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Equity futures are soaring, the dollar is down, bonds are a little lower, oil is roaring higher of course, gold & silver are rising strongly of course, and food commodities continue to gag, but are mixed this morning.
The NFIB Small Business Confidence Index gained 1.8 points to reach 94.1, it was the fourth gain in a row. Here's how the NFIB, whose commentary is usually pretty level, describes the past year for small businesses:
From the perspective of NFIB owners, 2011 was a flat year at best. The Index of Small Business Optimism stood at 94.1 in January and ended the year at 93.9, after dipping as low as 88.1 in August. The best that can be said is that the year ended on an upbeat, with 4 months of improvements. Eight of the ten Index components did end the year higher, the spoilers were Expected Business Conditions in 6 Months, which ended the year 18 points below January readings, and Expected Real Sales Volumes which ended 4 points lower. So, an index that excluded these expectations variables would have ended the year a bit higher.
Below is the entire report from the NFIB:
NFIB Small Business Confidence January 2012
Wholesale Trade is released at 10:00 Eastern this morning.
In yesterday's report I made two errors that need correcting. The first is that I referred to M1 rising 31% in the past year when what I meant to say is Base Money rose by that amount:
Base Money:
In fact M1 was up about 17% over the past year:
The other is that I posted the wrong chart when discussing the percent change in CPI, the correct chart is below, and indeed it shows the advertised 3.4%, when yesterday's chart was showing the change in the index. My apologies…
CPI Percent Change Year over Year:
I, Nathan Martin, no longer consent to the lies.


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Woody Allen seems to love experiments, and he's got the sort of working situation (nobody tells him what sort of movie he's required to make) that allows him to indulge his tastes.
It's a good setup, and Allen has pleased us in recent years with odd baubles such as the pseudo-documentary Zelig, the raucous showbiz Broadway Danny Rose, and last year's small gem, The Purple Rose of Cairo, none of which reached a very large audience. As lovely as those movies are, a nagging thought stayed with me: When is Woody going to get back to doing the sort of rueful, wise, romantic comedy (Annie Hall and Manhattan) he does best?
Now, such a thought is completely unfair to the Woodman (as Bill Murray used to call him), and if on the arrival of Hannah and Her Sisters we shout "Woody's back," it does a disservice to his recent films. Still—Hannah does represent a return to the flavor and feel of Manhattan, and it is his best and most characteristic film since that 1979 masterpiece.
The film centers on three sisters (as did Allen's Interiors): Hannah (Mia Farrow), the oldest, who seems to have her life in perfect order and control; Lee (Barbara Hershey), whose relationship with a domineering artist (Max Von Sydow) is skidding; and Holly (Dianne Wiest), a would-be actress, would-be singer—would-be almost anything, if she could find her niche and get over her resentment of Hannah's perfection.
These three get into various romantic entanglements with the three men in the film. Hannah's husband (Michael Caine) launches an affair with Lee, Hannah's ex-husband (Allen) has a date with Holly that he likens to the Nuremberg Trials. After Holly's promising date with an architect (Sam Waterston), her partner in the catering business (Carrie Fisher) snatches him away.
Rounding out the cast are the parents of the sisters, played by Lloyd Noland and Maureen O'Sullivan (she's Farrow's mother in real life); and Daniel Stern, in a hilarious cameo as a vacuous rock star who wants to buy some of Von Sydow's paintings, without vaguely understanding why.
It's a terrific ensemble, and the action cuts back and forth evenly between the characters (some of whom narrate different sections of the film). Allen himself actually has one of the smaller roles, but he garners a lot of laughs as a man who, despite his lifelong hypochondria, is caught short when he suddenly realizes he may actually be seriously ill. At that point, he embarks on a metaphysical journey that leads him to try Catholicism (his survey of 3-D Jesus postcards is a comic high point) and Hare Krishna.
Allen strikes a lovely balance between hurtful romanticism and rueful humor; the characters are immediately recognizable, with all their human faults and durability. Holly is a particularly sharp figure, and Dianne Wiest—a Broadway actress heretofore relegated to peculiar roles in movies such as Independence Day and Footloose—captures all of Holly's desperate search for a means of expression.
Gordon Willis has been photographing Allen's films for years, but Carlo di Palma did the honors this time, and he allows a bit more light into the proceedings. It's a wonderful thing to behold. Allen very likely has his biggest hit in a long time with Hannah, and it couldn't come at a better time; for him, or us.
First published in the Herald, February 7, 1986
Kind of disappointed in reading this review again—not that I'm wrong about the movie, but this doesn't convey the particular glow the film conjures up. A great success for Allen, and yet he went on to more unusual projects, which just kept getting unusualler as the years went on.

subset: commoncrawl


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Release Date: 2005 |
Album Rating: 4.5i've written a review for this too at dirtyzine.
fantastic album, just stunning.
Album Rating: 3.0I'm no expert on these guys, but I've heard Australasia. These guys are very good and unique. It's heavy, melodic, ambient, and sludgy all at the same time. Well done.
EDIT: It looks like you might've made a grammar error in the word 'Fire' too.This Message Edited On 08.04.05
Album Rating: 4.5this album is absolutly amazing. thats all that needs to be said
Album Rating: 4.0Pelican are the fuzz
The bee's knees man.
Album Rating: 4.0The bomb diggity.
Album Rating: 4.5Yeah, I acidentally capitalized the "i" in fire. Oh well. I think I should do the EP just so that I hacve a monopoly on one band with more than one album. I could finish of Peccatum too while I'm at it.
I think I'll also go back and make a few edits in this in a few days.
Album Rating: 4.5I love this album with every fiber of my being.
Good review too.
I only came in because I mistook Pelican for Hatebeak. But they sound pretty anyways, I'll download a song.
Album Rating: 4.5Hahahaha... Pelican for Hatebeak? That would be hilarious if Pelican used a pelican as a vocalist.
Hmm... all you guys saying how good these guys are makes me wanna check them out. Who would you say they most sound like?
Album Rating: 4.5...that is really hard to say. Imagine a really good jam band playing metal but not shred metal. INstead it's just really dense with these sweeping melodies and riffs that never sound the same twice. It's all instrumental too.
O wow... that sounds cool. Ill check them out for sure.
im gettin these guys right now sound pretty groovy
Album Rating: 5.0Amazing album. By far my favorite release from Pelican. When I listen to it, I just can't get enough of it. Great atmosphere and mood on this album, all the while remaining really heavy at times.
I like how Pelican concentrates on creating soundscapes...the "heaviness" of their sound is more a means of conveying an epic story if you will...they don't play heavy riffs just to be heavy.
It's hard to pick standout tracks for this, because every single one is amazing and has a different thing to offer. I have to say, though, Autumn Into Summer is an amazingly epic journey through so many different parts, but it all works well.
Album Rating: 4.0This is how I'd rate all these bands that are similar:
Cult of Luna
MareThis Message Edited On 08.08.05
Album Rating: 5.0Hmm...I prefer instrumental, which is why Pelican is above Isis and Cult of Luna for me. I need to get more familiar with Neurosis and Mare, though, as both of them are very good.
Album Rating: 4.5Yes, I prefer instrumental bands too. I'll look into those
I almost got this album today. Then I almost got Team Sleep. Then I settled with Funeral Diner's The Underdark because it was the cheapest and rarest of all three. And they rule.
Kage, I love Pelican and Isis, but I freaking really dislike Neurosis. Everybody calls Isis a Neurosis ripoff but I find Isis and Pelican's tonal choices to be much more tasteful than Neurosis'. Neurosis is way into cacophony in individual instruments, which gives weird, almost goofy, riffing in high pitches. Pelican and Isis are more about making the cacophony between instruments and with their harmonizations. I much prefer that sound. Also the production value on a lot of Neurosis sucks since they were "the first," which consequently means they suffer as the genre of instrumental metal is pretty dependent on awesome production and tasteful flares.
Album Rating: 4.5I actually liked Pelican EP. I might review it..
Bands: A B C D E F G H I J K L M N O P Q R S T U V W X Y Z


