your appetite at a coffee shop/café serving guests of Cha-Villa.
Business, Other Amenities
The front desk is staffed during limited hours.
Hotel Facilities
- Picnic area
- Front desk (limited hours)
- Breakfast available (surcharge)
- Coffee shop or café
- Garden
- Free WiFi
- Terrace
- Laundry facilities
- Barbecue grill(s)
Room Facilities
- Television
- Separate bathtub and shower
- Deep soaking bathtub
- Refrigerator
- Free wired high-speed Internet
- Kitchenette
- Free toiletries
- Climate control
- Private bathroom
Hotel Policy
The following fees and deposits are charged by the property at time of service, check-in, or check-out.
- Breakfast fee: between JPY 700 and JPY 800 per person (approximately)
The above list may not be comprehensive. Fees and deposits may not include tax and are subject to change.Show all hotel policy Show less hotel policy


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Seeing films is one of the past time of the majority of people. For me as well, I delight in watching motion pictures a lot. Any genre. I just love films. But the main issue is where to get your movies? Other people utilize loan to purchase movies. However why waste money when you can download for free?I understand a lot of downloading sites, however they either require difficult registration, or you have to pay prior to downloading. Others works for totally free however its either the speed is terribly sluggish or you got a great deal of mistake messages. I've experienced this a lot. Because I like motion picture, I have actually attempted a great deal of websites, however constantly disappointed on the result. I like Gush but some movies that I like which are not that popular, takes hundred years to download.
Find The Best Places To Buy Movies In Brookesmith TX 76827
Big-name sites such Amazon and Wal-Mart have gotten into the organisation. They offer leasings and a method to buy movies. The prices are equivalent to iTunes. Purchasing films generally costs around $15, which tends to be more affordable than some DVDs, but a quicker method of getting the motion picture than hitting the shop.
You can also rent or purchase the television reveals that are being displayed in Australia, England, or perhaps Germany along with anywhere around the world. This would be great for immigrants living on American soil who wish to keep a little bit of home near them.
New Releases
This even works for dessert– find excuses to utilize whip cream, due to the fact that it's just 8 calories per tablespoon. Include this with some fruit and you have a desert that is as good as any Little Debbie treat cake.
After launching this program, you will deal with the following interface, which is quite simple to utilize. Import your source FLV (Flash video) into the program. It will be played back by default in the preview panel. If you import not only one file, you must pick the best file in the list, and do the other settings.
So Now, Where To Buy Movies In Brookesmith Texas 76827?
The reality is, there are simply as lots of exceptional tasting, really pleasurable food options out there as there are poor choices. For factors I do not understand, it seems the poor options get more advertising dollars invested in them.
It won't be a difficult process when you get the VUDU in your belongings and are prepared for setup. There will be a brief on screen setup to assist you through the process. Prior to you understand it, you will have the ability to check out various movie categories and start enjoying them. The included push-button control utilizes a RF connection instead of IR. This is a cool benefit because you won't have to aim the remote control straight at the device in order for it to work.
Bottom Line
In addition to these included apps there are numerous more you can download. The totally free Dell Inspiron Duo has apps that can let your read books on your tablet or carry out social networking tasks. There are lots of games that can be utilized too. Games and books can quickly be found by touching a button on you totally free Dell Inspiron Duo. Numerous of the same apps readily available with smart devices and other tablets are simple to include to your free Dell Inspiron Duo.


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Want more from Genius Kitchen?
Watch on your Apple TV, Roku, or Fire TV and your iOS, Fire, or Android device.Learn More
"Quick, easy chicken dish which only takes about 10 minutes to prepare and tastes fantastic. Fully cooked in the microwave. A regularly requested meal in my household. Originally out of a Women's Weekly Microwave Cookbook."
Chicken and Potato Slice
0 recipe photos
READY IN:20mins
Ingredients Nutrition
- 1 bbq chicken
- 4 -5 potatoes, thickly sliced
- 15 g butter
- 30 g extra butter
- 1 garlic clove
- 2 tablespoons plain flour
- 1 teaspoon chicken stock powder
- 1⁄2 cup cream
- 1⁄3 cup water
- 2 teaspoons French mustard
- 1 tablespoon mayonnaise
- 1 cup of grated cheese
- 1⁄2 teaspoon sweet paprika
- Place potatoes in the base of a casserole dish and dot with 15g butter. Cover and cook in the microwave until tender - most microwaves have an auto feature for root vegetables.
- Break BBQ chicken into bite size pieces and put on top of potato and set aside.
- Place 30g butter and garlic in a small bowl. Microwave on high for 30 seconds.
- Mix in flour and chicken stock powder to form a paste. Slowly add the water, stirring constantly to avoid lumps. Then do the same with the cream. Cook in microwave for 3 minutes.
- Add mayonnaise and mustard and stir to mix well.
- Place the sauce on top of the chicken. Sprinkle on cheese and then paprika.
- Place in microwave for 5 minutes to heat through.
get the genius kitchen app.
Watch on your iPhone, iPad, Apple TV, Android, Roku, or Fire TV.Learn More


