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New cancer facility is set to open in Glenwood Springs
GLENWOOD SPRINGS, Colorado – The last thing a cancer patient needs as he or she battles the disease is a cold, depressing treatment atmosphere.
"People who are being treated for cancer are going through enough stress. Their surroundings should not be hostile. They need someplace inviting and warm," said Dr. Ira Jaffrey, an oncologist at Valley View Hospital for the past 15 years.
For many patients who live on Colorado's Western Slope, a shelter from the cancer storm is now a reality at Valley View Hospital's new $26 million Calaway-Young Cancer Center. The center will begin seeing patients later this month.
For many years, Valley View Hospital patients have had access to cancer surgery and chemotherapy treatments. However, with the opening of the Calaway-Young Cancer Center, they will now have access to state-of-the-art radiation treatment.
Dr. Bruce Greene came to Valley View Hospital to develop the new treatment program, along with physicist John Sweet. Greene calls the addition of the new services a "game changer" for patients.
"This is the leading edge of technology, and it allows us to offer a full spectrum of modern radiation-treatment services," Greene said.
For the past two years, Valley View Hospital has embarked on a major expansion. The cancer center is named after Carbondale philanthropists Jim and Connie Calaway and Alpine Bank founder and chairman Bob Young. Together, they donated $4 million for the construction. Additionally, the Valley View Hospital Foundation raised a total of $7 million.
"Gifts have come from across our community, with people sharing their stories of how they have been impacted by cancer and how proud they are to see Valley View bring a comprehensive cancer center to the valley," said Stacy Gavrell, foundation spokesperson. "Nearly 400 commemorative pavers were purchased – in memory, celebration and recognition – and those are now in the new healing garden."
"The community has built this cancer center, and we're happy to be part of it," said Dr. Douglas Rovira, Valley View oncologist.
Rovira and Jaffrey said that the opening of the Calaway-Young Cancer Center marks a major improvement in health care access for nearby residents.
"Historically, patients have had to travel from 90 to 100 miles to the west for radiation services or 60 miles to the east, through the canyon, for radiation services," Jaffrey said. "The treatment for people living in the Roaring Fork Valley has been difficult and, in some cases, prohibitive."
Rovira said that the distances involved for patients added a great deal of stress during an already stressful time.
"The truth of the matter is your busy life doesn't go away while you are fighting cancer," he said.
The centerpiece of the Calaway-Young Cancer Center radiation oncology services is the new $3 million TrueBeam Linear Accelerator. The Palo Alto-manufactured equipment is touted as the best in the world by Greene and Sweet.
Encased in a treatment room that features 7-foot-thick concrete walls, the accelerator delivers radiation treatment calibrated to within millimeters. It also has a build-in CAT scan and seven specially calibrated recording devices that can detect the slightest patient movement and prompt the machine to shut down if even minimal movement is detected. The end result, according to Sweet, is that radiation treatment is effectively and precisely targeted to treat cancer cells while leaving adjacent healthy cells untouched.
Sweet said there are many misconceptions about radiation treatment. He said radiation generally produces fewer side effects and is less invasive than surgery. Additionally, he said that radiation oncology appointments are scheduled in 15-minute intervals, and treatments generally take between one and five minutes. Comparatively, Sweet said chemotherapy treatments can last anywhere from 15 minutes to five hours.
"For some patients, we will be able to do two radiation treatments in a single day. That can be a really big advantage," Sweet said.
Even in the accelerator treatment room, where advanced technology is the focus, the patient's mental health is not forgotten. As he or she lays still and undergoes treatment, a backlit aspen grove with blue sky fills the ceiling view in a room lined with wood cabinetry and floors.
"We wanted an atmosphere that does not make a patient feel like they are doing these super-technological treatments," Greene said.
And, he said, before a patient ever lays down on the accelerator table, he or she will have a chance to see the equipment and ask questions.
"Long before they come here, we have spent well over an hour with the patients and their families explaining what will happen and trying to demystify the procedure," Greene said.
As they lead a tour group through the new center, the oncologists and other staff emphasize the new facility is designed to treat a whole person. Combined with the new high-tech radiation services are tranquil chemotherapy treatment areas. MRI and CAT scan services are integrated into the operation instead of being located in other parts of the hospital.
Beyond the strictly medical part of the operation, the Calaway-Young Cancer Center also includes a library, where patients can learn more about treatment or find reading materials that will help as they battle cancer. A special spa area will offer hair care, skin treatment and products and prosthetics fittings. There are massage rooms and a conference room that will double as a yoga studio.
"It is designed to be a more human-friendly place, so that you feel like you're at home, instead of a sterile hospital environment," Jaffrey said.
John Stroud, of the Glenwood Springs Post Independent, contributed to this story.
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Vail emergency order allows only families to gather
Case numbers for COVID-19 are rising in Eagle County, and just about everywhere else. To save the new ski season, Vail officials are taking new measures to slow the spread, limiting virtually all gatherings to…


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Did you see today's hot new Unreal Engine 4 graphics demo? And read about how it will change the games we play on the next Xbox and PlayStation, perhaps?
We have even more UE4 demo videos to share with you. These are some crude game prototypes that Epic principal artist Shane Caudle cooked up using the Unreal Engine 4's game-scripting tool Kismet. He made them, an Epic rep tells me, in a matter of hours or days.
These are obviously just programming tests, not $60 real games, of course. But if you want a first look at something game-like running in the engine, here you go. Plus, there's shooting! Games are better when they have shooting, right?
(Also: Keep an eye on the lighting in some of these.)

subset: commoncrawl


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Cook the Book: Creamy Grits and Chard
The stories that preface the recipes that Molly O'Neill collected for One Big Table are so engaging that, somehow, they make the recipes taste even better. This Southern classic of Creamy Grits and Chard is fantastic on its own—spicy, vinegary greens ladled over buttery grits—but it gets even better when you read about the South Carolina origins of the recipe.
Laid-off steel worker Azeez Mustafa bought a plot of South Carolina farmland in 1974. With no money leftover to build a house, he and his wife lived in a teepee on their tiny farm and began to grown vegetables without the use of chemicals or pesticides, pioneering organic farming in the area. This recipe for Creamy Grits and Chard comes from Mustafa's wife and is typical of the down-home farm fare that's served on their farm everyday at noon.
As always with our Cook the Book feature, we have five (5) copies of One Big Table to give away this week.
Adapted from One Big Table by Molly O'Neill. Copyright © 2011. Published by Simon & Schuster. Available wherever books are sold. All Rights Reserved.
- Yield:4
- For the Grits:
- 1 cup whole hominy grits (white or yellow)
- 2 to 3 tablespoons unsalted butter
- 1 teaspoon fine sea salt, plus more to taste
- 1/2 teaspoon freshly ground black pepper (optional)
- For the Chard:
- 2 pounds rainbow chard, rinsed well and spun dry (spinach, watercress, or very young kale can also be used)
- 4 tablespoons olive oil
- 4 large garlic cloves, sliced thin
- 1/4 teaspoon cayenne pepper, plus more to taste
- 1/4 teaspoon fine sea salt, plus more to taste
- 1 teaspoon cider vinegar
- 4 leaves youngest chard, washed, stemmed, dried, and cut into fine ribbons
To make the grits: Place grits in a bowl and cover with water. Stir once and let sit. When the hulls and chaff rise to the top, skim them off with a fine tea strainer. Drain the grits in a fine-mesh
strainer and rinse under cold water.
Put 3 cups water in a saucepan over medium heat. When it simmers, add the grits, and turn the heat to very low. Cook, stirring occasionally and adding water by the tablespoon as necessary, for 45 minutes, until the grits are tender.
Add 1 tablespoon water, cover, remove from heat, and let sit for 5 minutes.
Return to the heat, and beat in the butter a little at a time. Season with the salt and black pepper. Keep warm, stirring occasionally.
To make the chard: While the grits are cooking, cut the chard stems into ½-inch slices and cut the leaves crosswise into ½-inch ribbons.
Warm 2 tablespoons of the olive oil in a large skillet over medium heat. Add the garlic and cook until it begins to turn gold. Stir in half the cayenne. Add the chard stems and toss to coat well. Reduce the heat to low and continue cooking, stirring frequently, for 4 to 5 minutes.
When the stems begin to grow tender, raise the heat to high and add the leaves. Season with the salt and the remaining cayenne pepper. Cook for 2 minutes, stirring constantly, until the leaves are tender. add the vinegar and more salt and cayenne, if desired. toss to mix. Remove from heat.
To serve, spoon the grits onto a warmed platter and make a well in the center of the grits. Use tongs to remove the greens from the pan, squeezing out as much of the liquid as possible, and place them in a ring around the grits. Return the skillet to high heat, bring the juices to a boil and stir in the remaining olive oil. Spoon the juice into the center well in the grits. Sprinkle with the chard and serve immediately.
All products linked here have been independently selected by our editors. We may earn a commission on purchases, as described in our affiliate policy.


