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Costco to sell health insurance
America's largest warehouse store has partnered with Aetna to offer insurance online.
This post comes from Mark Chalon Smith at partner site Insurance.com.
Costco sells everything from toilet tissue in bulk to diamond engagement rings to caskets, and now individual health insurance plans are being added to the inventory.
Aetna is partnering with Costco -- known for selling 1 billion rolls of toilet tissue a year, enough to wrap around the world 1,200 times, according to CNBC -- to offer health insurance for individuals.
The Costco Personal Health Insurance program features five Aetna health plans with major medical benefits and dental coverage. The program is available in Arizona, Connecticut, Georgia, Illinois, Michigan, Nevada, Pennsylvania, Texas and Virginia.
It will be offered in additional states later this year, says Barbara DeMaio, head of individual business for Aetna. (Post continues below video.)
A click away
DeMaio says you won't be able to sign up for Costco Personal Health Insurance in the warehouses -- you'll have to go online for that. (More information on the plans can be found here.) But Costco's in-store employees do have brochures that provide details.
Costco-Aetna plans will cost less than Aetna's standard individual health plans, says DeMaio. It's difficult to specify how much customers can save, because individual plans differ and each person has his or her own medical needs, she says. However, DeMaio did say that most financial transactions for the plan are done online, which helps cut costs for both Aetna and Costco. Those savings are passed on to members.
Those who enroll will qualify for lower co-pays when they buy medications at Costco pharmacies, DeMaio says. Other benefits include "a personal health advocate to guide participants to better lifestyle choices," and wellness programs that focus on key trouble areas, like smoking and obesity, she says.
"We're looking to offer doctor and hospital services while providing simple steps for healthier lives," DeMaio says. "We want to reach the customers right where they are and give them choices. We see it as a way to build long relationships with Costco members."
This isn't Costco's first move into the insurance marketplace. Members can already purchase homeowners and car insurance through its partnership with Ameriprise.
Trend alert
Devon Herrick, a senior fellow and health economist for the National Center for Policy Analysis, a conservative think tank in Dallas, says Aetna may charge a lower premium for Costco shoppers because they comprise a low-risk demographic.
"I think the Costco customer is probably a fairly easy segment of the population to underwrite," Herrick says. "They're probably fairly affluent and, I'd imagine, in overall good physical shape, which is attractive to a medical insurer."
Herrick also thinks the Aetna-Costco partnership is a good idea, if only because it provides more opportunities for the consumer, especially as key provisions of the Patient Protection and Affordable Care Act (.pdf file) are scheduled to take effect in 2014. The act mandates that individuals, with some exceptions -- such as those with religious objections, those who receive a hardship waiver and members of Indian tribes -- must buy health insurance plans or pay a penalty of $95 in 2014, $350 in 2015 and $750 in 2016.
"It may be that Aetna and Costco will benefit a year and a half from now," says Herrick. "Also, there's really nothing to prevent other retailers from doing the same thing. It is, and will be, a competitive landscape for health insurance. Really, though, any time insurers go out of their way to reach consumers and make it easier (to have medical support), you have to see it as a good thing."
More from Insurance.com and MSN Money:
When COSTCO came to our town in OR last year I discovered that we couldn't get health insurance because our stat only let a few companies sell insurance. I am supporting a disabled husband, two college students and a son with severe mental health issues and no income. I am working two part time jobs. I have been employed with my first job for 17 years. In the last two years they cut most of the positions to part time and cut benefits to the majority of employees. My two sons have OHP, my husband ATRIO medicare supplement. His rx costs are only covered for about 1/2 the year. My 19 year old college student daughter has health issues and no insurance. She is getting $110.00 a week on unemployment. This makes her unable to get benefits because she is over income because her income is considered unearned income. I also have no health insurance and my wages have been garnished for years because of my husbands health. We need some changes before my daughter's credit rating is as bad as mine.
Peoples responses on this board are for the most part fairly uninformed. This isn't really a political issue.
Costco is basically acting as a broker for Aetna. Costco is doing this as it has a large and loyal customer base who value the company's ability to provide goods and services at costs lower than their competition. Aetna is partnering with Costco because of the same reason - it's ability to reach consumers. Costco will be able to negotiate a margin with Aetna that will allow them to make a small profit on the policies they sell. Aetna's actuaries will set premiums at a level that diversifies the risk over the broad base of insured individuals and allows for enough money to pay claims made on the policies, pay their employees, and their vendors.
PPACA (or Health Care Reform / Obamacare) Has established a claims 80/20 mandate for the funds that are paid in as premiums. Meaning - at least 80% of all the premiums paid in must go to pay for claims or expenses incurred by the insured. The remaining 20% or less is used to pay Aetna's employees, their vendors, and their agent commissions (in this case Costco is acting as a form of agent).
When you think about it - 20% or less of a company's total revenues has to cover the cost of all of their expenses, buildings, technology, commissions to brokers. If/ when there is anything left over they may pass along some dividends to shareholders.
There are many more luctrative businesses that escape attention for reaping large profits because their products are less irritating to use (the health care system is a giant PIA to use). think of your I Phone if you have one. Apple pays crapola wages in 3rd world countries to produce a slick, easy to use technology and probable profits over 100% of the costs associated with production.
I'm just offering some perspective here.
@Soccerdad1849, Individual" health Insurance" (at least that's what it's called on my insurance license) is indeed regulated by the states, and although they don't "set" the rates, insurance companies must get their rates approved and can only apply for changes no more than once every 12 months. They will only have ONE set of rates per risk class and they can't discriminate by allowing one agency to offer lower rates than any other agency.
" Anybody who would choose to purchase Medical Insurance through Costco will be able to get the EXACT same plan(s) employees have to choose from, and Aetna is Costco's Medical Insurance provider."
This is demonstrably false. Costco employees are covered under a "GROUP" plan (this actually falls under federal regulations, ERISA to be precise). In fact Costco's employee coverage is a self-funded plan, Aetna just administers it. So if you're covered under your wife's plan, you're not really even insured by Aetna, but Costco directly. There's nothing wrong with that, with larger employers, that's usually the way to go. But make no mistake about it. Costco is NOT selling the same plan to the general public that it provides to its employees. They couldn't even if they wanted to. The employees have a custom designed group plan that is guaranteed issue. The plans they want to sell to the public will be generic, fully underwritten individual policies, that will also be available through any other agency for the same price. It all comes down to who the customer wants to do business with, and who will provide the best customer service.
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March 2, 2012
Healthy Heart Series Continues
Join the FREE KCH Healthy Heart Series already in progress. Tuesdays at 12 noon -12:45 p.m. The series is held at the Cardiac Rehab and Wellness Center of the second floor of KCH, an affiliate of UPMC Hamot. Explore a new topic each week, receive helpful handouts, a healthy snack, and Q & A. Jessica McDivitt and Emily Zimmerman lead the sessions. On Tuesday, March 6 the topic is Hypertension Management; March 13, Stress Management; and March 20, Diabetes Management. Bring a friend and take a healthy mid-day break. The sessions are free, but please RSVP at 837-4779 so we know to expect you.
On February 28 the topic of conversation was Nutrition. Here participants are discussing healthy food ideas and substituting full fat dairy with their low or no-fat alternatives, sharing successful ways to cut the fat in favorite recipes.
Healthy snacks: tasty low fat whole grain mix, fresh fruit and bottled water await participants.


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COLVILLE, Wash. - Detectives in Stevens County are investigating an apparent homicide after 56-year-old David Barr was found dead in his home.
Deena Bailey, 49, was arrested Thursday and charged with 2nd Degree Murder in the death of David Barr.
Police say it looked like he had suffered a, quote, "violent death."
When the officers arrived they found Barr dead on the couch with blood on his face and the wall. He also had a black eye.
David's cousin, Robert Barr was the one who discovered the body.
Robert's phone isn't currently working so he ran out to the garbage man outside who called 911 for him. That is when the crime scene started outside his house.
Robert said he broke up an argument between his cousin and Bailey before he went to sleep Wednesday night, but he never thought it would end like this.
Police believe Bailey tried to get out of town on a bus, but she was soon arrested.


