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Why ULIPs are better than FDs?
An investment gives you financial freedom. If you invest your money from the beginning, you need not to worry about the future financial necessities. As future is uncertain, and there may be a situation in your life where you require a large amount of money to get out of that situation with minimal loss. So to effectively protect yourself from such type of situation, you must inculcate the habits of saving and investing. It may be because of your children's education, marriage or medication. Let it be anything which demands lot of money, you may outdo it if you have invested your money from the beginning itself. Hence, investment gives you more financial freedom to rely upon. If you have a desire for having a luxurious apartment and a luxurious car of your own, then it is obvious that these desires may be fulfilled by a planned investment and savings. As you invest more, you tend to become richer. And as you become richer, you may find no difficulty in achieving your personal goal. Achieving personal goals is the essence of your success in every aspect of your life. A good investment strategy requires choosing the right mix of safe and risky investments. Among safe investments, fixed deposits (FD) are the most popular. But think before investing in FD because there are some other investment avenues that provide you much better returns such as ULIPs and Mutual Funds. Following are the factors that you have to consider before investing in FD; What is the Rate of return you need to satisfy your future needs? Whether the returns generated by FD are sufficient to meet your future financial needs? Is there any other better investment option than FD? Tax benefits on the returns With FDs you deposit a lump sum of money for a fixed period ranging from a few weeks to a few years and earn a pre-determined rate of interest. In ULIPs you invest money regularly and after a period of time you will receive the lump sum amount. The return on ULIPs will be normally greater than the return on FD. Following illustration will help you to understand the return on FD and ULIP.
Interest Rate on FD
Bank ICICI Canara SBI HSBC Citi Bank Upto 1 year 7.25% 7.25% 7.00% 5.00% 3.35% Upto 2 year 7.75% 7.50% 5.00% 5.50% 3.75% Upto 3 year 7.75% 6.00% 5.00% 6.25% 3.75% Upto 4 year 7.75% 8.00% 7.25% 6.25% 7.00% Upto 5 year 8.25% 8.00% 7.75% 7.50% 7.00%
If If If If If
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7.25% return 7.75% return 7.75% return 8% return 8.25% return
Return on ULIP Company Birla Sun Life Birla Sun Life Fund Creator Builder Last 1 year 25.46% 20.60% Last 3 years 66.35% 42.10% Last 5 years 136.97% 69.14%
ICICI Prudential HDFC Life TATA
Balancer II
Time Flexi Growth INVEST ASSURE PLUS
6.50% -7.28%
8.50% 37.06%
12.90% 165.13%
ULIPs are always given more return than FD to the investors. It is always a better option to the investors as it is generating comparatively more return than FD.
Let us understand the performance of FDs and ULIPs with the help of following example; Mr. Rahul is working with a multinational software company; he wants to save a good amount of money for his child's education. He is looking to invest his money in a profitable avenue so that he can withdraw back his money with huge returns after a period of five years. He has approached some financial Planners and most of them have guided him to invest in two different avenues such as Fixed Deposit and ULIP. At last he decided to invest Rs, 1,00,000 every year in ULIP and Rs. 1,00,000 every year in Fixed Deposit. But in FD he doesn't have the option to invest every year. So he has to deposit Rs. 100000 for one year. At the end of first year he has to withdraw the money and again he has to invest Rs.100000 plus last year's return (i.e. Rs.100000+Interest) in the second year. Below given table will help you to find out the returns generated from both the investments.
(In this example we have considered the average return from FD as 7% and Average return from ULIP as 14%)
Returns from Fixed Deposit (FD)
Below given table will provide you details about the performance of Fixed Deposit return over a period of 10 years.
Money Deposited every year = Last year's FV + 1,00,000 Above given table shows that the return from FD over a period of 5 years is Rs. 6,15,329.07. If Rahul is investing for a period of 10 years the return will be Rs. 14,78,359.93. Compared to ULIPs Fixed Deposits doesn't carry any charges like Allocation charges or Fund Management charged. But on the other hand the return generated is very less moreover he has to pay tax on the returns. The interest rate on FD is taken as 7% because you cannot invest Rs. 100000 every year in FD. So you have to invest for 1 year after that you have to withdraw it and reinvest (i.e. withdrawn amount + 100000).
