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Many merchants engraft their own rules to your use of a credit card, usually without the right to do so. What are you required to do and what can you rightfully refuse to do? The Financial Guide explains your rights.
Do sales clerks ask you to write your phone number or address on a credit card slip? Have you been told that "store policy" requires a $25 minimum for credit card use? Have you been charged an extra 3% just for using a major credit card? When you pay by personal check, does the clerk ask for two forms of identification and then write your credit card number on your check?
These practices violate your privacy, expose you to potential credit fraud and may be illegal in some cases. We will tell you how to say "no" to a merchant who engages in these impermissible credit card practices:
Merchants may ask you to provide a phone number, home address, or other personal information on credit card sales slips. This practice not only violates your privacy, but American Express, MasterCard, and Visa prohibit requiring it as a condition of sale.
There is no need for merchants to obtain phone numbers or other personal information from customers. Once they have correctly processed the bank card transaction (gotten an authorization number and made sure the signatures match), they are guaranteed to receive payment.
Tip: If you don't want to provide personal information on a credit card sales slip, you can refuse to do so. The merchant has no right to refuse you the sale (although unknowledgeable clerks may have no authority to vary from store policy).
Further, if you refuse to present identification, such as a driver's license, the merchant may not refuse to make a credit card sale under Visa, MasterCard, and Amex rules.
Tip: If you exceed your credit limit, the card-issuing bank absorbs the loss, so there is no need for the merchant to contact you. Thus, there's no reason to provide your personal information.
Some stores require consumers to spend at least $20 (or some other minimum) to pay for purchases by credit card. They engage in this practice because they and their banks do not want the expense of processing a credit card transaction involving a small amount of money.
This practice defeats one of the major purposes of credit cards-convenience-and may force credit card users to spend more than they want to. In addition, minimum charge requirements vary from merchant to merchant, and there are no regulations requiring disclosure of these minimum purchase levels.
Visa's and MasterCard's regulations prohibit minimum charge amounts. American Express's regulations do not explicitly prohibit minimum charges, but its policy is to discourage any merchant practices that create a "barrier to acceptance." Amex does prohibit "discrimination" against the Amex card, however, so if a merchant has no minimum charge for Visa and MasterCard, the merchant may not discriminate against Amex by imposing a minimum charge.
Tip: If a store requires a minimum purchase for Visa or MasterCard, point out to the store manager that the practice is prohibited by the card companies.
Some merchants seek to impose a service fee for all credit card purchases.
When a merchant gives a credit card slip to the credit card company or bank for processing, a percentage of each purchase-usually 1.5% to 5% of the purchase amount-is deducted. This "merchant discount fee" helps pay for the bank's services and for the credit card system. By charging extra for credit card use, the merchant passes the discount fee on to customers.
Visa and MasterCard prohibit surcharges, and American Express discourages them. Amex does prohibit "discrimination" against the Amex card, however, so if a merchant accepts Visa and MasterCard (and cannot impose a surcharge under those companies' rules), the merchant may not discriminate against Amex by imposing a surcharge.
Tip: Any merchant that accepts American Express cards and also accepts Visa and/or MasterCard may not charge consumers a surcharge on Amex purchases.
Surcharges invite numerous abuses by retailers, including bait-and-switch tactics. There are no laws on how and when surcharges must be disclosed, making it difficult to figure out the total price of an item. Travelers often find it difficult to get out-of-state checks accepted, and should not be penalized for using credit cards. Further, credit card acceptance usually produces higher sales for merchants, offsetting the cost of processing credit card transactions.
Note that a cash discount is legal and permitted under all credit card companies rules. A cash discount offers a lower price for cash than credit; for example, many gasoline stations offer cash discounts. While this may merely be a loophole, it is permitted. In addition, there are a few state governmental agencies, including state tax offices and motor vehicle departments that are permitted to charge surcharges due to state laws that do not permit them to pay discount fees. However, retail merchants may not impose surcharges.
Merchants often ask for two forms of identification before accepting a personal check as payment for a purchase: a driver's license and a major credit card. Merchants also believe consumers with credit cards are less likely to bounce checks. This is a misconception: nearly 90% of all bounced checks result from arithmetic error, not fraud.
When merchants write your credit card number on your personal check, they are subjecting you to possible fraud.
Anyone who sees the check sees your name, address, telephone number, and credit card number.
Further, several states use an individual's Social Security number as the only identifying number on a driver's license. Once a thief has your Social Security number, along with the other information on the check, he or she can get your credit report, and even apply for credit in your name.
Someone can use your credit card number to order merchandise by phone or through the mail by requesting the merchandise be sent to a post office box or an address other than your own.
Someone might use your personal information to apply for credit in your name, then run up bills on your account without paying them, of course. People who are victims of so-called application fraud do not find out until months or even years later, when they begin receiving letters from creditors, by which time the damage has been done to their credit histories.
Although Visa, MasterCard and American Express do not have the authority to prohibit the practice of writing credit card numbers on checks, the three card companies do prohibit merchants from charging a credit card account to cover a bounced check.
Tip: If a merchant asks for your credit card number, ask why he or she needs to record it, since, due to the above prohibition, nothing can be done with it.
Tip: There is probably no harm in allowing a merchant to see that you carry a major credit card, and even to note on the check whether it is Visa, MasterCard, or American Express. For your own safety, this is the only credit card-related information you should allow to be recorded. You should not allow the merchant to record the credit card number.
If the sale is refused, ask to speak with the store manager. Explain the risks of fraud, and point out that the rules of the three major credit card companies prohibit charging a credit card to cover a bounced check. You might also point out that, if there is a problem, merchants usually have all the information they need to locate the customer written right on the check: name, address, phone number and driver's license number. Also, merchants will not be able to use the credit card number to locate the consumer.
Many store clerks are simply unaware of the potential crimes associated with the use of personal information written on checks.
Other cards may not provide cardholders with any of the protections described above. However, purchases made with other cards are covered in all states that have laws prohibiting the practices described here.
Tip: Cardholders who experience the practices discussed here should complain to store managers and encourage the card company to change its policies.
When merchants violate the policies described here, report them to Visa, MasterCard, and American Express.
Visa USAConsumer RelationsP.O. Box 8999San Francisco, CA 94128+1-800-VISA-911 (customer assistance)
MasterCard WorldwidePublic Relations2000 Purchase StreetPurchase, NY 10577Call collect from anywhere globally: +1-636-722-7111 or toll-free from the United States: +1-800-627-8372 (+1 800 MASTERCARD)
American ExpressCustomer ServicePO Box 297812Ft. Lauderdale, FL 33329-78121-800-528-4800 (US) or 1-336-393-1111 (International Collect)
In your letter, give the name and location of the merchant and a copy of a credit card sales slip. The sales slip is needed by Visa and MasterCard to track down the offending merchant. American Express provides card-members with a toll-free number to call if they have difficulty with a merchant. Make sure you have the complete details about the merchant and the problem before you call.
If a merchant is uncooperative, take your business elsewhere.
The following states prohibit merchants from recording certain personal information in connection with credit card transactions:
The following states prohibit merchants from adding surcharges to credit card transactions
The following states prohibit merchants from recording your credit card number on your check:
The following agencies are responsible for enforcing federal laws that govern credit card transactions. Questions concerning a particular card issuer should be directed to the enforcement agency responsible for that issuer.
State Member Banks of the Reserve System:
Consumer & Community AffairsBoard of Governors of the Federal Reserve System20th & Constitution Avenue, N.W.Washington, D.C. 20551
National Banks:
Comptroller of the Currency Customer Assistance Group 1301 McKinney Street Suite 3450 Houston, TX 77010 Tel. (800) 613-6743
Federal Credit Unions:
National Credit Union Administration1775 Duke St # 4206Alexandria, VA 22314-6115
Non-Member Federally Insured Banks:
Federal Deposit Insurance Corporation Consumer Response Center 1100 Walnut St, Box #11 Kansas City, MO 64106
Federally Insured Savings and Loans, and Federally Chartered State Banks:
Other Credit Card Issuers (includes retail gasoline companies):
Bureau of Consumer ProtectionFederal Trade Commission600 Pennsylvania Avenue, NWWashington, D.C. 20580
The U.S. Postal Inspection Service:
This office covers mail fraud, sexually offensive materials, solicitations that look like government materials but are not. If you suspect such violations, contact your local Postmaster or Postal Inspector or: Criminal Investigations Service CenterAttn: Mail Fraud222 S. Riverside Plaza Ste. 1250Chicago IL 60606-6100Tel. 877-876-2455
This office covers mail fraud, sexually offensive materials, solicitations that look like government materials but are not. If you suspect such violations, contact your local Postmaster or Postal Inspector or:
Criminal Investigations Service CenterAttn: Mail Fraud222 S. Riverside Plaza Ste. 1250Chicago IL 60606-6100Tel. 877-876-2455
The Federal Trade Commission:
Does not handle individual complaints, but reporting failure to deliver, late delivery, unordered merchandise, misrepresentation or fraud helps uncover widespread abuses that the FTC might take action to stop. Division of EnforcementFederal Trade Commission600 Pennsylvania Avenue, NWWashington, DC 20580Tel. (202) 326-2222
Does not handle individual complaints, but reporting failure to deliver, late delivery, unordered merchandise, misrepresentation or fraud helps uncover widespread abuses that the FTC might take action to stop.
Division of EnforcementFederal Trade Commission600 Pennsylvania Avenue, NWWashington, DC 20580Tel. (202) 326-2222
National Do Not Call Registry:
If you wish to have your name removed from telephone lists of marketing companies. National Do Not Call RegistryFederal Trade Commission600 Pennsylvania Avenue, NWWashington, DC 20580website: www.donotcall.gov
If you wish to have your name removed from telephone lists of marketing companies.
National Do Not Call RegistryFederal Trade Commission600 Pennsylvania Avenue, NWWashington, DC 20580website: www.donotcall.gov
Direct Marketing Mail Opt-Out:
Consumers who do not wish to receive promotional mail at home Direct Marketing Association1120 Avenue of the Americas NY, NY New York, NY 10036-6700Tel. 212.768.7277website: www.DMAChoice.org
Consumers who do not wish to receive promotional mail at home
Direct Marketing Association1120 Avenue of the Americas NY, NY New York, NY 10036-6700Tel. 212.768.7277website: www.DMAChoice.org
Low or No-Cost Credit Cards:
Bankrate.com lists banks charging no fees and low interest rates for credit cards. Visit the website: www.bankrate.com
Also See...
Login Search Site Map Privacy Policy Disclaimer Powered by CPA Site Solutions


