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Note: like other posts in the Hack Your Program series, opinions expressed here are mine alone. I have grown so much and enjoyed myself thoroughly at SLIS, so the few items I offer as 'areas for improvement' should be viewed as constructive criticism and also understood through the lens of LIS education or the U of I as a whole: most of the things I talk about it that section are not specific to SLIS. I absolutely loved by time at SLIS and felt like it allowed me to really come into my own as a researcher and a student–I'd love to hear the thoughts of other SLIS students and alumni too, and I'm happy to share more information with folks who are considering applying!
Quick Overview: SLIS is located in the University library in Iowa City. Our department has 8 faculty members (all of whom I adore, btw) and small class sizes. The largest classes I encountered were the Foundations courses (more on that later) where the entire incoming cohort (~30 people I think is average) takes the courses together. Most of my classes had between 12 and 20 people, although some have slightly more or less. The MLS is a two-year program, although some students (like me) take longer.
Programs: SLIS offers a pretty wide array of joint programs and degrees, and I get the sense that they are open to other options too, either for an individual class you might want to take from another department, or something more formal (I haven't actually tried that, so please don't quote me on it!) First of all is the MLS, a two-year degree. There is also the degree that I did, which was the MLS degree in a combined program with a Center for the Book certificate. This was a lot of fun because I got to take all the MLS classwork I needed while also getting exposure to book arts and book history (this is a great option for people interested in special collections.) Other options that I am less familiar with include joint Master's degrees with Business, Law, and the Center for the Book (they just started offering a Master's program.) There is an interdisciplinary Ph.D available as well, along with school media certification and a certificate (or Ph.D) in Health Informatics.
Curriculum: The curriculum has recently gone under revision, so for those interested in the program it's best to consult the website since I am speaking from the experiences of someone who entered the program before it was restructured. When I began the program, it was in three tiers: Foundations courses (Computing, Cultural, Conceptual, all in the first semester), followed by Tier II (where you choose from a handful of courses that build on the Foundations courses), and Tier III (electives). Now they have changed it into clusters, and students have more required coursework (although I think the number of hours has stayed the same.)
Financial Aid: SLIS offers some graduate assistantships in which students assist a faculty member or participate in a project. There are also some scholarships (these are mostly for new students, so apply early!) as well as work-study. The University library system has *tons* of work-study jobs available, and some students work non-work-study jobs at other places (mostly at libraries, I drove public transit as an undergraduate so I've been continuing with bus driving!) I worked at the State Historical Society of Iowa for a while and had a great time. Sometimes, SLIS students also receive assistantships in other departments and programs working with IT, education, and outreach. There is also a class that helps match you with an internship. I believe these are unpaid, but again, the experience is valuable!
Extracurricular Activities: SLIS students have a variety of ways to get involved in LIS outside of the classroom. Our student-run, Open Access journal (B Sides) serves the dual role of publication opportunity and educational resource for those looking to publish their work. This semester, we hosted a conference alongside LISSO (the SLIS student organization in which all students are members.) LISSO brings in guest speakers and hosts social events as well. In addition, there are plenty of libraries, non-profits, and other organizations that host SLIS volunteers and employees, which provides real-world experience. The UI and Iowa City also host an annual Festival of the Book, and there is usually a pretty good lineup of invited speakers who visit campus throughout the year. SLIS students and alumni keep well-informed about all this through the department listserv, which is always updated with the newest info by the awesome program assistant (Kit Austin) and secretary (Vicki MacLeod.) They forward job openings, funding opportunities, calls for papers, and event announcements (along with other relevant goodies) and are willing to forward info from SLIS students who are hosting an event or have found something of interest to the SLIS community. In addition, students can join the Iowa Library Association, which gives you networking opportunities and is free while you're in school!
Areas for Improvement:
–SLIS faculty do a great job of being involved with students–I usually get feedback quickly when asking about assignments or my own research. My only suggestion here would be to clarify the expectations for the cumulative poster session early on: the students do some amazing work, but I know I felt a little more stress about the process without knowing what content I needed to include on the poster (but don't worry, the poster presentation went off without a hitch!)
-In some ways, SLIS has a strong presence in the UI as a whole: one of our students (Sam Bouwers) is a member of the Graduate Student Senate, and we collaborate with other departments. I think it would be nice to make SLIS even more visible (which students and faculty have done some of) and to clearly express the value of our program. With all the funding cuts going around at UI (I won't get into those here) it's vital that we are all advocating for the value of our program!
-Student involvement has been on the rise, but as I keep harping on about in my posts it is *incredibly* important to get involved in your program beyond coursework. Students have been publishing in B Sides, presenting at conferences, and volunteering, although I feel like there are large swaths of the student population who aren't involved. As someone who will someday be faculty, I am trying to figure out what makes some students less eager to involve themselves as deeply (and maybe readers can help here) so I can help all students get a more meaningful education. So far I haven't had an 'ah ha!' moment about this.
Categories: Hack Your Program


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James Amos, MD, Department of Psychiatry at The University of Iowa, continues our celebration of Open Access Week with a guest post on the importance of free access to medical articles for patients and their families.
The importance of open access medical literature
James Amos, MD
As a consulting psychiatrist, I teach medical students and residents, I really appreciate open access medical literature. We have a weekly case conference called Clinical Problems in Consultation Psychiatry, a practical way to teach the Practice-Based Learning & Improvement Core Competency.
This helps develop the habit of reflecting on and analyzing one's practice performance; locating and applying scientific evidence to the care of patients; critically appraising the medical literature; using the computer to support learning and patient care, and facilitating the education of other health care professionals.
Recurring topics are delirium and dementia. Our recommendations for patients, families, and colleagues depend on free, easy access to studies and reviews.
A poignant reminder was a recent CNN article about a man struggling to cope with early state Alzheimer's disease. He said, "All we really are is our thoughts…" Ironically, mindfulness research tells us the opposite might be true. A paper in the Directory of Open Access Journals reviews the growing research literature on the role of mindfulness in moderating the suffering of those with dementia [1].
- Marciniak, R., et al. (2014). "Effect of meditation on cognitive functions in context of aging and neurodegenerative diseases." Frontiers in Behavioral Neuroscience 8.

subset: commoncrawl


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WASHINGTON (AP) – The powerful gun lobby is gauging enough support in Congress to block a law that would ban assault weapons, despite promises from the White House and senior lawmakers to make such a measure a reality.
Senators plan to introduce a bill that would ban assault weapons and limit the size of ammunition magazines, like the one used in the December shooting massacre that killed 27 people, most of them children, in Newtown, Conn. Democratic Sen. Dianne Feinstein of California has promised to push for a renewal of expired legislation.
The National Rifle Association has so far prevented passage of another assault weapons ban like the one that expired in 2004. But some lawmakers say the Newtown tragedy has transformed the country, and Americans are ready for stricter gun laws. President Barack Obama has made gun control a top priority. And on Tuesday Vice President Joe Biden is expected to give Obama a comprehensive package of recommendations for curbing gun violence.
Still, the NRA has faith that Congress would prevent a new weapons ban.
'When a president takes all the power of his office, if he's willing to expend political capital, you don't want to make predictions. You don't want to bet your house on the outcome. But I would say that the likelihood is that they are not going to be able to get an assault weapons ban through this Congress,' NRA president David Keene told CNN's 'State of the Union.'
Sen. John McCain, R-Ariz., responded with a flat out 'no' when asked on CBS' 'Face the Nation' whether Congress would pass a ban on assault weapons.
Democratic West Virginia Sen. Joe Manchin, a lifelong member of the NRA has said everything should be on the table to prevent another tragedy like Newtown. But he assured gun owners he would fight for gun rights at the same time. 'I would tell all of my friends in NRA, I will work extremely hard and I will guarantee you there will not be an encroachment on your Second Amendment rights,' Manchin said on ABC's 'This Week.'
The NRA's deep pockets help bolster allies and punish lawmakers who buck them. The group spent at least $24 million in the 2012 elections – $16.8 million through its political action committee and nearly $7.5 million through its affiliated Institute for Legislative Action. Separately, the NRA spent some $4.4 million through July 1 to lobby Congress. Keene insists the group represents its members and not just the gun manufacturers, though he said the NRA would like industry to contribute more money to the association.
'We know what works and what doesn't work. And we're not willing to compromise on people's rights when there is no evidence that doing so is going to accomplish the purpose,' Keene said.
The NRA, instead, is pushing for measures that would keep guns out of the hands of the mentally ill, until a person gets better. 'If they are cured, there ought to be a way out of it,' Keene said.
Currently, a person is banned from buying a gun from a licensed dealer if the person is a fugitive, a felon, convicted of substance abuse, convicted of domestic violence, living in the U.S. illegally or someone who 'has been adjudicated as a mental defective or has been committed to any mental institution.'
States, however, are inconsistent in providing information about mentally ill residents to the federal government for background checks. And, the Brady Campaign to Prevent Gun Violence said some 40 percent of gun sales happen with no background checks, such as at gun shows and by private sellers over the Internet or through classified ads.
— Follow Eileen Sullivan on Twitter: http://twitter.com/esullivanap


