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Three months ago today, President Obama woke up to the news that US Ambassador Chris Stevens and three other Americans had been murdered during a terrorist attack on our consulate in Benghazi. The president had been informed that an active attack was underway the night before -- but how actively he followed the developing raid, and what (if any) orders he issued, remains a mystery. On September 12, the president skipped his daily intelligence briefing and flew to Las Vegas for a campaign rally. This much we know. The Obama campaign eventually accused Republicans of "politicizing" the massacre...
Tertairy syphilis may not have helped much either.
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The market dropped, but just as quickly rebounded, following a hoax tweet from the Associated Press, Jonathan Cheng reports.
U.S. stocks ended a tumultuous day with strong gains after a false tweet briefly sent financial markets veering on Tuesday, underscoring technology's role in tightly linking global markets.
The Dow Jones Industrial Average briefly plunged Tuesday afternoon before finishing with a gain of 152.29 points, or 1.05%, to 14719.46. Oil also briefly dipped, while U.S. Treasury bond prices soared, after a tweet from the Associated Press's Twitter account claimed that there were two explosions in the White House and that President Barack Obama had been injured.
Markets quickly swung back after the Associated Press said on its corporate website that its account had been hacked. The White House confirmed that there had been no incident.
At the height of the confusion, the blue-chip Dow plunged by about 145 points between 1:08 p.m. and 1:10 p.m. Eastern time, following the erroneous tweet. But stocks soon recovered.
Observers said the episode highlighted the growing use by players in financial markets of social media such as Twitter and Facebook, and underscored the dangers of security breaches at a time when many investors are quick to trade on news.
Keith Bliss, senior vice president with New York brokerage Cuttone & Co. on the trading floor of the New York Stock Exchange, said he heard a slow wave of noise across the exchange floor as traders responded to the first tweet.
"We all started looking at it to figure out what was going on, and just as quickly there was another wave of noise after the AP denied the story," Mr. Bliss said. "Just goes to show, you shouldn't have a knee-jerk reaction to anything that comes across Twitter."
The stock move was echoed by similar gyrations in other markets, where oil momentarily lost 0.7% before recovering, and the CBOE Market Volatility Index, the "fear gauge" known as the VIX, spiked 9% before falling back to its level just a few minutes earlier, down 5% on the day.
Trading volumes in S&P 500 e-mini contracts on the Chicago Mercantile Exchange, futures contracts tracking the S&P 500, shot up to 83,388 traded contracts at 1:09 p.m. ET, from about 295 traded contracts just two minutes earlier. In all, some 314,000 contracts changed hands in five minutes.
The dollar fell against the Japanese yen after the AP's tweet, dropping as low as ¥98.58 from ¥99.27 before the tweet. It snapped back from all losses within four minutes.
Among precious metals, gold futures saw a brief bump of more than $5 per troy ounce but gold quickly fell back to its previous level, around $1,409; silver futures moved less than $1 per troy ounce and also reverted to their prior level when it became clear the report was a hoax.
At about 1:10 p.m., yields on 10-year safe-haven Treasurys fell about 0.05 percentage points, to 1.648% from 1.703%, according to Tradeweb. But by 1:20 p.m., yields were back up to 1.694%.
"It's a huge drop in such a short period of time, and it could only have been due to some type of huge flight to quality resulting from geopolitical concerns," said Gary Pollack, managing director at Deutsche Bank DBK.XE +0.51% Deutsche Bank AG Germany: Xetra €25.58 +0.13 +0.51% July 14, 2014 11:19 am Volume (Delayed 15m) : 1.68M P/E Ratio 536.27 Market Cap €35.10 Billion Dividend Yield 2.93% Rev. per Employee €419,861 07/13/14 Bitcoin Joint Venture to Bid f... 07/13/14 Little Heed Paid to Market's E... 07/11/14 Healthy Banking Diagnosis from... More quote details and news » Asset & Wealth Management. "An explosion at the White House that was rumored to have occurred would certainly be a good example of something like that."
Peter Donovan, an oil-options broker at Vantage Trading working on the floor of the New York Mercantile Exchange, said some traders quickly exited positions after the erroneous report of a terrorist attack. "That sort of stuff gets our attention, as you can imagine…but it was immediately met with skepticism," he said.
As the false Twitter report first spread, a staffer at Los Angeles-based JonesTrading Institutional Services LLC said over a companywide loudspeaker: "Careful, those things can be hacked," said Tom Carter, a managing director at the brokerage.
"We made sure no one made a call on it, and sure enough, look what happened," Mr. Carter said. "You've really got to be careful in those moments. It would be irresponsible to start calling clients about it."
Adding to the investor confusion, the website of retail stock brokerage Charles Schwab SCHW +0.74% Charles Schwab Corp. U.S.: NYSE $27.10 +0.20 +0.74% July 11, 2014 4:02 pm Volume (Delayed 15m) : 4.04M AFTER HOURS $26.76 -0.34 -1.25% July 11, 2014 4:40 pm Volume (Delayed 15m): 12,354 P/E Ratio 31.15 Market Cap $35.26 Billion Dividend Yield 0.89% Rev. per Employee $415,000 07/04/14 Using Immediate Annuities to G... 07/01/14 Fidelity Bans U.S. Investors O... 07/01/14 Windhaven Founder Stephen Cucc... More quote details and news » couldn't be accessed during the final minutes of stock trading. In a Twitter message, the company said: "We are experiencing technical issues with our site and mobile app and are working on resolution."
The momentary scare came on a day of broad gains for the market, the third-straight advance for the major U.S. large-cap benchmarks. The blue-chip Dow finished near the day's highs, while the Standard & Poor's 500-stock index added 16.27 points, or 1.04%, to 1578.78. All 10 sectors of the index finished in positive territory. The Nasdaq Composite, meanwhile, advanced 35.78 points, or 1.11%, to 3269.33.
Financial stocks led the market higher following a pair of strong reports on the housing market and some dividend increases in the sector. Bank of America BAC -0.39% Bank of America Corp. U.S.: NYSE $15.38 -0.06 -0.39% July 11, 2014 4:00 pm Volume (Delayed 15m) : 56.13M AFTER HOURS $15.40 +0.02 +0.13% July 11, 2014 7:59 pm Volume (Delayed 15m): 724,171 P/E Ratio 19.47 Market Cap $161.73 Billion Dividend Yield 0.26% Rev. per Employee $409,537 07/13/14 Spanish Bad-Debt Data Tell Div... 07/11/14 Senate Committee Is Investigat... 07/11/14 A New Wave of Apps for Wealthy... More quote details and news » and Travelers TRV +0.40% Travelers Cos. Inc. U.S.: NYSE $94.68 +0.38 +0.40% July 11, 2014 4:01 pm Volume (Delayed 15m) : 1.11M AFTER HOURS $94.48 -0.20 -0.21% July 11, 2014 4:21 pm Volume (Delayed 15m): 6,644 P/E Ratio 9.03 Market Cap $32.90 Billion Dividend Yield 2.32% Rev. per Employee $863,312 04/27/14 AHEAD OF THE TAPE: Misspelling... 04/22/14 Travelers Profit Tops Estimate... More quote details and news » rose after the insurer raised its dividend and reported quarterly earnings that topped expectations.
DuPont DD -0.08% E.I. DuPont de Nemours & Co. U.S.: NYSE $64.89 -0.05 -0.08% July 11, 2014 4:02 pm Volume (Delayed 15m) : 2.85M AFTER HOURS $64.90 +0.01 +0.02% July 11, 2014 4:40 pm Volume (Delayed 15m): 18,007 P/E Ratio 20.57 Market Cap $59.59 Billion Dividend Yield 2.77% Rev. per Employee $555,609 07/11/14 California Man Sentenced to 15... 07/02/14 U.S. Arrests Second Chinese Ci... 06/27/14 U.S. Stocks End Higher More quote details and news » climbed the most among Dow components, gaining after it boosted its dividend and beat analysts' earnings estimates. United Technologies UTX +0.55% United Technologies Corp. U.S.: NYSE $114.13 +0.62 +0.55% July 11, 2014 4:03 pm Volume (Delayed 15m) : 3.68M AFTER HOURS $114.13 0.00 0.00% July 11, 2014 4:39 pm Volume (Delayed 15m): 16,255 P/E Ratio 18.20 Market Cap $104.63 Billion Dividend Yield 2.07% Rev. per Employee $297,203 07/14/14 Boeing and Airbus Dominate Ski... 07/13/14 Boeing Will Survive an Ex-Im D... 07/13/14 Bombardier Sees CSeries Test F... More quote details and news » fell to lead the Dow decliners after it missed analysts' earnings and revenue estimates.
Netflix NFLX +0.32% Netflix Inc. U.S.: Nasdaq $439.96 +1.41 +0.32% July 11, 2014 4:00 pm Volume (Delayed 15m) : 2.02M AFTER HOURS $440.35 +0.39 +0.09% July 11, 2014 7:59 pm Volume (Delayed 15m): 15,051 P/E Ratio 159.99 Market Cap $26.37 Billion Dividend Yield N/A Rev. per Employee $1,985,690 07/10/14 HBO And Netflix Duke It Out Fo... 07/09/14 Dish Urges FCC to Reject Comca... 07/06/14 Now at the Movies: Fully Recli... More quote details and news » soared to lead the S&P 500 components after the movie-subscription company reported better-than-expected first-quarter results, amid strong growth in new U.S. subscribers. The stock is on pace to finish at its highest level since September 2011.
