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College of Education: Frequently Asked Questions About Financial Aid
How do I apply for financial aid?
To apply for federal financial aid, please file a Free Application for Federal Student Aid (FAFSA). You can file a FAFSA online at www.fafsa.ed.gov. Pacific's school code is 003212. Step-by-step instructions are provided on this website. It is very important to submit this form to the federal government as soon as possible after January 1st. Do not wait to be accepted into a program to apply for financial aid. Even if you have not filed your taxes, you can still apply for aid using estimated income information. You can always correct information after you file your application.
I've already submitted my FAFSA to Pacific. When will I receive a financial aid award?
Before you can be awarded financial aid, the Office of Financial Aid needs to receive your academic calendar and official notification of your admission from the College of Education. Once we receive this information from the College of Education and a valid FAFSA from you, we can award financial aid to you.
What kind of financial aid does Pacific offer?
The following sources of financial aid are available to education students who file a FAFSA in a timely basis. Not all students are eligible for every category of aid. Please note: To qualify for federal financial aid, you must be enrolled for at least six credit hours and meet federal eligibility requirements.
Sources of financial aid for undergraduate students:
- Federal Direct Stafford Loans: Federal Stafford loans can be awarded up to $10,500 per academic year for independent students and $5,500 for dependent students. Depending on federally determined eligibility and academic standing, up to $5,500 can be subsidized. Please note that all Federal Stafford loans carry a 1.5% loan fee. The interest rate is a variable rate based on the U.S. T-Bill, but it cannot exceed 8.25%. The current interest rate (valid July 1, 2005 through June 30, 2006) is 4.7%. In most cases, repayment begins six (6) months after graduation.
- Federal Perkins Loans: Federal Perkins loans can be awarded up to $2000 for your spring semester only. This is a campus-based loan program, with the school acting as the lender using a limited pool of funds provided by the federal government. It is a subsidized loan, with the interest being paid by the federal government during the in-school and 9-month grace periods. There are no origination or guarantee fees, and the interest rate is 5%.
- Pell Grant: A Federal Pell Grant, unlike a loan, does not have to be repaid. Pell Grants are awarded to undergraduate students who have not earned a bachelor's or a professional degree. The amount you receive will depend not only on your financial need, but also on your costs to attend school, your status as a full-time or part-time student, and your plans to attend school for a full academic year or less.
- SEOG Grant: Like a Federal Pell Grant, a SEOG grant does not have to be repaid. The amount you receive will depend not only on your financial need, but also on your costs to attend school and your status as a full-time student.
Sources of financial aid for graduate students:
- Federal Direct Stafford Loans: Federal Stafford loans can be awarded up to $18,500 per academic year. Depending on federally determined eligibility, up to $8,500 of the $18,500 can be subsidized. Please note that all Federal Stafford loans carry a 1.5% loan fee. The interest rate is a variable rate based on the U.S. T-Bill, but it cannot exceed 8.25%. The current interest rate (valid July 1, 2005 through June 30, 2006) is 4.7%. In most cases, repayment begins six (6) months after graduation.
Sources of financial aid for both graduate and undergraduate students:
- Work Study: Federal Work Study (FWS) is not automatically awarded to eligible student as there are few FWS positions available at the Eugene campus. If you have received information indicating that you are eligible for FWS and find a work study position, contact Alicia Castillo Saldivar at the contact information listed below. She will revise your award and replace some of your loan award with work study funds.
What is the difference between a Subsidized and an Unsubsidized Stafford Loan?
Subsidized Stafford loans are awarded to students based on financial need. Interest does not accrue on the principle balance of your loan while you are in school.
Unsubsidized Stafford loans are not awarded on the basis of financial need. Interest accrues on the principle balance of your loan while you are in school.
Are there other kinds of loans available?
Most students in graduate programs require additional resources above Federal Stafford loans to cover living expenses. Realistically assessing your income and expenses while you are in school will help you plan and borrow as conservatively as possible.
Alternative loans are more expensive than federal student loans. If you wish to seek an alternative loan, the Financial Aid Office can provide a comparison brochure to help you select the right loan for you. In order to qualify for an alternative student loan, you must complete an application process separate from the FAFSA and complete a credit check.
My financial aid award is larger than my tuition charges. Why?
Your financial aid award is based on a budget created for students in your program. This budget is based on estimated costs for books, rent, food, loan fees, travel and miscellaneous expenses in addition to your tuition costs. As such, your award may be in excess of charges to your student account.
If I receive a financial aid award in excess of the charges to my student account, will I be issued a refund?
The Business Office will issue you a refund check if there are funds left in your student account after all charges have cleared.
Can I buy my books with my refund?
You can use your refund for any educational or living expenses. Please note: your refund check will not be prepared on or before the first day of classes. You should be prepared to purchase books with your own funds when you arrive on campus or make arrangements with the Business Office prior to the start of classes.
I'm taking classes at Lane Community College that count toward my Pacific degree. Will I receive financial aid from Pacific for these classes?
If you are taking additional courses at Lane Community College that count toward your Pacific degree, we can increase your cost of attendance to include the tuition costs for these classes. You will need to provide documentation of those costs to the Office of Financial Aid, after which you would then be eligible for additional loan funds. These classes will not count as part of your enrollment status however (full-time vs. part-time), so you would not be eligible for additional grant money. It is highly recommended that all aid be applied for through Pacific University. If you request your additional financial aid through LCC instead of Pacific, we will have to reduce your aid here to compensate for federal regulations.
I heard I don't have to pay on my undergraduate student loans while I pursue my graduate degree. Is this true?
Yes, this is true. If you received student loans as an undergraduate, make sure that you have submitted all necessary deferral paperwork to the Registrar's Office so that they can notify your lender(s) that you have returned to school. Do not assume that "it's all taken care of" just by having registered for classes.
What if I don't want to use the loans? Will this hurt my opportunity for using them in the future?
If there is any part of your financial aid award that you do not want, simply cross out the aid you do not want to accept. Then sign and return one copy of the award letter to the Office of Financial Aid. We will cancel any part of the award that you decline. This will not prevent you from being considered for loans and work in the future.
I have more questions about financial aid. Who do I contact?
The Financial Aid Counselor for the College of Education is Shesna Calkins. She can be reached via phone at: (503) 352-3095 or 1-877-722-8648 ext. 3095 or via email at firstname.lastname@example.com. You can reach the Office of Financial Aid via phone at (503) 352-2222 or 1-877-722-8648 ext. 2222 or via email at email@example.com.


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NewsJanuary 05 2012
Herald photographs no longer sold online
Posted by Lucy
Herald photopgraphs no longer sold online
Due to circumstances beyond our control we will no longer sell Herald photos through dotphoto. If you would like to purchase a color copy of any photo published in the Herald or view those that didn't make the issue, please call or stop in the office. We will happy to assist you in purchasing photos for your scrapbook.
- Reminiscing at school reunions
- New Lutheran pastor arrives in Presho.
- Lyman and Presho alumni meet this weekend
- School board welcomes new superintendent
- Celebrating Independence, Statehood Vivian style
- Wheat Growers ready to build when rail rehab is announced
- Scavenger's journey to Presho for a bargain
- Wheat Growers hosting patron meetings concerning future expansion
- Lyman School Board Results
- Purple & gold: the colors of KHS
- VBS, a summer tradition
- Lyman records broke at State B Track meet

