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These items are not for sale and the descriptions, images and prices are for reference purposes only.
A Liberty, London Arts & Crafts beech cake stand, of three tiers joined by slatted support. Labelled under the base. 18 cm.
Vintage 3 tier fold-away cake stand 88 cm high approx
Early inlaid folding cake stand, height 93 cm approx
Antique Japanese fold away cake stand, with raised decoration depicting figures and birds, 26 cm wide, 79 cm high
Vintage 3 tier fold-away cake stand 85 cm high
Vintage three tier fold away cake stand, height 103m approx
Quality glass decanter, 6 sherry glasses, & a cake stand
English oak three tier folding cake stand
Vintage blue glass cake stand, together with 2 similar tumblers
A Royal Albert' Winsome' tea set for twelve, comprising pot, two sets of sugars and creamers, butter dishes, comport, two tier cake stand, twelve cups, saucers and plates, five platters etc.
A three tier wooden folding cake stand
English folding cake stand, approx 89 cm high, 28 cm wide
A vase, a bowl and a cakestand all by Orrefors, later 20th century, including a straightsided navette shaped clear vase with a handpainted blue crocus; a 'Corona' crystal bowl designed by Lars Hellsten; and a clear glass cakestand with a tapering stem with
Mahogant folding cake stand, approx 90 cm high
Antique KMP three tier cake stand with blue border, approx. 54 cm high
Large vintage footed cake stand
Edwardian inlaid and mahogany folding cake stand
A Chinoiserie decorated three tier muffin stand
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Chapter Seven
We Cut Back To Norman For A While
Norman put down his painting by numbers set and sat back to examine his work. It was supposed to be Van Gogh's Sunflowers, though it looked more like Salvador Dali's (The grass was melting).
"Computer," he said, "Get my ninja minions in here!"
A band of ninjas walked in, (carrying their instruments) roughly twice the size of the Australian Army.
"Ninjas!" said Norman with a Texan accent, even though he came from New York. "I want you to go and steal me some Van Gogh originals from the American Louvre or whatever the hell the American equivalent of the Louvre is. We've got a Paris in Texas, check there first!"
The lead ninja approached him, shuriken in one hand, banjo in the other.
"Sir," he said, with a ninja accent, even though he came from New Zealand. "Can we have a pay rise?"
"Can you have a pay rise? Of course you can't have a pay rise! I just spent my last paycheck on a Robot Death Cave, the Normanwarrenmobile and some really evil groceries."
The ninja raised his banjo and activated the spikes that came out of the tuning keys.
"Are you sure?" he said, brandishing the pointed end at Norman and brandishing the non-pointed end into his own hand, "You've got one last chance."
"No, I'm sure I don't want to give you a pay rise." said Norman.
"Oh, okay." said the Ninja, and threw his banjo to one of the other ninjas. Unfortunately he did not retract the spikes first and decapitated one of the ninjas.
"Arrgh!" said the ninja with a New York accent, even though he was a mute.
"Oh, quit your whining," said Norman, "I gave you the choice between medical and dental, and a beer keg, and you chose the beer keg. Live with it." It was quite obvious that they'd chosen the beer keg, as the recently punctured ninja was leaking beer, and one of the others was claiming that he was the Grand Toadstool Of West Arabia and they should all attempt to chew off their own elbows. Sadly, he hadn't drunk anything.
The book now hits a slow spot, and some of the less committed readers might like to skip ahead to the end of the book, when there are some more funny bits with Norman and some quite good fighting.

subset: commoncrawl


text: Axiom has an annual tradition to hand-tie quilts for children in Primary Children's Medical Center, collect coats for the homeless, and serve meals at the Ronald McDonald House. Employees have also organized a drive to furnish homes for several refugee families. The Sales Team even decided to spend an entire day of their incentive trip in Mexico helping at the Puerto Vallarta Orphanage and collecting supplies and gifts for the children.


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Parents - SchoolSpeak Portal
Effective communication is an essential component to a successful relationship and something we strive for here at NCA. In an effort to have the most efficient mode of correspondence with parents, NCA has purchased a new parental portal called SchoolSpeak which is secure and private. Parents are given a private login account which will take them to a personalized home page making sure that every user receives all the information intended for them in one convenient place. This includes announcements, teacher messages, newsletters, forms, calendar, and your child's report card and grades.
SchoolSpeak is only available to NCA Parents and Guardians. Please contact your campus secretary if you are having any issues with your account.


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Traveling Luck for Interchange 8, Indiana, United States
Where is Interchange 8?What's around Interchange 8?
Wikipedia near Interchange 8
Where to stay near Interchange 8
The timezone in Interchange 8 is America/Iqaluit
Sunrise at 09:02 and Sunset at 18:12. It's Dark
Latitude. 41.7458°, Longitude. -85.6861°
Weather near Interchange 8; Report from Sturgis, Kirsch Municipal Airport, MI 25.6km away
Weather :
Temperature: -1°C / 30°F
Wind: 11.5km/h Southwest
Cloud: Solid Overcast at 3100ft
Weather :
Temperature: -1°C / 30°F
Wind: 11.5km/h Southwest
Cloud: Solid Overcast at 3100ft
Satellite map around Interchange 8
Loading map of Interchange 8 and it's surroudings
Geographic features & Photographs around Interchange 8, in Indiana, United States
- lake;
- a large inland body of standing water.
- Stone Lake (3km)
- Brokesha Lake (3.2km)
- Goose Pond (3.3km)
- Hunter Lake (3.7km)
- Fish Lake (4.4km)
- East Lake (4.7km)
- Fish Lake (4.9km)
- Stag Lake (4.9km)
- Marl Lakes (7.7km)
- Cass Lake (8.4km)
- Mud Lake (8.7km)
- Shipshewana Lake (11.6km)
- Goose Pond (12.3km)
- Dock Lake (12.4km)
- cemetery;
- a burial place or ground.
- Mack Cemetery (4.1km)
- Bethel Cemetery (6.5km)
- New Pennsylvania Cemetery (7.2km)
- Bonneyville Cemetery (8.1km)
- Saint Joseph Cemetery (8.8km)
- Grace Lawn Cemetery (9.2km)
- Stengle Cemetery (10.5km)
- Bontrager Cemetery (10.8km)
- Oak Ridge Cemetery (11.8km)
- populated place;
- a city, town, village, or other agglomeration of buildings where people live and work.
- Vistula (4.2km)
- White Pigeon (8.1km)
- Bonneyville Mills (8.7km)
- Middlebury (9.6km)
- Mottville (10km)
- Lake Grange (11.1km)
- Beatys Beach (11.6km)
- Constantine (12.7km)
- canal;
- an artificial watercourse.
- Love Joy Ditch (1.9km)
- York Township Ditch (6.4km)
- East Lake Ditch (6.8km)
- Fetch Ditch (6.8km)
- Mather Lateral (7.3km)
- Mather Ditch (9.7km)
- Truesdale Ditch (10km)
- Stutz Ditch (12.7km)
- administrative division;
- an administrative division of a country, undifferentiated as to administrative level.
- York, Township of (4.1km)
- Mottville, Township of (6.2km)
- White Pigeon, Township of (10.5km)
- Van Buren, Township of (11.4km)
- Middlebury, Township of (12.7km)
Accommodation around Interchange 8
- school;
- building(s) where instruction in one or more branches of knowledge takes place.
- Middlebury Elementary School (10.3km)
- Northridge High School (10.6km)
- King School (11.2km)
- Heritage Middle School (11.4km)
- Riverside School (11.7km)
- stream;
- a body of running water moving to a lower level in a channel on land.
- Black Run (9.6km)
- Mill Creek (10km)
- Pigeon River (10.1km)
- Trout Creek (11.9km)
- Trout Creek (11.9km)
- church;
- a building for public Christian worship.
- Stone Lake Community Church (0.9km)
- Wayside Church (2.7km)
- Pleasant Valley Church (6.3km)
- Riverside Church (6.5km)
- airport;
- a place where aircraft regularly land and take off, with runways, navigational aids, and major facilities for the commercial handling of passengers and cargo.
- Wolfe Field (11.5km)
- Local Feature;
- A Nearby feature worthy of being marked on a map..
- Interchange 8 (0km)
- park;
- an area, often of forested land, maintained as a place of beauty, or for recreation.
- United Brethren Camp (12.5km)
Wikipedia entries close to
Interchange 8
- Middlebury, Indiana city city o
- Bristol, Indiana city city o
- Shipshewana, Indiana city o
- Goshen, Indiana city o
- Chain O' Lakes State Park landmark park
- Dunlap, Indiana city city o
- Simonton Lake, Indiana city city o
- Calvin crater landmark impact crate
- Elkhart, Indiana city city o
- Millersburg, Indiana city city o
- LaGrange, Indiana city o
- Topeka, Indiana city city o
- New Paris, Indiana city city o
- Ligonier, Indiana city city o
- Osceola, Indiana city city o
- Wakarusa, Indiana city city o
Airports close to Interchange 8
Gerald r ford international(GRR), Grand rapids, Usa (150.6km)
Grissom arb(GUS), Peru, Usa (153.4km)
Capital city(LAN), Lansing, Usa (173.7km)


