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Basic Facts About Clouded Leopards
Named for the large cloud-like spots on its body, the clouded leopard is a medium-sized cat that sports a grayish or yellowish coat. The spots, which are generally dark brown with a black outline, provide excellent camouflage in the leopard's forest habitat. Clouded leopards have long, strong tails and powerful, stout legs. They are also known to be one of the best climbers in the cat family.
Clouded leopards eat varied prey, from birds to monkeys to wild pigs.
The clouded leopard's reclusive nature has made it hard to determine population size. However, there is evidence of declining populations and one of the four subspecies is thought to be extinct.
Historically clouded leopards were found in much of Southeast Asia from Nepal to southern China. Today, four subspecies are found in the following regions: Nepal to Burma; southern China to eastern Burma; Sumatra, Borneo and Java; Taiwan (thought to be extinct in the wild). The Bornean clouded leopard has been identified as a new cat species.
Clouded leopards live in forests at elevations of up to 8,000 feet and spend much of their lives in trees. Their bodies are well adapted to this arboreal lifestyle. While their strong tails help them to balance while perched on tree branches, their specially adapted ankle bones and large paws allow them to both climb while hanging upside down under branches and climb down trees head first! When a clouded leopard spots its prey on the forest floor, it leaps down on it from above.
The social behavior of clouded leopards is virtually unknown. They are, however, thought to be solitary animals. And though they are mostly nocturnal, evidence has shown them to be active during some periods of the day.
Mating Season: Can occur during any month but in captivity between December and March.
Gestation: 85-93 days.
Litter size: 1-5 cubs
At birth, kittens weigh five to six ounces, and do not open their eyes until they are 12 days old. Clouded leopard kittens nurse until they are five months old and do not develop adult coloration until they are six months old.
Rapid habitat loss due to deforestation, illegal hunting for traditional Chinese medicines and demand for its beautiful pelt may be driving the decline of clouded leopard populations.
Reasons For Hope
Defenders of Wildlife is working to pass legislation that would help conserve 15 species of great cats and rare canines that exist outside the U.S. In April 2009, the U.S. House of Representatives approved the Great Cats and Rare Canids Act (HR 411) aimed at conserving 15 of the world's rarest wild cats and canids, including lions. The bill now needs approval by the Senate before being made law.


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About Us
SnuggBuds are The Best In Ear Headphones, PERIOD!!
Based in Southern California and created by fans of both action sports and technology, SNUGGBUDS develops the best in ear headphones for a wide demographic customer base. Our audio earbud headsets have been designed specifically for people just like us; sport enthusiasts, travelers and active men & women of all ages. Our goal is to create unique & high quality products for iPods, iPhones (and other "smart phones with 3.5mm jack ports), mp3 players, air travel and computer systems and for anyone who likes to mix quality sound with style at affordable prices.
Our focus is strictly the best light-weight earbud headphones. We consistently review our competitors' technology and costs to consumers. Our belief is that SnuggBuds products stand tall in comparison to our competitors' technology and that our customers can receive better pricing, quality and product styles from our SnuggBuds line.
What Makes SnuggBuds Different From Other Headsets on the Market?? That's easy...
1) Style - We have completely unique styles available for all customers, including Blingg for women of all ages, Camo, SB-X and Pump'D sport models for active athletes, either hard-core or "weekend warriors."
2) Quality - We feature only the BEST quality headphones. All of our headsets are made of aluminum alloy (light-weighted metal) and our "sport models" all come with a non-tangle, fabric cord. Nothing in our line consists of plastic like so many other products on the market. Our speakers also compete well with "big-name" brands and we love to demo our headsets with customers (in-person) to prove our value.
3) Price - Better value for a better price! How many people can justify spending $80 to $150 on the more expensive, bigger-branded headsets available today? We provide value at a level that any college kid can afford to pay for excellent quality products and customer service, incredible sound and very competitive pricing! If you came to this site because you were asking "What are the best headphones?" - we hope you'll agree that SnuggBuds is the answer to your question.
We got our start by proving the quality of our headsets through in-person, customer demonstrations?so check out our EVENTS CALENDAR on our website and come "Hear the Difference!"

subset: commoncrawl


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Randy Travis' Ex-Wife Says He Ruined His Own Career, Seeks to End Lawsuit
In court papers filed this week in Tennessee, Elizabeth Travis, ex-wife and ex-manager of country superstar Randy Travis, denies all accusations made by her former husband and seeks monetary damages based on lost earnings. The papers were filed in response to the countersuit made by the 'I Told You So' singer last month.
The 'he-said, she-said' legal feud first began earlier this year after Travis' former manager sued her ex-husband, claiming it was his own "intentional interfering" that was "undermining the effectiveness of his career in the entertainment industry."
Travis released an official statement as a response to the suit, saying (via his publicist), "It is unfortunate that it's come to this. We believe the lawsuit lacks merit and that we have legal defenses to her claims." The singer filed his own lawsuit last month, alleging that his former flame breached her management contract and ruined his career by blabbing personal details about him.
The very public battle isn't Travis' first encounter with the law this year. In February, Travis was arrested for public intoxication by police in Sanger, Texas. He was found sitting alone in his car after an argument with his girlfriend following the Super Bowl.
Elizabeth and Randy Travis were married in 1991, but their relationship goes back over 30 years to before his professional singing days. They officially divorced in 2010. The most recent papers find Travis' ex-wife seeking to end the lawsuit, according to TMZ. No judgment has been made in favor of either party.


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Win Dianna Agron's George Gina & Lucy Bag!
Glee hottie Dianna Agron has been toting around her favorite George Gina & Lucy "Magnifique" bag while out and about in New York City this past week. She even was spotted with it while hanging out with Adam Brody earlier today.
JustJared.com is giving away THREE of Dianna's bag in black, gray and tan.
HOW TO ENTER: Leave a comment here with a valid email address (will not be published) and THREE winners will be chosen at random at the end of the contest. US and Canada only. This contest ends on Thursday, November 12 @ 4:59PM EST. Enter as many times as you want!!! Good luck! The winners have been notified, thanks for entering!!!


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I have an insanely busy week ahead, trying to get ready for our spring break trip to visit my father-in-law in Oklahoma. I received a fat package of additional forms from Social Security this weekend that have to be filled out and returned before we leave, too. Of course, the information asked for is all stuff I already explained in my initial application; some of the forms are identical to those I already filled out! Plus all of my doctors have been calling today for details on when I left work, etc. I guess they all got their forms in the mail, too.
We did enjoy some movies this weekend:
- Friday night, while waiting for Jamie, Ken and I watched Love Happens, starring Jennifer Aniston and Aaron Eckhart, about a successful author and speaker on grief (Eckhart) who hasn't yet dealt with the loss of his own wife. It seems to be a light romance at first, but it has more depth than most, dealing not only with love but also with loss. We both liked it. Then I went to bed, and Ken waited up to pick up Jamie!
- With Craig off at his sleepover Saturday, Ken, Jamie, and I watched Hancock, starring Will Smith as a hard-drinking, potty-mouthed, messed-up superhero. He saves the life of a PR professional (Jason Bateman) who offers to help him clean up his image. It was good, with some surprising twists in the plot.
- After Jamie went to bed, Ken and I watched Country Strong, starring Gweneth Paltrow as an alcoholic country music star slightly past her prime and Tim McGraw as a rising star who tries to help her. It reminded me somewhat of Crazy Heart which we watched a few months ago, though it had its own unique plot elements. Although I'm not really a country music fan, I enjoyed the music in the movie.


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as a quick reference, average starting salary doing big law in Canada = 90,000 CAD; US = 125,000 USD
true that.so i found out on the weekend that I have an 'in' at Goodman. I'm pretty pumped about that. I just have to call for an interview ... I'm hoping for a summer internship but that's prolly wishful thinking.
well, its not a job offer!! hahaha


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Nov. 22, 2008
HANOVER, Ind. - Competing among 31 of the top squads in the nation, the MIT women's cross country team secured a 10th place finish at the Division III NCAA Championship in Hanover, Ind. on Saturday. It was the first appearance in program history at the National Championship meet and the Engineers more than held their own with this competitive field.
Jacqui Wentz was the first through the chute for the Cardinal and Gray, completing the six-kilometer course in 22:04.23 good for 54th place in a field of 279, earning 34 crucial points for MIT. Wentz now owns the highest individual finish at this event since Debbie Won's 26th place showing in 1998. She is just the fifth runner in program history to garner a top 100 standing at the NCAA Championship.
Just over 30 seconds behind Wentz, a pack of Tech harriers finished within two seconds and 10 places of each other. Anna Holt-Gosselin was the first of that group to cross the line at 22:35.12, good for 111th and 70 points. Jennifer Doyle (22:35.42) was two spots behind her. Andrea Bradshaw finished another two and a half seconds back to secure a 120th place showing while bringing in 76 points for MIT.
Freshman Janice O'Brien (22:53.97) rounded out the team scoring for the Engineers, collecting 102 points with her 150th place finish. O'Brien landed just outside the top 20 among rookie runners in the country. The team's two other runners, Katherine Eve (172) and Maria Monks (192), each cracked the top 200.
MIT's 354 points were enough to hold off Geneso State (369) for the final spot in the top 10. New England regional champion Middlebury easily beat out second-place Calvin for their fifth NCAA team championship. Bethel (Minn.) junior Marie Borner was the individual winner, breaking the tape at 20:43.91, more than nine seconds better than her closest follower.
The Engineers are well positioned to build on this success in 2009, as five of their top seven runners will return next year. Seniors Andrea Bradshaw and Jennifer Doyle closed out their MIT careers on a high note today.


