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Maximize your visibility with this amazing taillight. The Super Flash aims 2 extreme LEDs plus a half-watt Blaze LED for light that can be seen for up to 1 mile! The ultra-compact case is weatherproof, light and durable. And, the Super Flash includes a bike mount and clip mount for multiple… [more]
Serfas' Thunderbolt Headlight delivers 90 lumens in an extremely versatile, USB-rechargeable package. Attach the water-resistant silicone body nearly anywhere on your bike, and use the high, low, or two flash modes to make sure cars, cyclists and pedestrians can see you at night. At just 50 grams,… [more]
Serfas' Thunderbolt Taillight delivers 35 lumens in an extremely versatile, USB-rechargeable package. Attach the water-resistant silicone body nearly anywhere on your bike, and use the high, low, or two flash modes to make sure cars or cyclists can see you when approaching from behind after dark.… [more]
Be safe out there with Serfas' TL-STN Seat Stay Taillight. This water-resistant safety beacon will get you noticed out on the road with a large, super-bright 1/2-watt red LED flanked by 6 brilliant smaller LEDs. Plus, the weatherproof silicone body stretches to easily mount to any tube on your… [more]
Portland Design Works' Danger Zone Taillight will enhance your visibility like the beacon on a jetfighter with two 1/2-watt LEDs. It boasts three modes and includes seatpost, seatstay,. and backpack mounts, too. - ?Two 0.5 watt red LEDs by Nichia Brand - Three modes: zZz, a-HA!, and Rock Steady -… [more]
Planet Bike's futuristic Spok Headlight is soon to become your favorite commuting companion. Don't let its size fool you—this little guy's got a big beam. The super-bright Nichia eXtreme LED provides major light, so not only are you sure to see everything, but everyone's sure to see you. Plus, the… [more]
Serfas' TL-200 LED is an amazing taillight. It's super bright thanks to its twin-beam 1-watt LEDs that will keep you riding safe no matter how dark it gets. It features steady, flashing and rolling modes with up to 80 hours of run time from the two included AAA batteries. [more]
Key features: - Be seen with a broad, powerful beam and balanced optics designed for city riding - Includes Ion 100R, Flare R City, two quick connect brackets, and a micro USB charging cable - Bontrager Daytime Running Lights feature flash, focus, and range to be seen during the day - USB… [more]
Get on everyone's radar All-day, everyday visibility. Flare 3 is powered by two ultra-bright 1/2 watt red LEDs surrounded by two standard LEDs that provide over 30 hours of run time and over a kilometer of visibility on only two AAA batteries. Batteries included—when else does that ever happen? -… [more]
Welcome to the future The Transmitr Remote wirelessly controls up to seven Transmitr ready devices. It easily attaches to any bike's handlebars for convenient on the bar control of all Transmitr lights. The ANT+ enabled Transmitr remote is compatible with all Transmitr products and allows for… [more]
Thoughtfully designed with daily commuters in mind and powerful enough to satisfy the needs of singletrack addicts, Light & Motion's Urban 350 Headlight covers all the bases. Featuring: • 350 Lumen output certified to the FL-1 Standard • Engineered with top of the line CREE LED and enhanced… [more]
Make sure you have excellent rear visibility at night with the Blinky 3. This sweet taillight aims 3 bright LEDs directionally to provide visibility from up to a mile away. Its soft-touch power switch accesses flashing or steady modes for up to 100 hours of run time on the 2 AAA batteries… [more]
Stand out at night! The Blinky 3H combines 3 bright LEDs with a parabolic reflector for up to a mile of visibility. And, its self-leveling helmet mount ensures optimum visibility as you ride. It also includes seatpost and seatstay mounts. The Blinky 3H has steady and flashing modes and runs for up… [more]
Planet Bike's BRT Strap is a small item that provides big visibility. This versatile LED safety band can be used as an arm band, pants keeper, dog collar and anything else you can think of. An included lithium battery provides over 200 hours of run time in either flashing or steady mode. [more]
Planet Bike's Beamer 1 & Blinky 3 Light Set will keep you safe when it's dark. For excellent visibility the Beamer headlight provides a focused LED beam and the Blinky taillight boasts 3 red LEDs. There are also quick-release mounts for easy on/off. [more]
Light & Motion's Urban 500 lights up your daily commute. It's light, bright, and rugged for urban and off-road adventures alike. Featuring: • 500 Lumen output certified to the FL-1 Standard. • Engineered with top of the line CREE LED and enhanced firmware. • It is the only light in its class with… [more]
Make every ride safer with the first tail light designed for daylight visibility. Flare R's balanced optics set off with a powerful CREE LED can be seen from over 2km day or night. 65 Lumens and 270 degrees of visibility help make you the biggest distraction on the road. The Flare R's powerful CREE… [more]
Light up the night with Planet Bike's Beamer 5 Headlight. Five super-bright white LEDs offer great visibility. And, the soft-touch switch makes it easy to change from steady to flashing modes, even with gloves on. The Beamer also features a quick-release handlebar mount that attaches in seconds… [more]
Light & Motion's Taz 1200 is the all-in-one handlebar light that outshines many car headlamps and fits in the palm of your hand. Perfect for the most technical singletrack or critical commute where Lumen output is a priority. Featuring: - 1200 Lumen output certified to the FL-1 Standard -… [more]
Planet Bike's Superflash/Blaze Combo Light Set is a commuter's dream that maximizes your visibility on dark, moonless nights. The Blaze boasts a Nichia half-watt white LED with a brilliant beam specifically designed not only to be seen, but also to let you see where you're going. The Super Flash… [more]
Planet Bike's Blaze is a commuter's dream that cuts a swath of visibility through dark, moonless nights. The Blaze boasts a Nichia half-watt white LED with a brilliant beam specifically designed not only to be seen, but also to let you see where you're going. This great light features flashing and… [more]
Paint the city day or night The Flare R City tail light is daytime visible and designed for the city. A wide beam spread, focused optics, and an interruptive flash pattern make it visible from over 400m during the day. A built in ambient light sensor provides auto-brightness control, and the… [more]
Safely ride into the night with light sets from Bontrager, all featuring 270 degrees of visibility and steady and flash modes. - Set includes: Glo headlight, Ember taillight and 2 silicone straps - Each set includes lights with focused optics and over 270 degrees of visibility Glo Instantly add… [more]
Bontrager's Flare 3 Taillight is ridiculously bright, which is exactly what you want. It's got 2 standard red LEDs and 2 super-bright, .5-watt, ultra-bright LED that are visible for up to a mile! It's got a 30+ hour run time, steady and flashing modes and includes mounts for attaching it to your… [more]
Key features: - Provide quick installation on handlebars, seatposts, and more - Fits all Ion headlights and Flare tail lights - Rear strap includes 16 degree offset for optimized use on seatposts - Rear strap works best with 27.2 - 31.6mm seatposts - Front strap works best with 22.2 - 35.0mm… [more]
Stay visible out there and add a little color to your ride with Knog's Frog Strobe light. This little, water-resistant, silicone-bodied light can be clipped just about anywhere. Plus, the Frog boasts a super-bright LED with 4 different flashing and steady modes and run times of up to 80 hours! [more]
Light & Motion's Vis 180 Taillight offers both visibility and convenience with its unique design. It combines high-power LEDs, custom reflectors and a rechargeable lithium battery for total convenience and unmatched visibility on the road and trail. Featuring: • 70 Lumen output certified to the… [more]
Burley's Trailer Light Kit boosts the visibility of your Burley child trailer. It includes a front white light, a rear red light and a mounting bracket. [more]
For excellent visibility and safety Blackburn's Voyager 3.3 Headlight boasts 3 high-powered LEDs with 17 lumen output, a light, compact casing, flash and steady modes and over 150 hours of run time. It also comes with an no-tools universal-fit handlebar mount. [more]
All-day, everyday visibility. Flare 1 is powered by three ultra-bright LEDs that provide over 75 hours of run time on only two AAA batteries and casts up to 610 metres (2,000 feet) of visibility. Batteries included—when else does that ever happen? - Be seen with Bontrager's focused optics and over… [more]


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Search results for: Jack And Jillians
Jack And Jillians
Natural Cheese (Rating: 0) , Votes:From Mozzarella to Cheddar, Swiss to Pepper Jack, Sargento offers a variety of high quality cheese. Started in 1953 by a hard-working family,they continue to work diligently at producing all-natural cheeses for healthy American homes everywhere.http://www.sargento.com/Category: Directory/Shopping/Food & Drink
Clothing & Accessories for Babies & Toddlers (Rating: 42) , Votes:Specialist baby clothing retailer. Offers toddler, boys, girl and baby clothes exclusively designed for Boots.http://minimode.co.uk/shop/home.htmlCategory: Directory/Shopping/Babies and Children
Related searches:
Webotopia provides a business directory designed to promote Jack And Jillians companies, products and services whilst helping it's users find the Jack And Jillians information they need. Webotopia business directory, with the help of it's dedicated support specialists and reviewers, enables delivery of Jack And Jillians quality content, excellent customer support as well as value added services such as content publishing and press releases for it's users.

subset: commoncrawl


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- Scottish football round-up
St Mirren stun Celtic to reach final
Second from bottom in the SPL, St Mirren stunned Celtic 3-2 to reach the Scottish League Cup final where they will play Hearts.
Esmael Goncalves, Paul McGowan and Steven Thompson scored for the Buddies while the league champions could only offer one Gary Hooper goal and a consolation from Charlie Mulgrew.
Mulgrew was at fault for McGowan's goal as he gave away the penalty which the midfielder converted in the 64th minute. Mulgrew's handball from Gary Teale's cross came not long after the defender had missed a penalty of his own and his 90th-minute goal will not have drastically eased his painful afternoon.
By then it was all but over because Thompson had got on the end of Marc McAusland's cross in the 69th minute to establish a 3-1 lead. At half-time that scoreline seemed improbable as Hooper had cancelled out debutant Goncalves' eight-minute opener and the tide seemed to be with the Hoops.
But the Buddies were inspired to raise their game and took Celtic on in all areas of the field to reach March's final back at Hampden Park.
In the SPL, Aberdeen dominated the side directly above them in the table Hibernian but failed to score a goal and had to settle for a 0-0 draw at Pittodrie.
The closest the home side came to breaking the deadlock was in the 11th minute when Niall McGinn had a chance from the penalty spot. Hibs defender Tim Clancy had brought Jonny Hayes down in the area but Ben Williams saved his team-mate and his side by diving low to his right to thwart McGinn.
As the first half drew to a close Williams pulled off another quality save when Clark Robertson directed a powerful effort goalward. Williams was active in the second half as well but Aberdeen's wastefulness was really to blame for them not getting on the scoresheet.
For Hibs, Eoin Doyle's header in the 68th minute was a clear-cut opportunity but it lacked power and failed to challenge Jamie Langfield in goal.
There were no goals either in Dundee's match with Kilmarnock at Dens Park. But the league's bottom club will be glad for the clean sheet and a share of the points in a 0-0 draw.
With Ross County securing a draw against Dundee United on Saturday, the Dark Blues desperately needed all three points but a draw cut the gap to St Mirren to 11 points.


