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- Jah Sun
- Los Angeles, CA
- United States
CEO, Water Charity
This conversation is closed.
What alternatives are there to the current economic system? Should global capitalism fail, what would be the best model to replace it?
There are a ton of people who are dissatisfied with how our current system operates. Quite a few people are coming to the conclusion that this system is endemically flawed.
The Occupy movement is merely the most obvious and vocal outgrowth of a sentiment that many feel very strongly... namely that our Capitalist model of resource and labor management is unfair, environmentally unsound, inefficient, and unsustainable.
The fact that the people who profit the most in our system are often people who do little or no actual work is fairly self-evident. The hardest work, like toilet cleaning, often garners the most minimal of recompense, while investing in abstract economic instruments like the S&P Index can net one millions of dollars in a 10 second phone call placed from a poolside lounge chair in a 5-star resort.
Given that any system, no matter how well designed, can be improved... this debate is an attempt to spark a rational conversation on what we could do to make the exchange of goods and services more just, more effective, and more healthy for the biosphere.
There are scant few models out there that even propose any clear alternative. Most of the writing on the subject amounts to either pure critique of the current system, or pie-in-the-sky Utopian idealism with no clear path to get from here to there.
So, brilliant TED lovers... anyone got any good ideas?
We can discuss the pros and cons of such extant alternative models as The Venus Project, the "Basic Income" (ala B.I.E.N.), some of the ideas presented in Pinchbeck's latest Evolver essay compendium "What Comes After Money?" or any other relevant topic that tickles your fancy. Feel free to defend global capitalism if that is how you feel.
Let's keep it civil and worthy of this esteemed venue. Logic, clarity, rationality, and respect are paramount.
It is worth pointing out that what is better or best, in this case, will be considered in light of all people and the biosphere we share.
Closing Statement from Jah Sun
It has been quite an interesting exploration.
Inspiring , frustrating, informative... but most of all, it has brought certain things into sharp focus.
The basic question of "what alternatives to the global economic system are there?" has been only cursorily addressed, because the answer is that there really AREN'T any that are ready for prime time. We've seen plenty of good fixes, adjustments & modifications... some quite striking & comprehensive... but nobody has been able to put forth a clear model of what we could actually do INSTEAD of the current status quo, should this model fail.
And, fail it could... make no mistake about that.
Also, I don't think the focus should be on what is best for US Citizens (or any single nation state or group of nations). The problem is already trans-national. National solutions to trans-national problems tend to prove disastrous. Unilateral actions & heavy handed moves in one nation's interest should become a thing of the past as people wake up & realize that we all share this one Earth, that national boundaries are imaginary lines drawn by people who often never even visited the place in question, and that humanity is going to have to work together if we want to solve the major issues of our time.
As far as short term fixes go, fractional reserve banking & debt based currency need to go. Lara posted this link: http://issuu.com/margritkennedy/docs/bue_eng_interest to an e-book which does a good job showing how this monetary system is crippling us.
The data that Richard Wilkinson put forth in his TED talk (linked in the intro) argues for us to recognize that economic inequality hurts everyone... even the ones at the top. The most equal societies are clearly the healthiest & most successful.
I think the Basic Income Guarantee is a good place to start in addressing the remorseless & uncivilized blight of abject poverty.
It is clear that we need to redress our priorities as a society.
Another conversation will follow.
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Nov 11 2011: I still feel that free market economics is good provided we can maintain transparency and competitiveness and respect the basic tenants of democracy . We are failing consistently on these accounts. The fact that monopolies and oligiopolies have hijacked the system and the system is malfunctioning also shows that it will be rigged as long as the monopolies are not weakened and dismantled. We can only think of implementing alternatives after the present system crumbles again....possibly after.... another market crash !
Nov 12 2011: Well, you may be right... but I would like to think that intelligent, progressive, futurists could come up with ways to get from here to there without having to be subjected to chaos, confusion and regression that are the natural by-products of such scenarios.
We don't have to succumb to defeatist notions.
I watched South Africa overcome Apartheid almost overnight when no one thought it could be done... the fall of the Berlin Wall. Positive change doesn't have to come hand in hand with catastrophe and suffering. IMO
Nov 12 2011: You are right. It could easily happen witthout chaos. However the measures taken after the 2008 crash shows that we are working to build a bigger pack of cards,hoping that it will stayup. I am not defeatist but an optimist in thinking that a second crash is close because one of the biggest strength of free markets is that it mercilessly does away with the inefficient system and brings about a more efficient mechanism. Only this time I hope there will not be appetite for a make shift repair job , it will be a rebuilding work from ground zero.
Nov 15 2011: We can only hope.
... or perhaps we can do more than that.
If enough of us start going beyond merely protesting or being anti, and begin to work on, perfect and implement alternative ideas, we can come up with something workable. If a clearly superior solution exists, and is known to be practicable... people tend to gravitate towards it.
Not always, of course, and especially not when the forces opposing progress are entrenched, resourceful, and amoral. But, in time, inferior practices tend to always get replaced.
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|Warning: sorry this post is not for the faint hearted!
My 4 & 5 year old boy cats have the worst smelling poop in the world. Sometimes I come home and the air throughout the entire house reeks, emanating from the litter box in the basement. I've had cats all my life and this is quite beyond what I would think is normal.
I want to give them pro-biotics (acidophillus etc.) but am not sure if cats would have the same "friendly bacteria" in their guts that humans have? Would it be safe to give them a bit sprinkled on their food (they dont like yogurt).
Im not sure if its one cat, or both. One of them has much mushier poop than the other one. And one is kind of a chronic puker as well, but Im not sure if its the same one whose poop stinks.
They did have a vet check up recently and got a clean bill of health - but pls let me know if theres anything specific that yall think should be looked at. Yeah I'll talk to vet again but would appreciate some suggestions as well.
Follow-Up Postings:
|I thought it might be a sign that we were at the end (maybe the body shutting down causes much smellier poop). It turns out it was a bout of diareah and the vet gave me a week of meds and it has done the trick. I would try experimenting with your food and talking to your vet.
|Food usually causes my cat's poop to smell bad. I kept trying different brands until I found one that didn't make the poop stink. It took awhile since I had to find a brand/flavor she liked!
Did the vet run tests on stool samples?
|What kind of cat litter do you use? They are not all created equally when it comes to these things. We have a box with Swheat scoop, which is great with urine, but does nothing for poop. If boy poops in the box, you need to go scoop it right then...
Yes, you can give your kitties probiotics. Mine get some everyday- one marketed for people that has 6 strains or so, and it is very similar to that marketed to cats and dogs with kidney disease. A word of warning though, when I started giving my healthy young male cat probiotics each day on his food, his poop got stinkier. We had to back off the amount he gets each day.
- Posted by pamghatten (My Page) on Fri, Sep 23, 11 at 15:58
|I give my dogs probiotics, so assume there would be feline ones too. That might help .. though I would also try to change their food and see if that helps.
- Posted by kashka_kat (My Page) on Sat, Sep 24, 11 at 12:01
|Have been using Feline Pine - so going back to clay might be more odor absorbent?
I see there's a clump-able pine litter - maybe I'll try that.
Probably does not help that one cat does not bury his poop - isnt that something the mama cat should have taught him?
|"Probably does not help that one cat does not bury his poop - isnt that something the mama cat should have taught him?"
A cat who does not bury is likely asserting his dominance.
& it seems to me that the dominant pooers are the super stinky pooers.
|I use two types of litter. One is World's Best, which is corn based, and I mix in Everclean to help hide odors. I've thought about using Everclean by itself but I find the 'unscented' Everclean to have too strong a scent.
WB and EC are more expensive than other brands, but I find they last much longer and clump better than others I've tried.
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The magical garden known as 'The Pant' situated in the small village of Abergavenny in Wales is one my favorite spots to visit when I'm feeling homesick. It's fresh green fields, lush flowers and amazing clean air makes me feel like I'm back in NZ. O yea and the sheep. They're everywhere in Wales. I really love this place, so I decided to make a short video that I hope captivates the feelings I get when I visit it. A big thanks to Erline for all her help in making this little video.
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Two men were sentenced and three others admitted to drug distribution charges in federal court in Wheeling, U.S. Attorney William J. Ihlenfeld II reports.
Sentenced were Deon Young, 27, to serve 108 months in prison plus three years of supervised release and Carlos Moore, 27, to serve 42 months in prison plus three years of supervised release for conspiracy to distribute cocaine base and heroin from November of 2012 to January of 2013. Young also must forfeit $2,260 and Moore, $1,541. Both were remanded to the custody of U.S. Marshals pending designation to a federal prison.
Entering pleas were:
* Devon Bertram, 24, and Gary Moe Wade, 39, each pleaded guilty to distribution of crack cocaine within 1,000 feet of Wheeling Central Catholic High School. Betram, who is in custody pending sentencing, and Wade face up to 40 years in prison.
* Jerome Melvin Ross, 22, pleaded guilty to distribution of crack cocaine within 1,000 Feet of Riverview Towers. Ross faces up to 40 years in prison.
These cases were prosecuted by U.S. Attorney Ihlenfeld and Assistant U.S. Attorney Randolph J. Bernard and investigated by the Ohio Valley Drug Task Force, which is comprised of officers and agents from the West Virginia State Police-BCI, Wheeling Police, the Ohio County Sheriff's Department, and the Drug Enforcement Administration.


