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Terms of Use
All users of services accessible through this site agree to PM CAPITAL's terms and conditions set out below.
Products are issued by PM Capital Limited ABN 69 083 644 731. Applications to invest in these Funds can only be made on the basis of the Application Form attached to the Product Disclosure Statement (PDS) which is current at the time of application. PDS's describing each product are available from this site or by contacting PM Capital on +612 8243 0888. The relevant PDS should be considered before making an investment decision about any product.
Any person who gives another person access to the Application Form must at the same time and by the same means give the other person access to the relevant PDS and any supplementary PDS.
This site is for general information purposes only and is not intended to be relied upon for the purpose of making an investment decision. The site does not constitute an offer of any investment or an invitation or solicitation to buy or sell securities to any person. In particular, the information provided does not take into account the particular information an individual investor may require to make an investment decision. PM Capital Limited recommends that potential investors seek independent financial and taxation advice before making any investment decisions so as to determine whether an investment is appropriate having given an investors' investment objectives, financial position and needs.
The information on this website is only intended for Australian and New Zealand residents. All currency references are references to Australian dollars (unless otherwise specified).
PM Capital holds an Australian Financial Services Licence No. 230222.
Accuracy of information and limitation of liability
PM Capital makes no warranty as to the accuracy, completeness or currency of information that is made available through this site will not be liable for or in connection with any loss or damage arising from any inaccuracies, errors or omissions in information made available through this site. PM Capital is under no obligation to update this website or notify you of any changes to any information on this website. However, PM Capital will endeavor to ensure that information is updated as soon as practicable.
PM Capital makes no warranty that the use or operation of this site will be uninterrupted or error free or that the site is suitable for any particular purpose or has any performance, functionality or security features except as we are required to provide by law. To the extent permitted by law PM Capital's liability is limited to resupplying the services accessible through this site.
Past performance is no indication of future performance. Neither PM Capital Limited nor any other person makes any representation as to the future performance or success of, the rate of income or capital return from, recovery of money invested in, or income tax or other taxation consequences of, any investment in the Funds shown on this site.
The investment risk
Investments in the Funds are not deposits with or other liabilities of PM Capital Limited, and are subject to investment risk including possible delays in repayment or loss of income or capital invested. Neither the repayment of capital nor the investment performance of the Funds are guaranteed by PM Capital Limited, its directors, employees, agents, or consultants.
Copyright in the information contained in this site is owned by PM Capital Limited. Use of this information or reproduction of it in hard copy form is allowed for personal use only. The material may be viewed on-line by means of an HTML web browser and may be reproduced in hard copy only for a users personal reference. No part of this information may be otherwise reproduced, adapted, distributed or transmitted in any form by any process or incorporated in any way in any other document or material. Except to the extent otherwise permitted by the Copyright Act 1968 (Cth), the material may not otherwise be reproduced or displayed in public and may not be distributed or transmitted electronically to any other person or incorporated by any means into another document or material, including other websites without the express written permission of PM Capital. Without limiting the generality of the foregoing, PM Capital does not permit reproductions of its material in other websites in conjunction with advertising, trade marks, logos on material of other financial planners or competitors without the express written permission of PM Capital.
Links to and from other websites
This website may contain links to other websites. Neither PM Capital, nor any associated party make any representation or warranty as to the accuracy, quality, currency or any other aspect of the information contained on those linked websites. A link to another website is not and should not be construed as an endorsement or recommendation by PM Capital or any associated party of the goods or services offered on that other website or the information contained on that other website.
At PM Capital the privacy of your personal information is important to us. Any personal information collected from this site will be handled in accordance with our Privacy Policy. Our Privacy Policy details how we comply with the requirements of the Privacy Act in the handling of your personal information.
Access is subject to other notices, disclaimers and statements
In addition to these terms and conditions, you agree that your access to this website will also be subject to any other notices, disclaimers or statements contained on this website.
Changes to these terms and conditions
PM Capital may, without notice, amend the terms and conditions for accessing this web-site at any time by posting the amended version on this website. If you access this website, you agree to be bound by the terms and conditions that apply at that time and that PM Capital has no obligation to notify you of any such amendments.
Governing law
These terms and conditions are governed by the laws applicable in the State of New South Wales, Australia and each party submits to the non-exclusive jurisdiction of the courts of that State.
Online Extranet Services
PM Capital Online Services allows you to access your personal account information such as your account balance, transaction history, distribution details and tax statement. In addition, you can obtain recent information on daily unit pricing, Fund sizes and performance, and other periodic reports.