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650,00 €
Initial price
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NCG Courtland Cinemas
4226 East Court Street,
1 person favorited this theater
Opened in 1969, the same year the Eastland Mall opened, it was originally a single screen theater. National Amusements took it over in 1982 which twinned it. When the Eastland Mall was renamed Courtland Center, the cinema was appropriately renamed. It closed in the mid-1980s when the nearby co-owned Showcase Cinemas Flint East added additional screens.
After several unsuccesful attempts to reopen it, Silver Cinemas reopened it as the Silver Cinemas after expanding it to six screens with all-stadium seating. National Amusements quickly took it over, converting it into a second-run bargain-priced house.
The Courtland Center Cinemas was closed on December 11, 2008. It was reopened NCG on May 20, 2011.
Recent comments (view all 14 comments)
The theater complex is still vacant. For the past several years, Courtland Center has slowly been losing tenants.
NCG is reopening the theater on May 20th.
^Where did you hear this?
I've found absolutely nothing saying that NCG is reopening this. Anyone wanna verify?
yep it's there! hope they actually spent some money instead of dusting the cobwebs and turning the power back on.
Now officially reopened.
NCG did a nice job in getting this cinema going again. All screens are digital with stadium seating and they moved equipment from the Clio Cinemas which they recently closed into this cinema.
According to http://burtonview.mihomepaper.com/news/2011-05-19/News/NCG_Movies_to_reopen_Courtland_Cinemas_this_Friday.html this cinema was expanded and renovated in 1998 by the Silver Cinemas chain and renamed Silver Cinemas which added four additional screens and renovated the two existing screens with stadium seating, reclining seats and cupholders. National Amusements bought it just months later and renamed the theater back to Courtland Cinemas.
The original operator of this cinema was the United Detroit Theatres unit of ABC Theatres. When ABC exited the theater business, Plitt Theatres took over. Plitt sold it to National Amusements before it first closed in the mid-1980s.
When the theater opened in 1969, its entrance was very plain looking with just a channel letter sign above the entrance saying "Mall Theatre." Before Silver Cinemas reopened it in 1998, they also revamped the entrance adding the nice tile work and the marquee over the entrance.
Just login to your account and subscribe to this theater


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To many North American MMA fans, Maiquel Falcao (27-3) came out of nowhere, notched a bizarre victory over Gerald Harris at UFC 123 and then promptly disappeared from the national scene.
But after dealing with a few legal challenges in his native country, Falcao has since returned to terrorizing opponents on the Brazilian regional scene and now eyes a return to the U.S. to fight again in front of the fans he says have helped him remain motivated through troubled times.
"My plan is to keep on fighting and winning," Falcao told MMAjunkie.com (www.mmajunkie.com) in his native Portuguese. "I hope to fight in the U.S. again soon. The American fans send me hundreds of messages every day, and they show me much affection. I'd like to return the love."
Falcao's recent struggles began in his November 2010 bout with Harris. "Big Rig" looked crisp early but then seemed to hold on to a rear-naked choke a few seconds after the bell to end the opening round. Falcao resumed the attack in the second and appeared well on his way to an impressive win before taking part in a head-scratching third frame in which neither fighter seemed inclined to initiate the action.
The pair was showered with boos to close the fight, but Falcao blames the odd final round on a broken hand and sticking to a counterstriking game plan.
"I couldn't move my hand at that moment because it was broken in three places," Falcao said. "I broke my hand during the first round, which later required me to undergo surgery and sit idle for four months. Besides, I had already massacred him during the first and second rounds.
"I thought he'd go for broke in the third. I was waiting for this, so I could have the chance to finish him, but he never came to me. It was his error."
Shortly after the event, UFC brass cut Harris from the promotion's roster. Despite the odd contest, which also caused some to criticize the Brazilian for his lack of intensity, Falcao insists he bears no ill will toward his former opponent.
"The UFC is a great promotion, and they know what they're doing," Falcao said. "Gerald is a great athlete and will continue having success."
Falcao was then expected to face "Filthy" Tom Lawlor at August's UFC 134 event in Rio de Janeiro. However, in a shocking turn of events, Falcao was unceremoniously dropped by the UFC this past May.
"When they let Maiquel go, (UFC matchmaker) Joe Silva simply sent an e-mail stating that unfortunately he'd have to close Maiquel's contract due to legal problems in which he was involved," Falcao's manager Marcelo Brigadeiro told MMAjunkie.com.
The apparent genesis of the problem was a December 2010 report from Brazilian outlet "Diario Popular," which detailed how Falcao was detained and questioned for a parole violation related to charges brought forth from a 2002 altercation.
"'Diario Popular' doesn't always write the truth," Falcao said. "At the end of September, my legal problems will be over, and I'm moving forward with my life."
But some Falcao critics don't see it quite so simply. They point to a 2007 win over Leandro Gordo – in which Falcao had to be pried off his opponent by the referee and several others in attendance – as an example of what "Big Rig" is capable of when tempers flare.
Falcao admits he acted inappropriately in that post-fight meltdown but said there was much more going on behind the scenes of that matchup than most people know.
"Before the fight, he went on different radio shows to badmouth me and my family," Falcao said. "He does this to intimidate his opponents, and with me he did it way more than usual. Before the fight, he scaled the wall of my home, stole my fight shorts and showed up wearing them on fight day. On top of that, he sent people to my home to threaten me. This made me lose my head."
Nevertheless, Falcao realizes the incident was an unfortunate mistake and vows that those troubled days are behind him. The in-cage blow-ups, the unfortunate legal issues, it's all behind him now, and Falcao wants to focus on his future.
"Today, I'm a person who's learned from his own errors," Falcao said. "I believe firmly in God and that we're are in this life to learn. Today, I'm a much better person, and I continue to evolve. My inspirations are my wife, my daughters and one person I admire very much, my manager."
Falcao, a native and current resident of the city of Pelotas, near the southern tip of Brazil, has already returned to action in the cage, needing just 28 seconds to dispatch of Julio Cesar Bilik via TKO at a July's Centurion Mixed Martial Arts 2 event in Itajai, Brazil. He's now scheduled to face Antonio Braga Neto on Sept. 14 at Amazon Forest Combat in Manaus, Brazil. The event, also featuring the likes of Royler Gracie, Paulo Filho, Ronys Torres, Masakatsu Ueda and Satoshi Ishii, airs in Brazil on the Rede Record TV network.
Falcao, who currently trains with the Renovacao Fight Team, carries a nine-fight win streak into the matchup, and he's hopeful that with a few more wins in his native land – and with his name finally cleared from that 2002 incident – he'll make a successful return to fighting in the U.S.
"I thank everyone who roots for me," Falcao said. "You can be sure I'm in the best physical and technical condition of my life, and at the moment, I continue to evolve. You'll see an even better Maiquel Falcao next time."
(Pictured: Maiquel Falcao)


