text:
There has been plenty of talk about electronic bank account management (eBAM) for the last few years, but not a lot of action. That changed in October, when Bank of America Merrill Lynch announced that one of its corporate customers, USI Insurance Services, was live on eBAM. Despite that achievement, bankers and vendors said that there is still much work to be done before the technology reaches its full potential.
Dan Gill, senior vice president at Weiland Corporate Solutions, a unit of Fiserv, compared the first message sent in October with the first phone call, describing it as eBAM's "Alexander Graham Bell moment."
"We crossed that hurdle," Gill said. "Now it's a matter of getting more banks doing it, here and overseas." Given the interest in eBAM among corporate treasuries, he said, once the banks sign on, treasuries will follow.
Hurdles to Streamlined Account Management
Electronic bank account management aims to simplify the work involved in keeping track of bank accounts for companies that may have hundreds of accounts at a number of different banks around the world. While individual banks offer proprietary eBAM solutions for their customers, the multibank version involves a set of extensible markup language (XML) messages that corporates can send over the SWIFT network to their banks to open or close accounts, change the signers, or get information about accounts.
Version one of the eBAM messaging standard was approved in 2009, noted Glen Solimine, executive director of treasury services at J.P. Morgan. "The standard has been out there for quite some time," Solimine said. "The challenge was that nobody was adopting it."
One barrier was differences in the way various banks interpreted eBAM standards and their varying requirements for transactions such as opening an account. SWIFT had proposed building an eBAM Central Utility (E-CU) platform to ensure consistency, but that project stalled for lack of funding.
So some banks and vendors formed the Global Rapid eBAM Adoption Team, or GReAT, and set themselves the goal of enabling several corporate clients to use the eBAM messages in production via SWIFT. JPMorgan, Bank of America Merrill Lynch and Citi were the banks involved, along with SunGard, Weiland, e5 Solutions and USI Insurance.
The members of GReAT worked together to iron out differences regarding the XML messages. They went through the details of the messages and talked about "specific elements that were in the standard that were interpreted a little differently from one bank to the next," Solimine said. And they "harmonized" each field contained in the messages—figuring out, for example, whether name fields should be set up as first name then last name, or last name followed by a comma and then first name.
"We had to work through the details to make this actually broadly adoptable," Solimine said.
As a result of that effort, "now there's a harmonized version of the standard," he said. And the GReAT project has set itself a second milestone: "to double the number of banks and clients in production and introduce [eBAM] into new regions" outside of North America by the end of March, Solimine said. "We should be able to harmonize the messages across all regions as well."
Paul Bramwell, senior vice president of treasury solutions for SunGard's AvantGard corporations business, said the hope was that once the banks and vendors had agreed upon standards, and companies were able to send eBAM messages, that success would attract more banks and vendors to sign on, creating momentum for the technology.
"The banks have such disparate back-end systems," Bramwell said. "Normalizing all the data and transforming it is not so easy at the banking level—I think that's why [eBAM's] been so slow.
"Now that we've got these messages flowing, we have had quite a lot of interest from other banks and from vendors," he said, but noted that there is "still lots of work to do and still a lot of disagreements among the banks.
"For banks, which operate in lots of jurisdictions, there are a lot of legal requirements related to opening or closing a bank account," Bramwell said. "A lot of those standards still have to be ironed out."
Weiland's Gill said that given the different requirements for banking transactions in each country or region, eBAM's global rollout could be a prolonged process. "There are going to be some knots and bumps along the road, especially as we move into Eastern Europe and Asia, and maybe even, before I retire in 20 years, China," he said.
Arun Sinha, head of channel and enterprise services for North America at Citi and chief operating officer for the bank's treasury and trade solutions business in North America, clarified that a "holistic" multibank eBAM solution is "in pilot stage continuing into 2014 and beyond, and progressing forward with collaborative efforts between banks, eBAM vendors and clients." And Sinha, pictured at left, noted that in the current process, companies follow up some eBAM messages with a paper document or a PDF of the document where required, although in some cases an existing document may be leveraged to complete the eBAM request. For example, a company that is opening an account may need to send the bank a board resolution authorizing it to do so. "That piece is still not on SWIFT, so to speak, and therefore that has to be a paper form or scanned copy which needs to be exchanged," Sinha said.
Sinha said that GReAT includes a group working on standardizing all the documents and formats that may need to be attached to an eBAM message.
Tom Durkin, global head of integrated channels at Bank of America Merrill Lynch, said that while eBAM "doesn't eliminate all aspects of paper," the companies that he works with are more interested in other aspects of the solution. "Automating, getting some efficiency in signer management is more important than taking paper out of the flow," he said.
Bramwell noted that PDFs can be attached to SWIFT messages. While the regulations in different jurisdictions about required documentation make it difficult to achieve a "paperless and PDF-less" eBAM, that's a goal that vendors and bankers would like to aim for, he said.
"I think ultimately we will get there," he said. "The paper trail will be the outliers, but I think it will be an ever diminishing set of circumstances that still require paper."
As the work continues on multibank eBAM, Sinha noted that banks' proprietary solutions are another avenue for treasuries interested in bank account management. "What clients struggle with today is maintaining a record or database, or auditing who are the signatories on various accounts," he said. "That is now available to you at the click of a button."
Citi's proprietary bank account management solution is available in more than 50 countries, although Sinha noted that not all countries accept digital signatures. In countries where "wet-ink" signatures are still required, clients would put together the forms electronically, then print them out, sign them and send them to the bank, he said.
Durkin said he sees B of A's proprietary and multibank versions of eBAM as "complimentary." He noted that some companies want to start with a proprietary solution while they make plans for adopting the multibank version of eBAM over a longer time frame.
While eBAM is designed to reduce the work associated with bank accounts, preparing to adopt eBAM involves considerable work for companies.
Nancy Colwell, director of treasury at USI Insurance Services, the company that went live on eBAM in October, said that when USI signed up for eBAM at the end of 2011, she expected to be up and running by the end of the second quarter of 2012. "And here we are finally getting around to it.
"Banks were not as ready as we understood them to be," said Colwell, pictured at right. She also noted the considerable amount of work USI's treasury had to do to get going on eBAM. "A lot of it was just laying the groundwork," she said. "Once the system is installed, you have to do a lot of data validation."
USI is a privately held insurance brokerage in Valhalla, N.Y., with close to $700 million in annual revenue. Colwell saw value in eBAM because "we do a lot of acquisitions, and we have the need to open accounts quite frequently and change signers quite frequently."
She also noted the benefit eBAM provides in terms of internal controls. "It really does restrict the ability to do anything on a bank account to only those users who are authorized on the system, and [it] provides an audit log of all workflow activity," she said. "It was also a matter of saving time and reducing the manual effort previously required for bank account administration."
The company has more than 100 bank accounts, about 85 percent of which are at its largest bank, Bank of America Merrill Lynch. "We knew they had their own product, but we thought a bank-agnostic system would be a little more flexible if and when our remaining banks become eBAM capable or if we decide to expand our banking relationship to include other eBAM-capable banks," Colwell said.
USI's to-do list once it signed on for eBAM included working with the vendor that provides its eBAM solution, SunGard, on which fields the company wanted to include to enhance reporting functionality. Then, since some of those fields weren't in the company's existing bank account management system, USI had to collect the data.
"We had to do a lot of information gathering and data entry, and then validation of that data," Colwell said. "The bank also pulled together all the data they had in their system and we validated it against our data to make sure all of our legal entities, accounts and signers matched."
Even though USI already had a bank account management system, it found inaccuracies. "We thought because we were very diligent about keeping things up to date, our records would match what the bank had on file," Colwell said. "There were several accounts where they had authorized signers who had been gone for years, despite our having submitted paperwork to remove them. There were also signers we thought we had taken off, but we hadn't. Now that we are in production, we can be certain that going forward both our records and our banks' will be accurate.
"It was a lot of cleanup work," she said, and added that companies contemplating eBAM should be sure their bank account information is in good shape. "Making sure it's current, it's up to date, [and] it's accurate will save a lot of time and effort as you go through the eBAM implementation," Colwell said.
Citi's Sinha noted that there is a one-time effort involved in collating and streamlining paper-based and decentralized records, and said getting a corporate customer onto Citi's bank account management solution takes eight to 12 weeks. The bank's process includes converting the client's existing documentation into electronic format and creating a database of all the signers on the company's accounts. The continuing benefits far outweigh the initial effort though, he said.
What is the target audience for eBAM? Companies "with over 100 accounts, between 100 and 500 accounts, are certainly looking at it," Durkin said. "But we have some clients that have less than 50 [accounts] that are using it."
Solimine said the key metric determining whether companies will benefit from eBAM is the number of bank relationships they have. "Somewhere between two and maybe 10 banks in your network, it becomes difficult to have to log onto various bank systems every time you have a signer change," he said. "It makes sense at that point to have a central repository of all your banks, go in, make a signer change and have [the repository] disseminate it, then manage the confirmations as they come back from the banks."
While the process of expanding eBAM to more banks and more parts of the world may take time, bankers and vendors say the solution offers real benefits for corporates, first and foremost by eliminating much manual work.
SunGard's Bramwell, pictured at left, said he talks to companies about the advantages of eBAM in terms of employee headcount. "Some of the larger companies we have as clients maybe employ two or three people full-time in managing those banking relationships," he said, and added that in certain industries, companies are required to open a bank account for each project they undertake. "When companies talk to us about eBAM, that's usually what they're interested in," Bramwell added.
"The other nontangible benefit is the reduction of fraud," he said. "To be able to rationalize from a risk perspective what accounts and signatories you have is becoming more and more important for a lot of companies whose auditors are coming in and saying, 'Show us you have a good idea what accounts you have, who the signatories are, what process you have when somebody leaves the company to remove them as a signatory.'"
Bramwell said auditors have picked up on the fact that technology is allowing for faster turnaround. It used to take a few weeks to remove signers from company accounts, he said. "With better technology, you're able to do that far more quickly."
And eBAM could come in handy in dealing with the U.S. Foreign Bank Account Report (FBAR) requirement that employees who are signers on company bank accounts located outside of the U.S. with an aggregate value during the year of more than $10,000 indicate that on their own tax returns and then file a report with the IRS.
Now that the first corporate has gone live on eBAM, "I think you'll see a nice gradual onboarding through the end of this year and next year, especially as we're moving on to additional milestones—more banks, more vendors," said Stacy Rosenthal, senior business manager for SWIFT Americas. "The value of eBAM is to have more banks on board."
J.P. Morgan's Solimine also cited a pickup in adoption. "We have a lot of clients looking to implement in the first quarter."
Even though eBAM is still a new technology, it offers "a huge amount of benefit even with the rudimentary standards that we have in place," Solimine said.
"As we continue to use the standard and companies start leveraging their systems, we're going to find ways to improve it," he added. "That's why it was so important to get to the point of live traffic."
Read the December Special Report on Technology.
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Tablets Shape a New Era of Banking and Cash Management