text:
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Every time something changes in Brighton, I get a little more annoyed. I guess I've been naive in confusing "culture" (what us as people do) with "planning" (what them the powers do), but every large development in recent years has been about selling out promises of "community" and "sustainability" to more and bigger stores which we (and/or everyone else in the country) have already got.
So imagine my genuine pleasure upon reading that Tesco are #1 for taking over the old London Road Co-Op. Hurrah and biscuits, popdoodles and zipples. Their "exciting combination of food and comparison goods under one roof" (listed here) fill me with a TescoJoy [tm] to my TescoTeeth[tm].
Some might say this is the perfect antidote to the new Sainsbury's
graveyard campus opposite, or to the forthcoming Aldi store just down the lane. More competition! More parking spaces! More coleslaw!
I say this is what's known as "selling Brighton up the duff". Ignore ideas of community on the ground that there's not enough funds to organise it. Get funding from those with too much cash anyway. Bend over. Drop pants.
Some others seem to feel the same way though. Maybe there's something we can do. But what can we do? Object? Protest? Move? (Away from Tesco? How?)
Look, powers-that-be. We don't need that much funding. We do need innovation. Creative ideas. Brave ideas. Ideas that aren't afraid of failure so long as they stuck to some notion of making people happy.
Ideas that aren't just peddled from yet another shopping behemoth.
Wednesday, April 30, 2008
Brighton New London Tesco Road
Every time something changes in Brighton, I get a little more annoyed. I guess I've been naive in confusing "culture" (what us as people do) with "planning" (what them the powers do), but every large development in recent years has been about selling out promises of "community" and "sustainability" to more and bigger stores which we (and/or everyone else in the country) have already got.
Scribed at 5:37 pm 0 comment(s)
Labels: brighton, london road, tesco piss me off
Thursday, April 24, 2008
Live Mesh: You are We, as We are We
Ah, Microsoft. What a strange beast you truly are. Yesterday morning, I checked out your lovely Live Mesh site, and it all looked very interesting. I even installed Silverlight for you. I even cooed a little, eyebrows raised. I thought you were back in the game, so to speak. (And it is all so very, very much a game.)
But what happened while I was sleep? Did that nagging doubt at the back of your mind kick in? You know, the one that means you just can't do something without worrying that someone will steal all your profits away, and show you how you should have done it all along? The one that unites justified parade with the rich kid spirit of showing off what you and your friends (and no one else) have access to?
Why did you have to turn the milk so sour?
And to be honest, I'm a little confused when you come out with things such as:
"We hope people will look at the platform and the capabilities and think about new imaginative ways of building applications that will benefit our customers." (emphasis is mine)Is that a typo? Do you need an extra 'Y' to add to that oh-so-little "our"? Or do you need it to ask "Y, O Y are we so afraid of interacting with other people, of sharing our balding heads and aging development processes?"
It's not too late to turn this around, you know.
Scribed at 11:51 am 0 comment(s)
Wednesday, April 16, 2008
Imagery Magic
Some things I just get too excited about - they pop something open in my mind, like a Grecian Gateway to a whole another world of fun and experience, and so I have to have to have to share them with the world in case anyone else understands. This evening, the gateway is being blown open by two photostreams on Flickr. (Click on photos to go to their Flickr page.)
Jochen Hartmann has been playing with 4x5inch bellows to produce some dreamlike work that takes my breath away, especially this one, this one and this little number (so far).
Elsewhere, but similarly in B&W, forgottenpittsburgh has been doing some fine experimenting with homemade contraptions to come up with some equally amazing images.
This one was created by leaving some photographic paper in a pinhole cam, and waiting for it to track the Sun's path over a couple of days...
The more I think about it, the real problem with digital convenience is not the ease of deletion, nor the USB connectivity, but the genericism of the sensor array. It's too easy to make digital film "too good", giving things a bland, uniform look because all the imperfection around the edges have been removed. It's in the production process, is photographic character. It's in the way the film slides, shuffles, dances. It's in the all-too-human fallibility of something tangible.
Yes, film has a good future.
Scribed at 11:02 pm 0 comment(s)
Labels: film is good, photography
Tuesday, April 15, 2008
Socialist Rant
Rock on. The sooner we reward the really useful people in society rather than the people who just want control/money/fame/etc, the better. The depressing thing about all this is that there are probably plenty of people (not all of whom are uninvolved in coming to a negotiation) who see "Striking = Slacking". Bollocks to them. Taking cash away from those who are already under-appreciated is not a good way of controlling a FUBAR economy.
Scribed at 9:35 am 0 comment(s)
Labels: slacking is for the weak, strikes, teachers
Thursday, April 10, 2008
What? - Not Who?
Scribed at 8:20 am 0 comment(s)
Wednesday, April 09, 2008
WiiBiiCii: Televisual Future?
As far as I'm concerned, the news that Flickr now does video is dwarfed by the announcement that the BBC iPlayer will appear on the Wii. Sure, that's a UK-centric perspective, but the forces at play here are gigantic, especially when placed next to Flickr's news.
To compare: Flickr has always done a fairly decent job of integrating photos with social networks (alongside others such as Deviant Art, I'd argue). Introducing videos - or rather, "long photos" as the Flickr blog puts it - is only big compared to what Flickr already does. (Personally, I love the idea of a 90-second limit. Others have likened this to the deliberate terseness of Twitter. And I think it makes sense. I'll be intrigued to see how my contacts list in Flickr changes as videos get rolled in.
But let's look at what the Beeb are doing. Their iPlayer is gathering momentum, and following the recent publicity around flying penguins, now seems a fantastic time to make the Wii-hookup announcement. People know what Wiis are (they've played one, or they've seen those adverts that do a great job of showing you how they work). People know what the BBC is. People don't necessarily know what Flickr is - it's one of those things that you have to experience, really, to understand what it might mean to you.
So the iPlayer is doing OK. But people are still really not into watching TV on their PCs (or their mobiles, but that's another thread). So we buy recorders, HDMI-capable devices, and ever-larger TV screens instead. The TV, take note, is still King.
Which is where the Wii comes in. It ties together the above two themes nicely - internet access on the one hand, and TV playback on the other. It bridges the 2 without knowing it, plus it throws in the most important bit here - user-friendliness. Not only is it aimed at all the family, no matter what the age, but the Wii also introduces possibly the only hardware interface that makes more sense than ever-more-complex remote-controls: true point-and-click. (And this is what sets it apart from the other consoles, which are still stuck with their "button" metaphors.)
The holy trinity. Connectivity, Content, Usability.
Whether others follow the Beeb's line is the crux point, the thing to watch. Either the BBC are going to be stuck out on their own again (although doing something, I imagine, that's still very successful - but not game-changing), or we can expect to see a swarm to the Wii by other similar content providers. Nintendo must be grinning like Mario at this point - even cheap imitators would need to do what Apple hope to do, and tie together hardware, social awareness and content deals.
It's a nice day here, but the geek in me is about to hook a borrowed Wii up to the net to work out just what else is going on here.
Addendum: The Register reports that a PS3 Hack is out. That's 2 out of 3.
Scribed at 2:39 pm 1 comment(s)
Labels: bbc, i love it when a plan comes together, nintendo, tv, wii
Tuesday, April 08, 2008
Looking Back
I tend to just tag things up if I think they're cool, rather than blog them, but there's something about this Rocketboom video that makes me want to flag it higher.
(via Laughing Squid)
Scribed at 7:41 pm 0 comment(s)
Friday, April 04, 2008
Musica Robotica Yellowa
Totally loving the Yellow Drum Machine robot.
(Is it wrong to use Twitter refs in blog posts? If not, then @interstar will love this...)
Scribed at 9:25 am 0 comment(s)


