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Lawrie Thom
Canadian House Price Forecast: What The Next 5 Years Will Look Like In 33 Cities
Whether you're a homebuyer or a homeowner, there's something for you to be unhappy about in this forecast....more
Are you buying a house?
The key to your new home is just a click away! We're making it easier for you to navigate the Canadian mortgage landscape! My Mortgage Planner is the new mobile app from Mortgage Architects that provides you with useful tools to help eliminate the stress of getting a mortgage....more
How Much Does It Cost to Build a House?
For many Canadians, the dream of building a home is more appealing than just buying one. Building a home comes with many benefits, and if we're being perfectly honest, some headaches. ...more
3 ways to change the mortgage stress test that will actually help Canadian homebuyers
Canada's stress test for uninsured mortgages has been under fire from the real estate industry, but it appears policymakers are unlikely to budge and scrap the year-old measure....more
How the federal budget could tweak the mortgage stress test
When the federal government rolled out a mortgage "stress test" last January, it was meant to keep Canadians from taking on more real estate debt than they could afford....more
A first-time homebuyer's guide to purchasing home insurance
If you've ever nervously watched water drip from your apartment ceiling, or have nearly set your oven ablaze by neglecting a tray of chicken fingers, you've probably found comfort in your tenant's insurance coverage. Homeownership is no different — something will inevitably burst, break or leak, and you'll want the safety of home insurance for when accidents happen....more
Homeownership is still affordable for singles in the Prairies and Atlantic Canada
Affording a home in some of Canada's major housing markets can take what seems like a herculean effort, even for households with two typical incomes. ...more
5 essential finance tips that every first-time homebuyer should know
The buying process might appear straightforward to any first-time buyer— you find the house you love, sign on the dotted line and get the keys. But prior to those months of browsing MLS and late-night offer negotiations, are months —even years— of carefully coordinated financial planning, budgeting and discipline....more
Canada considers applying mortgage stress test rules to private lenders, sources say
Canada is considering subjecting private lenders to the same mortgage stress test rules faced by banks to prevent housing markets from being destabilized by the lenders' rapid growth, three sources with direct knowledge of the matter said....more
3 reasons high household debt in Canada won't contribute to a US-style housing crash
By one measure, conditions in Canada are reminiscent of those present in the US right before a stateside housing bubble burst, yet a repeat performance to the north is unlikely....more
The problem with the Canadian government's mortgage stress test
On a recent segment of BNN Bloomberg, Toronto realtor John Pasalis voiced support for extended mortgage stress testing nearly a year to the day after the federal government introduced it....more
Mortgage stress test takes a toll on Toronto renters, too
Mortgage stress tests aren't just affecting would-be homebuyers in Canada. Renters, even those with no intention of buying any time soon, are facing increasing rents in Toronto as a result of the federal policy, a popular real estate analyst suggests....more
Money for Life: Should my bonus go to the mortgage or RRSP?
Q: My husband and I recently bought a new house in Stoney Creek, and my employer has just paid me a nice bonus for this past year. Should I use the extra cash to pay down our mortgage or should I put it in my RRSP? I don't want us to just spend it....more
Lower interest rates by the end of 2019? This economist thinks Canadians should expect rates to take a dive
Not everyone is on the same page when it comes to where mortgage rates in Canada are headed....more
Is your mortgage insurable? It could save you thousands if it is.
The new mortgage rules have created three categories of mortgages: insured, insurable and uninsurable. Currently five year fixed mortgage rates typically range from 3.69% for an insured mortgage to 3.99% for an uninsurable mortgage. Based on current interest rates and a typical mortgage amount $300,000 that would be a savings of more than $20,000 over the life of your mortgage....more
Central bank holds rate amid oil slump; casts doubt on future hikes
The Bank of Canada left its trend-setting interest rate untouched Wednesday as fresh economic developments — including the sharp drop in oil prices — threatened to delay future hikes....more
Why Real Estate Builds Wealth More Consistently Than Other Asset Classes
If you lived through the recent real estate and economic recessions, the very headline of this article might cause you some emotional pain. Less than ten years ago, the country was swept with an economic crisis the likes of which our generation had never seen. I personally remember driving down the street in California's Central Valley and seeing "for sale" signs on practically one of every four houses. It felt like the market would never recover. Fast forward a few short years and now massive wealth is being built through real estate—often by average Joes....more
Haunted House? How Stigmas May Affect Its Value
Superstitions, stigmas and the supernatural – whether you believe in them or not, they can have a very real impact on how long it takes to sell your home and the price you'll get for it. ...more
Interest rates were just hiked — here's what it means for the 2019 Canadian housing market
As was widely expected, the Bank of Canada (BoC) hiked the overnight rate to 1.75 percent....more
How to Choose a Neighbourhood
9 key questions to answer when you're location shopping. ...more
Housing affordability is more important to BC Millennials than fighting climate change, childcare: poll
There are many big issues looming over BC Millennials ahead of next year's federal election, from climate change and trade relations to government spending and tax cuts....more
Mortgages Soar For Canadians In Their 80s, 90s
With new mortgage rules and higher interest rates putting the squeeze on Canadian homebuyers, some have found a new approach: Get the parents (or grandparents) to bankroll your purchase....more
My Mortgage Planner App is Here!
We're making it easier for you to navigate the Canadian mortgage landscape....more
Buyer beware: How purchasing property from a non-resident of Canada could leave you with a hefty tax bill
You could be personally liable for the vendor's Canadian capital gains tax if you don't take certain precautions. Here's what you need to know....more
Making the most of your mortgage broker
The process of becoming a homeowner can be long and arduous, and your mortgage broker is one of your key allies in getting a mortgage in order to buy a home. But if done right, the relationship between you and your broker doesn't stop once you have the keys....more
Can Appliances Really Impact My Mortgage?
When you're shopping for your new home, you might fall in love with the kitchen that will let you host the parties of your dreams. Or it could be the mudroom that's perfect for your family to toss in their sports jerseys right after practice. But are you falling for the functionality and flow of the rooms, or are you really attracted to the matching stainless steel fridge and stove or the high-efficiency washer and dryer?...more
Canada's Most Competitive Housing Markets Are Not Where You Think
With just 43 sales for every 100 homes listed, Vancouver is the country's second-weakest housing market....more
Bank of Canada holds interest rates steady, but October hike looms
The Bank of Canada (BoC) kept its trend-setting interest rate steady at 1.5 per cent on Wednesday but appeared to keep the door open to a possible rate hike at its next meeting on Oct. 24....more
This bank says that the Canadian housing market is poised for a comeback
After months of slumping activity, economists and industry watchers alike have been waiting to see when the Canadian housing market would get back on its feet. Now, according to a new report from TD, the stage is set for a major comeback....more
What exactly affects your credit score?
On the hunt for your first home? Getting pre-approved is crucial so you are aware of how much you can afford. That way you don't fall in love with something out of your budget. But what determines your qualifying amount? Your credit score is a major factor. ...more
Mortgage brokers vs. banks: the pros and cons
If you're looking for a mortgage on a home purchase — or to renew one on a home you already own — is a mortgage broker or a bank your best option?...more
Single women leading the charge as demographics of homebuying change
Going forward, as their incomes grow, Canadian women are expected to continue to invest even more in housing, as data in the U.S. already suggests...more
Higher interest rates to hit younger, middle-income households, federal analysis reveals
Twelve per cent of all Canadian households carry debt-to-income levels of at least 350 per cent...more
Did You Fib On Your Mortgage Application? There May Be Trouble Ahead
Canada Mortgage and Housing Corp. wants better income checks to prevent mortgage fraud....more
CMHC wants to make it easier for self-employed Canadians to get a mortgage
CMHC is giving lenders more guidance and flexibility on determining whether a self-employed person qualifies for a mortgage...more
Here are the cities with the highest – and lowest – real estate taxes in Canada
Buying a house in Canada briefly became a little less challenging late last year, but that small gain is now already gone, as rising interest rates erase the impact of a cooling housing market, according to RBC. But home prices and borrowing costs aren't all that homebuyers and homeowners have to contend with. There are also, of course, taxes....more
Buying a Home? Ask Your Partner These 4 Questions First
Buying your first home is incredibly exciting, but there's also more than a little bit of stress that comes with it. A house is a big purchase, and it brings a whole host of new hurdles beyond the initial price tag....more
Mortgage Borrowing Among Canada's Millennials Sees Major Pullback
Canadians are managing their payments well, despite growing debt levels, TransUnion finds....more
Odds of a July rate hike are dropping — and the loonie is taking the hit
Canadian dollar weakens to almost year low as traders bet Bank of Canada will turn dovish amid escalating trade tensions...more
B.C. intends to crack down on hidden ownership of real estate with first-of-its-kind registry
B.C. government says registry is aimed at improving transparency in the real estate market while ensuring owners pay their share of taxes...more
3 ways the new mortgage stress test affected the Canadian housing market last month
Ever since new mortgage rules came into effect on January 1, the Canadian housing market has seen month after month of slumping sales numbers. ...more
Reverse Mortgages may be the least costly way to access the equity in your home!
One of the consequences of all the mortgage rule changes made by the government is that lenders are now required to place more emphasis on the borrower's income and their ability cover the cost of their mortgage payment....more
4 major hurdles for first-time buyers and how to get over them
When it comes to buying your first home, there are many hurdles to leap. The high prices in the Greater Toronto Area (GTA) add to the intimidation factor if you've never gone through the homebuying process before. ...more
TD Bank drops 5-year variable mortgage rate as competition among big lenders heats up
TD lowered its five-year variable closed rate to 2.45 per cent, or 1.15 per cent lower than its prime rate, for the month of May...more
Canadian Mortgage Defaults Haven't Been This Low Since 2006
Canadian real estate borrowers are paying their mortgages at a near record pace. Filings with the Canadian Bankers Association (CBA) for the first quarter, show mortgages in arrears have fallen to new lows. The largest markets of Ontario and BC are just off of record lows. That sounds like great news, but more often is a sign of an overly liquid market....more
Here's the income you need to pass the mortgage stress test across Canada
The latest set of federal mortgage rules has been blowing a cool wind over almost every Canadian real estate market....more
High Debt Loads Or Not, Canadians Are Rocking This Mortgage Thing
But with a slowdown in the housing market likely ahead, that probably won't last. ...more
Two ways variable-rate mortgages are the better deal right now