text:
Bicycle in Vienna? Check! Despite the pouring rain and the worst jetlag ever.
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Wednesday, October 12, 2011
You Know You Are Obsessed When...
Bicycle in Vienna? Check! Despite the pouring rain and the worst jetlag ever.
52 comments:
Oh, I am going to be riding a different bike every day, also sleeping in ALL of your panniers.ReplyDelete
Ah, I know the symptoms well.ReplyDelete
The Scientist is just used to it, and will play with his phone while I inspect roadside bikes. Every once in a while he'll stop expectantly and when I pass by ask "don't you want to take a photo?"
when you try to use your kryptonite key on your apartment, mailbox, and office locks.. it's happened on many occasions.ReplyDeleteReplies
haha...I have done that plenty of times!Delete
- LucienrauOctober 12, 2011 at 12:15 PM
Sounds like I have the same disease. My wife is catching it too, partly your fault due to the Pilen that she absolutely loves.ReplyDelete
We were on Newbury St. a few weeks ago and she pointed out a gorgeous purple ANT and made me stop to take pictures. Her recent response was "of course you need it" when I was trying to figure out whether to get wheels built for the new project. I was reviewing our finances recently and all of our fun money was in bike related spending.
I'd have to add, "When your spare saddle grew a bike."
just thought of another:ReplyDelete
...when your keychain ring includes a miniature tape measurer
when I was in Melbourne last month, locating bike share/rental services was also pretty high on my agenda (just behind the standard list for a new city: ie. nearest ATM/forex, convenience store, breakfast, etc.) It wasn't particularly necessary until the weekend, since most of the weekday was booked with activities that were all in walkable distance from the hotel, but it was splendid to have on Saturday and Sunday.ReplyDelete
I was walking with cycler at lunch last week and nearly tripped over a curb while my gaze was distracted by a bike locked up nearby and she just smirked and said, 'yeah, that more or less happened to me last month when I nearly fell off a curb.' Occupational hazard.
- When you walk somewhere for once and you automatically walk on the cycle path/lane.ReplyDelete
- When you recognize people by their bike rather than their face!
- Your friends/co-workers expect you to have allen keys in your pocket at all times, like when they are assembling flatpack furniture.
John I
As a newish reader, I really want to know what your mysterious job is that gives you the opportunity to spend part of the year in Europe. I need a gig like that!ReplyDelete
Your keychain consists of a house key, car key, and two different bike lock keys. When you pull a pair of pants out that you haven't worn in months, and the right leg is still rolled. When all of your pants have a small oil stain on the inside of the cuffs.ReplyDelete
When you have one working bike and three bikes in spare components.
Johni, I have had several acquaintances whose names I could never remember, but I could always remember their bicycle. I one case I got so frustrated I blurted out "old Schwinn LeTour."ReplyDelete
I had the same experience in Jamaica. Hope you are enjoying your trip!ReplyDelete
- kiwigemOctober 12, 2011 at 1:09 PM
- When your kids see someone pedaling, feign great excitement, scream, "Look, Mom, a BIKE!!!!!" and then collapse into peals of laughter.ReplyDelete
My husband has often mocked my keychain tape measure, FWIW. : )
Fun post.
don't feel bad I work right there near the Brattle and I stop and check outthe bikes on that fence every day...I also sometimes see a lady matching you and your bikes description riding around Harvard square.ReplyDelete
My friends call it the bike sickness, where you are forced to check out every bike you see, and then only as an afterthought check out the rider. Where you start to remember people based on what bike they have. Where you instinctively start looking for a place to lock up your bike every time you go some place.
Its how you know when you have truly fallen for the bicycle lifestyle.
Next time I see you in Harvard Square I will shout "lovely bicycle!"
... every time you hear of a new product you think "I should build a bike around that and try it out."ReplyDelete
check on all except the paint, and bikes inside the house and possible travel. I do spend a lot of time thinking about if I can have a bike option for any of my travel plans. and remember how I railroaded my family's weekend vacation with old friends into a trip to NAHBS last winter... so I give myself a check for that too. :-)ReplyDelete
- when you eventually drive somewhere and instinctively try to hand signal instead of using the turn signals (yes this has happened to me).ReplyDelete
- when you park your car and start looking for a U-lock.
- when you automatically cuff your drive-side pant leg as you're getting dressed in the morning.
- when you start using pictures of your favorite bikes as computer and phone wallpaper instead of your kids/dogs/cats/loved ones.
LOL I have done many of these.ReplyDelete
*Someone goes by, and you look, and you can name what kind of bicycle they were on but can't remember their gender.
*You look at the bike rack at work and you think, "Huh, I thought that person had today off."
*Whenever you buy clothes, you ask yourself if you can ride in them, or how you'd adjust things so that you *can* ride in them. (Note: doesn't apply to people with full chainguards and skirt guards.)
*You've all but stopped buying anything with cotton in it, except specifically for summer wear. And even then, you wonder if you could get something like it in a nice wool blend.
*You've given up carrying a real purse/handbag and instead carry a messenger bag/pannier. (I have a pannier now with a shoulder strap. WIN!)
*You wonder how hard it would be to sew a really cute coat out of a fancy waterproof-breathable fabric.
*If you see a similar bicycle to yours locked to something, you are compelled to put yours next to it and take a picture. "Hee! They have a similar-era Raleigh Sports!"
*You criticize other people's locking jobs, and you get downright upset when you see a super-nice bicycle locked up with a flimsy cable.
*You have lingered near a bike rack, taking your time unlocking your bike, in the hopes that the person who owns the fabulous bicycle next to yours will come out to unlock it, so you can talk to them about their awesome bicycle.
*You start a blog about bicycles, just so you can have a place where you can talk about bicycles as much as you want!
- PhilippeOctober 12, 2011 at 2:31 PM
Nice boots.ReplyDelete
What's a RAL code ?
Oh, and, you speak french ?
You may enjoy the 1001 anecdotes that prove you think too much about biking :
- AnonymousOctober 12, 2011 at 3:25 PM
These are good. :)ReplyDelete
-When running arrends in my car I always look for bike parking.
"When you walk somewhere for once and you automatically walk on the cycle path/lane"ReplyDelete
Oh yes! On a quiet side street, I will also stray onto the road sometimes and "take the lane". The sidewalk feels so cramped.
Philippe - Thanks, they are from Vienna circa 2010.ReplyDelete
RAL is a powdercoating colour system, often used on bicycle frames. Here's the colour chart.
- Peppy (the amazing cycling cat who can also drive, among other things)October 12, 2011 at 3:44 PM
-When you think "Oh, it's no big deal, I'll drive wrong way for just one block, I'll be careful."ReplyDelete
- LucienrauOctober 12, 2011 at 3:54 PM
...When future moves are based on bike trips and parking.ReplyDelete
...When said parking and storage involve at minimum 2 bikes per person and the cargo bike.
...When the crotch on your pants wears out far quicker than any other part on any item of clothing.
...When someone stops you to talk about a bike component choice that you've made, you suddenly feel entirely justified in the hours of research that went into making it.
...When on the occasions you drive, you drive very slowly because 35 is fast.
...When you start building city bikes for your friends so you have someone to ride with.
...When you have your kid's bike progression planned till they're 10.
...When your kid goes WHEEEEE when going downhill in the car because that's what one does going downhill.
...When tire choice is a complicated matter because it'll significantly affect the quality of your day.
...When dates or vacations sometimes don't really count if they don't involve bikes.
...When you felt the need to build a date bike because your distance bike didn't have lights and you don't want to "drive the minivan" when you're going out.
...When you have an entirely personal geography of your city mapped out and choose a route based on your mood, weather, state of bikes, topography, paving/pothole status of the roads and time of day affecting driver's moods. It has little to no correlation to walking or driving routes.
...When you choose laundry soap and hand soap based on it's ability to deal with chain muck.
When your arms and neck are deeply tanned, but your hands are pasty white.ReplyDelete
When your hand soap is orange goop.
When you carry your bike into a store or restaurant because they don't have anything for you to lock up to. Or because you forgot your lock that day.
When you know which parks in a thirty mile radius have unlocked bathrooms.
- petermcOctober 12, 2011 at 4:37 PM
...you obsessively check your fave bike blogs to find out what is happening today that's important.ReplyDelete
This is a fun thread :)
When you walk to the kitchen to make a cup of tea and find yourself, five minutes later, just staring at your bike in the hallway, admiring its details for no particular reason.ReplyDeleteReplies
- rubyrat1313August 3, 2012 at 12:19 PM
Bahaha this happens to me ALL THE TIME. I come down the stairs in a pre-coffee daze, and then only the pangs of caffeine withdrawal will alert me I've been standing there too long...Delete
Nice to know I'm not the only one that stops to look at every bike. Rock on!ReplyDelete
When you try to drive your car up a sidewalk ramp that you normally ride your bike up.ReplyDelete
When you slow your car to check out a bike.
When almost everything you do involves a bicycle, including spending time with the hubby.
While convalescing from a fall, you decide a backpack is better to use than a purse and you stick a 3 Feet Please sticker on your wheelchair.
When you find ways to cycle at the office and use the workplace walk-in closet to stable your bike.
When you take the camera on rides so you can photograph your bike for sharing online.
When you try to catch up to a cyclist far ahead to see what they are riding.
- AnonymousOctober 12, 2011 at 7:32 PM
What is here termed obsession could also be called commitment, dedication, enthusiasm - with a change of career.ReplyDelete
Not all obsessives get to play industry insider - and each of us is visited by youth just once.
Enjoy Vienna.
- AnonymousOctober 12, 2011 at 8:33 PM
...When you leave a bike at your work place for running errands, and still have two more in your apartment.ReplyDelete
...When you start buying old bikes online, just so you can fix them up, and then give them away as presents.
When stuff is only cool if it is somehow bike relatedReplyDelete
When your only magazine subscription is to a bike magazine
When you have a continual internal debate about whether to upgrade your current bike or buy a new one
When you make new friends who have bikes via bike related media
When you collect clippings from the paper that are bike related
When your trip to a far away city has "bike shop" on the "to see list" ahead of museums, jazz clubs and Civil war battle sites - you just might be a bike nut.ReplyDelete
When you willingly ride your Raleigh 3 speed further in one day than you usually drive your car in a week - you just might be a bike nut.
When you seriously consider what it would cost to build an indoor velodrome so you can ride all winter - you just might be a bike nut.
When you check the weather site each morning for wind direction and speed - you just might be a bike nut.
When you check the Lovely Bicycle! site each morning before you check the weather site - you just might be a bike nut.
When you contemplate selling your classic Norton motorcycle to buy an A. Homer Hilsen -you just might be a bike nut.
when you see the temp is 72 degrees and you think seat tube and head tune angles. ;-)ReplyDelete
My last girlfriend continued to be amazed that my head turning wasn't to look at other women (I mean, really!), it was to check out bikes!ReplyDelete
Driving a car for the first time in years, encountering a steep hill, my left hand went down to the nonexistent shifter for the granny ring!
Enjoying your blog Velouria, perhaps almost as much as you're enjoying Vienna?
- When you empty your pockets at the end of the day, and instead of coins, you find obscure bike hardware bits.ReplyDelete
- AnonymousOctober 12, 2011 at 11:31 PM
... when you tell your wife "I was just checking out her derailleur" (and it's true).ReplyDelete
"..When you leave a bike at your work place for running errands, and still have two more in your apartment."ReplyDelete
When you check Craigslist every day in hopes of snagging a Miyata 1000 or a Raleigh International—for $50.ReplyDelete
When, if you start reading a thread on Bike Forums, you have to read every comment, even if there are five pages of them.
When you have to make an emergency roadside repair and you ask yourself, "What would Grant/Jan/Sheldon do?"
When you count Velouria among your favorite people on earth, even though you've never met her.Replies
I got my Miyata, but it's a "seven-ten"Delete
- kiwigemOctober 13, 2011 at 9:21 AM
Liz said, "When you try to drive your car up a sidewalk ramp that you normally ride your bike up. "ReplyDelete
Woah, girl!
- AnonymousOctober 14, 2011 at 4:06 AM
-When you have a bell mounted on the steering wheel of your car.ReplyDelete
-Your house is decorated with bike art.
When in your car you find yourself driving in the bike lane and your first thought is not, "OMG I'm in the bike lane!" but, "why doesn't this bike fit between the lines?" :s bReplyDelete
- AnonymousJune 22, 2012 at 2:53 AM
just seen this...I have a fascination with hubgears! Whenever I see a bike, I look at the back wheel and lose interest immediately if it doesn't have at least a SA 3 speed. I can walk into a bikeshop and, if there isn't at least one hubgeared bike, come out feeling disappointed. Seeing a fully loaded Dutch town bike (hubgears, dynamo light, rack, Brooks, fenders, basket) gives me a buzz & reminds me most what I like about town bikes & biking.ReplyDelete
...when you go to park the car in the garage, see your old faithful Raleigh Chiltern 3-speed, and you SIMPLY MUST hop on and ride it around the block, while your wife stares at you, waiting to let her in.ReplyDelete
That describes me to a "T". Although i photograph them, i love taking pictures of bikes, i'm in the process of creating a blog with all the pictures that i have taken.ReplyDelete
this post is hilarious! Keep the bicycling obsessions coming, guys!ReplyDelete
Since we're talking about obsession, a martini glass should be held by the stem, not the bowl, so as to keep the contents colder.ReplyDelete
The most informative website I have found on the general subject:
It's lovely to hear that someone else has the 'bike bug'. I now have friends who will take pictures off dutch style bikes for me when they are out and about.ReplyDelete
The other I walked past a lovely dutch bike, beautifully decorated, I turned to my fiend and said "Look how pretty that is", she thought I was talking about a man walking past but I hadn't noticed him :)
- AnonymousMay 26, 2014 at 8:48 AM
When you are walking at the front of a group of friends down a street and you find yourself pointing to holes and obstacles in your path...ReplyDelete
Nice, I am not along!!ReplyDelete