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Calvert, St. Mary's and Charles County
Suzanne Jones Cooper, 57
Memorial MassSuzanne "Suzie" Jones Cooper, 57, of Leonardtown, Maryland passed away on April 11, 2013, at St. Mary's Nursing Center in Leonardtown, Maryland.
She was born on April 28, 1955 in Salisbury, Maryland to the late Hilda Jane Briscoe and Thomas Lawson Jones.
Suzanne graduated from Winston Churchill High School in Rockville, Maryland and attended two years of college at Montgomery College in Montgomery County, Maryland. Suzie battled Multiple Sclerosis for many years and was a long term resident of St. Mary's Nursing Center. The family would like to thank the staff at St. Mary's Nursing Center for their dedication and support to her ongoing care during her time there. Suzie was also lifetime Washington Redskins fan and rarely missed watching a game.
Suzanne is survived by her son, Adam Briscoe Cooper; her sister, Elizabeth J. de Vos; half-siblings, Thomas L. Jones, Jr., Jamie Lynn Weiner, Charles Irwin Jones, III and Melissa Freeman; and many nieces, nephews, aunts, uncles and cousins. She was preceded in death by her parents and her daughter, Caroline.
Family will receive friends on Monday, April 15, 2013 from 10:00 a.m. until 11:00 a.m. at St. John Francis Regis Church, 43927 St. John's Road, Hollywood, MD 20636. A Memorial Mass will be celebrated by Reverend Raymond Schmidt at 11:00 a.m. Interment will be private.
In lieu of flowers, memorial contributions in Suzie's name may be made to the National Multiple Sclerosis Society, National Capital Chapter, 1800 M Street, NW, Suite 750 South, Washington, DC 20036.
Condolences to the family may be made at www.brinsfieldfuneral.com.
Arrangements by the Brinsfield Funeral Home, P.A., Leonardtown, MD.


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Official Websiteof the City of Des Moines
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As Iowa's capital city, Des Moines is a hub of government action, business activity and cultural affairs. With a Metro population of 569,633, Des Moines is a bustling metropolis. But though we have big city bustle, we're extremely proud of our small town atmosphere. Our community offers quality schools, superb public services, and friendly neighborhoods. Truly the best of both worlds!
Des Moines is a great place to live, work, and play!
There are seasonal contrasts in temperatures and precipitation in Des Moines. Average temperatures are: Spring (47), Summer (75), Fall (50) and Winter (23). Average annual precipitation is: Rainfall - 32.1 inches, Snowfall: 31.6 inches.
The reported population as of the 2010 census is 203,433. For more census information about Des Moines, visit the US Census Information page.
In addition to a great public school system, Des Moines is home to five institutions of higher learning. Check out this listing of schools, colleges, and universities.
Des Moines has a 19.2 minute average commute time, one of the lowest for a city of our size.
5.4% (Polk County)
The major industries in Des Moines are insurance, government, manufacturing, trade, and health care services. Des Moines area businesses draw employees from a five-county metro area of more than 500,000 residents. Iowa's work force, with an 80 percent high school graduation rate, ranks among the top five states.
Our employers include both state and local government (State of Iowa, Polk County, City of Des Moines) as well as the following private employers.
Principal Life Insurance Company
Iowa Health Systems
Mercy Hospital Medical Center
Hy-Vee Food Stores
Nationwide Insurance (Allied)
United Parcel Service
Dahl's Supermarkets
BFS North American Tire, LLC
Qwest Corporation
Communication Data Services
Pioneer Hi-Bred International
Electronic Data Systems, Corp
Wellmark, Inc. (Blue Cross)
Marsh (formerly Seabury and Smith)
Wells Fargo Financial
Meredith Corporation
Des Moines Register


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Optics InfoBase
Multi-mJ, kHz, 2.1 μm optical parametric chirped-pulse amplifier and high-flux soft x-ray high-harmonic generation
Enhancement of diffraction efficiency via higher-order operation of a multilayer blazed grating
Generation of 9 MeV γ-rays by all-laser-driven Compton scattering with second-harmonic laser light
53 W average power few-cycle fiber laser system generating soft x rays up to the water window
Design and optimization of a parallel spectrometer for ultra-fast X-ray science
Restoration of soft x-ray laser images of nanostructures
Compensating the electron beam energy spread by the natural transverse gradient of laser undulator in all-optical x-ray light sources
Intense isolated few-cycle attosecond XUV pulses from overdense plasmas driven by tailored laser pulses
Opto-mechanisms design of extreme-ultraviolet camera onboard Chang E lunar lander
Wigner distribution measurements of the spatial coherence properties of the free-electron laser FLASH
Multilayer Fresnel zone plates for high energy radiation resolve 21 nm features at 1.2 keV
High efficiency structured EUV multilayer mirror for spectral filtering of long wavelengths
Combined EUV reflectance and X-ray reflectivity data analysis of periodic multilayer structures
Roughness measurement and ion-beam polishing of super-smooth optical surfaces of fused quartz and optical ceramics
Electro-optical system for scanning microscopy of extreme ultraviolet masks with a high harmonic generation source
Inclusion of coherence in Monte Carlo models for simulation of x-ray phase contrast imaging
Role of dynamic effects in the characterization of multilayers by means of power spectral density
Corrective finishing of extreme ultraviolet photomask blanks by precessed bonnet polisher
Double-configuration grating monochromator for extreme-ultraviolet ultrafast pulses
Initial structure design of coaxial six–ten mirror central-obscured extreme ultraviolet lithographic objective
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Army Surplus World carries a military style marching compass that is so close to the high priced military compass you can hardly tell them apart. The military like marching compass has a magnifying lens to read the dial (which is graduated in degrees and mils), and a thumb loop for stability. The military style compass comes in a hinged metal Olive Drab case with liquid filled floating luminous direction digits and needle for exact bearing. The hairline guide wire in the lid is for precision aiming on land or sea. You don?t have to be in the military to own this great military like compass.
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From Proteopedia
|2ddf, resolution 1.70Å ()
|, , , , ,
|ADAM17, CSVP, TACE (Homo sapiens)
|ADAM 17 endopeptidase, with EC number 220.127.116.11
|FirstGlance, OCA, RCSB, PDBsum
|save as pdb, mmCIF, xml
Crystal structure of TACE in complex with TAPI-2
The crystallization of TNF-alpha converting enzyme (TACE) has been useful in understanding the structure-activity relationships of new chemical entities. However, the propensity of TACE to undergo autoproteolysis has made enzyme handling difficult and impeded the identification of inhibitor soakable crystal forms. The autoproteolysis of TACE was found to be specific (Y352-V353) and occurred within a flexible loop that is in close proximity to the P-side of the active site. The rate of autoproteolysis was found to be proportional to the concentration of TACE, suggesting a bimolecular reaction mechanism. A limited specificity study of the S(1)' subsite was conducted using surrogate peptides and suggested substitutions that would stabilize the proteolysis of the loop at positions Y352-V353. Two mutant proteases (V353G and V353S) were generated and proved to be highly resistant to autoproteolysis. The kinetics of the more resistant mutant (V353G) and wild-type TACE were compared and demonstrated virtually identical IC(50) values for a panel of competitive inhibitors. However, the k(cat)/K(m) of the mutant for a larger substrate (P6 - P(6)') was approximately 5-fold lower than that for the wild-type enzyme. Comparison of the complexed wild-type and mutant structures indicated a subtle shift in a peripheral P-side loop (comprising the mutation site) that may be involved in substrate binding/turnover and might explain the mild kinetic difference. The characterization of this stabilized form of TACE has yielded an enzyme with similar native kinetic properties and identified a novel crystal form that is suitable for inhibitor soaking and structure determination.
Stabilization of the autoproteolysis of TNF-alpha converting enzyme (TACE) results in a novel crystal form suitable for structure-based drug design studies., Ingram RN, Orth P, Strickland CL, Le HV, Madison V, Beyer BM, Protein Eng Des Sel. 2006 Apr;19(4):155-61. Epub 2006 Feb 3. PMID:16459338
From MEDLINE®/PubMed®, a database of the U.S. National Library of Medicine.
[ADA17_HUMAN] Defects in ADAM17 are a cause of neonatal inflammatory skin and bowel disease (NISBD) [MIM:614328]. NISBD is a disorder characterized by inflammatory features with neonatal onset, involving the skin, hair, and gut. The skin lesions involve perioral and perianal erythema, psoriasiform erythroderma, with flares of erythema, scaling, and widespread pustules. Gastrointestinal symptoms include malabsorptive diarrhea that is exacerbated by intercurrent gastrointestinal infections. The hair is short or broken, and the eyelashes and eyebrows are wiry and disorganized.[1]
[ADA17_HUMAN] Cleaves the membrane-bound precursor of TNF-alpha to its mature soluble form. Responsible for the proteolytical release of soluble JAM3 from endothelial cells surface. Responsible for the proteolytic release of several other cell-surface proteins, including p75 TNF-receptor, interleukin 1 receptor type II, p55 TNF-receptor, transforming growth factor-alpha, L-selectin, growth hormone receptor, MUC1 and the amyloid precursor protein. Also involved in the activation of Notch pathway (By similarity).[2][3]
About this Structure
2ddf is a 2 chain structure with sequence from Homo sapiens. Full crystallographic information is available from OCA.
See Also
- Ingram RN, Orth P, Strickland CL, Le HV, Madison V, Beyer BM. Stabilization of the autoproteolysis of TNF-alpha converting enzyme (TACE) results in a novel crystal form suitable for structure-based drug design studies. Protein Eng Des Sel. 2006 Apr;19(4):155-61. Epub 2006 Feb 3. PMID:16459338 doi:http://dx.doi.org/10.1093/protein/gzj014
- ↑ Blaydon DC, Biancheri P, Di WL, Plagnol V, Cabral RM, Brooke MA, van Heel DA, Ruschendorf F, Toynbee M, Walne A, O'Toole EA, Martin JE, Lindley K, Vulliamy T, Abrams DJ, MacDonald TT, Harper JI, Kelsell DP. Inflammatory skin and bowel disease linked to ADAM17 deletion. N Engl J Med. 2011 Oct 20;365(16):1502-8. doi: 10.1056/NEJMoa1100721. PMID:22010916 doi:10.1056/NEJMoa1100721
- ↑ Thathiah A, Blobel CP, Carson DD. Tumor necrosis factor-alpha converting enzyme/ADAM 17 mediates MUC1 shedding. J Biol Chem. 2003 Jan 31;278(5):3386-94. Epub 2002 Nov 18. PMID:12441351 doi:10.1074/jbc.M208326200
- ↑ Rabquer BJ, Amin MA, Teegala N, Shaheen MK, Tsou PS, Ruth JH, Lesch CA, Imhof BA, Koch AE. Junctional adhesion molecule-C is a soluble mediator of angiogenesis. J Immunol. 2010 Aug 1;185(3):1777-85. doi: 10.4049/jimmunol.1000556. Epub 2010, Jun 30. PMID:20592283 doi:10.4049/jimmunol.1000556


