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The earthquake was centered near Louisa, Va., which is northwest of Richmond and about 230 miles southwest of Philadelphia. There were also two aftershocks in Virginia, both below a 3-magnitude.
The U.S. Geological Survey said the earthquake was half a mile deep.
Reports were coming in throughout Tuesday afternoon and evening of minor damage in the area.
RELATED: Red Cross Earthquake Safety
The quake could be to blame for statue damage on the roof of the Lourdes Medical Center in Camden.
The building's main entrance was closed after officials realized the Virgin Mary statue on the roof was loosened.
Hospital services are still running normally.
People are able to enter and exit the hospital through the emergency entrance.
Across the river in Philadelphia,a glass window shattered on a lower floor of the Independence Blue Cross building in Center City. Luckily a protective film stopped the glass from falling.
Hundreds of workers inside the building filtered outside shortly after the quake. Fire crews responded to the scene but no injuries were reported.
The company sent its 3,000 employees home for the day.
Philadelphia International Airport temporarily grounded departing flights and shut down security checkpoints for incoming passengers while officials inspected the runways and terminals, spokeswoman Victoria Lupica said. No one was evacuated and the airport resumed normal operations about 30 minutes later, she said.
Meanwhile, in Wilmington, the quake shattered part of the steeple of Saint Thomas the Apostle Church at 4th Street and Bancroft Parkway. Fortunately, nobody was injured by the falling blocks.
In New Jersey, Gloucester County Office of Emergency Management tells Action News the historic G.G. Green Building in downtown Woodbury suffered damage from the earthquake.
The building, located on Broad Street is vacant, and there were no injuries. Several bricks came down from the building onto the sidewalk and a few cracks were discovered in the foundation.
Rt. 45 was temporarily closed for short time after quake as the building was inspected.
The 6abc building in Philadelphia was shaking this afternoon as well. The Action News newsroom was taking calls all afternoon long from people all over the area with reports of the quake.
Police Commissioner Charles Ramsey, on the scene in Southwest Philadelphia, reported that he felt very little shaking at all.
"While we were at the press conference and my pager started going crazy. We evacuated the building but not 911 radio communications," said Police Commissioner Ramsey.
In Center City many high rise and office buildings appeared to be evacuated as workers poured outside along 13th Street and JFK Boulevard.
"We were on the 11th floor and at first I thought I was having a back spasm. My neighbor thought he was having a heart attack. Everything just started shaking. We looked up and saw the windows in the other building start to shake," said Joseph Gruber, who works in the Municipal Services Building.
Ronald Robinson, an employee in the same building, was on the phone with his fiancée at the time of the earthquake.
"I felt the floor doing a bounce motion then the cabinets on the fifth floor did a wave motion. I didn't want to be trapped. Everyone started running down stairs. It was jam-packed," said Robinson.
There is an increased police presence downtown, but many people are left outside of their buildings wondering what to do next.
A woman visiting her husband on the 12th floor of Hahnemann University Hospital tells Action News, "I was sitting at my husband's bedside. I felt something move and start to shake. I looked and I thought my husband was having a seizure but he wasn't. The bed was shaking - it was just such a weird feeling. I've never been through one of these before."
She went on to explain how a vital piece of equipment holding her husband's tracheotomy tube in place came loose, but nurses quickly responded to the rooms to check on patients after the quake.
People also rushed out of Citizens Bank Park, but there was no damage there. The Phillies game scheduled for Tuesday night will go on as scheduled.
In Reading, Pa., the earthquake caused the closure of the Penn Street Bridge for a portion of the day.
The bridge was closed between West Reading and downtown Reading.
Officials said they are examining cracks on the Penn Street Bridge.
RELATED: Report from USGS website


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Fire marshal reports fewer deaths by fire in 2009
There was a record low number of fire deaths in the state in 2009, state Fire Marshal Stephen Coan announced Wednesday.
Last year, there were 35 civilian fire deaths, compared to 49 in 2008 and 44 in 2006.
"That's the lowest number of fire deaths on record since WWII,'' Coan said.
Of the deaths, 17 were men, 13 were women and five were children. Five of the people died in vehicle fires, one in an outdoor fire and the final 29 died in 22 structure fires.
The leading cause of fire deaths is smoking, although that number decreased from 11 in 2008 to eight in 2009.
"This decrease in residential fire deaths from smoking may be the first sign that Fire Standard Compliant (FSC) cigarettes are working as designed," Coan said.
FSC cigarettes are designed to resist ignition of upholstered furniture.
Other factors for decreasing death totals is more residential sprinklers and more use of smoke alarms, Coan said.
"Although one death or injury is one too many, Massachusetts is making tremendous progress reducing the numbers of residents killed in fires,'' he said.
The MetroWest Daily News

subset: commoncrawl


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This morning, as I was reading through Bill Farrel's The 10 Best Decisions a Man Can Make, I came across a passage that talked about inviting Christ into your hobbies. The beginning of Chapter 8 asked a question:
"What do you like to do to relax or have fun?"
The book followed up by asking you to:
"Brainstorm ways to invite Jesus to be part of this activity in your life."
Bill gave a few personal examples of him inviting Christ into his hobbies: 1)as he is out in the garage tinkering around on his car, he prays and just generally communicates with God just as he would a friend; 2)as he is out exercising, Bill listens to worship music and sermons. Both examples show how easy it is to invite Christ into our down time activities.
Now my own personal ways of winding down do not include physical exercise nor picking up the odd tool and "tinkering". I know that I need to be more active but I prefer reading a good book or enjoying a video game. I honestly cannot remember a time where I have ever invited God to take up the second controller (figuratively). I don't think I have ever asked God for the amazing dexterity to accomplish a specific Mario jump either. No, I just mindlessly play and let the digital world envelope me as I would a movie. What does this mean?
And whatever you do, whether in word or deed, do it all in the name of the Lord Jesus, giving thanks to God the Father through him. – Colossians 3:17 (NIV)
As a Christian, everything I do is to be done to the glory of God. I need to be keeping God at the forefront of my mind. Even as I play a video game, I need to not be mindlessly consuming but actively engaging the media. This means filtering the game through what I know is truth in scripture; this also means asking God for the endurance to take on that last boss fight. Video games can easily be all about the glory of the player, I want that glory to instead be directed at my Creator.


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Food 4 Thought Cafe
*New! Food 4 Thought 2 now open in Bowman Hall!*
Food 4 Thought Cyber Cafe (White Hall):
Hours of Operation: Monday-Thursday: 8 AM-8 PM, Friday: 8 AM- 3:30 PM
Our flagship location offers coffees, teas, bagels, salads, wraps, smoothies, flatbreads, flatbread pizzas and a variety of other healthy refueling options. A computer bank and ample seating make the original Food 4 Thought a great on-campus place to study or discuss.
Food 4 Thought 2 (Bowman Hall):
Hours of Operation: Monday-Thursday: 8 AM- 6 PM, Friday: 8 AM-3 PM
A pared-down version of our installation in White Hall, Food 4 Thought 2 offers coffees, teas, bagels, wraps, smoothies, and other express items for your busy day on campus.


