text:
Wednesday, August 17, 2011
My Home in A Mag & A Giveaway
86 comments:
- Junk-it Junction... said...
Absolutely lovely!! Cant wait to buy it!
- August 17, 2011 at 7:23 AM
- Angie @ The Country Chic Cottage said...
Congrats!! Love your blog! :) And yes I am a follower! :)
- August 17, 2011 at 7:26 AM
- Jann said...
Congratulations! Your home is beautiful! :)
- August 17, 2011 at 7:28 AM
- mapleandmagnolia.com said...
Congratuations! Your home is absolutely beautiful. I love the shot of you in the kitchen!
- August 17, 2011 at 7:29 AM
- Sandy said...
How very exciting for you.. I must admit I love all white decorating with a hint of color and your home is just my style!
Congratulations on your "Cover" and story... I'm in Florida,, do I still get a chance at the giveaway?
Have you joined Pinterest... check it out!
Thank you
Sandy - August 17, 2011 at 7:33 AM
- Bayside Rose said...
Congratulations Sandy! Your home looks fabulous and I love the stuuning photo of you arranging your roses. Perfect in my books!
Pam x - August 17, 2011 at 7:38 AM
- Sue@Uniquely Chic said...
Beautiful, beautiful, beautiful!!! Your home is gorgeous! You must be so thrilled...happy for you....yay you!
- August 17, 2011 at 7:43 AM
- Deborah said...
Oh Sandy!!
Im almost speechless!!!!
I said ALMOST...Lol
Oh such beauty...congratulations
my beautiful friend!!!
These photos are just the lovliest!!!
And I would love to be entered in your draw for that magazine!
Thank you..you know Im your faithful follower and blessed by your sweet friendship. xo
Deborah xoxoox - August 17, 2011 at 7:49 AM
- Rina ... also Chester or Daisysmum. said...
I love to be in your draw for a magazine. Could you show a little more about the piece of furniture you got on the leftside of the bed, that looks very interesting.
Love the turqiose paint you use, been looking for something like that for ages. Slowly getting my pieces together for a new blog to go with rose cottage. P.S. I love your blog and was very happy to see your from Queensland
Kind regards. - August 17, 2011 at 8:00 AM
- kathie said...
WOW! Congratulations!!! The pictures are gorgeous!
- August 17, 2011 at 8:04 AM
- Restyled Vintage said...
yay Sandy! Looking forward to the newsagents opening this morning so I can go and grab a copy!
xx Karen - August 17, 2011 at 8:10 AM
- twentyseven 8 said...
Congratulations on being featured in such a wonderful magazine. Your home is simply gorgeous and so inspirational, you are so talented. I love reading your blog to see what you are up to next. Hugs Jo.
- August 17, 2011 at 8:30 AM
- Raine and Sage said...
Congratulations Sandy! Beautiful, beautiful all of these pictures. Cheers,
Sonia - August 17, 2011 at 8:39 AM
- Jenn @ found it... said...
Awesome pics of your home and I have been following and loving your blog for a while now. Congrats Sandy!!!
- August 17, 2011 at 9:05 AM
- About Vintage French Hen said...
How very very exciting for you! Your home is simply amazing so I am not a bit surprised it's on the front cover. I would adore a copy of this magazine, and of course I am a follower...Pick me, Pick me!
Marcia in California - August 17, 2011 at 9:10 AM
- always dreaming {Amanda Campbell} said...
Just gorgoeus! I love your home Sandy congrats on your magazine spread you deserve it, it looks amazing :)
Have a beautiful day x - August 17, 2011 at 9:11 AM
- www.MaisonStGermain.com said...
OMG How exciting for you!!!!!!!It is absolutely GORGEOUS!!!!!!!!!! CONGRATULATIONS to you:) You must be doing a happy dance. And you even made the cover!!!!!! I have the goose bumps just thinking about how exciting you must be. FABULOUS:)
~Debra xxx
Capers of the vintage vixens - August 17, 2011 at 9:12 AM
- Vi said...
Congrats!! Everything looks so beautiful. :-)
- August 17, 2011 at 9:20 AM
- Kim said...
Your house is beautiful!! Love the touches of green and turqoise! Congratulations on the Magazine Cover....wish I could get that here in the States..maybe I will win a copy..fingers crossed!!
- August 17, 2011 at 9:21 AM
- Jackie said...
Congratulations, I cant wait to see it in print.
- August 17, 2011 at 9:29 AM
- Norma said...
Congratulations! The shots look wonderful. I'd love to be in the draw for a copy of the mag :)
- August 17, 2011 at 9:31 AM
- loulou said...
Hello Sandy
Wow - a big congratulations!
I feel that is a result of a lot of effort in = results back.
A road to success isn't always glamour and wonder but today for you - you have a time to stop, pat yourself on the back and say well done.
take care and keep on doing what you do so well - I love it.
Loulou - August 17, 2011 at 10:05 AM
- Tiffany said...
Your house is so beautiful, so French shabby chic! Love it! Congrats on making the cover xxx Tiffany
- August 17, 2011 at 10:14 AM
- Sharon Wengel said...
Wow ! Congratulations ! I would love a chance to read your Austrailian magazine .
- August 17, 2011 at 10:16 AM
- My Crafty Home-Life said...
You are so cute in this layout! Congratulations.
- August 17, 2011 at 10:26 AM
- Linda said...
Congratulations!!! how exciting!! oooo i'll tell my friends 'i know that woman' lolness :D Linda x
- August 17, 2011 at 11:56 AM
- Laura said...
Hi sandy, wow, what a gorgeous article, your home just looks divine, I might have to go and buy the magazine today!!! congratulations! Laura x
- August 17, 2011 at 12:11 PM
- Katherine said...
Congratulations! Wow - the COVER!
All of the pages look wonderful. It's nice to see they captured a picture of you relaxed and tending to beauties from your garden.
Enjoy the spotlight - well deserved. - August 17, 2011 at 12:13 PM
- Sue at Serendipity said...
A brand new follower here and I would love to win a copy! Your home is gorgeous-congratulations on your cover!!
- August 17, 2011 at 12:30 PM
- Thea said...
Your home is divine! And I've long been an admirer of Lyn Gardener's style too so I would love to have a copy of the magazine.
Of course, I've been following your blog for some time now. x - August 17, 2011 at 12:35 PM
- Victorian1885 said...
Congratulations! Your home looks so romantic and chic!
Wanda - August 17, 2011 at 1:16 PM
- Jenny said...
Fantastic, congratulations Sandy. ;-)
- August 17, 2011 at 1:44 PM
- Sylvia said...
Love those images - really inspiring. I love curling up on my sofa on Friday nights to catch up on your blog. Last week you inspired me to paint a chest of drawers white. It looks fab!
- August 17, 2011 at 1:59 PM
- jojo said...
absolutely gorgeous..congratulations! I would love a copy if you would send to USA, I'm a follower too!
- August 17, 2011 at 2:01 PM
- Tara said...
Wow Sandy, you and your home look gorgeous. Definetly magazine worthy.I love checking in to see your beautiful transformations.I'll keep my fingers crossed..xx
- August 17, 2011 at 2:32 PM
- Fiona said...
Sandy -your place looks great! love how bright it all is (the opposite of my place!). Congratualtions. Divine photos. I have to ask what your floors are. I thought at first it was painted floorboards but can't see any lines? how on earth do you keep it all clean!!
I'm going to go buy a copy now.
cheers Fiona
www.lilyfieldlife.blogspot.com - August 17, 2011 at 2:33 PM
- Kathie Waldron, MS RNC said...
Absolutely beautiful....would love the magaizine!
- August 17, 2011 at 2:39 PM
- Kathie Waldron, MS RNC said...
Absolutely beautiful!! I'd love the magazine!
- August 17, 2011 at 2:40 PM
- Mary in VA said...
Oh, Sandy! The photo of you in the kitchen is absolutely lovely! Congratulations on this cover and article--you have such a nice eye for beauty and I am glad that so many people will get to see your special touch in decorating. Have a great week! Mary (email@example.com)
- August 17, 2011 at 2:52 PM
- ejay said...
Beautiful photos of your beautiful home...congratulations on it being featured in Country Collections.
- August 17, 2011 at 3:37 PM
- Melanie said...
Hi Sandy, I love that magazine! But being bi-monthly I seem to miss it at the newsagents a lot :(
Can't wait to see more of your lovely home... fingers crossed xx - August 17, 2011 at 3:45 PM
- Fiona said...
had to pop back and say I agree with Mary in VA and I love the photo of you in the kitchen. you are as lovely as your gorgeous house!!
- August 17, 2011 at 4:07 PM
- Ann said...
Oh I love your house,
it is very gorgeous ♥
Nice blog too.
I'm a new follower!
Do check out my blogs too,
I'm pretty sure you'll love it as I love white interiors too ♥ - August 17, 2011 at 4:09 PM
- The Distressed Mother said...
Ohh your kitchen is looking fab!
- August 17, 2011 at 4:10 PM
- Elsina said...
Love the pictures! Congratulations! I would love to view the magazine!
- August 17, 2011 at 4:43 PM
- Anna at the Doll House said...
Congratulations Sandy and what a treat to see your home at last: it's gorgeous.
Anna - August 17, 2011 at 5:18 PM
- Petra said...
Everything looks beautyful, in your house. The magazine must by
also beautyful.
Greeting Petra. - August 17, 2011 at 5:31 PM
- Trish *Spring Blossom* said...
OMG just gorgeous!!!! You lucky thing being on the front cover - I'd love to win a copy so I can see and read more :)
- August 17, 2011 at 5:56 PM
- Un Taller de Miniaturas said...
Lovely blog and a cover very well deserved...
I am a follower yours some time ago, and have to admit your blog inspire me to make furniture for dollhouses (I am a miniaturist).
Hugs from Spain,
Paloma - August 17, 2011 at 6:06 PM
- Fabulously french said...
Congratulations, so well deserved.
All the photos are beautiful and merci beaucoup of offering us all a chance and getting our hands on a copy of the magazine, it is one that I have never heard of and think that it is probably not readily available in France.
Felicitations encore, Leeann x - August 17, 2011 at 7:14 PM
- Kelly Polkinghorne said...
Congratulations Sandy - looks gorgeous!
- August 17, 2011 at 8:12 PM
- The Pink Poodle said...
Hi Sandy....
Looks fabulous as always,
Your home is a wonderful example of what you do/represent....
(ps .. dont put me in the draw as I buy this mag anyway)..
so just to say it all looks GORGEOUS!!~~~
xx andrea - August 17, 2011 at 8:29 PM
Hi Sandy, I am a follower from New Zealand. It's nice to see a blog from our end of the world. would love to have a copy of the mag. Keep up the great work!
- August 17, 2011 at 8:41 PM
- Alaina said...
This is great, your home is magazine worthy. I would love to see more.
- August 17, 2011 at 8:50 PM
- Lindy in Brisbane said...
Congratulations! Well done and well deserved. I love your blog. I usually read you in my reader and had to come across to see if I was in fact a follower. I am, and noticed that I am one of over 1700!! Wow. As soon as I have my weekends back (footy Mum), I will be in to your shop to soak it all in.
- August 17, 2011 at 9:00 PM
- JOANA CAMPOS said...
Eu amei as imagens de sua casa!
beijos - August 17, 2011 at 9:49 PM
- Jeanne said...
What a wonderful thing! Your home has always looked like it's out of a magazine, though... :-)
email@example.com - August 17, 2011 at 10:11 PM
- Polly said...
How fantastic for you. Certainly deserved.
- August 17, 2011 at 11:16 PM
- Life in the Country Lane said...
Congratulations Sandy. How exciting for you and such gorgeous photos. Love the pic of you in the kitchen and the touches of blue.
Rebecca x - August 17, 2011 at 11:36 PM
- Thera said...
Gorgeous and congratulations!
- August 18, 2011 at 1:43 AM
- Patty said...
Sandy, How exciting for you!!! And to make the cover!!!! I find so many posts of yours filling my creative side with so much inspiration! You belong on the covers of magazines!! I would love to try and win a copy for myself! Thanks for the giveaway!
- August 18, 2011 at 2:34 AM
- Stylish Settings said...
Wow. How exciting and to make the front cover. Well done. Enjoy it.
Kylie - August 18, 2011 at 9:23 AM
- Caroline said...
Congratulations, your home is beautiful and I love watching to see what you will do next.
- August 18, 2011 at 10:11 AM
- Wisdom.Courage.Love said...
Looks beautiful and would love the chance to win. Its great to see what can be done with a littke imagination...
- August 18, 2011 at 10:20 AM
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- Felicity said...
How wonderful for you. I love following your blog and i wish to visit your store one day. This is also my favourite magazine and i would normally have my copy now but went to my neices athletics carnival today so i will be popping out tomorrow to get mine, looking forward to having a hard copy of these beautiful images.
- August 18, 2011 at 5:33 PM
- monique said...
oh oh oh!! so beautiful!! well done, you! congratulations on the cover!!i have just discovered your lovely site, i am fairly new to the joys of blog land...you echo my very thoughts! i live in california...will this mag be available over here? i look forward to following you! thanks for the inspiration!!
- August 18, 2011 at 7:00 PM
- Passionate for White said...
Congrats!!! You must feel so proud!
- August 19, 2011 at 2:05 AM
- Honeycomb Creative Co. said...
Wow your home is beautiful!! Thanks for the awesome giveaway! I hope other magazines pick up on your home too- it's gorgeous!
- August 19, 2011 at 4:50 AM
- Patricia said...
Congratulations, very well deserved attention. I have been reading your blog for a few years and I remember when you were painting your floors. I love your white floors and decor. It looks like a beautiful life.
- August 19, 2011 at 4:54 AM
- time worn interiors said...
Congratulations! What a great article! Your home is lovely! I would love to have a copy of that magazine!
tot - August 19, 2011 at 8:32 AM
- time worn interiors said...
I am already a follower!
tot - August 19, 2011 at 8:33 AM
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- BeachVintage.com said...
OMG Sandy, the photo's are absolutely amazing! Congratulations.
- August 19, 2011 at 3:29 PM
- Maria said...
My newsagency couldn't find this magazine, past issues or present! Gah! I really love the way you turn the mundane into beauty. I am learning from you and hope to have as beautiful a home as yours real soon! Cheers!
- August 20, 2011 at 8:59 PM
- A Cottage Muse said...
How exciting...congratulations!!
This magazine looks wonderful! - August 20, 2011 at 10:43 PM
- Jorgelina said...
que hermosa casa, es un sueño!!
felicitaciones por la publicacion!! - August 21, 2011 at 9:24 AM
Beautiful! Wow, you made the cover. This look is just what we love in California by the beach. I would love to have a copy...don't think we get this here in the US. Your blog is always inspiring to see. Thanks for sharing.
- August 21, 2011 at 11:29 PM
- Adrienne said...
Gorgeous pictures! I need to learn more design discipline to live in such a beautiful house. Congratulations on the accomplishment!
- August 22, 2011 at 2:59 AM
very nice post - simple but very informative
buy backlinks - August 22, 2011 at 9:22 PM
- Salley said...
Just found your blog and we must be twins...love your furniture and room ambience. Definitely a "follower"
- August 22, 2011 at 9:35 PM
love, love, love your home. fantastic
- August 25, 2011 at 8:34 PM
- Curtains In My Tree said...
I know i'm late but I love your blog and those picture well they are picture perfect I am adding your to my FOLLOW list
PS I am loving that white floor - September 1, 2011 at 2:24 AM
- syra said...
Que bonito todo ,me encanta.
Un beso - September 1, 2011 at 9:54 AM
- :::aZiE::: said...
hye sandy...i m fallin in love with your home..most i love is ur dining table..oh~so nice~!!
- May 7, 2012 at 2:54 PM
- Tobi Roll said...
Really, realyy cool - thanks for sharing and have a nice christmas!
- December 18, 2012 at 12:44 AM