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Jennifer Schuett's Attacker Commits Suicide
When Jennifer Schuett was only 8-years-old she was kidnapped by Dennis Earl Bradford. The young girl was raped, dragged into the middle of a field and left to die. Once she was certain the man was gone, Jennifer tried to call for help, but couldn't. Her abductor had slit her throat.
Jennifer was lucky to survive. After a grueling night alone, she was discovered by a group of kids who were playing games in the field. They ran to get help, and Jennifer was airlifted to a nearby hospital.
Doctors said Jennifer would never speak again, but she proved them wrong. She regained her voice and used it to help police find the man who attacked her. It took nearly 20 years, but thank to Jennifer's perseverance and advanced DNA testing techniques, her tormentor was finally caught.
In October 2009, police arrested Dennis Earl Bradford for the abduction, rape and attempted murder of Jennifer Schuett. The young woman who refused to be a victim was relieved that this predator was finally behind bars. She awaited her day in court.
Dennis Earl Bradford was remanded to the Galveston County prison. He would never make it to trial. On Monday, May 10, Bradford's body was found in his small cell; he had tied a noose and hung himself.
The news of Bradford's death was difficult for Jennifer Schuett. She spent the last 20 years dreaming of facing her assailant in court, and felt robbed of her opportunity. Jennifer even knew exactly what she wanted to say to the man, "You chose the wrong little 45-pound, 8-year-old girl to try and murder. Because for 19 years I've thought of you every single day and helped search for you."
Through it all – her brutal attack, nearly 2 decades of searching for the guilty person and now this unexpected turn – Jennifer remained strong. She encourages others to use their voices to speak out against crime and help the police track down predators. Jennifer's heroic actions have inspired people throughout the country.
We admire and respect Jennifer for her remarkable courage and determination. She will continue to encourage victims to take a stand against violent offenders.
What do you think of Jennifer Schuett, her incredible journey and this new development? Leave us a comment to share your thoughts, and thank you for reading the PeopleFinders People Search blog.
Read more about Jennifer's amazing story.Tags: Crime, Dennis Earl Bradford, DNA Testing, Jennifer Schuett, Sex Offender
Categorized in: News


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210 3365 E 4th Avenue, Vancouver Listing #: R2431630
Welcome to the vibrant Aspen Green for seniors over 60 years old. This is a brand new LEED Gold building in a well established Retirement Community! Everything is thoughtfully designed with your comfort in mind - this unit is South facing inside unit, S/S appliances, Granite counters, laminate floor, walk-in shower in ensuite bath. Multiple amenity rooms allow residents to get together or invite friends over. The roof-top garden offers the best mountain view with BBQ & gas fire-pit for your enjoyment. Wal-mart, Superstore, T&T & restaurants are close by. Ask us for more details about this Life Lease for seniors 60+ which exempts you from GST & PTT!
Taxes (2019): $1,887.83
- Bike Room
- Elevator
- Garden
- Guest Suite
- In Suite Laundry
- Independent living
- ClthWsh
- Dryr
- Frdg
- Stve
- Smoke Alarm
- Sprinkler - Fire
Site Influences
- Adult Oriented
- Lane Access
- Recreation Nearby
- Retirement Community
- Shopping Nearby
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Listed By: Rennie & Associates Realty Ltd.
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Cover of the 1900 (Volume 1) edition of The Biological Bulletin
Cover of the first edition of The Biological BulletinCreated: 1900
Cover of the June 2014 edition of The Biological Bulletin
Credits from The Biological Bulletin: Snail Natica tecta feeding on the mussel Mytilus galloprovincialis (Photo © Ross Coleman, University of Sydney)
Sea urchin Brisaster antarcticus (Photo © Ashley Miskelly)
Branching coral Acropora sp. (Photo by Maria Byrne, University of Sydney)
Bottom row, left to right
Foram Baculogypsina sphaerulata (Photo by Neo Wu)
Periwinkle Afrolittorina unifasciata on the limpet Cellana tramoserica (Photo © Ross Coleman)
Bryozoan Iodictyum yaldwyni (Photo by Abigail M. Smith, University of Otago)Created: 2014
Cover of the 1898 (Volume 1) edition of The Zoological Bulletin
Cover of the first edition of The Zoological BulletinCreated: 1898
Cover of the June 2006 edition of The Biological Bulletin
Credits from The Biological Bulletin: Large image: Illustration in pastel and colored pencil of Tritonia diomedea in mid-escape from its predator, the seastar Pycnopodia helianthoides, by Tamara Clark, Marine Biological Laboratory, <<A HREF="http://www.tamaraclark.com/">http://www.tamaraclark.com/>
Small images: Left, top to bottom:
Lymnea stagnalis, provided by Takeshi Karasawa (Tokai University, Shizuoka, Japan);
Cover of the August 2012 edition of The Biological Bulletin
Credits from The Biological Bulletin: Large background image
Sea slug, Elysia chlorotica (Photo by Karen Pelletreau, Univ. of Maine)
Top row, left to right
Black carpenter ant, Camponotus pennsylvanicus (Photo by Adam B. Lazarus)
Bobtail squid, Euprymna scolopes (Photo by C. Frazee, Univ. of Wisconsin)
Coral colony, Acropora spathulata (Photo by Madeline van Oppen, Australia Institute of Marine Science)
Bottom row, left to right
Nematode, Brugia malayi (© Mark Blaxter)Created: 2012


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Nap Nanny Deaths Spark Voluntary Recall by Four Retailers
Feb 2016
This morning, four retailers voluntarily recalled the Nap Nanny at the request of the CPSC: Amazon.com, Buy Buy Baby, Diapers.com and Toys R Us/Babies R Us. The voluntary recall comes because the manufacturer is unable or unwilling to participate in the recall of the Nap Nanny product.
CPSC warns parents and caregivers to discontinue use of the Nap Nanny recliner as it contains defects in design, warning and instructions, posing a substation risk of injury and death to infants. The voluntary recall includes the following models: Nap Nanny Generation One, Nap Nanny Generation Two and Nap Nanny Chill ™.
There have been over 70 reports to the CPSC of children nearly falling out of the product and four infants have died in Nap Nanny Generation Two recliners. A fifth death involved the Chill model. The maker of the Nap Nanny, however, maintains that its products are safe, and that the incidents resulted because of misuse.
For more details, consumers are asked to review the return policy of each individual retailer from where they purchased the Nap Nanny product:
Amazon.com Buy Buy Baby: toll-free at (877) 328-9222 Diapers.com: (800) 342-7377, Toys R Us/Babies R Us: (800) 869-7787.
Do you own a Nap Nanny?


text: Toy of the Week – Constructables Dinos 0 comment(s) Dinosaurs are some of the most fascinating creatures that have ever walked this Earth, and are sure to be a subject of interest for the children running around your house. They came in all different shapes and sizes, and had tongue-twisting names that are fun to shout out. So if your little ones like these prehistoric creatures, then they will surely love this week's toy of the week – a construction toy that will take them back in history with dinosaur fun! Build Your Own Dinosaurs Most children love to create things with their own two hands. From playing with sand or playdough, to even constructing things out of building blocks, the creative nature of children is almost insatiable. And if that sounds like your little ones, then make sure to give them another great historic construction toy by bringing home the ConstructablesDinos dinosaur toy set. This great dinosaur building toy set is meant for children over the age of three, and is a great way to get your child in the constructive mood – the play set allows them to build a brontosauraus, triceratops, mastodon, or even T-Rex, all with fun, colorful components that easily fit together. Beyond being a great building and constructing toy for your children, this is a great opportunity for you to teach them about the history of the Earth. You can teach them about the miraculous nature of the dinosaurs, and how they once inhabited all of the land around us. And if your children are really into learning, you can teach them the names of all of these exciting creatures, and watch as they use their imaginations to bring the dinosaurs back into their own lives. Have a little prehistoric fun this week with this wonderful and education children's building toy. Look Out – It's Alive! Building toys are a whole lot of fun – but most of the time the enjoyment ends when the construction is complete. The instructions are followed, the blocks go together, and the finished product is left to sit there with almost no further purpose. Not the Constructables Dinos dinosaur toy set, though – this great children's building toy set can come alive after you finish construction. Each dinosaur can be connected to a simple battery pack (which only requires 1 "AA" battery), and will begin to walk and move around as it receives the electricity. So as your child finishes the final construction of his new favorite toy, get ready to have some additional fun as you hook it up to the battery and watch it charge around the house. A Dinosaur Toy for the Holidays Feel that cool air outside? That's a direct sign that fall is here, with winter just around the corner. And as you prepare to put on warmer clothes and cozy up to the fire, also remember that the holiday season is night upon us. So this year, don't wait until the last minute to find gifts for the children you love. Instead, pick up this week's dinosaur toy of the week to truly celebrate the holiday season. This entry was posted in Let's Play - Kids of All Ages, Toddlers & Preschoolers Playtime, Big Kid Adventures. dinosaur toysconstruction toyscool toys for kidskids building toysfun toys for kids Comments Add a Comment to this Post Show 10 20 30 40 50 Comments Per Page Showing 1-0 of 0 You must be logged in to post comments.


