text:
Valida P. Gutzman, Janesville, WI (1929-2013)
March 25, 1929 - October 29, 2013
Valida P. Gutzman, age 84, of Janesville, died on Tuesday, Oct. 29, 2013, at Huntington Place. She was born in Chicago, on March 24, 1929, the daughter of Arthur and Ethel (Bassnet) Ricard. She attended Janesville schools and graduated from Janesville High School in 1947. Valida married Clarence Gutzman on Dec. 24, 1948, at First Presbyterian Church, Janesville, and he preceded her in death on Nov. 26, 1994. She was a volunteer for Meals on Wheels, and the Breakfast Club at Roosevelt School. She enjoyed reading, having lunch with classmates, loved spending time with her family, and her shopping trips to Chicago.
Valida is survived by her two daughters, Diane (George) Faulkner of Monee, IL, and Debra (Stephen) McNally of Janesville; and three grandchildren: Sarah (Brian Payne) McNally, Meghan McNally and Katie McNally, all of Janesville. She was preceded in death by her parents and husband.
A Funeral Service will be held at 10 a.m. on Friday, Nov. 1, 2013, at SCHNEIDER APFEL SCHNEIDER & SCHNEIDER FUNERAL HOME & CREMATORY with Rev. Bruce Jones officiating. Interment will be in Oak Hill Cemetery. Lasting Memorials may be made to Heartland Hospice, Rockford, IL, or the Rock County Humane Society. For on-line condolences and registry: www.schneiderfuneraldirectors.com
A thank you to Huntington Place, Heartland Hospice, and a special thank you to Margie Ransom and Judy Vaughn for their wonderful care and friendship.


text:
Rock County judge among recommendations for federal bench
JANESVILLE—A Rock County judge could fill one of the longest-running judicial vacancies in the federal court system if he's chosen from a pool of three finalists for the job.
U.S. Sens. Tammy Baldwin and Ron Johnson announced Thursday they will recommend Judge Michael R. Fitzpatrick and two other men to be a federal judge in Wisconsin's Western District Court in Madison, a position which has been vacant for more than four years.
President Barack Obama will nominate one of the men, who would then need to be confirmed by the U.S. Senate.
A bipartisan commission chose the three from a field of candidates.
Fitzpatrick, who has led the third branch of Rock County Circuit Court since 2008, thanked Johnson and Baldwin in a statement Thursday.
"I am honored and humbled by their confidence," he said.
Fitzpatrick did not respond to a request for an interview and said he would not make any further comment, "Out of respect for the appointment process."
His competition for the job is the current U.S. attorney for the western district, John W. Vaudreuil, and James D. Peterson, an intellectual property lawyer and president of the Wisconsin Bar Association.
"Each of the nominees Senator Johnson and I are recommending to President Obama are experienced, highly qualified, and would make an outstanding federal district judge," Baldwin said in a joint statement with Johnson.
The Wisconsin Federal Naming Commission chose the men after accepting applications this spring. Six state bar members make up the commission, with Johnson and Baldwin appointing three apiece.
Johnson thanked Baldwin for working with him "to fill this important judicial vacancy in a balanced, bipartisan way.
"This is a win for the citizens of Wisconsin," he said.
If approved, one of the men will fill a seat at the federal courthouse that has been vacant since January 2009.
It's the fifth-longest judicial vacancy in the federal court system, according to judicialnominations.org, a website managed by the American Constitution Society for Law and Policy.
Obama nominated former state Supreme Court Justice Louis Butler to the position in 2009, but the Senate repeatedly returned the nomination.
The next nominee will have to clear the Senate Judiciary Committee and the full Senate before being confirmed.

subset: commoncrawl


text:
As more companies take steps to centralize their payment processes,those using payments-on-behalf-of (POBO) structures will get a helping hand from the Single Euro Payments Area (SEPA).
Companies employing a POBO structure make payments for subsidiaries out of a central account, which allows them to cut back on bank accounts and related costs.
"In-house banks have been around for decades, while POBO solutions have been around for only about the last 10 years or so," said Drew Arnold, trade finance/cash management corporates global solutions Americas, Global Transaction Banking, at Deutsche Bank. "SEPA is one of the main reasons why POBO has taken off."
Prior to SEPA, companies needed a bank account in every European country in which they made payments because each country had a different clearing system, Arnold said. That limited the benefits of using POBO. Now that SEPA has established a single clearing system for 33 European countries, a single bank account anywhere in the Eurozone is sufficient.
Moreover, SEPA formats include an on-behalf-of field, unlike legacy payment formats. So the supplier that's being paid not only sees that the payment came from the parent company's bank account, it can see which of a company's business units or subsidiaries the payment is on behalf of, Arnold said. "The receiver can easily reconcile that payment because it is clear who is paying."
As a result, "companies have started using POBO," he said. "It is not yet common practice, but we expect it to become much more prevalent for corporations to use POBO in Western Europe within the next two to three years."
Efficiencies and Challenges
When all the payments for business units go through a centralized corporate bank account, the company can eliminate the other accounts its business units formerly used to make payments. Companies save the fees they paid for those bank accounts, plus related expenses such as audit costs, said Arnold, pictured at left. "Reducing the number of bank accounts can result in quite a significant cost reduction for companies."
Centralizing payments can also allow a company to reduce IT expenses and labor costs, such as the staff time involved in reconciling payments. The internal savings that are possible could be even more of an incentive for companies, he said.
Eliminating the business units' accounts also does away with pockets of cash sitting in those accounts. "You can have it all in one master account, which means more cash is now accessible for use by the company," Arnold said.
One challenge for companies using POBO can be the process of divvying up the files the bank sends back about the payments to provide each business unit with the information it needs. Arnold said Deutsche Bank is working to provide companies with consolidated data about funds flow as well as business-level payment information.
POBO works best for "large multinationals with complex structures," he said. "If you have a monoline business—just one legal entity—there's little benefit to doing all this work to create an in-house bank.
"The more complex and geographically spread out a company is, the greater benefit they're going to get out of establishing an in-house bank and using POBO on top of that," Arnold said. "On the other hand, the more complex and widespread they are, the more difficult it is to implement an in-house bank and POBO."
The advent of SEPA means that "less-complex companies can benefit from moving to an in-house bank, which was not the case in the past," he added.
Paying on behalf of subsidiaries represents the most sophisticated level of payment centralization, and Arnold said that at this point "very few" companies have such structures in place.
Dennis Sweeney, a managing director and treasury solutions executive at Bank of America Merrill Lynch, cited a "continuum of centralization" that includes payment factories and in-house banks.
Companies consolidate their accounts payable and accounts receivable into a shared service center, said Sweeney, pictured at right, and from that point they can start to build an in-house bank by adding functions, such as serving as a borrowing and lending unit for subsidiaries, centralizing the foreign exchange trading to make foreign currency payments, netting, and putting in place a payments-on-behalf-of/collections-on-behalf-of structure.
"Many companies are somewhere along that continuum," he said. "They may not be all the way to an in-house bank [or] doing all business unit transactions, but they're moving in that direction.
"You get scale; you can negotiate better prices if your payments are centralized," Sweeney said. "I can also control who I'm adding to my master vendor database."
The decision to centralize payments or use an in-house bank has more to do with a company's geographic range than its size, he said. "We have a number of clients that we would consider middle market that have shared service centers and in-house banks. I don't think you have to be the Fortune 100. You just have to have multiple subsidiaries in multiple countries."
Turnkey Shared Service Centers
Andrew Gelb, head of Citi's treasury and trade solutions North America, suggested that the interest in payment factories in part reflects multinational companies' evolution from employing a distributor model in new markets overseas to selling directly into those markets.
"We now see more and more companies that are engaged in some kind of direct sales model," Gelb said. "That's definitely a trend, where the company acts [for] itself in the given country." But as companies do so, "they also by necessity have had to make more domestic payments," he said. "A downstream impact of that is they've looked to further centralize and make those payments more efficient by setting up payment factories."
Gelb noted, though, that payment factories must involve "a commitment to long-term benefits and appropriate resources to tackle significant amounts of work," including dealing with legal and tax aspects, gathering all the payment information, and ensuring the funding and liquidity of the payment factory.
Technology such as the Internet has helped companies centralize payments. Many B2B transactions still involve some paper, Arnold said, such as paper-based invoices. "Today you can image paper documents, and 30 seconds later they can be on the receiver's screen in a distant country. That's a boon because it allows paper-based invoices to be imaged and processed anywhere in the world," he said.
"Enough companies have done the work of using shared service centers for payments that now it is fairly easy for other companies to follow in their path, Arnold said. "It has become kind of turnkey."
He advised that companies setting up a payment factory should take it step by step.
"If, for instance, you are centralizing the payments responsibility for 40 different business units, defining the standard way of processing payments as you move to the shared service center adds a new level of complexity that can introduce more breaking points," Arnold said.
Instead, companies should consider a "lift and shift" strategy, he said. "Once you have all payment processing under the same roof for a couple of months, you can start to standardize. Until then, you are unable to be sure which of the 40 legacy processes, if any, work best."
Read the March Special Report on Liquidity & Cash Management.
The March to E-Payments
Paying Without Plastic
Cash Flow Management in a Basel III Worldo
Best Practices for Payments & Working Capital Optimization
The Year Ahead for Treasury: Promising Signs for 2014
Simplifying Global Account Structures for Payments and Collections


