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Awesome, that is going into the bag of tricks.
Everything looks great ...
Those waves really are huge for such a small stream and such a small pond.
Mark Oliva
The Vintyri (TM) Project
Awesome, that is going into the bag of tricks.
I must agree with Mark with regards to the waves. I think perhaps they'd work being slightly more subtle too. Otherwise yes, the rest of the map looks great.
Looks neat
You might consider re-visiting the road to blend it in with the surrounding terrain. Right now, I think the edges are too smooth.
Plus, the paths fall short and end in curves when they come to the buildings.
But I think adding detail is one of your strengths, and that's why your maps are so interesting.
Keep up the great work
The best maps are the ones we like the most after looking at the longest.
Wow this looks really nice!!
I love your waterfall and the (is it a mill?) With the water wheel! So much detail!! You even put a fallen tree at the top of the river.
Your trees make me jealous.
What's that circle of stones in the top right? Half finished building? Old ruins? MAGIC POWER CIRCLE? lol. It's lovely.
Thanks Jalyha. For me the area in the upper right is old ruins, who knows what is beneath them, but they could be what ever you want them to be.
I was figuring it was ruins. I like this sort of map with all the little details... makes it fun to look at, and no symbols to confuse my brain. I don't know what that means from a map-making perspective, but I really like it.


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subset: commoncrawl


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Citation Crash Lawsuit Settled
A wrongful-death lawsuit in connection with the Feb. 16, 2005, crash of a Circuit City Citation 560 has resulted in a $3.5 million out-of-court settlement for the family of one of the passengers. The payment will be made by Circuit City and Martinair, the Richmond, Va.-based manager of the aircraft. The NTSB has not yet determined a cause for the accident, but ice is believed to have been a factor while the jet was on an ILS approach to Runway 26R at Pueblo Memorial Airport, Colo., in IMC. All eight people aboard the business jet were killed.
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Cramer Quick Take: Cisco Wins If Fiscal Cliff Is Resolved
Check out Jim Cramer's latest trading recommendations on "Action Alerts Plus".
NEW YORK ( TheStreet) -- What stocks should investors be buying when the fiscal cliff issues are resolved? Jim Cramer told Lindsey Bell at TheStreet.com Monday that he'd consider Cisco (CSCO) after the company made yet another smart acquisition in the cloud space and delivered great earnings.
Cramer said shares of Cisco should have been up more when the company reported earnings, but reactions were muted due to events in Washington.
When you look closely at Cisco's earnings, the company is simply taking share from rivals Hewlett-Packard (HPQ) and Juniper Networks (JNPR). When the fiscal cliff problems get solved, Cramer said, there should be more enterprise and government spending to go around.To sign up for Jim Cramer's free Booyah! newsletter, with all of his latest articles and videos, please click here. -- Written by Scott Rutt in Washington. To email Scott about this article, click here: Scott Rutt Follow Scott on Twitter @ScottRutt or get updates on Facebook, ScottRuttDC
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Kelowna News
Teens arrested in drug raids
RCMP 'significantly' affected the drug trade in Kelowna for at least a day following a wide-ranging drug sweep in the city last week.
According to police nine people were arrested during the take-downs on Wednesday, Jan. 23.
Cst. Kris Clark, says several different RCMP units conducted a series of investigations into drug trafficking in the Kelowna area.
"Using various evidence-gathering techniques police observed numerous suspected drug transactions," says Clark.
"Nine people were arrested and charged for varying offences under the Controlled Drugs and Substances Act. Police seized quantities of heroin, crack cocaine, powder cocaine, methamphetamine, steroids and prescription pills as well as cash and paraphernalia consistent with drug trafficking."
Clark says some of the arrests were made on the streets while others occurred in drug houses around the city.
Most alarming was the arrest of two teens, a 17-year-old boy and 15-year-old girl.
Both Kelowna teens have been charged with Possession for the Purpose of Trafficking.
The boy has also been charged with Trafficking and remains in custody awaiting a court appearance Feb. 5 while the girl is scheduled to appear in court tomorrow (Thursday).
"This is quite disturbing," says Clark who added appropriate agencies will get involved with the two teens.
Other arrested include:
- Madison Fine, 20, of Kelowna is charged with one count of Trafficking in Controlled Substance. She remains in custody and is scheduled to appear in Court on Feb. 5.
- Matthew Wiebe, 34, and Adam Pentony-Woolwoch, 24, of Kelowna are charged with Possession of a Controlled Substance. Wiebe is scheduled to appear in Court on Jan. 31 while Pentony-Woolwoch will appear on Mar. 7.
- Cameron Ford, 46 of Kelowna is charged with Trafficking and Possession of a Controlled Substance. He is scheduled to appear in Court on Feb. 5. A 45-year-old Kelowna man who was arrested with Ford was released without charges.
- Vikeshwar Singh, 27 of Kelowna is charged with Possession for the Purpose of Trafficking. Nathan Rae, 27, of Surrey is charged with Trafficking and Possession for the Purpose of Trafficking. Both are scheduled to appear in Court on Feb. 4.
"Kelowna RCMP Special Enforcement Teams continue to use intelligence-led, research-based techniques to reduce crime in Kelowna as part of their crime reduction strategy," adds Clark.
Read more Kelowna News
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Hello and welcome to my first Blog on the Tantra site!
After complaining about my overindulgence to my students, I found that we all agree on one thing, it's not the Christmas dinner that's the problem, it's everything surrounding it! Baking, candies, nuts, carbs, carbs and more carbs.. For me this doesn't just happen on Christmas day, it happens about two months leading up to it. So needless to say, I have gained a few unwanted pounds, and I have a feeling that I may not be alone. Now comes the process of taking it off and getting ready for spring. I like to think that winter is just my "off" season:) If you are what you eat, I am a giant butter tart right now.
I can lose weight quite quickly and know how my body responds. In my case it's simply a matter of eating less. Typically when I am helping anyone to lose weight, I get them to write everything down so that they are accountable for what they put in their mouth. It's amazing the amount of people that I encounter that truly believe they eat well until they see it on paper. We tend to overeat so making a few rules to follow may be helpful like not eating after a certain time of day and restricting yourself to water. Liquid calories can add a whopping 1000 extra calories to your day! Do you really need that caramel macchiato? If you really do need that coffee, brew it at home to save money and calories!
A common misconception is that if it's healthy it's ok to eat it, but just because it's healthy does not mean it's low in fat and calories. True there are good fats and bad fats but if you are counting calories and trying to lose weight, most fats should be avoided.
I found a great app that is amazing so far, it's called Lose It! You put in your current weight, your age and how much you want to lose per week…be realistic people, a pound a week is probably good. If you set your goals too high, you could be setting yourself up for failure. It then gives you a daily calorie budget. Each time you eat something you input it. For example, I ate 2 cups of Honey Nut Cheerios and a cup of skim milk for breakfast. It didn't have the Cheerios listed so it gave me an option to scan the barcode and voila, up it came with the calorie content listed. You just select the amount that you ate and it puts in the calories and lets you know what your calorie budget is for the rest of the day. If you do any exercise you also input that and it gives you the calorie burn…unfortunately it does not have pole dancing listed as an exercise:( You can select Pull ups and Dancing, lol… maybe Ciurcut Training, not sure, I will play with that a little more. Remember that you can't out train a lousy diet, so don't think you can pole dance all day and eat your face off, it just won't work. 80% of how you look is determined by your diet!
I find this app amazing as it really makes you aware of how all the little decisions you make will effect you. If you have to input it, guaranteed you will select a tablespoon of mustard on that sandwich rather than a tablespoon of mayo! It's been three days and I feel better already. It really is amazing at how little food you actually need compared to how much food we like to eat in a day. Please know that you may feel a little hungry at night as your body starts to lose weight, it will send signals to your brain to eat more as your body wants to maintain your current weight. You can get through this by drinking lots of water and daydreaming of what you will look like on your goal day!
Happy weight loss!
*Please consult your doctor before starting any diet or exercise program*


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Presbyterians opposed to ordaining gay clergy have split from Presbyterian Church (USA) to form a new denomination called the Evangelical Covenant Order of Presbyterians. One of the founding ministers, John Ortberg of Menlo Park, explained that "the problem is people are going to hell." It's unclear how many congregations will join the new splinter group, but they will be able to retain membership in both orders if they wish. In addition to the Presbyterian Church, the Episcopal Church, United Church of Christ, and the Evangelical Lutheran Church in America all ordain gay clergy.
New Splinter Presbyterian Group Opposes Gay Clergy
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Contracting Services Inc. is extremely proud to have established
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The waste generated by the facility is being converted into irrigation water that is being used to irrigate adjacent hay fields.