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Put yourself aside and lend a helping hand
Scott Smith from K-LOVE radio is traveling with World Vision to raise 1,000 sponsorships. They're flying around the world -- literally! -- traveling westward to visit communities in Thailand, India, Ethiopia, and Brazil.
This blog post and video come from Scott's visit to India, where his heart was broken for the people he met. Find out why.
* * *
The slums of Delhi, India, are perhaps the most heart-wrenching thing that I have ever encountered. I have had the privilege of traveling to many places, but in all of my travels, I have never encountered poverty like this -- streets flowing with open sewage, garbage rotting everywhere.
Families here need help! There is no welfare system or government assistance. These are the forgotten.
I know that this is where Jesus would be if we were here right now. If we aren't willing to be here, too, then perhaps something is wrong with us. Perhaps we have grown callus to what Christ has done for us -- to the call to dedicate our lives to serving Him and "Going into all the world to share the Good News!"
Philippians 2: 1-4 says, "If you have gotten anything at all out of following Christ, if this love has made any difference in your life, if being in a community of the Spirit means anything to you, if you have a heart, if you care -- then do me a favor: agree with each other, love each other, be deep-spirited friends. Don't push your way to the top. Put yourself aside and help others get ahead. Don't be obsessed with getting your own advantage. Forget yourselves long enough to lend a helping hand." (The Message)
The Bible addresses this sentiment over and over and over. The line that gets me is, "If you have gotten anything at all out of following Christ, if this love has made any difference in your life…forget about yourselves long enough to lend a helping hand." That cuts to the bone, because it's pretty hard, as a Christian, to ignore what a difference Christ has made in our lives.
Thanks to World Vision's work around the world, you have the chance to "lend a helping hand" to those who are most certainly the "least of these." For what you pay to take your family out to eat at a modest restaurant, you can sponsor a child whose family lives off less than $1 or $2 a day.
Let's forget about ourselves long enough to lend a helping hand! We can change the world, one child at a time!
Today, 19,000 kids under the age of 5 will die because they don't have the basics that most of us take for granted, like nutritious food, clean water, and medical supplies. For what we spend on a soft drink each day, this can change. Your sponsorship of a child in need helps bring hope and a brighter future. Your sponsorship of a child fosters dreams beyond tomorrow.
There are 100,000 World Vision children in need of sponsors; we'd like to impact at least 1,000 of them. Please consider adding a child to your family today.