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- Monophonic, polyphonic and rhythmic/complex audio editing
- DNA gives direct access to individual notes within chords
- Work in standalone mode, as a plug-in or via ReWire
- New tempo detection algorithms
- Time stretching for entire mixes
- Dynamic Just Intonation
Celemony's Melodyne 4 Editor offers key Melodyne features for use single tracks and lacks the new Sound Editor function.
Melodyne 4 editor
The single-track Melodyne. Celemony's Melodyne 4 Editor offers you all the key Melodyne functions for the correction and creative editing of individual tracks. Including DNA Direct Note Access for polyphonic audio and ultra-precise tempo-detection and -editing. The Sound Editor and Multitrack Note Editing are not included in Editior 4.
Melodyne is a software application for OS X or Windows with which you can edit audio in a more musical way than was ever thought possible. In Melodyne, you work with notes – and not with a meaningless wave form. You don't just see where the music gets louder or quieter but also where notes begin and end and at what pitch they lie.
You can modify each note and thereby influence directly the intonation, phrasing and dynamics – and do this not only with vocals and monophonic instruments but with polyphonic instruments such as pianos and guitars as well.
Working with Melodyne is like being able to say to a vocalist 'sing this note a bit longer' or to a pianist 'give slightly less weight to the third in this chord' – hours, weeks, even years after the recording session.
Fantastic Possibilities
Melodyne rescues, helps, optimises and inspires. You'll never want to work with audio any other way.
If a good take is spoiled by small errors, you don't have to throw it away, because with Melodyne you can simply repair it. Regardless whether they're intonation or timing errors, notes that are too loud or too quiet, with too much vibrato or too little.
You can optimise the tiniest details or your recordings, bringing them as close to perfection as you desire. And since Melodyne works in a highly musical way, neither the vitality nor the naturalness of the performance is sacrificed in the process.
Furthermore, the unbelievable flexibility of audio in Melodyne can be the launching pad for your boldest ideas. Notes, phrases, rhythms and noises in Melodyne become raw material that you can stretch, reshape, layer and transform – virtually at will. If a thing is conceivable, there's a good chance that with Melodyne you can also make it reality.
Perfectly Integrated
Whatever your system or workflow, Melodyne fits right in. As a plug-in, Melodyne can be effortlessly integrated into your projects. Melodyne supports the VST, AU, RTAS and AAX plug-in interfaces and combines seamlessly with all important DAWs.
One particularly user-friendly form of integration takes advantage of Celemony's ARA Audio Random Access technology, which allows better communication between the plug-in and the DAW and is currently supported by Presonus Studio One, Cakewalk Sonar and Tracktion. Melodyne can also run as a stand-alone application, linked to your DAW via Rewire if required.
Why Melodyne Is Better
That Melodyne sounds so good and is so simple to use is based on two things. The less important is the technology. The decisive factor is its understanding of the music. Melodyne identifies the notes and the relationships between them. It is only as a result of this knowledge that Melodyne's algorithms are able to 'think' and operate in such a musical way. The benefits to you as a musician and producer include the famously superior sound of Melodyne and many other advantages that software lacking this understanding of musical contexts is incapable of offering.
New in Melodyne 4 Editor
New Tempo Intelligence
Melodyne 4's new tempo algorithms detect tempos, time signatures and any changes in tempo more accurately than ever before.
Melodyne 4 tracks precisely the tempo of a live recording, with all its human inconstancy. The ensuing click keeps time with the musicians, not the other way around. And still, you enjoy all the practical benefits of a beat-based grid when working in your DAW. Furthermore, you can curb excessive wandering in tempo without ironing-out the minor fluctuations that lend charm to a live performance. You can also synchronise recordings with quite different tempos or variations in tempo.
Melodyne 4 makes working with tempo dead simple, letting you work with greater freedom, in new ways.
Better Note Detection
Melodyne 4 now offers two algorithms optimised for polyphonic recordings. Depending upon the audio material, Melodyne employs either the Polyphonic Sustain (strings, organs…) or Polyphonic Decay (pianos, guitars…) Algorithm to obtain optimal sound quality in each case. Moreover, you can edit the note detection in far greater detail and therefore manage complex material still more effectively, so you can work even more closely and precisely on your music and obtain still higher sound quality from your editing.
Time-Stretching For Entire Mixes
The Universal Algorithm in Melodyne is ideally suited to the time-stretching and pitch-shifting of entire mixes. The algorithm also delivers outstanding results with polyphonic material provided no access to individual notes is required. With its exceptional sound quality and modest CPU demands, 'Universal' is an invaluable addition to Melodyne's array of algorithms.
More Elegant, User-Friendly And Modern
Melodyne 4 is easier to use and accelerates your workflow. With its variably configurable, single-window interface, you can adapt Melodyne perfectly to your own preferences and working requirements. What's more, the new browsers and inspectors afford a better overview and direct access to all important parameters. Beneath the surface, state-of-the-art software technology is at work – optimised for the latest operating systems, fully compati- ble with both 32- and 64-bit environments.
Dynamic Just Intonation
Melodyne 4's just intonation adds transparency and penetration to the sound. Whether you're working on an orchestral, choral or synthesizer recording, you'll find justly tuned chords sound smoother and more powerful. Give your production the benefit of this unique acoustic impression.
Many More Keyboard Shortcuts
Freely assignable keyboard shortcuts let you control Melodyne 4 exactly as you wish.
In stand-alone mode and now finally in the plug-in implemen- tation. So you can work more easily at a far swifter tempo resulting in an enormous gain in efficiency.
System Requirements
For Melodyne 4 essential, assistant, editor and studio.
OS X: Intel Dual Core processor (Quad Core or better recommended), 4 GB RAM (8 GB or more recommended), OS X 10.6.8 and 10.9.5 or later
Windows: Intel or AMD Dual Core processor (Quad Core or better recommended), 4 GB RAM (8 GB or more recommended), Windows 7 or later (64-bit recommended), ASIO-compatible audio hardware
DAW Compatibility
Melodyne 4 is tested regularly with the latest versions of major DAWs and is compatible in plug-in mode with (among others):
• Avid Pro Tools
• Steinberg Cubase
• Ableton Live
• Presonus Studio One
• Apple Logic Pro
• Steinberg Nuendo
• Cakewalk Sonar
• MOTU Digital Performer
This product will be delivered electronically and may be emailed directly to you from our suppliers
This item is delivered electronically. Please allow up to 1 working day for this item to be delivered to your email address. If not received please check your spam folders.
Additional Information
Stock Availability:
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Frequency Shifter,Utility
Celemony Melodyne


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Dear Sir or Madam,
As a responsible company, the safety of our customers and employees is particularly important to us! Due to the current COVID-19 pandemic and the associated measures some of our customer service representatives are in the home office, during this time our phone is not manned . Please direct any inquiries by mail using our contact form . Our Garage and our online shop will continue to run without restrictions.
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Not only do we supply parts, but we also have an inventory of complete used engines, ready to install. On average, we carry 100 engines of the above noted manufacturers, and our clients can enjoy substantial cost savings as compared with a new engine. Our engines are inspected and tested, and as well we powdercoat every block to provide a clean unit to our customer.
Our engines carry a 30 day, 200 hour overall warranty, with a 90 day warranty offered for major components.
Click here to know more about our Engines.
Our clients range from individuals to service repair shops who are looking to rebuild their diesel engine, and are looking for a particular part at a cost less than what would be charged new.
Alberta Engine & Parts is pleased to offer free delivery within the city of Calgary. Typically same day delivery can be arranged, and for larger orders, delivery can be arranged within three days of purchase.
We are located at 64166 426 Ave. E, in Aldersyde, Alberta at our new base of operations. Our expanded facility will allow an even greater selection and inventory to service your parts or used/rebuilt engine requirement.