text:
Analysts and investors will be looking forward to the next earnings release from TG Therapeutics, Inc. (NASDAQ:TGTX) which is scheduled to be on or around 2017-03-06 for the period ending 2016-12-31. Covering sell-side analysts have a current quarter earnings per share estimate of $-0.36. In the same quarter last year, the company posted EPS of $-0.37.
Whether or not the company meets or beats this expectation, along with other factors, can often dictate where the share price might be headed in the near-term. Leading up to the release it's also important to take note of the direction the estimates are headed as analyst revisions can often give an idea of Street sentiment on expected performance.
Most recently, TG Therapeutics, Inc. (NASDAQ:TGTX) posted actual earnings of $-0.5 per share against the $-0.31 Zacks consensus estimate. This represents a surprise factor of -61.29% or a difference of $-0.19. There are currently 6 brokerage firms covering TG Therapeutics, Inc., offering earnings per share estimates as well as future price target projections. On a consensus basis, analysts have pinned a $22.5 mean target price for the short term on the stock. The most lofty price projection sees the stock reaching $33 within the year, while the most conservative has a $15 target on the name. In looking at the standard deviation of all estimates, we arrive at 6.534.
Zacks provides a simpler approach for understanding analyst recommendations on stocks, using an integer based system which converts each recommendation into a 1-5 average, where 1 represents a Strong Buy and 5 a Strong Sell. Compiling all of the recommendations for the firm, TG Therapeutics, Inc. (NASDAQ:TGTX) current has a mean recommendation of 1. Breaking those down we see that the ratings are as follows: 6 Strong Buy, 0 Rated Buy, 0 Rated Hold and 0 Rated Sell.
Want to receive stock recommendations on TG Therapeutics, Inc. (NASDAQ:TGTX) as well as the latest stock picks before the Street? Sign up below!
Analyst recommendations and estimates are for informational purposes only and should be used along with a number of other factors when considering an investment position. Part of the data in this report is derived from Zacks Research and FactSet. Ratings and estimates change daily and thus the numbers may differ slightly if a new report has been issued within the last 24-hours. The consensus numbers take into account the reports from over 160 brokerage firms. The job of analysts is to issue recommendations for their clients, and not typically for the general public. Analyst forecasts, earnings estimates and price target projections are issued to help their clients make money through stock investments. We in no way are suggesting that readers make any decision on TG Therapeutics, Inc. (NASDAQ:TGTX) based on the information in this report.


text:
LeSean McCoy says he lost a friend in Riley Cooper: 'can't really respect somebody like that'
For the most part, the public reaction of the Philadelphia Eagles' players has been calm professionalism towards Riley Cooper. Michael Vick defended him. So did Jason Avant.
LeSean McCoy had a different feeling about Cooper, and expressed it.
Cooper was caught on video using a racial slur. He apologized for it. McCoy, the Eagles' star running back, didn't sound ready to accept that apology.
LeSean McCoy told me what hurts about Cooper's remarks is "losing a friend." I asked him what that meant, "I can't respect a guy like that."
— Albert Breer (@AlbertBreer) August 1, 2013
It's not surprising to hear that some players have some strong feelings towards Cooper. It will be interesting to see if any follow McCoy's lead and voice it publicly.
Here's more from McCoy, via CSNPhilly.com's Geoff Mosher:
"Ain't nothing to prove. He said how he felt," McCoy said, according to CSNPhilly.com. "He's still a teammate. I'm still going to block for him. I'm still gonna show great effort. Just on a friendship level, and as a person, I can't really respect somebody like that. I think as a team, we need to move past it. There are some things that are going to be hard to work with, to be honest.
"You don't just say something like that and then it's just normal. It's hard for a lot of players like myself, because I'm good friends with him.
"And then we've been playing for three years, and something like this comes out, I think where a person thinks that the cameras are off and nobody is really watching, you let your true side come out, and I think that's what happened. I think it's a matter of him actually getting caught."
McCoy also told reporters he forgives Cooper because he's a teammate, "but some things [don't] fit well with myself and other teammates at all." Notice that McCoy said he's not the only Eagles player feeling this way.
The NFL is a business, and players don't necessarily need to get along to play well. But this is more extreme than most cases. McCoy expressed his opinion on Cooper, and said other Eagles share it. It's quite a mess for first-time NFL head coach Chip Kelly to have to deal with. The Philadelphia Inquirer quoted a few anonymous Eagles players who were critical of Kelly's handling of the situation ("(I)f it was Andy Reid, he would have gotten more than a fine," one told the Inquirer) and more negative feelings towards Cooper ("If he's on the team, he's on the team," an anonymous player told the Inquirer. "Don't mean I have to like him.").
The comments coming out of the Eagles locker room show that, even though some teammates publicly supported Cooper, his acceptance in the Eagles locker room isn't unanimous.
- - -
Hit us up on Twitter @YShutdownCorner, email us at email@example.com and "Like" Shutdown Corner on Facebook for NFL conversation 365 days a year, the way it should be.


text:
Death Notices for April 9, 2014
Edward E. Butler, 90, formerly of Janesville, died Tuesday at Clearview Nursing Home, Juneau. Services will be at 11 a.m. Friday at All Faiths Funeral Home, Janesville. Visitation will be from 4 to 7 p.m. Thursday at the funeral home.
Darrell E. Pickett, 58, Brodhead, died Thursday at Mercy Hospital and Trauma Center, Janesville. Services will be at 3 p.m. Saturday at Newcomer Funeral Home, Brodhead. Visitation will be from noon until the time of services Saturday at the funeral home.
Vivian May Shaw, 96, Beloit, died Tuesday at Beloit Health & Rehabilitation Center, Beloit. Services will be at 11 a.m. Thursday at Hansen-Gravitt Funeral Home, Beloit. Visitation will be from 10 a.m. until the time of services Thursday at the funeral home.
Sharon Ann Taylor, 59, Delavan, died Tuesday at home. Services will be at 6 p.m. Friday at Haase-Lockwood & Associates Funeral Home and Crematory, Elkhorn. Visitation will be from 4 p.m. until the time of services Friday at the funeral home.


text:
Disclaimer: Those flash file firmware use to Restore, Unbrick, Format, Update or Repair some Samsung Galaxy J7 2016 SM-J710GN software problem, flashing a firmware is not without risks. If you don't do it properly, you might render your phone inoperable. If you decide to proceed we won't be liable to whatever might get wrong (neither we could provide technical support).
What you can do with Samsung Galaxy J7 2016 SM-J710GN Stock Firmware / ROM?
- Unroot your Smartphone
- Unbrick your Smartphone
- Restore your smartphone back to factory settings
- Remove any custom ROM/Recovery on your smartphone
- Set it back to 100% stock settings, just like the day you first got it
Backup your data before start flashing you mobile phone.
How to flash Samsung firmware via Odin
How to Backup your Data on Android device
You are flashing at your own risk.
Firmware, flash file, ROM Samsung Galaxy J7 2016 SM-J710GN
Download Link:
From here: SM-J710GN J710GNDXU1APF2 J710GNOLB1APF1 6.0.1.zip
You can find the Samsung Galaxy stock firmware you need in the Samsung Firmware List.
Please: If any download link not working inform me by comment.