By accessing PM Capital Online Services, you are taken to agree that:
- None of PM Capital, FundBPO or any of their directors and officers, staff and agents (collectively 'PM Capital', 'we', 'us') are liable in any way (including for negligence) for any loss suffered by you (however caused) in connection with this service, or any information supplied through the service. PM Capital is not liable for, and you indemnify us for any claims, losses or costs arising from the use of PM Capital Online Services by you or by any person using your login number or password, otherwise than in accordance with these terms and conditions;
- you will use PM Capital Online Services only in accordance with the terms and conditions applicable from time to time, and your other legal obligations. We may amend these terms and conditions at any time by posting the amended terms and conditions on our website. We may require you to read and accept any amended terms and conditions in order to continue to use PM Capital Online Services but, unless the law requires otherwise, those amended terms and conditions are binding on you from the time they are posted on our website whether or not you have read them or accepted them. You should check for changes to the terms and conditions from time to time;
- you will use PM Capital Online Services only to access information you are properly authorised to access and to use information that you obtain only for lawful purposes;
- we will take all reasonable steps to ensure that the information which you access by using PM Capital Online Services is accurate and up-to-date. Nevertheless, all information may change without notice. The web portal contains general information only. It does not constitute advice, a recommendation, or an offer, of any kind. It does not take into account the objectives, financial situation or needs of any investor which should be considered before investing. Past performance is not a reliable guide to future performance. Investing in securities involves various risks – which includes the possibility of losing some or all of your capital. You should undertake your own due diligence, seek financial and tax advice, and consider either the Product Disclosure Statement (and New Zealand Investor's Information Sheet, if relevant)before investing;
- all representations and warranties relating to this service are excluded but if the law implies a term into these terms and conditions and prohibits provisions excluding or modifying liability under that term, then that term will be included in these terms and conditions. However, our liability for breach of that term is limited to the supply of the service again or paying the cost of having the service supplied again;
- you will regularly (at least quarterly) change your password, and keep your login and password confidential and not disclose them to anyone or record them in a manner in which their confidentiality could be compromised;
- if you delegate access to PM Capital Online Services to another person, you will be fully responsible, and will indemnify us, for all the consequences of that delegation;
- you will notify us immediately if you believe that the security of your login or password has been compromised or if PM Capital Online Services has been accessed by an unauthorised person using your login or password;
- where there are joint signatories on an account and one of you registers for PM Capital Online Services with transaction access (if available in the future), you will both be taken to consent to an action each time one of you acts on your account(s) through PM Capital Online Services;
- we will only act on completed communications which we receive in full and without apparent error. The display of a transaction reference number on-screen is evidence that your communication has been completed. We will not be liable for any loss or delay resulting from the non-receipt of any transmission;
- anyone may use PM Capital Online Services (including accessing account information and making transactions) provided they use a valid login or password, whether such use was authorised by you or not;
- PM Capital is not responsible to you for acting on any instructions received through PM Capital Online Services which use your login or password whether or not those instructions are authorised by you and that we will not compensate you for any losses you may suffer as a result;
- we may withdraw or restrict your PM Capital Online Services access at any time for any reason;
- we make no warranty that the use or operation of PM Capital Online Services will be uninterrupted or error-free or that PM Capital Online Services is suitable for any particular purpose or has any performance, functionality or security features except as we are required to provide by law; and
- you must advise us in writing if you wish to discontinue using PM Capital Online Services. The facilities will remain in place until the second business day after the day on which we receive your notice in writing. Unless and until the facilities are terminated in accordance with this clause, these terms and conditions will apply to you and to your account.
Privacy Policy
Privacy of your personal information
About this policy
PM Capital Limited ("PM Capital", "we") acts as the Responsible Entity for several managed investment schemes (collectively the 'Schemes') and various external mandates.
PM Capital recognises the importance of, and is committed to, protecting the privacy of individuals when handling their personal information. We consider that our behaviour in relation to privacy to be a reflection of our commitment to meeting high compliance and ethical standards.
The PM Capital Privacy Policy ('Policy') explains in an open and transparent manner how PM Capital will collect, hold, use, disclose, protect and otherwise handle our clients' personal information in accordance with the Australian Privacy Principles contained in the Privacy Act 1988 (Cth).
When you provide PM Capital with personal information you consent to its use, disclosure and handling of your personal information in accordance with this Policy as amended from time to time.
A copy of this Policy it is available for download from our website, or a copy of the Policy can be obtained from us (free of charge) on request. Should you require a copy of this Policy it is available for download or we can post you a copy at your request.
We may update this Policy from time to time to take into account changes in our practices for the handling of personal information, or to relevant legislation, by publishing an amended Policy on our Website. You should regularly review the most recent version of this Policy available on our Website.
The Australian Privacy Principles (APPs), which are contained in schedule 1 of the Privacy Act 1988 (Privacy Act), outline how PM Capital must handle, use and manage personal information.
While the APPs are not prescriptive, PM CAPITAL takes such steps as are reasonable in the circumstances to implement practices, procedures and systems relating to its business functions or activities that:
(a) will ensure that PM Capital complies with the Australian Privacy Principles and a registered APP code (if any) that binds us; and
(b) will enable PM Capital to deal with inquiries or complaints from individuals about our compliance with the Australian Privacy Principles or such a code.
The APPs cover:
- the open and transparent management of personal information including having a privacy policy;
- an individual having the option of transacting anonymously or using a pseudonym where practicable;
- the collection of solicited personal information and receipt of unsolicited personal information including giving notice about collection;
- how personal information can be used and disclosed (including overseas);
- maintaining the quality of personal information;
- keeping personal information secure;
- right for individuals to access and correct their personal information.
There are also separate APPs that deal with the use and disclosure of personal information for the purpose of direct marketing (APP 7), cross-border disclosure of personal information (APP 8) and the adoption, use and disclosure of government related identifiers (APP 9).
1.1 What is personal information?
Personal information means information or an opinion about an identified individual, or an individual who is reasonably identifiable:
(a) whether the information or opinion is true or not; and
(b) whether the information or opinion is recorded in a material form or not.
Note: Section 187LA of the Telecommunications (Interception and Access) Act 1979 extends the meaning of personal information to cover information kept under Part 5-1A of that Act.
PM Capital collects personal information directly from you (and/or through our intermediaries) for the purposes of providing to you our investment services and products.
The kinds of personal information that we may collect and hold includes:
- your name;
- place and date of birth;
- tax file number (and other international tax numbers);
- email address;
- home address;
- telephone number(s);
- the source of your funds/monies;
- bank account details.
Where you do not provide us with some or all of your personal information that we request then we may not be able to provide you with our products or services.
PM Capital may hold personal information collected in both physical and electronic storage facilities including paper-based files and computer databases.
Electronic records are maintained by a cloud hosting service provider or other third party storage or server provider. All such personal information is maintained with in the effective control of PM Capital. We have arrangements which require third party service providers to maintain the security of the information and we take reasonable steps to protect the privacy and security of that information, however, we are not liable for any unauthorised access or use of that information.
2.1 How is personal information collected?
Personal information may be collected by a variety of means, including by provision of completed Application Forms for our Schemes, in person, by telephone, letter, facsimile, or email. We may also collect personal information by subscribing to, or purchasing, marketing databases.
