text:
I skipped Fred's Tuesday night and climbed into bed before 8:00. The next morning, I was the first to wake only to find a video message on my phone from the night before that I had missed. I poured my coffee and sat down in my dark kitchen to watch. I hit play and instantly recognized the smiling faces that appeared on my screen, disco ball lights twirling behind them. My friends from Fred's.
"Hi, I love you!" Janice beams into the camera.
"I love you too, honey!" Matt yells from the side.
Stephanie hollers from the middle of the crowd, the reflection of the recording phone visible from her glasses, "Wishing you the best! We love you and miss you! Please have that baby!"
They are smiling and waving and can barely stop dancing enough to stay still for the video.
I wipe tears and smile, hitting the play button again. How much these friends have taught me about love.
Saturday evening, I attended our local Civitan Club's Valentine's Day Dance for adults with special needs for the second year in a row. It was a lot different this year. I know these friends now. I've danced with so many of them for months at Fred's, and I am slowly but surely being desensitized to feelings that used to pulse blatantly within–feelings like "this isn't what I dreamed my kid's future would look like." Truth is, it isn't. And if I wanted to, I could let that realization bear its weight so heavily on my heart that I'd miss everything else I noticed at that dance.
There will always be sensitivities, always be moments of sadness where I listen to and acknowledge the voice within that says "this is hard." Because there is no doubt, being present at that dance, that I understand this road will be challenging. There's no doubt that these friends' mamas have cried rivers over the years, have watched their children struggle to make friends, have fought hard and made sacrifices just so their children can enjoy Valentine's Day together, at a dance in a church gymnasium.
But there is also no doubt that they've learned something about love that stretches deeper than any card could ever express.
I noticed everything Saturday night. I wanted to, and so I took pictures and recorded video and told myself to look for all the hidden things that would teach me more about love.
Like the way some friends arrive to the church at 3, just to sit quietly at a table until 5 when the dance actually starts. Or the way Jamie jumps out and starts dancing by herself, without any music. The way Nottie and Jeremy hold hands the entire night because they are in love. I watch Todd and Christine accept their crowns as King and Queen of the dance, and I cry as they proudly walk through their procession, friends clapping by their side. I laugh every time Ron makes his rounds through the gym, stopping at our table, asking the same questions every time. And when Matt begs me to dance and I jokingly tell him I'm taking it easy, the baby could be born on the dance floor, we all laugh as he rolls his eyes and says "Oh my God, that's so not going to happen."
I smile as high school students humbly serve these precious friends, and I think to myself that every teenager needs to do this–needs to be here, serving, dancing, learning. I watch as the girl who bags my groceries–the one who's always shy and quiet–comes alive in a way I've never seen on the dance floor. I marvel at the love they all have for each other. They look out for each other, these friends–they've been in this together for quite some time now. I see girls that remind me of what Nella might be like at 25 or 30 and I study their moves, their smiles, their confidence.
And I know that I still have so much to learn about love. But this is a really good place to discover it.
Friends, this is what true love looks like. Happy Valentine's Day.
valentines dance from ETST on Vimeo.


text:
International Protector Group, a trust and estate planning consultancy, rolled out a family office service in November designed to help high-net-worth families and their advisors set up wealth protection structures using new legislation in the Bahamas.
That legislation, the Bahamas Executive Entity, came into force in February. It is designed to act as a shareholder of a private trust company, according to an analysis in The Bahamas Investor.
A BEE does not have beneficiaries or shareholders, but has the full executive powers of a purpose trust. It can act as a shareholder in a mutual trust or fund, as well as a protector and trust enforcer.
The advantage of this structure is that because it does not require shareholders, there is no need for an individual to assume fiduciary or legal responsibility.
"In the past, it has made sense to keep family assets in a complex spread of trust funds and investments," IPG's chief executive Andrew Law said in a statement. "The introduction of the BEE allows family interests to be consolidated using a single entity that provides the families with much more on-going security and control."
Besides acting as a shareholder or owner of a private trust company, a BEE may be able to act as protector in an international fund or foundation in place of individuals held personally responsible in court.
A BEE may also serve as an investment advisor to a family office or a shareholder in alternative investment vehicles.
Law told The Bahamas Investor that IPG had so far set up some two dozen BEEs for American and European clients. He said that as law firms and family offices become familiar with these structures, he expected their use to become much more wide spread, especially among wealthy Asian families.

subset: commoncrawl


text:
KC atheist group turned away from St. Patrick's Day parade
Parade organizers cite respect for St. Patrick in decision
With Kansas City's big St. Patrick's Day parade just six days away, one group is upset that its members can't participate.
The leader of the Kansas City Atheist Coalition said not believing in God shouldn't have anything to do with walking in the parade, but Josh Hyde said he's thinks that's why his application was denied.
"When I asked for further clarification for the reason of the declination, they told us they were an Irish Catholic organization, that the theme of the parade was the gathering of the clans," Hyde said. "We were told it was because we wouldn't be a good fit into the theme of the parade."
The parade committee describes itself a nonprofit and does not include an affiliation with any specific religion.
The committee issued a statement to KMBC in response to questions about Hyde's complaint.
"Kansas City's parade celebrates the Feast Day of St. Patrick, the patron saint of Ireland, and the Christian teachings and beliefs that he lived and suffered for," the statement said. "The Atheist Coalition's published mission is to advance godlessness through activism, and its stated intent regarding the 2013 parade was to carry banners with phrases such as "positively godless" and "morals without mythology." It was with respect for the legacy of St. Patrick that the parade committee turned down the Atheist Coalition's application to participate in this year's procession. "
Supporters of the group said the parade is a community event and shouldn't exclude people based on a religious stance. Hyde is calling on community leaders to reverse the decision.
Kansas City's St. Patrick's Day parade is set for Sunday at 11 a.m. It is usually among the nation's largest St. Patrick's Day celebrations.


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text: Fall hair colors and styles 2018 suitable for any type of women, if you like, then our stylists recommend choosing this particular image. All women want to stand out, that they pay attention. Take into consideration shape of the face, eyes, and growth of hair when you choose the hairstyle for Fall hair colors and styles 2018.


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You may not believe it but in the U.S., Pinterest is the third most popular social network behind Facebook and Twitter. Worldwide it has an estimated 70 million users (70% of which are female). That makes it a big player in the social network universe and one that should not be ignored. Because of those numbers, it's worth pointing out that there is no official Windows Phone or Windows 8 apps for the fast-growing service.
That's a bit of a bummer though Windows Phone users do have some solid Pinterest third-party apps like Pinsation that do an admirable job of filling in the gap. But an official app that doesn't go against the company's APIs is something that the Windows Phone platform needs in order to push forward—the same with Windows 8.
Luckily, Pinterest is asking just how much you want that app, giving users an opportunity to voice their opinion. On their website's Help Center, the company puts the issue to users:
"Unfortunately, Windows phones and tablets aren't very compatible with Pinterest right now. When you're on a computer, hovering over a pin shows the repin and like buttons to click on. Since Windows phones/tablets don't work the same way, you can't interact with pins the way you can on a computer or other tablets and phones.
We also know that there is high demand for a Windows app. If you'd like to see a Windows app, please vote for it using the Me too! button below. Thanks for your interest and for using Pinterest!"
The topic on the site is actually old—going back to February, which makes the "281 Me too!" votes a bit disheartening. So why not take a moment and try to let them know that an official app for Windows Phone and Windows 8 is something that should be in the cards? It's only through interest and feedback will devs make apps for Microsoft's platforms (although hopefully Nokia is already talking to them).
Source: Pinterest Help Center; Thanks, Carl_D., for the tip!
We may earn a commission for purchases using our links. Learn more.
'Grounded' interview: What's next for Microsoft's little big adventure
Grounded from Obsidian Entertainment is one of Xbox Game Studios' biggest new IPs in recent years, and in November, it's about to get a large aquatic update. Here's our interview with Game Director Adam Brenneke, ahead of Grounded's Pond Update.
Review: Kensington's Orbit Fusion trackball mouse is a bit pricey at $70
Kensington makes some great trackball mice, and the Orbit Fusion is a new addition to its arsenal. We've been using it for a few weeks to see how it measures.
Review: Ghostrunner works well, but is held back by frustrating combat
Ghostrunner is a first-person platformer that shows a lot of promise, thanks to its excellent visuals, music, and parkour platforming. Unfortunately, the game stumbles thanks to its repetitive levels and clunky combat.
These external monitors go perfectly with the Lenovo ThinkPad X1 Carbon
The Lenovo ThinkPad X1 Carbon is an excellent laptop, but what if you want to project the display onto a larger screen? You'll need an external monitor for that. Here are our favorite options.