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Facility Information:
- 14 international-size squash courts
The Home of Harvard Squash
Harvard's Murr Center opened in May of 1998. While the building houses the state-of-the-art facilities for the squash teams, it services the entire intercollegiate program -it is a centrally-located home for the department's administration, and also houses a newly-revamped strength and conditioning facility that serves as a training ground for Harvard's 41 varsity teams. The dedication plaque in the front lobby reads "Michael C. Murr '73, MBA '75, Longtime friend of Harvard, whose vision and generosity offer new generations of Harvard men and women the opportunity to realize their athletic potential."
The showpiece of the Murr Center is its Lee Family Hall of Athletic History. Along the walls is a timeline of the Crimson's long and rich athletic tradition, and there are also free-standing displays of the proud tradition of the nation's oldest - and largest - Division I athletic program. This space is available to be rented for functions or events.
The Murr Center also houses 14 international-size squash courts, giving Harvard a home deserved of its stature as one of the nation's top programs. Harvard boasts the finest college squash facility in the country, complete with five feature courts that accommodate close to 1,000 spectators. And its location, adjacent to Harvard Stadium, ties it into the framework of Harvard's athletic landscape. In 2006, Harvard installed a McWill four-wall glass show court that allows viewing from all sides of the court, including stands behind the back wall.
A major video project was completed in 2008 as nine video cameras were installed to allow for digital recording of practices and home matches that are all played back on a large HDTV. During home matches, this television also serves as another way fans can see the action on all the courts. The Murr Center also boasts the largest scoreboard in all of college squash. This scoreboard is updated during home matches with live results from all the matches, allowing fans to have a great spectator experience. The varsity teams have a team room complete with spacious chairs, refrigerator, stringing machines, television, swing analysis equipment and much more.
For more than six decades, squash events took place at Hemenway Gymnasium near the Law School. But with the sport changing to softball in recent years and with the old Hemenway Courts being of smaller size, neither Crimson squad had been able to host a match and the teams even traveled off campus to practice on regulation courts.
The courts are named for long-time Crimson squash mentor John ("Jack") M. Barnaby II '32. Barnaby served as head coach of the Harvard men's squash program from 1937 to 1976, and won 17 national team championships while accumulating an incredible record of 346-95 (.785) in those 36 seasons. He then returned to head the women's program for three seasons from 1979-82, and his teams went 28-4 (.875). Barnaby's combined coaching record for both programs was 374-99 (.791) in 39 seasons. He also served as head coach of the Harvard men's tennis team for nearly 40 years and led the Crimson to 371 wins. In honor of Barnaby's unending dedication to Harvard racquet sports over the past half-century, the courts are officially named the John M. Barnaby II Squash and Tennis Galleries.


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Malaysia Airports Unveils New, Exciting Shopping Experience At KLIA
17 December 2009
KLIA launches the newly completed Satellite Building after the Satellite Retail Optimisation Project
More new outlets, brands and offerings in all 4 zones of the Satellite Building
Forest reserve at the centre core of Satellite Building now features an accessible trail with the opening of the KLIA Jungle Boardwalk
Sepang, 17 December 2009 - Malaysia Airports Holdings Berhad unveiled the newly completed Satellite Retail Optimisation Project (SROP) at KL International
Airport (KLIA) today. The Satellite Building has been given a major facelift and passengers can now look forward to a more exciting and unique shopping
The Satellite Building in KLIA, which features international departure and arrival gates, also houses an array of retail and F&B selection.
Malaysia Airports embarked on the SROP in May 2008 in an effort to transform the airport beyond just its physical appearance and to create more retail
space. The overall ambience and experience for passengers were given priority.
"Our mission through the SROP and all the supporting activities was to transform KLIA so that people will come to know KLIA as more than just an airport. The need to be more creative and innovative in our approach is of paramount importance as we focus on putting the passengers first in everything that we do," said Malaysia Airports Chairman, YBhg Tan Sri Datuk Dr Aris Othman, who officiated the event.
"The SROP enabled us to make changes to the physical appearance of the shops, while adding more variety and brands as well as more choices. We now have
more shops and more variety for our customers. The layout of the retail space has also been changed to make it easier for the customers to shop and move
from one outlet to another. We also incorporated other features to make the experience at KLIA uniquely its own," Tan Sri Aris continued.
The SROP also included the building of a walkway through the forest reserve at the centre core of the Satellite Building and creating a Circular Viewing Gallery at the Mezzanine Level.
The creation of the KLIA Jungle Boardwalk enhanced the airport's concept of 'Airport In The Forest, Forest In The Airport' by offering passengers the refreshing experience of walking through a natural forest reserve. This is the same forest reserve that has been there since before the Satellite Building was built. The KLIA Jungle Boardwalk functions as more than just a recreational walk path. It also makes it more convenient for passengers to access shops within the Satellite Building as they can now walk through the jungle.
Retail outlets at the Satellite Building were reorganised on the Passenger Level. Shops ranging from renowned brand names, souvenir and gift outlets to
daily necessities and toiletries can be found on the same level as the platform for the aero train. This level also offers three cafes for passengers
seeking a quick bite or drink.
The Mezzanine Level houses food and beverage outlets and features a wide selection of cuisine, from local fare and fast food to casual dining.
"We want to encourage passengers to shop and dine more at our airports. In order to achieve this, we must ensure that they have a positive and distinctive experience at every occasion of their interaction with us. And this includes, added variety, more accessibility and convenience," said Tan Sri Aris.
To coincide with the launch of this project, Malaysia Airports is also introducing the 'Take Off. Touch Down. Shop' campaign to promote a favourable shopping experience at the airport.
"Like any other business, we need to ensure customer satisfaction, and this includes offering the best customer experience at our airports. We are working towards having passengers view KLIA as not just a means of getting to their destination but as being part of their destination," said Tan Sri Aris.
Malaysia Airports, through its Commercial Services Division, is also extending this new shopping campaign to other international airports, namely Kota Kinabalu International Airport, Kuching International Airport and Penang International Airport.
Malaysia Airports is committed to promoting shopping and dining experiences at airports. Through the years, activities to promote shopping and dining at the KLIA and LCCT-KLIA have been amplified to engage and further create an unparalleled shopping experience for airport visitors and passengers.
The launch of the newly completed SROP and the 'Take Off. Touch Down. Shop.' campaign are among two on the list of line-ups by Malaysia Airports to engage its customers.


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Release Date: 2013 |
Album Rating: 4.5 | Sound OffOh Em Gee, Sowing returns from a lengthy hiatus to give a pop album a 4.1!
Digging: James Blake - Assume Form
Album Rating: 3.5Still haven't heard these guys yet
Album Rating: 4.5 | Sound OffTrying to shake off the rust btw...
Oh and this is one of the best albums of the year. I fully expect to get crap for saying that but I don't care.
I don't like this band at all but this album is excellent
So I guess I'll check this out then
i was actually thinking about this the other day... where did that guy with the jenna fischer gif go! weeew ur back.
Album Rating: 3.5whoa a 4.1, sweet review SS
i sadly haven't spun this in a while, maybe when exams are done
First song's really good
I don't understand, you spend the whole opening paragraph basically claiming that they intentionally released this to mimic Mylo Zyloto and then you give it a 4.1?!?
Lovely review Sowing, nice to see a familiar face around here. This review has a great flow to it-- I wouldn't have ever thought its writer hasn't been writing much lately.
Album Rating: 4.5 | Sound OffAn album doesn't have to be inventive to be good
Thanks Omaha, I can always count on your constructive input. How has being a staff member been treating you?
If you ever want me to look over a review or grammatical polishing, just let me know-- been doing it awhile for others, and you may prefer doing that to coming back here without someone looking it over. Hell, I get nervous when I don't get someone else to proofread my reviews before I publish them.
But being a staffer has been great. I get to polish my writing as much as I want to, I get to cover the music that needs attention, and people actually care to hear what I have to say. Haha, I remember being a user and being really frustrated when posting reviews, because I was just a number.
Album Rating: 3.0shit band
good work sowing
Album Rating: 4.5 | Sound OffThey aren't shit...not anymore anyway
staff, pft
Album Rating: 4.5 | Sound OffHuh?
Album Rating: 4.0Hey, this got a staff review! Nice!
I was pleasantly surprised by this since I was never really interested in the band before. Still can't get enough of Counting Stars... that chorus is magnificent.
huh? wha?
Bands: A B C D E F G H I J K L M N O P Q R S T U V W X Y Z


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By Lisa Capobianco
Staff Writer
Southington School Supt. Dr. Joseph Erardi presented his proposed budget before the Board of Education during a recent budget workshop.
According to the Superintendent's Operating Budget report, the proposed budget for 2014-2015 is $87,259, 873—an increase of 3.59 percent over this current year adopted budget. The adopted budget for this current year is $84,233,204.
Dr. Erardi said in his report that his proposed budget includes initiatives that serve as "needed resources" due to the new teacher evaluation plan and the Common Core State Standards, as mandated by the state.
According to Dr. Erardi's budget summary, the budget also reflects the continued support of technology, as there are dedicated funds to the second phase of a three-year technology plan.
"What is presented in front of you…is the core of what is needed to continue to go forward for the 14-15 operational plan," said Dr. Erardi during his presentation to the board.
During his presentation before board members, Dr. Erardi reflected back on previous budgets, recognizing how the economy affected them from 2007 to 2013.
He noted how previous budgets included the reduction in certified literacy specialists, a reduction of middle school and freshmen athletic competitions and the elimination of dedicated enrichment staff. However, he also looked back on success, including the implementation of all-day Kindergarten and the Family Resource Center, the establishment of a K-12 science coordinator and the restoration of an enrichment program for gifted students.
"These have been very difficult times," Dr. Erardi said. "Although we lost opportunity, we also picked up opportunity for students."
Looking ahead, Dr. Erardi provided an overview of several core foundations in the proposed budget: the request for new staff, professional development, and a three-year plan of Phase II for technology. More specifically, the proposed budget includes an increase of $11,500 for professional development to meet the needs of the new teacher evaluation system as well as the new state assessment program.
The proposed budget also includes the restoration of lost staffing and programming with an expense of $54,150 for a library media specialist at both middle schools as well as math specialist at Kennedy Middle School and a literacy specialist at DePaolo Middle School. Dr. Erardi's report has also requested additional staff within the technology department, including a management level position at a cost of $65,000 to oversee the Southington Public Schools K-12 network, and four additional teaching positions to take the role of Teacher Leader at a cost of $187,000.
"We simply need more hands to do the work," said Dr. Erardi during his presentation. "We are overwhelmed at this point with teacher evaluations—we are overwhelmed with Common Core State Standards."
Board of Education Chairman Brian Goralski said the proposed budget mirrors three major priorities of the Board for the upcoming budget: the curriculum (Common Core State Standards), technology and teacher evaluations.
"The budget clearly shows where we need support," Goralski said. "It is a very good reflection of our work."
Comments? Email firstname.lastname@example.com.