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Over the last month, a number of examples have come to light about the LLTNPA's inequitable application of the byelaws, the most notable being that Park staff have been told not to apply the byelaws to people in caravans (see here). This post will look at the Loch Lomond and Trossachs Authority's selective application of the camping byelaws which I believe is contrary to natural justice and human rights.
The LLTNPA's continued attempt to enforce the camping byelaws against campervans
Regular readers will know that the byelaws make it an offence to sleep overnight in a vehicle unless this is on a road. The legal definition of a vehicle includes both campervans and caravans (more on why the LLTNPA has decided to exempt caravans below) while the legal definition of a road includes their verges and private roads over which people have a right of passage. This means campervans do not need permits in permit areas which are part of the road system, as is the case with the laybys on north Loch Earn. The LLTNPA has obviously taken note as yesterday I spotted this notice (below) at Inveruglas which had not been there the week before.
The notice demonstrates how far senior management at the Loch Lomond and Trossachs Authority are out of control and making up the law as they go along. The purpose of LLTNPA's claim that there is "no public right of passage between 7pm and 7am" is clearly to try and stop campervan and motorhome owners claiming they do not need to a permit to stop off overnight here because it is part of the road system. The LLTNPA however have NO legal power to suspend public rights of passage on a whim and are acting ultra vires. They need to be held to account. This sign in itself warrants a judicial review of the entire manner in which the LLTNPA has been implementing the byelaws.
Land within the camping management zones exempt from the byelaws
Land has also been exempted from the byelaws in an arbitrary manner. In order to allow existing campsites within the camping management zones to continue to operate the LLTNPA and Scottish Government approved the following clause:
(10) These byelaws shall not apply to areas within Management Zones which have been exempted from the application of any provision of these byelaws by the Authority from time to time.
On 5th April I asked the LLTNPA what land they had exempted from the byelaws and, on 4th May, received this response together with a template of an exemption letter they had sent to landowners. The response shows the land exempt from the byelaws consists entirely of caravan/campsites confirming that the purpose of byelaw 10 was to allow formal campsites to continue to operate and the intention was not to allow camping and staying overnight in vehicles to continue elsewhere.
The list of exempted campsites makes interesting reading. It fails to include at least two existing campsites:
The first is the Loch Lomond Holiday Park, between Inveruglas and Ardlui, on the west shore of Loch Lomond. This is ironic because one of the main aims of the camping byelaws on the west shore of Loch Lomond appears to have been to try and force people to use formal campsites in order to benefit business. Indeed the Loch Lomond Holiday Park obtained planning permission last summer for new motor home places to take advantage of the business bonanza promised by the camping byelaws – hence the sign (top right) in the photo. Unfortunately, any motorhomer handing over their cash to Loch Lomond Holiday Park has been committing a criminal offence!
The second missing campsite is even more extraordinary, the Loch Lomond and Trossachs National Park Authority's own campsite at Loch Chon. Loch Chon, is a campsite, not a permit area. The need for LLTNPA to exempt its own land is demonstrated by the fact that the other campsite it owns, the Cabin at Loch Lubnaig, is included in the list of sites it has exempted. So, people forking out £7 a night to stay at Loch Chon have been committing a criminal offence! I trust that the LLTNPA will now issue a public apology and write to all people who have a booked a place at Loch Chon with a personal apology and providing assurances that they will not be prosecuted under the camping byelaws.
If you think that is bad, the LLTNPA has also decided on a whim to exclude other land from application of the byelaws without any applications for examption at all. Evidence for this is found in the excellent newsletter of the Buchanan Community Council, the Communicator (see here). The May issue contained an update on the camping byelaws, the last sentence of which reads:
The Camping Bookings Team at the National Park have recently confirmed that as long as camping takes place within the curtilage of your home then it isn't affected by the new Camping Management Byelaws.
The east Loch Lomond byelaws exempted land around buildings from their provisions in order to prevent local residents from being criminalised for allowing people to camp or stop off overnight in campervans in their own gardens. The provision was removed from the camping byelaws approved by Aileen McLeod, the hapless Scottish Government Minister responsible, and instead an exemption was introduced for landowners and their close relatives:
(12) These byelaws shall not apply to any: landowner; tenant; or connected person authorised by the relevant landowner or tenant using land within a Management Zone owned or leased by such landowner or tenant for any of the activities listed in these byelaws.
The point about this exemption is it only applies to particular people, not the land: the landowner themselves, their tenant or "connected persons" who are basically defined in the byelaws to mean the landowner's spouse, parents or children. Under the new byelaws therefore landowners have no power to authorise other people to camp or stay overnight in vehicles on their own land. That means if you are resident in a camping management zone and invite people to camp in your own garden that those people would be committing a criminal offence. YET the LLTNPA are now saying in effect no, allowing people to camp on your land will not make them criminals if this takes place within the curtilage of your property. The LLTNPA staff have NO legal authority for doing this and again are acting ultra vires.
The reason why the LLTNPA is not enforcing the byelaws against caravans
While it is right that the LLTNPA does not try to enforce the byelaws about caravans parked in laybys – as a caravan like a campervan is legally a vehicle and the byelaws allow people to stay overnight in vehicles on roads – any touring caravan parked off road is committing a criminal offence.
The issue for the National Park is that businesses house many of their employees in such caravans and, if the LLTNPA took legal action against the people occupying these caravans, there would be chaos. Hence its decision not to apply the byelaws to caravans – perfectly sensible but it undermines the whole basis of the byelaws. The fact though that the LLTNPA are still trying to enforce the byelaws against campervans by trying to claim there is no right of passage over certain roads exposes the byelaws as rotten to the core.
If the byelaws cannot be enforced equitably, they should be revoked
I have heard recently that the LLTNPA has now referred at least 5 cases to the Procurator Fiscal involving breach of the byelaws. I do not know why these cases have been referred but, whatever the reasons, the PF should reject the referrals on the grounds that it would be totally unfair to take action against some people who have breached the byelaws but not others. Justice requires the law to be enforced equitably and its clearly unjust that the LLTNPA is trying to enforce the byelaws against some people but not others. As Martin Luther King said, "injustice anywhere is a threat to justice everywhere" .
Before people think I am condoning irresponsible behaviour, if the referrals to the PF include cases of antisocial behaviour, littering or damage the PF should take action under the existing law which deal with these issues, not the camping byelaw. If they don't, if for example they concern people who have refused to apply for a permit or who have camped/stopped outwith a permit area they should just be dropped.
There is now abundant evidence that the byelaws are not being enforced on an equitable basis. This comes as no surprise as they are fundamentally flawed, not just because of the way they have been worded (the definition of "road", "vehicle" etc) but because they are fundamentally misconceived. The LLTNPA appears incapable of sorting this out, of admitting the terrible mess and inequity it has created, and as long as its allowed to remain unaccountable will continue to act ultra vires, as it has done with the latest signs, and bring the law into disrepute.
When is the Scottish Government going to act? Or is a judicial review the only way to sort out this stain on Scotland's reputation for fairness and equitable application of the law?