text:
The murders have also left the Kurdish community in Paris and elsewhere reeling.
Valls, the French minister, said that Dogan was the head of the Information Center for Kurdistan and that she was known to many in the community through her work.
She was also the Paris representative of the Kurdistan National Congress, or KNK, a political group based in Brussels, Belgium.
Akif Rizgar Wan, the British representative of the KNK, told CNN he had known Dogan for more than a decade and had last seen her in December.
He described her killing as "terrorism in the middle of Europe" and an attack on efforts to find a peaceful resolution to the Kurdish question.
"It's a very big loss for us," he said. "I cannot describe my sadness. I've not seen anyone else in my life so warm and helpful to anyone."
About 200 members of the Kurdish community rallied outside the Information Center for Kurdistan on Thursday morning but dispersed soon after.
A statement on the French website Jeunesse Kurde (Kurdish Youth) on Thursday urged Kurds and friends of the Kurdish people to gather in Paris.
Berivan Akyol, a spokeswoman for the Kurdish Cultural Center in Paris, said a demonstration would be held Saturday.
"We want to condemn these savage executions and the obscure political forces behind them. We are expecting at least 4,000 people," she told CNN.
More than 150,000 Kurds live in France, many of them in the Paris area, according to BFM-TV. About 90% of the population originates from Turkey, the broadcaster says.
Whether the murders will affect the high-profile negotiations in Turkey remains to be seen.
Throughout the long conflict in Turkey, the PKK has modified its goals from demanding a separate Kurdish state to fighting for the expansion of Kurdish cultural and linguistic rights, as well as the release of Ocalan, the jailed PKK leader.
For decades, the Turkish state discriminated against the Kurds, Turkey's largest ethnic minority, which now makes up roughly 20% of the population. The Kurdish language was banned, and Kurds were long referred to as "mountain Turks."
During Turkish Prime Minister Recep Tayyip Erdogan's 10 years in power, the government has made historic outreaches to the long-oppressed population, an effort that included secret talks with PKK leaders in 2005.
But PKK-related violence has spiked recently, reaching death tolls unseen in more than 13 years, according to a report published by the International Crisis Group, a nonprofit conflict mediation organization.

