text:
posted on Aug 1st
Marrying Up
Did you marry someone smarter than you?
posted on Aug 1st
Male Annoyances
The top things that annoy guys about other guys.
posted on Aug 1st
12 Year Old Driver
A Connecticut father lets his 12 year old son drive his car and he drives into their neighbor's house.
posted on Aug 1st
Skin Furniture
A company is now making furniture designed to look and smell like human skin.
posted on Aug 1st
Weird Places to Get Hit On
Nikki gets hit on while pumping gas.
posted on Aug 1st
More Weird Places to get Hit On
Listeners chime in on the weirdest places they've gotten hit on.
posted on Aug 1st
Precious is a Dad
What should Precious name the new heifer calf?
posted on Aug 1st
What Should Men and Women Bring to a Relationship?
Geraldo Rivera suggests women bring their youth to a relationship.
posted on Jul 25th
Baby Double
Kanye West and Kim Kardashian hired a body double for baby North.
posted on Jul 25th
Karli's Cat
Karli's cat is sick.
posted on Jul 25th
Cat Check-Up
An update on Karli's cat.
posted on Jul 25th
Pig Wrestling
Precious fills us in on how Pig Wrestling went.
posted on Jul 25th
Precious for President
Precious gives a campaign speech.
posted on Jul 25th
Presidential Results
The results are in on whether Precious should be president or not.
posted on Jul 25th
Cream Puff
Karli feeds Precious a cream puff.
posted on Jul 25th
5 Random Facts
Five random facts about kids named ESPN, the past of Ace of Base and swallowing spiders.
posted on Jul 7th
Precious' Height, Making Milk and Random Facts
Chuggs and Nikki speculate about Precious' height, discuss the milk-making process and give us five random facts.
posted on Jul 7th
Undo Damage to Your Body
A new study shows you can undo damage done to your body by stopping bad habits by age 50.
posted on Jul 7th
Drinking Games
Drinking games to play over the Fourth.
posted on Jul 7th
American Apparel
American Apparel mistakenly tweets a photo of The Challenger disaster.
posted on Jul 7th
Precious and his friends invented a new sport over the weekend.
posted on Jul 7th
More About Kayasailing
Precious goes into detail about his new sport, kayasailing.
posted on Jul 7th
Back to the Future 2
Things mentioned in Back to the Future 2 that we are close to making realities.
posted on Jul 7th
How Much Different Countries Drink
Which countries drink the most?
posted on Apr 17th
Weird Foods to Eat
Shark, cow tongue and tarantula.
posted on Apr 16th
Not So Gross
Things you may think are gross and germy, but really aren't.
posted on Apr 16th
Hated Phrases
YOLO, Easier Said Than Done and Git R Done make the list.
posted on Apr 16th
Haagen Daas App
Awesome new Haagen Daas app.
posted on Apr 16th
Turn Down For What
Twelve total words in Lil' Jon's song.
posted on Apr 16th
Answers to Lyrics
Lyrics revealed for Lil' Jon's Turn Down For What song.
posted on Apr 15th
Accepting a Drink
Is it okay to accept a drink from someone if you are in a relationship?
posted on Apr 15th
Random Facts
Random Facts for Tuesday, April 15th.
posted on Apr 14th
Twitter Threat
A 14-year old threatened American Airlines on Twitter.
posted on Apr 14th
Blowtorch Cow Teets
Inventive ways to melt the snow.
posted on Apr 9th
Celebrity Tweets Gone Wrong
Tweets celebrities would probably like to take back.
posted on Apr 9th
Lucky Number
What's your lucky number?
posted on Apr 8th
Phrases Men Will Listen To
Seven phrases women could use to make men pay attention.
posted on Apr 8th
Names of Cheaters
20 names of men most likely to cheat on you.
posted on Apr 8th
Random Facts
Random Facts for Tuesday, April 8th.
posted on Apr 8th
Sexiest Instruments
A list of the sexiest instruments a person could play.
posted on Apr 7th
Bee Stings
The most painful places on your body to get stung by a bee.
posted on Apr 7th
Random Facts
Random Facts for Monday, April 7th.
posted on Apr 7th
Drone Attack
A woman gets hit in the head with a drone while running a triatholon and conspiracy rumors begin.
posted on Apr 2nd
Left Handed Drivers
Are left-handed people better drivers?
posted on Apr 2nd
Mile High Club
Do you want to be a member?
posted on Apr 2nd
Movie Theater
What have you smuggled into the movie theater?
posted on Apr 1st
Cleaning Issues
Cleaning issues that drive you insane.
posted on Apr 1st
Fluffing the Dryer
What does it mean?
posted on Mar 31st
Smoking Coffee
A scary new trend.
posted on Mar 31st
Random Facts
Random Facts for Monday, March 31st.
posted on Mar 19th
Tips for the Ladies
Divergent star Shailene Woodley has good tips for women.
posted on Mar 19th
Dance Moves
Five dance moves that are scientifically proven to make men more attractive to women.
posted on Mar 19th
Hero of the Day
22-year old Massachusetts woman uses her body as a speedbump to save her daughters.
posted on Mar 19th
Bad Driving Habits
Awful driving habits of women.
posted on Mar 19th
3 Pound iPhone Case
The Tone Fone gives you a workout while texting.
posted on Mar 19th
Hit Songs Written in Minutes
Yesterday by The Beatles, Single Ladies performed by Beyonce, Royals by Lorde and more songs written in less than 30 minutes.
posted on Mar 18th
Courtney Love
Courtney Love thinks she found the missing Malaysian airplane.
posted on Mar 18th
Random Facts
Random Facts for Tuesday, March 18th.
posted on Mar 18th
Conspiracy Theories
Medical conspiracy theories debunked.
posted on Mar 5th
Men Over 30
Items men over 30 should not wear.
posted on Mar 5th
Random Facts
Five random facts for Wednesday, March 5th.
posted on Mar 4th
Richest People
Forbest List of Richest People for 2014.
posted on Mar 4th
Travel Advice
The best time to book your flights.
posted on Mar 4th
Pancake Awesomeness
National Pancake Day.
posted on Mar 3rd
Elephant Ride
Chuggs takes an elephant ride at the circus.
posted on Mar 3rd
Packing for Mexico
What do you pack for a trip?
posted on Mar 3rd
Facebook Rant
A Facebook post loses a family $80,000.
posted on Mar 3rd
Alive in a Body Bag
A man wakes up in a body bag just before they started embalming.
posted on Feb 26th
Hawaiian Shirts
Hawaiian shirt controversy.
posted on Feb 26th
Field Sobriety Test
Chuggs gets drunk for a good cause.
posted on Feb 25th
Names for the Poop Car
Fun names for Hyundai's new poop car.
posted on Feb 25th
Top Selling Artists
Top selling musical acts from each state.
posted on Feb 24th
Daytona 500
Dale Earnhart Jr. wins the Daytona 500.
posted on Feb 24th
Olympic Medal Count
Sadness over the Olympic Medal Count.
posted on Feb 24th
Random Facts
Random Facts for Monday, February 24th.
posted on Feb 20th
Influencial Candy Bars
The Top 5 Most Influencial Candy Bars.
posted on Feb 20th
Drinking Card Games
President or A-Hole?
posted on Feb 19th
Random Facts
Olympic Edition of the daily Random Facts
posted on Feb 19th
Bad Bosses
KISS Nation responds with the worst things their bosses have done to them.
posted on Feb 19th
Rolling Rs
Can you roll your Rs?
posted on Feb 18th
Men or Women?
Who can hold a secret longer? Men or women?
posted on Feb 18th
Share Your Secrets
KISS Nation shares their dirty secrets.
posted on Feb 18th
Random Facts
Random Facts for Tuesday, February 18th.
posted on Feb 17th
Disgusting Organisms
Five disgusting things that every human is covered with.
posted on Feb 13th
Top 3 Qualities
What three things must your mate possess?
posted on Feb 12th
Sad Movies
What movies make you cry?
posted on Feb 12th
What are you holding on to?
What are you holding on to? Get rid of it!
posted on Feb 11th
Gift Ideas
The best Valentine's Day gift ideas.
posted on Feb 11th
V-day Random Facts
Random facts about Valentine's Day.
posted on Feb 10th