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The Boston Museum of Fine Arts (MFA) agreed to return the top half of an ancient Hercules statue to Turkey. The marble copy of the famous, bronze "Hercules Farnese" sculpture, cast by Greek master Lysippos of Sikyon dated around 330-320 B.C., had been stolen from an archaeological site in the Mediterranean town of Perge and smuggled into the U.S. in 1981. It was found to fit with a lower torso still in Turkey. Now the two are combined.
Copyright these Pictures of Turkey: Dick Osseman. For any use: see my Profile.


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By Greg Smith
Publication: theday.com
New London - A 41-year-old New London man was sentenced to 15 years in prison and ordered to register as a sexual offender Friday for inappropriately groping two young girls.
Harold L. "Monty" Waites was found guilty in March of two counts of fourth-degree sexual assault and two counts of risk of injury to a minor. The same jury delivered a not guilty verdict on the two more serious charges of first-degree sexual assault.
Prosecution had alleged that after a night of drinking at a friend's house in New London on March 26, 2011, Waites went into the bedroom where two girls, ages 9 and 10, were sleeping, and touched them inappropriately.
Assistant State's Attorney Lawrence J. Tytla prosecuted.
Judge Arthur C. Hadden sentenced Waites to 20 years suspended after 15 years in prison and 20 years probation with restrictions that bar him from any contact with minors.
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Men's Crew - Archives 2015
Page 1 of 1
UW Crew To Hold Open Tryout Sept. 24
The University of Washington men's and women's crew teams will hold an open tryout for walk-ons on Sept. 24 at 4 p.m. PT at the Conibear Shellhouse.
Stan Pocock To Receive Dr. Don H. Palmer Award
Stan Pocock has been selected as the recipient of the Dr. Don H. Palmer award, the most prestigious award given by the Big W Club.
Huskies Well-Represented At World Rowing Championships
The University of Washington men's and women's crew teams had 15 athletes compete in the recent World Rowing Championships in Amsterdam.


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Need a Rental Car for One Day?
Sometimes you just need a car for a short time, perhaps only while in town for a business meeting or because you flew into another city following your favorite band on tour and now you need to drive yourself to the concert hall. Sixt understands, even if no one else does. We offer great low prices for a 24 hour car rental. In fact, you can rent a car for one day at any of our locations. You can still choose from any car in our fleet too, be it convertible, SUV, luxury car, or a van. We want to make the 24 hours you'll have our rental car the best 24 hours.
Tips of how to save money on your one day car rental
If you would like to rent a car for 1 day make sure that you only rent a a car up to 24 hours. When you rent a car for 25 hours you will be charged the price for two days. Though we know you are very punctual and responsible, we thought you might appreciate the tip anyway. Just bring back the car rental at the same time (or earlier than) when you picked it up. It is nice to know the tricks of car rental companies to be able to save some cash. We're on your side here, we don't want any secrets.
Why rent a car for a day
- Experience a luxury car- Treat yourself while on vacation. Drive that dream car you have always wanted, but wasn't practical for every day life. Sixt offers many luxury cars like BMW and Mercedes that you can for just one day. Get the deluxe experience you deserve and live life a little. If you'll be in a sunny city, like Myrtle Beach or Miami, perhaps you'll want to try out one of our exciting convertible car rentals as well!
- Business Trips- Maybe you're only in town for a day, but still need a car to get to all your business meetings. Opt for a fuel efficient car or perhaps roll up to that business dinner in style in something fancy and impressive. Either way, Sixt can make it happen.
- Weddings- It's your special day. Make it as special as it can be with a rental car from Sixt. Now instead of driving off into the sunset in your family car, you can pick any make or model for your wedding car rental.
Benefits of renting a car for a day
When it comes to renting a car, a lot of people rent for a few days at a time. However, sometimes it can be very practical to rent a car for just one day out of the week. Maybe one of these reasons are why you need a one day car rental:
Moving large items: since it can be expensive to rent a moving truck to haul large items back and forth, you may be better off renting a large truck or even a van or SUV for the day. The extra space can be very helpful and may help you avoid the costs of a moving truck.
Long drives: Renting a car for a day may also be helpful if you have a long day of driving ahead of you. For example, if you own a vehicle that is large and has bad gas mileage, it might be more economical to rent a small, fuel efficient car. Not to mention, you can avoid putting all of those miles on your car. Or perhaps you need a bigger car with more room to accommodate all your luggage on that long trip of yours. Whatever the reason, Sixt has the solution.
Test it out: If you're interested in buying or leasing a new vehicle, it's a good idea to try the car out for an entire day. By renting the same model vehicle, you can get a feel for how well you like the car. From getting used to how it handles to how roomy it is, you can get a good idea of whether or not the car is something you actually want to purchase once and for all.
One-way trip: If you need to make it to a certain destination and don't need to drive back, it can be helpful to rent a vehicle for a day. Whether you're moving to another state or visiting a friend and flying back later on, renting is always a great option for getting to your destination.
As you can see, there are plenty of great reasons why you may want to consider renting a vehicle for just one day at a time.