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Police say a 35-year-old man was shot and killed in front of a building in Harlem Saturday night.
Officers found Israel Vasquez around 7:50 p.m. in front of 349 East 118th Street with a gunshot wound to the head. EMS took Vasquez to Harlem Hospital where he was pronounced dead.
Police have made no arrests and their investigation is ongoing.
Anyone with information regarding this incident is asked to call Crime Stoppers at 1-800-577-TIPS (8477).


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Wake up to wildlife with an early morning cruise.
The Friends of Homosassa Springs Wildlife Park invite you to enjoy the sights and sounds of the "Real Florida" on an early morning First Light Delight II Cruise down peaceful Pepper Creek scheduled for Saturday, September 7, 2013. Boats will be departing at 7:30 am. Please arrive early to present your ticket to the ticket takers.
After arriving at the entrance to the Wildlife Park, First mates will lead guests to the Garden of the Springs for a Continental breakfast including fruit, bagels, muffins, croissants, coffee, tea, milk and juices. Following breakfast, guests will be gathered into groups for a private behind-the-scenes tour guided by Wildlife Care volunteers. This is a great opportunity to wake up to wildlife and enjoy an early autumn morning cruise at the Wildlife Park.
Tickets should be purchased in advance by September 5, 2013 at the Park's office located around the back of the Visitor Center on US 19, and will be $25.00 per person. Proceeds from this event will benefit the Friends of Homosassa Springs Wildlife Park. For additional information, please stop by the office or call (352) 628-5343.
The First Light Delight II Cruise will take place:
Saturday, September 7, 2013
Boats depart at 7:30 am
From the Visitor Center at
Ellie Schiller Homosassa Springs Wildlife State Park
4150 S. Suncoast Blvd. (US Highway 19)
Homosassa, Florida 34446
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Beginning Sept 1 (Labor Day), the Museum is open on Mondays, 11 am–6 pm.
Check out For Teachers to explore materials and resources developed especially for K-12 audiences.
Visit our webpages filled with activities for artists ages 8-12.
NARRATOR: In the early-twentieth century, Luna Park was one of the most famous attractions on the Coney Island boardwalk. The amusement park was built to look like a sprawling palace, with spires and minarets sprouting up around its perimeter. Electric lights were still novelties, and over a million of them covered the buildings' surfaces. The park was designed to keep visitors continually on the move, from ride to ride and attraction to attraction.
For the Italian-born painter Joseph Stella, Luna Park was a major inspiration. In this painting Stella focused on the speed, dynamism, and energetic rhythms of Coney Island. The two red pinwheels churning at the center of Luna Park seem to stir up that powerful energy. So does the way that, all around the painting, one form merges into the next. It's as if everything in the park happens so quickly that it all flows into a continuous present.


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GoingOutGuide Restaurants
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2013 Fall Dining Guide
By Tom Sietsema
October 10, 2013
"Look! A book signed by Escoffier!" says the big kid in chef's whites, otherwise known as Jose Andres, the vision behind the best tapas restaurant I know and a passionate student of gastronomy. Andres just happens to be in the buzzy dining room in Penn Quarter and spots me the night I drop in for garlicky shrimp and an omelet dotted with spicy pork sausage, and he just happens to be carrying a cookbook fragrant with old age. When he spies a fried calamari sandwich on my table, he flashes a smile and says it's what fueled him in the Spanish military; later in the evening, he brings over his latest find. "You must try this cheese!" he purrs, patting a small round of near-melting sheep's milk from the esteemed Finca Pascualete that, sure enough, rocks my world, too.
I can't guarantee the entrepreneur will be animating Jaleo when you're there. But I can promise the food and drink -- the bite-size cones of salmon roe and the artful gin and tonics -- will be just as divine. Even without the big cheese, Jaleo is a blast to behold.
2012 Fall Dining Guide
By Tom Sietsema
Washington Post Magazine
Sunday, Oct. 21, 2012
Quick, name the most decadent dish at the best tapas restaurant in the country. Is it silken roasted peppers streaked with translucent ribbons of fat from Spain's famous acorn-eating pigs? A raft of toasted bread topped with both butter and sea urchin? Then again, Jaleo's mini-burgers plumped with juicy ground Iberico pork are hedonistic, too. The food at this Jose Andres' creation -- hake in a haze of garlic, sherry-splashed mussels, a standout paella -- has always been terrific; a makeover in January put the scenery on par with the cooking. Si, you can graze at the glass-topped foosball tables. Colorful fabric "tiles" in the bar double as noise mufflers. "You've got to see the bathroom!" a man sitting next to me says to his companion. I follow the cheerleader's lead, and sure enough, photographs of dozens of beaming faces look up at me from the floor of the restroom. At Jaleo, it turns out, food is just part of the fun.
Wow, this neighborhood has changed so much since Jaleo opened, and it's a LOT harder to get a table now. But the food's still tasty, the sherry is still interesting, the sangria is still well done, and the service is improved.
But, If you want to eat and enjoy like a spaniard, then you have to pay a fortune