The safe and sound choice in today's mortgage market is to lock down a rate for five years and let borrowing costs do what they may....more
Review of sales practices at Big Six banks finds risks of 'mis-selling' to customers
Watchdog warns the banks' sales-focused culture elevates the risk that employees may flout consumer protection rules...more
Uninsured mortgages surge amid cooldown in housing activity
Canada's uninsured mortgage market reached an 8-year high in January as government steps to reduce taxpayer exposure to the housing market gained traction, according to fresh numbers from the country's banking regulator....more
Three real-life signs that interest rate hikes are already starting to bite
The three interest rate increases since July are starting to have an impact on Canadian consumers....more
What Is Mortgage Fraud? Steer Clear of These 3 Offenses
There are white lies, and then there's mortgage fraud. Yes, sometimes it can be hard to tell the difference, but it's essential for home buyers to understand exactly where the line is drawn, because the consequences can be dire if you cross it. So what is mortgage fraud?...more
5 ways millennial couples can prepare for homeownership
While millennials make up a large portion of potential homebuyers, high prices, mortgage rules, and many other factors make it extremely difficult for them to realize their dream of homeownership. ...more
As Canada's new mortgage rules impact home buying, here's where industry experts think prices are headed
Canadian home prices have been climbing for years, but with the introduction of new mortgage rules and January's Bank of Canada rate hike, will prices continue to rise in 2018? According to some industry experts, the answer is they likely will. ...more
20% more mortgages are being denied by big banks, sending borrowers down the credit ladder
Stricter mortgage rules are sending borrowers towards more risky lenders that are out of the regulator's purview...more
Real estate board predicts flat prices and sales this year
The board based the forecast on consumer research showing fewer people, particularly first-time buyers, anticipate a home purchase this year....more
Canada's mortgage changes could hurt overall economy
'Stress test' will drive borrowers into more expensive financing options, brokers warn...more
What to do about your debt after the interest rate hike
Should you act upon future rate hikes now? ...more
Five reasons the Bank of Canada might NOT raise its rate next week
But with all six big banks calling for a rise, markets could get a jolt if Stephen Poloz actually holds ...more
Five ways to cure your Christmas debt hangover
The average adult spent an estimated $1,700 this season ...more
Stress tests, foreign buyers and higher rates likely to impact housing market in 2018
New OSFI regulations and a requirement for more open data have changed the rules....more
7 Important Things Home Sellers Often Forget to Do
When you're selling your home there's so much to do: find a Realtor®, do touch-ups, get that balky air conditioner fixed, look into staging… It's no wonder that sometimes things fall between the cracks. Big things. (We're not pointing fingers, promise!) Our arsenal of experts—aka real estate agents who have worked with many home sellers—identify the to-do's that sellers typically overlook. We promise you, these tasks are well worth the time it will take to complete them (which isn't very long at all)....more
Home sales seen to fall more than 5% as new mortgage rules kick in
Canadian Real Estate Association cuts forecast, saying tougher rules on qualifying for a mortgage will erode home affordability...more
How to Move in Bad Weather Without Destroying Your Stuff or Your Sanity
You're moving out. The new place is ready. Time's up and you've got to go. And then, right when you were feeling like you'd make it to the finish line without going completely nuts, the weatherman lets you know a storm might be headed your way on moving day. Super!...more
Tougher mortgage rules could shut out 50,000 potential home buyers a year
Tougher mortgage stress-testing rules could make it impossible for 40,000 to 50,000 Canadians to buy a home each year, driving down real estate sales and reducing the anticipated pace of new mortgage-lending growth, according to a new analysis....more
Agent and broker advice will be crucial in 2018
A new REMAX survey revealed most Canadians are in the dark about the looming mortgage lending rules, but that doesn't mean they have to be left behind when they're ready to buy....more
Canadians rush to get mortgages ahead of tougher tests in new year
RBC says it is seeing increased demand before new rules in January which it expects will affect 5% of new mortgages...more
Expenses first-time buyers should expect to pay
If you're currently renting, you may be lucky enough to have all your home expenses bundled together into your monthly rent. That makes your payments quick and easy – you've either given your landlord post-dated cheques already or you just need to remember to send an e-transfer at the beginning of the month....more
Home sales may spike in November and December
The Canadian Real Estate Association (CREA) released its monthly home sales statistics for October 2017, announcing that national sales edged up again....more
7 Credit Score Myths Even Shrewd Home Buyers Fall For
That small balance you keep on your credit card? Not helping at all....more
One last gasp for the Canadian residential market as rule changes cloud 2018 outlook
Realtors are predicting a busy Christmas selling season as homebuyers rush to beat the latest deadline designed to further cool the market...more
One in three Canadians already feeling the pinch on finances from rising interest rates: poll
'It's clear that people are nowhere near prepared for a higher rate environment,' says president of insolvency firm MNP, which had the poll done...more
Home sales gain ground in September
The number of homes sold in September climbed for the second month in a row after a slowdown earlier this year that was led by a cooling in the Toronto market....more
What you Need to Know About the Latest Mortgage Rule Changes
If you've tuned into the news today, you've probably heard that there are new mortgage rules coming into effect on January 1st. 2018....more
3 tips that could save you thousands on your mortgage, as interest rates rise
Sean Cooper wiped off his $255,000 mortgage in exactly three years and two months, at age 30....more
These are the homeownership costs Canadians forget about
There's more to buying a home than the cost of a house. Things like property tax and inspections can add up. You might also need more home insurance than you think....more
Here's how Vancouver and Toronto home prices per square foot stack up globally
Vancouver and Toronto are known for their expensive real estate but compared to other cities around the globe, home prices in Canada's two hottest cities markets aren't as staggering....more
How to pay less capital gains tax on a rental property
If it used to be your principal residence, this exemption could save you a huge tax bill...more
New financing rules could drive more consumers into more volatile mortgages
The rules under consideration would force consumers to qualify for loans based on the rate on their contract plus 200 basis points...more
Prices in this hot Canadian market just dropped for the first time since January 2016
Balanced market conditions in Toronto have dampened gains in the nation's monthly home price index in August, according to the latest Teranet-National Bank House Price Index....more
Canadian real estate posts world-leading Great Recession recovery
Advanced economies continue to recover from this millennium's first global financial crisis, and in terms of residential real estate, Canada is seeing the fastest pace of price gains in the world, according to the Bank for International Settlements....more
After rate hikes, Canadian housing braces for 'biggest rule change of all time'
Interest rate hikes might be the last thing the housing market needs as sales in Toronto plunge and Ottawa considers even tougher measures for qualifying for loans...more
Coming soon, another costly burden on harried homeowners — mandatory energy audits
Green groups are lobbying for the $400-$600 audit to be a requirement for every house on the market — for Ontario residents it is soon to be a harsh reality...more
Rent in the city, own in small towns: Canada's new real estate trend
With prices sky-high in some of Canada's largest cities and real estate markets softening across the country, many city dwellers are choosing to rent the home where they live and buy properties — especially in smaller towns — as an investment....more
Common Misconceptions Renters Have About Home Buying
There are plenty of legitimate benefits to home ownership (like tax credits and one day—in 30 years—getting to own a home outright). And of course there are obvious differences between renting and buying in terms of what you can and can't do, but there are also a lot of myths—and unnecessary moral implications—surrounding home ownership and renting that you absolutely don't need to buy into. ...more
4 Home-Buying Mistakes That Trip Up Unmarried Couples
First comes love, then comes ... a mortgage?! That's right: Many couples are buying a home together before tying the knot....more
7 expert tips on moving in with your significant other
If that drawer you were gifted at your significant other's apartment has turned into half a dresser, and your toothbrush is now a permanent fixture in their medicine cabinet, it might be time to consider cohabitation. Moving in with a partner is a major relationship milestone, and both parties are likely to feel nervous in the weeks leading up to the big day. ...more
What is a Mortgage Broker?
In recent months, it has come to my attention that consumers are still a bit unfamiliar with what exactly a mortgage broker is and the essential role we play. A mortgage professional can provide you with the options and expertise that is essential in getting you the right mortgage that best fits your immediate and future needs. ...more
Toronto home buyers and sellers play the waiting game
Toronto in mid-August feels like a city waiting with bated breath. The real estate market is drowsy and buyers and sellers are anxious to know what will happen when it comes back to full consciousness in September...more
Closing Costs
That final step in buying your home comes with some unexpected costs....more
Even condos are now unattainable for most of Toronto's middle class
The latest numbers from the Toronto Real Estate Board pointed at a steady rise in the costs of purchasing a condo—once thought to represent an opportunity for home ownership among less-moneyed families—in the city....more
Canada's economic growth just blew past expectations — and you know what that means
The data bolsters expectations for another interest rate hike from the Bank of Canada this year...more
Was the CMHC premium increase really a tax increase?
On June 29, 2017 CMHC announced that it would pay a $4 billion dollar special dividend to the federal government. This dividend will be paid out over period of time not longer than two years. A spokesperson for CMHC was quoted as saying that the special dividend returns excess capital to the Government of Canada....more
Government measures are cooling off the housing market, Morneau says
The finance minister says the real estate price increases seen in Toronto and Vancouver were "unsustainable."...more
The anatomy of historic housing bubbles (and how Canada's market compares)
DBRS has compared several housing bubbles dating back to the late '80s with Canada's rapid growth in home prices and credit in recent years....more
Canadian home sales see biggest monthly drop in 7 years
Home sales in June posted their largest monthly drop in seven years, driven by a plunge in the Greater Toronto market, the Canadian Real Estate Association said Monday....more
What do high GTA home values have to do with Cottage Country prices? A lot, apparently
While runaway home prices in the Greater Toronto Area may be frustrating the average house hunter, windfalls from soaring land values are helping sellers fund purchases of recreational properties nearby....more
9 Essential Things Every New Homeowner Should Have
These must-haves will make things a lot easier in the first few weeks. ...more
Expect Canada's housing market to crash like America's did? Don't count on it.
Major US-based credit-rating agency Fitch Ratings has some good news — and some bad news — for Canada's housing market....more
Study Reveals The #1 Reason Millennials Want to Pack Up and Move
Think about the last time you moved into a new place—why did you leave? If it was because you needed a change of scenery, you're not alone....more


