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SAVE Renter's insurance with liability only?
Does anyone know if it's possible to get liability-only renter's insurance, with no coverage for apartment contents? Most of the quotes I've seen are for contents and liability combined, with the liability part comprising about 1/3 of the total cost.
I have no interest in insurance contents, as I can afford to replace them many times over if they disappear. Thus, I'd love to get a standalone liability policy if anyone offers one.
Apologies for putting this in wrong forum; it looks like there is no way to move or delete the thread.
Try talking to Bullen Insurance Group in nearby Nassau County. Most agencies are not set up to provide this. My needs were not identical, but I needed a liability only coverage for a property and Bullen found a solution. Others tried to screw me. (or were incompetent).
My apartment was robbed recently and having rental insurance brought me so much relief I cannot state strongly enough how important renters insurance is, including liability.
I am sorry to hear about your experience.
Not to pry, but do you have any security tips you might share given your experience?
I am in a small quiet building and have worried about a potential break in - especially if we happened to be home.
i did a very stupid thing...i was leaving for work when my super knocked and said two workmen (outside conractors) needed to go into my wall to fix a pipe..I explained I was leaving but they said it was an emergency and I left them there...I didn't notice anything missing for several weeks until I went to put on some jewelry I rarely wore and the case was there but the inside had nothing left.
My advice...don't let anyone into your apartment no matter what the emergency unless you're available to stay in the apartment.
julia, good jewelry should be insured regardless of rental insurance. good jewelry should also be in a locked regular safe if you rent and wall safe if you own. VERY good jewelry should only be taken out of the safe at the bank when you wear it. don't beat yourself up about it. forget it. buy some fakes, they make excellent fakes these days.
jewelry is a crazy thing, and yet another indicator of how wildly different new york is today than even 15-20 years ago. i don't think i'd seen a ring smaller than 2 cts my mom friends, and they were pretty regular people. many women have bigger stones and just walk around pushing a stroller through the park like it's nothing. i'm not even sure most people realize how much stones that size cost it's more than most people's house. and no one even blinks. madness i tellya!!!! i don't think these people are gonna fare very well should things really turn south.
If things turn really south I doubt many of these women will be in the city for the long-term.
100th St down in Manhattan has turned very soft... don't expect all upper class folk to hang around if all criminal hell breaks loose.
I don't think it will, but I am just saying if it does...
Travelers allows you to do $1M liability with $15K personal property and a $2500 deductible. My premiums are $29 for the personal property, $68 for the liability, and $30 for other required crud. Then there is some overall -$14 security credit, which I'm guessing primarily offsets the non-liability portions. It was close enough to liability-only for me.
Umbrella policies require that you have a base homeowners (or renters) and auto policy. They are also much more expensive than liability on renters insurance: auto accidents are a much more likely trigger for umbrella policies (maybe 70-80% if I remember correctly), so they are priced as such.
On average, you lose money when you buy insurance. You have to: the insurance company needs to pay for its employees, cost of business, and some profits. So why do you take on this money-losing proposition? Because you personally cannot handle the downside risk of rare events.
Suppose you have $50K of crud in your home, $50K of other assets to your name, and save $10K a year. Is it worth paying $100 for personal property coverage knowing that on average you'll be returned only 30 cents on the dollar? Probably: it's too large a risk for you to handle. Now what if you have $3 million to your name and are saving $300K a year? Not so much: you probably risk $50K every day or week on your investments, and there is more uncertainty on whether you'll be doing $50K more or less surgeries this year or whatever.
On the other hand, a million-dollar liability suit will probably make a dent. So you insure for that, well knowing that it is a money-losing proposition that is worth the reduction in your personal risk.
Let me put it another way for you, NYCMatt. Why don't you insure against losing your subway card?
>inonada: Actually, if you pay for replacement value, you GET replacement value, not depreciated. And, my insurance policy automatically increases the replacement value by a certain percentage each year.
Huh, ph41? I understand the concept of replacement value, but I'm not sure how it relates to what I was saying.
Well, if you have $100K worth of "crud" in your home, and it all gets wiped out by fire or flood after 10 years of insuring for replacement value, I would think you're getting back more than "only 30 cents on the dollar"
You're missing the point, ph41. My phrase for what you would call "fabulous items carefully procured and whose replacement value is $100K" is "$100K of crud". If you want to say it's actually $300K replacement value on $100K of depreciated items, the insurance company is more than happy to comply as they make more money the larger an amount you insure. I'd call that "$300K of crud".
Now if you personally cannot handle spending $300K after a fire to replace your stuff (say your liquid assets are $500K), then getting insurance makes sense. However, if you have $20 million, then what's the point? You have made some personal choices on how much stuff you own vs. how much money you have sitting around. These choices do not necessarily match the choices of others.
So I guess that all those CA homes in high risk areas are not insured by their multi-millionare owners?
Are you as much of an idiot as you sound.
Yes, I can afford to replace all my "stuff", but, for the annual price of the insurance, it makes no sense to go without the insurance. Actually, when a vintage chandelier fell from the ceiling, also ruining the dining table underneath, the insurance allowed me to travel to Milan to look for a replacement.
You look on insurance as most people do - a ridiculous expense. Ridiculous until something unfortunate happens, at which point you'll be upset you were too cheap to protect yourself.
This actually just came up in terms of travel insurance. I was supposed to go on a 3 week trip to Turkey. Unfortunately, emergency surgery 2 weeks prior to the trip made it unwise for me to go, so, now, $15,000-20,000 out of pocket (at least the $4,000 airfare can be credited to a later trip). At least my husband did go (which I urged him to). The travel insurance would have been a tiny percentage of the cost of the trip.
Yes, I can afford the loss - but will probably take out the damned insurance for expensive trips going forward.
For a person with a $20 million net worth, there's a difference between insuring a $10 million home and $100K in contents. You do understand that on average, you lose money by insuring right? Is there a dollar value at which it no longer makes sense for you to get into a money-losing transaction because it's not worth the risk offset to you? It's obviously not $100K for you, nor is it $10K. But how about $1K, or $100, or $10, or $1? There is some number for you, and this number is related to your wealth, your liquid assets, and your general level of risk aversion.
Look, I'm explaining insurance 101 here. NYCMatt asked why someone (like the OP) would skip personal property while getting liability, I explained it. Just as a multi-million dollar umbrella policy might not make sense for a guy with $50K in assets, a $50K personal property policy might not make sense for someone with multiple millions in assets. It's not like I'm saying the latter shouldn't get the much more expensive umbrella policy, so obviously I'm not saying "all insurance is a waste".
All that said, if you choose to purchase every insurance policy known to man without applying some level of risk analysis relative to your income / wealth / risk aversion, that is fine by me. I am a shareholder in a few insurance companies, and we appreciate all your business large & small. I'm simply trying to explain the rational choices others might make on similar decisions.
ph, hope you're feeling better.
Thanks Ali - feeling almost 100%
"at which point you'll be upset you were too cheap to protect yourself"
Are you upset with yourself for not purchasing the travel insurance? Do you feel like you had made a poor decision, outcome aside?
Glad to hear you are feeling better.
ino, I do use a level of risk analysis in my insurance purchases. Long ago stopped insuring furs (that was definitely a sucker bet) and insure only 2 pieces of jewelry, for which the premium after 20 years would equal perhaps 20%(or less) of replacement value.
and ino, we travel a lot, all over the world, and guess we felt "bullet-proof" until now. Well, the gods laughed at that one.
Though, last year did get Medjet insurance (after hearing about a friend's overseas accident/hospital nightmare).
