text:
JCC members are entitled to use the indoor/outdoor swimming pools, tennis
and racquetball courts, gyms, indoor track and state-of-the-art fitness center.
Membership benefits also include FREE Group Exercise classes (with exceptions)
and FREE baby-sitting, ages 6 months to 5 years, while you are in the
building; weekdays, 8:30am-12 pm; Monday-Thursdays, 4-6 pm; and Sundays,
9 am-12 pm. Children may remain in the babysitting room for a two hour
maximum on a first come first served basis.
Children ages 6-14 may use the Ben Bergen Youth Fitness Center and Teen
Lounge on Tuesdays and Thursdays, 4-8 pm (after completing an orientation).
Teens, grades 6-12, may use the Teen Lounge, Monday and Wednesday, 3-8
pm and Sundays, 12-4 pm.
Members may enroll their children in the JCC nursery school, day care, kindergarten,
after-school programs, summer camps and year-round sports programs.
Couples, parents and children up to the age of 25 who live at home.
Single-Parent Family
Unmarried parent and children up to the age of 25 who live at home.
Individuals, ages 12 and/or in grade 6 through age 18
Young Adult
Individuals, ages 19-30
Individuals, ages 31+
Senior Couples
Couples, ages 65 and older
Senior Individuals
Individuals, ages 65 and older
The JCC is a nonprofit organization which serves the entire community and
cannot provide the vast scope of programs and services through membership dues and program fees alone. Contributory members make a significant impact
on the Center and in the lives of those in our community by helping the JCC provide scholarships, social service programs, special programs for senior citizens
and those with special needs.
Benefactors help to provide scholarship and social service programs, program
enhancements and expansions, and meet the needs of a growing and changing marketplace.
In recognition of the high level of commitment that benefactors make, the JCC
extends them the following benefits:
Patrons support scholarship and social service programs. Patrons are also entitled
to priority registration for all classes and two free tickets to all JCC events (excluding fundraisers).
Sustainers help support scholarship and social service programs.
All members above the age of five receive a free, non-transferable membership
card, which must be carried at all times while in the JCC. There is a $5 replacement fee for lost cards.
Reciprocity is given to out-of-town members of JCCs and YMHAs within the
JCCA network. However, this does not include the JCCs and YMHAs within a 30 mile radius. The Kaplen JCC on the Palisades will give up to 2 weeks for
a member from an out-of-town JCC/YMHA to use our facility when a visiting
member presents a valid membership card or a letter validating membership
from their membership office. While traveling in America most other JCCs will also honor our JCC members with reciprocity.
We provide group memberships to area businesses during work and non-work
hours. A variety of options are available.
$40 Families / $15 Adults / $10 Children ages 2-18
Membership at the Kaplen JCC on the Palisades is an annual membership
based on a twelve-month commitment when you join, renewing after the first
year on your anniversary date and every year after on September 1. Payments
may be made in full via check or credit card for the entire amount each year.
Alternatively, those electing to pay monthly via Electronic Fund Transfer (EFT)
or credit card will be charged August through July on an annual basis. The
Board of Directors may elect to change the annual dues effective September
1 of each year, thus affecting the rate and/or processing fee for automatic one
time or monthly payments.
No one is ever denied membership because of an inability to pay membership
dues. If you have special circumstances, please call the Membership Director and request a confidential interview.
The JCC reserves the right to cancel membership or terminate a member's
participation in a program without refund for any reason including:
The Kaplen JCC on the Palisades is a participating agengy of the JCC Association, the umbrella organization for the JCC Movement, which includes
more than 350 JCCs, YM-YWHAs and camp sites in the US and Canada.
JCCA offers a wide range of services and resources and is the only U.S.
government accredited agency serving our Jewish military personnel.
To contact the membership office please call 201.408.1448.


text:
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Yu-Gi-Oh! Duel Arena
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Collect as many gold nuggets and treasures as you can hold while avoiding barriers and dead-end rail tracks in the thrill ride adventure game Rail Rush Worlds. Dodge machinery in the Steam Factory, travel back in time to the Jurassic Jungle, challenge Anubis in the Pharaoh's Tomb and face the ghosts of Horror Land as you journey to the depths of the mines at breakneck speeds.
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Creative Learning Christian School announces its grand opening at 550 Grant St., Mercer.
The school was founded by a group of parents who desired a more progressive educational program that values children as unique individuals and allows them to learn in different ways and progress at their own pace.
"Students learn through hands-on experiences, investigation, and interacting with their environment," said Jillian Morgan, principal.
"They utilize an integrated curriculum with thematic units to help students to see the relationship between ideas and gain a deeper understanding and mastery of core concepts."
Creative Learning Christian School is now enrolling preschool through 12th grade students for the 2012-2013 school year.
The 6th-12th grade curriculum will be augmented by online courses that not only meet national education standards, but present material from the Christian worldview.
These courses are open to anyone in the community, including homeschooling students.
Info: www.c4clearning.org
Published July 14, 2012, in Allied News. Pick up a copy at 201 A Erie St., Grove City.
Christian school opens in Mercer
Creative Learning Christian School announces its grand opening at 550 Grant St., Mercer.
- Religion
Local author's 'Little Lambs' has ripple effect
How cool would it be to Google yourself at age 14 and see your name listed as a published illustrator?
PSU hosts church bombing survivors
Barbara Cross and Junie Collins Williams, two female survivors of the historical 16th Street Baptist Church bombing in Birmingham, Ala., in 1963, will speak at 5 p.m. Aug. 31 in Shenango Auditorium of Penn State-Shenango, Sharon.
Unlikely author was shown the light
A local teacher, speaker and photographer from Grove City has taken on a new vision - writing Christian children's books.
Allied seeks pastors to write columns
Allied News is looking for pastors in its readership areas of Grove City, Barkeyville, Mercer, Lakeview and Slippery Rock to submit columns.
Girlz Gone Right offers lessons on life, sex, respect
Baptists don't have sex standing up because it looks too much like dancing.
This was the type of candor presented by Pam Stenzel for recent back-to-back programs at Grove City Alliance Church in Pine Township about sex and sexuality.
The comic relief served to lighten the mood due to much weightier subject matter Stenzel addressed at the talks; mainly, the prevalence of STDs among young women that can destroy their fertility, future Ð and even lives.
Mercer Christian school gets creative to get ahead
When a group of parents in the Mercer area started thinking of ways to give their children more opportunities for a good, Christian education, Jillian Morgan took off with the idea.
Nicklas: Why pray?
In the Bible we read, "Are you hurting? Pray!" (James 5:13) As we pray we connect with our Creator and draw close to Him. If He is our Heavenly Father and our Creator, why wouldn't we want to draw close to Him?
Inaugurations celebrate America's civil religion
On Monday the United States will celebrate one of its great festivals of civil religion as Barack Obama is inaugurated for a second time.
The time of giving and the giving of time
Christ is quoted, "It is more blessed to give than to receive." Therein is one of life's toughest lessons. How do we teach our children the habit of giving?
Healing won't come without the Wonderful Counselor
One truth that I reveal to each client that comes into my office for therapy is that, no matter how good I am as a counselor, healing will not come without dependence on the Wonderful Counselor, Jesus Christ.
- More Religion Headlines
- Local author's 'Little Lambs' has ripple effect


