text:
- Daniel Boyd
- Hoorn
- Netherlands
This conversation is closed.
Educated people should not consider themselves too good for unskilled labour
In Western society we all have the privilege of extensive education in which we have the freedom to choose a direction of our own interest. If work is subsequently available in this area, it is obviously an optimal use of human capital for trained people to do what they are trained for.
On the other hand, maintenance of the comfortable, clean and safe society we live in requires a fair amount of unskilled labour.
The question is what should happen when trained people cannot find a job in their chosen vocation: in other words, society does not need them in this role at this time. Do they have a right to expect unemployment benefits while waiting for a 'suitable' job to arise? Or should they be expected to contribute something to the maintenance of society (in the form of unskilled labour) in return for their own maintenance?
In other words, should unemployment benefits be coupled to community services?
Nov 13 2013: If we assume to be talking about productive human activity--is there such a thing really as "unskilled labor"? I think there are a lot of assumptions behind that phrase.
Nov 16 2013: Aha! A new take on the question!
Good point to distinguish manual labour (which is often highly skilled in spite of not being taught in the classroom) from activities that require few special skills of any type.
The discussion concerns the latter type, since many highly educated people would lack the ability to do the former, which makes it all the more inappropriate for them to look down on others who do have such skills.
This links in with the related but different issue of the differential monetary value placed on different skills in our society. It is certainly not always the case that more skill equates to more money. In general ( with the exception of sport) intellectual skills are valued above physical ones.
Everett Hill
Nov 13 2013: I agree with others that it is a personal preference and an attitude more than a reality.
- +1
The person who wants to find work will, even if it is with a mop and a bucket and maybe working two jobs to make ends meet. The person who thinks menial labor or unskilled labor beneath them will not work, it is that simple unless they find skilled work.
It is a choice to work. Sadly, to many people think it is beneath them or have never gotten their hands dirty with hard work.
Nov 16 2013: True that some have an inherent work ethic while unfortunately many/most don't. But that doesn't mean that society needs to accept and support what can be seen as laziness. Should we accept that someone would prefer not to work rather than getting their hands dirty, as you put it? I think not. If we can think of something useful for them to do, I reckon they haven't reallly got reason to complain.
Nov 16 2013: Daniel,
We can "accept" that someone would prefer not to work rather than getting their hands dirty...", but I don't think we need to support THEIR preference if they are able bodied adults.
What WE may determine is "useful for them", may not be what THEY determine is useful for them?
Some folks will complain no matter what.....with good reason.....or not!
Everett Hill
Nov 16 2013: Daniel you echo my point. However, laziness is very subjective. Who is to determine what laziness is?
- +1
Some people are on public assistance simply because they can't get a job. I have two friends who have been in that position. They applied repeatedly and tried to get work, but were not hired for a variety of reasons. On the surface, they were getting public assistance, not working, so therefore were lazy. But they were two of the hardest working people I know. Just in a bad spot. On the other side, there are those who are absolutely choosing not to work. That is so very different.
Some people simply do not choose to work. That is an issue that must be addressed. Support those who are trying to get better. Maybe support those who are choosing not to work at a much lower level. I don't know that there is a good answer to that issue.
In point of fact, the public support of those who are not working and receiving public support is at the minimum an entire different thread if not multiple threads. One could discuss what they add to the culture, what one should be required to add to society as a member of it, and should we support those who choose not to add anything to the society they are a part of.
Daniel Boyd
Nov 17 2013: Too true that the fact that someone is not working does not equate directly to laziness, though I think it really must always e possible to do something productive as long as you are able-bodied.
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I guess what it all boils down to is attitude, whether or not someone is at least motivated to contribute rather than parasitically reaping the benefits with the conscious attitude "If I don't have to work, why should I?"Nov 17 2013: I like the words "parasitically reaping" as an attitude. That is such a vivid word picture.
That is what frustrates me. Having run in to it on numerous occasions in my career. There are those who do try to work and be productive. I respect those hard working individuals. There are also those who say "you owe me and I don't have to work". That attitude frustrates me to no end.
In the end, it is all about attitude.Nov 17 2013: Daniel and Everett,
This is what frustrates me about the system as well, and it appears to be a shared sentiment with lots of people. People don't mind helping someone when they/we genuinely need help. It is the feeling of entitlement or "parasitically reaping" that folks who support themselves object to.
Unfortunately, the public assistance programs have become generational expectations in many cases, and that cycle needs to be broken somehow. In my perception, working and sustaining myself has empowered to me.....it has added to my skills, which gives me more confidence in the life experience. When we (society) contribute to entitlement/parasitic reaping, generation after generation, we are actually depriving people of the opportunity to grow and learn with a different scenario.
Nov 17 2013: Absolutely. Though it may seem that you are 'beating the system' by getting something for doing nothing, you are actually empoverishing yourself by doing nothing.Nov 7 2013: I think Colleen is very right. I have what many may consider a world class education but lived in situations where an illiterate day-laborer bit me hands down in simple survival necessities. In think every society spends a lot to produce educated specialists. If the cost of maintaining them in unemployed conditions is further added that will be irrational.
I find our education systems at fault to an extent too. The terms like 'white collar jobs' or 'menial jobs' are results of an elitist position of the educated. A lot of sexist attitudes also result out of our education systems. I remember my 15 year old son moving around with a button less shirt. When asked why he didn't sew a button into it, his reply was that it was a sissy job.
The amount of money, time and resources we spend in gyms can be replaced by healthy lobor by all able bodied men and women and that can generate an useful human capital. The educated people are supposed to understand that.
Nov 7 2013: Good points Pabitra, and I totally agree that the time and resources spent in gyms, and driving to gyms could be used to do some work (like gardening) that would give us the same benefit.....AND....provide our food....or at least some of it:>)
I've had people come through the gardens and say.....wow....look at all the work! Well...yeah....that is part of my exercise, and it's part of living sustainably. The gardens are good for the environment and good for my health in many ways. I LIKE physical labor! I also paint the house, do a little carpentry, etc.
My kids both have known how to use the sewing machine since they were little....it was fun for them. My son went out west to ski after graduation from university and was looking for a temporary job, while he was a ski bum:>) He applied to be a manager of a condo complex, and the application asked for his experience in that area. He put the truth.....he'd been working with his mom for 20 years on the apartment buildings we owned. When there were renovations needed, I often took the kids with me to help. Give a couple kids hammers, and they can take a wall down pretty fast!!! LOL:>) Then, of course, they learn how to put it back up.....more skills:>)
I think educated people DO understand, and it's a preference....is it not?
Harald Jezek
Nov 8 2013: Ha, I'm doing my garden AND the gym, What about that ? ;-)
- +1
Btw, for those who don't know Colleen's garden, it's gorgeous !!!
Fun aside, living in Mexico the situation is different. Here you really have rich vs. poor. Rich or even middle class families have their domestic servants and it's very common for those people that they don't know such simple things like sewing on a button or getting their hands dirty in the garden.
Me doing garden work, usually raises eyebrows here because people don't understand why I don't just hire somebody for it.
Nov 8 2013: I think you are probably superman Harald! I don't have anything against going to a gym....it just has never worked for me....my preference....my reality:>)
I have a few friends living in Mexico who I've visited, and I understand what you're saying.....help is so inexpensive and common there it seems like the thing to do.
Thank you for your kind words about the gardens. Unfortunately, they have been a wee bit neglected for the past couple years. Everything is still there and flourishing, and so are the weeds!!! I've had 3 brothers who have been ill...one died last January, so my energy and attention have been with them a lot of the time rather than the gardens.
That is another example of something we can hire....caregiving....and we (my family) have had some help from home health agencies and visiting nurses. I like spending time with my brothers, so the gardens are challenged. There is a time for everything, and at this stage of our lives, the brothers are needing my time and energy more than the gardens:>)Nov 9 2013: "Working out" is for people who don't have enough chores.Nov 7 2013: I guess a lot of the elitism is a simple consequence of tha fact that people with a particular specific skill are scarcer and therefore market forces push up their price. If they are then given work to do that does not require specific skills it will pay less and probably not support the life style they are used to. On the other hand, even a scarce resource has little value if no-one wants it, so having a specific skill cannot be a guarantee for success.Nov 9 2013: If we have produced a large excess of "educated specialists", we obviously do not need them as much as we make them, so far fewer tax dollars can be thrown away in producing more of them.Nov 6 2013: Hi Daniel,
I do not consider this a question of what people "should" or "should not " do. It is more a matter of preference. Of course... it is optimal use of human capital for trained people to do what they are trained to do.
On the other hand, there are lots of educated people "out there" who are unemployed. In my humble perception, it is not reasonable for society to financially support people who want or need to find a specific job, that best suits him/her. I have done unskilled labor to financially support myself in the life journey, and it was an opportunity to learn more skills! If a person is physically "able", I do not see why s/he cannot do the same.
You ask..."should unemployment benefits be coupled to community services?"
If one is being paid (unemployment benefits), contingent on a certain amount of community service, the "community service" is no longer a free service, but rather a paid position.....is it not?
Nov 7 2013: I suppose you're right that the coupling of benefite to service effectively makes it a paid job. SO then you're not unemployed any more - either in the formal or the practical sense. So it keeps people busy and productive and also improves the unemployment statistics!.
And the proposition doesn't need to entail a lack of choice. There's plenty of useful things to be done. As far as I'm concerned voluntary work would be fine too, just as long as you're doing something to contribute.
Nov 7 2013: I agree Daniel.....there are PLENTY of useful things to be done....as long as we are doing something to contribute. Voluntary work is GREAT.
I think I understand your basic questions, as presented, to be...
"In other words, should unemployment benefits be coupled to community services?"
In my perception....no.
Community service is community service, and unemployment benefits are unemployment benefits, and in my perception, should not be "coupled".
" Do they have a right to expect unemployment benefits while waiting for a 'suitable' job to arise?"
In my perception...no.
Any of us can say at any given time....."I cannot find the work I would prefer to do, so society should support me". I do not agree with that.Nov 9 2013: There were attempts to couple public assistance with doing service jobs, they were blocked by "poverty advocates" who called it "slavery". That's right, working for public assistance amounts to "slavery" according to the American liberal/leftists. For them, it is far more moral to sit around and lazily collect.Nov 5 2013: Heck! Unskilled laborers should not consider themselves too good for unskilled labor. I've met such people. Unskilled, uneducated, unwilling to take unskilled jobs. As for what kind of labor I'd do, myself--I'm a published biologist. However, when I followed family and moved to a small Texas town, which had no work for biologists, I took jobs as an electrician's helper, a beverage merchandiser, and a grocery store stocker. You take the work you can find and are glad of it. Of course, that doesn't mean you don't keep your ear to the ground for something that fits your skills better.
