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Savvy Senior
Use Medicaid to pay for nursing home
Jim Miller is responsible for this content, which is not edited by the Wilson County News or wilsoncountynews.com.
Jim Miller
September 12, 2012
1213 views
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Dear Savvy Senior,
What are the eligibility requirements to get Medicaid coverage for nursing home care?
Looking Ahead
Dear Looking,
The rules and requirements for Medicaid eligibility for nursing home care are somewhat complicated and will vary according to the state you live in. With that said, here's a general, simplified rundown of what it takes to qualify, along with some resources you can turn to for help.
Medicaid Rules
Medicaid, the federal and state joint program that covers health care for the poor, is also the largest single payer of America's nursing home bills for seniors who don't have the resources to pay for their own care.
Most people who enter nursing homes don't qualify for Medicaid at first, but pay for care either through long-term care insurance or out-of-pocket until they deplete their savings and become eligible for Medicaid.
To qualify for Medicaid, your income and assets will need to be under a certain level that's determined by your state. Most states require that a person have no more than about $2,000 in countable assets that includes cash, savings, investments, or other financial resources that can be turned into cash.
Assets that aren't counted for eligibility include your home if it's valued under $525,000 (this limit is higher -- up to $786,000 -- in some states), your personal possessions and household goods, one vehicle, prepaid funeral plans, and a small amount of life insurance.
But be aware that while your home is not considered a countable asset to determine your eligibility, if you can't return to your home, Medicaid can go after the proceeds of your house to help reimburse your nursing home costs, unless your spouse or other dependent relative lives there. (There are some other exceptions to this rule.)
After qualifying, all sources of your income such as Social Security and pension checks must be turned over to Medicaid to pay for your care, except for a small personal needs allowance -- usually between $30 and $90.
You also need to be aware that you can't give away your assets to qualify for Medicaid faster. Medicaid officials will look at your financial records going back five years to root out suspicious asset transfers. If they find one, your Medicaid coverage will be delayed a certain length of time, according to a formula that divides the transfer amount by the average monthly cost of nursing home care in your state.
So if, for example, you live in a state where the average monthly nursing home cost is $5,000 and you gave away cash or other assets worth $100,000, you would be ineligible for benefits for 20 months ($100,000 divided by $5,000 = 20).
Spousal Protection
Medicaid also has special rules for married couples when one spouse enters a nursing home and the other spouse remains at home. In these cases, the healthy spouse can keep one half of the couple's assets up to $113,640 (this amount varies by state), the family home, all the furniture and household goods, and one automobile. The healthy spouse is also entitled to keep a portion of the couple's monthly income -- between $1,838 and $2,841. Any income above that goes toward the cost of the nursing home recipient's care.
What about Medicare?
Medicare, the federal health insurance program for seniors 65 and older and some younger people with disabilities, does not pay for long-term care. It only helps pay up to 100 days of "rehabilitative" nursing home care, which must occur after a hospital stay.
Get Help
Again, Medicaid rules are complicated and vary by state, so contact the local Medicaid office (call 1-800-633-4227 for contact information) for eligibility details.
You can also get help from your State Health Insurance Assistance Program (SHIP), which provides free counseling on all Medicare and Medicaid issues. To find a local SHIP counselor, visit shiptalk.org, or call 1-800-677-1116.
Jim Miller is a contributor to the NBC "Today" show and author of The Savvy Senior book. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org.
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text:
Investors pushed U.S. stocks to new highs as investors piled into health-care stocks and Cyprus' government got an extra year's reprieve on its debts—though investors found plenty of reasons for caution on the horizon.
U.S. stock indexes climbed to record highs as investors piled into health-care stocks and Cyprus got an extra year's reprieve on its debts. Steven Russolillo reports.
The Dow Jones Industrial Average advanced 89.16 points, or 0.61%, to 14662.01. The Standard & Poor's 500-stock index rose 8.08 points, or 0.52%, to 1570.25, while the Nasdaq Composite climbed 15.69 points, or 0.48%, to 3254.86.
Despite the tendency of equities to swoon in spring, Schaeffer's technical strategist Ryan Detrick still sees a stock market that has "room to run."
Leading the gains were health-care stocks, already the best-performing sector of the year. UnitedHealth Group UNH -0.78% UnitedHealth Group Inc. U.S.: NYSE $84.22 -0.66 -0.78% Oct. 2, 2014 12:04 pm Volume (Delayed 15m) : 971,811 P/E Ratio 15.14 Market Cap $82.47 Billion Dividend Yield 1.79% Rev. per Employee $807,910 09/30/14 Corporate Watch: News Digest 09/30/14 UnitedHealth Group to Buy MedS... 09/15/14 UPDATE: SEC Filings Flunk The ... More quote details and news » topped the Dow gainers, rising after the announcement of new government rates indicated companies running Medicare Advantage plans will get significantly more money than originally expected.
The government move, which analysts said reflected a "best-case scenario" for health insurers following their lobbying effort in Washington, also pushed up shares of Humana, HUM -1.44% Humana Inc. U.S.: NYSE $126.15 -1.84 -1.44% Oct. 2, 2014 12:05 pm Volume (Delayed 15m) : 604,992 P/E Ratio 18.72 Market Cap $19.74 Billion Dividend Yield 0.89% Rev. per Employee $815,413 10/01/14 Corrections & Amplifications 09/16/14 Stocks to Watch: UPS, Dick's S... 09/16/14 Humana Unveils $2 Billion Shar... More quote details and news » Aetna AET -1.53% Aetna Inc. U.S.: NYSE $78.60 -1.22 -1.53% Oct. 2, 2014 12:05 pm Volume (Delayed 15m) : 929,943 P/E Ratio 13.57 Market Cap $28.30 Billion Dividend Yield 1.15% Rev. per Employee $1,126,180 09/16/14 Coca-Cola, Verizon, BofA Among... 08/15/14 CFO Moves: Tesero, WellCare, N... 08/12/14 NIST is Starting Point for Cyb... More quote details and news » and DaVita HealthCare Partners. DVA +0.43% DaVita HealthCare Partners Inc. U.S.: NYSE $73.10 +0.32 +0.43% Oct. 2, 2014 12:04 pm Volume (Delayed 15m) : 252,831 P/E Ratio 22.63 Market Cap $15.63 Billion Dividend Yield N/A Rev. per Employee $213,903 07/28/14 The Class of '94: Is Amazon Re... More quote details and news »
The U.S. gains came on the back of strong advances in European markets, which reopened Tuesday after a long holiday weekend. Investors cheered a move giving Cyprus an extra year, or until 2017, to meet its budget targets. Separately, a measure of euro zone manufacturing activity was better than expected.
The Stoxx Europe 600 rallied 1.3%, while Germany's DAX rose 1.9% and France's CAC-40 rallied 2%. Cyprus' CSE General Index, which opened for trading for the first time in two weeks, slumped 2.6%.
Despite Tuesday's gains, there were plenty of warning lights for skeptical investors to point to.
"The best sectors are the ones that aren't supposed to be doing well in a rally like this," said Jerry Webman, chief economist at OppenheimerFunds. "People are trying to invest and not be left behind by the rally, but they're also taking a very cautious approach."
Three of the most economically-sensitive sectors—materials, energy and industrial stocks—finished in the red. The Russell 2000 index of small-capitalization stocks also declined, while the Dow Jones Transportation Average—an index of 20 shipping, railroad and airline stocks that is considered a bellwether of economic activity—dropped 1.2%.
Meantime, Hewlett-Packard, HPQ -1.14% Hewlett-Packard Co. U.S.: NYSE $34.16 -0.40 -1.14% Oct. 2, 2014 12:05 pm Volume (Delayed 15m) : 3.86M P/E Ratio 12.65 Market Cap $64.48 Billion Dividend Yield 1.88% Rev. per Employee $354,132 10/01/14 HealthCare.gov Delays Web Host... 10/01/14 Relational Investors Plans to ... 09/30/14 At Work: Global Voices Are Abs... More quote details and news » the biggest Dow gainer this year, tumbled after Goldman Sachs GS +0.29% Goldman Sachs Group Inc. U.S.: NYSE $181.22 +0.52 +0.29% Oct. 2, 2014 12:05 pm Volume (Delayed 15m) : 1.20M P/E Ratio 11.15 Market Cap $79.61 Billion Dividend Yield 1.21% Rev. per Employee $1,109,820 10/02/14 Financial Briefing Book: News ... 10/01/14 Goldman-Led Group of Firms Buy... 10/01/14 M&A: Still Booming More quote details and news » downgraded the company.
In addition to the gains among health-care stocks, consumer-staples and telecommunications stocks outpaced the broader benchmark, a reminder to market watchers that the year's gains have been driven mostly by less economically sensitive stocks.
"When you also look at market leadership, the best performing groups being health care, consumer staples and utilities, it's a little bit suspect that the market is trying to move higher with these sectors leading. It's fairly uncommon and it's unsustainable," says Brian Rauscher, chief portfolio strategist for equity research at Robert W. Baird.
"The market is not really being driven by growth, and that's why the defensive areas have been outperforming," Mr. Rauscher said. "We're still in a world where we can wake up, and either Cyprus or the Italian election can rattle the financial markets."
Investors also may be limiting their enthusiasm ahead of a slate of closely watched economic indicators due later this week, including meetings of central banks in Europe and Japan and the monthly U.S. jobs report on Friday.
Asian markets were mostly lower, led by a second day of selling in Japan. After falling 2.1% on Monday, the Nikkei Stock Average shed another 1.1% Tuesday to a nearly one-month low, as yen strength during Asian trading hours weighed on exporters' shares. The yen has since erased its gains to trade slightly lower against the dollar.
Orders for U.S. manufactured goods increased 3% in February, in line with expectations.
Crude-oil futures overcame morning losses to edge up 0.1% to $97.19 a barrel, while gold futures eased 1.6% to $1,575.10 an ounce. Silver, meantime, fell 2.5% to its lowest level in eight months. The dollar rose against the euro and the yen, while demand for Treasurys slipped, edging the yield on the benchmark 10-year note up to 1.861%.
In major stock movers, Ford Motor F -0.62% Ford Motor Co. U.S.: NYSE $14.50 -0.09 -0.62% Oct. 2, 2014 12:05 pm Volume (Delayed 15m) : 17.00M P/E Ratio 8.68 Market Cap $56.59 Billion Dividend Yield 3.45% Rev. per Employee $808,282 10/02/14 Berkshire Enters Auto Retailin... 10/01/14 American Consumers Keep Auto I... 10/01/14 Fiat's Retro 500 Spawns a Smal... More quote details and news » and General Motors GM +0.86% General Motors Co. U.S.: NYSE $32.77 +0.28 +0.86% Oct. 2, 2014 12:05 pm Volume (Delayed 15m) : 9.99M P/E Ratio 12.62 Market Cap $52.14 Billion Dividend Yield 3.66% Rev. per Employee $714,726 10/02/14 Berkshire Enters Auto Retailin... 10/02/14 Asia's Car Makers Face Up to D... 10/01/14 American Consumers Keep Auto I... More quote details and news » rose after releasing monthly auto sales figures. Ford saw a 5.7% gain in new vehicle sales, with its Fusion and Escape models setting all-time monthly sales records, while GM's U.S. auto sales rose 6.4%.
BGC Partners BGCP +0.14% BGC Partners Inc. Cl A U.S.: Nasdaq $7.36 +0.01 +0.14% Oct. 2, 2014 12:05 pm Volume (Delayed 15m) : 224,319 P/E Ratio 35.25 Market Cap $1.60 Billion Dividend Yield 6.52% Rev. per Employee $264,091 09/15/14 GFI Opens Door to BGC Negotiat... 09/10/14 Evolving a Sept. 11 Charity 09/08/14 BGC Partners to Make Bid for R... More quote details and news » soared after the company agreed to sell its eSpeed platform to Nasdaq OMX Group NDAQ -0.48% NASDAQ OMX Group Inc. U.S.: Nasdaq $41.75 -0.20 -0.48% Oct. 2, 2014 12:05 pm Volume (Delayed 15m) : 378,133 P/E Ratio 15.29 Market Cap $7.08 Billion Dividend Yield 1.44% Rev. per Employee $1,024,370 10/01/14 Despite Crackdown, Turkey's St... 09/30/14 Nasdaq IPO Listings Up 8% in T... 09/29/14 Dave & Buster's Sets IPO Terms More quote details and news » in a cash-and-stock deal worth as much as $1.23 billion, as Nasdaq looks to gain entry into the electronic fixed-income trading business.
Write to Jonathan Cheng at email@example.com

