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Jewish Costumes in the Ottoman Empire
Odegaard Undergraduate Library
first floor foyer and and west alcove display areas
June 7-July 30, 2004
Fifty engravings depicting traditional Jewish costumes worn during the Ottoman Empire in the 16th to 19th centuries are now on display in Odegaard.
The engravings were created by three tezhip artists and based on old postcards. The paintings have been brought to the United States with the assistance of the Ministry of Foreign Affairs of the Republic of Turkey and will travel to key cities around the country as part of a year-long program dedicated to highlighting the history, culture and traditions of two peoples who have lived together in friendship for centuries.
The exhibit is sponsored by the Jackson School of International Studies; Consulate General of Turkey; Sephardic Bikur Holim Congregation; Turkish American Cultural Association; American Sephardi Federation; Assembly of Turkish American Associations; Ministry of Foreign Affairs of the Republic of Turkey; Jewish Community of Turkey.
Additional information about the collection, including images are available at the University of Washington Near Eastern Langauges & Civilization website
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i few weeks ago my boyfriend and i got engaged however we're probably not going to get married. hes a true atheist and that seems to be all that can fit into his life. he says marraige is fribulas. the lable of being a boyfriend or husband is stupid. im not a christian and getting married to him has nothnig to do with religion. hes cut off from feelings, emotion, affection, compassion. do atheists not feel these things? is it just something they have to act or pretend to make loved ones feel…Continue
Added by Samantha Kedzierski on January 12, 2012 at 10:29am — 47 Comments

subset: commoncrawl


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Plant Manager: "Very Sad Day for Our Verso Family" [AUDIO]
SARTELL -- Saying it's "a very sad day for our Verso family," the plant manager of Sartell's Verso paper plant says the cause of a massive explosion earlier today is still unknown.
Matt Archambeau spoke at a news conference tonight at Sartell City Hall after an explosion rocked his plant just after 11:15 this morning.
He's asking for people to stay away from the site while crews continue to work to put out a fire at the plant. The fire is contained to the warehouse area and still burns this early evening.
Sartell City Administrator Patty Gartland confirms one death and five injuries (new number). A St. Cloud Hospital spokeswoman says three of those injured have been treated and released. One was still in the emergency trauma center late this afternoon. The condition of a fifth person is not known.
The names of the dead and injured have not yet been released.
Fire crews from eight communities are working at the scene.
Sartell's fire chief Ken Heim calls the fire "the biggest in Sartell history."
The fire, Heim says, continues in the warehouse building which houses large rolls of paper. He says the fire's about 90% contained, but the building is structurally unsound, and that's slowed efforts to put out the flames. Heim expects fire crews will be on scene round-the-clock for "a day or two."
Heim says the State Fire Marshall is on-scene and the investigation will begin when the fire's out.
Officials will hold another news briefing at 8 a.m. Tuesday. You can hear that news conference live on AM 1240 WJON.
Hear the news conference on-demand:


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Winning two of three doubles matches and five of 13 singles matches, the Lady Bisons were led by Mackenzie Bishop, a freshman from Florence, Ala., and sophomore Elizabeth Keevil from Toronto, Ontario. Bishop was a part of both doubles wins, playing with junior Kara Jackson and sophomore Danielle Hansen.
"Mackenzie had another strong showing on Saturday," said head coach Kristin Lusk. "She is proving to be a very versatile player. She's going to be a huge contributor to the team this spring."
Keevil went 2-1 in singles on Saturday, with her only loss against Murray State's Cassidy Cunitz.
"Elizabeth played great singles," said Lusk. "Her and Cunitz played a great match. Elizabeth didn't pull out the third set tie-breaker unfortunately, but I was really proud of how she competed this weekend."
"I was really happy with what I saw this weekend," said Lusk. "This is a stronger and more mature team than we've had in a while."
The Lady Bisons will see more fall action when they travel to Chattanooga to compete in the Steve Baras Classic on Oct. 2.
Jackson/Bishop (LU) def. Maggie Boeckman/Laura Harning (SIU-E) 6-7(0), 6-3, 10-5
Hansen/Bishop (LU) def. Angela McGahee/Dina Obukhova (MS) 7-5, 6-3
Anna Winkelmann/Anna Marie Herbold (UTM) def. Jow/McMeen (LU) 6-0, 6-3
Keevil (LU) def. Kelsey Laird (SIU-E) 6-4, 4-6, (10-5)
Cassidy Cunitz (MS) def. Keevil (LU) 6-7 (4), 6-0, (10-6)
Keevil (LU) def. Belisa De Brito (UTM) 6-2, 6-1
Hansen (LU) def. Ali Wulfers (SIU-E) 6-2, 6-0
Corrina Reischl (UTM) def. Hansen (LU) 6-4, 6-1
Amanda Miller (SIU-E) def. Jow (LU) 6-3, 7-6 (4)
Ashley Canty (MS) def. Jow (LU) 6-2, 6-0
McMeen (LU) def. Amanda Niebur (SIU-E) 6-1, 6-3
Lyndsay Ottosen (MS) def. .McMeen (LU) 6-1, 6-1
Alexis Webb (MS) def. Jackson (LU) 6-2, 6-1
Martie Wahl (UTM) def. Bishop (LU) 6-4, 6-1
Samantha Bowman (LU) def. Quinlan Duchanie (SIU-E) 8-0
Alice Laing (UTM) def. Samantha Bowman (LU) 6-1, 6-0
This story was written by Katie Haab, student assistant in sports media relations.


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Man captured on surveillance video who is sought by law enforcers for an apparent arson attack on a mosque in Joplin, Mo., on July 4.
The FBI announced a $15,000 reward for information that helps nab a suspect captured on surveillance video throwing a lit object onto the roof of an Islamic Center in Joplin, Mo.
The nationwide appeal for tips that lead to the identity, whereabouts and indictment of the white man who appears on the video image came Wednesday, about two weeks after it was announced locally, said Bridget Patton, spokesperson for the FBI in Kansas City, Mo.
"We need to put that picture out to see if anyone can identify that person or give us any information to further this investigation," said Patton. She said the appeal could "just someone to stop and think… and call in pertinent information, like, 'you know, I did see a car on that street.'"
A fire on the roof of the Islamic Center of Joplin was reported about 3:30 a.m. July 4, the FBI said. It was extinguished by the Jasper County Fire Department before it could cause interior damage.
The mosque was vacant at the time, Patton said.
Stay informed with the latest headlines; sign up for our newsletter
She said she could not comment on whether the initial local appeal had generated any useful tips.
The $15,000 reward includes $10,000 from the FBI and $5,000 from the Bureau of Alcohol, Tobacco, Firearms, and Explosives.
Federal law criminalizes arson and vandalism against houses of worship committed either because of the race or ethnicity of the group using the property or, in certain circumstances, because of the religious nature of the property, the FBI noted in a release.
The FBI plans to publish the whole video recording of the attack on its site on Friday, Patton said.
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Wednesday, June 29, 2011
Cloth Diapering After Adoption: It's Never Too Late to Start!
My husband and I are anything but conventional. After six years of trying to conceive, we decided that our path to parenting would be though domestic adoption. Five weeks after we were homestudy approved, we got The Call. We then had six weeks to get our lives, home, and work ready for a baby. While cloth diapering had always interested me, I did not have any time to even think though all the possibilities or do any research. I also knew that we'd be living in another state with our newborn for an undetermined amount of time, so disposable diapering was the only option we felt would work for us.
We brought out baby home to Minnesota two weeks after his birth in January. True to Minnesota-style, his arrival home was marked with a blizzard. We spent the next four months with our little guy in disposable diapers, thinking it was too late to start cloth diapering.
But the waste was getting to me. The fact that my kid was sitting in chemicals was getting me. When a Twitter friend started cloth diapering her baby who was older than mine, I decided that it was time for us to make a change to cloth! The only problem was that we had gotten used to the convenience of disposable. After hanging out on various cloth diaper forums, I learned about Hybrid systems, like GroVia and Flip. What a great option…how come no one told me about this sooner! I immediately got us started, and it has been a huge success. I use the disposable inserts when we are out and about, and use the cloth inserts at home. I also found a combination of cover, insert, and booster insert that FINALLY stopped overnight leaks! Kiddo had been leaking his disposables like crazy, and it took cloth to put a stop to that.
The only hitch to our giddy up is that our daycare center does not allow cloth diapering. However, they are looking into whether the hybrid systems with disposable inserts would be allowable by the licensing board. We are eagerly awaiting their reply (cross your fingers for us!).
Diapering with hybrid systems has been such a success, that I'm branching out to cloth all-in-two systems with Best Bottoms and Soft Bums. Heck, I may end up with a little of everything, since cloth diapering is so addictive! And I was worried about the laundry piling up…it's not a problem! I LIKE washing our cloth diapers (shhh, don't tell my husband that)! Every time I put a cloth diaper on my babe, I know I'm saving money, the environment, and his butt.
With another two years of diapering ahead of me, I am glad I made the decision that it's never too late to start cloth diapering.
Photos: Baby CJ in GroVia Shell Snap Closure "Owls"
Bio: Caryn Lantz lives in suburban Minneapolis with her awesome husband of 11 years, and their pride and joy, baby CJ who joined the family though domestic interstate adoption. When not obsessing about cloth diapering, poop, spit-up, rolling over, and other baby-related things, she also knits and designs knitwear, spins her own yarn, and dyes fiber (but that stuff really hasn't been happening much since CJ moved in!). blog: www.fuzzynoodleknits.com Twitter: www.twitter.com/fuzzynoodle
8 comments:
- Laurie said...
He's so cute.
My oldest daughter is 3 and I just started CDing her. My youngest is 4 months though. So, it's definitely worth the investment for me still.
- June 29, 2011 at 12:36 AM
- Amanda said...
Just think about parents who do foster care...with a good stash of one-size diapers, they will always be prepared for any age child at any time...even in the middle of the night when they can receive 'the call.' ! No need to keep a few different sizes of disposables on hand. ;)
Good luck with cloth diapering and I hope the daycare and licensing board can meet you half way with the hybrids! :)
- June 29, 2011 at 7:37 AM
- Gnat said...
What a great post!! Thank Caryn for sharing your story.
- June 29, 2011 at 9:00 AM
- Higgs' Happenin's said...
that's awesome! I don't have any hybrid systems, but I'm looking to get a few to try out. Your baby looks adorable in that grovia :).
I agree there is a "conventional" way of doing things. I would even go so far as to say that for most people cloth is unconventional. At least for all my friends it is. I want to do my best to be as unconventional as possible if that's the case.
- June 29, 2011 at 11:46 AM
- Jess said...
If you can get a dr's note that says CJ is allergic to sposies, they have to allow cloth diapers at daycare. According to NAEYC (the national daycare licensing board), the cover and absorbent insert must be changed each diaper change, so an AIO, AI2, or Pocket are tipically the more popular options. If you want to check it out yourself, google NAEYC Daycare Codes and Cloth Diapers.
- June 29, 2011 at 1:30 PM
- Caryn Lantz said...
I just thought I'd share that we got the OK from daycare today to use hybrid systems like Flip and GroVia with disposable inserts!! Hooray for cloth diapering!
- June 29, 2011 at 5:30 PM
We have a similar story but only TWO weeks to get ready for our baby girls arrival! Cloth diapering has been wonderful and I love doing something extra special for my baby. Plus she looks adorable in pink diapers!
Thanks for sharing!
- July 2, 2011 at 2:56 PM
- Ariel said...
I LOVE this...My second little guy is almost 1 year old, and we're making the switch to cloth as soon as our order arrives ;) It's never too late :)
- July 3, 2011 at 3:23 PM


