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Green jobs, Santa Claus and Unicorn Land
It's disappointing news indeed. The likelyhood that Santa Claus and Unicorn Land exist is far greater than the likelyhood that green jobs are being affordably created by and retained by the wind sector. In fact, the domino effect is in play. Wind sector jobs are being lost at an alarming rate. Wind turbines require steel and concrete. Jobs for steel and concrete workers are also rapidly disappearing.
Mass Green Jobs Czar is First Wind CEO and President Paul Gaynor. The shocking cost of Mass Green Jobs Czar's production of 10 green jobs, created at his proposed Kahuku wind project in Hawaii, post construction, works out to be $19.5 million dollars for EACH GREEN JOB created!:
Investigative reporter Ira Stoll writes in Future of Capitalism:
"First Wind Holdings LLC will get a $117 million loan guarantee from federal "stimulus" funds to finance the construction and start-up of a wind energy project in Kahuku, Hawaii, the federal Department of Energy announced Friday. Once complete, the project will create "six to ten" jobs, according to the Department of Energy. At $117 million, works out to a federally guaranteed loan of between $19.5 million and $11.7 million for each job created...."
The Huffington Post
James P. Hoffa
General President, International Brotherhood of Teamsters
Posted: March 29, 2010 01:54 PM
Your Taxpayer Money Creating Clean Energy Jobs in...Japan?
The Examiner.com
Green Jobs are destroying California's economy
March 14, 2010
The Journal of the American Enterprise Institute
The Green Con Job
By Dustin Chambers and Dan Ervin Wednesday, January 13, 2010
Filed under: Science & Technology, Big Ideas, Economic Policy, Government & Politics
The U.S. economy is sensitive to high energy prices. An aggressive push toward green power would result in the net loss
of millions of jobs. There is a better way forward.
A simple Google search demonstrates the harsh realities contained in these articles and headlines. The following evidence suggests that green jobs being created by the wind indusrty are fleeting at best, and not supportable at least, and too expensive at best.
Inhofe-Bond Issue Warning on Green Jobs
Inhofe Joins Bond to Release Report, "Yellow Light on Green Jobs"
WASHINGTON, DC - Senator James Inhofe (R-Okla.), Ranking Member on the Senate Environment and Public Works Committee, joined Senator Kit Bond (R-MO), Ranking Member on the Green Jobs and New Economy Subcommittee, to announce a report highlighting the poor performance of taxpayer-funded green jobs programs. The report details a number of misconceptions and exaggerations propagated by
Source: Washington Post 'Tilting at Windmills' June 24, 2009 by George Will:
"Calzada, 36, an economics professor at Universidad Rey Juan Carlos, has produced a report that, if true, is inconvenient for the Obama administration's green agenda, and for some budget assumptions that are dependent upon it."
"Calzada says Spain's torrential spending -- no other nation has so aggressively supported production of electricity from renewable sources -- on wind farms and other forms of alternative energy has indeed created jobs. But Calzada's report concludes that they often are temporary and have received $752,000 to $800,000 each in subsidies -- wind industry jobs cost even more, $1.4 million each. And each new job entails the loss of 2.2 other jobs that are either lost or not created in other industries because of the political allocation -- sub-optimum in terms of economic efficiency -- of capital. (European media regularly report "eco-corruption" leaving a "footprint of sleaze" -- gaming the subsidy systems, profiteering from land sales for wind farms, etc.) Calzada says the creation of jobs in alternative energy has subtracted about 110,000 jobs elsewhere in Spain's economy."
The Report: http://www.juandemariana.org/pdf/090327-employment-public-aid-renewable.pdf
Beacon Hill Institute June 25, 2009:
"Green Collar" Job Creation: A Critical Analysis
Green Jobs a Cost, Not Benefit, to the National Economy
Academic Study Finds Critical Economic Flaws and
BOSTON, MA – Recent studies forecasting the potential economic benefits of government green job programs are critically flawed and erroneously promote these jobs as a benefit, according to a report released today by The Beacon Hill Institute (BHI) at Suffolk University.
The economic analysis reviewed the primary claims of three of the most influential green jobs studies and found serious economic flaws in each.
"Contrary to the claims made in these studies, we found that the green job initiatives reviewed in each actually causes greater harm than good to the American economy and will cause growth to slow," reported Paul Bachman, Director of Research at the Beacon Hill Institute, one of the report's authors.
The studies reviewed by BHI include:
* The United Nations Environment Programme, International Labor Organization, International Trade Union Confederation's Green Jobs Initiative, "Green Jobs: Towards Sustainable Work in a Low-Carbon World."
* The Center for American Progress, "Green Recovery: A Program to Create Good Jobs and Start Building a Low-Carbon Economy."
* The U.S. Conference of Mayors, "U.S. Metro Economics: Current and Potential Green Jobs in the U.S. Economy" prepared by Global Insight. [cut]
*New Report: 'High Road or Low Road' Commissioned by: Change to Win, Sierra Club, the Laborers International Union of North America, and the International Brotherhood of Teamsters
"Our review of working conditions in three core sectors of the emerging green economy--wind and solar component manufacturing; green construction; and recycling--suggests one basic conclusion: The fact that an employer is engaged in a business that benefits the environment does not necessarily mean that the employees of that enterprise are going to be treated well. While some green companies are model employers, others pay their workers too little and offer them inadequate benefits. Purportedly green firms have in some cases resorted to union-busting and the exploitation of undocumented immigrants. In short, the green economy is not always a humane economy."
"Cape Wind has stated that there will be no permanent employment associated with this project in Barnstable County" page 23 of 29 Cape Wind Energy Project JR20084 Staff Report-September 4, 2007/ down-load Adobe Cape Cod Commission Staff Report available here:
'Green Job Fraud - 1.87 Billion Dollars of U.S. Stimulus Money Wasted Abroad'
Saturday, January 31, 2009
Spanish wind-turbine maker Gamesa SA is eliminating 184 of the 706 jobs at its plant in Fairless Hills, Pa., because the plant can't make the big turbine blades now in demand.
Gamesa is shifting production of turbine blades to its plant in Ebensburg, Cambria County, Pa. because that plant can make the bigger blades. It employs 298 at that plant, which is near Johnstown in the western part of the state.
"The largest, lightest and slowest-turning blade is the blade that's going to win the day," said Gamesa spokesman Michael Peck.
The job cuts were first reported Wednesday on the Philadelphia Inquirer's Web site.
Vestas lays off 114 in U.S. on soft demand for wind turbines
By Brent Hunsberger, The Oregonian
February 11, 2010, 2:06PM
Vestas Americas, the sales and service arm of Danish wind-turbine maker Vestas Wind Systems, cut 114 positions on Wednesday, or 6 percent of its North American work force, because of softening demand for renewable energy projects, a spokeswoman confirmed.
Among the cuts were 15 positions at its North American headquarters in Portland, said Aili Jokela, the firm's vice president of communications, today. None of the layoffs affected its four factories in Colorado, Jokela said.
The news comes as a setback to efforts by Oregon Gov. Ted Kulongoski and Portland Mayor Sam Adams to get Vestas to expand in Portland. The company last year delayed plans to move into larger headquarters in the city.
Portland and state officials had offered as much as $31.5 million in direct incentives for the expansion. And Kulongoski flew to Europe in October partly to meet with Vestas executives to push the project.
Tuesday, August 18, 2009
Vestas, the Danish wind turbine company which last week shut two British plants with the loss of 425 jobs, unveiled a worst-than-expected drop in profits of more than a third.
The group, whose Isle of Wight factory was the scene of an 18-day sit-in by angry workers, revealed that pre-tax profits in the three months to the end of June dropped from €90 million at the same time last year to €59 million.
The group said its margins had been hit by severance payments to workers both in the UK and in Denmark, where it made 1,142 people redundant as well as a scaling-up of production in the US and China.
However, it stuck to its full-year sales and profits forecast with revenues of €7.2 billion and an operating profit margin of between 11 per cent and 13 per cent.
The Danish group found itself at the centre of a political storm after it announced plans to shut its Isle of Wight and Southampton factories.
