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Some banks have limited funding to BTG Pactual, source says
SAO PAULO Dec 8 (Reuters) - A small number of international banks have limited access to short-term funding for Brazil's Grupo BTG Pactual, although the investment bank has mitigated that risk by acting promptly to reduce funding needs, a source with knowledge of the situation said on Tuesday.
BTG Pactual'S liquidity position has stabilized after the bank's management carried out a prompt dismantling of trading positions, began to sell pools of loans to rivals, and began to divest non-essential assets outside banking, said the source, who requested anonymity to speak freely about the issue.
The bank's actions and a credit line from Brazil's deposit guarantee fund FGC are helping BTG Pactual mitigate any short-term liquidity risks, the source added.
(Reporting by Guillermo Parra-Bernal; Editing by Leslie Adler)
© Thomson Reuters 2017 All rights reserved.


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Not heavy-duty!
By Zaab007
from Newmarket, ON
My husband and I have been using this treadmill on and off but notice that although it is sufficient to withstand my weight and size, it is much too small and insufficient to withstand my husband's weight and size. He is over 6 feet tall and would have preferred something much more sturdy.
Bottom Line No, I would not recommend this to a friend

subset: commoncrawl


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Join us for extraordinary and fun sightseeing tours through Berlin with the Trabi.
Events with 10+ participants
With the Trabi and a roadbook you and your team will explore Berlin. A Trabi Rally is a very unique team event.
On the road with the Trabi
Rent a Trabi in Berlin and explore the capital on your own.
Trabi Safari on:
Announced in:
Certified ticket shop


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George Osborne's most recent budget has been rightly condemned for its treatment of the most vulnerable in society, and you'd probably expect that the negative press would mean he'd be keen to make amends, you'd be wrong.
In the last few weeks the Tories have been widely condemned for their most recent budget cuts which would see personal independence payments, for disabled people, slashed by £30 a week tipping many vulnerable people over the poverty line.
The move's been so unpopular that even Ian Duncan Smith managed to find his conscience and resigned from the cabinet over the cuts – although he subsequently lost it again when it came time to vote against them.
The Shadow Chancellor, John McDonnell took the opportunity to call out Osborne at yesterday's budget debate, calling it an 'attack on disabled people which would devastate their lives'. It was a brutal and frank attack which would have lain any decent man bare.
Unfortunately they weren't talking to a decent man they were talking to George Osborne, and he was too busy laughing at something on Michael Gove's phone to give a shit.
Seriously it's moments like this that you realise quite how awful the Tories can be…


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Dear Love Isn't Enough,
I just discovered your blog "Love Isn't Enough"
It struck a big chord with me as a Cuban-American woman (who only recently in life came to assume my Cuban-ness) living in Paris, France, with a half-Indian (from southern India) three and a half year-old daughter. I have been trying to think of ways to give my daughter (who holds French and American nationality) a sense of Indian culture without it being too much ("What is too much?" is the first question that pops up). I would like to do so because her father rarely does anything cultural with her, much less Indian and cultural–he plays with her a lot instead– sports, games, and the like.
My own American-Cuban-French mix comes across quite easily (we dance salsa, we sing folk songs, we make pancakes, we go to museums, etc). But though I have researched its history and customs quite a bit, Indian, specifically southern Indian, culture remains a bit of an enigma. One big problem is that I am a profound feminist, and there is much in Indian culture that is radically anti-woman, particularly anti-progressive-woman-with-her-own-ideas. There is also much that is fantastically beautiful (dance, clothing) and spiritual.
I guess my question to you would be: do you know where I might be able to find resources that would be good for giving my young daughter a sense of the beauty and depth of the Indian culture whilst avoiding such ideas as "widows must throw themselves onto their dead husbands' burning pyres"? Also, where to draw the line? One cultural activity per week? month? day? etc..
Best regards from Paris,
From the Editor:
I am going to leave this question to LIE readers to answer. Particularly, the parents of children of mixed-heritage may have especially insightful suggestions.
I will say that I think your worries about separating sexism from Indian culture may be a result of you viewing that culture from the outside. Certainly American culture, Latin cultures, European cultures, African American cultures are all riddled with gender bias (most ALL cultures, sadly, are). But I think when we are part of a culture, it is easier to a) not inflate its negative aspects, while b) navigating its negative aspects and imparting the most important elements of culture to our children.
Readers? Can you give this mom some help?


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Hors d'Asparagus
READY IN: 40mins
Recipe by Millereg
Freeze them and then cook only as many as you need at one time.
Ingredients Nutrition
- 2 loaves sandwich bread
- 4 ounces blue cheese, crumbled
- 2 (8 ounce) packages cream cheese, softened
- 2 eggs
- 2 (10 ounce) packagesfresh asparagus spears or 2 (10 ounce) packagesfrozen asparagus spears
- 3⁄4-1 lb unsalted butter, melted
Directions See How It's Made
- Trim crust from bread and flatten with a rolling pin.
- Beat cheeses and eggs together.
- Spread each piece with cheese mixture.
- Roll asparagus spears in bread.
- Dip in melted butter or margarine.
- Freeze with paper between layers.
- To serve, remove from freezer, slice in thirds, and bake for 15 minutes at 375°F to 400°F on a cookie sheet.


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With Big Data Comes Big Responsibility
In commemoration of Data Privacy Day, we're exploring the implications of social data as both an instrumental marketing tool and a privacy concern for businesses.
As more and more users sign in and input personal data into social networks like Facebook, Twitter, and Google, these sites accumulate mountains of actionable insight into their users' backgrounds, interests, and purchasing habits. Businesses that tap into this user data can better understand their customers and gain a huge leg up over their competitors.
Sounds like a marketer's dream, right? There's a catch: Social data comes hand-in-hand with big responsibility. More specifically, businesses with access to social data must exercise transparency over data usage and make it a priority to uphold users' privacy rights.
Users are both concerned about their privacy and generally uncomfortable with the idea of handing over personal data to corporations. In the wake of these concerns, it's increasingly important for businesses to communicate clearly with their online audiences about how their personal information is being stored and leveraged.
Big Data can be Tricky
As social data continues to increase in volume, businesses can analyze and utilize user information to create relevance, context, and personalization around their marketing efforts. At the same time, though, consumers are often left in the dark about what corporations can and will do with their personal data. A study of over 2,600 U.S. consumers revealed that 40 percent of consumers choose not to sign in using their social identities because they are unsure of how their personal information will be used. When users opt out of social login, businesses miss out on valuable opportunities to glean from a rich, existing well of behavioral and demographic data about their customers.
It All Starts with Trust
How can businesses optimize their marketing strategies by reducing user apprehension towards data sharing? The key is transparency and integrity, according to Gigya CEO Patrick Salyer (@patricksalyer). Rather than approaching personal data sharing as a take-all relationship, corporations need to respect user information by protecting it and using it appropriately. Businesses also need to offer value for users who share personal data.
"Promise your users that you'll do the right thing by offering a 'virtual handshake,' where users grant you access to their data in exchange for value (often personalization or ease-of-use) and transparency," Salyer advises. "Building and maintaining trust with customers is critical for any business, big or small, on or offline. It's not just ethical to be transparent about how you use your customers' data – it's good business."
Building customer trust takes time and effective communication. Read on to learn about best practices.
-Emma Tzeng, Marketing @gigya
By Emma Tzeng


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Creedence Clearwater Revival - "Fortunate Son" MP3
Live In Royal Albert Hall 1970.
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Fortunate Son, live Performance by CCR in 1969.
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John Fogerty - Fortunate Son - live - November 7, 2009. Please support PBS-TV. MP3
John Fogerty - Fortunate Son - live - November 7, 2009. One of the great songs from the Vietnam "era" with an intro/dedication to a Vietnam vet. Great energy ...
John Fogerty - Fortunate Son (Live) MP3
Music video by John Fogerty performing Fortunate Son. (C) 2006 Concord Music Group, Inc.
Fortunate Son
Creedence Clearwater RevivalSome folks are born, made to wave the flag Ooh, that red, white and blue And when the band plays, "Hail to the Chief" Ooh, they point the cannon[...]
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John Fogerty performs "Fortunate Son" live at the Farm Aid concert in Tinley Park, Illinois on October 4, 1997. Farm Aid was started by Willie Nelson, Neil Young ...
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CREEDENCE CLEARWATER REVIVAL - LIVE 1970 - "Fortunate Son / Commotion" - Track 5 of 11 MP3
This is track 5 of 11 - Track 6, "The Midnight Special", can be seen here: http://youtu.be/0wPk0Cxq8_4 CHECK OUT THESE OTHER CHANNELS: ...
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I'd say good shit. Sound City Players : live, January 18th 2013 - Park City Live, Salt Lake City, UT No copyrights infringement intended.
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Pearl Jam playing Creedence Clearwater Revival's 'Fortunate Son' with all the bands they have toured with over the years. From the 'Live At The Garden' DVD.
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someone had to upload it in HD, right? ;-)
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John Fogerty "Fortunate Son" live, Chicago, 2008. There appears to have been a technical glitch in the way comments were posted here. In particular, one of my ...
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Creedence Clearwater Revival hit single Fortunate Son was a Billboard Hot 100 top 20 hit single. John Fogerty's Vietnam War protest song is from the 1969 ...
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Subscribe to the Sydney Urshan YouTube Channel for the best Live videos and other interesting things!
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Bruce Hornsby~ Fortunate Son --} Comfortably Numb --} Fortunate Son MP3
This live track was from Bruce's 7/20/06 show at the Mountain Winery in Saratoga California.