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Family Walk Church Banner
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Psalm 145:4 NIV
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*Pricing listed is for high-quality vinyl. Fabric option is printed on poly-blend fabric. Other textiles are available by phone. Each personalized order requires a one-time setup fee of $19.95, in addition to the cost of the banner.


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My school has early release on Fridays, and our math "block" is after lunch. On Fridays, that means we have less than 40 minutes for math before the kiddos go home. Earlier in the year, we used this time to create interactive anchor charts.
I wondered… just wondered, to be honest, if we could show what we are learning about decomposing numbers in a… "different" format. The following is our experimental activity.
"Hey, friends!" I announce as we walk in the room. "Pick up a white board, a dry erase marker, and an eraser blankie, and then meet me at our meeting spot!"
The kiddos sit on the rug, happy to have dry erase markers. Yes, we are excited now! (Oh, kindergarten! Gotta love it!)
"Okay, turn your tummies to the white board," I continue. "We are doing math backwards today! We are starting with the answer!" I declare.
Now, even my little turkeys who are the fastest learners look at me with a perplexed look on their faces. I love it! "This is gonna be good!" I'm thinking.
"You can read this word," I begin, as I write "The" on the white board, and students say "the." Whew! Good start, so far!
"This next word is 'answer,'" I continue. "Oh! And you know this," I say as I write "is," while kiddos read aloud. "Hmm…" I say, pointing to the words as I read with emphasis, "The answer is… 4!" (Kids read with me, which is wonderful. It is truly our project!)
"So, your challenge is to write problems that equal 4," I say with a smile. "Is there only 1 right answer?" I ask.
"No!" students answer, but there are plenty of uncertain looks in my kinder crowd. While I love the uncertainty, I remind kiddos that they have had lots of practice making numbers putting other numbers together.
"You don't need to look at other people, because there's lots of ways to do this," I say. "Think about what you know about numbers that can go together to make 4, and have fun!" I continue with a smile.
I love when kiddos get the opportunity to really show what they know. Normally, if I looked into a sea of confused faces in the middle of a lesson, I would be concerned. I want them to experience that discomfort of having to solve a problem, and I want them to think. ( I just love this stuff!)
Now, watching the turkeys, I am really encouraging them to do their own thing. They want to copy each other, but I remind them that this is new for all of us, and really, none of us are old "experts" at this stuff.
"I'm an expert!" one of my super bright, super confident little turkeys interjects. (Sneaking a peek at his board, I am inclined to agree, but I don't. I just smile.) It kind of worked out that my kiddos who learn so quickly are, for the most part, scattered along the perimeter of the group. This is good, so kiddos who might be inclined to copy are stuck doing work (or copying each other in the middle of the group).
I don't really say much, except to remind kids to keep their work on their boards and not erase, (which some of the most confused kiddos are doing to stay busy). I encourage them to draw pictures, get creative, and I tell them that the only way to be really "wrong" is to not try.
This time, I am not bothered that students are confused. We are frequently confused when we do things the first time, and problem solving has an element of discomfort and uncertainty. We may as well get used to it early, and learn to persevere through it!
Several kiddos have 2 = 2 + 4 on their boards, which shows me that they are somewhat familiar with 2 joining 2, which is good, but + and = signs are a little confusing. This is good information!
I find a kiddo who has 2 + 2 + 4 on her board—her only correct equation—and I ask her to write it on the white board. She is nervous, but she obliges. I tell the group to write the number sentence if they don't have it on their board, or put a star or a snowflake star (asterisk, which we have practiced in class) by the number sentence on their board if they already had it there. I remind them that they do not need to be erasing anything.
I move around the meeting spot, asking one kid after another to write a specific equation on the board, each one different. Kiddos are copying every equation that is new for them, with some students actually copying every equation onto their boards, which is okay.
At one point, I ask a little girl who wrote, 1 2 3 4" on her board to come up and write. As she writes her series of numbers, my "expert" announces, "Um, that's not right!"
I quickly respond, "Why not?!"
"Well, it's not adding!" he replies.
"Let's look at the problem again…" I suggest, pointing at the top of the white board. "Read with me," I state, '"The answer is… 4.' Does it say you have to add?" I ask.
"No…" students reply.
"How about this," I suggest, while writing and reading, "What comes after 3?"
"4!" students answer, agreeing that her "outside of the box" thinking was still correct. Oh, this makes me smile. (The little girl does, too! I wish I snapped a picture for you all to see, but we were busy enjoying the moment.)
Finally, we put up the last couple of equations that equal 4, as students write them on their boards.
We go over everything written on our white board, and I mention that one of their buddies in the back had a really cool problem with pictures on his board. I look in the area of my "expert" and ask if it's okay to use pictures, and students nod and agree. I explain that I would've asked him to draw his pictures on our board, but he erased them too soon!
I ask the kids how they are feeling about the lesson. Some say, "It was different!" A few kiddos say that they liked giving themselves stars. Their favorite part of the lesson is, unsurprisingly, the dry erase markers and eraser blankies. I don't mind—in fact, I predicted they would say that! If the novelty of the supplies make them more willing to stretch themselves as learners, then the supplies are successful in more way than one!
We wipe our white boards clean, and I ask 2 wiggly kids to collect the white boards. (Heavy lifting is good for some kiddos, as you can imagine.) Our helper of the day collects eraser blankies, and I collect the dry erase markers, checking to see that the lids are securely closed.


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Has it really been two weeks since I last posted? Joshua Tree seems like a distant memory, but I'll try to recreate the high spots of that, and our travels since.
Our hideway site in Joshua Tree was perfect. We love being tucked in among the rocks in such an unusual landscape. We called this our King Kong Kampsite. Everywhere you look, there are people scrambling up and around these crazy boulders. They have a stubbly granite surface which is very grippy, which makes it easy for one to feel like Hillary on Everest. Well, we didn't actually get very high off the ground, but it feels high. Green Valley pals Deb and Tony joined us for a day of scrambling around in the sun.
There's a vast difference in the scenery between the east and west side of Joshua Tree. We decided to wander over to the west end for a hike, and couldn't have been more amazed at the difference in scenery. No granite boulders, but Joshua Trees everywhere (go figure!) There was so much greenery! The Panorama Loop hike was our destination, and we were undeterred by the Ranger's warning that the forecasted 50mph wind gusts could be a problem on the exposed mountainside. Ha! I thought. The first blast that hit me in the face made me want to drop on all fours for safety. But the views were incredible. Snowy peaks were visible across the Cochella Valley. Descending back to the Trailhead, we passed what must be the granddaddy of all Joshua Trees. Next time we visit the Park, we may camp on this end to make further exploration a bit easier.
We spent two nights cold rainy nights in the Oak Grove Campground in the Cleveland National Forest. The weather dampened our spirits a bit, but the 40 or so Boy Scouts there for the weekend seemed to have a great time. As they were packing up to leave, I could only imagine how exhausted the leaders must have been. Organized chaos.
On the way to our next stop, we passed by an incredible sculpture place. Who could pass by this spot without stopping to see these treaures? There was a full-sized stage coach, complete with passengers AND four horses that was jaw-dropping. I bought a $10 ladybug for my garden in exchange for the time we spent viewing these amazing artworks. I'm ashamed to admi that I lost the card with the name and location of this fabulous sculptor. But, you will recognize it if you pass by, for sure.
Get us to the beach! We were craving some warm sunshine, and figured that our next stop at San Clemente State Beach would be just the ticket. While we did get the sunshine (for the most part), the warmth eluded us. But, it was perfect for beach walks. Watch out for sharks! From a rocky outcropping about 150 yards off shore, we could hear seals barking, although we could only see them with our binoculars.
I probably never would have heard of San Clemente if it weren't for the fact that Nixon's Western White House was located here. Seems crazy that I can walk on the beach and see it, but here's the view of it from the beach. Old photos in the visitor center show that, during Nixon's years, it was the only house along the bluff to the south of the State Park. Now it's jammed with houses of all shapes and colors. Surfers still reign here – there's a nice beach-y vibe to this area that we like a lot.How is it possible that it's been weeks since we actually have ridden our bikes? We decided to visit San Juan Capistrano, and utilizing the miles of bike paths seemed to be the best way to go. The wide packed-sand multi-use trail along the beach is a blast on a bike. It's busy with walkers, gawkers, surfers, and moms with strollers. This photo makes that statement look like a lie, but we did find a non-congested stretch or two. Along the way were a few great viewpoints.The busy highway also has its own separate two-lane bike path and pedestrian walkway. Many of these California communities have made it easy to stay fit – there is a genuine vitality here that we just don't see elsewhere.
The Mission at San Juan Capistrano is the summer home of cliff swallow, which migrate each spring to SJC from Goya, Argentina – a 6000 trip. March 19 is the 'official' return date. We were there on the 20th, and there was nary a swallow in sight. Hope they made it back in time for the official parade and Festival scheduled for the 23rd.
The Mission is a gorgeous place. Parts of the original church were destroyed only six years after completion by the earthquake of 1812. The alter from the back wall was saved, and appears in one of the photos below. It's spectacular.Portions of the original structure still stand. I had to laugh at the two girls taking glamour shots of themselves in front of the old section. People and selfies – it's out of control! The Mission seems to do a brisk tourist business – it's beautifully restored, and worth the few dollars it takes to visit.
No bicycle outing would be complete without a brewery visit. Docent Brewing, an IPA temple, fit the bill perfectly! We had fabulous brews and sandwiches. One of the best brewpubs we've ever visited – and we've been to many!We just bummed around the rest of our five San Clemente days. Sometimes it's nice just to be lazy. There weren't many campers in our area of the campground – most of the showers and bathrooms seemed to be locked. A few of the others seem to be inhabited by the regular gathering of homeless folks to live in the Park during the day. Most would leave for places unknown for the night, returning faithfully at 7am the next day when the Park reopened. But a few locked themselves into the individual bathroom stalls for the night. While we weren't 'inconvenienced' by this, it did make me a bit uncomfortable. The worst part of it were the ones who smoked – nothing worse than using a stinky, smoke-filled bathroom. I can't believe the Rangers aren't aware – there must be a tacit agreement to overlook this inhabitation. As you can probably tell, I'm kind of conflicted about how I feel about this. It was creepy knowing that people were sleeping in the bathrooms all night long, although I have a lot of sympathy for their plight.
One new thing we did see here were these food recycling bins, which look exactly like the regular green recycling bins at many facilities. Seems weird to just dump food scraps – apparently we weren't the only ones who weren't used to this, as these green bins had more cans, plastic bottles, and cardboard boxes than food scraps in them. Ironically, there weren't any recycling bins in the Park anywhere that we could find, which just magnified the confusion.
We couldn't have moved on to a more different location – from sea level to 5500 feet at Mt San Jacinto State Park, a gem of a campground in the San Bernadino Mountains, near the town of Idyllwild. It's cold up here, in spite of the brilliant sunshine. Although nearly deserted when we arrived, it filled up yesterday with hikers from the Pacific Crest Trail, which crosses a few miles from here. This perhaps is one of the nicest, most pristine campgrounds we've visited – the bathrooms are spotless, and there's not a speck of litter anywhere. It's definitely someplace we will return.
We hiked up the Devil's Slide yesterday, enjoying panoramic views from many places on the trail. Fabulous hike – about five miles roundtrip, with 1700′ of elevation. There are many places where the effects of the constant wind were evident. Tree trunks have been twisted by the constant forces of wind and sun. They are swirled like a barber pole. We were above the snowline when we reached about 7300′, and with a brisk wind and temps in the 30s, the snow sure wasn't melting any, even with all that sunshine. This was the first time we have hiked anywhere where a Backcountry Wilderness Pass was required. There's no fee for the permit – I think it's more of a counting device.
We wanted to find a hike where we could take Jezzy along – our 94 year old pup (human years, according to our DNA report) has slowed down significantly in the past year. About four miles is her limit, and we try to keep it to an easy stroll. The Iyllwild Nature Center seemed like the perfect place to do that. What a gorgeous county park, complete with its own campground. We would definitely consider it next trip. We found these gigantic pinecones – that's John's iphone alongside for size comparison.Jezzy also located a mortar rock, used by native peoples hundreds of years ago to grind grains, or in this case probably acorns, for food. With the accumulated water from the recent rains, the depressions really stood out.This is our last night in California. We cross the State Line tomorrow back into Arizona, and begin our slow trek back to Michigan. As always, we have the feeling that much has been left unseen and undone. Pretty sure a return trip is in our future.