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Unleashing America's Inner Mustang
Ford's iconic Mustang was facing a shrinking segment and its first real competition in over a decade. To regain its relevance at a critical moment in the category, Ford changed the conversation around the greatest driver of purchase in the segment, exterior design. The highly social "Unleash Your Inner Mustang" campaign wielded digital, mobile, social, and traditional channels in innovative ways.
Sabemos que te va a encantar. (We know you're going to love it.)
After almost six years without dedicated marketing efforts and ensuing declines in consumption, KRAFT set out to reconnect KRAFT Macaroni & Cheese with less acculturated Hispanics. The objective of this campaign was to reach Hispanics through in-language communications and prove the effectiveness of dedicated efforts in four local test markets.
Cultivate A Better World
Chipotle is known for its burritos, but few know that Chipotle has radically changed fast food. The brand asked its agency to tell Chipotle's story. The result was a content driven marketing platform, "Cultivate a Better World," designed to emotionally engage customers in Chipotle's journey to create a sustainable future.
Cadillac ATS vs. the World
For the first time in years, Cadillac was launching an entrant into the lucrative compact luxury car segment — the Cadillac ATS. The ATS would help disrupt and reinvent all the Cadillac stereotypes. By positioning the ATS as a challenger brand, in a category that was desperate for one, Cadillac created a number-one contender that could credibly challenge the champ for the first time.
Corona Extra: Finding Our Beach
Through the Find your Beach effort, Corona Extra broke out of being typecast for beach-like occasions to being invited to occasions it's never been asked to before. Find Your Beach turned around four years of consistent declines, resulting in double digit growth (15.3 percent) and 7 straight months of positive sales during the brand's historical fall/winter off-season.
Costa Rica's Million Dollar Gift of Happiness
Tourism advertising is a $504 million industry; Costa Rica's share of voice was just 0.3 percent of that amount. The business challenge was to increase visits to the country by 5 percent, and to gain a larger share of the conversation. Driven by consumer insight and validated by an international study, we leveraged Costa Rica's position as the happiest country on Earth to export happiness to North Americans.
The Most Interesting Man in the World
The challenge: to transform a no-name Mexican beer into a distinctive premium brand. Faced with declining beer sales and increasing competitive spend, Dos Equis needed a counter-category message to break through. Dos Equis realized beer advertising typically insults the intelligence of drinkers, and this presented an opportunity: to be interesting, rather than infantile.
Mi Tide
To re-establish Latinas' emotional bond to Tide, the brand had to reduce their ignorance towards Tide's line of products and increase the value of these in their mind. The Mi Tide campaign broke with the norm of crafting insights known to resonate amongst the majority of the Hispanic segment and chose to engage with Latinas through their individuality and authenticity.
The Great Paper Airplane Project
The Pima Air and Space Museum's Great Paper Airplane project is a story about how a little known museum in the Arizona desert created new relevance for their physical artifacts of aviation history by making a little history of their own.
The Great American Try-On
Depend wasn't resonating with boomers and was losing share to Private Label. The category hadn't experienced true innovation in years. Depend was finally bringing breakthrough products to market, but at a 50 percent price premium, consumers didn't believe it was "like real underwear." That was until they tried it first-hand. Thus, "The Great American Try On" was born.
In-Hotel Credit Card Acquisition
Less than half of one percent of Priority Club ® Select Visa® (the loyalty program's credit card of the InterContinental Hotels Group) cardholders are acquired every year from the in-hotel channel. With 3,500 hotels in the Americas and 48,000 loyalty program members checking in everyday, this performance was abysmal. We set out to re-imagine what this channel could and should do.
Kellogg's Walmart Back-to-School Program
In 2010, the United States was in the middle of a deep recession that impacted manufacturers, retailers, and shoppers alike. The Kellogg Company experienced one of its toughest back-to-school (BTS) seasons ever. Competition was fierce, but rival brands were thriving because of their longstanding school-giving programs that tapped into Mom's desire to further her kids' education.
Call of Duty: Modern Warfare 3, "The Vet and the n00b"
With the launch of Modern Warfare 3, the brand set out to create the biggest entertainment launch of all time. With tapped outlets for growth, Call of Duty ignited its disparate audiences with one insight; the fun isn't in winning, it's in the progression. The brand invited the world to join in the thrill of becoming a badass.
Febreze Global Azerbaijani Olympics Campaign
To create a campaign that would stand out among all the other Olympic advertising, Febreze decided to forge a unique sponsorship of the Azerbaijani Wrestling Team to demonstrate to moms how Febreze can take on even the toughest sports odors.
Mezamashii Run Project
Mizuno had just seven percent brand favorability, a running shoe that felt hard and stiff on the sales floor and one percent of the industry's ad spend to work with. But they knew that runners would prefer Mizuno shoes if they could just TRY them instead of merely TRY THEM ON. When a word-of-mouth campaign called The Mezamashii Run Project put shoes on running feet, both favorability and store sales increased.
The Next Big Thing is Already Here
In 2011, Samsung had a great product but a brand problem. No one saw the Samsung Galaxy II as an industry-leading innovator. We set out to build innovation equity for Samsung and establish it as the alpha Android brand. To do this, we challenged the category leader turning the Smartphone debate into a two-horse race.
Break Up
Feminine Care category leader P&G saw U by Kotex's (UBK) successful launch as a threat. In response, they unveiled an attack campaign targeting the effectiveness of UBK's products, slowing trial and hurting girls' confidence in UBK. UBK called attention to issues in the category and asked girls to demand better by "breaking up" with their current products and trying something new.
Stove Top Stuffing: It's Not Just for Thanksgiving
Stove Top Stuffing had a problem. People only bought it once a year, at Thanksgiving. So, we created the Stove Top "Its not just for Thanksgiving" campaign to get people eating it year round. However, some pilgrims caught wind of the effort and were none too happy about it. The pilgrims admonished people to wait until Thanksgiving.
Smith & Wollensky "Name Change"
Steakhouse goers are a unique bunch — once they reach a certain age they pick one and settle down, rarely deviating from their establishment of choice. In order to accelerate this behavior, Smith & Wollensky rewarded patrons who were willing to take a pledge of allegiance to the restaurant with the utmost piece of flattery: they took on their name.
JetBlue Getaways Get Away With It
If the most exciting thing about vacation planning is imagining the experience, why not play up the fun ahead? Introducing Get Away With It, the first-ever live online game show that utilized cutting-edge technology to create a new form of branded entertainment.


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customers bought with this dress
Short One Shoulder Stretch Satin Dress Style 85106 2 2
Very lovely color but very short, I am 5'9 and my underwear showed through the slit. May 24, 2014
Elegant! Perfect dress for many occasions! I was hesitant about Latte color but it is beautiful like a dark champagne. The material is very soft, silky and shiny. The lining is perfect, no undergarments needed, which is a definite plus for me, I like easy no fuss. The fit was accurate with the size chart. I am 5'9, 130 lbs., 36-28-36 and fit perfect! I did arrive with some wrinkles but a hot iron and 2 minutes time you are good to go! : ) April 17, 2014
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*Color & Style representation may vary by monitor. Not responsible for typographical or pictorial errors. Product availability varies by store and online. Some in-store purchases require special order and markdown styles cannot be special ordered. Contact your local store for details.


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Melbourne, Australia (SportsNetwork.com) - Fourth-seeded Li Na and 30th seed Eugenie Bouchard were Tuesday's quarterfinal winners at the 2014 Australian Open.
The two-time runner-up Li whipped 28th-seeded Italian Flavia Pennetta 6-2, 6-2 in a match that lasted just 67 minutes at Melbourne Park. The 31-year-old Pennetta was a surprise U.S. Open semifinalist in September.
"After saving the match point, I think I got a lot of confidence," the 31- year-old Li said of her close call against Czech Lucie Safarova in the third round here. "Even more belief in myself."
The former French Open champion lost to two-time reigning Aussie Open champ Victoria Azarenka in last year's Down Under final and Kim Clijsters in the 2011 finale.
Li will appear now in her sixth career major semifinal (3-2).
The Chinese star's semifinal opponent on Thursday will be the rising 19-year- old Canadian Bouchard, who upset 14th-seeded former world No. 1 Ana Ivanovic 5-7, 7-5, 6-2 in 2 hours, 24 minutes to secure a berth in her first-ever Grand Slam semi.
The quarterfinals will wrap up on Wednesday, when the reigning Oz champion Azarenka will take on fifth-seeded Pole Agnieszka Radwanska and 11th-seeded Romanian Simona Halep will face 20th-seeded Slovak Dominika Cibulkova, who stunned third seed Maria Sharapova on Monday. Azarenka is a dominant 12-3 lifetime against Radwanska, including a come-from-behind Aussie Open quarterfinal victory two years ago.


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Customer Testimonial
Keepsake Gifts department
Capture lasting memories of your Wedding Day with personalized anniversary keepsake gifts.
Personalized Anniversary KeepsakesOur anniversary keepsakes are a great way to share your love and capture the memory of this special day forever. You'll find a vast assortment of high quality, decorative keepsakes for the home. Choose a gorgeous, crystal plaque, a cozy afghan, or a beautiful vase; then personalize it in a way that only you can. Design a one-of-a-kind anniversary gift that will be adored for many years to come.


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Free event ionSearch Travel arrives next monthby joelturner
We're pleased to announce the return of ionSearch, with ionSearch Travel taking place next month.
The brainchild of Blueclaw and Linkdex, the invite-only event will focus on online marketing in travel and takes place at the Dominion Theatre on Thursday December 5th (1.30 -5.30pm).
The event will bring together leading online marketing thought-leaders from the travel sector, with speakers from Expedia, Thomas Cook, TravelSupermarket, Blueclaw and Linkdex sharing their insights on search marketing (organic and paid), social media marketing and effective online content.
The event will incorporate a series of short presentations from our experts, as well as roundtable discussions.
If you work in the travel space and are looking for some inspiration to help shape or enhance your online campaigns in 2014 please request an invitation by emailing joel.turner(at)blueclaw.co.uk.
Tickets are limited and available on a first come, first served basis.
Our confirmed travel experts include:
- Martin MacDonald: Inbound Marketing Director, Expedia
- Rob Cowen: Travel Journalist for the Telegraph & the Independent
- John Straw: Founder of Linkdex and Chairman Digital Advisory Board, Thomas Cook
- Mike McDougall: Head of Search, Blueclaw
- David Harling: Head of Organic Performance, TravelSupermarket


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Karl Jones
Gender: Male
City: Liverpool
Stand: Bullens Road
Country: United Kingdom
About Karl
53 Yrs. Evertonian since 1964. as soon as my Grandad mentioned Everton, I instinctively knew I was a blue. he bought me a shirt when I was five. Two years later my mum made a white number 8 and stuck it on with glue, in honour of my new hero, who we had j
First Game
Everton 1 Man Utd 0 1973-74
Favourite Everton Moment
Cup winners cup 1985-86
Favourite Game
Everton 6 Coventry 0
Favourite Goal
Sharpy v Spurs
Favourite Kit
!970 Away Amber blue Amber
Favourite Chant
Bobby Latchford walks on water