"We're not hearing the dour reports out of companies that we had expected to see," said Mark Luschini, chief investment strategist with Janney Montgomery Scott, which oversees $2.6 billion in its asset-management arm. "It's the qualitative aspects of it, and not just the numbers themselves, that have been relatively decent."
In economic headlines, Markit Economics' composite purchasing managers index for the U.S. showed a reading of 52 for April. Readings above 50 signal expansion.
Meanwhile, the Federal Housing Finance Agency's February home-price index showed a monthly rise of 0.7% in February, while new-home sales for March rose 1.5% to a seasonally adjusted annualized rate of 417,000. Both readings on the housing market were roughly in line with expectations, and bolstered shares of home builders. PulteGroup, PHM -0.55% PulteGroup Inc. U.S.: NYSE $19.74 -0.11 -0.55% July 11, 2014 4:02 pm Volume (Delayed 15m) : 3.44M AFTER HOURS $19.78 +0.04 +0.20% July 11, 2014 5:06 pm Volume (Delayed 15m): 43,566 P/E Ratio 2.91 Market Cap $7.47 Billion Dividend Yield 1.01% Rev. per Employee $1,452,180 04/24/14 Price Increases Help House Bui... 04/24/14 PulteGroup Profit Falls On Dec... More quote details and news » D.R. Horton DHI -1.27% D.R. Horton Inc. U.S.: NYSE $24.11 -0.31 -1.27% July 11, 2014 4:03 pm Volume (Delayed 15m) : 4.30M AFTER HOURS $24.17 +0.06 +0.25% July 11, 2014 5:03 pm Volume (Delayed 15m): 48,256 P/E Ratio 14.52 Market Cap $7.84 Billion Dividend Yield 0.62% Rev. per Employee $1,504,190 04/29/14 D.R. Horton Tests the Merits o... 04/24/14 Price Increases Help House Bui... More quote details and news » and Lennar LEN -0.93% Lennar Corp. Cl A U.S.: NYSE $40.27 -0.38 -0.93% July 11, 2014 4:03 pm Volume (Delayed 15m) : 2.28M AFTER HOURS $40.27 0.00 0.00% July 11, 2014 6:32 pm Volume (Delayed 15m): 13,884 P/E Ratio 16.04 Market Cap $8.03 Billion Dividend Yield 0.40% Rev. per Employee $1,168,680 06/27/14 KB Home: First-Time Buyers Bac... 06/26/14 As Home Sales Remain Restraine... 06/26/14 Lennar's Profit Ticks Up More quote details and news » rose.
European markets rallied. The Stoxx Europe 600 index climbed 2.4%, as signs of further weakening of the euro-zone economy sparked hopes of a shift away from austerity and toward policies that stimulate growth.
On Monday, European Commission President José Manuel Barroso said the austerity policy the European Union has been pursuing no longer has the public backing needed to work. The European Central Bank meets next week, amid growing hopes for stimulative action by the central bank.
Markit's purchasing managers index for the euro zone was unchanged at 46.5 in April. In the region's largest economy, Germany, the composite PMI fell to a six-month low of 48.8 from 50.6 in March. Meantime, France's PMI rose to 44.2 in April, from a four-year low in March. Germany's DAX 30 index gained 2.4% for its best day in five months, while France's CAC-40 jumped 3.6% for its biggest gain since last August.
"In Europe, it's all about the rate of change—we're going from horrible data to not-so-bad data, and the market will rally off that," said Andres Garcia-Amaya, global market strategist at the mutual-fund arm of J.P. Morgan Asset Management, which oversees $400 billion. More generally in Europe, Mr. Garcia-Amaya argued, "they can't just use austerity without a plan to help these countries grow. If we see a change from leaders on that perspective, that'll be very positive for Europe."
In Asia, China's Shanghai Composite tumbled 2.6% after HSBC's HSBA.LN +0.78% HSBC Holdings PLC (UK Reg) U.K.: London GBp596.90 +4.60 +0.78% July 14, 2014 10:19 am Volume (Delayed 15m) : 5.14M P/E Ratio 11.89 Market Cap GBp113.13 Billion Dividend Yield 0.40% Rev. per Employee GBp186,219 07/14/14 Barclays Names Co-Heads of Asi... 07/10/14 Legal Maze Gives Old Hand New ... 07/10/14 China Exports Strengthen on U.... More quote details and news » preliminary purchasing manager's index for April declined more than expected, slipping to 50.5 from 51.6 in March. Japan's Nikkei Stock Average declined 0.3%.
Gold futures finished the day down 0.9% to $1,408.60 an ounce, while silver fell 2.2% to an October 2010 low. Crude-oil futures ended flat at $89.18 a barrel. The dollar rose against the euro and the yen. Demand for Treasurys slipped, nudging the yield on the benchmark 10-year note up to 1.70%.
In other stock movers, MetLife MET +0.52% MetLife Inc. U.S.: NYSE $55.74 +0.29 +0.52% July 11, 2014 4:01 pm Volume (Delayed 15m) : 4.16M AFTER HOURS $55.74 0.00 0.00% July 11, 2014 4:26 pm Volume (Delayed 15m): 86,150 P/E Ratio 17.36 Market Cap $62.74 Billion Dividend Yield 2.51% Rev. per Employee $1,065,030 07/11/14 Ownership Rule Change May Spur... 06/20/14 Parkchester Wins Following as ... 06/12/14 The Daddy Juggle: Work, Life, ... More quote details and news » rose after the insurer raised its dividend for the first time since 2007, coming after clashes with federal regulators on its capital requirements. The stock had given up 11% since mid-March.
Apple, AAPL +0.19% Apple Inc. U.S.: Nasdaq $95.22 +0.18 +0.19% July 11, 2014 4:00 pm Volume (Delayed 15m) : 33.68M AFTER HOURS $95.31 +0.09 +0.09% July 11, 2014 7:59 pm Volume (Delayed 15m): 339,864 P/E Ratio 15.83 Market Cap $574.14 Billion Dividend Yield 1.97% Rev. per Employee $2,185,850 07/13/14 China Labels Apple iPhone a Se... 07/13/14 Thomas W. Hazlett and Joshua D... 07/13/14 Intel's Answer to iPad: Cheap ... More quote details and news » which climbed 1.9% in regular trading, rose 4.5% in after-hours trading after reporting quarterly earnings and revenue that beat expectations, while boosting its dividend and expanding its buyback program.
Coach COH +0.44% Coach Inc. U.S.: NYSE $34.25 +0.15 +0.44% July 11, 2014 4:01 pm Volume (Delayed 15m) : 4.11M AFTER HOURS $34.40 +0.15 +0.44% July 11, 2014 7:59 pm Volume (Delayed 15m): 70,704 P/E Ratio 10.32 Market Cap $9.39 Billion Dividend Yield 3.94% Rev. per Employee $284,459 07/13/14 HEARD ON THE STREET: Michael K... 06/20/14 Coach's Struggles 'Will Likely... 06/19/14 U.S. Stocks Close Mostly Highe... More quote details and news » surged after the luxury-goods company beat earnings and revenue expectations, raised its dividends and unveiled a succession plan.
—Kaitlyn Kiernan, Matt Jarzemsky, Alexandra Scaggs, Chris Dieterich, Nicole Hong and Christian Berthelsen contributed to this article.
Write to Jonathan Cheng at email@example.com


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Sometimes it feels great to just jam out, and San Francisco band Citay know that quite well. Songwriter Ezra Feinberg leads his group of wayfaring friends through waving fields of fantasy rock. It's a journey that leads down paths blazed by the likes of Eno and Fripp, Led Zeppelin, Fleetwood Mac, Pink Floyd, and many others -- yet together they make the ground seem fresh and fertile. There are not many in the indie rock world who, like guitarist Josh Pollock, can rip through solos on a Gibson Flying V without a hint of irony! So leave behind all your brainy, calculative math rock and self-conscious hipster electronica and join Feinberg and Pollock, along with Sean Smith on guitars, Diego Gonzalez on bass, Tahlia Harbour and Meryl Press on backing vocals, and Warren Huegel on drums for this joyous and epic set.
All In! KEXP's Music Match!
Listen Live:
KEXP AND THE UWKEXP is a service of the
University of Washington
iTunes and KEXPYou can now find KEXP under "Eclectic" in iTunes after the demise of the "Public" category, to better represent the diversity of our daytime variety shows and numerous specialty programs.
KEXP Suggests


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U.S. News Rankings
|Ranking score and category
Webb Institute is a private institution that was founded in 1889. It has a total undergraduate enrollment of 79, its setting is suburban, and the campus size is 26 acres. It utilizes a semester-based academic calendar.
|School mission and unique qualities (as provided by the school):
We provide every entering student with a four year full tuition scholarship and we are the only college in the country devoted to ship design engineering. Webb Institute is also listed in Princeton Review's The Best 376 Colleges.
General Information
|School type
|private, coed college
|Year founded
|Religious affiliation
|Academic calendar
|2012 Endowment
When applying to Webb Institute, it's important to note the application deadline is February 15, and the early decision deadline is October 15. Scores for either the ACT or SAT test are due February 15. The application fee at Webb Institute is $25. It is most selective, with an acceptance rate of 37.8 percent.