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Channel your inner charcuterie artisan with this rolled pork, which is stuffed with garlic, spinach, and bacon and served in thin slices, either cold or at room temperature. The end result is a sort of fancy cold cut that will have the guests at your next picnic raving.
- Yield
- Makes 6 servings
- Active Time
- 30 min
- Total Time
- 3 3/4 hr (includes chilling)
- For stuffed pork:
- 2 bacon slices, cut crosswise into 1/4-inch strips
- 2 garlic cloves, finely chopped
- 5 ounces spinach, coarse stems discarded, finely chopped
- 2 teaspoons coarse-grain mustard
- 1 (1-pound) pork tenderloin
- 1 hard-boiled egg, quartered lengthwise
- 1 tablespoon vegetable oil
- For sauce:
- 2 hard-boiled eggs
- 3 tablespoons olive oil
- 2 tablespoons mayonnaise
- 1 tablespoon coarse-grain mustard
- 2 tablespoons fresh lemon juice
- 1 tablespoon drained capers,
- Equipment: kitchen string
- Accompaniment: crusty bread
- Make spinach stuffing:
- Cook bacon in a 12-inch heavy ovenproof skillet over medium heat, stirring occasionally, until fat is rendered and bacon is golden but not crisp.
- Add garlic and cook, stirring occasionally, until pale golden, about 2 minutes. Add spinach and cook, turning with tongs, until wilted and tender, about 3 minutes. Toss spinach with mustard and 3/4 teaspoon each of salt and pepper in a bowl.
- Butterfly tenderloin:
- Arrange tenderloin on a work surface with pointed (thinner) end nearest you. Starting at top (thicker part), make a lengthwise incision down center of tenderloin, cutting two thirds of the way through thickness of meat, adjusting depth of incision as tenderloin tapers (be careful not to cut all the way through). Open tenderloin. Turning knife horizontally, cut tenderloin open on either side like the flaps of a book jacket, being careful not to cut all the way through. Season inside of tenderloin with 3/4 teaspoon each of salt and pepper.
- Turn tenderloin so that a long side is nearest you, then spread spinach filling evenly over opened tenderloin, leaving a 1-inch border along long edge farthest from you. Arrange egg quarters, end to end, along edge nearest you.
- Preheat oven to 425°F with rack in middle.
- Roll up tenderloin tightly, then tie with string at 1 1/2-inch intervals.
- Pat tenderloin dry and season with 1/4 teaspoon salt and 3/4 teaspoon pepper.
- Heat oil in cleaned skillet over high heat until it shimmers. Sear tenderloin, turning occasionally, until golden brown, 8 to 10 minutes. Transfer skillet to oven and roast until an instant-read thermometer inserted diagonally 2 inches into thickest part registers 150°F, 18 to 25 minutes.
- Transfer tenderloin to a platter and cool completely, uncovered, about 30 minutes. Chill, covered, until cold, about 2 hours.
- Make sauce:
- Force eggs through a fine-mesh sieve into a bowl, then stir in remaining sauce ingredients.
- To serve:
- Cut off string, then thinly slice tenderloin. Serve pork, cold or at room temperature, with sauce.
Cooks' note:
Roasted pork can be chilled up to 1 day.


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Mortgages aren't one-size-fits-all products. Loan types and lenders all have different requirements, benefits and drawbacks.
Some require sterling credit and sizable down payments. Others have looser standards but limit where you can purchase, or come with higher fees. Heck, one loan program is open to only about 1% of the population — the veterans and military members who proudly serve our country.
The type of mortgage can affect everything from your purchasing power to your monthly payment. The key is finding the mortgage program that makes the most sense given your particular financial situation, your homebuying goals and how you fit into the qualifying scheme.
To be sure, context and caveats are important when thinking about home financing. But sometimes just taking a cold, hard look at the numbers can also help provide clarity.
Running the numbers
Let's look at the four main mortgage options: conventional loans and the trio of government-backed mortgages (FHA, USDA and VA). Credit score requirements will be highest for conventional loans, typically followed by FHA and then VA and USDA.
Conventional borrowers will typically need to make a down payment of at least 5%, while FHA borrowers have a 3.5% minimum. Borrowers who can't muster at least 20% down on either loan type will also pay mortgage insurance each month. Neither VA nor USDA loans require a down payment.
But all three government-backed loans have an upfront mortgage insurance premium or a funding fee. Most borrowers choose to roll these costs into the loan, which increases the monthly payment.
For our example, let's assume you're looking for a $200,000 mortgage at a 4.75% interest rate. We'll use a consistent estimate for monthly property taxes and insurance.
|Loan type
|Minimum down payment
|funding fee
|Principal & interest
|Taxes & insurance
|Mortgage insurance
|Monthly payment
At a glance, VA borrowers have the lowest monthly payment given the parameters. Conventional and USDA borrowers have similar payments, with FHA loans far and away the most expensive.
Parsing the products
There are pros and cons to each loan type, however.
VA loans: Having no down payment is a significant advantage, although it also means you're starting with no equity in the property. The funding fee varies based on service history and usage of the program. We used the highest possible fee (3.3%) for this example. First-time VA home buyers would pay 2.15% and save even more money each month (and borrowers with a service-connected disability don't pay it at all). As with the other government-backed options, the fee in this example is financed into the loan.
Conventional loans: These require the highest down payment, but you establish equity at the outset. The rate for private mortgage insurance can vary based on credit score, down payment and other factors (for this example, it's 0.72%). There's no funding fee on conventional loans, and borrowers can seek to cancel their mortgage insurance once their loan-to-value ratio is around 80%.
USDA loans: These feature no down payment and lower mortgage insurance costs, but the latter is payable for the life of the loan. These loans are also the most restrictive. Consumers must buy in a "qualified rural area" and have an income at or below 115% of the area median income.
FHA loans: This is often the loan of last resort. FHA loans have the highest monthly mortgage insurance costs, which borrowers will also pay for the duration of their mortgage. Credit requirements are looser, but borrowers who can work to improve their score and muster an additional 1.5% in down payment savings will benefit from pursuing conventional financing.
Weigh Your options
Deciding which loan is right for you is a conversation that should include a good loan officer. Have them run the hard numbers and give you a clear breakdown of the benefits and disadvantages.
For example, VA loans aren't automatically the best fit for every eligible veteran. Qualified VA borrowers with excellent credit and enough cash for a 20% down payment might get better rates and terms going conventional.
But that rosy profile is more exception than rule for VA-eligible borrowers, which is what makes this program so powerful for service members, veterans and military families.
Here's the bottom line: Get a clear understanding of your options and the opportunities they present before pushing forward on a home purchase.
[Editor's note: Checking your credit before you start looking for a home can help you determine whether you're ready to buy. Giving yourself plenty of time to build your credit and get a higher credit score can help you qualify for better loan terms, and can save you money over time. Check your credit scores, which you can do using a free tool through Credit.com, to see where you stand. Then check your credit reports for errors that you'll need to dispute, or problem areas that you need to work on in order to get your credit on track.]
This article originally appeared on Credit.com.
More from Credit.com:
Why You Should Check Your Credit Before Buying a Home
How to Search for Your Next Home