subset: commoncrawl


text:
Toronto North Self-Service Travellers Home
Toronto North Self-Service Travellers Home is a newly furnished house, which is ideal for visitors who need a nightly or weekly stay, in a large, clean, smoke-free, quiet place. The house is only 3 minutes walk to York University. The 196 express bus and 106 bus are in front of the door.
Availability & Rates
To view availability and prices please select dates and click 'Update Dates'Hostel Facilities & Policies
- Air Conditioning
- Credit Cards Accepted
- Free Internet Access
- Free Wifi
- Hot Showers
- Laundry Facilities
- Linen Not Included
- Non Smoking
- Taxes not included
Cancellation Policy
This property has a 2 day cancellation policy. Failure to cancel within this time will result in a cancellation charge equal to the first night of your stay.Must-Read Hostel Info
This property has specific Terms & Conditions.The building is entirely for non-smokers.
Check-in: after 12:30, early check-in also available for $5/hour.
Check-out: before 11:00, late check-out also available for $5/hour
Please inform us in advance of any changes to your expected arrival time.
Payment must be made in cash on arrival.
DirectionsShow MapHide Map
The 196 express bus and 106 bus are in front of the door. Both buses arrive at and depart from the Downsview Subway Station.
1. From Black Creek Pioneer Village:
Walk 15 minutes.
2. From Airport:
Take 192 bus to Downsview Subway, then 196 bus to Cook Rd.
3. From Vaughan Mills:
Take York University one bus
4. From York Dale Mall:
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text:
Jamie Thorsen, a bright and energetic kid who was quick at math, parlayed an opportunity in the new world of foreign exchange trading into a 30-plus-year career with Harris Bank and the Bank of Montreal. She ran a trading unit at Harris while still in her 20s and grew up along with the foreign exchange market. She was executive managing director for BMO Capital Markets and a key figure in BMO's expansion into China, having responsibility over its capital markets operations, including forex, fixed income and derivatives in China. Thorsen announced her retirement after we spoke to her, but as you will see, she has accomplished much in the world of forex.
Futures Magazine: Jamie, you have a long and distinguished career in banking and forex; tell us how you got started.
Jamie Thorsen: I started at the Harris Bank at their management training program, which was an intake program for kids that had graduated from college. There were about 40 people in the program. Harris at the time was a commercial bank and a big part of what they did was credit. I thought I was going to lose my mind; it was very slow and very plodding, process-oriented. It was very difficult for me to keep my interest. The woman who was running the program said to me there was an area that was relatively new with about 10 people, and 'I think you would be well suited.' It had nothing to do with a particular skill set, it had to do with a personality type that liked action and liked movement. I interviewed and for whatever reason, I was given the opportunity, so I went into the foreign exchange room. I worked on the trading desk for two years and then I moved to a newly created sales desk and I worked on the sales desk covering clients.
FM: Did you take to it immediately?
JT: The speed [at] which this stuff happened is pretty incredible. It was new business and you [became] an expert in this new business pretty quickly. By the time I was 29 years old I was running the group: FX sales and trading so I had responsibility for the business in 1985. We did a lot of things on the floor of the Merc; we did arbitrage between the interbank market and the IMM. A big success factor was how quickly you could see relationships in your head and how quickly you could know that 33 was a third of 90 because you had to flip it around; one was in U.S. terms, one was in European terms. I worked in a grocery store for six years in the days before scanners, so [I would see] these relationships right away. It was fun for me. It is not genius stuff, I was quick at simple math.
We made a lot of money, relative to the time, doing arbitrage. Then we participated in the interbank market and there was risk that was taken but the sole message at the time is 'customers equal profits.' We are a customer-driven business. I enjoyed covering the clients; you got to know companies like McDonalds during their global expansion. It was very exciting to be a part of their global expansion as they moved into Europe and Latin America, and to have the opportunity to advise them in hedging programs and on investment timing in the foreign exchange market. That was really exciting and fun. I still think that foreign exchange is the absolute best market in the world. It is the deepest, most liquid global market. Everything affects it: Interest rates affect it, global political intrigue affects it, instability in any region affects it. I can't imagine that any other market would be more fun, provide more challenges and have a more smooth application than the foreign exchange market. Every aspect of the entire global economy is part of the foreign exchange market. At a very young age I was able to do things that now would take years. The market was so young, you became an expert, and very quickly.
Everybody in the market was quite young. There was a lot of turnover, there was tremendous U.S. growth. U.S. banks and foreign banks were opening foreign exchange offices constantly because they felt like the more they participated in the markets the more money they could make. There was this huge [growth]. At one point there were 17 banks trading foreign exchange out of Chicago and now it is down to us in terms of a trading operation.
FM: Do you still enjoy it?
JT: I love it. My job has obviously changed. I am not out there doing the actual trading or selling; I am doing the management of the business, but I do love the client coverage [aspect] of it and I take every opportunity I get to talk to clients. I've had the opportunity to serve for 17 years on the New York Fed committee (an industry group that provides guidance to the global foreign exchange market). I have had an opportunity to work on the risk side of the guidelines and work with some incredibly talented people at other institutions to craft a vision of the market. And I had the opportunity in that same time period to work with the bank of Canada doing the exact same thing from a Canadian market perspective.
FM: Talk about the transition of the forex market from a purely institutional market for banks and large dealers to a global 24-hour market accessed by traders across the spectrum.
JT: When it was what it was, it was less transparent; the spreads were naturally wider. Then as electronic trading, transparency, market participation and speed became a part of the foreign exchange market, the institutions [were] disintermediated; their king-of-the-road position came out of the market and they had to think about reinventing themselves or adding value other than just providing liquidity.
FM: Is it a better market?
JT: It depends on which chair you are sitting. It is always better if you are the guy who is the casino head and there is lack of transparency and wide margins. That was hard for a lot of institutions to adjust to. But from a global growth perspective, having deep, liquid, fully transparent markets serves everyone well and the more participants you have that have access to those markets in a positive way [the better]. The markets over time have grown appropriately with the global economy and have continued to serve all the global economies incredibly well. Even in the crisis this market performed flawlessly; the spreads widened out a little bit, there [were] some credit concerns, there were some people who couldn't get stuff done because of who they were but generally speaking the markets contributed beautifully. And the banks and institutions, as these market have become $3 trillion a day, have continued to find ways to mitigate the risks that come with being so big. The prime example of that is the Continuous Link Settlement Bank (CLS), which now is a consolidator of settlement risk where we are really looking to take risks out of the market and create a sense of confidence. The banks got the settlement risk issue on their plates ahead of regulators.
It is all part of the market evolution, the transparency we just talked about is all good; it serves the ultimate client in the global economy better than a very expensive, non-transparent market.
FM: How have the players changed?
JT: The players have become more diverse and there is some legislation around the Volcker rule and the OCC legislation where they are worried about protecting people from going into the foreign exchange market, so that may change again as Dodd-Frank and Volcker and some other changes come into play.
FM: Talk about regulation in the U.S. and Canada.
JT: Canada's banking system is completely different than the United States'. There are six schedule A banks that are regulated by OSFI (Office of the Superintendent of Financial Institutions), they have branches everywhere. There's not the diversity, there is not the ability [to start up new banks]. We can do that in the U.S. We do not have the federalized banking system that Canada has. There is less ability to get into trouble.
The oversight of those six banks can be a lot more thorough because there are only six and the country is a lot smaller. It has the ability to be better regulated. It is quasi-governmental in that you have to have a government charter in order to participate. It's harder given the size and scope of what's going on in the U.S. to effectively regulate. Having said that, the Canadians did an amazing job in a very difficult time of making sure there was solid oversight of all the banks. They performed exceptionally well. I joked around after 2008, who would have thought it would be sexy to be Canadian? You say 'I am from the Bank of Montreal' and people would yawn in 2007 and in 2008 they would be opening the door and saying 'let's talk.' Boring and highly regulated [have become] very attractive.
FM: Has the fact that BMO is not involved in proprietary trading become a positive?
JT: Absolutely. The Volcker rule is going to make pure prop desks something of the past. We never had that a strategy as an institution or as a foreign exchange group. We always had a client service strategy. Not that that was always a good thing. There was a lot of money made in proprietary trading so I am not saying we're so smart, we just did not like the risk profile associated. I as a manager in foreign exchange would say to people all the time 'if I am betting in the foreign exchange market that the dollar is going up, I am going to be right half of the time and wrong half of the time because I don't have enough information about this complex market. The only way that you can truly make money in this market is if you are listening to clients, you're taking orders and you are playing off of the flows that come through your business. You may do a deal for a client and realize that a lot of clients are buying dollars, that information that you get from dealing with your clients and information you provide back to your clients. That is the value.
FM: The United States has been pushing China to float their currency. Will this happen? When? Would it be a good thing?