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Busch Gardens will take guests on a new journey in 2013 with their pulse-pounding roller coasters, sensational family attractions and the return of exciting seasonal events.
Alpengeist, After climbing to an Alpine high 195 feet, riders are hurtled through six staggering inversions at speeds up to 67 miles per hour. Consistently voted one of the top 10 steel coasters in the world.
Apollo's Chariot, Like the Olympian sun god, Apollo's Chariot races toward daring heights, only to dazzle riders on the way back down with one of the smoothest, fastest trails ever blazed.
Curse of DarKastle, What begins as an enchanted sleigh ride ends in a bone-chilling chase packed with dizzying drops, surprise twists, and such sensational 3-D visuals, you won't believe your eyes.
Escape from Pompeii, Hold on tight as a leisurely boat ride through the ruins of this great city suddenly turns explosive. One rumble from the mighty mountain and the race to escape from Pompeii is on.
Griffon, Join the bravest of ride warriors and challenge yourself to the 205-foot, 90-degree, 75 mph free fall. Some say that just waiting your turn to ride Griffon® is a heart-pounding experience in itself, as you anticipate the moment of that cliffhanger drop on this tour de force roller coaster by B&M. Spectators get in on the fun, too, with thrilling vantage points and one serious soak zone kids love.Loch Ness Monster, Beneath the thick mist of an old Scottish Loch, an ancient sea creature swam undisturbed for generations. More than 30 years ago, this creature was awakened -- right here at Busch Gardens®. Now a classic, it's easy to see why Loch Ness Monster® is still one of the most popular rides in our park's history. This interlocking, double-looping coaster stretches a monstrous 13 stories tall before racing those who challenge it down a 114-foot drop, with speeds as fast as 60 miles per hour.
Mäch Tower, the highest ride in Busch Gardens®. It's 240 feet of adrenaline-pulsing thrills with a view of the park and surrounding countryside you have to see to believe. That is, if you can keep your eyes open.Verbolten, A German tourist center serves as the ride entrance and as the launching point for an autobahn touring experience. An unexpected detour launches riders into the verboten Black Forest. A lightningfast, multi-sensory dash through the dark and foreboding woods ends with a terrifying 88-foot plunge toward the Rhine River that will leave everyone breathless. Luckily, this exhilarating ride leads right back to the fun and the festivities of Oktoberfest.
Der Autobahn Jr., Put your little ones in the driver's seat for some bumper cars fun that's just their speed.
Der Roto Baron, Slip your pre-school pilots into the cockpit of a World War I fighter plane and watch their spirits soar.Elephant Run, Rock your little ones' day with this sized-down bobsled ride that isn't sized down on fun.
Grover's Alpine Express, Join Grover on Busch Gardens' family-friendly roller coaster inside Sesame Street Forest of Fun. This 600-foot-long coaster is 24 feet tall and just right for the little riders who are ready for their first roller coaster ride.
Land of the Dragons, Enter a whimsical little mythological land where we've stored up a ton of fun for our youngest Busch Gardens' guests. Land of the Dragons® will keep your little ones entertained for as long you'd like to stay.
Li'l Clydes, Junior riders get to saddle up on one of the world-famous Clydesdales for this popular carousel style ride.
Prince Elmo's Spire, Rise up above Sesame Street® Forest of Fun™ on Prince Elmo's Spire and get a good look around—then grab on as you start a bouncing trip back to ground level.
Sesame Street Forest of Fun, Sesame Street® Forest of Fun™ is just for children and their families. This area features family-friendly rides and playgrounds. Kids can meet their favorite Sesame Street character and get their picture taken with them as well.
Little Balloons, Find yourself wishing you were a kid again as you watch your young ones float up, down and around on this whimsical expression of childhood fun.
Little Gliders, Watch the wide smiles on your kids grow wider as they enjoy a sweeping ride on this delightful flying machine.
Kinder Karussel, Come and be charmed by the beauty and bounce of this antique carousel. Restored to its original condition, our Herschell Carousel lets your family choose from 36 hand-carved ponies and two double-bench chariots. Experience the same sweet breezes and fun that families have enjoyed since the earliest days of amusement park rides.
Wirbelwindchen, Let your young ones enjoy some smaller-scale soaring on this pint-sized version of a swing ride classic.
Eagle Ridge, Make a visit to Eagle Ridge and meet some gutsy survivors. Each of our American Bald Eagles has come back from injuries that left them unable to survive on their own in the wild. Hear their inspiring stories and feel the sense of awe that travels with these iconic and majestic birds.Highland Stables, Spend some time at Highland Stables and take part in a celebration of centuries old Scottish traditions. Interact with blackface sheep and their border collie guardians. Enjoy demonstrations of traditional herding and hunting methods. Our regal Clydesdales are waiting there to say hello, too.
Jack Hanna's Wild Reserve, Take a look into the world of endangered and exotic animals at Jack Hanna's Wild Reserve. Get up-close views of animals in natural habitats and learn the importance of caring for places in the wild where these animals still make their homes.
Lorikeet Glen, Stroll through Lorikeet Glen and make a bunch of new friends as colorful birds glide down to greet you from the branches of this fascinating, free-flight aviary.
Wolf Haven, See the animal presentation, The Secret Life of Predators, where rats, raptors, wolves and foxes give you a glimpse into their elusive lives.
Wolf Valley, Look beyond the haunting calls and piercing eyes of the mysterious gray wolf and let Wolf Valley show you the fiercely loyal, vital and irreplaceable animals who have been both feared and revered throughout time. Learn what you can do to help these important ancestors to modern day canines survive and thrive, too.
Glory at the Gardens, May 19; June 30; Aug. 18; Sept. 1. One of our most popular events returns with a sensational lineup of the top contemporary Christian and gospel artists.
Busch Gardens Live, May 12, 25-26; Aug. 17, 24-25, 31. Busch Gardens heats up the stage with sizzling concerts from some of today's hottest performing artists, including pop, classic, rock and country.
IllumiNights, July 1- Aug. 11. Be amazed by the nightly fireworks spectacular. Experience thrilling rides under the stars. And enjoy larger-than-life entertainment, music and more.
Howl-O-Scream, Sept. 13- Oct. 27 (Fri., Sat. & Sun.). Busch Gardens' Howl-O-Scream is rising to a whole new horrifying level.
Christmas Town, Nov. 22- Dec. 31 (Select evenings and hours). Come to Christmas Town™ and experience Christmas time like never before. Share in a unique celebration featuring seasonal stage shows, tourist attractions, and special Christmas shopping, all happening in the glow of more than 6 million twinkling lights.
For more information, please call (800) 343-7946 OR visit BUSCHGARDENS.COM/VA.


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Nat Faxon has an impressive resume. The 37-year-old Manchester-by-the-Sea native not only stars in the Fox comedy "Ben and Kate," but he's also an Oscar winner (best adapted screenplay for "The Descendants"), and he just co-directed "The Way, Way Back" with a cast that included Steve Carell, Sam Rockwell, Allison Janney, and
Toni Collette.
Still, it was only recently that his parents were persuaded that Hollywood might be the right place for Faxon (below).


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Collection The Life of A City: Early Films of New York, 1898 to 1906Show Featured Items
Panorama of Riker's Island, N.Y. /
Copyright: Thomas A. Edison; 20May1903; H32031. Duration: 2:15 at 15 fps. Camera, Edwin S. Porter. Photographed May 9, 1903. Location: East River, New York, N.Y. The film was photographed from a boat ...
- Original Format: Film, Video
- Date: 1903


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After a long, winless year in American Le Mans GT2, Corvette Racing was resigned to second place at Petit Le Mans. Until Ferrari broke down in the final lap. Wait for the sound of joy at about three minutes in.
This Is What It's Like To Win On The Last Lap
Pending approval Justin Hyde


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- Daily 2nd Place June 23, 2010
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The battle continues this time Rayquaza has been unleashed by a powerful new trainer and is on a Pokemon hunting rampage! Can Fry and co take this beast down? join the high paced action and find out.
***READ NOW!!** This flash is considerably more graphic intensive than the first, so I have inserted quality toggle control functions (central black buttons below); however it is only an issue on slower computers. If it still tends to lag with low quality, try watch in firefox then hold ctrl and scroll down with your mouse to zoom out the page. This will drasitically reduce the stress the flash graphics renders on your pc's cpu
Be sure to watch "Fated Battle" if you still have not seen the first part of the action. Just like to say as you all know I'm not the biggest fan of Pokemon, last game I played being Pokemon silver O_o and hardly not ever seeing the anime. I did all research on bulbapedia to keep accuracy. I mixed aspects of the anime and game into this so I hope it appeals to you all.
NOTE: Now my third flash and as you can see I'm getting better :) I've literally been called the Micheal Bay of newgrounds haha so you'll either love my style or hate it completely! well there is only enough I can do. BTW as I'm a dbz fanatic I'm sure you'll be nostagic after this, so make sure to keep up as they move pretty fast. So if you hate Z awww too bad tut* tut*
NOTE2: For those wondering why I haven't credited the main Rayquaza battle theme here. It is because it is non-existent here on Newgrounds. It was produced by a guy who goes by the name of Pokemonremixstudios. He is notorious for mixing amazing pokemon themes on Youtube, so all credit for music goes to him. If your having trouble finding the mix, PM me and I'll PM you the link :)
Runtime- 4:32 mins (Battle scene duration)
Frame Rate- AS3 20fps = AS2 24fps
Symbol Count- 1800!! O_o (Almost double the first :o)
Production Time of Flash- 3x the original :P due to my laziness
Be sure to watch to the credits for a surprise O.O
and hope you enjoy or enjoyed the cataclysmic battle! Rayquaza is Badass right?! XD
Rated 5 / 5 stars 3 weeks ago
There was a fight between 2 pokemon. Can you find them and identify them?
Rated 5 / 5 stars July 3, 2014
Why must it end like that? *cries it was so good. It Seriously sent tingle in the back of my neck. No joke either that stuff iz just outstanding. Please make more plz plz plz plz plz plz
Rated 5 / 5 stars May 21, 2014
this was so fucking beast bro!!!!!
Rated 5 / 5 stars April 22, 2014
Well, I Have No Idea Whats Going On. But Anyways......THIS IS AWESOME!!!!!!!!!!!!
Rated 5 / 5 stars April 16, 2014
next on can you do Acuses vs. Zekom, Palika and blaziken