Nov 6 2013: My sentiments entirely. And I'm convinced my response would be the same, though I've been fortunate enough to avoid the necessity (tough life, being a biologist!).
Curious how these 'morals' can vary between cultures. The crazy thing is that here in Holland when I made the same statement a few people really honestly shouted me down from the other side: how could I even think to demean someone in this way?
In this discussion everyone's making me out to be a left wing loony!
Nov 6 2013: That's funny, because I'm usually made out to be a right-wing loony because of little things like my "get off your butt and don't expect everyone else to take care of you" attitude. However the "starving intellectual" schtick is probably a lot more popular among Europeans (and silly Americans who play at being second-rate imitation Europeans) than among Americans. After all, a nasty little Austrian was actually proud of having played "starving intellectual" who refused "lesser" labor for a while, if you know who I mean.Nov 5 2013: Krisztian Pinter comment "i don't remember freely choosing taxpaying, nor being a member of any societies. this was as much a free choice as a restaurant owner chooses to pay the mob for "protection".
raises a fundamental quandary of modern life, namely the Social Contract.
Every nation, state, city and village has a population of people who are deemed to be part and parcel of that community's society. .
Every society has a "Social Contract", much of which is unspoken and often mysterious and confusing to some folks, especially outsiders. And that contract has as many, if not more, expectations and requirements, commonly called conventions, as people at times. Wearing clothes is a common one and the variations on that issue alone has a host of themes we often find being displayed and even flaunted. The youtube video people of walmart is a wonderful example of that. Our families, peers and various institutions are expected to impart those
A community's laws are part of that Social Contract and are supposed to define what that community will and will not condone as well as the details and sanctions related to them. the political structure of a community along with the rights and responsibilities of its citizens is called a Constitution. It defines citizenship. interestingly, most national constitutions where created and defined decades or even centuries ago by people whose values and concerns may well have fallen out of fashion or popularity.
All of which returns us to Mr. Pinter's question - When did any of us get the chance to agree to that contract or even to question its content? Why, if the Social Contract is central to citizenship is it not also central to the educational curriculums of most Western schools?
Nov 5 2013: Thank you, William, for this contribution. It certainly is all about the Social Contract (of which the largest part, particularly with respect to financial matters, is of course formalised in law).
Do we get a chance to agree to the contract? Well there are always some hurdles to take, but you can always emigrate. If I look around the world at the available alternatives, I'm anything but dissatisfied with the Contract I happened to be born into.Nov 5 2013: calling it contract does not make it a contract. it is just a metaphor, and a quite bad one at that. not only i didn't agree to that, i'm strongly in opposition of many things done in its name. for example unemployment benefits.
Nov 5 2013: Too bad if you don't like it. if its a governmental policy duly enacted by a lawful government you already agreed to it through your electoral process. As pointed out elsewhere you do not get to cheery pick what your taxes go to or what you will lawfully support.
And the Social Contract IS a binding agreement whether you were aware of it or not through the same legislative process. .
Nov 6 2013: i didn't agree to elections in the first place. and i'm not part of this "agreement", i disagree. i only abide many laws because otherwise they would put me in jail. for example i would not pay unemployment benefits the way the government does, only on case by case basis, if warranted. and i would grow marijuana in my garden. saying that i have to obey exactly underlines that it is not a voluntary contract, it is imposed on me.Nov 6 2013: 'i didn't agree to elections in the first place. and i'm not part of this "agreement", i disagree. i only abide many laws because otherwise they would put me in jail.'
You did agree, by the simple fact, that you didn't leave the condition you only claim not to agree with, yet endure those conditions opportunistically because you fear to take action in your freedom to go.
The interesting part of self-illusion and self-deception begins, when it finally kicks in and starts to work, because its gravitational field even bends logic with out the victim noticing it.
Seen from the outside, its appears cute yet is actually pretty sad!
May I ask you what keeps you in your country if you don't even agree on its basic principles?
Would you also stay with a partner with whom you could not agree on the simplest rules within a relationship and of which you already knew who would keep suppressing you? And you call yourself a libertarian?
Cute indeed and sad, very sad. Probably the same pitfall as of lip-service vs. deeds.
Nov 6 2013: yep. if i show up at my neighbors door, and i say: you either give me your bike, or i cut your head into two with my axe, the neighbor can freely choose, and if he chooses to let me ride away on his bike, it was a clear sign of agreement.Nov 6 2013: Well, in order to deliver a working analogy, it would help to establish comparable conditions and as a majority agreement doesn't work on two people, you may try again to make your point not only understandable but also to consider some basic logic within it.
Nov 6 2013: and also, the government does not use axes.Nov 6 2013: If you say so, yet this doesn't make your analogy any more useful, does it?
But I am glad you tried within your abilities. Who knows, maybe you will make a point, one day, after all ... :o)
Let me know if something new to this comes to your mind, useful or not, we'll figure that out later.
Nov 6 2013: i must admit a total failure in handling people that has zero intent to have a meaningful conversation. i've never understood that mindset, i don't understand its source, background or logic. but i don't think that it is something to be embarrassed about. psychology is not my field.Nov 6 2013: I assume this your conclusion is based on the 'one truth' again you are keeping?
I explain to you, that your analogy is not logical in the given context.
You chose to return nonsense in adding that 'government does not use axes'
And now you accuse me to have 'zero intent' for a 'meaningful conversation'.
Your logic bends more drastically than I imagined even before.
So are you adding some working analogy or does your 'one truth' does not allow for any?
Nov 6 2013: you did not explain, you just claimed. because my example has two people, and countries have more. it was not explained why would that be important, how that makes my point invalid. it was just a claim without the slightest attempt to support it. but it was accompanied by the usual condescending and mocking tone.
what to do when the opponent presents a non-argument among a set of taunts? i don't have neither the patience nor the forbearance to explain in detail why the non-argument is a non-argument. stupid arguments should be answered. stupid arguments presented in an arrogant way are to be mocked. maybe not, but that is what i do.Nov 6 2013: 'a majority agreement doesn't work on two people'
Do I really have to explain to you why apples can not be compared to oranges when it is about apples?
Do I really have to do your thinking to avoid your accusation of having 'just' claimed yet not explained?
If it would make sense, I would probably even do that, yet it doesn't because anything but yours are non-arguments in your world anyway. So much about reflections of stupid arguments and arrogance.
If you didn't understand my line of argument you could have simply asked if a meaningful conversation was what you are after. But it seems again to be yet another excuse not to argue in any relevant way.
Nov 6 2013: how much mental exercise is needed to extend the argument to three people? me and my brother show up ... etc, the rest is the same. if you can't make such an adjustment yourself, this conversation will be very very long. you do that a lot. instead of focusing the core of the idea, you just pick some random unnecessary detail. you took it so much to the extreme, at one point you started to mock a very common rhetoric device i used, which leads exactly nowhere, and i don't know what purpose it serves. such a reply very much makes it sure that you don't care what my point is, so why would i explain?Nov 6 2013: Interesting, because what you just said is exactly how I feel about you.
So lets reset this conversation.
The moment you introduce the 'majority' rule into the given scenario - and here I would rather choose for some random neighbor than a family member (to somewhat lower the risk of clan thinking) - the other neighbor from which you two take the bicycle away may feel stolen from, yet this only at the very first bike he looses and provided he knows about the agreed rule of the whole population of three people. The second bike he gets himself under the given conditions and which you take away from him again, he agrees on, as he knew about the consequences the very moment he got it. It might not feel like agreement to him, yet this doesn't matter at all, s long as he is not held hostage by the two of you and free to go to seek for a more bike friendly neighborhood.
It may be understandable that this minority neighbor doesn't like the situation, yet his options aren't many. He can either try to convince one of you two to keep bicycles untouched and to transform the majority rule into his fashion, yet if this fails, constantly, he has to make a personal evaluation of his priorities, which either is to stay in his neighborhood without a bike, or to seek a new neighborhood where he can keep his bike. He could also try to fight the two of you and to force the minority rule on both of you, yet assuming that all of you are of same size, physical and mental strength, this option seems less promising.
Now one could ask, why is it that way, that a majority comes to decide over minorities, as there is no natural law in this universe which could explain that. And here we have just empirical data, that people not only form tribes, groups and states naturally, yet that all of these constructs are based on agreements and compromises, as there is no other way to do it. History has also shown, that the highest level of fairness possible in this compromise is to rule by majority ..
Nov 6 2013: holy h christ.
let us get this straight. so you think that if my neighbor buys another bike, and i take that too, the same way, that second act of robbery is not against moral?
that is
1, a redefinition of the word "consent". repeated act of violence, and the repeated act of giving in to violence is very different than consent.
2, a terrible immoral statement. not unusual though, in fact, repeated act of giving in to violence is and was the normal mode of operation throughout the human history, with occasional acts of defiance. but being commonly accepted does not make it moral. just like slavery was considered normal for a long time, but it does not make slavery a moral institution.
ruling is ruling. and granted, i choose ruling by elected officials (i.e ruling of the majority) over a dictatorship, but it is just the lesser of the two evils. lack or ruling is the optimal choice.Nov 6 2013: because even statistically this is the best possible solution, yet by no means a guarantee for anyone within the group to feel perfectly fine, understood or even represented.
If you happen to be the only good guy amongst hordes of idiots, your options naturally shrink proportional with the given environment. But to stay yet complain doesn't change a bit of your life quality. On the contrary, as you are wasting your time in finding a better place at which you can life closer to your ideals and under less restrictive compromises.
It doesn't matter that you didn't choose the place were you were borne if you can not agree on its basic rules. The only thing that matters are your priorities and your will to take on its consequences.
Fighting windmills and knowing about it is stupid, at that point one get to realize that ones chance to actually win are to low for an average lifespan.
Many Germans left this countries at a time, where military service here was a rule and no option. They left their comfort zone for their true convictions, and many have never returned ever since. This is the true meaning of personal freedom. It comes often for a high price, yet the moment one accepts its value, the price is payed and not just expected to come as a bargain.
I was trying to make this point clear to you and in doing so I used more than 2000 characters. There are 12 days left on this conversation, so I do expect you to read through it and to spare me any tl:dr comment.Nov 6 2013: How do you define robbery? How does moral form? All of these concepts are exchangeable and nothing but agreements.