Returns from ULIPs
Below given table will provide you details about the performance of Fixed Deposit return over a period of 10 years.
Above mentioned table shows that the investment of Rahul has gone up to Rs. 6,88,851.14 in a period of 5 years. During a period of 10 years this will grow upto Rs. 19,32,922.87.
Analysis of Returns Returns Over a period of 5 years
Return on ULIPs – Rs. 6,88,851.14 Return on FD – Rs. 6,15,329.07 (By looking at the figure we can make out that the performance of ULIP is much better than the performance of FD)
Returns Over a period of 10 years
Return on ULIPs – Rs. 19,32,922.87 Return on FD – Rs. 14,78,359.93 (By looking at the figure we can make out that the performance of ULIP is much better than the performance of FD)
Difference in Returns
Investment ULIP FD Difference 5 Year Return 6,88,851.14 6,15,329.07 73522.07* 10 Year Return 19,32,922.87 14,78,359.93 454562.94**
Return on ULIP is Rs. 73522.07 more than the return on FD Return on ULIP is Rs. 454562.94 more than the return on FD Return over a period of 5 years = 6,88,851.14 - 6,15,329.07 = 73522.07 Return over a period of 10 years = 19,32,922.87 - 14,78,359.93 = 454562.94
Absolute Return
To find out the absolute return on the investment we should deduct Tax from the actual return. From the below given table we can clearly find out the absolute return on ULIP and absolute return on FD.
Over a period of 5 years Particulars 5 Year Return Tax (30%) Absolute return Profit of Investing in ULIPs Returns on ULIPs are Tax free
Over a period of 10 years Particulars 10 Year Return Tax (30%) Absolute return Profit of Investing in FD Returns on ULIPs are Tax free At the end of 5th year Rahul will receive Rs. 6,88,851.14 fromULIPs and Rs. 4,30,730.35 from FD. The return from ULIP is Rs. 2,58120.79 more than the return from FD. If he is investing for a period of 10 years at the end of the term he will receive Rs. 19,32,922.87 from ULIPs and Rs. 10,34,851.95 from FD. The return from ULIP is RS. 8,98,070.92 more than the return from FD. ULIP 19,32,922.87 Nil* 19,32,922.87 FD 14,78,359.93 443507.98 10,34,851.95 RS. 8,98,070.92
ULIP 6,88,851.14 Nil 6,88,851.14
FD 6,15,329.07 1,84,598.72 4,30,730.35 Rs. 2,58120.79
Graphical Representation
From the below given table you can understand the difference in return from ULIP and FD.
Why ULIPs are the best
Unit-linked insurance plans have caught the fancy of investors in urban centres. ULIPs not only provided life cover, but also brought in a lot of transparency in the way the policyholders' money is invested. Birla Sun Life Insurance Company revolutionalised the life insurance industry in India with its decision to offer only ULIPs. The rest of the life insurers followed, including the public sector Life Insurance Corporation (LIC). The key stock market indices are touching newer peaks and it is the time to take a look at how ULIPs are performing. The returns from growth funds of leading private sector players like, Birla Sun Life, HDFC Standard Life, ICICI Prudential Life and Bajaj Allianz, are performing very good. The returns on ULIPs are normally higher than the mutual funds. ULIPs do not face redemption pressures as the insurance money is for longer term and hence offers room for fund managers to design better, disciplined investment strategies.
Ask your query anything related to any Investment or any kind of Insurance of any company Just visit our website www.kgandhi.anindia.com and get the best comparison and solution and enjoy the tomorrow hassle free and paper free. Advice on: Insurance: Child Future Planning, Term Plan, Health, Whole life, Pension Plan, Money Back ,Maternity, Tax Planning, Personal Accident, critical Care, Travel,
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Ornament Popcorn Balls! What a fun kid's activity and treat during the holidays! via @Taryn {Design, Dining + Diapers}
Key Lime Coconut Bars 'Yummy'
This "Skinny Mom, Skinny Broccoli Salad" is super easy to prepare and absolutely delicious!!