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Chuck Reeds public-employee pension initiative is a long way from making it to a statewide vote money being the biggest hurdle but labor unions have already started blasting the proposal.
The San Jose mayors measure would, among other things, change the California Constitution to explicitly allow state and local governments in a fiscal emergency to cut future retirement costs by lowering current employees benefits prospectively but leave accrued benefits untouched. Right now, court rulings appear to give government workers an ironclad right to the pension promised on their first day of work.
The unions say that Reeds proposal will speed government pensions down the same road to near-oblivion that private-sector pensions have traveled. Here are some ways theyll fight it:
Kill it in the crib. Attorney General Kamala Harris, a Democrat with strong union backing, assigns ballot measures titles and summaries. Last year she essentially killed efforts to put a different pension initiative on the 2012 ballot with summary statements that were either provably false or grossly misleading, the measures proponents said at the time.
That, in turn, waylaid raising the $2million or so for signature collection needed to put the proposal on the ballot. Unions would love Reeds measure to get the same treatment.
Remember the real audience. Only a handful of people have checkbooks big enough and political leanings strong enough to underwrite Reeds campaign. Convince them its a lost cause and the thing will never get off the ground. Pour money into social media and maybe a traveling campaign of real people to talk about how Reeds measure would affect them. Make potential backers think twice.
Hammer out-of-state money and Wall Street. Opponents want the guy with the big checkbook in Texas to be the face of the measure, said Dan Schnur of USCs Jesse M. Unruh Institute of Politics. He was referring to a Houston nonprofit with ties to a former Enron executive that last summer gave $200,000 to the mayors hometown chamber of commerce for pension reform research. Unions have blasted the donation. Wall Street tycoons who brought down the economy make good targets, too.
Talk up cops, firefighters and teachers. Make them the victims of Reeds proposal. Tax collectors, DMV employees and custodians? Theyd be affected too, but those jobs dont shine in voter polls.
Organize. During a radio interview last week, union spokesman Terry Brennand was asked about strategy to fight Reeds proposal. The SEIU lobbyist recalled how organized labor rallied with a boots-on-the-ground blitz last year to defeat a ballot measure that would have made it more difficult to collect union members money for political purposes. Look, Brennand said, for a repeat of that.
Call Jon Ortiz, Bee Capitol Bureau, (916)321-1043. Read his blog, The State Worker, at blogs.sacbee.com/the_state_worker/.


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What's the best time to post my question to AskMe?posted by carsonb at 9:10 PM on February 20, 2011
There is no good answer to this question. No matter when you post your question, you can expect about the same rate of answers and about the same amount of time it's visible on the front page of AskMe. Theoretically, in order to maximize front page exposure of your question, it would be best to ask it during the middle of the night EST on a weekday, but again that's a theory unsupported by evidence. Evidence submitted in previous inquiries supports the idea that there is no time better than the present to ask your question.


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Welcome to
The European Register on
Cushing's Syndrome
more ...
In 2006, a number of leading European endocrinologists teamed together to apply to the European Union (EU) call under the Public Health Program and succeeded in getting funding for 3 years (2007-2010), to set up a European Registry on Cushing's Syndrome (the acronym of which is ERCUSYN). Seven years after its start, the project is active and has recruited information from over 1000 patients. read more »
Last modification 03.09.2014
more ...
Find your center!
May 2015
Dublin, Ireland -
8th ERCUSYN-Meeting, 2015
Dublin, Ireland -
8th ERCUSYN-Meeting, 2015
This website arises from the project ERCUSYN which has received funding from the European Union in the frame work of the Public Health Programme


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Buffalo Campus
18 Agassiz Circle
Buffalo, NY 14214
(716) 880-2000
(800) 292-1582
Rochester Campus
1880 S. Winton Rd.
Rochester, NY 14618
(585) 272-0030
(866) 212-2235
The financial aid process can be overwhelming; let us help you change your mind about the challenges of financial aid. Medaille College has a variety of federal, state, and institutional financial aid programs to assist students in meeting their educational expenses. Our goal is to assist you in financing your education.
An applicant's eligibility for financial aid is determined by an evaluation of the information provided on the Free Application for Federal Student Aid (FAFSA), and the New York State Tuition Assistance Program (TAP) Application (NY residents only).
Most aid is awarded on the basis of "financial need." Financial need is the difference between the student's cost of education and the amount the family is expected to contribute to the student's education. The cost of education is determined by the Financial Aid Office and includes such things as tuition & fees, books & supplies, room & board, transportation expenses, and personal expenses. The amount of the family contribution is determined by a federal formula which evaluates the information (income, assets, family size, number in college, etc.) provided on the FAFSA.
Eligibility for the New York State grant program (TAP) is based on New York State net taxable income.
To be eligible for aid, you must be matriculated in a degree or certificate program, must be a United States citizen or permanent resident enrolled for at least six credits per semester to be eligible for Subsidized or Unsubsidized Stafford loans. For TAP, you must be enrolled full-time and be a New York State resident.
The instructors were knowledgeable and welcomed class discussions, with
respect for each student's contribution. I've learned how to be a more
effective leader. My capstone class gave insight on how to combine all
the education learned to operate a business. That's when I realized how
much I had sharpened my knowledge.


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Stories Tagged with "scholarship" from 2009
2014 - 4 stories
2013 - 5 stories
2012 - 4 stories
2011 - 5 stories
2010 - 5 stories
2009 - 13 stories
2008 - 9 stories
2007 - 10 stories
2005 - 3 stories
2004 - 3 stories
2003 - 4 stories
2013 - 5 stories
2012 - 4 stories
2011 - 5 stories
2010 - 5 stories
2009 - 13 stories
2008 - 9 stories
2007 - 10 stories
2005 - 3 stories
2004 - 3 stories
2003 - 4 stories
Savion Glover Wows Guests at NJIT's Annual "Celebration"
November 20, 2009
Tony Award-winning choreographer Savion Glover thrilled friends of NJIT at the university's recent annual black-tie benefit dinner, Celebration. >>
NJIT will hold its annual black-tie benefit dinner, Celebration, on Friday, Nov. 13, 2009, at Pleasantdale Chateau, West Orange. >>
Leean "Coco" Orama, a senior majoring in engineering technology and president of the NJIT Student Senate, was one of only four students nationwide selected to receive an all-expense-paid scholarship to the U.S. Green Building Council (USGBC) GreenBuild International Conference and Expo in Phoenix today through tomorrow. >>
Good to the Last Drop
November 04, 2009
Joel Bloom, vice president for academic and student services and dean, Albert Dorman Honors College, Charles R. Dees, Jr., vice president for university advancement, and Dick Sweeney '82, co-inventor of the Keurig single-cup coffee machine, recently participated in a coffee "cupping" session at Green Mountain Coffee Roasters in Waterbury, Vermont. Green Mountain and its partner Simatelex, in China, the manufacturer of the Keurig single-cup coffee maker, have endowed a $100,000 scholarship at NJIT. >>
NJIT will hold its annual black-tie benefit dinner, Celebration, on Friday, Nov. 13, 2009, at Pleasantdale Chateau, West Orange. Tony Award-winning dancer, choreographer and producer Savion Glover, who was born and raised in Newark, will provide the entertainment. >>
NJIT Honors Quaison Carter of Teaneck for Achievement
September 04, 2009
Quaison Carter, of Teaneck, a student in the School of Management received the Peter Small Memorial Scholarship at NJIT's University Convocation, an annual celebration held on Sept. 2, 2009. >>
A. Zachary Yamba To Be Keynote Speaker at Upcoming NJIT University Convocation: Teachers, Staff, Students To Be Honored
August 13, 2009
NJIT marks the start of the new school year on September 2, 2009 with University Convocation, an annual celebration and awards ceremony. The event, which recognizes the accomplishments of students, faculty and staff, will be held at 3 p.m., in the Jim Wise Theatre in Kupfrian Hall on the NJIT campus. A reception follows. >>
NJIT President Serves as Honorary Chairperson of Hispanic American Chamber of Commerce Foundation Dinner
May 29, 2009
NJIT President Robert A. Altenkirch served as the honorary chairperson of the Hispanic American Chamber of Commerce Foundation of Essex County Ninth Annual Scholarship and Awards Gala Dinner yesterday in the Campus Center Atrium. The Foundation recognizes business, governmental, corporate and individual efforts and accomplishments that positively impact Latino/Hispanic businesses and the Latino/Hispanic community in Essex County. Shown at left are Dr. Altenkirch, Dr. Niathan Allen of Summit Developers, and Robert P. Marasco, who received a Lifetime Achievement Award. >>
Two NJIT undergraduates will attend an elite 11-week paid summer internship program sponsored by the National Institute of Standards and Technology (NIST) in Gaithersburg, MD. Some 150 students from universities throughout the nation will participate in the prestigious program which involves a rigorous acceptance process. >>
Salman Naqvi, of Kearny, a junior studying electrical engineering at NJIT, was named a prestigious Goldwater Scholar earlier this week by the Barry M. Goldwater Scholarship and Excellence in Education Program. >>
Material Handling Society Gives NJIT $3000 Scholarship
March 25, 2009
The New Jersey Chapter of the Society of Material Handling gave NJIT last night $3,000 to fund students studying material handling or management. NJIT students who study this discipline are enrolled in the industrial engineering discipline offered by Newark College of Engineering. >>
This weekend NJIT will once again open its doors for College Goal Sunday, a day-long, free public financial aid workshop to help low-income high school seniors and their parents navigate the often confusing world of financial aid opportunities. First-generation students have benefitted from this event in the past. >>
Princeton Review Names NJIT One of Top Value Colleges in Nation
January 08, 2009
The Princeton Review today named NJIT among the nation's top 50 public undergraduate institutions for value. NJIT was included in the select listing because it has long been known for affordability nationally and in the region. The annual tuition this year for in-state students is under $10,500. >>


