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Why Vanity Numbers are Worth Their Weight in Gold
In today's world, vanity numbers have become extremely common among business owners. Once only associated with big corporations, vanity numbers are now readily available to anyone who wants them.
A vanity number is an alpha-numeric telephone number containing a word or phrase which is memorable and usually defines their corporate identity. Some companies such as 1-800-FlOWERS and 1-800-PET-MEDS build their company around their business defining vanity number.
But what are the benefits of owning a vanity number and does your business need one?
One of the main benefits to having a vanity number is they are super easy to remember. All the advertising in the world won't get your phones ringing unless your audience can remember your phone number. When you try to remember a phone number, you are using your short-term memory. The human brain can only keep so many things in short-term memory and that information is only stored for a few seconds to several minutes before it is gone forever. The best way to transfer incoming information into long-term memory is to link, associate or connect the incoming information with something in your memory which is meaningful. Switching a phone number from random numbers to words allows people to make memorable connections with that phone number and your business, therefore increasing the chance it will remain in their long-term memory.
Aside from the connection, you are reducing the amount of data prospective clients have to process from seven digits to a single word or phrase. This makes memorizing the number quick and easy and thus people are much more likely to call that number when they need that service.
In addition, memorable vanity numbers will help you generate more business by increasing effective word of mouth advertising and the potential to reach tons of people you would otherwise never reach. Studies show that a good vanity number can increase word of mouth advertising by as much as 200% and the percentage of return customers is higher.
Furthermore, a great vanity number will establish your brand and leave a lasting impression with current and future customers. Therefore, it is important to obtain vanity numbers that reflect both your industry and business name. Vanity numbers were once only associated with established national corporations thus people perceive a company with a vanity number as bigger and stronger.
Overall, if you are interested in increasing your potential customer base, securing your reputation and letting people know you are a true professional, consider getting a vanity number for your business.
For more information on vanity numbers please click here: virtualpbx.com/services/phone-numbers/toll-free-phone-numbers/


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Giant Tales
This petrified human femur belonged to an indivdual who was approximately 8 feet tall--based on the rule of height of the femur x 4. These human bones are in shale or slate which geologists claim to be anywhere from 100 million to 1 billion years old. Source:Ed Conrad.com
• Ivan T. Sanderson, a well-known zoologist and frequent guest on Johnny Carson's TONIGHT SHOW in the 1960s (usually with an exotic animal with a pangolin or a lemur), once related a curious story about a letter he received regarding an engineer who was stationed on the Aleutian island of Shemya during World War II.
While building an airstrip, his crew bulldozed a group of hills and discovered under several sedimentary layers what appeared to be human remains.
The Alaskan mound was in fact a graveyard of gigantic human remains, consisting of crania and long leg bones. The crania measured from 22 to 24 inches from base to crown. Since an adult skull normally measures about eight inches from back to front, such a large crania would imply an immense size for a normally proportioned human.
Furthermore, every skull was said to have been neatly trepanned (a process of cutting a hole in the upper portion of the skull).
• In his book, The Natural and Aboriginal History of Tennessee, author John Haywood describes "very large" bones in stone graves found in Williamson County, Tennessee, in 1821. In White County, Tennessee, an "ancient fortification" contained skeletons of gigantic stature averaging at least 7 feet in length.
• Giant skeletons were found in the mid-1800s near Rutland and Rodman, New York. J.N. DeHart, M.D. found vertebrae "larger than those of the present type" in Wisconsin mounds in 1876. W.H.R. Lykins uncovered skull bones "of great size and thickness" in mounds of Kansas City area in 1877.
• George W. Hill, M.D., dug out a skeleton "of unusual size" in a mound of Ashland County, Ohio. In 1879, a nine-foot, eight-inch skeleton was excavated from a mound near Brewersville, Indiana(Indianapolis News, Nov 10, 1975)
• A six foot, six inch skeleton was found in a Utah mound. This was at least a foot taller than the average Indian height in the area, and these natives- what few there were of them -were not mound builders.
• "A skeleton which is reported to have been of enormous dimensions" was found in a clay coffin, with a sandstone slab containing hieroglyphics, during mound explorations by a Dr Everhart near Zanesville, Ohio.(American Antiquarian,1880)
• Ten skeletons "of both sexes and of gigantic size" were taken from a mound at Warren, Minnesota, 1883. (St. Paul Pioneer Press, May 23, 1883)
• A skeleton 7 feet 6 inches long was found in a massive stone structure that was likened to a temple chamber within a mound in Kanawha County, West Virginia, in 1884. (American Antiquarian, v6, 1884 133f. Cyrus Thomas, Report on Mound Explorations of the Bureau of Ethnology, 12th Annual Report, Smithsonian Bureau of Ethnology, 1890-91)
• A large mound near Gasterville, Pennsylvania, contained a vault in which was found a skeleton measuring 7 feet 2 inches. Inscriptions were carved on the vault. (American Antiquarian, v7, 1885, 52f)
• In 1885, miners discovered the mummified remains of woman measuring 6 feet 8 inches tall holding an infant. The mummies were found in a cave behind a wall of rock in the Yosemite Valley.
• In Minnesota, 1888, were discovered remains of seven skeletons 7 to 8 feet tall. (St. Paul Pioneer Press, June 29, 1888)
• A mound near Toledo, Ohio, held 20 skeletons, seated and facing east with jaws and teeth "twice as large as those of present day people," and besides each was a large bowl with "curiously wrought hieroglyphic figures." (Chicago Record, Oct. 24, 1895; cited by Ron G. Dobbins, NEARA Journal, v13, fall 1978)
• The skeleton of a huge man was uncovered at the Beckley farm, Lake Koronis, Minnesota; while at Moose Island and Pine City, bones of other giants came to light. (St. Paul Globe, Aug. 12, 1896)
• In 1911, several red-haired mummies ranging from 6 and a half feet to 8 feet tall were discovered in a cave in Lovelock, Nevada. In February and June of 1931, large skeletons were found in the Humboldt lake bed near Lovelock, Nevada.
The first of these two skeletons found measured 8 1/2 feet tall and appeared to have been wrapped in a gum-covered fabric similar to the Egyptian manner. The second skeleton was almost 10 feet long.(Review - Miner, June 19, 1931)
• A 7 foot 7 inch skeleton was reported to have been found on the Friedman ranch, near Lovelock, Nevada, in 1939.(Review - Miner, Sept. 29, 1939)
• In 1965, a skeleton measuring 8 feet 9 inches was found buried under a rock ledge along the Holly Creek in east-central Kentucky
• Bathurst, Australia... In fossil in the 1930's deposits found around Bathurst from a depth of 6 feet below the surface a fossil lower back molae tooth was found. The owner would have been at least 25 ft. tall.
Also found were huge stone artifacts -- clubs, pounders, adzes, chisels, knives and hand axes all of tremendous weight, scattered over a wide area weighing from 8 to 25 pounds, implements which only men of tremendous proportions could possibly have made and used. Estimates for the actual size of these men range from 10 to 12 feet tall and over, weighing from 500 to 600 lbs.
• At Gympie, Queensland, a large fragment of the back portion of a jaw which still possessed the hollow for a missing lower back molar tooth was discovered. The owner of the tooth would have stood at 10 feet tall.
• Blue Mountain In the Megalong Valley in the Blue Mountains NSW, a depression found in ironstone protruding from a creek bank was the deeply impressed print of a large human-like foot. This footprint measures 7 inches across the toes. Had the footprint been complete it would have been at least 2 feet in length, appropriate to a 12 foot human. The largest footprint found on the Blue Mountains must have belonged to a man 20 feet tall! • Mulgoa A set of 3 huge footprints was discovered near Mulgoa, south of Penrith, N.S.W. The prints, each measuring 2 ft 7 inches across the toes, are 6 ft. apart, indicating the stride of the 12 ft. giant who left them.
• Macleay River Noel Reeves found near Kempsey, N.S.W. monstrous footprints were discovered in sandstone beds on the Upper Macleay River. One print shows toe 4 inches long and the total toe-span is 10 inches suggesting that the owner of the print may have been 17 feet tall.
Source: Karl Shakur
1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
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subset: commoncrawl


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Reuben sandwiches on Long Island: 3 picks
Two competing tales tell the story of the Reuben sandwich, classically made on rye bread with corned beef, Swiss cheese, sauerkraut or coleslaw and Russian or Thousand Island dressing.
Some say the Reuben was born in Omaha in 1928, when grocer Reuben Kulakofsky fed players at a hotel poker game. Another story dates back to 1914, when Arnold Reuben, owner of Reuben's Delicatessen in Manhattan, threw together Virginia ham, roast turkey, Swiss cheese, coleslaw and Russian dressing for a hungry Broadway actress.
Satisfy your own Reuben craving at these local spots:
BROWNSTONE BREWING COMPANY, Ronkonkoma
The Reuben is made with corned beef, sauerkraut, Swiss cheese and Thousand Island dressing on grilled rye.
DOWNTOWN BURGER AT FIVE POINTS CAFE, Sayville
Every bit as appealing as the burgers is the wicked Reuben: warm corned beef brought in from Manhattan's Carnegie Deli piled with sauerkraut, Swiss cheese and Russian dressing on marble rye.
SIXTH & PINE, Roosevelt Field (at Nordstrom)
Reubens are available in the classic corned beef version or done with turkey. No question, corned beef is king.