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Ice-making weather makes return
After an unseasonable warm-up, ice-making conditions are here again.
Temperatures have plummeted, topping out in the 20s over the past few days and days in the teens are expected over the next week. This kind of weather has the potential to make ice quickly, though the process is riddled with unpredictability.
"So, you can see a lot of variables are involved," said Jeff Halblaub, meteorologist with the National Weather Service in Gaylord. "The temperature of the air, the temperature of the water, the size of the body of water, all of that plays into how quickly ice forms."
Though it's difficult to predict ice formation for a given body of water, if the proper conditions are in place, ice can form quickly.
A rough formula says if the average temperature is 30 degrees, it will take about four days to freeze four inches of ice.
Though ice making conditions are ideal, its foolhardy to through precaution out the window.
"Ice in unpredictable," said Sgt. Greg Drogowski, Department of Natural Resources officer who handles law enforcement in Cheboygan and Presque Isle counties. "From one spot to another on the same lake, ice conditions can vary a lot. Safety is the most important thing."
Now there is once again a nice sheet of ice covering area lakes.
Also keep in mind the conditions beneath the ice, which are more important than surface appearance.
"A lot of these lakes have springs in them where the ice doesn't form the same," explained Drogowski. "Even if you know where the springs are, just wait until there's plenty of ice for it to be safe. Those fish are still going to be there in a week or however long it takes."
In most years, ice fishing is underway by the beginning of January, but judging ice conditions based on the calendar or forecast is dangerous.
Like Drogowski mentioned, springs and other variable affect ice formation differently on every lake.
As a given rule, spring fed bodies of water freeze relatively slowly, as do large bodies of water. Weeds and other vegetation or protruding objects also delay freezing.
The only way to safely check ice thickness is to wait until plenty has formed and check the depth with a cordless drill or ice auger.


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Elderberry Infused Maple Syrup
The first flavor across your tongue may be somewhat woodsy with a finish of wild berries. Then you realize this syrup tastes exactly like figs – or rather, figs drizzled in maple. A unique and delicious concoction, this syrup is wonderful on pancakes.
:: 250 mL
:: Available year round.
:: Made in Fairfax, VT by Runamok.


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HUGH LANE GALLERY | admission free | DÁNLANN AN HUGH LANE
Dánlann An Hugh Lane
General Enquiriese: firstname.lastname@example.com: +353 1 222 5550
Sleepwalkers is the title for an investigational programming format based on 'exhibition making' where one's non-specific expectations of museums
The work of Jesse Jones primarily takes the form of short films, works which renegotiate the material and ideological structures of cinema. They are
This exhibition commemorates the centenary of the introduction of the Third Home Rule Bill to the British Parliament. Although passed, Home Rule was never
Timpeall an ChúinneTagann Leanaí ar an SaolAnseo an Nua-Ealaín
Follow us on Facebook Follow us on Twitter Follow us on Instagram Review us on Tripadvisor
Created by Point Blank


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Earlier today, a poster inquired on the Transitional Genealogists Forum mailing list about educational opportunities for building a full-time genealogy career. I posted a fairly lengthy response, and afterwards felt that it might be well-received here as well, slightly edited:
Writing a business plan is essential. I know this is one of the assignments in ProGen, but you have to keep up with it. A business plan should be a "living document." As you learn things that do and do not work in a practical sense, you should change your business plan to reflect your experience.
Before taking the plunge into full-time genealogy, you should start by taking a few clients on a part-time basis. One of the keys to my success in transitioning genealogy into my full-time career was having an established client base grown over a few years of part-time work. Return/repeat clients and referred clients are a major part of my business.
Consider the resources you have easy access to when advertising your specialties. When I first started, my specialties included upstate (Albany) New York and Connecticut, because that is where my family is from and therefore where the majority of my non-professional experience lay. However, I was only one or two clients in when I realized that I could not remotely research these areas from Maryland in an effective and timely manner. There are certainly a lot more online resources available now than there were in 2005-2006 when I was getting started, but that still would not allow me to examine the original records in New York. So I spent months building a knowledge base in Maryland resources and records–the area where I lived, though I had never done any research there. Even today, though I now live in Delaware, the majority of my research cases are based in Maryland–I'm still only an hour from the Maryland State Archives and go there on a regular basis.
Marketing is not just advertising. Marketing is establishing your business as a brand–that brand being your own professional reputation. The genealogical community is a relatively small world, and the professional genealogy community is far smaller. Every time you write or publish, every time you lecture, and indeed every client report that you send to a client constitutes marketing to a much higher extent than some might believe. Every time you post online, on the TGF list, on the APG members list, on a local genealogy list, on your blog, on a genealogy Facebook page… you get the idea. Building a reputation for research skill and knowledge of records and analysis is not something that you can intentionally set out to do. It is something that grows organically as you work.
You can't be afraid to take advantage of the networking opportunities available to learn more–that is, don't be afraid to ask questions, for fear of appearing ignorant or inexperienced. Everyone understands that no one knows everything. Intelligent and thoughtful questions are as respected as intelligent and thoughtful answers.
On genealogy institutes: My first "national" genealogy event was the Institute of Genealogical & Historical Research at Samford University, in 2010. I could never afford to travel for education before then (and actually lost my job a month after registering, so I couldn't really afford it even at the time I went). My experience that week–not just educational, but also the opportunities for networking that existed and the relationships that were formed over that week–made me vow that no matter what, if I had to move the heavens and earth, I would never again miss IGHR. In 2011, I barely made it by the skin of my teeth, but I moved said heavens and earth, and bought the plane tickets to Birmingham less than a month before the Institute. But I made it, and took Elizabeth Shown Mills's Advanced Methodology course. Well worth every struggle.
Second, I want to reiterate the importance of meeting people face-to-face. A lot of conversations simply cannot be held effectively by email. There is something to be said for being able to look people in the eye. Relationships formed in person tend to be stronger than those formed online. A lot of professional opportunities arise because of relationships built with other professionals. These opportunities may be as important as or even more important than those built with your own independent ideas and marketing.
And they may be the difference between being successful in your career and being unsuccessful.
If you would like to cite this post:
Michael Hait, CG, "Building a professional genealogy career,"Planting the Seeds: Genealogy as a Profession blog, posted 29 September 2012 (https://michaelhait.wordpress.com : accessed [access date]). [Please also feel free to include a hyperlink to the specific article if you are citing this post in an online forum.]