subset: commoncrawl


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If You Bothered to Play "Human Rights Presidential Debate Bingo" Last Night, You Lost. Big Time.
If they do, they will both agree on them all.
Amnesty International released a human rights bingo card in advance of last night's presidential debate. There were no winners. (Sorry.)
For those of you who don't play debate drinking games, something to keep in mind for next time.
something tells me the VP debates will (fail to) touch on a lot of these same topics. keep that handle handy, and take a shot in honor of poor Jim Lehrer
Oh my god, this is amazing. Perfect. Just goes to show: not on their agenda.


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A big project to honor murdered Evansdale cousins Elizabeth Collins and Lyric Cook is now in the works. The community is planning to build a gazebo in the girls' memory at Meyers Lake, the last place they were seen alive. The park memorial is helping the girls' families heal as investigators keep searching for answers.
Pink and purple ribbons still hang at Meyers Lake in Evansdale, in memory of murdered cousins Elizabeth Collins and Lyric Cook. Now, the community's coming together to build a memorial gazebo for the pair on the lake's island.
"We don't want it to be like, 'Oh that's the park where those two girls were taken from and have negative ideas around the park. We want it to be a place where we can go and other people can go--just kind of have a tranquil, joyful place, a positive place," Heather and Drew Collins said.
Thursday, the gazebo project got a big boost, a $10,000 donation from First Security State Bank.
"We're happy to donate money for this project because they were special girls," said Ron Andresen, First Security State Bank assistant vice president.
Heather and Drew Collins say the bank's generosity will help the memorial to the daughter and niece get off the ground. There are already images being circulated for ideas on how the pedestrian bridge and gazebo could be designed. For the family, the project is helping them stay positive, not dwelling on the sadness they've lived since the girls went missing July 13th.
"It keeps our mind focused away from the waiting game. We can just stay focused on this kind of stuff," Drew Collins said.
While the girls might not be in the headlines every day, investigators are still hard at work, trying to solve the case.
"There's stuff of course we know that we don't divulge to the public because if we do catch somebody in this, and we're confident it's going to happen we hope, every tip needs to be followed up on and that's being done," said Rick Abben with the Black Hawk County Sheriff's Office.
And as the pink ribbons fade, the gazebo memorial at Meyers Lake, now called Angels Park, will help keep the call for justice, along with the girls' memories, alive.
The Evansdale parks board is planning to give final approval for the Meyers Lake project at a special meeting Saturday. Work then begin to clear out dead trees and overgrown brush from the lake's island area. Many of the existing, mature trees will be kept in place. Additional landscaping, including flowers and a walkway, will also be added.
Donations can still be made to help with the project at First Security State Bank in Evansdale and Cedar Falls.
Meanwhile, Heather and Drew Collins continue their advocacy work, including support of a capital justice initiative to bring back Iowa's death penalty law. They plan to speak at a national law enforcement conference this spring in Florida to discuss possible improvements to the AMBER alert system. Another speaking engagement is planned in Ames in May.


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I just ousted @fifthfloorup as the mayor of Toons Town on @foursquare! http://t.co/btc5gkdU
While the Red Sox will be spending all next year celebrating Fenway Park's 100th year, on April 20th the Red Sox and Yanks will wear their 1912 duds to celebrate the occasion.
While the uniforms are not markedly different from what they currently wear, just look at the socks, Duke, the socks. Joke courtesy 1997.
(images via Dressed to the Nines)
RT @PWSullivan: Small electrical fire in office at Wrigley Field. Fortunately there's a fire station across the street. http://t.co/vm0 …
"@SportsNation: is there a better trophy to win than a piece of the 'Aggro Crag'?" No, there is not!
RT @nickbilton: Disruptions: I didn't believe the F.A.A.'s stance on the Kindle & airplanes, so I did my own tests: http://t.co/CrE7q6Dw
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Solid win #Northwestern! #B1G #Basketball Go U! NU!
RT @nyindieguy: While reading about Oscar campaign tactics, it occurred to me… Why not have a debate?
RT @brianmacp: Cherington on the clubhouse dynamic: "Guys that get it and know how to win are important, but it's just one part of the e …
RT @celticsblog: I'd really like some statement from the @NBA on why NBA League Pass is full price, despite getting fewer games.
RT @DaisyjohnsonNY: Have you noticed that It's impossible to hum if you plug your nose… Try it
The presidency
RT @TheFilmStage: 'Men In Black III' Teaser Trailer Features Time-Traveling Will Smith - http://t.co/eQjz2c0Y
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RT @jasoncollette: Best part — Pujols could join the Angels and not even be their highest paid player next year since Vernon Wells is d …


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Racing and Sports - Horse Records
Welcome to the Racing and Sports fully searchable online Horse Records data base.
Number of Pages viewed today: 0 (100 maximum)
The Racing and Sports' databases trace back the history of most horses currently racing and contain race results and details for Australian, New Zealand and some overseas race meetings.
The Horse Records search facility Contains;
- race form
- Unique Profiling feature for each horse's record (where form available)
- individual race details
- Don Scott ratings graph
- Siblings analysis for all runners (NB Some overseas runners maybe incomplete)
- Progeny details of retired mares
- Wet track formlines
- Feature and Black Type race analysis
- Head to Head (up to four individual horses)
All profit and loss calculations for profile tables are based on a level $10 stake as well as Betting to Prices (B2P) "taking out" a $100 at Starting Price.
The Don Scott Ratings (DSR) in the Graph include an allowance for weight for age improvement (calculated monthly). Remember when using DSR's for prediction purposes in upcoming races you need to subtract the weight over the limit the horse is handicapped to carry plus make any other adjustments you deem appropriate as indicated in the Don Scott Worksheets in the Feature Form section on the site.
The Data Search service is provided for your personal use only and must not be re-used for commercial purposes without the express consent of Racing and Sports.
Racing and Sports does not guarantee the accuracy of the information provided. While every effort has been made to ensure the data is correct at the time of publishing, Racing and Sports in no way endorses commercial decisions based upon it alone. You must check/confirm with an alternative independent source.
1. For Career Purposes some data maybe incomplete.
2. Some details of horses who have raced overseas maybe incomplete
3. Details of riders and trainers outside of Australia and New Zealand are not included
We would appreciate any feedback on the errors or omissions you may find. Email to [email protected]