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Sony Ericsson W810i videos
Ratings :
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The W810i Walkman is equip with a digital music player, FM radio, music management software and accessories to make music listening pure pleasure. In addition, the 2-megapixel camera takes excellent photos.
Showing the Sony Ericsson W810i preview, review, unboxing, hands-on and TV Commercial video clips. We update the collection of video in our Sony Ericsson W810i video gallery section daily.


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With Spring Fever in the area, many are hitting the dirt, cleaning their closets and getting things ready for summer.
What are you doing to curb your Spring Fever????
In the wake of the horrifying shooting that took 20 lives of Sandy Hooks Elementary students in Connecticut, many have been spouting gun control, putting God back in schools and many other political and religious platforms.
Do you feel any of these are the answer?
Do you think it will get worse as the Mayan's predicted "End of the World" draws closer?
We want to know what YOU think!
With the elections over for yet another year, or 4, we want to know what you think.
Are you happy with the way things went (not only presidential but local and state as well)?
Sound off!!! Let us know what is on your mind!
With the excitement around the county appearing to be reduced to a simmer when the Deer Festival & Outdoor show is mentioned, we began to wonder.
Who would win in a fight??? The Deer Festival or the Annual Bigfoot Festival???
Which would you prefer to see in our paper? Or would you like both?
Let us know what you think!
Now that the heat of the election has died down, it is time to focus on the future and making Pushmataha County the best it can be!
Are you happy with the new Sheriff elect?


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Jessica Luther (via thefemcritique)
An angle to this that I've never considered … that it isn't enough to accept the word of underrepresented and discriminated women in science (and elsewhere, for that matter) … that we need studies to make it "official", that is perhaps the greatest example of the work that remains to be done.
Replace "women" with the underrepresented group of your choosing and this applies equally well.(via jtotheizzoe)
(via jtotheizzoe)


text:
Start learning with our library of video tutorials taught by experts. Get started
Bradley G Munkowitz, aka GMUNK, explains how he makes his op-art-inspired geometric prints by using 3D tools in entirely new ways.
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more from our members »


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Anaheim & Orange County: The Premier Sports Destination
Whether you are playing the game or watching from the sidelines, you'll find a variety of world-class, sports-related facilities and entertainment options.
Top Orange County Sporting Events in 2014
From half marathons and marathons to the US Open of Surfing, Orange County offers a wide variety of sporting events that you don't want to miss. Image courtesy of Visit Huntington Beach
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By mbrambil
via modeling-languages.com
Published: Nov 04 2010 / 09:40
Overview of the WebRatio toolsuite, as seen by its CEO. WebRatio is an Model-Driven development toolsuite for building business applications in a Web/SOA environment. The tool allows to capture requirements in abstract models and automatically generate a business application. The models are based on the BPMN standard and the WebML modelling language. The result is a standard Java Web application, with no proprietary runtime or components, that can be deployed on any Java application server. The development environment is open: generation rules and components can be extended and customized at will. WebRatio is developed within the Eclipse IDE.