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Wine Review Online was originally conceived by Publisher Robert Whitley as an all-encompassing platform for the many talented wine journalists he came across in his travels as wine columnist for the Creators Syndicate.
Wouldn't it be remarkable, Robert thought, if a significant number of these great voices on the subject of wine could be assembled in one powerful publication? It so happened that Editor Michael Franz, a wine columnist for The Washington Post, had been entertaining similar thoughts.
Whitley and Franz partnered on the concept in early 2005 and Wine Review Online was born.
We believe we have assembled a veritable all-star team of respected wine journalists. Our crew is not only experienced in the wines of the world, but insightful, entertaining and funny, too!
It is our goal to deliver the very finest in wine evaluation, information and education. We hope you will visit often (though our publication schedule is weekly, we will offer a daily wine pick) and take advantage of the expertise of our great team. You can send questions or comments to any of our columnists at the email addresses appearing in the bios below.
It is our hope that you will embrace Wine Review Online and make it your No. 1 resource for credible information and recommendations on wine.
Michael Apstein, M.D., is a frequent contributor to the San Francisco Chronicle, a wine educator for more than 20 years, a freelance contributor to many national magazines, James Beard Award winner for wine writing, former wine columnist for the Boston Globe, and a judge for numerous national and international wine competitions. Contact: firstname.lastname@example.com
Gerald D. Boyd has been writing about wine and spirits since 1968. He is the former Editor of The Wine Spectator and was a staff wine writer for The San Francisco Chronicle. Gerald currently is a regular contributor to Decanter, The Wine News, Quarterly Review of Wines and Winestate of Australia, as well as the trade magazines Vineyard & Winery Management and Hotel Food & Beverage Executive. Gerald also is an adjunct wine instructor at Santa Rosa Junior College.
Rich Cook has been writing about wine since 2008 at www.winewiseweb.com. He currently serves as the Director of the San Diego County Fair Wine Competitions and is the Assistant Director of the San Diego International Wine Competition and Robert Whitley's Challenge Wine Competitions. He is a panelist with the California Grapevine and has been the Chief Judge at the Monterey International Wine Competition since 2011. Contact: firstname.lastname@example.com
Mary Ewing-Mulligan, MW, is co-author of Wine for Dummies and six other books, president of International Wine Center, executive director of U.S. programs for the Wine & Spirit Educational Trust, president of the Institute of Masters of Wine (North America) and wine columnist for The New York Daily News and the trade magazines Nation's Restaurant News and Beverage Dynamics.
Michael Franz is editor and managing partner of Wine Review Online, a freelance contributor to several international wine magazines, instructor for L'Academie de Cuisine and Capital Wine School, and consultant to 14 restaurants. He wrote as wine columnist for The Washington Post for 11 years before leaving to edit WRO, has served as Chief Judge for five different wine competitions, and has conducted more than 1,000 site visits and tastings at wineries around the world. Contact: email@example.com
Paul Lukacs is author of several books including Inventing Wine and The Great Wines of America. Paul's first book, American Vintage: The Rise of American Wine, won the three major wine Book of the Year awards in 2001 -- the James Beard Foundation, Champagne Veuve Clicquot, and the International Association of Culinary Professionals.
Ed McCarthy is author of Champagne for Dummies and co-author of Wine For Dummies, White Wine For Dummies, Red Wine For Dummies, Wine Buying Companion For Dummies, French Wine For Dummies, and Italian Wine For Dummies, as well as regular contributor to QRW magazine, and columnist for Nation's Restaurant News and Beverage Media. He and Mary Ewing-Mulligan co-authored WINE STYLE, published in October '05.
Linda Murphy is the co-author of American Wine with Jancis Robinson. She lives in Sonoma County and is the West Coast correspondent for Decanter magazine and U.S. correspondent for JancisRobinson.com. She also contributes to Food & Wine magazine, Epicurious.com and the San Francisco Chronicle, where she was the wine editor from 2003 to 2006 and won two James Beard Awards for best food/wine section. Before joining the Chronicle, Linda was Managing Editor of WineToday.com, the New York Times' wine web site. In a previous career, she was a sportswriter at the San Diego Union newspaper, but gave up that beer-and-a-shot world for fine wine. Contact: firstname.lastname@example.com
Rebecca Murphy was the first female wine steward in Texas, and has gone on to found and produce The Dallas Morning News and TexSom Wine Competition. She is also handling the operations for the newly established Sunset International Wine Competition, and has judged many national and international wine competitions. As a writer, she has contributed a weekly feature to The Dallas Morning News for many years, and has written for Wine Business Monthly and Wines & Vines in addition to furnishing entries for The Oxford Companion to Wine and the sixth edition of The World Atlas of Wine. Contact: firstname.lastname@example.com
Marguerite Thomas is travel editor for The Wine News, and author of a monthly column, "The Intrepid Gastronome," for The Los Angeles Times International Syndicate. She is author of a cookbook and of two books about wines in the Eastern U.S., and is a frequent contributor to national wine magazines. Contact: firstname.lastname@example.com
James Tidwell, MS, CWE, is currently Beverage Manager and Sommelier at Four Seasons Resort and Club in Irving, Texas. He is a sommelier representative on Four Seasons Hotels and Resorts' core wine committee, and is the Lead Sommelier on the corporate beverage committee. In 2009, he passed the prestigious Master Sommelier examination, and in 2003 passed the Certified Wine Educator Exam on the first attempt, earning the highest score out of the hundreds of candidates who took the exam that year. James is also the co-founder of TEXSOM, North America's preeminent wine educational conference. Contact: email@example.com
Robert Whitley is publisher and managing partner of Wine Review Online, author of "Wine Talk," a column syndicated nationally by the Creators Syndicate, a monthly contributor to the Reuters "Vine Talk" column, host of an online radio show 'Whitley On Wine', and director of the following international wine competitions: Critics Challenge, Sommelier Challenge, Winemaker Challenge and San Diego International. (www.CriticsChallenge.com, www.SommelierChallenge.com, www.WinemakerChallenge.com, www.SDIWC.com).
Contact: firstname.lastname@example.com, http://twitter.com/wineguru
Wilfred Wong has been writing about wine for national publications for more than three decades. Wilfred probably judges more wine competitions than any other person alive, and travels the globe extensively in pursuit of interesting and outstanding wines. He recently retired from the national chain Beverages & More (BevMo), where he was Cellar Master since 1995, to become "Chief Storyteller" for Wine.com.
Note: Each of Wine Review Online's contributing writers has his or her own policies regarding wine samples. Please contact the writer for information including shipping address for wines to be submitted for review.


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Using Shea butter for the first time tonight to do a twist out. Any pointers?
Can someone please convince me to buy some shea butter? What am I missing out on? Share your experiences…thanks in advance!!
What is Shea Butter?
Shea butter, also known as African Karite butter, is a natural fat that is extracted from a nut of the Karite Tree grown in West Africa and in some regions in East Africa. Raw or unrefined Shea butter contains natural irremovable fat which is the main source of its…
Glad I found this. I along with some friends of mine really need the info on the benefits of using Shea Butter. Enjoy!
- - A rather informative excerpt I found on the product's website. I do hope this answers all your questions as it has answered mine. Be sure to also check the website for additional information on other incredible uses.
Disclaimer: This photograph was not taken by me, and I take…


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There were times in which Leontien van Moorsel and Jeannie Longo battled against each other on the slopes of Alpe d'Huez during the Tour de France for women. There were times when Debby Mansveld won the Amstel Gold Race and Mirjam Melchers claimed victory in Milan-San Remo. It is possible! Even better, the great historical races were already there for us women. Where have they gone? Why were they cancelled? How can it be that we actually ride the same route, more or less, as the Amstel Gold Race but on a different day and time than the pro's?
If you consider that women's racing has improved and professionalized a lot since the age of Van Moorsel, Longo, Mansveld and Melchers, it's even more remarkable…I admit that only the top riders can earn a good living out of racing, even though it's still not a lot. We, the unknown gregario's in the big teams, have to work hard to keep afloat. We have to work next to racing, or ask support from our parents or husbands. To compare, for the money Bauke Mollema earns in a month we have to race five years.
That doesn't get us any further. We can be as professional as we are, working hard to reach our goals but in the end it all depends on the money to take our sport further. Women's cycling doesn't have the image or grand history the men have. But we can start building that image and make history if we start racing the famous and infamous races that are on the men's calendar. The tv cameras and journalists are already there so it should be really easy for both the media and the public.
In Flanders they understood this and introduced Gent-Wevelgem to our race calendar. But not every race organizer is as willing as they are in Flanders. If they were, the Primavera Rosa or Amstel Gold Race for women wouldn't have been skipped. And times have changed. We are all on twitter, Facebook and the internet. People follow us but they hardly ever get to see us actually race.
We don't have to expect anything from the well-known race organizers, even though there are some exceptions. Therefore it's time that the UCI takes measures into its own hands and demands that every race also feautures a women's version. Needless to say that we would be delighted and find it extremely cool. It's up to you mr. McQuaid.
Marijn Fietst» Blog Archive » Open letter to Pat McQuaid
Marijn de Vries makes excellent points, as always - head over and read the whole thing, it's very good!
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Our Price: $15.99
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ECE Administrative OfficeMonday-Friday8 a.m. to 5 p.m.ECE Building, Room 256520.621.6193520.621.8076 firstname.lastname@example.com of Arizona1230 E. Speedway Blvd.P.O. Box 210104Tucson, AZ 85721-0104Undergraduate AdvisorMarisa Pope-MalingsOffice: ECE 201Phone: 520.621.6171EmailGraduate AdvisorTami WhelanOffice: ECE 261Phone: 520.621.6195Email
University Program Cadence Member
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(Note: To download a press release file you need to have Adobe Acrobat Reader 3.0 or newer installed on your machine. The reader is a free download from Adobe Acrobat.)
The Broomfield Police Department utilizes a team of public information officers. They are responsible for meeting with the press, addressing any inquiries from the media, and serving as the voice of the Department. The team is comprised of Program Administrator/Emergency Manager Kent Davies, Public Education Coordinator Joleen Reefe (primary PIO), Sergeant Steve Griebel (Assistant PIO), and Sergeants Mark Goodell, Rick Kempsell, Brendan Sullivan, David Walts, and Heidi Walts (supporting PIOs).
The on-call public information officer can be reached through the Communications Center at 303.438.6400.
08/12/14 Update on Medical Call & Officer Shooting of Dog
08/07/14 Motor Vehicle Theft
07/14/14 Missing. Then Found, Elderly Woman
07/12/14 Assault with a Weapon - BB/Pellet Gun
06/20/14 Medical Call & Officer Shooting of Dog
06/18/14 Fireworks in Broomfield
06/11/14 Prostitution Update & Photo
06/11/14 Prostitution Arrest
06/04/14 Armed Robbery - Go Go Liquors Update
05/25/14 Armed Robbery - Go Go Liquors
The following surveillance video clips shows two of the suspects: https://www.youtube.com/watch?v=d318ZHUH5wk
05/19/14 Missing Person Erin Huss - Found and returned to her guardian


