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Tuesday, December 29, 2009
© Copyright 2014 Albany Herald
ALBANY -- The United Way of Southwest Georgia is inching closer to its fundraising goal as the new year opens.
"We think it's all going to come together in the next few months," said Brooke Willoughby, marketing and fundraising director for the organization.
The organization is aiming for the $1.5 million mark in its fundraising efforts, which would be a $300,000 increase over what it realized last year. It would also equal the $1.5 million United Way raised in its 2007 campaign.
On Tueday, The Albany Herald was published on peach-colored paper as part of a promotion to raise funds for United Way. The Herald will donate to the organization a percentage of the revenue generated by that peach edition, which featured special advertisements taken out by businesses, colleges and government boards in support of United Way, Herald Advertising Director Tami Abbott said.
Also, representatives of The Herald and United Way accepted donations at Tuesday morning at Palmyra Medical Center and all day at the food court Albany Mall. While there were only few on-site donations, United Way officials are optimistic the effort will pay off in the long run since many people picked up brochures explaining United Way's work and programs.
"We had a lot of people interested in what (the United Way) does," Willoughby said.
United Way kicked off their fundraising campaign in September. By then, 20 percent of the organization's $1.5 million goal had been met by three pacesetter companies in the community -- Tara Foods, Palmyra Medical Center and Procter & Gamble.
United Way serves nearly 30 agencies in 12 counties by securing funds for health and human services needs for clients associated with those partner agencies. The organization re-invests about 90 cents of every dollar back into community service programs based within the service area.
More like this story
- United Way raises $1.2 million during 2010 campaign ( May 16, 2011 )
- United Way gearing for campaign ( May 18, 2010 )
- Publix donates to United Way ( April 11, 2012 )
- United Way strives to raise $1.3M ( September 18, 2011 )
- United Way kicks off campaign ( September 9, 2010 )


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News and media
UN Secretary-General to host first Sustainable Energy for All Forum (4-6 June)
Ministers, leaders from business and civil society to assess progress, chart way forward to reach targets on energy access, efficiency, renewables United Nations, New York, 27 May – Momentum is building for the first annual Sustainable Energy for All Forum, to be held at United Nations Headquarters in New York on 4-6 June. Over one thousand […]
Posted on 27 May 2014
World Energy Council welcomes National Grid as Global Partner
20 May 2014, London – The World Energy Council (WEC) has welcomed National Grid as the newest member of its Global Partner programme. National Grid owns and runs energy networks in the UK and north-eastern US, delivering power and gas safely to millions of customers. The company joins the WEC's community of Global Partners with […]
Posted on 20 May 2014
World Energy Council study highlights massive challenges to the energy system of Latin America and the Caribbean
The Latin America and Caribbean region must optimise its energy supply options nationally and across the region in order to support the needs of its growing economies and increasing population, according to a World Energy Council (WEC) report presented at an event organised by the Colombian member committee of the WEC (COCME).
Posted on 31 March 2014
World's two largest water and energy organisations team up to highlight the water-energy nexus in celebration of World Water Day
World Energy Council and World Water Council step up partnership 24 March 2014, London & Marseille – The World Energy Council (WEC) and World Water Council (WWC) announce that they have joined forces to bring the issue of the water-energy nexus to the fore in the run up to the 7th World Water Forum, to […]
Posted on 24 March 2014
WEC report highlights the critical issues affecting the global and regional energy sector
For the first time energy price volatility and recession have replaced climate framework uncertainty as dominant concern among world energy leaders
Posted on 18 February 2014
The World Energy Council welcomes the IEA's 2011 World Energy Outlook
The World Energy Council (WEC) welcomes the IEA's 2011 World Energy Outlook. The findings in this report demonstrate once again the importance of coherent analysis and the need to highlight trends and gaps in the global energy sector. In welcoming the report WEC Secretary General, Dr. Christoph Frei says: "We share the concerns about the […]
Posted on 9 November 2011
World Energy Council sets out a sustainable future for the energy sector in Houston
On Monday October, 31st 2011, Pierre Gadonneix, the Chairman of the energy leaders' network, the World Energy Council will address the World Energy Council's Houston Business Forum. In his speech about the future for the energy sector he will highlight the importance of energy security in fuelling long term growth: "In the midst of a […]
Posted on 31 October 2011
WEC Global Issues Map 2011
2011 World Energy Council survey finds that the outlook for energy is becoming more uncertain Energy Leader's gathering in Brazil for a summit organised by the energy leaders' network, the World Energy Council (WEC), will hear that the outlook for the sustainable supply and use of energy has become more uncertain in 2011. This comes […]
Posted on 14 September 2011
The World Energy Council calls for improved governance for the nuclear industry
The Chairman of the World Energy Council, Pierre Gadonneix, has today written an open letter to business and government leaders in 91 countries calling for improved global governance for the nuclear industry in the wake of the Fukushima accident. Three weeks on from the tsunami and its terrible consequences at Fukushima nuclear power plant, M. […]
Posted on 1 April 2011