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Lucknow, Apr 29: The Bharatiya Janata Party chief Rajnath Singh has said that the party's intention to build the Ram Temple in Ayodhya 'remains intact'.
"As far as the building of Ram Temple is concerned, our commitment for it remains intact and we will subsequently prove it," he said in an interview.
Pooh poohing the Congress Party's charges saying that BJP was using the Ram Temple issue to for power, he said that it was just false propaganda by those who doesn't want the Ram temple to be built and those who have questioned the very existence of Lord Ram.
Taking on Congress on the Kandahar issue, he said that Congress was very much the part of the decision of giving up the terrorists as BJP was.
He told that the biggest issues facing the common man are those of terrorism and spiralling price rise and slammed those who said that the ongoing polls are 'issueless'.
He reinforced that Manmohan was a weak Prime Minister and called Congress-led UPA a sinking ship.
OneIndia News


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Ozzie Guillen Wishes He Was Erik Spoelstra
While the Miami Heat paraded down Biscayne Boulevard on Monday, hoisting their trophy from the top of double-decker buses, all Marlins Manager Ozzie Guillen could do was watch. He'd been there before. Once as a member of the coaching staff of the 2003 Marlins, and again as the manager of the Chicago White Sox in 2005. But with his team slumping badly, it doesn't seem he'll be back there this year. All he could do earlier this week was wish he was Erik Spoelstra and hope the Heat's success rubs off on his own team.
"Having the Miami Heat win, for me, was inspiration," Ozzie before yesterday's game according to the Sun-Sentinel. "I hope for the [Marlins] players it was, too. I saw those guys in the parade talking, I got jealous. I got pride. I wanted to be there. I wish I was the coach."
"That's my inspiration for the rest of career here in Miami. Hopefully I feel the same way they feel, having the parade with everybody around. Hopefully that's inspiration for the players."
The Marlins pulled out a win on Wednesday against the St. Louis Cardinals, only their sixth win in the painful month of June. They're now five games below .500, and 8-and-a-half games out of first place in the NL East. There's still plenty of time left this season.
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Ozzie also seems aware that until football season begins, his Marlins are the only sports ticket in town.
"I love to see people in Miami happy," he said. "That means people in Miami have some nice things to read. Now they're over. Hopefully we take over and people start reading good things about us. That's my goal."
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Trains, planes and memory sticks: reporter's doping scoop quest
By Paul Carrel
BERLIN (Reuters) - The German journalist behind an explosive report suggesting widespread doping in world athletics traveled to rural Kenya, pursued dead-end leads and made a lot of fruitless trips before nailing the story that has rocked global sport.
Hajo Seppelt, 52, says he is not a crusader but is driven by a desire to report the facts about the behind-the-scenes world of athletics, which he believes is plagued by a conflict of interest between promoting the sport and combating doping.
Seppelt's reporting for his latest documentary built on another story last year, in which he made claims of systematic doping in Russia, angering sports authorities there.
"After the first documentary was aired and there was world-wide attention, I thought there must be a follow-up because people are interested in knowing if the Russians have drawn some consequences," he told Reuters in a telephone interview.
Seppelt's reporting took a new turn when a whistleblower posted him secret data from the International Association of Athletics Federations (IAAF), stored on a memory stick.
The data indicated suspected widespread blood doping in athletics between 2001 and 2012 and has prompted the head of world athletics to dismiss as "laughable" any suggestion that his organization had been negligent in drug testing of athletes.
Working with journalists from Britain's Sunday Times newspaper, Seppelt, from German broadcaster ARD, set about corroborating the data and crisscrossing the world to meet sources to flesh out his story.
He traveled to the Caucasus, Austria, Lausanne in Switzerland, London, Monte Carlo, Prague, Australia, Kenya and the United States. Not all the trips were worthwhile. Continued...


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Camelbak Impact CT Gloves
- Sold for: Start Free Trial or Sign In to see what it's worth.
- Item Category: Advertising
- Source: eBay
- Sold Date: Jun 17, 2009
- Channel: Auction House
This item is a pair of Camelbak Impact CT Gloves. Size 10 large. They are brand new in the original package. Item will ship as soon as payment s recieved. PayPal orders only please.Description Form-fitting glove with ergonomic anti-vibration padding. Military Application: Handling weapons, impact tools, operating heavy equipment, or any work that causes impact from vibration. Features Supple, breathable, durable Clarino palm for firm grip Padded palm protects from impact and vibration Two-way stretch Spandex padded top provides snug fit Conductive anti-static carbon fiber for safety around explosives, fuels and electronics Neoprene padded knuckles for extra flexibility Tacky Index finger and thumb for extra grip Completely machine washable Lightweight and breathable - ideal for all climates Protects from abuse such as heat, cold and abrasion


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Electronic PayPlus Limited is a foremost electronic payment company with years of experience in the industry. We are a card-based solutions provider primarily focused on providing total payment solutions to the banking industry and other payment institutions. We offer a wide variety of plastic cards from the simplest PVC to the most sophisticated smart contact and contact-less cards.
Job Title: Head, Sales and Marketing
Job Description
Ensure that the company's budget, target and vision are actualized via the total account management approach.
New business development; will be responsible for generating new business relationships and negotiating new revenue.
Identification of potential Market Segments.
Revenue generation through new account development and key account management.
Handling team members.
Responsible for achieving target.
Defining the exact marketing processes and responsible for executing the same.
Developing relevant business proposals.
Monitor market Intelligence within the industry in terms of market development, new projects, competitive activity, new customers etc.
Handling meeting with key clients.
Ensure that customer care is utmost in daily activities by calling, e- mailing and visiting.
Provide and recommend necessary training to the business development team when needed.
Monitoring & evaluating the performance of the business development team- by guiding them to move in proper direction.
BA, BSc, HND, MSc, MBA
Job Experience
10 Years
Job Location
Job Category
Administration, Secretarial, Sales, Marketing
Method of Application
Qualified Candidates should forward CV and Application to email@example.com
Share this job now with your friends on Facebook, Twitter, Linkedin......Latest, most current jobs in Nigeria


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Eye related
In evening when i come back from my class, my eyes have burning sensation and it feels like i should go to sleep but when i try sleeping i am not able to and i stay awake till late, just lying on my bed with eyes closed . Please suggest what to do .
Answers (1)
Like the answers? Chat privately for 24 hours with the doctor of your choice
The burning sensation seems to be due to dryness of eyes and eye fatigue. Avoid continuous watching of screens (tv or computer). Wash your eyes frequently. If the problem still persists then you can use some drops to get relief. Also get your number checked and corrected number accordingly to get rid of eyestrain and therefore the headaches and heaviness ( if any ).
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Items filtered by date: Wednesday, 15 March 2017
Intertextile Shanghai Apparel Fabrics-Spring 2017
Venue: National Exhibition and Convention Center (Shanghai)
Organisers: Messe Frankfurt (HK) Ltd, The Sub-Council of Textile Industry (CCPIT), China Textile Information Centre (CTIC)
The World's Most Important Desitination For Sourcing Fabrics And Accessories!
A comprehensive platform to showcase your supreme apparel fabrics and accessories. There are lots of business chances to meet potential customer, explore new market opportunities, learn about next season's trends, and add value to your business.
- 3,155 exhibitors from 27 countries and regions*
- Exhibition space of 156,000 sqm gross*
- 71,163+ visitors from >100 countries and regions*
- Grasp the latest trend for the upcoming season
- Comprehensive fringe programmes
- All you need at 1 place to enrich your sourcing trip
*based on 2016 show figures
Product Groups Application area
- Cotton, wool, silk, linen, ramie, man-made,
knitted, coated fabrics
- Lingerie & swimwear fabrics
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- Printed fabrics
- Fibres & yarns
- Embroidery & lace
- Accessories
- Textile-related CAD/CAM/CIM technology
- Design & styling agencies
- Fashion & textile trade publications
- Suitings
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- Children & infants wear
- Swimwear & lingerie
Fair Website: http://intertextile-shanghai-apparel-fabrics-spring.hk.messefrankfurt.com/shanghai/en/visitors/welcome.html


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The following individuals have volunteered to support and advise the school as members of the Alumni Council for the 2016-2017 year. Led by Mary Sawyer MBA '05, Chair, and Joe Hines MBA '03, Vice Chair, the council meets twice each year.
Jim Karrh is a consultant, writer and speaker specializing in marketing and sales effectiveness, improving customer conversations for better acquisition, retention and loyalty. He serves clients directly through Karrh & Associates and is also a consulting principal with DSG, a sales-enablement firm. For more than a decade Jim has been a regular columnist for Arkansas Business and a guest columnist for many other publications; he published his first book, a collection of his most popular columns, in 2011.
Jim began full-time consulting work in 2009. His prior experience includes work as a small-business owner, consumer researcher and tenured university professor, agency executive and corporate chief marketing officer. As a CMO Jim transformed the marketing efforts of a 133-year-old company and built an integrated program judged best in the global bottled-water industry.
In addition to the Duke MBA Jim earned a BS in finance and Ph.D. in mass communication, both from the University of Florida. He resides in Little Rock, Arkansas with his wife Alison and their three sons.
As Divisional Vice President for Wendy's Restaurants in the Southeast, Mr. Kollias supervises the operations of 800 franchise restaurants in 8 states. His support team of 20 plus professionals insure that marketing, training, operations, development, construction, financial and human functions facilitate the franchisees in Wendy's brand execution and growth.
Mr. Kollias has more than 25 years' experience of varied and progressive growth in finance and operations in the restaurant industry. Most recently he served as Executive Vice President of International Operations for Texas and Church's Chicken. In this role he lead a team of 20 professionals around the world to supervise marketing, development, operations and supply chain in 500 restaurants in 27 countries.
Prior to joining Church's, Mr. Kollias held various management positions at Planet Hollywood, Applebee's, Hard Rock Café and Dairy Queen brands in the areas of Operations, M&A, Finance, Planning and Purchasing.
Mr. Kollias received his bachelor's degree from Cornell University and his master's degree in business administration from the Fuqua School of Business at Duke University. Currently residing in Marietta, GA, he is President of the American Hellenic Educational Progressive Association #519, a finance committee member of Holy Transfiguration Greek Orthodox Church and actively participates in multiple tennis leagues in Atlanta. He has been married to Margaret for twenty-two years and has two boys, Tommy and Kris. One is a sophomore at the University of Florida and the other is a Junior in high school.


text:
Interview answers verified by specialists.
Find interview questions and answers on this website:
• Obfuscators protect the source code from being hacked. Encryption and Decryption are processes from where you can get the data back. • However these differ from what obfuscation is. In obfuscation, a program become out of the reach of hackers although it functions the same way it is supposed to. • Optimizations too get applied to the process of obfuscation in order to make the program fast.