For more information about the tests, essays, interviews, and admissions process, visit the Applying to College knowledge center.
|most selective
|Fall 2012 acceptance rate
|Application deadline
|February 15
|SAT/ACT scores must be received by
|February 15
Academic Life
The student-faculty ratio at Webb Institute is 7:1, and the school has 48 percent of its classes with fewer than 20 students. The average freshman retention rate, an indicator of student satisfaction, is 86.8 percent.
|Class sizes
|Student-faculty ratio
|4-year graduation rate
|Five most popular majors for 2012 graduates
Student Life
Webb Institute has a total undergraduate enrollment of 79, with a gender distribution of 81 percent male students and 19 percent female students.
|Total enrollment
|Student gender distribution
|Undergraduate men who are members of a fraternity
|Undergraduate women who are members of a sorority
|Collegiate athletic association
Campus Info & Services
Webb Institute offers campus safety and security services like 24-hour foot and vehicle patrols, 24-hour emergency telephones, lighted pathways/sidewalks, and controlled dormitory access (key, security card, etc). Of the students at Webb Institute, 75 percent have cars on campus. Alcohol is permitted for students of legal age at Webb Institute.
|Students who have cars on campus
|Health insurance offered
More About Campus Info & Services
Paying for School
At Webb Institute, 18.4 percent of full-time undergraduates receive some kind of need-based financial aid and the average need-based scholarship or grant award is $5,500.
Paying for college doesn't have to be difficult or devastating. Go to the Paying for College knowledge center to get advice on raising cash and reducing costs.
|Room and board
|$13,750 (2013-14)
|Financial aid statistics
* Overview details based on 2012 data


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A Tennessee convict is ordered held in lieu of $1 million after storming into the Lake View restaurant Cassava Bread Sunday night and robbing a waitress, a Buffalo Grove mother and her two children, the Chicago Tribune reports.
William Castle, 43, , police said. He is also on Tennessee's sexual offender registry for aggravated sexual battery in 2009.
Police say the Buffalo Grove family was eating at the Lake View bakery at 3338 N. Clark St. when Castle busted in around 6:10 p.m., asking the 19-year-old waitress if he could use the bathroom, the Hartford Courant reports. Instead, the man entered the kitchen, grabbed the woman by her collar and said, "Give me all the cash," according to the police report.
Crystal Lake
A Crystal Lake man arrested last month for unlawful use of a credit card and possession of heroin has been charged with 22 additional offenses, most for car burglaries, according to Crystal Lake Police.
. But on Wednesday the McHenry County State's Attorney approved a long list of additional charges against White, as the result of an ongoing investigation, Crystal Lake Police Cmmdr. Dan Dziewor said in the press release.
Purple Line Worker Died Rescuing Woman From Fire
A maintenance manager who worked on the purple line in Evanston died Tuesday after saving an elderly woman from a high-rise fire in Chicago, according to the Chicago Tribune.
, but was working a part-time job at a 16-story building on the south side of Chicago when a blaze broke out on the seventh story, the Tribune reports. Fasula and another worker in the building, Jameel Johnson, both rescued an elderly woman from the seventh story, then returned to the building with fire extinguishers, the Tribune reports. They died of smoke inhalation.
Hypothermia Cause of Joey Frase Death
The cause of death for Joseph "Joey" Frase of Grayslake, whose body was found the morning of Jan. 22 near Campbell Airport, "is very simple," said Lake County Coroner Thomas Rudd.
in the early morning hours of Sunday, Jan 20. Volunteers searching in a tree line near the area of Campbell Airport in Round Lake Park discovered his body at about 10:35 a.m. Tuesday, Jan. 22.
Given the sub-zero wind chills in those overnight hours, and the fact that Frase was wearing a hoodie and not a winter coat, "exposure can take you very fast," said Rudd.
Second Prostitution Bust at Dragon Spa
A second employee from Dragon Spa in Libertyville has been charged with prostitution.
Xiaohong Wu, 41, of 101 Stockton Drive, Grayslake, was charged with one count of prostitution Jan. 18, Libertyville Police Sgt. Dennis Meserve said in a press release.
According to the press release, the Libertyville Police Department received a complaint in early January from a Lake County resident who said he was propositioned while at Dragon Spa, 402 Peterson Road, Libertyville. Meserve said the complaint was investigated and a $25,000 warrant was issued for Wu.


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Employment and Educational Status
3,482 students graduating with Associate and Bachelor degrees during Summer 2009, December 2009 and May 2010 were surveyed about their employment in spring 2011, approximately one year after graduation. 452 responded to the survey – a 13% response rate.
Of the 452 who responded, 62 reported that they were continuing their education (13.7%), 13 reported they were not seeking employment (2.9%), and 7 did not respond to the question (1.5%). Of the remaining 370 available for work, 312 indicated that they are working (84.3%) and 201 reported being employed in a field related to their major (54.3%).
For information on the positions and companies our students work for, visit our listing of undergraduate programs, click on a program and select Beyond Graduation in the left navigation column.


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Just for you: Free Sample & Free Ship on Orders Over $50
Breville is known for their ingenuity and design. This tea maker is no exception. It heats water to the correct temperature for your tea, lowers the tea basket automatically into the water, and, at the correct time, auto-lifts the basket to prevent overst Free Shipping on orders over $50. More at Teavana.
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20. Re: no games found after dlc4 on mw3 xboxnwagtmustang Dec 6, 2012 11:00 PM (in response to GoatSweeper)
I downloaded dlc 1 and 4 and I can no longer play hq pro unless I disable the dlc on the ps3. I submitted a support case online several days ago. No answer
21. Re: no games found after dlc4 on mw3 xboxAsynchrony Dec 7, 2012 2:23 AM (in response to nwagtmustang)
I don't know if there is an issue with this DLC, but unfortunately you have made yourself a subset of all the players by purchasing 1 & 4 to play on a low population playlist. As far as I know you can then only be matched to players with 1 & 4 who want to play HQ Pro. Have you tried TDM just to see if you get a match?
22. Re: no games found after dlc4 on mw3 xboxBonestorm Dec 7, 2012 6:58 AM (in response to Asynchrony)
I can't speak for nwagtmustang, or in regards to HQ Pro....but yes, TDM does return some matches for me, but there's VERY few (usually says "4 matches found" or so).
And I bet you're right! But unfortunately there's NO WAY I'm buying the other DLC packs just to see if it corrects the issue unless Activision/Infinity Ward confirms this is indeed the case and it's not actually a problem on their end.
23. Re: no games found after dlc4 on mw3 xboxnwagtmustang Dec 7, 2012 2:48 PM (in response to Bonestorm)
I understand not being able to fing a match of hq pro with the new maps if there are not enought people have the dlc. However it should still find matches with the original maps. It does not. I have to disable it to find matches with the original maps. Why? I can play team deathmatch with dlc enabled. Im not upset that I cant play hq pro with the new maps. I am upset with the fact the dlc enabled it wont find ANY hq pro games. Turn dlc off and bingo I find a game right away. I should not have to enable and disable dlc. It should always be enabled and whatever match shows up shows up.
24. Re: no games found after dlc4 on mw3 xboxnwagtmustang Dec 7, 2012 2:51 PM (in response to nwagtmustang)
So where is Activision? Are you guys reading this? Any response? Atleast acknowledge there is a problem and you are working on it. I already contacted the BBB and will be fighting the charge on my credit card. I understand there are or could be bugs due to mulitple reasons. Whats upsetting is Activision ignores us their customer. I put in a support case days ago and no response. So where are you Activision?
25. Re: no games found after dlc4 on mw3 xboxAsynchrony Dec 8, 2012 2:19 AM (in response to nwagtmustang)
I'm afraid that's not how it works you can't be matched to players who don't have DLC 1 & 4 This is done to insure continuity in the lobby for the next map choices.
There are effectively 16 combinations of DLC I believe 1 & 4 would be one of the rarer combinations.
The best thing Activision could do here is put these packs on sale sooner rather than later.
One thing for sure is that everyone who has Elite Premium can only run their DLC with it all installed and enabled or all disabled and nothing inbetween (with the exception of Terminal which is now a pseudo original map).
26. Re: no games found after dlc4 on mw3 xboxnwagtmustang Dec 8, 2012 9:46 AM (in response to Asynchrony)
So if I have dlc 1 and 4 enabled. Lets say there are 100 matches of hq pro with only original maps. The server should find those matches. For instance with dlc enabled it shows 2 maps to vote on however it wont find any games. One of them is the original map and one is the new map. I have call of duty world at war with all 4 dlc. The last time I played, it und whatever type of match I wanted with and without the dlc. So I was able to play with the original maps even though I had all the dlc. So if I want to play hq pro I thought the server searches for all matches available and selects a match it finds. The server looks for whatever game is available and puts you in that match. Why does it matter if dlc is enabled. If there are no game available with dlc it should still find games with the original maps.
27. Re: no games found after dlc4 on mw3 xboxAsynchrony Dec 8, 2012 12:15 PM (in response to nwagtmustang)
The oldest Call of Duty titles handle the DLC matchmaking in a different way. In all the recent ones down to at least MW2 you will not be matched into those 100 original maps games without disabling your DLC. This is to avoid players being dropped from the lobby who don't have the next map.