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All results are hidden due to the current filter settings.
Dog Friendly Tours in Los Angeles, CA
There are 2 dog friendly tours in Los Angeles, CA. Use the links below to get an overview of each dog tour, see pictures, print directions, and even read reviews from other dog owners.
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JERUSALEM — Just a few days ago, Yair Lapid was a political rookie making his first foray into Israeli elections with a newly formed centrist party. He awoke Wednesday as a major power broker.
Israeli pundits and journalists wasted no time anointing Lapid, 49, a possible heir-apparent to Israeli Prime Minister Benjamin Netanyahu, whose conservative Likud Party delivered a disappointing performance at the polls. Lapid's new party, Yesh Atid ("There Is a Future"), won 19 seats, nearly overtaking Likud, which came in first with 20.
"New King Is Crowned," blared one newspaper headline.
Despite Netanyahu's lackluster showing, he is still considered the front-runner to lead the next government. But it is certain to have a more centrist cast and is likely to pursue a more moderate course at home and abroad. And Lapid is virtually sure to play a key role.
Lapid and other political leaders huddled Wednesday to plan their next moves and prepare for negotiations on forming the next coalition government. With nearly all the votes counted, right-leaning parties that form Netanyahu's larger constituency were in a dead heat with center-left parties, with both blocs winning 60 seats each. Final tallies are expected to be announced Thursday.


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Author:Gaius Suetonius Tranquillus
(Redirected from Author:Suetonius)Jump to navigation Jump to search
|←Author Index: Tr
|Gaius Suetonius Tranquillus
(c. 70 – c. 126)
The Lives of the Twelve Caesars[edit]
- Life of the deified Julius
- Life of the deified Augustus
- Life of Tiberius
- Life of Gaius
- Life of the deified Claudius
- Life of Nero
- Life of Galba
- Life of Otho
- Life of Vitellius
- Life of the deified Vespasian
- Life of the deified Titus
- Life of Domitian
Lives of Eminent Men[edit]
Works by this author published before January 1, 1924 are in the public domain worldwide because the author died at least 100 years ago. Translations or editions published later may be copyrighted. Posthumous works may be copyrighted based on how long they have been published in certain countries and areas.


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Just when I was feeling bad for not blogging enough, I went to do a massive Memorial Day post and Blogger informed me that I'm completely out of photo storage space. In order to keep blogging, I have to purchase more space. So, I'm going to post what I have uploaded and figure that all out later. I'll add to this post once I get the storage issue fixed.
The kid above is Jack. He's my son. He's cute.
We were traveling home from Lincoln and stopped to eat in K-Fed (that's what I call Kearney cuz I'm not that town's biggest fan). While eating, we bribed Jack to eat some Mac and Cheese by telling him we'd take him to ride on a race car like they have in the lobby of Wal-Mart. As we were driving north, we saw a carnival set up at the mall. YAY! Jack really enjoyed it.
Jack won this Scooby Doo at the duck pickup game thingy. He LUVZ it!
We don't know who this kid is, but Jack insisted on riding on the blue motorcycle. Didn't bother the other kid to have him there, but I'm pretty sure he wasn't overly impressed by the PAPA-razzi.
My lovely wife and Jack's wonderful mommy. She must really like Old Navy...
I recently started using picnik.com because it's awesome. You can do really fun things with photos without the complexity of Photoshop. I'm going to submit this photo, minus the extras to the Palisade Pioneer Days photo contest. Love it.
Jack and Joshua Hicks were having a good time one day. Joshua is my classmate and friend Crystal's little boy.
This is Auntie Em's pup, Leo. He really is an alcoholic and kinda borderline evil. When were enjoying adult bevs at Emily's, we had to keep them off the ground or he'd intentionally spill them to drink their contents. I think the next morning he definitely needed the 'hair of the dog'! Haha! I kill me!
I like this photo, but I have a better one to post later.
Coolest kid ever? Probz.
The Haags doing Derek Zoolander's world-famous model pose.
So sweet...
I'll upload more later when I have more time and more space. So next time you're sitting there griping about my lack of updates, remember that I maxed out my space. THAT'S how awesome I am at blogging our lives. Keep that in mind, whiners...


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Reds hurler Aroldis Chapman is in a weird spot. The triple-digit flamethrower is hearing calls to yank him from the closer role, and possibly put him in the Cincinnati rotation. That's not to mention his stripper issues and other stretches of bizarre behavior.
The questions will continue after tonight's stunt, one to which we don't imagine Brewers players or fans will take kindly. After striking out the side to earn his ninth save on the season, Chapman decided the time was right to do a double somersault. Sure, plenty of closers have ridiculous celebrations that border on Mortal Kombat finishing moves, but this is the sort of thing that comes from another planet—perhaps whichever one Aroldis Chapman hails from. [FS Ohio]


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Rising Share of Americans See Conflict Between Rich and Poor
The Occupy Wall Street movement no longer occupies Wall Street, but the issue of class conflict has captured a growing share of the national consciousness.
Cohabiting Couples and Their Money
Money-sharing by cohabiting couples is the topic of this article, which focuses on the Census Bureau's new alternative measure of poverty. Cohabiting couples are much less likely to be considered poor under the alternative measure than the official measure of poverty'; the major reason is that the alternative measure assumes such couples share expenses, while the official measure assumes they are separate economic units.
The Rising Age Gap in Economic Well-Being
Households headed by older adults have made dramatic gains relative to those headed by younger adults in their economic well-being over the past quarter of a century.
Multi-generational Living During Hard Times
A new Pew Research Center report explores the demographics and economics of multi-generational households. It concludes that moving to a multi-generational household appears to lift Americans out of poverty, and this is especially true for groups most affected by the recession. Household incomes also are higher for some groups in multi-generational households.
Fighting Poverty in a Bad Economy, Americans Move in with Relatives
Without public debate or fanfare, large numbers of Americans enacted their own anti-poverty program in the depths of the Great Recession: They moved in with relatives.
Adding Context to the Census Bureau's Income and Poverty Report
Pew Research Center reports can add context to the Census Bureau's release of 2010 data on U.S. income, poverty and health insurance coverage. These Pew Research Center reports, linked to in this article, have documented the impact of the Great Recession and shaky recovery on Americans' wealth, work lives, personal finances and emotional well-being.
Wealth Gaps Rise to Record Highs Between Whites, Blacks, Hispanics
The median wealth of white households is 20 times that of black households and 18 times that of Hispanic households, according to a Pew Research Center analysis of newly available government data from 2009.
Living Together: The Economics of Cohabitation
Cohabitation is an increasingly prevalent lifestyle in the United States. The share of 30- to 44-year-olds living as unmarried couples has more than doubled since the mid-1990s. Adults with lower levels of education—without college degrees—are twice as likely to cohabit as those with college degrees.
Lifetime Earnings of College Graduates
A new Pew Research Center analysis, using Census Bureau data, estimates that the typical adult with a bachelor's degree (but no further education) will earn $1.42 million over a 40-year career, compared with $770,000 for a typical high school graduate.
Home Sweet Home. Still.
The collapse of the U.S. housing market has not shaken the public's confidence in the investment value of homeownership.


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Your home is not only the place where you build your life and grow your family, it's also an investment, and though the former is much more significant the latter, there are a number of improvements a homeowner can make that will actually increase the value of their home. Not only will these investments increase the value of the property, but they'll also increase your and your family's enjoyment of it.
#1. The Kitchen
Investing in the kitchen is a major selling point for interested buyers. When polled buyers said they were interested in a lot of counter space, well designed and kept cabinets, stainless steel appliances, and quartz countertops all go a long way toward increasing the market value of the house. Kitchens that have islands are also well received. Not only that, but these upgrades will also make your kitchen easier to work in and appreciate. Whoever does the cooking in your household will appreciate all of these upgrades.
#2. Increasing Floor Space
Bigger doesn't necessarily attract potential buyers because bigger costs more to heat and cool. On the other hand, no one wants to try this out feel claustrophobic, so working well with a smaller space and attempting to open it up can be a major selling point for interested buyers. If you've been planning on remodeling the basement and turning it into an entertainment room, you can rest easy known that the money you put into will add value to the home itself. Not only that, but now you have an entertainment room that you can enjoy with friends and family.
#3. Energy Efficient HVAC and Up to Date Electricity
This is a big one nowadays because everyone is thinking about energy efficiency. Not only is it great for the environment, but it's also great for your monthly utility bills. For those interested in moving away from forced air systems, radiant floor heating can be a sound investment, especially if you're considering installing new floors any time soon.
#4. Hardwood Floors
Hardwood floors are a classic elegant add on particularly in San Jose. Not only do they add value to the house, if they're treated carefully, they should last for a lifetime. They're elegant, gorgeous, and they add a rustic beauty to living areas. A lot of people in San Jose are moving away from carpeted flooring. Not only are they prone to collecting allergens, but they're also difficult to maintain and prone to staining. Hardwood flooring is quickly becoming the preferred option because of its simplicity and elegance.
#5. The Bathroom
Investing in a luxury quality bathroom is one of those things that's going to their website pay you back. Nowadays folks are lining up to buy and install walk-in showers and are paying extra for modern design.