Personally I consider it robbery if you take someones bike away without his/hers consent, yet not per se and only seen within the whole detail of this situation. I also consider it robbery if an employer pays employees less than he gains in value out of their work, because consent makes only sense if alternatives are available.
If I stole a bike and you steal it from me could I morally complain about it?
If a white farmer made a fortune in South Africa during the apartheid regime by exploiting the natives, is his family 10 years later legally the owner of that wealth?
If the only drinking water within a desert region was on private property and the owner refuses to share
it with other people in need, is he acting violent against those people?
Can you ever have consent of all people within any society? Does private property always goes before common interest? I think this is way beyond any 'one fits all solution', at any given time, in any possible situation and therefore has to be dynamically discussed and adjusted and this constantly.
Slavery never was a moral institution, yet slavery comes in several forms, of which on some of which we highly disagree with one another to even name it as such. And not on purpose and for the joy of our disagreement, yet because of different perceptions of one and the same thing.
Lack of ruling may be the optimal choice, although I don't think it would work, yet so may be green the optimal color for our skies.
This idea is as utopian to me as the idea of perfect communism, as both are ignoring basic and intrinsic characteristics of human behavior, which are marked as a thick fat line and traceable all the way through our recorded history, that there are strong and opposing forces for this to happen.
Some people just need to control other people in their interest and this alone screws the whole idea up.Nov 6 2013: So even if I wish for the water to flow upwards, I have to consider how it behaves in reality to find the best possible compromise for it to flow at its lowest resistance, if that was my goal.
Yet I am also struggling with your understanding of consent and agreements in general, because at one time you don't mind price-fixing as long as two competitors agree on it in their yet against the consumers interest, which is nothing but a minority rule, yet on the other hand the majority rule of the people in a community is just the lesser of two evils. There is no consistency in your argumentation for me, yet this not by the fact, that our definition of morals are in conflict, as they well are, but as it doesn't behave consistent as it constantly re-defines itself where it is applicable and where it is not.
I do feel the same way, that democracy as we have it today and as it it put into practice, is nothing but the lesser of several evils, yet it seems not to evolve in any positive direction, on the contrary, as the concentration of ruling power and corruption by governments AND corporations has taken over the majority rule as if it was planned.
Nevertheless, lack of ruling doesn't work either, as it only gives room for those who crave to rule. Therefor the ruled have to become their own ruler for best possible compromises. And if for some those compromises are not acceptable, and no other way can be found to realize their specific needs, than they can not be helped in order to maintain the administration of the whole.
The reason why so many urgent decisions on international levels are not made, is because of blocking minorities who allow for this to happen. If on purpose for better 'negotiations' or by good intentions, doesn't matter, because if the result is paralysis instead of acting, nothing is going to change and precious time wasted. Decisions should not come hasty, of course, yet they also should not be used as a theater for personal vanity.
Nov 6 2013: tl;drNov 6 2013: Well, this is about your credibility, not mine. :o)Nov 10 2013: 'i must admit a total failure in handling people that has zero intent to have a meaningful conversation. i've never understood that mindset, i don't understand its source, background or logic.'
At least is has become clear now that this total failure is not related to other people who started a meaningful conversation with you. Thanks for this final record! :o)
Nov 10 2013: why would i have problem handling people that started meaningful conversations? i just participate in the conversation, and that is all. it might be boring for you, but i like it.Nov 10 2013: It is obvious what you like in conversations, nevertheless is off sync with what you demand from others and this is just another prove of it.
Nov 10 2013: you are not the first one trying to draw conclusions from how our conversations tend to end, and attribute that to me. probably you will not going to be the first to discover that actually you are the problem.Nov 11 2013: ts;dr
Harald Jezek
Nov 5 2013: I'm against unemployment benefits in the case somebody refuses a job because it's apparently below his level of skills or expectation.
- +1
If there are any unemployment benefits they shouldn't be higher than minimum wages and only for a reasonable limited time that allows for job hunting (perhaps 3 months). If a person refuses a job, unemployment benefits should be cancelled immediately.
This is one of the problems we have in Europe. We are too social for our own good.
Lejan .
Nov 5 2013: 'This is one of the problems we have in Europe. We are too social for our own good'
- +1
So this was the reason for the current financial crisis ... I see ... and I was thinking it was caused by bail-out programs for private banks by taxpayer money which is causing the problems here ...
Nov 5 2013: Touche Lejan. At least in recent history there's rather a lot of egg on the faces of the free market lobby
Nov 5 2013: One should think this way, yet if you take a look on reality, nothing has changed since, has it?
The usual blame-game, yet no consequences.
I can not wrap my mind around the given worldwide paralysis. One should think as well, that once we learned our lessons on 'to big to fail', 'to big to jail' corporations, that it would be in our very interest to undo them, step by step, so that governments can not be blackmailed by their 'big players' ever again.
Yet instead - business as usual ...
Something has gotten seriously out of control here and it doesn't seem to correct itself by plain and applied common sense anymore.
This is what concerns me more than the usual 'free market' propaganda.Nov 5 2013: bailout programs came late in the crisis. but it is in fact very akin to social programs. the state decides what is needed and what is not. creating public healthcare program or protecting big companies are both state decisions that disregard the will of the people.
Nov 5 2013: Bailout programs came right away in the crisis and here Europe learned very fast from the US.
And as usual you are twisting the facts.
No private company (bank) was ever forced by any government to take any bail-out money.
On the contrary. It was those 'free market heroes' who blackmailed their states in doing so and this against the interest of their people (tax-payers).
The 'no alternative' mantra was coined and the 'to big to fail' and 'to big to jail' reality was promoted by the propaganda of people of your mindset.
Of course you see only that the state 'decides' and you ignore what and especially who forced this decisions. Black and white syndrome as usual.
Island choose a different path and to me they choose the right one.
Yet I would even agree to help private companies in 'difficult times' when this makes sense to stabilize a current situation to gain time to fix and correct the underlaying cause of he problem within the whole system.
By this current crisis, my lesson learned was, that no private company is allowed anymore to reach a critical size and influence, by which a view directors are capable to rule whole nations in their interest. This got to stop, yet if you take a look on reality, no one is doing anything against it and business moves on as usual.
To you it is the government who allows this, to me, it is blackmailed and corrupt politicians who keep the interest of the 1%.
And because your liberal ideology protects the interest of this 1%, you should rather be grateful to the bail-out programs than against it.Nov 5 2013: i hear this argument a lot, and i just could not wrap my head around it. it goes as "no banks are forced to take bailout" or "nobody is forced to take this or that benefit" or "nobody forces you to use state built roads". how is that an argument? what it supposed to suggest? it is a complete non sequitur, and makes little sense. everyone in the right mind accepts handouts. why on earth would i reject it? i oppose the system, not deny it. i want this to end, and not pretending that it ended already. the bad part is not the handouts, but that they extort to finance it. it won't fixed by not accepting the loot.
Nov 5 2013: Of course you hear this argument a lot because it is obvious that you don't get it.
So why on earth would someone reject a handout?
Well, I would expect at least those people who claim that nothing is or should be free. Because when they claim such things but then take handouts, they are simply inconsistent.
So I have to stress it again. If you feel extorted that you have to pay taxes and that some of your tax money is used for handouts, than don't pay taxes. And if you are not willing to face the consequences combined with it, then go some other place where you don't have to face those consequences and where you don't have to pay anything to anyone.
There are still some very remote places on this planet where you can make your dreams come true. And as you don't care for your fellow citizen anyway, I don't actually see any reason why you let anyone bully you. You are free to leave at any given time. Yet don't blame others that you resist to leave your comfort zone. Be creative, be flexible, if your personal liberty is that much worth to you. But if you stay and complain, you are compromising your believes over comfort and opportunism.
I know this hurts to realize within a libertarian mind, yet freedom does not always come painless, does it?
Why is it that I get the impression, that this is not the last time you get to hear this argument?Nov 5 2013: in your book, when the mafia shows up and offers "protection", the owner should say "okay, i pay, but i don't want you to protect my place.". and somehow that would be more consistent? and that constitutes your argument?
it does not work, but even if it did, it still would not mean anything, because my argument stands independently of my behavior. so this "you do this, therefore your argument is invalid" argument is, well, let's just say invalid.
Nov 5 2013: Ii is interesting what you can see in my book, yet I can assure you, that your view is wrong.
Given your talent to confuse things, have you ever considered to work in PR or as a lobbyist? I mean, getting actually paid for what you doing for free here on TED.
That your ideology stands independent of your behavior is obvious and therefore any denial of yours not surprising.
Religious people react the same way when you reflect their inconsistency, their double-standards back onto them and just like you, they repeat their mantras again and spin the prayer wheel for another turn.
The problem is, that this mindset in itself is a dead end and does not allow for sense to trickle in, neither by observation, experience or even reflection, as it would question and therefore endanger its very ideology.
Because of this, of course you don't see any contradictions and it is my experiment to see how far and deep this can go. But don't worry, I am nice with guinea pigs... :o)Nov 5 2013: your comment here can be summarized as "no". plus a lot of very tasteless remarks.
Nov 5 2013: No.
And what is tasteless to you? Are you piqued just because or could you explain what hurt your sense of taste?Nov 5 2013: Hi Lejan, I didn't say that unemployment benefits are the reason for the economic crisis. I said that it is one of a number of problems.
But to make it as simple as possible, I just don't support a system that benefits the lazy.
Nov 5 2013: How do you connect unemployment with laziness?
This would mean, that the great depression caused millions of people worldwide to become lazy blobs over night, right?Nov 5 2013: here are some quotes that does not have place in a civilized conversation:
"Given your talent to confuse things, have you ever considered to work in PR or as a lobbyist?"
"That your ideology stands independent of your behavior is obvious and therefore any denial of yours not surprising."
" and just like you, they repeat their mantras again and spin the prayer wheel for another turn"
"this mindset [...] does not allow for sense to trickle in"
"I am nice with guinea pigs"
on the argument pyramid, these score somewhere between level 1 and 2.
Nov 5 2013: So you are saying the following:
In a civilized world there is no place for:
Talents, PR, lobbyists, double-standards, contradictions, mantras, prayer wheels, mindsets and guinea pigs. Right?
What a civilization! :o)Nov 5 2013: no, i say you have a very uncivilized attitude. i hope you are angry, because it is at least an excuse. if you are like that normally, that is really bad.
Nov 5 2013: No, I am not angry, just reflecting some attitude, maybe this is what bothers you?
Maybe it helps to study a bit of the 'self-view' / 'external view' relations to understand what I am doing? I don't know, just a thought.
Actually I am always very amused while talking to you, can't you 'feel' that? It is always a challenge to use exactly enough but not to many characters not to not loose your attention, but also to transport at least some vague ideas from my side.Nov 5 2013: reflecting? no doubt you can support that claim with some quotes i believe.