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Here's the trouble with this: Austerity means different things to different people, and no two austerity plans are alike. In countries like Greece and Spain, austerity means crippling tax increases and real public spending cuts—one big reason these nations are in deep recessions.
In the UK, austerity means something different: Yes, there are tax increases, but there aren't actual spending cuts. Or, put simply, spending hasn't fallen from year to year, and it's not projected to. Instead, the government's cut the rate of future projected spending increases—it will spend more from year to year, but not as much more as initially planned. That makes articles referring to broad spending cuts inaccurate.
To help put this in perspective, here's a chart of the projected spending from each of the Autumn Statements (or the previous government's equivalent, the Pre-Budget Report) since 2009.
*Shaded areas represent actual outturn. All other figures are official projections.
In 2009, the previous government planned to increase spending by approximately £20 billion each year through 2015. When the coalition took over in 2010, Chancellor George Osborne cut the planned increases to £10 - £15 billion per year. He eased a bit in 2011, but in this year's statement, he reduced the planned spending increases again.
Here's another way of looking at it.
*Shaded area represents actual outturn. All other figures are official projections.
Of course, that's not to say the UK's version of austerity has been easy on UK citizens. Civil service jobs have been cut, pension and benefit increases haven't kept pace with inflation, and some programs have received real spending cuts. Many folks have felt a pinch from these cuts and the tax increases. But the continued spending increases do make it tough to argue the austerity program alone is responsible for recent economic weakness—something I'd encourage readers to keep in mind as they sift through the media's analysis.
1Source: 2009 Pre-Budget Report, HM Treasury
2Source: November 2010 Economic and Fiscal Outlook, Office for Budget Responsibility
3Source: 2011 Autumn Statement, HM Treasury
4Source: 2012 Autumn Statement, HM Treasury


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The Tigers are back in Detroit for their home opener this afternoon against the Yankees after starting the season with a series loss at Minnesota, where Thursday the Twins broke it open late for an 8-to-2 victory in the rubber game of the 3-game series.
Detroit trailed 3-to-2 when Minnesota roughed up reliever Bryan Villarreal for a five spot in the eighth inning. All five runs scored with two outs. The loss went to Tiger starter Rick Porcello, who gave up a pair of home runs and 6 hits with 2 walks and 2 strikeouts over 5-and-a-third innings.
The Tigers had an early 2-to-0 lead after a Twin's error in the first led to a run and another error in the third set up an RBI single by Miguel Cabrera. Detroit was 1-for-10 with runners in scoring position. Doug Fister will be on the mound for the Tigers this afternoon against the Yankees. With bullpen concerns heading into the season and a blown save already from Phil Coke Wednesday against the Twins, the Tigers will take another look at Jose Valverde, who agreed to a minor league contract on Thursday after the club decided against offering him a deal in the offseason. The 35-year old Valverde went unsigned following a dismal performance for Detroit in last year's playoffs when the veteran closer gave up nine runs and 11 hits in four postseason appearances. Valverde, who will report to the Tiger's spring training complex in Lakeland, has recorded 277 career saves, including 110 in three seasons with Detroit. And by the way, a tradition at Opening Day for the Tigers will not be seen or heard this year.
The military flyover by A-10 aircraft from Selfridge Air National Guard Base has been grounded by the federal sequester. The Air Force recently announced that all demonstration flights have been cancelled for the rest of the year. The demonstration by the jets from Selfridge or the Toledo Air National Guard base have been going on for over a decade.
Back to Thursday's action on the fields, the White Sox couldn't finish off a 3-game game sweep against the Royals with Kansas City winning 3-to-1 while the Cubs held on for a 3-to-2 victory at Pittsburgh and take 2 out of 3 from the Pirates.


