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Stephen Putnam says he waived conflict of interest, knew land wasn't part of the deal
The Federal Deposit Insurance Corp. might have expected executives of the failed First Priority Bank to bolster its case against a prominent Sarasota law firm and one of its top partners.
Instead, as the agency -- now First Priority's receiver -- continued its lawsuit against Icard Merrill and partner Robert Messick in federal court Tuesday, it appeared that officers of the defunct Bradenton bank are helping the defense.
In what is expected to be a common refrain among former bank leaders, First Priority vice president and chief lending officer Stephen Putnam said the agency's claims of malpractice and breach of fiduciary duty against the firm are overblown.
He maintained, too, that the bank was aware Messick represented both First Priority and another lender involved with a real estate developer -- another Messick client -- who was aiming to get a loan for a Manatee County residential community.
"I trusted him," Putnam said of Messick. "We had worked together for nearly 20 years."
Putnam, who evaluated whether to lend developer and Messick client Mark Brivik $5.3 million, added that he understood fully an option to add 25 acres of waterfront land to the community did not exist. The additional land would have greatly increased the value of the bank's collateral and offset the risk of the loan to Brivik. Brivik defaulted on the First Priority loan 18 months after securing it.
The FDIC, which is seeking $4.6 million in damages because of the default, argues that documents show the bank was deceived about the crucial 25-acre parcel.
But Putnam testified the bank's lending committee knew the additional land was not available and was willing to move forward without it.
"Messick told me there was no option property before the loan was approved," Putnam testified.
Brivik wanted the First Priority loan to pay off other debt of $4.3 million and start development on a 97-home community called River Meadows.
FDIC attorneys maintain that Messick failed to advise First Priority's board that he was also representing Brivik and the other lender, which resulted in a conflict of interest and prevented him from providing unbiased counsel to the bank. An agency lawsuit also alleges that Messick failed to tell the bank's board that the option to buy the 25-acre tract would not be forthcoming.
But Putnam countered Tuesday that he knew Messick represented Brivik when he asked the lawyer to represent the bank in the transaction. He also testified he personally waived any conflict of interest on behalf of the bank, even though he was not authorized to do so.
Putnam added there was "no question" in his mind the bank's loan would apply only to 22 acres Brivik had already acquired. The 25-acre waterfront parcel would have contained another 60 homes.
The FDIC contends Putnam and other First Priority bankers considered the additional 25-acre tract as primary collateral.
The property was described as an option parcel in both the lender's initial credit assessment report and in a hand-written sketch of the site that was included in official documents.
"If the 25-acre option parcel never existed, why does the credit assessment report have it listed under the collateral information?" Al Perez, a Coral Gables attorney representing the FDIC, asked Putnam while pointing to the documents. "It says it right here."
Messick's defense team argued the document's wording was a clerical error.
Dennis Waggoner, a Tampa attorney representing Messick and Icard Merrill, also noted no purchase price -- a critical component -- was ever agreed upon regarding the 25 acres. Waggoner added that the bank sought appraisals and environmental studies, which would be required for any loan, for only Brivik's 22-acre tract -- a sign the slightly larger parcel was not part of the deal.
The 25 acres also was not mentioned in the bank's commitment letter issued shortly after the loan was approved.
Messick himself is expected to testify today, and the trial is likely to last the balance of the week. Both sides also are expected to present expert witnesses who will testify on whether Messick had a conflict representing the various parties.

subset: commoncrawl


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CASTEL GANDOLFO, Italy (AP) — Benedict XVI became the first pope in 600 years to resign Thursday, ending an eight-year pontificate shaped by struggles to move the church past sex abuse scandals and to reawaken Christianity in an indifferent world.
As bells tolled, the Swiss Guards standing at attention in Castel Gandolfo shut the doors of the palazzo shortly after 8 p.m. Thursday (2 p.m. EST), symbolically closing out a papacy whose legacy will be most marked by the way it ended — a resignation instead of a death.
In a changing of the guard, the Swiss Guards in their yellow-and-blue striped uniforms handed over responsibility of protecting the 85-year-old Benedict to Vatican police as some of the faithful outside shouted "Viva il papa!" — Long live the pope!
The pope's journey into retirement began with an emotional send-off from the Vatican, with Swiss Guards in full regalia and prelates kneeling to kiss Benedict's papal ring one last time. Benedict's closest aide wept by his side as they took their final walk down the marbled halls of the Apostolic Palace.
As bells tolled in St. Peter's and in church towers across Rome, Benedict flew by helicopter to the papal vacation retreat in Castel Gandolfo in the hills south of Rome, where he will spend the first two months of his retirement.
Benedict leaves behind a church in crisis, still coping with the fallout of the sex abuse scandals, a central Vatican administration torn by divisions, and what Benedict said was a crisis of faith, with baptized Catholics in places of ancient Christian tradition thinking they can do without God.
In his final public remarks as pope, Benedict pledged to continue working for the good of the church in his retirement. Arms raised, he told a packed piazza from the palace balcony that as of his retirement, "I am simply a pilgrim beginning the last leg of his pilgrimage on this Earth."
Benedict also reached out to the wider world electronically, sending a final tweet from his Twitter account, (at)Pontifex: "Thank you for your love and support. May you always experience the joy that comes from putting Christ at the centre of your lives."
The day began with Benedict's final audience with his cardinals, where he pledged his "unconditional reverence and obedience" to his successor, a poignant and powerful message that was utterly unexpected.
Inside the Vatican's frescoed Clementine Hall, the pope appeared to be trying to defuse concerns about his future role and the possible conflicts arising from the peculiar situation of having both a reigning pope and a retired one.
Benedict also gave a final set of instructions to the "princes" of the church who will elect his successor, urging them to be united as they huddle to choose the 266th leader of the world's 1.2 billion Catholics.
"May the College of Cardinals work like an orchestra, where diversity — an expression of the universal church — always works toward a higher and harmonious agreement," he said.
It was seen as a clear reference to the deep internal divisions that have come to the fore in recent months following the leaks of sensitive Vatican documents that exposed power struggles and allegations of corruption inside the Vatican.
The audience inside the Apostolic Palace was as unique as Benedict's decision to quit, with the pope, wearing his crimson velvet cape and using a cane, bidding farewell to his closest advisers and the cardinals themselves bowing to kiss his fisherman's ring for the last time.
Some seemed to choke up at that moment, and a few lingered on to chat with the pope for as long as they could. But the scene seemed otherwise almost normal, with cardinals chatting on the sidelines waiting their turn to say goodbye.
Benedict said he would pray for the cardinals in coming days as they discuss the issues facing the church, the qualities needed in a new pope, and as they prepare to enter into the secret conclave to elect him.
Benedict's decision to live at the Vatican in retirement, be called "emeritus pope" and "Your Holiness" and wear the white cassock associated with the papacy has deepened concerns about the shadow he might cast over the next papacy.
But Benedict has tried to address those worries over the past two weeks, saying that once retired he would be "hidden from the world" and living a life of prayer.
In his final speech in St. Peter's Square on Wednesday, he said he wasn't returning to private life exactly, but rather to a new form of service to the church through prayer.
And on Thursday he went even further, when he told the cardinals, "Among you is also the future pope, whom I today promise my unconditional reverence and obedience."
The Vatican spokesman, the Rev. Federico Lombardi said "He has no intention of interfering in the position or the decisions or the activity of his successor. But as every member of the church, he says fully that he recognizes the authority of the supreme pastor of the church who will be elected to succeed him."
The issue of papal obedience is important for Benedict. In his last legal document, he made new provisions for cardinals to make a formal, public pledge of obedience to the new pope at his installation Mass, in addition to the private one they traditionally make inside the Sistine Chapel immediately after he is elected.
On Monday, the cardinals are expected to begin meeting to set the date for the conclave.
Benedict's decision to retire has been met for the most part with praise and understanding. Cardinals, Vatican officials and ordinary Catholics have rallied around him in acknowledgment of his frail state and the church's need for a strong leader.
But Sydney Cardinal George Pell has caused a stir by openly saying the resignation has been "slightly destabilizing" for the church.