Beetroot Ravioli with Goat Cheese
Spaghetti with garlic, oil and chili pepper flakes
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home made pizza bread
Recipe of the Week: Buttermilk Blueberry Breakfast Cake | The Mom Chronicles #brunch #recipes #breakfast #food #recipe
frozen smoothy packs.
Overnight, No-Cook Refrigerator Oatmeal -- A healthy breakfast made in mason jars in six different flavors!
Chocolate Peanut Butter Squares.... I would do an oreo bottom. Yum!
Cheesy Spinach Whole Wheat Calzones
Cheesy Spinach Whole Wheat Calzones
Roasted squash soup with yams and chard
Blood Orange Frozen Yogurt. So excited to try this in my ice cream maker!
Creamy Garlic Pasta. Definitely making this soon. And often.
Turkey Taco Lettuce Wraps! 134 cal. for 2 tacos
Goat Cheese and Artichoke Dip --- goat cheese is one of my favorites!
Spinach Tomato Orzo Soup
Cranberry Pecan Chicken Salad
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Key lime Cheesecake Bars Recipe- This dazzling cheesecake recipe is a sweet-tart takeoff on the ever-popular pie. It's a great make-ahead dessert, too--you can prep the easy recipe up to 24 hours in advance.
frozen strawberry crumble
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want to make these with the kids. would be a great party favour, school treat or something to do at one of the kids' birthday parties.

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This outstanding multidisciplinary three museum project re-imagines Canada's public spaces. Partnered with the Musqueam peoples, the project's Indigenous urban history re-examines museum collections, and makes visible Vancouver's historic and contemporary Indigenous cultural landscape. Each partner delivered different aspects of one large story, using a wide-variety of exhibit techniques and innovative technologies, presenting historic and contemporary voices across the landscape of Vancouver. Moving outside traditional museum walls, they even created a transit station module to reach thousands of commuters. This outstanding respectful partnership combined reconciliation with a creative engagement of citizens about Indigenous urban identities in one of Canada's largest cities.
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Very pleased to learn of this further collaboration. Gives hope that such cooperation will continue in many other fields.
Early in his teaching career Scott Masters noticed that his students often had few opportunities to connect with past generations. He made it his mission to bridge that gap. Starting with inviting individual speakers into his classroom, his project slowly grew into the Crestwood Oral History Project.
Local residents, museums, university, and historical societies team up to research and provide the stories needed to develop characters from eastern Alberta's past.
Rare and intriguing treasures from the vaults of Library and Archives Canada
The East Coast of Canada had its fair share of bloodthirsty swashbucklers.
With well over 150 years of continuous operation, the Canadian Museum of Civilization (now Canadian Museum of History) is older than Canada's confederation. A brief timeline highlighting key moments.
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...Although difficult at times, I have loved this experience because it has both broadened my interests and allowed me to create a global network. Although I have mainly tutored science subjects and french, those being my strongest subjects, I am also knowledgeable in the social sciences. I have w...
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D.C. Chapter Builds Community at Monthly Brunch
Members of the Texas Exes D.C. Chapter talked about the Longhorns' 2-0 season start during a Sept. 9 brunch at Washington, D.C.'s Open City. The event was part of the chapter's monthly brunch club.
"Going to Kerbey Lane or Magnolia Cafe was an unofficial tradition for many of us at UT, especially during football season,"says Rob Wiacek, PhD '02, Life Member, a chapter board member and brunch organizer. "Our monthly brunches allows Texas Exes members to meet each other in a more casual, relaxed setting. It has been a big hit for us!"
Interested alumni can learn more on the chapter's website.
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This paper describes the principle and design of a CMOS rail-to-rail input operational amplifier with THD performance of -90 dB which is suited for high-quality audio systems. A new output stage has been used featuring an output suing that extends to either supply rail and is capable of driving a low ohmic load (32 Ω). The opamp, which is realized in a 0.5-μm 3.3-V digital CMOS process, uses a standard two-stage Miller configuration. The rail-to-rail input functionality is achieved with a new area-efficient on-chip charge pump which provides the local supply voltage for the input differential pair. THD levels below -90 dB have not yet been shown with existing rail-to-rail techniques. This rail-to-rail input configuration also behaves independently of the common mode level with respect to transconductance and slewing characteristics


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Demi Lovato says she is heartbroken over Cory Monteith's death and has called for more understanding about addiction, saying he ''didn't choose to die''.