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United Rentals Inc Stock Hold Recommendation Reiterated (URI)
- EXCLUSIVE OFFER: Jim Cramer's Protégé, Dave Peltier, only buys Stocks Under $10 that he thinks could potentially double. See what he's trading today with a 14-day FREE pass
- URI's very impressive revenue growth greatly exceeded the industry average of 3.8%. Since the same quarter one year prior, revenues leaped by 67.7%. This growth in revenue appears to have trickled down to the company's bottom line, improving the earnings per share.
- The net income growth from the same quarter one year ago has significantly exceeded that of the S&P 500 and the Trading Companies & Distributors industry. The net income increased by 61.5% when compared to the same quarter one year prior, rising from $13.00 million to $21.00 million.
- UNITED RENTALS INC has improved earnings per share by 11.8% in the most recent quarter compared to the same quarter a year ago. This company has reported somewhat volatile earnings recently. But, we feel it is poised for EPS growth in the coming year. During the past fiscal year, UNITED RENTALS INC reported lower earnings of $0.64 versus $1.34 in the prior year. This year, the market expects an improvement in earnings ($5.00 versus $0.64).
- The debt-to-equity ratio is very high at 4.49 and currently higher than the industry average, implying increased risk associated with the management of debt levels within the company. To add to this, URI has a quick ratio of 0.64, this demonstrates the lack of ability of the company to cover short-term liquidity needs.
- Return on equity has greatly decreased when compared to its ROE from the same quarter one year prior. This is a signal of major weakness within the corporation. In comparison to the other companies in the Trading Companies & Distributors industry and the overall market, UNITED RENTALS INC's return on equity is significantly below that of the industry average and is below that of the S&P 500.
--Written by a member of TheStreet Ratings Staff. Exclusive Offer: Jim Cramer's 'go-to' small/mid-cap guru Bryan Ashenberg only buys stocks he thinks could return 50-100%. See his top picks for 14-days FREE.
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This was delish! I'm making it again tonight. Very light, fresh tasting and oh so yummy! I've got to say the left overs are even better. Can't wait to have it again and yes it is company approved, at least mine loved it.
Champion Chicken Parmesan
Try Asiago or provolone cheese in place of the mozzarella in this winning recipe for chicken parmesan.
Yield: 4 servings (serving size: 1 chicken breast half, 1 cup sauce, 1/4 cup cheese, and 3/4 cup pasta)
More From Cooking Light
Nutritional Information
Amount per serving
- Calories: 559
- Calories from fat: 26%
- Fat: 15.9g
- Saturated fat: 5.6g
- Monounsaturated fat: 6.3g
- Polyunsaturated fat: 2g
- Protein: 46.3g
- Carbohydrate: 58.1g
- Fiber: 6.4g
- Cholesterol: 93mg
- Iron: 6.1mg
- Sodium: 792mg
- Calcium: 359mg
- Tomato sauce:
- 1 ounce sun-dried tomatoes, packed without oil (about 1/4 cup)
- 1 cup boiling water
- 1 teaspoon olive oil
- 2 cups chopped red bell pepper
- 1 cup chopped onion
- 2 (14.5-ounce) cans diced tomatoes, undrained
- 1/4 cup chopped fresh parsley
- 2 tablespoons chopped fresh basil
- 1 tablespoon balsamic vinegar
- 1/4 teaspoon black pepper
- 2 garlic cloves, minced
- Chicken:
- 1/4 cup all-purpose flour
- 1/4 cup grated Parmesan cheese
- 1/4 teaspoon black pepper
- 4 (4-ounce) skinned, boned chicken breast halves
- 1 large egg white, lightly beaten
- 1 tablespoon olive oil
- Cooking spray
- 1 cup (4 ounces) shredded part-skim mozzarella cheese
- 3 cups hot cooked linguine (about 6 ounces uncooked pasta)
- To prepare tomato sauce, combine sun-dried tomatoes and water in a bowl; cover and let stand 30 minutes or until soft. Drain and finely chop tomatoes.
- Heat 1 teaspoon olive oil in a large saucepan over medium-high heat. Add sun-dried tomatoes, bell pepper, and onion; sauté 7 minutes. Stir in canned tomatoes; bring to a boil. Cover, reduce heat, and simmer for 10 minutes. Remove from heat; stir in parsley, basil, vinegar, 1/4 teaspoon black pepper, and garlic.
- Preheat oven to 350°.
- To prepare chicken, lightly spoon flour into a dry measuring cup; level with a knife. Combine flour, Parmesan, and 1/4 teaspoon black pepper in a shallow dish. Place each breast half between 2 sheets of heavy-duty plastic wrap; flatten to 1/4-inch thickness using a meat mallet or rolling pin. Dip each breast half in egg white; dredge in flour mixture. Heat 1 tablespoon oil in a large nonstick skillet over medium-high heat. Add chicken; cook 5 minutes on each side or until golden. Arrange in a 13 x 9-inch baking dish coated with cooking spray. Pour the tomato sauce over the chicken. Sprinkle with mozzarella. Bake at 350° for 15 minutes. Serve over linguine.
My Notes
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Champion Chicken Parmesan Recipe at a Glance
- COURSE: Main Dishes
- CONVENIENCE: Entertaining, Kid-Friendly
- CUISINE: American, New American, Italian
- MAIN INGREDIENT: Poultry
- COOKING METHOD: Bake
- OCCASION: Father's Day, Mother's Day, New Year's, Birthdays/Anniversaries
- PUBLICATION: Cooking Light
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Apple fans count down for iPhone 6
8:39pm Thursday 18th September 2014
Thousands of Apple fans are entering the last hours o f holding vigil outside the company's stores as they enter the final countdown until the new incarnation of the iPhone is released.
R&A vote on women members welcomed
8:31pm Thursday 18th September 2014
Politicians have welcomed the decision of The Royal and Ancient Golf Club of St Andrews to allow women members for the first time in its 260-year history.
Payout for unlawfully arrested man
8:31pm Thursday 18th September 2014
The Metropolitan Police has paid £45,000 in damages in an out-of-court settlement to a black motorist who claimed he was struck with batons and sprayed with CS gas during an unlawful arrest.
Concern over ambulance queue death
10:17am Thursday 18th September 2014
Heartbroken relatives of a grandmother who died while waiting in a queue of ambulances outside a hospital have demanded an apology from health bosses.
Calls for children's director to go
3:05am Thursday 18th September 2014
There have been fresh calls for Rotherham's director of children's services to step down after it emerged she is absent on sick leave.
Women guilty over 'pyramid' scheme
11:01am Thursday 18th September 2014
A band of "greedy" middle-aged women masterminded a £21 million get-rich-quick scheme - fleecing at least 10,000 victims.
Alice suspect murdered his wife
9:51am Thursday 18th September 2014
A Latvian builder named as the prime suspect in the search for schoolgirl Alice Gross was convicted of murdering his wife, police said.
Militants release hostage video
3:20am Thursday 18th September 2014
Islamic militants have released a propaganda video featuring a British hostage believed to be journalist John Cantlie.
Unison NHS members back strikes
3:48pm Thursday 18th September 2014
Unison's NHS workers, including nurses, occupational therapists, porters, paramedics, medical secretaries, cooks and healthcare assistants have voted to back strike action in a row over pay.
Travis case jury considers verdicts
12:43pm Thursday 18th September 2014
Jurors in the trial of veteran DJ Dave Lee Travis, who is accused of indecently assaulting two women and sexually assaulting a third, have retired to consider their verdicts.
Sales boosted by rush for vacuums
11:01am Thursday 18th September 2014
Shoppers rushing to pick up high-strength vacuum cleaners before an EU ban helped lift retail sales last month.
Doctor Who moving to later time
12:38pm Thursday 18th September 2014
Doctor Who is set to travel in time again after TV bosses decided to move the long-running sci-fi show to a later slot in the schedule.
Amazon launches two new Kindles
6:01am Thursday 18th September 2014
Amazon, the online retail giant, has announced a complete refresh of its tablet computer and e-reader devices, including a special child-friendly version of their Fire HD tablet.
Warning over far-right extremists
9:55am Thursday 18th September 2014
Ministers should not ignore the threat of violence from far-right extremists who are growing in number in the wake of Islamic State terrorism and crimes involving Muslims in Britain, a senior Home Office adviser has said.
Ice Bucket challenge raises £7m
7:07am Thursday 18th September 2014
Almost £7 million has been raised in Britain through the Ice Bucket charity challenge.
Flaky Kate gets the Bake Off boot
1:06am Thursday 18th September 2014
Contestant Kate Henry saw her Great British Bake Off dreams crumble when she became the latest hopeful to leave the tent - after a flaky performance with her pastries.
Award for flute virtuoso Sir James
1:06am Thursday 18th September 2014
Flautist Sir James Galway has been celebrated by the classical music world with a lifetime achievement honour at the annual Gramophone Awards.
Stamps mark seaside architecture
12:04am Thursday 18th September 2014
Ten new stamps celebrating the variety and originality of the UK's seaside architecture are being launched by the Royal Mail today.
More women playing video games
8:37pm Wednesday 17th September 2014
Women have overtaken men as the most prolific gamers in Britain for the first time, according to a new report.
Kate to make decision on Malta tour
7:00pm Wednesday 17th September 2014
The Duke and Duchess of Cambridge will announce tomorrow whether Kate is well enough to travel to Malta for her first official solo overseas tour, Kensington Palace has said.
'Huge variation' in therapy waits
7:00pm Wednesday 17th September 2014
Too many people diagnosed with anxiety or depression face "unacceptably long waits" for therapy, a charity has warned.
Father caused "terrible injuries"
5:51pm Wednesday 17th September 2014
A young father killed his baby daughter causing her "numerous and terrible injuries", a court heard today.
Officer who shot Pc dead keeps job
5:51pm Wednesday 17th September 2014
A police officer who shot dead a colleague has been given a reprimand but will keep his job despite being found guilty of gross misconduct.
NHS chief in obesity costs warning
5:36pm Wednesday 17th September 2014
The health of millions of children, the sustainability of the NHS and the economic prosperity of Britain all depend on a radical upgrade in prevention and public health, according to the chief executive of NHS England.
Jury told to ignore celebrity cases
1:39pm Wednesday 17th September 2014
Jurors trying the case of veteran DJ Dave Lee Travis should forget about allegations against other celebrities in the wake of the Jimmy Savile scandal as they deliberate their verdicts, a judge has said.
British woman tests Ebola vaccine
8:49am Wednesday 17th September 2014
A healthy Briton has today become the first volunteer to receive a potentially life-saving new vaccine to tackle the Ebola virus spreading through West Africa.
DNA tests in Thailand murder hunt
6:06am Wednesday 17th September 2014
Police are awaiting the results of DNA tests after finding "strong evidence" in the hunt for the killer of two Britons brutally murdered in Thailand.
Seize this opportunity: Salmond
2:40am Wednesday 17th September 2014
The referendum will be the "most exciting day in Scottish democracy", Alex Salmond declared as he called on voters to "seize the opportunity" and back independence.
Thai deaths murder hunt continues
12:23am Thursday 18th September 2014
Police in Thailand are no closer to finding the killers of two British tourists on an idyllic island as the distraught family of one of the victims met police in the capital Bangkok.
No campaign 'to win by 54% to 46%'
12:23am Thursday 18th September 2014
Scotland will remain part of the UK after the independence referendum, pollster YouGov has predicted, as it forecast the No campaign would win the crucial vote.
Pregnant Kate to miss Malta trip
12:23am Thursday 18th September 2014
The Duchess of Cambridge will not travel to Malta this weekend for her first official solo overseas visit because she is still suffering the effects of acute morning sickness.
Jamelia 'scarred' by domestic abuse
7:00pm Wednesday 17th September 2014
Singer and broadcaster Jamelia has said the mental scars of domestic abuse will be with her forever, as she tried to persuade women in similar situations to seek help.
Clifford launches sentence appeal
5:51pm Wednesday 17th September 2014
Disgraced PR guru Max Clifford has launched an appeal against his eight-year prison sentence for a string of indecent assaults on four women.
Zoo owner fired shot at tiger
5:36pm Wednesday 17th September 2014
The owner of a wildlife park where a woman zoo keeper was mauled to death by a tiger has described how he fired a shot at the animal.
Man held over wartime firearms find
3:37pm Wednesday 17th September 2014
Police have arrested a man after raiding a house and finding firearms and ammunition from the two world wars.
Judge warns of 'virtual' sex abuse
2:00pm Wednesday 17th September 2014
A senior judge has raised concerns about a rise in "virtual" sexual abuse after the Court of Appeal jailed a 23-year-old student who groomed a teenage girl over the internet while working as a coach at a children's sports camp.
800 Phones 4u jobs saved
3:37pm Wednesday 17th September 2014
Some of the 5,600 Phones 4u jobs in peril following the retailer's collapse have been saved after Dixons Carphone offered to take on 800 posts.
Month so far 'driest for 50 years'
4:25pm Wednesday 17th September 2014
The first half of September has been the UK's driest for more than 50 years, weather experts said today.
Man in court over New Forest murder
3:27pm Wednesday 17th September 2014
Three people have been arrested in connection with the death of a mother-of-five who was stabbed to death as she tended her horses in the New Forest while a man suspected of her murder has also appeared in court.
Fresh mortgage price war breaks out
1:16pm Wednesday 17th September 2014
A fresh mortgage price war has broken out with a string of major lenders slashing their rates in recent days.
Daley models teen clothing range
11:05am Wednesday 17th September 2014
Diver Tom Daley has made a splash as a fashion model as he launched a new range of outfits.
Bone scans show Richard III wounds
8:50am Wednesday 17th September 2014
King Richard III died in the thick of battle after losing his helmet and coming under a hail of blows from vicious medieval weapons, new research has shown.
Charge for New Year's Eve fireworks
2:14pm Wednesday 17th September 2014
People wanting to see this year's London New Year's Eve fireworks display will have to pay.
Murder 'could have been prevented'
11:37am Wednesday 17th September 2014
The murder of a woman in a knife attack by her estranged husband could have been prevented by police, a watchdog has found.
Drivers warned over smartwatch use
1:39pm Wednesday 17th September 2014
Motorists are being warned about the potential risks associated with using the new Apple Watch and other smartwatches while driving.
Don't be harsh on Hammond - Clegg
12:30pm Wednesday 17th September 2014
Critics should not be "too harsh" on Foreign Secretary Philip Hammond over his handling of the Islamic State (IS) terror crisis, according to Nick Clegg.
No action against PCC over 'leaks'
11:38am Wednesday 17th September 2014
A police and crime commissioner (PCC) has been told by prosecutors he faces no further action over alleged leaks about a death in custody.
Ex-Ukip MEP in court over expenses
2:48am Wednesday 17th September 2014
A former Ukip MEP has appeared before magistrates accused of a money laundering offence after a police inquiry into her travel expenses.
New skin cancer drug recommended
12:23am Thursday 18th September 2014
A new drug for skin cancer patients should be made available for widespread use on the NHS, health officials have said.
Berry's chemotherapy role analysed
12:23am Thursday 18th September 2014
Scientists believe a wild berry native to North America may strengthen the effectiveness of a chemotherapy drug commonly used to treat pancreatic cancer.