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Craig Armstrong Online
This website is an online resource to Craig Armstrong. One of the most popular and in-demand composer / arranger / performers in the film and music industry.
His emotionally charged, distinctive and eloquent style of music has graced films such as Romeo + Juliet, Moulin Rouge, Ray, Love Actually, Plunkett & Macleane, World Trade Center and Elizabeth: The Golden Age.
In conjunction with his film scoring work, Craig Armstrong has also released several albums of original music. His most recent collaborative project Winona, released their first album in 2008 to glowing reviews.
Recent projects included the film score to NEDs and The Great Gatsby and Oliver Stone's Untold History Of The United States.
* For more updates on the work of Craig Armstrong please follow @Armstrongonline on Twitter.
- The Great Gatsby Score released
- 14.08.13
- The Great Gatsby movie released
- 18.05.13
- In Time - New Film Score
- 18.10.11
- craigarmstrong.com
- 24.11.10
- Concert for Care Footage
- 04.11.10
- Concert for Care - Live Performance
- 04.08.10


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Campaign Snag for Gov. Jerry Brown?
It was once thought to be an insurmountable lead. But now Jerry Brown's campaign to keep the governor's office... Watch »
NYC Council Speaker Tweets About HPV Diagnosis, Urges Annual Check-Ups
City Council Speaker Melissa Mark-Viverito announced via Twitter Sunday that she had "high-risk HPV" in an effort to... Read »
Former Vt. U.S. Sen. Jeffords Dead at 80
The former U.S. senator from Vermont who in 2001 tipped control of the Senate when he quit the Republican Party... Watch »
Defense to Begin in Corruption Trial Against Ex-Va. Governor
The defense is set to start presenting its case in the public corruption trial of former Virginia Gov. Bob McDonnell Watch »
Prosecution Rests in Corruption Trial of Va. Ex-Gov. McDonnell, Wife
The prosecution rested its case Thursday in the corruption trial of former Virginia Gov. Bob McDonnell and his wife, Watch »
Florida Ad Tries to Connect Pot With Date Rape
The campaign against medical marijuana in Florida is in high gear as it tries to link easier access to pot to... Watch »
"Six Californias" Wouldn't Help Republicans: Study
Would splitting up California into six states help the Republicans send a senator from Bakersfield to Congress? Not... Read »
San Francisco Voters "Most Liberal": Report
Researchers at MIT and UCLA have uncovered the truth, or at least based it in fact: San Francisco is indeed... Read »
McDonnell Corruption Trial: Brother of Star Witness Testifies
Prosecutors presented Tuesday afternoon what they say is another example of gifts the former first couple... Watch »
"Tiger Selfies" Banned in New York
New York's Internet Romeos will have to find new ways to attract mates now that it's illegal to pose for photos with... Read »
Examining the Latest Proposal to Ban Plastic Bags in CA
NBC Bay Area political analyst Larry Gerston tells us whether the current effort to ban plastic bags in... Watch »
McDonnell Corruption Trial: Aide Says He Had No Idea...
The onetime chief of staff to former Virginia Gov. Bob McDonnell says he had no idea at the time that his boss... Watch »
Cap and Trade Will Hit Californians January
For most Californians, cap and trade refers to a vague method that businesses deal with pollution. But cap and trade Watch »
Jean Quan to Leave Driving to Staffers: Report
It appears Oakland Mayor Jean Quan will not be behind the wheel this election season. Read »
McDonnell Trial: Colleague Had Misgivings About CEO's Dealings...
An associate of the wealthy businessman at the center of former Virginia Gov. Bob McDonnell's corruption case... Watch »
New Revelation: Undercover FBI Agent Removed from Yee Probe
A new revelation in the corruption case involving suspended state Sen. Leland Yee: One of the FBI's... Watch »
McDonnell Corruption Trial: Gov. "Worshipped" Ground His Wife...
The woman who ran the Virginia governor's mansion under Bob McDonnell said the governor worshipped the ground... Watch »
Nixon Tapes Released on 40th Anniversary of Resignation
Almost a decade after Richard Nixon resigned, the disgraced former president sat down with his one-time aide... Watch »
Backlog of Bills in Sacramento
NBC Bay Area's political analyst Larry Gerston breaks down the backlog of bills in Sacramento right now and... Watch »
Cantor to Resign From Congress August 18
U.S. Rep. Eric Cantor tells a Virginia newspaper he will resign his seat in the House of Representatives... Read »


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Back to Home
Hundreds of people drown each year in the U.S., including those who die in boating accidents and in swimming pools. Summertime is a prime time for water-related injuries. Learn more about water safety by taking this quiz, based on information from the American Red Cross (ARC) and other safety groups.
Martin Health System 200 S.E. Hospital Ave., P.O. Box 9010, Stuart, FL 34995 772.287.5200
Copyright © 2014
Martin Health System
is a not-for-profit, community-based health care organization


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Script section containing code for Liveperson Chat Solution
Features & Benefits:
How to Use:
Please see instructional DVD.
About the Bruce Hymanson
Bruce Hymanson is the President and Creator of Bodyblade. As a Registered Physical Therapist for the past 30 years, he originally created this product for his clients who were recovering from injuries. To fit their needs, he created a low-impact exercise product which allowed physical therapy clients to see results without using a wide range of motion. His products are now used in hospitals, health clubs, physical therapy rehab centers, and for sports teams.
Material Content: Rubber


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Annual Prayer Breakfast
For 42 consecutive years, High Point University has brought the wider High Point faith community together for the Annual Prayer Breakfast. Each year, the annual event includes an inspiring message, special music provided by the HPU Chapel Choir directed by Dr. Marc Foster, as well as a silent prayer held in memory of alumni, members of the university family and the community, as well as other friends who have passed away during the past year.
This event sharpens the spiritual senses that joy and peace might take root during the Christmas season.
2012 – Rev. John Fitzgerald speaks at the 42nd Annual Prayer Breakfast
Rev. John Fizgerald's transcript
2010 – Bishop Dale C. Bronner headlines 40th Annual Prayer Breakfast
2009 – Dr. Kent Millard headlines 39th Annual Prayer Breakfast
2006 – Dr. Thomas G. Long headlines 36th Annual Prayer Breakfast