Members of the Climate Rush campaign group chained themselves to the north London home of Lord Mandelson, the Business Secretary, in an "act of solidarity" for the workers about to lose their jobs.
They accused the Government of hypocriscy when, two weeks after announcing plans for a low-carbon Britain, Vestas was being forced to shut down because of an apparent lack of demand for wind turbines in Britain.
Vestas, which secured a court order to remove the protesting workers, said that demand was too low to justify continuing production in Britain.
In an interview today, Ditlev Engel, the chief executive of Vestas, said that while Northern Europe continued to pose a challenge, the group was now seeing a pick-up in business following the credit crunch. "We are seeing there is a pick-up in the market. We are seeing things moving again and there is life out there even though we cannot see it in the order backlog."
The group's order backlog at the end of the second quarter was €4 billion, although it has secured a further €700 million of orders since then.
Global government initiatives were beginning to take effect, the group said, while banks and financing institutions, which had pulled out of the market during the downturn, were returning to the sector.
Prices of a components had also peaked, it said, with no further price rises expected this year.
The credit crunch, the group said, had had a big impact on the industry, triggering falling orders as projects were shelved and seeing funding drop away.
Vestas claim of low demand in the UK was contradicted by a survey by the British Wind Energy Association. It found that Britain's countryside and coastline will be dotted with 2,700 new wind turbines by 2012 - more than double the existing total.
Source: Times UK Online
Wind Layoffs Continue: Acciona Cutting a Third of Workers at Iowa Plant
Posted March 20th, 2009 at 12:32 pm in Energy
Layoffs continue to blow through the wind industry, even despite recent government efforts to build up the sector and spur green job growth. Acciona Windpower's workforce has taken the latest hit.
The company, a subsidiary of Spain's Acciona Energia, announced yesterday that it will cut 65 jobs in the U.S., including a third of the workforce (58 jobs) at Acciona's sole U.S. factory — a turbine assembly plant in Iowa. The remaining layoffs will be at wind farms throughout the country, all of them within the next 60 days.
For Wind Turbine Manufacturers, the Layoffs Begin
President-elect Obama met on Friday with workers at a factory in Ohio that manufactures wind turbine parts. (Photo: Getty Images)
President-elect Barack Obama will spend part of today touring a factory near Cleveland that makes parts for wind turbines — an example of the "green jobs" that he hopes to promote in the stimulus package.
But some of those jobs in the wind industry are becoming casualties of the economic slump. North Dakota-based D.M.I. Industries, which manufactures turbine towers, is laying off 20 percent of its workers across three plants — in Tulsa, Okla.; Stevensville, Ontario; and West Fargo, N.D.
The news comes barely six months after the company announced expansion plans that would make it the "largest wind tower manufacturer in North America."
"Quite frankly, I was shocked," the mayor of West Fargo, Rich Mattern, told The Associated Press earlier this month. "I thought they were bulletproof. I never guessed that they would be in trouble."
L.M. Glasfiber, a Danish turbine company, also announced 150 layoffs last week at a blade-making plant in Arkansas. And Gamesa, a Spanish turbine maker, said it was initiating layoffs at an Eastern Pennsylvania factory — though it was expanding a factory in the western part of the state, which can make larger blades.
The troubles of turbine manufacturers are mirrored in the solar industry, which has also suffered manufacturing layoffs recently.
The wind business, which requires an enormous amount of capital investment, has been hit especially hard by troubles in the banking sector. Experts say that the number of big banks willing to invest in projects through the production tax credit has fallen sharply. Many wind-farm developers, from NextEra (formerly F.P.L. Energy) to the Texas oilman T. Boone Pickens, are cutting back on plans to expand their farms.
Windmill Company Layoffs Set
By James Jefferson
Arkansas News Bureau • email@example.com
Wednesday, January 7, 2009 9:22 AM CST
LITTLE ROCK — In a sign the economic crisis could calm Arkansas' soaring wind energy industry, the first of three planned windmill blade manufacturers to begin production in the state announced Tuesday it would idle more than 150 workers.
LM Glasfiber experienced rapid growth last year but said business has slowed as developers find it harder to finance projects because of the national credit crunch.
The Danish firm announced plans for its Arkansas operations in July 2007, predicting its work force would grow to more than 1,100 within five years. Tuesday's announcement of layoffs came less than a year into production.
March 20, 2009
Iowa wind turbine plant announces layoffs
Newton Independent
An Iowa wind turbine manufacturing plant will layoff 58 workers in the coming months due to slow demand for its products as a result of the world-wide recession.
West Branch-based Acciona, headquartered in Spain, announced the pending layoff Thursday.
Company officials say the layoff is necessary despite the fact that the federal stimulus package contains tax credits for the wind energy industry. Company officials said it will take some time for those subsidies to translate into orders.
And a report from the Telegraph Herald in Dubuque today cites a former George W. Bush Energy Department official saying the impact of wind and solar power will be negligible in their ability to play a prominent role in the nation's future energy needs.
Max Schulz, a senior fellow at the Manhattan Institute's Center for Energy Policy and the Environment, said sources such as wind, sun and biomass are extremely limited in their ability to transform America's energy economy. He made his comments during a speech in Dubuque on Thursday evening.
You can read the TH report here.
WorldNetDaily: 11/18/09 Thousands of jobs scammed or created
by Ben Shapiro
Ben Shapiro is a graduate of UCLA and Harvard Law School. In "Brainwashed: How Universities Indoctrinate America's Youth," Ben shows how students are duped into becoming socialists, atheists, race-baiters and narcissists. His latest book is "Project President: Bad Hair and Botox on the Road to the White House."
President Obama has repeatedly stated that his stimulus package has "saved or created" hundreds of thousands of jobs. And hundreds of thousands of jobs have been created. In Unicornland.
According to the Recovery.gov website – a website that the Obama administration has spent $18 million "stimulating" – millions have been spent and hundreds of jobs have been created in heretofore unknown areas of America: 30 jobs using $761,420 of federal cash in the fictional 15th Congressional District in Arizona (there are only eight congressional districts in Arizona); $19 million in spending and 15 jobs created in mythical districts in Oklahoma; $10.6 million on 39 jobs in invisible Iowan areas; $68.3 million spent in the magical 1st Congressional District of the U.S. Virgin Islands; $35 million spent and 142 jobs created in the glittering fairy-tale kingdom of the 99th district of the Northern Mariana Islands; and the list goes on.
Apparently, somebody messed with Joe.
The biggest problem, amazingly enough, isn't the Obama administration's incredible creation of districts from scratch. It's the Obama administration's use of stimulus funds to pay off its political allies.
On Sept. 11, 2009, Democrat Rep. Eric Massa of the 29th Congressional District of New York – yes, this district actually exists – wrote President Obama a letter regarding the Obama administration's $74.6 million grant to Canandaigua Power Partners, LLC, and Canandaigua Power Partners II, LLC, in Cohocton, N.Y. These companies, according to Massa, "act as shell companies that deceptively operate on behalf of First Wind, which is currently under investigation by New York State Attorney General Cuomo for corruption charges in Cohocton and across the Northeast."
In fact, wrote Massa, "Constituents in our region see these projects as criminal actions … the award of $74.6 million to corrupt companies that have changed names time and again forming new LLCs and new Inc.s but maintaining their business model of lie, cheat and corrupt at the expense of taxpayers has stirred great unrest." Remember, this is a Democratic congressman.
First Wind is a green power company that produces windmills, the giant pieces of idiocy littering our landscapes. Its project in Cohocton, N.Y. – the project Massa rips – was so poorly done originally that residents reported that the turbines sounded like jet engines.
From March 31, 2007, to March 31, 2008, First Wind had revenue of $12 million and net losses of $73 million. Those losses forced First Wind to take out loans in the amount of $191 million. And up until October, the New York attorney general's office was investigating First Wind for its possible participation in bribery of public officials for land-use purposes.
Broke and under investigation. Not exactly a great candidate for stimulus. But that didn't stop the Obama administration. Why? Because First Wind is supported principally by Madison Dearborn Partners and the D.E. Shaw Group.