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Map SearchNavigate the blog by map:
Download the Tuolumne Bikes Google Earth Map.
- casual and kids (9)
- elevation (26)
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- lower foothills (4)
- mid elevation (18)
- road surface (26)
- Uncategorized (10)
Author Archives: tuolumnebikes
Spring Gap/Beardsley Reservoir Loop
This bike ride combines a couple of east-west unpaved Sugar Pine Railway segments with fairly steep connectors at each end–paved Beardsley Road on the east end and unpaved Forest Route 4N88 in the west. Including the railroad grades and the … Continue reading
Pinecrest to Columbia on Sugar Pine Railway and Ditch Trails
This bike ride is about as easy as an almost forty mile long unpaved ride can get since it's a shuttle and return on descending railroad and ditch trails. But it's still a long haul with lots of nature and … Continue reading
Rim Fire Closure
I've uploaded a Google Earth file showing how the Rim Fire and closure order affect the rides I've posted for the Stanislaus National Forest. The most recent closure order runs through November 18, 2014, but that date can change. See … Continue reading
Posted in Uncategorized Tagged rim fire Leave a comment
Google Earth Map Overlays (for map geeks)
This post is about options for improving on the default aerial imagery in Google Earth by providing various maps beneath the data. This post will also be added to the "Using Google Earth" menu. I've previously provided a link for … Continue reading
Rim Fire Update
As the fire activity has decreased, smoke is more a nuisance rather than an acute health hazard now in Sonora. There's usually a smoky smell in the mornings, but the air is reasonably clear, and conditions improve as the day … Continue reading
The Rim Fire
I've been assuming the fire situation to be well-publicized and haven't addressed it. But I am seeing traffic on the site, so here are some pointers for people who are from out of the area. There are Forest Closure Orders … Continue reading
Posted in Uncategorized 2 Comments
Herring Creek Loop
There are not a lot of complete loops to choose from at the higher elevations in the Stanislaus. Excepting the highway corridors, most of the high country is designated as Wilderness with no bikes allowed. The Herring Creek Loop is … Continue reading
Posted in casual and kids, high country, unpaved Tagged Herring Creek, Pinecrest Peak, Stanislaus Forest Leave a comment
Bald Mountain Heliport Webcam
I've been meaning to get this on the site, and today is the day. When there's a question about whether there's fire, smoke, or thunderstorms, it can be handy to check the Bald Mountain Heliport Webcam on the Stanislaus Forest … Continue reading
longhorn village less sugar bike
The blog comes with a fairly comprehensive report of statistics. Things are good and the traffic is steadily increasing. But let's face it, if I was expecting to set records for web traffic, it would be time to throw in … Continue reading
Posted in Uncategorized 2 Comments
Westside Rail Trail, Clavey River
The area of this ride is affected by the Stanislaus National Forest Rim Fire closure order. See the Rim Fire Closure Area page and the Stanislaus Forest website for details. The Tuolumne Westside Rail Trail gets most of the attention, … Continue reading
Posted in casual and kids, mid elevation, mixed Tagged Clavey River, Hull Creek, Long Barn, rail trail, Stanislaus Forest, Tuolumne River, Westside Railroad Leave a comment
The Basin Loop
The area of this ride may be affected by the Stanislaus National Forest Rim Fire closure order. See the Rim Fire Closure Area page and the Stanislaus Forest website for details. The Basin is a descriptively named forested basin in … Continue reading
Posted in mid elevation, mixed Tagged rail trail, Tuolumne, Tuolumne River, Westside Railroad 1 Comment
Some updates to note: Revision of Tuolumne Westside Rail Trail post. Revision of American Camp Fire Lookout post. Addition of labels to loops on Tuolumne Bikes Google Earth map–makes it easier to navigate the blog using the map. Updates to … Continue reading
Italian Bar Road to Jupiter and Back
Ain't no joke, you can ride your bike to Jupiter. This is a long gravel road bike ride to remote areas between the South and Middle Forks of the Stanislaus River in the Stanislaus National Forest. Choose this loop if … Continue reading
Posted in mid elevation, mixed Tagged Columbia, Columbia Ditch, Grant Ridge Road, Italian Bar, Jupiter, Main Tuolumne Ditch, South Fork Road, Twain Harte 4 Comments
Columbia Airport-College Loop
The Airport-College Loop is a useful road bike ride for riders who are not used to hills, who are working on getting back into shape, or for anyone visiting Columbia who wants to include a short and not too demanding ride … Continue reading
Posted in casual and kids, mid elevation, paved Tagged Columbia, Yankee Hill Road Leave a comment
Elizabeth Peak
This is a pair of short loops that share a climb up Elizabeth Peak in Twain Harte. Each makes a fine close-to-civilization mountain bike ride on its own, or they can be combined as a figure eight or joined with … Continue reading
Posted in mid elevation, mixed Tagged Cedar Ridge, Columbia Ditch, fire lookout, Main Tuolumne Ditch, South Fork Road, Twain Harte Leave a comment
News of Record
Sonora Union Democrat March 19, 2013 News of Record for Sat. March 16 9:03 am "A driver of a pickup truck yelled at people riding bikes on Algerine and Algerine-Wards Ferry Roads and shoved one of them. The truck driver … Continue reading
Rock River Road
Rock River Road is an ultra-rural County road that can be ridden as an out-and-back bike ride via Willms Road from Knights Ferry. There is a 2.5 mile unpaved section in Stanislaus County with some drainage issues. The unpaved section … Continue reading
Posted in lower foothills, mixed Tagged Knights Ferry, Stanislaus County, Willms Road Leave a comment
Glory Hole Recreation Area, New Melones Reservoir
The U.S. Bureau of Reclamation operates recreational facilities at Glory Hole Recreation Area at New Melones Lake. In addition to the campgrounds, Marina, and launch ramps, Glory Hole has about ten miles of well-maintained single-track trails. All are popular with … Continue reading
Posted in casual and kids, elevation, mid elevation, road surface, unpaved Tagged Angels Camp, Calaveras County, New Melones, single-track Leave a comment
Columbia, Sonora, Tuolumne, and Twain Harte Road Loop
Excepting Groveland, the most densely developed areas of Tuolumne County are oriented east to west along Highway 108, and to a lesser extent north to south along Highway 49. The best low-traffic paved roads near Sonora are either south of … Continue reading
Posted in mid elevation, paved Tagged Big Hill Road, Columbia, Sonora, Tuolumne, Tuolumne Road North, Twain Harte, Wards Ferry Road, Yosemite Road Leave a comment
Columbia Ridge Loop
There's no such thing as Columbia Ridge, but if you look at a topographic map there is a (backwards) C-shaped ridge wrapping around the east side of Columbia. Big Hill Road zig-zags up the middle of the C. This bike … Continue reading


