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A savings account without maintaining balance?
Yes, BPI has launched its BPI Easy Saver account, a savings account without maintaining balance. It launched it as an easier way to save, as you can start with 200 pesos, and you can deposit small amounts.
It also forces you to "save" your savings, and encourages you not to withdraw your savings frequently.
Why not withdraw frequently? Because you are charged 5 pesos for every ATM withdrawal, and 100 pesos for over-the-counter withdrawal.
What can you use this BPI Easy Saver for?
- As a way to send allowance to your child in college. Compared to the BPI Express Cash Card, this BPI Easy Saver is better. It's a savings account, so it earns interest and is PDIC-insured. It's also cheaper -- the ATM card is 50 pesos, and the withdrawal fee is 5 pesos. The Express Cash Card costs 150 pesos and its withdrawal fee is 15 pesos.
- As a remittance account
- As a regular savings account
How to Open an Easy Saver Account
- Go to a BPI or BPI Family branch.
- Just like with any other bank savings account, bring:
-- two valid IDs
-- photocopy of two valid IDs
-- 1 1x1 ID picture
-- Bring also a bill with your name and address (Meralco, PLDT, or a credit card bill) just in case the branch requires a proof of address. Some branches accept barangay clearance or certificate as proof of address.
- For students, bring extra documents, just in case the branch requires more documents:
-- your school ID
-- current registration card or enrollment card
-- NSO-issued birth certificate
-- barangay clearance or certificate, or any proof of your address (bill in the name of your father; your
birth certificate shows your relationship)
If the branch is strict, inquire at another branch. Or at an Express branch at a mall.
Or simply go to another bank. There are a lot of banks. And if you have time, please comment here or on other banking blogs about banks and bank branches that require lots of documents.
- Pay 50 pesos for the Express Teller ATM card.
- Deposit at least 200 pesos.
Are There Other Fees I Need to Know?
- You're charged 5 pesos for every withdrawal from a BPI ATM machine. You're charged more for withdrawals from other banks' ATM machines.
- You also pay this 5-peso-charge for every fund transfer and bill payment via your BPI Internet banking.
* This account is good for those who are not yet able to maintain the minimum balance requirement for regular bank accounts.
It's better to pay 5 pesos for every withdrawal than paying 300 pesos a month as penalty for not maintaining the balance requirement for 2 consecutive months.
What you'll do is to plan your withdrawals so you don't get deducted many 5s.
What if I only have 1 valid ID?
Be on the lookout for BPI Easy Saver promos in schools, supermarkets, malls, fairs or other events. Usually, during promos, BPI officers accept only 1 ID. Try also applying at BPI Express Centers in malls or near malls.
Read also:
Savings Accounts in the Philippines with the Lowest Maintaining Balances
Best Savings Accounts for Students
Savings Accounts for OFW Remittances
Many Comments Have Been Moved to: BPI Easy Saver comments
BPI Savings Account Without Maintaining Balance -- BPI Easy Saver
A savings account without maintaining balance?
342 comments:«Oldest ‹Older 1 – 200 of 342 Newer› Newest»
pwd magdiposite 200 sa bpi family savings bank???
Hi jerry, apply for your SSS ID. I heard their processing has become faster now. If you have paid at least one contribution, you can apply. Bring your voter's ID. You can also apply for a postal ID. Other banks accept voter's ID and postal ID. Meanwhile, look out for BPI Easy Saver account opening promos at supermarkets or malls.
do they accept nbi clearance only?
Hi krisha, sorry that's not enough. You need to show a photo ID. Get a postal ID, but some branches prefer an SSS ID over a postal ID.
i have a postal id,is that enough?
sa easy saver po, how long it take po para magamit ito,at pwedi po ba magpagawa ng bank cheque or manager's cheque gamit ang account na yan?salamat po
Hi Anonymous, yes, you can use your account immediately; you can deposit to it immediately. However, the atm card may take a day after you enter your PIN before you can use it.
Yes, you can use this account to buy manager's or cashier's check. But deposit money to it first because you will use this account to pay for the check.
Hi Anonymous, about IDs: they may accept postal ID and another ID (school ID, company ID).
If barangay clearance and postal ID only, I'm not sure; some branches are stricter than others. But you can always try; get in the bank branch and ask the new accounts tellers.
Hi, are the two valid ID's should have my present address?I'll bring my passport and company ID.
But my address is not indicated in my company ID.
Also, do they accept telephone bill?
Thank you!
Hi Anonymous, your passport and company ID are valid IDs. Bring 2 ID pictures. The 2 IDs should be enough, but if you have a phone bill, bring it just in case they ask for it.
Hello . Tnong ko lng pde ba mag padala ang ibng bnsa ng money dito sa atm na to ? Thanks
If the bills are not in your name, you cannot use them. If you have 2 valid IDs, you try opening an account. Not all branches or bank officers require bills. I think they ask for bills only if they feel the types of IDs you have shown are not sufficient to prove your identity.
Yes, your sender abroad can send money for deposit to your BPI Easy Saver. Make sure your sender has the correct name, name of bank, and account no.
Hi, Good day! Is it ok to deposit a check in bpi easy saver? Thanks.
Yes, it's a savings account, so it can accept a check. Account name and check payee's name should be the same.
may byad po b pag nag balance inquiry?
Sounds great that banks also shows their concern for the small deposit accounts..!
hi. i just applied my bpi savers in bpi banking center at greeenhills last saturday. my first transaction is on sunday when I tried to change my pin but system or the machine message - this transaction is not allowed. i tried to change pin to other atm but same message appeared. when i asked a person on where i applied, the person said "sa glorietta po or sa greenbelt nyo lang po yan mapapalitan ng pin kasi dun lang ang pwede". i felt so disappointing when she said that. i applied on that center because i was already there and also tried bpi services coz i have other bank savings. yes it was easy to apply and get the card instantly but what about changing the pin number? until now i still not able to change the pin because of my work. sayang naman yung little amount that i deposited. what will happen to it? is it true that i can only change the pin number at glorietta and greenbelt? is there other places aside from makati where i could change the pin number? thank you very much.
About PIN change:
Hi Anonymous, I don't know what to say because it's the first time I've read that you can't change your PIN in Greenhills or any other place or city. What I can say immediately is that BPI now has different atm machines, some are for cash deposits only, some are for deposits without atm cards, and some are regular atms. I think you can find a regular BPI atm there where you can withdraw -- I think this is a machine where you can change your PIN. I hope you can find one in Greenhills so you don't have to go to Greenbelt. I'm not a BPI employee -- I'm just a long-time customer -- and I find it hard to believe that BPI will destroy its customer service by not having atms available for PIN change in all its services areas, especially a place like Greenhills. If that is so, we can call out BPI about this.
hi nors, to be honest i have great respect to bpi thats why i was really shocked when she told me those... what i did is that i went to bpi expressonline service in a mall then told them what was happened. actually there is also a person who had the same case like me. so what the person incharge did is that she gave me form to fillup and she encode it in the system. and then she said "ok na po ma'am, you can change your pin. use the same/temporary pin po. and then a minute or less, napalitan ko na po yung default pin. i hope that this scenario will not happen to other people who plans to have their savings in bpi.
Hi Anonymous, thanks for commenting again. I don't know why the employee in the express center where you got your card does not know how to suggest remedies in case of things such as you have experienced. There must be something amiss with BPI's training system. I hope this is just an isolated case. At least BPI's image was saved by the employee in another express center. best regards
pwede ba sa card na yan ang bpiexpressonline fund transfer online?
Hi safirah, do you have a company ID? Usually, banks look for 2 valid IDs, and if you have 2, they no longer require proof of address.
Hi Ariel, yes, this savings account can be enrolled in bpiexpressonline
may possibility b na materminate ang account
may possibility na matermnate ang bpi easy saver account kapag hindi nagdedeposit tapos ang balance is 300
Hi Anonymous, BPI has not published a rule about a specific no. of transactions in a year, but I think at least one transaction in 6 months is enough. An account gets dormant when there's no transaction within 2 years.
You need to have Unionbank account it is visa card already and you can use it for your paypal account. i think it costs 250 pesos.
Addition: you can sign up for unionbank Eon Card online. heres the link http://www.unionbankph.com/index.php?option=com_content&view=article&id=2037&Itemid=861
Anonymous, thanks for answering Jessa's question. Two other options are BPI prepaid Mastercard http://www.banksphilippines.com/2012/01/bpi-prepaid-card-my-eprepaid-mastercard.html
and Smart Money (the new version)
Going back to your first question: No, sorry, you cannot use BPI Easy Saver to verify your Paypal.
Hi joy, I think you cannot open a BPI account in the Philippines through a representative; account opening must be in person. As far as I know, the only times when BPI grants account opening by mail are if you're applying for a BPI Europe account in the UK and for a BPI Direct account in Bahrain, HK, Italy, Spain, UAE and the U.S. I'll check if there's a PNB Switzerland
Hi joy, I checked PNB, and it has already shifted its activities in Europe from banking to purely remittance.
Hi joy, you can ask these BDO partners if they're offering BDO Kabayan account opening: banksphilippines.com
I hope you can share your experience later on. Thanks and best regards
thank you...pero walang open account dito switzerland ask din ako sa bdo pinas if pwde pero hindi rin pwde if hindi personal..thnx
pwede ba dito ang joint account?