Yes, I am sorry I did not get travel insurance, though I am more sorry I missed the trip, which we signed up for a year ago. And it won't be available again until next year, but since my husband will have been to those sites, don't think we'll be going next year.
Thanks for the good wishes.
ph41, if you don't mind sharing and it is certainly in no way an appropriate question, but what's value of the 2 piece you have insured? you could even describe them in very general terms and i could kind of ball park it. just very curious.
i think i'm insuring too much stuff. great, another sprinkle of seasoning to my paranoia soup. the paranoia of being too paranoid. can't win.
ph41 is absolutely correct..no matter how much money you have and the fact you can replace everything it doesn't make sense not to get insurance.
she does make sense, but she only insures 2 pieces of jewelry. and she's a rich older lady, she's got good stuff.
lucille - as discretion is the better part of valor (especially here on SE) all I will say is that one piece is my engagement ring (and it is gorgeous) and the other piece is a very unusual diamond solitaire pendant.
And, just to clarify, the "41" in my SE ph41 name, is NOT my birth year.
ok. i take back every derisive numbers monkey comment. monkeys are very important and so are numbers. engagement ring and the hope diamond aside, what about things in the 5k range? is it stupid to include those?
"Why would you not want to insure contents?
This is a little like ordering a hamburger with the works, hold the beef pattie."
Very illogical, and a bad analogy. Insurance is *not* the meat.
In the end, it depends on how much it costs, likelihood of loss, and how much you get back. Without the numbers, the conclusion is bogus.
Think of those insurance policies at bestbuy... numbers show they're a waste in the majority of cases.
"In the end, it depends on how much it costs, likelihood of loss, and how much you get back. Without the numbers, the conclusion is bogus."
thank you. now i remember why i insured those things. because i wear them.
threefitty. dollars.
That all sucks, ph41. Obviously, emergency sucks most, then missing the trip, then the money. But I don't know if you should sweat the travel insurance if the loss is manageable. It sounds like this is the first trip you've ever missed in your life, out of let's say 100 trips. Given that trip insurance costs 5% or so, having the insurance would've probably cost you 5 full trips. Plus the ability to invest those proceeds.
"I have $200K of insurance that guarantees replacement value that costs me $200/year. I suppose I'll reach the break-even point after 1,000 years."
Home fires caused $7.6 billion in damage in 2009 in the US, and that includes everything (home and contents). With 100 million homes, it works out to $76 per home. Assuming $250K insured per home (actual home and contents) at a rate of 0.1% for the fire portion, works out to $250 per home.
I'm not suggesting that you don't insure as I imagine a $200K loss would be a big deal for you. Just giving a sense of how the numbers work out.
" For swe - numbers matter. For Lucille - emotions"
in the context of The Great Experiment though, "emotions" won over empirical evidence and arrived at the correct conclusion faster. that's pretty neat actually.
>inonada - just realized from the "bear" thread that you have never owned real estate. This may be why you think insurance is just for liability and contents . Actually, we also have insurance for "improvements" as a coop's (and condo's) master insurance would basically cover only walls, ceilings, hvac and basic everything else. Just read all the threads on SE about gut renovation costs and insuring for possible disasters in light of annual premium cost over a 10- 20 year period is peanuts compared to renovation cost after fire or flood.
You're preaching to the choir on that one, ph41. I'm with you on homeowner's insurance, and I have had countless arguments here about that with insurance being an important part of owning beyond the building's master insurance. Say we're talking about a nicely-done 2000 sq ft place costing $600K to renovate. People have different tastes and preferences, but someone in that space could only have $60K of contents. It probably costs $1200 annually to insure the interior an $120 for the contents. The renter only pays the $120. If the apt is worth $2.1M, say, I'd guess that something like $4200 of the annual maintenance is going towards the master insurance.
So an owner living in that $2.1M space is looking at a $660K hit in case of a fire, which has a 0.05% probability or so annually. I think a net worth of $20M could be able to shrug that kind of rare-event hit off. With the renter, it's only a $60K hit, so proportionately a $2M net worth is enough.
They really can't take a hit of that magnitude financially, so they insure.
As CC alludes, the concentration of risk for a renter is nowhere as great as an owner with the same level of wealth living in the same place, hence they have different insurance needs.
Ph41, one thing I do not know that maybe you could answer. It is my understanding that in suburbia, the mortgage holder requires the homeowner to have insurance. With coops/condos, what kind of requirements are there from the lender's perspective beyond the master insurance?
FYI, I had thought there was no master insurance & that the unit owner had to insure the full amount themselves until some folks from SE (printer?) taught me otherwise.
Hey CC , still stuck up there in the boonies?
I thought for sure you'd be going on vacation with AR. Oh wait, "hubby" didn't want you tagging along? Though I'm sure AR pleaded on your behalf.
inonada- interesting question . I actually went and looked at our mortgage documents and couldn't find any home insurance requirement. Actually , the mortgage document doesn't even require proof of a master policy for a coop. Specifically required proof of master policy only for a condominium.
As to your assumption that anyone owning a $2,000,000 apartment in NY must have 20 million in assets-- that is really a skewed and somewhat inane statement, as many people here on SE, with apartments at that price point would, I am sure, tell you.
But ino, it is possible that the bank might have required proof of the coop's insurance as part of the initial application for the mortgage. Can't check for that as we've discarded all but the actual mortgage document.
Thanks for checking, ph41.
Yes, I don't expect many $2M apt owners to have a $20M net worth or be able to take a $650K hit in case of a fire. On the other hand, it is very plausible for someone spending a similar equivalent monthly on rent (say $10K) to have a $2M net worth and be able to take a $50K hit.
My posting assemblage was off on that prior post. In meant this in reference to the typical $2M owner's ability to withstand a $650K hit:
"They really can't take a hit of that magnitude financially, so they insure."
about 3 hours ago
ignore this person
report abuse
lighten up"
now i've seen everything
>Lucille re: why I insure only 2 pieces of jewelry: I am pretty sure my apartment will not be robbed (but I don't think I'd feel that way if I lived in a house). Additionally I have a very secure fireproof safe, one for which Chubb insurance has given me a credit on the jewelry insurance. I take normal precautions when wearing jewelry (I don't wear necklaces, expensive bracelets on the street unless they are covered in some way. That being said I wear my engagement and wedding band every day. If I feel at all worried walking somewhere, and I walk around the city a lot, I simply turn the diamond around, so it faces the palm of my hand. And I've done this even while traveling, though left the ring at home when we travel in mainland China, Middle East and South America.
P.S I don't keep things I wear a lot in the safe , but in drawers with little locks that the previous owner of the apartment had built in to a closet, and I only lock those when there will be someone doing work in the apartment, or when we're traveling.
Hope this helps you figure out your jewelry insurance requirement.
I actually bought a "good" fake, then never used it as I decided I didn't want to get mugged for a damned fake.
Went several years before insuring the ring, but after having some bad dreams about losing it decided my peace of mind was worth the cost of the insurance (which is quite expensive).
I don't worry enough about my other jewelry (for the reasons I first stated) to pay the hefty rates for the insurance.
And Lucille, your comment about my insuring only 2 pieces actually got me to thinking about my rationale for that . So thank you for getting me to examine the thought process:)
ph41, sounds good
i insure things more out of fear of losing them than getting mugged. but i'd lose my head if it wasn't attached, so probably doesn't make sense for everyone.
hb, i've seen stuff. how do you know what i've seen.
no, silly, we're separate personalities of one mentally ill person. we don't actually even know eachother!
let me call his nurse. i think she's abusing him.
hey! we're not crazy! can't you read? we're gifted.
Guess CC couldn't accompany AR on her extensive European travels, as he's posting here. We all know AR can't post when she's on her extensive vacations, so I guess CC feels he's got to carry the flag.
Or maybe CC just likes being known as the crazy old coot turned troll of SE.