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Clarence G. Thompson, WIlliams Bay, WI (1926-2014)
October 20, 1926 - May 23,2014
Clarence G. Thompson, 87, of Williams Bay, WI, died Friday May 23, 2014, at his residence. Clarence was born Oct. 20, 1926, in Elkhorn, WI the son of Harold and Georgia Ludke Thompson. He was united in marriage to Muriel E. Anderson on Dec. 8, 1951, at Immanuel Evangelical Lutheran Church, Lake Geneva. He graduated from Elkhorn High School, Class of 1944. He was a member of Immanuel Evangelical Lutheran Church, VFW Post #2373 of Williams Bay, and Sta-Rite Quarter Century Club of Delavan. Clarence was employed at Sta-Rite for 29 years, as an inspector, retiring in 1988 due to his illness. He served in the U.S. Army in World War II. Clarence was an avid deer hunter and fisherman.
Surviving are Clarence's wife, Muriel; a daughter, Evelyn (Gary) Starck of Williams Bay, WI; three sons: Clarence (Jayne) Thompson, Jr., of Villa Park, IL, Charles (Linda) Thompson and Carl (Diana) Thompson, both of Delavan, WI; his grandchildren: Tara (Cory) Palmer, Katie (Donald) Dunsker, Elizabeth Starck, Caroline Starck, Mariel (Taylor) Curran, Andrew Thompson, Christopher and Briana Thompson; one great-granddaughter, Charlotte Dunsker; two sisters, Betty Byron and Barbara (Ron) Martin, of Green Valley, AZ; and a brother, Emmett (Betty) Thompson of Walworth, WI. He was preceded in death by his parents; a sister, Rose Olivera; and a brother, Harold Thompson.
Services will be held at 11 a.m. Tuesday, May 27, 2014, at the STEINKE FUNERAL HOME, Lake Geneva, WI, with Pastor MaryAnn Moller-Gunderson, from Immanuel Evangelical Lutheran Church, officiating. Burial will be held at Oak Hill Cemetery with Full Military Rites. Visitation will be held from 9:30 a.m. until time of services at the FUNERAL HOME. STEINKE FUNERAL HOME & CREMATION SERVICES are assisting the family with the arrangements. For online obituary and guest registry go to www.steinkefuneralhomeinc.com


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The Franklin Police Department is located in City Hall on the court square in Franklin, GA. It is a modern, well-educated, highly competent department consisting of both sworn and civilian personnel. We value high integrity, the community Policing philosophy and continually strive for excellence in all that we do. In this regard, our primary focus is protecting and serving our citizens with the highest possible levels of commitment, to obligation by all members of the Department. As the City of Franklin continues to grow, the department will progress in order to persistently exceed the needs and expectations of our residents, visitors, and employees. Most importantly, the cornerstone of the Franklin Police Department is to continually deliver service with honesty, integrity, respect, teamwork, professionalism, and loyalty.
Chief Kevin Hannah and Officer Nikki Chapman of the Franklin Police Department recently visited pre-kindergarten students at Heard County Elementary School, where a variety of topics were discussed. Chief Hannah explained the many duties of law enforcement officers and the things he most enjoys about his job. Officer Chapman spoke to the students about being respectful to adults and classmates, and safety restraint usage. Together, the officers educated students by providing examples of prescription medication and over the counter drugs, while explaining that most homes have one or both present for various types of illnesses. The students were informed of the importance of these drugs and that they should never be taken without an adult administering the dosage. Several other safety topics were discussed during this fun, yet educational visit.
Chief Hannah stated, "I would like to thank the Heard County Elementary School staff for allowing us to visit and share these important topics. With the holiday season just around the corner, this visit also allowed us to speak with the students about "good stranger – bad stranger" encounters. This topic is always one that we spend extra time with and place a strong emphasis on remaining with an adult at all times to avoid becoming separated. It is never too early to instill these topics in the youth. I believe by talking with our children at home and by our teachers and law enforcement officers repeating this to the children, they will remember what to do in an emergency situation".
The Franklin Police Department now accepts online payments for traffic tickets. Please click on the image above or CLICK HERE to make your payment online.


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Death Notices for Dec. 18, 2013
David A. Benitez-Thalacker, 3, Edgerton, died Saturday at Fort Memorial Hospital, Fort Atkinson. Visitation will be from 1 to 3 p.m. Saturday at St. John's Lutheran Church, Edgerton. Private services will be held. Albrecht Funeral Homes & Cremation Services, Edgerton, is assisting the family.
Eugene P. "Pat" Davies, 88, Janesville, died Friday at Huntington Memory Care, Janesville. Services will be at 11:30 a.m. Monday, Dec. 30, at Whitcomb-Lynch Funeral Home and Cremation Services, Janesville. Visitation will be from 10:30 a.m. until the time of services Dec. 30 at the funeral home.
Eunice Opaleen King, 91, Beloit, died Friday in Gulfport, Miss. Services will be at 11 a.m. Saturday at Emmanuel Baptist Church, Beloit. Visitation will be from 10 a.m. until the time of services Saturday at the church. Hansen-Gravitt Funeral Home, Beloit, is assisting the family.
Lindsey Brian O'Brien, 71 of Janesville died Monday at Wisconsin Veterans Home, Union Grove. Arrangements are pending at Henke-Clarson Funeral Home, Janesville.
Paul J. Rebman, 73, Janesville, died Sunday at home. Services will be at 2:30 p.m. Friday at Schneider Apfel Schneider & Schneider Funeral Home and Crematory, Janesville. Visitation will be from 1:30 p.m. until the time of services Friday at the funeral home.
Robert K. Schwartz, 85, Sharon, died Friday at Alden Meadow Park Nursing Home, Clinton. Arrangements are pending at Toynton Funeral Home, Sharon.
Henreitte R. Spruce, 85, Williams Bay, died Monday at Lakeland Health Care Center, Elkhorn. Arrangements are pending at Toynton Funeral Home, Walworth.


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Death Notices for Feb. 11, 2014
Geraldine C. Brosnan, 86, Janesville, died Thursday at her daughter's home in Milton. Arrangements are pending at Whitcomb-Lynch Funeral Home and Cremation Services, Janesville.
Anna L. Croft, 93, Edgerton, died Sunday at Nazareth Health and Rehabilitation Center, Stoughton. Services will be at 11 a.m. Friday, Feb. 21, at St. Joseph's Catholic Church, Edgerton. Visitation will be from 9:30 a.m. until the time of services Feb. 21 at the church. Albrecht Funeral Homes and Cremation Services, Edgerton, is assisting the family.
Melody M. Erd, 71, Elkhorn, died Saturday at Waukesha Memorial Hospital, Waukesha. Memorial services will be at 11 a.m. Friday at Sugar Creek Lutheran Church, Elkhorn. Visitation will be from 10 a.m. until the time of services Friday at the church. Haase Lockwwod & Associates Funeral Home and Crematory, Elkhorn, is assisting the family.
Jacquelyn K. Fish, 85, Milton, died Sunday at The Heartwarming House, Milton. Services will be at 6 p.m. Friday at Albrecht Funeral Homes and Cremation Services, Milton. Visitation will be from 4 p.m. until the time of services Friday at the funeral home.
Malcolm "Mick" Flynn, 93, Delavan, died Saturday at Willowfield Nursing Home, Delavan. No services are planned. Betzer Funeral Home, Delavan, is assisting the family.
Gustave Leroy (Bud) Platson, Wilson, died Saturday at Baldwin Area Medical Center, Baldwin. Services will be at 2 p.m. Saturday at Anderson Funeral Home, Glenwood City. Visitation will be from noon until the time of services Saturday at the funeral home.
Nickolas Damian Polizzi, 86, Beloit, died Thursday at home. Services will be at 1:30 p.m. Sunday at St. Thomas Catholic Church, Beloit. Daley Murphy Wisch & Associates Funeral Home and Crematorium, Beloit, is assisting the family.
Mathilda D. "Tillie" Uschan, 91, Janesville, died Sunday at Cedar Crest, Janesville. Services will be at 11 a.m. Monday, Feb. 17, at Schneider Apfel Schneider & Schneider Funeral Home and Crematory, Janesville. Visitation will be from 9 a.m. until the time of services Feb. 17 at the funeral home.