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U.S. Sen. John Cornyn wants the FBI to lead the widening investigation into alleged wrongdoing at Veterans Affairs facilities across the country.
After meeting with about a dozen local veterans on Thursday, the senior Republican Texas senator sent a letter to the president asking him to send in the FBI. Cornyn noted allegations by Texas whistleblowers this week that VA managers received bonuses after concealing excessive patient appointment wait times.
"When you hear the leadership at the VA are receiving bonuses only for cooking the books, to me that speaks of corruption," Cornyn told veterans during the hourlong meeting. "There are issues of criminal culpability there that need to be looked at."
Cornyn said he asked FBI Director James B. Comey about getting involved after a congressional hearing last week.
"He said they are ready, willing and able to do that type of investigation but they had not been asked," Cornyn told The Los Angeles Times.
In his letter to the president, Cornyn cited the Texas whistleblower accounts, "heartbreaking claims of mistreatment and neglect" at VA facilities. He insisted that the incidents are not isolated, but rather "pervasive fraud involving multiple layers of personnel." The alleged fraud and misconduct could constitute federal crimes punishable by up to five years in prison, he wrote.
While the VA's inspector general has been investigating and has said his office is working with the Justice Department to look into possible criminal charges, Cornyn said "the breadth and complexity of these problems very likely exceeds the capabilities of any IG office."
"The FBI and its expansive resources should be brought to bear here, especially to seize and preserve criminal evidence before it is destroyed," Cornyn wrote.
Jim Fleming, the Texas state commander of the American Legion, agreed, saying, "I don't think the VA can investigate themselves."
The veterans Cornyn met with liked the idea of enlisting the FBI and said it is important to have an independent investigation.
"A lot of coverup has taken place and we need to uncover it and make sure it never happens again," said Inge Conley, Texas chief of staff for Veterans of Foreign Wars. Conley, a retired Army master sergeant, said she stopped relying on VA healthcare after waiting several months for an appointment in Houston.
Cornyn and veterans at the Houston event praised the quality of some VA treatment, but said that only added to their frustration.
"It is world class, but it doesn't count for much if you can't get an appointment," Cornyn said.
Reginald White, a retired longtime Houston VA cardiology supervisor, told the gathering how high-level VA managers have profited by artificially reducing wait times to improve their annual evaluations and receive bonuses -- even as veterans, he said, suffered without care.
A few whistleblowers have come forward in central Texas in recent days with similar accounts.
"A lot of individuals will do what they have to do to inflate that and make it look good to get that bonus," said White, a veteran whose own annual evaluation and bonus was not tied to wait times.
White said that the bonus system needs to be corrected before more money is pumped into the VA and diverted from patient care.
Several others at the meeting called for a change in VA leadership to clean house after the scandal.
Cornyn is among several congressmen who have called for Veterans Affairs Secretary Eric Shinseki to resign in the wake of the scandal, and several veterans at the Thursday gathering agreed.
"Every day we see more reasons why" Shinseki should resign, said Bill West, Texas state adjutant for the American Legion, who complained to Cornyn on Thursday of lengthy wait times and doctor shortages at local VA facilities.
"It's not that they don't have the money—they're misappropriating it by giving bonuses to directors where they could spend it on doctors," West said, asking Cornyn to "go back and fight and get new leadership -- we need it."
Two veterans in their 30s also complained at the meeting about delays in care that lead them to stop using the VA and deterred other young veterans with PTSD, or Post-Traumatic Stress Disorder, including some who were suicidal.
Veteran Navy Corpsman Daniel Espinoza, 35, of Houston said that after waiting months to get treated for PTSD at the local VA, he gave up, resorting to the local emergency room.
"I don't go there anymore unless it's for a scheduled appointment for my annual checkup," he said of the VA. "I'm just frustrated."
Cornyn said the fact that veterans in need of immediate care had been deterred from seeking help by VA delays was deeply troubling.
"I'm going to be pressing this issue as hard as I can and trying to instill a sense of urgency," Cornyn said, but he cautioned that "we're just at the beginning, unfortunately, of uncovering the problem."