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The Rate of Return on Investment in Wine
Is wine an investment alternative to stocks and bonds? First, we review prior studies regarding the pecuniary rate of return to wine and other alternatives to financial assets. Next, we calculate the rate of return to holding red Bordeaux wine from 1986 to 1996 using a repeat-sale regression. Finally, we contrast the financial performance of wine, both on an aggregate basis and for various portfolios, to that of other asset classes. We conclude that wine does not yield greater returns than financial assets, especially when the volatility of returns and transaction costs are taken into account. Copyright 2001 by Oxford University Press.
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Volume (Year): 39 (2001)
Issue (Month): 3 (July)
Pages: 337-350
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Have you ever written a love story? Especially based on your own experience? I want to know what was the state of your mind while writing it?
I am writing a love thriller novel based on the true incidents in my own life. I am enjoying the writing and actually living in the past days while writing it.
Please share your experience.
For whatever reason it is very easy for me to write love stories. I would prefer for other stories to come more naturally so that I could be perceived as an intellectual or at least having something of value to offer, but romance seems to be the thing that just flows. I don't prefer the mind set it puts me in. Again, I would prefer the mind of an intellectual giant. I don't really see that happening... (as my fellow brainiac Taylor Swift says,) "...like ever."
I have written many romances in the past but I find that as I develop as a writer I tend to mix the romance with suspense and mystery. I also love paranormal and historical romances.
Writing straight romance doesn't appeal to me anymore. I am currently working on a romance novella for a client and the truth is, I find it quite boring. The novel I just completed for another client involves lots of romance but is really a crime thriller suspense. I will be doing book two and three. I also just completed book one of a romance trilogy for a client and that had some mystery.
A straight love story? No, I find them boring. I don't even read romances unless the romance is incidental to the adventure. I think there are too many other good writers who can write the love stories better than I can for those who like to read them. I will say that my own courtship with Mr. B was a little unusual, so a may do a hub or a short story based on it someday. It will be a very short story because that only lasted six weeks.
I've written quite a few, but not intentionally. I try to write a good story, and love is sometimes just a natural part of a story. I also try to keep it real. Most men and women are not the images of perfection portrayed in romance novels. They're just ordinary people facing extraordinary circumstances in a worthwhile story, so I try to keep them that way.
Good topic!
I once wrote a short story about a post-apocalyptic wasteland brought about by an aging star replacing the sun via a wormhole from the point-of-view of a prostitute. Does that count?
by OpticIllusions7 years ago
Hey everyone! I am an avid reader and I'm always looking for new topics to explore. I want to know the best books you have ever read, it's topic and why you love it. Feel free to include anything from classics to modern...
by Callum7 years ago
Each person must write a line of funny poetry and lets see how funny it can get, now watch the story unfold before your eyes lol this is just a bit of harmless fun so enjoy yourselves!!!!The crazy kids are at it...
by angryelf4 years ago
All of us, as writers, have put together some difficult pieces. What was the most difficult piece you've ever written? I would say that mine would have been regarding security of VPS's. I want to see what kind of crazy...
by Castlepaloma6 years ago
For all the different ways people think and for all the kinds groups of what people are. There is no way the vast majority of people will ever agree upon one Religion. That means the vast majority will fight forever...
by Beth374 years ago
He had never been so taken aback as he was at this moment.
by smanty6 years ago
Are you notified if it happens?
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HubPages and Hubbers (authors) may earn revenue on this page based on affiliate relationships and advertisements with partners including Amazon, Google, and others.
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For all the anxious student who have been waiting for their result with bated breath, The Tripura Board of Secondary Education (TBSE) will announce the Tripura Board Madhyamik Result 2016, today. For the students who want to check their result, they can log on to tripuraresults.nic.in and tbse.in.
One can also check the result through mobile phones, SMS TBSE10 <SPACE> <ROLL NUMBER> to 7738299899.
Since many of the students are unaware about how to check their results online. So here are few simple steps given below to check their TBSE 10th Result online:
- Visit the official website of TBSE boardwww.tbse.in and tripuraresults.nic.in.
- Once the page appears on the screen enter the roll number, birth date or any other relevant details that asked on the page.
- After that click on the submit icon and the results will appear on the screen.
- Download the results or take a printout of the result for future use.
Other than putting the results on their official site the TBSE results will also be available on tripura10.jagranjosh.com.The Tripura Class 10th Board Exam commenced on 3rd March and continued until 28th March. Last year a total of 47,176 students had appeared for the exams whereas 45,000 students have appeared for the Tripura Madhyamik exam in 2016.
Last year the TBSE results were declared on 3rd June 2015. The overall pass percentage was recorded at 66.41%. Whereas if one looks at the results gender wise the overall pass percentage of boys was 68.01%, and the girls were 64.67%.
Once the result has been officially announced today, the Board will start issuing the official document in a few days. It is advisable to students to contact their school for the original Board certificates.