2.2 Internet and electronic data capture
PM Capital may use cookies, web beacons or similar technologies to collect de-identified information about your visits to our Website for the purpose of improving your experience browsing our Website. As an example, should you visit our Website, PM Capital may collect information about your operating system, browser type, pages accessed, documents downloaded, any previous visits, any referring website, including dates and times.
If you disable cookies in your browsers our Website may not operate as it should.
Our online enquiry form on our Website also collects the personal information you enter. This information is used for the sole purpose of answering your enquiry.
PM Capital may use and disclose personal information collected and stored to enable us to provide the financial services and products to you and for other related legal purposes. Accordingly, we may need to disclose your personal information to others, as follows:
- related entities: to related entities of PM Capital;
- your financial adviser or your service providers: to your agent, nominated financial adviser or service providers, with your permission;
- service providers under contract: who help with our financial services business operations included archival, auditing, legal, business consulting, banking, payment, delivery, data storage, data processing, data analysis, fund administration, registry, mailing, marketing, research, investigation, insurance, brokerage, maintenance, website and technology services – where we engage such services providers, our contracts provide that they may only use your personal information in connection with the services they perform for us;
- law enforcement, government agencies or other third parties as required by law: when we need to comply with law or credit card rules, or when we believe that the disclosure of personal information is necessary to prevent harm or financial loss, to report suspected illegal activity or to investigate contraventions of our loan arrangements; and
- credit bureaus, credit reporting agencies and collection agencies: to verify your identity by e-verification, or to obtain information about your source of funds.
3.1 Disclosure to overseas recipients
From time to time, PM Capital may disclose personal information to overseas recipients. These recipients may be in other countries where laws in relation to the processing of personal information are not consistent with the APPs or the Privacy Act.
Nevertheless, under in APP 8.1 we are generally required to implement reasonable steps to ensure that an overseas recipient does not breach the APPs. In this regard we will enter into an enforceable contractual arrangement with the overseas recipient that requires the recipient to handle the personal information in accordance with the APPs (other than APP 1).
While PM Capital may take steps to try and ensure that these third parties do not breach the APPs in relation to your personal information, the overseas recipient may breach the Privacy Act and/or the Privacy Principles and this may be due to that countries own laws.
By providing us with your personal information you accept that we may make disclosures to overseas recipients on this basis.
3.2 Disclosure by approval
We will only use or disclose your information for the particular purpose for which it was collected, unless an exception applies. Exceptions include:
- you have consented to a secondary use or disclosure;
- you would reasonably expect the use or disclosure, and that is related to the primary purpose of collection or, in the case of sensitive information, directly related to the primary purpose;
- the use disclosure of the personal information is required or authorised by or under an Australian law or a court/tribunal order;
- a permitted general situation exists in relation to the secondary use or disclosure of the personal information by the us;
- we reasonably believe that the use or disclosure is reasonably necessary for one or more enforcement related activities conducted by, or on behalf of, an enforcement body.
Under APP 8.27, PM Capital may disclose personal information to an overseas recipient without complying with APP 8.1 where:
- we expressly inform you that if they consent to the disclosure, this principle will not apply, and
- you consent to the disclosure.
PM Capital takes all reasonable steps to protect your personal information it holds from misuse, interference and loss, and from unauthorised access, modification or disclosure using both physical and electronic security measures.
By providing us with your personal information by email, over the Internet, you accept that such information will be transmitted at your own risk as the security of such information cannot be guaranteed.
As required by APP 11.2, we take reasonable steps to destroy or permanently de-identify personal information if it is no longer needed for any purpose for which the information may be used or disclosed under the Privacy Act.
Despite this we are further obligated under the Corporations Act (2001) (Cwth) to keep financial records for at least 7 years after the transactions covered by the records are completed. Accordingly, client records are retained for the period required (being at least 7 years) to allow us to satisfy our obligations under the Corporations Act.
You may contact PM Capital during normal business hours to request that we provide you with access to any of your personal information held by us. We will deal with your request to provide access to your personal information within 30 days as required by this Policy and law. You should promptly notify us if you become aware that any of your personal information held is inaccurate, out-of-date, incomplete, irrelevant or misleading.
If you have any concerns about whether we have complied with this Policy, or the Privacy Act, please contact us as follows:
Compliance Manager
PM Capital Limited
|Level 27, 420 George Street
Sydney NSW 2001
|+612 8243 0888
|+612 8243 0880
Our Compliance Manager will investigate your complaint and advise you of the outcome. If you are not satisfied with our response you can complain to the Office of the Australian Information Commissioner as follows:
The Privacy Commissioner
Office of the Australian Information Commissioner
|GPO Box 5218
Sydney NSW 2001
|1300 363 992 (within Australia only)
|+61 2 9284 9666
Continuous Disclosure
As part of our continuous disclosure obligations under the Corporations Act, we follow ASIC's 'good practice guidance for website disclosure'.
This means that all material information for unitholders will be posted on this page as soon as practicable after we become aware of it.
30 June 2016
Re: RG 240 Hedge funds: Annual disclosure
This document breaks down the above components for the PM CAPITAL Funds as at 30 June 2016.
If you require an explanation as to any of these calculations please do not hesitate to contact Lachlan Cameron on 02 8243 0888 or email firstname.lastname@example.com .
30 June 2015
Re: RG 240 Hedge funds: Annual disclosure
This document breaks down the above components for the PM CAPITAL Funds as at 30 June 2015.
If you require an explanation as to any of these calculations please do not hesitate to contact Lachlan Cameron on 02 8243 0888 or email firstname.lastname@example.com .
19 January 2015
We wish to advise that PM CAPITAL Limited has today changed is registered address and principal place of business:
FROM - Level 24, 400 George Street, SYDNEY NSW 2000
TO - Level 27, 420 George Street, SYDNEY NSW 2000
All other contact details remain unchanged.