text: In his state of the city address, David R. Roefaro, the mayor of Utica, NY declared war on illegal guns. Although the intent is noble, the method will likely trample the right of law abiding gun owners. Some quotes to note from his address include saying that guns are a "gateway to drugs and a recipe for murder." He also bragged about being part of Mayors Against Illegal Guns, saying that he joined the group of over 350 mayors to repeal the Tihart amendments which protect the privacy of gun owners claiming that it will aid in the city's "access and studying the patterns of illegal guns" and prevent inhibition of the "success of National Criminal Background Checks." The Utica Observer Dispatch published an article on the address which is posted on their website.


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Black Tie Affair from Basic Grey is simply stunning. Blacks, Greys, Tans and creams. Sophisticated and rich. I have 7 fabrics left in this line. Search Black Tie to find them all.
Premium, first-quality cotton fabric is perfect for quilting, fashion apparel, home decor, scrapbooking and craft projects; 100% cotton; quilt and fashion weight.
This will be sent as continuous yardage if multiple half yard cuts are ordered.
Quilt shop quality.
Width of fabric is 44/45"
Shipping from Oregon
1-2 business days
Buyers are responsible for any customs and import taxes that may apply. I'm not responsible for delays due to customs.
Just contact me within: 3 days of delivery
Ship items back to me within: 30 days of delivery
But please contact me if you have any problems with your order.
Because of the nature of these items, unless they arrive damaged or defective, I can't accept returns for:
Buyers are responsible for return shipping costs. If the item is not returned in its original condition, the buyer is responsible for any loss in value.


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Week of 11/14/11 - 11/20/11
* Jack Graham, Chief Operating Officer
* Multnomah County Commissioner Judy Shiprack Campaign Kick-off Party
* Office of Neighborhood Involvement (ONI) Budget Advisory Committee (BAC)
* Ashcreek Neighborhood Association
* Lisa Turley, Director of the Bureau of Emergency Communications
* Julia Meier and others, Coalition of Communities of Color
* Amalia Alarcon Morris, Director of the Office of Neighborhood Involvement
* Staff of the Bureau of Planning and Sustainability
* Regular City Council sessions: Wednesday morning, Wednesday afternoon, and Thursday afternoon
* Portland Harbor Natural Resource Trustee Council
* PBOT staff re: Street car briefing
* Pleasant Valley Neighborhood Association
* East Portland Chamber of Commerce Networking Lunch
* River Recreation Strategy Public Forum
* Urban League Equal Opportunity Day Awards Dinner
* Native American Heritage Market Place Opening
* Safer PDX Steering Committee
* Shawn Petche, constituent re: Occupy Portland
Dinner with family: Sunday. Woo hoo! First time in weeks.