Demi Lovato's heart is ''really, really broken'' over Cory Monteith's death.
The 'X Factor' USA judge - who spent time in rehab for emotional and physical issues in January 2011 - was shocked by Cory's death from a toxic mix of heroin and alcohol last weekend and revealed she is praying for his girlfriend and 'Glee' co-star Lea Michele.
She told People: ''The main person in my thoughts is Lea. I am praying for her so hard and I love her so much. I'm wishing her a lot of strength right now.''
Demi also revealed her hope that Cory's death won't be in vain, as she believes it can help to make people aware of the dangers of addiction.
She said: ''All it takes is one moment of vulnerability to get slipped into your addiction. He didn't choose to die. It was the disease. It can creep up on you at any moment. It only takes one moment of relapse to potentially die. It's really scary, but I'm really hoping that from this, people are able to see this is a very, very, very dangerous disease.''
Speaking about her own struggles, Demi admitted she can't do the same things as her friends because she constantly has to be aware of her own issues.
She explained: ''They can turn 21 and have their turn-21st-birthday. I don't think that I - I just don't put myself in those situations where I'm going to be at those 21st birthdays. I don't go to clubs. I just know it's something I can't do without being triggered. And that's okay.''
The 1969 session, including the only known recording of 'Sunshine Woman' by the band, will be included on a re-issue of 'The Complete BBC Sessions'...
The 55 year old actor joined Chris Martin and co. on stage in New Jersey to perform 'Earth Angel' and 'Johnny B. Goode'.
Bjork Digital comes to London's Somerset House in September, along with a single live show at the Royal Albert Hall.
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There's very much a strength of conviction in remaining what you were, but arguably more so in becoming what you want to be.
The BBC drama starring Aidan Turner returns to BBC One on September 4th.
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Rock stars come and go, but Idol is forever…
BILLY IDOL remains crucial to rock 'n' roll. His style, charm, charisma and bravado transcend trends and time. Where would rock music be without him? Would it look the same? Would it sound the same? Who hasn't chanted along to "Rebel Yell," "Mony Mony" or "White Wedding"?
IDOL's influence is inescapable and still inspiring to this day.
The niche that BILLY IDOL has created over these past few decades is impressive. IDOL is respected as the original punk rocker who long ago found a way to take that sneering punk attitude into the pop and rock mainstream, carving out songs that have lasted a lifetime.
Visit Artist's Web site and follow them on Facebook and Twitter .
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Cluster Headache Treatment & Management
- Author: Michelle Blanda, MD; Chief Editor: Tarakad S Ramachandran, MBBS, MBA, MPH, FAAN, FACP, FAHA, FRCP, FRCPC, FRS, LRCP, MRCP, MRCS more...
Approach Considerations
Pharmacologic management of cluster headache (CH) may be classified into 2 general approaches as follows:
Abortive/symptomatic (eg, oxygen, triptans, ergot alkaloids, and anesthetics)
Preventive/prophylactic (eg, calcium channel blockers, mood stabilizers, and anticonvulsants)
Olanzapine[11] and kudzu[12] have also been used to treat CH, but their effectiveness has not been determined. Antihistamines, such as chlorpromazine, do not appear to be helpful in relieving CH symptoms. Nonsteroidal anti-inflammatory drugs (NSAIDs) may be given for pain relief.
Various procedures may be performed on trigeminal nerve or autonomic pathways, including alcohol injections and section or avulsion of nerves for chronic refractory cases. Surgical treatment may be initiated if the patient has contraindications to medications or if medications are not effective; it is employed only in strictly unilateral cases. Radiofrequency (RF) thermocoagulation of the trigeminal ganglion has had promising results in some patients with intractable pain.
Treatment guidelines are available from the American College of Emergency Physicians, the National Headache Foundation, and Institute for Clinical Systems Improvement.[13, 14, 15] Neurologic consultation may be useful if the diagnosis is in doubt or for management of difficult cases.