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Enzymes, Inc, provides healthcare practitioners, professionals and consumers with the latest information on its digestive enzyme supplements and systemic supplements. Enzymes are crucial to overall health, helping to break down all food components, such as protein, carbohydrates, fats, sugar, starch, gluten and fiber. By making digestion and absorption of food nutrients more readily available, the body can utilize its resources to focus on improved immune, organ and tissue function and response to inflammation.
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Summer is officially here and in the coming months, it seems more people flock outdoors, whether it be sports, picnics or just walking around the block, we find ways to spend more time in the sun. Exercise is obviously something we want everyone to engage in to support a healthy lifesty ...


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JANESVILLE, WI (WTAQ) - A man killed in an Interstate crash near Janesville has been identified as 27-year-old Timothy McKinley of Milton.
The State Patrol continues to investigate the crash, which occurred Tuesday morning on I-90 just north of Highway 26.
Authorities said McKinley was driving an SUV that apparently lost control and crossed a median, before it collided with an oncoming semi-truck.
The truck driver was taken to a Janesville hospital with non-life-threatening injuries.
(Story courtesy of Wheeler News Service)


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DENVER - It's been four years since the Raptors had a representative in the All-Star Game.
DeMar DeRozan, a 20-year-old rookie at the time, remembers it well.
"I was here when Chris Bosh was the last guy to go," said DeRozan, now 24 in his fifth NBA season, less than two hours after receiving the news.
A first-time All-Star, DeRozan got the nod Thursday evening when the NBA named the Raptors guard to the Eastern Conference squad as a reserve.
"I work extremely hard every off-season to try and be the best player that I can be," he said proudly. "Just to be a part of All-Star Weekend is something you dream of. I remember being a kid watching All-Star Weekend and wishing to be a part of it. To see your dreams come true definitely means a lot."
DeRozan, the fourth ever Raptor selected to the midseason showcase, which will take place in New Orleans on Feb. 16, was hardly surprised to find out his selection had been made official. He had expected it.
The texts from family and friends started to come in as the Raptors' plane landed in Denver, shortly after the announcement had been made live on TNT. Houston Rockets All-Star guard James Harden called to congratulate him, John Wall of the Washington Wizards, also an Eastern reserve, sent a text. The first call he made was to his fiancé and his infant daughter back in Toronto.
"That was cool," he said of what had to be a special moment.
It's a moment, an achievement that didn't come overnight. He's put in the work and his growth as a player, a leader and as a man reflects that.
"He's worked at it [and] he deserves it," said Dwane Casey, who has coached DeRozan in three of his five seasons. "Every year I've been here he has improved. He has brought something new back after every summer. I'm so happy and proud of him as a young man watching him grow."
DeRozan, the ninth overall pick in the 2009 NBA draft, is 11th in the league in scoring, fourth in the East, and averaging career highs in points (21.8), rebounds (4.7) and assists (3.6).
The Raptors' iron man has missed the club's previous two games with an ankle injury, but he's still only missed 10 contests in his career, with two full seasons under his belt. Since the trade of Rudy Gay, DeRozan has blossomed in his new role.
DeRozan has recorded five or more assists in 12 of the 43 contests he's appeared in this season. He accomplished that feat 12 times all of last year and five times total in his first three seasons combined. He has already grabbed five or more rebounds 23 times this season, something he did in 19 games during the 2012-13 campaign.
"I'm so happy for him, man," said snubbed teammate Kyle Lowry. "It just shows the hard work that he's put in. It's great for our team, it's great for the organization, it's great for the city, it's great for the country."
Of course, the news wasn't entirely positive. Lowry, in the middle of a career season, was left off the All-Star roster.
The 27-year-old point guard - widely considered to be the most notable name missing from the East team - stood in the lobby of the Raptors' Denver hotel, looking ahead to his mid-Febrary vacation. He too was not surprised by the result of the voting and if he was disappointed by it, he didn't show it.
"I'm alright," said Lowry, averaging career-highs in points (16.8), assists (7.6) and three-point shooting (41 per cent) this season. "I'll be on a beach somewhere hanging out. I'll watch the All-Star game and cheer for (DeRozan)."
Lowry is coming off of back-to-back 30-plus point games for the first time in his eight-year career, however both performances came after the coaches submitted their ballots for All-Star reserves on Sunday.
Casey has spent the better part of the last month campaigning for both of his guards, hoping to get both voted in, but expecting to only get the one.
Why was Lowry left out? Politics, most likely. He and DeRozan may have split votes from coaches who were only willing to vote for one Raptor. Coaches trying to get their own guy in - unable to vote for their own players, by rule - may have thrown their votes to others, less likely to make it. Then there's Lowry's reputation for being, well, prickly on occasion.
However, the numbers speak for themselves, or at least they should have. Lowry leads the East in assists in January, averaging 8.3. He's also hit more threes this month (49) than any player in the league, shooting them at a 46 per cent clip. He's among the league-best in assist-to-turnover ratio and he has the second highest PER (player efficiency rating) of any guard in the conference.
"I am disappointed for Kyle because he is playing like an All-Star," Casey said. "He is one of the best point guards in the league right now and hopefully this doesn't deter him from his continuing his journey to being the best in the league and proving people wrong."
Instead, the Nets' Joe Johnson made the cut. Johnson is averaging 15.7 points, his lowest mark since 2002-03, his second season in the league. He's only the second All-Star voted in by the coaches with a below-average PER since 2003.
"I'm going to keep grinding no matter what, All-Star or not," Lowry said. "I'm always going to work hard and continue to be the best player I can be to help my team win."
"Honestly I didn't even worry about it," he continued. "We didn't get two, doesn't matter, we got one and that's a big statement for our team. [DeRozan's] going to represent our team and he's going to represent us well."
DeRozan joins Johnson, Chris Bosh of the Miami Heat, Wall, the Indiana Pacers' Roy Hibbert, Joakim Noah of the Chicago Bulls and the Atlanta Hawks' Paul Millsap on the East squad, along with starters LeBron James and Dwyane Wade of the Heat, Indiana's Paul George, Carmelo Anthony of the New York Knicks and the Cleveland Cavaliers' Kyrie Irving.


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Review of the Year - November 06
November was a hectic month for the Blues.
Six games were dealt with during the calendar month. Having drawn at The Emirates at the end of October, the second game of November was a League Cup clash with the Gunners at Goodison.
It was a younger, more inexperienced side fielded by Arsene Wenger. Everton had the upper hand but a late Emanuel Adebayor goal from a corner put paid to Everton's hopes - and ruled out the prospect of extra time.
It was a soft goal to concede, rubbing salt into Everton's wounds having played the better of the two sides.
It came just days after a 1-0 reverse at Fulham's Craven Cottage in which Andy Johnson was denied a great penalty claim that would have provided the Blues with an opportunity to secure a share of the spoils.
A hat-trick of 1-0 defeats was completed by a home reverse to Aston Villa.
Veteran striker Chris Sutton netted the only goal of the game minutes before the interval. The late appearance of Anichebe was the silver lining for the Blues, with the young hitman once again demonstrating why he is a hot property.
Everton got back to winning ways - and back on the scoring trail - with a 1-0 victory over Bolton.
With Johnson having not netted since September and Cahill ruled out until the New Year following a freak collision with Lee Carsley against Villa, it was Mikel Arteta who took the goalscoring baton.
His sublime solo-strike is one of the highlights of 2006. Ironic, then, that it came in such a low-key encounter.
A week later and an own goal gave Everton the upper-hand before Andy Reid equalised late on with a fierce strike for the relegation threatened outfit. Shoddy defending from Nuno Valente and Joseph Yobo was the key to the equaliser.
The defending improved at Old Trafford bu Manchester United still managed to muster three goals - ensuring the month ended as it began - with defeat.
The stats for the month did not make the best reading - four defeats, one victory and a draw.