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Tuesday, 13 July 2010
UCP Cafe
12 comments:
- Petrus said...
Tripe is absolutely unpalatable - I was forced to eat it as a child .. I think there was a UCP shop in Stretford but my mother our bought tripe from the local fish & chip shop.
- Tuesday, 13 July, 2010
- Hydonian said...
I used to LOVE honeycomb.Either ate it with vinegar or in stews my mum used to make. Our dog loves Elder too :)
- Tuesday, 13 July, 2010
- Rose said...
I can just picture everything so clearly...enjoyed reading this.
- Tuesday, 13 July, 2010
- ian... said...
My inlaws served up a plate of the honeycomb stuff once. Didn't like being rude but I really wasn't that hungry :>X
- Tuesday, 13 July, 2010
- imac said...
Enjoyed the post, but tripe, uck.lol, Thats what Tom comes out with at times hehe.
- Tuesday, 13 July, 2010
- Lizzy said...
I know I've told you this a million times already, I love this blog.
I remember the cafe well, altho ugh I am sure we never went in it, I will check, but I KNOW I have never eaten tripe. Is the tripe stall still in the Market Hall?
- Tuesday, 13 July, 2010
- Tom said...
Ha! Excellent comments on this...
I think you either love or hate tripe and offal.. each to their own as they say ;o)..
Tripe was dressed and bleached in Hyde at one time... We will try to find out more about that and sort out a post.. The Tripe Shop in the Market Hall is still going.. I can only think of one other tripe shot around these parts... and thats the one in Stalybridge.
- Tuesday, 13 July, 2010
i remember going in with my mum i think we mostly went upstairs but i was only a young pup
if i remember as you walked in there was a mosaic tiled area
talking of food memories going into mellors pie shop on george street for those oval meat pies and freshly cooked muffins still hot out of the oven oh happy days
keep up the good work
mick fekete
- Sunday, 01 August, 2010
I too remember very well going into the UCP cafe every Saturday as a young lad with my mum. I never knew it had an upstairs though. I fondly remember I used to get a treat of a bag of broken biscuits from next door, at I think was Woolworths was it, for tuppence. This use to keep me quite while my mum caught up with all of the weeks gossip at the cafe with her friends.
- Friday, 08 October, 2010
- Tom said...
Hi Ron..
thanks for commenting.. I think those broken biscuits were a ploy well used by many mothers... I seem to recall eating my fair share of them.
- Friday, 08 October, 2010
On Saturday 8th May 1965, following my marriage at Hyde Register Office in Clarendon Place, all my family and friends enjoyed a "Wedding Lunch" in the upstairs room of the UCP. Served by the lovely ladies in black & white uniform, it was a wonderful meal and I had my then and still favourite - lamb's liver. The UCP had branches all over the north west and was renowned for its delicious food. I too was brought up on tripe - it's mouth watering - eaten cold with a few tomatoes and a drop of vinegar. I think there was a trip stall on the open market in those far-off days - was it Winterbottom's?
- Sunday, 03 April, 2011
- NewCareerSkills said...
I had a Saturday job on the market around 1965 and the best bits were chips and gravy from the UCP at lunch time.
- Friday, 21 February, 2014


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Onorato's Mascalzone Latino Jr. Takes First Round Lead of Audi Melges 20 Gold Cup In Napoli
2 November 2012
Napoli, November 2, 2012 - It is Mascalzone Latino Jr. sailed by Achille Onorato and Lorenzo Bressani today with a 5-6-1-5 punch to take the lead at the Audi Melges 20 Gold Cup, organized by B-Plan Event & Sports in collaboration with Circolo Canottieri Napoli. The weather conditions improved dramatically from yesterday's severe storm. All four races schedule for the day were sailed and the sailors took full advantage of a fantastic westerly breeze of 6-14 knots with four different teams capturing a victory.
Mascalzone Latino, Jr., helmed by Achille Onorato, winner of Coppa Challenge Sergio Capolino and the Gold Cup warm up round, was very fast on the first day of racing despite a shifty 8-12 knots and frustrating sea conditions.
Onorato finished the day with a margin of 3 points over second place finisher Fremito d'Arja sailed by Dario Levi and Andrea Casale with a strong 11-2-4-3 run. Team Karma sailed by Michele Paoletti and helmed by world champion skipper Enrico Pegoraro pressed the leaders all day with a 3-15-8-1 finish. Candida Sailing Team owned by Alessio Marinelli, with tactician Branko Brcin held a strong fourth place finish in the last race of the day after placing thirteenth in race three which helped contribute to their success in the Audi Melges 20 sailing season.
Other stars of the day include 2011 Audi Melges 20 Sailing Series Champion Luca Domenici and Benedetto Giallongo on Notaro Team, defending Gold Cup Champion Alessandro Rombelli on Stig with tactician Jonathan McKee, Federico Albano's 3menda Giulio Desiderato-Trani, and the best Neapolitan team Pecceré in the fleet sailed by Mirko De Falco and Guglielmo Giordano.
The Audi Melges 20 Gold Cup will continue tomorrow morning at 10:30. Despite the forecasted light air conditions, the race committee hopes to add another four races to the scoreboard as they work to achieve and complete the scheduled ten race series. After race six, a discard goes into effect.
TOP TEN RESULTS (After 4 Races)
1.) Achille Onorato/Lorenzo Bressani, Mascalzone Latino, Jr.;5-6-1-5 = 17
2.) Dario Levi/Andrea Casale, Fremito d'Arja; 11-2-4-3 = 20
3.) Enrico Pegoraro/Michele Paoletti, Karma; 3-15-8-1 = 27
4.) Alessio Marinelli/Branko Brcin, Candida Sailing Team; 1-9-13-4 = 27
5.) Luca Domenici/Benedetto Giallongo, Notaro Team; 2-19-2-2 = 35
6.) Alessandro Rombelli/Jonathan McKee, STIG; 9-8-12-7 = 36
7.) Federico Albano/Giulio Desiderato-Andrea Trani, 3menda; 8-1-9-20 = 38
8.) Mirko De Falco/Guglielmo Giordano, Pecceré; 2-5-25-6 = 38
9.) Davide Albertini/Flavio Favini,Leviathan; 6-16-5-11 = 38
10.) Guido Miani/Gabriele Benussi, Audi Ultra – Out of Reach; 6-16-5-11 = 49
View Full Gold Cup Results
View The Full 2012 Audi Sailing Series Ranking Results
View Photo Gallery - Stefano Gattini
View Photo Gallery - Renato Tebaldi
View Photo Gallery - Carlo Borlenghi
Stay close to the Official Audi Melges 20 Facebook Page for photos and further commentary. Race reports, press releases and photos will be available online each day post racing at melges20.com.
Enthusiasts can experience the excitement of the Audi Sailing Series online at audisailingseries.com.
Everyone is invited to enjoy the new virtual home of the Audi Sailing Series and the opportunity to subscribe to the official newsletter, press releases, and news related to the events throughout the season. Information is also available on Twitter providing live updates.