22 December 2014
Re: RG 240 Hedge funds: Improving disclosure
In October 2013 ASIC released Regulatory Guide 240 Hedge funds: Improving disclosure. This new regulatory standard aims to assist investors in making more informed decisions about investing in hedge fund products, and to make comparisons between the products and business models of different funds more straightforward.
We are supportive of the enhanced disclosure requirements, and are committed to ensure that investors have all the information they need to make an informed investment decision.
Under RG 240 the PM CAPITAL Funds have been classified as hedge funds. This classification is based on the fact that the Funds exhibits two or more of the characteristics of a hedge fund, being they:
- aim to generate returns that are not highly correlated to published indices;
- charge a performance fee;
- use leverage;
- use derivatives; and/or
- use short selling.
Although our Funds are technically classified as hedge funds, the use of exotic instruments does not form a large component of our investment process and we focus the majority of our attention on fundamental stock picking on the long side. We have been implementing the same philosophy and process of, 'buying a good business at a good price' since the inception of the firm in 1998, and this has not wavered.
What does this mean?
Annually we will provide investors with a breakdown of the following;
- the liquidity profile of the portfolio assets as at the end of the period;
- the maturity profile of the liabilities as at the end of the period;
- the leverage ratio (including leverage embedded in the assets of the fund, other than listed equities and bonds);
- the derivative counterparties engaged; and
- the key service providers and any change in their related party status.
This document within the below link breaks down the above components for the PM CAPITAL Funds as at 30 June 2014.
If you require an explanation as to any of these calculations please do not hesitate to contact Lachlan Cameron on 02 8243 0888 or email firstname.lastname@example.com.
10 September 2014
We wish to advise of pending amendments and/or updates for
- PM CAPITAL Absolute Performance Fund (ARSN 092 434 618, APIR Code PMC0100AU);
- PM CAPITAL Emerging Asia Fund (ARSN 130 588 439, APIR Code PMC0002AU);
- PM CAPITAL Australian Opportunities Fund (ARSN 092 434 467, APIR Code PMC0101AU);
- PM CAPITAL Enhanced Yield Fund (ARSN 099 581 558, APIR Code: PMC0103AU) (collectively the "Funds") as follows:
We intend to change the name of the fund, as follows:
PM CAPITAL Absolute Performance Fund
will become
PM CAPITAL Global Companies Fund
PM CAPITAL Emerging Asia Fund
will become
PM CAPITAL Asian Companies Fund
PM CAPITAL Australian Opportunities Fund
will become
PM CAPITAL Australian Companies Fund
The name of the PM CAPITAL Enhanced Yield Fund (ARSN 099 581 558) will remain unchanged.
There will also be further amendments to the Funds guidelines and allowable assets, you can view the full details of these changes within in the links below.
Global Companies Fund (Absolute Performance Fund)
Asian Companies Fund (Emerging Asia Fund)
Australian Companies Fund (Australian Opportunities Fund)
The amendments for the Funds, as summarised above, will become effective on the lodgement of updated Constitutions and the issue of a new Product Disclosure Statement expected by early October 2014.
We remain vigilant in executing our investment process with the objective of delivering long-term absolute capital growth for our investors. Our investment philosophy and process remains the same as it was at inception in 1998, and we look forward to continuing this in the many years ahead.
The following table summarises the name of the PM CAPITAL investment options going forward, the APIR codes will remain the same:
Asset Class
Unlisted-Managed Fund
ASX-listed Invesment Company
Global Equities
Global Companies Fund
Global Opportunities Fund Limited
Asian Equities
Asian Companies Fund
Asian Opportunities Fund Limited
Australian Equities
Australian Companies Fund
Enhanced Yield Fund
If you have any questions or would like to discuss this further, please contact PM Capital.
26 June 2014
We advise that effective from the close of business on 31 July 2014, PM CAPITAL Limited (ABN 69 083 644 731, AFSL 230222) as responsible entity for the:
- PM CAPITAL Absolute Performance Fund, ARSN 092 434 618
- PM CAPITAL Emerging Asia Fund, ARSN 130 588 439
- PM CAPITAL Australian Opportunities Fund, ARSN 092 434 467
- PM CAPITAL Enhanced Yield Fund, ARSN 099 581 558
(collectively the "Funds"), will no longer provide for, or allow, the 'repurchase of units' as a means for any unit holder to exit their unit holding in the Fund(s).
For the avoidance of doubt, all unit holders will continue to be able to exit their unit holding through the normal daily redemption process which remains entirely unchanged.
After 31 July 2014, all withdrawal requests will only be processed as a redemption and not as a repurchase.
Unit holders who may have considered the repurchase option as their preferred means of exiting the Funds in the future should have regard to this impending change particularly with respect to any change in the tax consequences that may be applicable.
Corporate Responsibility
One of our founding principles is to be ethical, fair and honourable. This is part of who we are and guides how we do business.
Our approach to corporate responsibility follows a similar line and focuses on:
- ensuring our responsibility to society is addressed through considering the long-term corporate sustainability of all our investment decisions.
- supporting the needs and interests of our community, with a strong focus on the development and support of Australian youths.
Principles of Responsible Investing
As investors in businesses, it is a natural part of our research process to consider environmental, social and governance (ESG) factors.
We incorporate ESG principles early on, with manufacturers of tobacco and weapons being screened from our investable universe. We also believe that ESG is simply part of good business practice and, due to our active and concentrated investment approach, we look very closely at the regard a company's management team has for it.
Where we see management not addressing ESG issues appropriately, we will apply a discount to the value of a company. Not having a strong focus on ESG is, in our view, simply bad business, which leads to poor outcomes for investors. PM CAPITAL is proud to be a member of ESG Research Australia, which aims to encourage better investment decision-making through active consideration of ESG issues.