subset: commoncrawl


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Danny Granger and Britton Johnsen worked out at Pauley Pavilion at UCLA on Thursday, May 19. UCLA legend Don MacLean is working with both players to get them ready for the NBA. Granger is jockeying for position in the draft, establishing himself as a firm lottery pick while Johnson is looking to catch on for good with a team for his third stint in the league following tours in Orlando and Indiana.
A little background on Don MacLean â he holds some career records at UCLA including field goals made, which he shares with Kareem Abdul Jabbar, and points. He spent 9 years in the NBA and won the Most Improved Player award in 1994.
Because this was nearing the end of a grueling week that marked Granger's return after a 2 week layoff due to a hamstring injury and with workouts with NBA teams starting the next day, I was informed that they were going to take it a little easy today, which meant no full court or half court two on two or one on one play.
MacLean has Granger and Johnson going 6 days a week. 8:30-10:00 at Athletes performance is strength training, 11:00-1:00 is on the court with McLean, and then 3:00-5:00 again at Athletes performance back in the gym. There's no doubt that Granger is in the best shape in his life and is about to peak at just the right time for private workouts.
The workout started with dribbling drills at a standstill. First hand to hand, then left hand, then right hand, then low figure 8's between the legs all with their heads up and eyes facing forward followed by hand to hand behind the back. All of these were done with their heads up and eyes facing forward. This was followed by full court dribbling drills with a ball in each hand. The first laps were done dribbling the balls simultaneously baseline to baseline, followed by dribbling the balls alternately. In both cases the first lap was done straight through and the second consisted of stopping every 5 feet or so, backing up, then moving forward again. The final dribbling drills were done with one ball, zig-zagging across the court, turning their backs and switching hands.
According to scouts who saw him in college, Granger's biggest weakness is the fact that he spent his first three years in the NCAA almost strictly in the post, but is now projected as a small forward at the next level. Therefore, his ball-handling suffered in college because of a lack of opportunities to work on it in real time game situations. There are questions regarding how long it will be before he will become adequate at using his athleticism to create his own shot at the next level. The scouting report says that his left hand is particularly weak, almost always favoring his right hand to take his man off the dribble and get to the basket.
Granger's ball-handling looked surprisingly fluid during these drills and his left hand looks competent. This is huge for him, as making that much progress in such a short amount of time only makes you wonder how good of a ball-handler he will become in 2-3 years down the road. This goes well with the notion around the league that despite his age, Granger still has a big upside to improve, thanks to his physical attributes and work ethic. He appears to be working hard on this weakness and he will most definitely benefit from continuing with these drills.
After that, it was catch and shoot drills with Johnson on one end of the court and Granger at the other moving from the left side of the court to the right. These started inside the NCAA 3 point line at first, then moved to the NCAA 3 point line, followed by moving out to what would be NBA 3 point range.
Granger did well within the NCAA arc and at the NCAA arc. He has a textbook release on his shot and got some good lift on his jumpers. When he moved out to the NBA 3, his shot became more inconsistent. His shots were either all net or hitting the front of the rim. That can be attributed to the adjustment required for the added distance, as well as the fact that he just hadn't been on the court in a while. With his form, feel for the game and work ethic, the adjustment should come fairly quickly.
Then came pick and roll drills, all of which were confined to from just above the top of the key in, first on one side of the court, then the other. If the ball crossed over to the wrong side of the key, the play was stopped.
The first of these drills consisted of one person with the ball, and the other setting the pick against no opponent. After the pick, the person with the ball would make a move to the hoop while the person setting the pick would move to the baseline and receive a second ball, so both were constantly working.
This was followed by two on two pick and roll games with Granger and Johnson both teamed with a guard, local players from the area. On pick and rolls, Granger was setting some solid picks, but most of his shots after receiving the ball were rimming out. He looked comfortable in both situations, but was more successful with the ball in his hands as opposed to receiving it. Based on the frustration he expressed with each miss, it could have been an off shooting day due to the fatigue of a hard week after a long layoff. It would not surprise me since these were shots he was making with ease during the catch and shoot drills.
Granger stands 6'8 with a 7'2 wingspan and a 36 inch vertical leap. He's a lean, but very solid 220 pounds, and his frame can handle more muscle if needed. As he is now, he has a prototypical small forward body and is athletic with very good lateral quickness and quick jumping ability. His low post experience at New Mexico will help him in the pros, but defensively he will benefit from the additional strength, bulk and experience that will come as he continues to mature. Once this happens, him and his team will really be exploit that part of his game, even against the elite players like the McGrady's and Marion's of the league. There are some edges that need to be polished, mainly the experience that comes from guarding the perimeter night in night out, but he has the potential to be an excellent defender with his length, wingspan and lateral quickness. This is one of the things that NBA teams seem to be most excited about and will really be looking hard at.
His jumper has a textbook high release and he shows the potential to be a powerful dunker, although he was overly enthusiastic about it on a few occasions which led him to hitting the back of the rim. His ball handling abilities have improved thanks to his work with MacLean, and they should improve more with continued practice.
He is a very intelligent person (he turned down a scholarship to Yale) and his adjustment to the NBA game should be a fairly short one if he continues on his current training regimen.
He will be working out for the Nuggets, Warriors, Clippers and Lakers next week.
Johnsen stands 6'9 and looks to be around 220-225 as well (he put on 10 pounds during his time off). What really surprised me about Britton was his deceptive speed. I did not expect him to move as quickly as he did, especially with those toothpick legs of his. When it came to side to side sprints, MacLean threw down the gauntlet, saying that $50 was Britton's if he completed 17 sides in less than 56 seconds. Johnsen made it in 55 and happily handed the money to his wife who was courtside with their infant son.
He was a McDonald's All-American out of high school, and played under the conservative Rick Majerus at Utah, where he played a very limited role offensive, mostly as a post player who was not allowed to play too much on the perimeter and create his own shot. His pro potential therefore suffered, as he's clearly as perimeter oriented SF for the next level, but lacked the shooting or ball-handling skills out of college to get drafted. He also went on a two year mission (he's Mormon) so he was much older than everyone else in that draft. Regardless, he made the Orlando Magic thanks to an excellent summer league campaign, and then made the league once again last summer after another excellent summer league campaign. This year, he started off with Idaho in the CBA before being signed by the Pacers and even starting a few games for them before being cut.
Johnsen did well on the catch and shoot drills, showing a solid shot out to the NCAA 3 point line. Beyond that, he was inconsistent. During the pick and roll drills, he hit around half of his shots when setting the pick. He looked to be able to hold his own defensively against Granger and the guards, using his long arms to get a couple of blocks and steals during the drills.
Britton seems to have improved in most aspects as a small forward. His ball handling was decent and he had a very smooth shot from outside. As of right now, he is not starting material, but it would not be surprising to see him as an energy guy off the bench considering his speed, motor and defensive abilities. He needs to get a little more consistent from behind the NBA 3 point line to improve his chances, as he wavers from either not being able to miss or not hitting anything.
Both Johnsen and Granger did a good job of talking to their partners in the pick and roll exercises, letting their guards know when to go over or fight through the picks. This is the type of thing that will endear these guys to an NBA team behind the scenes in practice. Defensively, both had some breakdowns, but overall showed the effort and ability to be effective using their length to bother their opponent. It's a small thing, but both really cared about their shooting even in an empty gym and expressed frustration whenever they missed a shot that should have been an easy make. You could tell they are constantly pushing themselves and won't settle for anything less than the absolute best.
Unfortunately, even though Danny looked very impressive in the workout, we weren't able to see some of his biggest strengths, like his basketball IQ within the team structure, his ability to be creative and improvise, his leadership skills, and just his overall feel for the game, which is excellent. These are the type of things that come out in games, but not so much in workouts.
Britton's best aspects of his game are his motor, constant energy, and his uncanny ability to get from one end of the floor to other. Again, this is something that you can get a better feel for when watching him play five on five. He seems to be the type of player that will excel in an up-tempo team that likes to get up and down the floor, as he has good speed in transition. Guarding him is an exhausting task, since he's always moving.
Overall, it's not easy to judge either based on the competitive drills that were run, and that's why this is just another tool that NBA teams use to evaluate prospects, along with footage from their career up to this point. There was no wide open two on two scrimmaging and when you confine any player to just a sliver of the court, you really can't see what they really can or cannot do. I can say that both guys put forth maximum effort and would have been ripped by MacLean had they not.
Without seeing them in an open court game, it's hard to get a feel for their decision making on either end of the floor, and that's a shame because this is an area that they both excel at, especially Granger. MacLean's drills will definitely prepare them for what's ahead, but watching them here is not enough to get a feel for how what they have learned will translate to live situations. We'll just have to wait for next year when we see them in real NBA games to decide.


