text:
|Nice, property sitting on 9.5 acres. 4BR 3full 2half baths. Gourmet kitchen, 2 Fireplaces, Huge Master suite, 3 car garage, and more. This is a must see!
Listing Broker: Heymann Realty, LLC
|Welcome home! This beautiful property located in Brandywine Maryland boasts so many features, including: Living area in master bedroom, with large walk in closets, Jacuzzi tub, Jack and Jill bathroom, Guest suite- One bedroom with bath, Hardwood floors on main level, Morning room, Formal Dining and living room, office, lower level has media room along with an in-law suite. Sellers are motivated!
Listing Broker: Exit Bennett Realty
|Great location!! Only a little TLC needed. 4 BR, 3.5 Bath, 2 car garage, fenced backyard, 3 finished levels, great backyard. Great floor plan with lots of space and finished basement. Pool table conveys in the basement Rec Rm if wanted. Passport title requested for smooth short sale settlement.
Listing Broker: Samson Properties
|Major price reduction! Sellers are ready! Regular sale - NO Short Sale! Just what you have been waiting for situated on 3 acres! From the vaulted ceilings, skylights, stainless kitchen, pellet fireplace, theater room wired for 7.1 surround and cork flooring, gorgeous Pergo XP in hall bedrooms to the ginormous shed, leaf guard gutters and propane generator! 2 car garage deck!
Listing Broker: Flag Real Estate Inc.
|Spacious home sitting on corner lot. Home features hardwood floors and a 2 car garage. Short Sale and subject to third party and court approval.
Listing Broker: Taylor Properties
|Pre-approved short sale, Back on the market! SUBMIT ALL OFFERS! Contemporary home on over 5 acres! Enjoy serene privacy in this wooded setting, yet close to school, shopping and places of worship., This is an As IS purchase and will need some TLC, possible mold in area of basement
Listing Broker: Exit Landmark Realty
|Short Sale! 1 yr old newer Beazer home available now - Oakland Model - 1 car garage - 3 finished levels - bathroom on each level - master bathroom w/dual vanities - open concept gourmet kitchen features granite countertops, breakfast bar and island opens into separate dining room and a large great room/living room - spacious recreation room w/sliders to yard - Lots of upgrades throughout home.
Listing Broker: RE/MAX Advantage Realty
|Back on the Market. 2 Acres - Lovely Rancher is waiting for you in sought after Upper Marlboro. If privacy is what youre looking for, then consider this 3 bedroom, 1 bath home. Easy access to Bowie, Brandywine and Route 4 - Pennsylvania Avenue to DC. There is shopping close by i.e the new Safeway shopping center and more.
Listing Broker: Keller Williams Preferred Properties
| Back on market 5/3/16COME! SEE! ENJOY! ATTRACTIVE TOWNHOUSE AWAITING YOUR PERSONAL TOUCH....FEATURES INCLUDE: BLACK APPLIANCES, LOTS OF KIT.CABINETS, HARDWOOD FLOORS IN KIT AND A BREAKFAST BAR...SEPARATE DININGROOM AND LIVINGROOM WITH W/W CARPETING...NICE SIZED REAR YARD IS FENCED WITH A DECK AND STORAGE SHED... DOUBLE MASTER SUITE FLOORPLAN..WALK-IN-CLOSET...MAIN LEVEL POWDER ROOM..
Listing Broker: RE/MAX Professionals
|Under contract - CDFIs only
Listing Broker: Paradigm Realty, LLC.


text:
Garner Ted Armstrong EA
The doctrine of tithing is a tricky subject - no doubt. It is a deeply personal and private matter between an individual and God.
The Intercontinental Church of God, of which Garner Ted Armstrong was founder, teaches tithing. The fullest exposition of the doctrinal basis for the teaching by the ICG (and the Garner Ted Armstrong Evangelistic Association) of Biblical tithing is found in the ICG Bible Correspondence Course , Lesson 20 (intercontinentalcog.org/ICGCC/Lesson_Twenty.php).
In this sermon Garner Ted Armstrong expounds from the Bible the basis for the doctrine of tithing.

subset: commoncrawl


text:
Miami is One of America's Vainest Cities
You know it costs a lot to look this cheap, and we are damned proud of it. Yes, we Miamians tend to take pride in the looks we serve up and the bodies we flaunt, even if the rest of the country shakes their head at some of our favorite looks. Bitches just jealous. Listacle happy Daily Beast has now crowned us one of the vainest cities in America.
Average monthly personal care spending: $65
Percentage of population not overweight: 38.3
Percent of population that belongs to a gym: 19.2
Oh, boy, only 38.3 of us are not overweight? That's somewhat surprising. Though, compared to some of the other cities on the list that's pretty good.
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phpBB (Hebrew)
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Milwaukee Jig Saws
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"Everything came in perfect condition, and arrived 1 day ahead of schedule. Very happy!"
- Martin T.


text:
They were linked to right-hander Jake Peavy, who landed in Boston Tuesday, but the Oakland Athletics acquired infielder Alberto Callaspo from the Los Angeles Angels and plan to use him at second base. Could the A's continue to look for a veteran starting pitcher?
MLB Rumor Central: Which Mariners pitchers could be traded?