text:
Preservation society cracks into growing exhibit
MILTON—Expanding the exhibit wasn't a hard nut to crack.
The Nutcracker Exhibit at Main Hall, 513 College, St., has more than quadrupled in size in just three years.
�"There's a lot more nutcrackers than in the previous two years," said Judy Scheehle, curator/administrator of Milton College Preservation Society that is hosting the third annual exhibit that opened Saturday and continues today.
The first year featured 65 pieces of one person's collection.
The second year the public was invited to bring in pieces from their collections. Lauren Fish, 11, Milton brought in 80 nutcrackers while a couple other people added theirs to total 150 in the 2012 exhibit.
"This year we will have a total of close to 300 nutcrackers," including 115 from Fish, Scheehle said.
"I've just always like 'em and how they look," said the fifth grader at Northside Intermediate School, Milton.
Fish also wants to share her love of nutcrackers with others.
"I like the unique ones," she said of the angel nutcracker that resembles her that was a gift from her grandmother Nancy Grant plus the music box nutcrackers.
Scheehle initially was surprised at how popular the nutcrackers are.
"Not only do people enjoy collecting them they love looking at them," too, she said.
Preservation Society member and 1948 Milton College graduate Beverly Thorngate, of Whitewater, was among those enjoying the exhibit Saturday with her daughter Patricia Thorngate, Sun Prairie.
"I've always been interested in the nutcracker and saw the nutcracker ballet once. This just sounded like a fun thing to do on an afternoon. It's interesting somebody put together such a big exhibit," Beverly said.
Most of the nutcrackers displayed are made of wood, but some are made of wax and others are ceramic, Scheehle said.
Although authentic German Christmas nutcrackers portray images of such authority figures as kings and soldiers, the local display features such music stars as Elvis, fictional characters such as Alice in Wonderland, characters from the Wizard of Oz, Scrooge plus Boy Scouts and contemporary soldiers.
Some of the figurines stand three feet tall. Most stand about 18 inches. One� 6-foot tall nutcracker will greet people in the front entrance of Main Hall.
Although the Preservation Society likes to feature different attractions at Christmas, the nutcracker exhibit provides a different way to show off Main Hall, which is part of the Milton community.
"It's a way of drawing people in and showcasing the building. Plus it's fun," Scheehle said.
Of all the pieces in the exhibit, Scheehle said should couldn't possibly pick just one as the most interesting.
"They're all just so different," she said.
But she did showcase one nutcracker that has very, very long legs in a preservation society permanent display of Kareem Abdul-Jabbar because the Milwaukee Bucks used to hold their basketball training camps on the former Milton College Campus, which is now home to Main Hall.
Scheehle easily picked her favorite nutcrackers—the beatniks, who represent the cool 1950s youth culture.
"They're holding up their hands and making the peace sign gesture, wearing a peace necklace and a headband plus have a guitar,'' she said.
"It's kind of magical and it just makes you smile," Scheehle said of the display.


text:
Experts: Rock County's groundwater both plentiful, vulnerable
ROCK COUNTY--The coldest winter in memory may have raised awareness about the tap water so many take for granted.
After home and business pipes froze in communities across Rock County, municipal officials instructed many residents and businesses to run water continuously for weeks or even months to prevent pipes from freezing again.
The waste of so much water got people wondering:
How does the groundwater that we depend on for slaking thirst, watering crops and taking showers get there? Is it an endless supply? How vulnerable is it to pollution?
Truth is, when it comes to water, Rock County is spoiled.
"You can drill a well almost anywhere in Rock County and hit water," said hydrogeologist Kenneth Bradbury. "You have a fantastic supply of water."
Bradbury has made a career of studying the ways that groundwater moves through the soil and rock of the Earth.
He works with the Wisconsin Geological & Natural History Survey, which is part of the University of Wisconsin-Extension.
"Some of the highest producing wells in Wisconsin are along the Rock River," Bradbury said.
The reason is the area's geologic history. At the end of the last glacial period, melting ice deposited huge amounts of porous sand and gravel along the ancient river valley. Many of the county's 13,000 to 15,000 private wells and some of the 50 municipal wells tap into this thick layer of water-rich sediment, usually at depths from 50 feet to 150 feet.
The depth of the sand-and-gravel aquifer varies from being nonexistent to more than 200 feet.
About 20 percent of the county's private wells reach into the limestone aquifer, typically located beneath the sand-and-gravel layer. Municipal wells tend to get water from a combination of both shallow and deep wells. The deepest wells tap into the sandstone aquifer, typically found beneath the sand-and-gravel and limestone layers. �
Rock County depends on these underground aquifers for all of its water. The numbers show that usage is up. From 1979 to 2005, total water use in the county increased from about 27.2 million gallons per day to about 45.4 million gallons per day. The rise was due to increases in domestic and irrigation uses, a state website reports.
"We each use at least 50 gallons of water a day," said Tim Banwell, Rock County environmental health director. "We're very blessed to have all this water, and we take for granted a resource that other communities do not have."
Fewer than 50 miles from Janesville, the city of Waukesha is searching for a new water supply. Up north in Taylor and Shawano counties, communities are drilling deep into the ancient bedrock for the liquid treasure. Out west, from California to Colorado to Wyoming, the well has long gone dry.
In Rock County, we literally walk on water. But how much do we have?
"It depends," said Rick Wietersen, groundwater program manager of the Rock County Health Department. "We have large quantities of water in the sand-and-gravel aquifer. However, there are concerns about pumping from the deeper sandstone part of the aquifer."
�Some Wisconsin communities have experienced problems.
"We've seen examples of where the deeper aquifer is drawn down in Green Bay, Madison and Waukesha," Wietersen said. "We have not seen it in Rock County, but we are not monitoring it closely, either."
The deeper sandstone aquifer is not as water rich as the shallow sand-and-gravel aquifer, but it has better water quality.
"Due to issues with nitrates or bacteria problems, many people and municipalities are replacing shallow wells with deeper wells, which are placing a demand on the sandstone aquifer," Wietersen said.
The U.S. Geological Survey and its partners run a network of more than 100 monitoring wells to keep track of groundwater levels in the state.
None are in Rock County.
In addition to the deep aquifer, more demand is being placed on the shallow sand-and-gravel aquifer. In recent years, more farms and industries have tapped into it by installing high-capacity wells, which can pump 100,000 gallons or more water daily.
"The sand-and-gravel aquifer is generally abundant," Wietersen said, "but it is being drawn on by more and more irrigation wells between Janesville and Beloit. As they increase, we want to keep a close eye on even the abundant aquifer."
Kathy Mooney of the state Department of Natural Resources said Rock County has more than 200 high-capacity wells, which the agency regulates. The wells can be in both shallow and deep aquifers.
"The department looks for impact on surface waters and the geology of the area," she said. "We will determine if one can be constructed, where and to what specifications."
Since 2010, the department has approved 32 new high-capacity wells in Rock County.
From 2000 to 2009, the department approved 37 high-capacity wells.
That compares to 32 in the 1990s, 31 in the 1980s and 50 in the 1970s, when the technology was new.
After the drought of 2012, "we were inundated with high-capacity well applications," said Mooney, who is with the Drinking Water and Groundwater Bureau. "In times of dry weather, usually more wells are constructed."
High-capacity wells help boost yields in dry or drought conditions.
DNR staff said farmers also install high-capacity wells because:
-- Higher grain prices give them more money to be able to install irrigation systems.
-- Dairy farmers want to grow their own feed to avoid having to pay high-grain prices.
-- Banks may require irrigation systems on farming loans to help ensure against crop failure and bankruptcy.
-- They want to move from surface-water irrigation systems to groundwater systems for better quality and quantity of water.
For comparison, Walworth County has 127 high-capacity wells; Jefferson County 94 and Dane County 222.
In the Central Sands region of Wisconsin, the numbers are much higher. Portage County has 821, Adams 514 and Waushara 510.
Environmental groups, citizens and others in the Central Sands region say the growing demand for high-capacity wells from agriculture and other sources has harmed streams and lakes.
Charles Dunning wants people to think of groundwater and surface water as a single resource. He is a hydrogeologist with the Wisconsin Water Science Center of the U.S. Geological Survey, an agency of the U.S. Department of the Interior.
"If you pump a large volume of groundwater, you will likely have a measurable effect on the surface water," he said. "More and more, we are concerned about the ecological health of local streams and wetlands. You can't think compartmentally about the two. The whole system works together."
Both Dunning and Bradbury say it is a myth that groundwater migrates hundreds of miles from where it soaks into the earth. Instead, groundwater typically reaches its point of discharge at a river, lake or wetland within a few miles from where it entered the ground. Sometimes, it is less than a mile.
The idea that groundwater doesn't travel far is a powerful one, Bradbury said.
"It means that what you do in your county can greatly influence your groundwater, both in quantity and quality," he said.
Pollution released into groundwater travels in the direction of the groundwater and is likely to stay within the county's boundaries, except where it is discharged into and carried out of the county by surface water, he explained.
Much of Rock County's water comes from shallow aquifers, generally less than 250 feet, which are the most susceptible to pollution.
"Anything happening on the surface will more quickly affect the sand and gravel aquifer," Dunning said. "It is about as vulnerable as it gets because there is less filtering from the surface."
In shallow aquifers, pollution issues tend to be human-made and include contamination from farm chemicals and animal waste, farm and urban fertilizers, road salt and leaking underground storage tanks.
Contrary to popular belief, groundwater does not occur in a huge underground river.
Instead, Rock County's groundwater depends on local rain and snow for replenishment. When rain falls or snow melts, some runs off directly to streams. Much evaporates or is taken up by plants, depending on the time of year. The rest infiltrates into the ground.
Under the influence of gravity, rain or melting snow seeps through the soil and sand and gravel sediments to the water table.
Of the 30-plus inches of rain that has traditionally fallen annually, an average of about 6 inches recharges the groundwater system in the Rock River Basin.
"Recharge occurs nearly everywhere, unless it's an area covered by buildings or pavement," Dunning said, explaining that things such as soil type, slope and vegetative cover affect how much water soaks into the earth.
In wet years such as 2007 to 2010, the water table rose several feet to record-high levels. The opposite happened after the drought of 2012.
For many people, groundwater is out of sight. But Bradbury said it should not be out of mind.
"What is more important than your groundwater?" he asked. "People in Rock County need to be proud. They are living in a place with a great water resource. But they need to be stewards of it. They need to think about where it comes from and where it goes."
In Janesville alone, residents used 3.6 billion gallons of water last year.
David Botts, director of the city's water utility, said the amount is probably normal for the city's size.
Since General Motors shut down most of its operation in December 2008, Janesville's water consumption has decreased.
In 2003, the city used 4.9 billion gallons.
"Between businesses and our residential usage, people are more aware of the cost for water," Botts said. "Everyone is trying to reduce their operating costs and be more conservative."
The city has eight wells, which vary from 100 feet to 1,200 feet deep. The biggest water producers are the shallowest ones.
"Water availability in the Rock River Basin is quite good," Botts said. "We see no issues with availability in the future. But that doesn't give us license to use more than we need."
The city offers rebates for people to install toilets, sinks and shower heads that reduce water use.
Frost this winter has penetrated to 5 feet deep, where service laterals provide water to homes and businesses.
"The frost is still very deep," Botts said. "We still have 470 customers running water to make sure their pipes don't freeze. It definitely will show that we used more water this winter than in other years."
As the year progresses, the city will look at how to eliminate some of the frozen water-pipe issues.
"The winter has created problems we have not had to deal with in a long time," Botts said. "You don't realize how important water is until you turn on the faucet and nothing comes out."