We are also a signatory of the UN Principles of Responsible Investing (UNPRI), a voluntary, aspirational initiative that provides a framework for integrating ESG considerations into investment decision-making. You can read our Responsible Investment Policy here.
How are complaints handled?
You may lodge any complaints by writing to us at the address shown on the back cover of this PDS. We will always acknowledge and investigate any complaint and respond to you within 30 days. PM CAPITAL is a member of the Financial Ombudsman Service Limited ('FOS'), an approved independent complaints resolution service. You can pursue your complaint through this service if you are not satisfied with our response.
You can contact FOS as follows:
Financial Ombudsman Service
GPO Box 3, Melbourne VIC 3001
Telephone: 1800 367 287
Web: https://fos.org.au/
FOS has a total jurisdictional limit of $500,000. Nevertheless, FOS is only able to make a determination with value of remedy of up to $280,000 per managed investment claim (excluding compensation for costs and interest payments). You may also call the ASIC's Infoline on 1300 300 630 for information about how you can make a complaint and obtain information about your rights.
If you are investing through an IDPS or IDPS-like service then enquiries and complaints should be directed to the operator of that service, and not to us.


text:
- 1[transitive, usually passive] (not used in the progressive tenses) compose something (formal) to combine together to form a whole synonym make somethingup Ten men compose the committee. see also composed
- 2[transitive, intransitive] compose (something) to write music Mozart composed his last opera shortly before he died.
- 3[transitive] compose a letter/speech/poem to write a letter, etc. usually with a lot of care and thought She composed a letter of protest.
- 4[transitive, no passive] (formal) to manage to control your feelings or expression compose yourself Emma frowned, making an effort to compose herself. compose something I was so confused that I could hardly compose my thoughts. see also composure
NAmE//kəmˈpoʊz//Verb Forms present simple I / you / we / they compose
he / she / it composes
past simple composed
-ing form composing
Check pronunciation: compose

subset: commoncrawl


text:
Made from slow maceration of "Noir de Bourgogne" Cassis, harvested in the Val de Loire region. It gives to the liqueur a full and intense aroma.
Gold Medal – San Francisco World Spirits Competition 2014
Dark and purplish-blue in color but glowing. The nose, enchanting, reveals ripe fruit with a touch of leaves and cassis buds to help the fruit achieve maximum character.
Rich in taste : sweet but not syrupy, giving powerful fruit flavors.
A perfectly balanced composition. On ice the sweetness fades, reinforcing the cassis berry aromas and vegetal touches.
Pure on crushed ice or in cocktails.


text:
© 2012 American City Business Journals. All rights resereved. Use of this Site constitutes acceptance of our User Agreement (updated 3/14/12) and Privacy Policy (updated 3/14/12).
The material on this site may not be reproduced, distributed, transmitted, cached or otherwise used, except with the prior written permission of American City Business Journals.
Forums: Admins | Moderators
Lacrosse news straight to your inbox.
Tuesday August 6th, 2013 1:11am
Trailing 4-1 after one quarter, the Belmont Abbey men's lacrosse team outscored Lenoir-Rhyne 12-6 in the final three quarters, including 4-1 in the second, as the Crusaders opened the 2013 season with a 13-10 win over the visiting Bears this afternoon at Alumni Field. It was the season opener for both teams.
Lenoir-Rhyne built a 4-1 first quarter lead as it outshot the Abbey 13-3. The Bears scored the first three goals of the game before the Abbey's Daniel Marshall scored the first of his six goals to momentarily halt the Bears momentum, but Ned Kaish scored the final goal of the period with 2:57 left to push the Bears lead to 4-1.
The second quarter was an exact opposite of the first, as the Abbey exploded for four goals as it outshot the Bears 17-6. Marshall and Scotty Steele both scored twice for the Crusaders, with Dan Morrissey assisting on the final three goals, as the two teams headed into halftime tied at five.
The third period featured a steady stream of goals, as the two teams combined to score eight times. Five of those came for the Crusaders, all consecutively, after Lenoir-Rhyne scored the first three of the half to build an 8-5 lead. Tanner Scharr closed the lead to 8-6 off of a feed from Connor Doyle. Four minutes later, Connor Sellars scored his first career goal to pull the Abbey to within one at 8-7. 43 ticks later, Morrissey tied the game on his first goal of the year. The Abbey then scored twice with under a minute left, as Sellars fired home his second goal of the year with 55 seconds left, an Marshall punctuated the scoring off of an assist from Sellars with his fourth strike with 10 seconds left.
Belmont Abbey outscored the Bears 3-2 in the final period as the Abbey's lead never dropped below two goals. Leading 11-9, Marshall fired home the last two goals to extend the lead to 13-9, and Kaish closed the scoring with 1:46 to play.
The Crusaders outshot the Bears51-29, including 19-3 in the third quarter. The Abbey also won 16 of 27 faceoffs and finished 12 of 13 on clear attempts.
Doyle caused four turnovers, while Scharr caused a pair. Doyle and Kevin Costa both led all players with six ground balls apiece.


text:
Can I view products I have ordered from you before?
Yes. All your previously purchased products can be viewed in the My Favourites shopping tool.
