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The median home value in Lockbourne, OH is $89,800.
This is
lower than
the county median home value of $119,100.
The national median home value is $170,100.
The average price of homes sold in Lockbourne, OH is $89,800.
Approximately 47.33% of Lockbourne homes are owned,
compared to 31.33% rented, while
21.33% are vacant.
Lockbourne real estate listings include condos, townhomes, and single family homes for sale.
Commercial properties are also available.
If you see a property you're interested in, contact a Lockbourne real estate agent to arrange a tour today!
Learn more about Lockbourne Real Estate.
143.24 +/- Acres of Land. Zoned PUD-4, great development land. Sanitary Sewer and City Water at the site
This is an 11 unit multi-family building with good income and 100% occupancy. One of the units is a 4 bed, two story apt. The complex is tucked back off the road on a park like, 4.67 acre lot. Laundry and storage in the building with an out building for extra storage. Zoned Commercial. Twenty five parking spaces on site. Each unit has electric baseboard heat. Private well and aeration system. Cap rate on this property is 9.9%
TRULY A RARE OPPORTUNITY TO OWN THE E&R GRILLE - IN THE SAME FAMILY FOR DECADES! LOCATED JUST MINUTES FROM SCIOTO DOWNS RACE TRACK & CASINO! PRICE INCLUDES 2,100 s/f BUILDING WITH PLENTY OF PARKING, KITCHEN, ALL FIXTURES, FURNISHINGS, EQUIPMENT & LIQUOR LICENSES. THIS IS A TURN-KEY OPERATION READY FOR A NEW OWNER - EXCELLENT CASH FLOW!
GREAT LOCATION NEAR SCIOTO DOWNS RACINO! PRICE INCLUDES 2,100 s/f BUILDING, ESTABLISHED BAR/TAVERN, D1/D2/D3/D3A LIQUOR LICENSE, FULLY EQUIPPED TURN-KEY OPERATION W/KITCHEN, SOLID FINANCIALS - READY FOR A NEW OWNER!
This wonder home is located on 5 acres just south of the city. Inside you will find a beautifully well maintained home with two living spaces and a room in the basement with a hot tub. The garage allows plenty of space for your cars, toys, and storage (24x80). The front half is heated. The car lift is negotiable. Well pump was installed within the last 2 years. The hot water tank within the last 4 years, The kitchen counter tops and water softener within the last 5 years. The windows within the last 6years and the driveway was paved about 7 years ago.
GROVE CITY CORPORATION - ACRES-BARN/WORKSHOP-ORCHARD! 1st FLR DELUXE OWNERSUITE/ BATH -3BR 2FullBA. Sparkling 1Story Ranch Perfectly Maintained & Up2Date - Formal Living+Dining, Center Isl Ktchn+Dinette, FamilyRm, 1st Flr Lndry- Updates:'13-New Carpet,Lots of Lights+Bath+Door Fixtures, Interior Paint; '07 Hague H20 Conditioning & Ro WaterSystem; Dreamy Bsmt. Beautiful Land-Orchard-Picnic Shelter-Oversized Barn/Workshop New Doors'13+ Electric.Wildlife Roam-Gardner's Delight! Conv-Shop/Bank/Eat. EZ2C
ATTENTION! ATTENTION! $20,000 price reduction on this Beautiful remodeled ranch home. This is a must see with upgrades galore, 3 bedrooms, 3 full baths, huge master bedroom with amazing master bath, large front and back porch/patio, all on a wooded country lot.
Beautiful 1-story log cabin located just a few miles south of downtown Columbus in Lockbourne, OH. Property has 6+ acres and slopes down to the Scioto River. Features a 2.5 car garage (with a wood burning stove) along with a 30' x 40' pole barn with a concrete floor. Plenty of updates including a new roof on the cabin and garage in '14. Other upgrades include: water softener, dishwasher and disposal in '13, hot water tank in '12, sump pump and new 220 amp electric service to the garage & barn in '14. The basement has a Be-Dry drainage system with a lifetime warranty.
Shadeville- 2 parcels (.936 acres) near Casino zoned commercial ready for development. Road frontage on Jackson, Canal and Cottage. Can be purchased with adjoining properties 67, 75, 83 Cottage St.
Real Living Anders & Associates
46 E. Main Street
West Jefferson, OH 43162
Email Us | Visit our Real Estate Website


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5/8" x 15/16'' Black Felxible Rub Rail Insert. 50ft.
Color: Black
Length: 50'
Height: 5/8"
Width: 5/16"
5/8" x 5/16" Black Flexible Vinyl Rub Rail Insert 50' - Taco
Color: Black
Length: 50'
Height: 5/8"
Width: 5/16"
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The Beautiful Blog
A spectacular run across the field of all things soccer.
Posts filtered on Tag
Going Mental at the Ref
Last week, while watching the Quakes play Seattle, suppressing the will to go mental at the ref was tough. It's the sporting way, to crack up at the decisions by the officials, to focus on the cops of the game with the same distaste one has for being pulled over by CHP on the Bay […] [Read More]


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NAPA Know How. More than 85 years ago, the National Automotive Parts Association (NAPA) was created to m... more
We are here to serve you!! Great food,service and a wonderfull new atmosphere to dine,we offer free 20ozb... more
Local Premium Listings
© 2014 Local Corporation - US Patent 7,231,405
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"Love this Thank You card. It matched the invitation for my son's high school grad Open House perfectly making it a complete package!"
"The paper was a heavy, good quality paper. The print was great too. It was easy to write your message with a pen. It did not smudge. It only required one stamp when mailing. The company delivered when promised, and kept me up to date with the status of my order as far as, receiving, printing, and delivering."
"I wanted a full-bleed photo card to use as a thank you note and this was great. Instead of my kid's name, I was able to personalize the second line with 9 words. Tiny Prints makes it so easy to make it your own."
"Picture quality was excellent and the design was really cute. I got a lot of compliments that it was a personalized thank you. Delivery came way before they said I would receive it, so that was also great."
"It was nice that the complimenting Graduation Thank You Card that matched the Graduation Announcement and the Return Address Labels. I liked that we were able to match this Card with the font to the same font and the color that was used on the graduation announcement. I liked that this announcement had the ability to hold two photos. This thank you card was a great accompaniment to the matching graduation announcement."


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IRC Section 7216 prohibits anyone who is involved in the preparation of tax returns from knowingly or recklessly disclosing or using the tax-related information provided other than in connection with the preparation of such returns. Anyone who violates this provision may be subject to a fine or even imprisonment. The regulations under Section 7216 provide an exemption from this law for tax return preparers who disclose taxpayer information to a third party for the purpose of having that third party process the return. Nevertheless, members should make third-party providers to which they have supplied protected client information aware of this requirement. Note there is no requirement in Section 7216 or its regulations for a member to inform the client that a third-party provider is being used. In addition, IRC Section 7525 provides a client with a privilege similar to an attorney-client privilege when they make certain tax-related disclosures to, among others, CPAs. Care needs to be taken to assure that a third-party provider does not do anything that adversely affects a client's rights under this provision.
IRC Section 7216
This site contains the full-text to Title 26-IRC Section 7216.
IRC Section 7525
This site contains the full-text to Title 26-IRC Section 7525.
IRC Section 6713
This site contains the full-text to Title 26-IRC Section 6713.
New Regs Govern Overseas Disclosure and Use of Taxpayer Information
On Jan. 1, 2009, new rules took effect governing how U.S. tax-return preparers can disclose taxpayer information to overseas return preparers. The rules protect taxpayers from having their return information used in a manner they did not authorize. Return preparers who break the rules can be subject to fines and imprisonment.
New Disclosure Rules and Procedures Effective January 2009: Are you ready?
IRC §7216, Disclosure or Use of Information by Preparers of Returns, provides a criminal penalty for certain information disclosure. While this rule has been part of the tax law since 1971, the IRS recently modified the regulations to improve the ability of taxpayers to protect their tax return information (TRI).
Revenue Procedure 2008-35
This revenue procedure applies to all tax return preparers, as defined in §301.7216-1(b)(2), who seek consent to disclose or use tax return information pursuant to §§301.7216-3 and 301.7216-3T with respect to taxpayers who file a return in the Form 1040 series, e.g., Form 1040, Form 1040NR, Form 1040A, or Form 1040EZ.
Internal Revenue Procedure 2005-60
This revenue procedure informs Authorized IRS e-file Providers of their obligations to the Internal Revenue Service (the Service), taxpayers, and other participants in the IRS e-file Program.