text:
A UAB neuroscience student has received a summer fellowship from the Parkinson's Disease Foundation.
UAB has teamed with the Michael J. Fox Foundation to look for genetic biomarkers for Parkinson's disease.
Researchers show that high-intensity strength training improves mobility, mood and overall quality of life for Parkinson's patients.
Gel form of a medication for Parkinson's disease speeds response time over traditional pills.
A grant will establish the new Bachmann-Strauss Dystonia and Parkinson's Disease Centers of Excellence at UAB and two other medical centers.
Can smell tests reveal brain changes that are precursors to Parkinson's? Research podcast with David Standaert, M.D., Ph.D.
UAB Neurology study adds to evidence that massive, second-wave reaction kills nerve cells.
UAB researchers have identified a set of experimental drugs called LRRK2 inhibitors that may go beyond symptom relief to directly counter the inflammation and nerve cell death at the root of Parkinson's disease.

subset: commoncrawl


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Catering to the Bow Tie faithful for three decades now, The Super Chevy Show kicked off its 30th anniversary season by bringing their legendary show to the entertainment capitol of the world: Las Vegas. With a 7-year hiatus from The Strip, it was the maiden voyage for the Super Chevy Show's latest ownership team. The new regime was welcomed into the town of bright lights with a bang as Las Vegas locals and Chevy enthusiasts from neighboring states showed their love for everything Chevrolet.
Although the event featured the usual plethora of exciting Chevy drag racing classes, exhibition cars, and top-quality show cars, new to the Super Chevy Show this year was the autocross. Held in a remote section of the Las Vegas Motor Speedway parking lot, the Las Vegas SCCA, with the help of national autocross champion Mary Pozzi, set up their track timer cones on a very exciting course, which featured an array of tight corners, sweeping turns, a tricky Chicago Box, and fairly quick straights. Sponsored by Total Cost Involved, Wilwood Disc Brakes, and Currie Enterprises, Saturday's quickest times on the course were down in the 39-second zone, but by the second day of the event, the course got quicker, and so did the favorite going in-Pozzi. Pozzi showed the field that a low 37-second time was definitely in the cards. Driving the TCI '68 Camaro test car, she left the field in the dust and nothing on the table with a best run of 37.093 -well over a second quicker than her nearest competitor.
The beauty of the autocross is that it's open to anyone who enters a car in the show. It's a great way for car owners to see what their hot rods are capable of, and to put their driving skills to the test in a controlled environment. Many first-timers on the autocross entered the Novice class in order to get a feel for what this sport is all about. This is a fun and competitive class that puts drivers of similar experience up against the clocks. But we have to warn you; this is a very addicting sport. We can almost guarantee that if you give it a try just once, you'll be back for more.
Not all Super Chevy Shows feature an autocross, so check out www.superchevyshow.com for more information on the 2010 show schedule, and to see what's happening at an event near you.
As the popularity of autocross increases at car shows, and the desire to sit in a lawn chair diminishes, you can expect to see more interactive driving events included at many car shows-not just in the town commonly referred to as "Sin City."
Let's Drive! When we here at Camaro Performers heard that the Super Chevy magazine staff was putting together a drive to Las Vegas for the Super Chevy Show, our ears perked up, and we decided to take a few days to join in on the fun. The cruise started out at The Original Parts Group in Seal Beach, California, on Friday morning before the event. Cruise participants were treated to a tour of the massive facility before hitting the road. The large mix of cars included everything from vintage Chevelles and Tri-Fives, to late-model Corvettes and Camaros. The main purpose of the drive was to show that very few of us trailer our hot rods to events, but it also proved that with the right components, you can drive your car over 300 miles, beat on it all weekend, and drive back home without any problems. And it's not like we needed to take it easy on our latest project car, Black Betty, anyway. We treated our '01 Z28 to a host of suspension upgrades from Global West Suspension, along with a fresh set of New Gen wheels just one day before our trip across the desert. No worries though; Global West owner Doug Norrdin had our back, as he met up with us at the event and dialed in the suspension after each run on the autocross. Every turn of the QA1 double adjustable shocks Norrdin made, netted us quicker times on the course. We never tuned the car backward, so we're confident there's plenty more suspension tuning left in it.


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Least Favourite Korn Song?
Pretty self-explanatory, really.
For me, it would be Starting Over. There's something about that song that means I've never quite gelled with it.
Replies to This Posting
Re: Least Favourite Korn Song?
they're not terrible but here are some of my least favorites...
All in the Family
Inside Out
Too Late I'm Dead
Overture or Obituary
Y'All Want A Single
Sing Sorrow
Twisted Transistor
Re: Least Favourite Korn Song?
Most of these aren't set in stone but I'll never consider these songs great.
Wicked (great chorus though)
All in the Family
Earache My Eye
Make Me Bad (Curious, isn't it? Just never liked it that much, poor choice of a single)
Jingle Balls
One More Time
Everything I've Known
I'm Done (So bland, decent lyrics)
Twisted Transistor (If they ever "sold out" this was it)
Open Up
For No One (atrocious lyrics)
The second half of Starting Over
Hold On
Hushabye (Probably their worst song)
Sing Sorrow
The Past
Re: Least Favourite Korn Song?
I really don't like Pop a Pill. It has never grown on me
Re: Least Favourite Korn Song?
You guys' opinions differ from mine greatly. And I LOVE Hushabye. I usually skip Play Me, Helmet in the Bush, hmm I can't remember the rest..
~C'est la vie
Re: Least Favourite Korn Song?
Lowrider......I'm so not getting the lists ppl are writing i can honestly say that's the only one i don't like.
Re: Least Favourite Korn Song?
Lost is my least favorite.. and Chi is way too overrated. I'm a big LIP fan though.
Re: Least Favourite Korn Song?
any track that has long silence parts at the end (dirty, when wil this end etc.)
Re: Least Favourite Korn Song?
These are the songs I find myself skipping:
Play Me
Beg for Me
Wicked (when im not in the mood)
Ever Be
Wake Up Hate
Getting Off
Re: Least Favourite Korn Song?
Probably Kunt. Very stupid song with no redeeming qualities.
Re: Least Favourite Korn Song?
Most likely something off Path of Totality. That album was hit or miss with me, either loved a song or really didn't care for it.
Re: Least Favourite Korn Song?
Songs: "Cameltosis". "My gift for you".
Albums: "Untitled". 75% of "Remember who you are"
Re: Least Favourite Korn Song?
My least fav KoRn song would be Lead The Parade off of KoRn 3 or 10 or A 2 Way off of See You On The Otherside Album both of these songs just dont do it for me
Re: Least Favourite Korn Song?
I'm not into Lost off of LIF at all, lol. I find it weird, since I enjoy every other track from that album.
Re: Least Favourite Korn Song?
Really the only songs I absolutely can't stand are: Kunts, Wickid, All in the family, Play me, and Hushabye. Seriously I NEVER listen to those songs. There are others like Adidas (probably Korns most overrated song), For no one, Kiss, Let the guilt go, and a few more but I can tolerate on some level.
Re: Least Favourite Korn Song?
I'll probably get some shit for this, but Thoughtless.
All I wanna do...is kill you
Re: Least Favourite Korn Song?
wake up hate, everything on untitled and see you on the other side, wtf were you thinking korn?
Re: Least Favourite Korn Song?
'Y'All want a single'. I had a neighbour who used to play that one fucking song almost every fucking day at max vol. just that one song and of course it had to be the least favorite song from them. Sure I pissed off the neighbour more than he pissed me off, I got kicked out after many complaints, but still, at least I didn't play just one shitty song over and over again
Re: Least Favourite Korn Song?
weird. starting over seems really divine for me.
Ok my least favorite korn songs which i really hate by the way are:
Love and Luxury and Ever Be off Untitled- really really unispired. The feud with head is really immature
I'll have to second this exactly.
Re: Least Favourite Korn Song?
I cant stand predictable or counting and super tired of thoughtless and freak on a leash, they have been so overplayed in my lifetime that i think i dont need to ever hear them again
Love might be the last legal drug
Re: Least Favourite Korn Song?
Twisted Transistor!!!!!!!!!!!!!!!!!!!!!! So Wrong. Its the only song i delete from my Korn play list. Yuck.