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James ConnollyPosted: May 2, 2018 by Nick Scullin | Full size is 2481 × 3508 pixels
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Redline is about developing an alternative vision to capitalism. We recognise there is no possibility of building a Marxist working class party in the current conditions in New Zealand of low horizons and little fightback. We aim to use the tools of Marxism to provide analysis of what is going on and, where possible, give a positive lead.
We welcome comments on all our articles but if you want to make direct contact with us at Redline, you can email us at firstname.lastname@example.com
Don Franks, Philip Ferguson, Daphna Whitmore, Mark Muller, Nick Scullin, Tim Leadbeater, Colin Clarke, Susanne Kemp
This study group, which is being initiated by some of the people involved in Redline, is primarily concerned with imperialism in the 21st century, but will begin with the first great Marxist work on the subject.
We will be focusing on studying and discussing three books:
V.I. Lenin, Imperialism: the highest stage of capitalism
Tony Norfield, The City: London and the global power of finance
John Smith, Imperialism in the Twenty-First Century: Globalization, Super-Exploitation, and Capitalism's Final Crisis
You will need copies of these books – or, at least, access to them – to take part in the study group. For further info on the study group, email: email@example.com
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So the more people who spread the word about the blog, advertise and/or re-blog stuff the better.
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I will endeavor to make this short, quick and painless as possible. I am a Traditionalist Roman Catholic. Always have been. Two years ago, I started reading several authors on the subject of the "true church", each asserting that their brand was correct, and that the others wer the opposite. This, of course, piqued my interest. I researched church history starting with Christ himself, and the hierarchal order that was established following his ascension. Of course, solo scriptura is not my aim, as I realize that the traditions of the fathers played an important role in shaping our faith, and that without them, we cannot begin to understand the scripture. Long story short, as I researched the different branches, and their claims, as well as basic church history, I began to notice that my own personal views and beliefs aligned so much closer with that of the Orthodox faith than that of my own. I got in trouble often as a child for arguing with my priest over the very topics that I see highlighted in the differences between the Orthodox and Catholic churches. As this is the case, I have delved deeply into orthodox theology, beliefs, traditions and writings to get a better understanding, and to see if this is the way that I feel that I am being led. I believe, without any doubts, that I was led to read about all of the different "Brands" of Christianity, to lead me to this point. So my question is, simply put, how do I start? There are two Orthodox churches within 45 minutes, and I have visited them both. Having witnessed the tradition and liturgy first hand, I want more! Where do I go from here?
I have slipped into St. George Orthodox Cathedral in Wichita several times and had one good talk with Father James. I have read close to twenty books thus far, and I am pretty much convinced. The truth shines like a light!!!
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European Commission
Máire GEOGHEGAN-QUINN
European Commissioner for Research, Innovation and Science
Innovation Union Scoreboard 2013
Press conference / Brussels
26 March 2013
Thank you, Antonio. I want to complement Antonio's presentation by putting these results into the wider context in the EU and internationally.
The EU still lags behind the innovation leaders – the US, Japan and South Korea. The good news is that the EU has closed almost half of the innovation performance gap with the US and Japan since 2008. However, South Korea has increased its performance lead over us.
Worryingly, the US, Japan and South Korea dominate the EU in terms of business activity, and also in educational attainment, as measured by the share of population having completed third-level education.
The EU continues to lead Australia, Canada and all BRICS countries [Brazil, Russia, India, China and South Africa].
This lead has been increasing compared to Australia and Canada, has remained stable with the BRICS countries, except with China, where it has declined slightly.
It's a mixed picture – there is some progress, but certainly no room for complacency.
So, what do we need to do to win the global innovation race?
At EU level, as our recently adopted State of the Innovation Union Report sets out, we are broadly on track with our Innovation Union commitments. For example:
These measures are strong seeds for growth and jobs in Europe. However, the situation is fragile and we still have some way to go.
A lot of work has to be done at national level, particularly in Member States with a lower Scoreboard ranking.
As Antonio has already pointed out, regional differences in innovation performance are widening. This trend must be reversed. It is a key challenge for the EU.
So, what do Member States need to do? We set it out in the State of the Innovation Union Report. I would summarise it in three words: invest, reform, transform.
This year's Scoreboard is the first that gives us a real idea of the impact of the current crisis on investment.
Taken on average over the last five years, it has actually proven very resilient:
However, there are flashing lights on the dashboard. Total EU public R&D investments slowed down in 2010, and even decreased in 2011. This decline is partly offset by the further development of R&D tax incentives.
Still, we see it as vital for Europe to protect public R&D budgets in 2013 and 2014.
This brings me to the second step: reform. It is no good putting extra investment into national research systems which are not functioning efficiently.
We cannot continue with a situation where research funding is not always allocated competitively, where positions are not always filled on merit, where researchers cannot take their grants across borders, and where there is a scandalous waste of female talent.
That is why Member States need to implement the measures set out in the ERA Framework Communication, which was adopted in July last year.
The Commission is monitoring their progress. We will not be afraid to name and shame. At the request of the Heads of State and Government, we will present our first progress report to the European Council meeting in October.
Finally, why do we need to transform our economies? The reason is simple. As well as maintaining our strong position in sectors such as automobiles, we must develop a stronger presence in hi-tech sectors where the US currently outstrips us.
We need structural change both within and between sectors.
We need to look for new sources of growth through innovation in the private and public sectors, for instance public procurement or better developing and commercialising unexploited patents.
We must support the growth of fast growing, innovative firms and the development of clusters in new fields of activity, such as healthcare and the bio-economy.
This is how we will innovate our way out of the crisis and towards a better future.
Thank you.
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Medical Insurance Guide for Students
This guide compiles information for students of all levels and ages, recent graduates, and parents who claim a student as their dependent. Take the time to navigate your coverage options, costs, and obligations in order to make an informed decision on an insurance plan.
Although going to school is a rewarding experience that prepares you for a better career, life as a student comes with unique financial challenges. Tuition costs are ever increasing while credit card debt and student loans are all too common financial burdens that young people assume in our present economy. As a member of a young, relatively healthy demographic, you may not even be thinking about paying for health coverage.
Being practical and prepared for medical insurance can only help you get through school. Health (including mental health) issues are a leading cause of college dropouts across the country. Without insurance, the costs associated with an unexpected illness, injury, or medical procedure dwarf the tuition or student loans you might have. Even a minor injury can put you in serious financial risk.
Discover Why You Need Health Insurance Now
Young adults (ages 19-29) are the least likely to be insured. They're also an age group that's much more likely to visit the hospital emergency room than any other group. An uninsured stay at the hospital due to accident, injury, or unexpected illness can cost you thousands, or even tens of thousands, of dollars. Health insurance can protect you from this liability and potential for bankruptcy or other devastating financial possibilities.
Planning for student health insurance used to be a relatively straightforward process, but with many parents losing their employer-sponsored plans, students now have to research their options. Healthcare costs are escalating dramatically every year, so make sure that you're prepared by covering yourself and your dependents.
Know the Implications of the Affordable Care Act
In March 2010, the President signed into law the Affordable Care Act, putting comprehensive health insurance reforms into place. Through 2014, the Affordable Care Act will continue to be implemented, increasing access to affordable healthcare for many individuals, families, and businesses. It will also change the marketplace for health insurance. One of the biggest changes is that, starting in January 2014, individuals who qualify will receive financial aid to help them buy their own insurance.
The following changes took effect in September 2010:
- Protection from rate increases
- Protection from canceled insurance
- More coverage for preventive care (checkups, for example)
- No lifetime caps on benefits
You can study these changes in further depth through the government's health insurance site.
First Things First: Understand Insurance Terminology
Below are some common terms you'll encounter as you research your choices.
- Premium: the periodic payment required to keep an insurance policy in effect. A plan with a lower premium usually comes attached to a higher deductible, and vice versa.
- Deductible: The portion that you pay before insurance coverage begins. Keep in mind that your monthly premium and co-payments often don't count toward your deductible.
- Co-insurance: The percentage you pay when your health plan doesn't cover 100% of your medical costs. You'll also see co-insurance described as percentage participation, which applies after your specified deductible is met.
- Co-payment (co-pay): Your share of a specific healthcare bill charged at the time of service. For example, you may have a co-pay of $20 when you visit a doctor's office. If you anticipate visiting the doctor's office frequently, choose a plan with an affordable and consistent co-payment.
- HMOs: Short for Health Maintenance Organizations. These are organizations that provide or arrange care for insured individuals and groups.
- PPOs: Short for Preferred Provider Organizations. PPOs are managed care organizations of medical doctors, hospitals, clinics, and other healthcare providers that have contracted with insurance providers to provide care at reduced cost.
Explore All Your Insurance Options
Before investing in a potentially expensive independent insurance plan, be sure to explore all your options, including your parents' plan, school-sponsored plans, non-school-sponsored student plans, insurance through professional associations, Medicaid, state high-risk pools, short-term health insurance, COBRA, low-cost health services, and insurance designed for international students.
Stay on your parents' health insurance plan
If your parents have an employer-sponsored insurance plan, or another insurance plan that covers children, you are eligible for coverage until the age of 26, thanks to the Affordable Care Act. Staying on your parents' plan has some major advantages, including convenience, as the billing and claims may already be handled by your parents. You also can't be declined for coverage because of medical reasons.
You should know, however, that if you go to school in a different state, your coverage levels may be decreased. Your parents' plan may also be more expensive than other options, such as school-sponsored insurance. Get the most accurate information pertaining to your situation by contacting your parents' employer or insurance company.
Get coverage from a school-sponsored plan
Colleges and universities around the country understand that students need health insurance to be successful in school. Check with your school to see if it has a health services department or clinic, as well as a student health insurance plan.
Generally, student health insurance plans cover students who are enrolled full time. There are certain advantages to student health plans, too. Designed with students in mind, they tend to be more affordable than other individual insurance plans available on the private market. These plans also let you receive care from campus clinics or hospitals.
However, these school-sponsored plans may not cover medical services rendered off-campus. Particular plans may even restrict benefits. There's also a big loophole that catches many students who don't fully understand the terms of their plans: If you drop below a required number of credit hours per term, or withdraw from classes, even if it's due to health issues like injury or depression)m you may instantly lose your coverage. Check with your school's student resources office for more information.
Ask about student health insurance plans (non-school-sponsored)
There's a variety of health insurance plans available to students that are offered from noneducational organizations and providers. Generally, these options are available for full-time students between the ages of 17 and 29 at a state-accredited college or university.
Unlike school-sponsored plans, coverage travels with you if you transfer to a school in a different state. However, these plans may be more expensive than certain individual coverage plans, so be sure to shop around before you commit. You may also need to pay your premium in a large lump-sum amount. Until healthcare reform is completely implemented in 2014, you might still be declined based on medical history. These plans also might not be available in some states, so check with a licensed insurance agent to make sure you're getting the best deal.