text:
Model Description: Batteries to replace the Altronix AL125ULX
Compatibility: Altronix AL125ULX
Condition: Fresh stock
Includes: Two new batteries, a cross reference for the Altronix AL125ULX
Warranty: 1 year full replacement warranty included, additional warranty is available
Life time expectancy: 3-5 years
Manufacturer: UPS Battery Center Ltd.
The Altronix AL125ULX replacement batteries are high quality lead acid batteries designed to provide excellent performance, durability and long life. These batteries meet or exceed the original manufacturer's specifications. These batteries are non spillable and maintenance free.
Our batteries are new and always fresh stock. The Altronix AL125ULX replacement batteries are covered by our industry leading 1 year replacement warranty. Extended warranty of up to 3 years is available for your convenience. Our warranty is inclusive of shipping costs and is hassle free, the only warranty of this kind in the marketplace.
The replacement batteries for the Altronix AL125ULX consist of (2) High Quality 12V 7.2Ah batteries.


text:
Both at home and abroad, important changes to trade secret law are brewing, potentially giving corporate clients more options than ever before to protect their valuable confidential and proprietary information.
In the United States, the Defend Trade Secrets Act of 2014 represents the closest Congress has ever come to passing a federal trade secrets law, which would supplement the various state versions of the Uniform Trade Secrets Act (currently applicable in 48 of the 50 states), provide some powerful new remedies not included under state law, and give non-diversity plaintiffs the strategic option of filing in federal court.
Meanwhile, across the Atlantic, the European Union is in the process of adopting rules to establish broad safeguards for corporate trade secrets and explicit penalties for trade secret theft for the very first time. The move by the European Commission, the EU's executive body, to harmonize and toughen its member-countries' trade secret laws comes after decades of lax protection and mounting frustration on the part of companies doing business in Europe.
Accordingly, inside and outside counsel should keep tabs on the progress of both these important developments to trade secret law as they craft strategy to protect their clients' trade secret information both domestically and internationally, and as they prosecute specific instances of theft in court.
Proposed federal trade secret law could provide potent new weapons
The proposed federal Defend Trade Secrets Act (DTSA), introduced in the Senate in April by Senators Chris Coons (D-Del.) and Orrin Hatch (R-Utah), may finally succeed where past attempts at a federal trade secret law have failed. For the first time, the legislation has garnered bipartisan support, as well as strong backing from major U.S. corporations. Microsoft Corp., General Electric Co., DuPont Co. and the U.S. Chamber of Commerce all have come out strongly in favor of the bill.
DTSA would amend the 1996 Economic Espionage Act, which has been a powerful tool in curbing foreign theft of U.S. trade secrets but currently only provides for criminal trade secret cases filed by prosecutors. Under the DTSA statute, companies would have a private right of action under federal law. Most of DTSA's statutory language closely tracks that of the Uniform Trade Secrets Act (UTSA), providing nearly identical definitions of "trade secret" and "misappropriation" and also offering similar remedies of injunctive relief, actual damages, unjust enrichment, reasonable royalties, punitive damages and attorneys' fees.
In addition to opening up an independent avenue to federal court, the DTSA also would offer some distinct advantages to the state-level UTSA. First, the most exciting aspect of DTSA — something the UTSA statutes do not provide — is that a plaintiff under the proposed law would be able to seek an ex parte order for "seizure of any property used, in any manner or part, to facilitate the commission of a violation" of the new federal trade secret law. This section of the DTSA statute mirrors the provision for injunctive relief in the Lanham Act to seize counterfeit goods. Under the seizure order provision, a plaintiff would ostensibly be able to seize a defendant's computer, external hardware or other devices that a defendant has allegedly used to misappropriate a plaintiff's trade secrets. Under DTSA, the materials would be in the custody of the court, and a hearing would be set no later than 15 days after the seizure to determine whether the seizure order was proper and should remain in effect.
The parameters of the DTSA statute's seizure mechanism, if adopted, must be further fleshed out through regulations and the court system in order to better gauge its effectiveness. At first blush, however, this tool looks much more potent than the typical state-level UTSA remedy of a preliminary injunction or temporary restraining order. While plaintiffs typically face a difficult hurdle convincing a state court to grant the type of proactive mandatory injunction necessary to prevent irreparable harm from theft of trade secrets, a seizure under DTSA may provide an easier route to relief.
Additionally, while DTSA and UTSA both provide for punitive damages for the most egregious cases of trade secret theft, the DTSA statute would actually allow for treble damages and attorney's fees in cases of "willful or malicious" misappropriation, whereas the state-level UTSA statutes typically provide only two times actual damages. Furthermore, where the statutes of limitations under UTSA state laws typically run out after two or three years, the proposed DTSA statute of limitations would run a full five years from the date of discovery of the alleged misappropriation. Finally, while many state courts have held that UTSA state laws bar any other common law or statutory claims, the proposed law under DTSA explicitly states that it does not displace or preempt any state common law claims.
Clients should be cautioned that federal jurisdiction under DTSA would not be automatic. Under DTSA, a plaintiff would need to show that the alleged misappropriation relates to a product used in, or that was intended for use in, interstate or foreign commerce, or was for the benefit of a foreign government or agent. While many modern-day companies' products do cross state borders, smaller, more localized U.S. businesses would not be able to take advantage of federal jurisdiction under DTSA.
Proposed EU trade secret law would harmonize and strengthen traditionally weak European rules
While Congress may be beefing up U.S. trade secret law, European politicians are currently confronting similar issues as they craft for the first time uniform trade secret regulations across the European Union. In place of the weak and porous country-by-country patchwork of trade secret laws, the new EU directive would create uniform guidelines across the 28 member-nations, allowing each country to write its own conforming regulations. The current laws vary widely, from the relatively tough trade secrets law in Germany to the lax rules and spotty enforcement found in Belgium and Bulgaria. As a threshold matter, the 28 member-states have dozens of different definitions of the term "trade secret."
The proposed EU regulations would now define a trade secret as something that is confidential, has commercial value because of its confidentiality, and has been the subject of "reasonable efforts . . . to keep the information confidential by the person lawfully in control of it." Under the regulations, an "infringer" would be in violation of the proposed regulations for any "acquisition, use or disclosure" of the trade secret without the holder's consent.
Sanctions under the proposed regulations could include "recurring penalty payments in case of non-compliance" or royalties in "appropriate cases." The proposed regulations further state that, when a court finds "unlawful acquisition, use or disclosure of a trade secret," the aggrieved party can seek remedies including recall, seizure or destruction of copied goods and destruction of any documents or digital files containing the misappropriated trade secrets.
A plaintiff under the proposed regulations could seek a preliminary injunction to protect its misappropriated trade secrets, and in cases where the alleged misappropriation is allowed to continue pending a decision on the merits, the courts are obligated to ensure that the trade secret holder "is protected by a guarantee of compensation should infringement later be held to have occurred." To protect defendants, the proposed regulations also include language that allows a court to impose sanctions on a plaintiff that raises a trade secret claim in bad faith, "for the purpose of unfairly delaying or restricting" a defendant's access to the market, or in order to intimidate or harass.
Both European and American industrial, chemical and engineering companies have been lobbying for years for stronger protections in Europe, similar to what the UTSA provides in the United States. The push for tougher EU regulations, however, got added impetus in recent months due to bilateral trade talks between the United States and the EU, as well as increased concerns over state-sponsored spying in wake of recent revelations over U.S. and Chinese data espionage practices.
The proposed EU trade secret regulations still are very much a work in progress, with parliamentary work on the regulatory language only beginning in earnest this summer after the European parliamentary elections. The language of the proposed regulations has already been amended to lengthen the relevant statute of limitations from two years to five years.
In whatever form the final language takes, a tougher, more harmonized trade secret regime across the European Union would greatly empower and reassure American companies sharing their trade secret information with business partners in Europe.
If passed, the DTSA statute and EU regulations could give corporate victims of trade secret theft unprecedented global resources to protect their confidential information and assets via the court system. Practitioners should stay apprised of the progress of both these pieces of legislation and take them into consideration when formulating litigation strategy and deciding how best to prosecute their trade secret actions.