2hCourtney Schellin
MLB Rumor Central: Rangers check in on Carlos Beltran
4hIsaac Chipps


text:
The Lost Lands: The Slumbering Tsar Saga (PFRPG)
Advanced Arcana, Volume I (PFRPG) PDF
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Pathfinder Miniatures: Merisiel, Iconic Elf Rogue—Version 2
Iron Kingdoms RPG: Kings, Nations, and Gods Hardcover
GameMastery Encounter: Throne of the Gorilla King (OGL) Compleat Encounter
Paizo Inc.(based on 1 rating)
Delve deep into the fecund jungle, where the Silverback King rules with a wise majesty and an iron sword. Some say his lair sparkles with the gems of fallen empires, but few can match his ferocity in battle. A Compleat Encounter, scalable to any level, featuring the gorilla king and his monkey servitors.
• Written by James Jacobs
Paizo Publishing's GameMastery™ Line is designed to help GMs run interesting games quickly and efficiently.
"Adventure Only" products include only the adventure and map cards, and do not contain the miniatures.
Product Availability
Are there errors or omissions in this product information? Got corrections? Let us know at email@example.com.
See Also:
Product Reviews (1)
Psychic bloodline sorcerer - is it still an "arcane spellcasting class"?,
Occult Adventures stealth errata messing with favored class bonuses?,
Flurry of Blows + Hammer the Gap = does it work?,
Quotes Thread,
Unscathed Trait+Gnome Druid FCB=?,
Need a new character idea,
Military coup underway in Turkey,
Why No Elves As a Core Race?,
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Deep 6 FaWtL,
Vampire Hunter D: Message from Mars Comes to the World of Pathfinder,
Paizo Announces Hundreds of Pathfinder Events and Activities for Gen Con 2016,
Pathfinder's Mischievous Goblins Return to Wreak Havoc on Free RPG Day in New We B4 Goblins Module,
Trapdoor Technologies Releases Officially Licensed Digital Toolset for the Pathfinder Roleplaying Game,


text:
David and I put aside fifteen minutes at the weekend to do a butterfly survey at Dunwich Heath for the Big Butterfly Count. The heather has been superb this year, and the Small Whites were certainly out in force, as you can see from our results above.
If you would like to take part in the count, you will find the instructions here.
I keep checking our own garden for butterflies. We have had one or two Large and Small Whites. Sadly the Skippers we had last year have not reappeared although we have refrained from mowing a patch of the yellow flowers (a form of Hawkweed?) that attracted them in 2015.
We saw few butterflies during our holiday along the Solway. I think we were just a bit early, given the chilly weather that we had at times.
There was a good show of Meadow Browns at Castle Acre priory last weekend. There were also a couple of Small Tortoiseshells in the monks' herb garden.
We saw a few Common Blues in a patch of heath at Dunwich some days ago.
NT Sutton Hoo has a few Small Coppers on the wing. They favoured sheltered lines of brushed-down grass in among the longer stems.
To add a bit of colour, here is a selection of the butterfly photos I have taken so far this year. The occasional moth species may squeak in, too.
At this point we leave Castle Acre... and move to NT Sutton Hoo.
And moving on to other sites:
|No butterflies here, but a photo to show you the setting (Castle Acre Priory, Norfolk) for the next six pics.
|Small Tortoiseshell in the nettle patch (July) ...
|... and on this thyme-like plant.
|Travel-worn Small Tortoiseshell, at one with the old stone path
|Another Small Tortoiseshell ...
|... enjoying the monks' herb garden at Castle Acre
|A Meadow brown, one of many
|Small Copper in the long grass
|A Large Skipper (I think this was at Sutton Hoo, but am not 100% sure)
|Small Skipper
|Red Admiral on yellow lichen
|Painted Lady: I believe I have only seen one this season ...
|... and here it is with its wings closed.
|Common Blue (I think) ...
|... and with wings closed.
|Small White
The next two photos were taken en route to Scotland (we took quite a detour though!) at Gibraltar Point near Skegness ...
|The orange-spotted caterpillar of the Brown-tail moth (moth, not butterfly) ...
|... and the tent from which it emerges.
The next photo shows a Peacock butterfly caterpillar. Look at those spines! This one was seen at Minsmere some weeks ago.
My final caterpillar is a Drinker Moth larva. I noticed it at Flatford Mill back in the spring.
The Big Butterfly Count is largely about ... butterflies, though it does include a couple of moths, the Silver Y and the colourful 6-spot Burnet, two species I want to cover in a future post.
I hope the inclusion of a couple of different moth species - in addition to the photos of lepidoptera in the larval stage - has not detracted from the butterflies in this post. I thought it would be fun to show a selection of my 2016 sightings to date. Some are little more than record shots, but they all add a little flourish to my personal observation list. I am no expert and, as ever, would be delighted to hear from anyone who can correct an ID!
I will leave you with a photo of the beautifully recreated monks' herb garden at Castle Acre, which was a haven for butterflies when we were there last Saturday.


text:
Reload the page and try again.
Off-Campus Housing:
there are lots of variety in places that college students can rent or even buy.
Off-Campus Housing:
Every place is different. Can't rate all of them together accurately
Off-Campus Housing:
There are plenty of options but alot dont really include pets so thats hard but what is out there seems pretty cheap and I havent heard of too many problems with land lords.
Off-Campus Housing:
Just like any other college town. It all depends on how much you are willing to spend.
