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People's Law Guide
David A. Silverstone Attorney At Law
I consult with a lot of people lately who are faced with the prospect of losing their homes in foreclosure. Many of them have become 'upside down' on their mortgages; the balance of their mortgage is greater than the value of the property. People whose mortgages are upside down have no good options. They have to choose from among the lesser of three or four evils, including facing foreclosure, litigating with the lender, trying for a short sale or loan modification. There is no doubt that going into foreclosure can bring up strong emotions, and feels like a crisis. However, it is best to maintain a positive and businesslike outlook. Knowledge of the legal aspects of foreclosure will empower you to take the steps necessary to get through this difficult and often confusing process.
When you buy a house or other property you borrow money from a lender, usually a bank. At the closing, you sign a document called a Mortgage, and another one called a Note (also known as "promissory note"). The Note is a written promise to repay the lender and the Mortgage is an agreement that if you don't make your payment, the lender can take the property from you.
If you don't make your payments, the bank cannot just kick you out of your house. They have to file a foreclosure action. A foreclosure action is a civil lawsuit.
The Complaint
The foreclosure action is begun by the lender filing a Complaint. A Complaint is a paper which essentially states that you broke your promise to pay the Note and Mortgage, and requests that the property be sold at foreclosure sale.
Being Served
You must be served with the Complaint. In Florida, service is accomplished by a sheriff or process server handing you a copy of the Complaint and a Summons. A Summons is a paper which requires you to file a written response to the Complaint within 20 days. The Summons cautions that if you do not respond, a foreclosure judgment may be entered against you without further notice.
Filing a Response
Filing a response, called an "Answer" within the 20 day time limit keeps you from having a judgment automatically entered against you. By filing a response you will receive notices of all hearings and court proceedings in the foreclosure action, including copies of all papers filed by the lender's attorney. The purpose of this is not necessarily to defend the lawsuit, but to make sure the court and attorney know that you are participating in the lawsuit. If you wish to actively fight the foreclosure you should see an attorney. A copy must be mailed to the lawyer, and the original mailed to the Clerk of Court. The mere filing of an Answer adds time to the foreclosure process. This additional time can work to your advantage. Perhaps you need to stay in the property a bit longer for financial or other reasons. Perhaps you are trying to sell the property. You may need the time to negotiate a short sale or modification.
Raising Defenses
Another reason to file a response is that you may have defenses to the foreclosure action. A "defense" means that you have valid legal grounds to fight or object to the foreclosure. These defenses must be stated in the Answer. If they are not raised at this time, you may find later that you have waived them, or at least that it is much more difficult to raise them.
Motion to Dismiss
A motion to dismiss points out technical errors in the Complaint. A common technical error lenders make is failure to attach a copy of the Note and Mortgage to the Complaint. Another common error is that the lender named in the Complaint is not the original lender with whom the mortgage was signed. Most technical deficiencies can be corrected eventually, but this will purchase additional time.
Counterclaims: Suing Back
You may have grounds not only to defend the foreclosure, but actually "sue them back" in a counterclaim. If you can show the lender engaged in predatory lending, fraud, Truth in Lending violations, or other illegal conduct, you may be in a position to file a counterclaim. If lender wrongdoing can be shown, the lender could wind up losing its right to collect on the mortgage. If you believe that you have grounds to file a counterclaim because the lender engaged in some type of serious misconduct, then you should bring it to an attorney. The attorney will evaluate your case and weigh the costs and benefits of undertaking this type of litigation. Be aware that the Summons only gives you 20 days to respond, and you therefore need to go to an attorney quickly.
The Motion for Summary Judgment
The MSJ is a paper filed by the lender, asking for a quick judgment without a trial. The MSJ must be presented to the judge at a court hearing. If you filed a response, you must receive a notice for the Summary Judgment Hearing in the mail.
The Summary Judgment Hearing
At the hearing, the judge will ask both sides to state their positions. The judge may ask you some questions, but genrally if the lender's paperwork is in order, he will sign the foreclosure judgment. The reason judgment can be entered just by looking at the MSJ paperwork is that once the lender has shown the judge proof that you have not paid your mortgage, there is nothing more to prove. Unless you have some defense or counterclaim which would justify or excuse your nonpayment, the lender will win the MSJ, and the judgment will be signed. This is not to say that a foreclosure cannot be successfully challenged, but in most foreclosures the lender will "win" its case at the summary judgment hearing.
The Final Judgement of Foreclosure
The judgment which the judge signs carries two important pieces of information. The first one is the judgment amount. The judgment amount is the total of all money owed by you to the lender, including the principal balance of the mortgage, interest, penalties, late fees, attorneys fees, title search fees, etc… The judgment amount is the amount that the property will have to sell for to fully pay off the lender.
The other important information is the foreclosure sale date. In Florida the foreclosure sale must be held within 35 days. Judges however may, under certain circumstances, allow some extra time beyond the 35 days. If you need extra time, you should request it at the MSJ hearing.
The Foreclosure Sale
The foreclosure sale is an auction where the public is invited to place bids on your property. Prior to the foreclosure crisis, bidders would show up at these auctions. Now that most properties are upside down, there is little or no bidding at the foreclosure sales. As high bidder, the lender ends up owning the property. If you have not vacated the property by ten days after the sale date, the lender can evict you from the premises in fairly short order.
HOW LONG DOES FORECLOSURE TAKE? (times are estimated)The foreclosure action will be served on you approximately 90 days after your first missed payment. You have 20 days to file a response. After the response is filed, it takes approximately 45 days before a Summary Judgment Hearing takes place. You then have 35 days until the foreclosure sale. The total time you have after your first missed payment is approximately 185 days. The actual time may be longer, depending on how many foreclosures the lender is handling, and whether you file a motion to dismiss, or raise defenses.
The Deficiency JudgmentOnce the lender is the high bidder at the foreclosure sale, and owns the property, the lender will list the property for sale. Because the property is upside down, the price it sells for will be less than the amount of the judgment. This creates a loss, or "deficiency" as it is called in our Florida Statutes. The amount of the "deficiency" is, under Florida law, the difference between the judgment amount and the fair market value of the property. For example if the judgment amount is $300,000.00, the fair market value of the property is $210,000.00, and the lender sells it for $200,000.00, there is a deficiency of $90,000.00.
Taking Your AssetsThe deficiency judgment gives the lender the right to collect money from your general assets. A deficiency judgment holder has the right to "attach" "levy" or "garnish" your assets in order to get the money that is owed under the judgment. The judgment holder can garnish your bank accounts and wages. The judgment holder can force you to surrender your assets, including real estate, automobiles, stocks, and business interests you own.
Florida Asset Protections
There are many asset protections built into Florida law, which has given Florida a reputation as a "debtor's paradise".
Under Florida' s homestead law a principal residence is protected from money judgments. If you are a head of household, your wages are protected under Florida law. Retirement accounts, annuities and pensions are also protected assets in Florida. If you are a resident of another state, and had property foreclosed in Florida, you should consult with an attorney in your to see what asset protections exist under the law of that state.
What is the likelihood of a Deficiency Judgment?
So far, few lenders have exercised the right to pursue a deficiency judgment. Lenders currently have their hands full with the sheer volume of foreclosures. It can be assumed that many lenders have not yet decided what their policy will be with regard to deficiency judgments. However, they have a four year period in which to decide, measured from the date they sell the property.
There are some good reasons why lenders may not pursue deficiency judgments. The lender has already receives a significant part of its money when it sells the property. Most homeowners
would have few assets left after losing their home, would not be worth pursuing. To get a deficiency judgment, the lender must return to court in a separate proceeding, and incur additional attorneys fees and court costs. Lenders may consider it bad public policy to file additional legal actions against thousands of homeowners who are already hurting from the loss of their home, and whatever money they invested in it.
Some lenders may decide on a case by case basis whether to pursue a deficiency judgment. In other words, the lender may make a determination as to what assets the former property owners, and pursue the "haves" and leave the "have nots" alone. The risk of a deficiency judgment has harsher potential consequences for people with significant assets.
A short sale is when the lender allows a homeowner to sell a property for less than the mortgage payoff. For example if your property is worth $120,000.00, and the amount of the mortgage is $200,000.00, a bank may agree to let you sell the property for $120,000.00 on a short sale. The bank would be agreeing to take less than the full amount of the mortgage. Why would they agree to do this? Because a foreclosure takes time and money, and in the end the bank will wind up selling the property "short" anyway. In order to do a short sale, it is best to contact the loss mitigation department of your bank, and to use an attorney to negotiate the short sale with the lender.
Do Short Sales Always Work?
No. It only works if a buyer is found and approved by the lender. There are a lot of properties for sale, and few buyers. These buyers are looking for below-market bargains, and the lenders want to recoup as much of the mortgage amount as possible. The lender is not there to do you any favors and they may be relatively inflexible on their bottom line price.
A short sale is made more difficult if the home has a second mortgage. The first mortgage holder may agree to the short sale, but the second mortgage holder would have no motivation to release the second mortgage unless they got paid something as well.
You Will Have to Reveal Your Assets
Lenders require full financial disclosure as part of the short sale process. If the short sale attempt is unsuccessful, and there is a foreclosure, the lender now knows exactly what your assets are. Some people who own non-exempt assets, would rather take their chances on a foreclosure, rather than reveal what their assets are. The bottom line on short sales: A short sale is at least worth trying, because, if successful, it could be preferable to foreclosure. It is recommended that you have a real estate attorney assist you in negotiating a short sale, in order that the arrangement with the lender is as fair as possible to you.
A loan modification is when a lender changes one or more terms of the mortgage. The goal is to lower your payment to one you can afford. The lender may lower your interest rate, change the rate from adjustable to fixed, increase the amount of years to pay off the mortgage, and may actually decrease the principal balance owed on the loan.
The financial disclosure requirements are similar to those in a short sale. Lenders typically take four months or more to determine whether they will modify your loan. Eventually the lender will come to you with modified loan terms. Sometimes you will be able to negotiate the modification proposal to more favorable ones. Using an attorney for those negotiations can help you do this.
The bottom line on loan modification is that it is worth trying, but it will take the lender a long time to get back to you, and the plan the lender comes up with may still not be one you can afford.
Finally, you should be very careful of companies which advertise that they will negotiate the modification for you. Some of these companies are fraudulent, and their goal is merely to part you from your money.
An attorney knowledgeable in foreclosures and foreclosure defense can assist you in all aspects of dealing with foreclosure, including responding or defending to foreclosure actions, filing a counterclaim, negotiating with the lender, or just answering questions.
David A. Silverstone is a civil litigation, real estate and probate attorney. His office is located at: 2500 Hollywood Blvd., Suite 206, Hollywood, Florida 33020. For consultation, contact the law office of David A. Silverstone, P.A. (954) 367-0770, or send an email to firstname.lastname@example.com