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Sign up for Yardbarker's daily Top 10 newsletter, the Morning Bark! Customize to get news on your favorite sports and teams.
Found January 31, 2013 on Fox Sports North:
PLAYERS: Rick Adelman, Kobe Bryant, Steve Nash, Dwight Howard, Pau Gasol, Ricky Rubio
TEAMS: Los Angeles Lakers, Minnesota Timberwolves
TEAMS: Los Angeles Lakers, Minnesota Timberwolves
MINNEAPOLIS As Rick Adelman listed off the threats the Lakers will bring to the Target Center on Friday, he omitted one notable name. Kobe Bryant, Steve Nash, Dwight Howard, Ron well, he still calls him Ron, but he knows it's Metta World Peace now. Not a mention of Pau Gasol, the out-of-favor and now relegated to the bench big man who used to be one of the Lakers' most cherished stars. It was likely just a slip-up because how really can you mention the traveling circus that is the Lakers without even a tip of the tongue to Gasol? Or coach Mike D'Antoni, for that matter, but that's another story. Regardless, Adelman said what he said, and there's one player on his team who might, if he'd heard, have taken offense. That's Ricky Rubio, of course, the Spanish point guard who's known Gasol for years and who's played with him on the Spanish national team. Although it's facile to assume that just because two players are from the same country, they're friends, in the case of Rubio and Gasol, it actually holds. The younger point guard looks up to the veteran "He's amazing," Rubio said Thursday and the admiration goes both ways. Now, though, with the Timberwolves organization behind Rubio 100 percent, hoping to build around him and make him the core of the franchise, the contrast between the two men's situations could not be more visible. On the same night that Rubio made his first start since tearing his ACL, Jan. 17, Gasol was yanked from the starting lineup, the first time he'd come off the bench since March 26, 2005. The Lakers have played the 32-year-old Gasol off the bench in seven of their past eight games, not necessarily decreasing his minutes significantly but certainly issuing the requisite slap in the face. Now, it's yet another disappointing bump in a season marred for Gasol by losing, a coaching change, knee problems and a bad concussion. That litany of problems aside, Rubio, is not a fan of how the Lakers are toying with his friend, pulling him from the starting lineup and reportedly dangling him as trade bait for months. "He's been with the Lakers four or five years, maybe more, and he's been a starter since Day 1," Rubio said. "This year, it seems like it's been last two years, it seems they don't want him. But actually they need him, because he's a great player." To Rubio, it must seem like an embarrassment of riches. To have a former All-Star and to sit him on the bench that would never happen in Minnesota, not if he's healthy and willing to play. Add that it's Gasol, a respected player whom the Timberwolves have reportedly coveted for years, and that makes it even worse. Rubio said that he's been talking with Gasol throughout the season and that it's been hard for the big man to deal with the trade rumors and retain his focus, no matter how much of a professional he might be. "He proved in the league that he is one of the best," Rubio said. "He can pass, he can shoot, he can rebound. He can do a lot of things. I think if you use him in the right way, he's a top player on this league. If they don't want him, we are more than welcome to get him." Exactly who would front the salary there remains to be seen, but it's certain to be something of a bittersweet reunion between the two friends on Friday. The last time Gasol and company were in Minneapolis was the night of March 9, 2012, when Rubio tore his ACL. The Lakers were on their way to yet another playoff berth, another successful season, just as Rubio collapsed and with him the Timberwolves. This time around, both teams are struggling, but Rubio is on the upswing, making steady progress while his friend is in the midst of what may be a protracted and ugly fall from Lakers grace. Follow Joan Niesen on Twitter.
Original Story: http://www.foxsportsnorth.com/01/31/1...
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Pau Gasol angry over benching
Lakers star Pau Gasol expressed extreme dissatisfaction over his being benched in the 4th quarter during Tuesday's game against the Hornets.
Ricky Rubio stands up for the Lakers Pau Gasol
Gasol still could be a key piece for Lakers
Rubio stands up for fellow Spaniard Pau Gasol
Ricky Rubio Defends Pau Gasol: "We are more than welcome to get him."
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Video: Ricky Rubio freezes defense with between-the-legs pass
Pau Gasol Being Benched "I don't appreciate it"
Gasol helps Lakers beat Wolves, end road losing streak
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text:
Scott Hawkins, the firm's Vice-Chair (and Shareholder since 1990) and the President of The Florida Bar (2011 - 2012), is Florida Bar Board Certified in Business Litigation and practices commercial litigation with an emphasis on intellectual property, trade secret disputes, covenants not to compete and real estate litigation. He also has significant civil and administrative litigation experience in areas involving environmental and land use disputes and disputes involving claims arising under ERISA Plans. His clients include technology companies (internet technology, software development, pharmaceutical product development), major property land owners and insurance companies. Mr. Hawkins graduated the University of Florida in 1980 with a degree in Economics, with honors, earned his J.D. from the University of Florida in 1983, and graduated with his Masters of Business Administration from the University of Edinburgh, Scotland as a Rotary International Foundation Scholar.
A member of the ABA House of Delegates, Mr. Hawkins is a former President of the Palm Beach County Bar Association. He was awarded Palm Beach Atlantic University's American Free Enterprise Day Companion Medal in 2003. Mr. Hawkins was named "Most Productive Young Lawyer" by The Florida Bar's Young Lawyers Section in 1995. He is listed as aCorporate Counsel Super Lawyer and a Florida Super Lawyerby Law & Politics Super Lawyers Magazine;and is listed inThe Best Lawyers in America (designated a Bet the Company Litigator). Mr. Hawkins also has been recognized as one of the Top Lawyers in South Floridaby the South Florida Legal Guide and listed as one of Florida Trend Magazine's Legal Elite.
- J.D., University of Florida, 1983
- B.S.B.A., University of Florida, 1980
- M.B.A., University of Edinburgh, Scotland, 1985
Miami Lawyers Chapter
October 10, 2012


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Talks between the Chicago Public Schools and the Chicago Teachers Union broke down Sunday, and now the city's teachers are on strike, just as classes were starting for the 2012-13 school year. Labor will insist that the strikes lead to contracts that attract good teachers who promote student learning in the long-run. Mayor Rahm Emanuel, meanwhile, notes that the teachers are striking over his proposed evaluation system, which he argues will help achievement going forward. Leaving that debate aside, what does the strike itself mean for students?
Nothing good, the best empirical evidence suggests. Two of the best recent studies on the effects of teacher work stoppages and strikes concern labor disputes in Ontario schools in the late '90s and early 2000s. One, by the University of Toronto's Michael Baker, compared how standardized test scores rose between grade 3 and grade 6 for students who lost instructional time because of the Ontario strikes, and for students who were unaffected.
Baker found that if the strike happened when a student was in grade 2 or 3, their scores rose by slightly less. But if the strike happened when the student was in grade 5 or 6, their scores rose by a whole lot less. Scores for strike-affected fifth-graders were a full 3.8 percent lower than those for fifth-graders in schools and grades not affected. If that doesn't seem like much, it's 29 percent of the standard deviation (or the typical amount by which students differ from their class average). Strikes, in other words, accounted for one third of why some students did better than others.
Wilfrid Laurer's David Johnson studied the same Ontario strikes and also found that they hurt student achievement. Like Baker, he found only small effects for students for whom the strike occurred in third grade, but large effects if the student was in sixth grade. In the latter case, the percentage of students getting a passing score on math standardized tests fell by 0.21 percentage points per day, and the percentage getting a non-failing score across all tests fell by 0.10 points per day. The effects were much more dramatic in poorer and more socially disadvantaged school districts, where overall passing scores went down by 0.35 points per day. Given that strikes typically last a week or more, these results can add up. A nine-day strike, for instance, reduces passing rates 3.15 percentage points.


text:
When the School Board voted last night to ask the Buffalo Teachers Federation to drop the attendance provision in the teacher evaluation agreement, Board President Lou Petrucci circulated among the board copies of a letter he had drafted to BTF President Phil Rumore, elaborating on the request.
The original draft of the letter apparently contained some pretty strong language, which at large board member Barbara Seals Nevergold objected to.
"I specifically asked that you remove from this letter references saying refusal of the language would lead to a battle," she said. "We're trying to work in a collaborative vein. There was language used by others implying there would be a war, and I think that's the wrong message to send."(She seemed to be referring to comments made by parent leader Sam Radford, indicating the parents were prepared to "go to war" to "defend our children.")
Petrucci agreed to take the wording out out of his letter.
But Sharon Belton Cottman, the Ferry District board member, said taking the language out doesn't change the situation.
"I think it needs to be clear that there is a battle waging inside this district by the parents in regard to this issue, and they are not taking a backseat. If we cannot resolve this, how are we supposed to turn around the failing schools?" Cottman said.
"We as a board are willing to work with the collective bargaining units. We have groups that are preparing for a fight. We are willing to work with BTF. However, we do report to our constituents, and they are preparing for a fight. Just because we scratch this (wording) out, does not mean it's going away."
Here's the full text of the letter that Petrucci faxed to the BTF last night:
Dear Mr. Rumore:
On behalf on the Buffalo Board of Education and the children who attend our PLA schools, I respectfully ask that you remove any conditions from the proposed district-teacher evaluation method. Any such condition will mean that the pending school improvement grants (SIG) will not be approved and will cost the district millions of dollars in aid, the possible lay-off of dozens of teachers mid-year, and will negatively impact the instruction of the thousands of children who attend these schools.
We place a premium on the hard work and efforts of our teachers. We know full well that we have asked much of you and your organization these last few months. The Buffalo Teachers Federation (BTF) has met with us and we have been able to come to consensus on a variety of issues. Let us continue in that spirit of cooperation and remove the barrier that prevents the approval of our SIG funding. Failure to do so will undermine our efforts to date and has the potential to create a division between teachers and their pupils and respective parents or guardians who all have a very real interest in student achievement. There aren't any winners when this situation occurs, only degrees of loss.
We realize that this is a difficult decision for your organization. We understand the argument that a teacher cannot teach a student who is not in their classroom. That is not the point. The point is that your stand, however well argued or heartfelt, will result in a direct loss of funding to our lowest performing institutions. The children who attend these schools cannot afford to wait for a long drawn out court action. Their exams will not be deferred until a legal decision is reached. Members of your union may be laid off because their positions were predicated upon receipt of this money. The line that you have drawn in the sand is both damaging to student achievement and expensive to both organizations. Any victory would be, at best, Pyrrhic.
The basis for your objection to the proposed teacher evaluation method is the causal link between instruction and student achievement. You do not believe that if a student has not had enough instruction time in the classroom, the teacher should not be held accountable. Yet by placing conditions and thus eliminating the funds, and by relation teachers, you are causing the very situation to occur that you are raising objections over. Our lowest performing schools will lose the additional instruction that these students need if they are to perform at the highest level that they can.
The decision to remove the condition of attendance will not be popular among many of your members. We realize that this is a bitter pill to swallow. We submit that the alternative is far worse and will set back student achievement at these schools and the district on a variety of levels.
In closing, we ask that you reconsider your actions and remove any conditions of attendance from the teacher evaluation method.
Thank you for your time and any consideration. I can be reached at (716) 609-1367 or firstname.lastname@example.com.
Lou Petrucci
President, Buffalo Board of Education
Park District Representative
- Mary Pasciak
facebook.com/mary.pasciak twitter.com/SchoolZoneBlog firstname.lastname@example.com