Off-Campus Housing:
It's fairly rundown and most landlords are okays but I wouldn't expect anything different for college life!
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Using a hot button issue to motivate apethetic voters to take action. Not taking sides, but reminding them that if they don't make their voice heard, others will make the decision for them.
By downloading this poster/video, you agree to use it in its entirety, unaltered and not for commercial purposes of any kind; any reproduction of it must include full credit to the designer and AIGA Get Out the Vote. Any variation from this policy must be documented in writing from the designer and AIGA.
This entry is part of the 2012 AIGA Get Out the Vote Initiative
12 Recommendations
AIGA's Get Out the Vote campaign invites designers to create nonpartisan
posters and videos that inspire the American public to participate in
the electoral process and vote in the 2012 general election.
Section: Why Design -
posters, election design, Design for Democracy
AIGA's Get Out the Vote invites designers to create nonpartisan posters that inspire the American public to participate in the general and local elections.
Section: Why Design -
election design, Design for Democracy
8 Recommendations
Design for Democracy applies design to increase civic participation by bringing clarity in the interactions between the U.S. government and its citizens.
Section: Why Design -
election design, Design for Democracy, students
1 Recommendation
Since 2000, Design for Democracy's ballot and election design project has worked to make voting easier and more accurate for all U.S. citizens.
Learn more about the jurors' thoughts on this 2013 "Justified" selection.
Section: Why Design -
Competition, Justified
Design, the English word with broad international acceptance, is still practiced differently by different peoples. How do we promote "exchange" and avoid "extinction"?
Section: Tools and Resources -
Thirty Conversations on Design
Little & Company
Walter Landor
Wing Lo
New York
Senior Designer (Design Firm) - Four-monthsBrainstorm Creative Resources (DC-based creative services recruiter)
Silver Spring, MarylandJune 29 2016
Claudiane Labelle
How design businesses can survive and thrive post-Brexit
Posted by Tom Banks
5 days ago from
Design Week


text:
New update for Miitomo brings Everybody Answers feature
Nintendo is continually evolving Miitomo after its launch, with a new update bringing several new friend features to the app.
Capcom discounts several Resident Evil titles for 20th anniversar...
In order to celebrate the 20th anniversary of the Resident Evil franchise, Capcom is having a sale across multiple platforms.
Nintendo denies ceasing Wii U production this year
Nintendo spoke to Famitsu to dispel the rumor that it is shuttering Wii U production later this year.
Nikkei says Nintendo is ceasing Wii U production at the end of th...
According to Japanese publication Nikkei, Nintendo will be shutting down Wii U production this year.
Nintendo shares up 8% on the success of Miitomo
Nintendo's Miitomo launch in Japan was a successful one, as shares are up 8% on the reports of one million downloads in three days.
How does Hyrule Warriors Legends 3DS compare to Wii U?
Here's a comparison of Hyrule Warriors Legends on 3DS and Wii U and while the 3DS version is playable, there are some issues.
Check out this Pokemon Card mosaic made from almost 13,000 cards
This massive Pokemon card took almost 13,000 regular-sized Pokemon cards to make and set a world record.
Is this the first look at Pokemon Go? [VIDEO]
A panel hosted at SXSW may give us our first look at Pokemon Go ahead of its release.
Is this picture a leaked NX controller?
A leaked controller appears to show that oval-shaped controller patent revealed last December. Is this the NX controller?
Nintendo UK fully details the season pass for Hyrule Warriors Leg...
The season pass content for Hyrule Warriors Legends has been fully revealed for both versions of the game.
You can play around with Miitomo before its global release
Miitomo is now available in Japan, but you can download the app on your Android device and play around with it ahead of its...
Rage-quitting in Pokken Tournament carries penalties
Pokken Tournament punishes rage-quitters who disconnect from online games.
Nintendo eShop: Pokken Tournament, Mario & Sonic Rio 2016 an...
Pokken Tournament and Mario & Sonic Rio 2016 drop tomorrow, but there's still plenty that's new this week.
That amazing amiibo stand is on sale for $10 at Amazon
That amiibo stand shaped like the end blocks in Super Mario Bros. is down super cheap at Amazon.
Breakdown of some of the ways to earn My Nintendo points
Our first look at the My Nintendo rewards program is now live since the service launched in Japan today.
Here's what can earn you points in My Nintendo
Nintendo's replacement reward service, My Nintendo is launching alongside Miitomo in Japan. Here's a look at what earns reward points and what doesn't.
Pokken Tournament will require a day one patch
Pokken Tournament will have a day-one patch required for online play.


text:
|By Marketwired .
Article Rating:
|July 30, 2014 05:30 PM EDT
TORONTO, ONTARIO -- (Marketwired) -- 07/30/14 -- Lundin Mining Corporation (TSX: LUN)(OMX: LUMI) ("Lundin Mining" or the "Company") today reported net earnings of $39.7 million ($0.07 per share) for the quarter ended June 30, 2014. Cash flows of $33.7 million were generated from operations in the quarter, not including the Company's attributable cash flows from Tenke Fungurume.
Paul Conibear, President and CEO commented, "We are pleased with our improvements in operating performance during this last quarter and we remain very well positioned to deliver another year of strong operating results from all our mines, with production and costs as expected or in some cases better than original guidance.