subset: commoncrawl


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Press Releases 2006Subscribe to esonews mailing list.
eso0653-en-au — Organisation Release
Season's Greetings
24 December 2006: A Happy New Year!
eso0652-en-au — Organisation Release
Czech Republic to Become Member of ESO
eso0651-en-au — Photo Release
Little Brother Joins the Large Family — First Light for VLT's Auxiliary Telescope No.4
22 December 2006: On the night of 15 December 2006, the fourth and last-to-be-installed VLTI Auxiliary Telescope (AT4) obtained its 'First Light'. The first images demonstrate that AT4 will be able to deliver the excellent image quality already delivered by the first three ATs. It will soon join its siblings to perform routinely interferometric measurements.
eso0650-en-au — Photo Release
Portrait of a Dramatic Stellar Crib — ESO Releases 256 Million Pixel Image of Immense Stellar Factory
21 December 2006: A new, stunning image of the cosmic spider, the Tarantula Nebula and its surroundings, finally pays tribute to this amazing, vast and intricately sculpted web of stars and gas. The newly released image, made with ESO's Wide Field Imager on the 2.2-m ESO/MPG Telescope at La Silla, covers 1 square degree on the sky and could therefore contain four times the full Moon.
eso0649-en-au — Science Release
The Dark Side of Nature: the Crime was Almost Perfect — VLT Uncovers New Way to Form Black Hole
20 December 2006: Nature has again thrown astronomers for a loop. Just when they thought they understood how gamma-ray bursts formed, they have uncovered what appears to be evidence for a new kind of cosmic explosion. These seem to arise when a newly born black hole swallows most of the matter from its doomed parent star.
eso0648-en-au — Science Release
It Is Too Early To Be Santa's Sleigh, Isn't It? — Flying Object Finally Identified
20 December 2006: Astronomers at ESO's frontline Paranal Observatory got a surprise on the morning of 18 December when looking at the observatory's all-sky camera, MASCOT. For about 45 minutes in the early morning, an object appeared first as a bright stripe then as a cloud that dissolved.
eso0647-en-au — Organisation Release
Magna Carta for Researchers — EIROforum Supports the EC Charter and Code of Conduct
eso0646-en-au — Organisation Release
The Rise of a Giant — ESO Council Gives Green Light to Detailed Study of the European Extremely Large Telescope
11 December 2006: European astronomy has received a tremendous boost with the decision from ESO's governing body to proceed with detailed studies for the European Extremely Large Telescope. This study, with a budget of 57 million euro, will make it possible to start, in three years time, the construction of an optical/infrared telescope with a diameter around 40m that will revolutionise ground-based astronomy. The chosen design is based on a revolutionary concept specially developed for a telescope of this size.
eso0645-en-au — Science Release
Do Galaxies Follow Darwinian Evolution? — VLT Survey Provides New Insight into Formation of Galaxies
6 December 2006: Using VIMOS on ESO's Very Large Telescope, a team of French and Italian astronomers have shown the strong influence the environment exerts on the way galaxies form and evolve. The scientists have for the first time charted remote parts of the Universe, showing that the distribution of galaxies has considerably evolved with time, depending on the galaxies' immediate surroundings. This surprising discovery poses new challenges for theories of the formation and evolution of galaxies.
eso0644-en-au — Science Release
Asymmetric Ashes — Astronomers Study Shape of Stellar Candles
30 November 2006: Astronomers are reporting remarkable new findings that shed light on a decade-long debate about one kind of supernovae, the explosions that mark a star's final demise: does the star die in a slow burn or with a fast bang? From their observations, the scientists find that the matter ejected by the explosion shows significant peripheral asymmetry but a nearly spherical interior, most likely implying that the explosion finally propagates at supersonic speed.
eso0643-en-au — Photo Release
The Topsy-Turvy Galaxy — VLT Image of Starburst Galaxy NGC 1313
23 November 2006: The captivating appearance of this image of the starburst galaxy NGC 1313, taken with the FORS instrument at ESO's Very Large Telescope, belies its inner turmoil. The dense clustering of bright stars and gas in its arms, a sign of an ongoing boom of star births, shows a mere glimpse of the rough times it has seen. Probing ever deeper into the heart of the galaxy, astronomers have revealed many enigmas that continue to defy our understanding.
eso0642-en-au — Organisation Release
Catch a Star! — Fifth Edition of Astronomical Competition Launched
12 November 2006: ESO and the European Association for Astronomy Education are launching today the 2007 edition of 'Catch a Star!', their international astronomy competition for school students. Now in its fifth year, the competition offers students the chance to win a once-in-a-lifetime trip to ESO's flagship observatory in Chile, as well as many other prizes. Students are invited to 'become astronomers' and embark on a journey to explore the Universe.
eso0641-en-au — Science Release
Cut from Different Cloth — VLT Shows Milky Way's Neighbouring Galaxies Have Different History
7 November 2006: A large survey, made with ESO's VLT, has shed light on our Galaxy's ancestry. After determining the chemical composition of over 2000 stars in four of the nearest dwarf galaxies to our own, astronomers have demonstrated fundamental differences in their make-up, casting doubt on the theory that these diminutive galaxies could ever have formed the building blocks of our Milky Way Galaxy.
eso0640-en-au — Organisation Release
Extremely Large Telescope Project Selected in ESFRI Roadmap
22 October 2006: In its first Roadmap, the European Strategy Forum on Research Infrastructures (ESFRI) choose the European Extremely Large Telescope (ELT), for which ESO is presently developing a Reference Design, as one of the large scale projects to be conducted in astronomy, and the only one in optical astronomy. The aim of the ELT project is to build before the end of the next decade an optical/near-infrared telescope with a diameter in the 30-60m range.
eso0639-en-au — Science Release
The Star, the Dwarf and the Planet — First Directly Imaged Brown Dwarf Companion to an Exoplanet Host Star
19 October 2006: Astronomers have detected a new faint companion to the star HD 3651, already known to host a planet. This companion, a brown dwarf, is the faintest known companion of an exoplanet host star imaged directly and one of the faintest T dwarfs detected in the Solar neighbourhood so far. The detection yields important information on the conditions under which planets form.
eso0638-en-au — Science Release
Increasing the Odds of the Sweep — VLT Confirms Exoplanet Status of Two Candidates found by HST
4 October 2006: Using ESO's Very Large Telescope, astronomers have confirmed the extrasolar planet status of two of the 16 candidates discovered by the NASA/ESA Hubble Space Telescope. One of the two confirmed exoplanets has a mass a little below 10 Jupiter masses, while the other is less than 3.8 Jupiter masses.
eso0637-en-au — Science Release
Stellar Vampires Unmasked — VLT Presents Evidence for Mass Transfer as Origin of some Blue Straggler Stars
2 October 2006: Astronomers have found possible proofs of stellar vampirism in the globular cluster 47 Tucanae. Using ESO's Very Large Telescope, they found that some hot, bright, and apparently young stars in the cluster present less carbon and oxygen than the majority of their sisters. This indicates that these few stars likely formed by taking their material from another star.
eso0636-en-au — Science Release
Watching How Planets Form — Anatomy of a Planet-Forming Disc around a Star More Massive than the Sun
28 September 2006: With the VISIR instrument on ESO's Very Large Telescope, astronomers have mapped the disc around a star more massive than the Sun. The very extended and flared disc most likely contains enough gas and dust to spawn planets. It appears as a precursor of debris discs such as the one around Vega-like stars and thus provides the rare opportunity to witness the conditions prevailing prior to or during planet formation.
eso0635-en-au — Science Release
To Be or Not to Be: Is It All About Spinning? — VLTI Discerns How Matter Behaves in Disc Around a Be Star
20 September 2006: Thanks to the unique possibilities offered by ESO's Very Large Telescope Interferometer (VLTI), astronomers have solved a 140-year-old mystery concerning active hot stars. They indeed show that the star Alpha Arae is spinning almost on the verge of breaking and that its disc rotates the same way planets do around the Sun.
eso0634-en-au — Science Release
A "Genetic Study" of the Galaxy — Galactic Bulge and Disc Stars Shown To Have Different Oxygen Abundances
Showing 1 to 20 of 53


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Thumbnail Image
Iron Man
An inventor who is obsessed with technology, he's sure there's a gadget to fix every problem, and a suit of armor for every occasion. Deploying new gizmos without fully testing them may cause some surprises, but when the stakes are high, Stark's gadgets come through. As Squad leader, he's got his hands full keeping the team together. He brings the Tech Factor.


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Letters: Let Obama do Congress' job if it won't
Re: 'Don't get greedy for power, Mr. President' (Metro, Jan. 31 to Feb. 2) I felt compelled to respond to […]
Letters: Don't blame workers for government's problems
Re: 'Furlough isn't the end of the world' (Metro, Oct. 17) Letter writer Stanley Gnoza's request that furloughed workers, who […]
Sen. Ted Cruz cashes in after shutdown
Sen. Ted Cruz was the winner of the shutdown.
Who is Dianne Reidy? Audio of House stenographer's religious rant
A House stenographer identified as Dianne Reidy was dragged off the floor yelling about God, the Constitution and Freemasons.
Financial crisis avoided last minute
The economic damage done during the two-week government shutdown will be limited.
Senate reaches deal to end government shutdown, raise debt limit
Senate leaders Harry Reid and Mitch McConnell announced a bipartisan deal Wednesday to raise the U.S. debt limit and end the government shutdown.
Sen. Ted Cruz held secret meeting at Mexican restaurant
Sen. Ted Cruz met with 15 to 20 of his colleagues Monday night in a secret meeting in the basement of Tortilla Coast in Washington, D.C.
New Yorkers highlight the human cost of the government shutdown
The government shutdown has left some 27,000 federal workers adrift, worrying about mortgage payments and rent, college tuition, healthcare and even food.
U.S. negotiations on fiscal deal intensify in Senate
Negotiations to end a U.S. fiscal crisis hung by a thread on Saturday after they broke down in the House of Representatives and were headed for the Senate.
Deal to resolve fiscal crisis stalls in congress
Hopes for a resolution of the fiscal crisis faded, as Barack Obama's efforts to reach a deal with Republicans in the House of Representatives stalled.


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Comptroller's Office
|Effective: 03/22/2000
Revised: 02/22/2012
|CMP 213 : Establishment of Sale and Resale Activities
To define when the university may engage in sale and resale activities and to establish guidelines for compliance with the overall University mission in accordance with applicable Federal and State laws and Arizona Board of Regents Policy 1-105 regarding competition with free enterprise.
Arizona Revised Statutes § 41 2753
Arizona Board of Regents Policy Manual 1-105
University policy
State law and regents policy require the university to avoid competition with private enterprise. Unless specifically authorized by statute, the university may not provide to the general public goods, services, or facilities that are practically available from private enterprise unless the provision of the goods, service, or facility offers a valuable educational or research experience for students as part of their education or fulfills the public service mission of the university. In addition, the university may not provide to students, faculty, staff, or invited guests goods, services, or facilities that are practically available from private enterprise except as authorized by the Board of Regents.
All University Dept/Units, both on campus and off campus (statewide) sites.
Authorized NAU Sale and Resale Activities
Student and Departmental Account Services
NAU Bookstore (under contract with Follet)
Postal Services
Fronske Heath Center
Cline Library
Property Administration
Dental Hygiene Clinic
Physical Therapy
Central Ticket Office
Student Union
NAU Skydome
Parking Services
Transportation Services
Residence Life
Performing Arts
Wall Aquatic Center
All new sale and resale activities must be approved by the Vice President for Finance & Administration.
Sale and Resale Activity
A program that sells goods and or services primarily to individuals for personal use rather than to university departments or programs for official use. Payments made by individuals are the primary source of revenue for a resale activity.
Invited Guest
A person who enters a campus for an educational, research, or public service activity, and not primarily to purchase or receive goods or services not related to the educational, research, or public service activities of the university.
Service Center
A program that sells goods and/or services primarily to university departments or programs for official use. Interdepartmental billings are the primary source of revenue for a service center.
Requests will be submitted to the Comptroller's Office. If the request is approved, the Comptroller's Office will forward the request to the Vice President for Finance & Administration for final review and approval.
CMP 108 - Sales Tax
CMP 202 Establishment of Dept/Units
CMP 214 Rental of NAU Facilities
CMP 301-01 Deposits of University Funds
CMP 301-04 Authorization to Accept Credit Cards
CMP 306 NAU Event Ticketing
NAU Home Page | Comptroller's Office Home Page | Back to Table of Contents
Email Webmaster
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Tagged Questions
2k views
Did Germany have treaties imposed upon it after WWII that mirrored the weight of the Treaty of Versailles?
After WWI, the treaty of Versailles became the rallying cry for more extreme political forces in Germany, as it's terms were blamed for the countries hardships, and as an insult to the country itself. ...
2k views
Was the Zimmerman Telegram a ruse on the US or a way of Germany to incite Mexico to declare war on the US?
Prior to America's entry into WWI the Zimmerman Telegram was one incident that helped push America to declare war against Germany and join the Allies, while Mexico never fought against the US was this ...