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!AVALONTINE'S DAY! - Love is an Adventure Package
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- Redeemable: Monday, Jan 2, 2023 - Friday, Mar 17, 2023
By sea or air, getting to Catalina is easy and fun. You can get to Catalina Island by ferry from four mainland ports in Southern...Details
Once you arrive in Avalon, you'll quickly discover that it has a very pedestrian friendly downtown. Visitors enjoy exploring the...Details
For the adventurer, get your heart pumping with a visit to the Zip Line Eco Tour, try diving or island eco tour. For a slower pace,...Details
Located just 22 miles off Southern California's coast, Catalina Island welcomes visitors year-round. Getting here is easy with...Details
A: Public showers are available on Casino Way. Hours vary by season – please contact our Visitor's Center on the Green Pier...Details


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Treasures: Can Elgin National coffee grinder brew up profits?
Dear Helaine and Joe:
I have a coffee grinder -- it is an Elgin National and is 25 inches tall. It will not grind coffee -- it just falls through. I have had it for 70 years and my father-in-law had it before that. What is its history and value?
Thank you,
W.S., Sterling Heights, Mich.
Dear W.S.:
Normally, we could not answer this question because the picture is so poor. However, Elgin National coffee grinders are well-known, and we were able to find a picture of a similar machine that we could use as an illustration for today's purposes.
Let us state clearly before we go on that we cannot answer questions without good, clear, focused photographs. Therefore, do not write us and expect a reply using word descriptions or by sending photographs that are too small or too fuzzy for us to be able to develop a clear idea of what we are trying to evaluate.
Elgin National coffee grinders were manufactured in Elgin, Ill., along with the famous watches, voting machines, malted milk and miniature trains. The coffee grinders were made by the C.H. Woodruff Foundry, which one source suggests started making coffee grinders in 1889.
This source says this foundry's primary product before the introduction of coffee grinders was school furniture, but another source says it was mainly a maker of bicycles. In either event, over the years, the coffee mills came in a variety of sizes, with the largest being a 68-1/2-inch-tall giant floor model that could grind up to 9 pounds of coffee at a time (the smallest ones were about a foot tall and were for home use).
In 1900, the company became known as Woodruff and Edwards, and this can help collectors date the particular machine they own. The first machines were black or maroon with gilt striping, while later models were painted red or blue and had gold/bronze striping. The top of the hopper was often just a sort of button, but examples can be found with eagle finials, and these are prized by coffee-mill collectors.
We are fairly sure that the machine in today's question is missing its receiver, but it looks like its paint job is at least in moderately good condition. Having its original finial would be a plus, but we cannot see for sure if it is there.
Countertop Elgin National coffee mills such as this one usually sell at auction in the $175-$275 range, depending on the condition, and have an insurance-replacement value in the neighborhood of $350-$600.
Helaine Fendelman and Joe Rosson are the authors of "Price It Yourself" (HarperResource, $19.95). Contact them at Treasures in Your Attic, P.O. Box 18350, Knoxville, TN 37928. Email them at firstname.lastname@example.com.


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During strawberry season, I prepared a few batches of strawberry jam. As with any jam that is prepared with a fairly small amount of sugar, it doesn't keep as well as the sugar loaded jams. So, instead of waiting for it to spoil, I've decided to use some of it to prepare the following tasty mini bars.
To make things a bit more interesting, I substituted some of the flour in the dough with lightly toasted pecan, which added a nice nutty flavor. To make the dough more crispy and crumbly, I also substituted some of the flour with fine semolina. A bit of cinnamon added another layer of aroma that worked so well with the fragrant strawberry jam.
The bars turned out very tasty and fragrant. Cutting them into mini size squares made it easier to serve them as part of a dessert buffet, but they can be cut into any size you prefer. Try them and enjoy.
* I used homemade strawberry jam (recipe can be found HERE), but any good quality store bought can be used instead. For best results, lightly puree the jam, so it will be smoother and easier to spread over the dough.
* Any other fruit jam can be used instead of the strawberry.
* If you prefer sweeter bars, increase the amount of sugar in the dough to 1 cup, and use a sweeter jam.
Makes: about 40 mini bars, or according to your preferred size
Prep time: 15 minutes
Baking time: 40 minutes
1 cup semolina
1 cup flour
½ cup sugar (see notes)
½ tsp cinnamon
¼ tsp salt
½ cup lightly roasted shelled pecans
1 Stick (115 grams) butter, cold, cut into large cubes
1-2 Tbs half and half or milk
2/3 cup homemade strawberry jam, pureed (see notes) or good quality store bought
1. Preheat the oven to 350F (175C). Line an 8×8" (20×20 cm) pan with baking paper.
2. Mix the semolina, flour, sugar, cinnamon, salt and pecans in a food processor bowl, fitted with the metal blade. Blend briefly, to form a crumbly mixture. Add 1-2 Tbs of half and half or milk, just enough to bind the mixture.
3. Transfer ¾ of the dough mixture into the lined pan, and press it with your palms, to form an even layer. Spread the jam over the dough and crumble the rest of dough on top.
4. Place the pan in the lower third of the oven. Bake for 40 minutes, until the top layer is golden. Holding the baking paper, transfer the bake onto a rack, to cool to room temperature.
5. Transfer to a large cutting board. Using a large heavy knife, cut bars any size you prefer.


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Front Runners List: Click to see list completion progress by climbers that log their climbs using Peakbagger.com.
Compare Climbers: Click to compare ascents of up to 5 climbers working on this list.
The "Southern Sixers" or "South beyond 6000" peaks are well-known and get a great deal of attention, but the enormous amount of peaks in North Carolina over 5000 feet are not as well documented or attempted.
Much of the groundwork for this list was done by Ivan Ash, who contributed large PDF files of all southeastern USA peaks over 4000 feet to the now-defunct "America's Roof" site.
Tom Pomeroy was instrumental in getting this long-dormant list cleaned up and published, and he helped with countless corrections and updates to the work done by Ivan and myself.
= Peak with Rank #1 on List;   = Other Peaks
This page has been served 1377492 times since 2004-11-01.


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Tequila and ice cream: A delicious pairing!
Here's a summer fact you need to know — aged tequilas pair beautifully with ice cream.
When I discovered this a few years ago, I started making these insanely easy, totally crave-worthy milkshakes. And I'm warning you... You won't be able to stop at one. And that's why I often serve these in shot glasses. It makes it easier to keep going back for more without going overboard.
For ease, you can blend these shakes in advance, then place the blender carafe in the freezer. The alcohol will prevent the mixture from freezing solid and you can just give it a quick whir back on the blender base before serving. This way you also can re-fill one glass at a time and store the rest in the freezer.
The beauty of this three-ingredient shake is that it is made with ice cream, so you don't need to add ice and dilute the flavor. For this shake, I went with the rounder and milder reposado tequila. Reposado means "rested" and it has to be aged in oak barrels for a minimum of 2 months (but less than a year). This time in the barrel gives the tequila an amber color, as opposed to the white "blanco" tequila which is un-aged. It also removes the harshness of the new tequila and deepens the flavor, bringing out the vanilla notes.
The reposado tequila pairs perfectly with vanilla ice cream, and caramel or chocolate liqueur enhances the flavor, making a boozy shake that is perfectly balanced without any bite.
This is a great drink for a theme party, as you can easily find novelty shot glasses to match any occasion and let your guests take the glasses home as a souvenir of the day. Or serve them in tall, slender glasses for a more sophisticated feel. Either way, this blender drink fits into any party, any time.
Start to finish: 5 minutes
Servings: 4
1 pint vanilla ice cream
1/2 cup (4 ounces) Godiva Caramel or Chocolate liqueur
1/2 cup (4 ounces) reposado tequila
In a blender, combine all ingredients and blend until smooth. Divide between 4 chilled glasses. Serve immediately or, for a thicker consistency, place the glasses in the freezer for 30 minutes.
Nutrition information per serving: 300 calories; 110 calories from fat (37 percent of total calories); 12 g fat (7 g saturated; 0 g trans fats); 45 mg cholesterol; 22 g carbohydrate; 0 g fiber; 20 g sugar; 3 g protein; 80 mg sodium.
EDITOR'S NOTE: Elizabeth Karmel is a grilling and Southern foods expert and executive chef at Hill Country Barbecue Market restaurants in New York and Washington, as well as Hill Country Chicken in New York. She is the author of three cookbooks, including "Pizza on the Grill."