subset: commoncrawl


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Grant Program: American Indian/Alaska Native Health Disparities Program, FY 2007
Organization Name: Inter Tribal Council of Arizona, Inc., Epidemiology Center
Organization Address: 2214 North Central Avenue, Suite #100, Phoenix, Arizona 85004
Phone Number: (602) 258-4822 (Front Desk)
Fax Number: (602) 258-4825
Title of Project: Tribal Motor Vehicle Crash Injury Prevention Project
Project Director: Dr. Zeenat Mahal, MBBS, MS
E-mail: email@example.com
Description of Organization:
The Inter Tribal Council of Arizona (ITCA) was established as a council in 1952 to provide a united voice for Indian tribes located in Arizona to address common issues of concern. The highest elected officials (tribal Chairmen, Presidents and Governors) of 20 of the federally-recognized tribes represent the membership of the Council. On July 9, 1975, the Council established a private, non profit corporation, which has an Executive Board of Directors elected from its membership who oversee and approve the activities of the organization. The corporation has the goal of promoting Indian self-reliance through public policy development, and to provide member tribes with the means for action on matters that affect them collectively and individually. The ITCA has a staff of more than 65 professionals and paraprofessionals with responsibility for more than 46 projects and programs totaling more than $16 million in operating budgets. In 1996, the IHS established four Tribal Epidemiology Centers (Epi Centers, or TECs) to develop tribal capacity for obtaining, evaluating and disseminating AI/AN health information. The mission of the ITCA Epi Center is "To empower the American Indian tribes in Arizona, Nevada, and Utah in the further development of health services and systems." The vision for the Epi Center is to build independent, local, tribal capacity to collect and use community health information in directing programs, managing resources, and building relations with local, state and federal public health systems. Through grants and contracts, the Epi Center has ongoing relationships with the faculty and staff of Arizona State University and University of Arizona. The Epi Center partners with the tribes, universities, TECs, state and federal agencies through various programs and activities. The Epi Center provides a strong platform for community-based, participant focused research, training and education with a vulnerable and underserved population, and supports federal public health initiatives such as Healthy People 2010. (http://www.itcaonline.com/epi)
Description of project:
The overall mission of this project is to reduce the burden of motor-vehicle-crash (MVC) injuries in tribal communities. To achieve this mission, the plan proposes the following five goals:
- Identify, assess and evaluate existing MVC injury data sources and surveillance systems at the tribal, state and federal levels,
- Develop and/or improve existing tribal MVC injury surveillance systems,
- Build and sustain tribal capacity to reduce MVC related injuries and mortality through evidence-based prevention strategies,
- Strengthen tribal leadership and policies to address disparities and improve current status of MVC related injuries in tribal communities and
- Promote and/or enhance career pathways for AI/AN health care professionals, paraprofessionals and researchers in broader community-based prevention areas.


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Though the unemployment rate in Rhode Island is allegedly at the lowest it has been in a few years, many residents in Bristol and Warren are still searching for a paycheck. And if you're one of them, we're here to help you.
We've scoured through online job ads and pulled out some that offer great employment opportunities. Check back and we'll post new jobs as they become available.
The following positions are all located in either Bristol or Warren:
Position: Wellness Center Supervisor (Mt. Hope)
Town: Warren/Bristol
Type: Part-Time, Summer 2012
Requirements:1) Current CPR and First Aid Certification; 2) Successful completion of Wellness Center Orientation Program; and 3) Any exceptions to the above as may be acceptable to the School Committee.
Source/ More Information: Schoolspring.com
Position: Utility Crew (Dining Services)
Town: Bristol
Type: Part-Time
Requirements: Dishwasher/Utility Position is responsible for maintaining kitchen work areas, dishes, floors, and utensils.
Source/ More Information: Roger Williams University website
Other/Odd Jobs
Position: Advertising Account Representative ()
Town: Bristol
Type: Full-Time
Requirements: Sales oriented, personable, outgoing, local sales representative to sell print and online [ads] to local businesses.
Source/ More Information: RIJobs.com
Position:Worship and Youth Leader ()
Town: Warren
Type: Part-Time
Requirements: Experience preferred but not required. Must play piano or guitar and be able to lead vocally.
Source/ More Information: ChurchJobFinder.com
Position: Early Bird Crew Member ()
Town: Bristol
Type: Not Specified
Source/ More Information: Wendy's via Indeed.com
Position: Quality Inspector
Town: Warren
Type: Full-Time
Requirements: Inspect, test, sort and sample parts and assemblies. Review machined, fabricated, or assembled parts or products for defects, wear, and deviations from specifications.
Source/ More Information: RIJob.com


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Pay anomaly (From Campaign Series)
Get involved: send your pictures, video, news and views by texting CAM to 80360, or email us
Report this comment
Pay anomaly
12:06pm Thursday 12th December 2013 in Letters
UNBELIEVABLE! The increase for all MPs pay/salary at such a high percentage. What should be considered is the way they are paid. Why should all individual workers, some in same workplaces, be paid at different rates yet all MPs be paid equally throughout the nation. They should all be paid their expenses from a central fund whilst on duty at parliament. But, their pay and expenses whilst in their own constituencies should be raised from their individual constituency and the constituents would be charged through their local rates. It is then up to the constituents to decide what rate the individual MP should receive, even if there is a need for a constituency ballot on it.
David Evans Cleveland Drive Risca


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Republicans are doing a lot of soul-searching about what happened last week when a president presiding over a lousy economy managed to beat a successful businessman and former governor. If you are looking for reasons, let me help.
Vaginal probes. Legitimate rape. Rape conceptions are God's will. Show me your papers. Don't say gay. Electrified border fences. Gateway sex. Creationism. Birthers. Women who want contraception are sluts.
Mitt Romney might not have run a good campaign, but the Republican Party defeats in that race as well as Senate races are the fault of state legislatures and down-ballot candidates.
Rush Limbaugh asks what conservatives should do if the conservative message doesn't win. Embrace amnesty? Become pro-choice?
No Rush, George W. Bush didn't embrace amnesty and he got 43 percent of the Hispanic vote.
You can hold the reasonable view that America has to control its borders and stop illegal immigration. But when you pass laws that allow the cops to demand brown-skinned people produce proof of citizenship you have declared war on Hispanic voters.
I think most women in America are personally pro-life. But they resent male legislators trying to dictate to women what they can do with their bodies. Closing clinics and setting up invasive procedures crosses the line. Single women voted for Barack Obama in droves. Suburban women who would never think of having an abortion bought into the narrative that the Republican Party sees women as second-class citizens who must be regulated by male state legislators.
Ronald Reagan, George H.W. Bush, and the younger Bush were pro-life. Did they lose the votes of white women by massive numbers?
The War on Women narrative, developed by the Democrats and pushed by liberal media outlets, might not have gained traction had Senate candidates in Missouri and Indiana not provided idiotic statements about rape. It didn't help that the party platform also condemns abortion in the case or rape or incest. Not even the presidential candidate agreed with that.
Young people are turned off by harsh rhetoric and bully tactics. They don't like the prospect of discrimination against gay people. To their generation, what people do in their personal lives is their own business.
You don't have to "embrace the gay lifestyle" if you are a religious conservative. But imposing your religious views with legislation turns off the next generation of voters.
The Republican brand has come to be associated with bigotry and hate speech. It is the tone and the rhetoric that turns off people who might otherwise agree more with conservative principles than liberal ones.
In the 1950s, the John Birch Society began to make inroads into the Republican Party. Their extremist views and paranoia about government plots threatened to marginalize the party. William F. Buckley, editor of The National Review, and other conservative opinion leaders worked to throw these people out of the party.
What can Republican leaders today do to change the perception of minority groups and demographic changes?
They can start by condemning people who claim, all evidence to the contrary, that Obama is not an American citizen. They can call out conservative talk-radio hosts for hateful tirades and name-calling. They can condemn Limbaugh when he does things like refer to a young woman testifying before Congress as a slut.
They can also call out a handful of state legislators who make national news with stupid bills.
It's time to start taking responsibility. Call down and excise the Crackpot Caucus.
You don't have to give up conservative principles to have a sense of decency. Make your case without demonizing entire segments of the population.
Make your case and win the culture wars in the marketplace of ideas.
© 2012 MetroPulse. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
Also in Frank Talk by Frank Cagle
- Election Pre-Game: What Will You Be Watching for as the Returns Come In? Campfield? Judges?
- Exercise in Futility? State Leaders Owe Voters Explanation of What Happens if Amendment Two Fails
- Fiddling While Hospitals Burn: Haslam's Futile Dallying with Rewriting Medicaid Program Starts Closing Hospitals
Comments » 2
- November 23, 2012
- 6:53 p.m.
- Suggest removal
- Reply to this post
jeffersoncountypatriot writes:
This is so ironic. Given the fact that your best friend Senator Frank Nicely (still can hardly type that phrase) is one of those crackpots by almost all accounts down at the Plaza. Ole' Frank is one of those people wanting to file suit to see Obama's birth certificate and he attempted to pass such meaningful bills dealing with horse meat slaughterhouses and goats milk. Tennessee ranks by some accounts 48th in the nation in education and he spends his time on these issues. Plus, he opposes any and all industrial parks or anything remotely related to economic development such as the proposed intermodal facility. Yeah, let's start with your neighbor and best friend and indeed, get rid of the nut jobs and crackpots from the Republican party.
- November 30, 2012
- 8:21 a.m.
- Suggest removal
- Reply to this post
BayardDonahoo writes:
A Syllogism.
Urban votes liberal.
Rural votes conservative.
America is increasingly urban.
Trouble for the GOP.
Share your thoughts
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NAME: Gerald Wallace
SPORT: Basketball
POSITION: Forward
NBA TEAM: Portland Trail Blazers
BIRTH DATE: July 23, 1982
BIRTH PLACE: Sylacauga, Ala.
CURRENT RESIDENCE: Portland, Ore.
SCHOOL: University of Alabama
OLYMPIC EXPERIENCE: none
OLYMPIC MEDALS: none
SOCIAL SITES: Facebook
PERSONAL NOTES: Gerald is the father of four children, Daryn, Malliyah, Mya, and Kennedy. He was raised in a small town in Alabama with a population of 4, 579 people.
No News Articles found