Mile High Club
An airplane makes an emergency landing after a woman goes crazy after her proposition for sex is rejected.
posted on Feb 6th
Inappropriate Texting
Listeners share their stories of inappropriate texts sent to the wrong person.
posted on Feb 6th
Last Day of Work
A retiring California mailman wears a tuxedo for his last day on his route.
posted on Feb 6th
Random Facts
Random facts for Thursday, February 6th.
posted on Feb 6th
Gross Significant Others
Listeners share the gross habits their significant others have.
posted on Feb 4th
Shawano Cult
Uncovering the mystery of the "cult" in Shawano.
posted on Feb 4th
Random Facts
Random facts for Tuesday, February 4th.
posted on Feb 3rd
Buried on a Harley
An 82-year old man is buried in a large plexiglass case posed on his Harley-Davidson motorcycle.
posted on Jan 30th
International Criminal Biebs
Big trouble for the Biebs.
posted on Jan 30th
Phone Scam
A new phone scam could result in a $30 fee for you.
posted on Jan 30th
Pickup Trucks
Women are most attracted to men who drive pickup trucks.
posted on Jan 30th
Random Fact Thursday
Random facts for Thursday, January 30th.
posted on Jan 28th
Mexican Olympic Athlete
Mexico's olympic athlete is a 54-year old German royal.
posted on Jan 28th
Body Stats
Eight things your body will do in the next 30 seconds.
posted on Jan 27th
Random Fact Monday
Five random facts for Monday, January 27th.
posted on Jan 23rd
Funny Things Kids Have Said
Kids say and do the darndest things.
posted on Jan 23rd
Normal Guys
What constitutes an average guy?
posted on Jan 23rd
Random Fact Thursday
Random Facts for Thursday.
posted on Jan 22nd
Attire to Blame?
Is Jim Harbaugh's attire to blame for the 49ers loss against the Seahawks?
posted on Jan 22nd
Fashion Faux Pas and Locker Room Antics
Bad men's fashion choices and Nikki's locker room antics.
posted on Jan 22nd
Hidden Beauty Habits
Ten beauty habits women try to hide from men.
posted on Jan 21st
Bikes and Big Wheels
Pedal bike and big wheel nostalgia.
posted on Jan 16th
Moans of Bigfoot
Morning sex on a car and Bigfoot erotica.
posted on Jan 16th
Trace Adkins
Trace Adkins heads to rehab.
posted on Jan 16th
Driving Songs
The best and worst driving songs.
posted on Jan 15th
Winter Activities
Chuggs decides on his winter activity.
posted on Jan 14th
Bad Smells
Bad smells that people like.
posted on Jan 14th
More Bad Smells
Listeners respond with bad smells they like.
posted on Jan 13th
Ideal Man and Woman
Dating website, Plenty of Fish, analyzed 80,000 profiles to see what the desired ideal man and ideal woman consist of.
posted on Jan 13th
Valued Qualities
What are the ideal qualities you desire in a man or woman?
posted on Jan 13th
Random Fact Monday
Five random facts.
posted on Jan 8th
Stupid Kid Moments
What stupid things did you do as a kid?
posted on Jan 8th
Bachelor Hotness
Juan Pablo fever has set in.
posted on Jan 8th
Valentine's Day Fail
A CVS employee creates a risque Valentine's Day display.
posted on Jan 8th
Truth Syrup
Chuggs and Karli recommend "truth syrup" for Nikki.
posted on Jan 8th
Liquid Gold Shortage
There's a shortage of Velveeta.
posted on Jan 6th
New Year's Resolutions
The Top 10 New Year's resolutions.
posted on Jan 6th
To snowblow, or not to snowblow?
posted on Jan 6th
How to pronounce words correctly.
posted on Dec 18th
Government Spending
Ridiculous things the government is spending money on.
posted on Dec 18th
Weird Sex Laws
Weird sex laws from across the country.
posted on Dec 18th
Gilligans Island
Gilligan's Island Reunion is in the works... who should be cast?
posted on Dec 17th
Worst Drivers
Where are they?
posted on Dec 17th
Family Christmas
What do we hate about Family Christmas?
posted on Dec 17th
Hand to Ankle
Is that safe?
posted on Dec 16th
Mega Millions Responses
Listeners share what they would do with the big Mega Millions jackpot.
posted on Dec 16th
Spoiler Alert
Brian is back!
posted on Dec 16th
Randomness of Christmas
Random Christmas facts.
posted on Dec 12th
Do Opposites Attract?
Apparently they don't.
posted on Dec 12th
Christmas Fights
Fun facts about fighting on Christmas.
posted on Dec 12th
Jersey Shore
Pauly D = Paula Dean?
posted on Dec 12th
Elf Selfies
Nikki finds a fun website.
posted on Dec 10th
Shopping Spree
Is five hours too long to shop?
posted on Dec 10th
Shopping Poll
Whose side are you on?
posted on Dec 10th
Beer Sales
Nine beers whose sales are plummeting.
posted on Dec 9th
Celebrity Guess Who
Can you identify these celebs by their real names?
posted on Dec 9th
Spaghettios is in trouble for a patriotic Twitter post.
posted on Dec 4th
Jingle Ball Costumes
Chuggs, Nikki, and the World Famous Karli Brooks discuss what they are wearing to Jingle Ball.
posted on Dec 4th
Cheap and Easy Christmas Presents
Chuggs, Nikki, and the World Famous Karli Brooks talk about the best gifts to give at the lowest cost.
Currently Playing
Sorry Not Sorry by Demi Lovato
Recently Played
... Ready For It? by Taylor Swift
Feels Great by Cheat Codes Feat. Fetty Wap & CVBZ
How Long by Charlie Puth
- Contact Us
- Appleton: 920-281-1043
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text:
Slideshow: Next ARM CEO's 10 toughest tasks
9 comments
On July 1, Simon Segars is set to become the third CEO in the history of processor licensing vendor ARM Holdings plc.
Segars, a 22-year veteran of ARM who worked as an IC engineer on some of ARM's early processor core designs and has held many senior executive positions in engineering and sales, will take the reins of a firm that has been enjoying growing momentum.
But Segars' job is no walk in the park. Despite ARM's success in recent years, the company is fighting high-stakes battles on many fronts. The degree of the company's future health will depend largely on how well ARM can penetrate into computing at the performance end of the marketservers and supercomputersand into the tiny, autonomous systems labeled the Internet of Things.
The following is a list of 10 items that Segars must execute on in order to keep ARM's trajectory up and to the right.
Penetrate the Internet of Things
One of the challenges for Segars' period of tenure at ARM will be how well ARM can penetrate into computing within the Internet of Things (IoT). Forecasters reckon IoT will be the next big volume market requiring tens of billions of chips--albeit with extreme requirements in terms of power and price.
With its low-power Cortex-M0 cores for microcontrollers, ARM is already in a good position and under Warren East the company had started to participate in some industry working groups on IoT.
However, in the past it has not been ARM's style to drive markets preferring to let its customers and its customers' customers do that. The larger and more significant ARM becomes the more others look to it to set an industry course and the highly fragmented IoT landscape would benefit from some structure and direction to help get some applications started.
Also sitting back and waiting for the market to develop is tantamount to complacency and could see ARM giving startups and rivals the time and space to outflank it. It is ARM's interest to keep pressing forward both in business and technology with developments such as near- and sub-threshold transistor operation supported by design and processing infrastructure to deliver the ultra-low power cores needed for wireless sensor networks.
The CityTouch system (below) from Philips automates the job of controlling outdoor municipal lights. It is currently in use in Prague and the London boroughs of Croydon and Lewisham.
Click on image to enlarge.