Hi Anonymous, yes, I think so, as long as the two of you are present and both of you have valid IDs
hi...kailan po kaya ma-post yung initial deposit na P200 sa account?..thanks
hello..my bpi atm has no transaction for 10 months, puede pa bang magdeposit in that account?
Hi Anonymous (about deposit of 200), it should be there in your account right after deposit. Is this account just opened? You can check your balance 24 hours after changing your PIN. Balance inquiry fee for this type of account is 5 pesos.
Hi fatima, is this BPI Easy Saver? Are you here in the Philippines? Try making a balance inquiry (but this requires a balance of at least 5 pesos since there's a balance inquiry fee of 5 pesos for this typeof account), or try making a deposit. The teller will not accept the deposit if the account is already closed.
Hi Nors...i changed my PIN yesterday afternoon and checked the balance this morning through my bpi online (i enrolled it as additional account)..i'll be checking again later...the balance inquiry fee of P5 is in ATM machines, right?..thanks
Hi Anonymous (about balance inquiry), yes, there's no balance inquiry fee online. But the 5-peso fee is also imposed on funds transfer and bills payment online.
Hi Nors, nasa Suadi Arabia ang brother ko. ano bpi account ang pwede ko iopen for his account? Possible ba na ako yung maging representative to apply for his new bpi account?thanks
Hi Anonymous, you cannot open your brother's BPI account in his behalf. He should open his own account in person. What you can open is your own account. If he likes to open a Philippine bank account, there are BDO remittance partners in Saudi Arabia that accepts account opening for BDO Kabayan: BDO Saudi
Hi sorry I haven't tried that or haven't read about something like that, but you can try enrolling in Internet banking, since your account is already active, and it takes time before they email you back. For mobile baking, I think you need to activate your atm card first. Perhaps you can share here later on what happened. best regards
Pwede po ba mag deposit ng amount like 450 pesos
Hi Anonymous, yes, you can deposit that amount.
If you like, you deposit 4 pieces of 100 pesos into a BPI deposit machine. best regards.
Hi Lucky, yes, you bring your school ID and latest school registration card, if you have, plus ID picture plus any other ID that you have. If you have a remittance receipt in your name, it also helps, as proof of address and future remittance to your account.
hi po..i would like to open an account sana kaso wla po akong permanent residence dito..NPA po aq..hehe!so panu po aq makaka.apply pg.gnun po?
Hi! Everytime I pay using my bpi easy saver card to a store na may EPS, will there be a 5 peso fee? If i deposit through a teller, may fee din ba?
Hi! Tanong ko lang po sana kung lifetime na po ba ung account mo once na nag open account kana po ng bpi easy savers account? thanks po and god bless.
Okay naman po BPI Easy Saver Account,every semester may pumupunta sa school namin para mag-encouraged ng students like me na mag-open ng ATM saving account and i can say na OK to, kaya kaming magbabarkada nag-open ng account!kinailangan lang namin ng photocopy of our school ID, 250 pesos para sa card & initial deposit.Although may bawas na 5 pesos per withrawal at minimum withdrawal ay 500 lang, at least nae-encouraged tayo na magsave more!A week lang ang hihintayin para ma-activate ang account and mapalitan ang Pin!Kailangan ding i-activate ang BPI banking thru Phone (smart /Globe) para sigaradong maaactivate ang account mo then after a month, may nareceive akong mail galing BPI!
Gud pm..wla po ba limit e deposit ot transfer sa easy saver?..khit 1M or more pwde?
hi. Close na ung atm express teller ko. Would you advice to have it re-opened, make a new account or itong easy saver mas marecommend mo? Thanks! :)
Hi Anonymous (about deposit limit), no, there's no deposit/remittace/transfer limit for this account. But if you have already accumulated a big amount, it's best to transfer it to a time deposit so it will earn much more, and check out the mutual funds of BPI and BDO, so you can invest also in mutual funds.
Hi Anonymous (about eps fee), yes, there's a 5-peso fee for every eps transaction. There's no fee for depositing over the counter. You can also use BPI deposit machines -- also free.
Hi Anonymous (about reopening closed accounts). If the account has been closed for over many months, I think you can no longer reactivate it. If it was closed this month or last month, there's a chance you can reactivate it, but you will pay a penalty of 300 or 600 pesos.
BPI Easy Saver is good for students or new grads or first-time employees because it does not require a maintaining balance. The 5-peso atm withdrawal, balance inquiry or eps fee is better than paying 300 pesos or more for not being able to maintain the monthly average daily balance.
Hi Anonymous (depositing a check). Are you referring to the BPI Easy Assistant machine? The machine is a way to get a queu number. The transaction is completed at the counter. Just relax when you're infront of the machine. Many others had their first time.
First, tap the screen, so the menu will appear. Choose Deposit, Withrawal, Encashment, Payment, etc. If you will deposit the check, you will enter the account number and amount of check. If
encashment, you will probably enter amount and check no.
I experienced only Deposit, so I don't know the complete menu for the others. But you will be able to do it. The machine will issue a small while slip with a Number. That's your queu number. Wait for your number to be called, or look from time to time at the digital screen where numbers are being flashed. Go to the counter when your number is called or flashed.
thank you nors. very helpful :)
HI Nors, nag-open ako ng new account BPI Easy Saver. Ilan days sya pwede makuha dun sa branch?
How about naman po s passbook and atm? Mgkano po ung balance n kailangan imaintain? At how much po ung s requirement? Thanks in advance po.
how much is the minimum amount if ill be going to deposit using easy saver?
Ano po requirments para sa BPI join account? At magkano po dapat maintaining balance?
Hi Many Anonymous:
- BPI Easy Saver account does not require a maintaining balance
- After opening, you can get the atm card usually after 5 days or a week. They will instruct you. The number of days changes.
- BPI did not say the minimum amount for deposit. But I think you can deposit at least 100 pesos. But I suggest deposit at least 500 pesos so your effort and time is well spent. You can use BPI cash deposit machines -- they accept 100, 500 and 1000 peso bills.
- For joint accounts, the 2 or 3 persons who want the joint account should all be there in person to open the account, with their valid IDs, ID pics and proof of address, such as bills, in case they ask. Joint accounts have the same maintaining balance requirements as those for single-owner accounts.
- A regular BPI Passbook account requires a maintaining balance of 10k. I suggest you try first the ATM savings account (maintaining balance of 3k - BPI or 1k - BPI Family) and see if you can maintain an account. This way you can prove to yourself that you can maintain a passbook account.
Hi! I am an online seller. Can my clients send their payments through my BPI Easy Saver account?
Hi Anonymous, yes, your clients can deposit their payments into your account over the counter at any BPI branch without paying an interbranch fee.
Thank you so much for the prompt reply!
how much is the interest di ko po kasi alamg kung halimbawa may 700 pa laman ang atm
Hi Anonymous, the interest is negligible -- 0.25% per year. And you should maintain at least 1k in your account before it earns interest. The best use for this account is to save and then after you have saved a lot, put your savings in time deposit.
Yes, pwede ba namin malaman kung ano yung mga requirements kung sakali gusto namin mag open ng savings account for are kids?
Hello, for children who cannot yet sign, you're going to open In-Trust-For (ITF) accounts. Parents would be the principal account owners. I'm not sure if they offer ITF BPI Easy Saver accounts.
Regular opening requirements are 2 valid IDs and 2 1x1 ID pictures. There are branches that require proof of address such as Meralco, PLDT or water bills.
For kids who can fill up bank forms, the requirements would be birth certificate, school ID, registration card, and ID pictures.
There are bank accounts designed for children and teenagers:
Bank Accounts For Children best regards
Hello. I just want to ask if I can withdraw a big amount over the counter even if I only have an ATM. Thanks..
About OTC withdrawal: Yes, it is allowed. If you're withdrawing less than 20k pesos, you'll pay 100 pesos. If more than 20k, it should be free because the atm daily withdrawal limit is 20k (except for BPI Maxi One accounts).
ask ko lng kung pwede may mgttransfer saken ng money sa ibang bnsa using her account there para ttransfer ng money sa account ko sa easy saver?
hi,can i ask how much ang pwedeng i withdraw using bpi easy savers using atm? :)
thank you :)
About atm withdrawal amount: The minimum amount for BPI accounts is 500 pesos. For BPI Family account, the minimum is 200 pesos. Maximum atm withdrawals in a day = 6 times
About money transfer direct from bank abroad: Your sender can do that if his/her bank is US-based; they can use Xoom, Wells Fargo, Lucky Money or Western Union or Moneygram.
For other countries, they can do wire transfer at their banks.
For Australia, wire transfer or mhits:
I have postal ID,birth certificate from NsO and 1by1 pic. is that enough for BPI atm application?
I have a Voter's ID and barangay clearance.Are they enough as requirements to open an easy savers acct?Thanks!
About opening account: Usually, they ask for 2 valid IDs, so I'm not sure if they accept those. Voter's ID and postal ID are valid IDs. Yes, NSO and barangay clearance can help. Bring a utility bill as proof of address. Try applying with what you have -- sometimes it depends on the branch or on the bank officer serving you.
If you are students, they are more considerate because bank officers understand that students usually have their school ID only plus their NSO certificate.