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Blue Book® Suggested Retail Value
Fuel Economy (city/hwy)
1999 Porsche 911 Carrera 4
By Ann Job of MSN Autos
It's one thing to have an awesome, high-speed sports car. It's another to look good driving it, feel comfortable at the wheel. Not to worry. Porsche's Stability Management system is on board with you in the 1999 Porsche 911 Carrera 4.
Was that really me driving?
Intrigued, I punched the gas pedal and started dodging orange cones set out on the pavement. A few seconds later, I had swished around them all, amazed at the stability and grip of this new Porsche. Second, third and fourth runs in the slalom confirmed this was no aberration. The car behaved impeccably. As I'd start to swing wide, there seemed to be a quick, sudden tire grip at just the right corner, helping to get me in the right direction.
What was that? I wondered. It was all PSM. No, not PMS; P-S-M. PSM is Porsche Stability Management system, and the 1999 4-wheel-drive 911 Carrera is the first Porsche to get it.
Much like stability systems on some luxury cars, PSM's computer constantly monitors the Carrera 4's motions, direction and what the driver is doing with the steering wheel and throttle. The system uses the anti-lock brakes, then engine timing and throttle, if necessary, to try to get the car back in line.
Yet, PSM works so subtly on the Carrera 4—and waits a bit to kick in—that drivers still can enjoy the thrills and exhilaration of a Porsche. That subtleness is the difference between Porsche's PSM and stability management systems on other cars, Porsche officials maintained.
Even while using the same supplier for PSM components as Mercedes-Benz and other manufacturers, Porsche made sure its stability system doesn't activate too early and rob drivers of their Porsche thrills. "We designed it so the car still can be driven like a Porsche," said Thomas Herold, project manager for the Carrera 4 at Porsche AG in Germany.
But the decision wasn't easy. "PSM was, for us, a real big step," Herold said. "There had been lots of discussion in the company if this was a system for a sports car." And the careful tuning of PSM took a long time, he said.
Still, in perhaps a compromise for diehard Porsche fans, there is a button on the dashboard of the 911 Carrera 4 that will turn PSM off. Then, you best prepare to work a lot harder to look like an expert driver. The difference in behavior was obvious when I hit the skid pad. With PSM turned off, I spun the test car nearly 360 degrees. With PSM on, I couldn't get it to repeat that spin no matter how hard I tried. In an autocross, it was the same thing. With PSM on, I swept through the course with a comfort and ease that was impossible, at least for a layperson like myself, all on my own.
Think safety
And, he said, a driver might feel a bit more relaxed while traveling with PSM on board, and that sense of calm could help a driver's reaction in an emergency situation. "You can react better because not all your muscles are cramped," Herold said.
Indeed, Bob Carlson, general manager of public relations at Porsche Cars North America Inc., noted that PSM, the Carrera 4's standard 4-wheel-drive system, and standard frontal and side airbags all help make this "the best handling and safest 911 ever built."
One important note, though: PSM won't defy the laws of physics, so you can't go driving irresponsibly and expect PSM to rescue you.
Other new features
And, for the first time, buyers of 4-wheel-drive Carreras can choose a 5-speed automatic transmission. It's Porsche's Tiptronic S system that lets drivers decide if they want to shift manually, without a clutch pedal, from gear to gear. The shift buttons are on the steering wheel. A 6-speed manual is also offered.
Powered by all four wheels
But if a rear wheel slips, up to 40 percent of the power can be transferred automatically to the front wheels, helping give this sports car better traction than most. Porsche uses a viscous clutch to control the power transfer from rear to front. In the 1999 Carrera 4, the viscous clutch is moved from the transmission and is now integrated into the front differential casing. Porsche noted this relocation improves the weight distribution of the car—an important attribute for a sports car.
Same updated styling
The two front seats feel roomier than in previous 911s', and the instrument gauges have a modern, Porsche Boxster-style arrangement. Glossy black buttons set off the sporty feel of this car, which is wrapped in Porsche's familiar, sleek, sports-car body.
But the inside is still small, and while there are two seat-like spots in the rear, they're really more like holding places for briefcases, bags and other stuff. Compared to the already cramped trunk of the 2-wheel-drive models, the C4's trunk also suffers a bit, losing about 1.5 cubic feet due to extra 4-wheel-drive mechanicals.
The Carrera 4 comes in two body styles—coupe and cabriolet. Thankfully, PSM is standard in both.
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Bellamy Wine Cabinet 4 4
Just As Advertised I ordered this cabinet to keep extra plates and serving pieces in our dining room. It is working out like I hoped. I rolled colorful placemats and stuck them in some of the holes intended for wine bottles. It is sturdy enough for our needs. The shelves weren't packaged separately inside the cabinet when shipped so one was nicked, however, I was able to cover the nick with some shoe polish. I haven't figured out what to do with the inner drawer yet. It's too small for extra napkins or placemats but it doesn't take too much away from the inside space either. March 11, 2014
just okay the product arrived in good shape . Very cheaply constructed, but fills the bill for my particular situation. Don't think the wine slots are big enough for certain wines. March 19, 2014
Dissapointing purchase I like the cabinet, size and style. Was very dissapointed in the finish. Very rough. Obviously rushed. March 19, 2014
Great looking This cabinet was perfect for an empty corner in our office. Good quality and it looks nice. March 12, 2014
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Is there assembly required for this item?
8 months ago
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Answer:Thank you for your interest in Grandin Road. The Bellamy Wine Cabinet will arrive assembled. One of the shelves inside the cabinet is adjustable, so you will have to place the shelf into the desired position.
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While treatment for childhood cancer has improved drastically over the past 38 years of our organization's existence, from less than 20% survival to about 75% overall five year cure rate,childhood cancer remains the number one disease killer of our nation's children.Children face aggressive treatments leaving a trail of devastation for their families.The impact of having a child diagnosed with cancer is deeply felt financially, socially, and emotionally by the entire family. The diagnosis of a child with cancer is often at a time when the family is young and has a limited income. Often, there are other small children to care for. Often, one parent has to stop working to care for their sick child. The needs are great, and since our inception in 1970, ACCO has become a recognized leader both nationally and internationally in the providing pediatric cancer family support.
We are seeking corporate partners who are interested in helping us raise awareness of the symbol for childhood cancer, the gold ribbon.
Our cause-marketing mission is simple:
We want to offer companies a way to engage employees and customers alike, and we are committed to helping corporate partners form individual plans that are completely unique and supportive of areas that are most important to them.
The childhood cancer community may be smaller than those of other types of cancer, but it is made of committed professionals, devoted parents, and grateful children. We are all fighting for hope, and we would love for you to be in our corner.
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This Kalashnikov AK47 Eco-Line Eelectronic rifle bears the legendary Kalashnikov name and defiantly earns it. Made with a full metal body with real wood on the stock and grip, you'll think you have the genuine article in your hands. This airsoft rifle has a high capacity magazine of 430 bb's and can operate in semiautomatic and full-automatic firing modes at a velocity of almost 200 fps. The adjustable read sight makes sure you never miss the mark and the included shoulder sling makes it easy to carry. The Kalashnikov AK47 ElectricAirsoft Gun is battery powered and comes with a rechargeable battery and charger.
Harry's Army Surplus: Serving Dearborn and Metropolitan Detroit with army navy surplus, uniform gear, boots, army surplus and work clothing since 1950.


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Introductory & Intermediate Statistics
Introductory Statistics
A Conceptual Approach Using R
This comprehensive and uniquely organized text is aimed at undergraduate and graduate level statistics courses in education, psychology, and other social sciences. A conceptual approach, built around common issues and problems rather than statistical techniques, allows students to understand the...
Published December 16th 2012 by Routledge
Principles of Research in Behavioral Science
Third Edition
Intended for beginning graduate or advanced undergraduate students, this book provides a comprehensive review of research methods used in psychology and related disciplines. It covers topics that are often omitted in other texts including correlational and qualitative research and integrative...
Published October 24th 2012 by Routledge
Applied Statistics for the Social and Health Sciences
Applied Statistics for the Social and Health Sciences provides graduate students in the social and health sciences with the basic skills that they need to estimate, interpret, present, and publish statistical models using contemporary standards. The book targets the social and health science...
Published May 8th 2012 by Routledge
Statistical Concepts
A Second Course, 4th Edition
Statistical Concepts consists of the last 9 chapters of An Introduction to Statistical Concepts, 3rd ed. Designed for the second course in statistics, it is one of the few texts that focuses just on intermediate statistics. The book highlights how statistics work and what they mean to better...
Published March 12th 2012 by Routledge
An Introduction to Statistical Concepts
Third Edition
This comprehensive, flexible text is used in both one- and two-semester courses to review introductory through intermediate statistics. Instructors select the topics that are most appropriate for their course. Its conceptual approach helps students more easily understand the concepts and interpret...
Published February 29th 2012 by Routledge
Understanding The New Statistics
Effect Sizes, Confidence Intervals, and Meta-Analysis
Series: Multivariate Applications Series
This is the first book to introduce the new statistics - effect sizes, confidence intervals, and meta-analysis - in an accessible way. It is chock full of practical examples and tips on how to analyze and report research results using these techniques. The book is invaluable to readers interested...
Published July 13th 2011 by Routledge
Statistics in Plain English, Third Edition
This inexpensive paperback provides a brief, simple overview of statistics to help readers gain a better understanding of how statistics work and how to interpret them correctly. Each chapter describes a different statistical technique, ranging from basic concepts like central tendency and...
Published May 25th 2010 by Routledge
Statistical Misconceptions
Brief and inexpensive, this engaging book helps readers identify and then discard 52 misconceptions about data and statistical summaries. The focus is on major concepts contained in typical undergraduate and graduate courses in statistics, research methods, or quantitative analysis. Fun interactive...
Published November 2nd 2008 by Routledge
Statistical and Methodological Myths and Urban Legends
Doctrine, Verity and Fable in Organizational and Social Sciences
This book provides an up-to-date review of commonly undertaken methodological and statistical practices that are sustained, in part, upon sound rationale and justification and, in part, upon unfounded lore. Some examples of these "methodological urban legends", as we refer to them in this book, are...
Published October 3rd 2008 by Routledge
Data Analysis
A Model Comparison Approach, Second Edition
This completely rewritten classic text features many new examples, insights and topics including mediational, categorical, and multilevel models. Substantially reorganized, this edition provides a briefer, more streamlined examination of data analysis. Noted for its model-comparison approach and...
Published August 28th 2008 by Routledge
Learning From Data
An Introduction To Statistical Reasoning, 3rd Edition
Learning from Data focuses on how to interpret psychological data and statistical results. The authors review the basics of statistical reasoning to helpstudents better understand relevant data that affecttheir everyday lives. Numerous examples based on current research and events are featured...
Published August 9th 2007 by Routledge
Intermediate Statistics
A Modern Approach, Third Edition
James Stevens' best-selling text, Intermediate Statistics, is written for those who use, rather than develop, statistical techniques. Dr. Stevens focuses on a conceptual understanding of the material rather than on proving the results. SAS and SPSS are an integral part of each chapter.&...
Published July 5th 2007 by Routledge
Statistics As Principled Argument
In this illuminating volume, Robert P. Abelson delves into the too-often dismissed problems of interpreting quantitative data and then presenting them in the context of a coherent story about one's research. Unlike too many books on statistics, this is a remarkably engaging read, filled with...
Published January 31st 1995 by Psychology Press