subset: commoncrawl


text:
Berger Park
6205 N. Sheridan Rd. Chicago, Illinois 60660
(773) 761-0376
Fee: Free
Age Range: All ages
Ditch the indoors and join us outside at beautiful Berger Cultural Center. Enjoy an evening by the lake with family and friends listening to great music. Don't forget to bring your blanket and picnic basket!
*In case of inclement weather, contact Berger Park for cancellations*


text:
Your Views: Why not join Rep. Paul Ryan in looking for ways to reduce poverty?
Congressman Ryan is being criticized for a paper he recently released looking at our many federal poverty programs. Ryan wants to help those in poverty get out of poverty. No one can honestly argue that the War on Poverty has been successful. I am glad Ryan is brave enough to look at the problems we are having. I hope Democrats will look to address problems in these programs instead of attacking Ryan for trying to help those in poverty better their circumstances.
President Johnson launched the War on Poverty in 1964, pledging to "cure" and prevent poverty. Since then we have spent about $20 trillion on the "cure.' We are spending almost $1 trillion annually on multiple means-tested programs. Sometimes incentives in federal welfare programs encourage dependence, even for generations.
What has this accomplished? The poverty rate remains nearly as high today as it was in the 1960s. Throwing more scarce resources into failing programs is not the answer. Under existing programs, those in poverty are destined to remain in poverty. Ryan wants to permanently lift people out of poverty.
Ryan wants to do more of what is successful and fix those things that are not working, while intelligently using taxpayers' hard-earned dollars.
Spending $20 trillion has not moved the poverty needle. Instead of attacking Ryan for trying to reduce the number in poverty, why not join him in looking for ways to improve the plight of those in poverty?


text:
Kathleen Parker: Uncle Sugar goes to town
WASHINGTON -- We know what Mike Huckabee meant. Sort of. Kind of. But, really?
�Huckabee, the former Arkansas governor and Republican presidential candidate, talk-show host and erstwhile Baptist preacher, was trying to demythologize the alleged Republican "war on women" so brilliantly defined by Democrats in 2012.
�Speaking at the Republican National Committee winter meeting Thursday, Huckabee said it was time to "no longer accept listening to the Democrats talk about a war on women." Republicans aren't waging a war on women, he said. "They have a war for women."
�The alleged war on women was based essentially on the notion that people who think abortion is a bad idea—or who don't think the government should mandate insurance coverage for birth-control coverage—are anti-woman. Democrats point mainly to new state laws that have limited access to abortion, not to mention the unforgettable observations of a few Republican men about "legitimate" rape and so on.
�Whatever one's own position, Republicans could be characterized as waging a war on women only if no women agreed with the premises mentioned above. Protecting the rights of the unborn and fighting for freedom of conscience are not concerns only of men, nor should reproduction be the purview only of women.
�But leave alone for a moment the principles and postulations of the reproductive debate. Most Americans have carved out their positions by now, and the arguments are well-enough known. What Huckabee was saying was that women are not just packages of reproductive parts whose lives are circumscribed by access to birth control. This is the thinking he ascribes to Democrats. Instead, he said, Republicans are fighting a war for women "to be empowered to be something other than victims of their gender."
�Not bad so far, but then … uh-oh.
�"And if the Democrats want to insult the women of America by making them believe that they are helpless without Uncle Sugar coming in and providing for them a prescription each month for birth control because they cannot control their libido or their reproductive system without the help of the government, then so be it, let us take that discussion all across America because women are far more than the Democrats have played them to be."
�That is one long sentence, punctuated with several highlight-worthy words—"helpless," "libido," "Uncle Sugar" and, never far from the male Republican mind, "reproductive system."
�Paging Dr. Freud…
�As Republicans can't seem to learn, it's all in how you say things. Even if Huckabee was only describing how he believes Democrats think of women, he may have parted the curtain on his own unconscious processes. Who, really, is worried about women's libidos?
�No one thus far in the debate about health insurance coverage of birth control has concerned himself with libido-related concerns except, notably, Rush Limbaugh. It was he who made the leap from Sandra Fluke's insistence that health insurance should cover birth control to his conclusion that Fluke is, therefore and obviously, a "slut." (A far shorter leap is required to infer that sitting alone in a room talking for three hours a day into a large, golden microphone millimeters from one's oral cavity undoubtedly allows the mind to wander.)
�Alas, and sadly for Huckabee, his introduction of the libido and all subsequent mental associations not only distracted from his essential message but placed him squarely in the frame with Limbaugh. One is justified in wondering: Why do these men concern themselves so much with what women do with their, ahem, "reproductive systems"?
�Does Huckabee really think that Democrats are wedded to the idea that women can't function without "Uncle Sugar" offering medications to thwart ovulation and fertilization? Even Uncle Sugar is creepy. No doubt intended as a clever twist on Uncle Sam, he sounds like the lurking uncle who trades chocolate for a smooch on the upstairs landing.
�Huckabee is usually better than this. His sane, jocular temperament is what won him fans and plaudits. Recall his saying, "I'm a conservative, but I'm not mad at anybody about it." His RNC comments, by contrast, sounded like someone priming the base at the expense of sound thinking.
�Rather than end the idea of a Republican war on women, Huckabee has merely provided fresh fodder to Democrats, while reminding women why they don't want to associate with this crowd. Clue-less.
�To his credit, Huckabee wrapped up with sage counsel that he might redirect to include his brethren: "Women across America need to stand up and say, enough of that nonsense."
�Tell it, preacher.
Kathleen Parker is a columnist for the Washington Post Writers Group. Her email address is firstname.lastname@example.com.


text:
The Shopmakers
The Shopmakers
Most museum visitors find that touching articles and rummaging through the shop to their heart's content –as well as being able to buy – makes a pleasant end to their visit after the purely visual experience of the Collection or an exhibition. The young staff of the shop take great delight in contributing to this pleasure by ensuring that a wide variety of interesting articles are on offer – and putting together a special range for current exhibitions. For the large exhibitions, such as Cézanne, Alberto Giacometti and J.M.W. Turner in recent years, they have even set up a special exhibition shop to offer a range of products designed for the exhibition complemented by a number of exclusive Kunsthaus products, such as the Cézanne wine or the popular Giacometti bags.
When developing our own products we have to tread a fine line between art and commerce, and it isn't always easy to meet the demands of all our customers. The shop-team sets great store by the quality of our goods and consequently usually works together with local producers who provide high-quality products.
Alongside the many postcards you can also find the Kunsthaus's own products for the Collection. For example, visitors can buy fine silk scarves bearing reproductions of work by Klee, Vallotton and Monet. Bags cut from old advertising material are also specialities of the shop and the advertising material of the Turner exhibition – worked into a shoulder bag – turns up again in the shop. The number of items is limited and each bag is unique. So, a visit to the museum shop in the Kunsthaus foyer in the near future could be well worth your while.


text:
Ruth Marie Schultz, Janesville, WI (1921-2013)
July 10, 1921 - November 5, 2013
Ruth Marie Schultz, 92, of Janesville, passed away on Nov. 5, 2013, surrounded by her family. She was born July 10, 1921, in Monroe, WI, the daughter of Oscar and Grace (Edwards) Schwartzlow. She grew up in the Juda and Evansville areas, and graduated from Evansville High School in 1939. Ruth married Francis C. Schultz on Jan. 10, 1948. He preceded her in death on May 4, 1973. Ruth was formerly employed by Parker Pen Company; and during World War II, she and her sister, Ruby, worked as "Bomb Girls" at the General Motors plant making bombs for the war. Ruth was a member of Good Shepherd Lutheran Church.
Surviving are five children: Dale (Gail) Schultz, Dennis (Terri) Schultz, Diane (Dean) Pastula, Duane Schultz, and Denise (William) Quinn; grandchildren: Sarah, Jared, Lindsey, Kara, Kyle, Kristopher, Grace Ann and Gretchen; as well as, several great-grandchildren. In addition to her husband and parents, Ruth was preceded in death by her sister, Ruby Altreuter.
Private funeral services will be held on Monday, Nov. 11, 2013, officiated by Rev. Steven Ekblad. Burial will be in Milton Lawns Memorial Park. In lieu of flowers, memorials may be made in Ruth's name to Rock Haven Nursing Home or Agrace HospiceCare. The family is being assisted by HENKE-CLARSON FUNERAL HOME.