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7 U.S. Code § 7718 - Certification for exports
The Secretary may certify as to the freedom of plants, plant products, or biological control organisms from plant pests or noxious weeds, or the exposure of plants, plant products, or biological control organisms to plant pests or noxious weeds, according to the phytosanitary or other requirements of the countries to which the plants, plant products, or biological control organisms may be exported.
Source(Pub. L. 106–224, title IV, § 418,June 20, 2000, 114 Stat. 448.)
Transfer of Functions
For transfer of functions of the Secretary of Agriculture relating to agricultural import and entry inspection activities under this chapter to the Secretary of Homeland Security, and for treatment of related references, see sections 231, 551 (d), 552 (d), and 557 of Title 6, Domestic Security, and the Department of Homeland Security Reorganization Plan of November 25, 2002, as modified, set out as a note under section 542 of Title 6.
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text: PHOENIX, AZ (WHBL) - Arizona's Patrick Corbin had a career high 10 strike-outs and kept Milwaukee's bats in the cold, in a 2-1 win over the Brewers Friday night. Starter and birthday boy Tom Gorzelanny allowed two unearned runs and three hits in six innings of impressive work for the Brewers. However, he didn't get much help as the Brewers went 1 for 12 with runners in scoring position and committed two costly errors in the field in losing their third game in a row. Jean Segura got the game's only run for the Brewers on a wild throwing error by Arizona's Miguel Montero in the first inning. Game three of this four game series takes place tonight. Pregame coverage on WHBL begins at 8:35.


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Bill McKibben explores ways to save the planet
Basil Twist revives dogugaeshi
Michael Lemonick is a former senior science writer at Time Magazine, the senior staff writer at Climate Central, and the lead author of Global Weirdness, a new book that attempts to lay out, in simple terms, what scientists do and don't know about climate change. We spoke with him this week about c ... More >>
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Inside the Movement for Posthuman Rights
On the Rights of Those Not Yet Designed
Tina Brown Gets a Buzz Cut


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Nani Wiki | Luis Carlos Almeida da Cunha Wiki
Welcome to the extended Nani wiki English page. Nani right here on StarNoStar. Here on Star No Star you can find Nani wiki in a more convenient way then on the classic Nani wikipedia pages or encyclopedia Nani pages. You can access many features about Nani, such as Nani pictures or videos, but the most popular Nani searches come for Nani astrology numerology, Nani biography, popularity, Nani information 2014 or Nani destiny. StarNoStar wiki pages are becoming very popular by wider audiences searching for celebrity wiki or star wiki biographies. You are currently browsing the English wiki page of Nani (real name Luis Carlos Almeida da Cunha). Celebrity wiki provides Nani information and facts all in one page. You can find Nani updates on our celebrity timeline or answers to questions such as, Does Nani have siblings? Who is Nani father and mother? and much more. Get discovered and become a star. Let others know you are here and let them know how to be a star. Contact StarNoStar and join our growing celebrity network. Nani September, 2014 is our latest starwiki update.
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We made it a point to get to the ship early, somewhere between 10:30 and 11:00. I didn't want to miss a moment of the trip I had long awaited. Embarkation was very organized, went very smoothly and quickly. RCI staff was friendly and helpful from the moment we stepped out of our hotel shuttle. We got on board and faced one small difficulty. I had decided at the last minute I wanted to purchase the soda package, (hadn't been able to decide if it was a good value) and so was going to purchase on board. However, it took several trys and being sent to the wrong place before I found the right one. Why guest services didn't know where to send me is strange. But after about 30-45 minutes of waiting and asking, we scored the soda package, and it turned out to have been a good deal for me.
I'm not sure getting on board so early really had much of an advantage. The Windjammer was so full we couldn't find a place to sit and left without eating.
Since the rooms were not yet available, we had to tote all our carry-ons around. I had thought we would be able to start enjoying the ship, but I felt so encumbered with luggage that it was basically impossible. Couldn't just leave it sitting while I went to the pool, etc. and shops are not open. We found ourselves sitting on the steps outside our hallway until we could go to our rooms and unburden ourselves. By this time, we were able to find a seat in the Windjammer and get a bite to eat. I, personally, would avoid the Windjammer completely, but my fellow travelers didn't share my opinion, so we found ourselves there for breakfast often. Usually, I didn't eat. Coffee, fruit and pastries delivered by room service was a wonderful treat, was enough for me, and so I just chatted while they ate.
I find the food on Royal Caribbean is just so-so. In my opinion, it is their biggest weakness. It is passable, for the most part, but that is all you can say about it. However, Chops, is a big exception to that statement. It was wonderful, full of flavor, excellent service and worth whatever you may pay to eat there. I didn't care at all for the Solarium Bistro - only ate lunch there, and once was enough. Park Cafe, was very good - great little sandwiches and a nice little place to enjoy Central Park while you eat. Johnny Rockets is a place to go for fun meal. I know some say avoid the burgers, but I did enjoy 1. It's not everyday, and it is vacation.
Service in the MDR was extraordinary. Our waiters worked themselves to death trying to make sure everything was to our liking. They went the extra mile to see to it we were out on time the night we had an early show reservation. We chose the traditional early seating. I didn't want to have to be planning every meal and trying to make reservations constantly. It was difficult enough with the entertainment, especially after our showing of the Oasis of Dreams was postponed due to wind. After having been on the ship, though, I can see an advantage to My Time Dining. That 6:00 dinner was at times difficult to work around. Next time, I'm not sure, what I'll do. I did see My Time Dining Guests waiting in line for the MDR,when we were able to walk right in to our table. Pros & cons both ways.
One thing I'll probably not do again, is ask for a different table. Had not ever asked before to be reassigned and probably will not ever do it again. Our assigned table was one of the worst - way in the back corner on level 4. We requested to be moved; they offered us another table. Not wanting to offend our first waiter (very good) we decided to keep our table. Both parties received phone messages confirming that our table would remain as first assigned. When we got to dinner, our table had been reassigned, and it became an awkward situation all around. Obviously, there was a breakdown in communication somewhere. We were seated at the new table and everything was fine after that. My lesson - just sit where you are assigned.
Oasis had some of the best, if not the best, entertainment I've seen on a cruise ship. There was great variety in the offerings and every production was quality. I also appreciated the fact that it was family friendly for the most part. Parades, Broadway shows, ice skating shows, swimming & diving shows, what more could one ask? It all adds up to a great experience and a good value when one considers what buying tickets to each of these productions would cost on a land vacation.
RCI seems to be a cruise line targeting active individuals. This is not a ship for someone who wants a quiet, peaceful week of rest. This ship appeals to the cruiser who wants to try new things, experience adventure, and burn a few calories along the way. It offers the opportunity to zip line, ice skate, and so much more. Indeed, there is so much to do, I got all up tight because I wasn't getting it all done. Since by nature, I'm one who doesn't want to miss anything, my husband had to remind me it could not all be done in 1 week. So do what you can and know that there'll be some new things for next time.
I always enjoy Labadee; just a fun day without an agenda. We tried the Dragon's Tail Coaster, and that was well worth the $19.00 we paid. Lots of fun.
We were in Falmouth on the Grand Opening. There were bands, people, excitement all around. Hundreds of people from all over Jamaica had come to catch a glimpse of the Oasis. Children did't go to school, people took off work. We took the Martha Brae River Rafting excursion and thoroughly enjoyed it. We booked through the cruise line; that seemed to be the simplest, safest thing to do. In fact, when we asked on shore, we were told it had to be booked through the cruise line. Bought a little gourd "vase" from our rafter mostly to help him out. He was very kind and not pushy at all. This was a totally different Jamaican experience than I've had in other ports. RCI seems to be keeping a pretty tight lid on things in Falmouth.
Because we had a late flight, we booked the Land & Sea Excursion for day 7. We also opted for the luggage valet service for $20.pp. This was well worth the $40. Luggage was picked up outside stateroom, and we didn't see it again until we landed in New Orleans. The excursion was nice and definitely beat sitting in the airport all day. It also made disembarkation a breeze, because we were taken immediately to our bus to begin the tour.
My final recommendation about the Oasis of the Seas -- Go, just go!