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A Raleigh computer-repair business was ordered to stop accepting money for work Friday after 24 customers complained the company misled them.
Raleigh Geeks was put under court order to stop collecting money or creating contracts with customers for computer repairs by North Carolina Attorney General Roy Cooper.
The attorney general's office said Raleigh Geeks accepted payment for repairs up front and did not complete work when agreed upon.
Some consumers would get no response from the comp nay or would be told the repairs would be completed soon, the attorney general's office said.
Cooper said the company would sometimes returned computers in worse condition than when they were brought in to for repair. In other cases, Raleigh Geeks would not return units at all.
Cooper said he filed the lawsuit and submitted a request for a restraining order after 24 customers said Raleigh Geeks either returned computers that were still broken or gave bad information about repairs.
"Taking money up front, keeping someone's computer for months, and then giving it back still broken is no way to do business," Cooper said. "Customers who paid for repairs that never happened deserve their money and their computers back."
Cooper's office said Raleigh Geeks is also known as Caveman Computers, ProTech Computers and Fuquay Computer Center. The company has locations in Raleigh, Apex, Fuquay-Varina and Garner, Cooper said.
"When you pay someone for repair work, you expect to get your property back on time and in working order," Cooper said. "Take precautions in case a fix-it job doesn't go the way it should."
Cooper's office said to follow these tips when getting an electronic device repaired:
To check out a computer repair company or file a complaint against one, North Carolina consumers can call 1-877-5-NO-SCAM toll-free within state. Consumers can also file a complaint online atwww.ncdoj.gov.
Traveling from Oregon to California, Biddy the hedgehog has made the most of their summer vacation!
250 International Dr.Spartanburg, S.C. 29303
Telephone: 864.576.7777
Fax: 864.587.5430
Email: firstname.lastname@example.com


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A home in the south of Sweden.
Photo by Nicklas Rudfell for Hus & Hem.
A home in Gothenburg, Sweden.
Photo from the real estate agency Alvhem.
Photo from Danish OYOY.
A home for sale in Sweden.
Photo via Fantastic Frank.
A home in Sweden.
Photo by Benedikte Ugland for Sköna Hem.
Photo from Bemz.
Photo from Danish Ferm Living.
Photo from the real estate agency Stadshem.
Styling by Tina Hellberg and photo by Nina Broberg for Ikea Livet Hemma.
Photo from Danish OYOY Living Design.


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PRESS RELEASE FROM THE SPOKANE VALLEY POLICE DEPT. - On Tuesday April 9, 2013, at 12:15 p.m., Spokane Valley Sheriff's
Deputies responded to Wells Fargo Bank at 14020 E. Sprague on a robbery call.
The bank is located inside Safeway. Deputies searched for the suspect in the
attached photographs and were not able to locate him in the area. Bank
employees said the suspect demanded money at the counter, then left the
Sheriff's Office Major Crimes Detective Kirk Keyser is asking
for assistance from the public in identifying the suspect. Crime Stoppers is
offering a cash reward for anyone providing information leading to the arrest
and conviction of the suspect.
Persons with information should
call the Crime Stoppers Tip Line at 1-800-222-TIPS, or should forward the tip
via the Internet website www.crimestoppersinlandnorthwest.org. Tipsters do not have to give their name to collect the cash reward.
Crime Stoppers of the Inland
Northwest is a civilian organization that promotes public safety by paying cash
rewards for information that solves crimes. It is not affiliated with law


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Seam sealing Tyvek 1443 with silicone/mineral spirit mix
Well I have just about finished my Tyvek Bivy but I need to fix up some seams.I used two sided Carpet tape to assemble itBut the seams sealing would be mostly for strengthening and laying down any raised edges water resistance would just be bonus.Has anyone every used silicone (GE silicone II) thinned with mineral spirits on Tyvek?
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A Game of Dwarves for PC
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A Game of Dwarves trailer shows the little guys digging, building, and battling
Paradox Interactive has released a new trailer for A Game of Dwarves. The video showcases more of the upcoming strategy...


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= Access RestrictedLast update: 10/01/14
Home > Education
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State and federal regulations require that the Security Officer must submit a report to the institution's Board of Directors annually regarding the effectiveness of the Security Program. The first step in this process is to conduct a thorough review of the institution. The goals of this review are to identify and remedy actual and potential sources of safety-related issues and monetary losses.The purpose of the security review is to identify conditions that may result in a loss or a legal action tomorrow - or thirty years from now. In other words, this review simply targets an institution's loss potential - using a standardized, practical and cost-effective methodology for analyzing the condition and contributions of the security function; and identifying the institution-wide windows of opportunity for loss from all sources.
This program contains 2 module(s).
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Perforated leather comfort is standard on every model. 10-way adjustability and power lumbar support means every driver can find a perfect position. And if three adult passengers aren't enjoying plenty of legroom in the second row, you can drop the spring-loaded rear seat for 76.9 cu-ft.47 of flat, cargo space. Not surprising, the RDX was recognized with WardsAuto's 10 Best Interiors award.
With i-VTEC® technology, the RDX needs only 3.5 liters to produce 273 horsepower (SAE Net). Sequential SportShift paddle shifters put instant exhilaration right at your fingertips. Variable Cylinder Management, low friction technology and lightweight construction appeal to your prudent side and contribute to class-leading fuel efficiency38—in both 2WD and AWD configurations.
An excellent reason to add the Technology Package: The state-of-the-art, 10-speaker Acura/ELS Surround®32 premium audio system. Developed by Acura and Grammy® award-winning producer Elliot Scheiner, the system makes music sound like it did the day they hit "Record" in the studio. Pandora®45 integration with your paired smartphone makes it even better.