Management of pregnant patients
CH is rare during pregnancy, but when it does occur, episodes tend to have the same character and severity as in nonpregnant patients.[16] Treatment options for pregnant women are poorly documented. The first line of treatment is pure oxygen via a nonrebreather mask (see image below). Triptans and ergot alkaloids should be avoided. The use of selected preventive medications, which are rated pregnancy category B, should be discussed thoroughly with the patient and her obstetrician.[17]
Pharmacologic Therapy
Abortive agents are given to stop or reduce the severity of an acute CH attack, whereas prophylactic agents are used to reduce the frequency and intensity of individual headache exacerbations. In view of the fleeting, short-lived nature of the attacks, effective prophylaxis should be considered the cornerstone of management. The prophylactic regimen should start at the onset of a CH cycle and continue until the patient is headache-free for at least 2 weeks. The agent then may be tapered slowly to prevent recurrences.
Abortive agents
Oxygen (8 L/min for 10 minutes or 100% by mask) may abort the headache if used early.[18, 19] The mechanism of action is unknown.
5-Hydroxytryptamine-1 (5-HT1) receptor agonists, such as triptans or ergot alkaloids with metoclopramide, are often the first line of treatment. Stimulation of 5-HT1 receptors produces a direct vasoconstrictive effect and may abort the attack.
The triptan that has received the most study in the setting of CH is sumatriptan.[14, 18, 19] Subcutaneous injections can be effective, in large part because of the rapidity of onset. Studies have indicated that intranasal administration is more effective than placebo but not as effective as injections; there is no evidence that oral administration is effective. A typical dose is 6 mg subcutaneously, which may be repeated in 24 hours. Nasal spray (20 mg) may also be used.
Other triptans that may be considered for abortive treatment of CH are zolmitriptan, naratriptan, rizatriptan, almotriptan, frovatriptan, and eletriptan. In addition, researchers have begun to explore the possibility of using triptans for prophylaxis of CH.[20]
Dihydroergotamine can be an effective abortive agent. It is commonly given intravenously (IV) or intramuscularly (IM) and may be self-administered; it can also be given intranasally (0.5 mg bilaterally).[19] Dihydroergotamine tends to cause less arterial vasoconstriction than ergotamine tartrate and is more effective when given early in a cluster attack.
Parenteral opiates may be used if relief is inadequate. The short-lived and unpredictable character of CH precludes effective use of oral narcotics or analgesics, though oral regimens may sometimes be helpful for residual soreness. Abuse potential does exist. Narcotics are not generally recommended for aborting CH.
Intranasal civamide and capsaicin have yielded good results in clinical trials. Application of capsaicin to the nasal mucosa led to a clinically significant decrease in the number and severity of cluster headaches; nasal burning was the most common adverse effect.
Intranasal administration of lidocaine drops (1 mL of a 10% solution placed on a swab in each nostril for 5 minutes) is possibly helpful; however, it requires a specific and, for many patients, difficult technique.
Prophylactic agents
Calcium channel blockers may be the most effective agents for CH prophylaxis.[19] They can be combined with ergotamine or lithium. Of the calcium channel blockers, verapamil may be the most useful, though others, including nimodipine and diltiazem, have also been reported to be effective.
Lithium has been suggested as an option because of the cyclical nature of CH, which is similar to that of bipolar disorders. It effectively prevents CH (particularly in its more chronic forms)[21] and treats bipolar mood disorder, another cyclic illness. Responses vary (with chronic CH patients generally being more responsive), but lithium is still a recommended first-line agent for CH. There is a tendency for the effect to wane after dramatic relief is seen in the first week.
Methysergide, though no longer available in the United States, is very effective for episodic and chronic CH prophylaxis. It can often reduce pain frequency, particularly in younger patients with episodic CH. If it yields no improvement after 3 weeks, it is unlikely to be beneficial. It should not be given continuously for longer than 6 months; a drug-free interval of 3-4 weeks must follow each 6-month course.
A few relatively small controlled studies have found anticonvulsants (eg, topiramate and divalproex) to be effective in the prophylaxis of CH, though the mechanism of action remains unclear.
Corticosteroids are extremely effective in terminating a CH cycle and in preventing immediate headache recurrence. High-dose prednisone is prescribed for the first few days, followed by a gradual taper. Simultaneous use of standard prophylactic agents (eg, verapamil) is recommended. The mechanism of action in CH is still subject to speculation.