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The Ultra High Rise brings an added layer of drama to our beloved High Rise fit. The rise, measuring in at an impressive inch and a half higher than The High Rise, creates an elongated silhouette from the upper waist extending down. The straight legs bring balance to this one-of-a-kind statement jean. These jeans are made of carefully curated vintage denim that adds another layer to their history and character.
Front Rise 12.5"Back Rise 15"Inseam 29"


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Watch CBSN Live
Americans certainly love their soda. A new report from the CDC shows that on any given day, half of us have a soft drink or another sugar-sweetened beverage - including sweetened bottled water, fruit drinks, energy drinks and sports drinks.
But what's sweet news to bottlers is leaving a sour taste in the mouths of health experts, who say the excess calories from sugary drinks play a role in America's obesity epidemic. And the daily soda habit figures are just one finding of the provocative new report. Keep clicking to see what else researchers are saying about soda...
Credit: istockphoto
Teenagers and young adults are the biggest consumers. Seventy percent to males between two and 19 years of age have a sugary drink on a daily basis, along with 60 percent of their female counterparts. Fifty-five percent of older men drink sugary beverages daily, along with 40 percent of older women.
Blacks drink more sugary drinks than Mexican Americans or whites. Among non-Hispanic black children and adolescents, sugary drinks account for 8.5 percent of total calories consumed. That compares to 7.7 percent of young whites' daily calories and 7.4 percent of young Mexican Americans'. Among people age 20 and older, sugary drinks account for 8.6 percent of daily calories in blacks, 8.2 percent in Mexican Americans, and 5.3 percent in whites.
Higher income is associated with lower consumption of sugary drinks, according to the report.
Overall, boys and men consume an average of 175 calories from sugary drinks on any given day, while girls and women consume 94 calories. About 25 percent of Americans get less than 200 calories (more than a 12-ounce can of soda), according to the report. But five percent get at least 567 calories from sugary drinks on any given day (more than four cans of soda).
More than half of calories from sugary drinks are consumed in the home - about 52 percent.
Credit: Getty Images
Sugary drinks have been linked to weight gain, obesity, and type 2 diabetes - and they also encourage tooth decay. Government guidelines call for limiting the consumption of beverages and foods with added sugar, and the American Heart Associated recommends having no more than three cans of soda per week.


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Tests show one Duracell Ultra Power battery lasts as long as 12 leading zinc batteries
November 1, 2013
London, November, 2013: New Duracell Ultra Power now lasts even longer delivering more power to your devices according to independent tests which show that one Duracell Ultra Power lasts as long as 12 leading zinc batteries1. With consumers constantly seeking the savvy choice and a temptation to opt for cheaper brand batteries, the research is clear evidence that the real value for money lies in choosing quality batteries which deliver a greater performance.
In tests, Duracell Ultra Power's performance superiority over leading zinc batteries is demonstrated across a range of devices. In cameras, for every one flash with zinc batteries, Duracell Ultra Power delivers 62 flashes. In motor toys, for every one hour of playtime with zinc batteries, Duracell Ultra Power delivers four and a half hours. And with portable lighting, such as torches, for every one hour of light delivered by zinc batteries, Duracell Ultra Power gives you over five hours.
"Duracell is committed to providing unrivalled, long-lasting batteries and power solutions," said Menna Zaghloul, Duracell UK Brand Manager. "We are proud to offer consumers the longest lasting alkaline battery available on the market with Duracell Ultra Power with Duralock. Whether to power devices that keep you connected, entertained, or protected, the promise of guaranteed long-lasting power is the good value we feel our consumers deserve."
Duracell Ultra Power enables you to be more prepared than ever before to power the devices in your home. Your friends or family may be continually reaching for new batteries, but you don't have to. With Duracell Ultra Power you have peace of mind that long-lasting power will always be ready whenever you need it most.
The superior technology behind Duracell Ultra Power
Key technology enhancements in Duracell Ultra Power make it the longest-lasting alkaline battery on the market2.
Better materials: Modified zinc blend with smaller particles for enhanced high energy transfer and active ingredients designed to power high drain devices.
Better construction: Thinner separator (the essential part of the battery that keeps the anode and cathode apart) for less internal resistance which means more power.
Duracell Ultra Power also contains Duralock Power Preserve™, a unique power preservation system that helps lock in power so your battery is guaranteed to stay powered for up to 10 years3 in storage. The Duralock technology in Duracell Ultra Power has been engineered to preserve power in three ways:
- Using the finest ingredients – as pure as 24 carat gold (or 99.99% pure zinc) – to provide the best fuel for the chemical power
- The anode and cathode are protected with a unique separator that limits power transfer when not in use
- The triple corrosion protection surrounds the contents in an acid resistant, anti-corrosive exterior
Duracell Ultra Power is also the only battery that offers the unique built-in Powercheck technology, an integrated power checker enabling you to see exactly how much power you have left in each battery and get the most from your devices.
Duracell Ultra Power with Duralock is available from all major supermarkets or from www.amazon.co.uk across AA/AAA/C/D/9v.
The Duralock Power Preserve guarantee is also available across Plus Power (AA/AAA/C/D/9V), Rechargeable (AA/AAA), Hearing Aid and Coin Button ranges.
For more information and imagery please contact Hill + Knowlton Strategies:
Saamia Razvi
0207 973 4438
Charlotte Nathan
0207 973 5923
Notes to Editors
1 Based on Duracell Ultra Power AA vs. Kodak ZnCl AA, Panasonic ZnC & ZnCL AA and Sony ZnCl AA batteries as tested in digital cameras. Results may vary by device.
2 Weighted Average Performance scores are calculated using industry standardized test results measured across market device penetration. These scores show that Duracell Ultra Power AA performs better than leading competition: Varta MaxTech, Varta MaxTech, Panasonic Evolta, Energizer Ultra+.
3 Length of power preserve in storage varies by battery type. Ultra (AA/AAA), CopperTop (AA/AAA/C/D) and Lithium Coin are ten years. Plus Power (9V) and Rechargeables (AA/AAA) are five years, Alkaline Coin Button are three years and Hearing Aid (Alkaline) are four years
About Duracell
Duracell started in humble beginnings in the early 1920s but has since gone on to become the bestselling battery brand in the world. Duracell's aim has always been to provide a variety of personal power options for the very best value which are loved by consumers across the world.
Duracell is committed to developing a broad range of solutions to keep people powered up longer, not just through batteries but a range of on the go devices and charging capabilities to suit any situation. As technology enables us to do more than ever before, Duracell enables people to go beyond the power limits of their devices to ensure we stay connected and never miss a moment.
About P&G
P&G touches and improves the lives of about 4.4 billion people around the world with its portfolio of trusted, quality brands. The Company's leadership brands include Pampers®, Tide®, Ariel®, Always®, Whisper®, Pantene®, Mach3®, Bounty®, Dawn®, Fairy®, Gain®, Pringles®, Charmin®, Downy®, Lenor®, Iams®, Crest®, Oral-B®, Duracell®, Olay®, Head & Shoulders®, Wella®, Gillette®, Braun®, Fusion®, Ace®, Febreze®, and Ambi Pur®. With operations in about 80 countries, P&G brands are available in more than 180 countries worldwide. Please visit http://www.pg.com for the latest news and in-depth information about P&G and its brands.


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The Jezebel inbox receives all sorts of interesting messages, from helpful tips to furious gibberish. Often, the missives strike us as poetic - in the chaos of the mailbag we may find a sense of peace. As such, we have taken it upon ourselves to let some messages grow into the poetry they are meant to be. And we will do so by presenting them as pseudo-haiku. In this edition, a reader shares his unsolicited opinion in response to our general existence.
To all of your staff
moronic with your
dense articles, they are writ
ten terribly. I
can't help to think you all are
a bunch of pathe
tic, fat, and ugly girls.
Please either get a
fucking life, or drop dead. No
one cares what a bunch
of pathetic, fat, ugly,
and unappreci
ative girls have to complain
Anything you fem
inist bitches try to talk
about is so brain
less. You make a bad name for
Image via Montypeter/Shutterstock.