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What Makes For A Qualified Renter
Since big cities often have a rush on newly vacant apartments, separate yourself from other applicants by being a qualified renter. Follow these tips to show your potential new landlord that you are the best tenant for the space.
- No pets. Yes, this is a tough one since many people have a pet. That being said, if you are pet-free then make sure the landlord knows this first.
- Non smoker. Most cities have banned smoking in restaurants and public places and this also goes for apartment buildings as well. The landlord may not ask about this but let him or her know that you don't smoke.
- Employment. Most landlords will ask so be prepared to share your current employment situation. Most applications have this listed. Consider bringing a letter from your employer.
- References. Break apart from the pack and bring a reference letter or two to show that you are responsible and have your stuff together.
- Quiet. Ok you don't have to be super quiet but let the landlord know that you don't play music too loud or any instruments.
- Longer lease. If you know you'll be staying around for a while, tell the landlord up front that you would be willing to sign a 2-year lease.
- Interview. You'll meet the landlord on your visit to check out the apartment. Follow up and ask for an interview so you can relay all of the above information in person and without other apartment seekers around. This will also show the landlord that you are serious about renting an apartment.
Overall, the landlord wants good, responsible people living in the building. Yes, most of this is common sense so talk about all of these things as you are going through your apartment search.
What are your apartment renting tips? Share them with us below.
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33 Comments
Sorry, but it requires the caps. And now I want a sheepskin for my leather couch.
Do not offer to sign a longer lease unless you are quite sure of the apartment's livability.
I've known many people who sign long leases out of enthusiasm before realizing the landlord is nutso, the neighbors think the building is version 2.0 of their frat house, the laundry room floods during every big storm, etc.
I can't believe you forgot this:
Good Credit.
Thanks for sharing, bepsf! Yes, good credit is important so bring those 1-time free reports with you and save $25 if you can.
References. Last time I was apartment hunting 3 out of the 4 landlords I interviewed were shocked that I brought a list of references. One offered me the apartment based solely on that.
Some landlords/property management companies will run their own credit checks. I'm not sure if a self-provided credit report would be sufficient.
I was in competition to get a really choice apartment many years ago. I brought my last two W-2 forms and a bank statement showing healthy savings and a stock portfolio. It may have been overkill, but I got the apartment and lived there happily for four years with only one minor rent increase until I bought my first house.
Looking in Toronto, a town with a consistent 0.01% vacancy rate, I put together a "Rental CV".
Since almost every landlord had a long, detailed application form to fill out, I made up a CV listing my employer, my references, and all the names and contact information for my last five landlords, plus anything else they'd need to know.
It made applying for places fast and easy, made checking my references a snap, and made me stand out from the crowd. Everyone else would be kneeling in the hallway trying to print their previous landlords name in those stupid little boxes, and I'd just say "Here".
For a grad student, I got some fabulous apartments that way.
Putting together a package including your credit report and a letter giving them a bit of information about yourself (and your pet, if you have one) is a big help. In the event that meeting face to face isn't possible, it's a great way to let them know a bit about you and your personality. I think we got our current place partly because of the adorable photo of our kitten we included, not to mention our willingness to offer a huge pet deposit.
Do not sign a long lease before you move in. Until you live there and know that you want to stay the best thing about an awful apartment is knowing you can move when your lease is up.
I'm a real estate agent in NYC, and a letter of employment, excellent credit and meeting with the landlord is required, not an option. The best thing to separate you from the rest of the pack is having everything ready to go, and to be ready to rent. I can't tell you how many times I've shown the apartment, the client has loved it, went home to think it over, and when they finally get back to me, it's gone.
Also, in a lot of leases now, there's a 30 day written notice clause to get out of the lease if you need to. Just make sure it's in your lease!
jrochest, a Rental CV is an amazing idea! It makes so much sense, I'm surprised landlords don't make it a requirement.
I think having bank statements, paycheck statements, rental history and references ready to go are pluses, especially if they aren't requested by the landlord. I even included a brief "cover letter" with my documents I submitted when I was first viewed my studio, explaining where I went to school, how I got my job, and stressed how organized and clean I was. I was offered the studio the following day. I also happened to luck out with no credit check; which I think is helpful to potential tenants and more reliable for landlords. I submitted proof of my income and they could see my spending habits by my bank statements. I think this was more of an assurance than a credit system that I think, especially nowadays, is quickly becomming nothing more than proof of the rogue business schemes of creditors.
Renting in San Francisco, as in other major cities, it's cutthroat. You don't have the option nor the luxury of not signing a lease before you move in. They won't even let you have the keys until you do.
What has worked for me, and it works for a lot of my friends, is to bring the rental packet: credit history, employment record (last two paycheck stubs), recommendation letters from previous landlords, checkbook, and your bank account.
All the other items lets the landlord see you're responsible. The checkbook and bank statement is to allow you to pay for the place on the spot. In SF, if it's your dream apartment, it's likely someone else's as well. There are a lot of crappy apartments, so when you find one you love, you have to secure it, on the spot if possible.
That's how I got my current apartment. Saw it on the spot, and paid for it on the spot.
Not sure what it cost to move into places in other city, but it is not uncommon in SF for it to be one month's rent, last month's rent, and security deposit (of one month or one and a half month's rent).
I've seen people do crazy things to secure a place. I've also had places swiped from under me from people who were better prepared than me. Now, I come prepared and ready.
i'm with autobot. i've been looking for a new place to live (the house i live in and don't own is being foreclosed on), and i've noticed a lot more landlords and property management companies are willing to work with so-called bad credit than just a few years ago. so many people have had their credit screwed up through no fault of their own lately. having a good credit history and having a credit card company lower your available credit adversely impacts your credit score.
i don't know what it's like in other parts of the country, but here in southern california, there have been so many foreclosures and short sales and all those people had to find someplace else to live, and did. also, vacancy rates are actually high here, and rents have gone down.
crunchygranola, which part of Southern California are you living in? It took me MONTHS to find a okay/decent one bedroom(loads of 2 and 3 beds for 2500 and up) that wasn't astronomical or was lacking either laundry facilities or parking(its Los Angeles, we have no other choice than to drive). I pay just as much for my LA place than i did for my apt in NY. Which is just sad.
Been a long time from renting. I also leave in the country. I remember melting when walking into a certain place and saying "I was home" and it was mine.With the move in I was greeted with a fireplace filed with wood and matches to set it off. The rental agent had a bottle of champagne/ glasses. and neighbors brought fresh flowers. Ya, really!!! I still live in this town. Just try to get me to move.
BTW I greet new neighbors with chocolate covered strawberries and bubbles!
Just wanted to second post # 2: Do not sign a longer-term lease (e.g. 2 years) until you have lived in an apartment for a while! I once fell in love with a loft studio on what I thought was a quiet street. Well, it was quiet in the afternoon, but at 6:30AM there was a steady stream of delivery trucks going past and the large windows made it sound like they were going right through my room. Thankfully, the landlady let me out of my 1-year lease a few months early when I moved to a condo (but I would have moved even if it meant paying the rent for two more months).
after looking at this photo, i wondered whether bringing along some snapshots of your current well-loved (err... well-decorated) apartment might not hurt. Maybe landlords would prefer tenants who are conscientious and respect the aesthetic condition of a home? any thoughts?
lemook, I did exactly that to secure our current place. After several go rounds, my man & I were informed that we were in the "final 2" of possible tenants. Desperate to get the 1 apartment we had seen on the 1 weekend I flew in to look at places, I racked my brain for what could push to the top spot.
I had documented the evolution of my previous place so I sent the link to the online album. I had it professionally painted and picked every piece of new/old furniture for the place (I still love & have it all). I also made sure my landlord knew I would be moving my stuff in and the boy's stuff was going to people who needed it more than us.
I loved that place and I think it showed in the pics - seems like my current landlord agreed. :) She always comments how nice the place looks when she comes by, which is a nice full circle moment.
I wouldn't bring photos that show anything nailed to the wall.
To second some of the other comments, in most cities (except Toronto, where I lived in many different apts and never provided one), a credit history is not optional. I just bring my own copy with me
In NYC, for example, we gave a credit report, and $ to "hold" the apt. with the application, which was, in my experience, just a formality, as we were accepted on the spot. That $ was decucted from the deposits.
In Miami Beach, it was just a credit score, which I again, provided for them on the spot, and the deposit.
Incidentally, we have 3 pets, and I smoke (but never inside), and that didn't really make a difference. In fact, every single solitary apt. that I've lived in except my current one, was "no pets allowed" officially, until they met me. Sometimes (apparently more often than not), that is really negotiable. Except here in Miami Beach, which is very strict about pets.
That having been said, we are "good tenants" renting good apartments. I think a big part of "winning" the apartment is how you relate to the owner.
In addition to all mentioned above: make sur you dress appropriately. I was more successful in convincing a landlord about what a great tenant I am when dressed to the nines. If necessary just pretend you're coming straight from work. Also (for women) be extremely friendly and a little flirty - not too much though, nobody wants a slutty tenant :-P
I like the tips above except signing a longer lease. Only sign a longer lease if you've known someone personally who's lived there who could give their recommendation of how everything goes with the landlord, units, etc.
Yes on the references! I once scored a great apartment after breaking a lease (evil roommate, horrible landlord, and more) because I was able to provide a good reference from my first landlord. That (great apartment) landlord then waived half the fees when I got transferred before the end of my lease and wrote me the "clean, on time, delightful" recommendation which got us some fees waived here, too! Also, the letter from the employer is vital if you have a housing allowance as part of your package.
Copies of your stock portfolio??!! There is no way I would be willing to provide that to a potential landlord!
The last time I went apartment hunting, I did bring a copy of my credit report, but the manager couldn't use it because she needed a different kind of credit report that lists rental history, i.e. evictions.
I found the same thing as crunchygran0la: a few months ago, it was definitely a renter's market. Every apartment complex had some kind of promotion going on, and the manager of the apartment complex where I live now was very candid and confessed that she was desperate to fill a lot of vacancies. (Bridget212323 - I live in San Diego.)
I guess Southern California must be different than other big cities because I've never had to go to the lengths that these other readers have. Just the basics - proof of employment, good credit, and a good rental history. Or maybe it's because I tend to look for places off the beaten path.
This post is so timely! I'm currently looking for an apartment in Toronto, and it's turning into a major headache.
My main problem is this: I don't have any former landlords, as up until now, I've always lived at "home" with my mom -- I even stayed home through university, which I finished just over a year ago. I'm now ready to move out, and I have a great job and salary, great credit, and no debt... BUT I can't provide any references from former apartments. I'm getting the feeling that because of this, I'm automatically discounted from competition for the better apartments, i.e., the ones I actually really want.
How do I get around this?
When my husband and I went to see our current apartment, we brought a rental resume with all our info and a description of us, credit reports, and a pet resume for our dog. The pet resume had a picture of our dog and description including that she's up to date on shots, gets regular check ups, is flea free, etc. Also had references on it! Our landlord was very impressed and picked us to move in. I know writing a pet resume sounds totally ridiculous, but I think it really made us stand out.
If you have a dog, make sure a 'pet friendly' building will allow your particular dog before applying.
There are insurance companies that will withdraw coverage of a rental property if there are ANY dogs living there. Some will permit small dogs, some restrict certain breeds. And, of course, sometimes landlords aren't willing to deal with dogs. (Which annoys me, since two of my best friends have very sweet pitbulls.)
When I managed two buildings, the insurance company would not allow any dogs at all, and I had an applicant become very irate with ME when I explained that the insurance wouldn't allow his Shih Tzu on the premises, as if I had any say in it.
Which brings me to another tip: If the place isn't going to work, bow out politely (you just might run into them at another rental office five years later, and no one wants a diva tenant).
This is a very handy post for me. I'm moving to Los Angeles in a few weeks, and I have narrowed down to a few places, all in the downtownish/Wilshire district... That's the only area I could find semi decent apartments for under $1000 (I'm poor. Sue me :P ). If anyone has any suggestions of management companies or apartment buildings that aren't too expensive, please feel free to post here! Would be SO appreciated! Much love and thanks! :)
SonjaRW -- You need to get references from friends and/or coworkers, professors, and your boss - anyone who would truthfully say you would be a wonderful renter.
Basically though, the first apartment most take is not the best - everyone has to go through their first rental experience. My advice is find someone who will co-sign for you - the landlord would then know he will get every single dime of his money.
@Mlle_j: What a weirdly sexist comment. Are all landlords straight men? And "too slutty"? Really? Good grief.
I say, be polite and friendly, but don't get overly familiar. You are more bound to hit a wrong note that way.
we did what megbot did, and made a pet resume for our indoor cat. we went as far as to get a reference letter from our vet!
in fact, we made a "portfolio" and brought a package to each landlord, all stapled together in a manila envelope with the address of the apartment on it so we wouldn't get them mixed up. it included; letters of reference from our 3 last landlords, all glowing; letters of employment/recommendation from our bosses, photocopies of our last 4 paystubs; credit check letter; pet resume, including reference letter from vet stating the cat was flea-free, up to date on shots, is well-behaved, and that we are responsible owners; and some photographs of the apt we were currently living in, to demonstrate how well we took care of the place. we also included the phone numbers of our neighbours in case the landlords wished to contact them. we also dressed really nicely and were very well-mannered.
all these measures did little to help us find a place in toronto this past summer- we looked at 17 places total, and "bid" on 11 of them to no avail. eventually, the place we got (and are in LOVE with, happily) was given to us because our new landlord was friends with our old landlord!
we both had a hard time not chalking our rejections up to homophobia. has anyone else been rejected this many times in one search? it really seemed like a lot to us.