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Here's a great deal over at Walgreens. Not only are the Maybelline Great Lash Mascaras on sale BOGO 50% OFF right now at Walgreens, but they are also on sale for $4.50 (regular price $5.79-$5.99.) Toss in some nice printable coupons to score a terrific deal. Check out this hot deal:
At Walgreens through 4/25:
BUY TWO MAYBELLINE GREAT LASH MASCARAS, on sale $4.50 AND BOGO 50% OFF = $6.75 for two (regular price $5.79-$5.99 each!)
Use two $2/1 Maybelline Mascara printable manufacturer's coupons (preclipped)
NET PRICE FOR ALL: $2.75 (or $1.37 each!)
Thanks and photo credit to Wild for Wags.Extreme Couponing Tip: You can usually get two prints of most internet coupons. To find them in the easiest possible way, use our preclipped links that take you right to the coupon. Then come back and click the same link to get your 2nd print. This will save you the time spent searching for the coupon.
Never miss another hot coupon, deal or freebie again! "Like" Couponaholic .NET on Facebook, Follow us on Pinterest, Follow us on Twitter, Follow us on Instagram or Subscribe to our Daily Email Newsletter!


text: Zenergy Neema Animal Print Jacket Style: 570078869 Out of Stock Love it? Everyone else did too. This item sold out! Use our search tool, chat online or call 1.888.855.4986 to find something equally desirable. Urban jungle jacket: zebra stripes bring a trend-right graphic palette and chic exotic appeal. Refined, lightweight, two-way-stretch Neema fabric. Roll-tab cuffs for versatile styling. Hand pockets. Length: 24" to 27". 87% polyester, 13% spandex. Unlined. Machine wash. Imported. Read More… Share on Facebook Tweet Pin


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Flutist Stephanie J. Miller will be performing a flute recital with pianist Maria Roditeleva-Wibe on Sunday, April 28 at 6 p.m. in the McIntyre Music Building Recital Hall. A 2006 graduate of CWU, Ms. Miller studied with Dr. Hal Ott and graduated with degrees in Flute Performance and Music Education. While she was at CWU she was winner of the National Flute Association Piccolo Competition. Miller completed her Masters in Flute Performance at University of California Santa Barbara. The program will include works by Taffanel, Clarke, Debussy, and Taktakishvili. Ms. Miller's student teaching was at Morgan Middle School and Ellensburg High School under the tutelage of Don May. The recital is free and open to the public.
Hundreds of students from 30 schools all over Washington State will swarm CWU's music building for tCWU Music Students To Serenade Ellensburg April 13
The first ever Day of Music promises to fill Ellensburg with the sounds of Beethoven, Debussy, ScottComposer Ola Gjeilo Creates A Luminous Night With The CWU Chamber Choir And Friends
World-renowned composer and pianist Ola Gjeilo [pronounced Yay-lo] will present an enchanting conce


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I was looking at the above product on your website. I noticed that a comment was on the page asking about DNA and one of your colleagues responded saying that there would be no DNA present in the lysate. Would this also be true of RNA? And does the lys...
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Regarding ab14899, the procedure for the preparation of the whole cell extract is not RNAase free so the RNA will be at least partially degraded. But there is no step to get rid of the RNA and since it's more soluble than DNA it could be present ...
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I am inquiring to find out if it is possible to extract DNA from the T-47D cell lysate.
Asked on Nov 07 2005
Thank you for your enquiry.
With the protocol used, the DNA is pelleted and discarded along with cell debris during the extraction process, so there is no DNA present in this lysate.
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DSP BlackRock MF new fund closes on 11th October
DSP BlackRock Mutual Fund has launched DSP BlackRock FMP-Series 15-3M, a close-ended income scheme.
The investment objective of the scheme is to generate returns and capital appreciation by investing in a portfolio of debt and money market securities.
The scheme will invest only in such securities, which mature on or before the date of maturity of the scheme. The tenure of the scheme is three months.
The new fund offer closes on 11 October 2011. The minimum investment amount is Rs5,000.
CRISIL Liquid Fund Index is the benchmark index. Dhawal Dalal is the fund manager.
HDFC Gold Fund issue closes 21st October
HDFC Mutual Fund has launched HDFC Gold Fund, an open-ended fund of funds (domestic).
The investment objective of the scheme is to seek capital appreciation by investing in units of HDFC Gold Exchange Traded Fund (HGETF).
The new issue closes on 21 October 2011. The minimum investment amount is Rs5,000.
The benchmark for the HGETF fund is the domestic price of physical gold. Anil Bamboli is the fund manager.
Under the new norms, the cash pay-out arrangements for amounts being transferred out of bank accounts to beneficiaries not having a bank account has been enhanced to Rs10,000 from Rs5,000
With a view to facilitating fund transfers to people, particularly migrants, who do not have bank accounts, RBI on 5th October relaxed norms by doubling the transaction cap on small money transfers.
Under the new norms, the cash pay-out arrangements for amounts being transferred out of bank accounts to beneficiaries not having a bank account has been enhanced to Rs10,000 from the current limit of Rs5,000.
The monthly cap on such transfer will be Rs25,000 per beneficiary, RBI said in a notification. Besides, customers not having bank account can now transfer funds to bank accounts of others, subject to a transaction limit of Rs5,000 and a monthly cap of Rs25,000 per remitter.
The RBI has also allowed transfer of funds among domestic debit/credit/pre-paid cards with the cap of Rs5,000 per transaction and a monthly limit of Rs25,000.
According to experts, the changes will impact a large number of people, especially the migrant population which does not have access to formal banking channels for want of proof of identity/address.
The RBI said such people faced difficulties in using the authorised channels for transferring funds. "RBI has been receiving frequent representations to open up the formal banking channel to facilitate fund transfers of small value, subject to monthly ceilings and monitoring, to give impetus to the process of financial inclusion. We are issuing these guidelines after having reviewed the related issues.
"These relaxations are expected to provide money transfer facilities in a safe, secure and efficient manner across the length and breadth of the country," the apex bank said.
Migrants constitute a substantial chunk of the country's population. The RBI has asked banks and other financial institutions to put in place a system of safeguards, including velocity checks and alerts to customers about credit into accounts, using the new facility.
"Any unusual spurt in volume of credits in a particular account/group of accounts shall be immediately investigated. Appropriate authorities shall be alerted regarding suspicious transactions," it said.
The apex bank has also directed that such fund transfers are to be effected on a real or near real time basis. "The total outstanding amount on a prepaid payment instrument shall not at any point of time exceed the limits prescribed in the extant guidelines on the RBI on the policy guidelines for issuance and operation of prepaid payment instruments," it said.


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Robert F. Hartley, "Management Mistakes and Successes, 10 edition"
English | 2010 | ISBN: 0470530529 | 400 pages | PDF | 4,4 MB
Hartley's casebook is rich in content with easy to read case studies that are well suited for business professionals. They'll learn every key aspect of management, from performance and crisises; to mergers and acquisitions. The tenth edition presents more new case studies to illustrate management concepts.
These include Google's entrepreneurial strategy, Procter and Gamble, Starbucks, and more. Recent business failures and successes are also examined in a way that offers practical insights and strategic principles. By focusing on the mistakes and successes, this book helps business professionals learn how to become great business leaders.
Management Mistakes and Successes, 10 edition
(Buy premium account for maximum speed and resuming ability)
(Buy premium account for maximum speed and resuming ability)


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Blacks Vets Dudley Hospital has been announced as winner of the Best UK Vets award for the second year running.
The West Midlands group had the mayor in attendance at a ceremony hosted by VetHelpDirect.com, while two of its other practices scooped second and third place in the same category.
The independent awards are in their fourth year and give practices across the UK the chance to showcase their attention to client care and celebrate it with their community.
Public choice
Category winners are based on the number of authentic, positive online reviews regarding the practices that are left by clients, making pet owners the judges.
A VetHelpDirect.com spokesman said: "Every British practice is eligible and hundreds of practices pushed for it by proactively asking clients to help them win.
"The final few days before the winners were announced was exciting, with last-minute bids from several practices. Congratulations to all."
Category winners and runners-up were:
Best UK Vets 2016
Winner – Blacks Vets Dudley Hospital, West Midlands
2nd place – Blacks Vets Lye, West Midlands
3rd place – Blacks Vets Sedgley, West Midlands
Best London Vet
Goddard Veterinary Group Greenford, west London
Best Scottish Vet
Inglis Veterinary Hospital, Dunfermline, Fife
Best Mobile Vet
St George's Vets Vets 2 You Mobile Surgery, Stourbridge, West Midlands
- For more information, visit VetHelpDirect's bestUKvets website, email firstname.lastname@example.com or 0845 4961 204.