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Holding heavy objects makes us see things as more important
Gravity affects not just our bodies and our behaviours, but our very thoughts. That's the fascinating conclusion of a new study which shows that simply holding a heavy object can affect the way we think. A simple heavy clipboard can makes issues seem weightier – when holding one, volunteers think of situations as more important and they invest more mental effort in dealing with abstract issues.
In a variety of languages, from English to Dutch to Chinese, importance is often described by words pertaining to weight. We speak of 'heavy news, 'weighty matters' and 'light entertainment'. We weigh up the value of evidence, we lend weight to arguments with facts, and our opinions carry weight if we wield influence and authority. These are more than just quirks of language – they reflect real links that our minds make between weight and importance.
Nils Jostmann from the University of Amsterdam demonstrated the link between weight and importance through a quartet of experiments. In each one, a different set of volunteers held a clipboard that either weighed 1.5 pounds or 2.3 pounds.
The extra 0.8 pounds were enough to make volunteers think that a foreign currency was worth more money. Forty volunteers were asked to guess the conversion rates between euros and six other currencies, indicating their estimate by marking a straight line. Those who held the heavier clipboard valued the currencies more generously, even though a separate questionnaire showed that they felt the same about the euro.
Money, of course, does have its own weight, so for his next trick, Jostmann wanted to stay entirely within the abstract realm. He considered justice – an area that is free of weight but hardly free of importance. Jostmann showed 50 volunteers a scenario where a university committee was denying students the opportunity to voice their opinions on a study grant. It was a potentially weighty issue, but more so to the students who held the heavy clipboard. They felt it was more important that the university listened to the students' opinions.
Jostmann also showed that people are less likely to take matters lightly if they're holding something heavier. In his third task, he asked 49 recruits to rate the mayor of Amsterdam in terms of his competence, likeability, powerlessness, trustworthiness, intelligence, corruption, importance and charisma. They also had to give their opinion about Amsterdam itself – whether it was a great city and how much they enjoyed being in it. The weight of the clipboards didn't affect the evaluations of either the mayor or the city. However, the two sets of scores were more strongly correlated among the volunteers who held the heavier board.
Jostmann thinks that the extra weight made people invest that little bit more mental effort in awarding their scores – hence the more consistent rankings across the mayor- and city-based questions. This result, I feel, is a bit more tenuous. Jostmann argues the case that satisfaction with the mayor is an indirect measure of satisfaction with the city, so the two scores should match to some extent. That seems reasonable, but it hasn't been demonstrated, which makes interpreting the study a bit more difficult.
In the final task, 40 visitors were asked to say whether they agreed with six statements about the construction of a controversial new subway that was big news at the time. The list included three arguments that previous volunteers had deemed as weak (e.g. the building of the subway is a sign of courage to handle large-scale projects) and three arguments that were stronger (e.g. the subway will make the city more accessible).
In all cases, the volunteers agreed more with the strong arguments but especially so if they held the heavier clipboards. This group were also more confident in their opinions and were more likely to be clearly in favour of the subway or against it, rather than dawdling on the fence. Again, the results suggest that under the influence of the weightier board, people make stronger and more polarised judgments, and they do so more confidently.
The effects of the clipboards were small but statistically significant – unlikely to have arisen by chance. The boards didn't affect the moods of the volunteers, and with a weight of just 2.3 pounds, no one felt that the heavier board was actually burdensome to hold.
Instead, Jostmann reasons that the link between weight and importance is rooted in our early childhood experiences, when we rapidly learn that heavy objects require more effort to deal with, not just in terms of strength but planning too. Our brain relies on these concrete physical experiences when it represents more abstract concepts, like importance. The two are then joined, so that physical experiences can affect abstract thought.
This is far from the first study that has supported this "theory of embodied cognition". Jostmann's explanation can also account for why thinking clean thoughts can soften moral judgments and why immoral thoughts trigger a need for physical cleanliness. It's why warming our hands can make us socially warmer, why social exclusion literally feels cold.
Update: Just realised that I've been totally scooped by Vaughan at Mind Hacks. Go over there for another take.
An aside: I love academia. The paper says, "Being hit by a heavy object generally has more profound consequences than being hit by a light object." I will remember this the next time I'm hit by a heavy object. Instead of a primal scream, I will opt for a more dignified, "Lo. I am struck. The consequences are most profound."
Reference: Jostmann, N., Lakens, D., & Schubert, T. (2009). Weight as an Embodiment of Importance Psychological Science DOI: 10.1111/j.1467-9280.2009.02426.x
Image: The Thinker by CJ
More on abstract and concrete thought:
- Social exclusion literally feels cold
- Warm hands, warm heart – how physical and emotional warmth are linked
- The Lady Macbeth effect – how physical cleanliness affects moral cleanliness
- Clean thoughts can soften moral judgments
Comments (12)
Links to this Post
- The Impact of Touch « VMG | July 3, 2010
Love your "Aside". I have to remember that so I can try it myself. "I have been hit by an anvil. The consequences are most profound in comparison to being hit by a baseball."
Great article – this is an interesting but not unprecedented confirmation of Cognitive Linguistic theory on how how metaphor, which finds its meaning in fundamental physical experience, is the basic building block of thought – for more read George Lackoff, Mark Johnson, Gilles Fauconnier, Mark Turner, etc. Too bad Science Blogs doesn't have any CogLing blogs – the Brain and Behavior subheading is sorely lacking in this department…
I'd like to see some more interesting artwork shown to make the point – think about how Richard Serra's immensely heavy rolled-steel sculptures feel when you are wandering in their mazelike corridors between two canted and yet profoundly immobile walls…
Ha! I wonder what difference the weight of one's laptop makes for the work that is done on it. I have it on my lap very often while working. Now, should I rather opt for a heavy one instead of the MacBookAir?
What about a book study using hardback and paperback versions? Anyone known about such? Would be interesting? Possibly weighty?
Finally! A reason to hand someone a stack of bibles to swear on. Or a baby.
I read about this and as a writer my first thought was–publishers need to produce special review volumes with heavier paper.
I think some academic publishers don't need the extra encouragement. Judging by my reference shelf, the basic ideas seems to be "If you can't bludgeon someone to death with it, it's too small."
I wonder how this research applies to people's body-weight. Do heavier people take everything more serious, because they're carrying around more weight? Or maybe they take it less serious, because anything they carry around weighs less with respect to their body weight…
Isn't that clipboards give feelings of "importance" and weight just modifying it? Result of the study could be more reliable if same effect was registered with other objects not only clipboards. I think volunteers feel subject less important if they hold in their hand a 2.3 pound dildo instead of 1.5 pounds one.
Looks like I'm late to the party
It is almost universal (in the US at least) that police departments use large cars and sometimes SUVs even when only a single officer is riding in them (it's not strictly size, but that the style of vehicle project 'power'. While minivans are practical in capacity and not small, they don't project power like a large sedan)
You will see other government cars are much smaller and lighter (conspicuously economical), but not police vehicles


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We wannabe upper crusty anglophile types are already busy drooling over the allure from the double-decadent Havana coupe. Now Bentley springs this on us? As the revitalized
German British marquee nears the brand-imploding 9,000 cars a year threshold, they are going to need new steel to maintain their momentum. Wait, not steel — as was dictated by sharing a chassis with brother Phaeton — Al-you-min-e-um. The new Continentals will use Audi's lightweight MLB platform, probably shedding half a ton in the process. Much more interesting (says me), is the likelihood of low volume offshoots, including a four-door drop-top, a sedanca and most wonderful of all, a shooting brake! And if Davey G. calls the latter a "hatch back," I'm sicking Daniel Craig on his ass.
Bentley plots new models [CAR]
Spurs Fly in Chicago: Fairmont Adds Bentley to Fleet [Internal]