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If you use your smartphone, tablet or laptop at night or even keep one of the devices in your bedroom, your ability to sleep may be negatively impacted.
Researchers at Harvard Medical School have determined specific wavelengths of light -- such as the blueish glow emitted by smartphone screens -- can suppress melatonin, a sleep-inducing hormone.
Bloomberg reports that while email and text notifications may interrupt sleep, staring at the screens late at night may be even more harmful.
"It's our exposure to artificial light, particularly in the evening between the timing of sunset and when you normally go to bed, that's dramatically changed the timing of our endogenous circadian rhythms," Charles A. Czeisler, a professor of sleep medicine at Harvard Medical School, told Bloomberg.
Light-emitting diodes (LEDs), used in flat-panel televisions, computer displays and smartphone screens, are the most problematic, Czeisler advised.
Insufficient sleep has become so prevalent, the CDC has declared it a "public health epidemic." Round-the-clock access to technology was listed as one of the causes.
"Sleep is increasingly recognized as important to public health, with sleep insufficiency linked to motor vehicle crashes, industrial disasters, and medical and other occupational errors," the CDC report stated. "Unintentionally falling asleep, nodding off while driving, and having difficulty performing daily tasks because of sleepiness all may contribute to these hazardous outcomes. Persons experiencing sleep insufficiency are also more likely to suffer from chronic diseases such as hypertension, diabetes, depression, and obesity, as well as from cancer, increased mortality, and reduced quality of life and productivity."
The CDC suggests adults need 7-8 hours of sleep each night, but 30 percent of adults currently get six hours or less.
This lack of sleep, according to a CBS report, is a serious drain on the economy costing $31.1 billion a year just from insomnia-related workplace accidents alone.
Do you use your smartphone late at night? Do you believe smartphone use is negatively affecting your sleep? Let us know in the comments or vote in our poll.
Note: This is not a scientific poll. It is for entertainment purposes only.


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You are hereHome ›
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Thank you for your interest in Kennedy Club Fitness!
Voted #1 Health Club every year by
San Luis Obispo County residents
If you are a LOCAL SLO COUNTY RESIDENT and are interested in trying the club as our guest, please complete the information below.
A Membership Counselor will be in contact with you soon!
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(Changes to your membership account may not be requested through the website.
Contact your club's Member Services Department Monday-Friday 9am to 6pm.)
For questions concerning your membership, contact us or
click KENNEDY F A Q for more information.


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Aug 31st
Tahoe South
Sample the Sierra
You've heard of the farm to fork movement, right? Imagine sipping a big bold El Dorado County wine, perfectly paired with fare...
Sep 5th- Sep 7th
Village at Northstar
29th Annual Food & Wine Festival at Northstar
Come enjoy three full days of cooking seminars and demonstrations, culinary competitions, wine tastings, and more at the 29th Annual...
Sep 11th- Sep 14th
Tahoe South
Lake Tahoe Marathon and Run Week
Arguably the most beautiful marathon in the world, the Lake Tahoe Marathon has grown into a premier, 3-day running festival, attracting...
Sep 21st
Squaw Valley
IRONMAN Lake Tahoe
Lake Tahoe is one of the newest North American events on the IRONMAN race circuit, bringing stunning scenery in an absolutely pristine...
Sep 21st
North Lake Tahoe
IRONMAN Lake Tahoe
One of the newest North American events on the IRONMAN race circuit, Lake Tahoe is a can't-miss destination for triathletes. ...
Sep 27th
Squaw Valley
Oktoberfest at Squaw Valley
Traditional Bavarian Music and Folk Dancers, Benefit Beer Garten, Brats & Kraut & games from 2 to 6 pm. ...
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Sunset Grill
Address: 2001 Belcourt Ave. Nashville, TN 37212 Contact Email: email@example.com Phone: (615) 386-3663 Toll-free: 866-496-FOOD
Near Vanderbilt Medical Center, south off of 21st. Ave. S; east on Belcourt.
"Nashville's best restaurant year after year." Award-winning American cuisine from a constantly changing menu of fascinating foods and wines. Call ahead for reservations. A must stop on any Nashville trip. A Randy Rayburn restaurant.
Tennessee Vacation eGuide
The 2014 eGuide gives you instant access to Tennessee's irresistible attractions and destinations. Peruse venues online, then put in your order to get a free guide delivered to your doorstep.
City: Nashville, TN
Region: Middle Tennessee
Subregion: Nashville & Surrounding Areas
Hours Open:
Open Year-round


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Information Technology Services (ITS) provides services through five groups: Applications, Desktop/Telecom, Network, Systems, and Web. The department is responsible for the development, support and maintenance of campus computing and telecommunication facilities.
A collaboration among the ITS, Library, and Center for Academic Success departments, the first floor of the Library is now home to the iDesk.
The first floor of the library has been transformed into a one stop academic environment for students called the Learning Commons.
Student email will be migrated to Office 365 starting the evening of October 11, 2013.
The great software deals at the ENC store continue. Check out these prices!
We are presently experiencing issues with MyENC and Zencas. We are working to resolve them as soon as possible.
For Outlook Web Access, please use https://owa.enc.edu/owa. The http://owa.enc.edu web address is temporarily unavailable. Students use Office 365 and should use http://owx.enc.edu as normal.
We are experiencing an issue sending to off-campus email addresses. It should be resolved shortly.
Please see the email sent to your ENC email account containing information about the Java 7 vulnerability and recommendation to disable.
This morning we have experienced several brief Internet outages related to equipment located at our ISP. This does not appear to be a problem with equipment located at ENC. The provider is investigating.
We are presently experiencing issues connecting to the Exchange email server. This affects access to email, calendar and contacts via Outlook, OWA, Zencase and any mobile devices. We are working to resolve the issue as soon as possible.
Earlier today we experienced an issue with our web content filter license which caused all web site categories to be blocked as a default instead of just those categories we specifically do not allow. All non-filtered web categories should be available at this point. We are working with the vendor to determine exactly why this happened. We apologize for the inconvenience.
A couple of issues slowed the start of this morning's network upgrade. As a result some changes are still in process and you may experience an occasional outages. We are working to resolve these issues and will provide updates as they are available.
Following the system maintenace this morning we experienced a hardware failure on our Zencas server which affects MyENC. We are also troubleshooting an issue with the Exchange server which is affecting Email connectivity. We are working to resolve these issues and will provide updates as they are available.
We are experiencing an issue whereby off-campus callers are unable to dial the 617-745-3000 number. Our service provider is investigating the problem. If you experience this issue with other lines please contact the ITS Help Desk.
This morning we experienced issues with network connectivity at our 180 Old Colony campus affecting Internet, Email and application access. Connectivity has been restored and we are reviewing logs to identify the root cause.
Email:firstname.lastname@example.com System:http://helpdesk.enc.eduTelephone: 3727 ON CAMPUS, 617-745-3727 PHONEHelp Desk: Nease Library (first floor)Hours fall and spring semesters: Mon-Thur 8 AM to 6 PM; Fri 8 AM to 5 PM; Sun 4 PM to 8 PMHours summer: Mon-Fri 8 AM to 5 PMAdministrative Offices: Gardner Building (ground floor)Hours: Mon-Fri 8 AM to 5 PM
Transformational Education, Faithful Authenticity, Institutional Vitality, Service Orientation, Multicultural Understanding, Christian Faith, Intentionally Collaborative, Pursuit of Excellence
Learn about the wide variety of services and support offered by ENC.