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text: Former student and lecturer Anthony Minghella to be celebrated as part of Hull UK City of Culture 2017 Last updated on 1/4/2017 Print this page Media enquiries Please contact the Press Office on 01482 465268 4th January The life and work of Oscar winning director, film and television producer and playwright Anthony Minghella is to be celebrated with a series of film screenings and events as part of Hull UK City of Culture 2017. Tickets are now on sale for Anthony Minghella: A Retrospective, which will take place at the University of Hull's newly renovated Middleton Hall from 22 until 29 January 2017, in conjunction with Hull 2017, BFI and BFI Film Hub North. Anthony Minghella: A Retrospective will offer a fascinating insight into the work and life of one of the University of Hull's most famous alumni and one of the city's greatest cultural exports. Renowned for films including The Talented Mr Ripley, The English Patient and Cold Mountain, which are all being shown, the Hollywood legend was a student and lecturer at the University in the 1970s and 80s and went on to become Chair of the British Film Institute. Screenings display of rare materials taken from Hull History Centre's Minghella archive will be accompanied by live discussions, script readings, music and performance. Events, led by former colleagues, will explore the extraordinary career and legacy of Minghella - who died in 2008 - as a director, film and television producer and playwright. A display of rare materials taken from Hull History Centre's Minghella archive will include personal items from his time as a University staff member, such as the script of his breakthrough play, Whale Music. Early work in British television and producing children's programming, comedy, drama and artistic shorts before Minghella moved onto full length feature films will also be shown. Anthony Minghella: A Retrospective is part of Transformative Film Culture for Hull, a major programme planned for Hull 2017 in conjunction with Principal Partner the University of Hull and supported by the BFI and BFI Film Hub North, as part of the BFI's Film Audience Network led by Showroom Workstation. Other events during the year include Digital Dystopias, a five-day festival from 10-14 February that explores what it means to be human in the digital age. Films being shown are Alex Garland's Ex Machina; Japanese animation Ghost in the Shell; Spike Jonze's Her; Kubrick's 2001: A Space Odyssey; and Oliver Stone's latest film, the biopic Snowden. The festival will also include discussions and Q&As with filmmakers. The University will also host Hull: City of Cinema, a conference exploring the significant role that Hull and East Yorkshire have played and continue to play in film and television. The conference runs from 24-26 March 2017 and will include screenings, presentations, Q&As, and workshops. Across the year there will be a variety of other film screenings at Middleton Hall. Hull 2017 has also partnered with Into Film, a UK- wide film focused organisation and educational resource for children and teenagers, to introduce young film enthusiasts from across the city to Minghella, with a special screening of The Talented Mr Ripley. More details about the Hull 2017 film programme will be announced in early 2017. Films are also being shown as a part of Hull 2017's recently announced Back to Ours festival. Professor Glenn Burgess, Acting Vice-Chancellor at the University of Hull, said: As an alumnus and former lecturer, Anthony Minghella is a great example of the University's contribution to creativity. We are proud to be part of and host a tribute to Anthony and his significant contribution to film as part of the Hull UK City of Culture celebrations. Martin Green, CEO and Director Hull 2017, said: People may not be aware of Hull's place in British cinema and 2017 is an opportunity to remedy that. We are thrilled to be working with the University, BFI and Film Hub North to bring this celebration of the life and work of Anthony Minghella, one of Britain's filmmaking greats. It will help kick off a series of events throughout the year, bringing a range of international films and also showcasing Hull's role in this important and ever popular artform. Tickets for Anthony Minghella: A Retrospective events are priced at £5-£7 and are on sale from today. For more information go to http://www.hull2017.co.uk/ @2017Hull / #Minghella


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Knight and Day Blu-ray Review
December 1, 2010 - Knight and Day plays off the wacky public persona of Tom Cruise, all while poking fun at the action films he's made (especially the Mission: Impossible franchise) over the past dozen years or so. And, in many ways, the film is built like a Bond picture, only from the hapless girl's perspective. Alas, Knight and Day never quite reaches the sheer off-the-wall cleverness of other spy comedies.
True Lies
April 17, 2000 - !-- start image div --!--- end image div --What's this that I found in…


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Run by Captain Doug and Wendy Rowe, Fish Rowe Charters is a favorite fishing charter company in the Exumas. These two are proficient in getting their guests to the place where the fish are biting fiercely, and it is rare that someone doesn't bring home dinner.
Four hour trips cost $800, $1200 is the price for the six hour trip, and for a full day you'll spend $1,600(USD).
The boat is a 40 foot Hatteras Sport Fish with twin 671N engines that cruises at 18 knots, sleeps up to four people, has air conditioning, a bathroom, a shower, and a refrigerator. The boat is located at February Point Marina and Resort, just 15 minutes from the airport and three minutes from town.
Situated in the heart of the island of Great Exuma, Fish Rowe Charters is part of February Point Marina, and will be happy to serve residents and tourists who would enjoy fishing during their vacation on this part of the island. If you're curious, George Town is a mile and a half (two and a half kilometers) to the northwest.
Location: Great Exuma
Phone: (242) 357-0870
Website: http://www.fishrowecharters.com/
Email: email@example.com
Help us improve! We welcome your corrections and suggestions.


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©1999 H.A. and Margret Rey; (P)2008 Houghton Mifflin Company
My daughter loved it and so do I. I can reccomend this audiobook to all my best friends!
My 3.5 year old was recently introduced to audio books and she can`t listen to enough of them. This story is wonderfully told and she loves to listen to it again and again. We also have the book at home and she enjoys following the story along in the book.
My daughter loves George and wishes she could be like him.
The narrator brings a lot of emotion and drama to the story. She speaks very slowly and clearly so it is easy for little children to understand and follow along.
My daughter was smiling and giggling throughout the story.
We can`t wait to hear the rest of the Curious George books!
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Blog Post
Today One Of The Best Mobile Phones Is HTC Desire Bravo Sim Free
HTC Desire Bravo has a fantastically established name in the market of smart phones, in United Kingdom. It features fashion; and its incredible technological advancements make the phone more desirable. This phone has an emerging popularity day by day and has an incredible fan following- including women. Social connectivity makes the phone quite different. Users can stay connected with family, friends and others- 24 / 7 through various media such as calls, text, instant messaging, email, social media sites, etc.
HTC Desire Bravo SIM Free is a phone which will help the user in keeping any SIM in it. Also, it is easy for any user to buy a SIM card, rather than buying a new mobile phone again. The basic feature through which HTC Desire Bravo SIM Free has established its own popularity in the market is through its camera. The camera comes with 5 MP, and it is supported with 2592 x 1944 pixels. Also, the camera has the facility of geo-tagging, auto focus, LED flash, etc.