Leverage professional associations
There are plenty of professional and fraternal associations that also offer health insurance to their members, but policies vary between organizations. As an example, undergraduate and graduate students studying archaeology or cultural, linguistic, biological, or forensic anthropology are all eligible to join the American Anthropological Association at a subsidized student rate. As a member, you'll then be eligible to participate in its health insurance program, which offers services with rates based on your age and other information.
Start by searching for professional organizations based on your subject of study and professional goals. Educate yourself about the provisions of coverage, as well as the costs. Some association plans have a very limited payment schedule, and you'll still be responsible for all costs associated with the scheduled amount.
Health insurance through Medicaid
In the United States, Medicaid is a program that offers assistance to individuals and families with low income and resources. Although it is jointly funded by state and federal governments, the program is administered by the states. If you are a U.S. citizen or legal permanent resident, have a low family income, are overwhelmed by high medical bills, or have a disability, you may qualify for Medicaid. To determine your eligibility for Medicaid, check with your state's department of insurance.
The Affordable Care Act will also expand Medicaid eligibility to include all Americans under the age of 65 with incomes up to 133% of the federal poverty level, including adults without dependent children.
Find health coverage through your state's health insurance pool
Many states have resources available to provide special health coverage plans for certain residents. These people include those who cannot afford health insurance, those who have been denied coverage from a private insurance company, or those who do not qualify for Medicaid. Check this list of states with state and federal high-risk health insurance programs.
Coverage options are generally very similar to traditional health insurance options available on an individual level. While details vary state to state, you'll find comprehensive major medical plans with a range of deductible options. Most high-risk pools offer coverage of prescription drugs, maternity, mental health, and substance abuse.
Unlike individual student or school-sponsored health insurance programs, these plans do not require you to be enrolled full time to qualify. You'll be able to maintain coverage under your plan even if you drop to part-time status, take time off from school, or finish your studies.
Short-term health insurance:
With this kind of non-renewable and relatively inexpensive plan, you are provided coverage ranging from 30 days to six months. These plans are advantageous for those transitioning between jobs, those ineligible for COBRA rights, or those visiting a school from another state or country.
COBRA for students
Students who have turned 26 and are no longer eligible for coverage under their parents' health insurance may be eligible for COBRA. There are other categories that allow individuals to be eligible for temporary coverage, with special rules that apply for extended coverage for disabled students. Check with the U.S. Department of Labor's website for more information.
Low-cost treatment options
If you find yourself uninsured but still need treatment, try finding a federally community health center near your school. These community health centers exist in both urban and rural areas. They provide care to people without health insurance and offer sliding scale fees (fees that are more affordable for those who can demonstrate they have a low income).
Community health centers offer many of the services offered at other physician's clinics, like routine physical checkups, triage and treatment of illness, maternity care, immunizations and pediatric care, and assessment and treatment of mental health problems.
States and organizations have different criteria for offering these low-cost treatment options, so you'll need to contact individual community health centers for accurate information. To determine if you qualify for services, find and contact a community health center near you.
Information for international students
There are student insurance plans written specifically for international students and those who are studying, performing research, or visiting the United States on educational business. Some are also for U.S. students who have planned to live or study abroad during their academic career.
Most schools offer academic and personal advising services for international students, often through an office for international student affairs. If school-sponsored insurance isn't available for international students, the school may be able to advise you on private insurance options.
The U.S. Department of State (DOS) requires that all Exchange Visitors in J-1 Status maintain insurance for themselves and their dependents while in the United States. It is recommended that students in F-1 status also maintain insurance.
Individual Health Insurance Plans
Everyone is eligible to apply for individual health insurance coverage, including those who have recently graduated, are taking time off from their studies, or are waiting for school to begin. In many states, you'll have a lot of affordable options with a range of benefits to choose from.
Unlike student health insurance plans offered by some schools, your coverage will continue even if you have to drop classes or take time off from school. However, you can still be declined coverage because of your medical history until the Affordable Care Act is fully in place in 2014.
Discover different types of insurance
You need to understand the difference between catastrophic and comprehensive health insurance plans. It's an important distinction, because there's a difference in premiums and coverage, and you may be penalized for pre-existing conditions (like cancer or a serious injury).
Catastrophic insurance
- Catastrophic insurance plans generally have lower premiums than comprehensive insurance plans.
- Your deductible per medical occurrence will be higher than that of comprehensive insurance plans.
- If you move to another health insurance plan that has a pre-existing condition waiting period (which is generally nine months), you will be responsible for the entire cost of care for any pre-existing conditions. This can have disastrous financial consequences.
Comprehensive insurance
- Comprehensive insurance plans generally have higher premiums than catastrophic insurance plans.
- Your deductible will be less than it would be under a catastrophic insurance plan.
- Your time spent covered under a comprehensive health insurance plan will be credited toward the pre-existing condition waiting period (again, generally up to nine months.) In healthcare, this is called creditable coverage.
You'll need to consider and decide which out-of-pocket expenses you are willing to pay for your plan. In addition to the monthly premium, you will also need to cover your deductibles and co-insurance and/or co-payments, which may be described as out-of-pocket expenses or cost sharing on your insurance bills and other materials.) HMOs, PPOs, and other traditional fee-for-service insurance plans administer cost sharing policies differently, so be sure to read the fine print before you decide.
Ask yourself the following questions as you consider your options
There's a myriad of choices and complexities in the health insurance marketplace. By doing your research and answering the following questions, you'll minimize your chance of overpayment:
- Should I use an HMO or PPO?
- HMOs generally have lower premiums, but fewer choices of medical providers because patients must remain within their network for healthcare. Additionally, special services like MRIs or CT scans have to be approved in advance by the insurance company. You'll find that your doctor and your insurance provider have to agree on a plan for your healthcare before treatment can be given.
- PPOs provide a greater choice of providers, but have higher premiums. Generally, the doctor is the only person who makes decisions about your healthcare, and preadmission isn't necessary for special services.
- Is your doctor and hospital of choice in the network?
- Each insurance provider has a different network, so you'll need to be sure to check your insurer's website for medical professionals and clinical services that are covered. Inquire which hospitals around your school are in the network.
- Do your research to find an in-network doctor nearby whose philosophy and reputation appeal to you.
- Do you have any medical conditions or specific medical needs? Not all plans cover the same medical issues. Below are just a few of the services that may not be covered by all plans:
- Alcohol and drug treatment
- Ambulances
- Annual doctor's exams
- Chiropractics
- Dentistry
- Emergency room and urgent care visits
- Holistic medicine
- Inpatient care
- Mental Health
- Outpatient hospital care
- Nutrition
- Podiatry
- Pre-existing conditions
- Prescription drugs
- Do you need an insurance plan that covers you alone, or do you need a plan for you, your spouse or partner, and/or your children? Plans and costs vary considerably based on the number of individuals covered.
- Even if you select private insurance for yourself, your children may be eligible for enrollment.
- Coverage for domestic partners varies depending on provider and the state. Make sure to find out if the program will insure your partner before committing to a plan.
Appealing a health insurance claim
If your health insurer denied you coverage for medical care you have received, you still have the right to appeal the claim and ask that the company reverse the decision. Take advantage of these tips to improve your chances of winning an appeal:
- Review the literature that accompanies your policy and its explanation of benefits.
- Contact the insurance company and keep detailed records of your attempts to contact them (which may include copies of letters, times and dates of conversations in person or on the phone).
- Request documentation from your doctor, employer, or student health practitioners on campus to support your case.
- Write a formal letter that details what care was denied and why you are appealing the decision through the company's internal review process.
- If your claim fails the internal appeal, you can file a claim with your state's department of insurance.
Learn from These Case Studies
There is no single solution to health insurance that fits everyone's financial and health situation. You'll need to do so some serious reflection about your health habits, your needs, and your (and your parents') finances before you sign on to an insurance plan. Below are some case studies that demonstrate the kinds of questions you'll need to ask yourself as you shop for an insurance plan that suits your needs.
Monica is a 20-year-old undergraduate environmental science major. She's very health- and diet-conscious and rarely gets sick, but she also understands that her favorite activities (rock climbing, base jumping, and spelunking) all carry significant risk of injury. She's studying at a small school that doesn't offer its own health plan. Monica should consider the following options:
- Her parents' plan
- An individual plan with a low premium and higher deductible that doesn't cover things like prescription medication or maternity benefits. By reading the fine print and finding the right plan, she can save her parents money while having coverage just in case she gets injured.
Bill is a relatively healthy 22 year old from Michigan studying in California at a large state school. He sees the doctor about five times a year, but doesn't have family resources he can rely on. While his university offers a health coverage plan, it still won't cover him during breaks or the summer when he returns home. Bill's options include the following:
- His parents' plan
- An individual health insurance plan with a low deductible and affordable co-payments that provides out-of-state coverage at an acceptable rate
- An individually purchased student health plan that provides the same level of coverage whether he has to see the doctor in Michigan or California.
Jennifer and Pedro are married and are now both graduate students at a private university in New York City. They're very healthy and are planning on having children soon. This means they won't have a lot of extra income, especially because living in the city while making tuition payments is difficult. Their options include the following:
- A university graduate student health plan, after verifying that it provides coverage for maternity care and early childhood care
- A family plan with the same benefits that is comparable in cost to the university's graduate student health plan, and that will continue to provide coverage once they complete their studies.
Other Helpful Student Health Insurance Resources
- Macalester College: Staying Healthy in College Some practical advice offered by Denise Ward, director of Health and Wellness at Macalester College.
- NY Times: A Maze of Options on Health Insurance for College Students Published in 2009, this article remains relevant as it details concerns for the state of student health insurance.
- USA.gov: Health Insurance This government-sponsored website contains official information about health insurance, with a helpful checklist for appealing a health insurance claim.
- U.S. Department of Labor: Continuation of Coverage (COBRA) This official guide, compiled by the U.S. Department of Labor division of Health Plans & Benefits, contains helpful information to demystify the policies surrounding COBRA and continuation of benefits once you've stopped working. It contains links to fact sheets and downloadable brochures.
- U.S. Department of Labor: Frequently Asked Questions about HIPAA Compliance Read through these frequently asked questions about the Health Insurance Portability and Accountability Act, including details about creditable coverage, special enrollments, and exclusion of service based on pre-existing conditions.
- U.S. Department of State: J-1 Visa Be informed about the J-1 visa, which applies to many visiting students from other countries and stipulates rules about maintaining health insurance.