Tricyclic antidepressants are more helpful as prophylaxis of other headache syndromes. Beta blockers may worsen bradycardia occurring during the cluster attack.
Nerve Blocks, Ablative Procedures, and Brain Stimulation
Various invasive nerve blocks and ablative neurosurgical procedures (eg, percutaneous RF ablation, trigeminal gangliorhizolysis, and rhizotomy) have been implemented successfully in cases of refractory CH.
Percutaneous RF ablation may achieve success in 50% of patients, with fair-to-good results in 20% and failure in about 30%. Side effects include facial dysesthesia, corneal sensory loss, and anesthesia dolorosa. Gamma-knife radiosurgery is a less invasive alternative for pervasive CH but is associated with a significantly increased risk for facial sensory disturbances.[22] Botulinum toxin injections to manage CH have produced limited success.[23] Greater occipital nerve block may be beneficial in aborting CH.[11, 24]
Deep brain stimulation with implantation of stimulating electrodes under stereotactic guidance into the ipsilateral posterior inferior hypothalamus is another potential option for chronic CH refractory to pharmacologic therapy.[25, 26, 27, 28] This technique is invasive and is associated with significant risk of complications, including intracranial hemorrhage.[29] Other serious side effects are subcutaneous infection, micturition syncope, and transient loss of consciousness.[30]
Stimulation of the sphenopalatine ganglion, which is located in the pterygopalatine fossa, may also be considered.[31] This approach has shown effectiveness in select patients with chronic CH.[32]
The patient should avoid known headache triggers to the extent possible. For example, disturbances in the sleep cycle can induce attacks. Strong emotions and excessive physical activity may also induce attacks.
Tobacco may slow responsiveness to medications. Narcotics may expedite transformation of episodic CH to chronic CH.
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The International Classification of Headache Disorders: 2nd edition. Cephalalgia. 2004. 24 Suppl 1:9-160. [Medline].
Holle D, Obermann M, Katsarava Z. The electrophysiology of cluster headache. Curr Pain Headache Rep. 2009 Apr. 13(2):155-9. [Medline].
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Lodi R, Pierangeli G, Tonon C, et al. Study of hypothalamic metabolism in cluster headache by proton MR spectroscopy. Neurology. 2006. 66(8):1624-6. [Medline].
Kudrow L. Cluster headache: diagnosis and management. Headache. 1979 Apr. 19(3):142-50. [Medline].
Rozen TD, Fishman RS. Female cluster headache in the United States of America: what are the gender differences? Results from the United States Cluster Headache Survey. J Neurol Sci. 2012 Jun 15. 317(1-2):17-28. [Medline].
Barloese MC, Jennum PJ, Lund NT, Jensen RH. Sleep in cluster headache - beyond a temporal rapid eye movement relationship?. Eur J Neurol. 2015 Apr. 22 (4):656-e40. [Medline].
Peterlin BL, Levin M, Cohen JA, Ward TN. Secondary cluster headache: a presentation of cerebral thrombosis. Cephalalgia. 2006. 26(8):1022-4. [Medline].
Rozen TD. Trigeminal autonomic cephalalgias. Neurol Clin. 2009 May. 27(2):537-56. [Medline].
Sewell RA. Response of cluster headache to kudzu. Headache. 2009 Jan. 49(1):98-105. [Medline].
[Guideline] Edlow JA, Panagos PD, Godwin SA, Thomas TL, Decker WW. Clinical policy: critical issues in the evaluation and management of adult patients presenting to the emergency department with acute headache. Ann Emerg Med. 2008 Oct. 52(4):407-36. [Medline].
[Guideline] Biondi D, Mendes P. Treatment of primary headache: cluster headache. In: Standards of care for headache diagnosis and treatment. Chicago (IL): National Headache Foundation. 2004. [Full Text].
[Guideline] Beithon J, Gallenberg M, Johnson K, et al. Diagnosis and Treatment of Headache. Institute for Clinical Systems Improvement. Available at http://bit.ly/Headache0113. Accessed: March 31, 2014.
Calhoun AH, Peterlin BL. Treatment of cluster headache in pregnancy and lactation. Curr Pain Headache Rep. 2010 Apr. 14(2):164-73. [Medline].