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best health insurance
Discussions on "best health insurance" in "Health" forum.
21st Jun 2014, 05:22 PM #1Newbie
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best health insurance
i am planning to take health insurance but confused to select which one is best? please help me how to select best health insurance.
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22nd Jun 2014, 09:42 AM #2
Re: best health insurance
Hi Sathiks, welcome to penmai.com!
22nd Jun 2014, 09:48 AM #3
Re: best health insurance
Basics of a Health Insurance Policy
What is Health Insurance?
Health Insurance is the medical insurance provided to you by an insurance company, wherein it reimburses the medical expenses you incur as a result of your valid hospitalization. All you do is to pay a certain amount (subject to conditions) once each year, known as premium, which keeps your health insurance policy active. So, health insurance helps you get a good medical treatment and a smooth hospitalization recovery.
Who needs a Health Insurance policy?
Well, a better question would be, Who does not need Health Insurance? and the answer is everybody needs it, but few are aware and realize its importance. While you may not suffer from any ailments and this may give you the impression that you may never need to be hospitalized, life may surprise you any moment with accidents and illnesses. And if you do get hospitalized, then over-the-top healthcare expenses may be difficult to pay from your own pocket.
What does Health Insurance cover and what does it exclude?
As health insurance in India is synonymous with hospitalization, your health insurance policy will mainly cover hospitalization expenses provided, you undergo treatment in the hospital for at least for 24 hours. The expenses for hospital bed, nursing, surgeons fees, consultant doctors fees, cost of blood, operation theatre charges are all covered. While, certain diseases that are specified under the policys terms and conditions may be excluded from coverage or may be covered only after one or two years of the policy issue date. Also, cosmetic treatments, and those that do not involve hospitalization, are not covered.
What are pre-existing diseases?
Pre-existing diseases are those that a person may have suffered from, or sought treatment for, or even such a disease which he may have had, but may not have been aware of, before the date of issue of the Health Insurance policy. Normally there is a waiting period of two to four years before which preexisting diseases are covered under health insurance policies.
Whats the difference between individual insurance policy and family floater policy and which one is better?
An individual Health Insurance policy means that a particular policy can cater to one particular individual only, namely the holder of the policy. So, in case the individual has taken a policy for a coverage amount of 1,00,000, then he will be covered for one lakh only, and in case the expenses go over this limit, he would have to pay by himself. As against this, with a family floater policy, if a family of three is covered for Rs 3,00,000 in all, then each member is eligible to use the entire amount of three lakhs as hospitalization expenses. Hence, a family floater health insurance policy gives you a benefit of additional coverage, which is absent in case of individual health policies.
The disadvantages of a family floater policy
The family floater plan offers flexibility in terms of utilizing the overall insurance coverage among the family as a group. However, there are certain clauses which you need to be aware of. First, the policy will be renewed only till the senior most member reaches the maximum age of renewability allowed by the particular insurance company, after which other family members will need to take a fresh policy without having the benefit of their claim history and pre-existing disease coverage that comes from continuous renewal of the policy. Second, children who reach 25 years of age, will need to buy a separate policy for themselves without the benefit of the earlier continuous coverage that they have got under the family floater plan. Third, in case of an accident or any kind of illness, where all the members have to hospitalized, the cover amount may be insufficient.
When is the right time to buy a health insurance policy?
It is better to be insured at an early age when your chances of being prone to ailments and diseases are less. This can be advantageous, if you buy health insurance at a time when you are healthy, your years will be claim free and you will be eligible for a discounts in premium rates, also your chances of getting stuck with a pre-existing disease and being denied claim, would be nil. Hence, it is advisable to buy a policy before you enter late 30s. Go for an independent health insurance policy even when you are covered by your employer, so that youll be sufficiently covered even if you change your job. Buying a health insurance policy, just when the disease strikes is a bad, irresponsible move, which may not even guarantee reimbursement
What is CashlessMediclaim?
Service is a service through which all the medical bills are paid by the Insurance company directly to the hospital, and the insured has not to pay anything at all. Basically this service is only applicable in hospitals which are in the insurance companys network hospitals list. Every insurance policy has a list of hospitals where the insured can avail of this service. The policy holder simply has to call the toll free number present on the Health Card and then the co-ordination between the hospital and the company takes place.
Health Insurance Tax Benefit
The maximum deduction for an individual, spouse and children is Rs 15,000 per year. Senior citizens (65 years old or higher) get a tax exemption upto Rs 20,000. The premium is allowed as deduction from the total income of the assessed. Hence if you are paying medical premium for yourself, your family and parents you can get a health insurance tax benefit up to Rs. 35,000.
Health Insurance Claims Service
You can make a claim in two ways: Firstly, if the nursing home or the hospital you get treated in, is in the network hospitals list and provides cashless service, then you need to give details of your policy to the nursing home and the nursing home will claim the money directly from the insurance company. You, dont need to pay the bills in this case.But if the nursing home does not provide cashless service, then you need to pay the medical bills first and later get the money reimbursed from the insurance company by submitting the relevant documents and the original bills and receipts. The insurance company will then refund the money to you.
What are the different Waiting periods associated with a Health Insurance policy?
Firstly, there is a two-to-four year waiting period before which for pre existing diseases can be covered under the health insurance policy. Secondly there is a 30 day waiting period from the date of issue of the policy, within which you will not be reimbursed the hospitalization expenses, unless, the treatment refers to accidental injuries. Thirdly, certain specific diseases are not covered for certain periods of time, varying from policy to policy, for instance, hypertension may not be covered for two years from the date of policy, while joint replacement may not be covered before four years from the date of issue of the policy.
courtesy: medimanage.com
Last edited by sumitra; 22nd Jun 2014 at 09:50 AM.
22nd Jun 2014, 09:54 AM #4
Re: best health insurance
With so many Insurance companies , so many health insurance policies with different names and complex features, it becomes an impossible task for a common man to pick a policy and be confident about it .
Health Insurance, as its' known worldwide is the only effective mechanism known and available that can ensure you to get the best healthcare at affordable price. Whereas, the healthcare industry being more organized abroad, has resulted in insurance companies offering more comprehensive range of products overseas. Comparing this to the Indian Healthcare system, in its current form, can be actually be called by 'Hospitalization Insurance'. The products that are available in country, only covers for the expenses related to hospitalization charges for accidents as well as sickness. This benefit of course is subject to a looooong list of term and conditions.
please visit jagoinvestor.com for more details
22nd Jun 2014, 09:58 AM #5
Re: best health insurance
1. Cut out the frills. Go Basic
Most frilled products in India are not at all cost-effective. They are the products which take almost double the median premium and offers unnecessary frills is a strict no no. We have all traditionally lived with and survived the cost of routine medical expenses like Consultation expenses, Dentists bills, Medicine bills, and such costs are therefore manageable by most of us, unlike a huge hospitalization bill which could eat way more than a couple of months' salary or savings.
You should first look at covering ALL members of your family for the larger "unmanageable" costs, which could burn a hole in your overall financial planning before signing for any fancy product.
2. Don't Compare Premiums
Never start by comparing premiums. Health Insurance is long-term purchase and it is more than a Mumbai-Delhi Air Ticket, which you can compare and buy from comparison/aggregator websites. Health Insurance is a long-term complex contract coupled with complex services. Comparison of premiums could be largely misleading and could result in a disaster. Comparing Health Insurance requires deeper insights into the overall insurance contract (called policy wordings) over and above price comparison. Either you need to get yourself into comparing the features in detail, or take help of an unbiased health insurance advisor.
Understanding the benefits and terms is more important than the cost you are paying.
3. Look for Maximum Renewal Age
Maximum Renewal age is the age on which the coverage on your health insurance would discontinue. This could be for all members or for a specific proposer/member, depending on product to product. Remember, your core goal, when you buy Health Insurance is to save yourself from mounting healthcare costs right through your life. A product, which ceases renewal, while you are still alive and when you need it more than any time before, is a BAD product. Shift through all products and find out the maximum renewal age. Better, look for Lifetime products. Rule out all products, which do not cover your family members for a reasonable lifetime. As medical science progresses and becomes more accessible to the common man, life expectancy in India will move higher from the current average of around 70 years. A product with a lower renewal ceasing age than 70 years is a complete no no.
An insurance product which does not work, when you most need it, is not insurance.
4. Look for Limits (Treatment wise limits & Copay)
Look for treatment wise limits in the products. Treatment wise limits basically cap the amount you can claim for a particular surgery under the policy. Say, there could be limits for Cardiac treatments of Rs. 1.50 Lakhs or for Cataract for Rs. 20000 per eye. Such limits would cap your claim, even n when you have a large sum insured under the policy. You need to weigh this in, before you sign up. Some products I remember are United India's Family Medicare, Star Health's Red Carpet have such limits. Bajaj Allianz General and ICICI Lombard have a limit only for Cataract.
22nd Jun 2014, 10:01 AM #6
Re: best health insurance
Another condition is the COPAY it is basically the share of admissible claim that the customer would have to pay from their own pocket. For instance, with copay option of 10%, the claim amount is of Rs. 50,000, and the admissible claim is Rs. 48,000 then the copay amount would be Rs. 4800. The Total amount you would have to pay is Rs. 6800/- (Rs. 2000 deduction in the policy + Rs. 4800 of Copay) .
Couple of products which have Copay
- Oriental Happy Family Floater at 10% of the Sum Insured upto Rs. 5 Lakhs Sum Insured.
- Bajaj Allianz has a copay of 10% for treatment at Non-Network Hospitals in their Health Guard products, and 20% in Silver Health.
- Star Senior Citizen Red Carpet has a copay of 30%. For Pre-existing the copay is 50%.
Know what you will not get paid.
5. Understand Day wise Cash limit Health Products
There are some products marketed and sold as Health Insurance (Aegon Religare Life, Tata AIG General are the popular ones) which provide a daily cash benefit for the no. of days one is hospitalization. Most surgeries require an average of 6-10 days, so at the Rs. 5000 per day limit multiplied by 10 Days would pay Rs. 50000 per hospitalization, irrespective of the actual charges incurred. An Angioplasty in this will unknowingly burn a big hole in your pocket. Please avoid this product for your core healthcare expenditure risks or as an alternative to a Standard Health Insurance product. This product is more like an add-on cover, than the bigger solution.
Important Note : Do not confuse the above with products that have specific limits on Room Rent. Room Rent Limits, to an extent, make sense both for the customer, as well as the Insurance Company, as they categorize people paying a higher premium in the higher eligibility bracket. This has been further discussed in detail below in this article.
All plans which are called Health Insurance may not be what you are looking for.
6. Zero in on a Coverage amount/Sum Insured
Sum Insured is the total annual liability under the policy. Since this is a long-term product, you should look at the maximum available cover you can afford. Remember, a sum insured of Rs. 2 to 3 Lakhs will have no value, by the time you start using it. As per a very recent report on Healthcare in India by Tower Watson, the medical inflation in India is rocketing anywhere between 17 to 20% annual
Option of Upgrading Sum Insured: The option of upgrading the cover at a later stage when you are older is dicey and complicated. There could be a requirement for a medical test. Moreover, if you or any of the family members contact a new disease in the interim, the ailment would be excluded for the upgraded amount. Upgrade would be almost like taking a new policy at that age, which I would not recommend.
Look for the highest cover affordable. An I-will-upgrade-it-later option may not work.7. Compare Premiums for age bands higher than 45 years
Premium in Health Insurance increases as per increase in your age, but, there's something about the no. 45. Insurance Companies dislike this no. Have a look at the rate charts, and you will be surprised to see good jump in premiums after one cross the age of 45 yrs. In some cases, the increase in premium is as high as 50%. You need to factor this, before you sign up. Ensure premium remains affordable in your retirement days, and does not kill your hard-earned retirement savings.
Note: You need to factor in that these premium charts can change even tomorrow, like they have changed earlier, but looking at the current charts for older brackets would get you a flavour of the company's pricing philosophy for older age bands.
8. Credibility, Check. Look at the history of the company
Generally, a company or set of promoters known for their ethics and excellent governance, venturing out into Insurance would be a decent bet. Get information from your advisor, on the overall claims experience, on responsiveness, about changes and number of changes in the product, since it was launched. Too many or too large changes, indicates there could be more tomorrow.
courtesy: jagoinvestor.com
22nd Jun 2014, 10:02 AM #7
Re: best health insurance
9. Products for older age/Senior Citizen family members.
Most Insurers, including the ones 'specialized' in Health Insurance resist covering members above 45 years. Remember, you need to somewhere take the responsibility of not covering your parents, earlier in their life, and not completely blame Insurance Companies for not covering them, now.
There is no perfect product available for Senior Citizens. All products for senior citizens are restrictive. You need to settle for a product, best affordable to you, even if it has co-pay, exclusions and other restrictions. Again, if your parents have existing ailments, then this becomes more complicated.
There is no Perfect Product. Definitely not, if you are a Senior Citizen.10. TPA V/s Non TPA Insurance Companies
TPAs have unnecessary got caught in the blame game of high claims burning the health insurance industry. The point is, TPAs are just BPOs of Insurance Companies, and are therefore as good as the Insurance Company itself. Remember, India is the world's processing house, and there are Indian BPOs which handle more complex health claims for large Insurance companies, the world over. Insurance Companies that have engaged TPAs better and insisted on execution of hardbound contractual agreements have not faltered on their service.
11. Government V/s Private Insurance Companies
Some consider Private Insurers better due to their modern infrastructure, their responsiveness. Some consider Public Sector to be more reliable. Private Sector would run for business and hence would be very responsive. Public Sector, are the Government's mechanism to ensure a great healthcare infrastructure, and hence somewhat have a social angle, changes in the policy are not driven only by profits but also need to socially acceptable. You need to understand the pros and cons diligently and hence set your own expectations right for your choice.
12. Finally, Ensure you have a Good Advisor
I have always said this, ensure you spend good time in deciding, who is your intermediary. Once you have taken pain to finalize a good advisor, you are more than half way done. A good advisor is one who would provide -
a) Unbiased advice, without any special affiliation to any Insurance Company.
b) Provides Routine services like Pickups, Renewals etc.
c) Assists and Guides you at the time of Claims.
Health Insurance industry is witnessing huge changes both in products, price as well as processes, being an insider, it is sensible to have an expert on your side, who updates you on changes, their impact on your coverage and suggest change in course, in case necessary.
Insurance Companies will always have their own vested interests. Have someone on your side.Note: The other terms & benefits comparable are Pre and Post Hospitalization, Benefits like No Claim Bonus/Discount, Loading of Premium, 1-2 or 4 year waiting Period for Specified Ailments have not been considered as they do not make a very big impact on the decision to purchase Health Insurance.
courtesy: jagoinvestor.com