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Christmas can be pretty overwhelming. On Amazon.com, it can be a real hassle sorting out the wheat from the chaff when it comes to decent holiday movies and TV specials, and picking between the many different versions available for some of the titles.
Below, for your convenience, are links to what I think are among the best of all the Christmas movies and TV specials available—and to what I think are likely to be the best and most appropriate of the various versions and editions. I have also created an Amazon store containing most of the same entries.
Holiday Movies on DVD from Amazon:
Classics / More Traditional
White Christmas (Anniversary Edition)—the classic. Bing Crosby and Danny Kaye are buddies serving together in the army. After WWII ends, they go into show business together, and are a big hit. Too big. Danny Kaye wants to set Bing up with a woman so he can have a rest. And then they meet two Vera Ellen and Rosemary Clooney…
Holiday Inn (3 Disc Collector's Set)—Bing Crosby starts an inn that only opens on holidays, each time with a special, thematic floor show. Fred Astaire is his best friend. And they're both in love with the same girl.
The Bishop's Wife—with Cary Grant, Loretta Young, and David Niven. Hard to go wrong with a cast like this. Cary Grant is maybe typecast—as an angel—but he brings restraint as well as charm, and a level of mystery and seriousness to his performance. One of my favorite Christmas movies.
Miracle on 34th Street (Special Edition)—Santa Claus goes on trial. A bit over-rated—the slightest of the old Christmas classics—a bit too sappy, but Edmund Gwenn is charming.
It's a Wonderful Life (60th Anniversary Edition) / It's a Wonderful Life [Blu-ray]—Zuzu's petals! It's Jimmy Stewart, Donna Reed and Frank Capra. One of the mega-classics of the season. It can get old after too many viewings, but give it a few years… The sequence with the school dance is still a knock-out.
TCM Holiday Collection: Christmas in Connecticut 1945 / A Christmas Carol 1938 / The Shop Around the Corner / It Happened on 5th Avenue—Shop Around the Corner is the film on which You've Got Mail was based, but the original, directed by the great romantic comedy director Ernst Lubitsch and starring a very young James Stewart and Margaret Sullavan, is infinitely superior.
Meet Me In St. Louis (Two-Disc Special Edition)—Vincente Minnelli directs Judy Garland in this integrated music, one of the finest, about the World's Fair coming to St. Louis. The Christmas scene is a real tear-jerker and has long justified its inclusion in the canon of Christmas movies.
The Sound of Music (45th Anniversary Edition) (Two-Disc Blu-ray/DVD Combo)—I'm not entirely sure how this became a "Christmas classic," but it did, and while it has its weaknesses, it is charming, and of course Julie Andrews is radiant and almost always worth watching and listening to.
TCM Greatest Classic Films Collection: American Musicals (The Band Wagon / Meet Me in St. Louis / Singin' in the Rain / Easter Parade)—These are all very good musicals, Singin' in the Rain, obviously the greatest… and Easter Parade perhaps the weakest, in part I think because Fred Astaire is playing a role originally meant for Gene Kelly. All fine and must see viewing for anyone interested in the musical. Musicals in general seem particularly festive, particularly suited to the holiday season, and the inclusion of a "Christmas classic" in Meet Me in St. Louis gives extra weight to the appropriateness of including this here.
Modern Classics/Favorites
Scrooged—Bill Murray is a TV exec who schedules a live musical version of "A Christmas Carol" for Christmas Eve, has his secretary send his brother a present, and fires a guy. Then this ghost shows up. Bill Murray is… Bill Murray and the movie is surprisingly charming in parts, even touching. I actually never get tired of this movie.
The Polar Express (Widescreen Edition)—Tom Hanks gives an interesting performance, and it is technically quite impressive. It's not without its touching moments, but overall it feels a bit cold to me. Still, for many people a very good Christmas movie.
Love Actually (DVD)—and, you know, actually I do love this movie – just a little, but still. The cast is truly stellar: Emma Thompson, Alan Rickman, Colin Firth, Bill Nighy, Hugh Grant… and of course Bilbo Baggins, porn stand-in.
Bad Santa — Has to be seen. Billy Bob Thornton plays a conman who takes a job as a mall Santa to rob the place with the help of an elf. But they run into a troubled kid and… Kind of genuinely heartwarming in the end.
Die Hard — Weirdly, for many people, this has become a sort of Christmas classic… It's set during Christmas time, and has a happy ending and all that. And I think lots of us appreciate the change of pace the automatic gunfire provides…
Gremlins — Like Die Hard, a movie set during Christmas that has become a quirky alternative classic.
Holiday TV Specials on DVD from Amazon:
How the Grinch Stole Christmas—The original, one and only. Directed by the great Chuck Jones, narrated by Boris Karloff (aka The Mummy, Frankenstein's monster – in one of the most inspired and deeply weird bit of casting of all time) and a theme song sung by Tony the Tiger (no kidding—actually the voice of Thurl Ravenscroft, who did the original Tony in the TV ads).
A Charlie Brown Christmas (Remastered Deluxe Edition)—You might get tired of Charlie Brown's tired tree, but it is impossible to ever grow tired of the dance sequence. And of course the music is terrific. And the way the adult voices are handled is smart, funny, and apt.
Olive the Other Reindeer—The "Christmas classic" is a tough market to break into, but for me at least, Olive the Other Reindeer jumped straight into the category. I can't wait to share it with people who haven't seen it yet.
Rudolph the Red-Nosed Reindeer (1964 Rankin/Bass version on DVD)—Is this a classic? I'm not sure. But for people who saw it as kids, it might seem like it from pure nostalgia. Try watching it with your kids and see if it still can cut it after Shaun the Sheep, Toy Story and Polar Express, etc. Maybe the animation is too dated. And of course the story was always suspect, being a made-up marketing ploy.
Santa Claus Is Comin to Town—A 1970 claymation TV special that tells the story of Santa's origins. Like Rudolph, it's possible that its charms are primarily those of nostalgia and it won't do as well with the sophisticated tastes of today's 8 year old. But it is narrated by Fred Astaire and features the voices by Mickey Rooney and Keenan Wynn, and at times reflects the "hip" values and imagery of the late 60s/early 70s. I might have to watch this again.
The Original Christmas Classics (Rudolph the Red-Nosed Reindeer / Santa Claus is Comin' to Town / Frosty the Snowman / Frosty Returns) [Blu-ray]—a grab bag including some of the best of the old TV specials—Rudolph, Santa Claus. With Frosty Returns thrown in, I suppose out of some need for completeness or a round number; despite the voice of Jimmy Durante, skippable..
The Original Christmas Classics (Rudolph the Red-Nosed Reindeer/Santa Claus Is Comin' to Town/Frosty the Snowman/Frosty Returns/Mr. Magoo's Christmas Carol/Little Drummer Boy/Cricket on the Hearth)—a non-Blu-ray grab bag with the same good ones, and Mr. Magoo. I was never a fan of that guy.
Tchaikovsky: Nutcracker – San Francisco Ballet (DVD)—not exactly a TV special, but a great performance of a traditional "perennial holiday tradition" that I think most people have never actually seen, and which these days, in the live version, is beyond most people's budget.