text:
Compare great Land Rover Car Repair prices in Shoreditch with Who Can Fix My Car.
Enter your registration, compare quotes, and find a great garage near you. Get your competitive local prices now!
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One star because you did not write the report I asked and you don't respond to my messages.
The service was fine, the communication could have been better.
Didn't really do much to the car they couldn't fix it told me I needed a new engine I asked them to put it back as it was and when I checked the car bitspares wer left off and a bolt is missing
Fantastic! The guys from yourmobilegarage were brilliant! Arrived at a convenient time, completed the job efficiently and I have had no problems in almost a year. Fabulous value and great service- delighted!
Never come back to me after taking £49.
Did an excellent job, Lukasz is very creative as a mechanic and I would happily use him again.
Did everything that was asked, no problems.
cost more than written and end up buying extra parts which we didnt needed!
Every aspect of this experience was positive. Excellent customer care from start to finish. Work completed very promptly with minimum fuss and maximum efficiency. Costs were reasonable. Diagnostics run prior to price quote, work carried out only after checking with me that the quote was acceptable. A brilliant outcome. Thankyou.
My Saab 9-3, which I bought second hand 5 months previously, needed a service, I was quoted £190. However, I had a feeling it would cost more as lot of work needed doing. After accepting the quote and dropping off the car, F and G rang me requesting that I come in so they could show me what was wrong... I was shown worn tyres, broken suspension, dodgy exhaust and many other faults. They would not proceed with servicing or repair work without having my express permission for each single item, which I gave. I had a suspicion that the bill would be hefty, and it was - a fully itemised £1400. They also gave it a thorough clean and polish, which it needed, free of charge
Truly excellent work, and completed in record time. I am mightily impressed, and the car looks like new. I have no hesitation in recommending F and G to anyone who has invisible mending to be done.
Great service, top job.


text: In 1908, Agusia Badia i Badia founded Castell de Gardeny in Mollerussa, Spain. It was originally set up as a winery devoted to selling high quality wines and vinegars. All of Badia's vinegars are made with the 150 year-old Schutzenbach method, which emphasizes the pure flavor of the finished product--not a quick production time like many industrial vinegars.


text:
McKinley Park
2210 W. Pershing Rd. Chicago, Illinois 60609
(312) 747-6527
Fee: Free
Age Range: All ages
This annual event brings out the skater in all of us. Adults and children will participate in the Silver Skates Speed Skating competition. The event is free for all ages. Registration is taken on the day of the event beginning at 4:30pm. So join the fun at McKinley Park on January 10, 2013.


text:
Broadcom CTO on UHDTV and Wi-Fi in everything
19 comments
LAS VEGAS Henry Samueli, co-founder and CTO of Broadcom, sees Ultra HDTV, gigabit wireless and "Wi-Fi in everything" as the key trends at this year's Consumer Electronics Show.
Of the three, the gigabit data rate connection (802.11ac) to homes is particularly important for the electronics industry, Samueli said in an interview here with EE Times. It changes the game for carriers, systems and home networks. Gigabit-to-the-home is a no-brainer. DOCSIS 3.0 is ready, and it will proliferate within the next three years, he said. Gigabit data rates in a home network are also being transported via Ethernet, power lines, gigabit Wi-Fi and MoCA, he added.
While we are still far from enabling gigabit wireless on clients' [handhelds], Samueli said it would eventually have an impact on how chips inside a handset are partitioned.
Samueli also predicted that the gigabit connection could move some of the processing to the cloud, be it graphics rendering or display processing currently executed in a clients CPU. That could prompt industry to redefine what handset CPUs should do. As for chip companies racing to add more processing cores to handhelds, Samueli said, My view is we may be overdoing the CPU war."
Following is an excerpt of our conversation with Samueli during CES.
EE Times: Have you had much chance to look around the show floor yet?
Samueli: I had just about one hour Tuesday (Jan. 8).
EE Times: Please name the three hottest things at the show this year.
Samueli: First and foremost, I found Ultra HDTV (UHDTV) to be the highlight of the entire CES this year. It is significant. I think this years show let people see a glimpse of the future.
EE Times: Could you explain why almost every UHDTV demo on the show floor was about snow-covered mountains, Swiss villages and lazy rivers meandering through green valleys? I saw only one video clip showing a soccer match, in which the images of players were crisp but the movement of the ball strangely a little jerky.
Samueli: [laughs] Its probably because the demo is using footage based on 24 frames per second. You need 60 frames per second to show fast moving action in sports on 4k x 2k TV. The bit rate to screen is not fast enough either. Current HDMI cable handles only 24 frames per second.
EE Times: So, we are waiting for HDMI 2.0?


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phpMyAdmin is a tool intended to handle the administration of MySQL over the Web. It can create, rename, and drop databases, create/drop/alter tables, delete/edit/add fields, execute any SQL statement, manage keys on fields, create dumps of tables and databases, export/import CSV data, and administrate one single database and multiple MySQL servers.
Kronolith is the Horde calendar application. It provides a stable and featureful individual calendar system with integrated collaboration and scheduling features. It makes extensive use of the Horde Framework to provide integration with other applications. It implements a solid, stand-alone calendar system, allowing repeating events, all-day events, custom fields, keywords, shared calendars, iCalendar support, generation of free/busy information, and managing multiple users through Horde Authentication.
ADTPro transfers disks to and from Apple II and Apple /// computers and the modern world using any of these communications methods: serial/USB, UDP via the Uthernet or LANceGS Ethernet cards, or audio via the Apple's cassette ports. ADTPro has comprehensive bootstrapping support for otherwise diskless Apple IIs. The home page includes extensive tutorials for getting started.
LiVES is a simple to use yet powerful video effects, editing, conversion, and playback system aimed at the digital video artist and VJ. It runs under Linux, BSD, Mac OS X/Darwin, IRIX, and openMosix. It is frame and sample accurate, can handle almost all types of video, and is fully extendable through plugins and the included plugin builder tool. It can also be controlled remotely using OSC.
ClearOS is an integrated network server gateway solution for small and distributed organizations. The software provides all the necessary server tools to run an organization including email, anti-virus, anti-spam, file sharing, groupware, VPN, firewall, intrusion detection/prevention, content filtering, bandwidth management, multi-WAN, and more. You can think of it as a next generation small business server. Through the intuitive Web-based management console, an administrator can configure the server software along with integrated cloud-based services.
A Java framework for building data integration and ETL applications.
An effective directory synchronization tool.


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Police warn about scam targeting Facebook users
JANESVILLE—Warning local teens: That "easy money" message you got from someone you know on Facebook could be bogus.
Police are warning about a scam involving reloadable money cards that at least three Janesville teens fell for recently.
Police said two girls at Craig High School told their police liaison officer they had received a Facebook message from an acquaintance saying she could make them� "easy, legit money" if they bought a Vanilla Reloadable cash card and loaded $100 on it.
The acquaintance told them she had a relative at the company who would move the decimal point on their accounts, turning $100 into $1,000 within an hour, said Janesville police Detective Chris Buescher.
The victims were told to give the card's personal identification number, or PIN, to the acquaintance, and money would be added to the card's balance.
When the victims checked back later, the money was gone. The Facebook account and phone numbers were no longer in service.
Buescher said the girls' acquaintance lives in Janesville, but police don't think that person is responsible. They believe the acquaintance's Facebook account was hacked, or someone took her photo and profile information and created a fake Facebook page.
The wording of the Facebook messages led Buescher to believe they were from someone overseas whose native tongue is not English. They were written in poor English and mentioned stores, such as 7-11 and Rite Aid, where the cards could be bought, and those stores don't exist here, Buescher said.
Police said in an alert issued Tuesday that money stolen in such scams usually goes outside the United States and is not retrievable.
Buescher said he received a third report about a local teen with the same story, and he is worried about how widespread it could become.
"Kids nowadays have hundreds if not thousands of friends on their Facebook accounts," Buescher noted, so police sent out the alert.
Buescher said the investigation is in its early stages.