Madison Dearborn Partners, not coincidentally, is Obama Chief of Staff Rahm Emanuel's "best source of funds," according to the Washington Examiner. During his congressional career, employees of Madison Dearborn gave Emanuel $93,600. And Emanuel is instrumental in oversight of the stimulus.
As for D.E. Shaw, White House economic adviser Lawrence Summers was paid $5.2 million in 2008 and 2007 by the company – to work for one day a week, according to the New York Times. Also according to the Times, "Summers said in an interview that his experience at Shaw, however brief, gave him valuable insight into the practical realities of Wall Street, insight he is now putting to use in shaping economic policy in the White House."
The Obama administration is so dominated by obfuscatory aureate and magniloquent verbosity that it believes it can get away with literally anything. This administration creates dollars out of thin air to pay fictitious employees in figmental places. It's no wonder that so far, the Obama administration has stimulated precisely nothing in the real world.
1. Wind Layoffs Continue: Acciona Cutting a Third of Workers at Iowa ...
Mar 20, 2009 ... Layoffs continue to blow through the wind industry, even despite recent government efforts to build up the sector and spur green job growth. ...
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by L Levine
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primary metals industry layoff caused by import competition was over 1000. .... with 529 job cuts; and Tinnerman Palnut Engineered Products in Massillon ... Among the smaller sectors, trade-related layoffs in the stone, clay & glass, and concrete .... WIND POINT PARTNERS. 34230100. 124. BARON DRAWN STEEL. CORP MICH ...
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The average primary metals industry layoff caused by import competition was over 1000. ... with 529 job cuts; and Tinnerman Palnut Engineered Products in Massillon, ... trade-related layoffs in the stone, clay & glass, and concrete products .... AMES TRUE TEMPER INC, ELYRIA, WIND POINT PARTNERS, 34230100, 124 ...
3. CE News
Firm leaders report 2009 job losses February 1, 2010 ... "We had two layoffs in 2009 — our first ever! ... the A/E industry lost roughly 115000 jobs between November 2008 and November 2009. ... Renewable energy refers to wind power; solar energy; ... Scanner, green concrete, software, wastewater chambers, and pipe ...
www.cenews.com/news-firm_leaders_report_2009_job_losses-801.html - Cached
4. U.S. wind energy grows by record 8300 MW « Climate Progress
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climateprogress.org/.../us-wind-energy-grows-by-record-8300-mw/ - Cached - Similar
5. 2009 April 07 « The Layoff List
Apr 7, 2009 ... via More bank job losses hit locally – ContraCostaTimes.com . ... to additional results of a survey by the hospital industry's state interest group. ... The Shaw Group is closing its GS Concrete division in Windsor Forks, West Hants, ... via North Dakota wind tower plant cuts about 100 - Forbes.com. ...
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6. The Buzz: Business news - Capital Region business, industry news ...
A concrete and asphalt deck will then be built over them, ... It recently closed a mill in Scotland and has cut its quarterly dividend to shareholders. ... Fujifilm USA Inc. told the state today that the job losses with the closure of its East ... GE Energy, which has its wind energy headquarters in Schenectady, ...
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and offer concrete solutions from experts. C. OPYRIGHT © 2009 HAR ... The wind was whipping tiny, icy flakes sideways through Chicago's alleys of skyscrap- ..... the retail industry, or in the top percentile .... sume that layoffs are the best way to cut costs. ... communicate clearly that no further job cuts ...
8. Kate Sheppard: Obama's economic stimulus plan can help renewable ...
Feb 9, 2009 ... The Danish wind-turbine company LM Glasfiber also announced 150 layoffs at its Arkansas plant, and the Spanish wind company Gamesa is laying ... those concrete job losses in the industry should indicate that they are in ...
www.guardian.co.uk/commentisfree/.../us-economy-green-energy - Cached
9. Search
The Danish wind-turbine company LM Glasfiber also announced 150 layoffs at ... those concrete job losses in the industry should indicate that they are in ...
olympicengineering.org/.../cit/.../how-green-energy-beats-red-ink.htm - Cached
... widespread power cuts, with consequent work layoffs, school closures, .... Again from Vestas: "The new design allows the blades to cut so ...... [35] the concrete industry is the biggest man-made source of CO2 on the planet - about 7% of the world's total .... This in turn leads to job losses in other areas. ...
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Why Religion is an Important Part of Personal Finance
Published on - July 15th, 2007 (Modified on - July 17th, 2007) (by J.D. Roth)
This is a guest-post from Free Money Finance. J.D. is on vacation in Europe.
This guest-post has had some very passionate comments. I felt it appropriate to reference J.D's thought on the matter included in this article "I've intentionally kept my political and religious leanings obscure at Get Rich Slowly — they have no bearing on personal finance." However, FreeMoneyFinance disagrees and took time out from their very busy schedule to post a very lengthy and well-written guest article with a counter-viewpoint. –jerichohill(admining while JD is away)
Recently J.D. and I were emailing back and forth discussing a possible guest post on the topic of religion and money. I cover the issue every Sunday on my blog and I tossed out several ideas I thought were worthwhile. Then J.D. said something that decided the issue. He wrote: "I've intentionally kept my political and religious leanings obscure at Get Rich Slowly — they have no bearing on personal finance."
Ahhh, but they do — or at least the religious leanings do. (I'd argue that political leanings probably do too, but that's for a different post by a more-qualified blogger.) So I'd like to discuss why I think a person's religion should impact their finances. I'll toss out a few of my thoughts on the issue, then let all of you chime in with your points-of-view in the comments.
I'll start with a couple statements so you can get a sense for where I'm coming from:
- I'm a Christian and, as such, I have the most knowledge and experience on the various Christian viewpoints on money, how to handle it, on so on. My knowledge of other religions' beliefs on money can at best be described as "limited," so please forgive me if I make an inappropriate comment. It's certainly not intentional.
- That said, I think my point-of-view on religion impacting personal finance is true for all religions — Christian, Jewish, Muslim, Buddhist, Hindu, and so on. I think you'll see why in a moment.
Now to the heart of the matter. Here's my short and sweet position on why religious beliefs should impact finances:
Every religion has a set of principles detailing how a person should behave, worship God, treat others and the like. For each of these principles, a context could be (and most likely will be) experienced where money is injected into a situation that challenges a person to either follow or ignore these principles. In other words, how a person reacts with his money in a given situation often is fundamentally tied to whether or not he's actually following his religious practices — it's a visible, outside indication of his true belief in the principles of his religion. Therefore, it follows that our religious beliefs should significantly impact how we handle our finances.
How does this play out practically? Here are a couple generic suggestions that illustrate how religious beliefs should impact how money is handled:
- Almost every religion has some sort of principle that says we should treat our fellow man kindly. Furthermore, many religions go a step further and give specific instructions on how we should care for the poor and down-trodden in society. Does this have any implications on our personal finances? Of course. It impacts how we give to feed and clothe the poor, how much we give, to what organizations and the like. It even influences our reaction to a request from a homeless man for a handout or a request for a donation from a foodbank. Taking it back a step further, it even suggests how we budget our money — being sure we set aside enough to help care for the needy.
- Almost every religion has some sort of principle that includes the worship of (and service to) God, Jesus, nature or some higher being or principle. Many religions advocate that we worship God in many ways — through our actions, in song, in prayer, and even through our money. For instance, the Jewish religion has long had the principle of the tithe — giving the first 10% of a person's income as an act of worship to God. Many Christians practice this principle as well, though several advocate a more general principle of "generous giving" over the tithe. But in any case, doesn't it make sense that if we're commanded to worship and serve God that we'd worship and serve him in all ways — including with our money? Certainly this would impact how we handle our personal finances in many ways.