text:
In order to better serve our overseas consumers, My Brands is pleased to announce a new partnership with MyUS.com to offer convenient, fast, and trackable international shipping to more than 225 countries. MyUS.com members receive deeply discounted shipping rates, exceptional customer service, 24/7 online access to their account, and access to other services.
Sign up with MyUS.com and receive your own U.S. street address to receive merchandise. MyUS.com provides specialized international package forwarding services from your new U.S. address to your international address.
Follow these two easy steps for international delivery:
We appreciate your business and hope this has been helpful. If you have any more questions feel free to give us a call at 888.281.6400 or email [email protected]
Welcome to My Brands, login or register here
If you know the first letter of the brand you are looking for, select it from the list to the right.


text:
The Fiber Disease
Human Anatomy, Physiology, and Medicine. Anything human!
Moderator: BioTeam
To Sabrina
Those that are treating people with the morgellons symptoms are treating as if a positive lyme diagnoses has been made. infact 95% of those with symptoms have tested positive for lyme. one product that is over the counter that has shown extremely positive CLINICAL results for the treatment of lyme disease and its symptoms is Samento. TOA free form only however. Just google samento and you will find some valid clinical studies reported with this. I am on week 1 with the product and as of yet have nothing to report good or bad, but Ginger Savely is one who is treating people with morgellons states that if you effectively treat the lyme symptoms the morgellons symptoms will go aswell.
good luck
"First they ignore you...
Then they laugh at you...
Then they fight you...
Then you win." - Mahatma Gandhi
I have Morgellon's Disease as well. I discovered it early on but have not been able to get a doctor to help me. This is what I went through when I was visiting my dermatologist: I went in with a speck of whatever it is growing on my arm. He scrapes it off and puts it on a plate of glass and leaves the office to examine it. He returns saying that it "looks funny". I ask him if it's scabies and he says no but then issues me a prescription for Elimite in case it's scabies. I gave up with my dermatologist and all of the other doctors that I've been dealing with this past year. I found out that a Dr. Savely was treating people in San Francisco but am not able to get in so I found out what she was treating people with and have ordered the medications myself from overseas pharmacies. I will post another bulletin after I've received them and have used them. It seems that not everyone responds to treatment the same. If you want to post a response to this accusing me of being irresponsible by purchasing from overseas pharmacies or by suggesting that other people do so, well, be it as it may. I've tried working with the doctors but am scared out of my wits. I've read the horror stories of those who have not received treatment and know that if I don't take action... no one will. Sometimes I can hardly breathe, I have lost a ton of hair, I have strange pains in my muscles, have found strange granular growths on my skin and have released pimples to find a ball of some kind of fibrous material inside. I show these things to friends and family members and they are scared for me. They have read about this online and know that nothing is being done about it. Remember what happened to all of those people who had syphillis before they figured out what it was?
This phenomenon seems to be quite big... I really wonder why nobody cares about so many people that have such a horrible desease...
"As a biologist, I firmly believe that when you're dead, you're dead. Except for what you live behind in history. That's the only afterlife" - J. Craig Venter
The fiber disease
Hello and thanks for taking an interest in this because it is so needed. My website http://www.nondelusional.com is set up with the intent of showing proof of this illness through stories and pictures from other people that are similiar to the ones I have taken. the proof is there and its quite convincing even though the site is far far from done. In the meantime the visitors to my site have not been your everyday websurfer or sufferer of this illness. To name a short list of places that have visited my site are, and I swear Im not making this up. In fact Im still pretty green concerning my site so if any one can help me with log analysis and placement of session cookies on my site I would be gratefull. if you can or will please email me at [email protected].. Now to the list of encouraging and quite possible frightening visitors..
--U.S senate sargent at arms
---Dept of Defense Network Information Center (this is the upper level network of the us govt. and pentagon. bush, cheney, rumsfeld and the like.)
--The ATDIV.LANL.com (this is the los alamos nuclear labs advanced tech division.)
---MacDonnell Douglas and Boeing research divisions
---IHS (the Indian Health Services)
---The virginia supreme court
---The US air force San Diego
---SITA-Societe Internationale de Telecommunications Aeronautiques (france)
---University of Texas - Pan American
---San Diego State University
---Battelle Corporation
---University of Georgia
---Northrup Grummond
---University of california
--- CYVEILLANCE.com (DOES ANYONE KNOW ANYTHING ABOUT THIS COMPANY? WHY MIGHT THEY BE WATCHING MY SITE? AND FOR WHO?)
This is a short list but lists the heavy hitters so to speak. Its obvious that they know about this so what frightens me besides the lack of public acknowledgement is the fact that no one from any of these sites has made any effort to contact me.. Its almost like they are simply watching this thing spread.. My god I pray this is not the case. Perhaps someone opened pandoras box and cant shut it again and does not have the integrity or the balls to come out and admit their mistake. I dont have these answers so there is little choice but to be frightened of the govt visitors not to mention having just witnessed the response given to the hurricane victims in LA and TX. So having said that about the govt responsibility and response to public health and safety Ive given up hope on them. but thats a whole complete thread to write about these lackeys in office.
Anyway any advice on my websites logs and analysis would be greatly appreciated. Just make sure to be very aware and carefull when away from home whether in hotels, cruise ships or what have you. this is when the majority of those reporting this illness say they can first remember symptoms begining, Myself included. I am certain that the bites from bed bugs were the vector for myself..
As to the person requesting links to parasitoloy websites. try this link http://www.google.com/search?q=parasito ... S:official
There is plenty there to go through.
"First they ignore you...
Then they laugh at you...
Then they fight you...
Then you win." - Mahatma Gandhi
but true. It isn't life threatening. Look at the major dieseases we are fighting today which kill millions. cancer, heart disease, aids... Its upsetting that we neglect these diseases in which a cure is hard to find but they cause so much suffering to the individual. I think this can however mean that the disease is life threatening when the person decides to take their own life because they can't go any more.
As i've mentioned before its like my case with eczema. There isn't enough being done to help people suffering from these diseases.
If you could give money, time and resources to finding a cure for a disease, would it be this one or cancer (or aids or another major killer if you like)? Thats the main question here. Now theres a debate...
Another question - why is this disease only in USA? Has it not spread to other continents yet?
It's always funny until someone gets hurt. Then it's just hilarious.
Itsbeen reported on all continents save antarctica. My sites bene reviewed from 16 countries so far. As for this non-life threatening comment, do you know something I may have missed? who knows what the long term is with this. If I end up dying 5 10 15 years earlier than if I had not had this disorder, Ild still call that life threatening though not imminent. as far as not being able to live with this. Man let me tell ya it can only be described as A Nightmare, or Hell also comes to mind. its bad. Im lucky, as bad as it was for myself others have it much more severly. Others have lost their families, jobs, relationships!!! Everything important to any adult have been lost because of this illness. Try to imagine losing so much, and then have some arogent person/doctor tell you with a snicker and smug chuckle that it is all in your head!! Its maddening like you cant imagine. I have on an upnote seemed to have developed some type of tolerance or immunity over the last 3 years of having this. but who knows about contagion. see while Im presently mostly unaffected by this, the woman whom lives with me came down with the symptoms of it full blown, after living with me for well over a year without any signs of it. Anyway while immediatly terminal diseases are of course priority, this is something we know nothing about and its not even being publicly discussed
the only thing I know about this and can guarantee you this as well. This is one bug you do NOT want to run into..
"First they ignore you...
Then they laugh at you...
Then they fight you...
Then you win." - Mahatma Gandhi
fiber disease/ sabrina
The fiber disease constitutes an infection with a genetically modified
quorum sensing stem cell related micro organism.
Basically the organism represents a cyano bacterium that knows a stage as a giant cell and as a mold.
Diversification resulting in morphologically different acting micro organisms takes place by shaft, giant cell but also by fission.
Hence a coccidiod cyano bacterium like(single, diploid and chain forming)micro organism that lives on the skin and in wounds is the mayor responsible agent.
No association is made by micro biologist or histopathologist in connection to this pathogen.
Nota bene,
Intermediate stages resemble a (quorum sensing) transparant gel
that constitutes a protoplasm. This makes detection of the agent in biopsy impossible during standard clinical research.
Single cell micro organisms function on a multi cellular level,
communication between species of the same kind as well as different kind is possible.
The micro organism has been fused with a mayor parasitic protozoa, a butterfly(lepidoptera) and a mammal specie.
Multi lineage differentiation is fact.
The fibers constitute protein.
Specks are chitin like polymers.
Fibers represent cell that are most connected to sensing parts like antennea, tongue, feet and wing.
The colors of the fibers are connected to the colored wing pattern of lepidoptera. Actually they constitute variants with a semi parasitic nature.
Keratin erosion is evident.
The breeding ground for the organism in skin is almost exclusively the follicle(stem cell per definition)
The phenomenon is directly linked to proteome and genome research and it concerns commensal bacteria without the status of known pathogen, but some members of the tree are known as nosocomial (like the pseudomona)
Infection resembles most protothecosis.
Amphoteracine B and amikacine will be the most logic choice for therapy but no protocol exist for this type condition.
Sulfa Methoxazole/ Trimethoprim and Tetracycline and derivatives are suppressive but not curative.
Also azoles like itraconazole, econazole, micanozole are effective.
Infection may directly or indirectly relate to IBS, fibromyalgia, chronic fatigue syndrome, therapy resistant skin lesions, onycholisis, neurogenic bladder and chorioretinitis.
"The micro organism has been fused with a mayor parasitic protozoa, a butterfly(lepidoptera) and a mammal specie."
A butterfly? How? Why?
No wonder this is hard to treat and understand if your talking about gentically modified organisms.
It's always funny until someone gets hurt. Then it's just hilarious.
The best research labs in the world are sponsored by the governments of countries and keep their work a secret from the public. So i doubt you can find the source... Sorry man...
"As a biologist, I firmly believe that when you're dead, you're dead. Except for what you live behind in history. That's the only afterlife" - J. Craig Venter
hi sabrina. I am intrigued by this disease.its sad that the disease is yet a mystery. i understand that this disease infects even the pets. do u have any pet? i hope aloe vera works on you and if going on a holiday helped you even a little,maybe u should try treating yourself away from home.unfortunately i cant help u medically but i hope the best for you.
Fibre Disease - Morgellons
I have been asked to help a friend's family in South Africa, whose diagnosis is Morgellons disease.
I am a researcher in the use of plant extracts, and ozone. After discussing this disease with colleagues in Cuba, the UK and Italy, it seems that the common opinion is no harm will be done to start these people using our ozonated plant extracts.
I am looking for other people who may be interested in using these products. They are natural products, non-toxic, and have over 40 years of research behind them.
If you have Morgellons, and are interested in helping us find a possible treatment therapy, will you please contact me on [email protected]
With regards, Professor Julian Holmes.
Fiber disease
The butterfly has been used because its adaptive wing pattern represents key information that is used to steer manipulation.
One property of the wing of lepidoptera is that it is a 2D representation of genetic steps that also happen 3D.
A form of controll and matter to deduct from.
But more insect technology is present in this fused organism.
Its proteomics relate to cellulose and its cellulose like properties relate to chitin; a polymer like substance with important properties.
(Brown specks is called "tanned chitin" like)
This adaptation including inherent neuro toxic properties of cyano and variant glyco protein properties that stem from its mayor parasitic protozoa input, made it a perfect base for tissue adaptation;
to know inherent suppression of the immune system by its neuro toxic properties and evasion of the immune system by variant glyco proteins.
Hence, artificial tissue research is part of its initial design.
(check chitin and derivatives by google and cellulose/ bio synthesis by cyanobacteria)
Perfect but pathogenic adaptation to mammal tissue can also be found in other type quorum sensing (film forming) micro organisms that are known for its microbial resistance.
The fibers represent (variant, quorum sensing micro organisms that unite and go into a dormant stage) a pseudo apoptotic stage!
That fibers constitute protein tubes is thus evident.
Cyanobacteria are an inbetween organism representing "a half plant, half animal like micro organism"
Who is online
Users browsing this forum: No registered users and 1 guest
© Biology-Online.org. All Rights Reserved. Register | Login | About Us | Contact Us | Link to Us | Privacy Policy |