Hi ask ko lng po kung pwde png gamitin yung bpi easy saver card if 10 months ng d nagagamit. My charge n ba yun? Pno pag magdedeposit ako ng money need ba s mismong branch or it can be any bpi branch?
hi, kelan ba nagko-closed ang bpi account? pano kung mag-zero balance sya tpos ilang months ng hindi nahuhulugan, ma-dede-activate ba un? thanks!
hi po,meron na po aq atm account ,peru gusto ko mag inqiure sa maintining balance true online,anu po kelangan ko gawin
thomas here, hi nors, may nabasa ako na this savings account can be enrolled in bpiexpressonline.. panu mga transactions dun?. bawas din ba ng 5 pesos?.
just ask to how much the bank of atm?
Hi! Do they accept NBI Clearance as ID?
About where to deposit: You can deposit at any BPI branch.
About 10 months without any deposit: BPI has no definite rule about it, but I think your account is still active.
You try depositing -- the teller won't accept your account is already closed.
About NBI clearance: You should have other IDs. NBI clearance is in the list of valid IDs, but banks want additional photo IDs. Some tellers also require proof of address such as Meralco or PLDT bill.
About enrolling this account in bpiexpressonline.com: Yes, you can register this account. Any debit (deduction) of money from this account will incur a 5-peso charge -- online, atm, store, supermarket, etc.
Over-the-counter withdrawal charge is a no-no because the charge is 100 pesos.
hello, i just want to ask kung magkanu ung makakaltas sa savings ko if ginamit ko ung card sa may EPS na store to pay my groceries or such, like sa sm department store or savemore or national bookstore, coz their using EPS now a days .. tnx ! kat here :)
Hi i just wanna know is there any of your branch here in marikina accepts voters id and postal id as a valid id? I tried to apply in your gil fernando branch but they dont accept such ids..
hi, nag apply ako kaninang 1pm ng hapon araw ng linggo ngayon sa may quiapo nandun sila sa labas, isang sss ID lang hiningi na requirements then nag fill up na ako,at nagbigay ng 1x1 picture at sa MAY 31-JUNE 1 ang start ng transactions ko at change ng pin number, sa binigay nilang resibo kung saan nagbayad ako ng 50 pesos sa card at 200 pesos sa initial deposit amount ang nakalagay na branch name nila ay: GRACE PARK 2ND AVE, branch code: 0011.. tama po ba proseso nila?
Hi! tanong ko lang po, pag nag open ba sa bpi atm account katulad ng easy saver, e laging may matatanggap na mail about the account summary? maliban sa first mail na iwewelcome ka nila, lagi rin ba na mag csend sila ng mail about transactions? And, okay lang po ba kong postal id lang from province at nbi clearance? sa province ko po kasi nakuha ung akin ung nbi ki naman sa manila. Pero sa manila naman na pi ako mula ng mag aral.
I hope, my postal i.d nbi clearance and brgy clearance will be accepted! easy saver is for everyone! student, worker unemployed~
sana tanggapin dito sa BPI sa ZAMBALES mga ids ko :(
Hi ask ko lang kung may charge po ba kapag nagdeposit ka sa ibang lugar? Example ang account ko ay ginawa sa pampanga then magdedeposit ako sa manila may charge po ba yun? Tnx po :)
GOOD DAY! pwedeng student id lng? Im studying at manila and im 19 yrs old.. Usually hahanapan ako ng VOTERS ID eh hndi po ako nagpa reg last botohan.. Pwedeng student id lang po? Thankyou!
Hi kat rico, if you use this BPI Easy Saver for EPS, there's a charge of 5 pesos. There's additional fee if Megalink or Bancnet POS is used.
About IDs to open your BPI Easy Saver account: Sadly, merong mga new account officers o branches na mas strict sa IDs. Pero usually mas lenient sila sa students kaya puede na ang school ID, registration card o NSO birth certificate at utility bill.
For adults, expected nila na merong company ID, SSS ID at iba pa, kaya hahanapin itong mga ito. Yong sa mga meron lang postal ID at voters ID, dagdagan nio ng Meralco or PLDT bill in your name. Postal ID and voters ID are valid IDs -- ewan bakit hindi pa enough sa kanila ang 2 na yan.
From time to time, nagpo-promo ang BPI sa mga supermarkets at schools, magtanung-tanong na lang.
hi po! ask ko lang po tatay ko po kasi nasa doha nag wowork! may easy saver po ako. naghulig na po siya doon once! mayroon po ba siyang fee na binayaran? kasi po dito sa atin di ba free pag bpi to bpi. curious lang po ako pag nagbabayad pa rin. malamang hehe di ko pa po kasi siya natanong.
hi po, ask lang po ano nmn po advantage ng my maintaining balance sa wala po tpos vise versa po, tnx
ung bill ng meralco ndi nkapangalan sken pwede ba un?
About remittance from Doha: Yes, lahat ng international money transfers, kahit anong bank ang gamit, merong fee, kahit BPI remittance partner to BPI account.
Hi Randolph, ang advantage ng no-maintaining-balance requirement ay walang penalty kapag konting pera lang ang naiiwan sa account mo.
Ang advantage ng merong maintaining-balance requirement ay mapipilitan kang magtipid para hindi ka widro nang widro at nang sa ganon you will not fall below the maintaining balance requirement. Isa pa, sa case ng BPI Easy Saver, meron itong 5-peso fee for every atm withdrawal, balance inquiry, online debit and POS debit. Sa regular account (with maintaining balance), walang fees for transactions.
Hi Judith, puede siguro if you bring a certificate, such as birth certificate, to show your relationship to the Meralco account owner.
hello po , vemme here , pwede po bang mag joint acoount sa bpi easy savers yung 2 students, same 17 years old po ? and tatanggapin po ba nila if different location po ung current address namin , pero pareho naman po kaming present sa pag open ng account. possible po ba un?
About JOINT ACCOUNT: Sorry I'm not sure, but I think they will encourage you to each open an account, lalo na at minors pa kayo. Ako rin, I encourage you to each open your own account, kasi minors pa kayo. At saka ito ang mas prudent na gawin specially regarding sa finances.
Puede naman kayong mag-save separately and then share in paying anything that you like if that's what you want.
i see, thanks po. :)
pwedi ba tong gamitin sa any CIRRUS atms abroad?if yes magkano ung charge?
gud am! ask ko lang po kung how much ung maintaining balance ng bpi express teller international atm ??
Maintaining balance ng regular BPI atm savings is 3k
Kapag BPI Family atm savings, it's 1k
Abroad: Yes.Withdrawal fee is US$3.50, inquiry fee is US$1 or maybe $1.50 na. But there will be times that the BPI-Cirrus does not work, so do not depend so much on your atm card for your cash needs abroad
good pm po...SSS, TIN, POstal I.d po meron sken,,, then yung about sa latest billing proof po.... sa tita q po aq nakatira... ok lng po buh yun? ..NBI clearance lng po yung same address namin... the rest sa province na po.. thank you..
Hi christine, I think your SSS and postal IDs are enough, but bring the other papers in case the BPI officer asks for additional papers.
thank you ma'am .. God Bless
can it be use in withdrawing money from my paypal account?
Hi Melody, yes, you can register it with Paypal for withdrawal.
For others with related verification question, it cannot be used for Paypal account verification.
hi ask ko lang po kung sakaling mag open ako ng BPI dollar account. tapos nakabalik na ako ng US possible po ba makapag transfer ako ng dollar using WELLS FARGO bank into to my BPI Dollar account(PH) using online money transfer bank to bank and how much it cost in dollar or peso? ano po ba magandang Gawain ko?
Hi Jeffrey, yes, you can transfer money online by opening an account with Wells Fargo and then sending the first remittance in person at the branch. It costs from $4 to $8, up to a remittance amount of $3,000.
You can also use XOOM. You can use this service with any U.S. bank account, credit card or debit card. Remittance fee starts at $5
Ask ko lang po, kapag hindi po ba nakahulog ng 3 or more consecutive months sa account mo ay may penalty? How much po if meron?
About not depositing anything for 3 or more consecutive months: Is this about Easy Saver? There's no penalty because this is a zero-maintaining-balance account. Pero huwag mo namang palampasin ng isang taon...at least one deposit in 6 months, puede na. Wala kasi silang published na rule related to time limits...
pero sa BDO Kabayan account na zero-maintaining din, at least one foreign remittance in a year.
Salamat po sa reply.. Easy Saver po account ko, nag padala po kasi yung BPI Family ng account statement ko.. may nakasulat po na Credit=P630.. Kea ko po natanong kung may penalty ang hindi naka-withdraw ng 3consecutive months..
Ask ko po, saan nang galing yung credit? Natatakot po ako mag deposit ulit dahil baka kainin lang yung 630 ko ng hindi ko alam kung bakit may credit ako..
Thanks po..
Hi Nors goodevening,mag dalawang taon ko na di nagdeposit sa bpi easy saver acc ko,sa tingin m po?is it stil active?thanks
good day. ask ko lang po f ilang araw ba re-reflect sa balance ko f yong kapatid ko nagtransfer ng pera online sa bpi easy savers account ko. last monday pa kc xa nag transfer, hanggang ngayon wala pa ung pera sa acct ko
About money transfer: Do you mean merong BPI Internet banking account ang kapatid mo at in-enroll niya ang account mo sa account niya at nagtransfer siya ng pera sa account mo? If yes, dapat real time ito. Pag-click ng transfer, dapat nasa account mo na ang pera.