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UNDATED (AP) — On the day after the contentious debate between the presidential candidates, President Barack Obama, Republican Mitt Romney and their running mates are heading back out to states where the election is up for grabs.
Romney is heading to Virginia while his running mate Paul Ryan campaigns in Ohio. Those are two states that Obama won four years ago where the GOP ticket has been making its most aggressive run.
Obama is headed to Iowa and Vice President Joe Biden to Colorado and Nevada.
Obama appears to have 237 of the 270 electoral votes needed for victory comfortably in hand, and Romney is confident of 191. That leaves 110 electoral votes at stake in nine battleground states: Florida, Ohio, North Carolina, Virginia, Wisconsin, Colorado, Iowa, Nevada and New Hampshire.
With just 20 days left until the election, polls show an extremely tight race nationally.
163-w-31-(Mark Smith, AP White House correspondent, with Professor Danny Hayes, George Washington University)--Last night's town hall-style debate between President Obama and Mitt Romney was great theater -- but may not have moved the needle much in the election contest. AP White House Correspondent Mark Smith reports. (17 Oct 2012)
031-c-19-(Mark Smith, AP White House correspondent)-"on foreign policy"-AP White House Correspondent Mark Smith reports Obama and Romney are back in barnstorming mode -- at least for a little while. (17 Oct 2012)
<<CUT *031 (10/17/12)>> 00:19 "on foreign policy"
APPHOTO NYCD101: Republican presidential candidate, former Massachusetts Gov. Mitt Romney walks with comedian Dennis Miller, left, and senior adviser Barbara Comstock, before boarding his campaign plane in Ronkonkoma, N.Y., Wednesday, Oct. 17, 2012, after Tuesday's presidential debate with President Barack Obama. (AP Photo/Charles Dharapak) (17 Oct 2012)
APPHOTO DCEV102: President Barack Obama walks out of the Oval Office in Washington, Wednesday, Oct. 17, 2012, to the South Lawn, to board Marine One for a day of campaign events in Iowa and Ohio. (AP Photo/ Evan Vucci) (17 Oct 2012)


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I am a 24 year old male with acne on my neck and chin and occasionally on my cheeks. I didnt develop acne until around 21 years old. I have been trying no diary for the past week and I am still having small break outs. How long does it take to see a differnece if dairy is my problem? Is there anything else I should be trying? I drink alot of water and workout 5 times a week. I also stopped drinking protein shakes to see if that helps.
How Long Does Dieting Take To Work?
Posted 17 July 2013 - 03:44 PM
Posted 17 July 2013 - 03:56 PM
Caffeine is also something you should consider cutting out. If you acne is hormonal, caffeine will only increase it.
Decrease your sugar intake too, this includes fruit. Try to eat mainly organic vegetables and lean meats (chicken, turkey etc.)
I struggle keeping up a healthy diet...I've managed to cut caffeine out, but I'm finding the dairy hard to stay away from.
Posted 18 July 2013 - 03:02 AM
u can go for low GI fruits plus a lil' of any fruits isn't too bad.
just dont over do.
2 fruits a day like cucumber,apple,guava is good i suppose.
avoid junk food.
have less oily/spicy food.
Posted 18 July 2013 - 02:13 PM
It's great that you're looking to diet as a way to improve your acne. As for time, it really depends on you. Some people experience improvements in just a couple weeks but some people don't see changes until a few months down the road. Your body didn't get this way overnight, so it can take a while to reverse the cause.
Definitely avoid dairy and sugar. Check out my green smoothie thread. It gives ideas for incorporating greens (the #1 skin food) and other skin tips as well. Hang in there. The key is finding healthy alternatives to the foods you like. Once you start cooking healthy, enjoyable meals, it's easy to continue.
Posted 18 July 2013 - 02:33 PM
Posted 18 July 2013 - 02:47 PM
^ Great advice Tim! I do believe diet has an effect on all things health related though--what we eat is so important, and diet trumps genetic tendencies. There are definitely other factors though like environmental toxins we are all exposed to. Detox is also vital. A far infrared sauna is one of the only ways to eliminate many of the toxins we get exposed to in our lovely toxic world of today. Haha Many gyms now have these set up for use--I definitely recommend people using one if they have access!
Posted 21 July 2013 - 04:43 PM
For me, avoiding processed sugar and high glycemic foods seems to be the most important thing (although I made other changes, like eating lots of vegetables, quitting coffee, and lowering my omega-6:omega-3 ratio). It took several months for my skin to really clear up.
Edited by carambola, 21 July 2013 - 04:44 PM.
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Juma4Founder & gatekeeper of Africanhiphop.com. Also known as J4 or dj Gioumanne.More Posts
hit us up via twitter @africanhiphop.com
Hyde ft Awadi – Salam
DR Congo's rap pioneers Bawuta Kin are back with Sans Sacrifice
How often do you see pioneers of a genre come back and still sound as relevant as the newest...
X Plastaz featuring Fid Q – Furaha
A couple of artists who have distinguished themselves from the generic Bongo flava-sound in Tanzania have joined up for...
Ujamaa Hip Hop Darasa: hip hop class in Tanzania
The Ujamaa Hip Hop Darasa project aims to 'revitalize' talents among marginalized youth in Dar es Salaam, Tanzania. Some...
Xuman's Begge: Senegalese take on Pharell's Happy
Since it became a trend to produce localized videos of Pharell's worldwide hit 'Happy', everybody had been waiting for...
Seun Kuti teams up with M1 (from Dead Prez), turns into zombie #IMF
'IMF', the latest track by Seun Kuti (Fela's son, if you didn't know) is not just another modern afrobeat...
Sapeurs in the boxing ring in Fredy Massamba's Nkembo video
It's become sort of a trend to have sapeurs in your music video – Congolese dandy fashion has been...
Rabbit joins HHP and Wangechi in Tulia Tu, Wangechi joins VEVO
Some of our favorite emcees together come on one track in the brand new video 'Tulia Tu'; not only...
A fresh video for an old favorite: Mingus – Stay (produced by Hipe)
Just dropped: the music video for 'Stay', a song by SA's Mingus, who lives in the Netherlands. The track...
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African Hip Hop Radio 24/7


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Columbia Men's Pour Osity Rain JacketItem Number: 30505946
Price: $200.00
Free Shipping Plus Free Returns on Apparel! (See Promotion Details)
Product Information
Customer Reviews
Buying Guide
Size Chart
Breathable, supremely waterproof and ready to take on your next adventure, the Men's Pour Osity™ Rain Jacket is built to perform during intense activities. Featuring premium 4-way stretch fabric, this waterproof, breathable rain coat also features sweat-wicking technologies so you stay dry and comfortable underneath. Stay active no matter what the conditions are in the Columbia® Men's Pour Osity Rain Jacket.
- Omni-Wick EVAPT advanced evaporation
- Omni-DryT ultrabreathable/waterproof
- Fully seam sealed
- 4-way comfort stretch
- Attached hood with peripheral adjustability
- Helmet compatible hood
- Wire brim hood
- 2-way underarm venting
- Drawcord adjustable hem
- Interior security pocket
- Waterproof zip-closed pockets
- Contoured sleeve cuffs
- Abrasion resistant chin guard
- Drop tail
- Center Back Length: 29.5 in
- Fabric: 100% nylon
- Style: WM2711
- Columbia
Country of Origin: Imported