text:
Senior finance managers are more optimistic about the economy than they've been in five years, according to the "2013 CFO Outlook: Mid-Year Update" from Bank of America Merrill Lynch. Granite Research Consulting surveyed 250 CFOs, finance directors, and other executives from businesses of all sizes located throughout the United States. Fifty-eight percent of them are feeling positive about the domestic economy. That's a jump of almost 10 percentage points from the 49 percent who felt positive at the beginning of 2013, and it's the survey's highest proportion of optimistic CFOs since 2008.
A clear majority of respondents (55 percent) expect the economy to expand later this year, and only 10 percent expect it to contract. That's a big change from six months ago, when 39 percent predicted an expansion and 24 percent expected a contraction.
Respondents are also fairly optimistic when asked about the prospects for their own companies. A majority (56 percent) expect their organization's revenues to increase, and 43 percent expect their profits to increase as well. (See Figure 1.) Almost half (48 percent) expect their company to hire more employees within the next year, up a bit from 45 percent six months ago, but the proportion who anticipate layoffs is also up slightly—10 percent today vs. 8 percent at the beginning of 2013.
When asked to pinpoint their most significant financial concerns, CFOs' number-one choice was healthcare costs. Second was revenue growth, mirroring the results of another recent survey of CFOs, in which a majority of respondents said concerns about revenue growth keep them up at night. And although many companies are flush with cash right now, 36 percent of respondents to the Bank of America Merrill Lynch survey cited cash flow as a serious concern. (See Figure 2.)
More than three-quarters of companies represented in the survey do business internationally. Sixty-six percent buy from foreign markets (up from 61 percent a year ago). Fifty-nine percent sell to foreign markets (up from 42 percent a year ago). And 32 percent have operations in foreign countries, up from 21 percent a year ago. Among the organizations that have operations in other countries, 84 percent do business in Canada and/or Mexico; 72 percent do business in the Asia/Pacific (APAC) region; 66 percent have facilities in Europe, the Middle East, and/or Africa (EMEA); and 25 percent have operations in Latin America.
Many of these businesses expect to expand abroad: 37 percent in the APAC region, 27 percent in Canada or Mexico, 15 percent in the EMEA region, and 9 percent in Latin America. As they do so, they will be keeping an eye on several notable challenges, including managing risk, navigating new cultures, managing liquidity, and accessing capital. (See Figure 3.)