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Detroit Youth Learn About Technical Theater
By John Gagnon | Published
Sixteen performing arts students from Detroit visited Michigan Technological University late last week as part of an outreach program that immersed them in the technical aspects of performance. These students were accustomed to be onstage; Michigan Tech put them backstage.
The group, from Cass Technical High School, showed off their skills at a half-hour performance at the McArdle Theatre on Thursday night; then they spent Friday learning about such matters as editing and engineering.
Patricia Helsel, assistant professor of visual and performing arts (VPA), said the endeavor was meant to be both "an initiation and an inspiration."
She said this kind of technical exposure is helpful because the business these days involves so many media—from theater to television, from audio books to gaming. "We wanted to inspire them with the possibilities of our program," she said. She is proud of what Tech offers and describes it as "entrepreneurial"—geared to "the working actor" who wants to be "versatile."
Helsel and her VPA colleagues provided a wide range of activities. For one exercise, the voice was dropped from an animated film, and the Cass Tech students had to create new voice. Instructor Dennis Kerwin used cell phones as part of an improvisational exercise.
VPA students also had a hand in this coaching, and it was an education for them, too, Helsel said. "To learn a process and then teach a process--you understand the whole process better."
This is Helsel's fourth year at Tech, and this kind of undertaking is the fiber of her spirit. She says of the Cass Tech students: "Their enthusiasm is pretty catching."
Marilyn McCormick brought these Detroit students to Tech. She has taught performing arts at Cass Tech for 33 years. About 300 of the high school's 2,200 students are in her program.
"Our students are exposed to the creative side and performing," she said. "They need more awareness of the technical part, and Michigan Tech is one of the better universities in terms of what it is doing with technology and media. Cass Tech is on the cutting edge, and we want to stay on the edge--to be involved in theater and its newness."
This was the Detroit teacher's first visit to Michigan Tech. "I'm more impressed than I thought I would be," she said. "This is way more than I expected. The staff was welcoming. They embraced the children's questions."
She said her students "are passionate about the craft and about learning."
One of them is Paige Gilbert, 17, a senior. "It was interesting to see what goes on behind the scenes," she said.
Gilbert wants to be an actor. She's been performing since she was young. "I enjoy the stage. It's just what I do. I don't know how to do anything else."
She said she's got what it will take to succeed: "passion and discipline."
She also has confidence. "My chances of making a living at this are huge," she said.
McCormick said the Cass Tech-Michigan Tech connection might be the beginning of "a legacy." And Helsel would like to expand the program to other schools. "I'd love that," she said.
Michigan Technological University is a public research university, home to more than 7,000 students from 54 countries. Founded in 1885, the University offers more than 120 undergraduate and graduate degree programs in science and technology, engineering, forestry, business and economics, health professions, humanities, mathematics, and social sciences. Our campus in Michigan's Upper Peninsula overlooks the Keweenaw Waterway and is just a few miles from Lake Superior.


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|Volunteer Assistant Coach
|Second Season
Robert Beamer is an accomplished local athlete who comes to the Gauchos as a volunteer assistant coach.
An alumnus of the University of Notre Dame, this theology student was a standout in local high school football, cross country, and track and field. He was a captain of the San Marcos High School football team and a CIF finalist in the 800m. He moved on to the University of San Diego, where he won all-conference honors as a cross country runner. He also competed for four years on the USD rowing team before going to Notre Dame to get his master's degree in theology.
Beamer has returned to Santa Barbara to give back to the local community. He has coached at Bishop Diego High School for the last two years, and now volunteers his time at UCSB to help with administrative duties.


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- 7 days of paddling
- 88 miles
- 9 islands landed on
- 3 lighthouses toured
- 1 bear encounter (nothing serious; he/she ran away after we stared each other down)
- Many bald eagles, loons, mergansers, pelicans
- Many sea caves entered
A blog by one of the volunteer reviewers for Geocaching.com. It's about geocaching and the review process -- what it takes to get your new caches listed on the world's most popular geocaching web site. ©Copyright 2012 by K.Braband. All rights reserved
Tuesday, August 21, 2007
Kayakers' paradise
4 comments:
- Sonny and Sandy said...
Ooooh. That look like SUCH a cool paddling vacation!!!
- 2:42 PM, August 23, 2007
- welch said...
So did find any geocaches via kayak? The maps seems to show a few near some of the shore landings.
- 8:26 AM, September 06, 2007
- IowaAdmin said...
I loaded a number of geocaches into the GPS before we headed up there, but the only one we looked for was Tragedy of the Siskiwit (http://www.geocaching.com/seek/cache_details.aspx?guid=8ee0f197-1ceb-4c1f-af21-618b60678819) We kayaked right past Point Detour (http://www.geocaching.com/seek/cache_details.aspx?guid=1dece9c3-6fd6-42c8-ad90-9a46019e3abc), which was placed by my friend Yawningdog, but it was near the end of a long day of padddling and we didn't realize we had passed it until later when we were beached.
- 7:44 PM, September 07, 2007
- juliecache said...
Cool pics and nice to see you post about tracks. I also have a post about tracking and "track back" at my blog: juliecache.blogspot.com
Awesome to have you on podcacher!
- 10:01 PM, September 17, 2007


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Availability: In stock
Regular price: £1,895.00
Special price: £1,705.50
JANUARY SALE 10% off Standard boot jump (excludes special order narrow)
Berlingo 1996 – 2008 - (small modification to front seats with winders)
Berlingo 2008 - 2017 ,(7 seater version is special order)
Partner 1996 – 2008 - (small modification to front seats with winders)
Partner Tepee 2008 - 2017, (7 seater model is a special order)
Kangoo 1997-2007
Kangoo 2008-2017 (special order 1110mm wide with extra support as seats fold into floor)
Doblo 2000-2008
Roomster, Yeti, C3 Picasso, Zafira other MPV not stated. Must be a van based car with flat entry boot and headroom to sit inside, sorry does not fit.
Full Specifications of whats Included
Free Delivery or fitting at amdro - Pallex next day pallet delivery service to your door, or collect from our workshop for fitting. Subject to availability.
Unit - Birch Plywood with a hardwearing heat pressed opal white finish with visible natural wood grain. Cut edges sealed with linseed oil, Grown and precision machined in Latvia, Designed and assembled by amdro.
Storage Containers - Recyclable polypropylene, Made in Germany
Upholstery - Contract soft velour Waterproof, flame retardant, antibacterial, machine washable . Made, laminated and sewn in UK
Windshield - Stainless Steel. Manufactured in UK
Table leg - Stainless Steel leg made in UK
Table Bases - High quality lightweight Fiamma bases
Piano hinges - Stainless Steel
Stove - Origo 3000 alcohol stove, Burning time at max power: 4.5 hrs, Burners:2, Burner Power: 2000W, Fuel container 1.2Litres. Safe and Reliable more details here. Please order fuel seperately.
Blackout Screens - UK Lazer cut 6mm thick Black polypropylene velour. Attach with suckers. Rear windows can be rolled up for daytime, saving storage space and adds convenience. Almost invisible from the outside for stealth camping.
Water container and tap - 12 Litre Polyethylene , Whale V-pump Mk6 tap
The boot jump is a standard unit mesuring Width 1150mm, Depth of base 740mm, Height 312mm excl Foam, Bed Length 1850mm
Note all boot jump units are the same size, the screens are specific to the car. So if you upgrade your car the boot jump can move from one to the other
Weight Total 54Kg , Lifting weight with cooker drawer, boxes and mattress removed 32Kg
Delivery Included Uk. £80 to Europe
Includes pallet courier delivery throughout the uk. Delivery to Europe additional £80. Delivery day will be arranged with you. Most mainland deliveries are next day subject to availability. Dispatched on Tuesdays and Thursdays.
Extra leg support is shown in photos on left, work with or without seats in
Birch Plywood is grown, produced and machined in latvia to amdro designs and shipped ready to assemble in Caernarfon, North Wales
Available Options:
car model:2009-2017 Citroen Berlingo / Peugeot PartnerFiat Doblo 2000-2009Dacia Dokker StepwayRenault Kangoo 1997-2009Fiat Doblo / Vauxhall Combo 2009-2017Ford Tourneo Connect 5 seat 2014 - 20171996-2009 Citroen Berlingo / Peugeot PartnerCaddy Life - made to order (+£189.50)Caddy Maxi Life- made to order (+£189.50)Renault Kango/Mercedes Citan 09-17 made to order (+£189.50)Grand Ford Tourneo connect 2014-2017
extra:Leg -if rear seat removed / or is a van (+£35.00)NONE
Modutop Roof screens:NONEYes Berlingo/ Partner only (+£45.00)
upholstery colour:Navy and Cobalt BlueCedar Green and Grey