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Sarah Sze, Still Life with Landscape (Model for a Habitat) [1]
June 8, 2011 - June 6, 2012
On the High Line, between West 20th and West 21st Streets.
Artist Sarah Sze is world-renowned for her intricate installations that shape space with hundreds or thousands of interconnected sculptural elements. For the High Line, Sze created an elaborate metropolis of perspectival architectural models that are bisected by the High Line path itself. The sculpture forms an open gateway that visually frames the views to the north and south, as well as allows park visitors to physically enter and pass through the space it outlines. The architecture, complex and dynamic, acts as a bird, butterfly and insect observatory, with perches, feeding spots and birdbaths throughout.
Emerging from the shooting perspective lines of the landscape of the High Line, the sculpture extends through space like a perspective drawing in three dimensions. The structure climbs, spins, accelerates, and emphasizes the open trajectory of the High Line and modeling systems of development and growth. The artwork is simultaneously an observatory, an experiment, and a metropolis, evoking urban construction, scientific models, and attempts to capture nature in situ.
About the Artist
Sarah Sze lives and works in New York City. She has had solo projects at the Museum of Contemporary Art, Chicago, the Walker Art Center, Minneapolis, and the Institute of Contemporary Art in London. She currently has a solo exhibition of her work up at MARMAC, Nice, France. Her work has been exhibited in international venues such as the Venice Biennale, the Carnegie International, Pittsburgh, the Whitney Biennial, and the Sao Paolo Biennial. Sze is a 2003 John and Catherine T. MacArthur Fellow. Upcoming exhibitions/projects include Sarah Sze: Works on Paper, Asia Society, New York; a choreographic collaboration with Trajal Harell, which will premier at the Institute of Contemporary Art, Boston; a permanent installation for Estuaire in Nantes, France; and a solo exhibition at the Mudam in Luxembourg. Sze is represented by Tanya Bonakdar Gallery in New York. She has a degree in painting from Yale University, 1991 and an M.F.A. from the School of Visual Arts, New York in 1997.
This High Line Art Commission is presented by Friends of the High Line and the New York City Department of Parks & Recreation. High Line Art Commissions are made possible by Donald R. Mullen, Jr. This program is supported, in part, with public funds from the New York City Department of Cultural Affairs in partnership with the City Council and from the New York State Council on the Arts, celebrating 50 years of building strong, creative communities in New York State's 62 counties.
Back to Public Art


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You must earn 10,000 points to post other members' whiteboard
I once owned a car just like this one. Not in this condition, tho. Bought it in San Francisco in 1965 and drove it across the country and back. When I got back from Vietnam, it didn't look too good or run very well. Needed a new tranny. So, I sold it for $300. In 1954 only 50 were in Black, 100 in Red and the rest in White. I didn't know that till much later. If I bend over, will you kick me?
Thanks for your kind Birthday wishes. Today I will happily start trip #72 around our Sun. What a sendoff! Warren
Today is Warren's birthday....Itsajeepthing........stop by & wish him a Happy Birthday.........spread the word.........
Who me? Be a bud? Sure! Of course I'll be a bud! Thanks for the request. You won't hear much from me I'm guessing over the next few months as I've got quite a few I owe a response to and I'm going to put the metal to the pedal on getting a job or working if I find something full-time that'll pay me at least $9 an hour. I'm tired of being out of work, poor, homeless, etc. I've had to put up with it for too damned long! This lower unemployment the government and media report is nothing but BS, because they use the part-time workers to reduce the percentage and report them as fully employed.
Enjoy the 4th!
Thanks for being my newest friend. I like your quote. My friend Helping Out here in Fresno rides a motorcycle. We meet with him for dinner at a Denny's several times a year. I have met over 40 Gas Buddies face to Face. The other one is our top Gas Buddy here in Fresno John 3:16. And then there are ramsrod, LesFillin, mom2vanessa, Buppy1 and Stangiw who is the Vice President of Operations at the Hume Lake Christian Camp.
Yesterday after church we stopped in at his Port of Subs and gave him and his wife Mardelle a jar of jam.
I just saw you on hyeglenn's place. I'd like to be your friend, too. The guys below me are my friends, too.
Nice convertible, keep up the good work.
A BIG CONGRATS on reaching that 1M mark and your first new red car! Really awesome! Others ahead of you have retired, so there is lots of room at the 2M milestone! Can you believe that GBs are still active going on 13 years and heading for the 5M milestone, but most GBs retire before they get to 4M! Keep going, don't stop now, like so many that retired once they reached their first red car! Keep leading the way for others to follow in GasBuddyland! Thanks buddy for your dedication! Have a nice week! Ron


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Appalachia Forums
Please join the Federal Reserve Banks of Atlanta, Cleveland, and Richmond for a series of forums highlighting community investment opportunities in central Appalachia. The forums will feature a variety of examples and models for investing and lending in Appalachian communities generally, and in Kentucky, Tennessee, Virginia and West Virginia, in particular. Speakers at each event will vary, but may include an expert on tax credits, bankers, bank examiners,community development financial institutions, developers, other community development funders and practitioners, and representatives of government agencies. The forums will take place:
For registration info please select the location below:
October 13 in Lexington, KY
October 14 in Kingsport, TN
October 15 in Blacksburg, VA
October 16 in Charleston, WV
Who should attend: Banking representatives interested in learning more about investing and lending opportunities
For more information, please contact Jeff Gatica at email@example.com or 513.455.4281
With support from the Kentucky Bankers Association, Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency


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Narrow your search
With an enormous amount of filters, textures and useful editing tools, AFilter is a great option for iPhone photographers.
Pricing not available
The egg-sized Liquid Image Ego wins on size and simplicity, but its features -- outside of built-in Wi-Fi -- are minimal.
While it may not be the best overall camera available for less than $1,000, the Fujifilm X-M1 does deliver the best photo quality in its price class.
A new version of Sony's Cyber-shot DSC-RX1, the RX1R, incorporates a new version of the sensor without an optical low-pass filter.
Despite its problems, if you want to try something different with your photos, buy Split Pic Pro for an artistic spin on run-of-the-mill collage apps.
Pricing not available
While their price is a little too steep, the X7i earphones are slick-looking and comfortable, and deliver clean, detailed sound.
In this video, I take a look at some of the new changes in the Photos and Camera apps.
Despite some minor issues, Picfx is a great app for adding effects to your images. It offers a simple way to browse effects from multiple categories and lets you stack effects and styles to give you a large number of possibilities.
Pricing not available
Searching for photos gets much easier in iOS 8 and the camera app helps you take better pictures.
The death of Apple's photo-editing software offers lots of new customers to Capture One Pro. Version 8 gets a migration tool, new editing options, and a subscription pricing option.


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September is Library Card Sign-Up Month
Primary tabs
Last Date:
Sunday, September 29, 2013 - 9:30 a.m.
September is Library Card Sign-Up Month! First time registrants will receive an awesome gift and an opportunity to win a fabulous cloth library bag filled with usable items while supplies last.
One individual will receive an opportunity to receive a pair of movie tickets!
Membership has more than priveleges. Sign up for the most powerful card anyone can own -- A DC Public Library Card!