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Restaurant Reservations - Free • Instant • Confirmed
Ruth's Chris Steak House - Westchester
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Ruth's Chris Steak House - Westchester
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670 White Plains Road
Tarrytown, NY 10591
Getting there ›
$31 to $50
More Details ›
Ruth's Chris Steak House - Westchester Details
Dining Style:
Casual Elegant
(914) 631-3311
Hours of Operation:
Dinner: Monday - Friday: 5:00pm - 10:00pm, Saturday: 5:00pm - 11:00pm, Sunday: 4:00pm - 9:00pm
Payment Options:
AMEX, Carte Blanche, Diners Club, Discover, JCB, MasterCard, Visa
Steak, Seafood, American
Executive Chef:
Dwight King
Dress Code:
Business Casual
Accepts Walk-Ins:
Additional Details:
Banquet/Private Rooms, Bar Dining, Bar/Lounge, Beer, Counter Seating, Full Bar, Gluten-free Menu, Happy Hour, Non-Smoking Area, Non-Smoking Restaurant, Personal wines welcome, Personal wines welcome (corkage fee applies), Private Room, Takeout, View, Wheelchair Access, Wine, Wine Bar
Ruth's Catering in Tarrytown, NY - Bring the service, expertise and flavor of Ruth's Chris Steak House to the location of your choice! Your Private Event Manager is ready to help attend to every detail of your event, from the menu to the martinis. Ruth's will bring in a team of trained chefs, bartenders and servers to make the most of your experience.
Private Party Facilities:
Ruth's Chris - Westchester offers 3 private rooms accommodating up to 80 guests.
Private Party Contact:
Danielle Netrosio (877) 578-6132
Getting there
Cross Street:
Route 119
Parking Details:
Valet parking available Friday & Saturday. Hotel parking lot also available.
A word from Ruth's Chris Steak House - Westchester
Ruth's Chris Steak House in Tarrytown, NY serves the finest USDA Prime beef available, broiled at 1,800° and served on 500° plates, so your steak stays hot, juicy and delicious from first bite to last. Enjoy our New Orleans-inspired appetizers, USDA Prime steaks, fresh seafood, signature side
dishes and homemade desserts. All this while you enjoy our warm, inviting atmosphere and Ruth's Chris' genuine hospitality. So whether you're a regular or have just been wondering what all the buzz is about, Ruth's Chris is the perfect excuse to enjoy the perfect night out. Dinner is served nightly, reservations are suggested and private dining and offsite catering may be arranged.
Foodspotting photos
See all photos >
Diner Reviews
Food and service were very good.
It is always a pleasure to receive your food hot from the kitchen"
Dined on 7/25/2014
Nice steakhouse, despite being a
chain. The service is usually great, but it depends on the wait staff that day. Portions are generous and the food is tasty. The crabcakes are perfect. Food here is seasoned much better than some of the competitor chains. The dinner combo prix fixe is a good deal, appetizer, sides, entree and desert usually under $50. Ala carte is quite pricey. Desserts are just ok, but you won't have room anyway. There aren't really any great tables because of the location in a hotel surrounded by a parking lot, but they do try to create a nice ambiance despite the limitations. It's a quiet ambiance and small chilren are rarely present. It's good for special occassions."
Dined on 7/20/2014
Ruths Chris Westchester never
disappoints. I go to other steakhouses in the area (BLT, Benjamins, etc...) and they have let me down with sub par service, small portions, and steaks that are (sometimes) not cooked to my liking. I frequent Ruths Chris when I take customers to dinner, and we are always satisfied."
Dined on 7/9/2014
This is my husband's favorite
restaurant for special occasion meals. The service and food are excellent. The manager visited the table and quickly made a small change in plate size. We had questioned why the meat portion was served on a small plate which we had not seen before. The manager personally brought a bigger plate to the table."
Dined on 7/6/2014
Ruth Chris has stepped there game
up we had an excellent dinner the service was great."
Dined on 7/5/2014
It was our first time at a Ruth's
Chris. Our dinner was delicious, Side dishes are large enough to share which made it fun to try several different ones. The desserts were HUGE and all 4 of them were delicious!"
Dined on 7/4/2014
Great steaks. But my wife's
chicken was a bit salty!"
Dined on 7/3/2014
This place was very busy and yet
everything was timed perfectly. The porterhouse is by far one of the best cuts they have. The service is friendly and professional. I do have my favorites...."
Dined on 7/1/2014
Food is always good here, never a
bad experience. Service is great."
Dined on 6/28/2014
Crabtini very good, crab cakes
mostly filler, not good. Lamb tasteless, steak mediocre. Spinach overdone. Second margarita undrinkable and unidentifiable. Server said different bartender, would go to the original one and got it replaced with another good one. Is there not a standard preparation for any type of drink? My cynical self wondered if there's a standard practice of palming off an inferior (cheaper ingredients?) drink the second time around, thinking the customer would not notice. We've been to Ruths Chris in several cities, found this one distinctly inferior to the others. I made no recommendations."
Dined on 6/28/2014
Had the 53.95 special, lobster
tail and filet mignon. Terriffic meal. Salad was excellent, main course with plentiful vegetables, the same. creamed spinach and mashed potatos. One bad note. the dessert was a disaster. Fake rum flavor, skimpy portion for 2, unappetizing, to say the least. Some kind of bread pudding. The only dessert we were allowed on the special. rest of meal, superb"
Dined on 6/17/2014
As usual, the food was delicious.
Filet mignon was cooked perfectly, and sweet potato casserole was heavenly as always."
Dined on 6/15/2014
The steak and salmon was simply
amazing! My dad complains every where we go, he is very picky about food, but here, he walked away content! And if you have kids, the mac and cheese is divine!"
Dined on 6/15/2014
I went to the Ruth's Chris Steak
House in Westchester after hearing such nice things about it. Well...I was totally disappointed. It is in a hotel and there was a party next store. The entire dinner, all I heard was the thumping of the bass of the music. This was extremely distracting and annoying. The bathroom (men's) was dirty, with paper towels all over the floor. I went back about an hour later, and nothing was cleaned. A lady kept walking around the room taking notes and looking at people's tables. I thought this to be kinda creepy. The steak I received was so-so. Again, another disappointment. The prices were extremely high, but the nothing warranted them charging this much. They are living on an old reputation."
Dined on 6/14/2014
my friend and I were quite
disappointed with the food and service at R.C. The salad was tasteless and my steak was boring and possibly overcooked. The prices are outrageous. For 2 people with salad and main meal and 2 glasses of wine the bill was $150!!! I don't know why people flock to this place. We were placed at a table next to the kitchen and it was quite loud behind us with the staff talking non-stop and clearing up dishes behind my head. They knew we reserved on Opentable so you would think they would have seated us at a better table, which they easily could have as our reservation was 5:15pm. Our waiter was not readily available throughout our 1 hour dinner and our bill included items we never ordered. Not going back."
Dined on 6/14/2014
There is no better steak than
here! We love this place! Can't wait to go back!"
Dined on 6/11/2014
Ruth's Chris always does it right.
The menu is the same in every restaurant they have. The quality control is excellent. I always start off with a Ceasar salad but opted for the BLT salad for a change. I always have the filet which was great. The sides are all very good. The wine list is pretty good but the wines are all young and expensive."
Dined on 6/11/2014
I will only eat steak at two or
three steakhouses that I know of, Ruth's Chris being one. I seem to only like steak when it's high quality! The food here is excellent. We had a toddler with us and they were very pleasant, although it's a "nicer" atmosphere. They have a children's menu, too, and very reasonably priced. The service was outstanding. Great place!"
Dined on 6/8/2014
I took my son to dinner for his
13th birthday. I phoned ahead and told the staff of the occasion and they greeted us with a warm welcome and birthday wishes. They decorated our table and sent root beer upon our seating. They made my son feel like a VIP and I was extremely pleased. "
Dined on 6/6/2014
Great bone-in filet. Great
service. Expensive but worth it. Atmosphere OK. Not a romantic spot but great steak."
Dined on 6/3/2014
First time at this location but
not impressed. Steak was just average, nothing to return for. The sides were adequate, again, nothing special. Not sure I would return as I find other steak places offer a better choice."
Dined on 5/24/2014
As per usual, we dined at Ruth's
Chris Tarrytown for a special occasion. We are NEVER disappointed with our food or service. The temp of the food is accurate & the flavor is consistently outstanding. A rare treat was that we actually arrived during Happy Hour. We were able to enjoy phenomenal and heavily discounted cosmopolitans & pomegranate martinis while waiting for the rest of our party to arrive. Our orders were perfectly created & as requested- inclusive of every minor addition/subtraction of ingredients. Our server was professional & had a wonderfully inviting aura & sense of humor. My aunt adored the Happy Birthday Confetti & the hand crafted dessert plate at the end of her meal. Thank you so much for making it an AMAZING Birthday!!"
Dined on 5/23/2014
Great food and service. The
porterhouse was cooked to perfection. Such a great taste. The staff was kind and on point. "
Dined on 5/22/2014
Service was excellent and food was
good. The ambiance was typical steakhouse. They had a large wine list."
Dined on 5/18/2014
My first mistake was to go on
Valentine's Day. Never again. I will cook a special meal at home. Decided to give it a second shot. Slow service, long waits between courses, no ice bucket for our wine. For what I paid to eat at a "chain" I can get a better meal and better service at X2O or Jake's Steakhouse."
Dined on 5/17/2014
took 3 hours to serve dinner...
that's ridiculously long!!!"
Dined on 5/11/2014
Brought my mother and grandmother
to this restaurant for Mother's Day. We waited one hour for appetizers, one hour for entrees, and another 40 minutes for desert. The wait time for food was horrible. Other diners were complaining as well. The manager did apologize and give us desert on the house. Not the best choice of restaurant for a holiday/popular dining day."
Dined on 5/11/2014
Ruth Chris's manager put profits
over dinners experience as they overbooked on Mothers Day. They had too few staff, the kitchen was so backed up, and everyone was running around like a chicken with their head cut off. Appetizer order was messed up. My $52 steak came out and was half grizzle; could get a better steak at a supermarket. They charge NYC or Fine Steak place prices like BLT or Willet House but not even close to being in same league. Had to leave table to talk to Manager John, said Yes, getting a lot of complaints tonight and was aware of it. That was his answer, Yes, I know there are a lot of unhappy patrons here. Wonderful. WILL NEVER DINE AT RUTH'S CHRIS AGAIN. It is a cut above Outback, but at double or triple the cost."
Dined on 5/11/2014
We dine here with the family for
all occasions. It is a favorite for our family. The food is great and the service is the best. When you become a "regular" they put your favorite server on file and whenever you make a reservation you get the same server. Your favorites are always remembered. The food and service is the best. If you are lucky enough to get Joe, you will have a fantastic dining experience."
Dined on 5/11/2014
We took my wife there for Mother's
Day and food and service were excellent. "
Dined on 5/11/2014
To celebrate two birthdays, my
son's and my wife's, (not to mention Mother's Day) we regularly go to Ruth's Chris. The food is always top notch as is the service. More than enough food for all and to my surprise, a Birthday desert with a candle. All in all, we thoroughly enjoyed the meal."
Dined on 5/10/2014
We have dined at Ruth Chris