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MS. IFILL: Osama bin Laden is dead, so what's next for Afghanistan and Pakistan? Newt Gingrich is running for president. What's next for 2012? We tackle it all tonight on "Washington Week."
PRESIDENT BARACK OBAMA: Osama bin Laden will never again threaten the United States of America.
MS. IFILL: But nearly two weeks later, the fallout from the death of public enemy number one continues, especially in Afghanistan and Pakistan.
RAZA GILANI [Pakistani Prime Minister]: Pakistan is not the birthplace of al Qaeda. We did not invite Osama bin Laden to Pakistan or even to Afghanistan.
MS. IFILL: As the U.S. braces for retaliation, we learn more about what bin Laden planned and what happens next in South Asian and the Middle East.
On the domestic campaign trail, more candidates join the Republican fray.
NEWT GINGRICH: I'm Newt Gingrich and I'm announcing my candidacy for president of the United States because I believe we can return America to hope and opportunity.
REPRESENTATIVE RON PAUL (R-TX): There is an old saying, "three's a charm."
MS. IFILL: And others edge toward the ring. How long can the Democratic president capitalize on the GOP's uncertainty? Covering the week, Nancy Youssef of McClatchy Newspapers, David Sanger of the "New York Times," Dan Balz of the "Washington Post," and John Dickerson of "Slate" Magazine and CBS News.
ANNOUNCER: Award-winning reporting and analysis, covering history as it happens, live from our nation's capital, this is "Washington Week" with Gwen Ifill produced in association with "National Journal."
(Station announcements.)
ANNOUNCER: Once again, live from Washington, moderator Gwen Ifill.
MS. IFILL: Good evening. Tonight, we talk fall out. Osama bin Laden's death solved one mystery but has opened a Pandora's Box of complications. At the top of that list: what happens with U.S. involvement in Pakistan and Afghanistan? The two allies present separate dilemmas, but each turns on how much money and how many troops will be devoted to the relationships with each nation.
Beginning with Afghanistan, Nancy, where do things stand tonight?
MS. YOUSSEF: Well, this week we heard a lot from Secretary of Defense Robert Gates and some of the commanders in Afghanistan. There're hopes that bin Laden's death would lead to reconciliation between the coalition in the Afghan government and some of the insurgent groups there.
The problem is so far that hasn't happened. And in fact, it seems that these groups are starting to think about what they should do if the United States leaves. And that certainly isn't reconciliation, but essentially wait the clock, as they watch the debate happen here about whether the United State should stay engaged in Afghanistan.
MS. IFILL: There's a fair amount of distrust going on, and the same thing in Pakistan, right?
MR. SANGER: It is, but made more complex by the fact that Pakistan has always been, long before the bin Laden killing, the hardest single regional problem in American foreign policy. And it's just gotten a whole lot worse because you have a country that is caught between its Islamic roots and this strange alliance with the United States. It was forced to make a decision after 9/11 to be with the U.S. instead of with the Taliban. It never really made that full conversion.
And now we're really back where we were on 9/11, where there is this deep suspicion, especially in the Congress of the U.S., that the Pakistanis really are fighting this on our side on Mondays, Wednesdays, and Fridays, and on the Taliban side on Tuesdays and Thursdays.
MS. IFILL: Today, 80 people were killed in a suicide bombing for which the Taliban took responsibility. Is there any connection really between what happened in Abbottabad and this?
MR. SANGER: Well, the Taliban said that they were doing this in response to the bin Laden killing, but let's remember, there were explosions like this, bombings like this against Pakistani troops, particularly in that area, long before anybody knew where bin Laden was or long before the United States knew where bin Laden was. And that's part of what's haunting this whole thing, which is the U.S. is sitting on this treasure trove of information from the bin Laden house and the Pakistanis don't know what's in it. So they don't know what the U.S. knows about who was that "support network," to use President Obama's phrase, that was keeping bin Laden alive and well a half a mile from what was basically the West Point of Pakistan.
MS. IFILL: And one more thing about Afghanistan, you guys can then jump in, but it seems also that part of the question for most Americans is whether this is a military enterprise that's driving our continued involvement there or is it a political enterprise, a nation-building enterprise.
MS. YOUSSEF: Well, here's what the U.S. military will say. And they'll say, we weren't in Afghanistan to go after bin Laden. And that's a shocking statement for a lot of people. We're there to make sure that Afghanistan is stable so that it doesn't become fertile ground for insurgent groups to hide and plot attacks against the United States. I've talked to troops who say we have a moral obligation to stay there. We've asked a lot of Afghans to work alongside us, to become troops trained by us, to become policemen trained by us. And therefore, we have to stay until the mission is complete.
And so you're starting to hear the United States military argue the case for staying in a war that many Americans see as done with the death of bin Laden. And the prospect of what the United States military is asking for is an expensive one.
MR. DICKERSON: And Nancy, what does that mean then for this review that's supposed to be underway? Does that mean the military is going to be on the other side of those in the administration who say, even before the bin Laden killing, we've got to be drawing down, moving out of Afghanistan, changing the shape of this commitment.
MS. YOUSSEF: Yes, we started to see that schism this week. The Wall Street Journal reported that the team behind General Petraeus is proposing 5,000 troops withdrawal now, another 5,000 at the end of the year, 10 percent of the 100,000 that are there. It seems that that's sort of the opening bid, if you will, that the United States military is putting forth in terms of what is an appropriate withdrawal.
It's interesting because when you ask the military what kind of withdrawal plan needs to start in July, they'll say the 30,000 surge troops. Ask the White House and they say, it's the total package, the total 100,000 troops. And so we're already starting to see that divide about how quickly the pace of drawdown needs to happen.
MR. BALZ: How much pressure do you think they are beginning to feel, either at the White House or at the Pentagon from growing evidence that there is war weariness that people in Congress, on the left and right, are both talking about pulling out? Why can't we just draw down significantly more than 10,000?
MS. IFILL: And if I can piggyback on that for you, David, when you – which is, there's a lot of questions being raised in Congress about what our involvement is with Pakistan, and especially when it comes to money.
MS. YOUSSEF: Well, the U.S. military answer is that we can't leave that vacuum there. We've seen historically what happens when there's a vacuum in Afghanistan. What if it becomes a proxy war between India and Pakistan? We've seen insurgent groups grow in that vacuum. And I think for a lot of soldiers, it's hard to think of investing that much in terms of time and treasure and not leaving some semblance of a stable state.
And so they would argue the war was never about bin Laden, which I think, again, is very shocking to people who always saw this as an effort to go capture bin laden. It's about regional stability. And those two views of the war are sort of butting up against each other.
MR. SANGER: Let me just add one thought to that, which is that at this point, the United States is such an overwhelming part of the tiny Afghan economy that if the U.S. pulled out in a big hurry, the whole place collapses and becomes all that much more vulnerable to the Taliban. For example, the U.S. and its allies are spending more on the training of Afghan troops just to replace the U.S. than the entire federal budget of Afghanistan, far more, which raises the question if the U.S. leaves, how do you keep doing that? And I can't imagine Congress wanting to spend that money long after the U.S. troops are gone. And –
MS. IFILL: Is Pakistan as dependant?
MR. SANGER: Well, Pakistan is not as dependant on the U.S. funding, but Pakistan's got a lot of leverage. First of all, almost all of the food, the medicine, the ammo that we send into Afghanistan goes through Pakistan. And the Pakistanis are paid for that. There is a sense that if the United States pulls completely out of Pakistan in economic terms, that the U.S. loses a window into Pakistan's arsenal of 100 nuclear weapons.
And one, while it's not discussed very publicly, the weapons are a lot what this is about. It's about the concern that al Qaeda could get at those weapons. It's about the concern that Pakistan's arsenal was growing so quickly at a time the U.S. is funding Pakistan so much. It's kind of like – when people say it's not about the money, it's usually about the money. In Pakistan, when people say it's not about the nuclear weapons, it's almost always about the nuclear weapons.
MS. YOUSSEF: David, given that, where is the discussion right now about U.S. aid going to Pakistan. I know there's a lot of outrage that United States spent $20 billion in Pakistan in aid since fiscal year 2002, and yet it doesn't seem that we've gotten our money back in terms of the investment and in return.
MR. SANGER: Well, some of that money, a lot of that money is military reimbursements. So it supposed to be reimbursements for counterterrorism activity. And literally, the Pakistanis would send a bill to the Pentagon, which somebody would have to go review for their activities in counterterrorism. Well, since they have been very reluctant to go into some of the areas that the U.S. has been most concerned about, a lot of people in Congress were asking "why are we paying this bill?" And yet –
MS. IFILL: Are serious people asking that?
MR. SANGER: Some very serious people are asking that. And – you know, John Kerry has raised the point while he has not advocated cutting it. He's raised the point that many of his colleagues have been questioning it. You've seen Senator Lugar, who's very close to President Obama, ask that question. These are not just people driving by.
MS. IFILL: You know, we have been obsessed – focused like a laser beam, as they used to say, on what's been happening in South Asia and what's been happening in Northern Africa and what's been happening in the Middle East, especially in the last several months. And this whole Arab Spring idea – I know you've just gotten back from having spent a lot of time in Libya, Nancy – is it stalled? We saw today that George Mitchell, the U.S. Middle East envoy is leaving after two years. Does it feel like we're stuck?
MS. YOUSSEF: Well, I think in Egypt and Tunisia what we saw is that the protesters got rid of the dictator, but not the dictatorship. And the truth is it takes a long time to do the kinds of reforms that they need to have a real revolution if you will in Egypt and Tunisia. So far, it's been a revolt and not a revolution. And my time in Egypt – it was astonishing how much things had changed and how difficult they were finding it to make real reforms. Most notably, they voted on a referendum on the constitution and instead of writing a new constitution, they made more amendments to the already overly amended constitution by Mubarak in the effort to keep his son in power.
I have to say, Libya offers the most promise because if Gaddafi goes, everything has to be done – start –
MS. IFILL: As of tonight, that's still a big if.
MS. YOUSSEF: That's right.
MR. SANGER: That is a big if and it's not a strategically vital place to the United States, but when you look back at January and February, I think there was a huge amount of enthusiasm that a tremendous amount was about to change. And that's not usually the way revolutions go. I ran into Henry Kissinger today, who was going to – the grand sage of American foreign policy – and he was making and he's made it many times in recent weeks that the people who start revolutions are rarely the people who finish them. And we've seen a lot of revolutions hijacked. Think of Iran in 1979. Revolutions that start with some promise and then some other force moves in.
And I think that's the biggest challenge that President Obama faces now. When he goes out to the G-8 meeting in a few weeks, in France, you're going to see a huge aid package to Egypt as an effort to try to guide that. If they lose Egypt, the rest is not in good shape.
MS. IFILL: Okay, thank you both. On the domestic front, things are heating up slowly but surely in the 2012 presidential campaign. To wit, two more candidates are in the Republican ring: Texas Congressman Ron Paul and former House Speaker Newt Gingrich. Plus, Mitt Romney began a separate campaign, defending himself against critics who say his Massachusetts health care plan was the blueprint for President Obama's.
MITT ROMNEY: A lot of pundits around the nation are saying that I should just stand up and say this whole thing was a mistake, but there's only one problem with that. It wouldn't be honest. I, in fact, did what I believed was right for the people of my state.
MS. IFILL: When you see Mitt Romney with the collar open and the gesturing and making the case that he was right on his health care plan, who is he pitching himself to?
MR. BALZ: Well, at this stage, they're all pitching themselves still to a relatively small circle of people. In his case, he's pitching himself in part to the conservative elite, which has been all over him over this issue. The Wall Street Journal wrote not one but two editorials denouncing Romney and what he did in Massachusetts. The editorial that ran the morning he was to give the speech was as tough and as harsh and as vehement an editorial as any of us can remember –
MS. IFILL: Yes.
MR. BALZ: – they wrote about anybody on the conservative side. So he's trying to convince people there. He's also trying to convince the activists in the early states and elsewhere that this is not going to be so debilitating that he can't win the nomination.
MS. IFILL: So does Newt Gingrich see an opening there, a weakness?
MR. BALZ: Well, they all see an opening. I mean, they all recognize that this is a weak field without a dominant frontrunner. We talk about Governor Romney as the nominal front runner, and yet everybody knows he has weaknesses. And so they all look at this field and say, why not me?
You look at somebody like Newt Gingrich, who obviously has both strengths and weaknesses and a lot of people say, well, he can never get through the process. He has a sense of himself and of history and the party that says to him, I can still do this.
MS. IFILL: So John, if you're at the White House or you're the political director in Chicago and you're looking at this and you're coming off a week of pretty good foreign policy news, are you chuckling to yourself, are you resting on your laurels saying the Republicans can't get their acts together?
MR. DICKERSON: Well, you're happy that the Republicans can't get their act together and in the case of Mitt Romney, the White House delights in applauding for Romney, a little knife in there. Some Democratic operatives were on Twitter and they were joking Romney because he had such a good explanation of the individual mandate, they should put him on cable for defense of the president's plan.
But what are they thinking about in Chicago and at the White House? They're thinking about the economy. And every day in the White House, they get a list of the clips that have gone in the regional papers. They care a great deal about what we think in the national media of course.
MS. IFILL: Not at all. (Laughter.)
MR. DICKERSON: They care a great deal about the regional papers and they don't just get the text. They get the front pages. And what they loved this Wednesday was in the Detroit Free Press the headline was "jobs near pre-crash levels." In the Columbus Dispatch, the headline was about GM adding 4,000 jobs.
Now, this is important because these are – the Midwest is a swing state area and jobs are necessary, but also they can make a turn here. They can say that the president's plan with GM, which was to get in there – and a lot of people said, just let the car companies die – he went in and tried to revive them and they tried to make this case. And the White House put out a release that said, "how tough love averted catastrophe and led to 4,200 new American jobs," about as subtle as an atom bomb. (Laughter.) But that's what they need to do is say what the president did affected the economy, led to jobs, reelect him. If they can sell that, then they'll be in good shape.
MR. SANGER: You know, all of the candidates that you've been discussing are familiar faces to us. Romney tried and didn't make it last time. Newt Gingrich evokes images of 1995. Ron Paul was joking himself that he – this is the third time around. Is the party going to come to some moment where it really has to make a old or new decision the way the Democrats did two and a half years ago, three years ago? And if so, what do the polls tell you is the way to go on that?
MR. BALZ: Well, every party wants a new face in a situation like this. Now, the fact that Romney's been around the track once I don't think is a significant problem because many times you learn from that in ways that make you a stronger candidate the second time around.
Newt Gingrich has a different problem because he comes with so much history and not all of it good. I mean, he's – he's been a force in the party for three decades, in part by just the force of intellect and ideas. He's been the ideas machine of the Republican Party. But he carries a lot of baggage both in his personal life, but in his professional life as well and the way he's conducted himself.
MS. IFILL: But there are people who are new to most people, to most voters, people who are considering running, aren't quite in it yet, like Jon Huntsman and Mitch Daniels who most Americans don't know.
MR. BALZ: And Tim Pawlenty, the former governor of Minnesota. I don't think that at this point people are making a conscious choice of old or new, I think the real question the people are asking is who would be the strongest person to run against an incumbent president in what could be a very opportune year or might not be, we don't know. That's the question.
And so the question is, will a fresher face do that more effectively? And I think that's the calling card for somebody like Jon Huntsman, who really is not at all known around the country. He was governor of Utah and then ambassador to China for President Obama. But he is somebody who is beginning a very active consideration and is likely to run. Tim Pawlenty has remained in single digits, which is not surprising, but he is beginning to attract more attention. So there are people – and of course, there's this great hue and cry, at least among some in the party, for Mitch Daniels, the governor of Indiana, to get into the race.
MR. DICKERSON: What gives them hope, of course, is that President Obama's numbers on the economy are still so low. We saw in the wake of the bin Laden killing that the president's approval ratings went up across the board. Even Congress' approval rating went up and Congress didn't have anything to do with the bin Laden killing. So the general feeling – the general good feeling should have gone outside of areas specifically related to bin Laden.
But in three polls the president's numbers on the economy, how people felt he was doing on the economy were at record lows. Now, to prove just how weird polling is, there was one in which his approval rating on the economy went up. But the majority of the polls showed him going down. And the problem for the president is that he's got – there're two elements to his problem. One is the things people care about – gas prices going up – there's not a lot he can do. CBS had a town hall this week in which one of the questions were said, what are you going to do about gas prices? And he gave a long answer and he talked about what caused it and all of that. And afterwards, the man said, well, he didn't give me an answer I wanted. So the White House can't address those immediate concerns.
Meanwhile, while it's not working on the things people want immediate short-term solutions on, it's over here working on the deficit and the debt, which it takes a long time to explain to people how that affects them. They mostly hear about the pain they're going to get. And when they hear about the pain, they don't have a clear sense of how all of that pain is going to lead them someday to a better day.
MS. YOUSSEF: John, given that, then, what are the options before the White House in terms of having a short-term impact on the economy? Are there realistic options?
MR. DICKERSON: There aren't a lot of options and it's a problem. Usually when a White House or a candidate has a problem, they go and hold an event. Well, you can't hold a gas prices event because all it does is highlight and hang a lamp on the fact that you can't really do anything about it. What happens in this case is – at this town hall, which the White House gladly participated in, the president has to show that he cares. The great death of a presidency is if you don't – if you aren't – if you don't show empathy with the voters and their concerns. The problem with this, though, is that there's a bit of an empathy trap because voters start to want things from you you can't deliver. And so the president was asked by a woman who had lost her job as a federal worker, what should I do? So suddenly the president is in the role as job counselor. And that's not a role – he doesn't have much he can offer in that case. And so it creates this – creates this tension. And he said – he was asked if her job would come back, and he said, well, I hope so. I asked the audience later if anybody thought the federal jobs were going to come back in this atmosphere of cutting. No one thought they would.
MS. IFILL: So doesn't that put the Republicans in a trap as well. People are expecting government to fix things, and yet they're certainly running for spending issues and they're running to say greater fiscal discipline. Isn't that put them in a different kind of trap?
MR. BALZ: Well, it can and I think the Democrats think that that – that they're already caught in that trap over the proposals from Paul Ryan, the House Budget Committee chairman, on fundamentally changing Medicare. But, you know, this is a big philosophical argument that's going on and we're seeing it in different forms. We're seeing it in the negotiations between the White House and Democrats in Congress and Republicans over, first, whether to shut the government down. They keep the government funded for the rest of the year, now raising the debt ceiling. And later, assuming they don't get everything solved in that set of negotiations, what you do about entitlements. So all of that is out there.
But I go back to a point that John made to double back on Romney and his problems on health care. And talking to a Romney advisor today, one of the things he said was, look, we think that this election, in the end, is still going to be about the economy, not about health care. And we are going to talk about economic issues. And Mitt Romney is best positioned in the party, we think, to be the person to make that argument against the president because of his private sector background.
MR. SANGER: Dan, you mentioned the debt limit. We're the only country, I think, that even has something like this, where you vote on a budget and then you vote on how much you can borrow. I don't know of anybody who thinks that the debt limit won't be raised sooner or later. The question is, at what price? And I'm wondering what you think the price is going to be.
MR. DICKERSON: Well, that is what they're figuring out. And what we have is what – we've seen this before, these moments where we have a huge crisis and both sides seem not like – they're not going to budge on either. The inside game is that Joe Biden is sitting down with leaders in both parties and they're doing the math. They're saying, what can we agree to cut here? The cuts have to be determined so that Republicans can get the votes to raise the debt limit. And there're plenty of Democrats, including the 23 Democratic senators who are up for election, who want a lot of spending reductions if this debt limit is going to be increased. So that's the inside game and they're just trying to get that math.
Meanwhile, the outside game is that John Boehner gave a speech this week and said the spending cuts have to equal the amount of the debt limit increase. Well, they're talking about a two-trillion-dollar debt limit increase. That's a whole lot of cuts. They don't have that many cuts. And trying to get those numbers to match up, that's the huge problem.
MS. IFILL: And the Republican candidates are happy to just watch this from the sidelines and let Washington sort it out for itself.
Okay, well, we'll be watching them sort it out as well. Thank you, everyone. We have to stop here for now, but I guarantee you the conversation will continue online on the "Washington Week" Webcast Extra, where we'll talk about the John Ensign investigation and immigration politics among other things that happened this week. You can find us at pbs.org. Keep track of daily developments on air and online on the PBS "NewsHour." And we'll pick up again from there next week on "Washington Week." Good night.
2012 Presidential election | Afghanistan | Barack Obama | Dan Balz | David Sanger | GOP | John Dickerson | Nancy Youssef | Osama bin Laden | Pakistan |