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Étape du Tour 2011 Acte II
Issoire > Saint Flour: Sunday 17th July 2011
The Etape du Tour Acte II is a very different experience to the grand Alpine stage of Acte I. We've referred to it as 'The Real Tour de France' because, as in the early days, the race travels to a wild and remote part of the country. For the inhabitants of the Massif Central it's the biggest day of the year, when they dream of the day the Tour comes to their village.
Aside from all the commercialism and sheer size of the Tour, what is it that still makes it so special? If it's the fact the race routinely touches little known parts of France and in so doing connects it to regular people, then the second act of the 2011 Etapes du Tour is the charm of the Tour personified. This is far from your typical sportive, in fact it's more of an 'un-Etape', hence the following headings. Let us explain.
You're going to be travelling through la France Profonde. This stage, which will feature as Stage 9 of the Tour proper before the first rest day, travels through far-flung towns, villages and countryside, the road less travelled. It's about adventure and exploration, like a randonnée or old fashioned fleche ride. It's as much about touring as racing.
Two roads diverged in a wood, and I -
I took the one less travelled by,
And that has made all the difference.
- Robert Frost
If Acte I offers the celebrity and glamour of the Tour as a global spectacle, Acte II has the heart and soul, the tradition. The region has a high concentration of extinct volcanoes (the largest in the world) and as such is a fertile landscape.
The terrain on this course comes like waves and riding them will be about timing and using your gears well. Find a cadence you're comfortable climbing in; heavier riders typically like a bigger gear while lighter, fast-twitch beings prefer spinning. Rolling hills means rolling with the punches, so just remember there are only one or two long-ish climbs and the gradient will ease up. It's like a rollercoaster, intimidating but ultimately a thrill.
The flip side is that the flat doesn't last for long either so, just as the pros will discover, you can't control the race or bunch. Just ride for your own benefit and within your own limits – it's a long route.
The roads are sweeping, rolling and quite narrow but the tarmac is smooth. There are inclines all day, climbs within climbs, so to speak, but there are sights to take your mind off them. There will be birds of prey and plenty of cows (perhaps a reminder of the victory steak you'll enjoy later).
Whilst your typical Parisian may scoff at the idea of even visiting, let alone riding a bike in the Massif Central there is a distinctive culture and character to this region. There's a real rustic and wild feel to the surroundings and whilst it is a sparsely populated part of France you may see one or two "Kekes" or country bumpkins on your travels. The people here may at first seem unusual, but they are some of the warmest and most "down to earth" folk you'll find in the country.
You'll pass strange farmhouses, possibly with characters toiling with snails out the back, or taking a siesta in the afternoon heat.
There is plenty of "weird stuff", relics and buildings that you can't find anywhere else. Tumble down farm buildings, aging local cafés, what lurks beneath is anyone's guess.
There are some real challenges and things to watch out for on the ride, in particular those climbs or inclines not on the official map, or cols that only the local coureurs know about. For example, the Col de Perthus, making its Tour debut, comes right after the highest climb of the day, the Pay des Peyrol. The Perthus is not long but has two distinctive sections, very steep rises of about 13% at 2km each. The Perthus is deceptive; it flattens out and then digs in again, possibly the hardest climb of the day.
The stage is categorized as medium mountains but the constant rolling and overall distance makes it one of the toughest days of the Tour. A.S.O. describe it as an accidentée stage, one for the baroudeur-type of rider such as Philippe Gilbert or Sylvain Chavanel. While there's actually more climbing on this stage than the Alpine Etape, it's drawn out over a greater distance so your time to recover is greatly improved.
But be aware of what's lying in store around the corner. The Côte de la Chevade, about 80 miles/120km in, jumps out at you immediately after you roll through two very tranquil villages. It isn't long but there's a rise in gradient that you'll certainly feel after a good four hours-plus of riding.
It's going to be a long, long day. While there will be shade, there are plenty of unprotected stretches of road. Put on a good amount of sunscreen and be careful to keep hydrating even if you don't feel thirsty.
The Col du Prat de Bouc, which comes at about 155km in, is a drag of a climb. At 8km, it's technically the longest climb of the day and although it's not necessarily the hardest, it is very exposed. However, there's is a welcome feed station at the summit.
As mentioned already, it's a ride made up of wave after wave of undulations. It's an underdog's stage (see Pierre Le Bigault) and like a dog it will keep coming back at you, snapping at your legs. It will be vital to fuel intelligently and using the route cards that Rapha and A.S.O. provide will let you know when you can refuel.
There are plenty of feed zones, six in total, which is key on a route like this as you never know when you might suddenly bonk. We'd recommend using all of them but it depends on how you're feeling.
Etape feed zones sometimes have real food rather than horrible gels so even if you aren't feeling hungry, load your jersey with cake and bananas. Remember that feed station 3 is just before one of the steepest climbs of the day, the Col du Perthus, so don't stuff yourself here before a big effort.
Fluids are vital on a long, hot ride like this so take any opportunity to top up your bidons. You may even find some fountains en route to replenish bidons (and even dip your head in).
The route is beautiful but brutal and the road relentlessly moves up and down all-day long. As you scale one climb and begin to descend, the road rises up again. The twisting and yo-yoing topography never ceases. It's a war of attrition but ultimately a highly rewarding one.
This is possibly one of the toughest and most intriguing stages of this year's Tour and no one can predict who will win on the day. You can watch the pros tackle it on July 10th before you ride it yourself. While the Pyrenees and Alps are rightfully heralded as the grandest theatres of the Tour, this route will be as spectacular a day on the bike as any. It really is 'The Real Tour de France', exploring the country and taking riders to new places on one incredible journey.
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Indian and Himalayan Art Vasudhara Mandala Made in Nepal, AsiaMalla Dynasty (1200-1769), c. 15th - early 16th century Artist/maker unknown, Nepalese Colors on cloth; cloth mounting Currently not on view 1960-97-1 Gift of Stella Kramrisch, 1960 |
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Commemorating the Ohio State football team's perfect season
Previews, schedules and analysis of central Ohio boys and girls teams.
Can the Buckeyes prevail in a Big Ten filled with highly ranked teams?
Urban Meyer's high-flying brand of football. The greatest show on turf?
Get ready for the opening kickoff with our 2012 preview section
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How much does David Beckham make? Find out in our listing of MSL player salaries.
Maryland tops Buckeyes
Blue Jackets goaltender Sergei Bobrovsky will miss four to five weeks, according to GM Jarmo Kekalainen, after an MRI today revealed he suffered a strained groin in Tuesday's 1-0 win over Tampa Bay.
It's a staggering blow for the Blue Jackets, who have been treading water for weeks in the Metropolitan Division. Bobrovsky, who won the Vezina Trophy last season, has been the backbone of the club since the mid-point of last season, when coach Todd Richards deemed him the No. 1 goaltender over Steve Mason.
Curtis McElhinney will start Friday against the Minnesota Wild in Nationwide Arena and until further notice. The Blue Jackets recalled Mike McKenna from AHL Springfield earlier today to serve as McElhinney's back-up.
If Bobrovsky misses four weeks, he'll miss 12 games and return on Jan. 2. If he misses five weeks, he'll be out for 15 games with a return on Jan. 10.
It's the latest injury blow for the Blue Jackets, who have suffered 105 man-games lost through Tuesday's game. Currently, right wings Marian Gaborik, Nathan Horton and Jared Boll, center Derek MacKenzie and, now, Bobrovsky are on the shelf.
There's a chance MacKenzie could return Friday vs. the Wild. Boll could return next week.
-- Aaron Portzline
twitter: @aportzline
Even after 12 games, there are still plenty of questions about Ohio State and Michigan State. Tim May and Bill Rabinowitz examine some of those issues ahead of Saturday's Big Ten Championship game.
The Blue Jackets have recalled goaltender Mike McKenna from AHL Springfield this morning in the wake of last night's injury to Sergei Bobrovsky. Until further notice, the Blue Jackets' goaltending tandem is starter Curtis McElhinney, with McKenna his backup.
Bobrovsky was scheduled to have an MRI at 1 p.m. today, but it's possible the Blue Jackets won't have a full prognosis for his return until a few days from now. Coach Todd Richards confirmed that McElhinney will start on Friday when the Blue Jackets host the Minnesota Wild in Nationwide Arena.
McElhinney is 1-3-1 with a 2.34 goals-against average and .925 save percentage this season. His goals-against and save percentage are significantly better than Bobrovsky's (2.72 / .909), albeit in limited duty.
"Based on Curtis's play, and what I've seen this season, there's nothing ... to suggest that I'm expecting bad things," Richards said. "In the games that he's played, he's played well."
The Blue Jackets beat Tampa Bay 1-0 tonight on the strength of Nick Foligno's did-you-just-see-that? goal at 4:30 of the second period.
But what about Bob?
Blue Jackets goaltender Sergei Bobrovsky had made 18 saves and was trending toward his second shutout of the season. But at 4:13 of the third, he used his glove to snuff out a J.T. Brown breakaway, then toppled to the ice and stayed there, flat on his belly.
Roar. Then … gulp.
Bobrovsky was helped off the ice by two teammates, putting no weight on his left leg. An MRI awaits on Wednesday.
"Obviously it was a leg injury, and when he comes out like that you're a bit unsure," Blue Jackets coach Todd Richards said. "I don't know if we'll have an answer today, but within the next few days we'll have a better idea (of how serious it is)."
The Blue Jackets are not commenting further. Neither are those in Bobrovsky's camp.
It's unclear if Bobrovsky was hurt
Five things we learned from Don Garber's state of the league press conference today.
1. Miami and Atlanta are the frontrunners for the next two expansion franchises.
With New York City FC and Orlando City both already in the fold, Major League Soccer is
making a major push into the southeast. And although both situations present problems, Garber
indicated that Miami and Atlanta are the most likely candidates for teams 22 and 23.