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There are two speakers for some decent stereo sound (not one as originally thought, according to an iFixit teardown), and the iPad Mini uses the new lightning connecter port.
The cameras on the iPad Mini aren't as good as the iPhone 5, but they are exactly the same as what you'll find on the newest iPad. Taking a photo on the 10-inch iPad has always seemed awkward, but holding up an iPad Mini to take a quick video feels a bit more natural.

subset: commoncrawl


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Class I Medical Device Recall: Physio-Control Inc., LIFEPAK 20 and LIFEPAK 20e External Defibrillator and Monitors
July 2, 2010 7:35 am | by U.S. Food & Drug Administration | CommentsA failure on the power supply assembly can result in either "No DC power" or "No DC or AC power". A failure of DC (battery) power can result in the inability to deliver defibrillation therapy if the device will not turn on using DC (battery) power and...
Biotech startup Alnara to be acquired by Eli Lilly
July 2, 2010 7:34 am | by Mass High Tech: The Journal of New England Technology | CommentsCambridge biotech Alnara Pharmaceuticals Inc. has agreed to be acquired by Eli Lilly and Company, bringing the Indianapolis pharmaceutical giant an inroad into enzyme replacement therapy, used to treat diseases such as cystic fibrosis.
Spina bifida topic of monthly genetics series
July 2, 2010 7:32 am | by Baylor College of Medicine | CommentsSpina bifida, a birth defect that involves the incomplete development of the spinal cord, will be the topic of discussion in a public forum Wednesday, July 14, at The Health Museum of Houston . The forum will feature Dr. Daryl Scott, assistant professor of molecular and human genetics at...
IBM to Build Cloud Development and Test Environment for Nippon Life Insurance
July 2, 2010 6:36 am | by IBM | CommentsNissay Information Technology and IBM Japan today announced they will jointly build a cloud-based development and test environment to create mission critical Web systems for Nippon Life Insurance (NISSAY). The project launched in May 2010, with the test and development environment...
Breast Cancer Patient First in Latin America to Receive Treatment Using Elekta VMAT Planned with Monaco Software
July 2, 2010 6:35 am | by Bio-Medicine.Org | CommentsMONTERREY, Mexico and ATLANTA , July 2 /- A 64-year-old female patient with mediastinal metastasis recently became the first in Latin America to receive Elekta VMAT radiotherapy treatment enhanced with Monaco® planning software . Using the arc-based Elekta VMAT delivery method,...
Watson's Generic Prograf® 5 mg Receives FDA Approval
July 2, 2010 6:33 am | by Bio-Medicine.Org | CommentsMORRISTOWN, N.J. , July 2 /- Watson Pharmaceuticals, Inc. (NYSE: WPI ), today announced that its subsidiary, Watson Laboratories, Inc., has received approval from the United States Food and Drug Administration on its Abbreviated New Drug Application (ANDA) for Tacrolimus 5 mg capsules,...
Yale spin-off Mira Dx gets $1M from Conn. state fund
July 2, 2010 5:32 am | by Mass High Tech: The Journal of New England Technology | CommentsMira Dx Inc., a New Haven, Conn., startup that is making gene-based lab tests for disease susceptibility and response to various therapies, has taken in $1 million from Connecticut Innovations, as part of a $4 million Series A round.
Federal Register: Medical Devices; Availability of Safety and Effectiveness Summaries for Premarket Approval Applications.
July 2, 2010 5:31 am | by U.S. Food & Drug Administration | CommentsThe FDA is publishing a list of premarket approval applications (PMAs) that have been approved. This ist is intended to inform the public of the availability of safety and effectiveness summaries of approved PMAs through the Internet and the agency?s...
China Medical Technologies to Announce Results for the First Fiscal Quarter Ended June 30, 2010 on August 16, 2010
July 2, 2010 3:34 am | by Bio-Medicine.Org | CommentsBEIJING , July 2 /PRNewswire-Asia-FirstCall/ -- China Medical Technologies, Inc. (the "Company") (Nasdaq: CMED ), a leading China -based advanced in-vitro diagnostic ("IVD") company, today announced that it will report its unaudited financial results for the first fiscal quarter ("1Q...
ITRI sets up 3D IC experimental lab
July 2, 2010 1:36 am | by I-Micronews | CommentsThe Taiwan government-backed Industrial Technology Research Institute (ITRI) has announced the establishment of an experimental lab, which deploys 12-inch wafer through silicon via (TSV) process to develop Taiwan's home-grown 3D IC technology.
UMC, Elpida, Powertech team up on 3D IC
July 2, 2010 1:35 am | by I-Micronews | CommentsUnited Microelectronics Corp. (UMC), Powertech Technology Inc. and Elpida Memory Inc. recently announced a partnership to develop a chip incorporating wireless base-band/frequency, NAND Flash and DRAM functionalities.
EEOC sues Ky. company over harassment in Wis store
July 1, 2010 1:45 pm | by The Associated Press | CommentsA federal agency is accusing a Kentucky company of permitting a sexually hostile work environment in one of its Wisconsin pharmacies.The U.S. Equal Employment Opportunity Commission said Thursday it has filed a federal lawsuit. The suit names Covington, Ky.-based Omnicare Inc., which does...
Recognition at first glance
July 1, 2010 1:37 pm | by EurekAlert | Comments(Max-Planck-Gesellschaft) Max Planck researchers investigate facial recognition.
CryoSat-2 exceeding expectations
July 1, 2010 1:37 pm | by EurekAlert | Comments(European Space Agency) Today, participants at the Living Planet Symposium have been hearing about ESA's most recently launched mission, CryoSat-2. In orbit for almost three months, the satellite is in excellent health with scientists very encouraged by the first ice-thickness data...
Parkinson's Disease Foundation announces research awards totaling $1.2 million
July 1, 2010 1:37 pm | by EurekAlert | Comments(Parkinson's Disease Foundation) The Parkinson's Disease Foundation is pleased to announce awards totaling $1.2 million for research projects designed to understand the cause(s) of and find a cure for Parkinson's disease.


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- Products:
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LadybirdInfant Toddler Boys Memphis Strap Hi-Top Trainers
Ladybird Memphis Strap Infant Toddler Hi-Top Trainers
Cute, comfortable and uber retro, these kids hi-top trainers for toddlers from the Ladybird kids footwear range have a classic basketball shape that is perfect for supporting tiny tootsies!
With a colourful design - honing in on the bright trend in kids sports footwear - these hi-top toddler trainers are extra eye catching. The sporty style features an ankle strap to provide added support, while adorable ladybird branding is a sweet finishing touch.
For a stylish sporty look, you can team these toddler trainers with a tracksuit or jeans and a hoodie.
Useful info:
- Kids hi-top trainers from Ladybird
- Branded ankle strap for extra support
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South Africa Hyderabad Etihad Airways
Etihad Airways is the national carrier of the United Arab Emirates is one of the leading airlines of the world. Based in Abu Dhabi, the capital of UAE, Etihad Airways operates flights services to many cities of the Middle East, Indian subcontinent, Europe, North America and Africa. Established in the year 2003, the airline is gaining rapid popularity and it adds up at least one new route every month. Etihad Airways is all set to begin its services to Melbourne and Athens in near future. Etihad Airways also has a cargo division called Etihad Crystal Cargo, offering cargo services to various international destinations with two Airbus A300 � 600F cargo aircraft. History - In July 2003, Etihad Airways was established as the national airline of the UAE (United Arab Emirates) by a royal order issued by Sheikh Khalifa Bin Zayed Al Nahyan. Etihad Airways started its operation on 5th November, 2003 with an inaugural flight to Al Ain. On 12th November, 2003, Etihad Airways began commercial ope
The Travel Advisory for South Africa is not available currently.
The average delay in Etihad Airways flight departure from Hyderabad was 0.83 minutes.The average delay in Etihad Airways flight arrival in Hyderabad was 0.94 minutes.
Check South Africa to Hyderabad international flight schedules, international flight status, and flight number for Etihad Airways. MakeMyTrip India offers cheapest International Air Travel Tickets between South Africa and Hyderabad with Etihad Airways.
Set at the southern tip of the African continent, South Africa is flanked by the Indian and the Atlantic Oceans. A diverse country in terms of landscapes as well as culture, South Africa is an enchanting destination for family holidays and vacations with friends. From wildlife in the Kruger National Park, to cosmopolitan cities of Johannesburg and Cape Town to picturesque hillsides of the Drakensberg Mountains, South African holiday packages offer it all. On South Africa tours enjoy wine sipping in the Western Cape, admire the beauty of the Weskus National Park or lie back anywhere along the coastline to enjoy the seascapes. Book online to get best deals on South Africa holiday packages from India.
The Information is not available currently.
Cheap International South Africa to Hyderabad- Etihad Airways tickets at MakeMyTrip India. Best Deals at Lowest fares guaranteed on South Africa to Hyderabad- Etihad Airways International Travel. Check International Flight number, Flight status online.