JT: Eventually but not any time soon. The primary focus of the Chinese government is the domestic situation that faces them on a daily basis. They have a wealth distribution issue; there are a lot of people, they need a GDP that is growing quickly and they need to control an economy so it doesn't get white hot and so they can keep that population gainfully employed and fed. It is a communist government that has very tight controls and is liberalizing in baby steps. That is to protect the domestic situation in China, it is not to get everybody in Washington pissed off at them. It is really to just make sure that they don't have a situation with massive unemployment [and a] high level of inflation. They are trying to keep their economy growing sensibly. They are gradually liberalizing the CNY (yuan) and they are using something called the CNH, which is the deliverable within Hong Kong. That is the first step to internationalize the currency, which means you can actually trade in the CNH in Hong Kong and buy CNY to pay your bills. But it is a different currency; there is CNY, which is the yuan that exists onshore and there is CNH, which is the yuan that exists in Hong Kong. There is also an offshore CNY market that is non-deliverable; there is a difference in price in the non-deliverable market and the onshore market. I believe over time the CNY will internationalize and become more freely floating but that will not happen in any time frame that is set externally from that country. That will be a domestically driven policy change that is done in a way that will meet the overall economic goals of China. When will it happen? Five to eight to 10 to whatever number of years from now.
FM: There is growing fear of China's power in the United States based on its holding of U.S. debt. Is this fear misplaced?
JT: All of that fear is misplaced. China's economic interest is aligned with the U.S. They're the second largest trading partner; they are producing things for us to buy. It would be like saying 'do you want to shoot an arrow through the heart of your best customer?' Well no, because then your best customer is not coming back to the table. China needs to grow; it has a population that needs more sophisticated operations and jobs. They need the assistance of the United States to buy their goods, they need the assistance of the United States from an intellectual capacity perspective, to have more eco-friendly factories and all of those would be done in a way that is aligned with its trading partners. It is a very different cultural and political system, so [they] won't always sound like Americans or Canadians or Europeans when they speak but their interests are incredibly well aligned with their customers, and we are their customers. I do not believe China is to be feared; I don't think there is any ulterior motive. They are trying to manage a domestic situation that needs to be carefully controlled. They are trying to liberalize in a time frame that meets their domestic agenda and they are trying to operate with a global environment in a way that best serves their interest, so killing their best customer is not in their interest. They have also done very well on their U.S. debt, so it's worked. There are lots of mutual benefits that these two countries have and a lot of what I hear is political rhetoric.
FM: But a lot of that political rhetoric has been sharp.
JT: Cooler heads will prevail. That is like shooting yourself in the foot. It would not be in anyone's best interest.
FM: Can you give us your outlook on the euro? First in terms of its value, and more importantly in terms of its viability.
JT: Currently there has been approved a €130 billion ($172 million) bailout of Greece by the [European Central Bank], the European Union and the [International Monetary Fund]. [On Feb 27, Germany approved it as well]. The question is, is that enough? Will that work? Normally when you have a situation like this, you restructure your debt and you devalue your currency. Devaluing jacks up your competitiveness. With your competiveness going up that means you are able to earn your way out. Unfortunately they can't devalue so this is essentially kicking the can down the road. If the global economy picks up--there are signs of that going on--they will be able to grow out of it but that [requires] 5% to 6% GDP growth coming out of Greece.
FM: What is the probability of that?
JT: I'm not sure. Realistically, in the long-term there are probably two players that have to step out [of the single currency]: Greece and Portugal. But there is no provision within the EU constitution to have countries leave, so there would have to be an amendment. If we don't get the growth that I'm talking about, we would see those two countries as not capable, unless we keep throwing money in there. I do think the euro will hang together [but] there is a possibility that Greece, Portugal and even Spain may over time have to be eased out. The EU has 27 members, the Eurozone has 17 members; the question would be could you remain in the EU but not in the Eurozone? But that is not clear. This bailout will occur, there will be a possibility that that's good enough if global growth kicks up and if they are able to reduce spending and restructure their loan process, then they will be able to stay, if they can't they will have to ease them out.
FM: Would returning to their old currency be the best answer?
JT: Default and devalue has been the way of the world but Greece can't [do that]. Illinois is broke, it is like Illinois saying we want to devalue the dollar. [Illinois] can't devalue the dollar. [The EU] just kicked it down the road. So then we try and do some other stuff, [but] now the can is in front of me again, are we going to bail them out again? That is what is going to happen unless they take steps and global growth kicks in. I give it a low probability of being successful. You are going to have to see a couple [countries] exit and then the Eurozone will become stronger. There are no provisions in the EU constitution for this. So the back story is that there is work being done in the back rooms trying to rewrite the constitution for an orderly separation. Realistically I am not telling you that the euro will survive against all odds. Right now there is a probability that two to three players have to exit and that they will come up with an orderly exit.
FM: Do you expect there to be further contagion in Europe?
JT: If the world starts growing again, the contagion will be contained; if global growth doesn't happen the contagion will continue. And people will get tired. Germany will get tired of it.
FM: Another crisis will occur. Is a break-up inevitable?
JT: There is no global interest served to have a messy break-up. It would hurt everyone globally. Given that, steps will be taken to do everything in an orderly, sensible fashion. If it breaks up and is done in a way that is messy and non-orderly, it would be very ugly for a lot of people.
FM: Is the idea of the dollar being replaced as the world reserve currency a real possibility?
JT: Not in my lifetime. The last currency that was replaced was the British pound in 1918, and it takes a very long time for that to happen. The U.S. dollar is the most liquid currency, has the most liquid capital markets, has the most liquid and large bond market and in terms of safety and liquidity right now there isn't any currency that would give us a run for our money. Now that can change. In the last four years our national debt has gone from $10 trillion to $15 trillion and now we are on a 100% debt to GDP in the United States. If we continue down that path, over time we will not look as attractive. However, who is going to take over? Is it the euro? We just talked about that. The other one that is thrown around is the CNY (yuan). The CNY would have to be fully floating, would have to be internationalized, would have to have a bond market that is completely open and liquid and none of those things are likely to happen in the next five to 15 years. Here is what would have to happen: Europe would have to get its act together, China would have to internationalize and we would have to totally screw everything up. If all of those happen there is a good possibility it would change but it would change not in five years, not in 10 years, not in 20 years. It took a very long time for [the British pound] to lose its position as the reserve currency and it would take 25 to 35 years for the global markets to change if we do everything wrong. I don't think it is likely and I don't think it would be likely in my lifetime.
FM: What would be the impact?
JT: All the benefits of being the reserve currency would be taken away. Inflation would happen because your deficit would be harder to fund, you would be in the same position Greece is in. You would have high debt, you would be defaulting, you'd look terrible. If would be a mess. It wouldn't have just to do that we lost our status as a reserve currency, it would be that we screwed everything up and everyone else did everything right. It would be a devastating position to be in.
FM: What is your outlook on the dollar?
JT: We are the safety and soundness and liquidity provider. I am surprised that the euro is as strong as it is. When I look at what happened to us — debt going from $10 trillion to $15 trillion — it doesn't surprise me as much because we are not a great alternative. I am neutral to mildly negative on the dollar. I don't think there will be any dramatic moves. There are a lot of things going on in the [world] right now that will make the dollar very attractive very quickly. The Iran [situation] could blow-up. When I look at that I find it very frightening. I find what is going on in that Middle Eastern corridor very frightening, and our inability to come to terms with that and the possibility of a true conflict is worrying to me. But that would bode very well for the U.S. dollar because once again you go back to what are you going to do [but return to the] safety and soundness [of the U.S. dollar]. Without a global catastrophe of any kind, given our inability to affectively attack our own fiscal situation, I am neutral to mildly negative on the dollar.
FM: Assuming that the current recovery continues to gain steam and there is no major global crisis, where does the dollar go?
JT: Then the dollar stabilizes and goes up slightly. We are seeing signs of recovery but until the housing market [improves] — my personal signal though I am not an economist — [the economy will struggle]. Until the housing market feels like it is truly recovering and until people are feeling wealthier, and their primary asset is their house, it is hard for me to see that we are going to have a robust turn. People need to start spending with confidence, people need to start hiring with confidence, there has to be a sense of wealth creation.
FM: In addition to your responsibilities for BMO Capital Markets, you serve on several corporate and charitable boards. Why is this important? Do you bring something unique due to having such a global outlook?
JT: It is important to me for a bunch of reasons. I am on the board of trustees of Dennison University, which is where I went to school, largely on a scholarship and government loans. I had an opportunity through the generosity of other people who didn't know me to be able to get an excellent education. Part of the reason I feel this need to give back is because without that you have a lot of people who don't get those opportunities. A lot of the boards I've been on have to do with education because allowing people to get access to education — you are teaching someone to fish instead of giving them fish — is very important. It is very important that people of all shapes, sizes and colors have access to that education based upon their willingness to work and their abilities. The other focus I have had is health care and that has been through Children's Memorial Hospital. That is because women and children, generally speaking, haven't gotten the same access to health care that other people have. If you are a sick child and your parents can't afford it, where do you go? Children's has been one of those places where if you are a sick kid, you have the ability to get access regardless of your financial situation. That is why I have focused on the charities that I have.
FM: Throughout your growing career you also have had a high profile husband (Thorsen is married to James McNulty, chairman of the board of directors of NYSE Liffe U.S., a board member of NYSE Euronext and former President and CEO of the Chicago Mercantile Exchange). How difficult has that been?
JT: Having two people that work very hard can be stressful and can be difficult; however, having two people that are working very hard all of the time can be helpful to each other because you have an appreciation for what is going on in someone else's life. If you [have a situation in which] the guy is a CEO and the wife is staying home, it can be less helpful. There are benefits and there are definite downsides to it.


