text:
Armed with laptops, help is on the way for the uninsured
For Medicine Shoppe owner Nagy Wassef, Tuesday promises to be the start of a new and much-needed service to customers struggling to pay for their prescriptions.
Finally, he hopes, he and his staff will be able to offer them some help.
"There are a lot of people who aren't getting their medicines because they can't pay for it, who aren't filling their prescriptions when they're discharged from the hospital," Wassef said.
He recently sent one of his New London pharmacy technicians, Sarah Derosa, for 40 hours of training as an Access Health CT assister, to enable her to help people sign up through the state's new online health insurance marketplace. The site is scheduled to become active on Tuesday.
Derosa and the 1,000 other trained assisters in the state have each been issued a dedicated laptop computer they will use to guide the state's 344,000 uninsured residents to purchase health insurance as the federal Affordable Care Act moves toward full implementation. They also will be looking for lower-cost or more comprehensive options for those seeking better coverage.
"We're in a low-income area, so we see people all the time without health insurance," said Lisa Scronce, pharmacy technician and store manager at Greenville Drug Store in Norwich, who also completed the training. "I decided to pursue the training because it seemed like a good way of getting people into health care. We're committed to this 100 percent."
Across the state, 29 pharmacies answered the request of the Connecticut Pharmacists Association to send staff for training, said Ellen Zappo, communications director for the group. Leading customers through the online site to choose the best plans for them is an expansion of pharmacists' traditional responsibilities, she said, but one that makes sense.
"Pharmacists are in a unique position to help people who are uninsured or under-insured," she said. "It's a little outside the box for some of them, but the majority have really embraced this."
Kevin Counihan, executive director of Access Health CT, said a $136 million federal grant is funding the quasi-public agency through 2014, so ongoing debates in Washington about defunding the Affordable Care Act will have no impact on the new state marketplace's readiness to accept customers as scheduled, though, he said, the rancor is "adding to the massive confusion."
He hopes Connecticut residents will focus their attention on what's happening in their own state and check out the new Access Health CT online marketplace to comparison shop. For individuals and families, three companies are each offering three-tiered plans through the marketplace. Three companies also are offering three-tiered plans for small businesses.
"It's a lot like Travelocity," Counihan said, referring to the online travel website.
According to typical scenerios described by Access Health CT, an average policy in the marketplace for a family of four will cost about $395 to $814 per month. That would include a tax credit available to individuals with annual incomes of up to $46,000 and couples with incomes up to $94,200, about 72 percent of the state's uninsured. Fines for not having insurance will be 1 percent of household income in 2014 but not less than $95, rising to 2.5 percent of income in 2016 but not less than $695.
While the new health insurance mandate is kicking in as scheduled for individuals and families, it's been delayed a year for small businesses. Still, Counihan said, it should be attractive for small businesses to sign up for 2014, given that they will be eligible for tax credits of up to 50 percent of the cost of providing coverage to their workers.
"This is the biggest expansion of health insurance access in 50 years," he said.
When the system goes live on Tuesday, residents will be able to start purchasing insurance through the exchange on their own computers, through the Access Health CT call center, which opened this month, and at storefronts planned for New Britain, New Haven, Hartford, Bridgeport, Stamford and Waterbury. A seventh storefront is in the works for eastern Connecticut, possibly in Willimantic or Norwich. Counihan doesn't expect a big rush of business on the first day or even the first few weeks, because the coverage wouldn't start until Jan. 1.
"We think October is going to be a kicking-the-tires month," he said. "We're expecting the vast number of people to sign up during the last week of November and the first two weeks of December."
Lt. Gov. Nancy Wyman, who's been overseeing the implementation of the Affordable Care Act in Connecticut, said 80,000 to 100,000 residents are expected to sign up in the first year. Access Health CT's advertising campaign has included traditional and social media as well as sending its orange-shirted outreach workers to fairs, concerts, churches "and every place we can get where people are," Wyman said. Also key are the network of 1,000 community-based assisters, she said.
"A lot of the people we're trying to reach don't have their own computers," she said.
'We'll actually have some answers'
In southeastern Connecticut, a dozen nonprofit organizations also have sent staff for training as assisters, each receiving $6,000 to pay the salaries through the initial signup period ending in March. For all of them, having in-house health insurance agents on staff expands the array of services they offer to their clients and the larger community.
"We get calls from people all the time asking us about how they can get health insurance, and now we'll actually have some answers," said Jennifer Muggeo, supervisor of health education and community outreach for the Ledge Light Health District, which sent its health program coordinator, Stephanye Clark, to the training.
Ledge Light, the public health agency for East Lyme, Groton, Ledyard, New London and Waterford, has committed to getting Clark out into the community with her services, Muggeo said. She'll be taking her Health Access CT laptop to health fairs, public housing complexes, churches and other venues.
Uncas Health District, which serves seven towns including Norwich and Montville, plans to incorporate the services of newly trained assister Connie Capacchione, a health educator, into services the agency already provides, said Patrick McCormack, Uncas' director of health. She'll work with the uninsured at the agency's offices, as well as meet with people one-on-one at smoking cessation classes, blood pressure screenings and other events.
"We figured this service could be well integrated into what we already do around prevention," McCormack said.
Cathy Zall, executive director of the New London Homeless Hospitality Center, said Greg Graves, the case worker who completed the assister training, will work both with current and former residents of the shelter. Having someone on staff who can get people signed up for health insurance is particularly valuable with the high turnover rates at the shelter, she said.
"We get new people coming in all the time," she said. "We want to make this program as accessible as possible."
Graves also will be working with past shelter residents, she said, and will make his services available at visits to the community meal center on Montauk Avenue and free Saturday lunches at local churches.
"We have people who've transitioned out of the shelter, but cycle back to us because they know us, and feel comfortable with us," she said.
The Thames Valley Council for Community Action sent two staff members for assister training. Having in-house assisters will provide more comprehensive help to people already tapping the agency's services, including approximately 2,000 of its clients who are uninsured, said David Yovaisis, chief development officer at TVCCA.
"When somebody comes in and they have needs, we try to offer as much as we can," TVCCA executive director Deborah Monahan said. "This will improve our customer service."
The Child & Family Agency of Southeastern Connecticut also sent two staff members for training, hoping to reach out to its current base of clients using the Child Guidance Clinic, its network of school-based health centers and its child care centers, said JoAnn Eaccarino, associate director of school-based programs. The two assisters, community worker Sheila Perry and family resource center teacher Sadhana Joglekar, she said, are already well-known in the community, enhancing their ability to be effective at getting people signed up for health insurance.
The pair are also planning to offer services at flu shot clinics scheduled for this fall in New London, Pawcatuck and Groton, as well as other locations.
"We expect them to be fanning out in the community," Eaccarino said. On Tuesday, she added, "they will be ready to hit the ground running."
Local organizations with Access Health CT asisters
• Child & Family Agency of Southeastern Connecticut
• Ledge Light Health District
• Mashantucket Pequot Tribal Health Services
• NAACP of Norwich
• Uncas Health District
• Safe Futures in New London
• Thames Valley Council for Community Action
• New London Homeless Hospitality Center
• Old Saybrook Social Services Department
• Medicine Shoppe, New London
• Greenville Drug Store, Norwich
For more information, visit www.AccessHealthCT.com. An online calculator on the site will estimate how much people can expect to pay and the amount of tax credit they will receive.
The call center can be reached at (855) 805-4325.
Estimates of health insurance costsThese estimates factor in tax credits through the Access Health CT marketplace. Actual costs would depend on the company and level of coverage chosen.• Family of four, annual income of $80,000: $395 to $814 per month.• Couple with annual income of $70,000 whose two children are covered by HUSKY: $256 to $694 per month.• Single female, age 32, annual income of $30,000: $122 to $288 per month.• Single male, age 32, annual income of $30,000: $127 to $257.


text:
IXL's skills are aligned to the Next Generation Science Standards (NGSS), providing comprehensive coverage of science concepts and applications. With IXL's state standards alignments, you can easily find practice questions specifically tailored to each required standard.
With the IXL Analytics standards center it's simple to view student progress towards state standards. The reports in the standards center allow you to quickly evaluate student aptitude and identify trouble spots.