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We are happy to announce that Customer Accounts is now available to all shops. This new feature allows your customers to create accounts on your storefront to save information and track orders.
You can enable Customer Accounts in the Checkout & Payment preferences page.
Once a customer completes their first order, they can enter a password to create an account. The account will prefill their address on subsequent orders, and allow easy tracking of order statuses.
To find out more, read about Customer Accounts on the wiki.
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60 comments
September 08 2011, 11:34AM
So glad to see this feature! Nice job!
September 08 2011, 12:33PM
Finally! Thank you indeed! Can we adjust prices in customer accounts too? I want to be able to have some customers buy at wholesale prices without having to give them a coupon…
September 08 2011, 01:05PM
Nice work!
September 08 2011, 02:17PM
any plan on adding things like custom product data points? or allowing the creation of custom universal objects?
September 08 2011, 02:42PM
great job!
can we have it in german too?
best regards from berlin
September 08 2011, 03:22PM
As soon as I saw the announcement I went to and enabled it for our storefront. My developer will be finished tweaking it with our logo and set up the customer login from our storefront option along with the customer pages being matched up with our existing stylesheet.
https://www.diamondcandles.com customers are going to love being able to access past purchases!
Would love to see a subscription option available for stores as well.
September 08 2011, 04:32PM
Sorry to post twice but as we finished setting this up I realized that the only thing that is missing/would be a big add would be having social sign on capability so someone could just hook up their facebook or twitter account and then have pre-populated account info. Maybe Janrain might be a good partner to add to the app store that could allow shopify stores to be able to plugin to the resources and tools that Janrain has?
If you are a store owner and would love to see social sign on functionality one way or another leave a comment below so our Shopify rockstars know it will be valuable to us!
September 08 2011, 04:40PM
I'm confused, I've set this up (I think) but does this mean that the customer can create their own login area e.g. "Create an account" or do we still have to make them for them?
September 08 2011, 04:53PM
Awesome! Been using it for a few weeks now. Nice to see a wiki page.
@justin Social sign on is more for apps or services, not an ecommerce checkout. Not sure if I've seen any online stores use that feature. Perhaps, using it as a means of logging in might work. But I believe this was done well.
@mark I think this customer account feature is purely for checkout, not as a way to log into the site for different pricing/options/etc. You could setup coupons for your wholesale customer using their name. That way you could have some ability to see their behavior. Though with a large customer base that would be impractical.
This is a great feature. Simple implementation at first. I've been using Shopify for years now and they do a great job at adding features. They start simple and get it right, maybe with a few tweaks but without the bloat and confusion of other hosted solutions.
September 08 2011, 05:00PM
@Mark: Not currently.
@diego: I'm not sure what you mean?
@phillipe: You can translate it by editing the checkout translation in the admin, talk to a Guru if you need help.
@Ben: Users can set a password on the order confirmation page, which will create their account. You can render a link to the login page with {{ 'Account Login' | customer_login_link }}
September 08 2011, 08:24PM
YES!! This is awesome!! Does this mean we can do gift certificates through Shopify now instead of just gift coupons??
September 09 2011, 12:33AM
Absolutely thrilling.
Can't wait to play with it!
September 09 2011, 04:59AM
I installed it on my shop but i think i have a template problem…the page looks different…What should I do?
September 09 2011, 05:07AM
Nice work.
I want you to give us resister capability for customers so they can join the site before having to purchase. This is a very small and overdue feature.
We expect you guys and girls to really start giving us more bang for our buck conisdering your costs.
Lets go…
September 09 2011, 11:44AM
LOVE this! Thanks. I personally think Shopify is a GREAT value, and appreciate all the extras that you've been adding. Features you didnt have when I signed up! ;)
September 09 2011, 02:38PM
@Samantha: Currently this is not possible.
@eve: Please contact designgurushopify.com for help.@
@Sci: Can you explain what you'd use this for?
September 09 2011, 05:11PM
Jonathan, in reply to your comment to Sci, when he is stating is that a customer should be able to create his/her own login before ordering as opposed to the merchant creating a login for the user.
Does that make sense? Do you know when that "register" facility will be available?
September 09 2011, 05:33PM
Help me understand why this feature is important.
September 09 2011, 05:48PM
Is there going to be a mechanism for rewarding returning customers via automatic discounts on your products? e.g. 5% or 10% for platinum customers?
September 09 2011, 09:45PM
Shopify continues to amaze. I still think Shopify is nothing short of magic and BBMShirts.con will surely benefit from this new feature. Thanks again Shopify.
September 10 2011, 01:23PM
this is useless. When will a customer be able to create their own account etc. Why would I make an account for someone? sometimes you guys just miss the boat…
September 10 2011, 09:35PM
I really am excited about this addition to our business, but I don't like the login link placement. It is crowed and barely noticeable.
I have tried to fix it, but nothing I do changes the placement. Does anyone know how I can fix it? You can see it here… www.stitchntyme.com
September 11 2011, 02:09PM
I had no problem setting it up. Since it's in the top left corner of my homepage, it got a lot of clicks out of curiosity by visitors.
I started playing around with what to call it.
The word Log In got the most clicks but some visitors might get turned off by this and leave.
Then I tried "Optional Log In" and still noticed it was getting clicked a good number of times.
I think what works best is "Returning Customer Log In." It's clearer and avoids any confusion that you need to log in to make a purchase.
September 12 2011, 09:41PM
This is awesome. You guys just keep getting better and better. Well, except your customer service has taken a tailspin. Sorry, just had to say it. I love all the new things you've added though and will continue to recommend you to all my Facebook and Twitter friends.
September 14 2011, 07:08PM
I'm really glad shopify added customer accounts. With respect to what Jatin said when will a user be able to create an account without purchasing an order first??
September 16 2011, 09:30AM
@zoothreads: The feature helps customers because it expedites repeat purchases.
@Michael: A customer can create their own account. The "sign in required" option is optional. Check out wiki.shopify.com/Customer_Accounts for all the details.
Ann Wooledge: Shoot me an e-mail, mark.hayesshopify.com with any customer service problems you have. Ordinarily we get rave reviews, so I'd be more than pleased to get to the bottom of your issue.
Eric: E-commerce research shows the likeliness of someone creating a customer account without purchasing something first is very slim, so that specific feature isn't a priority for us right now, but thank you for your suggestion! Feel free to shoot me an e-mail, mark.hayesshopify.com, if you have a growing need for this function and we can discuss further. Cheers!
September 26 2011, 10:30AM
This is a good day in the World.
September 26 2011, 10:41AM
Looks great.
What is the ETA on recurring payments / subscriptions now that this is in place?
September 26 2011, 12:10PM
Any plans for adding "add to wish list" now that users have accounts?
September 26 2011, 12:39PM
Can this be used like a billing system for clients paying for services/invoices?
September 26 2011, 01:26PM
Awesome! I manage two Shopify stores, and we'll use this feature on both.
Is there a centralized place for feature requests? I have a few, and just posting them in the comments probably doesn't make it easy for you.
September 26 2011, 01:46PM
Like Justin, I too would like to see a social sign-in facility here. It's helpful to give customers these new capabilities and ways to manage their activities on each storefront, but this entails that the customer create yet another online account with yet another email address and password that they may not have the capacity to manage easily. By leveraging existing single sign-on facilities like Facebook Connect, Sign in with Twitter and/or OpenID, this issue is largely negated.
September 27 2011, 10:47AM
I really don't get it.
When I am a customer I want to create my account BEFORE I place any order!
I'm the only crazy here?
September 27 2011, 10:50AM
I really don't get it.
When I am a customer I want to create my account BEFORE I place any order!
I'm the only crazy here?
October 03 2011, 05:28AM
Customer registrations before ordering would provide a lot more flexibility to store owners. With all the plugins, people can use their site for more than just e-commerce. Some applications for logging in would be: create a shopping list or wishlist before you buy, modify email/newsletter preferences, create a registry, submit pictures of yourself using the product (that you may have already bought elsewhere), ask a question or join a forum, download free extras or see special products that require registration, like wholesale products…there are endless possibilities. Adding this flexibility will allow for innovation and creativity, especially with plugins. Free this feature from its limited scope and let people run with it.
December 03 2011, 03:56PM
Hi, any word on when the registration before checkout will be available to us?
January 08 2012, 05:39PM
Agreed, any timeline on customer registration before? We have a membership only storefront and requires registration prior to.
February 10 2012, 11:08AM
@ Mark Hayes
RE: "E-commerce research shows the likeliness of someone creating a customer account without purchasing something first is very slim"…
If the user doesn't want to up front they dont have to. Doesnt mean the choice should be removed entirely, especially considering there are numerous upsides/benefits (see Emma's post above). It's good you have customer accounts, but your implementation sucks and neuters some real benefits.
February 11 2012, 11:44AM
I agree with all of the comments above. It is frustrating to not be able to create an account before. Allowing people to create a wishlist or favorite items would be a huge benefit for a lot of stores.
February 21 2012, 08:10PM
I agree. Customers should be able to create an account first. I have had to put notes on the login pages to explain to new customers that they have to go through the checkout process before creating an account.
February 28 2012, 04:04PM
I do believe customer should be able to register first… this as mentioned before could extend shopify stores into things MUCH bigger… whole web applications could be built on top of shopify (hey, even a social network) that ALSO has a shopping cart
April 08 2012, 06:35AM
Customer Accounts self-sign up, pre-purchase is a necessary first step in qualifying someone for wholesale price access.
April 08 2012, 06:39AM
AT LEAST, provide a direct way for a customer to request access for Sign-In-To-Purchase. At this moment, they will probably be puzzled as to how to gain access. What email, blah blah…
April 16 2012, 10:20AM
Not being able to register a customer before their purchase – for multiple reasons including showing discounts & various offers – makes Shopify a no-go for the store I'm building right now.
It'd be great if you could just expose the 'create password' functionality from the thank you page.
It's a shame that you've not replied to the various customers requesting this feature on here and your support wiki over the past 6 months. A missed opportunity?
May 30 2012, 10:31PM
I'd love the ability to attach a file to the customer and/or order page. Because of the lack of this single feature, I'm considering paying an additional $29 a month for a CRM package. Can't imagine this would be too hard…
July 11 2012, 06:41PM
I'm new to Shopify and messing around with my trial shop, it's really great to be able to use all these features. But I don't get why the store owner does not get the option to either have users sign up before having to buy something or to do it like Shopify suggests. I believe for Shopify to really be perfect and appeal to all store owners it would NEED to integrate this feature, everything should always be up to the store owner to enable or disable. Shopify could enable the ''register only after purchase'' from the start, but at least give the store owner the option to change this option in the Store Admin, just like we're able to choose between giving a visitor to either log in or pay as a guest. I really don't understand the logic behind not enabling this option for store owners.
September 27 2012, 02:35AM
Hello…I have followed the instructions on the wiki on setting up customer accounts on the frontpage and I still cannot get it to work. Is there something missing? Would appreciate some advice. Thank you.
November 05 2012, 10:30PM
I really wish for fb sign in to create user account.
It's easier to get registration from user with fb sign in as it's just a simple login and they wont think much about it, and easier for shop owner to blast their edm or promotion.
November 12 2012, 04:36AM
I want to agree with two main points raised in previous comments:
> social sign in (or at least when setting up an account 'use info from Gmail / Facebook etc) would be nice.
> create an account before purchase is something my bosses want to see in our ecommerce site. it does make sense if creating accounts / online customer base is a concern.
- Callum
December 22 2012, 04:05PM
Nice feature!
May 21 2014, 04:53AM
I love this feature for our new website!
June 04 2014, 09:57PM
Hi all fri
July 04 2014, 10:37PM
Thanks for every teams
August 21 2014, 10:52PM
http://www.amiramagic.com just JOIN : )
October 15 2014, 09:24AM
La Cilla,
What app are you using to publish the social login registration for your site?
thanks for the help
October 24 2015, 10:04AM
October 24 2015, 10:10AM
November 26 2015, 03:42PM
We r professional manufacturers sports wear camo wear hope it will be better plate form for us
November 27 2015, 11:42AM
Check out
March 04 2016, 09:28AM
Please add on the feature so that customers can have the option of deleting their accounts. That would be much appreciated.
Many thanks,