several times and each time we had a great experience. The steak was done to our liking, salad was great and a meal in its self. This visit we ordered the dinner special which is a great deal. The desert on the special left a lot to be desired, the bread pudding was pastie. We had a reservation and we were seated as we arrived, the waiter addressed us by our name throughout the dinner which was a nice touch. We certainly will return."
Dined on 5/10/2014
What a wonderful dining
experience! We celebrated my granddaughter's 10th birthday at Ruth Chris's restaurant in Westchester, NY. It was a lovely evening, delicious & plentiful food, friendly atmosphere, attentive service. We're all looking forward to a return visit!!!"
Dined on 5/3/2014
First filet came out too well
done. A manager actually noticed and insisted on bringing out a better one- now that's impressive. Wish I had gotten his name....."
Dined on 5/3/2014
The staff made my grandson's 16th
birthday special Thank you!"
Dined on 4/25/2014
Cooked to perfection, fantastic
service..... Need I say more?"
Dined on 4/20/2014
Easter Day was not a very good day
for Ruth Chris. We waited at least 1/2 hour for dessert, an hour for dinner and 20 minutes for dessert. The stuffed mushrooms were great as usual, the calamari was more soggy and beaten down than crispy whole rings and didn't have the blend of sweet and spicy it was supposed to, it was just sweet. The steaks were over cooked on the outside and I ordered medium the middle was more rare and on the ends they were well done and no flavor other than the charred taste from being over cooked. Joe our waiter was great, he was funny, apologetic about our waits and he kept updating us on the status of food to table. John the Manager understood our feelings and because of his professionalism we will go back."
Dined on 4/20/2014
As soon as we came in, the hostess
said it will be a minute. Ten minutes later with no acknowledgment, we asked when we would be seated. She said she had to wait for the other hostess to come back. WHere was she? Lines of people started to form. Could not see the hostesses name that was there because she had her hair covering it. Pretty convienent. Maybe she should be trained to acknowledge her guests, offer for them to wait at the party and at least make them feel welcome instead of keeping her head down and avoiding eye contact. Food was very good, service horrible."
Dined on 4/20/2014
My family of 4 dined here for
Easter Sunday. We had 1:45 reservations. Upon seating we were told what WAS NOT available from the kitchen. They opened at 12 so I found it odd that already they were out of certain items. It then took over an hour to get our entrees and one of the sides was now no longer available. I've eaten here for dinner and have never had this problem. Both the server and the manager did apologize for the delay, but neither had an explaination of why everything was taking so long. We were offered dessert on the house which we declined, so they comped our 2 side dishes which was nice of them to do. However, I don't think I will be going back anytime soon."
Dined on 4/20/2014
No complaints, everything was
great. Sides are large so be careful not to order too much. Ordered a side of lobster macaroni and cheese and it was large enough for a full meal alone. Brought as much food home as we ate. Service a little slow, but the restaurant was packed--not an empty table. We were off to the back and side of the room so the noise level was a little less. Always ask for a table in a corner."
Dined on 4/17/2014
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Ruth's Classics
All week 5:00 PM - 10:00 PM
Experience Ruth's Seasonal Classics! Enjoy a full 3-course seasonal meal featuring exciting new entrees, personal sides and dessert. Available for a limited time at participating locations. **Pricing may vary slightly by location**. Excludes Tax and Tip. To see the menu visit,http://www.ruthschris.com/Promotions/ruths-classics/. Special valid May 12, 2014 - Aug 12, 2014 all week from 5:00 PM - 10:00 PM. Offer valid May 12, 2014 - August 12, 2014
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Michael Nyqvist
• Enter The 'Mission: Impossible - Ghost Protocol' Tax Day Sweepstakes
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Birth Name: Michael Nyqvist
Born: 11/08/1960
Birth Place: Stockholm, , SE
Born: 11/08/1960
Birth Place: Stockholm, , SE
Born in Stockholm in 1960, Michael Nyqvist spent the early days of his youth living a relatively normal life. When he was still a toddler, however, the people he assumed to be his parents informed Nyqvist that he was adopted. His birth parents gave him up shortly after his birth, and for a brief period Nyqvist resided in an orphanage. The thought of knowing he was given up at birth haunted Nyqvist for most of his adult life, yet not enough to deter him from pursuing his love of acting. Nyqvist took his very first acting classes while living in Omaha, NE as a foreign exchange student. It was there that the young actor learned to harness the emotional trauma from his past and use it in his per... Continue Bio >>
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Reports from her first outing of it are meh. Too bad, this music has such potential for Gracie's style of skating.
SwArms Lake--If you can't point your toes, flail.
Carmen. You know, in a black and red costume...
A slightly less ear-splitting George Gershwin number.
Memoirs of a Geisha. A tribute to Japanese culture?
Something Puccinni. Italian is always nice.
Soemthing Kwan used. If that feeling starts beginning, take an ant-acid.
Other Generic Movie Soundtrack. Music tinkly enough to make you pee.
An "edgy" Muzak version of a classic rock tune.
Something else (DO explain.)
Reports from her first outing of it are meh. Too bad, this music has such potential for Gracie's style of skating.
"Nature is a damp, inconvenient sort of place where birds and animals wander about uncooked."
from Speedy Death
It's okay for a first run I guess. I didn't have a problem with Gracie's original SP. I just hope this one still pulls in the marks she was getting during the GP.
I, for one, lurrrrrrrve this music. Gracie looks exquisite, very powerful and elegant. It is a great vehicle for her to show us what she can do. Bravo Team Gracie!
"Nature is a damp, inconvenient sort of place where birds and animals wander about uncooked."
from Speedy Death
This new one is much more elegant and proper vehicle for Olympics. Love Lori. Also it's surely a Carroll program
Not sure how I feel about this yet (the opening part works, but the steps and the rearrangement of the elements...not sure). It's fine really, but I just object on principle to her being put into this "soft, delicate/elegant" box that all US ladies skaters must live in, apparently.
Keeper of Nathalie Pechelat's bitchface.
You know how I was against Gracie skating to a lyrical program, literally just a few posts ago. But here she demonstrates that she can skate a program like that as well as any "pretty princess," with the term used without the pejorative meaning. Beautiful. Coulda knocked me down with a feather.
"Nature is a damp, inconvenient sort of place where birds and animals wander about uncooked."
from Speedy Death
WOW this program is unbelievably beautiful and Olympic-worthy. I am an Ashley Wagner fan and usually think Gracie is meh, but this is an AMAZING program. If Lori makes more programs like this for Gracie she'll have won me over as a fan in no time. Maybe Ashley can start to use Lori Nichol too? ahahah
BRAVO Gracie Gold, Frank Carroll, and Lori Nichol.
I absolutely adore Grieg's Piano Concerto, so I'm ok with this choice. Good luck, Gracie!
"Marge, if you're going to get mad at me every time I do something stupid, then I guess I'm just going to have to stop doing stupid things!" - Homer Simpson in the Mr. Plow episode
Really enjoyed the new short program! Gracie has shown improvement already and I love the music so much.
I liked that much better than the Gershwin program. I look forward to seeing that again at Nationals.
My job requires me to be a juggler, but that does not mean that I enjoy working with clowns.
I love Gracie's new SP. It is Olympic caliber. She has so many lovely moments in the program. If she hits it in competition it will score really well. I know some people have said the program is not Gracie. But I think this is the type of skater she wants to be. She looks like she loves the program.
Is there time to get a new LP?
Last edited by Flying Camel; 12-13-2013 at 08:40 AM.
One of my favorite pieces of music of all time.
Freakin' Liashenko had a great program to it, as did Ryan Jahnke. Miki Ando was pretty much unbeaten with her version.
Upon first viewing, I think there are some nice moments, but I don't love this program. I think longer cuts would work better as a free skate, and I feel her former short program was more cohesive.
I guess I'll have to watch it a few more times.
OMG, now THAT is an Olympic program! What a transformation, if the face was not shown, I would not have known it was Gracie Gold! Beautiful articulation of the arms , movement is supple and timed so well to the phrasing of the music. Even the 'mitten hands' have been separated into beautifully articulated fingers. Big kudos to Frank and Lori (and eville USFS for force feeding Gracie and her entourage their way ), I knew all along this was the right move, but the improvement has exceeded what I had thought was remotely reasonable. Honestly I have always strongly supported Gracie, but never really thought she was at all refined or articulate until now. Of course, a big kudos to Gracie herself, too, she must have worked so very hard to make this happen in such a short time.
ETA: she should just tell her twin that the borrowed dress is now 'MINE'. The whole package work so well.
Last edited by FunnyBut; 12-13-2013 at 02:35 PM.
Glebova also skated to this .
I admit I really like this short. Obviously not as edgy as Gershwin, but if skated sans mistakes, it has a potential to score very well!
Frank is an excellent coach, especially, if he has a skater who is willing to put in the work and time.
Those who never succeed themselves are always the first to tell you how.
I guess I'm in the minority here, but I'm not as blown away as some of you appear to be. Cross posting from Golden Skate:
I'll add to that by saying I do feel Gracie has improved this season as far as presentation goes but this lyrical program still seems forced to me. She's pulling it off decently enough but it doesn't look natural. I think it has a lot to do with how stiff and straight her carriage is, particularly (and most annoyingly) her arms. When I think lyrical, I think of soft, elegant, flowy, graceful, delicate...Gracie is making an effort to be all of those things but (to me) it's obvious it's something she has to make an effort to be. It doesn't seem like it's her natural way of moving and I can see that in her performance.To be honest, painfully screechy violin music and windmill-y footwork aside, there was nothing that wrong with her first program. When I watched it with the music turned down it was okay. I think a different version of the music and a reworking of the footwork would have been fine...I'm not sure why they decided the scrap the entire thing. If anything her FS is what needed a complete do-over.
This new program is very blah and meh...bleh...it's a bleh program. It's all soft and pwetty and I just don't get why they keep steering this incredibly fast and powerful skater down this soft and delicate road with these programs. Why can no one give this poor girl a program that highlights her strengths and minimizes her weaknesses? Powerful fast skater = powerful fast music to highlight all of the power and speed. It's not rocket science people... This is your typical run-of-the-mill generic pretty skating program. I do think her spins looked very fast in the video so that's a plus, but her arms are still too stiff and straight...I don't know if they'll ever be able to fix that. But overall, this is nothing special, unique or memorable.
Personally I think they should have spent their time working on her jumps; not redoing her SP. That's what's been what's missing this season. We all know it doesn't matter what she skates to as long as she lands the jumps and she hasn't been landing them. That's where the focus should have been. Now she'll have the task of debuting a new program at the most pressure-filled event of her life which is adding to the pressure she's already under, and we all know Gracie doesn't manage pressure well.
It's a nice program that will score very well at nationals if she pulls it off...then again her first SP would have scored very well if she pulled that off too.