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Fight or flight: Jets' future hinges on proposed one-year lease
JANESVILLE--When the Jets landed here in 2009, part owner and President Bill McCoshen said they would put Janesville on the hockey map.
Five years later, McCoshen, his partners and the city of Janesville are working together to keep the Tier II Junior A team a part of the local landscape.
Struggles with paid attendance have Wisconsin Hockey Partners, the Jets' owner,� examining the team's long-term viability. The Jets' lease with the city to use the Janesville Ice Arena is set to expire after this season, and the city council Monday night will discuss a proposal to extend the lease one year at a reduced cost.
The proposed lease would result in a $7,450 reduction in revenue to the city.
"We've had some challenges putting butts in the seats the last couple of years, but we want to stay in Janesville long term," McCoshen said. "I think we came to a fair agreement for both sides. And obviously, if we can make this work, we'll be back having this discussion next year, but hopefully for a longer agreement."
Affordable family entertainment. Community involvement. A North American Hockey League program that gives players a chance to advance to the college level.
In many ways, the Jets have accomplished their initial objectives.
"I think we've surprised some folks that we're still here in year five," McCoshen said. "There were some skeptics in town that thought we might not last this long. But we think we have a good product."
Wisconsin Hockey Partners—a group that includes McCoshen, Mark Cullen, Stephen B. King, William Kennedy, Tobin Ryan, Eric P. Peterson and NHL star Joe Pavelski—has faced troublesome economic times from the start.
The Jets' first season, 2009, came on the heels of the General Motors plant's closing and during the national recession.
Still, McCoshen said, the Jets have worked to remain affordable and have the lowest ticket prices in the NAHL—$6 for students and seniors and $8 for adults.
"Mom and dad can have a beer, and the kids can have a hot dog, and you can do the whole thing for under $50," he said. "We're proud of that and want to continue that. It's on us to do a better job of reaching out."
The Jets annually have had several players land Division I college hockey commitments, and they may set a new team record in that department this year.
In nearly five seasons, they've built a 145-108-28 record, and they made the playoffs in their first three seasons.
The team has increased its community involvement over the past two years. The Jets won Forward Janesville's 2013 Community Improvement Award for donating more than 2,200 hours to community service.
Still, the Jets haven't become a viable business venture.
"(Making money) wasn't really the primary objective," McCoshen said. "But my partners and I want to at least break even on it."
�McCoshen admits he and his partners are at fault for some of the attendance struggles.
For the first four seasons, as the Jets attempted to gain fan support, they gave away tickets.
"Some folks got used to getting the free tickets," McCoshen said.
The Jets' average attendance peaked last year at 798 fans per game, but that number included many who got in the gate for free.
The Jets shifted from giving away tickets this season, hoping their increased community involvement would be seen as an investment in the city and would be rewarded with paying customers.
Instead, attendance has dipped to a five-year low of 567 per game, according to the NAHL's official figures listed on the league's website.
Janesville ranks 23rd out of 24 NAHL teams in average attendance with six home dates remaining. The Jets rank just behind the Coulee Region Chill, a team based in Onalaska that McCoshen said has experienced similar paid-attendance issues.
Both teams indicated at the league's owners meeting in Michigan last weekend that they will be a part of the league next year. In fact, McCoshen said, there is a good chance all 24 teams will return. It would mark the first time since the Jets joined the league that no team has folded, gone dormant or changed cities.
The Jets have turned to some of the more successful teams for ideas to grow their audience.
"We've been reaching out to a variety of teams, this year in particular, to get their best practices and some of their best ideas," McCoshen said.
The Ice Arena can hold more than 1,100 fans. McCoshen said the magic number to make the business viable is an average attendance of 750.
"I don't want to sell us short; I'd love to sell out multiple times per year," he said. "But if we can average 750, we can make it work.
"That's about 1 to 1.5 percent of Janesville's population that we need to average every game. If we do our job, that should be doable."
The Jets hope a late-season run toward the playoffs will generate a buzz to close out this season. They were in last place out of six NAHL North Division teams entering the weekend, but they were just two points back of fourth place. The top four teams make the league's postseason.
Wisconsin Hockey Partners hopes it could ride that momentum into next season, where it could implement new plans to drive attendance.
Janesville City Council President Kathy Voskuil believes the Janesville Jets are an asset to the community.
She and her fellow council members will discuss the merits of a one-year lease recommended by leisure services and City Manager Mark Freitag on Monday.
Voskuil is the only member of the current seven-person council that was a part of discussions when the Jets signed their initial five-year lease.
"We see great value in having the Janesville Jets and their organization here," Voskuil said. "They have brought a lot of additional interest in and around hockey in the community. They've brought individuals, groups, tournaments into the city. They've been an economic development tool.
"And I think they've reinvigorated the use of the ice arena."
The proposed one-year lease is modified from the original in several ways:
n The Jets would see an increase in ice rent on game days, paying $550 per game as opposed to $490 in the past.
n They would pay less to rent the ice for practices, going from $68 per two-hour session to $55.
n For camps and tournaments, the Jets currently pay $100 per hour to use the ice but would pay $50.
n And the Jets currently pay $472 per month in rent for using their locker room, office and storage space. The new rate would be $172.
The city currently makes $39,000 from the Jets, according to the proposal. The new one-year lease would yield $31,550.
In a memo to the council, leisure services recommends the city approve the new lease.� "A one year agreement will allow WHP to focus on making the necessary changes and improvements to hopefully increase their average ticket sales per game," the document states.
McCoshen said Wisconsin Hockey Partners and the Jets would focus on better marketing, especially to casual or nontraditional hockey fans, as well as making game nights at the ice arena more exciting.
"I think the city would like a longer-term agreement, and we understand why," McCoshen said. "And, truthfully, we'd prefer a longer-term agreement, as well. But we want to make sure the new ideas we're going to implement for next year … work, so we can be successful as a business going forward."
The proposed one-year agreement might make some residents question the long-term future of the Jets in Janesville, but McCoshen said he and his partners remain optimistic.
"We would've tried to sell the team or move the team if we didn't think it could work," he said.


text: Being a proud puppy owner is a blast. Pups are fun, adorable, and offer constant companionship. But in order to ensure your puppy has the proper behavior, it's often necessary to train him or her; sometimes, this task is best left to the pros! Check out some helpful definitions that may assist you in your search for a professional dog trainer. You may also run into these phrases when reading up on training yourself.


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U.S. regulators face renewed pressure from congressional lawmakers to ease Dodd-Frank Act derivatives requirements amid mounting criticism from Wall Street and overseas officials that the rules overreach.
The House Financial Services Committee is scheduled to vote on nine measures that would allow more swaps to be traded in units of banks such as JPMorgan Chase & Co. and Citigroup Inc. that hold government-insured deposits. One measure would force U.S. regulators to determine the cost of new Basel III capital charges on banks' swaps with corporate clients.
The measures, which would need approval from the House and Senate before heading to President Barack Obama, are part of an effort by big banks and their congressional supporters to amend or limit the regulatory overhaul the president signed into law less than three years ago. Dodd-Frank requires the Commodity Futures Trading Commission and Securities and Exchange Commission to create swap-market rules after largely unregulated trades helped fuel the 2008 credit crisis.
Congressional efforts to change the law have so far failed to win passage as the CFTC and other regulators seek to finish writing regulations. Representative Jim Himes, a Connecticut Democrat who wrote legislation that would alter Dodd-Frank, said the bills probably won't become law.
"If I were betting, I would say none of these bills will become law," Himes said at a Bloomberg Government breakfast in Washington on April 25. "I don't think there's a lot of appetite in the Senate to get into which of these bills make sense and how are they balanced."
One measure calls for altering a requirement that banks with access to deposit insurance and the Federal Reserve's discount window move some derivatives trades to affiliates that have their own capital. Commodity, equity and structured swaps tied to some asset-backed securities would be allowed in such banks under the legislation.
Representative Maxine Waters, the top Democrat on the House Financial Services Committee, said last year that "legitimate concerns have been raised about whether pushing a significant portion of swaps out of banks is the best way to mitigate against future systemic risk."
Americans for Financial Reform, a coalition including the AFL-CIO labor federation as well as other unions and consumer groups, has opposed changes to the so-called push-out rule.
A second bill, supported by the Securities Industry and Financial Markets Association, as well as Philadelphia-based chemical company FMC Corp., would require the U.S. Financial Stability Oversight Council to examine the costs of international Basel capital charges for derivatives.
European Union lawmakers insisted on granting exemptions in Basel rules from the credit valuation adjustment, or CVA, to banks' trades with companies in industries such as energy and chemicals that use swaps to hedge against price swings. The European lawmakers warned that applying the Basel rules as planned would drive up such companies' costs.
The House measure requires the 10-member council, led by Treasury Secretary Jacob J. Lew, to determine the costs to U.S. bank competitiveness from the differences in capital regulations and recommend ways to limit the impact.
The EU's exemption for non-financial companies was necessary partly to counter "an inbuilt bias" toward the U.S. in this part of the Basel rules, Sharon Bowles, the chairwoman of the European Parliament's economic and monetary affairs committee, said in an interview.
This bias arises from a requirement that firms calculate the CVA by seeking data from the market on how risky their counterparty is perceived to be.
Under the Basel rule, this is done either by looking at the premium that companies' have to pay to take out credit default swaps that insure them against losses on the counterparty's debt, or by examining the price movements of other co-called proxy securities.
The deep liquidity of U.S. bond markets, and consequent high probability that a trader can hedge at an acceptable price, could favor U.S.-based banks in this respect, Bowles said. "It's not that we want special treatment for Europe, it's just that the model of using proxies to calculate the risk doesn't seem to work anywhere else than the U.S.," said Bowles, who led calls to write the exemption into the EU's Basel III law. "In Europe, we would have ended up with an artificially high charge."
Bloomberg News