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text: Pop quiz time. Does anybody know what label KCMO (Kansas City, Missouri) duo Ces Cru are signed to? If you couldn't figure it out by their hometown, perhaps their brash, rapid-fire style tipped you off that they belong to Strange Music. Following their Tech N9ne-assisted lead single, Juice, Godemis … Read More


text:
Project leadership skills lacking, company finds
ESI's Top 10 project management issues point to need for more skills training
Training organization ESI International said expert leadership is lacking in all areas of project management, portfolio management and program management. The analysis was part of ESI's release of its top 10 trends in project management for 2013.
"This year's trends bring a murky problem into specific light," said J. LeRoy Ward, executive vice president, ESI International. "Leadership skills are lacking within the project community, and until project managers learn how to properly lead teams and their projects, project execution will continue to be a problem."
ESI's Top 10 trends in project management include:
- Organizations will continue to call for strong project leaders but will focus on investments in hard skills
- Agile implementation will be viewed in some organizations as a failure, but for the wrong reasons
- Project management is not just for project managers anymore
- Large projects pose unique challenges that are increasingly tough to overcome
- Project management organizations will focus on proving their worth and driving innovation
- The U.S. government will upgrade its project management certification in the face of rising criticism
- Improving vendor management practices will top the list of skills for project managers
- Continued poor project performance in many organizations will result in more project management organizations being terminated
- Portfolio management will take on a greater role as funding continues to tighten and the number of projects grows
- Organizations will adopt Agile to accelerate time to market but what they ultimately achieve may be a different story
"Many of this year's trends focus on the need to improve project skills, process and the overall management of our initiatives," said Ward. "It is clear that it is no longer possible to hire project managers and expect results. We need our PMs to be experts, and take control of our projects to get maximum results."
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Participate in the 2013 Salary Survey
In a year when manufacturing continued to lead the economic rebound, it makes sense that plant manager bonuses rebounded. Plant Engineering's annual Salary Survey shows both wages and bonuses rose in 2012 after a retreat the year before.
Average salary across all job titles for plant floor management rose 3.5% to $95,446, and bonus compensation jumped to $15,162, a 4.2% increase from the 2010 level and double the 2011 total, which showed a sharp drop in bonus.


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In almost no time, life for Kutjim Nicaj has become very small. Only two weeks ago, Nicaj was just the property superintendent at Rye Colony Apartments– a job he has held for about six years. Over time, he got to know most of the residents by name and worked in just about every unit of the complex.
Then on February 9, Nicaj was arrested and charged with burglary and sexual misconduct. A tenant alleges Nicaj burglarized their residence and had improper contact with their dog. Following the arrest, Nicaj was arraigned in Rye City Court and posted $100,000 bail.
Nicaj denies the charges and, according to his attorney Steven Davidson, has no prior arrest record or contentious past with the tenant who reported the burglary. Nicaj is anxious to defend himself against the lurid charges made against him. "He might have to wait," said his attorney, who anticipates his client's March 6 hearing date to be one of many more to come.
Despite the potentially long process ahead of him and the pressure wrought by national media interest, Nicaj is not making a statement to the press at this time about the charges.
"He has no intention of fighting this in the press," said Davidson. "We're only responding [to Rye Patch] as a matter of courtesy, we're not seeking to perpetuate [the media coverage]."
Davidson said he responded to calls from Rye Patch, and other local media, for only one reason: "[Nicaj] wants to show people in his own community he's got nothing to hide. He's going to exonerate himself or be exonerated in the courtroom."
Other published reports claim there is videotape evidence of the alleged break-in and incident, but Davidson cannot refute those claims or respond to those stories. "I am told there is [a videotape]," Davidson said, but that evidence has not been made available to him.
"I can't comment on something I haven't seen," said Davidson. "I don't know how anybody can comment on video or alleged reports or specific reports…nothing has been released, everything is speculation."
According to Davidson, the only case that exists right now "consists of two or three sheets of paper"– the two criminal charges and an order of protection.
Since his arrest on February 9, attorney Steven Davidson said his client's outlook is "very poor, very sad." After his arrest, Nicaj lost his superintendent job and has been told to vacate his family's housing at Rye Colony.
"The notoriety the case has caused has not made it easy for him," said Davidson. "He's doing the best he can right now."
Nicaj has been searching, so far in vain, for a new job and housing to accommodate his family, including his two school-age children.
The impact on Nicaj's family has also been devastating. Davidson said Nicaj's two daughters are also struggling with the strain of the situation, an unfair burden upon them. "They are in the middle of their school semester," said the attorney. "They need to concentrate on being teenagers."
Davidson says Nicaj is an American citizen and that he has lived in Rye for about 15 years, working at the Rye Colony Apartments for about six years.
Despite his history in the community, Nicaj has not found any job or housing leads yet. "I'm hopeful he will find something soon," said Davidson. "That would be helpful."


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Always wanted a lightsaber? Make a bid
Luke Skywalker's lightsaber from Star Wars, Indiana Jones' hat and whip and Batman's cowl are going on the auction block.
The iconic movie items are for sale as part of Profiles in History's Hollywood auction Dec. 11 in Calabasas, Calif.
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- CBS features in-depth coverage of the 50th anniversary of the signing of the Civil Rights law
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By Robert J. McCarthy
Erie County Democrats are fighting and squabbling again.
"What else is new?" you ask.
Not much, really, because a new brouhaha over a headquarters proposal to redraw zone lines in the City of Buffalo is resurrecting the semi-dormant battle between new Chairman Jeremy J. Zellner and his chief nemesis -- Cheektowaga Chairman Frank C. Max Jr.
It all revolves around a meeting slated for Tuesday evening that will draw new boundaries for city zones, which are ruled by zone chairmen just like town chairmen in the suburbs. But four current zone chairmen have now contacted the state party to protest Zellner's Tuesday meeting, complaining the effort is really designed to rid the party of four Max supporters.
"It is clear that secretive zone gerrymandering ignores what is best for the Democratic Party," the four chairmen said in a letter to state Co-chairs Stephanie Miner and Keith Wright. "It is designed to disenfranchise existing zone chairs and tilt the balance toward ... Mr. Zellner."
The four zone chairmen sending the letter are Gregory B. Olma, Peter A. Reese, Joseph A. Mascia and John Fracos -- all Max supporters. They support a suit expected to be heard soon in State Supreme Court challenging Zellner's September victory for chairman over Max.
"If these new zone boundaries are correct, it would mean these new zones completely divide neighborhoods within the City of Buffalo," the four chairmen wrote, "and changes the history of the zone-ward system which has been in place since the inception of the City of Buffalo."
Zellner, reached Monday while attending President Obama's inauguration in Washington, denied that the for zone chairmen were not given a chance to provide input to a zone reorganization he said is mandated by population shifts.
"They had all this time to talk, and now as we call meetings, they want input," Zellner said. "They're a day late and a dollar short."


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By CHRIS AGEE
State Sen. Craig Estes, R-Wichita Falls, recently filed Senate Bill 897 in an effort to protect the rights of residents to record police activity on camera.
Estes, who represents Palo Pinto County as part of Senate District 30, proposed the "Freedom to Film Act," as it is also known, in response to a growing trend of citizens documenting officers on smart phones and other convenient cameras.
According to a press release, Estes noted a rise in cases of individuals being harassed by officers for capturing their activities on film. SB 897 would declare citizens filming police during normal duties are protected under the law.
"My hope is that this bill will cause our police departments to think twice before arresting and charging a person who is doing nothing more than filming the police," he explained.
Mineral Wells Police Chief Dean Sullivan said the right of individuals to hold officers accountable should be automatic.
"I don't have a problem with it," he said. "I don't know why there needs to be a bill."
Sullivan explained citizens should be allowed to view and document activity taking place in the open.
"The plain view law standard that affords police to take action in certain instances where there are violations of the law readily apparent, that should work both ways," he said. "If there's something in plain view – given the caveat of undercover operations – as far as the day-to-day goings on of the police, I don't have a problem with it in the age we live now."
Should a citizen be charged with interference with public duties or any other related charge stemming from filming law enforcement and is later acquitted, the bill also allows he or she to recover court costs related to defending against the charges.
"The police are public servants," Estes said, "so they should not be doing anything that they would not want caught on film."
Sullivan echoed Estes' opinion, noting, "Officers don't need to be conducting themselves in a manner which is not conductive to the service we provide."


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From staff reports
JOPLIN, Mo. —
Joplin's annual Christmas parade will be held on Tuesday, Dec. 4.
The parade will begin at 6 p.m. at 20th and Main streets and travel north along Main and conclude at First and Main streets.
Casey Starnes, who is helping organize the parade along with other members of the Joplin Jaycees, said that a variety of entries lined up before the Nov. 9 deadline.
"We would like to get 100 to 130 (entries)," Starnes said. "That would put the parade at a good hour to an hour and a half."
This year's theme is "Caroling Through Joplin."
A list of parades for area communities will be featured in Friday's Joplin Globe.