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The CDC partners with many organizations throughout the area to provide an array of services to the surrounding community. The CDC commissioned "Rebuilding Together of the Triangle," to help reconstruct Snipes' home.
"Rebuilding Together" is the nation's largest nonprofit organization working to preserve affordable homeownership and revitalize neighborhoods. There are nearly 200 affiliates nationwide.
"Rebuilding Together" of the Triangle provides critical home repairs and modifications at no charge to the homes of low-income homeowners residing in Chatham, Durham, Orange and Wake County in North Carolina. "Rebuilding Together" helps to preserve affordable homeownership and revitalize communities by providing these services to make homes safe, warm and dry.
"Thanks to the CDC and its resources," stated Snipes. "I now have assistance to repair and improve my home."
Pictured: The house after the volunteers completed their cleanup project.
© 2012 Saint Augustine's University | 1315 Oakwood Avenue, Raleigh, NC 27610-2298 | 919-516-4000 | About SAU Saint Augustine's University is an equal opportunity educator and employer. For current job openings click here.Saint Augustine's University website is designed and maintained by Office of Marketing & Communications.For all compliance information concerning Saint Augustine's University click here.For all comments, feedback, or questions concerning the SAU website click here.

subset: commoncrawl


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News and media
|Remove Type: Media
|Remove Date: 2014
|Latin America & the Caribbean
|Remove Region: Latin America & the Caribbean
World Energy Council study highlights massive challenges to the energy system of Latin America and the Caribbean
The Latin America and Caribbean region must optimise its energy supply options nationally and across the region in order to support the needs of its growing economies and increasing population, according to a World Energy Council (WEC) report presented at an event organised by the Colombian member committee of the WEC (COCME).
Posted on 31 March 2014
Ecuador joins the World Energy Council
Ecuador has formally joined as a member country of the World Energy Council in a ceremony in Quito.
Posted on 27 August 2014
WEC Scenarios workshop to gather Latin American and Caribbean expertise
The WEC's World Energy Scenarios team will be hosting a workshop in the Latin America and Caribbean region this month. Energy strategists and other decision-makers from the region are encouraged to attend.
Posted on 17 July 2014
Bolivia puts on major energy congress
The annual congress of WEC Bolivia next month will look at national and regional energy prospects in the backdrop of global oil and gas dynamics.
Posted on 17 July 2014


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|View Poll Results: How Do You Mostly Receive Broadcast TV?
|Terrestrial OTA
|I don't watch broadcast TV
|Voters: 642. You may not vote on this poll
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First, there was terrestrial over-the-air (OTA) television broadcasting. Then came cable and satellite delivery. And now TV programming can be accessed via online streaming and downloading.
With such a wide range of options, which do you mostly use to watch broadcast TV at home? Of course, you might well utilize more than one delivery system, but which one do you use the most, and why? Or do you eschew broadcast TV altogether?
Terrestrial OTA
I don't watch broadcast TV
Scott Wilkinson
AVS Editor
xRite i1 Display Pro (OEM); CalMAN 5 Basic; ColorHCFR
2. Online
3. I have used OTA for backup to cable after storms occasionally, but not often
Instead, I have an internet radio in my bedroom, an AM/FM radio in the kitchen, and a Ham radio transciever at my computer desk.
Besides - I have plenty of unwatched movies and TV series in my projection theater to keep me occupied; at last count, I have over 250 unwatched Blu-rays and a half-dozen TV series box sets in my collection, all still sealed in plastic wrap!
FEEL an awesome 3D Blu-ray movie in the
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- Now with projection in glorious "FREYMAX" 3D!
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normal on a two month old set..
DirecTV IMO offers some of the better PQ when it comes to broadcast. We have Dish/DirecTV and TimeWarner availible in our area, and dish is great as well but did not offer soem of the selections we wanted at the time. Time warner is terrible, we moved back briefly, their equipment is garbage and everything looks so compressed to me.
Also I have had some of the best customer service with DirecTV as well and I am a pretty tough customer
If Comcast decides to encrypt the broadcast channels I'll be hooking up to the unused antenna in the attic.
I'm satellite-only too, and the PQ is far better than cable, but I only recently moved to a place with decent OTA reception, so I haven't compared satellite to OTA. 90% of network content is fine on satellite, but the compression does show when I'm watching sports. Will I see an improvement with broadcast sports if I go OTA (I'm most interested in NFL and NCAABB)? More importantly, it the improvement noticeable enough that it's worth $50 and the hassle of installing an HDTV antenna on my roof?
Other than the cost of 12 Mbps DSL broadband (which I would have for PC use, regardless) my total outlay for TV entertainment is eight bucks a month for Netflix.
I have never paid for TV services but there is a coax cable that runs to my house and I get stuff like ABC, CBS, NBC, FOX, PBS and a few others in HD.
All I watch is football though so I put my Samsung HDTV tuner (H260f) away till fall and by then those channels may be encrypted.
Apart from NFL, I don't watch TV period and I actually plan to ignore football too next year if possible.
Shows I discover and like, I buy on Blu eventually.
So I pay the extra money to have a premium channel and record all the newer movies there to watch when they come out with 5.1 audio in HD.
Trying to enjoy the simple things in life.
Steam: madbrayniak
The distinction between broadcast TV and cable channels is mostly not meaningful to us (although the roof antenna that was on our house when we bought it in 1976 is still hooked up and works well for digital OTA, and is available as a backup).
Wide Awake
on the Edge
of the World
- DirecTV 60%
- Online Streaming 30%
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Yamaha RX-A2010, Samsung UN55B8000, AppleTV, Roku3, Yamaha CDC-685, Oppo BDP-93
Klipsch: (2) RF-83's, (1) RC-64, (2) RVX-54's, (2) RSX-5's
SVS: (1) SB13-Ultra
See links above for additional system details.
- U.S. OTA broadcast stations in several adjacent markets (for different sports games, overcoming sports blackouts, and overcoming network preeemptions from special-event local programming)
- 5 neighboring Canadian OTA broadcast stations that cannot be delivered via satellite for legal/contractual reasons
- Local market OTA broadcast stations not carried by DirecTV at all, or not carried in HD by DirecTV
- Local market and adjacent-market OTA broadcast subchannels (-2, -3 subchannels carrying ThisTV, MeTV, Weather channel, etc.) not carried by DirecTV
- Occasional time-shifting through multiple-market PBS stations
- Overcoming satellite rain fade during summer thunderstorms
- Overcoming any contractual dispute between an OTA broadcaster and satellite provider resulting in temporary removal of an OTA broadcast station from the satellite-delivered lineup
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text:
Category: Water & Wastewater ×
Subcategory: Ozone & UV Treatment ×
Keyword: ozone generation ×
Location: USA ×
Location: Montana ×
DULCOTEST - Ozone Sensorsby ProMinent Group - ProMinent GmbH
DULCOTEST Ozone sensors are designed for a measuring range of 0 to 2 mg/l. They are also used in connection with ProMinent Ozone generation plants.
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The ozone generating system OZONFILT OZMa guarantees maximum operational safety and reliability at minimum operating costs. Depending on the version, the system produces ozone from compressed air or oxygen at a rate of 70 to 735 g per hour. Electronic power circuitry ensures a reproducible ozone quantity independent of power supply and pressure ...
OZAT - CFS-2G - Compact Ozone Generatorsby Lenntech Water Treatment
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Clearwater Ozone - CD12/AD - Ozone Generator - 2.5 GR/HR Capacityby Genesis Water Technologies, Inc
The Clearwater Tech CD-12/AD Ozone Generator uses novel RHF technology, elevating Corona Discharge performance, dependability, and quality to a higher level. The system includes an integrated 'intelligent' air drying system for simple and convenient installation. The CD-12/AD creates 2.5 gram per hour with fully adjustable output levels. Earth ...
MCZ - Reference Lab for Quality Assurance and Interlaboratory Testingby Umwelttechnik MCZ GmbH
PC-controlled multipoint multi-component span gas generation for up to 32 measuring stations or 25 m³ span gas / hour. Up to 16 bottled span gases can be connected and mixed into one span gas. An ozone generator can be integrated to generate ozone span gas or for gas phase titration with ozone.
BiOzone - Laboratory Medical Ozone Generation Systemby BiOzone
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OZAT - CFS Series - Second Generation Compact Ozone Generatorsby Ozonia North America, Inc.
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Clearwater Ozone - CD10-AD - Ozone Generator - 1.2 GR/HR Capacity with Air Dryerby Genesis Water Technologies, Inc
The Clearwater Tech CD-10/AD Ozone Generator uses novel RHF technology, elevating Corona Discharge performance, dependability, and quality to a higher level.
G-Sapphire P Series - Ozone Generatorby Air Tree Ozone Technology Co.
G-Sapphire P series is an air-cooled, modular ozone generator, with built-in oxygen concentrator for feed gas. With oxygen concentrator, ozone generation tubes, cooling system and microprocessor controlled power supply, the ozone generator is in very compact. Each module contains at least one ozone generation tube. Ozone is formed between the ...
Horizon Series - Ozone Generatorsby Pacific Ozone Technology Inc.
The Horizon Series integrated ozone systems eliminate the complexity of integrating the four critical elements of ozone systems: feed gas preparation/oxygen concentration, ozone generation, mass transfer, and complete process control. All Horizon Series seamlessly combine these elements into stainless steel skid-based packages designed to address ...