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The Keck research experience displays the acknowledged characteristics of a high quality undergraduate research experiences; students are involved in original research, are stakeholders and retain intellectual ownership of their research, experience the intellectual excitement of working in group and independent contexts, and engage in the scientific process from conception to completion. The Consortium positions the student/mentor relationship in a collaborative setting with faculty and students from different colleges and universities. For the research teams, the collaborative approach enlarges the scope and significance of what can be addressed scientifically. Participating students and faculty work on themes of research that would not or could not be attempted through traditional mentor/student specialty-anchored research. For students, working with different faculty gives them insight into the collaboration process at a professional level and experience with different teaching and mentoring styles. Faculty too benefit from interaction, expanding their knowledge of different research areas, learning new research techniques, and also learning different mentoring styles and educational approaches.
Many Keck projects involve collaboration beyond the organizations represented by the project faculty. For example, on the 2001 Wet Mountains project, geologists from the University of New Mexico, New Mexico Institute of Mining and Technology, Colorado State University, and Kansas State University participated in field trips, presented evening seminars and contributed advice on field studies and expertise in Cenozoic landscape evolution. The 2001 Prairie Creek Project occurred at the Nerstrand Bigwoods State Park in Minnesota. Staff from the State Park and personnel from the Rice County Soil and Water Conservation District, Rice County NRCS office, and the Cannon River Watershed Partnership helped students in the field and shared expertise on local environmental and political issues. All of these experiences expand student's learning options.
Keck projects are characterized by respectful learning climates that nurture the development of collegial relationships among students and faculty. Faculty work hard to develop friendly climates, and are assisted in this endeavor by the Consortium administration. Project Director, Project Faculty, and Student notebooks are sent to participants well in advance of the summer field season. These contain Consortium policies, making participants aware of expectations for behavior during projects. Additionally, the Consortium provides faculty with guidelines for discussing climate issues with participants on the day the project begins in order to re-emphasize our expectations.
The Keck Geology Consortium Program
The full Consortium program has included four to eight research projects per year. Most projects are designed for six to twelve students and 2 to 4 faculty. Students make a yearlong commitment to the program, and the nature of their experience varies markedly through the year.
Part 1: Prior to the Summer Research
In the spring before the field season, project directors lead the students through the background study needed for a basic understanding of the project and geology of the study area.
Part 2: Summer Research Activity
In the field phase, students spend four-weeks at the study site, learning the geology in more detail, identifying a project, and gathering data.
Fieldwork varies with project (see the current project descriptions), but includes activities such as mapping, coring, surveying geomorphologic features, measuring stratigraphic sections, and sampling for later chemical or petrographic analyses. During the field season, the impetus of work transfers from the project faculty as students take responsibility for developing a research plan and collecting the data and samples needed to complete their work.
Part 3: Independent Research at Home Institution
Following the field phase, students return to their home campus and work under the guidance of an on-campus faculty sponsor. During this time, work is more independent in nature as students work to finalize data collection and analysis (e.g., sample preparation for petrographic and chemical analyses, distillation of survey data, textural analysis) and interpret their results. Frequent communication among participants is encouraged so that the collaborative aspect of the overall research project is maintained. Past experience shows that students have a better research experience in the independent-study phase when the on-campus sponsor travels to the field site. Site visits are especially critical for sponsors new to the program and funds are available to support this travel.
The independent-study phase culminates with a presentation of results at the Keck Research Symposium in Geology the following spring. The Consortium also requires the students to complete an independent study or senior thesis based on their Consortium project.
Part 4: Keck Research Symposium in Geology
The symposium is a gathering place for some of the most talented and motivated undergraduate students in the nation. The event gives students an opportunity to present research results in a professional and supportive environment. While at the symposium, the students interact with those from different projects, allowing exchange of ideas and approaches to problem solving as well as expanding their network of peer and faculty mentors.
Part 5: Publications
Students are required to submit four-page extended abstracts for publication in the symposium volume. At the symposium, students present their work in poster presentations and short talks. The Consortium supports students in these endeavors, providing guidelines related to production of graphics as well as an abstract template to assist text formatting. Students have the opportunity to submit abstracts for review prior to deadlines, receiving feedback from Consortium administration on graphics design and production, abstract organization, and writing in standard geoscience style.
* Due to reduction in NSF funding, we will not be conducting the Keck Geology Consortium's Annual Symposium beginning with 2014-2015 project.