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Should I Use Ice or Heat for Pain?
Did you hurt your knee during an intense game of pick-up basketball this weekend? Or do you deal with chronic pain? Learn whether you should apply heat or ice for particular kinds of pain.View Article
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Looking your best might not always be the best thing for you. Today's society is extremely fashion and style conscious. Unfortunately, clothing designers and stylists aim to please by creating unique looks that might not always be practical or even comfortable.
The look of the season shows runway models in high platform heels and tight skirts or pants. Models have perfected the runway "walk," but the popular looks and accessories are frequently impractical and could create leg, back, and spine or neck problems. "Sometimes I see a woman walking down the street with high heels and a two-ton bag, and I want to stop her and make her aware of what she is doing to her body," said ACA national spokesperson, Dr. Jerome McAndrews.
Women generally wear high heels to complement an outfit, not for comfort, but some might not realize that these shoes can cause serious discomfort in the feet and can also exacerbate back pain. High heels alter the balanced position of a person's body. When a woman wears high heels, a new dynamic equilibrium occurs. Dr. McAndrews compared the musculoskeletal system to a mobile, hanging in dynamic equilibrium, each part balancing the other. If one part becomes 'fixed,' the whole system will compensate with a movement or restriction. Essentially, wearing high heels for any length of time increases the normal forward curve of the back and causes the pelvis to tip forward. This alters the normal configuration of the pelvis and spine necessary for the body to maintain a center of gravity.
"The legs are the foundation of the musculoskeletal system, and a person standing flat-footed or bare-footed would be completely balanced," said Dr. McAndrews. "While standing, the hamstrings are taut and both parts of the pelvis are stabilized so that the support is normal. By bringing the heel up, you encourage the shortness of the hamstring muscles."
Women and men alike fall into the fashion trap. However, women, more than men, tend to wear clothes that are too tight. Stylish tight tube skirts and tight pants can be attractive, but are often too restrictive. Clothes that are too tight throw a person off-balance, and simple everyday tasks such as bending, sitting and walking become difficult. "Tight clothes restrict a person from moving comfortably, resulting in poor posture and misalignment of the spine," said Dr. McAndrews.
Another unhealthy fashion statement is the use of heavy purses, backpacks and handbags. Women and men tend to carry too many items in one bag, or briefcase, and are often not aware of the potential health risks associated with toting an excessive amount of "stuff." Carrying a bag with detectable weight-more than 10 percent of your body weight-can cause improper balance. When hiked over one shoulder, it interferes with the natural movement of the upper and lower body. "The person carrying the bag will hike one shoulder to subconsciously guard against the weight, holding the other shoulder immobile," said Dr. McAndrews. "This results in the unnatural counterbalance movement of one shoulder and little control over the movements of the arms and legs. Even worse, the spine curves toward the shoulder."
More and more people carry their credit cards, ATM cards and personal identification in the back pocket of their pants. This might be a convenient way of carrying the necessary items with you each day, but carrying your wallet in the back pocket of your pants can cause discomfort. Dr. McAndrews suggested men and women remove their wallets or other items before sitting for long periods of time. "Sitting on your wallet or card holder for the entire day will create a pocket in the muscle lying underneath the wallet, and whether your pants are tight or loose-fitting, this can result in discomfort or pain."
In today's society, it might be important to you to look fashionable, but it is more important to choose clothes, shoes and bags that are comfortable and that suit your style. By following and remembering these simple steps, it is possible to look and feel your best.
Designers and stylists tend to be more concerned about the way something looks rather than the way it feels. Listen to your body. One of the most important aspects of being in style and looking your best is to maintain healthy judgement. By following simple suggestions, being fashionable can be comfortable.
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Gielle Industries – foam fire suppression systems supplier gikongoro
With 50 years of experience, Gielle is the specialist in foam fire suppression systems supplier gikongoro. Whether you need portable fire equipment, service and maintenance, or large-scale fire suppression systems for mining, marine, industrial, commercial and retail use, Gielle has got you covered.
Gielle is a leading provider of fire protection solutions: Every day customers in more than 40 countries rely on Gielle's fire protection business to help protect lives and property on land and at sea. Gielle supplies specialist fire protection services to the mining, marine, industrial, commercial and retail industries.


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NEW YORK (MainStreet) Why are so many Americans burying their heads in the sand over their credit scores?
A report from the Consumer Federation of America shows Americans "know little" about them. (For more on the report, click here.)
According to the CFA:
- 40% of consumers don't know credit card companies use credit scores to weigh credit approval, and 42% of consumers didn't know the same thing about mortgage lenders.
- About 40% of consumers believe marriage and age are used in calculating credit scores.
- Between 25% and 33% of consumers didn't know lenders were supposed to let them know what credit score was used in weighing a lending decision.
Also see: The Selfie-Made Man: Old Dog, New Blog>>
"Credit scores have become so influential in the lives of most consumers that tens of millions are severely disadvantaged by their lack of knowledge about these scores," says Stephen Brobeck, CFA's executive director. "Low credit scores will often cost car buyers more than $5,000 in additional finance charges and cost home purchasers tens of thousands of dollars in additional mortgage loan costs. And low scores are likely to limit consumer access to, and increase the cost of, services such as cellphone service, electric service, and rental housing."
Now Lexington Law, a Salt Lake City credit repair firm, is looking to help financial consumers with some handy tips on better understanding credit and credit scores.
"It's been easy for Americans to be in the dark about their credit scores because the credit scoring system itself can be confusing," says John Heath, directing attorney for Lexington Law. "That said, it is important not to remain in the dark about credit scoring. Americans can better prepare their financial future by educating themselves regarding credit scoring because credit scoring affects our financial relationships, our potential employment relationships and even how we are insured. The danger of remaining in the dark opens Americans up to the possibility of not getting that needed loan, that better job or an advantageous insurance rate."
Here is some advice from the firm on credit score management:
- Don't bury your head in the sand just because something may be confusing. Credit is real and impacts everyone, whether you want to acknowledge it or not. It's critical to understand how it works and what you can do to protect yourself.
Also see: 6 Simple Ways to Lower Your Energy Costs This Summer>>
- Ignorance leads to bad credit and bad credit costs you money. It's easy for credit to go downhill if you turn a blind eye to it. Bad credit often means living with high interest rates or the inability to get approved for credit altogether. Increased interest rates further inflate the cost of living, making even trivial purchases more difficult.
- If your credit isn't great, know that you can and have the right to fix it. Consumers often feel like their credit isn't something they can control and that they're at the mercy of the credit bureaus. That's not the case. Every consumer has ownership of their credit and has the right to influence how their credit is represented,
- Know your score. Many Americans do not know that there is a difference between the "educational scores" you can buy online from the three major credit bureaus and the FICO scores prepared by Fair Isaac that are provided to American creditors. This confusion has put Americans in a difficult position when applying for credit or a loan because while they may know what their individual "educational score" is, the educational score may be far different from the FICO score that the potential creditor or lender is relying on to determine their credit worthiness.
By Brian O'Connell