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NOTICE: Many events listed here have been canceled or postponed due to the Covid-19 emergency. It is best to call ahead or check with organizer's websites to verify the status of any local event.
This event has been marked mature level 20 due to the following, "".
Since July 1st 2012, every Sunday, rain or shine, from 2-3:00PM; The Vertical Barre hosts a FREE group meditation. Please bring a pillow (anything else you'd like) to sit comfortably on the floor with as very few mats are provided. Though we typically meditate for around 20-30 minutes, give yourself this hour every Sunday to turn off your cell phones and rejuvenate. First timer friendly. Donations not accepted.
"The aim of meditation is to transform the mind. It does not have to be associated with any particular religion. Every one of us has a mind and every one of us can work on it." -Matthieu Ricard
Bored with your current fitness routine? Lafayette's Pole Fitness Studio is co-ed and an exceptional workout! Originally opened on Doucet Road in January 2012, The Vertical Barre has since relocated to 215 Garfield Street across from Parc International, in growing downtown. Their studio has no mirrors; instead, art - that changes monthly. Their owner, Laci Lopez, says, "We have no mirrors and no judgment. We want you to feel free to be you, whatever that means, and to know that if you can't do something, you simply can't do it yet."
If you read their class descriptions and upcoming events, you'll find everything from Pole to Capoeira, and vegan potlucks to dance nights. They even offer personal training and private parties! The Vertical Barre wants to change your perspective, whether it be by changing a stigma you may be placing on the sport, or by helping you to change your own perspective through their free group meditations every Sunday at 2PM.
Their pole-fitness classes' intensity is often compared to Crossfit or P90X, while their pole-dancing classes are fun and filled with sassy sophistication. All classes are co-ed and beginner friendly, so it's only a matter of which type you want to take. They even offer a Yin yoga based class called, Strength & Stretch, excellent for de-stressing and gaining mobility at any level.
Laci Lopez is the first to bring a studio and concept of this kind to Lafayette. Her natural and infectious zest for life is felt in every class making The Vertical Barre a true gem amongst gyms. She jokingly prides herself "selling weight loss and self-efficacy by the pound."
The Vertical Barre, in short, is a very cool and exciting to be! Start your journey by signing up at theverticalbarre.com, or download their app*and they'll, "see you at The Barre!"
...Change your perspective
*free and available through iPhone & Android phones
Categories: Health & Wellness | Business & Networking
This event repeats weekly on Sundays until November 21, 2099: Dec 6, Dec 13, Dec 20
Hotels and Airbnbs near The Vertical Barre. Book your stay now!
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by Matt
Facebook Hoodie Costume
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facebook hoodie!
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|Costumes for Pets
This homemade costume for pets entered our 2012 Halloween Costume Contest.
A word from Michelle, the 'Facebook Hoodie' costume creator:
Pecan, my 6 year old part bengal kitty, posed in his blue hoodie and facebook sign to support Mark Zuckerberg and the biggest ipo ever this past spring. I picked up the blue hoodie at target and made the simple sign with a fb logo print out, cardboard and some string. meooooow!
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(October 6, 1937 – February 10, 2005)
Fritz Scholder was born in Breckenridge, Minnesota. He was the fifth consecutive male of his family to bear this name. His paternal grandmother was a member of the Luiseño tribe of Mission Indians. Although Scholder did not consider himself an Indian, he was regarded by many as a leader of the New American Indian Art movement.
Throughout his childhood, the painter's family moved frequently, living mostly in small towns in the Dakotas and Wisconsin. In the long winter evenings, young Fritz amused himself by drawing, an interest that was soon channeled into serious art study. The painter Oscar Howe, a Sioux Indian, introduced him to modern art while he was still in high school. In 1957, the family settled in Sacramento, where Scholder earned a Bachelor of Arts degree at Sacramento State University. At Sacramento, the painter Wayne Thiebaud exposed Scholder to the Pop Art movement. Thiebaud also arranged Scholder's first solo exhibition.
After graduation, Scholder taught public school in Sacramento. In 1961, he won a scholarship to the Southwest Indian Art Project at the University of Arizona, where he earned a Master's of Fine Arts degree.
From 1964 to 1969 he taught painting and art history at the Institute of American Indian Arts in Santa Fe, New Mexico. From the beginning, he struggled to represent the landscape and people of the Southwest without indulging in the romantic clichés of genre art on the Native themes. In time he created an extraordinary fusion of abstract expressionism, surrealism and pop art to express his unique vision of the Southwestern scene and the Native experience.
Early in his career, he received support from the Rockefeller, Whitney and Ford Foundations. After five years in Santa Fe, he retired from teaching to paint full-time. For the next few years he traveled in Europe and North Africa.
He added sculpture and printmaking to his activities, creating mixed media constructions, bronzes, lithographs, etchings and monotypes. From the beginning, he created works in series: women, landscapes, Indians, butterflies, cats, dogs, dreams, the Empire State Building, ancient Egypt.
Beginning in the late '60s, Fritz Scholder was a guest artist or artist-in-residence at American University, Idyllwild School of Music and the Arts, the Oklahoma Arts Institute, Santa Fe institute of Fine Arts, and Dartmouth College. He received grants from the American Academy of Arts and Letters, as well as arts organizations in France and Germany. For many years, he maintained his primary residence in Scottsdale, Arizona.
Over a dozen books have been published on Fritz Scholder and his work, and he has been profiled in two documentaries for public television. In a single year, exhibitions of his work were seen in Japan, France, China, Germany and at the Hermitage Museum in St. Petersburg, Russia.
Fritz Scholder died in 2005 at the age of 67. Since his death, interest in his work has continued to grow. In 2008, the Smithsonian Institution's National Museum of the American Indian mounted a career retrospective of his work, with exhibitions in both New York City and Washington, D.C.
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Kentucky Museum
Friday, March 1st
USBank "Celebration of the Arts" Exhibition Opening Reception and Awards Ceremony
- Location: Kentucky Museum
- Time: 7:30pm - 9:30pm
Artists and guests enjoy the beautiful artwork in the USBank "Celebration of the Arts" Exhibition and the exciting presentation of the awards.
Saturday, March 2nd
2013 "USBank Celebration of the Arts" Opens
- Location: Kentucky Museum
- Time: 9:00am
The 2013 "USBank Celebration of the Arts" exhibit opens to the public on Saturday, March 2nd at 9 am. The exhibit runs through Saturday, April 6. More info.
Friday, March 22nd
B G Gallery Hop @ Kentucky Museum
- Location: Kentucky Museum
- Time: 5:00pm - 8:00pm
Free and fun for the whole family. Stop by the Kentucky Musem to see hundreds of art works by professional and amateur artists as we are celebrating the US Bank "Celebration of the Arts" open art exhibit. Your little Picasso will have an opportunity to create their own masterpiece.
Saturday, March 23rd
Mule Skinner Basket Making Workshop
- Location: Education Room
- Time: 9:00am - 4:00pm
Mule Skinner Basket Workshop II
Join us for a fun day of basket weaving. Make your own Mule Skinner Basket featuring shadow weave and a beautiful bridle handle.
Sunday, March 31st
Easter Holiday Closure
- Location: Kentucky Museum
- Time: All Day
The Kentucky Museum will close on Easter Sunday. Regular hours resume on Monday, April 1st.
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Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers (terms apply) from our partners. How we make money.
8 unexpected places to use your credit card
When the weekend comes and you're shopping in town, poking around a flea market or going to church, you used to need cash. At the flea or farmers' market you had to hit up the on-site ATM (and pay those exorbitant service fees) or miss out on a cool find if the vendor wouldn't accept a personal check.
But not anymore.
Plenty of vendors and services now accept credit cards, making it a breeze to shop, philanthropize, appease a sweet tooth and even commute to work.
Here's a look at some unexpected places you no longer need to worry about needing a handful of dead presidents.
Farmers markets
Paying for your vine-ripened, organic fruits and veggies just got easier.
Farmers markets across the country are looking to increase sales through credit card processing via their iPhones, BlackBerrys and Droids.
"Accepting credit cards increased sales by about 30 percent," says Scott Peterson, a Syracuse, N.Y., farmers' market vendor. "Before we accepted them, many costumers passed us by because they don't carry cash."
Peterson says he can process debit and credit card payments right on his cell phone in a matter of a minute or two, without a phone line or credit card terminal. "It's a necessary convenience and a service to our customers," he says.
Whether you want to make a one-time offering or set up recurring tithe contributions, chances are your place of worship takes plastic.
Not wanting to miss out on generous benefactors who never seem to have cash in their pockets, some churches and synagogues have turned to companies like Holy Processing, which sets up places of worship with credit card processing capability, in order to accept donations on plastic.
"I'm glad my church offers this because I can make a contribution and accumulate reward points at the same time," says Charles Sweeney of Los Angeles. "I pay my bill off every month so the reward points are a real bonus."
Girl Scout cookies/Boy Scout popcorn
Got a hankering for a Thin Mint? Jonesing for a Samoa? Don't worry if you don't have $3.50 in cash to buy a box of Girl Scout cookies or a tub of golden delicious Boy Scout popcorn.
Now the little badge-seeking cherub outside your supermarket takes plastic.
Some Girl Scout and Boy Scout troops located in the New York City area, as well as in Atlanta, Chicago, Ohio and other regions, have portable hand-held card readers so you can swipe your plastic and satisfy your urge for caramel corn or cookies.
Flea market
After you've haggled over the price, you can pay for your one-of-a-kind treasure with your credit card.
Relying on cash-only customers saw sales plummet as much as 60 percent, says veteran vendor Diana Ryan of Antioch, Ill. "A lot of lookers and browsers would stumble upon something they couldn't live without, but didn't have cash, and we don't accept checks because they bounce more often than not."
Credit cards give flea market vendors the peace of mind that personal checks can't. "Once we receive an authentication code, I know we'll be paid. That's not the case with checks," says Ryan.
Subways and buses
The Big Apple doesn't have a lock on this one. Chicago, Washington, D.C. and other cities let public transportation riders swipe credit cards or slide them into automated teller machines to load funds onto fare cards. So no more digging in your pockets for bus fare or to hop on the subway.
Parking meters
No need to be disheartened when the only available parking spot within a 10-block radius comes with a parking meter standing proudly beside it--and you've got no change.
These days, once you finally find a spot to park on a crowded city street, your credit card can help make sure a meter maid doesn't slap a ticket on your windshield.
ATM-style meters from Los Angeles to Charleston, S.C., and many cities in between accept debit and credit cards along with cash. Many meters also use SMS to send a message to your cell phone when your time is about to expire.
Toll booths
Planning a road trip? You won't need to tote along sacks of coins just to toss into toll booth baskets on your family vacation or your daily commute to work or school.
States like Ohio, New York, Michigan, Indiana and many others will happily accept plastic payment so you can ride along their roads.
Gold vending machines
Some travelers have to settle for getting nothing more than a can of soda from a hotel vending machine. But visitors to Abu Dhabi's Emirates Palace Hotel can purchase gold merely by swiping a credit card.
Ranging from gold coins to 24-carat gold bars in 1-, 5- and 10-gram weights, the decked-out gold-leafed "Gold to Go" vending machine happily accepts your debit or credit card as payment for a souvenir more glamorous than a postcard.
But a trip to the Middle East isn't necessary if you need a little glitz: Gold vending machines that accept credit cards have already popped up in Boca Raton, Fla., and the glitz capital of the western world, Las Vegas.
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SingSnap - Online Karaoke Community
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v. 1. Advertisement to the present edition; Mr. Reed's preface; Mr. Dodsley's preface; Historia histrionica; God's promises; The four P's; Ferrex and Porex; Damon and Pithias; New custome -- v. 2. Gammer Gurton's needle; Alexander and Campaspe; Tancred and Gismunda; Cornelia; Edward II -- v. 3. George a Greene, the pinner of Wakefield; The first part of Jeronimo; The Spanish tragedy; The honest whore, pt. I-II -- v. 4. The malcontent; All fools; Eastward hoe; The revenger's tragedy; The dumb knight -- v. 5. The miseries of inforced marriage; Lingua or, The combat of the Tongue and the Five Senses; The merry devil of Edmonton; A mad world, my masters; Ram-alley or, Merry tricks -- v. 6. The roaring girl; The widow's tears; The white devil, or Vittoria Corombona; The hog hath lost his pearl; The four prentices of London -- v. 7. Greenes Tu quoque; Albumazar, or the city gallant Albumazar; A woman kill'd with kindness; A match at midnight; Fuimus Troes. The true Trojans -- v. 8. The wounds of civil war; The heir; Friar Bacon and Friar Bungay; The Jew of Malta; The wits -- v. 9. Summer's last will and testament; Microcosmus; The Muse's looking-glass; The city-match; The Queen of Arragon (cont.)
(cont.) v. 10. The antiquary; The goblins; The ordinary; The jovial crew or, the Merry beggars; The old couple -- v. 11. The chronicle of Edward the First; The mayor of Quinborough; Grim, the collier of Croydon; The city night-cap; The parson's wedding -- v. 12. The adventures of five hours; Elvira; The widow; Chichevache and Bycorne; The Worlde and the Chylde; Apius and Virginia; Chronological list of the plays in this collection; Additional notes; Index. -- [v. 13.] Misfortuns of Arthur; Downfall of Robert Earl of Huntingdon; Death of Robert Earl of Huntingdon; Woman is a weathercock; Amends for ladies