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Uhuru Kenyatta sworn in as president of Kenya
Uhuru Kenyatta was sworn in as the Kenya's fourth president Tuesday in a stadium filled with tens of thousands of Kenyans and a dozen African leaders.
Kenyatta, 51, the son of Kenya's first president, becomes the second sitting African president to face charges at the International Criminal Court over allegations he helped orchestrate the vicious tribe-on-tribe violence that marred Kenya's 2007 presidential election.
Uganda's president and Kenya's new deputy president used the swearing-in to take clear swipes at the ICC and at a U.S. warning before the March 4 election that a Kenyatta win would carry "consequences" for Kenya.
"I want to salute the Kenyan voters on one other issue - the rejection of the blackmail by the International Criminal Court and those who seek to abuse this institution for their own agenda," Ugandan President Yoweri Museveni told the cheering crowd, adding: "They are now using it to install leaders of their choice in Africa and eliminate the ones they do not like."
Deputy President William Ruto noted that he and Kenyatta won in the first round of voting despite the U.S. warning.
A jubilant crowd swathed in Kenyatta's campaign color of red loudly interrupted the swearing-in with rapturous cheers.
The ceremony stood in stark contrast to a rushed ceremony closed to the public five years ago to swear in outgoing President Mwai Kibaki, whom political opponents accused of stealing the 2007 vote. Those suspicions set off weeks of tribal violence that killed more than 1,000 people.
It is that violence that Kenyatta now faces charges for at The Hague in the Netherlands. Kenyatta denies the prosecutor's charges that he helped orchestrate the violence and has pledged to cooperate with the International Criminal Court. His trial is scheduled to begin in July. Ruto faces similar charges in a trial set for May.
Because of those charges, the top U.S. official for Africa just days before the March 4 vote warned of "consequences" if Kenyatta was voted into office. European countries offered similar warnings. But the U.S. ambassador and European ambassadors were in attendance at Tuesday's ceremony, and analysts say they doubt the pre-election warnings will amount to very much.
Kenya is the lynchpin economy for East Africa's economy and the West's most vital security partner. Kenyan troops are helping battle al-Shabab militants inside Somalia, and Kenya hosts a U.S. military base near the Somali border.
Kenyatta - the son of Jomo Kenyatta - beat seven other presidential candidates with 50.07 percent of the vote. That slim win was challenged by outgoing Prime Minister Raila Odinga - who got 43 percent - and civil society groups that complained of myriad anomalies in the voting process. The Supreme Court upheld Kenyatta's win after nationally televised hearings.
That court process and requests by Odinga for peace, helped Kenya avoid the bloody deaths the country saw for two months in late 2007 and early 2008.
Even as thousands cheered the dignitaries arriving at the Nairobi sports stadium, some in the crowd had Kenya's past violence on their mind.
"Kenyatta should put reconciliation as his priority. He must make sure we come as one nation," said Ndungu Kariuki, a 35-year-old engineer who was at the ceremony. "The charges against Uhuru are framed. I was affected by the postelection violence and I know what happened. Kenyatta will be free."
Thousands of Kenyans began arriving at the stadium as early as 5 a.m. on Tuesday, seven hours before Kenyatta took the oath from the country's chief justice. Many wore badges with pictures of Kenyatta and waved red flags.
"I am excited because I am coming to witness the swearing in of a new president and his deputy," said Newton Githaiga. "Normally in any election people are split, but in a few months people will be together. Kenyans should be reconciled because as a divided people we cannot go far."


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Items where Author is "Caballero, Chamion"
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Rosalind, Edwards, Caballero, Chamion and Puthussery, Shuby (2010) Parenting children from 'mixed' racial, ethnic and faith backgrounds: typifications of difference and belonging. Ethnic and Racial Studies, 33 (6). pp. 949-967. ISSN 0141-9870 (doi:https://doi.org/10.1080/01419870903318185)


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the cost of IVF treatment in Athens ciepends on several factors including the experience of the fertility doctor, complexity of the couple's case as well as utilization of donated sperms, eggs or embryos. The requirement of additional treatments such as ICSI treatment and Assisted hatching procedure along with IVF also increases the cost.
Need help in Selecting your treatment
The following IVF centres in Athens are successfully serving couples with the latest and advanced fertility treatments for achieving the best results.
Evinou 8, Athens
Argolidos, Athens
Pyrgos Athinon, Athens
Neo Psychiko, Athens
Chalandri, Athens
Ela's Fair Treatment Cost makes sure that the patients receive fair treatment prices and suggestions vvhich are purely unbiased bringing the transparency in the system at no additional costs.
It provides the user with the range of fertility treatment cost based on the success rates of the treatment which enable them to make smart and wise decision.
It provides the user with the range of fertility treatment cost based on the success rates of the treatment which enable them to make smart and wise decision.
The prices for any fertility treatments are calculated by taking into consideration the market price of the treatment at various fertility centres and hospitals in the respective city.
The success rate of IVF treatment in Athens is around 70%. The success rates of IVF treatment in Athens depends on several factors including stimulation protocol utilized by the fertility doctor, advanced medical technology at the hospital as well as features of andrology and IVF lab.
Not necessarily. In one of the recent researches in the field of IVF procedures, 1 out of every 34 babies born from IVF treated mothers is twins or triplets. So, you can see the ratio and understand the chances of occurrence of twin or triplet pregnancy.
Absolutely, The prices of the IVF treatment are revised and updated so that couples with different treatment budgets can easily apply for the treatment and have their own babies. Moreover, couples can also opt for Ela medical loan.
I was feeling that I was overcharged when I received the quotation of IVF treatment from a doctor nearby me. Ela helped us with transparency and we took the right decision.
Ela's Fair treatment cost calculator helped us save a lot of money. Now, we utilize it to find the best and affordable costs of fertility treatments. Appreciating feature!
I really liked the costs which Ela FTC provides as the success rates are also mentioned with the costs of the treatment. There is good transparency in the costs as well.
My husband and I were planning to opt for fertility treatment. But we were confused regarding where to find the right costs. Ela FTC helped us to find the right prices.
Frozen embryo transfer is a life-changing method or process for the couple struggling with infertility. Guessing every 'missed period' as a sign of pregnancy and ending up with no success is depressing for a couple. Causes of male and female infertility are quite big, and so are the different ways to treat them. The frozen embryo transfer (FET) cycle is performed when a couple has frozen embryos after an unsuccessful IVF cycle or women witnessing vigorous ovarian stimulation and is at high risk of ovarian hyperstimulation syndrome (OHSS). With frozen embryo transfer (FET), one can plan the date and timing for the embryo transfer in advance. The studies have shown that FET cycles are beneficial for women who have crossed the age of 35 years. If you are looking for any type of fertility treatment, visiting elawoman.com is the best platform for solving all your queries and doubts. At Elawoman, you can know about the best IVF centres in Athens and the most affordable frozen embryo transfer cost in Athens.
A frozen embryo transfer is associated with Assisted Reproductive Technology (ART) used for the treatment of infertility. Frozen embryo transfer is a part of In Vitro Fertilization treatment in which a cryopreserved embryo, created in an IVF cycle is thawed and transferred to the uterus. The cryopreserved embryo does not always have to be from a woman's previous conventional IVF cycle, but it could be a donor embryo as well. However, in the case of donor embryo, the embryo is not genetically related to the receiver couple. The advanced methods of treating infertility like that of the Assisted Reproductive Technology have increased the success rates of pregnancies for women in age of 35 years and above.
Embryos generated in a fresh IVF cycle and cryopreserved for later use are thawed and transferred to the uterus. The entire procedure is called as frozen embryo transfer or FET. There are several reasons or factors on which the transfer of frozen embryo depends. Some of the reasons are as below:
The Frozen Embryo Transfer (FET) is required in the following cases:
The Frozen Embryo Transfer cost in Athens falls between Rs.699.35 and Rs.1923.21. Frozen embryos can be preserved for a lifetime and are used whenever required. However, the storage fees may vary from one IVF centre to another depending on the storage facility, and the location. The Frozen Embryo Transfer cost in Athens is among the lowest of all the major facilities in the country.
In the case of Frozen Embryo Transfer (FET), the entire procedure of IVF, including stimulation of ovaries, retrieval of sperms, and formation of embryos is excluded. Hence, the Frozen Embryo Cost in Athens is much lower than In Vitro Fertilization process.
Since the introduction of Assisted Reproductive Techniques in the field of infertility, Frozen Embryo Transfer procedure has reduced the risks of unexplained miscarriages and risks of pre-term labor and has increased the implantation rates.
Over time, achieving pregnancy and dealing with infertility has become easier due to Frozen embryo transfer. Here is the stepwise procedure of frozen embryo transfer:
Frozen Embryo Transfer has higher success rates of conception than that of fresh embryo transfer because, during frozen embryo transfer, ovaries of a female are not stimulated which means the female body does not undergo so much of stress. Hence, chances of In Vitro Fertilization cycle are improved.
If you still have any queries, questions regarding the frozen embryo transfer cost in Athens, or seek any other information about our fertility programs, our fertility consultants are just a call away! Give Ela a chance to tell you more about the cost-effective fertility programs in Athens. You can visit elawoman.com .