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Lets say we removed all non Christians from and area of the US. What do you suppose would happen? I think Christians have some crazy notion that everything would be just peachy. Life would be paradise! There would be no violence, no differences and peace for all. Right? Does history show otherwise? Without something for them to disagree on would they slowly divide and destroy themselves over time? What do you think would happen?
Views: 315
The real interesting question is whether or not Catholics would still be around. The fundies do not consider Catholics to be Christian - and other sects face this problem as well. Would the Mormons be around? I mean, they do believe in Jesus, even if they happen to think he was an astronaut.
I guess, if you take out Atheists, Muslims, Jews, and Hindus - the Christian world view just gets tighter and increases in resolution. I'm thinking the big rift would be between Catholics and 'other' because of the authority of the pope. Rather than crying about removal of the ten commandments from public spaces, there would be public argument about images of the virgin Mary.
What's funny is I will sometimes hear Catholics say things like "Catholics and Christians" thereby implicitly conceding the point to the fundies. But I suspect the average prod fundie would really decide the Mormons are worse than the Catholics.
And don't forget that about a third of the population of Germany died during the 30 years war, which was a Protestant/Catholic conflict.
And that even as late as 1960, a presidential candidate's Catholicism was a big concern in the United States. So Heather and Rich's point is a good one. The presence of all these "oddball" (from the Xian point of view) things like Islam, Buddhism, new Age, and so forth has served to make Xians forget their differences with each other, but with them all gone, the arguments can begin, with the resolution higher (to use Heather's metaphor).
Or heck, maybe they'd rediscover the first amendment and agree to disagree.
There has been fighting amongst christian groups for as long as there have been christian religions, removing those whose beliefs fall into the non-christian category wouldn't change that fact one iota.
Lets not forget another major consequence if this did happen, namely how far america would then fall behind in the sciences as nearly every noble prize winner has been an atheist and the majority of scientists and university proffesors are also atheists . At the forefront of the sciences and technology the amount of atheists far far exceeds that which you would expect from our percentage of the overall population
Maybe they'd bring back biblical punishment and stone people to death for working on the sabbath or for committing adultery. I wonder if they'd still love their scripture so much. I think it's ironic how they try to bring modern democracy to the Middle East while the US is becoming more and more backwards.
If it was segregated based on actual belief and obedience to biblical law then America would revert back to stone age medicine and science (partially). There would be very little public policy disputes as everyone would have to agree due to strict adherence to the bible on all matters.
If the segregation was based on people who give themselves the label 'christian' then little would change save for the massive loss of scientists, engineers, and doctors (aka the educated). The political spectrum would probably shift a little to the right.
I think history of the world is a good example of a predominantly religious society and is probably a good proxy for how a purely religious society would act. Probably not much differently from that of today with tendency towards regressive social policies. Rises in public atheism is a relatively new phenomenon, so I don't think its hard to imagine a world without them.
What would be more interesting would be speculating as to how a purely Atheistic society would act. The political spectrum I think would remain largely intact, except without the religious ideology plaguing the right of current American politics. Scientific and evidence based reasoning might be favored over emotional and traditional based reasoning. Such a society would be difficult to make predictions for though. As it stands currently, Atheists tend to be more critically minded as they challenge the status quo, and thus more rational and logical (on average). If the status quo was atheistic, then that selection would no longer be relevant.
I just commented on a youtube video of Pastor Dennis Terry, introducing Rick Santorum, and releasing a hail of crap about "if you are not christian get the hell out!".
The more I listen to Christians the more I think that they actually believe that this country was founded on Christian principals. Despite the fact that the first ammendments "Establishment Clause" and "Free Excercise clause" does away with all the nonsense.
If it was only christians they eventually would weed out the weaker denominations until all that was left was one theocracy operating just like the fundies in the middle east. Christians love to say that Islam is now where christianity was in the middle ages. They give themselves too much credit...
Just look at the different sects of Christianity. If their beliefs were based on the word of a perfect being, there would be no sects since the word of a god would be perfect enough to keep the belief system unified. However, this isn't the case since there are various ways of interpreting the biggest selling book of myths known as the Bible. So they would further divide, kill each other over their beliefs of a loving god and the Redeemer of Mankind, Jesus Christ. Humans are just chest beating apes still and that won't disappear for a very long time.
Whenever some cracker at the Georgia state guvment (sic), talks, it is all about this being a Christian nation. So, the Cretins of Christ say that only Christians should be able to obtain a sticker reading "In God We Trust" for free because it's their belief, and so it's different from any other citizen who wants a special sticker. And then they repeat the nonsense about the founding fathers blah-blah-blah. In other words, a special privilege for fundamentalist theology.


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Configuring Microsoft Outlook or Outlook Express to use a Secure Connection (SSL) for Email Messages
Secure Sockets Layer (SSL) are cryptographic protocols that provide secure communications on the Internet for such things as Web browsing, email, Internet faxing, instant messaging and other data transfers. You can configure your email client to use SSL for your mail as an extra layer of security. For more information on SSL, see What is an SSL certificate?
BEFORE YOU START: To set up Outlook® or Outlook Express with your email, you need to know your POP or IMAP Email Server Settings and ports. To find them, got to the Email Setup Center and write down the information that displays under Email Server Settings.
Configuring Microsoft Outlook or Outlook Express to Use SSL for Messages
- From the Tools menu, select E-Mail Accounts.
- Select View or change existing e-mail accounts, and then click Next.
- Select your email account, and then click Change.
- In Outgoing mail (SMTP) enter your SMTP server name.
- Click More Settings and go to the Outgoing Server tab.
- Select My server requires authentication.
- Select Log on using and enter your email address and password in the Account name and Password fields.
- Go to the Advanced tab and make the following changes:
- Outgoing mail (SMTP) Settings:
- Port 465
- Select This server requires an encrypted connection (SSL)
- Incoming server Settings:
- Port for IMAP accounts - 993
- Port for POP accounts - 995
- Select This server requires an encrypted connection (SSL)
- Outgoing mail (SMTP) Settings:
- Click OK.
For information on setting up Outlook to send and receive email see How to configure Internet e-mail accounts in Outlook.
For information on setting up Outlook Express to send and receive email see How to Set Up Outlook Express.
Note: As a courtesy, we provide information about how to use certain third-party products, but we do not endorse or directly support third-party products and we are not responsible for the functions or reliability of such products. Outlook® and Outlook® Express are registered trademarks of Microsoft Corporation in the United States and/or other countries. All rights reserved.


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The Regional Transportation District's election this year for nine members of its 15-member board of directors takes on special significance for voters in District I, which includes Longmont and eastern Boulder County, all of Broomfield and parts of Adams County. The reason for the intensified interest in the RTD election is that area residents have been paying sales taxes for a rail system that is now projected to not be operational until 2044.
To put it politely, people are not pleased with the fact that Boulder, Adams and Broomfield counties have paid an estimated $243 million of the estimated $1 billion in tax money to RTD to pay for rail service. Observers have noted that without the support of Boulder County, it is possible that the sales tax increase for FasTracks would not have been approved. Yet, the services to this area remain but a distant dream.
RTD is a large and complex organization that sometimes does a good job. But FasTracks is not one of those times.
The candidate elected to represent this area will have to have a strong understanding of transportation issues but also a firm belief in the importance of representing the public. The successful candidate must be a firm and persuasive advocate for the needs of this distinct as well as for the whole transportation system.
Of a field of what appears to be four capable candidates for the District I director's position, our recommendation to voters is Jeff Ilseman of Longmont, who has served on the Longmont Transportation Advisory Board, the Public Policy Committee of the Longmont Area Chamber of Commence and the Judicial Performance Commission of the 20th Judicial District.
A graduate of the U.S. Military Academy, Ilesman holds a master of science degree in systems management from the University of Southern California. His understanding of and commitment to transportation issues makes him stand out in this race.
Other candidates seeking the District I post include Cheryl Hauger, a business analyst who has experience as an Erie trustees and member of the North Area Transportation Alliance, where she was a founding member; Judy Lubow of Longmont, a retired Environmental Protection Agency attorney with 30 years of public service experience; and Seth Patterson of Broomfield, a certified public accountant.