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Size: 1-1/4" x 6-3/4" x 121-1/4"
Widest point, 6-3/4", Narrowest point, 5-1/2", Center width, 6-1/4"
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Ratings Ratio Worst Since 2009 as Profits Slow: Credit Markets
June 26, 2013 Leave a comment
Ratings Ratio Worst Since 2009 as Profits Slow: Credit Markets
Corporate creditworthiness in the U.S. is deteriorating at the fastest pace since 2009 with earnings growth slowing as yields rise from record lows.
The ratio of upgrades to downgrades fell to 0.89 times in the first five months of the year after reaching a post-crisis high of 1.55 times in 2010, according to data from Moody's Capital Markets Group. At Standard & Poor's, the proportion has declined to 0.83 as of last week from 1 a year earlier.
The Federal Reserve has pumped more than $2.5 trillion into the financial system since markets froze in 2008, helping companies improve profitability by lowering their borrowing costs. Policy makers are considering curtailing $85 billion in monthly bond buying intended to prop up the economy as analysts surveyed by Bloomberg forecast earnings growth of 2.5 percent in the current quarter, the least in a year."The trend of improving credit quality has slowed as profits are slowing," Ben Garber, an economist at Moody's Analytics in New York, said in a telephone interview. "As the recovery matures, companies are liable to get more aggressive in taking on share buybacks and dividends."
Buybacks, Dividends
Rather than using cash to pay down debt, companies in the S&P 500 Index are attempting to boost their share prices by buying back almost $700 billion of stock this year, approaching the 2007 record of $731 billion, said Rob Leiphart, an analyst at equity researcher Birinyi Associates in Westport, Connecticut.
Borrowers controlled by buyout firms are on pace to raise more than $72.7 billion this year through dividends financed by bank loans, surpassing last year's record of $48.8 billion, according to S&P Capital IQ Leveraged Commentary & Data.
After cutting expenses as much as they could to improve profitability, companies "will need to see further revenue growth to boost earnings from here," Anthony Valeri, a market strategist in San Diego with LPL Financial Corp., which oversees $350 billion, said in a telephone interview.
Elsewhere in credit markets, yields on Fannie Mae and Freddie Mac mortgage bonds that guide U.S. home-loan rates rose for a fifth day to the highest since August 2011. The cost of protecting corporate bonds from default in the U.S. fell for the first time in five days. In emerging markets, relative yields narrowed by the most in 11 months.
GE Bonds
Bonds of Fairfield, Connecticut-based General Electric Co. (GE) were the most actively traded dollar-denominated corporate securities by dealers yesterday, accounting for 3 percent of the volume of dealer trades of $1 million or more, according to data from Trace, the bond-price reporting system of the Financial Industry Regulatory Authority.
The U.S. two-year interest-rate swap spread, a measure of debt market stress, declined 1.6 basis points to 17.65 basis points. The gauge typically narrows when investors favor assets such as company debentures and widens when they seek the perceived safety of government securities.
A Bloomberg index of Fannie Mae's current-coupon 30-year securities rose 0.05 percentage point to 3.52 percent, up from 2.98 percent on June 18. The average cost of new 30-year, fixed-rate home loans has climbed to 4.51 percent from a record low 3.36 percent in December, according to Bankrate.com data.
Default Swaps
The Markit CDX North American Investment Grade Index, a credit-default swaps benchmark used to hedge against losses or to speculate on creditworthiness, decreased 5.6 basis points to a mid-price of 92.1 basis points, according to prices compiled by Bloomberg. The benchmark had ended June 24 at the highest level since December.
The Markit iTraxx Europe Index, tied to 125 companies with investment-grade ratings, dropped 4.7 to 123 at 9:40 a.m. in London. The Markit iTraxx Asia index of 40 investment-grade borrowers outside Japan slid 13.8 to 164.
The indexes typically fall as investor confidence improves and rise as it deteriorates. A basis point equals $1,000 annually on a contract protecting $10 million of debt.
The S&P/LSTA U.S. Leveraged Loan 100 Index fell for a fifth day, declining 0.1 cent to 97.33 cents on the dollar. The measure, which tracks the 100 largest dollar-denominated first-lien leveraged loans, has declined from 98.88 on May 9, the highest since July 2007.
Leveraged loans and high-yield, high-risk, or junk, bonds are rated below Baa3 by Moody's Investors Service and lower than BBB- at S&P.
Downgrades, Upgrades
Relative yields on debt from borrowers in developing countries fell 15 basis points to 380 basis points, or 3.8 percentage points, according to JPMorgan Chase & Co.'s EMBI Global index. That's the biggest decrease since the index fell 17.5 basis points on July 27, 2012.
Downgrades exceeded upgrades at Moody's in the first five months of the year, with the New York-based credit rater cutting rankings on 194 U.S. companies and lifting 173. That's the weakest ratio since the firm cut 632 borrowers and raised 126 in the first five months of 2009 as markets struggled to recover from the failure of Lehman Brothers Holdings Inc.
The long-term ratings of PepsiCo were cut one step to A1 from Aa3 yesterday by Moody's, which said increasing leverage at the world's largest snack food maker was inconsistent with its prior grade. Moody's also reduced the corporate family rating of TransDigm Inc. one level to B2 from B1, citing the Cleveland-based aircraft component maker's use of a proposed $700 million term loan and a $500 million note offering to finance a dividend.
Sales Slow
S&P, the world's largest credit rater, has cut 138 U.S. companies this year through June 17 and upgraded 114 companies.
Credit markets have been roiled since Fed Chairman Ben S. Bernanke told Congress on May 22 that the central bank's policy-setting board could start scaling back purchases of $40 billion in mortgage bonds and $45 billion in Treasuries in its "next few meetings" if the U.S. employment outlook shows sustained improvement. After the Fed's meeting on June 19, Bernanke said the policy could end entirely by mid-2014.
With yields on 10-year Treasuries at the most in almost two years, corporate borrowing costs have reached 4.28 percent, the highest level since June 2012, according to the Bank of America Merrill Lynch U.S. Corporate & High Yield Index.
Issuance has slowed, following the busiest May on record, as company yields have soared from a record low 3.35 percent on May 2. Bond sales last week of $16.5 billion fell below the 2013 average for the fourth straight period, according to data compiled by Bloomberg.
'Apprehensive' Raters
Earnings growth at S&P 500 companies is poised to slow from 2.7 percent in the first quarter and 8 percent in the final three months of last year, Bloomberg data show.
The ratio of cash to total assets for S&P 500 companies stands at about 10.3 percent, close to a record high 10.4 percent reached June 19, Bloomberg data show. The ratio was as low as 5.6 percent in March 2007.
"Companies have done a great job cleaning up their balance sheets but now the focus has moved on to dividends and share buybacks," Rajeev Sharma, who manages $1.5 billion of fixed-income assets in New York at First Investors Management Co., said in a telephone interview. "That's what makes the ratings agencies get apprehensive."
To contact the reporter on this story: Matt Robinson in New York at email@example.com