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Sara Teasdale
Sara Teasdale (8 August 1884 – 29 January 1933 / Missouri)
» Click to list general statistics » OR, select a date :
"I Have Loved Hours at Sea"
I have loved hours at sea, gray cities,
The fragile secret of a flower,
Music, the making of a poem
That gave me heaven for an hour;
read more >>
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Associated Press
Publication: theday.com
Los Angeles (AP) — A 9-year-old girl crawled out of a mangled SUV, climbed out of a canyon and walked about a mile in the middle of the night to find help after surviving a highway crash that killed her father in Southern California, authorities said.
The 2010 Ford Escape was launched about 200 feet down an embankment along a semi-rural stretch of the Sierra Highway in Acton about 1 a.m. Sunday, said California Highway Patrol Officer Cheyenne Quesada. The vehicle overturned several times.
The girl managed to extricate herself and walk through rugged terrain to a nearby home, but nobody answered the door, the CHP said. Then she hiked up the steep embankment and along the road to a commuter rail station where she flagged down a passing motorist at about 2:30 a.m.
"She walked quite a distance in a very, very threatening environment. It's very black out there, very dark," CHP Sgt. Tom Lackey told KABC-TV. "It's very steep and it's brushy and there's also coyotes in the background."
Responding officers found a man in his 30s had been killed, Quesada said. His name was not released but officials said he was from Los Angeles.
A helicopter transported the girl to Children's Hospital Los Angeles. She was treated for minor injuries including bumps and bruises and a cut on her face.
Television footage showed crews removing the severely damaged black SUV from the canyon.
The CHP is investigating whether alcohol played a role in the crash.
Tri-Town iPad mini ContestEnter for a chance to win an iPad mini
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Connecticut Family Magazine Fall 2014Tell us your favorite children's books, board games, and more. You might be featured in an upcoming issue.
Pro FootballPredict pro football winners each week for a chance at local and national prizes, including a trip to Hawaii.
Photo Calendar ContestSubmit your photos for Southeastern Connecticut for our very popular annual calendar.
Freaky FridaysEnter now! We're giving out 13 trick-or-treat bags full of goodies every Friday from Sept. 26 through Oct. 17.
A new policy by CVS Pharmacy requires all employees on its health plan to disclose vital information -- such as weight, body fat and glucose levels -- or pay a monthly fine of $50. What do you think?
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Transcript – Labour Productivity
This is a transcript of the video podcast which can be viewed at:
This is a short video looking at labour productivity in the second quarter of 2013.
What is Labour Productivity?
Labour Productivity measures the amount of economic output that is produced by a unit of labour input.
What is Labour Productivity?
It can be determined in terms of output per worker, output per hours worked, and output per job. Output per hours worked is the preferred measure.
Output per Hour after Recessions
We will now look at how output per hour has changed, per quarter, after the recessions of 1973, 1979, 1990 and 2008, using this chart.
Shortly after the end of the 1973, 1979 and 1990 recessions, output per hour began to grow strongly, however, since the 2008 recession, shown by the black line, output per hour has continued to fall.
For the 1990 recession, output per hour exceeded its pre recessionary level within three quarters. After the 1973 and 1979 recessions, output per hour exceeded its pre recessionary levels in 6 quarters. 22 quarters after the 2008 recession, output per hour has not yet reached its pre recessionary level.
The Productivity Conundrum
Next we will use this chart to illustrate the productivity conundrum. It shows changes in output, shown in red, hours worked, shown in green, and productivity, shown in blue, which has been indexed to the first quarter of 2008. So above the dotted 100 line the level is above that of Q1 2008, and below the dotted line means that the level is still below its pre recessionary levels.
The figure shows that while hours worked recovered to its pre recessionary value in the third quarter of 2012, output, while growing, is still between 3 and 4 percentage points below its pre recessionary value, and productivity is still 5 percentage points below its pre recessionary value.
Output per Hour Q2 2013
Now we will look at how output per hour has changed per quarter from the 2008 recession until the second quarter of 2013, shown by the blue bars. It also shows how it has changed compared to the same quarter a year ago, shown by the red line.
UK labour productivity increased by 0.5% in the second quarter of 2013, shown by the red rectangle. The change on the quarter a year ago was -0.5%, highlighted by the black circle.
This is a short video looking at Labour Productivity.
Source: Office for National Statistics
Details of the policy governing the release of new data are available by visiting www.statisticsauthority.gov.uk/assessment/code-of-practice/index.html or from the Media Relations Office email: firstname.lastname@example.com


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Riegel Cam Hotel Bath Towels 24" x 50" - 6pk
Item #: 902927 |Model #: CAM-24X50-10.50 | (3) |
These economical, hotel quality bath towels are 86/14 cotton rich and are long lasting and absorbent
Riegel's Cam Collection of bath towels are made of an 86% cotton/14% polyester blend. The attractive cam border adds a traditional touch and fast selvage edges allow for longevity with repeated laundering.
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If anyone here has any or knows anyone who may have some, let me know. Just send me a PM.
Looking for playoff tickets
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Sweeping Success
5 p.m., Friday
Photography by David Croxford
Brian Lum, third-generation owner of Honolulu Broom Factory, carefully binds a classic straw broom. High quality, in an era of cheap imports from abroad, has allowed the company to survive as the last broom factory in Hawaii, and one of the last in the country.
Do you like what you read? Subscribe to Hawaii Business Magazine »
Hawaii Business magazine invites you to comment on our articles and the issues they raise. Comments are moderated for offensive language, commercial messages and off-topic posts and may be deleted. Some comments may be chosen for inclusion in the magazine on the Feedback page.


text:
Is there anything we don't know about Jessica Simpson? We've learned about her pregnancy cravings and what it will be like when her water breaks, and now we're even learning about her derriere. It was really only a matter of time.
In the latest preview clip from NBC's designer competition Fashion Star, Simpson shares even more about her body a topic that just doesn't seem to be able to die. Apparently, Simpson doesn't have quite enough junk in her trunk and seeks out other means of obtaining a shapely figure. Of course, she doesn't stand up to demonstrate, but she does endure a little teasing from host and model Elle MacPherson as well as series mentor and top designer John Varvatos. Part of me hopes she never learns to quiet her penchant for TMI.
Jessica Simpson's Naked Cover Controversy - Elle Responds
Jessica Simpson: ""Whenever My Water Breaks It Will Be Like a Fire Hydrant""
Jessica Simpson: Queen of the Overshare


text:
Team Golf Edmonton Oilers Divot Tool and Marker SetItem Number: 19325976
Price: $14.99
Free Shipping Eligible on Qualifying Purchases Over $49! Up to $15 Shipping Credit. (See Promotion Details)
Product Information
Customer Reviews
The Team Golf® Edmonton Oilers Divot Tool and Ball Marker Set is a must-have accessory on the course. The set includes a sleek divot tool and three double-sided, enamel, magnetic markers. Each color-filled marker features the official NHL® logo of your favorite team. Show your team spirit on all 18 holes with the Team Golf® Divot Tool and Marker Set.
- Divot tool and marker set
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- Officially licensed by the NCAA®
- Model: 14045Z
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Country of Origin: China


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Annual Fund
Why We Give
Gifts received for the Annual Fund will allow us to dedicate more of our budget to scholarships. Given the current downturn in our economy this aspect of our fundraising efforts has become even more important. With over 95% of our students receiving some type of financial aid Annual Fund dollars allow us to make an already affordable education even more so. During the course of the year, four Annual Fund brochures are sent to our friends and benefactors. Each will feature one of many students who benefit from the generosity of people like you. Our request is that you join them to help make a difference in the lives of students at NGU.
Facts About the Annual Fund
Help us insure that students currently enrolled and prospective students who God would draw to this University are able to attend. These are uncertain times for many families. Your gift will make a difference in the financial aid we are able to offer to current and future students.
In Christian partnership,
Levels of Giving
Call today at (864) 977-7182 to make your gift of any size today to help give today's North Greenville students the best university experience possible!