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Simon G Passion Fashion ring MR3002-R
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Avoid the tingling
I consulted my doctor about numbness and tingling in the tips of my fingers after using a weedeater for long periods of time, and in the tips of my toes while showering.
The doctor said the tingling was a result of use of alcohol. She said the alcohol had affected my nerves — even though I haven't had a drink of alcohol since 1987.
The doctor said heavy use of alcohol can affect the brain, liver and heart, but not the kidneys — although drinking can result in urination in alleys and storefronts after the bars close.
So, I would like to warn college students and teenagers who do a lot of binge drinking (like I did) that in about 30 years they might be suffering long-term effects of alcohol abuse.
Danny W. Shultz
East Brady


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ARCOLA — A daylong hostage standoff Thursday gripped this small Douglas County town, where a suspected gunman holed up inside a bank following a series of events that included the shooting of a sheriff's deputy.
By DANIEL PIKE
ARCOLA — A daylong hostage standoff Thursday gripped this small Douglas County town, where a suspected gunman holed up inside a bank following a series of events that included the shooting of a sheriff's deputy.
The standoff ended peacefully about 7 p.m., when the last of five hostages was released from First Mid-Illinois Bank and Trust and the suspect — who was believed to be armed with a handgun — was arrested, authorities said.
That man was not immediately identified. Another man allegedly involved in the incident, Yusef Kareem Brown, 23, of Chicago, was apprehended before the standoff began. It's unknown what charges the men might face.
Douglas County sheriff's deputy Tom Martin was shot in the face and torso by one of two men who robbed a family in Camargo, about 15 miles to the northeast of Arcola, at gunpoint about an hour before the standoff began, police said.
By Thursday evening, Martin, a 59-year-old father of two, had successfully undergone one of two planned surgeries at Carle Foundation Hospital in Urbana and was listed in critical but stable condition, according to Douglas County Sheriff Charles McGrew.
The unrest drew national media attention to the town of fewer than 3,000 in Old Order Amish country, roughly 80 miles east of Springfield.
Sabrina Medina lives near the railroad tracks where the two men, who were running from police, wrecked a van they allegedly stole from the Camargo family.
Like many who live in the area immediately surrounding the bank, she was evacuated from her home and spent much of the afternoon at the municipal building, where police gave hourly press updates.
Medina said things like this simply don't happen in Arcola.
"I walked out and there were cops everywhere," said Medina, who said she knew Brad Pullen, the final hostage in the bank. "I was like, 'Wow.' They were coming from all directions. Marked, unmarked, everything."
Illinois State Police Sgt. Bill Emery declined to release the names of any of the five hostages, although Pullen's family told the Associated Press that the 27-year-old bank manager and father was in fact the final hostage. Emery did confirm the last hostage was a male employee of the bank.
"I think it's a really sad situation," said Arcola's Kevin Bishop, superintendent of a local golf course who also said he knew both Brad Pullen and Jim Pullen, Brad Pullen's grandfather, another hostage who had been released earlier in the day.
Bishop and his wife, Becky, live about one block west of the bank, and they hung around the press conferences because there was nowhere else to go. They had friends in town who offered to put them up for the night, had it been necessary.
The Bishops asked Emery after one press briefing for permission to return to their home and retrieve their pet beagle, but Emery said no.
"I don't know if you can ever be prepared for something like this in a small town," Becky Bishop said.
The trouble began about 9:45 a.m., when state police pulled over a silver Mitsubishi Infiniti on Interstate 57 about 12 miles outside Arcola because it had tinted windows, according to a press release issued by Emery.
The motorist fled, eventually leaving the interstate at the Tuscola exit. Roughly an hour later, the Douglas County Sheriff's Department responded to a report of two men who had entered a home in Camargo and robbed the occupants at gunpoint.
The men left the home in the owner's van, which was later spotted by Martin, the deputy. He was shot as he attempted to intercept the van, although he was able to relay its direction of travel to police after being shot.
State police caught up with the van on Illinois 45, pursuing it at speeds reaching 100 miles an hour. At one point, one of the men inside the van fired a shot at troopers, striking the windshield of a state police vehicle.
The van eventually re-entered I-57, according to state police, then exited at Arcola and traveled west on Illinois 133. As the van reached at gravel area surrounding some railroad tracks, it lost traction, spun out and came to a stop.
The driver of the van, later identified as Brown, was taken into custody. The passenger ran into the nearby bank on Chestnut Street, where he took five hostages.
Police were not immediately certain which of the men allegedly shot Martin or at the state trooper.
Emery said at least some of the hostages were bank employees, although he could not say how many might have been customers or other non-employees.
Over the course of the next several hours, the gunman inside gradually released hostages. By 3:30 p.m., all but Brad Pullen was free.
Emery said an FBI hostage negotiation team had been in contact with the holed-up gunman. Authorities also had been in telephone contact with Pullen, who apparently wasn't harmed during the ordeal.
Emery said the gunman had made requests of police, but he declined to elaborate. He was not aware of any threats made by the man toward police or hostages.
State, county and city police from around the region responded to Arcola. They blocked off an area several blocks wide, cutting off access to residents and the media. Train traffic also was shut down during the standoff, McGrew said.
About 50 to 75 residents who lived within two blocks of the bank were evacuated and were offered shelter at a local church until the standoff ended, Emery said.
Daniel Pike can be reached at (217) 788-1532 or firstname.lastname@example.com.