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Four arrested in Friday night PRCS compliance checks
Four PRCS (Post Release Community Supervision) offenders were booked in the Siskiyou County Jail Friday when law enforcement officials conducted surprise compliance checks during the evening at 12 residences in Yreka, Montague and Grenada on 13 PRCS offenders.
The operation – conducted by officials from the Siskiyou County Probation Department, sheriff's office, Yreka Police Department, California Department of Justice and Mount Shasta Police Department – marked the second surprise compliance check to be carried out in the county since the enactment of Assembly Bill 109.
Todd Heie, the county's chief probation officer, noted that AB 109 provides funding for the overtime pay of law enforcement officers who conduct the surprise compliance checks.
He said these compliance checks show PRCS offenders that the probation department is vigilant about ensuring they remain in compliance with the terms of their supervision.
"It is important for PRCS offenders to know that we don't just work from eight to five, and they have to comply with their terms. We get to go into their residences at any time," added Susan George, deputy probation officer, who carries the entire county's PRCS caseload.
All PRCS offenders must follow various terms of their release, such as submitting to random searches of their residences. Some are required to undergo drug testing and many are prohibited from consuming or possessing alcoholic beverages. Medical marijuana is permitted if the PRCS offender carries a medical doctor's recommendation.
Jennifer Villani, the probation department's adult division director, said that the compliance checks entail a search of PRCS offenders' general living quarters and all prescription drugs to ensure prescriptions match the contents in the bottles. If applicable, offenders believed to be under the influence of a controlled substance may undergo sobriety tests. As of yet, officers have not forced entry into a PRCS offender's home.
Law enforcement officials conducted the compliance checks by dividing into three teams that searched four residences each. District 4 Siskiyou County Supervisor Grace Bennett accompanied one of the teams to observe the operation.
Felony charges of possession of narcotics are pending against two of the four PRCS offenders who were jailed Friday, said Villani. However, she noted that those are not prison-eligible felony charges. They will be held without bail for the duration of their court proceedings for the new charges.
All four of those arrested will be required to remain under the probation department's supervision for a full three years, said Villani.
She explained that PRCS offenders are eligible for termination of supervision after six months if they have not violated any of the terms of their release. If they do not have any formal violations (which are defined as charges that require PRCS offenders to appear in court), by law, they are automatically terminated from supervision after 12 months.
Richard Grant, 45, of Yreka, was arrested after a team arrived at his home and he reportedly admitted to officers that he had been drinking alcohol. Officers conducted a breathalyzer test and alleged that he had a blood alcohol level of .06.
Heie commented that many PRCS offenders start drinking at 5 p.m. because they think probation officers have gone home for the night.
"You are in violation of your terms for being under the influence of alcohol," deputy probation officer Amy Fernandez told Grant as she placed him in handcuffs.
While Grant, 45, was being detained, his uncle arrived at the residence.
"I'm going to jail, uncle," Grant said.
Officers conducted a search of Grant's trailer and allegedly confiscated opiates, spoons which Villani said appeared to contain narcotic residue and a cross bow.
Grant was charged with being in violation of PRCS and possession of narcotics.
The residence of PRCS offender Joanne Johnson, 54, of Yreka, was among those searched, and officers reportedly discovered methamphetamine. She was booked in the jail, and a felony charge of possession of narcotics is pending in addition to her PRCS violation charge.
When officers knocked on the door of PRCS James Crawford's home, he was reportedly engaged in a physical altercation with another individual. Siskiyou County Sheriff's Office Deputy Jacques Morlet said deputies broke up the fight, and Crawford was booked in jail for violating the terms of his supervision by allegedly being under the influence of alcohol.
Villani said Crawford's supervision has been formally revoked due to a previous violation, so he will remain under supervision for three years.
The residence of Niles Tulledo, 32, of Grenada, was one of the last to be searched.
Tulledo sat listlessly in a chair while officers searched the residence. The first alleged find was a small stash of marijuana, which Tulledo told deputies had been left behind by a family member who has a medical marijuana recommendation.
"I haven't gotten stoned since 2005," said Tulledo. "I don't even like weed."
Deputies discovered a syringe without a needle in the garbage can, and Tulledo's girlfriend told deputies that it belonged to her. She said she uses syringes for her arts and crafts projects.
Deputies explained that possession of a syringe is a violation of the terms of Tulledo's supervision.
In addition, a narcotics pipe with what SCSO Deputy Louis Mero said appeared to be narcotic residue was discovered.
SCSO Deputy Charlie Nowdesha conducted a Drug Awareness Recognition (DAR) examination on Tulledo.
The examination included a series of tests on balance, body temperature and verbal abilities.
The results of the DAR gave deputies probable cause that Tulledo was under the influence of a controlled substance, said deputies.
While Tulledo was being led from the residence in handcuffs, his girlfriend shouted obscenities at deputies, who remained silent as they filed out the door.
When Tulledo was booked in jail, he was drug tested. Officials are still awaiting the results of the toxicology test, although Villani said he was presumptively under the influence of methamphetamine, opiates and marijuana.
Following the operation, Bennett commented, "I was very impressed by how professional the probation officers and deputies were when conducting their searches." She said she observed that deputies were conscientious about leaving tidy piles and returning items to their boxes and drawers following the search.
"I am extremely proud of how law enforcement officers conducted themselves during the compliance checks," commented Villani. "I think we are doing our due diligence in assisting with the rehabilitation of these offenders by conducting compliance checks, and it is important for us to see what they are doing after hours."
Villani added that the probation department wants to see PRCS offenders be successful in their efforts to rehabilitate; however, she commented, "We are realistic that there will be some violations."


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Levete Room
Leather Midi Skirt | Globe 24 | Levete Room
We just cannot get enough of this skirt from Levete, it is the perfect cut, shape, length and style. The leather is so so soft and the fit is so flattering. Pair with chunky knits, tighter lightweight knits for smarter evening look. Heels, boots or sneakers whatever your style this skirt will elevate your look.
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I was evacuated from the Maryland State Archives during a 5.8 earthquake on Tuesday. I had to go back to the Archives on Thursday to pick up my belongings from the locker, and then return home to tornado warnings. As I write this from my home in Delaware, I am waiting for the worst of Hurricane Irene to arrive and praying for it to move past quickly.
Some week.
Thinking about the past, I wonder what extreme weather may have affected my ancestors' lives. The website GenDisasters: Events That Touched Our Ancestors' Lives collects and compiles weather and accident-related events of the past.
Back in August 1884, an earthquake was felt from Baltimore up to Maine. Certainly my ancestors in the counties surrounding Albany, New York, felt it. According to the newspaper report transcribed on the GenDisasters site,
Last Sunday afternoon there was an earthquake shock in this country, which was felt as far south as Washington and as far north a Maine, and in the intervening territory. In Baltimore the sensation was as a wavy tremor. It was not near as pronounced as elsewhere, but was sufficient, in a number of cases, to arouse people form their afternoon naps, crack plaster, slam doors and toss furniture about. From other parts of Maryland there are reports of similar character. No one was hurt but the shock occasioned considerable excitement. … [1]
More recently, in September 1944, there was another hurricane wreaked havoc up and down the Atlantic coast. Among the news reported on GenDisasters:
Winds up to ninety miles an hour battering the Atlantic Coast last night as a severe hurricane sped toward New England forced many seaside residents to flee for safety, dashed a 250-foot freighter upon the shore and caused widespread damage.
The ninety-mile-an-hour reading was recorded at the Coast Guard station at Manasquan, N. J., about eight miles south of the resort city of Asbury Park. Winds as high as 83 miles an hour were recorded earlier on the Virginia coast.
Water five to six feet deep, all from rain, blocked highways in the vicinity of Hicksville, a Long Island community in an area hard hit by the famous hurricane of 1938. …
The Homestead restaurant on the Ocean Grove, N. J. boardwalk near Asbury Park, was washed into the sea. The restaurant had a capacity of 300 persons, but was believed to have been unoccupied when it was destroyed.
A pier was reported washed out at Asbury Park, but details were unavailable.
Many residents of Fire Island, off Long Island's south shore fled their homes Wednesday. Four large Long Island airplane plants halted operations last night. …
Gov. LEVERETT SALTONSTALL of Massachusetts broadcast an appeal to shore dwellers to leave their homes for safer places and Rhode Island state police issued a similar warning.
Two vessels described as coal barges ran aground at Rehoboth Beach, Del., and were being battered by a severe gale. Whether crews were aboard was undetermined.
Power and telephone lines were downed in some areas.
In Atlantic City, N. J., the weather bureau reported wind velocity of 65 miles an hour. A report stated Atlantic City's famous Steel Pier was split in half by mountainous waves, the Heinz Pier had been washed away and parts of the million dollar pier have been destroyed.[2]
The reports sound familiar on both accounts to what I have been listening to over the last five days.
The GenDisasters website can be browsed by disaster, by state, or by year. Within in each state, you can browse by disaster, to find, for example, an earthquake in Maryland or a hurricane in Massachusetts. Unfortunately, you cannot browse each state by town or county–which would be an easier way to locate information relevant to a particular area–or browse each state by year. When browsing the results also do not appear in any chronological order by disaster, so you often have to move through dozens of pages of disasters in no particular order.
There is a Google search box that can be used to search for specific place names or surnames. This can ease the search process significantly.
GenDisasters is a unique site. No other single site offers this sort of information for locations around the United States. The only other way to locate this information (and not a bad idea for thorough researchers) is to manually search through historic newspaper collections. Using GenDisasters, this process can be significantly shortened.
[1] Jenni Lanham, "East Coast Earthquake, Aug 1884," on GenDisasters: Events That Touched Our Ancestors' Lives, posted 27 Dec 2009 (http://www3.gendisasters.com/ : accessed 27 Aug 2011).
[2] Stu Beitler, "East Coast, VA, DE, NJ, NY, MA, RI, CT Hurricane, Sept 1944," on GenDisasters: Events That Touched Our Ancestors' Lives, posted 31 Jul 2008 (http://www3.gendisasters.com/ : accessed 27 Aug 2011).