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College football season is upon us, and to celebrate, we're going to get back into tiny tidbit mode and present four things you didn't know about each major conference. If you have a little-known fact about your team or conference, get it in quick, because there's only one day left. Mail to email@example.com. Today: The Mountain West Conference.
• 1. Speed, And Talking About Speed, Kills. The conference that gave us Fisher DeBerry would like to remind you that Air Force will likely continue to suffer for the remarks made by their coach last season. Oh, you remember: "(TCU) had a lot more Afro-American players than we did and they ran a lot faster than we did." The Falcons went 4-7, DeBerry's worst year since 1993 (4-8). Although the school let him keep his job, the record may even be worse in 2006.
• 2. Someone's In The Kitchen With Dinah .... There are a few heated rivalries in the Mountain West, but overall the conference enmity needs work. You do have the Border War (Colorado State vs. Wyoming), the Rocky Mountain Showdown (Colorado State vs. Colorado) and the Battle For Nevada (UNLV vs. Nevada ... the only two schools who would want it). Our favorite is the Battle For The Iron Skillet (TCU vs. SMU).
• 3. Oh, You Rebels. Well, only two Mountain West teams have winning records in bowl games,and one of those is undefeated. Can you guess? Utah is 8-3, and UNLV is a surprising 3-0.
• 4. Fun With Acronyms. In case you were wondering, among other meanings of the MWC acronym are Maritime Warfare Centre; Married White Couple; Married With Children; Mary Washington College; Medium Weight Coated (paper); Mennonite World Conference and Murder Was the Case (Dr. Dre and Ice Cube album title). (Acronyms from acronymfinder.com.) You weren't wondering? Well, then the Mountain West is the youngest of the Division 1-A conferences, opening shop in 1999.
Wednesday: The Sun Belt.


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The ADSP-BF527 EZ-KIT Lite® provides developers with a cost-effective method for initial evaluation of the ADSP-BF527 Blackfin® Processors via a USB-based, PC-hosted tool set. With this EZ-KIT Lite, users can learn more about the Analog Devices (ADI) ADSP-BF527 hardware and software development, and quickly prototype a wide range of applications.
The EZ-KIT Lite includes an ADSP-BF527 Blackfin Processor desktop evaluation board along with an evaluation suite of the VisualDSP++® development and debugging environment, including the C/C++ compiler, assembler, and linker. The evaluation suite of VisualDSP++ is designed to be used with the EZ-KIT Lite only.
The EZ-KIT Lite ships with with a landscape, Low Power QVGA Touch Screen LCD panel, a set of Stereo Headphones and all of the necessary supplemental cables (USB, Ethernet, etc.).


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U.S. Xpress Company Drivers and Their Families Can Earn a Bachelor's or Master's degree — 100% paid for by U.S. Xpress! Call for details.


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This site has been dormant nearly two years, with the most recent post made in June 2015. This post doesn't really qualify as re-activating the site. But I did make some changes and it's likely I'll be posting here a bit more.
I moved this site to WordPress.com hosting when I shut down my Linode VPS in 2014. I'm back on a Linode VPS server and I've moved this site back to being a self-hosted WordPress site. I kept the same theme and didn't make any cosmetic changes so it shouldn't be noticeable.
The migration went remarkably well. There's a lot of graphics and images missing from older posts, but these went missing when I imported them into the WordPress.com site three years ago. I never got around to fixing them at that time. This time I went through and removed the broken/missing images and broken links from the posts. I did indicate in the affected post that old images and links were removed. Most were of old and obsolete software. Missing images were fairly easy to find so I think I got all of them, there are probably broken links remaining since I didn't really dig in to find them. Cleanup will continue.
I also changed the domain name. When I started the site back in 2006 the domain osquest.com wasn't available (not at a price I wanted to pay), so I used osquest.com. After ignoring solicitations to sell me the domain, osquest.com was dropped and I was able to register it a few years ago. I finally got up the nerve to make the change and now use this as the URL. All the redirects seem to be working.
I haven't been able to test the RSS feed to verify that it redirects successfully. This post will let me know. But the site has been inactive so long I doubt anyone will notice. If you do subscribe via RSS I suggest you switch to the new feed to avoid future issues.
If nothing else, the site may see some activity as I write about the site move and WordPress setup.


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Dear everyone,
Be sure to come out this friday to Velour for Shark Speed's final show, for a year or so that is. All the opening acts are great friends of ours and have been very special to us in our journey as a band over the years. So come for the entire show and look for special guests and special merch prices! Don't live a single day with the regret of not partying one last time with Joe and Jared before they take off to Kansas City! Ps this may very well sell out, but we never will…haha.
Love, Shark Speed


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It takes a tough man to play hockey. It takes an even tougher man to go shirtless, with just a bra separating the cold rink from your perky nipples.
The Adelaide Adrenaline of the Australian Ice Hockey League donned these "BrasON" jerseys during Sunday's warmups as part of a nationwide campaign to raise money for breast cancer research. Yes, even the goalies.
October is breast cancer awareness month here in America, and in past years has been celebrated with gimmicks like the OHL's Plymouth Whalers dyeing their hair, and the AHL's Norfolk Admirals coloring their entire rink. So the NHL will have to step it up...oh wait, there won't be any NHL in October this year. Sorry, breasts.


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Wet harvest: Controversial winery harvests first crop
Earlier this year, neighbors declared war on a new winery, alleging crimes against aesthetics on Route 231. Among the charges? That the sticks holding up the fledgling vines look like "miniature antennae." Here, Vineyard Manager deJake Busching picks Keswick Winery's first harvest of 18 acres of Viognier grapes with a brix of 25. [Brix is a measurement of sweetness. A full flavored, delicious grape, grown on rich, fertile soil can test 24 or better Brix.] They hope to have this first vintage in stores by spring.


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Construction will alter bus routes KINGSTON -- A downtown bus route will change starting Monday because of construction to take place on Abeel Street. From April 1 to June 1, the C-Bus will detour to Hunter Street, take a left onto Ravine Street and then right on Abeel Street. From June 1 to Aug. 31, the C-Bus will detour from Garraghan Drive to Spring Street, take a left on Wurts Street and right onto Hunter Street. The bus will then turn left on to Ravine Street and right on Abeel Street. From June 1 to Aug. 31, the A-bus detour will be Broadway to Spring Street, a right onto Wurts Street and continue the regular route from McEntee Street and Broadway. n n n SUNY talk focus is Middle East NEW PALTZ -- Former Ambassador Dennis Ross, counselor at the Washington Institute for Near East Policy, will speak at SUNY New Paltz as part of the college's 2013 Distinguished Speaker Series. Ross will discuss the question, "What are the challenges for U.S. policy in the Middle East in 2013 and beyond?" at 7:30 p.m., April 16, in Lecture Center 100 on the New Paltz campus. A question-and-answer session will follow, along with a book signing and reception. Tickets can be purchased at the SUNY New Paltz Parker Theatre Box Office or atwww.newpaltz.edu/speakerseries
. The cost is $13 for the college's faculty, staff, alumni and non-New Paltz students; and $18 for the general public. New Paltz students get in free with college ID, though tickets are limited. For more information, call (845) 257-3880 or (845) 257-3972. n n n Fish available for pond stocking HIGHLAND -- The Ulster County Soil and Water Conservation District is holding its annual pond stocking program for local pond owners. Available are largemouth bass, perch, catfish, forage fish (fathead minnows), and triploid grass carp. The deadline for ordering fish is May 24. Fish orders will be distributed on June 1, 2013, between 10 and 11:30 a.m. in the parking lot of the Soil and Water Conservation Office at 652 state Route 299, Highland. For order forms and more information, call the office any weekday between 8 a.m. and 4:30 p.m. at (845) 883-7162, ext. 5, or visitwww.ucswcd.org
. n n n Memorial Day marchers sought NEW PALTZ -- Civic and fraternal organizations are invited to join the annual Memorial Day Parade organized by the Veterans of Foreign Wars Post 8645 scheduled for 6 p.m. Thursday, May 30. Planning for the event remains in progress, but the usual march route is expected, with services in front of the village's Veterans Memorial at the fire station.