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NHK Newsline NULL
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2:30 am
Masterpiece Mystery! "Sherlock: A Study In Pink" It is the 21st century and Sherlock Holmes lives as his author conceived him in contemporary times. He is creating a niche for himself as a consulting detective and meets Dr. Watson, a returning war veteran. The first adventure, reflective of A. Conan Doyle's first Sherlock Holmes story "A Study in Scarlet," begins when an unidentified woman, dressed all in pink, turns up murdered in an abandoned building.G
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Fake Or Fortune? "Monet, Monet, Monet" Host Fiona Bruce and art expert Philip Mould begin by examining a painting they believe to be an unacknowledged work by Monet.G
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Fake Or Fortune? "Lost Picture" Bruce and Mould investigate a supposedly lost painting by 19th-century American artist Winslow Homer that was found in a rubbish dump.G
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Religion & Ethics NewsWeekly Churches and the Disabled - Lucky Severson reports on congregations that assimilate the severely disabled. Severson speaks with Mark Pinsky, author of the new book Amazing Gifts, about the loneliness of many disabled people, the awkwardness of some churchgoers in their presence and the growing need for places of worship that not only welcome the disabled but put them to work, even as evangelists. Social Entrepreneur Mechai Viravaidya - Fred de Sam Lazaro reports on a joke-telling, one-man reformer in rural Thailand who is getting results. D
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Essential Pepin "Veg-In!" Ragout Of Asparagus; Zucchini And Tomato Gratin; Cauliflower Gratin; Artichoke Hearts Helen; Corn Tempura. D
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Barbecue University with Steven Raichlen "The New Face of Beef" Here's a show for beef lovers featuring fantastic cuts of beef, new to most grillmeisters. Leading off is a clod (whole smoked beef shoulder), much beloved in central Texas and virtually unknown everywhere else on the planet. It's 18 pounds of pure beef pleasure cooked low and slow to fork-tender perfection. D
8:30 am
Simply Ming "Blue Ginger Chefs" On this episode of SIMPLY MING, Ming takes us behind-the-scenes to meet his James Beard Award-Winning Blue Ginger Team. Putting his own chefs to the challenge with surprise ingredients and a visit to his studio pantry, Ming and company cook up three separate dishes fit for a king. D
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Pati's Mexican Table "Tomatillos" Meet the tomatillo - this small, plump, green fruit was a favorite of the Aztecs and stars in any number of Mexican dishes today. Its tart flavor is worlds apart from the taste of tomatoes, but is just as juicy and unforgettable. In this episode, Pati will show you where to find tomatillos, how to cook with them and offers tips and tricks for creating amazing dishes. D
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New Scandinavian Cooking "Rich Farmland" Andreas visits the county of Hedmark in Eastern Norway, a region known for big farms and abundance of produce. Inspired by 19th-century recipes of Norway's first cookbook writer, Andreas makes beef meatballs, sour cream porridge with air-cured ham and thick steaks served with mushroom ragu and potato gratin. D
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Cook's Country from America's Test Kitchen "Hearty Italian Meals" Bridget Lancaster shows host Christopher Kimball how to make Italian Pot roast. next, equipment expert Adam Reid is reviewing pizza cutters, and finally, Erin McMurrer uncovers the secrets to foolproof Baked Manicotti at home. D
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Joanne Weir's Cooking Confidence "Fast Forward to Dinner" With her student Bonnie, Joanne makes us quicker versions of the comfort foods she grew up with in New England, oven-roasted sausages, and a sauerkraut that is so fast she couldn't resist calling it lazy-girl sauerkraut. Recipes: Oven-Roasted Sausages with Riesling, Apples and Pears and Lazy-Girl Sauerkraut. Student: Bonnie Lin, Conference Interpreter. D
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2:30 pm
Rough Cut - Woodworking with Tommy Mac "Arts and Crafts-Style Chair" This time, on Rough Cut, Tommy takes on an Arts and Crafts-Style Chair. This episode will demonstrate how to make the legs, arms and back, mostly through standard mortise and tenon joinery. The Road Trip brings Tommy out to Alta Loma, California, where he visits the home of one of the biggest names in chair making: the late, great Samuel Maloof. D
3:00 pm
MotorWeek "Fiat 500 Abarth" Road Test: 2012 Fiat 500 Abarth. Road Test: 2013 Chevrolet Malibu Eco. Goss' Garage: TPMS Maintenance. D
3:30 pm
America's Heartland City folks head to the farm to get a taste of heartland life. Helping youngsters understand where their food is coming from. Foreign visitors take turns bringing in the harvest on a Missouri farm vacation. D
4:00 pm
NOVA "Deadliest Tornadoes" NOVA examines tornado science in the wake of April 2011's outbreak of deadly winds that leave a trail of destruction and kill more than 360 people. While meeting with victims and scientists, the program looks at possible improvements in tornado prediction and ways to better protect people and communities.G
5:00 pm
Antiques Roadshow "Minneapolis, MN - Hour One" Host Mark L. Walberg and appraiser Sebastian Clarke visit the American Swedish Institute to examine Mora clocks, tall-case timekeepers of the late 1800s. At the convention center, discoveries include a questionable George Elmslie chair that, if authentic, could fetch $50,000; a 1900 McKinley-Roosevelt poster; and a 1976 intense yellow diamond ring, valued up to $160,000. Part 1 of 3G
6:00 pm
Antiques Roadshow UK "Prideaux Place 1" Michael Aspel and the specialists are in Cornwall. Among the items brought to be scrutinized are original artwork for early saucy seaside postcards, and a revealing letter from aboard HMS Victory written by Lord Nelson.G
6:30 pm
Rick Steves' Europe "Barcelona and Catalunya" The creative spirit of Spain's Catalunya, the land of Picasso, Gaudi and Salvador Dali is on a roll. Rick gets caught up in the festivity of Barcelona, enjoying the vibrant street scenes, tasty tapas and pedestrian-friendly Gothic Quarter. Then he takes a scenic side trip to mountaintop Montserrat, and finishes with an artist's pilgrimage along the Costa Brava to Salvador Dali country. In seaside Cadaques he visits his home and in nearby Figueres experiences his playfully surreal mausoleum/museum.G
7:00 pm
The Lawrence Welk Show "Mother's Day Show" This black and white classic show from 1956 features Buddy Merrill playing "Blue Suede Shoes" in tribute to the latest rage - Elvis Presley. The very young Lennon Sisters sing an a capella version of "Kentucky Baby" and Rocky Rockwell provides a humor-filled "When I Take My Sugar to Tea."G
8:00 pm
Are You Being Served? "Forward Mr. Grainger" Mr. Rumbold attends a management seminar for a month, leaving Mr. Grainger temporarily in charge.G
8:30 pm
Keeping Up Appearances - The Memoirs of Hyacinth Bucket "Driving Ms Fortescue" Hyacinth is thrilled when the wealthy Mrs. Fortescue - practically an aristocrat - asks for a lift into town.G
9:01 pm
As Time Goes By "You Must Remember This" Lionel and Jean meet by accident after not seeing each other for 38 years. Each has been married but is now alone. Much has changed in 38 years, including them.G
9:31 pm
Outnumbered There is a lot to discuss during an evening with Ben's parents, including muggers, dangerous chemicals and reenactments of the Great Plague. Mum is still suspicious Jake is hiding something and Karen decides which of the world's great religions to lead.G
10:01 pm
The Red Green Show "Life Cycle" Red in the possum van competes with Harold on a bicycle for distance covered on a $10 bet. Then Red shares his recipe for fire engine chili.G
10:30 pm
Vicar of Dibley "Spring" Alice is busy arranging the forthcoming christening for her and Hugo's new baby girl, but there is still much deliberation over the child's full name. Geraldine is flustered and bewildered by a surprise proposition.G
11:10 pm
Doctor Who Series "The Vampires of Venice" The Doctor takes Amy and Rory away for a romantic break but terror awaits in 16th-century Venice where something sinister lurks within the House of Calvierri.G