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This article originally appeared in AdvisorOne's sister publication, LifeHealthPro.com
Working just one more year beyond the age of eligibility to receive an annuity income stream can increase the annual payout by an average of 9 percent, according to a new report.
This finding was disclosed in a November 2012 study, "The Impact of Running out of Money in Retirement," a joint project of the Society, the Urban Institute and the Women's Institute for a Secure Retirement. The study's sponsors undertook the research to identify what causes people to deplete their retirement resources, understand the risk factors that are behind these events, quantify the risk and identify emerging trends for further research.
Working just one more year beyond the age of eligibility to receive an annuity income stream can increase the annual payout by up to 16% for the lowest income earners and by up to 7% for the highest income earners, the research shows.
By working five years beyond the age of eligibility, the lowest income earners can boost their annuity payout by 98%. This compares with increases ranging from 42% to 71% for those in higher "lifetime earnings quintiles."
Similarly, the report notes, delaying retirement can have a positive impact on Social Security income. Citing a hypothetical couple–both age 60, and assuming that one spouse earns $100,000 annually and the other $50,000 annually–the report shows that if both spouses retire at age 62, the cumulative Social Security earnings will top out at $1.65 million at age 80.
If the lower wage earner retires at age 62 and the higher wage earner retires at age 70, the couple's cumulative earnings will reach $2.373 million. If both delay to age 70 to take income, the couple's cumulative payments total $2.425 million.
The study also highlights the importance of planning for the risk of "shocks," noting that 67 percent of men and 70 percent of women will experience one or more shocks in a nine-year period. These include medical conditions (67 percent of married couples 50 percent of singles, respectively), over age 70; severe disability (29 percent and 29 percent); cognitive impairment (19 percent and 17 percent); and entering a nursing home (23 percent and 22 percent).


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December 11th 2013:
We are now offering a flat-rate shipping method for the EU based on the cost of each order - the rates for which are listed below. Please scroll down the page for further general information about deliveries within the EU.
Shipping costs for orders up to € 50,00 to be delivered in Germany:
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Orders up to a value of € 150,00 for all other countries in the EU will be delivered for a shipping fee of:
Orders above € 150,00 for EU countries except Germany will be sent without shipping charges, except in the case of Goals /heavier items as mentioned above
This EU zone covers the following countries:
Czech Republic
Republic of Ireland
The Netherlands
United Kingdom
NOTE: Certain smaller items or smaller packages may be available to be shipped at a shipping cost lower than that listed above as they can be sent through the Postal system.
Please contact us for confirmation of this.
If in such a case you pay for your order by credit card, any excess shipping will be refunded to that same card after the goods have been shipped, otherwise we will confirm the correct shipping costs and total amount to be paid before you make your bank transfer or PayPal payment to us.
NOTE: As mentioned above - if you order certain larger items, your delivery may be subject to a fixed delivery charge instead of the delivery charges listed previously. Where this is the case, the fixed delivery charge will be clearly stated on the product information page.
This condition applies mainly to Goals for which (since October 2007) we have been charged an additional 35 Euro per item handling charge by our freight forwarders.
This charge will be applied even if your order has exceeded our "delivery free of shipping charges" ceiling of either 50 Euros for Germany or 150 Euros to other EU countries.
Please contact us to confirm shipping charges and tax arrangements for deliveries to any country outside the EU.
This covers shipments to countries such as Switzerland, Norway, Serbia plus other defined economic areas such as Gibraltar, the Channel Islands and the Canary Islands amongst others. Except in specially-agreed cases we will generally not ship goods to the USA as the sales agreement we have with our suppliers/manufacturers is for Europe only.
* Orders to be delivered to Germany with a total order value greater than EUR 50,00 normally bear no shipping charge**.
* Orders to be delivered to all other EU countries with a total order value greater than EUR 150,00 normally bear no shipping charge**.
**We reserve the right to charge a fee for shipping of extremely heavy or bulky items such as goals. This fee is currently 35 Euros per Goal/Lax Wall Rebounder and is charged directly to us by our freight forwarder.
All prices for merchandise and shipping rates shown on our website include the appropriate German rate of Mw.St. (sales tax) @ 7% for magazines or 19% for all other items.
To work out how long it will take to get your stuff, add the availability of the item onto the delivery time.
* Normal delivery time 2-3 days.
* Delivery time for not in stock items 3-4 weeks.
Remember to check availabilities carefully if you order more than one item, as you will normally not receive any part of your order until all the items are available. In the case of pre-order or long availability items, it is recommended that you request separate deliveries as items become available (extra shipping cost at our discretion).
We kindly ask you to advise all guarantee requests and returns of merchandise by e-mail to before you ship them to us. You may be provided with a returns number, which will facilitate quick processing of your request.
Warranty returns are normally accepted subject to reasonable usage criteria and inside the time limits set by the equipment manufacturers which are generally 6 months from time of purchase. Please contact us if you have any questions.
Returns of unwanted purchases that are made within the Consumer Protection (Distance selling) Regulations online purchasing "cooling off" period of 7 working days after the receipt of the goods will normally be accepted.
The intention to return such goods should communicated to us in writing or by e-mail and the goods should be returned to us preferably unopened or at least unused with their original packaging intact wherever possible. Shipping costs for the return of unwanted purchase should normally be borne by the purchaser up to an order value of 40,00 Euros, thereafter the costs are borne by us. The total amount paid for the purchase (including any shipping costs) will be refunded to the purchaser within 30 days of the goods being safely received at our offices.


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How do we tackle prejudice in polarised times?
British Future's Director Sunder Katwala speaks in Bristol on the topic of prejudice in polarised times.
British Future's Director Sunder Katwala speaks in Bristol on the topic of prejudice in polarised times.
Britain is a decent country. Most people are fair and tolerant: only a small and toxic minority hold hateful views. But when they voice them, it still causes immense harm. The 'No place for prejudice' campaign urges everyone to stand up to prejudice if they see it.
It's up to all of us, as decent people, to stand up to prejudice if we see it. So what should you do if you witness hatred?
Fifty years on from Enoch Powell's 'Rivers of Blood' speech, Britain has largely moved on from Powell's divisive views on race, says new research
Over the past year, crime in general has fallen in Hammersmith & Fulham, but race and religious hate crime has risen, with the Muslim population particularly affected. There are several reasons behind this discrepancy, writes Phil Cooper of Hammersmith and Fulham Refugee Forum (HFRF).
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Ormiston Gorge, Western MacDonnell Ranges, Northern Territory
All images are quoted as being ready to hang on the wall as soon as it arrives to your house. There is nothing left other than to find a location that you can show off the wonderful image you have chosen. If there is any problem with your print on delivery, we will replace it at no cost to you.
Canvas Mounted Prints
All our prints come finished at the back with acid-free frame tape to seal the join between the canvas the stretcher. Gallery-quality hooks, screws and wire are then added, and so when you take your canvas out of the box, it can go straight on the wall. The fittings are stainless steel and robust enough to support the weight of even the largest canvas print.
Acrylic Mounted Prints
First, your image is printed using archival quality inks on professional gloss photographic paper. After that, we place your artwork behind clear acrylic that will suite any décor as well the test of time.
Metal Mounted Prints
Modern lightweight design, looks like a floating photograph on your wall. Each image is mounted to a 3mm composite panel and laminated with a high gloss ultra clear laminate; each image is inspected and personally signed before mounting.