If there are no games available it usually suggests disabling the DLC.
28. Re: no games found after dlc4 on mw3 xboxnwagtmustang Dec 8, 2012 5:39 PM (in response to Asynchrony)
If that is true it is a pita to enable dlc to play certain matches, then disable dlc to play certain matches such as hq pro and then enable dlc again for other matches. I have talked to Sony thru email and they are going to refund my money.
29. Re: no games found after dlc4 on mw3 xboxguerillazocker Dec 13, 2012 1:57 AM (in response to zoooooooom)
Hello. Whats now going on with this problem with the DLC4? I have the same problem... i'm from germany. I have DLC1 & DLC4. With DLC4 installed i found no games, specially in search and destroy. I have a chat session with Microsoft support after this i have a phone call with activison, after all... same problems!


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Rebecca Romijn
Home > Supermodels > R > Romijn, Rebecca
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Birth Name: Rebecca Romijn
Born: 11/06/1972
Birth Place: Berkeley, California, USA
Born: 11/06/1972
Birth Place: Berkeley, California, USA
A real California girl, Romijn was born on Nov. 6, 1972, and raised in Berkeley, CA. Her mother was a teacher and author and her father was a Dutch-born furniture designer. While the natural blonde sprouted to nearly six feet tall as a teen, she never considered modeling when she was young; instead she was self-conscious about the height and slenderness that made her stand out from the crowd. Nevertheless, during her freshman year at the University of California-Santa Cruz, her stunning appearance attracted the attention of a modeling scout, who persuaded her to give modeling a try. Faced with the exciting opportunity to travel abroad and make money, Romijn did not return to school for her s... Continue Bio >>
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This could be interesting. Starting this week, Uber began offering boat rides around Boston Harbor for $10/person:
"June 4 through June 15, you can use the Uber app to request a water taxi, powered byBoston Harbor Cruises. Make waves as you ride to your favorite Seaport restaurant. Sail over to the ICA for First Friday. Add a splash of fun to your morning commute – or even a quick cruise to or from Logan. Catching a flight has never been so easy!"
It actually seems like a reasonable deal to the airport from the Seaport, especially during rush hour. Or potentially as a quick way to get to Charlestown. Here's a list of the pickup docks and destinations.


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Journal of Economic Literature: Vol. 44 No. 4 (December 2006)
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|News » Archives
Crusaders Picked Eighth in PFL Preseason Poll
Thursday, August 02, 2007
Valparaiso University's football team has been predicted to finish in eighth place in the Pioneer Football League this season according to the preseason balloting done by the league's head coaches.
San Diego, last year's PFL champion, was picked to repeat, followed by Drake and Davidson. Dayton was tabbed fourth, with Morehead State, Jacksonville, and Butler picked fifth, sixth, and seventh respectively.
Ballots were tabulated with seven points awarded for a first place vote, with one point less being awarded for each succeeding place. Coaches were not allowed to vote for their own school.
The Crusaders will open up their 2007 season at Brown Field on Saturday, September 1 when the Crusaders host Saint Francis (Ill.). Kickoff is set for 12 p.m.
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In 2005, at age 22, Tvert founded Safer Alternative for Enjoyable Recreation (SAFER) to prompt a public conversation about the relative dangers of pot and booze. "We're punishing adults for making the rational, safer decision to use marijuana rather than alcohol, if that's what they prefer," says Tvert. "We're driving people to drink." That same year, fueled by support on college campuses, SAFER launched a ballot initiative to make Denver the world's first city to remove all criminal penalties for possession of marijuana by adults. Tvert cheekily branded then-mayor and now Colorado governor John Hickenlooper a "drug dealer" for owning a brew pub. The shoestring campaign, Tvert says, was only intended to raise awareness. "We just happened to win."
This year, Tvert and other drug reformers drew an even more explicit link between the two recreational drugs, naming their ballot initiative the "Regulate Marijuana Like Alcohol Act of 2012." Instead of simply urging people to vote against prohibition, the measure gave Coloradans a concrete reason to vote for legalization: Taxing pot would provide more money for schools, while freeing up cops from senseless pot busts would enable them to go after real criminals. "The public does not like marijuana," explains Brian Vicente, a Denver attorney who co-wrote the law. "What they like is community safety, tax revenue and better use of law enforcement."
Equally important to winning over mainstream voters was the plan to treat pot like alcohol. While the feds continue to view marijuana as contraband to be ferreted out by drug dogs and SWAT teams, Colorado and Washington will now entrust pot to the same regulators who keep tabs on Jameson and Jägermeister. The new laws charge the Washington State Liquor Control Board and the Colorado Department of Revenue – which already oversees medical marijuana – with issuing licenses for recreational marijuana to be sold in private, stand-alone stores. The Colorado law also gives local communities the right to prohibit commercial pot sales, much like a few "dry" counties across the country still ban liquor sales. "These will be specifically licensed marijuana retail stores," says Tvert. "It's not going to be popping up at Walmart. This is not going to force a marijuana store into a community that does not want it."
The legalization campaign in Colorado was a grassroots, low-budget affair that triumphed in the face of strong opposition from Gov. Hickenlooper and the Denver Chamber of Commerce. The reform effort in Washington, by contrast, received more than half its $6.2 million in funding from billionaire drug reformers Peter Lewis and George Soros – and enjoyed mainstream support. The public face for legalization was Rick Steves, the avuncular PBS travel journalist – and dedicated pothead – who chipped in $450,000 to the cause. In Seattle, the mayor, city attorney and every member of the city council supported the measure. Unlike past efforts to turn back pot prohibition at the ballot box, which saw public support crater at the 11th hour, support for the measures in Colorado and Washington actually increased through Election Day: Both laws passed by at least 10 points. In Colorado, marijuana proved more popular than the president, trumping Obama's winning tally by more than 50,000 votes.
Regardless of how the federal government responds to the initiatives, many of their greatest benefits have already taken hold. In November, more than 200 Washington residents who had been charged with pot possession saw their cases dropped even before the new law went into effect. "There is no point in continuing to seek criminal penalties for conduct that will be legal next month," said Seattle prosecutor Dan Satterberg. Local police are now free to focus their resources on crimes of violence, and cops can no longer use the pretext of smelling dope as a license for unwarranted searches. "That gets us into so many cars and pockets and homes – illegally, inappropriately," says Neill Franklin, a retired narcotics officer who now directs Law Enforcement Against Prohibition. "That ends in Colorado and Washington – it ends."
A hilarious FAQ called "Marijwhatnow?" – issued by the Seattle police department – underscores the official shift in tactics:
Q: What happens if I get pulled over and I'm sober, but an officer or his K-9 buddy smells the ounce of Super Skunk I've got in my trunk? A: Each case stands on its own, but the smell of pot alone will not be reason to search a vehicle.
Despite the immediate benefits of the new laws, the question remains: What will the federal government do in response? Advocates of legalization are hoping the Obama administration will recognize that it's on the wrong side of history. "Everybody's predicting there's going to be a backlash, and that's a good bet," concedes Nadelmann. "But there's some reason to be optimistic that the feds won't jump – at least not right away."
The administration, he points out, has yet to make its intentions clear – and that, by itself, is a sign of progress. In 2010, Attorney General Eric Holder strongly denounced California's bid to regulate and tax marijuana before voters even had a chance to weigh in at the polls. This year, by contrast, the administration said nothing about the legalization bids in Colorado and Washington – even after nine former heads of the DEA issued a public letter decrying the administration's silence as "a tacit acceptance of these dangerous initiatives."
In addition, the provisions that directly flout the federal government's authority to regulate marijuana don't take effect right away – leaving time for state and federal authorities to negotiate a truce. In Colorado, the state isn't required to begin regulating and taxing pot until next July, while officials in Washington have until next December to unveil a regulatory plan. "There's no inherent need for a knee-jerk federal response," says Nadelmann.
Most important, the governors of both Colorado and Washington have vowed to respect the will of the voters – even though they personally opposed the new laws. Gov. Hickenlooper pledged that "we intend to follow through" with regulating and taxing marijuana. But he also sounded a note of caution to potheads. "Federal law still says marijuana is an illegal drug," he warned, "so don't break out the Cheetos or Goldfish too quickly."
If Obama were committed to drug reform – or simply to states' rights – he could immediately end DEA raids on those who grow and sell pot according to state law, and immediately order the Justice Department to make enforcement of federal marijuana laws the lowest priority of U.S. attorneys in states that choose to tax and regulate pot. He could also champion a bipartisan bill introduced by Rep. Diana DeGette, a Democrat from Colorado, that would give state marijuana regulation precedence over federal law – an approach that even anti-marijuana hard-liners have endorsed. As George W. Bush's former U.S. attorney for Colorado wrote in a post-election op-ed in the Denver Post: "Letting states 'opt out' of the Controlled Substances Act's prohibition against marijuana ought to be seriously considered."
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Many years ago, a man by the name Bartholomew of Sandwich took a group of 800 humans on a journey deep under the earth's crust. They ended up in the Underland, where they settled into their new lives. The humans with Sandwich built a gorgeous stone city known as Regalia, where the majority of the Underlanders reside. They live in an age of relentless war with the various other creatures in the Underland. Giant six-foot-tall rats known as gnawers are their most common enemies, but the enormous bats (aka fliers) are close allies with them. The giant cockroaches (aka crawlers) usually stay out of the conflicts, and the giant spiders (aka spinners) always help out whichever side is winning.