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"What I'm Reading" is a series about books I'm reading, which I may or may not review later
What I'm reading: Core Samples from the World (New Directions, 95 pp., $15.95, paperback), by Forrest Gander with photographs by Raymond Meeks, Graciela Iturbide and Lucas Foglia
What it is: A 2011 poetry collection that includes haibun, a Japanese form that intersperses prose and haiku or haiku-like verse, often in a travel diary or journal. Core Samples from the World has poems about Chile, Mexico, China and Bosnia-Herzegovina.
Why I'm reading it: I like haiku, and the book combines haibun with impressionistic black-and-white photographs. Haibun seems a fine metaphor for life: You have take a lot of prose to get a little poetry.
Sample lines: "Then they are whisked by van to the desert to witness the Kyrgyz version of a polo match, played with the decapitated carcass of a goat." From the prose section of a haibun that describes a trip Gander took with other poets through Asia
Furthermore: Core Samples from the World was a finalist for the most recent National Book Critics Circle award for poetry, given on Thursday to Laura Kasischke's Space, in Chains.
Read an excerpt from Core Samples from the World.
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New and Notable
NCHH Shows Impact of Lead on School Performance
Recently, the National Center for Healthy Housing (NCHH) released new findings on the impact of low-level lead exposure on school performance. The issue brief, Childhood Lead Exposure and Educational Outcomes, summarizes new research connecting small amounts of lead in a child's blood to problems in school later in life.
In May of this year, the U.S. Centers for Disease Control and Prevention (CDC) updated its guidance on the level of lead in a child's blood that it considers harmful. Children with a blood lead level of 5 micrograms per deciliter (µg/dL) are considered by CDC to have more exposure to lead than 97.5% of their peers. This policy changed CDC's long-standing guidance, which recommended action at 10 µg/dL.
The NCHH issue brief outlines evidence from a growing body of recent studies revealing the strong relationship between slightly elevated blood lead levels in young children and decreased test scores in elementary school, and the contribution of childhood lead exposure to the widening achievement gap in the United States.
One of the studies summarized included more than 57,000 children and found that blood lead levels as low as 4 µg/dL at three years of age increase the likelihood that a child will be classified as learning disabled in elementary school.
Another study of 48,000 children found that children were at least 30% more likely to fail third-grade reading and math tests if their blood lead level was over 5 µg/dL. Third-grade test scores are a strong indicator of school success, since low scores are highly correlated with high school dropout rates.
The evidence shows that children with higher blood lead levels are less likely to place into advanced and intellectually gifted programs. These results hold true even when race, family income, and other factors that might affect learning-disabled status are taken into consideration.
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Download the full issue brief at http://nchh.org/Portals/0/Contents/Childhood_Lead_Exposure.pdf.
Lead exposure also accounts for important differences among racial and income groups. In a study of North Carolina schoolchildren tested for lead, three in four black children had a blood lead level above 3 µg/dL, compared to two in four white children.
"This should be a wake-up call for our government agencies and educators—you can have extraordinary teachers, small classes, and first-rate curricula, but if your children come to school with a history of lead poisoning, they have the deck stacked against them," says Rebecca Morley, executive director of the National Center for Healthy Housing.
"The findings show the need for a long-term commitment to lead poisoning prevention on the part of schools, parents, and all levels of government. Investing in the prevention of lead exposure will keep our schools and ultimately our country competitive," says Anne Evens, adjunct professor at the University of Illinois-Chicago School of Public Health, and one of the researchers whose work was cited in the new brief.
Window Film Gets Respect in California
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IWFA is a nonprofit industry body that facilitates the growth of the industry by providing unbiased research, influencing policy, and promoting awareness of window film. For more information on IWFA and window film, visit www.ifwa.com.
To download the IWFA Consul study, visit www.iwfa.com/ConsumerInfo/CAEnergySavingsStudy.aspx.
Visit www.homeenergy.org/show/blog/nav/blog/id/302 to read a Q&A with IFWA Executive Director Darrell Smith.
Recently the California Energy Commission (CEC) put window film on the fast track to get it into the new building code—to be effective in 2014. As the first state in the nation to place window film in its next building code, California has officially recognized window film as a legitimate, cost-effective energy saver.
This change in thinking is due to recent reports and studies that show just how effective window film—a thin polymer adhered to the inside of glass—is. One such study is Energy Analysis for Window Films Applications in New and Existing Homes and Offices, which was conducted by the International Window Film Association (IWFA) and Consol Energy Solutions. Their research used processes similar to those used by the CEC to analyze alternative measures for energy savings.
The home modeled in their study was a 2,123 ft2, two-story, single-family detached unit, representative of new-construction housing in California. One finding of the study was that for existing homes with single-pane glass, window film could save more energy than putting R-38 ceiling insulation into an attic.
Roof And Attic Design Proves Efficient In Summer And Winter
A new kind of roof-and-attic system field-tested at DOE's Oak Ridge National Laboratory keeps homes cool in summer and prevents heat loss in winter, a multiseasonal efficiency uncommon in roof and attic design.
The system improves efficiency using controls for radiation, convection, and insulation, including a passive ventilation system that pulls air from the underbelly of the attic into an inclined air space above the roof.
"Heat that would have gone into the house is carried up and out," says Bill Miller of ORNL's Building Envelope Group. "And with a passive ventilation scheme, there are no moving parts, so it's guaranteed to work."
The new roof system design can be retrofitted with almost all roofing products. The heart of the design is a foiled covered polystyrene insulation that fits over and between rafters in new construction or can be attached on top of an existing shingle roof system. Homeowners don't have to remove old shingles, which saves money.
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The paper, "Prototype Roof Deck Designed to Self-Regulate Deck Temperature and Reduce Heat Transfer," was published by the National Roofing Contractors Association. The paper can be downloaded at www.ornl.gov/info/press_releases.
Poorly sealed HVAC ducts leak conditioned air into an attic, which typically costs homeowners $100 to $300 per year based on ORNL computer simulations.
To address the problem, some homeowners pay $8,000 to seal the attic with spray foam, which can save upwards of $460 a year. For less initial cost and the same number of payback years, homeowners can retrofit the attic with the new design for about $2,000 and save $100 a year.
Looking to the future, Miller and colleagues are working on designs with lower initial installation costs, and greater cost-effectiveness overall.
Study Clarifies The Energy Savings In Multifamily Retrofitted Buildings
Deutsche Bank Americas Foundation, a philanthropic arm of the German bank, and Living Cities, a nonprofit partnership of 22 foundations and financial institutions, recently completed a report, which examined nearly 19,000 affordable housing units in New York City that had undergone energy efficiency retrofits. Results of the report show that these retrofit changes resulted in a 19% savings on fuel bills and a 10% savings on electricity across the portfolio. This translates into $240 in fuel savings and $70 in electrical savings per apartment every year.