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In December of 2008 Brian Hartenstein and family left America for an adventurous life overseas to live and work throughout Asia, raising three daughters with a sense of wonder and awe at the possibility of the world. It is now 2016 and the adventure continues back home in Oregon. This blog remains as a time capsule to that period. Thank you so much to all our friends around the world. Please stay in touch. We miss you all!
Tuesday, January 31, 2012
What is Yangon?
Posted by Hartenstein Abroad at 8:50 PM No comments:
Arriving in Myanmar
Posted by Hartenstein Abroad at 8:39 PM No comments:
Saturday, January 21, 2012
Backpacking through Burma
- Hartenstein
Posted by Hartenstein Abroad at 12:51 AM No comments:
Tuesday, January 17, 2012
Object Lessons in the Adventures of Tom Sawyer in Asia
I know I kick and screech like a mule here in Taiwan but the single truth is that I've got some amazing kids that surround me like a family. I know they are not my actual family, but I always think of them like adopted kids, and that makes all the difference. There's Yuki who comes in every day to talk about The Beatles and baseball and likes showing me the inner workings of wristwatches, and Joy who forgot his homework and so copied word for word the pages out of the textbook and glued them into his notes because it was the right thing to do, his mom is a teacher upstairs and it shows. There's Edison in his little round glasses drowning me in questions, and Tiffany, who is leaving for Canada, and who I wrote the part of Mario Anthony in our Julius Scissorhands for her
I make it a point to say that yes, Aunt Polly may whack Tom across the temple with a thimble, but she loves him so.
These kids work so hard and never complain. There is the school curriculum and then the national curriculum and then my own curriculum that I force them to do… why? And this is my way of conning them toward greatness…I say, "if I ask you to write a sentence, then you write me a two… and if I ask for a three to five sentence paragraph you write me seven…why?"
And all the kids groan: "Because we're the best students in the school."
That's right.
It's a confidence game, I know. And if one kids wants to stop class to show me the acorn he found outside, or another a piece of silk from the hem of a dress or how another found a brass door knocker outside…well… then we stop class to talk about it, don't we?
I tell the kids that someday they will grow up and fall in love. All the stories we read about have romance… and they hew and haw and fall out of their chairs in disgust at the mere thought… but others sit very still and listen. They stop passing notes and gazing out the window because finally, school is useful. I tell them the language of men and women… how sometimes we say the same things but in different ways and words…how Tom makes Becky cry because of his previous engagement to Amy, and feeling so low down, he puts his prize possession in her hand, parting with his favorite slimy green toad. Becky shrieks and runs away, leaving Tom bedazzled and perplexed, and wanting her even more.
'David and Goliath!'" pg. 41
This is maybe my favorite scene in the book, how Tom trades bullfrogs and dead rats swinging by their tail on a stick for the yellow Bible tickets…anything to get close to Becky Thatcher, who is being introduced with her family to the church that day. Tom thinks, if he can just make them believe that he's a good and earnest and holy boy, then maybe…well, maybe he's got a shot.
It's a lesson my students learn all the time. How they are trapped in these young bodies… hormones out of control, post-puberty jumping out of their skin. The ickiness of peach fuzz on boy's upper lips and the awkwardness of young girls asking girl after girl after girl and then finally heading to the lavatory carrying small handbags in twos.
I try to tell them… you'll figure it out, your body and your emotions…you will, but it just takes time. And just like Tom learns he can't steal his way into heaven, you will find that you can't steal yourself through middle school. You just have to take your lumps, let yourself be purged clean.
…He sprang to his feet and shouted: 'I done it!'" pg. 148-49
I see these teachers beat the kids. Believe me, there are some sadistic maniacs in this school and country. Glaring. Carrying sticks. Making kids stand for hours with their nose in the corner. Hurling insults. Isolating kids. Breaking them…
But there are also good teachers here. Those that use soft voices. Who sit and drink tea with young people and try to know them outside of school. It's not easy for Taiwanese teachers to do this, it pushes them outside their normal abilities, but I see some adapting, challenging themselves, and changing.
But as always, what I most love are the students. Standing up for each other, helping one another finish assignments. I see them learning how to be friends, and that is very rewarding.
It's a private school and there are a lot of rich, privileged kids. Black Mercedes dropping off at the 'kiss and go.' Parents who corner their children to give up a name, any name as a scapegoat… my name, many times… But there are also the kids whose parents drive the motor scooters wrapped in sweaters and shawls and facemasks. Kids whose dad owns the machine shop and whose mother works in the bakery.
I love those kids the most.
I know that Huck is a miscreant, a dirty, dead-cat lugging racist, son of the town drunk. But in my years as a teacher, I've met so many of these kids who just didn't know any better, and the only thing that saved them was a heart of gold. I see you. Even if no one else does.
The biggest problem for my students, I think is that there is no escape for them. They have no place to run to, be free in, to play pretend. I think that's why so many of them get lost in anime and 'cos play' and video games. They need time to walk the plank and dig for buried treasure.
I try to teach them about escape and guilt. How they are both important to feel and experience. That people need to get away, live their life and follow their dreams, but it is also important to know when it is time to come home. Tom knows that, running off to the island but then returning to kiss Aunt Polly at night when he misses her most. We need both: run and come home, always these two.
Kids keep secrets all the time. The good teachers, know when to let secrets stay buried and when they need to be surfaced. I've kept so many kid secrets over the years, damaging ones, ones that would crush them, and kids have kept secrets of mine. You see, sometimes you have to just tell the truth, and sometimes telling a lie is the only way to protect what is real.
But in the case of Tom and Huck, it's not the secret they keep that will set Muff Potter free, it's that the whole town keeps a secret that no one is willing to talk about… it's written in the character of the man-child called Jim.
Setting in Tom Sawyer is always talked about. People who have visited Hannibal Missouri know what I'm talking about. White picket fences and boys in straw hats, little girls in curls singing songs on their way to church, Twain tries to capture the innocence of idealism before the murder and rage of the Civil War. But lurking underneath, always boiling to the surface, is evil… and Tom and Becky find that in the cave… Tom and Huck find that in Injun Joe in the abandoned house too. Always there, waiting to strike.
What an ending! What kid wouldn't love to find buried treasure and be hailed a hero? Well, may all our children be carried off the field on the shoulders of their hometown, at least once. May we all find redemption, somehow, I hope.
Posted by Hartenstein Abroad at 4:22 PM No comments:
Tom Sawyer Homework Reading Quiz One
a. He offers them cake.
b. He promises to go swimming with them later.
c. He tells them Aunt Polly wants their help.
d. He convinces them the job is fun.
2. After the whitewash scene, what can be concluded that Tom learns about work?
a. Because Amy is very pretty and Becky is jealous.
b. Because Amy spread evil rumors about Becky.
c. Because Tom was engaged to be married to Amy first.
d. Because Tom gave the brass door knocker to Amy.
4. After breaking up with Amy and chasing after Becky, who acts deceitfully to him, what can be concluded about what Tom learns from love?
a. He memories 2,000 Bible Verses.
b. He takes the blame for someone else's misdeed.
c. He trades the other children for their tickets.
d. He testifies at Muff Potter's trial.
6. What is ironic about Tom trying to "steal his way" into Heaven by lying to get a Bible?
a. I love you.
b. Meet me later, Baby.
c. Let's complain about the teacher and get him fired.
d. How could you be so noble?
8. What does Tom learn about education after his experience in the school with Mr. Dobbins?
a. A brass door knocker.
b. A dead cat.
c. A half-eaten apple.
d. A slimy toad.
10. What does Tom learn about men and women after his exchange with Becky, where he gives her his prized possession and she runs away crying?
a. Barks like a dog.
b. Crows like a rooster.
c. Meows like a cat.
d. Hoots like an owl.
12. Why do Tom and Huck first go to the graveyard?
a. To dig up a body.
b. To charm away warts with a dead cat.
c. To dig for buried treasure.
d. To look for ghosts.
13. Who is Huck Finn and what does he represent in the novel?
Posted by Hartenstein Abroad at 6:15 AM 1 comment:
Monday, January 16, 2012
Two Letters of Rec and One Quick Edit
This letter is to recommend my student Suzie Cho for entry into your Youth Summit. Suzie is a 7th grade student in my Literature and Writing class, and I have known her for one semester. In this short time, I feel I can write an accurate and meaningful evaluation of her talents and gifts.
Suzie is a very creative, thoughtful, and dedicated student. Whatever the academic task, she seeks to personalize it through artistic expression. Whether it is writing an essay, creating a poster, organizing a personal dictionary, taking notes in class, or completing a critical thinking puzzle, Suzie shows flair, interpretive design, and personal touch.
On examinations Suzie is well prepared and prone to answer more than is asked of her. On oral presentations, she is careful and insightful. Furthermore, Suzie's classroom behavior is impeccable. All of these things combine to make a perfect candidate to represent her school, city, and country in any kind of environment.
Yet perhaps the most important reason that Suzie should be considered for this Youth Summit is that she would benefit greatly from it. Leadership is not a strong subject for many Taiwanese students. They curse each other publically, create divisions based on petty disagreements, they don't foster trust, don't offer support, and are trained from an early age that success means being number one, and everything else is failure. I believe Suzie has the traits to be a new kind of Taiwanese student. One that compassionately encourages others, who councils troubled peers, who speaks out against injustices and isn't afraid to enact changes if necessary. I believe Suzie has that potential courage, but has never seen it in action.
To be honest, when I first heard about a Youth Summit that a Taiwanese student could attend, I was surprised. After three years teaching here, that should tell you something. I am honored to recommend Suzie for entry into your camp and believe she is just the kind of person, student, and future leader you are looking for.
Yet perhaps the most important reason that Suzie should be considered for this Youth Summit is that our school culture would benefit greatly from having someone with foreign experience. I am honored to recommend Jenny for entry into your camp and believe she is just the kind of person, student, and future leader you are looking for.
Posted by Hartenstein Abroad at 3:35 PM No comments:
Sunday, January 15, 2012
Taiwan Election Syndrome
With this in mind, please read the following article from the China Post about this weekend's Presidential Election, and believe me, as impossible as it sounds, they are actually being serious.
On the eve of Taiwan's presidential and legislative elections, "election syndrome" patients should get plenty of rest and keep calm to avoid aggravating their symptoms, doctors at a Taipei clinic said yesterday.
Posted by Hartenstein Abroad at 5:46 PM No comments:
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European revenues fell for the first time since the company launched as one of the UK's first two mobile services in 1985.
Chief executive Vittorio Colao said, to explain the full force the recessionary woes are having on his business: "The economic downturn is affecting Vodafone in several ways.
"In our more mature European and Central European operations voice and messaging revenue has declined primarily driven by lower growth in usage and double-digit price cuts. Roaming revenues fell because of lower business and leisure travel. Business revenues slowed as customers reduced their activity and headcount."
But he went on to point out that Vodafone's geographic spread had given it some protection. While European revenues - excluding acquisitions - dropped by 1.7% in Africa and Central Europe they rose by 3.9%, in Asia Pacific and the Middle East they grew by 19% and in the US by 10%.
Vodafone said that operating profits for the year to March 2010 would now be only between £11 billion and £11.8 billion. In the year just ended operating profits rose 17% to £11.8billion on revenues up 16% at £41 billion.
Colao said Vodafone was giving a wider range of profit forecasts for the coming year partly because it could not predict when economies might start improving, was unsure when some cost savings would kick in and still wanted the chance to take any opportunities which came up to expand in growth areas like data.
In the meantime profit margins - which fell by 1.8% last year - are likely to decline by the same amount this year.
The mobile giant took £5.9 billion of write-downs largely as it wrote down the value of its Turkish and Spanish operations to reflect their lower value in the current climate.
Colao said that plans to save £1billion a year by 2011, which he announced in November, were being speeded up with a new target of achieving £650 million of that this year.
The dividend, as forecast in November, rises 3.5% to 7.77p.
- More about:
- Intel Corporation
- Mobile Phones


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Chief Justice Mohit Shah and Justice GS Godbole moved the Bombay High Court and filed a PIL against Big B and Sony TV claiming that the promo for the upcoming season of the reality gameshow - Kaun Banega Crorepati (KBC) allegedly insulted India's famous freedom fighter Subhash Chandra Bose alias Netaji.
The promotional ad captures Netaji's popular slogan - Tum mujhe khoon do, main tumhe azadi doonga (Give me blood, I'll give you freedom). The petitioners claimed that the promotional ad for KBC4 is insulting, defamatory and maligning to the slogan. The court has asked the Bollywood actor and the channel to file their replies by Jul 28.
In the promotional ad, Bachchan is seen asking a child "who said this? -- You give me blood and I will give you freedom" and the child replies "just now you said it" and then stops in a confused state of mind. Bachchan tells him, "somewhere you have heard this".
The actor then tells viewers, "Ladies and gentlemen from the start I have been saying that any question cannot be small."
In yet another scene, two patients donating blood ask the doctor, "You took our blood. When will you give freedom?" and they laugh loud.
In another scene, a student kills a mosquito which sat on his forearm and says, "You drank my blood and I will give you freedom."
OneIndia News


text: RADNOR, Pa., May 9, 2013 /PRNewswire/ -- Lincoln Financial Group (NYSE: LNC) announced today that Carrie Chelko, 39, has been named vice president and chief counsel, supporting the company's distribution organization. Chelko, who joins Lincoln Financial on May 13, 2013, will report to James DelBello, senior vice president and head of Business Law and Compliance for Lincoln Financial Group. Her day-to-day responsibilities include managing a legal and compliance team, working with regulators to manage industry issues, and providing strategic advice and counsel to company executives. "Carrie is an accomplished lawyer, and we are thrilled that she has decided to join Lincoln Financial," said DelBello. "She brings to the role vast experience handling litigation and regulatory affairs. We look forward to her many contributions not only within LFGD, but also at Lincoln overall." Chelko will lead the legal and compliance area for Lincoln Financial Group Distribution (LFGD), the company's re-aligned distribution organization formed last October. The new structure, which is under the direction of Will Fuller, president of LFGD, combines into one organizational unit the company's retail and wholesale distribution systems. With her appointment, Chelko will also join Fuller's extended leadership team. "Distribution is a primary strength for Lincoln. Investing in our franchise through valuable talent is always a priority," said Fuller. "Carrie's role is critical in helping grow our businesses, and our advisors will benefit directly from her talent and expertise." Chelko joins Lincoln Financial from Janney Montgomery Scott LLC, where she most recently served as deputy general counsel. She also previously worked as an associate at Philadelphia-based Saul Ewing LLP, and as a student law clerk to Hon. Louis H. Pollak, in the United States District Court for the Eastern District of Pennsylvania. Chelko holds a J.D. from the Temple University School of Law. She also graduated with honors from Grove City College, where she earned a Bachelor of Arts in Political Science and a Bachelor of Science in Psychology.