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Design attractive logos with 2200 logo templates and customize with 5000 graphics and effects.Windows Version 4.0 ... Added: 01/17/14Total Downloads178,764Last Week1,261
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Create photos for visas and identification documents.Windows Version 3.2 Bui ... Added: 11/23/11Total Downloads57,106Last Week79
Send MIDI files to your friends' mobile phones via the Internet.Windows Version 4.0.1 ... Added: 07/29/05Total Downloads83,907Last Week1
Identify and validate credit cards used on your Web site.Windows Version 2.12 ... Added: 06/22/01Total Downloads38,063Last Week9
Read a narrative of the aftermath of the Vietnam War.Windows Version 1.0 ... Added: 09/18/02Total Downloads2,196Last Week1
Validate credit card numbers.Windows Version 1.0.0 ... Added: 03/23/98Total Downloads29,090Last Week1
Make possible a flexible customization of a bill view.Windows Version 4.51 ... Added: 03/12/10Total Downloads44Last Week1
Pa kart Visa robic codzienne zakupy. Dziki temu w promocji wiosennej Visa moesz wygra jedn spord wielu wspaniaych nagrd nawet 50 000 z!To proste!...iOS Version 2.04 ... Added: 07/23/11Total Downloads35Last Week1
The REI Visa App gives you one-touch access to apply for and manage your REI Visa card. If approved for instant credit, you can shop right now and...iOS Version 1.1.3 ... Added: 10/10/11Total Downloads19Last Week1
Did you ever wonder if you need a visa or a passport to travel abroad? Did you know how much it costs or how long it takes to secure one? US...iOS Version 1.0 ... Added: 07/20/11Total Downloads2Last Week1
The REI Visa App gives you one-touch access to apply for and manage your REI Visa card. If approved for instant credit, you can shop right now and...Android Version 1.0 ... Added: 06/03/12Total Downloads4Last Week1
Visa Run - Pattaya to Sihanoukville by Peter Jaggs A Novel Joe Bucket is a hard-bitten English ex-pat who first came to Pattaya when it was little...iOS Version 1.0 ... Added: 08/26/10Total Downloads3Last Week1
Australia offers a variety of ways to qualify individuals, businesses and families to migrate. The Visa Australia App is a free migration...iOS Version 1.0 ... Added: 10/22/11Total Downloads1Last Week1
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Plate kartou Visa za vechny sv nkupy a hrajte denn o designov kvovar a zjezd do Londna!Je to jednoduch. Jedin, co muste udlat, je platit kartou...iOS Version 1.00 ... Added: 08/05/11Total Downloads0Last Week0
Dont leave home until you check with Got Visa! Different countries have different visa requirements and this app tells you instantly what you need...iOS Version 2.04 ... Added: 10/08/11Total Downloads0Last Week0
VISTA Foreign Business Support is a leading corporate immigration provider advising multinational companies on all aspects of Russian immigration,...iOS Version 1.0.4 ... Added: 10/21/11Total Downloads0Last Week0
Add shopping cart functionality to your Web site.Windows Version 2.02g ... Added: 10/19/04Total Downloads23,858Last Week1
Automate processing of ID photos.Windows Version 5.0 ... Added: 08/03/11Total Downloads15,604Last Week17
SmartCardReader driverWindows Version 184.108.40.206 ... Added: 01/12/06Total Downloads21,950Last Week50
Analyze H.264/AVC videos for mobile/handheld/consumer products.Windows Version 1.1 ... Added: 06/06/08Total Downloads2,010Last Week7
Instantly verify Visa, MasterCard, Diners Club, AMEX and other credit cardWindows Version 1.2 ... Added: 12/18/03Total Downloads21,468Last Week43
Check visa requirements for particular countries.Windows Version 1.0 ... Added: 01/12/11Total Downloads109Last Week1
Experience the Winter Olympic Games in a whole new way with this interactive 360 panoramic video from Visa.iOS Version 1.1 ... Added: 02/07/14Total Downloads59Last Week1
Please note this app is only available for iPhone and in the English language. The app is not available for iPad or iTouch. The Visa Mobile...iOS Version 1.2 ... Added: 03/04/11Total Downloads3Last Week1
Visa presents the official mobile app for the Visa Conferences. This free app gives attendees instant access to information about the meeting...iOS Version 1.3 ... Added: 05/03/14Total Downloads0Last Week0
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Visa Mobile application for iCaisseiCaisse a fast, safe, and easy way to pay with Visa on your iPhone. The Visa Mobile application for iCaisse is...iOS Version 1.1.0 ... Added: 03/20/11Total Downloads8Last Week1
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Nestled at the foot of The Darling Scarp, The Glades at Byford is a master-planned community just 35 minutes from Perth. Based on the latest sustainability principles, this award winning community has land available to suit every lifestyle and budget.
LWP Property Group introduces the LWP Advantage - a free loyalty programme designed to simplify the process of purchasing a homesite while offering priority notice on land releases, regular news and special offers, invitations to community events and more. Join today.
We think it's about time the lake had a name. We're asking Glades' residents to help us come up with a name for the lake that reflects the beautiful natural environment they call home.
Click here to find out how to enter.
The Glades includes a diverse range of homesites, from cottage lots to larger lifestyle lots, ensuring that there is a place for everyone – an essential ingredient for creating a vibrant community.
(08) 9525 4444
Click to email us
2 Doley Road Byford, WA 6122
Exclusive Benefits, Priority Notifications and Great Privileges.
All Rights Reserved.
SUMO Digital Agency


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Dans la vie tout n'est pas rose, des fois c'est brun.
Can the world feed 10 billion people?
Already, one-third of children in Niger are malnourished, and global warming will further undermine agricultural output in the desertifying Sahel. Even if the current birth rate is halved by 2050, the population will still explode — from 14 million today to 53 million by 2050. If the birth rate continues at current levels, the population could reach a totally unsustainable 80 million. Unless there is an immediate commitment to family planning, the scale of human suffering over the next three decades in the Sahel could equal or exceed that caused by HIV/AIDS in the past 30 years.


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Alera - Three-Tier Wire Rolling Cart, 16"W x 24"D x 39"H - Black Anthracite
by Alera | Item #: 827015 |Model #: ALESW342416BA | (11) |
Ideal storage solution for industrial and commercial use. Snap-together design assembles in minutes. Strong welded wire construction provides exceptional strength and stability. Open design allows air circulation and reduces dust build-up. Finish on surface prevents corrosion in wet, humid environments. Safeguards for freezer, restaurant, food service, indoor/outdoor, or other wet/dry storage requirements.
Assembled Country
Assembled Size
16"W x 26"D x 39"H
Component Country
Ask & Answer
Shipping Information
Warranty InformationAlera 5-Year Limited Warranty: Except as otherwise provided, Alera promises to repair or replace any Alera® branded furniture products, component or part that is found by Alera to be defective in material or workmanship within five (5) years from the date of original purchase so long as you, the original purchaser, still own it. Fabric, vinyl and/or leather is warranted for two (2) years from the date of original purchase.
There is no additional information available for this item.


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Oh yeah, I own everyone.
I like a little bit of gore with a lot of startles.
I love to see old favorites, but don't wear out themes! Get some new stuff in there!
Sadly I havent had the time to visit HHN or other top halloween events. Instead im stuck with my locak SF event which is lame and not scary!!
If I am going through a maze, I like well timed startles. I am easily startled, and I have nice, healthy lungs. So if scareactors can stay hidden, then they will get a big, juicy scream from me if the timing is right. The gore doesn't bother me, but it doesn't really have the thrill that a spooky atmosphere has.
"Tender Lumplings everywhere, life's no fun without a good scare
Thats our job, but we're not mean, in this town of Haloween"
-Nightmare Before Christmas-
Yeah, I'm a Disney Dork!
Hee hee!!!


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Tuition Refund and Late Registration Fee Schedules
For College of Law Tuition Refund and Late Registration Charge schedules, please visit here: http://www.law.du.edu/registrar/calendarsindex.htm
For University College Withdrawal and Tuition Refund policy, please visit here http://universitycollege.du.edu/answers/policies/withdrawal-refunds-credit.cfm
For Colorado Women's College Withdrawal and Tuition Refund policy, please visit here http://womenscollege.du.edu/financial/withdrawal.html
Refund policies of the state where distance learning students reside will be used to calculate any applicable refunds. The specific state refund policy will be applied in addition to the University institution refund policy for students who live in Wisconsin and Maryland. Click here for state policies.


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Rumours have become the stock-in trade of smartphone news, circling round and round in an almost constant state of leaks, confirmations and eventual unveilings. Leading up to a major handset launch there can be months of hearsay and speculation about a prospective device with some commentators going into almost unbelievable levels of detail.
Ahead of the launch of Samsung's Galaxy S III in May there were almost daily rumours emerging about how the final device may look and perform. These rumours can generate a huge amount of excitement amongst consumers, all of which can be a bonus to manufacturers.
But it is not just the most high-profile devices which are talked about before release, with details of many other devices often prompting speculation about the companies producing them them and the industry as a whole.
The latest Dialaphone poll has asked our readers which handsets that are currently flying around the rumour mill are the most exciting, gauging which releases could generate the most interest should they eventually come to fruition.
The option which gathered the most votes was Samsung's Galaxy S III Mini, a device launched but a few hours ago. Consumer interest could well be satisfied with the unveiling and the scaled-down Galaxy S III was clearly something that appealed to the public in the build up to launch.
Living up to its name, the Galaxy S III Mini is a trimmed-down version of its larger cousin, featuring a more compact form factor and slightly lower specs which position it in mid-range territory.Featuring a 4-inch display and 1GHz, dual-core processor the S III Mini takes the essence of the original Galaxy S III and incorporates it into a device positioned towards a different target audience, and as such, could prove to be very popular.
The Galaxy S III has been one of the biggest handset launches of this year, with sales of the device expected to exceed 30 million units by the end of 2012. Samsung's flagship was hugely anticipated and has clearly captured the imagination of the smartphone buying-public, giving the Korean comapny another success story and helping it to become the world's largest manufacturer of mobile phones. The promise of a similar handset at a much more affordable price is something that could draw in a huge number of consumers who are like the look of the S III but are not willing to commit to an expensive contract or fork-out a large amount of cash in one go.
Second in the poll was the most mythical of the devices listed, with only the most vague suggestions and speculation having emerged about a possible Microsoft phone. What we do know is that the upcoming release of the Windows Phone 8 OS has generated a lot of interest, with many commentators giving the platform a degree of attention that it didn't have before.
The idea of the software giant producing its own smartphone may seem far-fetched, but few people saw the Surface tablet coming either. As a part of the massive overhaul of Windows as a whole, Microsoft has teamed-up with several manufacturers such as Samsung and HP to produce tablets that will run Windows 8 RT, a version of the software specifically configured for tablets which use ARM processor infrastructure. The Redmond-based company then surprised many by announcing that it will launch its own proprietary tablet device, the Surface, in direct competition to the other firms.
Could Microsoft do the same thing with a smartphone? With major hardware unveilings from HTC and Nokia having already happened it is not impossible that Microsoft could make the same move and introduce a Surface phone, creating even more competition in a market which has several handsets already lined-up for launch.
Another Windows Phone handset that has hit the rumour mill recently, the Lumia 510 is said to be of a much lower spec than the recently announced Lumia 920 and 820. Running the older Windows Phone 7 platform, a cut-price Lumia handset could be a good way of Nokia capitalising on the massive success that its feature phones have had in less developed territories.
Apple and its iOS operating system have not seen the same sales figures in emerging markets that they have been able to boast in the first world, possibly due to the fact that iOS is designed around expensive, high-spec handsets that are simply out of reach to many people in poorer countries.
An affordable but modern Windows Phone device could prove to be popular in such territories, and if the device does emerge it will be an interesting move that proves that the older version of Microsoft's mobile platform has life in it yet.
Bringing up the rear in the voting were two BlackBerry handsets RIM is rumoured to be bringing out alongside its upcoming BB10 operating system. Pencilled in for a January launch, what we have seen of the new OS looks impressive and could help the Canadian manufacturer to claw back some of the market share it has lost of late.
Specs have emerged for the BlackBerry Aristo, showing it to be a high-spec handset with some impressive features including a quad-core, 1.5GHz Qualcomm processor and 2GB of RAM. Details of the BlackBerry London (which has long been rumoured to be the launch device for the new OS) have been scant but BlackBerry focused website CrackBerry recently posted images that purported to be from a teardown of an early version of the device. From this it was ascertained that the London will feature a dual-core processor and a variety of new camera features.
Overall, Samsung's Galaxy S III Mini gathered considerably more votes than anything else, proving that consumer interest in that particular device along with anything else that the Korean manufacturer does is at a high. The smartphone rumour mill is very effective at building hype ahead of a handset launch and the results of our poll prove that it is very capable of sparking consumers interest long before a handset becomes available or is even confirmed as being in existence.