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July 19, 2010 - Press Release
ITASCA, IL - EMKAY, Incorporated announced their selection as one of the 2010 winning companies in the 101 Best and Brightest Companies in Chicago for 2010. This is a result of an independent research firm, National Association for Business Resources (NABR) that thoroughly evaluates each company's entry in the following categories: communication, community initiatives, compensation and benefits, diversity and multiculturalism, employee education and development, employee engagement and commitment, recognition and retention, recruitment and selection, and work-life balance. This year's winners practice innovative strategies and represent best practices in human resources from numerous industries.
"We are honored to be recognized for the second straight year by NABR as one of Chicago's 101 top organizations to work for, stated Greg Tepas, Chief Executive Officer for EMKAY. This achievement is a testament to our dedication to create a positive employee experience.
This goes beyond employee attraction and retention. A key reason for this focus is simply that we strongly feel there is a very strong correlation between employee satisfaction and client satisfaction. Further, we are particularly excited this year as there are deep initiatives to even further enhance our employees' experience."
The selection, recognition and awarding of this year's 101 companies allows our organization to showcase their best practices. The honorees have clearly demonstrated why each of them would be an ideal place for employees to work. Companies that capitalize on their greatest resource, their employees, know how to attract and retain top talent," said Jennifer Kluge, President of NABR.
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Fill out the form below to request more info regarding the company/product/service featured in the story.
Determine the actual cost of owning and running a vehicle in your fleet. Compare vehicles by class and model.
Todd Ewing from Fleetmatics will answer your questions and challenges
Merchants Experts will answer your questions and challenges
Lamb was the first AF Professional Fleet Manager of the Year winner in 1985. He was formerly a fleet manager for the Houston-based Exxon Company USA.
Read more
Lamb was the first AF Professional Fleet Manager of the Year winner in 1985. He was formerly a fleet manager for the Houston-based Exxon Company USA.
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any good rescipes for cambridge diet 810 plan please?
Discussion in 'Recipes' started by holly040787, 9 July 2011 Social URL.
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Nine days ago, I set myself a challenge to take a photograph every day for a year.
I posted that challenge on my blog – then, all of a sudden, I found myself saying that I would also "post each day's photograph on my blog, on the day I take it." And write about it.
Whoa! Hold your horses for a second. Talk about moving the goal posts!!
As I mentioned in a previous blog post, I tend to be an "all or nothing" kind of girl – and if I say I'm going to do something, I do it. However, sometimes I take this too far, and I end up tying myself in a knot.
So let's just sit down for a moment, and think about this.
On some days, the photos I take aren't particularly interesting – they might be photos of my shoes, or my lunch – and I don't really want to bore you by posting them on my blog.
This just isn't that kind of blog.
Other days, I might take several photos that I want to share – and I don't want to keep having to apologise that "I took this photo yesterday."
This year, I want to be kinder to myself.
So here's the deal.
I will continue to take a photograph every day for the next 356 days (as this is Day 9) – so I'm sticking to the original contract I made with myself.
I will post some of those photographs on my blog – with, or without commentary.
I may post more than one photograph from any one day.
I may also post some photographs that I took before this challenge started, if I feel they might be of interest, or help to illustrate a point I want to make.
So, basically, anything goes!
There. I don't know about you, but I certainly feel much happier now that we've cleared that up. 🙂


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Stop Slips and Falls
Each time one of your kitchen staff picks up that hot fryer oil and carries through the kitchen to the dumpster out back you run the risk of a workplace accident. Now you can virtually remove that risk of injury due to hot fryer oil.
The Envirotub offers a safer working environment for kitchen staff. When the fryer needs to be emptied, the Envirotub can be rolled right next to it for convenient and safe disposal. No more dangerous late night fryer oil dumping out back. The Envirotub can then be easily and safely rolled back to its designated storage area.
At only 18" W x 32" H x 28" L, The Envirotub can hold up to 55 gallons of oil yet still fit under a 2 or 3 compartment sink.


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The new Olympic Channel brings you news, highlights, exclusive behind the scenes, live events and original programming, 24 hours a day, 365 days per year.
In the BMX fabulous Olympic debut, Maris Strombers of Latvia claims the first gold spoiling USA's hope to pocket all medals in this event. Reigning world champion Strombergs, takes the lead from the very beginning finishing in 36.190 seconds, followed by American Mike Day who settles for silver and Donnhy Robinson finishes third to take the bronze medal for USA. Cycling BMX Men's Final - Beijing 2008 Summer Olympics - Maris Strombergs (LAT), Mike Day (USA), Donny Robinson (USA)


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3-5 years experience - Candidate should have knowledge of full system life cycles. Knowledge of quality assurance practices and tools are required. Automated or manual testing experience in the web and client server environments. Has experience in writing test cases, test plans, structured test methodology, use cases. Development experience in test scripts, execution and reporting also required.
Pradeep Kumar
Technosoft Corporation
28411 Northwestern Hwy, Suite 640
Southfield, MI 48034
Direct: 248 603 2661
Mobile: 248 205 9023
Fax: 248 603 2599
Email: firstname.lastname@example.com
At least a bachelor's degree in Computer Science, Engineering or related field or an equivalent in education is required for this position.
We are an Equal Opportunity Employer.