In the present-day, eleven-year-old NYC resident Gregor discovers an entrance to the Underland, and he literally falls into the hidden world below. He discovers that Sandwich left many prophecies carved into walls, and many of them mention him! His journey becomes incredibly lethal as he fulfills more and more prophecies, and he is left wondering when the prophecies will release their hold over him and let him choose his own fate for once.
|New Administration
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|Lenalia Row
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Joann Muller, Forbes Staff
I write about industrial innovation and the global auto industry
It's been three years since General Motors and Chrysler filed for bankruptcy, but with the political season in full swing, the two presidential candidates have put the auto industry bailouts back in the public eye, at least through the November election. Yet there's only one Detroit automaker still in hock to U.S. taxpayers and – guess what? – it's not GM or Chrysler.
Ford Motor owes the government $5.9 billion it borrowed in June 2009, the same month GM filed for bankruptcy. By Sept. 15, Ford needs to start paying that money back. In a government filing, the carmaker said $577 million is due within the next year, and the full amount must be paid off by June 15, 2022.
The Obama Administration, dreaming of a million electric cars on the road by 2015, loaned Ford the money to help it pay for development of hybrids and EVs, and to retool its factories to produce smaller, cleaner vehicles. While not characterized as a "bailout" by any means, let's be honest: Ford's loan – received at a critical time when other sources of financing weren't available to automakers or their suppliers – no doubt helped the carmaker survive the industry crisis and contributed to its strong market position today, especially after the Obama Administration finalized tougher fuel economy rules this week.
Indeed, lest we forget: the feds in 2009 were handing out fistfuls of cash to bolster the auto industry, beyond the $64 billion used to bail out GM and Chrysler. Treasury staked another $18.7 billion on rescuing the companies' auto lending affiliates (it still owns 74% of Ally, formerly known as GMAC). And the Energy Department doled out billions more to Ford and others to preserve auto-making jobs in the U.S. while steering the industry toward cleaner vehicles.
"We have an historic opportunity to help ensure that the next generation of fuel-efficient cars and trucks are made in America," President Barack Obama said in a statement on June 23, 2009 announcing the loans to Ford and two others. Energy Secretary Steven Chu added: "By supporting key technologies and sound business plans, we can jumpstart the production of fuel efficient vehicles in America. These investments will come back to our country many times over – by creating new jobs, reducing our dependence on oil, and reducing our greenhouse gas emissions."
No company was a bigger beneficiary of the DOE's green car funding initiative than Ford. It received two-thirds of the $8.8 billion loaned under the department's Advanced Technology Vehicle Manufacturing program. Congress appropriated $25 billion for that program in late 2008, during the waning days of the Bush Administration, around the same time the auto company CEOs were getting grilled on Capitol Hill.
The other ATVM recipients were Nissan ($1.6 billion), Tesla Motors ($465 million), Fisker Automotive ($529 million) and the Vehicle Production Group ($50 million), a start-up company promoting a handicapped-accessible van that runs on natural gas.
The DOE spent another $2.4 billion in federal stimulus money – most of it in Michigan – to provide matching grants to help companies build manufacturing facilities for advanced batteries and EV components. Unlike the ATVM loan program, those grants don't have to be paid back.
So how did all that government aid for the auto industry work out? The results are mixed, at best. Chrysler, despite its long odds, is doing surprisingly well under Fiat ownership. Successful turnarounds at GM and Ford in the U.S. are weighed down by problems in Europe.
But car buyers, it seems, weren't nearly as excited about electric vehicles as President Obama, who has since backed off his 2015 EV target. Most of the government-backed battery factories are operating well below their production capacity. Many recipients have shifted their focus away from electric vehicles toward grid storage opportunities. At least three recipients of federal funding collapsed or are struggling to stay afloat. Battery-maker A123 Systems, desperate for money, fell into the hands of a Chinese auto supplier. Another, Ener1, went bankrupt and is now owned by a Russian business tycoon.
If you're keeping score (and you should be) here's a rundown of how some of the government's largest auto industry investments turned out:
Just for giggles, please run a comparison story on what other governments "bailout" their incumbent automakers. What does Japan do for Toyota, Honda and Nissan. What does Korea do for Kia, what does Germany do for VW. Throw in tarriffs and taxation too.
I'm sure they stack the deck in their favor over there too.
Great question, which is seldom asked by self loathing Americans. South Korea still has many state owned cheabols, including steel and banking, and Volkswagen and Porsche are partially owned by the government of Lower Saxony in Germany. Japan has very tight government emissions and engine size requirement regulations, and Japanese car companies and consumers are more subservient to patriotism than Wall Street, so Japanese car companies don't demand much, IF ANY profit on their home turf.
What? You might wanna check the facts bud!! Mullaly was right there next to the other two ceo's asking for a handout ,,,,,
Ford Motor Company, delayed a recall on a $21.00 defective cruise control switch for over 10 years, paying 425K to the NHTSA to recall in stages as to not scare off the consumer. ( I guess it was better to kill off the consumer) And pay a team of Dykema attorney's /Judges to sweep the ashes under the table. Problem is those ashes are my son. Thanks Ford for the recall, came 9 months to late, even though the Lincoln was one of the first to be equipped with the defective cruise control switch
They didn't use the same cruise control switch in Lincolns only certain models of Fords and Mercurys. So whoever did the investigation of what caused the fire didnt figure out what caused the fire they just figured it because they knew it was a problem in other Ford built vehicles.
I see the American Government investing in USA business trying to create jobs, where is the USA business community. Do Americans really prefer to trade stock to make money instead of investing in the future of America. No wonder we are in trouble, at least China has the resources to buy us if we fall.
You have to remember that GM is tax exempt and probably will be for years to come. I can't understand that.
So, the General Motors stock certificates that our government is holding is worth the value that it loaned them? The answer is no. You can look at this two ways. GM still owes the government money, or the government was stupid for taking the stock. What say you?
Joann this is a good article. I am not an Obama guy I have my reasons. Before people start throwing the socialist label around they have to admit that Reagan was a socialist too. Lee Iococca Went to dc with his hand out also. Got his loan and saved Chrysler. Chrysler has been owned by a foreign Company before. People may have heard of it. Daimler-Benz. Ford and Gm have also held/hold controlling interest in more than a dozen foreign companies. Once GM gets its head out of it's but and builds that hydrogen rig they were working on they'll be ok.
The people screaming at the buyout are also screaming for tarriffs on imports. So make up your minds Do you want the government to interfere or not? I for one am glad that our iconic brands are still alive.
This article is intellectually dishonest. C'mon Forbes. I expect more.


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Posts Tagged with "telecommunication"
Channel surfing? Catch these two Bryant alumni
January 13th, 2012
The elevator pitch is something every Bryant first-year student learns, and Dave Greco '00 will give the elevator pitch of his life on Jan. 27 when he tries to persuade a panel of investors to back his business idea on the ABC reality show Shark Tank.
"I beat out 30,000 other competitors to get on the show, had Mark Cuban (owner of the Dallas Mavs NBA team) eating out of the palm of my hand and told the gazillionare Daymond John (creator of FUBU 'For Us By Us' clothing) to be quiet because he was obnoxious — which had the producers screaming and laughing - that's never happened on the show before," Greco wrote in an e-mail about his experience as one of 20 contestants selected to appear in season three.Read More...


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Billig logi Asien Kambodja Siem Reap
Det i genomsnitt billigaste priset per månad för billig logi i Siem Reap
Fler resebilder
cambodian/thai border crossing-
has anybody experienced this crossing? would it be worth paying 100 quid to fly from siem reap to bangkok? ...
Return tickets: what if it's your 2nd destination?
I travelled on a 3 day jaunt to Singapore last year from Siem Reap, i was not asked for any onward or return ticket proof. Perhaps travelling on a British passport was a discerning factor (or not), no idea. However i agree with Daawgon and believe that there is an air of snobbery co-inciding with whatever ...
Cambodia, Siem Reap
, smell and the pollution. There were very bumpy roads on the way, but when we got to Siem Reap, it looked ...
Posted in Rohit & Nisha's Big Adventure by rohitnisha
Day 3 20th Oct
In the morning we visited Prah Khan Temple and the National Museum in Siem Reap. Had lunch in town and a wander around the streets. Both had a foot massage by tiny fish. In the afternoon we went to Ta Promh Temple. Later that evening we had an elephant ride up to Phnom Bakheng, where we stayed ...
Posted in Angkor to the Bays by r-sdodds
Siem Reap I reached Siem Reap following a 10 hour bus journey from Ho Chi Minh. The poverty ...
Posted in Sophs World Journal 2008 by Sophfidoe
Vad är viktigast för dig?Pris Popularitet


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Michael A. Sawyers
Cumberland Times-News
I'll never forget the run-up to Maryland's first early muzzleloader deer season in 1994.
A public meeting was held at the Mount Savage Fire Hall by the Maryland Wildlife & Heritage Service.
The idea of allowing hunters to take firearms into the state's woodlands in October to harvest deer was controversial indeed, especially among the bowhunting community.