Now let me be a bit more specific. Here are some examples from the Old and New Testaments that impact various aspects of how we should handle or personal finances. Some are commands and some are general principles, but they all influence how we should handle our money:
- Saving: Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest. Proverbs 6:6-8
- Diversification of investments: Give portions to seven, yes to eight, for you do not know what disaster may come upon the land. Ecclesiastes 11:2
- Controlling greed: Then he said to them, "Watch out! Be on your guard against all kinds of greed; a man's life does not consist in the abundance of his possessions." Luke 12:15
- Borrow carefully: The rich rule over the poor, and the borrower is servant to the lender. Proverbs 22:7
- Being generous: You will be made rich in every way so that you can be generous on every occasion, and through us your generosity will result in thanksgiving to God. 2 Corinthians 9:7-12
- Helping the poor: He who is kind to the poor lends to the LORD, and he will reward him for what he has done. Proverbs 19:17
- More on helping the poor: If anyone has material possessions and sees his brother in need but has no pity on him, how can the love of God be in him? 1 John 3:17
- Giving: Just as you excel in everything — in faith, in speech, in knowledge, in complete earnestness and in your love for us — see that you also excel in this grace of giving. 2 Corinthians 8:7
I could go on and on (there are hundreds of verses in the Bible on how to handle money), but I think you get the point.
It's a deep subject and I've only skimmed the surface, but we can consider the conversation now started. Please add your own thoughts in the comments below. I'll try to stop in now and then to comment myself and see how the discussion is progressing.
Thanks, FMF, for tackling this subject. Folks, I generally eschew religion and politics at this site, so if you've been wanting to discuss issues of spirituality and finance, now's the time to do it. You can read more about the Bible and money every Sunday at Free Money Finance.
This article is about Odds and Ends
Its part of who you are and why you do what you do – and why I do what I do! Thanks for cross-posting it (he he, excuse the pun). I would add that sharing financial wisdom is part of what Solomon taught in the book of Proverbs, so its probably wise to do so ourselves
This blog entry is really pushing the envelope of relevance with regards to financial matters. I am also concerned that anyone who ties together religion and financial decision making so tightly would be giving financial advise. Personal finances need to be viewed in an unbiased manner.
I have been debating how far to bring faith into my blog as well, although it seems more fitting since my blog is about family happiness in addition to personal finance. I think after reading this post though, I could probably be more vocal about my faith on my blog.
As for atheists I will just say that I've never met a person who didn't have faith in SOMETHING.
I'd also like to know what this means for us atheists. If you need a book to tell you to be kind to your fellow man and be kind to the poor then as a species we are in trouble.
If you're an atheist then you still have your own personal morals and ethics which will show up when you deal with your money. You just don't have a standard book to reference to, unless you want to make one so you don't forget what you believe in.
The fact is, the basic rules of money apply equally to everyone. They can be utilized by the good, the bad, the ugly, and the morally indifferent, and the results will be the same. Christians will build wealth if they live on less than they earn … on the other hand, atheists will build wealth if they live on less than they earn. What you've done in this post is simply cherry-picked verses from the Bible that square w/ the good, solid advice that almost any decent financial professional would give. But what happens when we look at the whole Bible instead of cherry-picking from it? For example, God commands that no one should work on the Sabbath Day. Yet, here in my neighborhood today, the mall is open, or will be soon … as will Best Buy, Barnes and Noble, Wal-Mart, Linens and Things, the list goes on and on. These places will be filled w/ "Christian" employees working on the Sabbath. Now, turn to Exodus 31:15. There we read "Whoever does any work on the Sabbath day must be put to death." So should we kill many innocent people, including many "Christians," because they work on the Sabbath? Of course not. We ignore the many parts of the Bible that are repulsive and have no place in a modern society. But we continue to pay attention to "the good parts" of the Bible, which is what you've done here.
I don't think that being nice to your fellow man really is specific to any religion. It is simply human. Even an atheist or an agnostic can find plenty of good reasons to follow the same rule.
So I agree to say that religion is no more linked to finance than leisures, food habits or anything else. Your belief in God will lead to specific expenses, all right. But so will your food diet, your preferences for cars or your love of playing poker.
I'm With Brooke.
Having faith in a religious sense is not universal at all. I personally think that faith in the face of reams contrary evidence is folly at best.
This blog is the property of its author and so it can contain whatever the author chooses to include. I support that. This post may do much to uplift the faithful or speak truth to those with a pre-existing belief system.
If me, it is only a little insulting and so I can deal. As Dave alludes, the bible can be used as a Bartlets Quotations book. You could use it to support ethnic clensing pretty easily, or respect for your common man (or woman at a stretch).
BUT (@Anderson) saying "I've never met a person who didn't have faith in SOMETHING." is akin to saying all Jews are really Christians that just havent figured it all out yet.
@Anderson: You have led a very sheltered life amongst simple minded people then. To have never met a person without faith in the fairy tales of religions is a sad thing indeed.
In fact I would even say that being generous for *purely* religious reasons seems rather a bad thing to me. Because it would mean that you behave this way only "because the Bible says so", and not because you understand the importance of generosity as such.
So the question is : do you understand why you're being generous and nice to your fellow man, or do you simply do as you're told ?
@Mark Andersen: for myself, I believe in Doubt. (And I mean it.)
I think that the verses you have quoted are fascinating. Somehow, the only thing I've ever heard in church about money management was the part about tithing. I suppose class/geography needs to be taken into account as well when considering religion.
I don't think anyone can deny that is is very important to many, although it can play out in various ways.
Dave took the words right out of my mouth. All in all, I find it very ironic that generally, atheists know much more about religion than the people who practice them.
"Religion" is too specific. It is one's values, regardless of whether they are rooted in religion, that do and ought to have a bearing on how one handles money. Atheist philosophers certainly have plenty to say on the topic. See Ayn Rand's "money speech" in Atlas Shrugged for an example: http://www.capmag.com/article.asp?ID=1826.
I agree with Brooke, Dave and especially Will. Personally, I'm glad that J.D. keeps religion separate from this blog – if this were the type of post that I found here on a day-to-day basis, I'd have no interest in subscribing (as I do now).
God's commandment to keep holy the Sabbath day was part of His first covenant made with man in the Old Testament, which was augmented and in some cases altered when he made a new covenant that is explained in the New Testament. In Luke 13:10-17 we read about how Jesus is criticized for healing a woman on the Sabbath when the Pharisees argue that this constitutes doing work. Jesus speaks out strongly against their criticism.
I personally try not to let my job consume my time on Sunday as I prefer to spend that time with family, friends and with God. However, I am confident that there are many whose jobs require them to clock in on Sunday who are equally committed Christians.
I hope that we can have a cordial discussion, although I realize that emotionally charged issues such as this one commonly evoke strong words. Dave, personally I think that it is improper and offensive to declare to Christians that any messages contained in what they hold to be God's word are 'repulsive and have no place in a modern society'. I respect that we have a difference of opinion, but please refrain from using scripture to back up your argument if you are not familiar with the context from which you have drawn it.
As to what these things mean for atheists, I would propose that it might help you better understand your brothers and sisters on this planet who happen to be Christian. I am certain that we Christians could learn a lot from the atheists among us as well.
I've been enjoying this blog immensely for weeks, and finding much of what you say very inspiring and motivating. I've often said this is one of my favorite blogs, and it's true.
or at least it was one of my favorite blogs until today. I find today's post incredibly offensive and presumptive, and it really makes me question whether this is a blog I can continue to read, and a blogger I can continue to respect. certainly if you remain headed in this religious direction, I will be moving on. I respect your choice to discuss religion here, but my preference is for financial and personal development information. I have no interest in reading religious shlock.
the fact is, religion is not a good motivation for anything. doing good should be its own reward. helping people should be something does out of love for one's fellowman, not something done out of hope for some grand reward in the sky, or out of fear of some dire consequence. taking care of one's personal finance should be done in order to improve our lives and the lives of our families, not so that we can avoid some cosmic punishment. being broke is punishment enough.
the fact is, religious people who believe they are going to live forever, and who believe that life on earth is some sort of divine practice for the "real thing" after they die – these people too often don't take this life – the only one we are certain we have – seriously enough. after all, the real party starts after we're buried! but if we love our families and our fellowman, we will do our best in this life. we will do our best to improve ourselves and our lives, so that we can be strong enough and stable enough to help and support others.
reading bible passages in this post, frankly, is every bit as insulting as if you were to tell us all that if we just knew "the secret" and thought hard enough, we could manifest wealth in our lives. the bible is every bit as offensive as the secret, and if you actually read it and all its contradictions, brutality, intolerance and hatred, you would see that.