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For eight years, financial advisor Bruce G. Allen profited from a successful-enough independent practice catering to high-net-worth individuals and families in Denver. But after staunchly surviving the 2008-09 financial crisis, the former RBC Dain Rauscher FA was all ready to embark on a rigorous growth program — only problem was, he didn't know how to do that.
Enter: Growth Accelerator, a comprehensive service offered by his broker-dealer Nation's Financial Group's clearing firm. Allen has gone through the vigorous months-long regimen from First Clearing Correspondent Services, a Wells Fargo affiliate, not once but three times since 2009. To say that it's been life-changing for the 48-year-old FA is putting it mildly.
"It was a transformative, transmogrifying experience. I essentially tore down my practice and reconstructed it. I changed everything. Before, I never knew what clients expected of me, and I didn't know what to expect of them. Today it's all very clear: We now function as their sole financial advisor and personal CFO. If someone isn't using us for that, we probably should be making a change," says the 27-year EF Hutton-trained advisor.
Solid proof of results is in the numbers: pre-Growth Accelerator, Bruce G. Allen Investments managed under $70 million in client assets. Today, that AUM totals more than $115 million.
The most unusual, and likely most valuable, piece of the program was one-on-one coaching from an "accountability manager" specifically assigned to the FA. The two held consistent phone meetings and even had occasional face-time.
First Clearing, based in St. Louis, was perhaps unique in the dynamic, competitive clearing business in appointing dedicated growth consultants to work one-on-one with broker-dealer advisors. Still, nowadays it is all the rage for clearing firms to provide consultants to help BD clients and their FAs grow.
Indeed, clearers are serving up teams of wealth management consultants, portfolio management consultants, transition consultants and compliance consultants. Many travel the country regularly to advise broker-dealers and advisors on how to achieve growth through boosting efficiency and productivity.
Whether helping to develop BDs organically by deepening advisor-client relationships — as does First Clearing with Growth Accelerator — or through recruiting efforts, clearing firms are stepping up to broaden the scope of services they offer to bring clients value.
"For us to survive and prosper, there's a direct alignment with our ability to help our firms survive and prosper," says William Coppel, First Clearing's chief client growth officer. "The change in the industry's dynamics requires introducing firms to shift their deployment of resources and assets away from the notion of doing it themselves to choosing partners that will empower them to grow in what's considered the most competitive environment in the history of our business."
At RBC Correspondent Services, wealth management consultants help clients' advisors become more efficient. The consultants this year are putting up a dozen-plus workshops nationwide packed with actionable ideas to help FAs deliver advice better and manage their practices more wisely. RBC consultants also hold formal practice-management coaching with group meetings around the country focused on improving eight core FA competencies.
Pershing, an affiliate of BNY Mellon and, with 1,500 clients, the largest clearing firm, has been beefing up the number of its broker-dealer one-on-one consulting meetings. Much time is spent addressing the critical issue of profitability.
"We know the broker-dealer profitability model is under more strain today given the difficult economic environment, market volatility and low interest rates," says Jim Crowley, Pershing managing director, based in Jersey City, N.J. "So we're talking to [firms] about ways to grow their fee income and how they can monetize hard-to-borrow securities through a fully paid lending program. We've tried to unlock some of the value of the assets they hold and come up with new ways for them to drive more income to their top line."
Pershing isn't alone in that effort. Much of the entire financial services industry is up for more opportunities to offset reduced income resulting from low interest rates.
"It's putting significant pressure on many broker-dealers to reevaluate a business model that might have been highly dependent on [interest income]," notes David Akellian, executive vice president and head of LPL Financial's Custom Clearing Services, in San Diego. "The thing we can do to help is make available platforms and products that generate income that isn't driven by the net interest side. That's continued use of advisory products, which today seem to be winners."
Custom Clearing provides its biggest client, AXA Advisors — with 5,000 advisors nationwide — the services of portfolio management consultants. This group of LPL employees spends time on the road identifying new opportunities for the company's FAs.
"The consultant goes through the advisor's book of business in a highly automated way and marries client objectives with the appropriate advisor business model," Akellian says. For example, if a client's investment activity level is reduced, the consultant may suggest that the FA take a different advisory approach.
This past February, AXA renewed its five-year clearing agreement with LPL. Concentrating chiefly on the insurance arena since its 2007 inception, Custom Clearing is now reequipping some of its products "to be more appealing to additional customer segments," according to Akellian.
National Financial, a unit of Fidelity Investments, with about 300 correspondents, has a consulting practice of experts specializing in the brokerage space, which it dispatches, on behalf of clients, on "problem-solving missions" concerning growth and efficiency, says Sanjiv Mirchandani, National Financial's president, based in Boston.
"Greater productivity leads to business growth because there's a very direct correlation between productivity and production. With greater efficiency, advisors will have more time to bring in more clients, as well as more assets from existing clients. When we help our customers grow," Mirchandani says, "we process more trades and custody more assets. So everybody wins. But it all starts with a successful correspondent."
First Clearing, with about 100 clients, came to FA consulting early in the game, having launched Growth Accelerator in 2007.
The multipronged program aims to take advisors to the next level in client relationships and productivity.
"The most powerful assets a broker-dealer has are its client base and the quality of advisors," says Atul Kamra, First Clearing's president. "Ergo, the most valuable thing broker-dealers can do is increase the value of those two assets."
First Clearing is also growth-centric in helping increase revenue mix with, for example, liability and lending products.
"We're providing for advice on both sides of the balance sheet," Kamra says. This means advisors can have a much more [holistic] dialogue with clients — not just about assets but risks and cash flows too."
A number of clearing firms' new innovations address BD growth, including National Financial's Catapult Project, bringing wirehouse-type resources to independents and featuring an advanced process to classify households, as well as its "Business Process Manager," targeted at creating the paperless office. The latter highlights mobile capabilities — even iPad e-signature.
Pershing is working on an ultra-efficient end-to-end multi-custodial solution, expected to be implemented this year. And upcoming at First Clearing: a business planning tool that helps advisors better segment their books.
Though zeroing in on organic growth, clearing firms are by no means ignoring growth via recruiting.
"Right now there's unprecedented opportunity for FAs to be recruited into independent firms," says RBC Correspondent Services director Craig Gordon, in Minneapolis. "Wirehouse advisors are more receptive today to going independent than they've ever been. In 2009 they recognized that the big wirehouse was not the safest place for their business or their clients. It scared the heck out of them."
RBC ships its approximately 250 clients "recruiting tool boxes" filled with best practices info and supplies. The hard-copy kit tells how to attract FAs from other firms — including ways to obtain names — and then, how to help advisors transition.
Raymond James & Associates' Correspondent Clearing, with about 40 BDs, puts together and manages recruiting campaigns for BDs, which include tools that track advisors visiting client websites and telephone recruiting scripts. It also provides a team of transition experts that help set up the practices on its clearing platform. To cover transfer costs, the firm provides correspondents with financial assistance as well.
"The competition for advisors between smaller firms and major wirehouses is difficult," says Robb Combs, director of Raymond James' Correspondent Clearing, based in St. Petersburg, Fla. "But a larger firm like ours has expertise and services that can compete with wirehouse firms and put our correspondents on the same playing field."
In a twist, Raymond James offers a succession-planning service, wherein retiring principals of smaller practices sell them to the firm, which then integrates the businesses into their several broker-dealers.
At Pershing, a "recruiting boot camp" brings in recruiters to learn about the clearer's many services. Plus, one of its websites, "Advisors in Transition," is a veritable "BrokerMatch.com," where advisors seeking a better fit for their practices may find it with Pershing client BDs that have posted their vital statistics.
National Financial "places a significant amount of leads with customers" through its "Options for Independence" program, Mirchandani says. The firm also assists BDs who are in acquisition mode by helping them think through how to absorb a new practice. It arranges financing too, occasionally assuming direct financing.
First's "Financial Advisor Recruiting Service" career consultants counsel wirehouse advisors looking for a change to determine if they'd dovetail with a broker-dealer client.
New Frontiers
The regulatory overhaul in the United States has profound implications for the BD business model — and obviously its growth. Here, clearing firms are helping technology-wise and keeping broker-dealers abreast of updates on the discussion in Washington.
Pershing's chief compliance officer conducts conference calls with client compliance heads to present topical issues, and then holds open discussions.
At First Clearing, a team of in-house compliance consultants conduct roundtable meetings and produce newsletters to give clients insight into risk management "at the firm, product and household levels," says Al Caiazzo, chief risk and quality officer. With its "protect offering," "our focus is to help improve and accelerate surveillance and to create documentation of it — before the transaction as opposed to after it."
As for the growth of clearing firms themselves, competition for clients is hot and heavy. "There's a dearth of high-quality firms that you can do business with," says Kamra. "That's the biggest challenge."
Crowley notes that "a big surprise in the next year or two will be that some larger firms that are now self-clearing could be going fully disclosed. They don't have the economies of scale they once had. Last year and in 2010, we saw Citi convert to [us], for example. So, with self-clearing firms coming into play, the [new] clients could be larger."
As part of its own growth strategy, Pershing is expanding, increasingly, beyond the U.S. market.
"We're launching in Canada. Last year we bought Penson's Australia business, and we're building out our Asia-Pacific business [even further]. We're busy looking at other geographies," Crowley says. "You can't be single-threaded."