Giraud P, Chauvet S. Cluster headache during pregnancy: case report and literature review. Headache. 2009 Jan. 49(1):136-9. [Medline].
Tfelt-Hansen P. Acute pharmacotherapy of migraine, tension-type headache, and cluster headache. J Headache Pain. 2007 Apr. 8(2):127-34. [Medline].
Beck E, Sieber WJ, Trejo R. Management of cluster headache. Am Fam Physician. 2005 Feb 15. 71(4):717-24. [Medline].
Pageler L, Limmroth V. Oral triptans in the preventive management of cluster headache. Curr Pain Headache Rep. 2012 Apr. 16(2):180-4. [Medline].
Stochino ME, Deidda A, Asuni C, Cherchi A, Manchia M, Del Zompo M. Evaluation of lithium response in episodic cluster headache: a retrospective case series. Headache. 2012 Jul-Aug. 52(7):1171-5. [Medline].
Kano H, Kondziolka D, Mathieu D, et al. Stereotactic radiosurgery for intractable cluster headache: an initial report from the North American Gamma Knife Consortium. J Neurosurg. 2011 Jun. 114(6):1736-43. [Medline].
Ailani J, Young WB. The role of nerve blocks and botulinum toxin injections in the management of cluster headaches. Curr Pain Headache Rep. 2009 Apr. 13(2):164-7. [Medline].
Gantenbein AR, Lutz NJ, Riederer F, Sándor PS. Efficacy and safety of 121 injections of the greater occipital nerve in episodic and chronic cluster headache. Cephalalgia. 2012 Jun. 32(8):630-4. [Medline].
Franzini A, Ferroli P, Leone M, Broggi G. Stimulation of the posterior hypothalamus for treatment of chronic intractable cluster headaches: first reported series. Neurosurgery. 2003 May. 52(5):1095-9; discussion 1099-101. [Medline].
Leone M, Proietti Cecchini A, Franzini A, et al. Lessons from 8 years' experience of hypothalamic stimulation in cluster headache. Cephalalgia. 2008 Jul. 28(7):787-97; discussion 798. [Medline].
Leone M, Franzini A, Broggi G, Bussone G. Hypothalamic stimulation for intractable cluster headache. Neurology. 2006. 67(1):150-2. [Medline].
May A, Leone M. Update on cluster headache. Curr Opin Neurol. 2003 Jun. 16(3):333-40. [Medline].
Leone M. Deep brain stimulation in headache. Lancet Neurol. 2006 Oct. 5(10):873-7. [Medline].
Fontaine D, Lazorthes Y, Mertens P, Blond S, Géraud G, Fabre N. Safety and efficacy of deep brain stimulation in refractory cluster headache: a randomized placebo-controlled double-blind trial followed by a 1-year open extension. J Headache Pain. 2010 Feb. 11(1):23-31. [Medline].
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Narouze S, Kapural L, Casanova J, Mekhail N. Sphenopalatine ganglion radiofrequency ablation for the management of chronic cluster headache. Headache. 2009 Apr. 49(4):571-7. [Medline].