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Council might delay vote on fire station location
JANESVILLE--Councilman Douglas Marklein said he would recommend Monday the council slow its timetable to build to new, $9.5 million fire station until it gets more information.
Several other council members agreed they are not ready to vote on a location.
Meanwhile, the head of the city's historic commission said he was shocked the commission wasn't notified of the city's plans to demolish a historic house, but he said he's confident the city will give the commission time to weigh in.
The council is scheduled at its 7 p.m. meeting Monday to decide which of two locations to approve for a new station.
The locations are in the area of the current station at 303 Milton Ave. One plan would mean the demolition of seven homes, and a second option would mean razing a dozen homes.
Some neighbors discovered their homes were targeted when they read a Feb. 26 article in The Gazette.
The council voted 6-1 in closed session in November to narrow a list of 11 or so possible sites to the two they are considering Monday.
Marklein said he still doesn't have enough information to decide which of the two sites to choose.
The process is moving "pretty fast," Marklein said.
"I want to see where the numbers come in," he said. "We need to get at least a million out of it."
He said there now appears to be questions about the other locations and costs that need to be answered before "anybody wastes too much time in the process."
The siting decision made in closed session was based on numbers presented by fire officials who weight response time three times heavier than other factors, such as traffic and the environment, he said.
Councilman Jim Farrell said most of the feedback he received from the public has been negative.
"I don't know if at the time that we discussed this at the closed session we understood what the design was," Farrell said.
He said he wasn't in favor of closing the meeting in which the decision was made.
"It's gone this long, and I'd like to have maybe a little bit more justification, a little more analysis, of the impact on these neighbors," he said.
One of the neighbors is Farrell's friend.
"To talk to somebody that's a friend of yours, it puts a real human element on it," Farrell said. "I don't want her life to be uprooted because of this."
Councilmen DuWayne Severson and Brian Fitzgerald said they need more information to make a decision.
"I'm not there yet," Severson said.
Residents have since suggested other sites to him, and he said the council should look at those options.
A delicate balance exists between "a facility that meets the needs of appropriate fire protection but at the same time respects the folks who have their homes there," Severson said.
Councilman Sam Liebert said he doesn't know if he can make a decision on Monday.
"It might seem fast to the public, but it's been in the works for 10 to 15 years," he said. "The longer we wait, the higher the cost."
"It's tough," Liebert acknowledged.
Some people have to move.
"But it's part of living in civilization, where we accept those potential risks," he said.
"Anything that makes response time slow is a negative," Liebert said.
Still, he doubts whether residents can find housing similar to what they have now with the money they will be paid.
Councilman Matt Kealy was the sole vote against building a new station. He wants to renovate the existing station at its current site at a cost of $2 million to $3 million.
He said he has received many phone calls and emails and other feedback from residents agreeing they cannot afford $9.5 million.
"I don't normally support a referendum, but should we ask the voters if they want to spend $9 million?
"Balancing wants versus needs—that's something we need to do.
"When I ran (for office), I said we wouldn't tax people out of their homes," Kealy said. "This throws people out of their homes."
Kealy agreed the process, once it hit the public, has been "extremely fast."
"I don't feel enough notice was given," he said. "This issue came in front of us in the fall … Now we are ready to draw up the plan and ready to move people out of their homes?
"I don't think we've done a review of all the stations, and their proximity for all their (response) times," he said. "We haven't factored in future growth."
Council President Kathy Voskuil is the sole council member prepared to decide between the two sites Monday. But she said she wants to assure the public there will be "significant public engagement and comment regarding the process. That is extremely critical.
"There's a public process involved in every decision of the council, and this fire station will follow that public process," she said.
"At any point it can be altered and changed," she said.
The agenda for Monday's meeting asks the council to authorize staff to "proceed to final design and construction bidding based on the preferred site option selected by the council."
Voskuil urged residents to come to the meeting or contact council members.
Any decision would be referred to the plan commission and return to the council for a final decision, she said.
Neighbors are not the only people who received little notice of council plans.
Tim Maahs, chairman of the city's own historic commission, said he was "absolutely shocked" the commission had not heard the city would tear down a home on the National Register of Historic Places.
The Second Empire home is not in a protected overlay district, so the city can simply contact the state historical society and justify its plans to demolish the house, said Gale Price, committee staff liaison.
Maahs found out about the possible demolition when contacted by a Gazette reporter Feb. 26.
He then contacted Price.
The matter is now on the historic commission's Monday agenda, which meets two hours before the council.
Maahs said it has been common practice in his six years on the commission to have the council ask for advice on actions being taken in historic districts. He is not sure the commission will be able to make a recommendation with the information provided Monday. Still, he said he has faith the council will give the commission the time needed to do so on this issue.
Maahs said the entire block has historic significance.
"We're just learning about this publicly. I would like to think this could be slowed down to be sure that everyone involved, especially the homeowners, have an opportunity to hear and fully understand what's going on," he said.


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Investors and analysts are typically super focused on company earnings numbers when they are reported. Company earnings are a good way to evaluate the company profitability. Currently, sell-side analysts are expecting InterXion Holding N.V. (NYSE:INXN) to report quarterly EPS of $0.16. The company's next earnings report is expected to be published on or around 2017-03-01 for the period ending on 2016-12-31.
Before and after the earnings report, covering Wall Street analysts often make updates to their projections. Analysts taken into consideration by Zacks Research have a current mean target price of $40.125 on shares of InterXion Holding N.V. (NYSE:INXN). This target consists of 8 research analysts polled by Zacks Research. Analysts may have different stances on where they see the stock headed in the future.
Among the polled analysts, the highest estimate sees the stock going to 45 in the next year. The analyst with the lowest target price views shares reaching $36 within the same period. In looking at the standard deviation of all estimates, we arrive at 3.482. Zacks Research also compiles analyst ratings using a scale that ranges from 1 to 5. If the company has a ratings score of 1, this would represent a Strong Buy. If the company has a 5 rating, this would signify a Strong Sell. Combining all the ratings on InterXion Holding N.V. (NYSE:INXN), the current mean stands at 1.92. Breaking those down we see that the ratings are as follows: 6 Strong Buy, 1 Rated Buy, 5 Rated Hold and 0 Rated Sell.
Analyst recommendations and estimates are for informational purposes only and should be used along with a number of other factors when considering an investment position. Part of the data in this report is derived from Zacks Research and FactSet. Ratings and estimates change daily and thus the numbers may differ slightly if a new report has been issued within the last 24-hours. The consensus numbers take into account the reports from over 160 brokerage firms. The job of analysts is to issue recommendations for their clients, and not typically for the general public. Analyst forecasts, earnings estimates and price target projections are issued to help their clients make money through stock investments. We in no way are suggesting that readers make any decision on InterXion Holding N.V. (NYSE:INXN) based on the information in this report.


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Sarah Drew Pregnant Pic
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MEREDITH: "You don't get to call me a whore. When I met you, I thought I had found the person that I was going to spend the rest of my life with. I was done! All the boys and all the bars and all the obvious daddy issues, who cares? I was done. You left me. You chose Addison. I'm all glued back together now. I make no apologies for how I chose to repair what you broke. You don't get to call me a whore."
DEREK: "This thing with us is finished. It's over."
MEREDITH: "Finally."
DEREK: "Yeah, it's done."
MEREDITH: "It is done."
- Permalink: You don't get to call me a whore. When I met you, I thought I h...
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Did you say it? 'I love you. I don't ever want to live without you. You changed my life.' Did you say it? Make a plan. Set a goal. Work toward it, but every now and then, look around; Drink it in 'cause this is it. It might all be gone tomorrow."Meredith (closing voiceover)
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Aniketos-SSVV (Aniketos Security Service Validation and Verification) provides a series of modules that work together to validate the security properties of a Web service composition. The package is given a selection of service compositions (provided in the form of BPMN processes with Web services bound to the service tasks), along with the security policy to be fulfilled. The package then performs various checks on the services to establish whether each composition satisfies the policy, returning an ordered list (ordered in terms of security) of the services that do. It forms part of the larger Aniketos project comprised of four packages in total.
JS-Collider is an event-driven Java network NIO framework. It is designed to provide maximum performance and scalability for applications having not too many connections but significant amounts of network traffic (both incoming and outgoing). Performance and scalability are achieved via lock free algorithms and atomic states usage. It supports UDP (with multicast) as well. One of the implementation points is to avoid unsafe cheating; it should work the same way on all JVMs (Java 1.7). It supports shared memory IPC.
s6-networking is a collection of small Unix tools designed to help networking. It includes clock synchronization, Unix and TCP super-servers, Unix and TCP access control, and other miscellaneous utilities. It is particularly suited for management of clients and servers on embedded devices, but works just as well on larger systems.


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Proformative today announced two new, related offerings: Proformative Talent Sourcing Solutions is a recruiting service designed to help companies recruit treasury, accounting, and finance professionals by leveraging the Proformative online community, which has hundreds of thousands of visitors each year. Meanwhile, the Proformative Careers Channel provides online career management, job search, and networking content for those visitors.
"What differentiates Proformative Careers from other related career sites is our exclusive focus on the corporate finance function," says company co-founder and CEO John Kogan. "Similarly, this singular functional focus uniquely positions us to help companies with the time-consuming and challenging process of recruiting high-quality senior finance talent in a highly efficient and effective manner."


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Our Views: City of Janesville right to loosen reins on drinking, sales of alcohol
For decades, Janesville has taken a teetotaler's approach to alcohol sales and drinking in parks and other public places.
Maybe it has to do with efforts to cork underage drinking, a problem that's likely no larger here than in other Wisconsin cities. Maybe it's an attempt to curb drunken driving in a city where hundreds of residents have been convicted a staggering four or more times.
Underage drinkers seldom buy alcohol from liquor stores. They get beer and booze from home, older siblings or drinking-age adults willing to sell it to them. Likewise, a problem drinker will always find a way to get that next bottle.
Rather than fret over our culture of alcohol, city fathers must decide policies and how to best use city facilities and foster economic development in a community needing much more. Fortunately, officials are starting to loosen the reins.
For years the city has allowed alcohol sales at its two golf courses. In recent years, the city council OK'd sales at Rotary Gardens, senior center events and at the ice arena during Janesville Jets games. Last year, it approved selling beer permits for people renting certain pavilions at Palmer, Riverside and Traxler parks and selling beer at Dawson Ball Fields not just during weekend softball tournaments but during adult league games.
These opportunities led to few if any alcohol-related problems. Shelley Slapak, recreation director, reported that drinkers at Dawson were respectful and caused no trouble.
Dawson beer sales rang up $9,400. That helped the city clear about $8,000 in concessions sold at three parks. That's on top of $5,000 in one-time expenses as the city took over sales from a vendor. As The Gazette reported Jan. 3, Slapak hopes to net more money in coming years.
Meanwhile, alcohol permits at pavilions encourage more park use. For years, the city fielded inquiries from residents about renting pavilions for wedding receptions and reunions. When groups learned alcohol was banned, they went elsewhere.
The city also is considering changing two ordinances that restrict retail liquor sales. The city might drop its quota that allows one Class A license for every 3,500 residents. All 19 are in use. It also might drop the requirement that stores sell alcohol separate from other products, a rule that drives up construction and staffing costs. Both changes make sense. The city's alcohol license advisory committee discussed the proposals Tuesday and suggested more tweaks.
Ryan Garcia, economic development coordinator, surveyed 10 comparable cities and found that only three have quotas and that Janesville's is the most restrictive. He's right that a city with strong policing, proper zoning and a licensing committee shouldn't self-impose an� arbitrary number of Class A licenses. Instead, let market forces dictate.
Garcia told reporter Marcia Nelesen he often hears from people wishing downtown Janesville could attract a diner and grocery like Beloit's Bushel & Peck's. Janesville's restrictions, he said, might discourage any such development, as well as national retailers such as Whole Foods Market and Trader Joe's.
Letting people drink responsibly in a few public facilities is helping the city make better use of them, raise revenues and reduce needed tax dollars. This money could help preserve recreation programs as budget pressures mount.
It's time to take the next step and drop restrictions that hinder development.