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Michael Robert McGuire, Milton, WI (1981-2014)
December 2, 1981 - January 28, 2014
Michael Robert McGuire, 32, of Milton WI, passed away unexpectedly on Jan. 28, 2014. Michael was born Dec 2, 1981, in Janesville, WI, the son of Robert and Tammy (Scheutt) McGuire. Michael graduated from Edgerton High School in 2000. He loved working for the family business, McGuire Landscaping and JP Cullen. Michael enjoyed participating in high school football, wrestling, and baseball. Michael was an avid softball player and participated in several leagues in the area. He also loved the Badgers, Brewers, Packers, and taking his daughter, Lydia, on the four wheelers at the farm.
Michael's true joy in life was his daughter, Lydia Rose, and spending time with family and friends. Michael is further survived by his parents; his brothers, Matthew (Fawn), and Marty Mcguire; his grandparents, Michael and Marianne McGuire; aunts and uncles: Terry Scheutt, Lorenda (Bill) Cedars, Rocky (Shelly) McGuire, Robyn (Jamie) Schmeling, Marianne (Kurt) Wileman; cousins: David, Kristin, Dan, Amy, James, Casey, Cullen, Carlie, Travis, Traci, and Tori. Michael was preceded in death by his grandmother, Alice Kleifoth; and his grandfather, Donald Schuett.
Funeral services will be held at 1 p.m. on Saturday, Feb. 1, 2014, at TRINITY LUTHERAN CHURCH with Rev. Karla Brekke officiating. Visitation will be on Saturday at the CHURCH from 11 a.m. until the start of the service. ALBRECHT FUNERAL HOMES & CREMATION SERVICES, EDGERTON, are assisting the family with arrangements. A memorial fund is being established in Michael's name for his daughter, Lydia.
I will remember you all and look on with a smile. Understand, in your hearts, I've only gone to rest a little while. As long as I have the love of each of you, I can live my life in the hearts of all of you.
Michael, We will carry your heart in our hearts.
Your eyes in Lydia's eyes.
Albrecht Funeral Homes & Cremation Services, Edgerton
1004 S. Main St., 608-884-6010


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I love anything to do with weather and being around people talking about the weather and I love this site. And I have discovered a love of photography; of course, I'm very much an amature but with the help of some of the pros here my pictures are getting a little better. Also, I love my family. Hubby, grown kids and spouses, and of course the grandkids are my life! Create your own visitor map!
Uploaded by: seflagamma
Sunday January 15, 2012
Lauderhill, FL (Current Weather Conditions)
Caption: Jan 15, 2012, Sunrise, FLA, Chuck E Cheese. Son, Greg with Hubby/Poppy, and Cole and Ty.
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Cloudy / Windy
Police say a drunk Minnesota man broke into the Wisconsin Capitol building and was later found passed out on the roof.
Andrew Bishop, 21, smashed a window to get into the building in Madison on Sunday night, The Associated Press reported.
He then smashed another window by throwing a fire extinguisher through it, the Wisconsin Department of Administration said.
Although Bishop was ultimately apologetic, he was arrested and now faces charges of felony criminal damage and entry into a locked building.
His initial court appearance is next week.


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Once you get bit by the shutterbug, no matter where you look in the world, everything is a frame of visual delight! Photography is my passion and my way of reconnecting with the richness of nature. Timing can be everything and it's those serendipitous moments that keep me coming back to explore the landscape's infinite palette of ever-changing colors and light provided by shifts in season and weather. Thank you for taking the time to share your beautiful reflections of life! Please be my guest at my website at the link above or visit www.rubymountainphotography.com
Uploaded by: CameraDiva
Tuesday January 1, 2013
Ruby Valley, NV (Current Weather Conditions)
Caption: Subzero temps and lots of snow.
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The Chicago Park District will showcase local teen talent admission-free at the inaugural Declaration YOUth arts festival Wednesday-Sunday, July 3-7 (no program Independence Day, Thursday, July 4) from 5-9 p.m. at Theater on the Lake, 2401 N. Lake Shore Drive at Fullerton Avenue.
Through four evenings of spoken word, music, dance, theater, and visual art, Chicago's teens will have an opportunity to celebrate the abundance of young talent within the city and within themselves. The event is recommended for teens ages 14 and up.
Declaration YOUth is part of the Chicago Park District's Night Out in the Parks initiative, which features more than 750 citywide cultural and arts activities this summer, making parks a safe haven and a hub of activity.
Following is the Declaration YOUth schedule:
Wednesday, July 3
DJ Kid Color will kick off the festival and spin music in the southern pavilion. His set will kick off the SummerDance in the Parks series, a program presented as part of an ongoing collaboration between the Department of Cultural Affairs and Special Events and the Chicago Park District. Arts programming in neighborhoods across the city advances the goals of the Chicago Cultural Plan and the Night Out in the Parks initiative.
The northern pavilion will host the commissioned mural by Yollocalli Arts Reach teaching artist Gloria Talamantes-Data as well as artwork by Yollocalli youth. Yollocalli Arts Reach is a youth initiative of the National Museum of Mexican Art and is housed at Barrett Park.
Friday, July 5
Young Chicago Authors (YCA) presents English Class Heretics, an all-star evening of spoken word performance. YCA cultivates youth voice year round through written word, publications, and spoken word performances. Its critically acclaimed events include #WordPlay, Chicago's longest running youth poetry slam, and Louder Than A Bomb, the world's largest youth poetry festival.
The evening also includes The Encyclopedia Show, a verbal and musical variety extravaganza that commissions local and touring artists and experts from many disciplines to present a verbal and musical encyclopedia "entry" each month.
Local R&B/soul artists Milo & Otis round out the evening with music from their debut The Joy. The duo were recently called "mold-shattering" in a rave review by the Washington Post.
Pre-show entertainment includes three finalists from last year's August Wilson Monologue Competition. High school students compete in this national competition by performing a 2-3 minute monologue of their choice from one of the 10 plays in the Century Cycle.
Saturday, July 6
Kuumba Lynx performs 1LUVUprize!, a tribute to John Vietnam Nguyen, a Chicago hip hop artist and activist. Kuumba Lynx is an arts partner in residence with the Chicago Park District and offers programming at Clarendon Park that aims to empower youth to engage in social consciousness, self-reflection and global action.
Teens can then record their wordsmith skills and embellish them with beats at the Chicago Park District's Inferno Mobile Recording Studio.
Sunday, July 7
About Face Theater performs their hit play It's For Real, followed by an interactive discussion led by members of the youth ensemble. Based on true experiences of performers in the show, It's For Real connects issues of race, class, gender, age, sexuality and bullying.
American Theatre Company's Youth Ensemble performs excerpts of The People's Temple, a documentary theater piece exploring stories of the 1978 Jonestown tragedy. ATC's youth ensemble is a pre-professional training program for young actors and is composed of Chicago Public school juniors and seniors.
Jazz Links, the youth ensemble of the Jazz Institute of Chicago, performs. The Jazz Institute of Chicago nurtures young artists through the Jazz Links Education Program and introduces them to audiences through concerts at JazzCity, Millennium Park and the Chicago Jazz Festival.
# # #
« Back