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me very , no extremly happy person.
i have and still have the D50 and D70 but now the D80 is going to be the main camera
some first shots..with it
i'm very envious of the quality, my k7 is too
damn you pentax i knew i should have chosen the d90
Originally Posted by shaun2k
i'm very envious of the quality, my k7 is too:
damn you pentax i knew i should have chosen the d90
Hi Shaun .. Thanksa for replying it is the Nikon D80 i have aquired
You can still get it http://www.amazon.com/Nikon-10-2MP-D.../dp/B000HGIWN4 for a wopping Price: $1,899.95 (body and lens)
mine is bought second hand from a friend for just 200 euro at 12398 clicks :
the first impressions are verygood i like it a lot more than the D90 (which has onboard video
wich i think does noet belong in dlsr
greets Dirk-Jan
Yeah i said the d90, as its what i was going to try and get if i didnt choose the K7, i wish i had now, seeing nikons very nice image quality, you were very lucky to get one for 200 euro's though, i'm mega excited for you...bargain..
can i ask, what method of resizing you do for your photo's here, as they have retained a real good pin sharp feel to them, even as small as they are...would be very interested to know..
It's also a very nicely laid out slr, i like it, i just dont get the same feel with my K7, i like the build, but i can already see differences in !Q from what you have posted.
thanks nikonian
Last edited by shaun2k; 09-02-10 at 10:08 AM.
Hi Shaun!
Well they are all medium photo's from my flickr page , i upload them there from the jpeg's and flickr resizes that automatically even in medium format you still see the amazing qualtiy
yeah i know that the D90 is the succesor of the D80 , but even if they gave me money to buy it i would bring it back and buy a d80 (if i had not done that allready)
i am pleasant surprised of the D80 thought that my files would only be bigger and not increase that much in qualtiy too
Me a very happy camper
Ok thanks for the info..
Been anywhere with your cam yet to have an in depth play?
Took mine out yesterday, pleased with the results
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Saturday May 12, 2012. Billabong Pro Rio, Rio De Janeiro, Brasil. Image Credit: © ASP/Kirstin.
Coco Ho of Oahu, Hawaii (pictured) caused a massive upset during the quarterfinals eliminating three times ASP World Champion Stephanie Gilmore (AUS) from the Billabong Pro Rio on Saturday May 12, 2012.
Ho posted a pair of great 7-point riders for a 14.93 total heat score (out of 20.00) leaving Gilmore with an equal fifth place finish.
Billabong Rio Pro
ASP World Tour Men's event #3
ASP Women's World Tour event #5
Rio de Janeiro, Brazil
9 - 20 May 2012
Live Coverage | Results/Photos/Videos
Surf News, 12 May, 2012 : Barra Da Tijuca, Rio de Janeiro/Brazil – Semifinalists have been decided for the Billabong Women's Rio Pro, Stop No. 5 of 7 on the 2012 ASP World Championship Tour, as the world's best female surfers made the most of the tricky one-to-two foot (0.5 metre) waves on offer at the primary site of Barra da Tijuca.
Sally Fitzgibbons (AUS), 21, current No. 2 on the ASP Women's WCT Rankings, got the best of a wave-starved heat this morning, tearing into select waves with precision and nailing one of the day's highest heat totals of 16.00 out of 20 in Round 3.
"Everyone was struggling to get waves and there were only a few opportunities to get scores," Fitzgibbons said. "It's really nice to have a good start to the heat. I was just hoping to find a couple of those rights and hopefully the swell picks up for the remainder of the event."
Fitzgibbons would go on to defeat Pauline Ado (FRA), 21, in this afternoon's Quarterfinals to earn her Semifinals berth.
Carissa Moore (HAW), 19, reigning ASP Women's World Champion, took a come-from-behind win over Laura Enever (AUS), 20, in the final heat of the day to advance through to the Semifinals. The defending Billabong Rio Pro champion has yet to secure an elite ASP Women's WCT event in 2012, but is hoping the Billabong Rio Pro will act as the catalyst to change her momentum for the year.
"It would be great to build momentum off of this event for the rest of the year," Moore said. "Each event is a clean slate and I'm trying to find momentum and find rhythm. I haven't really done as well as last year this season, but I'm stoked to be surfing and traveling and I'm looking forward to the finish of this year."
Coco Ho (HAW), 21, put in a standout performance today, besting four-time ASP Women's World Champion and current rankings' leader Stephanie Gilmore (AUS), 24, on two separate occasions. Ho won her three-woman Round 3 heat and went on to take a dominant victory over Gilmore in the Quarterfinals by a score of 14.93 to 7.23, out of 20.
"It was definitely crunch time in that man-on-man heat and Steph (Gilmore) is trying to win a World Title and I'm trying to requalify and get a really good result," Ho said. "There definitely weren't as many jokes and laughs as the last heat. Steph had priority most of the heat and kept taking the first one and somehow there started being more waves in a set and I kept getting really lucky."
Ho, current No. 12 on the ASP Women's WCT Ratings, needed a big result to remain on the ASP Top 17 roster for 2013 and is hoping her guaranteed equal 3rd finish at the Billabong Rio Pro will mark the beginning to a strong end to 2012. "I've had a pretty bad beginning to the year and anything from here on out is a bonus," Ho said. "I'm looking forward to finishing up the year strong."
Gilmore continually posted solid scores throughout the event despite the challenging conditions. The progressive natural-footer's Equal 5th place at the Billabong Rio Pro is another strong result, but admittedly pushes her clinching of the 2012 ASP Women's World Title further away.
"It's always tough to lose in conditions like this," Gilmore said. "That's competition though and we all have to deal with the same field of play. The window for our event here was never going to have the best waves and would likely favor some of the surfers that excel in these conditions. Brush it off though and focus on the next one. There are still two more events and that will have a major bearing on this year's title race."
Alessa Quizon (HAW), 18, Billabong Rio Pro wildcard, continued to shine amongst the ASP Top 17, eliminating 2012 ASP Women's WCT rookie Lakey Peterson (USA), 17, before Courtney Conlogue (USA), 19, to advance to the Semifinals.
"We had a restart and then there were no waves until the last 20 minutes or so," Quizon said. "It was really stressful. I've surfed against Lakey (Peterson) in amateur and Pro Junior events and she's an awesome surfer. I'm just going in to this event as the underdog. I have no expectations and I'm just trying to gain experience and have a good time."
Event organizers will reconvene tomorrow at 10am at the primary site of Barra da Tijuca to assess conditions for a possible 10:30am start. A Billabong Women's Rio Pro winner will be crowned tomorrow.
The Billabong Rio Pro is proudly supported by Monster Energy Drink and Xperia Sony Smartphone.
QF 1: Alessa Quizon (HAW) 12.77 def. Courtney Conlogue (USA) 12.50
QF 2: Coco Ho (HAW) 14.93 def. Stephanie Gilmore (AUS) 7.23
QF 3: Sally Fitzgibbons (AUS) 10.50 def. Pauline Ado (FRA) 9.17
QF 4: Carissa Moore (HAW) 8.32 def. Laura Enever (AUS) 8.33
Heat 1: Alessa Quizon (HAW) 12.56 def. Lakey Peterson (USA) 10.87
Heat 2: Stephanie Gilmore (AUS) 16.26 def. Tyler Wright (AUS)11.44
Heat 3: Pauline Ado (FRA) 12.10, def. Rebecca Woods (AUS) 10.33
Heat 4: Laura Enever (AUS) 13.10 def. Malia Manuel (HAW) 9.60
Heat 1: Courtney Conlogue (USA)11.87, Alessa Quizon (HAW) 11.66, Tyler Wright (AUS) 7.96
Heat 2: Coco Ho (HAW) 15.40, Stephanie Gilmore (AUS) 15.07, Lakey Peterson (USA) 13.30
Heat 3: Sally Fitzgibbons (AUS) 16.00, Rebecca Woods (AUS) 12.16, Malia Manuel (HAW) 10.50
Heat 4: Carissa Moore (HAW) 11.83, Laura Enever (AUS) 11.67, Pauline Ado (FRA) 10.20
Check the Live Coverage
Image Credit: © ASP/ Dunbar
Malia Manuel of Oahu, Hawaii (pictured) placed equal 9th at the Billabong Pro Rio when she was eliminated during round four on Saturday May 12, 2012.
Manuel was defeated by Laura Enever (AUS) netting a heat total of 9.60 (out of 20.00) to Enever's winning 13.10.
The Billabong Rio Pro will run from May 9 - 13, 2012 and will be webcast LIVE Sunday via www.billabongpro.com


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Why 2013 Could be a Big Year for This Stock
Neha is a member of The Motley Fool Blog Network -- entries represent the personal opinion of the blogger and are not formally edited.
If your portfolio was a nursery, you'd love to fill it up with seeds of this plant. Those who tucked Monsanto (NYSE: MON) into their money pots at the beginning of 2012 must be watering nice gains of 28% today. Not surprising for a company that rules the global seed industry.
My advice is: Whether you like plants or not (though I can't think why anyone would hate them!), consider having Monsanto in your portfolio, because this is one seed that will prosper as long as the world eats. And don't waste time -- 2013 could turn out to be a super-exciting year for the stock.
Crystal-clear focus
If all goes well (read: Mother Nature remains calm), 2013 could be huge for the U.S. planting season. If the worst-ever drought this year meant low yields, it was also a blessing-in-disguise for Monsanto as it highlighted the urgent need for advanced seed and trait products that can withstand extreme weather conditions. Naturally, Monsanto is bound to be one of the biggest beneficiaries of it all.
But the U.S is not where my, or Monsanto's, focus will be next year. Real growth could stem from Latin America, and Monsanto's already charged up. To coincide with the nation's peak planting season, Monsanto recently introduced triple-stack corn in Argentina while launching its first double-stack corn trait in Brazil. Both products are expected to boost gross profits per acre significantly. Though how farmers are responding to these products will be better known next year onwards, the launches ensure that Monsanto keeps up with rivals scrambling to capture the high-potential market.
The seed king's pest-resistant soybean Intacta RR2 PRO is also ready for on-farm testing in Brazil next year. After successful trial runs, the product is nearly ready for commercial launch. It's a huge opportunity. You don't believe me? Consider this -- according to local agriculture-specialist consulting firm Celeres, genetically modified seeds made up a whopping 89% of Brazil's just-planted soybean crop. Further, total Brazilian land sown with GMO seeds (including corn, soy, and cotton) is pegged to be 14% higher this planting season compared to last year.
Ready to attack
So Monsanto is armed to tackle competitors as they gain ground. Syngenta (NYSE: SYT) is one step ahead having already won approval from Argentina for its four-stack corn. It has even launched 70 corn hybrids targeting the 2013 spring planting season. The always-in-fashion agriculture business is pulling diversified chemicals major Dow Chemical (NYSE: DOW) too -- through its subsidiary Dow AgroSciences, it has taken the lead in launching the first five-gene stacked corn trait in Brazil and Argentina this planting season. And of course, how can a story about Monsanto be complete without mentioning arch-rival Dupont (NYSE: DD), which is swiftly transforming from a chemicals major to an agricultural giant (it acquired food company Danisco some time back, and is now selling off its performance chemicals business).
DuPont is chalking out expansion plans for 2013 for a newly opened soybean plant in Brazil while readying launches of several soybean varieties specifically for the Brazilian market over the next two years. For North America, after introducing 154 new corn hybrids and refuge products this year, Dupont has lined up 34 soybean varieties for commercial launch during 2013.
Beating the bugs!
Yet, no matter how hard DuPont tries, it won't be easy to nudge the tough guy. Monsanto proved how it has the ball in its court when it won a $1 billion lawsuit over DuPont for patent infringement some months back. The two have always been at loggerheads, and the fight has now boiled down to Monsanto publicly comparing its yet-to-be-launched hybrids to Dupont's recent (and hyped) launches.
The funnier part is that these same so-called rivals, including DuPont, continue to borrow licensed gene traits from Monsanto to develop their own, which probably is the biggest stamp of Monsanto's leadership in the industry. And believe it or not, even rootworms are favoring Monsanto! The poor company faced flak last year when its corns failed to resist pests they were supposed to, giving the likes of DuPont a chance to make merry. Well, well…Monsanto might have the last laugh as reports of worms eating into engineered corns of DuPont and Dow (Syngenta's Agrisure corn is under scanner too) are hitting news headlines. Talk of tables turning!
It's possible
Monsanto hopes to earn anything between $4.18 and $4.32 per share in 2013, which would be a good jump from $3.70 earned this year. Not tough at all for a company that ended a challenging 2012 financial year with 25% growth in EPS. Monsanto's financial standing is anyway strong enough to withstand blows -- flush with a cash balance of $3.2 billion and free cash flow of around $2.4 billion, it is one of those few companies that generate higher cash flows than net income. A total debt-to-equity ratio of just 18% with awesome interest coverage of nearly 17 times means there's little to worry for the company. Investors' rewards: Decent dividend yield of 1.7% and regular share buybacks.
Industry leadership, excellent operational and financial standing, solid pipeline, good returns, and great growth catalysts – Monsanto is a complete package. I strongly urge you to add Monsanto to your stock watchlist. Click here to add it.
If you're looking for another winner stock, The Fool has found not one but three hidden middle-class millionaire-making stocks flying under Wall Street's radar. Like Monsanto, you probably use their products all the time without knowing it. Want to find out more? Click here for your 100% free report on the three stocks Wall Street's too rich to notice.
Neha Chamaria has no positions in the stocks mentioned above. The Motley Fool has no positions in the stocks mentioned above. Motley Fool newsletter services recommend Monsanto Company. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy. Is this post wrong? Click here. Think you can do better? Join us and write your own!