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How 'likes' bring votes – Narendra Modi's campaign on Facebook:
Like it or not, India has just concluded its first social media election.
It is no coincidence that the national parties that were late adopters or did not have a social media strategy also acquired the image of non-transparency, out of sync with the aspirations of the youth, first-time voters and other key voting demographics in the country. Undoubtedly, this was India's first election with such large-scale usage of technology, open-access internet platforms to connect, build conversations, share, mobilise opinion and citizen action. Prime minister-elect Narendra Modi saw this first-hand and had the first-mover advantage in using these technology tools to reach out to India's huge youth demographic.
The Central Asia Digital Islam Project:
The Internet and social media are slowly beginning to revolutionize the Islamic marketplace of ideas for Central Asians. Similar to processes identified by scholars like Peter Mandaville in other contexts, Central Asia's access to digital Islam has been delayed by low Internet penetration, authoritarian controls on media and communication, and, in part, by Central Asia's peripheral status in the Muslim world. Advances in communications technology and large-scale migration are rapidly eroding these obstacles, however, allowing Central Asians to increasingly participate in trans-national Islamic discourses through digital media.


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TORONTO - Dara-Lynn Weiss was initially thrilled by the chance to write an article for Vogue magazine about how she helped her seven-year-old daughter lose 16 pounds.
But instead of celebrating the publication of her story in the April 2012 issue, Weiss was bowled over by the intense backlash and torrent of criticism in response to the article.
With plans already in the works to devote an entire memoir to the subject, the decision of whether to proceed with the project at all weighed heavily on the mother of two.
"There were many days where I said: `Nope, I'm not putting myself through this, I'm not putting my family through this,'" Weiss recalled in a recent interview. "I think what I have to say is very important, but I don't want to be the lightning rod for this incredibly sensitive issue and subject myself to all this backlash in the name of being honest.
"I really had to push myself to say, `You're already out there. This story is already out there.'"
"The Heavy" (Ballantine Books) offers an unflinching portrait of Weiss and her unconventional approach to helping her daughter, Bea, in her battle against childhood obesity.
Bea was four feet, four inches and weighed 93 pounds when Weiss decided to help her daughter shed pounds through a strictly regimented, calorie-counting diet. But she adopted strategies some may perceive as unorthodox, such as incorporating processed foods into the mix.
Weiss wrote of giving Bea a 100-calorie pack of yogurt-covered pretzels during a playdate, refusing a fellow parent's offer of a more nutritious cereal bar because it packed a greater caloric punch.
When a Starbucks barista informs Weiss that the calorie count of Bea's hot chocolate with whipped cream comes to 240 calories, she takes the half-consumed beverage and tosses it in the trash.
"There were moments I could have relented and let her have that little extra thing that would have made her happy, that would have made my job easier," said Weiss. "But in the long run (it) would have absolutely ensured that we did not get her healthy — I won't say ever. But certainly within the year it took.
"She was looking to me to set the limits and if some days I said, `OK' and some days I didn't, I lose authority very quickly as a parent. And that that was important. Consistency for consistency's sake was an important part of it. So that's how I approached it," she added.
"Indeed, any one given situation made very little difference in the big picture. But the cumulative effect of all of those moments was very powerful, both in terms of her food consumption and my management and parenting and the issue."
The 41-year-old is candid in "The Heavy" of her own weight struggles, from experimenting with laxatives in her teens to dabbling in various diets.
"I couldn't not parent around this issue because I had my own issues," said Weiss. "I did my best to improve my eating habits, to improve how I talked to myself about my weight. But the hardest thing to do was just to talk about this at all.
"When Bea was in a situation where we had to talk about this, I was very worried about my competence to do that," she added. "And I can only say I do my best, and if people that think my issues seep into my parenting around this issue, they're probably right. But I don't know how else to do it."
Weiss said she has given thought to how her now nine-year-old-daughter will feel about the publication of such an intensely personal story.
She said she believes and hopes that when Bea revisits the book when she's older that she will be "incredibly proud" of how her mother depicted her and how Weiss was able to help her lose weight.
"I think there are a million ways that I come off questionably in this story, but that Bea only comes off as inspirational and amazing and the great kid that she is," she said.
"(I) hope that at that point there isn't any shame around childhood obesity; that it's treated as a problem and a disease, and one that needs support. But that the idea that declaring that a child is struggling with obesity is not something that anyone would think needs to be kept private or secret; that it's treated as a medical condition."
While she braced for a second wave of backlash with the release of "The Heavy," Weiss said she feels the "support versus criticism" balance has shifted since the release of the Vogue article, saying the memoir is a more nuanced look into the process.
She acknowledges not everyone will agree with her approach or methodology. But she hopes the takeway from "The Heavy" is for parents to realize not everyone will see eye-to-eye with their child-rearing approaches — regardless of the matter at hand.
"You're not always going to make decisions that make your children happy in that moment and that's what being a parent is. It's not always fun. It's not always easy," Weiss said.
"Being imperfect and being willing to be unpopular are part of doing the right thing," she added. "I hope that people will be inspired by this to make mistakes and do the tough thing when they know that's the best thing for their kids."
ALSO: 10 of the healthiest (and tastiest) snacks


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Alysha & Derrick's Fall 2019 Wedding Ceremony
River Crest Farm 10-05-2019
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Bayhealth/Kent General and Milford Memorial Hospitals began advanced preparations for Hurricane Sandy last week, but have closed offices and cancelled some services for early this week.
Bayhealth/Kent General and Milford Memorial Hospitals began advanced preparations for Hurricane Sandy last week, but have closed offices and cancelled some services for early this week.
Additional supplies such as water, linens, medications, food and fuel were delivered to the hospitals in order to provide for any patient needs during the storm. The Emergency Department, Operating Rooms and Labor & Delivery, in addition to all inpatient services, are fully staffed and ready for any emergency before, during and after the storm.
Below is a comprehensive list of Bayhealth announcements, cancellations and closures for the safety of our patients and staff.
Elective surgery, cardiac catheterizations and endoscopies previously scheduled for Monday and Tuesday, October 29 and 30, 2012 are cancelled.
Outpatient Services
All Bayhealth outpatient centers and satellite facilities will be closed on Monday and Tuesday. This includes the following locations:
Outpatient Center, Kent General and Milford Memorial (only outpatient services are closed.)
Outpatient Center, Eden Hill
Outpatient Center, Dover
Outpatient Center, Harrington
Outpatient Center, Milford
Outpatient Center, Milton
Outpatient Center, Smyrna
Lifestyles Fitness Center, Dover and Milford
Middletown Medical Center
Women's Center, Dover and Milford
Wound Care Center, Dover
Sleep Care Centers
To reschedule outpatient tests, please call (302) 744-7235 in Dover or (302) 430-5707 in Milford.
Physician Offices
Physician offices that are part of Bayhealth Medical Group will also be closed Monday and Tuesday. This includes:
Bayhealth Cardiology Consultants, Dover and Milford
Bayhealth ENT (Ear, Nose, Throat)
Bayhealth Family Medicine, Dover, Milford, Harrington and Georgetown
Bayhealth Gastroenterology
Bayhealth General Surgery, Dover
Bayhealth Internal Medicine, Harrington
Bayhealth Maternal Fetal Medicine
Bayhealth Neurosurgery, Dover
Bayhealth Pain Management, Dover
Bayhealth Women's Care, Milford
Bayhealth Orthopaedics, Dover
Bayhealth Plastic and Aesthetic Surgery, Lewes
Bayhealth Urology, Dover and Milford
To reschedule your appointment, please call your physician's office after Wednesday, Oct. 31.
Note for Bayhealth Employees
Bayhealth employees are reminded that essential personnel are to report as required. Continue to monitor Bayhealth.org for updates over the next 48 hours.