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The Institute offers scholarships and other resources to veterans.
Scholarships are available for our master's and bachelor's degree programs.
Meet Thor, TESOL language professor and sociolinguistics expert.
Get a glimpse into the daily lives of Monterey Institute students.
Four alumni from the same era unexpectedly reunite to strengthen U.S. – Turkey relations.
Support student scholarships, internships, and immersive learning experiences through the Annual Fund.
I will also extend my sincerethanks to all for the AFS volunteers, it makes me smile that there are still loving people out there who are willing to help out others.


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Cataloging of Children's Materials Committee
Displaying active committee roster as of 07/01/2011. Last retrieved on 12/12/2013. Members can log in to view full contact information for committee members.
Public Posts from ALA Connect
- The Twilight of AACR2 and the Breaking Dawn of RDA: presentation for ALA Annual 2013
- The 'Twilight' of AACR2 and the 'Breaking Dawn' of RDA
- Cataloging of Children's Materials
- Cancelled - Cataloging of Children's Materials Meeting (ALCTS CaMMS)
- Cataloging of Children's Materials Committee (ALCTS CaMMS)
- Cataloging of Children's Materials Committee Meeting (ALCTS CaMMS)
Information to come.
Information to come.
Get Involved
ALA values committed and active committee members. Qualified members are welcome to volunteer to serve on the CaMMS Cataloging of Children's Materials Committee. Committee members must have an interest in the work of the committee; be able to attend Annual Conferences and Midwinter Meetings to participate in the meetings and activities of the committee; and be able to work between conferences via e-mail and ALA Connect. Express your interest in serving on this or other committees by filling out an application form. Appointments take place once a year, during the spring. Committee service usually begins following Annual Conference, about July 1.
Staff Liaison
Christine McConnell
Communications Specialist
1-800-545-2433 x 5037