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Middle School teacher arrested for sexual assault of former student
UPDATE: On Friday after the Jefferson County Sheriff's office released a report of the arrest of Timothy R. Verdon the Sheriff's office stated they would have a press conference on Monday the 28th of March at a time to be announced Monday.
The department has now stated they will not hold a press conference but released a probable cause affidavit. Click here to view affidavit
Jefferson County Sheriff's deputies arrested an 8th grade history teacher from Hamshire-Fannett Middle School late Friday afternoon March 25 on charges including sexual assault of a child.
Timothy Russell Verdon, 50, of Port Neches, was arrested at the home he shares with his wife in Port Neches.
Verdon is charged with Sexual Assault of a Child and Improper Relationship Between Educator and Student.
Both crimes are 2nd Degree Felonies. If convicted, he could face punishment ranging from probation to 2-20 years in prison and up to a $10,000 fine on each charge.
Information provided by sources claim the abuse began when the unnamed student was in 8th grade and has been ongoing. The victim is now a junior at Hamshire Fannett High School.
The Sheriff's Office says the arrest is part of a continuing investigation.
Bond for Verdon on the Sexual Assault of a Child charge is set at $25,000.00. Bond on the Improper Relationship Between Educator and Student is set at an additional $25,000.00
Jefferson County Sheriff Mitch Woods has scheduled a news conference on Monday, March 28.
Look at the big picture...
I don't believe this can be true. It states in the report that they had oral sex over 20 times and would park in many places in Jefferson county. The girl stated that she couldn't recall exact locations or times… wouldn't you think that if it occured that many times that she would recall even ONE place? Jefferson county isn't that large of an area. And if it happened, why would she go along for two entire years and then report it? You would think if this happened TWENTY times, that the parents would notice his truck at least once, especially if she was only fifteen and wasn't able to drive herself anywhere. Not only that, but why couldn't they could search his truck for DNA, her hair, nail clippings, her saliva (considering it was oral sex she's claimed to have), or something that would prove she was in his truck at one time. Were there any calls or text messages to see when he would have come and gone? If he was comming to get her, he would have to contact her in some way to let her know he was comming. Not only that, but he is a teacher with no children and a loving wife. He works from 8-3 on weekdays as does his wife seeing she is a teacher as well. Wouldn't she have suspected something and raised cane about it herself?
I attended Hamshire-Fannett and had Mr. V as a teacher as well. He has never done anything, to my knowledge, in the past like this. He has always cared for and about his students and wants nothing but the best for them.
I also know that this particular event seems to be a trend in the Hamshire-Fannett School district. If you don't like the teacher, just turn them in for sexual harrassment... right???
So I don't believe this is an act he would commit…
He was my favorite teacher
He was my favorite teacher and we all trusted him..... Mr.V why'd you do it?
there's nothing that said he
there's nothing that said he did yet, and i personally believe that he didn't (not sure, of course, since it is impossible for anyone to be sure). it defys logic.
Good story. What a scum bag. How is Fox 4 reporting they had a consensual relationship. You can't consent as a 13 year old.
I think after 3 years....it's
I think after 3 years....it's consensual.
Consensual or not...
Consensual or not, its still illegal, immoral, and not at all surprising. I had the guy for history, and there was always something unsettling about him (besides the violent outbursts and otherwise inappropriate behavior for an educator)


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Nike Men's Houston Texans Legend Elite Font Navy Performance T-ShirtItem Number: 17553276
Price: $30.00
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Product Information
Customer Reviews
Size Chart
Outshine the competition in the gym and at the game with the Nike® Houston Texans Legend Elite Font Performance T-Shirt. Moisture-wicking Dri-FIT® technology keeps you feeling cool and dry even while you're breaking a sweat. The screen-printed Texans and 'Football' wordmarks on the chest display your NFL allegiance. Keep the Super Bowl dream alive with the Nike® Texans performance t-shirt.
- Houston Texans standard fit, crew neck t-shirt
- Screen-printed Texans and 'Football' wordmarks on the chest
- Swoosh™ design trademark screen-printed on the left sleeve
- Dri-FIT® logo screen-printed on the bottom right
- Screen-printed NFL Shield logo on the back neck
- Dri-FIT® technology wicks away moisture
- Officially licensed by the NFL
- Fabric: 100% polyester
- Nike
Country of Origin: Honduras


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Credits & Info
- Uploaded
- Mar 23, 2010 | 12:56 AM EDT
- Daily 3rd Place March 24, 2010
If you liked this, check these out!
Author Comments
The first of the A.E. Chronics series. This is a little bit different from WHOOKOS. Don't expect too much of a story from this episode as barely any of the story is covered. Then again this is chapter 0. Either way, enjoy!
Unfortunately this submission was earlier stolen from our website which can be viewed if you right-click on the animations screen. This is the original and has been posted by the rightful owner.
Rated 5 / 5 stars November 14, 2012
Scoot, Just to let u know that one of these days i may hire u to make a series deticated to my childhood game but enough bout that anyway Great movie!
Rated 4.5 / 5 stars August 22, 2012
well scoot, everytime i hear your great voice acting, it reminds me of the UO series, but i found this to be mildly entertaining
Rated 5 / 5 stars January 23, 2012
Love it~
I FUCKING Love these kinds of stuff!
They remind me of my Nightmares! XDD
Rated 5 / 5 stars November 3, 2011
First episode
I'd watch all three episodes ten times over and still want to watch them again.
Rated 5 / 5 stars October 30, 2011
Hmm Hmm
Well good sir, you have caught the creepy style well and i like the silent hill-esque music.


text:
10 U.S. Code § 3211 - Repealed.
Section, acts Aug. 10, 1956, ch. 1041, 70A Stat. 175; Sept. 2, 1958, Pub. L. 85–861, § 1(67), 72 Stat. 1463; Nov. 8, 1967, Pub. L. 90–130, § 1(9)(F), 81 Stat. 375, prescribed authorized strength of Regular Army in officers in each regular grade on promotion lists set forth in section 3296 of this title. See section 521 et seq. of this title.
Effective Date of Repeal
Repeal effective Sept. 15, 1981, see section 701 ofPub. L. 96–513, set out as an Effective Date of 1980 Amendment note under section 101 of this title.
The table below lists the classification updates, since Jan. 3, 2012, for this section. Updates to a broader range of sections may be found at the update page for containing chapter, title, etc.
The most recent Classification Table update that we have noticed was Tuesday, August 13, 2013
An empty table indicates that we see no relevant changes listed in the classification tables. If you suspect that our system may be missing something, please double-check with the Office of the Law Revision Counsel.
|Description of Change
|Session Year
|Public Law
|Statutes at Large
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text:
Way To Go
The Association of Area Business Publications (AABP), a nonprofit national organization representing more than 80 independent magazines and newspapers in the United States, Canada, Australia and Mexico, has recognized Hawaii Business with three bronze awards in the magazine category.
There were more than 500 entries in this year's AABP Editorial Excellence Awards. The Hawaii Business editorial and production staff distinguished themselves with third-place finishes in the following areas: Best Use of Photography/Illustrations; Best Overall Design; and Best Personality Profile for "Robert Kiyosaki" by Jacy L. Youn (June 2002).
I would like for Managing Editor Jacy L. Youn, Senior Editor Cathy S. Cruz, Editor-at-Large David K. Choo and Associate Editor Ronna Bolante, as well as Assistant Creative Director (and chief Hawaii Business designer) Wes Funai and Creative Director Jayson Harper to stand up and take some virtual bows.
Rest assured, we won't be resting on our laurels as we "go for the gold" with each issue.
In the August 2003 Top 250 issue, Hawaii Business listed H&W Foods Acquisition Corp. Inc. as No. 84, with $80 million in 2002 gross revenues. Public bankruptcy filings show that H&W foods and subsidiary Palama Meat Co. reported a total of $65.9 million in income from operations from April 1, 2002 to March 31, 2003. For the previous fiscal year, the businesses' combined income was $66.3 million.
Hawaiian Dredging Construction Co. Inc. should have been included in August 2003 Top 250 listings. Hawaii Business regrets these errors.
Do you like what you read? Subscribe to Hawaii Business Magazine »
Hawaii Business magazine invites you to comment on our articles and the issues they raise. Comments are moderated for offensive language, commercial messages and off-topic posts and may be deleted. Some comments may be chosen for inclusion in the magazine on the Feedback page.