BUT (@Anderson) saying "I've never met a person who didn't have faith in SOMETHING." is akin to saying all Jews are really Christians that just haven't figured it all out yet.
You know, he's actually right Will. There are many thing you have faith in. Perhaps you have faith in yourself and believe that you can do or understand anything. Perhaps you have faith that your parents are your parents, then again, maybe not and you've gone checking all the documents surrounding your birth in order to confirm that your parents are your parents, of course you'd then have to believe those documents.
Or perhaps you have faith in science. Have you have you cross checked the equations and solved the problems? made sure the math was done right? examined the evidence? or even done the experiment yourself?
Faith isn't something mysterious and unique to religion and religious experiences it is so common as to make your statement laughable. The next time you sit on a chair without testing it first is an act of faith. The next time you drive across a bridge or walk on the second story of a building is an act of faith. How do you know any of these places or structures won't fall down this time?
If you have faith in nothing, like you claim, then you cannot trust anyone. You cannot invest in things seen and unseen, nor can you trust anything you know or think to be right or wrong, true or false.
So, my response to '"I've never met a person who didn't have faith in SOMETHING." is akin to saying all Jews are really Christians that just haven't figured it all out yet.' is that you're an atheist who doesn't know the implications of your own beliefs, nor have you learned how to consciously live those beliefs.
Please do not confuse faith and morality.
All of the tenants you talked about above are fundamental parts of morality. One need not be religious to understand right from wrong, good from bad. While I understand that some people look to a holy text to gain understanding and a stronger sense of morality, others (such as myself) rely on an internal compass, as well as the examples set for us by society.
I don't need to go to church to know that it is right to help the needy, donate to charities, etc.
I'm sure the author absolutely didn't have any intention of starting an uproarious religious debate on this site. And I agree with the above posters. This article is "only a little offensive." Please simply take care not to bootstrap religion and morality. I've had more than my fair share of life experiences where someone implied I was the token immoral atheist.
Being an atheist and being a "good person" are not mutually exclusive.
I have a question to those of you out there who are more religious than me… when choosing a stock or mutual fund do you consider how the investment matches your religious views, or do you just invest based solely on the company or mutual fund's financial merit? For example: would you invest in the Vice Fund (VICEX), a socially irresponsible mutual fund, which has a 3 year annualized return of nearly 19% and a 5 star Morningstar rating?
I can't believe that you didn't mention the most famous verse on money in the whole Bible. Timothy 6:10 "For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs."
When you mentioned helping the poor I was reminded of this passage where Jesus Christ (where the term 'Christ'ian is derived from) Himself is speaking.
The Sheep and the Goats (Matthew 25:31-40)
"When the Son of Man comes in his glory, and all the angels with him, he will sit on his throne in heavenly glory. All the nations will be gathered before him, and he will separate the people one from another as a shepherd separates the sheep from the goats. He will put the sheep on his right and the goats on his left.
Then the King will say to those on his right, 'Come, you who are blessed by my Father; take your inheritance, the kingdom prepared for you since the creation of the world. For I was hungry and you gave me something to eat, I was thirsty and you gave me something to drink, I was a stranger and you invited me in, I needed clothes and you clothed me, I was sick and you looked after me, I was in prison and you came to visit me.
Then the righteous will answer him, 'Lord, when did we see you hungry and feed you, or thirsty and give you something to drink? 38When did we see you a stranger and invite you in, or needing clothes and clothe you? When did we see you sick or in prison and go to visit you?'
The King will reply, 'I tell you the truth, whatever you did for one of the least of these brothers of mine, you did for me."
That last verse should definitely inform any Christian that Christ wants them to help the poor.
Anther interesting verse is Matthew 22:21 where Jesus vindicates the paying of taxes by saying ""Give to Caesar what is Caesar's, and to God what is God's.""
Good post. Keep up the good blogging.
I, too, would like to know how this holds for atheists. Warren Buffett, Andrew Carnegie, Steve Wozniak, Bill Gates, Larry Ellison — all atheists, all excellent investors, all philanthropists (at some point).
The Bible is very clear how those who manage to acquire wealth will be treated in their afterlife:
Then said Jesus unto his disciples, Verily I say unto you, That a rich man shall hardly enter into the kingdom of heaven. And again I say unto you, It is easier for a camel to go through the eye of a needle, than for a rich man to enter into the kingdom of God. — Matthew 19:23-24, Mark 10:23-25
But woe unto you that are rich! for ye have received your consolation. — Luke 6:24
Go to now, ye rich men, weep and howl for your miseries that shall come upon you. — James 5:1
I guess we're all doomed; since almost anyone with a computer is rich (on a global scale). I guess Jesus thinks it's ok to have some money, so long as you don't have too much.
I don't really see what this post has to do with personal finance at all. It's unfortunate to see it on an otherwise great and informative blog. Matters of faith and matter of money, regardless of what the author attempted to prove, have nothing to do with one another. The author is making religious arguments on a finance blog, one: that religion and morality are mutually exclusive (Which they are NOT – basic human morality preceded the Christian age by at least 3000 years with the Babylonian and Sumerian cultures, then later with anicent Egyptian cultures. Furthermore, there are plenty of friendly atheists and agnostics out there ). Two: The author indicates that the Bible contains some generalized axiomatic statements about handling finances. How useful these are in the face of solid and specific monetary advice dealing with the modern age is up to the reader…I would rather have a copy of The Intelligent Asset Allocator over the bible any day (or at the very least, for axiomatic advice…Ben Franklins Poor Richards Almanac, and that was written by a Deist who understood all too well the divisions between church and state).
As a reader looking for solid financial advice, its kind of annoying to see a "Christian" perspective where it really doesn't belong. I could go to Church for that
For this post I unsubscribed.
Religion is inappropriate. Please not the misery and destruction caused by religious faith around the globe.
My finances have not killed anyone. Bling religious faith has.
Religion aside, it just comes back to practice what you preach and put your money where your mouth is. Whether one's priorities is religion, protecting the environment, charity, etc…, putting our money to work for it demonstrates our faith, conviction, dedication, whatever it may be, towards that passion.
Sorry, but I feel I have to comment on this one – because this is so typical that it annoys me big time.
I've grown into an atheist (at least regarding organised religious organisations, who are more and more turning into shameless scams in my book), yet mildly agnostic (who am I to say with 100% certainty there is no higher power).
But you seem to forget a key point: common sense. I don't need any bible (or coran, etc. you get the point) to know generosity is good, or figuring out that stealing or killing is bad.
Same with my investments: faith has absolutely no importance as long as you can handle the most basic common sense. Not an exclusive to the faithful.
Oh, poor atheists. He didn't address your point of view, did he? What a mean-hearted guy.
Here's a tip: IF a blogger says from the beginning of the post that s/he is a Christian (Jew, Buddhist, Hindu, Muslim, Something-Other-Than-What-You-Believe), don't expect that blogger to fully address your point of view in a fair and unbiased way. Really, could that blogger expect the same treatment from you?
To the point of the blog post: nice work. It's hard to truly connect principle and practice. This is a great reminder. A helpful follow-up post might include advice on wise giving strategies.
There's always this one…
No man can serve two masters; for either He will hate the one and love the other; or else He will hold the one, and despise the other, Ye cannot serve God and mommon [material wealth].
Mathew 6:24
BUT (@Anderson) saying "I've never met a person who didn't have faith in SOMETHING." is akin to saying all Jews are really Christians that just haven't figured it all out yet.
To quote Shepherd Book, from a favorite movie of mine (Serenity)…"When I talk about belief, why do you always assume I'm talking about God?" Also, "I don't care what you believe in, just believe."
The OP said belief in something. Maybe it's belief in yourself, or your famiy or science. Maybe it's belief in the idea that orange juice gives you telepathy.
Atheists do not have beliefs. Atheists make observations and predictions based on empirical evidence.
To say that atheists have beliefs is to confuse "beliefs" with "values".