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Traveling Luck for The Course at Aberdeen, Indiana, United States
Where is The Course at Aberdeen?What's around The Course at Aberdeen?
Wikipedia near The Course at Aberdeen
Where to stay near The Course at Aberdeen
The timezone in The Course at Aberdeen is America/Iqaluit
Sunrise at 09:07 and Sunset at 18:19. It's Dark
Latitude. 41.4389°, Longitude. -87.1117°
Weather near The Course at Aberdeen; Report from Valparaiso, Porter County Municipal Airport, IN 12.3km away
Weather :
Temperature: 1°C / 34°F
Wind: 10.4km/h Southwest
Cloud: Solid Overcast at 3700ft
Weather :
Temperature: 1°C / 34°F
Wind: 10.4km/h Southwest
Cloud: Solid Overcast at 3700ft
Satellite map around The Course at Aberdeen
Loading map of The Course at Aberdeen and it's surroudings
Geographic features & Photographs around The Course at Aberdeen, in Indiana, United States
- populated place;
- a city, town, village, or other agglomeration of buildings where people live and work.
- Aberdeen (0km)
- Cobbs Corner (0.6km)
- Sylvan Manor (2.7km)
- Gates Corner (2.8km)
- Coolwood Acres (3.6km)
- Westhill (3.7km)
- Lincoln Hills (3.9km)
- Marian Manor (4.4km)
- Crestview (5.6km)
- Smoke Corner (5.7km)
- Lake Eliza (6.2km)
- building(s);
- a structure built for permanent use, as a house, factory, etc..
- Porter County Home (4km)
- Porter County Administrative Center (6.1km)
- Valparaiso Family YMCA (6.1km)
- Valparaiso City Hall (6.2km)
- Porter County Jail (historical) (6.3km)
- Old Jail Museum (6.3km)
- Porter County Courthouse (6.4km)
- Memorial Opera House (6.4km)
- Heritage Hall (6.5km)
- school;
- building(s) where instruction in one or more branches of knowledge takes place.
- Hayes-Leonard Elementary School (3.6km)
- Valparaiso Technical Institute (historical) (5.7km)
- Memorial Elementary School (6.1km)
- Garner Public School (historical) (6.1km)
- Saint Paul School (6.3km)
- Benjamin Franklin Middle School (6.3km)
- Valparaiso High School (historical) (6.4km)
- Local Feature;
- A Nearby feature worthy of being marked on a map..
- The Course at Aberdeen (0km)
- Creekside Park Golf Course nd Training Center (5.2km)
- Elden Kuehl Pollution Control Facility (5.3km)
- Nazarene Church (historical) (6.2km)
- Saint Pauls Roman Catholic Church (historical) (6.2km)
- First Baptist Church (historical) (6.4km)
- First Presbyterian Church (historical) (6.5km)
- cemetery;
- a burial place or ground.
- Fleming Cemetery (1.6km)
- Memorial Park Cemetery (4.5km)
- Blachly Cemetery (5km)
- Stoner Cemetery (5.9km)
- Union Street Cemetery (6.4km)
Accommodation around The Course at Aberdeen
- church;
- a building for public Christian worship.
- Saint Elizabeth Ann Seton Roman Catholic Church (5.2km)
- Bethel Baptist Church (6.1km)
- First United Methodist Church (6.5km)
- Trinity Lutheran Church (6.5km)
- canal;
- an artificial watercourse.
- Clark Ditch (2.2km)
- Block Ditch (3.2km)
- Parker Ditch (4.5km)
- dam;
- a barrier constructed across a stream to impound water.
- Lake Louise Dam (3.8km)
- Norman Olson Lake Dam (5.7km)
- Lake of the Woods Dam (6.1km)
- stream;
- a body of running water moving to a lower level in a channel on land.
- Beauty Creek (4.9km)
- Salt Creek (5.9km)
- Sievers Creek (6.5km)
- park;
- an area, often of forested land, maintained as a place of beauty, or for recreation.
- Westside Park (4.4km)
- Jesse-Pilfer Park (6.1km)
- Will Park (6.3km)
- reservoir(s);
- an artificial pond or lake.
- Lake Louise (3.8km)
- Norman Olson Lake (5.7km)
- administrative division;
- an administrative division of a country, undifferentiated as to administrative level.
- Center, Township of (6.3km)
- tower;
- a high conspicuous structure, typically much higher than its diameter.
- WNWI-AM (Valparaiso) (5.7km)
- post office;
- a public building in which mail is received, sorted and distributed.
- Valparaiso Post Office (6.2km)
- lake;
- a large inland body of standing water.
- Sagers Lake (6.3km)
Wikipedia entries close to
The Course at Aberdeen
- Valparaiso, Indiana city city o
- Porter County Municipal Airport airport airport
- Lakes of the Four Seasons, Indiana city city o
- South Haven, Indiana city city o
- Winfield, Indiana city city o
- Hebron, Indiana city city o
- Kouts (Indiana) city city m
- Johnsons Strawberry Farm Airport airport airport
- Hobart, Indiana city city o
- Portage, Indiana city city o
- Wanatah, Indiana city city o
- Hobart Sky Ranch Airport airport airport
- Chesterton, Indiana city city o
- New Chicago, Indiana city city o
- Lake Station, Indiana city city o
- Merrillville, Indiana city city o
Airports close to The Course at Aberdeen
Chicago midway international(MDW), Chicago, Usa (78.6km)
Greater kankakee(IKK), Kankakee, Usa (88.4km)
Chicago ohare international(ORD), Chicago, Usa (106.4km)
Du page(DPA), West chicago, Usa (129km)
Grissom arb(GUS), Peru, Usa (143.1km)