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Ice Cream Man Shadow Puppets by Isabelle's Art
At this time of year Santa and his elves are hard at work making toys for all the good girls and boys, but they're not the only ones. Artisans and craftspeople are also busy making handmade toys, many of which will delight kids even more than the mass manufactured options at your local toy store. If you're looking for a special present have a look at some of these stylish and Santa approved toys that will feel good to give for many reasons, including the fact that your purchase will help an independent craftsperson or business continue to do what they love.
DIY car kit by Fidoodle
This DIY car kit has everything you need to create a sturdy cardboard car that can be decorated any way you please. They also sell a creature kit that lets you make a tiny cardboard friend. This is the perfect gift for a kid with an artistic streak, and you can feel good knowing it's eco-friendly too.
Shusha Toys Wooden Circus Set via Handmade Charlotte
Building blocks are a staple in any toy box, but this circus set by Shusha toys is a unique take that is full of creative possibilities. I know a few grownups who would be happy to receive these as well.
Henry the Fox by Walnut Animal Society
Henry the Fox is just one member of the Walnut Animal Society; a charming posse of handmade animals that are the brainchildren of Lauren Bradshaw. Every animal is made by hand in the United States and is created with quality materials.
The Very Hungry Caterpillar Felt Food Set by Play with my Food
Literary themed toys are some of my favourites, and this play food set by etsy seller Play with my Food is a spot on rendition of the bellyache inducing treats found in the children's classic The Very Hungry Caterpillar by Eric Carle. You can use them to enhance storytime, or in the play kitchen.
Sensa-Dough by My Little Otter
Don't forget the stocking stuffers. Do you get nostalgic for the smell of play dough? Well here is some sculpting dough that smells even better. My Little Otter makes dough that is perfectly squishy in a range of scents, and this holiday-themed trio is perfect for tucking in a stocking (or for giving as gifts on their own.)
Made to Play by Joel Henriques
Joel Henriques is a dad who truly appreciates play. His blog Made by Joel features some of the beautiful and imaginative handmade toys that he has made for his son, and now he wants to show you how to make magical toys of your own. The directions in his book Made to Play are simple enough that parent and child can do them together. A perfect book to pull out on the next snow day.
Happy Friday Everyone!


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Weekly Flickr Contest
Interested in having your BF custom appear on our front page? What about a chance to win a $15.00 prize each time you do? Enter our weekly Flickr giveaway by visiting the BrickForge Group Pool then reading the contest guidelines. If you still have questions, discuss on our forum and be sure to check out the awesome entries at the bottom-right of our homepage.


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Property Development Group ("PDG") is Western Canada's preeminent shopping centre development company. Headquartered in Vancouver, British Columbia, PDG is currently developing in excess of 1.5 million square feet of premium retail and mixed-use projects. What sets PDG apart from its North American counterparts is its extensive Asian retail development experience in such diverse markets as India, … Learn More >
PDG will be developing a 341,154 square foot shopping centre in Fort McMurray, AB. This proposed centre will feature a combination of large format retailers (including a food store and a cinema), mid size box tenants, CRUs and PADs.
© Copyright 2014 Property Development Group


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Jimmy: Oh snap! Did you see that sorostitute?
Sam: Yah, there's definitely some talent around here.
Sam: Yah, there's definitely some talent around here.
by Vincent52 January 20, 2004
Talent – Ability to do something well, like musical performance or acting. A complete lack of talent has never been a barrier to success in these fields (see Hilary Duff or Kevin Federline, for instance). Conversely, having extraordinary talent in these fields is no guarantee of success. Superior marketing beats superior talent every time (see Madonna).
Since when did you need talent to become famous as an actor or musician?
by Eugene206 December 19, 2006
the thing that the likes of justin bieber, miley cyrus, and the jonas brothers don't have.
why do these stupid 7-14 year-old girls like retards with no talent selling themselves to the media so much?
by bieber is a girl February 01, 2010
when a girl is attractive, hot, fuckable, etc.
"Dude, this party blows. There is absolutely no talent here."
by sir mix-a-lot 2 January 01, 2009


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"Talk about kicking off a series with a sexy and steamy bang. This novella was incredible!" - Read Love Blog
Pre-order your copy now!
On sale March 25
Kindle (UK)
Kindle (AU)
Kindle (CA)
iBooks US
iBooks UK
All Romance eBooks
"Dear all things hot and holy…this story was scorching! I devoured it in one sitting and was so sad I read it that fast. I will definitely need to go back for a re-read. The heat between Ryan and Jamie is blazing and builds at a delicious and delectable pace." - Read Love Blog on Tame Me by J. Kenner
But after one night of bliss, Jamie bolts. And now it's up to Ryan to not only bring her back, but to convince her that she's running away from the best thing that ever happened to her–him.
"The passion, the romance, the humor, the angst, and a fantastic story line that kept me glued to the pages…
I am now Damienized, Damienessed. I am a Damien junkie." – Romantic Reading Escapes
The Stark Trilogy
Release Me
Random House
And the one man I couldn't resist.
Our attraction was unmistakable, almost beyond control, but as much as I ached to be his, I feared the pressures of his demands. Submitting to Damien meant I had to bare the darkest truth about my past-and risk breaking us apart.But Damien was haunted, too.
And as our passion came to obsess us both, his secrets threatened to destroy him-and us-forever.
Claim Me
For me, it is fiercely, blindingly, real.
Complete Me
Beautiful, strong, and commanding, Damien Stark fills a void in me that no other man can touch. His fierce cravings push me beyond the brink of bliss—and unleash a wild passion that utterly consumes us both.
Yet beneath his need for dominance, he carries the wounds of a painful past. Haunted by a legacy of dark secrets and broken trust, he seeks release in our shared ecstasy, the heat between us burning stronger each day.
Our attraction is undeniable, our obsession inevitable. Yet not even Damien can run from his ghosts, or shield us from the dangers yet to come.
|Take Me
I've long dreamed of my fairy tale wedding, but it wasn't until I met Damien Stark—who captured me with his kisses and undid me with his touch—that I began to believe it was my destiny.Though we both carry secrets and scars, our shared passion heals us, binding us together. We have surrendered to each other completely, and our mutual ecstasy is the brightest light in my life.But darkness still snakes through the cracks in our armor. Ghosts from our past have moved in, bringing fresh pain that cuts deep and threatens to destroy everything we hold dear.Damien is my anchor to this world, and I am his. But if we are going to keep each other, we have to fight the shadows of our pasts to move forward into our future.