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Review: 'Murder, Margaret and Me' is witty stuff
NEW YORK (AP) -- Knit one, bash two. Genteel ladies involved with violent murder makes a fine theme for drama, including one sold-out hit of the 2014 New York International Fringe Festival. Janet Prince gives a bravura solo performance in the polished, witty production, "Murder, Margaret and Me," presented by Gilded Balloon.
Playwright Philip Meeks has humorously imagined a triple-threat encounter in which brash, comedic British actress Margaret Rutherford meets prolific mystery writer Agatha Christie on the set of the first Miss Marple film, with both women initially reluctant to have Rutherford portray Christie's elderly female detective of literary fame. Meanwhile, that innocent-looking citizen-detective is present onstage too, calmly knitting in a cozy corner while narrating some of the events that might have transpired.
Prince energetically presents a delightful trio of personas, spinning adeptly through mercurial character changes. She makes subtle adjustments for each personality, switching from Miss Marple's genteel but intense demeanor and sweetly sly smile to an assured, aristocratic bearing for Christie. As primary narrator, Prince's Rutherford bounds vigorously around the set, wrapped in an air of bravado that conceals a mysterious inner vulnerability. Whether Christie can learn the secret that Rutherford hides is the crux of the play.
Under adroit direction by Stella Duffy, Prince handles her transitions so smoothly that there can often seem to be two people onstage talking together. Since Marple is fictional, she never directly engages with the other two, but Christie and Rutherford often interact while providing inner asides to the audience.
The tempo of each scene differs pleasantly, with some ruminative and others action-filled. A slapstick touch is given to the tentative first meeting when Christie and Rutherford take tea together, as the two forceful personalities engage in a duel by teacart. Through this all-too-brief glimpse of a fascinating trio, Prince creates a lasting and affecting impression -- or three.
Online: http://www.fringenyc.org


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Act III, Scene 4
The same. Hall in the palace.
[A banquet prepared. Enter MACBETH, LADY MACBETH,] [p]ROSS, LENNOX, Lords, and Attendants]
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Steelers LB James Harrison blames Jovan Belcher, not guns
- Kansas City Chiefs LB Jovan Belcher shot and killed his girlfriend Saturday, then shot himself in the head
- Pittsburgh Steelers LB James Harrison, a gun ethusiast, says, "He did it. ... It has nothing to do with the guns"
- Harrison believes NFL players should have guns because they are targets for "home invasions"
PITTSBURGH -- When it comes to the subject of the NFL's gun culture in light of Kansas City Chiefs linebacker Jovan Belcher's murder-suicide, Pittsburgh Steelers linebacker James Harrison is a go-to gun authority.
He's been a collector with as many as 20 guns since becoming "fascinated" by them after his grandfather taught him about guns when he was a teenager, he said. Harrison posed for Men's Journal magazine with two handguns across his bare chest, and he touched on his disdain for gun control in the August 2011 cover story.
He remains steadfast in his belief that Belcher's horrific murder-suicide last Saturday -- when Belcher killed his girlfriend, Kasandra Perkins, then drove to the Chiefs facility and committed suicide -- isn't a gun issue, but a people issue.
"It's a big issue as far as what happened and everything, it's a sad story,'' Harrison told USA TODAY Sports. "But the fact of it being part of the guns … They want to say it's guns and all this other stuff. It's ridiculous. He did it. And he alone is responsible for it. It has nothing to do with the guns.
"Somebody goes out and kills somebody with a knife, you going to blame the knife? Somebody goes out and kills somebody by pushing somebody in front of a train, you going to start cutting off the guy's arms? You going to start blaming people's arms now? It's the person who did it who is responsible.''
Harrison, who normally doesn't speak to the media except after games or on Fridays, continued his rant at his locker: "It's not an athlete thing, it's a human thing,'' the 34-year-old linebacker said.
"If you go and say, 'Alright, now we're going to take guns away from everybody, and the only person who is going to have guns are the police ... if that was a good thing and that's actually how it would go, then that would work.
"But the two people who are going to have the guns then are the police and the criminals. So now I know I can break into every house in the country that doesn't have a gun in it because they're no longer allowed to carry handguns. That's not going to solve things. It's only going to cause more problems.''
Belcher's murder-suicide obviously hasn't made Harrison reconsider his stance on the right to bear and collect firearms.
"No, no,'' he said. "I have my guns. I'm going to keep my guns. I'm going to use my guns responsibly and go from there. It's not as far as athletes needing guns (for protection). It's the right to bear firearms. You never know. You may need it for protection. A lot of people like to hunt. And so on and so forth.
"It's not the gun that did it. No one convinced me to have a gun. I was fascinated with guns when I was a little kid. When I was able to finally get my first gun, I bought a 12-gauge.''
He has expanded his collection since his first acquisition at 18.
"I started collecting from there,'' Harrison said. "I have crossbows. I have compound bows. I've got dart guns. I've got everything ... 15, 20 guns. Who knows?''
Washington Redskins safety Sean Taylor's murder following a 2007 home invasion made NFL players more concerned about protecting themselves, players say.
"Everybody has the right to protect themselves. Period. Home invasions,'' Harrison said.