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Jim Rome cut his teeth talking sports on Southern California radio, taking his show to locales such as Reuben's in Brea and the Rose and Crown pub in Anaheim to bond with fans and build an audience, delivering a smart, opinionated style.
He succeeded.
Rome this week will introduce the second of three series attached to his move to CBS this year, debuting "Jim Rome on Showtime." Rome has a daily television show on CBS Sports Network, and his CBS radio show will launch in January.


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text:
Rick Ungar, Contributor
I write from the left on politics and policy.
Inevitably, a tragedy such as what we have experienced in Newtown, Connecticut brings the discussion about guns and violence in our society to the front of the American dialogue where it often lingers for a short time before receding to the background of the national discussion.
Will our response to this latest horror be any different?
While many believe that the chord touched by this unspeakable event will reach equally into the hearts of both the most ardent supporter of the right to bear arms and those who oppose guns—thereby prompting all sides to come to an understanding that something has to change—will this really prove to be the moment or will this tragedy just fade away as the many that have come before it have been allowed to go without response—if a response is even possible?
Certainly, there appears to be a special pain that comes with the stark realization that these 20 small children remind us all of our own kids, grandchildren, sisters and brothers. Those lost at Sandy Hook Elementary School looked and behaved just like our own children look and behave. They were in a place they were supposed to be—having been sent there by parents who did just as we have all done so many times when we buttoned up our kids' winter coats and sent them off to school for the day. Because of this, we feel like we "know" these people better than those involved in similar tragedies in our past and because we feel that we can relate to those so grievously affected, we instinctively know that if ever there was an instance of "There, but for the grace of God, go I.", this is surely it.
Still, if we are to hope for something to happen that might bear some positive impact on preventing these now all too frequent attacks, it has to begin with the two sides of this discussion moving towards a better understanding of what the other believes—just as it must involve a recognition that this is not just about the guns.
People who would very much like to see combat style weapons and high capacity ammunition magazines disappear from the landscape—people like me—must begin by accepting and internalizing the simple fact that those who support wide access to guns, including semi-automatic weapons, are feeling the very same grief today that is being experienced by anti-gun advocates.
Supporting gun ownership does not make one a cold and unfeeling human being who puts their interest in weapons above their interest in humanity.
Indeed, it is often quite the opposite. Avid defenders of the Second Amendment right to bear arms believe that it is precisely because of their desire to protect their own children that they take a strong, pro-gun position. It is, after all, difficult to argue with the suggestion that the evil and the confused will almost always find a way to get their hands on their weapon of choice and that the only corresponding choice one might have in the effort to defend against this reality is to fight "fire with fire." As these folks are quick to point out, had more of the adults working at the Sandy Hook Elementary School been armed, just maybe this would have had a better ending.
Maybe. But we must also recognize that had the magazine clip been limited to fewer bullets, the odds of an adult being able to take this murderer to the ground before he could take more lives would also have been greatly increased.
(Continued on next page)
The most deadly mass killing at a school happened on 5/28/27 (yes, you heard that right, 1927) in Bath Township, Michigan.
38 elementary school children and 6 adults (2 teachers, 4 other adults), and the 55-year old perpetrator first killed his wife.
Not a shot fired. He used dynamite.
Did we outlaw dynamite after 1927?
Rick, this isn't about guns. It's about mental illness.
At the risk of being criticized for using a wiki article as a source, I'm posting it anyway. While dynamite wasn't made illegal, it is very much regulated and difficult to obtain without a clear professional motive and a background check. It's inarguably easier to obtain an assault weapon, and in many cases a background check isn't even required. If you prefer the analogy of dynamite to assault weapons (and I think it's a decent one), let's even out the playing field: Require an equivalent standard of regulation for both.
Rick, armor-piercing handgun ammunition is and has been illegal since 1968. As far as rifles, not only are rifles rarely used in violent crimes (something like 8% — the vast majority use handguns), but regular non-armor piercing rifle ammo will penetrate a police vest anyway.
The idea of limiting clips is quite possibly the worst idea ever. No i am not suffering from schizophrenia there is another James around here somewhere. This idea reeks of government heavy handling and will not solve any issue at all. Guns will still kill, and the killers will easily find a way of reload/using modified mags etc. The most ideal solution is to attack the root of the problem: gun ownership. Today, the elements are not right to tackle this problem, due to a less than impressive border control, gun smuggling, black markets and lack of a comprehensive report on gun ownerships and stockpile. Also, for America to change there must be something really persuasive and to date the threat of not owning a gun in US is just too much for almost anyone to even consider not having a gun. The only way is to adapt and accept these tragedies as part of the unyielding support for the second amendment. That's reality, unless America changes and it must also be at the right time. Alternatively, a death penalty for gunmen does offer a sizeable deterrent but that is what elections are for. I am not promoting death penalty, I am just saying the need for it may soon outweigh the idealism of a passive society.
Pacifists v Realists v Idealists
Rick, i think you answered most of your own questions there. You are an intelligent guy, you know the price to pay to be an American. Well we can't speak for the founders but I am pretty sure the threat of guns were as real then as they are now. If enough people think that guns are not worth the innocent lives shed, America changes. Till that day comes, any attempt to limit/restrict/eliminate gun ownership will be shot down as unpatriotic, unrealistic, unworkable, unimaginable.
As for the death penalty as a deterrent, I do recognise the fact that for specific individuals it may not matter as much. But it does caution people against making some decisions with the gun.
I confess I've never been a very strong gun rights advocate. My, father was a poster boy for gun rights and hunting. He had a whole list of guns and loaders and cleaners and so on. He did love hunting. He lived in Montana and chose to live there for the weather and hunting and did hunt until he could no longer go by himself. He had a bunch of guns, but none of them had big clips and all were rifles and shotguns.
I always admired my dad's hunting abilities and his membership in the NRA. Guns were for shooting game, not people. We never disagreed on most of those issues, just that Dad became indoctrinated with the idea of unabridged gun ownership. These were guns he would never own, but he was zealous about the right to own guns.
That is the problem with the hunting crowd. They have good feelings about their guns and their use of them, so when those who know little or nothing about guns criticize them, the defense has no bounds, it is strong and insistent. So here's my thoughts about gun control.
I have minimal use for guns. I have a shotgun for varmints since I live out in the country, but other than that, I don't like the noise, the smell or anything else about guns. I had my fill with the weapons I fired in the military. Guns are tools and all tools are not to be carried around and shown off.
The Constitution guarantees us the right to life in the body of the document. Article Nine gives us the ability to add rights to those enumerated. The Second Amendment gives me the right to keep and bear arms. However, I believe the right to life in the Constitution is superior to the rights presented in the Amendments. Now that's my view.
As for the folks who really get off firing the guns with all the power and rapid firing capability. I tend to feel those who really like having semi-automatic weapons and firing them have Freudian issues related to extensions and having big powerful things in their, well, we can leave that there. The other group that really wants the weapons are those who are afraid of the government, the paranoids. Either way, a visit to a Psychiatrist is in order. (It is difficult to get the paranoids to take their medications.)
Oh boy. Rick, the AR-15 LOOKS military, but it's just another rifle that shoots .223 ammo. If it'll make you happy, manufacturers would be able to make it LOOK more like a hunting rifle, but it will still be a .223 rifle!
As far as magazines, they're just plastic with a spring. Go ahead and make them illegal. 1. It's not hard to make illegal magazines, and 2. How are you going to confiscate the large capacity magazines that exist? Oh, that's right, you won't! Once again, the law-abiding citizen is at a significant disadvantage.
Why is it that liberals always pass laws that give the advantage to the bad guy? "Gun-free zones" "Assault weapons ban" They sound great, but they don't do anything but make us LESS safe.
Please read "Five-Point Action Plan for President Obama to Reduce Violence by the Mentally Ill" by D.J. Jaffe "Mental Illness Policy.Org 12/17/12