Chartered buses carrying angry bowhunters from Carroll County and the Eastern Shore and other parts of Maryland somehow found out how to get to Mount Savage.
The place was packed. Smoking was allowed and it wasn't long until it was difficult to see and breathe.
The agency person in charge of the meeting spoke first. Apparently he had been to some kind of meeting-running school. He told those in attendance that a verbal contract was going to be made among everyone, assuring courtesy and allowing everyone to be heard.
Well, that lasted about a minute and 13 seconds.
Some ole boy from somewhere down the way stood up, told the moderator where he could place the verbal contract, said he had come a long way and he was going to talk for as long as he wanted.
He didn't like the idea of an early muzzleloader season, even if it was for only three days.
Until that first hunt, archers had always had the only first crack at bucks before the rifle/shotgun season opened. They didn't take kindly to losing that status.
Archers still have the first crack, but not the only one. The early muzzleloader season takes place Thursday, Friday and Saturday.
Then it will be bowhunters-only once more until Nov. 30 when the boom season opens.
I have had only moderate buck success during the early black powder hunts. In 2003 I took a decent 7-point and in 2008 a nice 6-point. I am pleased, though, that before in-line muzzleloaders came on board I used a Hawken-style rifle to tag a few smaller bucks.
Some hunters tell me the short and early muzzleloader season is their favorite hunt of the year.
Usually the weather is moderate or even warm. Thus, the frigid winds of December don't figure into the equation. I understand that reasoning quite well, thank you.
I tend to hunt the early season with archery tactics more than with rifle tactics, even though the new muzzleloaders allow for long distance accuracy.
As I do with a bow, I tuck into little nooks and crannies of the woods hoping to intercept a buck as it goes about its daily routine.
That's the trouble. Daily deer routines in October can often amount to little movement unless it is induced.
Bowhunters know it as the October lull, the time between the dispersal of bachelor buck groups and the serious business of procreation, including fighting and frolicking.
In October 2012, muzzleloader hunters in Allegany County tagged 336 bucks and 172 antlerless deer for a total of 508.
In the highlands of Garrett County, the numbers were 323 bucks and 230 antlerless for a total of 553.
Out here in Almost Maryland, what the wildlife agency calls Deer Hunting Region A, we are allowed to take one deer during this short season. If you hunt on public land, such as the Green Ridge State Forest, that deer is required to be antlered.
If you hunt on Uncle Joe's farm or your neighbor's woodlands, you can whack either a buck or a doe, but just one animal.
Keep your powder dry.
Contact Outdoor Editor Mike Sawyers at firstname.lastname@example.com.


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POLICY STATEMENT--Policy Statement on Regulatory Philosophy [BM-17-FEB-94-02]
Issue Date:
Federal Register Cite:
Policy Statement on Regulatory Philosophy
Policy statement.
The Farm Credit Administration (FCA) Board adopted a "Policy Statement on Regulatory Philosophy" [BM-17-FEB-94-02; FCA-PS-59] on February 17, 1994. This policy statement is in final form; however, pursuant to the "Policy Statement on Rules for Transaction of Business and Operational Responsibilities of the Farm Credit Administration Board" [NV-94-05 (07-FEB-94); FCA-PS-58], Article VII, Section 2(b), this Policy Statement should be reviewed by the FCA Board no later than February 17, 1999.
February 17, 1994.
Curtis M. Anderson, Secretary to the Farm Credit Administration Board, Farm Credit Administration, McLean, Virginia 22102-5090, (703) 883-4000, TDD (703) 883-4444.
The text of the Board's policy statement concerning regulatory philosophy is set forth below in its entirety:
Policy Statement on Regulatory Philosophy
Effective Date:
Upon adoption.
Effect on Previous Action:
Source of Authority:
Farm Credit Act of 1971, as amended; 12 U.S.C. 2001 et seq.
The FCA shall develop regulations consistent with its authorities under the Farm Credit Act of 1971 (Act), as amended, and other relevant statutes. It is the FCA Board's philosophy to promulgate regulations that are necessary to implement the law and to promote the safety and soundness of the Farm Credit System (System). In general, the Board's regulatory objective will be to:
Protect the public, the investors, and the customer/shareholders of the System in an effort to create an environment whereby customer/shareholders and investors can take advantage of the System's strength and rely on its future viability with confidence.
The FCA Board believes that safe and sound operations of System institutions will promote: (a) Investor confidence in System debt securities, which works to ensure adequate funds at reasonable rates for lending to customer/shareholders; and, (b) customer/shareholder confidence in each cooperatively owned System institution, which works to ensure customers and capital.
To effectively achieve its objective, the FCA will do the following:
1. The FCA will promulgate regulations only as required by law, as necessary to interpret the law, or as necessary to promote the safe and sound operation of System institutions.
2. The FCA will work to eliminate outdated regulations and ensure that its regulations implement the purposes of the law without unnecessary burden or cost. The FCA Board recognizes that some costs and benefits are difficult to quantify and that some are qualitative, but essential to consider. When there is a significant cost impact, the FCA will consider the risk or problem, as well as the costs associated with a regulatory solution, from the perspective of the customer/shareholder, the System institution, the investor, and the regulator, including when appropriate a numerically-based cost analysis. In choosing among alternatives, the FCA will adopt its regulatory approach based upon a reasoned determination that the benefits of the intended regulations justify their cost.
3. The FCA will strive to ensure that each regulation has a well-defined objective. Regulations will address specific identified risks or problems. The Board will consider these risks from the perspective of the customer/shareholder, the System institution, the investor, and the regulator. Preambles to regulations will explain the FCA Board's rationale for the regulatory solution adopted. Consistent with its statutory authority, the FCA will establish a regulatory environment that grants System institutions the business flexibility to offer a full range of high quality, low cost credit and other services to customer/shareholders.
4. The FCA's regulations shall, to the extent feasible, specify performance criteria and objectives rather than operational methods for achieving its purposes. The FCA recognizes that it does not manage the day-to-day activities of System institutions. Operational constraints that are imposed by regulations should be based on specific statutory requirements or the achievement of regulatory objectives.
5. In setting regulatory priorities, the FCA, to the extent it has discretion, will give high priority to issues that pose the greatest risk within the Farm Credit System.
6. The FCA will carefully consider policy positions of the other financial regulators to determine whether or not consistency facilitates the objectives of the Act. The FCA Board recognizes that differences between the System and non-agricultural lenders will at times warrant different approaches.
7. The FCA will draft its regulations and policy statements to be clear and easy to understand, with the goal of minimizing the potential for ambiguity, uncertainty, and resultant litigation.
8. The FCA will utilize appropriate innovative approaches to seeking the public's perspective regarding regulatory proposals.
The FCA Board will take these principles into consideration as its considers the need for and the content of new regulatory initiatives and as it reviews existing regulations to determine their continuing need and effectiveness. The FCA Board is mindful that most regulatory activities will involve competing considerations and is committed to considering and weighing those competing considerations and arriving at thoughtful regulatory judgments.
Adopted this 17th day of February, 1994, by order of the Board.
June 16, 1994.
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Question by Namby Pamby 6131 · Aug 02, 2011 at 02:24 AM · cvdatherosclerosissaturated-fatcordain
I think this argument need to be refined. Many people are saying things which they don't understand or heard second-hand from someone else. We know that the most recent "meta-study" conducted by Frank Hu did not "link" saturated fat to cardiovascular disease (CVD). http://www.ajcn.org/content/early/2010/01/13/ajcn.2009.27725.abstract I believe the proper word here is "association": CVD was not found to be meaningfully "associated" with saturated fat.
Now, the absence of association does not mean that saturated fat is innocuous. For example, there could be too much "noise" in the variables examined, resulting in less than meaningful relationships. Or saturated fat might be secondary to something else more closely linked to CVD. I actually think this is what Loren Cordain and others proponents of the lipid theory believe.
In other words, saturated fat leads to atherosclerosis. However, since CVD is a complex disease, atherosclerosis does not always result in a cardiac event. The buzzword today is indeed "inflammation", and Cordain has modified his stance to embrace this new paradigm: the catalyst for most cardiac events seems to be "inflammation", not the existence or build-up of plaques in your arteries.
Ok, so far so good. But what about the role of saturated fat in inducing atherosclerosis? The vegan and vegetarian argument is that it's directly atherosclerotic: you can't have plaque build-up if you're on a strict vegan or vegetarian diet. The inflammation paradigm, in other words, is only relevant if you are an omnivore. A strict vegan may have to supplement what he can't get from a plant-based diet, but he will not have atherosclerosis. And those consuming lean meats will have less plaques than those who consume saturated fat with abandon.
At least, this seems to be the argument against saturated fat. Cordain seems to believe this as well. Why burden yourself with plaques if you can largely avoid them by eating lean cuts? Or, if you wanna go vegan, why eat animals at all? There are several arguments from the vegetarian perspective:
During the Korean and Vietnam Wars, for example, it was found that the dead Korean and Vietnamese soldiers (presumably on a plant-heavy diet) rarely had atherosclerosis (1-3%). However, when autopsies were done on our GIs, 80% had "gross evidence of atherosclerosis" -- heart disease that you could see without a microscope. These dead soldiers' average age was only 20. [Cited by Drs. Caldwell Esselstyn and Kirk Hamilton] http://www.prescription2000.com/Interview-Transcripts/2009-09-02-caldwell-b-esselstyn-transcripts.html. That was 50 years ago, so imagine what the arteries of an average 20 year old GI would look like now.