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About Kerry Docherty
Kerry Docherty is a lawyer, writer, and founder of The Mindful Mentors, a company that provides mindfulness meditation workshops to schools, law firms, corporations, and sports teams. Through relaxation and awareness-building techniques, she equips individuals and organizations with practical tools to overcome stress. Graduating from Yale University with a B.A. in psychology, she received her J.D. from Pepperdine Law School, and obtained a Certificate in Trauma Studies form the International Trauma Studies Program in New York City, where she studied psychosocial resiliency and coping capacities after traumatic events. She conducted human rights fact-finding missions in Thailand, Uganda, Rwanda, Nigeria, Armenia, Nagorno-Karabakh, and the Thai-Burma border, and served as a law clerk for the Honorable Judge Joan Azrack in the Eastern District of New York. She has completed mindfulness training from UCLA's Mindful Awareness Research Center, the Insight Center, Wat Singpong in Thailand, and the OMEGA Institute. A contributor to Darling Magazine, and winner of Donna Karan's Women: Inspiration and Enterprise essay writing contest, she is currently writing a book titled Enoughness, The Struggle to Feel Complete as We Are.
About the Presentation In Kerry's presentation, she will share her story about her journey to feel "enough." Despite accumulating myriad accolades, throughout most of her life, Kerry still felt burdened by self-doubt. Realizing that her life was confined to an endless ladder climb, she began to explore fundamental tools used to build resilience and contentment in everyday life. Through her international travel, trauma studies, and individual mindfulness practice, she became an avid believer that each of us already has the ability to cultivate calm in chaos. Besides telling her story, she will invite the class to partake in a few mindfulness exercises guaranteed to reduce stress.
CLICK HERE TO VIEW DR. UPTON'S INVITATION!!Date: Thursday, October 25, 2012Time: 1:50 – 3:15 p.m.Location: DAC 206, Queens Campus
RSVP: Required. CLICK HERE TO REGISTER!!More Information Carl J. email@example.com


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You may have heard of the word Board of Trustees, though, and may be more familiar with it.


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For all you ladies out there who had a job, thought you'd have it for a while, but were unexpectedly laid off, join The Laid Off Ladies. Share your feelings about being laid off, plans for the future, and what your day looks like now. Sometimes it feels good to have someone understand what you are going through!


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text: The Gallery News An Olympic Opening 05 July 2012 Ella Alexander OPENING CEREMONY has revealed its new collection in collaboration with Adidas Originals, created in celebration of the London 2012 Olympics - which starts on July 27. SEE THE COLLECTION HEREOne of the most stylish Olympic-inspired collections that we've seen to date, the range offers a sporty twist on the New York-based label's urban, fresh, youthful signature aesthetic. Highlights include neoprene dresses and skirts covered in vibrant prints (as pictured left); bandeau bikinis with knotted detailing; zip-through, sleeveless jackets and and hi-tops with hidden wedges. SEE THE RANGE IN FULL HEREThe range will be available from the brand's pop-up store, which opens in Covent Garden on July 19. READ THE LATEST OLYMPIC FASHION NEWS Related Gallery Olympic Campaigns Related Gallery Fashion Olympics


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MLB All Star Game Prediction Astrology
July 10, 2010 · Filed under: MLB
MLB All Star Game (American League vs. National League) – Tuesday July 13th, 2010 at Angel Stadium in Anaheim, California on FOX at 8ET/ 5PT. Here DecisionCare at www.eyari.com/ provides astrological predictions of the winner for free. Find which team is going to win next? Read MLB All Star Game Prediction Astrology


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Corwen and District Angling Club Description:
Corwen and District Angling Club has game and coarse fishing on the rivers Dee, Ceirw and Alwen and on Cynwyd Reservoir. Game fishing is for salmon, sewin (sea trout) and brown trout. Coarse fish include grayling, chub, dace, gudgeon, pike, perch, bream, eels and ruffe.
Corwen and District Angling Club Enquiries:
Email: email@example.com
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Tell Us More:
- If you have fished here could you spare just a few minutes to share your comments and tips with other anglers?
- Or do you have additional helpful local information that we can update this posting with?
We really value our visitor's feedback – please do comment below if you can… Thanks
If you are the Corwen and District Angling Club operator, please contact us for free access to update this page at any time.


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Photos: Star sightings in Chicago
To read Luis Gomez's blog on celebrity news and sightings in Chicago, CLICK HERE.
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EK700 - Black & Decker Slice Right® 9" Electric Knife
SALE: 20% Off! -$8.50
Ground / Parcel Shipping
Black & Decker Slice Right® 9" Electric Knife
Ideal for holiday entertaining, everyday dinners, barbecues, and more, the Black & Decker Slice Right® Electric Knife (EK700) offers simplicity and ease of use unmatched by traditional manual knives. The unit features a 7-inch serrated stainless-steel blade that effortlessly portions everything from turkey and roast beef to ham, venison, and other meats to desired thickness--from thin deli slices to mouthwatering, juicy cuts. Alternately, use the industrious knife to slice quickly through hard cheeses, create uniform slices of freshly baked bread, or slice effortlessly through hard-shelled watermelon and gourds.
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Removable Blade:
With nonslip blade tabs and a totally removable blade, cleanup is safer and easier than ever7-inch Knife:
The long, 7-inch serrated knife blade allows for cutting foods of all sizes, depths and thickness
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New England's First Whale Watch.
The Dolphin Fleet of Provincetown, at the tip of Cape Cod
The whale watching season has began and the trips have been great! Trips are departing daily so join us out on the water. On each trip we offer a great program for young and old guided by experienced naturalists. Remember not all whale watches are alike so get a local opinion.
Dolphin Fleet adheres to NOAA Northeast whale watching guidelines and is an active participant to the whale sense program. Visit the whale sense web site to learn about responsible whale watching and the whale sense program.