Or did your sibling remitted from abroad? What remittance company did he use? Dapat nasa account mo na ngayon ang pera. Your name and account no. on the remittance slip should be correct -- match sa account mo. Tatagal lang ang foreign remittance kapag ang ginamit ay wire transfer from a country na walang BPI correspondent bank. Your sibling should go back to the remittance company and ask.
Is Easy Saver still active after 2 years of inactivity? Yes, on-hold or closed na yan, kasi dormant na. All savings accounts ay nagiging dormant kapag walang transaction within 2 years.
Credit na 630? Sure mo na wala kang ideneposit na 630? Baka you forgot. You can try making a balance inquiry sa atm machine (5 pesos charge), and check if the 630 is the current balance and available balance. Magiging 625 later on, bawas ang 5-peso fee.
I don't know pero meron nang mga namamali ang account na nalalagyan; usually nate-trace din ng teller at binabawi, pero siguro pag small amounts, hindi na hinahanap ng nawalan.
yup BPI internet banking... young kapatid ko nasa pinas lang... pag in-enrol kc ang bpi easy saver as third party lalabas xa under bills payment. kaya bills payment ung gnawa nya un kc sabi ng taga bpi
About Funds Transfer/Bills Payment: To transfer money to a third party account, dapat FUNDS TRANSFER. Pero bago magtransfer, i-enroll muna yong 3rd-party account para pag i-click ang Funds Transfer, mag-aapir ang 3rd party account.
Ang Bills Payment ay para lang sa registered merchants. Kaninong merchant nagtransfer ang kapatid mo?
Additional: Ang pag-enroll ng 3rd party account ay vina-validate sa BPI branch or sa BPI atm machine, depende kung anong instruction after enrollment. Hindi pa puedeng mag-transfer sa newly registered 3rd party account kung hindi validated.
ung kapatid in-enroll nya sa bank as 3rd party ung acct ko, after few days check nya online & saw na andon na nga ung bpi easy savers acct ko pero under bills payment... un daw sabi ng taga bpi na pag bpi easy savers, under un sa bills payment
hi Nors if ever inactive na yung bpi saver account ko, pwede kaya gumawa ulit?
Hello po. About valid IDs po. I've only just graduated and wala pa po akong work, what if the only IDs I have are my 2 Alumni IDs? One from my highschool and one from my college. May NBI Clearance na rin po ako... will these suffice? ---Thank you po.
About inactive BPI Savers account: How long has your account been inactive? 1 year? How about trying to deposit money into it? And if it's inactive, the BEA machine won't accept it, or the teller will say it's inactive. And then you can open another Easy Saver.
About IDs: I think you can still use your college ID. Your high school ID is no longer valid. NBI clearance is listed as a valid ID by the BSP, but sometimes the banks don't consider it as an ID. But try. Wala namang mawawala. There are times the new accounts teller is considerate. Try opening your account at a BPI Express Center (nasa malls and near malls).
About Time Deposit, meron ako dito: Time Deposit in a Savings Bank
About stocks, punta ka sa pinoymoneytalk.com. Puede ka sa forum mag-back-read. Puede mo ring i-download yong free ebook ni Bo Sanchez na "My Maid Invests in the Stock Market" sa trulyrichclub.com
okay pa po ba ang acct kahit hindi na nagamit nang 1 year at zero na yung balance?....pwde pa po ba ma open ulit?
About unused account: Try making a balance inquiry sa BPI atm kung ano ang isasagot. 5 pesos ang balance inquiry fee, so dahil zero na ang account, wala nang pambayad sa balance inquiry, pero tingnan mo lang kung anong response. Itong account naman is zero maintaining balance, so dahil hindi pa naman 2 years, at hindi pa dormant, most likely na active pa siya. Puede ring you try depositing at a branch using the BEA machine; the machine will tell you Invalid Account No. if the account no. is invalid.
Hi. Ask ko lang kung if ever nakagawa ako nang ganto. Then ung isa kong relative overseas magdedeposit nang pera thru my thataccount ko na yan, possible ba yun? :) Thanks.
About remittance to BPI Easy Saver: Yes, your relative overseas can remit/deposit into your Easy Saver account. If your relative can send through BPI remittance partners, then remittance would be faster and cheaper.
About penalty for not depositing for almost a year: Dapat wala, kasi zero-maintaining balance ang account.
hi ask ko lang po ng open ako ng bpi join account with my gf last march.nagbakasyon po kami and 2 1/2 months ko sya di na depositohan pero my balance sya na 500. ngayon andito na po kami sa manila nag check ako sa atm but not in bpi sa bdo ng eeror napo yung password ko.ibig sabihin po ba nito closed na yung account ko?pls help me
Hi Nero, try again at a BPI atm, baka lang napataon ka sa isang glitch. O baka lang other type of account yong napindot mo. Kung ayaw pa rin, call BPI 89-100 or visit your branch
hi ppo!just pened an acct with bpi easy savers. i used managers check along with the 200php.how many days po ba bago pwede nang ma withdraw?.i opened the acct and deposited the managers check last monday.thanks!
About check deposit: Your money from the check should have been already available yesterday. If it's a regional check, expect it to be available today or tom.
Oh ok..coz ive been trying to withdraw since yesterday..nag.e.error po..perhaps tomorrow avail.na nga..sana..haha..citibank managers cheque po sya..thanks anyways..
hi. . .i have a bpi easy savers but i'm planning to close account and change it to a regular savings account pero ndi dw sya pwd iclose kz nga no maitaining balance. . bt gnun???
how much is the charge if you will withdraw abroad???mine is easy saver. . and pls give me a good option pra mkamura. . .tnx
About closing BPI Easy Saver and opening another type of BPI account: If you like to open another type of BPI account, you can open as long as you have 2 valid IDs, 1 photo and initial deposit required for that type of account. For BPI atm savings, opening and maintaining balance is at least 3k.
About withdrawing abroad: From the BPI website:
Foreign Transactions via Cirrus ATMs
- Withdrawals of US$ 175.00 and below -- $ 3.50
- Withdrawals above $ 175.00 -- 2% of withdrawn amount
- Balance Inquiry -- $ 1
- Denial $ 0.50
You can bring all the dollars that you need, up to 10k (declare at the BSP if more than 10k), so you don't have to withdraw abroad
but pwde ko iclose ang BPI easy saver account k???
About closing your BPI Easy Saver: If the BPI teller does not like to formally close it, then close it by withdrawing all that you can withdraw via the atm machine or by using it to pay your grocery up to the centavos. Then cut it into pieces. It will become dormant in 2 years, and will be closed.
Hi! Is the easysaver compatible with BPI expresslink (payroll) system? I have a BPI family savings account, but accountant says I need a BPI account (not Family) so that I can use it for payroll services. Thank you so much :)
our company uses this atm for our salary. we have the same branch and they do wire transfer or sometimes deposit directly. I have enrolled my atm at bpiexpressonline.com to check the balance. other than that i only withdraw from bpi atm. I just noticed that i have been deducted 200pesos whenever my salary comes in. Is there any charge for any of these or do i need a maintaining balance which i have more than 5pesos in there?
Hi femmenagerie, yes, as long as you open this account at BPI (Bank of Philippines Islands).
About 200-peso fee for salary credit: If you opened this account independently from your company, and you just submitted your account no. to your company, then this account has a maintaining balance requirement, and you need to maintain it. But I'm puzzled because the fee for falling below the maintaining balance is 300 pesos. The maintaining balance requirement for a BPI atm savings account is 3k.
If your account was opened via your company, there shouldn't be a maintaining balance requirement, so ask your HR why there's a 200-peso charge whenever your salary is credited.
Or if your company does not have a payroll agreement with BPI, and it's depositing to lots of accounts at a time, there could be a fee for this. Ask your HR.
If it's a Swift wire transfer from abroad to a BPI peso account, the fee is 150 pesos
HI GOOD MORNING,this is cathy,gusto ko pong mag apply for the BPI Easy saver,as I read the requirements,i have a problem with my current address....coz its like this,,im here in manila now working,my province is ilocos,,,what address should I use? please response coz I want to open my account wiyh the bpi easy saver asap. thanks..
About address: Hindi ko na mataandaan masyado yong bank forms, pero alam ko, merong spaces for current address at permanent address (provincial address). You can also use the address of your company as your current address if you frequently change your residence.
hi again,about sa I.D,,,pwede bang philhealth i.d. at yung i.d ko nlng as employed,?..thanks
About IDs, puede na siguro. Wala kasing photo ang Philhealth ID, di ba? Pero valid ang company ID, so sige go, I hope puede na. Some branches ask for a xerox of your IDs and 1 id photo.
Good afternoon. I have a daughter. Can I open an easy savers account for her? Pwede ba na ako na lang ang magpunta and magopen ng account under ng pangalan niya? Thank you.
About opening account for daughter: Yes, your daughter can open an Easy Saver account, but your daughter should be physically present with you at the bank with her IDs.
If she's less than 7 years old, I think what banks usually offer is an In-Trust-For account, with you as the account owner holding it in trust for your daughter.