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Tonbridge and Malling Youth Hub (Tonbridge Youth Centre)
We have a number of places for young people to come and meet friends, hang out, with lots of things going on. You can also drop in and meet with local advisers and get specialist support. We are happy to talk to you about anything…
Platform 51
We deliver a range of services and projects; supporting independence, reducing social isolation and creating opportunities, for some of the most vulnerable in our communities. In addition we help voluntary and community sector organisations operate more effectively by offering a range of information, advice, resources,…
16-19 Bursary Fund
Help to pay for essential education-related costs for 16 to 19 year olds at the start of the academic year and in further education or training. Cannot apply if studying at university. The Bursary Fund can help pay for costs like:equipment for courseslunchtransport to and from school or…
Action for Children
Action for Children helps more than 300,000 children, young people, parents and carers through 650 projects across the UK. We also promote social justice by lobbying and campaigning for change. Today, Action for Children is the leading UK provider of family and community centres, children's…
Advice Partnership for East Kent
A partnership of organisations working together to increase access to quality advice, for the benefit of the people of East Kent. APEK works to increase the number of places in the community where people can go to get access to quality advice. They will be referred…
Al-Anon Family Groups UK & Eire is there for anyone whose life is or has been affected by someone else's drinking. Find local meetings in your area - https://www.al-anonuk.org.uk/find-a-meeting/?county=kent
Employment Support Service
Social Enterprise Kent provide one to one personalised support with employment, work trials, education and training in a friendly supportive environment. They work with young people to find suitable vacancies that match their skills, experience and interests and once in employment, they provide any ongoing support required…
Anti-Bullying Alliance
Resources for children, young people, parents, carers and professionals on bullying.
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Since beginning her wedding photography business in 1997, Genevieve de Manio has quickly become one of Boston's preeminent wedding photographers, earning Boston Magazine's coveted "Best of Boston" for wedding photography in 1999. Prior to this success, Gigi worked for over seven years in commercial photography assisting several established fashion and portrait photographers in Boston and New York. With her documentary style, de Manio has photographed events throughout the country and internationally, including the Chelsea Clinton/Marc Mezvinsky and Nate Berkus/Jeremiah Brent weddings. With her warm personality, clients feel completely at ease as she captures intimate and authentic moments throughout the wedding day.
Gigi received her Bachelor of Arts in Psychology from Hollins University and is a graduate of Portfolio Center. She lives and works in her home and studio in Carlisle, Massachusetts with her husband and three children.


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183 Results Found
This Certification Prep Guide provides an overview of ISACA's Certified in Risk and Information Systems Control (CRISC) certification and offers helpful tips that you can use when preparing for your CRISC certification exam.
Organizations and individuals are threatened with ever-growing cyber threats and must be prepared to address them. The more we are connected to networks, the more susceptible we are to attacks, therefore enterprises must stay current applying various cybersecurity measures and maintaining awareness of cybersecurity trends. View the slide deck>
This webinar will discuss our Python offerings and how it is proving to be the language of Data Science, Artificial Intelligence and Deep Learning. View the slide deck>
Using Palo Alto Networks, PAN-OS, enterprises can build an IT Security Platform capable of delivering protection against all stages of the Cyber-Attack Lifecycle. From Reconnaissance to Act on Objective, the PAN-OS Single-Pass Parallel Processing (SP3) engine combines efficient throughput with maximum data protection. This webinar will describe how the SP3 Architecture can increase network traffic visibility and enable you to control your environment. View the slide deck>
Global Knowledge subject matter experts predict the top trends for 2020 in IT training, Microsoft, Cisco, AWS, cybersecurity and more.
The Internet is not a safe place. We see that more than ever with the security breaches of businesses and individuals in the news on a daily basis. As Internet citizens, we need to take our protection into our own hands, as obviously most online services are not doing their best to protect us.
Managers are in dire need of cybersecurity professionals with specific skills. If you're looking to advance your career, or transfer into the cyber field, now is the time to get certified.
This Certification Prep Guide provides an overview of ISACA's Certified Information Security Manager (CISM) certification and offers helpful tips that you can use when preparing for your CISM certification exam.
Cybersecurity is a top technology investment area around the globe, with over half of our survey respondents saying it's a priority. It's no longer a niche skill—every IT professional needs some cybersecurity knowledge.
This white paper discusses the importance of the CISSP certification, identifies the changes in topics, reveals the complexity of the new testing format, and provides guidance for your preparations towards successfully passing the CISSP exam.


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seca 421
Stable and roomy carrying case
The seca 421 carrying case is made from water-repellent material to allow safe transport of the seca 899 and seca 869 flat scales. The handy side pocket also allows safe carrying of the seca 899/ seca 869 remote display or other small accessories.
Product information.
Technical product data and support.
Technical Data
|Measure (W x H x D):
|430 x 350 x 130 mm , 16,9 x 13,8 x 5,1 inch
|Net weight:
|810 g , 1,8 lbs


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In Hong Kong, the reputed home of the 24 hour suit, a visit to Sam's is...read more
In Hong Kong, the reputed home of the 24 hour suit, a visit to Sam's is a tourist must, for VIP's and vacationers alike. Hong Kong's legendary Sam's Tailor is famous world-wide for its unquestioned reputation for quality and discretion - and a clientele seemingly culled from the pages of the International Who's Who. Few of Hong Kong's annual nine million tourists and business visitors have not heard of Sam's. Many make a beeline for its Burlington Arcade premises on Kowloon's Nathan Road (the "Golden Mile" of tat-to-terrific bargains). Sam's is as much an institution in Hong Kong as Macy's in New York or Harrods in London. Its location in one of the smaller territories on earth is no bar to the patronage of kings, queens, presidents, prime ministers and widely assorted glitterati.


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Spain speeds up naturalization for Sephardi Jews
Ancestry of those with links to pre-Inquisition Iberia will be vetted first by national Federation of Jewish Communities
MADRID (AP) — Spain has announced measures to speed up the naturalization of Jews of Sephardic descent whose ancestors fled the Iberian peninsula more than five centuries ago when they were told to convert to Christianity or go into exile.
Sephardi Jews have had the option of seeking Spanish naturalization for decades. The change announced Thursday gives them special status and sets up a process for their ancestry to be vetted by the Spanish Federation of Jewish Communities and forwarded to authorities for approval.
The federation says thousands of Sephardi Jews around the world could benefit, particularly those living in Latin America and Turkey.
Many Sephardi Jews fled to places like Istanbul, London and Cairo after the 1492 decree. Others who didn't convert were killed during the Inquisition.


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Ah, that weird week between Christmas and New Year's Eve. It's a week when DiS likes to kick back and read, and we thought it'd be a good chance for you (and us too) to catch up on some of the best bits of writing from this year. But it's the holidays, and we're feeling mega-lazy, so we've let Steve from Stack Magazines - a brilliant magazine subscription service that sends you a different magazine each month - takeover the site. This week, you can read the fruits of chats with the editors of some of his favourite music magazines, each sharing some insights from the year that was and their favourite thing they read in 2011. Here Steve chats with Stuart Stubbs, editor of Loud and Quiet...
Loud & Quiet
A free newspaper found in bars and shops across Britain, Loud & Quiet has made a name for itself with its cool, clean design and its dedication to new music. It really shouldn't work - advertising spend is going down and print costs are going up, but Loud & Quiet's snark-free approach is proving that where there's a will there's a way.
When did Loud and Quiet start?
Stuart Stubbs: The very first one was in January 2005. I made 150 copies on my home printer – it was a black and white fanzine, which I thought was brilliant at the time but after about two weeks I realised it was probably the most amateurish thing in the world. It's had a few different incarnations over the years, and it's been in the form it's in now for about two years.
That's a pretty huge change in six years – what sort of consistency can you see from back then?
The reason I started the magazine in the first place was because there weren't really any magazines that had a lot of new music in them. That's been the consistent thing –in that very first issue it was newer bands all the way through. Also, I really like the look of a lot of fashion magazines but I don't really like the content; they have more style than substance. But the idea for Loud and Quiet was always to combine those two. It's grown pretty slowly because we never had any money to put into it – we just paid for it on my credit card – but now it's got to the point where it's in a very healthy place.
And you're a free magazine too – everyone knows that it's incredibly difficult selling advertising in magazines at the moment, but you seem to be doing alright at it.
Unfortunately I think the only way to launch a magazine or make one that succeeds is by not charging for it. Since the internet has come along everybody wants everything for free, and not just editorial content; people want their records for free. Even now most of the shows, in East London at least, are free shows; people don't even want to pay to go and see the band.
In the middle of all that advertisers seem to have cottoned on to the fact they are better off advertising within the independent press because it's more relevant for the people that will eventually buy the records. More and more people are coming round to the idea that it's better to be part of something smaller, that people are actually picking up, rather than something that's more mainstream but no-one's buying it.
Does it worry you that people don't want to pay for music? Surely that must be bad news if you're making a magazine about music?
I'm not sure… it's something that I constantly ask myself. Do people really care what we think about these records and these bands? Ultimately now everyone's got a blog and everyone's a critic, so in a sense, why should anyone pay for a magazine?
But I think with the free music press and independent websites it's more of a niche thing. I think the audience is still there but it's something that I constantly question; is the service you're giving worthwhile? I think at the moment it still is and maybe it always will be because some people will always be interested in what bands do and why they do it. And the only way you can really find that out is by talking to the bands, writing an article and giving them a platform.
So where do you go from here? What are you looking forward to next year?
That's a good question. We've hit this point where we think, 'What are we going to do next year?' This time last year there were murmurings of taking the magazine to Japan, which we finally did last month. In Japan they have a few decent music magazines but they don't have any underground ones that represent alternative music, so that was our big project this year – launching in Japan.
Are you actually selling it or is it free over there as well?
It's being sold over there in a few places. We've launched it on a small scale to see how that goes and hopefully we'll pick it up a bit if people are into it. So next year we're trying to build up in Japan but also here. Over the past two months we've expanded out of London to Manchester, Sheffield and Leeds and we're going to expand further, but doing something without loads of money is tough. This year's been really good – we've upped our print run and we're looking to keep doing that next year and getting it into more places.
You sound pretty optimistic about the future.
A free music magazine is an odd thing, especially in a digital age, because you never know when people are just going to drop it. It is a niche thing and there does have to be a ceiling. It's just a question of finding out where that ceiling is, and we've not found it yet so that's great.
So is this a good time to be writing about music?
Yes, I think it is, because there's a lot of music out. It seems like everyone's in a band and as much as that creates a lot of crap it also creates a lot of good things… or maybe a few good things. I think that's the difference between a good magazine and a bad magazine. It's kind of filtering out the crap because there is so much of that now – it's almost the reason why magazines have become relevant again. If you have to consolidate everything into 50 pages you're only going to put the best stuff in there.
For more about Loud and Quiet, visit loudandquiet.com.
So what's Stack magazines?
DiS may be a website but we adore print magazines. Our editor got a Stack subscription for Christmas last year and hasn't shut up about it ever since. Here's how they explain themselves...
Stack is a unique service that brings together the best independent English language magazines from around the world and delivers them direct to your home. Beautifully made and offering an intelligent, alternative view of films, music, art and whatever else crosses their pages, they guarantee a fresh perspective on the world. Every Stack delivery is a surprise – you never know what you're going to get next, but you do know that it will be an excellent independent magazine that you probably wouldn't otherwise have found. ...more info/Subscribe
DiS has a competition to win a one year subscription to Stack. All you need to do is tell us what your favourite thing you read in 2011 was. It could have been on DiS, in a print magazine or anywhere you like, with links or without.
You can share as many or as few features as you like, either in the comments section below the articles this week or simply Tweet your choice to us @drownedinsound. Winner will be picked at random at midday on January 9th, and you'll be notified via whatever medium you used to enter if you've won.