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- Digitimes Research: China touch panel makers to see strong shipments to smartphone, tablet, notebook segments in 2014
- Pegatron chairman takes over TCA
- Wistron expects 60% of 2014 revenues generated from non-notebook products
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- Japan Display to acquire Taiwan LCM maker and establish new subsidiary in China
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- Global PV installation capacity to reach 40GWp in 2014, says BOE
- Digitimes Research: China smartphone sales to top 436 million units in 2014
- Epistar to increase investments in two China subsidiaries
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- Networked medical device sales to exceed 14 million units in 2018, says Parks Associates
- Chip resistor maker Ralec 2013 EPS to reach NT$4.70
- Big brand tablet installed base to surpass 285 million, says ABI Research
- North America semiconductor equipment industry posts book-to-bill ratio of 1.11 in November 2013, says SEMI
- PCB maker Apex 2013 revenues to grow more than 10%
- Sequans adopts Imagination MIPS Aptiv CPUs for LTE products
20-Dec-2013 markets closed
Last | Change |
TSE electronic | 300.29 | +0.33 | +0.11% |
OTC electronic | 147.8 | +0.47 | +0.32% |
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ASE accused of discharging wastewater into rivers
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A fire at SK Hynix' plant in China has pushed up DRAM prices.
TSMC warns of weaker sales in 4Q13
The IC supply chain continues to manage inventories in the fourth quarter of 2013, while demand for certain high-end mobile devices weakens, TSMC chairman...
SEMICON Taiwan 2013 will takes palce from September 4-6. It will feature more than 650 exhibitors, and more than 110 speakers from technology companies...
Transformation: Q&A with ChipMOS chairman and CEO SJ Cheng
ChipMOS Technologies is among very few firms that have transformed themselves successfully and are...
Focus on enterprise SSD: Q&A with OCZ CMO Alex Mei
OCZ Technology shifted its corporate focus away from legacy DRAM memory modules in 2011, and has since...
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Disappointing sales of high-end smartphones and other unfavorable factors have discouraged PCB makers...
A GaAs foundry success: Q&A with Win Semi chairman Dennis Chen
Win Semiconductors was named the world's top pure-play gallium arsenide (GaAs) IC foundry in 2009,...
- Taiwan DRAM module industry overview - Jun 2011
The year 2010 represented a peak in recent years for the DRAM module industry. Optimism surfaced in the second half of 2009 thanks to a return of demand on the...
- Taiwan DRAM-module industry overview - May 2010
Back to 2006 when total revenues for the third-party module market reached US$12.2 billion, Taiwan had over 15 vendors shipping DRAM modules under their own brand...
- Taiwan semiconductor equipment industry overview - Aug 2008
Worries about a global economic downturn have taken a toll on a number of industries, with the semiconductor industry being no exception. Players in the semiconductor...
- Foundry overview - Sep 2006
Taiwan's semiconductor industry has begun to out-run its global peers, once more, in 2006. This followed a trough in 2004, caused by over-inventory, plus volatility...
- Trends in the upstream LED equipment and materials industries, 2H13
This report examines the outlook for upstream, which includes MOCVD equipment, rare earth materials and sapphire substrates, is also particularly significant as an indicator of trends in the LED industry as a whole over the next year.
- Global AMOLED market analysis and forecast, 2011-2015
This report analyzes the current state of development and strategies of the two largest AMOLED panel makers, Samsung and LG Display, examines the potential of the AMOLED handset panel and OLED TV markets, and takes an in-depth look at the competitiveness of S. Korea in the AMOLED sector.
- ASPs of TD-LTE chips to remain stable initially as suppliers are limited
While a number of IC vendors have begun shipping chips supporting TD-LTE, including base band chips, radio frequency chips, APs, SoC solutions and soft modems, shipments of base band chips account for a majority share of total TD-LTE chip shipments currently, according to Digitimes Research.


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News » Published months ago
Is this Stephen Moyer the Actor?
Share your thoughts on this image?
Related Celebrity: Actor - Stephen Moyer
4 June 2013
The new trailer for the movie Evidence, starring Stephen Moyer, Radha Mitchell and Torrey DeVitto has been released
31 March 2013
Stephen Moyer versus Ian Somerhalder: Battle of the Vampires
7 December 2012
Those of you who are hardcore True Blood fans will remember that Stephen Moyer has already directed and episode of True Blood in the past.


text: We don't know about you, but we never get tired of Cheech & Chong's jokes about reefer and East LA. Loads of great pot jokes on this album with the nice rolling paper gatefold sleeve, including "Sister Mary Elephant", "Ralph & Herbie", "Streets Of New York Or Los Angeles Or San Francisco Or. . .", "The Bust", "Let's Make A Dope Deal" and "Unamerican Bandstand". (Missing the novelty rolling paper. Cover has some wear, with a stain on the front.) © 1996-2013, Dusty Groove, Inc.


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Rules of War
Exploring Humanitarian Law: Curriculum
Discover how middle and high school students can do more to learn about armed conflict and the attempts to limit it.
The Exploring Humanitarian Law curriculum is a core element of our outreach efforts. Working together with a national network of educators, students are introduced to fundamental humanitarian concepts and basics principles of IHL though this comprehensive learning program. The entire curriculum is available here.
Limiting the Impact of War
The IHL Mandate
International Humanitarian Law Dissemination at the American Red Cross is charged with educating the American public about international humanitarian law.
Founded in the wake of the American Civil War by Clara Barton, known as the "Angel of the Battlefield" for her self-less service during the conflict providing aid and supplies to sick, wounded, and hungry soldiers irrespective of their allegiance, the American Red Cross has a long tradition of supporting the implementation of international humanitarian law and raising awareness of the legal limits in war. Today, the American Red Cross is guided by a Congressional Charter which mandates the organization continue its historic mission of strengthening the rule of law and alleviating the suffering of victims of disasters and armed conflict wherever they may be found. Read our full mandate.


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Council approves grant application
Tuesday, Dec. 3, 2013 — The Susanville City Council approved a resolution at its Wednesday, Nov. 20 meeting to apply for $250,000 in pre-planning funding from the California Department of Public Health Self Drinking Water State Revolving Fund Program.
According to a staff report from Craig Platt, the city's public works director, the funds are intended to "assist communities not currently served domestic water from an existing community water system that cannot access SDWSRF funds due to the lack of an eligible governing entity. The funds are to be used to explore/investigate potentially available existing entities which would have, or could have, the necessary authority to undertake planning, construction and operation of a project to solve the drinking water problems of the targeted area or community."