text:
Sound Off for Wednesday, May 14: Sell parks to afford landfill
On execution: I was wondering what the big deal is about the Lockett execution in May 7 paper. He deserved everything he got. Think about how much his victim suffered, shot and buried alive.
On Watson: I'm calling about the recent radio show and follow up newspaper article with Bill Watson and now the GM plant. In the Milton paper, he did a guest column, and he said he worked as a photographer for The Gazette during high school. I was curious if that is why he gets airtime and newspaper time without much back checking.
--On WCLO, Watson stated that Milton Mayor Frazier came to him about the interchange. Yet paperwork, news articles and council minutes state that Frazier said Watson came to the city. I just wish one of them would step up and admit they're not telling the truth.
On landfill: What the people of Janesville need to do is elect more liberal Democrats. Then you'll have roundabouts and bike trails as far as the eye can see, but you won't have anything you actually need, like a dump. I have a better idea. Why don't we close the sewer system, too? This is one of the most foolish things I've ever heard. How about we sell a couple parks, subdivide them, put houses on them and have those people pay taxes so we can afford a dump?
On Hillary Clinton: Hillary Clinton has decided it was an act of terrorism when over 200 Nigerian girls were kidnapped. What makes her so sure it wasn't because of some video?
On Senate candidates: Austin Scieszinski sounds better every day. First, I hear him on the radio. Then, he knocks on my door. This guy is the real deal, and now Sen. Cullen endorsed him. This guy's got my vote. That's for sure.
--Sen. Cullen's endorsement says as much about Ringhand and Sheridan as it does about Austin Scieszinski.
--I want to thank Cullen for picking such a young person. We need a change in the district. Don't let Sheridan fool us again. We need young people's perspective.
On voter ID: Judge Adelman's ruling basically states that blacks and other minorities are too inferior and incompetent to complete the most miniscule of tasks obtaining a free ID.� Apparently, white people are capable, though. Truth is, this is about stealing elections, and it's high time that the people stood up and had enough of this idiocy. Their arguments are so weak, they're laughable.
--Judge Adelman in striking down our Voter ID law claims it's unconstitutional to ask a black person for an ID in order to vote. Wouldn't it follow then that it's also unconstitutional to ask a black person or any person of color or a minority for an ID to buy a gun, especially since that right is enumerated in the original Bill of Rights Second Amendment.
On Koch brothers: Unless you have been living in a cave, you've heard Democrats complain how the Koch brothers are influencing politics with their money. Look at the facts. In the last 25 years, the Koch brothers have given $18 million to conservative Republicans. In that same 25 years, labor unions have given over $650 million to liberal Democrats. So whose big money is unduly influencing politics? �
On drunken driving: An article May 6 reported that Wisconsin remains the only state where a first time drunken driving offense doesn't even rate a misdemeanor crime. Instead, it's a simple traffic ticket. In fact, a $150 to $300 fine is imposed and driver's license lost for six to nine months and a likely increase in your insurance. This is not a trivial punishment as indicated.
On city priorities: As I drive down North Randall Avenue, I� think to myself that I'm so happy that we have a Taj Mahal bus garage and then we're going to have a brand new fire station, but our roads are pathetic. It's a want and need thing, and I think that the city council has their priorities messed up, except Matt Kealy.
--I just drove by the Taj Mahal on Parker Drive commonly called the bus garage. It's huge, and if the new fire station is going to be as huge as that is, we're going to get an award for being the hugest civil properties in the state of Wisconsin.
On tragedies: Regarding The Gazette's recent editorial on the recent state of tragedies in Janesville and Rock County, about 95 percent of these events can be explained in just one word: drugs.
On Bears draft: The Chicago Bears had a chance to pick up two good quarterbacks, but they passed on both of them, so I guess they're happy to keep losing with Jay Cutler. As long as they keep Cutler, they have an excuse why they keep losing.
On fire station: What are the possibilities of the city looking at the old youth baseball field near Mt. Zion and Milton Avenue for a firehouse location. Available?
On dogs in park: I wish there was some sort of control on the amount of dogs at Palmer Park. There's no enforcement of the law or the signage, and it's not fair to other people. Others don't respect the law and bring their dogs to the park anyway.
On judges: The purpose of the May 12 article is to convince you that both judges' rulings were political. Judge Randa ruled that the John Doe investigation was a witch-hunt aimed at one side that violated people's constitutional rights. Adelman ruled that a law passed by the Legislature, signed by the governor and supported by the majority is somehow unconstitutional despite the fact that the US Supreme Court has upheld nearly the exact same law in multiple states. Only one of these rulings was political, and it wasn't Randa's.
On Benghazi:� Investigators want to find out why security was taken away when more was requested, why we were still in Benghazi when all of our allies had left, why no military help was sent to our people while they fought for their lives for eight hours, where the president was for those eight hours and why was a lie concocted and disseminated in the aftermath. That's a short list, but apparently the media doesn't think the American people need to know the answers.


text:
Whitewater resident quilts for charity, enjoyment
WHITEWATER--Hazel Tellefson made 95 quilts in 2013.
The year before she made 110.
Since Jan. 1, she's made 16 more and had six in progress as of the end of February.
All the quilts she makes are donated to groups and organizations.
What she does is "nothing special," Tellefson, 95, said of her volunteered time and gifts.
As part of St. Patrick's Catholic Church of Whitewater's 160th anniversary, the church made a goal of gathering 160 blankets to be donated to children living in the Andes Mountains in Peru.
So far, Tellefson has made and donated 72 quilts for the trip, she said.
Each quilt is about 4 feet by 4.5 feet. The patterns vary from floral to color blocks.
"I like colors, and I like to mix things up,"�Tellefson said as she laid out a bright orange and floral quilt.
Some of her blankets have gone to Haiti, where they are used for children to lay on. The ones going to Peru will be used as blankets to keep warm.
She has made blankets for the terminally ill and newborns, and she sewed 171 walker bags for patients at the hospital in Fort Atkinson.
All the threading, sewing and planning takes place in Tellefson's apartment at Fairhaven Senior Services, Whitewater.
Next to her bed is her worktable littered with spools of thread, a pincushion, a sewing machine and a cup of water to keep her hydrated. Draped across a chair are strips of cotton fabric, and in the far corner is wadding used to stuff the quilts. She pays for all the material herself.
On average, Tellefson makes two quilts a week, working off and on during the day.
"(It) depends upon how I feel," Tellefson said. "A lot of mornings I get up and sew before breakfast, I don't watch much TV in the daytime."
Tellefson doesn't remember when she learned to quilt, but it was sometime between living in Fort Atkinson in the 1980s and moving to Fairhaven in 2008. She and a group of ladies did quilting for a church.
"I got to keep busy," Tellefson said. "What I do is not incredible … I enjoy it."
The Rev. Steven Forrest of St. Patrick's Catholic Church appreciates the time and services Tellefson has donated in making the quilts. He called her work "priceless."
"We have never had anyone donate that many quilts, and we feel very blessed by her ministry," Forrest said in an email. "I am hoping that she can continue to do more as we would give them to people as prayer quilts."
Tellefson doesn't have a goal for the number of quilts to be made this year. She makes as many as she can, Tellefson said.
"I get tired, now, so I don't know how much longer I can keep it up," Tellefson said.
Tellefson keeps busy in other ways as well. She plays cards in the common room and on her laptop. She keeps tabs on her children and grandchildren by phone and email.
"I can respond to a few messages now," Tellefson said with a smile.
Last updated: 10:00 am Saturday, March 8, 2014


text:
JPMorgan Chase & Co., Goldman Sachs Group Inc. and Bank of America Corp. won a delay of Dodd-Frank Act requirements that they wall off some derivatives trades from bank units backed by federal deposit insurance.
Commercial banks including the Wall Street firms may get as long as an additional two years -- until July 2015 -- to comply with the rules, the Office of the Comptroller of the Currency said in a notice yesterday. The provision was included in Dodd-Frank, the 2010 financial-regulation law, as a way to limit taxpayer support for risky derivatives trades.
The Commodity Futures Trading Commission and other regulators need to complete swap rules to allow "federal depository institutions to make well-informed determinations concerning business restructurings that may be necessary," the OCC said in the notice. The so-called push-out provision of Dodd-Frank requires that equity, some commodity and non-cleared credit derivatives be moved -- or pushed out -- into separate affiliates without federal assistance.
In February, the U.S. House Financial Services Committee approved with bipartisan support legislation that would let banks keep commodity and equity derivatives in federally insured units by removing part of the push-out rule. Regulators including Federal Reserve Chairman Ben S. Bernanke had opposed the provision when it was included in Dodd-Frank, saying it would drive derivatives to less-regulated entities.
The OCC is prepared to "consider favorably" requests for transition, the regulator said in the six-page notice. The agency said delays could be extended for a third year based on consultations with other regulators.
JPMorgan had 99 percent of its $72 trillion in notional swaps trades in its commercial bank in the third quarter of 2012, according to the OCC's quarterly derivatives report. Bank of America had 68 percent of its $64 trillion in its commercial bank, according to the report.
Banks including Citigroup Inc. will be given as long as two years beyond the July 16 deadline to move their swaps businesses, the OCC said. They must submit written requests describing how a transition period would reduce harmful effects on mortgage lending, job creation and capital formation. The requests, which must be submitted by Jan. 31, also must weigh how the transition period would affect insured depositors.
"The procrastination of both regulators and the banks on this portion of Dodd-Frank has been pretty amazing," Marcus Stanley, policy director for Americans for Financial Reform, a coalition including the AFL-CIO labor federation, said in a telephone interview. "The swaps-pushout provision is a really important part and something that absolutely should be a central part of the regulatory framework."
Blanche Lincoln, an Arkansas Democrat who led the Senate Agriculture Committee during talks leading the regulatory overhaul, sponsored the original provision in 2010. It applied to more more types of derivatives before it was scaled back amid objections from Bernanke and Sheila Bair, former Federal Deposit Insurance Corp. chairman.
"I never myself thought it made a great deal of sense," Barney Frank, the Massachusetts Democrat who helped draft the Dodd-Frank law and whose last day in Congress was yesterday, said on Feb. 16 when he supported changes to the pushout provision.
Ken Bentsen, executive vice president of public policy and advocacy at the Securities Industry and Financial Markets Association, said Congress should still seek to change the provision.
"We continue to believe that the underlying swaps push out provision is bad policy," Bentsen said yesterday in an e-mail. The additional time is important because regulators haven't proposed how the provision would work. "Given this uncertainty, it is impractical to require compliance by July 2013," he said.
Bloomberg News


text:
libjpeg-turbo is a high-speed version of libjpeg for x86 and x86-64 processors. It uses SIMD instructions (MMX, SSE, SSE2) to accelerate baseline JPEG compression and decompression. libjpeg-turbo is generally 2-4 times as fast as the unmodified version of libjpeg. It also includes a wrapper library for the TurboJPEG API used by VirtualGL and TurboVNC. It was originally based on libjpeg/SIMD but has improved support for Mac OS X, 64-bit platforms, 32-bit and big endian pixel formats (RGBA/BGRA/ABGR/ARGB), accelerated Huffman encoding/decoding, and various other fixes.
FF Multi Converter is a simple graphical application that converts audio, video, image, and document files between all popular formats, using and combining other programs. It uses ffmpeg for audio/video files, unoconv for document files, and the ImageMagick library for image file conversions.
Urban Lightscape is a photo filter for exposure correction, localized brightness adjustments, dodging and burning, and the introduction of synthetic lighting to a photo. A simple "double-click-and-drag" paradigm is used to place control points on a photo, and clever edge detection localises and interpolates lightness adjustments around and between these points. Results are rapid, with additional controls for more subtle refinements.
Image Tools is a screen capture and file sharing tool. It features multi-threaded batch image resizing, conversion, cropping, flipping/rotating, watermarks, decolorizing (grayscale, negative, sepia), and optimizing. The BMP, GIF, TIFF, JPEG, PNG, and EMF image types are supported. It is compatible with MONO (only for GNOME). Multicore processing is supported to increase performance. The quality for output when optimizing is variable. Color channels can be filtered. An internal benchmarking tool is available. Indexed pixel format images can be processed.