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Review Group Week 247 - SUPERBOY #1
Hey you! Reader! Want to be a part of the GREATEST COMIC BOOK AND GEEK COMMUNITY on the web?! Well, they're not accepting new members, but we'll take anyone here, so why not sign up for a free acount? It's fast and it's easy, like your mom! Sign up today! Membership spots are limited!*
*Membership spots not really limited!
Hey you! Reader! Want to be a part of the GREATEST COMIC BOOK AND GEEK COMMUNITY on the web?! Well, they're not accepting new members, but we'll take anyone here, so why not sign up for a free acount? It's fast and it's easy, like your mom! Sign up today! Membership spots are limited!*
*Membership spots not really limited!
by malcolm reynolds » Wed Nov 03, 2010 6:15 pmI took his score as the art and story added together right?
by thefourthman » Wed Nov 03, 2010 6:19 pm
yup, maybe I will add a + before the word art and a line under the art score to ease people who can't figure it out alone.
by BlueStreak » Wed Nov 03, 2010 6:41 pmIn case I forget like I did last week,
Solid. Lot better than Lemire's other superhero book. Still don't like the supporting cast that much, but I'm not that picky. Besides, the use of Krypto, tactile telekenesis, and the Phantom Stranger make up for it.
I'll flesh it out the review later if I have time.
by Amoebas » Wed Nov 03, 2010 7:17 pmPhantom Stranger is very cool but he doesn't always work for me.
Here's hoping he does in this book (which I'll read when I get finally get home this weekend).
by Zero » Thu Nov 04, 2010 3:26 amI just roll a d10 and subtract two.
by guitarsmashley » Thu Nov 04, 2010 12:49 pmI really wanted to like this. I loved essex county, the nobody and am still pissed I decided to trade wait on sweet tooth..but there was just something kind of off on this story. The art is only partially serviceable. but over all not very good at all. The Parasite looks amazing and is in full on monster mode but every one else looks like they have a thick layer of dough underneath their skin and the fight with parasite was pretty lame.
I like Lee fell in love with this character back in the pages of Johns Titans run and this character is that one, if he was hit in the head with a hammer repeatedly...dialogue is choppy and doesn't flow through pages in general. This book is a bit of a disappointment and the addition of Poison Ivy still leaves a bad taste in my mouth from what DC/Dini did in my previously favorite book.
by Starlord » Thu Nov 04, 2010 1:30 pm
you are wrong on so many levels with this that I've decided your now the bottom in our relationship until you come to your senses.
by KING King Impulse » Thu Nov 04, 2010 1:47 pmSuperboy #1
Writer: Jeff Lemire
Artist: Pier Gallo
There are few people on this board that are as big a Superboy fan as I am, I'm not claiming to be the biggest fan, but I can't think of anyone else to be honest (cept maybe Vinny), so I anxiously awaited this. I first encountered Jeff Lemire in Dark Horse's Noir' anthology, then I read The Nobody, and have recently read the first volumes of both Essex County and Sweet Tooth, and he's definitely won me over. One thing that seems to be constant in Lemire's work is rural America. The protagonist in his Noir story runs a farm, as does Uncle Ken in Essex County. Sweet Tooth begins in a cabin in the woods and the main character in The Nobody just wants to be left alone in his motel room, searching for a cure, so who better to breath new life into a setting so iconic as Smallville than Mr. Lemire?
This issue is one of the finest first issues I've read in a long time. Lemire just gets it, he takes what Johns set up in Adventure Comics and just runs with it. I'm very happy he kept around the characters of Lori and Simon, the former being Kon's own Lana Lang, with the latter being a sort of Pete Ross with possible Lex tendencies. Setting up a strong supporting cast is vital in any comic book, but in a teen book especially, it's what can make or break you.
The comic isn't all set-up and talking though, Lemire isn't in Essex County any more, and he knows we need some action, which is provided plentifully by a hulking Parasite, which results in one of the best fights I've read all year, and a welcome return of Kon-El's Tactile Telekinesis, which I personally have missed greatly.
Pier Gallo is a name I haven't come across before, or if I have, he hasn't made much of an impression on me, but I like what I see. The art has a kind of Pete Woods/Freddie Williams II feel to it that's perfect for the book that works well in quiet scenes as well massive fights. My one art gripe is Kon's glasses which look too small and like he's never actually looking through them, they always seem to be right down his nose, although that could be to indicate he isn't as comfortable in his secret identity as Clark is, and it's a small gripe regardless.
On the whole, this is a very enjoyable teen book, which is high praise coming from myself, someone who considers teen superheroics a personal favourite type of comic. Very recommended.
Story: 9
Art: 8
Overall: 9
by Garofani Spruzzo » Thu Nov 04, 2010 1:51 pmUp to me to go lower than a 5 then..
by Eli Katz » Thu Nov 04, 2010 1:56 pmVicky Squid, your optimism and enthusiasm are inspiring.
by Garofani Spruzzo » Thu Nov 04, 2010 2:31 pm
Well somebody spilled water all over my Batman & Robin #16, I have to take it out on something!
by Starlord » Thu Nov 04, 2010 2:49 pm
I am SO going to jerk off all over your place when we drink.
by Garofani Spruzzo » Thu Nov 04, 2010 3:17 pm
I'll get the cream container.
by Starlord » Thu Nov 04, 2010 3:29 pm
I'm not sure I can stock that much.
by Punchy » Thu Nov 04, 2010 3:51 pm
I don't know what the opposite of inspiring is, but it's more like that.
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Note: Roll over image to zoom. Click to the right of image to enlarge.
Features Bible verses from The New American Bible. Includes complete Catholic liturgical calendar.
Click here to download Monthly Captions
• Size: 10-7/8"w x 18"h open; 10-7/8"w x 10"h closed
• Imprint area: 10"w x 1-5/8"h
• Stapled (standard)
• 13 month pad in full-color
• Quality, recycled gloss stock
• Combinable subjects; minimum 75 per style
• Weight: 22 lbs. per 100
Click here to download full-bleed template
Click to view Additional Packaging Options
Click to view Backcovers & Pre-Planning Funeral Cards
Minimum 200 or 50 pounds to qualify for Bulk Rate Postage. Must order Calendars inserted into sealed envelopes. (See packaging options for additional cost) List must be provided in this Excel spreadsheet format.
All orders are subject to a 5% overrun or underrun and will be shipped and billed accordingly.
St. Paul, MN, 55107. Most orders ship FedEx Ground.
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F.O.B. - St. Paul, MN 55107
22 lbs. per 100 (bulk)
Orders shipped FedEx Economy unless otherwise noted on order. Priority Mail or Parcel Post is not recommended and distributor assumes all in-transit responsibility.
Orders of 2,500 units or greater may qualify for a freight discount. Contact customer service for a quote.
10 business days after art and credit approval. See below for additional information regarding additions to production time.
*Note: After October 15th production lead times may vary due to increased volume. Please place orders early to avoid shipping delays.
When complete, orders will be stored until requested ship date unless specific ship date is indicated. Orders begin shipping in August on the 2nd and 4th Friday of each month. Indicate ship date preference on P.O. Orders received after October 1st will be shipped when completed. Due to heavy shipping volume, we reserve the right to release orders up to 5 business days prior to requested ship date.
Must be prearranged before 1st order processes. Shipments are released on the 2nd and 4th Fridays of each month through October 12th 2018. Orders received after 10/12/18 will ship FedEx Economy unless otherwise requested.
10 copy changes or drop shipments: Add 2 business days. More than 10 copy changes or drop shipments: Add 4 business days.
Call Customer Service for a quote on production time.
Add 2-3 business days after credit approval.
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Last year, the White House launched a Web site - called "We the People" - where citizens could write online petitions. If the petition garners 25,000 signatures within 30 days, the White House will issue a response.
Well, the White House had better get busy, because in the wake of Obama's reelection, petitions for states to secede from the Union are pouring in. There are now 178 petitions on the site, about a third of which are demands for state secession. As for the remainder, some are sensible, some flirt with insanity, but all provide a fascinating window into what some American want, as well as what they want their government to do.
The most popular petition is for Texas to secede from the Union (109,400 signatures at press time). Launched on November 9th, three days after Obama was reelected, the petition complains that Americans suffer from runaway government spending and abuse from federal organizations such as the TSA. "Given that the state of Texas maintains a balanced budget and is the 15th largest economy in the world, it is practically feasible for Texas to withdraw from the union, and to do so would protect its citizens' standard of living and re-secure their rights and liberties in accordance with the original ideas and beliefs of our founding fathers which are no longer being reflected by the federal government," says the petition.
Number 6 on the list (37,312 signatures) is a petition to ban offending prophets of major religions. The petitioners demand the government enact a law that prohibits any action or literature that would offend Moses, Jesus and Mohammed (no other religions are mentioned). "Such acts offend billions of people, and cause unrest in the world. Furthermore, acts like this contradict the essence of coexistence and peace among humans. Labeling these acts as freedom of speech is similar to labeling murder as freedom of expression!" says the petition. The White House site doesn't identify petition signers, but this petition mirrors an effort by Muslim nations to lobby the UN for a global ban on insulting Mohammed.
Number 25 (24,962 signatures) demands that President Obama be impeached. Why the organizers submitted a petition to impeach Obama to the Obama White House is unclear. The petition states that Obama launched an illegal war in Libya, that Obamacare is unconstitutional, and that he is guilty of "appointing agency 'czars' without Senate approval."
Number 29 (21,562 signatures) calls for deporting anyone who signed a petition for their state to secede. Call it the anti-petition petition.
Number 68 asks that Westboro Baptist Church be legally declared a hate group. "The fact that WWW.GODHATESFAGS.COM is their website says enough about them," says the petition.
Number 140 (1.256 signatures) is a petition to allow the city of Atlanta to secede from the state of Georgia, on the grounds that "Atlanta continues to suffer deprivations of economic, civil, religious, and political freedoms imposed upon it by Georgians (who are hostile to Atlanta). Furthermore, the petitioners state "we would also like to annex Athens, Georgia, Decatur, Georgia and the parts of Macon, Georgia made famous by the Allman Brothers."
Number 143 (1,206 signatures) asks to "to dissolve the current legal system and replace it with a single Hall of Justice, run by Judges; motorcycle-riding law officers who act as police, judge, jury, and executioner."
Number 149 (1,083 signatures) asks that American military personnel be allowed to walk around with their hands in their pockets. The petition states that "we hold these truths to be self-evident: that all uniforms have pockets and hands fit perfectly inside them, and they sheathe our knife hands gloriously. It must be acknowledged that placing one's hands in one's pockets is not a sign of disrespect, but a precautionary action to prevent injuries."
Number 165 (565 signatures) asks the White House to enact a law that allows college students to return their diplomas for a 100 percent refund.
So far, the White House has offered 82 responses to petitions. including the official White House honey ale recipe, explaining that the Army no longer experiments on monkeys for medical research, and stating that the President opposes the Citizens United decision on corporate personhood.
Wacky as some of these petitions are, just remember that there are many places on Earth where the only petition a citizen can submit to his government is a plea not to be executed. This is democracy in action.
For more updates, join me on Twitter or Facebook
Related on Forbes:


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In this tutorial we will learn how to use any DisplayObject as a dynamic texture. DisplayObject is the root class for Flash' display list. Therefore, this tutorial applies to anything that Flash can display using the classic display list, including - but not limited to - the following classes: Sprite, Shape, Textfield, Video.
|Scooped by Nicolas Bousquet


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|Gift & Gift Baskets
|Toys & Books
|Clothes & Accessories
|Personalized Baby Gifts
Made in the USA
The Elegant Child has offered our Personalized Knit Blankets since 1989, and they are among our most valued and prized keepsake gifts. These blankets are made from the softest, most vibrant colored yarn, and are double sided and hand stitched.
Blankets measure 50"x30". Machine wash on delicate; tumble-dry on low.
The front of each blanket has the baby's first name (motif above & below the name).The back of each blanket has the motif only.
Soft Acrylic Knit Blankets for Twins $240.00
Please Allow 2 to 3 weeks for delivery...we promise these keepsake gifts are worth the wait.
Colors As Shown:
On The Left:
Background: White
Name & Trim: Dusty Blue
Footballs: Dusty Blue
On The Right:
Background: Dusty Blue
Name & Trim: White
Footballs: White