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This is a 'heads-up' to all of you who are asking for my next clinic. I had been pondering whether or not to actually hold any this year…It's been awhile in coming but it sure looks like something is needed in the NCNCA for racing clinics. I am going to take my clinics ONE STEP HIGHER than ever before, combining my Racing Skills Fundamentals Clinic and portions of the Tactics! Tactics! Tactics! All in one six-hour session!
The dates below are pending but I will know in a few days if I have secured the location for the clinic. So, stay posted for further updates. You will then just have to follow the link from the NCNCA Clinics page to register with me.
While I will have less clinics than previous years, this combination will help you advance by combining the racing skills you need and some advanced strategies to keep you thinking and in the mix.
UPGRADE POINTS: This clinic is posted for 4 upgrade points from a Category 5 to a 4.
I look forward to working with all of you!


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I found a set of these fairly local to me for $50. I offered him $100 as his asking price was just too ridiculous. Pics show they are in pretty good condition. He says everything works fine and he has the original interconnect cable. I'm picking them up tomorrow.
From what I understand, these are the original versions with the dimensional tweeter. Just wondering what I can expect with these. I used to own RTA12C's but these will be my first SDA's. I will driving these with an Adcom GFA-535. Will my CS400i be a good match for these? I will be using them mostly for movies but will occasionally listen to music.


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— The past several months haven't been exactly the winter that wasn't.
Unlike the unusually warm, open winter of 2011-12, there have been enough of those bone-chilling, sub-zero days this year to remind us that we indeed live in Minnesota rather than Missouri.
Understandably, snowmobile enthusiasts and cross-country skiers might regard the lack of snow so far this winter as a negative. But those of us who have yet to refill the gas tanks of our snow blowers aren't complaining.
And with most area lakes going into the winter at extremely low levels, the result of months of drought, the lack of snow has been a blessing for fish populations.
During the winter of 2010-11 when snow came early and often, many shallow southern Minnesota lakes experienced fish die-offs from low oxygen levels.
But the lack of any significant snow so far this winter makes the chance of winterkill on area lakes remote, said TJ DeBates, supervisor at the Minnesota Department of Natural Resources Fisheries office in Waterville.
"Even though the water levels on area lakes are extremely low, all of the lakes we tested are at super-saturated oxygen levels," he said. "With very little snow on the ice, the curly-leafed pondweed has continued to grow, creating photosynthesis, which produces oxygen."
The downside is that unlike two years ago when heavy snow early on and throughout the winter shut off sunlight and prevented aquatic plants, including curly-leafed pondweed, from growing, this year the invasive species probably will have a head start this spring over more desirable native species.
The combination of low water and a dense mat of curly-leafed pondweed could present challenges early on for boaters.
The low water and continued dry conditions could have some effect on fish populations in the future, as well.


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Post a reply to the thread: Dream matches poll
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Very good thread.
fedor vs. cain
jones vs. cain
jones vs. overeem
overeem vs. jds
anderson vs. jones
anderson vs. gsp
anderson vs. shogun and machida (trained with both, will never happen)
anderson vs. rampage
machida vs. jones
rampage vs. cain
carwin vs. bigfoot (carwins power vs. bigfoots chin)
diaz vs. penn
penn vs. aldo
aldo vs. alvarez
diaz vs. aldo
gsp vs. diaz (yes because gsp wont take him down for 5 rounds...)
Overeem vs. lesnar
mousasi vs. franklin
mousasi vs. marquardt
giant silva vs. sylvia
You guys are quick to say that maia and jacare would sub shields that easily. Shields would be on top for the whole fight, in a grappling match sure, but shields is very good on top and has great control. odd coming from the people who bashed me for saying that gsp would beat shields. Jacare clearly has the best standup of the three.
Anderson vs Shogun
Fedor vs Cain
Maia vs Jacare I think would dissapoint us because I think they would keep it standing
Sonnen vs Rashad would not be bad, but it is not a dream match either for me.
My dream matches:
Anderson vs GSP
Anderson vs Jones
Mousasi vs Machida
Fedor vs Cain
Overeem vs JDS
Minowaman vs Sakuraba II
Nick Diaz vs BJ Penn
Mirko vs Nogueira II
Originally Posted by CtGreat
Its been an incrediably slow day for MMA news, so I thought I would post a poll topic with my biggest dream fights, in order to see what you guys would rather see.
Anderson Silva vs Shogun Rua--Most amazing standup war in MMA history possibly
Damian Mia vs Jacare Souza--Most amazing grappling war in MMA history possibly
Rashad Evans vs Chael Sonnen--2 of MMA's best wrestlers, similar in size
Fedor vs Cain Valesquez ---Hw showdown of epic proportions
Edit: Mods could you please attach the proper poll to this or delete it so i can redo it? I didn't mean to hit submit
A. Silva vs J. Jones
GSP vs Sonnen
D. Mia vs J. Shields
Brock vs Fedor
A. Overeem vs Cain/JDS
anthony pettis vs anyone
Eddie Alvarez vs Frankie Edgar
GSP\A.Silva (in 2012)
Jon Jones\Cain
Jon Jones\A.Silva
Originally Posted by dbader08
You guys are underestimating Shogun...I think he's gonna come back rather beastly.
Roger Gracie or Demian Maia/Jacare
Jose Aldo/Joe Warren
Eddie Alvarez/Gray Maynard
Lesnar/Antonio Silva
Overeem/Dos Santos
Originally Posted by GL Jeff
Isnt their a section on the boards for post just like this. lol.
I also want to see Alves/Daley and Overeem/JDS. Im not underestimating Shogun, he is one of my favorite fighters; I just honestly dont think he would last long with Silva.
Originally Posted by GL Jeff
Isnt their a section on the boards for post just like this. lol.
I honestly never saw that board until now.....wow.
Originally Posted by GL Jeff
Isnt their a section on the boards for post just like this. lol.
he asked for a poll on fights he listed but everyone just started naming fights they wanted to see...
Brock vs Bigfoot
AO vs Cain
Carwin vs Fedor
Mir vs Werdum
Henderson vs A Silva rematch
Isnt their a section on the boards for post just like this. lol.
Forum Rules