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WINNIPEG – The dawn of a new year brought with it a pretty familiar story.
The worst penalty kill in the NHL yielded two more goals as the Leafs dropped a 3-2 decision to the Jets on New Year's Eve, to conclude a winless three-game road trip.
Frustration has bubbled beyond the boiling point for the ever-struggling penalty-kill.
"How long has it [expletive] been?" David Steckel said incredulously after the game. "It's insanity is what it is."
"It's been the story all year," Luke Schenn added. "The penalty kill is the reason why we dug ourselves in this hole right now…We've been working on it, but just nothing's clicking right now so it's frustrating. Every player in the locker room is frustrated with it. It's biting us every night."
The Leafs have allowed a league-worst 41 powerplay goals, exactly 30 more than the top-ranked New Jersey Devils. More than a handful of losses have fallen on the shoulders of the trembling unit (see below).
"It's obviously tough to point the finger at right now," Schenn said of necessary improvements. "We've been working on it for a bit and going over it non-stop; meeting upon meeting and practicing it. Hopefully something's got to give here and we can get better and get on a bit of a streak with it."
December was a considerably gloomy month for the Leafs and their penalty-kill; nine losses in 13 games (4-6-3) and a mind-boggling efficiency of 64% (33-52) killing penalties.
Five Points On The Penalty Kill
1. What's become so aggravating for members of the penalty kill is a constant repetition of mistakes. Twice on Saturday, Jet point-shots deflected off Leaf bodies before either going in the net directly or off an additional stick past James Reimer. "We kicked two pucks in our own net," Ron Wilson said. "One went off Luke's knee when he should've been getting out of the way and not screening the goalie or trying to block that one. Jake essentially did the same thing; he was trying to box out and then he saw the puck coming so he reflex stuck his foot out there and he deflected it between [Reimer's] legs."
"We should know better," Wilson added. "We have some guys making the same mistakes. The screening the goalie [for example]…We're not worrying about their screeners. We're screening the goalie better than the opposition does."
2. Boosting the sagging mind-set of a struggling unit has been a considerable challenge. The struggles have become so mentally engrained that an impending sense of doom often accompanies the Leaf penalty kill onto the ice. "I think we've got to start going out there with the mentality of having no fear because it's certainly not working the way it's going," Steckel said. "I think we need to start from scratch basically and have the mentality 'Listen, we're going to go out there and do what we do and if they beat us with three or four great passes then good for them', but we can't keep doing the mentality and confidence that we have.
"It's redundant, all the time. Like when it's going to end?"
3. General hockey sense has eroded with the decline in confidence. More thinking has led to less reacting. "Once you get confidence with your PK you maybe don't analyze it as much," Keith Aulie told the Leaf Report earlier this week. "You just relax a little bit and just play and your hockey sense takes over. But right now we're analyzing it a lot and maybe doing some things that we just normally wouldn't do as a hockey player."
"That's exactly it," Steckel concurred. "You can only talk about where to be so much. Everyone plays the 1-3-1 [system] pretty much so it's not like powerplays are changing where we need to discuss about where everyone's going to be at the same time. I think it's just more so reacting, that's the bottom line."
4. Communication could also probably stand to improve. It's an asset generally lacking on young teams, but a real focal point of the coaching staff; Dion Phaneuf is usually the one constant in terms of chatter on the ice.
5. Of the Leafs nine losses this month, at least five tie themselves almost directly to the penalty kill and its inability to get the job done.
|Dec. 6
|New Jersey
|3-2 Loss (OT)
|Dec. 9
|4-2 Loss
|Dec. 16
|5-4 Loss
|Dec. 27
|5-3 Loss
|Dec. 31
|3-2 Loss
Bonus Points
Saturday marked the 12th time in 38 games that the PK allowed more than one goal (4-7-1)…Phil Kessel scored his 21st goal in defeat, jumping into a three-way tie for third in the NHL in that department (Steven Stamkos leads with 26)…Kessel also sits in a tie for third in points (44)…Phaneuf had two assists for his first multi-point game since November 25th. The Leaf captain sits in a tie for sixth among all defencemen in scoring with 24 points…Tyler Bozak was placed on IR before the game with an upper-body injury. He'll miss at least 7-10 days…Tim Connolly moved up to play with Kessel and Joffrey Lupul in Bozak's place, recording an assist on the Kessel goal…Matthew Lombardi logged 10:57 in his first game since November 17, generally staying away from the faceoff circle (just three attempts). Lombardi missed 18 games with a shoulder injury, removed off IR on Saturday afternoon…Clarke MacArthur scored his 11th goal of the year, extending his point streak to five games (two goals, four assists)…Kessel attempted eight shots with only one (his goal) hitting the net…A native of Manitoba, Reimer made 32 saves, but dropped to 1-4-1 on the road.


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John W. Perrine, DDS
Valerie Perrine, DDS
Cowen, WV
Hello, I am John W. Perrine. I graduated from West Virginia University School of Dentistry in 1984 and have been in the Cowen area specializing in family dentistry since graduation. My daughter, Dr. Valerie Perrine, graduated from West Virginia University School of Dentistry in 2009 and is now practicing with me three days a week.
My office address is 7028 Webster Road. Cowen, WV 26206 and my office phone number is (304) 226-5114. My office has 8 operatories, a lab and sterilization area. There are 2 chairside trained assistants and we work a 4 day week. I am able to accommodate both right and left-handed students.
The community is a small, rural community with 1 grocery store and 2 convenience stores. All religions are represented. Many types of recreation are available including hiking, fishing and tennis. This area is very friendly and family oriented.
My personal practice philosophy is to try to the utmost of my abilities to be PAINLESS. I treat all patients the same and I feel certain that I have provided the best care possible.
To reach my office, take I-79 South to Rt 19 South then to Rt 82 East (Birch River exit). You will be on this road about 17 miles, and then you will take Rt 20 North toward Cowen & Webster Springs. In about a half a mile, you will pass the fire department, follow the road around a sharp right turn and cross railroad tracks. Our office is locared on the left once you cross the railroad tracks. From Morgantown, the distance is about 120 miles and should take about 2 hours..
If you would like to contact me, you may e-mail me at firstname.lastname@example.com


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Eat. Out!
Food: ****
Atmosphere: ***
Outdoor Seats: 72
Local flâneurs dine and drink in style beneath the flicker of the namesake gaslights in this cobblestone oasis, where greenery shields diners from the prying eyes of passers-by. The solid brasserie food—like the poêlée espagnol (a creamy seafood pan roast spiked with chorizo) and the béchamel-slathered croque-monsieur—tastes even better when masochists from next door's Boston Sports Club are strolling past. Plus: free parking!
Getting a Table: Regulars get priority, but time goes by quicker when muddled. Spend your wait at the authentic Parisian zinc bar downing a stiff Five Grape Fizz.
560 Harrison Ave., Boston, 617-422-0224, gaslight560.com.
Hamersley's Bistro
Food: *****
Atmosphere: *****
Outdoor Seats: 50–55
Southern France, eat your heart out. During Boston's rare weeks of perfect weather, Nice has nothing on the Hamersley's brick patio, on the South End's most prime corner, Tremont at Clarendon. Nor the Provençal food, even: The pork tenderloin stuffed with asparagus and Morbier cheese and the lemon-lavender layer cake with raspberries are so fabulous, you may become too distracted to people-watch.
Getting a Table: Reserve inside but come early, request the patio, then bask on the wooden benches—or sip a fresh grapefruit gimlet at the bar. Garden proximity is a hot commodity, though we prefer mocking hipster wannabes from the Beehive side.
553 Tremont St., Boston, 617-423-2700, hamersleysbistro.com.
Food: ****
Atmosphere: *****
Outdoor Seats: 40
This city has no shortage of fair-weather fresco options. But on drizzly days, the renovated Harvest patio's got us covered. Literally: The new retractable awning offers UV protection and refuge from passing showers, while the outdoor fireplace, along with the light jazz warbling overhead, provides a dose of romantic ambiance. We love the dayboat halibut served with asparagus, braised radish, and lemon-chamomile beurre blanc.
Getting a Table: Go at lunchtime, when diners tend not to linger. Otherwise, arrive at 5:30, and while away your wait over a Ruby Red (vodka, blood orange juice, Chambord).
44 Brattle St., Cambridge, 617-868-2255, harvestcambridge.com.
The Hungry I
Food: ****
Atmosphere: ****
Outdoor Seats: 20
Six marble tables are fenced in by surrounding Beacon Hill brownstones, creating an intimate nook that on weekends fills with tourists. The classic French menu from executive chef Peter Ballarin includes decadent dishes like a pan-seared sirloin topped with pâté and drizzled with a burgundy-butter sauce.
Getting a Table: This is one of the few spots that actually takes outdoor reservations. Thursday evenings are quiet and draw a more social, local crowd. Reserve a two-top in the rear right corner before 8 p.m. to catch a glimpse of the rosy summer sky.
71 Charles St., Boston, 617-227-3524, hungryiboston.com.
Intrigue Café
Food: ****
Atmosphere: ****
Outdoor Seats: 90
The best seat in the house is on whatever high-powered private yacht happens to be moored up against the side that day. Beyond that, they're all still pretty terrific. So what if the service is spotty: The menu, by Daniel Bruce (of Meritage fame), nails the refined yet casual vibe with steamed lobsters and grilled pizzas. Hey, does Fort Point Channel (just across the harbor) have any foot traffic yet? You'll be the first to know.
Getting a Table: Avoid the queue during the hotel's series of summer music (Tuesdays) and film (Fridays) events. Less competitive: weekday breakfast. The sour cream and raspberry pancakes are heavenly.
Boston Harbor Hotel, 70 Rowes Wharf, Boston, 617-439-7000, bhh.com/intrigue.
Joe's American Bar & Grill
Food: **
Atmosphere: ****
Outdoor Seats: 100
This crowd-pleasing hangout commands one of the choicest spots on the waterfront, with views of Christopher Columbus Park and the Boston Yacht Haven Marina, plus a skyline backdrop. The food is formulaic—nachos, crab cakes, brownie sundaes—but it's consistent, as well as nicely priced, with entrées in the mid-teens.
Getting a Table: For the finest water views, ask for the tables at the end of the deck, but be prepared to wait more than an hour. Meanwhile, check out the new top-floor bar for appetizers and cocktails. Or forgo the scenery and take one of the tables on the front patio, which are easier to score.
100 Atlantic Ave., Boston, 617-367-8700, joesamerican.com.