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Of the various patristic holy men you'll encounter in readings of hagiography, few grab the imagination quite so much as St. Simeon the Stylite (c. 385-459) — not even his younger contemporary and imitator, St. Daniel the Stylite (saint of the week here).
Years ago, I read the Life of Simeon by his (alleged?) disciple Antony (not that Antony) when I was just getting into Patristics, monasticism, and hagiography. Last week, I read Theodoret of Cyrrhus' Historia Religiosa (trans. by EM Price for Cistercian as A History of the Monks of Syria), and one of the longer of his 30 biographical sketches was that of this famous Syrian ascetic. (I am soon to read the Syriac Life and make it a whole set, don't worry.)
When Simeon came along, Christian Syrian asceticism already had a long and venerable history stretching to generations before Antony took refuge in the Egyptian desert. Ancient Syrian Christianity always had an ascetic streak, calling people to become "Sons and Daughters of the Covenant", calling the faithful to live together in celibate marriages, calling believers to go into the Desert in "anachoresis" from the secular world, calling Christians to rise up and become the Perfect on the narrow road to the city of Christ (recall the Liber Graduum from this post).
By Simeon's day, Syrian Christianity was becoming more and more Greco-Latinised, and asceticism was already looking to fourth-century Egypt for its roots, examples, and golden years. Syrian asceticism delighted in the intense. Sure, Egyptians would go off into tombs for a while and wrestle with demons as Antony did, or found monasteries of thousands of people, as Shenoute did.
Syrian ascetics would live in the wild with nothing to protect them from the elements. Some were called "grazers", and they lived off the wild plants that grew in the Syrian wilderness. Others would wear iron tunics, only removing them when their bishop came along and enforced obedience. Still others refused to sit or lie down, sleeping in an upright position, suspended from the ceiling with ropes. What, as ER Dodds asked in Pagan and Christian in an Age of Anxiety, was the cause of all this madness?
A madness for Christ — a burning zeal to know Him and suffer for Him and suffer for one's sins and be made holy through askesis and abandon the world and all its allures. As Theodoret says in De Caritate, appended to the end of the Historia Religiosa, it was love for God that drove the monks to perform the feats he records.
Enter, then, Simeon.
He entered the monastic life at a monastery in Teleda. During his time in this monastery, he decided that it would be a good idea to wrap a rope around his waist beneath his tunic. He tied the rope really tight and never washed it or removed it. Eventually, he started to stink, and someone stuck his hand up the tunic and the jig was up.
Simeon ultimately decided that he was more suited to the solitary life, but the abbot would not release him. However, due to some of Simeon's antisocial ascetic practices, he was eventually free to go. So he moved into a nearby well. Soon, the abbot thought better of it, and the monks brought him back from the well.
He later escaped the monastery in Teleda.
He settled in an enclosure atop a hill near Telanissus. After several years of asceticism in this location, he built himself a pillar (Gr. stylos, hence "Stylite") and lived atop it and two successively higher ones for the next 36 years.
Holy men and women were not unheard of in the Syrian world, as we saw above, and they had various social functions to play, arbitrating in disputes, praying for rain, cursing infidels, diverting marauding bands of Saracens — that sort of thing. The sort of thing you need someone who is removed from society to do, the sort of thing an outsider can do, the sort of thing someone who is close to the Divine can do.
So people heard that there was this guy living on a pillar. And if you live on a pillar, you must be, mad, holy, or both. And if you're holy, you can probably arbitrate in disputes, dispense wisdom, intercede for the faithful, etc. So people started flocking to Simeon on his pillar and getting all of the above.
Amongst those who flocked to Simeon were his disciples, who built a whole monastic complex at the base of the pillar (as also happened with Daniel). They helped regulate and organise the various pilgrims and suppliants who came to Simeon's pillar.
Simeon, when not dealing with the masses below, would pray continually. He would pray, alternately standing up straight and bending over double. This bending over eventually caused him back problems, while the constant standing caused him foot problems.
This, in short, is the long career of Simeon the Stylite up on his pillar. He was a living symbol for the entire monastic movement, a man positioned between earth and heaven, a man ceaseless in prayer, a man who cared naught for this world around him.
More on Ancient Syrian Asceticism:
Primary Sources
Theodoret of Cyrrhus, A History of the Monks of Syria. Trans. EM Price, Cistercian Publications.
The Book of Steps: The Syriac Liber Graduum. Trans. R.A. Kitchen, Cistercian Publications.
The Lives of Simeon Stylites. Trans. Robert Doran, Cistercian Publications.
The Syriac Fathers on Prayer. Trans. Sebastian Brock.
Secondary Sources
Brown, Peter. "The Rise and Function of the Holy Man in Late Antiquity," Journal of Roman Studies 61 (1971): 80-101, reprinted, with additional notes, in Society and the Holy in Late Antiquity (Berkeley: University of California Press, 1982), 103-52. Classic introduction to the holy man — however, be aware of its 25th anniversary sequel:
—. "The Rise and Function of the Holy Man in Late Antiquity, 1971-1997." Journal of Early Christian Studies 6 (1998): 353-376.
Burton-Christie, Douglas. The Word in the Desert: Scripture and the Quest for Holiness in Early Christian Monasticism. This work focusses primarily on Egypt, yet its story of the origins of Christian monasticism is interesting and discusses aspects of the Desert Fathers of Syria.
Harvey, Susan Ashbrook. Asceticism and Society in Crisis: John of Ephesus and the Lives of the Eastern Saints. The Introduction, pp. 1-27, gives a good introduction to ancient Syrian Christianity and asceticism as found in Syria, Mesopotamia, Palestine, and Persia.