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If you're not paying National Insurance contributions because, for example, you can't work due to illness or you're caring for someone, you may be able to get National Insurance credits. Credits can help maintain your National Insurance record and so protect your entitlement to the State Pension and certain other state benefits.
On this page:
There are two types of National Insurance credits:
If you get National Insurance credits they're added to any National Insurance contributions you've already paid for the tax year. Both count towards your State Pension, bereavement benefits or other state benefits (Class 1 credits only). National Insurance credits won't usually be awarded if you've already paid enough contributions in the tax year to qualify for these benefits.
There are different circumstances in which you may be able to get credits. These are:
To check the conditions for when you might be able to get credits and what type you could get see the section 'National Insurance credits in different situations' below.
There are special arrangements for people who worked or were detained without pay in Iraq during the Gulf Crisis. If you think you might be affected by this, write to HM Revenue & Customs (HMRC) at:
HM Revenue & Customs
National Insurance Contributions & Employer Office
Benton Park View
Newcastle upon Tyne
The type of National Insurance credits you'll get depends on your individual circumstances. You'll have to meet certain conditions to get the credits.
You can also get National Insurance credits for any weeks when you've been claiming benefits such as:
If you are caring for a sick or disabled person you can get National Insurance credits for any weeks when you've cared for them for 20 hours a week or more. The person you care for must be getting the Disability Living Allowance care component at the middle or highest rate, Attendance Allowance or Constant Attendance Allowance, or qualify for a Care Certificate. Find out more by following the links below.
Getting credits towards your State Pension (Opens new window)
Caring and your Pension (Opens new window)
New National Insurance credits for parents and carers replaced Home Responsibilities Protection from 6 April 2010.
If you reach State Pension age on or after 6 April 2010 and you had years of Home Responsibilities Protection before 6 April 2010, these years have converted into National Insurance credits, up to a maximum of 22 years. These will go towards your State Pension.
Find out about changes to the State Pension for parents and carers (Opens new window)
New National Insurance credits were introduced by the Government from the 2011-12 tax year.
If you are a grandparent or other family member aged 16 or over, but under State Pension age, and you provide care for a child (or children) aged under 12 usually because their parents (or main carers) are working, you may be able to get these National Insurance credits.
They count towards State Pension and certain Bereavement Benefits. You will have to claim the National Insurance credits - they will not be added automatically to your National Insurance contribution record.
You should not claim these National Insurance credits if you are:
The Specified Adult Childcare credits application form requires the personal details and signatures from both the applicant and the child's parent or main carer. The first part of the form requires the applicant details and the second part the child's parent's details.
Click on the link below to find out if you are eligible to claim for the National Insurance credits before applying.
Find out if you're eligible for the credits (PDF 55K)(Opens new window)
Make an application for Specified Adult Childcare credits
Other situations when you might be entitled to National Insurance credits
|Your circumstances - if you're:
|Type of credits you'll get
|Main conditions to meet
|Aged 16 to 18
|Class 3 credits
|If you were aged 16 to 18 before 6 April 2010, you were credited automatically with National Insurance credits. No new awards will be made from 6 April 2010.
|On a training course
|Class 1 credits
|You must be over 18 and on an approved, full-time (normally more than 20 hours per week) course that's expected to last less than one year. The course should not be part of your job and GCSE, 'A' level or equivalent courses don't count. Special rules apply if you are disabled.
|On jury service
|Class 1 credits
|You must have attended court and you must be either not working or employed but your earnings are too low for you to have to pay contributions. If you are self-employed whilst on jury service you can't get credits.
|Wrongly imprisoned
|Class 1 credits
|Your conviction must be quashed by the Court of Appeal.
|Off work and getting Statutory Sick Pay or Statutory Maternity Pay, Additional Statutory Paternity Pay or Statutory Adoption Pay
|Class 1 credits
|You must have received one of these types of payment and your earnings for the tax year are not enough to make the year a 'qualifying year' for State Benefit purposes.
|Getting Working Tax Credit or the disabled element of Working Tax Credit
|Class 3 credits (Working Tax Credit) or Class 1 credits (disabled element of Working Tax Credit)
|You must be getting Working Tax Credit or the disabled element of Working Tax Credit. If you are self-employed and getting Working Tax Credit or the disabled element of Working Tax Credit you must also have a Small Earnings Exception Certificate - follow the third link below.
|A man approaching age 65
|Class 1 credits
|You must be either not working, or not earning enough to make the year a 'qualifying year' for State Pension purposes. If you're self-employed, you must have a Small Earnings Exception Certificate - follow the third link below. You must live in the UK for at least 183 days in the tax year. From 6 April 2010, these credits are being phased out in line with the increase in women's State Pension age.
|Caring for a child
|Class 3 credits
|You must be aged 16 or over, below State Pension age and getting Child Benefit for a child under 12 or you must be an approved foster carer or kinship carer.
|A family member providing care for a child under 12
|Class 3 credits
|You are aged 16 or over and provided care for a child under 12, that you are related to and you lived in the UK for the period(s) of care.
|Accompanying a spouse or civil partner who is a member of Her Majesty's forces on an assignment outside the UK
|Class 1 credits
|You must be on an accompanied assignment outside the UK and either be married to or in a civil partnership with a member of Her Majesty's forces.
To find out more about the conditions you have to meet to qualify for these credits, call the National Insurance Enquiries for Individuals by following the first link below.
National Insurance Enquiries for Individuals Helpline
Tax and National Insurance for the employed
Class 2 National Insurance contributions
Understand the State Pension (Opens new window)
You can't normally get National Insurance credits in the following circumstances:
You won't normally need National Insurance credits when you are due to pay Class 1 or 2 contributions. You pay Class 1 contributions if you're an employee and Class 2 contributions if you're self-employed.
Married women, widows and reduced National Insurance
Find out more about Home Responsibilities Protection (Opens new window)
You'll get National Insurance credits automatically in some situations. If you don't, you'll need to apply for them.
You'll get National Insurance credits automatically:
You can find out more about qualifying for credits in the section above on National Insurance credits in different situations.
If you think you should get National Insurance credits because you are claiming benefits or are caring for a sick or disabled person find out what to do by following the link below.
Getting credits towards your State Pension (Opens new window)
If you're claiming credits for caring for a child you can apply using CF411A Application form for credits for parents and carers by following the link below. If you're an approved foster carer or kinship carer, you'll need to send a letter of confirmation with your application form. You can get a letter of confirmation from the local authority or fostering agency you are registered with.
If you think you should get any of the other National Insurance credits shown in the table but you don't get them automatically you'll need to apply to HMRC in writing after the end of the tax year.
Send your claim to:
HM Revenue & Customs
National Insurance Contributions & Employer Office
Benton Park View
Newcastle upon Tyne
If you are claiming credits because your spouse or civil partner is a member of Her Majesty's forces and you are accompanying them on an assignment outside the UK, you'll need to get your application signed and stamped by your Families or Welfare Officer.
MODCA1 - Application form for National Insurance Credits
You can check National Insurance credits have been recorded on your National Insurance record by:
Checking your National Insurance contributions record
National Insurance Enquiries for Individuals Helpline
Get contact details for your local Jobcentre Plus office (Opens new window)
If you're thinking about paying voluntary National Insurance contributions, don't overlook any automatic credits you might have already received.
You can find more information to help you make up your mind about paying voluntary contributions by following the link below.
Do you need to top up your National Insurance contributions?
How claiming Child Benefit can protect your State Pension
National Insurance and state benefits
If you think HMRC decision is wrong


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Published on May 12th, 2013 | by Christian Cawley
Name of the Doctor Trailer Breakdown!
Have you had the chance to go through the new Doctor Who Series 7 finale trailer to try and work out just what is going on in The Name of the Doctor?
If not, don't worry – we've done the hard work for you. have a look through the gallery below, and then, in the comments, let the speculation begin!
Keep a careful watch on these snaps as you'll notice one or two interesting things…
Note that comments might inadvertently contain spoilers, so if you don't want to know what happens before you see The Name of the Doctor, please choose a different article to read. Thanks!
17 Responses to Name of the Doctor Trailer Breakdown!
This wasn't attached with the episode I saw yesterday. Is this a standalone trailer?
So it is. This was the first story I read this morning here.
If Bessie is in the picture, then that's sent a fanboy shiver down my spine. I'm convinced that's Gallifrey as it looks the same from when it appeared in Tennants last story.
Dr Simeon (GI) is in the TARDIS and when the Doctor falls over he's in the TARDIS but it has plants all over it… Hope that helps
Grabs 11 to 13 are muchos exciting. Clara in what looks very 80s style garb, then 70s garb and some strange car obscuring our view…
Hmm, maybe time to stay off the net for a week. Speculation might lead to spoilers!
Bessie (and Clara) are seen at the same location as the 3rd Doctor is when being chased by the conical trap – before – he is transported to Galifrey. Proof: see the tree in the background in the clip with Clara. The tree the 3rd Doctor sees the approaching cone next to in the episode 'The Five Doctors' is exactly the same tree.
River Song is back!! I knew River and Clara are somehow related. Yey!
That big beam of light is inside the TARDIS. River song is Clara because RIP river song must link to the deaths of Clara somehow…. Might be false tho
BINGO! Clara is possible because she is like a female Doctor who – the orange stuff is her regenerating into her past selves!
of all the companions since 2005, Clara has to be the most conservatively dressed, common era (eg not Victorian era) girl they've ever had on the show. I keep thinking there has to be some significance to this, as though it would be inappropriate for The Doctor to experience her as he has Rose or Amy "The Legs" Pond. As though Clara is family.
What is that light in the last 2 shots, and is it just where River was standing in the previous shots?
It can't be Bessie. The back is all wrong, and the seats are missing. Compare the image to the scenes in "The 5 Doctors".
I say its Bessie as well as the production was able to recreate. The interior of the Tardis does look overgrown. Probably the Doctor has been "dead" or missing for a long time or the Tardis is in mourning. Clara jumps into the eye of harmony to save the Doctor and is split into various times and places, always near the Doctor. Will she survive? …….
Is that the beginnings of regeneration energy or vortex energy in Clara's eyes? So…either she's a female TimeLord (unlikely, as the Doctor would sense it) or…Bad Wolf?
Well, Bad Wolf would certainly have the power to project Clara to multiple locations in time and space. And to resurrect her each time she dies.
And is it just me, or is Clara dressed uncannily like Ace and then Sarah in pics 11-13? What is she doing…reliving past lives as companions?
So…Clara is Bad Wolf, and Bad Wolf is ALL the companions? Like a sort of companion archetype? Well, she does say she was created to save the Doctor…
Ok, that's probably way off target. But I still think Clara is linked to Rose/Bad Wolf in some way that I can't quite get a handle on. It would lead nicely into the anniversary special, and…well, take another look at the new opening title sequence, which is evidently meant to summarise Series 7b. I see a rose and a wolf at the lower right-hand corner at 4-5 seconds in. And neither have figured in the series…yet.
(Except, of course, for that Ultravox song 'Hungry like the Wolf', and the Rose & Crown, and the upside-down crate of Mateus Rose wine in the haunted house, and indeed a whole Rose-fest of not-so-subtle references in 'Hide' where some classic Rose moments are reprised by Clara. Surely too many hints in too small a space, Mr Moffat?)
Has anybody considered the possibility that Clara might be the Doctor's granddaughter?