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The UPS driver looked a little befuddled when he walked into Howl on Chestnut Ave., in Baltimore yesterday afternoon.
Read moreA few weeks ago, he was a lovestruck tom cat caterwauling in front of...
Read moreLooking for a little love or the purrr-fect present this year? It just got easier.
Read moreFaux gambling night to benefit cats at Baltimore Humane Society
Read moreSarah Jayne Orton of Finksburg turned 5 in May, and asked that all of her birthday gifts be donations to the Baltimore Humane Society. Her family had adopted a dog, Scooter, from the shelter before Sarah was born, and the kindergarten student at Mechanicsville Elementary School wanted to help other homeless animals.
Read moreWe're bitter and angry. But we have a darned good reason.
Read morePet food manufacturers would be required to develop safety plans and adopt procedures to prevent foodborne illnesses if FDA regulations proposed today are adopted.
Read moreThe federal Food and Drug Administration today released an update on its investigation into jerky pet treats: As of Sept. 24, the agency says, more than 3,600 pets have become ill and 580 have died after eating the snacks.
Read moreSeven Baltimore-area rescue groups will team up with Petco on Saturday, Nov. 2, and Sunday, Nov. 3, for a mega adoption event that hopes to pair as many homeless pets with forever families as possible.
Read moreDreaming of a guided tour of the Ravens Under Armour Performance Center? Tickets to a game? A trip to Mexico? Autographed pro football helmets, jewelry, dinner out, artwork, or wine tasting parties? All of this and more can be yours, and the best part is that it all benefits the Maryland SPCA.
Read moreThe Baltimore Humane Society's Dogfest was held Oct. 5, 2013. The benefit included games, contests, pets for adoption, a Paws on Parade walk-a-thon and more.
Read moreAlexandra Roosevelt's back yard feels very empty these days. Tortley, her beloved giant African Spur Thigh tortoise, has vanished from her Homeland property and is nowhere to be found.
Read moreAre you ready for some purr-ball? To help spread the love at the start of football season (go Ravens!), the Maryland SPCA is waiving all adoption fees for long-time shelter MVPs. Add a homeless kitty to your family for just the $17 pet ID package fee, which includes collar, ID tags, microchip, and Baltimore City license. It's a great opportunity to get years of unconditional love from a cat who's been waiting for the same thing for a long time.
Read moreYou know those thousands of photos you've taken of your pet? It's time to put them to great use, potentially making Fido or Fluffy a star and raising money to help homeless pets in Harford County. The Humane Society there has launched its fourth annual Make Your Pet a Pin-Up calendar contest, and the search is on for the 2014 calendar's cover model.
Read moreWhat's better than a party for a great cause? One whose invitation includes your dog!
Read moreLots of people won't go to a shelter to meet dogs and cats because it's just too sad. "I want to bring all of them home," they say, and leaving so many behind is heartbreaking.
Read moreAdopting a cat is about to get a lot easier in Harford County. The Humane Society (HSHC) there will host the grand opening of its Rescue Me! at Harford Mall on Saturday, Sept. 21, opening the doors of the region's first deluxe cat adoption center and boutique in a shopping mall.
Read moreQ: What kills an estimated 100,000 dogs per year and is completely preventable?
Read moreHave a new kitten in the family? Feeling a bit overwhelmed? Help is here -- the Maryland SPCA will host Kitten Kindergarten on Sundays through the fall to help new kitty owners and their feline friends get adjusted.
Read moreYou know those Sarah McLaughlin-narrated ads about puppy mills? The ones with the horrific pictures of dogs in unthinkable conditions? I flip the station as quickly as possible (I'm pretty sure everyone does), but her message is a good one.
Read moreThe Baltimore Humane Society will hold its second annual Pet Memorial Sunday Ceremony on Sept. 8 at Nicodemus Memorial Park on the grounds of the humane society.
Read moreHave you scooped some poop today? State officials are encouraging people to do it "every stinkin' time."
Read moreThe old adage is that the happiest time of the year for moms and dads is the day the yellow bus takes their darlings off for their first day of school. It's not altogether true in my house (which felt too quiet by mid-morning yesterday), though I'll admit not missing my kids' bickering very much.
Read moreHere's the scenario: a dog, cat or other pet is let outside in a fenced-in yard while the owner goes in. When the owner returns, the pet is gone. Some days or weeks later, the animal turns up on Craigslist or another site for sale, leaving the unwitting owner heartbroken and the thief with $50 or several hundred dollars in his or her pocket.
Read moreAugust can seem to languish, but the dog days are really long for homeless pets who've been laying around shelters for a long time. To help those pooches find their forever homes, the Maryland SPCA has reduced or waived adoption fees for its long-timers.
Read moreSo you've read all the stories about rescued pets in our "Collared" feature, talked with neighbors and friends, and browsed the beds and leashes aisles at pet stores. Your heart wants it, your head knows it's right, and it's time to adopt a best friend. This weekend may be your chance.
Read moreWho doesn't love a popsicle on a steamy summer day? Our dogs are no different -- the Labrigator loves crunching on an ice cube or two after a short walk when it's hot outside. But popsicles and ice cream can be full of additives and ingredients that aren't so good for dogs, and they're fattening to boot. Dog ice cream is available, but expensive.
Read moreStaff and board members to continue review after cat owner claims his pet was killed unnecessarily
Read more


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SOURCE Esurance
Biketoberfest Attendees Have a Smarter Choice for Insuring Their Ride
SAN FRANCISCO, Oct. 18, 2013 /PRNewswire/ -- Just in time for the 21st annual Biketoberfest® in Daytona Beach, Esurance, the direct-to-consumer insurer, is launching motorcycle insurance in Florida.
(Logo: http://photos.prnewswire.com/prnh/20111222/SF26836LOGO-b)
There are 584,000 registered motorcycles in the state of Florida,* with thousands of those bikes likely visiting this weekend's Biketoberfest festivities in Volusia and Flagler counties. Sunshine State riders can rely on Esurance for 24/7 customer service, an award-winning online experience,** and take advantage of the many benefits of Esurance's new coverage, such as:
* Official statistics, Florida Department of Highway Safety and Motor Vehicles, September, 2013 - http://flhsmv.gov/html/reports_and_statistics/CVR/13-14/CVR-09-2013.pdf
** Customer Respect Group, June 2012: "Auto-Insurers Online Self-Service Report 2012: Leaders and Laggards - Who is Leading (and Who is Falling Behind) in the Race to Deliver Superior Online Interactions?"
About Esurance®
Esurance provides auto, motorcycle, and renters insurance direct to consumers online, over the phone, and through select agents, including sister company Answer Financial. With an easy-to-use mobile app, quick comparison quotes, and online repair monitoring, Esurance is insurance for the modern world™ and the smart choice for today's web-savvy consumer. As a member of the Allstate family with an A+ rating from A.M. Best, Esurance is a reliable choice for car insurance, offering anytime, anywhere service just a click, call, or tap away. For more information, visit www.esurance.com or call 1-800-ESURANCE (1-800-378-7262).
©2012 PR Newswire. All Rights Reserved.


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Gingham Tea Towel - Bold Print
Final sale items, identified by a price ending in $0.99, cannot be returned.
No longer available
Check it out. In pure cross-woven cotton, the Gingham Tea Towel brings a bold, classic check to the kitchen. Mix and match with other patterned linens, or collect a set to use as napkins or placemats at the table.
• 100% cotton.
• Yarn dyed.
• 17"w x 28"l.
• Machine wash.
• Made in India.