text:
Reluctantly excited
at 1:37:00 PM
5 comments:
- Debra She Who Seeks said...
Your door looks great! It's hard to believe the Autumn Equinox is next week already! They say we'll be having an early winter, at least here in Canada. I hope not! Stay, autumn, stay!
- September 15, 2016 at 3:21 PM
- jaz@octoberfarm said...
i love your front door! this morning is the first true Fall -like morning we have had. we just survived the hottest summer on record so i am more than ready for fall!
- September 15, 2016 at 4:54 PM
- Magic Love Crow said...
Your front door looks great! I love it! I am excited for Autumn!!! Big Hugs!
- September 16, 2016 at 5:31 AM
- Shadow said...
Autumn I love, but right now, I'm embracing spring *grin* Slide sweetly into the time of rest
- September 16, 2016 at 8:44 AM
- angela said...
Love Autumn. Favourite time of the year for me.
But here we are in spring. And the days are getting longer and the sun is shining a little brighter
We have already started to plant our summer crops
The wheel turns constantly, waiting for no one.
Which is kinda reasuring really.
- September 17, 2016 at 4:48 AM


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text: The Firefly Squid (Watasenia scintillans) inhabits the Western Pacific and is famously found in Toyama Bay, Japan. The 7.6cm long creatures employ bioluminescent glands in each tentacle to attract and hunt prey. Surprisingly, this is the only species of of cephalopod that is suspected of having colour vision. [Sparkling Enope Wiki via Buzzfeed – Composite Image (clockwise from left): Slutgarden, seavenger, pinktentacle]


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Survivor of Boston Marathon attacks has book deal
A man who lost both legs in the Boston Marathon bombings but managed to help identify the perpetrators is working on a memoir.
Jeff Bauman has a deal with Grand Central Publishing for "Stronger," scheduled to come out in April, one year after the attacks that killed three and injured many others. He is working on the book with Bret Witter, whose previous works include such best sellers as "Dewey" and "Until I Say Goodbye."
Grand Central announced Wednesday that the book would focus on Bauman's experiences during and after the bombings. He had been at the finish line, waiting for his girlfriend to complete the race, when the bombs exploded.
Bauman is currently a motivational speaker and said in statement that he wanted his book to "inspire others."


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Bim und Bumbo
Ernö Barta was a Hungarian painter, book illustrator and graphic artist, who has also been active in Austria under the name Erwin Barta. Born in Székesfehérvár, Barta attended the School of Applied Arts in Budapest and continued his studies in Munich. From 1903, besides illustrating, he drew caricatures for the magazine Borsszem Jankó in Budapest. For a short while from 1908, he worked in Berlin and Dresden.
In the 1920s and 1930s, as Erwin (von) Barta, he was present with his comic 'Bim und Bumbo' in the children's magazine Der Schmetterling, published by Steinsberg in Vienna. He was also drawing for the famous satire magazine Die Muskete, also from Vienna.
'Hannibal: geschiedenis zonder woorden' (#21), distributed in Holland by Diana Edition (1939) printed by Calff & Meischke, Amsterdam, presumably from a cinema magazine
Barta later spent 2 years (1938-39) working in The Netherlands, where his comic strip 'Hannibal, the all round sportsman' was distributed to Czechoslovakia and the Scandinavian countries by Diana Edition, the agency of Fritz Gottesmann. An album collection was published in Hungary by Cserépfalvi Kiadó.
Hannibal book collection
When his agency, that had set up shop in Amsterdam, lost track of him due to the Nazi occupation, Gottesmann asked the Dutch artist Marten Toonder to ghost Barta's strip in 1939. Barta remained active as a painter and illustrator throughout the 1940s.
After 1945, his works were exhibited in Fészek (Nest) Artists' Club, Budapest.
More about Steinsberg magazines
(in German)