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6 Degrees invites you to their 7th Anniversary Extravaganza, Bow Ties & Blue Skies, benefitting Make-A-Wish San Diego. Don't miss the event of the season on Friday, September 26th, featuring an evening with dueling pianos, DJ Derek Sage, casino games, drinks, and bites from some of San Diego's finest restaurants.
Your ticket includes two drink tastings and food samples from 12 restaurants including The Blind Burro, Southpaw Social Club, Nothing Bundt Cakes, FITzee Foods, Marina Kitchen, Candelas On The Bay, Behind the Scenes Catering & Events, Donut Bar, The Cravory, Florent Restaurant & Lounge, Sushi On A Roll, and Spice & Soul Catering.
Have fun while donating to a great cause by trying your luck at the casino tables, raffle, and silent auction, with proceeds benefitting Make-A-Wish San Diego.
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MINNEAPOLIS (AP) — Former Minneapolis Mayor R.T. Rybak left the hospital Tuesday, three days after he suffered a heart attack while cross-country skiing.
Former aide Andy Holmaas released a statement saying Rybak will recuperate for "the next couple of weeks" following his release from Abbott Northwestern Hospital. Rybak will then begin his new job as executive director of Generation Next, an organization focused on closing the achievement gap between white and minority students in Minneapolis and St. Paul schools.
Holmaas said that doctors have performed two angioplasties and inserted six stents since Rybak entered the hospital, the Star Tribune (http://strib.mn/1a5PuKt ) reported.
"The family is hoping others will learn from this experience making sure that everyone in their family is aware of their medical health history," Holmaas said in an emailed statement.
Rybak, 58, was hospitalized Saturday after experiencing shortness of breath and chest pains while skiing at Theodore Wirth Park in Golden Valley.
Rybak's wife, Megan O'Hara, said in a voice message Monday that Rybak will bypass participating in his usual skate-ski long race in the City of Lakes Loppet this year. But she said he hopes to participate in a luminary loppet ski tour Feb. 1, the night before the marquee 42-kilometer race.
Rybak, a Democrat, served as mayor for 12 years but did not seek re-election to a fourth term. Betsy Hodges recently was sworn in as the new mayor.
Information from: Star Tribune, http://www.startribune.com


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Ironies in The Lottery
Shirley Jackson is a prestigious writer in the twentieth century. Different from other female writers who are romantic and tender, and who tend to convince readers with soft words and mild tones, she writes stories which are often violent and bloody. She is willing to shock readers with impressive and unforgettable scenes, and she likes to use ironic pictures to insinuate her criticisms. The short story, "The Lottery" is a typical example of her use of irony. Previous researches on the story have mainly focused on people in the village who are bound by tradition or on the analysis of South America in the light of cultural study. This paper intends to analyze the story from the angle of the use of irony in the story, through which the author artfully punches on the indifferent people, capitalism, and religion.
Key words: Shirley Jackson; The lottery; Ironies and ironic figures
Full Text:PDF indexed/included/archived
Friedman, Lenemaja (1975). Shirley Jackson. Boston: Twayne Publishers.
Hyman, Stanley Edgar (Ed.). (1966). The Magic of Shirley Jackson (pp. viii). New York: Farrar, Straus and Giroux. Retrieved from http://en.wikipedia.org/wiki/The_Lottery
Jackson, Shirley (1995). Come Along with Me. London: Penguin Putnam Inc.
Ward, Kyla (1995). Shirley Jackson: House and Guardians. Tabula Rasa, (7). Retrieved from http://www.tabula-rasa.info/DarkAges/Shirley Jackson.html
XIAO, Minghan (Ed.). Selected Readings in American Literature.
DOI: http://dx.doi.org/10.3968%2Fj.sll.1923156320130601.1574
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Are You Ready For a Sizzling M-Commerce Player?
Himanshu is a member of The Motley Fool Blog Network -- entries represent the personal opinion of the blogger and are not formally edited.
Technology has made life unpredictable and dynamic. Every time you get used to some new technology, innovation takes place and makes the older technology obsolete. This changing technology has played a key role in the payment industry. Gone are the days when cash payments were made for each purchase. Hence, there was an emergence of electronic payment providers which made online shopping popular and easy.
However, industry players such as VeriFone Systems (NYSE: PAY), NCR Corporation (NYSE: NCR) and eBay (NASDAQ: EBAY) are not satisfied with this dynamic shift. They want more. This is paving way for the growth of mobile commerce, which will make payment even more interesting as it moves into the world of smart phones. It enables people to make payment through their phones or tablets by connecting a card reader that can swipe a customer's credit card.
Emerging Ideas
The idea was initiated by private industry player Square, which entered into a deal with Starbucks for mobile payment. Through this deal, customers at Starbucks' stores will be able to pay for their lattes through their mobile phones. This led VeriFone to launch a new mobile payment processing system for small and medium sized businesses, called SAIL.
Though VeriFone's new payment processing system is very similar to what Square has been offering, it will have some added advantages. It offers customer loyalty programs and uses social media to have a better foothold within a market. The application helps develop a long relationship with the customer by providing loyalty discounts to the regulars.
Even eBay launched a mobile payment system called PayPal Here, which is also aimed at small businesses. The new payment system is available in Home Depot's stores. It makes it very easy to pay at the stores by just calling out a pin code and the customer's mobile phone number to the cashier.
On the other hand, NCR Corporation has not been very active on this front. This lack of drive into mobile payment systems is probably the reason why NCR is lagging behind its competitors when it comes to revenue growth in the last 5 years.
PAY Revenue Annual YoY Growth data by YCharts
VeriFone Systems has had the highest appreciation (30%) in its revenue in the last 5 years, way above its industry peers. This is mainly because of its continuous efforts to outperform others. However, this has not been reflected in its stock price. Stock price performance of the mobile payment players in the last year is depicted in the chart below.
In spite of good revenue growth, the stock price of VeriFone has been falling, with a nearly 16% decline in the last year. Hence, this highlights the fact that the company's share price is undervalued and has room to rise going forward. Moreover, it has great future prospect, another strong indicator of its potential.
Deals Galore
Verifone has been in the process of rolling out its method of payment in taxicabs through smart phones, striking a deal with Columbia's Taxicab Commission to boost the product's exposure. The company has also entered into a partnership with National Australia Bank to provide credit card acceptance solutions for the bank's business customers. Hence, the merchant customers of National Australia Bank will be able to use smart phones or tablets to accept payment from their customers.
Also, VeriFone will be installing its mobile payment systems in the checkout lanes of the retailer Finish Line. The electronic payment provider will be installing mobile card acceptance systems by November, which will make customers' shopping experience even better.
The Final Verdict
VeriFone has a number of deals that will be beneficial to its future prospects, making it attractive going forward. With the emergence of mobile payments as a new way to pay, all of the industry players will have a chance to attract more customers. Among them, VeriFone has already been performing well and seems to be well positioned for a bright future, with a large number of customers lined up for its payment systems. Investors should take notice of this undervalued performer.
justhimanshu has no positions in the stocks mentioned above. The Motley Fool owns shares of VeriFone Holdings. Motley Fool newsletter services recommend eBay. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.If you have questions about this post or the Fool's blog network, click here for information.