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Franklin Police Department Congratulates Officer Nikki Chapman
Officer Nikki Chapman of Franklin Police Department recently graduated from West Georgia Technical College with an Associates Degree of Applied Science in Criminal Justice. Since graduating in early September she has continued her education, while serving as a fulltime officer for the Department.
"We are extremely proud of Officer Chapman's accomplishment and dedication to furthering her education. Her co-workers and I have observed her hard work, since she came to work at Franklin Police Department in August of 2010, while attending West Georgia Technical College as a fulltime student", stated Chief Kevin Hannah.


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Authorities investigating death of 3-year-old Edgerton boy
EDGERTON—Rock County authorities are investigating the Saturday death of a 3-year-old Edgerton boy to determine if neglect played a role.�����
Rock County Acting Coroner Lou Smit confirmed the office ordered an autopsy and toxicology tests Monday for David A. Benitez-Thalacker, 3, Edgerton. Thalacker died Saturday at Fort Memorial Hospital, Fort Atkinson, after being transferred there from a Rock County hospital, Smit said.
Smit and the Rock County Sheriff's Office, which is investigating the death, have not disclosed circumstances or details behind Thalacker's death, which happened late Saturday.
Authorities were dispatched after a 911 call for a welfare check of children 950 E. Merrifield Road in rural Edgerton at about 9:30 p.m. Saturday, according to authorities.
Reports were not available and Smit declined to release a cause of death because the investigation is pending.
Smit said it's too early to know if Thalacker's death might have stemmed from natural or other causes. He said it could take three to six weeks to get toxicology test results.
The Rock County Coroner's Office ordered an autopsy through the Dane County Medical Examiner's Office because that's standard procedure for all deaths of people under age of 18, particularly sudden, "unexpected" deaths, Smit said.
"All I can say is that when you have any case involving a child where the child dies unexpectedly, with no anticipation, unless there is a sustained medical issue … we treat it with due caution. We want to make sure there is no evidence of foul play or neglect," Smit said.
The Jefferson County Coroner's Office initially handled the case but turned it over to the Rock County Coroner's Office on Sunday.
Rock County Sheriff's Detective Bureau Capt. Todd Christiansen said investigators suspect potential neglect in the case, but he said couldn't elaborate on the reasons why.
"We are looking into it towards a neglect-type thing," Christiansen said Wednesday.
He said no charges have been filed in Thalacker's death, but there was one arrest that arose out of the incident.
Christiansen said the investigation in the wake of Thalacker's death revealed evidence of drug paraphernalia on the property. He said the sheriff's office executed a search warrant, and that resulted in the arrest of Garrett Thalacker on charges of felony possession of a firearm and possession of drug paraphernalia.
Records of the search warrant and the arrest were not available Wednesday.�
Christiansen said the search warrant was not for the house where David Thalacker lived, but for another house on the property. It's not clear whether other children live on the property.


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Difference between revisions of "Remoting Architecture"
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* A ''connection'' should be per context since one context can be connected to a local browser and another one to a remote browser.
* A ''connection'' should be per context since one context can be connected to a local browser and another one to a remote browser.
* ''firebug/lib/tool'' should be ''firebug/bti/tool''
* ''firebug/lib/tool'' should be ''firebug/bti/tool''
Revision as of 23:22, 3 September 2012
This page is intended to summarize basic architecture concepts for Firebug (and Firebug extensions) remote capabilities (such as remote debugging or remote HTTP monitoring).
The proxy object represents a connection between a panel (front end) and a module (back end).
The proxy has essentially two implementations:
- Local - direct API calls
- Remote - communication over TCP/IP protocol
- Panel (a view) should never use Module (a service) directly
- The communication should always be done through the current proxy
- Each Panel should have its own proxy that implements API of the remote module (service)
- There can be also proxy objects used by non-panel objects, e.g. the Profiler
- It should be possible to create new proxies in extensions.
- There should be also something like a default (or global) proxy that can be used for things like getting list of tabs on the remote browser
Here is a more detailed diagram with local and remote proxies.
- Panel object at the top is referencing its proxy object
- The proxy implementation can be local or remote
- Local proxy uses direct API calls (in process) and asynchronous callbacks
- Remote proxy uses TCP/IP connection to communicate with the back-end using JSON packets
- The remote communication is based on RDP
- The server side implements Actor, which is responsible for communication with specific proxy
- The actor is finally consuming back-end Module (service) API
Connection object is responsible for sending properly setup packets to the server and handling all response packets. This object is also responsible for handling any errors (or error packets) that can occur during the communication.
- Remote proxies should always use the connection object to send JSON packets
- The connection is singleton it'll be probably attached to the global Firebug object
Firebug also needs its server side implementation that will be used if Firebug is running in a server mode (on the remote browser). In such cases only back-end services like: NetMonitor or Debugger modules will be loaded and activated. UI overlays (i.e. browserOverlay.js) shouldn't be loaded at all since it isn't necessary and e.g. Fennec UI doesn't even have expected XUL elements to be overlayed.
Individual services should be always loaded on-demand at the time when appropriate actor is requested by the client side. For example, when the client side requests a net actor then NetMonitor module should be loaded and activated.
- Only actors are registered on the server side by default
- Actors are responsible for loading and activating back-end services
- Extensions should be able to create and register custom actors
- In order not to delay server side browser start-up time, we should delay loading of AMD modules till they are really requested by actors (e.g. the Net and Script panels don't have to be even enabled).
Firebug TabWatcher is responsible for watching browser tabs events (open, close, switch) and firing further events to make sure that Firebug UI is properly updated and showing information related to the current page.
TabWatcher is clearly a server side component and as such it also needs a proxy. In case of JSD2 some events like tabNavigate might be server by API built-in in the platform.
BTI is implementing TabWatchListener (see browser.js file), which is listening to TabWatcher and forwarding all events to Firebug infrastructure. This object should be reused or removed not duplicated.
- Local TabWatcher must be disabled when Firebug is connected to a remote browser instance
This section describes the current BTI (Browser Tools Interface) concepts. These concepts should be reviewed and refactored as necessary.
WebApp represents a browsing context. Browsing context is an environment in which Document objects are presented to the user. Instance of this object is associated with top level page window (it's on the same level as the context object).
This object doesn't implement any logic it's there only to demonstrate the concept.
JavaScriptTool implements API related to script debugging. It serves similar purpose as a proxy object. It's currently placed between the Script panel and Firebug.Debugger module.
Compilation Unit
CompilationUnit has:
- list of breakpoints
- url
- reference to the current context
BTI Refactoring
Summary of suggestions for the current BTI architecture refactoring.
- BTI.Browser should be renamed to BTI.BrowserProxy
- Firebug.connection should be Firebug.proxy
- Firebug.proxy.connection should refer to an object that is responsible for sending/receiving packets
- A connection should be per context since one context can be connected to a local browser and another one to a remote browser.
- firebug/lib/tool should be firebug/bti/tool


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Public record for March 21, 2014
--BURGLARY, reported at 6:37 p.m. Wednesday in the 2300 block of Summit Drive, Janesville. Reported taken were a Playstation valued at $400 and hydrocodone pills.
--COURTNEY A. JOHNSON, 36, of Madison, charged with heroin possession as a second drug offense and possession of drug paraphernalia. Johnson is accused of possessing 0.1 gram of heroin and three hypodermic needles when stopped by a state trooper near Mile Marker 179 on Interstate 90/39 in the town of La Prairie at 2 a.m. Thursday. He also was arrested on a Dane County bench warrant for failing to appear in court on previous charges of battery, resisting and disorderly conduct.
--ANDRE J. RAINEY, 26, of 167 S. Jackson St., Lower, charged with possession of heroin. He is accused of possession 1.5 grams of heroin when Janesville police arrested him on a Department of Corrections felony warrant and warrants from Janesville police at 7:39 p.m. Feb. 15 in the 3600 block of Park View Drive.
--MICHAEL S. TRUNKHILL, 26, of 8997 N. First Ave., Edgerton, charged with felony theft. He is charged in connection with the thefts of electronics, coins and cash valued at $10,540 from a residence on Applewood Road in the town of Fulton between Nov. 27 and Dec. 1, 2013.