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WASHINGTON — US authorities on Friday announced a probe into
allegations that China is handing out hundreds of billions of dollars in
illegal subsidies in a bid to dominate the green-energy sector.
administration is committed to ensuring a level playing field for
American workers, businesses and green technology entrepreneurs," US
Trade Representative Ron Kirk said in a statement announcing the
The probe comes after the United Steelworkers union
petitioned the trade officials to investigate practices it claims
contravene World Trade Organization (WTO) rules and cost American jobs.
union -- one of the nation's largest -- accused China of blocking
access to materials used in green technologies, illegally linking
subsidies to export sales, curbing imports and demanding foreign
investors hand over technology secrets.
It also accused China of
providing more than 216 billion dollars' worth of subsidies to green
technology makers -- "more than twice as much as the US spent in the
sector and nearly half of the total 'green' stimulus spent worldwide,"
according to a September plea filed by the union.
Responding, Kirk vowed to tackle all of the complaints in detail.
"We take the USW's claims very seriously, and we are vigorously investigating them," he said.
light of the large number of allegations and the extensive
documentation accompanying them, I have asked my staff to utilize the
90-day period allowed by statute to thoroughly examine and verify the
USW's claims."
If the probe finds that China did provide illegal
subsidies, the US can take its case to the WTO, where China could face
The United Steelworkers claims had received strong
backing from members of Congress as they near mid-term elections early
next month.
"There is no question that China is ignoring trade
rules so it can cheat its way to first place in the clean-energy
manufacturing race," said New York Senator Charles Schumer, a Democrat.
is just the latest example of China's unfair trade practices, but it is
one of the most damaging for US manufacturers. We will never meet our
goal of increasing exports if we let China get away with this."


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In this week's update we have the beautiful Carmen Ross. Guys let me tell you, this woman is a bad mama jama. She devour one of my studs and went right for another with no hesitation. Carmen knows how to move that huge Ass! I was mesmerized by the way she shook that ass and I know you guys will love it as well!! Stay Tuned!
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Whose Dick is This?
Nicki Hunter MILF Workout
Butt lover part 2
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Cutie Gets Roadside Anal part 1
Horny Hitchhikers Put on a Show part 3
Banging The Busty Neighbor
Bartenders Film Crazy Sex Tape part 1
Booby bounce part 3
All The Better To Fuck You With part 2
An Italian Anatomy Lesson part 1
Naked Pool Party Chicks part 2
ASS of the Year part 1
Anal Apology part 2
Chained to Her Desk part 1
Topless tennis part 1
Big Booty Latina's Epic Dildo part 3
Cute Face Hand Job part 1
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Cocked callie part 1
Big ole boobs part 3
Bubble Bath Butt Fuck part 2
Tiffany Tyler Loves Facials part 3
Plagiarist Pussy part 2
Naughty in the nude part 1
Picking Up an Ebony Teen part 3
Big round booty gets fucked with Nikki Delano part 1
Sunbathing Beauty Loves Cock part 2
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Big tits to go with her creampie part 2
Stretch My Ass part 2
Supersize My Tits part 1
AJ is down for Anal part 2
Brunette takes off her top before sex part 1
Latinas Love To Suck Dick And Facials! part 1
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Rub in the tub part 2
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18 USC 2257 Record-Kepping Reuirements Compilance Statement


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Modeling and Simulation of Sub-Micron Thermal Transport
Additional materials available (4)
Licensed according to this deed.
Published on
In recent years, there has been increasing interest in understanding thermal phenomena at the sub-micron scale. Applications include the thermal performance of microelectronic devices, thermo-electric energy conversion, ultra-fast laser machining and many others. It is now accepted that Fourier's law for heat conduction is invalid at small length and time scales. The talk addresses the modeling of phonon transport based on the Boltzman transport equation (BTE). The basic physics of phonon transport are first discussed, and a simple gray phonon transport model based on the BTE is presented. A finite volume numerical technique is then developed to solve it. Extensions to admit phonon dispersion and polarization are briefly discussed.
Breeze Presentations use Macromedia Breeze and only require installation of the Flash Player. to view.
Prof. Jayathi Murthy received her Ph.D from the University of Minnesota and has worked variously in industry and academia. Most recently, she worked at Fluent Inc. and at Carnegie Mellon University before moving to Purdue in 2001. Her research interests include the development of unstructured finite volume methods for computational fluid dynamics and their application to a variety of physical and industrial problems, most recently in micro-scale heat transfer and thermal radiation.
Sponsored by
NCN@Purdue Student Leadership Team
Network for Computational Nanotechnology
The Institute for Nanoelectronics and Computing
Cite this work
Researchers should cite this work as follows:
MSEE 239, Purdue University, West Lafayette, IN


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Norman Manley Boulevard
Negril, Negril Jamaica
Web & Email:
Phone Inquiries:
An Authentic Jamaican Experience Awaits
"Forget the rest, Boardwalk Village is the best." I have been vacationing in Negril since 1979. I have stayed at ten different clubs and resorts. Boardwalk Village is by far the best when it comes to making guest feel at home. Not one single problem, our time at BV was the most relaxing and enjoyable time I have ever spent in Negril. The driver that met us at the airport, the BV staff, the rooms, the awesome food, the shops, location, everything I mentioned is what Jamaica is all about. We have already booked our reservations for 2016. Oh, and I should mention the Wallace's (owner/ operators) make sure you meet them, wonderful people, you'll be glad you did. Stayed December 2015, travelled with family
"Perfect destination wedding" We just returned from our amazingly perfect wedding at The Boardwalk Village. Our 30 friends/family had a great time. The rooms are beautiful, the food is delicious, and the staff is THE BEST! They became our family in one short week. We will be back for sure! Thank you to the Wallaces and the entire staff for a dream wedding/vacay. Stayed June 2015, travelled with family
"staff was incredibly friendly and helpful have been to Jamiaca multiple tiem including all inclusives. rooms spacious" This hotel offered simplicity, best staff and service, cleanliness, quaint, unlike the large all inclusives. Locally owned, and reasonably priced. Wish I was still there.. Food is excellent based on what you order, but the staff will never ignore a complaint. Stayed June 2015, travelled with friends


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EFF Files Massive Lawsuit Over NSA Surveillance: Gun Rights, Civil Liberties Groups, Religious Groups Team Up
from the one-to-watch dept
The First Amendment argument is basically that this is chilling these organizations' right to communicate anonymously:
Defendants have violated and are violating the First Amendment free speech and free association rights of Plaintiffs, their members, and their staffs, including the right to communicate anonymously, the right to associate privately, and the right to engage in political advocacy free from government interference.Of the three main arguments, this is the one that I think may be the weakest, and the easiest for the courts to dismiss -- but I hope I'm wrong. The Fourth Amendment claim is clearly the strongest:
By their acts alleged herein, Defendants have chilled and/or threaten to chill the legal associations and speech of Plaintiffs, their members, and their staffs, by among other things, compelling the disclosure of their political and other associations.
Plaintiffs have a reasonable expectation of privacy in their telephone communications, including in their telephone communications information.And then there's the Fifth Amendment argument, that we've been hearing a few people make recently:
By the acts alleged herein, Defendants have violated Plaintiffs' reasonable expectations of privacy and denied Plaintiffs their right to be free from unreasonable searches and seizures as guaranteed by the Fourth Amendment to the Constitution of the United States, including, but not limited to, obtaining per se unreasonable general warrants. Defendants have further violated Plaintiffs' rights by failing to apply to a court for, and for a court to issue, a warrant prior to any search and seizure as guaranteed by the Fourth Amendment.
Plaintiffs, their members, and their staffs have an informational privacy interest in their telephone communications information, which reveals sensitive information about their personal, political, and religious activities and which Plaintiffs do not ordinarily disclose to the public or the government. This privacy interest is protected by state and federal laws relating to privacy of communications records and the substantive and procedural right to due process guaranteed by the Fifth Amendment.As part of this 5th Amendment argument, they point out that secret FISA Court interpretations of the law would seem to violate basic due process as well.
Defendants through their Associational Tracking Program secretly collect, acquire, retain, search, and use the bulk telephone communications information of Plaintiffs, their members and their staff without providing notice to them, or process by which they could seek redress. Defendants provide no process adequate to protect their interests.
This legal interpretation of 50 U.S.C. § 1861 is not available to the general public, including Plaintiffs, their members and their staff, leaving them and all other persons uncertain about where a reasonable expectation of privacy from government intrusion begins and ends and specifically what conduct may subject them to electronic surveillance.As mentioned, there are a number of similar lawsuits, and I wouldn't be surprised to see some of them lumped together at some point, but this one should be an interesting one to follow.
This secret legal interpretation of 50 U.S.C. § 1861, together with provisions of the FISA statutory scheme that insulate legal interpretations from public disclosure and adversarial process, fails to establish minimal guidelines to govern law enforcement and/or intelligence collection.
The secret legal interpretation of 50 U.S.C. § 1861 used in the Associational Tracking Program and related surveillance progras causes section 1861 to be unconstitutionally vague in violation of the Fifth Amendment and the rule of law. The statute on its face gives no notice that it could be construed to authorize the bulk collection of telephone communications information for use in future investigations that do not yet exist.