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Terms of Service
Terms Content
1. Validity of the Terms of Service
For the digital health assistant Symptoma only the following Terms of Service apply. They also apply to all future business relations, even if they are not explicitly further mentioned. Counter-confirmations of the customer having his own terms and conditions are hereby declined. All other agreements made between the Symptoma GmbH and the customer must be in writing.
2. Service object
Symptoma GmbH operates the website www.symptoma.com, which holds medical content and data collections.
Symptoma GmbH allows the customer to access this server for the purpose of research in the medical data collection. The decision, to allow access for interested parties to Symptoma, is solely made by Symptoma GmbH. Access can be refused for interested parties without further explanation.
The Symptoma GmbH is not obliged to provide free access to the digital health assistant Symptoma and the medical database, but can determine the price for the access. In this case, a part of the information and functionality can be provided for free, and the remaining portion will be available for a fee.
The access to information is done within the framework of this web site or by (smartphone / tablet / etc.) apps.
Symptoma GmbH grants the individual customers the - not exclusive - right to use the specified digital health assistant Symptoma under applicable copyright on one workplace. The use of non-free areas of Symptoma requires the payment by the customer in advance.
Symptoma GmbH endeavours to keep the information of the digital health assistant up to date and to regularly provide an updated version. Any liability for the medical content is expressly excluded.
The object of the contract is only the availability of the database Symptoma. A diagnosis is not the object of the contract and is not guaranteed.
3. Scope of Services
Symptoma GmbH grants its customers non-exclusive and non-transferable right to use the available digital health assistant Symptoma and its medical database in its original format and only for the purpose defined in this contract and only for the duration of the contract. The customer is not entitled to grant sublicenses.
The customer is not entitled to a particular scope of service of the digital health assistant Symptoma. This applies in particular for the performance of the server and for the medical data collection. Symptoma GmbH therefore expressly reserves the right to change the services to be provided under this contract and to extend, modify or make improvements to the service. The Symptoma is also entitled to add or reduce services, in particular to take down data and file resources from the server.
If change of service means that the balance of service and fee is insignificantly compromised, the customer is not not be entitled to a reduction in the monthly payments.
All present and future rights of whichever nature of the digital health assistant Symptoma and its medical data collection, including the user documentation - independently of where the data carrier is stored or where copies of the data base are stored - except for the expressly granted rights of use, given by Symptoma GmbH.
Any other use, in particular the making of copies or reproductions of the data collection including the user documentation, are only permitted by prior written consent of Symptoma GmbH. Without such approval, the customer may not have a copy of the medical data collection. This includes explicitly so-called spidering / crawling of publicly available information on this website.
As soon as Symptoma GmbH is aware that individual records or the entire medical data collection of the digital health assistant Symptoma are used in violation of the rights granted hereunder, a penalty of 10,000 euros is due. This does not limit the prosecution of higher levels of damages.
4. Copyright
The individual data sets and the entire medical data collection of the digital health assistant Symptoma are protected by copyright.
Symptoma GmbH grants the customer the right to research in the collection of medical data in the digital health assistant Symptoma according to the specified contract purpose.
Expressly prohibited is any reproduction, non-conforming use, disclosure, dissemination, publication or other non-conforming use of individual records or the entire medical data collection of Symptoma for commercial or other purposes.
5. Compensation
The customer shall pay the Symptoma GmbH a monthly fee depending on the package chosen. If the scope of services included in the package is exceeded, then it is possible to be either charged by usage or switch to a package with a greater amount of included services. Payment is done via PayPal, credit card or by invoice if expressly acknowledged.
All prices are inclusive of VAT.
If the customer misses a payment, he comes without further notice and grace period in arrears. The Symptoma GmbH is then entitled to prohibit further use of the digital health assistant Symptoma and to block customer access immediately.
In default of payment the customer is also required to pay interest at the rate of 5% above the base rate.
6. Term and Termination
The contract commences on the day on which the customer signs up for Symptoma and the account is verified. The contract is closed for an indefinite period. The subscription can be canceled at anytime to the end of the current service month via PayPal or in writing. The customer has the burden of proof for the arrival of the receipt of the cancellation notice.
If the customer misses the payment for two consecutive months, Symptoma GmbH can terminate the contract without notice. The assertion of further claims is reserved.
If the customer breaches a contractual obligation, the Symptoma GmbH is entitled to terminate the contract without notice after unsuccessful warning. Among the contractual obligations, the duties and obligations of the 8th paragraph are of particular importance.
In the event that a party repeatedly breaches its obligations the other party has the right to terminate the contract for good cause without warning. An important reason is notably the case where
- Customer violates this agreement coarse and not has not remedied within a reasonable time, taken the technical and other relevant circumstances into account, or
- the to fulfill the contract under circumstances of force majeure is disrupted for more than 6 months or if against one of both parties a bankruptcy petition has been filed.
In the case of extraordinary termination by Symptoma GmbH, the customer is liable to a penalty in the amount of all costs for the termination.
7. Data safety and confidentiality
The medical data collection of the digital health assistant Symptoma is not madeavailable to customers by the Symptoma GmbH without the appropriate conditions. Rather, the access to internal areas is configured so that the customer must register prior to the first access.
The parties are aware that an unauthorized access can never be completely avoided. Therefore, in the case of unauthorized data access the unauthorized user is liable for all damages to both parties to the full extent. There is no liability of Symptoma GmbH exceeding standard legal requirements.
The parties agree, that all business and technical information they obtained from the other party are confidential if confidentiality was either explicitly mentioned, or it could be assumed due to the circumstances of the disclosure that they are confidential. The information is to be used exclusively for the purposes for which they were asked in the context of the implementation of this agreement.
8. Duties and obligations of the customer
The customer is obliged to use the individual data sets and medical data collection in the digital health assistant Symptoma in an appropriate manner.
Faulty use includes in particular
- any misuse,
- criminal or illegal activity,
- a violation of statutory provisions,
- the non-fulfillment of any legal and regulatory requirements, if they are subject to the use of Symptoma or are related to other matters of this contract,
- any invasion of privacy of third parties,
- any compromise of the confidentiality,
- the formation of a diagnosis based solely on Symptoma,
- any threat to the security of the system,
- any action and utterances that violate public morals,
- any contravention of the provisions of these terms,
- omitting the immediate notification of recognizable damages or defects to the Symptoma GmbH,
- any acts or omissions that endanger the data security,
- infringement of the obligation to maintain confidentiality of passwords or for immediate change of the password if it is feared that a third party has access to it.
All information (texts, pictures / photos, audio, documents and personal data) provided on our servers, are protected by copyright and data protection law. In particular the duplication, distribution, exhibition, presentation, transmission or reproduction in any other form and the processing or modification, are only permitted with the prior written approval by the Symptoma GmbH. In particular, the content may not be partly or in entirely be published elsewhere.
In addition to the data protection law, the customer is obligated to observe telecommunications and e-commerce laws and regulations in particular. The customer is obliged not to enter any data or information that is offending criminal law, public law, public decency or intellectual property rights.
The customer holds the Symptoma GmbH indemnified from claims by third parties due to a violation of the law by the customer.
9. Terms of Payment
All payments be made by Paypal, credit card or by invoice (if expressly agreed).
The specified contract rates are billed monthly.
The prices include VAT.
10. Guarantee
There is no guarantee for the completeness, accuracy or update of the information provided in the digital health assistant. Symptoma GmbH enables the accessibility of the digital health assistant to its paying customers. It does not guarantee a correct diagnosis by use of the digital health assistant. The digital health assistant is only a reference tool. The decision on the diagnosis is always the responsibility of the acting physician.
11. Liability
The liability of the Symptoma GmbH is limited to deliberate and grossly negligent dereliction of duty.
Symptoma GmbH is not liable for the transmitted information, and in particular not for its completeness, accuracy or timeliness. There is no liability to the result of medical research or the provision of a diagnosis or any treatment on the basis of the information provided here.
Symptoma GmbH is not liable for the result of medical research or for a diagnosis or any treatment on the basis of the information provided here.
Symptoma GmbH accepts no liability for damage-causing events that could arise with faulty use of the information.
Symptoma is not liable for substandard performance or failure in performance resulting due to force majeure or based on events that make a regular service difficult or impossible. For this purpose, included are in particular strikes, lockouts, official orders, failure of communication laws or gateways of other operators, and disorders that are within the risk area of network providers.
In cases of failures because of a circumstance beyond the responsibility of the Symptoma GmbH the customer is still obliged to pay the monthly fees. There is also no refund of access fees.
In the event that Symptoma GmbH is liable in this context, the amount is limited to one monthly fee, so far as there was no intent or gross negligence present.
Symptoma GmbH is liable for damages due to legal errors or guaranteed features or for damages according to the Product Liability Law. For all other cases, Symptoma GmbH is only liable for intent and gross negligence.
In addition, the parties shall be liable only for intent and gross negligence, so far as contractual obligation is not affected. Damage claims outside this regulatory range are excluded, irrespective of the nature of the breach. This also applies to acts of legal representatives or agents.
12. Use by Third Parties
The use of digital health assistant Symptoma is solely allowed for the customer himself.
A use of data by third parties is strictly prohibited without written permission by Symptoma GmbH.
If use by third parties, in particular by the customers employees, is permitted, the customer shall at his own responsibility ensure that they comply with the concluded contract. For any breach of contract by the third party, where the use of the digital health assistant {0} was allowed, only the customer bears the exclusive liability risk.
13. Offsetting and retention
The customer can offset claims against Symptoma GmbH only with undisputed or legally established claims. The customer has the right of retention only for counterclaims resulting under this contract.
14. Evidence clause
The log data stored in the EDV-System of Symptoma GmbH is admitted as evidence of data transfers, access times, transferred amounts of data, contracts and payments effected between the parties.
15. General terms
Symptoma GmbH is entitled to use third parties to fulfill this contract.
Symptoma GmbH can use agents to fulfill the contract, if necessary. In this case, however, Symptoma GmbH remains responsible for performance of all obligations of this contract.
16. Miscellaneous
Symptoma GmbHs medical author analysis is based on MEDLINE/PubMed, a database of the U.S. National Library of Medicine (NLM). NLM represents that its data were formulated with a reasonable standard of care. Except for this representation, NLM makes no representation or warranties, expressed or implied. This includes, but is not limited to, any implied warranty of merchantability or fitness for a particular purpose, with respect to the NLM data, and NLM specifically disclaims any such warranties and representations. The data available on symptoma.com may not reflect the most current and accurate biomedical/scientific data available from NLM.
NLM data are produced by a U.S. Government agency and include works of the United States Government that are not protected by U.S. copyright law but may be protected by non-US copyright law, as well as abstracts originating from publications that may be protected by U.S. copyright law.
NLM assumes no responsibility or liability associated with use of copyrighted material, including transmitting, reproducing, redistributing, or making commercial use of the data. NLM does not provide legal advice regarding copyright, fair use, or other aspects of intellectual property rights. Persons contemplating any type of transmission or reproduction of copyrighted material such as abstracts are advised to consult legal counsel.
17. Governing law and jurisdiction clause
Dieser Vertrag unterliegt ausschließlich österreichischem Recht. Als Gerichtsstand wird Salzburg vereinbart. Only the German language version of these terms apply! The English version is only for informational purposes and not guarantueed to be exactly translated.
18. Writing requirement
Additions to the respective contracts with the customer are required writing. The same applies to the repeal this clause (double writing requirement). Other ancillary agreements in addition to the contract and this terms and conditions do not exist between the parties.
19. Severability
If any provision of the contract concluded or the associated terms and conditions in whole or in parts becomes invalid, this shall not affect the validity of the remaining provisions. Rather the parties undertake to replace the invalid provision with a provision which comes closest to what both parties willed.