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Police say a 9 mm gun was found outside UNC basketball player P.J. Hairston's vehicle when he was arrested for possession of marijuana and driving without a license.
Hairston was stopped Wednesday night at a license check on Holloway Street in Durham. Two passengers -- Miykael Faulcon and Carlos Sanford -- were also charged with possession of marijuana.
Police say a gun was on the ground outside Hairston's vehicle at the time of the arrest. It was not immediately clear to whom the gun belonged.
See the police report here
Hairston, a 6-foot-5 guard from Greensboro, led the Tar Heels in scoring last season, at 14.6 points per game as a sophomore.
InsideCarolina.com reported that Hairston met with Coach Roy Williams Thursday morning and will be disciplined internally. He is not expected to miss any practices or games.
Hairston started Carolina's final 13 games and was a key to the Tar Heels' late-season turnaround.
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Topic - Canon (G10) Repair
Solaris - on 24 Nov 2012
I need to send my G10 off for repair and have done a search on here but there doesn't seem to be anything that answers my questions. I'm sure the problem is electronic - probably a result of the camera's getting too damp and not being dried carefully. (This is my first digital: live and learn.)
The Canon website lists several firms that are authorised to carry out repairs (http://www.canon.co.uk/Support/Consumer_Products/services_locator/index.aspx), so I was wondering whether any Canon (G10) users have experience of any of them and could make a recommendation, please?
Alternatively, can anyone suggest any good quality, reliable independent repairers out there? Thanks.
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Total Toadz! (by Phoolish Games)
Hey everybody, Other Randy here again, to tell you about another cute little iPhone game I helped make!
I teamed up with a friend to create this fun little flicking, brain-bending game. It's all about high scores, and eating bugs, and quick math and pattern matching skills to get the highest score possible before you get overwhelmed.
Check it out for $.99 on the app store, and I hope you enjoy Total Toadz!
(Music provided by my excellent musician/comic artist pal Dylan McKeever: http://antarcticatakesit.tumblr.com/ )


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"Life isn't about finding yourself. Life is about creating yourself." George Bernard Shaw
When cancer happens to us it's common to feel completely out of control. We go from our "normal" lives to something we reluctantly call the "new normal." The problem is that it doesn't feel normal at all because we are changed suddenly and forever.
I got a glimpse into the emotional trauma caused by sudden, catastrophic change as a trial attorney. Almost every accident victim I spoke with was overwhelmed by it, "I was going along fine and, all of a sudden, my entire life changed completely in a split second." I didn't relate then, but years later when I heard "You have cancer," I completely got it.
In truth, we feel out of control as we rocket through the diagnostic and treatment phases of cancer because we have little control. This is the nature of the beast. For the first six and a half months of my cancer journey (from mammogram to mastectomy), I white knuckled every decision, test, doctor's appointment and surgery.
It was only after my mastectomy that things began to slow down enough for me to begin the clean-up work that follows every emotional hurricane. For me, healing required accepting change and working through issues such as body image, mortality, stress, loss, loneliness and anger. As I did so I discovered the creative power of reinventing myself.
Although I had no control over the many sudden, traumatic changes cancer dealt me, when it comes to reinventing me, I have a lot of input. I can find little ways every day to live with mindful awareness. I can practice yoga and let uplifted feet lead to an uplifted heart. I can make small, healthy changes in my diet. I can savor moments of gratitude and cherish every opportunity to give back.
The following are the six tools you need to find your creative power of reinvention:
1. Resilience: The reason we're all still here and upright is because we're resilient. Nurture your resilience on a daily basis. (Read "Six Truths I've Learned About Resilience.")
2. Grief: No one gets hit by a bus and reinvents herself the next day. Grieving is the process of coming to accept the "new normal." It's painful, but it's a vital step in reinventing yourself.
3. Gratitude: I firmly believe that gratitude is the single most important building block of reinvention. Without gratitude, there is no hope. With gratitude, anything is possible because we know how very blessed we truly already are.
4. Support: Speak up, tell your story, share! If you want to find support you have to communicate. The beauty of finding others who "get it" is the strength they give you to reinvent yourself.
5. Small Successes: Make small stabs at reinvention to achieve small successes. As you do, you get bolder and can stomach more risk. You can do it!
6. Carefully Chosen Words: Reinvention is self-inflicted change and change is scary. That's why, even when you're excited to reinvent yourself, you're also anxious. Instead of scaring yourself unnecessarily, why not change your words and thus your approach. If you break out in a sweat every time you say, "I'm going back to work," try saying, "I'm excited to find new opportunities to (fill in the blank.)"
Reinvention also takes time and, most importantly, permission. We can reinvent ourselves and take back control over the "new normal." We can take what we've learned from our struggles and use our creative power to reinvent ourselves. When we decide "WhereWeGoNow," our reinvented selves create inspired healing, wellness and live out loud joy!
Debbie Woodbury is the author and founder of WhereWeGoNow, an interactive community for cancer survivors creating inspired healing, wellness and live out loud joy. Debbie is a blogger at The Huffington Post, an inspirational speaker, a support volunteer with The Cancer Hope Network, a member of the Carol G. Simon Cancer Center Oncology Community Advisory Board, a patient educator with the Pathways Women's Cancer Teaching Project, a wife and mother, and a former very stressed out lawyer. You can also find Debbie on Twitter and Facebook.RELATED POSTS
Very insightful post, Debbie. Thank you for providing valuable advice for dealing with cancer. I wish this post existed when I was first diagnosed.
- Posted by Beth Gainer 5/7/13 12:47 AM
Hi Beth:
Thanks for joining me here at Cure! I wish I knew then what I know now too. We're all living and learning as best we can, day by day. Glad we're doing it together. Stay well.
- Posted by Debbie 5/7/13 8:12 AM
Great post, Debbie. I think reinvention is important after wading through cancer sludge. In a way, I feel, reinvention is about reconnection to ourselves - that sense of self which is so threatened by the experience. Your steps are big parts of reinventing and reconnecting. ~Catherine
- Posted by FacingCancer.ca 5/8/13 10:29 AM
Hi Catherine:
"Cancer sludge" Wow, that really says it all! It definitely takes reconnecting to ourselves to wade through it. For me, that required a conscious decision to creatively reinvent myself. Thanks so much for commenting on my post.
- Posted by Debbie 5/8/13 11:09 AM
Wonderful thoughts to strengthen and support.My wife passed away 1 year ago.This was her life for 3 1/2 years,it was important for her to talk about her life and fight. Gratitude and hope is part of her and became sincere compassion for other, she was saintlike. Your voice will help others in their new normal.
- Posted by Mithc Wellsteed 5/8/13 4:50 PM
Thank you so much for your kinds words. I wish I had known your wife, she sounds like an amazing woman. By sharing her story, you're also helping others and I'm sure your wife would be very proud of you and her legacy. Thank you again.
- Posted by Debbie 5/8/13 5:42 PM
Gratitude for what? I sure hope you don't mean for having had cancer... because in my personal opinion that is one of the bigger lines of crap fed cancer patients - that we somehow need to feel grateful. I am grateful there are treatments, however I will never be grateful my life was turned upside down by cancer.
- Posted by Liz 5/17/13 1:24 PM
Cancer patients are not the only ones who need to read this. I have cortico-basal syndrome and this fits me too. I need to reinvent myself. I am a shadow of my former self. Few people understand this.
- Posted by Lana Schelkun 5/20/13 8:29 AM
Although i think this is post and agree that all six tools have been part of what's gotten me from dx and through treatment to the other side, I also think we have to be very careful about being prescriptive about what people need.
As we all know, cancer can be vastly different for different people and so too, can their experiences and thus what tools they need to process it.
Thanks for sharing,
- Posted by Michael 5/21/13 3:14 AM
I appreciate this post. I had not thought of reinventing myself but when I stop and think I realize that I have. I am a more gentle person, no need to argue or feel that I have to be right like I used to. People have to live their lives as they see fit, right or wrong in our eyes. I have a cancer that there is no remission for. Perpetual chemo is what keeps me going and yes for that I am GRATEFUL. Yes my world has been altered but so have I and as far as I am concerned it is for the better. I have found renewed love with my husband of 34 years when we were on the verge of not being together. I have changed who I was to someone I now love. Never loved myself before. Thank you for this article
- Posted by mary 5/21/13 4:44 AM
Thank you all for your thoughtful comments. I can't speak for anyone else, but when I talk about gratitude I never mean to suggest that anyone feel grateful for a cancer diagnosis. Instead, I refer to the overwhelming gratitude I felt for the support of family, friends and medical professionals, because I could not have healed without it. Like Mary, I am referring also to the reinvention that has made my life richer. I also agree with Michael that no size fits all when it comes to doing cancer. I only hope my list inspires other survivors, like Lana, to move forward with their own reinvention. Like Liz, we've all had our lives turned upside down by cancer. As survivors of any traumatic illness, we're doing our best to get through each day and I'm grateful we can share our stories.
- Posted by Debbie 5/21/13 8:02 AM
Thanks Debbie for mentioning the grieving process. In coming to terms with my diagnosis of stage 4 breast cancer, I have not allowed myself to sufficiently grieve. Instead I forced myself to be overly calm,very practical, and overly concerned with my work related responsibilities. People commented on how "great" I seemed to be doing. What I haven't fully allowed myself to do, however, is grieve. As you mentioned, it is a process necessary for accepting the new normal and that it doesn't happen overnight. I don't think I could have identified the feeling if I didn't see it in your blog. You really hit the nail on the head and I actually feel better and more accepting of my inner sadness. It gives me permission to not have to be overly cheery and deny my inner turmoil and anxiety. I hope to re-build and re-invent myself as time goes on. As mentioned, I have been very cerebral about this whole thing, but have wondered why I couldn't calm down even after taking a few mild tranquilizers.
- Posted by Dianne 6/17/13 11:02 PM
Thank you so much for letting me know my post helped you recognize your grief. You sound like a strong woman who can handle your grief, on both a cerebral and emotional level. I'm a big believer in owning all of our cancer-related emotions, because that is how I found healing. I wrote more about sharing the "inner sadness," or what I call my "bad attitude" on my website here: http://www.wherewegonow.com/debbies-blog/do-you-sh...
Take good care and I support your right not to be cheery all the time! Keep recognizing and sharing your emotions and you will re-build and re-invent!
- Posted by Debbie 6/18/13 11:09 AM