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Eric Savitz, Forbes Staff
Covering the intersection of tech and investing.
Guest post written by Auren Hoffman
Auren Hoffman is founder and CEO of Rapleaf and venture partner at Founders Fund. You can follow him on his blog (Summation), on Twitter (@auren), and Facebook (aurenh).
It has been conventional wisdom for the last 50 years that if you are a long-term investor, your best return will be in stocks. Almost every financial advisor will tell a 30-year-old to put upwards of 90% of their portfolio in equities.
Most people above median wealth have a substantial allocation of their liquid portfolio in the stock market. Some people pick individual issues (Apple, GE, Wal-Mart, etc.) and some invest in managed mutual funds (Fidelity, say), while others invest in index funds (the Vanguard S&P 500 fund, for instance).
Stocks are less than 10% of my portfolio. This is a long article (read time is going to be at least 12 minutes) but I implore you to read it in full.
"Never invest in a business you cannot understand." - Warren Buffett
That's great advice from the Sage of Omaha. But we should take it a step further:
Never invest in a security you do not understand.
So the question is: do you actually understand the stock market?
Prices of stocks seem to be a mystery to even the most experienced investor. There are often market swings of over 1% per day.
Supply and demand
Most investors argue that fundamentals (like expected earnings) drive price. That doesn't seem to be a complete explanation as we have had a market which has basically remained flat since the late 1990s.
The best explanation, beyond "fundamentals," for long-term market movements: supply and demand. In this case, "supply" is the amount of total stock for sale and "demand" is the total dollars looking to buy those securities.
The key factor here is the demand. While supply (investible stocks) does change, its change is very small relative to the demand (amount of money looking to invest in the market). So as more money goes into the market, the market goes up. If money is coming out of the market, then the market goes down. It is basically that simple.
To properly be a long-term stock market investor you need to read the mind of the public. You should only put your money in the stock market if you think everyone else will keep money there. So to inform your portfolio allocation, we want to figure out if money is going to flow into the market or leave the market over the next 30 years.
Let's examine the six key factors why money might be leaving the U.S. stock market:
Retail investors, via their 401(k) retirement plans and pension plans, are one of the largest groups of investors in public stocks. One of the big reasons the market has been flat over the last 15 years (and not collapsed) is because so much retirement money has come into the market. Most of that money is held by people who are close to retiring and will likely be coming out of the market, albeit slowly, over the next 30 years.
Asset allocation would suggest that people should shift away from equities as they get closer to retirement. I don't have data on this, but I would guess that most boomers still have over 50% of their portfolio (excluding real estate) in equities (even after the 2000 and 2008 crashes). This is way too high. Since many of these people are counting on the retirement income to live, they might flee from the volatility of the stock market and move to safer investments.
Robert Arnott, chairman of Research Affilitates (and an asset manager for PIMCO), recently said: "The ratio of retirees to active workers in the U.S. will balloon. As retirees sell stocks and then bonds to support themselves, there will be fewer younger investors to buy those securities, keeping a lid on prices."
The important question is where can we get one of those fake nose and beard ensembles?
I like the part about investing in yourself.
I understand the macro trends you're highlighting here – but THIRTY YEARS of stagnation? Seems like a bridge too far, nostradamus!
"The best way to get massive returns is to invest in yourself. "
… Amen.
stocks go up if there are more buyers than sellers and vice versa period. So does real estate, and almost everything else. The key is to find out where the institutional money is going. Come down from the birds-eye view then narrow it down to where is the opportunity (i.e. what has been hit hard and is going to rebound)? REAL ESTATE! residential bank-owned (REO's) is the Play for right now. In my book, REO BOOM I talk about how the biggest shifts of wealth will happen in the next 3-5 yrs. The people who buy bargain basement properties in depressed markets (e.g. Miami, Phoneix) will make a killing. Right now, investors are scooping up properties making 14-20% cash on cash returns from rentals; buy a property that used to sell for $150,000 for $50,000 and rent it out for positive cash flow. You have 3 options: buy and rent, lease-to-own, or fix to flip FHA. Stocks (i.e. equities) will be coming back as our GDP steams up to 2-3% growth quarter after quarter but the bottom line is to buy bank owned properties-that is where the money is @!!!
Stocks go up if there are more buyers than sellers and vice versa period. So does real estate, and almost everything else. The key is to find out where the institutional money is going. Come down from the birds-eye view then narrow it down to where is the opportunity (i.e. what has been hit hard and is going to rebound)? REAL ESTATE! residential bank-owned (REO's) is the Play for right now. In my book, REO BOOM I talk about how the biggest shifts of wealth will happen in the next 3-5 yrs. The people who buy bargain basement properties in depressed markets (e.g. Miami, Phoenix) will make a killing. Right now, investors are scooping up properties making 14-20% cash on cash returns from rentals; buy a property that used to sell for $150,000 for $50,000 and rent it out for positive cash flow. You have 3 options: buy and rent, lease-to-own, or fix to flip FHA. Stocks (i.e. equities) will be coming back as our GDP steams up to 2-3% growth quarter after quarter but the bottom line is to buy bank owned properties-that is where the money is @!!!
WHERE'S ALL THE USUAL CrAPPLE PIMPING BY CrAPPLE HACK Forbes??? iFad3 too HOT for you to pimp?
indian share market flectuating always because
1. Indians don't thinking about future earning.
2. the invester decide price value only on profit not for brand
3. huge opportunities are there in indian share market
4. financially Indian market is good compared to USA and UK
Spot on: know what you invest in. Do your homework. Just don't take as a call to action: remember what M.Cuban said in 2010. Follow market call at your own peril.
I am using Betterment but investing in Treasury Bonds. Do you think the same can be said for Treasury Bonds?
Hi: Nice article, but couple points worth making:
a. We cant confuse the evaluation of equities as a valid asset class with the timing of that investing. It's true that investing in US equities at the present time – due to the run-up in the market, ultra low rates etc. mightnt be a great idea. But in the grand scheme of asset classes, U.S. Equities are probably still a better than average vehicle to invest in, in the long run.
b. I want outsized returns: all discussions on return must be framed against a discussion of risk. The risk-return argument for starting your own business is very differnt from a risk-return argument on a well-run large cap company. I suggest readers both options logically and independently. Finally, i dont think it is a useful attitude to approach equity investing as a gamble to hit the jackpot. The best, long term investors, make solid singles and doubles that build into sustainable returns in the long haul.
I think you might have been better off titling the article: "6 reasons I won't invest in the US Equity Market, For Now!"
Thx Chitra
The way I read this, it sounds more like the point is to take control over your portfolio. If you let a typical diversified 401K represent your entire retirement, you're essentially banking on general economic and market growth and not finite growth of any specific holdings. For example, if you dig further, you may find that most funds are betting FOR and AGAINST industry or consumer trends – but over a 30+ year timeframe – are both trends going to profit in your favor? My belief is, find the funds or invest in the companies that align with your perception of where markets are headed. Diversify in the way you place your bets. Don't let total diversification create contradictions to the point that you're at the mercy of general economics. Invest in the companies or trends (or even yourself) if you believe in them.
Eric, great article. You wrote what I've been thinking for several years. I don't believe this is a temporary issue driven by events of recent years, as some say. I believe that the average person has very little ability to know the market the way the professionals do. For every winner who takes profit, there are many losers who through bad timing or bad advice, lose significantly.
I invest at a lower risk than some would recommend for this very reason.
I came accross a site call ivencha that helps people start their own business. I used it to get help and now after a year I am able to support my lifestyle with out the need for a job.
Great article. The market is irrational! If you think Western investors will be investing in emerging-market countries then why are you personally against investing in them? I'd love to read that article too.
The one thing I'm optimistic about is that there will be another surge in the next 15 years, just like with Tech in the last 20. Innovation does not stagnate. Your point about private equity coming in early to start-ups is fair, but I'm sure we will see another boom in some sector, even if it's an established sector. Perhaps it will a mobile software boom, perhaps a new display technology will blow us all away or perhaps American energy will finally come to fruition. Who knows, maybe all of these venture capital funds go public and we get to taste the growth of start ups indirectly though them. For now, I'll stick with my cheap index funds.
With the way things are now……the underside of my mattress will give me a far better ROI.
Although I respect the fact you have a certain point of view, don't pretend to tell me what not to do. I have done very well investing in equities thank you.
I would not pretend to tell you what to do or not to do in the private equity field (which is risky as well and with more risk – with corresponding returns); and you should shy away from repeating half truths about the "markets" since you are missing some valuable information available to those who have a better understanding of the subject at hand.
I would suggest readers of this article to pick up a copy from the library or buy the following book by Jeremy Siegal "The Future For Investors. He addresses this same area and subject of this article. It's an easy read and I flew through it in a couple of sittings. Perry S.
Your article raises many interesting points, but the analysis in many aspects is, I believe, wrong.
Article claims when inflation and interest rates go up, due to massive U.S. Budget Deficits, it will lead to higher interest costs for companies, reduce stock's earnings. and so harm Stock Prices. I beg to differ. Take Example of APPLE. It has no debt and over $100 billion cash. So Apple's earnings will go up if interest rates go up, providing it invested in short-term debt. Most major US Stocks also have highest levels of cash and lowest levels of debt on balance sheet, ever. Second, when interest rates move up sharply, I'd much rather have money in Stocks than the alternatives: Bonds and Real Estate. When rates go up, bonds can only go down in value, and it also costs more to finance real estate, so unless rents go up, real estate will go down. Stocks on the other hand are shares of ownership, that over the long term, their earnings have historically gone up faster than inflation. Bonds are fixed in US Dollars, can only go down in value if inflation, and govern. bonds paying say 2% now will plummet in price when new Govern. Bonds must pay 4%.
Article also mentions that as Baby Boomers retire and must sell their stocks over time, and as percentage of portfolios in stocks goes down, stock prices will fall due to supply and demand. But has not that already happened, after the 2 crashes in stock prices of the past decade (early 2000s tech-wreck market, and 2008 Financial market crash)? Has not the % most investors have in stocks already gone way below the mid-1990s – 2000 allocation? Have not alot of retail investors pulled out of stocks already, after the 2008 crash, and not gotten back in? Is it not Bonds where there is now a Bubble of far too much money has shifted into in the past 4 years? Is this not evidenced by record low interest rates in USA on bank deposits and govern. bonds?
And lastly, while Govern. Bonds and Bank Deposits now yield only from about 0.1 – 4%, is not the extra yield of Stocks much higher than ever? While one is guaranteed to lose about 2-3% of one's wealth every year by investing in such fixed income bonds (vs. inflation), the Stock Market at about a PE of 13 is presently yielding 7% (the inverse of the PE ratio) plus even if profits only grow an anemic 3%/yr. that's still 10%/yr. gains in a diversified portfolio.
There is a big risk ahead for stocks though, another recession. But that will also push Real Estate down again, particularly if the next recession is brought on by rapid rising interest rates. But for stocks with almost no debt or tons of cash on balance sheet, such as Apple, Google, IBM, and even GM (post-bankruptcy), they can easily ride out a recession. And Apple and Google have been rapidly growing sales and earnings world-wide, even in a sluggish growth environment.
Hoffman implores us to read the whole article, but why should I when the very first sentence contains an obvious factual error? He says "It has been conventional wisdom for the last 50 years that if you are a long-term investor, your best return will be in stocks." But just 33 years ago, Businessweek wrote that "younger investors, in particular, are avoiding stocks…. Only the elderly who have not understood the changes in the nation's financial markets, or who are unable to adjust to them, are sticking with stocks…. 'People no longer think of stocks as an inflation hedge, and based on experience, that's a reasonable conclusion for them to have reached,' says Richard Cohn, an associate professor of finance at the University of Illinois." That was, of course, the famous "Death of Equities" article, and we know what happened subsequently.
Why I'm still reserved about the conclusion drawn, I think the article was presented very well. Nice balance between enough info to understand the points without too much specialized financial trade-speak.
Good job.
Everyone has their own opinion on stock ownership. The idea of more and more people retiring is not that easy to state. People are working longer. People stay invested longer. The rich keep their portfolios and hand them over to their children. In fact, the rich own the most of the stock! A good example are all the retired rich in my own area. Many of our biggest corporations buy out smaller, struggling, fledgling companies. Investing in oneself is not always an option. It's taking more and more money to graduate from engineering schools and medical schools as well as from most any college. Many people who are born with special gifts are programmed for failure. Foreigners love our companies and will continue investing in their stock. Rich corporations will buy back their stock or increase dividends. There are far more smarter men than the writer of this article who heavily invest and will continue to invest in America's stock markets. I could go on. To not participate is pure folly. I do not mean with a feeble 15 or 20 percent.
Big-picture analysis such as this is very seductive in its simplicity, but if you move from your view at 35,000 feet up to 75,000 feet, an even broader view may lead you to different conclusions.
If I understand you correctly, your primary reason for shunning equities is that the incontestable need for baby boomers to liquidate their retirement savings over the next few decades while fewer young savers come in to take their place will necessarily put massive pressure on equity prices. However, if you move up a level and ask yourself what retirement savings actually are, I think it is fair to say that they are nothing more than a claim by those who no longer work (or will soon no longer work) on the fruits of the existing capital stock and the labor of those who will be working in the future. And the obvious question to ask after that is whether the capital and people working in the future will produce enough goods and services to provide those who have retired with the standard of living that they expect or at least hope to have, based on the dollar value of their retirement savings and entitlement benefits. If one comes to the conclusion that the smaller workforce will not be capable of doing this, then we all have a bleak retirement indeed to look forward to, but if one takes the view that fuller employment at home and abroad along with increasing productivity and the power of the existing capital stock can support a growing number of retirees living ever longer lives, then there could possibly be enough to go around for most of us to achieve our retirment goals.
Since you appear to have focused of the gloomy scenario where aggregate retirement savings is insufficient cover aggregate retirement expense, which I agree is a distinct possibility, I will focus on that case as well. In that scenario, we have to ask which claims on those limited future goods and services will be more durable (harder to repudiate) than others. If we all kept our savings in fixed-dollar denominated assets (i.e., we all had exactly the same claim on future goods and services), then the dollar value of goods and services available to retirees would simply rise to equal the total number of dollars saved by those retirees, or said another way, the value of each dollar would fall to the point where our aggregate dollar savings are worth little enough to purchase the aggregate goods and services available to us. This of course is called inflation, and the greater the deficiency in our aggregate retirement savings, the greater the amount of inflation we can expect. However, if I owned a goose that would produce one edible egg every day (who wants gold when there isn't enough food to go around?), the value of those eggs will rise in lock step with inflation, and therefore so should the intrinsic value of the goose. The goose of course is a corporation or rental property or any other capital asset that produces a relatively predictable flow of the goods or services demanded by an ever growing pool of retirees. So as much as a fair-minded social policy might like to reduce the value of my goose in line with the losses suffered by other savers, the value that the goose produces everyday makes it absolutely impossible for anyone to do that. Thus, virtually the entire burden of deflation will need to be borne by those holding fixed-dollar assets (sorry China), so they will have to suffer something like double the loss in purchasing power that they would if we all shared the pain equally
I won't argue with the fact that the discount to intrinsic value that I might receive if I ever try to sell this goose (rather than collect its ovoid dividends) may or may not be greater than it is today, though I would point out that the obvious benefits of this goose over paper money, especially in an environment of meaningful inflation, should be apparent; and in any case, there is some limit to the extent that equity prices generally vary from intrinsic value (1% or 2% moves aren't noticed and are totally dictated by supply and demand, but moves below 50% or above 200% have been harder to sustain). I also won't argue that we may need to share more of the company's value with its workers, but the share available to those with a claim on the capital should still be reasonable and in any case far better than holding fixed dollar assets. And society may take other measure to rectify the unfairness of equity holders doing so much better (higher capital gains taxes or estate taxes come to mind), but this is far more likely in the case where equities actually have done much better, and it would mean giving back only a portion of their outperformance.
I also would not be surprised if a view from higher up in outer space or way down in the weeds might lead one to a conclusion which contradicts what I have written here, as I am generally suspicious of simplistic analysis. I simply wanted to point out that an equally simplistic and to me more seductive analysis may throw some doubt on the conclusions that you have reached and may argue for taking at least some refuge in the safety of diversification.
In the interest of full disclosure, my allocation to equities is far smaller than that of the average investor, as I believe there may be an opportunity in the short term to increase that allocation at better prices, but at 75,000 feet over 30 years, I think a reasonable allocation to equities still makes a lot of sense.
One must learn to calculate risk before actually starting to invest. I remember my college days and all the failed resolutions of investment I used to make. I found this new Android app that can help students and Beginners. It is simple and fairly easy to organize stocks and compare charts. It is like learning on the go. Download here https://play.google.com/store/apps/details?id=com.codemymobile.stocks
It will be available for iOS very soon.
I think you nailed it! Thank you. It is nice to see something from the financial community that isn't a sales pitch. Someone very smart once told me, "If you don't have the money to lose completely, don't invest in the stock market" and that was a long time ago. It is more true now than it ever…due to the demographics and the mismanagement of the past 20 years. Its going to boom-bust-boom-bust or flat-flat-flat from now on. I think 30 years is a fair forecast.