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No exit: can France, NATO find a solution without Gaddafi?
Issued on: Modified:
The French prime minister says the time has come for a "political solution" in Libya. But how do you find one while ignoring Muammar Gaddafi? François Picard's panel draws the lessons of four months of NATO bombings.
- Pierre VILLARD, President of the French Peace Movement
- Walid PHARES, profesor of global strategy, National Defense Unbiversity
- Charles GIVADINOVITCH, national secretary for the french governing party UMP
watch the second part
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The new year typically gets people looking ahead at things to come. Considering the things David Blitzer, managing director and chairman of the index committee at S&P Dow Jones Indices, sees coming, we couldn't wait to share them. Blitzer, along with S&P Dow Jones Indices CEO Alex Matturri, talk Libor, housing, inflation, Europe and more with IA Editor in Chief John Sullivan.
We also present the second installment of FA Insight's 2012 Growth by Design study. The authors expound on the myriad benefits and challenges for advisors trying to grow their practices.
The first issue of the year also brings our annual broker-dealer career guide. This year, we take a look at an innovative model for advisor succession borrowed from a surprising—but well-tested—source: the medical profession. Also, career guide alum Megan Bader shares what she's learned now that she's out of school and in the work force.
There's something anachronistic about David Blitzer. It's as if he's straight out of central casting for one of those faux black-and-white, mahogany and Corinthian leather commercials about listening to clients and the fundamentals of investing that were popular in the 1990s. That's good, because now (especially now) what the bespectacled and bow-tied Blitzer exudes, more than anything else, is reassurance. He tells John Sullivan, editor in chief, why.
Gains and Strains: The 2012 Advisor Growth by Design Study
The great majority of advisory firm owners fixate on growing their businesses. It is a fundamental characteristic of their DNA. And why not? Multiple positive outcomes can be achieved as a firm grows and achieves greater scale. These aspirations, however, frequently overlook the very real risks that rumble beneath the growth trajectory and threaten to derail firms when growth goes wild. FA Insight's Eliza De Pardo and Dan Inveen break down the survey's results.
If you want an idea of how to help and support the next generation of advisors, look no further than the medical profession. Sure, it's more about modern portfolio theory than appendicitis, but few would ever argue that medical students should hit the phones and begin cold calling immediately upon graduating. While medical residents are learning to save lives and comfort the afflicted, how is ensuring a client's financial solvency well into retirement any less important? Craig Pfeiffer, CEO of Advisors Ahead, shares how he took an old model and applied it to the financial services industry.
A lot has changed for Megan Bader since first appearing in our career guide two years ago. A senior at the time in the financial planning program at Texas Tech, today she's gainfully employed. Bader explains what she has learned about the industry since then and shares solutions for future advisors.
Dale Brown, president and CEO of the Financial Services Institute, sits down with Editor in Chief John Sullivan to talk about the effect of the election on the industry, what to expect in 2013 and more.
Tom Giachetti's 10 Blunt Compliance Warnings
Tom Giachetti doesn't mince words. After Nexus Consulting's Tim Welsh introduced the "celebrity compliance attorney" at the first of a three-city Laserfiche and Junxure Compliance Workshop road show in November 2012, Giachetti spoke bluntly, broadly and specifically on how advisors can protect themselves from regulators. Group Editor in Chief James J. Green reports on Giachetti's warnings.


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14th October, 2013 @ 11:14 AM CEST
#IFWE Challenge is a social conversation contest to stimulate the most innovative world-changing dreams.
10th June, 2013 @ 9:25 AM CEST
"Women Originality in Management " is a yearly conference for women managers, organized by Planet GV and Managers' Association of Slovenia
3rd June, 2013 @ 2:00 PM CEST
In October, Lufthansa will be welcoming their first Boeing 777F in Frankfurt. At Lufthansa Cargo, they are already looking forward to this day, but there is still one thing missing for their extended family: the names of the aircraft.
This is one of the new hot features that we will bring to you in the future.
Our team is working hard on this feature and would really appreciate any feedback. Please write to us what would you like to see here (job openings, internships,...) on this email firstname.lastname@example.com


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PlantVillage is an open access public resource at Penn State that aims to help smallholder farmers grow more food. Please consider donating LINK and helping us, help smallholder farmers. Your gift will go 100% to PlantVillage and is tax free in the USA.
Pepper, bell Rice Bacterial blight Cameroon
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Posted: September 28, 2020
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DFW's Trusted Leader in Restoration and Clean-Up, Since 1976
24/7 Emergency Services
DFW's Trusted Leader in Restoration and Clean-Up, Since 1976
Water and Fire Damage Restoration Services in Lewisville, TX
Dalworth Restoration offers restoration services including:
- Water Damage Restoration
- Fire Damage Restoration
- Mold Remediation
- Commercial Restoration
- Crawl Space Encapsulation
- Contents Cleaning
We are a full service restoration and construction company licensed to work in Lewisville, TXÂ and surrounding areas.
Our restoration crews know exactly what to do when damage requires restoration and our experts will make certain that all the building codes and standards are adhered to as we rebuild your residence or place of business in Lewisville. We also provide insurance billing for your convenience. Dalworth Restoration will make sure all the required insurance billing codes are correct when we file the paperwork for your restoration emergency.
Dalworth Restoration is a family owned and operated restoration company servicing the greater Dallas-Fort Worth area since 1976. We offer inspection and estimates in Lewisville, TXÂ so, if you have a disaster in your home or business, call us NOW at 817-203-2944
Reviewed on Review Central
May 9th, 2015
They went above and beyond!!!! Very satisfied :D
Reviewed on Review Central
Aug 23rd, 2014
Dewayne was great. He fully explained everything and was very professional.
September 11, 2015
Had to completed dry the 1st and 2nd floor of the house. Had to reconstruct drywalls in one part of the house.


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Copy of Sandsend Blue 027by Dominic Vince
Copy of Sandsend Blue 027
£600.00 (£600.00 Incl. btw)
Artikelcode : DOV11029
Order by 3pm for next day delivery
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Should you change your mind or are not satisfied with your purchase, please contact us within 7 working days of receiving your order to request a refund or exchange. more info HERE