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If you are looking for one of the finest examples of a 1949 Willys Overland Jeepster then look no further. No expense was spared... More
1949 Willys Jeepster for sale in our Chicago Showroom. This unique 1949 Jeepster is powered by a Ford 4 cylinder which is backed... More
1949 WILLY'S JEEPSTER, RESTORED...SIDE CURTAINS, NEW PAINT.... More
1969 WILLYS JEEPSTER COMMANDO, LESS THAT 1800 BUILT. DRIVEN ONLY 20,800 MILES IN A DRY NORTHWEST CLIMATE. STORED OVER 20 YEARS. ONLY DROVE TO... More
1950 Willys jeepster Convertible fully restored must be seen driven one of the best for sale anywhere.Great driving Willys Jeepster. Super smooth running 4... More
1950 Willys Jeepster Convertible, 4 cylinder, 3 speed overdrive, solid body, all parts to complete and extra parts, new seat covers, top and rubber... More
1951 WILLYS JEEPSTER 6CYL WITH OVERDRIVE, 28,000 ORIGINAL MILES, NEVER ANY RUST OR DAMAGE ON THIS SUPER STRAIGHT GREAT ORIGINAL CAR.... More
1949 Willys Jeepster- Great driver-quality Jeepster. Engine updated to later model Chevy V-8 and automatic transmission, convertible top, and side curtains. Beach ready!! http://www.tommackclassics.com... More
1949 Willys Jeepster Overlander, 4-cylinder overhead original engine rebuilt in Jasper Indiana runs great. Paint clean, chrome on bumper could use rechroming, trim looks good,... More
I have always wanted one of these Jeepsters. Now I own one. I went to look at a '57 Ford Thunderbird and I missed... More
Great driving Willys Jeepster. Super smooth running 4 cylinder F-Head engine backed by a 3 speed manual transmission with automatic overdrive. Always starts right... More
This 1948 Willys-Overland Jeepster VJ2 two door Pheaton convertible (Stock # B8034) is available in our Fairfield, CA showroom and any inquiries may be... More
Willys 1948 Jeepster, pretty but not perfect, $9,500. 909-624-0338, CA.... More
WILLYS: 1951 Jeepster, restorable or parts, $850; 1949 Willys Jeepster, restore or rod, $2,300; 1948 Austin A-400 sedan, good sheetmetal, great gasser project, $1,500.... More
Jeepster 1949, 3 chopped, roller rockers, Crane cam, tubbed, narrowed 9 Locker, professionally built frame, Art Morrison ladder bars & coilovers, Mustang front suspension,... More


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1953 Ford Crestline Sunliner Convertible. STUNNING. Wonderful combination of Original and Restored. Excellent Condition. 1953 was Ford Motor Company's 50 year Golden Anniversary. It was also the last... More
Refinished in correct Lt. Green color, V8, Straight stick, Runs Very Good w/ New Brakes, Electrical Wiring Harnesses, Good Tires, Receny Major Tune Up... More


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Here's the latest from Stone Sour!
***For Loud and Local submissions, you may use the upload form on the Loud and Local page (which tends to be fickle). If you would like to send an mp3, PLEASE, PLEASE, PLEASE send it to firstname.lastname@example.com. Sending mp3s to my kegl email locks it up and makes me appear incompetent to my co-workers. A seemingly incompetent Angela is a cranky Angela! However, if you really want to make me happy, you can send a CD. This way, I can keep it at my desk and easily add tracks at any time!***
Loud and Local, Monday 11p-12m
Sixx Sense Mornings: Traffic, Sports, Weather
Saturdays 6a-10a
Sundays 6a-8a
My first crush:
Then I realized he was prettier than me and moved on.
I frequent cemeteries.
My job helps me meet the best looking men!!!
Duff McKagan is like fine wine.
I enhance my credibility by looking tortured. (Shutterkings Photography)
Slash and I share a common interest.
I like to clean up around the office. It keeps me down-to-earth when I get to meet people who are exceptionally cooler than I am. Please see below.
Freaker's Ball 2008 with Snot
After cutting off his own head, a decapitated Jeremy from Five Finger Death Punch was seeking medical attention!
I was so excited to meet Duff McKagan that I clipped a concrete column while trying to park my car...which still had dealer tags, BUT I did get this little beauty!!!!
Yes! That is Maynard!!!! Elusive, but we used our womanly ways to get him on camera!!!! Ha! Ha!
Freaker's Ball 2009! Look who I found backstage!!!! It's William Duvall of Alice in Chains!!! Where's Jerry, dammit???
Lzzy Hale from Halestorm! Played Freaker's 2009...will be at BFD 2012!
Here's the latest from Stone Sour!