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- Product Details
Hyundai Accent Sedan Normal Roof 1995-1999, Echelon Roof Bike Rack by Thule®. The Echelon is Thule's top of the line fork mounted carrier. The equalized twin-cam self-adjusting clamp securely holds the fork without damaging it, and the stiff double-wall tray and durable all-metal head provide maximum stability and protection for your bike. The Echelon fits Thule square load bars, round bars and the AeroBlade load bar.
- Thule's top of the line fork mounted carrier
- Equalized twin-cam self-adjusting clamp automatically adjusts to fit and securely hold a variety of fork dropout thicknesses
- Precise ergonomic pressure dial optimizes force on dropouts increasing hold and eliminating damage to fork
- Versatile design fits most disc brake and suspension combinations with standard 9mm axles
- Aerodynamic, durable die-cast metal head for increased security and product life
- Corrosion resistant double-wall aluminum tray provides maximum strength and rigidity
- Carries bikes with wheelbases up to 48" and tire widths up to 2.6", including high profile rims
- Fits Thule square bars, round bars and AeroBlade load bars
- One-Key lock cylinder (sold separately) locks the bike to the carrier and the carrier to the rack
- Comes with everything required for installation, including instructions
- Factory rack compatible with Thule Ride-On Adapter (sold separately)
- Backed by a limited lifetime warranty
Whenever you're transporting your bike, you want to make sure it's safely secured, but at the same time do no damage. The Thule Echelon Roof Bike Rack makes it easy to safely secure your bike's forks to the carrier without any risk of damage. You just insert the forks and turn the clamping adjustment wheel. The equalized twin-cam self-adjusting clamp automatically adjusts to your bike's fork dropout thickness for a secure hold.
A strong, rigid and corrosion resistant double-wall aluminum tray is the foundation of the Echelon carrier. It attaches to Thule square bars, round bars and AeroBlade load bars. The tray cradles bikes with wheelbases up to 48" and tire widths up to 2.6", and even works with high profile rims. And along with the fork clamp, your bike is secured to the tray with a ratcheting strap through the rear wheel. The head is aerodynamically shaped for less wind resistance and made of durable die-cast metal for increased security and durability. The Echelon is versatile, accommodating most disc brake and suspension combinations with standard 9mm axles. A One-Key lock cylinder (sold separately) can be used to lock the bike to the carrier and the carrier to the roof rack. To keep your trunk clutter free, we recommend that you transport your front wheel on the roof with the Thule Wheel On wheel carrier (sold separately).
A Thule roof carrier protects your bike from road dirt better than hitch or trunk racks. And the stable and secure roof rack attachment also gives you the versatility to add other accessories to the base rack. The Thule Echelon Roof Bike Rack comes with everything required for installation, including detailed instructions. The limited lifetime warranty applies to the original purchaser of the product, and warrants the product against manufacturer's defects in materials or workmanship.
Note: This carrier is not compatible with fork dropouts less than 5/32" (4mm) or greater than 13/32" (10mm) thick, and the dropouts must be 3 15/16" (100mm) apart.
161.95Thule® designs and manufactures products for outdoor enthusiasts, athletes, and those that lead an active lifestyle. They specialize in developing and marketing cargo transportation solutions so these people can bring their gear with them wherever they go, whatever they drive. Thule was founded in Sweden in 1942, and built their first roof rack system in the 1960s. Today Thule leads the market with innovative products for transporting, bicycles, watercraft, snowsport equipment and other gear on the roof, with the trailer hitch, on the trunk or hatch, or in the pickup bed. Thule manufactures the strongest, most durable and longest lasting load carrying systems on the market, and backs their products with a lifetime warranty. Over 80% of Thule products sold in North America are made in USA, and Thule employs over 1,000 American workers.
Product Reviews (10)Every Customer can leave a review about our service and the product that was purchased. In order to leave your review for your new product, please follow the link in the email you receive after completing your purchase. You can rate appearance, ease of installation, price/value and product quality.
Thule® - Echelon Roof Bike RackAverage Rating: 4.5 of 5APPEARANCEEASE OF INSTALLATIONPRICE/VALUEQUALITY(4.5)APPEARANCEEASE OF INSTALLATIONPRICE/VALUEQUALITYThule Gateway Trunk Mount Bike Rack2012 Ford Escape
| Posted by Sue F. | (Vernon, CT)Although I was told this product had the locking feature the same as the Archway, I was very pleased with the product. It's a little heavier than I was told but not so much that I could not handle it myself. The instructions were easy enough to read, but the pictures were very misleading. It showed the anti-sway cages on the same side, which logically did not make sense to me, so I removed it, and it's broken. I had it right the first time. The anti-sway cage breaks very easily, and I had to replace it, but the cage itself is extremely inexpensive. I had to get the parts from my local bike dealer, as Thule themselves was sold out, which tells me, the cages are commonly broken. All in all, the color, style, and fit are great. I got an excellent deal.
Was this review helpful for you? YesNo(4.5)APPEARANCEEASE OF INSTALLATIONPRICE/VALUEQUALITYThule Vertex Hitch Bike Rack| Posted by Bryan J B. | (Yardley, PA)I received my bike rack ahead of schedule and in perfect condition. Directions were easy to follow. This is my first bike rack, so I didnât know that for a girlâs boardwalk type bike you need a separate frame adapter, so the bike will rest nicely on the rack. I wish the sales rep on the phone would have suggested this, but I ordered one, and it arrived soon enough. The other item I wish I had purchased when ordering the rack is the locking trailer hitch lock. This allows you to lock the rack when traveling, so thieves canât steal your rack and bikes! The bike rack comes with a typical screw that is attached and removed with a wrench. The screw is tightened through the hitch on my Jeep, through the threaded adapter, and goes about half way through. The locking one goes all the way through, which in my mind made it feel more secure. I ordered the lock, and it works nicely. I have a two-inch hitch, so I had to use the adapter that comes with the rack. It is held on with one small screw. This was concerning to me, but I was assured by the sales rep that it is more than enough to hold the rack securely to my hitch. The rack folds as advertised, so you can open the rear hatch on your vehicle. The rack seems heavy duty, and the bikes ride nicely. This company follows up with emails and is very thorough. I will purchase from them in the future.
Was this review helpful for you? YesNo(4.5)APPEARANCEEASE OF INSTALLATIONPRICE/VALUEQUALITYQuality Product2012 Audi A4
| Posted by Joshua W. | (Corona, CA)I purchased the Thule Gateway bike rack from the CARiD website just prior to relocating from Southern California to Southern Oregon. I stowed 1 road bike on the made-for-2 rack and traveled over 700 miles at speeds exceeding 80mph, no problems. I took it upon myself to watch video reviews of the installation before departing. This is definitely advised, one if not the best way to ensure the installation is correct, will stand the distance and speeds.
Was this review helpful for you? YesNo(3.5)APPEARANCEEASE OF INSTALLATIONPRICE/VALUEQUALITYReview of the Raceway 90032013 Audi A5
| Posted by Richard S. | (New York, NY)The product is not easy to install. If you have physical strength, it's okay. If not, this is not the rack for you. It seems sturdy, but I was disappointed when one of the bumpers on the rack fell off the second time I used it.
Was this review helpful for you? YesNo(4.5)APPEARANCEEASE OF INSTALLATIONPRICE/VALUEQUALITYNice Racks!2013 Subaru XV Crosstrek
| Posted by Tamara T. | (Oxford, NY)Got the Thule circuit roof bike racks for my new Subaru Crosstrek and they are awesome! Easy to use as is all Thule equipment, and they work with the crossbars that were factory installed on my car just perfectly! Bikes go everywhere with me!
Was this review helpful for you? YesNo(4)APPEARANCEEASE OF INSTALLATIONPRICE/VALUEQUALITY(4.5)APPEARANCEEASE OF INSTALLATIONPRICE/VALUEQUALITYThule Trunk Mount Platform Bike Rack2003 BMW 5-Series
| Posted by Alan M. | (Virginia Beach, VA)Once the rack is installed, it holds bikes securely in place and makes theft difficult. I had some problems installing the rack the first time and the instructions were of marginal help. I could not attach the trunk hooks without opening the trunk, once I attached the hooks it was just a matter of adjusting the cables to achieve the proper fit. The rack's size and weight make it difficult to handle while installing. I did not have any problems with trunk dents reported by some users. Two light weight folks could install it easily. Despite the initial installation problems, I recommend this bike rack for anyone that cannot use the trailer hitch version.
Was this review helpful for you? YesNo(5)APPEARANCEEASE OF INSTALLATIONPRICE/VALUEQUALITYThule Spare Me Bike Rack2013 Toyota FJ Cruiser
| Posted by Elizabeth A. D. | (Houma, LA)Fits great on my 2007 FJ Cruiser. Love the improvements from the original rack; especially the sway bar and locking device. Very easy to install with clear instructions. Very pleased.
Was this review helpful for you? YesNo(4.5)APPEARANCEEASE OF INSTALLATIONPRICE/VALUEQUALITY(5)APPEARANCEEASE OF INSTALLATIONPRICE/VALUEQUALITYThule Bike Rack2013 Lincoln MKS
| Posted by Albert A. | (Valley Stream, NY)I was amazed at the ease of installation of this product. I took my time and read the directions carefully. When I tested it out with my bike, it seemed secure. It comes with a bike stabilizer and a strap for extra securing of the bike. The only thing, I wish it had was a strap to keep the front wheel of the bike from moving. But I secured it with a bungee cord that I provided. Good value for the money.
Was this review helpful for you? YesNo - More Accessories
- Product Reviews