I'd agree that an individual's beliefs do/should affect how they manage finances. However, as a Buddhist, I don't find much personal value in bible quotes. I avoid blogs that use them too often.
Good advice should have real-world data to back it up. Once you get into "because God said so," I've lost interest. I understand that other bible-readers might enjoy such posts, so go ahead and do it if you like. I'll come back later.
This was such a stupid idea.
What's the next topic? Politics? How it is important to be a republican for finances?
"Oh, poor atheists. He didn't address your point of view, did he? What a mean-hearted guy".
Guess she qualifies as the next guest: unrespectful and not very smart.
So which of the wealthy electronic ministers who regularly fleece the flock do you really want to be? Nice description of chinese menu christianity you wrote. What ever fit your argument you used. What ever did not, you ignored.
You are a moron.
Scott — I'm sorry, but some of the messages in the Bible are indeed repulsive; there is simply no other way to look at it. For example, Hitler killed 10 million people in the Holocaust. Almost all normal, intelligent human beings can agree that Hitler was repulsive. Yet God killed EVERY LIVING THING in the story of Noah's Ark. He killed new-born babies, grandmas, pigs, snakes, uncles, disabled people, retarded people, EVERY LIVING THING. Do you not find this mass murder of little girls and grandmas repulsive? If not, why not? Did they "deserve" it? Please try watching this short video for some further perspective:
Wow, I definitely didn't mean to open a can of worms like the one just unleashed upon this blog.
When I said that everyone I've ever met believed in SOMETHING, I meant that there are facts and universal truths that people believe, or if they claim they do not believe them, still live their lives to the contrary.
You don't have to be religious to believe in something. You wouldn't look at a brand new car and investigate all the science behind the engine, door mechanics, etc. to believe that it will start. You put faith in the manufacturer that the car will start.
I'm not saying that anyone should bow down and worship the God I worship on this blog; rather, I am expressing my opinion on things as I see them.
My evidence for what I believe is based on the idea that for me to claim that God doesn't exist, I would have to know everything about all things to definitively say God does not exist. Since I won't claim such omniscience, I must conclude that God could exist (with no proof).
I can't describe what brought me to Christianity, but I was raised to see all religions as intolerant idiots trying to manipulate people. This does exist in churches, and I'm sure in mosques and other places of worship as well. Yet I was drawn to it and God has shown His existance to me far beyond what science has shown to the contrary.
So what does this post mean for atheists? Well, I guess if you don't believe the Bible to be the holy word of God, you could still take the advice here as general wisdom that has guided humans in their decisions for centuries. You could also ignore it, and my guess is you would be plenty happy.
Just please don't be so intolerant to unsubscribe from a blog because the author has a different opinion than you do. We would lead a pretty sheltered life if we couldn't stand a difference in opinion.
The reactions of many just goes to show how charged people are about religion. Western society is so secular now that any mention of religion having anything to do with everyday activities is so foreign. Religion does influence what people do but does the christian (in this case) view differ that much from the agnostic or atheist view?
I'm blown away by the overwhelming number of negative responses to this article. Even though I am not, myself a person of faith, I wouldn't have anticipated so many negative comments from what the guest author wrote.
Sorry, but I am going to make an attempt to rewrite what I think the guest author should have said. It's sort of like what Michael Pollan says about traditional food culture, but replacing food with money.
We all affected by our cultures, and the subcultures we belong to. Our subcultures have a huge affect on the way we view money. One of the subcultures we may or may not belong to is a religious organization.
There is a great variation in how much the various religious organizations teach about the value of money. In traditional Protestantism, there was a huge emphasis on work and frugality — the traditional Protestant Ethic. While the Protestant Ethic has its weak side (crushing creativity, etc.), it did serve as a good framework for generations of protestants to use to work toward a prosperous future.
From what I've seen, many of today's Christian churches have abandoned such worldly teaching — even if such things are talked about from the pulpit, there is no common understanding that everybody has to actually follow them.
What that means is that most Americans are left without a traditional money culture to guide them. That seems liberating, but it in effect makes us relearn the hard way the things that our ancestors had already learned for us. Things like, always live below your means, not at them.
If you look at the wealthiest ethnic groups in America, they all seem to have strong guidance about money built into their culture. Hindus, Mormons, and the Amish all come to mind.
So, I would say, if you come from a culture with strong money guidance, stick to the gameplan. If you don't, you can always look at those outside of your ethnic/religious group, or form your own subculture (like this one!) for inspiration.
jeff: what a christian-centric view of things!! abandonment of religion does not mean, as so many people claim in their ignorance, an abandonment of values, morality, tradition or culture. these things predate religion, and they exist with or without them. many argue that they flourish in the absence of religion and dogma.
your claim that "most americans are left without a traditional money culture to guide them" just because churches aren't providing that for them is just plain absurd. do culture and tradition live and die according to whether christians are involved in "guiding" it? thankfully – NO. we as a society get our values, ideas and traditions from a wide variety of sources.
I just don't understand what everyone is getting so upset about. If there is a post somewhere that doesn't interest me then I ignore it. THIS IS A GUEST POST! Did no one read that at the top of the blog? If this post doesn't interest you then ignore it. There is no need to get worked up about it.
Wow–I have to agree with Jeff that I'm shocked at the extremely negative comments on this blog. I am an atheist, so I skimmed the Bible quotes as something that I'm not too interested in. But is lashing out in such a way, as some previous commenters have done, really an appropriate way to deal with someone else's beliefs? I think it's best to live and let be, in all honesty, especially in the virtual world. Or maybe I just sound like a hippie.
I'm most disappointed that comments are being moderated now. Let's keep the discussion open.
I'm put my vote in for being strongly opposed to this type of post. I get more than enough of this elsewhere, and hoped for good financial advice here. Religion is unnecessary in the realm of finances.
Besides, Jesus said to give everything you own to the poor. I don't really think that is a good way to be financially secure.
It wasn't so long ago that I might have responded to this post in the same way that many people have but today I'm going to take advantage of the perspective that blogging allows and just observe that this negative response is a clear message to the good Christian folk of this country/world that most of us are fed up with the sanctimonious posturing that has put us in to a disastorous military conflict, made us the torturers, the anti-civil rightists, the anti-human rightists,and the creators of the war on terror.
You want to talk about money and Christianity, ask Haliburton how much they pay their mercenaries to protect their oil profits at the expense of civilian lives and happiness? To me the message of this series of comments is clear. We are fed up with your phony morality.
This is what is wrong in America today. I too am a Christian and am truly troubled and saddened by all of the ignorance and bashing of Christians. The Bible is a love story of how our hevenly father loves us, it is an instruction booklet and it is a history book.
While christians are supposed to be tolerant of all other religions, we are supposed to take a back seat and let all of the other religions bash us. Christmas being stricken from any phrase in December, it is becoming ridiculas.
To say that religion does not come into play in personal finance is a completely absurd statement. My wife and I tithe, not only because the bible says to, because we want to. We want to become more Christ like, give with an open heart, and several other reasons. We spend our most of our money where our hearts are.
To say that if you invest in SIN Stock (or I will go as far to say use the vice products) is not very Christian is ludricus. Christians sin daily, it is a curse for being of flesh. I just try to be more Christ like daily. No one on Earth deserves to go to Heaven, however we have Jesus and his death in the new testament to thank for the opportunity to make it there.
I will close this by saying personal finance is "PERSONAL" and religion is a very personal and important part of my life.
Right on! Appreciate the article and the posts supporing it!
This is incredible, fascinating and yet all so familiar at the same time.
My Runner-Up for Interesting Post so far:
"I do not know why there is so much anger, and folks saying they are unsubscribing based on one post?! Seriously?"
- No BS on this one folks. If you make your decisions based on facts, reason and evidence…should the only religious post (a guest post at that) you've ever seen on the blog make you run? That's a religious content percentage of 0.0???
My Winner for Interesting Post so far:
"Atheists do not have beliefs. Atheists make observations and predictions based on empirical evidence.
To say that atheists have beliefs is to confuse "beliefs" with "values"."