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in South Barrington, IL
18 attending
in Mt Prospect , IL
9 attending
in Mount Prospect, IL
4 attending
in Palatine, IL
77 attending
in Vernon Hills, il
9 attending
in Schaumburg, IL
37 attending
in Schaumburg, IL
8 attending
in South Barrington, IL
24 attending
in Fontana-on-Geneva Lake, WI
12 attending
in Chicago, il
33 attending
in Schaumburg, IL
4 attending
179 Meetup Groups match "Wine" near Crystal Lake, IL
There are no upcoming Meetups.
This group is for anyone that enjoys wine. We have wine tastings on the second Thursday of every month. A wine representative will be on had to talk about their wines and winery. The tastings are casual and usually last around two hours. Wine samples and appetizers provided. Attendees will be able to purchase wines to take with them at a discount. The cost is $20 of which $10 will be donated to Waukegan Main Street.
Meet new friends and taste great wines! Whether you are serious about wine or simply enjoy a relaxing glass, we welcome aficionados of all types. We meet 3-4 times per month and focus on both wine Education and Appreciation. We host Wine Tastings, Wine Classes, Casual Get-Togethers, Fun Social Events, Winery Tours, Vineyard Trips, Wine Making Adventures and More! We also have a diversely experienced group of Winemakers, so if you have ever thought about making your own wine but don't feel like s …
Meetup details are available only to members.
If you're interested in getting together in a relaxed atmosphere to taste some great wines, participate in some organized wine/food pairings, and hopefully making some great friends with like interests then this is the group for you!! Monthly tastings will sometimes take place in local wine tasting shops, sometimes organized at resaturants to be accompanied by some great food, some held at winemakers tasting rooms, and sometimes hosted by our wine club members in their homes. We want this t …
This group is for anyone who enjoys wine, art, or just getting out and trying something new-like painting! I call it Art Rave! As an artist and mom of four, I love to share my passion for art with others, and what better way than with a bunch of friends and a bottle of wine! I'll find exciting locations to meet, create beautiful, but easy artwork to paint, and invite you to join me, as we drink, paint, and have fun. Absolutely no art experience needed-this is all about the FUN!
Meetup details are available only to members.
Do you enjoy a great glass of wine? Socialize with like minded people and expand your viticulture horizons! This group offers members wine socials for wine lovers and enthusiasts who want to learn more about wine, appropriate for anyone to attend. Meet fellow Wine Lovers and enjoy meeting and socializing with other Wine Enthusiasts in upscale attractive, modern venues. Monthly tastings will take place at restaurants to be accompanied by some great food, in local wine tasting shops, held at winem …
There are no upcoming Meetups.
Northside Wine Collection Club is an established form of alternative investment that can offer impressive returns. The wine market is based upon simple supply and demand economics. Bordeaux has the most stable financial market of all wine producing regions, while in each decade only 3-4 vintages out of every 10 have wines of a high enough quality for investment purposes. A chateau can only produce a unique and finite amount of wine each year. As this is happening the wine is maturing and becomin …
Love good wine, reading books, & discussing ideas with other friendly people? Then come join us at our monthly discussions while enjoying wine at House Red! The goal is to have fun discussing & sharing our thoughts & ideas on the literature we've read over glasses of wine. The group is new (Spring 2012) & was started with a small group that met at a wine bar. We're growing now & would like to welcome new members. I've noticed many groups are women only; we aren't gender restrictive, but you must …
Have you ever wonder why Riesling is bottled in a long, tall bottle and Pinot Noir in a shorter, thicker bottle? What makes a red wine red? What kind of glass should you use when drinking a Cabernet? If so, you probably want to know more about wine the same way we do. We are a group of wine enthusiast who would like to learn more about wine. Whether it is a red from Chile, or a white from Germany, we want to learn and taste them all! Join us to share your knowledge about wine, or learn the thing …
We are a group of Wine Lovers who love to meet to enjoy new wines at attractive venues in the Northwest Suburbs. Meet fellow Wine Lovers and enjoy meeting and socializing with other Wine Enthusiasts in upscale attractive, modern venues. Once a month during the week usually on a Wednesday or Thursday, we invite you to join us and enjoy the best life has to offer. All of our parties are free and many times we bring in wine specialists and vendors who offer us free wine samples. See you at the ne …
There are no upcoming Meetups.
This is a group for people from the Northwestern Chicago Suburbs who love wine or just want to know more about it. Meetups will be held at various locations that allow members to experience different kinds of wines and try different wine and food pairings. Plus a great opportunity to make friends! Even if you're inexperienced about wine (like me), this will be a fun, relaxed way to learn more and meet some great people. If wine isn't your thing, join for the food and good company!
There are no upcoming Meetups.
The idea behind this group is to offer a place for people interested in wine to experience wine together. Learning about wine on your own is tough and I find quick tastings at wine shops or huge crowded wine events equally unhelpful. Here we can have a small group, take our time, and get to know more about wines and each other. Whether you know nothing about wine or you're an expert, all that matters is that you're interested. My hope is to do small group tastings that I know I always want to d …
There are no upcoming Meetups.
A group dedicated to the wine lovers of the Chicago West Suburbs. We are mothers, fathers, sons & daughters, writers, teachers, bartenders & accountants. We. Love. Wine. Paso Robles, Sonoma, Williamette. We crave it, sip it, chug it, love, love, love it! And now we have a group, a wine lovers not-so-anonymous, don't hide your passion for the grape-celebrate it!
There are no upcoming Meetups.
Do you enjoy a great glass of wine? Socialize with like minded people and expand your viticulture horizons! Good Grapes offers members two different types of events: wine socials for wine lovers and enthusiasts who want to learn more about wine, appropriate for anyone to attend; and upscale Singles events for those who appreciate the finer things in life! We will present a monthly topic about wine, along with several wines to try as we learn and discuss that month's topic. Each meeting will incl …
LIVE CHATROOM too! Meet other fine wine & dining enthusiasts in your area! Make new friends and have fun whether it's sipping wine, taste-testing a flight of beer/ale, or sampling from other types of libations...single malt scotch, cognacs, etc. Some of our adventures will have us in a fine dining establishment, other times rolling up our sleeves and elbowing up to the bar in a local brewpub. This group was established not just to have a good time "meeting up" but it was put in place to enjoy d …
There are no upcoming Meetups.
As a Founding Ambassador with Boisset Wine Living, I bring wine lovers together for in-home or office tastings with award-winning wines from Napa and Sonoma, such as Raymond Vineyards (2012 American Winery of the Year). Our goal is having a fun experience sharing a love of food and wine pairing, discovering organic wines and biodynamic farming, and gaining personal access to some of the best winemakers in the USA.
WINE + LIFE Meetup makes life more fun by adding wine. Whether it's a wine tasting at an art gallery, a wine pairing dinner at a hot restaurant, or sipping flights of wine at an after work happy hour, life is meant to be celebrated …with WINE! Join us for the fun and bring a friend …or make one when you get here.
Love beer? Love wine? Into meeting new people? Great! Let's get together once a month in friendly and warm home settings to chill and socialize with other cool and interesting people – and have a glass of wine or a beer or two while we're at it. No agenda. No theme. Just mature and intelligent gay, lesbian, and straight men and women gathering to connect, unwind, talk, laugh. This will be a monthly event and each event will be hosted by a different member at his or her home or appropriate space …
There are no upcoming Meetups.
For those who like to start classy and end trashy. We'll start at a nice wine bar and progressively move to dive bars. For those who wish to kick on, we'll choose a new diner (preferably 24-hour old school, low class) to line our stomachs with grease. Exactly as the name of the group describes - from wine to dive, becoming less classy as the night moves on. The group is all about meeting people in a fun environment and having lots of laughs along the way. Lose your inhibitions, lose decision mak …
LIVE CHAT too! Calling All Ladies in Lil' Black Dresses! Join other fun, smart, wine-loving and cocktail sipping women in the Chicagoland area who are interested in enjoying wine and learning about it with their girlfriends. We will also be checking out bars with really good mixologists for some divine cocktails too! Our group will meet once a month for casual and/or 'all out' events. Excited about new friendships! Women, Wine, Cocktails and food (or chocolate), the perfect pairings! We'll h …
Meet fellow Wine Enthusiasts! We meet every week to taste new wines; learn about noses and legs; and have a great time. Novices and experts alike are welcome. We meet at various locations in the NW suburbs.
I Like Red (and white) Wine is a group for GAY wine and food lovers. The idea is to provide an alternative outlet for GAY MEN to meet to pursue this interest and to also provide other social opportunities. Learning about legs and noses is great but getting together because you simply enjoy wine/food and to meet people is better. This isn't so much about learning but getting together because of a common theme. The idea is to create a community with a real life outlet. Hopefully, we will be able t …
The Windy City Wine Meetup is a group of friends who enjoy wine, food, spirits and social activities throughout Chicagoland. We're primarily based in the city, but will take excursions from time to time in search of new venues & events.
There are no upcoming Meetups.
This group is for women from 21-30 who love to read (especially love stories) .After graduating college and entering the real world it can be hard to find where you fit in. This is the perfect place to meet new people, have fun, drink wine, and indulge in steamy romance novels. We will meet every month to every 2 weeks over a glass of wine to discuss the novel and just do some "girl talk".
Meetup details are available only to members.
What could be better than getting together for a glass of wine and some creativity? We will make some one of a kind cards, treat bags, and more while enjoying a Girl's Night Out of creative ideas. We will meet once a month in Downers Grove.
Meetup details are available only to members.
This is a fun social group for anyone interested in Wine and Book Discussions. THIS IS NOT A GROUP FOR THOSE WHO ARE LOOKING FOR A SINGLES/DATING MEETUP. Once a month a book will be selected and a meeting time/date will be chosen. The only thing you need to do is enjoy laughter, group book discussion, and of course enjoy wine! The age suggestion is 20-40 and space is often limited.
Meetup details are available only to members.
It seems everyone in the suburbs is married and the only way to get out is to hang in bars. This group is a way to enjoy activities with others without the pressure of dating. Experience a wide range of activities with other singles including restaurants, nightlife, boating, wine tasting, hiking, biking, miniature golf, bowling, trap shooting, paintball, zip-lining and many more in the Northwest Suburbs. You don't have to be alone. Join us, have fun doing fun stuff, and meet new friends and mayb …
Have a FAVORITE area bistro? Know a place where you can get unique, tasty food? Want to host a home party/wine tasting event? What about a music venue featuring an amazing band that you know everyone will love? I would also be open to attending cultural events, such as plays in Chicago. If anyone can find discount ticket prices, please pass it on. Though we are based in Lake County, IL, we will network while visiting establishments in LAKE, COOK and MCHENRY COUNTIES (and also Wisconsin) that pro …
There are no upcoming Meetups.
Let's do this... Events! Explore and Enrich our Lives! So many of us remain trapped in the shell of the familiar, never venturing out to see different locations, eat new foods or even hear music we're not accustomed to. EXPOSURE is a choice! Let's do this... Events is an eclectic Meetup Group organized exclusively to facilitate socializing, expose exploration, and dedicated to the shared enjoyment of life. Participation in this eclectic Group is strongly encouraged for any individuals who have a …
This group is one part beer and two parts women who want to socialize. A "nice girls club" where women 25ish-40ishfrom any walk of life can get together to network under the pretense of drinking beer. The general idea is an open coffee house type of atmosphere where the members of the group will guide the development and activities of the group, starting with meeting bi-monthly in the loop, lincoln park, lakeview during the week for a beer or two and some good fun. Sometimes you just need a beer …
I've just moved to Evanston from Southern California and woulld love to start a book club for women aged 40-65. I have a great meeting place, and would love to meet new friends, read some great novels, and possibly share some great wine. If you are interested please contact me at email@example.com
I have traveled to Italy at least once and sometimes twice a year for the last 12 years. I always start in Rome since for the most part it's the most direct route from America. Truth be told, I think you can never get enough of this incredible city short of living there anyway. One year I was there 3 times. All of my trips have been for at least 10 days and many for 2 weeks or more. After coming into Rome and spending at least a day or two there I go on to either Florence or Sorrento. I rent an …
Meetup details are available only to members.
312 SOCIAL/AFTER HOURS: WHERE YOUNG PROFESSIONAL SINGLE PEOPLE MEET,MINGLE AND SOCIALIZE AFTER-WORK & AFTER DARK This is a group where people can meet, mingle and socialize in pressure free upscale environments. We know you like to hang at cool spots so we make sure that we are meeting at some nice venues the city has to offer. 90 % of the group is between 25-49. If you are thinking about joining the group, these are some of the activities that we will be engaged in from Late October till March …
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One to Watch in Milan
Narrative designer Brit van Nerven is one to look out for this year in Milan. Since graduating from the DAE she has worked with some top names while developing her own form language. She will present with...
Connecting the Dots Milan 2013
This spring a record number of Dutch designers will be present during the Design Week in Milan. You can find a complete list in the seventh edition of Connecting the Dots, which will be co-published with ELLE...
Social Design in China
A comment on tourism and mass-consumption lies at the core of Jorge Mañes latest project "Normal Pool Level". In it he presents a series of souvenirs he designed for the area around the Yangtze River in China that...
For The Love of Materials
Denim and leather only improve with age, a quality new Amsterdam accessory brand, Atelier de l'Armée, is exploiting beautifully. The brand penetrates the zeitgeist, which has rebranded hand-made and locally produced...
Tuttobene Celebrates Ten Years in Milan
It's an occasion marked by the invitation of ten respected designers to this year's Milan Furniture Fair. Tuttobene is celebrating its tenth anniversary.
Design is for Kids
At Milan Design Week last April we came across a wonderful children's book all about design. Now it has been translated from Polish to Dutch and naturally features a host of Dutch design heroes.
Gaultier's World
Most people are familiar with designer Jean Paul Gaultier, be it for his iconic sailor-striped tops, outrageous catwalk shows or 'that' perfume. The Kunsthal in Rotterdam currently presents an overview of his work...
New Creative Head for Design Academy Eindhoven
Graphic designer Thomas Widdershoven has a good head and great attitude and has been appointed Creative Director of the Design Academy Eindhoven. What people seem to like most about him is that he is not another...
The New Original
Design.nl questions Renny Ramakers about Droog's latest project The New Original.
Designs of the Year 2013
London's Design Museum opens its doors to showcase Designs of the Year 2013 – we look at the Dutch designers shortlisted.
- Where I end and you begin
Vous etes Ici / Amsterdam - Designing Health
Designhuis / Eindhoven - WHITE
Nederlands Fotomuseum / Rotterdam - Linking Parts
Transnatural / Amsterdam - Nomadic Sand Bath at TETEM
TETEM / Enschede
- Dutch Design Week 2013
- Amsterdam Fashion Week 2013
- Dutch Design Week 2012
- Milan 2012
- Amsterdam Fashion Week 2012
- Dutch Design Week 2011
- Amsterdam International Fashion Week 2010
- Amsterdam International Fashion Week 2011
- Dutch Design Week 2010
- Dutch Design Double 2010
- Milan 2010
- Design.nl 100th Issue Favourites
- Dutch Design Week 2009
- Dutch Design Double 2009
- Milan 2009
- Amsterdam International Fashion Week 2009
- Going Out - Restaurants, bars, cafes, clubs and hotels
- Graphic Design Festival 2008
- Dutch Design Week 2008
- Retail Therapy - Where to buy Dutch design
- FreeDesigndom 2008
- Milan 2008
- Amsterdam International Fashion Week 2008
- Design.nl Tokyo favourites