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I'd like to request Downtown Brown.
I Believe they are unsigned, and they are insanely talented.
EDIT: They are not unsigned, they are on DC-Jam records, which I believe is independent.
I saw them a couple of weeks back with Psychostick [Who is already on the RBN with BEER! and Political Bum] and I'm sure they would be happy to be on RBN


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Tosca Restaurant
Online Reservations
Tosca can set up your next private event the way you want it. From Banquet seating to formal rounds, your next special occasion is sure to be memorable when you put it in the hands of Tosca's accommodating staff.
Our gorgeous outdoor patio can be set up in formal rounds or in banquet seating. Whether celebrating with family and friends or hosting a corporate affair, Tosca will make your event one to remember.


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Challenge: Become an Activist During the 1960s
January 21, 2013Text in to find out what you would do.
Our blog updates you on the latest info, without putting you to sleep. Use the filters above to browse news, celebs, and more.
Text in to find out what you would do.
They slept in the cold to fight youth homelessness.
Kansas City Chiefs Jovan Belcher's murder-suicide shines spotlight on domestic violence.
Giving to Toys for Tots replaces fines in Boston.


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Sporting Equipment & Apparel
From baseball equipment and supplies to football practice equipment and uniforms, eSportsonline has all the team sports equipment, gear and uniforms you need. Whether you are a player, coach or fan, we can help you find the gear you are looking for. Order online today for free shipping on orders over $99!
Easton S300 Slowpitch
Call for Pricing -
Worth SBTXA SP Toxic (34")
Grizzly X10SB Slow Pitch Bat (34")
Worth SBAMPA SP Amp (34")


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From classic to pull-string pinatas, your birthday party will stand out from the rest with our huge selection of party pinatas!
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- Television Review: 'Bonnie & Clyde,' a Special on A&E, History and Lifetime
- Christopher Evan Welch, 48, Stage and Screen Actor, Dies
- A Settlement Between Fox News and a Former Top Executive? Perhaps
- Advertising: Grammys Go Live in One Real-Time Show to Promote Another
- Advertising: Recalling TV's Golden Age, Stars Pitch Products Tied to Their Shows
33rd Annual Grammy Awards
TV Special
More in Television
TV Highlights
Program Overview
Readers' Ratings
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Program Synopsis
Live coverage of the 33rd Annual Grammy Awards honoring excellence in the music industry.
What's On Tonight
- Three Rockwell Classics Bring Nearly $57.8 Million
- A Plus-Size Falstaff Grows Into His Outsize Part
- For a Village Troubadour, a Late Encore
- Christie's Reveals Detroit Art Appraisal
- Dick Dodd, Lead Singer of the Standells, Dies at 68
- Art Review: Clear, Opaque and Oh, So Delizioso
- Surprising New Face in Arabic Music
- Mature, Muscular, Literary and Available
- Miami Museum's Challenge: The Beach
- Music Review: Giving Fans the Hits, of Course, but Including Some Reflection


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News » Published months ago
Is this Adele Silva the Actor?
Share your thoughts on this image?
Related Celebrity: Actor - Adele Silva
16 August 2011
A lot of British actors and actresses build up a fairly strong fan base and then quite the soap or TV show that they are in and try to make it in the US ...


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Standalone Copystars 24x SATA DVD/CD Duplicator Series includes all the professional features in a user-friendly package. Built with durability yet economically priced, Copystars offers high speed performance and cutting edge technologies such as intelligent Hard drive Partitioning and Master Error Proof to ehance even the most demanding jobs.
Tweet Follow @Copystars


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I sold all my TT Vq shit to Cracka when he was drunk and cashed up with fitment to his Gen 3 liberty sedan as part of the deal. I needed cash for the Crown's billion $ body resto and Cracka has lots so I swindled it out of him.
Finally rolled it into the home shed on thursday and started pulling the melted subaru engine out. Dropped it completely out on saturday and dropped the Vq in but it wouldn't fit because it is the tallest engine ever built. I cut the fuck out of the sump and it still wouldn't fit. I cut the eyeballs out of the Xmember and it still wouldn't fit under the bonnet, like by about 100mm. I put it down to the gay way subaru have built there Xmember. It seems they buill it to fit subaru engines rather than nissan V6's.
I thought I'd throw the V12 in there for laughs and it fitted better than the stupid V6. So then I rang Cracka and told him he needed a V12 instead and he said whatever, as long as it skids.
So Face came down today and we figured out a Xmember/rack mounting modification that would have the least impact on steering geometry and allow the engine to fit.
Proof that the bonnet shuts.
Proof that it opens.
Acres of space in there, the std headers will even fit with a bit of fettling.
Need a bellhousing and T56 now.


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