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Heidi Klum is on the cover of the latest issue of Ocean Drive magazine and the do-it-all supermodel talks nude photos, insured legs, and life lessons. Click the pic to read more!
Supermodel Heidi Klum is on the cover of Marie Claire and she states that she loves wild and crazy sex…. Or, maybe that's just what we read… click the pic and decide for yourself!!


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Rolex Rankings #5
Rolex Rankings #94
Will Stacy Lewis defend her 2012 title?
Will Shanshan Feng defend her title?
Ernst's victory another big step in her career
The Social Scene for September, 2014
Natalie Gulbis was interviewed on Golf Channel's Morning Drive to talk about playing in Notah Begay's charity pro-am.


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Chris Dutton Google+
Chris Dutton is a sports reporter at The Canberra Times.
Elsom to miss Brumbies opener
Chris Dutton The ACT Brumbies are preparing to start their Super Rugby campaign without Rocky Elsom, and there is no definite time when the Wallabies captain will be ready to play.
Edmonds joins Saracens as Wallabies plan on youth
Chris Dutton The Wallabies' plan to blood young hookers after the World Cup in New Zealand convinced Huia Edmonds to quit the final year of his contract with the ACT Brumbies.
Brumbies end the agony thanks to boot of Giteau
Chris Dutton THE Brumbies snapped a five-game losing streak last night, but only just.
Elvis will have the Brumbies rocking
Chris Dutton The King has arrived. He doesn't have sideburns and he doesn't sing on stage, but Elvis Levi says he'll be bringing his own hits to Canberra Stadium on Sunday.
Injury-hit Brumbies stick to tri-halves plan
Chris Dutton The injury depleted ACT Brumbies are confident their growing casualty ward will not derail their hopes of beating the Western Force on Sunday.
Daylight charity: error-prone Brumbies lose with conviction
Chris Dutton BRUMBIES captain Matt Giteau described his side's loss to the Force at Canberra Stadium yesterday as ''devastating'' as a string of errors cost the home side any hope of building momentum towards the...
Elsom likely to return for Brumbies' Africa tour
Chris Dutton The ACT Brumbies' reinforcements hope they can provide the confidence boost required to get the team firing and help erase the memory of a horror start to the season.
Giteau moves to pivot for Brumbies
Chris Dutton Desperate for a Super Rugby victory, Brumbies coach Tony Rea has again shuffled the ACT back line ahead of the clash with the Natal Sharks in Durban on Sunday morning.
Edmonds to put best foot forward in comeback
Chris Dutton HUIA EDMONDS'S desperate desire to end his career on ''my terms'' convinced the former ACT Brumbies player to shelve premature retirement plans and launch a bid to return to the top of his game.
Friend hints at changes
Chris Dutton, Canberra Times Several fringe players are a chance of forcing their way into the Brumbies side to play the Waratahs.
Toomua to start trial at fullback but flyhalf spot his goal
Chris Dutton Matt Toomua will start at fullback in the ACT Brumbies' first pre-season trial, but he has no intention of ending his quest to be the team's first-choice No.10 this year.
Larkham yearning for ACT reunion
Peter Fitzgerald and Chris Dutton Stephen Larkham wants to return home to the ACT Brumbies next year and help guide the team back to Super rugby glory.


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Honors 298 Credit for Research or Independent Study
You may earn research or independent study credit for individual or group work performed under faculty supervision. Research is defined as discovery-, inquiry- or creativity-based learning. It may be conducted in a laboratory, art studio, field site, or any setting in which scholarly pursuit of new knowledge occurs.
Study may occur at NC State or elsewhere, so long as it is supervised by
- a member of the faculty at NC State or
- a member of the faculty at another university, or
- someone in government or private industry who is approved by a member of the faculty at NC State.
You may obtain the needed forms below:
- HON 298 Research/Independent Study Guidelines
- HON 298 Research/Independent Study Contract
- HON 298 Research Equivalency Contract