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Senate Bill No. 203
(By Senator Kessler (Mr. President), Unger, Laird, Miller, Jenkins, Klempa, Stollings and Wills)
[Introduced January 17, 2012; referred to the Committee on Health and Human Resources; and then to the Committee on Finance.]
A BILL to amend the Code of West Virginia, 1931, as amended, by adding thereto a new article, designated §11-13CC-1, §11-13CC-2, §11-13CC-3, §11-13CC-4, §11-13CC-5, §11-13CC-6, §11-13CC-7, §11-13CC-8 and §11-13CC-9, all relating to establishing a tax credit for certain physicians who provide certain physician's services at no charge to certain free health facilities in West Virginia; setting forth findings; specifying definitions; authorizing credit; specifying the amount of tax credit; specifying how credit may be asserted; specifying no credit carryovers; specifying forms and schedules to be established by the Tax Commissioner; specifying $10,000 maximum credit per taxpayer per tax year; disallowing application of tax credit if the credit allowed under article thirteen-j of said chapter is allowed for the same credit base; providing for add back of deductions, adjustments or modifications to taxable income if based upon the same activity, in-kind service, donation or contribution for which credit is taken; authorizing the Tax Commissioner to promulgate rules; and specifying effective date.
Be it enacted by the Legislature of West Virginia:
That the Code of West Virginia, 1931, as amended, be amended by adding thereto a new article, designated §11-13CC-1, §11-13CC-2, §11-13CC-3, §11-13CC-4, §11-13CC-5, §11-13CC-6, §11-13CC-7, §11-13CC-8 and §11-13CC-9, all to read as follows:
§11-13CC-1. Legislative finding and purpose.
The Legislature finds that physicians practicing in this state who provide their services at no charge in free health clinics are providing services in the public interest and promote the general welfare of the people of this state.
§11-13CC-2. Definitions.
(a) General. -- When used in this article, or in the administration of this article, terms defined in subsection (b) of this section have the meanings ascribed to them by this section, unless a different meaning is clearly required by the context in which the term is used.
(b) Terms defined. --
(1) "Eligible taxpayer" means any physician who provides not less than three hundred hours per tax year of physician's services at no charge in one or more free health care facilities in this state.
(2) "Free health care facility" means a nonprofit, charitable, or eleemosynary health care facility qualified as exempt from federal taxation under Section 501(c)(3) of the Internal Revenue Code of 1987, as amended, which voluntarily and without expectation or receipt of payment or other compensation or financial benefit, provides health care services to persons who do not qualify for Medicare or Medicaid, have no private health insurance, and cannot afford to see a medical care professional.
(3) "Health care facility" means a facility defined as a health care facility by section three, article thirty-c, chapter sixteen of this Code.
(4)"Physician" means any allopathic or osteopathic doctor licensed to practice medicine in this state.
(5) "Physicians' services" means and is limited to those services furnished by a physician within the scope of the practice of allopathic or osteopathic medicine, as defined by the laws of this state.
§11-13CC-3. Eligibility for tax credits; creation of the credit.
Every eligible taxpayer is allowed a credit against the tax payable under article twenty-one of this chapter. The amount of this credit is determined and applied as provided in this article.
§11-13CC-4. Amount of credit allowed.
The amount of annual credit allowable under this article to an eligible taxpayer shall be equal to $10,000.
§11-13CC-5. Excess credit forfeited.
After application of the credit against tax under this article for the tax year, the amount of tax credit remaining and not used, if any, is forfeited. Unused credit may not be carried back to any prior tax year and shall not carry forward to any subsequent tax year.
§11-13CC-6. Application of credit; schedules; estimated taxes.
(a) The credit allowed under this article is applied against the tax payable by the eligible taxpayer under article twenty-one of this chapter.
(b) To assert this credit against tax, the eligible taxpayer shall prepare and file with its annual tax return filed under article twenty-one of this chapter, such forms and schedules as the Tax Commissioner may require.
(c) An eligible taxpayer may consider the amount of credit allowed under this article when determining the eligible taxpayer's liability under article twenty-one of this chapter for periodic payments of estimated tax for the tax year, in accordance with the procedures and requirements prescribed by the Tax Commissioner.
(d) Any charitable deduction, or other deduction, decreasing adjustment or decreasing modification taken by any taxpayer in determining federal taxable income which affects West Virginia taxable income under article twenty-one of this chapter, or taken by any taxpayer in determining West Virginia taxable income under article twenty-one of this chapter for the taxable year, shall be added to West Virginia taxable income in determining the tax liability of the taxpayer under article twenty-one of this chapter, before application of the credit allowed under this article for the taxable year, if such deduction, adjustment of modification is the result of, or is calculated or determined based on, physician's services provided by the eligible taxpayer during the tax year at no charge in one or more free health care facilities in this state, for which credit is claimed under this article,.
(e) No credit is allowed under this article for any activity,
donation, contribution, or in-kind service, for which the tax credit authorized under article thirteen-j of this chapter has been authorized, taken or allowed.
§11-13CC-7. Legislative rules.
The Tax Commissioner may propose for legislative approval pursuant to the provisions of article three, chapter twenty-nine-a of this code any rules that may be necessary to execute the purposes of this article.
§11-13CC-8. Construction of article; burden of proof.
The provisions of this article shall be reasonably construed. The burden of proof is on the person claiming the credit allowed by this article to establish by clear and convincing evidence that the person is entitled to the amount of credit asserted for the taxable year.
§11-13BB-9. Effective date.
This article is effective for taxable years beginning after December 31, 2012.
NOTE: The purpose of this bill is to establish a tax credit for physicians who provide physician's services at no charge to free health facilities in West Virginia
This article is new; therefore, strike-throughs and underscoring have been omitted.


text:
University of Idaho
- www.uidaho.edu
- Admissions Information for Transfer Students
- Transfer Pathways
- Coeur d'Alene Campus
- Advisor Resources
- Digital Viewbook
- Virtual Tour of Campus
Transferring to University of Idaho?
- Step One: Research the degree(s) you are interested in attaining at University of Idaho.
- Step Two: Confirm transferable course to University of Idaho, Moscow by using the Transfer Guide.*
University of Idaho accepts both NIC's AA degree and AS degree. Speak with your NIC advisor to determine which Associates degree is the right choice for you.
* Note: Transfer Guides and course articulations are subject to change. Students should be sure to contact an advisor at University of Idaho to confirm transfer guides and degree requirements.


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The Set Hotels Safe Stay - Click here to learn what we do to take care of the health and safety of our guests and employees.
Book direct and benefit
We love treats - who doesn't? Book your stay with us directly or via your preferred travel advisor and we'll treat you to a €30 hotel credit (or €60 for suite bookings) to enjoy in our restaurants or spa, an upgrade (upon availability), a guaranteed early check-in and a guaranteed late check-out until 3 pm. The best offer you will find, guaranteed. T&Cs apply.
Luxury hotel in the Heart of Amsterdam
This luxury hotel in Amsterdam has repeatedly been crowned the number one luxury hotel in the Netherlands. Located in the Museum Square district, the luxury cultural heart of the city, the Conservatorium is an architectural masterpiece that combines a landmark heritage building with graceful, contemporary design. Guests enjoy a selection of restaurants, a bar, lounge and 1,000 sq m Akasha Holistic Wellbeing. The city's crown jewels – the Van Gogh Museum, Concertgebouw, Rijksmuseum, Vondelpark and Amsterdam's most indulgent shopping – are literally at your doorstep. For culture and for business, it's a location like no other.
Our hotel is renowned for its gorgeous Art Nouveau interiors. Yet in the hands of award-winning designer Piero Lissoni, even those features have achieved a new beauty. Throughout our spacious, light-filled guest rooms and suites, the hotel's original legacy meets the most refined modern materials, colours and technology. In every sense, it's the best of both centuries. Perhaps this is one reason Condé Nast selected us as the finest luxury hotel in The Netherlands.
Akasha Holistic Wellbeing
The Conservatorium offers a spa experience and wellbeing concept that is completely new to Amsterdam. Divided into four different areas corresponding with the elements of nature, Akasha Holistic Wellbeing promises restoration and rejuvenation.
Restaurants & Bar
Central to the Conservatorium hotel's vision of elegance, good living and cultural distinction, has been the creation of restaurants and bars which appeal to hotel guests, Amsterdam's society and the city's international visitors.
Read more on Amsterdam, culture, the arts and what to do when visiting the beautiful city of Amsterdam on the Conservatorium Hotel's blog.