subset: commoncrawl


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We have received recent reports of fraudulent emails purporting to be sent from UnitedHealth Group, UnitedHealthcare, or Optum recruiting personnel.
The fraudulent emails, which do not originate from any of UnitedHealth Group's email domains, or those of any of its operating divisions, supposedly ask recipients to contact the sender to start the company's hiring process by downloading software and/or requesting a fee.
UnitedHealth Group will never request you download software or pay a fee of any sort to explore employment opportunities with our company.
If you wish to verify the legitimacy of any email purporting to have been sent by or on behalf of UnitedHealth Group recruiters, please call 1-800-561-0861 between 7 a.m. and 7 p.m. CT, Monday - Friday, for assistance. You also may inquire via email to email@example.com.
Privacy Policy
Family & Medical Leave Act (PDF)
Equal Employment Law Poster (PDF)
Pay Transparency Employee Polygraph Protection Act (PDF)
E-Verify Participation Poster
Immigrant and Employee Right to Work Poster
© 2020 UnitedHealth Group, All rights reserved.
UnitedHealth Group is committed to working with and providing reasonable accommodations to individuals with physical and mental disabilities. If you need special assistance or accommodation for any part of the application process, please call 1-800-561-0861 and press or say 1 for Applicant to be connected to Recruitment Services. Recruitment Services hours of operation are 7 a.m. to 7 p.m. CT, Monday through Friday.
UnitedHealth Group is a registered service mark of UnitedHealth Group, Inc. The UnitedHealth Group name with the dimensional logo, as well as the dimensional logo alone, are both service marks for the UnitedHealth Group, Inc.
Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.
UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.
Get Adobe Reader Get Adobe Flash Player


text:
This page is an index and table of contents for The Decline and Fall of Warlocks in Cataclysm, my series of posts on the declining popularity of the Warlock class in World of Warcraft: Cataclysm. The posts were written between March and May of 2012, during the first months of the beta test for the next expansion, Mists of Pandaria.
The entire series is collected on a single HTML page for your convenience. A collection of eReader formats is also available, though with the caveat that some formats didn't translate all the graphs as well as I would have liked. The HTML version is complete.
Where Have All The Warlocks Gone in Cataclysm? – An analysis of WoW census data to determine the extent of decline in the Warlock population in various activities in the game.
Leveling Data on Warlocks is Worse than I Thought – Revisiting the data specific to leveling with a different methodology highlights the problems of players trying to level the class to the level cap of 85.
The Decline and Fall of Warlocks in Cataclysm – A look at the game design philosophy which drove Warlocks to becoming a niche class, the introduction of the Simplicity Tax, and why niche classes are good design but bad for business.
Warlock Complexity and the Magic Number – An examination of the increase in rotational complexity between Wrath and Cataclysm using theories of cognitive limits and "task chunking," which leads to the unsurprising conclusion that Warlocks really did get harder to play in Cataclysm.
The Care and Feeding of Baby Warlocks – A look at the leveling game and how inelegant ability and talent flow created a poor training environment for new Warlocks, thereby reducing the number of potential new players of the class.
The Loss of the Warlock's Soul – The question of theme and fulfilling the fantasy of each spec is addressed here. Did the Warlock class live up to player's expectations in Cataclysm?
Out of the Mists: Reclaiming Warlocks in Pandaria – A look at Warlocks the Mists of Pandaria beta to answer if the class changes address the issues of Cataclysm, or will they further the decline of the Warlock population?
Appendix A: Warlock Spell Changes in Cataclysm – A detailed look at some of the spell changes that happened in Cataclysm and the effect they had on the Warlock class.
Appendix B: The Problem of Evil – The perennial problem of Warlocks is that they're the bad guys and gals of Warcraft. Unfortunately, looking harder at the data we have really just shows us the limitations of that data set.
Appendix C: Haste and the Butterfly Effect – Small changes to how Haste interacted with Damage over Time spells in Cataclysm improved their DPCT, resulting in making them too good not to cast for all Warlock specs and contributing to the rise of non-thematic complexity.
Class Distribution in Cataclysm Patch 4.3.3 – Class popularity numbers in 4.3.3, with some references back to 3.3.5.
Ranged DPS Complexity in 4.3.3 – Overview of different spec rotations in 4.3.3.
Here's to hoping that Mists brings improvement to this class.


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Learn Spanish in Canberra. Spanish Faster is a Spanish language school providing Spanish lessons in Canberra from A$24/hour! Learn Spanish with our Spanish courses anywhere in Sydney. All our classes are delivered as an online Spanish Skype lesson with a private native tutor. You can take our Spanish classes anytime - during the day, in the afternoon, in the evening or at night. We teach 24 hours a day, 7 days a week!
Spanish Faster provides a range of Spanish courses in Canberra to cater to the needs and objectives of students of all ages (kids, teenagers, adults) and levels (beginner, intermediate, advanced).
© SPANISH FASTER, 2011-2023 | Email: spanishfaster [at] gmail.com | Skype 1: live:Spanishfaster + Skype 2: nageebg | WhatsApp/Telegram: +62 811 264 0109
Last Updated: 30 November 2022


text:
You have asked to login to: https://central.stat.purdue.edu/user/login
Note: Unauthorized access or misuse of computer resources or disclosure of sensitive information may result in disciplinary or legal action. Read Purdue's Acceptable Use Policy.
For security reasons, please logout and close your web browser once you have finished your session.
Send inquiries or comments to firstname.lastname@example.com


text:
French Survivor Season Canceled After Contestant Dies During Filming
The upcoming season of the French version of Survivor has been canceled after a contestant died on the first day of filming in Cambodia, according to The Hollywood Reporter.
Gerald Babin, 25, suffered cardiac arrest Friday after a tug-of-war challenge. Babin complained of cramping during the challenge and was treated by a staff doctor on the set. He was eventually transported via helicopter to a nearby hospital and suffered "a series of cardiac arrests" en route, THR reports.
Spring TV Preview: Must-see new shows
"It is not really a question" about whether to cancel the season," Alexander Petit, aspokesperson for channel TF1 told THR. "Everyone is being flown back to France."
The production company stressed that all contestants cleared a medical exam prior to filming.
There's no word on when or if the series will resume.
View original French Survivor Season Canceled After Contestant Dies During Filming at TVGuide.com
Other Links From TVGuide.com