Hello again,
About opening account for daughter: Pwede ba na IDs ko na lang ang gamitin na pang open ng account ng daughter ko? I'll bring her along na lang, pwede ba yun? She doesn't have enough valid IDs kasi. She only has a postal ID, and she's not qualified for an SSS ID yet.
Account for daughter: Sorry ang titingnan nila ay IDs ng daughter mo. Hindi ko na sure kung okay sa BPI na postal ID lang kasi sa BDO ayaw na nila ang postal ID. Ewan ba kung bakit ganon.
Try mo na lang sa BPI; I hope your presence will convince the bank officer to let your daughter open. Try the nearest BPI Express Center. Minsan mas flexible sila kesa sa full-service branch. Mas okay pa ang school ID, if she's still studying. Required din ang 2 ID pictures and xerox copy of ID.
Hi. Just want to ask if pano ang mga full time housewives na gustong mag open ng acct sa Bpi easy saver n walang valid id's? Is it possible kung brgy clearance nlang and the nso birth certificate or marriage contracts ang ipresent?
Hi there, Nagtataka lang po ako kasi nung chineck ko po ung account ko eh may bawas nang 5pesos po, pero di ko nmn po ginamit ung pera or di nmn po ako nagwithdraw, may hidden charges po ba ang BPI kahit hindi ginagamit ung account?
Hi Angel, meron pong 5-peso fee ang balance inquiry sa atm machine. Mag-enroll po kayo sa BPIexpress online para ma-check nio ang balance ninyo without paying the 5-peso balance inquiry fee
About valid IDs: Lahat naman ng banks require valid IDs, yong merong photo at signature, kahit isa sana, para ipakiusap nio na lang na tanggapin ang brgy clearance. Dati, puede na ang postal ID, pero ngayon, hindi na ito tinatanggap ng BDO, pero puede pa rin yata itong postal ID sa BPI and other banks.
If you decide so, and if you need IDs also in other transactions, puede ring kumuha na lang ng passport, kasi yong postal ID, usually around 500 pesos or more na, eh yong itsura parang ordinary ID lang, so parang mas maganda na ang passport (950 pesos yong 15 working days, 5-year validity). Hindi naman kelangang pumunta sa DFA sa Pasay kung meron nang DFA desk office sa mall malapit sa inyo or sa munisipyo ninyo. Sa Muntinlupa area, merong DFA office sa Metro Mall sa Alabang Town Center.
Puede ring magpa-open ng account sa husband mo, under his name, dahil siya ang merong IDs, and then ikaw ang maglagay ng PIN mo.
Hi, mayroon po akong Easy Saver.Less than 500 lang po ung laman nun,about 450 pesos pag nagi-inquire ako ng balance. Iwi-withdraw ko po sana kaso below minimum maintaining balance po ang sinasabi sa lahat ng ATM Machines ng BPI.Ano po kayang problema? Thanks.
About withdrawal amount: Did you open your account at BPI? If yes, the minimum withdrawal amount is 500 pesos. Dagdagan mo or magdeposit ka ng 50 or 100 pesos para mawidro mo.
Sa BPI Family, 200 is the minimum withdrawal amount.
If you like to try (hindi ko pa na-try), you try withdrawing at non-Express Teller atms baka puede ang lower amount. Pero 15 pesos ang withdrawal fee kapag non-BPI atms.
hi what if i want to open an account like this for my 2 kids ,both minors?
Hi olechs, I'm not sure if they allow In-trust accounts for BPI Easy Saver. BPI might advise you to open the account type designed exclusively for kids. Here are some savings accounts for children -- their maintaining balance requirement is not high: savings accounts for kids
About PIN change: Sa 3 tries mo, sure mo na wala kang nabasa na Your PIN has been successfully changed?
If you need to enter your PIN, I'm not sure now about the exact steps, pero basically Press Special Services, then PIN change, then enter your 4-digit PIN, then sasabihin Re-enter your PIN. Then sasabihin na Your PIN has been successfully changed. Then subukan mo nang mag-Balance inquiry. Puedeng okay na ang Balance inquiry, puede ring hindi pa. After 24 hours, puede na lahat ng transaction types.
About PIN: Puede ring wala na ngayon yong Special Services, at makita mo na agad ang PIN Change. Or magkasabay na ang PIN Change at Special Services
Hi! Just want to ask I have a company & voters ID pero ndi pareho ung signature. Will this be enough? The voters ID was issued around 10 years ago so obviously magbabago na ang penmanship ko by now. Hope you can help :(
Can I use this BPI Easy Saver as a settlement account for UITF?
About settlement account: I think so, yes. But since obviously you can maintain the required minimum balance for regular accounts, I think it's wiser if you open a regular savings account so you don't spend 5 pesos for every atm balance inquiry, atm withdrawal and online funds transfer.
How about if I have no bills as proof of address. I am not from this city, right now. I can't have clearances like barangay clearance, etc. What else do I have to bring?
I only have valid ID's.
active pa po ba ung accnt ko..? di ko kase changed ung temporary PIN , active pa kaya un? sa BPI po non maintaining balance.. pero meron po ako ibang BPI accnt.. TIA po
ask ko lang if pwede ba ang BPI Easy Saver kahit anong age? working na?
Hi I just found out this promo and trying to avail ako kaso hindi tinatanggap ng BPI ang postal ID ko hindi daw valid sakanila ang ganun ID and police clearance or baranggay clearance. Ano po ba pwede ko gawin to avail this promo? Kailangan ko kasi mag-open ng account and for assurance gusto ko sana sa BPI talaga.
Hi! I have a copy of a brgy. Clearance, my school records, nso birth certificate and my year book but I dont have any I.D since Im only 17, do you think they will still accept my application?
gaano ba katagal bago makuha ang card? my dad got one from bpi uyanguren davao city branch and 6 days na wala parin...so disappointed
hi i want to open bpi account.. but its ok pasport only and nbi. they accept that.. if they.. leave messages hee so that i can go in branch of taguig...
hi po. ask ko lang if kpag nag balance inquire ba mi transaction fee padin?
Hello! deposits from one of the correspondent banks in korea to bpi easy savers. What do i need to provide them? Just my name and account number? No need for the swift code or something? Other banks kc like china bank, they ask for china bank's swift code... Thanks ^^
About BPI Swift code: This is BPI's Swift code -- BOPIPHMM . This is used for wire transfers or bank-to-bank transfers or telegraphic transfers
About age: You can open a BPI Easy Saver account starting at senior high school, (if younger, bring your mom or dad). Show your school ID and ID picture. If you have other IDs, bring them too. Open at a BPI Express Center, usually at Ayala Malls and SM Malls, because they're more considerate. Bank branches usually are more strict with IDs. They might require other IDs.
About passport only as ID: Try to open at a BPI Express Center (at Ayala and SM malls); usually they're more considerate than bank branches. Bring an ID picture.
About balance inquiry fee: Yes, if you make a balance inquiry at a BPI atm, the fee is 5 pesos.
Hello po. Paano po pag ngayong araw ako nag open ng Easy savers account pwede na po mapadalhan agad nagyon?
Hi! I have a bpi easy saver account and I want to enroll in bpi save-up account which automatically transfer funds to this account. I will just ask if there is any payment for this fund transfer?
I have a BPI easy saver account. I haven't used it for more than a year.It has around Php 200. Is my account still active? Can i still use it since i'm back working online and i'll be using my BPI easy saver account for the local fund transfer?
Thank you!
About opening account and remittance: Yes, after the account is opened, it can receive deposits already. But the new deposit cannot be withdrawn yet thru atm on the same day. It should be withdrawn via the atm after 24 hours and after the default PIN has been changed. The fee for over-the-counter withdrawal is 100 pesos (note that this is an atm account).
Hi Den, yes, your Easy Saver is still active. Dormancy occurs after 2 years of no transaction. To be sure, make an atm balance inquiry (this will charge 5 pesos).
About Save-Up: yes, the fee for transfer from Easy Saver to Save-up is 5 pesos. Any debit from Easy Saver imposes a charge of 5 pesos per debit. ATM balance inquiry fee is also 5 pesos.
Hi Jomel, yes, there's a fee for ATM balance inquiry. It's 5 pesos per inquiry.
. Lists of Philippine Banks Abroad
. Lists of Foreign Banks in the Philippines
. Contact nos, Swift codes, Paypal codes, websites of Philippine banks
. Checking Accounts with Low Maintaining Balance Requirements
. Open a Philippine Bank Account While Abroad
. US Dollar Accounts with Low Maintaining Balances
. Peso Savings Accounts for OFWs
. Direct Deposit Accounts for US Pensioners
. Local Interbank Fund Transfer
Top Banks, by Assets, Dec 2014
Top Savings Banks, by Assets, Dec 2014
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Top Banks, by Assets, Sep 2014
Top Banks, by Assets, June 2014
Top Banks, by Assets, Mar 2014
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Top Savings Banks, by Assets, Mar 2014
Smaller Savings Banks, March 2014
Oldest Banks That Are Still in Business
Popular Posts
. BPI Savings Account With No Maintaining Balance Requirement
. Savings Accounts for Kids in the Philippines
. Lists of Banks in the Philippines
. Sanry's Money Changer Branches
. Czarina Foreign Exchange Branches in Metro Manila
. High-Interest Savings Accounts at BDO and BPI
. Best Money Changers in Metro Manila
. Lists of Foreign Banks in the Philippines
. OFW Savings Accounts in Pesos
. Rural Banks Headquartered in Metro Manila
. Union Bank EON Visa Debit Card for Online Payments and Money Transfer
. Philippine National Bank Branches and Remittance Centers in California
. BPI Prepaid Card: My ePrepaid MasterCard -- Just Like Credit Card
. RCBC Bankard InstaCard Secured Credit Card
. Ano ang Minimum Monthly Average Daily Balance?