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Dragon Ball Z Kai
English Opening | Watch Japanese Opening
Dragonball Kai is a refresh of the Dragonball Z animated series. Updates include an upgrade to HD resolution instead of the standard resolution DBZ originally aired in, re-done voices by the original Japanese cast, and a new score by Kenji Yamamoto. Unfortunately, there is very little new animation, but instead remastering and clean-up of the original film has been done. Dragonball Kai aims to condense the series by removing most of the filler present in DBZ in an attempt to more closely follow the manga by Akira Toriyama.
Dragonball Z Kai is the English renaming of the show.
Dragonball Kai is said to be a celebration of the 20th anniversary of Dragonball Z.
Episode 1 of Dragonball Kai first aired on April 5th, 2009 on Fuji TV at 9:00 AM in Japan. English dub began May 24th, 2010 on Nicktoons at 8:00 PM ET in America.
Although the original Dragonball Z TV series had 291 episodes in total, Dragonball Z Kai will have significantly less due to the lack of filler episodes and in some cases entire story arcs like the Garlic Jr. saga. The Majin Buu saga will air in Japan April 6th 2014.
The Japanese version of Dragonball Kai airs every Sunday at 9:00 am on Fuji TV. If you don't live in Japan, you can either stream Fuji TV online as episodes air, or download episodes after they air using programs such as BitTorrent.
Dragonball Kai also began airing in English on May 24th, 2010 at 8:00 PM ET on the Nicktoons channel in America, and will air later in 2010 on 4Kids. There are, however, noticeable edits, such as censoring of blood and brief nudity.
Dragonball Z Kai airs Monday to Thursday at 8:00 PM ET on Nicktoons in America. It also airs every Saturday morning at 10:00 am PST on CW 4 Kids (for more information visit http://www.cwtv.com/stations).
If you're unable to watch DragonBall Z Kai on TV and can't afford the home video releases, you may find streams of the latest episodes here on our website.
Absolutely. The first DVD and Blu-Ray is already out and ready to be bought by you in stores, and the second (and third, and fourth, etc.) is on the way. Here's the lowdown:
1. Dragon Ball Z Kai Part One (DVD/Blu-Ray) / Episodes 1-13 / May 18th, 2010
Run-time of 325 minutes, TV-14 Rating, available on DVD and Blu-ray now!
2. Dragon Ball Z Kai Part Two (DVD/Blu-Ray) / Episodes 14-26 / September 14th, 2010
Run-time of 325 minutes, TV-14 Rating, available on DVD and Blu-ray September 14th, 2010.
That's probably because there have been serious recasts for Dragonball Z Kai. Although all the major voice actors (Chris Sabat and Sean Schemmel for example) are back and mostly working on the same characters, lots of other voice actors have changed roles or have been replaced completely. Here's the known list of recasts:
Colleen Clinkenbeard – Gohan (Replacing Stephanie Nadolny)
Monica Rial – Bulma (Replacing Tiffany Vollmer)
Brina Palencia – Puar and Chaotzu (Replacing Monika Antonelli)
Chris Cason – Mr. Popo and Turtle (Replacing Christopher R. Sabat)
Bryan Massy – Oolong (Replacing Brad Jackson)
Mark Stoddard – Dr. Brief (Replacing Chris Forbis)
Chris Ayres – Frieza (Replacing Linda Chambers-Young save for Episode 1)
J. Michael Tatum – Zarbon (Replacing Christopher R. Sabat)
John Swasey – Dodoria (Replacing Chris Forbis)
Maxey Whitehead – Dende (Replacing Laura Bailey)
R. Bruce Elliot – Ginyu (Replacing Brice Armstrong)
Jason Liebricht – Jeice (Replacing Christopher R. Sabat)
Vic Mignonga – Burter (Replacing Christopher R. Sabat
Greg Ayres – Guldo (Replacing Bill Townsley)
Bill Jenkins – Grand Elder Guru (Replacing Christopher R. Sabat)
Travis Willingham – Cell (Replacing Dameon Clarke)
Oddly enough, even the Japanese version of Kai has some censoring and content edits (the brief nudity of baby Goku for instance was censored). But there's nothing as crazy as blue Mr. Popo in the Japanese version.
The series is edited on Nicktoons to fit the target audience (kids), and occasionally contains different verbiage than the home video releases, which is entirely unedited. Most character attacks retain their correct pronunciations in the unedited dub while some other names that have always been associated to the English dub remain the same (for example the pronunciation and spelling of "Saiyan," Tenshinhan's adapted name "Tien," and so on). Dialogue is being treated with more respect than ever before, but still isn't 100% faithful or perfect. Also, episode titles are now mostly faithful translations of their original Japanese versions.
Although I definitely understand why you think this, it wasn't the creator's intentions. At the end of the day, you can easily ignore Dragonball Z Kai just like you can ignore Dragonball GT or Dragonball Evolution. Not every fan is going to love everything there is to do with the franchise and no reasonable person expects you to. Not even Akira Toriyama. Just enjoy Dragonball – in some way – however you like!
Due to lower than anticipated ratings in Japan, they decided to end production at the Cell Saga — however, they've recently announced they're still planning on completing the show and releasing it on home video in North America. There's no firm release date yet, but the Buu Saga is eventually coming so be patient.
For even more up-to-date coverage on Dragon Ball Kai, check out our Dragon Ball Kai news category.