text:
Medical Recruitment Associates, Inc.
North Dakota
Full Time
Physical Medicine & Rehabilitation Physician
No visa option at this time
Our client is a large multispecialty HealthCare System on the border of MN and ND. There is a need for another fulltime Physiatrist to join the department. This is a wonderful opportunity for BC/BE Physiatrist to join this busy, well established practice.
The organization is a not-for-profit, multispecialty integrated health system with more than 200 physicians in 44 specialties serving a primary care population of over 225,000.
The University of North Dakota School of Medicine and Surgical Residency Program offer teaching opportunities to physicians.
The Health System is looking to find a replacement for a departing physician. If you have subspecialty fellowship that is fine or a special interest in neurodiagnostics or a special product line, all the better. They will look at all options when it comes to filling the need.
There currently are three (3) Rehab/PM&R physicians on staff. One will be leaving this year. You can step right into a fast paced busy practice providing IP and OP services to the community.
The new 21 bed PM&R/ CARF accredited Inpatient unit is located off campus. It provides a wide array of post trauma, neuropathy, chronic pain, post- ortho and programs to get your patients back to their pre-trauma and/or surgical peak performance. Facility provides Physical Therapy, Occupational therapy as well as Speech therapy Services. Services also include sports medicine rehab and conditioning.
The System provides competitive compensation, reviewed annually with specialty specific industry data. They also offer an extensive and comprehensive benefit package including but not limited to:
- Compensation will be based on MGMA date, currently at $265,000
- Additional compensation based on a RVU production incentive
- Potential for a multi-year contract.
- Medical
- Dental
- Life Insurance
- Disability Insurance
- Retirement Plans:
- Pension Plan, Profit Sharing Plan, 401(K) and 403(B)
- Continuing Education & Professional Expenses
- Professional Liability Insurance
- Vacation and CME time off
This is a great opportunity for a recent grad or the experienced veteran looking for a change in venue.
The Health System is highly regarded in the region. There is great potential within the system to make a very nice life in a friendly, physician friendly community. The close proximity to the lakes, rivers and forest of Northwest Minnesota offer you unlimited recreational opportunities year round.
Take a moment to consider and then call me for confidential consideration.
Tim Wieben, CMPE President
Medical Recruitment Associates, Inc.


text:
Popular Marketing
CTO and Partner
Since January 2013
Torrance, CA
It has been awesome using hitpath over the last 6 years. Their support is second to none. We know them all on a first name basis and they always have the answers we need when we're looking for a creative solution or the status of a new feature. The application itself has never failed us and has always provided accurate and reliable statistics.
It's complexity is hidden behind a very simple interface. Solid. Reliable. I sleep well at night knowing I don't have to be responsible for this application. A Nice part of the puzzle to outsource.
API isn't real-time but it's usually no more than five mins behind.
Rating breakdown
starstarstarstarstar_border Rapport qualité-prix
starstarstarstarstar_border Facilité d'utilisation
starstarstarstarstar Features
starstarstarstarstar Support client
Time used
2+ years
Frequency of use
Likelihood to recommend
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* Posts Q2 EPS of $0.65, below $0.69 Wall Street forecast * Lowers forecast for heavy truck sales * Shares fall 5 percent (Adds industry sales forecast, quote, stock action) BOSTON, July 26 (Reuters) - U.S. heavy truck maker Paccar Inc reported quarterly profit that more than doubled but still was shy of Wall Street's estimates, and warned 2011 demand would not be as strong as it had previously forecast. Its shares fell about 5 percent in premarket trading. The company said on ...
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The controversial moves emerged as Prime Minister David Cameron launched a judge-led inquiry into cases where the British authorities are accused of condoning or turning a blind eye to torture carried out abroad.
"It's time to clear this matter up once and for all," the Prime Minister told the House of Commons.
Mediators are now contacting up to 15 people who allege they were torture victims to try to reach out-of-court agreements which could involve cash payments and statements of regret.
Whitehall officials say Mr Cameron wants a clean break with the past and to prevent legal disputes running up huge costs and tying up dozens of intelligence officers who are vital to the fight against terrorism.
However, payments will be controversial because some of those making the allegations are convicted terrorists and individuals suspected of receiving terrorist training.
Mr Cameron announced that former appeal court judge Sir Peter Gibson will head the inquiry, which will not begin until the mediation has finished at the end of this year and is likely to last 12 months.
His remit will be to examine the UK's relationship and intelligence links with other countries where torture is practised.
Some 15 people have alleged they were tortured while being detained abroad and that British intelligence officers were somehow aware or complicit in their treatment. A number of victims are using the civil courts to try to obtain redress, resulting in complex legal battles that could go on for years if the mediation fails.
MI5 and MI6 faced new challenges in interviewing suspects abroad in the wake of the 9/11 terror attacks.
The security services were under intense pressure to glean information to prevent a similar terror strike on Britain. They also have to deal with countries, such as Pakistan and Yemen, where agencies operate to vastly different standards of human rights and civil liberties.
While the British agencies are facing allegations of complicity, they are not accused of "outsourcing" or involvement in torture. The civil cases against the security services threatens to disrupt the flow of intelligence from America because of fears that it could be made public by British courts.
Fragments of information could be withheld which could hamper efforts to build up a jigsaw of terror threats.
The most famous case involves Binyam Mohamed, an Ethiopian-born British resident who spent years in the US-run Guantanamo Bay detention camp. He alleges that he was tortured in both Pakistan, where he claims he was suspended by a leather strap, and Morocco, where his genitals were allegedly slashed. Mr Mohamed's supporters claim that MI5 officers colluded with his foreign interrogators by getting them to ask him specific questions which led to him making false confessions of terrorist activities.
An MI5 officer known in court as Witness B' was said to have observed and interrogated him and is now being investigated by Scotland Yard. The Master of the Rolls, Lord Neuberger, effectively accused MI5 of complicity in torture in a judgment that former Foreign Secretary David Miliband attempted to have watered down.US intelligence chiefs were furious that their secret files were being sought by the British courts and threatened to stop intelligence-sharing.
The courts have brought together 42 documents which show that the security services were aware of the treatment meted out to the suspect and supplied 70 questions to his interrogators.
Using the inquiry to help settle compensation claims is seen as a way of shortening the legal cases.
These are tying up dozens of senior intelligence officers who are desperately needed in the fight against terrorists.
- More about:
- David Cameron


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- Scott Pond, a senior software engineer with Crawford & Company (NYSE: CRDA; CRDB), the world's largest independent provider of claims management solutions.
- Emily Brock, a workers compensation adjuster with Broadspire, a Crawford Company and leading third party administrator of workers compensation claims, liability claims and medical management services.
- Anita Drage, vice president of financial planning and analysis for Broadspire.
- Morgan Maclellan, a claims analyst with Broadspire.
ATLANTA, Sept. 18, 2012 /PRNewswire/ -- Four Crawford and Broadspire employees recently earned the Chartered Property Casualty Underwriter (CPCU ®) designation and were inducted into the CPCU Society during the organization's annual meeting in Washington, D.C. The four CPCU designees are:


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Status Anxiety
|This article does not cite any sources. (October 2016) (Learn how and when to remove this template message)
Status Anxiety is a nonfiction book by Alain de Botton. It was first published in 2004 by Hamish Hamilton; subsequent publications have been by Penguin Books.
|Alain de Botton
|Philosophy, psychology, sociology
|Hamish Hamilton, Penguin Books
Publication date
Central thesisEdit
Status Anxiety discusses the desire of people in many modern societies to "climb the social ladder" and the anxieties that result from a focus on how one is perceived by others. De Botton claims that chronic anxiety about status is an inevitable side effect of any democratic, ostensibly egalitarian society. De Botton lays out the causes of and solutions to status anxiety as follows:
- Lovelessness
- Expectation
- Meritocracy
- Snobbery
- Dependence
A two-hour documentary film about this thesis, also called Status Anxiety and written by Alain de Botton, was released in 2004. A version of it was shown in 2008 on Public Broadcasting Service channels like Boston WGBH-TV's digital channel WGBX-TV in the United States.
See alsoEdit
External linksEdit
- Status Anxiety - Alain de Botton website
|This article about a sociology-related book is a stub. You can help Wikipedia by expanding it.
|This article about a documentary film is a stub. You can help Wikipedia by expanding it.