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Morning Star 9/16" x 5-1/8" Handscraped Honey Strand Bamboo
Click here for detailed information.
Morning Star Bamboo Flooring is one of the best bamboo floors on the market today. It is produced from old growth bamboo reeds that are at least 4 years old, thereby increasing hardness. Morning Star Bamboo Flooring creates a naturally beautiful and ecologically friendly product that evokes a feeling of luxury.
Quick Highlights:
As Seen on TV: DIY Blog Cabin
To make strand bamboo, shredded bamboo fibers are compressed under extreme heat and pressure. This manufacturing process yields flooring that is even harder and more dense than traditional bamboo floors. Available in a variety of colors to complement and décor, all Morning Star strand bamboo products are finished with premium coating and backed by a 30 year warranty.
And, since bamboo is a naturally sustainable grass that re-grows spontaneously after harvest, you can feel good about making an environmentally friendly flooring decision.
Not enough and want more?
Comparing Bamboo prices? SAVE EVEN MORE with FREE Shipping to any store with in-store pick-up.
We caught up with real Lumber Liquidators' customers who volunteered to discuss their floor shopping, buying and installation experiences. In no way did these customers receive compensation for their kind words. (They're speaking straight from the heart.)
QUALITY GUARANTEE: This flooring is constructed and tested to meet or exceed industry standards for emissions.
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Reviewed by 62 customers
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Best Uses
Installed over 400 sq ft of this bamboo flooring. The floors are absolutely beautiful! We have a large dog with sharp claws and she has not scratched the floor yet. Very durable product with great color variations. Very happy with our purchase!
Service and delivery comments:
Service at our local retail Lumber Liquidators store was great.
Best Uses
I added these floors to my living room and love them. I have had them for almost a year now. They hold up very well to my lab, 2 cats and 10 year old son.
The great thing is, if they ever do get a scratch, it will just add to the beauty. I did not want a floor with a solid color that will show every little scratch or scuff. I live in my house. We are hard on our floors and these floors take the abuse and look amazing still.
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Installed 2 years ago. Still looks great. Even active doberman cannot damage.
Best Uses
Very nice product
Service and delivery comments:
Delievery on the product and the install was excellent however having a hard time receiving a credit after a couple of problems.
Best Uses
The flooring is beautiful and I love the way it looks, but am disappointed in how easily it scratches. I was told by the flooring saleman that bamboo was the hardest wood flooring we could get. It has gotten so many scratches from furniture and other household items that I wouldn't have thought were particularly sharp. EVERYTHING in the house needs felt pads underneath it!
Best Uses
Love the look and color - estimator and installers did a great job. Time will tell but very pleased with the appearance.
An unexpected bonus is that the floor is significantly quieter then the flooring we replaced.
The floor is a little more difficult to mop because of the texture but love the look.
Very courteous and helpful team at the Lumber liquidator store in Rivergate
Best Uses
End results were great but there were a few glitches with the order. I can't stress enough that you should check your order multiple times at every step along the way. We purchased from the Fenton Mo store #1058. Staff were friendly and helpful. When problems were discovered with the order they did their best to fairly take care of the problems.Nice people to work with. We used Steve's Flooring for the install. Steve used some creative techniques to make it work and he deligently worked to make sure it turned out right. Dillon, Justin, and Joe(George) were great working with him too.The floor was installed in the kitchen,hall and living room and has been down over a month now. It is easy to keep clean, so far no scratches or dings. I did get a splinter once and am hoping that was a fluke and won't happen again. Bottom line we love the floor and are extremely happy with how it turned out. And we highly highly recommend using Steve's Flooring if you need an installer.
Best Uses
The hand scraped bamboo flooring is beautiful! It is installed in my bedroom and it's like getting an entire new room.
Service and delivery comments:
Ron, my installer, was the best. Prompt, efficient, hardworking, and so was his assistant - I'm sorry, I can't remember his name.
Best Uses
We purchased this product to replace carpet in the high traffic areas of our desert southwest ranch home. As parents to 4 lively boys and owners of a small suburban ranch, we needed a product that would stand up to lots of foot traffic, desert dirt and even an occasional rogue chicken. We also wanted a product that could withstand spills, dripping pool traffic and wet mishaps. I can't say enough about the how well the Anji Bamboo has met these needs. We have used bamboo before but this product is significantly higher quality and it looks like a million bucks.
We purchased 800 feet from our local store and found that is was extremely easy to install. We used a glue down method to attach the flooring to a wood subfloor which was glued to the concrete foundation by previous owners. Of course, glueing down is expensive (added about 25% to the cost of the floor) and messy, but the wood cuts easily and is very easy to work with. Make your life easier by investing in a generous supply of nitrile gloves and disposable glue tools. Be attentive to wear on the exposed tongues. Rough handling can damage the tongues and made the boards difficult to place.
I would caution buyers to consider the color of the wood carefully. We visited the store several times and brought 10 samples of Anji home so that we could see the 'variety' of colors represented in a usual box of wood. However, when we opened our many boxes of wood at home we found it to be MUCH darker than any of the samples that we were given, much darker than the large sample at the store, and much darker than the images online. The flooring looks beautiful and the color is rich and dark, but we needed a lighter shade to better camouflage the desert dirt that invariably blows and is tracked into our home. We've minimized the issue with throw rugs at each door, but I still wish that the flooring was more consistent with the samples that LLs distributes to customers so that we could have made a more accurate decision.
Best Uses
I love this flooring. we have only had it for a couple days, but so far it is very good for our dogs and the look is even better after it is installed.
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AnswerBox - Get answers from Staff Experts and real customers by clicking "Ask a question" or click here to ask our Customer Service Team
Q:I live in eastern New Mexico & it can be very dry. Could this be a problem for this bamboo flooring?
1 answer
A:Thank you for writing in.
Q:I've heard bamboo fades easily is this true? The room I'm considering putting this in has indirect afternoon sun
1 answer
A:Intense direct sunlight may fade bamboo products.
Q:What is the formaldehyde level of the resin? The wood had a very strong odor when I first opened the boxes.
1 answer
A:This Bamboo flooring is Made in China, and is not subject to CARB (although we ensure that it does) and it is perfectly safe.
Q:Do you have to make sure that the tongue is always installed on butt end pieces? On stran bamboo floors?
1 answer
A:Please call our Tech and Installation Dept. @ (800) 366-4204 for a detailed answer to your question. Thank you for your inquiry.
Q:I bought 344.28 ft2 of Anji Bamboo nail down flooring in Jan. 2014 and it looked just like the pictures (honey colored). We liked it so much, we decided to buy the same amount for two adjacent rooms. When I opened several of the boxes, I found the color to be dark like the Hazel colored bamboo. When I contacted the store they said that was the color now. What gives? Your adds show the same color as our original purchase, although it is now called Honey Strand
1 answer
A:Please call our Customer Service Dept. @ (800) 366-4204 for product shipping information. Thank you for your inquiry.
Q:Is this what used to be called "Anji"? Same photos, same sample, same everything. Just making sure.
1 answer
A:Yes you are correct.
Q:Within 16ths of an inch, what variation in floor level is acceptable for anji bamboo flooring?
1 answer
A:All subfloors should be flat to within 3/16" in 10 feet or 1/8" in 6 feet radius.
Q:Did anybody install bamboo flooring over a cement slab that had radiant heat in the floor. Store personnel have said it is ok, however the installation guide recommends against it. Just wondering if anybody has and whether it has worked out.
1 answer
A:We do not recommend bamboo over radiant heat at this time. We are looking for testing from the manufacturer before we can recommend them.
Q:what do I use to clean the anji bamboo handscraped floors, nail down? any good real hardwood cleaner , mist, with a flat valore cloth mop? thanks
1 answer
A:We can only recommend our Bellawood Floor Cleaner, or cleaners that are safe for water based urethane finishes. Never use any polish, wax, oil soaps or cleaners that add shine to the floor. In addition, we do not recommend using steamers or wet-jet cleaning systems for hardwood because spraying can collect moisture in between board edges. The use of these products is at your own risk.
Q:Can this be used as a floating floor over Quiet Walk underlayment? I have 9\16 Richmond engineered hardscraped 5" and thought this would work well in adjoining rooms. The floor height would be the same as what I will butt up to and the insulation from the concrete floor would also be nice.
1 answer
A:Unfortunately not, I would recommend our Morning Star Bamboo- 1/2" x 5" Stained Solid Hand scraped Click Strand Anji Bamboo Flooring- the slight difference in height will not be an issue as you will need T-moldings to separate the different products anyway.