Building scientists, auditors, enlightened building owners, and contractors have been retrofitting multifamily buildings in New York City for many decades, but the retrofit industry has largely relied on public subsidies, a limited resource that has constrained the industry's ability to scale. Private capital, if it could be deployed for retrofits, could prove transformational in achieving significant carbon reductions while upgrading multifamily buildings and stimulating much-needed job creation.
This study has tried to address a key bottleneck for private capital: the lack of confidence in energy savings for lenders to underwrite loans against. A long tradition of New York's public-private partnerships enabled the project to be stewarded by hands-on group of practitioners from city and state housing agencies, community development intermediaries, utilities, energy program incentive providers, and other mission-driven nonprofits.
The project team analyzed the 230-plus building dataset to assess total savings achieved and savings as a percentage of projections. These data-driven findings suggest a rationale and methodology for underwriting against fuel savings projections.
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Read the report, "Recognizing the Benefits of Energy Efficiency in Multifamily Underwriting," at www.db.com/usa/content/en/ee_in_multifamily_underwriting.html.
Download the full issue brief at http://nchh.org/Portals/0/Contents/Childhood_Lead_Exposure.pdf.
The next step toward market transformation will be proof of concept, executing transactions that show how underwriting against energy savings projections can be a viable financing practice. The study provides a starting point for an underwriting methodology. A 2012 follow-up grant to the New York City Energy Efficiency Corporation by Living Cities will permit taking this next step, utilizing the Deutsche Bank and Living Cities dataset to pilot new underwriting guidelines and the development of complementary resources through an initial series of transactions with affordable housing lenders.
Comfort RX Helps HVAC
For HVAC contractors looking to expand their service offerings, adding a home performance contracting arm can help boost business, reduce outsourcing, and increase profits. Comfort RX, a business that works to provide contractors the most effective air seal products, training and business services, is helping HVAC contractors make this business enhancement simple and profitable by offering one of the best available air-sealing tools—low-pressure spray polyurethane foam (SPF).
The HVAC contracting industry is exploring weatherization and ACCA has even launched a new Building Performance Council to help members thrive in the building-as-a-system approach.
"The most successful contractors are thinking bigger about the systems they service," says Joe Nichter, past chairman of ACCA and president of Comfort Systems USA Southwest. "They are looking at whole homes and whole buildings. They recognize they need to be masters of the system, not installers of boxes."
Comfort RX is trying to make this transition easier by providing affordable ways for contractors to add value by including low-pressure SPF weatherization capabilities in their business. For less than $3,300, HVAC contractors can purchase a professional, low-pressure reusable foam system. The price also includes all of the training and equipment needed to get them started.
Designed to be user-friendly, the Comfort RX low-pressure SPF system offers quick setup and shutdown. And the system is designed to be low maintenance and low hassle, needing little in the way of replacement parts or repair. In addition to selling tools, Comfort RX is dedicated to providing proper training for the organizations and contractors it works with.
Training from Comfort RX focuses primarily on the proper set-up, use of the equipment, and on various spray techniques. The company spends time discussing the principles that are taught in BPI Building Analyst trainings with HVAC contractors. These principles include, for example, using the blower door to identify air infiltration; and air sealing first the attic, then the crawl space or basement, and then any large holes. The company also explains how can light covers, baffles, attic hatch insulating kits, weather strip, and outlet gaskets can be used in conjunction with spray foam to help make a house more airtight. Contractors are trained to use the correct personal protective equipment when spraying foam. Lastly, Comfort RX stresses the importance of measuring in and measuring out to verify that the house meets ventilation requirements and teaches contractors that, when necessary, mechanical ventilation must be installed.
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For more information about Comfort RX, visit www.comfortrx.com or phone (877)446-5451.
"We are excited to offer this business expansion opportunity to HVAC contractors," says Kristen Lewis, Comfort RX program manager and BPI Certified Building Analyst. "This is the perfect fit for these contractors, because they're often already in the home servicing a comfort issue. Offering air sealing is another way to increase their sales and solve their customers' problems."
Average U.S. Household Energy Expense Rises
The average U.S. household had $2,024 in energy expenditures in 2009, up 11.8% from $1,810 in 2005. Those are new findings from the U.S. Energy Information Administration (EIA) Residential Energy Consumption Survey (RECS). The survey attributes the increased expenditures to increases in the size of homes, size and number of home electronics, and number of major appliances per household. The survey results also break down household energy expenditures by region and by state. The Northeast had the highest expenditures at $2,595 (up 11.9% from $2,319 in 2005), and the West had the lowest at $1,570 (up 5.3% from $1,491 in 2005).
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Read the full survey results at www.eia.gov/consumption/residential/data/2009/#summary.
This latest RECS—the thirteenth since 1978—was conducted in 2009. The survey collected data from 12,083 households in housing units statistically selected to represent the 113.6 million housing units that are occupied as a primary residence. Data from the 2009 RECS were tabulated for the four census regions, the nine census divisions, and 16 states; the states vary in geography, climate, and population size. EIA also released information about the changing mix of energy uses within the home.
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Potential Compliance Perils of Post-Acute Payment Model Changes with PDGM & PDPMWebinar
Continuing Education
Compliance Certification Board (CCB)®: CCB has awarded a maximum of up to 1.5 CEUs for these certifications: Certified in Healthcare Compliance (CHC)®, Certified in Healthcare Compliance– Fellow (CHC-F)®, Certified in Healthcare Privacy Compliance (CHPC®), Certified in Healthcare Research Compliance (CHRC)®, Certified Compliance & Ethics Professional (CCEP)®, Certified Compliance & Ethics Professional–Fellow (CCEP-F)®, Certified Compliance & Ethics Professional–International (CCEP-I)®. Should overall number of education hours decrease or increase, the maximum number of CEUs available will be changed accordingly. Credits are assessed based on actual attendance and educational presentation length
How to Receive Continuing Education Credits
Upon completion of this webinar, you will receive an e-mail with a certificate of attendance/credit attached within 3 days of the event. The person who registered for this conference must distribute the certificate as needed.
CCB CEUs: Any individuals seeking CCB CEUs must also add their CEUs to their account online, as your attendance alone does not automatically update your CEUs. (Your login information is required) **If you forgot your password please click here, or contact HCCA at 888.580.8373 or email@example.com
External certifications/organizations: Any individuals attending this audio conference to fulfill requirements for external certifications/organizations should use the provided certificate of attendance: no further steps are needed.