- Hm, I'm sure glad that we can only count on the undereducated religious to conflate terms. The definition of an Atheist above is more akin to that of a 'Scientist'. An 'Atheist' is one who denies the premise that God exists. In a twist of irony, while laying claim to rational thought some people conflate the terms. One always has to wonder if this is done willfully to deceive, or due to other causes?
- As for "beliefs", a belief is an assumption. While the term is often used in religious contexts, the word "belief" would not lose purpose, definition or use if religion suddenly disappeared. One thing a couple of (presumably religious) commenters got right is that to claim you make absolutely no assumptions is ridiculous.
Generally speaking now, we could get into splitting hairs over "absolute assumptions vs. reasonable assumptions" and "testable assumptions vs untestable assumptions" but ultimately that's arguing that the blue door isn't really a door, yet the otherwise identical green door truly is a door.
If a Christian claims a moral superiority, does not that Christian have a responsibility to achieve a higher degree of moral behaviour? (Issues with measuring "moral" aside)
If an Atheist claims a rational superiority, does not that Atheist have a responsibility to actually achieve a higher degree of rational behaviour?
Fighting wars of words isn't always fun or interesting, but watching them sure can be both fun and interesting!
Miss Shirley Bassey says:
"It's all just a little bit of history repeating"
I think JD had the right idea originally to leave religion and politics out of this site.
A distinction, if I may… there is a difference between having faith in something and believing something to be true. A belief is merely a proposition you hold to be true. It doesn't matter WHY you hold it to be true, it is a belief. I believe that when I hit "submit comment", this comment will go through. This belief may be wrong, but it is not a belief based on faith. It is a belief based on past experience (though, not with this website, so I doubt that it will go through a bit more than with a site I am familiar with) and the observation that generally, computer programmers know how to make working buttons combined with the observation that I have not had technical difficulties in other areas of this website. This is not faith. Faith is believing something without empirical evidence to support it.


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Applications for next year's Chapter Outreach Grant Program will be available in spring 2014.
Although GCSAA dedicates considerable resources to national outreach, those efforts alone are not enough to achieve desired results. For this reason, GCSAA has established a fund to help chapters engage in activities that complement its efforts to communicate the value of membership to key constituents, primarily golfers and employers.
The recipients of the 2013 Chapter Outreach Grants represent a wide variety of geographical areas and offer up examples of how outreach can be executed in many ways. The following chapters were awarded grants in 2013:
All applications are reviewed by members of the GCSAA Strategic Communications Committee and GCSAA staff. Applications for the 2013 program are now closed.
The following criteria will be used:


text:
25 U.S. Code § 305d - Criminal proceedings; civil actions
(a) Definition of Federal law enforcement officer
(b) Authority to conduct investigations
Any Federal law enforcement officer shall have the authority to conduct an investigation relating to an alleged violation of this Act occurring within the jurisdiction of the United States.
(c) Criminal proceedings
(1) Investigation
(A) In general
(2) Findings
The findings of an investigation of an alleged violation of section 1159 of title 18 by any Federal department or agency under paragraph (1)(A) shall be submitted, as appropriate, to—
(3) Recommendations
On receiving the findings of an investigation under paragraph (2), the Board may—
(A) recommend to the Attorney General that criminal proceedings be initiated under section 1159 of title 18; and
(d) Civil actions
In lieu of, or in addition to, any criminal proceeding under subsection (c), the Board may recommend that the Attorney General initiate a civil action under section 305e of this title.
Source(Aug. 27, 1935, ch. 748, § 5, as added Pub. L. 101–644, title I, § 103,Nov. 29, 1990, 104 Stat. 4662; amended Pub. L. 111–211, title I, § 102(a),July 29, 2010, 124 Stat. 2258.)
References in Text
This Act, referred to in subsec. (b), is act Aug. 27, 1935, ch. 748, 49 Stat. 891, which is classified generally to section 305 et seq. of this title. For complete classification of this Act to the Code, see Tables.
Prior Provisions
A prior section, act Aug. 27, 1935, ch. 748, § 5,49 Stat. 892, related to counterfeiting of a trade mark and penalty, prior to repeal by act June 25, 1948, ch. 645, § 21,62 Stat. 862, effective Sept. 1, 1948. See section 1158 of Title 18, Crimes and Criminal Procedure.
2010—Pub. L. 111–211amended section generally. Prior to amendment, text read as follows:
"(a) The Board may receive complaints of violations of section 1159 of title 18 and refer complaints of such violations to the Federal Bureau of Investigation for appropriate investigation. After reviewing the investigation report, the Board may recommend to the Attorney General of the United States that criminal proceedings be instituted under that section.
"(b) The Board may recommend that the Secretary of the Interior refer the matter to the Attorney General for civil action under section 305e of this title."
The table below lists the classification updates, since Jan. 3, 2012, for this section. Updates to a broader range of sections may be found at the update page for containing chapter, title, etc.
The most recent Classification Table update that we have noticed was Tuesday, August 13, 2013
An empty table indicates that we see no relevant changes listed in the classification tables. If you suspect that our system may be missing something, please double-check with the Office of the Law Revision Counsel.
|Description of Change
|Session Year
|Public Law
|Statutes at Large
LII has no control over and does not endorse any external Internet site that contains links to or references LII.


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Spirit Airlines went right into American Airlines' backyard Thursday and started offering non-stop flights between Dallas and Chicago, two of American's hub cities.
The first Spirit Airlines flight between Chicago and Dallas pulled into DFW Airport Thursday morning filled with passengers with smiles on their faces and money in their wallets.
"$90 each. So it was pretty cheap compared to the other ones," said Tony Nguyen from Iowa City, Iowa.
Spirit Airlines offered some big deals to introduce their two non-stop daily flights between DFW and Chicago O'Hare.
"We are all about low fares, and we've had $17 fares to Chicago going all week," said Misty Pinson, spokeswoman for Spirit Airlines.
Tom Parsons with Bestfares.com said because Spirit is stepping on American's territory, deals could be found on both airlines.
"We've been seeing airfares as low as $128 roundtrip with taxes, which just four or five months ago, $328 was the norm," said Parsons.
The 33 News did some price comparisons, and found a business trip between DFW and O'Hare the week of October 10th prices out more than $50 cheaper on American Airlines. The Wednesday through Sunday fare on Thanksgiving week was more than $100 cheaper on American Airlines compared to Spirit Airlines.
"American will do whatever they have to do to make the competition feel bad," Parsons told The 33 News.
Sometimes, Spirit Airlines was the way to go, like next weekend, where Spirit came in more than $60 cheaper compared to American Airlines.
But Parsons warned Spirit had lots of extra fees. Depending upon if you pay online or at the airport, and if you are a member of their fare club, your first checked bag could run you between $18 and $38. Your second checked bag was between $25 and $45. Putting a carry-on bag in the overhead compartment runs between $20 and $45. Coffee or a soda is $2 to $3, with a potential total in fees way higher than American, which only charges $25 for the first checked bag and $35 for the second.
Parsons said whether Spirit Airlines or American Airlines ends up being cheaper after all of the fees, having Spirit flying out of DFW to O'Hare was a win for all travelers.
"When we have competition, it's pretty good. We've seen the price drops," said Parsons.


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Software Map
Tag cloud | Project Tree | Project List
Project tree
Development Status > 6 - Mature
Browse By:
4 projects in result set.
|0. PL/sh - MOVED TO GITHUB: https://github.com/petere/plsh
PL/sh is a procedural language handler for PostgreSQL that allows you to write stored procedures in a shell of your choice.
|Activity Percentile: 35.71
Activity Ranking: 82.00
Registered: 2005-05-23 11:19
|1. passgen - Small contrib for the random generation of password.
|Activity Percentile: 29.37
Activity Ranking: 90.00
Registered: 2007-02-21 17:45
|2. agileBase - agileBase is an industrial strength platform for business apps.
Rapidly develop data entry, reporting and analysis apps on PostgreSQL.