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Difference between revisions of "WTP 2008-03-13"
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=== Performance Focus (Kaloyan) ===
=== Performance Focus (Kaloyan) ===
Revision as of 12:48, 13 March 2008
- 1 WTP Development Status Meeting 2008-03-13
- 1.1 Attendees
- 1.2 Announcements And Reports
- 1.3 Post WTP 2.0.2
- 1.5 Performance Focus (Kaloyan)
- 1.6 API Tools/Scans
- 1.7 Other business?
- 2 Teams Status and Focus for Coming Week
- 3 References
WTP Development Status Meeting 2008-03-13
Announcements And Reports
Focus on Backlog and Quality metrics (Neil)
Current Focus Item
- Untargeted bugs with patches attached opened before January 1st, 2008 (Last week - 44; Currently ~ 24)
- Options are
- Target bug for a release or "future"
- Mark as Invalid or Wont Fix
- Minutes: Note sent to Kate Price (Documentation) (current leader at 6 ... though seveal 5s too)
Upcoming Focus Item
Past Focus Items
- Untargeted Enhancements opened before January 1st, 2007 (Last week - 62; Currently ~ 58)
- Before July 1st, 2007 - 109
- Options are
- Invalid - Enhancement does not fit with the scope of the project or is already implemented.
- helpwanted keyword - This is a valid request, but due to committer resources and other priorities, outside help will be needed to make this happen.
- Future - I would use this in conjunction with the helpwanted keyword. I use this for legitimate requests that are important but will not make any planned release, but likely will make a future release.
- Untargeted severity "Major" and higher bugs opened before January 1st, 2007 (Last week - 2; Currently ~ 0)
- Before July 1st, 2007 - 21
Focus on Requirements Planning (Raghu)
- Review and Update the WTP 3.0 Plan by April 7
- Projects with no committed items: none
- Please update status page
- Please review untriaged enhancement requests
- Reminder: Any feature work that slips past M6 needs PMC review, and needs to be explicitly listed on ramp down page. (Before the end of M6!)
- David will update docs and send reminder note.
- Document updated to clarify policy. See WTP 3.0 Ramp down Plan for Ganymede
Post WTP 2.0.2
- Currently 3 known "bad bugs" (critical, major, hotbugs) to be included in an offical post 202 patch
- The PMC recommends we produce official patches, regression test, and release those to update site
- Carl: timeline for these? patches
- David: want to do it before eclipsecon, possibly next week
- Neil: sooner the better
- David: Process in place by mid next week, and spin the build next week, place on an internal site and ask everyone for smoketest
- our +2 date: Monday, April 7 2008
- Final Code released by March 28th
- Plan 02/18 - 02/22
- Development 02/25 - 03/28
- Test 03/31 - 04/04
- M6: API, feature, UI freeze
- Builds
- Build Breakages Board
- 35 Junit failures on latest build - I20080313113126
- 30 in JEM -> 28 are due to build machine issues, as they arepassing on local build machine, investigating the other 2
- 2 in JEE -> under investigation
- 1 in DTD -> will not affect smoketesting
- 3.0 Smoketest results
- Bug Lists
- 3.0 Invalid Targeted Bugs (~3)
- 3.0 M6 Targeted Bugzilla Enhancements (~31)
- All Remaining 3.0 Targeted Enhancements (~156)
- 3.0 M6 Remaining Targeted Bugs (~154)
- 3.0 M6 Hot Bug Requests (~0)
- 3.0 M6 Hot Bugs (~0)
- 3.0 M6 Blockers/Criticals (~1)
- 3.0 M6 JST, WST, JSF Bugs Fixed (~99)
- 3.0 M6 JPT Dali Bugs Fixed (~36)
- 3.0 Untargeted Blockers/Criticals (~2)
- 3.0 Resolved, Unverified Blockers/Criticals (~28) By Assignee
- Minutes:
Performance Focus (Kaloyan)
Some (possible) progress on debugging the problem with running the tests. Seems related to org.eclipse.test.performance
We'll begin having weekly performance section to review tests and test results.
Update 2008-03-06: We have identified that changes made in bug 201469 could be a potential reason for the Derby error:
ERROR 42Y07: Schema 'GUEST' does not exist
The changes in the bug are about improving performance, but they also affect the org.eclipse.test.internal.performance.db.DB class and if we compare between revisions 1.68 and 1.70 we could see that the changes deal with some user and password settings. Now it is not clear what should be changed in the WTP perf tests setup to comply with this change. May be setting some user and password for Derby?!
Update 2008-03-13: We have found an interesting article about Derby that seems to explain the problem. There it is explained that if the database is accessed without authentication, then the default database schema is APP. This is our case before the changes of bug 201469. But, if authentication is used, then the default schema becomes the username. After the changes of bug 201469 all access to the DB is done through the default user Guest. The DB driver tries to find the tables in schema GUEST instead of in schema APP. This explains the Error message above.
We see the best solution is to rename the schema in our Derby database from APP to GUEST for builds after bug 201469. We are now investigating how to do this.
API Tools/Scans
Current ones will be ending soon. Kaloyan volunteered to explore the new Platform API tools, to make recommendations to WTP or build process.
Kaloyan: I have started exploring and evaluating the Api Tooling project. It is planned to become part of Eclipse 3.4 by the end of M6. Now it is available only by checking it out from CVS.
Project overview: http://wiki.eclipse.org/PDE_UI_Incubator_ApiTools
The Api Tooling supports profiles. I need to check if this can correspond to our adopter usage reports.
There are also Batch mode tools: Binary Compatibility Reporting and API Usage Reporting, but I am still in progress to find out how to run them.
Other business?
- Any questions? Objections?
- No objections ... committers reminded to stay familiar with it, as it documents "permissible changes" and other processes.
- Do we still need component.xml files? (from the platform)
- None known.
- Are there volunteers to explore (and make recommendations on) the Platforms new API tools?
- Kaloyan will look into them.
- David: we need to change how we generate our javadoc in the build -- project by project, or component by component.
- Tim has volunteered to do something for the server project, and recommend to others (might check with Nick Bolt on this).
- We will be changing the way we generate source features/plugins
- See bug 132094 for details, implications, and links to more info.
- Design meetings ... are they happening?
- JSF-SSE-Validation? (Nitin will follow up).
- JSDT-Facets? (Brad thought would still be worth while, perhaps walk through of current design/behavior).
- Introductions: Philippe introduced himself (as new lead of ATF Project). Gave brief description of current dependencies (core, server, sse) and plans related to WTP (esp. WYSIWYG editor).
- Brief discussion of broken link on WTP page ... turned out to be a bad URL in our project metadata.
- And mentioned Helen will be tracking down other broken links :)
Teams Status and Focus for Coming Week
Source Editing
- Ongoing triaging of incoming bug reports
- Working on updating bug backlogs
- Working on 3.0 requirement for more configurable XML and HTML formatting (95091,194698)
Server Tools
Web Services/WSDL
- Ongoing triage of incoming and existing bugs/RFEs.
- Fixing bugs and implementing RFEs.
- Planning for M6.
Java EE
Dali JPT
- New model/UI code is in last weeks I-Build
- Working on:
- Persistence.xml editor
- Java to JPA project conversion
- EclipseLink support
- Planning for M3
- Property Editor prototype
- JSPX support investigation
- XHTML support investigation
- will soon remove wst common ui properties. See bug 131862.
- will soon start signing all jars. Teams will have to be on the look out for performance problems, in M6. If any, it would effect those cases where custom class loaders are used, as that might result in repeated class
- Branching Strategy
- Please review and comment on the WTP How to: Branching Policy and Practices guide.
- In general, the minimum is if you branch a plug-in to branch all the plug-ins in the corresponding map file. It is fine to branch everything if you choose as well. We may need to reorganize map files slightly and we can investigate that on a case by case basis. This is intended to be a living document and open to evolutions and improvements.
- Instructions for tagging existing and new WTP wiki pages can be found at WTP's Category page; remember, we can create subcategories as well
- This Week's Smoke Test Results
- Build Declaration Process Refined - See WTP Build Process and Procedures
- Reminder:
- Information about process for milestone bugzilla line item planning has been added to the WTP Bugs, Workflow, and Conventions document.
- PMC Candidate Review Request Checklist - See the updated PMC Review document with attention to the "How To Prepare a PMC Defect Candidate" section
- Adopter Migration Information for WTP 2.0 - Please add any details for your component.
- Website
- Documentation on Setting up your system for Web Tools Web site development and Using Web Tools Phoenix PHP templates is on the wiki at Web Tools Web Site Development.
- Bug Day
- Monitor and participate in Bug Day if you would like.
- Mark any applicable bugs with keyword "bugday", but only if you'll have a representative on hand to respond through Bugzilla or in IRC
- Current WTP Bug Day bugs (~53)
Bug Backlogs
- All Untriaged WTP Bugs (Graph)
- All Untriaged WTP Bugs (~227)
- All WTP Verified, Not Closed Bugs (Graph)
- All WTP Verified, Not Closed Bugs (~159)
- All WTP Resolved, Unverified Bugs (Graph)
- All WTP Resolved, Unverified Bugs (~1532)
- All WTP Defect Backlog (Graph)
- All WTP Defect Backlog (~3168)
- All WTP Future Bugs (~166)
- All Open WTP Bugs with Patches Attached (Graph)
- All Open WTP Bugs with Patches Attached (~229)
- All API Requests (~9)


text:
Sale Sold out
Regular price $24.00 USD
Regular priceUnit price per
Sale price
- Included: (1) Short sleeve shirt "Permanently tired. All the time. Forever." (accessories in the photo are not included).
- Material: Screen print on 100% cotton (applies to solid colors only-see size chart for additional material combinations).
- Shipping: The item will ship (or be available for pick-up) within 3-5 business days from the date of order.
*Color shown on shirt sample is Black.
**Please note: colors may vary slightly between the color swatches shown here and the final product due to different monitor settings.**


text:
Belmont Stakes Recap
151st Belmont Stakes – Chatter from the Track
US Racing is not a racebook or ADW, and does not accept or place wagers of any type. This website does not endorse or encourage illegal gambling. All information provided by this website is for entertainment purposes only. This website assumes no responsibility for the actions by and makes no representation or endorsement of any activities offered by any reviewed racebook or ADW. Please confirm the wagering regulations in your jurisdiction as they vary from state to state, province to province and country to country. Any use of this information in violation of federal, state, provincial or local laws is strictly prohibited.
Copyright 2023 US Racing, All Rights Reserved.| Privacy Policy | Terms and Conditions | Disclaimer | Responsible Gambling | Preakness Stakes Betting | Belmont Stakes Betting | Kentucky Derby Betting