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From staff reports
Iran. China. Afghanistan.
All three are likely to remain ongoing challenges for the next American president.
Republican Mitt Romney and Democrat Barack Obama squared off in the third of three nationally televised debates Monday night, this time over foreign policy.
Howard Spiva, a 32-year veteran of the U.S. Army, said Monday that the most pressing national security issue the United States faces is the possibility that Iran could obtain a nuclear weapon.
Spiva, who serves as commander of American Legion Post No. 13, said he also supports Obama's foreign-policy initiative to bring the troops home from Afghanistan.
"We have fulfilled our obligation that President Bush made 10 years ago,'' he said. "We have been there way too long and it's time to get the troops out of there immediately.
"The people over there have been given a chance to fulfill their own obligations and they have got to take that responsibility,'' he added. "There have been too many injured and too many deaths. I don't want to take sides, but I think the President is on the right track there.''
Economic security
John Groesbeck, dean of the Plaster School of Business at Missouri Southern State University, said that when national security is defined broadly, it includes more than imminent military threats. National security is interdependent with economic security, which he defined as the ability of a nation to employ its citizens, the ability of those citizens to invest and expect a reasonable return for such things as retirement, the confidence those citizens have in the future, and the ability of people to protect their assets, whether that be protecting intellectual property of preventing inflation.
China, the world's second largest economy, is one of the challenges for the next president, even if there is not a direct military threat.
Groesbeck, who has been to China eight times, said there are actually two Chinas: The coastal one of wealth symbolized by Ferrari dealerships is found in Shanghai, Beijing and Hong Kong. The larger and more heavily populated one, in the interior, is symbolized by oxcarts. That China is underdeveloped, and a challenge to Chinese leaders who don't want much of the country left behind. That is part of the justification for the currency manipulation.
"They are trying to figure out a way to pay for everything that has to happen," he said.
He said there is no doubt that China is manipulating its currency to keep it artifically low in order to keep its exports flowing into the United States.
That is part of the money that is supporting the wealth explosion of coastal cities, and at the same time driving up prices worldwide for raw materials such as copper, which the Chinese are stockpiling. What is in the interests of the United States is helping China develop its middle class, which would become a market for American-made products.
China also is the foreign nation that holds the most U.S. debt, at $1.2 trillion.
He doesn't think that poses an immediate threat, or is something the Chinese will use to give their nation more political leverage.
"They want to maintain good relations with the United States for now. They recognize it is in their best interest," Groesbeck said.
With the fragmentation of the EU, the United States "is still the best bet in town."
"Where else are they going to put their money? ... It's in their best interests to play nice with us. China has a self interest in continuing to cooperate with the United States because they need us."
'Red line'
Paul Zagorski, professor of History, Philosophy and Social Sciences at Pittsburg (Kan.) State University, noted that outside threats to the United States over the next four years may be economic or military.
Zagorski said both presidential candidates have set a "red line" regarding Iran's reported nuclear ambitions, in that if Iran gets close to building a nuclear weapon, it would be attacked.
He said the United States has successfully contained other nations with nuclear weapons but he doesn't think a nuclear-armed Iran poses the threat that many claim. And he said threats of attacking Iran are ill-conceived.
"Even if we just use air strikes, the only thing it will do is set them back a few years," he said. "Or it may inflame the whole region."
Instability in the Arab world, brought about by the Arab Spring, has the potential to affect world energy prices, he added.
Overseas terrorists, like those who killed U.S. ambassador Chris Stevens in Libya, are mostly a regional threat. Those who threaten Americans on U.S. soil probably will continue to be free-lancers, Zagorski said.
He said al-Qaida has become an increasingly weaker since being driven into Pakistan and Osama bin Laden was killed.
"They're marginal," Zagorski said of the free-lance terrorists. "Self-help terrorism is very difficult to address and say, 'It's all done.'"
For Marshall Hogue, who has served 18 years in the U.S. Army Reserve in places such as Guantanamo Bay and Iraq, the issue is security for Americans overseas.
"As an active service member, it's hard to talk about policy. As a citizen, I think we must do everything to protect our assets overseas as much as possible,'' he said. "When we have embassies and diplomatic relations with countries, we need to make sure that our people on sovereign soil are safe.''
Hogue said, "It's hard to be diplomatic and secure at the same time. We want to be friendly to the world, but we also have to be secure at the same time.''
Globe staff writers Roger McKinney and Wally Kennedy and Metro Editor Andy Ostmeyer contributed to this report.


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Dr. Kristof Kloeckner to Deliver Partner Keynote at 2010 Red Hat Summit
CTO of Cloud Computing to Discuss Strategy During Address
Dr. Kloeckner will discuss current cloud computing initiatives and what lies on the horizon for the still-advancing technology during his Partner Keynote at Red Hat Summit . The keynote will take place on Thursday, June 24 at 8:30 a.m. Eastern Standard Time. The summit begins on June 22 and concludes on the 25.
As CTO of Enterprise Iniitiatives and Vice President of Cloud Computing Platforms, Kloeckner oversees all of IBM's cloud computing initiatives. Previously, he was a CTO and VP of Strategy and Technology for IBM. He joined the company in 1984 as a development engineer, working as a member of the Boebligen Development Laboratory.
IBM has the largest network of cloud computing labs in the world and with the recent acquisition of Cast Iron Systems, a private company that specializes in cloud integration software, their initiatives continue to take shape.
The Red Hat Summit will offer labs, demonstrations and hands-on sessions for creating public and private clouds using Red Hat Enterprise Linux. Registration is still open. For full rates, click here.
Issue 166/2014
Tag Cloud
Password Management Services Vulnerable to Attack
Should you trust an online service to store your online passwords?
New Raspberry Pi Adds Two USB Ports
New B+ board lets you build cool things without the complication of a powered USB hub.
Microsoft Grabs No-IP.com Domains
Redmond rushes in to root out alleged malware haven.
Firefox Steps into 3D
New initiative will bring futuristic virtual reality effects to the web surfing experience.
New Trojan Targets Online Banking
Dyreza malware launches a man-in-the-middle attack that compromises SSL.
HP Rolls Out Massive Cloud Network
New cloud combines worldwide access with local attention to data security.
New Attack Targets Wireless Logins
A first cousin of the recent Heartbleed attack affects EAP-based wireless and peer-to-peer authentication.
Geeks Petition for Free Lenovo BIOS
FOSS community acts to protect freedom of choice for laptop devices.
Firefox Says Yes to DRM
Quintessential open source browser shores up its market share with a step toward the proprietary dark side.
Webcam Hijackers Busted
Authorities in 16 countries take action against users of the imfamous BlackShades malware tool.


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Bob Marley Turned 68 On Feb. 6 2013
The beloved Jamaican singer died of cancer in 1981 at the age of 36, but his legacy lives on through his music. Marley is credited with helping spread both reggae sounds and the Rastafari movement to a worldwide audience throughout his 18 years in the business. According to Urban Islandz, "Legend: The Best of Bob Marley and the Wailers," which was released three years after his death, is reggae's biggest selling album to date, with more than 10 million copies sold in the United States and an estimated 25 million worldwide. And that's no surprise.