"As announced on July 16th, we are very excited with the construction progress at the Eagle Mine, with the delivery of first ore to the mill achieved earlier in the month. The Eagle Mine is expected to be in production in early Q4, and that combined with excellent nickel, copper and zinc price environments is expected to generate strong cash flows from all of our mines as the year advances."
Summary financial results for the quarter and year-to-date:
---------------------------------------------------------------------------- Three months ended Six months ended June 30, June 30, ------------------- ------------------- US$ Millions (except per share amounts) 2014 2013 2014 2013 ---------------------------------------------------------------------------- Sales 191.8 176.3 341.7 364.4 Operating earnings(1) 74.2 49.2 117.3 117.2 Net earnings 39.7 16.6 53.1 66.6 Basic earnings per share 0.07 0.03 0.09 0.11 Cash flow from operations 33.7 26.6 61.2 72.4 Ending net (debt) / cash position(2) (174.4) 221.1 (174.4) 221.1 ---------------------------------------------------------------------------- (1) Operating earnings is a non-GAAP measure defined as sales, less operating costs (excluding depreciation) and general and administrative costs. (2) Net cash/debt is a non-GAAP measure defined as cash, less long-term debt and finance leases, before deferred financing fees.
Operational Performance
Wholly-owned operations: Nickel and lead production exceeded expectations, while copper and zinc production were in-line with targeted production for the quarter. Higher throughput at Aguablanca resulted in better than expected nickel and copper production, while higher lead grades and throughput at Zinkgruvan resulted in higher lead production. Copper, nickel and lead production guidance has been increased reflecting excellent mine production at Aguablanca, higher throughput at Zinkgruvan and better than expected lead grades from the Lombador ore body at Neves-Corvo.
-- Neves-Corvo produced 13,480 tonnes of copper and 17,909 tonnes of zinc in the second quarter of 2014. Production from the Lombador ore body resulted in a 28% increase in zinc production over the prior year comparable period. Higher copper head grades were more than offset by lower metallurgical recoveries and ore throughput, resulting in lower copper production compared with the second quarter of 2013, but in-line with our mine plan for 2014. Copper cash costs(1) of $1.62/lb for the quarter were lower than original guidance ($1.90/lb) due primarily to higher than expected zinc and lead by-product credits, net of treatment charges. -- Zinc production of 19,293 tonnes at Zinkgruvan met expectations and was slightly higher than the comparable period in 2013 due to record mine production and mill throughput of zinc ore. Lead production of 9,196 tonnes exceeded expectations but was below the comparable period in 2013 primarily due to lower head grades. Cash costs for zinc of $0.17/lb were lower than guidance ($0.35/lb) in part due to higher lead by-product credits. -- Aguablanca had another strong quarter of operational performance, with current quarter production of 2,212 tonnes of nickel and 1,799 tonnes of copper. This exceeded both expectations for the second quarter of 2014 and production levels of the prior year comparable period. Cash costs of $5.05/lb of nickel for the quarter, though higher than original guidance, remain in-line with our mine plan.
Tenke: Tenke operations continue to perform well.
-- Lundin's attributable share of second quarter production included 12,449 tonnes of copper cathode and 820 tonnes of cobalt in hydroxide. The Company's attributable share of Tenke's sales included 12,810 tonnes of copper at an average realized price of $3.08/lb and 734 tonnes of cobalt at an average realized price of $9.58/lb. -- Attributable operating cash flow from Tenke for the second quarter of 2014 was $37.8 million ($65.5 million year-to-date). Cash distributions received by Lundin Mining in the quarter were $22.6 million ($39.3 million year-to-date), lower than expected due to timing of shipments and lower copper price. -- Operating cash costs for the second quarter of 2014 were $1.18/lb of copper sold, better than the original full year guidance of $1.22/lb. -- The Company is also pleased to announce that it has filed an independent technical report for its Tenke Fungurume Mine entitled "Technical Report - Resource and Reserve Update for the Tenke Fungurume Mine, Katanga Province, Democratic Republic of Congo" authored by John Nilsson, P.Eng. and Ron Simpson, P.Geo. and dated effective as of July 21, 2014.
(1) Cash cost/lb of copper, zinc and nickel are non-GAAP measures defined as all cash costs directly attributable to mining operating, less royalties and by-product credits.
Eagle Nickel/Copper Project: advancing on time and on budget.
-- Mine surface construction is complete, and there are approximately 500 people currently working at the mill, including contractors. All of the major equipment has been installed. As of June 30, 2014, mill construction was progressing as planned at 90% completion. -- Capital costs are on budget, expecting to come in at the original forecast of $400 million from the date of acquisition. $225 million has been spent since that time, of which $65 million was spent in the second quarter of 2014. -- County road upgrade work re-started in May and is on track to be completed as planned. -- Operations and maintenance hiring is complete and training is underway. -- Mine development in ore has begun and mill commissioning is expected to start in the third quarter of 2014. Eagle is on track to ship first saleable copper and nickel concentrates in the fourth quarter of 2014. Ore processing and concentrate production are expected to reach full design rates in the second quarter of 2015.