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text:
NH Weinheim, Rhine - Neckar (area)
- Free WiFi and free parking
Main amenities
- 187 smoke-free guestrooms
- Restaurant and bar/lounge
- Breakfast available
- Fitness center
- Conference center
- Terrace
- Daily housekeeping
- Garden
- Computer station
- Front desk safe
- Laundry service
- Conference space
For families
- Free cribs/infant beds
- Rollaway/extra beds (surcharge)
- Private bathroom
- Separate sitting area
- Television
- Free toiletries
What's around
- Evangelische Kirche Zotzenbach (9.5 mi / 15.2 km)
- Nationaltheater Mannheim (9.6 mi / 15.4 km)
- Evangelische Kirche Rimbach (9.8 mi / 15.7 km)
- Mannheim Water Tower (10 mi / 16 km)
- Rimbacher Rathaus (10 mi / 16.1 km)
NH Weinheim, Rhine - Neckar (area)
Hotel Info: 866-539-8117from $64
- Standard Room
- Double Room (Breakfast Excluded) Promotion stay 4 nights and save
- Single Room Bed and Breakfast Promo
- Standard Single Room (Breakfast Excluded) The Organizers
- Standard Double Room short breaks incl late check out on Sunday
- Double Room (Breakfast Excluded) Promotion stay 3 nights and save
- Double Bed & Breakfast Promo
- Standard Double Room (Breakfast Excluded)
- Standard Double Room
- Double Room Winter Offer
- Standard Double Room (Breakfast Excluded) Organizer 2
- Standard Room, 1 Single Bed
- Single Room Winter Offer
- Standard Double Room Single Use, 1 Double or 2 Single Beds
Also popular with travelers from the USA
At a glance
Key facts
Hotel size
- This hotel has 187 rooms
- This hotel is arranged over 4 floors
- Check-in time 3 PM-6 PM
- Check-out time is Noon
Required at check in
- Credit card or cash deposit required
- Government-issued photo ID required
- Minimum check-in age is 18
Travelling with others
- One child (11 years old and younger) stays free when occupying the parent or guardian's room, using existing bedding
- Pets allowed (dogs and cats only) *
- 1 per room
- Free WiFi in public areas
- Free WiFi in rooms
- Free self parking
- Free nearby parking
- RV/bus/truck parking *
Other information
- Smoke-free property
Nearby Four Star Rhine - Neckar (area) hotels
In the hotel
- Buffet breakfast daily (surcharge)
- Restaurant
- Bar/lounge
- 24-hour room service
- Barbeque grills
- Fitness facilities
- Steam room
- Sauna
- Business center
- Number of meeting rooms - 14
- Conference space
- Meeting rooms 14
- Conference center
- Computer station
- Dry cleaning/laundry service
- Laundry facilities
- Free newspapers in lobby
- Luggage storage
- Multilingual staff
- Number of buildings/towers - 1
- Safe-deposit box at front desk
- Designated smoking areas
- Garden
- Terrace
In the room
- Minibar
- Coffee/tea maker
- Bathrobes
- Slippers
- Iron/ironing board (on request)
- Pillowtop mattress
- In-room massage available
- Separate sitting area
- Private bathroom
- Shower/tub combination
- Free toiletries
- Hair dryer
- 40-inch TV
- Satellite TV channels
- Desk
- Free WiFi
- Phone
- Daily housekeeping
- In-room safe
Top Rhine - Neckar (area) hotels
Recently reviewed hotels in Rhine - Neckar (area)
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Nearby hotels
Special features
DiningNH Weinheim restaurant - This restaurant specializes in German cuisine and serves lunch and dinner.
NH Weinheim, Rhine - Neckar (area)'s small print
Also known as
- Hotel NH Weinheim
Optional extras
Late check-out can be arranged for an extra charge
RV/bus/truck parking is available for an extra charge
Buffet breakfast is offered for an extra charge of EUR 14,90 for adults and EUR 7,50 for children (approximately)
Pets are allowed for an extra charge of EUR 10 per pet, per night
We have included all charges provided to us by this hotel. However, charges can vary, for example, based on length of stay or the room you book.
Recent reviews
Excellent 4.2 /5 from 119 reviews
As far as hotels in Weinheim go, it is a very good one. As far as a hotel in general, it was just ok. Their fitness center only has one exercise bike. Dinner at the restaurant was bland. It was unseasonably warm during my visit and since the hotel does not have air conditioning, it was very very hot in the room (which made it hard to get a comfortable nights sleep)
Very good and personal service. Lovely bedroom with all the bits you could wish except milk for the tea.Easy access to and from the autobahn.
Hotel a little distance from town centre, 25-30mins walk but staff nice. Room was good although a little warm. Biggest negative was rubbish wi Fi.
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Forum indexSony Alpha / Nex E-mount (APS-C) TalkChange forum
Gosh!, Finally Learning How To Use The NEX-7!!!!
Started Sep 22, 2012 | Discussions thread
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sasoph • Regular Member • Posts: 383
nzmacro shows that it is possible to NAIL birds in flight
In reply to FuzzyQball • Sep 23, 2012
adjusting shutter speed in camera and aperture on lens.
El Matadurr does the same with sports.
It does take more practice, perseverance and dedication.
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