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One of our most prolific AIML botmasters, Square-Bear, has devoted a web page to his AIML creations. Square-Bear has developed many new games and AIML applications that point us in the direction of the "Star Trek-style talking computer of the future." Some of Square-Bear's creations include:
Drphil.aiml - A personality test converted to AIML.
Horoscope.aiml - Random horoscope fortune-telling in AIML.
Yomama.aiml - A collection of "yo mamma" type jokes for when the user starts insulting the bot's mother.
You can download these free files, and many more, from http://square-bear.co.uk/aiml/
Tuesday, March 04, 2008
Square-Bear's New AIML Repository
Posted by Dr. Richard S. Wallace at 2:11 PM
Labels: AIML sets
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International IEC Power Cords
Colored IEC Power Cords
Locking IEC Power Cords
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Resources, People, Solutions, and Technologies Advance Ohio's Marketing Experts Are Thankful for this Holiday Season
As we head full force into the holiday season and into 2017, we wanted to take a minute to express everything we are thankful for here at Advance Ohio. Whether it's a marketing tool or solution, or an internal team of experts that are making our jobs easier, we want to make sure to send out a big old "THANK YOU" into the universe. Read more


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This weekend, 2013 CUWPers descended upon Daniel's Summit–nestled in the mountains of Heber–for a writing retreat reunion. Writing fellow, Steve Haslam brought his wife, Jamie, who joined us for our morning writing party. Above is the photograph she took on the drive up to the lodge, and below is the poem she wrote to honor what she saw.
From the misted grey horizon
ghostly sentinels of the forest swirl into view
Whispers of a colder season of life
delicately interlace through the fading warm memories of yesterday
Their singing of the evergreen days
muted with a cold dusting of reality
If you are interested in becoming a member of the Central Utah Writing Project, we invite you to apply for our next summer institute.


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Hi. I'm sure this had probably been broached before. I'm not sure if this is the right place to post, but I had trouble finding other forums for the topic. If it's not the right place, if someone could point me in the right direction, I would appreciate that. I had the biofeedback/neurofeedback four years ago, and it did wonders for me, but things happened since then. Life happened at a rate I couldn't handle, and I just went bonkers. I started getting neurofeedback/biofeedback four weeks ago at a psychologists office. I've had five total sessions, all using intertube. It is for a multitude of things, but they are starting with the headaches since even though my anxiety is crippling, the headaches are crippling in a different manner, and they thought it was more important to deal with those. I was getting headaches almost daily before this, and they would last most of the day. I don't say migraines because they weren't always horrible, however I do have a lot of trouble with noise, which my PCP said coupled with headaches may suggest a migraine. Anyway, since I started it, my headaches have gotten loads better. I'm only getting headaches three or four days a week instead of six to seven, and they are less intense, and don't last anywhere near as long. Last time they started changing it so I was being treated for the headaches and anxiety. The last week my anxiety has been shot to hell, and I've been pretty paralyzed by it. I know that it is probably because it was my first treatment for it, as my headaches were worse after the first time, but got considerably better after that first time.
So, during the game, when I am getting the anxiety part of the treatment, I noticed that the rocket ship kept running into the walls and the ceiling, and a few times missed the gems it was supposed to get, so it had to turn around and go back to get it.I had thought that because it's trying to fix your neural pathways, that those things couldn't happen, that it was automatically trying to correct it, and would do it in a way that it didn't miss gems or hit anything.
So, after all that, my question is, does anyone here know what that means when the ship is running into things and missing the gems it's supposed to get? I know I could ask at the Drs, but I feel weird doing it. Any info is appreciated. Sorry about the long post.
Daisy, hi.
I doubt your question could be answered without knowing what neurofeedback software was being used, protocols, settings, etc.
The visual feedback system you mention is a general purpose addon to various neurofeedback brands. So does not by itself give enough information. Generally if the animations are running smoothly and "progress" is being made, it means your feedback rewards and inhibits or z-scores, etc., are within acceptable ranges. If the ship is missing targets or hitting walls, it means your measured band amplitudes are out of range.
Don't feel shy about asking your practitioner how to interpret the animation. Generally above all, it's advised to "not try hard", but just to relax and let the feedback do it's thing. Whatever is happening, the brain is learning and making adjustments. It's an automatic process, not the same as a computer game you play with your hands where you might "win or lose".
Thank you, William. That actually does answer the question. Considering how you explained it, and how bad my anxiety has been, it's not surprising the rocket would be running into the wall and missing the rewards, then. I know I should ask the technician that's doing it, but my anxiety has been so bad that I have trouble talking to anyone. I can write, or type something, as you can see from my posts, but being in a room with one person, makes my anxiety sky rocket, much less actually talking to someone. I'm really hoping this helps.
Thank you again.