. How to Compute Monthly Average Daily Balance (MADB)
Is Your BDO Kabayan Active?
The increase from 5,000 to 10,000 pesos took effect on May 1, 2014.


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America's Infrastructure Crises
During his State of the Union address last week, President Obama pushed for renewed investment in the country's weakening infrastructure.
In the ranking of proposals making the rounds in Washington, this one falls low on the scales of partisanship. Party ideologies aside, the quiet majority in Congress stands to benefit from a program that would see new spending reach virtually every district in the nation. If there is one arena in which policy makers' individual incentives might trump doctrine, this could be it. Read More


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Splashtop's new Mirroring360 turns your PC or Mac into an AirPlay receiver for displaying your iDevice screen. And it's on sale.
That's half off the regular price of this top-rated adapter, which is especially great for wall-mounted TVs and ceiling-mounted projectors.
Apple's optimizing of the MacBook and iPad interfaces makes for a solid duo. But moving between the devices could be easier.
The Splashtop 2 remote desktop app now taps into the Retina Display of the new iPad and also offers a simpler process for getting connected.
Normally $84.99, this shockproof drive can be yours for less thanks to a Cheapskate-exclusive coupon code.
Microsoft has quietly released a remote desktop client for Android that is available now at the Google Play store.
It's cheap. It's easy to use. And it streams both audio and video. For simple remote access using an iPad, there might not be a better app.
The free Splashtop Remote app lets Windows users connect to their Macs through a local Wi-Fi network or over the Internet.
The Win8 Metro Testbed app connects your iPad to a Windows 8 PC, giving you a taste of how the new OS works on a touch-screen device.
A discount on certain apps and a free Kindle Fire giveaway are among the prizes Amazon is doling out as its store for apps turns 1 year old next week.


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The All-In-One 8 Gallon Globe Aquarium combines classic good looks with a high-tech biological filtration system that's easy to maintain. This durable aquarium is made of acrylic, so it's 10X stronger than glass. Maintenance is simple, too — just replace the filter cartridge every four weeks, and change a third of the water every two weeks. The All-In-One 8 Gallon Globe Aquarium includes an LED lamp and everything you need to get started — just add water and fish. Available in black or silver.
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Item # 201970
The All-In-One 8 Gallon Globe Aquarium is an easy way to keep freshwater fish. And, you can maintain it in just a few minutes per month.
• Recommended for freshwater fish, including fancy goldfish and small tropical fish
• Easy maintenance — replace the filter cartridge every four weeks and change a third of the water every two weeks
• Made from durable acrylic, which is 10X stronger than glass
• Quiet operation
• Includes 900g of ceramic media
• Includes air stone
• Includes filter cartridge
• Includes 12v transformer
• Includes evaporation lid
• Includes low-voltage LED light
• Includes low-voltage air pump
• Includes water conditioner and beneficial bacteria liquid
• Includes fish food
• Includes instructions
• Complies with UL, ULC and CE safety requirements
• Dimensions: 15.7" L x 15.7" W x 16.5" H
• 12 lbs. (empty) / 68 lbs. (full)
• Plugs into an AC outlet
• Plants and sculptures not included
Length: 15.7
Width: 15.7
Height: 16.5
Weight: 12 Lbs
Our Price: $149.99
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I signed on to be an Aurifil Block of the Month designer last October for this October…and one year sure flew by fast!
You can stop by the Aurifil blog right now for an interview with me…but be prepared for way more info and way more pictures than you could ever want to know or see!
You can also get the free PDF instructions for that block up there, as well as links to the other block of the month designs for 2013.
Here's a fun peak into their factory in Italy. I buy my thread from my local quilt shop, or you can also find it online here, or here.


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New generation of thermo-hardening, transparent, non-toxic, water-based paints specifically for use on glass. Can be applied to glassware, vases, lamps, even an entire window surface. Mediums allow frosted and indescent effects.
Color Swatch created using full strength and was applied on glass material.
® Pebeo is a registered trademark.


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St. Edward's University Partners with KIPP Schools to Increase College Completion Rates
AUSTIN, Texas (Dec. 5, 2013) – KIPP (Knowledge Is Power Program) announced today that it has partnered with St. Edward's University in an effort to increase college completion rates for underserved KIPP students in Austin and nationwide.
With this partnership, St. Edward's seeks to recruit and enroll up to 10 qualified KIPP alumni for the 2014-2015 school year and each year thereafter. St. Edward's will waive application fees for KIPP students, and help KIPP students planning to attend the university secure housing. KIPP schools in Austin will serve both as certified work study sites for all St. Edward's University students and teaching residency sites for St. Edward's students enrolled in teacher preparation programs. St. Edward's will also partner with KIPP Austin schools to develop an on-campus mentorship program aimed at increasing persistence of KIPP students.
"This partnership provides an important alignment for two institutions that understand the importance of access to higher education for talented students from underserved backgrounds," said Tracy Manier, associate vice president for admissions at St. Edward's. "KIPP schools excel at mentoring and preparing students for college. This new partnership allows St. Edward's to more effectively recruit students who are a good match for a liberal arts college like St. Edward's."
KIPP students will also be eligible to apply for scholarships through the university's Munday Scholar program, which recently benefited from an additional $20 million gift by Bill and Pat Munday to help cover 25 percent of tuition costs for talented students from low-income backgrounds. Four of the KIPP students who began as freshman at St. Edward's this fall are Munday Scholars.
In total 26 KIPP alumni have attended or are attending St. Edward's. Fifteen KIPP alumni currently attend the university, and an additional 11 KIPP students have graduated from St. Edward's.
"We're very excited to partner with St. Edward's University," said Steven Epstein, executive director of KIPP Austin Public Schools. "St. Edward's is a fixture in the Austin community and an excellent college choice for our KIPPsters. We are grateful for their commitment to our students and look forward to working together to get more of our students on the path through college and towards a great future."
Founded in 2002, KIPP Austin Public Schools currently serves over 3,000 students across 9 campuses in east and south Austin, including one high school, four middle schools, and four elementary schools. KIPP Austin Public Schools has been a Texas Education Agency (TEA) "Recognized" school district and this past year received the highest state rating under the new Texas school accountability system. In 2012-2013, KIPP Austin College Prep was ranked as the top performing middle school in central Texas serving low-income families. KIPP Austin Public School students consistently outperform their peers across central Texas and the state in all subjects as measured by Texas end-of-year assessments.
KIPP Austin is part of a national network of 141 KIPP public charter schools. A report released this year by independent research firm Mathematica showed that KIPP middle schools nationwide are producing positive, significant and substantial achievement gains for students in all grades and four subjects—math, reading, science, and social studies. Mathematica researchers found that KIPP achieved these academic gains with students that entered middle school with lower achievement scores than their peers in neighboring district schools.
According to the Pew Research Center's 2012 analysis, 33 percent of Americans aged 25-29 have earned a college degree. For students in the bottom economic quartile, only 10 percent complete college by their mid-20s. Currently, 42 percent of KIPP students have earned a four-year college degree after finishing eighth grade at a KIPP middle school 10 or more years ago. KIPP's college completion rate is above the national average for all students and four times the rate for students from low-income families nationwide. KIPP's goal is to reach a college completion rate comparable to that of the nation's highest-income students.
St. Edward's joins a growing list of KIPP college partners, including Brown University, Duke University, the University of Pennsylvania and Spelman College. A complete list of KIPP's college partners can be found at KIPP.org.
About St. Edward's University
St. Edward's University is a private, liberal arts college in the Catholic Holy Cross Tradition with more than 5,000 students. Located in Austin, Texas, it is one of the top universities in Texas and offers undergraduate and graduate programs, including MBA programs and a master's degree in counseling. With a network of partner universities around the world, St. Edward's is a diverse community with programs designed to inspire students with a global perspective. St. Edward's University has been recognized for 11 consecutive years as one of "America's Best Colleges" by U.S. News & World Report and ranks in the top 15 Best Regional Universities in the Western Region. For more information on St. Edward's University, visit stedwards.edu/about.