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The first time I made these hazelnut sandwich cookies was during the holidays for our extended family Christmas party. I used a fluted round cookie cutter and then made tiny cut-outs in the top cookie using very small cookie cutters in the shape of a Christmas tree, candy cane and star. The small cut-out (less than 1 cm) gave just a glimpse of the shiny raspberry jam sandwiched between the cookies. I made a mental note to definitely make these cookies once again in February for Valentine's Day.
My original plan was to make the classic heart shaped cookies with a heart shaped cut-out and fill them with raspberry jam and give them a light dusting of powdered sugar. But when I dug out my set of heart shaped cookie cutters I realized that I didn't have a heart shaped cookie cutter that would be small enough to make the cut-out for the top of the sandwich cookie. So I quickly switched gears and decided to keep both the bottom and tops uncut and fill the cookies with Nutella. That yummy chocolate hazelnut spread went perfectly with the hazelnuts in the cookie dough.
And as I sit here writing this post my mind drifted back to the last time I made something using Nutella. I created the Nutella cheesecake brownies for last year's World Nutella Day (which was February 6th, 2007). Then I realized that this year's Nutella day could be happening any day. So I quickly Googled and I found out that tomorrow, February 5th, is 2008's World Nutella Day. I didn't even know until this moment. How's that for fate stepping in and making sure I didn't have the right cookie cutter size so that I would have to use Nutella instead jam? And then finding out about Nutella Day with minutes (hopefully) to the deadline?
I don't know if I made the February 4th deadline to be included in Sara and Michelle's roundup. (Yikes! It's Feb. 4th 11:48 pm PST now!) If not, be sure to check out all the other great Nutella creations and most importantly, eat Nutella.
Hazelnut Nutella Sandwich Cookies
(adapted from Kate Zuckerman's "The Sweet Life")
(makes 5 dozen sandwich cookies)
5 ounces hazelnuts
2 1/2 cups all purpose flour
1/4 tsp salt
1 tsp ground cinnamon
1/4 tsp baking powder
8 ounces (2 sticks/16 tbsp) unsalted butter, softened at room temp
3/4 cup sugar
1 large egg
1/2 cup Nutella (or any brand of chocolate hazelnut spread)
Combine hazelnuts, 1/2 cup flour and salt in the bowl of food processor. Pulse until nuts are ground to a fine powder. In a mixing bowl, combine the nut powder, remaining 2 cups of flour, cinnamon and baking powder. Set aside the dry ingredients.
In the bowl of stand mixer using the paddle attachment, cream the butter and sugar on medium-high speed until light and fluffy, about 6 to 8 minutes. Make sure to stop occasionally to scrape down the sides of the bowl. Add the egg and mix until the batter looks smooth and glossy, about 1 to 2 minutes.
Add the dry ingredients all at once to the mixture. Drape a kitchen towel over the mixer and bowl to prevent the flour from spraying all over the place. Then, on low speed, mix until the dry ingredients are combined, about 1 to 2 minutes.
Scrape the dough onto a sheet of plastic food wrap and form a flat rectangle about 1-inch thick. Chill the dough in the refrigerator for at least 2 hours or up to 3 days.
Preheat oven to 350F. Line your baking sheets with parchment paper or silicone sheets.
Roll the chilled dough out to 1/16-inch thick. Using a 1 1/2-inch cookie cutter, cut out cookies as close together on the dough as you can. Place the cut cookies 1 inch apart on your prepared baking sheets. Shape any remaining dough scrapes into a disk and refrigerate for 20 minutes before rolling it out again.
Chill the cut cookies in the refrigerator for 15 minutes before baking. (This 15 minute chill is optional but I like to give the cut cookies a brief rest to relax the gluten so that my cookies are tenderer).
Bake the cookies at 350F until golden brown, about 12 to 15 minutes. Allow cookies to cool completely before filling. Spread half the cookies with some Nutella and cover with remaining cookies to make a sandwich.
The sandwich cookies are best eaten the same day. You can bake the cookies and store them in an airtight container for up to 4 days. Fill them the day you plan to serve them.


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|Portugal Expat Forum for Expats Living in Portugal The Portugal Expats forum is a community of people that have moved to Portugal from all over the World. This is the place for Expats to meet and discuss all aspects of the Portuguese way of life. Discuss anything from jobs, property in Portugal, culture, food, history and more.
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3931 Cleveland Avenue
Holland, Michigan 49423
Listing Office: Colliers International Holland
Disclaimer: The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program of SWMRIC, LLC. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers.
The largest city in Ottawa County, and just outside of Grand Rapids, Holland sits along the shores of Lake Macatawa, just off the eastern shore of Lake Michigan.The first settlers to arrive in Holland arrived in 1847, in the form…Learn More
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SportsDirect Inc.
Giants 52, Saints 27: Rookie David Wilson totaled three touchdowns and piled up a team-record 327 all-purpose yards as New York dominated visiting New Orleans.
Wilson ran a kickoff back 97 yards for a touchdown and rushed for two more scores and 100 yards on 13 carries. Eli Manning went 22-of-35 for 259 yards and four touchdowns and Victor Cruz made eight catches for 121 yards and a score for the Giants (8-5), who maintained their one-game lead over the Dallas Cowboys in the NFC East.
Darren Sproles rushed for a score and caught another but Drew Brees was picked off twice and the Saints (5-8) totaled four turnovers in their third straight setback.
Things did not start off so well for Manning, who had an interception returned 73 yards for a touchdown by Elbert Mack with 9:54 left in the first quarter. But Wilson ran the ensuing kickoff back for the touchdown and Manning turned New Orleans' second fumble in as many series into a touchdown with a 6-yard strike to Martellus Bennett that gave the Giants the lead.
A 5-yard scoring pass to Domenik Hixon made it a 21-13 lead at the break, and Brees was picked off on his first pass attempt of the second half, leading to Wilson's 6-yard rushing score. It would stretch out to 35-13 before Sproles got the Saints back into it with two TDs to cut the deficit to 35-27, but Manning found Cruz early in the fourth quarter and Wilson put it away on a 52-yard scamper with 5:20 left.
GAME NOTEBOOK: The 52 points marked the first time the Giants have reached 50 since Dec. 20, 1986, when they put 55 on the board in a win over Green Bay. ... Brees has thrown nine interceptions over the past three games and is tied for the NFL lead with Indianapolis Colts rookie Andrew Luck (18). ... New York WR Hakeem Nicks (knee) was questionable before the game but caught four passes for 67 yards and a score.


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Emmys 2013: 'American Horror Story,' 'Game Of Thrones' lead nominees
LOS ANGELES, July 18 (Reuters) - Television thriller "American Horror Story: Asylum" and medieval fantasy "Game of Thrones" led nominees for primetime Emmy Awards on Thursday.
In a new twist, online DVD and streaming service Netflix won its first Emmy nominations for political drama "House of Cards" and comedy "Arrested Development." "House of Cards" garnered nine nominations including best drama and leading actor and actress in a drama for Kevin Spacey and Robin Wright.
FX's "American Horror Story: Asylum" pulled in 17 nominations including best miniseries and HBO's "Game of Thrones" landed 16 including best drama. Last year's winner "Homeland" was nominated in 11 categories including best drama.
In the comedy category, NBC's "30 Rock" anchored the most nominations with 13 including best comedy for the long-running series' final season. Creator and star Tina Fey and co-star Alec Baldwin picked up nominations in leading comedy actor categories. Last year's big winner, ABC's "Modern Family," scored 12 nods including best comedy series.
The HBO movie "Behind the Candelabra," based on the life of pianist Liberace pulled in 15 nominations, and Michael Douglas as Liberace and Matt Damon as his lover will compete in the lead actor in a miniseries or movie category.
The Emmys are the top TV awards in the United States given out by the Academy of Television Arts and Sciences. This year's Emmy Awards will take place on September 22 and will be broadcast on the CBS network.