text:
Sigma Gama Beta..!!!
I opened my mail box and picked this wedding invitation which read "Biju Mon weds Biju Mol". I starred at it for a sec, re-read and burst out laughing. Hahaa.. What a perfect match, if the last alphabet is ignored, two people with the same names are getting married!
How did Biju Mon's mom pick this name? Perhaps she was given a few alphabets, out of which she was asked to pick just four. Luckily she picked a vowel; else it would have been even more hilarious..!! May be the same theory applies to my friends Siby & Jijesh & Shijeesh & Lipil and and and and...
You are given the liberty to choose and not to choose a lot of things in life; but not a name for yourself - one of the few instances in life where you are not given an option (of course, until you take pains to edit the original).
I wonder why people make up really weird names and spellings and saddle their children for life? May be parents think they are being creative and unique. But, for the child, all it is a life long sentence of correcting people of the pronunciation of their name and having their names always being misspelled. Like my friend Nigil corrects every second person he gets introduced to, "It is 'ni' as in Nycil power and not 'ni' as in nikkar!"
Now, please meet a few of my ultra-hilarious friends.
Sigma, my childhood friend is very interesting, yeah.. just like her name - extremely peculiar! When ever I talk about Sigma, I tell them.. "By the way.. do you know her sisters' names are Sismi and Sayoomi and her dog (who is dead) was called Simba!!" Can I blame this person who asked her once, "Oh.. Are your parents from Greece?" Seniors enjoy asking the same question everyday to her sister, "Sismi.. will you kiss me?!"
When I met this girl in the hostel corridor for the first time, we shook hands while she introduced herself, "I am Chimmu". Seeing my face crumble at her name, she said with a smile, "My dad was so creative and innovative that he named me Chimmu, so that it rhymes well with my sister Ammu..!!" When everybody turned their backs, I slowly murmured, "Meaw…!!" and chuckled to myself.
The method followed to name my cousin is fascinating. The first two alphabets from the names of mom and dad were picked, assembled and they passionately called her, "Ragi.. you are our babe..!!" Ragi, however is extremely proud of her name. Cuckoo - another friend of mine with a very special name! .. don't know if she is named after the bird or after the famous english clock!! And her sister is Kitty. I tried to investigate the roots of the origin.. but reached nowhere!! I still cannot believe somebody will name their own children like they naming parrots and kittens.
I know what "shy" means in English and "mol" is a mallu word. How could somebody even think of combining two conflicting words from two different languages and form a name out of it! After all, you are naming your own daughter! That is the story of the "birth" of Shymol.
The most unbelievable names I have heard so far are of three sisters – Bulby, Switchy and Pluggy. When I heard the names first, I fell off the chair and asked in distrust, "Who works for the electricity department? Mom or dad or grand dad?"
If few of the above methodologies were followed, Rajiv Gandhi should have called Rahul and Priyanka, Rajya Sabha and Lok Sabha!!
Do you also want to share the names of your friends you think are out-of-the-world?
16 comments:
- Divya said...
bulby switchy and pluggy???!!!! woaah!! ROFL ROFL ROFL..
- August 1, 2008 at 4:11 PM
- Shalini said...
How abt these 3 sisters who were named Republic, Democratic and Independent? Hey.... they are not french, but INDIANS..!!
Lets salute their parents! :-) - August 6, 2008 at 1:16 PM
- Anonymous said...
My name is Shymol.
In 1981 ,there came a beautiful story of a girl named "Shymol" in a Weekly magazine from Kerala.
My grandfather was fascinated by this story which prompted him to give this name to his first granddaughter.
Then he didn't had the capability of splitting the name and thinking what was in English and what was in Malayalam.
So every name needn't be based on some meaning but rather there is a still deeper meaning to it. - August 6, 2008 at 10:36 PM
- Shalini said...
Oh my God...!!! Yet another SHYMOL? I don't believe this! :-)
- August 7, 2008 at 11:15 PM
- sajinrp said...
three sisters – Bulby, Switchy and Pluggy !!!
Are you joking?
huh !
i think u missed lotsa other names from ur frnds list (countless)..lol :-D !! - November 30, 2009 at 12:22 PM
- jomesh said...
this is where exactly the idea of 'idea' works... everyone must be 'named' using numbers.. .
- 260580 - December 1, 2009 at 1:26 PM
- Deepak keloth said...
how about my friend "Boby", who got married to "Lovely", and then on his wife's full name made him proud - "Lovely Boby"
LOL .. :D - December 1, 2009 at 2:18 PM
- Shalini Surendran said...
Sajin, Jomesh & Deepak - Thanks for visiting my blog.
Yes yes... I would have added ur name. But now that I believe your clarification - that 'Sajin' means "person with untainted heart", i discard the idea! ;) ;)
Naming by numbers V/S Jomesh-Brijesh-Jijesh: I think I prefer the latter. ;) ;) ;)
Wow.. I love it - Lovely Bobby! Lemme try forming more pairs - Gypsy Tommy, Merry Jerry, Cutie Cherry...!! Wow i love it. Thanks Deepak! :) - December 2, 2009 at 12:25 PM
- Vidya said...
How come I missed this blog??ROFL...
bulby, switchy and pluggy....thats really funny....Is it real?? or some masala added????
I guess I should have thought technically while naming Ammu and Vasu.....may be RAM and ROM.....(lol) - May 17, 2010 at 10:20 PM
- shameel said...
U can count me too.. All my childhood I was Shamil n wen applying for my 10th exam I took my passport n found out that I am Shameel. Now I gave the rare honor u mentioned. "Shameer?" Nopes Shameel with n L.. Shameen?.. No u moron!!@&#%.. L as in Lion.. Oh.. Ok ShameeN.. I was like, ok whatever.
Shalini, ironic that rt now I'm standin in a queue to get my daughter's birth certificate. I bet I'll b asked that same thing even though they've the certificates screaming my name out.. Btw, we named her Minha yest. Ohh no.. Don't say here goes the same thing again.. It means Gift in Arabic. She is one special gift for us. - November 22, 2010 at 11:41 AM
- ashwin said...
LOL... chechi, u r better each time u write,,,
and all these names,,woahh !!! just to name a few friends i have, mansu (which is OK, but her sis name is sinsu), and one called kitty(a guys name :O)...and the last..believe it or not,,his name is
......Hookins Prabhakaran... - November 22, 2010 at 11:44 AM
- Divya said...
am sure cuckoo is still unaware of this......:)
tooo good ...... - November 22, 2010 at 11:51 AM
- Aishwarya V said...
The last piece was too good!
- November 22, 2010 at 2:16 PM
- $$ said...
@ Vidya - RAM MOl and ROM Mon! Wow... hehee... Even then, it is better than 'Chinthav' :P
@ Shameel - I know... one fine day, u became Shameel and we classmates wondered why!!! And instead of Lion, u should have said, L as in "Lungi"! Malyalees would have understood that better! :P
And Minha is a beautiful name... Ragi's (the one mentioned in this post) daughter is Nidhi. Forget the language... if not exactly the same, it is more or less the same! :)
@ ashwin - Thanks a ton! :) Hookins Prabhakaran - ROFL. Eee Prabhakarettante oru karyam!!! :)
@ Divya - I had shared this with Cuckoo 2 years back. And she said she would share it with her dad cos he is the culprit! :)
@ Aishwarya - Thanks! Aby, Biby, Ciby, Diby' - awesome brothers!!! Next time u meet them, please convey my regards :P - November 22, 2010 at 5:50 PM
- jijesh janardhanan said...
i had told u this in our class gettogether.
i am marrying a person cald Riji.
and my family cal me Ciji.
so in few months time there would be an invitation to u which says
'Ciji weds Riji' .wat say ? -:)
and the electrical dept joke was superb. - November 23, 2010 at 2:26 AM
- Anonymous said...
all this coming frm someone named after a 80's TV series .....now that's something funny
- November 23, 2010 at 11:33 PM