Total production from the Company's assets including attributable share of Tenke:
---------------------------------------------------------------------------- 2014 2013 (tonnes) YTD Q2 Q1 Total Q4 Q3 Q2 Q1 ---------------------------------------------------------------------------- Copper 31,582 16,182 15,400 66,246 18,078 15,087 16,065 17,016 Zinc 70,669 37,202 33,467 124,748 32,796 33,466 32,539 25,947 Lead 20,188 10,250 9,938 34,370 7,968 9,119 10,692 6,591 Nickel 4,192 2,212 1,980 7,574 2,113 1,788 1,876 1,797 ---------------------------------------------------------------------------- Tenke attributable Copper 24,320 12,449 11,871 50,346 12,155 11,890 13,230 13,071 ----------------------------------------------------------------------------
Financial Performance
-- Operating earnings for the second quarter of 2014 were $74.2 million, an increase of $25.0 million from the $49.2 million reported in the comparable quarter of 2013. The increase was largely attributable to higher net realized metal prices and prior period price adjustments ($33.4 million), partially offset by lower sales volume ($10.8 million). On a year-to-date basis, operating earnings of $117.3 million were consistent with the $117.2 million reported for the first six months of 2013. Lower production costs ($22.2 million) were offset by lower sales volumes ($24.4 million). -- For the quarter ended June 30, 2014, sales of $191.8 million increased $15.5 million over the prior year quarter ($176.3 million) as a result of higher net realized metal prices and prior period price adjustments ($33.4 million), partially offset by lower net sales volumes ($13.4 million), primarily at Neves-Corvo. Sales of $341.7 million for the six months ended June 30, 2014 were $22.7 million lower than the comparable period in 2013 ($364.4 million) due to lower net sales volumes ($33.5 million), primarily at Neves- Corvo, partially offset by higher net realized metal prices and prior period price adjustments ($17.5 million). -- Average metal prices for zinc, lead and nickel for the three months ended June 30, 2014 were higher (2% - 23%) than the same period in the prior year, while copper prices declined slightly from the prior year comparable period (5%). Average metal prices for zinc and nickel for the six months ended June 30, 2014 were higher (2% - 6%) than the same period in the prior year, while copper and lead prices declined from the prior year comparable period (4% - 8%). -- Operating costs (excluding depreciation) of $111.0 million in the current quarter were $11.6 million lower than the prior year comparative quarter of $122.6 million due to the closure of our Galmoy operation and lower sales volumes at Neves-Corvo. Operating costs (excluding depreciation) of $211.2 million year-to-date were $24.9 million lower than the prior year of $236.1 million due to the closure of our Galmoy operation and lower sales volumes at Neves- Corvo and Aguablanca, partially offset by higher sales volumes at Zinkgruvan. -- Net earnings of $39.7 million ($0.07 per share) for the three months ended June 30, 2014 were $23.1 million higher than the $16.6 million ($0.03 per share) reported in the comparable quarter in 2013. Net earnings were positively impacted by higher operating earnings ($25.0 million) largely due to higher net realized metal prices and prior period price adjustments. Net earnings of $53.1 million ($0.09 per share) year-to-date were $13.5 million lower than the $66.6 million ($0.11 per share) reported in 2013. In 2013, earnings benefited from $15.1 million in insurance proceeds for business interruption at the Aguablanca mine and higher equity income from our investment in Tenke Fungurume ($7.3 million) 2014, partially offset by higher foreign exchange losses ($6.7 million). -- Cash flow from operations for the current quarter was $33.7 million compared to $26.6 million for the same period in 2013. The increase in the cash flow of $7.1 million is mostly attributable to higher operating earnings, partially offset by changes in non-cash working capital. For the six months ended June 30, 2014, cash flow from operations was $61.2 million compared to $72.4 million for the same period in 2013. Change in non-cash working capital was the primary contributor to the decrease.
Corporate Highlights
-- On July 16, 2014, the Company provided an update on the final stages of construction and commencement of mine operations at the high grade Eagle nickel-copper project, as well as an exploration update on the adjacent Eagle East nickel-copper deposit, located in the Upper Peninsula of Michigan, USA. The project reached a key milestone, delivering its first ore from mine to mill for plant commissioning. Since then, testing of crushing, conveying and grinding circuits has started under no-load conditions in preparation for introduction of feed for full system commissioning in the month ahead. With these achievements the project remains well on schedule for first concentrate production early in the fourth quarter of 2014. See press release entitled "Lundin Mining Announces First Ore Shipment at Eagle Mine", dated July 16, 2014.
Financial Position and Financing
-- Net debt position at June 30, 2014 was $174.4 million compared to $119.3 million at December 31, 2013 and $155.0 million at March 31, 2014. -- The $19.4 million increase in net debt during the quarter was attributable to investments in mineral properties, plant and equipment of $99.3 million, primarily the development of the Eagle project, partially offset by operating cash flows of $33.7 million, distributions from Tenke and Freeport Cobalt of $22.6 million and $7.2 million, respectively, and an $11.7 million withdrawal from restricted funds. For the six months ended June 30, 2014, net debt increased $55.1 million due to investments in mineral properties, plant and equipment of $191.7 million, primarily the development of the Eagle project, partially offset by operating cash flows of $61.2 million, distributions from Tenke and Freeport Cobalt of $39.3 million and $7.2 million, respectively, and a $22.5 million withdrawal from restricted funds. -- The Company has corporate term and revolving debt facilities available for borrowing up to $600 million. At June 30, 2014 the Company had $321.9 million committed against these facilities, leaving debt capacity of $278.1 million available for future drawdowns.