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Fluval Biomax 1100g Bulk Jar with Free Media Bag
BioMax filter media are inert ceramic rings that are capable of supporting large populations of water purifying bacteria. Composed of a variety of channels and tunnels, the multitude of tiny pores can support these colonies of beneficial bacteria. BioMax is an ideal biological filter media that will make the most of any filter system due to its huge capacity to support the organisms responsible for metabolizing ammonia and nitrite.
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$111.99 $139.99
>>> Please Read - Extended Delivery Time - Due to high volume of orders, all of our items are shipping out in 7 to 8 weeks, I'm doing my best but I'm short staffed, currently only me working from home. If you have any urgent matter please email me directly to info [!at] cliqueshops.com <<<
From the classroom to the coffee shop, through rain or shine and last minute emails our Macbook is an important part of our daily life, it deserves some love with a new elegant hard case.
Make a Statement with our Hand-Made Platinum Edition Snap-On Hard Case for Macbook with bold rose gold accents that can be personalized in your choice of twelve elegant styles and six sophisticated finish options and if you want to take it to the next level, add a beautiful Rose Gold Hand-Embossed Monogram.
Ordering Steps:
>>> Easy Ordering <<<
If you wish the case to look exactly the same as the main photo, just add a note "Same as main photo" , no need to provide any additional instruction.
>>> Make it Yours - If you dare to take it to the next level <<<
(Add your Personalization Preferences in "Notes to Seller" for each option below)
1. Elegant Bold Edge Accents - E1, E2, E3, E4..... (See Photos or link below)
2. Apple logo Style - A1, A2 (See Photos or link below)
3. Edge Accent Chrome Color and finish
C1 - Rose Gold (Satin, Brushed or Sparkle)
C2 - Gold (Satin, Brushed or Sparkle)
C3 - Silver (Satin or Brushed)
C4 - GunMetal (Satin or Brushed)
C5 - Primavera Wood
(See Photos or link below)
4. Mix & Match patterns and color for the Inner Keyboard Tray Area - M1, M2, M3.... and/or Mix & Match for the bottom cover - MB1, MB2, MB3... (See Photos or link below)
5. Keyboard Tray Area Inner Fit (X1 - Platinum Extreme Fit , X2 - Standard Fit (Recommended for Easy Install) or X3 - Extreme Fit/No Edge Detailing)
6. Monogram - Initials or Name and Font Preference (See Photos or link below)
* If you selected a Monogram Bundle, please also include the Finish (Glossy, Matte... etc) in Order Notes *
7. Add a Company Logo (See Photos or link below)
>>> How are our Platinum Edition Snap-on Hard Case Made <<<
This is a Hybrid Snap-On Hard Case, it's our Pro-Vinyl Skin Decal professionally installed over a Snap-On Crystal Clear Macbook Hard Case. A hybrid Snap-On hard case has the best of both worlds, the protection of Hard case and the amazing image quality and finish options of our pro-vinyl skin decal, it ships ready just to snap-on to your Macbook.
>>> How to Identify your Macbook Model <<<
Look at the bottom cover of your Macbook, near the hinge and in very small letters you should see the model, it starts with "A" (Example: A1398), use this number to select the model on the menu accordingly.
*If you are unsure what model you have after reading the above link, send us a Convo and we will be happy to assist.
>>> What to select from the Cover Areas Included and Finish menu <<< (See Photos or link below)
The options on the Cover Area (1st menu) refers to the areas of your Macbook that you wish to include in your order, here's a detailed explanation.
>>> What does each option include <<<
1) Top_Bottom includes the Outer top and Outer bottom hard case.
2) Top_In_Bottom, Includes the Outer top, Outer bottom hard case and the Complete Keyboard Tray area
3) Full Cover includes the same as the Top_In_Bottom but it also includes a Rose Gold Screen Bezel (Area around the screen).
You will find each option repeated for each finish Glossy, Matte, Leather, Sparkle, Brushed and Satin
>>> Monogram Bundle options <<<
1) Top_Bottom+Monogram includes the Outer top and Outer bottom hard case (+ Plus) a Custom Monogram
2) Top_In_Bottom+Monogram, Includes the Outer top, Outer bottom hard case and the Keyboard Tray area (+ Plus) a Custom Monogram
3) Full Cover/Monogram, Includes the same as the Top_In_Bottom but it also includes a Rose Gold Screen Bezel (Area around the screen) (+ Plus) a Custom Monogram
>>> Finish Options <<<
Here's a small video with the difference between all finishes:
Glossy (Shiny)
Matte (Non Shiny)
Brushed Texture (Real Look, Touch and Feel Texture similar to Brushed Aluminum)
Glossy Sparkle Shimmer (Real Sparkly Look similar to Glitter)
Satin (Subtle Shine)
Leather Texture (Real Look, Touch and Feel of Faux Leather Texture)
>>> Live, Love & Sparkle <<<
Add a beautiful and unique keycal
. https://etsy.me/2NbFt9C .
>>> Keyboard Layout (For Non US Customers)
If you live outside the US, your keyboard layout might be different than the US layout, please let us know what layout you have (1, 2 or 3) (Click link below)
>>> Accidental Coverage & Warranty:
Our Platinum Edition includes 1 Year accidental warranty coverage, if you drop your Macbook, iPhone, iPad and your case breaks or cracks we will replace it, just pay for shipping.
>>> Makers Gonna Make!
- Allow 10 Business Days Craftsmanship
- All of our skins are hand made just for you with care and love, we require * 10 business days to create and ship each product with absolute excellence, we are sure the wait will be worthwhile.
- Ships to U.S. & WorldWide
All of our products are made shortly after your order is placed. All of our materials are sourced from local suppliers, right here in the USA.
We are here to make you happy!, We continue to work as hard as possible and will continue to serve you as long as we are able to do so, we are running and working slower than usual, but orders are shipping out with minor delays (6 to 8 additional days than normal), we're thankful for your continued support , patience and understanding.
If you have any issue, I'm more than happy to assist and help, please email any urgent matters to hello [!at] clique.boutique and I will reply as fast as possible. This is a very challenging time for everyone and can be overloaded with anxiety, I kindly ask that if anything is not as expected that you give me an opportunity to fix the problem before posting a public review, please be mindful that small business like ours are struggling and with your help and support we are able to keep our doors open.
YAY!! - YAY!!! - YAY! - This is the End of Description, Thanks for taking time to read.
We accept payments via Paypal, Credit Card and Etsy Gift Cards
7% Florida Tax will be added to orders shipping to Florida, USA
Import Duties & Customs
Each country has different laws that apply to imported products, some countries will charge additional custom fees at the moment of import, this is not included in our price or shipping costs, the payment of this duties are directly to customs in your country.
We ship WorldWide, our production time for each order is 5 to 6 weeks, we make each order under demand, this assures you that your case or skin is "hot from the oven" every time you order.
Import Duties & Customs
Each country has different laws that apply to imported products, some countries will charge additional custom fees at the moment of import, this is not included in our price or shipping costs, the payment of this duties are directly to customs in your country.
Just contact me within: 3 days of delivery
Ship items back to me within: 7 days of delivery
But please contact me if you have any problems with your order.
Because of the nature of these items, unless they arrive damaged or defective, I can't accept returns for:
We are here to make you Happy!
You will Love our Product, it's guaranteed.
If you are not completely happy with your purchase -- for any reason and would like to exchange it for another design, please send us a convo and we'll find a way to fix it.
Returns (New)
We do accept Returns as the last option, we will try our best to fix any issues, hopefully an exchange is an option that you might be willing to accept.
Please keep in mind that all of our product are made upon ordering and returning them will hurt us in an already very difficult and challenging economic situation.
If you have any issue, I'm more than happy to assist and help, please email any urgent matters to hello [!at] clique.boutique and I will reply as fast as possible. This is a very challenging time for everyone and can be overloaded with anxiety, I kindly ask that if anything is not as expected that you give me an opportunity to fix the problem before posting a public review, please be mindful that small business like ours are struggling and with your help and support we are able to keep our doors open.
How do I know what Macbook model I have?
How long does it take to make and ship my order?
We do our best to have orders produced and shipped within 5 to 6 weeks for Macbooks, iPad, iPhones and Microsoft Surface. Please do note that larger orders, can take a few days longer. Don't hesitate to send us a Convo with any questions about how long your order might take.
What are Clique Skins Made of?
Clique skins are made of premium automotive-grade cast vinyl with a special adhesive backing to prevent air bubbles during installation and leave no residue when removed.
Our skins are strong but super thin, measuring about 3 mil total - or five thousandths (0.003) of an inch - that's thin! It also means they'll work with just about any kind of dock, charger or case on the market.
I messed up installing my skin, can I get a replacement?
YES!, We totally understand accidents sometimes happen during installation, and if you've damaged your skin during installation we'll send you a new piece for free - you just need to cover the return shipping charge.
All you have to do is send us a Convo and request a replacement skin.
What is a Platinum Edition Hybrid Hard Case?
Our Platinum Edition Hybrid Hard Case, is made using a Crystal Clear Hard Case, we then professionally hand-install our Pro-Vinyl Skin on top the Hard Case.
How do I apply my Platinum Edition (Inner Skin)?
How do I apply my Skin?
All Clique skins are super easy to apply. Please click on the link below for a tutorial:
http://bit.ly/2ijUXHS (Video)
http://bit.ly/2jn6JD7 (PDF Instructions)
How do I remove my Skin?
All Clique skins should peel off pretty easily by pulling on them gently and slowly. They won't leave any residue behind, so that shouldn't be a concern.
If for any reason you have a problem or it seems difficult to remove, we've found that applying a little bit of heat (sunlight, a lamp or a short shot of heat from a blow dryer) really makes removal much easier.
Macbooks skins come off easiest when the lid is closed.
Are the Skins Re-Usable?
Sorry, they're meant for one time use only.
Our skins are not sold as reusable as they are meant for a one time use.
They are adjustable during the application process but once they have bonded you more than likely will stretch the skin when you remove it.
You can certainly change them up at any time as they are removable at any time.
Can I request any edits or text on the artwork?
You can add text to any design including your name, your favorite quote, a Monogram, or even a special birthday message - printed right on the skin itself.
Additional costs will incur ($. 25 Approximately)
Just send us a Convo and we'll get right to work on your custom order.
What's the difference between Glossy and Matte Finish?
Just like photographs.
Matte finish is a non-glossy, satin-type finish. It allows fingerprints and smudges to fade into the surface of the skin and gives a unique look and feel to the artwork.
Glossy finish has a shiny, glossy, appearance and the colors within the artwork may seem to be more vibrant.
See this Video to better understand the difference:
It's important to double check the model of your Macbook to make sure it will fit perfectly upon arrival, here's a short reference table to identify your model:
Model Reference:
New Macbook 12" - A1534
Macbook Air 11" - A1465 / A1370
Macbook Air 13" - A1466 / A1369
Mcbook Pro 13 Retina - A1502 / A1425
Mcbook Pro 15 Retina - A1398
New MacPro 13 Touch - A1706 (Released Late 2016)
New MacPro 13 No Bar- A1708 (Released Late 2016)
New MacPro 15 Touch - A1707 (Released Late 2016)
Pro 13" Unibody/DVD - A1278 (DVD/CD on the side)
Pro 15" Unibody/DVD - A1286 (DVD/CD on the side)
Looking for a very special gift? Make it Personal and let them know how much you care.
Add a beautiful hand-made Monogram, Quote or Love Message (Click below to learn more):
Introducing Stike, goodbye boring, hello glamour!, add a bit of personality to your Macbook with Stikē (Click below to learn more):
>>> Accidental Coverage & Warranty
Yes!, yes!, yes!. Send us an email for more details to email@example.com
Apr 24, 2018
Love the design, but the price is not just. You could absolutely find another laptop case "artist" that doesn't charge as much 🤷🏻♀
Apr 5, 2018
I can't get enough!
Jul 16, 2017
The quality is clearly one of a kind and the case is just so beautiful! Customer service is excellent. I highly recommend these products over all others and I did my research!