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It All Makes Sense
Posted 09 March 2013 - 05:50 PM
My acne shouldn't come back worse just because I'm on mino right? The only real complications to worry about would be severe side effects caused my the diminishing flora from what I've researched. Antibiotics are such a waste of time
Posted 09 March 2013 - 06:20 PM
umm, how long have you been on mino for thus far? I HIGHLY reccomend going off of minocycline. Antibiotics cause a whole mess of issues (read leaky gut syndrome), and on top of that, most likely will make your acne come back MUCH worse. What severe side effects have you come across in your research?
Posted 10 March 2013 - 02:00 PM
I also saw my acne get much worse when winter rolled around.
That's because your probably getting little to no Vitamin D (from the sun) in the winter and your body is likely deficient. You need to supplement with Vitamin D during winter. Doing so has completely cleared me.
Posted 10 March 2013 - 09:50 PM
I've only been on mino for two months. I'm taking probiotics with it. I really can't afford to go off it now or my acne will come back while I'm in school and I don't wanna deal with that. I'll come off of it in two months. How much harm could be done in two months?
Posted 11 March 2013 - 10:05 PM
Posted 11 March 2013 - 10:23 PM
My understanding it Mino is one of the worst for you long term. Can really mess up your teeth too. If you are going to take antibiotics and haven't tried it already, go on Bactrim. It's much safer. I was on it off it for years with little to no side effects and it is one of the most effective at controlling acne. Still not ideal to be on any antibiotic long term but some are better than others when there are no other options.
Posted 24 March 2013 - 02:31 PM
Posted 24 March 2013 - 05:57 PM
Like Sepsi said there isn't a lot science can tell us about the impact of antibiotics on flora. From the many anecdotal cases, I would say there is some cause for alarm. Though we may not yet know the mechanism, antibiotics clearly have a detrimental effect in some people, even if they don't notice it or think induced changes are normal.
It's certainly possible for acne to come back worse after going off an antibiotic. In fact, I would say the majority of cases end up like this; I don't think I've heard of more than a handful of people who had their acne get better after coming off antibiotics. If your acne is in part caused by flora imbalances, and these imbalances are being favored by minocycline, continuing the antibiotic could be digging the potential hole you're in a little deeper.
I think you should definitely take the advice of several other people in this thread and start taking vitamin D. Getting worse in winter is a sure sign of deficiency, and while it might not clear you up completely, it certainly won't hurt.
If you take the vitamin D and see improvement, I would suggest that you immediately begin weaning yourself off the antibiotics, and concurrently increase intake of probiotic vegetables like sauerkraut and kimchi (yogurt might not be enough). Unwashed, organic green salads are also very useful (key being unwashed).
Posted 25 March 2013 - 06:27 AM
Yes. Those are the main thing to reduce and prevent acne. Try also to increase the nutrient content. Although if you have an intolerance to something and it is the cause of your cysts, you won't get much improvement until you eliminate the problematic food. But they might become less inflamed and heal faster.
I'm just going to take the antibiotics and probiotics til summer. I can't make a huge diet adjustment at school it's just not feasible economically. I think if I cut out high glycemic foods and fried foods and take a lot of vitamin d I might have a chance? I would truly be okay with a few pimples just as long as I have no cysts ill be happy. This is so depressing.
Do the antibiotics even help your cysts?
Edited by alternativista, 25 March 2013 - 06:28 AM.
Posted 25 March 2013 - 08:27 AM


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Im not a bad guy, is the first thing Yunior, Junot Díazs favorite protagonist, tells us about himself in Díazs latest book. The statement is precisely the sort of dissembling lie a disreputable man would tell. Is it the truth or merely a hope to which the increasingly desperate Yunior clings?
Díaz, who has lived with Yunior and his idiosyncrasies for so long three books and many headaches and heartaches now agrees that the answer is complicated.
Hes so difficult, Díaz says. Hes just so difficult! Theres something knotted about him. But hes human in his vulnerability; hes human in his awfulness. Hes human in his struggle for something better than his life, even in his stubborn unwillingness to head in the direction of his better self.
Díaz, who will talk about Yunior and This is How You Lose Her (Riverhead, $26.95) Monday at Miami Book Fair International, first introduced Yunior in his acclaimed short story collection Drown. Eleven years later, Yunior reappeared to narrate the magnetic novel The Brief Wondrous Life of Oscar Wao, which blended savage Dominican history with geek culture, earned Díaz a National Book Critics Circle Award and a Pulitzer Prize and almost certainly contributed to Díazs receiving of a MacArthur genius grant.
Now Yunior has returned in a second collection of linked stories about love and loss. In them Yunior, whose family has emigrated from the Dominican Republic to New Jersey, faces his fathers abandonment, his older brothers death from cancer, his own thoughtless betrayal of women and fear for the future. He breaks hearts. He gets his own broken. He writes: This is what I know: Peoples hopes go on forever.
What is it about this guy that draws Díaz back to him?
I knew immediately after Drown I wanted to write this crazy story about a Dominican cheater, Díaz says, adding that he started the new book immediately on the heels of Drown. In the meantime, Oscar Wao intervened. It took forever. I didnt think this book was moving forward. It took years for each story to come together. It was kind of a wild thing. I wasnt expecting it to take this long, honestly.
Yunior is a cheater; in the books opening story, The Sun, the Moon, the Stars, hes scrambling to keep his girlfriend from leaving him after she learns of his infidelity (I cheated on her with this chick who had tons of eighties freestyle hair. Didnt tell Magda about it, either. You know how it is. A smelly bone like that, better off buried in the backyard of your life. Magda only found out because homegirl wrote her a f------ letter.) Hes crushed when Magda leaves him, yet continues to pursue his sucias, sabotaging his relationships.
Díaz has taken some heat from critics for what they perceive as misogyny in the stories, but Miami author Edwidge Danticat says Yuniors confessions have the ring of truth.
You feel as though the character is speaking directly to you, she says. I think if you grow up in a certain environment in the DR or in immigrant New York or poor in New Jersey, you recognize these characters. They feel familiar to you, even though he brings a different light to them. I know hes been criticized for some of the raw honesty of the characters, especially the male characters. I know him well enough, and I feel like as a reader and a friend I understand the project hes engaged in as a man. ... He couldnt be more feminist-minded in what he does.
These characters hes dissecting and leaving on the table raw and opened up to each reader. ... and to him, every reader has a right to his response good or bad. Its like youre on a bus. Some people youre going to like and some youre not.
Díaz, who has also taken some heat for Yuniors constant use of the N word, has an explanation for the characters self-destructive behavior: I can quote a woman friend of mine and tell you to think about the culture we live in. ... the average guys in the neighborhood I grew up in, the only place they are encouraged to be vulnerable is in a womans bed. Theres a way of reading this book where you can read it and say, No, this is nonstop misogyny, but I think the best part of books is their complexity permits a wide range of interpretation. Otherwise its no longer a book. Ive always loved games and reader participation [in books]. As a writer I want to read books with participation in them. Texts that dont challenge you, I think of those as entertainment. A book like this tries to challenge you to come and play.
One of Díazs best tricks in This Is How You Lose Her comes hidden in Otravida, Otrevez, the one story in the collection not narrated by Yunior. Yasmin, who works in a New Jersey hospital laundry, tells of her relationship with a man who has a family back in the Dominican Republic. He claims that he stopped writing to her the year before, but thats not true. Every month I drop by his apartment with his laundry and read the new letters she has sent, the ones he stashes under his bed. The man is Yuniors father, the story written by Yunior trying to make sense of his past.
Its Yunior the writer, imagining the woman he would be least empathetic to, Díaz explains, adding that only close readers of his books and maybe grad students are going to realize this fact. She kept his father from him, created the first wound in him.
Is such insightful work a sign Yunior is slowly growing into a better man? Díaz calls the book open-ended, but the self-pitying Yunior of The Sun, the Moon, the Stars has encountered self-awareness by the final story, A Cheaters Guide to Love. Hes not the same man: You are surprised at what a f------ chicken---- coward you are. It kills you to admit it but its true.
Díaz, meanwhile, is resigned to the enormous amount of pressure likely to haunt him until his next book is published. And nobody piles on the pressure like he does to himself.
I live at the bottom of the sea where the titanic compression of the ocean is upon me, he jokes. Whats a little pressure? But you know, I always tell people: Books are never late to the party. A few years later, you will not remember how long it took a book to come out.