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TheRedQueen wrote:Another golden in my house, going great guns after an Aussie. Had to pry this golden off too...just like Vesta and Inara.
Honestly...this breed is not one I recommend for families with kids anymore.
mnp13 wrote:TheRedQueen wrote:Another golden in my house, going great guns after an Aussie. Had to pry this golden off too...just like Vesta and Inara.
Honestly...this breed is not one I recommend for families with kids anymore.
You couldn't possibly be talking about a golden. It must be a long haired Pit Bull.
iluvk9 wrote:Hey. Labs get hungry.
TheRedQueen wrote:How can he still be hungry after he ate two sleeves of saltines, a package of rice cakes, a foil package of cat food and a paper plate the day before?
pitsnok wrote:My grandpa almost died from a brown recluse bite... he is an OSBI agent and on a bust he was laying in the woods and thought a pine needle poked him... he was in the hospital for like two weeks and had weak/dizzy spells for at least ten years... i'm pretty sure he had a huge 'wound' on his shin from it, too.
BUT, you are correct, most of them aren't that serious. His was because it was a LOT of hours before he ended up getting medical help.
and um... sorry for being less-than-helpful...
call2arms wrote:This morning, I was doing teatments on an hospitalized cat. He seems fine, but a bit terrorized. I perform his whole examination (including thermometer you-know-where), not batting an eyelash. Someone entered the treatment room, he freaked out, tried to jump off the table - he's got an IV in his front paw - so I hold him back, he turns back and bites me, falls on the floor, and me (being stupid and hard-headed) still tried (and at least succeeded) to catch him.
At the price of 2 gnarly puncture wounds on my left (top and inside) thumb, 3 on my right ring finger, 2 on my right palm, and multiple scratches on my forearm and knee. At some point while he was biting be, I heard or felt something crunching in my hand... I'm already on antibiotics (yay beef-flavored clavaseptin) and my stomach is really upset. I'm really hoping I don't have to spent the day at the hospital tomorrow, hopefully the 30 minutes surgical scrub after the incident and the 15 minutes in hibitane/water soak tonight will help avoiding that.
Need I mention I don't like cats? (mine is cute but he has no teeth left)
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Which Fashion Career is Best for Me?
Even if you've never done a fashion sketch or even know how to sew, you can still have a career in fashion. Most people will immediately associate a career in fashion with fashion design.
TD Scholarships for Community Leadership are awarded to students in their last year of high school or CEGEP (in Quebec) who have demonstrated leadership in improving their community.
The BURGER KING Scholars program has awarded more than $28 million in scholarships to high school students, BURGER KING® employees and their children across th
Women who wish to begin training in culinary, beverage or hospitality fields, or women who are already skilled in these fields and seek to refine or further their expertise may
The Terry Fox Humanitarian Award program honours the spirit of
A s we get closer to the October 2018 marijuana legalization date, universities and colleges are developing and rolling out training programs to meet the need
A ccording to research conducted by the consulting firm Deloitte, the legal pot business will be worth $9 billion in 2019, and as suggested by some industry e
LaSalle College Vancouver has announced that it is launching a new high school with accelerated programming, where students will
If you're currently responsible for processing payroll, do not have formal payroll training and are not certified, you may wonder if you should take the time to do so.
Deloitte recently held their Best Managed Companies Gala to announce the winners of the 2017 Best Managed Companies awards.
With a Johnson scholarship behind you, you have everything in front of you.
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Printer Friendly Version
Standard ECMA-304
Private Integrated Services Network (PISN)
- Inter-Exchange Signalling Protocol - Wireless Terminal Call
Handling Additional Network Features (QSIG-WTMCH)
2nd edition (December 2001)
This Standard specifies the signalling protocol for the support
of the Wireless terminal call handling additional network features
(ANF-WTMI and ANF-WTMO) at the Q reference point between Private
Integrated services Network eXchanges (PINX) connected together
within a Private Integrated Services Network (PISN).
ANF-WTMI is a feature that directs incoming calls to a WTMI user
within the PISN regardless of the WTMI user's geographical location
within the PISN, provided that the WTMI user's location is known.
Roaming outside the PISN is outside the scope of this edition
of this Standard.
ANF-WTMO permits the PISN to process call requests from a WTMO
user at the home location, if required.
The Q reference point is defined in ECMA-133.
Service specifications are produced in three stages and according
to the method specified in ITU-T Rec. I.130. This Standard contains
the stage 3 specification for the Q reference point and satisfies
the requirements identified by the stage 1 and stage 2 specifications
in ECMA-303.
The signalling protocol for ANF-WTMI and ANF-WTMO operates on
top of the signalling protocol for basic circuit switched call
control, as specified in ECMA-143,
and uses certain aspects of the generic procedures for the control
of supplementary services specified in ECMA-165.
This Standard also specifies additional signalling protocol requirements
for the support of interactions at the Q reference point between
ANF-WTMI / ANF-WTMO and other supplementary services and ANFs.
This Standard is applicable to PINXs which can interconnect to
form a PISN.
The protocol defined in this Standard forms part of the PSS1
protocol (informally known as QSIG).
The following file can be freely downloaded:
This Ecma publication is also approved as ISO/IEC 15431.
The previous replaced "historical" edition of this Ecma Standard is available here.


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Please note: You are viewing an archived Bucknell University news story. It is possible that information found on this page has become outdated or inaccurate, and links and images contained within are not guaranteed to function correctly.
LEWISBURG, Pa. — A Bucknell University student group is working to educate people about the effects of the pesticide Nemagon on banana workers in Nicaragua through a recent $10,000 grant from the Davis Projects for Peace program.
Members of the January 2008 volunteer trip with the Bucknell Brigade met with banana workers camping outside the capital city of Managua who are protesting the use of the pesticide.
Banned since 1979 in the United States, Nemagon is used in many Central American countries, the Caribbean, and the Philippines to kill worms that ruin bananas. According to the workers, Nemagon has led to harmful effects such as breast and uterine cancers, infertility, skin problems, and miscarriages.
Basic life necessities
These workers are not looking to win excessive amounts of money from the companies, according to Bucknell senior Alex Madsen. "They're asking for the basic necessities of life: food, shelter, healthcare, but most importantly, the peace of mind that this pesticide will not harm their children in the future. They simply want to die with dignity.
"As citizens of the wealthiest nation in the world, it is our responsibility to aid and raise consciousness about such issues," she said.
Joining Madsen in the creation of the project are senior Connie Low, juniors Christian Etherton and Emily Rath, sophomore Kylie Brandt, and first-year students Grace Han and Dick Muyambi.
Return to Nicaragua
Five students — Low, Muyambi, and Han, along with senior Brittany Szabo and sophomore Laura Weinstein — will return to Nicaragua for two weeks this summer to conduct interviews and collect oral histories for a documentary. The Jubilee House Community, the host in Nicaragua of all Bucknell Brigade trips, has agreed to provide room, board, and transportation for them while there.
The students also hope to provide food and clothing to the workers as well as sustainability, using this project as a stepping stone to allow the banana workers to fight their own battle, while also increasing awareness in the United States. The group plans to produce pamphlets for Nicaraguans to distribute to legislators to support their cause.
After returning to Bucknell, they will edit, produce, and distribute the documentary to many other colleges and will post it on YouTube. "We hope that this project will inspire individuals to think about their consumption habits, and question multi-national companies whose aim is to make a profit but not care for their workers," said Madsen.
Second Davis grant
This is the second year in a row that a Bucknell student group has received a Davis Project for Peace grant. The first supported two projects in Guatemala and Nicaragua: a sewing cooperative in Mi Refugio and a water supply project in El Porvenir.
The Bucknell student project is one of 81 colleges and universities in the Davis United World College (UWC) Scholar Program to receive $1 million in total funding to undertake their proposed projects. The program, in its second year, honors philanthropist Kathryn Wasserman Davis, who launched the initiative on the occasion of her 100th birthday in 2007. Designed to encourage and support motivated youth to create and implement their ideas for building peace throughout the world in the 21st century, each of the 100 projects will receive $10,000 in funding.
"We are grateful to the many students, faculty, and staff who participated in this year's competition," said Philip O. Geier, executive director of the Davis UWC Scholars Program. "Kathryn Davis is a leader, and what she has set in motion with this important challenge is a growing number of young people committed to putting into place the building blocks for peace."
The winning projects propose specific plans of action that will have lasting effects including post-conflict community building, youth empowerment and education programs, improved community water supplies worldwide, and a multitude of agrarian enterprises in countries where famine is pervasive. Students will travel to more than 54 countries over the summer to work on their projects and report on their experiences once they return.
Contact: Office of Communications
Posted March 26, 2008


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Wed, 27 February 2008
The deadline for Iowans to vote on a marriage amendment is approaching... Chuck Hurley, Father Frank Bognano, Tamara Scott and Dawn Stefanowicz, gay rights victim...talk about the dangers of judge-made same sex marriage in Iowa. Lotsa openline follow-up too. To call Senator Mike Gronstal, 281-3371 or Rep Pat Murphy 281-3221 to encourage them to Let Iowans Vote on the marriage amendment.
Direct download: mickelson-2008-02-27.mp3
Category:podcasts -- posted at: 11:23am CDT


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Tombstone Tuesday: Wladyslaw Kowalewski, The Mystery Continues
2 comments:
- Cindy said...
Cynthia - Just wanted to stop by and say thanks for reading Everything's Relative and your kind words related to my scrapbook. I've been on a bit of a hiatus because school has been out but I'm looking forward to getting back into the mix after next week. I'm also writing because I see you have Comeau in your surname list - My Great Aunt (Rachel Roe) was with a gent named Rene Comeau in the 20s. They had a son named William in 1924. Might you have any connection to this family? Seeing Holyoke on your list as well, I'm sure you're probably familiar with Adams, which is where they were from. Best run, thanks again and I look forward to reading your blog!
- August 17, 2010 at 1:46 PM
- Cynthia Shenette said...
Hi Cindy from Cindy! Thanks for your comment.
Your scrapbook pages really are lovely. Truly a work of art. I love to scrapbook, but never seem to make the time. Believe me, I appreciate the hours that went into your pages.
I know about the summer hiatus thing. My blogging has been sporadic this summer. We've been away a lot, and when we're not away I'm busy entertaining my seven-year-old. They are exhausting little people.
I'm not sure about your Rene Comeau. Comeau is like Smith or Jones. Very common name. Where does Rene originate from in Canada? Mine are St-Ours, Quebec, though they were originally from Acadia (Nova Scotia). Maybe if I know more, I might be able to help.
- August 20, 2010 at 9:20 PM


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Browse our latest Board Of Plastic Surgery ideas in our gallery. All the best tips and trends for Board Of Plastic Surgery. Get the latest photos and reviews from the editors of our blog.