2014 Production and Cost Guidance
-- Production and cash costs guidance for 2014 for the Company's wholly- owned operations have been adjusted to reflect excellent production performance at Aguablanca and Zinkgruvan, and higher lead grades from our Lombador ore body at the Neves-Corvo mine. -- Guidance on Tenke's cash costs have been updated to reflect the most recent guidance provided by Freeport-McMoRan Inc. ("Freeport"). Tenke production guidance remains unchanged. ---------------------------------------------------------------------------- ---------------------------------------------------------------------------- 2014 Guidance Prior Guidance Revised Guidance C1 (contained tonnes) Tonnes C1 Cost Tonnes Cost(a) ---------------------------------------------------------------------------- ---------------------------------------------------------------------------- Copper Neves-Corvo 50,000 - 55,000 $1.90/lb 50,000 - 55,000 $1.85/lb Zinkgruvan 3,000 - 4,000 3,000 - 4,000 Aguablanca 5,000 - 6,000 6,000 - 7,000 Eagle 2,000 - 3,000 2,000 - 3,000 --------------------------------------------------------------------- Wholly-owned 60,000 - 68,000 61,000 - 69,000 Tenke (@24%)(b) 47,900 $1.22/lb 47,900 $1.21/lb --------------------------------------------------------------------- Total attributable 107,900 - 115,900 108,900 - 116,900 Zinc Neves-Corvo 60,000 - 65,000 60,000 - 65,000 Zinkgruvan 75,000 - 80,000 $0.35/lb 75,000 - 80,000 $0.35/lb --------------------------------------------------------------------- Total 135,000 - 145,000 135,000 - 145,000 Lead Neves-Corvo 2,000 - 2,500 3,500 - 4,500 Zinkgruvan 27,000 - 30,000 29,000 - 32,000 --------------------------------------------------------------------- Total 29,000 - 32,500 32,500 - 36,500 Nickel Aguablanca 6,000 - 7,000 $4.50/lb 7,500 - 8,500 $4.25/lb Eagle 2,000 - 3,000 2,000 - 3,000 --------------------------------------------------------------------- Total 8,000 - 10,000 9,500 - 11,500 ---------------------------------------------------------------------------- a. Cash costs remain dependent upon exchange rates (forecast at EUR/USD:1.35, USD/SEK:6.50) and metal prices (forecast at Cu: $3.15/lb, Zn: $0.90/lb, Pb: $0.95/lb, Ni: $7.50/lb, Co: $13.00/lb). Prior guidance forecast Ni at $6.50/lb and Co at $12.00/lb. b. Freeport has provided 2014 sales and cash costs guidance. Tenke's 2014 production is assumed to approximate sales guidance.
2014 Capital Expenditure Guidance
Capital expenditures for 2014 are expected to be $440 million (including Eagle, but excluding Tenke), unchanged from previous guidance. Major capital investments for 2014 are as follows:
-- Sustaining capital in European operations - $100 million, consisting of approximately $60 million for Neves-Corvo, $35 million for Zinkgruvan and $5 million across other sites. -- Expansionary capital in European operations - $40 million, consisting of: -- Lombador - $25 million: For underground vertical and horizontal development and associated mine infrastructure related to the development of the upper Lombador ore bodies for future high grade zinc and copper production. Redesign and optimization of development has allowed for a combination of cost savings and the deferral of certain expenditures into 2015. -- Neves-Corvo zinc plant debottlenecking and zinc expansion studies - $5 million: For the installation of a zinc tailings recovery circuit, zinc expansion feasibility studies and Santa Barbara hoisting shaft capacity increase design work. -- Aguablanca underground mining project - $10 million: For ramp and initial ore body development and the installation of associated mine infrastructure. -- New investment in Eagle project - $300 million, to complete construction of the Humboldt mill and Eagle mine. -- New investment in Tenke - $50 million, estimated by the Company as its share of expansion related initiatives and sustaining capital funding for 2014. All of the capital expenditures are expected to be self-funded by cash flow from Tenke operations. The Company believes it is reasonable to expect Lundin's attributable cash distributions from Tenke to be in the range of $80 to $100 million in 2014, potentially lower than previous guidance due to copper price uncertainty and higher working capital.
2014 Exploration Guidance
-- Total exploration expenses for 2014 (excluding Tenke) are estimated to be $35 million, consistent with prior guidance. These expenditures will be principally directed towards underground and surface mine exploration at Neves-Corvo, Zinkgruvan and Eagle, select greenfield exploration programs and new business development activities in South America and Eastern Europe.
About Lundin Mining
Lundin Mining Corporation is a diversified Canadian base metals mining company with operations and development projects in Portugal, Sweden and Spain and the USA, producing copper, zinc, lead and nickel. In addition, Lundin Mining holds a 24% equity stake in the world-class Tenke Fungurume copper/cobalt mine in the Democratic Republic of Congo and in the Freeport Cobalt Oy business, which includes a cobalt refinery located in Kokkola, Finland.