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Wi-Fi remote plays music, browses Web
It's been well documented in this space that people have become increasingly addicted to their remotes, but the problem is reaching pandemic proportions. Not only do they want to take it with them all at times and under any weather conditions, but apparently they also want it to take over every digital function in their lives.
Nothing exemplifies this trend more than tvCompass, which has developed a Wi-Fi remote that can browse the Web on its 2.2-inch cell-phone-style LCD, according to Dvice. In addition to controlling up to 24 devices, the SR 1500 Digital Media Remote even has &… Read more


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Updated Jan 3, 2013 - 11:10 am
Report: Andy Reid to Kansas City Chiefs 'imminent'
According to CBS Sports NFL insider Jason La Canfora, the former Eagles coach is set to become the boss in Kansas City.
A deal between the Chiefs and Andy Reid is not imminent following latest meetings. expect sweeping changes and announcement likely today...
— Jason La Canfora (@JasonLaCanfora) January 3, 2013
La Canfora meant to say it was "now imminent", which he tweeted out shortly after.
Reid will not be traveling to San Diego or Arizona. Issues of staff and structure were hashed out today.
— Jason La Canfora (@JasonLaCanfora) January 3, 2013
It's a somewhat stunning turn of events if only for the fact that as of Tuesday it was being reported that Reid was all but certain to be taking the Arizona job. However, the most high-profile coach on the market reportedly had a good interview with the Chiefs Wednesday, and decided to cancel scheduled visits to Arizona and San Diego.
Though Reid may (or may not) have been their top choice, the Cardinals can now turn their attention to current defensive coordinator Ray Horton, who they have interviewed twice already, Denver offensive coordinator Mike McCoy, who they are scheduled to chat with this weekend, and Pittsburgh offensive coordinator Todd Haley, who the Cardinals have asked for permission to talk to.
No matter where they go, Arizona Sports 620's Kyndra de St. Aubin is reporting the Cardinals will not be conducting interviews Thursday.
- Wolf's NFL 5 Star Games - Week 14 - Friday December 6The must-see NFL games of the weekend.
- Wolf's Film Room - Friday December 6Ron Wolfley grinds film all week and shares his findings in the Cardinals-Rams match-up
- John Clayton, ESPN NFL Insider - Friday December 6The Professor provides insight into this week's NFL headlines
- Ron Jaworski, ESPN NFL Analyst - Thursday December 5A recap of the Cardinals game in Philly and what to expect against the Rams.
- Craig Wolfley, Steelers Sideline Analyst - Thursday December 5Will Ben Roethlisberger leave the Steelers?


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doodstormer wrote:psst, how do i join?
I wrote:Vbana, the little fire-drakes, and the phoenixes were all assembled on the edge of the lava lake. Once more, Quolde clambered onto the great dragon's back and strapped himself in. He gave a whistle, and the convoy of firey creatures took flight and headed for their new home, wherever it was.
Return to Roleplay and LEGO gaming
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It isn't often that a team loses its two top scorers and starts winning like crazy. But that's the case with the Rochester Americans.
The Amerks dominated the Toronto Marlies 5-1 at Blue Cross Arena on Friday night. Rochester's win was their sixth in seven games since the lockout came to an end and Marcus Foligno and Cody Hodgson went back to the Buffalo Sabres.
Of course, they'd be a more talented team with Foligno and Hodgson, but the end of the lockout allowed the cloud of uncertainty to disappear, the motivation of a call-up to return and the Amerks to find solidarity in the lineup.
Both veterans and prospects have benefited greatly. Friday night belonged to Mark Mancari, a proven scorer who had struggled to find the back of the net earlier this season. He netted a hat trick in the win.
"I got to a point of frustration where I had to start from scratch," Mancari said of his early-season slump. "I owe it to the linemates. Tonight's game was three amazing passes. If I miss those, then I'm mad."
Mancari's overall game, head coach Ron Rolston said, is better after going through a difficult stretch.
"Early on there was the frustration of coming to a new team and wanting to do well," Rolston said. "He wanted to lead the way but he wasn't scoring so he focused on his game away from the puck and his work. You know, he blocked a shot tonight on the penalty kill. It's some of those little things that he's working on."
The Amerks' top two lines have been as strong in this stretch as at any time during Rolston's last two seasons. Mancari is paired with captain Kevin Porter, the team's most consistent player and rookie Kevin Sundher. Porter finished Friday night's game with one goal and two assists and Sundher fed Mancari's second goal with a beautiful hesitation pass.
Sundher was a healthy scratch earlier this season and when he was in the lineup the rookie forward played on the fourth line. Since being paired with Porter and Mancari, he has five points in seven games.
"I've never played with linemates this good," Sundher said with a grin.
Credit to the Sabres' organization for finding Nick Tarnasky. He had played for the Lightning and spent last year over seas. The veteran forward is now playing on the Amerks' top line with Luke Adam and Brian Flynn and has been terrific. On Friday night he didn't score, but logged 19 minutes of ice time and was strong in every facet of his game.
"This is the most fun I've had coming to the arena in my career," Tarnasky said.
Adam being back at center has worked wonders for his game, too. He's added a goal and five assists since the lockout's end.
The Amerks, who once appeared to be a fringe playoff team, may now be a serious contender. They're sitting in seventh place in the West, but are only four points away from division leading Abbotsford with three games in hand.
Can this team be really good?
"Yeah, we're a good team," Mancari said.
His coach was more conservative in his answer to the same question.
"We just have to make sure we're playing the right way from period to period," Rolston said.
One Liners...
Adam Pardy – Was fantastic again. For his size, he moves so smoothly and makes savvy decisions. A quick poke check turned into a 2-on-1, which turned into a goal. It's hard to understate how much he's meant to the Amerks' blue line.
Brayden McNabb – Was back in 2011-12 form. He finished the game with three assists and was solid in his own end. He's been shaky at times during the first half, but looks like he's re-focused and looking to put pressure on the Sabres to bring him up.
Alex Biega – Is an underrated, smart defenseman who has worked well with McNabb. He goes about his business quietly, but has been scored 18 even-strength points and been the Amerks' most consistent D-man.
Frederick Roy – Is the best 5-foot-7, 160-pound fighter you've ever seen in your life. He won a scrap with Toronto's Kenny Ryan and finished the fight with a powerful right hand hook. After the game, Roy said he was aiming to bring a little energy to his team. He did also apologize for raising both arms in celebration after winning.
David Leggio – Has been on fire lately. He had a .920 save percentage in January and started February by stopping 27 shots in the win. Pardy's presence and McNabb's improvement has made a huge difference in the amount of 2-on-1's coming his way, but Leggio has still been extremely strong in net. He's started every game since Dec. 22.
Jerome Gauthier-Leduc – Has had a tough go of it at times this season, but played one of his better overall games against Toronto. He was solid in his own-zone decision making, which has been an issue all year.
Tim Connolly – Tim Connolly, former Sabre, was in the lineup for the Toronto Marlies. He made very little impact, finishing the night with three shots and a minus-1.


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Hotel Rooms & Studio Apts Available. Daily $49. Weekly, $220. Monthly, $700. All utilities provided. 1 or 2 people, with this ad only. 1800 W Lewis St, Pasco, WA. (509) 547-0791 More info Email a friend |
Furn BR good area, nice house PT work/PT school ok $345/mo 545-1231 More info Email a friend |
Clean, spacious, motel rooms for rent: daily-$49.27; weekly-$200.27; monthly-$643.76+ tax. WiFi avail. Restaurant & lounge on premises, close to bus-stops & airport 547-7322 More info Email a friend |


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"I'm hungry. I want the Shield. Feed me more." and so on and so forth.
Brad Maddox is the new face of the WWE!
Brad Maddox is the new face of the WWE!
Chris Jericho: 'Without a storyline, wrestling is just two guys in their underwear rolling around half naked.'
Want to join EWN's original e-fed? Join EWNCW NOW!Want details? Just ask me!
"We now take you to Hong Kong, Brazil"
© 2011 eWrestlingNews, All Rights Reserved.