About KIPP Austin Public Schools
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Osteoporosis ACM, Jan 6, 11 a.m. to noonRichard Fausel, DO, Certified Clinical Densitometrist; Danielle Meglio, COTA-C, MLD/CDT, Occupational Therapy760-568-1234 Read MorePessary 101: Pelvic Prolapse LQWoman to Woman SeriesTU, Jan 7, 2 to 3 p.m.Toni Long, MD, Obstetrics/Gynecology760-610-7205. Attend one or all three in the series. Read More
Metastatic Breast Cancer: Update on Treatment Options LCTU, Jan 7, 4 to 5 p.m.Kellie Flippin, MD, Medical Oncology/Hematology760-834-3798 Read More
Getting to the Root of Chronic Sinusitis ACTU, Jan 7, 5:30 to 6:30 p.m.Majid Torabi, MD, Otolaryngology760-568-1234 Read More
Weight Management Tips for the New Year LQGreat Living Starts Here SeriesW, Jan 8, 2 to 3 p.m. Barbra Sassower, RD, Eisenhower Clinical Dietitian760-610-7205 Read MoreRole of Detoxifying in Overall Health LQArgyros Health and Wellness SeriesW, Jan 8, 5:30 to 7 p.m.Hessam Mahdavi, MD, Internal Medicine760-610-7205 Read More
Women Pioneers in Heart Disease ACSponsored by The Mended Hearts, Inc.TH, Jan 9, 6 to 8 p.m.Seemal Mumtaz, MD, Cardiovascular/Thoracic Surgery760-409-8538 Read More
Being Sober ACSA, Jan 11, 9 to 11 a.m.Harry Haroutunian, MD, Betty Ford CenterFree and open to the public.760-773-4342 or visit bettyfordcenter.org. Read More
CALENDAR KEYMost classes and lectures are free and early registration is recommended. For a full listing of lectures, events, programs and support groups, visit emc.org/calendar. Online registration is available for most events.AC Annenberg Center for Health Sciences at EisenhowerLC Eisenhower Lucy Curci Cancer CenterLQ Eisenhower George and Julia Argyros Health Center, La QuintaWould you like to have someone from Eisenhower Medical Center speak to your organization on a health-related topic? Please contact Vanessa Shanks at 760-834-7956 for more information.
Presented by the newly reimagined Eisenhower Wellness Institute, Wellness Matters will bring world-renowned authors and physicians to Rancho Mirage to discuss diverse topics ranging from nutrition and obesity to living life to the fullest and what happens in the afterlife. "This new lecture series underscores Eisenhower Medical Center's continued commitment to serving Coachella Valley residents," says Jeralyn Brossfield, MD, Medical Director, Eisenhower Wellness Institute. "And, to fresh, new approaches for educating and inspiring our community to live longer, healthier lives."Ticket prices range from $85 for a single lecture or $300 for the series. For more information about the speakers and to purchase tickets, click here or visit emc.org/wellness.
The first lecture on January 7 will feature Dr. Wayne Andersen, New York Times Bestselling Author. One of the nation's foremost physicians in nutritional intervention, Dr. Andersen has built an integrated support system that helps people make changes to reach optimal health. While most experts focus on "the how," Dr. Andersen — Medical Director of Take Shape For Life — will show you why all permanent change must start with "the why."
An Exclusive Offer for Our 365 Program Members! Tickets for Dr. Anderson's lecture will be discounted from $85 to $40 beginning on Monday, January 6. Please call 760-610-7360 for tickets.


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The Bloomsburg Huskies get a look at their talent entering the 2015 spring football schedule.
The Bloomsburg Women's Basketball team pushed past Kutztown on Tuesday night.
Check out highlights from the Wilkes-Barre Scranton Penguins road game in Hershey and all your local basketball for Saturday.
The Danzig family comes together on the basketball court and they are part of the reason the Royals Men's Basketball team is having such a great season.
The Bloomsburg Huskies football team is undefeated and ranked 6th in the nation.
University of Scranton women's basketball coach Mike Strong has announced his retirement after 43 years at the U of S. 34 years as a head coach, 8 Final Four appearances and one 1985 National Championship are the highlights of Strong's career.
Former Penn State OL Matt Stankiewitch is happy to see his former Nittany Lions football team get another chance to play in a bowl game. While Penn State gets another chance Stankiewitch is working at another shot at his NFL dreams.
The Wilkes Colonels football team is under the leadership of Trey Brown this year and he will look to build on a 4-6 2013 season.
The King's College football team finished their 2013 campaign strong winning six of their last seven. They hope last years late success will translate into this season.
A Secret Society of Sports most recognizable characters... that no one knows.
With 3 former Huskies in NFL camps this year it's not hard to see that Bloomsburg Football graduated some serious talent from 2013.
The Marywood softball team racks up all kinds of firsts on their way to the NCAA tournament. AJ Donatoni breaks down the Pacers quest first quest for a NCAA title.
East Stroudsburg football hits the practice field for their spring sessions.
The Wilkes Colonels introduce Izzi Metz as the programs 10th Men's basketball coach in program history on Tuesday.
Two teams, with two coaches going for the same milestone mark. AJ Donatoni breaks down the Marywood/Baptist Bible double header.
The Bloomsburg Huskies football team hosts it's pro day on Thursday Morning. AJ Donatoni has more on the showcase.
A Tuesday filled with both high school and college basketball highlights from all across Northeastern and Central Pennsylvania
The Bloomsburg Women's Basketball team saw their season come to an end against the Edinboro Fighting Scots in the Sweet 16. We got highlights from Glenville State.
The East Stroudsburg Men's Basketball team reaches the regional finals for the first time in more than two decades. We preview their game against West Liberty.
The Bucknell Bison can't close out a win against Army and are eliminated from the Patriot League Tournament.
The East Stroudsburg Men and Bloomsburg Women show us why they are ranked in Division II.
Marywood Women's hoops gets all they can handle from Gwynedd Mercy, The Ladies of Lackawanna College works their way past Union and Lycoming Women's Basketball season comes to an end.
Bloomsburg product Larry Webster records the 2nd fastest 40-yard dash amongst Defensive Lineman at the NFL combine.
King's, Misericordia and Wilkes all hit the hardwood looking for wins as the end of the season nears.
The Warriors men and women host Messiah at Lamade Gymnasium and we have highlights from both games.
The lone freshman to pick up an Empire Collegiate Wrestling Conference championship title on Saturday, Jan. 18, Lycoming College freshman Nolan Barger earned his second ECWC Rookie of the Week honors.
East Stroudsburg University climbed two more spots to No. 6 in this week's NABC Division II Coaches Poll as the Warriors (16-0) attained the highest ranking in program history for the second straight week, it was announced Tuesday.
For the second straight week, King's College senior forward Kyle Hammonds has been named the Freedom Conference men's basketball "Player of the Week", the Middle Atlantic Conferences Office announced Tuesday afternoon.
Ken Brown has a look at a Saturday afternoon in sports
We preview the PSAC games starting with Bloomsburg's Thursday Night game against Shippensburg.
Fresh off the program's second NCAA playoff appearance in the last three years, the Bloomsburg University Huskies will have plenty of familiar faces on the field when spring practice.
Big send off for the Bucknell Bison on Tuesday afternoon, Bucknell leaving for Kentucky to get ready to play Butler on Thursday at 12:40 in the 2nd round of the NCAA tournament.
The Bloomsburg University women's basketball team saw its season come to a close on Friday with a 72-59 loss to Indiana, Pa. University (IUP) in the opening round of the NCAA Division II Atlantic Regional championships on Friday. The Huskies end the season with a record of 24-6.
The Bucknell men's basketball team claimed its second Patriot League Tournament title in three years on Wednesday as it defeated Lafayette by a 64-56 score in Sojka Pavilion. The Bison, who were led by Mike Muscala's 22nd double-double of the season, earned the league's automatic bid to the NCAA Tournament. It will mark the program's sixth NCAA appearance.
The Bloomsburg University women's basketball team defeated Edinboro University 76-73 Friday night in front of a roaring Nelson Field House in a Pennsylvania State Athletic Conference (PSAC) semifinal game. With the win, Bloomsburg advances to the PSAC final Saturday night to face Gannon at 7 p.m.
East Stroudsburg University cut a 19-point deficit to six with just over two minutes left, but Slippery Rock held off the defending PSAC champion Warriors for a 68-59 win in the PSAC semifinals on Friday night at IUP's Kovalchick Center.
Mike Muscala recorded his 20th double-double of the season while becoming Bucknell's all-time scoring leader, and the top-seeded Bison advanced to the Patriot League Tournament semifinals with a 58-42 victory over eighth-seeded Navy on Wednesday night at Sojka Pavilion.
Facing a nationally ranked opponent in the first round of the NCAA Division III women's basketball tournament didn't seem like a daunting challenge for The University of Scranton. After all, they had defeated three teams who were ranked in the top 25 during the regular season.
Danny Hale is one of the winngest coaches in Division II after 20 seasons as head football coach at Bloomsburg University he is retiring effective at the end of June, 2013. Assistant head coach Paul Darragh will assume the role of interim head coach for the 2013 season.
The King's College women's basketball placed three players on the 2013 All-Freedom Conference squad, which was released Thursday by the Middle Atlantic Conferences Office. Senior point-guard Katlin Michaels (Berwick/Berwick) was a first-team selection, senior shooting guard Celia Rader (Scranton/Scranton Prep) was a second-team choice, while senior forward Lindsay Atchison (Green Village, NJ/Chatham) earned honorable mention status.
2013 NCAA Division III Baseball Mid-Atlantic Regional Coming to Moosic
2/20- Local College Basketball Playoff Highlights and Scores.
Bryson Johnson scored a game-high 19 points, but it was Bucknell's bench that was the difference in a key 61-55 win at Lehigh on Monday night. The Bison avenged a loss to the Mountain Hawks earlier in the year and took over sole possession of first place in the Patriot League at 9-2 (22-5 overall).