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iShares Commodities Select Strategy ETF (COMT) shares are being monitored by traders as the TEMA is gaining upward momentum, signifying a potential uptrend for the name. The Triple Exponential Moving Average or TEMA, is a technical indicator that was developed by Patrick Mulloy and published in the "Technical Analysis of Stocks & Commodities" magazine in 1994. As Mulloy explains in his original article, "the definition of TEMA1 is not a 'simple' triple EMA, but rather a composite of a single, double and triple EMAs, which eliminates the lag when there is a trend." The indicator can be used for smoothing price data, as well as for smoothing other indicators.
Let's take a closer look at some additional technical levels for iShares Commodities Select Strategy ETF (COMT). The 14-day RSI is presently at 65.71, the 7-day is 70.59, and the 3-day is spotted at 69.01. The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of stock price movements. The RSI was developed by J. Welles Wilder, and it oscillates between 0 and 100. Generally, the RSI is considered to be oversold when it falls below 30 and overbought when it heads above 70. RSI can be used to detect general trends as well as finding divergences and failure swings.
In terms of CCI levels, iShares Commodities Select Strategy ETF (COMT) currently has a 14-day Commodity Channel Index (CCI) of 88.88. Investors and traders may use this indicator to help spot price reversals, price extremes, and the strength of a trend. Many investors will use the CCI in conjunction with other indicators when evaluating a trade. The CCI may be used to spot if a stock is entering overbought (+100) and oversold (-100) territory. The 14-day ADX is 27.88. Many technical chart analysts believe that an ADX reading over 25 would suggest a strong trend. A level under 20 would indicate no trend, and a reading from 20-25 would suggest that there is no clear trend signal. The ADX is typically plotted along with two other directional movement indicator lines, the Plus Directional Indicator (+DI) and Minus Directional Indicator (-DI). Some analysts believe that the ADX is one of the best trend strength indicators available.
Investors may be studying other technical indicators like the Williams Percent Range or Williams %R. The Williams %R is a momentum indicator that helps measure oversold and overbought levels. This indicator compares the closing price of a stock in relation to the highs and lows over a certain time period. A common look back period is 14 days. iShares Commodities Select Strategy ETF (COMT)'s Williams %R presently stands at -18.44. The Williams %R oscillates in a range from 0 to -100. A reading between 0 and -20 would indicate an overbought situation. A reading from -80 to -100 would indicate an oversold situation. Looking at some moving average levels on shares of iShares Commodities Select Strategy ETF (COMT), the 200-day is at 33.41, the 50-day is 32.68, and the 7-day is sitting at 33.77. Moving averages can help identify trends and price reversals. They may also be used to help spot support and resistance levels. Moving averages are considered to be lagging indicators meaning that they confirm trends. A certain stock may be considered to be on an uptrend if trading above a moving average and the average is sloping upward. On the other side, a stock may be considered to be in a downtrend if trading below the moving average and sloping downward.


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Home Advantage Variable Home Advantage - Variable $250K - $699,999 <80% (Owner Occupied)
3.89%p.a Standard Variable
4.04%p.a Comparison**
$150Upfront fees
$350Annual fees
80%Max LVR
$1,855Per Month*
About Heritage Bank
Standard Variable
Repayments calculated to take into account ongoing monthly and anual fees.
- Monthly repayment*
- $1,855
- rate per annum
- 3.89%
Loan to Value Ratio
Borrow up to the maxium of 80% of the value of the property.
Lenders Mortgage Insurance, or LMI, will be payable on most loans where the borrowings are greater than 80% of the value of the property.
However, you may be able to capitalise LMI into your loan, increasing the overall loan amount by about 2% (in order to cover the cost of the insurance). Contact a loan market broker to find out how LVR and LMI might impact the cost of your loan repayments.
- Lvr
- 80%
- Capitalise LMI
- No
For Construction, Owner Occupied, and Vacant Land in NSW, NT, QLD, SA, WA, VIC, TAS, and ACT.
- Term
- 1 - 30 years
- Min
- $250,000
- Max
- $699,999
The level of financial documentaion and credit history required to apply for the loan.
- Financials
- Full Doc
- Credit History
- Conforming
- Genuine Saving
- Required
Offset Account
Save on interest repayments by holding spare cash in an offset account.
- Offset account
- Offset
- 100%
Redraw Facility
Get quick access to cash by drawing on the loan to pay for renovations or other purchases.
- Redraw Facility
- Min Redraw
- $0
- Redraw fee
- $0
Banking Features
Given the wide range of loans on offer – with different interest rates, product features and fees – it pays to shop around to find the loan that fits your needs and circumstances. Some loans offer features that may be appropriate for your situation and result in savings over the life of the loan.
Some features you may wish to consider include:
- an offset account;
- ability to make extra repayments;
- a redraw facility; and
- linked credit card and savings accounts;
- ability to split your loan between fixed and variable interest rates
- Offset Account
- Redraw Available
- Internet Banking
- Telephone Banking
- Credit Card
- BPay Option
- Portability of Loan
- Professional Pack
- Check Account
- Direct Salary Credit
- Free Transactions
- Minimum Redraw
- Redraw Fee
You can make your repayments Fortnightly, Monthly, and Weekly.
- Interest Only Option
- Max Interest Only
- 0 years
Upfront Fees
Upfront fess associated with estabilishing the loan. Other loan set-up fees, such as valuation fees and lender's mortgage insurance, and Government charges, such as registration fees and stamp duty on property transfer, have not been included. These will be determined after application.
- Total
- $150
- Settlement
- $150
Ongoing Fees
Monthly and annual fees and charges during the loan period.
- Total
- $350
- Ongoing Yearly
- $350
Exit Fees
Fees associated with prematurely ending the loan.
- Total
- $250
- Exit
- $250
- Early Repayment
- $0
- Switch To Fixed
- $0
Heritage restricts mortgage loan applications with a Loan to Valuation Ratio (LVR) to a maximum of 95% (inclusive of mortgage insurance premium) to the following: - First Home Owner Buyers - Owner-occupied construction loans - Units with the following exceptions - High density apartments (max LVR 80%) - Investment (max LVR 90%) - Inner city high-density apartments (max LVR 70%). Requirements: - Minimum borrowing $150K - Hold at least one of the three Home Advantage Loan products - Must hold any qualifying Visa card - Must pay the annual package fee of $350 Features: - No monthly administration fee - Additional repayments welcome without penalties - Unrestricted redraw - No application fee on further advances - Valuation fee on first security paid by Heritage up to $330 Progressive Valuation (x2): $144.96 per inspection, plus mileage if applicable, will apply for each progress valuation inspection. The fee may vary depending on location of property - state by state. Please note that this is an approximate amount only. If the inspection fee is higher than the stated amount then the available loan funds will be reduced accordingly. Normal requirement is for two progress inspections at frame and completion stages. Where a valuation is required and only one property is offered as security Heritage will pay for the valuation, up to a maximum cost of $330. Any amount over $330 is to be borne by the borrower. In addition, if two or more securities are involved, the valuation cost of the subsequent securities is to be borne by the borrower. Verification Requirements Confirmation that repayments are up-to-date, together with documentary evidence of satisfactory conduct, is to be provided as set below. Facilities Being Refinanced: If Under 80% (not mortgage insured) Applicants are to provide the latest 6 months loan statements for home loans If Over 80% (mortgage insured) 6 Consecutive months, including the month immediately proceeding the month of the application for LMI. Facilities Not Being Refinanced: If Under 80% (not mortgage insured) Applicants to provide the latest loan statements to evidence current repayments amounts, interest rate and good conduct If Over 80% (mortgage insured) Applicants to provide the latest loan statements to evidence current repayment amount, interest rate and good conduct. Guarantor Fee of $200 will apply to new loan applications where a guarantor is required. Subject to Credit Policy and Criteria.
LVR Notes
LMI payable above 80% LVR. Max LVR to apply as follows: 95% max for First Home Owner Buyers inclusive of any capitalised LMI - borrowers need to provide 5% genuine savings 95% max for owner occupied purchase and construction loans (inclusive of any capitalised LMI); 90% max for equity cash-out loans (inclusive of any capitalised LMI); 90% max for refinance applications (including LMI); 85% max plus LMI capitalisation for consolidation loans (no more than four [4] existing loans are to be consolidated); 95% max for construction loans (inclusive of any capitalised LMI); 90% max for fully developed residential land loans; 85% maximum for rural residential land loans; 80% maximum for rural zoned land loans; 95% maximum LVR for units, with the following exceptions: High-density apartments have a maximum LVR of 80% and Inner city high-density apartments have a maximum LVR of 70%. Eligibility criteria for non-residents and permanent residency via holders living in Australia: - Australian citizen who is non-resident now has a maximum LVR of 70%, maximum NSR of 90%, in addition to existing Heritage requirements; - New Zealand citizen who is non-resident now has maximum LVR of 70%, maximum NSR of 90%, and maximum loan of $750,000, in addition to existing Heritage requirements.
Applicants with 20% or more equity only need to provide evidence of the existence of that deposit and don't need to demonstrate a 5% genuine saving history, nor provide details of the deposit history but must show propensity to meet repayments. Applicants with less than 20% deposit required to provide evidence of the 5% genuine savings.
Fee Notes
Settlement fee: $150 (per loan) Construction Progress Inspection fee $144.96 per inspection (2 inspections required) plus mileage if applicable. Agents Settlement fee ranges from $88-$260 plus disbursements (per settlement) for CBD settlements, depending on state. Where Heritage engages an agent acting on its behalf, the Agents Settlement Fee will be passed on to the borrower. Switching Fee - Nil. Where a valuation is required and only one property is offered as security Heritage will pay for th


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Report Builder 3.0 offers many new features to its users. One of the best features, in my opinion, is the ability to search and use Report Parts that have been published to the Report Server. If you are looking for a tool that will provide Self-Service to your end-users this is a tool that you should consider adding to your arsenal.
During many of my client engagements I am asked to create reports. I will typically spend time reviewing existing reports and then I will recreate a report or two adding additional functionality and formatting. Once the clients, specifically the business users view the reports there are comments such as: this is good, but….
- can you move this table
- can you move this chart
- can you change the format of this column
- can you change the color of the header row
Then I go back and make the requested changes and present the reports once again. Kind of a tedious process. Even worse, in some cases more changes are required. However, with the release of SQL Server Reporting Services R2, report developers can now publish parts of reports. These parts include, maps, tables, charts, images, etc… See my blog post, Publishing Report Parts, for more details on this topic.
Now instead of you, the report developer or DBA, spending your time shooting at a moving target recreating or modifying reports. You can now enable the end-user to leverage all of your hard work without spending a tremendous amount of time teaching them how to use a new tool.
So to get started, open Report Builder 3.0. There are a couple of ways to do this. You can open it from the start menu or you can use the Report Builder button on Report Manager.
Once the Report Builder is open you may need to connect to a Report Server. Once you are connected, locate the tab on the right side of the Report Builder labeled Report Gallery.
In the search box enter your search criteria or leave it blank and click the magnifying glass. The results of the search will appear directly below.
Either double-click an item in the list or drag into onto the report design surface. Any datasets are parameters that the report part depends on will automatically be added to the report.
At the point you can continue to add items to the report and format it to me your needs. Once you are done you have the ability to publish the report. Click the save icon and type the Report Server path in the drop down list labeled Look in. Select the location where you want to publish the report and click save. The report can now be viewed by any that has permissions.
Talk to you soon,
Patrick LeBlanc, MCTS
Founder www.TSQLScripts.com and www.SQLLunch.com.
Visit www.BIDN.com, Bring Business Intelligence to your company.