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Time to get out of bank stocks
Commentary: If your bank is buying, sell. Buybacks are usually ill-timed, ineffective and costly. With video on 3 reasons to dislike buybacks.
By David Weidner, MarketWatch
For the first time in years, investors are cheering the big banks. The latest round of stress tests are over, and dividends are back.
Forgive me if I don't share the excitement.
Sure, it's about time that BB&T (BBT), JPMorgan Chase (JPM) and U.S. Bancorp (USB) are allowed to reward shareholders for their patience and support. Those banks are well run and can afford the cost.
But banks can never let a good thing just be a good thing. Enter the return of stock buybacks.
Post continues after video on stock buybacks:
Buybacks allow companies to use their cash stockpiles to purchase their shares on the open market. The theory is that buybacks shrink the float and make each share worth more.
It is, however, just a theory. In reality, most buybacks don't work. In fact, if your bank is buying, maybe you should sell.
"Most companies have been too enthusiastic with their stock-buyback programs," Standard & Poor's concluded in 2007. They "have not increased shareholder value."
Before we get into why buybacks are a waste of money, let's consider when they do work. Let's say Company X is trading at less than book value. There's worry about X's industry, but X has ample cash. It buys back 2% of its stock. Voila, the price-to-earnings multiple is higher, the momentum shifts, and the shares rise. It's a great story if it's true.
Here's what really happens. Company X's stock is stuck in the doldrums -- mostly because X can't show any meaningful profit growth. So, X announces and spends money on a buyback. The announcement sends shares up briefly, but then they continue to bump along. Any increase in the stock price is offset by cash used to buy shares or shares issued for compensation. If the stock goes down suddenly, Company X has made its situation worse.
OK, you say, that's your opinion. Yes, but consider someone who knows the game pretty well. His name is Warren Buffett. In an interview with PBS's Nightly Business Report in 2009, the head of Berkshire Hathaway (BRK.B) gave his opinion on buybacks:
"If your stock is undervalued, significantly undervalued, management should look at (buybacks) as an alternative to every other activity," Buffett said. "That used to be the way people bought back stocks, but in recent years, companies have bought back stocks at high prices. They've done it because they like supporting the stock."
It's nice to see that Buffett and I are on the same page. But, you say, those are just opinions. Where's the evidence?
Chris Wood, an analyst at Casey Research, took a look at some of the biggest buybacks in recent years: IBM's (IBM) $18.8 billion buyback, General Electric's (GE) $12.4 billion buyback and Home Depot's (HD) 10.8 billion buyback. In all, they represent $42 billion in cash spent on stock.
In every case, the earnings multiples dropped.
So what happened? Wood said the problem with CEOs launching buybacks is the same problem shared by most investors: They try to time the market. He pointed out that there were more than $600 billion in buybacks in 2007 -- the top of the market. When the market tanked, buybacks fell to $180 billion for the full year, even though most companies had cash, Wood said.
After a two-year bull run, the Dow Jones Industrial Average ($INDU) is at roughly 12,000. Does this sound like a good time for a buyback?
"More importantly, when a company repurchases its own shares," Wood said, "it's saying that it has nothing better to do with its cash than employ a strategy that may or may not benefit shareholders and will do absolutely nothing to improve the firm's long-term prospects."
Here's another often-overlooked part of buybacks: They're almost always offset by new shares offered to employees as options. Intel (INTC) was one company that learned the hard way. It spent $1.3 billion on buybacks in the early 1990s, but its shares outstanding actually grew by 4 million because of options. Moreover, it bought stock at an average of $77 but received only $15 for stock options granted to its employees.
For the banks, which have been handing out more stock compensation after the financial crisis, the equation is likely to be even more skewed.
So, while the dividend hikes by big banks are overdue, banks are pushing their luck by using their precious cash for buybacks. Many bankers would argue that their stock meets the criteria laid out by Buffett ("significantly undervalued"), but that's more myth than reality.
Their stocks are valued fairly — at exactly what investors are willing to pay for them.
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I positively love this dish...will try making w/ ground turkey since the spices are plentiful...definately a keeper on my table!!
Mini Greek-Style Meat Loaves with Arugula Salad
Photo: Johnny Autry; Styling: Cindy Barr
More From Cooking Light
Nutritional Information
Amount per serving
- Calories: 347
- Fat: 17.3g
- Saturated fat: 6.3g
- Monounsaturated fat: 7.5g
- Polyunsaturated fat: 1.4g
- Protein: 33.9g
- Carbohydrate: 13.5g
- Fiber: 1.6g
- Cholesterol: 123mg
- Iron: 2.7mg
- Sodium: 588mg
- Calcium: 145mg
- 10 ounce ground sirloin
- 5 ounces lean ground lamb
- 1/3 cup dry breadcrumbs
- 1/3 cup grated red onion
- 4 teaspoons chopped fresh mint
- 4 teaspoons chopped fresh thyme
- 3/8 teaspoon salt, divided
- 1/4 teaspoon ground allspice
- 1/4 teaspoon crushed red pepper
- 3 garlic cloves, minced
- 1 large egg, lightly beaten
- Cooking spray
- 1/2 cup plain fat-free Greek yogurt
- 2 ounces reduced-fat feta, crumbled
- 2 tablespoons fresh lemon juice, divided
- 1 tablespoon extra-virgin olive oil
- 1/4 teaspoon freshly ground black pepper
- 4 cups baby arugula leaves
- 1 1/2 cups (1/4-inch-thick) diagonally sliced seeded peeled cucumber
- 1. Preheat oven to 450°.
- 2. Combine first 4 ingredients in a large bowl. Stir in 1 tablespoon mint, 1 tablespoon thyme, 1/4 teaspoon salt, allspice, and next 3 ingredients (through egg). Press meat mixture into 8 muffin cups coated with cooking spray. Bake at 450° for 7 minutes. Turn broiler to high; broil 3 minutes.
- 3. Combine yogurt, feta, 1 tablespoon juice, 1 teaspoon mint, and 1 teaspoon thyme in a mini food processor; pulse 10 times to combine.
- 4. Combine 1 tablespoon juice, oil, 1/8 teaspoon salt, and pepper in a bowl; stir. Add arugula and cucumber; toss.
MyRecipes is working with Let's Move!, the Partnership for a Healthier America, and USDA's MyPlate to give anyone looking for healthier options access to a trove of recipes that will help them create healthy, tasty plates. For more information about creating a healthy plate, visit www.choosemyplate.gov.
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Mini Greek-Style Meat Loaves with Arugula Salad Recipe at a Glance
- COURSE: Main Dishes
- CONVENIENCE: Kid-Friendly, Quick/Easy, Family
- CUISINE: Greek
- MAIN INGREDIENT: Beef
- COOKING METHOD: Food Processor, Bake, Broil
- PUBLICATION: Cooking Light
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