text:
JohnxRose tag, you need to stop lying because that's mighty despicable.
Here's how you'll break up.
You won't understand that sometimes she needs to write some dark wizard slash, and she won't understand that you aren't trying to change her. It will turn into something much, much bigger than that; it will turn into how you're trying to achieve the perfect movie romance and they don't exist, John, and she's so jaded that she can never just appreciate anything people do for her, and everything will be just
(You thought that she liked all the cheesy little things you do that people only do in story books, and she has never been one to just come out and say what she means.)
Her eyes (so violet, that's something you only see once in a blue moon if you're very blessed) will say everything.
Here's how you'll start to fix it.
You'll stand outside and throw pebbles at her window and you'll know this is exactly the kind of behavior that got you into this situation in the first place but it's not exactly like her door is wide open.
She'll open her window and look at you like what could you possibly have to say. And the funny part is, you won't know. So you'll just tell her hi and could you please just talk.
And after a minute, the door will open.


text:
"My professors and coaches have influenced my life so much, helping me be a better person, and I want to give back to others as a teacher and a coach."
Steve's passion and experience for teaching history were cultivated both inside and outside the classroom. He credits the many opportunities and hours he spent with his professors just talking about history and learning how to develop his research and writing skills. His goal is to pass along his knowledge and passion to his future students.
"We have some of the brightest people in the country teaching right here. Professor Ann Keating is a leading historian in Chicago. And my other professors have published multiple times and have elite school backgrounds and chose to come here to give one-on-one time and mentoring. I've benefitted so much from them."
His education professors not only taught him skills he needed in the classroom but connected him with superior schools and teachers in the Naperville area for his practicum and student teaching experiences.


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The Board recognizes that
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The following considerations will guide each Board member in the performance of his or her official duties:
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Revised: July 21, 2009
Revised: October 20, 2009