text:
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Sierra is eight months old and weighs 43 lbs. She is a hound mix being cared for by the Cherokee County Animal Shelter. Sierra has been tested for heartworm, vaccinated, and has been given her initial flea and tick preventative. Once she is adopted, Sierra will be spayed and microchipped.
To adopt Sierra from the Cherokee County Animal Shelter, contact the shelter at 770-345-7270 ext. 2 or e-mail email@example.com


text:
Just How Lucky Is Your Mutual Fund Manager?
Two professors have studied the role of luck in investing.
Before giving your successful mutual fund managers—if you have any—a pat on the back for their stock-picking acumen, consider this: According to a recent study, which will be published later this year in the Journal of Finance, luck may have a lot more to do with returns than most investors care to acknowledge. The study, conducted by Eugene Fama from the University of Chicago and Kenneth French from Dartmouth, casts serious doubt on managers' ability to generate alpha. In the investing world, alpha is generally used to measure the extent to which active managers can generate returns beyond what would be expected from their benchmark exposures.
[See U.S. News's list of The 100 Best Mutual Funds for the Long Term, and use our Mutual Fund Score to find the best investments for you.]
As part of their research, the two professors ran 10,000 simulations. In doing so, they looked to create a world in which skill doesn't exist. In other words, they assumed that alpha was always zero for funds—that active managers didn't add or detract any value by way of their picks. As a result, for the purposes of the study, pure luck was the driving factor behind differences in returns. The professors' universe consisted only of funds that invest primarily in U.S. stocks.
What they found is quite telling: In the luck-driven simulations, there were fewer bad funds and more high-performing funds than there are in the real world. "In short, the simulations tell us that for the vast majority of actively managed funds, true [alpha] is probably negative; that is, the fund managers do not have enough skill to produce risk-adjusted expected returns that cover their costs," the professors note in a summary of their findings.
What about the "chosen" few managers who do, in the real world, generate astounding returns? "[The] historical performance of the top funds is about as we would expect from the extremely lucky funds in a world where true [alpha] is zero for all funds," they write.
U.S. News recently spoke with Fama about the implications of the study. Excerpts:
Why did you decide to study luck?
This is the basic problem. You have several thousand mutual funds out there. When you look at the results over their whole histories, there's a huge range of results. The winners are big winners and the losers are big losers. So the problem is to judge what the world would look like, what the cross section of performance would look like, if there were no skill in the population. That's what this paper does, it constructs experiments that maintain the characteristics of mutual fund returns, but we set them up knowing that there is really no [skill].
So just how lucky are fund managers?
If you look at the top 10 percent, they're [comfortably] outperforming their benchmarks. …Those are the people that people would write books about. But it turns out that if you look at the distribution that you'd expect by chance, you'd expect more of them out there.
As for the ones that do get good returns, does that mean they're good stock pickers?
There are always people on the top; that's the point. People make the wrong inference. There are people that are big winners, but there are fewer of them than you'd expect than if they were just lucky.
Can any managers truly be counted on to add alpha through skill alone?
You can't tell from the net returns. Now if you give them back their fees and expenses and just look at their portfolio returns, then you find some evidence that there are funds out there that might have some skill, but it's absorbed in fees and expenses.
What do your findings mean for the role of active management?
Don't be misled by past performance. There's lots of other evidence that shows that performance doesn't persist--that the past winners aren't the future winners and that basically what happens after you rank them as winners is random. And this is consistent with that: It's basically saying that the winners are just lucky.
[See Why Investors Are Flocking to Index Funds.]
What about index funds and ETFs? Do you like them as options?
The general message is…whatever framework you use, whether it's mutual funds…or ETFs, you want low-fee, passive funds, unless you feel like paying these active managers the fees for basically not having performance that can be documented.


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Calculus Please Help
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Calculus Please Help
Let f(x)=e^(2x)-kx, for k greater than 0. Using a calculator or computer, sketch the graph of f for k=1/9, 1/6,1/3,1/2,1,2,4. Describe what happens as k changes. f(x) has a local minimum. Find the location of the minimum. x= ____ Find the y-coordinate of the minimum. y= _____ ...
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Calculus (pleas help!!!)
Let f(x)=e^(2x)-kx, for k greater than 0. Using a calculator or computer, sketch the graph of f for k=1/9, 1/6,1/3,1/2,1,2,4. Describe what happens as k changes. f(x) has a local minimum. Find the location of the minimum. x= ____ Find the y-coordinate of the minimum. y= _____ ...
among monopoly, oligopoly, monopolistic competition, and perfect competion, how would you classify the markets for each of the following drinks? a. tap water b. bottled water c. cola d. beer
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tan 0=1 csc 0 = sqrt. 2 cos 0 = sin 0 os 0 = cos (-pie/6) The 0s means that symbol for angle. Please someone help me do these problems.
Science Urgent Please help
Thank you so so much, I had no idea how to do it. THANK YOU!
Science Urgent Please help
(I have no idea how to even approach this question. Can anyone please help me?) Some people have proposed that the earth could solve its population problem by shipping people off to space colonies, each containing about 10,000 people. Assuming that we could build such large-sc...
thinking outside of the box
one taxi company charges 75 cents for the first quarter mile and 15 cents for each additional mile the competing taxi company charges 1.00 for the first quarter mile and 10 each additional mile what distance would produce the same fare for the two taxi companies?
human relations
one taxi cab company charges 75 cents for the first quarter mile and 15 cents for each additional quarter mile. the competing taxi company charges 1.00 for the first quarter mile and 10 cents for each additional mile. what distance would produce the same fare for the two taxi ...
For the equation below, if 58.6 grams of Al were to react with 540 grams of H2SO4, how many grams of H2 would be produced? 2Al+3H2SO4--->1Al2(SO4)3+3H2
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us history`
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i need help) when a council member runs in a citywide electoin rather then representing only one district, he pr she is elected in a(an) (blank)
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what was the relationship between William Marcy Tweed and Themes Nast?
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algebra 1
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The Institute communicates its scientific and educational information in a number of ways. One major outlet is peer-reviewed publications and reports. Cary Institute staff regularly publish in the best-rated journals in their respective fields.
Export 9 results:Sort by: Author Title Type [ Year]
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Inorganic N losses from a forested ecosystem in response to physical, chemical, biotic and climatic perturbations", Ecosystems, vol. 5, p. 648-658, 2002., "
Nitrogen pollution in the northeastern United States: Sources, effects and management options", BioScience, vol. 53, p. 357-374, 2003., "
Nitrogen pollution: Sources and consequences in the U.S. northeast", Environment, vol. 45, p. 9-22, 2003., "
Regional assessment of N saturation using foliar and root delta N-15", Biogeochemistry, vol. 80, p. 143-171, 2006., "
Increased tree carbon storage in response to nitrogen deposition in the U.S.", Nat. Geosci., vol. 3, p. 13-17, 2010., "
A new conceptual model of nitrogen saturation based on experimental nitrogen addition to an oak forest", Ecosystems, vol. 14, p. 615-631, 2011., "
Do Nutrient Limitation Patterns Shift from Nitrogen Toward Phosphorus with Increasing Nitrogen Deposition Across the Northeastern United States?", Ecosystems, vol. 15, p. 940-957, 2012., "
Long-Term Integrated Studies Show Complex and Surprising Effects of Climate Change in the Northern Hardwood Forest", BioScience, vol. 62, no. 12, p. 1056 - 1066, 2012., "