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Alex O'Loughlin: 'Hawaii Five-0' Set with Son Saxon!
Alex O'Loughlin wraps his arm around his son Saxon on the set of Hawaii Five-0 on Sunday (July 31) in Oahu, Hawaii.
The 34-year-old actor enjoyed some downtime with Saxon, who lives with his mom in Australia, and co-star Scott Caan.
Alex's character on the hit CBS show may be getting a new love interest for the upcoming season.
Happy Town actress Lauren German is joining the cast to play a "smart and beautiful former Homeland Security officer who has been hand-picked by the new governor to join the Five-0 task force," TV Line reports.


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koontz1973 wrote:My vote is for a bigger, better version of Africa. Wait a minute, we have that with Africa 2. Please leave it. A bit of scrolling never hurts unless you have Carpal tunnel syndrome.
I think there is some might be a way to eliminate some of the dead space in the map, so that everything can be tightened up. A map with no scrolling from a general point of view is much more preferred than a map with scrolling. If it turns out it ruins the map, we can at least say we tried.


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Stream It Or Skip It: 'Brexit' On HBO, Where Benedict Cumberbatch Campaigns For The UK To Leave The European Union
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text: Korean Job Discussion Forums :: View topic - Most likely cause of your death in Korea? Speak Korean Now! Korean Job Discussion Forums"The Internet's Meeting Place for ESL/EFL Teachers from Around the World!" FAQ Search Memberlist Usergroups Register Profile Log in to check your private messages Log in Most likely cause of your death in Korea? Goto page 1, 2 Next Korean Job Discussion Forums Forum Index -> General Discussion Forum View previous topic :: View next topic My most likely cause of death in Korea: At the hand of a North Korean Commie n'er do well. 3% [ 1 ] In the coming nuclear 'accident'. 6% [ 2 ] As result of your air-cooling device. 9% [ 3 ] Run over by veggie truck, and/or restaurant delivery driver on a moped. 34% [ 11 ] Altercation that gets out of hand. 6% [ 2 ] Self-inflicted gunshot after prolonged exposure to T.V. English teachers and/or blaring K-pop. 9% [ 3 ] O.D.ing on gimchi. 3% [ 1 ] Tedium brought-on by social interaction with other foreigners. 0% [ 0 ] Tedium brought-on by social interaction with Korean guys. 3% [ 1 ] None of the above. I plan on seeing my next "Birsday" 25% [ 8 ] Total Votes : 32 Author Message Avram IancuJoined: 05 Jul 2003Location: Changwon Posted: Tue Jul 29, 2003 10:08 pm Post subject: Most likely cause of your death in Korea? Always something to consider...Last edited by Avram Iancu on Tue Jul 29, 2003 10:33 pm; edited 1 time in total Back to top the_beaverJoined: 15 Jan 2003 Posted: Tue Jul 29, 2003 10:09 pm Post subject: At this rate, likely old age. . . Back to top denzJoined: 15 Jan 2003Location: soapland. alternatively - the school of rock! Posted: Tue Jul 29, 2003 11:24 pm Post subject: yesh well i notice the option "angry girlfriend" was conspicuously left out of the poll. they got to you, avram, didn't they? didn't they!?!?! denz Back to top crazylemongirlJoined: 23 Mar 2003Location: almost there... Posted: Wed Jul 30, 2003 1:43 am Post subject: or second hand smoke from pc bang. CLG Back to top rapierJoined: 16 Feb 2003 Posted: Wed Jul 30, 2003 1:55 am Post subject: Second hand smoke is right..man! Sometimes i get palpitations sitting in there and just have to get out quickly..A PC bang is probably the unhealthiest environment in the country. Back to top HardyandTinyJoined: 03 Jun 2003 Posted: Wed Jul 30, 2003 2:04 am Post subject: Involuntary forward flip over 12th floor balcony railing caused by alcoholic withdrawal seizure. I had to look up the spelling of "withdrawal", that one always gets me. Back to top peppermintJoined: 13 May 2003Location: traversing the minefields of caddishness. Posted: Wed Jul 30, 2003 2:13 am Post subject: Self inflicted death by board marker if another student says "so-so" I've marked up at least two shirts threatening this already Back to top TancredJoined: 15 Jan 2003Location: Upon a mountain in unknown Kadath Posted: Wed Jul 30, 2003 2:42 am Post subject: the fan is undoubtedly the harbinger of my demise. Sometimes i think it's incessant whir sounds like grim laughter. Back to top makushiJoined: 08 Jun 2003 Posted: Wed Jul 30, 2003 3:33 am Post subject: Over sexed Back to top intergalacticJoined: 19 May 2003Location: Brisbane Posted: Wed Jul 30, 2003 4:19 am Post subject: death by failure stabbed by a disgruntled and panicked 'F' student demanding a B. ooh, I was trying to be funny but now it's scaring me. Back to top katydidJoined: 02 Feb 2003Location: Here kitty kitty kitty... Posted: Wed Jul 30, 2003 5:44 am Post subject: So everyone else has the same fear as I do....walking out the gate one morning, being run over and the last sound I hear is the driver honking his horn after the fact. Not even a "Mianhae!" is heard... It REALLY REALLY scares me to see scooters not only drive on the sidewalk (at full speed), but also when they drive in the opposite direction in the same lane as oncoming traffic!! WHAT ARE THEY THINKING???? Is it a death wish? Igo! Back to top SquaffyJoined: 25 Feb 2003Location: All over the place Posted: Wed Jul 30, 2003 6:33 am Post subject: I'm still alive, but I left SoKo behind. Have a brief trip back in 2 weeks, though the scooters on the pavement get me - I often try to jump out the way and end up jumping in the path of the scooter. Maybe I should get a catapult and a pocket full of marbles. The ones with the visors get me. You can't see what they're thinking. Squaffy will rule the sidewalks when he returns Back to top hojucandyJoined: 03 Feb 2003Location: In a better place Posted: Wed Jul 30, 2003 4:55 pm Post subject: i have lived most of my 46 years in countries where people drive on the left (ie: correct) side of the road. In the first year i was here i was struck by cars twice. i always look the wrong way when i step out onto the road. the first incident was when my boss actually hit me. he took me for an x-ray and then expected me to teach straight away - i was crying in pain! the second time i stepped out onto a crossing (i had the green light to cross) and this little car ran straight over my foot! down in NZ this week i found i had acclimatised to this right (wrong) sided driving. i was looking the wrong way again. God help me if I ever try to drive here! Back to top SweetBearJoined: 18 May 2003 Posted: Thu Jul 31, 2003 3:15 am Post subject: For sure crossing a street at a crosswalk in my small town. I heard of two teachers who got killed doing so. A crosswalk is merely a suggested place to take your life in your hands and even if you use one, oncoming traffic will blast their horn at you. Be safe. Back to top SweetBearJoined: 18 May 2003 Posted: Thu Jul 31, 2003 5:04 am Post subject: For sure crossing a street at a crosswalk in my small town. I heard of two teachers who got killed doing so. A crosswalk is merely a suggested place to take your life in your hands and even if you use one, oncoming traffic will blast their horn at you. Be safe. Back to top Display posts from previous: All Posts1 Day7 Days2 Weeks1 Month3 Months6 Months1 Year Oldest FirstNewest First Korean Job Discussion Forums Forum Index -> General Discussion Forum All times are GMT - 8 HoursGoto page 1, 2 Next Page 1 of 2 Jump to: Select a forum Forums:----------------FAQJob-related Discussion ForumGeneral Discussion ForumOff-Topic ForumTravel ForumCurrent Events ForumTechnology ForumBuy/Sell/Trade Forum You cannot post new topics in this forumYou cannot reply to topics in this forumYou cannot edit your posts in this forumYou cannot delete your posts in this forumYou cannot vote in polls in this forum This page is maintained by the one and only Dave Sperling. Contact Dave's ESL Cafe Copyright © 2018 Dave Sperling. All Rights Reserved. Powered by phpBB © 2001, 2002 phpBB Group TEFL International Supports Dave's ESL Cafe