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|Reviews for High School? Again? Love?
| jamysandwich chapter 1 . 10/28/2015
good story I love it
| ArLOUI chapter 22 . 3/2/2013
Not a bad story - I really liked it surprisingly. :)
| DeathDaisy chapter 22 . 2/18/2011
finaly the family meeting ] but wasnt irina dead?
| DeathDaisy chapter 21 . 1/31/2011
| Noonie93 chapter 19 . 12/12/2010
Okay look, I completely forgot I had this on alert and I can't for the life of me think of why I did put it on alert after skimming through this story.
Fact: You have a little over 50 reviews for how many chapters? I doubt anyone remembers this story or cares what happens to it. Stop posting stupid apologies for a story you published in 2008. It's nearly 2011, it's a tad pathetic.
| mrs.addiecullen chapter 18 . 9/5/2010
love it
| imheretoread chapter 18 . 7/8/2010
AAAAAAAAaaahhhhh continue pleaseee!
| L.Pupper chapter 18 . 2/19/2010
Update next chapter please!
| Team Edward Rocks chapter 18 . 4/12/2009
I really like your story i hope you write more!1
| Inkhandedlady chapter 18 . 4/10/2009
this really good, you have to continue! There are so many things I want to know, such as who 'n' and his/her partner is, how jack will get on as a vamp, and all that. I'm not usually one for such long stories, but this has got me hooked!
| Jennie68 chapter 18 . 2/28/2009
WOW! I like it!
| twilightfan213 chapter 17 . 1/9/2009
omg this story is great but plz update i despratly want to find out who n and his partner it!
| allikittenkat1 chapter 17 . 12/15/2008
Great awesome chapter! I love where she goes I am sorry and he goes about what and she goes this and then she bites him! It was so awesome and I can not wait till the next chapter!
| Jennie68 chapter 16 . 12/8/2008
WOW! I like this chapter! I don't want to tell you how to write your story but i just love bella and edward so mabye like a chapter or two from their point of view?
| louisejenni84 chapter 16 . 12/7/2008
really great story love it and can't wait to read more


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Find A Session
founder and CEO
JB Training Solutions
Connect Online with this Speaker
Brad Karsh is founder and CEO of JB Training Solutions and Author of Manager 3.0: A Millennial's Guide to Rewriting the Rules of Management. An accomplished public speaker and author, Brad has shared his workplace advice on CNN, CNBC, and Dr. Phil. He has been quoted in The Wall Street Journal, The Washington Post, New York Times, and USA Today, and he is author of three business books. Prior to starting JB Training Solutions, Brad spent 15 years at advertising giant Leo Burnett in Chicago where he worked in HR and was responsible for hiring and training hundreds of employees. Brad has conducted training at major companies including Abbott Laboratories, ConocoPhillips, Walgreens, Discover, Dick's Sporting Goods, Ernst and Young, The Chicago Blackhawks, and The Big Ten Network, among many others. Follow Brad on Twitter @BradKarsh.


text:
Wycombe Wanderers manager Gareth Ainsworth will be inducted into QPR's Hall of Fame when they host Wolves on Thursday night.
Ainsworth made more than 200 appearances in seven years as a player with the Rs and even cut his managerial teeth there, twice being appointed caretaker-manager following the departures of Iain Dowie and Paulo Sousa.
It was while with QPR that Ainsworth first joined Wycombe, as an initial loan deal in November 2009, which became a permanent move three months later.
He went on to finish his playing days with the Chairboys, although he still retains his registration and turned out in the Checkatrade Trophy tie at Northampton earlier this season, and has now been manager at Adams Park for four years.
Ainsworth will be inducted alongside Simon Barker and Bob Hazell.


text:
Envy One Complete Pro Scooter
This year Envy has done it again with the Envy ONE. This might be the best entry level scooter around with their new bar technology. You would never know this scooter was equipped with a 2 piece bar. This light weight Pro Scooter comes with an integrated, sealed headset, 100mm metal core wheels, steel forks with an IHC compression system. You get the best of both worlds, an inexpensive pro scooter with a real compression system and sealed bearing!
The ENVY ONE comes in two Parts BASE PACK and COLOR PACK
The BASE PACK has Deck, Forks and Bars all in liquid Black paint.
The COLOR PACK includes your Wheels, Bar Ends and matching Stickers in Teal, Pink, Yellow, Red, White or Green.
6 series Alu deck | angle 82.5 | Width 113mm/4.45" | length 495mm/19.5"
Black Two piece High Tensile steel 550mm x 520 wide
160 mm TPR Handgrips, Nylon Bar Ends
2 Bolt Clamp- 5mm Bolt
4130 Thermal treated two piece "COLT" fork
Integrated fully sealed Headset,
100 mm 5 Spoke wheels 86A PU
Bolt on Flex Brake


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5377 Circle Drive, Reading 49274
See more homes for sale in Reading, MI
This property has been Sold!
06/07/2016 at $85,000
Owner said get it sold so a $10,000 price reduction so start planning your summer of fun with this channel front home that sets between Berry and Paw Paw Lake.This very well maintained ranch home has three bedrooms and two full baths.Home features a large lake side deck with a gazebo and all appliances stay. Previous owner used this as a year around residence. Possession day of closing. 5642
Property Information
- Status
- Sold
- Address
- 5377 Circle Drive
- City
- Reading
- Zip
- 49274
- County
- Hillsdale
- Township
- Reading Twp
- Possession
- Day of Closing
- Total Finished SqFt
- 1,288
- Above Grade SqFt
- 1,288
- Waterview
- Waterfront
- Waterfront Desc
- Channel, No Wake, Private Frontage
- Waterfrontage
- 125.0
- Body of Water
- Berry Lake
- Water
- Well
- Sewer
- Septic System
- Year Built
- 1992
- Taxes
- $522
Rooms and Land
- MasterBedroom
- 12X11 1st Floor
- Bedroom2
- 11X9 1st Floor
- Bedroom3
- 9X8 1st Floor
- Bath
- 7X6 1st Floor
- Dining
- 10X8 1st Floor
- Kitchen
- 10X9 1st Floor
- Laundry
- 7X6 1st Floor
- Living
- 15X14 1st Floor
- Other
- 7X6 1st Floor
- Basement
- Crawl Space
- Cooling
- Central
- Heating
- Forced Air, Propane
- Acreage
- 0.2
- Lot Dimensions
- Irregular
- Appliances
- Built in Oven, Dryer, Refrigerator, Washer
- Features
- All Window Treatments, Ceiling Fans, LP Tank Rented, Water Softener/Owned
- Exterior Materials
- Vinyl
- Exterior Features
- Deck(s)
Listing Video for 5377 Circle Drive, Reading MI 49274
Mortgage Calculator
Listing Broker
Listing Courtesy of Coldwell Banker Denny Groves
Office Address 268 Carleton Road
Listing Agent Gary Brandeberry
Listings last updated: . Some properties that appear for sale on this web site may subsequently have been sold and may no longer be available.
Our Michigan real estate agents can answer all of your questions about 5377 Circle Drive, Reading MI 49274. Real Estate One, Max Broock Realtors, and J&J Realtors are part of the Real Estate One Family of Companies and dominate the Reading, Michigan real estate market. To sell or buy a home in Reading, Michigan, contact our real estate agents as we know the Reading, Michigan real estate market better than anyone with over 100 years of experience in Reading, Michigan real estate for sale.
The data relating to real estate for sale on this web site appears in part from the IDX programs of our Multiple Listing Services. Real Estate listings held by brokerage firms other than Real Estate One includes the name and address of the listing broker where available.
IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed materially reliable but not guaranteed. Interested parties are encouraged to verify all information. Copyright© 2017 MichRIC LLC, All rights reserved.