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Owned and Operated by Our Employees
There are multiple costs to employee ownership, but benefits include lower taxes and motivated workers
(page 1 of 2)
Photo: iStockPhoto.com
Don Morrison Can readily list the equipment and vehicles his Kapolei company purchased in recent years.
Morrison, CFO of Pacific AquaScapes Inc., says money was available for the acquisitions because of the company's Employee Stock Ownership Plan, which shields the company from federal and state income taxes. It allows the company to reinvest more of its profits.
"That makes the ESOP attractive," says Morrison, who says the purchases helped give the company a leg up on other designers and builders of water features for resorts and high-end homes.
Indeed, dozens of small businesses in Hawaii say their ESOPs and other forms of employee ownership help lower taxes and increase employee motivation. They acknowledge that set-up costs and paperwork can be a burden, but insist that, overall, employee ownership is a bonus for their operations.
Employees of pacific consulting services inc., a small
"It certainly provides superior motivation if you own a piece of the rock," says Rick Holasek, president and CEO of NovaSol, a high-technology and research company that began as an ESOP in 1998 and later converted to straight employee ownership.
"We had some real tough times in the beginning. People went to great lengths to prevent the company from failing."
No one knows exactly how many companies have ESOP or employee ownership in the state, but some people estimate there are 75 or more ESOPs, many of which are small businesses. That's a healthy number, given the size of the state, says Greg Hansen, an attorney at Case Lombardi and Pettit, who advises on ESOPs. (Among the handful of other Honolulu attorneys who provide similar expertise are Carlsmith Ball's John Khil and Harry Oda.)
Many of the local employee-owned companies are in the construction business – such as Allied Builders System and Shioi Construction – but others are in a variety of industries and include DTRIC Insurance, Jeans Warehouse, Chart Rehabilitation of Hawaii, Aqua Hotels & Resorts, Roberts Hawaii, Maui Divers and HPM Building Supply.
"Hawaii's percentage of ESOPs on a per-capita basis is really quite high," says Hansen, but he adds that such plans aren't for everyone.
He notes there are no legal rules limiting the size of ESOPs, just practical ones. There are costs for the attorneys who usually quarterback the process, independent appraisals and third-party administrators. There also can be consultants who draw up the plans.
Each deal is different, but, in general, an appraisal can cost $10,000 or more, while attorney's fees for set-up may range from $25,000 to $40,000.
The federal Employee Retirement Income Security Act, which governs ESOPs, also requires an annual appraisal that is part of the plan's continuing costs. Most companies hire an administrator to handle all of the paperwork – there are reports to be sent to each participant annually, vesting schedules to be maintained, tracking of tax laws and other chores that are best handled by someone who specializes in them. The appraisal and administration costs can easily run $20,000 or more a year.
Because of this, Hansen says, the smallest companies he sees usually have 15 to 25 employees and an ESOP transaction size of not less than $1 million, but preferably $2 million to $3 million.
Pacific Aquascapes' nonunion employees are owners of the
"Having said that, I've got one client in Alaska that is an engineering firm with five employees," he says.
The national ESOP Association says roughly half of ESOPs in America are set up as part of an exit strategy for owners looking to sell. About a quarter are initiated as an additional employee benefit and others seek them because they see employee ownership as an attractive model.
To a lesser extent, ESOPs are set up to finance expansion, spin off divisions or take a company private. In some instances, employees band together to buy an operation that otherwise would close.
"Basically, if you're a sole owner and you want to have a succession plan, this is the best plan to go with," says Wayne Wong, CFO of Geolabs Inc., Hawaii's largest independent geotechnical consulting firm.
Not every business owner can find a buyer and, even if successful, may face business broker fees that can run as high as 10 percent.
Other owners turn to ESOPs when they find their children are uninterested in running the business. Selling out via an IPO really isn't an option for most Hawaii companies.
Moreover, the owner may enjoy capital-gains tax benefits, depending on the size of the ESOP. If the sale is to an ESOP holding at least 30 percent of the company's shares after the transaction, the tax can be deferred if the proceeds are rolled over into a qualified investment.
If 100 percent of the stock is sold to an S corporation – a corporate structure under which companies pass income, losses, deductions and credit through to their shareholders – the company can escape paying federal and state income taxes.
Hansen last year set up an ESOP for an engineering company that saved it roughly $1.5 million a year in taxes. That compares to the $80,000 to $100,000 it cost to set up the plan. Moreover, the fees were less than if a big California firm had done the work.
"It's the old conundrum of living in Hawaii – it costs you more (to live here) and you get paid less," says Hansen.
There are also tax deductions for companies making annual contributions to an ESOP plan.
"I think we have an edge from that perspective," says Wong, who explains that Geolabs has plowed some of its tax savings back into the business, buying more sophisticated equipment that allows workers to become more productive.
Geolabs' ESOP was set up in 1991 and now covers the company's 63 employees. The workers must stay at the company six years before they're fully vested.
Pacific Aquascapes set up its ESOP in 2003 as the owner looked for an exit strategy and the employees pushed for a plan. The ESOP covers nonunion workers, since the firm's unionized employees already had a retirement plan.
"It just worked for both sides," says Pacific Aquascapes' Morrison. "There's a million ways of doing it. You just need a good attorney and a willing set of buyers and sellers."
The ESOP has paid off in a number of ways: Morrison says ESOP participants are more mindful of expenses and how to increase revenue. "There's no question in my mind," he says.
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Catherine sat alone by the parlor fire—sat there for more than an hour, lost in her meditations. She had an immense respect for her father, and she felt that to displease him would be a misdemeanor analogous to an act of profanity in a great temple: but her purpose had slowly ripened, and she believed that her prayers had purified it of its violence. The evening advanced, and the lamp burned dim without her noticing it; her eyes were fixed upon her terrible plan. She knew her father was in his study—that he had been there all the evening; from time to time she expected to hear him move. She thought he would perhaps come, as he sometimes came, into the parlor. At last the clock struck eleven, and the house was wrapped in silence; the servants had gone to bed. Catherine got up and went slowly to the door of the library, where she waited a moment, motionless. Then she knocked, and then she waited again. Her father had answered her, but she had not the courage to turn the latch. She heard him move within, and he came and opened the door for her.
"What is the matter?" asked the doctor. "You are standing there like a ghost."
She went into the room, but it was some time before she contrived to say what she had come to say. Her father, who was in his dressing gown and slippers, had been busy at his writing table, and after looking at her for some moments and waiting, he went and seated himself at his papers again. His back was turned to her—she began to hear the scratching of his pen. She remained near the door with her heart thumping, and she was very glad that his back was turned, for it seemed to her that she could more easily address herself to this portion of his person than to his face. At last she began, watching it while she spoke.
"You told me that if I should have anything more to say about Mr. Townsend you would be glad to listen to it."
"Exactly, my dear," said the doctor, not turning round, but stopping his pen.
Catherine wished it would go on, but she herself continued. "I thought I would tell you that I have not seen him again, but that I should like to do so."
"To bid him goodbye?" asked the doctor.
The girl hesitated a moment. "He is not going away."
The doctor wheeled slowly round in his chair, with a smile that seemed to accuse her of an epigram, but extremes meet, and Catherine had not intended one. "It is not to bid him goodbye, then?" her father said.
"No, Father, not that; at least, not forever. I have not seen him again, but I should like to see him," Catherine repeated.
The doctor slowly rubbed his under lip with the feather of his quill.
"Have you written to him?"
"Yes, four times."
"You have not dismissed him, then. Once would have done that."
"No," said Catherine; "I have asked him—asked him to wait."
Her father sat looking at her, and she was afraid he was going to break out into wrath; his eyes were so fine and cold.
"You are a dear, faithful child," he said at last. "Come here to your father." And he got up, holding out his hands toward her.
The words were a surprise, and they gave her an exquisite joy. She went to him, and he put his arm round her tenderly, soothingly, and then he kissed her. After this he said, "Do you wish to make me very happy?"
"I should like to—but I am afraid I can't," Catherine answered.
"You can if you will. It all depends on your will."
"Is it to give him up?" said Catherine.
"Yes, it is to give him up."
And he held her still, with the same tenderness, looking into her face and resting his eyes on her averted eyes. There was a long silence; she wished he would release her.
"You are happier than I, Father," she said, at last.