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Our Mutual Funds
U.S. Global Investors, Inc. is a boutique investment advisor specializing in emerging markets and natural resources. Our portfolio managers travel the earth researching opportunities and evaluating risk, all in the pursuit of exceptional performance for our funds.
Explore our no-load mutual funds, ranging from natural resources, emerging markets and infrastructure, to precious metals, bond and domestic funds. We believe that we are specially qualified to be an integral part of your investment strategy.
- Global Resources Fund (PSPFX)
The Global Resources Fund takes a multi-faceted approach to the natural resources sector by investing in energy and basic materials. The fund invests in companies involved in the exploration, production and processing of petroleum, natural gas, coal, alternative energies, chemicals, mining, iron and steel, and paper and forest products, and can invest in any part of the world.
- Gold and Precious Metals Fund (USERX)
The Gold and Precious Metals Fund is the first no-load gold fund in the U.S. We have a history as pioneers in portfolio management in this specialized sector. Our team brings valuable background in geology and mining finance, important to understanding the technical side of the business.
The fund focuses on producers, companies currently pulling gold or other precious minerals out of the ground. These companies, often called "seniors," generally have the largest market caps in the mining sector.
- World Precious Minerals Fund (UNWPX)
The World Precious Minerals Fund complements our Gold and Precious Metals Fund by giving investors increased exposure to junior and intermediate mining companies for added growth potential. With a high level of expertise in this specialized sector, our portfolio management team includes professionals with experience in geology, mineral resources and mining finance.
- Emerging Europe Fund (EUROX)
The Emerging Europe Fund focuses on a region that shares the same continent as the established economies of western Europe, but has more in common with other emerging markets around the world. Many countries across emerging Europe are rich in resources, have strong banking sectors, healthy economies and lower debt levels than their western neighbors. The fund pursues opportunities tied to the economic growth of these countries, as many are making great strides toward meeting the European Union's standards. Turkey presents a growth opportunity, with its young, growing population, entrepreneurial mindset and pro-business policies. Several countries in emerging Europe, such as Greece, also stand to benefit from the European economic recovery.
- China Region Fund (USCOX)
The China Region Fund invests in one of the world's fastest-growing regions. The China region has experienced many changes since the fund opened in 1994 but we believe the region continues to hold further investment opportunities.
Many countries in the region possess characteristics similar to the United States prior to the industrial revolution: a thriving, young workforce, migration from rural to urban areas and shifting sentiment toward consumption.
- All American Equity Fund (GBTFX)
The All American Equity Fund invests in the growth of America by seeking "All American" companies with the best prospects for growth.
Offering the opportunity to invest right here at home, often in well-recognized names, the fund invests at least 80 percent of its assets in "All American" companies.
The portfolio management team uses a variety of investment strategies to select companies identified as having superior growth, profitability and quality relative to companies in the same industry.
- Global Luxury Goods Fund (USLUX)
The Global Luxury Goods Fund provides investors access to companies around the world that are involved in the design, manufacture and sale of products and services that are not considered to be essential but are highly desired within a culture or society.
- Near-Term Tax Free Fund (NEARX)
The Near-Term Tax Free Fund invests in municipal bonds with relatively short maturity. The fund seeks to provide tax-free monthly income by investing in debt securities issued by state and local governments from across the country.
- U.S. Government Securities Ultra-Short Bond Fund (UGSDX)
The U.S. Government Securities Ultra-Short Bond Fund is designed to be used as an investment that takes advantage of the security of U.S. Government bonds and obligations, while simultaneously pursuing a higher level of current income than money market funds offer.


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Find Fortran 90 modules file extension. The module extension is stored in the cached variable ax_f90_modext, or "unknown" if the extension cannot be found.
Download the latest version of ax_f90_module_extension.m4 or browse the macro's revision history.
Copyright © 2009 Luc Maisonobe email@example.com
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Copying and distribution of this file, with or without modification, are permitted in any medium without royalty provided the copyright notice and this notice are preserved. This file is offered as-is, without any warranty.


text:
Help your customers become connected and get work done better with Workplace!
Are you passionate about helping companies build connected employee communities? Our customers rely on the expertise of our partners to navigate the digital transformation landscape. Partner with Workplace and deliver the future of work.
Workplace Partner Program is designed to help you build new experiences, and reach more customers.Become a Partner
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Service Partners and GSI
Whether you are looking to introduce Workplace to your existing customers as an additional avenue for digital transformation solutions or you are looking to reach new customers with Workplace, partner with us to expand your business.
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Recommend Workplace to your customers and prospects, provide support, manage billing and the customer relationship.
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Integrate your SaaS app or with Workplace to deliver a seamless product experience to your users. Join the best-in-class products such as Box, Workday and Google drive who integrate with Workplace and see improved adoption due to better end user experience.
Join the Workplace Partner Program
Business growth
Get discovered by Workplace customers looking for partners to help navigate the digital transformation journey. Develop a thriving profitable Workplace practice for your existing customers by adding Workplace as an additional offering to your toolkit.
Network Acccess
Learn from Workplace product and go-to market experts and get best practices across a range of topics, including tried and tested go-to-market strategies and ways to optimize your business.
Training and Investment
Take advantage of our training sessions or one of the partner incentive programs such as market development funds and referral program.
Become a partner today for exclusive benefits
- Your business listing in our Partner directory
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- Co-marketing opportunities with Facebook
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- Designated partner manager support
- Access to marketing funding and other financial incentives
- Access to full onboarding and ongoing education


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Three more banks fail
Silverton Bank closes, costing the Deposit Insurance Fund an estimated $1.4 billion. Smaller New Jersey and Utah banks also shutter.
NEW YORK (CNNMoney.com) -- Three more banks shut their doors Friday, according to the federal government, bringing the total number of failures up to 32 in 2009.
The first failure was a wholesale banking operator that served 1,400 other lenders across the country and was the fifth biggest bank failure during the current recession in terms of assets.
Georgia "bankers' bank": The Federal Deposit Insurance Corp. said in a statement that it created a bridge bank to take over the operations of Silverton Bank, National Bank, headquartered in Atlanta.
Unlike the other 30 banks that have failed so far in 2009, Silverton Bank did not take deposits directly from the general public or make loans to consumers. Instead, it was a "bankers' bank," offering a wide variety of services, such as foreign wire transfers, as well as clearing and cash management, to other banks.
Silverton was cooperatively owned by community banks throughout the Southeast and was heavily invested in loans to real estate developments in Florida, Georgia, and other parts of the Southeast, according to Christopher Marinac, managing principal of financial firm FIG Partners LLC based out of Atlanta, Ga.
When real estate values sank in the current downturn, the assets backing those properties also lost their value. The Southeast has seen numerous regional banks topple as the housing bubble burst.
At the time of its closing, Silverton Bank had approximately $4.1 billion in assets and $3.3 billion in deposits, all of which are expected to be within the FDIC's insurance limits.
The FDIC estimates that the cost to the Deposit Insurance Fund will be $1.3 billion, making it the fourth costliest bank failure since the start of the recession. "It is a bigger hit to the insurance fund than they have seen in the last couple weeks," Marinac said. "This is a bigger issue than we have seen in awhile."
Silverton served banks in 44 states and operated six regional offices. The FDIC created a bridge bank to take over the assets of the institution and has contracted The Independent Bankers Bank, out of Irving, Texas, to assist. The FDIC does not expect to see any significant impact to the bank's clients, at least in the near term.
However, the bridge bank only plans to be operational for 60 days, with a possible 30-day extension. When the bridge bank services terminate, the banks that were serviced by the cooperatively owned bank will have to go out and find another institution to take care of those services.
"There is no clear cut answer on a situation like this," said Marinac. "This is a little bit more complex and therefore there are more uncertainties about how this will unfold."
Thus far, the FDIC has not been able to find another wholesale bank to agree to take over Silverton's operations. The FDIC will attempt to sell off the assets, but it could pose a challenge to find a buyer for risky commercial loans. However, the FDIC could try to find a buyer by discounting the debt. "Everything has a price," said Marinac.
New Jersey: State regulators shut down Citizens Community Bank Friday night, and named the FDIC as the receiver. The Ridgewood, N.J.- based bank had total assets of approximately $45.1 million and total deposits of $43.7 million as of Dec. 31.
North Jersey Community Bank, of Englewood Cliffs, N.J., has agreed to assume all of the deposits of the failed bank. The failed bank's single office will reopen Monday as the North Jersey Community Bank.
North Jersey Community Bank paid a premium of 0.67% to acquire all of the deposits of the failed bank and has agreed to purchase approximately $11.5 million in assets. The FDIC will hold onto the rest of the assets to dispose of later.
The FDIC will continue to fully insure individual accounts up to $250,000 through the end of 2009.
Utah: On Friday evening the FDIC also became the receiver of America West Bank, after the Utah regulators closed the institution. The Layton, Utah-based bank had total assets of approximately $299.4 million and total deposits of $284.1 million as of Dec. 31.
Cache Valley Bank, based in Logan, Utah, is assuming all deposits, paying discounted price of $352,000. It also agreed to buy nearly $11 million worth of America West's assets and took a 30-day option to purchase loans at book value. The FDIC estimates that the cost to the Deposit Insurance Fund will be $119.4 million.
America West's three branches will reopen Monday as Cache Valley Bank outposts.
Checking accounts, debit cards still work: Through the weekend, depositors of both Citizens Community Bank and America West Bank can access their money by writing checks or using ATM or debit cards. Checks drawn on either of the failed banks will continue to be processed, and the FDIC said loan customers should continue to make their payments as usual.
Stress tests awaited
Local banks have been shutting down in droves as the recession has made it harder for customers and businesses to pay their loans. Nearly every Friday so far this year, at least one bank has failed. Last week, four regional banks were shuttered.
Even as the government has committed unprecedented amounts of money to increase liquidity and jumpstart the economy, the pace of bank failures has accelerated. In all of 2008, 25 banks failed, compared with 2009's 31 banks.
It is not only smaller, regional banks that have felt the pressure of the recession. The nation's largest banks have also been hit by rising default rates and a decline in business spending.
The assessment of the bank's health was expected to be made public May 4, but an announcement from the Treasury Department Friday indicated that results would be delayed until May 7.
Market watchers are anxiously awaiting the results of the stress tests, which have been designed to assess the banks' preparedness to weather further downturns in the economy, including further increases in unemployment and decreases in home prices.
So, the transactions are starting to get a little more complex, and more institutions are being seized without having a buyer in hand.
While it may appear that these failures are insignificant, what is happening is that the debts are mostly moving from one institution to another with the government's backing, of course. This process, while clearing out the small and weaker players, does not clear out the debt and it leaves consumers with fewer banking choices and larger banking institutions to play with.
So, the fringes are fraying and getting clipped away. Large shifts always start at the fringes and thus these failures are important and should not be glossed over.
Meanwhile the really large institutions, all of which are truly insolvent, are being kept alive with government money and false/ completely phony accounting with the government's blessing and backing, of course.
Again, the "Stress Test" is really no stress whatsoever. It's a sham developed to divert attention and distract people away from the real issue while they are being robbed. Oh yeah, it's also an excuse to "inject more capital" into the banks which is code for STEAL FROM THE AMERICAN TAXPAYER.
Meanwhile, they are milking this sham for everything its worth, now delaying the already delayed "results" yet again. And the market monkeys use this carrot to pump the financials or at least hold them up for as long as they can to draw in as many retail investors as possible to distribute their "equity" and overvalued debt to those buying into a "once in a lifetime opportunity."
And what an impressive rally it's been in the financials… why this rally is of historic proportions, they say, you better get in before it's too late! Yes, the XLF did rally an astonishing 81% in the past eight weeks!! But let's look at the chart a little further out than 8 weeks for those who didn't catch the XLF below $6, shall we?
Here's a 2 year weekly chart of the XLF and you can see that it went from a high of over $36 to today's $10.65 price, a DROP of 71%! Is the latest rally really any different than the previous ones of this bear market? Look at the volume pattern, that's where you find confirmation or a lack thereof… and I'm seeing a very large divergence there between rising prices and falling volume. Does it really look different than the other bear market rallies?
And funny, but the stair step nature of this decline looks very similar to another and the comments along the way sound familiar too:
While this MAY have been THE bottom in the financials, you have to ask yourself what's changed FUNDAMENTALLY over the past two years in the banking system that will spark and initiate new growth and new profits? Yes, spreads have widened allowing the banks to arbitrage profits from the consumers… but have the debts cleared the system? And I don't mean the banking system, I mean the economy. The answer is no either way. The only structural change has been letting accounting standards fall back to the banker's good old mark-to-fantasy/ take a bonus ways. Oh, and the industry has consolidated its power and grip on politicians further – there's progress.
Be my guest, go ahead and donate your money to their cause. Not me.
I will say it again. The only "once in a lifetime opportunity" here is to sell this rally and get positioned for what's coming in the months and years ahead. It won't be pretty, the banking system, the consumer, and the entire economy have already hit the wall...
Kansas – The Wall:


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December 8, 2009
Prize Categories for the "RECIPE BLOG HOP" starting Dec 9th-Dec. 13th
Good Morning World!! Today I want to make a quick post to direct you to the "Recipe Blog Hop" Give-a-ways that is posted above!! So make sure you stop by and check them out and better yet... join us in the hop starting tomorrow Dec. 9th through Dec. 13th!
Posted by Nina at 10:10 AM
2 comments:
- Jessie said...
Hi Nina, I left a comment on the TMITA blog but it didn't show up, so I just wanted to say that I can't wait to join in and the prizes are fab :)
- December 8, 2009 at 11:14 AM
- Deanna C said...
Wow! Was that ever fun. My first ever attempt at a blog challenge!! I can't wait to see what everyone has done! This was so much fun, but I had a really difficult time with coming up with a card using ALL of the ingredients, but I finally made it. Thanks for a chance to show off my work and to win some great blog candy.
- December 10, 2009 at 9:11 PM
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STAR-CCM+ v9.04 is now available for download.NEW YORK and LONDON, June 25, 2014 — (PRNewswire) — CD-adapco™, the largest privately held CFD focused provider of Computer Aided Engineering software, today announced the release of STAR-CCM+® v9.04, the second release in 2014 of its flagship simulation tool. Customers will see reductions in overall time-to-solution and dramatic productivity gains using STAR-CCM+ v9.04 workflow improvements, parallel meshing and optimization capabilities. The addition of new physics models allows users to perform increasingly realistic CAE simulations that more closely represent the real world conditions under which their product will operate.
"With STAR-CCM+ v9.04 we have continued to add new modeling capabilities, increasing accuracy realism and throughput of their applications results," said Senior VP of Product Management, Jean-Claude Ercolanelli. "The development of the STAR-CCM+ v9 releases remains completely focused on simulating large and complex models more easily, faster and in the shortest amount of time."
New features such as Concurrent Per-Part Meshing allows users to distribute the wrapping and meshing of complex multi-part assemblies over many parallel processors; the Adjoint Solver Expression allows users to mathematically combine individual cost functions together into more representative expressions; CAD robustness study allows users to identify potential geometry failures that might disrupt design exploration and optimization studies; DFBI (Dynamic Fluid Body Interaction) Contact Coupling allows the user to model contact and collisions between moving bodies and boundaries; new levels of realism have been added to the volume rendering feature to make more meaningful analysis of the results; a new Field Function Editor will make their definition and creation more robust. The new features and their range of benefits are discussed in full detail in the company blog ( http://www.cd-adapco.com/blog).
About CD-adapco
CD-adapco™ ( http://www.cd-adapco.com) is the world's largest privately held CFD focused CAE provider. Our core products are the technology-leading simulation packages, STAR-CCM+® and STAR-CD®. The scope of our activities, however, extends well beyond CFD software development to encompass a wide range of CAE engineering services in fluid dynamics, heat transfer and structural engineering. Our ongoing mission is to "inspire innovation and reduce costs through the application of engineering simulation software and services."
Press Contact
Lauren Gautier, CD-adapco
Email Contact
+1 248-277-4600
Logo - http://photos.prnewswire.com/prnh/20110623/MM25604LOGO
SOURCE CD-adapco
Web: http://www.cd-adapco.com


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UCONN WOMEN'S BASKETBALL: Unbeaten Duke will look to reverse recent history against Huskies (video)
Duke coach Joanne P. McCallie stopped herself in mid-sentence and found that it was immediately necessary to restate her recollections of recent games against UConn.
In two of her first five seasons at the helm of the Blue Devils, it was Geno Auriemma's Huskies who handed the Blue Devils their first losses of the season -- not the "hold your breath until the final buzzer" type of games either.
Duke lost by 26 points in 2007, and just two years ago the Blue Devils' gaudy 20-0 record seemed irrelevant as UConn rolled to a 36-point win.
Now here are the fourth-ranked Blue Devils, the last undefeated men's or women's Division I basketball team, coming to the Nutmeg State again for a nationally-televised showcase Monday at Gampel Pavilion (7 p.m., ESPN2).
"They have set the bar," McCallie said. "We have done OK. Actually, we have done terrible playing against them, but I think it is important to get after it."
McCallie has enjoyed incredible success since taking over the Duke program in 2007 -- except when facing UConn. Not only is she 0-5 against the Huskies during her tenure with the Blue Devils, but the average margin of defeat is 35 points.
There is not one person associated with either Duke or third-ranked UConn expecting a similar margin tonight.
Chelsea Gray, Tricia Liston and Haley Peters, wide-eyed freshmen when Duke suffered two humbling losses to the Huskies during the 2010-11 season, are now juniors and unquestioned team leaders both on and off the court. Sophomore Elizabeth Williams is a rising star and the Blue Devils' go-to offensive dynamo, while Alexis Jones is one of the nation's best freshmen.
"They are an older team," UConn sophomore forward Kaleena Mosqueda-Lewis said. "Chelsea Gray is a junior now, Elizabeth Williams is a sophomore now and Tricia Liston is a junior now and they have a lot of years on us -- kind of. As long as they come out and play to their strengths, we are going to have to play consistent and just outwork them."
Auriemma knows this is likely the most balanced and talented Duke team he has faced with McCallie at the helm. Add in the Blue Devils' extra motivation of those lopsided defeats, and he knows this one could be a real tussle.
"I am sure what has happened the last couple of years ... I am sure it is on their mind a little bit," Auriemma said. "I think the last time they came to Gampel wasn't really a fun trip for them ... I know (Monday) is going to be very difficult for us."
Perhaps no individual matchup will be viewed with more anticipation than the showdown in the low post between All-American candidates Stefanie Dolson of UConn and Duke's Williams.
"I think whichever team gets their best post player (producing) is going to win," Auriemma said. "Kiah Stokes played great down at Duke and really made it difficult for Elizabeth to do what she wanted to do. I think the same thing is going to happen (Monday). Whichever team is able to establish offensively and defensively whatever is going on in the lane probably will have the best chance to win."