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YANKEES: Mariano Rivera makes spring debut
TAMPA, Fla. -- Mariano Rivera walked to the mound as "Enter Sandman" played before the fourth inning, his number 42 matching his age during a game for the first time. Many of the 10,810 fans in Steinbrenner Field rose for a standing ovation, a tribute to the start of what may be the great closer's final season.
Rivera followed CC Sabathia with a perfect inning during his first spring training appearance of the year and got the victory in New York's 3-0 split-squad victory over the Philadelphia Phillies.
If Rivera's 18th major league season will be his last, he isn't saying.
"I always appreciate it," he said of the ovation. "It don't matter the situation. I always appreciate it.
When Rivera reported to the Yankees on Feb. 20, he said he had decided on whether he will retire after this season but said he might not reveal it until October. It's a touchy subject. Asked whether he thought fans rose to their feet because they thought it might be his final year, he smiled, said "I got to go" and walked away after his postgame interview lasted just 95 seconds.
Rivera needed 14 pitches to get through the fourth. He retired Ty Wigginton on a flyout, Luis Montenez on a flyball that center fielder Chris Dickerson ran down to end a 10-pitch at-bat and Hector Luna on a grounder.
"It's the first outing," Rivera said. "You just have to do what you have to do, and I think I did what I wanted to do. I threw my pitches, felt good, and I'm waiting for the next outing."
Rivera went 1-2 with 44 saves in 49 chances and a 1.91 ERA last year, when he was selected for his fourth straight All-Star appearances and 12th overall. Last spring training, he struck out the side against a Minnesota split squad on March, the first of five scoreless, one-inning appearances during the exhibition season.
"He looked sharp," Yankees catcher Russell Martin said. "When doesn't he look sharp -- that's the question? Same guy as last year. Same guy for the last 20 years. The command he has is second to none."
Following the retirements of Bernie Williams, Andy Pettitte and Jorge Posada, Rivera and 37-year-old Derek Jeter are the only remaining players from the core group that led the Yankees' resurgence.
"It's just a great feeling to have him and to be able to watch the way he goes about his business," Sabathia said. "Hopefully he plays a few more years
Sabathia, slated to start New York's opener at Tampa Bay on April 6, allowed two hits, struck out two and walked one. He threw 28 of 39 pitches for strikes, and he worked out of a two-on, no-outs jam in the first, getting fly balls from Shane Victorino and Wigginton.
"Fastball command was pretty good," Sabathia said. "Secondary pitches were working. Still have a little ways to go. Still want to work on my two-seamer and being able to throw that at any time, but feel good today."
Phillies starter Kyle Kendrick gave up three hits in three shutout innings with two strikeouts and no walks.
"I feel real good right now, that's the main thing," Kendrick said.
Kendrick agreed to a $7.5 million, two-year contract with the Phillies last month. He went 8-6 with a 3.22 ERA last year in 15 starts and 19 relief appearances.
"I love starting, but if it's the seventh, eighth -- if it's starting, whatever they ask you take the ball," Kendrick said. "I just go out there and try to get better. Do my business every day. They're going to make those decisions. It's up to them."
Derek Jeter singled off Kendrick in the first and third innings. Chris Dickerson had a two-run single in the fourth -- an inning after he collided with plate umpire Dan Iassogna after getting tagged out in a rundown.
Philadelphia had three hits off seven pitchers.
"Really, our bullpen is probably the strength of our team," Sabathia said. "Just to have all those guys back there and Mo closing it up. That just feels good."
Notes: Martin was hit on the side of the elbow by an Austin Hyatt changeup in the fourth, but remained in the game. ... Hyatt gave up two runs and two hits in three innings. ... Martin has four stolen bases this spring. He had eight during the regular season last year. ... Yankees INF Eduardo Nunez, hit by a pitch last Monday, said he only feels pain when swinging a bat and did not take batting practice on Sunday. "It's feeling better, but slowly, Nunez said. ... New York LHP Boone Logan, slowed by a stiff neck, pitched a 1-2-3 fifth.


text: Strong Long-Term Outlook for Prices October 26, 2012 10:57 AM Tweet TAGS: Marketing, Overseas December 18, 2014 By Scott Harms, Archer Financial Services Email This information is provided by Archer Financial Services, Inc. 800-933-3996. The grain markets continued their quiet sideways trade that began at the start of the month. The corn market made its high for the week on Monday and spent the rest of the week drifting lower in a $.30 range. The soybean market, conversely, made its low for the week on Monday and crept higher into midweek on solid demand and mild concerns of dryness in Northern Brazil. November soybeans closed back above its 100-day moving average for the first time in two weeks, but was unable to find follow through into the week's end. November soybeans were drawn to the $15.60 strike price for Friday's option expiration. I look for a minor uptrend to continue early next week, with a close above $15.74 setting up a move to the $16.00-$16.30 area basis November futures. December corn continues to work sideways, spending most of its time trading either side of $7.50. Last year the corn market began a mid-November slide that saw values drop nearly 15% as the funds reduced their long position by 70%, selling over 100,000 contracts. The demand for US corn is tepid at best and the market struggles to find fresh market information to justify higher prices at this time of the year. With the funds still holding over 200,000 contracts of long corn positions, producers should be looking to protect against a sharp downward correction to prices, similar to last year. Although, the longer term outlook for prices remains on solid ground due to low supplies and an expected strong cash market through the winter, the more immediate concern is a breakout to the downside that may begin based on outside influences, but continued by year end fund liquidation. We have established short term option strategies that will protect producers if this scenario develops. Back to news