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Mariah Carey pulled Nicki Minaj aside yesterday and convinced her ... feuding would not be good for the show, and they both needed to stop the antics they pulled during Sunday's auditions.
"American Idol" sources tell TMZ ... Mariah and others were ticked off Sunday that Nicki arrived 45 minutes late ... and that set the tone for the whole day. Although Nigel Lythgoe is saying everything was hunky dory Sunday, we know it wasn't. Mariah talked over Nicki, criticizing her critiques, and Nicki fired right back.
But on Monday, Mariah buttonholed Nicki and the 2 agreed ... a feud wouldn't be good for the show, so they buried the hatchet and walked down the hall smiling, hand-in-hand.
But here's the thing. We're thinking a feud is exactly what "A.I." needs.


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Cambrios' ClearOhm® silver nanowire coating material creates the industry's highest optical quality transparent conductive layers usingsingle crystals of silver nanowires.
- Percolated network of high aspect ratio silver nanowires.
- Highly conductive single crystal silver nanowires enable low resistance in coated films.
- Large open spaces lead to high transmission.
Cambrios is the leader in silver nanowire solutions.
Cambrios is the leader in silver nanowire solutions to enable the development of electronic devices with transparent conductors. Our proprietary nanostructured materials can be deposited using existing production equipment to achieve enhanced performance of display devices and components at lower manufacturing cost. ClearOhm®, our first product, is a directly patternable, wet-processable transparent conductive film made from silver nanowires that is poised to replace the industry standard sputtered indium tin oxide (ITO). Subsequent products will leverage this technology to produce other functional films for display and thin film applications for multiple consumer electronic device markets
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High transmission coupled with high conductivity enables many applications:
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- Solar cells


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Browse Our Resources
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Civil asset forfeiture allows the government to seize cash, cars, real estate, or other property suspected of being connected to criminal activity. In civil forfeiture actions the property itself, rather than an… Read More
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The war on drugs and mass criminalization deeply impact the LGBTQIA+ community, especially as LGBTQIA+ individuals are more vulnerable to problematic substance use. Trauma, discrimination, stigmatization, and living at… Read More
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Overview With less than 5 percent of the world's population but nearly 25 percent of its incarcerated population, the United States imprisons more people than any other nation in the world – largely due to the war on… Read More
DPA Podcast Episode 07: A Conversation With Jon Perri About People Who Received Clemency From President Obama
We pulled aside a handful of experts to talk with us during the Drug Policy Alliance's 2017 International Drug Policy Reform Conference in Atlanta last month. Jon Perri works at change.org and his new… Read More
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After Ballot Initiative 71 took effect in February of 2015, adult use, possession and sale of marijuana-related paraphernalia became legal in the District of Columbia. However, most other objects (testing kits, pipes,… Read More
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Teleconference: What Senator Jeff Sessions as Attorney General Would Mean for Criminal Justice Reform, Drug Policy Reform, and Civil and Human Rights
The Drug Policy Alliance held a national teleconference as part of their fight to put the brakes on Senator Jeff Sessions' nomination for Attorney General. Listen to the teleconference. Speakers: Jonathan Blanks,… Read More


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There's a notable scene in the 2009 film "Up in the Air" when George Clooney's character Ryan Bingham becomes obsessed with amassing 10 million frequent-flier miles. When Bingham makes his milestone flight, he receives a Champagne party and congratulations from the airline's chief pilot.
Real-life passengers have racked up more than 10 million miles on United and American Airlines, but all that might be changing.
A new study finds consumer loyalty to particular airlines and hotels is plunging and that companies need to up their game if they want to keep members interested. Just 8% of consumers said they were always loyal to the same hotel brand, and 14% said they were always loyal to the same airline.
Loyalty programs that promise miles and points to be exchanged for free flights or free hotel stays rank low when consumers make decisions about what airline to fly and what hotel to stay in. Value for the money far outweighs other factors.


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Platinum Supporter
LifeTime Supporter
- Jul 13, 2009
- 392
How do I test for copper only? My daughter has super blonde, almost white hair and the ends are turning green. We have been swimming consistently since March and this hair thing has evolved over time. Everything I've read points to copper. However, we filled our pool with pond water and then shocked the crap (literally) out of it. I have the TF-100 test kit but it looks like it mainly tests for Calcium Hardness. I just did that test and the number came to 120. We have a vinyl liner. I am confused because the directions say to add two drops of R-0012 if water contains copper. Don't know if I do, but I would love to find out if I even have copper.


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|Sign up! | Post a Journal | Ask a Question | Request a Lookup | Active | Newest | Unanswered | Assist | Locations
Join over 80,000 others who are connecting with their cousins and common researchers!
FamilyTreeCircles is easy and free.Join Us
I have been researching my family history for nearly a year now and have roughly a thousand names in my tree at the moment.
I am married to Dean and we have 9 kids between us!
I also breed staffordshire bull terriers in my spare time.


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An unnamed source aquired a video, which is worth watching; it was aired on a programme called Hard Copy in 1995 (but the video dates too november 1994).
It was filmed by tracking cameras, attached to ground based targeting radars; it has tracking data on the video, as well as a timestamp, giving acceleration and other details The video lasts 5 minutes.
Sources that discuss this video are:
(credit must go to hyper.net/ufo for the source of the information).


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Next Episode of Celebrity Ghost Stories is
Compelling, surprising and downright spooky, celebrities share their real-life personal encounters with the paranormal. From encounters with ghosts and angry spirits to haunted homes, unexplainable spells and magic, these descriptive, first person narratives from our favorite stars delivers a brand new way of experiencing the thrills and chills of the addictive world of the paranormal. (Source: biography channel)
Looks like something went completely wrong!
But don't worry - it can happen to the best of us,
- and it just happened to you.
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Saskia: Your first ride on JanMa's bike seat was a hit.
Félix: Staring up at the Japanese Maple leaves. You serene, dreamy little boy.
A portrait of my daughter, once a week, every week, as a two year old.
A portrait of my son, once a week, every week, from birth.