text:
Marc Victor Lowe – and the firm that employs him or her – is regulated by the Financial Industry Regulatory Authority (FINRA).
If you are like most people, before you go out to dinner at a new restaurant, you probably take a quick look at the reviews. This makes sense; you are going to pay for an expensive dinner, and you need to be sure that you are getting a good value.
Yet, when choosing a financial advisor, many people fail to conduct this same level of due diligence. Before turning over access to your money, you need to be sure that you have found a financial advisor that you can trust. Here, our audit report, including details of allegations, complaints, and sanctions will help you decide whether or not to invest with Marc Victor Lowe.
BrokerComplaints.com is currently investigating allegations related to Marc Victor Lowe. We provide a free platform for investors to help them in their claims against negligent brokers and brokerage firms.
About Marc Lowe
Marc Victor Lowe is an Investment Adviser. Marc Victor Lowe's Central Registration Depository (CRD) number is 6569574 and the FINRA Profile can be found at – https://brokercheck.finra.org/individual/summary/6569574.
Click here to download a Detailed Audit Report for Marc Victor Lowe.
Marc Victor Lowe has previously been reprimanded and has disclosures and/or client dispute(s) listed at FINRA BrokerCheck.
Accusations and Disclosures
You can find below, a quick snapshot of Marc Victor Lowe's regulatory actions, arbitrations, and complaints.
- Event Date: 8/28/2018
- Disclosure Type: Financial
- Resolution: Final
- Type: Compromise
- Disposition: Direct Payment Procedure
According to a study prepared for the FINRA Investor Education Foundation, 80 percent of American investors report that they have been solicited to participate in a fraud scheme, while 11 percent of American investors report that they personally lost money as a result of fraud.
FINRA notes that the rate of investment fraud is most likely much higher than it is reported. This is because many victims of financial advisor scams are too ashamed to come forward. Further, the study also found that a significant number of investors do not know how to spot common red flags of investment fraud. The least you should do is share your experience with other potential victims of investment scams.
Previous Associations
Under federal securities law and securities industry regulations, registered investment firms have a legal duty to supervise their financial advisors. Section 15(b)(4)(E) of the Securities and Exchange Act of 1934 makes a securities firm liable for the conduct of representatives.
- CHARLES SCHWAB & CO., INC. (CRD#: 5393) :: 8/4/2017 – 2/19/2020 :: Fort Worth, TX
The duty to supervise securities representatives is a strong legal requirement. Registered investment firms must take many different steps to ensure that they are protecting their customers from irresponsible and criminal financial advisors.
Legit or Not?
Unfortunately, stockbroker fraud is more common than many investors would like to think. And yes, stockbrokers (including Marc Victor Lowe, but not limited to) can (and do) steal money from their clients. While it's rare that a broker will literally steal his client's money (though that does happen), typically the "theft" of investment funds comes in the form of other fraudulent violations of securities law and FINRA rules which leads to significant investment losses.
Investors generally understand that there are risks associated with buying and selling securities. The market can go up, and the market can go down. No matter how skilled of an investor you are, there are always risks. With that being said, sometimes investment losses cannot be blamed on simple back luck.
There are 10 major types of complaints we receive against Investment Brokers –
- Outright Theft (Conversion of Funds)
- Unauthorized Trading
- Misrepresentation or Omission of Material Facts
- Excessive Trading (Churning)
- Lack of Diversification
- Unsuitable Investment Recommendations
- Failure to Disclose a Personal Conflict of Interest
- Front Running of Transactions
- Breakpoint Sale Violations
- Negligent Portfolio Management
Do your due diligence before investing. Public records are available for everybody to review and decide on the safest bet.
How to Protect Yourself
We, as citizens, place a great deal of trust in the financial advisors who are tasked with helping us achieve and maintain financial security. Most of the time financial advisors and stockbrokers are honest folks who work diligently in their client's best interests. However, on occasion financial advisors and the brokerage firms who employ them mess up and cause serious financial harm to their clients. Sometimes these losses are caused by simple negligence. Other times fraud or other serious misconduct is to blame.
Here are 5 signs that your broker needs to be reported –
- Breach of Fiduciary Duty: Under the Investment Advisers Act of 1940, certain investment professionals, known as registered investment advisors (RIAs), owe fiduciary obligations to their customers. Your investment broker must always look out for your best interests. If you lost money because of your broker's breach of fiduciary duty, you may be entitled to compensation for the full value of your damages.
- Unsuitable Investments: Many financial advisors are not fiduciaries. Instead, they are held to the suitability standard. These stockbrokers and financial advisors can only sell and recommend financial products that are appropriate for a customer's unique investment profile. If you lost money in unsuitable investments, you should consider reporting them.
- Material Misrepresentations or Omissions: Brokers have a duty to make fair and honest representations to their clients. If they fail to do so, and an investor loses money due to a misrepresentation or a material omission, the broker may be liable for the investor's losses.
- Lack of Diversification: Brokers must also act with the appropriate level of professional skill. Pushing a customer into over-concentrated investments is highly risky. Brokers can be held liable for losses sustained because of an investor's inappropriate lack of diversification.
- Excessive Trading (Churning): Stockbrokers and financial advisors must have a well-grounded, reasonable basis to execute all trades. Unfortunately, there are cases in which brokers will frequently trade on a customer's account, simply to increase their own fees. This unlawful practice is known as churning.
- Unauthorized Trading: Brokers must have the proper legal authority to make transactions on behalf of a client. If you lost money because your broker made trades that you never approved of, you may have been the victim of unauthorized trading. You should consult with an experienced attorney.
Report Marc Lowe
In order to prevail in an investment fraud lawsuit or FINRA arbitration cases, you must be able to assert a viable 'cause of action'.
Marc Victor Lowe – and the firm that employs this broker – is regulated by the Financial Industry Regulatory Authority (FINRA). FINRA provides an online form to allow investors to file a formal complaint against their financial advisor, stockbroker, or brokerage firm.
Click here to go to FINRA's Online Complaint Form →
This form will ask you for specific information related to your complaint. Be prepared by gathering the following:
- Name and symbol for the investment product in question.
- The CRD number (6569574) for the broker – Marc Victor Lowe
- Your complete contact information.
Remember, it is advised to report your broker to FINRA, only after you have exhausted all of your other remedies and carefully prepared a compelling complaint. Once you file a complaint against your broker at FINRA, your case will be bound by FINRA's rules and the arbitration panel's eventual decision. The time clock will start, and your complaint will be served on your broker or broker-dealer.
The views and opinions expressed in these articles are those of the source BrokerComplaints.com and do not necessarily reflect the official position of 'The Skeptic Files,' which shall not be held liable for any inaccuracies presented. The information provided within this article is for general informational purposes only. While we try to keep the information up-to-date and correct, there are no representations or warranties, express or implied, about the completeness, accuracy, reliability, suitability or availability of the information in this article for any purpose.
This article is syndicated automatically through a third-party agency from BrokerComplaints.com.
To view the original article at BrokerComplaints.com, you can visit https://brokercomplaints.com/report/marc-victor-lowe/.


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Ok, it doesn't have to be for Valentine's Day, but this cute little project does lend itself well to the upcoming holiday!
Because we can't craft together in real life (unless you care to share the secrets of teleportation that is), my lovely friend Krys of Two Vegan Boys suggested we do a stitch-along. I loved the idea, and we thought you might want to join the fun!
True to the W.I.P. Wednesday philosophy, this is just a no-pressure way to "virtually" craft together in a fun, supportive and happy place. Have a question? You're welcome to comment me a question and I'll try to help. Never threaded a needle but feel inclined to give it a try? Fear not! Below you will hopefully find all the information you need to get started on a very basic embroidery project.
Krys found a cute (but not cutesy) free pattern from artist Andrea Zulli's blog Badbird's : Musings of a small angry bird. She also has the most beautiful prints in her Etsy Shop, Badbird. Wow!
Click on that little bear and you'll find yourself chez Andrea where you can get your crafty hands on this free download – and many others! Andrea is a generous artist and has many free patterns.
Now that you have your pattern, what would you like to do with your finished project? You could make a Valentine's Day card, stitch it on a t-shirt or other clothing, offer your framed embroidery as a gift to someone special… The size of your project will determine if you need to enlarge or shrink your pattern before beginning. I'm going to use this to make a little pillow as a gift, so the size of my "Love Bear" is based on that.
Needlework is a great craft when you're on a budget because you don't need much to get started!
You'll need :
The printed "Love Bear", some masking or painter's tape and an embroidery pen. These pens have "disappearing ink", which is pretty groovy for tracing patterns onto fabric (which you also need). I don't want to be kicked out of the "Crafty Club", but above is a light pencil, because I don't have an embroidery pen and this has been working really well for me -just be careful to keep your lines thin!
You'll also need some embroidery floss! This "thread" is usually composed of multiple strands -most often 6. You can use more or less of them, but for beginners, it's usually easier to work with all 6. You'll be using short lenghs of thread, so hold it between your thumb and pointer finger and you'll want it a little shorter than your forearm (any longer and it's apt to tangle up). Floss is most often cotton, but Vegans beware of wool floss which is also available.
Don't forget an embroidery hoop to hold your work taut while your stitching – this will prevent puckering. If you stitch on a stiffer fabric, you won't need one.
You'll want an embroidery needle – its bigger eye (the better to see you with!) is easier to thread with embroidery floss. Here you see the difference between a sewing needle and the larger needlepoint counterpart.
To thread your needle, pass the floss through the eye, but don't knot the two ends as you would with regular thread. Leave a shorter "tail" of thread on one side, the longer section on the other. Normally with embroidery you don't knot the long end of your floss, but you're a beginner and it's totally ok!
Now you need to transfer your pattern to your fabric. Here's how :
Tape your "Love Bear" to a window
Next secure your fabric over the pattern. You may want to tape the sides, too, because you'll be tracing the pattern and you don't want your fabric slishing about!
Once your pattern is traced on your fabric you're ready to start stitching! How exciting is that! You're about to embark on a fun project with blogger peeps, right on!
There are loads of different embroidery stitches, and a google search or a trip to YouTube will give you many stitchy options. I'm going to show you how to do a split-stitch, one of the most common and versitile there is. You can easily complete this and many other projects using only the split-stich, so here we go:
1) To begin, bring your needle up through the fabric from back to front.
2) Now bring the needle back down just in front of where you came up.
3) Now bring your needle up through the fabric in the middle of your first stitch. Try to bring it up in the centre of your floss. For example, if you're using six-strand floss, ideally it would come up with three strands on each side. This is something you can play with depending on the look you want, but for today let's stick to the basics.
4) Here you're going to do what you did in step 2 – just bring the needle down in front of your stitch.
Here's what 4 stitches look like. You're creating a kind of "chain" if you will, each stitch connected to the next.
And there you have it! I hope this is helpful and will encourage you to give it a try! My big disclamer is that I've only been practicing embroidery for about 6 months and much of the jargon I've learned has been in French, so if you see errors or if something isn't clear don't hesitate to let me know and I'll fix it up tout de suite! (That's right away for you kids playing at home!).
Don't forget to visit the other W.I.P. participants to see what they're up to! If you'd like to join the W.I.P. list, to share your stitch-along progress or share your other projects, just let me know!
UPDATE : I'll be posting a finished-project round-up on Valentine's Day, so be sure and send me your links!
If you're looking for some crafty ideas for Valentine's Day gifts? Do you want to avoid buying more paper and plastic junk that will end up in the trash? Then visit Ellen at The Long Thread. She's running a Recycled Valentine's Day series with weekly links and ideas for great handmade gifts without adding more plastic and junk to our landfills.