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Find your way to the best Chevrolet service center in Wichita Falls, Texas with AutoMD.
Want to make full use of your vehicle's warranty? Then you should know the location of the nearest Chevrolet service center in Wichita Falls, Texas. Luckily, AutoMD has all the info you need about the different auto shops in your state. We can help you locate Chevrolet auto repair shops in no time. All you have to do is provide us with your vehicle's make and your location, and we'll generate a list of auto mechanic centers within your city.
1 - 10 results of 15 Chevrolet shops in Wichita Falls, TX
2825 Elmwood Ave, Wichita Falls, TX, 76308 (Map)940-692-3900
4206 Kell Blvd, Wichita Falls, TX, 76309 (Map)940-691-6881
201 E Scott Ave, Wichita Falls, TX, 76301 (Map)940-322-6252
201 E Scott Ave, Wichita Falls, TX, 76301 (Map)940-767-5555
3400 McNiel Avenue, Wichita Falls, TX, 76308 (Map)940-691-4851
1111 Lamar St., Wichita Falls, TX, 76301 (Map)940-761-5577
3511 Old Jacksboro Highway, Wichita Falls, TX, 76302 (Map)940-322-3153
3022 Seymour Rd, Wichita Falls, TX, 76309 (Map)940-767-2168
4080 Regent Drive, Wichita Falls, TX, 76308 (Map)940-692-1222
2228 Brook Ave, Wichita Falls, TX, 76301 (Map)940-761-5823
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I hadn't tried microfiber sheets, but decided to because these were such a good price. They are very soft and comfortable, and dry smooth in the dryer. Be sure to wash them first (I was so excited to use them I popped them out of the package and onto the bed), as they are slightly itchy straight from the factory. After washing they are not the least bit rough or itchy. The color was true to the color online, maybe very slightly more intense. (I got the sage green.)
When you buy from Overstock you know it is going to be a good product but I am never sure it is going to meet my needs. Well these sheets are great!! They are super soft, well made and wash well too. My only disappointment is that I need an extra pillow case and can't get one. I wish I could. If that is my worst complaint--it isn't one at all. Get these sheets you won't be disappointed.
Bought this sheet set two weeks ago and couldnt be happier with my purchase! They are super soft and the color , black, is a true black. They have very large pockets which would be good for pillowtop matresses and the top sheet is more than ample. I live in Mexico and the order was actually a couple days early, from the 7 to 9 days that they projected!!
These are the best sheets I've ever owned and at such an unbelievably low price. I ordered a few other types from Overstock and these are the only ones I've really been happy with. So, so soft! And they just get softer with washing. A beautiful blue as well. I'll be ordering more exactly like 'em in Queen size for our master bedroom. :)
The sheets are super comfortable and they fit great on my bed!
I was shopping for fleece or flannel sheets. The item came up under that search parameter. The item title was microfiber. That indiactes fleece as these terms are interchangable. The product was percale sheets. The return process is not acceptable either. Shoppers should not have to pay inflated shipping rates to return items, especially when they are truely not the advertized item. I am likely to never shop Overstock.com again.
Great sheets for the price! The colors and nice and vibrant
The sheets seem really soft. I got the silver color. They look more matte finish in the picture but they actually have a silvery sheen to them.
love my sheets, will order again, so soft & nice very pretty,need to find a comforter,a little reasonable for my queen bed that match it. thanks os.com.
Have used for maybe 3 months have rips and tears everywhere.
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PICTURE THIS Have you ever visited a beautiful or dramatic place and wished you could somehow record your thoughts and feelings so you could return to them later? Perhaps you have a favorite spot you like to visit. Some artists have discovered favorite places and have captured them on canvas. For Claude Monet, it was his house and gardens at Giverny, France. For Winslow Homer, it was the rugged stretch of coastline known as Prout's Neck, Maine. Both artists were drawn to the unique features of these locales and used them as subjects for their artwork. Both were able to capture in a variety of paintings their sense of the geography, as well as the changing weather, light, and color they observed. Take a trip on the Internet to visit these special places and see just what inspired some of these artists. Perhaps you will be inspired as well!
Artist's Passport Web Links
Claude Monet Monet's House at Giverny
Winslow Homer Gloucester, Massachusetts Prout's Neck, Maine
Albert Bierstadt Yellowstone Photos Glacier National Park Photos
Vincent van Gogh In Van Gogh's Footsteps: Provence


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The Man burned on Monday
BLACK ROCK CITY, Nevada--The Man burned Monday night. Seriously.
For years at Burning Man, the joke has been, "We should burn the Man on Wednesday."
The Man, of course, is the tall wooden figure at the center of the annual countercultural arts festival.
Well, late Monday night--OK, early Tuesday morning--the mantra came true.
As groups of people were gathered around, watching the eclipse of the moon, just as the moon went into full eclipse, word--which I listened to--started to filter across "Com," the official Burning Man organizational radio communications system, that someone had set the Man … Read more


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Moderators: Cartographers, Global Moderators
ZeekLTK wrote:Edit: hmmmm, read above, didn't know you had to have towns for bonus, so guess I don't have all green.
Still, it's not clear what the 6 means, 6+2+3 or 6 instead of 2+3...
ender516 wrote:You caught me on a good night -- I had time to make this change (Gotland and Visby moved):
ender516 wrote:I think the real problem is the legend. East Prussia is the northeastern part of the Order State, while the Teutonic Order occupies the southwest, just as BOB is telling you. We just need to swap the colours of the little green shields.
thenobodies80 wrote:(althought I don't get why people continue to assume things that are not written )
Educated people handle ideas more complex than this all the time. We have a more complicated understanding of football than we do genetics and evolution. Nobody thinks just the quarterback wins the game.
thenobodies80 wrote:Yes, usually. But it's not a rule. Nothing says you need to use colors to define bonus group.
And shape matters too in this case...anyway I think it's pretty clear now.
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The Egyptian vulture is the leading character of the new graffiti drawn on a wall of a school in Haskovo, Bulgaria. The idea of making this mural painting came from the BSPB (BirdLife Bulgaria), aiming to use contemporary art and creativity to better catch public attention over the LIFE+ project "The Return of the Neophron".
Europe and Central Asia Local Empowerment - Europe and Central Asia
Since 2003 BSPB is working for the conservation of the Egyptian Vulture in Bulgaria. The gained knowledge during these years firmly shows that the main reason for the species decline is the increased adult mortality due to various anthropogenic threats. Significant part of the loss of birds is happening outside Bulgaria during the migration and wintering. In the last 7 years probably more than 20 adult birds did not return from their wintering areas.
Europe and Central Asia
Wednesday 2 June and the fifth day of Nature Iraq's (BirdLife Partner) bird conservation programme for Iraqi biologists. Hot with a noon temperature of 38 degrees. We're clambering on rocky slopes leading up to magnificent cliffs that look down on the ancient city of Sulimaniyah some 10 kms to the west...
Middle East Iraq


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Harry & David gourmet gifts are perfect for any occasion. Send gourmet gift baskets, fresh fruit gifts or premium chocolate truffles for birthdays, anniversaries, or as a special thank you gift. Our cookies are a popular get well gift, and Harry & David is a favorite business gift source for corporate gifts and office rewards.
Send a smile to that special someone with one of our gourmet thinking of you gifts. These delectable gifts are a heartwarming way to deliver a deliciously delightful treat that can't be beat. Each one of our thinking of you gift baskets lets someone know you're only thinking the sweetest thoughts. Why send a thinking of you gift? Why not!
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Click here to view Job Postings.
Upcoming Webinar A Survival Guide for You and Your Retailers Marketing consultants who bring retailers ideas on how to survive will get the most advertising dollars in 2013. In this fact-filled presentation, veteran radio consultant Holland Cooke of Holland Cooke Media will present information that will help you sell retail advertisers in this uncertain economy. You'll learn why the term "business-as-usual" no longer applies, what's working instead, THE question sales reps should be prepared for retailers to ask, the kind of messages people "hear" now, and how and where that message finds traction. This webinar will be offered on Tuesday, Jan. 15 at 10 AM, and again on Thursday, Jan. 17 at 3 PM. For registration information, click here.