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Steve Matthews
Wednesday, 16 April 2014 10:45 AM
To hire 10 to 15 project coordinators this year, Sabre Commercial Inc. has boosted pay 10 percent and added a 401(k) retirement plan.
"It is an employee's market," said John Cyrier, co-founder and president of the 48-employee Austin, Texas-based builder. "We are definitely seeing a labor shortage in Austin and central Texas. I see it only getting worse."
Companies across the U.S. from Texas to Virginia and Nebraska are struggling to fill positions with metropolitan jobless rates below the 5.2 percent to 5.6 percent level the Federal Reserve regards as full employment nationally. Competition for workers is prompting businesses to raise wages, increase hours for current employees, add benefits and recruit from other regions.
"There are spot labor shortages" that probably will "broaden out over the next year as the job market steadily improves," said Mark Zandi, chief economist at Moody's Analytics Inc. in West Chester, Penn.
Unemployment in Austin-Round Rock-San Marcos was 4.8 percent in February, Labor Department figures show. Forty-nine, or 13 percent, of the 372 metro areas reported jobless rates below 5 percent that month, the most for February since 2008, two months after the start of the recession. The lowest was 2.8 percent in Houma-Bayou Cane-Thibodaux, Louisiana, because of offshore-oil exploration in the Gulf of Mexico.
Four years ago, during the worst of the labor-market slump, just two cities had rates below 5 percent.
Wage Pressure
"That says the economy is getting better in a lot of places," said David Wiczer, labor-market economist at the Federal Reserve Bank of St. Louis. While national unemployment is a closely watched indicator, "it is difficult to average things. This does have implication for wage pressure at the local level."
The Fed's Beige Book review of regional economic conditions has highlighted the pinch. Labor markets in the Minneapolis Fed district have tightened, with "strong demand for welders and health-care workers, such as certified nursing assistants," and earnings at "high levels in the oil-drilling areas of North Dakota and Montana," the Fed reported March 5. The next review is due today.
Compensation has risen about 2 percent nationally so far this year and probably will increase by 2.2 percent next year, 2.5 percent in two years and 3 percent by late 2016, Zandi estimates.
"The national economy will return to full employment one metro area at a time," he said.
Benchmark Rate
As incomes edge higher and labor markets tighten, the Fed may raise its benchmark interest rate more than policymakers have projected, said Joseph LaVorgna, chief U.S. economist at Deutsche Bank Securities in New York and the top unemployment forecaster for the past two years, according to data compiled by Bloomberg.
The FOMC has held its federal funds rate on overnight loans among banks near zero since December 2008 and has predicted the rate will be 1 percent at the end of 2015 and 2.25 percent at year-end 2016. LaVorgna estimates it will be 1.5 percent in December 2015 and 3.5 percent a year later.
Regional demand will have the greatest impact on paychecks for the lowest-wage jobs, such as fast-food, because people aren't likely to relocate for these positions, said Gary Burtless, an economist in Washington at the Brookings Institution who was previously at the U.S. Labor Department.
'Geographic Mismatch'
"Tightening local markets while the national market remains weak would reflect some geographic mismatch, in which demand is rising in some localities while the supply, unemployed workers, are concentrated elsewhere," said Harry Holzer, a professor of public policy at Georgetown University in Washington and former chief Labor Department economist.
While some people will move for good-paying careers over time, migration can be limited by poor information about opportunities, houses with mortgages more than the value of the properties and an aging population, Holzer said.
The number of positions waiting to be filled climbed by 299,000 to 4.17 million in February, the most since January 2008, the Labor Department reported April 8. The figure is among the job-market barometers Fed Chair Janet Yellen tracks.
In New Orleans, where unemployment is 4.2 percent, "we are getting killed on overtime," said Ti Martin, co-owner of Commander's Palace, SoBou and Café Adelaide, which employ a total of more than 350 people. "We are doubling up and working extra hours," and managers are filing in as cooks. The restaurants have a dozen or more openings, mainly for experienced chefs and servers, she said.
Needed Staff
Martin is leading an effort among proprietors to start a nonprofit culinary institute in the city to train needed kitchen staff.
In Omaha, with a 4.5 percent unemployment rate, the Greater Omaha Chamber is coordinating a program that will increase the number of internships to more than 300 this year from 135 in 2012 at employers including Mutual of Omaha Insurance Co., Union Pacific Corp. and ConAgra Foods Inc. Exposing young people to the city has been an "excellent recruitment tool," said Sarah A. Johnson, director of talent and workforce initiatives for the chamber.
A tight market "is literally our reality," said Omaha Steaks International Inc. spokeswoman Beth Weiss. The food seller hired more than 3,000 people for seasonal jobs during the holidays and uses cash bonuses and employee discounts to try to attract workers.
Five-Year Low
The jobless rate in the Washington metro area, which includes the Virginia cities of Alexandria and Arlington, was 5.1 percent in February, near a five-year low, which means some professional jobs have gone begging.
"The competition for people is really fierce right now," said Gar Muse, principal with Cooper Carry, an architectural firm that has increased staff to 50 in Alexandria from 40 in 2010 and plans to hire more. Cooper Carry boosted its advertising to seven print and online outlets this year from a single posting and uses social media to promote job openings.
The company also has had to work to keep existing staff. "We have lost a handful of people," Muse said. "They are constantly being approached and we have had to make some counteroffers."
Social-media sites are playing a bigger role in scouting talent. Some 77 percent of employers used networking websites to recruit potential job candidates last year, up from 56 percent in 2011, according to a 2013 study by the Society for Human Resource Management, an Alexandria-based trade group representing human-resource professionals.
Worsening Shortage
The labor shortage is expected to worsen in some regions. In Houston and the surrounding area, construction for the oil, gas and petrochemical industries on the Gulf Coast will require about 36,000 more workers in 2016 than in 2013, according to Industrial Info Resources Inc., a Houston-area based research company.
Even with hot labor markets in some cities, 29 metro areas still have unemployment rates of at least the October 2009 post-recession peak of 10 percent, including Atlantic City, N.J., and Fresno, Calif.
The national picture is "generally consistent with a slowly improving" job market that is "still far from complete health," said Rob Valletta, research adviser at the San Francisco Fed, whose work has been cited by Yellen.
Moreover, some economists believe the decline in joblessness, which was 6.7 percent in March and has fallen faster than Fed policymakers predicted, is sending a misleading signal about the health of the economy.
More Slack
"The labor market actually has a fair bit more slack than would be indicated by the national unemployment rate," said Jesse Rothstein, a former chief economist at the Labor Department who now teaches at the University of California at Berkeley. "If you believe that, then the same problem has to hold in local labor markets as well."
Employers in Austin say they don't see evidence of slack, such as discouraged workers waiting for more opportunities to start looking for jobs.
"There is a stronger economy and a lot of growth in the tech sector," said Jason Schenker, president of Prestige Economics LLC, an Austin-based economic research company. "Construction is booming. There is some migration of people for jobs, which has a multiplier effect creating more jobs."
The city was "relatively resilient" during the 18-month recession that ended in June 2009, in part because it is the state capital and home of the University of Texas, he said.
Talent War
"It is definitely a war for regional talent," said Sherri Manning, vice president at Q2 Holdings Inc., an Austin company with 446 people that provides technology for online and mobile banking.
Q2 Holdings, which hires 70 percent of its staff from Texas, provides cash bonuses to employees for referrals and holds recruiting events with pizza at pinball arcades. Last year, it started a 90-day training program to teach needed skills to people with a technical inclination, such as a math or science degree, though no formal experience. Those who do well are hired, Manning said.
Shortages exist in Austin for construction workers in trades including installing drywall and painting, Sabre Commercial's Cyrier said. His company, which began boosting wages in 2011, directly employs project coordinators, while contracting out most other tasks. Subcontracting costs have gone up 15 percent or more in the past three years, he said.
He has sought to create a more collegial environment to attract younger workers. One example: stressing more communication, including daily huddles among staff about project issues. Making sure the company is viewed as a good place to work is important because it receives a third fewer resumes than two years ago, he added.
"If we get a good resume, we have to make a decision really quick," he said. "We are always looking."
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Bilingual "Danger - Water Unsafe to Drink" warning sign alerts employees and visitors in English and Spanish
Bilingual "Danger - Water Unsafe to Drink" warning sign alerts English and Spanish-speaking employees and guests of hazards. Choose signs with both English and Spanish verbiage in any of the three high-quality materials below. Mix and match for quantity pricing. Sign measures 10"H x 14"W. Select material from the drop-down menus above. Adhesive Vinyl—Self-sticks to most flat, clean surfaces for indoor or short-term outdoor use. Flexible, 4-mil-thick vinyl has acrylic adhesive. Non-glare surface. Signs are UV for 2–4 yr. and have excellent moisture resistance. Effective in temperatures from –20° to 176°F. Polyethylene —Made from .055"-thick polyethylene with durability for inside or short-term outdoor use. Non-glare finish, with UV resistance for 1-3 years. Effective in temperatures from –90° to 168°F. Rounded corners have holes for easy mounting. Made from 50% recycled materials.Aluminum—Thicker, .040" aluminum gives you the strength of metal without rusting in outdoor environments. Protected by UV-resistant clear polyester for 5 yr. of UV resistance. Excellent chemical, abrasion and impact resistance. Effective in temperatures from –40° to 250°F. Rounded corners have holes for easy mounting. See all Safety and Hazard Warning Signs and Labels
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This is a family story. I get to tell it because I write a column, and I'm the big sister. If you want the other side, you'll have to read between the lines. Or wait for my sister's tell-all book. Heaven forbid.
Some years ago — I say six, she says four — my sister called to ask if she could sleep over. She had a home out East, but was teaching third grade in Hewlett. The commute was a killer. Of course we welcomed her in. After all, we have a four-bedroom house to ourselves since the kids abandoned us to their own selfish pursuits (careers and kids).
So Meryl came to stay over, and she stayed for four or six years, depending on whose memory you trust. Yesterday she moved out to her own nest in a nearby community. She said it was time, and we respect that, but it kinda has been really nice having a sister under the same roof.
She is four years younger and a widow for more than 20 years. As the older sister, I confess to feeling a need to take care of her. She might interpret that as being bossy; she once compared me to Kim Jong Il. Kim Jong Un would have been a kinder comparison, but OK, I can be a bit controlling because I worry about her. It was great having her here in Pyongyang West.
Many people have asked both of us how we can possibly get along in the same house. I suppose the biggest factor is my husband, her brother-in-law, whose welcoming arms are as big as his heart. He has known her since she was 12 and we were dating, and he used to pay her a quarter to get lost.
The other factor is, she and I don't chatter much or make much tumult around the house. Most mornings we both jump when I'm in the kitchen and she comes out of her room for coffee. We forget that the other is there.
We have a routine. I knock on her door, and she takes one look at my face and asks, "What's wrong?" I always tell her. That's why I knock on her door. That's why she seeks me out, on the porch or upstairs. This has happened countless times over the years, both ways, talking about our parents or commiserating over issues at work or with friends. We share moments of joy: a kid gets married or lands a great job or has a baby; a medical report gives an all-clear; she retires; a dormant lilac bush blossoms.
"After weaving ties for all these years, the thread is broken," I say.


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Peter D. Stahl Earns UW Faculty Award for Internationalization
Peter D. Stahl learned the value of international relations from his grandfather, a Spaniard who worked his way to the New World by rolling cigars in Havana in exchange for a ticket.
Stahl, a professor of soil ecology and director of the Wyoming Restoration and Reclamation Center, has earned the University of Wyoming's 2012 Faculty Award for Internationalization. The award was established in 2001 by the UW International Board of Advisers to recognize excellence in promoting international activities at UW.
Putting this knowledge into action has been a hallmark of Stahl's career, as he has pursued research that has had real-world consequences for people across Wyoming and the globe, and expanded opportunities for Wyoming students to study abroad.
Through his research to improve technologies for land reclamation and ecosystem restoration in sagebrush steppe ecosystems, Stahl has developed collaborative relationships with colleagues worldwide.
Working with colleagues from the Czech Republic, he has examined recovery of soil organisms on reclaimed surface coal mines in Wyoming, Canada, Australia, Germany and the Czech Republic. He has developed, with colleagues from UW and Peabody Energy, an international exchange program to train students from Mongolia and Wyoming in the latest technologies and management practices in reclamation and restoration. Stahl and other UW scientists are developing a program on international watershed hydrology and ecosystem restoration science with faculty from Universidad del Valle de Guatemala.
Anne Alexander, director of International Programs at UW, says Stahl's most outstanding international work is a collaborative partnership he has developed with Tribhuvan University in Kathmandu, Nepal. She says the partnership began as a memorandum of understanding that has grown into a model program of international cooperation.
"Through this program, the number of Nepalese students at UW has grown to the second-largest international student population on campus," Alexander says. "The research that Dr. Stahl has coordinated with his colleagues in Kathmandu has led to several major publications, visiting scholar exchanges and results that will improve reclamation practices across several continents, including in two similarly situated mountain regions, Nepal and Wyoming."
Stahl's scientific contributions in soil microbiology and restoration are rivaled only by the major impact he has had on internationalization at UW. His colleagues in the United States and abroad praise him both as a first-rate scientist and a true diplomat and ambassador of Wyoming.
"He serves as a role model for UW faculty, staff and students in his pursuit of solutions to common global problems," Alexander says.
Stahl joined the UW faculty in 2000. He received a B.S. (1978) in agriculture from Oklahoma State University, and M.S. (1982) and Ph.D. (1989) degrees in botany from UW.