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Yoshida in Japan: Quality quest without balance
16 comments post a comment
The tendency of Japanese companies to overbuild over-specified, high-quality products is one culprit behind the downfall of the nations electronics industry.
TOKYO I trust I am not alone wanting to know what brought the reversal of fortunes to Japans economy, which looked pretty much invincible in the 1980s.
More specifically, Im interested in finding out why the pride of Japan Inc., the electronics industry, has sunk so low.
The diagnosis of Japanese semiconductor companies and CE vendors involves no shortage of theories and viewpoints.
Armchair analysts often zero in on macro factors like the rote-learning education style of Japan (less emphasis on creativity), the utter lack of a sense of urgency among Japanese workers (getting too comfortable with their wealth), non-existent global perspectives, Japans stubborn lack of fluency in English, outdated industrial policies driven by elite bureaucrats, slow decision-making process (or their skills in making no decisions at all), and perhaps most important, a complete lack of leadership in management--both in the political and industrial worlds.
Meanwhile, Japanese electronics companies, when reporting their dismal performance in recent years, typically blamed their failures on three factors: the historic high of the Japanese yen, the devastating flood in Thailand and the dramatic cratering of prices [for DRAMs, LCD TVs, etc.]. Surely, theres truth in these alibis. But these outside factors are hardly the root cause for what ails Japan.
However, there are two thingsalthough often absent from the debate, especially among Japanese themselvesthat Id like to finger as the real culprit behind the downfall of Japanese electronics industry.
One is the tendency among Japanese companies to overbuild over-specified, high-quality [chips and systems] in the costly and time-consuming pursuit of perfection.
Another is the decline of technology innovation in Japan.
Let me be clear. Japanese companies love talking about technology innovation. But they almost always define innovation as the most advanced technology they can develop by throwing around a lot of R&D money. They rarely talk about the innovation that opens and creates new markets. More to the point, Japan today appears almost incapable of the innovation necessary to reduce the cost of products and create fresh demand. The Japanese has forgotten this art. Samsung, in South Korea, has apparently inherited it.
These two realities are deeply intertwined. Casual Japan observers should notice that Japanese companies take great pride in the high quality of their products but they often fail to mention at what cost.
Let me explain what I mean by high quality vs. cost.


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Padstow Heights unemployment rate
Padstow Heights unemployment rate and other socio-demographics including age, income, housing tenure and costs, education, qualifications and occupations.
The unemployment rate for Padstow Heights has been tracked for the period 1991 to 2011 (latest Census). The data is sourced from the Australian Bureau of Statistics, compiled by population experts, .id and funded by the local council, so you can be confident when using the figures.
The data includes a breakdown of employment status including the number and proportions of people in full-time employment and part-time employment, those looking for work, the unemployed and the total size of the labour force.The unemployment data is just one element in a comprehensive socio-demographic profile for Padstow Heights that includes age structure, ethnicity, income, qualifications, occupations, industry sectors, disability, disadvantage, volunteering, childcare, family structure, household structure, housing tenure, mortgage and rental payments, and the size and type of the dwellings people live in.The data in simple, clear tables, maps and charts with concise factual commentary for use by community groups, investors, business, students and the general public.
More recent (quarterly) unemployment figures are available for local government areas, but not for individual suburbs. Links are provided to these where available.


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Water for Mutchenda
Happening now: As World Vision child sponsorship gets started in our new Mutchenda community in Malawi, our rigs are already drilling boreholes to provide access to clean water!
Read how access to clean water can transform a community, and how you can help advocate for clean water.
Over the Memorial Day weekend, my wife and I went camping with a group of friends in the Olympic National Forest of Washington state. Three days of food cooked over campfires, hiking, sleeping by a rushing river, and time with friends …
… three days without internet, without electricity, without showers, and with limited access to running water (which was cold).
Our water for washing, cooking, and drinking came from a spigot about a hundred yards from our campsite. As my wife was getting ready to wash our dishes after dinner on our first evening, I offered to refill our water container and was a little surprised at how she lit up at that suggestion.
So I took the container and walked the hundred yards down toward the river and restrooms, filled the container, and carried the water back up to the camp. It was heavy and the walk a little uphill, and took about five minutes round-trip that I'm not used to spending to be able to have water.
But the water was clean. It wasn't going to make us sick. And it only took five minutes to get it! It was inconvenient, but that was all.
Around the world, 768 million people do not have access to clean water today. Many have to walk 10 or 20 or even more times farther than I did to get their water — and it's not even potable! It can kill them and their children — kids who often have to fetch the water themselves instead of going to school.
Malawi is one of these parts of the world where water is more than inconvenient — it's far away and it's dangerously unclean.
On Tuesday, we introduced you to our newest community in Malawi, Mutchenda, where our sponsorship and faith work are just getting started. We're starting work with clean water, too!
Right now in Mutchenda, there is only one source of water for every 484 people (and much of it is dirty). Working with World Vision, the community hopes to have a borehole for every 250 people — and they've already drilled 13!
Child sponsorship is a critical part of all of our development work in communities, and in these early stages, newly registered children are waiting and praying for the love of a sponsor. This week, we want to give Mutchenda a jumpstart by finding sponsors for 100 children!
Be with Mutchenda from the very beginning and witness the full story of a World Vision community as a founding sponsor. Choose a child to sponsor in Mutchenda today!
* * *
World Vision believes that every child around the world deserves access to clean water. That's why World Vision's advocacy team has been instrumental in moving the Water for the World Act through Congress. Lisa Bos, one of our policy advisers in Washington, D.C., helped write it! (Read a Q&A with Lisa here).
The Water for the World Act was introduced last August. In its first seven months, 40 cosponsors signed on to show their support. In the two and a half months since our H2O:DC conference, we have seen an increase in momentum with an additional 42 cosponsors signing on to the bill. We want to use this momentum to keep the bill moving forward!
Currently, the bill is in the House Foreign Affairs committee. The next step is for the committee to review the bill so it can come to the floor for a House vote. With the upcoming fall elections, a bill's best chance to pass is before the August recess.
On May 29, we will be asking Rep. Ed Royce, the chairman of the House Foreign Affairs Committee, to have the committee edit and approve the bill so it can come to the floor for a vote as soon as possible. This will be the best chance for the Water for the World Act to pass before the end of this congressional session.
You can help: Email your member of Congress today and ask them to support Water for the World!


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One dead after multiple crashes on Highway 11 Friday
Strong winds and slick roads led to a series of car accidents on Highway 11 in both Walworth and Rock counties Friday that left one person dead.
Deputies were called to an accident at 9:35 a.m. in the town of Plymouth in Rock County for a two-vehicle accident that was blocking both lanes on Highway 11 between County H and Dunbar Road, said Capt. Jude Maurer of the Rock County Sheriff's Office in a news release.
An 86-year-old Edgerton man was killed and a 69-year-old South Wayne man was transported to Mercy Hospital and Trauma Center in Janesville after a head-on collision between a semitrailer truck and a pickup, according to the news release.
The Rock County Coroner's office identified the deceased as Wendell E. Matzke, 86. No address was immediately available.
The 69-year-old was driving a 2005 Freightliner east on Highway 11 when the operator tried to swerve to the right to avoid colliding with a 2011 Chevy Silverado pickup driven by the 86-year-old, according to the release.
The pickup had crossed the centerline and entered the path of the semi for reasons that currently remain unknown, according to the release.
Following the collision, the pickup came to rest on Highway 11 while the semi overturned when entering the ditch south of Highway 11.���
Highway 11 was closed until 2:55 p.m. Friday while deputies investigated the scene and removed the vehicles.�
The road was clear of snow and ice, however, strong winds were prevalent, according to the release.
In Walworth County, two crashes and whiteout conditions prompted Walworth County authorities to close a two-mile section of Highway 11 from Highway 120 east to Clausen Road near Spring Prairie for several hours, said Scott McClory, patrol division commander at the sheriff's office.
The road reopened around 1:15 p.m. Friday, he said.
Deputies were investigating two crashes--one car versus a semitrailer truck and one five-vehicle crash involving two semitrailer trucks and three autos, McClory said.
Both crashes involved minor to moderate but no life-threatening injuries, he said.
Snow driven by wind gusts of up to 50 mph were making driving extremely hazardous, McClory said.
The names of the individuals involved were not released.