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09:18AM May 20, 2014
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This is the story of three girls and the ultimate English seaside experience. It contains a teeny tiny village on the North Yorkshire Coast, which has everything you would imagine about a romantic English seaside villages: the local pub at the seafront with good beers, good food and super friendly locals, small cobbled streets so narrow no car could squeeze through and only one access road, the sound of screaming sea gulls over your head and the smell of fresh salty sea water in your nose. Staithes, as it is called, is that kind of place where you leave your phone unattended in a pub to recharge it without hesitation or worry (true story!) and where you keep your car unlocked and boot open while you make your way to the hidden cottages which might be a ten minute walk away.
The place is a gem and a few weekends ago two friends and I had the pleasure to stay in one of its most charming little cottages and explore the life by the sea. I admit at first we had greater plans of exploring, but since finding Staithes was a whole Map Adventure of its own (a story for another day) and the weather was rather poorly we simply enjoyed a Saturday wandering the tiny village and enjoying its slow pace. Our landlady had provided us with a huge conglomerate of helpful tips on local food and activities and a wide range on maps. One of them featured a little village walk highlighting Staithes history and loveliness. I wish the weather would have allowed for more pictures on all the beautiful little details we encountered. The boat shaped flower baskets on the house sides, the bright blue and red doors and window frames, the names of the cottages, the fishing equipment in every corner, the small boats rocking in the harbour water. Instead I will have to leave you with only a glimpse of the beauty we encountered, oh and a snapshot of me (almost ) stuck in the narrowest road in the United Kingdom.
A special thank you to my two lovelies Inga and Tine for hanging out with me and to Amanda for providing us with the most beautiful place to stay. We truly enjoyed it!