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NEW CASTLE, WASHINGTON -- SunTrust Bank has the worst customer service. They are very unknowledgeable and don't know what they are doing. My account was closed but I still get mail about account information to my old address where my letters are probably being opened and information is not confidential. I called and asked multiple times to delete my old address but they said that they cannot do it. Major Privacy concern with SunTrust Bank.
FLORIDA -- I have three accounts and a mortgage with Suntrust. The amount of money they have in my accounts is well into the 5 figures AND they earn interest on my mortgage. The bank makes it extremely difficult to pay your mortgage off early and even though I have so much money in their bank they continually charge me a monthly analysis fee. If they do this to a million customers around the country they are making a killing. The customer service providers are not helpful. I can't wait to switch banks.
GREER, SOUTH CAROLINA -- My husband agreed to a 3 day trial with a company he came across on the internet. He start the trial on Friday and by Sunday morning he had gone in and canceled the membership. The first amount for the trial period was only $4.47 and we had more than that in the bank. He made this transaction via phone because he had put his # in wrong and they asked him to call them.
The next thing we knew they had posted 2 more charges to his account via internet. Needless to say it put us in overdraft. When I contacted the bank and talked to the Asst. Bank Manager, he said that you should not give your bank card info over the internet. Ha. Yeah a joke since most people now days do almost all shopping via internet. He then said we needed to cancel the card. Which he did. My husband contacted the fraud department and was told that he should not have canceled the card but looked into the charges himself.
But even though the card was canceled, I was doing war with this company who had a person answer the phone when my husband called, had an answering machine answer the 15 times I called and did not call me back. I then went to the internet and bombed them with emails. Guess what, they refunded the money to an account that they only had the bank card number to that was canceled. Secure banking huh. When I called the bank and asked how they could possibly refund money to a card that no longer had access to I was told that they did not know.
I also have our rent set on bill pay. Guess what, it was not paid this month. I called and was told that it was not set up for a monthly payment. The woman proceeded to start telling how to go into my account and do this, I cut her short and told her to look at the account a little better since I had used bill pay before. I told her I did not have to have a lesson to be able to do this and that I know that I set it up for monthly payment. Of course in their eyes, they are right and the customer is STUPID. I asked for the number for the complaints department and she said they did not have one, but she would be glad to take my complaint and have them call me back.
What, double talking? She takes my complaint, sends it to the COMPLAINT department and they call me back. Go figure. Needless to say we had a huge overdraft which we were told we would be credited for. Maybe by the year 2030. And that our rent was not paid and we have to pay $25.00 late fee plus $5.00 a day after the 10th of the month. So I am on the phone with Wachovia right now and switching banks.
SunTrust has to be the worst bank ever! I made the mistake of switching to SunTrust after Bank Of America started feeing their customers to death. As it turns out, SunTrust is even more unscrupulous than BOA between all their fees, unethical banking practices and absolutely horrible customer service, or should I say lack thereof. They messed my account up numerous times, due to employee errors, and every time had to fight with them to get things fixed.
This last time around they messed it up so bad that all my money was gone and eaten up in numerous overdraft fees for a transaction I did not even make! Two branch employees actually had the nerve to yell at me and treat me like a three year old after hassling with them over this situation for three weeks! They even had the nerve to say "the bank does not make mistakes". Yeah, right. Those same two employees were overheard by my friend that was with me discussing a situation where a deposit had been posted wrong and one of them asked the other if he should call the customer to let them know.
The other employee told him "No, just go ahead and process it". Is that the kind of bank you would trust with YOUR money? I have since filed a formal complaint against the branch and hope both of those employees get fired. It has taken a total of three weeks, numerous calls and representatives from the 800 customer service number to straighten things out so I could close the account. By that point, I had already made up my mind that SunTrust was not a bank to be trusted. Hmmmm, maybe they should change their name to SunMistrust. Definitely would be much more befitting.
After that nightmare, I chose to take my business elsewhere. The representative at the new bank I went to told me he heard stories like that almost daily from customers who left SunTrust due to unethical practices and beyond bad customer service. My suggestion is if you have an account there, leave immediately! If you are considering them for your bank, don't do it!
My mortgage had gone into foreclosure and I paid the lawyers fees and the money to bring the mortgage current, which totaled over $8,000. During this whole process SunTrust had been sending the payments I was still making back to me in checks. One of these checks got lost somewhere in the mail so I called SUNTRUST COLLECTIONS DEPT. to have this check investigated and sent back to me. After the normal Lingo of confirming my identity I was told "OK sir, I show your account is past due $951.00. When will you be paying this sir?"
My answer - "Um I'm not sure if you realize but I'm no longer in foreclosure and I realize I owe this month's payment (it's the 5th day of the month). The reason I'm calling is to have a check investigated and sent back to me." His answer - "Sir we will get to that in a moment. When do you plan on paying the $951.00?" My answer - "Why are you asking about my monthly payment? I'm not in foreclosure. I just need to ask you questions about this check..." His answer - "I'm asking YOU a question. When are you going to pay the $951.00?" My Answer - "Uhhh what are we talking about again?" His answer - "What are we talking about sir?"
Finally after the testosterone battle he listens to what I have to say and he gets the request put in (Or so I hope). Let me also note I have been going in circles for months about this missing check and I finally got to the point I had to call my bank and have them look up the check numbers and dates so I could tell SunTrust which of THEIR checks have been cashed. Why is it that NO ONE at SunTrust seems to know what's going on? They are not able to see which of THEIR checks have been cashed unless I give them a specific date of a check to "research" which takes days if not weeks.
The last complaint I have is with the collections department jumping down my neck about my normal monthly payment. The collections department is so ready to argue with people that they are completely blind to the whole reason I'm calling. This was not the only time I have been treated like this when dealing with the collections department. Everyone in that department seems ready to battle it out with the customer before ever even asking why they are calling.
MEMPHIS, TENNESSEE -- I was convinced by a SunTrust employee to move my personal and business accounts to SunTrust. 2 months after I moved them I got a letter from them saying my 'free account' would now be 10.00 per month. I then contacted the branch manager and she assured me she would waive the fees. 6 months later I got my statements and the fee appeared again. I contact the branch and the new manager said they would not honor the letter and the employee who wrote it didn't have the authority to do so. This employee was a MANAGER. He started arguing with me and them told me to find another bank.
I asked to speak to the area manager and was given her phone number. She told me she didn't have time to talk to me and would call me back. 3 days later she calls and then said they wouldn't honor the agreement the previous manager had given me even though it was written on SunTrust letterhead and signed. We are a small non profit and simply cannot afford to lose that money each month for fees.
The next day I was reviewing my personal account and noticed where there was a statement print fee. I hadn't requested this and called to find out who did this. Apparently it was a former employee of mine who did this for no apparent reason except for being nosy or maybe to commit identity theft. Who knows. I asked for them to file a report with their security department. They refused to do so. I then sent emails to every executive officer in Virginia. The executive secretary emailed me and said she would check into this. Almost two weeks later, everyone refuses to respond to my questions or concerns.
I am at my wits' ends and feel like I am against a brick wall. People from the executive staff all the way down do not care about their customers and I haven't gotten nothing from them. I have filed complaints with the BBB and the bank regulatory commissions but have yet to get anything from SunTrust.
I had received a series of mail messages from SunTrust with regards to the flood policy for my Condo Unit. Upon receipt of the very first message, I contacted the Insurance carrier for the association BB&T to send the appropriate information. I called Sun Trust, and an agent called my Insurance company with me on hold. The agents spoke, and the SunTrust representative told me that she would personally follow up with the insurance agent to be sure that the information was acquired.
A month of so later, I received another letter that there was insufficient information with regards to this policy. I then called the insurance agent and the insurance agent called and spoke with a representative at SunTrust, and they reached an understanding of what documents were to be sent. I then received another letter that said due to my non-responsiveness - SunTrust went ahead and purchased a flood insurance policy on my behalf. They took the money out of my escrow account - delaying payment of my taxes, and then proceeded to bill me for the shortage in my monthly mortgage statement (that apparently they can adjust without my consent).
What is so appalling about this entire situation is that SunTrust had on record that I had a flood insurance policy and that they had misread the policy thinking that the building number was not on there when it was. They should have seen the numerous call ins that I placed to both the customer service and the insurance department and postponed purchasing the flood insurance. I think they were getting a kickback somewhere along the lines with the writing of those policies.
When I finally got the two parties together and the correct information was acknowledged - it took 15 days to cancel the policy. It took a considerable amount of effort on my behalf to get this straightened out. I have been waiting for the escrow department to analyze my account to issue me my refund... They take their dear sweet time because they have my money earning INTEREST! To boot, almost every representative I spoke with was RUDE and indifferent to my situation.
I had several personnel in the insurance department make rude remarks and behave very inappropriately. This has disgusted me, and it is not the first time it happens. SunTrust Mortgage's Insurance dept is inept, and they send these flood insurance letters each and every year. PATHETIC excuse for a company.
My mortgage was sold to them immediately after we bought 4 1/2 years ago and I have not had a single decent experience with them since. Everything from a simple bill payment to trying to refinance has cost me countless hours on the phone (mostly on hold), money, and frustration.
Initially we had 2 mortgages through them and just trying to make monthly payments was a nightmare. Almost every month they applied payments to the wrong account resulting in either under or over payments which they would mail back to me. I would have to wait for the check to clear, redeposit it and resubmit payment. They would then charge late fees and sometimes I would have to make double payments just to avoid credit issues. This took countless hours on the phone every month to straighten out for almost a year until they finally sold the 2nd mortgage.
I am also eligible to receive an APR reduction under the Soldiers and Sailors Act because I am currently on active duty orders for deployment. It took over 6 months and countless phone calls for them to finally adjust my rate and payments. After which instead of reimbursing the overpayments I made each month just so I wouldn't default, they applied it to the loan without my consent.
Currently I am trying to refinance under the HARP program, which SunTrust advertises widely, but have been given more than the runaround. The "system" conveniently transfers me to the wrong department or disconnects my call. I have not received a single return phone call after leaving numerous messages for loan officers. One actually told me that I couldn't apply for HARP until I contacted the second mortgage lender and received a verbal subordination agreement, which is the responsibility of the first mortgage lender to request in writing only with my consent.
I spoke to a "supervisor" who stated that it was not SunTrust's responsibility to disclose information regarding government loan programs and that it was up to the media to distribute the information and the consumer to ask about it. He stated that my lender should discuss these programs with me, at which point I re-stated that SunTrust is my lender. The latest and most rude experience so far.
I was placed on hold several times mid-sentence, told that I needed to be denied modification before I could apply for HARP (which is completely untrue), and was abruptly transferred to an unknown department where I stayed on hold for almost 20 minutes before hanging up.
Consistently, I have been misdirected on every call, been given misinformation by customer service representatives and loan officers who clearly do not have knowledge of the products they sell, dealt with rude employees and after weeks of calling every still have not even been able to apply for the refinance, never mind get approved!! If you have an option don't do business with SunTrust!!!!! I've been trying to get away from them for 4 years!
I started banking with First American Bank, which was bought out by Crestar and then purchased by SunTrust. Consequently, I have had over a twenty year relationship with this bank, and until March 2010, a very uneventful one. We use SunTrust online banking on a regular basis. In March 2010, I discovered that $3000 had been stolen from my SunTrust Checking Account. I notified the Fraud Department of SunTrust, filed a police report, filed an affidavit with the bank, and closed all the compromised accounts, including my SunTrust Check card ending in No. 8179.
SunTrust processed my case in an excellent manner, and within a few days the $3000 had been refunded to my account. I opened all new bank accounts, and received a new SunTrust Check Card a few weeks later. It appeared that my computer had been hacked, or I had acquired a virus that I could not remove. So, to prevent further incidents, I purchased a new computer, with a special spyware program, as well as Norton 360 antivirus.
I ran the spyware program before going online to do my banking, and ran the Norton 360 when I closed all internet connections. I tried to do anything that I could to prevent another cyber crime from happening.
Everything was fine until I received a voice message from the SunTrust fraud department on July 24, 2010, asking me about a Pizza Hut UK LTD purchase in the amount of $61.13. I, of course did not authorize a Pizza Hut purchase in Great Britain. So, once again I began the fraud case paperwork, police report, etc... However, since we had made a personal contact with our local SunTrust branch from the first fraud case, I contacted the representative who had worked with us in March. She was very helpful with emailing me the necessary documents for the new fraud case.
The problems began when I discovered that the Pizza Hut UK LTD $61.13 purchase had been made with the compromised SunTrust Check Card ending in No. **. I had destroyed the compromised SunTrust Check in March 2010, and had requested that the account be closed along with our other compromised accounts. I also wondered how this closed Check Card, ending in No. **, could be linked to my new checking account since the one that it had been linked to in March had been closed.
Any purchases made with the SunTrust Check Card No. **, should have been declined. That is when I began to realize that for the past four months, due to the mishandling of my March, 2010 fraud case, I was open to being easy prey for the cyber criminals out there. I have closed all my personal bank accounts with SunTrust, as I do not feel that SunTrust can keep my money safe. I now Distrust SunTrust.
This is my advice to anyone who would like to open their first account, whether it be checking or a savings account. SunTrust steals and lies. I have been with this bank for a while and you would think I would have learned my lesson by now. I have so many bad experiences with this bank, that it is ridiculous. However, after I complained so much, they made apologies and tried to resolve and or fix the issues, which had kept me with them a little while longer.
This Bank has bad business practices and makes their money off the little guy by stealing money from them with overdraft fees. They have their systems set and or rigged to trick account holders to collect outrageous fees with them.. I have had experiences where I have had fake drafts on my account made so my account would go into overdraft.. This made me so furious because they knew what they were doing and tried to play off my intelligence like someone must have taken my card or compromised my information.. That was total BS.
I monitored my accounts carefully and I take account of everything I purchase with my check card.. After so many complaints they reversed the overdraft fees, but this happened on so many occasions. This bank sucks horribly. I would not advise anyone as I mentioned before to bank with these guys.. They have lawsuits filed against them and so many complaints about the same thing.. They have collectively stolen so much money from people. I know for a fact for sure that they make the majority of revenue from overdraft fees because I used to work for that sorry institution, and that was the (first) thing they told us in orientation is that how they make their money.
Needless to say my relationship with this bank has finally ended. THEY WILL NOT STEAL ANYMORE MONEY FROM ME. I want everyone to know about how horrible they are so they will not take advantage of more people. From this point forward I will be ever so vigilant with protesting about how horrible they are and how they lie and steal from people...