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The last couple of years produced a bumper crop of new corporate bonds as companies raced to market to take advantage of the low interest rates. Amid the heavy new issuance, though, trading of corporate bonds in the secondary market has been declining, a victim of those same low rates and constraints on dealers' capital.
The state of secondary market liquidity could exacerbate bond market sell-offs as interest rates rise. That might seem to be more of a concern for dealers and investors than for the companies that issue bonds. After all, demand for new corporate bonds remains strong, and getting its debt sold is a company's main concern.
Some market participants argue, though, that the changes taking place in secondary corporate bond trading will eventually affect issuers as well. Back in May, asset management firm BlackRock, a major buyer of fixed-income securities, put out a paper suggesting that large corporate issuers could give secondary market liquidity a boost if they standardized their bond issuance. "Some standardization seems inevitable," according to the BlackRock paper.
The shift in secondary market trading is evident in a number of statistics. Alex Sedgwick, head of research at electronic bond trading platform MarketAxess, noted that the turnover rate—the amount of corporate bonds traded as a percentage of the total amount outstanding—has fallen to about 73%, after having been above 120% prior to the financial crisis. "When you start looking at the amount of secondary trading versus the size of the fixed-income universe, it certainly hasn't kept pace," Sedgwick said.
Moreover, dealer inventories are down more than 70% from their level before the financial crisis, suggesting bond dealers won't be performing their traditional function as buffers in future bond sell-offs.
Will Rhode, director of fixed-income research at TABB Group, a capital markets research firm, said the secondary market changes reflect both the increasing cost of bank capital, which caused dealers to reduce their bond positions, as well as other changes that have made participating in the secondary market less profitable for dealers. Rhode cited the shape of the yield curve and low interest rates, which have reduced the profit dealers can make from lending out their bonds in the repo market.
"All these assets are just sitting heavily on their balance sheet, not doing anything," Rhode said. "And why bother, because all the fixed-income need is being met in the primary market."
While the decline in secondary market liquidity doesn't currently pose a problem for companies that sell bonds, that could change, said Sedgwick, pictured at left. "Longer term, once rates rise again, if we continue to see secondary liquidity remain low, then I think you start to see some issues where rates are going to increase for primary issuers."
Since investors' interest in new bond issues is partly determined by their view of a bond's liquidity in the secondary market, "people may be less likely to buy an issue if they think they won't have the ability to exit that issue if they want to," Sedgwick said, adding that the lack of a strong secondary market also makes it harder to price new issues. "You don't have reliable comps to use," he said.
Sedgwick said both the amount of turnover and secondary market liquidity are related to factors like the size of a bond issue, so liquidity might improve if companies that tend to do smaller issues substituted a larger offering for several smaller issues.
The BlackRock report argued that secondary market liquidity has suffered because there are so many different corporate bonds. It noted that Citigroup has 1,965 different bonds outstanding; Bank of America has 1,544; and General Electric has 1,014. BlackRock suggested that companies issue bonds on a regular schedule, as the U.S. Treasury does, perhaps using maturity dates that match those of centrally cleared swaps, and that they reopen bonds at regular intervals to create larger, more liquid issues.
David Pritchard, a principal at Aequitas Advisors, a capital markets advisory firm, questioned whether standardizing issuance would alter the pattern of declining trading volume as bond issues age.
"Any new issue gravitates into the hands of the people who want to hold it," Pritchard said. "Even if there was a more scheduled and formulaic method of issuance, you'll always see bonds trade a lot when first issued, then activity and volume will diminish."
But Sedgwick sees benefits to standardization: "There's certainly an argument that if a bunch of companies that are deemed the highest credits and are among the biggest users of capital could do so more efficiently, it would benefit virtually all parties involved," he said.
At this point, though, companies have little motivation to change the way they issue bonds, as even the BlackRock report acknowledges.
TABB Group's Rhode, pictured at right, said companies aren't feeling too concerned about liquidity at the moment given the very strong demand they're seeing for new issues. Moreover, standardizing issuance "is not practical for them," he said, noting that corporate finance executives aren't certain about future cash flows and want to be able to tap the financing markets if and when they need to.
"A lot of CFOs feel that their edge and their ability to add incremental value to the way their business funds itself is by making those calls" on when to issue debt, said Aequitas Advisors' Pritchard. "A lot of corporations want to preserve that ability to be opportunistic."
It's not only issuers that may be unenthusiastic about making changes. Pritchard said more standardization would have a downside for investors as well. If a big company has fewer bond issues outstanding, "an investor's ability to add alpha by doing more homework and understanding the difference between issue 137 and issue 163 goes away," he said. Dealer desks also prefer the status quo, Pritchard argued, since a more efficient market means less potential for profit.
Rhode predicted that it would take a significant correction in the bond market for participants to be galvanized to make big changes.
And he argued that it would probably be easier to make changes in the secondary market itself, such as increasing the amount of electronic trading of corporate bonds, than to convince companies to change the way they issue bonds. "The solution to the challenge in the secondary market is within the secondary market itself," Rhode said.
Read the September Special Report on Liquidity.
Know Thy Banking Partners
Getting a Handle on T&E
Rewriting the Rules: How New Financial Regulations are Expected to Impact Corporate Liquidity Management
The Next Evolution of the US Payments System


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Jules Kroll, a former private investigator who started a bond-rating company after the financial crisis, said the largest credit-rating firms are again putting profits ahead of accuracy amid record demand for corporate debt.
"They're selling themselves out just as they did before," the chief executive officer of Kroll Bond Rating Agency Inc. said today at a U.S. Securities and Exchange Commission roundtable in Washington. "If you want to see the next tsunami, wait for the outcome in high yield and watch what washes up on shore."
Companies are issuing speculative-grade bonds at a record pace even as yields on the debt have fallen to unprecedented lows with the Federal Reserve holding its benchmark interest rate near zero for a fifth year. Douglas Peterson, president of Standard & Poor's Ratings Services, declined to comment on whether the market is in a "bubble." Prices reflect excess liquidity, he said in response to a question from SEC Commissioner Daniel M. Gallagher.
Regulators are meeting today to discuss the merits of a plan to create a board that would select ratings firms to grade structured products, which was proposed by Senators Al Franken from Minnesota and Roger Wicker of Mississippi in the 2010 Dodd- Frank Act. The proposal was intended to mitigate conflicts of interest that stem from issuers of debt shopping around for the most advantageous grades.
Peterson said that plan would introduce "new conflicts" and would be slow to implement.
"A government assignment system could create uncertainty, could slow down markets, and disrupt capital flows at a time when we could least afford it," Peterson told the group.
Franken pressed the SEC to change the system, noting his plan had bipartisan support in the Senate before it was watered down in a conference committee. He blamed the ratings companies for not doing their jobs, contributing to a housing crash that caused millions of Americans to lose their employment.
"My plea today is that you take action," Franken said. "If we maintain the status quo we are leaving ourselves far too vulnerable to another catastrophe."
S&P, Moody's Investors Service and Fitch Ratings, the three biggest credit graders, were "key enablers of the financial meltdown," the Financial Crisis Inquiry Commission, created by Congress with a 10-member bipartisan board, said in its January 2011 report. "This crisis could not have happened without the rating agencies."
The commission's report also blamed the crisis on lenders' irresponsible and sometimes fraudulent practices; regulators' inattention and overconfidence; and the recklessness of borrowers and investors.
Representative Scott Garrett, a New Jersey Republican, said the SEC should focus on finishing regulations that strip out references to credit-rating companies from its rulebooks. The regulator is required under Dodd-Frank to remove language that refers investors to the rating firms' grades when selecting safe investments.
"I do not believe that having the government assign which firms will do the ratings is the right answer," Garrett told the roundtable participants. "By removing the government good housekeeping seal of approval, we can increase competition among ratings agencies and lessen reliance on ratings."
Kermit Roosevelt, a professor of constitutional law at the University of Pennsylvania, said a system that strictly forbid bond issuers from picking and paying a company to rate the securities could be unconstitutional.
"That is a prohibition on speech, and that I think is more constitutionally vulnerable," Roosevelt said.
Companies have sold $162.9 billion of speculative-grade bonds in the U.S. this year, up from the $132.8 billion sold by this time in 2012, when a record $358.9 billion was issued, according to data compiled by Bloomberg.
Yields on speculative-grade bonds, rated below Baa3 by Moody's and lower than BBB- at S&P, touched a record low 5.98 percent on May 9 before climbing to 6.07 percent as of yesterday, according to the Bank of America Merrill Lynch U.S. High Yield Index.
Bloomberg News