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Dec. 26--Tens of thousands of veterans have expressed interest in obtaining a new national Veterans Identification Card, intended as convenient proof of their service when they seek military discounts offered by retail and restaurant chains.
The high level of interest apparently was too much for the online application site -- operated by the Department of Veterans Affairs at vets.gov -- and temporarily knocked it offline not long after it was rolled out at the end of November.
Veterans Affairs has made improvements and is "monitoring the system regularly to ensure all veterans can access the application," press secretary Curt Cashour said. The department was processing more than 5,500 completed applications and planned to release a digital version of the free ID card and an app for applying for the card on mobile devices, he said.
The ID cards are finally set to arrive two years after federal law mandated their issuance. The goal is to get a printed card in a veteran's hands within 60 days of application.
While veterans who have them can display a Veterans Affairs medical ID as proof of their service, the new ID card could be handy for those whose service -- for instance, in a National Guard or Reserve unit -- didn't qualify them for medical benefits.
"Proving that you're a veteran can be difficult if you're not enrolled in the (VA) health care system," said Matt Zamosky, director of Veterans Affairs for Westmoreland County.
"In Western Pennsylvania, we do have a pretty strong participation in the National Guard and the reserve," Zamosky said. "Reservists typically are not eligible for a lot of the benefits of veterans who served on active duty.
"Anyone who wears a uniform is a veteran, I think. They're still somebody who put themselves out there and offered to serve their country."
Zamosky said the new ID card is "a pretty good deal for all of the veterans." He noted that between 32,000 and 35,000 veterans live in Westmoreland County -- nearly 10 percent of the population.
For those without VA medical coverage, the new ID card can take the place of an official discharge form.
"That's a paper document that's easily destroyed in a wallet," said Paul Foresman, commander of the state department of the Amvets and second vice commander of the organization's White Valley post in Export.
Though he has a VA medical card and a Pennsylvania driver's license bearing a flag symbol for veterans, Foresman plans to apply for the new national ID card. He's encouraging other veterans to apply for one as well.
"I'm going to apply for it just to see if I get it," he said, noting he prefers to try for himself what he recommends to others.
"It's a good program to have the one card," Foresman said. "There are several different (veterans) cards out there. A lot of veterans have older cards that they have not updated."
With the new program, he said, "Everybody is using a current card."
Having an updated ID card is no guarantee a veteran will receive a discount from a particular vendor on a given day.
While many retailers offer veterans discounts on patriotic holidays, Foresman pointed out some deals may be available only to disabled veterans.
"The government doesn't have any control over what type of ID businesses will accept," Zamosky said.
According to its website, the Lowe's home improvement stores offer a 10 percent military discount year-round to honorably discharged veterans as well as those currently serving in the armed forces -- including members of the Reserve and Guard -- and their immediate families.
Lowe's spokeswoman Megan Lewis said the retail chain accepts both the new national ID card and the VA health card as well as the Pennsylvania license with the veteran's designation and several Department of Defense IDs for military service members. Veterans also can apply for the discount through the company's website, with a third party verifying the applicant's eligibility.
At the Home Depot in Hempfield, a 10 percent military discount applies to active and retired military members and disabled veterans, said an assistant manager who declined to be identified.
She said store management had not yet learned of a company policy regarding the new veterans ID cards, but she noted any form of military ID is accepted for a discount at the store on Memorial Day, the Fourth of July and Veterans Day.
Jeff Himler is a Tribune-Review staff writer. Reach him at 724-836-6622, email@example.com or via Twitter @jhimler_news.
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athletic edge academy clinics — Dec. 22, 11 a.m.-12:30 p.m. Costs $15. For info, email Cole Rohrbough at firstname.lastname@example.com.
central point little league — Register online at www.eteamz.com/centralpointlittleleague.
eagle point youth hitting camp — Jan. 3-4, 9 a.m.-noon for grades 2-8. Costs $30, includes camp T-shirt. For info, contact coach Adam Randall at firstname.lastname@example.com.
ymca/kids unlimited volunteers needed — Those interested in coaching or officiating contact Gary Taylor at 541-772-6295, ext. 107. All volunteers must pass criminal background check and attend coaching clinic.
mpr coach mac youth clinics — Saturday, for ages 5-14 at Orchard Hill Elementary gym. Visit www.sportsmedford.com for info or call 541-774-2400.
kids unlimited youth league registration — Through Friday at Kids Unlimited for grades 4-12. First time for high schoolers. Competitive and recreational divisions. Costs $50 per person or $375 per team. For info, call 541-774-3900 or register at www.kuoforegon.org.
ymca COED kindergarten clinic — One-hour clinics, Saturdays, Jan. 19-March 9. Costs $40. Scholarships available. For info, call 541-772-6295 ext. 207 or visit www.rvymca.org.
ymca youth leagues — For boys and girls in the Medford and Eagle Point areas. For grades 3-6, weekly two-hour practices begin Jan. 7 with Saturday games Jan. 19-March. 9. For grades 1-2. Costs $70. Scholarships available. For info, call 541-772-6295 ext. 207 or visit www.rvymca.org.
precision cheer classes and teams — Recreational and competitive teams for ages 4-up. For info, visit www.precisioncheer.com or call 541-245-0432.
tnt cheer classes — For ages 4-up. No experience necessary. Includes competitive teams, half-season teams and recreational classes. Call 541-941-2450 or visit www.cheerzonegym.com for info.
ymca coaches and referees needed — To volunteer at the Rogue Valley YMCA, contact Gary Taylor at 541-210-6147 or 541-772-6295, ext. 107.
medford bmx community track — Weather permitting, races each Wednesday and Sunday. Registration 5-6 p.m. Open to all American Bicycle Association members. For more info, call 541-261-5727.
oregon club of southern oregon luncheon — Thursday, noon at the Rogue Valley Country Club. Oregon coach Chip Kelly will speak along with an assistant coach, an Oregon player and Justin Hopkins of 247Sports. For info, call Dave Schott at 541-773-3661 or visit www.southernoregonducks.com.
EAGLE POINT SENIOR DAY — Mondays, 10 a.m., for players 50-older. Costs $30 to walk, $35 to ride. For info, call 541-826-8225.
centennial senior day — Costs $40 every Tuesday. Fee includes cart. For info, call 541-773-4653.
stone ridge senior tour — Wednesdays, 9 a.m. at Stone Ridge. Costs $25 to walk, $35 to ride. To sign up, call 541-830-4654.
mPR lessons — For adults, juniors. Sundays at Centennial Golf Club. For info, call 541-774-2400 or visit www.playmedford.com.
centennial winter scramble — Saturday. Costs $55 per player. For info, call 541-773-4653.
quail point greenskeeper's revenge scramble — Jan. 12, 10 a.m. Costs $55, includes cart, prizes and lunch. To sign up, call 541-857-7000.
MPR tot sports sampler — Parent-child interactive sampler for ages 3-5. Introduction to soccer, baseball/softball and basketball. Three Sundays per month, 5-6 p.m. Costs $29. For info, call 541-774-2400 or visit www.playmedford.com.
rvcc — Open to public at Rogue Valley Country Club. Drop-in times are 6-8 p.m. Monday and Thursday, noon-2 p.m. on Wednesdays and Fridays and 10:30 a.m.-12:30 p.m. on Saturdays.
athletic edge academy clinics — Saturday and Dec. 29, 8-9 a.m. Costs $15 per clinic or $25 for both in the same month. For info, email Cole Rohrbough at email@example.com.
central point little league — Register online at www.eteamz.com/centralpointlittleleague.
rogue sharks — Year-round swim team coached by Tim Manley. For info, call Manley at 541-767-8517 or visit www.roguesharkswimming.com.
ymca lessons — Tuesdays and Thursdays. Financial assistance available. For info, call 541-772-6295 or visit.www.rvymca.org.
fitness group lessons — Avamere Health Club. For children and adults. Non-members welcome. For times, call 541-773-7718, ext. 400.
cascade community pool lessons — Tuesdays and Thursdays. Costs $40 per month (eight lessons). Financial aid available. For info, call 541-826-2124.
rogue valley swim & tennis club lessons — Group and private sessions available for ages 4-18. All levels welcome. Also, 10-under program. For info, call 541-734-2222.