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Upon hearing the news of his son's cancer diagnosis, my heart immediately went out to this man I have never met and likely never will. Obviously, I hurt for his entire family. But as a father who has also heard the dreaded words, "your child has cancer," I can identify more with Noah's Daddy and the cries of utter helplessness pounding a discordant melody inside his weary mind.
Quite frankly, this is awful and I don't wish it on anyone, famous or otherwise. There are things he is in the process of discovering that no man should be forced to learn – yet his education is being forged in the pristine environment of a hospital and it can't be stopped. He can't withdraw from school, clep out of an exam, or skip this grade. There is no syllabus and the lectures can change violently at a moment's notice. This is not a bunny class… basket-weaving 101. No, this is AP post-graduate work – a trial by fire where no grades are curved and no group study is allowed. Sharpen your pencil and take your seat, this class is the hardest that the School of Life has to offer.
If I were able to shove a note of encouragement and advice into his backpack, here are some things I would share from when I was forced to enroll in the course:
Hope is a verb and an active one, at that. You, as dad, have to kindle hope and keep it burning – DAILY! Mom is too busy and your children desperately need you to model positivity. So build your hope on whatever you can and keep fanning the flame. Friends and family will look to you in this time and feed off of your attitude.
Exams are coming quickly. Decisions will have to be made at lightning speed with only the limited information you have at the time. When forced to put your pencil down, don't look back.
Your son is tougher than that nasty marine wannabe who yelled at you during middle school PE. He is going to experience pain and hard times, but will rise to every occasion and he will find joy in the oddest and hardest of places. You will see a remarkable side of him that you could never have expected.
Your wife is amazing. You knew that. You knew it before you married her and you have seen it in the way she mothers her children. But you are soon to see her go days without sleep, live in constant worry, cry more tears than you thought she could produce, and confront obstacles all while pouring insane amounts of love over you and your children. Tell her now and every chance you get that she is incredible and you are lucky to breath the same air she does.
Children do win these battles. In fact, the statistics are overwhelmingly positive for them. Though fear is your new and constant companion, know that there are many survivors out there. Cling fast to whatever winning percentage your doctors shared with you in the stuffy consultation room.
Speaking of doctors, they, the nurses, and hospital staff who will care for Noah are very special people. You will realize this at 3 am one night when he wants six yellow M&M's and some nurse makes it her life's mission to find and sort them for him.
As a society, we don't value our children like we say we do on all of our propaganda. The treatment your son is receiving is decades old and the funding to find a cure is dreadfully inadequate. It isn't fair for these innocent lambs who look to us for protection. But fair isn't a word used in this curriculum.
Planning is relatively worthless now. It's like trying to study as the teacher is passing out the exam – futile. Your life will run ten minutes at a time and is based on how Noah feels and how his treatment is progressing. You just won the last ten minutes, now go fight for the next ten and repeat until this nightmare is over.
Don't worry, new kid. Regardless of their economic means, social standing, race, ethnicity, or any other category that society uses to divide, your classmates won't give you a wedgie or shove you in a locker. Canadian? Even that's okay. Cancer does not discriminate and neither do your fellow suffering parents. They will guide you, council you, and hold you when you just need a quiet friend. You have joined the worst club filled with the best people imaginable.
Get ready for tears and regardless of what you've been taught about them thus far, you don't lose manpoints for crying anymore.
"No" is an acceptable word. Your primary goal in life is the well-being of your family and you should feel free to separate yourself from those who don't respect your no. In fact, you have the right to distance yourself from anyone for any reason at all. This is your battle and you don't have to explain the way you choose to fight.
Finally, you are about to see the world at its best – a light in this present darkness. There is an unbelievable amount of good out there. People you have never met or heard of will come out of the woodwork to support you and you will be amazed at just how many people lovingly care for your family and your son. No one has to fight this battle alone.
Class is now in session
Fight well, love fiercely, and steal joy wherever it can be found. You are in my thoughts and prayers.
Kylie's Daddy


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The cherry trees were entering the peak phase today and the tidal basin was lined with photographers at sunrise. Last night, however, there was a full moon and only three of us (photo colleagues Joan and Cynthia) were shooting in this new location.
Full Moon, View from Virginia Shoreline
(Technical: Nikon D810 with 70-200mm f/2.8 lens extended to 165mm; exposure: 2.5 sec. at f/5.6, ISO 400; taken about 35 minutes after sunset)
While the moon was rising the cherry trees were hard at work, getting ready for this morning. Both of the images below were taken before sunrise this morning.
Dawn, Tidal Basin
(Technical: Nikon D810 with 24-70mm f/2.8 lens extended to 24mm; exposure: 5 sec. at f/16, ISO 800; On-camera flash at reduced power to provide slight fill on blossoms, taken about 35 minutes before sunrise)
Dawn, Jefferson Memorial
(Technical: Nikon D810 with 24-70mm f/2.8 lens extended to 48mm; exposure: 0.5 sec. at f/16, ISO 800; On-camera flash at normal power to provide fill on blossoms, taken about 25 minutes before sunrise)
I suspect none of the photographers there were thrilled to see all those cranes to the left of the Jefferson Memorial. They are in the early phases of a major development along the waterfront on Maine Avenue. I suspect most of us will be using Photoshop to "disappear" them.
The blossoms will be with us for a few more days, weather permitting.
Keep Shooting….


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I've been incorporating textures to my illustrations little by little and I'm pretty happy with how these turned out. I'm still trying to learn the right technique so the learning and experimentation continues!
These are so far my favorite bunch of editorial illustrations. All these three illustrations are from Total Girl Philippines' April 2015 issue.


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Camp NaNoWriMo is on now and it's not too late to jump in.
It's only the second week of April's Nano and I'm powering along, really happy with my story. It's all very Buffy. I came up with the first draft to The Haunting Lessons in eighteen days during November's NaNoWriMo so I've got a good track record of getting it done, especially when other writers are watching.
With Camp Nano, it's you and ten other cabin mates cheering each other on. I find the friendly competition encourages me to move forward and write longer. (I'm up to about 16,500 and expect to finish the draft to the third in the Ghosts & Demons Series this month. (You can pre-order the second in the series, The End of the World As I Know It, here.)
I'm using the Pomodoro App again, and loving it.
Writing isn't a problem for me, but sometimes I'm reluctant to start. Pomodoro gets me going and I often keep going even though the app gives you scheduled breaks. There's something about a timer clicking down in the background that makes you want to beat the clock. Then I cruise on, powered by Pomodoro Technique inertia. Try it.
Google sheets.
Within Google docs are easy-to-use spreadsheets. I started using them for recording my tax receipts. Turns out, I love them for lots of reasons, like tracking word counts, productivity, weight loss, food choices. Only that which is measured is changed. I talk about that quite a bit on the all new, All That Chazz podcast. Find out more at AllThatChazz.com.
~ More on productivity soon. In the meantime, after a hiatus to reorganize (and for his wife to have a baby), Kit Foster of Kitfosterdesign.com is back and working full throttle to provide excellent ebook cover designs, web banners and paperback covers for authors and publishing houses everywhere. Check out his portfolio at KitFosterDesign.com and make your next book cover work harder to sell more books.
Filed under: writing tips, Camp Nano, Camp Nanowrimo, demons, ghosts, kitfosterdesign.com, NaNoWriMo, publishing, Robert Chazz Chute, sell more books, writing, writing books, writing faster