Website http://www.agilebase.co.uk
Source code http://github.com/okohll/agileBase
Blog http://blog.agilebase.co.uk
Registered: 2010-03-11 11:20
|3. PostgreSQL RPM Building Project - This project aims to build PostgreSQL RPMS for Fedora Core and Red Hat and maintain them.
|Activity Percentile: 0.00
Activity Ranking: 0.00
Registered: 2004-10-30 20:14


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766 Hotels & Motels in British Columbia
An oasis tucked at the ocean's edge, Fairmont Pacific Rim offers unobstructed views of the mountains, Stanley Park and Coal Harbour. The 377-room, luxury hotel features lavish appointments, naturally inspired materials, comfortable furnishings and state-of-the-art technology. Enjoy the Willow Stream spa with outdoor terrace and jetted tubs, outdoor pool, private cabanas and fire pits, and full exercise room. For meetings, the hotel boasts 1,394 square metres(15,000 square feet) of versatile space, a multi-media theatre, and direct connection to the Vancouver Convention Centre. Dining options include ORU, Giovane - an Italian café & wine bar, and Lobby Lounge with live entertainment.
Travel Deal
Four Seasons Hotel Vancouver is truly at the centre of it all. Situated in the heart of downtown Vancouver, connected at the lower lobby level to more than 100 shops & services of Pacific Centre & located just minutes from world famous Stanley Park, art galleries, theatres & sporting venues. Four Seasons Hotel Vancouver provides a preferred address for both business & leisure travelers & the highly personalized, anticipatory service that Four Seasons guests expect & value around the world.
YEW seafood + bar is one of the city's premier seafood restaurants, delivering exceptionally delicious cuisine, great wines, innovative cocktails & a fun, welcoming environment for guests with a menu concept that delivers local & sustainable seafood infused with a sense of whimsy & fun.
Hastings House Country House Hotel, a small luxury country resort, spa & restaurant, sitting on 9 ha (22 ac) of the Ganges Harbour waterfront, Salt Spring Island. Enjoy luxury lodging, fine dining, wellness & relaxation in a casually elegant atmosphere. Our unique seaside country estate offers accommodation in restored historic buildings; harbour view suites; fireplaces; balconies; soaking tubs; luxurious amenities; flat screen TVs; WiFi; CD players; media room; breakfast & afternoon tea are included; the dining room features fresh local ingredients & a spectacular wine list; enjoy a relaxing treatment in our intimate spa.
Shangri-La's legendary hospitality has arrived in North America at the Shangri-La Hotel, Vancouver. This 119-room luxury hotel, located in vibrant downtown Vancouver, occupies the first 15 floors of a 61-storey landmark building, the tallest in the city.
Guests at Shangri-La Hotel, Vancouver will find luxurious guest rooms & suites decorated in a contemporary Asian style, with many rooms featuring private balconies for views of the city. Visitors can enjoy personalized spa treatments at CHI, The Spa at Shangri-La, or experience Vancouver fine dining with regionally inspired dishes at MARKET by Jean-Georges. Vancouver's only AAA 5-diamond award-winner for 2012 & 2013.
This is rustic elegance on nature's edge - anchored on the jagged rocks overlooking Chesterman Beach against a backdrop of old-growth forest. Unparallelled service & 75 oceanfront rooms & suites with fireplace, balcony & soaker tub. Savour innovative Pacific NorthWest cuisine & 240 degree ocean views at The Pointe Restaurant & journey to serenity at Ancient Cedars Spa, Wildlife viewing, recreation & winter storm watching in the most comfortable of settings. A perfect home base for exploring the west coast of Vancouver Island and Tofino. Proud member of Relais & Châteaux since 1998.
Where luxury and technology meet sustainability. Hotel BLU is proud to offer our guests a memorable and unprecedented guest experience. From our world class location, thoughtful services and amenities and exclusive two story New York style loft units Hotel BLU promises to delight and enchant each and every guest.
We are proud to feature complimentary WiFi; Samsung HDTVs and Samsung Galaxy 3 Tablets; a unique interface allowing our guests to live stream audio and video content from their personal device to the in-room entertainment system; indoor pool, sauna, jetted tub and state of the art fitness centre; Nespresso machines and products; bathrobes; bath and body products by renowned Elemis.
Uniquely stylish & always fresh, Opus Hotel Vancouver redefines the boutique hotel experience, blending contemporary design with intuitive service. Located in Yaletown, Opus is steps from the inner harbour & Vancouver's best restaurants, spas & shops. The business & entertainment districts, Stanley Park & the cruise ship terminal are only minutes away.
Guest rooms feature five unique décor schemes ranging from modern minimalist to artful & eclectic, with comfort & style as unifying elements.
Named "Best in Business" (TripAdvisor 2012) & "Top 5 Trendiest Hotels in the World" (Conde Nast 2012), Opus is more than somewhere to stay, it is somewhere to be. With striking design, personality plus, & a fabulous location in the heart of hip Yaletown, Opus appeals to savvy travelers who like their lodgings with a little more flavour.
First opened in 1927 in the heart of downtown Vancouver, Hotel Georgia came to be known as one of the city's most elegant retreats. The Georgian Revival structure welcomed a who's who of the entertainment world to British Columbia, including Elvis Presley, Nat "King" Cole, Katharine Hepburn & British royalty. The legendary boutique hotel, unveiled in July 2011 as Rosewood Hotel Georgia, now features 156 guest accommodations, Sense, A Rosewood Spa® & signature fine dining restaurant by renowned Chef David Hawksworth.
All 70 luxury villas come fully furnished with everything you need to simply arrive and enjoy yourself. Spectacular views abound from our collection of 1, 2 or 3 bdrm waterfront villas, tastefully designed with upscale living in mind.
Gourmet kitchens, living and dining room areas, large LCD TV's, comfortable leather couches and fireplaces balance the spectacular lakeviews available from all villas. Enjoy the rooftop infinity pool and private fitness area, while having access to all of the amenities at Delta Grand Okanagan Resort next door.
Excitement abounds in one of North America's most spectacular settings - the Okanagan Valley. Whether you choose to explore the surrounding Okanagan and Kelowna area or simply relax in the comfort of your luxury lakeside suite, the Cove is the perfect location. Each of our suites has been carefully thought out to capture the spirit of casual living and entertaining with such features as gourmet kitchens and spacious great rooms.
Indulge in cuisine at the Bonfire Restaurant and relax at The Spa at The Cove.
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text:
Black Crema Coffee Press by Bodum® 4 cup
A 4-cup coffee press made with 30% post-consumer plastic. More flavorful coffee, better for the planet.
- Features
- Technical Details
- How to Prepare
4-cup coffee press serves two to three people.
Temperature safe borosilicate glass carafe is encased in plastic frame for additional protection.
Plastic handle and base protect the user and any surface or tabletop from heat.
Patented safety lid helps to prevent liquids from splashing.
Dishwasher safe
- Dimensions: 5"W x6.3"H
- Capacity: 17 fl oz
- Manual press
- Color: black
- Construction: Glass, Plastic
To make the finest coffee, use 1 rounded tablespoon of coarse-ground coffee for each 4-fl oz cup of coffee, and follow these simple steps:
- Add fresh, coarsely ground coffee to the pot.
- Pour in well-temperated water (not boiling) and stir.
- Wait 3 – 4 minutes.
- Stop the brewing process by gently pressing down the plunger.
- Product Details
Beautifully simple yet highly functional, this 4-cup coffee press brews up exceptionally rich, flavorful coffee for one to two people.
It features a temperature-safe borosilicate glass carafe encased in 30% post-consumer protective plastic, which helps maintain proper temperature while the water infuses the coarse ground coffee and captures its flavor and essential oils. The stainless-steel filter system is easy to clean and requires no additional filters. Dishwasher safe.


text:
This is the MOST Confusing Road Sign
It doesn't need to make sense to be on the Internet though.
(Source: reddit.com)
The CollegeHumor Staff Blog is the official Tumblr of CollegeHumor.com's staff. Here you can find regular updates from some folks with way too much time on their hands, plus the best and newest pictures, original comedy, links, articles and videos from CollegeHumor.com.
Send us all the funny! Submit stuff to CH's Tumblr