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SKU:109.010 | Rustic Saddle LEATHER
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Small yet efficient was our goal for our ID Wallet, and we think we nailed it 100%. With just enough space to accommodate your essentials, it'll have you ready to go without taking up much space in your pocket or travel bag. Handcrafted from high quality leather, this ID Wallet has 2 card slots and an ID window with thumb slide for quick access. A multipurpose center pocket takes up the middle and can hold folded bills, receipts, or business cards. It really takes simplicity to a new level - you can have your ID and payment cards all with you without having a bulky wallet taking up your entire pocket. If you've been using the same bi fold or tri fold for years, give our ID Wallet a shot. We think you'll agree that it's the smart alternative!
With its vegetable-tanned, aniline, milled shoulders, the Terra Italian leather collection makes quite a statement for those that take pleasure in the look and feel of a distinct, textured finish with true character. This naturally finished Italian leather undergoes the least amount of processing of all our collections, leaving each piece with its rugged character intact so you get all the original lines and patterns. Those who admire rustic beauty and a broken-in feel will find years of enjoyment with this collection.
It's exactly what I was looking for since I was looking for something to just hold my insurance cards.
THANK YOU for such an amazing and useful gift!!!!
Good quality & same color as shown. Just what I was looking for. Shipped quickly.
Probably my description was not accurate, because there is no space for cash holding , and thus I am returning the ID wallet. M.J.
Product was great and the packaging was first rate!
Love the quality of the materials. This was a gift for my husband and he loves it. You can tell by the quality of the leather and stitching that this will be a lasting wallet. It was also presented so nicely with the gift wrapping included.
Excellent wallet. Third one I've bought in last 12 years. I abuse them by stuffing a lot of cards in.
This was a gift to my grandson and he absolutely loves it! He doesn't like a bulging wallet and this just fits the bill!
Perfect! Excellent construction & color is true to what you see online. This is exactly what I was looking for.
Just missing a Lanyard connected at the corners. Hint Hint!!
It is exactly what I was looking for. Simple, and functional. Fits everything I need day to day.
Leatherology is great! The package came very quickly and was packed with care. It seems like they genuinely care about producing a quality product and experience.
I bought this same wallet 2.5 years ago and have loved using it every day since. I bought 4 wallets for my bridesmaids and they were so excited!
I bought it as gift. The person loved the product. I bought alot of things from Leatherology and it is always great quality and durability.
This wallet was a Christmas present for my husband. He has always used just a small ID wallet. He loved it and loved the initials.
I got this for my son. His is really in bad shape. I'm sure this one will last longer. The quality and workmen ship is really outstanding.
Pleased with look and quality and speed of shipment
Outstanding service and quality of the wallet is impressive.
This is the first ID wallet I have ever bought, great quality from a great company. I have bought two other wallets and they are the best. Thank you,
Very pleased with the ID wallet. The quality was very good. The packaging was also a nice touch. Will not hesitate to order from Leatherology again.
Exactly what I anticipated. I love these card wallets. Great quality product.
I had lost a wallet and was very happy to find you online. The wallet is every thing I was looking for and more. Thanks!
it is exactly what I was looking for. I have another, but time for a replacement
could hold a little more, a few more cards. Beautiful leather and great service.
love this product. all my leather needs will be going directly to leatherology.......James, crawfordsville, In.
This item was just what I was looking for. Thank you.
The item i ordered was exactly what i was looking for. It came promptly and elegantly wrapped. I will definitely shop this site again.
Easy to use website. Shipped quickly.
Beautiful product! I gave this to my son for a gift and he loves it.
Whether you are treating yourself or giving a gift to someone else, we want you to have an amazing and memorable experience. All items will be shipped using our signature gift packaging. Depending on the type and size, your item(s) will come wrapped in our signature microsuede sleeve, drawstring bag or soft velour bag (each with black tie accents), and be packaged inside a high-density bronze gift box. You will also have the opportunity to add a personalized gift note when you place your order.
All of this extra attention to detail is complimentary.


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Chris Jericho... I like entertainment and that guy oozes it. He's not the only person who does it, but tht why I watch wrestling because some people are good at being the entertainers on wrestling shows.
A STAR WAS BORN!!!! #ThankYouBrock
Want to join EWN's original e-fed? Join EWNCW NOW!Want details? Just ask me!
UFC Womens Bantamweight Champion
Ronda Rousey


text:
Appliquéd Velvet Bunny Moses Basket Bedding & Espresso Basket
Ever-gentle baby bunnies frolic on a softly textured field of cotton and linen. Crafted from lush cotton velvet appliqués, each is finished with a puffy pom-pom tail for added texture and dimension.
- Appliquéd cotton-velvet bunnies are embroidered with a puffy pompom tail
- Bedding set includes a padded elastic-edged liner, polyester-filled mattress with 2 removable covers and a coordinating quilt
- One-piece polyester-filled liner is made of a texture-rich blend of 85% cotton and 15% linen
- Designed specifically for our basket and slips easily over its handles
- Backed with 100% cotton
- Cushy mattress has 2 removable cotton covers
- Mattress fits at base of basket liner and is removable
- Quilt is crafted from a texture-rich blend of 85% cotton and 15% linen with lofty polyester fill
- This basket is not to be used for carrying your baby. For safety reasons, please take your baby out of the basket before moving. Please see below for product safety details.
- Machine wash
- Imported
- In mist/dusty rose with espresso Moses basket
Appliquéd Velvet Bunny Moses Basket Bedding & Espresso Basket


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National Signing Day is finally here.
Mississippi State and its fans alike have waited for this day since the season came to an end in Nashville, Tenn.
If things go as expected, the Bulldogs will bring in a class that addresses needs and adds to the already talented roster.Â
The Bulldogs enter today with 26 commitments, but expect to finish the day with 28 total signees for the 2012 signing class. Â
State expects to add Long Beach linebacker Richie Brown and Florence, Ala. athlete Beniquez Brown to their already impressive list. Â
If the day plays out as expected, the Bulldogs will sign five of the 12 members of the Clarion Ledger's Dandy Dozen and will have addressed key needs in the process.Â
Like most college programs, Mississippi State set out on the 2012 recruiting trail in order to add talent to their roster and more importantly plug some holes in its lineup left by graduation and the NFL draft.Â
The Bulldogs needed to address depth along the line of scrimmage with the graduation of James Carmon, Addison Lawrence, and Quinton Saulsberry on the offensive front and Fletcher Cox's departure to the NFL draft along the defensive front.Â
At this point, MSU has eight commitments along the defensive line, with Denico Autry, Nick James, and Quay Evans all possessing the ability to come in and contribute from their first day on campus. Given the fact that Autry and Evans are early enrollees, they will certainly help immediately.Â
On the offensive side, the Bulldogs are expected to add five offensive linemen, two of which are junior college products who are already on campus. Dylan Holley and Charles Siddoway will be expected to fill gaps along the line of scrimmage right away. If there is a key to next season for MSU, it would likely be involving the productivity of these two junior college transfers.Â
The most recent addition to the commitment list, Nick Schuessler, is also a key component to the 2012 class. Given the fact the Bulldogs are down to just two scholarship quarterbacks on the roster after the graduation of Chris Relf and the transfer of Dylan Favre, the Bulldogs desperately needed to add a signal caller to this class.Â
Schuessler is a 6-foot-4, 190-pound pro-style quarterback from Loganville, Ga. He selected Mississippi State over offers from Middle Tennessee State and Colorado State University. While he may not provide the help State needed for the spring, he will certainly get his opportunity in the fall to compete with Tyler Russell and Dak Prescott.Â
The fax machine will start rolling early today with the Mississippi State coaches standing eagerly by and if all goes according to plan, the aforementioned players will be a part of a group of 28 signees that will officially be a part of the 2012 Mississippi State football signing class by days end.ÂView more articles in:


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Simon and Schuster
Fried Sea Scallops Recipe From The 'School Of Fish' Cookbook
Winter is coming and along with it scallop season. Try Ben Pollinger's recipe for fried sea scallops.
J.J. Smith's Cleansing Pineapple Spinach Smoothie
This pineapple smoothie recipe from JJ Smith will give your body a total cleanse, making a happier and healthier you.
6 Tips For Owning A Dog In Urban Areas
These 6 tips will benefit any dog owner living in the big city! These do's and don'ts are important to consider for any dog lover.
6 Must-Read Books For Dog Lovers
These books are perfect for anyone who has fallen in love with man's best friend.
5 Office Changes That Increase Your Success At Work
Learn how to become more successful at work with these 5 simple tips from Thalma Lobel, author of "Sensation: The New Science of Physical Intelligence."
Best Cookbooks For Cooking in College
Worried that sending your kid off to college means their diets will consist of boxed meals or ramen? Is your son or daughter moving into their first off-campus apartment and far away from dining halls? Our sister company, Simon & Schuster serves up some college-appropriate cookbooks designed to make cooking easy and even fun for your kids after they've fled the nest.
Five Healthy Foods For Your Brain
When it comes to maintaining and even enhancing brain health, choosing the right foods is critically important. These five foods will have your brain working in top gear.
Five Unexpected Uses For Tea
Tea is useful for much more than filling your cup. Check out these five unusual uses before you throw away your next teabag.
How to Pass The Time While Fishing
Try out these tips from John Gierach, author of "All Fisherman Are Liars," the next time the fish just aren't biting.
The Humor Code's Five Best Comedy Clubs In The US
While traveling the world exploring the science of what makes things funny, we stumbled on an important question: What makes a good comedy club? According to many of the comics we interviewed, a "good room" is one that's dimly lit, densely packed, with hard chairs, low ceilings, a red curtain, and nothing at all that's blue.
Best Books For Finding Love This Valentine's Day
Looking for that perfect book for your loved one? Our friends at Simon & Schuster have a lot of fantastic dating guides and a few less-traditional reads to help you feel the love this Valentine's Day.
Best Healthy And Diet Books For The New Year
With New Year's just around the corner, you're ready to be fitter, trimmer, and healthier. These great books from Simon & Schuster will help you kick off 2014 the right way—and stick to your health resolutions this year.
Vegan Ginger-Molasses Cookies from Chloe Coscarelli
Vegan desserts can still be fun, delicious and easy to make! This treat from Chloe Coscarelli, Food Network-winning vegan chef, is perfect to bring to a cookie swap to satisfy everyone.
Holiday Book Gifts For Her
Our friends at Simon & Schuster put together an excellent list of book gifts for the lady in your life: from the hipster, aspiring home chef, fashion focused, or book club leader, everyone on your list will be thrilled to open a box with one of these great reads.
Coconut Shortbread Cookie Recipe From 'Bake It, Don't Fake It!'
Heather Bertinetti, author of "Bake It, Don't Fake It!", shares her coconut shortbread cookie recipe.
Fall's 7 Best New Cookbooks
These new cookbooks from sister company Simon & Schuster have some fabulous recipes for your next holiday gathering.
Jessica Seinfeld's Roasted Eggplant And Cherry Tomato Recipe
Want a home-cooked meal, but can't cook? Jessica Seinfeld's book has more than a 100 step by step recipes that can help you become a "can cook" in no time. Try her simple roasted eggplant and cherry tomato recipe tonight!
Roasted Lamb Recipe From 'The Way We Ate'
Learn to make Melissa Clark's roasted leg of lamb with mint salsa verde from the new cookbook "The Way We Ate" by Noah Fecks and Paul Wagtouicz.
Dr. Rebecca Bailey's Tips For A Safe Halloween
Going trick-or-treating with the kids this Halloween? Elizabeth Bailey RN and Dr. Rebecca Bailey's have some helpful tips for ensuring a safe and fun night out in the neighborhood.
Not-So-Scary Picture Books for Halloween
Halloween is a night of mischief and laughs, tricks and treats, and disguises galore. Our sister company Simon & Schuster recommends reading these not-so-scary picture books with your kids in the coming weeks to give them a little fright and get them excited for the holiday.
Best Halloween Books For Adults
You're never too old for a good fright. From a group of evil paranormals to an uprising of serial killer clones to a chilling love affair, these new releases from our sister company Simon & Schuster have you covered with these creepy reads this Halloween!
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It's that time in the summer: you're about to send your kids off to college. Regardless of whether your child is a freshman or a rising senior, these books can help with all stages of a college career. From inspirational works to short stories to advice, our sister company, Simon & Schuster have hand selected a list that will be the perfect gift just as you leave your kids at their dorm.
Emmy Winning Stars Who Are Also Authors
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Whether your child is off to their very first day of preschool, kindergarten, or off to middle school, our sister company, Simon & Schuster has a book that's perfect to beat those first-day jitters.
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Want to know what the best new books of that summer are? Our sister company Simon & Schuster is at it again with a great list of books to get you reading this summer.


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Wednesday, February 20, 2013
Purty Nuetrals
16 comments:
I have been pining for a set of chairs like those! Lovely color combo!ReplyDelete
What I love most about neutral rooms is the use of plants. They look so much more lush and vibrant against a neutral backdrop and become such a beautiful focal point.ReplyDelete
You spelled neutral wrong. Just wanted you to know so you can fix it!ReplyDelete
Agreed. I love a neutral space. Anything that is light and bright makes me happy :)ReplyDelete
You know you misspelled neutral, right? I could barely read the article. My face was twitching!ReplyDelete
Love the way the way the colours have been kept neutral so all the architectural details can sing. Also - a muted pink would totes work in that space. xxxReplyDelete
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The colors on your link dots are great with the photo. Nice shot anyway and those dot colors make it sing.ReplyDelete
Beautiful *_* nice colors as well as gorg chairsReplyDelete
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Neutral colors are best paired with plants and flowers. Simplicity plus vibrance. -Patrick TanReplyDelete
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Posted 15 February 2013 - 03:25
Posted 15 February 2013 - 03:44
This isn't one of those all plastic cases is it? If there is nothing in the manual try looking on their website.
Posted 15 February 2013 - 03:47
Posted 15 February 2013 - 13:47
I know it's a lot of trouble, but hook up the bare-bones outside the case (ie. on the mobo box). It's SOP for me now..after spending hours trying to figure out WTF was going on with a new build. I try and test "outside" the box or in a known working machine. Saved countless hours of BS
Double- and triple-check that everything is seated correctly on the motherboard, that all required power connectors are in, that the PSU is actually on and plugged in a working outlet.... Everytime this happened to me I had forgotten something obvious.
What power supply, CPU and graphics?
Posted 15 February 2013 - 13:55
Posted 15 February 2013 - 14:23
often times i'll mix up those stupid wires that connect to the pwr, reset, hdd leads on the motherboard. - double check those.
Also, is the PSU actually turned on? Some PSUs have a physical power switch.
Is the 25-pin motherboard port securely seated?
like others have recommended, try turning the computer on w/o the case
Posted 15 February 2013 - 14:51


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By Brandon Whitt
An extremely early morning awaited the PAL class as we gathered in the hotel lobby to make the trek from São Paulo to the beautiful city of Rio de Janeiro, and the group was anxious to visit another part of the country and take in the rich and diverse culture that awaited us.
Travel always seems much easier to me when done with a group, and this proved true on our journey this particular morning, as we quickly learned our English-speaking skills would be of no help in navigating the completely Portuguese-speaking local airport. Relying heavily on our native Brazilian tour guide, Ray, we made it through check-in, security and of course airport breakfast in a timely manner to arrive at our gate. On the short flight to Rio, I could already see that this city was going to offer some amazing sights for our group.
Upon arriving in Rio, we loaded a bus to begin our sightseeing journey in and through the city. As was the case throughout most of Brazil, the class divide became very apparent very quickly. Brazil has a very small middle class compared to America; you are either rich or quite poor. In the inner city of Rio, we saw many neighborhoods full of block structures that were used as government housing. We also saw a good deal of construction of infrastructure to prepare for the World Cup later this year and the summer Olympics in 2016. Leaving the downtown area and making our way closer to the coast, we quickly saw the housing improve and businesses that catered to a higher-end lifestyle, as well as the stadium for Carnival. The stadium itself holds more than 70,000 people who have a bird's-eye view of the dance and float competition that takes place over the four day weekend leading up to Ash Wednesday.
During our bus journey, we took in the breathtaking view of the harbor and beach down the coast of Rio de Janeiro from the top of Sugar Loaf Mountain. Most likely, if you were to Google the city of Rio, this view is the first image you would see. Seeing this landscape view of the city with my own eyes was absolutely amazing. I have traveled to and seen many beautiful places in the world, but this had to be one of the very best! While indulging in the local cuisine for lunch, we learned about "rooftop roast," which is a beef roast that has actually been sun-dried up on the rooftop. The outer edge had a crispiness to it like nothing I had ever tasted, only to find the center was as juicy and tender as if it had been slow cooked in a crock pot.
After lunch we made our way to see the Cristo Redentor, also known as "the big Jesus statue on the hill." We waited with hundreds of people to board the train that would take us to the top of the hill before climbing a long flight of steps to actually reach the top. Known for keeping watch over the city below, I couldn't help but ponder just how valuable this monument was to the people who visited it, as hundreds of them posed to have their pictures taken with the statue in the background. I was quickly reminded of just how important Christ is in my own life. I enjoyed having the chance to visit the chapel inside the statue, pausing for a moment to praise God for all of the blessings in my own life and for the opportunity to see a broader vision of how important my job is to not only American families, but also to families all over the world.
The week was a great adventure, and we were constantly reminded of the struggles and turmoil we face within agriculture – how to dispel the doubts, fight the pests, raise the yields to meet an ever increasing demand – and, at the end of the day, how to balance it all and meet the needs of my own family.
Our week in Brazil as 10 PALs encouraged to build a better tomorrow through agriculture was certainly an eye opening experience. Each and every day was valuable in its own way, but having the opportunity to step away and see the rich diversity and culture that Brazil has to offer helped to personally bring the message home of why I choose to farm for a living. Although we live in a world where we seem to face undying scrutiny from activists, relentless weather from Mother Nature and an unsure economy at times, I was reminded that what I do matters, and I will never stop trying to make this world a better place to live.
I have to extend my deepest gratitude to each and every person who helped to make this trip possible. The fine folks of American Farm Bureau, Monsanto and Farm Credit, in my book, went all out to ensure that PAL Class 7 gained a valuable vision of global agriculture and the significant role that each participant plays.
Brandon Whitt is a member of PAL Class 7 blogging about his experiences in Brazil with the PAL class. Brandon is an eighth generation row crop, hay and hog farmer from Tennessee.