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And it's not just me "Ryun bashing", as some of you will think. I don't for one minute believe that Aouita ran a 36.1 last 300m in a 3:34 1500 in Grossetto, Italy in 1984, either!
The idea of anyone running 36.1 at the end of a 3:34 or 3:38 1500m is plainly impossible.
When you think that Ovett ran a 12.0 100m stretch in his 3:34 race, but the last 300m was 39.5 secs, and Coe ran a 12.1 last 100m in Moscow (38.6 last 300m), which is the fastest last 100m in any Championship 1500m, how can anyone believe that 2 men put together that sort of speed for 3 times longer? 300m in 36.1 is 3 lots of 12 secs flat.
The fact that no video exists (or does it?) for either Aouita's or Ryun's 36.1, just adds to the mystery. Athletic publications have timed from the wrong line and given inaccurate splits before now (Aouita's 11.7 a case in point), and it was only because there was video evidence of the race that some saw sense and realised it was taken from 90m and not 100m. If they could be 1.4 secs out in 1985, then there is no reason why they couldn't have been as much as that out in 1967. People quote that Ryun RAN 36.4 or 36.1 in that race without ever having seen the race. Don't always believe what you read in books, however reliable you think they are.


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Dedicated by the Jacobs and Chill Families in Memory of Harold and Pearl JacobsDora Bas Rivka Silver O'H
Vayikra - Shlishi
Rabbi Yitzchak Etshalom
Mincha Time
A mincha could also consist of flour and oil cooked in a pot. No matter how it was prepared, the kohein would first burn the appropriate portion, then the rest would belong to the kohanim. None of the flour offerings were allowed to be leavened or mixed with fruit juice. Dates and other produce are fine as first fruit offerings, but they don't belong on the altar.
Flour offerings also had to be salted, as did animal sacrifices. (From here we derive our custom to dip bread in salt. Ironically, most people do this only on Shabbos but the Mishna Brurah discusses it as a regular part of the meal on weekdays - see MB 167:33.)
A korban mincha was to be brought from one's first grain, as soon as it became ripe on the stalk. This would consist of whole roasted kernels ground into flour, then offered with olive oil and frankincense like other flour offerings.


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PAX East Trip
Start Date: April 6, 2012
End Date: April 6, 2012
Time: 8:30 am
PAX East Trip
PAX East is a three-day game festival for tabletop, videogame, and PC gamers. We call it a festival because in addition to dedicated tournaments and freeplay areas we've got nerdcore concerts, panel discussions, and an exhibitor hall filled with booths displaying the latest from top game publishers and developers. Even with all this amazing content the best part of PAX East is hanging out with other people who know their stuff when it comes to games.
Bus leaves Leicester at 8:30 A.M., Worcester at 9:00 A.M.
Bus leaves PAX East at 10:00 P.M.
Cost – $10 for Becker Students
Space is limited - register here!
Organized by
Event Categories: All and Student Activities.
Related Events
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Starts 01/10/2014
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Residents Arrive
Starts 01/14/2014at 9:00am
Ends 01/14/2014 at 3:00pm


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Toggle Grand Theft Auto Grand Theft Auto
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Take the college student survey to share your opinions about your school and be entered into a $1,000 scholarship!
Odds of becoming an astronaut: 12.1 million to 1. Odds of becoming the United States president: 10 million to 1. The good news is compared to these statistics, you have a great shot of getting into these colleges and universities. *Acceptance rate data used in this ranking comes from the U.S. Department of Education.


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Bachelor Party Gifts - Home Furnishings
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We are showing you the UK version of our site: would you prefer a different location?
The first ever Rapha Sample Sale in the North of England will take place in the beautiful city of Manchester on Saturday 26th May 2012.
Aside from burly sprinters and wiry grasshoppers wrestling over base layers there will also be some ludicrous discounts on a whole range of end-of-line stock, returns and one-off samples. Do not miss it.
Thomas St. Post Office
61 Thomas Street
Saturday 26th May 2012
10:00 to 18:00
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Matt Christensen
10th May 2012 09:06pm
Great photo.
David Fish
10th May 2012 11:32pm
Its maybe not so grim 'Up North' - Looking forward to this :)
Ian Humphreys
11th May 2012 01:23pm
Looking forward to a huge queue at 10am and then a fire sale on eBay (he said cynically)
Karl Owen
11th May 2012 01:28pm
Front of the queue
neil barnett
11th May 2012 06:29pm
Mad for it.
Really, big queue? this far up north?
Richard Magnier
12th May 2012 05:00pm
What's the story behind the photo…?!!
Mark Rushton
12th May 2012 09:16pm
It's Bernard Hinault and that race was stopped by strikers (farmers, workers, I'm not sure). But dissent broke out and Hinault decided the race would carry on even if he had to settle the matter personally
gary myler
14th May 2012 04:12pm
biggest queue the post office will have seen the stamps
went up in price….
justin riley
14th May 2012 09:46pm
whose doing the rapha ride to chesterfield on the sunday?
see you at the post office - 10am start..
Victoria Howarth
15th May 2012 06:47pm
At last!
Craig Cooper
23rd May 2012 05:49pm
I remember the last sample sale being followed very shortly after by the website sale, so ebay merchants best beware.
paul donaghy
28th May 2012 08:25am
I went on Saturday and it was a BUNFIGHT!! :)
Luckily I was pretty much front of the queue at around 8am (doors opened at 10am) …
I came a way with a few bits and pieces
LS Winter Jersey
SS Rapha Club Jersey (very nice but its a promo piece effectively given as part of a club membership I believe in Polyester)
Black Cap
Black Kneewarmers (very happy with those)
White armwarmers (more on that later)
Essentials wallet (fantastic item)
3/4 Fixie shorts (beautiful, my second pair)
1 pair of Pro Socks (white)
The armwarmers I grabbed at as they had become detatched but only found out they are slightly differing sizes when I returned home, one may be a little too restrictive I fear .. (Ebay ???) ..Smile
Overall, the jerseys were fine so long as you were a SMALL or EXTRA SMALL Spaniard (Country Jersey) or if you wanted the Pink/Grey/White jersey …. I'm not and I didnt.
The Bibshorts all seemed to be XXL
There were no Gilets
(really wanted a new one as ruined my white one)
There were no rainjackets (no real surprise there)
There was tons of stock but I feel they really should have railed it all up and the BUNFIGHT could have been a lot more civilised and the stock easier to view.
The staff were great though, a nice bunch of lads who were happy to chat and keen to get everyone out riding on the Sunday … I had returned home by then though..
All in all, it was Ok ….. I'd just reiterate that perhaps railing all the "hangable" stock would make a lot more sense … IT WAS JUST BEDLAM and with the heat within the shop I had to get out after a while.
So, there you have it …
Jack Flanagan
28th May 2012 11:46am
Thanks Paul,
Your feedback has been duly noted and we'll have a look at how to utilise the space and stock to be more effective and less of a 'bun-fight' in the future.
Thanks for visiting and it looks like you got some good kit!
paul donaghy
28th May 2012 12:42pm
Hi Jack
No worries - not a criticism as such , moreso just an idea.
I felt that if it were to be railed (more work for you guys I appreciate)… it would be far easier for customers to search through and also far less likely to end up strewn all over the place, possibly becoming damaged.
Are there any of the Essentials wallets left over? The guys I ride with were all impressed with mine as we were using Sandwich bags before. I could happily take 4 or 5 is there are.
One other thought - There were peeps in the queue who had travelled from Glasgow!! Would it be wiser to do one further north, say Leeds or further north and move the Manny one to Birmingham? Birmingham is on my doorstep .. so slightly biased.
Jack Flanagan
29th May 2012 03:48pm
Hi Paul,
Unfortunately the Essential Cases are tucked away awaiting processing, so it will be difficult to obtain any more. They are destined for future sales (which will certainly be north of the Thames!) in the near future.
Your location suggestions will be looked into, although I've always liked Edinburgh!
Thanks again,
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- @playa_mansa Sorry, somehow missed this. Our backpack is great for general use. Most of us here use it both on and off the bike.
- @TheRaceRadio A man experienced in sheep aerodynamics, perhaps. → http://t.co/4ysrDy5bie
- The most recent Rapha Gentlemen's Race took place in Adelaide with 18 teams lining up for the rolling 160km route. → http://t.co/ZQ3Dzz0NEX
- @andersmagnus Hi Anders, there's been a delay unfortunately, but thanks for being patient. It will be out as soon as possible.
- We're proud to present one of our favourite films this year, so put some headphones on and enjoy. View the film → http://t.co/B2BXnE3JuY
- Congratulations to yesterday's Alpe d'Quiz winner Khamarul Rejab who receives a Team Sky bundle. Today's prize draw → http://t.co/h4frOXDYma
- RT @chrishoy: Ok, I'm going to make the call now, and it's a big call, but I reckon @Ed_Clancy will break the World kilo record at the end …
- @Barry8012 @RaphaCycleClub You're most welcome Simon, thanks for your feedback.
- @antmccrossan Thanks Anthony.
- @brettrothmeyer nice cap drawing by the way!