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Add to My ListAdd to FavoritesEdit Anime InformationBuy @ RightStuf Buy from Amazon Buy from Japan-Best
Alternative Titles
Japanese: スケットダンス
Type: TV
Episodes: 77
Status: Finished Airing
Aired: Apr 7, 2011 to Sep 27, 2012
Producers: TV Tokyo, Avex Entertainment, Dentsu, Tatsunoko Productions
Duration: 24 min. per episode
Rating: PG-13 - Teens 13 or olderL represents licensing company
Score: 8.391 (scored by 20424 users)
Ranked: #1552
Popularity: #468
Members: 57,480
Favorites: 1,279
1 indicates a weighted score
2 based on the top anime page.
My Info
Popular TagsNo tags found


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Facebook is a dumb place to do a broad based study on or about,when they´re mostly a bunch of unemployed,drunk ,stoned derelicts.Going to the beer place is the high light of the day after checking to see if Obama has any new freebies on the way.
Click Here if you Like this Comment 14 persons like this.
I thought this is against the law. Nothing will happen because Zuckerberg is a big donor to the Dems and DOJ will look the other way. Watch.
Click Here if you Like this Comment 15 persons like this.


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Back to story
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Send "Should the Kansas Legislature increase the state sales tax to avoid more budget cuts?" to a friend. We will not store the e-mail addresses or give them to anybody. We value your privacy.
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Point of View
Do you think Republican Sam Brownback will be the next governor of Kansas?
I think Brownback is a sure thing, unless something changes drastically.
— Max Atwell


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An Orlando police officer has been fired following an Internal Affairs investigation concerning allegations of misconduct.
Grounds for the termination of Officer Danny Sidders were based on violations of regulations, including obedience to laws and standards of conduct, the department reports.
In January of 2012, Sidders was named in a domestic violence investigation which was later abandoned, because the victim refused to cooperate. Sidders was jailed for short time but released. He was re-arrested in November on similar allegations involving the same victim.
"The Orlando Police Department relies heavily on the support and trust of our community, and will continue to be responsible in maintaining the integrity and reputation of all Orlando PoliceDepartment employees," read a statement sent to FOX 35 issued by the department.
Sidders' employment was terminated, effective 5 p.m. on Friday. Prior to his firing, Sidders had been suspended without pay.
Follow @myfoxorlando
35 Skyline DriveLake Mary, FL 32746
Phone: (407) 644-3535News Tips: (866) 55-FOX35


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« back to "Free Beer and Hot Wings Podcast"
When Hide and Seek Goes Wrong
- Publish Date
- November 03, 2011, 6:17 p.m.
- Show
- Free Beer and Hot Wings Podcast
- Author
- Cassandra Basore
- Subscribe
- Download
- When Hide and Seek Goes Wrong (19.1 MB)
- Summary
- Sometimes the words "curiosity kill the cat" could be taken literally. Listen as the guys talk through instances where life just seems to be a comedy....but your the butt of the joke.
- Play


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Customer Testimonial
Blankets & Pillows department
Find personalized Christmas blankets and afghans, personalized with custom names, initials and monograms!
Customized Christmas BlanketsThere's no better feeling than being wrapped in a blanket of love. Ensure that your loved ones feel special with personalized Christmas blankets from you. Create your own special Christmas blankets for family and friends at Personalization Mall today!


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Love UNO®? Game on!
Download the Uno™ & Friends App! Now you can play on Facebook, too!PLAY NOW!
Check out this rapid fire card game!BUY NOW
Fun is in order! Addictively simple, simply addictive!
A rummy-type card game with a challenging and exciting twist!
It's faster than you think! Play the world's fastest game!


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Andrew Edgson
Indie, Hip Hop and RockAU$100+GST per song
Average wait time 2 business days
Andrew is the go-to Mastering Engineer in Australia's indie music scene. His recent work includes mastering songs on high-rotation from artists such as Matt Corby, Nantes, Ernest Ellis, Mark Ronson & Strangetalk. Coming from a musical background, Andrew has the ability to take your releases to their highest sonic potential while at the same time maintaining what is most important – the integrity of the music and its message.
Andrew is also a producer of FBI Radio's Live Feed, recording and mixing live shows for broadcast by Metronomy, Deerhoof, Dan Deacon, J Mascis, Jonti, Amiina, Das Racist, Active Child, Olive Tank, Washed Out, Toro Y Moi, M83 and SBTRKT.
His comprehensive understanding of modern day music production means all his masters stand up over the multitude of new digital formats.


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Campus Discounts
GW Lisner Auditorium
730 21st Street, NW
Washington, D.C. 20052
Phone: 202-994-6800
Fax: 202-994-6906
Directions to Lisner
GW Lisner Auditorium offers alumni discounted tickets to select performances. Alumni may purchase up to 2 tickets per person at the student ticket rate (30-40% off, depending on the performance) when they present their GWAA Membership Card or Alumni GWorld Card at the Lisner Box Office.
- To find which performances offer discounted alumni tickets, visit the Lisner website and click a listing under "Event Calendar" on the left side of the page or call Lisner Auditorium at 202-994-6800
- Discounted tickets are limited and available on a first come first served basis
- Discounted tickets can only be purchased in person at the Lisner Box Office, Tuesday-Friday, 11am-5pm
- For information on upcoming performances or to receive Lisner's eNewsletter, please visit the GW Lisner Auditorium website
The George Washington University Inn
824 New Hampshire Avenue, NW
Washington, D.C. 20037
Phone: 202-337-6620
or 1-800-426-4455
Fax: 202-298-7499
Located in historic Foggy Bottom, The George Washington University Inn offers alumni discounted lodging rates.
Music Department
The George Washington University
801 21st Street NW, Suite B144
Washington, D.C. 20052
Phone: 202-994-6245
E-Mail: email@example.com
The GW Department of Music offers alumni discounted admission to all department concerts.
University Counseling Center
2033 K Street, NW, Suite 330
Washington, D.C. 20052
Phone: 202-994-5300
Alumni are eligible to receive discounted vocational testing and career counseling from full-time professional staff at the University Counseling Center. These services emphasize the assessment of alternative career interests/aptitudes and help identify personal qualities. Alumni may also be eligible to participate in pertinent workshops and programs. Those interested in personal therapy may obtain referrals to local clinics or private practitioners. Information and self-help materials are also available on the Counseling Center web site.
Speech and Hearing Center
The George Washington University
2115 G St., NW, Suite B01
Washington, D.C. 20052
Phone: 202-994-7360 (Phone/TTY)
Email: email@example.com
The Speech and Hearing Center provides a full range of speech, language, and hearing services for individuals over the age of two. Alumni and their families may use the center's services for a reduced fee.
GW Tennis Center
Mount Vernon Campus
2100 Foxhall Road, NW
Washington, D.C. 20007
Phone: 202-242-6100
Email: email@example.com
GW Alumni now qualify for discounted court fees and memberships at the GW Tennis Center. Alumni will receive a $75 discount for couples or family membership. If both spouses are GW alumni, they will receive a $115 discount for family memberships. For more information please visit the Athletics website.
"We're looking to reach out and energize the 225,000 alumni about career services at GW. We want to build a culture of networking." Learn more »


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Thurgood Marshall: a biography.
- Glen Starks
- Greenwood, 2012
- Find it in Pittcat ›
- Request this book by email ›
This book by Glenn Starks provides a detailed examination of the life and legal legacy of Supreme Court Justice Thurgood Marshall, including a discussion of the many legal cases in which he was involved.
PittCat: KF8745.M34 S73 2012


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It's Friday! Donnie Darko and Easter rolled into one. What could possibly go wrong?
Eggs, eggs, eggs! Look at these eggs.
We know Easter is more than a month away and all but we couldn't resist showing off these jaw-dropping pics by Brooklyn fashion photographer Henry Hargreaves. They blow your old Paas-decorated egg right out of its basket.
Hargreaves, who has snapped pictures for Ralph Lauren, Christie's, GQ, Nylon, and others, shot the photos here as a side project with his friend, the prop stylist Caitlin Levine.
Together, they hollowed out a bunch of eggs, then filled them with a psychedelic mix of glitter and neon-colored paint. Then they dropped the eggs on the ground, and Hargreaves tried to capture the cinematic moment when they exploded all over the place, appearing like Humpty Dumpty on a mega-big acid trip.
Way more photos when you click through.