text:
Synth is a C++ template framework - a set of components that can be mixed and matched to build the right functionality; furthermore, components are loosely-coupled, designed to be both extensible and replaceable. Synth blurs the line between compile-time and runtime, and it does so by blending the static C++ type system, the dynamic values that need to be manipulated and formatted, including those from other languages, and the templates to do so. The name is an allusion to this synthesis process, which combines values to generate new ones (streams, files, strings, numbers, etc.)
QMentat helps you practice mental arithmetic. It uses arbitrary-length fixed point arithmetic, and can handle any size numbers, only limited by the size of your screen (and in the case of division with an integer result, the speed at which the number can be factored). It is also quite configurable, allowing you to tailor the questions to your needs.
libjmmcg is a basic, low-level library with pretensions to implementing features above and beyond (but not necessarily better than!) those implemented within the Standard C++ Library and the Boost Library. It features a library for multi-core or multi-chip SMP parallelism, a suite of hashing algorithms, functions for raising numbers to integer powers, a generic factory wrapper and a generic, multi-threaded, read-only cache (which uses PPD), arguably the world's worst sorting technique, trace output, exceptions that have the file, line, revision, function, and argument details, string utilities, logging, simple command line processing, and much more.
Government Sanctioned is a custom-developed text-based RPG (i.e., MUD). New players enter the world of Government Sanctioned as covert agents working for a super-secretive government organization colloquially known as "the agency". Players have a choice of six different roles spanning 19 unique professions. Whether you like stealthy, clandestine operations, the use of subterfuge and guile to infiltrate enemy organizations, or full-blown military actions, the agency has a spot for you. Players are empowered to deeply customize their character through numerous differentiation mechanisms. Character backgrounds lay the foundation for character abilities and are further defined through their cover occupation and agency department affiliation. To put a fine point on character customization, the skill and feat system provides an extensive array of options to tweak the character to suit your style of game play. The skill system boasts over 35 different skill families with around 50 different skills and checks. Skill points are gained upon professional level advancement and can be spent any way the player chooses. With 19 feat trees and over a hundred diverse feats (with new feats being added regularly), your capability for customization is endless.
A Java framework for building data integration and ETL applications.
An effective directory synchronization tool.


text:
American International Group Inc. and General Electric Co.'s finance unit were designated "systemically important" in a vote by U.S. regulators, a ruling the companies had already agreed to accept.
The vote by the Financial Stability Oversight Council subjects AIG and GE Capital to heightened Federal Reserve oversight, the Treasury Department said in a statement today in Washington. The council, or FSOC, proposed the designations of the two companies and Prudential Financial Inc. on June 3 and gave the companies 30 days to appeal. AIG and GE Capital said last week they wouldn't contest the designations, while Prudential said it will.
"The council has taken a decisive step to address threats to U.S. financial stability and create a safer and more resilient financial system," Treasury Secretary Jacob J. Lew, the council's chairman, said in the statement. "These designations will help protect the financial system and broader economy from the types of risks that contributed to the financial crisis."
The council will "continue to review additional companies in the designations process," Lew said.
The vote completes the first designations of systemically important financial institutions by the council, which was created by the 2010 Dodd-Frank financial overhaul law to prevent another crisis. The panel has 10 voting members and includes Fed Chairman Ben S. Bernanke.
The FSOC determined that "material financial distress" at AIG and GE Capital "could pose a threat to U.S. financial stability," the Treasury said in the statement. "This does not constitute a determination that the company is currently experiencing material financial distress."


text:
LibreS3 is a robust open source implementation of the Amazon S3 service, supporting a subset of the S3 REST API. Standard S3 client libraries and tools (for example python-boto, s3cmd, DragonDisk, etc.) can be used to access it. LibreS3 uses Skylable SX as the storage backend, which automatically provides data deduplication and replication.
Skylable SX is a reliable, powerful, fully distributed cluster solution for your data storage needs. It can aggregate the disk space available on multiple servers and merge it into a single storage system. The cluster makes sure that your data is always replicated over multiple nodes (the exact number of copies is defined by the sysadmin) and synchronized. It has built-in support for deduplication, client-side encryption, on-the-fly compression, and much more.
Joget Workflow is a platform to easily build enterprise Web apps for cloud and mobile. Build full-fledged apps, e.g. CRM, HR, Healthcare, etc. Drag and drop forms, lists, and UI elements. Add workflows to automate processes. Extend via plugins. Apps are mobile optimized and cloud ready. Download ready made apps from the Joget Marketplace.
OfficeFloor provides true inversion of control for building simple static to complex real-time Web applications that are "build once, run anywhere" - even with cloud computing. It allows you to wire together a working prototype in minutes, extend the prototype to a working Web site in hours, and deploy and run anywhere. The code is self documenting to make support easier. It aims to be "The Java Web Answer" for rapid application development for Web applications.
Makeflow is a workflow engine for executing large complex applications on clusters, clouds, and grids. It can be used to drive several different distributed computing systems, including Condor, SGE, and the included Work Queue system. It does not require a distributed filesystem, so you can use it to harness whatever collection of machines you have available. It is typically used for scaling up data-intensive scientific applications to hundreds or thousands of cores.
Kune is a distributed social network focused on collaboration rather than just on communication. It focuses on online real-time collaborative editing (Wave-based), decentralized social networking (federation), and Web publishing, while focusing on workgroups rather than just on individuals. It aims to create online spaces for collaborative work where organizations and individuals can build projects online, coordinate common agendas, set up virtual meetings, publish on the Web, and join organizations with similar interests. It has a special focus on Free Culture and social movements needs.


text:
Ravenswood Manor Park
4626 N. Manor Ave. Chicago, Illinois 60625
(773) 478-3499
Fee: Free
Age Range: Any
The Horner Park Advisory Council is pleased to sponsor their 19th season producing free live entertainment under the pergola in Ravenswood Manor Park. We've got some great local talent lined up this year, including old friends and new finds.
Friday, July 12, 7 pm: Big Manor Square Dance with the fabulous Golden Horse Ranch Band


text:
Kigo M4V Converter use multiple-speed recording technology to record M4V, then encode to unprotected MOV or MP4 format. It has been designed to rip DRM M4V to MP4 or MOV. It can also convert any video on your iTunes libary. It supports extracting the audio from M4V files. Batch conversion is supported. It is a universal application (works on both Intel-based and PPC-based Macs).
LaunchControl is a fully-featured launchd(8) frontend allowing you to manage and debug system and user services on your Mac. It provides everything you need to load, unload, start, create, edit, remove, or troubleshoot launch services. It supports all documented features of launchd, reports potential problems before a job is even started, and makes sure you always create valid configurations. It supports user LaunchAgents and Global and System LaunchAgents/Daemons. It shows all services and their status at a glance, and misconfigured services are highlighted. You can enable or disable services, and find them with a job filter. Not just a plist editor, it provides a dedicated interface for every configuration key with an adaptive interface that displays only information relevant for the selected job.
Ektron eWebEditPro is a browser-based WYSIWYG Web content authoring tool. Webmasters and IT professionals maintain stylistic control over their Web content, yet they no longer need to perform simple routine editing tasks. This cross-platform tool works with leading content management solutions and all dynamic Web application servers. It replaces a text area field.
FireBurner (FB) is a compact yet full-featured CD-R/W burning software package. It runs on both Linux and Windows (using Kylix on Linux and Delphi 6 on Windows). It allows users to easily burn custom data, audio, or mixed mode CDs. Its unique multi-threaded cache and design allows users to burn at high speeds with little chance of buffer underrun. It supports Bin/Cue, WAV, PCM, and ISO image file formats.
RadiusSplit is a Perl program designed to take, as input, one or more large RADIUS accounting "detail" log files, and split them out into individual files - one per user. The net result is that you will have a detail file per user, which can be passed to other RADIUS parsing logfile analysers (e.g. RadiusReport) so they run much faster (usually be a factor of several hundred), since they don't have to parse and discard the non-relevant data.