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OK, so you've fallen for all the Pinterest hype and you've signed up and got started, now what? I hunted down some of the better resources, tools and how-to's from the interwebs and sorted through the avalanche to target the best and most useful that'll help you get the most out of your Pinning. Just in case you've been slacking, here's the official FAQs page if you're still playing catch up.
If you want to know how musicians and labels are using Pinterest you can see some great examples of execution via features at Read Write Web, Hypebot, MTV Hive, Metablocks, Make Use Of and Billboard.
Also another more recent addition to the visual pinboard is the ability to directly pin tracks from Soundcloud. I added one of my own here.
"Pinterest is completely visually driven. Unlike other social networks that are focused on what you're doing right now, Pinterest concentrates more on what you want to be, where you want to go, what you want to build in the future". Thought Matrix
First Things First. Tune Up Those Images
One of the main things to remember, and one of the 'rules' you should stick by is the (my label!) attribution etiquette rule, that is, giving credit to where you sourced that pinned image from. That means it shouldn't be as lazy as doing a Google image search and lazily pinning what you find from the search giant. Credit the source!
Mashable recently published 'How to Make Images Stand Out on Pinterest' which has a great infographic on how best to present your pinned images and optimise them for everyones benefit.
Pinterest Browser Extensions & Plugins
A browser plugin (for Chrome) I swear by, which streamlines my image searching ten fold (at least) is the Tin Eye reverse image search tool, which works by adding an extra search option when you right click on any image in your browser. Click search and off it goes to find alternate sources and sizes of the image you're looking at.
Pin Search is another simple but extremely useful browser plugin which adds an extra button onto the Pinterest page you're browsing. 'Search' appears underneath the default three options of Repin, Edit and Comment when you hover over an image in Pinterest, zipping off to search Google images to dig out more options on the image you're interested in.
I always try and remember to click through directly to the source of the pinned image before re-pinning just to make sure it doesn't take me off somewhere it shouldn't (spammy framed redirect-affiliate links was a recent experience).
The Pinterest Pin It button (from Shareaholic) is another essential I use daily and if there is something sleeker and more feature packed, I have yet to stumble across it. It does what it says on the tin, "the easiest way to send images from any website to your pinboards". Either click the button or right click on the image. Simple's
One more on the Pinterest browser plugins that I use. Share As Image Pro (until recently known as PinAQuote) lets you highlight text anywhere on the web and easily convert it into an image and post as a nicely coloured Pin. So, good for all those classic inspirational quotes and snippets of wisdom we all love so much. The ($2.99) Pro version lets you customise the text and background colours you pin. Worth it.
There's an increasing amount of Chrome browser extensions for Pinterest and you'll find all the official Pinterest tools on the Goodies page. These include a simple browser bookmarklet, follow and Pin It buttons for websites and the official iOS Pinterest App.
Calculate Your Pinfluence !
This is probably as irrelevant as Klout scores (CNN Money had a piece called ' Why Klout scores are possibly evil' last year) but Pinreach is actually a quite useful mixture of 'influence' and analytics. The fledgling service analyses your popular boards by using repin numbers and shuffles the data from your boards via repins, likes, followers, pins and comments. You can also get data on your most popular repins.
Its great for gaining some quick insight and stats as to what is working best on your profile and for calculating which board needs more work.. You get a PR (Pinreach) score out of 100 (much like Klout) though I found Pinreach to be of much more relevance than Klout.
If you want to get more indepth on the analytics and what traffic Pinterest is sending to your website, Mashable have a very useful guide on How to Track Traffic From Pinterest in Google Analytics.
Pinerly I haven't yet got access too, but Mashable have (natch) and it ploughs a similar furrow to Pinreach but with more onus on running Pinterest marketing campaigns. Pinpuff is another of what they're calling Pinfluence tools, along the lines of Klout, with the promise of 'pinperks' but other than that looks very similar to Pinreach.
Pinterest, Meet WordPress
When I last looked there was already 86 different Pinterest plug-ins for WordPress bloggers to add to their websites. Naturally, one will be enough for your site, which one depends on your own preferences but the majority of them simply give you the ability to display activity from your Pinterest account either in your sidebar with a drag n drop widget or via short codes, which let you add activity to pages and posts.
I looked and tried a few here on Buzzsonic.com and settled on the 'Pinterest RSS Widget' which enables you to display thumbnails of your Pinterest general feed (or a specific pinboard) in your sidebar and also the ability to add feeds to any posts and pages using short-codes.
Pipped into second place was 'Pinterest Pinboard Widget' which displays some very nicely laid out thumbnails in your sidebar of your activity but unfortunately (as yet) no ability to display from specific pinboards which was the clincher for me. If you just want to display action from all your boards in one neat looking display this is the way to go.
'Pretty Pinterest Pins' was my weapon of choice initially but display size options were limited with no thumbnail square option which meant the pins took up much more space in the sidebar. Other than that it allows you to choose from specific pinboards, item count etc.
The neatest (at least for me here) social sharing WordPress plugin at the moment is Digg Digg, which gives you several options to share content, including 'Pinning'. You can display buttons above or below content or choose the floating social sharing bar (which you can view next to this post). Similar to the one used by Mashable no less. Easy to set up, modify and looks great.
One service I nearly missed but stumbled on via Make Use Of minutes before finishing this post is Pinstamatic which is an insanely useful shortcut to posting things directly to any of your Pinboards. You can add website screenshots direct from a URL, post quotes, sticky notes, tracks from Spotify, your Twitter profile and a bunch more. Insanely addictive.
Pinterest, Where's The RSS?
The Sociable have a great guide on how to pull in RSS feeds from specific Pinterest Pinboards so I wont ramble on repeating what they've done so well.
" Following a specific board created by a user via RSS is less obvious. If you visit a user's Pinterest Board you'll see that there are no links to subscribe to that board's RSS feed. But you can still generate a feed for it. To do this, first open the board (e.g. Felicia Day's Geekin Board), then, Remove the last "/" from the URL and add .rss – your end URL will look like http://pinterest.com/feliciaday/geekin.rss " read the full post at The Sociable…
12 More of the Most Useful Pinterest Articles from this Year
13 'Pinteresting' Facts About Pinterest Users:Infographic (Mashable) Who are these feverish pinners? According to full service agency Modea, the majority are female mothers — 28 percent have a household income of $100k+.
Shopify Survey: Pinterest Users Spend 2X More (PinnableBusiness.com) Ecommerce store platform Shopify just released numbers on the profitability of Pinterest for their shop owners. They looked at over 25,000 Shopify online stores to see how Pinterest drives sales. The results are dramatic.
The Ultimate Guide to Mastering Pinterest for Marketing (HubSpot) As with any hot new social network that comes onto the scene, marketers are chiming in with, "Can I use it for marketing?" "…and, how?" The short answer? Absolutely. The longer answer? Read on to find out how.
20 Awesome Tools Which Will Have you 'Pinteresting' Like a Pro (The Next Web) With such an active community, it's no surprise that there are a ton of other interesting tools, apps, and sites which aim to enhance the Pinterest experience beyond the Follow Button and Pin It button which can easily be installed on any website.
Proof That Pinterest Drives Sales, And Its Fans Spend Big (Fast Company) Pinterest users not only buy the products they pin, but spend more on average than their Facebook counterparts, according to new data from Shopify.
16 Ways Educators Can Use Pinterest (Infographic) (Mashable) OnlineUniversities.com have put together an infographic, which details how teachers can use Pinterest to organize lesson plans, distribute curricula, collaborate with other faculty, and even encourage student participation.
56 Ways to Market Your Business on Pinterest (CopyBlogger) Think those inspiring vision boards don't result in referral traffic to websites and blogs? Think again. In January 2012, Pinterest drove greater traffic to websites than LinkedIn, Google Plus, Reddit, and Youtube — combined.
Infographic of the week: Pinterest Marketing Strategies (Populate Digital) The infographic gives you 64 marketing tips and tactics that you can apply to your Pinterest account now, to help give you a head start.
Pinterest Marketing Tips & Tricks to Drive Targeted Traffic(Search Engine Watch) Having little experience beyond personal playing around on it, my view was that Pinterest was shaping up to be a fun toy, but had little value for marketers. Of course, I love to be proven wrong when someone can bring the numbers to back up their experience with a new "toy." Steve Gerencser from Steam Driven Media did just that.
How local businesses can do research and gain an edge with Pinterest (SmartBlogs.com) Sure, it's easy for big brands such as Whole Foods to be successful but what about small and local businesses? The good news for local businesses is that Pinteret's search feature makes it incredibly worthwhile for local businesses to be on Pinterest.
Why Online Marketers Better Get An Interest In Pinterest, Fast (Forbes) A few months ago I wrote of the need for brand managers to get "pinterested" due to the fact that women, AKA the one responsible for the majority of household purchase decisions has "developed an affinity for the latest and greatest social media platform." It would also appear that those in the e-commerce world better also get "pinterested" if they have not already.
The Ultimate Pinterest Guide for Your Online Store (Shopify) The whirlwind of excitement that surrounds Pinterest provides online store owners a great opportunity to leverage it's popularity (and overall awesomeness) to bring attention to their online store. Whether you're already setup on Pinterest or you're a complete newbie, this is a guide that will teach you the basics, and also help the more experienced pinners get the most from this popular social media platform.
Happy Pinning!
And don't forget to connect with me on Pinterest OK and dig into some of my most popular boards too: Social Media, SEO & Digital Marketing and the Buzzsonic Music Industry Board for starters.


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