Nathan Pritikin, when he died, had an autopsy done. Pritikin had quite a following in espousing a low-fat, mostly vegetarian diet (later, he incorporated omega-3 fats). His autopsy showed that his coronary arteries were "totally clear of atherosclerosis": no plaque whatsoever. (Published in the New England Journal of Medicine, July 4, 1985;52) http://www.nejm.org/doi/full/10.1056/NEJM198507043130119
Autopsy results of Greenland Inuits, who basically ate marine mammals and fish, showed atherosclerosis, according to Cordain. However, they did not suffer heart attacks. The reason is that saturated fat is probably not immediately precipitating when you follow a Paleo type anti-inflammatory diet, where Omega 6 to 3 ratios are in balance, trans fats, gluten grains and starchy foods are taken out. But if you're eating a standard American diet (SAD) that's inflammatory, then saturated fat isn't just atherosclerotic; it could kill you. http://www.thelivinlowcarbshow.com/shownotes/3728/paleo-week-guest-2-dr-loren-cordain-episode-449/ [Listen 18:40-22:00]
So what exactly is the "saturated fat is harmless" argument?
It's harmless because practically all omnivores are atherosclerotic more or less and inflammation is the "cap event"? So we should focus on reducing inflammation instead: lower CRP, Sed Rate, Ferritin, and liver enzymes by avoiding processed and refined carbs and sugar?
Or is it actually that saturated fat is NOT in fact atherosclerotic?
Drs. Cordain, Lustig, and other lipid theory adherents seem to believe in #1 They've chosen to bite their tongues because inflammation seems to be the straw that breaks the camel's back. Not that saturated fat does not lead to plaque formation or is totally harmless. It might, indeed, be a precondition for the "break," especially if you believe the vegan argument that without atherosclerosis, you're not likely to have coronary artery disease.
What do you guys think about this summary? Is saturated fat really totally harmless? Or is it more like, yes but ...... How strong, then, is the Paleo argument against saturated fat and atherosclerosis?
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Answer by Stabby 17335 · Aug 02, 2011 at 06:00 AM
I know you're just laying the arguments out there and establishing a basis for hypothesis and discussion, and that's good of you, it's well presented.
But this isn't hard deductive reasoning but soft inductive reasoning and is only suitable for a hypothesis, some people would consider these arguments, but they are a warrant to go look for real evidence.
The reasoning goes: If saturated fat causes atherosclerosis we should expect to find the Inuit mummy, who ate a lot saturated fat, to have atherosclerosis. We do, therefore saturated fat causes atherosclerosis. This is the fallacy of affirming the consequent. Anybody who doesn't know it should look it up. That we observe them together doesn't mean that they are causal, of course. It could be that the oxidized PUFAs from cooking with seal oil were enough to produce atheroclerosis. They would have had a ton of oxidized PUFAs. Yikes. Like Jeff already pointed out, Chris Masterjohn's work argues well for oxidized PUFAs being a problem. We can't know which one it was. Same goes for the Koreans and American GIs. It's an elementary fallacy if employed as anything but a hypothesis.
And of course simply because Pritikin didn't have atherosclerosis it can't be inferred that it was the lack of saturated fat that was responsible. It could be the lack of polyunsaturated fat on a low fat diet. He might have had a very low level of inflammation, good intake of various antioxidants, low blood pressure, etc. I wonder if he was taking B12. Indian vegetarians who don't supplement tend to have a bad problem with atherosclerosis from elevated homocysteine, so I'm guessing that he did take supplements and thus had low homocysteine. His diet would have been rich in copper, which is needed to protect the arteries. I'm certainly not an advocate of a vegetarian diet for optimal health, but it doesn't necessarily cause atherosclerosis. I think I understand most of the mechanisms so it makes more sense to me than, say, the annoying finger-waging PETA chick waving a copy of The China Study.
I really haven't looked into the whole literature. I did find a study on the site Healthy Diets And Science, which is very biased and pushing one side of the story, but the data speaks for itself.
Saturated fat was associated with the least progression out of all macronutrients and at the highest quartile was inversely associated with progression, the only instance of an inverse association in these chronically unhealthy women. The quartile with the least total fat had the most progression compared with the other quartiles. The second quartile of total fat intake had the least progression, although the 4th had less than the 3rd, so that doesn't seem to be indicative of fat being inherently atherogenic.
Polyunsaturated fat was consistently associated with progression of atherosclerosis.
Granted these women had an average fat intake about half of what paleohackers tend to have, and it might become atherogenic at higher intakes, although we can't tell that from this study. So the exhortation to eat chicken breast or be vegan isn't supported by this study. Stearic acid, mostly from meat, was a little better than lauric, myristic, or palmitic acid, but all were inversely associated. Women are probably distinct from men in some respects, and this was also a hormone replacement trial, so I can't say for sure that this applies to everyone, but it is one of the best designed studies I have seen.
This one is an intervention study where oleic acid and stearic acid are inversely associated, although dietary cholesterol is associated with progression. It doesn't have anything in there about the other ones. Sounds like a prescription for some grass fed beef to me.
These people who have been indoctrinated to believe that saturated fat is going to kill them dead do seem to have a little more atherosclerosis depending upon saturated fat intake http://www.ncbi.nlm.nih.gov/pubmed/18175752 As always I'm going to pat my paleo halo and say that this doesn't apply to me and is indicative of many differences in risk factors that haven't been controlled for. The health-consciousness effect more or less renders North American epidemiology inert.
I don't like animal studies for this sort of thing because the environment in the body is always atherogenic and that is a lot different than what people will experience on the paleo diet. Animal studies are mixed and hard to extrapolate to humans. Oxidative stress, micronutrition, and inflammation are all important factors in the progression of atherosclerosis so it makes sense to view evidence that is reflective of one's own biological situation. I'm not sure that exists, and I'm not even sure of a great quality study in humans that controls for all important risk factors and just isolates serum LDL or dietary saturated fat irrespective of everything else that is going on. Only a statin company could afford to do that kind of study! Of course most of the literature has to do with myocardial infarction since that is where Occam's razor strikes. I care if I'm going to have a heart attack, and I care if I am going to die from anything at all. Lower LDL cholesterol is not associated with a longer life, and it is only associated with more mortality at higher concentrations than most of us have at 1 year of eating this way.
Anyway I do think you have a point that we can't just dismiss saturated fat as a potential risk in some people for atherosclerosis, but I don't think the evidence is there. I am more focused on what we do know is a big deal, which is a lot of things that have a profound effect on the progression of atherosclerosis.
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Read the introduction in Frank Hu's study where he specifically cites your first publication [ http://www.ncbi.nlm.nih.gov/pubmed/15531663 ]. This (and another study) was an exception to the majority of studies which found either positive or no relationship between saturated fat and CVD. This was one of the reasons why Hu concluded that there is insufficient evidence for association.
rule and the authors admit how this result was unexpected. Putting this study in context, however, Frank Hu specifically mentions this study
Answer by Jeff 1 16830 · Aug 02, 2011 at 03:47 AM
I'll throw some ideas into the ring here.... Saturated fat seems to raise LDL and HDL, so it's generally not thought of as problematic. But if someone's LDL is hanging out in the blood for too long then excessive oxidation could occur and plaque can be built up. I've been reading a lot of Chris Masterjohn's work lately and the way I understand it is that you need hypercholesterolemia to induce atherosclerosis but it's not the direct cause. Here are some excerpts from various blogs he's written:
Atherosclerosis is largely driven by the degeneration of lipids which infiltrate the blood vessel and thereby cause inflammation. Inflammation from other sources may accelerate the process or further the degeneration of the atherosclerotic plaques once they are formed, but the initiating factor for fatty plaques appears to be the degeneration of lipids — especially the degeneration of PUFAs...
We need to distinguish between the infiltrating idea that it's just too much lipid, and the degenerative idea that it's about those lipids breaking down. Once we realize that it's about the degeneration of these lipids, we can start to understand what the metabolic factors are that effect the degeneration of lipids, and how we move beyond our understanding of the amount of cholesterol in the blood to how do we protect these lipoproteins from degeneration....
What happens in the lipoprotein particle in order to cause atherosclerosis is the polyunsaturated fatty acids in the membrane of the lipoprotein particle are oxidized, which basically means the molecules are falling apart. Once they oxidize they become toxic and in order to protect the blood vessels from these toxic degenerated lipids,the immune system forms an atherosclerotic plaque. This is basically a protective mechanism but over time if these toxic lipids accumulate you get inflammation, the plaques fall apart and this is what ultimately leads to a clot in the blood and then a heart attack....
Likewise, the single man with a PCSK9 nonsense mutation in the study I cited above who developed heart disease died of a heart attack at the age of 68, but had an LDL-cholesterol level of only 53 mg/dl, well below the supposed "no risk" level. He was obese, smoked, and had high blood pressure. This supports Anitschkov's "combination theory" but flatly contradicts his "infiltration theory," in which it is the amount of cholesterol rather than the oxidation of lipoproteins that matters.
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Answer by Stale Nyvang 69 · Aug 03, 2011 at 12:54 AM
Perhaps this link will help us all to understand this issue.