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PITTSBURGH (AP) -- Jamie Dixon isn't going anywhere but back to work.
The Pittsburgh head coach signed a 10-year contract on Saturday that could keep him with the Panthers well into the next decade. The deal comes after speculation surfaced USC was targeting Dixon, a Southern California native, for its open job.
"Pitt and Pittsburgh are home," Dixon said in a statement. "My family and I feel blessed to be part of such a great institution and wonderful city. It is the people who truly make a place special. I could not be surrounded by better players, staff and administration."
Dixon is 262-86 in 10 years at Pitt and has the highest winning percentage of any coach in Big East history. The Panthers went 24-9 this season including 12-6 in their final year in the league before heading to the ACC this summer.
Despite the gaudy conference record, Pitt was given a No. 8 seed by the NCAA selection committee, the school's lowest since 2005.
While the players expressed dismay over the seeding, Dixon pressed onward. Still, the Panthers were thoroughly outplayed by Wichita State in a 73-55 loss, the program's worst in the tournament in 20 years.
The defeat marked Pitt's third straight early exit from the NCAAs. Dixon is 11-9 in the tournament but the Panthers - who missed the NCAAs entirely last spring - have not advanced past the opening weekend since 2009, when they lost to Villanova in the regional finals.
Dixon expressed disappointment in his team's play but optimism about the future in the immediate aftermath. Pitt loses just two players to graduation and has one of the most promising big men in the country in freshman center Steven Adams.
Having Adams in the middle and Dixon on the sideline should help Pitt in its transition to the ACC. Dixon has been diplomatic about the move and joked earlier this month he didn't have any family in Greensboro, N.C., the frequent home of the ACC tournament.
Still, Dixon also understood the reasons behind Pitt's decision and can now focus on how to elbow aside Duke and North Carolina for ACC supremacy much the way the Panthers have done to the likes of Syracuse and Connecticut over the last 12 years in the Big East.
Dixon came to Pitt as an assistant under Ben Howland in 1999 and then took over in 2003 when his mentor left for UCLA. All Dixon has done is lead the Panthers to two Big East regular-season titles and a Big East tournament championship.
Though Dixon has done nothing but continue to deepen his roots in Pittsburgh, he understands that his name is floated out whenever a high-profile job opens. He called it an annual rite of spring, earlier this week.
Still, Pitt athletic director Steve Pederson acted aggressively to make sure Dixon remains as the face of one of the nation's most consistently competitive programs.
"In order to maintain and build upon our past success, it was important to our university and athletic department that we make a strong long-term commitment to Jamie," Pederson said in a statement. "He has been far more than a basketball coach at Pitt and we are fortunate to have such a high-caliber person representing our university. I look forward to continuing to work with Jamie as he leads our program into an exciting new era in the ACC."


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Egyptian troops open fire during clashes; 40 dead
Egyptian soldiers and police have clashed with Islamists protesting the president's ouster, in bloodshed that killed at least 40 people, according to government officials and witnesses.
One witness says gunmen loyal to the ousted Mohammed Morsi, including some on the roof of a nearby mosque, opened fire first. Morsi's supporters say the troops fired on protesters as they performed early morning prayers.
Mirna el-Helbawi, a 21-year-old university student who lives in an apartment overlooking the scene, says the gunbattle followed clashes between the two sides in which rocks and tear gas were used.
The Morsi supporters have been staging a sit-in outside a military building.
A military spokesman says gunmen attempted to storm the building at dawn, prompting the clashes. It was not immediately possible to reconcile the conflicting accounts.


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Santa Claus is coming to town
If it's the holiday season, it means that Santa Claus is going to pay a visit so all the good boys and girls can tell them what they want for Christmas.
On Saturday, he and Mrs. Claus will visit the Cape Coral Main Post Office at 1030 S.E. 9th Ave. from 10 a.m. to noon.
Kitty Swanson, who is organizing the event, said it's a good time for the children to have pictures taken with him and tell him what they want, if they haven't written their letter yet.
"We're going to e-mail the pictures to the parents so they can create holiday cards, and we're going to have a crafts table set up for the kids to make a decoration," said Swanson, who is running the event for the first time.
The event has been going on for many years, and not just in the Cape, but nationally. It started simply as a way of doing something good for the community for the holidays, Swanson said.
"The whole idea is that the post office has been getting all the Santa letters for about 100 years, so what we try to do is to answer the letters," Swanson said. "We have a group here that handles that."
The kids can bring their letters to Santa and place them in a special mailbox, with a response back from the North Pole if they give a return address.
This is the Letters for Santa program, which is one of two special holiday programs the post office offers.
The other is Operation Santa, where the post office gets people to adopt a family that may not have the ability to buy gifts for their children this season.
Swanson said it goes hand-in-hand with the letters program.
"Letters that were written for Santa are shared with benefactors, who apply to sponsor the letter without knowing the address or names," Swanson said. "They can get the items the child has requested and bring them to the post office and mail them to the person who wrote the letter."
Swanson said there were 68 done last year.