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The airline is imaginary. But we'll overlook that for the moment.
All we want to know is whether the offer from "U.S. Airlines" or "United Airways" is real.
Their post cards do not include a return address, but they do boast something enticing: an 'award' that includes airline tickets worth up to $1,398.
Our goal is simple: to learn whether anyone ever gets a free airfare.
The journey is not complete. But we've already had quite a ride and made several important discoveries that are worth sharing in the meantime.
After receiving one of the fliers by mail, we dialed the toll-free number on it. A harried operator got the ball rolling.
The conversation lasted 13 minutes, 13 seconds. During that time, he repeatedly assured me that the award was "complimentary."
The agent noted that to obtain my two airline tickets, I'd need to attend a 90-minute sales presentation about travel. He went out of his way to say it wasn't a timeshare sales pitch.
We agreed to listen for 90 minutes. And we made a reservation for the following week.
Our quest for our complimentary airline tickets led us to a small business park in Palm Harbor. Once inside the one-story brick building on Alt. 19, we were escorted to a small room with 15 or 20 chairs and one empty whiteboard.
For the next 90 minutes, a dozen of us listened as a salesman named George tried to sell us a travel club. He filled our ears with comparisons to Costco and filled the board with jargon and numbers.
Abruptly he stopped.
Just when we thought it was over and our 90-minute commitment was fulfilled, George escorted the entire group to a noisy and cramped area where individual salespeople continued the sales pitch.
For another 30 minutes we repeatedly said, "no, thank you" and requested our airline tickets.
Finally, after more than two hours in the vacation club offices, we emerged.
But we did not have airline tickets.
The club receptionist provided us with a form printed on ordinary brown paper. To redeem it, we had to mail it to a post office box in Pennsylvania.
That only led to another form.
This one, glossy and a little more detailed than the first, must also be submitted by mail. And, it requires $4.95 to begin processing. We're told this 'voucher' will lead to a packet that will contain booking instructions.
Ultimately, these vouchers come from and return to Prestige Travel Systems in Tampa. Prestige President Ron Lascala insisted the vouchers can be redeemed for airline tickets – if people follow the steps and pay their share.
"They fly," he said.
Lascala said he sells the vouchers to travel marketing companies. He distanced himself from the companies that send the "United Airways" and "U.S. Airlines" fliers that start the solicitation.
"Our company does no mailers whatsoever," he said.
When we pressed Lascala about fees, he said his company charges $59 per ticket on top of the $4.95 fee required to mail in the form.
Lascala then pointed out that the voucher only covers base airfare – not government taxes and fees. Language to that effect is also indicated on the flip side of the initial flier.
Government taxes, airport fees, and security charges vary by route, but they can easily top $50 per passenger, according to multiple searches FOX 13 executed using the ITA Matrix, an airfare research tool offered by Google.
Ultimately, our pair of "complimentary" tickets could cost hundreds of dollars.
Although we are relentlessly jumping through hoops and shelling out money to get our "complimentary" tickets, Lascala conceded that 75 percent of people who receive his company's voucher never redeem it.
He also admitted that his business hinges on most people giving up.
"It's very much like an insurance company," he said. "If I sold you an insurance policy and everybody died next week, I'd be out of business."
The 'free' ticket fliers that often feature the names of fake airlines have rankled one real air carrier: American Airlines.
"This is a nationwide scam," said American Airlines spokeswoman Stacey Frantz.
American is now suing several "travel club" companies and their associates, including Prestige Travel Systems in Tampa.
American's suit is blunt and plain-spoken, claiming the fliers are "intentionally confusing" to consumers, and that some of the vouchers use its name and logo without authorization.
"American Airlines has absolutely no relationship with the folks who are running what we are calling a scam," Frantz said.
The airline says the entire process (the fliers, the forms, the sales presentations, the vouchers, and the fees) are "intentional hurdles" to ensure virtually no one is able to fly for free.
"[It's] something you can never use," Frantz said.
Lascala, of Prestige Travel Systems, said he was unaware of the American Airlines suit against his firm. When we broke news of it to him, he said he was stunned.
In addition to the lawsuit, a spokesman for the Florida Attorney General's Office said Prestige Travel Systems is under investigation.
No other details were immediately available.
We will continue to push for our free ticket. We will follow directions. We will pay whatever fees they require. And we will abide by their restrictions.
We want those tickets.
Since these fliers are pervasive, we remain committed to determining whether they're a good deal for anyone— especially you.
Didn't find what you were looking for?
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Environmental Tax Policy Institute
Vermont Law School's Environmental Tax Policy Institute analyzes the ways in which taxation can be used to address environmental problems. By serving as a resource for the public and private sectors, non-governmental organizations, the press and academia, the Institute seeks to better inform the public policy debate about the role of environmental taxes at the local, state and federal levels.
New and Noteworthy
15th Global Conference on Environmental Taxation
The conference this year will be held in Copenhagen, Denmark, on September 24-26, 2014. The conference is a unique forum for people to share analyses of the theory and practice of environmental taxation and other market-based instruments. This year's conference, hosted by Aarhus University, will focus on environmental taxation and emissions trading in an era of climate change. Click here for details. If you would like to be added to the mailing list for the conference series, please send an email to Prof. Janet Milne, firstname.lastname@example.com, with the caption "mailing list."
The Handbook of Research on Environmental Taxation Just published in 2013, the Handbook provides an interdisciplinary, international tour of the key areas of research on environmental taxation. Edited by Janet E. Milne (the Director of the Environmental Tax Policy Institute) and Mikael Skou Andersen, the Handbook contains chapters written by 36 environmental tax specialists from 16 countries. Click here for more information.
Environmental Taxation and the US Supreme Court When the US Supreme Court reviewed President Obama's health care reforms, it offered some very interesting perspectives on the question, "what is a tax?". Professor Janet Milne offers an analysis of the implications of that decision for environmental taxation in the May 2013 issue of the Environmental Law Reporter. If you are interested, click here to view the article.
The Reality of Carbon Taxes in the 21st Century In 2009, the Environmental Tax Policy Institute published a book containing four articles that provide international perspectives on the use of carbon taxes to address climate change. Professor Janet Milne, Director of the Environmental Tax Policy Institute, offers the US context for considering carbon taxes. Two European specialists in environmental taxation-Prof. Mikael Skou Andersen from Denmark and Dr. Stefan Speck from Austria-discuss European countries' experiences with carbon taxes, including their relationship to the European Union's Emissions Trading Scheme. Canada's Prof. David Duff analyzes the carbon tax that British Columbia enacted in 2008. The publication is a joint project with the Vermont Journal of Environmental Law.
Download The Reality of Carbon Taxes in the 21st Century
Hardcopies of the report may be ordered through the Barrister's Bookshop. For additional information, please contact Janet Milne at firstname.lastname@example.com.
Critical Issues in Environmental Taxation: International and Comparative Perspectives Professor Janet Milne is a co-editor of the book series, Critical Issues in Environmental Taxation, which publishes articles about the use of environmental taxation and other economic instruments around the world. Two new volumes were published by Edward Elgar in 2012: Carbon Pricing, Growth and the Environment (Vol. XI) and Green Taxation and Environmental Sustainability (Vol. XII). For more information on Volumes IX through XII, visit the Edward Elgar website. For more information on earlier volumes, visit the Oxford University Press website.
What is Environmental Taxation?
People often think of taxation and the environment as two entirely different worlds—two circles that do not intersect. Governments impose taxes to raise the revenues they need to operate; governments get involved in environmental matters to protect the public interest. However, the two circles do intersect. Governments can—and do—use tax policies to achieve environmental goals.
Environmental taxes come in many different forms, but as a general matter environmental tax measures either impose a tax cost on some product or activity that is environmentally damaging, or they give a tax benefit to some product or activity that is environmentally beneficial.
For example, the federal government imposes a significant excise tax on ozone-depleting chemicals, and it offers a tax credit to people who buy electric vehicles. In both instances, the tax code has altered the "price" of the commodity, injecting an important signal into the economic calculations that affect behavior.
All types of tax systems—income tax, estate tax, property tax, and excise tax—potentially can incorporate environmental tax measures, and all levels of government—local, state, and federal—can consider environmental taxes. Environmental taxes will not necessarily replace traditional environmental regulation. In some instances, they may complement regulation, and in others they may provide an option when regulation is not appropriate.
The Institute's Services
On a project-by-project basis, Vermont Law School's Environmental Tax Policy Institute will conduct research on a wide range of environmental tax issues. Potential projects could include:
- the application of environmental taxation to specific environmental issues, such as energy consumption, toxic waste, sprawl, water and air quality, and habitat protection;
- issues involved in the design of sound environmental taxes;
- constitutional questions raised by the use of environmental taxes;
- assessments of the extent to which governments in the United States and around the world are using environmental taxes; and
- the role of environmental taxation compared with other approaches to environmental problems.
The projects may result in publications, white papers, and conferences or workshops. Anyone interested in exploring the potential for a project is invited to contact the Institute.
For More Information
For more information about the Environmental Tax Policy Institute, please contact:
Professor Janet E. Milne, Director
Environmental Tax Policy Institute
Vermont Law School
164 Chelsea Street
South Royalton, VT 05068 U.S.A.