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Lynn Tague
Independent Stampin' Up! Demonstrator
Welcome to my Beyond Beaches & Blessings blog,. I LOVE to use my creativity to bring joy, smiles and inspiration to others.
Tag Archives: Hinge Technique
New Stamp Positioning Tool
It's BIG NEWS when something breaks the mold and changes everything! Stampin' Up's new Stamparatus (stamp positioning tool) will change the way you and I stamp, and before long, we will wonder how we crafted without it! Why do YOU … Continue reading
Posted in Promotions, Stamparatus, Stampin' Up! Tagged Hinge Step, Hinge Technique, Stamp Positioning Tool, Stamparatus, Stampin' Up! Leave a comment


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sperm or spermatozoonspûr˝mətəzō´ən, –zō´ŏn [key], in biology, the male gamete (sex cell), corresponding to the female ovum in organisms that reproduce sexually. In higher animals the sperm is produced in the testis of the male; it is much smaller than the ovum and consists primarily of a head, whose nucleus bears the hereditary material (see chromosome) of the male parent, and a slender whiplike process (flagellum), which provides the motility necessary for fertilization in a fluid medium. In higher plants the sperm is contained in the pollen grain and is conveyed to the ovum by the pollen tube; in some lower plants (e.g., mosses and ferns) the sperm is actively motile.
The Columbia Electronic Encyclopedia, 6th ed. Copyright © 2023, Columbia University Press. All rights reserved.
See more Encyclopedia articles on: Cell Biology


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"The Rocky Horror Glee Show"
October 26th, 2010
The test of an episode so heavily based around a specific musical property is how it is integrated into the series as a whole. While Rocky Horror superfans are likely to judge the episode based on its relationship to the musical, I'm more interested in the musical's relationship to the characters. I watched the movie for the first time over the weekend, and while the music is obviously the main reasons for this crossover it's also easy to see how various characters could fit into particular roles. Finn and Rachel are a logical Brad and Janet, Sam might as well be Rocky 2.0, and the other roles all have enough meaning and interest that whoever fits into them could gain a new level of interest as a result (especially if the show is interested in the musical's more subversive qualities).
At a few points, I think "The Rocky Horror Glee Show" succeeds in this area, albeit with some missteps. By admitting that the musical is inappropriate for this setting (small town Ohio), both through the actual storyline and how a variety of characters respond to the material, the show doesn't pretend that it is entirely natural for these two properties to come together. In those moments, the episode is fairly grounded, problematizing the staging of the musical in ways which have potential to speak to the show's characters.
The problem is that the central reason this connection is being made is the part of the show that simply doesn't work, something that was entirely absent two weeks ago where the show was at its best in a long while. By grounding the musical in Will and Emma's relationship, and in Sue's efforts to destroy the Glee club, the small character moments are ultimately complicated and often undermined by the sense that tying this into one of the series' weakest ongoing storylines takes leaps in logic that limits the potential impact of the musical's presence in the episode.


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Cat, Wal-Mart team up for prescriptions
Caterpillar Inc. and Wal-Mart Stores Inc. have embarked on a pilot drug program that could revolutionize the prescription drug industry, officials from both companies said Monday.
Select salaried and management employees of Caterpillar as well as its retirees and surviving spouses can get Tier-1 generic drugs filled for no co-payment at all Wal-Mart, Sam's Clubs and Neighborhood Market stores now through Dec. 31, 2009, as part of the program that began earlier this month.
The co-payment for the generic drugs is $5 at other pharmacies.
While about 70,000 Caterpillar employees are affected now, that could expand to include union-represented employees who opt into the company's HMO plan beginning Jan. 1, 2009, said spokeswoman Rachel Potts. Open enrollment begins in November.
"This is completely voluntary. It's a pilot program because we want to see if this would be sustainable. If it delivers everything we hope it does, starting with quality service, it could be a success," Potts said.
Still, she said the company isn't ready to commit to anything in the future until it can study the results of the pilot program. "We are only two weeks into the program, but we are encouraged by what we've seen so far."
The goal of the pilot program, on which Caterpillar and Wal-Mart negotiated for several months, was to remove unnecessary costs from the health care equation, said Todd Bisping, Caterpillar's pharmacy benefits manager.
It does that by eliminating the middle man, so to speak, in the pharmaceutical management process. Most companies contract with an outside pharmacy benefits manager to set rates on prescription drugs, rates co-payments are designed to cover to defray the company's costs.
Caterpillar negotiated directly with Wal-Mart on the rates, saving it money and enabling Caterpillar to then waive the co-payment for its employees and retirees, Bisping said.
"We are eliminating waste from the supply chain through a direct contract with Wal-Mart. This is a first in the industry, so you can be sure other industries are keeping a close eye on how this works. This has the potential to shake up the way things are done now," Bisping said.
Neither he nor Potts would disclose how much Caterpillar expects to save through the program.
"But we would not do something like this if we didn't expect significant savings for the company and our employees," Potts said.
Christi Gallagher, a spokeswoman for Wal-Mart, said her company would benefit by convincing other companies to do similar programs.
"We are speaking to other companies every day, but we were very keen to start with Caterpillar because it is recognized as an industry leader, as a company and in terms of benefits," Gallagher said.
She said Wal-Mart believes it can leverage its expertise in supply chain management to save money for any company.
"Our goal is to help our customers save money," she said. She added Wal-Mart's program offering some generic drugs for $4, started in the fall of 2006, has already saved its customers more than $1 billion.
Paul Gordon can be reached at (309) 686-3288 firstname.lastname@example.com.