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A primary care physician can help spot troubles before they start
A long-term relationship with the family doctor can lead to long-term health
We keep the car in tune, we mow the lawn on a regular basis, and we'll even change the smoke alarm batteries when the fire department issues a reminder. And yet for too many of us, we neglect personal maintenance and fail to choose and visit a primary care physician.
With a trust-based relationship of two-way communication, a patient and primary care physician can form a partnership that leads to a future of better health and better health-related decision making. The continuity of care that develops with a primary care physician (sometimes referred to by your insurance company as a PCP) will build upon itself as the provider gets to know the patient, their health history and their health care goals.
Here are six reasons it makes healthy sense to find and choose a trusted primary care physician:
- A primary care physician treats you with your medical and family history in mind. A regular doctor will know the intricacies of your health and wellness. They will know whether there is a history of hereditary disease in your family, take appropriate measures to test, and advise about precautions for the rest of your family. They will know, too, the progression of their patient's conditions. And, since they will be familiarity with the unique details of your case, the PCP will not order unnecessary referrals for treatment or testing. The primary care physician is often the one-stop caregiver.
- A primary care physician offers guidance on treatment options. If treatment by a specialist is a smart option, the primary care doctor can assist the patient in making that choice. And in many cases, they may be able to guide the patient to a specialist who is known and trusted by the primary care provider.
- A primary care physician is your "quarterback of care." The regular doctor will know a patient's prior immunizations as well as the results of health screenings from the past several years. The PCP will also know whether there were previous abnormal test results, surgeries and medical procedures you've undergone. Along with you, they are your health historian and guide to prevention and condition management. They will know your current medications and supplements, and they will be able to assess whether ongoing dosages and frequency are appropriate for your changing health. And routine maintenance will likely include valuable routine checks and suggestions for key milestone tests, such as mammograms, colonoscopies, cancer screening, and cholesterol and blood pressure monitoring.
- A primary care physician who sees you regularly is more likely to notice changes in your health. Maybe you've been learned to live and even tolerate a chronic pain. Perhaps even loved ones have adopted that same attitude. A PCP will look more critically at a condition the patient has classified as normal. The PCP will offer assessment and treatment as necessary.
- A primary care physician will treat the whole patient, not just the symptom. A primary care physician is trained to listen. So while the patient may have shown up at their medical home seeking treatment for a cut, the PCP will want to know more. How did the cut happen? Because of a fall? How did the fall happen? How often has that happened? And so on. The PCP will want to know more than just to focus exclusively on a one-time remedy.
- The primary care physician is part of the patient's medical home. A primary care physician is trained to diagnose and treat, but they will have a team of colleagues who can offer consultation. They can come from across your provider's network of care, from specialists to nurse practitioners and therapists, all of whom can offer their expertise in optimizing your care plan. Better coordinated care leads to improved outcomes for patient.
Need a primary care doctor? Find a PSJH physician near you:
For same-day appointments, extended hours and trusted providers, visit Providence Express Care Clinics, Express Care Virtual, and Urgent Care. (Services not currently available in Alaska).
Did you learn something new from this article? Subscribe to our blog and you'll never miss a health update.
Recommended for you:
Early detection is key to beating oral, head and neck cancer
Ask the experts: Does genetic testing make any difference?
Your daily choices can lessen — or increase — your heart risk
This information is not intended as a substitute for professional medical care. Always follow your health care professional's instructions.


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Has anyone installed a sirius radio on a motorcycle. I have self powered speakers. Any help would be appreciated.
Thanks. Springergal
Has anyone installed a sirius radio on a motorcycle. I have self powered speakers. Any help would be appreciated.
Thanks. Springergal
I could probably guide you through a custom install if you can provide some pictures for me and the benefit of the group. Self powered speaker information like a computer speaker system? or in helmet speakers?
I have done 12 volt electronics for the past 20 years.
Do you have ther sirius equipment already or are you trying to work with a tuner you already have?
Tell me about how you ride, and the stations you like to listen to. I ask this, because I like Bubba the love sponge but I certainly wouldn't like to see the horror on the childrens faces as I pull up along side a the minivan they sit in.
This is not a plug, but an answer that may help you with your options. TSS Radio sells many kits and adapters that simply are not easy to find. If he does not have the required item in stock, he can put his hands on it fast, or point you in the right direction.
Take s50-Rocks up on his offer, and between getting the hardware, and some installation tips you will be good to go.
TSS is at www.tss-radio.com
Tyler Savery
Satellite Standard Founder
We have a few things that we offer that come in handy for people who have motorcycles. One is the mounts that bracketron offers for motorcycles.
Here is the one to mount a Satellite Radio on a Harley.
As far as a whole kit is concerned this new Motorcycle Install Kit is super helpful and it's very popular.
It pretty much works with the newer SIRIUS Plug and Play Receivers like the Starmate 3 and 4 and the Sportster 3 and 4 and the Stratus, but if you have a car cradle for say a Sportster Replay that can pretty much work well too. It also comes with these handy Rain Covers for the Plug and Play Radios. It comes with a fantastic mount that not only mounts the radio but also the Short Antenna that comes with it. It mounts on the handlebar and works with a lot of different Bikes.
As with cars the best way to setup the SIRIUS is to avoid the FM Transmitter. A lot of Bikes may have an MP3 or Aux in on the front, if so just use a 3.5mm to 3.5mm cable to connect the audio to your SIRIUS Radio by connecting the cable into the Audio Out, or Line Out. That's pretty much the best and easiest solution.
A direct audio feed is hands down the best choice. Although FM modulators offer a fast universal link to play through any FM stereo, The FM band has been clogged with stations with varing degrees of reception. And it really becomes a competition between a distant high power broadcast vs. the FM modulators low power broadcast competing for the same frequency. Since FM broadcasts don't travel very far, driving over a small mountain range can completely rearrange all of the available gaps between the strong channels causing you to have to reprogram your FM modualtors broadcast frequency for the optium sound quality. It's too much work and it really takes away from the quality and experience of Satellite radio.
One thing to consider is the power connector. I prefer the 12v input units because you can cut the cig lighter adapter off, tap into power easily and select a remote location for a fuse thats hidden but easily accessible without the bulk of adding a seperate cig lighter type 12v socket.
The Display is a factor if you want the unit mounted in sight. On a Motorcycle, I might opt for a remote out of sight location for the tuner. I'd have to look in my bag of tricks but I believe they make a remote control eye extender which would allow for using the remote to control a unit you can't see. Very custom. No Wires to be seen.
Just food for thought
They are amplified speakers I am using.
(They are amplified speakers I am using.)
I understand that part. Most amplified speaker system uses one of two different types of inputs. Either a Mini Microphone type jack or RCA input. Most of the Sirius units have a line out which will either plug directly in to your amplified speaker system. Does the Speaker system have a seperate volume control?
The more I know about what you have, the more I can help. If you have any model #'s, brand names , pictures ect..
I shall get u all the info when I get home as I am presently at work. Thanks so much!
Okay, I have a question. I just purchased TSS's wiring kit for XM radios. My one and really only question is this:
This kit comes with an inline fuse, as it should, however where should the location of this inline fuse be installed? I have an 2007 Street Glide. I'm kind of scared to put this behind the fairing, because if the fuse ever blows out for any reason, it's gonna be a pain to replace. Due to being behind the fairing I will have to constantly take the fairing apart to replace the fuse. Any suggestions?