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John Kane (1860-1934) is an Scottish primitive painter most known for for skill in primitivism. Kane moved to the United States at the age of 19 and began working as a housepainter. His paintings are distinguished by his use of ...Add to my favourites Get these quotes on a PDF
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Elderflower, gooseberry and cassis dominate the aromas touched by a faint whiff of gunflint from barrel fermentation.The palate is full bodied and dry with great intensity of fruit balanced by refreshing acidity. This is a serious Sauvignon that is ideally suited to fresh seafood or with artisan cheeses such as chevre.
"Very pale color. Complex, soil-driven nose hints at gooseberry, fresh herbs, smoke and flint, along with a lightly saline character. Then supple but firm in the mouth, with a saline, smoky minerality and musky herbs dominating. Today, the rather flinty barrel notes dominate the wine's fruit. This round, broad, dry wine needs to be served with food."
88 Points
International Wine Cellar
Amisfield Vineyard is a producer of fine wine from the Lowburn area of New Zealand's Central Otago region. The region is renowned for producing world class Pinot Noir and aromatic white wines. Nestled between Amisfield and Parkburn streams planing commenced in 1999 and now consists of over 100 acres planted to Pinot Noir, Pinot Gris, Riesling and Sauvignon Blanc with considerable...Read More About Amisfield
The southernmost vineyards of the world lie here in Central Otago. Unlike most other New Zealand appellations, Central Otago is inland - nestled right in the middle of the southern island. Its lack of proximity to water creates weather more continental than maritime, leading to big temperature shifts - hot during the day, significantly cooler at night.
Notable...Read More About Central Otago
Sauvignon Blanc
(so-veen-YAWN blahnk)
One of the most distinctive grapes, Sauvignon Blanc is a highly aromatic variety
that does well in both the old and new world. From the Loire
Valley of France to Marlborough
in New Zealand, Sauvignon Blanc has found many regions that bring out its unique
and delicious flavors.
Notable Facts
Sauvignon Blanc's home...Read More About Sauvignon Blanc
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Explore Southwest Utah
Have Dog, Will Travel
This article first appeared in The Bark,
Issue 66: Sept/Oct 2011
Please note comments are moderated. After being approved your comment will appear below.
Submitted by Jackie Earnshaw... | September 1 2011 | Permalink
Reading this, I was very surprised to see no mention of the Doggy Dude Ranch, just outside Zion National Park. SInce dogs are not permitted on the trails in Zion, but are in campgrounds and hotels, the 10 acre Doggy Dude Ranch has been offering Doggie Daycare for 16 years (at least). Located on the river, and having several pools in the enormous playyards, along with well trained, conscientous, gentle staff, the Doggy Dude Ranch is a great place for dogs to spend the day while owners hike the trails. The owner, Filomena Diaz-Johnson, is a professional member of the APDT and has been one of the primary rescue and foster homes in the area since she opened the Doggy Dude Ranch.
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Dissecting Invesco Mortgage 12.99% Dividend Yielder
Mohsin is a member of The Motley Fool Blog Network -- entries represent the personal opinion of the blogger and are not formally edited.
Invesco Mortgage Capital's (NYSE: IVR) diversified MBS portfolio gives the company an edge over the rest of the mortgage REITs under the prevailing macroeconomic situation, where the Fed is committed to keep the yield curve flat through its various initiatives. The mortgage rates have declined to the record low due to QE3 and Operation Twist. The 15-year mortgage rates declined to 2.65%, while the 30-year US mortgage rates plunged to 3.37%. Invesco has a diversified MBS portfolio supporting its net interest margin. The company has low prepayment speeds on its MBS portfolio. Therefore, I recommend investors invest in Invesco Mortgage Capital. American Capital Agency (NASDAQ: AGNC) and Armour Residential (NYSE: ARR) are among my other favored mortgage REITs. I recommend investors to stay away from Annaly Capital Management (NYSE: NLY).
Business Mix
Invesco Mortgage Capital seeks to invest most of its MBS portfolio in residential and commercial mortgage backed securities and mortgage loans. Besides Agency residential MBS, the company's charter allows the addition of non-Agency residential MBS, which in the prevailing macroeconomic situation is the best cure for mortgage REITs.
The chart above shows the percentage of Agency and non-Agency MBS in the portfolio of Invesco Mortgage Capital at the end of the third quarter of the current year. Around 14% of the entire company's MBS portfolio is non-Agency residential MBS with a weighted average coupon of 4.12%, while the 9% commercial MBS have a weighted average coupon of 5.44%. These elevated coupons are compared to 4.1% and 4.37% weighted average coupons for the company's 15-year and 30-year Agency securities, respectively.
Net Interest Spread
The above graphs shows that Agency RMSB was around 52% of the company's equity at the end of the third quarter, while non-Agency formed 27%, followed by CMBS at 19% and 2% other investments. This means, around 48% of the company's invested in securities other than Agency RMSB, which the Fed is purchasing.
The company yielded 3.55% on average on its assets during the most recent quarter, while it earned a 4.24% yield on it assets during the same quarter of the prior year. The cost of funds during the most recent quarter was 1.67% down from 1.76% in the third quarter of the previous year. This enabled the company to earn a net interest margin of 1.64% during the most recent quarter compared to 2.4% at the end of the same quarter of the last year. The decline in the net interest margin was blamed to the higher hedged cost of funds.
The abundance of non-Agency securities in the company's possession makes me believe that Invesco's net interest spread should not face as much pressure as Annaly's should. Annaly stands to be the largest US mortgage REIT. However, it invests exclusively in Agency RMBS with high average coupons and high prepayment speeds. Therefore, I favor Invesco over Annaly.
Recent Performance
From a year ago, the net interest income of $140.5 million increased 1.6%, while the interest expense increased 19.5%. This resulted in a net interest income decline of 8.7% to $80.15 million. Other income, including a resulting gain on sale of investments increased over fourfold. Total expense over a year increased to $10 million from $8.7 million. Net income surged 5.6% to $86.77 million.
The net interest margin that the company earned during the third quarter of this year was 1.64%. This is compared to the 2.4% net interest margin that Invesco earned during the third quarter of the prior year. The decline in net interest margin was blamed to the higher hedged cost of funds related to an increase in average borrowings and interest swaps and a decrease in the portfolio yield.
During the most recent quarter, amortization cost was $38.8 million partially offset by discount accretion of $4.14 million on the company's non-Agency securities. Much of the amortization cost was associated to Agency MBS.
The conditional prepayment rate (CPR), which impacts the company's premium or discount on the securities purchased, was 14.3% at the end of the most recent quarter, compared to 13.3% at the end of the linked quarter. This is compared to a CPR of 12%, 13% for American Capital and Armour Residential, respectively. The two have some of the lowest prepayments speeds for their portfolios. Annaly Capital reported a CPR of 20% at the end of the most recent quarter.
Shareholder Distribution
The stock offers an elevated dividend yield of 12.99%, where the 10-year treasury offers 1.81%. Invesco remains one of the few mortgage REITs that have maintained its quarterly dividend for the past one year. The company recently announced $0.65 per common share as the shareholder distribution.
Invesco Mortgage trades at a 4% discount to its third quarter book value, while Two Harbors trades at moderate 1% premium to its book value. American Capital Mortgage Investment is currently trading at 4% discount to its third quarter book value. American Capital Mortgage and Invesco have prepayment protected MBS portfolios, which is why they were considered for a comparison. I believe Invesco Mortgage has attractive valuations compared to most of its peers.
I recommend Invesco Mortgage as the company has a diversified MBS portfolio, which supports the company's net interest margin in difficult macroeconomic situations. Besides, the company's prepayment protected portfolio and attractive relative valuations add to the benefits offered by the stock.
SmartEquity has no positions in the stocks mentioned above. The Motley Fool owns shares of Annaly Capital Management. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy. Is this post wrong? Click here. Think you can do better? Join us and write your own!


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... so I don't know what was in there) an arcade and a large meeting room. The grounds included a petting zoo, bounce house, large pool, and a playground. It was the most expensive campground too at $70. But we got a late night discount and only paid $35. Wednesday we continued east on I-90, the same road we have been on since Seattle. The scenery is typical Midwest, rolling hills and miles and miles of cornfields and soybeans. However, unlike out west, ...
Travelled to Chattanooga, Tennessee
... we got seen to right away. I'm sure that annoyed a lot of people. Any way the bus journey wasn't too long. I sat next to a stranger from Knoxville at first. A bit weird but nice enough. The people got off and I sat with Tim. There isn't much to do in east ridge and we have to get a taxi to town so it is quite expensive. The room isn't great but it is much better than the hell whole last week. Not May family's about just a couple of middle age ...
Traveling Home
... at approximately 12:45. I flew out of Newark to Atlanta, Georgia at 7:45. My husband Bobby, daughter Elisha, granddaughter Ellie and grandson Major met me at the Atlanta airport. It was so good to see them! We arrived home a little after midnight. I am so blessed! I had an amazing time! What a wonderful experience! I am so thankful for Funds For Teachers! This would never have been possible without ...
Grunewald Station & Wannsee Villa
... escape.
The right picture is a sign in the rail road station pointing to Platform 17. The Jews were not allowed to enter the train station; they entered the Platform as cattle would, up the cobblestone road. The stairs on the right climb to Platform 17 from inside the train station; it looks the same as all other Platform entrances, but this one leads to death.
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Leaving Atlanta, Georgia
Flying out of Atlanta to Newark, New Jersey on Delta Airlines. I will be joining the New Jersey Holocaust Commission and fly out of New Jersey on the United Airlines for Berlin, Germany.


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Tag Archives: chestnuts
Chef's Martin's Culinary Blog: Chestnuts
[youtube http://www.youtube.com/watch?v=qhwgCJ0_ZHg] Hi, I'm Chef Martin Smetana. Welcome to my culinary blog! Today, we're talking about chestnuts! Chestnuts are very popular in Europe, especially in Austria, where half of my family is from. As a child, I remember getting Continue Reading »