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Taking the time to develop estate plans for the family farm or ranch is no easy task – but it is an important one, especially if you hope to pass the family operation to the next generation.
Dave Goeller, transition specialist with the department of ag economics at the University of Nebraska, has developed a list of 8 important questions to consider as you begin this planning process. Goeller calls it "What you need to know before you go to see the attorney."
Goeller says answering this series of questions can be very beneficial for producers as they initiate the estate planning process and seek professional assistance in putting together an official estate transfer plan.
Following are highlights of the 8 questions Goeller says farmers and ranchers need to answer. Goeller's full paper is available through the Beginning Farmer Center on the Web hosted by Iowa State University (a link to the site can be found at the end of this article).
Question 1: What do you own? How much is it worth? and How much do you owe? Include everything that you own and all debts that are owed. Include all assets such as: bank accounts, land, machinery, livestock and retirement accounts, and all debts including loans, mortgages, credit cards, etc. This information will help your professional determine the potential for Federal and State Tax obligations that may be due upon your death.
Valuation of assets is at "fair market" value. Remember to include information about life insurance policies, who is the owner and who are the beneficiaries. Gathering information yourself can help keep professional costs at a minimum.
Question 2: How are your assets titled? How your assets are titled can be of significant importance when planning for both the minimization of tax obligations and the future income for a surviving spouse.
Joint Tenancy WROS is perhaps the most often used form of titling. WROS stands for "With Right Of Survivorship." If title to real estate is held in joint tenancy WROS, when one owner dies, the second owner becomes sole owner of the entire property.
If title is held as Tenants in Common each owner has an undivided interest in the property. When one owner dies, his or her portion of the property passes to their heirs as directed by the decedent's will or trust, or if someone dies without a will or trust (intestate), property passes as directed by the laws of the state. The surviving owner then owns their original undivided interest in the property with the decedent's heirs.
Question 3: Who do you want to give your assets to? This issue often creates a dilemma that many couples spend hours discussing. No one wants to cause hard feelings or create a fight between their heirs. Emotions definitely play a large role in this decision. Should property be left undivided equally and owned by all the heirs or should an owner be chosen for each piece of property? That answer is up to each individual family.
Question 4: Do you want to have a successor for your business? If so, can the successor survive financially if they only receive a portion of the operation? If you desire a successor, is that successor one of your heirs and will he or she be treated differently from your other heirs? If the successor is not an heir do you wish to provide a mechanism for the successor to operate the business when your heirs become the eventual owners?
Question 5: Do you want to pass the farm on to the next generation as an on going business with adequate size to generate a living for the successor or do you want to divide your farming business into pieces like a pie? Is it important for you to keep the "farm in the family?" Treating all children equally may not necessarily be treating all children fairly. What about contributions to the business or sweat equity that may have occurred over the years? If you desire one successor, are there other assets for the non-farm kids such as life insurance, investments, annuities or stocks etc.?
Question 6: When do you want to give it to them? There are three basic choices: Give it to them now with "no strings" attached; Give it to them now with "strings" attached; Give it to them at the time of your death.
Also, when deciding when to give assets to heirs, consider if you will need the income those assets could earn during your lifetime or if you may want to place restrictions on their use.
The deductible basis for capital gains purposes becomes important when deciding when to give assets to heirs. If a capital asset is acquired at a time of death transfer such as a will or trust, the heir receives a step up in basis. Because the value of that asset has gone through the tax test of the decedent, the heir receives a new stepped up basis in the asset, equal to its valuation in the decedent's estate. If that same asset were to be gifted to an heir, the heir does not get a step up in basis but continues with the same basis as the giver.
Question 7: How long do you want to exert control? There are ways to exert control beyond your death, if you wish. There may be situations in which you might wish to control a portion of your estate for a prolonged period of time. In the case of a special needs child, many will provide for the well being of the child for the remainder of the child's life.
There may be cases in which parents wish to provide an income stream for an heir while restricting access to the entire value of an asset. Some may wish to restrict the ability to sell or mortgage an asset. Typically the longer you wish to maintain control beyond your death the more involved and expensive the estate planning process becomes.
Question 8: What about long term care? Long term care has become a concern for many farm and ranch families. There are three basic options for providing for long term care. There may be adequate income generated by the business assets to provide for long term care should the need arise. Social Security, retirement accounts, interest earnings, rent and even liquidation of some farm assets could be used to provide for long term care.
Long term care insurance has been used by many to help cover all or part of the costs. Policies vary widely. Variations include: Number of days in the nursing home before coverage begins; daily payment coverage; lifetime payment limits; and return of unused premiums.
The third option is Medicaid. Medicaid is provided for those that can not otherwise afford long term care costs. There are two eligibility tests for Medicaid. A resource test and an income test. For those who are eligible, Medicaid provides a safety net for long term care.
Goeller concludes: Know the answer to these eight questions before you see your professional to create your estate plan. Know where you are and where you want to go so your attorney can help you determine how you can best get there, and you can make the decisions that only you have the knowledge and insight to make.
Click here to read Goeller's full paper go to: Access the Beginning Farmer Center.


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Here in the northern mid-latitudes (much of Canada and the US, Europe, and the northern half of Asia) our weather is governed by the jet stream. This high-altitude wind current, flowing rapidly from west to east, separates cold Arctic air (to the north) from warmer temperate air (to the south). So on a given day, if you're north of the jet stream, the weather will probably be cold; if you're to the south, it will probably be warm; and if the jet stream is passing over you, you're likely to get rain or snow.
The jet stream isn't straight, though; it's rather wavy in the north-south direction, with peaks and troughs. So it's entirely possible for Calgary to experience a cold spell (sitting in a trough of the jet stream) while Winnipeg, almost directly to the east, has a heat wave (sitting in a peak). The farther north and south these peaks and troughs extend, the more extreme these temperature anomalies tend to be.
Sometimes a large peak or trough will hang around for weeks on end, held in place by certain air pressure patterns. This phenomenon is known as "blocking", and is often associated with extreme weather. For example, the 2010 heat wave in Russia coincided with a large, stationary, long-lived peak in the polar jet stream. Wildfires, heat stroke, and crop failure ensued. Not a pretty picture.
As climate change adds more energy to the atmosphere, it would be naive to expect all the wind currents to stay exactly the same. Predicting the changes is a complicated business, but a recent study by Jennifer Francis and Stephen Vavrus made headway on the polar jet stream. Using North American and North Atlantic atmospheric reanalyses (models forced with observations rather than a spin-up) from 1979-2010, they found that Arctic amplification – the faster rate at which the Arctic warms, compared to the rest of the world – makes the jet stream slower and wavier. As a result, blocking events become more likely.
Arctic amplification occurs because of the ice-albedo effect: there is more snow and ice available in the Arctic to melt and decrease the albedo of the region. (Faster-than-average warming is not seen in much of Antarctica, because a great deal of thermal inertia is provided to the continent in the form of strong circumpolar wind and ocean currents.) This amplification is particularly strong in autumn and winter.
Now, remembering that atmospheric pressure is directly related to temperature, and pressure decreases with height, warming a region will increase the height at which pressure falls to 500 hPa. (That is, it will raise the 500 hPa "ceiling".) Below that, the 1000 hPa ceiling doesn't rise very much, because surface pressure doesn't usually go much above 1000 hPa anyway. So in total, the vertical portion of the atmosphere that falls between 1000 and 500 hPa becomes thicker as a result of warming.
Since the Arctic is warming faster than the midlatitudes to the south, the temperature difference between these two regions is smaller. Therefore, the difference in 1000-500 hPa thickness is also smaller. Running through a lot of complicated physics equations, this has two main effects:
- Winds in the east-west direction (including the jet stream) travel more slowly.
- Peaks of the jet stream are pulled farther north, making the current wavier.
Also, both of these effects reinforce each other: slow jet streams tend to be wavier, and wavy jet streams tend to travel more slowly. The correlation between relative 1000-500 hPa thickness and these two effects is not statistically significant in spring, but it is in the other three seasons. Also, melting sea ice and declining snow cover on land are well correlated to relative 1000-500 hPa thickness, which makes sense because these changes are the drivers of Arctic amplification.
Consequently, there is now data to back up the hypothesis that climate change is causing more extreme fall and winter weather in the mid-latitudes, and in both directions: unusual cold as well as unusual heat. Saying that global warming can cause regional cold spells is not a nefarious move by climate scientists in an attempt to make every possible outcome support their theory, as some paranoid pundits have claimed. Rather, it is another step in our understanding of a complex, non-linear system with high regional variability.
Many recent events, such as record snowfalls in the US during the winters of 2009-10 and 2010-11, are consistent with this mechanism – it's easy to see that they were caused by blocking in the jet stream when Arctic amplification was particularly high. They may or may not have happened anyway, if climate change wasn't in the picture. However, if this hypothesis endures, we can expect more extreme weather from all sides – hotter, colder, wetter, drier – as climate change continues. Don't throw away your snow shovels just yet.