On Behalf of the Board,
Paul Conibear, President and CEO
Forward-Looking Statements
Certain of the statements made and information contained herein is "forward-looking information" within the meaning of the Ontario Securities Act. This report includes, but is not limited to, forward looking statements with respect to the Company's estimated full year metal production, cash costs, exploration expenditures, and capital expenditures, as noted in the Outlook section and elsewhere in this document. These estimates and other forward-looking statements are based on a number of assumptions and are subject to a variety of risks and uncertainties which could cause actual events or results to differ from those reflected in the forward-looking statements, including, without limitation, risks and uncertainties relating to the estimated cash costs, timing and amount of production from the Eagle project, cost estimates for the Eagle project, foreign currency fluctuations; risks inherent in mining including environmental hazards, industrial accidents, unusual or unexpected geological formations, ground control problems and flooding; risks associated with the estimation of mineral resources and reserves and the geology, grade and continuity of mineral deposits; the possibility that future exploration, development or mining results will not be consistent with the Company's expectations; the potential for and effects of labour disputes or other unanticipated difficulties with or shortages of labour or interruptions in production; actual ore mined varying from estimates of grade, tonnage, dilution and metallurgical and other characteristics; the inherent uncertainty of production and cost estimates and the potential for unexpected costs and expenses, commodity price fluctuations; uncertain political and economic environments; changes in laws or policies, foreign taxation, delays or the inability to obtain necessary governmental permits; litigation risks; and other risks and uncertainties, including those described in the Risk and Uncertainties section of the Company's Annual Information Form and in each Management's Discussion and Analysis. Forward-looking information may also be based on other various assumptions including, without limitation, the expectations and beliefs of management, the assumed long term price of copper, zinc, lead and nickel; that the Company can access financing, appropriate equipment and sufficient labour and that the political environment where the Company operates will continue to support the development and operation of mining projects. Should one or more of these risks and uncertainties materialize, or should underlying assumptions prove incorrect, actual results may vary materially from those described in the forward-looking statements. Accordingly, readers are advised not to place undue reliance on forward-looking statements.
Sophia Shane
Investor Relations North America
John Miniotis
Senior Manager, Corporate Development and Investor Relations
Robert Eriksson
Investor Relations Sweden
+46 8 545 015 50
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The MACRA Playbook: Kentucky
How is MACRA playing out in regions throughout the country? And what emerging practices might be applicable to your community?
NRHI has launched The MACRA Playbook in partnership with its regional collaboratives. Our first event was the Peer-to-Peer MACRA meeting in DC on July 12, which produced pragmatic insights from four key stakeholder perspectives: employers, providers, patients and payers.
Our next big event – The MACRA Playbook: Kentucky – is in Louisville on September 1. Kentuckiana Health Collaborative is convening employers, providers, plans and consumers to discuss MACRA within a regional lens. Elizabeth Mitchell (NRHI), Sanne Magnan (formerly with ICSI) and Dr. Mai Pham (CMS) will speak at the event. For information about how to join us, visit http://www.khcollaborative.org/the-macra-playbook-conference/
We'll keep you posted as in-person and virtual events continue to roll out. Need more information? Contact Dianne Hasselman at firstname.lastname@example.com.
MACRA Peer to Peer Seminar
"MACRA may be more significant than the ACA in terms of its impact on our communities."
~ Elizabeth Mitchell, NRHI President and CEO
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Key High-Level MACRA Questions to Ask Your Community or Organization
Our Mission
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What is NRHI?
The Network for Regional Healthcare Improvement
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La Salle 72, Dayton 70
PHILADELPHIA -- Ramon Galloway scored 18 points to lead La Salle past Dayton 72-70 Wednesday night in an Atlantic 10 Conference matchup.
Jerrell Wright scored 16, and Tyreek Duren crossed the 1,000th career-point mark, finishing with 14 points and six steals for La Salle (12-4, 2-1).
Following two Galloway free throws and a layup by Duren to put the Explorers up 69-65 with a minute left, the Flyers' Matt Derenbecker cut the lead to 69-67 on two free throws with 38 seconds remaining.
After two free throws from Galloway extended the lead to 71-67, Kevin Dillard answered for Dayton with a 3-pointer, making it a one-point game, 71-70, with 6 seconds remaining.
Tyrone Garland's free throw pushed La Salle's lead to 72-70 with 5 seconds left, and Dillard missed a late 3-pointer to seal the victory for La Salle.
Dyshawn Pierre and Vee Sanford scored 13 apiece for Dayton (10-7, 0-3).
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Kiran Mazumdar-Shaw becomes second Indian to take the Giving Pledge
Bengaluru: Ever since Bill Gates and Warren Buffet came up with the Giving Pledge in 2010, the one where billionaires take an informal vow to give away half of their wealth, only one Indian, information technology czar Azim Premji, was part of this ...India Brand Equity Foundation, 1 month ago
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From Our Editors
The friendly team of stylists at Lather Lounge Salon stays educated on new clipping and coloring techniques to stay abreast of the latest trends. Their deft hands shear manes into blunt bobs or sweet pixie cuts, and can add dimension with highlights to prevent clients from being mistaken for a cardboard cutout of Michael Jordan. The hair whisperers also apply keratin treatments to smooth away frizz and carefully place lash extensions along the lids for more dramatic winking.
Lather Lounge Salon strives to keep its environment as beautiful as its clients by using recycled paper, illuminating the salon with CFC and LED lights, and offering free haircuts to trees.


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See the best of London without the stress of rigid tour times and massive crowds on this hop-on hop-off bus tour. With your flexible, single-day pass, pick any date you'd like to hop aboard the double-decker, open-top bus for a comfortable sightseeing excursion. Great for kids and adults, your pass offers three route options with stops at main attractions like Big Ben, the Tower of London, Buckingham Palace and more. Bonus features include three city walking tours, a River Thames cruise and local discounts.