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State Rep. Case urges bonding commission to support local fire schools
Torrington >> State Representative Jay Case urged the State Bonding Commission to invest money, which is already allocated to fire training, into local fire schools like the Torrington-Burrville Fire School, on Wednesday.
Members of the Connecticut State Firefighters Association and its Education Committee met at the Legislative Office Building in Hartford to discuss the trouble fire schools are currently facing.
The Education Committee is comprised of representatives from the Regional Fire Schools, the Commission on Fire Prevention and Control, the Connecticut Fire Academy and the State Firefighters Association.
According to Rep. Case's camp, state governing officials have allotted $54.4 million in fire training schools since 2001. However, only $11,877,672 has been distributed to different schools around the state.
Despite the investments the Torrington-Burrville Fire Training School, located on Burr Mountain Road, received in 2008 and 2010, the facility has fallen into disrepair.
Currently, it is sitting in line waiting for additional funds that are sitting in state coffers.
State Rep. Jay Case asked fellow legislators to encourage the Bonding Commission to release the funds necessary for improvement.
"The state Bonding Commission is hanging onto more than $42 million that has already been authorized for fire training school improvements," said Case.
"The money is there, but it just needs to be released so places like the Burrville Fire Training School can improve infrastructure," he said.
Case said that firefighters in Torrington, Goshen, Colebrook and Winchester utilize the Burrville facility.
However, the school needs major improvements so that it can keep up with the newest fire training technology, said Case.
"Our first responders are some of the best and we want that to continue," Case said.
Richard Winn, director of the Burrville Fire Training School, agreed with Case when he met with him on Wednesday.
"The state is sitting on this money," Winn said. "We're asking the legislators to put some pressure on the Bonding Commission so we can get these projects going. Torrington's Burrville Fire Training School deserves better."
The remaining $42,522,628 from the original $54.4 million was authorized by Gov. Mallow and previous legislatures, so it cannot be altered by budget proposals.
Reach Kate Hartman at 860-489-3121, ext. 343.


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Have you ever tried to bake something but it just didn't turn out the way you wanted? Sprinkled shows you the best way to make baked goods.
Grateful's new video series, Sprinkled, stars Sally McKenney and highlights a new recipe each episode. Sally shows viewers how to bake her best sweets and treats for any occasion.
To watch Episode 1 of Sprinkled, click here.
Watch the trailer for Sprinkled below.


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|Gorgeous fresh picked carrots in a rainbow of colors.
Roasted Red Pepper Hummus
Jalapeño Lime Hummus
Classic Hummus Tahini with Spiced Olive Oil
|I love these beautiful purple and yellow carrots.
|Rainbow carrot bounty.
This Winter Fruit Salad Recipe with Persimmons, Pears, Grapes, and Agave-Pomegranate Vinaigrette from Kalyn sounds fresh and fabulous for the holidays. Maybe I'll be tempted to finally take a bite?
|Radish beauty.


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This report split global into several key Regions, with sales (K Units), revenue (Million USD), market share and growth rate of Static Energy Meter for these regions.
The Global Static Energy Meter Sales Market Report 2018 is in-depth study of overall Static Energy Meter market including introduction of product, definition, scope, Static Energy Meter global sale, and forecast up to 2025.
The Static Energy Meter industry report clarifies the past experience and trends, on the basis of these past experiences, it offers the future prediction considering other factors influencing the growth rate. This worldwide report offers the detailed analysis of the important factors such as market dynamics (DROT), PEST, and PORTER which assists the growth of the Static Energy Meter Industry.
These past experience and factors assist to build the strategy and future planning of Static Energy Meter Market and hold a place in the competitive world.
This report is the extensive analysis of the Static Energy Meter industry based on the primary and secondary in-depth research. The scope of the report includes the 'global' and 'regional' sale, product consumption in terms of 'volume' and 'value'.
The Static Energy Meter market report offers a forecast of revenue, CAGR, and cumulative revenue. The gathered information about Static Energy Meter global business is represented in the figures, tables, pie chart, and graphs.
The Static Energy Meter industry Market report offers the competitive scenario in the Static Energy Meter industry based on the type of product, applications, and the companies that are present in the Static Energy Meter market, and covers the company profiles, their development policies, lined up products and recent launched along with the SWOT analysis of companies.
Report: www.qyresearchglobal.com/goods-1597237.html
Geographically, this report split global into several key Regions, with sales (K Units), revenue (Million USD), market share and growth rate of Static Energy Meter for these regions, from 2013 to 2025 (forecast), covering
United States
Southeast Asia
Global Static Energy Meter market competition by top manufacturers/players, with Static Energy Meter sales volume, Price (USD/Unit), revenue (Million USD) and market share for each manufacturer/player; the top players including
MicroTech Industries (Pvt.) Ltd.
ZPA Smart Energy
Rajasthan Electronics & Instruments Ltd
Networked Energy Services
Unique Technologies
SATEC Ltd
The Logarex Smart Metering s.r.o. company
Shenzhen Haoningda Meters CO.,Ltd
On the basis of product, this report displays the production, revenue, price, market share and growth rate of each type, primarily split into
On the basis on the end users/applications, this report focuses on the status and outlook for major applications/end users, sales volume, market share and growth rate for each application, including
Residential Application
Commercial Application
Industrial Application
The study objectives of this report are:
To study and analyze the global Static Energy Meter market size (value & volume) by company, key regions/countries, products and application, history data from 2013 to 2017, and forecast to 2025.
To understand the structure of Static Energy Meter market by identifying its various subsegments.
To share detailed information about the key factors influencing the growth of the market (growth potential, opportunities, drivers, industry-specific challenges and risks).
Focuses on the key global Static Energy Meter manufacturers, to define, describe and analyze the sales volume, value, market share, market competition landscape, SWOT analysis and development plans in next few years.
To analyze the Static Energy Meter with respect to individual growth trends, future prospects, and their contribution to the total market.
To project the value and volume of Static Energy Meter submarkets, with respect to key regions (along with their respective key countries).
To analyze competitive developments such as expansions, agreements, new product launches, and acquisitions in the market.
To strategically profile the key players and comprehensively analyze their growth strategies.
This research study focuses to product specifications, Static Energy Meter cost specifications, production capacity, distributors list, Static Energy Meter marketing channel, and detail analysis of the export/import of the product. The Static Energy Meter research document also offers raw material suppliers, cost, and downstream consumer list.
All features mentioned above is included in the Static Energy Meter Market Report 2018 which can offer solution to the difficulties to the prominent members of the Static Energy Meter market.
Additionally, the important terminologies, government policies, and regulations related to Static Energy Meter market product are added.
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Petitions about Oak Creek enterprise funds certified
Steamboat Springs — Five petitions about Oak Creek's plan to charge its enterprise funds management fees have been certified.
Oak Creek property owner Scott Wedel originally submitted a single petition seeking to either restrict the town to recouping actual costs from the enterprise funds used to manage utilities or put the matter to a public vote. Concerned that the single petition did not conform to state statutes because it covered four enterprise funds, Wedel then submitted a petition for each enterprise fund.
All the petitions were certified by Oak Creek, with the town reserving the right to dismiss them as applying to administrative issues rather than legislative issues. The Colorado constitution restricts initiative and referendum powers vested in the people to legislative matters.
On Thursday, Town Attorney Bob Weiss explained the legal situation in open session and gave advice to the Town Board during executive session.
Oak Creek Town Administrator Mary Alice Page-Allen said no decisions were made during the executive session, and the town has not decided whether to challenge the topic of the petitions.
Wedel said he plans to circulate the single petition covering all four enterprise funds. The one-topic rule about petitions was clarified by Weiss during Thursday's meeting. Wedel wrote in an email that he sees the scope of his petition as being focused on legislative issues.
"I am pretty sure it will hold up in court," Wedel wrote, noting the issue's similarity to a ballot measure in Colorado Springs in 2008.
The Colorado Springs measure, which was successful at the polls, sought to phase out payments from enterprise funds in eight years and was initiated by anti-tax advocate Douglas Bruce, who authored Colorado's Taxpayer Bill of Rights and recently was released from prison after serving a sentence for tax evasion.
Issue 300, as the ballot measure is known, resulted in the elimination of the city's stormwater enterprise fund. However, Colorado Springs Utilities does contribute to the city in form of payments-in-lieu-of-taxes, which account for $31.7 million, or about 13 percent, of the city's 2013 budget. The payments were considered a surplus under the town charter and exempted from Issue 300.
Much like the discussion Colorado Springs had about Issue 300, Oak Creek will have to decide what it considers an acceptable level of funding for the services residents want.
"We need to look at how the town operates as a whole and engage the community in that discussion," Page-Allen said. "If they don't come to us to have that discussion — in addition to providing those opportunities to come to us — we need to go to them."
To reach Michael Schrantz, call 970-871-4206 or email email@example.com
Start a dialogue, stay on topic and be civil.
If you don't follow the rules, your comment may be deleted.