text: Welcome to our huge range of fabrics that are just waiting for you to unleash your creativity! Whether you are in to dressmaking or patchwork quilting, at Minerva Crafts we carry almost every type of fabric you can think of and we are continuously adding new ranges every month for you to enjoy! As well as our stunning range of designer fabrics from John Kaldor, Camelot and Timeless Treasures, we also have 1000's of clearance lines to tempt you! Our fantastic value-for-money clearance fabrics are sourced from designers and fabric houses all over the world which are all 'one-offs' and means we can bring them to you at hugely discounted prices from the original RRP's. Dont delay though, the nature of our clearance ranges means that once they're gone, they're gone! We hope that the beautiful ranges of fabrics we offer will inspire everyone to create something that's unique to you, whether thats for your wardrobe or to adorn your home.


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The lovely Dominika C makes a welcome return this week in another super-hot Hegre.com film.
You'll be drawn into an almost hypnotic state as gorgeous Dominika swings and sways in the infamous Hegre bubble chair!
With her perfectly toned body, firm breasts and her, now legendary, pussy on display – prepare to be mesmerized! Dominika is an expert flirt and you just know all you can do is sit back and surrender to the moment…
Effortlessly sexy, Dominika C will take your breath away!
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at SANCTUM SOHO HOTEL
at SANCTUM SOHO HOTEL
Sporteducate 2015 kick off from 22nd June 2015 Every Monday, 4pm to 6pm at the Brixton Recreational Centre.
To sign up, please complete the below enrolment form and email it to Eva at firstname.lastname@example.com
Download Enrolment_Form-1-SportEducate1
Like playing Sports? Aged 16-18? Would you be interested in getting involved in a Sports project which will help you move into Employment, or back into Education?
LITC is a pioneering social enterprise providing Youth citizenship, volunteering and international exchange programmes, Family and community engagement projects, Sport programmes and Apprenticeships for young people in a range of dynamic training qualifications.
To learn more or work in partnership with LITC, contact our Youth Officer, Jasper Tassell on 02033970303 or firstname.lastname@example.com


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Use keywords to search in the summary, title and full text of our news.
You can submit your own news, or give us a news tip for inclusion on the site. For more information look at this page.
More information on how we collect our news and the basis on which it gets published is also available.
Looking for freeware? See our Recommended Series 60 Freeware article or the UIQ Freeware article. You can find a freeware category for each device and a freeware filter of every listings page.
Look for Featured Software and Editor's Picks throughout the software directory. Read articles on Series 60 Emulation and getting eBooks on Symbian phones and many more in the Features section. Not sure what to download? Check our Review section for indepth reviews on a whole range of software.
Use keywords to search in the summary, title and full text of our software database.
RSS feeds are available for new and updated software by platform and device. More information is available on the RSS page, and auto-discovery links to the feeds can be found throughout the software directory (look for the RSS icon in your browser).