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Journal of the New Zealand Medical Association, 22-August-2008, Vol 121 No 1280
New Zealand College of Chiropractic response to "Dr Who?" editorial
Professor Colquhoun's editorial on use of the title 'doctor' and chiropractic might be considered mildly entertaining by some, however, by publishing such biased, anecdotal and unscientific material, the New Zealand Medical Journal (NZMJ)1 does nothing for the credibility of the journal and the profession it represents.
How can any reader take seriously, anything suggested by a writer who opines that a 19th Century journalist possessed superior "intellectual standards" to "the UK's Department of Health" and "several university vice chancellors."? To rely on the latest sensational book by Singh, a journalist who admits to having no expertise in chiropractic or complementary medicine, and Ernst, a former specialist in physical medicine and rehabilitation who has long demonstrated extreme bias against chiropractic falls well short of peer-review. Writing in the BMJ in 1999, Dr Gordon Waddell, a leading UK orthopaedic surgeon and back pain authority, described Ernst as offering "inter-professional confrontation under the guise of scientific objectivity."2
A further point concerns, the old chestnut of the assumed danger of chiropractic neck manipulation. Reference is made to a June newspaper report in Canada of litigation alleging a stroke caused by chiropractic care—all unpublished, unproven and anecdotal. Does Colquhoun base his case upon evidence or emotion? Chiropractic "kills the occasional patient" says Colquhoun. When, if ever, has that been proven in a single case?
What Colquhoun fails to reference is the best scientific evidence presently available on this matter.
This report from an international, multidisciplinary panel of experts, which undertook an exhaustive systematic review of the literature in relation to the safety and effectiveness of all commonly used treatments for neck pain, recommends neck manipulation as one of the most appropriate forms of treatment. The report of the WHO Bone and Joint Decade 2000–2010 Task Force on Neck Pain and its Associated Disorders, was so highly regarded it was published as a supplement not only in Spine (February 2008)3 but also in the European Spine Journal (April 2008.)4
The Task Forces original research, examines Canadian government health data for over 109 million person years, finding that the minimally increased risk of vertebrobasilar stroke for patients seeking health care from a general medical practitioner or chiropractor, as compared with matched controls in the general public, is exactly the same. This applies to patients seen in the last day, last 7 days, and last month prior to the stroke.
In other words, these rare strokes seem to be associated with, rather than caused by, the treatment. Interestingly the 2 most common symptoms in people undergoing the often protracted process of a vertebrobasilar stroke are neck pain and headache. As a result a very small number of patients who seek care, whether from a physician or chiropractor, are, upon initial presentation, in the early stages of this rare form of stroke. That is what the best available science now tells us. Surely the readers of the NZMJ deserve science to slurs, fact over fiction?
The New Zealand College of Chiropractic (the "College") is the only chiropractic training institution in this country. Our primary responsibility is excellence in undergraduate education and research. Public safety is a major focus and chiropractors worldwide maintain an impressive safety record.
Contrary to Colquhoun's assertions, chiropractic undergraduate education is a five year degree that meets the accreditation standards of both the New Zealand Qualifications Authority (NZQA), and the international chiropractic accrediting body, the Council on Chiropractic Education Australasia Inc. (CCEA). This latter body also accredits chiropractic undergraduate programmes in the three Universities where chiropractic is taught in Australia.
The College's current research programme, in the area of neurophysiology, involves collaborative projects with the University of Auckland, the University of Newcastle and the University of Calgary. This research is aimed towards better understanding the clinical results chiropractors have experienced for over 110 years, and strives to improve patient outcomes.
Interestingly, the NZ Commission of Inquiry into Chiropractic,5 established to consider chiropractic benefits under the ACC Act 1972, included some of the following recommendations:
That the participation by chiropractors in hospital physical medicine services should be positively encouraged in the public interest. (Recommendation 12 (2))
That chiropractic benefits ... should be equivalent to the general medical services benefit. (Recommendation 13 1 (a))
That research involving clinical trials should be conducted in co-operation with medical schools in NZ (Recommendation 17(a)).
These government inquiry recommendations seem a long way from Colquhoun's rhetoric.
The compelling information in Gilbey's paper in the same edition of the journal (Use of inappropriate titles by New Zealand practitioners of acupuncture, chiropractic, and osteopathy)6 is the high utilization of CAM in NZ. Rates as high as 70% in 2007 indicate the public are looking for health care answers in addition to those provided by traditional medical care. Research in NZ in 2004 found that 33% of adults who visit a CAM provider had also seen a GP for the same condition and 12% were actually referred by a medical doctor.7
No one profession holds all the answers. Rather than rehashing 20th Century turf battles, let us continue to work together for the best interests of patients.
Dr Brian Kelly B App Sci (Chiro)
President, New Zealand College of Chiropractic
Immediate Past President, Australian Spinal Research Foundation
Auckland, New Zealand
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Nicoise-Style Tuna Salad With White Beans & Olives28 Reviews 6 Pics
"For my nicoise-style tuna salad, just open three cans: one each of tuna, white beans and sliced olives. Toss these ingredients with slivered red onion, olive oil and lemon juice. Take time, if you like, to boil eggs, or pick them up at the grocery salad bar. Serve the salad with steamed green beans. For an even simpler version, add a little chopped parsley to the salad for color and serve it with salted tomato slices."
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Adjust Servings
Original recipe yields 4 servings
- Place green beans, 1/3 cup water and a large pinch of salt in a medium skillet. Cover, turn heat on high, and bring water to boil. Once beans start to steam, set timer and cook until tender-crisp, about 5 minutes. (Because the beans cook in such a small amount of water, make sure not to let the skillet run dry.) Immediately dump them onto a lipped cookie sheet lined with paper towels to cool.
- Mix tuna, white beans, olives and onion in a medium bowl. Whisk together oregano, oil, lemon juice and zest in a medium bowl, then pour over the salad and gently stir to combine.
- Adjust seasonings to taste. Arrange a portion of green beans, tuna-bean salad and eggs on each of 4 plates.
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Reviews (28)Rate This Recipe
Fresh and lemon-y, the zest makes this salad sing. I tweaked the recipe a bit, (real kalamata olives, citrus-infused olive oil, more seasonings.) As I was taking it to a buffet for a large crowd, I bulked up the bowl by adding some green peas, roma tomatoes and a can of artichoke hearts. A scant cup of leftovers made a nice lunch the following day. A great addition to my salad repertoire.
Great recipe. Tastes just like the nicoise salad from a restaurant that I love. I used kalamata olives instead, and left out the eggs and green beans. Served over mixed greens instead -- was super easy. Also, after an initial tasting, added a little more oregano and lemon zest.
It was ok. I did not like green beans in this salad. To my taste they were overhelming.
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Amount Per Serving (4 total)
- Calories
- 548 cal
- 27%
- Fat
- 30.3 g
- 47%
- Carbs
- 33.4 g
- 11%
- Protein
- 36.3 g
- 73%
- Cholesterol
- 247 mg
- 82%
- Sodium
- 623 mg
- 25%
Based on a 2,000 calorie diet
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Tuna Macaroni Salad
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The Los Angeles Unified School District board today delayed a vote on proposed massive cuts to adult and early childhood education programs, instead instructing the superintendent to negotiate cost-saving measures with unions and monitor state budget developments in hopes of reducing the magnitude of the cuts.
The board also authorized Superintendent John Deasy to begin preparing a parcel tax to put before voters in hopes of reducing the district's estimated $557 million deficit in 2012-13.
Despite the delay in cuts, however, the board still authorized the issuance of layoff-warning notices for thousands of teachers and LAUSD employees, although those notices will not be sent until at least March 8 to allow time for labor negotiations and potential improvements in state funding for the district.
"There will be cuts," board member Steven Zimmer warned the hundreds of union members, parents and teachers who attended the board's meeting to oppose the proposed cuts. "And until our leaders in Sacramento understand that it's a crime against children to be 49th in the nation in funding of education ... we will be here together. We have heard your voices. We are trying everything that we can."
Zimmer, who proposed the delay in the cuts, said the postponement means the district will "not implement what we are preparing for until the last possible conceivable moment on March 8 to allow the maximum time for all of our bargaining units to avoid the chaos of mass layoffs."
Deasy presented the board with a laundry list of proposed cuts aimed at slashing the district's $557 million budget deficit for the coming school year. Most notable among the cuts was the elimination of adult-education, arts and early childhood education programs. Cafeteria workers, librarians and counselors were also on the cutting block.
The superintendent's cost-cutting plan included layoff-warning notices for all permanent and non-permanent adult, career-education and early education teachers, 3,516 permanent teachers, 589 support-services personnel and 100 non- permanent teachers.
Zimmer said he wanted Deasy to come back to the board in two weeks with alternatives to eliminating programs wholesale, although he acknowledged that the district was definitely going to have to make cuts.
"There's a difference between drastic cuts and catastrophic cuts," he said.
Board member Marguerite LaMotte agreed, saying, "Something's gonna have to be cut, we just don't want to cut it all."
Deasy said he would begin the process of drafting a proposed parcel tax - - a levy on every property on the tax rolls within the district. The tax would have to brought back to the board for final approval, and a decision would still have to be made on whether to put it on the ballot in June, November or next March.
Among those speaking to the board in opposition to the cuts in arts programs were actress/dancer/choreographer Debbie Allen and Velvet Revolver/Guns 'n' Roses drummer Matt Sorum.
"If this proposal does not get changed, we are dropping a nuclear bomb on our kids," Allen told the kids.
Also making pleas to the board were City Council members Eric Garcetti and Richard Alarcon.
"As we aim to bring high-quality businesses into the city it makes it more and more difficult to argue that there is a long and deep workforce that is skilled and can provide them the workforce they need to build a healthy economy for the future," Alarcon said. "If we reduce those opportunities in education we will reduce our capacity to lure those companies into our neighborhoods, and it will diminish the economic opportunity for those neighborhoods and reduce the overall tax base for the city of Los Angeles. I don't know how that helps the educational system."
- City News Service