text:
1996 National Household Survey on Drug Abuse: Preliminary Results
An important limitation of the NHSDA estimates of drug use prevalence is that they are only designed to describe the target population of the survey, the civilian noninstitutionalized population. Although this includes more than 98% of the total U.S. population, it does exclude some important and unique subpopulations who may have very different drug-using patterns. The survey excludes active military personnel, who have been shown to have significantly lower rates of illicit drug use. Persons living in institutional group quarters, such as prisons and residential drug treatment centers, are not covered in the NHSDA and have been shown in other surveys to have higher rates of illicit drug use. Also excluded are homeless persons not living in a shelter on the survey date, another population shown to have higher than average rates of illicit drug use. Appendix 3 describes other surveys that provide data for these populations.
The sampling error of an estimate is the error caused by the selection of a sample instead of conducting a census of the population. Sampling error is reduced by selecting a large sample and by using efficient sample design and estimation strategies such as stratification, optimal allocation, and ratio estimation.
With the use of probability sampling methods in the NHSDA, it is possible to develop estimates of sampling error from the survey data. These estimates have been calculated for all prevalence estimates presented in this report using a Taylor series linearization approach that takes into account the effects of the complex NHSDA design features. The sampling errors are used to identify unreliable estimates and to test for the statistical significance of differences between estimates.
Estimates considered to be unreliable due to unacceptably large sampling error are not shown in this report, and are noted by asterisks (*) in the tables in the appendix. The criterion used for suppressing estimates was based on the relative standard error (RSE), which is defined as the ratio of the standard error over the estimate. The log transformation of the proportion estimate (p) was used to calculate the RSE. Specifically, rates and corresponding estimated number of users were suppressed if:
RSE[-ln(p)] > 0.175 when p < .5
or RSE[-ln(1-p)] > 0.175 when p _ .5.
Estimates were also suppressed if they rounded to zero or 100 percent. This occurs if p < .0005 or if p _.9995. Statistical tests of significance have been computed for comparisons of estimates from 1995 with 1994. Results are shown in the appendix 5 tables. As indicated in the footnotes, significant differences are noted by "a" (significant at the .05 level of significance) and "b" (significant at the .01 level of significance). All changes described in this report as increases or decreases were tested and found to be significant at least at the .05 level, unless otherwise indicated.
Nonsampling errors such as nonresponse and reporting errors may affect the outcome of significance tests. Also, keep in mind that while a level of significance equal to .05 is used to determine statistical significance in these tables, large differences associated with slightly higher p-values (specifically those between .05 and .10) may be worth noting along with the p-values. Furthermore, statistically significant differences are not always meaningful, because the magnitude of difference may be small or because the significance may have occurred simply by chance. In a series of twenty independent tests, it is to be expected that one test will indicate significance merely by chance even if there is no real difference in the populations compared. In making more than one comparison among three or more percentages (comparing percentages within a table), there has been no attempt to adjust the level of significance to account for making simultaneous inferences (often referred to as multiple comparisons). Therefore, the probability of falsely rejecting the null hypothesis at least once in a family of k comparisons is higher than the significance level given for individual comparisons (in this report, either .01 or .05).
When making comparisons of estimates for different population subgroups from the same data year, the covariance term, which is usually small and positive, has typically been ignored. This results in somewhat conservative tests of hypotheses that will sometimes fail to establish statistical significance when in fact it exists.
Nonsampling errors occur from nonresponse, coding errors, computer processing errors, errors in the sampling frame, reporting errors, and other errors. Nonsampling errors are reduced through data editing, statistical adjustments for nonresponse, and close monitoring and periodic retraining of interviewers.
Although nonsampling errors can often be much larger than sampling errors, measurement of most nonsampling errors is difficult or impossible. However, some indication of the effects of some types of nonsampling errors can be obtained through proxy measures such as response rates and from other research studies.
Of the 56,912 eligible households sampled, 52,770 were successfully screenedfor a screening response rate of 92.7%. In these screened households, a total of 23,240 sample persons were selected, and completed interviews were obtained from 18,269 of these sample persons, for an interview response rate of 78.6%. 2,300 (9.9%) of sample persons were classified as refusals, 1,795 (7.7%) were not available or never at home, and 876 (3.8%) did not participate for various other reasons, such as physical or mental incompetence or language barrier. The response rate was highest among the 12-17 year old age group (82%). Response rates were also higher among Hispanics (81%) than among blacks (79%) and whites (77%).
Among survey participants, item response rates were above 98% for most questionnaire items. However, inconsistent responses for some items, including the drug use items, are common. Estimates of drug use from the NHSDA are based on the responses to multiple questions by respondents, so that the maximum amount of information is used in determining whether a respondent is classified as a drug user. Inconsistencies in responses are resolved through a logical editing process that involves some judgement on the part of survey analysts and is a potential source of nonsampling error. A typical occurrence is when a respondent reports their most recent use of a drug as more than a month ago, but in a later question they report having used in the past month. (This could occur because the interviewer may have developed greater rapport with the respondent in the latter stages of the interview, leading to more openness on the part of the respondent.) This respondent would be considered a past month user. For 1996, 23% of the estimate of past month marijuana use and 40% of the past month cocaine use estimate is based on such cases.
NHSDA estimates are based on self-reports of drug use, and their value depends on respondents' truthfulness and memory. Although many studies have generally established the validity of self-report data and the NHSDA procedures were designed to encourage honesty and recall, some degree of underreporting is assumed. No adjustment to NHSDA data is made to correct for this (Appendix 4 lists a number of references addressing the validity of self-reported drug use data). The methodology used in the NHSDA has been shown to produce more valid results than other self-report methods (e.g., by telephone) (Turner, Lessler, and Gfroerer 1992; Aquilino 1994). However, comparisons of NHSDA data with data from surveys conducted in classrooms suggest that underreporting of drug use by youths in their homes may be substantial (Gfroerer 1993; Gfroerer, Wright, and Kopstein, in press).
The incidence estimates discussed in section 9 of this report are based on retrospective reports of age at first drug use by survey respondents interviewed during 1994-96, and may be particularly subject to several biases.
Bias due to differential mortality occurs because some persons who were alive and exposed to the risk of first drug use in the historical periods shown in the tables died before the 1994, 1995, and 1996 NHSDAs were conducted. This bias is probably very small for estimates shown in this report. Incidence estimates are also affected by memory errors, including recall decay (tendency to forget events occurring long ago) and forward telescoping (tendency to report that an event occurred more recently than it actually did). These memory errors would both tend to result in estimates for earlier years (i.e., 1960s and 1970s) that are downwardly biased (because of recall decay) and estimates for later years that are upwardly biased (because of telescoping). There is also likely to be some underreporting bias due to social acceptability of drug use behaviors and respondents fear of disclosure. This is likely to have the greatest impact on recent estimates, which reflect more recent use and reporting by younger respondents. Finally, for drug use that is frequently initiated at age 10 or younger, estimates based on retrospective reports one year later underestimate total incidence because 11 year old children are not sampled by the NHSDA. Prior analyses showed that alcohol and cigarette (any use) incidence estimates could be significantly affected by this. Therefore, for these drugs no 1994 estimates were made, and 1993 estimates were based only on the 1995 NHSDA.
Overall, these biases are likely to have the greatest effect on the most recent estimates, i.e., 1993-95, primarily because they reflect recent drug use and because they are heavily based on the reports of adolescents. Thus, the estimates for recent years may be less reliable than estimates for earlier periods. Analyses of estimates based on single years of NHSDA data have been done to attempt to better understand the effects of these biases and to assess the reliability of estimates for recent years. So far, no clear evidence of significant bias has been found.
While the NHSDA collects data on the most severely affected drug users, the survey design is less suited to estimate these problems. The limitations that preclude more accurate estimates are primarily the sample size, coverage, and the use of a self-report. Because heavy drug use is relatively rare in the general population, the NHSDA captures a small number of these users, resulting in a relatively large sampling error. In addition to this instability resulting from the small sample, underestimation is believed to occur because many heavy drug users may not maintain stable addresses and, if located, may not be available for an interview. Finally, as with all NHSDA respondents, heavy drug users who participate in the survey may not always report their drug use accurately during the interview.
A new estimation procedure was designed at OAS to produce improved estimates of heavy drug use (Wright, Gfroerer and Epstein 1995). This procedureuses external counts of the number of people in treatment for drug problems (from the National Drug and Alcoholism Treatment Unit Survey) and the number of arrests for non-traffic offenses (from the F.B.I.'s Uniform Crime Reports) to adjust NHSDA data. This ratio estimation procedure provides a partial adjustment that accounts for undercoverage of hard-to-reach populations and also adjusts for underreporting of drug use by survey respondents. However, it does not reduce sampling error.
Applicants of this adjustment have resulted in 40-80 percent higher estimates of past month and past year heroin use and 20-40 percent higher estimates of frequent cocain use.
The NHSDA is an important source of data for policy makers, not only because it provides measures of substance abuse for a single year, but also because the series of surveys over the last several years provides a measure of change in substance abuse in the population over time. Beginning in 1994, the NHSDA began using an improved questionnaire and estimation procedure based on a series of studies and consultations with drug survey experts and data users. Because this new methodology produces estimates that are not directly comparable to previous estimates, the 1979-1993 NHSDA estimates presented in this report were adjusted to account for the new methodology that was begun in 1994.
Nearly all of the 1979-1993 substance use prevalence estimates presented in this report were adjusted using a simple ratio correction factor that was estimated at the total population level using data from the pooled 1993 and 1994 NHSDAs. The remaining substance use prevalence estimates were adjusted by formally modeling the effect of the new methodology, relative to the old methodology, using data from the 1994 NHSDA. The modeling procedure was used for the more prevalent substance use measures that changed significantly between the old- and new-version NHSDA questionnaires. The modeling procedure was particularly desirable for the more prevalent measures because the procedure was able to use a greater number of potentially significant explanatory variables in the adjustment compared to the simple ratio correction factor. Each of the procedures are discussed below.
Most of the 1979-1993 NHSDA estimates were adjusted using a ratio correction factor that measured the effect of the new methodology, relative to the old methodology, using data from the 1993 and 1994 NHSDAs. As explained in the Introduction in this report, the 1994 NHSDA was designed to generate two sets of estimates. The first set of estimates, which in previous reports was referred to as the 1994-A set of estimates, was based on the same questionnaire and editing method that was used in 1993 (and earlier). The second set of estimates, referred to as the 1994-B set, was based on the new NHSDA survey methodology. Since the 1994-A estimates were generated from a sample that was roughly one-fourth the size of the 1994-B, to increase the precision of the ratio correction factor, the 1994-A sample was pooled with the 1993 sample.
The 1979-1993 NHSDA estimates that were adjusted using the ratio correction factor included estimates of lifetime, past year and past month use of cocaine, crack, inhalants, hallucinogens (including PCP and LSD), heroin, any psychotherapeutic, stimulants, sedatives, tranquilizers, analgesics, any illicit drug other than marijuanaand smokeless tobacco as well as estimates of past year frequency of use of marijuana, cocaine and alcohol. This adjustment was computed at the total sample level and was equally applied to all corresponding estimates computed among subgroups of the total population. Consequently, for example, the same ratio adjustment was used to correct all estimates of past year cocaine use, regardless of the demographic subgroup under consideration. Mathematically, this ratio adjustment can be expressed as follows:
Suppose i denotes the sampled respondent, y_i denotes a 0/1 variable to indicate nonuse or use of some particular substance, and w_i denotes the sample weight. Then the ratio adjustment was computed as:
R ~=~ {sum from {i in S_{1994-B}} w_i~ y_i} over {sum from {i in S_{1993~ union ~1994-A}} w_i ~y_i} ~=~
{y bar_{1994-B}} over {y bar_{1993~ union ~1994-A}}
The latter equality is true because the sample weights in the pooled 1993 and 1994-A sample were adjusted slightly so that they would sum to the same demographic control totals as the 1994-B sample across the variables typically used in the NHSDA post stratification procedure.
A model based method of computing adjustments that would account for the changes in the NHSDA methodology was used for estimates of the use of the more prevalent drugs including lifetime, past year and past month use of alcohol, marijuana, cigarettes, any illicit drug as well as past month binge drinking and past month heavy drinking. It was also used for measures of perceived risk of harm, but only for items which had wording changes in 1994.
The model that was used is based on a constrained exponential model originally proposed by Deville & Särndal (1992). Similar to the ratio adjustment, this method of adjusting previous estimates models the combined effect of all measurement error differences between the new and old methodologies. This model offers the primary advantages of allowing (1) a greater number of potentially significant explanatory variables in the adjustment and (2) bounding the resulting adjustment between predetermined thresholds. This apriori bounding eliminates extreme adjustments that might otherwise occur, particularly for small subpopulations. Additionally, the model fitting procedure used to compute the adjustment forces the adjusted 1994-A estimates to equal the 1994-B estimates within the subpopulations represented by the dummy variables in the vector of model predictors. Mathematically, this model can be expressed as follows:
R_i~=~{L(U-1) ~+~ U(1-L) e^{-AX_i beta} } over
{(U-1) ~+~ (1-L) e^{-AX_i beta} } (1)
Where the ratio adjustment R I can be interpreted as:
R_i~={ FUNC {Probability~Of~Reporting~Use~With~The~New~Survey~Methodology}} over
{ FUNC {Probability~Of~Reporting~Use~With~The~Old~Survey~Methodology}}
In equation (1) the constant A is simply a scale factor set equal toleft[ U-L right]~ DIV ~left[ (1-L)(U-1) right], beta are the model coefficients, and X_i
is a vector of explanatory variables. The explanatory variables considered in the models consisted of the categorical indicator variables for age group and race/ethnicity. The parameters L and U are the predetermined constants that force the estimated R_i
to be
L ~<=~ R_i~ <=~ U ~~~~~~~~~ func {for ~\all~ i ~\and~\for~\any~\value~\of~X_i beta}
Notice that if the constant L is set equal to zero and U approaches _ , then the constant A approaches 1, and equation (1) reduces to the familiar, unconstrained exponential model:
R_i~=~{e^{-X_i beta} }.
The model parameter vector beta
in (1) was estimated by solving the generalized raking equations:
Sum from {i in S_{1994-A}} w_i ~R_i~X_i^T~y_i ~~=~~
Sum from {i in S_{1994-B}} w_i ~X_i^T~y_i
subject to the constraints.
Notice from the above raking equations that the estimated adjustment R_i
forces the 1994-A estimate to equal the 1994-B estimate for any subpopulation represented by an indicator variable in X_i
. Therefore, for example, if an appropriate indicator for the age group=12-17 year-olds was included in X_i
, then the model-based estimate of the R_is would produce an adjusted prevalence estimate using the 1994-A sample that exactly equaled the prevalence estimate generated from the 1994-B sample for the 12-17 year-old age group.
This page was last updated on February 05, 2009.


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