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From "What Technology Wants" by Kevin Kelly:
Listen to the technology, Carver Mead says. What do the curves say? Imagine it is 1965. You've seen the curves Gordon Moore discovered. What if you believed the story they were trying to tell us: that each year, as sure as winter follows summer and as day follows night, computers would get half again better, and half again smaller, and half again cheaper, year after year, and that in 5 decades they would be 30 million times more powerful than they were then. (This is what happened.) If you were sure of that in 1965, or even mostly persuaded, what good fortune you could have harvested! You would have needed no other prophecies, no other predictions, no other details to optimize the coming benefits. As a society, if we just believed that single trajectory of Moore's, and none other, we would have educated differently, invested differently, prepared more wisely to grasp the amazing powers it would sprout.
30 million times more capable. This is what happened. Worth remembering.


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Hello everyone hope you all have a great day. I have a lot to do today. I am starting to sell Mary Kay & have to go meet with my director in a few hours. So I decided today's post a quick one. Have you ever wondered what your significant other is saying with the […]
Posts Tagged 'camellias'
The Floral VocabularyMay 15, 2009
Posted in Feng Shui, Inspirational, Sacred Space, Wicca |
Tags: affection, Ambition, appointment, belief, bonds of love, buttercups, camellias, candor, Chastity, chrysanthemums, conjugal love, cruelty, daffodils, dahlias, daisies, desire, dogwood, dormant attention, Dreams, elegance, excellence, fastidiousness, forget-me-nots, geraniums, growing indifference, hollyhocks, Honeysuckle, hopeless love, hopelessness, impatience, indifference, jonquils, Lavender, lilacs, lilies of the valley, lime blossoms, lofty thoughts, love of nature, love-lies-bleeding, magnolias, mistrust, modesty, Narcissus, nasturtiums, orange blossoms, pansies, parriotism, passion flowers, peonies, poppies, purple, red, return of happiness, Riches, scarlet pimpernals, scorn, selfishness, shame, slighted love, stupidity, sunflowers, sweet william, thoughts, tiger lilies, touch-me-not, true love, tulips, uncertainty, unrequited love, violets, water lilies, white, Yellow
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Events archive
Dahrendorf Programme
10th Anniversary Dahrendorf Conference: What stories does Europe tell? Contested Narratives, Complex Histories, Conflicted Union
2 May 2019 - 2:00pm to 4 May 2019 - 3:00pm
The Nissan Lecture Theatre, St Antony's College, 62 Woodstock Road, Oxford
This year's Dahrendorf Conference will take place on 2, 3 and 4 May at St Antony's College. The Subject is 'What stories does Europe tell? Contested Narratives, Complex Histories, Conflicted Union'... Read more
Dahrendorf Programme
Professor Marci Shore (Yale University)
1 March 2019 - 5:00pm to 6:45pm
Seminar Room, European Studies Centre, 70 Woodstock Road, Oxford, OX2 6HR
The 2019 Leszek Kołakowski Lecture Marci Shore is associate professor of history at Yale University. Her research focuses on European intellectual history, in particularly twentieth and twenty-first... Read more


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A Delirious and Delightful Delving into Love's Most Entrancing Moments of Mirth and Madness!
As far as taglines go, that's a mouthful! It belongs to a romantic comedy from Columbia Pictures from 1941, Bedtime Story, directed by Alexander Hall and which stars Fredric March and Loretta Young. Although this picture is not a standout, by any means, for either of its stars, I saw it for the first time recently and enjoyed it immensely. Following are my thoughts on it in tribute to Loretta Young on what would have been her 100th birthday on the 6th of this month.
The Premise: Jane Drake (Young) is a great dramatic actress who, as the story opens, announces her retirement from the stage. She and her husband, playwright, Luke Drake (March) are ready to live a "regular" life in the country. Except, Luke isn't quite keen on the idea. Mr. Drake, who writes his plays for Jane to star in, is obsessed with writing and has just finished what is perhaps his greatest work, "Bedtime Story" – one he wants her to start rehearsals for immediately. Discouraged and angry at the fact Luke ignores her dream of retirement, and convinced he loves nothing more than his plays Jane leaves him – a couple of times. Then the fun begins as he will do anything to try to convince her to star in his new play and that they are meant for a life in the spotlight and on a stage. The shenanigans include his making a fool of her new love interest, Allyn Joslyn (played by William Dudley) at every opportunity with plenty of physical gags and foolish banter.
Bedtime Story is a fairly standard romantic comedy the premise of which is not unique. In fact, one knows how the movie will end from the beginning, but the back-and-forth between Jane and Luke and the story are still enjoyable to watch due to the film's talented cast. Although I prefer Fredric March in dramatic roles, he's charming here and, not surprisingly, rather dapper as the obsessed playwright. Young is also very good as the wife and actress who can't seem to resist him. Although she really does try – with words and physicality, Ms. Young shows great prowess as a comedic actress in Bedtime Story. And the two stars have great chemistry, by the way.
Aside from March and Young, Bedtime Story features a strong group of supporting players – Robert Benchley as Eddie Turner, Luke's assistant and partner in crime, sort to speak – character actress, Helen Westley as snooty but caring, character actress, Emma Harper – and the ever-hilarious, Eve Arden as Virgina Cole, a comedienne who, at Luke's request, plays along with one of his charades to get Jane to join his play. One could learn a hell of a lot about delivery and comedic timing from these three.
A fun movie, a pleasant surprise – there concludes my commentary on Bedtime Story but a few more mentions to honor a talented actress. As popular as Loretta Young is within the classic film community, I must admit I've seen only a handful of her films. That must change as hers was a long and illustrious career that spanned over eight decades. What comes to mind almost immediately when I think of Loretta Young was how my favorite film professor's eyes would glaze over any time he mentioned her name. As many movie stars as we discussed in the several classes I took with him, his eyes shone for no one else. When he retired I sent him a link to the following clip I found while working on a project on World War II. In it, Ms. Young takes time out of filming John Farrow's, China in 1942 to relay a message to American woman on the home front as part of the "Women at work week" campaign.
I ran into that professor's wife about a week after I'd sent him the link. She quickly mentioned how happy he'd been at seeing it and said he whistled for the rest of the day. I can think of no greater tribute to the power of our love for the classics. I cannot fathom that stoic, solemn man whistling.
In celebration of the 100th anniversary of Loretta Young's birth, Turner Classic Movies (TCM) has named her the Star of the Month and will be showing her films every Wednesday in January. I plan to be front and center for as many as possible. I wish you the same good fortune.
Finally – I didn't mention that Ms. Young looks absolutely fabulous in Bedtime Story although you get a sense from the images I included in this post.
Still, I strongly recommend you go to Movie Star Makeover where the lovely Kay has posted a wonderful tribute to the style of Loretta Young, Portrait of a Lady: Loretta Young. It's a wonderful post that features gorgeous pictures, lots of information and links to many sites and sounds related to the silver screen legend.
As for me, this is my humble tribute in honor of a beloved classic…
"A face is like the outside of a house, and most faces, like most houses, give us an idea of what we can expect to find inside." – Loretta Young