The memory storage capacity of this new improved mobile phone is also very good and the external memory is expandable up to 32GB with the help of microSD card slot. Also, the internal memory comes with 576 MB RAM, 512 MB ROM. Also, the dimensions of HTC Desire Bravo SIM Free are very good and they are- 119 x 60 x 11.9 mm. Also, the weight of the phone is just 135 g. Hence, the user can easily carry the phone along anywhere in great comfort.
The display of this mobile phone comes with 480 x 800 pixels, and the display screen length of this phone is 3.7 inches. So, the user can easily make use of this long TFT touch screen display. Also, it has some basic features such as Bluetooth, vibration, MP3, etc. Also, a long lasting battery back-up through which the user can continuously talk up to 6 h 40 min (2G) / up to 6 h 30 min (3G) and the stand by time is up to 340 h (2G) / up to 360 h (3G).


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| Glenn Chapman |
SAN FRANCISCO (AFP) – YouTube on Wednesday introduced a long-rumoured subscription music video service with ad-free access to tunes in a challenge to Spotify, Pandora, Apple and others.
YouTube Music Key launched in a test, or beta, mode, in Britain, Spain, Italy, Finland, Portugal, Ireland, and the United States with free trial periods, and introductory monthly fees of $7.99.
"Thanks to your music videos, remixes, covers and more, you've made YouTube the biggest music service on the planet," the Google-owned YouTube music team said in a blog post.
YouTube Music Key is designed to let users listen to music without ads; to keep playing music videos even if device screens are locked or other applications are in use, and to play music even when not connected to the Internet.
Subscriptions to the new YouTube Music Key will come with access to Google Play Music service for mobile devices.
The service is being launched first with invitations sent to big music fans, then will be made available worldwide, according to Google, which bought the video sharing platform in eight years ago in a deal valued at $1.65 billion.
YouTube recently inked a deal with a group of independent record labels as part of the behind-the-scenes work to provide content for Music Key.
YouTube struck an agreement with Europe-based rights agency Merlin after months of negotiations, the Financial Times said Wednesday in a report citing sources familiar with the matter.
Record labels representing 95 per cent of the music industry have already signed up to the new terms but Merlin, which represents more than 20,000 labels from 39 countries, had been holding out.
Contacted by AFP, Merlin declined to comment.
Google also declined to comment on the report, but said that "hundreds of major and independent labels" have partnered with YouTube as it expands into a subscription service.
The California-based Internet titan echoed an earlier statement that hopes YouTube will serve as "a global platform for fans and artists to connect, and as a revenue source for the music industry."


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Pats score 49 straight on Bills, earn top seedJan 2, 2012 - 3:24 AM
Brady completed 23-of-35 passes for 338 yards, three touchdowns and an interception for the Patriots (13-3), who will have home-field advantage throughout the postseason for the second year in a row. New England finished the regular season with a 7-1 mark at Gillette Stadium.
Brady became the third player in NFL history with 5,000 passing yards in a season. He also set a franchise record for completions in a season with 401, topping Drew Bledsoe's 400 in 1994. A first-round bye will allow the two-time league MVP to rest his sore left shoulder.
"Our passing game has been obviously a big strongpoint of this team," Brady said. "The pass catchers and the blockers have been great and we've run the ball great, too, at times. That's what it takes - a complementary offense. You run it and we throw it when we need to throw it and we can be effective. You have to stay balanced and those guys have done a great job all year doing stuff with it."
Aaron Hernandez caught seven passes for 138 yards and a touchdown for New England, which heads into the playoffs on an eight-game winning streak. Rob Gronkowski capped his record-setting season with eight catches for 108 yards and two scores.
BenJarvus Green-Ellis carried the ball seven times for 22 yards and two touchdowns for the Patriots, who avenged a Week 3 loss to the Bills. The first playoff test for the AFC East champions will come Saturday, January 14 at 8 p.m. (et).
Ryan Fitzpatrick completed 29-of-46 passes for 307 yards, two touchdowns and four interceptions for the Bills (6-10), who fell apart after starting the season with a 4-1 mark.
Steve Johnson caught four passes for 40 yards and a touchdown for Buffalo, which lost eight of nine to end the season. C.J. Spiller carried the ball 13 times for 60 yards.
New England woke up after letting Buffalo jump out to a quick 21-0 lead. The home team got things going with a nine-play, 77-yard scoring drive. Hernandez caught a 27-yard pass on the second play of the second quarter. Stevan Ridley kept the march alive with a 21-yard run on 3rd-and-1. Green-Ellis leaped over the pile from the one to cut the gap to 21-7 with 11:58 to go.
On the seventh play of the Patriots' next possession, Brady found a wide-open Hernandez down the right sideline for an easy 39-yard score.
The Bills had a chance to put three more points on the board, but Brandon Coutu's 45-yarder was wide left as time expired. It was his first NFL field goal attempt.
The Patriots got a pair of field goals from Stephen Gostkowski early in the third quarter to cut the gap to 21-20.
Fitzpatrick was then picked off by Sterling Moore, who returned the ball five yards to the Buffalo 25. The Patriots failed to convert on 3rd-and-15, but Bills linebacker Kirk Morrison was called for illegal contact. A fresh set of downs led to Gronkowski's 17-yard TD catch. A successful two-point conversion gave the home team a 28-21 lead with 1:32 remaining in the third.
New England's defense came up with another big play early in the fourth. Devin McCourty picked off Fitzpatrick and returned the ball 38 yards to the 47 of the Bills. After Hernandez caught a 44-yard pass, Green-Ellis rumbled into the end zone from three yards out.