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One of the biggest consumers of power in a premises is the consumption by appliances. Our Solar Company Supply provides you products and services that can help reduce bills: Repair of Electric Appliances, Single Phase and 3 Phase Wiring, Installation of Electric Appliances, Design of Electric Distribution Box, Electric Wire Tracing and Troubleshooting, Design and Installation of ATS (Automatic Transfer Switch) Panel, Fixing of Lights, Tubes, Ceiling Fans etc. Our LED lighting can help you save up to 90% compared to conventional lamps. We have a complete range from Street lights, flood lights, false ceiling type lights, surface mounted, decorative, LED bulbs, dimmable options and a lot more.


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Crown House Home Gardens
Dartford, Kent
Apex Coating Services are specialists in the application of exterior wall coatings systems and exterior rendering systems. This allows for protection of the walls of your home as their coatings and render systems are weatherproof, ensuring the best protection from the harshest of environments. Being of such high quality you can avoid the constant maintenance of conventional house painting requires which the company ensure with their 15-year guarantee. Apex has also been awarded the government endorsed Trustmark accreditation, a scheme set up to help consumers find reliable and trustworthy tradesmen.
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Grundfos BMP, piston pumps, are designed for the transfer of liquids under high pressure. The pumps are based on the axial piston principle, enabling a very light and compact design.
The BMP is a positive displacement swashplate water pump. The pump is designed to handle industrial tap-water processes. Grundfos BMP pumps offer a total efficiency of up to 88 % and reduced pressure peaks due to the multiple piston design. They are an excellent choice wherever a reliable and compact pump is required for medium and high pressures.
BMP is available in three versions.
- BMP for normal tap water
- BMP-N for technical water/deionized water
- BMP-R for sea water.
BMP pumps are suitable for a variety of applications ranging from the pumping of potable water to the pumping of chemicals. The pumps can be used in a wide variety of pumping systems where performance and pump materials must meet specific requirements.
Examples of applications:
- Cleaning/washing
- Injecting
- Misting
- Processing
- Seawater desalination.
Features and benefits
- High efficiency
- Small and light
- Generates insignificant pulsations in the discharge line
- No preventive maintenance required
- Long service life
- Few wear parts
- Wide speed-control range
- Great recirculation capability without overheating (up to 90 %)
- Lubricated by the pumped liquid.
- Compact design
- High efficiency
- Cost effective
Information and advice
Grundfos is a world-wide provider of pumps and related systems. We have a trained staff of service engineers who will be able to support you during the installation phase of the pump or solution. Grundfos products are manufactured to very high standards, which helps to ensure a long life. Our many years of experience of different kinds of installation and with installation techniques are also key factors for maximising the lives of your Grundfos products or systems.
We will be able to support you with the following:
- Information about the proper protection of our pumps
- Advice on the physical positioning of the pump for necessary service/repair
- Advice on the physical positioning of the pump to maintain proper operation
- Correct cabling to fulfil the requirements of good practice and electromagnetic compatibility.
Please contact your local Grundfos company to obtain full support for your new installation.
In order to achieve optimum performance, it is very important that the product/system is set up and adjusted correctly from the outset. The knowledge and experience of the Grundfos service technician, and the use of dedicated Grundfos service tools to adjust the performance of the pump, together guarantee that the greatest possible efficiency and fully correct operation of the equipment are both achieved. Commissioning of the pump is recommended in the following cases:
- If the pumps are controlled by a frequency converter
- If the pump system is operating in a large system, e.g. a building management system
- If the user wants to be trained in the proper operation of the pump
- If the pump is a vital link in an important production/application facility
- Where the setup is crucial for the Grundfos product to operate for its full planned life, e.g. in water treatment applications. In such cases commissioning is not only recommended but required
- Where safety is an issue, e.g. in disinfection systems.
The commissioning is performed in a step-by-step procedure, and a report of the settings of the pump is produced.
Please contact your local Grundfos company to arrange for the commissioning of your newly-installed Grundfos product.
Recommended spare parts
Even though the Grundfos strategy is to supply the best possible pump solutions to our customers, after a long period of operation there will be wear and tear to some of the components in certain situations. If short operating downtime is a requirement, or if the pump is installed in inaccessible areas where delivery of spare parts may take a long time, it is advisable to maintain a small stock of recommended spare parts on site.
Please contact your local Grundfos company to obtain information about recommended spare parts or service kits for your Grundfos product.
Grundfos offers an efficiency analysis of your existing pump system, providing you with suggestions for increasing efficiency and thus for achieving cost savings over time.
Increase the efficiency of your existing system
Conducting an efficiency analysis of your existing pump system provides you with a basis for increasing efficiency and thus for achieving cost savings over time. An efficiency analysis results in suggestions for increasing efficiency and will show how this will save you money.
Grundfos offers the following levels of analysis for assessing the efficiency of your pump system:
- Installed base checks.
A basic evaluation is carried out purely on the basis of the data from the identification plate on the pump, comparing its performance with that offered by newer, more efficient technology and materials found in modern pumps.
- Pump efficiency quick check.
Pressure and kWh consumption of the pump are measured. Flow is estimated on the basis of available pump data and the results of the measurements.
Some of the resulting suggestions for improving efficiency might include a speed control upgrade, a motor upgrade, differently dimensioned pipes, the installation of a controller, or perhaps an agreement for routine service.
Complete pump audit
The efficiency analysis offered by Grundfos makes up the first step in our Pump Audit, a diagnostics tool that we use to check whether the pump system is operating at the optimal energy consumption to guarantee that your costs are kept to an absolute minimum – now and in the future. See "Replacement analysis" to find out more about the Grundfos Pump Audit.
Service agreement
A Grundfos service agreement ensures the efficient and uninterrupted operation of your pump system and gives you access to Grundfos service centres and authorised service partners worldwide, 24 hours a day.
Prevention is better, and more cost-effective, than cure
Once you have purchased your pump, you will want it to function efficiently and reliably; a formal service agreement with Grundfos will give you peace of mind. It also makes sound economic sense, giving you a firm costing for your maintenance budget and access to substantial discounts.
You simply combine a range of service programmes to suit your needs – and then let us carry out scheduled maintenance visits to prevent downtime. We offer three types of service agreement, available for all pumps:
- Basic
- Extended
- Total.
Whichever agreement you choose, your equipment will always be serviced by specially trained staff.
The cost-effective choice
Well-maintained pumps can reduce your energy consumption by up to 50 %. Furthermore, it's worth remembering that in a series of pumps working together, one faulty pump can affect all the others. A Grundfos service agreement keeps the total cost of operating a pump to a minimum. Our careful calculation of the life-cycle cost of all our products means that we have an overview of the true costs of owning each of our pumps.
Signing up for a service agreement and letting our highly-skilled service technicians service your pumps is a safeguard against unforeseen expenditure. Regular servicing and maintenance of your pumps will ensure that they operate with optimum efficiency.
Repair and maintenance
Grundfos Service will maintain and repair your pumps. Our service professionals can also advise you on efficiency issues, offering suggestions for saving money in the long term.
Repair and maintenance of your existing pump system
Naturally, you can always call Grundfos for repair and maintenance of pumps you have purchased from us. Grundfos can repair your pumps to the same specifications as new. However, it is important to remember that an upgrade or even a replacement pump can be cheaper than repair in the long term. See "Upgrades and Replacement" for how this makes good business sense.
Effective service – wherever you are
Grundfos Service is always close by. Working in collaboration with our local authorised service partners we offer worldwide service. Help from qualified pump professionals is never far away, whether you need immediate assistance or are interested in hearing about opportunities for making savings.
Grundfos Remote Management
Grundfos Remote Management is a cost-effective, secure and reliable way to monitor and manage pump installations from an Internet PC at a very low cost.
Connecting pumps and people
With a secure and reliable remote management system, you can monitor and manage your pump systems from an Internet PC at a very low cost.
Grundfos Remote Management is a cost-effective and straightforward system for monitoring and managing pump installations in commercial buildings and in water supply and wastewater systems. It reduces the need for onsite inspections, and in the event of an alarm or warning, the relevant people are notified directly.
The system offers a wider range of benefits and functions than mobile-phone-based monitoring. For those who do not require remote process automation, Grundfos Remote Management is the ideal solution for monitoring and remote control, rather than traditional SCADA (Supervisory Control and Data Acquisition) systems. Initial investment is minimal, and a fixed low fee covers data traffic, hosting costs and system support, including back-up of all data.
Efficient alarm management
The on-call schedule in this new telemetry system ensures that alarm messages from onsite controllers go directly to the relevant people. The system manager can log on from a PC anywhere and plan who is to receive alarm messages from each installation at any given time of the day. Managers can plan for years ahead, and can easily handle day-to-day exceptions to the schedule.
Optimise service and maintenance
Changes in pump performance can be tracked using trend graphs generated automatically by the system. This tracking can give an indication of any wear or damage in the installation, and service and maintenance can be planned accordingly.
The communication interface (the CIU271 modem) enables data transmission via GPRS/SMS from your Grundfos pumps and controllers. The built-in multi-purpose I/O board allows you to connect sensors and switches.
The Grundfos Pump Audit is our replacement analysis. It is a complete diagnostic tool that considers your facility, the energy efficiency of your system, and the total life-cycle costs of your pumping solution. It provides detailed recommendations for replacement, including estimated payback time.
Let our Pump Audit tell you how to save on energy costs
The Grundfos Pump Audit is a comprehensive check-up of your pump system. It measures flow, pressure, power absorbed, and overall efficiency of the pumps you have installed over a given period, and highlights how much energy you could save by switching to more efficient pumps and motors.
The process starts with the Pump Audit team visiting your facility and listening to your description of your requirements, with the aim of ensuring the best possible definition of the task ahead. The next step is a comprehensive on-site visual inspection of your facility. This includes inspection of the operating environment, pumps, valves and line drawings.
The purpose of CAPS is to provide a complete tool that contains both an extensive catalogue of Grundfos products and a sizing program to select the most suitable pump for your application.
There is also a comprehensive pump replacement selection function for central heating circulator pumps, hot water pumps and wastewater S pumps, and a function for producing professional quotations that include curves, drawings, quotation texts, wiring diagrams, etc.
Last but not least, the software contains the instruction and operating manuals for nearly all Grundfos pumps in multiple languages. Service drawings, exploded views and parts lists are available for all sewage products as well as several other pump types.
CAPS is available in two versions: WinCAPS, available on CD-ROM, and the online version WebCAPS, available at the Grundfos website. Additional features available in WebCAPS include CAD Drawings and Literature.
Spare parts
"BE Responsible" is one of our core values at Grundfos. It is essential to us that our pumps are designed for low energy consumption and the highest possible performance throughout their operating lives. One consequence of this is that service offerings, including spare parts and replacement kits, are defined in the development phase.
Customised service offerings, online ordering and rapid response distribution centres ensure that you have the parts when you need them.
Recommended spare parts list
The list specifies the parts you should keep on site to service your pumps. These recommendations can be found at the product site in our WebCAPS tool.
Specially designed service kits
Service kits include everything you need for a specific maintenance or repair task, including instructions for dismantling, replacement and reassembly.
24-hour spare part delivery service
To be extra sure that you do not have to wait, we can set aside a stock of spare parts that are critical for your operation. This will ensure that they are available whenever you need them.
10-year Guarantee
We guarantee that spare parts for any Grundfos pump you buy today will remain available for at least the next 10 years.
Service online tool
24-hour access to our online tool WebCAPS is available from any PC. All the technical documentation and information you need to service your pumps is immediately available to you, at any time:
- Service instructions
- Step-by-step service videos
- Interactive exploded views
- Sectional drawings.
Service video
A service video is available for this product. The service video is an easy way to see how to disassemble and assemble the pump.
The WebCAPS literature and service sections offer quick and easy access to service videos.
There are two different ways to access the videos from the WebCAPS home page:
- via Service
- via Literature.
The videos are also available on CD-ROM and DVD.
Contact us
Select country to contact your local sales company
Contact us
Select country to contact your local service center