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Originally a woodworking tool, this razor-sharp rasp amazed everyone in the kitchen with its effortless citrus zesting and lacy wisps of parmesan and other hard cheeses.
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The Rockville Rox dominated the glass and beat Robinson Monday night for the 2012 Pizza Hut Wabash Valley Classic title.
Lane Mahurin helped in the contest giving his father, coach Mahurin, his first Pizza Hut Classic title.
The Rox beat Robinson 44-39 and remain undefeated at 11-0.
Rockville's next game is Saturday at Terre Haute North.


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Private Seattle Kayak Tour on Lake Union
- Location: Seattle, Washington
- Duration: 2 hours 30 minutes (approx.)
- Easy, scenic kayak tour on Seattle's Lake Union
- Enjoy fantastic views of the Space Needle and Seattle's beautiful waterfront
- Paddle past Gas Works Park, the Fremont Bridge and the houseboat from Sleepless in Seattle
- Spot wildlife and learn about the history of the area as you explore secluded coves
- Snacks, water and safety instruction included
- Private tour limited to 8 people ensures a more personalized experience
Why Our Insiders Chose This Tour
Lake Union is known as one of the best spots for urban kayaking in the US. There are amazing views in nearly every direction, so be sure to bring a waterproof camera.


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Goaltender Went 2-2-0 in Four Games for ECHL's Alaska
Providence, RI - The Providence Bruins, in their 17th season in the American Hockey League, announced that the National Hockey League's Boston Bruins have reassigned goaltender Kevin Regan to Providence from the Alaska Aces of the ECHL. With the move, the P-Bruins have 22 players on their roster, including 12 forwards, seven defensemen and three goaltenders.
Regan, 24, returns to Providence after going 2-2-0 with a 2.47 goals-against-average and .924 save percentage in four starts for Alaska since being reassigned to Anchorage on February 2. The rookie goalie won his last two games over the Victoria Salmon Kings. In two ECHL stints, Regan has posted a 3-3-0 record with a 2.48 GAA between Alaska and the Gwinnett Gladiators. For Providence this season, Regan is 8-5-1 with a 3.00 GAA and a .893 save percentage in 17 games. He has won his last two AHL starts, allowing one goal in each victory, and he is unbeaten in regulation over his last five appearances on the road, going 2-0-1.
Prior to turning pro, the South Boston native played four years for the University of New Hampshire Wildcats, finishing as the school's all-time leader in wins (70), saves (3,235) and save percentage (.928). Regan also became the only goalie in school history to post back-to-back 20-win seasons, doing so in his final two years. His 2007-08 honors included a unanimous selection as the Hockey East Player of the Year, a finalist nod for the Hobey Baker Award as the nation's top collegiate player, First Team All-American honors, a First Team All-Hockey East selection and the Walter Brown Award as the top American-born player in New England.
Regan was drafted by Boston 277th overall in round nine of the 2003 NHL Entry Draft.
Providence Bruins season tickets, Flex Tix packages and single game tickets are on sale now for the 2008-09 season. To purchase tickets or to learn more information, call the P-Bruins ticket office at (401) 273-5000 or log on to the team website at providencebruins.com.


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Properties in Cheselbourne, Dorchester, Dorset between £30,000 and £2,000,000
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£515,000 Sold STC 4 Bedrooms Cherry Bank, Streetway Lane, Cheselbourne, Dorches
THE PROPERTY is Grade II Listed and believed to date from the early 1800's'. Originally built as a pair and constructed of cob rendered elevations beneath thatched roofs and brick chimneys it has enormous charm.
Chesterton Humberts - Blandford
£699,500 Sold STC 4 Bedrooms Hunters Moon, Cheselbourne, Dorchester, Dorset
A fascinating individual architect designed village house set in private gardens and enjoying lovely views over open country.
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42 U.S. Code § 3796dd–6 - Access to documents
(a) By Attorney General
The Attorney General shall have access for the purpose of audit and examination to any pertinent books, documents, papers, or records of a grant recipient under this subchapter and to the pertinent books, documents, papers, or records of State and local governments, persons, businesses, and other entities that are involved in programs, projects, or activities for which assistance is provided under this subchapter.
Source(Pub. L. 90–351, title I, § 1707, as added Pub. L. 103–322, title I, § 10003(a)(3),Sept. 13, 1994, 108 Stat. 1813.)
The table below lists the classification updates, since Jan. 3, 2012, for this section. Updates to a broader range of sections may be found at the update page for containing chapter, title, etc.
The most recent Classification Table update that we have noticed was Tuesday, August 13, 2013
An empty table indicates that we see no relevant changes listed in the classification tables. If you suspect that our system may be missing something, please double-check with the Office of the Law Revision Counsel.
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LII has no control over and does not endorse any external Internet site that contains links to or references LII.


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* Stags not allowed, Couples and Females Welcome*
Hotel Kasauli Regency a small Boutique hotel in Kasauli, Himachal Pradesh, ranked on top of the Star Hotels in Kasauli by tripadvisor offers the best of accommodation in comparison to other Hotels in Kasauli.
It has 8 living rooms & 2 very spacious suites (a Family suite with separate sitting area, small pantry a bunk bed, Balcony & a Luxury Suite with Personal Jaccuzzi in
seperate sitting, Balcony) makes it a destination for all. Most rooms have wooden flooring, tasteful interiors, a special Jhoola hung from ceiling.
*Latest photos and info on Kasauli Regency:Facebook Kasauli Regency*
Kasauli is a quaint little town, boasting of authentic Hill Station, a colonial cantonment still considered untouched by the maddening haphazard construction in other famous hill stations in India. People love a stroll in the tiny Pine Mall then down to Cobbled Kasauli Heritage Market, small food joints for lunch or evening snacks at Cafe Rudra. But the evening over a Cocktail or Beer ends at the only happening bar "Hangout", where DJ Paras creates the best environment and ambience for Couples & Females.
From Kasauli Regency, Kasauli's famous Lower Mall is only 900 meters (little steep walk) through whispering pines. People staying in Kasauli Regency love to walk till Kasauli on this path which has almost no traffic.
Other Luxury & costly Hotels in Kasauli include Baikunth Resort, Kasauli Resort and Kasauli Castle Resort. Kasauli Regency is a different league, providing you stress relieving evenings on Rooftop Bar and Restaurant, Hangout.
Find Kasauli Regency on Google+
View from Kasauli Hotel


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AH&MRC of NSW
Recognition and Development Accreditation Workshop 2014 Presentations
Presentations from AH&MRC's Business and Development Unit's (BDU) "Recognition and Development Workshop 2014" are now available for download.
Chronic Disease 2014 Conference Presentations
Presentations from the Growing Stronger Living Longer: AH&MRC Chronic Disease Conference 2014 are now available.
Joint Press Release: Aboriginal and Torres Strait Islander leaders call for scrapping of co-payments
20 May 2014 Media Releases
The AH&MRC of NSW and a coalition of Aboriginal and Torres Strait Islander organisations calls on the Australian Government to recognise that a co-payment is against the principles of health equity outlined in the Statement of Intent to Close the Gap in Indigenous Health Outcomes.
A literature review about indicators and their uses
Continuous Quality Improvement (CQI)
The AH&MRC has undertaken this literature review to learn from Australian and international literature
Progress in Closing the Gap for Aboriginal Australians [February 2014]
The AH&MRC has assembled key documents from the Prime Minister's annual report on progress in Closing the Gap for Aboriginal Australians.
Dubbo Aboriginal Medical Service (interim) [DAMSi]
The Dubbo Aboriginal Medical Service (interim) [DAMSi] is a partnership initiative of Bila Muuji Aboriginal Health Service and the AH&MRC with the prime aim of providing continuity of primary health care to the Dubbo Aboriginal Community.
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Don't blink [sound recording]
James Patterson and Howard Roughan
Adult Fiction PATTERS
James Patterson and Howard Roughan
Adult Fiction PATTERS
What other readers are saying about this title:
nitetrain said:
Typical Patterson novel with a bit more gruesomeness than normal and required. Interesting throughout for the most part. 8 of 10 stars
posted Nov 25, 2010 at 11:30AM
MysteryMan said:
Good book that held my attention. Would recommend. 7 of 10 for me.
posted Apr 2, 2012 at 4:01PM
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Nick Daniels
Captures a key evidence wanted by the mafia.
Newspaper reporter