An exceptional value! Your ticket not only gives you access to the multiple routes that the ultra-convenient hop-on, hop-off buses travel, but also to a cruise on the Thames and three fascinating walking tours. Excellent way to get the scoop on all the top attractions.
Enjoy a hassle-free bus tour of London's best attraction, monuments and landmarks by comfortable, double-decker bus. Purchase your 24-hour, single-day pass and redeem it on any date by hopping on the bus at one of the many designated stops such at the Tate Gallery, Shakespeare's Globe Theater or London Bridge. Grab a seat inside or on the open-top deck for panoramic views as you zip through town. Kid's will delight in lively kids-focused audio commentary and complementary activity packs.
Enjoy ultimate flexibility by traveling on any of the main tour routes (blue, red and yellow; stops listed in the itinerary section below) or the green, purple and black transport links. Your ticket comes with an added bonus! Hop off to join any of three fascinating city walking tours or take a River Thames sightseeing cruise. See itinerary for details.
To end your tour, just disembark at any point along the route.
July 2016
This tour is a 'must do' when you first arrive in London so that you can plan your time wisely. Included is a cruise along the Thames, so you also get to see the famous icons of London. I highly recommend this well organised tour!
July 2016
Lots of different routes and pickup points to cover all of London. We had the audio guide which was fine. We love hop on and hop off!
July 2016
Enjoyed it very much. Very nice to have a live commentary on the bus. We also got an informal commentary from a waterman who helped to look after us on the river cruise. Good to get not-so-well-known facts about sights along the river..
July 2016
Very efficiently run - great way to get around London!
July 2016
This is such a fabulous way to see the city and get oriented. It was so easy to book, locate pick up point and Hop-on Hop-off. Loved the open top level which was great for picture taking.
July 2016
This tour was amazing!
July 2016
This is the best way to get a taste of London if you are only going to be there for a day or two. We took pictures got off to see things up close and eat lunch. The buses came frequently and the one with the live guide was a plus. He was pretty funny.
Katherine M Canada
July 2016
I choose them after reading all the reviews. We had a great experience. We didn't wait long for the bus. The traffic in spots was pretty congested but that gave us time to take in all there is to see. We added the boat cruise and really glad we did. It's a great way to see the city from a different view. I recommend the experience!
July 2016
We decided to do this the first two days. Just to be able to see a lot because we weren and #39;t in London that long. And we could get off at anytime at things/places we wanted and jump back on.
And it comes with the awesome boat tour.
July 2016
A great way to see the city of london
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Jetstar rebooks Auckland Christmas passengers
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A Jetstar passenger is warning others to check their flights over the Christmas period after at least two were cancelled, causing distress and disruption for travellers.
The airline today said it was putting on another flight from Melbourne to Auckland on December 23 after earlier cancelling a flight on the route that day. But a passenger says that flight wasn't the only one to be cancelled over the Christmas period.
Sian Summers said the airline told her on Thursday the overnight flight she'd booked from Melbourne to Auckland, leaving on December 20, had been cancelled. She was given the option of being rescheduled on a December 17 or 28 flight, or taking a refund.
Summers reluctantly accepted the December 17 flight, forcing her to take an extra four days off work, after deciding all the other flights available close to Christmas were too expensive.
The airline revealed very little about why her flight was cancelled, she said.
She had heard from other affected passengers who said they were given "various excuses … safety, engineering problems, operational issues, scheduling problems".
Summers encouraged other passengers to ensure their flights over Christmas had also not been rescheduled or cancelled.
"This isn't the first time Jetstar have just decided to cancel my flight and bump me to another one – but bumping me to a flight four days earlier is a joke," she said.
Melbourne couple Ruth Proctor and Regan Kerekere were also among the passengers affected by the cancellation on December 23. They said the cancellation could have prevented them from spending Christmas with Mr Kerekere's father, who is unwell. They booked their flights with Jetstar months ago.
Jetstar notified them by email on Saturday and said that the change was "unavoidable".
"Jetstar is sorry to inform you that since you made your booking, your flight schedule has been changed. We understand it can be frustrating when plans change, and we apologise for any inconvenience caused," the email said.
"While we try to avoid any changes to our timetable, in this instance it was unavoidable. The change to the schedule has been made so we can maximise our aircraft utilisation and continue to offer you everyday low fares."
Ms Proctor said that when she contacted the airline to complain, it proposed putting the pair on a flight on December 18, when they will both still be working.
"It's a month before Christmas, I'm sure they could organise something between now and then, like put us on another flight," Ms Proctor said.
"I've explained to them we're going home to visit my partner's father, it's probably the last Christmas we're going to get to spend with him and they've not helped me out at all."
Earlier today, Jetstar spokesman Phil Boyen said the airline was contacting all of the passengers flying Melbourne to Auckland on December 23 to let them know that there was a new flight on the same day.
He did not say that any other flights had been affected.
There was no reason other than "rescheduling" that the December 23 flight was cancelled and no specific explanation as to why another flight was now able to replace it.
Boyen could not be reached this afternoon to respond to allegations of further cancellations.
- Fairfax Media
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Horstmann Insurance Overview
This profile for Horstmann Insurance is located in New Baden, IL.Horstmann Insurance industry is listed as Ins Agnts and Brkrs.
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