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The first quarter of 2012 brought U.S. public pensions their largest investment earnings on record.
Citing the U.S. Census Bureau, Reuters noted that public pensions earned $179.2 billion, pushing total holdings and investments up 5.6% from the fourth quarter, to $2.8 trillion. Holdings and investments are up 0.7% from the year-ago period. The U.S. Census Bureau began collecting data on pension investments in the third quarter of 1974.
Government contributions increased 12.7% from the fourth quarter and 14.5% from the first quarter of 2011, according to Reuters, to over $24 billion. Employee contributions were $9.3 billion.
Most of the first-quarter gains are from corporate stocks, which increased nearly 18% from the fourth quarter to more than $967 billion, and international equities, which grew more than 16% to $550 billion.
Investments in Treasuries grew 25% to $223.5 billion, the highest level in 10 years, according to Reuters.
Investments in bonds fell almost 7% from the fourth quarter, and fully 15% from the first quarter of 2011, to $371.9 billion.
The Pew Center on the States reported on June 19 that the retirement benefit shortfall grew to at least $1.38 trillion in fiscal year 2010, a 9% increase over 2009. Pension plans account for a $757 billion gap, while retiree health care and non-pension benefits account for $627 billion.
The National Public Pension Coalition, which represents public-sector employees like teachers, nurses, police officers and firefighters, issued a statement following the Census Bureau's release.
"Yesterday's news that public pension funds 'had the largest investment earnings on record' after four straight quarterly increases demonstrates that public pensions are improving," NPPC's executive director, Jordan Marks, said in the statement. "This is good news for our economic recovery from the Wall Street meltdown and bad news for the opponents of public employees.
"The orchestrated effort to slash public pensions is based on scapegoating public employees and ignores all the facts. Yesterday's news is a positive development that should not be ignored. No one is more interested in the long-term health of pension plans than the teachers, cops, firefighters, and others who rely on them."


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Please take a moment to verify yourself:
Back to Dog Parks
This exquisite metal (pewter or brass finish) and virtually indestructible ID Tag features a picture of a Little Monster in the middle of it.
Be sure to check out the pet businesses near you!
Be sure to check out the dog parks near you!
This is our first video podcast and it was shot a few months ago. Ziglet and Zak, the 14 year old feline test subjects reviewed the Jazzy Cat cat toy which is one of the world's best cat toys.…
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Cry like a baby Crossword clue
So, you have been playing New York Times crossword and got stuck on Cry like a baby? Don't worry, we can help you!
Solving all the clues to a crossword is quite impossible. Only a few people can do it. So it is not a big deal if don't know the answer to "Cry like a baby" clue. Just let us help you.
Our staff have solved all the clue to today's New York Times crossword.
Cry like a baby Crossword clue
Answer: Bawl
So now you have the answer you were looking for, it's time to move on to the next clue. Remember we are here to help you at any time. If you get stuck again, visit today's New York Times crossword answers.
Do you love crosswords? Well, we have a few more.
- Daily Celebrity crossword
- LA Times crossword
- USA Today crossword
- The Washington Post crossword
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text:
Gas Stove Installation
Pretoria West
Pretoria West Gas Installers. Get a Professional Today. We Do Jobs Of All Sizes Contact Us Today For A Free Quote.
Our Services
Gas Geysers Installations
Gas Hob Installations
Gas Stove installations
Leak Detection And Repair
Get a Quote For Your Project
Professional Gas Service At an Affordable Price
JLB Gas Installations & Plumbing has been operating in the gas industry for over 7 years. We have completed over 1000 in that time frame and have extensive experience in our field.
COC Included
All our installations come with certificates of compliance. Our installations are fully inclusive and anything that may not be included will be relayed to you so that you can make an informed decision.
Years Established
Completed installations Plus
Current Promotion
We sell the top of the range Bosch gas geysers with nationwide support from the Bosch service team. As installers, we only want to sell the best in order to give our customers the best quality available and to have as few comebacks as possible. That is why we recommend the bosch optiflow range. Get yours while stocks last.
Why Choose Us?
We see many installations (not ours) that do not meet regulations and in some cases are dangerous. This means that the customer must pay to fix the other installers mistakes. We do our job properly the first time round and as safe as possible. Saving you time and money
Call For a Quote:
Show Number
Frequently Asked Questions
How much does an outside installation cost?
Installations, where the gas bottle is placed outside, are R2800 for a single connection and to a maximum of 5meters of piping and any piping over 5meters is R100 per meter.
How much does an inside installation cost?
Installations, where the gas bottle is placed inside (generally inside a cupboard near or next to the gas appliance) are R1800.
Are inside installations safe?
Yes. Installations, where the gas bottle is placed indoors, are approved by the LPG Association and are quite safe.
Do we do electrical work?
No, unfortunately, we do not, simply because we are not registered electricians, therefore, working on your homes electrical system would be ilegal and dangerous.
Client Testimonials
I could smell gas and I dId not know where it's coming from, I got the professionals in. They detected the leak and did the repairs. Can Recommend any time.They also do gas fitting and gas installation
Great service and very neat installation!!!
I phoned on Monday morning with a gas leak on my gas installation. They managed to arrange an engineer to arrive on the same day to fix the boiler. They stated on the phone that prices started from R450 call out for up to 30 minutes work and if it would be over 30 minutes the engineer would advise before commencing any work. leak detected and repaired. Excellent professional service.