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MINUSTAH's Cholera Kleptocracy Prepares to Stay in Haiti (English|Portuguese)
By Dady Chery, Haiti Chery | News Junkie Post. The great majority of Haitians categorically reject the UN force, and Haiti's Senate passed a resolution in September 2011 that called for withdrawal of the troops by October 2012. Nevertheless, the groundwork was carefully laid for renewal of the UN mandate. With a $676.70 million budget at stake, the disregard for democracy is total. (English | Portuguese)


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Vaughn Telemaque Almost Breaks Roddy Jones' Back During Miami vs Georgia Tech Game
Unless Roddy Jones Has Evolved In A Way The Rest Of Us Haven't, The Human Body Isn't Designed To Bend This Way
9/18/09 in NCAAF | Pat | 5232 respect
Last night's Miami blowout against Georgia Tech showed that Miami might be back to their old selves, dismantling the Yellow Jackets 33-17 in a game that wasn't nearly as close as the score indicated. One of the more ridiculous plays of the game was this play, in which Vaughn Telemaque blew up Georgia Tech running back Roddy Jones.
Jones went end over end, and fumbled the ball in the process... probably because his back was bending in pretty much the opposite way it was supposed to. Nice hit by Telemaque.
Roddy Jones wasn't using that spine, anyway [Dr. Saturday]


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KALAMAZOO (WKZO) -- Reading Together, the community wide book club organized by the Kalamazoo Public Library, this year is focusing on two books at a time. Program coordinator Karen Santamaria says that, right now, the book club is urging people across Kalamazoo to read a couple of books that examine the way America eats.
"Tracy McMillin has written a book called The American Way of Eating: Undercover at Walmart, Applebee's, Farm Fields, and the Dinner Table," Santamaria told WKZO. "Related to that is Farm City: The Education of an Urban Farmer, written by Novella Carpenter."
Since 2003, people all across Kalamazoo have read and discussed the same books through the Reading Together program. You can find out more by following this link.


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Fewer medium and large private employers provide dental care for employees
September 29, 1998
In 1995, 57 percent of full-time employees in medium and large private establishments received dental care benefits from their employers. That participation rate was down from a high of 77 percent in 1984, and similar to the 56-percent rate reported in 1980.
[Chart data—TXT]
One factor that could be influencing the reduced employee participation in employer-provided dental care benefits is the rising percentage of employees asked to contribute to the cost of the dental care. In 1988, only 34 percent of participating employees were required to share a portion of the cost of dental care with their employers; by 1993, 54 percent of participating employees had cost-sharing arrangements.
Of those employees receiving dental care benefits, 85 percent are covered by a fee-for-service type plan. Only 8 percent of employees are covered by a dental health maintenance organization (HMO) and 6 percent are covered by a dental health preferred provider organization (PPO).
These data are a product of the BLS Employee Benefits Survey. For additional information, see "Dental Care Benefits, 1995" (PDF 282K), Compensation and Working Conditions, Summer 1998.
Bureau of Labor Statistics, U.S. Department of Labor, The Editor's Desk, Fewer medium and large private employers provide dental care for employees on the Internet at http://www.bls.gov/opub/ted/1998/sep/wk5/art02.htm (visited September 23, 2014).
Spotlight on Statistics: Productivity
This edition of Spotlight on Statistics examines labor productivity trends from 2000 through 2010 for selected industries and sectors within the nonfarm business sector of the U.S. economy. Read more »


text:
Shipping Details
Delivery Promise
Standard Delivery – First Class Post:
All orders are normally despatched to the delivery address that you supply within 5 working days of receipt of your order. We will send an email to confirm this.
Subject to credit clearance and availability of stock, we aim to despatch all orders within 24 hours of receipt of your order. If an item is temporarily unavailable for any reason, then you will be notified of the revised despatch date and given the opportunity to cancel your order. Your credit card will be debited prior to despatch of your order.
All standard delivery items will be sent by Royal mail and will generally be delivered with your normal post. If you would prefer to have your purchase delivered to an alternative address for your convenience, please let us know.
Royal Mail Special Delivery:
To ensure you receive your purchase the following working day, please place your orders by 1pm (Mon – Fri). Orders placed on Saturday will be sent out on Monday for delivery on Tuesday.
Special delivery can only be offered to items that are currently in stock at our warehouse. If you place an order for an item that is temporarily out of stock we will advise you of this and give you the opportunity to amend your order if you wish.
Please note that Royal mail requires a signature for all special delivery packages.
Desina will endeavour to minimise the amount of packaging it uses in the despatch of all items sent to our customers. All our packaging is recyclable and we believe this will help to save energy and acknowledge that it is a small but essential measure in helping to conserve the environment.
Supply of Goods:
We endeavour to have all items in stock that show they are'' in stock'' on our website. If for any reason we cannot supply your order, we will contact you by email and give you the choice if you wish to cancel your order or wait for a new delivery date.
We reserve the right to amend prices if there is a change in VAT or if an error occurs. If this should happen, we will correct the price and ask you to confirm whether you still want the goods at the corrected price.
Delivery Prices:
UK First class delivery is free for all purchases Over £60.This is a promotional offer that is for a limited period only.
First Class UK postage
Special Delivery
Rest of the world
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All Desina orders are charged in pounds sterling. If you use a credit/debit card that is registered overseas, the total will be determined by the card issuer, based on the exchange rate at the time your card is charged. Please be aware that your card issuer may charge you a fee for currency conversion – please contact them before placing your order to confirm this.
Customs and Import Duties:
If you live outside the EU, please be aware that local customs or import duties may be charged when your parcel reaches your country. We have no control over these charges, so unfortunately cannot predict what they will be.


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WASHINGTON D.C. (WTAQ) - Janesville Republican Paul Ryan has raised three times as much as any other Wisconsin House incumbent for their next campaigns in 2014.
Federal records show that Ryan brought in $1.7 million to his House war chest in the first six months of this year. Individuals make up about three-fourths of Ryan's donations, many from out of state.
He raised just over $400,000 this year from special interest political action committees.
Campaign finance director Susan Jacobson said millions of people outside of Wisconsin became familiar with Ryan's message after he ran for vice president in 2012.
Bob Biersack of the Center for Responsive Politics says Ryan's second term as the House Budget chair doesn't hurt his fundraising ability, either.
Ryan is often mentioned as a 2016 presidential hopeful. A year ago, he ran for both vice president and congress, with the intent of resigning his House seat had Mitt Romney been elected to the White House.
La Crosse House Democrat Ron Kind raised the second-highest amount among the state's 10 members of Congress this year, with $585,000.
Menomonee Falls House Republican Jim Sensenbrenner only raised $66,000, leading to speculation that he might step down in 2014. However, the Milwaukee Journal Sentinel says Sensenbrenner has already filed papers to run for 37th and 38th years in the House in next year's elections.