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Title: Shadowfever
Author: Karen Marie Moning
Publisher: Delacorte Press
I somehow managed to NOT review any of the other Fever series books. I'm not sure how that happened. Life just gets ahead of you sometimes. But I'm here to talk a bit about Shadowfever, the final book in the Fever series.
First and foremost, this review will be spoilery to the other books in the Fever series. It's too difficult to review it without doing so, I apologize. The whole series carries my recommendation though, so if you enjoy paranormal romance, stories about the Fae, and spunky female MCs, you should probably go buy Darkfever, book 1 in the series.
Mac's world took a devastating turn at the end of Dreamfever. What a cliffhanger that was! Her protector, lover, and savior, the man who boldly proclaimed he would always be there to protect Mac, is no more. She's stuck in the Silvers, lost, with no hope and a bleak, Barrons-less future before her. Her grief knows no bounds. When the beast was slayed, so was Mac's heart. The grief that consumes her soon turns to something more: a single-minded, blind desperation to unmake the world... and make a new world where everything is perfect. Alina alive, Barrons alive, living with her parents, not a care in the world, everything pretty and pink. In order to do that, she must find it -The Book- before any of the others hunting it do, and she will do anything, anything, to find it and use it first.
Good gravy. Shadowfever was nothing like I expected. It was so much more! And yet, it was possibly too much. So much happened, I'm still trying to process it and wrap my head around it all. It could easily have been made into two books. So many emotional traumas and world-flips happened, combined with the non-stop action and plot twisting- it was a bit overwhelming.
~ I loved the non-stop action and I loved the plot twisting! Nothing was as it seemed. Everything I thought I knew I was forced to reexamine. What a ride!
~ Mac is terrifying and stupid and brilliant and hilarious all in the span of a chapter or two. At times I wanted to slap her silly, I admit. And at others I thought she was pretty daft, but making progress so that was good. And she ended up okay, and that was important.
~The repressed feelings Mac has/had for Barrons are finally admitted to and accepted (can we all say hallelujah??).
~ We learn who was behind all the shenanigans.
~ Rowena gets to have her pie and eat it too.
~ SO much happens. It's... I don't know. Two books worth, at least.
~ Some places felt rushed, some felt like they went on forever just to torture me because it was really unimportant stuff. Or it was Mac thinking the same things over and over again.
~ There was an abundance of info-dumping. I understand that as the final book, it was expected to be full and to wrap up all the loose threads, but holy moly.
~ My heart was broken, mended, broken again, broken some more, patched up, and by then I was so lost and confused emotionally, I couldn't keep up.
~ Not all of the big plotsies were resolved. I was left feeling a bit unsatisfied. There were questions that I'd wanted answers to from the start, and I'm still asking them. I had to Google and see if Shadowfever was really the last book, I felt that cheated, even though I knew it was when I picked it up.
~ Mac and Barrons' relationship is whack. True, there are some issues there, but dude. It's a relationship. It's all well and good that Mac finally owned up to her feelings, but, uhm, what about him? He said some stuff, and they got down and dirty, but that's about it. Yeah, he's alpha male protector and big and beefy and masculine. But doesn't she deserve to see the tender side? I feel like he regressed, and thus even though they finally Became Something, it's all kind of.... blah.
And now I realize that it wasn't as good as I thought it was. Heh. I was going to give Shadowfever 4 stars when I started writing this, but now that my thoughts are written out, it's pretty plain that the cons outweigh the pros.
And so,
3 out of 5 stars.
(Aside: The series is fantastic. I absolutely recommend the series. And while you're at it, Shadowfever, because things happen and you need to know about them. Just be prepared for the onslaught.)
You Are Reading
Only One Opinion (Shadowfever)
literati_rain66 Sunday, July 1, 2012 Paranormal Romance, Reviews
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A paralegal is someone who is qualified by education, training or work experience to perform specific and substantive legal work under the direction and supervision of an attorney. Quite simply, paralegals are special assistants to attorneys.
The American Bar Association (ABA) defines a paralegal as "a person, qualified by education, training or work experience who is employed or retained by a lawyer, law office, corporation, governmental agency or other entity and who performs specifically delegated substantive legal work for which a lawyer is responsible."
Below you will find links to paralegal requirements for the District of Columbia and all 50 states. Additionally, you will find links to articles you should review.
How to Become a Paralegal
Paralegal Job Description
Types of Paralegals
How Much Do Paralegals Make?
Paralegal Associations
Paralegal vs. Legal Assistant
ABA Approved Paralegal Programs
Paralegals: Certified vs. Certificated


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Diesel Engine Repair
Diesel engine owners know the difficulty in finding good, quality diesel engine repair. Auto shops who know your car are few and far between, especially ones whose service you can trust. Due to the increasing popularity of diesel vehicles, more drivers are using engines that many technicians don't know enough about or have the right equipment to handle any diesel engine repair. Luckily, here at Service Plus Automotive we have over 23 years of automotive experience and ASE Certified technicians who know the ins and outs of diesel vehicles. If you're in the greater Watertown area and need dependable diesel engine repair, come to Service Plus Automotive today.
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Dr Ami Banerjee has been Clinical Lecturer in Cardiovascular Medicine at the University of Birmingham since 2011, spending his time between clinical cardiology, research and teaching. After qualifying from Oxford Medical School in 2002, he trained as a junior doctor in Oxford, Newcastle, Hull and London. His interest in preventive cardiology and evidence-based medicine led to a Masters in Public Health at Harvard(2004/05), an internship at the World Health Organisation(2005) and DPhil in epidemiology from Oxford(2010).
With over 60 publications to his name, his research concerning global health and access to medicines has relevance to UK clinical practice, particularly in multi-ethnic populations such as the West Midlands. Medical education has always been a keen interest and he continues to regularly teach undergraduate and postgraduate students. Ami is passionate about his synergistic interests in research, cardiology, global health and public understanding of science. In 2012, he won the Specialist Factual New Talent award at the Sheffield International Documentary Festival