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Q. What types of information or services does Health InfoNet not provide?
As a library-based service, the Health InfoNet partners remind users that the librarians are unable to provide advice or interpretation of medical information regarding personal health situations. While we gladly provide general health information regarding a specific issue, you should not expect the in-house library collections or the web site to serve as a substitute for healthcare professionals' advice or care.
Reminder: Check with your doctor or other healthcare provider before acting on any health information obtained by Health InfoNet or any other web site or service. Only a licensed health practitioner who has a complete medical history of an individual can advise that person in health decisions. Please do not mistake the information provided by Health InfoNet of Alabama for specific health advice--these resources are for general information only.


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Jan. 28, 2009
Courtesy WPI Sports Information
WORCESTER, Mass. - Jeffrey Robinson came off the bench to net a team-high 17 points to help propel host WPI to a 68-55 victory over MIT in a battle of teams with undefeated NEWMAC records on Wednesday evening. With its seventh straight win, WPI improves to 15-3 overall and 6-0 atop the NEWMAC. MIT slips to 13-5 on the season and 5-1 in conference play.
Jerome Kirkland and Bennett Lessard each added 12 for the hosts. Lessard was an important cog in WPI's effort on this night, especially in the first half, as his three consecutive buckets helped turn an early one-point deficit into a five-point lead. Lessard's 12 points were a career-high, and he hauled in a game-high nine rebounds for WPI.
From the opening tip, both teams had difficulty scoring, as it took almost three minutes for the first points of the game. MIT started the game with a 12-2 run over the opening seven minutes and held WPI to 0-for-7 shooting from the floor with seven turnovers. The Crimson and Gray responded however, as a putback by Lessard put the finishing touches on a 17-2 WPI run that gave the home-standing Engineers a 19-14 advantage with 8:30 to go before the break.
MIT went on a spurt late in the half, scoring eight straight thanks to consecutive threes from Billy Johnson and Jamie Karraker. Following a made WPI free-throw, Kirkland answered with a three-pointer of his own to help WPI regain the lead at 30-27. The Worcester Engineers would not trail again in the game, taking a 37-30 lead into the break.
WPI continued to lead throughout the second half, pushing the advantage to double digits as MIT leading scorer Jimmy Bartolotta battled foul trouble throughout the game. Bartolotta, a consensus preseason All-American, dropped in 17, the first time he has been held below the 20-point mark this season. The senior also filled the stat columns with six boards and four assists. Johnson drained four trifectas en route to a game-high 20 points and team-best seven rebounds for the visitors. Karraker chipped in with 11 points.
The hosts received contributions from up and down the bench, as all nine players that appeared in the game dented the scoring column. The WPI reserves outscored their MIT counterparts 33-2 for the game. WPI also received an inspired effort from senior point guard Adam Lirette, who collected a game-high nine assists on the night.


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Lawry's The Prime Rib, a Dallas landmark since 1982, is a place of classic elegance and luxurious comfort. Our award-winning restaurant is the perfect location for weddings, receptions and rehearsal dinners of all sizes, providing professional service and award-winning food.
Choose a menu featuring our famous Roasted Prime Ribs of Beef, hand-carved and served tableside from gleaming silver carts or a cocktail reception with an array of delicious hors d'oeuvres. We also offer a selection of specially designed menus for any service style or our award-winning Executive Chef, Jeremy Kalcic, will assist you in creating a customized menu.
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Contact Lawry's The Prime Rib today.
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Dark woods, glass, vintage artwork and inviting booths accent this versatile private room. It features flexible seating for groups up to 100 guests.
Up to 50 guests can enjoy a view of our world-class wine cellar in this intimate, private setting.
This handsome and spacious room can accommodate up to 150 guests. The booths around the perimeter are especially popular.