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Jay Leno Says Goodbye to 'The Tonight Show' With Billy Crystal, Jack Black, Kim Kardashian and More
Subscribe to Y101, Today's Best Music on
And lo, the tenure of 'The Tonight Show with Jay Leno' has come to an end once again, leaving Jay to walk off into that darling sunset with Jimmy Fallon waiting in the wings and a bitter Conan O'Brien making the only jokes. Jay's first-ever guest Billy Crystal joined the late-night host last night to bookend the run, bringing with him a cavalcade of guest stars to send Jay off in style before the big man himself finally said goodbye!
After Crystal fulfilled his promise to act as Jay's last guest decades earlier, the 'Monster's Inc.' star led a 'Sound of Music' parody of "So Long, Farewell," introducing a long line of celebrity guests that included Jack Black, Kim Kardashian, 'The Big Bang Theory' star Jim Parsons, Oprah Winfrey, basketball player Chris Paul, Carol Burnett and Sheryl Crow.
Before the big musical sendoff from country music star Garth Brooks (don't ask), Leno himself took to the stage for a heartfelt goodbye to his audience and crew. The longrunning 'Tonight Show' host spoke about losing his family in the early years of the show, growing to accept the crew as a surrogate of sorts, where Jay's previous sendoff included the many children of the staff on stage. Whether or not you ever tuned in for Leno, it's hard not to choke back a few tears watching his speech (shown below).
Take a look at Jay Leno's star-studded sendoffs above and below, and don't forget to tune in for Fallon's first 'Tonight Show' on February 17! Will you miss Jay, now that he's gone again?
Subscribe to Y101, Today's Best Music on


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Directed by Jeong Yeong-bae (정영배)
Screenplay by Kim Seong (김성)102min | Release date in South Korea : 2008/05/29
Park Gu makes a living for himself and his granddaughter Da-seong by collecting recyclable paper on the street. Their situation becomes worse when his son is released from prison and steals Park's savings, and his bicycle-drawn cart ― his only tool for making money ― is destroyed by construction workers. Park visits the house of the construction company's head, where he ends up trying to steal meat for his hungry granddaughter. But the meat, which was for the owner's dog, had been poisoned by the housekeeper, who doesn't like her boss.
Watch NowOn DramaFever if available
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|102 min •35mm •Panoramic (1.85)
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Certificate in Chocolate Tasting courses
Our 'Chocolate Tasting Certificate' courses will methodically take your through everything you need to know to gain a real appreciation of the new world of fine chocolate bar tasting, from cacao varieties through to chocolate production methods.
Fine chocolate is fast becoming as sophisticated as wine, but there are not yet any courses tailored to learning about tasting and appreciating fine origin chocolate. While there are plenty of great and accomplished courses teaching the craft of working with chocolate, there's no structured learning course that will help you develop as a chocolate taster over time.
The Chocolate Tasting certificate courses take an interactive approach, exploring the gastronomic senses to awaken and educate our chocolate palates, while taking an in depth look at the fascinating and fast evolving world of small scale fine chocolate making, based on our 20 years of experience tasting and reviewing fine chocolate and exploring the world of fine cacao.Book Level 1 dates now
We've structured our course into three levels, building from a short introduction to the subject that will give you the basic tools for chocolate tasting into more advanced courses that take you deeper into the subject as you become more export.
Each course will finish with a multiple-choice examination to check your understanding and qualify you for the course certificate.
Seventy% is the first to hold 'Chocolate Taster' courses in the UK, but is a partner helping to build a common curriculum that over the next year will become part of an internationally recognised course structure. Courses will shortly be available in the US, Italy and South Africa, with other locations available for groups on request.
Level 1 takes you through the basics of what is fine chocolate and the sensory elements used in chocolate tasting.
Held over a one day workshop or three evenings, the Level 1 course provides a good grounding in chocolate tasting and includes tasting of 9 or more different origin or blended fine dark chocolate bars, tasted in different forms for an understanding of aroma, length, texture and taste.
The course finishes with a 30 minute multiple choice exam based on the course content. Certificates will be issued upon achieving a pass mark.
The Level 1 course includes:
- What is fine chocolate
- Sensory tasting
- Taste and profile chocolate
- The main varieties of cacao
- The main cacao origins and regions
- Cacao sourcing, sustainability and ethics
- Take away study guide
- Certificate for exam passes
The Level 2 intermediary course explores the world of fine and origin chocolate in greater depth, looking in detail at the styles of different chocolate makers and different types of chocolate, including dark, milk and white and new trends. Treatment and flaws in cacao are examined as well as the chocolate production chain and how these affect flavour.
The course touches on chocolate history, with an emphasis on flavour. Over 25 chocolate bars and samples are tasted, with repeat tasting, profiling and blind tasting to gain a full understanding.
The course is held over three one day workshops or nine evenings and provides fuller understanding of fine chocolate and its flavour possibilities.
The course finishes with a 60 minute multiple choice exam based on the course content. Certificates will be issued upon achieving a pass mark.
The Level 2 course includes:
- Chocolate production
- Chocolate types and styles
- Sensory exploration, practice and physiology
- Process chain tasting – bean to bar
- Tasting practice and profiling
- Cacao production, quality and flaws
- Cacao farming and economics
- Chocolate history overview
- Take away study guide
- Certificate for exam passes
Be the first to know when this course is available by joining our mailing listLAUNCH TBC
Level 3 provides a full and comprehensive understanding of cacao, advanced chocolate tasting, production, history and includes practical work and optional visits to productions facilities (additional travel/accommodation charges will apply).
The course provides an advanced understanding of sensory tasting, chocolate production, couverture and cacao varieties and production. Practical work includes working with chocolate through ganache making and tempering for a deeper understanding of taste. Marketing and branding and chocolate history are covered in greater depth, along with cacao production and the cocoa trade. The tasting extends to filled bonbons and the covers the basics of filled styles such as ganaches, pralines, gianduja. Mass market products are also looked at, with a chance to apply advanced tasting techniques to more commercial products.
The Level 3 advanced course requires five days in total, taken as one day workshops or fifteen evenings. Graduates will hold an advanced level understanding of the fine chocolate world and will achieve an unrivaled level expertise, for personal or professional use.
Passing the advanced course requires sitting a theory exam with multiple choice and written sections plus a blind tasting and profiling of three chocolate bars. Certificates will be issued upon achieving a pass mark.
The Level 3 course includes:
- Advanced sensorial – recipes, ingredients, particle size, time
- Chocolate production – machines, temperature, conching
- Advanced tasting, blind practice, couverture
- Practical work – ganaches, tempering
- Advanced tasting of single origins from bean to bar
- Cacao origins, DNA, lastest research
- Chocolate culture and history
- Cacao production survey, good and bad, hybrids and mixing
- Filled chocolate production and tasting
- Market segmentation, brand development and packaging
- Health and physiology
- Mass market tasting
- Cocoa trading – hedge market and farmers
- 40 products tasted with repeat tasting in different formats and practical work
- Optional visits to production facilities
- Take away study guide
- Certificate for exam passes
Be the first to know when this course begins: join our mailing listLAUNCHING 2016
If you would like more information about our courses or how to book, please contact us using the form below and we'll get back to you. Please note, this course will be launched in 2016


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Former police officer accused of stealing money from the department says it was to pay bills, complaint states
ELKHORN—A former village of Bloomfield and village of Genoa City police officer suspected of stealing money from the Genoa City Police Department said he did it to pay off bills, according to a criminal complaint.
Aaron E. Henson, 36, of N1155 Walworth St., Genoa City, was arrested April 16 at his home on suspicion of theft and misconduct in public office, Walworth County Sheriff's Office Capt. Dana Nigbor said in an April interview.
Henson is accused of stealing more than $2,000 from the police department's bond box on various occasions in April, according to a search warrant affidavit.
On April 14, a video camera was set up at the police department. The next day, while on duty, Henson was reportedly taped removing bond envelopes and money from the bond box, an affidavit and criminal complaint state.��
Henson worked as a Bloomfield police officer for five years while working part-time as a Genoa City police officer, according to a Bloomfield Police Department news release.
When deputies arrived at Henson's home April 16, Henson said he didn't know anything about the missing money. When officers said there was a video incriminating him, he admitted stealing the money to help pay his wife's medical bills and car payments, the criminal complaint states.
Deputies searched Henson's home and found a peanut jar on a shelf in a bedroom closet. Inside was the money stolen the day before, according to the criminal complaint.
Henson resigned from the Bloomfield Police Department on April 17, a prior release stated.
At his initial appearance in court Thursday, Henson's bond was modified to allow him contact with employees of the town and village of Bloomfield and village of Genoa City.
Frank Lettenberger, Henson's attorney, said "for professional reasons, he may have to have contact" the police departments or officials in those municipalities.
Waukesha District Attorney Brad Schimel will be a special prosecutor in the case. He was not in court Tuesday, and a continued initial appearance is scheduled for 1:15 p.m. Monday, May 12, at the Walworth County Judicial Center.�


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New Jersey's largest city, Newark is a major financial and travel hub that attracts travelers from around the world. A gateway to both New Jersey and Manhattan, the Newark Liberty International Airport has become one of the nation's busiest airports. Marriott proudly offers both business and leisure travelers comfortable, convenient accommodations near the Newark airport. Our hotel guests can easily attend business meetings in Newark or New York City and explore Manhattan's exciting sights and attractions.
Ideally situated near downtown Newark and Manhattan, our Newark International Airport hotels are perfect for corporate travel and vacations. Guests traveling on business are minutes from major Newark-based companies, including Prudential Financial, International Discount Telecommunications and Horizon Blue Cross and Blue Shield of New Jersey. Guests on vacation can tour the campus of Rutgers University, attend special events at the Prudential Center, explore the exhibits at the Newark Museum or head across the Hudson River for an exciting day in New York City.
All visitors should take time out for some retail therapy and a great meal. Just minutes from our airport hotels in Newark, Jersey Gardens Outlet Mall offers some of the best discount shopping around, and the Ironbound District features authentic Spanish and Portuguese cuisine.


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Janesville police investigate Stop-N-Go robbery
Gazette staff
Monday, January 20, 2014
JANESVILLE—Police are searching for a man they said robbed a Janesville convenience store early Monday and made off with money and cigarettes.
Police said a white male entered the Stop-N-Go at 714 Center Ave. about 12:30 a.m., showed the clerk a black semi-automatic handgun and demanded money and Newport cigarettes.
The robber is described as a white male, about 6 feet tall with a slim build. He was wearing a green parka with fur around the hood, black pants and white shoes.
The clerk was uninjured.
Anyone with information can call the Janesville Police Department at (608) 757-2244 or CrimeStoppers at (608) 756-3636.