text:
Information contained on this page is provided by an independent third-party content provider. WorldNow and this Station make no warranties or representations in connection therewith. If you have any questions or comments about this page please contact email@example.com.
SOURCE Tango Tech, Inc
SAN DIEGO, July 9, 2014 /PRNewswire/ -- After raising over $300,000 during a hugely successful crowd-funding campaign on Indiegogo earlier this year, the team behind the Tango PC has taken to Kickstarter to raise additional funds to support retailing their PC you can fit in your pocket. Not only is the Tango PC ultraportable, it is a formidable office as well as entertainment machine with mid-core gaming performance on traditional Windows.
The Tango Kickstarter Campaign got fully funded just a day ago, and with only a day or so more to go, the consumers still can back their campaign in return of not just the Tango PC, but also a free additional PC whenever their worldwide sales reaches a 100k units milestone.
What really stands out is that the Tango PC is slim and weighs below 7 ounces, fitting what amounts to a full range of desktop components in a package about the size of an iPhone 5s. The specifications include an AMD A6-5200 2 GHz quad-core processor, DDR3 RAM (from 2-8GB), SSD hard drive (from 32GB-1TB or higher), 3x USB 2.0 ports, 1x USB 3.0 port, 1x HDMI port, headphone jack and internal Wi-Fi.
As for the operating system, Windows 7/8 is certified to run on Tango, but any OS compatible with a laptop PC should work, such as Linux, Unix and Chromium OS. In other words, Tango could potentially be your next cell phone sized Steam Machine.
The slim and tiny docking stations priced just at $99 each ($89 on KickStarter) can replace expensive desktops, IPTV boxes and older gaming consoles, and thus can save money on hardware and software because users can just carry one PC for everything everywhere.
Be sure to check out the Live demo video and their Kickstarter Campaign which ends in a day or so at the time of writing.
For a hands-on performance review by BGR/YAHOO NEWS, click here
Video - http://origin-qps.onstreammedia.com/origin/multivu_archive/PRNA/ENR/FX-Tango-070914.mp4
Photo - http://photos.prnewswire.com/prnh/20140709/125723
©2012 PR Newswire. All Rights Reserved.


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5.11 Tactical® Winter Leggings
Item # WX2-230306
- Google+
This item is shipped directly from the factory. To see the expected shipping date, please add to your Shopping Cart. Sorry, no express shipping available. We are unable to ship factory direct items to Alaska, Hawaii, Puerto Rico or APO or FPO addresses.
- Details & Specs
5.11 Tactical® Winter Legging Underwear Underwear that prevents moisture build up, and keep your lower half insulated from chilly air!
5.11 Tactical®'s Winter Legging Underwear were designed by end users, and is sure to impress you the moment you put 'em on. Underwear base layers designed to be worn under your uniform or other gear it will keep you warm and comfortable. With its built in anti-microbial and moisture wicking technology to also keep you dry at the same time. Mens underwear is designed with the latest fabrics using a 7.3 oz, 61% nylon, 23% polyester and 16% spandex combination with an engineered lower leg to reduce pressure points in your boots while staying in place.
- Mesh insets at groin area give this underwear breathability and comfort
- Machine wash / dry. Imported.
State Size and Color, as available in the Shopping Cart.
- Reviews
Customer ReviewsNo reviews exist for this item....
Don't Forget
3-Prs. of Men's Browning® Cotton Crew Socks, 1 Navy / 1 Tan / 1 BlackBuyer's Club $17.99 Non-Members $19.99
3-Prs. Cool Max® Steel Toe Work SocksBuyer's Club $13.49 Non-Members $14.99
1-Pr. Thermal Sock and Liner SystemBuyer's Club $8.99 Non-Members $9.99
You May Also Like
Men's WSI® Arctic WikMax Pants, BlackBuyer's Club $44.99 Non-Members $49.99
Men's WSI® WikMax HEATR® Pants, BlackBuyer's Club $116.99 Non-Members $129.99
2-Pk. of Guide Gear® Thermaweave Stretch Base Layer TopsBuyer's Club $26.99 Non-Members $29.99


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Model Number:
The Salomon Runner Impact Tank is no ordinary running top. It features soft, synthetic fabric that wicks moisture from your body, UV 50+ sun protection a shelf bra with side clasps for adjustable sizing and support, and multiple mesh panels for optimal breathability. The modified v-neck and semi-fitted cut deliver a feminine touch to this versatile tank.
Important Shipping Note: U.S. sales only.
Please include any relevant information such as weekly mileage, training or race pace, or foot type.
Copyright © 2014 Running Warehouse. All Rights Reserved. Contact Us
Site Map | US: 1.800.606.9598 | firstname.lastname@example.com | Careers


text:
-- Scott Roberts
MONDAY, Jan. 10 (HealthDay News) -- Fentanyl (Abstral) tablets
have been approved by the U.S. Food and Drug Administration to help
opioid-tolerant adults with cancer manage so-called "breakthrough"
pain that occurs suddenly and requires a short-term higher dose of
a patient's round-the-clock opioid regimen.
Only doctors skilled in the use of Schedule II opioids should
prescribe this product, the FDA said in a news release. Any
pharmacy, distributor or health-care professional involved in
Abstral's distribution or use will have to enroll in a Risk
Evaluation and Mitigation Strategy (REMS) program, designed to
minimize misuse and abuse, the agency added.
Abstral's safety was evaluated in clinical studies involving 311
opioid-tolerant cancer patients with breakthrough pain. The most
common side effects included nausea, constipation, drowsiness and
The FDA warned that the risk of death had been cited in studies
of similar immediate-release fentanyl products. "The deaths
occurred as a result of improper patient selection and/or improper
dosing," the agency said.
Abstral is produced by ProStraken Inc., based in Bedminster,
More information
To learn more about fentanyl, visit the U.S.
National Institute on Drug Abuse.
Please be aware that this information is provided to supplement the care provided by your physician. It is neither intended nor implied to be a substitute for professional medical advice. CALL YOUR HEALTHCARE PROVIDER IMMEDIATELY IF YOU THINK YOU MAY HAVE A MEDICAL EMERGENCY. Always seek the advice of your physician or other qualified health provider prior to starting any new treatment or with any questions you may have regarding a medical condition.
Copyright © EBSCO Publishing. All rights reserved.


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Asked on Mar 30, 2013 - 14:01
I cant exit the page "Track your productivity" in my todoist windows app.
I uninstalled, deleted TodoistCache in appdata, but, after reinstall. I see the same page, and i dont have any button like "back" or "show projects"...
See this printscreen:
All responses
Replied on Mar 30, 2013 - 14:12
Hell Gabriel,
The Todoist app has an icon in your system's notifications area (system tray). Please click on it and you'll have an option to log out which should redirect you to the login page and after logging in, this issue will be solved.
Best regards,
Replied on Mar 30, 2013 - 14:55
David, Thank you.
This solved.


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|Surveyor Spacecraft
A model of the Surveyor spacecraft series. Image credit: NASA/JPL-Caltech
Equipped with a chemical element analyzer for conducting analyses of the lunar soil, the Surveyor 5 lander was the first spacecraft to do a soil analysis on the moon, or any other world. At the outset, the mission nearly failed due to a leak in the spacecraft's thruster system, but engineers devised an alternate breaking sequence to land the spacecraft safely.
Returning more than 20,000 photographs taken over three days and making one of the most significant finds of the Surveyor missions (that the moon's surface was likely basaltic rather than powdery and therefore conducive to human exploration), Surveyor 5 became one of the most successful missions of the series.
- Television
- Alpha-scattering surface analyzer
- Hardness and bearing strength of lunar surface


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- Sa sulod sa jeep, naay Nursing student nga nag sige ug kulitog sa iyang ilong.
- Hilabtanon na tiguwang: Day, unsay gikuha nimo?
- Estudyante: Nursing.
- Hilabtanon na tiguwang: Aw! Abi nakog kugmo.
Just another bad day at work.
I almost drowned my patient because of all the blood products I was transfusing. He has a case of Acute Myelocytic Leukemia and was on the verge of an Acute Kidney Injury. I only drained 7 mL of urine my entire shift. After transfusing 2 units of Fresh Frozen Plasma, I immediately transfused another unit of PRBC because I was so concerned with his hemoglobin which was only 7.8. I forgot that he was not producing any urine. I was only focused on escalating his hemoglobin to at least 10. Nothing bad happened to the patient. Thank God. He only had fine crackles bilaterally which wasn't present at the start of my shift. Nothing that a good suctioning can't fix. Hehe. I was also worried when he started desaturating to as low as 86%. I transferred the pulse oximeter sensor to his ear and immediately sats went up to as high as 93%. His usual sats was between 90-91%. Thank God, again! :)
The shift ended with a surprise in the urobag. It was 150 mL worth of amber colored urine. Yey. At least his kidney is trying its best to eliminate the excess fluid I have been giving him. I hope he recovers fast. Even with his AML. :)
You're a nurse?!? That's cool, I wanted to do that when I was a kid. How much do you make?
That awkward moment when a patient tells you that she has difficulty breathing.
But when you assess her objectively:
(1) Normal respiratory rate; (2) Accessory muscles unused; (3) Clear breath sounds; (4) Normal VTE; (5) Normal Pressure Limitations; (6) No desaturation (7) She looked pretty comfortable with current vent settings.
And I'm like:
That crappy moment when you have 3 pages worth of orders at the end of your shift.
Why did you have to wait until the end of my shift to order all those crap for my patient, Ms. Resident? How am I supposed to go home on time? No worries. Just be cool. :)