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Class Auditing
WCL alumni are entitled and encouraged to audit up to two classes per semester at WCL. Registration and processing fees are $100 per class. Graduates must register through the WCL Office of Alumni Relations (at www.wcl.american.edu/alumni/audit), and receive approval (through the Office of Alumni Relations only), in order to attend a class. All open law school classes are available to alumni with the following exceptions:
- Required First Year Classes
- Classes that are full on the last day of late registration
- Clinic Classes
- Legal Writing Methods Classes
- Summer Academy in Human Rights and/or Arbitration
- Summer Certificate Programs
- Seminars
If you wish to audit a class, simply click on the registration link and pay by credit card. Or, copy and complete the PDF form below and mail it, or bring it, to the address provided. Please enclose a check for the appropriate amount of $100 per class made payable to Washington College of Law, and include your AU ID number on the check.
The application will be approved by email once current students register for classes, and the registrar has given approval. A class for which you apply that is fully subscribed will result in a refund or you can choose an alternative class. The last day to register to audit a class is the last day for add/drop for students, usually one week into a new semester.
Questions? Email firstname.lastname@example.com
NOTE: Classes offered to alumni on an audit basis are solely for the personal benefit of the registered graduate. Graduates may not receive academic credit for auditing a class nor will the class appear on their transcript. In addition, a student/lumnus cannot take classes for credit (as a registered student) and audit classes during the same semester. Since we are unable to verify attendance or performance, we can not provide a letter or certificate as proof of successful class completion.
WCL Alumni Application to Audit Law School Courses:
- Online Form (credit card payment)


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If your baby doesn't move into a head-first position on his or her own, your doctor may attempt to do an external version. Your doctor will try to rotate the baby by pressing down on your belly. You may be given medicine to relax your uterus. This can make it easier for your doctor to rotate the baby. During a version, ultrasound is used to watch your baby.
Your doctor presses down on your belly and locates the baby's head and bottom.
By pressing down on your belly, your doctor may be able to rotate the baby into a head-first position. This often will allow a vaginal birth.
Even if the baby's position can't be changed, he or she can sometimes be born vaginally. But more often, a cesarean section (surgical delivery) is done. You will have anesthesia (medicine to block pain), but you may remain awake and alert.


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Creepy Collodion Guy J. Brown FRPS
Date: 3rd March 13
Time: 10:30AM - 3:00PM
Location: National Media Museum , Bradford
Postcode: BD1 1NQ
Contact: Stan Hodgkiss
Phone: 01423 504729
Cost: Ł10.00
Members Rate: Ł8.00
Relevant Material: RPS___AGM_booking_Form1.doc- Booking Form
Type: Lecture
Region: Yorkshire
Following on from the Yorkshire Region AGM:
We have two considerable and influencial guest speakers in Dr. Guy Brown FRPS and Nigel Tooby FRPS.
They have their own unique individual style and techniques of recording photogrpahic work some of which they will share with us.
Creepy Collodion
Guy J. Brown FRPS
The wet collodion process, introduced by Frederick Scott Archer in 1851, still has much to offer the modern photographer. Cooldion [gun cotton dissolved in ether and alcohol] is flowed onto a metal or glass plate, sensitised in a bath of silver nitrate, and then exposed in a view camera while still wet. After development and fixing, a unique positive image is obtained that has an astonishing depth and tonality. Guy will describe the process, show some the equipment used [including victorian cameras and lenses] and present a portfolio of collodion work. His subjects include people, robots and still life, and the results are often creepy [and sometimes downright strange].
A Fellowship journey
Nigel Tooby FRPS
In contrast Nigel Tooby FRPS is going digital, with a talk on his Fellowship book. Starting with the thought process, planning, considered imagery and best road travelled in achieving the finished result.
Booking is essential, please return the booking form to Stan Hodgkiss at the address on the form.
Free Car Park