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Our Mission The Mission of Bedford Presbyterian Church is: |
December 12, 2013 SUNDAY WORSHIP Join us for worship this Sunday Worship Service at 11 am, Sermon-Living in the Peaceable Kingdom Sunday School at 9:45 am Second Sunday of Advent Congregational Meeting Abendmusik at 7pm with reception following December 15th - The Impossible Vision! Wednesday Family Night December 18th- Christmas Trees for the retirement homes LOGOS 4 pm JoyFul Noise Practice at 6:30 pm Choir Practice at 7:30 pm Thursday Next meeting December 12th Women of the Church Meets the first Wednesday of the month at 10 am Hiking Club No December Hike. SUNDAY SCHOOL Meets at 9:45 am LOGOs Wednesday's at 4 pm About BPC Come to the About Us section to meet Pastor Salley, and find out what we're all about! Join Us! If you're curious about what a truly nurturing community of believers is like, then you should come to the Join Us section to find out how you can get involved. New Pix Come to the photo gallery to check out our most recent pictures. About Presbyterians Find out about the Presbyterian Church and the history of this wonderful organization on our What is the Presbyterian Church page. Members Login |


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Eric Boullier
Team Principal, Lotus F1 Team
Team Principal Eric Boullier has over a decade's experience in top-line motorsport.
Having graduated in 1999, he quickly put his engineering skills to good use as he joined DAMS as a race engineer to work on their F3000 and Le Mans programmes.
By 2002 he was working for Racing Engineering as Chief Engineer, helping the team win the World Series by Renault. A move to management soon followed as Eric returned to DAMS in 2003 both as Managing and Technical Director to oversee the team's activities in various categories including the GP2 Series.
In 2007 he was appointed as Team Principal for A1GP Team France and led the squad to the series title in 2008.
At the start of the 2010 season, the he was appointed Team Principal of Renault F1 Team and also took on the role of Managing Director during the season.
In 2011 he headed up Lotus Renault GP and continued to lead the Enstone-based outfit under its new identity of Lotus F1 Team in 2012, overseeing a successful season in which the squad took ten podiums including its first win since the 2008 Japanese Grand Prix.
How are you looking forward to 2013 and what do you hope can be achieved?
I think it is fair to say that great things are possible. The leap we made from 2011 to 2012 showed what we are capable of. Add to this the continuity and potential of our driver line-up and we have a very powerful cocktail for the season ahead. Our ambitious plan to turn ourselves into one of the top teams in Formula 1 is coming to fruition and now we need to harness this with strong and regular podium results.
What advantages does the team have compared to its championship rivals?
We are lean and hungry. Enstone knows how to win championships, but it is a while since we have won so we are very eager to taste glory again. We have a fantastic facility at Enstone and one which has benefitted from significant and strategic investment over the past couple of years. We have a highly accomplished technical and design team who last year produced a fantastic car, the E20. The E21 builds on this. We have a superb driver line-up with the 2007 champion, Kimi, and a hungry young gun in Romain. We have further strength in our partners and we are certainly primed and ready for action.
How do you see the driver dynamic evolving through the course of the season?
We know that both drivers work well together and their skills and talents complement each other. Kimi has such a wide range of experience and he knows how to react to any situation or circumstance. He's also a superb resource technically. Romain has superb raw speed which we are confident will be harnessed in a more effective manner during races in 2013. Both are competitive individuals – as racing drivers are – and this pushes each one of them and the team to better things. It was clear how much we benefitted from having two very talented drivers in 2012 and I can only see this getting even better in 2013.
Where does the team's focus lie in 2013?
It is certainly an interesting year. On the one hand, we have the season ahead and the very strong desire to achieve great things. On the other hand, we have significant technical changes around the corner in 2014 and an element of resource will naturally be focused on this area. On the track we want to achieve the very best results possible and this is true off track too. In every element of our operations we want to be the best.
Are there formal targets for 2013 and what are they?
We want to do better than we did last year. 2012 was a good season for us – certainly in the context of the previous season – but we, like every team in this highly competitive sport, want to win. We want to make regular appearances on the podium, and add to our tally of appearances on the top step.


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Books & Magazines for Grade School Girls - Gifts for the Wiz Kid
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Six to 9-year-olds often know exactly what they want and electronic toys are high on their list. But that doesn't mean you can't find something great on your own. Choose a toy that's got major fun potential with an added value of keeping kids... Read More »
They�ve got spirit, yes they do! These enthusiastic grads cheered for their team at every game and always rallied the crowd to join in. They live in their school colors�sporting tees, caps and mascot covered gear. Help keep the spirit alive... Read More »
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The Gift Gurus at Gifts.com hand-pick all gift ideas for grade school girls in the books & magazines category. View great ideas for grade school girls from the best stores online and further refine your books & magazines results by price, Gift Guru top picks and more to find the perfect gift.
At Gifts.com, holiday gift shopping starts early. We seek out the cool new gifts that they are sure to love this season. Find a great selection of ideas perfect for every age. |


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2.0 CT. T.W. Lab-Created Emerald Pendant Necklace With Diamond Accents in 14kt Yellow Gold
Item #: 421565 |Model #: P225959Y4CREM+ More details-
Brighten up your wardrobe with a refreshing and elegant emerald pendant necklace.
14K White Gold Emerald and Diamond Ring.(I, I1)
Item #: 116464 |Model #: AR7536S-EMD+ More details-
You can't go wrong with this emerald and diamond ring! Whether gifting it to yourself or a loved one, it'll sure be a hit!
Pear-shaped Emerald and Diamond Earrings set in 14K White Gold (I, I1)
Item #: 116478 |Model #: AE1196S-EMD+ More details-
These emerald and diamond earrings add a subtle yet bright pop of color to your ears!
2.13 ct. t.w. Lab-Created Emerald Earrings with Diamond Accents in 14kt Yellow Gold
Item #: 476610 |Model #: E225959Y4CREM+ More details-
Brighten up your wardrobe with these refreshing and elegant emerald earrings.
Created Emerald and Diamond Accent Birthstone Earrings in Sterling Silver and 14K Yellow Gold
Item #: 514357 |Model #: ESW7553CE2SC+ More details-
The emerald stone has been said to reward its owners with love, intelligence, and wealth. Celebrate your birthday with these enchanting emerald and diamond earrings, and reap the rewards as well.
14K White Gold Round-Cut Emerald and Diamond Earrings (I, I1)
Item #: 116500 |Model #: AE1178S-EMD+ More details-
These emerald and diamond earrings add a subtle yet bright pop of color to your ears!
0.50 ct. Princess Emerald Ring with Diamonds in 14k White Gold
Item #: 325257 |Model #: JR8002EMW6+ More details-
Enjoy this gorgeous princess cut emerald for your princess!
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Natural Emerald Huggie Earrings in Sterling Silver
Item #: 837265 |Model #: ELVCSS2EMX+ More details-
Dress up or dress down with the Natural Emerald Huggie Earring.
Created Emerald and Diamond Accent Birthstone Pendant in Sterling Silver and 14K Yellow Gold
Item #: 510159 |Model #: ESB4085CE2CS+ More details-
The emerald has been believed to reward its owners with love, intelligence, and wealth. Reward yourself with this lush green emerald and diamond pendant.
Lab Created Emerald and Diamond Pendant in 14k White Gold
Item #: 395524 |Model #: AP7065SC-ETD+ More details-
Beautifully set in stunning 14k white gold!
14K White Gold Emerald and Diamond Pendant (I, I1)
Item #: 116493 |Model #: AP7469SC-EMD+ More details-
This elegant emerald and diamond pendant is the perfect gift for that special someone!
0.10 ct. tw. Diamond Zodiac Sign Pendant
Item #: 51116 |Model #: PF3725+ More details-
This modern and trending Zodiac Sign Diamond Pendant is the most perfect personal touch for yourself or your loved one. A unique Zodiac sign pendant is a perfect gift for any occasion.
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I am a self-taught photographer from Washington, NJ. I love to photograph, children, old barns and mills, wildlife and historical places. Often I attend historical reenactments to photograph the actors dressed in period attire. My "Toucan" photo won 1st place in Smithsonian's 6th Annual Photo Contest and hung in the Castle museum in 2009 along with all the other winners. It was also published in Smithsonian Magazine. I have also had several of my images published in other magazines. Outdoor Photographer, Digital Photographer and Birds and Blooms magazines to name a few. You can browse my other galleries at Fine Art America and at Red Bubble – http://www.redbubble.com/people/ramona112
http://cielbleumedia.com/2012/11/19/the-nutcracker-and-other-extraordinary-photography-by-pat-abbott-of-the-united-states/ A picture is a poem without words…. -Confucius


text: Aero Industries, Inc. is a national distribution company of tarp and tarp accessories. Aero sells tarp systems for flatbed trailers, drop deck trailers, glass hauler trailers, dump trailers, grain hauler trailers, refuse trailers, hopper trailers, grain trucks, grain wagons, dump trucks, straight trucks, wreckers and many other transportation vehicles. Customers can get nearly any Aero product customized to the specs of their trailer or truck. Customers nationwide, in Canada and in the UK can purchase Aero tarp systems from dealers and distributors within their region of the country. Aero has installation facilities in Streetsboro, Ohio and Omaha, Nebraska. Their national headquarters is in Indianapolis, Indiana. For more information contact Aero Industries at (800) 535-9545 or click here to contact us directly.


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Welcome to CowboysZone! Join us! Come on! You know you want to!
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Pro Football Weekly.... whisper around the NFL (NFC)
Discussion in 'Fan Zone' started by Gryphon, Jan 27, 2013.
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