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Lina in L.A. - Grammys Golden Gatherings
Thursday, January 30, 2014 | 1 year ago
"Music's biggest night" is Los Angeles' biggest party weekend, and L.A. Weekly's Lina Lecaro was there. Photos here are from the Friends & Family party at the Park Plaza with Iggy Azalea, A Song Is Born at Wilshire Ebell, the Mayer Hawthorne party at Sonos Studio with the Weekly's own Ben Westhoff moderating, Nielsen's bash at the Mondrian with John Legend, and the Jim Marshall tribute and Grammys exhibit at Leica Gallery.
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Leonard The Fox Mask
This product is unavailable
Designed in France by Moulin Roty, this unique Fox Mask features beautifully textured fabrics, fine attention to detail, and a comfortable fit. Great for Halloween costumes as well as everyday pretend play. Also available are the Wolf Mask, Panther Mask, Owl Mask, and Elephant Mask.
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- Comfortable fit plus beautiful design and colors with French flair
- Measures 5 x 7 inches
- Made of cotton, polyester, and spandex
- Lovingly designed in France by our friends at Moulin Roty
- Made in China


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No sound system is complete without the perfect sub for complimentary bass. Don't deprive your boat from the absolute best sound you can get. Alpine presents the SWR-M100, a 10-inch marine subwoofer part of the all-new marine lineup.
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For-profit colleges get rich by sinking students into debt--and their scam is financed by our tax dollars
"A college degree is the key to prosperity for both you and your country, so it's essential," lectures the higher-education complex to the neophytes. "But we'll make it hard to get, and often not worth the getting." Touted as a necessity, but priced like a luxury, many for-profit college degree programs are mediocre or worse -- predatory loan scams that hustle aspiring students into deep debt and poverty..[read more]


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Hey, this is my first post, I'm not sure why I've never bothered to find a Terry Pratchett forum before, I'm a massive massive fan. Anyway, I am re-reading Eryk at the moment, hence the miss-spelt name... but I'm actually called James, and will in most cases respond to any shout in my direction.
I was just watching rat race and I realised that Rowan Atkinson would be an amazing Otto, especially how he plays the foreign guy in rat race. We started at otto and started to cast the book "The Truth" as that's an otto heavy book:
Otto - Rowan Atkinson
William De Worde - Griff Rhys Jones (or someone eloquent)
Ms. (lead female characters name??) - Keeley Hawes
Vetinari - Richard E Grant
Colon - Timothy Spall
Nobby - Christopher Fairbank
Vimes - Philip Glynister (spelling?)
Mr Violet -Rick Mayall (if my violet is the smaller of the two.. i forget)
Mr Tulip - Stephen Fry (if Tulip is the larger of the two)
Ok so it's probably a bad idea to cast a book, that I've not read for a while but you get the gist. Personally I think Mayall and Fry as the baddies would be amazing
Thoughts and contributions? We're stuck on a good Carrot. But I'm not sure how much the watch figure in the book. I'm thinking Johnny Vegas for the voice of Detritus


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- Capital One Home >
- Auto Financing >
- Frequently Asked Questions
Managing Your Account
- How do I access my auto loan online?
You can access your auto loan online through our convenient Online Banking service. New auto loan customers should wait to enroll in Online Banking until you have received your Welcome Letter in the mail. You will typically receive your Welcome Letter via U.S. Mail within 7- 10 business days of Capital One finalizing your loan. If you have questions or problems receiving your Welcome Letter, please contact us at 1-800-946-0332 during business hours
(M–F 8 a.m.–9 p.m. EST).
Existing auto loan customers can easily enroll in Online Banking with the information provided on your monthly statements. Visit our website to enroll in online banking.
- How do I link my auto loan account to other Capital One accounts?
After you have enrolled and signed in to Online Banking, click on "Link Accounts" on the Self Service tab and follow the instructions provided to easily link all of your Capital One accounts.
- How long does it take for a payment to post to my auto loan account?
All payments are posted at the close of business on the business day they are received. After your payment has posted, it will be processed and appear on your account the following business day. To get your most recent payment history, view it online by signing in to your account.
Please allow a minimum of seven business days for your payment made by mail to be received.
- Can I make extra payments? If so, how will the extra payments be applied to my account balance?
Yes, you can make payments to your account at any time. If you pay more than your Total Amount Due from your statement on or before your Payment Due Date, we will apply the extra amount to your principal balance.
- I had a fee on my account and I tried to pay it last month. My invoice shows the payment I made was allocated to my next month's payment instead of the fee. Why?
Your payment was applied to your next month's payment because your payment was received after your payment due date. Payments received are posted to your account in the following order:
- current payment due, including any past due payments, then
- any unpaid fees.
Payments will only be applied to unpaid fees when your payment is received before the due date of the current payment due, or when there is no payment due.
- Can I make a payment online for more or less than my regular payment amount?
Yes, you can now make a payment online for any amount greater than $1.00.
- How can I make a one-time payment?
You can make a one-time online payment by signing in to your account and clicking on the "Pay Now" button next to your auto loan. Next, click the "One-time Payments" button and follow the directions. You will need your bank account information to complete the transaction.
- How do I set up recurring payments?
You can set up recurring payments by signing in to your account and clicking the "Pay Now" button next to your auto loan. Next, follow the directions in the Payments screen, and select the frequency type as monthly. You will need your routing and account number to complete the transaction.
- Can I change my payment due date?
Yes, your payment due date can be moved up by as many as 15 calendar days. Certain fees and restrictions may apply for this service. Please contact customer service at 1-800-946-0332 to discuss changing your payment due date.
- Are there any additional fees associated with online payments?
There are no additional fees for making online payments.
- Can I make an auto loan payment with my credit or debit card?
No. Capital One Auto Finance does not accept credit or debit cards for making an auto loan payment. Western Union and Money Gram do accept credit and debit cards to wire transfer funds to Capital One Auto Finance.
- Can I payoff my auto loan through Capital One Online Banking?
Yes, you can pay off your loan through Capital One Banking; however, make sure that you obtain an actual payoff amount through Capital One Banking or by calling our automated system at 800-946-0332 to ensure you are paying the full balance with any fees and/or interest incurred.
- What is the difference between current balance and "total amount due?"
The current balance reflects only the principal balance of your loan. Total amount due includes the principal balance, accrued interest and any applicable fees.
- When will phone or Web payments post to my online account balance?
All payments received before 5 p.m. eastern time are posted at the close of business on the business day they are received. Payments received after 5 p.m. eastern time, on weekends, or other non-business days such as federal holidays, will post at the close of the next business day. After your payment has posted, it will be processed and appear on your account the following business day.
Example: Payments received on Tuesday before 5 p.m. eastern time will be visible on Wednesday, assuming neither of these days is a federal holiday.
View your most recent payment history online by signing in to your account.
- Where can I find my payoff balance?
Your loan payoff balance can be viewed online by signing in to your account. The balance quoted is good for 10 days, to allow ample time for your payoff to be received and posted. Any overpayment will be refunded within 30 days.
- After I have paid off my loan, when will I get my title?
The time it takes to receive your title varies. It could take up to 30 days to release your title. However, if you paid your balance with guaranteed funds, such as a bank issued Cashier's Check, it could be released in as little as seven business days. Your state's processing requirements also affect the outcome, as some states process titles electronically, while others do not. Contact your local titling or registration authority to determine its title transfer process.
For more detailed information on your Capital One account, please call Capital One Customer Service at 800-946-0332.
- I want to sell my car, but I have an outstanding balance. How can I get my title so I can give it to the buyer?
Capital One Auto Finance only releases a title or its equivalent, when the loan is paid in full.
- I moved to a different state, how do I get a copy of my title to register my car?
- Refer to your new state of residence for its registration requirements. If your new state requires the title in order to register your car, please fax a request for the title on Department of Motor Vehicles letterhead to Capital One at 916-854-5616.
- If my name has changed, how do I change it on my title?
Refer to your state of residence for its registration requirements. If your state requires the title in order to change the name on the title, please fax a request for the title on Department of Motor Vehicles letterhead to Capital One at 916-854-5616 along with legal proof of name change.
- Do I have to continue making payments if I was involved in an accident and my insurance company says my vehicle is a Total Loss?
Borrowers are responsible for making their monthly payment until the loan is paid in full. If a Total Loss event has occurred, please call Capital One Customer Service at 800-946-0332 and provide us with your complete insurance information, so we can begin working toward a final settlement with your insurance. You will need to provide us with your insurance policy number, date of loss, settlement amount, adjustor name and contact information. You may also have your insurance adjustor contact us on your behalf.
You will be responsible for any balance, if one remains, after your insurance pays the settlement. If you have GAP insurance or other debt protection coverage, Capital One will be able to provide you the information needed to file the necessary claims.
- I was involved in an accident and my insurance company issued me a check to get my car repaired. The check is made payable to Capital One Auto Finance (or its subsidiaries.) How do I get this check endorsed?
Endorse the check and send it along with the invoice from the shop you are getting the repairs completed at. Mail the check and the invoice to Capital One Auto Finance, 7933 Preston Road, Plano, TX 75024-2302, Attention: Physical Damage Dept. Our support team will endorse the check and overnight it to the shop performing the repairs. If you have any questions, please call 800-946-0332.
- I receive an error message while attempting to sign in with Firefox.
- I was involved in an accident and my insurance company says my vehicle is a Total Loss. I purchased GAP coverage from the dealer. How do I file a claim?
Please refer to your GAP policy for specific information on coverage and how to file a claim. If you can not locate the GAP policy you purchased from the dealer, please contact the dealer directly to obtain a copy.
- How do I dispute information on my credit report?
You can submit a written statement with the reason for dispute and any supporting documentation to
ATTN: COAF Credit Bureau Dispute
Capital One Auto Finance
PO Box 259407
Plano TX 75025-9407
- Where can I submit Auto Finance Feedback online?
You can submit Auto Finance Feedback here.