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Welcome to the new interactive District Map application.
This application requires Adobe Flash Player version 15.0 or greater, and may not function as designed on any device that is not configured to use Adobe Flash. To download the latest version of Flash, visit the Adobe website.
Continue on to the desktop application
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knife length ca 127mm , table ca.1270mm x 730mm ,also for alloy ,copper and similar sheet metal.flat, angle at the knife grinded. ftzzipd
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text:
|Tipo de imóvel
|Estadia Mínima
|2 - 4 noites
Esta bela agitação do cedro casa frente ao lago está localizado dentro de uma pequena comunidade, tranquila fechado no extremo norte do lago Keowee. A casa é de aproximadamente 3.400 pés quadrados em três níveis.
O nível principal inclui: Master Quarto / banho com Sun / sala de estar separada com sofá-cama, área de banho com vaidades de casal e chuveiro separados; uma grande sala aberta com lareira de pedra grande, TV, Stereo, e leitor de DVD; cozinha com fogão a gás, forno duplo, máquina de lavar louça, geladeira, microondas e totalmente equipada; Área de jantar que acomoda 8, além de 3 em balcão de bar; Lavanderia com lavadora / secadora; Alpendre tela com mesa de ferro forjado (assentos 4); deck de madeira com churrasqueira a gás que leva as escadas para coberto ancoradouro; e sala de pó.
O andar de cima tem 2 quartos grandes com caminhada em armários: sala de crianças com 2 conjuntos de beliches, 2 Quarto com cama queen e pequeno desdobrável Sofá-cama, casa de banho hall para os hóspedes para compartilhar com dupla vaidades, banheira / duche e WC . Cave inclui: sofá área com TV, DVD player, lareira a gás e área de jogo, e portas duplas que levam ao lago.
nós somos uma das poucas comunidades Keowee do lago com uma grande piscina, poolhouse, banheira de hidromassagem e quadras de tênis para o seu uso, nós alo têm uma canoa e caiaque para seu uso.
Palavras-chave: Casa
This house is much larger than it looks from the outside. There was plenty of space for our family of 7-9. I would have loved to have all 3 bedrooms with queen beds (made it uncomfortable for one couple with the 2 sets of bunk beds), but we made it work. The view is spectacular, the kitchen is very well equipped, plenty of bathrooms and we also loved the screened porch for anytime of day. The nice large eating table was great for family meals. The owner is wonderful to work with and very accommodating. I would definitely stay here again. The only thing I didn't like was the overall cleanliness of the home upon arrival. I could write my name in dust on the living room tv or downstairs bar space area, and our bathroom mirror wasn't clean as the kitchen area needed attending to. I can't imagine being able to do a "deep clean" in between guests checking out and checking-in, but on weeks where there is no guests - this should be attended to. Again, not a big deal breaker for us - we just cleaned as we settled in. There is also a need for more towels (in both kitchen and bath), but again very minor overall. Thank you Dominic for a great stay at your beautiful lake home!!! Side note: If anyone needs a great pontoon boat rental - we went through Ship Shape rentals (John at 864-569-5016). They were so fantastic! Brought the boat right to our dock and then took it on our last rental day over to Lake Jocassee - which we just LOVED spending the day on that lake as well!
We enjoyed our overall stay at this fun lake home. The layout of the home was perfect for our family. We would have liked to use the community hot tub but it was closed for the season along with the pool. I would suggest that the owner does a deep clean between guests. I had to clean the shelves in the refrigerator before we could use it as well as remove hair from the shower. We had a difficult time using the DVD/VCR because of the abundance of wires and remotes that were available. We have rented several homes on VRBO in a variety of states and this is the first time that I had to make the beds as the linen was sitting on top of the bed. I was glad that I arrived prior to the rest of my family so I could get the house ready. We loved having our meals on the porch overlooking the lake as well as the hiking and close proximity to hiking. Also, we had to drive home with our trash because we couldn't find the dumpster that was on site. I think a welcome to the house book would be helpful to renters in the future.
My husband and I rented the house with some of our friends for a weekend getaway. It exceeded our expectations! It's very spacious and inviting and there were plenty of things to do at the house when we were not out on the lake. The owner was super nice and very accommodating. We can't wait to come back next year! Thanks Dominic!
This is just a beautiful home. Our family stayed a week and everything was just as expected. Home was well equipped and clean. Very spacious, rooms are large. The screened porch with the ceiling fan was a hit for late evenings. Owner was easy to work with. Would highly recommend this home.
My husband and I had the best time at this lovely home! Most of our time was spent outside in the screened in porch. The ceiling fan made it perfectly comfortable. The view was spectacular looking down onto the water inlet while the rest of the house is surrounded with lush greenery. Evenings were blissful listening to the frogs and watching fireflies twinkle about. The home was well furnished and comfortable with plenty of kitchen utensils. It's well located too - close to Lake Jocassee, the base of the mountains, Clemson, Greenville. I wish we had more time to enjoy this special place. We'll be back!
Very nicely appointed lake house with cozy fireplace. Three levels allowed our family to have plenty of room. With the pool table downstairs, several deck levels, and even a canoe to paddle the lake with the kids stayed entertained. Especially nice is the Master BR with sitting room, direct access to deck and a beautiful en suite with whirlpool tub and glass shower. Other 2 BRs are spacious and comfortable. We had local family over for Christmas Eve and they were duly impressed as well. Family room and large dining table afforded us lots of room. Natural area with wildlife galore (e.g., saw a woodpecker family up close from the upstairs deck) and beautiful lake views. Our 2 dogs loved being allowed to come along this time too. Didn't catch any fish but certainly caught plenty of fun! We've stayed in several VRBO homes and this is the one we'll most likely return to time and again. Highly recommend!
temos wi fi
|Validade da Tarifa
|por noite
|Noite (fim de semana)
|por semana
|por mês
|Pacote ou Evento
jun 3 2017 - ago 19 2017
Estadia mínima: 4 noite(s)
late summer
ago 20 2017 - set 22 2017
Estadia mínima: 3 noite(s)
set 23 2017 - dez 31 2018
Estadia mínima: 2 noite(s)
Tarifa Básica
Estadia mínima: 2 noite(s)
|cleaning and linens
|Taxa de animais de estimação
the rate shown is based on a full week ,weekend rates will vary


text:
a religion that is practised especially in Haiti and involves magic and witchcraft See related entries: Types of belief Word Originearly 19th cent.: from Louisiana French, from Kwa vodũ. Kwa is a major branch of the Niger-Congo family of languages.nounjump to other results
BrE BrE//ˈvuːduː//; NAmE NAmE//ˈvuːduː//[uncountable] Types of belief
Check pronunciation: voodoo


text:
Operon NS-1 Nasal Aspirator
Operon NS-1 Nasal Aspirator
- Low noise and easy to use
- Battery: Two 15V alkaline AA size
- Can be used while baby is sleeping
Product Overview
Flamingo Flamicrepe Cotton Crepe Bandage-8 cm
₹ 149
₹ 135
Super Ayurved Triphala-60 Capsules
₹ 499
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Super Ayurved Triphala-120 Capsules
₹ 940
₹ 846
Super Ayurveda Colostrum-60 Capsules
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Super Ayurveda Colostrum-120 Capsules
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₹ 1,300
Contour Super Saver Blood Glucose Monitoring Pack
₹ 2,500
₹ 2,209
Omron Blood Glucose Monitor HGM-112(10 strips)
₹ 1,072
₹ 899
Tynor Elastic Knee Support D 08 Extra Large
₹ 555
₹ 500
- Product Description
Product DescriptionOperon NS-1 Nasal Aspirator It is safe and comfortable to use, easy to clean, cup and nozzle can be disinfected by boiling water. Its got a 12 chord melody which can attract children and also can be used while baby is sleeping. The device is intended for using intermittent suction to remove nasal secretion and mucus from children (0-12years) at home environment. Sales Package:- Main Unit - 01, Manual , AA Battery-02, Neck Tie. Warranty Summary :- 1 Year (Applicable only for the original purchaser) Warranty of the product is limited to manufacturing defects only In case of loss, any damage caused to the product due to improper installation by customer, battery, normal wear and tear to magnetic head, equipment not approved by Company, not regularly maintained & kept in poor, humid, unclean environment, product from which original serial number tag or product Identification markings have been altered or removed. Company shall not be liable for errors contained in the manual nor for incidental or consequential damages in connection with the furnishing, performance, or use of enclosed manual. Customer needs to call the Customer Service Center via email or phone, we will register the query and our service engineer will rectify and provide solution for the same. Servicing or replacements shall normally take about 5-15 working days depending on region, distance, logistic support available, etc...
- Additional Information
Additional Information
Breadth 39.9 mm Product Type Nasal Aspirator Good For Device is intended for using intermittent suction to remove nasal secretion and mucus from children Brand operon Main Features 1 Low noise and easy to use Main Features 2 Battery: Two 15V alkaline AA size Main Features 3 Can be used while baby is sleeping
- Product's Review
Customer Reviews
- most useful for babies and kids Review by manju
Value Quality Price
- simple,and useful device Review by shreya
Value Quality Price
(Posted on 9/17/15)
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text:
BIBD was recently presented with the much-coveted industry awards from Global Finance – The World's Best Emerging Markets Banks 2014 in Asia-Pacific for Brunei and The World's Best Islamic Financial Institutions 2014 for Brunei, a press release stated.
The awards were presented to BIBD at Global Finance Magazine's 16th Best Bank Awards Ceremony 2014 held at The National Press Club in Washington on October 11.
BIBD's Managing Director Javed Ahmad commented, "Alhamdulillah, not just for BIBD, but also for the development of the Islamic banking industry as a whole, as wining and retaining these two prestigious awards from last year shows great development and character for our institution. It really is a testament to our Bruneian at Heart persona that we have strived to build.
"BIBD has been enjoying stellar growth, building on its earlier accolades, banking performance and rebranding exercise, which will, Insya Allah, bring many more successes to come. BIBD has grown from strength to strength in further supporting not only its own ambitions but also the ambitions of the Brunei Darussalam business community, directly supporting the nation to achieve its goal of achieving a developed nation status by 2035."
"Faced with slowing growth and volatile markets, these banks are star performers under increasingly challenging conditions," said Joseph D Giarraputo, publisher and editorial director of Global Finance.
"The banks that Global Finance is honouring may not be the largest or oldest, but they are the best at targeting their products and offerings to the specific markets they serve."
On the Best Islamic Financial Institutions 2014, he said, "The safety and reliability of banking partners is critical, and as Shariah-complant finance becomes an increasingly central tool in the global financial marketplace, understanding the key players and their relative strength versus competitors, is key."
"The winning banks in our annual awards programme are all noteworthy in their dedication to satisfying their customers' increasingly sophisticated needs in accordance with the rules of Islamic finance."
Earlier in the year, Global Finance magazine named the World's Best Emerging Markets Banks in Asia-Pacific. Global Finance editors – with inputs from industry analysts, corporate executives and banking consultants – selected the best emerging markets bank in the region and in 30 countries.
Criteria for choosing the winners included growth in assets, profitability, strategic relationships, customer service, competitive pricing and innovative products.
In addition, for the first time, a poll of Global Finance's corporate readership was conducted in order to increase the accuracy and reliability of the results.
This is the twenty-first year that the magazine has selected top banking performers in emerging markets. The report covers best banks in Latin America, Central & Eastern Europe, Asia-Pacific, the Middle East and Africa.
Global Finance, founded in 1987, has audience that includes chairmen, presidents, CEOs, CFOs, treasurers and other senior financial officers responsible for making investment and strategic decisions at multi-national companies and financial institutions.