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It is a well-known and almost over-documented fact that, for the first time in years, Arsenal have money to spend this summer. And spend they should if they're to challenge for top honours next season, but Arsene Wenger also needs to keep his wits about him.
Stevan Jovetic has been widely reported as Arsenal's main target this summer and I am excited at the prospect of seeing the 23-year-old plying his trade at the Emirates Stadium. However, Fiorentina are clearly taking a chance for asking £30m for their striker.
There is no doubt that he's a good player: he dribbles well, is a good playmaker and can score goals, but he's certainly not better than any of Arsenal's current options in attack - and most definitely not better than Robin van Persie, who Arsenal let go for £24m.
Jovetic scored 13 goals in 31 Serie A appearances this season – not a statistic you would expect of a £30m-rated striker.
Although the lack of goals might not reflect the Montenegro international's season accurately, it is goals that Arsenal need. The Emirates outfit already have a host of playmakers and will probably acquire another before the 2013/14 season kicks off.
What they need is a targetman and a goal machine that can guarantee goals, and Jovetic doesn't quite fit the bill – and certainly not at £30m.
Both Olivier Giroud and Theo Walcott have more impressive overall stats than Jovetic this season, and that's in a league that can be argued is slightly tougher than the Serie A.
While Jovetic scored a goal every 223 minutes in 2012/13, Walcott scored every 148 minutes, Giroud every 158 minutes, and Lukas Podolski every 180 minutes.
And while it might work well to play Jovetic and Giroud together at the front or even with Jovetic as a deep-lying forward providing for Giroud, that shouldn't come with a price tag of over £20m.
Thankfully, Wenger wasn't born yesterday and his valuation of the player at £20m is much more accurate than Fiorentina's ridiculous asking price - and Wenger's refusal to pay the £30m should be met with support by Arsenal fans, not criticism.
Wenger has tremendous pressure on him to perform in the transfer market this summer but the Frenchman shouldn't spend for spending's sake.
If Fiorentina refuse to lower their price for the forward, Le Professeur should look elsewhere. And fortunately he already has. At a reported £19m, Real Madrid's Gonzalo Higuain is a much more viable option in attack.
Although older than Jovetic, he is a more proven goalscorer and has much more experience in a more demanding league - and with 17 goals from 28 starts his stats last season trumps that of Jovetic's.
Aston Villa's Christian Benteke will also be a good option. The Belgian has proved his worth in the Premier League this season, gaining valuable English football experience – something that Jovetic will inevitably take time to get used to. Benteke would also come at a much lower price.
Write for GiveMeSport! Sign-up to the GMS Writing Academy here: https://bit.ly/12evFlH
DISCLAIMER: This article has been written by a member of the GiveMeSport Writing Academy and does not represent the views of GiveMeSport.com or SportsNewMedia. The views and opinions expressed are solely that of the author credited at the top of this article. GiveMeSport.com and SportsNewMedia do not take any responsibility for the content of its contributors.


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All the high performance, environmentally friendly NiMH rechargeable batteries you see on the BatteryLogic website can directly replace any 'throwaway' batteries you are currently buying from supermarkets and high street stores. We stock a range of the popular rechargeable battery sizes, AA, AAA, C, D and PP3. The big difference here is that rechargeable batteries can be used again and again and who wouldn't want to be saving money every time they recharged their batteries?. The added bonus is that not only are you saving a small fortune by using rechargeable batteries, you are also doing more than you'd imagine to help the environment.
Our best selling battery charger is the Technoline BL-700
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Belk & Co.
10k Yellow Gold Infinity Forever Necklace
Details https://www.belk.com/p/belk-co.-10k-yellow-gold-infinity-forever-necklace/5400406P912844EVER10.html
Additional Information
This 10k yellow gold necklace features an infinity symbol with "FOREVER" in bold font and measures 24.50-mm. in length and 6.90-mm. in width on an 18-in. chain.
- Clean with a soft bristle brush and warm soapy water. Use gold polishing cloth on gold items.
- Imported
Shipping Details
Shipping Details
This item ships directly from the vendor, usually within 4 business days. Shipping Details
Due to shipping weight restrictions, this item cannot be shipped to a PO Box.
Delivery of this item requires a signature.
Return Details
Returns are easy at belk.com. Easy returns


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If The Book Were Invented Today, Would It Be Revolutionary?
from the change-of-perspective dept
Let's say the world has only e-books, then someone introduces this technology called 'paper.' It's cheap, portable, lasts essentially forever, and requires no batteries. You can't write over it once it's been written on, but you buy more very cheaply. Wouldn't that technology come to dominate the market?Thinking about it that way, it's really not that surprising that e-books have yet to take off, despite all of the hype surrounding them. If you didn't know which one came first, paper might look revolutionary and disruptive. Similar tests could probably be constructed for other next big things, like videophones or even alternative fuels ("Imagine a world where we recharge our cars and only get 6 hours of drive time, and then someone invents petroleum-based gasoline..."). This kind of test isn't meant to answer these questions, or end all discussions, but it's worthy to think about when evaluating the prospects of a new technology.


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This post is our MID-CHALLENGE post
Our challenge is hosted by CHARLENE and the theme is ...
"Use DIES or PUNCHES"
The challenge runs from 20 February - 4 March 2014.
Hi all, Charlene here and I'm so glad that you could join us today for another challenge here at Digistamps4Joy. It's my turn to host a challenge and so I picked Die and/or Punches. That's right, we just want to see some die cuts or punches on your creation. We look forward to seeing your creations. Remember to link your projects up in the linky below.
We would love you to use a DS4J image, but any stamped or digi image will be OK ..... you will get an extra chance if you do use a Digistamps4Joy image
Don't forget you must use a digital stamp or rubber stamp!And now, for some more inspiration from the talented DS4J Design Team "B"
ASMAH (image = ("Owl always love you")
AUDREY (image = "Stormie")
aNNie (image = "Sewing time")
BERNI (image = "Poppies")
JACKIE (image = "Malawi lady with baby")
JULIE ODIL (image = "Cosmos")
JULIE ANN (image = "Love you forever")
MARGARET (image = "Cosmos corsage")
TONNIE (image = "Swan in reed" + "Mom and cygnets")
URSULA (image = "Butterfly oval")
Enter your paper projects (maximum 3 entries per person, each from a separate blog post) in Mr Linky HERE, and let us all share in your wonderful creations! The randomly drawn winner will win THREE images of your choice from the store, and 2 runners up 1 image each.
Of course, if you use a Digistamps4Joy image, you could win the big prize of $10 of images, and could be chosen as our Guest Designer!
Please remember to link your POST and not your blog.
Also, you must create a link on your blog back to this challenge post!
(The challenge rules are HERE)
Are you looking for LINKY for our CURRENT CHALLENGE? Click ..... HERE.
A special request
As this is a child-friendly blog, we will appreciate it if you do not post scary or demonic entries.


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Dow Breaks 15000
Dow closes above 15000 in another landmark on the market's record run. Matt Jarzemsky joins The News Hub with a look back at the day in the markets. Photo: Getty Images.
This transcript has been automatically generated and may not be 100% accurate.
... the ... sun for a quick look at a mock its ... on the day as the Dow closing over fifteen thousand for the first time have a up ... close to ninety points us extensive open stance ... we took the tech heavy Nasdaq up as well ... for the four hundred or modest and the SNP five hundred sixteen hundred twenty six up awful to send much SNC joins us on the site Darden's Newswires explain what's going on ... met fifteen thousands ... closed above that we trusted before but ... never close the stock yesterday so yet earlier this week we forgot about intraday him traders on the floor at the fifteen thousand tents and stuff but ... this is the note an all-time high the first close above fifteen thousand ... stocks just can't seem to lose the CIA ... now we've we've we also noted that some legal some interesting shoes State behavior right um that mobile was that I found this fascinating yes this is the seventeenth Tuesday in a row of with the Dow as ... has been a green thumb ... you know I ... I think is is is more of a coincidental like kind of statistical fact laden with anything ... honestly it doesn't ... get sleep is remarkable ... you straight seventeen euro some recently this just gets ... more and more bread ... we didn't have any major thinks is a good today right ... right so it was a light day for ... for trading volume for economic changes ... aam but it just the backdrop here is that central banks around the world that the ... pre ... accommodative torte stop ... loss of money will be taken writes of the new investors this year have had started ... in returning to the U S stock market putting money in a neutral funds focused on U S stocks and so ... and you know earnings season was kind of not great but maybe you don't get enough not to ... get people really worked up about it says is back to its use of the stock market mind amid the greatest place but every are all sick just what's right yet mean these is like a lot of bond investors don't they look out and see a lot of potential for future ... returns because bond prices has run up so much for the last couple decades really and ... in a U S stocks can assist with a few places to go especially with ... newcomers are paying with high dividends now they're buying back shares said even if he needs yields innocent people find that the stock market ... content from some of the will look at the SB five hundred ... ha about it is making on an all-time high that another record high for the SNP five hundred ... along with a record closing high for the Titans industrial average thank you very much deals and to really appreciate it some more great monkey coverage at ... home the will Street gentle so don't forget to check that now


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moringlane on Family Tree Circles
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Looking for descendants of George Washington Huntoon
My name is Leanne and I have been researching my family history for many years now. One of my favorite lines to research is the Huntoon family who settled in Evanston, Illinois in the mid 1840's. I have a website dedicated to this amazing family and I am trying to locate as many of the descendants as I can.
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