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Just like the rest of us, professionals are constantly looking for an edge on greens. Putting is the most important factor in low scores and requires confidence in your equipment. There are so many conflicting ideas regarding fitting and technique, it is often difficult to know if drills and practice are helping or solidifying poor habits. Putter companies have models ranging from the bland to downright strange. Aaron Baddeley is currently playing a putter designed by Yar Golf, a model that may be difficult to look at but certainly has a place in the game. There are dozens of boutique and custom putter manufacturers, some of them are interesting and others fade away rather quickly. Mann Krafted is an Arizona based putter manufacturer that produces milled putters that are completely customized to each customer. Head shape, sight lines, finish, hosel design, length, lie, and everything else are personalized to your specifications. LaMont Mann personally constructs each putter from a steel blank and collects feedback along the way, ensuring the customer receives the perfect putter.
The Process
I first spoke with LaMont in early this year about three putters. After several emails and and meeting in person, we finalized the head shape, weights, and hosel designs for the heads. The process took around a week, mostly because I wanted to be sure each model was perfect and I was not leaving anything out. LaMont is extremely helpful and provides guidance and suggestions throughout the process.
The most difficult part of the process was selecting a finish. It is always tempting to try something different on custom projects. LaMont offers various colors, polymer finishes, and traditional black oxide and brushed looks. In the end I went with black oxide. I have always preferred a subdued look and black oxide will wear over time and a raw looking finish will result.
The Build
Given that each putter is hand milled and welded, I was expecting a build time of several months. I was shocked when I received an email within in ten days with pictures of the heads for my approval. LaMont does a great job of keeping the customer apprised of the progress. Comparison pics are sent and ideas are shared throughout the process. Of course, the build time will vary with the order log LaMont is currently handling. Part of the appeal of the company is that it is small and each putter is different. Patience is key but the results are worth the wait. From the time I first spoke to LaMont on the phone to having the putters in hand was roughly six weeks, far shorter than the six to eight months at other companies.
The Result
I was cautiously optimistic when I picked up the putters, I was not disappointed. While handmade putters will inherently differ slightly from plans, each of them was incredible. Given the prices, $275-$399 for the models ordered, compared to off the shelf models currently offered they are reasonably priced when custom options are considered. They are not cheap, but the end result is well worth the price if you can't seem to find the perfect putter. Each head combines a solid feel and quality finish with the boutique look. There mill marks on the sole and face, and each putter's specifications were exactly as ordered. My personal model, a modified Carolina, replaced an Odyssey White Hot #2 that had been in the bag for roughly six years. In all, the overall quality was higher than expected. Each has the unmistakable feel of a high end putter and will surely have a place in our bags for many years to come.


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The Star welcomes submissions of essays for its "Guestwords" column, of between 700 and 1,200 words, and of short fiction, between 1,000 and 2,000 words.
Authors can either email their pieces (in text or Word format) to email@example.com, with "Fiction" or "Guestwords" in the subject line, or mail them, preferably on disk and saved in a text format, to The Star, Box 5002, East Hampton 11937. A very short biographical note should also be included.
Submissions will not be returned without the enclosure of a stamped, self-addressed envelope.


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Children with Diabetes, Inc., a member of the Johnson & Johnson family of companies, is strongly committed to protecting the privacy of those who entrust us with their personal information. Our employees, and all those who do business with us, trust and expect that we will protect their personal information in accordance with the promises we make. In furtherance of our commitment, Children with Diabetes has certified to the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework with respect to personal data processed as part of our human resources and customer information management activities. Accordingly, Children with Diabetes adheres to the Safe Harbor privacy principles and frequently asked questions, as separately agreed to by the U.S. Department of Commerce and the European Commission, and the Federal Data Protection and Information Commissioner of Switzerland.
This Safe Harbor Privacy Policy sets forth how Children with Diabetes handles personal data transferred to the United States from countries in the European Economic Area (EEA) and Switzerland, that are collected or received in managing our workforce, and in customer service and account management activities.
The following terms are used throughout this document and are defined here for clarification.
"Agent" means a third party that processes personal data solely on behalf of and under the instructions of Children with Diabetes.
Personal Data
"Personal data" means any information or set of information that identifies or can reasonably be used to identify an individual. Personal data do not include information that is encoded or anonymized, or publicly available information that has not been combined with non-public personal information.
Sensitive Personal Data
"Sensitive personal data" means personal information that reveals race, ethnic origin, political opinions, religious or philosophical beliefs, or trade union membership, or that concerns health or sex life. Information will be treated as sensitive personal data where it is received from a third party that treats and identifies it as sensitive.
Privacy Principles
The following privacy principles apply to the collection, use and disclosure of personal data by Children with Diabetes in conducting human resources and customer information management activities.
Children with Diabetes will inform individuals about the purposes for which we collect and use personal data about them, how to contact us, the types of non-agent third parties with whom we may share personal data, and any ways that individuals may limit the use and sharing of such data. This notice will be provided when individuals are first asked to provide personal data or as soon thereafter as is practicable.
ChoiceChildren with Diabetes will offer an individual the opportunity to choose (opt out) whether personal data are (a) shared with a non-agent third party or (b) used for a purpose other than that for which the data were originally collected or subsequently authorized by the individual. For sensitive personal data, Children with Diabetes will give an individual an affirmative or explicit (opt in) choice if the information is to be disclosed to a third party or used for a purpose other than those for which it was originally collected or subsequently authorized by the individual.
AccessChildren with Diabetes will provide individuals with reasonable access to personal data about them and they may request the correction or amendment of personal data that they demonstrate to be incorrect or incomplete.
Transfers to AgentsChildren with Diabetes will only transfer personal data to an agent where the agent has provided assurances that the agent provides at least the same level of privacy protection as is required by these privacy principles. Where we have knowledge that an agent is using or sharing personal data in a way that is contrary to these principles, Children with Diabetes will take reasonable steps to prevent or stop such processing.
Onward TransferChildren with Diabetes will only transfer personal data to a non-agent third party where consistent with the notice provided to the individuals who are the subject of the data and any consent that those individuals have given.
Information Integrity
Children with Diabetes will only use and share personal data about individuals in a way that is consistent with the purposes for which the data were collected or subsequently authorized by those individuals. To the extent necessary for those purposes, Children with Diabetes will take reasonable steps to ensure that the data are accurate, complete, and current.
Information Security
Children with Diabetes will take reasonable precautions to protect personal data from loss, misuse and unauthorized access, disclosure, alteration and destruction.
Children with Diabetes has put in place mechanisms to verify our ongoing adherence to these privacy principles. We encourage individuals covered by this Policy to raise any concerns that they have about the way that we process their personal data by contacting us at the address below, and we will do our best to resolve them. We have also agreed to participate in the dispute resolution program provided by the European Data Protection Authorities Panel and to cooperate and comply with the Federal Data Protection and Information Commissioner of Switzerland.
Limitation on Scope of Principles
Adherence by Children with Diabetes to these privacy principles may be limited to the extent required to meet a legal, governmental, national security or public interest.
How to Contact Us
Please contact us with any questions about the way in which we use personal data.Children with Diabetes, Inc.
8216 Princeton-Glendale Road, PMB 200
West Chester, OH 45069
Changes to this Policy
This Policy may be amended from time to time, consistent with the requirements of the Safe Harbor. When we do, we will also revise the "last updated" date at the bottom of this Policy. For material changes to this Policy, we will notify individuals by placing a notice on the following Web site: http://www.childrenwithdiabetes.com.
This Safe Harbor privacy policy was last updated on September 8, 2011.
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This Internet site provides information of a general nature and is designed for educational purposes only. If you have any concerns about your own health or the health of your child, you should always consult with a physician or other health care professional.
This site is published by T-1 Today, Inc. (d/b/a Children with Diabetes), a 501c3 not-for-profit organization, which is responsible for its contents. Our mission is to provide education and support to families living with type 1 diabetes.
By using this site, you agree to our Terms of Use, Legal Notice, and Privacy Policy.
© Children with Diabetes, Inc. 1995-2018. Comments and Feedback.


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720 two inch half square triangles later this is what I came up with.
It is a child sized lap quilt-measuring 40 inches by 60 inches.
There are 20 different blue hued fabrics.
I think it has fulfilled it's purpose
but with that being said I am working on a few more (I have left over fabric that has to be used!).
Thanks for taking a look at my quilt and if you ever have a chance to get to Bermuda-take it!. You just might fall in love with the water too!