text:
Cramer's 6 Stocks in 60 Seconds: GOGO AGN CTAS BYI DECK HCA (Update 1)
Check out Jim Cramer's latest trading recommendations on "Action Alerts Plus".
(Updates from 10:44 a.m. ET with closing information.)
NEW YORK ( TheStreet) -- Here's what Jim Cramer had to say on CNBC's "Squawk on the Street" Tuesday.
JPMorgan said investors should buy Gogo (GOGO) but Cramer said that it's been a "horrible IPO" and that "it's still bad." GOGO fell 5% to $13.30.
Piper Jaffray said investors should avoid Allergan (AGN) because of its Restasis drug. Cramer called Allergan "a great American drug company" despite what the analyst says. AGN fell 2.4% to $90.14.Cintas (CTAS) issued slightly lower-than-expected guidance. "This is a core, bread and butter, uniform company" and it isn't hiring, Cramer said, which could be saying something about the state of the overall economy. CTAS was down 1.7% to $47.06. Bally Tech (BYI) will buy SHFL Entertainment (SHFL) for $1.3 billion. Cramer said it's a great deal and Bally Tech stock would go higher. BYO jumped nearly 7% to end the day at $65.13. Cramer did not have much to say about Deckers Outdoors (DECK), which reports Monday. DECK was up nearly 1% at $57.71. HCA Holdings (HCA) has only been "okay" of late, Cramer said. But with admissions trending higher, "if you buy this for next year it could be a home run." HCA closed at $38.86, up 4.4%. To sign up for Jim Cramer's free Booyah! newsletter, with all of his latest articles and videos, please click here. -- Written by Bret Kenwell in Petoskey, Mich. Follow @BretKenwell
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Manatee Glens closes residential program
Date: June 25, 2009
by: The Observer Staff
Budget cuts are forcing Manatee Glens to close its residential treatment program for teenagers with substance abuse and mental issues despite an increase in requests for service.
The Adolescent Recovery Center, which provides teenagers with therapy and counseling while attending classes, will close June 30, the organization's Chief Operating Officer Deborah Kostroun said.
The $1.1 million center, which housed up to 16 children, was paid through county, state and private funding. A 10% cut in funding from Manatee County amounted to a $53,000 loss for the program.
"That doesn't seem like a significant mount, but we were barely able to sustain it on a full budget," Kostroun said. "We just couldn't run it on any less money. Acknowledging that, we tried to figure out a way that we can serve these children and more children with a different level of care."
Kostroun said the money that would have gone to the facility now will go toward intensive outpatient services for the children who would have used the center. Under the new format, Manatee Glens will be able to serve about 80 children.
"The county has been very supportive and creative in helping us to serve the community," Kostroun said. "(The program) has been wonderful."
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24 Food Fight
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Cardinal Mooney alumni plan reunion
Did you go to Cardinal Mooney in 1964? Your former classmates are calling for you!
Looming event aids in cancer cause
Learning Express Toys partnered with the MaxLove Project Sept. 13 and Sept. 14 for a special MaxLove International Loom-A-Thon Against Cancer.
MTI hosts 9/11 blood drive
As the nation remembers the terrorist attacks of Sept. 11, 2001, Manatee Technical Institute will commemorate the tragedy with a blood drive from 8:30 a.m. to 2:30 p.m. Sept. 10 and Sept. 11, at its main campus, 6305 State Road 70 East, in front of Braden River High Schol.