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The Rockford Area Arts Council will present the 27th Annual Fall ArtScene on Friday, October 3rd and Saturday, October 4th, 2014!
Fall ArtScene will showcase original works of art at 37 different locations across the Rockford and Rockford metro area from 5 to 9 p.m. on Friday, October 3 and 4 to 9 p.m. on Saturday, October 4 with some galleries offering extended hours until 10 p.m. Admission is free and it's a great opportunity to purchase artwork! Enjoy new exhibits and original works of art in varied media of watercolor, acrylic, wood, sculpture, pottery, furniture, jewelry, photography and multi-media. Meet the Artists, Be Inspired to Buy!
Every photographer is invited to join the museum's 40th Anniversary Celebration through participation in a first-ever museum photography contest. Winning photographic entries will be published in a museum calendar for 2015. The contest will include both adult and youth entry categories. Entries will also be on display in a temporary museum exhibit opening in November 2014 with a reception to highlight the winning entries.
If you have any questions, please contact Lonna Converso, Director of Marketing, at 815-397-9112, ext. 110 or email@example.com. She will place your name on a list to be emailed the information packet and the completed details of the contest.
Partnering with the museum is the Rockford Area Arts Council.
For more information or to download the complete packet of details visit www.midwayvillage.com.


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John Phipps took a trip of a lifetime late February and early March. He toured several countries in Africa, but it wasn't just a vacation for him. John was invited by a farmer friend from North Dakota who is also trying to establish modern agriculture in Mozambique. National Reporter Tyne Morgan caught up with both of them prior to their departure to see why farming in Sub-Saharan Africa could be the next big thing.
Lush landscapes, warm soils and a humid climate. Looking at pictures of Sub-Saharan Africa, it seems the untouched land could present fields of opportunity.
"What I've heard is about 60% of the available arable, tillable land left in the would is in Sub-Saharan Africa," says Wally Hardie, a North Dakota farmer who just started farming in Mozambique.
"In the two countries I'll be visiting, Tanzania and Mozambique, there's enough arable land there to have three Corn Belts," says John Phipps, farmer and host of U.S. Farm Report.
The reality is infrastructure is absent. The Civil War, which lasted almost 20 years, robbed Mozambique of a strong economy.
"We were really dismayed by the poverty," says Hardie when explaining his first visit to Mozambique. "About 80 percent of the people there are not employed like we would consider employment. A lot of malnutritious in the kids, you can see they're they're malnourished."
Hardie has sent he devastation first-hand. The situation has motivated him to make a difference through what he knows best. Farming. What started as the family's heart to serve through mission work, changed after a phone call of possibility.
"We would like to talk to you. Our company received a concession of up to 25,000 acres from the government of Mozambique if we'll come in and clear the trees, plant soybeans and corn, mainly soybeans, for chickens. We really want to develop a chicken industry in Mozambique," says Hardie, talking about the phone call he received from the company who had been tasked with growing agriculture in Africa. "They said we've been farming in Ukraine, but this is over our heads. This is something that's going to take some additional management, because there's nothing there. "
With no hesitation, the Hardies jumped in. At the government's request, a little over a year later, 2,000 acres have been cleared and 1,800 acres of soybeans planted.
"There's great potential for multiple cropping," says Hardie. "If we can irrigate, we can grow up to three crops a year."
"The more I learn, the more fascinated I am about the idea this could be the next big story," explains Phipps. "These were the types of rumors and wild things we heard about Brazil thirty years ago. I didn't go then. This time I've got a chance, and Wally asked me."
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FIU imported drummers to hang from makeshift rafters for Thursday's men's basketball home opener at U.S. Century Bank Arena. The drummers hung above a quartet of cabanas in which fans who paid for the privilege ate and drank.
Though what sat outside the lines at one end of the beach-themed court affected play between the lines, FIU's superior height and athleticism allowed it to pull away from United States College Athletic Association Division II Florida College for an 85-39 rout.
A postgame "student beach party" promotion pulled in more students aside from the usual student basketball game crowd comprised of other FIU athletes and players' pals.
"It was great. It was exciting to be part of that today," said FIU fifth-year senior forward Rakeem Buckles, who had a game-high 16 points on 8-of-10 shooting. "The idea is to get people to come out and make the game fun. The environment was great. I hope every game is like that."
But Buckles admitted, "We kind of got out of our game because of it. Everybody was trying to really make it a show instead of actually playing."
Once FIU raced to a 10-0 lead, the Panthers let Florida College back into the game. They began shooting from distance instead of continuing to work the ball down low where the 6-7 Buckles and 6-6 sophomore Jerome Frink, who finished with 13 points, held a size advantage on the Falcons.
With 10:30 left in the first half, FIU's lead was down to 16-12 after a Dustin Dunham layup.
"I knew the first half was going to be kind of slow," FIU coach Anthony Evans said. "A lot of times, when you see a team that you think you're better than, you take selfish shots. And we did that. We fell into that trap."
FIU switched to a zone defense and tore off on a 13-4 run to lead 31-18 with 4:37 left. A 13-3 run early in the second half brought on garbage time.
"We're better on man-to-man," Frink said. "But all the festivities today got us out of our zone. It was too much for us. We had to go zone to settle down."
Statistical oddity of the night: FIU was 0 for 4 from the free-throw line. Senior forward Tymell Murphy had 13 rebounds and 10 points for FIU (3-2). Senior guard Alvin Satram led Florida College (4-4) with 11 points.
Nova Southeastern: The Sharks face their toughest test of the season when they host the third-ranked West Liberty Hilltoppers at 6 p.m. Friday.


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University of Wisconsin-Superior
Yellowjacket Union 230
Belknap and Catlin
P.O. Box 2000
Superior, WI 54880
ph. 715-394-8230
Text 715-817-5760
fax. 715-394-8407
Staff Details
Hometown: Brook Park, MN
What college did you graduate from?
I graduated from UW-Superior in December 2012 with a degree in Elementary Education. Proud to be a Yellowjacket!
Favorite College Memory?
I don't know if I could actually pick one single memory that was my favorite part of college because I truly loved it all. The best part was going somewhere by myself with no one from my high school and meeting so many amazing new friends through work and school. They have forever enriched my life.
I love spending relaxing days with my family, friends and pets! I enjoy reading, watching my favorite TV shows with my fiance, being in the sun, having campfires, planning things and organizing.
What do you like about UW-Superior?
I love the location and atmosphere of the campus. It is large enough that it feels like college, but small enough that it feels like a home. The faculty and staff are so kind, and it made my experience as a student wonderful and it has continued to get even better as a staff member.


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Introduction to a four-year degree: The Computer Science curriculum provides an introduction to the field and facilitates successful transfer to a four-year program. Students learn to construct, verify and implement systems by writing and running programs in standard programming languages.
These languages teach students how to represent, store, access, display, edit, and transform information. The program provides a broad background in science and the humanities and integrates principles of mathematics. Computer science itself is related to many fields of study, and along with a baccalaureate degree, graduates will be prepared for positions as software developers, software engineers, programmer analysts, information technology project managers, web developers, IT systems engineers, and more.


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25ml Embossing powder Embossing powders can be used for all sorts of effects with your polymer clay. It can be used as an inclusion or on the surface of cured clay. You can mix the embossing powders too to create endless results
(These colours are for guidance only as each computer screen represents them differently) Reminder: Free UK delivery if you spend over £50


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An overnight fire in Elkhart is being blamed on clothing on a dresser placed too close to a light bulb.
The fire happened at a home in the 300 block of Jackson Place in Elkhart around 2:30 Friday morning.
The Elkhart Fire Department says seven people were in the home, which had no working smoke detectors. Investigators say one of the children heard some popping noises and got up to investigate what was happening.
Investigators say the fire did about $28,000 in damage.
Investigators say one adult in the home had minor blisters on his hand from trying to put out the fire with a blanket.
The Red Cross is assisting the family.
WSJV-TV FOX 2858096 County Road 7, SouthElkhart, IN 46517
Switchboard: 574.679.9758News Phone: 574.679.4545Station Fax: 574.294.1267Email: firstname.lastname@example.com