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Microsoft Says Users Are Protected From Alleged NSA Malware
PARIS: Microsoft says the recent dump of purported National Security Agency spying tools doesn't affect up-to-date users of Windows, puncturing claims that the digital arsenal was poised to create chaos across the internet.
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Researchers who spent yesterday sifting through TheShadowBrokers' code previously said that the tools exploited undisclosed vulnerabilities, a potentially serious development that worried the security community.
But that wasn't the case, and Misner said today that "most of the exploits are already patched.
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Thu 8 Mar 2012
International Women's DayPosted by dvarisco under "Arab Spring" , Gender and Sexuality
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Today, March 8, will be celebrated around the world as "International Women's Day." The question that arises each year at this time is what exactly is being celebrated. There are the historic victories, like the 19th amendment to the United States constitution in 1920, giving women the right to vote, but these are increasingly distant each year. There are the milestones over the years of the first woman to fly solo around the world, the first woman to go into space and many other unacknowledged firsts for women. But these are really about women catching up to roles or activities once reserved exclusively or mainly for men. What can be celebrated on this day about what it means to be a woman in 2012 without comparison to how she fares relative to men?
Recent political events in the so-called "Arab Spring" hold promise for people power, some form of democracy and the end of the line for masculine idol dictators. Gone is Qaddafi, but also his harem of female bodyguards seemingly dragged off the stage of a Fellini film. Gone are the wealthy wives of the dictators. Cries of freedom can be heard from Tunisia to Bahrain. But there is much that is not celebratory. Saddam is gone from Iraq, but women's rights as women and their overall safety in Iraq are actually less than during the Ba'ath regime. The election, fair and square, of Islamic parties tends to curtail the rights many women enjoyed, minimal as these may have been, in secular regimes. Conservative Muslim women may feel as though there is more to celebrate as they can live an openly religious life, but those who view the conservative trend as both eroding women's rights and distorting the spirit of Islam have little to celebrate.
In America there is little jubilation at the political rhetoric of Republican candidates that challenges the morality of using contraception and lets the state decide what a woman can do with her body. The ugly rant of Rush Limbaugh comes as no surprise, and there is some cause to celebrate as advertisers withdraw their financial support of his misogynist and racist venom. But the flavor of the day in the lead-up to the presidential election, given the barrage of Republican debates, is thoroughly male. The women who do appear are more likely to be the paramours of the candidates than serious political voices. Sarah Palin milks her Fox status as an unelectable candidate and indelectable pundit to share her profound ignorance of the country she almost came within a heartbeat of leading. The tabloids still trump the sex lives of movie stars and singers. But woe to the single working mothers who cannot pay their mortgages.
It seems as though this one day that women are celebrated is overwhelmed by the other 364 days of the year when we got male. Perhaps we should reverse the trend and celebrate an International Men's Day just once a year and let women be celebrated the rest. Of course that would not be fair, just paving over centuries of patriarchy with a newly minted matriarchy. So as a compromise why not equal time, half the year for celebrating women and half for men. Or better yet dividing the year in four: a quarter for girls, a quarter for women, a quarter for boys, a quarter for men. This too would be unfair to those of LGBT persuasion, who are not likely to get even one second to be celebrated if any of the Republican challengers take the Oval Office. So maybe in the end, we should not devote any specific day to any specific sex or identity, but celebrate all equally every day of the year. Now that would really be worth celebrating.
[For a commentary on International Women's Day by UNDP's director for the Arab States, Amat al-Alim al-Soswa, click here for English and here for Arabic.]
Daniel Martin Varisco
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The Girl Who Played with Fire – Stieg Larsson
September 5, 2012 in Books, crime, Fiction
The follow up to 'The Girl with the Dragon Tattoo' and the 2nd in Stieg Larsson's 'The Millenium Triology' is the 'The Girl Who Played with Fire'. It is the continuation of the story of Lisbeth Salander, a highly intelligent computer hacker, and her association with the journalist Mikael Blomqvist.
In this second of the series Lisbeth has cut off any emotional relationship with Blomqvist, refuses to take his calls and has taken a new young lover. A strong independent woman that knows her own mind, Lisbeth sets the rules for her sexual encounters. Having been sexually abused when she was younger and eliciting a violent revenge on her abuser, she now ensures that she controls any sexual activity in her relationships.
The focus of this second book has, as you may have suspected, moved away from Blomqvist and onto Lisbeth Salander. It deals with her difficulty of fitting into a society that allowed her as a young woman to be abused in the way she was by someone who was supposed to be her protector and guardian. But is her evil legal guardian going to win over in the end as he helps to bring corrupt forces to bear against her.
Her encounter and revenge on her abuser has culminated in her becoming a suspect in no less than three murders. The consequences for which lead her to be the subject of a nationwide search. Ironically it is the murder of two journalists about to do an exposé on sex trafficking in Sweden that is the trigger for her problems, the weapon used for the murders has her finger prints on it. Her old ally Bloqvist knows she is innocent and determines to help her despite her refusal to speak to him. As you would expect if you read 'The Girl with the Dragon Tattoo' Lisbeth doesn't take things lying down, excuse the pun, nor does she become a helpless victim. Conversely she goes on the offensive and although having to avoid the attention of a nationwide search, she displays an uncanny ability for tracking down and dealing with the most elusive of her enemies.
This is another cracking book from Larsson and with over 2000 reviews on Amazon.com and Amazon.co.uk alone with an average rating of between 4 and 5 stars you can see why his books continue to sell at an exponential rate.
Purchase this Book
Available now from Amazon and be reading it in minutes if you chose the Kindle version. Use the links below:
- The Girl Who Played with Fire – US Kindle Version $5.49
- The Girl Who Played with Fire (Millennium Trilogy Book 2) – UK Printed Version – £3.86
- The Girl Who Played with Fire – UK Kindle Version – £3.46
If you prefer your books on a Nook you can also purchase it from Barnes & Noble
For a comprehensive look at the book go here for The Girl Who Played with Fire Reviews