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Testing the Effectiveness of VOICES as Implemented by STD & HIV Prevention Agencies in the US and PR
|The safety and scientific validity of this study is the responsibility of the study sponsor and investigators. Listing a study does not mean it has been evaluated by the U.S. Federal Government. Read our disclaimer for details.
|ClinicalTrials.gov Identifier: NCT00164619
Recruitment Status : Completed
First Posted : September 14, 2005
Last Update Posted : June 5, 2008
- Study Details
- Tabular View
- No Results Posted
- Disclaimer
- How to Read a Study Record
The purpose of the project is to determine whether the VOICES/VOCES intervention, that was shown to be effective in a research study, is still effective when delivered by STD/HIV prevention agencies.
VOICES/VOCES is a brief, single-session intervention for African-American and Latino adult men and women at high risk for STD/HIV. It encourages condom use and improves condom negotiation skills. A health educator delivers the intervention to groups of 4 to 8 clinic patients in a private room. Groups are made up of people of the same sex and same race or ethnicity. Information on STD/HIV risk behaviors and condom use is delivered by culturally-specific videos, group discussion, and a poster presenting features of various condom brands. Participants role-play condom negotiation modeled in the videos. At the end of the session they are given sample condoms of their choice.
In this project, health educators from the health departments of New York City and San Juan, Puerto Rico conducted the VOICES/VOCES intervention with a sample of patients from one STD clinic in each of their cities. Researchers helped the health departments test whether the intervention is effective when local health educators deliver it.
|Condition or disease
|Sexually Transmitted Diseases
|Behavioral: VOICES/VOCES Biological: Standard STD clinic services
|Phase 2 Phase 3
This project was an RCT with 1699 patients assigned to receive the VOICES/VOCES intervention and 1707 to receive standard of care at each of the two STD clinics (total N=3406). Participant outcomes and their measures are:
- Change in knowledge and attitudes about condoms as determined by participant profile and survey data
- Condom acquisition as determined by project coupon redemption data
- STD incidence as determined by medical chart review and/or surveillance data
In addition, cost accounting data on the amounts and types of resources required to implement the intervention were used to evaluate the intervention's cost-effectiveness. Process evaluation data allow identification of factors that influenced intervention implementation and the effectiveness of the intervention.
|Study Type :
|Interventional (Clinical Trial)
|Actual Enrollment :
|3660 participants
|Intervention Model:
|Parallel Assignment
|None (Open Label)
|Primary Purpose:
|Official Title:
|Testing the Effectiveness of the VOICES/VOCES Intervention Package as Implemented by STD and HIV Prevention Agencies That Target Hispanics and African Americans in the U.S. and Puerto Rico
|Study Start Date :
|July 2001
|Actual Primary Completion Date :
|November 2006
|Actual Study Completion Date :
|March 2008
Experimental: 1
Standard STD clinic services and the VOICES/VOCES intervention
Behavioral: VOICES/VOCES
45-minute intervention for small groups of African American and Hispanic heterosexual men and women. Group members are same gender and race/ethnicity. View culturally-specific condom promotion video. Facilitated group discussion to build skills in condom use and condom negotiation. Education on condom varieties to overcome participants' personal barriers to condoms use. Distribution of 3 specialty condoms of participant's choice (i.e., different sizes, textures, thicknesses, lubrication, material). [see Brief Summary above]
Other Name: No other names
Active Comparator: 2
Standard STD clinic services
Biological: Standard STD clinic services
Individual physical exam, STD/HIV tests, treatment as indicated
Other Name: No other names
- Repeat STD infection [ Time Frame: Average of 15-months post-intervention ]
- Change in knowledge and attitudes [ Time Frame: Immediately post-intervention ]
- Condom coupon redemption [ Time Frame: 3-months post-intervention ]
Choosing to participate in a study is an important personal decision. Talk with your doctor and family members or friends about deciding to join a study. To learn more about this study, you or your doctor may contact the study research staff using the contacts provided below. For general information, Learn About Clinical Studies.
|Ages Eligible for Study:
|18 Years and older (Adult, Older Adult)
|Sexes Eligible for Study:
|Accepts Healthy Volunteers:
Inclusion Criteria:
- STD infection at time of recruitment
- Accept treatment for STD infection at time of recruitment
Exclusion Criteria:
- Age under 18 years
To learn more about this study, you or your doctor may contact the study research staff using the contact information provided by the sponsor.
Please refer to this study by its ClinicalTrials.gov identifier (NCT number): NCT00164619
|United States, New York
|Central Harlem STD Clinic
|New York, New York, United States, 10037
|Puerto Rico
|Centro Latino Americano de Enfermedades de Transmission Sexual
|San Juan, Puerto Rico, 00922
|Principal Investigator:
|Lydia O'Donnell, Ed.D.
|Education Development Center, Inc.
|Responsible Party:
|Dr. Lydia O'Donnell, Education Development Center, Inc.
|ClinicalTrials.gov Identifier:
|Other Study ID Numbers:
Contract 200-2001-00132
|First Posted:
|September 14, 2005 Key Record Dates
|Last Update Posted:
|June 5, 2008
|Last Verified:
|June 2008
controlled clinical trial
behavioral intervention
prevention intervention
Virus Diseases


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Any DUI lawyer can attest that the legalities of driving while impaired are grave and complex. From the time of the arrest until the accused is standing before the judge, there is a series of legal hurdles to be faced. A misstep can mean fines, a loss of driving privileges, or even jail time. With qualified guidance, the worst pitfalls can be avoided. Consulting an attorney may be the smartest option for those accused of driving while impaired. Here are a few essential services a DUI lawyer can provide.
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SecurityTronix 6MP Fisheye Network Camera (IP-NCA06-FE)
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6 Megapixel IP Fisheye Camera with IR, 1/1.8 inch progressive scan CMOS, 6 megapixel image sensor, Up to 3072 × 2048 real-time streaming, 360 degree view angle, Multiple viewing modes, multiple ePTZ streams with preset and patrol functions, Ceiling, Wall or Table mount modes, Up to 15m IR range, Built-in microphone & speaker, IP66 weather rating, IK10 vandal rating.
1/1.8" progressive scan CMOS
6 megapixel image sensor
Up to 3072 × 2048 real-time streaming
360° view angle
Multiple viewing modes
Multiple ePTZ streams with preset and patrol functions
Ceiling, Wall or Table mount modes
Up to 15m IR range
Built-in microphone & speaker
IP66 (-E model)
IK10 vandal proof (-E model)
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Apple's next minor point iOS update will fix the exploits that allow iPhones to be jailbroken with a very popular tool, according to a report from MacRumors. The 6.1.3 update, which was seeded to developers as a beta one week ago, will break the functionality of the jailbreaking tool known as "evasi0n," meaning its creators will have to find a new way around or through the OS.
6.1.3 will already be an important security update, as it purports to fix a zombie passcode bypass bug that cropped up in iOS 6.1. When 6.1.3 is pushed out, phones with that version installed will be unable to use the evasi0n jailbreak, which had relieved almost 7 million phones of Apple's pesky walled-garden strictures since early February in only three weeks of availability.
While that's a lot of reach for a jailbreak in such a short time, three weeks is actually a long time for Apple to leave a jailbreak exploit open: MacRumors points out that Apple shut down Jailbreakme 3.0 for the iPhone 4 after only nine days.
Forbes reported that one of evasi0n's handlers, David Wang, said it might be a month or more before Apple releases 6.1.3 to the general public. Wang noted to Forbes that if Apple manages to patch most of the bugs used for the jailbreaking tool, evasi0n would be "starting from scratch."


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Undergraduate Degrees, Majors and Concentrations
MARK3500 - Retail Mgmt and Distribution
Fall 2020
This course is an extensive introduction to retailing, the consumer interactive portion of the marketing mix function of distribution. The evolution of retailing is examined from the basics of bartering to its largest current manifestation, the megastore. The variables affecting the retail environment; channel behavior, competition, legal issues, financing, support systems, politics, government regulation, environmental and societal are studied to provide a framework for understanding the basic concepts of retail management. Target market identification, distribution channel construction, site selection, buying, fashion merchandising, visual presentation, promotion, advertising, personal selling, customer service, staffing and human resource management are specific areas of learning providing the student with sufficient resources for hands on project work, including on-site visits and analyses of various types of retailers.
Prerequisite: MARK2000 (MARK3100)
3 Credits
Prerequisite: MARK2000 (MARK3100)
3 Credits
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