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Associated Press//March 8, 2013
//March 8, 2013
MENLO PARK, Calif. — Facebook doesn't want to be dismissed as an Internet has-been before its social network even enters its adolescence.
In an effort to remain hip, it is infusing the focal point of its website with a more dynamic look and additional controls designed to empower its 1 billion users to sort streams of photos and other material into more organized sections that appeal to their personal interests.
The changes unveiled Thursday are an attempt to address complaints that Facebook's hub — the News Feed — is degenerating into a jumble of monotonous musings and disjointed pictures. This has come as users' social circles have widened from a few dozen people to an unwieldy assortment of friends, family, businesses, celebrities, co-workers and fleeting acquaintances.
That evolution requires a more nuanced approach than the computer-generated algorithms that Facebook has been relying on to pick out the most relevant content to display in each user's News Feed. The growing popularity of smartphones and tablet computers equipped with high-quality cameras also is turning the News Feed into a more visual gallery, another shift that Facebook is tackling by carving out more space to display photos and video.
Facebook Inc. CEO Mark Zuckerberg hopes the makeover turns the News Feed into something like a newspaper tailored to fit the particular interests of each user on every visit to the website.
"This gives people more power to dig deeper into the topics they care about," Zuckerberg said while discussing the makeover at Facebook's Menlo Park, Calif., headquarters.
By keeping Facebook relevant, Zuckerberg hopes to avoid the fate of his company's social networking forerunners, Friendster and MySpace. Those once-trendy sites quickly flamed out, largely because they didn't say attuned to the changing interest of fickle audience. Making that mistake is even more costly in an age of increasingly short attention spans and technological tools that make it easy to find some other diversion with a quick click of the computer mouse or the swipe of a finger on a smartphone.
"They needed to freshen things up," said Brian Blau, research director of consumer technologies for Gartner Inc. "This should bring a lot of cooler things" into the News Feed.
Although Zuckerberg didn't say it, the overhaul also appears to be aimed at carving out more space to show larger and more compelling ads within the News Feed as Facebook seeks to boost its revenue and stock price.
Previous tweaks to the News Feed have triggered howls of protest among Facebook's users. Hoping to minimize the grousing this time around, Facebook intends to roll out the changes in phases. It will probably be at least six months before everyone who accesses Facebook on a personal computer sees the revamped News Feed, the company said. New mobile applications featuring the changes should be released within that time frame too.
The transition is likely to be completed before Facebook celebrates its 10th birthday next February.
The facelift is likely to be more jarring for those who only visit Facebook on a PC because it incorporates some features already deployed in the social network's mobile applications for smartphones and tablet computers.
The new features will enable users to choose to see streams of content that may feature nothing but photos or posts from their closest friends, family members or favorite businesses. Or they can just peruse content about music, or sports, as if they were grabbing a section of a newspaper. Other newspaper-like changes will include lists of events that users' social circles have flagged for the upcoming weekend and other summaries meant to resemble a table of contents.
Facebook still intends to rely on algorithms to select some material to feature on the main part of the News Feed, much like newspaper editors determine what goes on the front page.
Staving off 'Facebook fatigue'
The additional space being devoted to photos and video is an acknowledgement how dramatically the composition of Facebook's content has changed during the past 16 months. About 50 percent of the posts on News Feed now include a photo or video now, up from 25 percent in November 2011, according to Facebook's data.
Bigger pictures also will give advertisers a larger canvass to make their marketing pitches. Facebook is hoping marketers will seize the opportunity to develop more creative ways to entice and intrigue customers so advertising can become a more acceptable fixture on the social network.
More than anything else, the changes are meant to make Facebook a more fun place to hang out.
"This is all about keeping people engaged," Blau said.
Although Facebook's website remains one of the Internet's top destinations, there have been early signs that the social network is losing some of its pizazz, particularly among younger Web surfers who are starting to spend more time on other fraternizing hubs such as Tumblr, Pinterest and Instagram, a photo-sharing site that Facebook bought for $521 million last summer.
A phenomenon, known as "Facebook Fatigue," was recently documented in a report from Pew Research Center's Internet and American Life Project. The study found that about 61 percent of Facebook users had taken a hiatus for reasons that range from boredom to too much irrelevant information to Lent.
That's a worrisome trend for Facebook because the company needs to ensure that its audience keeps coming back so it can learn more about their interests and, ultimately, sell more of the advertising that brings in most of the company's revenue.
"I don't think it had turned into a crisis, but Facebook was probably seeing some internal data that was telling them they needed to do something," said Greg Sterling, a senior analyst for Opus Research.
Facebook has been struggling to find the right balance between keeping its fun-loving audience happy and selling enough ads to please investors who want the company to accelerate its revenue growth.
Wall Street seems to think the redesigned News Feed might be a step in the right direction. Facebook's stock gained $1.13, or 4.1 percent, to close Thursday at $28.58. The shares still remain 25 percent below the $38 that they fetched in Facebook's initial public offering last May.
The mobile-friendly redesign of News Feed underscores the company's intensifying focus on smartphones and tablet computers as more of its users rely on those devices to interact on the social network.
About 23 percent, or $306 million, of Facebook's advertising revenue came from the mobile market during the final three months of last year. Zuckerberg thinks more than half of Facebook's revenue will be coming more mobile devices within the next few years — a goal that should be easier to reach if the redesigned News Feed turns out to be as compelling as he envisions.r


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Would you like to select a Team to join or create a new Team?
Why We Relay
Our Teams
|Amount Raised
Why We Joined Relay
We chose Relay For Life because it's important to our employees to make a positive difference in this world. And as a company, we know we can make a bigger difference when we combine forces. The money we'll raise helps The American Cancer Society give patients what they need the most-hope, support, and lifesaving research.
We7rsquo;re forming a team and we want you to join us for a day that honors those we've lost to cancer and celebrates survivors and caregivers. The American Cancer Society depends on us to raise the money they need to impact those whose lives have been touched by cancer.
You can start your own team or join an existing team. You can also make a donation at any time, so let's get out there, have some fun and raise some funds.
Relay Rewards
The ACS Rewards program is our way of thanking you for your creativity and passion! Earn points for every dollar raised and you can redeem those points for Relay products and swag.Relay Rewards
Would you like to lead the team or join the team?
This isn't what I wanted.
Cancer has touched all of us in some way. And we want to stop this disease in its tracks. We'll spend the next few weeks fundraising for the American Cancer Society. Then, on the day of the event, we'll honor the lives lost to cancer, celebrate survivors, and support the caregivers who so selflessly help others.
Together, we'll be a part of making a difference in this important cause.
This tool allows event managers to edit sections of the event website. Here's how:
- When you see the edit pencil icon, click it to enable edit mode for that section of the page.
- Use the in-line editor controls to make changes to the section.
- Use the save icon to save your changes and exit edit mode.
It's that easy! Throughout the year, we'll unlock more sections and add features to this tool in order to improve your ability to manage your event website.
Visit RelayForLife.org/emcsupport for website management resources.


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City Council to address Festival Square rental
By RICHARD CROFTON
CHEBOYGAN — It appears as though City council will be dealing with only a few action items at its Tuesday night meeting at council chambers in city hall.
One of the items coming back to council are revised Festival Square Rental documents. During the last regular council meeting, discussion was held and City Manager Dale Stuart has made some revisions council wanted to see.
According to Kirsten Guenther, downtown enhancement administrator, one of the changes made was a $250 charge was added for non-residents to rent the facility. She also said a 30-day clause has been added where if a reservation is cancelled, the $150 deposit fee is lost, unless the event is rescheduled.
Council also will be asked to approve to appointments. One is for Roger Kopernik to the planning commission and the other is for George N. Chorey to the zoning board of appeals.
There also is one public hearing slated. That is for the close-out of two Community Development Block Grants ― "Woolworth Site Re-Use Project" and "Cheboygan Vibrant Small Cities Initiative."
Council meets at 7 p.m.


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Today's News: Our Take - Dancing with the Stars Judge Len Goodman Weds
Dancing with the Stars judge Len Goodman married his longtime girlfriend, dance teacher Sue Barrett, Sunday in London, The Daily Mail reports.
Goodman, 68, and Barrett, 47, exchanged "I dos" at a surprise ceremony in front of 30 family members and friends. The couple have been together for more than 10 years.
Check out celebrities' dramatic weight loss
"I've had a marvelous day, and now my gorgeous Sue is the new Mrs. Goodman," he told the newspaper. "I wanted it to be a low-key affair, so we didn't tell anyone except my 96-year-old mum as I didn't want her having a heart attack with the surprise."
This is the third marriage for the professional ballroom dancer and reality judge.
View original Dancing with the Stars Judge Len Goodman Weds at TVGuide.com
Related Articles on TVGuide.com
Other Links From TVGuide.com