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The colour of Bollinger Rosé combines the rich bronze highlights of
the Special Cuvée and the intense depth of the red wine. This could be
the tint of the raw flesh of wild salmon barely reddened over
charcoal. It is a light and a depth. It is the colour of a great wine.
The wine reveals all the fullness of expression of the
Special Cuvée to the nose.
All Bollinger is there: presence and modesty, power
and delicacy.
And yet other notes come to the fore in the mouth:
small wild berries in the countryside on hot summer
Raspberries, blackberries, gooseberries — the first
note of acidity is jolted by the sensuousness of the
flesh. An impertinent flavour dances in the mouth, but
the lively, joyous sparkle of the fruit is always
contained by the wine's precise structure, which
gains in fullness and climaxes with mellow notes
that stay on the palate and resound in the memory
for a long time.
"The sheer intensity and power of this wine is awesome, an almost violent red from the addition of Coteaux Champenois pinot noir from La Côte de Enfants (about seven percent of the blend). It's in overdrive when first opened, an extreme wine with the redness of roses on fire, the impacted flavor of seashell minerality and the cool crispness of apple skin. A day later, the wine is effortlessly detailed, blissfully rich with the subtle toastiness derived from fermentation in old oak barrels. The acidity is there to keep it fresh for as long as it lives, a life that will be measured in decades."
97 Points
Wine & Spirits
"This rosé Champagne shows precision, balance and seamless integration, boasting juicy fruit flavors of ripe black cherry, pomegranate and cassis that mix with violet, spice, almond and candied citrus peel notes. Fresh and vibrant, with a long, lightly spiced finish. Drink now through 2022."
94 Points
Wine Spectator
"The 2002 Brut Rose La Grande Annee is a beautifully detailed, subtle wine. A noble, intriguing bouquet leads dried roses, berries, minerals all of which come together with gorgeous articulation. There is a wonderful balance between the vinosity of the Pinot and the more chalky, minerally elements that preserve freshness. The finish is totally impeccable and classy. In a word: Sublime. This is Lot L001831. Disgorged November 10, 2009. Anticipated maturity: 2010-2015."
94 Points
The Wine Advocate
"Light orange. Heady, intensely perfumed bouquet of dried red berries, singed orange, Asian spices and potpourri. Dry, precise flavors of tangy citrus fruits and candied flowers, along with a strong mineral undertone. Impressively pure rose with strong finishing cut, lingering spiciness and outstanding persistence. Most people assume that pink Champagne won't age but I'd bet on this one being even better in five years. Or even later. (Incidentally, I also tasted the 2002 La Cote aux Enfants Coteaux Champenois, which is Bollinger's 100% pinot noir bottling and provides the red wine base for this bottling. It's a dead-ringer for a great Morgon, with an intense mineral core and vibrant dark berry and bitter cherry fruit character. Unfortunately it is also very rare, coming from a vineyard that is less than a hectare in size. A single bottle also costs about as much as six bottles of top-drawer Morgon too. But what price rarity?) "
94 Points
International Wine Cellar
In 1829, Champagne Bollinger introduced an instantly recognizable, dry, toasty style that connoisseurs around the globe have coveted ever since. Six generations of the Bollinger family have maintained that trademark style, and Bollinger is one of the rare Grande Marque houses to be owned, controlled and managed by the same family since it was founded.
With 399 acres of...Read More About Bollinger
Champagne is both a region and a method. The wines come from the northernmost vineyards in France and the name conjures an image like no other can. An 18th Century Benedictine monk named Dom Perignon is said to be the first to blend both varietals and vintages, making good wines not only great, but also special and unique to their winemaker. Today, nearly 75% of Champagne...Read More About Champagne
Pink Bubbles
Some Champagne and sparkling wine is pink. It's more rare, and more robust, and sometimes more expensive. But
one of those wines that is just deliciously appealing. The pink color in a rose sparkler comes from the skins -
means that the wine must include at least one of the red grapes of the traditional method -
Pinot Noir or Pinot...Read More About Rosé
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CRICKET: White effort proves all in vain (From thisisoxfordshire)
When It Happens Panel Get involved: send your photos, videos, news & views by texting 'OXFORD NEWS' to 80360 or email
CRICKET: White effort proves all in vain
7:00am Wednesday 28th May 2014 in Sport
Great & Little Tew had reached 118-5 from 15 overs when their Home Counties Premier League Twenty20 first-round tie at home to Chesham was washed out.
Joe White had hit 39 off 21 balls and Curtly Slatter was 27 not out when the rain came down.
Banbury's home tie against Tring Park has been rearranged for Sunday, June 8.
The annual representative match between the Cherwell League and OCA League fell victim to the weather on Monday.
Officials are hoping that the clash, which was due to be held at Horspath, can be rearranged.
Another washout was at Bicester & North Oxford where the matches involving Oxfordshire women and the Netherlands and Oxon Under 17s against Sussex were unable to start.
Latest Sport news


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Maintenance of Certification (MOC)
45th Annual Kenneth C. Haltalin Pediatrics for the Practitioner MOC Part II Self Assessment
Welcome to this Maintenance of Certification Part II activity designed for pediatricians, family practice physicians, emergency medicine physicians, pediatric specialists, pediatric nurses, nurse practitioners and physician assistants who wish to update their knowledge on important topics in pediatric care. The purpose of the activity is provide knowledge and practical updates on pediatric conditions to physicians and other healthcare professionals who care for children.
Upon completion of each lecture, participants desiring MOC points will register to take the test.
Once all lectures have been viewed and all test questions have been answered correctly MOC points will be awarded accordingly.
There are no charges associated with these activities.
Academic and Social Challenges for Children with Autism: Overview of Educational Laws, Services and the providers role in facilitating access to special education
Mary Ann Morris, Ph.D.
Coordinator Psychometrician
for the Neurodevelopmental Disabilities Clinic
Estimated time to complete the activity: 1 hour
Advances in Autism Research and the New UT Southwestern Autism Center
John A. Sweeney, Ph.D.
Professor, Department of Psychiatry and Pediatrics
Estimated time to complete the activity: 1 hour
Autism Spectrum Disorders: Early detection and diagnosis in pediatric practice and update on Psychopharmacotherapy fo children on the autism spectrum
Preston Wiles, M.D.
Professor, Department of Psychiatry
Estimated time to complete the activity: 1 hour
Common Gynecological Problems In Children and Adolescents: Symptoms, Diagnostics and Treatment
Ellen E. Wilson, M.D.
Associate Professor, Department of Obstetrics and Gynecology
Estimated time to complete the activity: 1 hour
DFW Encephalitis Review 2012-2013
Jeffrey S. McKinney, M.D., Ph.D.
Associate Professor, Department of Pediatric Infectious Disease
Estimated time to complete the activity: 1 hour


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Epiphone Les Paul 100 Electric GuitarWith its ideal combination of features and value, the Epiphone Les Paul 100 is the perfect electric guitar for the advancing guitarist. It has a mahogany body with maple top that delivers classic solid, heavy tone while the bolt-on mahogany neck and rosewood fingerboard are easy to play. Great electronics are vital to finding your sound and the 700T/650R open-coil humbucker pickups that equip this guitar offer true Les Paul tone. Other appointments include a tune-o-matic bridge for precise intonation and durable chrome hardware. Case sold separately.
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Well I got this guitar and was overwhelmed. This was my first electric. For the price you may think it is a starter guitar, no. I've played starter guitars and let me tell you this isn?t one of them. This guitar was pretty out of the box. Now the thin strings have a good twangy blues sound, and the heavier strings have a fuzzy thick sound. I'm gonna use this for blues and rock...but this guitar could work for metal too if you mess with the tone and amp. This guitar is awesome. If I was startin out or have bean playing a 'while I would get this guitar it's a step above beginner guitars, buy it!
This guitar is great right out of the box. Get a good tune up on it and you will be rockin! I was very pleased with the sound of this guitar. I have the heritage cherry sunburst, very beautiful guitar; the pictures don?t do it justice. Awesome price also.
This has to be one of the best electric guitars i've ever played! Awesome tone, great price, everything you could need with such an afforable guitar!
I think this is a cool guitar. I got the ebony with the cream parts. I didn`t like the cream parts one bit. Well, in all honesty I hate the color. I bought all black parts for it and put them on. Then it looked hot. Then I got dr red devil strings(which are red) and they're hot. The only thing I don't like about this guitar is that the frets are too big for me and it doesn't sound right when I play a bar chord. But, if you have big fingers, then this is the perfect guitar.
This guitar is really good for the aspiring artist in the musical arts. The craftsmanship of the guitar is not as good and the Gibson model, but is more than you could ask for combined with the warming tone and smooth feel of the neck. You can?t beat the price for what you get. I will admit that it needed some tightening of the screws and the bridge pickup needed some lowering because it was simply too high and produced a buzzy sound but that was easily fixed. I still love this guitar and I highly recommend it especially for the beginners as it could easily be used for a gig guitar for concerts.
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The Center for Childhood Arthritis and Rheumatic Diseases at The Children's Hospital of Philadelphia provides treatment to children with rheumatic illnesses. Our staff brings unparalleled expertise and the opportunity for your child to receive the most current and comprehensive care available.
We care for children with:
Our team also consults on patients with undiagnosed multisystem diseases and on patients with fever of unknown origin. We also offer treatment of arthritic joints by intra-articular corticosteroid injection. We arrange referral for physical therapy, occupational therapy, psychiatry and pain management at the time of consultation. Our active parent support group and adolescent support group provide ongoing support to children and their families.
Our Center is also involved in extensive research into the causes and cure of autoimmune disease, including lupus, Henoch-Schonlein purpura, and juvenile arthritis. We are also active in training pediatric rheumatology fellows.


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This started out as doodles of the kids, to see how I felt about the outfits and if I maybe wanted to change them (so far Dirk's is the only huge change, though Jade's neck thing turned to a looser hoodie to look less warm)
Then I decided, as I started, that I wanted to draw the kids also based on what I believe they'd do either as a job or as their main hobby in Acquariet.
In Acquariet, I'm thinking at a young age (probably around 15 or so) kids would need to choose a place to work, and instead of highschool they'd do a work study. At the end of it, probs at about 18, they'd either be asked to stay or be let go.
In the case of Jake on this, I imagine since he's without guardian at all, that he's kind of self taught himself, and has had a huge interest in the little ship things that float above the city. So he always is climbing all the way up there and trying to talk them into taking him on as an apprentice.