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An internal memo circulating at Target indicates the chain intends to stop selling Amazon's devices, including the Kindle Fire, The Verge reported Wednesday. Though Kindle devices appear to have sold well in the past, the stock will no longer be replenished after May 13.
According to the memo, Target has reviewed its product assortment and has "made the decision to no longer carry Amazon hardware," giving no further reason for the split. The Verge believes the discontinuation is due to a conflict of interest, possibly a result of the Apple mini-stores set to arrive in 25 Target locations this year.
While Apple's iPad and Amazon's Kindle Fire aren't in the same price range, Apple and Amazon have come to blows in recent months over Apple's alleged e-book price-fixing scheme. According to a class-action lawsuit, Apple's dealings with publishers have crippled Amazon's $9.99 e-book pricing plans.
Target plans to feature the Kindle Touch in its in-store ads the week of May 6, but will stop receiving new stock of any Amazon hardware one week later. The Kindle Fire was Target's best-selling tablet on Black Friday in 2011, suggesting that poor sales are an unlikely motivator for the Kindles' disappearance from shelves.
Amazon still has three brick-and-mortar retail partners remaining, including Best Buy, Walmart, and Staples (all three offer Kindle products in-store only).
Neither Amazon nor Target responded immediately to our requests for comment.
Update: Target has issued the following statement to The Verge:
Target continually evaluates its product assortment to deliver the best quality and prices for our guests. Target is phasing out Kindles and Amazon- and Kindle-branded products in the spring of 2012. We will continue to offer our guests a full assortment of ereaders and supporting accessories including the Nook.