This seem a deadly strategy to always live in the hope of avoiding inflammation since it comes from diet but also things like virus that you cannot always forsee and protect against. If you have too much sat. fat and sat. fat lead to plaques then you can have inflammation from unexpected source and then you get into heart trouble.
Because, as you know, in inflammation white blood cells invade the artery wall to promote the buildup of fatty deposits or plaques, and the sending of chemical danger signals to the body. These signals or "pro-inflammatory cytokines" make the liver release other molecules into the blood.
One of these markers of inflammation produced by the liver is C-reactive protein (CRP), which has been studied for several years, as CRP when measured with the high-sensitivity CRP (hs-CRP) blood test can indicate for example, which patients are at higher risk for having a future heart attack or stroke.
This are my opinions. How about you?
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Answer by John Naruwan 815 · Aug 03, 2011 at 01:11 AM
I think there's a big genetic component at work as well, which complicates things. If you have certain genes (those that code for Lp(a) and ApoE4, etc.) that's going to change the whole picture regarding the relationship between diet and risk of developing plaque.
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Answer by Happy Now 27658 · Aug 02, 2011 at 04:26 AM
From what I can tell, Dr. Michael Eades points decidedly towards #2 on that list. But then again he rejects the lipid hypothesis, so I don't know if you'd find his work useful in answering your question.
Personally, I don't know, but I think a lot of studies trying to figure this out have failed to take micronutrient levels like chromium and magnesium into account , as well as the addition of medicinal herbs to the diet like garlic.
The story about the Korean and US soldiers atherosclerosis raises a number of questions for me. If I have my food history correct, margarine really caught on in popularity in the US around WWII, and by the time the Korean War rolled around I'm wagering most US soldiers had been eating it for a long time, so I'm not surprised by the degree of atherosclerosis the young soldiers would have had. If teenage boys had the same penchant for soda and candy then that they do now I think that could also have contributed to it. And lastly, there is the difference in the grain of choice between wheat and rice.
I'm also curious about the Inuit, I was under they impression that in general they lived long healthy lives before things like Cheerios were introduced into their diet. I apologize for being a bit off the question here, but if Cordain is correct on this one, would that be an argument for atherosclerosis being a non-issue in the absence of inflammation.
Dr. K also mentioned in passing the other day that he got rid of his atherosclerosis on a diet with plenty of saturated fat, so I'm also curious to know how he went about that. I'm guessing he's going to mention avoiding PUFA's, but if there are other variables I'm all ears.
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Answer by Namby Pamby 6131 · Aug 02, 2011 at 11:08 PM
More recent findings shed light on atherosclerosis and diet. CT scans of Egyptian mummies dating back to about 500 and 4,000 years ago showed significant atherosclerosis in many. Calcification was visible in the arteries of many of these mummies. This seems to show that atherosclerosis is not the exclusive byproduct of modern diets. There were no trans fats nor processed flour in that era, although Egyptians consumed gluten grains (wheat and barley) and corn, but probably not the evil variety and GMOs used today. I am not sure about sugar but I don't think granulated sugar was widely available, probably honey.
Typicaly, only the elites (priests, royalty) were mummified, so their social status would have allowed them to consume considerable animal products. This Lancet article makes an educated guess about how these mummies' arteries were thickening: i.e., their fat-rich diet.
Notice that atherosclerosis doesn't mean the mummies had heart attacks; it's hard to tell how they died. But the whole point of this thread is the presence or absence of plaques in response to SFA consumption.
See also a Paleoesque response to this interpretation.
So what's the conclusion: it's hard to tell. It's possible that atherosclerosis results from infections, stress, bacteria, and environmental factors and is simply part of the aging process. But it's also possible that SFA induces it. This is if you believe the aforementioned autopsy results and anecdotal accounts of vegetarians having clear arteries. I tend to think SFA is probably plaque-forming. But then that doesn't mean you should become a vegetarian or eat only leat meats. The risk of a mortal cardiac event is probably a lot less even when you have atherosclerosis (but no inflammation) than when you have both. That really was the whole point of this thread.
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Answer by Conch Shell 91 · Aug 03, 2011 at 11:33 PM
Good discussion. Kudos to everyone.
Dr. Ayers writes: "Saturated fats appear to be problematical primarily if chronic inflammation is established. Saturated fats are healthy in the absence of inflammation."
This is why many of the studies on the health effects of saturated fats are flawed. They analyze the impact on coronary health, etc… of a typical diet(containing copious grains and other refined carbohydrates) versus a typical diet PLUS saturated fats.
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Answer by Greensun 894 · Oct 15, 2012 at 05:48 AM
This is a very good post, im going to reread it but I think it should be pointed out(not sure if the author still frequents here.) that CVD resulting in death doesn't necessarily need to be the end point to deem a quality unfavorable. In other words, having athlerosclerosis is bad news in terms of a myriad of conditions
And this is a great discussion so I'm gladly bumping it
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No one has followed this question yet.
Elevated atherosclerosis risk on a high animal saturated fat + higher starch paleo diet? 5 Answers
Story on Saturated Fat? 6 Answers
What say the Paleo community about recent research showing reduced CVD risk from lower SFA? 2 Answers
SAT FAT -> LDL RECEPTOR -> OOPS? 8 Answers


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Tammy and Matt Manning were excited to own a house for the first time when they moved to Franklin Forks, Pennsylvania in November 2010. Their two daughters, three grandchildren and Tammy's father also moved in with them. Shortly after the Mannings moved into their home, WPX Energy began drilling for natural gas in their area. One day, their water came out of their faucet grey, not even a year after they became homeowners. Their water was tested positive for high, unsafe levels of arsenic, barium, methane and other dangerous chemicals. Tammy and Matt are convinced this is a result of hydrofracking, a controversial process used to extract natural gas from deep in the ground.
The family could no longer drink or cook with the water and showering in it was a very high risk, although they had no other choice. Once a week Matt would drive across the New York State border to his mother's house to fill gallon jugs with her tap water, which the family depended on for safe water. High levels of methane filled the air in the house – so much so that they had to stop using their gas stove for risk of explosion and shower with the window open, even in the winter, so that they wouldn't pass out. They lived like this for months before WPX Energy began delivering water to them once a day. Although they still can't drink the water, it is safe to cook and shower with. WPX still doesn't admit to contaminating their water, but say they are just being good neighbors. Despite the family's situation, most of the community is in favor of fracking, due to the large amount of jobs and money the industry brings to the small community. The town holds public town meetings, where the Mannings are not welcome. They have been verbally harassed in public and tailgated to work by gas workers. The Mannings are currently fighting to end fracking nationwide and to get WPX Energy to take responsibility for the contamination of their water. Read on for heartbreaking images of their daily life.
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The original version of this song. Now with much better quality and sound.
The original version of this song. Now with much better quality and sound.
ancient pop song which still sounds good.
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Sadly the man in the gray suit passed away last week.
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I was no older than 8 yrs old when this TV series aired. I thought back then that this family really sang on the track.
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Day One of TAC - The Perfect Shape
The first day of practice saw powder turns and the past / present / future of snowboarding all come together. Oslo has been receiving significant snowfall for the past month straight and it has not let up. The result has given the new venue at Linderudkollen a warm white glow to its densely wooded forest backdrop.
Very different from last year's arena layout, Linderudkollen has all the makings for history and a true Norwegian setting. Terje Haakonsen brought out his three year old son Teo to shred with the riders. The poma lift to the top of the drop in has added a nice new element for the riders to get in several more runs in then past years. But first it was all about the mini-shred session along the side of the jump. Mads Johnsson was slaying the side hill with 15 foot mini cliff gap airs, Antti Autti slashing the freshly fallen powder and even the legend Ingmar Backman came out to enjoy the fun.
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Things wrapped up with the Oakley welcoming dinner, which also had Jamie Lynn in attendance, adding to the now already growing list of legends at this year's contest. Today the former highest air champ Heikki Sorsa arrives into Oslo to take part in the 10th anniversary of the first contest by riders for riders.


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From Starcraft 2
Hey ! Just to tell you; you should randomized 1-100 rather than 0-100; that way you are on 100 possibilities and not 101.
Thx for the tutorial. -- unsigned comment by RedSword on 14:44, May 22, 2010.
This is a wonderful SII wiki.
A wonderful Starcraft II wiki indeed.
Yeah, this may be a minor issue, but to allow consistency in writing and linking, please capitalize the "C" in StarCraft and StarCraft II. I'll admit, it's a little idiosyncratic of me to complain, but... It just looks weird and semi-unprofessional to have "StarCraft II" in one paragraph and "Starcraft II" in the next, particularly when the former is obviously right. DavidJCobb 18:54, 10 June 2010 (UTC)
- Im in agreement with the capitol C in StarCraft, not only because it is capitol, but for the professionalism in consistency. Riney 03:43, 26 August 2010 (UTC)
Should this be the main SCII page?Should
[[StarCraft II|StarCraft II]]redirect to this page? Or should we have a dedicated page? Jack 06:25, 14 June 2010 (UTC)
- On Wikipedia, does Wikipedia redirect to Main Page? :P
- In other words, yes, I think we should have a dedicated article about SCII itself. DavidJCobb 22:19, 14 June 2010 (UTC)