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Chef David Kolotkin, from Prime Grill, has appeared on this pages before ( here, here, here, and here); now he's back to give us one his superb recipes. As you already know, Chef David doesn't do things the traditional heimische way but… the result are incredibly delicious!
Chilean Sea Bass Mousse, Wrapped with Smoked Salmon,
Sweet and Sour Beet and Basil Salad, Horseradish Lemon Aioli
Feeds 6-8 people
Chilean Sea Bass Mousse:
-1 small onion peeled and quartered
-2 small carrots peeled and cut into 1″ pcs
-1 celery stalk cut into 1″ pcs
-1/2 cup flat leaf parsley, chopped fine
-1/2 cup basil, chiffonade
-1 1/2 # chilean sea bass cut into 1-2″ pcs
-2 whole eggs
– sugar to taste (approx 1 1/2 tbsp)
– kosher salt to taste( approx 2 tsp)
-1/2# sliced smoked salmon
Preheat oven to 325
1. In a food processor with the blade attatchment, process onions until fine and minced. Place in a large mixing bowl.
2. Place carrots and celery in the food processor and repeat step #1. Place with onions in the bowl.
3. Add herbs to the vegetables.
4. Process Sea Bass until fine. Add the eggs, sugar, salt and pepper and mix until combined. Add this to the bowl with the vegetables and herbs. Mix well with a spoon.
5. Using a spoon, make 2-3oz quenelles and place on a cookie sheet lined with wax paper.
6. Bake for 12-15 minutes until tender and firm. Cool and reserve. We will use the smoked salmon during the assembly of this dish so keep it refrigerated for later.
Sweet and Sour Beets with Basil
-1 cup sugar
-1 1/2 cup red wine vinegar
-1 1/2 cup water
-3 red beets peeled and cut into batons( or matchstick pcs 1/4″ thick)
-8 basil leaves chiffonade.
1. Combine sugar, vinegar and water in a deep pot.
2. Add the beets to the pot and bring to a simmer uncovered until beets are tender. Approx 45 minutes and until only a little liquid is left. The remaining liquid should be a syrup.
3. Cool and when cool, add the basil chiffonade. Reserve
Horseradish and Lemon Aioli
-3 egg yolks
-2 tbsp prepared white horseradish, liquid squeezed out.
-1 Lemon, zested and juiced
-1/4 tsp kosher salt
-1 cup vegetable oil
1. Place all ingredients except the oil into a mixing bowl.
2. Combine using a flexible whisk.
3. Slowly start to drizzle the oil in while whisking vigorously in a slow steady stream. Whisk until all the oil has been emulsified. This entire aioli can also be done in a food processor.
4. Set asside.
To assemble:
1. Place a small dollop of the aioli on a pc of the chilean sea bass mousse.
2. Depending on the size of the smoked salmon slices you may need 1-2 pcs per mousse. Lays the salmon flat on a cutting board. Place the Chilean bass mousse ontop, and roll so the smoked salmon wraps evenly around. Repeat this process until done.
3. Place 1 -2 pcs of the Chilean Sea Bass Mousse, Wrapped with Smoked Salmon, on a plate with the sweet and sour beets next to them. It is nice to drizzle some of the natural beet syrup on the plate. Extra horseradish lemon aioli can be placed on the plate as well.
David Kolotkin
Executive Chef
The Prime Grill


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35.4″ sq. x 2″D
Poplar wood
Mirrored glass on engineered wood
French cleat hanging mechanism
Wall mounting hardware included
Made in Vietnam
Assembly may be required for this item based on shipping location and delivery method. Items shipped via In-Home Delivery will be placed in the room of your choice and assembled.
All packaging will be removed and recycled at our warehouse for Local In-Home Delivery, or placed at your curbside or nearest trash pickup area for Long Distance In-Home Delivery. Items shipped via Basic Freight Delivery or picked up in store will require assembly. Easy-to-follow instructions will be included in your order and are also available by clicking the Assembly Instructions link. You can view your assigned delivery method in your Cart.
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I am so happy and excited to be back at the Moda Bake Shop to show you this wonderful Chenille Blanket. My name is Pamela Lincoln and I blog over at Mama Spark's World. I am always on the look out for a great baby shower or new born gift and this is perfect! With a few simple ingredients and a few hours you will have a fantastic gift. I have some other examples over on my blog too if you want to see more. Are you ready to get started?
2 Charm Packs of Oink-A-Doodle-Moo 30520LC (I love this fabric line!!)
1 yard windsor blue marble flannel F9880-14
1 yard orange marble flannel F6727
2 one yard cuts of hot red marble flannel F9881-36
1/2 yard denim blue horseshoe fabric (for binding) 30526-17
Basting needle and thread
Masking Tape
Chenille scissors are really helpful too
The very first thing you need to know is do NOT pre-wash your fabrics. This is pretty important as in the end you want the flannel to fuzz up. So no washing!
You will be making the back of your blanket first. You will use most of your 2 charm packs for this. Lay out your squares so you are happy with the design you are using. (Yes I used my Peacock for my design wall). Your lay out will be 10 squares across by 8 squares down.
Once you are happy with your layout, sew the squares together to from a row. You will have 8 rows of 10 squares. I like to chain piece these.
Then you will sew your rows together to form the back. If you press each set of seams from the even rows in one direction and the odd rows in the other direction your seams should nest and your intersections will match up nicely as you do this. I like to pin my intersections.
Don't sew over your pins though as you don't want to hurt yourself or your machine. Sew just up to the pin and remove it.
Your back will look something like this when you are all finished sewing your rows together.
Next you need to make sure all four pieces of flannel are pressed. It will help you make a smooth top.
Lay your back on a large table right side down.
At this point you need to think about the order you put your flannel down. The layer closest to the back will not get cut and will not add to the chenille portion of your blanket. The top three layers make the actual chenille. I like to use a contrasting back fabric. (This makes things easier when it is time to do the cutting.) Lay the flannel down on top of the wrong side of the back (wrong sides together) and smooth into place to cover the back entirely. Continue adding the other 3 flannels in the same manner.
My favorite way to make the chenille is to make a color sandwich. I like to make the top and the third layer the same color with a different color in the middle. Experiment with colors and you will figure out what you like best too. I have done all 4 different and all the same but in the end I like this method best. You need to lay down each layer of flannel and smooth it over the previous layer until you have all 5 pieces of fabric layered together.
Take a roll of masking tape and with the help of a friend lay the tape diagonally across the fabrics, being careful to make sure you are going corner to corner. Press tape in place.
You are now ready to baste your layers together. I like to use a large basting needle to do this. Put a LOT of thread on your needle and starting close to the tape take some largish stitches along the length of the tape. Make a few stitches at the end and go back the other direction until the whole half of the blanket is basted. Then repeat on the other side. This will hold everything together when you are ready to take it to the sewing machine.
You are now ready to take your sandwich to the sewing machine and begin sewing your lines. At this point you should put your walking foot with guide on your machine.
You will want to sew along the tape line as close as you can on one side without sewing through the tape.
Once you have sewn your first line, corner to corner down one side of the tape you may remove the tape.
I set my guide at 5/8″ from my needle. This will be your guide for sewing your lines. line the guide up on your first sewn line, keep it there and sew another line. When you get to then end of the top, break your thread and start back at the top, always guiding off the previous line. Alternately, you could mark each line but if you have a guide this is so much quicker!
It will look something like this as you go along. I like to remove my basting threads as I stitch along and try not to stitch over them.
Now comes some fun! You will be using your chenille scissors or cutter to cut through the top 3 layers of flannel. Be very careful not to cut through the layer closest to the back (in my case it is the blue layer, another good reason for a contrasting back color is that it makes it easier to know which layers to cut!)
You can see that I have cut 3 of the 4 flannel layers right here. I find that for me, the scissors don't distort the the flannel as much as the cutters but both will work.
Continue to cut through all the channels you have sewn until the entire top looks like this.
Whew! I don't know about you but my hands are tired!! We are almost finished. It's time to square up the top. Using charm squares for the back makes this a little easier since you can line things up. First fold your blanket in half one way, with the charm squares on the outside. It doesn't matter which way as you will do it both ways eventually. I used a few pins to make sure things were lined up. I checked the top edge and pinned.
I also checked the first intersection at the top and put a pin. You can see the raw edge we will be trimming.
I lined up my ruler using the fold as the straight line and trimmed off the raw edge. This is easier using a 60mm cutter as there are a LOT of layers. When you finish with one side, turn the quilt and do the other edge the same. After you have trimmed both edges one way refold the blanket, match in the same way and trim off the raw edges.
For me the second fold edge I was trimming contained the selvedge edges. I had to trim slightly more here to get rid of the selvedge edge. I lined up the sewn line with the 4″ on my ruler and made my trim that way. I did the same thing on the other side. You could do all 4 sides the same or just the 2 like I did. How much you want to trim is up to you.
Here is my blanket all trimmed and square and ready for applying the binding.
I cut 5 binding strips at 2 1/2″ and sewed them into one continuous length. I pressed the strips in half and cut off the ends. On the flannel side, match raw edges of the binding with the raw edge of the blanket.
Sew binding on using your walking foot.
It should look something like this when you are finished.
Once you have applied all your binding you are ready to turn it and stitch it down on the back. A good tip is to press the binding from the flannel side in the direction of the back. This will make it easier to stitch hand stitch the binding down. I usually hand stitch my binding in place but machine stitching in place works too.
Once your binding is secured put your blanket into the washer with soap and softner if you wish. Wash on a normal cycle. Mine went into the washer looking like this.
When it is finished washing pop it into the dryer and dry on high. Be sure to check your lint trap frequently, every 15 minutes or so, as you will generate a LOT of lint!
Now for the MAGICAL part! Are you ready?? This is my favorite part. It comes out looking like this!
When it is done drying, remove blanket from the dryer and admire your beautiful, fluffy creation!!!
Here is a close up of the chenille part.
I loved using the Moda flannel it was so soft and luxurious! Can you see the bits of white in the chenille? That's because the color in this flannel did not permeate all the way to the back, ie the back looked "white". If you use a flannel where the color goes all the way through, your chenille will be a little more uniform/saturated in color. I really liked the effect the white gave to the chenille in this one.
You just know a baby is going to love the tactile nature of this blanket! Beware though, once you begin making these everyone is going to want one.
One Chenille Baby Blanket that measures approximately 36″x 45″
I hope you have enjoyed making this fabulous blanket along with me and will stop by my blog and say hello! If you do make one I would love to see it. Please add it to my Flickr group. I have one just for Chenille blankets. Happy stitching!!
Pamela Lincoln