Bucknell with three players in the 1,000 club looking to make it four players from the senior class to score 1,000 career points.
Kulpmont native and Lourdes High School grad Bob Chesney was named football head coach at Assumption College in Worcester, Mass.
East Stroudsburg University is ranked No. 20 in this week's NABC Division II Coaches Poll, achieving a national ranking for the third season in school history, it was announced Tuesday.
Senior Jerald Williams leads the nation with 11.8 assists per game, has five of Division III's top 10 single-game performances this season.
Holy Redeemer grad Peter Alexis and Pottsville grad Nick Schlitzer both play for the first coach in NCAA history with 950 career wins Herb Magee.
Mike Muscala had another big night with 25 points, 10 rebounds, seven blocks and four assists, and brand new 1,000-point scorer Joe Willman made some clutch plays down the stretch to lift Bucknell to a hard-fought 73-59 road win over Colgate on Wednesday night at Cotterell Court. The Bison improved to 15-3 overall and 2-0 in the Patriot League.
Wednesday Night Local College Basketball Highlights and Scores.
Misericordia will face Messiah in the national semifinals, Friday at 8:30 p.m. with the winner facing the Emory/Wheaton (IL) winner for the NCAA D-III crown, Saturday.
Have a local sports event or an idea for a story? Do you want to report scores and stats? Click here to send us an e-mail and tell us all about it!


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I'm always seeing vegan recipes that call for whole-wheat pastry flour but have yet to find it anywhere. What gives?
There maybe some difference but I've used regular whole wheat flour in recipes that called for the whole wheat pastry flour with no problem. So I wouldn't let it bother you if you can't find whole wheat pastry flour.
dodink58 wrote:
Me too... I gave up looking for the pastry flour and like Jennifer, just use whole wheat flour.
Let food be thy medicine and medicine be thy food - Hippocrates.
I buy in from a United Foods buying club by the 25lb bag. The best is from Great River Milling - amazing customer service, and a very finely ground product, so much like white flour in performance.Health food stores would carry it, both prebagged and in bulk. I have seen it in my local big chain grocery store - Bob's Red Mill and Arrowhead Mills brands. I also think Hodgson Mills has one. It is becoming way more common. I think it does make a difference. It is a finer grind, and I believe that is has less gluten, so it is used in muffins, cookies, quick breads, where you don't need the gluten and yeast action for rising. Gluten can make these baked goods tough.
loveheart wrote:
I agree, it makes a difference. Those of you using whole wheat flour will notice the difference when you switch to whole wheat pastry flour. We get Bob's Red Mill at Whole Foods, but you can also get it on Amazon, and I've see it in my local grocery store as well.
On a side note, when a recipe calls for whole wheat flour, I use white whole wheat flour. White whole wheat is a different type of whole wheat, same nutritional value, but it has a milder flavor. So it tastes more like the refined white flour used in the standard American diet. So if you're finding you don't like the flavor of your foods using whole wheat flour, try using white whole wheat flour.
For more info on the grain go here, White Whole Wheat Flour.
I bought it at our general grocery store. The difference is the amount of gluten, I believe.
Would the pastry flour cause a higher insulin spike since it's ground finer?
I made delicious vegan fat-free black bean brownies (YUM!) (recipe (c) Chef Emily Webber) with whole wheat flour when it called for pastry flour. They came out fabulous just the same.
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Basic brief pairs perfectly with the Flyaway tankini! THIS ITEM IS FINAL SALE-NO RETURNS OR EXCHANGES.
0 items in your shopping bag
Get sexy without revealing too much! Flyaway tankini is loosely draped below the bust with an overlapping split panel in front. Molded cup bra and detachable straps for bandeau conversion. BOTTOMS SHOWN SOLD SEPARATELY FOR CUSTOM FIT.


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Ash and his friends Iris and Cilan arrive in Eindoak Town, built around a castle called the Sword of the Vale. The three Trainers have come to compete in the town's annual battle competition, and Ash manages to win with some unexpected help from the Mythical Pokémon Victini! It turns out Victini has a special bond with this place. Long ago, the castle watched over the Kingdom of the Vale, and the partnership between Victini and the king protected its people who lived there. But that kingdom has since vanished into memory, leaving behind powerful relics and ancient Pokémon. Damon plans to trap Victini and harness its power, and as that plan gets under way, the entire town of Eindoak faces disaster!
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Bellator Still Targeting Paul Daley vs. War Machine If Timing Works Out | MMAWeekly.com
The plan for the first ever Bellator card on Spike TV was to allow the fans to vote for the welterweight fight they most wanted to see by choosing from four different competitors.
The overwhelming choice as voted on by the fans was a welterweight showdown between knockout artist Paul Daley and embattled former Ultimate Fighter star previously known as Jon Koppenhaver, better known these days as War Machine.
Unfortunately as circumstances sometimes happen, both fighters were forced off the debut card and the bout had to be scrapped.
Paul Daley is currently in a legal hold up following charges stemming from an alleged bar brawl in his home country of England thats put his visa to travel to the United States on hold until late April when he has a hearing to determine a ruling to allow or deny his request.
Meanwhile, War Machine suffered a knee injury in training that forced him out of action and into rehab while he works to get back after spending the last year in prison.
Its one of those unfortunate situations where we had the Vote for the Fight and War Machine tears out his knee and cant move forward, and then (Paul) Daley, the other fighter fans voted to see ends up in legal trouble and cant get a visa to get into the country, Bellator CEO Bjorn Rebney explained when speaking to MMAWeekly Radio.That would be the best case scenario, thatd be ideal. If Paul, knock on wood everything works well and he doesnt get convicted god forbid, and have to do any time or anything like that, then Paul would be clean. Then War Machine had a pretty serious injury, but September would conceptually be a time frame we could do that fight, said Rebney.
If that rehab can happen with John (War Machine) and Paul doesnt have any kind of delay getting a visa, that would be awesome.


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Something Brian Stann realizes is that as the sport of mixed martial arts begings to grow, things will change, and one of those important changes for fighters is that they need to make their own fights more important:
Jake and Rory is probably the one that is most exciting outside of the main event. Youre seeing a paradigm shift in mixed martial arts in recent years because of what Chael Sonnens done and Jake is a pupil of Sonnen. I dont know if people have realized that with it being behind-the-scenes, but he is, revealed Stann.
Fighters are starting to realize that they have to make their fight matter. Boxers have done this for years where they go out and promote to sell their fight and Ellenberger has basically done that. Hes fighting a guy he truly does not like, and he has told him I want to fight you and hes been rewarded with Rory wanting to fight him with major title implications between two guys who are really, really good.


text: Well call me an old pervert but I have liked what I have seen from 3MB (Slater, Mahal and McIntyre). The rock band gimmick has Vinces handprints all over it and it is pretty corny but it works, especially when Slater is the frontman. The faction is also breaking racial boundaries, Jinder is a rockstar with a turban? Cool.


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US Airways, along with US Airways Shuttle and US Airways Express, operates more than 3,200 flights per day and serves more than 200 communities in the U.S., Canada, Mexico, Europe, the Middle East, the Caribbean, Central and South America. US Airways has a global network spanning from hubs in Charlotte, Philadelphia and Phoenix and a focus city in Washington, DC at Reagan National Airport.
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- About this bottle: The ales from Woodforde's Brewery, which started production in the 1981, were inspired by the discovery of the diaries of an eighteenth century clergyman, Parson Woodforde, who was partial to the local ale. This Norfolk Bitter has most of its ingredients sourced from the immediate area, including water from the brewery's own borehole and Norfolk grown Marris Otter. It has a lovely balanced hoppy malty character.
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text: Not sayin fighters in on it. Just basin it off what dana says. In the media leading up to the fight dana would say it could/should be richs last fight. And the situation of dana changing his mind is based on if rich comes in and ends the fight in a huge ko of some sort. I understand dana tends to keep to his word on these subjects of retirement. But then that's what he does talks. How long has been callin for bj to hang them up but gets fights and believe (correct me if I'm wrong) he has change his mind on that matter once.


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Today has been kind of a bad day for me. It all started last night when I watched something that put me in a bad mood. Then the more I thought about it, the more disturbed I became.
As some of you know, I was supposed to be inside the world trade center on 911, but sleeping in possibly saved my life. Because of that, I have been more interested than your average joe on what is happening during this war.
What bothered me was watching the presidential debate last night. All but two people said they were ok with the military participating in torture (like weatherboarding) to try to get information out of terrorists.
Isnt using pain and fear to get someone to do what you want terrorism? What makes us different from them?
This depresses me a lot. For every "suspected terrorist" we kill, 2 innocent people are also killed. I say suspected because with many, we just don't know. How is that winning? If everytime you scored a touchdown in football the other team scored 2, you would have no chance of winning.
We have bombed 6 countries in the last 3 years. Can many of us even name those countries? Do we even care? What the fuck is wrong with us? Our government is killing and torturing people and we don't even ask who or why. How does that make me safe?


text: Molly B's begins its new "Style Series" with a cool medley of Greys, Blues and Greens, with two border print options. The Style Series offers classic elegance with a vintage vibe, fitting easily into today's home decor and heirloom quilts alike. Look for coordinating solids to expand the creative options of these smaller color-keyed collections.