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Loundes Jaq Top
Shipping 3-6 working daysOver 850 brandsScandinavia's No 1 Fashion Site
Sleeveless top with woven pattern by RUT&CIRCLE. Rounded neckline and peplum hem. Zipper at the back. Lined.
Made of 70% Polyester and 30% Cotton.
Model is 174 cm tall and is wearing a size Small.
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More about the brandRut&Circle offer on trend clothes and fashion that includes dresses, trousers, shirts and accessories at competitive prices. Rut&Circle are passionate about fashion and design. When developing a collection Rut&Circle always apply the motto "Fashion you afford to love." Discover a Rut&Circle piece to love here at Nelly.com.
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Frequently Asked Questions
What is the Oakville Chamber of Commerce?
The chamber of commerce is an incorporated not-for-profit association of member businesses.
Founded in 1949, the Oakville Chamber of Commerce is the voice of the business community in Oakville. We provide resources to Oakville businesses. In addition to providing membership benefits—networking opportunities, events, discounts, advertising and partnership programs, and educational forums—we are focused on government relations and business advocacy.
Our mission is to foster and facilitate a healthy, engaged and sustainable business environment and economy in Oakville.
Is the chamber part of the local government?
No. The chamber of commerce is a politically non-partisan, not-for-profit business association. We have a collaborative relationship with our elected officials but are accountable to our own elected Board of Directors and membership.
Why should I join a chamber of commerce?
The chamber exists for its members and works to add value to these member businesses by: helping to strengthen the local economy, providing networking opportunities, promoting the community at large and effectively advocating on behalf of our member businesses.
How do I become a member of the Oakville Chamber of Commerce?
Joining the chamber has never been easier. Just fill out our online membership application. Your application will then be submitted to our Board of Directors for approval.
Is a chamber of commerce different from a board of trade?
The only difference between a chamber of commerce and a Board of Trade is the name. They serve exactly the same purposes. Chambers of commerce originated in France. Wanting to be different, the British called their business associations boards of trade.
What are the benefits of membership?
The benefits of your chamber membership are almost too numerous to name. From building your customer and supplier base through business networking to participating in our online learning centre to gaining visibility in the community to advocating local, provincial and federal governments—the chamber of commerce is working 24/7 to help you grow your Oakville business.
How is the chamber funded?
We are funded primarily by membership fees and our own funding efforts. We do not accept government funding.
What are the dues? Are these dues tax deductible?
Your membership dues are calculated based on your number of employees. Your membership fee also includes a contribution to our membership in the Ontario Chamber of Commerce (OCC). They are tax deductible. Speak to your accountant.
How many businesses belong to the Oakville Chamber of Commerce?
We have grown to more than 1150 member businesses—representing more than 33,000 employees.
How many events does the chamber hold a year?
The chamber e currently holds approximately 50-70 events a year—ranging from breakfast networking sessions to afternoon Lunch & Learns to our Business After Hours events to a formal awards ceremony and high-profile political and business speakers. No matter what your schedule and interests, we definitely have something for everyone.
Where can I find a listing of these events?
All of our events are listed on ourwebsite, as well as in our bi-weekly electronic newsletter and bi-monthly print publication, The Business Advocate.
Do you need volunteers for these events?
Due to the number and nature of our events, we rely on dedicated volunteers. We encourage all members to become involved and engaged by joining one of our many committees.
Are there advertising/partnership opportunities?
We offer many cost effective and targeted advertising opportunities, whether a banner on our website and electronic newsletter or an ad in our print publications. We also welcome and encourage partnerships for our events.
Do I get special discounts as a chamber member?
Absolutely! Members are eligible to receive a discount on gasoline through our Esso Business Card Program, a merchant discount for Visa, MasterCard and Interact payment, discounted group insurance rates, as well as a member to member discounts and advertising discounts—amongst many others.
Can I use the chamber facilities?
The boardroom is available for use by our members (during normal hours) who need a professional setting for meetings, but may not have a facility of their own. There is no cost for this benefit. Please contact us by phone or email to inquire about availability.
Can I use the chamber logo on my website and on my printed materials?
Members are encouraged to use the logo on their websites and other marketing materials. As a member, you are also permitted to use the logo for Ontario Chamber of Commerce.
Oakville Conference Centre
Open to the PUBLIC. More info
| Tue Sep 30 @ 5:30PM
YPEG Under 40 Mingle
| Wed Oct 01 @ 5:00PM
All Candidates Meeting
| Wed Oct 15 @ 7:30AM
Aon Good Morning Oakville October 2014 Regular Registration


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Accessary- such as pets, cars, buildings, motorbike, bicycle, golf club, guitar....
Special order-- Ruch order for your urgent need, bulk order....
New Products For October - Accessary & Special Order
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DHL worldwide shipping. Charge is base on the time frame you selected.


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Setting up multiple RSS streams in NucleusAs if one blog weren't enough for this crazy pianist, eh?
With the launch of my new blog, The Prosperous Musician, i wanted to set up a new RSS (really simple syndication) feed to make it easier for folks to either subscribe to updates by email, or to insert the feed into their favorite blog reader (i'm currently using iGoogle.com). Nucleus CMS, my current blog content management system of choice, has been a wonderfully robust system overall - i've particularly enjoyed its capability to create and manage multiple blogs simultaneously (see: www.visualrecital.com). As for my RSS feeds, i've been a longtime user of Feedburner, but aside from my main blog here, i never got around to figuring out how to correctly set up multiple RSS feeds.
Fortunately, the support forums at Nucleus came to the rescue, as they almost always do - turns out i needed to submit the following tag to differentiate the separate blogs:
Problem was, where in the world could i find - or create - the blogid=#?
Turns out, Nucleus already provides blog id's - you just have to know where to find them:
By hovering your mouse over the little globe thingy next to each blog name, the tip should pop up giving you the blogid followed by a number - THAT'S the tag you need to use to identify the unique feed. Without the blogid, i assume blog #1 will get the nod for the default feed.
In the case of TheProsperousMusician.com, the correct blog feed is as follows:
Fortunately, for those of you using free online blogging services like Wordpress.com or Blogger.com, the setup for your Feedburner feeds isn't nearly so aggravating, so i hope this little bit of under-the-hood techno-jargon doesn't scare you from setting up your own blogs!
tags: nucleus, cms, rss, feedburner, multiple, blogs No Trackbacks |


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Spoon 's new album doesn't hit for another month, but that didn't stop Britt Daniel from stopping into the BBC and talking about it recently, or from whipping out a guitar and playing a couple of the album's tracks unplugged-style.
Daniel was guesting on the Lauren Laverne show and previewed two songs from Spoon's They Want My Soul , "The Rent I Pay" and "Rainy Taxi." You can hear the entire 12-minute segment, which includes those two tracks, at BBC.co.uk ....select the "Programmes" drop-down and then "Lauren Laverne."
Earlier this week, the band announced its "Vinyl Gratification Program." Fans who pre-order Spoon's new album in digital format at an independent record store will instantly receive a limited edition three-song 10-inch vinyl EP. What's more, after the August 5 release date, anyone who returns to the store with the original receipt will receive a 180-gram white vinyl copy for no additional charge.
A list of eligible record stores can be found on the band's website, SpoonTheBand.com .
Follow @ABCNewsRadio Copyright 2014 ABC News Radio


text: Another go showing the unions no love. This time, it is not Republican Chris Christie in New Jersey. This time it's democrat Andrew Cuomo next door in New York. Cuomo clamping down, pushing union members to pony up, and now unions are fed up and now fighting back. Tonight a democrat base getting in his face. The Keystone cop out. Republicans lashing out at the president's decision to knock out a job creating pipeline. Then if image is everything then this image tell you every thing you need to know about Carnival Cruise Lines futures. The picture that could sink an entire company. Well, this guy might be getting all the attention because he wants to lower taxes in his state, but what if I told you his democratic neighbor next door stands to make an even bigger splash because he is going after runaway public pension costs in his state. Mark it down, Andrew Cuomo national standing may have just shot up. Welcome everybody. I'm Neil Cavuto, and you would expect to hear Chris Christie arguing for lower taxes in his state. So probably good for him. You would not expect to hear Andrew Chromo willing to take on a fight with public unions in his state. Maybe really good for him because if Governor Cuomo gets his way he might be on his way to defining new democrats, those who see the writing of the budget wall, and it is red, lot of red. And Cuomo saying that a lot of that red has to do with state obligations to public workers that taxpayers simply cannot afford. So Cuomo has an idea, why not put state employees on the same traditional pension plans to which private workers have long since migrated. (BEGIN VIDEO CLIP) GOV. ANDREW CUOMO (D), NEW YORK: Why wouldn't you want to give the person the option? If the person says, this better suits my financial situation and it is cheaper for government, why wouldn't you do it? (END VIDEO CLIP) Now, the 401(k) is OK for them, why not public workers who have long hated them. Sure, it's nice to have a pension set in stone but you got to be stoned to think the way we're going New York and any other state could continue paying for the privilege. Cuomo woke up to that. Unions already promising to fight in big time for that. He is ready, and in what has to be a Fox Business first, he has got a libertarian radio icon and best-selling right wing author as they call him, cheering him on.


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Midnight Cowboy (1969)
Texas greenhorn Joe Buck (Jon Voight) arrives in New York for the first time. Preening himself as a real 'hustler', he finds that he is the one getting 'hustled' until he teams up with a down-and-out but resilient outcast named Ratso Rizzo (Dustin Hoffman). The initial 'country cousin meets city cousin' relationship deepens. In their efforts to bilk a hostile world rebuffing them at every turn, this unlikely pair progress from partners in shady business to comrades. Each has found his first real friend.
otsoNY Comments: According to Dustin Hoffman himself, the taxi incident was not scripted. During an L.A. Times interview in January 2009, he said that the movie didn't have a permit to close down the NYC street for filming, so they had to set-up the scene with a hidden camera in a van driving down the street, and remote microphones for the actors. After 15 takes, it was finally going well, but this time, as they crossed the street, a taxi ran a red light. Hoffman wanted to say "Hey, we're SHOOTING here!", not only from fear of his life, but also from anger that the taxi driver might have ruined the take. Instead, being the professional that he is, he stayed in character and shouted "Hey, we're WALKING here!" and made movie history. Jon Voight also backs up this version of the incident, saying that seeing how well Hoffman was handling the situation, he likewise stayed in character.
otsoNY Comments: The Berkely Hotel has since been redesigned, and is now the Peninsula Hotel.
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Product Recall: We are voluntarily recalling fewer than 8,000 cases of regular Kraft American Singles Pasteurized Prepared Cheese Productlimited to 4 SKUs on two "Best When Used By" dates of February 20, 2015 and February 21, 2015. Click Here.
PREHEAT oven to 350°F. Place all ingredients in large bowl. Beat with electric mixer on low speed just until moistened. Beat on medium speed 4 minutes or until well blended.
POUR into greased and floured 10-inch tube or fluted tube pan.
BAKE 45 to 50 minutes or until toothpick inserted near center comes out clean. Cool 15 minutes; loosen cake from side of pan with spatula or knife. Gently remove cake from pan; cool completely on wire rack.