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I have seen content from various style guides and UX guidelines about this, and was wondering if there is a much more simple system to create a consistent and easy to implement design for various types of communication that occurs between users and systems. My initial idea is to use a Importance/Urgency matrix and assign different weightings to each combination. For example, Importance can be ranked High, Medium and Low, and Urgency can be ranked Immediate, Intermediate and Later. Has anyone seen this type of classification being used for Error, Warning, Status, Alerts and other types of messaging and notification or can provide some other approaches?
It looks like I should be looking at Impact (rather than importance) and Urgency, and use these to create priority. So are there good ways to grade or classify each of these categories?


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Mint, chocolate, cheesecake. Three fantastic flavors that come together in one awesome dessert!
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*One teaspoon peppermint extract and 4 to 6 drops green food color can be substituted for the crème de menthe liqueur.
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The Daily Star
---- — Step Back in Time features news items from The Daily Star 25 and 50 years ago.
25 years ago
Aug. 29, 1988
When 22-year-old Bruce Caswell went to Washington to serve as one of his congressman's interns, he never expected to rub elbows with some political notables.
But when Rep. Sherwood Boehlert took his three interns to a members-only cafeteria, Caswell was surprised to see New York Mayor Ed Koch and Sen. Ted Kennedy eating their food at a nearby table.
Another time, Caswell, of Oneonta, and one of the other interns were needed to drive two vans that made up Vice President George Bush's motorcade in Baltimore. The interns got the chance because Boehlert's administrative assistant is the head of the Bush's campaign in New York State.
"I carried his press secretary, executive assistant and staff photographers. Who would have thought that a congressman from upstate New York would have these contacts?" Caswell said.
Caswell answered letters and occasionally researched a new issue as an intern. "Constituent mail is the bread and butter of a congressman. Interns basically enter every letter into the computer and write the letter in the congressman's style," he said.
The letters are then reviewed by the legislative aides before being mailed off.
"It makes you cynical at first that the congressman is not answering his own letters," Caswell said.
Caswell's cynicism changed when he realized that the congressman's office is accountable for every letter, 200 of them a week, it receives.
Being an Oneonta resident gave Caswell, a registered Democrat, an extra interest in his job. It spurred him to take a position with Boehlert, although the congressman is a Republican.
"I got a lot of flak from the people at the office. They kept on telling me that now I'm going to vote for George Bush. I'm not," he said.
50 years ago
Aug. 29, 1963
BAINBRIDGE — The Bainbridge-Guilford Central School will reopen on Thursday, Sept. 5.
Sixteen new teachers have been added to the school's force this year, including:
Miss Joan Avery who will teach elementary and junior high school art; John Grim, who will work in the Guidance Department with Junior High students; Miss Joanne Ruocco joins the staff as a teacher of a class for exceptional children; Donald Soule will provide services as psychologist;
Miss Mary Albrecht will be teaching French in the high school; Roger S. Armstrong will teach junior high school science; Miss Sandra Ayers will teach an ungraded primary class; Otto Behrens Jr. will teach social studies at the high school level; Miss Lynn Betts will teach girls' physical education in the grades and junior high; Mrs. Lois Blaisdell will teach homemaking;
George Gugle will teach mathematics at the high school; Mrs. Rita Gugel will teach business subjects; Mrs. Diana Hermann will teach an ungraded primary class;
Charles James will teach English 9; and Mrs. Doris Roy will teach homemaking.


text: This Dec. 4, 2012 photo shows spectators viewing a a giant Santa Claus at a decorated home in the Brooklyn borough of New York. Each holiday season, tour operator Tony Muia takes tourists from around the world on his ÔÇťChristmas Lights & Cannoli TourÔÇŁ visiting the Brooklyn neighborhoods of Dyker Heights and Bay Ridge, where locals take pride in over-the-top holiday light displays. (AP Photo/Seth Wenig)


text:
July 31, 2014
Posted Thursday, June 14, 2012 --- 7:50 a.m.
Here is the latest Wisconsin news from The Associated Press:
DULUTH, Minn. (AP) -- Minnesota and Wisconsin crews are heading out again today to search for a missing pilot in northeastern Minnesota. The Civil Air Patrol from both states has been searching from the ground and air for 67-year-old Michael Bratlie and his twin-engine Piper. He took off from a South St. Paul airport Friday for a roundtrip flight to the Duluth area.
NORWALK, Wis. (AP) -- A beef-processing plant in western Wisconsin is being cited for 11 safety violations after a maintenance worker was killed in December. VPP Group faces fines of up to $186,000 after federal workplace safety officials say there were unsafe conditions at the company's Norwalk plan that caused the worker's electrocution.
ST. LOUIS (AP) -- A new study suggests cougars are once again spreading across the Midwest, a century after the generally reclusive predators were hunted to near extinction in much of the region. The new report shows that there were 178 cougar confirmations between 1990 and 2008. Two of the confirmed sightings were in Wisconsin.
MADISON, Wis. (AP) -- Wisconsin officials are hoping to get public feedback on a new report that examines outdoor recreation in the state. The Statewide Comprehensive Outdoor Recreation Plan is designed to serve as a blueprint for state and local outdoor recreation planning. The draft identifies a number of activities that are growing in popularity, including adventure racing, camping with recreational vehicles and kayaking.
Copyright 2012. The Associated Press.


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Fashion Photo of the Day 11/8/12 - Alessandra Ambrosio
November 8
1:52 2012
Related: Alessandra Ambrosio, Victoria Secret, Lingerie, Intimates
Alessandra Ambrosio looked enviably hot walking in the Victoria Secret fashion show which aires on CBS December 4th.
Ambrosio wore the coveted $2.5 million Floral Fantasy Bra created with London Jewelers and strutted her stuff. You would never guess Ambrosio had a baby a few months ago!
Alessandra Ambrosio Walking in Victoria's Secret Fashion Show (Photo by Erik Pendzich / Rex USA)
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June 02, 2014


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Search results for 'g.i. joe graphic novels'
Rip Kirby, Vol. 4$49.99The fourth and final volume of Alex Raymond's modernist classic Rip Kirby contains every daily strip from April 19, 1954 through September 29, 1956. The 46-year-old Raymond's tragic death in the prime of his life caught the syndicate in mid-episode. This book also contains the conclusion to Raymond's ultimate story, drawn by John Prentice, from October 1 through October 20, 1956. Edited and designed by Eisner Award-winner Dean Mullaney, with a biographical and historical essay by Brian Walker. Learn More


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The Hidden Benefits of Secured Cards
By DR |
The wide variety of credit card offers can be bewildering. One of the questions I hear a lot is about the difference between a secured credit card and a prepaid credit card. Particularly for those trying to build their credit, it can be a challenge understanding your best options. And to make ...
- personal finance


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Gift Guide
Black Phoenix Alchemy Lab has created thousands of gothic, horror, and evil-related perfume oils, with tie-ins and inspiration from everything from Neil Gaiman and ParaNorman, to seven deadly sins and mythological creatures. They have so many unique and crazy scents it is tough to choose just one or two to feature.
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5-pocket jeans in washed denim in a slightly slimmer fit with straight legs and a button fly.
100% cotton.
Machine wash at 40˚
Size Guide
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