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Where figures take shape
The department of finance and accounting (DFA) combines the disparate activities relating to the shop, reception and cashier team as well as visitor services, with its tasks of bookkeeping, controlling and running the membership office. The Zürcher Kunstgesellschaft is run as any normal business: as an SME with around 120 full and part-time staff the Kunsthaus undertakes all the usual accounting tasks: accounts receivable and payable, financial accounting, payment transactions via Internet, balance sheet, income statement, liquidity control and salary administration. On top of this come salary calculations, insurance and contractual issues. Reporting and compiling statistics for internal, as well as for municipal or cantonal, purposes in addition to finding solutions to VAT questions or providing a cushion for renovation costs are all part of our daily work.
The financial cycle begins in late summer when all staff who either receive or spend money are integrated into the planning and budgeting process. The watchword is decentralisation; this means that responsibility is transferred to the individual departments, thereby promoting cost consciousness. Activity plans with costs and revenues are drawn up. The consolidated plan income statement – "the budget" – becomes the touchstone for all the activities within the Kunsthaus. Those responsible for controlling and monitoring budgets receive close support from their colleagues in the DFA who provide them with all the information and analysis they need. Revenue surpluses help to support the further development of the operational and personnel infrastructure. Project teams create the building blocks for this. Internal controls protect against mishaps. In the membership office membership data is processed on a daily basis and the concerns of our loyal art-loving customers are dealt with. And things really hot up towards the end of the year when the 18,000 plus members pay in their membership fees. This important revenue, together with other income, determines the room for manoeuvre when financing the broad spectrum of Kunsthaus activities.


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Police skeptical of victim's claim in east-side shooting
JANESVILLE—A Brodhead man told Janesville police an unknown assailant shot him on the city's east side early Monday morning, but detectives are skeptical of the man's story.
Police were called at 12:30 a.m. Monday to St. Mary's Janesville Hospital for a report of a gunshot wound, according to a Janesville Police Department news release.
The 35-year-old Brodhead man told police a stranger shot him near the entrance to the bike trail on Wright Road at Skyview Drive, Lt. Keith Lawver said.
The shooting victim said the stranger flagged down him and a friend as they drove by and asked for a ride, according to a news release.
As he stood outside the car, the man then shot the Brodhead man in the leg, authorities said. The Brodhead man's friend drove him to the hospital, according to the release.
The gunman was described as a white man of an unknown age, approximately 5 feet 10 inches tall, between 210 and 250 pounds, wearing a black stocking cap, blue jeans and a dark jacket, Lawver said.
Police have talked with the shooting victim and the car's driver, Lawver said, but said they aren't entirely buying their version of events.
"We don't think that they were being completely honest with us," he said.
Evidence police found at the scene is "inconsistent with the stories they've given us," Lawver said. He declined to specify what that evidence was, however.


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Journal Abstracts
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ABSTRACT:?Until we re-direct our focus earlier, we shall never solve these human problems.? Dr. Arthur Janov explains this position in his article and describes how the psychophysiological effects of events that occur during the first nine months influence the lifespan. Clearly focusing on the womb is a shift in his Primal theory. This change proposes the importance of healing prenatal imprints to more clearly see their widespread cumulative and enduring effects. ?It means that how the birth trauma is played out, and reacted to, depends on earlier life circumstances?womb-life.?
This article offers a historical account of the changes in birth that the author reflects on after decades as a practicing obstetrician. In preliterate and pre-agricultural societies, women used to isolate themselves to give birth. It seems that at that phase of the history of humanity the only person who could be around was the mother of the parturient, an ant, or another experienced mother. Then, for thousands of years, childbirth has been more and more socialized and culturally controlled. During this long period the birth environment remained mostly feminine.
Abstract:John Bowlby?s theory of human attachment has become widely applied across disciplines and across the stages of human development. This discussion explores the evolution of an application of Bowlby?s theory to the experience of pregnancy, from both maternal and paternal perspectives.
Abstract:This study surveyed females who accessed prenatal care at an urban health center to determine perceptions of barriers to early initiation of services. We hypothesized distrust of healthcare professionals would result in delayed utilization. Results indicated that both minority and non-minority patients distrust health care professionals who have strong anti-minority bias and discriminate on the basis of race.
Abstract:Alzheimer's disease (AD) is a degenerative brain disorder characterized by a global mental deterioration. Although the etiology is not yet clear, more evidence shows that a prenatal link is possible. Memory disturbances are central in AD and eventually lead to a loss of autonomy and identity. Anxiety becomes the basic feeling of AD patients, as well as experiences of mourning, loss of control, and loss of contact. In the manifest stage retrogenesis is triggered, that is, patients reverse develop and start to re-live their past.
Abstract:This study of 302 Israeli women was a secondary analysis conducted to: (1) examine the associations between negative pregnancy, childbirth, and postpartum experiences; (2) determine whether exposure to childhood sexual abuse, domestic violence and fertility problems are related to reproductive experiences and (3) identify among these variables potential predictors of negative childbirth experiences and postpartum depression (PPD). Pregnancy-related fears increased and prior fertility problems decreased the likelihood of negative childbirth experiences.
Abstract:We examined the impact of drug abuse on prenatal resources (social support and coping strategies) and mental health problems (depressiveness, pregnancy distress and hostility), and analyzed whether they would differently predict postpartum mental health between drug abusing and non-abusing women. Drug abusing (n=44) and comparison (n=50) women participated in the second or third trimester (T1), and reported depressive and anxiety symptoms at four (T2) and 12 (T3) months postpartum.
Abstract:Research studies on post-partum PTSD have highlighted that the experience of childbirth can be traumatic in itself because it often involves fear, pain, impotence and non-expressed negative emotions. This study hypothesized that mental processing post-partum emotions, through Pennekaber?s expressive writing (EW) method, can reduce short- and long-term posttraumatic symptoms. The sample was of 242 women (mean age=31.5; SD=4) of whom 120 performed the EW-task and 122 were not asked to write.
Differentiating Subtypes of Postnatal Depression Based on a Cluster Analysis of Maternal Depressive CognitionsAbstract:Based on the analysis of cognitive style, this study demonstrated that women experiencing postnatal depression (PND) fall into two categories: (a) those with a general cognitive vulnerability to depression and for whom childbirth is a non-specific stressor; and, (b) those whose depression is directly related to the stressful demands of motherhood.
Abstract:In this paper, I will trace Ancient European Symbols of Pregnancy and Fertility from pre-history to early Christian times. Whether ancient female images represented goddesses or not, is not under discussion here. I will explore the possibility that symbols of pregnancy and fertility take on a purpose beyond self-expression, art, or worship and suggest the plausibility of pedagogical purposes in a pre-literate world. By including symbols, I also hope to show how some the roots of our modern alphabet go back to pre-history, and speak of the sacred sciences of birth.


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