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TV Guide Magazine's 60th Anniversary Special: The Past, Present and Future of Television
In our very first issue, TV Guide Magazine polled the top names in TV - including Ed Sullivan, Milton Berle, Jackie Gleason and Sid Caesar - on what the new medium had taught them. "TV is a great way to reach millions of people - who, luckily, can't reach me," Berle quipped. For 60 years, this publication has chronicled the evolution of what remains the world's most dominant source of entertainment. And while viewers now have hundreds of channels at their fingertips and can watch whatever they want, whenever they want, on a multitude of platforms, one thing hasn't changed: Audiences are hungry for great fare, from I Love Lucy to Modern Family and Playhouse 90 to Homeland.
We spoke to 13 titans of TV - living legends (Carol Burnett and Carl Reiner), key producers (Two and a Half Men's Chuck Lorre, ModernFamily's Christopher Lloyd and Steve Levitan, Cougar Town's Bill Lawrence, Glee's Ryan Murphy, Grey's Anatomy's Shonda Rhimes, Mad Men's Matthew Weiner and Law & Order's Dick Wolf), the king of reality (Survivor's Mark Burnett), a master director (James Burrows) and the medium's most successful mogul (CBS CEO Leslie Moonves) - and asked them a few questions about where TV has been, what it looks like now and where it's headed.
TV Guide Magazine: Looking back at the past 60 years, what has influenced you the most in television, and how?
Carol Burnett: The Garry Moore Show and Sid Caesar, because their generosity taught me how important it is to share the comedy with the rest of the cast. And let us not forget Lucy!
Mark Burnett: A combination of Dallas and CHiPs, because as a kid growing up in England, they made me desperately want to come to America. CHiPs, in particular. I remember thinking, "How can roads have that many lanes?"
Bill Lawrence:M*A*S*H, for its ability to mesh broad comedy with moments of great emotional depth. Also, The Simpsons.
Christopher Lloyd: Cheers. Through the magic of actor chemistry and excellent writing, they created a world I wanted to be in every week and made me want to learn how the magic was done. I read once that Kurt Vonnegut said his only professional regret was that he never got to write an episode of Cheers. I'd like to put my name second on that list.
Leslie Moonves: The landing on the moon. I'll give it a tie with the Kennedy assassination, because TV really brought the news into our living rooms in a way that we had never felt before.
Ryan Murphy: Without question, it was All in the Family. As a kid, I would watch that show with my parents and we would talk about the then-taboo issues that it would raise. It made me realize the power of television to not only illuminate important topics but [also] ultimately change minds.
Shonda Rhimes: Sesame Street. I was obsessed with Oscar the Grouch and how inside his garbage can there was, like, a 15-room apartment. I learned that your imagination was the key to everything.
Matthew Weiner: Roots. I saw it at a very young age and was raised in an environment where TV was a privilege. No viewing on school nights and no viewing when your grades were bad. So having the world stop - and I mean the whole world - to watch television was in itself influential.
Dick Wolf: Dragnet, which taught me everything you needed to know about cop shows and procedurals.
TV Guide Magazine:What's your dream three-hour night of TV?
Mark Burnett: Downton Abbey, Homeland, 24.
Steve Levitan:The Mary Tyler Moore Show, All in the Family, M*A*S*H, Cheers, Hill Street Blues.
Moonves: At 8pm I'd put The Ed Sullivan Show, because that really was a groundbreaker. Then I would put Seinfeld, into All in the Family. And I'd probably close the evening with Hill Street Blues.
Murphy: The Mary Tyler Moore Show, All in the Family, Sex and the City, Girls, The Sopranos.
Rhimes: The Days and Nights of Molly Dodd, Good Times, The Wire, Buffy the Vampire Slayer.
Wolf: All in the Family, Seinfeld, The Rockford Files, Law & Order.
TV Guide Magazine: What's missing from television in 2013?
James Burrows: In terms of comedies, "funny" is missing in 2013.
Lawrence: I miss seeing a bunch of multicamera shows developed around great comedians.
Levitan: We need an Edward R. Murrow - a serious newsperson with a large enough audience to truly affect public policy.
Weiner: The communal experience of everyone watching something at the same time and the conversation the day after.
Lloyd: Subtlety.
Moonves: I wish there was more investigative reporting right now. And the marketplace is ripe for more miniseries of high quality, such as Roots and Rich Man, Poor Man.
Murphy: Nothing is missing from cable television. With network television, what is missing are brave choices and network executives sticking with those brave choices. Network television has to change or die.
Carl Reiner: Selectivity. There aren't enough thoughtful dramas.
Rhimes: There are no longer shows that everyone in the family can watch and enjoy. Gilmore Girls was the last one that seemed to be equally interesting for both adults and kids.
TV Guide Magazine: What is there too much of on TV now?
Burrows: There are too many singing competitions, which I guess is saying too much reality TV.
Carol Burnett: Reality shows.
Mark Burnett: Cable show marathons.
Lawrence: Procedurals.
Levitan: Kardashians and housewives of various cities.
Lloyd: Crassness masquerading as cleverness. Note to the comedy writers who think saying the word penis nine times is either outrageous or awesome: It isn't; it's just lazy, and it's boring.
Chuck Lorre: Soft-core porn.
Reiner: Reality shows, infomercials, one or two unconscionable news hours from biased networks.
TV Guide Magazine: Which TV icons - past and present - do you admire the most?
Burrows: Norman Lear, Max Liebman [Your Show of Shows] and Nat Hiken [The Phil Silvers Show].
Lawrence: Larry Gelbart, my hero: television [M*A*S*H], film [Tootsie] and Broadway [City of Angels].
Levitan: Norman Lear - because he was an innovator and he's a great man in real life.
Lloyd: Johnny Carson, for his wit and grace; Al Michaels, for being the classy guy among the louts; and Kelsey Grammer, for his boundless talent.
Moonves: William S. Paley - he had an incredible vision. And Norman Lear, for his great courage and skill. Also the vast amount of work he did simultaneously is pretty admirable.
Rhimes: Bill Cosby, because he created a family on television that finally looked like the one I grew up in. And Norman Lear, because, well, he's Norman Lear.
Weiner: Rod Serling, Paddy Chayefsky, Carl Reiner, Larry Gelbart, David L. Wolper, Norman Lear, Lorne Michaels and David Chase. All of these people were creating, first and foremost, entertainment apart from the traditional restrictions of genre and filled with honest humanity. And I can't leave out Allan Burns [The Mary Tyler Moore Show], because I met him when I was in high school and he told me that I should write for TV.
Wolf: [Former NBC Entertainment president] Brandon Tartikoff, because he was a friend, a boss, a mentor, and he understood that nobody can program 22 hours of primetime just to their own taste.
TV Guide Magazine: What do you think TV will look like 20 years from now?
Mark Burnett: It won't be television, per se, but it will include great storytelling. It will be on demand. All cable will be à la carte, and the only live TV will be live sports and big events like awards shows or The Voice.
Levitan: Thinner, bigger, higher-def, à la carte. That said, content will be quite similar because storytelling will always be the key to good television.
Lloyd: Television, like the television [set], seems to get cheaper and flatter every year. In 20 years it will be as thin as a baklava flake and about as nutritious.
Murphy: The television landscape will be completely different. The Netflix model will dominate our business. Network television will be dedicated to live programming and cable will flourish, fighting it out with pay-per-view options.
For more with television's visionaries, 60 reasons to be watching TV now and the next television innovations, pick up TV Guide Magazine's 60th Anniversary Issue on newsstands Thursday, April 4!
Subscribe to TV Guide Magazine now!
View original TV Guide Magazine's 60th Anniversary Special: The Past, Present and Future of Television at TVGuide.com
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Jay's Sporting Goods is Michigan's Original Outdoor Superstore. It is a family owned and operated business that originated in Clare, MI in 1971, and has since grown to a second location in Gaylord, MI in 2000. With a combined nearly 100,000 square feet of sales floor Jay's is equipped to meet your next hunting and adventure needs. We specialize in Hunting, Fishing, Archery, Firearms, Camping, Footwear, and clothing within those categories. Our company values the knowledge of our employees who can then relay their expertise from the field to our customers and assist them with their needs. Whether you're preparing for a day hike or an out of state hunt Jay's can help with any adventure. Trust in the Tradition of Jay's!
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Century Arms VSKA, Semi-automatic Rifle, AK, 7.62X39, 16.5" Chrome Moly Barrel, Black, Walnut Stock, 30 Rounds, 1 Magazine RI4373-N
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|Wings West International has been been in the industry since 1996. We have been producings and distributing Body Kit, Front Lip (Front air dam), Spoilers, Side Skirts and other body parts. We cover almost all makes and all models, we are a body kit megastore with over 100.000 sq ft warehouse to support. Wings West also support local businesses, body shops, collision centers and online stores, if you are interested to become a reseller please contact our wholesale department.
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