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Ankara Bazin Riche Bow Knot Patchwork African Dresses for X11079 - 3 / US XS/2 (Asia XS)
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Special Use: Traditional Clothing
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Material: Cotton
Type: Kanga Clothing
Item Type: Africa Clothing
Special Use: Traditional Clothing
Type: African Dresses for Women
Africa Dashiki: Women African Clothing
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Occasion: Casual, Party,Wedding
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Mayans unfazed about the end of the world
- "The world will not end," says Mayan priest
- Many hope the misguided coming here will spend tourist dollars
- Biggest party in 5,125 years?
FELIPE CARRILLO PUERTO, Mexico -- Mayan pilgrims often come here to a simple church with a thatched roof to venerate the Cruz Parlante, or Speaking Cross, which gave their forefathers guidance during a 19th-century rebellion.
But priest Alfonso Ek says lately he's being asked by curious non-Mayans about something he says has nothing to do with his people or their beliefs: the end of the world.
His response: "The world will not end."
Thrill seekers, partyers and folks seeking spiritual experiences are pouring into the Yucatán Peninsula for the end of the centuries-long Mayan calendar that some believe predicted the end of the world Friday. The Mayan people here appear to be greeting the event serenely, with a sense of humor and bemusement.
The ancient Mayans, who ruled throughout southern Mexico and Central America until about 900 A.D., used three calendars, one of which was the Long Count Calendar that completes a major cycle on Dec. 21, 2012. Some today have claimed that the date signifies the end of the world, while scholars say it is merely the beginning of another cycle.
The Mayas still exist today as a diverse number of indigenous peoples, some of whom still speak the Maya language.
The end of the Mayan calendar put the spotlight on a people known for human sacrifices but celebrated for their past prowess in subjects such as math and astronomy. Today they live largely on the margins of the lands conquered by the Spaniards beginning in the 16th century.
The Mayans across the Yucatán Peninsula were in rebellion throughout the later half of the 1800s, angered at discrimination and being treated as slaves by those of European descent. At the church here, they looked upon the "Speaking Cross" as an oracle in what is known as the War of the Castes. The Mexican army ended the uprising in 1901.
Ek, who conducts a Mayan form of Mass at his church, plans to mark the new calendar with prayer and traditional ceremonies, which he says many Maya have abandoned for other faiths, along with their language. He says this rejection of their culture might bring plagues, disease and drought.
Yet most people, says local museum guide Karla Chan Poot, "are receiving Dec. 21 with calm.
"People believe that they're going to see a change, in humanity, in our thinking, that there should be a return to nature," Chan says. "This won't be anything like the world ending, or a meteor crashing, or extraterrestrials arriving," or anything depicted in the popular culture or movies.
News of the pending end has reached people here, like aspiring Mayan artist Marco Poot Cahun, who incorporates doomsday talk into his monologues – which he delivers in Maya.
"If I ask (an audience) if they believe the world will end, no one will raise their hand," he says.
How the idea sprouted that the Mayans predicted the end of the world remains a mystery to many. José Manuel Ochoa, archaeologist and director of the Mayan Ruins at Cobá, says the Mayans were known for their ability to measure time, and the Mayan calendar has been interpreted many different ways.
He says the Long Count Calendar lasts 5,125 years, and that it began sometime in mid-August, 3714 B.C. On Friday, it concludes the third cycle, each one marked by men created by Mayan gods from various materials: mud, wood and, most recently, corn. What comes next is unknown, he says – "maybe men of plastic," he jokes.
The Maya built impressive monuments, temples and cities and even a system of pre-Hispanic stone paths known as "sacbes."
The Maya suffered under Spanish rule and were treated "almost like slaves," harvesting henequin, a plant with sword-shaped leaves, for making rope, Ochoa says.
Many modern-day Mayas in the Yucatán live better, although poverty persists. Some still reside in villages where only Maya is spoken and live in traditional houses with thatched roofs. Traditions such as white clothing and taxi service with tricycles are common.
In the traditional settlements, "the grandmas there won't drink Coca-Cola. They prefer their atole," a corn gruel beverage, Poot Cahun says.
Others earn livings in tourism, which began in Cancún only in the late 1970s. Ochoa says each of the 150 Mayans living on a collective property near Cobá earn $1,200 every two months by offering a tricycle taxi service at the ruins.
Chan says tourism draws many, although wages are often low.
"People in the north (of Mexico) have the American dream," she says. In the Yucatán Peninsula, many Mayans dream of tourism jobs, Chan says – even though their language, which is widely spoken in smaller settlements, is unwelcome and can lead to discrimination.
Some professionals have changed names, she says – Ek, for example, was once "Estrella" (star) in Spanish. Despite ignorance of their culture, many Mayans see an upside to the erroneous interpretation of their calendar.
"People in faraway places didn't know we existed," Ek says. "Now they're coming here."