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Want to pursue a growing career in health care? Check out these six booming options.
Do you want to go back to school to prepare for an in-demand career field? You might want to look into health care.
The U.S. Department of Labor's March, 2012 "Projections Overview" report says that the "health care and social assistance industry is projected to create about 28 percent of all new jobs created in the U.S. economy" from 2010 to 2020.
That's a projected 5.7 million new jobs - putting the health care industry at the forefront of job growth.
Think a career in the health care industry is right for you? Read on for six booming health care careers and the education requirements you'll need to prepare to pursue them.
Career #1 - Health Care Administrator 2010 to 2020 Job Growth Rate: 22 percent*Find Degree Programs
If you consider yourself a natural-born leader and want to apply your take-charge skills to a health care career, a gig as a health care administrator could be the perfect fit for you.
Health care administrators are often responsible for keeping the gears of a clinical center up and running. Typically, they work behind-the-scenes, keeping up-to-date on new laws and regulations, supervising assistant administrators, and handling the financial processes of a facility, reports the U.S. Department of Labor.
Job Growth Outlook: With baby boomers increasing in age, a demand for more doctors, procedures, and - ultimately facilities is imminent, says the Department of Labor. And as you can imagine, someone will be needed to oversee and organize the medical information and staff within these facilities. This is one reason that the Department foresees an increase of 68,000 jobs in this profession from 2010 to 2020.
Click to Find the Right Health Care Administration Program Now.
Education Options: A bachelor's degree in health administration is typical for pursuing a career as a health care administrator, although master's degrees in health services, long-term care administration, public health or administration, and business administration are also common, says the Department.
Career #2 - Medical Assistant 2010 to 2020 Job Growth Rate: 31 percent*Find Degree Programs
Looking for an administrative health care career that also allows you to interact regularly with patients? A career as a medical assistant could be a great option.
In fact, medical assistants work mainly on the administrative side of health care, performing office tasks for doctors and other health practitioners. But they're also responsible for taking down a patient's history, preparing lab tests, and scheduling appointments, according to the U.S. Department of Labor.
Job Growth Outlook: What's causing this career field to have a boom? The aging population, who will increase the demand for preventive medical care, says the Department of Labor. And because physicians will have more patients to see, they will reduce their workload and costs by hiring medical assistants, thus creating a projected 162,900 new jobs, according to the Department.
Next step: Click to Find the Right Medical Assisting Program Now.
Education Options: In most states, there are no formal education requirements for medical assistants, says the Department. Typically, they have a high school diploma or equivalent, although some employers may prefer candidates with formal education, such as a diploma, certificate, or associate's degree.
Career #3 - Medical Records and Health Information Technician 2010 to 2020 Job Growth Rate: 21 percent*Find Degree Programs
Do you think you're better suited working behind-the-scenes, rather than face-to-face with patients? Then consider a career as a medical records and health information tech.
They play an important role in keeping the office up and running. How so? By managing and organizing data on behalf of the facility they work in. This includes reviewing patient records, assessing patient outcomes and success, and providing patient confidentiality, according to the U.S. Department of Labor.
Job Growth Outlook: An aging population means more tests, treatments, and procedures, and as a result, more technicians will be needed to manage patient records, says the Department of Labor. For this reason, the Department projects 37,700 new medical records and health information technician jobs to be created from 2010 to 2020.
Next step: Click to Find the Right Health Information Technology Program Now.
Education Options: According to the Department, this career path typically requires a certificate in health information technology, though an associate's degree in the field is also accepted. You'll also want to keep in mind that many employers require applicants to have a professional certification.
Career #4 - Dental Assistant2010 to 2020 Job Growth Rate: 31 percent*Find Degree Programs
Are you into smiles? Perhaps you want to help the world do a little more of it? If so, a career in the growing field of dental assisting could be right for you.
Dental assistants act as the right-hand person for dentists. Just take a look at what their daily responsibilities often entail, per the U.S. Department of Labor: assisting doctors during procedures, educating patients on proper dental care, scheduling appointments, and working on billing and payment issues.
Job Growth Outlook: Thanks to research that links oral and general health, dental assistants are projected to be in demand - in correlation with the demand for preventative dental services - says the Department of Labor. That's one reason why they project 91,600 new positions to open up in this field between 2010 and 2020.
Next step: Click to Find the Right Dental Assisting Program Now.
Education Options: According to the Department, requirements for dental assistants vary from state to state. However, some states require dental assistants to graduate from an accredited program, which includes certificate and associate's degree programs, and pass a state exam, adds the Department.
Career #5 - Registered Nurse2010 to 2020 Job Growth Rate: 26 percent*Find Degree Programs
Do you want to pursue a hands-on health care career? Good news: A career as a registered nurse (RN) would likely allow you to interact with patients on a daily basis.
In fact, according to the U.S. Department of Labor, registered nurses typically provide and coordinate patient care, which could include jotting down a patient's medical history to running general health screenings and outreach programs.
Job Growth Outlook: Looking for more good news? The registered nursing career field tops the Department of Labor's "Occupations with the largest growth" chart, with a projected addition of 711,900 jobs from 2010 to 2020. This is due to many factors, including an increase in the number of older patients needing care, says the Department.
Next step: Click to Find the Right Nursing Program Now.
Education Options: According to the Department, registered nurses typically earn either a diploma from an approved nursing program or an associate's or bachelor's degree in nursing. From there, they must pass the National Council Licensure Examination (NCLEX-RN).
Career #6 - Pharmacy Technician 2010 to 2020 Job Growth Rate: 32 percent*Find Degree Programs
If you've ever picked up a prescription from a pharmacy, chances are a pharmacy technician counted your pills or rang you up at the register. Yes, these technicians are a pharmacist's little helpers.
Of course, a pharmacy tech's daily responsibilities are anything but little. Just consider this: Pharmacy technicians often help pharmacists by filling prescriptions, counting tablets, and mixing medications, reports the U.S. Department of Labor. They also might handle customer-facing responsibilities, like answering phone calls and accepting payment for prescriptions.
Job Growth Outlook: Thanks to advances in pharmaceutical research and an aging population that takes more medication, the Department of Labor says more prescription medications are being used. As a result, the Department projects 108,300 new pharmacy technician jobs to be created between 2010 and 2020.
Next step: Click to Find the Right Pharmacy Technician Program Now.
Education Options: According to the Department, a pharmacy technician usually requires at least a high school diploma or its equivalent. Some states may also require technicians to pass a licensing exam and complete a formal preparation program, which results in a certificate.
* All job growth rate information comes from the U.S. Department of Labor's Occupational Outlook Handbook, 2012-13 Edition.
Next Article: How to Prepare for a Career in a Booming Field »