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The minute you walk into our entryway, you'll feel right at home in this refurbished 1800's hotel. Decorated with historic postcards and memorabilia, feel free to browse around! To the right is the glass door for entrance into A.E.Dixon's Irish Pub - with a "Cheers-like" atmosphere, and cozy tavern dining near the fireplace. Among our offerings...burgers, munchies, soups and "comfort foods" at modest prices. Ahead and to the left is our "Canal House Steak & Seafood" room...a comfortable dining room decorated in period colors & more memorabilia (some of it is even for sale!) Roomy with seating up to 75 people, this room also boasts a fireplace. If you like Prime Rib, check out our Saturday Prime Rib Buffet - (all-you-can-eat) served from 4-9pm. Our Friday fish fries are local favorites, our menu contains a variety of beef, seafood, poultry, pork and pasta.
For those of you who are just getting started at dark, we offer daily Pub Specials including our "TGIF" Hot & Cold Buffet from 4-7 pm, and bands every Sunday afternoon - click here for our current entertainment. From winter snowmobilers (we're right on the trail), to golfers, antiquers, you're never a stranger at the Hotel Solsville. Chances are you'll run into some old friends while you're here, or meet some new ones!


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Amazing Race's Nicky and Kim: We Didn't Stand a Chance After We Got U-Turned
There's no crying in baseball - or on The Amazing Race mat. Baseball wives Nicky and Kim kept their tears in check after their elimination on Sunday's episode because "we knew it was coming." "Phil [Keoghan] was like, 'Why aren't you crying?' And we were like, 'Well, we've had some time to digest that we're out!" Kim tells TVGuide.com. "We had a Speed Bump and got U-Turned. Once we got U-Turned, we knew it was over." But are they upset that Tim and Marie U-Turned them? Find out below.
Amazing Race's Tim and Danny: The singing caught everybody off-guard
How far behind were you?
Kim: Probably 45 minutes.
Nicky: Yeah. I think the camel Roadblock was easier than the cooking one, and we chose the cooking one at the same time Ally and Ashley chose the camel. I think they finished that one pretty quickly, so we were already behind from that. And on top of the U-Turn, we had the Speed Bump, so it was almost an hour.
How long did the Speed Bump take since you're afraid of heights, Kim?
Kim: I definitely sat there a little bit acting like a wuss. I was pretty nervous, but it was fine. It actually didn't take that long once we jumped in the water. It was just a matter of swimming across, and it was really hard to pull yourself up the ladder because the waves were crashing. I thought they were going to crash my skull into the cement wall. Once we got through it, Nicky did so well on the rafting. We did everything good. Had we not missed that yacht in the previous leg, I don't think we would've been eliminated this leg. It's funny how it works out. We think we did a good job overall. We had so much fun.
Were you surprised that you were U-Turned?
Nicky: I was actually pretty surprised because I think going in to that leg, everyone knew that we were in last place. For me, I would've thought that people would U-Turn someone else because we would be behind. But I think when Tim and Marie ended up running way out of the way, they didn't know their status and they U-Turned us to put a buffer on them, which I understand. We didn't expect it, but we didn't rule it out.
I can't believe that no one ever U-Turned Tim and Marie. There were four chances to.
Nicky: Looking back, somebody probably should've U-Turned them the first time! [Laughs] I kind of am surprised. A lot of teams had issues, not with them individually, but it was a little stressful being around negative energy. Nobody really appreciates negative energy. But whatever. They didn't get U-Turned. They got lucky.
Amazing Race's Brandon and Adam: It made sense to change Detours
What do you think of the doctors U-Turning the Afghanimals just because they lied?
Nicky: I think that was fair. There was no reason for the Afghanimals to lie to them. I just feel like in the Race, you just do certain things. Like when Kim and I were in the airport and people were mad that we got first on the wait list, I think these are smart moves. I feel like had the Afghanimals been honest, like, "Yeah, we had to U-Turn them otherwise we would've lost," it would've been fine. I don't think Nicole and Travis would've U-Turned them if they were honest.
Marie was convinced you cut in front of them in line to get on the standby list first. Have you talked to her about it since the episode aired?
Kim: It's all water under the bridge now. When we're racing, it's more competitive. We joked around about it. We were in the right doing what we did. We didn't cut. We found an agent and got on the list first. I think after watching the episode, she would agree. Amy and Jason were both like, "The bunnies were telling the truth." They thought we just went up and said, "Put us on first." But we legitimately, rightfully were first.
I feel like they just underestimated you guys. They didn't think to look around.
Kim: Thank you! [Laughs] I feel like we know our way around the airport. We kind of surprised ourselves, I think. You go in as an all-girl team and you have a little anxiety about it because we didn't have the male strength for physical challenges, but we didn't need it. We were great. A lot of it was mental and we came to the mental challenges prepared. Nicky is so smart.
Nicky: You're smart, Kim! It's so funny when you actually watch the Race. It's the smallest thing that can get you kicked off. It's like, had we not gotten U-Turned, we could've still been in it. You could do everything right and something that you can't control goes wrong. There's nothing you can do about that.
Do you think it's fair to have a Double U-Turn on a leg after a non-elimination? U-Turning the team with the Speed Bump would effectively eliminate them, which is what happened to you.
Kim: I feel like Double U-Turns, you're just screwed. I don't necessarily think it's unfair because everything is fair game on the Race. You're not going to win $1 million easily. It's good to make it competitive, but it's not fun to be on the receiving end of it.
Nicky: I just wish that Tim and Marie considered that we had a Speed Bump and gave us a chance to be in the Race. A Speed Bump and a U-Turn? C'mon. It's over! We didn't stand a chance!
What are you up to now?
Kim: I'm actually on my way to an audition. Just working and playing with my son and enjoying the off-season and loving life.
Nicky: We just bought a house in Michigan, so we're just getting settled. The off-season is always a great time to spend time with our families.
Kim: I actually got a call to go South Africa today. Nicky doesn't even know that! [Laughs] I'm on call for a job. Hopefully I'll get it and I'll be on a whole other adventure.
Nicky: That sounds awesome!
(Full disclosure: TVGuide.com is owned by CBS.)
View original Amazing Race's Nicky and Kim: We Didn't Stand a Chance After We Got U-Turned at TVGuide.com
Related Articles on TVGuide.com
Other Links From TVGuide.com