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Saturday, February 19, 2011
Facebook friends...not always friendly.
This evening, Beth got a message from this person which confirmed our suspicions:
48 comments:
Wow. Classy. It IS sad the amount of hate that is caused by religion.ReplyDelete
clearly not the person in the profile picReplyDelete
That just makes me sad. People disappoint me so much.ReplyDelete
I just have to wonder why it is these wonderful Christians have nothing better to do than join FB pages under false pretenses and send hateful messages to strangers. They must not have cable.ReplyDelete
@canaling15: What makes you think that?ReplyDelete
You can really feel the love and compassion.ReplyDelete
I feel a "no true scotsman" coming on from theists everywhere....ReplyDelete
Meh. Once again religious hate rears its head. But what's new? She (he? assuming the profile is fake) hadn't tried to friend me yet, but I went ahead and blocked her anyway.ReplyDelete
I see Jesus through her... He must be a *real* dick!ReplyDelete
This is what happens when you are raised in fear and taught to hate.ReplyDelete
Do they really believe their hate mail is going to endear themselves to us? Yep, I can see christ's light shining through her!
Why is it so hard for people to just be decent people?ReplyDelete
I like that "she" begins the tirade with "sup".ReplyDelete
maybe someone hijacked her account? low likelihood but possible... not worth the effort of checking out though I suppose ...ReplyDelete
*Don't feed the trolls*ReplyDelete
this person probably sends messages to pastors telling them how dumb they are for believing in fairy tales.
What'd be worth getting a hold of is a religios figure (pastor, priest, apologist) telling you to enjoy sucking dick in hell. hahahaah
That means that sex is still avaible in hell. Wow, gigantic barbeque and orgie in one. I like it better any minuteReplyDelete
So,this small-minded hate-mongering religious bigot Imagines hell to be eternal oral sex? lol!!ReplyDelete
Internet Tough Guy strikes again.ReplyDelete
A quick Facebook search turns up a few more of her intrests:ReplyDelete
WHITE MEN ARE HOT, Against Everybody draw muhammed day May 20th (back up), Let's Nuke Mecca ?, bright blue eyes, ATHEISM VS. ISLAM, God Bless America!, Albanians are not white
I appreciate that people are jumping to the conclusion that the picture must be fake. Surely, young girls can't be shit-heads. Does this not strike anyone as fairly superficial and sexist?ReplyDelete
Well, it does look like a fake. Whoever did this, in any case, is really messed up.ReplyDelete
@ChristOnlce People are jumping to the conclusion that the picture is a fake because it looks very much like a picture from porn. Also a girl does not look like that and have only 56 friends. This is quite a regular thing to do on fb and its usually to get email addresses.ReplyDelete
could be wrong though who knows...ReplyDelete
Using "sup" would have been grounds enough for me to ban the person.ReplyDelete
I'm sorry but I laughed outrageously loud and long after reading that.ReplyDelete
Don't burn your lips on his highness' member!
I am glad for that little "Report" button.ReplyDelete
She dropped me a message this morning.ReplyDelete
Just for clarity - don't harass this person, just ignore them.
Oh my (nonexistent) Gawd.ReplyDelete
I don't like the assumptions people made about this person ie. "She's young and good looking therefor, she can't be racist".ReplyDelete
But I did search for the picture in TinEye and the picture turned up here http://cavemancircus.com/2010/10/18/the-daily-dump-79/
So it may be likely this is a fake account.
@Canaling15 I disagree it looks like a "picture from porn". If that's what porn pictures look like then every girl from my high school was in porn. No, I think it looks like your standard "myspace" shot people are so fond of.
I wish I got facebook messages like that, just because they're funny as hell.ReplyDelete
WOW! That goes so far beyond "look what religion does…" This person is obviously quite twisted, deranged, and likely needs therapy… immediately.ReplyDelete
LOL@Giliell. I laughed my ass off at your comment..stoopid christians! Good humor is a sign of intelligence.ReplyDelete
Is this the same person?ReplyDelete
I almost think poe, although entirely done in bad taste.
Surely all of us atheists can't be sucking Satan's cock for eternity all at the same time. Therefore we will at worst be required to take turns....ReplyDelete
The good news is that if she is right, you'll be enjoying yourself for eternity! Great news!ReplyDelete
Guys, this could just be a Poe.ReplyDelete
Allow me to introduce a new word into our lexicon—POETARD.ReplyDelete
Poe's Law: It is impossible to create a parody of religious fundamentalism so extreme that no one will mistake it for the real thing.
Poe - tard (n.) A person who...
1) confuses the meaning of "Poe" with "troll."
2) is ignorant of the meaning of Poe's Law, and instead thinks it means the following: "Everybody is totally nice, everywhere. Stupid, mean-spirited people do not exist. They are a myth, like the Loch Ness Monster or the Tooth Fairy, or even God. Therefore, in any instance in which you see a person being stupid, mean and nasty on the internet, it is not real. It is someone simply faking it. This is true in 100% of instances, because in reality, nobody is mean, nobody feels hate (let alone would have the bad manners to express it even if it were possible for them to feel it), and no one actually believes anything dumb of any kind. Therefore, the proper reaction to all instances of bad behavior on the internet is to proclaim, It's just a Poe! The badness will then magically go away. Remember, it is impossible for badness to exist in any form in objective reality, ever."
Don't be a Poetard.
The has been a public service message from the Atheist Experience Blog. We now return you to your regularly scheduled comments.
My question is: what does being an n-word have to do anything with being an atheist?ReplyDelete
None whatsoever. It's simply a method of putting as many slurs (or perceived slurs) into 160 characters as possible.
It could just as easily been said-
"Fuck you mothafuckin tard you fag shithead go burn in hell and suck your own dick atheist dickwad your such a douchebag and u'll be a sad satan-worshipper ur hole life, fagball."
Equal levels of intelligence, tact, and restraint are expressed in both (though the other uses more imagination).
"Everybody is totally nice, everywhere. Stupid, mean-spirited people do not exist."ReplyDelete
Martin proves this wrong. ;)
If we are going to strive to be an example of how to behave and how to treat people in the modern world, we might considering abandoning the nasty practice of using the invented and derogatory suffix "-tard". There are people in this world who ACTUALLY ARE RETARDED, and they might not appreciate their conditions being used as slander.ReplyDelete
You will take Fucktard from me when you pry it from my cold, dead hands.ReplyDelete
flag for fake account, forget.ReplyDelete
It's amazing when someone attempts to insult you how much they reveal about themselves, in this case it's hilarious how ignorant this individual is.ReplyDelete
Jeez, kids these days don't know anything. Sucking Satan's dick isn't what happens in hell, you suck Satan's dick in order to achieve 15 minutes of fame. Doesn't anyone listen to Bill Hicks?ReplyDelete
It is unfair for you to think that all religious people would be nasty like that. Please stop misrepresenting religion. I have nothing against Atheism. I think the concept of doing good for the sake of doing good and without expecting a reward by God is a beautiful thing. There are many good things about Atheism/Humanism. But I don't like the way Atheists look down on Religious or Spiritual people. We are not evil haters. I only have two believes/ hope, I hope and believe that somehow there is a loving God and I hope and believe that there is Life After Death and all of us will be united with our loved ones again.ReplyDelete
What's wrong with having those believes? Why does it make me dangerous or not suitable for the 21st century.
Please stop misrepresenting religion.
Thank you.
thats sad..ReplyDelete
@RoBe: And it only took 3 days and a little over an hour. Who had "less than 4 days" in the No True Scotsman pool?ReplyDelete
Should've asked her if Jesus would want her to send you a message of hate...ReplyDelete
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Blank or Unprinted Dry Erase Boards
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We are open -- all products and lead times listed on the website are accurate. We will continue to monitor the situation and provide updates should anything change.
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As we diligently follow the guidance and best practices put forth by the Centers for Disease Control and Prevention (CDC) regarding work-from-home practices and daily cleaning routines, we remain online and in operation.
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text:
"That cake is evil," my father-in-law declared upon taking a bite of this sinfully rich Gluten-Free Peppermint Pattie Cake. His comments pleased me immensely, in part because my nickname at work used to be "Evil Eve."
In our house, we love desserts. We're always looking out for gluten-free desserts that friends will gobble down. This special-occasion cake is decadently fudgy, almost like a flourless chocolate cake. Trust me: no gluten-eater would ever turn up their nose at this baby.
When you bite into this Gluten-Free Peppermint Pattie Cake, you'll get the sensation of gale-force winter winds whipping through your hair … oops, that was the '80s TV commercial, I digress …
The cake is adapted from a recipe in a book my mother-in-law checked out from the library. She often brings library books for my kids. This time she got one for me: "All Cakes Considered: A year's worth of weekly recipes tested, tasted and approved by the staff of NPR's All Things Considered" by Melissa Gray. It's a fun read for an NPR devotee, full of tempting recipes, entertaining anecdotes and fun references to NPR stars like Carl Kassel.
Of course, I decided to bake the most dense, chocolaty cake in the book.
Gray's original recipe is even more decadent. She instructs readers to bake the cake, make a chocolate ganache for the frosting and then drizzle each slice with homemade mint syrup and homemade chocolate fudge sauce.
That was way too much work for me, so I ditched the ganache, mint syrup and chocolate fudge sauce. Believe me, this cake is still a lot of work, even without all those toppings. To give the cake a minty kick, I used melted peppermint patties for the frosting. Get the sensation.
Gluten-Free Peppermint Pattie Cake
(gluten-free, dairy, kid-friendly)
By Gluten-Free Nosh
printable recipe
Cake ingredients:
- 1 cup gluten-free flour blend (1/4 cup sorghum flour, 1/4 cup brown rice flour, 1/4 cup potato starch, 1/4 cup tapioca starch)
- 1 teaspoon baking powder
- 1/2 teaspoon xanthan gum
- 1/2 teaspoon salt
- 2 sticks (1 cup) butter
- 1/3 cup heavy whipping cream
- 14 ounces (about 3 1/4 cups) dark chocolate (70% cacao)
- 6 ounces peppermint pattie candies (about 12 small candies)
- 6 eggs, separated
- 1 cup sugar
- 2 teaspoons vanilla extract
Frosting ingredients:
- 12 ounces peppermint pattie candies (about 25 small candies)
- 1 tablespoon water
- Preheat oven to 350. Line the bottom of a 9-inch springform pan with a circle of parchment paper. Spray the paper and sides of the pan with cooking oil. (Make sure your cooking oil spray does not contain flour!)
- Whisk the gluten-free flours, baking powder, xanthan gum and salt together in a medium bowl. Set aside.
- Over low heat, melt butter with cream. Add chocolate and stir constantly until smooth — make sure chocolate doesn't burn. Remove pan from heat and set aside.
- Chop the peppermint patties into small pieces on a cutting board lightly dusted with gluten-free flour. Separate pieces so they don't clump together; set aside.
- Using a mixer with the whisk attachment, beat egg yolks on medium-high speed, gradually adding the sugar. Beat for 5 minutes, until mixture is light yellow and very thick. Slow mixer down and add the melted chocolate mixture, beating until blended.
- Replace the whisk attachment with the paddle or regular beaters. Add the flour to the mixture in thirds, mixing after each addition until blended. Mix in the vanilla extract. Set aside.
- In a scrupulously clean mixing bowl with a clean, dry whisk attachment, beat the egg whites on medium-high speed to medium-soft peaks. (Any trace of oil or yolks in the mixing bowl will defeat your whites.)
- Using a spatula, gently fold a third of the egg whites at a time into the chocolate mixture, until just combined. Scatter peppermint patties into batter, so they're well-distributed and fold them in.
- Pour batter into prepared springform pan. Bake for 45 to 50 minutes until knife inserted in the middle comes out clean.
- Cool cake in pan for 10 minutes on cake rack. Remove sides from springform pan and let cake sit until completely cooled. If the top of the cake is domed (and I'm sure it will be), you will need to level it. To do this, get at eye level with the cooled cake. Take a serrated bread knife and horizontally slice off any domed section so the top is flat. Don't obsess about it; just do the best you can.
- You will now need to invert the cake onto a serving plate. Place the serving plate on top of the cake, and holding the cake and the plate together with two hands, flip them upside down, so the bottom of the cake is now the top. Remove the springform pan's bottom disk and the parchment paper.
- To prepare the frosting, melt the peppermint patties in a microwave for 30 seconds. Add 1 tablespoon of water, and microwave for another 30 seconds. Stir till smooth. Using a spatula, spread the frosting on the top and sides of the cooled cake. Garnish with any leftover peppermint patties.
Yield: 15 to 20 thinly sliced servings
Note: If you are not gluten-free, you can make this cake by using 1 cup all-purpose flour and omitting the xanthan gum.


text:
What to Watch: Two 'Happy Endings' tonight
On TV
The gang tries to help Brad save Chuckles and Huggs on the first episode of tonight's double-helping of "Happy Endings." In the next episode, Max pretends he's straight to get a woman's Bulls season tickets and Alex tries to be taken more seriously. ABC 8 p.m. EST.
Trending topic
Richard Griffiths, known for playing Uncle Vernon in the "Harry Potter" movies, has died at 65 from complications of heart surgery yesterday, People.com reports. Griffiths played another famous uncle in the cult classic "Withnail and I," and reteamed with "Harry Potter" star Daniel Radcliffe on stage in "Equus." Radcliffe said of Griffiths in a statement to BBC: "Richard was by my side during two of the most important moments of my career. I was proud to know him."
Hot video: Rob Lowe takes a jet ski ride
GateHouse News Service