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The market is all over the burned up wheat in Russia, says Jim Bower of Bower Trading. "But it may not yet have factored in the fact that Russia needs timely rains soon for next year's crop. It almost may not yet have considered the lateness of spring wheat in Canada. A frost in September would be a train wreck there—and that is a very inelastic market, so if supplies shrink prices will respond strongly."
Nonetheless, he is looking to price some wheat. One reason: "At $7.50 to $8, very little wheat is going to be fed globally. People will look for cheaper alternatives—like corn," he says. "But basis is terrible, in some cases close to $3 under futures. So I'm recommending selling on the board to capture the carry, storing and waiting for basis to improve."
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FULL-SIZE WASHER AND DRYER INCLUDED in your home. At Lincoln Park Apartments, our spacious two-bedroom floor plans give you the comfort and convenience you deserve in an apartment home. Every apartment home has a full-size washer/dryer, microwave, dishwasher and central air/heat. Outside is just as convenient! Take a dip in our refreshing pool and spa. Have an afternoon barbecue, do some shopping or enjoy the restaurants and entertainment nearby. Lincoln Park has so much to offer. Our resident services are incredible. If you haven't seen us lately, come see our changes!
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Dr. Michael Quantz
ProfessorAssociate Chair
Department of Musicwww.michaelquantz.com
DMA University of North Texas
MM University of North Texas
BM University of North Texas
CV/VITAE: Quantz Vitae
Applied Guitar
Guitar Ensembles
Guitar OrchestraMusic PedagogyMusic Appreciation
Dr. Michael Quantz is a nationally recognized and leading advocate for guitar education. He is the recipient of the University of Texas System Regents' Outstanding Teaching Award and the University of Texas at Brownsville and Texas Soutmost College President's Outstanding Teaching Award and he served as the Director of Education for the Guitar Foundation of America (GFA) for seven years. He has presented clinics for numerous school districts, the GFA and the Texas Music Educators Association Conference (the world's largest music teacher conference). He has many years of experience in performance adjudication, having judged the prestigious GFA International Artist Competition, the University of Texas at Dallas Classical Guitar Competition, the Beatty Competition (Washington, DC), and many University Interscholastic League contests. In addition, he was the creator and director of the GFA's International Youth Competition and Guitar Ensemble Showcase.
After receiving a Doctor of Musical Arts degree in guitar performance from the University of North Texas, he directed the Guitar Studies and Estudiantina programs at the Lopez Fine Arts Academy in Brownsville, Texas. Under his leadership, this program grew into one of the largest competitive high school guitar programs in the United States. During his tenure at Lopez, the College Board and the J. Paul Getty Trust selected him as the Site Coordinator for a multi-year project entitled: The Role of the Arts in the High School Curriculum.
Dr. Quantz has been a respected and sought after classical guitar teacher for decades. He has enjoyed notable success developing the guitar division at UTB into a dynamic, award-winning, and highly respected program that is recognized as one of the best in the United States. His students have distinguished themselves individually as top prize winners in the Eastfield Collegiate Competition, Houston's Classical Minds Festival, the UT Pan Am Competition, and also as top ten performers in the UT-Dallas Texas Solo Guitar Competition and the Corpus Christi Young Artists Competition in a group representing the world's top music conservatories. Under his direction the UTB Guitar Orchestra was twice featured on the internationally syndicated "Guitar Alive!" show on National Public Radio. He is also the creator/director of the Brownsville Annual Guitar Ensemble Festival and Competition which draws participants from all over the nation and is the second largest classical guitar event in the nation.
Lopez High School of Fine Arts, Brownsville ISD
UNT College of Music Teaching Fellow, Denton, Texas
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Fax: (956) 882-8247
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Electric Flat Panel Wall Mount Fireplace Heater
by Estate Design | Item #: 580582 |Model #: EF27D | (28) |
You can enjoy this beautiful flat panel electric fireplace either mounted on the wall or free standing.
The electric flat panel wall mount fireplace heater can also be used free standing using the included pedestal stand. The multi-colored LED backlights on the side of the unit are adjustable to different colors, or you can set it to rotate different colors over and over again. There are real and faux stones on the flame bed that illuminate from the realistic flame behind them. The thermostat can be adjusted from 60° F to 82° F by simply using the remote control that comes with the unit.
- Flat panel electric fireplace heater
- Multi-colored energy efficient LED flame effect and backlight never need replacing
- Wall mount or free-standing pedestal stand
- Thermostat controlled heater from 60° F - 82° F with digital read out
- Adjustable flame speed
- Comes with a remote control
- Real and faux stone flame bed create contemporary styling
- Glass stays cool to the touch
- Includes mounting bracket
Assembled Country
Assembled Size
4.33"L x 35.46"W x 16.14"H
Component Country
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Warranty Information1 year
There is no additional information available for this item.


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You can learn how to help control your asthma. One way is to learn about the things that make you have flare-ups. You can also learn how to know when a flare-up is on the way. The more you know, the easier it will be to control your asthma.
How do you feel before your asthma flares up? You may have trouble sleeping. Or you may feel tired and weak. These are early warning signs. They tell you a flare-up may be on the way. Ask your doctor what to do if this happens. You may need to take medicine. Daily controller medicine can help prevent flare-ups. Quick-relief (or rescue) medicine will help stop a flare-up that has started. Check your early warning signs below:
Coughing, especially at night
Breathing faster
Feeling tight in your chest
Feeling out of breath
Other symptoms: _____________________________
Some things make your asthma flare up. They are called asthma triggers. Try to stay away from them or control them. Here are some common asthma triggers. Check the triggers that make your asthma flare up:
Cold air
A cold/flu
Air pollution
Strong smells


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Found on - LINK
(Source: leilockheart, via stuckedwithyou)
(Source: strawberrytelle)
- Love each other.
- Don`t lie.
- Keep communication open.
- Stay sweet.
- When you get hurt, just forgive and forget.
- Never ever talk about break ups.
- Never say "It`s okay" even when it`s not.
- Forget about the word "pride".
- If you say sorry, mean it.
- Don`t compare your past on your present.
- Don`t talk about your stupid ex`s.
- Give and take process.
- Beware of his/her feelings.
- When you had a fight, don`t let a day pass.
- Don`t be the perfect one, be the right one.
Photo from here.
Relationships last long not because they`re destined to last long. Relationships last long because two brave people made a choice: to keep it, fight for it, and to work for it. Meanwhile, other relationships fail not because they`re destined to fail. They fail because one of the two or both made the choice: to set each other free.
Photo from here.
Respect a Lady.
Treat her like you would want a man to treat your sister, In other words, treat her as a person, not an object. Really treat her like a princess and always try and give her comments that make her feel good rather than put her down
Listen to her opinions or ideas. Appreciate her as she is and never underestimate her intelligence. Treat her as an equal. Call her in advance to make plans to go out and never assume that she doesn't have anything better already scheduled..
Listen to her and respond in a non-condescending manner. Be there for her if she's crying or upset by holding her. Compliment her… if you think she is beautiful say it! "beautiful" is so much more respectful than "hot". Love and learn to appreciate her for who she is, as well as her body type. Don't try and change her physically, just love her natural beauty.
Hold hands with her on the street…don't be ashamed to be romantic and when you meet up with your friends, introduce her. Don't ever cheat on her…talk things through.
Be a gentleman! Look out for her feelings, accept her values/morals, be interested in her life, ask her what's going on, be helpful, never put her down, if she's wrong don't go out of your way to prove her. Be nice and treat her like she is special. Don't push her to do things she is not ready for. Treat her with respect and pay attention to the small things.
Don't put her down, or make her feel uncomfortable when you are hanging out together with your friends or your parents, Stand up for her, if one of your friends puts her down, confront them and tell them that it is not okay.
(via shyieesolove)
(via theskullcandiii)
(via shyieesolove)


text:
MADISON, WI (WTAQ) - It will be almost another month before we know how Wisconsin's job situation is doing.
The normal monthly unemployment report was not issued this month, because the U.S. Bureau of Labor Statistics never produced the data, because of the federal government shutdown.
Normally, we'd get estimates by now of how many jobs were created in the Badger State in September, along with both the state and local jobless rates.
Officials say those reports are on the way -- but the first one won't be ready for release until November 21st.