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Difference between revisions of "OTDT/JDTCore"
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===OTDT Development Process===
===OTDT Development Process===
===OTDT Testing===
===OTDT Testing===
Revision as of 12:07, 18 November 2010
As a central component of the OTDT we are maintaining a branch of the
org.eclipse.jdt.core plugin.
This page summarizes background, design rationale and consequences of this branch. It is created as input for bug 330534 where the of including Object Teams in the Indigo release train is discussed.
Extending Java
A large number of research projects over the last decade or so has used Java as a platform for performing research regarding the design of object oriented programming languages. Despite the large number of (prototypical) tools this field is hardly represented at Eclipse.org, which means no standard technology and process exists for this kind of project.
Characterizing the Relation between Java and OT/J
Extending Java can mean a lot of different things. Without going too deep into the description of OT/J this specific relation to Java can be characterized as follows:
- The syntax is extended at several levels:
- New modifiers like
callinseamlessly integrate into the existing grammar
- The new block construct
within() {}is syntactilly similar to, e.g.,
while. It can appear in any location within an OT/J program.
- A new syntax for type parameters is added (
T<@anInstance>), that may occur in any location using type references.
- Method signatures can, in specific contexts, declare a parameter with two types using the "
ABase param" syntax.
- Method bindings (callin/callout) introduce new syntax (e.g., "
roleMethod -> baseMethod") representing a new kind of class-members.
- New modifiers like
- So essentially the language design by intention creates a new cohesive language rather than two separated sub-languages.
- Typesystem
- The introduction of a new kind of type parameter has impact on all aspects of type checking. These parameters can be freely combined with any existing type constructors like arrays and regular type parameters.
- Inheritance
- Even without any new syntax a new kind of inheritance relationship is introduced (role classes as inner classes of a team are virtual classes). A role class may override an inherited role class and it implicitly inherits all members of the class it overrides.
Technical implications of the Relation between Java and OT/J
- Syntax integration:
- The syntactic integration implies that the resulting language cannot easily be subdivided into two sub-languages that would be parsed by separate parsers with delegation between them two.
- To achieve greatest possible compatibility, the scanner enables a subset of keywords only after the keyword
teamhas been consumed.
- Specifically,
withinand the new type parameters are enabled in all contexts.
- The scanner has a master switch for disabling even
withinand special type parameters.
- Type checking:
- As type checking in the JDT compiler is essentially performed in
resolveTypemethods of all AST classes, changes in the type system affect most of these plus also the more centralized parts in ClassScope and MethodVerifier, e.g..
- As type checking in the JDT compiler is essentially performed in
- Inheritance:
- Since OT/J supports a mild form of multiple inheritance which cannot be accepted by the JVM, prior to code generation this structure has to be flattened somehow. In OT/J this is solved in two steps:
- role classes are split into an interface part (truthfully modeling the multiple inheritance) and a class part (containing the implementation).
- implicit inheritance is implemented by copying (and adjusting) bytecodes from a super-role to the sub-role.
- The hidden duality of class and interface parts of the same source-code class is pervasive because (a) type checking requires to operate on the interface part (b) field access requires to switch over to the class part (c) role instantiation requires a hidden redirection to a synthetic creation method instantiating the class part.
- Since OT/J supports a mild form of multiple inheritance which cannot be accepted by the JVM, prior to code generation this structure has to be flattened somehow. In OT/J this is solved in two steps:
- Compilation order:
- Due to the invasive nature of some translations the general rule of translating one class at a time had to be abandoned and an explicit state model exists that manages the order of individual translation steps for individual classes (even within the same compilation unit).
Extensible Java IDE
Ideally, generic tooling would be used for adding new language features to Java and extending all of the IDE to reflect the language enhancement. Tools that strive at some sub-goals of this vision include:
Ideally, all these projects would join forces with all of JDT to produce an environment that has all the extensibility for creating JDT-quality IDEs for any extensions of Java.
Since this perfect platform hasn't arrived at the train (ups?) for now and the years to come, a different architecture has to be chosen.
OTDT Architecture
The basic idea is to just swap the core component for Java with the extended OT/J variant in order to leverage all tooling that the Eclipse community provides for Java development also for development with OT/J.
This is where the branched variant of the
org.eclipse.jdt.core resides. It is based on the original sources of the JDT/Core, with many changes within existing classes and some
org.eclipse.objectteams packages for added classes.
- As of version 3.7M3 / 0.8M3 the diff between the original and the OT branch measures 2.9Mbyte (zipped 550Kbyte). It has been uploaded here.
Upper layers
A few new plugins exist that add a few new views to the IDE and for implementing basic support for binding the OT runtime environment (for compile time and run time) etc.
Developing OT/J code happens through the JDT/UI. This is possible because the JDT/UI talks to the JDT/Core, which in this configuration is the variant with OT-support built in. In a few places the JDT/UI expects to know about all possible AST types, which is no longer true with OT/J. These locations are adapted non-invasively using OT/Equinox (internally realized by loadtime bytecode weaving). Additionally, many functions of the JDT/UI (code assist, refactoring ...) have been extended using OT/Equinox in order to provide enhanced support for OT/J. E.g., preconditions of refactorings need to check additional information, quick fixes may offer additional proposals, etc.
The same pattern is applied to plugins like JDT/Debug, JDT/DebugUI, PDE/UI etc.
OTDT Development Process
Since the JDT/Core and OT/J reside in different source code repositories, the branch is not directly handled using builtin support. Yet, over the last 7 years we have developed a routine of staying up-to-date with the latest in the JDT/Core as such:
- All modifications to original jdt.core classes are systematically marked with begin-end comments, the original code remains in place (commented out) for comparison during merging.
- Merging: At regular intervals a diff containing all changes in the original CVS is created and applied to the OT/J branch. After skipping 3.1 the migration from 3.0 to 3.2 kept one student busy for almost 6 months. We had several years were all changes of a whole year were merged in one big effort, but meanwhile we're down to synchronizing branches at least once per 6-week milestone. This has become routine.
- By also actively following the bugzilla inbox of JDT/Core I'm well informed about pending changes and in some cases (like bug 330304) observing JDT/Core lets me detect in a very timely fashion where their patches require additional action for OT/J.
- Other than that we follow the normal rules of development at Eclipse.


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Note : Your request will be directed to Jyebao.
The ADS-J3-BF/T8-BF from Jyebao is a Between Series RF Adapter with Frequency 11 GHz. More details for ADS-J3-BF/T8-BF can be seen below.
SMB Jack to N Jack Between Series Adapter from DC to 6 GHz
TNC Female to N Male Between-Series Adapter up to 18 GHz
2.92 mm NMD to SMA Jack Adapter up to 27 GHz
You can now find similar products from multiple companies on everything RF.
Let us know what you need, we can help find products that meet your requirement.
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Home » Products » Tools and Machines
For more than 30 years, Wayne Building Products has been a leading supplier of seamless residential eavestrough systems, accessories and roll-forming machines throughout western Canada.
A pioneer in the roll-forming business, Wayne Building Products offers a complete line of eavestrough products including five and six inch k-style eavestroughs, break-formed commercial eavestroughs, and one of the largest selections of downpipe and all its accessories.
Our gutter coils are strong and durable and come in a variety of 21 standard colours. All our colours are available in both aluminum and steel. Wayne Building Products stocks these 21 colours in all popular rain wear and siding accessories such as soffit and fascia.
Wayne Building Products offers a 20-year limited finish warranty on all gutter material installed by authorized installers; in accordance with Wayne Building Products specifications and maintenance instructions with the understanding that it will not blister, flake, chip, crack, peel, split, rot, red rust, or structurally deteriorate as a direct result of manufacturing defects.
Edmonton Office12603 - 123 Street NW Edmonton, AB T5L0H9
Phone: 780.455.8929 Toll Free: 800.763.6378
Fax: 780.452.1186
Click Here for Map
Calgary Office2323 22 Street NE Calgary, AB T2E 8K8
Phone: 403.250.5844 Toll Free: 800.892.4144
Fax: 403-250-5846
Click Here for Map
Regina Office155-6th Ave East Regina, Sask. S4N5A6
Phone: 306.352.7377 Toll Free: 1.888.889.2963
Fax: 306.949.5353
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