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Baltimore Basketball League
Our Basketball Leagues are a great way to get in shape and really burn some calories!
Best Basketball League in Baltimore
League Rules
Upcoming Leagues
Schedule & Standings
League Overview
Baltimore Social Basketball
- All teams make the playoffs (unless you forfeit 2x)
- The season will last 6 weeks with additional playoff weeks
- Minimum of 3 people to play each week
- For our coed leagues, teams must have at least two females on the court at all times.
Skill Levels
A – Competitive Team – Looking to Win!
B – Looking to stay in shape and have fun!
How to Sign Up
- *Minimum players for a full basketball team depends on type of league.
- 4v4 – 7 Player Min for Team
- 5v5 CoEd – 8 Player Min for Team
- 5v5 Men's – 9 Player Min for Team
- A Captain must create a team and all the team members must "join" the team. The Captain can pay for everyone or you can split up the fee's among team members.
- Yes! You can sign up together even if you do not have a full team!
- *Size of small groups depends on type of basketball league
- 4v4 – 2-6 Players for small group
- 5v5 CoEd– 2-7 Players for small group
- 5v5 Men's – 2-8 Players for small group
- Have Captain "create team" & Note Estimated Players
- Teammates Join "team" (Before registration deadline)
- Once Registration is closed we will merge you with other small groups and free-agents
- Signing up as a solo player is the best way to meet people in Baltimore!
- We will place you with a small group and/or other free agents to form a full team after the registration closes.
- If you have a friend that decides to sign up just have them note to be put on the same team as you!
- Email firstname.lastname@example.com with sport & location preference, team size & the company you work for/are signing up
- Save Money! Pay for entire team with a corporate rate.
- Click here to learn more!
Basketball Details
Basketball Styles
- 4 v 4 (Men's)
- Average team size 7-12 players
- Must have 3 players to play each week
- Roster Minimum- 8 players
- 5 v 5 (Coed)
- Average team size 8-12 players
- Must have 3 players to play each week, 1 female.
- Roster Minimum- 8 players
- 5 v 5 (Men's)
- Average team size 9-14 players
- Must have 3 players to play each week
- Roster Minimum – 9 players
Player Perks
- Baltimore Social Basketball T-shirts provided to teams in own unique color.
- Bud Light specials for all teams at post-game happy hour location.
- End-of-Season party with FREE beer
- BOGO Pitcher of Beer EVERY week for EVERY team after the games!
This is a SOCIAL league so make sure to bring your team to the sponsor bar after the games for some tomfoolery!
Sponsor Bar
Varies depending on weekly schedule. You'll get to meet and party with players from many of our other sports leagues so get ready to meet tons of people every week!
Click here for our basketball rules
For assistance and inquiries about scheduling, rules, and officiating, contact us at email@example.com!
To learn more about Baltimore Social, read About Us or our Frequently Asked Questions.


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Kinds of Boys hairstyle
Boys haircuts can range from short, medium or long. And there are lots of haircuts a young boy can have, it's up to him if he is at the age or his parents when he is younger to decide the hairstyle that is right for him. Whether longs or short, there are trendy boy's hairstyles that are suitable for every boy from toddlers to teens.
Boys simple hair style
Boys hair style with long layers
boys afro curly hair style
Spiky hairstyle for boys
Popular Boys hair style
Posted by nana
Labels: Boys hairstyles
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Ximena Sariñana is a Mexican actress, singer, and songwriter, born in Guadalajara, Mexico. A natural-born entertainer, Ximena has been involved..
Gilles Bousquet, or as he's better known, Mr Flash, seems to be very content with the direction his music is..
Rocky Dawuni is well known across Africa and the world for his infectious Afro Roots sound and humanitarian activism. His..
In addition to a strong pedigree in communications, non-profits and education, Ian Temple, founder of Soundfly, is also a successful..
Martin Bryant has to be described as a polymath, combining the weighty role of editor-at-large for The Next Web with being..
Aloe Blacc is an artist renowned for creating music to represent the underdog in society; an artist that has championed..
Buraka Som Sistema is a music collective who have spent the last ten years at the center of a world music..
Salim Kraatz and Grigorii Posner, two old schools friends, after collaborating on various projects, were ultimately lead to the idea..
Impakter recently sat down with Hannah, Jö, and Sam of the indie-rock band Luna Rose to discuss the band's inspiration..
I met Arash Radpour's photos before meeting him. My relentless search for images led me to him, revealing in his extremely sophisticated..