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Reuters: The United States believes Iran intends to get to the brink of a nuclear arms capability so it could make them if it wished, a senior U.S. official said Wednesday.
WASHINGTON (Reuters) – The United States believes Iran intends to get to the brink of a nuclear arms capability so it could make them if it wished, a senior U.S. official said Wednesday.
However, Robert Einhorn, the U.S. State Department's senior adviser for nonproliferation and arms control, said, he does not believe Iran soon plans to attempt a nuclear "breakout" — abandoning its commitments under the Nuclear Non-Proliferation Treaty and moving full-speed to toward atomic weapons.
"We believe Iran is moving to the threshold of a nuclear weapons capability," Einhorn, said in response to a question at a Washington think tank, making clear that he was talking about Iran's intentions rather than its current capabilities.
The United States believes Iran is seeking to acquire nuclear weapons under the cover of a civil nuclear program. Iran denies this, saying it program is solely to produce electricity so it can export more of its oil and gas.
Speaking to the Arms Control Association think tank, the official said major powers decided after meeting Iranian officials in Istanbul this year that they needed to resume pressuring Tehran to abandon its suspected nuclear ambitions.
He said the United States is not now seeking fresh U.N. security sanctions but said that existing sanctions could be carried out more rigorously and that fresh bilateral steps or those taken by like-minded countries were also possible.
He offered no details on possible new sanctions other than to say that a number of alternatives were being studied.
The official said the main determinant of whether Iran may pursue a nuclear "breakout" was a political decision to do so.
Given the current relative inefficiency of its uranium enrichment technology — a process that can produce fissile material for power plants or, if refined much further, for bombs — he said it would make little sense for Iran to make such a choice now.
"That's provided some confidence that they are not going to break out soon because it would make no sense for them to break out with a machine that produce material so inefficiently," he said. "We don't see breakout as imminent at this stage."
(Reporting by Arshad Mohammed; Editing by Jackie Frank)


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Stocks close higher on better job market news
NEW YORK - Encouraging economic reports pushed stocks higher Thursday. The Dow Jones industrial average rose 61 points, its third gain in a row.
NEW YORK - Encouraging economic reports pushed stocks higher Thursday. The Dow Jones industrial average rose 61 points, its third gain in a row.
The number of people applying for unemployment benefits dropped last week to the lowest level since April 2008, the latest sign that the job market is healing. It was the third week in a row that applications fell. The Conference Board also reported that its measure of future economic activity had a big increase last month. It was the second straight gain, signaling that the U.S. economy was picking up speed and the risk of another recession was fading.
"Today, Main Street is what matters because Main Street makes up 71 percent of the economy," said Quincy Krosby, chief market strategist for Prudential Securities.
The government lowered its estimate of U.S. economic growth in the July-September quarter to an annual rate of 1.8 percent from 2 percent. That was still the fastest growth this year, up from 1.3 percent in the April-June quarter.
The Dow Jones industrial average rose 61.91 points, or 0.51 percent, to close at 12,169.65. The Dow has risen 409 points over the past three days. Bank of America Corp. rose 4.6 percent to $5.47, the most among the 30 stocks in the Dow.
The S&P 500 index gained 10.28 points, or 0.83 percent, to 1,254. The Nasdaq composite index rose 21.48, or 0.83 percent, to 2,599.45.
Economists say that the improving job market, strong holiday shopping, and cheaper gas prices will leave consumers with more money to spend. That would get the economy growing at an annual rate of more than 3 percent in the final three months of this year, which would be the fastest pace since 3.8 percent growth in the spring of 2010.
Banks, energy and technology stocks were the biggest gainers, while consumer goods companies traded lower. Morgan Stanley led bank stocks, gaining 6.5 percent to close at $15.88, while among tech stocks Akamai Technologies Inc. the biggest gainer, rising 18.6 percent to $31.63.
In other corporate news:
Mead Johnson Nutrition Co. plummeted 10 percent on news that Wal-Mart Stores Inc. pulled a batch of its powdered infant formula from more than 3,000 of its stores nationwide. A newborn Missouri boy was fed a batch of the Enfamil Newborn powder made by Mead and died from what preliminary tests indicate was a rare bacterial infection. So far, no link has been established between the death and the formula and the government has not ordered a recall of Enfamil.
Tibco Software Inc. jumped 8 percent after the business software maker reported a 20 percent increase in revenue and net income that was far ahead than what Wall Street analysts were expecting.
Bed, Bath & Beyond Inc. slid 6 percent after the retailer warned investors that its fourth-quarter earnings might be lower than analysts had expected. Third-quarter sales also fell below analysts' expectations.
With just over a week of trading left in 2011, the S&P 500 is less than 1 percent below where it started the year. The Dow has managed to gain 5.1 percent in 2011, while the Nasdaq is still off 2 percent.
Nearly three stocks gained for every one that fell on the New York Stock Exchange. Trading volume was very light at 3.5 billion.


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Encyclopaedia Homeopathica
The first true Encyclopedia of Homeopathy
Imagine stepping into a huge Homeopathic Library, and being able to find any symptom, or get an answer to any question you have in seconds. With the birth of Encyclopedia Homeopathica (EH), the promise of homeopathic materia medica software programs has been realized.
Homeopaths around the world were stunned with the first release. "This is the Materia Medica program we've been waiting for" has been the overwhelming response. This review from the British Homoeopathic Journal is one example.
With dazzling speed, EH searches through hundreds of thousands of pages of Materia Medica, Therapeutics, Journals, Homeopathic Philosophy and cured Cases. Its easy, powerful search engine lets you work with an entire Homeopathic Library, many shelves full of books, as if you were a long time experienced Homeopath.
EH reduces the time you need to search in books to a minimum and increases your success to a maximum.
Current owners of RADAR, please note that this is not an upgrade for ExLibris. Encyclopedia Homeopathica is a completely new program and can operate independently of RADAR Homeopathic Software. EH is a second-generation Materia Medica program, which has evolved far beyond the capabilities of ExLibris, our previous Materia Medica program. A comparative table will clarify this for all those who have been using ExLibris.
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I just replaced my 1st-generation Intel-duo MacBook laptop, with the latest 13" MacBook Pro - and...
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RADAR 10 is great - There is so much I'm not using. But I find the EH excellent, I am getting...
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"Within a day of being introduced to Encyclopedia Homeopathica, I was reduced to the words of my 13-year-old son - 'totally awesome'."