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Does Slap Chop Really Work?
The Slap Chop is a one of a kind kitchen device that manually chops by slapping the plunger. Each slap will activate 3 sharp blades to cut and chop the food. The more times you press the plunger, the finer the food gets. Use it for veggies, fruits, nuts and chocolate. With Slap Chop, you do not need to switch blades and your food will be ready to cook or serve in a few minutes. Mince garlic and dice onions minus the smell on your fingers. This device is dishwasher safe and the base can be easily opened for easy cleaning. The Slap Chop can be purchased online and measures 3.8" x 3.8" x 9.8" and weighs about .8 pound.
(Source: www.SlapChopTVOffer.com)
Slap Chop Reviews
Smushes, doesn't chop, and so cheaply made it breaks easy.
August 26th, 2015
Carrots get stuck up in the blades, and peppers get chopped, but the skin stays on. This means you end up with a tough red or green skin with pepper mush on top. The "easy-to-clean" design is hard to open, and it's almost impossible to get the carrot shards out afterwards. And no, I do not love Vince's nuts. They do not chop even when you punch the top, and you just end up with two chopped afterwards. Very disappointed.
August 21st, 2012
I happen to LOVE my "slap chop" for the reasons I use it for…It's my "go to" item when I make homemade guacamole. I'm able to dice fresh garlic and red onions into little tiny bits (not mushy). However, it DOES "mush" the tomatoes, so I still dice those by hand. I've used it to chop sweet pickles for relish and horseradish for cocktail sauce. Is it an AMAZING "can't live without" product? Well, no….but, I am quite fond of mine and would recommend it to a friend.
April 13th, 2012
I used this product for green peppers and onions. It smashed the peppers into the "blades" and mashed the onions. Forget trying to "Slap" it. I was near punching it! Such a joke. Glad a relative brought this for family use. I wouldn't waste a penny on it!
November 29th, 2011
As previously said, veggies are mostly smashed to a paste like texture rather than chopped. Also, once you push down on the top piece it just sticks there & you have to pull it back up. Impossible to do with two fingers as portrayed in the commercial.
October 19th, 2011
I got this as a gift and used it a few times. It tends to simply pulverize veggies rather than chopping them. Might be useful for onions in soups and sauces where the onions would be cooked into mush anyway.
August 13th, 2011


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Working with Veterans WASFAA - 2011. Mike MacCallum, PhD Dean, Financial Aid, EOPS, and Veterans Affairs Long Beach City College firstname.lastname@example.com. The GI Bill. Began after World War II Historically, the first form of financial aid Extended for Korean Vets
Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.
Mike MacCallum, PhD
Dean, Financial Aid, EOPS, and Veterans Affairs
Long Beach City College
Monthly payments direct to veteran or dependent
Must be enrolled in an approved program (State approving agency)
Can only be paid for classes required for degree objective
Implies the need for an ed plan
Veterans must follow ed plan exactly
Cost of tuition and fees up to the most expensive in-state, undergraduate, public institution
Schools whose tuition and fees exceed that of the most expensive in-state schools, may participate in the Yellow Ribbon
Schools contribute up to half the remaining fees
VA will match dollar for dollar
Schools may limit number of participants
Monthly housing allowance
Comparable to E-5 with dependents housing allowance in same zip code as the school
Books and supplies
Up to $1,000 per year, based on 24 units
$1,000 ÷ 24 = $41.67 per unit
15 units for fall = 15 x $41.67 = $625.05
12 units for spring = $374.95
Nothing left for summer
$500, one time if relocating from highly rural area
Five points of contact
VET NET Ally
TBI and PTSD
Source: National Center for PTSD (http://www.ncptsd.va.gov) December 5, 2008
Traumatic Brain Injury (TBI)
20% of all OEF/OIF combat injuries
Mild TBI (80%)
Recovery in a few days to a few months
No lasting symptoms
Partial recovery
Permanent disability
Source: Deployment Health Clinical Center (http://www.pdhealth.mil) December 5, 2008
TBI symptoms
Light-headed or dizzy
Blurred vision, eyes tire easily
Headaches, ringing in the ears
Trouble with memory, attention
Impaired decision making
Difficulty inhibiting behavior
Slowed thinking, moving
Easily confused
Long Beach City College Experiences
Who they are
508 students receiving the GI Bill Spring 2010
Montgomery (old) GI Bill (Ch 30) 82
Post 911 GI Bill (Ch 33) 306
Vocational Rehabilitation (Ch 31) 42
Dependents GI Bill (Ch 35) 56
Reservists (Ch 1606/1607) 22
Increase in GI Bill participation
Fall 2008 298
Spring 2009 346
Fall 2009 524
Spring 2010 588
Fall 2010 592
Degree objectives (Spring 2009)
AA degree 25.4%
AS degree 19.7%
Certificate 2.7%
Transfer 51.4%
Unknown 0.8%
91 different majors reported
14 different transfer schools reported
Veterans Affairs Office
Franc Menjivar, FA Supervisor
Danielle Panto, Certifying Official
Jose Turner, Adjunct FA Counselor
PataVang, MSW Intern (CSUDH)
Terri Goldstein, GO Project (DSPS)
Javier Villasenor, LBCC Counselor
Todd Adamson, Psychologist, US VETS
Core aim
Communication with veterans
Interrelationships with LBCC offices
Work together with other organizations for the benefit of the veterans
Veterans committee meets weekly
Low turnouts to events
Vets Club meetings
Veterans service fairs
End of the semester bowling
Commitment to keep trying
Veterans Services Fair—March 2009
About 30 agencies (college and community)
Two other CCs and two CSUs
10:00 to 2:00
Practice field at Veterans Stadium
Free BBQ lunch and jazz band
VA Health Bus
Guest speakers
About 30 veterans served
Emails and letters sent to all LBCC vets
Posters sent to all agencies
Veterans Appreciation Day—11/11/10
$500 grant from AmVets; $250 from ASB
BBQ in the center of campus
Campus radio station
Music and open mic
Display boards/honor boards
A few service agencies (minor theme)
Served 550 people
Updated Veterans website
LBCC Veterans Facebook
Veteranschallenge coin
585 given out in Fall 2010
VA Work Study students helping veterans
Intake questionnaire
Help provide specific services to veterans
Priority registration flyer
Welcome letter from the president
Flex Day presentation to faculty
Priority registration for all veterans
Weekly emails
Very concerned about veterans' retention and success rates
Weekly orientations beginning Spring 2011
Contact veterans who drop out
Veterans brochure or bookmark
Provided to other offices to guide veterans to the Veterans Affairs Office
Veterans Service Center and study area
Opened March 2011
College orientation class for veterans
Planned for Spring 2012
Servicemember's Opportunity College
Accept CLEP credit
Grant credit for service schools using ACE recommendations
Become an SOC member
Organize a Veterans Advisory Committee
Veterans service agencies
Cal State Long Beach
City of Long Beach
Villages of Cabrillo
VA Hospital
Vets Center
Los Alamitos Joint Forces Training Base
There is great support for veterans, now is the time to act


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Seems that at least some folks are interested in catching up on the Erevis Cale stories before they dive into The Godborn. Excellent! You can see a complete list and ordering of the Cale stories here, but one of the stories that's very hard to find is Another Name for Dawn, which is Cale's origin story. It appeared originally in Dragon #277. I reproduce it here for those who've been unable to track down a copy.
I wrote this back in 2000 or 2001. Man, time flies. Anyway, I hope you enjoy.


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Are you wanting to learn how to create or edit a table in Word?
Or do you need to know how to sort your inventory in Excel?
Or would you like to incorporate multimedia into an assignment but have never used software such as Photostory 3?
Atomic Learning provides video tutorials on all of those topics plus many more. Within NVHS, Atomic Learning is available as a link on the right side of the NV Bridge page. By logging into the KAN-ED Learning Portal, it is possible to access Atomic Learning from any computer. This is particularly useful for those who would rather view the tutorials at home.
Below are links to videos that introduce Atomic Learning.


text: It's official. Now that Thanksgiving is past, the Christmas season has officially started! A season full of parties, friends and family, and pomegranates. If you're looking for the perfect cocktail for your Christmas party or for a quiet evening at home with your sweetie look no further than this martini that combines classic cocktail ingredients… Continue Reading