text:
acetaminophen, codeine, guaifenesin, and pseudoephedrine
Pronunciation: | a SEET oh MIN oh fen, KOE deen, gwye FEN e sin, SOO doe ee FED rin |
Brand: | Maxiflu CD, Maxiflu CDX |
What is the most important information I should know about this medicine?
Do not take more of this medication than is recommended. An overdose of acetaminophen can damage your liver or cause death. Tell your doctor if you have ever had alcoholic liver disease (cirrhosis) or if you drink more than 3 alcoholic beverages per day. |
You should not use this medicine if you have inflammatory bowel disease, severe constipation, a blockage in your stomach or intestines, severe colitis or toxic megacolon, if you have a colostomy or ileostomy, if you are unable to urinate, if you have been sick with diarrhea, if you recently drank large amounts of alcohol, or if you have a head injury or brain tumor. |
Do not use this medicine if you have untreated or uncontrolled diseases such as glaucoma, asthma or COPD, high blood pressure, heart disease, coronary artery disease, or overactive thyroid. |
Do not drink alcohol while you are taking this medicine. |
Do not use this medicine if you have used an MAO inhibitor such as furazolidone (Furoxone), isocarboxazid (Marplan), phenelzine (Nardil), rasagiline (Azilect), selegiline (Eldepryl, Emsam, Zelapar), or tranylcypromine (Parnate) in the last 14 days. A dangerous drug interaction could occur, leading to serious side effects.
What is acetaminophen, codeine, guaifenesin, and pseudoephedrine?
Acetaminophen is a pain reliever and fever reducer.
Codeine is a narcotic cough suppressant. It affects the signals in the brain that trigger cough reflex.
Guaifenesin is an expectorant. It helps loosen mucus congestion in your chest and throat, making it easier to cough out through your mouth.
Pseudoephedrine is a decongestant that shrinks blood vessels in the nasal passages. Dilated blood vessels can cause nasal congestion (stuffy nose).
The combination of acetaminophen, codeine, guaifenesin, and pseudoephedrine is used to treat headache, fever, body aches, cough, chest congestion, stuffy nose, and sinus congestion caused by allergies, the common cold, or the flu.
This medicine will not treat a cough that is caused by smoking, asthma, or emphysema. |
Acetaminophen, codeine, guaifenesin, and pseudoephedrine may also be used for other purposes not listed in this medication guide.
What should I discuss with my health care provider before taking this medicine?
You should not use this medicine if you have inflammatory bowel disease, severe constipation, a blockage in your stomach or intestines, severe colitis or toxic megacolon, if you have a colostomy or ileostomy, if you are unable to urinate, if you have been sick with diarrhea, if you recently drank large amounts of alcohol, or if you have a head injury or brain tumor. |
Do not use this medicine if you have used an MAO inhibitor such as furazolidone (Furoxone), isocarboxazid (Marplan), phenelzine (Nardil), rasagiline (Azilect), selegiline (Eldepryl, Emsam, Zelapar), or tranylcypromine (Parnate) in the last 14 days. A dangerous drug interaction could occur, leading to serious side effects. |
Do not use this medicine if you have untreated or uncontrolled diseases such as glaucoma, asthma or COPD, high blood pressure, heart disease, coronary artery disease, or overactive thyroid. |
To make sure you can safely take this medicine, tell your doctor if you have any of these other conditions:
- liver disease, cirrhosis, a history of alcoholism or drug addiction, or if you drink more than 3 alcoholic beverages per day;
- diabetes;
- kidney disease;
- epilepsy or other seizure disorder;
- sleep apnea (breathing stops during sleep);
- an adrenal gland tumor or disorder (pheochromocytoma or Addison's disease); or
- enlarged prostate, urination problems;
- low blood pressure, or if you are dehydrated.
FDA pregnancy category C. Codeine may cause addiction or withdrawal symptoms in a newborn if the mother takes the medication during pregnancy. Do not use this medicine without telling your doctor if you are pregnant. |
Codeine can pass into breast milk. The use of codeine by some nursing mothers may lead to life-threatening side effects in the baby. Decongestants may also slow breast milk production. Do not use this medicine without telling your doctor if you are breast-feeding a baby. |
How should I take this medicine?
Take exactly as prescribed by your doctor. Do not take in larger or smaller amounts or for longer than recommended. Follow the directions on your prescription label. This medicine is usually taken for only a short time until your symptoms clear up.
Do not take more of this medication than is recommended. An overdose of acetaminophen can damage your liver or cause death. |
Do not give this medication to a child younger than 4 years old. Always ask a doctor before giving a cough or cold medicine to a child. Death can occur from the misuse of cough and cold medicines in very young children. |
Do not take for longer than 7 days in a row. Stop taking the medicine and call your doctor if you still have a fever after 3 days of use, you still have pain after 7 days (or 5 days if treating a child), if your symptoms get worse, or if you have a skin rash, ongoing headache, or any redness or swelling. |
If you need surgery or medical tests, tell the surgeon or doctor ahead of time if you have taken this medicine within the past few days. |
Store at room temperature away from moisture and heat. Never share this medicine with another person. Keep track of the amount of medicine used from each new bottle. Codeine is a drug of abuse and you should be aware if anyone is using your medicine improperly or without a prescription. |
What happens if I miss a dose?
Since this medicine is taken when needed, you may not be on a dosing schedule. If you are taking the medication regularly, take the missed dose as soon as you remember. Skip the missed dose if it is almost time for your next scheduled dose. Do not take extra medicine to make up the missed dose.
What happens if I overdose?
Seek emergency medical attention or call the Poison Help line at 1-800-222-1222. An overdose of acetaminophen or codeine can be fatal. |
The first signs of an acetaminophen overdose include loss of appetite, nausea, vomiting, stomach pain, sweating, and confusion or weakness. Later symptoms may include pain in your upper stomach, dark urine, and yellowing of your skin or the whites of your eyes.
Overdose symptoms may include confusion, extreme weakness, pinpoint pupils, cold and clammy skin, weak pulse, slow breathing, fainting, or breathing that stops.
What should I avoid while taking this medicine?
Ask a doctor or pharmacist before using any other pain, cold, allergy, or sleep medication. Acetaminophen (sometimes abbreviated as APAP) is contained in many combination medicines. Taking certain products together can cause you to get too much acetaminophen which can lead to a fatal overdose. Check the label to see if a medicine contains acetaminophen or APAP. |
Do not drink alcohol while you are taking this medicine. Dangerous side effects or death can occur when alcohol is combined with a narcotic medicine. Alcohol may also increase your risk of liver damage while you are taking acetaminophen. Check your food and medicine labels to be sure these products do not contain alcohol. |
This medicine may cause blurred vision or impair your thinking or reactions. Be careful if you drive or do anything that requires you to be alert and able to see clearly. |
What are the possible side effects of this medicine?
Get emergency medical help if you have any of these signs of an allergic reaction: hives; difficulty breathing; swelling of your face, lips, tongue, or throat. |
Stop using this medication and call your doctor at once if you have a serious side effect such as: |
- confusion, mood changes, severe dizziness or anxiety, feeling like you might pass out;
- sudden severe headache or vomiting, pain or numbness in the arms or legs;
- tremor, seizure (convulsions);
- nausea, pain in your upper stomach, itching, loss of appetite, dark urine, clay-colored stools, jaundice (yellowing of your skin or eyes); or
- dangerously high blood pressure (severe headache, blurred vision, buzzing in your ears, anxiety, chest pain, uneven heartbeats, seizure).
Less serious side effects may include:
- dizziness, drowsiness, mild headache;
- mild nausea, upset stomach, constipation;
- runny nose;
- feeling nervous, restless, or anxious; or
- sleep problems (insomnia).
This is not a complete list of side effects and others may occur. Call your doctor for medical advice about side effects. You may report side effects to FDA at 1-800-FDA-1088.
What other drugs will affect this medicine?
Before taking this medication, tell your doctor if you regularly use other medicines that make you sleepy (such as narcotic pain medication, sedatives, sleeping pills, muscle relaxers, and medicine for seizures, depression or anxiety). They can add to sleepiness caused by codeine. |
Tell your doctor about all other medicines you use, especially:
- bupropion (Wellbutrin, Zyban);
- droperidol (Inapsine);
- leflunomide (Arava);
- naloxone (Narcan, Suboxone);
- tramadol (Ultram, Ultracet);
- an antibiotic, antifungal medicine, sulfa drug, or tuberculosis medicine;
- birth control pills or hormone replacement therapy;
- blood pressure medication;
- bowel cleansing preparations (Half Lytely, Fleet Prep Kit, Evac-Q-Kwik, GoLytely, Supraprep, and others);
- cancer medicine;
- cholesterol-lowering medications such as Lipitor, Niaspan, Zocor, Vytorin, and others;
- gout or arthritis medications (including gold injections);
- HIV/AIDS medication;
- medicines to treat psychiatric disorders;
- an NSAID such as Advil, Aleve, Arthrotec, Cataflam, Celebrex, Indocin, Motrin, Naprosyn, Treximet, Voltaren, others; or
- seizure medication.
This list is not complete and there may be other drugs that can interact with acetaminophen, codeine, guaifenesin, and pseudoephedrine. Tell your doctor about all your prescription and over-the-counter medications, vitamins, minerals, herbal products, and drugs prescribed by other doctors. Do not start a new medication without telling your doctor.
Where can I get more information?
Your pharmacist can provide more information about acetaminophen, codeine, guaifenesin, and pseudoephedrine.
Remember, keep this and all other medicines out of the reach of children, never share your medicines with others, and use this medication only for the indication prescribed.
Every effort has been made to ensure that the information provided by Cerner Multum, Inc. ('Multum') is accurate, up-to-date, and complete, but no guarantee is made to that effect. Drug information contained herein may be time sensitive. Multum information has been compiled for use by healthcare practitioners and consumers in the United States and therefore Multum does not warrant that uses outside of the United States are appropriate, unless specifically indicated otherwise. Multum's drug information does not endorse drugs, diagnose patients or recommend therapy. Multum's drug information is an informational resource designed to assist licensed healthcare practitioners in caring for their patients and/or to serve consumers viewing this service as a supplement to, and not a substitute for, the expertise, skill, knowledge and judgment of healthcare practitioners. The absence of a warning for a given drug or drug combination in no way should be construed to indicate that the drug or drug combination is safe, effective or appropriate for any given patient. Multum does not assume any responsibility for any aspect of healthcare administered with the aid of information Multum provides. The information contained herein is not intended to cover all possible uses, directions, precautions, warnings, drug interactions, allergic reactions, or adverse effects. If you have questions about the drugs you are taking, check with your doctor, nurse or pharmacist.
Copyright 1996-2012 Cerner Multum, Inc. Version: 2.01. Revision date: 12/22/2011.
Your use of the content provided in this service indicates that you have read, understood and agree to the End-User License Agreement, which can be accessed by clicking on this link.
This information does not replace the advice of a doctor. Healthwise, Incorporated disclaims any warranty or liability for your use of this information. Your use of this information means that you agree to the Terms of Use. How this information was developed to help you make better health decisions.
Healthwise, Healthwise for every health decision, and the Healthwise logo are trademarks of Healthwise, Incorporated.


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Pin Adjustable Metal Rod
- Overview
- Simple and streamlined, the thin Pin Window Hardware Collection has a clean-lined look that keeps the focus on the fabric.
- Aluminum in varied finishes.
- Adjustable length.
- Assembly required.
- Mounting hardware included.
- Wipe clean.
- Imported.
- Details + Dimensions
- Overall rod diameter: 0.5".
- Finials: 0.75"diam. x 0.2"l.
- Maximum weight capacity: 6.5 lbs for 28"-48" rod; 20 lbs for 44"-108" rod.
- Mounting hardware included: 2 brackets for rods up to 48"long; 3 brackets for rods over 48" long.
Wipe clean. - Shipping Info
Most purchases are shipped from our Distribution Center by UPS, to arrive in your home within 5 business days of order receipt.
Shipping Rates
The shipping rate varies depending on your order total and shipping options. View Shipping Rates and Options
Rush Delivery
For an extra charge of $15 per address, we can arrange for rush delivery to most destinations.
Return Policy
We take great pride in the quality of our merchandise. If for any reason you are not happy with your purchase, you may return the item(s) within 30 days of receiving the order for a full refund of the merchandise cost. After 30 days, we will replace or refund your purchase against manufacturer's defects ONLY. Please note that we cannot accept returns on final-sale merchandise, monogrammed/personalized items or on items damaged through normal wear and tear. We regret that we do not give price adjustments on previously purchased items.
For further assistance please call our customer service department at 1.888.922.4119 or send an email to email@example.com


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Book Clubs & Writers' Groups
Library Branch
Read "Losing Joe's Place' by Gordon Korman and join us as we discuss the book with a teen twist to it!...
Join the Albion Bookworms Book Club for children ages 8-12 years. Read one book per month, talk, win battles and play games. Register and pick up your book.
Tue Jan 28
Tue Feb 25
Tue Mar 25
If you are not available during the day, this is your chance to join a book club. Gather with other book lovers to discuss a selection of popular titles. It is free to join and the books are provided by the library.
Tue Jan 14
Tue Feb 11
Tue Mar 11
Tue Apr 08
Would you like to read and discuss an interesting book each month?...
Wed Jan 08
Wed Feb 05
Wed Mar 05
Wed Apr 02
Share your latest literary discovery and discuss the selection of the month. Register in-branch or by calling 416.393.7674...
Wed Jan 08
Wed Feb 05
Wed Mar 12
Are you a woman who likes to write stories? Or stories about her own life? Want to work with women writers to publish a magazine? Sister Writes, a creative writing program for women, is starting its fall session this Septembe...
Tue Jan 07
Tue Jan 14
Tue Jan 21
Tue Jan 28
Tue Feb 04
Join other book lovers in your community and participate in lively discussions of popular books. It is free to join and books are provided by the library.
Tue Jan 07
Tue Feb 04
Tue Mar 04
Tue Apr 01