The Patriots added another touchdown with 3:02 to play. Brady's 300th career TD pass went to Gronkowski, who recorded his 18th touchdown of the season. Gronkowski set the NFL record for receiving yards in a season by a tight end with 1,327.
Moore capped the come-from-behind victory with a 21-yard interception return for a touchdown.
"It was kind of like our season. It started off so well with the 21 points, and we had things rolling offensively," Fitzpatrick said. "We were doing some good things on defense, stopping them. We wanted to do some up-tempo stuff today, which worked early. It kept working, but when you get a sack, a penalty, a bad snap or don't complete a pass or whatever it is, it puts you behind the sticks and makes it harder."
The Bills came out of the gates on fire, scoring 21 points in the first quarter. Buffalo's first drive was kept alive by a fake punt. George Wilson took the snap on 4th-and-1 and gained six yards on the ground. A 47-yard defensive pass interference penalty put the ball at the four-yard line. Tashard Choice rumbled into the end zone for an early 7-0 lead.
Buffalo marched down the field again after New England went three-and-out. Derek Hagan caught a 22-yard pass on the second play to put the ball near midfield. On 4th-and-4 from the 31, Johnson caught a nine-yard pass. Two plays later, Fitzpatrick lofted a perfect pass to Johnson for an 18-yard score.
Following another three-and-out by the Patriots, the Bills put together a six- play, 82-yard scoring drive. Fitzpatrick completed three straight passes of at least 14 yards to set up the visitors at the 27. Spiller ran for 12 yards before recording a 15-yard TD catch. The score gave Buffalo a 21-0 lead with 48 seconds left in the first quarter.
Game Notes
The Patriots own a 61-41-1 advantage over the Bills...The 49 points by the Patriots are the most since their 59-0 victory over the Titans in 2009... Brady's 300th TD pass moved him into a tie with John Elway for fifth place in NFL history...The Patriots scored 30 points or more 12 times this season, tying the 2007 Patriots and 1999 Rams for most in NFL history...New England safety Patrick Chung and linebacker Brandon Spikes were both active for the first time in eight games.
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Bills 21, Patriots 49 FinalJan 4 11:12 PM
Jan 1 4:04 PM
End of Regulation
Jan 1 4:04 PM
- Stephen Gostkowski extra point is good.
Bills 21, Patriots 49 4th - 2:55Jan 1 3:53 PM
- New England Touchdown - Ryan Fitzpatrick pass intercepted by Sterling Moore at the Buffalo 21 and returned for 21 yards.
Bills 21, Patriots 48 4th - 2:55Jan 1 3:53 PM
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Bills 21, Patriots 48 4th - 2:55Jan 1 3:53 PM
- Stephen Gostkowski extra point is good.
Bills 21, Patriots 42 4th - 3:02Jan 1 3:50 PM
- New England Touchdown - Tom Brady pass to Rob Gronkowski for 7 yards.
Bills 21, Patriots 41 4th - 3:02Jan 1 3:49 PM
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Bills 21, Patriots 35 4th - 8:00Jan 1 3:43 PM
- Stephen Gostkowski extra point is good.
Bills 21, Patriots 35 4th - 11:16Jan 1 3:28 PM
- New England Touchdown - BenJarvus Green-Ellis up the middle for 3 yards.
Bills 21, Patriots 34 4th - 11:16Jan 1 3:28 PM
End of 3rd
Jan 1 3:18 PM
- Danny Woodhead rushed for the two-point conversion.
Bills 21, Patriots 28 3rd - 1:32Jan 1 3:13 PM
- New England Touchdown - Tom Brady pass to Rob Gronkowski for 17 yards.
Bills 21, Patriots 26 3rd - 1:32Jan 1 3:12 PM
- New England Field Goal - 20-yarder by Stephen Gostkowski.
Bills 21, Patriots 20 3rd - 5:13Jan 1 3:01 PM
- New England Field Goal - 47-yarder by Stephen Gostkowski.
Bills 21, Patriots 17 3rd - 12:19Jan 1 2:45 PM
Jan 1 2:26 PM
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Bills 21, Patriots 14 2nd - 1:15Jan 1 2:19 PM
- Stephen Gostkowski extra point is good.
Bills 21, Patriots 14 2nd - 5:42Jan 1 2:06 PM
- New England Touchdown - Tom Brady pass to Aaron Hernandez for 39 yards.
Bills 21, Patriots 13 2nd - 5:42Jan 1 2:05 PM
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Bills 21, Patriots 7 2nd - 8:00Jan 1 2:03 PM
- Stephen Gostkowski extra point is good.
Bills 21, Patriots 7 2nd - 11:58Jan 1 1:50 PM
- New England Touchdown - BenJarvus Green-Ellis up the middle for 1 yard.
Bills 21, Patriots 6 2nd - 11:58Jan 1 1:50 PM
End of 1st
Jan 1 1:43 PM
- Brandon Coutu extra point is good.
Bills 21, Patriots 0 1st - 0:48Jan 1 1:40 PM
- Buffalo Touchdown - Ryan Fitzpatrick pass to C.J. Spiller for 15 yards.
Bills 20, Patriots 0 1st - 0:48Jan 1 1:40 PM
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Bills 14, Patriots 0 1st - 5:19Jan 1 1:29 PM
- Brandon Coutu extra point is good.
Bills 14, Patriots 0 1st - 5:19Jan 1 1:28 PM
- Buffalo Touchdown - Ryan Fitzpatrick pass to Steve Johnson for 18 yards.
Bills 13, Patriots 0 1st - 5:19Jan 1 1:25 PM
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Bills 7, Patriots 0 1st - 11:12Jan 1 1:14 PM
- Brandon Coutu extra point is good.
Bills 7, Patriots 0 1st - 11:18Jan 1 1:10 PM
- Buffalo Touchdown - Tashard Choice rushed left for 4 yards.
Bills 6, Patriots 0 1st - 11:18Jan 1 1:10 PM
1st Quarter - 15:00
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