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"Nourish & Tune the Body, Mind & Spirit"
With Advanced Light Energy
Experience The Power of Advanced Light Energy! Contact Us For Information on How Light Energy Works Light Sessions In Your Area Renting A Light Energy System Purchasing A Light Energy System Please email...
The Power Of Light! Light resides at the core of energy medicine as a non-invasive and powerful tool for building cellular health. Look here for...
Learn All About The Power of Light, Receive A Light Session, Rent A Light System, Purchase A Light System. Receive Great Service & Support For Long Term Use of Your System Certified in light energy and nutrition...
Why LED Light? Light Emitting Diodes (LED's) are a form of light therapy that is a relatively recent out-growth of the laser industry. Low Level Laser and LED light have many similarities, LED safely disperses light over a greater surface...
How Do You Use It? Non-invasive and powerful yet comfortable, our medical grade light emitting diodes are specifically designed with deep harmonic delivery of ideal light wavelengths that pulse at specified frequencies. This harmonic...
We are thrilled to be shining light everywhere we can:
Exciting Light Workshops and Demo Sessions Coming Near You –
Weekly webinars and Group Quantum Light Sessions offered. Contact us for more information.
Have us speak at or offer our popular 20 minute light sessions at your next wellness event.
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Living the Good Life Naturally Interview
Light Energy Coach Marta DeBerard is interviewed by Kristen Bowen about how light supports the body in making more Nitric Oxide – the miracle molecule for circulation, detoxification, less inflammation & pain while moving thought into action.
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Light Energy is a tool for a more youthful and vibrant you! Listen to Marta and Kristen Bowen talk about how lights are an anti-aging tool and how Kristen felt they helped her with mood. Living the Good Life Naturally
Non-invasive and powerful yet comfortable, our medical grade light emitting diodes are specifically designed with deep harmonic delivery of ideal light wavelengths that pulse at specified frequencies. This harmonic light safely passes through skin and has been shown to impact cells from bone to the deepest part of the brain. We work with wavelengths of light that ignite the cellular metabolism to benefit health with proven results. When experiencing a session people typically rest the soft, flexible, medical grade LED "smart pads" of near infrared, blue and red light directly on the skin or light-colored clothing.
We also offer a whole bed of this healthy light in some spas and clubs.
A session typically last 20 to 30 minutes and can be safely experienced at home or in a office setting. Remember that new born babies are often given light therapy to help with jaundice when they are only a few hours old.
We find the best results involve working with an eye mask as well as several other pads so that the whole body receives benefit. We highly recommend systems that have a minimum of 500 medical grade LED diodes.
Because we can send quantum frequencies through the light systems, we can also offer long-distance or remote energy sessions assisted by guided meditations and online intention tutorials.
While people often experience positive benefits after their first session, the amount of times someone would do light therapy depends on many factors. Someone can do a few sessions or get optimum energetic wellness from daily sessions with a system that they rent or own.
Keep up-to-date on our upcoming events and new research on Light Therapy. We respect your privacy and will always keep your info safe.
Disclaimer: Our Light Energy Systems support the body's natural ability to heal. We do not claim to diagnose, treat, cure, mitigate, or prevent disease. Learn More


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This will be the Winter Meetup of the SouthCentral Region of PAECT.
We are meeting at the Cap & Cork Restaurant in Lancaster, PA.
Be sure to RSVP by December 4th to the Event, Space is limited.
You can RSVP by on the EVENTBRITE PAGE.
PAECT is a 501(c)3 non-profit organization.
Pennsylvania Association for Educational Communications and Technology
45 East City Line AveP.O. Box 302Bala Cynwyd, PA 19004


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They say life begins at 40.
But Jon Brammer went two years beyond that milestone age before relaunching himself as a body builder.
Personal trainer Jon, 42, who won Mr South Yorkshire more than 20 years ago, decided he'd give it another go. So he entered Mr Britain - and much to his surprise and delight finished fourth, beating many men half his age.
Jon, of Cardoness Drive, Crosspool, Sheffield, now intends to step up his training and enter the Mr Universe Masters contest.


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Mi Vida
Mi Vida
Cabin Configuration
The 140.26ft /42.75m motor yacht, custom built in 2009 by Baglietto. Previously named Ancora her luxurious interior is designed by Art Line and her exterior styling is by Francesco Paszkowski.
Mi Vida's interior layout sleeps up to 10 guests in 5 rooms, including a master suite, 2 VIP staterooms and 2 twin cabins. She is also capable of carrying up to 9 crew onboard to ensure a relaxed luxury yacht experience. Timeless styling, beautiful furnishings and sumptuous seating feature throughout to create an elegant and comfortable atmosphere.
Special Features:
Motor yacht 'Mi Vida' is a floating masterpiece of both modern and classic design.
Mi Vida's impressive leisure and entertainment facilities make her the ideal charter yacht for socialising and entertaining with family and friends.
She is built with Steel hull and Aluminium superstructure. This custom displacement yacht is equipped with an ultra-modern stabilization system which reduces roll motion effect and results in a smoother more enjoyable cruising experience. She features 'at anchor stabilisers' which work at zero speed to increase onboard comfort at anchor and on rough waters. With a cruising speed of 11 knots, a maximum speed of 16.5 knots and a range of 5,000nm from her 83,620litre fuel tanks, she is the perfect combination of performance and luxury.
Air Conditioning, WiFi connection on board, Deck Jacuzzi, Air Conditioning, Jacuzzi (on deck), Stabilizers at Anchor, At anchor Stabilizers
Mi Vida is currently available for charter, to find out more about this superyacht please contact your preferred charter broker.
Luxury Charter yacht Mi Vida is a motor yacht, read our online guide for more information on motor yacht charter.+ Read More
|140.26ft /42.75m
|Exterior Designer
|Francesco Paszkowski
|Interior Design
|Art Line
|Built | Refit
|29.20ft /8.9m
|Gross Tonnage
|419 Tonnes
|9.91ft /3.02m
|Cruising Speed
|11 Knots
|Top Speed
|16.5 Knots
Amenities & Entertainment
For your relaxation and entertainment Mi Vida has the following facilities, for more details please speak to your yacht charter broker.
Rendez-vous diving only.
Mi Vida is reported to be available to Charter with the following recreation facilities:
For a full list of all available amenities & entertainment facilities, or price to hire additional equipment please contact your broker.
Mi Vida Awards & Nominations
Your family and friends could learn to use the water toys on your charter vacation onboard this luxury charter yacht. Motor Yacht Mi Vida is a certified RYA Training Centre yacht.
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