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New products introduced over the last week include a new ultra short-term bond fund from T. Rowe Price; an enhanced retail platform from Tradeweb; and Two Roads Shared Trust, a shared mutual fund trust announced by Gemini Fund Services.
In addition, BNY Mellon and OTC Markets Group announced a new OTCM ADR index; IRI announced that income annuity sales had set a new quarterly record; and Invesco PowerShares announced the listing of the S&P 500 Downside Hedged ETF.
Here are the latest developments of interest to advisors:
1) T. Rowe Price Launches Ultra Short-Term Bond Fund
T. Rowe Price announced Wednesday that it has introduced the Ultra Short-Term Bond Fund (TRBUX) for investors. The new no-load mutual fund, managed by Joseph Lynagh, seeks to provide a high level of income consistent with minimal fluctuations in principal value and liquidity. It also will offer similar flexibility to the firm's money market products, allowing for check writing capabilities and no trading restrictions.
TRBUX will invest in a highly diversified portfolio of shorter-term investment-grade corporate and government securities, including mortgage- and asset-backed securities, money market securities, and bank obligations, with an approximate average maturity of 1.5 years or less, with a broader credit spectrum that includes any investment-grade security rated BBB or better. Its net expense ratio is estimated to be 0.35%, and the minimum initial investment is $2,500, or $1,000 for retirement plans or gifts or transfers to minors (UGMA/UTMA) accounts.
2) Tradeweb Enhances Retail Platform, Adds Vanguard Wealth Management
Tradeweb Markets announced Tuesday that it has released significant enhancements to its Tradeweb Retail platform; the new functionality includes compliance tools that allow, among other things, a market snapshot of compliance tests based on FINRA guidance, and online audit trails that track compliance and business rules run at order placement. It also adds search and filtering that allow customizable search modeling and searches of market opportunities across multiple asset classes.
Tradeweb Retail also announced the addition of Vanguard Brokerage Services as its newest client. Vanguard Brokerage Services clients and fixed income traders now access Tradeweb Retail as their primary fixed income trading system.
3) Alternative Investment Managers to Launch New Mutual Funds
Gemini Fund Services, LLC announced Tuesday that Alternative Road Investment Advisers, LLC, Belvedere Asset Management, LLC, and LJM Funds Management, Ltd., will advise new alternative mutual funds through Two Roads Shared Trust, a shared mutual fund trust open to new advisers effective November 1.
Two Roads is designed to help hedge fund managers and other alternative investment managers cost-effectively launch mutual funds by leveraging experienced hedge fund and mutual fund service providers, including Gemini Fund Services and Dechert LLP, legal counsel to the trust. In addition to operational efficiencies and cost savings, advisors that use the Two Roads platform are also provided with distribution support, including introductions to broker/dealers and assistance with their marketing and distribution plans.
4) BNY Mellon and OTC Markets Group Announce New OTCM ADR Index
BNY Mellon and OTC Markets Group Inc. recently announced the creation of the OTCM ADR Index, a comprehensive index for American Depositary Receipts traded on OTCQX, OTCQB and OTC Pink marketplaces. The new index, powered by BNY Mellon DR Indices and made up of 535 large-cap international companies, was developed to benchmark ADR investment opportunities available to investors through their U.S. brokers.
OTCM ADR is a rules-based index that is market capitalization weighted, adjusted for free float, and has various liquidity screens to ensure tradability. It is also priced in real time and disseminated on all electronic platforms. OTCM ADR Index data will be available on the OTC Markets Group and BNY Mellon DR Index websites.
5) Income Annuity Sales Set New Quarterly Record
The Insured Retirement Institute (IRI) recently announced final Q3 2012 sales results for the U.S. annuity industry, based on data reported by Morningstar and Beacon Research. Industrywide annuity sales in Q3 reached nearly $52.9 billion, down 4.3% from $55.3 billion in Q2.
Q3 fixed annuity sales were buoyed by the strongest sales quarter ever for income annuities and steady indexed annuity sales, according to Beacon Research. Income annuity sales increased to nearly $2.4 billion in Q3, up 3.8% from about $2.3 billion in the second quarter and up 6.7% YOY from $2.2 billion in Q3 2011. Indexed annuity sales totaled $8.7 billion, down 1.2% from $8.8 billion in Q2 and up 0.5% YOY from just under $8.7 billion in Q3 2011.
Q3 variable annuity total sales fell 4.9% to $36.3 billion from $38.2 billion in Q2 2012, according to Morningstar. YOY VA total sales decreased 7.2% from $39.1 billion in the third quarter of 2011. Despite the decline, VA net sales for the quarter increased by 44.3% to $5.8 billion from $4 billion during Q2. Within the VA market, there were $24.5 billion in qualified sales and $11.8 billion in nonqualified sales during Q3. VA total net assets reached a new all-time high of $1.62 trillion during Q3 2012, up about 4% from $1.56 trillion in Q2.
Total Q3 fixed annuity sales were down 3.1% to $16.6 billion from $17.1 billion in Q2 2012. YOY fixed annuity sales decreased 12.8% from $19 billion in Q3 2011. For the fixed annuity market, there were nearly $8.6 billion in qualified sales and $8.0 billion in nonqualified sales during Q3.
6) Invesco PowerShares to List S&P 500 Downside Hedged ETF
Invesco PowerShares Capital Management LLC recently announced the listing of the PowerShares S&P 500 Downside Hedged Portfolio (PHDG) for December 6. The new ETF will be a liquid alternative solution providing investors broad US equity market exposure with a downside hedge by dynamically allocating to VIX futures and cash depending on market volatility trends. PHDG will have an expense ratio of 0.39%.
PHDG is an actively managed ETF that seeks to achieve positive total returns in rising or falling markets that are not directly correlated to broad equity or fixed income market returns. PHDG seeks to achieve its investment objective by using a quantitative, rules-based strategy designed to provide returns that correspond to the performance of the S&P 500 Dynamic VEQTOR Index.
Read the Nov. 30 Portfolio Products Roundup at AdvisorOne.com.


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Without a doubt, brownies have to be the best all-around dessert. Rich, dense and fudgy, they satisfy the cravings of any chocoholic. Plus, they're easy to make for parties, potlucks and holiday get-togethers. Most importantly — at least as far as I'm concerned — they are easy to make gluten-free, especially with this killer recipe for the best gluten-free brownies ever.
The better the chocolate, the better the brownies. I've made this recipe several times, but the best was when I used semisweet Callebaut chocolate, which added a deep, decadent intensity. My older daughter, who helped bake the brownies with her friend, was rapturous after she took one bite. Seriously, they are that good.
The recipe comes from Grandma, who adapted her family brownie recipe to be gluten-free. We are so lucky to have two sets of supportive grandparents who always go to great lengths to make delicious gluten-free food for us. I am thankful to have family members that "get it," so we never have to worry about finding safe food at their homes.
A note about cutting the brownies: Before you start cooking, line the baking pan with parchment paper, so the parchment paper covers the bottom and sides of the pan. After the brownies are cooked and completely cooled (or refrigerated), lift up the the parchment paper with the brownies, put them on a cutting board and then cut the brownies into squares.
For vegan, gluten-free brownies, I've tried substituting one egg in this recipe with 1/3 cup applesauce, and it turned out deliciously. I have not yet tried substituting both eggs, but I bet it would work well.
Grandma's Best Gluten-Free Brownies Ever
(gluten-free, dairy-free)
By Gluten-Free Nosh
printable recipe
- 1/2 cup semisweet chocolate chips
- 1/4 pound (1 stick) unsalted butter or non-dairy spread
- 2/3 cup gluten-free flour blend (we used Bob's Red Mill)
- 1/2 teaspoon xanthan gum
- 1/2 teaspoon baking powder
- 1/4 teaspoon salt
- 2 eggs
- 1 cup sugar
- 1 teaspoon vanilla
- 1 cup semisweet chocolate chips
- Preheat oven to 350 degrees. Line an 8 x 8-inch baking pan with parchment paper, so the parchment paper covers the bottom and sides of the pan.
- Place 1/2 cup of chocolate chips and butter in a microwave-safe bowl and microwave on half-power for 1 minute or until melted. Stir well and set aside.
- Combine gluten-free flour, xanthan gum, baking powder and salt in a bowl. Whisk together gently and set aside.
- In a mixer, beat eggs and sugar until combined and light yellow. Pour in melted chocolate mixture and beat until combined. Slowly add dry ingredients and mix. Stir in vanilla and 1 cup chocolate chips. Spread batter into prepared pan.
- Bake for 30 minutes, or until a toothpick inserted into the middle of the brownies comes out clean. Cool completely and cut into 25 small squares.
Note: When doubling the recipe, bake in a 9 x 13-inch pan
Yield: 25 small brownies